<SEC-DOCUMENT>0000914317-13-000332.txt : 20130315
<SEC-HEADER>0000914317-13-000332.hdr.sgml : 20130315
<ACCEPTANCE-DATETIME>20130315163339
ACCESSION NUMBER:		0000914317-13-000332
CONFORMED SUBMISSION TYPE:	10-K
PUBLIC DOCUMENT COUNT:		17
CONFORMED PERIOD OF REPORT:	20121231
FILED AS OF DATE:		20130315
DATE AS OF CHANGE:		20130315

FILER:

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			FIRST BANCORP /NC/
		CENTRAL INDEX KEY:			0000811589
		STANDARD INDUSTRIAL CLASSIFICATION:	STATE COMMERCIAL BANKS [6022]
		IRS NUMBER:				561421916
		STATE OF INCORPORATION:			NC
		FISCAL YEAR END:			1231

	FILING VALUES:
		FORM TYPE:		10-K
		SEC ACT:		1934 Act
		SEC FILE NUMBER:	000-15572
		FILM NUMBER:		13694543

	BUSINESS ADDRESS:	
		STREET 1:		341 NORTH MAIN ST
		STREET 2:		PO BOX 508
		CITY:			TROY
		STATE:			NC
		ZIP:			27371-0508
		BUSINESS PHONE:		9105766171
</SEC-HEADER>
<DOCUMENT>
<TYPE>10-K
<SEQUENCE>1
<FILENAME>form10k-128461_fbnc.htm
<DESCRIPTION>10-K
<TEXT>
<HTML>
<HEAD>
     <TITLE></TITLE>
</HEAD>
<BODY STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">

<P STYLE="margin: 0; font-family: Calibri, Helvetica, Sans-Serif"></P>

<!-- Field: Rule-Page --><DIV ALIGN="LEFT" STYLE="margin-top: 12pt; margin-bottom: 3pt"><DIV STYLE="font-size: 1pt; border-top: Black 2pt solid; border-bottom: Black 1pt solid; width: 100%">&nbsp;</DIV></DIV><!-- Field: /Rule-Page -->

<P STYLE="margin: 0; font-family: Calibri, Helvetica, Sans-Serif"></P>


<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: center">UNITED STATES SECURITIES AND EXCHANGE
COMMISSION</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: center">WASHINGTON, D.C. 20549</P>

<TABLE CELLSPACING="0" CELLPADDING="0" ALIGN="CENTER" STYLE="font: 10pt Calibri, Helvetica, Sans-Serif; width: 30%; border-collapse: collapse">
<TR STYLE="vertical-align: top; font-family: Calibri, Helvetica, Sans-Serif">
    <TD STYLE="width: 100%; border-bottom: black 1pt solid; font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif; padding-right: 6pt; padding-bottom: 2.9pt; padding-left: 6pt; text-align: center">&nbsp;</TD></TR>
</TABLE>
<P STYLE="font: 10pt/8pt Calibri, Helvetica, Sans-Serif; margin: 0 0 2.9pt; text-align: left">&nbsp;</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: center"><B>FORM 10-K</B></P>

<P STYLE="font: 10pt/8pt Calibri, Helvetica, Sans-Serif; margin: 0 0 2.9pt; text-align: center">&nbsp;</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: center">ANNUAL REPORT PURSUANT TO SECTION 13
OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: center">For the fiscal year ended December 31,
2012</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: center">&nbsp;</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: center">&nbsp;</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: center">Commission File Number 0-15572</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: center">&nbsp;</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: center"><B><U>FIRST BANCORP</U></B></P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: center">(Exact Name of Registrant as Specified
in its Charter)</P>

<P STYLE="font: 10pt/8pt Calibri, Helvetica, Sans-Serif; margin: 0 0 2.9pt; text-align: center">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Calibri, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
<TR STYLE="vertical-align: top; font-family: Calibri, Helvetica, Sans-Serif">
    <TD STYLE="width: 40%; border-bottom: windowtext 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center; line-height: 10.05pt; font-family: Calibri, Helvetica, Sans-Serif"><FONT STYLE="font-family: Calibri, Helvetica, Sans-Serif">North Carolina</FONT></TD>
    <TD STYLE="width: 20%; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center; line-height: 10.05pt; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="width: 40%; border-bottom: windowtext 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center; line-height: 10.05pt; font-family: Calibri, Helvetica, Sans-Serif"><FONT STYLE="font-family: Calibri, Helvetica, Sans-Serif">56-1421916</FONT></TD></TR>
<TR STYLE="vertical-align: top; font-family: Calibri, Helvetica, Sans-Serif">
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: center; line-height: 10.05pt; font-family: Calibri, Helvetica, Sans-Serif"><FONT STYLE="font-family: Calibri, Helvetica, Sans-Serif">(State of Incorporation)</FONT></TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: center; line-height: 10.05pt; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: center; line-height: 10.05pt; font-family: Calibri, Helvetica, Sans-Serif"><FONT STYLE="font-family: Calibri, Helvetica, Sans-Serif">(I.R.S. Employer Identification Number)</FONT></TD></TR>
<TR STYLE="vertical-align: top; font-family: Calibri, Helvetica, Sans-Serif">
    <TD STYLE="padding-right: 5.4pt; padding-bottom: 2.9pt; padding-left: 5.4pt; text-align: center; line-height: 10.05pt; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="padding-right: 5.4pt; padding-bottom: 2.9pt; padding-left: 5.4pt; text-align: center; line-height: 10.05pt; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="padding-right: 5.4pt; padding-bottom: 2.9pt; padding-left: 5.4pt; text-align: center; line-height: 10.05pt; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: top; font-family: Calibri, Helvetica, Sans-Serif">
    <TD STYLE="border-bottom: windowtext 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center; line-height: 10.05pt; font-family: Calibri, Helvetica, Sans-Serif"><FONT STYLE="font-family: Calibri, Helvetica, Sans-Serif">341 North Main Street, Troy, North Carolina</FONT></TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: center; line-height: 10.05pt; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="border-bottom: windowtext 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center; line-height: 10.05pt; font-family: Calibri, Helvetica, Sans-Serif"><FONT STYLE="font-family: Calibri, Helvetica, Sans-Serif">27371-0508</FONT></TD></TR>
<TR STYLE="vertical-align: top; font-family: Calibri, Helvetica, Sans-Serif">
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: center; line-height: 10.05pt; font-family: Calibri, Helvetica, Sans-Serif"><FONT STYLE="font-family: Calibri, Helvetica, Sans-Serif">(Address of Principal Executive Offices)</FONT></TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: center; line-height: 10.05pt; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: center; line-height: 10.05pt; font-family: Calibri, Helvetica, Sans-Serif"><FONT STYLE="font-family: Calibri, Helvetica, Sans-Serif">(Zip Code)</FONT></TD></TR>
<TR STYLE="vertical-align: top; font-family: Calibri, Helvetica, Sans-Serif">
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: center; line-height: 10.05pt; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: center; line-height: 10.05pt; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: center; line-height: 10.05pt; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: top; font-family: Calibri, Helvetica, Sans-Serif">
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: center; line-height: 10.05pt; font-family: Calibri, Helvetica, Sans-Serif"><FONT STYLE="font-family: Calibri, Helvetica, Sans-Serif">Registrant&rsquo;s telephone number, including area code:</FONT></TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: center; line-height: 10.05pt; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="border-bottom: windowtext 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center; line-height: 10.05pt; font-family: Calibri, Helvetica, Sans-Serif"><FONT STYLE="font-family: Calibri, Helvetica, Sans-Serif">(910)&nbsp;&nbsp;&nbsp;576-6171</FONT></TD></TR>
<TR STYLE="vertical-align: top; font-family: Calibri, Helvetica, Sans-Serif">
    <TD STYLE="padding-right: 5.4pt; padding-bottom: 2.9pt; padding-left: 5.4pt; text-align: center; line-height: 10.05pt; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="padding-right: 5.4pt; padding-bottom: 2.9pt; padding-left: 5.4pt; text-align: center; line-height: 10.05pt; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="padding-right: 5.4pt; padding-bottom: 2.9pt; padding-left: 5.4pt; text-align: center; line-height: 10.05pt; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: top; font-family: Calibri, Helvetica, Sans-Serif">
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: center; line-height: 10.05pt; font-family: Calibri, Helvetica, Sans-Serif"><FONT STYLE="font-family: Calibri, Helvetica, Sans-Serif">Securities Registered Pursuant to Section 12(b) of the Act:</FONT></TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: center; line-height: 10.05pt; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: center; line-height: 10.05pt; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: top; font-family: Calibri, Helvetica, Sans-Serif">
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: center; line-height: 10.05pt; font-family: Calibri, Helvetica, Sans-Serif"><FONT STYLE="font-family: Calibri, Helvetica, Sans-Serif"><U>Title of each class</U></FONT></TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: center; line-height: 10.05pt; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="border-bottom: windowtext 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center; line-height: 10.05pt; font-family: Calibri, Helvetica, Sans-Serif"><FONT STYLE="font-family: Calibri, Helvetica, Sans-Serif">Name of each exchange on which registered</FONT></TD></TR>
<TR STYLE="vertical-align: top; font-family: Calibri, Helvetica, Sans-Serif">
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: center; line-height: 10.05pt; font-family: Calibri, Helvetica, Sans-Serif"><FONT STYLE="font-family: Calibri, Helvetica, Sans-Serif">Common Stock, No Par Value</FONT></TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: center; line-height: 10.05pt; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: center; line-height: 10.05pt; font-family: Calibri, Helvetica, Sans-Serif"><FONT STYLE="font-family: Calibri, Helvetica, Sans-Serif">The Nasdaq Global Select Market</FONT></TD></TR>
</TABLE>
<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: center">&nbsp;</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: center">Securities Registered Pursuant to Section
12(g) of the Act: None</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">&nbsp;</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"><FONT STYLE="font-family: Calibri, Helvetica, Sans-Serif">Indicate
by check mark if the registrant is a well-known seasoned issuer, as defined in Rule 405 of the Securities Act of 1933. </FONT><FONT STYLE="font-family: Wingdings">o</FONT><FONT STYLE="font-family: Calibri, Helvetica, Sans-Serif">
YES </FONT><FONT STYLE="font-family: Wingdings">&#253;</FONT><FONT STYLE="font-family: Calibri, Helvetica, Sans-Serif"> NO</FONT></P>

<P STYLE="font: 10pt/8pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left; text-indent: 0.25in">&nbsp;</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"><FONT STYLE="font-family: Calibri, Helvetica, Sans-Serif">Indicate
by check mark if the registrant is not required to file reports pursuant to Section 13 or Section 15(d) of the Securities Exchange
Act of 1934. </FONT><FONT STYLE="font-family: Wingdings">o</FONT><FONT STYLE="font-family: Calibri, Helvetica, Sans-Serif"> YES
</FONT><FONT STYLE="font-family: Wingdings">&#253;</FONT><FONT STYLE="font-family: Calibri, Helvetica, Sans-Serif"> NO</FONT></P>

<P STYLE="font: 10pt/8pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left; text-indent: 0.25in">&nbsp;</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"><FONT STYLE="font-family: Calibri, Helvetica, Sans-Serif">Indicate
by check mark whether the registrant (1) has filed all reports required to be filed by Section 13 or 15(d) of the Exchange Act
during the preceding 12 months (or for such shorter period that the registrant was required to file such reports), and (2) has
been subject to such filing requirements for the past 90 days. </FONT><FONT STYLE="font-family: Wingdings">&#253;</FONT><FONT STYLE="font-family: Calibri, Helvetica, Sans-Serif">
YES </FONT><FONT STYLE="font-family: Wingdings">o</FONT><FONT STYLE="font-family: Calibri, Helvetica, Sans-Serif"> NO</FONT></P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left; text-indent: 0.25in">&nbsp;</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"><FONT STYLE="font-family: Calibri, Helvetica, Sans-Serif">Indicate
by check mark whether the registrant has submitted electronically and posted on its corporate Website, if any, every Interactive
Data File required to be submitted and posted pursuant to Rule 405 of Regulation S-T during the preceding 12 months (or for such
shorter period that the registrant was required to submit and post such files). </FONT><FONT STYLE="font-family: Wingdings">&#253;</FONT><FONT STYLE="font-family: Calibri, Helvetica, Sans-Serif">
YES </FONT><FONT STYLE="font-family: Wingdings">o</FONT><FONT STYLE="font-family: Calibri, Helvetica, Sans-Serif"> NO</FONT></P>

<P STYLE="font: 10pt/8pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left; text-indent: 0.25in">&nbsp;</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"><FONT STYLE="font-family: Calibri, Helvetica, Sans-Serif">Indicate
by check mark if disclosure of delinquent filers pursuant to Item 405 of Regulation S-K is not contained herein, and will not be
contained, to the best of the registrant&rsquo;s knowledge, in definitive proxy or information statements incorporated by reference
in Part III of the Form 10-K or any amendment to the Form 10-K. </FONT><FONT STYLE="font-family: Wingdings">o</FONT></P>

<P STYLE="font: 10pt/8pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left; text-indent: 0.25in">&nbsp;</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">Indicate by check mark whether the registrant
is a large accelerated filer, an accelerated filer, a non-accelerated filer, or a smaller reporting company. See the definitions
of &ldquo;large accelerated filer,&rdquo; &ldquo;accelerated filer,&rdquo; and &ldquo;smaller reporting company&rdquo; in Rule
12b-2 of the Exchange Act. (Check one)</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">&nbsp;</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"><FONT STYLE="font-family: Wingdings">o</FONT><FONT STYLE="font-family: Calibri, Helvetica, Sans-Serif">
Large Accelerated Filer </FONT><FONT STYLE="font-family: Wingdings">&#253;</FONT><FONT STYLE="font-family: Calibri, Helvetica, Sans-Serif">
Accelerated Filer </FONT><FONT STYLE="font-family: Wingdings">o</FONT><FONT STYLE="font-family: Calibri, Helvetica, Sans-Serif">
Non-Accelerated Filer </FONT><FONT STYLE="font-family: Wingdings">o</FONT><FONT STYLE="font-family: Calibri, Helvetica, Sans-Serif">
Smaller Reporting Company</FONT></P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">&nbsp;</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"><FONT STYLE="font-family: Calibri, Helvetica, Sans-Serif">Indicate
by check mark whether the registrant is a shell company (as defined in Rule 12b-2 of the Exchange Act). </FONT><FONT STYLE="font-family: Wingdings">o</FONT><FONT STYLE="font-family: Calibri, Helvetica, Sans-Serif">
YES </FONT><FONT STYLE="font-family: Wingdings">&#253;</FONT><FONT STYLE="font-family: Calibri, Helvetica, Sans-Serif"> NO</FONT></P>

<P STYLE="font: 10pt/8pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left; text-indent: 0.25in">&nbsp;</P>

<P STYLE="font: 10pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left; text-indent: 0in">The aggregate market value
of the Common Stock, no par value, held by non-affiliates of the registrant, based on the closing price of the Common Stock as
of June 30, 2012 as reported by The NASDAQ Global Select Market, was approximately $134,981,359.</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left; text-indent: 27pt">&nbsp;</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">The number of shares of the registrant&rsquo;s
Common Stock outstanding on February 28, 2013 was 19,671,775.</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left; text-indent: 27pt">&nbsp;</P>

<!-- Field: Page; Sequence: 1 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 2px solid"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif"><TR><TD STYLE="text-align: center; width: 100%">&nbsp;</TD></TR></TABLE></DIV>
    <DIV STYLE="page-break-before: always; margin-top: 6pt; margin-bottom: 12pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif"><TR><TD STYLE="text-align: left; width: 100%">&nbsp;</TD></TR></TABLE></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"></P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: center; text-indent: 27pt">DOCUMENTS INCORPORATED
BY REFERENCE</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left; text-indent: 27pt; border-bottom: Black 2.25pt double">Portions
of the Registrant&rsquo;s Proxy Statement to be filed pursuant to Regulation 14A are incorporated herein by reference into Part
III.</P>


<!-- Field: Page; Sequence: 2 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 2px solid"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif"><TR><TD STYLE="text-align: center; width: 100%">&nbsp;</TD></TR></TABLE></DIV>
    <DIV STYLE="page-break-before: always; margin-top: 6pt; margin-bottom: 12pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif"><TR><TD STYLE="text-align: left; width: 100%">&nbsp;</TD></TR></TABLE></DIV>
    <!-- Field: /Page -->


<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: center; text-indent: 0.1in"><A NAME="toc"></A><B>TABLE OF CONTENTS</B></P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0.25in"></P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif; border-collapse: collapse">
<TR STYLE="vertical-align: top">
    <TD STYLE="width: 10%; text-align: justify; line-height: 10.05pt"><FONT STYLE="font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</FONT></TD>
    <TD STYLE="width: 79%; text-align: justify; line-height: 10.05pt">&nbsp;</TD>
    <TD STYLE="width: 11%; text-align: center; line-height: 10.05pt"><FONT STYLE="font-family: Calibri, Helvetica, Sans-Serif"><U>Begins on <BR>
Page(s)</U></FONT></TD></TR>
<TR STYLE="vertical-align: top">
    <TD COLSPAN="2" STYLE="text-align: justify; line-height: 10.05pt"><FONT STYLE="font-family: Calibri, Helvetica, Sans-Serif"><A HREF="#a_001">Forward-Looking Statements</A></FONT></TD>
    <TD STYLE="text-align: center; line-height: 10.05pt"><FONT STYLE="font-family: Calibri, Helvetica, Sans-Serif">5</FONT></TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="text-align: justify; line-height: 10.05pt">&nbsp;</TD>
    <TD STYLE="text-align: center; line-height: 10.05pt"><FONT STYLE="font-family: Calibri, Helvetica, Sans-Serif"><A HREF="#a_002">PART I</A></FONT></TD>
    <TD STYLE="text-align: center; line-height: 10.05pt">&nbsp;</TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="text-align: justify; line-height: 10.05pt"><FONT STYLE="font-family: Calibri, Helvetica, Sans-Serif"><A HREF="#a_003">Item 1</A></FONT></TD>
    <TD STYLE="text-align: justify; line-height: 10.05pt"><FONT STYLE="font-family: Calibri, Helvetica, Sans-Serif"><A HREF="#a_003">Business</A></FONT></TD>
    <TD STYLE="text-align: center; line-height: 10.05pt"><FONT STYLE="font-family: Calibri, Helvetica, Sans-Serif">5</FONT></TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="text-align: justify; line-height: 10.05pt"><FONT STYLE="font-family: Calibri, Helvetica, Sans-Serif"><A HREF="#a_004">Item 1A</A></FONT></TD>
    <TD STYLE="text-align: justify; line-height: 10.05pt"><FONT STYLE="font-family: Calibri, Helvetica, Sans-Serif"><A HREF="#a_004">Risk Factors</A></FONT></TD>
    <TD STYLE="text-align: center; line-height: 10.05pt"><FONT STYLE="font-family: Calibri, Helvetica, Sans-Serif">20</FONT></TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="text-align: justify; line-height: 10.05pt"><FONT STYLE="font-family: Calibri, Helvetica, Sans-Serif"><A HREF="#a_005">Item 1B</A></FONT></TD>
    <TD STYLE="text-align: justify; line-height: 10.05pt"><FONT STYLE="font-family: Calibri, Helvetica, Sans-Serif"><A HREF="#a_005">Unresolved Staff Comments</A></FONT></TD>
    <TD STYLE="text-align: center; line-height: 10.05pt"><FONT STYLE="font-family: Calibri, Helvetica, Sans-Serif">26</FONT></TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="text-align: justify; line-height: 10.05pt"><FONT STYLE="font-family: Calibri, Helvetica, Sans-Serif"><A HREF="#a_006">Item 2</A></FONT></TD>
    <TD STYLE="text-align: justify; line-height: 10.05pt"><FONT STYLE="font-family: Calibri, Helvetica, Sans-Serif"><A HREF="#a_006">Properties</A></FONT></TD>
    <TD STYLE="text-align: center; line-height: 10.05pt"><FONT STYLE="font-family: Calibri, Helvetica, Sans-Serif">26</FONT></TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="text-align: justify; line-height: 10.05pt"><FONT STYLE="font-family: Calibri, Helvetica, Sans-Serif"><A HREF="#a_007">Item 3</A></FONT></TD>
    <TD STYLE="text-align: justify; line-height: 10.05pt"><FONT STYLE="font-family: Calibri, Helvetica, Sans-Serif"><A HREF="#a_007">Legal Proceedings</A></FONT></TD>
    <TD STYLE="text-align: center; line-height: 10.05pt"><FONT STYLE="font-family: Calibri, Helvetica, Sans-Serif">26</FONT></TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="text-align: justify; line-height: 10.05pt"><FONT STYLE="font-family: Calibri, Helvetica, Sans-Serif"><A HREF="#a_008">Item 4</A></FONT></TD>
    <TD STYLE="text-align: justify; line-height: 10.05pt"><FONT STYLE="font-family: Calibri, Helvetica, Sans-Serif"><A HREF="#a_008">Mine Safety Disclosures</A></FONT></TD>
    <TD STYLE="text-align: center; line-height: 10.05pt"><FONT STYLE="font-family: Calibri, Helvetica, Sans-Serif">27</FONT></TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="text-align: justify; line-height: 10.05pt">&nbsp;</TD>
    <TD STYLE="text-align: center; line-height: 10.05pt">&nbsp;</TD>
    <TD STYLE="text-align: center; line-height: 10.05pt">&nbsp;</TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="text-align: justify; line-height: 10.05pt">&nbsp;</TD>
    <TD STYLE="text-align: center; line-height: 10.05pt"><FONT STYLE="font-family: Calibri, Helvetica, Sans-Serif"><A HREF="#a_009">PART II</A></FONT></TD>
    <TD STYLE="text-align: center; line-height: 10.05pt">&nbsp;</TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="text-align: justify; line-height: 10.05pt"><FONT STYLE="font-family: Calibri, Helvetica, Sans-Serif"><A HREF="#a_010">Item 5</A></FONT></TD>
    <TD STYLE="padding-left: 0.2in; text-align: left; line-height: 10.05pt; text-indent: -0.2in"><FONT STYLE="font-family: Calibri, Helvetica, Sans-Serif">
<A HREF="#a_010">Market for Registrant&rsquo;s Common Stock, Related Shareholder Matters, and Issuer Purchases of Equity Securities</A></FONT></TD>
    <TD STYLE="text-align: center; line-height: 10.05pt"><FONT STYLE="font-family: Calibri, Helvetica, Sans-Serif">27, 70</FONT></TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="text-align: justify; line-height: 10.05pt"><FONT STYLE="font-family: Calibri, Helvetica, Sans-Serif"><A HREF="#a_064">Item 6</A></FONT></TD>
    <TD STYLE="padding-left: 0.2in; text-align: left; line-height: 10.05pt; text-indent: -0.2in"><FONT STYLE="font-family: Calibri, Helvetica, Sans-Serif"><A HREF="#a_064">Selected Consolidated Financial Data</A></FONT></TD>
    <TD STYLE="text-align: center; line-height: 10.05pt"><FONT STYLE="font-family: Calibri, Helvetica, Sans-Serif">30, 70</FONT></TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="text-align: justify; line-height: 10.05pt"><FONT STYLE="font-family: Calibri, Helvetica, Sans-Serif"><A HREF="#a_011">Item 7</A></FONT></TD>
    <TD STYLE="padding-left: 0.2in; text-align: left; line-height: 10.05pt; text-indent: -0.2in"><FONT STYLE="font-family: Calibri, Helvetica, Sans-Serif"><A HREF="#a_011">Management&rsquo;s Discussion and Analysis of Financial Condition and Results of Operations</A></FONT></TD>
    <TD STYLE="text-align: center; line-height: 10.05pt">&nbsp;</TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="text-align: justify; line-height: 10.05pt">&nbsp;</TD>
    <TD STYLE="text-align: left; line-height: 10.05pt"><FONT STYLE="font-family: Calibri, Helvetica, Sans-Serif"><A HREF="#a_012">Overview &ndash; 2012 Compared to 2011</A></FONT></TD>
    <TD STYLE="text-align: center; line-height: 10.05pt"><FONT STYLE="font-family: Calibri, Helvetica, Sans-Serif">31</FONT></TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="text-align: justify; line-height: 10.05pt">&nbsp;</TD>
    <TD STYLE="text-align: left; line-height: 10.05pt"><FONT STYLE="font-family: Calibri, Helvetica, Sans-Serif"><A HREF="#a_013">Overview &ndash; 2011 Compared to 2010</A></FONT></TD>
    <TD STYLE="text-align: center; line-height: 10.05pt"><FONT STYLE="font-family: Calibri, Helvetica, Sans-Serif">35</FONT></TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="text-align: justify; line-height: 10.05pt">&nbsp;</TD>
    <TD STYLE="text-align: left; line-height: 10.05pt"><FONT STYLE="font-family: Calibri, Helvetica, Sans-Serif"><A HREF="#a_014">Outlook for 2013</A></FONT></TD>
    <TD STYLE="text-align: center; line-height: 10.05pt"><FONT STYLE="font-family: Calibri, Helvetica, Sans-Serif">37</FONT></TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="text-align: justify; line-height: 10.05pt">&nbsp;</TD>
    <TD STYLE="text-align: left; line-height: 10.05pt"><FONT STYLE="font-family: Calibri, Helvetica, Sans-Serif"><A HREF="#a_015">Critical Accounting Policies</A></FONT></TD>
    <TD STYLE="text-align: center; line-height: 10.05pt"><FONT STYLE="font-family: Calibri, Helvetica, Sans-Serif">38</FONT></TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="text-align: justify; line-height: 10.05pt">&nbsp;</TD>
    <TD STYLE="text-align: left; line-height: 10.05pt"><FONT STYLE="font-family: Calibri, Helvetica, Sans-Serif"><A HREF="#a_016">Merger and Acquisition Activity</A></FONT></TD>
    <TD STYLE="text-align: center; line-height: 10.05pt"><FONT STYLE="font-family: Calibri, Helvetica, Sans-Serif">40</FONT></TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="text-align: justify; line-height: 10.05pt">&nbsp;</TD>
    <TD STYLE="text-align: left; line-height: 10.05pt"><FONT STYLE="font-family: Calibri, Helvetica, Sans-Serif"><A HREF="#a_017">FDIC Indemnification Asset</A></FONT></TD>
    <TD STYLE="text-align: center; line-height: 10.05pt"><FONT STYLE="font-family: Calibri, Helvetica, Sans-Serif">40</FONT></TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="text-align: justify; line-height: 10.05pt">&nbsp;</TD>
    <TD STYLE="text-align: left; line-height: 10.05pt"><FONT STYLE="font-family: Calibri, Helvetica, Sans-Serif"><A HREF="#a_019">Statistical Information</A></FONT></TD>
    <TD STYLE="text-align: center; line-height: 10.05pt">&nbsp;</TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="text-align: justify; line-height: 10.05pt">&nbsp;</TD>
    <TD STYLE="padding-left: 0.2in; text-align: left; line-height: 10.05pt"><FONT STYLE="font-family: Calibri, Helvetica, Sans-Serif"><A HREF="#a_019">Net Interest Income</A></FONT></TD>
    <TD STYLE="text-align: center; line-height: 10.05pt"><FONT STYLE="font-family: Calibri, Helvetica, Sans-Serif">44, 71</FONT></TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="text-align: justify; line-height: 10.05pt">&nbsp;</TD>
    <TD STYLE="padding-left: 0.2in; text-align: left; line-height: 10.05pt"><FONT STYLE="font-family: Calibri, Helvetica, Sans-Serif"><A HREF="#a_020">Provision for Loan Losses</A></FONT></TD>
    <TD STYLE="text-align: center; line-height: 10.05pt"><FONT STYLE="font-family: Calibri, Helvetica, Sans-Serif">46, 81</FONT></TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="text-align: justify; line-height: 10.05pt">&nbsp;</TD>
    <TD STYLE="padding-left: 0.2in; text-align: left; line-height: 10.05pt"><FONT STYLE="font-family: Calibri, Helvetica, Sans-Serif"><A HREF="#a_021">Noninterest Income</A></FONT></TD>
    <TD STYLE="text-align: center; line-height: 10.05pt"><FONT STYLE="font-family: Calibri, Helvetica, Sans-Serif">48, 72</FONT></TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="text-align: justify; line-height: 10.05pt">&nbsp;</TD>
    <TD STYLE="padding-left: 0.2in; text-align: left; line-height: 10.05pt"><FONT STYLE="font-family: Calibri, Helvetica, Sans-Serif"><A HREF="#a_022">Noninterest Expenses</A></FONT></TD>
    <TD STYLE="text-align: center; line-height: 10.05pt"><FONT STYLE="font-family: Calibri, Helvetica, Sans-Serif">50, 73</FONT></TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="text-align: justify; line-height: 10.05pt">&nbsp;</TD>
    <TD STYLE="padding-left: 0.2in; text-align: left; line-height: 10.05pt"><FONT STYLE="font-family: Calibri, Helvetica, Sans-Serif"><A HREF="#a_023">Income Taxes</A></FONT></TD>
    <TD STYLE="text-align: center; line-height: 10.05pt"><FONT STYLE="font-family: Calibri, Helvetica, Sans-Serif">51, 73</FONT></TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="text-align: justify; line-height: 10.05pt">&nbsp;</TD>
    <TD STYLE="padding-left: 0.2in; text-align: left; line-height: 10.05pt"><FONT STYLE="font-family: Calibri, Helvetica, Sans-Serif"><A HREF="#a_024">Stock-Based Compensation</A></FONT></TD>
    <TD STYLE="text-align: center; line-height: 10.05pt"><FONT STYLE="font-family: Calibri, Helvetica, Sans-Serif">51</FONT></TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="text-align: justify; line-height: 10.05pt">&nbsp;</TD>
    <TD STYLE="padding-left: 0.2in; text-align: left; line-height: 10.05pt"><FONT STYLE="font-family: Calibri, Helvetica, Sans-Serif"><A HREF="#a_027">Distribution of Assets and Liabilities</A></FONT></TD>
    <TD STYLE="text-align: center; line-height: 10.05pt"><FONT STYLE="font-family: Calibri, Helvetica, Sans-Serif">54, 74</FONT></TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="text-align: justify; line-height: 10.05pt">&nbsp;</TD>
    <TD STYLE="padding-left: 0.2in; text-align: left; line-height: 10.05pt"><FONT STYLE="font-family: Calibri, Helvetica, Sans-Serif"><A HREF="#a_028">Securities</A></FONT></TD>
    <TD STYLE="text-align: center; line-height: 10.05pt"><FONT STYLE="font-family: Calibri, Helvetica, Sans-Serif">54, 74</FONT></TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="text-align: justify; line-height: 10.05pt">&nbsp;</TD>
    <TD STYLE="padding-left: 0.2in; text-align: left; line-height: 10.05pt"><FONT STYLE="font-family: Calibri, Helvetica, Sans-Serif"><A HREF="#a_029">Loans</A></FONT></TD>
    <TD STYLE="text-align: center; line-height: 10.05pt"><FONT STYLE="font-family: Calibri, Helvetica, Sans-Serif">56, 76</FONT></TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="text-align: justify; line-height: 10.05pt">&nbsp;</TD>
    <TD STYLE="padding-left: 0.2in; text-align: left; line-height: 10.05pt"><FONT STYLE="font-family: Calibri, Helvetica, Sans-Serif"><A HREF="#a_030">Nonperforming Assets</A></FONT></TD>
    <TD STYLE="text-align: center; line-height: 10.05pt"><FONT STYLE="font-family: Calibri, Helvetica, Sans-Serif">57, 78</FONT></TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="text-align: justify; line-height: 10.05pt">&nbsp;</TD>
    <TD STYLE="padding-left: 0.2in; text-align: left; line-height: 10.05pt"><FONT STYLE="font-family: Calibri, Helvetica, Sans-Serif"><A HREF="#a_031">Allowance for Loan Losses and Loan Loss Experience</A></FONT></TD>
    <TD STYLE="text-align: center; line-height: 10.05pt"><FONT STYLE="font-family: Calibri, Helvetica, Sans-Serif">60, 75</FONT></TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="text-align: justify; line-height: 10.05pt">&nbsp;</TD>
    <TD STYLE="padding-left: 0.2in; text-align: left; line-height: 10.05pt"><FONT STYLE="font-family: Calibri, Helvetica, Sans-Serif"><A HREF="#a_032">Deposits and Securities Sold Under Agreements to Repurchase</A></FONT></TD>
    <TD STYLE="text-align: center; line-height: 10.05pt"><FONT STYLE="font-family: Calibri, Helvetica, Sans-Serif">62, 83</FONT></TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="text-align: justify; line-height: 10.05pt">&nbsp;</TD>
    <TD STYLE="padding-left: 0.2in; text-align: left; line-height: 10.05pt"><FONT STYLE="font-family: Calibri, Helvetica, Sans-Serif"><A HREF="#a_033">Borrowings</A></FONT></TD>
    <TD STYLE="text-align: center; line-height: 10.05pt"><FONT STYLE="font-family: Calibri, Helvetica, Sans-Serif">63</FONT></TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="text-align: justify; line-height: 10.05pt">&nbsp;</TD>
    <TD STYLE="padding-left: 0.2in; text-align: left; line-height: 10.05pt"><FONT STYLE="font-family: Calibri, Helvetica, Sans-Serif"><A HREF="#a_034">Liquidity, Commitments, and Contingencies</A></FONT></TD>
    <TD STYLE="text-align: center; line-height: 10.05pt"><FONT STYLE="font-family: Calibri, Helvetica, Sans-Serif">64, 85</FONT></TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="text-align: justify; line-height: 10.05pt">&nbsp;</TD>
    <TD STYLE="padding-left: 0.2in; text-align: left; line-height: 10.05pt"><FONT STYLE="font-family: Calibri, Helvetica, Sans-Serif"><A HREF="#a_035">Capital Resources and Shareholders&rsquo; Equity</A></FONT></TD>
    <TD STYLE="text-align: center; line-height: 10.05pt"><FONT STYLE="font-family: Calibri, Helvetica, Sans-Serif">65, 87</FONT></TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="text-align: justify; line-height: 10.05pt">&nbsp;</TD>
    <TD STYLE="padding-left: 0.2in; text-align: left; line-height: 10.05pt"><FONT STYLE="font-family: Calibri, Helvetica, Sans-Serif"><A HREF="#a_036">Off-Balance Sheet Arrangements and Derivative Financial Instruments</A></FONT></TD>
    <TD STYLE="text-align: center; line-height: 10.05pt"><FONT STYLE="font-family: Calibri, Helvetica, Sans-Serif">67</FONT></TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="text-align: justify; line-height: 10.05pt">&nbsp;</TD>
    <TD STYLE="padding-left: 0.2in; text-align: left; line-height: 10.05pt"><FONT STYLE="font-family: Calibri, Helvetica, Sans-Serif"><A HREF="#a_037">Return on Assets and Equity</A></FONT></TD>
    <TD STYLE="text-align: center; line-height: 10.05pt"><FONT STYLE="font-family: Calibri, Helvetica, Sans-Serif">67, 86</FONT></TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="text-align: justify; line-height: 10.05pt">&nbsp;</TD>
    <TD STYLE="padding-left: 0.2in; text-align: left; line-height: 10.05pt"><FONT STYLE="font-family: Calibri, Helvetica, Sans-Serif"><A HREF="#a_038">Interest Rate Risk (Including Quantitative and Qualitative Disclosures about Market Risk)</A></FONT></TD>
    <TD STYLE="text-align: center; line-height: 10.05pt"><FONT STYLE="font-family: Calibri, Helvetica, Sans-Serif">67, 84</FONT></TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="text-align: justify; line-height: 10.05pt">&nbsp;</TD>
    <TD STYLE="padding-left: 0.2in; text-align: left; line-height: 10.05pt"><FONT STYLE="font-family: Calibri, Helvetica, Sans-Serif"><A HREF="#a_039">Inflation</A></FONT></TD>
    <TD STYLE="text-align: center; line-height: 10.05pt"><FONT STYLE="font-family: Calibri, Helvetica, Sans-Serif">69</FONT></TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="text-align: justify; line-height: 10.05pt">&nbsp;</TD>
    <TD STYLE="padding-left: 0.2in; text-align: left; line-height: 10.05pt"><FONT STYLE="font-family: Calibri, Helvetica, Sans-Serif"><A HREF="#a_040">Current Accounting Matters</A></FONT></TD>
    <TD STYLE="text-align: center; line-height: 10.05pt"><FONT STYLE="font-family: Calibri, Helvetica, Sans-Serif">69</FONT></TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="text-align: justify; line-height: 10.05pt"><FONT STYLE="font-family: Calibri, Helvetica, Sans-Serif"><A HREF="#a_041">Item 7A</A></FONT></TD>
    <TD STYLE="text-align: left; line-height: 10.05pt"><FONT STYLE="font-family: Calibri, Helvetica, Sans-Serif"><A HREF="#a_041">Quantitative and Qualitative Disclosures about Market Risk</A></FONT></TD>
    <TD STYLE="text-align: center; line-height: 10.05pt"><FONT STYLE="font-family: Calibri, Helvetica, Sans-Serif">69</FONT></TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="text-align: justify; line-height: 10.05pt"><FONT STYLE="font-family: Calibri, Helvetica, Sans-Serif"><A HREF="#a_042">Item 8</A></FONT></TD>
    <TD STYLE="text-align: left; line-height: 10.05pt"><FONT STYLE="font-family: Calibri, Helvetica, Sans-Serif"><A HREF="#a_042">Financial Statements and Supplementary Data:</A></FONT></TD>
    <TD STYLE="text-align: center; line-height: 10.05pt">&nbsp;</TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="text-align: justify; line-height: 10.05pt">&nbsp;</TD>
    <TD STYLE="text-align: left; line-height: 10.05pt"><FONT STYLE="font-family: Calibri, Helvetica, Sans-Serif"><A HREF="#a_043">Consolidated Balance Sheets as of December 31, 2012 and 2011</A></FONT></TD>
    <TD STYLE="text-align: center; line-height: 10.05pt"><FONT STYLE="font-family: Calibri, Helvetica, Sans-Serif">89</FONT></TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="text-align: justify; line-height: 10.05pt">&nbsp;</TD>
    <TD STYLE="padding-left: 0.2in; text-align: left; line-height: 10.05pt; text-indent: -0.2in"><FONT STYLE="font-family: Calibri, Helvetica, Sans-Serif"><A HREF="#a_044">Consolidated Statements of Income (Loss) for each of the years in the three-year period&nbsp;&nbsp;ended December 31, 2012</A></FONT></TD>
    <TD STYLE="text-align: center; line-height: 10.05pt"><FONT STYLE="font-family: Calibri, Helvetica, Sans-Serif">90</FONT></TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="text-align: justify; line-height: 10.05pt">&nbsp;</TD>
    <TD STYLE="padding-left: 0.2in; text-align: left; line-height: 10.05pt; text-indent: -0.2in"><FONT STYLE="font-family: Calibri, Helvetica, Sans-Serif"><A HREF="#a_045">Consolidated Statements of Comprehensive Income (Loss) &nbsp;for each of the years in the three-year period ended December 31, 2012</A></FONT></TD>
    <TD STYLE="text-align: center; line-height: 10.05pt"><FONT STYLE="font-family: Calibri, Helvetica, Sans-Serif">91</FONT></TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="text-align: justify; line-height: 10.05pt">&nbsp;</TD>
    <TD STYLE="padding-left: 0.2in; text-align: left; line-height: 10.05pt; text-indent: -0.2in"><FONT STYLE="font-family: Calibri, Helvetica, Sans-Serif"><A HREF="#a_046">Consolidated Statements of Shareholders&rsquo; Equity for each of the years in the three-year period ended December 31, 2012</A></FONT></TD>
    <TD STYLE="text-align: center; line-height: 10.05pt"><FONT STYLE="font-family: Calibri, Helvetica, Sans-Serif">92</FONT></TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="text-align: justify; line-height: 10.05pt"></TD></TR></TABLE>

<!-- Field: Page; Sequence: 3; Options: NewSection; Value: 3 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 2px solid"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif"><TR><TD STYLE="text-align: center; width: 100%"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->3<!-- Field: /Sequence --></TD></TR></TABLE></DIV>
    <DIV STYLE="page-break-before: always; margin-top: 6pt; margin-bottom: 12pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif"><TR><TD STYLE="text-align: left; width: 100%">&nbsp;</TD></TR></TABLE></DIV>
    <!-- Field: /Page -->



<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif; border-collapse: collapse">
<TR STYLE="vertical-align: top">
    <TD STYLE="text-align: justify; line-height: 10.05pt; width: 10%">&nbsp;</TD>
    <TD STYLE="padding-left: 0.2in; text-align: left; line-height: 10.05pt; text-indent: -0.2in; width: 79%">&nbsp;</TD>
    <TD STYLE="text-align: center; line-height: 10.05pt; width: 11%"><FONT STYLE="font-family: Calibri, Helvetica, Sans-Serif"><U>Begins on <BR>
Page(s)</U></FONT></TD></TR>
<TR>
    <TD STYLE="vertical-align: top; text-align: justify; line-height: 10.05pt">&nbsp;</TD>
    <TD STYLE="vertical-align: top; padding-left: 0.2in; text-align: left; line-height: 10.05pt; text-indent: -0.2in"><FONT STYLE="font-family: Calibri, Helvetica, Sans-Serif"><A HREF="#a_047">Consolidated Statements of Cash Flows for each of the years in the three-year period ended December 31, 2012</A></FONT></TD>
    <TD STYLE="vertical-align: bottom; text-align: center; line-height: 10.05pt"><FONT STYLE="font-family: Calibri, Helvetica, Sans-Serif">93</FONT></TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="text-align: justify; line-height: 10.05pt">&nbsp;</TD>
    <TD STYLE="text-align: left; line-height: 10.05pt"><FONT STYLE="font-family: Calibri, Helvetica, Sans-Serif"><A HREF="#a_048">Notes to the Consolidated Financial Statements</A></FONT></TD>
    <TD STYLE="text-align: center; line-height: 10.05pt"><FONT STYLE="font-family: Calibri, Helvetica, Sans-Serif">94</FONT></TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="text-align: justify; line-height: 10.05pt">&nbsp;</TD>
    <TD STYLE="text-align: left; line-height: 10.05pt"><FONT STYLE="font-family: Calibri, Helvetica, Sans-Serif"><A HREF="#a_049">Reports of Independent Registered Public Accounting Firm</A></FONT></TD>
    <TD STYLE="text-align: center; line-height: 10.05pt"><FONT STYLE="font-family: Calibri, Helvetica, Sans-Serif">154</FONT></TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="text-align: justify; line-height: 10.05pt">&nbsp;</TD>
    <TD STYLE="text-align: left; line-height: 10.05pt"><FONT STYLE="font-family: Calibri, Helvetica, Sans-Serif"><A HREF="#a_050">Selected Consolidated Financial Data</A></FONT></TD>
    <TD STYLE="text-align: center; line-height: 10.05pt"><FONT STYLE="font-family: Calibri, Helvetica, Sans-Serif">70</FONT></TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="text-align: justify; line-height: 10.05pt">&nbsp;</TD>
    <TD STYLE="text-align: left; line-height: 10.05pt"><FONT STYLE="font-family: Calibri, Helvetica, Sans-Serif"><A HREF="#a_051">Quarterly Financial Summary</A></FONT></TD>
    <TD STYLE="text-align: center; line-height: 10.05pt"><FONT STYLE="font-family: Calibri, Helvetica, Sans-Serif">88</FONT></TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="text-align: justify; line-height: 10.05pt"><FONT STYLE="font-family: Calibri, Helvetica, Sans-Serif"><A HREF="#a_052">Item 9</A></FONT></TD>
    <TD STYLE="padding-left: 0.2in; text-align: left; line-height: 10.05pt; text-indent: -0.2in"><FONT STYLE="font-family: Calibri, Helvetica, Sans-Serif"><A HREF="#a_052">Changes in and Disagreements with Accountants on Accounting and Financial Disclosures</A></FONT></TD>
    <TD STYLE="text-align: center; line-height: 10.05pt"><FONT STYLE="font-family: Calibri, Helvetica, Sans-Serif">156</FONT></TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="text-align: justify; line-height: 10.05pt"><FONT STYLE="font-family: Calibri, Helvetica, Sans-Serif"><A HREF="#a_053">Item 9A</A></FONT></TD>
    <TD STYLE="text-align: left; line-height: 10.05pt"><FONT STYLE="font-family: Calibri, Helvetica, Sans-Serif"><A HREF="#a_053">Controls and Procedures</A></FONT></TD>
    <TD STYLE="text-align: center; line-height: 10.05pt"><FONT STYLE="font-family: Calibri, Helvetica, Sans-Serif">156</FONT></TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="text-align: justify; line-height: 10.05pt"><FONT STYLE="font-family: Calibri, Helvetica, Sans-Serif"><A HREF="#a_054">Item 9B</A></FONT></TD>
    <TD STYLE="text-align: left; line-height: 10.05pt"><FONT STYLE="font-family: Calibri, Helvetica, Sans-Serif"><A HREF="#a_054">Other Information</A></FONT></TD>
    <TD STYLE="text-align: center; line-height: 10.05pt"><FONT STYLE="font-family: Calibri, Helvetica, Sans-Serif">157</FONT></TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="text-align: justify; line-height: 10.05pt">&nbsp;</TD>
    <TD STYLE="text-align: center; line-height: 10.05pt">&nbsp;</TD>
    <TD STYLE="text-align: center; line-height: 10.05pt">&nbsp;</TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="text-align: justify; line-height: 10.05pt">&nbsp;</TD>
    <TD STYLE="text-align: center; line-height: 10.05pt"><FONT STYLE="font-family: Calibri, Helvetica, Sans-Serif"><A HREF="#a_055">PART III</A></FONT></TD>
    <TD STYLE="text-align: center; line-height: 10.05pt">&nbsp;</TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="text-align: justify; line-height: 10.05pt"><FONT STYLE="font-family: Calibri, Helvetica, Sans-Serif"><A HREF="#a_056">Item 10</A></FONT></TD>
    <TD STYLE="text-align: left; line-height: 10.05pt"><FONT STYLE="font-family: Calibri, Helvetica, Sans-Serif"><A HREF="#a_056">Directors, Executive Officers and Corporate Governance</A></FONT></TD>
    <TD STYLE="text-align: center; line-height: 10.05pt"><FONT STYLE="font-family: Calibri, Helvetica, Sans-Serif">157</FONT></TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="text-align: justify; line-height: 10.05pt"><FONT STYLE="font-family: Calibri, Helvetica, Sans-Serif"><A HREF="#a_057">Item 11</A></FONT></TD>
    <TD STYLE="text-align: left; line-height: 10.05pt"><FONT STYLE="font-family: Calibri, Helvetica, Sans-Serif"><A HREF="#a_057">Executive Compensation</A></FONT></TD>
    <TD STYLE="text-align: center; line-height: 10.05pt"><FONT STYLE="font-family: Calibri, Helvetica, Sans-Serif">157</FONT></TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="text-align: justify; line-height: 10.05pt"><FONT STYLE="font-family: Calibri, Helvetica, Sans-Serif"><A HREF="#a_058">Item 12</A></FONT></TD>
    <TD STYLE="padding-left: 0.2in; text-align: left; line-height: 10.05pt; text-indent: -0.2in"><FONT STYLE="font-family: Calibri, Helvetica, Sans-Serif"><A HREF="#a_058">Security Ownership of Certain Beneficial Owners and Management and Related Shareholder Matters</A></FONT></TD>
    <TD STYLE="text-align: center; line-height: 10.05pt"><FONT STYLE="font-family: Calibri, Helvetica, Sans-Serif">157</FONT></TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="text-align: justify; line-height: 10.05pt"><FONT STYLE="font-family: Calibri, Helvetica, Sans-Serif"><A HREF="#a_059">Item 13</A></FONT></TD>
    <TD STYLE="text-align: left; line-height: 10.05pt"><FONT STYLE="font-family: Calibri, Helvetica, Sans-Serif"><A HREF="#a_059">Certain Relationships and Related Transactions, and Director Independence</A></FONT></TD>
    <TD STYLE="text-align: center; line-height: 10.05pt"><FONT STYLE="font-family: Calibri, Helvetica, Sans-Serif">157</FONT></TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="text-align: justify; line-height: 10.05pt"><FONT STYLE="font-family: Calibri, Helvetica, Sans-Serif"><A HREF="#a_060">Item 14</A></FONT></TD>
    <TD STYLE="text-align: left; line-height: 10.05pt"><FONT STYLE="font-family: Calibri, Helvetica, Sans-Serif"><A HREF="#a_060">Principal Accountant Fees and Services</A></FONT></TD>
    <TD STYLE="text-align: center; line-height: 10.05pt"><FONT STYLE="font-family: Calibri, Helvetica, Sans-Serif">157</FONT></TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="text-align: justify; line-height: 10.05pt">&nbsp;</TD>
    <TD STYLE="text-align: center; line-height: 10.05pt">&nbsp;</TD>
    <TD STYLE="text-align: center; line-height: 10.05pt">&nbsp;</TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="text-align: justify; line-height: 10.05pt">&nbsp;</TD>
    <TD STYLE="text-align: center; line-height: 10.05pt"><FONT STYLE="font-family: Calibri, Helvetica, Sans-Serif"><A HREF="#a_061">PART IV</A></FONT></TD>
    <TD STYLE="text-align: center; line-height: 10.05pt">&nbsp;</TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="text-align: justify; line-height: 10.05pt"><FONT STYLE="font-family: Calibri, Helvetica, Sans-Serif"><A HREF="#a_062">Item 15</A></FONT></TD>
    <TD STYLE="text-align: left; line-height: 10.05pt"><FONT STYLE="font-family: Calibri, Helvetica, Sans-Serif"><A HREF="#a_062">Exhibits and Financial Statement Schedules</A></FONT></TD>
    <TD STYLE="text-align: center; line-height: 10.05pt"><FONT STYLE="font-family: Calibri, Helvetica, Sans-Serif">158</FONT></TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="text-align: justify; line-height: 10.05pt">&nbsp;</TD>
    <TD STYLE="text-align: center; line-height: 10.05pt">&nbsp;</TD>
    <TD STYLE="text-align: center; line-height: 10.05pt">&nbsp;</TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="text-align: justify; line-height: 10.05pt">&nbsp;</TD>
    <TD STYLE="text-align: center; line-height: 10.05pt"><FONT STYLE="font-family: Calibri, Helvetica, Sans-Serif"><A HREF="#a_063">SIGNATURES</A></FONT></TD>
    <TD STYLE="text-align: center; line-height: 10.05pt"><FONT STYLE="font-family: Calibri, Helvetica, Sans-Serif">162</FONT></TD></TR>
</TABLE>


<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0.25in">&nbsp;</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0 0 0 0.25in; text-align: justify; text-indent: -0.25in">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin-top: 0; margin-bottom: 0"><TR STYLE="vertical-align: top; font-family: Calibri, Helvetica, Sans-Serif">
<TD STYLE="width: 0; font-family: Calibri, Helvetica, Sans-Serif"></TD><TD STYLE="width: 0.25in; font-family: Calibri, Helvetica, Sans-Serif">*</TD><TD STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">Information called for by Part III (Items 10 through 14) is incorporated herein by reference to the
Registrant&rsquo;s definitive Proxy Statement for the 2013 Annual Meeting of Shareholders to be filed with the Securities and Exchange
Commission on or before April 30, 2013.</TD></TR></TABLE>



<P STYLE="margin: 0; font-family: Calibri, Helvetica, Sans-Serif"></P>

<!-- Field: Page; Sequence: 4 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 2px solid"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif"><TR><TD STYLE="text-align: center; width: 100%"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->4<!-- Field: /Sequence --></TD></TR></TABLE></DIV>
    <DIV STYLE="page-break-before: always; margin-top: 6pt; margin-bottom: 12pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif"><TR><TD STYLE="text-align: left; width: 100%"><A HREF="#toc" STYLE="font-style: italic">Table of Contents</A></TD></TR></TABLE></DIV>
    <!-- Field: /Page -->


<P STYLE="margin: 0; font-family: Calibri, Helvetica, Sans-Serif"></P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"><B><A NAME="a_001"></A>FORWARD-LOOKING STATEMENTS</B></P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">&nbsp;</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">This report contains forward-looking statements
within the meaning of Section 21E of the Securities Exchange Act of 1934 and the Private Securities Litigation Reform Act of 1995,
which statements are inherently subject to risks and uncertainties. Forward-looking statements are statements that include projections,
predictions, expectations or beliefs about future events or results or otherwise are not statements of historical fact. Further,
forward-looking statements are intended to speak only as of the date made. Such statements are often characterized by the use of
qualifying words (and their derivatives) such as &ldquo;expect,&rdquo; &ldquo;believe,&rdquo; &ldquo;estimate,&rdquo; &ldquo;plan,&rdquo;
&ldquo;project,&rdquo; or other statements concerning our opinions or judgment about future events. Our actual results may differ
materially from those anticipated in any forward-looking statements, as they will depend on many factors about which we are unsure,
including many factors which are beyond our control. Factors that could influence the accuracy of such forward-looking statements
include, but are not limited to, the financial success or changing strategies of our customers, our level of success in integrating
acquisitions, actions of government regulators, the level of market interest rates, and general economic conditions. For additional
information about factors that could affect the matters discussed in this paragraph, see the &ldquo;Risk Factors&rdquo; section
in Item 1A of this report.</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify"><B><A NAME="a_002"></A>PART I</B></P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify"><B><A NAME="a_003"></A>Item 1. Business</B></P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify"><B>General Description</B></P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">First Bancorp (the &ldquo;Company&rdquo;)
is a bank holding company. Our principal activity is the ownership and operation of First Bank (the &ldquo;Bank&rdquo;), a state-chartered
bank with its main office in Troy, North Carolina. The Company is also the parent to a series of statutory business trusts organized
under the laws of the State of Delaware that were created for the purpose of issuing trust preferred debt securities. Our outstanding
debt associated with these trusts was $46.4 million at December 31, 2012 and 2011.</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">&nbsp;</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">The Company was incorporated in North
Carolina on December 8, 1983, as Montgomery Bancorp, for the purpose of acquiring 100% of the outstanding common stock of the Bank
through a stock-for-stock exchange. On December 31, 1986, the Company changed its name to First Bancorp to conform its name to
the name of the Bank, which had changed its name from Bank of Montgomery to First Bank in 1985.</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left; text-indent: 0.25in">&nbsp;</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">The Bank was organized in 1934 and began
banking operations in 1935 as the Bank of Montgomery, named for the county in which it operated. The Bank&rsquo;s main office is
in Troy, population 3,500, located in the center of Montgomery County, approximately 60 miles east of Charlotte, 50 miles south
of Greensboro, and 80 miles southwest of Raleigh. As of December 31, 2012, we conducted business from 97 branches covering a geographical
area from Little River, South Carolina to the southeast, to Wilmington, North Carolina to the east, to Kill Devil Hills, North
Carolina to the northeast, to Salem, Virginia to the north, to Abingdon, Virginia to the northwest, and to Asheville, North Carolina
to the west. We also have loan production offices in Greenville, North Carolina and Blacksburg, Virginia. Of the Bank&rsquo;s 97
branches, 81 branches are in North Carolina, nine branches are in South Carolina and seven branches are in Virginia (where we operate
under the name &ldquo;First Bank of Virginia&rdquo;). Ranked by assets, the Bank was the fourth largest bank headquartered in North
Carolina as of December 31, 2012.</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left; text-indent: 0.25in">&nbsp;</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">On June 19, 2009, we acquired substantially
all of the assets and liabilities of Cooperative Bank, which had been closed earlier that day by regulatory authorities. Cooperative
Bank operated through twenty-four branches located primarily in the coastal region of North Carolina. In connection with the acquisition,
we assumed assets with a book value of $959 million, including $829 million in loans and $706 million in deposits. The loans and
foreclosed real estate purchased in the acquisition are covered by loss share agreements between the Federal Deposit Insurance
Corporation (FDIC) and First Bank which affords the Bank significant loss protection. We recorded a gain of $67.9 million as a
result of this acquisition. Additional information regarding this transaction is contained in the Company&rsquo;s 2009 Annual Report
on Form 10-K.</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left; text-indent: 0.25in">&nbsp;</P>

<!-- Field: Page; Sequence: 5 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 2px solid"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif"><TR><TD STYLE="text-align: center; width: 100%"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->5<!-- Field: /Sequence --></TD></TR></TABLE></DIV>
    <DIV STYLE="page-break-before: always; margin-top: 6pt; margin-bottom: 12pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif"><TR><TD STYLE="text-align: left; width: 100%"><A HREF="#toc" STYLE="font-style: italic">Table of Contents</A></TD></TR></TABLE></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"></P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">On January 21, 2011, we acquired substantially
all of the assets and liabilities of The Bank of Asheville, which had been closed earlier that day by regulatory authorities. The
Bank of Asheville operated through five branches located in or near Asheville, North Carolina. In connection with the acquisition,
we assumed assets with a book value of $190 million, including $154 million in loans and $192 million in deposits. Substantially
all of the acquired loans and foreclosed real-estate are covered by loss share agreements with the FDIC, which affords the Bank
significant loss protection. We recorded a gain of $10.2 million as a result of this acquisition. Additional information regarding
this transaction is also contained in Management&rsquo;s Discussion and Analysis of Financial Condition and Results of Operations
and Note 2 to the consolidated financial statements.</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">&nbsp;</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">As of December 31, 2012, the Bank had
two wholly owned subsidiaries, First Bank Insurance Services, Inc. (&ldquo;First Bank Insurance&rdquo;) and First Troy SPE, LLC.
First Bank Insurance&rsquo;s primary business activity is the placement of property and casualty insurance coverage. First Troy
SPE, LLC, which was organized in December 2009, is a holding entity for certain foreclosed properties.</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left; text-indent: 0.25in">&nbsp;</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">Our principal executive offices are located
at 341 North Main Street, Troy, North Carolina 27371-0508, and our telephone number is (910) 576-6171. Unless the context requires
otherwise, references to the &ldquo;Company,&rdquo; &ldquo;we,&rdquo; &ldquo;our,&rdquo; or &ldquo;us&rdquo; in this annual report
on Form 10-K shall mean collectively First Bancorp and its consolidated subsidiaries.</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">&nbsp;</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"><B>General Business</B></P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">&nbsp;</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">We engage in a full range of banking activities,
with the acceptance of deposits and the making of loans being our most basic activities. We offer deposit products such as checking,
savings, and money market accounts, as well as time deposits, including various types of certificates of deposits (CDs) and individual
retirement accounts (IRAs). We provide loans for a wide range of consumer and commercial purposes, including loans for business,
agriculture, real estate, personal uses, home improvement and automobiles. We also offer credit cards, debit cards, letters of
credit, safe deposit box rentals and electronic funds transfer services, including wire transfers. In addition, we offer internet
banking, mobile banking, cash management and bank-by-phone capabilities to our customers, and are affiliated with ATM networks
that give our customers access to 67,000 ATMs, with no surcharge fee. In 2007, we introduced remote deposit capture, which provides
business customers with a method to electronically transmit checks received from customers into their bank account without having
to visit a branch. In 2008, we joined the Certificate of Deposit Account Registry Service (CDARS), which gives our customers the
ability to obtain FDIC insurance on deposits of up to $50 million, while continuing to work directly with their local First Bank
branch.</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left; text-indent: 0.25in">&nbsp;</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">Because the majority of our customers
are individuals and small to medium-sized businesses located in the counties we serve, management does not believe that the loss
of a single customer or group of customers would have a material adverse impact on the Bank. There are no seasonal factors that
tend to have any material effect on the Bank&rsquo;s business, and we do not rely on foreign sources of funds or income. Because
we operate primarily within North Carolina, southwestern Virginia and northeastern South Carolina, the economic conditions of these
areas could have a material impact on the Company. See additional discussion below in the section entitled &ldquo;Territory Served
and Competition.&rdquo;</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left; text-indent: 0.25in">&nbsp;</P>

<!-- Field: Page; Sequence: 6 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 2px solid"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif"><TR><TD STYLE="text-align: center; width: 100%"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->6<!-- Field: /Sequence --></TD></TR></TABLE></DIV>
    <DIV STYLE="page-break-before: always; margin-top: 6pt; margin-bottom: 12pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif"><TR><TD STYLE="text-align: left; width: 100%"><A HREF="#toc" STYLE="font-style: italic">Table of Contents</A></TD></TR></TABLE></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"></P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">Beginning in 1999, First Bank Insurance
began offering non-FDIC insured investment and insurance products, including mutual funds, annuities, long-term care insurance,
life insurance, and company retirement plans, as well as financial planning services (the &ldquo;investments division&rdquo;).
In May 2001, First Bank Insurance added to its product line when it acquired two insurance agencies that specialized in the placement
of property and casualty insurance. In October 2003, the &ldquo;investments division&rdquo; of First Bank Insurance became a part
of the Bank. The primary activity of First Bank Insurance is now the placement of property and casualty insurance products. In
February 2010, First Bank Insurance acquired The Insurance Center, Inc., a Troy-based property and casualty insurance agency with
approximately 500 customers.</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left; text-indent: 0.25in">&nbsp;</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">First Bancorp Capital Trust II and First
Bancorp Capital Trust III were organized in December 2003 for the purpose of issuing $20.6 million in debt securities ($10.3 million
was issued from each trust). These borrowings are due on January 23, 2034 and are also structured as trust preferred capital securities
in order to qualify as regulatory capital. These debt securities are callable by the Company at par on any quarterly interest payment
date beginning on January 23, 2009. The interest rate on these debt securities adjusts on a quarterly basis at a weighted average
rate of three-month LIBOR plus 2.70%.</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left; text-indent: 0.25in">&nbsp;</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">First Bancorp Capital Trust IV was organized
in April 2006 for the purpose of issuing $25.8 million in debt securities. These borrowings are due on June 15, 2036 and are also
structured as trust preferred capital securities that qualify as regulatory capital. These debt securities are callable by the
Company at par on any quarterly interest payment date beginning on June 15, 2011. The interest rate on these debt securities adjusts
on a quarterly basis at a rate of three-month LIBOR plus 1.39%.</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"><B>&nbsp;</B></P>


<!-- Field: Page; Sequence: 7 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 2px solid"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif"><TR><TD STYLE="text-align: center; width: 100%"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->7<!-- Field: /Sequence --></TD></TR></TABLE></DIV>
    <DIV STYLE="page-break-before: always; margin-top: 6pt; margin-bottom: 12pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif"><TR><TD STYLE="text-align: left; width: 100%"><A HREF="#toc" STYLE="font-style: italic">Table of Contents</A></TD></TR></TABLE></DIV>
    <!-- Field: /Page -->


<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"><B>Territory Served and Competition</B></P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">&nbsp;</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">Our headquarters are located in Troy,
Montgomery County, North Carolina. At the end of 2012, we served primarily the south central region (sometimes called the Piedmont
region), the central mountain region and the eastern coastal region of North Carolina, with additional operations in northeastern
South Carolina and southwestern Virginia. The following table presents, for each county where we operated as of December 31, 2012,
the number of bank branches operated by the Company within the county, the approximate amount of deposits with the Company in the
county as of December 31, 2012, our approximate deposit market share at June 30, 2012, and the number of bank competitors located
in the county at June 30, 2012.</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: center; text-indent: 0.25in">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="border-collapse: collapse; width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif">
<TR STYLE="vertical-align: bottom">
    <TD NOWRAP STYLE="text-align: center; border-bottom: Black 1pt solid">County</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="3" NOWRAP STYLE="text-align: center; border-bottom: Black 1pt solid">Number of <BR>Branches</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="3" NOWRAP STYLE="text-align: center; border-bottom: Black 1pt solid">Deposits <BR>(in millions)</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="3" NOWRAP STYLE="text-align: center; border-bottom: Black 1pt solid">Market <BR>Share</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: center; border-bottom: Black 1pt solid">Number of <BR>Competitors</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD NOWRAP STYLE="width: 40%; text-align: justify; padding-left: 5.4pt">Anson, NC</TD><TD NOWRAP STYLE="width: 2%">&nbsp;</TD>
    <TD NOWRAP STYLE="width: 2%; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="width: 5%; text-align: right">1</TD><TD NOWRAP STYLE="width: 6%; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="width: 2%">&nbsp;</TD>
    <TD NOWRAP STYLE="width: 2%; text-align: right; vertical-align: bottom">$</TD><TD NOWRAP STYLE="width: 6%; text-align: right">12</TD><TD NOWRAP STYLE="width: 5%; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="width: 2%">&nbsp;</TD>
    <TD NOWRAP STYLE="width: 2%; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="width: 6%; text-align: right">4.5%</TD><TD NOWRAP STYLE="width: 5%; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="width: 2%">&nbsp;</TD>
    <TD NOWRAP STYLE="width: 13%; text-align: center; padding-left: 5.4pt">5</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD NOWRAP STYLE="text-align: justify; padding-left: 5.4pt">Beaufort, NC</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">3</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">36</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">2.9%</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: center; padding-left: 5.4pt">7</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD NOWRAP STYLE="text-align: justify; padding-left: 5.4pt">Bladen, NC</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">1</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">24</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">10.2%</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: center; padding-left: 5.4pt">5</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD NOWRAP STYLE="text-align: justify; padding-left: 5.4pt">Brunswick, NC</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">4</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">96</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">5.8%</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: center; padding-left: 5.4pt">11</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD NOWRAP STYLE="text-align: justify; padding-left: 5.4pt">Buncombe, NC</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">4</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">96</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">2.3%</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: center; padding-left: 5.4pt">19</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD NOWRAP STYLE="text-align: justify; padding-left: 5.4pt">Cabarrus, NC</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">2</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">38</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">2.1%</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: center; padding-left: 5.4pt">11</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD NOWRAP STYLE="text-align: justify; padding-left: 5.4pt">Carteret, NC</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">2</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">21</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">2.3%</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: center; padding-left: 5.4pt">8</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD NOWRAP STYLE="text-align: justify; padding-left: 5.4pt">Chatham, NC</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">2</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">73</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">9.8%</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: center; padding-left: 5.4pt">10</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD NOWRAP STYLE="text-align: justify; padding-left: 5.4pt">Chesterfield, SC</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">3</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">55</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">15.1%</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: center; padding-left: 5.4pt">7</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD NOWRAP STYLE="text-align: justify; padding-left: 5.4pt">Columbus, NC</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">2</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">29</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">4.6%</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: center; padding-left: 5.4pt">5</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD NOWRAP STYLE="text-align: justify; padding-left: 5.4pt">Dare, NC</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">1</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">17</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">1.8%</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: center; padding-left: 5.4pt">10</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD NOWRAP STYLE="text-align: justify; padding-left: 5.4pt">Davidson, NC</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">3</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">97</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">4.0%</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: center; padding-left: 5.4pt">10</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD NOWRAP STYLE="text-align: justify; padding-left: 5.4pt">Dillon, SC</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">3</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">69</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">24.4%</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: center; padding-left: 5.4pt">3</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD NOWRAP STYLE="text-align: justify; padding-left: 5.4pt">Duplin, NC</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">3</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">117</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">26.2%</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: center; padding-left: 5.4pt">7</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD NOWRAP STYLE="text-align: justify; padding-left: 5.4pt">Florence, SC</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">2</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">32</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">1.7%</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: center; padding-left: 5.4pt">13</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD NOWRAP STYLE="text-align: justify; padding-left: 5.4pt">Guilford, NC</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">1</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">58</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">0.7%</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: center; padding-left: 5.4pt">20</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD NOWRAP STYLE="text-align: justify; padding-left: 5.4pt">Harnett, NC</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">3</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">114</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">13.4%</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: center; padding-left: 5.4pt">9</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD NOWRAP STYLE="text-align: justify; padding-left: 5.4pt">Horry, SC</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">1</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">4</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">0.1%</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: center; padding-left: 5.4pt">23</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD NOWRAP STYLE="text-align: justify; padding-left: 5.4pt">Iredell, NC</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">2</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">31</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">1.4%</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: center; padding-left: 5.4pt">22</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD NOWRAP STYLE="text-align: justify; padding-left: 5.4pt">Lee, NC</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">4</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">188</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">24.2%</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: center; padding-left: 5.4pt">10</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD NOWRAP STYLE="text-align: justify; padding-left: 5.4pt">Montgomery, NC</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">5</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">106</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">39.1%</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: center; padding-left: 5.4pt">4</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD NOWRAP STYLE="text-align: justify; padding-left: 5.4pt">Montgomery, VA</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">2</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">59</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">3.3%</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: center; padding-left: 5.4pt">13</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD NOWRAP STYLE="text-align: justify; padding-left: 5.4pt">Moore, NC</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">11</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">421</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">25.7%</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: center; padding-left: 5.4pt">11</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD NOWRAP STYLE="text-align: justify; padding-left: 5.4pt">New Hanover, NC</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">5</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">158</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">3.8%</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: center; padding-left: 5.4pt">20</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD NOWRAP STYLE="text-align: justify; padding-left: 5.4pt">Onslow, NC</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">2</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">41</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">3.9%</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: center; padding-left: 5.4pt">9</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD NOWRAP STYLE="text-align: justify; padding-left: 5.4pt">Pulaski, VA</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">1</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">26</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">6.5%</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: center; padding-left: 5.4pt">8</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD NOWRAP STYLE="text-align: justify; padding-left: 5.4pt">Randolph, NC</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">4</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">71</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">4.4%</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: center; padding-left: 5.4pt">15</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD NOWRAP STYLE="text-align: justify; padding-left: 5.4pt">Richmond, NC</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">1</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">19</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">3.3%</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: center; padding-left: 5.4pt">6</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD NOWRAP STYLE="text-align: justify; padding-left: 5.4pt">Roanoke, VA</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">1</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">4</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">0.0%</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: center; padding-left: 5.4pt">13</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD NOWRAP STYLE="text-align: justify; padding-left: 5.4pt">Robeson, NC</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">5</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">195</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">18.5%</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: center; padding-left: 5.4pt">9</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD NOWRAP STYLE="text-align: justify; padding-left: 5.4pt">Rockingham, NC</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">1</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">29</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">2.7%</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: center; padding-left: 5.4pt">11</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD NOWRAP STYLE="text-align: justify; padding-left: 5.4pt">Rowan, NC</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">2</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">53</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">3.3%</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: center; padding-left: 5.4pt">13</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD NOWRAP STYLE="text-align: justify; padding-left: 5.4pt">Scotland, NC</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">2</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">61</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">18.0%</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: center; padding-left: 5.4pt">6</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD NOWRAP STYLE="text-align: justify; padding-left: 5.4pt">Stanly, NC</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">4</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">94</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">9.9%</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: center; padding-left: 5.4pt">6</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD NOWRAP STYLE="text-align: justify; padding-left: 5.4pt">Wake, NC</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">1</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">25</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">0.1%</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: center; padding-left: 5.4pt">31</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD NOWRAP STYLE="text-align: justify; padding-left: 5.4pt">Washington, VA</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">1</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">32</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">3.1%</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: center; padding-left: 5.4pt">16</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD NOWRAP STYLE="text-align: justify; padding-left: 5.4pt">Wythe, VA</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">2</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">79</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">13.8%</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: center; padding-left: 5.4pt">11</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD NOWRAP STYLE="text-align: left; padding-bottom: 1pt; padding-left: 5.4pt">Brokered &amp; Internet Deposits</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: right">&mdash;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: right">141</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: right">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: justify; padding-bottom: 1pt; padding-left: 5.4pt">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD NOWRAP STYLE="text-align: justify; padding-bottom: 2.5pt; padding-left: 5.4pt">&nbsp;&nbsp;&nbsp;&nbsp;Total</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; text-align: right">97</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; text-align: right; vertical-align: bottom">$</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; text-align: right; vertical-align: bottom">2,821</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt">&nbsp;</TD>
    <TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: right">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: justify; padding-bottom: 2.5pt; padding-left: 5.4pt">&nbsp;</TD></TR>
</TABLE>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0.25in">&nbsp;</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">Our branches and facilities are primarily
located in small communities whose economies are based primarily on services, manufacturing and light industry. Although our market
is predominantly small communities and rural areas, the market area is not dependent on agriculture. Textiles, furniture, mobile
homes, electronics, plastic and metal fabrication, forest products, food products, and chicken hatcheries are among the leading
manufacturing industries in the trade area. Leading producers of lumber and rugs are located in Montgomery County, North Carolina.
The Pinehurst area within Moore County, North Carolina, is a widely known golf resort and retirement area. The High Point, North
Carolina, area is widely known for its furniture market. New Hanover and Brunswick Counties, located in the southeastern coastal
region of North Carolina, are popular with tourists and have significant retirement populations. Buncombe County, located in the
western region of North Carolina, is a highly diverse area with industries in manufacturing, service, and tourism. Additionally,
several of the communities served by the Company are &ldquo;bedroom&rdquo; communities of large cities like Charlotte, Raleigh
and Greensboro, while several branches are located in medium-sized cities such as Albemarle, Asheboro, High Point, Southern Pines
and Sanford. We also have branches in small communities such as Bennett, Polkton, Vass, and Harmony.</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left; text-indent: 0.25in">&nbsp;</P>

<!-- Field: Page; Sequence: 8 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 2px solid"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif"><TR><TD STYLE="text-align: center; width: 100%"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->8<!-- Field: /Sequence --></TD></TR></TABLE></DIV>
    <DIV STYLE="page-break-before: always; margin-top: 6pt; margin-bottom: 12pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif"><TR><TD STYLE="text-align: left; width: 100%"><A HREF="#toc" STYLE="font-style: italic">Table of Contents</A></TD></TR></TABLE></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"></P>

<P STYLE="font: 10pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left; text-indent: 0in">Approximately 15% of our deposit
base is in Moore County. Accordingly, material changes in competition, the economy or population of Moore County could materially
impact the Company. No other county comprises more than 10% of our deposit base.</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">&nbsp;</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">We compete in our various market areas
with, among others, several large interstate bank holding companies. These large competitors have substantially greater resources
than us, including broader geographic markets, higher lending limits and the ability to make greater use of large-scale advertising
and promotions. A significant number of interstate banking acquisitions have taken place in the past decade, thus further increasing
the size and financial resources of some of our competitors, some of which are among the largest bank holding companies in the
nation. In many of our markets, we also compete against banks that have been organized within the past ten to fifteen years. Until
recently, these new banks often focused on loan and deposit balance sheet growth, and not necessarily on earnings profitability,
which often resulted in them offering more attractive terms on loans and deposits than we were willing to offer in light of our
profitability goals. Due to capital considerations, most of these banks are no longer seeking balance sheet growth. This has increased
our ability to compete for loans, but the same banks continue to offer premium rates on deposits, presumably in an effort to maintain
maximum liquidity during these challenging economic times. Moore County, which as noted above comprises a disproportionate share
of our deposits, is a particularly competitive market, with at least eleven other financial institutions having a physical presence.</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left; text-indent: 0.25in">&nbsp;</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">We compete not only against banking organizations,
but also against a wide range of financial service providers, including federally and state-chartered savings and loan institutions,
credit unions, investment and brokerage firms and small-loan or consumer finance companies. One of the credit unions in our market
area is among the largest in the nation. Competition among financial institutions of all types is virtually unlimited with respect
to legal ability and authority to provide most financial services. We also experience competition from internet banks, particularly
in the area of time deposits.</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left; text-indent: 0.25in">&nbsp;</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">Despite the competitive market, we believe
we have certain advantages over our competition in the areas we serve. We seek to maintain a distinct local identity in each of
the communities we serve and we actively sponsor and participate in local civic affairs. Most lending and other customer-related
business decisions can be made without the delays often associated with larger institutions. Additionally, employment of local
managers and personnel in various offices and low turnover of personnel enable us to establish and maintain long-term relationships
with individual and corporate customers.</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left; text-indent: 0.25in">&nbsp;</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"><B>Lending Policy and Procedures</B></P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left; text-indent: 0.25in">&nbsp;</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">Conservative lending policies and procedures
and appropriate underwriting standards are high priorities of the Bank. Loans are approved under our written loan policy, which
provides that lending officers, principally branch managers, have authority to approve loans of various amounts up to $350,000,
with lending limits varying depending upon the experience of the lending officer and whether the loan is secured or unsecured.
Each of our regional senior lending officers has discretion to approve secured loans of various principal amounts up to $500,000
and together can approve loans up to $4,000,000. Loans above $4,000,000 must be approved by the Executive Committee of the Company&rsquo;s
board of directors.</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left; text-indent: 0.25in">&nbsp;</P>

<!-- Field: Page; Sequence: 9 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 2px solid"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif"><TR><TD STYLE="text-align: center; width: 100%"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->9<!-- Field: /Sequence --></TD></TR></TABLE></DIV>
    <DIV STYLE="page-break-before: always; margin-top: 6pt; margin-bottom: 12pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif"><TR><TD STYLE="text-align: left; width: 100%"><A HREF="#toc" STYLE="font-style: italic">Table of Contents</A></TD></TR></TABLE></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"></P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">A committee of our board of directors
reviews and approves loans that exceed management&rsquo;s lending authority, loans to executive officers, directors, and their
affiliates and, in certain instances, other types of loans. New credit extensions are reviewed daily by our senior management and
at least monthly by our board committee.</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left; text-indent: 0.25in">&nbsp;</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">We continually monitor our loan portfolio
to identify areas of concern and to enable us to take corrective action. Lending officers and the board of directors meet periodically
to review past due loans and portfolio quality, while assuring that the Bank is appropriately meeting the credit needs of the communities
it serves. Individual lending officers are responsible for pursuing collection of past-due amounts and monitoring any changes in
the financial status of borrowers.</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left; text-indent: 0.25in">&nbsp;</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">We also contract with an independent consulting
firm to review new loan originations meeting certain criteria, as well as to assign risk grades to existing credits meeting certain
thresholds. The consulting firm&rsquo;s observations, comments, and risk grades, including variances with the Bank&rsquo;s risk
grades, are shared with the audit committee of the Company&rsquo;s board of directors and are considered by management in setting
Bank policy, as well as in evaluating the adequacy of our allowance for loan losses. The consulting firm also provides training
on a periodic basis to our lending officers to keep them updated on current developments in the marketplace. For additional information,
see &ldquo;Allowance for Loan Losses and Loan Loss Experience&rdquo; under Item 7 below.</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left; text-indent: 0.25in">&nbsp;</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"><B>Investment Policy and Procedures</B></P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">&nbsp;</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">We have adopted an investment policy designed
to maximize our income from funds not needed to meet loan demand, in a manner consistent with appropriate liquidity and risk objectives.
Pursuant to this policy, we may invest in federal, state and municipal obligations, federal agency obligations, public housing
authority bonds, industrial development revenue bonds, Federal Home Loan Bank bonds, Fannie Mae bonds, Government National Mortgage
Association bonds, Freddie Mac bonds, Small Business Administration bonds, and, to a limited extent, corporate bonds. Except for
corporate bonds, our investments must be rated at least Baa by Moody&rsquo;s or BBB by Standard and Poor&rsquo;s. Securities rated
below A are periodically reviewed for creditworthiness. We may purchase non-rated municipal bonds only if such bonds are in our
general market area and we determine these bonds have a credit risk no greater than the minimum ratings referred to above. Industrial
development authority bonds, which normally are not rated, are purchased only if they are judged to possess a high degree of credit
soundness to assure reasonably prompt sale at a fair value. We are also authorized by our board of directors to invest a portion
of our securities portfolio in high quality corporate bonds, with the amount of such bonds not to exceed 15% of the entire securities
portfolio. Prior to purchasing a corporate bond, the Company&rsquo;s management performs due diligence on the issuer of the bond,
and the purchase is not made unless we believe that the purchase of the bond bears no more risk to the Company than would an unsecured
loan to the same company.</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left; text-indent: 0.25in">&nbsp;</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">Our Chief Investment Officer implements
the investment policy, monitors the investment portfolio, recommends portfolio strategies and reports to the Company&rsquo;s Investment
Committee. The Investment Committee generally meets on a quarterly basis to review investment activity and to assess the overall
position of the securities portfolio. The Investment Committee compares our securities portfolio with portfolios of other companies
of comparable size. In addition, reports of all purchases, sales, issuer calls, net profits or losses and market appreciation or
depreciation of the securities portfolio are reviewed by our board of directors. Once a quarter, our interest rate risk exposure
is evaluated by our board of directors. Each year, the written investment policy is approved by the board of directors.</P>


<!-- Field: Page; Sequence: 10 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 2px solid"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif"><TR><TD STYLE="text-align: center; width: 100%"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->10<!-- Field: /Sequence --></TD></TR></TABLE></DIV>
    <DIV STYLE="page-break-before: always; margin-top: 6pt; margin-bottom: 12pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif"><TR><TD STYLE="text-align: left; width: 100%"><A HREF="#toc" STYLE="font-style: italic">Table of Contents</A></TD></TR></TABLE></DIV>
    <!-- Field: /Page -->


<P STYLE="font: bold 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">Mergers and Acquisitions</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"><B>&nbsp;</B></P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">As part of our operations, we have pursued
an acquisition strategy over the years to augment our internal growth. We regularly evaluate the potential acquisition of, or merger
with, various financial institutions. Our acquisitions have generally fallen into one of three categories - 1) an acquisition of
a financial institution or branch thereof within a market in which we operate, 2) an acquisition of a financial institution or
branch thereof in a market contiguous or nearly contiguous to a market in which we operate, or 3) an acquisition of a company that
has products or services that we do not currently offer. Historically, we have paid for our acquisitions with cash and/or common
stock and any operating income or loss has been fully borne by the Company beginning on the closing date of the acquisition.</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left; text-indent: 0.25in">&nbsp;</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">In 2009, FDIC-assisted acquisitions began
to occur frequently as banking regulators closed problem banks. In FDIC-assisted transactions, the acquiring bank often does not
pay any consideration for the failed bank, and in some cases receives cash from the FDIC as part of the transaction. In addition,
the acquiring bank usually enters into one or more loss share agreements with the FDIC, which affords the acquiring bank significant
loss protection. As discussed below, we completed FDIC-assisted transactions in 2009 and 2011.</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left; text-indent: 0.25in">&nbsp;</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">We believe that we can enhance our earnings
by pursuing these types of acquisition opportunities through any combination or all of the following: 1) achieving cost efficiencies,
2) enhancing the acquiree&rsquo;s earnings or gaining new customers by introducing a more successful banking model with more products
and services to the acquiree&rsquo;s market base, 3) increasing customer satisfaction or gaining new customers by providing more
locations for the convenience of customers, and 4) leveraging the customer base by offering new products and services. There is
also the possibility, especially in a FDIC-assisted transaction, to record a gain on the acquisition date arising from the difference
between the purchase price and the acquisition date fair value of the acquired assets and liabilities.</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left; text-indent: 0.25in">&nbsp;</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">Since 2000, we have completed acquisitions
in each of the three categories described above. We have completed several whole-bank traditional acquisitions in our existing
and contiguous markets; we have purchased numerous bank branches from other banks (both in existing market area and in contiguous/nearly
contiguous markets) and we have acquired several insurance agencies, which provided us with the ability to offer property and casualty
insurance coverage.</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left; text-indent: 0.25in">&nbsp;</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">In addition to the traditional acquisitions
discussed above, in both 2009 and 2011 we acquired the operations of failed banks in FDIC-assisted transactions. On June 19, 2009,
we acquired substantially all of the assets and liabilities of Cooperative Bank in a FDIC-assisted transaction. Cooperative Bank
operated through twenty-one branches in North Carolina and three branches in South Carolina in the same markets in which the Bank
was already operating, as well as in several new, mostly contiguous markets. In connection with the acquisition, the Bank assumed
assets with a book value of $959 million, including $829 million in loans and $706 million in deposits. See the Company&rsquo;s
2009 Annual Report on Form 10-K for more information on this acquisition.</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left; text-indent: 0.25in">&nbsp;</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">On January 21, 2011, we acquired substantially
all of the assets and liabilities of The Bank of Asheville in a FDIC-assisted transaction. The Bank of Asheville operated through
five branches in or near Asheville, North Carolina. This market was a new market for the Bank. In connection with the acquisition,
the Bank assumed assets with a book value of $190 million, including $154 million in loans and $192 million in deposits. See Note
2 to the consolidated financial statements for more information on this acquisition.</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left; text-indent: 0.75in">&nbsp;</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">On August 24, 2012, we completed the purchase
of a branch of Gateway Bank &amp; Trust Co. located in Wilmington, North Carolina. We assumed the branch&rsquo;s $9 million in
deposits. No loans were acquired in this transaction. We also did not purchase the branch building, but instead transferred the
acquired accounts to one of our nearby existing branches.</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">&nbsp;</P>

<!-- Field: Page; Sequence: 11 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 2px solid"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif"><TR><TD STYLE="text-align: center; width: 100%"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->11<!-- Field: /Sequence --></TD></TR></TABLE></DIV>
    <DIV STYLE="page-break-before: always; margin-top: 6pt; margin-bottom: 12pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif"><TR><TD STYLE="text-align: left; width: 100%"><A HREF="#toc" STYLE="font-style: italic">Table of Contents</A></TD></TR></TABLE></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"></P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">At December 31, 2012, we had one pending
acquisition. On September 26, 2012, we entered into an agreement to assume all of the deposits, totaling approximately $64 million,
and acquire selected performing loans, totaling approximately $22 million, of the Four Oaks Bank &amp; Trust Company branches located
in Southern Pines, North Carolina and Rockingham, North Carolina. We have agreed to acquire the Rockingham branch building, while
the Southern Pines branch facility will not be acquired. The deposits and loans of the Southern Pines branch will be initially
assigned to a First Bank branch located nearby. The transaction is expected to close in the first quarter of 2013, subject to regulatory
approval.</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">&nbsp;</P>

<P STYLE="font: 10pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left; text-indent: 0in">There are many factors that
we consider when evaluating how much to offer for potential acquisition candidates (including FDIC-assisted transactions) with
a few of the more significant factors being projected impact on earnings per share, projected impact on capital, and projected
impact on book value and tangible book value. Significant assumptions that affect this analysis include the estimated future earnings
stream of the acquisition candidate, estimated credit and other losses to be incurred, the amount of cost efficiencies that can
be realized, and the interest rate earned/lost on the cash received/paid. In addition to these primary factors, we also consider
other factors including (but not limited to) marketplace acquisition statistics, location of the candidate in relation to our expansion
strategy, market growth potential, management of the candidate, potential integration issues (including corporate culture), and
the size of the acquisition candidate.</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">&nbsp;</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">We plan to continue to evaluate acquisition
opportunities that could potentially benefit the Company and its shareholders. These opportunities may include acquisitions that
do not fit the categories discussed above.</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left; text-indent: 0.25in">&nbsp;</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">For a further discussion of recent acquisition
activity, see &ldquo;Merger and Acquisition Activity&rdquo; under Item 7 below.</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left; text-indent: 0.25in">&nbsp;</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"><B>Employees</B></P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">&nbsp;</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">As of December 31, 2012, we had 810 full-time
and 42 part-time employees. We are not a party to any collective bargaining agreements, and we consider our employee relations
to be good.</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left; text-indent: 0.25in">&nbsp;</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"><B>Supervision and Regulation</B></P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">&nbsp;</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">As a bank holding company, we are subject
to supervision, examination and regulation by the Board of Governors of the Federal Reserve System (the &ldquo;Federal Reserve
Board&rdquo;) and the North Carolina Office of the Commissioner of Banks (the &ldquo;Commissioner&rdquo;). The Bank is subject
to supervision and examination by the FDIC and the Commissioner. For additional information, see Note 16 to the consolidated financial
statements.</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left; text-indent: 0.25in">&nbsp;</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"><B>Supervision and Regulation of the Company</B></P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">&nbsp;</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">The Company is a bank holding company
within the meaning of the Bank Holding Company Act of 1956, as amended. The Company is also regulated by the Commissioner under
the North Carolina Bank Holding Company Act of 1984.</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left; text-indent: 0.25in">&nbsp;</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">A bank holding company is required to
file quarterly reports and other information regarding its business operations and those of its subsidiaries with the Federal Reserve
Board. It is also subject to examination by the Federal Reserve Board and is required to obtain Federal Reserve Board approval
prior to making certain acquisitions of other institutions or voting securities. The Federal Reserve Board requires the Company
to maintain certain levels of capital - see &ldquo;Capital Resources and Shareholders&rsquo; Equity&rdquo; under Item 7 below.
The Federal Reserve Board also has the authority to take enforcement action against any bank holding company that commits any unsafe
or unsound practice, or violates certain laws, regulations or conditions imposed in writing by the Federal Reserve Board. The Federal
Reserve Board generally prohibits a bank holding company from declaring or paying a cash dividend that would impose undue pressure
on the capital of subsidiary banks or would be funded only through borrowing or other arrangements which might adversely affect
a bank holding company&rsquo;s financial position. Under the Federal Reserve Board policy, a bank holding company is not permitted
to continue its existing rate of cash dividends on its common stock unless its net income is sufficient to fully fund each dividend
and its prospective rate of earnings retention appears consistent with its capital needs, asset quality and overall financial condition.</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">&nbsp;</P>

<!-- Field: Page; Sequence: 12 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 2px solid"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif"><TR><TD STYLE="text-align: center; width: 100%"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->12<!-- Field: /Sequence --></TD></TR></TABLE></DIV>
    <DIV STYLE="page-break-before: always; margin-top: 6pt; margin-bottom: 12pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif"><TR><TD STYLE="text-align: left; width: 100%"><A HREF="#toc" STYLE="font-style: italic">Table of Contents</A></TD></TR></TABLE></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"></P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">The Commissioner is empowered to regulate
certain acquisitions of North Carolina banks and bank holding companies, issue cease and desist orders for violations of North
Carolina banking laws, and promulgate rules necessary to effectuate the purposes of the North Carolina Bank Holding Company Act
of 1984.</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left; text-indent: 0.25in">&nbsp;</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">Regulatory authorities have cease and
desist powers over bank holding companies and their nonbank subsidiaries where their actions would constitute a serious threat
to the safety, soundness or stability of a subsidiary bank. Those authorities may compel holding companies to invest additional
capital into banking subsidiaries upon acquisitions or in the event of significant loan losses or rapid growth of loans or deposits.</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">&nbsp;</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">The United States Congress and the North
Carolina General Assembly have periodically considered and adopted legislation that has impacted the Company.</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left; text-indent: 0.25in">&nbsp;</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"><B>Supervision and Regulation of the Bank</B></P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">&nbsp;</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">Federal banking regulations applicable
to all depository financial institutions, among other things: (i) provide federal bank regulatory agencies with powers to prevent
unsafe and unsound banking practices; (ii) restrict preferential loans by banks to &ldquo;insiders&rdquo; of banks; (iii) require
banks to keep information on loans to major shareholders and executive officers and (iv) bar certain director and officer interlocks
between financial institutions.</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left; text-indent: 0.25in">&nbsp;</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">As a state-chartered bank, the Bank is
subject to the provisions of the North Carolina banking statutes and to regulation by the Commissioner. The Commissioner has a
wide range of regulatory authority over the activities and operations of the Bank, and the Commissioner&rsquo;s staff conducts
periodic examinations of the Bank and its affiliates to ensure compliance with state banking regulations and to assess the safety
and soundness of the Bank. Among other things, the Commissioner regulates the merger and consolidation of state-chartered banks,
the payment of dividends, loans to officers and directors, recordkeeping, types and amounts of loans and investments, and the establishment
of branches. The Commissioner also has cease and desist powers over state-chartered banks for violations of state banking laws
or regulations and for unsafe or unsound conduct that is likely to jeopardize the interest of depositors.</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left; text-indent: 0.25in">&nbsp;</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">The dividends that may be paid by the
Bank to the Company are subject to legal limitations under North Carolina law. In addition, regulatory authorities may restrict
dividends that may be paid by the Bank or the Company&rsquo;s other subsidiaries. The ability of the Company to pay dividends to
its shareholders is largely dependent on the dividends paid to the Company by the Bank.</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left; text-indent: 0.25in">&nbsp;</P>

<P STYLE="font: 10pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left; text-indent: 0in">The FDIC is authorized to approve
conversions, mergers, consolidations and assumptions of deposit liability transactions between insured banks and uninsured banks
or institutions, and to prevent capital or surplus diminution in such transactions if the resulting, continuing, or assumed bank
is an insured nonmember bank. In addition, the FDIC monitors the Bank&rsquo;s compliance with several banking statutes, such as
the Depository Institution Management Interlocks Act and the Community Reinvestment Act of 1977. The FDIC also conducts periodic
examinations of the Bank to assess its safety and soundness and its compliance with banking laws and regulations, and it has the
power to implement changes to, or restrictions on, the Bank&rsquo;s operations if it finds that a violation is occurring or is
threatened.</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">&nbsp;</P>

<!-- Field: Page; Sequence: 13 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 2px solid"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif"><TR><TD STYLE="text-align: center; width: 100%"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->13<!-- Field: /Sequence --></TD></TR></TABLE></DIV>
    <DIV STYLE="page-break-before: always; margin-top: 6pt; margin-bottom: 12pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif"><TR><TD STYLE="text-align: left; width: 100%"><A HREF="#toc" STYLE="font-style: italic">Table of Contents</A></TD></TR></TABLE></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"></P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"><B>U.S. Treasury Capital Purchase Program
(TARP)</B></P>

<P STYLE="font: 10pt Calibri, Helvetica, Sans-Serif; margin: 0">&nbsp;</P>

<P STYLE="font: 10pt Calibri, Helvetica, Sans-Serif; margin: 0">On October 3, 2008, in response to the financial crises affecting
the banking system and financial markets and going concern threats to investment banks and other financial institutions, the Emergency
Economic Stabilization Act of 2008 (the &ldquo;EESA&rdquo;) was signed into law. Pursuant to the EESA, the U.S. Treasury was given
the authority to, among other things, purchase up to $700&nbsp;billion of mortgages, mortgage-backed securities and certain other
financial instruments from financial institutions for the purpose of stabilizing and providing liquidity to the U.S. financial
markets.</P>

<P STYLE="font: 10pt Calibri, Helvetica, Sans-Serif; margin: 0; text-indent: 24.5pt">&nbsp;</P>

<P STYLE="font: 10pt Calibri, Helvetica, Sans-Serif; margin: 0">On October&nbsp;14, 2008, the Secretary of the U.S. Department
of the Treasury announced that the Treasury would purchase equity stakes in a wide variety of banks and thrifts. Under the program,
known as the Capital Purchase Program (also known as &ldquo;TARP&rdquo;), the Treasury made $250&nbsp;billion of capital available
from EESA to U.S. financial institutions in the form of purchases of preferred stock. In addition to the preferred stock, the Treasury
received, from participating financial institutions, warrants to purchase common stock with an aggregate market price equal to
15% of the preferred investment. Participating financial institutions were required to adopt the Treasury&rsquo;s standards for
executive compensation and corporate governance for the period during which the Treasury holds equity issued under the Capital
Purchase Program.</P>

<P STYLE="font: 10pt Calibri, Helvetica, Sans-Serif; margin: 0; text-indent: 0.25in">&nbsp;</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">Although we believed that our capital
position was sound, we concluded that the Capital Purchase Program would allow us to raise additional capital on favorable terms
in comparison with other available alternatives. Accordingly, we applied to participate in the Capital Purchase Program. The Treasury
approved our application in December 2008, and we received $65 million in proceeds from the sale of 65,000 shares of Series A cumulative
perpetual preferred stock with a liquidation value of $1,000 per share to the Treasury on January 9, 2009. The terms of the preferred
stock issued to the Treasury require a dividend of 5% for the first five years and 9% thereafter. As part of the transaction, we
also granted the Treasury a ten-year warrant to purchase up to 616,308 shares of our common stock at an exercise price of $15.82
per share.</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">On September 1, 2011, we redeemed the
65,000 shares of outstanding Series A preferred stock from the Treasury for a redemption price of $65 million, plus unpaid dividends.
We funded the majority of this transaction by simultaneously issuing Series B preferred stock to the Treasury in connection with
our participation in the Small Business Lending Fund (see below). In November 2011, we repurchased the outstanding common stock
warrant from the Treasury at a price of $1.50 per common share for a total of $924,000. See Note 19 to the consolidated financial
statements for more information on these transactions.</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">&nbsp;</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"><B>Small Business Lending Fund</B></P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">&nbsp;</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">In December 2010, the U.S. Treasury announced
the creation of the Small Business Lending Fund (SBLF) program, which was established under the Small Business Jobs Act of 2010.
The SBLF was created to encourage lending to small businesses by providing capital to qualified community banks at favorable rates.</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">&nbsp;</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">Interested financial institutions were
required to submit an application and a small business lending plan. Less than half of the financial institutions that applied
for the SBLF were approved. We were one of the institutions approved, and on September 1, 2011, we completed the sale of $63.5
million of Series B preferred stock to the Treasury under the SBLF. Under the terms of the stock purchase agreement, the Treasury
received 63,500 shares of Series B non-cumulative perpetual preferred stock with a liquidation value of $1,000 per share, in exchange
for $63.5 million. As noted above, we used the $63.5 million received from this issuance along with $1.5 million of existing Company
funds to redeem the $65 million of preferred stock issued to the Treasury as part of the Capital Purchase Program. The initial
dividend rate on SBLF preferred stock was 5%. Depending on our success in meeting certain loan growth targets to small businesses,
the dividend rate could decrease to as low as 1% for a period of time. Based on our level of small business lending as of December
31, 2012, we expect that our dividend rate will be 1% beginning April 1, 2013. See Note 19 to the consolidated financial statements
for more information.</P>

<P STYLE="font: 10pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left; text-indent: 0.25in">&nbsp;</P>

<!-- Field: Page; Sequence: 14 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 2px solid"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif"><TR><TD STYLE="text-align: center; width: 100%"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->14<!-- Field: /Sequence --></TD></TR></TABLE></DIV>
    <DIV STYLE="page-break-before: always; margin-top: 6pt; margin-bottom: 12pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif"><TR><TD STYLE="text-align: left; width: 100%"><A HREF="#toc" STYLE="font-style: italic">Table of Contents</A></TD></TR></TABLE></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"></P>

<P STYLE="font: 10pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left; text-indent: 0in"><B>FDIC Insurance</B></P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">&nbsp;</P>

<P STYLE="font: 10pt Calibri, Helvetica, Sans-Serif; margin: 0">As a member of the FDIC, the Bank&rsquo;s deposits are insured
by the FDIC. For this protection, each member bank pays a quarterly statutory assessment (which was previously based on deposits,
but is now based on average total assets less average tangible equity) and is subject to the rules and regulations of the FDIC.</P>

<P STYLE="font: 10pt Calibri, Helvetica, Sans-Serif; margin: 0">&nbsp;</P>

<P STYLE="font: 10pt Calibri, Helvetica, Sans-Serif; margin: 0">In December 2009, the FDIC required banks to prepay their estimated
insurance premiums for 2010 through 2012, which resulted in the Bank prepaying approximately $16.9 million in premiums. This prepaid
amount is being recorded as expense on our books as it is incurred. We recognized approximately $4.4 million in FDIC insurance
expense in 2010.</P>

<P STYLE="font: 10pt Calibri, Helvetica, Sans-Serif; margin: 0; text-indent: 0.25in">&nbsp;</P>

<P STYLE="font: 10pt Calibri, Helvetica, Sans-Serif; margin: 0">In February 2011, the FDIC announced changes to the deposit insurance
program whereby FDIC deposit insurance assessments are based on average total assets less average tangible equity instead of the
previous methodology that was based on deposits. Also, new assessment rates were adopted. The new assessment methodology and assessment
rates became effective April 1, 2011. These changes were favorable to our insurance rates, and we recognized approximately $3.0
million and $2.7 million in FDIC insurance expense in 2011 and 2012, respectively, compared to the previously noted insurance expense
of $4.4 million in 2010.</P>

<P STYLE="font: 10pt Calibri, Helvetica, Sans-Serif; margin: 0; text-indent: 0.25in">&nbsp;</P>

<P STYLE="font: 10pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left; text-indent: 0in"><B>Legislative and Regulatory
Developments</B></P>

<P STYLE="font: 10pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left; text-indent: 0in">&nbsp;</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">Given the ongoing financial crisis and
the current presidential administration, legislation that would affect regulation in the banking industry is introduced in most
legislative sessions. The most significant recent legislative and regulatory developments impacting the Company are 1) the Dodd-Frank
Wall Street Reform and Consumer Protection Act of 2010, 2) Automated Overdraft Payment Regulation, and 3) Basel III, each of which
is discussed below.</P>

<P STYLE="font: 10pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left; text-indent: 0in">&nbsp;</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify"><I>Dodd-Frank Wall Street Reform and
Consumer Protection Act of 2010</I></P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">On July&nbsp;21, 2010, the Dodd-Frank
Act became law. The Dodd-Frank Act has had and will continue to have a broad impact on the financial services industry, including
significant regulatory and compliance changes including, among other things,</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0 0 0 0.85in; text-align: left; text-indent: 0.25in">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin-top: 0; margin-bottom: 0"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.25in"></TD><TD STYLE="width: 0.25in"><FONT STYLE="font-family: Symbol">&#183;</FONT></TD><TD STYLE="text-align: left"><FONT STYLE="font-family: Calibri, Helvetica, Sans-Serif">grants shareholders of U.S.&nbsp;publicly
traded companies an advisory vote on executive compensation;</FONT></TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin-top: 0; margin-bottom: 0"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.25in"></TD><TD STYLE="width: 0.25in"><FONT STYLE="font-family: Symbol">&#183;</FONT></TD><TD STYLE="text-align: left"><FONT STYLE="font-family: Calibri, Helvetica, Sans-Serif">enhances independence requirements for compensation
committee members;</FONT></TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin-top: 0; margin-bottom: 0"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.25in"></TD><TD STYLE="width: 0.25in"><FONT STYLE="font-family: Symbol">&#183;</FONT></TD><TD STYLE="text-align: left"><FONT STYLE="font-family: Calibri, Helvetica, Sans-Serif">requires companies listed on national securities
exchanges to adopt clawback policies for incentive-based compensation plans applicable to executive officers;&nbsp;and</FONT></TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin-top: 0; margin-bottom: 0"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.25in"></TD><TD STYLE="width: 0.25in"><FONT STYLE="font-family: Symbol">&#183;</FONT></TD><TD STYLE="text-align: left"><FONT STYLE="font-family: Calibri, Helvetica, Sans-Serif">provides the SEC with authority to adopt
proxy access rules that would allow shareholders of publicly traded companies to nominate candidates for election as directors
and require such companies to include such nominees in its proxy materials.</FONT></TD></TR></TABLE>



<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0 0 0 0.85in; text-align: left; text-indent: 0.25in">&nbsp;</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">In addition, the Dodd-Frank Act establishes
a new framework for systemic risk oversight within the financial system that will be enforced by new and existing federal regulatory
agencies, including the Financial Stability Oversight Council (FSOC), the Federal Reserve Bank (FRB), the Office of Comptroller
of the Currency, the FDIC, and the Consumer Financial Protection Bureau (CFPB). The following description briefly summarizes aspects
of the Dodd-Frank Act that could impact the Company, both currently and prospectively.</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left; text-indent: 0.25in">&nbsp;</P>

<!-- Field: Page; Sequence: 15 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 2px solid"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif"><TR><TD STYLE="text-align: center; width: 100%"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->15<!-- Field: /Sequence --></TD></TR></TABLE></DIV>
    <DIV STYLE="page-break-before: always; margin-top: 6pt; margin-bottom: 12pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif"><TR><TD STYLE="text-align: left; width: 100%"><A HREF="#toc" STYLE="font-style: italic">Table of Contents</A></TD></TR></TABLE></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"></P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"><I>Deposit Insurance.</I>&nbsp;&nbsp;The
Dodd-Frank Act made permanent the $250,000 deposit insurance limit for insured deposits, which was an increase from the previous
limit of $100,000. The Act also provided for unlimited deposit insurance coverage on non-interest bearing transaction accounts
at all insured depository institutions effective December 31, 2010 through December 31, 2012. Amendments to the Federal Deposit
Insurance Act also revised the assessment base against which an insured depository institution&rsquo;s deposit insurance premiums
paid to the FDIC&rsquo;s Deposit Insurance Fund (DIF) will be calculated. Under the amendments, which became effective on April
1, 2011, the FDIC assessment base is no longer the institution&rsquo;s deposit base, but rather its average consolidated total
assets less its average tangible equity. The Dodd-Frank Act also changed the minimum designated reserve ratio of the DIF, increasing
the minimum from 1.15% to 1.35% of the estimated amount of total insured deposits, and eliminating the requirement that the FDIC
pay dividends to depository institutions when the reserve ratio exceeds certain thresholds by September&nbsp;30, 2020.</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left; text-indent: 0.25in">&nbsp;</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"><I>Interest on Demand Deposits. </I>The
Dodd-Frank Act provided that beginning July 21, 2011 depository institutions were permitted to pay interest on business demand
deposits with no limit on the number of monthly withdrawals. Prior to July 21, 2011, we entered into securities repurchase agreements
with business customers in order to allow them to earn interest on their excess funds. With the prohibition of paying interest
now removed, we have been able to pay interest on our customers&rsquo; deposits without the need to enter into a securities repurchase
agreement. During 2011 and 2012, approximately $38 million and $17 million, respectively, in liabilities previously classified
as &ldquo;securities sold under agreements to repurchase&rdquo; were moved to the &ldquo;interest-bearing checking accounts&rdquo;
category. We did not experience a material increase in total interest expense, but rather only an insignificant amount of reclassification
among interest expense categories as a result of these changes.</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left; text-indent: 0.25in">&nbsp;</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"><I>Trust&nbsp;Preferred Securities.</I>&nbsp;&nbsp;The
Dodd-Frank Act prohibits bank holding companies from including in their regulatory Tier&nbsp;1 capital hybrid debt and equity securities
issued on or after May&nbsp;19, 2010. Among the hybrid debt and equity securities included in this prohibition are trust preferred
securities, which we have issued in the past in order to raise additional Tier&nbsp;1 capital and otherwise improve our regulatory
capital ratios. Although we may continue to include our existing trust preferred securities as Tier&nbsp;1 capital, the prohibition
on the use of these securities as Tier&nbsp;1 capital may limit our ability to raise capital in the future.</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left; text-indent: 0.25in">&nbsp;</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"><FONT STYLE="color: black"><I>The Consumer
Financial Protection Bureau. </I></FONT>The Dodd-Frank Act creates a new, independent federal agency called the Consumer Financial
Protection Bureau (&ldquo;CFPB&rdquo;), which is granted broad rulemaking, supervisory and enforcement powers under various federal
consumer financial protection laws, including the Equal Credit Opportunity Act, Truth in Lending Act, Real Estate Settlement Procedures
Act, Fair Credit Reporting Act, Fair Debt Collection Act, the Consumer Financial Privacy provisions of the Gramm-Leach-Bliley Act
and certain other statutes. The CFPB will have examination and primary enforcement authority with respect to depository institutions
with $10 billion or more in assets. Depository institutions with less than $10 billion in assets, such as the Bank, will be subject
to rules promulgated by the CFPB but will continue to be examined and supervised by federal banking regulators for consumer compliance
purposes. The CFPB will have authority to prevent unfair, deceptive or abusive practices in connection with the offering of consumer
financial products. The Dodd-Frank Act also authorizes the CFPB to establish certain minimum standards for the origination of residential
mortgages, including a determination of the borrower's ability to repay. Under the Dodd-Frank Act, financial institutions may not
make a residential mortgage loan unless they make a &ldquo;reasonable and good faith determination&rdquo; that the consumer has
a &ldquo;reasonable ability&rdquo; to repay the loan. In addition, the Dodd-Frank Act will allow borrowers to raise certain defenses
to foreclosure if they receive any loan other than a &ldquo;qualified mortgage&rdquo; as defined by the CFPB. On January 10, 2013,
the CFPB published final rules to, among other things, define &ldquo;qualified mortgage&rdquo; and specify the types of income
and assets that may be considered in the ability-to-repay determination, the permissible sources for verification, and the required
methods of calculating the loan's monthly payments. For example, the rules extend the requirement that creditors verify and document
a borrower's &ldquo;income and assets&rdquo; to include all &ldquo;information&rdquo; that creditors rely on in determining repayment
ability. The rules also provide further examples of third-party documents that may be relied on for such verification, such as
government records and check-cashing or funds-transfer service receipts. The new rules will take effect on January 10, 2014. The
Dodd-Frank Act also permits states to adopt consumer protection laws and standards that are more stringent than those adopted at
the federal level and, in certain circumstances, permits state attorneys general to enforce compliance with both the state and
federal laws and regulations. C<FONT STYLE="color: black">ompliance with any such new regulations established by the CFPB and/or
states could reduce our revenue, increase our cost of operations, and limit our ability to expand into certain products and services.
</FONT></P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left; text-indent: 0.25in">&nbsp;</P>

<!-- Field: Page; Sequence: 16 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 2px solid"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif"><TR><TD STYLE="text-align: center; width: 100%"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->16<!-- Field: /Sequence --></TD></TR></TABLE></DIV>
    <DIV STYLE="page-break-before: always; margin-top: 6pt; margin-bottom: 12pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif"><TR><TD STYLE="text-align: left; width: 100%"><A HREF="#toc" STYLE="font-style: italic">Table of Contents</A></TD></TR></TABLE></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"></P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"><I>Debit Card Interchange Fees.</I>&nbsp;&nbsp;The
Dodd-Frank Act gives the FRB the authority to establish rules regarding interchange fees charged for electronic debit transactions
by payment card issuers having assets over $10&nbsp;billion and to enforce a new statutory requirement that such fees be reasonable
and proportional to the actual cost of a transaction to the issuer. While we are not directly subject to these rules for so long
as our assets do not exceed $10&nbsp;billion, our activities as a debit card issuer may nevertheless be indirectly impacted by
the change in the applicable debit card market caused by these regulations, which may require us to match any new lower fee structure
implemented by larger financial institutions in order to remain competitive in the future. The new caps on interchange fees for
banks with assets greater than $10 billion became effective October 1, 2011. To date, the Company has not noted any significant
indirect negative effects of the interchange fee caps that are applicable to the larger financial institutions.</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left; text-indent: 0.25in">&nbsp;</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"><I>Increased Capital Standards and Enhanced
Supervision.</I>&nbsp;&nbsp;The Dodd-Frank Act requires the federal banking agencies to establish minimum leverage and risk-based
capital requirements for banks and bank holding companies. These new standards will be no less strict than existing regulatory
capital and leverage standards applicable to insured depository institutions and may, in fact, become higher once the agencies
promulgate the new standards. Compliance with heightened capital standards may reduce our ability to generate or originate revenue-producing
assets and thereby restrict revenue generation from banking and non-banking operations.</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left; text-indent: 0.25in">&nbsp;</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"><I>Transactions with Affiliates.</I>&nbsp;&nbsp;The
Dodd-Frank Act enhances the requirements for certain transactions with affiliates under Section&nbsp;23A and 23B of the Federal
Reserve Act, including an expansion of the definition of &ldquo;covered transactions,&rdquo; and an increase in the amount of time
for which collateral requirements regarding covered transactions must be maintained.</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left; text-indent: 0.25in">&nbsp;</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"><I>Transactions with Insiders.</I>&nbsp;&nbsp;The
Dodd-Frank Act expands insider transaction limitations through the strengthening of loan restrictions to insiders and the expansion
of the types of transactions subject to the various limits, including derivative transactions, repurchase agreements, reverse repurchase
agreements and securities lending and borrowing transactions. The Dodd-Frank Act also places restrictions on certain asset sales
to and from an insider of an institution, including requirements that such sales be on market terms and, in certain circumstances,
receive the approval of the institution&rsquo;s board of directors.</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left; text-indent: 0.25in">&nbsp;</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"><I>Enhanced Lending Limits.</I>&nbsp;&nbsp;The
Dodd-Frank Act strengthens the existing limits on a depository institution&rsquo;s credit exposure to one borrower. Federal banking
law currently limits a national bank&rsquo;s ability to extend credit to one person or group of related persons to an amount that
does not exceed certain thresholds. The Dodd-Frank Act expands the scope of these restrictions to include credit exposure arising
from derivative transactions, repurchase agreements and securities lending and borrowing transactions. It also will eventually
prohibit state-chartered banks from engaging in derivative transactions unless the state lending limit laws take into account credit
exposure to such transactions.</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left; text-indent: 0.25in">&nbsp;</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"><I>Corporate Governance.</I>&nbsp;&nbsp;The
Dodd-Frank Act addresses many corporate governance and executive compensation matters that will affect most U.S.&nbsp;publicly
traded companies, including the Company. The Dodd-Frank Act:</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin-top: 0; margin-bottom: 0"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.25in"></TD><TD STYLE="width: 0.25in"><FONT STYLE="font-family: Symbol">&#183;</FONT></TD><TD STYLE="text-align: left"><FONT STYLE="font-family: Calibri, Helvetica, Sans-Serif">grants shareholders of U.S.&nbsp;publicly
traded companies an advisory vote on executive compensation;</FONT></TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin-top: 0; margin-bottom: 0"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.25in"></TD><TD STYLE="width: 0.25in"><FONT STYLE="font-family: Symbol">&#183;</FONT></TD><TD STYLE="text-align: left"><FONT STYLE="font-family: Calibri, Helvetica, Sans-Serif">enhances independence requirements for compensation
committee members;</FONT></TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin-top: 0; margin-bottom: 0"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.25in"></TD><TD STYLE="width: 0.25in"><FONT STYLE="font-family: Symbol">&#183;</FONT></TD><TD STYLE="text-align: left"><FONT STYLE="font-family: Calibri, Helvetica, Sans-Serif">requires companies listed on national securities
exchanges to adopt clawback policies for incentive-based compensation plans applicable to executive officers;&nbsp;and</FONT></TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin-top: 0; margin-bottom: 0"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.25in"></TD><TD STYLE="width: 0.25in"><FONT STYLE="font-family: Symbol">&#183;</FONT></TD><TD STYLE="text-align: left"><FONT STYLE="font-family: Calibri, Helvetica, Sans-Serif">provides the SEC with authority to adopt
proxy access rules that would allow shareholders of publicly traded companies to nominate candidates for election as directors
and require such companies to include such nominees in its proxy materials.</FONT></TD></TR></TABLE>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left; text-indent: 0.25in">&nbsp;</P>

<!-- Field: Page; Sequence: 17 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 2px solid"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif"><TR><TD STYLE="text-align: center; width: 100%"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->17<!-- Field: /Sequence --></TD></TR></TABLE></DIV>
    <DIV STYLE="page-break-before: always; margin-top: 6pt; margin-bottom: 12pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif"><TR><TD STYLE="text-align: left; width: 100%"><A HREF="#toc" STYLE="font-style: italic">Table of Contents</A></TD></TR></TABLE></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"></P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">Many of the requirements of the Dodd-Frank
Act will be subject to implementation over the course of several years. While we do not currently expect the final requirements
of the Dodd-Frank Act to have a material adverse impact on the Company, we do expect them to negatively impact our profitability,
require changes to certain of our business practices, including limitations on fee income opportunities, and impose more stringent
capital, liquidity and leverage requirements upon the Company. These changes may also require us to invest significant management
attention and resources to evaluate and make any changes necessary to comply with the new statutory and regulatory requirements.</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left; text-indent: 0.25in">&nbsp;</P>

<P STYLE="font: 10pt Calibri, Helvetica, Sans-Serif; margin: 0"><I>Automated Overdraft Payment Regulation </I></P>

<P STYLE="font: 10pt Calibri, Helvetica, Sans-Serif; margin: 0; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Calibri, Helvetica, Sans-Serif; margin: 0">In recent years, the Federal Reserve and FDIC have enacted consumer
protection regulations related to automated overdraft payment programs offered by financial institutions. In November 2009, the
Federal Reserve amended its Regulation E to prohibit financial institutions, including the Company, from charging consumers fees
for paying overdrafts on automated teller machine and one-time debit card transactions, unless a consumer consents, or opts in,
to the overdraft service for those types of transactions. The Regulation E amendments also require financial institutions to provide
consumers with a notice that explains the financial institution&rsquo;s overdraft services, including the fees associated with
the service and the consumer&rsquo;s choices. We have completed implementation of the changes as required by the Regulation E amendments,
which resulted in reductions to overdraft fees that we were able to collect beginning in the second half of 2010.</P>

<P STYLE="font: 10pt Calibri, Helvetica, Sans-Serif; margin: 0; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Calibri, Helvetica, Sans-Serif; margin: 0">In November 2010, the FDIC supplemented the Regulation E amendments
by requiring FDIC-supervised institutions, including the Bank, to implement additional changes relating to automated overdraft
payment programs by July&nbsp;1, 2011. The most significant of these changes require financial institutions to monitor overdraft
payment programs for &ldquo;excessive or chronic&rdquo; customer use and undertake &ldquo;meaningful and effective&rdquo; follow-up
action with customers that overdraw their accounts more than six times during a rolling 12-month period. The additional guidance
also imposes daily limits on overdraft charges, requires institutions to review and modify check-clearing procedures, prominently
distinguish account balances from available overdraft coverage amounts and requires increased board and management oversight regarding
overdraft payment programs. We have now implemented the supplemental requirements of the Regulation E amendments, which resulted
in further reductions to the amount of overdraft fees we were able to collect beginning in July 2011.</P>

<P STYLE="font: 10pt Calibri, Helvetica, Sans-Serif; margin: 0">&nbsp;</P>

<P STYLE="font: 10pt Calibri, Helvetica, Sans-Serif; margin: 0"><I>Proposed Changes to Regulatory Capital Requirement under Basel
III</I></P>

<P STYLE="font: 10pt Calibri, Helvetica, Sans-Serif; margin: 0">&nbsp;</P>

<P STYLE="font: 10pt Calibri, Helvetica, Sans-Serif; margin: 0">In June 2012, the federal banking agencies issued a series of proposed
rules to conform U.S. regulatory capital rules with the international regulatory standards agreed to by the Basel Committee on
Banking Supervision in the accord referred to as &ldquo;Basel III.&rdquo; The proposed revisions, if adopted, would establish new
higher capital ratio requirements, narrow the definitions of capital, impose new operating restrictions on banking organizations
with insufficient capital buffers and increase the risk weighting of certain assets. The proposed new capital requirements would
apply to all banks, savings associations, bank holding companies with more than $500 million in assets and all savings and loan
holding companies regardless of asset size. It is unclear whether, if, or in what form Basel III will be adopted. A summary of
the proposed regulatory changes is set forth below.</P>

<P STYLE="font: 10pt Calibri, Helvetica, Sans-Serif; margin: 0">&nbsp;</P>

<!-- Field: Page; Sequence: 18 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 2px solid"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif"><TR><TD STYLE="text-align: center; width: 100%"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->18<!-- Field: /Sequence --></TD></TR></TABLE></DIV>
    <DIV STYLE="page-break-before: always; margin-top: 6pt; margin-bottom: 12pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif"><TR><TD STYLE="text-align: left; width: 100%"><A HREF="#toc" STYLE="font-style: italic">Table of Contents</A></TD></TR></TABLE></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Calibri, Helvetica, Sans-Serif; margin: 0"></P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Calibri, Helvetica, Sans-Serif; margin-top: 0; margin-bottom: 0"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.25in"></TD><TD STYLE="width: 0.25in"><FONT STYLE="font-family: Symbol">&#183;</FONT></TD><TD><FONT STYLE="font-family: Calibri, Helvetica, Sans-Serif"><I>New and Increased Capital Requirements.</I>&nbsp;The proposed
rules would establish a new capital measure called &ldquo;Common Equity Tier I Capital&rdquo; consisting of common stock and related
surplus, retained earnings, accumulated other comprehensive income and, subject to certain adjustments, minority common equity
interests in subsidiaries. Unlike the current rules which exclude unrealized gains and losses on available-for-sale debt securities
from regulatory capital, the proposed rules would generally require accumulated other comprehensive income to flow through to regulatory
capital.&nbsp;&nbsp;Depository institutions and their holding companies would be required to maintain Common Equity Tier I Capital
equal to 4.5% of risk-weighted assets by 2015. Additionally, the proposed regulations would increase the required ratio of Tier
I Capital to risk-weighted assets from the current 4% to 6% by 2015. Tier I Capital would consist of Common Equity Tier I Capital
plus Additional Tier I Capital which would include non-cumulative perpetual preferred stock. Neither cumulative preferred stock
(other than certain preferred stock issued to the U.S. Treasury) nor trust preferred securities would qualify as Additional Tier
I Capital but could be included in Tier II Capital along with qualifying subordinated debt. The proposed regulations would also
require a minimum Tier I leverage ratio of 4% for all institutions.&nbsp; The minimum required ratio of total capital to risk-weighted
assets would remain at 8%.</FONT></TD></TR></TABLE>

<P STYLE="font: 10pt Calibri, Helvetica, Sans-Serif; margin: 0 0 0 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Calibri, Helvetica, Sans-Serif; margin: 0 0 0 0.5in"></P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif; margin-top: 0; margin-bottom: 0"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.25in"></TD><TD STYLE="width: 0.25in"><FONT STYLE="font-family: Symbol">&#183;</FONT></TD><TD STYLE="text-align: justify"><FONT STYLE="font-family: Calibri, Helvetica, Sans-Serif"><I>Capital Buffer Requirement. </I>In
addition to increased capital requirements, depository institutions and their holding companies may be required to maintain a capital
buffer of at least 2.5% of risk-weighted assets over and above the minimum risk-based capital requirements. Institutions that do
not maintain the required capital buffer would be subject to progressively more stringent limitations on the percentage of earnings
that can be paid out in dividends or used for stock repurchases and on the payment of discretionary bonuses to senior executive
management. The capital buffer requirement would be phased in over a four-year period beginning in 2016.&nbsp;&nbsp;The capital
buffer requirement effectively raises the minimum required risk-based capital ratios to 7% Common Equity Tier I Capital, 8.5% Tier
I Capital and 10.5% Total Capital on a fully phased-in basis.</FONT></TD></TR></TABLE>

<P STYLE="font: 10pt Calibri, Helvetica, Sans-Serif; margin: 0 0 0 0.5in">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif; margin-top: 0; margin-bottom: 0"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.25in"></TD><TD STYLE="width: 0.25in"><FONT STYLE="font-family: Symbol">&#183;</FONT></TD><TD STYLE="text-align: justify"><FONT STYLE="font-family: Calibri, Helvetica, Sans-Serif"><I>Changes to Prompt Corrective Action
Capital Categories.</I>&nbsp;&nbsp;The Prompt Corrective Action rules would be amended to incorporate a Common Equity Tier I Capital
requirement and to raise the capital requirements for certain capital categories. In order to be adequately capitalized for purposes
of the prompt corrective action rules, a banking organization would be required to have at least an 8% Total Risk-Based Capital
Ratio, a 6% Tier I Risk-Based Capital Ratio, a 4.5% Common Equity Tier I Risk Based Capital Ratio and a 4% Tier I Leverage Ratio.&nbsp;&nbsp;To
be well capitalized, a banking organization would be required to have at least a 10% Total Risk-Based Capital Ratio, an 8% Tier
I Risk-Based Capital Ratio, a 6.5% Common Equity Tier I Risk-Based Capital Ratio and a 5% Tier I Leverage Ratio.</FONT></TD></TR></TABLE>

<P STYLE="font: 10pt Calibri, Helvetica, Sans-Serif; margin: 0 0 0 0.5in">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif; margin-top: 0; margin-bottom: 0"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.25in"></TD><TD STYLE="width: 0.25in"><FONT STYLE="font-family: Symbol">&#183;</FONT></TD><TD STYLE="text-align: justify"><FONT STYLE="font-family: Calibri, Helvetica, Sans-Serif"><I>Additional Deductions from Capital.</I>
Banking organizations would be required to deduct goodwill and certain other intangible assets, net of associated deferred tax
liabilities, from Common Equity Tier I Capital. Deferred tax assets arising from temporary timing differences that could not be
realized through net operating loss (&ldquo;NOL&rdquo;) carrybacks would continue to be deducted but deferred tax assets that could
be realized through NOL carrybacks would not be deducted but would be subject to 100% risk weighting. Defined benefit pension fund
assets, net of any associated deferred tax liability, would be deducted from Common Equity Tier I Capital unless the banking organization
has unrestricted and unfettered access to such assets. Reciprocal cross-holdings of capital instruments in any other financial
institutions would now be deducted from capital, not just holdings in other depository institutions.&nbsp;&nbsp;For this purpose,
financial institutions are broadly defined to include securities and commodities firms, hedge and private equity funds and non-depository
lenders. Banking organizations would also be required to deduct non-significant investments (less than 10% of outstanding stock)
in other financial institutions to the extent these exceed 10% of Common Equity Tier I Capital subject to a 15% of Common Equity
Tier I Capital cap.&nbsp;&nbsp;Greater than 10% investments must be deducted if they exceed 10% of Common Equity Tier I Capital.&nbsp;&nbsp;If
the aggregate amount of certain items excluded from capital deduction due to a 10% threshold exceeds 17.65% of Common Equity Tier
I Capital, the excess must be deducted.&nbsp;</FONT></TD></TR></TABLE>

<P STYLE="font: 10pt Calibri, Helvetica, Sans-Serif; margin: 0 0 0 0.5in">&nbsp;</P>

<!-- Field: Page; Sequence: 19 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 2px solid"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif"><TR><TD STYLE="text-align: center; width: 100%"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->19<!-- Field: /Sequence --></TD></TR></TABLE></DIV>
    <DIV STYLE="page-break-before: always; margin-top: 6pt; margin-bottom: 12pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif"><TR><TD STYLE="text-align: left; width: 100%"><A HREF="#toc" STYLE="font-style: italic">Table of Contents</A></TD></TR></TABLE></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Calibri, Helvetica, Sans-Serif; margin: 0 0 0 0.5in"></P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif; margin-top: 0; margin-bottom: 0"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.25in"></TD><TD STYLE="width: 0.25in"><FONT STYLE="font-family: Symbol">&#183;</FONT></TD><TD STYLE="text-align: justify"><FONT STYLE="font-family: Calibri, Helvetica, Sans-Serif"><I>Changes in Risk-Weightings.</I>&nbsp;&nbsp;The
proposed rules would apply a 250% risk-weighting to mortgage servicing rights, deferred tax assets that cannot be realized through
NOL carrybacks and significant (greater than 10%) investments in other financial institutions. The proposal also would also change
the risk-weighting for residential mortgages and would create a new 150% risk-weighting category for &ldquo;high volatility commercial
real estate loans&rdquo; which are credit facilities for the acquisition, construction or development of real property other than
one- to four-family residential properties or commercial real projects where: (i) the loan-to-value ratio is not in excess of interagency
real estate lending standards; and (ii) the borrower has contributed capital equal to not less than 15% of the real estate&rsquo;s
&ldquo;as completed&rdquo; value before the loan was made.</FONT></TD></TR></TABLE>

<P STYLE="font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif; margin: 0 0 0 0.25in; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">The proposed rules indicated that the
final rule would become effective on January&nbsp;1, 2013, and the changes set forth in the final rules will be phased in from
January&nbsp;1, 2013 through January&nbsp;1, 2019. &nbsp;However, due to the volume of public comments received, the final rule
did not go into effect on January&nbsp;1, 2013. &nbsp;The ultimate impact of the U.S. implementation of the new capital and liquidity
standards on the Company and the Bank is currently being reviewed and is dependent upon the terms of the final regulations, which
may differ from the proposed regulations. &nbsp;At this point we cannot determine the ultimate effect that any final regulations,
if enacted, would have upon our earnings or financial position.</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left; text-indent: 0.25in">&nbsp;</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">Neither the Company nor the Bank can predict
what other legislation might be enacted or what other regulations or assessments might be adopted.</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">&nbsp;</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">See &ldquo;Capital Resources and Shareholders&rsquo;
Equity&rdquo; under Item 7 below for a discussion of regulatory capital requirements.</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"><B>&nbsp;</B></P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"><B>Available Information</B></P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">&nbsp;</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">We maintain a corporate Internet site
at www.FirstBancorp.com, which contains a link within the &ldquo;Investor Relations&rdquo; section of the site to each of our filings
with the Securities and Exchange Commission, including our annual reports on Form 10-K, our quarterly reports on Form 10-Q, our
current reports on Form 8-K, and amendments to those reports filed or furnished pursuant to Section 13(a) or 15(d) of the Securities
Exchange Act of 1934. These filings are available, free of charge, as soon as reasonably practicable after we electronically file
such material with, or furnish it to, the Securities and Exchange Commission. These filings can also be accessed at the Securities
and Exchange Commission&rsquo;s website located at www.sec.gov. Information included on our Internet site is not incorporated by
reference into this annual report.</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">&nbsp;</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"><B><A NAME="a_004"></A>Item 1A. Risk Factors</B></P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"><B>&nbsp;</B></P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">An investment in our common stock involves
certain risks. Before you invest in our common stock, you should be aware that there are various risks, including those described
below, which could affect the value of your investment in the future. The trading price of our common stock could decline due to
any of these risks, and you may lose all or part of your investment. The risk factors described in this section, as well as any
cautionary language in this report, provide examples of risks, uncertainties and events that could have a material adverse effect
on our business, including our operating results and financial condition. In addition to the risks and uncertainties described
below, other risks and uncertainties not currently known to us, or that we currently deem to be immaterial, also may materially
or adversely affect our business, financial condition, and results of operations. The value or market price of our common stock
could decline due to any of these identified or other unidentified risks.</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"><B>&nbsp;</B></P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"><B>Difficult market conditions and economic
trends have adversely affected our industry and our business.</B></P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">&nbsp;</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">A general economic downturn began in the
latter half of 2007. Dramatic declines in the housing market, with decreasing home prices and increasing delinquencies and foreclosures,
negatively impacted the credit performance of mortgage loans, especially land development loans, and resulted in significant write-downs
of assets by many financial institutions. In addition, the value of real estate collateral supporting many loans declined and may
continue to decline. General downward economic trends, reduced availability of commercial credit and high unemployment rates have
negatively impacted the credit performance of commercial and consumer credit, resulting in additional write-downs. While there
have been recent signs of recovery in the national economy, the economic conditions in our market area do not seem to have improved
at the same rate, if at all. We believe that the economic downtrends are largely responsible for the deterioration in loan quality
that we experienced over the past four years, including higher levels of loan charge-offs, higher levels of nonperforming assets,
and higher provisions for loan losses. Concerns over the stability of the financial markets and the economy have resulted in decreased
lending by financial institutions to their customers and to each other. This market turmoil and tightening of credit has led to
increased commercial and consumer delinquencies, lack of confidence, increased market volatility and widespread reduction in general
business activity. Financial institutions, including us, have experienced a decrease in access to borrowings. The resulting economic
pressure on consumers and businesses and the lack of confidence in the financial markets have adversely affected, and may continue
to adversely affect, our business, financial condition, results of operations and stock price.</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">&nbsp;</P>

<!-- Field: Page; Sequence: 20 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 2px solid"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif"><TR><TD STYLE="text-align: center; width: 100%"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->20<!-- Field: /Sequence --></TD></TR></TABLE></DIV>
    <DIV STYLE="page-break-before: always; margin-top: 6pt; margin-bottom: 12pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif"><TR><TD STYLE="text-align: left; width: 100%"><A HREF="#toc" STYLE="font-style: italic">Table of Contents</A></TD></TR></TABLE></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"></P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">As a result of the foregoing factors,
there is a potential for new federal or state laws and regulations regarding lending and funding practices and liquidity standards,
and bank regulatory agencies are expected to be very aggressive in responding to concerns and trends identified in examinations.
This increased governmental action may increase our costs and limit our ability to pursue certain business opportunities.</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">&nbsp;</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">Our ability to assess the creditworthiness
of customers and to estimate the losses inherent in our credit exposure is made more complex by these difficult market and economic
conditions. A worsening of these conditions would likely exacerbate the adverse effects of these difficult market and economic
conditions on us, our customers and the other financial institutions in our market. As a result, we may experience additional increases
in foreclosures, delinquencies and customer bankruptcies, as well as more restricted access to funds.</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">&nbsp;</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left; background-color: white"><B>We are vulnerable
to the economic conditions within the fairly small geographic region in which we operate.</B></P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left; background-color: white">&nbsp;</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left; background-color: white">Like many businesses,
our overall success is partially dependent on the economic conditions in the marketplace where we operate. Our marketplace is concentrated
in the central Piedmont and coastal regions of North Carolina. These regions continue to experience challenging economic conditions,
which we believe is a factor in our increases in borrower delinquencies, nonperforming assets, and loan losses during the past
few years. If economic conditions in our marketplace worsen, it would likely have an adverse impact on us. In particular, if economic
conditions related to real estate values in our marketplace were to worsen, our loan losses would likely increase. At December
31, 2012, approximately 90% of our loans were secured by real estate collateral, which means that additional decreases in real
estate values would have an adverse impact on our operations.</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"><B><I>&nbsp;</I></B></P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"><B>If our goodwill becomes impaired, we
may be required to record a significant charge to earnings.</B></P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">&nbsp;</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">We have goodwill recorded on our balance
sheet as an asset with a carrying value as of December 31, 2012 of $65.8 million. Under generally accepted accounting principles,
goodwill is required to be tested for impairment at least annually and between annual tests if an event occurs or circumstances
change that would more likely than not reduce the fair value of a reporting unit below its carrying amount.&nbsp; The test for
goodwill impairment involves comparing the fair value of a company&rsquo;s reporting units to their respective carrying values.&nbsp;
For our company, our community banking operation is our only material reporting unit.&nbsp; The price of our common stock is one
of several measures available for estimating the fair value of our community banking operations.&nbsp; During 2010, 2011 and 2012,
our common stock consistently traded below the book value of our company. Subject to the results of other valuation techniques,
if this situation persists or worsens, this could indicate that our next test of goodwill will result in a determination that there
is impairment.&nbsp; We may be required to record a significant charge to earnings in our financial statements during the period
in which any impairment of our goodwill is determined, which could have a negative impact on our results of operations.</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">&nbsp;</P>

<!-- Field: Page; Sequence: 21 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 2px solid"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif"><TR><TD STYLE="text-align: center; width: 100%"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->21<!-- Field: /Sequence --></TD></TR></TABLE></DIV>
    <DIV STYLE="page-break-before: always; margin-top: 6pt; margin-bottom: 12pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif"><TR><TD STYLE="text-align: left; width: 100%"><A HREF="#toc" STYLE="font-style: italic">Table of Contents</A></TD></TR></TABLE></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"></P>

<P STYLE="font: 10pt Calibri, Helvetica, Sans-Serif; margin: 0"><B>We may be subject to more stringent capital requirements. </B></P>

<P STYLE="font: 10pt Calibri, Helvetica, Sans-Serif; margin: 0; text-indent: 0.25in">&nbsp;</P>

<P STYLE="font: 10pt Calibri, Helvetica, Sans-Serif; margin: 0">We are subject to capital adequacy guidelines and other regulatory
requirements specifying minimum amounts and types of capital which we must maintain. From time to time, the regulators implement
changes to these regulatory capital adequacy guidelines. If we fail to meet these minimum capital guidelines and other regulatory
requirements, our financial condition would be materially and adversely affected. In light of proposed changes to regulatory capital
requirements contained in the Dodd-Frank Act and the regulatory accords on international banking institutions formulated by the
Basel Committee and implemented by the Federal Reserve, we likely will be required to satisfy additional, more stringent, capital
adequacy standards. The ultimate impact of the new capital standards on us cannot be determined at this time and will depend on
a number of factors, including the treatment and implementation by U.S. banking regulators. These requirements, however, and any
other new regulations, could adversely affect our ability to pay dividends, or could require us to reduce business levels or raise
capital, including in ways that may adversely affect our financial condition or results of operations.</P>

<P STYLE="font: 10pt Calibri, Helvetica, Sans-Serif; margin: 0"><B>&nbsp;</B></P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"><B>We might be required to raise additional
capital in the future, but that capital may not be available or may not be available on terms acceptable to us when it is needed.</B></P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">&nbsp;</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">We are required to maintain adequate capital
levels to support our operations. In the future, we might need to raise additional capital to support growth, absorb loan losses,
or meet more stringent capital requirements. Our ability to raise additional capital will depend on conditions in the capital markets
at that time, which are outside our control, and on our financial performance. Accordingly, we cannot be certain of our ability
to raise additional capital in the future if needed or on terms acceptable to us. If we cannot raise additional capital when needed,
our ability to conduct our business could be materially impaired.</P>

<P STYLE="font: 10pt Calibri, Helvetica, Sans-Serif; margin: 0"><B>&nbsp;</B></P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"><B>The soundness of other financial institutions
could adversely affect us.</B></P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"><B>&nbsp;</B></P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">Since the middle of 2007, the financial
services industry as a whole, have been materially adversely affected by substantial declines in the values of nearly all asset
classes and by a significant lack of liquidity. Financial institutions, especially in North Carolina and the rest of the Southeast,
have been subject to increased volatility and an overall loss in investor confidence. Our ability to engage in routine funding
transactions could be adversely affected by the actions and commercial soundness of other financial institutions. Financial services
companies are interrelated as a result of trading, clearing, counterparty or other relationships. We have exposure to many different
industries and counterparties, and we routinely execute transactions with counterparties in the financial services industry, including
brokers and dealers, commercial banks, and investment banks. Defaults by, or even rumors or questions about, one or more financial
services companies, or the financial services industry generally, have led to market-wide liquidity problems and could lead to
losses or defaults by us or by other institutions. We can make no assurance that any such losses would not materially and adversely
affect our business, financial condition or results of operations.</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">&nbsp;</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"><B>We are subject to extensive regulation,
which could have an adverse effect on our operations.</B></P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left; text-indent: 0.5in; background-color: white">&nbsp;</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">We are subject to extensive regulation
and supervision from the North Carolina Commissioner of Banks, the FDIC, and the Federal Reserve Board. This regulation and supervision
is intended primarily for the protection of the FDIC insurance fund and our depositors and borrowers, rather than for holders of
our equity securities. In the past, our business has been materially affected by these regulations. This trend is likely to continue
in the future.</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left; background-color: white">&nbsp;</P>

<!-- Field: Page; Sequence: 22 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 2px solid"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif"><TR><TD STYLE="text-align: center; width: 100%"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->22<!-- Field: /Sequence --></TD></TR></TABLE></DIV>
    <DIV STYLE="page-break-before: always; margin-top: 6pt; margin-bottom: 12pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif"><TR><TD STYLE="text-align: left; width: 100%"><A HREF="#toc" STYLE="font-style: italic">Table of Contents</A></TD></TR></TABLE></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left; background-color: white"></P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left; background-color: white">Regulatory authorities
have extensive discretion in their supervisory and enforcement activities, including the imposition of restrictions on operations,
the classification of our assets and the determination of the level of allowance for loan losses. Changes in the regulations that
apply to us, or changes in our compliance with regulations, could have a material impact on our operations.</P>

<P STYLE="font: 10pt Calibri, Helvetica, Sans-Serif; margin: 0">&nbsp;</P>

<P STYLE="font: 10pt Calibri, Helvetica, Sans-Serif; margin: 0"><B>Financial reform legislation enacted by the U.S. Congress, and
further changes in regulation to which we are exposed, will result in additional new laws and regulations that are expected to
increase our costs of operations.</B></P>

<P STYLE="font: 10pt Calibri, Helvetica, Sans-Serif; margin: 0"><B>&nbsp;</B></P>

<P STYLE="font: 10pt Calibri, Helvetica, Sans-Serif; margin: 0">The Dodd-Frank Act has and will continue to significantly change
bank regulatory structure and affect lending, deposit, investment, and operating activities of financial institutions and their
holding companies. The Dodd-Frank Act requires various federal agencies to adopt a broad range of new rules and regulations, and
to prepare numerous studies and reports for Congress. The federal agencies are given significant discretion in drafting and implementing
the rules and regulations, and consequently, many of the details and much of the impact of the Dodd-Frank Act may not be known
for many months or years. See &ldquo;Legislative and Regulatory Developments &ndash; Dodd-Frank Wall Street Reform and Consumer
Protection Act of 2010&rdquo; above for additional information regarding the Dodd-Frank Act.</P>

<P STYLE="font: 10pt Calibri, Helvetica, Sans-Serif; margin: 0">&nbsp;</P>

<P STYLE="font: 10pt Calibri, Helvetica, Sans-Serif; margin: 0">The Dodd-Frank Act also created the Consumer Financial Protection
Bureau and gave it broad rule-making authority for a wide range of consumer protection laws that apply to all banks and savings
institutions, including the authority to prohibit &ldquo;unfair, deceptive or abusive&rdquo; acts and practices. Additionally,
the Consumer Financial Protection Bureau has examination and enforcement authority over all banks and savings institutions with
more than $10 billion in assets.</P>

<P STYLE="font: 10pt Calibri, Helvetica, Sans-Serif; margin: 0; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Calibri, Helvetica, Sans-Serif; margin: 0">Proposals for further regulation of the financial services industry
are continually being introduced in the Congress of the United States of America. The agencies regulating the financial services
industry also periodically adopt changes to their regulations. It is possible that additional legislative proposals may be adopted
or regulatory changes may be made that would have an adverse effect on our business. In addition, it is expected that such regulatory
changes will increase our operating and compliance cost. We can provide no assurance regarding the manner in which new laws and
regulations will affect us.</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"><B>&nbsp;</B></P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"><B>We are subject to interest rate risk,
which could negatively impact earnings.</B></P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left; background-color: white">&nbsp;</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left; background-color: white">Net interest
income is the most significant component of our earnings. Our net interest income results from the difference between the yields
we earn on our interest-earning assets, primarily loans and investments, and the rates that we pay on our interest-bearing liabilities,
primarily deposits and borrowings. When interest rates change, the yields we earn on our interest-earning assets and the rates
we pay on our interest-bearing liabilities do not necessarily move in tandem with each other because of the difference between
their maturities and repricing characteristics. This mismatch can negatively impact net interest income if the margin between yields
earned and rates paid narrows. Interest rate environment changes can occur at any time and are affected by many factors that are
outside our control, including inflation, recession, unemployment trends, the Federal Reserve&rsquo;s monetary policy, domestic
and international disorder and instability in domestic and foreign financial markets.</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left; background-color: white">&nbsp;</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left; background-color: white"><B>Our allowance
for loan losses may not be adequate to cover actual losses.</B></P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left; background-color: white">&nbsp;</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left; background-color: white">Like all financial
institutions, we maintain an allowance for loan losses to provide for probable losses caused by customer loan defaults. The allowance
for loan losses may not be adequate to cover actual loan losses, and in this case additional and larger provisions for loan losses
would be required to replenish the allowance. Provisions for loan losses are a direct charge against income.</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left; background-color: white">&nbsp;</P>

<!-- Field: Page; Sequence: 23 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 2px solid"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif"><TR><TD STYLE="text-align: center; width: 100%"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->23<!-- Field: /Sequence --></TD></TR></TABLE></DIV>
    <DIV STYLE="page-break-before: always; margin-top: 6pt; margin-bottom: 12pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif"><TR><TD STYLE="text-align: left; width: 100%"><A HREF="#toc" STYLE="font-style: italic">Table of Contents</A></TD></TR></TABLE></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left; background-color: white"></P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left; background-color: white">We establish
the amount of the allowance for loan losses based on historical loss rates, as well as estimates and assumptions about future events.
Because of the extensive use of estimates and assumptions, our actual loan losses could differ, possibly significantly, from our
estimate. We believe that our allowance for loan losses is adequate to provide for probable losses, but it is possible that the
allowance for loan losses will need to be increased for credit reasons or that regulators will require us to increase this allowance.
Either of these occurrences could materially and adversely affect our earnings and profitability.</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left; background-color: white; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left; background-color: white"><B>In the normal
course of business, we process large volumes of transactions involving millions of dollars. If our internal controls fail to work
as expected, if our systems are used in an unauthorized manner, or if our employees subvert our internal controls, we could experience
significant losses.</B></P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left; text-indent: 0.5in; background-color: white">&nbsp;</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left; background-color: white">We process large
volumes of transactions on a daily basis and are exposed to numerous types of operational risk. Operational risk includes the risk
of fraud by persons inside or outside the Company, the execution of unauthorized transactions by employees, errors relating to
transaction processing and systems and breaches of the internal control system and compliance requirements. This risk also includes
potential legal actions that could arise as a result of an operational deficiency or as a result of noncompliance with applicable
regulatory standards.</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left; text-indent: 0.5in; background-color: white">&nbsp;</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left; background-color: white">We establish
and maintain systems of internal operational controls that provide us with timely and accurate information about our level of operational
risk. Although not foolproof, these systems have been designed to manage operational risk at appropriate, cost-effective levels.
Procedures exist that are designed to ensure that policies relating to conduct, ethics, and business practices are followed. From
time to time, losses from operational risk may occur, including the effects of operational errors. We continually monitor and improve
our internal controls, data processing systems, and corporate-wide processes and procedures, but there can be no assurance that
future losses will not occur.</P>

<P STYLE="font: 10pt Calibri, Helvetica, Sans-Serif; margin: 0"><B>&nbsp;</B></P>

<P STYLE="font: 10pt Calibri, Helvetica, Sans-Serif; margin: 0"><B>Negative public opinion regarding our company and the financial
services industry in general, could damage our reputation and adversely impact our earnings.</B></P>

<P STYLE="font: 10pt Calibri, Helvetica, Sans-Serif; margin: 0"><B>&nbsp;</B></P>

<P STYLE="font: 10pt Calibri, Helvetica, Sans-Serif; margin: 0">Reputation risk, or the risk to our business, earnings and capital
from negative public opinion regarding our company and the financial services industry in general, is inherent in our business.
Negative public opinion can result from actual or alleged conduct in any number of activities, including lending practices, corporate
governance and acquisitions, and from actions taken by government regulators and community organizations in response to those activities.
Negative public opinion can adversely affect our ability to keep and attract clients and employees and can expose us to litigation
and regulatory action. Although we have taken steps to minimize reputation risk in dealing with our clients and communities, this
risk will always be present given the nature of our business.</P>

<P STYLE="font: 10pt Calibri, Helvetica, Sans-Serif; margin: 0">&nbsp;</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left; background-color: white"><B>Our reported
financial results are impacted by management&rsquo;s selection of accounting methods and certain assumptions and estimates. </B></P>

<P STYLE="font: 10pt Calibri, Helvetica, Sans-Serif; margin: 0; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Calibri, Helvetica, Sans-Serif; margin: 0">Our accounting policies and methods are fundamental to the way
we record and report our financial condition and results of operations. Our management must exercise judgment in selecting and
applying many of these accounting policies and methods so they comply with generally accepted accounting principles and reflect
management&rsquo;s judgment of the most appropriate manner to report our financial condition and results. In some cases, management
must select the accounting policy or method to apply from two or more alternatives, any of which may be reasonable under the circumstances,
yet may result in reporting materially different results than would have been reported under a different alternative.</P>

<P STYLE="font: 10pt Calibri, Helvetica, Sans-Serif; margin: 0; text-indent: 0.5in">&nbsp;</P>

<!-- Field: Page; Sequence: 24 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 2px solid"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif"><TR><TD STYLE="text-align: center; width: 100%"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->24<!-- Field: /Sequence --></TD></TR></TABLE></DIV>
    <DIV STYLE="page-break-before: always; margin-top: 6pt; margin-bottom: 12pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif"><TR><TD STYLE="text-align: left; width: 100%"><A HREF="#toc" STYLE="font-style: italic">Table of Contents</A></TD></TR></TABLE></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Calibri, Helvetica, Sans-Serif; margin: 0"></P>

<P STYLE="font: 10pt Calibri, Helvetica, Sans-Serif; margin: 0">Certain accounting policies are critical to presenting our financial
condition and results. They require management to make difficult, subjective or complex judgments about matters that are uncertain.
Materially different amounts could be reported under different conditions or using different assumptions or estimates. These critical
accounting policies include: the allowance for loan losses; intangible assets; and the fair value and discount accretion of loans
acquired in FDIC-assisted transactions.</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">&nbsp;</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"><B>There can be no assurance that we will
continue to pay cash dividends</B>.</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">&nbsp;</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">Although we have historically paid cash
dividends, there is no assurance that we will continue to pay cash dividends. Future payment of cash dividends, if any, will be
at the discretion of our board of directors and will be dependent upon our financial condition, results of operations, capital
requirements, economic conditions, and such other factors as the board may deem relevant.</P>

<P STYLE="font: 10pt Calibri, Helvetica, Sans-Serif; margin: 0">&nbsp;</P>

<P STYLE="font: 10pt Calibri, Helvetica, Sans-Serif; margin: 0"><B>Our business continuity plans or data security systems could
prove to be inadequate, resulting in a material interruption in, or disruption to, our business and a negative impact on our results
of operations.</B></P>

<P STYLE="font: 10pt Calibri, Helvetica, Sans-Serif; margin: 0"><B>&nbsp;</B></P>

<P STYLE="font: 10pt Calibri, Helvetica, Sans-Serif; margin: 0">We rely heavily on communications and information systems to conduct
our business. Our daily operations depend on the operational effectiveness of our technology. We rely on our systems to accurately
track and record our assets and liabilities. Any failure, interruption or breach in security of our computer systems or outside
technology, due to severe weather, natural disasters, acts of war or terrorism, criminal activity or other factors, could result
in failures or disruptions in general ledger, deposit, loan, customer relationship management, and other systems leading to inaccurate
financial records. This could materially affect our business operations and financial condition. While we have disaster recovery
and other policies and procedures designed to prevent or limit the effect of any failure, interruption or security breach of our
information systems, there can be no assurance that any such failures, interruptions, or security breaches will not occur or, if
they do occur, that they will be adequately addressed. The occurrence of any failures, interruptions or security breaches of our
information systems could damage our reputation, result in a loss of customer business, subject us to additional regulatory scrutiny,
or expose us to civil litigation and possible financial liability, any of which could have a material adverse effect on our results
of operations.</P>

<P STYLE="font: 10pt Calibri, Helvetica, Sans-Serif; margin: 0">&nbsp;</P>

<P STYLE="font: 10pt Calibri, Helvetica, Sans-Serif; margin: 0">In addition, the Bank provides its customers the ability to bank
online. The secure transmission of confidential information over the Internet is a critical element of online banking. While we
use qualified third party vendors to test and audit our network, our network could become vulnerable to unauthorized access, computer
viruses, phishing schemes and other security issues. The Bank may be required to spend significant capital and other resources
to alleviate problems caused by security breaches or computer viruses. To the extent that the Bank activities or the activities
of its customers involve the storage and transmission of confidential information, security breaches and viruses could expose the
Bank to claims, litigation, and other potential liabilities. Any inability to prevent security breaches or computer viruses could
also cause existing customers to lose confidence in the Bank&rsquo;s systems and could adversely affect its reputation and its
ability to generate deposits.</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">&nbsp;</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"><B>Our potential inability to integrate
companies we may acquire in the future could expose us to financial, execution, and operational risks that could negatively affect
our financial condition and results of operations. Acquisitions may be dilutive to common shareholders and FDIC-assisted transactions
have additional compliance risk that other acquisitions do not have.</B></P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">&nbsp;</P>

<P STYLE="font: 10pt Calibri, Helvetica, Sans-Serif; margin-right: 0; margin-top: 0">On occasion, we may engage in a strategic acquisition when
we believe there is an opportunity to strengthen and expand our business. In addition, such acquisitions may involve the issuance
of stock, which may have a dilutive effect on earnings per share. To fully benefit from such acquisition, however, we must integrate
the administrative, financial, sales, lending, collections, and marketing functions of the acquired company. If we are unable to
successfully integrate an acquired company, we may not realize the benefits of the acquisition, and our financial results may be
negatively affected. A completed acquisition may adversely affect our financial condition and results of operations, including
our capital requirements and the accounting treatment of the acquisition. Completed acquisitions may also lead to exposure from
potential asset quality issues, losses of key employees or customers, difficulty and expense of integrating operations and systems,
and significant unexpected liabilities after the consummation of these acquisitions. In addition, if we were to conclude that the
value of an acquired business had decreased and that the related goodwill had been impaired, that conclusion would result in a
goodwill impairment charge, which would adversely affect our results of operations.</P>

<!-- Field: Page; Sequence: 25 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 2px solid"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif"><TR><TD STYLE="text-align: center; width: 100%"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->25<!-- Field: /Sequence --></TD></TR></TABLE></DIV>
    <DIV STYLE="page-break-before: always; margin-top: 6pt; margin-bottom: 12pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif"><TR><TD STYLE="text-align: left; width: 100%"><A HREF="#toc" STYLE="font-style: italic">Table of Contents</A></TD></TR></TABLE></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Calibri, Helvetica, Sans-Serif; margin-right: 0"></P>

<P STYLE="font: 10pt Calibri, Helvetica, Sans-Serif; margin-right: 0; margin-bottom: 0">We may have opportunities to acquire the assets and liabilities
of failed banks in FDIC-assisted transactions. Although these transactions typically provide for FDIC assistance to an acquirer
to mitigate certain risks, such as sharing exposure to loan losses and providing indemnification against certain liabilities of
the failed institution, we are (and would be in future transactions) subject to many of the same risks we would face in acquiring
another bank in a negotiated transaction, including risks associated with maintaining customer relationships and failure to realize
the anticipated acquisition benefits in the amounts and within the time frames we expect. In addition, ongoing compliance risk
under the loss-share agreement with the FDIC is considerable and the event of noncompliance could result in coverage under the
loss-share being disallowed, thus increasing the actual losses to the Bank. Our inability to overcome these risks could have a
material adverse effect on our business, financial condition and results of operations.</P>

<P STYLE="font: 10pt Calibri, Helvetica, Sans-Serif; margin-right: 0; margin-bottom: 0">&nbsp;</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"><B><A NAME="a_005"></A>Item 1B. Unresolved Staff Comments</B></P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"><B>&nbsp;</B></P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">None</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"><B>&nbsp;</B></P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"><A NAME="a_006"></A><B>Item 2. Properties</B></P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"><B>&nbsp;</B></P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">The main offices of the Company and the
Bank are owned by the Bank and are located in a three-story building in the central business district of Troy, North Carolina.
The building houses administrative and bank teller facilities. The Bank&rsquo;s Operations Division, including customer accounting
functions, offices for information technology operations, and offices for loan operations, are housed in two one-story steel frame
buildings approximately one-half mile west of the main office. Both of these buildings are owned by the Bank. The Company operates
97 bank branches. The Company owns all of its bank branch premises except eight branch offices for which the land and buildings
are leased and ten branch offices for which the land is leased but the building is owned. The Company also leases two loan production
offices. There are no options to purchase or lease additional properties. The Company considers its facilities adequate to meet
current needs and believes that lease renewals or replacement properties can be acquired as necessary to meet future needs.</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left; text-indent: 0.25in">&nbsp;</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"><B><A NAME="a_007"></A>Item 3. Legal Proceedings</B></P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">&nbsp;</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">Various legal proceedings may arise in
the ordinary course of business and may be pending or threatened against the Company and its subsidiaries. However, neither the
Company nor any of its subsidiaries is involved in any pending legal proceedings that management believes could have a material
effect on the consolidated financial position of the Company. If an exposure were to be identified, it is the Company&rsquo;s policy
to establish and accrue appropriate reserves during the accounting period in which a loss is deemed to be probable and the amount
is determinable.</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left; text-indent: 0.25in">&nbsp;</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">There were no tax shelter penalties assessed
by the Internal Revenue Service against the Company during the year ended December 31, 2012.</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"><B>&nbsp;</B></P>

<!-- Field: Page; Sequence: 26 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 2px solid"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif"><TR><TD STYLE="text-align: center; width: 100%"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->26<!-- Field: /Sequence --></TD></TR></TABLE></DIV>
    <DIV STYLE="page-break-before: always; margin-top: 6pt; margin-bottom: 12pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif"><TR><TD STYLE="text-align: left; width: 100%"><A HREF="#toc" STYLE="font-style: italic">Table of Contents</A></TD></TR></TABLE></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"><B></B></P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"><B><A NAME="a_008"></A>Item 4. Mine Safety Disclosure</B></P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">&nbsp;</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">Not applicable.</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"><B>&nbsp;</B></P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"><A NAME="a_009"></A><B>PART II</B></P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"><B>&nbsp;</B></P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"><B><A NAME="a_010"></A>Item 5. Market for the Registrant&rsquo;s
Common Stock, Related Shareholder Matters, and Issuer Purchases of Equity Securities</B></P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"><B>&nbsp;</B></P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">Our common stock trades on The NASDAQ
Global Select Market under the symbol FBNC. Table 22, included in &ldquo;Management&rsquo;s Discussion and Analysis&rdquo; below,
sets forth the high and low market prices of our common stock as traded by the brokerage firms that maintain a market in our common
stock and the dividends declared for the periods indicated. We paid a cash dividend of $0.08 per share for each quarter of 2012.
For the foreseeable future, it is our current intention to continue to pay cash dividends of $0.08 per share on a quarterly basis.
See &ldquo;Business - Supervision and Regulation&rdquo; above and Note 16 to the consolidated financial statements for a discussion
of other regulatory restrictions on the Company&rsquo;s payment of dividends. As of December 31, 2012, there were approximately
2,600 shareholders of record and another 3,600 shareholders whose stock is held in &ldquo;street name.&rdquo;</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">&nbsp;</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">Other than a private placement of securities
that was described in a Form 8-K that we filed on December 26, 2012, there were no sales of unregistered securities during the
year ended December 31, 2012.</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left; text-indent: 0.25in">&nbsp;</P>


<!-- Field: Page; Sequence: 27 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 2px solid"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif"><TR><TD STYLE="text-align: center; width: 100%"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->27<!-- Field: /Sequence --></TD></TR></TABLE></DIV>
    <DIV STYLE="page-break-before: always; margin-top: 6pt; margin-bottom: 12pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif"><TR><TD STYLE="text-align: left; width: 100%"><A HREF="#toc" STYLE="font-style: italic">Table of Contents</A></TD></TR></TABLE></DIV>
    <!-- Field: /Page -->


<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"><B>Additional Information Regarding the
Registrant&rsquo;s Equity Compensation Plans</B></P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"><B>&nbsp;</B></P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">At December 31, 2012, the Company had
three equity-based compensation plans. The Company&rsquo;s 2007 Equity Plan is the only one of the three plans under which new
grants of equity-based awards are possible.</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left; text-indent: 0.25in">&nbsp;</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">The following table presents information
as of December 31, 2012 regarding shares of the Company&rsquo;s stock that may be issued pursuant to the Company&rsquo;s equity
based compensation plans. At December 31, 2012, the Company had no warrants or stock appreciation rights outstanding under any
compensation plans.</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0.25in">&nbsp;</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0.25in"></P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="border-collapse: collapse; width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif">
<TR STYLE="vertical-align: bottom">
    <TD STYLE="font-family: Calibri, Helvetica, Sans-Serif; text-align: justify">&nbsp;</TD><TD STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="11" NOWRAP STYLE="text-align: center; border-bottom: Black 1pt solid">As of December 31, 2012</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="font-family: Calibri, Helvetica, Sans-Serif; text-align: justify">&nbsp;</TD><TD>&nbsp;</TD>
    <TD COLSPAN="3" NOWRAP STYLE="text-align: center">(a)</TD><TD NOWRAP>&nbsp;</TD>
    <TD COLSPAN="3" NOWRAP STYLE="text-align: center">(b)</TD><TD NOWRAP>&nbsp;</TD>
    <TD COLSPAN="3" NOWRAP STYLE="text-align: center">(c)</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="border-bottom: Black 1pt solid">Plan category</TD><TD STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="3" NOWRAP STYLE="text-align: center; border-bottom: Black 1pt solid">Number of securities to <BR>be issued upon exercise <BR>of outstanding options,<BR>
 warrants and rights</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="3" NOWRAP STYLE="text-align: center; border-bottom: Black 1pt solid">Weighted-average<BR>
 exercise price of <BR>
outstanding options, <BR>
warrants and rights</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="3" NOWRAP STYLE="text-align: center; border-bottom: Black 1pt solid">Number of securities available for <BR>future issuance under equity <BR>compensation plans (excluding <BR>securities reflected in column (a))</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD STYLE="width: 40%; text-align: left; text-indent: 0; vertical-align: bottom">Equity compensation plans approved by security holders (1)</TD><TD STYLE="width: 2%">&nbsp;</TD>
    <TD NOWRAP STYLE="width: 6%; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="width: 6%; text-align: right">521,613</TD><TD NOWRAP STYLE="width: 6%; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="width: 2%">&nbsp;</TD>
    <TD NOWRAP STYLE="width: 6%; text-align: right; vertical-align: bottom">$</TD><TD NOWRAP STYLE="width: 6%; text-align: right">17.80</TD><TD NOWRAP STYLE="width: 6%; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="width: 2%">&nbsp;</TD>
    <TD NOWRAP STYLE="width: 6%; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="width: 6%; text-align: right">758,731</TD><TD NOWRAP STYLE="width: 6%; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="text-align: left; padding-bottom: 1pt">Equity compensation &nbsp;plans not approved by security holders</TD><TD STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD NOWRAP STYLE="font-family: Calibri, Helvetica, Sans-Serif; text-align: left; border-bottom: Black 1pt solid">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; border-bottom: Black 1pt solid"><FONT STYLE="font-family: Calibri, Helvetica, Sans-Serif">&nbsp;&mdash;&nbsp;</FONT></TD><TD NOWRAP STYLE="font-family: Calibri, Helvetica, Sans-Serif; text-align: left; border-bottom: Black 1pt solid">&nbsp;</TD><TD NOWRAP STYLE="font-family: Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt">&nbsp;</TD>
    <TD NOWRAP STYLE="font-family: Calibri, Helvetica, Sans-Serif; text-align: left; border-bottom: Black 1pt solid">&nbsp;</TD><TD NOWRAP STYLE="font-family: Calibri, Helvetica, Sans-Serif; text-align: right; border-bottom: Black 1pt solid">&mdash;</TD><TD NOWRAP STYLE="font-family: Calibri, Helvetica, Sans-Serif; text-align: left; border-bottom: Black 1pt solid">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD NOWRAP STYLE="font-family: Calibri, Helvetica, Sans-Serif; text-align: left; border-bottom: Black 1pt solid">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; border-bottom: Black 1pt solid">&mdash;</TD><TD NOWRAP STYLE="font-family: Calibri, Helvetica, Sans-Serif; text-align: left; border-bottom: Black 1pt solid">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD STYLE="text-align: justify; padding-bottom: 2.5pt">Total</TD><TD STYLE="padding-bottom: 2.5pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; text-align: right">521,613</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; text-align: right; vertical-align: bottom">$</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; text-align: right">17.80</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; text-align: right">758,731</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</TD></TR>
</TABLE>



<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0.25in">&nbsp;</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">(1) Consists of (A) the Company&rsquo;s
2007 Equity Plan, which is currently in effect; (B) the Company&rsquo;s 2004 Stock Option Plan; and (C) the Company&rsquo;s 1994
Stock Option Plan, each of which was approved by our shareholders.</P>

<P STYLE="font: 10pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left; text-indent: 0in">&nbsp;</P>


<!-- Field: Page; Sequence: 28 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 2px solid"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif"><TR><TD STYLE="text-align: center; width: 100%"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->28<!-- Field: /Sequence --></TD></TR></TABLE></DIV>
    <DIV STYLE="page-break-before: always; margin-top: 6pt; margin-bottom: 12pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif"><TR><TD STYLE="text-align: left; width: 100%"><A HREF="#toc" STYLE="font-style: italic">Table of Contents</A></TD></TR></TABLE></DIV>
    <!-- Field: /Page -->


<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">&nbsp;</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"><B>Performance Graph</B></P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left; text-indent: 0.25in">&nbsp;</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">The performance graph shown below compares
the Company&rsquo;s cumulative total return to shareholders for the five-year period commencing December 31, 2007 and ending December
31, 2012, with the cumulative total return of the Russell 2000 Index (reflecting overall stock market performance of small-capitalization
companies), and an index of banks with between $1 billion and $5 billion in assets, as constructed by SNL Securities, LP (reflecting
changes in banking industry stocks). The graph and table assume that $100 was invested on December 31, 2007 in each of the Company&rsquo;s
common stock, the Russell 2000 Index, and the SNL Bank Index, and that all dividends were reinvested.</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0.25in">&nbsp;</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: center">First Bancorp</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: center">Comparison of Five-Year Total Return
Performances (1)</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: center">Five Years Ending December 31, 2012</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: center">&nbsp;</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin-top: 0; margin-bottom: 0; text-align: center"><IMG SRC="image_003.jpg" ALT="" STYLE="height: 304.5pt; width: 468.75pt"></P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0.25in">&nbsp;</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0.25in">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="border-collapse: collapse; width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif">
<TR STYLE="vertical-align: bottom">
    <TD NOWRAP STYLE="text-align: justify">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="23" NOWRAP STYLE="text-align: center; border-bottom: Black 1pt solid">Total Return Index Values (1) <BR>December 31,</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD NOWRAP STYLE="text-align: justify">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="3" NOWRAP STYLE="text-align: center; border-bottom: Black 1pt solid">2007</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="3" NOWRAP STYLE="text-align: center; border-bottom: Black 1pt solid">2008</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="3" NOWRAP STYLE="text-align: center; border-bottom: Black 1pt solid">2009</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="3" NOWRAP STYLE="text-align: center; border-bottom: Black 1pt solid">2010</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="3" NOWRAP STYLE="text-align: center; border-bottom: Black 1pt solid">2011</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="3" NOWRAP STYLE="text-align: center; border-bottom: Black 1pt solid">2012</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD NOWRAP STYLE="width: 34%; text-align: justify">First Bancorp</TD><TD NOWRAP STYLE="width: 2%">&nbsp;</TD>
    <TD NOWRAP STYLE="width: 1%; text-align: left">$</TD><TD NOWRAP STYLE="width: 7%; text-align: right">100.00</TD><TD NOWRAP STYLE="width: 1%; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="width: 2%">&nbsp;</TD>
    <TD NOWRAP STYLE="width: 1%; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="width: 7%; text-align: right">101.59</TD><TD NOWRAP STYLE="width: 1%; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="width: 2%">&nbsp;</TD>
    <TD NOWRAP STYLE="width: 1%; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="width: 7%; text-align: right">79.05</TD><TD NOWRAP STYLE="width: 1%; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="width: 2%">&nbsp;</TD>
    <TD NOWRAP STYLE="width: 1%; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="width: 7%; text-align: right">88.59</TD><TD NOWRAP STYLE="width: 1%; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="width: 2%">&nbsp;</TD>
    <TD NOWRAP STYLE="width: 1%; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="width: 7%; text-align: right">66.43</TD><TD NOWRAP STYLE="width: 1%; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="width: 2%">&nbsp;</TD>
    <TD NOWRAP STYLE="width: 1%; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="width: 7%; text-align: right">78.64</TD><TD NOWRAP STYLE="width: 1%; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD NOWRAP STYLE="text-align: justify">Russell 2000</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">100.00</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">66.21</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">84.20</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">106.82</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">102.36</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">119.09</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD NOWRAP STYLE="text-align: left">SNL Index-Banks between $1 billion and $5
    billion</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">100.00</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">82.94</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">59.45</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">67.39</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">61.46</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">75.78</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD></TR>
</TABLE>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0.25in">&nbsp;</P>

<P STYLE="font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify">Notes:</P>

<P STYLE="font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin-top: 0; margin-bottom: 0"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0"></TD><TD STYLE="width: 0.25in">(1)</TD><TD STYLE="text-align: left">Total return indices were provided from an independent source, SNL Securities LP, Charlottesville,
Virginia, and assume initial investment of $100 on December 31, 2007, reinvestment of dividends, and changes in market values.
Total return index numerical values used in this example are for illustrative purposes only.</TD></TR></TABLE>


<!-- Field: Page; Sequence: 29 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 2px solid"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif"><TR><TD STYLE="text-align: center; width: 100%"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->29<!-- Field: /Sequence --></TD></TR></TABLE></DIV>
    <DIV STYLE="page-break-before: always; margin-top: 6pt; margin-bottom: 12pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif"><TR><TD STYLE="text-align: left; width: 100%"><A HREF="#toc" STYLE="font-style: italic">Table of Contents</A></TD></TR></TABLE></DIV>
    <!-- Field: /Page -->


<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"><B>&nbsp;</B></P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"><B>Issuer Purchases of Equity Securities</B></P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">&nbsp;</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">Pursuant to authorizations by the Company&rsquo;s
board of directors, the Company has from time to time repurchased shares of common stock in private transactions and in open-market
purchases. The most recent board authorization was announced on July 30, 2004 and authorized the repurchase of 375,000 shares of
the Company&rsquo;s stock. Th<FONT STYLE="color: black">e Company did not repurchase any shares of its common stock during the
quarter ended December 31, 2012. </FONT></P>

<P STYLE="font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="border-collapse: collapse; width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif">
<TR STYLE="vertical-align: bottom">
    <TD COLSPAN="17" NOWRAP STYLE="text-align: center; border-bottom: Black 1pt solid">Issuer Purchases of Equity Securities</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD NOWRAP STYLE="text-align: center; border-bottom: Black 1pt solid">Period</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="3" NOWRAP STYLE="text-align: center; border-bottom: Black 1pt solid">Total Number of Shares <BR>
Purchased (2)</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="3" NOWRAP STYLE="text-align: center; border-bottom: Black 1pt solid">Average Price <BR>
Paid Per Share</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="3" NOWRAP STYLE="text-align: center; border-bottom: Black 1pt solid">Total Number of Shares <BR>
Purchased as Part of <BR>
Publicly Announced<BR>
 Plans or Programs (1)</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="3" NOWRAP STYLE="text-align: center; border-bottom: Black 1pt solid">Maximum Number of <BR>
Shares That May Yet Be <BR>
Purchased Under the Plans<BR>
 or Programs (1)</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD NOWRAP STYLE="width: 10%; text-align: left; text-indent: -13.5pt; padding-left: 13.5pt">Month #1 (October 1, 2012 to October 31, 2012)</TD><TD NOWRAP STYLE="width: 6%">&nbsp;</TD>
    <TD NOWRAP STYLE="width: 6%; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="width: 6%; text-align: right"><FONT STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&mdash;</FONT></TD><TD NOWRAP STYLE="width: 6%; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="width: 6%">&nbsp;</TD>
    <TD NOWRAP STYLE="width: 6%; text-align: right; vertical-align: bottom">$</TD><TD NOWRAP STYLE="width: 6%; text-align: right"><FONT STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&mdash;</FONT></TD><TD NOWRAP STYLE="width: 6%; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="width: 6%">&nbsp;</TD>
    <TD NOWRAP STYLE="width: 6%; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="width: 6%; text-align: right"><FONT STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;&nbsp;</FONT><FONT STYLE="font-size: 10pt">&mdash;</FONT></TD><TD NOWRAP STYLE="width: 6%; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="width: 6%">&nbsp;</TD>
    <TD NOWRAP STYLE="width: 6%; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="width: 6%; text-align: right">214,241</TD><TD NOWRAP STYLE="width: 6%; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD NOWRAP STYLE="text-align: left; text-indent: -13.5pt; padding-left: 13.5pt">Month #2 (November 1, 2012 to November 30, 2012)</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right"><FONT STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&mdash;</FONT></TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">&mdash;<FONT STYLE="font: 10pt Calibri, Helvetica, Sans-Serif"></FONT></TD><TD NOWRAP STYLE="text-align: left"></TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right"><FONT STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;&nbsp;&mdash;</FONT></TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">214,241</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD NOWRAP STYLE="text-align: left; text-indent: -13.5pt; padding-left: 13.5pt; padding-bottom: 1pt">Month #3 (December 1, 2012 to December 31, 2012)</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: right; border-bottom: Black 1pt solid">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; border-bottom: Black 1pt solid"><FONT STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&mdash;</FONT></TD><TD NOWRAP STYLE="text-align: right; border-bottom: Black 1pt solid">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; border-bottom: Black 1pt solid">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; border-bottom: Black 1pt solid"><FONT STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;&mdash;</FONT></TD><TD NOWRAP STYLE="text-align: right; border-bottom: Black 1pt solid">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: right; border-bottom: Black 1pt solid">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; border-bottom: Black 1pt solid"><FONT STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;&nbsp;</FONT><FONT STYLE="font-size: 10pt">&mdash;</FONT></TD><TD NOWRAP STYLE="text-align: right; border-bottom: Black 1pt solid">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: right; border-bottom: Black 1pt solid">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; border-bottom: Black 1pt solid">214,241</TD><TD NOWRAP STYLE="text-align: right; border-bottom: Black 1pt solid">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD NOWRAP STYLE="text-align: left; text-indent: -13.5pt; padding-left: 13.5pt; padding-bottom: 2.5pt">Total</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: right; border-bottom: Black 2.5pt double">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; border-bottom: Black 2.5pt double"><FONT STYLE="font-size: 10pt">&mdash;</FONT></TD><TD NOWRAP STYLE="text-align: right; border-bottom: Black 2.5pt double">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt"></TD>
    <TD NOWRAP STYLE="text-align: right; border-bottom: Black 2.5pt double; vertical-align: bottom">$</TD><TD NOWRAP STYLE="text-align: right; border-bottom: Black 2.5pt double">&mdash;</TD><TD NOWRAP STYLE="text-align: right; border-bottom: Black 2.5pt double">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: right; border-bottom: Black 2.5pt double">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; border-bottom: Black 2.5pt double"><FONT STYLE="font-size: 10pt">&mdash;</FONT></TD><TD NOWRAP STYLE="text-align: right; border-bottom: Black 2.5pt double">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: right; border-bottom: Black 2.5pt double">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; border-bottom: Black 2.5pt double">214,241</TD><TD NOWRAP STYLE="text-align: right; border-bottom: Black 2.5pt double">&nbsp;</TD></TR>
</TABLE>



<P STYLE="font: 10pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0in">&nbsp;</P>

<P STYLE="font: 10pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">Footnotes to the Above Table</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0 0 0 0.25in; text-align: left; text-indent: -0.25in">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin-top: 0; margin-bottom: 0"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.25in"></TD><TD STYLE="width: 0.25in">(1)</TD><TD STYLE="text-align: left">All shares available for repurchase are pursuant to publicly announced share repurchase authorizations.
On July 30, 2004, the Company announced that its board of directors had approved the repurchase of 375,000 shares of the Company&rsquo;s
common stock. The repurchase authorization does not have an expiration date. There are no plans or programs the Company has determined
to terminate prior to expiration, or under which the Company does not intend to make further purchases.</TD></TR></TABLE>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0 0 0 0.25in; text-align: left">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin-top: 0; margin-bottom: 0"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.25in"></TD><TD STYLE="width: 0.25in">(2)</TD><TD STYLE="text-align: left">The table above does not include shares that were used by option holders to satisfy the exercise price
of the call options issued by the Company to its employees and directors pursuant to the Company&rsquo;s stock option plans. There
were no such exercises during the three months ended December 31, 2012.</TD></TR></TABLE>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">&nbsp;</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify"><B><A NAME="a_064"></A>Item 6. Selected Consolidated Financial
Data</B></P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify"><B>&nbsp;</B></P>

<P STYLE="font: 10pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left; text-indent: 0in">Table 1 on page 70 of this
report sets forth the selected consolidated financial data for the Company.</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify">&nbsp;</P>


<!-- Field: Page; Sequence: 30 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 2px solid"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif"><TR><TD STYLE="text-align: center; width: 100%"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->30<!-- Field: /Sequence --></TD></TR></TABLE></DIV>
    <DIV STYLE="page-break-before: always; margin-top: 6pt; margin-bottom: 12pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif"><TR><TD STYLE="text-align: left; width: 100%"><A HREF="#toc" STYLE="font-style: italic">Table of Contents</A></TD></TR></TABLE></DIV>
    <!-- Field: /Page -->


<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify"><B><A NAME="a_011"></A>Item 7. Management&rsquo;s Discussion
and Analysis of Financial Condition and Results of Operations</B></P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify"><B>&nbsp;</B></P>

<P STYLE="font: 10pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left; text-indent: 0in">Management&rsquo;s Discussion
and Analysis is intended to assist readers in understanding our results of operations and changes in financial position for the
past three years. This review should be read in conjunction with the consolidated financial statements and accompanying notes beginning
on page 89 of this report and the supplemental financial data contained in Tables 1 through 22 included with this discussion and
analysis.</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"><B>&nbsp;</B></P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"><B><A NAME="a_012"></A>Overview - 2012 Compared to 2011</B></P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">&nbsp;</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">Earnings for 2012 were significantly impacted
by charges associated with a loan disposition and foreclosed property write-down that occurred in the fourth quarter of 2012. Additionally,
in the first quarter of 2012, we recorded a significant provision for loan losses resulting from an internal review of certain
nonperforming loan relationships. Our 2011 results were impacted by a bargain purchase gain and accelerated accretion on our preferred
stock discount (see discussion below).</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="border-collapse: collapse; width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif">
<TR STYLE="vertical-align: bottom">
    <TD NOWRAP STYLE="color: black; text-align: justify">Financial Highlights</TD><TD NOWRAP>&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="text-align: justify">&nbsp;</TD><TD NOWRAP>&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="text-align: justify">&nbsp;</TD><TD NOWRAP>&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="text-align: justify">&nbsp;</TD><TD NOWRAP>&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD NOWRAP STYLE="color: black; text-align: justify"><FONT STYLE="font: 10pt Calibri, Helvetica, Sans-Serif; color: black">&nbsp;&nbsp;<I>($ in thousands except per share data)</I></FONT></TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="text-align: center; border-bottom: Black 1pt solid">2012</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="text-align: center; border-bottom: Black 1pt solid">2011</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="3" NOWRAP STYLE="text-align: center; border-bottom: Black 1pt solid">Change</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD NOWRAP STYLE="text-align: justify">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="text-align: justify">&nbsp;</TD><TD NOWRAP>&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="text-align: justify">&nbsp;</TD><TD NOWRAP>&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="text-align: justify">&nbsp;</TD><TD NOWRAP>&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD NOWRAP STYLE="color: black; text-align: justify; padding-left: 5.4pt">Earnings</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">&nbsp;</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">&nbsp;</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">&nbsp;</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD NOWRAP STYLE="width: 67%; color: black; text-align: justify; padding-left: 5.4pt">&nbsp;&nbsp;&nbsp;Net interest income</TD><TD NOWRAP STYLE="width: 2%; color: black">&nbsp;</TD>
    <TD NOWRAP STYLE="width: 1%; color: black; text-align: left">$</TD><TD NOWRAP STYLE="width: 7%; color: black; text-align: right">135,200</TD><TD NOWRAP STYLE="width: 1%; color: black; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="width: 2%; color: black">&nbsp;</TD>
    <TD NOWRAP STYLE="width: 1%; color: black; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="width: 7%; color: black; text-align: right">132,203</TD><TD NOWRAP STYLE="width: 1%; color: black; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="width: 2%; color: black">&nbsp;</TD>
    <TD NOWRAP STYLE="width: 1%; color: black; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="width: 5%; color: black; text-align: right">2.3%</TD><TD NOWRAP STYLE="width: 3%; color: black; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD NOWRAP STYLE="color: black; text-align: justify; padding-left: 5.4pt">&nbsp;&nbsp;&nbsp;Provision for loan losses - non-covered</TD><TD NOWRAP STYLE="color: black">&nbsp;</TD>
    <TD NOWRAP STYLE="color: black; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="color: black; text-align: right">69,993</TD><TD NOWRAP STYLE="color: black; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="color: black">&nbsp;</TD>
    <TD NOWRAP STYLE="color: black; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="color: black; text-align: right">28,525</TD><TD NOWRAP STYLE="color: black; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="color: black">&nbsp;</TD>
    <TD NOWRAP STYLE="color: black; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="color: black; text-align: right">145.4%</TD><TD NOWRAP STYLE="color: black; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD NOWRAP STYLE="color: black; text-align: justify; padding-left: 5.4pt">&nbsp;&nbsp;&nbsp;Provision for loan losses - covered</TD><TD NOWRAP STYLE="color: black">&nbsp;</TD>
    <TD NOWRAP STYLE="color: black; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="color: black; text-align: right">9,679</TD><TD NOWRAP STYLE="color: black; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="color: black">&nbsp;</TD>
    <TD NOWRAP STYLE="color: black; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="color: black; text-align: right">12,776</TD><TD NOWRAP STYLE="color: black; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="color: black">&nbsp;</TD>
    <TD NOWRAP STYLE="color: black; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="color: black; text-align: right">-24.2%</TD><TD NOWRAP STYLE="color: black; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD NOWRAP STYLE="color: black; text-align: justify; padding-left: 5.4pt">&nbsp;&nbsp;&nbsp;Noninterest income</TD><TD NOWRAP STYLE="color: black">&nbsp;</TD>
    <TD NOWRAP STYLE="color: black; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="color: black; text-align: right">1,389</TD><TD NOWRAP STYLE="color: black; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="color: black">&nbsp;</TD>
    <TD NOWRAP STYLE="color: black; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="color: black; text-align: right">26,216</TD><TD NOWRAP STYLE="color: black; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="color: black">&nbsp;</TD>
    <TD NOWRAP STYLE="color: black; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="color: black; text-align: right">-94.7%</TD><TD NOWRAP STYLE="color: black; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD NOWRAP STYLE="color: black; text-align: justify; padding-bottom: 1pt; padding-left: 5.4pt">&nbsp;&nbsp;&nbsp;Noninterest expenses</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: right">97,275</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: right">96,106</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="color: black; padding-bottom: 1pt">&nbsp;</TD>
    <TD NOWRAP STYLE="padding-bottom: 1pt; color: black; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; color: black; text-align: right">1.2%</TD><TD NOWRAP STYLE="padding-bottom: 1pt; color: black; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD NOWRAP STYLE="color: black; text-align: justify; padding-left: 5.4pt">&nbsp;&nbsp;&nbsp;Income (loss) before income taxes</TD><TD NOWRAP STYLE="color: black">&nbsp;</TD>
    <TD NOWRAP STYLE="color: black; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="color: black; text-align: right">(40,358</TD><TD NOWRAP STYLE="color: black; text-align: left">)</TD><TD NOWRAP STYLE="color: black">&nbsp;</TD>
    <TD NOWRAP STYLE="color: black; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="color: black; text-align: right">21,012</TD><TD NOWRAP STYLE="color: black; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="color: black">&nbsp;</TD>
    <TD NOWRAP STYLE="color: black; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="color: black; text-align: right"><FONT STYLE="font: 10pt Calibri, Helvetica, Sans-Serif; color: black">n/m</FONT></TD><TD NOWRAP STYLE="color: black; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD NOWRAP STYLE="color: black; text-align: justify; padding-bottom: 1pt; padding-left: 5.4pt">&nbsp;&nbsp;&nbsp;Income tax (benefit) expense</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: right">(16,952</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left">)</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: right">7,370</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="color: black; padding-bottom: 1pt">&nbsp;</TD>
    <TD NOWRAP STYLE="padding-bottom: 1pt; color: black; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; color: black; text-align: right"><FONT STYLE="font: 10pt Calibri, Helvetica, Sans-Serif; color: black">n/m</FONT></TD><TD NOWRAP STYLE="padding-bottom: 1pt; color: black; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD NOWRAP STYLE="color: black; text-align: justify; padding-left: 5.4pt">&nbsp;&nbsp;&nbsp;Net income (loss)</TD><TD NOWRAP STYLE="color: black">&nbsp;</TD>
    <TD NOWRAP STYLE="color: black; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="color: black; text-align: right">(23,406</TD><TD NOWRAP STYLE="color: black; text-align: left">)</TD><TD NOWRAP STYLE="color: black">&nbsp;</TD>
    <TD NOWRAP STYLE="color: black; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="color: black; text-align: right">13,642</TD><TD NOWRAP STYLE="color: black; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="color: black">&nbsp;</TD>
    <TD NOWRAP STYLE="color: black; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="color: black; text-align: right"><FONT STYLE="font: 10pt Calibri, Helvetica, Sans-Serif; color: black">n/m</FONT></TD><TD NOWRAP STYLE="color: black; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD NOWRAP STYLE="color: black; text-align: justify; padding-left: 5.4pt">&nbsp;&nbsp;&nbsp;Preferred stock dividends</TD><TD NOWRAP STYLE="color: black">&nbsp;</TD>
    <TD NOWRAP STYLE="color: black; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="color: black; text-align: right">(2,809</TD><TD NOWRAP STYLE="color: black; text-align: left">)</TD><TD NOWRAP STYLE="color: black">&nbsp;</TD>
    <TD NOWRAP STYLE="color: black; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="color: black; text-align: right">(3,234</TD><TD NOWRAP STYLE="color: black; text-align: left">)</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">&nbsp;</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD NOWRAP STYLE="color: black; text-align: justify; padding-bottom: 1pt; padding-left: 5.4pt">&nbsp;&nbsp;&nbsp;Accretion of preferred stock discount</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: right">&mdash;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: right">(2,932</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left">)</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: right">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD NOWRAP STYLE="color: black; text-align: left; padding-bottom: 2.5pt; padding-left: 5.4pt">&nbsp;&nbsp;&nbsp;Net income (loss) available to common shareholders</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; text-align: left">$</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; text-align: right">(26,215</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left">)</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; text-align: right">7,476</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="color: black; padding-bottom: 2.5pt">&nbsp;</TD>
    <TD NOWRAP STYLE="padding-bottom: 2.5pt; color: black; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; color: black; text-align: right"><FONT STYLE="font: 10pt Calibri, Helvetica, Sans-Serif; color: black">n/m</FONT></TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; color: black; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD NOWRAP STYLE="text-align: justify; padding-left: 5.4pt">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">&nbsp;</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">&nbsp;</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">&nbsp;</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD NOWRAP STYLE="color: black; text-align: justify; padding-left: 5.4pt">Net income (loss) per common share</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">&nbsp;</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">&nbsp;</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">&nbsp;</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD NOWRAP STYLE="color: black; text-align: justify; padding-left: 5.4pt">&nbsp;&nbsp;&nbsp;Basic</TD><TD NOWRAP STYLE="color: black">&nbsp;</TD>
    <TD NOWRAP STYLE="color: black; text-align: left">$</TD><TD NOWRAP STYLE="color: black; text-align: right">(1.54</TD><TD NOWRAP STYLE="color: black; text-align: left">)</TD><TD NOWRAP STYLE="color: black">&nbsp;</TD>
    <TD NOWRAP STYLE="color: black; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="color: black; text-align: right">0.44</TD><TD NOWRAP STYLE="color: black; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="color: black">&nbsp;</TD>
    <TD NOWRAP STYLE="color: black; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="color: black; text-align: right"><FONT STYLE="font: 10pt Calibri, Helvetica, Sans-Serif; color: black">n/m</FONT></TD><TD NOWRAP STYLE="color: black; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD NOWRAP STYLE="color: black; text-align: justify; padding-left: 5.4pt">&nbsp;&nbsp;&nbsp;Diluted</TD><TD NOWRAP STYLE="color: black">&nbsp;</TD>
    <TD NOWRAP STYLE="color: black; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="color: black; text-align: right">(1.54</TD><TD NOWRAP STYLE="color: black; text-align: left">)</TD><TD NOWRAP STYLE="color: black">&nbsp;</TD>
    <TD NOWRAP STYLE="color: black; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="color: black; text-align: right">0.44</TD><TD NOWRAP STYLE="color: black; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="color: black">&nbsp;</TD>
    <TD NOWRAP STYLE="color: black; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="color: black; text-align: right"><FONT STYLE="font: 10pt Calibri, Helvetica, Sans-Serif; color: black">n/m</FONT></TD><TD NOWRAP STYLE="color: black; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD NOWRAP STYLE="text-align: justify; padding-left: 5.4pt">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">&nbsp;</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">&nbsp;</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">&nbsp;</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD NOWRAP STYLE="color: black; text-align: justify; padding-left: 5.4pt">Balances At Year End</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">&nbsp;</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">&nbsp;</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">&nbsp;</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD NOWRAP STYLE="color: black; text-align: justify; padding-left: 5.4pt">&nbsp;&nbsp;&nbsp;Assets</TD><TD NOWRAP STYLE="color: black">&nbsp;</TD>
    <TD NOWRAP STYLE="color: black; text-align: left">$</TD><TD NOWRAP STYLE="color: black; text-align: right">3,244,910</TD><TD NOWRAP STYLE="color: black; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="color: black">&nbsp;</TD>
    <TD NOWRAP STYLE="color: black; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="color: black; text-align: right">3,290,474</TD><TD NOWRAP STYLE="color: black; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="color: black">&nbsp;</TD>
    <TD NOWRAP STYLE="color: black; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="color: black; text-align: right">-1.4%</TD><TD NOWRAP STYLE="color: black; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD NOWRAP STYLE="color: black; text-align: justify; padding-left: 5.4pt">&nbsp;&nbsp;&nbsp;Loans</TD><TD NOWRAP STYLE="color: black">&nbsp;</TD>
    <TD NOWRAP STYLE="color: black; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="color: black; text-align: right">2,376,457</TD><TD NOWRAP STYLE="color: black; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="color: black">&nbsp;</TD>
    <TD NOWRAP STYLE="color: black; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="color: black; text-align: right">2,430,386</TD><TD NOWRAP STYLE="color: black; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="color: black">&nbsp;</TD>
    <TD NOWRAP STYLE="color: black; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="color: black; text-align: right">-2.2%</TD><TD NOWRAP STYLE="color: black; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD NOWRAP STYLE="color: black; text-align: justify; padding-left: 5.4pt">&nbsp;&nbsp;&nbsp;Deposits</TD><TD NOWRAP STYLE="color: black">&nbsp;</TD>
    <TD NOWRAP STYLE="color: black; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="color: black; text-align: right">2,821,360</TD><TD NOWRAP STYLE="color: black; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="color: black">&nbsp;</TD>
    <TD NOWRAP STYLE="color: black; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="color: black; text-align: right">2,755,037</TD><TD NOWRAP STYLE="color: black; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="color: black">&nbsp;</TD>
    <TD NOWRAP STYLE="color: black; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="color: black; text-align: right">2.4%</TD><TD NOWRAP STYLE="color: black; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD NOWRAP STYLE="text-align: justify; padding-left: 5.4pt">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">&nbsp;</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">&nbsp;</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">&nbsp;</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD NOWRAP STYLE="color: black; text-align: justify; padding-left: 5.4pt">Ratios</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">&nbsp;</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">&nbsp;</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">&nbsp;</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD NOWRAP STYLE="color: black; text-align: justify; padding-left: 5.4pt">&nbsp;&nbsp;&nbsp;Return on average assets</TD><TD NOWRAP STYLE="color: black">&nbsp;</TD>
    <TD NOWRAP STYLE="color: black; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="color: black; text-align: right">(0.79%</TD><TD NOWRAP STYLE="color: black; text-align: left">)</TD><TD NOWRAP STYLE="color: black">&nbsp;</TD>
    <TD NOWRAP STYLE="color: black; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="color: black; text-align: right">0.23%</TD><TD NOWRAP STYLE="color: black; text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">&nbsp;</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD NOWRAP STYLE="color: black; text-align: justify; padding-left: 5.4pt">&nbsp;&nbsp;&nbsp;Return on average common equity</TD><TD NOWRAP STYLE="color: black">&nbsp;</TD>
    <TD NOWRAP STYLE="color: black; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="color: black; text-align: right">(9.29%</TD><TD NOWRAP STYLE="color: black; text-align: left">)</TD><TD NOWRAP STYLE="color: black">&nbsp;</TD>
    <TD NOWRAP STYLE="color: black; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="color: black; text-align: right">2.59%</TD><TD NOWRAP STYLE="color: black; text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">&nbsp;</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD NOWRAP STYLE="color: black; text-align: justify; padding-left: 5.4pt">&nbsp;&nbsp;&nbsp;Net interest margin (taxable-equivalent)</TD><TD NOWRAP STYLE="color: black">&nbsp;</TD>
    <TD NOWRAP STYLE="color: black; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="color: black; text-align: right">4.78%</TD><TD NOWRAP STYLE="color: black; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="color: black">&nbsp;</TD>
    <TD NOWRAP STYLE="color: black; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="color: black; text-align: right">4.72%</TD><TD NOWRAP STYLE="color: black; text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">&nbsp;</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD></TR>
</TABLE>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0.25in">&nbsp;</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">The following is a more detailed discussion
of our results for 2012 compared to 2011:</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">&nbsp;</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">For the year ended December 31, 2012,
we reported a net loss available to common shareholders of $26.2 million, or ($1.54) per diluted common share, compared to net
income of $7.5 million, or $0.44 per diluted common share, for the year ended December 31, 2011.</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">&nbsp;</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">Our results for 2012 were significantly
impacted by a capital raise and an asset disposition initiative that both occurred in the fourth quarter of 2012.</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">&nbsp;</P>

<!-- Field: Page; Sequence: 31 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 2px solid"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif"><TR><TD STYLE="text-align: center; width: 100%"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->31<!-- Field: /Sequence --></TD></TR></TABLE></DIV>
    <DIV STYLE="page-break-before: always; margin-top: 6pt; margin-bottom: 12pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif"><TR><TD STYLE="text-align: left; width: 100%"><A HREF="#toc" STYLE="font-style: italic">Table of Contents</A></TD></TR></TABLE></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"></P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">On December 21, 2012, we reported the
completion of a capital raise totaling $33.8 million. A combination of common and preferred stock was issued, including 2,656,294
shares of common stock and 728,706 shares of non-voting preferred stock, each at the same price of $10.00 per share. The preferred
stock is entitled to the same dividend rate as common stock and is convertible into common stock, in a like amount, upon the occurrence
of certain transfers of the preferred stock.</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">&nbsp;</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">At the same time we announced the capital
raise, we also reported an asset disposition initiative that included a loan sale and a write-down of certain foreclosed properties.
As it relates to the loan sale, we identified approximately $68 million of non-covered higher-risk loans that we had targeted for
sale to a third-party investor. Based on an offer to purchase these loans that was received in December, we wrote the loans down
by approximately $38 million to their estimated liquidation value of approximately $30 million and reclassified them as &ldquo;loans
held for sale.&rdquo; The sale of substantially the same pool of loans was completed on January 23, 2013 with sales proceeds of
approximately $30 million being received. The incremental provision for loan losses that was necessary as a result of this transaction
was approximately $32.9 million, which included the net impact of several factors affecting our calculation of the allowance for
loan losses. Of the $68 million in loans targeted for sale, approximately $38.2 million had been classified as nonaccrual loans,
and $10.5 million had been classified as accruing troubled-debt-restructurings.</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">&nbsp;</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">As it relates to the foreclosed property
write-down, we recorded write-downs on substantially all of our non-covered foreclosed properties in connection with efforts to
accelerate the sale of these assets. The total amount of the write-downs was $10.6 million, which amounted to 29% of the total
carrying value of the properties.</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">&nbsp;</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">Other significant factors that affect
the comparability of the full year 2012 and 2011 results are:</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left; text-indent: 0.25in">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Calibri, Helvetica, Sans-Serif; margin-top: 0; margin-bottom: 0"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.25in"></TD><TD STYLE="width: 0.25in"><FONT STYLE="font-family: Symbol">&#183;</FONT></TD><TD STYLE="text-align: left"><FONT STYLE="font-family: Calibri, Helvetica, Sans-Serif">In the first quarter of 2012, we recorded
a provision for loan loss on non-covered loans of $18.6 million, which was significantly higher than any prior quarterly provision
for loan loss for non-covered loans. This higher provision was the result of an internal review of non-covered loans that occurred
in the first quarter of 2012 that applied more conservative assumptions to estimate the probable losses associated with some of
our nonperforming loan relationships, which we believed could lead to a more timely resolution of the related credits. Many of
these same loans were included in the loans transferred to the held-for-sale category in the fourth quarter of 2012.</FONT></TD></TR></TABLE>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0 0 0 0.25in; text-align: left">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin-top: 0; margin-bottom: 0"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.25in"></TD><TD STYLE="width: 0.25in"><FONT STYLE="font-family: Symbol">&#183;</FONT></TD><TD STYLE="text-align: left"><FONT STYLE="font-family: Calibri, Helvetica, Sans-Serif">In the third quarter of 2011, we recorded
$2.3 million in accelerated accretion of the discount remaining on preferred stock that was redeemed that quarter. Total discount
accretion of the preferred stock in 2011 was $2.9 million. There was no remaining preferred stock discount after the redemption
transaction in September 2011, and therefore we did not record any discount accretion on preferred stock in 2012. </FONT></TD></TR></TABLE>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0 0 0 0.5in; text-align: left">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin-top: 0; margin-bottom: 0"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.25in"></TD><TD STYLE="width: 0.25in"><FONT STYLE="font-family: Symbol">&#183;</FONT></TD><TD STYLE="text-align: left"><FONT STYLE="font-family: Calibri, Helvetica, Sans-Serif">In the first quarter of 2011, we realized
a $10.2 million bargain purchase gain related to the acquisition of The Bank of Asheville in Asheville, North Carolina.</FONT></TD></TR></TABLE>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0 0 0 0.25in; text-align: left">&nbsp;</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">We note that our results of operation
are significantly affected by the on-going accounting for two FDIC-assisted failed bank acquisitions. In the discussion in this
document, the term &ldquo;covered&rdquo; is used to describe assets included as part of FDIC loss share agreements, which generally
result in the FDIC reimbursing the Company for 80% of losses incurred on those assets. The term &ldquo;non-covered&rdquo; refers
to our legacy assets, which are not included in any type of loss share arrangement.</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left; text-indent: 0.25in">&nbsp;</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">For covered loans that deteriorate in
terms of repayment expectations, we record immediate allowances through the provision for loan losses. For covered loans that experience
favorable changes in credit quality compared to what was expected at the acquisition date, including loans that payoff, we record
positive adjustments to interest income over the life of the respective loan &ndash; also referred to as loan discount accretion.
For foreclosed properties that are sold at gains or losses or that are written down to lower values, we record the gains/losses
within noninterest income.</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left; text-indent: 0.25in">&nbsp;</P>

<!-- Field: Page; Sequence: 32 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 2px solid"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif"><TR><TD STYLE="text-align: center; width: 100%"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->32<!-- Field: /Sequence --></TD></TR></TABLE></DIV>
    <DIV STYLE="page-break-before: always; margin-top: 6pt; margin-bottom: 12pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif"><TR><TD STYLE="text-align: left; width: 100%"><A HREF="#toc" STYLE="font-style: italic">Table of Contents</A></TD></TR></TABLE></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"></P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">The adjustments discussed above are recorded
within the income statement line items noted without consideration of the FDIC loss share agreements. Because favorable changes
in covered assets result in lower expected FDIC claims, and unfavorable changes in covered assets result in higher expected FDIC
claims, the FDIC indemnification asset is adjusted to reflect those expectations. The net increase or decrease in the indemnification
asset is reflected within noninterest income.</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left; text-indent: 0.25in">&nbsp;</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">The adjustments noted above can result
in volatility within individual income statement line items. Because of the FDIC loss share agreements and the associated indemnification
asset, pretax income resulting from amounts recorded as provisions for loan losses on covered loans, discount accretion, and losses
from covered foreclosed properties is generally only impacted by 20% of these amounts due to the corresponding adjustments made
to the indemnification asset.</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">&nbsp;</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">Total assets at December 31, 2012 amounted
to $3.2 billion, a 1.4% decrease from a year earlier. Total loans at December 31, 2012 amounted to $2.4 billion, a 2.2% decrease
from a year earlier, and total deposits amounted to $2.8 billion at December 31, 2012, a 2.4% increase from a year earlier.</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left; text-indent: 0.25in">&nbsp;</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">During 2012, we continued to originate
new loans within our non-covered loan portfolio. However, due to the aforementioned loan sale, we wrote-down and transferred a
total of $68 million from this category in the fourth quarter of 2012. Even with the transfer, our non-covered loans increased
by $25.0 million, or 1.2%, for the year and amounted to $2.1 billion at December 31, 2012. We continue to actively pursue lending
opportunities.</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left; text-indent: 0.25in">&nbsp;</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">While our total deposit increase was 2.4%
for the year, there was a significant shift in the mix of our deposits. Our level of non-interest bearing checking accounts amounted
to $413.2 million at December 31, 2012, a 23.0% increase from a year earlier, while interest-bearing checking accounts amounted
to $519.6 million, an increase of 22.7% from a year earlier. The overall growth in checking and other transaction accounts allowed
us to reduce our reliance on higher cost time deposits and borrowings. Time deposits declined by 12% and borrowings declined by
65%. Brokered deposits represented just 4.6% of total deposits at year end compared to 5.7% a year earlier, with internet deposits
comprising an additional 0.4%.</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">&nbsp;</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">Net interest income for the year ended
December 31, 2012 amounted to $135.2 million, a 2.3% increase from the $132.2 million recorded 2011. The higher net interest income
was primarily caused by an increase in 2012 in the amount of discount accretion on loans purchased in failed bank acquisitions.
Loan discount accretion amounted to $16.5 million for 2012 compared to $11.6 million in 2011, an increase of $4.9 million. As previously
discussed, the impact of changes in discount accretion on pretax income is only 20% of the gross amount of the change. See &ldquo;Net
Interest Income&rdquo; below for additional information.</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">&nbsp;</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">Our net interest margin (tax-equivalent
net interest income divided by average earning assets) for 2012 was 4.78% compared to 4.72% for 2011. The higher margin was primarily
a result of a higher amount of discount accretion as noted above, as well as lower overall funding costs. The higher amount of
discount accretion was due to increased expectations regarding the collectability of the loans. Our cost of funds declined from
0.80% for 2011 to 0.59% in 2012.</P>

<P STYLE="font: 10pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left; text-indent: 0in">&nbsp;</P>

<P STYLE="font: 10pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left; text-indent: 0in">Our total provisions for loan
losses amounted to $79.7 million compared to $41.3 million for 2011. For 2012, the provision for loan losses on non-covered loans
amounted to $70.0 million compared to $28.5 million for 2011. The higher provision was primarily a result of the loan sale initiative
and an elevated provision for loan losses we recorded in the first quarter of 2012, both of which were described above.</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left; text-indent: 0.25in">&nbsp;</P>

<!-- Field: Page; Sequence: 33 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 2px solid"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif"><TR><TD STYLE="text-align: center; width: 100%"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->33<!-- Field: /Sequence --></TD></TR></TABLE></DIV>
    <DIV STYLE="page-break-before: always; margin-top: 6pt; margin-bottom: 12pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif"><TR><TD STYLE="text-align: left; width: 100%"><A HREF="#toc" STYLE="font-style: italic">Table of Contents</A></TD></TR></TABLE></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"></P>

<P STYLE="font: 10pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left; text-indent: 0in">We recorded provisions for
loan losses for covered loans amounting to $9.7 million and $12.8 million for the years ended December 31, 2012 and 2011, respectively.
The lower provision for the year ended 2012 was due to stabilization in our assessment of the losses associated with our nonperforming
covered loans.</P>

<P STYLE="font: 10pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left; text-indent: 13.5pt">&nbsp;</P>

<P STYLE="font: 10pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left; text-indent: 0in">Our non-covered nonperforming
assets amounted to $106.1 million at December 31, 2012 (3.64% of non-covered total assets) a decrease of $16.2 million from the
$122.3 million recorded at December 31, 2011. The decrease was due to the write-downs associated with the loan sale, as well as
the foreclosed property write-downs previously discussed. Upon the January 23, 2013 completion of the loan sale, nonperforming
assets declined by an additional $21.9 million, which was the amount of nonperforming loans held for sale at December 31, 2012.</P>

<P STYLE="font: 10pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left; text-indent: 0.25in">&nbsp;</P>

<P STYLE="font: 10pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left; text-indent: 0in">Total covered nonperforming
assets steadily declined during 2012, amounting to $96.2 million at December 31, 2012 compared to $141.0 million at December 31,
2011, a decline of 31.7%.</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">&nbsp;</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">For the years ended December 31, 2012
and 2011, we recorded noninterest income of $1.4 million and $26.2 million, respectively. The significant decrease in noninterest
income for the year-to-date period comparison is primarily the result of the previously discussed non-covered foreclosed property
write-downs recorded in the fourth quarter of 2012 and the $10.2 million bargain purchase gain recorded in the acquisition of The
Bank of Asheville during the first quarter of 2011.</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left; text-indent: 0.25in">&nbsp;</P>

<P STYLE="font: 10pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left; text-indent: 0in">Noninterest expenses for the
twelve months ended December 31, 2012 amounted to $97.3 million, a 1.2% increase from the $96.1 million recorded in 2011. The increase
primarily relates to an increase in personnel expense, as we have hired additional employees in order to build our infrastructure,
expand wealth management capabilities, and prepare the Company for future growth.</P>

<P STYLE="font: 10pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left; text-indent: 0.25in">&nbsp;</P>


<!-- Field: Page; Sequence: 34 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 2px solid"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif"><TR><TD STYLE="text-align: center; width: 100%"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->34<!-- Field: /Sequence --></TD></TR></TABLE></DIV>
    <DIV STYLE="page-break-before: always; margin-top: 6pt; margin-bottom: 12pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif"><TR><TD STYLE="text-align: left; width: 100%"><A HREF="#toc" STYLE="font-style: italic">Table of Contents</A></TD></TR></TABLE></DIV>
    <!-- Field: /Page -->


<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"><B>&nbsp;</B></P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"><B><A NAME="a_013"></A>Overview - 2011 Compared to 2010</B></P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">&nbsp;</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">Net income for 2011 increased by 27.3%
over 2010. Earnings for 2011 were impacted by a bargain purchase gain and accelerated accretion on our preferred stock discount
(see discussion below).</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="border-collapse: collapse; width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif">
<TR STYLE="vertical-align: bottom">
    <TD STYLE="color: black; text-align: justify">Financial Highlights</TD><TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="text-align: justify">&nbsp;</TD><TD>&nbsp;</TD><TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="text-align: justify">&nbsp;</TD><TD>&nbsp;</TD><TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="text-align: justify">&nbsp;</TD><TD>&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="color: black; text-align: justify"><FONT STYLE="font: 10pt Calibri, Helvetica, Sans-Serif; color: black">&nbsp;&nbsp;<I>($ in thousands except per share data)</I></FONT></TD><TD STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="text-align: center; border-bottom: Black 1pt solid">2011</TD><TD STYLE="padding-bottom: 1pt">&nbsp;</TD><TD STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="text-align: center; border-bottom: Black 1pt solid">2010</TD><TD STYLE="padding-bottom: 1pt">&nbsp;</TD><TD STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="text-align: center; border-bottom: Black 1pt solid">Change</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="text-align: justify">&nbsp;</TD><TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="text-align: justify">&nbsp;</TD><TD>&nbsp;</TD><TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="text-align: justify">&nbsp;</TD><TD>&nbsp;</TD><TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="text-align: justify">&nbsp;</TD><TD>&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD STYLE="color: black; text-align: justify; padding-left: 5.4pt">Earnings</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">&nbsp;</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">&nbsp;</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">&nbsp;</TD><TD STYLE="text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="width: 67%; color: black; text-align: justify; padding-left: 5.4pt">&nbsp;&nbsp;&nbsp;Net interest income</TD><TD STYLE="width: 2%; color: black">&nbsp;</TD>
    <TD STYLE="width: 1%; color: black; text-align: left">$</TD><TD STYLE="width: 7%; color: black; text-align: right">132,203</TD><TD STYLE="width: 1%; color: black; text-align: left">&nbsp;</TD><TD STYLE="width: 2%; color: black">&nbsp;</TD>
    <TD STYLE="width: 1%; color: black; text-align: left">&nbsp;</TD><TD STYLE="width: 7%; color: black; text-align: right">127,354</TD><TD STYLE="width: 1%; color: black; text-align: left">&nbsp;</TD><TD STYLE="width: 2%; color: black">&nbsp;</TD>
    <TD STYLE="width: 1%; color: black; text-align: left">&nbsp;</TD><TD STYLE="width: 5%; color: black; text-align: right">3.8%</TD><TD STYLE="width: 3%; color: black; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD STYLE="color: black; text-align: justify; padding-left: 5.4pt">&nbsp;&nbsp;&nbsp;Provision for loan losses - non-covered</TD><TD STYLE="color: black">&nbsp;</TD>
    <TD STYLE="color: black; text-align: left">&nbsp;</TD><TD STYLE="color: black; text-align: right">28,525</TD><TD STYLE="color: black; text-align: left">&nbsp;</TD><TD STYLE="color: black">&nbsp;</TD>
    <TD STYLE="color: black; text-align: left">&nbsp;</TD><TD STYLE="color: black; text-align: right">33,646</TD><TD STYLE="color: black; text-align: left">&nbsp;</TD><TD STYLE="color: black">&nbsp;</TD>
    <TD STYLE="color: black; text-align: left">&nbsp;</TD><TD STYLE="color: black; text-align: right">-15.2%</TD><TD STYLE="color: black; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="color: black; text-align: justify; padding-left: 5.4pt">&nbsp;&nbsp;&nbsp;Provision for loan losses - covered</TD><TD STYLE="color: black">&nbsp;</TD>
    <TD STYLE="color: black; text-align: left">&nbsp;</TD><TD STYLE="color: black; text-align: right">12,776</TD><TD STYLE="color: black; text-align: left">&nbsp;</TD><TD STYLE="color: black">&nbsp;</TD>
    <TD STYLE="color: black; text-align: left">&nbsp;</TD><TD STYLE="color: black; text-align: right">20,916</TD><TD STYLE="color: black; text-align: left">&nbsp;</TD><TD STYLE="color: black">&nbsp;</TD>
    <TD STYLE="color: black; text-align: left">&nbsp;</TD><TD STYLE="color: black; text-align: right">-38.9%</TD><TD STYLE="color: black; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD STYLE="color: black; text-align: justify; padding-left: 5.4pt">&nbsp;&nbsp;&nbsp;Noninterest income</TD><TD STYLE="color: black">&nbsp;</TD>
    <TD STYLE="color: black; text-align: left">&nbsp;</TD><TD STYLE="color: black; text-align: right">26,216</TD><TD STYLE="color: black; text-align: left">&nbsp;</TD><TD STYLE="color: black">&nbsp;</TD>
    <TD STYLE="color: black; text-align: left">&nbsp;</TD><TD STYLE="color: black; text-align: right">29,106</TD><TD STYLE="color: black; text-align: left">&nbsp;</TD><TD STYLE="color: black">&nbsp;</TD>
    <TD STYLE="color: black; text-align: left">&nbsp;</TD><TD STYLE="color: black; text-align: right">-9.9%</TD><TD STYLE="color: black; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="color: black; text-align: justify; padding-bottom: 1pt; padding-left: 5.4pt">&nbsp;&nbsp;&nbsp;Noninterest expenses</TD><TD STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; text-align: right">96,106</TD><TD STYLE="padding-bottom: 1pt; text-align: left">&nbsp;</TD><TD STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; text-align: right">86,956</TD><TD STYLE="padding-bottom: 1pt; text-align: left">&nbsp;</TD><TD STYLE="color: black; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="padding-bottom: 1pt; color: black; text-align: left">&nbsp;</TD><TD STYLE="padding-bottom: 1pt; color: black; text-align: right">10.5%</TD><TD STYLE="padding-bottom: 1pt; color: black; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD STYLE="color: black; text-align: justify; padding-left: 5.4pt">&nbsp;&nbsp;&nbsp;Income before income taxes</TD><TD STYLE="color: black">&nbsp;</TD>
    <TD STYLE="color: black; text-align: left">&nbsp;</TD><TD STYLE="color: black; text-align: right">21,012</TD><TD STYLE="color: black; text-align: left">&nbsp;</TD><TD STYLE="color: black">&nbsp;</TD>
    <TD STYLE="color: black; text-align: left">&nbsp;</TD><TD STYLE="color: black; text-align: right">14,942</TD><TD STYLE="color: black; text-align: left">&nbsp;</TD><TD STYLE="color: black">&nbsp;</TD>
    <TD STYLE="color: black; text-align: left">&nbsp;</TD><TD STYLE="color: black; text-align: right">40.6%</TD><TD STYLE="color: black; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="color: black; text-align: justify; padding-bottom: 1pt; padding-left: 5.4pt">&nbsp;&nbsp;&nbsp;Income tax expense</TD><TD STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; text-align: right">7,370</TD><TD STYLE="padding-bottom: 1pt; text-align: left">&nbsp;</TD><TD STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; text-align: right">4,960</TD><TD STYLE="padding-bottom: 1pt; text-align: left">&nbsp;</TD><TD STYLE="color: black; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="padding-bottom: 1pt; color: black; text-align: left">&nbsp;</TD><TD STYLE="padding-bottom: 1pt; color: black; text-align: right">48.6%</TD><TD STYLE="padding-bottom: 1pt; color: black; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD STYLE="color: black; text-align: justify; padding-left: 5.4pt">&nbsp;&nbsp;&nbsp;Net income</TD><TD STYLE="color: black">&nbsp;</TD>
    <TD STYLE="color: black; text-align: left">&nbsp;</TD><TD STYLE="color: black; text-align: right">13,642</TD><TD STYLE="color: black; text-align: left">&nbsp;</TD><TD STYLE="color: black">&nbsp;</TD>
    <TD STYLE="color: black; text-align: left">&nbsp;</TD><TD STYLE="color: black; text-align: right">9,982</TD><TD STYLE="color: black; text-align: left">&nbsp;</TD><TD STYLE="color: black">&nbsp;</TD>
    <TD STYLE="color: black; text-align: left">&nbsp;</TD><TD STYLE="color: black; text-align: right">36.7%</TD><TD STYLE="color: black; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="color: black; text-align: justify; padding-left: 5.4pt">&nbsp;&nbsp;&nbsp;Preferred stock dividends</TD><TD STYLE="color: black">&nbsp;</TD>
    <TD STYLE="color: black; text-align: left">&nbsp;</TD><TD STYLE="color: black; text-align: right">(3,234</TD><TD STYLE="color: black; text-align: left">)</TD><TD STYLE="color: black">&nbsp;</TD>
    <TD STYLE="color: black; text-align: left">&nbsp;</TD><TD STYLE="color: black; text-align: right">(3,250</TD><TD STYLE="color: black; text-align: left">)</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">&nbsp;</TD><TD STYLE="text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD STYLE="color: black; text-align: justify; padding-bottom: 1pt; padding-left: 5.4pt">&nbsp;&nbsp;&nbsp;Accretion of preferred stock discount</TD><TD STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; text-align: right">(2,932</TD><TD STYLE="padding-bottom: 1pt; text-align: left">)</TD><TD STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; text-align: right">(857</TD><TD STYLE="padding-bottom: 1pt; text-align: left">)</TD><TD STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="padding-bottom: 1pt; text-align: left">&nbsp;</TD><TD STYLE="padding-bottom: 1pt; text-align: right">&nbsp;</TD><TD STYLE="padding-bottom: 1pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="color: black; text-align: left; padding-bottom: 2.5pt; padding-left: 5.4pt">&nbsp;&nbsp;&nbsp;Net income available to common shareholders</TD><TD STYLE="padding-bottom: 2.5pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2.5pt double; text-align: left">$</TD><TD STYLE="border-bottom: Black 2.5pt double; text-align: right">7,476</TD><TD STYLE="padding-bottom: 2.5pt; text-align: left">&nbsp;</TD><TD STYLE="padding-bottom: 2.5pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 2.5pt double; text-align: right">5,875</TD><TD STYLE="padding-bottom: 2.5pt; text-align: left">&nbsp;</TD><TD STYLE="color: black; padding-bottom: 2.5pt">&nbsp;</TD>
    <TD STYLE="padding-bottom: 2.5pt; color: black; text-align: left">&nbsp;</TD><TD STYLE="padding-bottom: 2.5pt; color: black; text-align: right">27.3%</TD><TD STYLE="padding-bottom: 2.5pt; color: black; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD STYLE="text-align: justify; padding-left: 5.4pt">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">&nbsp;</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">&nbsp;</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">&nbsp;</TD><TD STYLE="text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="color: black; text-align: justify; padding-left: 5.4pt">Net income per common share</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">&nbsp;</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">&nbsp;</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">&nbsp;</TD><TD STYLE="text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD STYLE="color: black; text-align: justify; padding-left: 5.4pt">&nbsp;&nbsp;&nbsp;Basic</TD><TD STYLE="color: black">&nbsp;</TD>
    <TD STYLE="color: black; text-align: left">$</TD><TD STYLE="color: black; text-align: right">0.44</TD><TD STYLE="color: black; text-align: left">&nbsp;</TD><TD STYLE="color: black">&nbsp;</TD>
    <TD STYLE="color: black; text-align: left">&nbsp;</TD><TD STYLE="color: black; text-align: right">0.35</TD><TD STYLE="color: black; text-align: left">&nbsp;</TD><TD STYLE="color: black">&nbsp;</TD>
    <TD STYLE="color: black; text-align: left">&nbsp;</TD><TD STYLE="color: black; text-align: right">25.7%</TD><TD STYLE="color: black; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="color: black; text-align: justify; padding-left: 5.4pt">&nbsp;&nbsp;&nbsp;Diluted</TD><TD STYLE="color: black">&nbsp;</TD>
    <TD STYLE="color: black; text-align: left">&nbsp;</TD><TD STYLE="color: black; text-align: right">0.44</TD><TD STYLE="color: black; text-align: left">&nbsp;</TD><TD STYLE="color: black">&nbsp;</TD>
    <TD STYLE="color: black; text-align: left">&nbsp;</TD><TD STYLE="color: black; text-align: right">0.35</TD><TD STYLE="color: black; text-align: left">&nbsp;</TD><TD STYLE="color: black">&nbsp;</TD>
    <TD STYLE="color: black; text-align: left">&nbsp;</TD><TD STYLE="color: black; text-align: right">25.7%</TD><TD STYLE="color: black; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD STYLE="text-align: justify; padding-left: 5.4pt">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">&nbsp;</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">&nbsp;</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">&nbsp;</TD><TD STYLE="text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="color: black; text-align: justify; padding-left: 5.4pt">Balances At Year End</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">&nbsp;</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">&nbsp;</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">&nbsp;</TD><TD STYLE="text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD STYLE="color: black; text-align: justify; padding-left: 5.4pt">&nbsp;&nbsp;&nbsp;Assets</TD><TD STYLE="color: black">&nbsp;</TD>
    <TD STYLE="color: black; text-align: left">$</TD><TD STYLE="color: black; text-align: right">3,290,474</TD><TD STYLE="color: black; text-align: left">&nbsp;</TD><TD STYLE="color: black">&nbsp;</TD>
    <TD STYLE="color: black; text-align: left">&nbsp;</TD><TD STYLE="color: black; text-align: right">3,278,932</TD><TD STYLE="color: black; text-align: left">&nbsp;</TD><TD STYLE="color: black">&nbsp;</TD>
    <TD STYLE="color: black; text-align: left">&nbsp;</TD><TD STYLE="color: black; text-align: right">0.4%</TD><TD STYLE="color: black; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="color: black; text-align: justify; padding-left: 5.4pt">&nbsp;&nbsp;&nbsp;Loans</TD><TD STYLE="color: black">&nbsp;</TD>
    <TD STYLE="color: black; text-align: left">&nbsp;</TD><TD STYLE="color: black; text-align: right">2,430,386</TD><TD STYLE="color: black; text-align: left">&nbsp;</TD><TD STYLE="color: black">&nbsp;</TD>
    <TD STYLE="color: black; text-align: left">&nbsp;</TD><TD STYLE="color: black; text-align: right">2,454,132</TD><TD STYLE="color: black; text-align: left">&nbsp;</TD><TD STYLE="color: black">&nbsp;</TD>
    <TD STYLE="color: black; text-align: left">&nbsp;</TD><TD STYLE="color: black; text-align: right">-1.0%</TD><TD STYLE="color: black; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD STYLE="color: black; text-align: justify; padding-left: 5.4pt">&nbsp;&nbsp;&nbsp;Deposits</TD><TD STYLE="color: black">&nbsp;</TD>
    <TD STYLE="color: black; text-align: left">&nbsp;</TD><TD STYLE="color: black; text-align: right">2,755,037</TD><TD STYLE="color: black; text-align: left">&nbsp;</TD><TD STYLE="color: black">&nbsp;</TD>
    <TD STYLE="color: black; text-align: left">&nbsp;</TD><TD STYLE="color: black; text-align: right">2,652,513</TD><TD STYLE="color: black; text-align: left">&nbsp;</TD><TD STYLE="color: black">&nbsp;</TD>
    <TD STYLE="color: black; text-align: left">&nbsp;</TD><TD STYLE="color: black; text-align: right">3.9%</TD><TD STYLE="color: black; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="text-align: justify; padding-left: 5.4pt">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">&nbsp;</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">&nbsp;</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">&nbsp;</TD><TD STYLE="text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD STYLE="color: black; text-align: justify; padding-left: 5.4pt">Ratios</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">&nbsp;</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">&nbsp;</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">&nbsp;</TD><TD STYLE="text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="color: black; text-align: justify; padding-left: 5.4pt">&nbsp;&nbsp;&nbsp;Return on average assets</TD><TD STYLE="color: black">&nbsp;</TD>
    <TD STYLE="color: black; text-align: left">&nbsp;</TD><TD STYLE="color: black; text-align: right">0.23%</TD><TD STYLE="color: black; text-align: left">&nbsp;</TD><TD STYLE="color: black">&nbsp;</TD>
    <TD STYLE="color: black; text-align: left">&nbsp;</TD><TD STYLE="color: black; text-align: right">0.18%</TD><TD STYLE="color: black; text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">&nbsp;</TD><TD STYLE="text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD STYLE="color: black; text-align: justify; padding-left: 5.4pt">&nbsp;&nbsp;&nbsp;Return on average common equity</TD><TD STYLE="color: black">&nbsp;</TD>
    <TD STYLE="color: black; text-align: left">&nbsp;</TD><TD STYLE="color: black; text-align: right">2.59%</TD><TD STYLE="color: black; text-align: left">&nbsp;</TD><TD STYLE="color: black">&nbsp;</TD>
    <TD STYLE="color: black; text-align: left">&nbsp;</TD><TD STYLE="color: black; text-align: right">2.05%</TD><TD STYLE="color: black; text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">&nbsp;</TD><TD STYLE="text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="color: black; text-align: justify; padding-left: 5.4pt">&nbsp;&nbsp;&nbsp;Net interest margin (taxable-equivalent)</TD><TD STYLE="color: black">&nbsp;</TD>
    <TD STYLE="color: black; text-align: left">&nbsp;</TD><TD STYLE="color: black; text-align: right">4.72%</TD><TD STYLE="color: black; text-align: left">&nbsp;</TD><TD STYLE="color: black">&nbsp;</TD>
    <TD STYLE="color: black; text-align: left">&nbsp;</TD><TD STYLE="color: black; text-align: right">4.39%</TD><TD STYLE="color: black; text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">&nbsp;</TD><TD STYLE="text-align: left">&nbsp;</TD></TR>
</TABLE>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0.25in">&nbsp;</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">The following is a more detailed discussion
of our results for 2011 compared to 2010:</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left; text-indent: 0.25in">&nbsp;</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">For the year ended December 31, 2011,
we reported net income available to common shareholders of $7.5 million compared to $5.9 million reported for 2010. Earnings per
diluted common share were $0.44 for the year ended December 31, 2011 compared to $0.35 for 2010. In the first quarter of 2011,
we realized a $10.2 million bargain purchase gain related to the acquisition of a failed bank, which is recorded in noninterest
income. The after-tax impact of this gain on net income was $6.2 million, or $0.37 per diluted common share.</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left; text-indent: 0.25in">&nbsp;</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">In the third quarter of 2011, we recorded
$2.3 million of accelerated accretion of the discount remaining on the preferred stock that was redeemed during the quarter. This
stock was originally issued to the U.S. Treasury in January 2009 as part of the program known as TARP. When this preferred stock
was redeemed, the remaining discount that was recorded upon the issuance of the stock, which had been on a five year accretion
schedule, was immediately accreted as a reduction to net income available to common shareholders. Total discount accretion of the
preferred stock for 2011 was $2.9 million, or $0.17 per diluted common share.</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left; text-indent: 0.25in">&nbsp;</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">In both 2011 and 2010, we experienced
significant write-downs and losses associated with loans and foreclosed properties that were assumed in two failed bank acquisitions.
The amounts of the write-downs and losses were less in 2011 than in 2010, but continued to significantly impact our earnings.</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left; text-indent: 0.25in">&nbsp;</P>

<!-- Field: Page; Sequence: 35 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 2px solid"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif"><TR><TD STYLE="text-align: center; width: 100%"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->35<!-- Field: /Sequence --></TD></TR></TABLE></DIV>
    <DIV STYLE="page-break-before: always; margin-top: 6pt; margin-bottom: 12pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif"><TR><TD STYLE="text-align: left; width: 100%"><A HREF="#toc" STYLE="font-style: italic">Table of Contents</A></TD></TR></TABLE></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"></P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">Total assets at December 31, 2011 amounted
to $3.3 billion, a 0.4% increase from a year earlier. Total loans at December 31, 2011 amounted to $2.4 billion, a 1.0% decrease
from a year earlier, and total deposits amounted to $2.8 billion at December 31, 2011, a 3.9% increase from a year earlier.</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left; text-indent: 0.25in">&nbsp;</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">Until mid-2011, we had generally experienced
declines in loans and deposits. Normal loan paydowns, loan charge-offs, and loan foreclosures had exceeded new loan growth, which
provided the liquidity to lessen our reliance on high cost deposits. However, for the last half of 2011, we experienced modest
growth in our non-covered loan portfolio, which increased $28 million from June 30, 2011 through year end.</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">&nbsp;</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">Net interest income for the year ended
December 31, 2011 amounted to $132.2 million, an increase of $4.8 million, or 3.8%, from 2010. The higher net interest income was
primarily caused by an increase in 2011 in the amount of discount accretion on loans purchased in failed bank acquisitions. Loan
discount accretion amounted to $11.6 million for 2011 compared to $7.6 million in 2010, an increase of $4 million. As previously
discussed, the impact of changes in discount accretion on pretax income is only 20% of the gross amount of the change. See &ldquo;Net
Interest Income&rdquo; below for additional information.</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left; text-indent: 0.25in">&nbsp;</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">Our net interest margin (tax-equivalent
net interest income divided by average earnings assets) for 2011 was 4.72% compared to 4.39% for 2010. The higher margin was primarily
due to the aforementioned increase in loan discount accretion, as well as a decline in funding costs.</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left; text-indent: 0in">Our provisions for loan losses
remain elevated compared to historical levels, primarily due to continued high unemployment rates and ongoing declines in property
values in our market area that negatively impact collateral dependent real estate loans. Our provision for loan losses for non-covered
loans amounted to $28.5 million for 2011 compared to $33.6 million recorded in 2010. The lower provision in 2011 was primarily
due to stabilization in overall loan quality and lower levels of non-covered nonperforming loans.</P>

<P STYLE="font: 10pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left; text-indent: 13.5pt">&nbsp;</P>

<P STYLE="font: 10pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left; text-indent: 0in">We recorded $12.8 million in
provision for loan losses on covered loans during 2011 compared to $20.9 million recorded in 2010. The lower provision in 2011
was due to declines in covered nonperforming loans resulting from the resolution of a significant amount of these loans through
a combination of charge-offs and foreclosures.</P>

<P STYLE="font: 10pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left; text-indent: 13.5pt">&nbsp;</P>

<P STYLE="font: 10pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left; text-indent: 0in">Our non-covered nonperforming
assets at December 31, 2011 amounted to $122 million compared to $117 million at December 31, 2010. At December 31, 2011, the ratio
of non-covered nonperforming assets to total non-covered assets was 4.30% compared to 4.16% at December 31, 2010.</P>

<P STYLE="font: 10pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left; text-indent: 13.5pt">&nbsp;</P>

<P STYLE="font: 10pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left; text-indent: 0in">Our covered nonperforming assets
at December 31, 2011 amounted to $141 million compared to $168 million at December 31, 2010.</P>

<P STYLE="font: 10pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left; text-indent: 0in">&nbsp;</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">Noninterest income for the year ended
December 31, 2011 amounted to $26.2 million compared to $29.1 million for 2010. The decline in noninterest income in 2011 is primarily
due to lower amounts of indemnification asset income recorded. As previously discussed, when we anticipate receiving additional
amounts from the FDIC because of new losses identified in our covered loan and foreclosed property portfolios, we record indemnification
asset income for 80% of the expected loss. In 2011, fewer new losses were identified compared to 2010, and thus less indemnification
asset income was recorded.</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">&nbsp;</P>

<P STYLE="font: 10pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left; text-indent: 0in">Noninterest expenses for the
year ended December 31, 2011 amounted to $96.1 million, a 10.5% increase from the $87.0 million recorded in 2010. The majority
of the increase relates to personnel expense, which increased partially due to employees joining the Company in the 2011 Bank of
Asheville acquisition. We also experienced higher employee medical expense due to higher claims in 2011 compared to 2010. We also
progressively built our infrastructure to manage increased compliance burdens, collection activities and the overall growth of
the Company, and to prepare for future growth, which has generally resulted in higher expenses across all categories.</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">&nbsp;</P>

<!-- Field: Page; Sequence: 36 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 2px solid"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif"><TR><TD STYLE="text-align: center; width: 100%"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->36<!-- Field: /Sequence --></TD></TR></TABLE></DIV>
    <DIV STYLE="page-break-before: always; margin-top: 6pt; margin-bottom: 12pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif"><TR><TD STYLE="text-align: left; width: 100%"><A HREF="#toc" STYLE="font-style: italic">Table of Contents</A></TD></TR></TABLE></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"></P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">Our effective tax rates were 35.1% and
33.2% for the years ended December 31, 2011 and 2010, respectively.</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"><B>&nbsp;</B></P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"><B><A NAME="a_014"></A>Outlook for 2013</B></P>

<P STYLE="font: 10pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left; text-indent: 0.25in">&nbsp;</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">In our market area, economic recovery
from the recession has not been as favorable as in other areas of the nation. Our markets continue to have high unemployment rates,
with North Carolina currently having the highest unemployment rate of any state in the southeast. As a result, we continue to see
high loan delinquencies and elevated loan charge-off rates. However, recent economic reports indicate some early signs of improvement,
with home sales and home prices generally increasing in recent months and the pace of bankruptcies and foreclosures having slowed.
While this is favorable, it appears that any recovery is going to be gradual.</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">&nbsp;</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">As previously discussed, we sold $68 million
of higher-risk loans in January 2013, with the corresponding loss recorded in the fourth quarter of 2012. We are optimistic that
by shedding these higher-risk loans our provision for loan losses will be favorably impacted in 2013 and beyond. However, because
of the aforementioned economic challenges, we believe our loan losses will continue to be elevated when compared to years prior
to 2009.</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">&nbsp;</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">Because interest rates have progressively
declined to historic lows, the interest rates we have realized on newly originated loans have generally decreased. As it relates
to our funding costs, the yields on many of our deposits are already very low and the ability to lower them further is limited.
Accordingly, we believe that compression of our net interest margin is likely.</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left; text-indent: 0.25in">&nbsp;</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">We believe that regulatory reform will
negatively impact our earnings. The regulatory climate is not favorable for banks. We expect additional overhead costs will be
necessary to comply with all of the new regulations expected to arise directly or indirectly from the Dodd-Frank Act (see additional
discussion in the &ldquo;Legislative and Regulatory Developments&rdquo; section).</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left; text-indent: 0.25in">&nbsp;</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">In 2009 and 2011 we acquired failed banks
with approximately $959 and $193 million in assets, respectively. These acquisitions resulted in significant volatility to our
earnings in each of the years subsequent to the acquisitions, primarily as a result of the bargain purchase gains recorded on the
acquisition dates that increased earnings and write-downs of foreclosed properties that negatively impacted earnings. While we
expect the acquisitions to eventually be accretive to earnings on a consistent basis, we believe that they may continue to add
volatility to our reported earnings in 2013. The volatility may be positive to earnings, which would most likely occur if the credit
quality of the acquired loans improves, or negative to earnings, which would most likely occur if the credit quality of the acquired
loans deteriorates or if the properties we have foreclosed on continue to decline in value.</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">&nbsp;</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">Due to increases in our level of lending
to small businesses, we expect that the dividend rate on the $63.5 million of preferred stock that was issued to the US Treasury
in connection with our participation in the Small Business Lending Fund will be 1.0% for the majority of 2013.</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left; text-indent: 0.25in">&nbsp;</P>


<!-- Field: Page; Sequence: 37 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 2px solid"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif"><TR><TD STYLE="text-align: center; width: 100%"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->37<!-- Field: /Sequence --></TD></TR></TABLE></DIV>
    <DIV STYLE="page-break-before: always; margin-top: 6pt; margin-bottom: 12pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif"><TR><TD STYLE="text-align: left; width: 100%"><A HREF="#toc" STYLE="font-style: italic">Table of Contents</A></TD></TR></TABLE></DIV>
    <!-- Field: /Page -->


<P STYLE="font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"><B><A NAME="a_015"></A>Critical Accounting Policies</B></P>

<P STYLE="font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left; text-indent: 13.5pt">&nbsp;</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">The accounting principles we follow and
our methods of applying these principles conform with accounting principles generally accepted in the United States of America
and with general practices followed by the banking industry. Certain of these principles involve a significant amount of judgment
and may involve the use of estimates based on our best assumptions at the time of the estimation. The allowance for loan losses,
intangible assets, and the fair value and discount accretion of loans acquired in FDIC-assisted transactions</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">are three policies we have identified
as being more sensitive in terms of judgments and estimates, taking into account their overall potential impact to our consolidated
financial statements.</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left; text-indent: 13.7pt">&nbsp;</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify"><U>Allowance for Loan Losses</U></P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">Due to the estimation process and the
potential materiality of the amounts involved, we have identified the accounting for the allowance for loan losses and the related
provision for loan losses as an accounting policy critical to our consolidated financial statements. The provision for loan losses
charged to operations is an amount sufficient to bring the allowance for loan losses to an estimated balance considered adequate
to absorb losses inherent in the portfolio.</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">&nbsp;</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">Our determination of the adequacy of the
allowance is based primarily on a mathematical model that estimates the appropriate allowance for loan losses. This model has two
components. The first component involves the estimation of losses on &ldquo;impaired loans&rdquo; that are individually evaluated.
A loan is considered to be impaired when, based on current information and events, it is probable we will be unable to collect
all amounts due according to the contractual terms of the loan agreement. A loan is individually evaluated for the appropriate
valuation allowance if the loan balance is above a prescribed evaluation threshold (which varies based on credit quality, accruing
status, and type of collateral) and the loan is determined to be impaired. The estimated valuation allowance is the difference,
if any, between the loan balance outstanding and the value of the impaired loan as determined by either 1) an estimate of the cash
flows that we expect to receive from the borrower discounted at the loan&rsquo;s effective rate, or 2) in the case of a collateral-dependent
loan, the fair value of the collateral.</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 13.7pt">&nbsp;</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">The second component of the allowance
model is an estimate of losses for impaired loans collectively evaluated and all loans not considered to be impaired loans. Impaired
loans collectively evaluated and loans not considered to be impaired are segregated by loan type, and estimated loss percentages
are assigned to each loan type, based on the historical losses, current economic conditions, and operational conditions specific
to each loan type. For impaired loans collectively evaluated and loans with more than standard risk but not considered to be impaired,
loss percentages are based on a multiple of the estimated loss rate for loans of a similar loan type with normal risk. The multiples
assigned vary by type of loan, depending on risk, and we have consulted with an external credit review firm in assigning those
multiples.</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">The reserve estimated for impaired loans
is then added to the reserve estimated for all other loans. This becomes our &ldquo;allocated allowance.&rdquo; In addition to
the allocated allowance derived from the model, we also evaluate other data such as the ratio of the allowance for loan losses
to total loans, net loan growth information, nonperforming asset levels and trends in such data. Based on this additional analysis,
we may determine that an additional amount of allowance for loan losses is necessary to reserve for probable losses. This additional
amount, if any, is our &ldquo;unallocated allowance.&rdquo; The sum of the allocated allowance and the unallocated allowance is
compared to the actual allowance for loan losses recorded on our books and any adjustment necessary for the recorded allowance
to equal the computed allowance is recorded as a provision for loan losses. The provision for loan losses is a direct charge to
earnings in the period recorded.</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 13.7pt">&nbsp;</P>

<P STYLE="font: 10pt Calibri, Helvetica, Sans-Serif; margin: 0">Loans covered under loss share agreements are recorded at fair
value at acquisition date. Therefore, amounts deemed uncollectible at acquisition date become a part of the fair value calculation
and are excluded from the allowance for loan losses. Subsequent decreases in the amount expected to be collected result in a provision
for loan losses with a corresponding increase in the allowance for loan losses. Subsequent increases in the amount expected to
be collected are accreted into income over the life of the loan. Proportional adjustments are also recorded to the FDIC indemnification
asset.</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify">&nbsp;</P>

<!-- Field: Page; Sequence: 38 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 2px solid"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif"><TR><TD STYLE="text-align: center; width: 100%"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->38<!-- Field: /Sequence --></TD></TR></TABLE></DIV>
    <DIV STYLE="page-break-before: always; margin-top: 6pt; margin-bottom: 12pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif"><TR><TD STYLE="text-align: left; width: 100%"><A HREF="#toc" STYLE="font-style: italic">Table of Contents</A></TD></TR></TABLE></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify"></P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">Although we use the best information available
to make evaluations, future material adjustments may be necessary if economic, operational, or other conditions change. In addition,
various regulatory agencies, as an integral part of their examination process, periodically review our allowance for loan losses.
Such agencies may require us to recognize additions to the allowance based on the examiners&rsquo; judgment about information available
to them at the time of their examinations.</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 13.5pt">&nbsp;</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify">For further discussion, see &ldquo;Nonperforming
Assets&rdquo; and &ldquo;Summary of Loan Loss Experience&rdquo; below.</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify"><U>Intangible Assets</U></P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">Due to the estimation process and the
potential materiality of the amounts involved, we have also identified the accounting for intangible assets as an accounting policy
critical to our consolidated financial statements.</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0.25in">&nbsp;</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">When we complete an acquisition transaction,
the excess of the purchase price over the amount by which the fair market value of assets acquired exceeds the fair market value
of liabilities assumed represents an intangible asset. We must then determine the identifiable portions of the intangible asset,
with any remaining amount classified as goodwill. Identifiable intangible assets associated with these acquisitions are generally
amortized over the estimated life of the related asset, whereas goodwill is tested annually for impairment, but not systematically
amortized. Assuming no goodwill impairment, it is beneficial to our future earnings to have a lower amount assigned to identifiable
intangible assets and higher amount of goodwill as opposed to having a higher amount considered to be identifiable intangible assets
and a lower amount classified as goodwill.</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0.25in">&nbsp;</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">The primary identifiable intangible asset
we typically record in connection with a whole bank or bank branch acquisition is the value of the core deposit intangible, whereas
when we acquire an insurance agency, the primary identifiable intangible asset is the value of the acquired customer list. Determining
the amount of identifiable intangible assets and their average lives involves multiple assumptions and estimates and is typically
determined by performing a discounted cash flow analysis, which involves a combination of any or all of the following assumptions:
customer attrition/runoff, alternative funding costs, deposit servicing costs, and discount rates. We typically engage a third
party consultant to assist in each analysis. For the whole bank and bank branch transactions recorded to date, the core deposit
intangibles have generally been estimated to have a life ranging from seven to ten years, with an accelerated rate of amortization.
For insurance agency acquisitions, the identifiable intangible assets related to the customer lists were determined to have a life
of ten to fifteen years, with amortization occurring on a straight-line basis.</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0.25in">&nbsp;</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">Subsequent to the initial recording of
the identifiable intangible assets and goodwill, we amortize the identifiable intangible assets over their estimated average lives,
as discussed above. In addition, on at least an annual basis, goodwill is evaluated for impairment by comparing the fair value
of our reporting units to their related carrying value, including goodwill (our community banking operation is our only material
reporting unit). If the carrying value of a reporting unit were ever to exceed its fair value, we would determine whether the implied
fair value of the goodwill, using a discounted cash flow analysis, exceeded the carrying value of the goodwill. If the carrying
value of the goodwill exceeded the implied fair value of the goodwill, an impairment loss would be recorded in an amount equal
to that excess. Performing such a discounted cash flow analysis would involve the significant use of estimates and assumptions.</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 13.5pt">&nbsp;</P>

<!-- Field: Page; Sequence: 39 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 2px solid"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif"><TR><TD STYLE="text-align: center; width: 100%"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->39<!-- Field: /Sequence --></TD></TR></TABLE></DIV>
    <DIV STYLE="page-break-before: always; margin-top: 6pt; margin-bottom: 12pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif"><TR><TD STYLE="text-align: left; width: 100%"><A HREF="#toc" STYLE="font-style: italic">Table of Contents</A></TD></TR></TABLE></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify"></P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">In our October 2012 goodwill impairment
evaluation, we determined the fair value of our community banking operation was approximately $17.20 per common share, or 5% higher,
than the $16.43 stated book value of our common stock at the date of valuation. To assist us in computing the fair value of our
community banking operation, we engaged a consulting firm that used various valuation techniques as part of its analysis, which
resulted in the conclusion of the $17.20 value.</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 13.5pt">&nbsp;</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">We review identifiable intangible assets
for impairment whenever events or changes in circumstances indicate that the carrying value may not be recoverable. Our policy
is that an impairment loss is recognized, equal to the difference between the asset&rsquo;s carrying amount and its fair value,
if the sum of the expected undiscounted future cash flows is less than the carrying amount of the asset. Estimating future cash
flows involves the use of multiple estimates and assumptions, such as those listed above.</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 13.5pt">&nbsp;</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify"><U>Fair Value and Discount Accretion
of Loans Acquired in FDIC-Assisted Transactions</U></P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">We consider the determination of the initial
fair value of loans acquired in FDIC-assisted transactions, the initial fair value of the related FDIC indemnification asset, and
the subsequent discount accretion of the purchased loans to involve a high degree of judgment and complexity. We determine fair
value accounting estimates of newly assumed assets and liabilities in accordance with relevant accounting guidance. However, the
amount that we realize on these assets could differ materially from the carrying value reflected in our financial statements, based
upon the timing of collections on the acquired loans in future periods. To the extent the actual values realized for the acquired
loans are different from the estimates, the FDIC indemnification asset will generally be impacted in an offsetting manner due to
the loss-sharing support from the FDIC.</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left; text-indent: 0.25in">&nbsp;</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">Because of the inherent credit losses
associated with the acquired loans in a failed bank acquisition, the amount that we record as the fair values for the loans is
generally less than the contractual unpaid principal balance due from the borrowers, with the difference being referred to as the
&ldquo;discount&rdquo; on the acquired loans. We have applied the cost recovery method of accounting to all purchased impaired
loans due to the uncertainty as to the timing of expected cash flows. This will result in the recognition of interest income on
these impaired loans only when the cash payments received from the borrower exceed the recorded net book value of the related loans.</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">&nbsp;</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">For nonimpaired purchased loans, we accrete
the discount over the lives of the loans in a manner consistent with the guidance for accounting for loan origination fees and
costs.</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">&nbsp;</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"><B><A NAME="a_016"></A>Merger and Acquisition Activity</B></P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left; text-indent: 27pt">&nbsp;</P>

<P STYLE="font: 10pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left; text-indent: 0in">There were no significant acquisitions
in 2010. In 2011, we completed a FDIC-assisted transaction of a failed bank. In 2012, we completed a small branch acquisition,
consisting of approximately $9 million in deposits, which were transferred to a First Bank branch located nearby. The results of
each acquired company/branch are included in our financial statements beginning on their respective acquisition dates. See Note
2 to the consolidated financial statements for additional information regarding these acquisitions.</P>

<P STYLE="font: 10pt Calibri, Helvetica, Sans-Serif; margin: 0">&nbsp;</P>

<P STYLE="font: 10pt Calibri, Helvetica, Sans-Serif; margin: 0">In September 2012, we announced that we had entered into an agreement
to assume all of the deposits, totaling approximately $64 million, and acquire selected performing loans, totaling approximately
$22 million, of the Four Oaks Bank &amp; Trust Company branches located in Southern Pines, North Carolina and Rockingham, North
Carolina. We have agreed to acquire the Rockingham branch building, while the Southern Pines branch facility will not be acquired.
The transaction is expected to close in the first quarter of 2013.</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left; text-indent: 0.25in">&nbsp;</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify"><B><A NAME="a_017"></A>FDIC Indemnification Asset</B></P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">As previously discussed, on June 19, 2009
and January 21, 2011, we acquired substantially all of the assets and liabilities of Cooperative Bank and The Bank of Asheville,
respectively, in FDIC-assisted transactions. For each transaction, the loans and foreclosed real estate purchased are covered by
two loss share agreements with the FDIC, which afford First Bank significant loss protection. Under the Cooperative Bank loss share
agreements, the FDIC will cover 80% of covered loan and foreclosed real estate losses up to $303 million, and 95% of losses in
excess of that amount. Under The Bank of Asheville loss share agreements, the FDIC will cover 80% of all covered loan and foreclosed
real estate losses. For both transactions, the loss share reimbursements are applicable for ten years for single family home loans
and five years for all other loans.</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">&nbsp;</P>

<!-- Field: Page; Sequence: 40 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 2px solid"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif"><TR><TD STYLE="text-align: center; width: 100%"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->40<!-- Field: /Sequence --></TD></TR></TABLE></DIV>
    <DIV STYLE="page-break-before: always; margin-top: 6pt; margin-bottom: 12pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif"><TR><TD STYLE="text-align: left; width: 100%"><A HREF="#toc" STYLE="font-style: italic">Table of Contents</A></TD></TR></TABLE></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"></P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">We have recorded a FDIC indemnification
asset related to the two transactions to account for payments that we expect to receive from the FDIC related to the loss share
agreements. The carrying value of this receivable at each period end is the sum of:&nbsp; 1) actual claims that have been incurred
and are in the process of submission to the FDIC for reimbursement, but have not yet been received and 2) our estimated amount
of claimable loan and other real estate losses covered by the agreements multiplied by the FDIC reimbursement percentage.</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left; text-indent: 0.25in">&nbsp;</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">At December 31, 2012 and 2011, the FDIC
indemnification asset was comprised of the following components:</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left; text-indent: 0.25in">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="border-collapse: collapse; width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif">
<TR STYLE="vertical-align: bottom">
    <TD NOWRAP STYLE="font-style: italic; text-align: left">($ in thousands)</TD><TD NOWRAP STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="font-weight: bold; text-align: center; border-bottom: Black 1pt solid">2012</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font-weight: bold">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="text-align: center; border-bottom: Black 1pt solid">2011</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD NOWRAP STYLE="width: 78%; text-align: left">Receivable related to claims incurred, not yet received</TD><TD NOWRAP STYLE="width: 2%; font-weight: bold">&nbsp;</TD>
    <TD NOWRAP STYLE="width: 1%; font-weight: bold; text-align: left">$</TD><TD NOWRAP STYLE="width: 7%; font-weight: bold; text-align: right">33,040</TD><TD NOWRAP STYLE="width: 1%; font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="width: 2%">&nbsp;</TD>
    <TD NOWRAP STYLE="width: 1%; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="width: 7%; text-align: right">13,377</TD><TD NOWRAP STYLE="width: 1%; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD NOWRAP STYLE="text-align: left">Receivable related to estimated future claims on loans</TD><TD NOWRAP STYLE="font-weight: bold">&nbsp;</TD>
    <TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; text-align: right">62,044</TD><TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">90,275</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD NOWRAP STYLE="text-align: left; padding-bottom: 1pt">Receivable related to estimated future claims on other real estate owned</TD><TD NOWRAP STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; font-weight: bold; text-align: right">7,475</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: right">18,025</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD NOWRAP STYLE="text-align: left; padding-bottom: 2.5pt; padding-left: 5.4pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;FDIC indemnification asset</TD><TD NOWRAP STYLE="font-weight: bold; padding-bottom: 2.5pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font-weight: bold; text-align: left">$</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font-weight: bold; text-align: right">102,559</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; text-align: right">121,677</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left">&nbsp;</TD></TR>
</TABLE>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left; text-indent: 0.25in">&nbsp;</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">As of each acquisition date, based on
the losses inherent in the covered assets and what we estimated we would receive as payments from the FDIC, we recorded a &ldquo;FDIC
Indemnification Asset.&rdquo; Since that time, we have recorded adjustments to the indemnification asset as discussed below.</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left; text-indent: 0.25in">&nbsp;</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">The FDIC indemnification asset has been
adjusted upwards in the following circumstances:</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left; text-indent: 0.25in">&nbsp;</P>

<P STYLE="font: 10pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left; text-indent: 0.25in">1) Deterioration of credit
quality of covered loans &ndash; As of the acquisition dates, we recorded the loans acquired from Cooperative Bank and The Bank
of Asheville on our books at a fair value that was $227.9 million and $51.7 million, respectively, less than the contractual amounts
due from the borrowers, which was our estimate of the loan losses inherent in the portfolio. As the credit quality of these portfolios
change and better information is obtained about likely losses, some loans have better repayment expectations than we originally
projected and some loans have worse repayment expectations than originally projected. For loans with worse repayment expectations,
we generally record provisions for loan losses with corresponding increases to the FDIC indemnification asset by recording noninterest
income in proportion to the reimbursement percentage. However, in the fourth quarter of 2012, as it relates to $1.5 million of
the $4.3 million provision for loan losses on covered loans, we did not record an increase to the indemnification asset because
we believe that the loan losses will occur after the expiration of the Cooperative Bank non-single family share agreement that
expires in June 2014. In 2012, 2011 and 2010, we recorded provisions for loan losses on covered loans amounting to $9.7 million,
$12.8 million and $20.9 million, respectively, which resulted in upward adjustments to the FDIC indemnification asset of $6.6 million,
$10.2 million and $16.7 million, respectively.</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left; text-indent: 0.25in">&nbsp;</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left; text-indent: 0.25in">2) Write-downs and
losses on foreclosed properties &ndash; When we foreclose on delinquent borrowers, we initially record the foreclosed property
at the lower of book or fair value (based on current appraisals), with any deficiency recorded as a charge-off. Subsequent to the
foreclosure, we periodically order updated appraisals and if the appraisal indicates a fair value lower than our carrying value,
we must write the property down. Also, periodically we sell foreclosed properties that result in losses. Each of these situations
results in the Company recording losses on other real estate owned with a corresponding increase to the FDIC indemnification asset
by recording noninterest income in proportion to the reimbursement percentage. In 2012, 2011, and 2010, we recorded losses and
write downs on covered foreclosed properties amounting to $13.0 million, $24.5 million, and $34.5 million, respectively, which
resulted in upward adjustments to the FDIC indemnification asset of $10.4 million, $19.6 million and $27.6 million, respectively.</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left; text-indent: 0.25in">&nbsp;</P>

<!-- Field: Page; Sequence: 41 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 2px solid"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif"><TR><TD STYLE="text-align: center; width: 100%"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->41<!-- Field: /Sequence --></TD></TR></TABLE></DIV>
    <DIV STYLE="page-break-before: always; margin-top: 6pt; margin-bottom: 12pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif"><TR><TD STYLE="text-align: left; width: 100%"><A HREF="#toc" STYLE="font-style: italic">Table of Contents</A></TD></TR></TABLE></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"></P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left; text-indent: 0.25in">3) Expenses incurred
related to collection activities on covered assets &ndash; As a result of our collection efforts, we incur expenses such as legal
fees, property taxes and appraisal costs. Many of these expenses are reimbursable by the FDIC. These expenses are recorded as &ldquo;other&rdquo;
noninterest expenses and a corresponding increase is made to increase the FDIC indemnification asset by reducing the gross collection
expenses by the amount expected to be reimbursed by the FDIC for eligible expenses. In 2012, 2011, and 2010, we incurred $9.5 million,
$8.5 million, and $5.5 million, in gross collection expenses related to covered assets, respectively, and reduced that amount by
$6.9 million, $5.7 million, and $2.9 million in FDIC reimbursements, respectively.</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left; text-indent: 0.25in">&nbsp;</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">The FDIC indemnification asset has been
adjusted downwards in the following circumstances:</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left; text-indent: 0.25in">&nbsp;</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left; text-indent: 0.25in"> 1) Receipt of cash from the FDIC related to claims submitted &ndash; On at least a quarterly basis, we submit eligible loss share claims to the FDIC. After reviewing and approving the claims, the FDIC wires us cash, which reduces the amount of the FDIC indemnification asset. In 2012, 2011, and 2010, we received $29.8 million, $69.3 million, and $46.7 million in FDIC reimbursements, respectively.</P>



<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left; text-indent: 0.25in">&nbsp;</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left; text-indent: 0.25in">2) Accretion of discount
on acquired loans &ndash; As noted above, we recorded the acquired loans of the two transactions on our books at a fair value that
was $280 million (in total) less than the contractual amounts due from the borrowers (the &ldquo;discount&rdquo;), which was our
estimate of the loan losses inherent in the portfolio. As the credit quality of this portfolio changes and better information is
obtained about likely losses, some loans have better repayment expectations than we originally projected and some loans have worse
repayment expectations than originally projected (discussed above). For loans with improved repayment expectations, we are systematically
reducing the discount over the life of the loan as it repays. For some loans, we have received complete payoffs at the contractual
balance and the discount must be reduced to zero. When we reduce/accrete the discount, we do so by recognizing interest income
in that same amount. When the expected losses on loans with improved repayment expectations becomes less than the original estimate,
our expected reimbursement from the FDIC declines as well. Accordingly, we reduce the FDIC indemnification asset by the corresponding
reimbursement percentage. In 2012, 2011, and 2010, we recorded discount accretion of $16.5 million, $11.6 million, and $7.6 million,
respectively, which resulted in a reduction of FDIC indemnification asset of $13.2 million, $9.3 million, and $6.1 million, respectively.</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left; text-indent: 0.25in">&nbsp;</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">In summary, circumstances that result
in adjustments to the FDIC indemnification asset are recorded within the income statement line items noted without consideration
of the FDIC loss share agreements. Because favorable changes in covered assets result in lower expected FDIC claims, and unfavorable
changes in covered assets generally result in higher expected FDIC claims, the FDIC indemnification asset is adjusted to reflect
those expectations. The net increase or decrease in the indemnification asset is reflected within noninterest income.</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left; text-indent: 0.25in">&nbsp;</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">The adjustments can result in volatility
within individual income statement line items. Because of the FDIC loss share agreements and the associated indemnification asset,
pretax income resulting from amounts recorded as provisions for loan losses, interest income, and losses from foreclosed properties
is generally only impacted by 20% due to the corresponding adjustments made to the indemnification asset.</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">&nbsp;</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">The following presents a rollforward of
the FDIC indemnification asset since the date of the Cooperative Bank acquisition on June 19, 2009.</P>


<!-- Field: Page; Sequence: 42 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 2px solid"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif"><TR><TD STYLE="text-align: center; width: 100%"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->42<!-- Field: /Sequence --></TD></TR></TABLE></DIV>
    <DIV STYLE="page-break-before: always; margin-top: 6pt; margin-bottom: 12pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif"><TR><TD STYLE="text-align: left; width: 100%"><A HREF="#toc" STYLE="font-style: italic">Table of Contents</A></TD></TR></TABLE></DIV>
    <!-- Field: /Page -->


<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">&nbsp;</P>

<P STYLE="font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0.25in">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="border-collapse: collapse; width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif">
<TR STYLE="vertical-align: bottom">
    <TD NOWRAP STYLE="font-style: italic">($ in thousands)</TD><TD NOWRAP>&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="text-align: right">&nbsp;</TD><TD NOWRAP>&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD NOWRAP STYLE="width: 89%; text-align: justify">Balance at June 19, 2009</TD><TD NOWRAP STYLE="width: 2%">&nbsp;</TD>
    <TD NOWRAP STYLE="width: 1%; text-align: left">$</TD><TD NOWRAP STYLE="width: 7%; text-align: right">185,112</TD><TD NOWRAP STYLE="width: 1%; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD NOWRAP STYLE="text-align: justify">Decrease related to favorable change in loss estimates</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">(1,516</TD><TD NOWRAP STYLE="text-align: left">)</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD NOWRAP STYLE="text-align: justify">Increase related to reimbursable expenses</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">1,300</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD NOWRAP STYLE="text-align: justify">Cash received</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">(40,500</TD><TD NOWRAP STYLE="text-align: left">)</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD NOWRAP STYLE="text-align: justify; padding-bottom: 1pt">Accretion of loan discount</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: right">(1,175</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left">)</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD NOWRAP STYLE="text-align: justify">Balance at December 31, 2009</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">143,221</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD NOWRAP STYLE="text-align: justify">Increase related to unfavorable change in loss estimates</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">30,419</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD NOWRAP STYLE="text-align: justify">Increase related to reimbursable expenses</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">2,900</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD NOWRAP STYLE="text-align: justify">Cash received</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">(46,721</TD><TD NOWRAP STYLE="text-align: left">)</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD NOWRAP STYLE="text-align: justify; padding-bottom: 1pt">Accretion of loan discount</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: right">(6,100</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left">)</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD NOWRAP STYLE="text-align: justify">Balance at December 31, 2010</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">123,719</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD NOWRAP STYLE="text-align: justify">Increase related to acquisition of The Bank of Asheville</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">42,218</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD NOWRAP STYLE="text-align: justify">Increase related to unfavorable change in loss estimates</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">29,814</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD NOWRAP STYLE="text-align: justify">Increase related to reimbursable expenses</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">5,725</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD NOWRAP STYLE="text-align: justify">Cash received</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">(69,339</TD><TD NOWRAP STYLE="text-align: left">)</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD NOWRAP STYLE="text-align: justify">Accretion of loan discount</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">(9,278</TD><TD NOWRAP STYLE="text-align: left">)</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD NOWRAP STYLE="text-align: justify; padding-bottom: 1pt">Other</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: right">(1,182</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left">)</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD NOWRAP STYLE="text-align: justify">Balance at December 31, 2011</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">121,677</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD NOWRAP STYLE="text-align: justify">Increase related to unfavorable change in loss estimates</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">16,984</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD NOWRAP STYLE="text-align: justify">Increase related to reimbursable expenses</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">6,947</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD NOWRAP STYLE="text-align: justify">Cash received</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">(29,796</TD><TD NOWRAP STYLE="text-align: left">)</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD NOWRAP STYLE="text-align: justify">Accretion of loan discount</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">(13,173</TD><TD NOWRAP STYLE="text-align: left">)</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD NOWRAP STYLE="text-align: justify; padding-bottom: 1pt">Other</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: right">(80</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left">)</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD NOWRAP STYLE="text-align: justify; padding-bottom: 2.5pt">Balance at December 31, 2012</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; text-align: left">$</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; text-align: right">102,559</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left">&nbsp;</TD></TR>
</TABLE>

<P STYLE="font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0.25in">&nbsp;</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">The following table presents additional
information regarding our covered loans, loan discounts, allowances for loan losses and the corresponding FDIC indemnification
asset:</P>

<P STYLE="font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="border-collapse: collapse; width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif">
<TR STYLE="vertical-align: bottom">
    <TD NOWRAP><P STYLE="font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: center">&nbsp;</P><P STYLE="font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"><I>($ in thousands)</I></P> <P STYLE="font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: center">&nbsp;</P> <P STYLE="font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: center">&nbsp;</P> <P STYLE="font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left; text-indent: 2em"><B><U>At December 31, 2012</U></B></P></TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="text-align: center; border-bottom: Black 1pt solid">Cooperative<BR>
 Single Family<BR>
 Loss Share <BR>
Loans</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="text-align: center; border-bottom: Black 1pt solid">Cooperative<BR>
 Non-Single <BR>
Family Loss <BR>
Share Loans</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="text-align: center; border-bottom: Black 1pt solid">Bank of <BR>
Asheville Single <BR>
Family Loss<BR>
 Share Loans</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="text-align: center; border-bottom: Black 1pt solid">Bank of<BR>
 Asheville Non-<BR>
Single Family<BR>
 Loss Share <BR>
Loans</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="text-align: center; border-bottom: Black 1pt solid">Total</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD NOWRAP STYLE="text-align: left; padding-left: 5.4pt">Expiration of loss share agreement</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right"><FONT STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">6/19/2019</FONT></TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right"><FONT STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">6/19/2014</FONT></TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right"><FONT STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">1/21/2016</FONT></TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right"><FONT STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">1/21/2021</FONT></TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">&nbsp;</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD NOWRAP STYLE="font-weight: bold; text-decoration: underline; text-align: left; padding-left: 5.4pt">Nonaccrual covered loans</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">&nbsp;</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">&nbsp;</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">&nbsp;</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">&nbsp;</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">&nbsp;</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD STYLE="text-align: left; padding-left: 13.5pt; width: 45%">Unpaid principal balance</TD><TD NOWRAP STYLE="width: 2%">&nbsp;</TD>
    <TD NOWRAP STYLE="width: 1%; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="width: 7%; text-align: right">12,592</TD><TD NOWRAP STYLE="width: 1%; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="width: 2%">&nbsp;</TD>
    <TD NOWRAP STYLE="width: 1%; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="width: 7%; text-align: right">45,941</TD><TD NOWRAP STYLE="width: 1%; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="width: 2%">&nbsp;</TD>
    <TD NOWRAP STYLE="width: 1%; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="width: 7%; text-align: right">808</TD><TD NOWRAP STYLE="width: 1%; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="width: 2%">&nbsp;</TD>
    <TD NOWRAP STYLE="width: 1%; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="width: 7%; text-align: right">4,801</TD><TD NOWRAP STYLE="width: 1%; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="width: 2%">&nbsp;</TD>
    <TD NOWRAP STYLE="width: 1%; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="width: 7%; text-align: right">64,142</TD><TD NOWRAP STYLE="width: 1%; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD NOWRAP STYLE="text-align: left; padding-left: 13.5pt">Carrying value prior to loan discount*</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">12,501</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">25,188</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">683</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">3,982</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">42,354</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD NOWRAP STYLE="text-align: left; padding-left: 13.5pt">Loan discount</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">2,137</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">4,740</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">432</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">1,554</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">8,863</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD NOWRAP STYLE="text-align: left; padding-left: 13.5pt">Net carrying value</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">10,364</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">20,448</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">251</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">2,428</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">33,491</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD NOWRAP STYLE="text-align: left; padding-left: 13.5pt">Allowance for loan losses</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">1,980</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">582</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">17</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">80</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">2,659</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD NOWRAP STYLE="text-align: left; padding-left: 13.5pt">Indemnification asset recorded</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">3,294</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">4,258</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">359</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">1,307</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">9,218</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD NOWRAP STYLE="text-align: left; padding-left: 5.4pt">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">&nbsp;</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">&nbsp;</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">&nbsp;</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">&nbsp;</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">&nbsp;</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD NOWRAP STYLE="font-weight: bold; text-decoration: underline; text-align: left; padding-left: 5.4pt">All other covered loans</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">&nbsp;</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">&nbsp;</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">&nbsp;</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">&nbsp;</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">&nbsp;</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD STYLE="text-align: left; padding-left: 13.5pt">Unpaid principal balance</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">150,475</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">98,096</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">14,757</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">52,207</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">315,535</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD NOWRAP STYLE="text-align: left; padding-left: 13.5pt">Carrying value prior to loan discount*</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">150,332</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">97,859</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">14,729</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">51,960</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">314,880</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD NOWRAP STYLE="text-align: left; padding-left: 13.5pt">Loan discount</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">21,627</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">25,048</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">4,809</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">14,573</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">66,057</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD NOWRAP STYLE="text-align: left; padding-left: 13.5pt">Net carrying value</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">128,705</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">72,811</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">9,920</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">37,387</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">248,823</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD NOWRAP STYLE="text-align: left; padding-left: 13.5pt">Allowance for loan losses</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right"><FONT STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&#8213;</FONT></TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">2,100</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right"><FONT STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&#8213;</FONT></TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right"><FONT STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&#8213;</FONT></TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">2,100</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD NOWRAP STYLE="text-align: left; padding-left: 13.5pt">Indemnification asset recorded</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">17,302</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">20,531</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">3,848</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">11,658</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">53,339</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD NOWRAP STYLE="text-align: left; padding-left: 5.4pt">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">&nbsp;</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">&nbsp;</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">&nbsp;</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">&nbsp;</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">&nbsp;</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD NOWRAP STYLE="font-weight: bold; text-decoration: underline; text-align: left; padding-left: 5.4pt">All covered loans</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">&nbsp;</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">&nbsp;</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">&nbsp;</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">&nbsp;</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">&nbsp;</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD NOWRAP STYLE="text-align: left; padding-left: 13.5pt">Unpaid principal balance</TD><TD NOWRAP STYLE="color: black">&nbsp;</TD>
    <TD NOWRAP STYLE="color: black; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="color: black; text-align: right">163,067</TD><TD NOWRAP STYLE="color: black; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="color: black">&nbsp;</TD>
    <TD NOWRAP STYLE="color: black; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="color: black; text-align: right">144,037</TD><TD NOWRAP STYLE="color: black; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="color: black">&nbsp;</TD>
    <TD NOWRAP STYLE="color: black; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="color: black; text-align: right">15,565</TD><TD NOWRAP STYLE="color: black; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="color: black">&nbsp;</TD>
    <TD NOWRAP STYLE="color: black; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="color: black; text-align: right">57,008</TD><TD NOWRAP STYLE="color: black; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="color: black">&nbsp;</TD>
    <TD NOWRAP STYLE="color: black; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="color: black; text-align: right">379,677</TD><TD NOWRAP STYLE="color: black; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD NOWRAP STYLE="text-align: left; padding-left: 13.5pt">Carrying value prior to loan discount*</TD><TD NOWRAP STYLE="color: black">&nbsp;</TD>
    <TD NOWRAP STYLE="color: black; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="color: black; text-align: right">162,833</TD><TD NOWRAP STYLE="color: black; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="color: black">&nbsp;</TD>
    <TD NOWRAP STYLE="color: black; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="color: black; text-align: right">123,047</TD><TD NOWRAP STYLE="color: black; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="color: black">&nbsp;</TD>
    <TD NOWRAP STYLE="color: black; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="color: black; text-align: right">15,412</TD><TD NOWRAP STYLE="color: black; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="color: black">&nbsp;</TD>
    <TD NOWRAP STYLE="color: black; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="color: black; text-align: right">55,942</TD><TD NOWRAP STYLE="color: black; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="color: black">&nbsp;</TD>
    <TD NOWRAP STYLE="color: black; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="color: black; text-align: right">357,234</TD><TD NOWRAP STYLE="color: black; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD NOWRAP STYLE="text-align: left; padding-left: 13.5pt">Loan discount</TD><TD NOWRAP STYLE="color: black">&nbsp;</TD>
    <TD NOWRAP STYLE="color: black; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="color: black; text-align: right">23,764</TD><TD NOWRAP STYLE="color: black; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="color: black">&nbsp;</TD>
    <TD NOWRAP STYLE="color: black; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="color: black; text-align: right">29,788</TD><TD NOWRAP STYLE="color: black; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="color: black">&nbsp;</TD>
    <TD NOWRAP STYLE="color: black; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="color: black; text-align: right">5,241</TD><TD NOWRAP STYLE="color: black; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="color: black">&nbsp;</TD>
    <TD NOWRAP STYLE="color: black; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="color: black; text-align: right">16,127</TD><TD NOWRAP STYLE="color: black; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="color: black">&nbsp;</TD>
    <TD NOWRAP STYLE="color: black; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="color: black; text-align: right">74,920</TD><TD NOWRAP STYLE="color: black; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD NOWRAP STYLE="text-align: left; padding-left: 13.5pt">Net carrying value</TD><TD NOWRAP STYLE="color: black">&nbsp;</TD>
    <TD NOWRAP STYLE="color: black; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="color: black; text-align: right">139,069</TD><TD NOWRAP STYLE="color: black; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="color: black">&nbsp;</TD>
    <TD NOWRAP STYLE="color: black; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="color: black; text-align: right">93,259</TD><TD NOWRAP STYLE="color: black; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="color: black">&nbsp;</TD>
    <TD NOWRAP STYLE="color: black; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="color: black; text-align: right">10,171</TD><TD NOWRAP STYLE="color: black; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="color: black">&nbsp;</TD>
    <TD NOWRAP STYLE="color: black; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="color: black; text-align: right">39,815</TD><TD NOWRAP STYLE="color: black; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="color: black">&nbsp;</TD>
    <TD NOWRAP STYLE="color: black; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="color: black; text-align: right">282,314</TD><TD NOWRAP STYLE="color: black; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD NOWRAP STYLE="text-align: left; padding-left: 13.5pt">Allowance for loan losses</TD><TD NOWRAP STYLE="color: black">&nbsp;</TD>
    <TD NOWRAP STYLE="color: black; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="color: black; text-align: right">1,980</TD><TD NOWRAP STYLE="color: black; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="color: black">&nbsp;</TD>
    <TD NOWRAP STYLE="color: black; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="color: black; text-align: right">2,682</TD><TD NOWRAP STYLE="color: black; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="color: black">&nbsp;</TD>
    <TD NOWRAP STYLE="color: black; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="color: black; text-align: right">17</TD><TD NOWRAP STYLE="color: black; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="color: black">&nbsp;</TD>
    <TD NOWRAP STYLE="color: black; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="color: black; text-align: right">80</TD><TD NOWRAP STYLE="color: black; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="color: black">&nbsp;</TD>
    <TD NOWRAP STYLE="color: black; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="color: black; text-align: right">4,759</TD><TD NOWRAP STYLE="color: black; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD NOWRAP STYLE="text-align: left; padding-left: 13.5pt">Indemnification asset recorded</TD><TD NOWRAP STYLE="color: black">&nbsp;</TD>
    <TD NOWRAP STYLE="color: black; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="color: black; text-align: right">20,596</TD><TD NOWRAP STYLE="color: black; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="color: black">&nbsp;</TD>
    <TD NOWRAP STYLE="color: black; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="color: black; text-align: right">24,789</TD><TD NOWRAP STYLE="color: black; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="color: black">&nbsp;</TD>
    <TD NOWRAP STYLE="color: black; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="color: black; text-align: right">4,207</TD><TD NOWRAP STYLE="color: black; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="color: black">&nbsp;</TD>
    <TD NOWRAP STYLE="color: black; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="color: black; text-align: right">12,965</TD><TD NOWRAP STYLE="color: black; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="color: black">&nbsp;</TD>
    <TD NOWRAP STYLE="color: black; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="color: black; text-align: right">62,557</TD><TD NOWRAP STYLE="color: black; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD NOWRAP STYLE="text-align: left; padding-bottom: 1pt; padding-left: 13.5pt">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: right">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: right">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: right">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: right"><FONT STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">Adjustments</FONT></TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: right">(512</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left">)</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD NOWRAP STYLE="text-align: left; padding-bottom: 2.5pt; padding-left: 13.5pt">* Reflects partial charge-offs</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt">&nbsp;</TD>
    <TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: right">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt">&nbsp;</TD>
    <TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left">&nbsp;</TD><TD COLSPAN="9" NOWRAP STYLE="padding-bottom: 2.5pt; text-align: right"><FONT STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">Total indemnification asset recorded related to loans</FONT></TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; text-align: right">62,044</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left">&nbsp;</TD></TR>
</TABLE>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">&nbsp;</P>

<!-- Field: Page; Sequence: 43 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 2px solid"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif"><TR><TD STYLE="text-align: center; width: 100%"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->43<!-- Field: /Sequence --></TD></TR></TABLE></DIV>
    <DIV STYLE="page-break-before: always; margin-top: 6pt; margin-bottom: 12pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif"><TR><TD STYLE="text-align: left; width: 100%"><A HREF="#toc" STYLE="font-style: italic">Table of Contents</A></TD></TR></TABLE></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"></P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">As noted in the table above, our commercial
loss share agreement related to Cooperative Bank&rsquo;s non-single family loans expires in June 2014. As it relates to that portion
of covered loans, we expect accelerated amounts of loan discount accretion and corresponding indemnification asset expense until
the expiration date as the loss share attributes of the loan portfolio is resolved.</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">&nbsp;</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"><B><A NAME="a_018"></A>ANALYSIS OF RESULTS OF OPERATIONS</B></P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">&nbsp;</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">Net interest income, the &ldquo;spread&rdquo;
between earnings on interest-earning assets and the interest paid on interest-bearing liabilities, constitutes the largest source
of our earnings. Other factors that significantly affect operating results are the provision for loan losses, noninterest income
such as service fees and noninterest expenses such as salaries, occupancy expense, equipment expense and other overhead costs,
as well as the effects of income taxes.</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">&nbsp;</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"><B><A NAME="a_019"></A>Net Interest Income</B></P>

<P STYLE="font: 10pt/10pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"><B>&nbsp;</B></P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">Net interest income on a reported basis
amounted to $135.2 million in 2012, $132.2 million in 2011, and $127.4 million in 2010. For internal purposes and in the discussion
that follows, we evaluate our net interest income on a tax-equivalent basis by adding the tax benefit realized from tax-exempt
securities to reported interest income. Net interest income on a tax-equivalent basis amounted to $136.7 million in 2012, $133.8
million in 2011, $128.7 million in 2010. Management believes that analysis of net interest income on a tax-equivalent basis is
useful and appropriate because it allows a comparison of net interest amounts in different periods without taking into account
the different mix of taxable versus non-taxable investments that may have existed during those periods. The following is a reconciliation
of reported net interest income to tax-equivalent net interest income.</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="border-collapse: collapse; width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif">
<TR STYLE="vertical-align: bottom">
    <TD NOWRAP STYLE="text-align: justify">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="10" NOWRAP STYLE="text-align: center; border-bottom: Black 1pt solid">Year ended December 31,</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD NOWRAP STYLE="font-style: italic; text-align: justify">($ in thousands)</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="text-align: center; border-bottom: Black 1pt solid">2012</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="text-align: center; border-bottom: Black 1pt solid">2011</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="text-align: center; border-bottom: Black 1pt solid">2010</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD NOWRAP STYLE="width: 67%; text-align: justify">Net interest income, as reported</TD><TD NOWRAP STYLE="width: 2%">&nbsp;</TD>
    <TD NOWRAP STYLE="width: 1%; text-align: left">$</TD><TD NOWRAP STYLE="width: 7%; text-align: right">135,200</TD><TD NOWRAP STYLE="width: 1%; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="width: 2%">&nbsp;</TD>
    <TD NOWRAP STYLE="width: 1%; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="width: 7%; text-align: right">132,203</TD><TD NOWRAP STYLE="width: 1%; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="width: 2%">&nbsp;</TD>
    <TD NOWRAP STYLE="width: 1%; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="width: 7%; text-align: right">127,354</TD><TD NOWRAP STYLE="width: 1%; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD NOWRAP STYLE="text-align: justify; padding-bottom: 1pt">Tax-equivalent adjustment</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: right">1,527</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: right">1,556</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: right">1,316</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD NOWRAP STYLE="text-align: justify; padding-bottom: 2.5pt">Net interest income, tax-equivalent</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; text-align: left">$</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; text-align: right">136,727</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; text-align: right">133,759</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; text-align: right">128,670</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left">&nbsp;</TD></TR>
</TABLE>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify"><B>&nbsp;</B></P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">Table 2 analyzes net interest income on
a tax-equivalent basis. Our net interest income on a tax-equivalent basis increased by 2.2% in 2012 and 4.0% in 2011. There are
two primary factors that cause changes in the amount of net interest income we record - 1) our net interest margin (tax-equivalent
net interest income divided by average interest-earning assets), and 2) changes in our loans and deposits balances.</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">&nbsp;</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">For 2012, the increase in net interest
income over the comparable period in 2011 was due primarily to a higher net interest margin, with our average total loan and deposit
balances experiencing insignificant variances. For 2011, the increase in net interest income over the comparable period in 2010
was due to a higher net interest margin, which was partially offset by a lower level of earning assets due to a contraction of
our balance sheet during 2011.</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">&nbsp;</P>

<P STYLE="font: 10pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left; text-indent: 0in">&ldquo;Net interest margin&rdquo;
is a ratio we use to measure the spread between the yield on our earning assets and the cost of our funding and is calculated by
taking tax-equivalent net interest income and dividing by average earning assets. Our net interest margin increased six basis points
in 2012 to 4.78% from 4.72% in 2011. Our net interest margin was 4.39% in 2010.</P>

<P STYLE="font: 10pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left; text-indent: 0in">&nbsp;</P>

<P STYLE="font: 10pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left; text-indent: 0in">The primary reason for the
increases in our net interest margin over the past two years has been that the yields on interest-earning assets have remained
fairly stable over the past three years, ranging from 5.39% to 5.55%, while the cost of interest-bearing liabilities has steadily
declined from 1.20% in 2010 to 0.90% in 2011 to 0.68% in 2012. Our interest-earning asset yields have remained stable because of
the continued use of interest rate floors on loans, as well as higher levels of loan discount accretion &ndash; see below. Another
factor benefitting our net interest margin is that we have been able to lower rates on maturing time deposits that were originated
in periods of higher rates throughout 2010, 2011, and 2012. And to a lesser degree, we have been able to progressively lower interest
rates on various types of interest-bearing checking, savings, and money market accounts. We have also experienced declines in our
levels of higher cost deposit balances, including internet deposits and large denomination time deposits.</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">&nbsp;</P>

<!-- Field: Page; Sequence: 44 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 2px solid"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif"><TR><TD STYLE="text-align: center; width: 100%"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->44<!-- Field: /Sequence --></TD></TR></TABLE></DIV>
    <DIV STYLE="page-break-before: always; margin-top: 6pt; margin-bottom: 12pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif"><TR><TD STYLE="text-align: left; width: 100%"><A HREF="#toc" STYLE="font-style: italic">Table of Contents</A></TD></TR></TABLE></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"></P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">The net interest margin for all periods
benefitted, by varying amounts, from the net accretion of purchase accounting premiums/discounts associated with the Cooperative
Bank acquisition in June 2009 and, to a lesser degree, The Bank of Asheville acquisition in January 2011. As can be seen in the
table below, we recorded $16.1 million in 2012, $11.6 million in 2011, and $10.0 million in 2010, in net accretion of purchase
accounting premiums/discounts that increased net interest income.</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left; text-indent: 0.25in">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="border-collapse: collapse; width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif">
<TR STYLE="vertical-align: bottom">
    <TD NOWRAP STYLE="font-style: italic; text-align: justify">($ in thousands)</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="text-align: center; border-bottom: Black 1pt solid">Year Ended <BR>
December 31,<BR>
 2012</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="text-align: center; border-bottom: Black 1pt solid">Year Ended <BR>
December 31,<BR>
 2011</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="text-align: center; border-bottom: Black 1pt solid">Year Ended <BR>
December 31,<BR>
 2010</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD NOWRAP STYLE="text-align: justify">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="text-align: center">&nbsp;</TD><TD NOWRAP>&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="text-align: center">&nbsp;</TD><TD NOWRAP>&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="text-align: center">&nbsp;</TD><TD NOWRAP>&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD NOWRAP STYLE="width: 67%; text-align: left">Interest income &ndash; reduced by premium amortization on loans</TD><TD NOWRAP STYLE="width: 2%">&nbsp;</TD>
    <TD NOWRAP STYLE="width: 1%; text-align: left">$</TD><TD NOWRAP STYLE="width: 7%; text-align: right">(464</TD><TD NOWRAP STYLE="width: 1%; text-align: left">)</TD><TD NOWRAP STYLE="width: 2%">&nbsp;</TD>
    <TD NOWRAP STYLE="width: 1%; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="width: 7%; text-align: right">(453</TD><TD NOWRAP STYLE="width: 1%; text-align: left">)</TD><TD NOWRAP STYLE="width: 2%">&nbsp;</TD>
    <TD NOWRAP STYLE="width: 1%; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="width: 7%; text-align: right">(196</TD><TD NOWRAP STYLE="width: 1%; text-align: left">)</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD NOWRAP STYLE="text-align: left">Interest income &ndash; increased by accretion of loan discount</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">16,466</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">11,598</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">7,607</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD NOWRAP STYLE="text-align: left">Interest expense &ndash; reduced by premium amortization of deposits</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">85</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">337</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">2,211</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD NOWRAP STYLE="text-align: left; padding-bottom: 1pt">Interest expense &ndash; reduced by premium amortization of borrowings</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: right">30</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: right">146</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: right">341</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD NOWRAP STYLE="text-align: left; padding-bottom: 2.5pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Impact on net interest income</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; text-align: left">$</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; text-align: right">16,117</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; text-align: right">11,628</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; text-align: right">9,963</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left">&nbsp;</TD></TR>
</TABLE>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">&nbsp;</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">The biggest component of the purchase
accounting adjustments related to loan discount accretion, which amounted to $16.5 million in 2012, $11.6 million in 2011 and $7.6
million in 2010. The higher amounts of discount accretion are due to payoffs of loans with loan discounts and increased expectations
regarding the collectability of other loans.</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">&nbsp;</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">Table 3 presents detail regarding the
impact that changes in the interest rates we earned/paid had on our net interest income in 2011 and 2012. In both years, lower
interest rates on deposits were the primary factor affecting net interest income. Although the prime rate of interest has not changed
since 2008, interest rates on U.S. Treasury bonds and other interest-sensitive financial instruments have steadily declined since
then, resulting in a generally lower interest rate environment. In both years, the progressively lower interest rate environment
gave us the opportunity to reduce rates on maturing time deposits, and we were also able to gradually reduce interest rates on
demand deposits. In 2011, the lower interest rates reduced interest expense by $7.9 million, and in 2012 the lower interest rates
reduced interest expense by $5.0 million. The lower interest rate environment had less of an impact on our interest income, with
the impact of changes in interest rates increasing interest income by $1.2 million in 2011 while decreasing it by $1.5 million
in 2012. Higher levels of loan discount accretion in both 2011 and 2012 significantly impacted our interest income, as discussed
above. Our interest earned on loans also benefited in this interest rate environment from the continued use of interest rate floors
on loans, in which we offer a borrower an adjustable rate loan but stipulate that the interest rate cannot go below a certain level
no matter what the underlying index declines to. Overall, changes in interest yields/costs increased net interest income by $9.1
million in 2011 and $3.5 million in 2012.</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">&nbsp;</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">In both 2011 and especially in 2012, changes
in our loan and deposit balances played a lesser role in the variance in our net interest income than did changes in interest rates.
Average loan balances decreased by 1.0% in 2012, while average deposit balances (including noninterest bearing deposits) increased
by 1.9%. In 2011, average loans decreased by 3.6% while average deposits decreased by 1.6%. In Table 3, the columns &ldquo;Changes
in Volumes&rdquo; shows the impact of changes in the levels of the various components of interest earning/bearing assets/liabilities.
Among these components, lower average loan balances had the largest negative impact on net interest income in 2012 and 2011. In
2012, declines in interest-earnings assets, primarily loans, resulted in a decrease in interest income of $1.8 million, while lower
amounts of interest-bearing liabilities resulted in $1.3 million of lower interest expense. As a result, the net impact of the
changes in interest-earning assets and interest-bearing liabilities was a decrease in net interest income of $0.5 million. In 2011,
declines in interest-earning assets, primarily loans, resulted in a decrease in interest income of $4.4 million, while lower amounts
of interest-bearing liabilities resulted in only $0.4 million of lower interest expense. As a result, the net impact of lower loans
and deposits in 2011 was a decrease in tax-equivalent net interest income of $4.0 million.</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">&nbsp;</P>

<!-- Field: Page; Sequence: 45 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 2px solid"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif"><TR><TD STYLE="text-align: center; width: 100%"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->45<!-- Field: /Sequence --></TD></TR></TABLE></DIV>
    <DIV STYLE="page-break-before: always; margin-top: 6pt; margin-bottom: 12pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif"><TR><TD STYLE="text-align: left; width: 100%"><A HREF="#toc" STYLE="font-style: italic">Table of Contents</A></TD></TR></TABLE></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"></P>

<P STYLE="font: 10pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left; text-indent: 0in">See additional information
regarding net interest income in the section entitled &ldquo;Interest Rate Risk.&rdquo;</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify"><B>&nbsp;</B></P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"><B><A NAME="a_020"></A>Provision for Loan Losses</B></P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left; text-indent: 0.25in">&nbsp;</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">The provision for loan losses charged
to operations is an amount sufficient to bring the allowance for loan losses to an estimated balance considered appropriate to
absorb probable losses inherent in our loan portfolio. Management&rsquo;s determination of the adequacy of the allowance is based
on the level of loan growth, an evaluation of the portfolio, current economic conditions, historical loan loss experience and other
risk factors.</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">Our provisions for loan losses and nonperforming
assets remain at what we believe to be elevated levels, primarily due to high unemployment rates and lower property values in our
market area that negatively impact collateral dependent real estate loans. For 2012, 2011, and 2010, our total provisions for loan
losses were $79.7 million, $41.3 million, and $54.6 million, respectively. The total provision for loan losses is comprised of
provision for loan losses for non-covered loans and provision for loan losses for covered loans, as discussed in the following
paragraphs.</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">&nbsp;</P>

<P STYLE="font: 10pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left; text-indent: 0in">We recorded $70.0 million,
$28.5 million, and $33.6 million in provisions for loan losses related to non-covered loans for the years-ended December 31, 2012,
2011, and 2010, respectively. The higher provision in 2012 compared to the levels in the prior two years was primarily a result
of 1) $32.9 in incremental provision recorded in connection with a loan sale, and 2) an internal review of non-covered loans that
occurred in the first quarter of 2012 that applied more conservative assumptions to estimate the probable losses associated with
some of our nonperforming loan relationships and resulted in the recording of a provision for loan losses on non-covered loans
of $18.6 million in the first quarter of 2012, of which approximately $11 million related specifically to the special internal
review.</P>

<P STYLE="font: 10pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left; text-indent: 0in">&nbsp;</P>

<P STYLE="font: 10pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left; text-indent: 0in">As it relates to the loan sale,
in late 2012, we identified approximately $68 million of non-covered higher-risk loans that we solicited bid for from several third-party
investors. Based on an offer to purchase these loans that was received in December, we wrote the loans down by approximately $38
million to their estimated liquidation value of approximately $30 million and reclassified them as &ldquo;loans held for sale.&rdquo;
The sale of substantially the same pool of loans was completed on January 23, 2013. The incremental provision for loan losses that
was necessary as a result of this transaction was approximately $32.9 million, which included the net impact of several factors
affecting our calculation of the allowance for loan losses.</P>

<P STYLE="font: 10pt Calibri, Helvetica, Sans-Serif; margin: 0">&nbsp;</P>

<P STYLE="font: 10pt Calibri, Helvetica, Sans-Serif; margin: 0">The aforementioned special internal review related to non-covered
loans and was initiated due to refinements to our loan loss model and internal control changes occurring in the first quarter of
2012 that resulted in a realignment of departmental responsibilities for determining our allowance for loan losses. As a result
of the changes, an internal review of selected nonperforming loan relationships was conducted, which applied more conservative
assumptions to estimate the probable losses and to allow for a more timely resolution of the related credits. The review identified
approximately 30 loan relationships in which additional provisions for loan losses were necessary when more conservative judgments
were applied to the repayment assumptions associated with the borrowers. The majority of the additional provision was concentrated
in construction and land development real estate, commercial real estate, and residential real estate loan categories. Many of
these same loans were included in the loans transferred to the &ldquo;loans held for sale&rdquo; category in the fourth quarter
of 2012 and were sold in January 2013.</P>

<P STYLE="font: 10pt Calibri, Helvetica, Sans-Serif; margin: 0">&nbsp;</P>

<!-- Field: Page; Sequence: 46 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 2px solid"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif"><TR><TD STYLE="text-align: center; width: 100%"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->46<!-- Field: /Sequence --></TD></TR></TABLE></DIV>
    <DIV STYLE="page-break-before: always; margin-top: 6pt; margin-bottom: 12pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif"><TR><TD STYLE="text-align: left; width: 100%"><A HREF="#toc" STYLE="font-style: italic">Table of Contents</A></TD></TR></TABLE></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Calibri, Helvetica, Sans-Serif; margin: 0"></P>

<P STYLE="font: 10pt Calibri, Helvetica, Sans-Serif; margin: 0">In 2011, we recorded $28.5 million in provisions for loan losses
on non-covered loans compared to $33.6 million in 2010. The decrease was primarily due to stabilization in overall loan quality
and lower levels of non-covered nonperforming loans.</P>

<P STYLE="font: 10pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left; text-indent: 0in">&nbsp;</P>

<P STYLE="font: 10pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left; text-indent: 0in">As it relates to covered loans,
we recorded $9.7 million, $12.8 million and $20.9 million in provisions for loan losses during 2012, 2011 and 2010, respectively.
These provisions were necessary to provide for loans that showed signs of collection problems during the respective periods, as
well as to provide for collateral dependent nonaccrual loans for which we received updated appraisals during the year that reflected
progressively lower collateral valuations.&nbsp; The decline in provisions for loan losses on covered loans from 2010 to 2012 was
primarily due to lower levels of covered nonperforming loans during the periods and stabilization in our assessment of the losses
associated with our nonperforming covered loans. Because of the FDIC loss share agreements in place for these loans, the FDIC indemnification
asset was adjusted upwards by recording noninterest income of $6.6 million, $10.2 million, and $16.7 million in 2012, 2011, and
2010, respectively, or 80% of the amount of the provisions. As it relates to $1.5 million of the 2012 provision for loan losses
on covered loans, we did not record a corresponding increase to the indemnification asset because we believe that the loan losses
will occur after the expiration of the Cooperative Bank non-single family loss share agreement that expires in June 2014.</P>

<P STYLE="font: 10pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left; text-indent: 0in">&nbsp;</P>

<P STYLE="font: 10pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left; text-indent: 0in">Total net charge-offs for the
years ended December 31, 2012, 2011, and 2010, were $74.7 million, $49.3 million, and $42.5 million, respectively. These amounts
were comprised of net charge-offs on non-covered loans, as well as net charge-offs on covered loans.</P>

<P STYLE="font: 10pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left; text-indent: 0in">&nbsp;</P>

<P STYLE="font: 10pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left; text-indent: 0in">Net-charge offs for non-covered
loans were $64.0 million, $31.2 million, and $32.7 million for 2012, 2011, and 2010, respectively. The significant increase in
2012 was due to the loan sale discussed above which resulted in charge-offs of $37.8 million.</P>

<P STYLE="font: 10pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left; text-indent: 0in">&nbsp;</P>

<P STYLE="font: 10pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left; text-indent: 0in">The ratio of net charge-offs
to average non-covered loans was 3.02%, 1.52%, and 1.55% for 2012, 2011, and 2010, respectively. Notwithstanding the impact of
the loan sale, the relatively high level of net charge-offs during each of these three years was primarily a result of unfavorable
economic conditions, especially related to real estate, that resulted in higher levels of borrowers not repaying their loans and
the corresponding collateral not being sufficient to pay off the balances.</P>

<P STYLE="font: 10pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left; text-indent: 0in">&nbsp;</P>

<P STYLE="font: 10pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left; text-indent: 0in">Net charge-offs for covered
loans were $10.7 million, $18.1 million, and $9.8 million in 2012, 2011, and 2010, respectively. The charge-offs of covered loans
were primarily a result of declining collateral values on collateral dependent nonaccrual loans.&nbsp; The decline in net charge-offs
in 2012 was due to declining levels of covered nonperforming loans.</P>

<P STYLE="font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left; text-indent: 0in">In 2012 and 2011, our provisions
for loan losses and net charge-offs for both covered and non-covered loans were concentrated in loans classified as &ldquo;real
estate &ndash; construction, land development &amp; other land loans.&rdquo;&nbsp; This category of loans is primarily comprised
of land acquisition and development loans and other types of lot loans.&nbsp; These types of loans have been particularly hard
hit by the decline in real estate development and property values.&nbsp; As can be seen in Tables 10, although we have reduced
our exposure to this category of loans, we continue to have significant exposure to this sector, and future material losses could
result.</P>

<P STYLE="font: 10pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left; text-indent: 0in">&nbsp;</P>

<P STYLE="font: 10pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left; text-indent: 0in">Non-covered nonperforming assets
at December 31, 2012 amounted to $106 million, compared to $122 million and $117 million at December 31, 2011 and 2010, respectively.
The decline in 2012 was primarily the result of the $37.8 million in charge-offs recorded in anticipation of the loan sale discussed
above. Upon completion of the loan sale in January 2013, total non-covered nonperforming assets declined by the $22 million of
such loans that were in the sale. At December 31, 2012, the ratio of non-covered nonperforming assets to total non-covered assets
was 3.64% compared 4.30% and 4.16% at December 31, 2011 and 2010, respectively. Also see &ldquo;Nonperforming Assets&rdquo; below
for additional discussion.</P>

<P STYLE="font: 10pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left; text-indent: 0.25in">&nbsp;</P>

<!-- Field: Page; Sequence: 47 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 2px solid"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif"><TR><TD STYLE="text-align: center; width: 100%"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->47<!-- Field: /Sequence --></TD></TR></TABLE></DIV>
    <DIV STYLE="page-break-before: always; margin-top: 6pt; margin-bottom: 12pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif"><TR><TD STYLE="text-align: left; width: 100%"><A HREF="#toc" STYLE="font-style: italic">Table of Contents</A></TD></TR></TABLE></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"></P>

<P STYLE="font: 10pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left; text-indent: 0in">See the section entitled &ldquo;Allowance
for Loan Losses and Loan Loss Experience&rdquo; below for a more detailed discussion of the allowance for loan losses. The allowance
is monitored and analyzed regularly in conjunction with our loan analysis and grading program, and adjustments are made to maintain
an adequate allowance for loan losses.</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">&nbsp;</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"><B><A NAME="a_021"></A>Noninterest Income</B></P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left; text-indent: 0.25in">&nbsp;</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">Our noninterest income amounted to $1.4
million in 2012, $26.2 million in 2011, and $29.1 million in 2010.</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left; text-indent: 0.25in">&nbsp;</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">As shown in Table 4, core noninterest
income excludes gains from acquisitions, foreclosed property write-downs and losses, indemnification asset income, securities gains
or losses, and other miscellaneous gains and losses. Core noninterest income amounted to $25.5 million in 2012, a 10.0% increase
from $23.2 million in 2011. The 2011 core noninterest income of $23.2 million was a 4.7% increase from the $22.1 million recorded
in 2010.</P>

<P STYLE="font: 10pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left; text-indent: 0in">See Table 4 and the following
discussion for an understanding of the components of noninterest income.</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left; text-indent: 0.25in">&nbsp;</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">Service charges on deposit accounts in
2012 amounted to $11.9 million, a 1.0% decrease compared to $12.0 million recorded in 2011. The $12.0 million recorded in 2011
was 2.9% less than the 2010 amount of $12.3 million. Legislation that became effective on July 1, 2010 reduced our fees earned
on overdrafts in 2010 and 2011. Specifically, the legislation prohibited us from charging an overdraft fee for paying ATM&nbsp;and
one-time debit card transactions that overdraw a consumer&rsquo;s account, unless the consumer affirmatively consents, or opts
in, to our payment of overdrafts for these transactions. Additional regulations on overdraft fees became effective July 1, 2011
that further reduced our overdraft fees, although to a lesser extent than the 2010 changes. In April 2011, we implemented new fees
on deposit accounts, such as fees for customers that elect to receive paper statements, that have helped to replace a large portion
of the revenue that was lost as a result of the overdraft legislation.</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">&nbsp;</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">Other service charges, commissions and
fees amounted to $8.8 million in 2012, a 9.5% increase from the $8.1 million earned in 2011. The 2011 amount of $8.1 million was
a 24.0% increase from the $6.5 million earned in 2010. This category of noninterest income includes items such as electronic payment
processing revenue (which includes fees related to credit card transactions by merchants and customers and fees earned from debit
card transactions), ATM charges, safety deposit box rentals, fees from sales of personalized checks, and check cashing fees. The
growth in this category for both years was primarily attributable to increased debit card usage by our customers, as we earn a
small fee each time our customers make a debit card transaction. Also, part of the increase in this category is due to the overall
growth in our total customer base, including growth achieved from corporate acquisitions.</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left; text-indent: 0.25in">&nbsp;</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">Fees from presold mortgages amounted to
$2.4 million in 2012, $1.6 million in 2011, and $1.8 million in 2010. The increase in 2012 was primarily due to high mortgage refinance
activity resulting from very low interest rates on home mortgages.</P>


<!-- Field: Page; Sequence: 48 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 2px solid"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif"><TR><TD STYLE="text-align: center; width: 100%"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->48<!-- Field: /Sequence --></TD></TR></TABLE></DIV>
    <DIV STYLE="page-break-before: always; margin-top: 6pt; margin-bottom: 12pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif"><TR><TD STYLE="text-align: left; width: 100%"><A HREF="#toc" STYLE="font-style: italic">Table of Contents</A></TD></TR></TABLE></DIV>
    <!-- Field: /Page -->


<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">&nbsp;</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">&nbsp;</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">Commissions from sales of insurance and
financial products amounted to $1.8 million in 2012, $1.5 million in 2011, and $1.5 million in 2010. This line item includes commissions
we receive from three sources - 1) sales of credit life insurance associated with new loans, 2) commissions from the sales of investment,
annuity, and long-term care insurance products, and 3) commissions from the sale of property and casualty insurance. The following
table presents the contribution of each of the three sources to the total amount recognized in this line item:</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="border-collapse: collapse; width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif">
<TR STYLE="vertical-align: bottom">
    <TD NOWRAP STYLE="font-style: italic; text-align: left">($ in thousands)</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="text-align: center; border-bottom: Black 1pt solid">2012</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="text-align: center; border-bottom: Black 1pt solid">2011</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="text-align: center; border-bottom: Black 1pt solid">2010</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD NOWRAP STYLE="text-align: justify; border-bottom: Black 1pt solid">Commissions earned from:</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="text-align: right">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="text-align: right">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="text-align: right">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD NOWRAP STYLE="width: 67%; text-align: left">Sales of credit life insurance</TD><TD NOWRAP STYLE="width: 2%">&nbsp;</TD>
    <TD NOWRAP STYLE="width: 1%; text-align: left">$</TD><TD NOWRAP STYLE="width: 7%; text-align: right">60</TD><TD NOWRAP STYLE="width: 1%; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="width: 2%">&nbsp;</TD>
    <TD NOWRAP STYLE="width: 1%; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="width: 7%; text-align: right">70</TD><TD NOWRAP STYLE="width: 1%; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="width: 2%">&nbsp;</TD>
    <TD NOWRAP STYLE="width: 1%; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="width: 7%; text-align: right">107</TD><TD NOWRAP STYLE="width: 1%; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD NOWRAP STYLE="text-align: left">Sales of investments, annuities, and long term care insurance</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">1,068</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">760</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">531</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD NOWRAP STYLE="text-align: left; padding-bottom: 1pt">Sales of property and casualty insurance</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: right">704</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: right">682</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: right">838</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD NOWRAP STYLE="text-align: justify; padding-bottom: 2.5pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Total</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; text-align: left">$</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; text-align: right">1,832</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; text-align: right">1,512</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; text-align: right">1,476</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left">&nbsp;</TD></TR>
</TABLE>

<P STYLE="font: 10pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0in">&nbsp;</P>

<P STYLE="font: 10pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left; text-indent: 0in">As can be seen in the above
table, sales of investments, annuities and long term care insurance have doubled from 2010 to 2012. This was the result of an initiative
and a renewed emphasis on this line of business that began in 2011. We hired a wealth management executive in 2011 who has steadily
built a team of financial advisors that have grown this business.</P>

<P STYLE="font: 10pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left; text-indent: 0in">&nbsp;</P>

<P STYLE="font: 10pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left; text-indent: 0in">Table 4 shows earnings from
bank owned life insurance income were $591,000 in 2012, a sharp increase from prior years. In the second quarter of 2012, we purchased
$25.0 million in bank-owned life insurance on certain key employees. Income related to the growth of the cash value of the insurance
was $0.6 million for 2012. We had minimal amounts of bank-owned life insurance prior to 2012.</P>

<P STYLE="font: 10pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0in">&nbsp;</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">Noninterest income not considered to be
&ldquo;core&rdquo; resulted in a net reduction to noninterest income of $24.1 million in 2012, a net contribution to total noninterest
income of $3.0 million in 2011, and a net contribution to total noninterest income of $7.0 million in 2010. The components of non-core
noninterest income are shown in Table 4 and the significant components thereof are discussed below.</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">&nbsp;</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">Losses on non-covered foreclosed properties
amount to $15.3 million for 2012 compared to $3.4 million for 2011 and $1.0 million in 2010. In the fourth quarter of 2012, we
recorded $10.6 million in write-downs on substantially all of our non-covered foreclosed properties in connection with efforts
to accelerate the sales of these assets. On average, the write-downs amounted to 29% of the carrying value of the properties. Even
when the effects of that write-down are disregarded, losses on non-covered foreclosed properties have generally increased due to
declining market values for real estate.</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left; text-indent: 0.25in">&nbsp;</P>

<P STYLE="font: 10pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left; text-indent: 0in">Losses on covered foreclosed
properties amounted $13.0 million, $24.5 million and $34.5 million for the years ended December 31, 2012, 2011 and 2010, respectively.
The decline in losses on covered properties in 2012 was primarily a result of lower levels of covered foreclosed properties, as
well as lower rates of deterioration in real estate market values in the coastal region of North Carolina. As discussed earlier
and illustrated in the table below, there was a corresponding entry to indemnification asset income amounting to 80% of the losses
recorded, that resulted in the bottom line impact of these covered asset losses being 20% of the gross write-downs.</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">&nbsp;</P>


<!-- Field: Page; Sequence: 49 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 2px solid"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif"><TR><TD STYLE="text-align: center; width: 100%"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->49<!-- Field: /Sequence --></TD></TR></TABLE></DIV>
    <DIV STYLE="page-break-before: always; margin-top: 6pt; margin-bottom: 12pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif"><TR><TD STYLE="text-align: left; width: 100%"><A HREF="#toc" STYLE="font-style: italic">Table of Contents</A></TD></TR></TABLE></DIV>
    <!-- Field: /Page -->


<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">&nbsp;</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">Indemnification asset income for 2012,
2011, and 2010 amounted to $4.1 million, $20.5 million, and $41.8 million, respectively. In 2012, higher loan discount accretion
and lower levels of loan and foreclosed property losses on covered assets resulted in less indemnification asset income in comparison
to prior periods. Indemnification asset income primarily relates to upward adjustments to the amount expected to be received from
the FDIC under loss share agreements as a result of higher than anticipated loan losses and foreclosed property losses and write-downs,
as follows:</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left; text-indent: 0.25in">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="border-collapse: collapse; width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif">
<TR STYLE="vertical-align: bottom">
    <TD NOWRAP STYLE="font-style: italic; text-align: left">($ in millions)</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="text-align: center; border-bottom: Black 1pt solid">2012</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="text-align: center; border-bottom: Black 1pt solid">2011</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="text-align: center; border-bottom: Black 1pt solid">2010</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD NOWRAP STYLE="width: 67%; text-align: left">Higher expected FDIC claims for covered loans experiencing a deterioration in quality</TD><TD NOWRAP STYLE="width: 2%">&nbsp;</TD>
    <TD NOWRAP STYLE="width: 1%; text-align: left">$</TD><TD NOWRAP STYLE="width: 7%; text-align: right">8.2</TD><TD NOWRAP STYLE="width: 1%; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="width: 2%">&nbsp;</TD>
    <TD NOWRAP STYLE="width: 1%; text-align: left">$</TD><TD NOWRAP STYLE="width: 7%; text-align: right">12.7</TD><TD NOWRAP STYLE="width: 1%; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="width: 2%">&nbsp;</TD>
    <TD NOWRAP STYLE="width: 1%; text-align: left">$</TD><TD NOWRAP STYLE="width: 7%; text-align: right">20.9</TD><TD NOWRAP STYLE="width: 1%; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD NOWRAP STYLE="text-align: left">Lower expected FDIC claims for covered loans &ndash; loan discount accretion</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">(16.5</TD><TD NOWRAP STYLE="text-align: left">)</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">(11.6</TD><TD NOWRAP STYLE="text-align: left">)</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">(3.2</TD><TD NOWRAP STYLE="text-align: left">)</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD NOWRAP STYLE="text-align: left">Foreclosed property losses and write-downs &ndash; covered</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">13.0</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">24.5</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">34.5</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD NOWRAP STYLE="text-align: left; padding-bottom: 1pt">Other, net</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: right">0.4</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: right"><P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: right">&#8213;</P></TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: right"><P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: right">&#8213;</P></TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD NOWRAP STYLE="text-align: left">Total adjustment to expected FDIC loss-share claims</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">5.1</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">25.6</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">52.2</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD NOWRAP STYLE="text-align: left; padding-bottom: 1pt">Expected reimbursement rate</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: right">80%</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: right">80%</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: right">80%</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD NOWRAP STYLE="text-align: left; padding-bottom: 2.5pt">Indemnification asset income</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; text-align: left">$</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; text-align: right">4.1</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; text-align: left">$</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; text-align: right">20.5</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; text-align: left">$</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; text-align: right">41.8</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left">&nbsp;</TD></TR>
</TABLE>



<P STYLE="font: 10pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left; text-indent: 0in">&nbsp;</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">In 2011, as previously discussed, we realized
a gain from the FDIC-assisted acquisition of a failed bank amounting to $10.2 million, which was the amount by which the fair value
of the assets purchased exceeded the fair value of liabilities assumed in the transaction.</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">&nbsp;</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">We recorded $0.6 million in gains on sales
of securities during 2012 compared to $0.1 million in 2011 and a negligible amount in 2010.</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">The line item &ldquo;Other gains (losses)&rdquo;
was negatively impacted in 2012 by $0.5 million in prepayment penalties associated with paying off $65 million in borrowings prior
to their maturity dates. The line item was positively impacted in 2010 by the sale of our merchant credit card processing portfolio,
which resulted in a gain of $0.9 million.</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">&nbsp;</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"><B><A NAME="a_022"></A>Noninterest Expenses</B></P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left; text-indent: 0.25in">&nbsp;</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">Noninterest expenses for 2012 were $97.3
million, compared to $96.1 million in 2011 and $87.0 million in 2010. Table 5 presents the components of our noninterest expense
during the past three years.</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left; text-indent: 0.25in">&nbsp;</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">As reflected in the amounts noted above,
noninterest expenses increased 1.2% in 2012 and 10.5% in 2011. The increases in noninterest expenses over the past three years
have occurred in almost every line item of expense and have been primarily a result of our growth. Due to acquisition and internal
growth, over the past three years our number of bank branches has increased from 91 to 97, and the number of full time equivalent
employees has increased from 764 at December 31, 2009 to 831 at December 31, 2012.</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">&nbsp;</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">Total personnel expense increased by approximately
$1.9 million, or 3.7%, in 2012. Salaries expense comprised $1.5 million of this increase, which was primarily associated with the
hiring of additional key employees in order to build our infrastructure and to expand our wealth management capabilities. Employee
benefits expense increased by approximately $0.4 million in 2012, which was a 3.4% increase from 2011 and corresponds to the increase
in salaries expense. A significant component within employee benefits expense is pension expense, which amounted to $2.6 million
in 2012 compared to $2.8 million in 2011. We expect pension expense to decline to zero in 2013, because we froze our two pension
plans on December 31, 2012.</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">&nbsp;</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">Total personnel expense increased by approximately
$6.1 million, or 13.6% in 2011. Salaries expense comprised $4.7 million of this increase, which was primarily a result of an initiative
to progressively build our infrastructure to manage increased compliance burdens, collection activities, and overall growth of
the Company, as well as to prepare for future growth. Another factor in the increase in salaries expense in 2011 was the acquisition
of The Bank of Asheville in January 2011, which added approximately 35 employees.</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">&nbsp;</P>

<!-- Field: Page; Sequence: 50 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 2px solid"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif"><TR><TD STYLE="text-align: center; width: 100%"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->50<!-- Field: /Sequence --></TD></TR></TABLE></DIV>
    <DIV STYLE="page-break-before: always; margin-top: 6pt; margin-bottom: 12pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif"><TR><TD STYLE="text-align: left; width: 100%"><A HREF="#toc" STYLE="font-style: italic">Table of Contents</A></TD></TR></TABLE></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"></P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">Equipment related expenses were $4.8 million,
$4.3 million, and $4.3 million in 2012, 2011, and 2010, respectively. The increase in 2012 primarily related to an increase in
ATM maintenance expenses, which was partially due to additional regulatory requirements for ATMs.</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left; text-indent: 0.1in">&nbsp;</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">In 2011, we incurred acquisition expenses
of approximately $0.6 million in connection with The Bank of Asheville acquisition. Acquisition expenses consisted primarily of
professional fees.</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left; text-indent: 0.25in">&nbsp;</P>

<P STYLE="font: 10pt Calibri, Helvetica, Sans-Serif; margin: 0">FDIC deposit insurance expense declined in each of the past two
years. In 2010, 2011, and 2012, we incurred approximately $4.4 million, $3.0 million, and $2.7 million, respectively, in FDIC deposit
insurance premium expense. As previously discussed, the FDIC changed its premium assessment methodology in April 2011, which was
favorable for our company and reduced our expense in 2011 and 2012.</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">&nbsp;</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">Collection expenses related to both covered
and non-covered assets remain high due the elevated level of delinquencies. Collection expenses on non-covered assets amounted
to $3.1 million in 2012, $3.5 million in 2011 and $2.1 million in 2010. We expect collection expenses on non-covered assets to
decline in 2013 as a result of the loan sale, which removed $68 million of high-risk loans from our portfolio. Collection expenses
on covered loans, net of FDIC reimbursement, amounted to $1.6 million in 2012, $2.0 million in 2011 and $2.6 million in 2010.</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">&nbsp;</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"><B><A NAME="a_023"></A>Income Taxes</B></P>

<P STYLE="font: 10pt/10pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">&nbsp;</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">Table 6 presents the components of income
tax expense and the related effective tax rates. We recorded an income tax benefit of $17.0 million for 2012 due to the net loss
reported for the period, which was approximately 42.0% of the reported net loss. We recorded income tax expense of $7.4 million
and $5.0 million in 2011 and 2010, respectively, which resulted in effective tax rates of 35.1% in 2011 and 33.2% in 2010. The
differences in our effective tax rates from the blended statutory income tax rate of 39% are primarily due to tax-exempt interest
income. We expect our effective tax rate to be approximately 35% in 2013.</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">&nbsp;</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"><B><A NAME="a_024"></A>Stock-Based Compensation</B></P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">&nbsp;</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">We recorded stock-based compensation expense
of $0.3 million, $0.9 million, and $0.6 million, for the years ended December 31, 2012, 2011, and 2010, respectively. See Note
15 to the consolidated financial statements for more information regarding stock-based compensation.</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">&nbsp;</P>


<!-- Field: Page; Sequence: 51 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 2px solid"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif"><TR><TD STYLE="text-align: center; width: 100%"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->51<!-- Field: /Sequence --></TD></TR></TABLE></DIV>
    <DIV STYLE="page-break-before: always; margin-top: 6pt; margin-bottom: 12pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif"><TR><TD STYLE="text-align: left; width: 100%"><A HREF="#toc" STYLE="font-style: italic">Table of Contents</A></TD></TR></TABLE></DIV>
    <!-- Field: /Page -->


<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"><B>&nbsp;</B></P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"><B><A NAME="a_025"></A>ANALYSIS OF FINANCIAL CONDITION AND
CHANGES IN FINANCIAL CONDITION</B></P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">&nbsp;</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"><A NAME="a_026"></A><B>Overview</B></P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">&nbsp;</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">Over the past three years, our total assets
have remained fairly stable at approximately $3.2 billion to $3.3 billion. Significant events that have affected our levels of
loans and deposits over that period were The Bank of Asheville acquisition in 2011 and the loan sale initiative in 2012, with a
branch purchase in 2012 contributing to a lesser degree. The following table presents detailed information regarding the nature
of changes in our loans and deposits in 2011 and 2012:</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">&nbsp;</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0.25in"></P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="border-collapse: collapse; width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif">
<TR STYLE="vertical-align: bottom">
    <TD NOWRAP STYLE="text-align: left"><P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">&nbsp;</P><P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">&nbsp;</P><P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"><I>($ in thousands</I>)</P></TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="text-align: center; border-bottom: Black 1pt solid">Balance at <BR>
beginning <BR>
of period</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="text-align: center; border-bottom: Black 1pt solid">Internal <BR>
growth, <BR>
net (1)</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="text-align: center; border-bottom: Black 1pt solid">Growth from <BR>
Acquisitions</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="text-align: center; border-bottom: Black 1pt solid">Transfer to <BR>
Loans Held <BR>
for Sale</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="text-align: center; border-bottom: Black 1pt solid">Balance at<BR>
 end of <BR>
period</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="text-align: center; border-bottom: Black 1pt solid">Total <BR>
percentage <BR>
growth</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="text-align: center; border-bottom: Black 1pt solid">Internal<BR>
 percentage <BR>
growth (1)</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD NOWRAP STYLE="text-align: center; border-bottom: Black 1pt solid">2012</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="text-align: justify">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="text-align: justify">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="text-align: justify">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="text-align: justify">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="text-align: justify">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="text-align: justify">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="text-align: justify">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD NOWRAP STYLE="width: 23%; text-align: justify">Loans &ndash; Non-covered</TD><TD NOWRAP STYLE="width: 2%">&nbsp;</TD>
    <TD NOWRAP STYLE="width: 1%; text-align: left">$</TD><TD NOWRAP STYLE="width: 7%; text-align: right">2,069,152</TD><TD NOWRAP STYLE="width: 1%; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="width: 2%">&nbsp;</TD>
    <TD NOWRAP STYLE="width: 1%; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="width: 7%; text-align: right">93,224</TD><TD NOWRAP STYLE="width: 1%; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="width: 2%">&nbsp;</TD>
    <TD NOWRAP STYLE="width: 1%; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="width: 7%; text-align: right">&mdash;</TD><TD NOWRAP STYLE="width: 1%; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="width: 2%">&nbsp;</TD>
    <TD NOWRAP STYLE="width: 1%; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="width: 7%; text-align: right">(68,233</TD><TD NOWRAP STYLE="width: 1%; text-align: left">)</TD><TD NOWRAP STYLE="width: 2%">&nbsp;</TD>
    <TD NOWRAP STYLE="width: 1%; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="width: 7%; text-align: right">2,094,143</TD><TD NOWRAP STYLE="width: 1%; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="width: 2%">&nbsp;</TD>
    <TD NOWRAP STYLE="width: 1%; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="width: 7%; text-align: right">1.2%</TD><TD NOWRAP STYLE="width: 1%; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="width: 2%">&nbsp;</TD>
    <TD NOWRAP STYLE="width: 1%; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="width: 7%; text-align: right">4.5%</TD><TD NOWRAP STYLE="width: 1%; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD NOWRAP STYLE="text-align: justify; padding-bottom: 1pt">Loans &ndash; Covered</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: right">361,234</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: right">(78,920</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left">)</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: right">&mdash;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: right">&mdash;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: right">282,314</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: right">-21.8%</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: right">-21.8%</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD NOWRAP STYLE="text-align: justify; padding-bottom: 2.5pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Total loans</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; text-align: left">$</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; text-align: right">2,430,386</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; text-align: right">14,304</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; text-align: right">&mdash;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; text-align: right">(68,233</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left">)</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; text-align: right">2,376,457</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; text-align: right">-2.2%</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; text-align: right">0.6%</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD NOWRAP STYLE="text-align: justify">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">&nbsp;</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">&nbsp;</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">&nbsp;</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">&nbsp;</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">&nbsp;</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">&nbsp;</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">&nbsp;</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD NOWRAP STYLE="text-align: left">Deposits &ndash; Noninterest-bearing</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">$</TD><TD NOWRAP STYLE="text-align: right">335,833</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">77,072</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">290</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">&mdash;</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">413,195</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">23.0%</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">22.9%</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD NOWRAP STYLE="text-align: left">Deposits &ndash; Interest-bearing checking</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">423,452</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">96,088</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">33</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">&mdash;</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">519,573</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">22.7%</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">22.7%</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD NOWRAP STYLE="text-align: left">Deposits &ndash; Money market</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">509,801</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">37,404</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">4,004</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">&mdash;</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">551,209</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">8.1%</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">7.3%</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD NOWRAP STYLE="text-align: left">Deposits &ndash; Savings</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">146,481</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">11,974</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">123</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">&mdash;</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">158,578</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">8.3%</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">8.2%</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD NOWRAP STYLE="text-align: left">Deposits &ndash; Brokered time</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">157,408</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">(26,572</TD><TD NOWRAP STYLE="text-align: left">)</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">&mdash;</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">&mdash;</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">130,836</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">-16.9%</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">-16.9%</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD NOWRAP STYLE="text-align: left">Deposits &ndash; Internet time</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">29,902</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">(19,842</TD><TD NOWRAP STYLE="text-align: left">)</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">&mdash;</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">&mdash;</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">10,060</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">-66.4%</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">-66.4%</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD NOWRAP STYLE="text-align: left">Deposits &ndash; Time &gt;$100,000 - retail</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">575,408</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">(48,290</TD><TD NOWRAP STYLE="text-align: left">)</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">2,897</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">&mdash;</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">530,015</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">-7.9%</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">-8.4%</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD NOWRAP STYLE="text-align: left; padding-bottom: 1pt">Deposits &ndash; Time &lt;$100,000 - retail</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: right">576,752</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: right">(70,926</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left">)</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: right">2,068</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: right">&mdash;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: right">507,894</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: right">-11.9%</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: right">-12.3%</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD NOWRAP STYLE="text-align: justify; padding-bottom: 2.5pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Total deposits</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; text-align: left">$</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; text-align: right">2,755,037</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; text-align: right">56,908</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; text-align: right">9,415</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; text-align: right">&mdash;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; text-align: right">2,821,360</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; text-align: right">2.4%</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; text-align: right">2.1%</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD NOWRAP STYLE="text-align: center">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">&nbsp;</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">&nbsp;</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">&nbsp;</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">&nbsp;</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">&nbsp;</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">&nbsp;</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">&nbsp;</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD NOWRAP STYLE="text-align: center; padding-bottom: 1pt; border-bottom: Black 1pt solid">2011</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: right">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: right">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: right">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: right">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: right">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: right">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: right">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD NOWRAP STYLE="text-align: justify">Loans &ndash; Non-covered</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">$</TD><TD NOWRAP STYLE="text-align: right">2,083,004</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">(13,852</TD><TD NOWRAP STYLE="text-align: left">)</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">&mdash;</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">&mdash;</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">2,069,152</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">-0.7%</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">-0.7%</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD NOWRAP STYLE="text-align: justify; padding-bottom: 1pt">Loans &ndash; Covered</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: right">371,128</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: right">(112,162</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left">)</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: right">102,268</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: right">&mdash;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: right">361,234</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: right">-2.7%</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: right">-30.2%</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD NOWRAP STYLE="text-align: justify; padding-bottom: 2.5pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Total loans</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; text-align: left">$</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; text-align: right">2,454,132</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; text-align: right">(126,014</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left">)</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; text-align: right">102,268</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; text-align: right">&mdash;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; text-align: right">2,430,386</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; text-align: right">-1.0%</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; text-align: right">-5.1%</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD NOWRAP STYLE="text-align: justify">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">&nbsp;</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">&nbsp;</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">&nbsp;</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">&nbsp;</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">&nbsp;</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">&nbsp;</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">&nbsp;</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD NOWRAP STYLE="text-align: left">Deposits &ndash; Noninterest-bearing</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">$</TD><TD NOWRAP STYLE="text-align: right">292,759</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">24,276</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">18,798</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">&mdash;</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">335,833</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">14.7%</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">8.3%</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD NOWRAP STYLE="text-align: left">Deposits &ndash; Interest-bearing checking</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">292,623</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">99,471</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">31,358</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">&mdash;</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">423,452</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">44.7%</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">34.0%</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD NOWRAP STYLE="text-align: left">Deposits &ndash; Money market</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">498,312</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">(7,661</TD><TD NOWRAP STYLE="text-align: left">)</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">19,150</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">&mdash;</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">509,801</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">2.3%</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">-1.5%</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD NOWRAP STYLE="text-align: left">Deposits &ndash; Savings</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">153,325</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">(10,056</TD><TD NOWRAP STYLE="text-align: left">)</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">3,212</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">&mdash;</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">146,481</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">-4.5%</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">-6.6%</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD NOWRAP STYLE="text-align: left">Deposits &ndash; Brokered time</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">143,554</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">(1,048</TD><TD NOWRAP STYLE="text-align: left">)</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">14,902</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">&mdash;</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">157,408</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">9.7%</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">-0.7%</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD NOWRAP STYLE="text-align: left">Deposits &ndash; Internet time</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">46,801</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">(59,819</TD><TD NOWRAP STYLE="text-align: left">)</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">42,920</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">&mdash;</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">29,902</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">-36.1%</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">-127.8%</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD NOWRAP STYLE="text-align: left">Deposits &ndash; Time &gt;$100,000 - retail</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">602,371</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">(40,478</TD><TD NOWRAP STYLE="text-align: left">)</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">13,515</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">&mdash;</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">575,408</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">-4.5%</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">-6.7%</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD NOWRAP STYLE="text-align: left; padding-bottom: 1pt">Deposits &ndash; Time &lt;$100,000 - retail</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: right">622,768</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: right">(94,905</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left">)</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: right">48,889</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: right">&mdash;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: right">576,752</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: right">-7.4%</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: right">-15.2%</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD NOWRAP STYLE="text-align: justify; padding-bottom: 2.5pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Total deposits</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; text-align: left">$</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; text-align: right">2,652,513</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; text-align: right">(90,220</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left">)</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; text-align: right">192,744</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; text-align: right">&mdash;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; text-align: right">2,755,037</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; text-align: right">3.9%</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; text-align: right">-3.4%</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left">&nbsp;</TD></TR>
</TABLE>



<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0.25in">&nbsp;</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0 0 0 0.1in; text-align: left; text-indent: 1.8pt">(1) Excludes
the impact of acquisitions in the year of the acquisition, but includes growth or declines in acquired operations after the date
of acquisition.</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">&nbsp;</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">In 2012, as derived from the table above,
our total loans declined $54 million, or 2.2%. We experienced internal growth in our non-covered loan portfolio of $93 million,
or 4.5%, during 2012. However, much of this growth was offset by the charge-down and reclassification of approximately $68 million
in non-covered higher-risk loans to &ldquo;loans held for sale&rdquo; during the fourth quarter of 2012. (See further discussion
in the &ldquo;Overview &ndash; 2012 Compared to 2011&rdquo; section above.) Also offsetting our internal growth of loans were normal
loan pay-downs, foreclosures, and loan charge-offs. In 2012, beyond the loan sale charge-offs, we charged-off $39 million in loans
and foreclosed on another $53 million of loans that reduced our loan balances. Overall, a $25 million net positive change in non-covered
loans during 2012 was offset by a $79 million decline in our covered loans, which resulted in our overall loan balances declining
by $54 million during the year. We continue to pursue lending opportunities in order to improve our asset yields, as well as to
potentially decrease the dividend rate on our SBLF preferred stock (see Note 19 to the consolidated financial statements for more
information).</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">&nbsp;</P>

<!-- Field: Page; Sequence: 52 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 2px solid"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif"><TR><TD STYLE="text-align: center; width: 100%"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->52<!-- Field: /Sequence --></TD></TR></TABLE></DIV>
    <DIV STYLE="page-break-before: always; margin-top: 6pt; margin-bottom: 12pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif"><TR><TD STYLE="text-align: left; width: 100%"><A HREF="#toc" STYLE="font-style: italic">Table of Contents</A></TD></TR></TABLE></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"></P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">For the year ended December 31, 2012,
strong growth in our lowest cost deposits exceeded the decline in our higher cost deposits, which resulted in a net increase in
internally generated deposits of $57 million, or 2.1%. Our lowest cost deposits, noninterest bearing checking accounts and interest
bearing checking accounts, experienced positive internal growth of $77 million and $96 million, respectively, which allowed us
to continue to lessen our reliance on higher cost sources of funding in 2012, including internet deposits and time deposits. We
continue to implement a bank-wide strategy to grow these types of low-rate accounts.</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">&nbsp;</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">In 2011, as derived from the table above,
our total loans declined $24 million, or 1.0%. Positively impacting loans outstanding was our acquisition of The Bank of Asheville
on January 21, 2011, which added $102 million in loans. However, this increase was more than offset by loan payoffs, foreclosures
and loan charge-offs that exceeded new loan growth. During 2011, we charged-off $52 million in loans and foreclosed on another
$76 million that reduced our loan balances, with a portion of the charge-off and foreclosure activity relating to our two FDIC-assisted
failed bank acquisitions. Also, loan demand in most of our market areas remained weak, with the pace of loan principal repayments
substantially offsetting new loan originations. In addition, we de-emphasized certain types of lending, most notably acquisition
and development land loans and non-owner occupied commercial real estate.</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">&nbsp;</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">To start 2011, our total deposits increased
by $193 million as a result of the January acquisition of The Bank of Asheville. For the remainder of the year, as our loans declined,
we were able to lessen our reliance on higher cost sources of funding, including internet deposits and time deposits, which resulted
in generally declining deposit balances. However, our lowest cost deposits, noninterest bearing checking accounts and interest
bearing checking accounts, experienced positive internal growth of $24 million and $99 million, respectively. In addition to our
bank-wide emphasis to grow these types of low-rate accounts, the increase in interest bearing checking accounts was impacted by
$38 million in customer funds that were shifted from repurchase agreements (securities sold under agreements to repurchase) to
interest bearing checking accounts during late 2011. In July 2011, the Dodd-Frank Act repealed certain sections of the Federal
Reserve Act that prohibited payment of interest on commercial demand deposits. With this prohibition removed, we began to pay interest
on certain types of commercial demand accounts, and we encouraged our customers with repurchase agreements to switch to commercial
interest bearing checking accounts, which eliminated the need to sell/pledge our investment securities.</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left; text-indent: 0.25in">&nbsp;</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">Our overall liquidity increased during
2012 compared to 2011. We experienced a $66 million increase in total deposits, while loans decreased $54 million. With the excess
liquidity, we were able to reduce our borrowings by approximately $88 million during 2012. Our liquid assets (cash and securities)
as a percentage of our total deposits and borrowings increased from 15.7% at December 31, 2011 to 16.2% at December 31, 2012.</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">&nbsp;</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">Our capital ratios improved in 2012. We
completed a capital raise totaling $33.8 million in the fourth quarter of 2012, which on an after-tax basis, offset the impact
of the loan sale initiative and the foreclosed property write-downs that were also recorded in the fourth quarter of 2012. All
of our capital ratios have continually exceeded the regulatory thresholds for &ldquo;well-capitalized&rdquo; status for all periods
covered by this report. Our tangible common equity ratio was 6.81% at December 31, 2012, compared to 6.58% at December 31, 2011
and 6.52% at December 31, 2010.</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">&nbsp;</P>

<P STYLE="font: 10pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left; text-indent: 0in">Our asset quality ratios improved
at December 31, 2012 from the prior year end. Our non-covered nonperforming assets to total non-covered assets ratio was 3.64%
at December 31, 2012, compared to 4.30% at December 31, 2011 and 4.16% at December 31, 2010. This improvement was primarily due
to the loan sale and foreclosed property write-down initiatives. As it relates to the covered assets, it has now been 3.5 years
since we acquired Cooperative Bank in a failed bank acquisition and we have worked through many of the problem assets. Our covered
nonperforming assets have steadily declined from $168 million at December 31, 2010 to $96 million at December 31, 2012.</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">&nbsp;</P>

<!-- Field: Page; Sequence: 53 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 2px solid"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif"><TR><TD STYLE="text-align: center; width: 100%"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->53<!-- Field: /Sequence --></TD></TR></TABLE></DIV>
    <DIV STYLE="page-break-before: always; margin-top: 6pt; margin-bottom: 12pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif"><TR><TD STYLE="text-align: left; width: 100%"><A HREF="#toc" STYLE="font-style: italic">Table of Contents</A></TD></TR></TABLE></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"></P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"><B><A NAME="a_027"></A>Distribution of Assets and Liabilities</B></P>

<P STYLE="font: 10pt/10pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">&nbsp;</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">Table 7 sets forth the percentage relationships
of significant components of our balance sheet at December 31, 2012, 2011, and 2010.</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">&nbsp;</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">Our balance sheet mix has remained relatively
stable over the past three years. The increase in noninterest bearing checking accounts and interest bearing checking accounts
discussed earlier resulted in an increase in these categories from 9% each as a percentage of liabilities and shareholders&rsquo;
equity at December 31, 2010 to 13% and 16%, respectively, at December 31, 2012. Also, over the past two years we have experienced
a decline in time deposits that has resulted in total time deposits declining from 43% at December 31, 2010 to 36% at December
31, 2012. Due to excess liquidity, we have paid down a significant portion of our borrowings, and our borrowing mix has declined
over the past two years from 6% to 1%.</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"><B>&nbsp;</B></P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"><B><A NAME="a_028"></A>Securities</B></P>

<P STYLE="font: 10pt/10pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">&nbsp;</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">Information regarding our securities portfolio
as of December 31, 2012, 2011, and 2010 is presented in Tables 8 and 9.</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left; text-indent: 0.25in">&nbsp;</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">The composition of the investment securities
portfolio reflects our investment strategy of maintaining an appropriate level of liquidity while providing a relatively stable
source of income. The investment portfolio also provides a balance to interest rate risk and credit risk in other categories of
the balance sheet while providing a vehicle for the investment of available funds, furnishing liquidity, and supplying securities
to pledge as required collateral for certain deposits. We obtain fair values for the vast majority of our investment securities
from a third-party investment recordkeeper, who specializes in securities purchases and sales, recordkeeping, and valuation. This
recordkeeper provides us with a third-party report that contains an evaluation of internal controls that includes testwork of securities
valuation. We further test the values we receive by comparing the values for a significant sample of securities to another third-party
valuation service on a quarterly basis.</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left; text-indent: 0.25in">&nbsp;</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">Total securities amounted to $223.4 million,
$240.6 million, and $235.2 million at December 31, 2012, 2011, and 2010, respectively.</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left; text-indent: 0.25in">&nbsp;</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">The majority of our &ldquo;government-sponsored
enterprise&rdquo; securities are issued by the Federal Home Loan Bank and carry one maturity date, often with an issuer call feature.
At December 31, 2012, of the $12 million (carrying value) in government-sponsored enterprise securities, $9 million were issued
by the Federal Home Loan Bank system and the remaining $3 million were issued by the Federal Farm Credit Bank system.</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left; text-indent: 0.25in">&nbsp;</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">Our $147 million of mortgage-backed securities
have all been issued by either Freddie Mac, Fannie Mae, Ginnie Mae, or the Small Business Administration, each of which are government-sponsored
corporations. We have no &ldquo;private label&rdquo; mortgage-backed securities. Mortgage-backed securities vary in their repayment
in correlation with the underlying pools of mortgage loans.</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left; text-indent: 0.25in">&nbsp;</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">Included in mortgage-backed securities
at December 31, 2012 were collateralized mortgage obligations (&ldquo;CMOs&rdquo;) with an amortized cost of $0.4 million and a
fair value of $0.4 million. The CMOs that we have invested in are substantially all &ldquo;early tranche&rdquo; portions of the
CMOs, which minimizes our long-term interest rate risk.</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">&nbsp;</P>

<!-- Field: Page; Sequence: 54 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 2px solid"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif"><TR><TD STYLE="text-align: center; width: 100%"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->54<!-- Field: /Sequence --></TD></TR></TABLE></DIV>
    <DIV STYLE="page-break-before: always; margin-top: 6pt; margin-bottom: 12pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif"><TR><TD STYLE="text-align: left; width: 100%"><A HREF="#toc" STYLE="font-style: italic">Table of Contents</A></TD></TR></TABLE></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"></P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">At December 31, 2012, our $3.8 million
investment in corporate bonds was comprised of the following:</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="border-collapse: collapse; width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif">
<TR STYLE="vertical-align: bottom">
    <TD NOWRAP STYLE="font-style: italic; border-bottom: Black 1pt solid; text-align: left; vertical-align: bottom"><P STYLE="margin-top: 0; margin-bottom: 0; text-align: center">($ in thousands)</P>
                                                                          <P STYLE="margin-top: 0; margin-bottom: 0; text-align: left">Issuer</P></TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: center; border-bottom: Black 1pt solid">S&amp;P Issuer <BR>Ratings (1)</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: center; border-bottom: Black 1pt solid">Maturity <BR>
Date</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="text-align: center; border-bottom: Black 1pt solid">Amortized<BR>
 Cost</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="text-align: center; border-bottom: Black 1pt solid">Market <BR>
Value</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD NOWRAP STYLE="width: 19%; text-align: left">First Citizens Bancorp (South Carolina) Bond</TD><TD NOWRAP STYLE="width: 2%">&nbsp;</TD>
    <TD NOWRAP STYLE="width: 19%; text-align: center">Not Rated</TD><TD NOWRAP STYLE="width: 2%">&nbsp;</TD>
    <TD NOWRAP STYLE="width: 18%; text-align: center">4/1/15</TD><TD NOWRAP STYLE="width: 2%">&nbsp;</TD>
    <TD NOWRAP STYLE="width: 1%; text-align: left">$</TD><TD NOWRAP STYLE="width: 16%; text-align: right">2,998</TD><TD NOWRAP STYLE="width: 1%; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="width: 2%">&nbsp;</TD>
    <TD NOWRAP STYLE="width: 1%; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="width: 16%; text-align: right">3,073</TD><TD NOWRAP STYLE="width: 1%; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD NOWRAP STYLE="text-align: left; padding-bottom: 1pt">First Citizens Bancorp (South Carolina) Trust Preferred Security</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: center; padding-bottom: 1pt">Not Rated</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: center; padding-bottom: 1pt">6/15/34</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: right">1,000</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: right">740</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD NOWRAP STYLE="text-align: left; padding-bottom: 2.5pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Total investment in corporate bonds</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: center; padding-bottom: 2.5pt">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: center; padding-bottom: 2.5pt">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; text-align: left">$</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; text-align: right">3,998</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; text-align: right">3,813</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left">&nbsp;</TD></TR>
</TABLE>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left; text-indent: 0.25in">&nbsp;</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">Substantially all of our investment in
equity securities at each year end was comprised of capital stock in the Federal Home Loan Bank of Atlanta (FHLB). The FHLB requires
us to hold their stock as a requirement for membership in the FHLB system. The FHLB also requires us to purchase additional stock
when we borrow from them. At December 31, 2012, our investment in capital stock of the FHLB amounted to $4.9 million of our total
investment in equity securities of $5.0 million.</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left; text-indent: 0.25in">&nbsp;</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">The fair value of securities held
to maturity, which we carry at amortized cost, was $5.4 million more than the carrying value at December 31, 2012 and
$4.8 million more than the carrying value at December 31, 2011. Our $56.1 million in securities held to maturity are
comprised almost entirely of municipal bonds issued by state and local governments throughout our market area. We have only
two municipal bonds with a denomination  of $2 million or greater and we have no significant concentration of bond holdings
from one government entity, with the single largest exposure to any one entity being $3.6 million. Management evaluated any
unrealized losses on individual securities at each year end and determined them to be of a temporary nature and caused by
fluctuations in market interest rates, not by concerns about the ability of the issuers to meet their obligations.</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left; text-indent: 0.25in">&nbsp;</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">At December 31, 2012, 2011, and 2010,
net unrealized gains of $3.3 million, $3.9 million, and $2.5 million, respectively, were included in the carrying value of securities
classified as available for sale. During the past three years, interest rates have generally declined, which typically increases
the value of our investment securities. Management evaluated any unrealized losses on individual securities at each year end and
determined them to be of a temporary nature and caused by fluctuations in market interest rates and the overall economic environment,
not by concerns about the ability of the issuers to meet their obligations. Net unrealized gains, net of applicable deferred income
taxes, of $2.0 million, $2.4 million, and $1.5 million have been reported as part of a separate component of shareholders&rsquo;
equity (accumulated other comprehensive income) as of December 31, 2012, 2011, and 2010, respectively.</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">&nbsp;</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">The weighted average taxable-equivalent
yield for the securities available for sale portfolio was 2.25% at December 31, 2012. The expected weighted average life of the
available for sale portfolio using the call date for above-market callable bonds, the maturity date for all other non-mortgage-backed
securities, and the expected life for mortgage-backed securities, was 4.5 years.</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left; text-indent: 0.25in">&nbsp;</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">The weighted average taxable-equivalent
yield for the securities held to maturity portfolio was 5.74% at December 31, 2012. The expected weighted average life of the held
to maturity portfolio using the call date for above-market callable bonds and the maturity date for all other securities, was 5.8
years.</P>


<!-- Field: Page; Sequence: 55 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 2px solid"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif"><TR><TD STYLE="text-align: center; width: 100%"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->55<!-- Field: /Sequence --></TD></TR></TABLE></DIV>
    <DIV STYLE="page-break-before: always; margin-top: 6pt; margin-bottom: 12pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif"><TR><TD STYLE="text-align: left; width: 100%"><A HREF="#toc" STYLE="font-style: italic">Table of Contents</A></TD></TR></TABLE></DIV>
    <!-- Field: /Page -->


<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">The following table provides the
names of issuers for which the Company has investment securities totaling in excess of 10% of shareholders&rsquo; equity and the
fair value and amortized cost of these investments as of December 31, 2012. All of these securities are issued by government sponsored
corporations.</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="border-collapse: collapse; width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif">
<TR STYLE="vertical-align: bottom">
    <TD NOWRAP STYLE="font-style: italic; text-align: left">($ in thousands)</TD><TD NOWRAP>&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="text-align: center">&nbsp;</TD><TD NOWRAP>&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="text-align: center">&nbsp;</TD><TD NOWRAP>&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: center">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD NOWRAP STYLE="font-weight: bold; text-align: left; border-bottom: Black 1pt solid">Issuer</TD><TD NOWRAP STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="font-weight: bold; text-align: center; border-bottom: Black 1pt solid">Amortized Cost</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font-weight: bold">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="font-weight: bold; text-align: center; border-bottom: Black 1pt solid">Fair Value</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font-weight: bold">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD NOWRAP STYLE="font-weight: bold; text-align: center; border-bottom: Black 1pt solid">% of<BR>
 Shareholders&rsquo;<BR>
 Equity</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD NOWRAP STYLE="width: 67%; text-align: left">Ginnie Mae</TD><TD NOWRAP STYLE="width: 2%">&nbsp;</TD>
    <TD NOWRAP STYLE="width: 1%; text-align: left">$</TD><TD NOWRAP STYLE="width: 7%; text-align: right">83,950</TD><TD NOWRAP STYLE="width: 1%; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="width: 2%">&nbsp;</TD>
    <TD NOWRAP STYLE="width: 1%; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="width: 7%; text-align: right">86,353</TD><TD NOWRAP STYLE="width: 1%; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="width: 2%">&nbsp;</TD>
    <TD NOWRAP STYLE="width: 9%; text-align: center; padding-left: 5.4pt">24.2%</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD NOWRAP STYLE="text-align: left; padding-bottom: 1pt">Small Business Administration</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: right">55,034</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: right">55,710</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: center; padding-bottom: 1pt; padding-left: 5.4pt">15.6%</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD NOWRAP STYLE="text-align: left; padding-bottom: 2.5pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Total</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; text-align: left">$</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; text-align: right">138,984</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; text-align: right">142,063</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; padding-bottom: 2.5pt; padding-left: 5.4pt">&nbsp;</TD></TR>
</TABLE>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">&nbsp;</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"><B><A NAME="a_029"></A>Loans</B></P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left; text-indent: 0.25in">&nbsp;</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">Table 10 provides a summary of the loan
portfolio composition of our total loans at each of the past five year ends.</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left; text-indent: 0.25in">&nbsp;</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">As previously discussed, in our acquisitions
of Cooperative Bank and The Bank of Asheville, we entered into loss share agreements with the FDIC, which afford us significant
protection from losses on all loans and other real estate acquired in those acquisitions. Because of the loss protection provided
by the FDIC, the financial risk of the Cooperative Bank and The Bank of Asheville loans is significantly different from assets
not covered under the loss share agreements. Accordingly, we present separately loans subject to the FDIC loss share agreements
as &ldquo;covered loans&rdquo; and loans that are not subject to the loss share agreements as &ldquo;non-covered loans.&rdquo;
Table 10a presents a breakout of covered and non-covered loans as of December 31, 2012.</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left; text-indent: 0.25in">&nbsp;</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">The loan portfolio is the largest category
of our earning assets and is comprised of commercial loans, real estate mortgage loans, real estate construction loans, and consumer
loans. We restrict virtually all of our lending to our 37 county market area, which is located in western, central and eastern
North Carolina, five counties in southern Virginia and four counties in northeastern South Carolina. The diversity of the region&rsquo;s
economic base has historically provided a stable lending environment.</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left; text-indent: 0.25in">&nbsp;</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">In 2012, loans outstanding decreased $53.9
million, or 2.2% to $2.38 billion. In 2011, loans outstanding decreased $23.7 million, or 1.0% to $2.43 billion. In 2012, the decline
was due to the previously discussed transfer of $68.2 million in loans to a &ldquo;loans held for sale&rdquo; category. The decline
for 2011 was mainly due to loan payoffs and loan foreclosures exceeding new loan growth as loan demand in most of our market areas
was weak.</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left; text-indent: 0.25in">&nbsp;</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">The majority of our loan portfolio over
the years has been real estate mortgage loans, with loans secured by real estate consistently comprising 86% to 90% of our outstanding
loan balances. Except for real estate construction, land development and other land loans, the majority of our &ldquo;real estate&rdquo;
loans are personal and commercial loans where cash flow from the borrower&rsquo;s occupation or business is the primary repayment
source, with the real estate pledged providing a secondary repayment source.</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left; text-indent: 0.25in">&nbsp;</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">Table 10 indicates that the two types
of loans that have had the largest variances in the amount outstanding as a percent of total loans have been construction/land
development loans and residential mortgage loans. In 2005 we expanded our branch network to what was then the fast-growing southeast
coast of North Carolina, which had a high demand for construction and land development loans. In 2008, due to recessionary conditions,
particularly in the new housing market, loan demand for these types of loans weakened and we tightened our loan underwriting criteria
for these types of loans, which reduced growth. Due to economic conditions, for the past three years we have made very few new
acquisition and land development loans, and we expect this trend to continue.</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">&nbsp;</P>

<!-- Field: Page; Sequence: 56 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 2px solid"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif"><TR><TD STYLE="text-align: center; width: 100%"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->56<!-- Field: /Sequence --></TD></TR></TABLE></DIV>
    <DIV STYLE="page-break-before: always; margin-top: 6pt; margin-bottom: 12pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif"><TR><TD STYLE="text-align: left; width: 100%"><A HREF="#toc" STYLE="font-style: italic">Table of Contents</A></TD></TR></TABLE></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"></P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">Our concentration of residential mortgage
loans increased in 2009 as a result of the Cooperative acquisition, because Cooperative&rsquo;s loan portfolio was heavily concentrated
in residential mortgages. Our concentration of residential mortgage loans has increased from 26% in 2008 to 34% in 2012.</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left; text-indent: 0.25in">&nbsp;</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">In 2011, due to The Bank of Asheville
acquisition, our percentage of commercial real estate loans increased slightly as that bank&rsquo;s primary business had been commercial
lending.</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">&nbsp;</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">Table 11 provides a summary of scheduled
loan maturities over certain time periods, with fixed rate loans and adjustable rate loans shown separately. Approximately 21%
of our accruing loans outstanding at December 31, 2012 mature within one year and 62% of total loans mature within five years.
As of December 31, 2012, the percentages of variable rate loans and fixed rate loans as compared to total performing loans were
41% and 59%, respectively. We intentionally make a blend of fixed and variable rate loans so as to reduce interest rate risk.</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left; text-indent: 0.25in">&nbsp;</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"><B><A NAME="a_030"></A>Nonperforming Assets</B></P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">&nbsp;</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">Nonperforming assets include nonaccrual
loans, troubled debt restructurings, loans past due 90 or more days and still accruing interest, nonperforming loans held for sale,
and foreclosed real estate. As a matter of policy we place all loans that are past due 90 or more days on nonaccrual basis, and
thus there were no loans at any of the past five year ends that were 90 days past due and still accruing interest.</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left; text-indent: 0.25in">&nbsp;</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">Nonaccrual loans are loans on which interest
income is no longer being recognized or accrued because management has determined that the collection of interest is doubtful.
Placing loans on nonaccrual status negatively impacts earnings because (i) interest accrued but unpaid as of the date a loan is
placed on nonaccrual status is reversed and deducted from interest income, (ii) future accruals of interest income are not recognized
until it becomes probable that both principal and interest will be paid and (iii) principal charged-off, if appropriate, may necessitate
additional provisions for loan losses that are charged against earnings. In some cases, where borrowers are experiencing financial
difficulties, loans may be restructured to provide terms significantly different from the originally contracted terms.</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left; text-indent: 0.25in">&nbsp;</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">Table 12 summarizes our nonperforming
assets at the dates indicated. Because of the loss protection provided by the FDIC, we present separately nonperforming assets
subject to the loss share agreements as &ldquo;covered&rdquo; and nonperforming assets that are not subject to the loss share agreements
as &ldquo;non-covered.&rdquo;</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">&nbsp;</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">Due largely to the economic downturn that
began in late 2007 and continued to worsen over succeeding years, we experienced increases in our non-covered nonperforming assets
from 2008 to 2011. Our total nonperforming assets were also significantly impacted by the Cooperative acquisition in 2009.</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">&nbsp;</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">In the fourth quarter of 2012, we identified
approximately $68 million of non-covered higher-risk loans, including both performing and non-performing loans, that we targeted
for a sale to a third party investor. Based on an offer to purchase these loans that was received in December 2012, we wrote-down
the loans by approximately $38 million to their estimated liquidation value of approximately $30 million and reclassified them
as &ldquo;loans held for sale.&rdquo; Of the $68 million in loans targeted for sale, approximately $38 million had been classified
as nonaccrual loans, $11 million had been classified as accruing troubled debt restructurings and the remaining $19 million performing
classified loans. The completion of the sale of these loans occurred in January 2013 with sales proceeds of approximately $30 million
being received.</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left; text-indent: 0.25in">&nbsp;</P>

<!-- Field: Page; Sequence: 57 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 2px solid"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif"><TR><TD STYLE="text-align: center; width: 100%"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->57<!-- Field: /Sequence --></TD></TR></TABLE></DIV>
    <DIV STYLE="page-break-before: always; margin-top: 6pt; margin-bottom: 12pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif"><TR><TD STYLE="text-align: left; width: 100%"><A HREF="#toc" STYLE="font-style: italic">Table of Contents</A></TD></TR></TABLE></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"></P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">Table 12a presents our nonperforming assets
at December 31, 2012 by general geographic region and further segregated into &ldquo;covered&rdquo; nonperforming assets and &ldquo;non-covered&rdquo;
nonperforming assets. The majority of our nonperforming assets are located in the Eastern North Carolina region, which has experienced
the most severe effects of the recession of any of our regions.</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">&nbsp;</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">Non-covered nonperforming loans totaled
$57.9 million, $85.2 million, and $96.0 million, as of December 31, 2012, 2011, and 2010, respectively. The decline in 2012 was
due primarily to the loan sale initiative. Total non-covered nonperforming loans as a percentage of total non-covered loans amounted
to 2.76%, 4.12%, and 4.61%, at December 31, 2012, 2011, and 2010, respectively.</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left; text-indent: 0.25in">&nbsp;</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">Troubled Debt Restructurings (TDRs) are
accruing loans where the Company has granted concessions to the borrower as a result of the borrower&rsquo;s financial difficulties.
<FONT STYLE="color: black">At December 31, 2012, 2011, and 2010, non-covered TDRs amounted to $24.8 million, $11.7 million, and
$33.7 million, respectively. </FONT>As part of a routine regulatory exam that concluded in the third quarter of 2012, we reclassified
approximately $30 million of performing loans to TDR status during the second and third quarters of 2012. Other than reclassifying
these loans to a nonperforming asset category for disclosure purposes, the reclassifications did not impact our financial statements.
Also, in December 2012, the Company transferred approximately $5 million of TDRs to the &ldquo;nonperforming loans held for sale&rdquo;
category as discussed above. <FONT STYLE="color: black">The decline we experienced in 2011 was primarily a result of TDRs that
re-defaulted and were placed on nonaccrual status. </FONT></P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left; text-indent: 0.25in">&nbsp;</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">We also had $15.5 million, $14.2 million,
and $14.4 million, of covered TDRs at December 31, 2012, 2011, and 2010, respectively.</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">&nbsp;</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">The following is the composition, by loan
type, of all of our nonaccrual loans at each period end, as classified for regulatory purposes:</P>

<P STYLE="font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0.25in">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="border-collapse: collapse; width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif">
<TR STYLE="vertical-align: bottom">
    <TD NOWRAP STYLE="color: black; font-style: italic; text-align: justify">($ in thousands)</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="text-align: center; border-bottom: Black 1pt solid">At December 31, <BR>
2012 (1)</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="text-align: center; border-bottom: Black 1pt solid">At December 31, <BR>
2011 (1)</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD NOWRAP STYLE="width: 78%; text-align: justify">Commercial, financial, and agricultural</TD><TD NOWRAP STYLE="width: 2%; color: black">&nbsp;</TD>
    <TD NOWRAP STYLE="width: 1%; color: black; text-align: left">$</TD><TD NOWRAP STYLE="width: 7%; color: black; text-align: right">2,946</TD><TD NOWRAP STYLE="width: 1%; color: black; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="width: 2%; color: black">&nbsp;</TD>
    <TD NOWRAP STYLE="width: 1%; color: black; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="width: 7%; color: black; text-align: right">3,300</TD><TD NOWRAP STYLE="width: 1%; color: black; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD NOWRAP STYLE="text-align: justify">Real estate &ndash; construction, land development, and other land loans</TD><TD NOWRAP STYLE="color: black">&nbsp;</TD>
    <TD NOWRAP STYLE="color: black; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="color: black; text-align: right">19,468</TD><TD NOWRAP STYLE="color: black; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="color: black">&nbsp;</TD>
    <TD NOWRAP STYLE="color: black; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="color: black; text-align: right">48,467</TD><TD NOWRAP STYLE="color: black; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD NOWRAP STYLE="text-align: justify">Real estate &ndash; mortgage &ndash; residential (1-4 family) first mortgages</TD><TD NOWRAP STYLE="color: black">&nbsp;</TD>
    <TD NOWRAP STYLE="color: black; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="color: black; text-align: right">14,733</TD><TD NOWRAP STYLE="color: black; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="color: black">&nbsp;</TD>
    <TD NOWRAP STYLE="color: black; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="color: black; text-align: right">24,133</TD><TD NOWRAP STYLE="color: black; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD NOWRAP STYLE="text-align: justify">Real estate &ndash; mortgage &ndash; home equity loans/lines of credit</TD><TD NOWRAP STYLE="color: black">&nbsp;</TD>
    <TD NOWRAP STYLE="color: black; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="color: black; text-align: right">3,128</TD><TD NOWRAP STYLE="color: black; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="color: black">&nbsp;</TD>
    <TD NOWRAP STYLE="color: black; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="color: black; text-align: right">7,255</TD><TD NOWRAP STYLE="color: black; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD NOWRAP STYLE="text-align: justify">Real estate &ndash; mortgage &ndash; commercial and other</TD><TD NOWRAP STYLE="color: black">&nbsp;</TD>
    <TD NOWRAP STYLE="color: black; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="color: black; text-align: right">23,378</TD><TD NOWRAP STYLE="color: black; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="color: black">&nbsp;</TD>
    <TD NOWRAP STYLE="color: black; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="color: black; text-align: right">28,491</TD><TD NOWRAP STYLE="color: black; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD NOWRAP STYLE="text-align: justify; padding-bottom: 1pt">Installment loans to individuals</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: right">2,872</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: right">3,392</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD NOWRAP STYLE="text-align: justify; padding-bottom: 2.5pt">&nbsp;&nbsp;&nbsp;Total nonaccrual loans</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; text-align: left">$</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; text-align: right">66,525</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; text-align: right">115,038</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD NOWRAP STYLE="text-align: justify">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">&nbsp;</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">&nbsp;</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD></TR>
</TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif; margin-top: 0; margin-bottom: 0"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0%"></TD><TD STYLE="width: 0.25in">(1)</TD><TD STYLE="text-align: left">Includes both covered and non-covered loans.</TD></TR></TABLE>

<P STYLE="font: 10pt Calibri, Helvetica, Sans-Serif; margin: 0 0 0 0.5in; text-align: justify; text-indent: 0in">&nbsp;</P>

<P STYLE="font: 10pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left; text-indent: 0in">The following segregates our
nonaccrual loans at December 31, 2012 into covered and non-covered loans, as classified for regulatory purposes:</P>

<P STYLE="font: 10pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0.25in">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="border-collapse: collapse; width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif">
<TR STYLE="vertical-align: bottom">
    <TD NOWRAP STYLE="color: black; font-style: italic; text-align: justify">($ in thousands)</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="text-align: center; border-bottom: Black 1pt solid">Covered <BR>
Nonaccrual<BR>
 Loans</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="text-align: center; border-bottom: Black 1pt solid">Non-covered<BR>
 Nonaccrual <BR>Loans</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="text-align: center; border-bottom: Black 1pt solid">Total <BR>
Nonaccrual <BR>
Loans</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD NOWRAP STYLE="width: 67%; text-align: justify">Commercial, financial, and agricultural</TD><TD NOWRAP STYLE="width: 2%; color: black">&nbsp;</TD>
    <TD NOWRAP STYLE="width: 1%; color: black; text-align: left">$</TD><TD NOWRAP STYLE="width: 7%; color: black; text-align: right">212</TD><TD NOWRAP STYLE="width: 1%; color: black; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="width: 2%; color: black">&nbsp;</TD>
    <TD NOWRAP STYLE="width: 1%; color: black; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="width: 7%; color: black; text-align: right">2,734</TD><TD NOWRAP STYLE="width: 1%; color: black; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="width: 2%; color: black">&nbsp;</TD>
    <TD NOWRAP STYLE="width: 1%; color: black; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="width: 7%; color: black; text-align: right">2,946</TD><TD NOWRAP STYLE="width: 1%; color: black; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD NOWRAP STYLE="text-align: justify">Real estate &ndash; construction, land development, and other land loans</TD><TD NOWRAP STYLE="color: black">&nbsp;</TD>
    <TD NOWRAP STYLE="color: black; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="color: black; text-align: right">11,698</TD><TD NOWRAP STYLE="color: black; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="color: black">&nbsp;</TD>
    <TD NOWRAP STYLE="color: black; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="color: black; text-align: right">7,770</TD><TD NOWRAP STYLE="color: black; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="color: black">&nbsp;</TD>
    <TD NOWRAP STYLE="color: black; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="color: black; text-align: right">19,468</TD><TD NOWRAP STYLE="color: black; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD NOWRAP STYLE="text-align: justify">Real estate &ndash; mortgage &ndash; residential (1-4 family) first mortgages</TD><TD NOWRAP STYLE="color: black">&nbsp;</TD>
    <TD NOWRAP STYLE="color: black; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="color: black; text-align: right">9,691</TD><TD NOWRAP STYLE="color: black; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="color: black">&nbsp;</TD>
    <TD NOWRAP STYLE="color: black; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="color: black; text-align: right">5,042</TD><TD NOWRAP STYLE="color: black; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="color: black">&nbsp;</TD>
    <TD NOWRAP STYLE="color: black; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="color: black; text-align: right">14,733</TD><TD NOWRAP STYLE="color: black; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD NOWRAP STYLE="text-align: justify">Real estate &ndash; mortgage &ndash; home equity loans/lines of credit</TD><TD NOWRAP STYLE="color: black">&nbsp;</TD>
    <TD NOWRAP STYLE="color: black; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="color: black; text-align: right">702</TD><TD NOWRAP STYLE="color: black; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="color: black">&nbsp;</TD>
    <TD NOWRAP STYLE="color: black; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="color: black; text-align: right">2,426</TD><TD NOWRAP STYLE="color: black; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="color: black">&nbsp;</TD>
    <TD NOWRAP STYLE="color: black; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="color: black; text-align: right">3,128</TD><TD NOWRAP STYLE="color: black; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD NOWRAP STYLE="text-align: justify">Real estate &ndash; mortgage &ndash; commercial and other</TD><TD NOWRAP STYLE="color: black">&nbsp;</TD>
    <TD NOWRAP STYLE="color: black; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="color: black; text-align: right">11,127</TD><TD NOWRAP STYLE="color: black; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="color: black">&nbsp;</TD>
    <TD NOWRAP STYLE="color: black; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="color: black; text-align: right">12,251</TD><TD NOWRAP STYLE="color: black; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="color: black">&nbsp;</TD>
    <TD NOWRAP STYLE="color: black; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="color: black; text-align: right">23,378</TD><TD NOWRAP STYLE="color: black; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD NOWRAP STYLE="text-align: justify; padding-bottom: 1pt">Installment loans to individuals</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: right">61</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: right">2,811</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: right">2,872</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD NOWRAP STYLE="text-align: justify; padding-bottom: 2.5pt">&nbsp;&nbsp;&nbsp;Total nonaccrual loans</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; text-align: left">$</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; text-align: right">33,491</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; text-align: right">33,034</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; text-align: right">66,525</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left">&nbsp;</TD></TR>
</TABLE>

<P STYLE="font: 10pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0.25in">&nbsp;</P>


<!-- Field: Page; Sequence: 58 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 2px solid"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif"><TR><TD STYLE="text-align: center; width: 100%"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->58<!-- Field: /Sequence --></TD></TR></TABLE></DIV>
    <DIV STYLE="page-break-before: always; margin-top: 6pt; margin-bottom: 12pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif"><TR><TD STYLE="text-align: left; width: 100%"><A HREF="#toc" STYLE="font-style: italic">Table of Contents</A></TD></TR></TABLE></DIV>
    <!-- Field: /Page -->


<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">&nbsp;</P>

<P STYLE="font: 10pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left; text-indent: 0in">The following segregates our
nonaccrual loans at December 31, 2011 into covered and non-covered loans, as classified for regulatory purposes:</P>

<P STYLE="font: 10pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0.25in">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="border-collapse: collapse; width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif">
<TR STYLE="vertical-align: bottom">
    <TD NOWRAP STYLE="color: black; font-style: italic; text-align: justify">($ in thousands)</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="text-align: center; border-bottom: Black 1pt solid">Covered<BR>
 Nonaccrual <BR>
Loans</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="text-align: center; border-bottom: Black 1pt solid">Non-covered<BR>
 Nonaccrual <BR>Loans</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="text-align: center; border-bottom: Black 1pt solid">Total <BR>
Nonaccrual <BR>
Loans</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD NOWRAP STYLE="width: 67%; text-align: justify">Commercial, financial, and agricultural</TD><TD NOWRAP STYLE="width: 2%; color: black">&nbsp;</TD>
    <TD NOWRAP STYLE="width: 1%; color: black; text-align: left">$</TD><TD NOWRAP STYLE="width: 7%; color: black; text-align: right">469</TD><TD NOWRAP STYLE="width: 1%; color: black; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="width: 2%; color: black">&nbsp;</TD>
    <TD NOWRAP STYLE="width: 1%; color: black; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="width: 7%; color: black; text-align: right">2,831</TD><TD NOWRAP STYLE="width: 1%; color: black; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="width: 2%; color: black">&nbsp;</TD>
    <TD NOWRAP STYLE="width: 1%; color: black; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="width: 7%; color: black; text-align: right">3,300</TD><TD NOWRAP STYLE="width: 1%; color: black; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD NOWRAP STYLE="text-align: justify">Real estate &ndash; construction, land development, and other land loans</TD><TD NOWRAP STYLE="color: black">&nbsp;</TD>
    <TD NOWRAP STYLE="color: black; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="color: black; text-align: right">21,203</TD><TD NOWRAP STYLE="color: black; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="color: black">&nbsp;</TD>
    <TD NOWRAP STYLE="color: black; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="color: black; text-align: right">27,264</TD><TD NOWRAP STYLE="color: black; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="color: black">&nbsp;</TD>
    <TD NOWRAP STYLE="color: black; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="color: black; text-align: right">48,467</TD><TD NOWRAP STYLE="color: black; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD NOWRAP STYLE="text-align: justify">Real estate &ndash; mortgage &ndash; residential (1-4 family) first mortgages</TD><TD NOWRAP STYLE="color: black">&nbsp;</TD>
    <TD NOWRAP STYLE="color: black; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="color: black; text-align: right">10,134</TD><TD NOWRAP STYLE="color: black; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="color: black">&nbsp;</TD>
    <TD NOWRAP STYLE="color: black; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="color: black; text-align: right">13,999</TD><TD NOWRAP STYLE="color: black; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="color: black">&nbsp;</TD>
    <TD NOWRAP STYLE="color: black; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="color: black; text-align: right">24,133</TD><TD NOWRAP STYLE="color: black; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD NOWRAP STYLE="text-align: justify">Real estate &ndash; mortgage &ndash; home equity loans/lines of credit</TD><TD NOWRAP STYLE="color: black">&nbsp;</TD>
    <TD NOWRAP STYLE="color: black; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="color: black; text-align: right">1,231</TD><TD NOWRAP STYLE="color: black; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="color: black">&nbsp;</TD>
    <TD NOWRAP STYLE="color: black; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="color: black; text-align: right">6,024</TD><TD NOWRAP STYLE="color: black; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="color: black">&nbsp;</TD>
    <TD NOWRAP STYLE="color: black; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="color: black; text-align: right">7,255</TD><TD NOWRAP STYLE="color: black; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD NOWRAP STYLE="text-align: justify">Real estate &ndash; mortgage &ndash; commercial and other</TD><TD NOWRAP STYLE="color: black">&nbsp;</TD>
    <TD NOWRAP STYLE="color: black; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="color: black; text-align: right">8,212</TD><TD NOWRAP STYLE="color: black; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="color: black">&nbsp;</TD>
    <TD NOWRAP STYLE="color: black; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="color: black; text-align: right">20,279</TD><TD NOWRAP STYLE="color: black; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="color: black">&nbsp;</TD>
    <TD NOWRAP STYLE="color: black; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="color: black; text-align: right">28,491</TD><TD NOWRAP STYLE="color: black; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD NOWRAP STYLE="text-align: justify; padding-bottom: 1pt">Installment loans to individuals</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: right">223</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: right">3,169</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: right">3,392</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD NOWRAP STYLE="text-align: justify; padding-bottom: 2.5pt">&nbsp;&nbsp;&nbsp;Total nonaccrual loans</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; text-align: left">$</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; text-align: right">41,472</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; text-align: right">73,566</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; text-align: right">115,038</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left">&nbsp;</TD></TR>
</TABLE>

<P STYLE="font: 10pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left; text-indent: 0in">&nbsp;</P>

<P STYLE="font: 10pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left; text-indent: 0in">The tables above indicate that
covered nonaccrual loans declined from $41.5 million at December 31, 2011 to $33.5 million at December 31, 2012. This decrease
was primarily a result of many of the nonaccrual loans at December 31, 2011 being either charged-off or being foreclosed upon in
2012 and their balances being transferred to other real estate during the year.</P>

<P STYLE="font: 10pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left; text-indent: 0in">&nbsp;</P>

<P STYLE="font: 10pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left; text-indent: 0in">Non-covered nonaccrual loans
decreased from $73.6 million at December 31, 2011 to $33.0 million at December 31, 2012, which was mainly due to the previously
discussed transfer of these loans to &ldquo;loans held for sale&rdquo; in December 2012.</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">&nbsp;</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">If the nonaccrual and restructured loans
as of December 31, 2012, 2011 and 2010 had been current in accordance with their original terms and had been outstanding throughout
the period (or since origination if held for part of the period), gross interest income in the amounts of approximately $7,689,000,
$8,724,000 and $8,136,000 for nonaccrual loans and $2,392,000, $1,873,000 and $1,943,000 for restructured loans would have been
recorded for 2012, 2011, and 2010, respectively. Interest income on such loans that was actually collected and included in net
income in 2012, 2011 and 2010 amounted to approximately $2,824,000, $2,578,000 and $3,195,000 for nonaccrual loans (prior to their
being placed on nonaccrual status), and $1,179,000, $1,351,000, and $1,342,000 for restructured loans, respectively. At December
31, 2012 and 2011, we had no commitments to lend additional funds to debtors whose loans were nonperforming.</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left; text-indent: 0.25in">&nbsp;</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">Management routinely monitors the status
of certain large loans that, in management&rsquo;s opinion, have credit weaknesses that could cause them to become nonperforming
loans. In addition to the nonperforming loan amounts discussed above, management believes that an estimated $5 million of non-covered
loans and $19 million of covered loans that were performing in accordance with their contractual terms at December 31, 2012 have
the potential to develop problems depending upon the particular financial situations of the borrowers and economic conditions in
general. Management has taken these potential problem loans into consideration when evaluating the adequacy of the allowance for
loan losses at December 31, 2012 (see discussion below).</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left; text-indent: 0.25in">&nbsp;</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">Loans classified for regulatory purposes
as loss, doubtful, substandard, or special mention that have not been disclosed in the problem loan amounts and the potential problem
loan amounts discussed above do not represent or result from trends or uncertainties that management reasonably expects will materially
impact future operating results, liquidity, or capital resources, or represent material credits about which management is aware
of any information that causes management to have serious doubts as to the ability of such borrowers to comply with the loan repayment
terms.</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left; text-indent: 0.25in">&nbsp;</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">Foreclosed real estate includes primarily
foreclosed properties. Non-covered foreclosed real estate amounted to $26.3 million, $37.0 million, and $21.1 million at December
31, 2012, 2011, and 2010, respectively. The decrease in 2012 was due to write-downs of $10.6 million that were recorded in the
fourth quarter of 2012. We recorded write-downs on substantially all of our non-covered foreclosed properties in connection with
efforts to accelerate the sale of these assets. The $10.6 million in write-downs represented approximately 29% of the total carrying
value of the properties.</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">&nbsp;</P>

<!-- Field: Page; Sequence: 59 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 2px solid"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif"><TR><TD STYLE="text-align: center; width: 100%"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->59<!-- Field: /Sequence --></TD></TR></TABLE></DIV>
    <DIV STYLE="page-break-before: always; margin-top: 6pt; margin-bottom: 12pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif"><TR><TD STYLE="text-align: left; width: 100%"><A HREF="#toc" STYLE="font-style: italic">Table of Contents</A></TD></TR></TABLE></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"></P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">At December 31, 2012, 2011 and 2010, we
also held $47.3 million, $85.3 million, and $94.9 million, respectively, in foreclosed real estate that is subject to loss share
agreements with the FDIC.<FONT STYLE="color: black"> The decreases over the past two years are due to a combination of additional
write-downs on foreclosed properties due to falling market prices and the actual sale of the foreclosed properties. During 2012,
we sold $60 million of covered foreclosed properties, compared to $37 million in 2011 and $20 million in 2010.</FONT></P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">&nbsp;</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">The following table presents the detail
of our foreclosed real estate at each of the past two year ends:</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left; text-indent: 0.25in">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="border-collapse: collapse; width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif">
<TR STYLE="vertical-align: bottom">
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="text-align: center; border-bottom: Black 1pt solid">At December 31, <BR>
2012 (1)</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="text-align: center; border-bottom: Black 1pt solid">At December 31, <BR>
2011 (1)</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD NOWRAP STYLE="width: 78%; text-align: left">Vacant land</TD><TD NOWRAP STYLE="width: 2%; color: black">&nbsp;</TD>
    <TD NOWRAP STYLE="width: 1%; color: black; text-align: left">$</TD><TD NOWRAP STYLE="width: 7%; color: black; text-align: right">48,838</TD><TD NOWRAP STYLE="width: 1%; color: black; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="width: 2%; color: black">&nbsp;</TD>
    <TD NOWRAP STYLE="width: 1%; color: black; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="width: 7%; color: black; text-align: right">76,341</TD><TD NOWRAP STYLE="width: 1%; color: black; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD NOWRAP STYLE="text-align: left">1-4 family residential properties</TD><TD NOWRAP STYLE="color: black">&nbsp;</TD>
    <TD NOWRAP STYLE="color: black; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="color: black; text-align: right">15,808</TD><TD NOWRAP STYLE="color: black; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="color: black">&nbsp;</TD>
    <TD NOWRAP STYLE="color: black; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="color: black; text-align: right">33,724</TD><TD NOWRAP STYLE="color: black; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD NOWRAP STYLE="text-align: left; padding-bottom: 1pt">Commercial real estate</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: right">8,929</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: right">12,230</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD NOWRAP STYLE="text-align: left; padding-bottom: 2.5pt">&nbsp;&nbsp;&nbsp;Total foreclosed real estate</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; text-align: left">$</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; text-align: right">73,575</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; text-align: right">122,295</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left">&nbsp;</TD></TR>
</TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif; margin-top: 0; margin-bottom: 0"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0%"></TD><TD STYLE="width: 0.25in">(1)</TD><TD STYLE="text-align: left">Includes both covered and non-covered real estate.</TD></TR></TABLE>

<P STYLE="font: 10pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0.25in">&nbsp;</P>

<P STYLE="font: 10pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left; text-indent: 0in">The following segregates our
foreclosed real estate at December 31, 2012 into covered and non-covered:</P>

<P STYLE="font: 10pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0.25in">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="border-collapse: collapse; width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif">
<TR STYLE="vertical-align: bottom">
    <TD NOWRAP STYLE="text-align: justify">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="text-align: center; border-bottom: Black 1pt solid">Covered <BR>
Foreclosed Real <BR>
Estate</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="text-align: center; border-bottom: Black 1pt solid">Non-covered<BR>
 Foreclosed Real <BR>
Estate</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="text-align: center; border-bottom: Black 1pt solid">Total Foreclosed<BR>
 Real Estate</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD NOWRAP STYLE="width: 67%; text-align: left">Vacant land</TD><TD NOWRAP STYLE="width: 2%; color: black">&nbsp;</TD>
    <TD NOWRAP STYLE="width: 1%; color: black; text-align: left">$</TD><TD NOWRAP STYLE="width: 7%; color: black; text-align: right">36,742</TD><TD NOWRAP STYLE="width: 1%; color: black; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="width: 2%; color: black">&nbsp;</TD>
    <TD NOWRAP STYLE="width: 1%; color: black; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="width: 7%; color: black; text-align: right">12,096</TD><TD NOWRAP STYLE="width: 1%; color: black; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="width: 2%; color: black">&nbsp;</TD>
    <TD NOWRAP STYLE="width: 1%; color: black; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="width: 7%; color: black; text-align: right">48,838</TD><TD NOWRAP STYLE="width: 1%; color: black; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD NOWRAP STYLE="text-align: left">1-4 family residential properties</TD><TD NOWRAP STYLE="color: black">&nbsp;</TD>
    <TD NOWRAP STYLE="color: black; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="color: black; text-align: right">5,620</TD><TD NOWRAP STYLE="color: black; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="color: black">&nbsp;</TD>
    <TD NOWRAP STYLE="color: black; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="color: black; text-align: right">10,188</TD><TD NOWRAP STYLE="color: black; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="color: black">&nbsp;</TD>
    <TD NOWRAP STYLE="color: black; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="color: black; text-align: right">15,808</TD><TD NOWRAP STYLE="color: black; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD NOWRAP STYLE="text-align: left; padding-bottom: 1pt">Commercial real estate</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: right">4,928</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: right">4,001</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: right">8,929</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD NOWRAP STYLE="text-align: left; padding-bottom: 2.5pt">&nbsp;&nbsp;&nbsp;Total foreclosed real estate</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; text-align: left">$</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; text-align: right">47,290</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; text-align: right">26,285</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; text-align: right">73,575</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left">&nbsp;</TD></TR>
</TABLE>

<P STYLE="font: 10pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left; text-indent: 0.25in">&nbsp;</P>

<P STYLE="font: 10pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left; text-indent: 0in">The following segregates our
foreclosed real estate at December 31, 2011 into covered and non-covered:</P>

<P STYLE="font: 10pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0.25in">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="border-collapse: collapse; width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif">
<TR STYLE="vertical-align: bottom">
    <TD NOWRAP STYLE="text-align: justify">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="text-align: center; border-bottom: Black 1pt solid">Covered<BR>
 Foreclosed Real <BR>
Estate</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="text-align: center; border-bottom: Black 1pt solid">Non-covered <BR>
Foreclosed Real<BR>
 Estate</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="text-align: center; border-bottom: Black 1pt solid">Total Foreclosed<BR>
 Real Estate</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD NOWRAP STYLE="width: 67%; text-align: left">Vacant land</TD><TD NOWRAP STYLE="width: 2%; color: black">&nbsp;</TD>
    <TD NOWRAP STYLE="width: 1%; color: black; text-align: left">$</TD><TD NOWRAP STYLE="width: 7%; color: black; text-align: right">59,994</TD><TD NOWRAP STYLE="width: 1%; color: black; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="width: 2%; color: black">&nbsp;</TD>
    <TD NOWRAP STYLE="width: 1%; color: black; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="width: 7%; color: black; text-align: right">16,347</TD><TD NOWRAP STYLE="width: 1%; color: black; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="width: 2%; color: black">&nbsp;</TD>
    <TD NOWRAP STYLE="width: 1%; color: black; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="width: 7%; color: black; text-align: right">76,341</TD><TD NOWRAP STYLE="width: 1%; color: black; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD NOWRAP STYLE="text-align: left">1-4 family residential properties</TD><TD NOWRAP STYLE="color: black">&nbsp;</TD>
    <TD NOWRAP STYLE="color: black; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="color: black; text-align: right">17,362</TD><TD NOWRAP STYLE="color: black; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="color: black">&nbsp;</TD>
    <TD NOWRAP STYLE="color: black; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="color: black; text-align: right">16,362</TD><TD NOWRAP STYLE="color: black; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="color: black">&nbsp;</TD>
    <TD NOWRAP STYLE="color: black; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="color: black; text-align: right">33,724</TD><TD NOWRAP STYLE="color: black; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD NOWRAP STYLE="text-align: left; padding-bottom: 1pt">Commercial real estate</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: right">7,916</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: right">4,314</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: right">12,230</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD NOWRAP STYLE="text-align: left; padding-bottom: 2.5pt">&nbsp;&nbsp;&nbsp;Total foreclosed real estate</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; text-align: left">$</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; text-align: right">85,272</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; text-align: right">37,023</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; text-align: right">122,295</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left">&nbsp;</TD></TR>
</TABLE>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">&nbsp;</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"><B><A NAME="a_031"></A>Allowance for Loan Losses and Loan
Loss Experience</B></P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left; text-indent: 0.25in">&nbsp;</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">The allowance for loan losses is created
by direct charges to operations (known as a &ldquo;provision for loan losses&rdquo; for the period in which the charge is taken).
Losses on loans are charged against the allowance in the period in which such loans, in management&rsquo;s opinion, become uncollectible.
The recoveries realized during the period are credited to this allowance. We consider our procedures for recording the amount of
the allowance for loan losses and the related provision for loan losses to be a critical accounting policy. See the heading &ldquo;Critical
Accounting Policies&rdquo; above for further discussion.</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left; text-indent: 0.25in">&nbsp;</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">The factors that influence management&rsquo;s
judgment in determining the amount charged to operating expense include past loan loss experience, composition of the loan portfolio,
evaluation of probable inherent losses and current economic conditions.</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left; text-indent: 0.25in">&nbsp;</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">We use a loan analysis and grading program
to facilitate our evaluation of probable inherent loan losses and the adequacy of our allowance for loan losses. In this program,
credit risk grades are assigned by management and tested by an independent third party consulting firm. The testing program includes
an evaluation of a sample of new loans, loans we identify as having potential credit weaknesses, loans past due 90 days or more,
loans originated by new loan officers, nonaccrual loans and any other loans identified during previous regulatory and other examinations.</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left; text-indent: 0.25in">&nbsp;</P>

<!-- Field: Page; Sequence: 60 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 2px solid"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif"><TR><TD STYLE="text-align: center; width: 100%"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->60<!-- Field: /Sequence --></TD></TR></TABLE></DIV>
    <DIV STYLE="page-break-before: always; margin-top: 6pt; margin-bottom: 12pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif"><TR><TD STYLE="text-align: left; width: 100%"><A HREF="#toc" STYLE="font-style: italic">Table of Contents</A></TD></TR></TABLE></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"></P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">We strive to maintain our loan portfolio
in accordance with what management believes are conservative loan underwriting policies that result in loans specifically tailored
to the needs of our market areas. Every effort is made to identify and minimize the credit risks associated with such lending strategies.
We have no foreign loans, few agricultural loans and do not engage in significant lease financing or highly leveraged transactions.
Commercial loans are diversified among a variety of industries. The majority of loans captioned in the tables discussed below as
&ldquo;real estate&rdquo; loans are personal and commercial loans where real estate provides additional security for the loan.
Collateral for virtually all of these loans is located within our principal market area.</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">&nbsp;</P>

<P STYLE="font: 10pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left; text-indent: 0in">The allowance for loan losses
amounted to $46.4 million at December 31, 2012 compared to $41.4 million at December 31, 2011, and $49.4 million at December 31,
2010. At December 31, 2012, 2011, and 2010, $4.8 million, $5.8 million, and $11.2 million, respectively, of the allowance for loan
losses is attributable to covered loans that have exhibited credit quality deterioration due to lower collateral valuations, while
the allowance for loan losses for non-covered loans amounted to $41.6 million, $35.6 million, and $38.3 million, respectively,
at those dates. For all periods prior to 2010, the entire allowance for loan losses is attributable to non-covered loans.</P>

<P STYLE="font: 10pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left; text-indent: 0in">&nbsp;</P>

<P STYLE="font: 10pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left; text-indent: 0in"><FONT STYLE="color: black">The
ratio of the allowance for non-covered loan losses to non-covered loans was 1.99%, 1.72%, and 1.84%, as of December 31, 2012, 2011,
and 2010, respectively.</FONT></P>

<P STYLE="font: 10pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left; text-indent: 0.25in">&nbsp;</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">Table 13 sets forth the allocation of
the allowance for loan losses at the dates indicated. The amount of the unallocated portion of the allowance for loan losses did
not vary materially at any of the past three year ends. The allowance for loan losses is available to absorb losses in all categories.
Table 13a segregates the allocation of the allowance for loan losses as of December 31, 2012 and 2011 into covered and non-covered
categories.</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left; text-indent: 0.25in">&nbsp;</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">Management considers the allowance for
loan losses adequate to cover probable loan losses on the loans outstanding as of each reporting date. It must be emphasized, however,
that the determination of the allowance using our procedures and methods rests upon various judgments and assumptions about economic
conditions and other factors affecting loans. No assurance can be given that we will not in any particular period sustain loan
losses that are sizable in relation to the amount reserved or that subsequent evaluations of the loan portfolio, in light of conditions
and factors then prevailing, will not require significant changes in the allowance for loan losses or future charges to earnings.</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left; text-indent: 0.25in">&nbsp;</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">In addition, various regulatory agencies,
as an integral part of their examination process, periodically review the allowance for loan losses and losses on foreclosed real
estate. Such agencies may require us to recognize additions to the allowance based on the examiners&rsquo; judgments about information
available to them at the time of their examinations.</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left; text-indent: 0.25in">&nbsp;</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"><FONT STYLE="color: black">For the years
indicated, Table 14 summarizes our balances of loans outstanding, average loans outstanding, and a detailed rollforward of the
allowance for loan losses.</FONT></P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">&nbsp;</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">Table 14a presents a detailed rollforward
of the 2012 and 2011 activity for the allowance for loan losses segregated into covered and non-covered activity.</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">&nbsp;</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">Net loan charge-offs of non-covered loans
amounted to $64.0 million in 2012, $31.2 million in 2011, and $32.7 million in 2010. In 2012, we recorded approximately $37.8 million
in charge-offs related to the transfer of $68 million in loans to &ldquo;loans held for sale&rdquo; in anticipation of their planned
sale. The elevated amounts in 2011 and 2010 reflect the impact of deteriorating loan quality that has been caused by the economic
downturn. Net non-covered charge-offs as a percentage of average non-covered loans represented 3.02%, 1.52%, and 1.55% during 2012,
2011, and 2010, respectively.</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left; text-indent: 13.5pt">&nbsp;</P>

<!-- Field: Page; Sequence: 61 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 2px solid"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif"><TR><TD STYLE="text-align: center; width: 100%"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->61<!-- Field: /Sequence --></TD></TR></TABLE></DIV>
    <DIV STYLE="page-break-before: always; margin-top: 6pt; margin-bottom: 12pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif"><TR><TD STYLE="text-align: left; width: 100%"><A HREF="#toc" STYLE="font-style: italic">Table of Contents</A></TD></TR></TABLE></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"></P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">We recorded $10.7 million, $18.1 million,
and $9.8 million in charge-offs of covered loans during 2012, 2011, and 2010, respectively, primarily related to collateral dependent
nonaccrual loans for which we received updated appraisals that reflected lower valuations.</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"><B>&nbsp;</B></P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"><B><A NAME="a_032"></A>Deposits and Securities Sold Under
Agreements to Repurchase</B></P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">&nbsp;</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">At December 31, 2012, deposits outstanding
amounted to $2.821 billion, an increase of $66 million from the $2.755 billion recorded at December 31, 2011. We experienced significant
growth in our noninterest-bearing and interest-bearing checking accounts during 2012. These increases were partially offset by
declines in our higher cost time deposits, including brokered time deposits and internet time deposits.</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left; text-indent: 0.25in">&nbsp;</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">In 2011, deposits increased from $2.653
billion to $2.755 billion, an increase of $102 million, from December 31, 2010. To begin 2011, deposits initially grew by $193
million as a result of the acquisition of The Bank of Asheville in January 2011. For the remainder of the year, our deposit base
declined by $90 million as a lack of loan growth allowed us to reduce our reliance on higher cost deposits. Our interest-bearing
checking accounts increased approximately $131 million during 2011, with $31 million being assumed in The Bank of Asheville acquisition
and another $38 million of the growth resulting from customers shifting their funds from securities sold under agreements to repurchase
to a commercial interest bearing checking account (discussed earlier). In 2011, despite the addition of $62 million in time deposits
and $43 million in internet deposits from The Bank of Asheville acquisition, we experienced overall net declines in these categories
of $73 million and $17 million, respectively, due to our ability to lessen our reliance on these higher cost deposits as a result
of weak loan demand and growth in our other lower-cost deposit categories.</P>

<P STYLE="font: 10pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left; text-indent: 0.25in">&nbsp;</P>

<P STYLE="font: 10pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left; text-indent: 0in">The nature of our deposit growth
is illustrated in the table on page 52. The following table reflects the mix of our deposits at each of the past three year ends:</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0.25in">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="border-collapse: collapse; width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif">
<TR STYLE="vertical-align: bottom">
    <TD NOWRAP STYLE="text-align: justify">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="text-align: center; border-bottom: Black 1pt solid; vertical-align: bottom">2012</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="text-align: center; border-bottom: Black 1pt solid; vertical-align: bottom">2011</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="text-align: center; border-bottom: Black 1pt solid; vertical-align: bottom">2010</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD NOWRAP STYLE="width: 67%; color: black; text-align: justify">Noninterest-bearing checking accounts</TD><TD NOWRAP STYLE="width: 2%; color: black">&nbsp;</TD>
    <TD NOWRAP STYLE="width: 1%; color: black; text-align: center; vertical-align: bottom">&nbsp;</TD><TD NOWRAP STYLE="width: 7%; color: black; text-align: center; vertical-align: bottom">15%</TD><TD NOWRAP STYLE="width: 1%; color: black; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="width: 2%; color: black">&nbsp;</TD>
    <TD NOWRAP STYLE="width: 1%; color: black; text-align: center; vertical-align: bottom">&nbsp;</TD><TD NOWRAP STYLE="width: 7%; color: black; text-align: center; vertical-align: bottom">12%</TD><TD NOWRAP STYLE="width: 1%; color: black; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="width: 2%; color: black">&nbsp;</TD>
    <TD NOWRAP STYLE="width: 1%; color: black; text-align: center; vertical-align: bottom">&nbsp;</TD><TD NOWRAP STYLE="width: 7%; color: black; text-align: center; vertical-align: bottom">11%</TD><TD NOWRAP STYLE="width: 1%; color: black; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD NOWRAP STYLE="color: black; text-align: justify">Interest-bearing checking accounts</TD><TD NOWRAP STYLE="color: black">&nbsp;</TD>
    <TD NOWRAP STYLE="color: black; text-align: center; vertical-align: bottom">&nbsp;</TD><TD NOWRAP STYLE="color: black; text-align: center; vertical-align: bottom">18%</TD><TD NOWRAP STYLE="color: black; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="color: black">&nbsp;</TD>
    <TD NOWRAP STYLE="color: black; text-align: center; vertical-align: bottom">&nbsp;</TD><TD NOWRAP STYLE="color: black; text-align: center; vertical-align: bottom">15%</TD><TD NOWRAP STYLE="color: black; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="color: black">&nbsp;</TD>
    <TD NOWRAP STYLE="color: black; text-align: center; vertical-align: bottom">&nbsp;</TD><TD NOWRAP STYLE="color: black; text-align: center; vertical-align: bottom">11%</TD><TD NOWRAP STYLE="color: black; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD NOWRAP STYLE="color: black; text-align: justify">Money market deposits</TD><TD NOWRAP STYLE="color: black">&nbsp;</TD>
    <TD NOWRAP STYLE="color: black; text-align: center; vertical-align: bottom">&nbsp;</TD><TD NOWRAP STYLE="color: black; text-align: center; vertical-align: bottom">19%</TD><TD NOWRAP STYLE="color: black; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="color: black">&nbsp;</TD>
    <TD NOWRAP STYLE="color: black; text-align: center; vertical-align: bottom">&nbsp;</TD><TD NOWRAP STYLE="color: black; text-align: center; vertical-align: bottom">19%</TD><TD NOWRAP STYLE="color: black; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="color: black">&nbsp;</TD>
    <TD NOWRAP STYLE="color: black; text-align: center; vertical-align: bottom">&nbsp;</TD><TD NOWRAP STYLE="color: black; text-align: center; vertical-align: bottom">19%</TD><TD NOWRAP STYLE="color: black; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD NOWRAP STYLE="color: black; text-align: justify">Savings deposits</TD><TD NOWRAP STYLE="color: black">&nbsp;</TD>
    <TD NOWRAP STYLE="color: black; text-align: center; vertical-align: bottom">&nbsp;</TD><TD NOWRAP STYLE="color: black; text-align: center; vertical-align: bottom">6%</TD><TD NOWRAP STYLE="color: black; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="color: black">&nbsp;</TD>
    <TD NOWRAP STYLE="color: black; text-align: center; vertical-align: bottom">&nbsp;</TD><TD NOWRAP STYLE="color: black; text-align: center; vertical-align: bottom">5%</TD><TD NOWRAP STYLE="color: black; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="color: black">&nbsp;</TD>
    <TD NOWRAP STYLE="color: black; text-align: center; vertical-align: bottom">&nbsp;</TD><TD NOWRAP STYLE="color: black; text-align: center; vertical-align: bottom">6%</TD><TD NOWRAP STYLE="color: black; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD NOWRAP STYLE="color: black; text-align: justify">Brokered deposits</TD><TD NOWRAP STYLE="color: black">&nbsp;</TD>
    <TD NOWRAP STYLE="color: black; text-align: center; vertical-align: bottom">&nbsp;</TD><TD NOWRAP STYLE="color: black; text-align: center; vertical-align: bottom">5%</TD><TD NOWRAP STYLE="color: black; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="color: black">&nbsp;</TD>
    <TD NOWRAP STYLE="color: black; text-align: center; vertical-align: bottom">&nbsp;</TD><TD NOWRAP STYLE="color: black; text-align: center; vertical-align: bottom">6%</TD><TD NOWRAP STYLE="color: black; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="color: black">&nbsp;</TD>
    <TD NOWRAP STYLE="color: black; text-align: center; vertical-align: bottom">&nbsp;</TD><TD NOWRAP STYLE="color: black; text-align: center; vertical-align: bottom">5%</TD><TD NOWRAP STYLE="color: black; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD NOWRAP STYLE="color: black; text-align: justify">Internet deposits</TD><TD NOWRAP STYLE="color: black">&nbsp;</TD>
    <TD NOWRAP STYLE="color: black; text-align: center; vertical-align: bottom">&nbsp;</TD><TD NOWRAP STYLE="color: black; text-align: center; vertical-align: bottom">0%</TD><TD NOWRAP STYLE="color: black; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="color: black">&nbsp;</TD>
    <TD NOWRAP STYLE="color: black; text-align: center; vertical-align: bottom">&nbsp;</TD><TD NOWRAP STYLE="color: black; text-align: center; vertical-align: bottom">1%</TD><TD NOWRAP STYLE="color: black; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="color: black">&nbsp;</TD>
    <TD NOWRAP STYLE="color: black; text-align: center; vertical-align: bottom">&nbsp;</TD><TD NOWRAP STYLE="color: black; text-align: center; vertical-align: bottom">2%</TD><TD NOWRAP STYLE="color: black; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD NOWRAP STYLE="color: black; text-align: justify">Time deposits &gt; $100,000 - retail</TD><TD NOWRAP STYLE="color: black">&nbsp;</TD>
    <TD NOWRAP STYLE="color: black; text-align: center; vertical-align: bottom">&nbsp;</TD><TD NOWRAP STYLE="color: black; text-align: center; vertical-align: bottom">19%</TD><TD NOWRAP STYLE="color: black; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="color: black">&nbsp;</TD>
    <TD NOWRAP STYLE="color: black; text-align: center; vertical-align: bottom">&nbsp;</TD><TD NOWRAP STYLE="color: black; text-align: center; vertical-align: bottom">21%</TD><TD NOWRAP STYLE="color: black; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="color: black">&nbsp;</TD>
    <TD NOWRAP STYLE="color: black; text-align: center; vertical-align: bottom">&nbsp;</TD><TD NOWRAP STYLE="color: black; text-align: center; vertical-align: bottom">23%</TD><TD NOWRAP STYLE="color: black; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD NOWRAP STYLE="color: black; text-align: justify; padding-bottom: 1pt">Time deposits &lt; $100,000 - retail</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: center; vertical-align: bottom">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: center; vertical-align: bottom">18%</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: center; vertical-align: bottom">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: center; vertical-align: bottom">21%</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: center; vertical-align: bottom">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: center; vertical-align: bottom">23%</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD NOWRAP STYLE="color: black; text-align: justify; padding-bottom: 2.5pt">&nbsp;&nbsp;&nbsp;&nbsp;Total deposits</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; text-align: center; vertical-align: bottom">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; text-align: center; vertical-align: bottom">100%</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; text-align: center; vertical-align: bottom">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; text-align: center; vertical-align: bottom">100%</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; text-align: center; vertical-align: bottom">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; text-align: center; vertical-align: bottom">100%</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD NOWRAP STYLE="text-align: left; padding-bottom: 2.5pt">Securities sold under agreements to repurchase as a percent of total deposits</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; text-align: center; vertical-align: bottom">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; text-align: center; vertical-align: bottom">&mdash;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; text-align: center; vertical-align: bottom">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; text-align: center; vertical-align: bottom">1%</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; text-align: center; vertical-align: bottom">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; text-align: center; vertical-align: bottom">2%</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left">&nbsp;</TD></TR>
</TABLE>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left; text-indent: 0.25in">&nbsp;</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"><FONT STYLE="color: black">Our deposit
mix has gradually shifted over the past few years to a heavier concentration in transaction accounts and less concentration in
time deposits. The percentages for retail time deposits have declined because of a combination of 1) customers shifting their matured
time deposits into checking accounts because of a steadily shrinking gap between the interest rates that the two products pay and
2) because of high levels of liquidity, we have chosen not to </FONT>match certain promotional time deposit interest rates being
offered by local competitors.</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">&nbsp;</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"><FONT STYLE="color: black">We routinely
engage in activities designed to grow and retain deposits, </FONT>such as (1) emphasizing relationship banking to new and existing
customers, where borrowers are encouraged and normally expected to maintain deposit accounts with us, (2) pricing deposits at rate
levels that will attract and/or retain deposits, and (3) continually working to identify and introduce new products that will attract
customers or enhance our appeal as a primary provider of financial services.</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">&nbsp;</P>

<!-- Field: Page; Sequence: 62 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 2px solid"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif"><TR><TD STYLE="text-align: center; width: 100%"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->62<!-- Field: /Sequence --></TD></TR></TABLE></DIV>
    <DIV STYLE="page-break-before: always; margin-top: 6pt; margin-bottom: 12pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif"><TR><TD STYLE="text-align: left; width: 100%"><A HREF="#toc" STYLE="font-style: italic">Table of Contents</A></TD></TR></TABLE></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"></P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">Table 15 presents the average amounts
of our deposits and the average yield paid for those deposits for the years ended December 31, 2012, 2011, and 2010.</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">&nbsp;</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">As of December 31, 2012, we held approximately
$664.3 million in time deposits of $100,000 or more. Table 16 is a maturity schedule of time deposits of $100,000 or more as of
December 31, 2012. This table shows that 70% of our time deposits greater than $100,000 mature within one year.</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">&nbsp;</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">At each of the past three year ends, we
have no deposits issued through foreign offices, nor do we believe that we held any deposits by foreign depositors.</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">&nbsp;</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"><B><A NAME="a_033"></A>Borrowings</B></P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"><B>&nbsp;</B></P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">We had borrowings outstanding of $46.4
million at December 31, 2012, compared to $133.9 million at December 31, 2011 and $196.9 million at December 31, 2010. Borrowings
decreased from 2010 to 2012 because we paid off borrowings with excess liquidity that resulted from overall declines in loans and
growth in deposits. Most significantly, in the fourth quarter of 2012, we paid off $65 million of FHLB borrowings prior to their
maturity dates, which resulted in a prepayment penalty of approximately $0.5 million. Table 2 shows that average borrowings were
$120 million in 2012, compared to $122.7 million in 2011 and $79.8 million in 2010.</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">&nbsp;</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">At December 31, 2012, the Company had
three sources of readily available borrowing capacity &ndash; 1) an approximately $372 million line of credit with the FHLB, of
which none was outstanding at December 31, 2012, and $88 million was outstanding at December 31, 2011, 2) a $50 million overnight
federal funds line of credit with a correspondent bank, of which none was outstanding at December 31, 2012 or 2011, and 3) an approximately
$88 million line of credit through the Federal Reserve Bank of Richmond&rsquo;s (FRB) discount window, of which none was outstanding
at December 31, 2012 or 2011.</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">&nbsp;</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">Our line of credit with the FHLB can be
structured as either short-term or long-term borrowings, depending on the particular funding or liquidity need, and is secured
by our FHLB stock and a blanket lien on most of our real estate loan portfolio. For the year ended December 31, 2012, the average
amount of FHLB borrowings outstanding was approximately $73 million with a weighted average interest rate for the year of 1.07%.
The maximum amount of short-term FHLB borrowings outstanding at any month-end during 2012 was $88 million.</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left; text-indent: 0.25in">&nbsp;</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">In addition to any outstanding borrowings
from the FHLB that reduce the available borrowing capacity of the line of credit, our borrowing capacity was further reduced by
$143 million and $203 million at December 31, 2012 and 2011, respectively, as a result of our pledging letters of credit backed
by the FHLB for public deposits at each of those dates.</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left; text-indent: 0.25in">&nbsp;</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">Our correspondent bank relationship allows
us to purchase up to $50 million in federal funds on an overnight, unsecured basis (federal funds purchased). We had no borrowings
under this line at December 31, 2012 or 2011. There were no federal funds purchased outstanding at any month-end during 2012.</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left; text-indent: 0.25in">&nbsp;</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">We also have a line of credit with the
FRB discount window. This line is secured by a blanket lien on a portion of our commercial and consumer loan portfolio (excluding
real estate loans). Based on the collateral that we owned as of December 31, 2012, the available line of credit was approximately
$88 million. At December 31, 2012 and 2011, we had no borrowings outstanding under this line. There were no FRB borrowings outstanding
at any month-end during 2012.</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"><B>&nbsp;</B></P>

<!-- Field: Page; Sequence: 63 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 2px solid"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif"><TR><TD STYLE="text-align: center; width: 100%"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->63<!-- Field: /Sequence --></TD></TR></TABLE></DIV>
    <DIV STYLE="page-break-before: always; margin-top: 6pt; margin-bottom: 12pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif"><TR><TD STYLE="text-align: left; width: 100%"><A HREF="#toc" STYLE="font-style: italic">Table of Contents</A></TD></TR></TABLE></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"></P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">In addition to the lines of credit described
above, in which we had $0 and $88 million outstanding as of December 31, 2012, and 2011, respectively, we also had a total of $46.4
million in trust preferred security debt outstanding at December 31, 2012 and 2011. We have initiated three trust preferred security
issuances since 2002 totaling $67.0 million, with one of those issuances for $20.6 million being redeemed in 2007. These borrowings
each have 30 year final maturities and were structured in a manner that allows them to qualify as capital for regulatory capital
adequacy requirements. We may call these debt securities at par on any quarterly interest payment date five years after their issue
date. We issued $20.6 million of this debt on October 29, 2002 (which we called in 2007), an additional $20.6 million on December
19, 2003, and $25.8 million on April 13, 2006. The interest rate on these debt securities adjusts on a quarterly basis at a rate
of three-month LIBOR plus 2.70% for the securities issued in 2003, and three-month LIBOR plus 1.39% for the securities issued in
2006.</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"><B>&nbsp;</B></P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"><B><A NAME="a_034"></A>Liquidity, Commitments, and Contingencies</B></P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"><B>&nbsp;</B></P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">Our liquidity is determined by our ability
to convert assets to cash or to acquire alternative sources of funds to meet the needs of our customers who are withdrawing or
borrowing funds, and our ability to maintain required reserve levels, pay expenses and operate the Company on an ongoing basis.
Our primary liquidity sources are net income from operations, cash and due from banks, federal funds sold and other short-term
investments. Our securities portfolio is comprised almost entirely of readily marketable securities which could also be sold to
provide cash.</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left; text-indent: 0.25in">&nbsp;</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">As noted above, in addition to internally
generated liquidity sources, we currently (March 2013) have the ability to obtain borrowings from the following three sources &ndash;
1) an approximately $372 million line of credit with the FHLB, 2) a $50 million overnight federal funds line of credit with a correspondent
bank, and 3) an approximately $88 million line of credit through the FRB&rsquo;s discount window.</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left; text-indent: 0.25in">&nbsp;</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">Our overall liquidity increased during
2012 compared to 2011, as a result of growth in our deposits. As a result, our liquid assets (cash and securities) as a percentage
of our total deposits and borrowings increased from 15.7% at December 31, 2011 to 16.2% at December 31, 2012.</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">&nbsp;</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">We continue to believe our liquidity sources,
including unused lines of credit, are at an acceptable level and remain adequate to meet our operating needs in the foreseeable
future. We will continue to monitor our liquidity position carefully and will explore and implement strategies to increase liquidity
if deemed appropriate.</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">&nbsp;</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">In the normal course of business we have
various outstanding contractual obligations that will require future cash outflows. In addition, there are commitments and contingent
liabilities, such as commitments to extend credit, that may or may not require future cash outflows.</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left; text-indent: 0.25in">&nbsp;</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">Table 18 reflects our contractual obligations
and other commercial commitments outstanding as of December 31, 2012. All of our borrowings at December 31, 2012 consisted of trust
preferred securities.</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left; text-indent: 0.25in">&nbsp;</P>

<P STYLE="font: 10pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left; text-indent: 0in">In the normal course of business
there are various outstanding commitments and contingent liabilities such as commitments to extend credit, which are not reflected
in the financial statements. The following table presents a summary of our outstanding loan commitments as of December 31, 2012:</P>

<P STYLE="font: 10pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left; text-indent: 0in">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="border-collapse: collapse; width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif">
<TR STYLE="vertical-align: bottom">
    <TD NOWRAP STYLE="font-family: Calibri, Helvetica, Sans-Serif; font-style: italic; text-align: justify">($ in millions)</TD><TD NOWRAP>&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="text-align: center">&nbsp;</TD><TD NOWRAP>&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="text-align: center">&nbsp;</TD><TD NOWRAP>&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="text-align: center">&nbsp;</TD><TD NOWRAP>&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD NOWRAP STYLE="text-align: justify">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="text-align: right">&nbsp;</TD><TD NOWRAP>&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="text-align: right">&nbsp;</TD><TD NOWRAP>&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="text-align: right">&nbsp;</TD><TD NOWRAP>&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD NOWRAP STYLE="font-family: Calibri, Helvetica, Sans-Serif; text-align: justify; border-bottom: Black 1pt solid">Type of Commitment</TD><TD NOWRAP STYLE="font-family: Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="font-family: Calibri, Helvetica, Sans-Serif; text-align: center; border-bottom: Black 1pt solid">Fixed Rate</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font-family: Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="font-family: Calibri, Helvetica, Sans-Serif; text-align: center; border-bottom: Black 1pt solid">Variable Rate</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font-family: Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="font-family: Calibri, Helvetica, Sans-Serif; text-align: center; border-bottom: Black 1pt solid">Total</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD NOWRAP STYLE="width: 67%; font-family: Calibri, Helvetica, Sans-Serif; text-align: justify">Outstanding closed-end loan commitments</TD><TD NOWRAP STYLE="width: 2%; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="width: 1%; font-family: Calibri, Helvetica, Sans-Serif; text-align: left">$</TD><TD NOWRAP STYLE="width: 7%; font-family: Calibri, Helvetica, Sans-Serif; text-align: right">66</TD><TD NOWRAP STYLE="width: 1%; font-family: Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="width: 2%; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="width: 1%; font-family: Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="width: 7%; font-family: Calibri, Helvetica, Sans-Serif; text-align: right">258</TD><TD NOWRAP STYLE="width: 1%; font-family: Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="width: 2%; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="width: 1%; font-family: Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="width: 7%; font-family: Calibri, Helvetica, Sans-Serif; text-align: right">324</TD><TD NOWRAP STYLE="width: 1%; font-family: Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD NOWRAP STYLE="font-family: Calibri, Helvetica, Sans-Serif; text-align: left; padding-bottom: 1pt; text-indent: -0.25in; padding-left: 0.25in">Unfunded commitments on revolving lines of credit, credit cards and home equity loans</TD><TD NOWRAP STYLE="font-family: Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; font-family: Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; font-family: Calibri, Helvetica, Sans-Serif; text-align: right">33</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font-family: Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; font-family: Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; font-family: Calibri, Helvetica, Sans-Serif; text-align: right">184</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font-family: Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; font-family: Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; font-family: Calibri, Helvetica, Sans-Serif; text-align: right">217</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD NOWRAP STYLE="font-family: Calibri, Helvetica, Sans-Serif; text-align: justify; padding-bottom: 2.5pt; padding-left: 5.4pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Total</TD><TD NOWRAP STYLE="font-family: Calibri, Helvetica, Sans-Serif; padding-bottom: 2.5pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font-family: Calibri, Helvetica, Sans-Serif; text-align: left">$</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font-family: Calibri, Helvetica, Sans-Serif; text-align: right">99</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; font-family: Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font-family: Calibri, Helvetica, Sans-Serif; padding-bottom: 2.5pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font-family: Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font-family: Calibri, Helvetica, Sans-Serif; text-align: right">442</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; font-family: Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font-family: Calibri, Helvetica, Sans-Serif; padding-bottom: 2.5pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font-family: Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font-family: Calibri, Helvetica, Sans-Serif; text-align: right">541</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; font-family: Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD></TR>
</TABLE>

<P STYLE="font: 10pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left; text-indent: 0in">&nbsp;</P>

<!-- Field: Page; Sequence: 64 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 2px solid"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif"><TR><TD STYLE="text-align: center; width: 100%"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->64<!-- Field: /Sequence --></TD></TR></TABLE></DIV>
    <DIV STYLE="page-break-before: always; margin-top: 6pt; margin-bottom: 12pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif"><TR><TD STYLE="text-align: left; width: 100%"><A HREF="#toc" STYLE="font-style: italic">Table of Contents</A></TD></TR></TABLE></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"></P>

<P STYLE="font: 10pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left; text-indent: 0in">At December 31, 2012 and 2011,
we also had $12.8 and $7.1 million, respectively, in standby letters of credit outstanding. We had no carrying amount for these
standby letters of credit at either of those dates. The nature of the standby letters of credit is that of a guarantee made on
behalf of our customers to suppliers of the customers to guarantee payments owed to the supplier by the customer. The standby letters
of credit are generally for terms of one year, at which time they may be renewed for another year if both parties agree. The payment
of the guarantees would generally be triggered by a continued nonpayment of an obligation owed by the customer to the supplier.
The maximum potential amount of future payments (undiscounted) we could be required to make under the guarantees in the event of
nonperformance by the parties to whom credit or financial guarantees have been extended is represented by the contractual amount
of the financial instruments discussed above. In the event that we are required to honor a standby letter of credit, a note, already
executed by the customer, becomes effective providing repayment terms and any collateral. Over the past two years, we have had
to honor only a few standby letters of credit, which involved insignificant amounts of funds and have been or are being repaid
by the borrower without any loss to us. We expect any draws under existing commitments to be funded through normal operations.</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">&nbsp;</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">It has been our experience that deposit
withdrawals are generally replaced with new deposits, thus not requiring any net cash outflow. Based on that assumption, management
believes that it can meet its contractual cash obligations and existing commitments from normal operations.</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left; text-indent: 0.25in">&nbsp;</P>

<P STYLE="font: 10pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left; text-indent: 0in">We are not involved in any
legal proceedings that, in management&rsquo;s opinion, could have a material effect on the consolidated financial position of the
Company.</P>

<P STYLE="font: 10pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left; text-indent: 0.25in">&nbsp;</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"><B><A NAME="a_035"></A>Capital Resources and Shareholders&rsquo;
Equity</B></P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left; text-indent: 0.25in">&nbsp;</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">Shareholders&rsquo; equity at December
31, 2012 amounted to $356.1 million compared to $345.2 million at December 31, 2011. The two basic components that typically have
the largest impact on our shareholders&rsquo; equity are net income (loss), which increases (decreases) shareholders&rsquo; equity,
and dividends declared, which decreases shareholders&rsquo; equity. Additionally, any stock issuances can significantly increase
shareholders&rsquo; equity.</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">&nbsp;</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">In 2012, the most significant factors
that impacted our equity were 1) the $23.4 million net loss reported for 2012, which reduced equity, 2) a $33.7 million capital
raise comprised of a combination of preferred and common stock (see Note 19 to our consolidated financial statements), which increased
equity, 3) an $8.5 adjustment related to the freezing of our two pension plans (see Note 12), which increased equity, 4) common
stock dividends declared of $5.6 million, which reduced equity, and 5) preferred stock dividends declared of $2.8 million, which
reduced equity. See the Consolidated Statements of Shareholders&rsquo; Equity within the consolidated financial statements for
disclosure of other less significant items affecting shareholders&rsquo; equity.</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">&nbsp;</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">In 2011, the most significant factors
that impacted our equity were the redemption of $65.0 million of our Series A Preferred Stock issued under the U.S. Treasury&rsquo;s
Capital Purchase Program (also known as TARP) and the simultaneous issuance of $63.5 million of Series B Preferred Stock under
the Treasury&rsquo;s Small Business Lending Fund (SBLF). Net income of $13.6 million for 2011 increased equity, while common stock
dividends declared of $5.4 million and preferred stock dividends declared of $3.2 million reduced equity. We also recorded accretion
of the discount on preferred stock of $2.9 million due to the redemption of the Series A Preferred Stock. (See Note 19 to the consolidated
financial statements for further information on these transactions.) Another significant factor negatively impacting equity in
2011 was a $4.5 million increase in accumulated other comprehensive loss that was caused by an increase in our pension liability.
The increase in the pension liability was primarily due to the impact of lower interest rates on the actuarial calculations involved
in determining the liability. Our policy is to use the Citigroup Pension Index yield curve in the computation of the pension liability.
At December 31, 2011, that index had a weighted average rate of 4.39%, which was a decline from the rate of 5.59% at December 31,
2010. See the Consolidated Statements of Shareholders&rsquo; Equity within the consolidated financial statements for disclosure
of other less significant items affecting shareholders&rsquo; equity.</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left; text-indent: 0.25in">&nbsp;</P>

<!-- Field: Page; Sequence: 65 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 2px solid"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif"><TR><TD STYLE="text-align: center; width: 100%"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->65<!-- Field: /Sequence --></TD></TR></TABLE></DIV>
    <DIV STYLE="page-break-before: always; margin-top: 6pt; margin-bottom: 12pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif"><TR><TD STYLE="text-align: left; width: 100%"><A HREF="#toc" STYLE="font-style: italic">Table of Contents</A></TD></TR></TABLE></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"></P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">In 2010, the most significant factors
that impacted our equity were net income of $10.0 million, which increased equity, and common stock dividends declared of $5.4
million and preferred stock dividends declared of $3.3 million, which reduced equity. See the Consolidated Statements of Shareholders&rsquo;
Equity within the consolidated financial statements for disclosure of other less significant items affecting shareholders&rsquo;
equity.</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left; text-indent: 0.25in">&nbsp;</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">We are not aware of any recommendations
of regulatory authorities or otherwise which, if they were to be implemented, would have a material effect on our liquidity, capital
resources, or operations.</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left; text-indent: 0.25in">&nbsp;</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">The Company and the Bank must comply with
regulatory capital requirements established by the FRB and the FDIC. Failure to meet minimum capital requirements can initiate
certain mandatory, and possibly additional discretionary, actions by regulators that, if undertaken, could have a direct material
effect on the Company&rsquo;s financial statements. These capital standards require the Company and the Bank to maintain minimum
ratios of &ldquo;Tier 1&rdquo; capital to total risk-weighted assets (&ldquo;Tier I Capital Ratio&rdquo;) and total capital to
risk-weighted assets (&ldquo;Total Capital Ratio&rdquo;) of 4.00% and 8.00%, respectively. Tier 1 capital is comprised of total
shareholders&rsquo; equity, excluding unrealized gains or losses from the securities available for sale, less intangible assets,
and total capital is comprised of Tier 1 capital plus certain adjustments, the largest of which for the Company and the Bank is
the allowance for loan losses. Risk-weighted assets refer to the on- and off-balance sheet exposures of the Company and the Bank,
adjusted for their related risk levels using formulas set forth in FRB and FDIC regulations.</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left; text-indent: 0.25in">&nbsp;</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">In addition to the risk-based capital
requirements described above, the Company and the Bank are subject to a leverage capital requirement, which calls for a minimum
ratio of Tier 1 capital (as defined above) to quarterly average total assets (&ldquo;Leverage Ratio) of 3.00% to 5.00%, depending
upon the institution&rsquo;s composite ratings as determined by its regulators. The FRB has not advised us of any requirement specifically
applicable to the Company.</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left; text-indent: 0.25in">&nbsp;</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"><FONT STYLE="color: black">Table 21 presents
our regulatory capital ratios as of December 31, 2012, 2011, and 2010.</FONT> All of our capital ratios have significantly exceeded
the minimum regulatory thresholds for all periods covered by this report.</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left; text-indent: 0.25in">&nbsp;</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">In addition to the minimum capital requirements
described above, the regulatory framework for prompt corrective action also contains specific capital guidelines for a bank&rsquo;s
classification as &ldquo;well capitalized.&rdquo; The specific guidelines are as follows &ndash; Tier I Capital Ratio of at least
6.00%, Total Capital Ratio of at least 10.00%, and a Leverage Ratio of at least 5.00%. If a bank falls below &ldquo;well capitalized&rdquo;
status in any of these three ratios, it must ask for FDIC permission to originate or renew brokered deposits. <FONT STYLE="color: black">The
Bank&rsquo;s regulatory ratios </FONT>exceeded the threshold for &ldquo;well-capitalized&rdquo; status at December 31, 2012, 2011,
and 2010 &ndash; see Note 16 to the consolidated financial statements for a table that presents the Bank&rsquo;s regulatory ratios.</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">&nbsp;</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"><FONT STYLE="color: black">In addition
to shareholders&rsquo; equity, we have supplemented our capital in past years with trust preferred security debt issuances, which
because of their structure qualify as regulatory capital. This was necessary in past years because our </FONT>balance sheet growth
outpaced the growth rate of our capital. Additionally, we have frequently purchased bank branches over the years that resulted
in our recording intangible assets, which negatively impacted regulatory capital ratios.<FONT STYLE="color: black"> </FONT>As discussed
in &ldquo;Borrowings&rdquo; above, we have issued a total of $67.0 million in trust preferred securities since 2002, with the most
recent issuance being a $25.8 million issuance that occurred in April 2006. We currently have $46.4 million in trust preferred
securities outstanding.</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">&nbsp;</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">In this economic environment, our goal
is to maintain our capital ratios at levels at least 200 basis points higher than the &ldquo;well-capitalized&rdquo; thresholds
set for banks. At December 31, 2012, our total risk-based capital ratio was 16.67% compared to the 10.00% &ldquo;well-capitalized&rdquo;
threshold.</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left; text-indent: 0.25in">&nbsp;</P>

<!-- Field: Page; Sequence: 66 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 2px solid"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif"><TR><TD STYLE="text-align: center; width: 100%"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->66<!-- Field: /Sequence --></TD></TR></TABLE></DIV>
    <DIV STYLE="page-break-before: always; margin-top: 6pt; margin-bottom: 12pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif"><TR><TD STYLE="text-align: left; width: 100%"><A HREF="#toc" STYLE="font-style: italic">Table of Contents</A></TD></TR></TABLE></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"></P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">In addition to regulatory capital ratios,
we also closely monitor our ratio of tangible common equity to tangible assets (&ldquo;TCE Ratio&rdquo;). Our TCE ratio was 6.81%
at December 31, 2012 compared to 6.58% at December 31, 2011.</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">&nbsp;</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">See &ldquo;Supervision and Regulation&rdquo;
under &ldquo;Business&rdquo; above and Note 16 to the consolidated financial statements for discussion of other matters that may
affect our capital resources.</P>

<P STYLE="font: 10pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left; text-indent: 0in">&nbsp;</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"><B><A NAME="a_036"></A>Off-Balance Sheet Arrangements and
Derivative Financial Instruments</B></P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left; text-indent: 0.25in">&nbsp;</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">Off-balance sheet arrangements include
transactions, agreements, or other contractual arrangements pursuant to which we have obligations or provide guarantees on behalf
of an unconsolidated entity. We have no off-balance sheet arrangements of this kind other than letters of credit and repayment
guarantees associated with our trust preferred securities.</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left; text-indent: 0.25in">&nbsp;</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">Derivative financial instruments include
futures, forwards, interest rate swaps, options contracts, and other financial instruments with similar characteristics. We have
not engaged in derivatives activities through December 31, 2012 and have no current plans to do so.</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left; text-indent: 0.25in">&nbsp;</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"><B><A NAME="a_037"></A>Return on Assets and Equity</B></P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left; text-indent: 0.25in">&nbsp;</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">Table 20 shows return on
average assets (net income available to common shareholders divided by average total assets), return on average common equity
(net income available to common shareholders divided by average common shareholders&rsquo; equity), dividend payout ratio
(dividends per share divided by net income per common share) and shareholders&rsquo; equity to assets ratio (average
total shareholders&rsquo; equity divided by average total assets) for each of the years in the three-year period ended
December 31, 2012.</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">&nbsp;</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"><B><A NAME="a_038"></A>Interest Rate Risk (Including Quantitative
and Qualitative Disclosures About Market Risk &ndash; Item 7A.)</B></P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">&nbsp;</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">Net interest income is our most significant
component of earnings. Notwithstanding changes in volumes of loans and deposits, our level of net interest income is continually
at risk due to the effect that changes in general market interest rate trends have on interest yields earned and paid with respect
to our various categories of earning assets and interest-bearing liabilities. It is our policy to maintain portfolios of earning
assets and interest-bearing liabilities with maturities and repricing opportunities that will afford protection, to the extent
practical, against wide interest rate fluctuations. Our exposure to interest rate risk is analyzed on a regular basis by management
using standard GAP reports, maturity reports, and an asset/liability software model that simulates future levels of interest income
and expense based on current interest rates, expected future interest rates, and various intervals of &ldquo;shock&rdquo; interest
rates. Over the years, we have been able to maintain a fairly consistent yield on average earning assets (net interest margin).
Over the past five calendar years, our net interest margin has ranged from a low of 3.74% (realized in 2008) to a high of 4.78%
(realized in 2012). During that five year period, the prime rate of interest has ranged from a low of 3.25% (which was the rate
as of December 31, 2012) to a high of 7.25% (2008). The consistency of the net interest margin is aided by the relatively low level
of long-term interest rate exposure that we maintain. At December 31, 2012, approximately 76% of our interest-earning assets are
subject to repricing within five years (because they are either adjustable rate assets or they are fixed rate assets that mature)
and substantially all of our interest-bearing liabilities reprice within five years.</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left; text-indent: 0.25in">&nbsp;</P>

<P STYLE="font: 10pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left; text-indent: 0in">Table 17 sets forth our interest
rate sensitivity analysis as of December 31, 2012, using stated maturities for all fixed rate instruments except mortgage-backed
securities (which are allocated in the periods of their expected payback) and securities and borrowings with call features that
are expected to be called (which are shown in the period of their expected call). As illustrated by this table, at December 31,
2012, we had $759 million more in interest-bearing liabilities that are subject to interest rate changes within one year than earning
assets. This generally would indicate that net interest income would experience downward pressure in a rising interest rate environment
and would benefit from a declining interest rate environment. However, this method of analyzing interest sensitivity only measures
the magnitude of the timing differences and does not address earnings, market value, or management actions. Also, interest rates
on certain types of assets and liabilities may fluctuate in advance of changes in market interest rates, while interest rates on
other types may lag behind changes in market rates. In addition to the effects of &ldquo;when&rdquo; various rate-sensitive products
reprice, market rate changes may not result in uniform changes in rates among all products. For example, included in interest-bearing
liabilities subject to interest rate changes within one year at December 31, 2012 are deposits totaling $1.23 billion comprised
of checking, savings, and certain types of money market deposits with interest rates set by management. These types of deposits
historically have not repriced with, or in the same proportion, as general market indicators.</P>

<P STYLE="font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0.25in">&nbsp;</P>

<!-- Field: Page; Sequence: 67 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 2px solid"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif"><TR><TD STYLE="text-align: center; width: 100%"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->67<!-- Field: /Sequence --></TD></TR></TABLE></DIV>
    <DIV STYLE="page-break-before: always; margin-top: 6pt; margin-bottom: 12pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif"><TR><TD STYLE="text-align: left; width: 100%"><A HREF="#toc" STYLE="font-style: italic">Table of Contents</A></TD></TR></TABLE></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify"></P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">Overall we believe that in the near term
(twelve months), net interest income will not likely experience significant downward pressure from rising interest rates. Similarly,
we would not expect a significant increase in near term net interest income from falling interest rates. Generally, when rates
change, our interest-sensitive assets that are subject to adjustment reprice immediately at the full amount of the change, while
our interest-sensitive liabilities that are subject to adjustment reprice at a lag to the rate change and typically not to the
full extent of the rate change. In the short-term (less than six months), this results in us being asset-sensitive, meaning that
our net interest income benefits from an increase in interest rates and is negatively impacted by a decrease in interest rates.
However, in the twelve-month horizon, the impact of having a higher level of interest-sensitive liabilities lessens the short-term
effects of changes in interest rates.</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left; text-indent: 0.25in">&nbsp;</P>

<P STYLE="font: 10pt Calibri, Helvetica, Sans-Serif; margin: 0">The general discussion in the foregoing paragraph applies most
directly in a &ldquo;normal&rdquo; interest rate environment in which longer term maturity instruments carry higher interest rates
than short term maturity instruments, and is less applicable in periods in which there is a &ldquo;flat&rdquo; interest rate curve.
A &ldquo;flat yield curve&rdquo; means that short-term interest rates are substantially the same as long-term interest rates. Due
to the prolonged negative economic environment, the Federal Reserve has taken steps to suppress long-term interest rates in an
effort to boost the housing market, increase employment, and stimulate the economy. In the marketplace, longer-term interest rates
have decreased, while short-term rates have remained relatively stable. For example, from December 31, 2011 to December 31, 2012,
the interest rate on three-month treasury bills rose by 4 basis points, but the interest rate for seven-year treasury notes decreased
by 24 basis points. This has resulted in a &ldquo;flattening&rdquo; of the yield curve and is an unfavorable interest rate environment
for many banks, including the Company, as short-term interest rates generally drive our deposit pricing and longer-term interest
rates generally drive loan pricing. When these rates converge, the profit spread we realize between loan yields and deposit rates
narrows, which reduces our net interest margin.</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left; text-indent: 0.25in">&nbsp;</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">The Federal Reserve has made no changes
to interest rates it sets directly since 2008, and since that time we have been able to reprice many of our maturing time deposits
at lower interest rates. We were also able to generally decrease the rates we paid on other categories of deposits as a result
of declining short-term interest rates in the marketplace and an increase in liquidity that lessened our need to offer premium
interest rates. However, as short-term rates are already near zero, we will be unlikely to continue the trend of reducing our funding
costs. We also continue to experience downward pressure on our loan yields due to the interest rate environment described above
and competitive pressures.</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left; text-indent: 0.25in">&nbsp;</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">As previously discussed in the section
&ldquo;Net Interest Income,&rdquo; our net interest income was impacted by certain purchase accounting adjustments related primarily
to our acquisitions of Cooperative Bank and The Bank of Asheville. The purchase accounting adjustments related to the premium amortization
on loans, deposits and borrowings are based on amortization schedules and are thus systematic and predictable. The accretion of
the loan discount on loans acquired from Cooperative Bank and The Bank of Asheville, which amounted to $16.5 million and $11.6
million for 2012 and 2011, respectively, is less predictable and could be materially different among periods. This is because of
the magnitude of the discounts that were initially recorded ($280 million in total) and the fact that the accretion being recorded
is dependent on both the credit quality of the acquired loans and the impact of any accelerated loan repayments, including payoffs.
If the credit quality of the loans declines, some, or all, of the remaining discount will cease to be accreted into income. If
the underlying loans experience accelerated paydowns or improved performance expectations, the remaining discount will be accreted
into income on an accelerated basis. In the event of total payoff , the remaining discount will be entirely accreted into income
in the period of the payoff. Each of these factors is difficult to predict and susceptible to volatility.</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left; text-indent: 0.25in">&nbsp;</P>

<!-- Field: Page; Sequence: 68 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 2px solid"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif"><TR><TD STYLE="text-align: center; width: 100%"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->68<!-- Field: /Sequence --></TD></TR></TABLE></DIV>
    <DIV STYLE="page-break-before: always; margin-top: 6pt; margin-bottom: 12pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif"><TR><TD STYLE="text-align: left; width: 100%"><A HREF="#toc" STYLE="font-style: italic">Table of Contents</A></TD></TR></TABLE></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"></P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">Based on our most recent interest rate
modeling, which assumes no changes in interest rates for 2013 (federal funds rate = 0.25%, prime = 3.25%), we project that our
net interest margin for 2013 will experience some compression. We expect loan yields to continue to trend downwards, while many
of our deposit products already have interest rates near zero.</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">&nbsp;</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">We have no market risk sensitive instruments
held for trading purposes, nor do we maintain any foreign currency positions. Table 19 presents the expected maturities of our
other than trading market risk sensitive financial instruments. Table 19 also presents the estimated fair values of market risk
sensitive instruments as estimated in accordance with relevant accounting guidance. Our assets and liabilities have estimated fair
values that do not materially differ from their carrying amounts.</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left; text-indent: 0.25in">&nbsp;</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">See additional discussion regarding net
interest income, as well as discussion of the changes in the annual net interest margin, in the section entitled &ldquo;Net Interest
Income&rdquo; above.</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"><B>&nbsp;</B></P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"><A NAME="a_039"></A><B>Inflation</B></P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left; text-indent: 0.25in">&nbsp;</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">Because the assets and liabilities of
a bank are primarily monetary in nature (payable in fixed determinable amounts), the performance of a bank is affected more by
changes in interest rates than by inflation. Interest rates generally increase as the rate of inflation increases, but the magnitude
of the change in rates may not be the same. The effect of inflation on banks is normally not as significant as its influence on
those businesses that have large investments in plant and inventories. During periods of high inflation, there are normally corresponding
increases in the money supply, and banks will normally experience above average growth in assets, loans and deposits. Also, general
increases in the price of goods and services will result in increased operating expenses.</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">&nbsp;</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"><B><A NAME="a_040"></A>Current Accounting Matters</B></P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left; text-indent: 0.25in">&nbsp;</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">We prepare our consolidated financial
statements and related disclosures in conformity with standards established by, among others, the Financial Accounting Standards
Board (the &ldquo;FASB&rdquo;). Because the information needed by users of financial reports is dynamic, the FASB frequently issues
new rules and proposes new rules for companies to apply in reporting their activities. See Note 1(u) to our consolidated financial
statements for a discussion of recent rule proposals and changes.</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">&nbsp;</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"><B><A NAME="a_041"></A>Item 7A. Quantitative and Qualitative
Disclosures About Market Risk.</B></P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">&nbsp;</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">The information responsive to this Item
is found in Item 7 under the caption &ldquo;Interest Rate Risk.&rdquo;</P>


<!-- Field: Page; Sequence: 69 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 2px solid"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif"><TR><TD STYLE="text-align: center; width: 100%"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->69<!-- Field: /Sequence --></TD></TR></TABLE></DIV>
    <DIV STYLE="page-break-before: always; margin-top: 6pt; margin-bottom: 12pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif"><TR><TD STYLE="text-align: left; width: 100%"><A HREF="#toc" STYLE="font-style: italic">Table of Contents</A></TD></TR></TABLE></DIV>
    <!-- Field: /Page -->


<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify; border-top: Black 3pt solid; border-bottom: Black 3pt solid"><B><A NAME="a_050"></A>Table
1 Selected Consolidated Financial Data</B></P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="border-collapse: collapse; width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif">
<TR STYLE="vertical-align: bottom">
    <TD NOWRAP STYLE="text-align: justify">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD COLSPAN="18" NOWRAP STYLE="text-align: center">&nbsp;</TD><TD NOWRAP>&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD NOWRAP STYLE="font-style: italic; text-align: justify">($ in thousands, except per share</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="18" NOWRAP STYLE="text-align: center; border-bottom: Black 1pt solid">Year Ended December 31,</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD NOWRAP STYLE="font-style: italic; text-align: justify">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;and nonfinancial data)</TD><TD NOWRAP STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="font-weight: bold; text-align: center; border-bottom: Black 1pt solid">2012</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font-weight: bold">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="text-align: center; border-bottom: Black 1pt solid">2011</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="text-align: center; border-bottom: Black 1pt solid">2010</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="text-align: center; border-bottom: Black 1pt solid">2009</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="text-align: center; border-bottom: Black 1pt solid">2008</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD NOWRAP STYLE="font-weight: bold; text-align: justify">Income Statement Data</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">&nbsp;</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">&nbsp;</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">&nbsp;</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">&nbsp;</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">&nbsp;</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD NOWRAP STYLE="width: 45%; text-align: justify">Interest income</TD><TD NOWRAP STYLE="width: 2%; font-weight: bold">&nbsp;</TD>
    <TD NOWRAP STYLE="width: 1%; font-weight: bold; text-align: left">$</TD><TD NOWRAP STYLE="width: 7%; font-weight: bold; text-align: right">152,520</TD><TD NOWRAP STYLE="width: 1%; font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="width: 2%">&nbsp;</TD>
    <TD NOWRAP STYLE="width: 1%; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="width: 7%; text-align: right">155,768</TD><TD NOWRAP STYLE="width: 1%; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="width: 2%">&nbsp;</TD>
    <TD NOWRAP STYLE="width: 1%; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="width: 7%; text-align: right">159,261</TD><TD NOWRAP STYLE="width: 1%; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="width: 2%">&nbsp;</TD>
    <TD NOWRAP STYLE="width: 1%; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="width: 7%; text-align: right">155,991</TD><TD NOWRAP STYLE="width: 1%; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="width: 2%">&nbsp;</TD>
    <TD NOWRAP STYLE="width: 1%; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="width: 7%; text-align: right">147,862</TD><TD NOWRAP STYLE="width: 1%; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD NOWRAP STYLE="text-align: justify">Interest expense</TD><TD NOWRAP STYLE="font-weight: bold">&nbsp;</TD>
    <TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; text-align: right">17,320</TD><TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">23,565</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">31,907</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">48,895</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">61,303</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD NOWRAP STYLE="text-align: justify">Net interest income</TD><TD NOWRAP STYLE="font-weight: bold">&nbsp;</TD>
    <TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; text-align: right">135,200</TD><TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">132,203</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">127,354</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">107,096</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">86,559</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD NOWRAP STYLE="text-align: justify">Provision for loan losses</TD><TD NOWRAP STYLE="font-weight: bold">&nbsp;</TD>
    <TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; text-align: right">79,672</TD><TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">41,301</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">54,562</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">20,186</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">9,880</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD NOWRAP STYLE="text-align: justify">Net interest income after provision</TD><TD NOWRAP STYLE="font-weight: bold">&nbsp;</TD>
    <TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; text-align: right">55,528</TD><TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">90,902</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">72,792</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">86,910</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">76,679</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD NOWRAP STYLE="text-align: justify">Noninterest income</TD><TD NOWRAP STYLE="font-weight: bold">&nbsp;</TD>
    <TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; text-align: right">1,389</TD><TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">26,216</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">29,106</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">89,518</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">20,657</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD NOWRAP STYLE="text-align: justify">Noninterest expense</TD><TD NOWRAP STYLE="font-weight: bold">&nbsp;</TD>
    <TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; text-align: right">97,275</TD><TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">96,106</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">86,956</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">78,551</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">62,211</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD NOWRAP STYLE="text-align: justify">Income (loss) before income taxes</TD><TD NOWRAP STYLE="font-weight: bold">&nbsp;</TD>
    <TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; text-align: right">(40,358</TD><TD NOWRAP STYLE="font-weight: bold; text-align: left">)</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">21,012</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">14,942</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">97,877</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">35,125</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD NOWRAP STYLE="text-align: justify">Income taxes (benefit)</TD><TD NOWRAP STYLE="font-weight: bold">&nbsp;</TD>
    <TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; text-align: right">(16,952</TD><TD NOWRAP STYLE="font-weight: bold; text-align: left">)</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">7,370</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">4,960</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">37,618</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">13,120</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD NOWRAP STYLE="text-align: justify">Net income (loss)</TD><TD NOWRAP STYLE="font-weight: bold">&nbsp;</TD>
    <TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; text-align: right">(23,406</TD><TD NOWRAP STYLE="font-weight: bold; text-align: left">)</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">13,642</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">9,982</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">60,259</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">22,005</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD NOWRAP STYLE="text-align: justify">Preferred stock dividends</TD><TD NOWRAP STYLE="font-weight: bold">&nbsp;</TD>
    <TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; text-align: right">(2,809</TD><TD NOWRAP STYLE="font-weight: bold; text-align: left">)</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">(3,234</TD><TD NOWRAP STYLE="text-align: left">)</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">(3,250</TD><TD NOWRAP STYLE="text-align: left">)</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">(3,169</TD><TD NOWRAP STYLE="text-align: left">)</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">&mdash;</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD NOWRAP STYLE="text-align: justify">Accretion of preferred stock discount</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">&mdash;</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">(2,932</TD><TD NOWRAP STYLE="text-align: left">)</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">(857</TD><TD NOWRAP STYLE="text-align: left">)</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">(803</TD><TD NOWRAP STYLE="text-align: left">)</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">&mdash;</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD NOWRAP STYLE="text-align: justify">Net income (loss) available to common shareholders</TD><TD NOWRAP STYLE="font-weight: bold">&nbsp;</TD>
    <TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; text-align: right">(26,215</TD><TD NOWRAP STYLE="font-weight: bold; text-align: left">)</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">7,476</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">5,875</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">56,287</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">22,005</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD NOWRAP STYLE="text-align: justify">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">&nbsp;</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">&nbsp;</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">&nbsp;</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">&nbsp;</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">&nbsp;</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD NOWRAP STYLE="text-align: justify">Earnings (loss) per common share &ndash; basic</TD><TD NOWRAP STYLE="font-weight: bold">&nbsp;</TD>
    <TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; text-align: right">(1.54</TD><TD NOWRAP STYLE="font-weight: bold; text-align: left">)</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">0.44</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">0.35</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">3.38</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">1.38</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD NOWRAP STYLE="text-align: justify">Earnings (loss) per common share &ndash; diluted</TD><TD NOWRAP STYLE="font-weight: bold">&nbsp;</TD>
    <TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; text-align: right">(1.54</TD><TD NOWRAP STYLE="font-weight: bold; text-align: left">)</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">0.44</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">0.35</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">3.37</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">1.37</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD NOWRAP STYLE="text-align: justify; border-bottom: Black 1pt solid">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: right">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: right">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: right">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: right">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: right">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD NOWRAP STYLE="text-align: justify">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">&nbsp;</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">&nbsp;</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">&nbsp;</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">&nbsp;</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">&nbsp;</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD NOWRAP STYLE="font-weight: bold; text-align: justify">Per Share Data (Common)</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">&nbsp;</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">&nbsp;</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">&nbsp;</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">&nbsp;</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">&nbsp;</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD NOWRAP STYLE="text-align: justify">Cash dividends declared - common</TD><TD NOWRAP STYLE="font-weight: bold">&nbsp;</TD>
    <TD NOWRAP STYLE="font-weight: bold; text-align: left">$</TD><TD NOWRAP STYLE="font-weight: bold; text-align: right">0.32</TD><TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">0.32</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">0.32</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">0.32</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">0.76</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD NOWRAP STYLE="text-align: justify">Market Price</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">&nbsp;</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">&nbsp;</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">&nbsp;</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">&nbsp;</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">&nbsp;</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD NOWRAP STYLE="text-align: justify; padding-left: 2em">High</TD><TD NOWRAP STYLE="font-weight: bold">&nbsp;</TD>
    <TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; text-align: right">13.40</TD><TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">16.89</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">16.90</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">19.00</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">20.86</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD NOWRAP STYLE="text-align: justify; padding-left: 2em">Low</TD><TD NOWRAP STYLE="font-weight: bold">&nbsp;</TD>
    <TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; text-align: right">7.68</TD><TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">8.05</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">12.00</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">6.87</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">11.25</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD NOWRAP STYLE="text-align: justify; padding-left: 2em">Close</TD><TD NOWRAP STYLE="font-weight: bold">&nbsp;</TD>
    <TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; text-align: right">12.82</TD><TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">11.15</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">15.31</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">13.97</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">18.35</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD NOWRAP STYLE="text-align: justify">Stated book value &ndash; common</TD><TD NOWRAP STYLE="font-weight: bold">&nbsp;</TD>
    <TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; text-align: right">14.51</TD><TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">16.66</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">16.64</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">16.59</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">13.27</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD NOWRAP STYLE="text-align: justify">Tangible book value &ndash; common</TD><TD NOWRAP STYLE="font-weight: bold">&nbsp;</TD>
    <TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; text-align: right">11.00</TD><TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">12.53</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">12.45</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">12.35</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">9.18</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD NOWRAP STYLE="text-align: justify; border-bottom: Black 1pt solid">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: right">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: right">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: right">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: right">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: right">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD NOWRAP STYLE="text-align: justify">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">&nbsp;</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">&nbsp;</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">&nbsp;</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">&nbsp;</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">&nbsp;</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD NOWRAP STYLE="font-weight: bold; text-align: justify">Selected Balance Sheet Data (at year end)</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">&nbsp;</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">&nbsp;</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">&nbsp;</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">&nbsp;</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">&nbsp;</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD NOWRAP STYLE="text-align: justify">Total assets</TD><TD NOWRAP STYLE="font-weight: bold">&nbsp;</TD>
    <TD NOWRAP STYLE="font-weight: bold; text-align: left">$</TD><TD NOWRAP STYLE="font-weight: bold; text-align: right">3,244,910</TD><TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">3,290,474</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">3,278,932</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">3,545,356</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">2,750,567</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD NOWRAP STYLE="text-align: justify">Loans &ndash; non-covered</TD><TD NOWRAP STYLE="font-weight: bold">&nbsp;</TD>
    <TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; text-align: right">2,094,143</TD><TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">2,069,152</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">2,083,004</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">2,132,843</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">2,211,315</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD NOWRAP STYLE="text-align: justify">Loans &ndash; covered</TD><TD NOWRAP STYLE="font-weight: bold">&nbsp;</TD>
    <TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; text-align: right">282,314</TD><TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">361,234</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">371,128</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">520,022</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">&mdash;</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD NOWRAP STYLE="text-align: justify">Total loans</TD><TD NOWRAP STYLE="font-weight: bold">&nbsp;</TD>
    <TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; text-align: right">2,376,457</TD><TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">2,430,386</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">2,454,132</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">2,652,865</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">2,211,315</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD NOWRAP STYLE="text-align: justify">Allowance for loan losses</TD><TD NOWRAP STYLE="font-weight: bold">&nbsp;</TD>
    <TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; text-align: right">46,402</TD><TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">41,418</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">49,430</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">37,343</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">29,256</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD NOWRAP STYLE="text-align: justify">Intangible assets</TD><TD NOWRAP STYLE="font-weight: bold">&nbsp;</TD>
    <TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; text-align: right">68,943</TD><TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">69,732</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">70,358</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">70,948</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">67,780</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD NOWRAP STYLE="text-align: justify">Deposits</TD><TD NOWRAP STYLE="font-weight: bold">&nbsp;</TD>
    <TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; text-align: right">2,821,360</TD><TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">2,755,037</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">2,652,513</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">2,933,108</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">2,074,791</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD NOWRAP STYLE="text-align: justify">Borrowings</TD><TD NOWRAP STYLE="font-weight: bold">&nbsp;</TD>
    <TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; text-align: right">46,394</TD><TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">133,925</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">196,870</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">176,811</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">367,275</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD NOWRAP STYLE="text-align: justify">Total shareholders&rsquo; equity</TD><TD NOWRAP STYLE="font-weight: bold">&nbsp;</TD>
    <TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; text-align: right">356,117</TD><TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">345,150</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">344,603</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">342,383</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">219,868</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD NOWRAP STYLE="text-align: justify; border-bottom: Black 1pt solid">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: right">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: right">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: right">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: right">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: right">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD NOWRAP STYLE="text-align: justify">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">&nbsp;</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">&nbsp;</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">&nbsp;</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">&nbsp;</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">&nbsp;</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD NOWRAP STYLE="font-weight: bold; text-align: justify">Selected Average Balances</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">&nbsp;</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">&nbsp;</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">&nbsp;</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">&nbsp;</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">&nbsp;</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD NOWRAP STYLE="text-align: justify">Assets</TD><TD NOWRAP STYLE="font-weight: bold">&nbsp;</TD>
    <TD NOWRAP STYLE="font-weight: bold; text-align: left">$</TD><TD NOWRAP STYLE="font-weight: bold; text-align: right">3,311,289</TD><TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">3,315,045</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">3,326,977</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">3,097,137</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">2,484,296</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD NOWRAP STYLE="text-align: justify">Loans &ndash; non-covered</TD><TD NOWRAP STYLE="font-weight: bold">&nbsp;</TD>
    <TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; text-align: right">2,114,489</TD><TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">2,051,677</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">2,104,677</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">2,176,153</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">2,117,028</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD NOWRAP STYLE="text-align: justify">Loans &ndash; covered</TD><TD NOWRAP STYLE="font-weight: bold">&nbsp;</TD>
    <TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; text-align: right">322,508</TD><TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">410,318</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">449,724</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">298,892</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">&mdash;</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD NOWRAP STYLE="text-align: justify">Total loans</TD><TD NOWRAP STYLE="font-weight: bold">&nbsp;</TD>
    <TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; text-align: right">2,436,997</TD><TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">2,461,995</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">2,554,401</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">2,475,045</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">2,117,028</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD NOWRAP STYLE="text-align: justify">Earning assets</TD><TD NOWRAP STYLE="font-weight: bold">&nbsp;</TD>
    <TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; text-align: right">2,857,541</TD><TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">2,834,938</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">2,927,815</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">2,833,167</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">2,329,025</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD NOWRAP STYLE="text-align: justify">Deposits</TD><TD NOWRAP STYLE="font-weight: bold">&nbsp;</TD>
    <TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; text-align: right">2,809,357</TD><TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">2,758,022</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">2,807,161</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">2,549,709</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">1,985,332</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD NOWRAP STYLE="text-align: justify">Interest-bearing liabilities</TD><TD NOWRAP STYLE="font-weight: bold">&nbsp;</TD>
    <TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; text-align: right">2,553,175</TD><TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">2,606,450</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">2,655,195</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">2,497,304</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">2,019,256</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD NOWRAP STYLE="text-align: justify">Shareholders&rsquo; equity</TD><TD NOWRAP STYLE="font-weight: bold">&nbsp;</TD>
    <TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; text-align: right">345,981</TD><TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">353,588</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">350,908</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">313,173</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">210,810</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD NOWRAP STYLE="text-align: justify; border-bottom: Black 1pt solid">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: right">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: right">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: right">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: right">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: right">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD NOWRAP STYLE="text-align: justify">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">&nbsp;</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">&nbsp;</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">&nbsp;</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">&nbsp;</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">&nbsp;</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD NOWRAP STYLE="font-weight: bold; text-align: justify">Ratios</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">&nbsp;</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">&nbsp;</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">&nbsp;</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">&nbsp;</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">&nbsp;</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD NOWRAP STYLE="text-align: justify">Return on average assets</TD><TD NOWRAP STYLE="font-weight: bold">&nbsp;</TD>
    <TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; text-align: right">(0.79%</TD><TD NOWRAP STYLE="font-weight: bold; text-align: left">)</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">0.23%</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">0.18%</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">1.82%</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">0.89%</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD NOWRAP STYLE="text-align: justify">Return on average common equity</TD><TD NOWRAP STYLE="font-weight: bold">&nbsp;</TD>
    <TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; text-align: right">(9.29%</TD><TD NOWRAP STYLE="font-weight: bold; text-align: left">)</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">2.59%</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">2.05%</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">22.55%</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">10.44%</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD NOWRAP STYLE="text-align: justify">Net interest margin (taxable-equivalent basis)</TD><TD NOWRAP STYLE="font-weight: bold">&nbsp;</TD>
    <TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; text-align: right">4.78%</TD><TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">4.72%</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">4.39%</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">3.81%</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">3.74%</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD NOWRAP STYLE="text-align: justify">Tangible common equity to tangible assets</TD><TD NOWRAP STYLE="font-weight: bold">&nbsp;</TD>
    <TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; text-align: right">6.81%</TD><TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">6.58%</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">6.52%</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">5.94%</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">5.67%</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD NOWRAP STYLE="text-align: justify">Loans to deposits at year end</TD><TD NOWRAP STYLE="font-weight: bold">&nbsp;</TD>
    <TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; text-align: right">84.23%</TD><TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">88.22%</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">92.52%</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">90.45%</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">106.58%</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD NOWRAP STYLE="text-align: justify">Allowance for loan losses to total loans</TD><TD NOWRAP STYLE="font-weight: bold">&nbsp;</TD>
    <TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; text-align: right">1.95%</TD><TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">1.70%</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">2.01%</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">1.41%</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">1.32%</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD NOWRAP STYLE="text-align: left">Allowance for loan losses to total loans - non-covered</TD><TD NOWRAP STYLE="font-weight: bold">&nbsp;</TD>
    <TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; text-align: right">1.99%</TD><TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">1.72%</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">1.84%</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">1.75%</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">1.32%</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD NOWRAP STYLE="text-align: justify">Nonperforming assets to total assets at year end</TD><TD NOWRAP STYLE="font-weight: bold">&nbsp;</TD>
    <TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; text-align: right">6.24%</TD><TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">8.00%</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">8.69%</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">7.27%</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">1.29%</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD NOWRAP STYLE="text-align: left">Nonperforming assets to total assets - non-covered</TD><TD NOWRAP STYLE="font-weight: bold">&nbsp;</TD>
    <TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; text-align: right">3.64%</TD><TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">4.30%</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">4.16%</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">3.10%</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">1.29%</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD NOWRAP STYLE="text-align: justify">Net charge-offs to average total loans</TD><TD NOWRAP STYLE="font-weight: bold">&nbsp;</TD>
    <TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; text-align: right">3.06%</TD><TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">2.00%</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">1.66%</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">0.49%</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">0.24%</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD NOWRAP STYLE="text-align: left">Net charge-offs to average total loans - non-covered</TD><TD NOWRAP STYLE="font-weight: bold">&nbsp;</TD>
    <TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; text-align: right">3.02%</TD><TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">1.52%</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">1.55%</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">0.56%</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">0.24%</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD NOWRAP STYLE="text-align: justify; border-bottom: Black 1pt solid">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: right">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: right">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: right">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: right">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: right">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD NOWRAP STYLE="text-align: justify">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">&nbsp;</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">&nbsp;</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">&nbsp;</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">&nbsp;</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">&nbsp;</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD NOWRAP STYLE="text-align: justify">Nonfinancial Data &ndash; number of branches</TD><TD NOWRAP STYLE="font-weight: bold">&nbsp;</TD>
    <TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; text-align: right">97</TD><TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">97</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">92</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">91</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">74</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD NOWRAP STYLE="text-align: justify; border-bottom: Black 2.5pt double">Nonfinancial Data &ndash; number of employees (FTEs)</TD><TD NOWRAP STYLE="font-weight: bold; border-bottom: Black 2.5pt double">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font-weight: bold; text-align: right">831</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; text-align: right">830</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; text-align: right">774</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; text-align: right">764</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; text-align: right">650</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</TD></TR>
</TABLE>


<!-- Field: Page; Sequence: 70 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 2px solid"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif"><TR><TD STYLE="text-align: center; width: 100%"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->70<!-- Field: /Sequence --></TD></TR></TABLE></DIV>
    <DIV STYLE="page-break-before: always; margin-top: 6pt; margin-bottom: 12pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif"><TR><TD STYLE="text-align: left; width: 100%"><A HREF="#toc" STYLE="font-style: italic">Table of Contents</A></TD></TR></TABLE></DIV>
    <!-- Field: /Page -->


<P STYLE="font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif; margin: 0 0 0 0.1in; text-align: justify; text-indent: 0.15in"></P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify; border-top: Black 3pt solid; border-bottom: Black 3pt solid"><B>Table
2 Average Balances and Net Interest Income Analysis</B></P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="border-collapse: collapse; width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif">
<TR STYLE="vertical-align: bottom">
    <TD NOWRAP STYLE="text-align: justify">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="34" NOWRAP STYLE="text-align: center; border-bottom: Black 1pt solid">Year Ended December 31,</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD NOWRAP STYLE="text-align: justify">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="10" NOWRAP STYLE="font-weight: bold; text-align: center; border-bottom: Black 1pt solid">2012</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font-weight: bold">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="10" NOWRAP STYLE="text-align: center; border-bottom: Black 1pt solid">2011</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="10" NOWRAP STYLE="text-align: center; border-bottom: Black 1pt solid">2010</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD NOWRAP STYLE="font-style: italic; text-align: justify">($ in thousands)</TD><TD NOWRAP STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="font-weight: bold; text-align: center; border-bottom: Black 1pt solid">Average <BR>Volume</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font-weight: bold">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="3" NOWRAP STYLE="font-weight: bold; text-align: center; border-bottom: Black 1pt solid">Avg. <BR>Rate</TD><TD NOWRAP STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="font-weight: bold; text-align: center; border-bottom: Black 1pt solid">Interest <BR>Earned <BR>or Paid</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font-weight: bold">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="text-align: center; border-bottom: Black 1pt solid">Average <BR>Volume</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="3" NOWRAP STYLE="text-align: center; border-bottom: Black 1pt solid">Avg. <BR>Rate</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="text-align: center; border-bottom: Black 1pt solid">Interest <BR>Earned <BR>or Paid</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="text-align: center; border-bottom: Black 1pt solid">Average <BR>Volume</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="3" NOWRAP STYLE="text-align: center; border-bottom: Black 1pt solid">Avg. <BR>Rate</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="text-align: center; border-bottom: Black 1pt solid">Interest <BR>Earned <BR>or Paid</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD NOWRAP STYLE="font-weight: bold; text-align: justify">Assets</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">&nbsp;</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">&nbsp;</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">&nbsp;</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">&nbsp;</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">&nbsp;</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">&nbsp;</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">&nbsp;</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">&nbsp;</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">&nbsp;</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD NOWRAP STYLE="width: 28%; text-align: justify">Loans (1) (2)</TD><TD NOWRAP STYLE="width: 1%; font-weight: bold">&nbsp;</TD>
    <TD NOWRAP STYLE="width: 1%; font-weight: bold; text-align: left">$</TD><TD NOWRAP STYLE="width: 5%; font-weight: bold; text-align: right">2,436,997</TD><TD NOWRAP STYLE="width: 1%; font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="width: 1%; font-weight: bold">&nbsp;</TD>
    <TD NOWRAP STYLE="width: 1%; font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="width: 4%; font-weight: bold; text-align: right">5.97%</TD><TD NOWRAP STYLE="width: 2%; font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="width: 1%; font-weight: bold">&nbsp;</TD>
    <TD NOWRAP STYLE="width: 1%; font-weight: bold; text-align: left">$</TD><TD NOWRAP STYLE="width: 5%; font-weight: bold; text-align: right">145,554</TD><TD NOWRAP STYLE="width: 1%; font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="width: 1%">&nbsp;</TD>
    <TD NOWRAP STYLE="width: 1%; text-align: left">$</TD><TD NOWRAP STYLE="width: 5%; text-align: right">2,461,995</TD><TD NOWRAP STYLE="width: 1%; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="width: 1%">&nbsp;</TD>
    <TD NOWRAP STYLE="width: 1%; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="width: 4%; text-align: right">6.00%</TD><TD NOWRAP STYLE="width: 2%; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="width: 1%">&nbsp;</TD>
    <TD NOWRAP STYLE="width: 1%; text-align: left">$</TD><TD NOWRAP STYLE="width: 5%; text-align: right">147,652</TD><TD NOWRAP STYLE="width: 1%; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="width: 1%">&nbsp;</TD>
    <TD NOWRAP STYLE="width: 1%; text-align: left">$</TD><TD NOWRAP STYLE="width: 5%; text-align: right">2,554,401</TD><TD NOWRAP STYLE="width: 1%; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="width: 1%">&nbsp;</TD>
    <TD NOWRAP STYLE="width: 1%; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="width: 4%; text-align: right">5.92%</TD><TD NOWRAP STYLE="width: 2%; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="width: 1%">&nbsp;</TD>
    <TD NOWRAP STYLE="width: 1%; text-align: left">$</TD><TD NOWRAP STYLE="width: 5%; text-align: right">151,292</TD><TD NOWRAP STYLE="width: 1%; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD NOWRAP STYLE="text-align: justify">Taxable securities</TD><TD NOWRAP STYLE="font-weight: bold">&nbsp;</TD>
    <TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; text-align: right">161,064</TD><TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold">&nbsp;</TD>
    <TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; text-align: right">2.70%</TD><TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold">&nbsp;</TD>
    <TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; text-align: right">4,352</TD><TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">175,666</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">3.23%</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">5,680</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">160,711</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">3.58%</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">5,750</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD NOWRAP STYLE="text-align: left">Non-taxable securities (3)</TD><TD NOWRAP STYLE="font-weight: bold">&nbsp;</TD>
    <TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; text-align: right">56,625</TD><TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold">&nbsp;</TD>
    <TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; text-align: right">6.15%</TD><TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold">&nbsp;</TD>
    <TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; text-align: right">3,485</TD><TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">57,478</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">6.19%</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">3,556</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">46,807</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">6.30%</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">2,949</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD NOWRAP STYLE="text-align: left; padding-bottom: 1pt">Short-term investments, primarily overnight funds</TD><TD NOWRAP STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; font-weight: bold; text-align: right">202,855</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD NOWRAP STYLE="padding-bottom: 1pt; font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font-weight: bold; text-align: right">0.32%</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; font-weight: bold; text-align: right">656</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: right">139,799</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: right">0.31%</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: right">436</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: right">165,896</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: right">0.35%</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: right">586</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD NOWRAP STYLE="text-align: justify; padding-bottom: 1pt">Total interest- earning assets</TD><TD NOWRAP STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD NOWRAP STYLE="padding-bottom: 1pt; font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font-weight: bold; text-align: right">2,857,541</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD NOWRAP STYLE="padding-bottom: 1pt; font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font-weight: bold; text-align: right">5.39%</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; font-weight: bold; text-align: right">154,047</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: right">2,834,938</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: right">5.55%</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: right">157,324</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: right">2,927,815</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: right">5.48%</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: right">160,577</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD NOWRAP STYLE="text-align: justify">Cash and due from banks</TD><TD NOWRAP STYLE="font-weight: bold">&nbsp;</TD>
    <TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; text-align: right">64,241</TD><TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">&nbsp;</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">&nbsp;</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">72,628</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">&nbsp;</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">&nbsp;</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">59,236</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">&nbsp;</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">&nbsp;</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD NOWRAP STYLE="text-align: justify">Bank premises and equipment, net</TD><TD NOWRAP STYLE="font-weight: bold">&nbsp;</TD>
    <TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; text-align: right">73,240</TD><TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">&nbsp;</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">&nbsp;</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">68,930</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">&nbsp;</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">&nbsp;</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">56,534</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">&nbsp;</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">&nbsp;</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD NOWRAP STYLE="text-align: justify; padding-bottom: 1pt">Other assets</TD><TD NOWRAP STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; font-weight: bold; text-align: right">316,267</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: right">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: right">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: right">338,549</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: right">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: right">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: right">283,392</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: right">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: right">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD NOWRAP STYLE="text-align: justify; padding-bottom: 2.5pt">Total assets</TD><TD NOWRAP STYLE="font-weight: bold; padding-bottom: 2.5pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font-weight: bold; text-align: left">$</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font-weight: bold; text-align: right">3,311,289</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt">&nbsp;</TD>
    <TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: right">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt">&nbsp;</TD>
    <TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: right">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; text-align: left">$</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; text-align: right">3,315,045</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt">&nbsp;</TD>
    <TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: right">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt">&nbsp;</TD>
    <TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: right">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; text-align: left">$</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; text-align: right">3,326,977</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt">&nbsp;</TD>
    <TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: right">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt">&nbsp;</TD>
    <TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: right">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD NOWRAP STYLE="text-align: justify">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">&nbsp;</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">&nbsp;</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">&nbsp;</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">&nbsp;</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">&nbsp;</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">&nbsp;</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">&nbsp;</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">&nbsp;</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">&nbsp;</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD NOWRAP STYLE="font-weight: bold; text-align: justify">Liabilities and Equity</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">&nbsp;</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">&nbsp;</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">&nbsp;</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">&nbsp;</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">&nbsp;</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">&nbsp;</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">&nbsp;</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">&nbsp;</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">&nbsp;</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD NOWRAP STYLE="text-align: left">Interest-bearing checking accounts</TD><TD NOWRAP STYLE="font-weight: bold">&nbsp;</TD>
    <TD NOWRAP STYLE="font-weight: bold; text-align: left">$</TD><TD NOWRAP STYLE="font-weight: bold; text-align: right">461,380</TD><TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold">&nbsp;</TD>
    <TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; text-align: right">0.16%</TD><TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold">&nbsp;</TD>
    <TD NOWRAP STYLE="font-weight: bold; text-align: left">$</TD><TD NOWRAP STYLE="font-weight: bold; text-align: right">736</TD><TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">$</TD><TD NOWRAP STYLE="text-align: right">355,979</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">0.22%</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">$</TD><TD NOWRAP STYLE="text-align: right">776</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">$</TD><TD NOWRAP STYLE="text-align: right">349,501</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">0.24%</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">$</TD><TD NOWRAP STYLE="text-align: right">834</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD NOWRAP STYLE="text-align: justify">Money market accounts</TD><TD NOWRAP STYLE="font-weight: bold">&nbsp;</TD>
    <TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; text-align: right">536,680</TD><TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold">&nbsp;</TD>
    <TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; text-align: right">0.34%</TD><TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold">&nbsp;</TD>
    <TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; text-align: right">1,804</TD><TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">508,209</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">0.53%</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">2,705</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">508,250</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">0.84%</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">4,267</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD NOWRAP STYLE="text-align: justify">Savings accounts</TD><TD NOWRAP STYLE="font-weight: bold">&nbsp;</TD>
    <TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; text-align: right">158,014</TD><TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold">&nbsp;</TD>
    <TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; text-align: right">0.19%</TD><TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold">&nbsp;</TD>
    <TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; text-align: right">296</TD><TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">152,256</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">0.48%</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">731</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">156,483</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">0.81%</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">1,262</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD NOWRAP STYLE="text-align: justify">Time deposits &gt;$100,000</TD><TD NOWRAP STYLE="font-weight: bold">&nbsp;</TD>
    <TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; text-align: right">725,473</TD><TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold">&nbsp;</TD>
    <TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; text-align: right">1.12%</TD><TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold">&nbsp;</TD>
    <TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; text-align: right">8,132</TD><TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">771,165</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">1.31%</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">10,103</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">786,257</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">1.57%</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">12,374</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD NOWRAP STYLE="text-align: justify; padding-bottom: 1pt">Other time deposits</TD><TD NOWRAP STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; font-weight: bold; text-align: right">550,420</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD NOWRAP STYLE="padding-bottom: 1pt; font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font-weight: bold; text-align: right">0.82%</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; font-weight: bold; text-align: right">4,486</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: right">641,078</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: right">1.10%</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: right">7,036</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: right">717,416</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: right">1.56%</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: right">11,193</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD NOWRAP STYLE="text-align: left">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Total interest-bearing deposits</TD><TD NOWRAP STYLE="font-weight: bold">&nbsp;</TD>
    <TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; text-align: right">2,431,967</TD><TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold">&nbsp;</TD>
    <TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; text-align: right">0.64%</TD><TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold">&nbsp;</TD>
    <TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; text-align: right">15,454</TD><TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">2,428,687</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">0.88%</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">21,351</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">2,517,907</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">1.19%</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">29,930</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD NOWRAP STYLE="text-align: left">Securities sold under agreements to repurchase</TD><TD NOWRAP STYLE="font-weight: bold">&nbsp;</TD>
    <TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; text-align: right">1,667</TD><TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold">&nbsp;</TD>
    <TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; text-align: right">0.24%</TD><TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold">&nbsp;</TD>
    <TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; text-align: right">4</TD><TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">55,020</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">0.33%</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">184</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">57,443</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">0.52%</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">298</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD NOWRAP STYLE="text-align: justify; padding-bottom: 1pt">Borrowings</TD><TD NOWRAP STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; font-weight: bold; text-align: right">119,541</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD NOWRAP STYLE="padding-bottom: 1pt; font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font-weight: bold; text-align: right">1.56%</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; font-weight: bold; text-align: right">1,862</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: right">122,743</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: right">1.65%</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: right">2,030</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: right">79,845</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: right">2.10%</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: right">1,679</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD NOWRAP STYLE="text-align: justify; padding-bottom: 1pt">Total interest- bearing liabilities</TD><TD NOWRAP STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD NOWRAP STYLE="padding-bottom: 1pt; font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font-weight: bold; text-align: right">2,553,175</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD NOWRAP STYLE="padding-bottom: 1pt; font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font-weight: bold; text-align: right">0.68%</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; font-weight: bold; text-align: right">17,320</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: right">2,606,450</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: right">0.90%</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: right">23,565</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: right">2,655,195</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: right">1.20%</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: right">31,907</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD NOWRAP STYLE="text-align: left">Noninterest-bearing checking accounts</TD><TD NOWRAP STYLE="font-weight: bold">&nbsp;</TD>
    <TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; text-align: right">377,390</TD><TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">&nbsp;</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold">&nbsp;</TD>
    <TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; text-align: right"><P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: right"><B>&nbsp;</B></P><P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: right"><B>&nbsp;</B></P></TD><TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">329,335</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">&nbsp;</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right"><P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: right">&nbsp;</P><P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: right">&nbsp;</P></TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">289,254</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">&nbsp;</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right"><P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: right">&nbsp;</P><P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: right">&nbsp;</P></TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD NOWRAP STYLE="text-align: justify">Other liabilities</TD><TD NOWRAP STYLE="font-weight: bold">&nbsp;</TD>
    <TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; text-align: right">34,743</TD><TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">&nbsp;</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">&nbsp;</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">25,672</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">&nbsp;</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">&nbsp;</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">31,620</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">&nbsp;</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">&nbsp;</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD NOWRAP STYLE="text-align: justify; padding-bottom: 1pt">Shareholders&rsquo; equity</TD><TD NOWRAP STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; font-weight: bold; text-align: right">345,981</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: right">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: right">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: right">353,588</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: right">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: right">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: right">350,908</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: right">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: right">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD NOWRAP STYLE="text-align: justify; padding-bottom: 2.5pt">Total liabilities and shareholders&rsquo; equity</TD><TD NOWRAP STYLE="font-weight: bold; padding-bottom: 2.5pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font-weight: bold; text-align: left">$</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font-weight: bold; text-align: right">3,311,289</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt">&nbsp;</TD>
    <TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: right">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt">&nbsp;</TD>
    <TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: right">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; text-align: left">$</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; text-align: right">3,315,045</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt">&nbsp;</TD>
    <TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: right">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt">&nbsp;</TD>
    <TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: right">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; text-align: left">$</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; text-align: right">3,326,977</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt">&nbsp;</TD>
    <TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: right">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt">&nbsp;</TD>
    <TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: right">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD NOWRAP STYLE="text-align: left; padding-bottom: 2.5pt">Net yield on interest- earning assets and net interest income</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt">&nbsp;</TD>
    <TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: right">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; padding-bottom: 2.5pt">&nbsp;</TD>
    <TD NOWRAP STYLE="padding-bottom: 2.5pt; font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; font-weight: bold; text-align: right">4.78%</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; padding-bottom: 2.5pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font-weight: bold; text-align: left">$</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font-weight: bold; text-align: right">136,727</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt">&nbsp;</TD>
    <TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: right">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt">&nbsp;</TD>
    <TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: right">4.72%</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; text-align: left">$</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; text-align: right">133,759</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt">&nbsp;</TD>
    <TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: right">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt">&nbsp;</TD>
    <TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: right">4.39%</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; text-align: left">$</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; text-align: right">128,670</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD NOWRAP STYLE="text-align: justify">Interest rate spread</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">&nbsp;</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold">&nbsp;</TD>
    <TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; text-align: right">4.71%</TD><TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">&nbsp;</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">&nbsp;</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">4.65%</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">&nbsp;</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">&nbsp;</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">4.28%</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">&nbsp;</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD NOWRAP STYLE="text-align: justify">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">&nbsp;</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">&nbsp;</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">&nbsp;</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">&nbsp;</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">&nbsp;</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">&nbsp;</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">&nbsp;</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">&nbsp;</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">&nbsp;</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD NOWRAP STYLE="text-align: justify; padding-bottom: 1pt; border-bottom: Black 1pt solid">Average prime rate</TD><TD NOWRAP STYLE="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: right">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left; border-bottom: Black 1pt solid">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; font-weight: bold; text-align: right">3.25%</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font-weight: bold; text-align: left; border-bottom: Black 1pt solid">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: right">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left; border-bottom: Black 1pt solid">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: right">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left; border-bottom: Black 1pt solid">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: right">3.25%</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left; border-bottom: Black 1pt solid">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: right">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left; border-bottom: Black 1pt solid">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: right">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left; border-bottom: Black 1pt solid">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: right">3.25%</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left; border-bottom: Black 1pt solid">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: right">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left; border-bottom: Black 1pt solid">&nbsp;</TD></TR>
</TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin-top: 0; margin-bottom: 0"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0"></TD><TD STYLE="width: 13.5pt"></TD><TD STYLE="text-align: justify"></TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin-top: 0; margin-bottom: 0"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0"></TD><TD STYLE="width: 0.25in">(1)</TD><TD STYLE="text-align: left">Average loans include nonaccruing loans, the effect of which is to lower the average rate shown. Interest
earned includes recognized net loan fees (costs) in the amounts of $111,400, ($101,500), and $35,000 for 2012, 2011, and 2010,
respectively.</TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin-top: 0; margin-bottom: 0"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0"></TD><TD STYLE="width: 0.25in">(2)</TD><TD STYLE="text-align: left">Includes accretion of discount on covered loans of $16,466,000, $11,598,000, and $7,607,000 in 2012,
2011, and 2010, respectively.</TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin-top: 0; margin-bottom: 0; border-bottom: Black 3pt solid"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0"></TD><TD STYLE="width: 0.25in">(3)</TD><TD STYLE="text-align: left">Includes tax-equivalent adjustments of $1,527,000, $1,556,000, and $1,316,000 in 2012, 2011, and 2010,
respectively, to reflect the federal and state tax benefit of the tax-exempt securities (using a 39% combined tax rate), reduced
by the related nondeductible portion of interest expense.</TD></TR></TABLE>


<!-- Field: Page; Sequence: 71 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 2px solid"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif"><TR><TD STYLE="text-align: center; width: 100%"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->71<!-- Field: /Sequence --></TD></TR></TABLE></DIV>
    <DIV STYLE="page-break-before: always; margin-top: 6pt; margin-bottom: 12pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif"><TR><TD STYLE="text-align: left; width: 100%"><A HREF="#toc" STYLE="font-style: italic">Table of Contents</A></TD></TR></TABLE></DIV>
    <!-- Field: /Page -->


<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify; border-top: Black 3pt solid; border-bottom: Black 3pt solid"><B>Table
3 Volume and Rate Variance Analysis</B></P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="border-collapse: collapse; width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif">
<TR STYLE="vertical-align: bottom">
    <TD NOWRAP STYLE="text-align: justify">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="10" NOWRAP STYLE="font-weight: bold; text-align: center; border-bottom: Black 1pt solid">Year Ended December 31, 2012</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font-weight: bold">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="10" NOWRAP STYLE="text-align: center; border-bottom: Black 1pt solid">Year Ended December 31, 2011</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD NOWRAP STYLE="text-align: justify">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="6" NOWRAP STYLE="font-weight: bold; text-align: center; border-bottom: Black 1pt solid">Change Attributable to</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font-weight: bold">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="text-align: center">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="6" NOWRAP STYLE="text-align: center; border-bottom: Black 1pt solid">Change Attributable to</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="text-align: center">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD NOWRAP STYLE="text-align: justify"><P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify">&nbsp;</P><P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify"><I>&nbsp;</I></P><P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify"><I>($ in thousands)</I></P></TD><TD NOWRAP STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="font-weight: bold; text-align: center; border-bottom: Black 1pt solid">Changes in<BR>
 Volumes</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font-weight: bold">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="font-weight: bold; border-bottom: Black 1pt solid; text-align: center; vertical-align: bottom">Changes <BR>in Rates</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font-weight: bold">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="font-weight: bold; text-align: center; border-bottom: Black 1pt solid">Total <BR>Increase <BR>(Decrease)</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font-weight: bold">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="text-align: center; border-bottom: Black 1pt solid">Changes <BR>in Volumes</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="text-align: center; border-bottom: Black 1pt solid">Changes <BR>in Rates</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="text-align: center; border-bottom: Black 1pt solid">Total <BR>Increase <BR>(Decrease)</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD NOWRAP STYLE="text-align: justify">Interest income (tax-equivalent):</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">&nbsp;</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">&nbsp;</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">&nbsp;</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">&nbsp;</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">&nbsp;</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">&nbsp;</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD NOWRAP STYLE="width: 34%; text-align: justify">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Loans</TD><TD NOWRAP STYLE="width: 2%; font-weight: bold">&nbsp;</TD>
    <TD NOWRAP STYLE="width: 1%; font-weight: bold; text-align: left">$</TD><TD NOWRAP STYLE="width: 7%; font-weight: bold; text-align: right">(1,496</TD><TD NOWRAP STYLE="width: 1%; font-weight: bold; text-align: left">)</TD><TD NOWRAP STYLE="width: 2%; font-weight: bold">&nbsp;</TD>
    <TD NOWRAP STYLE="width: 1%; font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="width: 7%; font-weight: bold; text-align: right">(602</TD><TD NOWRAP STYLE="width: 1%; font-weight: bold; text-align: left">)</TD><TD NOWRAP STYLE="width: 2%; font-weight: bold">&nbsp;</TD>
    <TD NOWRAP STYLE="width: 1%; font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="width: 7%; font-weight: bold; text-align: right">(2,098</TD><TD NOWRAP STYLE="width: 1%; font-weight: bold; text-align: left">)</TD><TD NOWRAP STYLE="width: 2%">&nbsp;</TD>
    <TD NOWRAP STYLE="width: 1%; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="width: 7%; text-align: right">(5,507</TD><TD NOWRAP STYLE="width: 1%; text-align: left">)</TD><TD NOWRAP STYLE="width: 2%">&nbsp;</TD>
    <TD NOWRAP STYLE="width: 1%; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="width: 7%; text-align: right">1,867</TD><TD NOWRAP STYLE="width: 1%; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="width: 2%">&nbsp;</TD>
    <TD NOWRAP STYLE="width: 1%; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="width: 7%; text-align: right">(3,640</TD><TD NOWRAP STYLE="width: 1%; text-align: left">)</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD NOWRAP STYLE="text-align: justify">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Taxable securities</TD><TD NOWRAP STYLE="font-weight: bold">&nbsp;</TD>
    <TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; text-align: right">(433</TD><TD NOWRAP STYLE="font-weight: bold; text-align: left">)</TD><TD NOWRAP STYLE="font-weight: bold">&nbsp;</TD>
    <TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; text-align: right">(895</TD><TD NOWRAP STYLE="font-weight: bold; text-align: left">)</TD><TD NOWRAP STYLE="font-weight: bold">&nbsp;</TD>
    <TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; text-align: right">(1,328</TD><TD NOWRAP STYLE="font-weight: bold; text-align: left">)</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">509</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">(579</TD><TD NOWRAP STYLE="text-align: left">)</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">(70</TD><TD NOWRAP STYLE="text-align: left">)</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD NOWRAP STYLE="text-align: justify">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Non-taxable securities</TD><TD NOWRAP STYLE="font-weight: bold">&nbsp;</TD>
    <TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; text-align: right">(53</TD><TD NOWRAP STYLE="font-weight: bold; text-align: left">)</TD><TD NOWRAP STYLE="font-weight: bold">&nbsp;</TD>
    <TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; text-align: right">(18</TD><TD NOWRAP STYLE="font-weight: bold; text-align: left">)</TD><TD NOWRAP STYLE="font-weight: bold">&nbsp;</TD>
    <TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; text-align: right">(71</TD><TD NOWRAP STYLE="font-weight: bold; text-align: left">)</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">666</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">(59</TD><TD NOWRAP STYLE="text-align: left">)</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">607</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD NOWRAP STYLE="text-align: justify; padding-bottom: 1pt">Short-term investments, primarily overnight funds</TD><TD NOWRAP STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; font-weight: bold; text-align: right">200</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; font-weight: bold; text-align: right">20</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; font-weight: bold; text-align: right">220</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: right">(87</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left">)</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: right">(63</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left">)</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: right">(150</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left">)</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD NOWRAP STYLE="text-align: justify; padding-bottom: 1pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Total interest income</TD><TD NOWRAP STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; font-weight: bold; text-align: right">(1,782</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font-weight: bold; text-align: left">)</TD><TD NOWRAP STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; font-weight: bold; text-align: right">(1,495</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font-weight: bold; text-align: left">)</TD><TD NOWRAP STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; font-weight: bold; text-align: right">(3,277</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font-weight: bold; text-align: left">)</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: right">(4,419</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left">)</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: right">1,166</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: right">(3,253</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left">)</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD NOWRAP STYLE="text-align: justify">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">&nbsp;</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">&nbsp;</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">&nbsp;</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">&nbsp;</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">&nbsp;</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">&nbsp;</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD NOWRAP STYLE="text-align: justify">Interest expense:</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">&nbsp;</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">&nbsp;</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">&nbsp;</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">&nbsp;</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">&nbsp;</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">&nbsp;</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD NOWRAP STYLE="text-align: justify">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Interest-bearing checking accounts</TD><TD NOWRAP STYLE="font-weight: bold">&nbsp;</TD>
    <TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; text-align: right">199</TD><TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold">&nbsp;</TD>
    <TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; text-align: right">(239</TD><TD NOWRAP STYLE="font-weight: bold; text-align: left">)</TD><TD NOWRAP STYLE="font-weight: bold">&nbsp;</TD>
    <TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; text-align: right">(40</TD><TD NOWRAP STYLE="font-weight: bold; text-align: left">)</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">15</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">(73</TD><TD NOWRAP STYLE="text-align: left">)</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">(58</TD><TD NOWRAP STYLE="text-align: left">)</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD NOWRAP STYLE="text-align: justify">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Money market accounts</TD><TD NOWRAP STYLE="font-weight: bold">&nbsp;</TD>
    <TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; text-align: right">124</TD><TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold">&nbsp;</TD>
    <TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; text-align: right">(1,025</TD><TD NOWRAP STYLE="font-weight: bold; text-align: left">)</TD><TD NOWRAP STYLE="font-weight: bold">&nbsp;</TD>
    <TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; text-align: right">(901</TD><TD NOWRAP STYLE="font-weight: bold; text-align: left">)</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">&mdash;</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">(1,562</TD><TD NOWRAP STYLE="text-align: left">)</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">(1,562</TD><TD NOWRAP STYLE="text-align: left">)</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD NOWRAP STYLE="text-align: justify">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Savings accounts</TD><TD NOWRAP STYLE="font-weight: bold">&nbsp;</TD>
    <TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; text-align: right">19</TD><TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold">&nbsp;</TD>
    <TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; text-align: right">(454</TD><TD NOWRAP STYLE="font-weight: bold; text-align: left">)</TD><TD NOWRAP STYLE="font-weight: bold">&nbsp;</TD>
    <TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; text-align: right">(435</TD><TD NOWRAP STYLE="font-weight: bold; text-align: left">)</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">(27</TD><TD NOWRAP STYLE="text-align: left">)</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">(504</TD><TD NOWRAP STYLE="text-align: left">)</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">(531</TD><TD NOWRAP STYLE="text-align: left">)</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD NOWRAP STYLE="text-align: justify">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Time deposits &gt;$100,000</TD><TD NOWRAP STYLE="font-weight: bold">&nbsp;</TD>
    <TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; text-align: right">(555</TD><TD NOWRAP STYLE="font-weight: bold; text-align: left">)</TD><TD NOWRAP STYLE="font-weight: bold">&nbsp;</TD>
    <TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; text-align: right">(1,416</TD><TD NOWRAP STYLE="font-weight: bold; text-align: left">)</TD><TD NOWRAP STYLE="font-weight: bold">&nbsp;</TD>
    <TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; text-align: right">(1,971</TD><TD NOWRAP STYLE="font-weight: bold; text-align: left">)</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">(218</TD><TD NOWRAP STYLE="text-align: left">)</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">(2,053</TD><TD NOWRAP STYLE="text-align: left">)</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">(2,271</TD><TD NOWRAP STYLE="text-align: left">)</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD NOWRAP STYLE="text-align: justify; padding-bottom: 1pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Other time deposits</TD><TD NOWRAP STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; font-weight: bold; text-align: right">(867</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font-weight: bold; text-align: left">)</TD><TD NOWRAP STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; font-weight: bold; text-align: right">(1,683</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font-weight: bold; text-align: left">)</TD><TD NOWRAP STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; font-weight: bold; text-align: right">(2,550</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font-weight: bold; text-align: left">)</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: right">(1,014</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left">)</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: right">(3,143</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left">)</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: right">(4,157</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left">)</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD NOWRAP STYLE="text-align: justify">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Total interest-bearing deposits</TD><TD NOWRAP STYLE="font-weight: bold">&nbsp;</TD>
    <TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; text-align: right">(1,080</TD><TD NOWRAP STYLE="font-weight: bold; text-align: left">)</TD><TD NOWRAP STYLE="font-weight: bold">&nbsp;</TD>
    <TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; text-align: right">(4,817</TD><TD NOWRAP STYLE="font-weight: bold; text-align: left">)</TD><TD NOWRAP STYLE="font-weight: bold">&nbsp;</TD>
    <TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; text-align: right">(5,897</TD><TD NOWRAP STYLE="font-weight: bold; text-align: left">)</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">(1,244</TD><TD NOWRAP STYLE="text-align: left">)</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">(7,335</TD><TD NOWRAP STYLE="text-align: left">)</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">(8,579</TD><TD NOWRAP STYLE="text-align: left">)</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD NOWRAP STYLE="text-align: left">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Securities sold under agreements to repurchase</TD><TD NOWRAP STYLE="font-weight: bold">&nbsp;</TD>
    <TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; text-align: right">(153</TD><TD NOWRAP STYLE="font-weight: bold; text-align: left">)</TD><TD NOWRAP STYLE="font-weight: bold">&nbsp;</TD>
    <TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; text-align: right">(27</TD><TD NOWRAP STYLE="font-weight: bold; text-align: left">)</TD><TD NOWRAP STYLE="font-weight: bold">&nbsp;</TD>
    <TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; text-align: right">(180</TD><TD NOWRAP STYLE="font-weight: bold; text-align: left">)</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">(10</TD><TD NOWRAP STYLE="text-align: left">)</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">(104</TD><TD NOWRAP STYLE="text-align: left">)</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">(114</TD><TD NOWRAP STYLE="text-align: left">)</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD NOWRAP STYLE="text-align: justify; padding-bottom: 1pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Borrowings</TD><TD NOWRAP STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; font-weight: bold; text-align: right">(51</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font-weight: bold; text-align: left">)</TD><TD NOWRAP STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; font-weight: bold; text-align: right">(117</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font-weight: bold; text-align: left">)</TD><TD NOWRAP STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; font-weight: bold; text-align: right">(168</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font-weight: bold; text-align: left">)</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: right">806</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: right">(455</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left">)</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: right">351</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD NOWRAP STYLE="text-align: justify; padding-bottom: 1pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Total interest expense</TD><TD NOWRAP STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; font-weight: bold; text-align: right">(1,284</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font-weight: bold; text-align: left">)</TD><TD NOWRAP STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; font-weight: bold; text-align: right">(4,961</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font-weight: bold; text-align: left">)</TD><TD NOWRAP STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; font-weight: bold; text-align: right">(6,245</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font-weight: bold; text-align: left">)</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: right">(448</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left">)</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: right">(7,894</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left">)</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: right">(8,342</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left">)</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD NOWRAP STYLE="text-align: justify">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">&nbsp;</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">&nbsp;</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">&nbsp;</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">&nbsp;</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">&nbsp;</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">&nbsp;</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD NOWRAP STYLE="text-align: left; padding-bottom: 2.5pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Net interest income (tax-equivalent)</TD><TD NOWRAP STYLE="font-weight: bold; padding-bottom: 2.5pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font-weight: bold; text-align: left">$</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font-weight: bold; text-align: right">(498</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; font-weight: bold; text-align: left">)</TD><TD NOWRAP STYLE="font-weight: bold; padding-bottom: 2.5pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font-weight: bold; text-align: right">3,466</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; padding-bottom: 2.5pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font-weight: bold; text-align: right">2,968</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; text-align: right">(3,971</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left">)</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; text-align: right">9,060</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; text-align: right">5,089</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD NOWRAP STYLE="text-align: justify">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">&nbsp;</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">&nbsp;</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">&nbsp;</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">&nbsp;</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">&nbsp;</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">&nbsp;</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD></TR>
</TABLE>


<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0 0 0 0.25in; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0 0 0 0.25in; text-align: justify">Changes attributable to
both volume and rate are allocated equally between rate and volume variances.</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0 0 0 0.25in; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify; border-top: Black 3pt solid; border-bottom: Black 3pt solid"><B>Table
4 Noninterest Income</B></P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="border-collapse: collapse; width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif">
<TR STYLE="vertical-align: bottom">
    <TD NOWRAP STYLE="text-align: justify">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="10" NOWRAP STYLE="text-align: center; border-bottom: Black 1pt solid">Year Ended December 31,</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD NOWRAP STYLE="font-style: italic; text-align: justify">($ in thousands)</TD><TD NOWRAP STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="font-weight: bold; text-align: center; border-bottom: Black 1pt solid">2012</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font-weight: bold">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="text-align: center; border-bottom: Black 1pt solid">2011</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="text-align: center; border-bottom: Black 1pt solid">2010</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD NOWRAP STYLE="text-align: justify">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="text-align: justify">&nbsp;</TD><TD NOWRAP>&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="text-align: justify">&nbsp;</TD><TD NOWRAP>&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="text-align: justify">&nbsp;</TD><TD NOWRAP>&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD NOWRAP STYLE="width: 67%; text-align: justify">Service charges on deposit accounts</TD><TD NOWRAP STYLE="width: 2%; font-weight: bold">&nbsp;</TD>
    <TD NOWRAP STYLE="width: 1%; font-weight: bold; text-align: left">$</TD><TD NOWRAP STYLE="width: 7%; font-weight: bold; text-align: right">11,865</TD><TD NOWRAP STYLE="width: 1%; font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="width: 2%">&nbsp;</TD>
    <TD NOWRAP STYLE="width: 1%; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="width: 7%; text-align: right">11,981</TD><TD NOWRAP STYLE="width: 1%; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="width: 2%">&nbsp;</TD>
    <TD NOWRAP STYLE="width: 1%; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="width: 7%; text-align: right">12,335</TD><TD NOWRAP STYLE="width: 1%; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD NOWRAP STYLE="text-align: justify">Other service charges, commissions, and fees</TD><TD NOWRAP STYLE="font-weight: bold">&nbsp;</TD>
    <TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; text-align: right">8,831</TD><TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">8,067</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">6,507</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD NOWRAP STYLE="text-align: justify">Fees from presold mortgages</TD><TD NOWRAP STYLE="font-weight: bold">&nbsp;</TD>
    <TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; text-align: right">2,378</TD><TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">1,609</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">1,813</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD NOWRAP STYLE="text-align: left">Commissions from sales of insurance and financial products</TD><TD NOWRAP STYLE="font-weight: bold">&nbsp;</TD>
    <TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; text-align: right">1,832</TD><TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">1,512</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">1,476</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD NOWRAP STYLE="text-align: left; padding-bottom: 1pt">Bank owned life insurance income</TD><TD NOWRAP STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; font-weight: bold; text-align: right">591</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: right">45</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: right">47</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD NOWRAP STYLE="text-align: justify">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Total core noninterest income</TD><TD NOWRAP STYLE="font-weight: bold">&nbsp;</TD>
    <TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; text-align: right">25,497</TD><TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">23,214</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">22,178</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD NOWRAP STYLE="text-align: justify">Gain from acquisition</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">&mdash;</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">10,196</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">&mdash;</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD NOWRAP STYLE="text-align: left">Foreclosed property losses and write-downs &ndash; non-covered</TD><TD NOWRAP STYLE="font-weight: bold">&nbsp;</TD>
    <TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; text-align: right">(15,325</TD><TD NOWRAP STYLE="font-weight: bold; text-align: left">)</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">(3,355</TD><TD NOWRAP STYLE="text-align: left">)</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">(984</TD><TD NOWRAP STYLE="text-align: left">)</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD NOWRAP STYLE="text-align: left">Foreclosed property losses and write-downs &ndash; covered</TD><TD NOWRAP STYLE="font-weight: bold">&nbsp;</TD>
    <TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; text-align: right">(13,035</TD><TD NOWRAP STYLE="font-weight: bold; text-align: left">)</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">(24,492</TD><TD NOWRAP STYLE="text-align: left">)</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">(34,527</TD><TD NOWRAP STYLE="text-align: left">)</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD NOWRAP STYLE="text-align: justify">FDIC Indemnification asset income, net</TD><TD NOWRAP STYLE="font-weight: bold">&nbsp;</TD>
    <TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; text-align: right">4,077</TD><TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">20,481</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">41,808</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD NOWRAP STYLE="text-align: justify">Securities gains (losses), net</TD><TD NOWRAP STYLE="font-weight: bold">&nbsp;</TD>
    <TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; text-align: right">638</TD><TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">74</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">26</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD NOWRAP STYLE="text-align: justify; padding-bottom: 1pt">Other gains (losses), net</TD><TD NOWRAP STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; font-weight: bold; text-align: right">(463</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font-weight: bold; text-align: left">)</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: right">98</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: right">605</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD NOWRAP STYLE="text-align: justify; padding-bottom: 2.5pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Total</TD><TD NOWRAP STYLE="font-weight: bold; padding-bottom: 2.5pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font-weight: bold; text-align: left">$</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font-weight: bold; text-align: right">1,389</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; text-align: right">26,216</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; text-align: right">29,106</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD NOWRAP STYLE="text-align: justify; padding-bottom: 2.5pt; border-bottom: Black 3pt solid">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; padding-bottom: 2.5pt; border-bottom: Black 3pt solid">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 3pt solid; font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 3pt solid; font-weight: bold; text-align: right">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; font-weight: bold; text-align: left; border-bottom: Black 3pt solid">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; border-bottom: Black 3pt solid">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 3pt solid; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 3pt solid; text-align: right">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left; border-bottom: Black 3pt solid">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; border-bottom: Black 3pt solid">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 3pt solid; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 3pt solid; text-align: right">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left; border-bottom: Black 3pt solid">&nbsp;</TD></TR>
</TABLE>

<P STYLE="font: 10pt/9pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify">&nbsp;</P>


<!-- Field: Page; Sequence: 72 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 2px solid"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif"><TR><TD STYLE="text-align: center; width: 100%"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->72<!-- Field: /Sequence --></TD></TR></TABLE></DIV>
    <DIV STYLE="page-break-before: always; margin-top: 6pt; margin-bottom: 12pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif"><TR><TD STYLE="text-align: left; width: 100%"><A HREF="#toc" STYLE="font-style: italic">Table of Contents</A></TD></TR></TABLE></DIV>
    <!-- Field: /Page -->


<P STYLE="font: 10pt/9pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify"><B>&nbsp;</B></P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify; border-top: Black 3pt solid; border-bottom: Black 3pt solid"><B>Table
5 Noninterest Expenses</B></P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="border-collapse: collapse; width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif">
<TR STYLE="vertical-align: bottom">
    <TD NOWRAP STYLE="text-align: justify">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="10" NOWRAP STYLE="text-align: center; border-bottom: Black 1pt solid">Year Ended December 31,</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD NOWRAP STYLE="font-style: italic; text-align: justify">($ in thousands)</TD><TD NOWRAP STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="font-weight: bold; text-align: center; border-bottom: Black 1pt solid">2012</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font-weight: bold">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="text-align: center; border-bottom: Black 1pt solid">2011</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="text-align: center; border-bottom: Black 1pt solid">2010</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD NOWRAP STYLE="text-align: justify">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="text-align: justify">&nbsp;</TD><TD NOWRAP>&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="text-align: justify">&nbsp;</TD><TD NOWRAP>&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="text-align: justify">&nbsp;</TD><TD NOWRAP>&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD NOWRAP STYLE="width: 67%; text-align: justify">Salaries</TD><TD NOWRAP STYLE="width: 2%; font-weight: bold">&nbsp;</TD>
    <TD NOWRAP STYLE="width: 1%; font-weight: bold; text-align: left">$</TD><TD NOWRAP STYLE="width: 7%; font-weight: bold; text-align: right">41,336</TD><TD NOWRAP STYLE="width: 1%; font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="width: 2%">&nbsp;</TD>
    <TD NOWRAP STYLE="width: 1%; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="width: 7%; text-align: right">39,822</TD><TD NOWRAP STYLE="width: 1%; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="width: 2%">&nbsp;</TD>
    <TD NOWRAP STYLE="width: 1%; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="width: 7%; text-align: right">35,076</TD><TD NOWRAP STYLE="width: 1%; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD NOWRAP STYLE="text-align: justify; padding-bottom: 1pt">Employee benefits</TD><TD NOWRAP STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; font-weight: bold; text-align: right">12,007</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: right">11,616</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: right">10,214</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD NOWRAP STYLE="text-align: justify">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Total personnel expense</TD><TD NOWRAP STYLE="font-weight: bold">&nbsp;</TD>
    <TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; text-align: right">53,343</TD><TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">51,438</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">45,290</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD NOWRAP STYLE="text-align: justify">Occupancy expense</TD><TD NOWRAP STYLE="font-weight: bold">&nbsp;</TD>
    <TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; text-align: right">6,954</TD><TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">6,574</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">6,799</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD NOWRAP STYLE="text-align: justify">Equipment related expenses</TD><TD NOWRAP STYLE="font-weight: bold">&nbsp;</TD>
    <TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; text-align: right">4,800</TD><TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">4,326</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">4,327</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD NOWRAP STYLE="text-align: justify">Amortization of intangible assets</TD><TD NOWRAP STYLE="font-weight: bold">&nbsp;</TD>
    <TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; text-align: right">897</TD><TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">902</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">874</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD NOWRAP STYLE="text-align: justify">Acquisition expenses</TD><TD NOWRAP STYLE="font-weight: bold">&nbsp;</TD>
    <TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; text-align: right">&mdash;</TD><TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">636</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">&mdash;</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD NOWRAP STYLE="text-align: justify">FDIC insurance expense</TD><TD NOWRAP STYLE="font-weight: bold">&nbsp;</TD>
    <TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; text-align: right">2,678</TD><TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">3,008</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">4,387</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD NOWRAP STYLE="text-align: justify">Stationery and supplies</TD><TD NOWRAP STYLE="font-weight: bold">&nbsp;</TD>
    <TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; text-align: right">2,240</TD><TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">2,867</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">2,563</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD NOWRAP STYLE="text-align: justify">Telephone</TD><TD NOWRAP STYLE="font-weight: bold">&nbsp;</TD>
    <TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; text-align: right">1,683</TD><TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">2,127</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">2,053</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD NOWRAP STYLE="text-align: justify">Repossession and collection expenses &ndash; non-covered</TD><TD NOWRAP STYLE="font-weight: bold">&nbsp;</TD>
    <TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; text-align: right">3,107</TD><TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">3,492</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">2,138</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD NOWRAP STYLE="text-align: justify">Repossession and collection expenses &ndash; covered, net of <BR>
&nbsp;&nbsp;&nbsp;FDIC reimbursement and rental income</TD><TD NOWRAP STYLE="font-weight: bold">&nbsp;</TD>
    <TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; text-align: right">1,642</TD><TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">1,968</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">2,617</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD NOWRAP STYLE="text-align: justify">Non-credit losses</TD><TD NOWRAP STYLE="font-weight: bold">&nbsp;</TD>
    <TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; text-align: right">1,571</TD><TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">1,276</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">489</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD NOWRAP STYLE="text-align: justify; padding-bottom: 1pt">Other operating expenses</TD><TD NOWRAP STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; font-weight: bold; text-align: right">18,360</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: right">17,492</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: right">15,419</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD NOWRAP STYLE="text-align: justify; padding-bottom: 2.5pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Total</TD><TD NOWRAP STYLE="font-weight: bold; padding-bottom: 2.5pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font-weight: bold; text-align: left">$</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font-weight: bold; text-align: right">97,275</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; text-align: right">96,106</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; text-align: right">86,956</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD NOWRAP STYLE="text-align: justify">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">&nbsp;</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">&nbsp;</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">&nbsp;</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD></TR>
</TABLE>

<P STYLE="font: 10pt/2pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify; border-top: Black 3pt solid; border-bottom: Black 3pt solid"><B>Table
6 Income Taxes</B></P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="border-collapse: collapse; width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif">
<TR STYLE="vertical-align: bottom">
    <TD STYLE="font-style: italic; text-align: justify">($ in thousands)</TD><TD STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font-weight: bold; text-align: center; border-bottom: Black 1pt solid">2012</TD><TD STYLE="padding-bottom: 1pt; font-weight: bold">&nbsp;</TD><TD STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="text-align: center; border-bottom: Black 1pt solid">2011</TD><TD STYLE="padding-bottom: 1pt">&nbsp;</TD><TD STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="text-align: center; border-bottom: Black 1pt solid">2010</TD><TD STYLE="padding-bottom: 1pt">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="text-align: justify">&nbsp;</TD><TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="text-align: right">&nbsp;</TD><TD>&nbsp;</TD><TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="text-align: right">&nbsp;</TD><TD>&nbsp;</TD><TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="text-align: right">&nbsp;</TD><TD>&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD STYLE="width: 67%; text-align: left">Current&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;- Federal</TD><TD STYLE="width: 2%; font-weight: bold">&nbsp;</TD>
    <TD STYLE="width: 1%; font-weight: bold; text-align: left">$</TD><TD STYLE="width: 7%; font-weight: bold; text-align: right">(8,401</TD><TD STYLE="width: 1%; font-weight: bold; text-align: left">)</TD><TD STYLE="width: 2%">&nbsp;</TD>
    <TD STYLE="width: 1%; text-align: left">&nbsp;</TD><TD STYLE="width: 7%; text-align: right">9,204</TD><TD STYLE="width: 1%; text-align: left">&nbsp;</TD><TD STYLE="width: 2%">&nbsp;</TD>
    <TD STYLE="width: 1%; text-align: left">&nbsp;</TD><TD STYLE="width: 7%; text-align: right">25,353</TD><TD STYLE="width: 1%; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="text-align: left">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;- State</TD><TD STYLE="font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-weight: bold; text-align: right">(43</TD><TD STYLE="font-weight: bold; text-align: left">)</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">2,094</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">3,807</TD><TD STYLE="text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD STYLE="text-align: left">Deferred&nbsp;&nbsp;&nbsp;- Federal</TD><TD STYLE="font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-weight: bold; text-align: right">(5,914</TD><TD STYLE="font-weight: bold; text-align: left">)</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">(3,234</TD><TD STYLE="text-align: left">)</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">(21,092</TD><TD STYLE="text-align: left">)</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="text-align: left; padding-bottom: 1pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;- State</TD><TD STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; font-weight: bold; text-align: right">(2,594</TD><TD STYLE="padding-bottom: 1pt; font-weight: bold; text-align: left">)</TD><TD STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; text-align: right">(694</TD><TD STYLE="padding-bottom: 1pt; text-align: left">)</TD><TD STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; text-align: right">(3,108</TD><TD STYLE="padding-bottom: 1pt; text-align: left">)</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD STYLE="text-align: justify; padding-bottom: 2.5pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Total tax expense (benefit)</TD><TD STYLE="font-weight: bold; padding-bottom: 2.5pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2.5pt double; font-weight: bold; text-align: left">$</TD><TD STYLE="border-bottom: Black 2.5pt double; font-weight: bold; text-align: right">(16,952</TD><TD STYLE="padding-bottom: 2.5pt; font-weight: bold; text-align: left">)</TD><TD STYLE="padding-bottom: 2.5pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 2.5pt double; text-align: right">7,370</TD><TD STYLE="padding-bottom: 2.5pt; text-align: left">&nbsp;</TD><TD STYLE="padding-bottom: 2.5pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 2.5pt double; text-align: right">4,960</TD><TD STYLE="padding-bottom: 2.5pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="text-align: justify">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">&nbsp;</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">&nbsp;</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">&nbsp;</TD><TD STYLE="text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD STYLE="text-align: justify; padding-bottom: 2.5pt">Effective tax rate</TD><TD STYLE="font-weight: bold; padding-bottom: 2.5pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2.5pt double; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 2.5pt double; font-weight: bold; text-align: right">42.0%</TD><TD STYLE="padding-bottom: 2.5pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="padding-bottom: 2.5pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 2.5pt double; text-align: right">35.1%</TD><TD STYLE="padding-bottom: 2.5pt; text-align: left">&nbsp;</TD><TD STYLE="padding-bottom: 2.5pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 2.5pt double; text-align: right">33.2%</TD><TD STYLE="padding-bottom: 2.5pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="text-align: justify; padding-bottom: 2.5pt; border-bottom: Black 3pt solid">&nbsp;</TD><TD STYLE="padding-bottom: 2.5pt; border-bottom: Black 3pt solid">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 3pt solid; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 3pt solid; text-align: right">&nbsp;</TD><TD STYLE="padding-bottom: 2.5pt; text-align: left; border-bottom: Black 3pt solid">&nbsp;</TD><TD STYLE="padding-bottom: 2.5pt; border-bottom: Black 3pt solid">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 3pt solid; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 3pt solid; text-align: right">&nbsp;</TD><TD STYLE="padding-bottom: 2.5pt; text-align: left; border-bottom: Black 3pt solid">&nbsp;</TD><TD STYLE="padding-bottom: 2.5pt; border-bottom: Black 3pt solid">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 3pt solid; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 3pt solid; text-align: right">&nbsp;</TD><TD STYLE="padding-bottom: 2.5pt; text-align: left; border-bottom: Black 3pt solid">&nbsp;</TD></TR>
</TABLE>

<P STYLE="font: 10pt/7pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify">&nbsp;</P>


<!-- Field: Page; Sequence: 73 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 2px solid"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif"><TR><TD STYLE="text-align: center; width: 100%"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->73<!-- Field: /Sequence --></TD></TR></TABLE></DIV>
    <DIV STYLE="page-break-before: always; margin-top: 6pt; margin-bottom: 12pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif"><TR><TD STYLE="text-align: left; width: 100%"><A HREF="#toc" STYLE="font-style: italic">Table of Contents</A></TD></TR></TABLE></DIV>
    <!-- Field: /Page -->


<P STYLE="font: 10pt/7pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify; border-top: Black 3pt solid; border-bottom: Black 3pt solid"><B>Table
7 Distribution of Assets and Liabilities</B></P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="border-collapse: collapse; width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif">
<TR STYLE="vertical-align: bottom">
    <TD STYLE="text-align: justify">&nbsp;</TD><TD STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="11" STYLE="text-align: center; border-bottom: Black 1pt solid">As of December 31,</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="text-align: justify">&nbsp;</TD><TD STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="font-weight: bold; text-align: center; border-bottom: Black 1pt solid">2012</TD><TD STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="text-align: center; border-bottom: Black 1pt solid">2011</TD><TD STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="text-align: center; border-bottom: Black 1pt solid">2010</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD STYLE="text-align: justify">Assets</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">&nbsp;</TD><TD STYLE="text-align: left; vertical-align: bottom">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">&nbsp;</TD><TD STYLE="text-align: left; vertical-align: bottom">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">&nbsp;</TD><TD STYLE="text-align: left; vertical-align: bottom">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="text-align: justify">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Interest-earning assets</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">&nbsp;</TD><TD STYLE="text-align: left; vertical-align: bottom">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">&nbsp;</TD><TD STYLE="text-align: left; vertical-align: bottom">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">&nbsp;</TD><TD STYLE="text-align: left; vertical-align: bottom">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD STYLE="width: 64%; text-align: justify">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Net loans</TD><TD STYLE="width: 2%; font-weight: bold">&nbsp;</TD>
    <TD STYLE="width: 1%; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="width: 5%; font-weight: bold; text-align: right">72</TD><TD STYLE="width: 4%; font-weight: bold; text-align: left; vertical-align: bottom">%</TD><TD STYLE="width: 2%">&nbsp;</TD>
    <TD STYLE="width: 1%; text-align: left">&nbsp;</TD><TD STYLE="width: 5%; text-align: right">73</TD><TD STYLE="width: 4%; text-align: left; vertical-align: bottom">%</TD><TD STYLE="width: 2%">&nbsp;</TD>
    <TD STYLE="width: 1%; text-align: left">&nbsp;</TD><TD STYLE="width: 5%; text-align: right">73</TD><TD STYLE="width: 4%; text-align: left; vertical-align: bottom">%</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="text-align: justify">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Securities available for sale</TD><TD STYLE="font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-weight: bold; text-align: right">5</TD><TD STYLE="font-weight: bold; text-align: left; vertical-align: bottom">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">6</TD><TD STYLE="text-align: left; vertical-align: bottom">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">5</TD><TD STYLE="text-align: left; vertical-align: bottom">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD STYLE="text-align: justify">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Securities held to maturity</TD><TD STYLE="font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-weight: bold; text-align: right">2</TD><TD STYLE="font-weight: bold; text-align: left; vertical-align: bottom">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">2</TD><TD STYLE="text-align: left; vertical-align: bottom">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">2</TD><TD STYLE="text-align: left; vertical-align: bottom">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="text-align: justify; padding-bottom: 1pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Short term investments</TD><TD STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; font-weight: bold; text-align: right">5</TD><TD STYLE="border-bottom: Black 1pt solid; font-weight: bold; text-align: left; vertical-align: bottom">&nbsp;</TD><TD STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; text-align: right">4</TD><TD STYLE="border-bottom: Black 1pt solid; font-weight: bold; text-align: left; vertical-align: bottom">&nbsp;</TD><TD STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; text-align: right">5</TD><TD STYLE="border-bottom: Black 1pt solid; font-weight: bold; text-align: left; vertical-align: bottom">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD STYLE="text-align: justify">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Total interest-earning assets</TD><TD STYLE="font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-weight: bold; text-align: right">84</TD><TD STYLE="font-weight: bold; text-align: left; vertical-align: bottom">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">85</TD><TD STYLE="text-align: left; vertical-align: bottom">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">85</TD><TD STYLE="text-align: left; vertical-align: bottom">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="text-align: justify">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">&nbsp;</TD><TD STYLE="text-align: left; vertical-align: bottom">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">&nbsp;</TD><TD STYLE="text-align: left; vertical-align: bottom">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">&nbsp;</TD><TD STYLE="text-align: left; vertical-align: bottom">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD STYLE="text-align: justify">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Noninterest-earning assets</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">&nbsp;</TD><TD STYLE="text-align: left; vertical-align: bottom">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">&nbsp;</TD><TD STYLE="text-align: left; vertical-align: bottom">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">&nbsp;</TD><TD STYLE="text-align: left; vertical-align: bottom">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="text-align: justify">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Cash and due from banks</TD><TD STYLE="font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-weight: bold; text-align: right">3</TD><TD STYLE="font-weight: bold; text-align: left; vertical-align: bottom">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">2</TD><TD STYLE="text-align: left; vertical-align: bottom">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">2</TD><TD STYLE="text-align: left; vertical-align: bottom">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD STYLE="text-align: justify">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Loans held for sale</TD><TD STYLE="font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-weight: bold; text-align: right">1</TD><TD STYLE="font-weight: bold; text-align: left; vertical-align: bottom">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">&mdash;</TD><TD STYLE="text-align: left; vertical-align: bottom">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">&mdash;</TD><TD STYLE="text-align: left; vertical-align: bottom">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="text-align: justify">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Premises and equipment</TD><TD STYLE="font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-weight: bold; text-align: right">2</TD><TD STYLE="font-weight: bold; text-align: left; vertical-align: bottom">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">2</TD><TD STYLE="text-align: left; vertical-align: bottom">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">2</TD><TD STYLE="text-align: left; vertical-align: bottom">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD STYLE="text-align: justify">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;FDIC indemnification asset</TD><TD STYLE="font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-weight: bold; text-align: right">3</TD><TD STYLE="font-weight: bold; text-align: left; vertical-align: bottom">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">4</TD><TD STYLE="text-align: left; vertical-align: bottom">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">4</TD><TD STYLE="text-align: left; vertical-align: bottom">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="text-align: justify">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Intangible assets</TD><TD STYLE="font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-weight: bold; text-align: right">2</TD><TD STYLE="font-weight: bold; text-align: left; vertical-align: bottom">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">2</TD><TD STYLE="text-align: left; vertical-align: bottom">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">2</TD><TD STYLE="text-align: left; vertical-align: bottom">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD STYLE="text-align: justify">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Foreclosed real estate</TD><TD STYLE="font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-weight: bold; text-align: right">2</TD><TD STYLE="font-weight: bold; text-align: left; vertical-align: bottom">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">4</TD><TD STYLE="text-align: left; vertical-align: bottom">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">4</TD><TD STYLE="text-align: left; vertical-align: bottom">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="text-align: justify">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Bank-owned life insurance</TD><TD STYLE="font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-weight: bold; text-align: right">1</TD><TD STYLE="font-weight: bold; text-align: left; vertical-align: bottom">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">&mdash;</TD><TD STYLE="text-align: left; vertical-align: bottom">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">&mdash;</TD><TD STYLE="text-align: left; vertical-align: bottom">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD STYLE="text-align: justify; padding-bottom: 1pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Other assets</TD><TD STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; font-weight: bold; text-align: right">2</TD><TD STYLE="border-bottom: Black 1pt solid; font-weight: bold; text-align: left; vertical-align: bottom">&nbsp;</TD><TD STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; text-align: right">1</TD><TD STYLE="border-bottom: Black 1pt solid; font-weight: bold; text-align: left; vertical-align: bottom">&nbsp;</TD><TD STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; text-align: right">1</TD><TD STYLE="border-bottom: Black 1pt solid; font-weight: bold; text-align: left; vertical-align: bottom">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="text-align: justify; padding-bottom: 2.5pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Total assets</TD><TD STYLE="font-weight: bold; padding-bottom: 2.5pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2.5pt double; font-weight: bold; text-align: right; vertical-align: bottom">&nbsp;</TD><TD STYLE="border-bottom: Black 2.5pt double; font-weight: bold; text-align: right">100</TD><TD STYLE="border-bottom: Black 2.5pt double; font-weight: bold; text-align: left; vertical-align: bottom">%</TD><TD STYLE="padding-bottom: 2.5pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 2.5pt double; text-align: right">100</TD><TD STYLE="border-bottom: Black 2.5pt double; font-weight: bold; text-align: left; vertical-align: bottom">%</TD><TD STYLE="padding-bottom: 2.5pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 2.5pt double; text-align: right">100</TD><TD STYLE="border-bottom: Black 2.5pt double; font-weight: bold; text-align: left; vertical-align: bottom">%</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD STYLE="text-align: justify">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">&nbsp;</TD><TD STYLE="text-align: left; vertical-align: bottom">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">&nbsp;</TD><TD STYLE="text-align: left; vertical-align: bottom">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">&nbsp;</TD><TD STYLE="text-align: left; vertical-align: bottom">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="text-align: justify">Liabilities and shareholders&rsquo; equity</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">&nbsp;</TD><TD STYLE="text-align: left; vertical-align: bottom">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">&nbsp;</TD><TD STYLE="text-align: left; vertical-align: bottom">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">&nbsp;</TD><TD STYLE="text-align: left; vertical-align: bottom">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD STYLE="text-align: justify">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Noninterest-bearing checking accounts</TD><TD STYLE="font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-weight: bold; text-align: right">13</TD><TD STYLE="font-weight: bold; text-align: left; vertical-align: bottom">%</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">10</TD><TD STYLE="text-align: left; vertical-align: bottom">%</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">9</TD><TD STYLE="text-align: left; vertical-align: bottom">%</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="text-align: justify">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Interest-bearing checking accounts</TD><TD STYLE="font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-weight: bold; text-align: right">16</TD><TD STYLE="font-weight: bold; text-align: left; vertical-align: bottom">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">13</TD><TD STYLE="text-align: left; vertical-align: bottom">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">9</TD><TD STYLE="text-align: left; vertical-align: bottom">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD STYLE="text-align: justify">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Money market accounts</TD><TD STYLE="font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-weight: bold; text-align: right">17</TD><TD STYLE="font-weight: bold; text-align: left; vertical-align: bottom">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">16</TD><TD STYLE="text-align: left; vertical-align: bottom">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">15</TD><TD STYLE="text-align: left; vertical-align: bottom">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="text-align: justify">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Savings accounts</TD><TD STYLE="font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-weight: bold; text-align: right">5</TD><TD STYLE="font-weight: bold; text-align: left; vertical-align: bottom">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">4</TD><TD STYLE="text-align: left; vertical-align: bottom">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">5</TD><TD STYLE="text-align: left; vertical-align: bottom">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD STYLE="text-align: justify">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Time deposits of $100,000 or more</TD><TD STYLE="font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-weight: bold; text-align: right">20</TD><TD STYLE="font-weight: bold; text-align: left; vertical-align: bottom">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">23</TD><TD STYLE="text-align: left; vertical-align: bottom">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">23</TD><TD STYLE="text-align: left; vertical-align: bottom">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="text-align: justify; padding-bottom: 1pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Other time deposits</TD><TD STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; font-weight: bold; text-align: right">16</TD><TD STYLE="border-bottom: Black 1pt solid; font-weight: bold; text-align: left; vertical-align: bottom">&nbsp;</TD><TD STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; text-align: right">18</TD><TD STYLE="border-bottom: Black 1pt solid; font-weight: bold; text-align: left; vertical-align: bottom">&nbsp;</TD><TD STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; text-align: right">20</TD><TD STYLE="border-bottom: Black 1pt solid; font-weight: bold; text-align: left; vertical-align: bottom">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD STYLE="text-align: justify">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Total deposits</TD><TD STYLE="font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-weight: bold; text-align: right">87</TD><TD STYLE="font-weight: bold; text-align: left; vertical-align: bottom">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">84</TD><TD STYLE="text-align: left; vertical-align: bottom">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">81</TD><TD STYLE="text-align: left; vertical-align: bottom">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="text-align: left">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Securities sold under agreements to repurchase</TD><TD STYLE="font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-weight: bold; text-align: right">&mdash;</TD><TD STYLE="font-weight: bold; text-align: left; vertical-align: bottom">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">1</TD><TD STYLE="text-align: left; vertical-align: bottom">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">2</TD><TD STYLE="text-align: left; vertical-align: bottom">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD STYLE="text-align: justify">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Borrowings</TD><TD STYLE="font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-weight: bold; text-align: right">1</TD><TD STYLE="font-weight: bold; text-align: left; vertical-align: bottom">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">4</TD><TD STYLE="text-align: left; vertical-align: bottom">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">6</TD><TD STYLE="text-align: left; vertical-align: bottom">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="text-align: justify; padding-bottom: 1pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Accrued expenses and other liabilities</TD><TD STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; font-weight: bold; text-align: right">1</TD><TD STYLE="border-bottom: Black 1pt solid; font-weight: bold; text-align: left; vertical-align: bottom">&nbsp;</TD><TD STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; text-align: right">1</TD><TD STYLE="border-bottom: Black 1pt solid; font-weight: bold; text-align: left; vertical-align: bottom">&nbsp;</TD><TD STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; text-align: right">1</TD><TD STYLE="border-bottom: Black 1pt solid; font-weight: bold; text-align: left; vertical-align: bottom">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD STYLE="text-align: justify">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Total liabilities</TD><TD STYLE="font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-weight: bold; text-align: right">89</TD><TD STYLE="font-weight: bold; text-align: left; vertical-align: bottom">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">90</TD><TD STYLE="text-align: left; vertical-align: bottom">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">90</TD><TD STYLE="text-align: left; vertical-align: bottom">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="text-align: justify">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">&nbsp;</TD><TD STYLE="text-align: left; vertical-align: bottom">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">&nbsp;</TD><TD STYLE="text-align: left; vertical-align: bottom">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">&nbsp;</TD><TD STYLE="text-align: left; vertical-align: bottom">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD STYLE="text-align: justify; padding-bottom: 1pt">Shareholders&rsquo; equity</TD><TD STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; font-weight: bold; text-align: right">11</TD><TD STYLE="border-bottom: Black 1pt solid; font-weight: bold; text-align: left; vertical-align: bottom">&nbsp;</TD><TD STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; text-align: right">10</TD><TD STYLE="border-bottom: Black 1pt solid; font-weight: bold; text-align: left; vertical-align: bottom">&nbsp;</TD><TD STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; text-align: right">10</TD><TD STYLE="border-bottom: Black 1pt solid; font-weight: bold; text-align: left; vertical-align: bottom">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="text-align: left; padding-bottom: 2.5pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Total liabilities and shareholders&rsquo; equity</TD><TD STYLE="font-weight: bold; padding-bottom: 2.5pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2.5pt double; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 2.5pt double; font-weight: bold; text-align: right">100</TD><TD STYLE="border-bottom: Black 2.5pt double; font-weight: bold; text-align: left; vertical-align: bottom">%</TD><TD STYLE="padding-bottom: 2.5pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 2.5pt double; text-align: right">100</TD><TD STYLE="border-bottom: Black 2.5pt double; font-weight: bold; text-align: left; vertical-align: bottom">%</TD><TD STYLE="padding-bottom: 2.5pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 2.5pt double; text-align: right">100</TD><TD STYLE="border-bottom: Black 2.5pt double; font-weight: bold; text-align: left; vertical-align: bottom">%</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">&nbsp;</TD><TD STYLE="text-align: left; vertical-align: bottom">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">&nbsp;</TD><TD STYLE="text-align: left; vertical-align: bottom">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">&nbsp;</TD><TD STYLE="text-align: left; vertical-align: bottom">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">&nbsp;</TD><TD STYLE="text-align: left; vertical-align: bottom">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">&nbsp;</TD><TD STYLE="text-align: left; vertical-align: bottom">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">&nbsp;</TD><TD STYLE="text-align: left; vertical-align: bottom">&nbsp;</TD></TR>
</TABLE>


<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify; border-top: Black 3pt solid; border-bottom: Black 3pt solid"><B>Table
8 Securities Portfolio Composition</B></P>

<P STYLE="font: 10pt/6pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="border-collapse: collapse; width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif">
<TR STYLE="vertical-align: bottom">
    <TD STYLE="text-align: justify">&nbsp;</TD><TD STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="10" STYLE="text-align: center; border-bottom: Black 1pt solid">As of December 31,</TD><TD STYLE="padding-bottom: 1pt">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="font-style: italic; text-align: justify">($ in thousands)</TD><TD STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font-weight: bold; text-align: center; border-bottom: Black 1pt solid">2012</TD><TD STYLE="padding-bottom: 1pt; font-weight: bold">&nbsp;</TD><TD STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="text-align: center; border-bottom: Black 1pt solid">2011</TD><TD STYLE="padding-bottom: 1pt">&nbsp;</TD><TD STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="text-align: center; border-bottom: Black 1pt solid">2010</TD><TD STYLE="padding-bottom: 1pt">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD STYLE="font-weight: bold; text-align: justify">Securities available for sale:</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">&nbsp;</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">&nbsp;</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">&nbsp;</TD><TD STYLE="text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="width: 63%; text-align: justify">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Government-sponsored enterprise securities</TD><TD STYLE="width: 3%; font-weight: bold">&nbsp;</TD>
    <TD STYLE="width: 1%; font-weight: bold; text-align: left">$</TD><TD STYLE="width: 9%; font-weight: bold; text-align: right">11,596</TD><TD STYLE="width: 0%; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="width: 2%">&nbsp;</TD>
    <TD STYLE="width: 1%; text-align: left">&nbsp;</TD><TD STYLE="width: 9%; text-align: right">34,665</TD><TD STYLE="width: 0%; text-align: left">&nbsp;</TD><TD STYLE="width: 2%">&nbsp;</TD>
    <TD STYLE="width: 1%; text-align: left">&nbsp;</TD><TD STYLE="width: 9%; text-align: right">43,273</TD><TD STYLE="width: 0%; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD STYLE="text-align: justify">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Mortgage-backed securities</TD><TD STYLE="font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-weight: bold; text-align: right">146,926</TD><TD STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">124,105</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">107,460</TD><TD STYLE="text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="text-align: justify">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Corporate bonds</TD><TD STYLE="font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-weight: bold; text-align: right">3,813</TD><TD STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">12,488</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">15,330</TD><TD STYLE="text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD STYLE="text-align: justify; padding-bottom: 1pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Equity securities</TD><TD STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; font-weight: bold; text-align: right">5,017</TD><TD STYLE="padding-bottom: 1pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; text-align: right">11,368</TD><TD STYLE="padding-bottom: 1pt; text-align: left">&nbsp;</TD><TD STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; text-align: right">15,119</TD><TD STYLE="padding-bottom: 1pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="text-align: justify; padding-bottom: 1pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Total securities available for sale</TD><TD STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; font-weight: bold; text-align: right">167,352</TD><TD STYLE="padding-bottom: 1pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; text-align: right">182,626</TD><TD STYLE="padding-bottom: 1pt; text-align: left">&nbsp;</TD><TD STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; text-align: right">181,182</TD><TD STYLE="padding-bottom: 1pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD STYLE="text-align: justify">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">&nbsp;</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">&nbsp;</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">&nbsp;</TD><TD STYLE="text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="font-weight: bold; text-align: justify">Securities held to maturity:</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">&nbsp;</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">&nbsp;</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">&nbsp;</TD><TD STYLE="text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD STYLE="text-align: justify">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;State and local governments</TD><TD STYLE="font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-weight: bold; text-align: right">56,064</TD><TD STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">57,988</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">54,011</TD><TD STYLE="text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="text-align: justify; padding-bottom: 1pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Other</TD><TD STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; font-weight: bold; text-align: right">&mdash;</TD><TD STYLE="padding-bottom: 1pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; text-align: right">&mdash;</TD><TD STYLE="padding-bottom: 1pt; text-align: left">&nbsp;</TD><TD STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; text-align: right">7</TD><TD STYLE="padding-bottom: 1pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD STYLE="text-align: justify; padding-bottom: 1pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Total securities held to maturity</TD><TD STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; font-weight: bold; text-align: right">56,064</TD><TD STYLE="padding-bottom: 1pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; text-align: right">57,988</TD><TD STYLE="padding-bottom: 1pt; text-align: left">&nbsp;</TD><TD STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; text-align: right">54,018</TD><TD STYLE="padding-bottom: 1pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="text-align: justify">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">&nbsp;</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">&nbsp;</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">&nbsp;</TD><TD STYLE="text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD STYLE="text-align: justify; padding-bottom: 2.5pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Total securities</TD><TD STYLE="font-weight: bold; padding-bottom: 2.5pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2.5pt double; font-weight: bold; text-align: left">$</TD><TD STYLE="border-bottom: Black 2.5pt double; font-weight: bold; text-align: right">223,416</TD><TD STYLE="padding-bottom: 2.5pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="padding-bottom: 2.5pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 2.5pt double; text-align: right">240,614</TD><TD STYLE="padding-bottom: 2.5pt; text-align: left">&nbsp;</TD><TD STYLE="padding-bottom: 2.5pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 2.5pt double; text-align: right">235,200</TD><TD STYLE="padding-bottom: 2.5pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="text-align: justify">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">&nbsp;</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">&nbsp;</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">&nbsp;</TD><TD STYLE="text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD STYLE="text-align: justify; padding-bottom: 2.5pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Average total securities during year</TD><TD STYLE="font-weight: bold; padding-bottom: 2.5pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2.5pt double; font-weight: bold; text-align: left">$</TD><TD STYLE="border-bottom: Black 2.5pt double; font-weight: bold; text-align: right">217,689</TD><TD STYLE="padding-bottom: 2.5pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="padding-bottom: 2.5pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 2.5pt double; text-align: right">233,144</TD><TD STYLE="padding-bottom: 2.5pt; text-align: left">&nbsp;</TD><TD STYLE="padding-bottom: 2.5pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 2.5pt double; text-align: right">207,518</TD><TD STYLE="padding-bottom: 2.5pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="text-align: justify; padding-bottom: 2.5pt; border-bottom: Black 3pt solid">&nbsp;</TD><TD STYLE="font-weight: bold; padding-bottom: 2.5pt; border-bottom: Black 3pt solid">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 3pt solid; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 3pt solid; font-weight: bold; text-align: right">&nbsp;</TD><TD STYLE="padding-bottom: 2.5pt; font-weight: bold; text-align: left; border-bottom: Black 3pt solid">&nbsp;</TD><TD STYLE="padding-bottom: 2.5pt; border-bottom: Black 3pt solid">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 3pt solid; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 3pt solid; text-align: right">&nbsp;</TD><TD STYLE="padding-bottom: 2.5pt; text-align: left; border-bottom: Black 3pt solid">&nbsp;</TD><TD STYLE="padding-bottom: 2.5pt; border-bottom: Black 3pt solid">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 3pt solid; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 3pt solid; text-align: right">&nbsp;</TD><TD STYLE="padding-bottom: 2.5pt; text-align: left; border-bottom: Black 3pt solid">&nbsp;</TD></TR>
</TABLE>

<!-- Field: Rule-Page --><DIV ALIGN="LEFT" STYLE="margin-top: 1pt; margin-bottom: 1pt"><DIV STYLE="font-size: 1pt; width: 100%">&nbsp;</DIV></DIV><!-- Field: /Rule-Page -->


<!-- Field: Page; Sequence: 74 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 2px solid"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif"><TR><TD STYLE="text-align: center; width: 100%"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->74<!-- Field: /Sequence --></TD></TR></TABLE></DIV>
    <DIV STYLE="page-break-before: always; margin-top: 6pt; margin-bottom: 12pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif"><TR><TD STYLE="text-align: left; width: 100%"><A HREF="#toc" STYLE="font-style: italic">Table of Contents</A></TD></TR></TABLE></DIV>
    <!-- Field: /Page -->


<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">&nbsp;</P>

<P STYLE="font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify; border-top: Black 3pt solid; border-bottom: Black 3pt solid"><B>Table
9 Securities Portfolio Maturity Schedule</B></P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="border-collapse: collapse; width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif">
<TR STYLE="vertical-align: bottom">
    <TD NOWRAP STYLE="text-align: justify">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="10" NOWRAP STYLE="text-align: center; border-bottom: Black 1pt solid">As of December 31,</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD NOWRAP STYLE="text-align: justify">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="10" NOWRAP STYLE="text-align: center; border-bottom: Black 1pt solid">2012</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD NOWRAP><P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify">&nbsp;</P><P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"><I>($ in thousands)</I></P></TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="text-align: center; border-bottom: Black 1pt solid">Book <BR>Value</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="text-align: center; border-bottom: Black 1pt solid">Fair <BR>Value</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="text-align: center; border-bottom: Black 1pt solid">Book <BR>Yield (1)</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD NOWRAP STYLE="font-weight: bold; text-align: justify">Securities available for sale:</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">&nbsp;</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">&nbsp;</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">&nbsp;</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD NOWRAP STYLE="text-align: justify">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">&nbsp;</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">&nbsp;</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">&nbsp;</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD NOWRAP STYLE="text-align: justify">&nbsp;&nbsp;&nbsp;Government-sponsored enterprise securities</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">&nbsp;</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">&nbsp;</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">&nbsp;</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD NOWRAP STYLE="width: 67%; text-align: justify; padding-bottom: 1pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Due after one but within five years</TD><TD NOWRAP STYLE="width: 2%; padding-bottom: 1pt">&nbsp;</TD>
    <TD NOWRAP STYLE="width: 1%; border-bottom: Black 1pt solid; text-align: left">$</TD><TD NOWRAP STYLE="width: 7%; border-bottom: Black 1pt solid; text-align: right">11,500</TD><TD NOWRAP STYLE="width: 1%; padding-bottom: 1pt; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="width: 2%; padding-bottom: 1pt">&nbsp;</TD>
    <TD NOWRAP STYLE="width: 1%; border-bottom: Black 1pt solid; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="width: 7%; border-bottom: Black 1pt solid; text-align: right">11,596</TD><TD NOWRAP STYLE="width: 1%; padding-bottom: 1pt; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="width: 2%; padding-bottom: 1pt">&nbsp;</TD>
    <TD NOWRAP STYLE="width: 1%; border-bottom: Black 1pt solid; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="width: 7%; border-bottom: Black 1pt solid; text-align: right">1.08%</TD><TD NOWRAP STYLE="width: 1%; padding-bottom: 1pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD NOWRAP STYLE="text-align: justify; padding-bottom: 1pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Total</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: right">11,500</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: right">11,596</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: right">1.08%</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD NOWRAP STYLE="text-align: justify">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">&nbsp;</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">&nbsp;</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">&nbsp;</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD NOWRAP STYLE="text-align: justify">&nbsp;&nbsp;&nbsp;Mortgage-backed securities (2)</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">&nbsp;</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">&nbsp;</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">&nbsp;</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD NOWRAP STYLE="text-align: justify">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Due within one year</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">1,892</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">1,999</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">2.20%</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD NOWRAP STYLE="text-align: justify">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Due after one but within five years</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">77,285</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">79,658</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">2.42%</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD NOWRAP STYLE="text-align: justify">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Due after five but within ten years</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">56,928</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">57,622</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">1.88%</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD NOWRAP STYLE="text-align: justify; padding-bottom: 1pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Due after ten years</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: right">7,434</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: right">7,647</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: right">3.19%</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD NOWRAP STYLE="text-align: justify; padding-bottom: 1pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Total</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: right">143,539</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: right">146,926</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: right">2.24%</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD NOWRAP STYLE="text-align: justify">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">&nbsp;</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">&nbsp;</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">&nbsp;</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD NOWRAP STYLE="text-align: justify">&nbsp;&nbsp;&nbsp;Corporate debt securities</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">&nbsp;</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">&nbsp;</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">&nbsp;</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD NOWRAP STYLE="text-align: justify">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Due after one but within five years</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">2,998</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">3,073</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">6.83%</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD NOWRAP STYLE="text-align: justify; padding-bottom: 1pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Due after ten years</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: right">1,000</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: right">740</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: right">2.56%</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD NOWRAP STYLE="text-align: justify; padding-bottom: 1pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Total</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: right">3,998</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: right">3,813</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: right">5.76%</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD NOWRAP STYLE="text-align: justify">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">&nbsp;</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">&nbsp;</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">&nbsp;</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD NOWRAP STYLE="text-align: justify; padding-bottom: 1pt">&nbsp;&nbsp;&nbsp;&nbsp;Equity securities</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: right">5,026</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: right">5,017</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: right">2.43%</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD NOWRAP STYLE="text-align: justify">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">&nbsp;</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">&nbsp;</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">&nbsp;</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD NOWRAP STYLE="text-align: justify">Total securities available for sale</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">&nbsp;</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">&nbsp;</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">&nbsp;</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD NOWRAP STYLE="text-align: justify">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Due within one year</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">1,892</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">1,999</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">2.20%</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD NOWRAP STYLE="text-align: justify">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Due after one but within five years</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">91,783</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">94,327</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">2.40%</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD NOWRAP STYLE="text-align: justify">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Due after five but within ten years</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">56,928</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">57,622</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">1.88%</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD NOWRAP STYLE="text-align: justify">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Due after ten years</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">8,434</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">8,387</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">3.11%</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD NOWRAP STYLE="text-align: justify; padding-bottom: 1pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Equity securities</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: right">5,026</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: right">5,017</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: right">2.43%</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD NOWRAP STYLE="text-align: justify; padding-bottom: 2.5pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Total</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; text-align: left">$</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; text-align: right">164,063</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; text-align: right">167,352</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; text-align: right">2.25%</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD NOWRAP STYLE="text-align: justify">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">&nbsp;</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">&nbsp;</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">&nbsp;</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD NOWRAP STYLE="font-weight: bold; text-align: justify">Securities held to maturity:</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">&nbsp;</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">&nbsp;</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">&nbsp;</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD NOWRAP STYLE="text-align: justify">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">&nbsp;</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">&nbsp;</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">&nbsp;</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD NOWRAP STYLE="text-align: justify">&nbsp;&nbsp;&nbsp;State and local governments</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">&nbsp;</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">&nbsp;</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">&nbsp;</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD NOWRAP STYLE="text-align: justify">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Due within one year</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">$</TD><TD NOWRAP STYLE="text-align: right">350</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">352</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">5.85%</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD NOWRAP STYLE="text-align: justify">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Due after one but within five years</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">3,837</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">4,140</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">5.94%</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD NOWRAP STYLE="text-align: justify">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Due after five but within ten years</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">29,005</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">31,807</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">5.65%</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD NOWRAP STYLE="text-align: justify; padding-bottom: 1pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Due after ten years</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: right">22,872</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: right">25,197</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: right">5.83%</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD NOWRAP STYLE="text-align: justify; padding-bottom: 2.5pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Total securities held to maturity</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; text-align: left">$</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; text-align: right">56,064</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; text-align: right">61,496</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; text-align: right">5.74%</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD NOWRAP STYLE="text-align: justify">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">&nbsp;</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">&nbsp;</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">&nbsp;</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD></TR>
</TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin-top: 6pt; margin-bottom: 0"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0"></TD><TD STYLE="width: 0.25in">(1)</TD><TD STYLE="text-align: justify">Yields on tax-exempt investments have been adjusted to a taxable equivalent basis using a 39% tax
rate.</TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin-top: 0; margin-bottom: 0"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0"></TD><TD STYLE="width: 0.25in">(2)</TD><TD STYLE="text-align: left">Mortgage-backed securities are shown maturing in the periods consistent with their estimated lives
based on expected prepayment speeds.</TD></TR></TABLE>

<!-- Field: Rule-Page --><DIV ALIGN="LEFT" STYLE="margin-top: 1pt; margin-bottom: 1pt"><DIV STYLE="font-size: 1pt; border-top: Black 3pt solid; width: 100%">&nbsp;</DIV></DIV><!-- Field: /Rule-Page -->


<!-- Field: Page; Sequence: 75 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 2px solid"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif"><TR><TD STYLE="text-align: center; width: 100%"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->75<!-- Field: /Sequence --></TD></TR></TABLE></DIV>
    <DIV STYLE="page-break-before: always; margin-top: 6pt; margin-bottom: 12pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif"><TR><TD STYLE="text-align: left; width: 100%"><A HREF="#toc" STYLE="font-style: italic">Table of Contents</A></TD></TR></TABLE></DIV>
    <!-- Field: /Page -->


<P STYLE="font: 10pt/6pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify; border-top: Black 3pt solid; border-bottom: Black 3pt solid"><B>Table
10 Loan Portfolio Composition</B></P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="border-collapse: collapse; width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif">
<TR STYLE="vertical-align: bottom">
    <TD NOWRAP STYLE="text-align: justify">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="38" NOWRAP STYLE="text-align: center; border-bottom: Black 1pt solid">As of December 31,</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD NOWRAP STYLE="text-align: justify">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="7" NOWRAP STYLE="font-weight: bold; text-align: center; border-bottom: Black 1pt solid">2012</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="7" NOWRAP STYLE="text-align: center; border-bottom: Black 1pt solid">2011</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="7" NOWRAP STYLE="text-align: center; border-bottom: Black 1pt solid">2010</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="7" NOWRAP STYLE="text-align: center; border-bottom: Black 1pt solid">2009</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="7" NOWRAP STYLE="text-align: center; border-bottom: Black 1pt solid">2008</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD NOWRAP><P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify">&nbsp;</P><P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"><I>($ in thousands)</I></P></TD><TD NOWRAP STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="font-weight: bold; text-align: center; border-bottom: Black 1pt solid">Amount</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font-weight: bold">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="3" NOWRAP STYLE="font-weight: bold; text-align: center; border-bottom: Black 1pt solid">% of <BR>Total <BR>Loans</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="text-align: center; border-bottom: Black 1pt solid">Amount</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="3" NOWRAP STYLE="text-align: center; border-bottom: Black 1pt solid">% of <BR>Total <BR>Loans</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="text-align: center; border-bottom: Black 1pt solid">Amount</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="3" NOWRAP STYLE="text-align: center; border-bottom: Black 1pt solid">% of <BR>Total <BR>Loans</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="text-align: center; border-bottom: Black 1pt solid">Amount</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="3" NOWRAP STYLE="text-align: center; border-bottom: Black 1pt solid">% of <BR>Total <BR>Loans</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="text-align: center; border-bottom: Black 1pt solid">Amount</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="3" NOWRAP STYLE="text-align: center; border-bottom: Black 1pt solid">% of <BR>Total <BR>Loans</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD NOWRAP STYLE="width: 25%; text-align: left">Commercial, financial, and agricultural</TD><TD NOWRAP STYLE="width: 1%; font-weight: bold">&nbsp;</TD>
    <TD NOWRAP STYLE="width: 1%; font-weight: bold; text-align: left">$</TD><TD NOWRAP STYLE="width: 5%; font-weight: bold; text-align: right">160,790</TD><TD NOWRAP STYLE="width: 1%; font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="width: 1%; font-weight: bold">&nbsp;</TD>
    <TD NOWRAP STYLE="width: 1%; font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="width: 3%; font-weight: bold; text-align: right">7%</TD><TD NOWRAP STYLE="width: 2%; font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="width: 1%">&nbsp;</TD>
    <TD NOWRAP STYLE="width: 1%; text-align: left">$</TD><TD NOWRAP STYLE="width: 5%; text-align: right">162,099</TD><TD NOWRAP STYLE="width: 1%; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="width: 1%">&nbsp;</TD>
    <TD NOWRAP STYLE="width: 1%; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="width: 3%; text-align: right">7%</TD><TD NOWRAP STYLE="width: 2%; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="width: 1%">&nbsp;</TD>
    <TD NOWRAP STYLE="width: 1%; text-align: left">$</TD><TD NOWRAP STYLE="width: 5%; text-align: right">155,016</TD><TD NOWRAP STYLE="width: 1%; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="width: 1%">&nbsp;</TD>
    <TD NOWRAP STYLE="width: 1%; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="width: 3%; text-align: right">6%</TD><TD NOWRAP STYLE="width: 2%; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="width: 1%">&nbsp;</TD>
    <TD NOWRAP STYLE="width: 1%; text-align: left">$</TD><TD NOWRAP STYLE="width: 5%; text-align: right">173,611</TD><TD NOWRAP STYLE="width: 1%; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="width: 1%">&nbsp;</TD>
    <TD NOWRAP STYLE="width: 1%; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="width: 3%; text-align: right">7%</TD><TD NOWRAP STYLE="width: 2%; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="width: 1%">&nbsp;</TD>
    <TD NOWRAP STYLE="width: 1%; text-align: left">$</TD><TD NOWRAP STYLE="width: 5%; text-align: right">190,428</TD><TD NOWRAP STYLE="width: 1%; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="width: 1%">&nbsp;</TD>
    <TD NOWRAP STYLE="width: 1%; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="width: 3%; text-align: right">9%</TD><TD NOWRAP STYLE="width: 2%; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD NOWRAP STYLE="text-align: left">Real estate &ndash; construction, land development &amp; other land loans</TD><TD NOWRAP STYLE="font-weight: bold">&nbsp;</TD>
    <TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; text-align: right">298,458</TD><TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold">&nbsp;</TD>
    <TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; text-align: right">13%</TD><TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">363,079</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">15%</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">437,700</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">18%</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">551,714</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">21%</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">481,849</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">22%</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD NOWRAP STYLE="text-align: left">Real estate &ndash; mortgage &ndash; residential (1-4 family) first mortgages</TD><TD NOWRAP STYLE="font-weight: bold">&nbsp;</TD>
    <TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; text-align: right">815,281</TD><TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold">&nbsp;</TD>
    <TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; text-align: right">34%</TD><TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">805,542</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">33%</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">802,658</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">33%</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">849,875</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">32%</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">576,884</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">26%</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD NOWRAP STYLE="text-align: left">Real estate &ndash; mortgage &ndash; home equity loans / lines of credit</TD><TD NOWRAP STYLE="font-weight: bold">&nbsp;</TD>
    <TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; text-align: right">238,925</TD><TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold">&nbsp;</TD>
    <TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; text-align: right">10%</TD><TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">256,509</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">11%</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">263,529</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">11%</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">270,054</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">10%</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">249,764</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">11%</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD NOWRAP STYLE="text-align: left">Real estate &ndash; mortgage &ndash; commercial and other</TD><TD NOWRAP STYLE="font-weight: bold">&nbsp;</TD>
    <TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; text-align: right">789,746</TD><TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold">&nbsp;</TD>
    <TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; text-align: right">33%</TD><TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">762,895</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">31%</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">710,337</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">29%</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">718,723</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">27%</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">620,444</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">28%</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD NOWRAP STYLE="text-align: left; padding-bottom: 1pt">Installment loans to individuals</TD><TD NOWRAP STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; font-weight: bold; text-align: right">71,933</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; font-weight: bold; text-align: right">3%</TD><TD STYLE="border-bottom: Black 1pt solid; font-weight: bold; text-align: right">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: right">78,982</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: right">3%</TD><TD STYLE="border-bottom: Black 1pt solid; font-weight: bold; text-align: right">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: right">83,919</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: right">3%</TD><TD STYLE="border-bottom: Black 1pt solid; font-weight: bold; text-align: right">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: right">88,514</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: right">3%</TD><TD STYLE="border-bottom: Black 1pt solid; font-weight: bold; text-align: right">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: right">91,711</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: right">4%</TD><TD STYLE="border-bottom: Black 1pt solid; font-weight: bold; text-align: right">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD NOWRAP STYLE="text-align: left; padding-bottom: 2.5pt">&nbsp;&nbsp;&nbsp;Loans, gross</TD><TD NOWRAP STYLE="font-weight: bold; padding-bottom: 2.5pt">&nbsp;</TD>
    <TD NOWRAP STYLE="padding-bottom: 2.5pt; font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; font-weight: bold; text-align: right">2,375,133</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; padding-bottom: 2.5pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font-weight: bold; text-align: right">100%</TD><TD STYLE="border-bottom: Black 2.5pt double; font-weight: bold; text-align: right">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt">&nbsp;</TD>
    <TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: right">2,429,106</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; text-align: right">100%</TD><TD STYLE="border-bottom: Black 2.5pt double; font-weight: bold; text-align: right">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt">&nbsp;</TD>
    <TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: right">2,453,159</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; text-align: right">100%</TD><TD STYLE="border-bottom: Black 2.5pt double; font-weight: bold; text-align: right">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt">&nbsp;</TD>
    <TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: right">2,652,491</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; text-align: right">100%</TD><TD STYLE="border-bottom: Black 2.5pt double; font-weight: bold; text-align: right">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt">&nbsp;</TD>
    <TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: right">2,211,080</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; text-align: right">100%</TD><TD STYLE="border-bottom: Black 2.5pt double; font-weight: bold; text-align: right">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD NOWRAP STYLE="text-align: left; padding-bottom: 1pt">Unamortized net deferred loan costs</TD><TD NOWRAP STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; font-weight: bold; text-align: right">1,324</TD><TD STYLE="font-weight: bold; text-align: right">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: right">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: right">1,280</TD><TD STYLE="font-weight: bold; text-align: right">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: right">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: right">973</TD><TD STYLE="font-weight: bold; text-align: right">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: right">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: right">374</TD><TD STYLE="font-weight: bold; text-align: right">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: right">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: right">235</TD><TD STYLE="font-weight: bold; text-align: right">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: right">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD NOWRAP STYLE="text-align: left; padding-bottom: 2.5pt">Total loans (1)</TD><TD NOWRAP STYLE="font-weight: bold; padding-bottom: 2.5pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font-weight: bold; text-align: left">$</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font-weight: bold; text-align: right">2,376,457</TD><TD STYLE="font-weight: bold; text-align: right">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt">&nbsp;</TD>
    <TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: right">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; text-align: left">$</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; text-align: right">2,430,386</TD><TD STYLE="font-weight: bold; text-align: right">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt">&nbsp;</TD>
    <TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: right">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; text-align: left">$</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; text-align: right">2,454,132</TD><TD STYLE="font-weight: bold; text-align: right">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt">&nbsp;</TD>
    <TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: right">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; text-align: left">$</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; text-align: right">2,652,865</TD><TD STYLE="font-weight: bold; text-align: right">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt">&nbsp;</TD>
    <TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: right">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; text-align: left">$</TD><TD STYLE="border-bottom: Black 2.5pt double; text-align: right">2,211,315</TD><TD STYLE="text-align: right">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt">&nbsp;</TD>
    <TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: right">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left">&nbsp;</TD></TR>
</TABLE>

<P STYLE="margin: 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" BORDER="0" STYLE="width: 100%; margin-top: 0pt; margin-bottom: 0pt; font: 10pt Calibri, Helvetica, Sans-Serif">
<TR STYLE="vertical-align: top">
    <TD STYLE="text-align: left; width: 0.25">(1)</TD>
    <TD STYLE="text-align: left">Excludes loans held for sale</TD></TR>
</TABLE>




<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify; border-top: Black 3pt solid; border-bottom: Black 3pt solid"><B>Table
10a Loan Portfolio Composition &ndash; Covered versus Non-covered</B></P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="border-collapse: collapse; width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif">
<TR STYLE="vertical-align: bottom">
    <TD NOWRAP STYLE="text-align: justify">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="31" NOWRAP STYLE="text-align: center; border-bottom: Black 1pt solid; vertical-align: bottom">As of December 31, 2012</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD NOWRAP STYLE="text-align: justify">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="7" NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: center; vertical-align: bottom">Covered Loans <BR> (Carrying Value)</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: center; vertical-align: bottom">&nbsp;</TD>
    <TD COLSPAN="7" NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: center; vertical-align: bottom">Non-covered Loans</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: center; vertical-align: bottom">&nbsp;</TD>
    <TD COLSPAN="7" NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: center; vertical-align: bottom">Total Loans</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: center; vertical-align: bottom">&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="text-align: center; border-bottom: Black 1pt solid; vertical-align: bottom">Unpaid<BR>
 Principal<BR>
 Balance of <BR>
Covered Loans</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: center; vertical-align: bottom">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: center; vertical-align: bottom">&nbsp;</TD>
    <TD COLSPAN="3" NOWRAP STYLE="text-align: center; border-bottom: Black 1pt solid; vertical-align: bottom">Carrying Value of <BR> Covered Loans as <BR> a Percent of the <BR> Unpaid Balance</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD NOWRAP><P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify">&nbsp;</P><P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"><I>($ in thousands)</I></P></TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="text-align: center; border-bottom: Black 1pt solid; vertical-align: bottom">Amount</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: center; vertical-align: bottom">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: center; vertical-align: bottom">&nbsp;</TD>
    <TD COLSPAN="3" NOWRAP STYLE="text-align: center; border-bottom: Black 1pt solid; vertical-align: bottom">% of <BR>Covered <BR>Loans</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: center; vertical-align: bottom">&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="text-align: center; border-bottom: Black 1pt solid; vertical-align: bottom">Amount</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: center; vertical-align: bottom">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: center; vertical-align: bottom">&nbsp;</TD>
    <TD COLSPAN="3" NOWRAP STYLE="text-align: center; border-bottom: Black 1pt solid; vertical-align: bottom">% of <BR>Non-<BR> covered <BR>Loans</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: center; vertical-align: bottom">&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="text-align: center; border-bottom: Black 1pt solid; vertical-align: bottom">Amount</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: center; vertical-align: bottom">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: center; vertical-align: bottom">&nbsp;</TD>
    <TD COLSPAN="3" NOWRAP STYLE="text-align: center; border-bottom: Black 1pt solid; vertical-align: bottom">% of <BR>Total <BR>Loans</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: center; vertical-align: bottom">&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="text-align: center; border-bottom: Black 1pt solid; vertical-align: bottom">Amount</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: center; vertical-align: bottom">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: center; vertical-align: bottom">&nbsp;</TD>
    <TD COLSPAN="3" NOWRAP STYLE="text-align: center; border-bottom: Black 1pt solid; vertical-align: bottom">Percentage</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD NOWRAP STYLE="width: 37%; text-align: left; text-indent: -12pt; padding-left: 12pt">Commercial, financial, and agricultural</TD><TD NOWRAP STYLE="width: 1%">&nbsp;</TD>
    <TD NOWRAP STYLE="width: 1%; text-align: left">$</TD><TD NOWRAP STYLE="width: 5%; text-align: right">5,517</TD><TD NOWRAP STYLE="width: 1%; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="width: 1%">&nbsp;</TD>
    <TD NOWRAP STYLE="width: 1%; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="width: 4%; text-align: right">2%</TD><TD NOWRAP STYLE="width: 2%; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="width: 1%">&nbsp;</TD>
    <TD NOWRAP STYLE="width: 1%; text-align: left">$</TD><TD NOWRAP STYLE="width: 5%; text-align: right">155,273</TD><TD NOWRAP STYLE="width: 1%; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="width: 1%">&nbsp;</TD>
    <TD NOWRAP STYLE="width: 1%; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="width: 4%; text-align: right">7%</TD><TD NOWRAP STYLE="width: 2%; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="width: 1%">&nbsp;</TD>
    <TD NOWRAP STYLE="width: 1%; text-align: left">$</TD><TD NOWRAP STYLE="width: 5%; text-align: right">160,790</TD><TD NOWRAP STYLE="width: 1%; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="width: 1%">&nbsp;</TD>
    <TD NOWRAP STYLE="width: 1%; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="width: 4%; text-align: right">7%</TD><TD NOWRAP STYLE="width: 2%; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="width: 1%">&nbsp;</TD>
    <TD NOWRAP STYLE="width: 1%; text-align: left">$</TD><TD NOWRAP STYLE="width: 5%; text-align: right">7,157</TD><TD NOWRAP STYLE="width: 1%; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="width: 1%">&nbsp;</TD>
    <TD NOWRAP STYLE="width: 1%; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="width: 3%; text-align: right">77%</TD><TD NOWRAP STYLE="width: 2%; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD NOWRAP STYLE="text-align: left; text-indent: -12pt; padding-left: 12pt">Real estate &ndash; construction, land development &amp; other land loans</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">46,889</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">17%</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">251,569</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">12%</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">298,458</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">13%</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">85,270</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">55%</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD NOWRAP STYLE="text-align: left; text-indent: -12pt; padding-left: 12pt">Real estate &ndash; mortgage &ndash; residential (1-4 family) first mortgages</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">135,880</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">48%</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">679,401</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">33%</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">815,281</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">34%</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">163,318</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">83%</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD NOWRAP STYLE="text-align: left; text-indent: -12pt; padding-left: 12pt">Real estate &ndash; mortgage &ndash; home equity loans / lines of credit</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">19,482</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">7%</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">219,443</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">11%</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">238,925</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">10%</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">24,487</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">80%</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD NOWRAP STYLE="text-align: left; text-indent: -12pt; padding-left: 12pt">Real estate &ndash; mortgage &ndash; commercial and other</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">73,773</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">26%</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">715,973</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">34%</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">789,746</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">33%</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">98,617</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">75%</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD NOWRAP STYLE="text-align: left; padding-bottom: 1pt; text-indent: -12pt; padding-left: 12pt">Installment loans to individuals</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; text-align: right">773</TD><TD STYLE="text-align: right">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: right">0%</TD><TD STYLE="border-bottom: Black 1pt solid; text-align: right">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: right">71,160</TD><TD STYLE="text-align: right">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: right">3%</TD><TD STYLE="border-bottom: Black 1pt solid; text-align: right">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: right">71,933</TD><TD STYLE="text-align: right">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: right">3%</TD><TD STYLE="border-bottom: Black 1pt solid; text-align: right">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: right">828</TD><TD STYLE="text-align: right">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: right">93%</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD NOWRAP STYLE="text-align: left; padding-bottom: 2.5pt; text-indent: -4.5pt; padding-left: 4.5pt">&nbsp;&nbsp;&nbsp;Loans, gross</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt">&nbsp;</TD>
    <TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: right">282,314</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 2.5pt double; text-align: right">100%</TD><TD STYLE="border-bottom: Black 2.5pt double; text-align: right">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt">&nbsp;</TD>
    <TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: right">2,092,819</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; text-align: right">100%</TD><TD STYLE="border-bottom: Black 2.5pt double; text-align: right">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt">&nbsp;</TD>
    <TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: right">2,375,133</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; text-align: right">100%</TD><TD STYLE="border-bottom: Black 2.5pt double; text-align: right">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; text-align: left">$</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; text-align: right">379,677</TD><TD STYLE="text-align: right">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt">&nbsp;</TD>
    <TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: right">74%</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD NOWRAP STYLE="text-align: left; padding-bottom: 1pt; text-indent: -4.5pt; padding-left: 4.5pt">Unamortized net deferred loan costs</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: right">&mdash;</TD><TD STYLE="text-align: right">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: right">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: right">1,324</TD><TD STYLE="text-align: right">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: right">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: right">1,324</TD><TD STYLE="text-align: right">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: right">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: right">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: right">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD NOWRAP STYLE="text-align: left; padding-bottom: 2.5pt; text-indent: -4.5pt; padding-left: 4.5pt">Total loans</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; text-align: left">$</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; text-align: right">282,314</TD><TD STYLE="text-align: right">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt">&nbsp;</TD>
    <TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: right">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; text-align: left">$</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; text-align: right">2,094,143</TD><TD STYLE="text-align: right">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt">&nbsp;</TD>
    <TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: right">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; text-align: left">$</TD><TD STYLE="border-bottom: Black 2.5pt double; text-align: right">2,376,457</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt">&nbsp;</TD>
    <TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: right">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt">&nbsp;</TD>
    <TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: right">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt">&nbsp;</TD>
    <TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: right">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD NOWRAP STYLE="text-align: left; text-indent: -4.5pt; padding-left: 4.5pt">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">&nbsp;</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">&nbsp;</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">&nbsp;</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">&nbsp;</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">&nbsp;</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">&nbsp;</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">&nbsp;</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">&nbsp;</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD></TR>
</TABLE>

<P STYLE="margin: 0">&nbsp;</P>

<P STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif; margin-top: 0pt; margin-bottom: 0pt; border-bottom: Black 3pt solid">See Note 4 to the Consolidated Financial Statements for tables showing breakout of covered loans versus non-covered loans at December 31, 2011.<BR>
&nbsp;</P>

<P STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif; margin-top: 0pt; margin-bottom: 0pt"></P>




<!-- Field: Page; Sequence: 76 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 2px solid"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif"><TR><TD STYLE="text-align: center; width: 100%"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->76<!-- Field: /Sequence --></TD></TR></TABLE></DIV>
    <DIV STYLE="page-break-before: always; margin-top: 6pt; margin-bottom: 12pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif"><TR><TD STYLE="text-align: left; width: 100%"><A HREF="#toc" STYLE="font-style: italic">Table of Contents</A></TD></TR></TABLE></DIV>
    <!-- Field: /Page -->


<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify; border-top: Black 3pt solid; border-bottom: Black 3pt solid"><B>Table
11 Loan Maturities</B></P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="border-collapse: collapse; width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif">
<TR STYLE="vertical-align: bottom">
    <TD NOWRAP STYLE="text-align: justify">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="31" NOWRAP STYLE="text-align: center; border-bottom: Black 1pt solid">As of December 31, 2012</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD NOWRAP STYLE="text-align: justify">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="7" NOWRAP STYLE="text-align: center; border-bottom: Black 1pt solid">Due within <BR>one year</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="7" NOWRAP STYLE="text-align: center; border-bottom: Black 1pt solid">Due after one year but <BR>within five years</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="7" NOWRAP STYLE="text-align: center; border-bottom: Black 1pt solid">Due after five <BR>years</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="7" NOWRAP STYLE="text-align: center; border-bottom: Black 1pt solid">Total</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD NOWRAP STYLE="font-style: italic; text-align: justify; border-bottom: Black 1pt solid">($ in thousands)</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="text-align: center; border-bottom: Black 1pt solid">Amount</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="3" NOWRAP STYLE="text-align: center; border-bottom: Black 1pt solid">Yield</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="text-align: center; border-bottom: Black 1pt solid">Amount</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="3" NOWRAP STYLE="text-align: center; border-bottom: Black 1pt solid">Yield</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="text-align: center; border-bottom: Black 1pt solid">Amount</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="3" NOWRAP STYLE="text-align: center; border-bottom: Black 1pt solid">Yield</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="text-align: center; border-bottom: Black 1pt solid">Amount</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="3" NOWRAP STYLE="text-align: center; border-bottom: Black 1pt solid">Yield</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD NOWRAP STYLE="font-weight: bold; text-align: justify">Variable Rate Loans:</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">&nbsp;</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">&nbsp;</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">&nbsp;</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">&nbsp;</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">&nbsp;</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">&nbsp;</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">&nbsp;</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">&nbsp;</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD NOWRAP STYLE="width: 36%; text-align: justify">&nbsp;&nbsp;&nbsp;Commercial, financial, and agricultural</TD><TD NOWRAP STYLE="width: 1%">&nbsp;</TD>
    <TD NOWRAP STYLE="width: 1%; text-align: left">$</TD><TD NOWRAP STYLE="width: 5%; text-align: right">53,485</TD><TD NOWRAP STYLE="width: 1%; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="width: 1%">&nbsp;</TD>
    <TD NOWRAP STYLE="width: 1%; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="width: 4%; text-align: right">5.25%</TD><TD NOWRAP STYLE="width: 2%; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="width: 1%">&nbsp;</TD>
    <TD NOWRAP STYLE="width: 1%; text-align: left">$</TD><TD NOWRAP STYLE="width: 5%; text-align: right">26,914</TD><TD NOWRAP STYLE="width: 1%; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="width: 1%">&nbsp;</TD>
    <TD NOWRAP STYLE="width: 1%; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="width: 4%; text-align: right">5.35%</TD><TD NOWRAP STYLE="width: 2%; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="width: 1%">&nbsp;</TD>
    <TD NOWRAP STYLE="width: 1%; text-align: left">$</TD><TD NOWRAP STYLE="width: 5%; text-align: right">383</TD><TD NOWRAP STYLE="width: 1%; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="width: 1%">&nbsp;</TD>
    <TD NOWRAP STYLE="width: 1%; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="width: 4%; text-align: right">5.21%</TD><TD NOWRAP STYLE="width: 2%; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="width: 1%">&nbsp;</TD>
    <TD NOWRAP STYLE="width: 1%; text-align: left">$</TD><TD NOWRAP STYLE="width: 5%; text-align: right">80,782</TD><TD NOWRAP STYLE="width: 1%; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="width: 1%">&nbsp;</TD>
    <TD NOWRAP STYLE="width: 1%; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="width: 4%; text-align: right">5.28%</TD><TD NOWRAP STYLE="width: 2%; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD NOWRAP STYLE="text-align: left">&nbsp;&nbsp;&nbsp;Real estate &ndash; construction only</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">29,334</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">5.45%</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">5,173</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">5.05%</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">1,550</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">4.25%</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">36,057</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">5.34%</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD NOWRAP STYLE="text-align: left">&nbsp;&nbsp;&nbsp;Real estate &ndash; all other mortgage</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">144,576</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">5.12%</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">288,240</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">5.27%</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">167,606</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">4.47%</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">600,422</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">5.01%</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD NOWRAP STYLE="text-align: left">&nbsp;&nbsp;&nbsp;Real estate &ndash; home equity loans/ line of credit</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">6,520</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">4.99%</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">14,314</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">4.61%</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">189,623</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">4.27%</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">210,457</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">4.32%</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD NOWRAP STYLE="text-align: justify; padding-bottom: 1pt">&nbsp;&nbsp;&nbsp;Installment loans to individuals</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: right">249</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: right">5.39%</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: right">10,200</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: right">8.22%</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: right">14,958</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: right">5.36%</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: right">25,407</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: right">6.51%</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD NOWRAP STYLE="text-align: justify; padding-bottom: 1pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Total at variable rates</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: right">234,164</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: right">5.19%</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: right">344,841</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: right">5.33%</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: right">374,120</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: right">4.40%</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: right">953,125</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: right">4.93%</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD NOWRAP STYLE="text-align: justify">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">&nbsp;</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">&nbsp;</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">&nbsp;</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">&nbsp;</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">&nbsp;</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">&nbsp;</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">&nbsp;</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">&nbsp;</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD NOWRAP STYLE="font-weight: bold; text-align: justify">Fixed Rate Loans:</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">&nbsp;</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">&nbsp;</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">&nbsp;</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">&nbsp;</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">&nbsp;</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">&nbsp;</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">&nbsp;</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">&nbsp;</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD NOWRAP STYLE="text-align: justify">&nbsp;&nbsp;&nbsp;Commercial, financial, and agricultural</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">21,128</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">5.33%</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">47,865</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">6.12%</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">10,903</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">4.15%</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">79,896</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">5.64%</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD NOWRAP STYLE="text-align: left">&nbsp;&nbsp;&nbsp;Real estate &ndash; construction only</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">20,119</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">5.61%</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">77</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">17.75%</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">6,175</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">4.75%</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">26,371</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">5.44%</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD NOWRAP STYLE="text-align: justify">&nbsp;&nbsp;&nbsp;Real estate &ndash; all other mortgage</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">214,052</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">6.16%</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">513,416</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">5.67%</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">482,595</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">4.81%</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">1,210,063</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">5.41%</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD NOWRAP STYLE="text-align: justify; padding-bottom: 1pt">&nbsp;&nbsp;&nbsp;Installment loans to individuals</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: right">7,167</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: right">7.04%</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: right">26,348</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: right">7.42%</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: right">6,962</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: right">12.63%</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: right">40,477</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: right">8.25%</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD NOWRAP STYLE="text-align: justify; padding-bottom: 1pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Total at fixed rates</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: right">262,466</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: right">6.08%</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: right">587,706</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: right">5.79%</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: right">506,635</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: right">4.90%</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: right">1,356,807</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: right">5.51%</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD NOWRAP STYLE="text-align: justify">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">&nbsp;</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">&nbsp;</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">&nbsp;</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">&nbsp;</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">&nbsp;</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">&nbsp;</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">&nbsp;</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">&nbsp;</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD NOWRAP STYLE="text-align: justify">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Subtotal</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">496,630</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">5.66%</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">932,547</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">5.62%</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">880,755</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">4.69%</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">2,309,932</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">5.27%</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD NOWRAP STYLE="text-align: justify; padding-bottom: 1pt">Nonaccrual loans</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: right">66,525</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: right">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font-family: Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; font-family: Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; font-family: Calibri, Helvetica, Sans-Serif; text-align: right; vertical-align: bottom"><P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0">&mdash;</P></TD><TD NOWRAP STYLE="padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: right">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font-family: Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; font-family: Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; font-family: Calibri, Helvetica, Sans-Serif; text-align: right; vertical-align: bottom"><P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0">&mdash;</P></TD><TD NOWRAP STYLE="padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: right">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: right">66,525</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: right">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD NOWRAP STYLE="text-align: justify; padding-bottom: 2.5pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Total loans</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; text-align: left">$</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; text-align: right">563,155</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt">&nbsp;</TD>
    <TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: right">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; text-align: left">$</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; text-align: right">932,547</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt">&nbsp;</TD>
    <TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: right">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; text-align: left">$</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; text-align: right">880,755</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt">&nbsp;</TD>
    <TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: right">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; text-align: left">$</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; text-align: right">2,376,457</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt">&nbsp;</TD>
    <TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: right">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left">&nbsp;</TD></TR>
</TABLE>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify; border-bottom: Black 3pt solid">The
above table is based on contractual scheduled maturities. Early repayment of loans or renewals at maturity are not considered in
this table.</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify">&nbsp;</P>


<!-- Field: Page; Sequence: 77 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 2px solid"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif"><TR><TD STYLE="text-align: center; width: 100%"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->77<!-- Field: /Sequence --></TD></TR></TABLE></DIV>
    <DIV STYLE="page-break-before: always; margin-top: 6pt; margin-bottom: 12pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif"><TR><TD STYLE="text-align: left; width: 100%"><A HREF="#toc" STYLE="font-style: italic">Table of Contents</A></TD></TR></TABLE></DIV>
    <!-- Field: /Page -->


<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify; border-top: Black 3pt solid; border-bottom: Black 3pt solid"><B>Table
12 Nonperforming Assets</B></P>



<DIV STYLE="font: 10pt Calibri, Helvetica, Sans-Serif; border-top: Black 0pt solid; width: 100%">&nbsp;<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="border-collapse: collapse; width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif">
<TR STYLE="vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD COLSPAN="18" NOWRAP STYLE="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif">As of December 31,</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="font: italic 10pt Calibri, Helvetica, Sans-Serif; text-align: justify">($ in thousands)</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: center; border-bottom: Black 1pt solid">2012</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: bold 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif">2011</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif">2010</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif">2009</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif">2008</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-decoration: underline; text-align: justify">Non-covered nonperforming assets</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="width: 50%; text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">Nonaccrual loans</TD><TD NOWRAP STYLE="width: 1%; font: bold 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="width: 1%; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">$</TD><TD NOWRAP STYLE="width: 7%; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">33,034</TD><TD NOWRAP STYLE="width: 1%; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">73,566</TD><TD NOWRAP STYLE="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">62,326</TD><TD NOWRAP STYLE="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">62,206</TD><TD NOWRAP STYLE="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">26,600</TD><TD NOWRAP STYLE="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">Restructured loans - accruing</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">24,848</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">11,720</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">33,677</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">21,283</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">3,995</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: justify; padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">Accruing loans &gt;90 days past due</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">&mdash;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">&mdash;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">&mdash;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">&mdash;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">&mdash;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Total non-covered nonperforming loans</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">57,882</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">85,286</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">96,003</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">83,489</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">30,595</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">Nonperforming loans held for sale</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">21,938</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&mdash;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&mdash;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&mdash;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&mdash;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: justify; padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">Other real estate</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">26,285</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">37,023</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">21,081</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">8,793</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">4,832</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: justify; padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Total non-covered nonperforming assets</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 2.5pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">$</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">106,105</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">122,309</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">117,084</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">92,282</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">35,427</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-decoration: underline; text-align: justify">Covered nonperforming assets (1)</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">Nonaccrual loans (2)</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">$</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">33,491</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">41,472</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">58,466</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">117,916</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">&mdash;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">Restructured loans - accruing</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">15,465</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">14,218</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">14,359</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">&mdash;</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">&mdash;</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: justify; padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">Accruing loans &gt;90 days past due</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">&mdash;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">&mdash;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">&mdash;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">&mdash;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">&mdash;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Total covered nonperforming loans</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">48,956</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">55,690</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">72,825</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">117,916</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&mdash;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: justify; padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">Other real estate</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">47,290</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">85,272</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">94,891</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">47,430</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">&mdash;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: justify; padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Total covered nonperforming assets</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 2.5pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">$</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">96,246</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">140,962</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">167,716</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">165,346</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">&mdash;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: justify; padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">Total nonperforming assets</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 2.5pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">$</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">202,351</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">263,271</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">284,800</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">257,628</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">35,427</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-decoration: underline; text-align: justify">Asset Quality Ratios &ndash; All Assets</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">Nonperforming loans to total loans</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">4.50%</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">5.80%</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">6.88%</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">7.59%</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">1.38%</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">Nonperforming assets to total loans and other real estate</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">8.26%</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">10.31%</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">11.08%</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">9.51%</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">1.60%</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">Nonperforming assets to total assets</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">6.24%</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">8.00%</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">8.69%</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">7.27%</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">1.29%</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD COLSPAN="21" NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-decoration: underline; text-align: left">Asset Quality Ratios &ndash; Based on Non-covered Assets only</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">Non-covered nonperforming loans to non-covered loans</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">2.76%</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">4.12%</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">4.61%</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">3.91%</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">1.38%</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">Non-covered nonperforming assets to non-covered loans and non-covered other real estate</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">5.00%</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">5.81%</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">5.56%</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">4.31%</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">1.60%</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">Non-covered nonperforming assets to total non-covered assets</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">3.64%</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">4.30%</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">4.16%</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">3.10%</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">1.29%</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
</TABLE>



<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font-size: 10pt; width: 100%; border-collapse: collapse">
<TR STYLE="vertical-align: top">
    <TD STYLE="width: 100%; border-bottom: windowtext 1pt solid; font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right">&nbsp;</TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif; padding-right: 5.4pt; padding-left: 5.4pt; text-align: left"><FONT STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">(1) Covered nonperforming assets consist of assets that are included in loss share agreements with the FDIC.</FONT></TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif; padding-right: 5.4pt; padding-left: 5.4pt; text-align: left; border-bottom: Black 3pt solid"><FONT STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">(2) At December 31, 2012, 2011 and 2010, the contractual balance of the nonaccrual loans covered by the FDIC loss share agreement was $64.1 million, $69.0 million and $86.2 million, respectively.</FONT><BR>
&nbsp;</TD></TR>
</TABLE></DIV>




<!-- Field: Page; Sequence: 78 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 2px solid"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif"><TR><TD STYLE="text-align: center; width: 100%"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->78<!-- Field: /Sequence --></TD></TR></TABLE></DIV>
    <DIV STYLE="page-break-before: always; margin-top: 6pt; margin-bottom: 12pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif"><TR><TD STYLE="text-align: left; width: 100%"><A HREF="#toc" STYLE="font-style: italic">Table of Contents</A></TD></TR></TABLE></DIV>
    <!-- Field: /Page -->


<P STYLE="font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify"><B>&nbsp;</B></P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify; border-top: Black 3pt solid; border-bottom: Black 3pt solid"><B>Table
12a Nonperforming Assets by Geographical Region</B></P>


<P STYLE="margin: 0"></P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="border-collapse: collapse; width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif">
<TR STYLE="vertical-align: bottom">
    <TD NOWRAP STYLE="text-align: justify">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="18" NOWRAP STYLE="text-align: center; border-bottom: Black 1pt solid">As of December 31, 2012</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD NOWRAP STYLE="font-style: italic; text-align: justify">($ in thousands)</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="text-align: center; border-bottom: Black 1pt solid">Covered</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="text-align: center; border-bottom: Black 1pt solid">Non-covered</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="text-align: center; border-bottom: Black 1pt solid">Total</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="text-align: center; border-bottom: Black 1pt solid">Total Loans</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="text-align: center; border-bottom: Black 1pt solid">Nonperforming<BR>
 Loans to Total<BR>
 Loans</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD NOWRAP STYLE="text-align: justify">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="text-align: center">&nbsp;</TD><TD NOWRAP>&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="text-align: center">&nbsp;</TD><TD NOWRAP>&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="text-align: center">&nbsp;</TD><TD NOWRAP>&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="text-align: center">&nbsp;</TD><TD NOWRAP>&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="text-align: center">&nbsp;</TD><TD NOWRAP>&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD NOWRAP STYLE="font-weight: bold; text-align: justify">Nonaccrual loans and Troubled Debt Restructurings (1)</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">&nbsp;</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">&nbsp;</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">&nbsp;</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">&nbsp;</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">&nbsp;</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD NOWRAP STYLE="width: 50%; text-align: justify">Eastern Region (NC)</TD><TD NOWRAP STYLE="width: 1%">&nbsp;</TD>
    <TD NOWRAP STYLE="width: 1%; text-align: left">$</TD><TD NOWRAP STYLE="width: 7%; text-align: right">43,427</TD><TD NOWRAP STYLE="width: 1%; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="width: 1%">&nbsp;</TD>
    <TD NOWRAP STYLE="width: 1%; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="width: 7%; text-align: right">13,156</TD><TD NOWRAP STYLE="width: 1%; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="width: 1%">&nbsp;</TD>
    <TD NOWRAP STYLE="width: 1%; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="width: 7%; text-align: right">56,583</TD><TD NOWRAP STYLE="width: 1%; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="width: 1%">&nbsp;</TD>
    <TD NOWRAP STYLE="width: 1%; text-align: left">$</TD><TD NOWRAP STYLE="width: 7%; text-align: right">508,000</TD><TD NOWRAP STYLE="width: 1%; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="width: 1%">&nbsp;</TD>
    <TD NOWRAP STYLE="width: 1%; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="width: 7%; text-align: right">11.1%</TD><TD NOWRAP STYLE="width: 1%; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD NOWRAP STYLE="text-align: justify">Triangle Region (NC)</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">&mdash;</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">14,362</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">14,362</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">757,000</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">1.9%</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD NOWRAP STYLE="text-align: justify">Triad Region (NC)</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">&mdash;</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">13,326</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">13,326</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">379,000</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">3.5%</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD NOWRAP STYLE="text-align: justify">Charlotte Region (NC)</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">&mdash;</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">2,509</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">2,509</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">91,000</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">2.8%</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD NOWRAP STYLE="text-align: justify">Southern Piedmont Region (NC)</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">689</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">4,709</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">5,398</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">225,000</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">2.4%</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD NOWRAP STYLE="text-align: justify">Western Region (NC)</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">4,792</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">6</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">4,798</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">59,000</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">8.1%</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD NOWRAP STYLE="text-align: justify">South Carolina Region</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">48</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">6,885</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">6,933</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">131,000</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">5.3%</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD NOWRAP STYLE="text-align: justify">Virginia Region</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">&mdash;</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">2,210</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">2,210</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">216,000</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">1.0%</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD NOWRAP STYLE="text-align: justify; padding-bottom: 1pt">Other</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: right">&mdash;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: right">719</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: right">719</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: right">11,000</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: right">6.5%</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD NOWRAP STYLE="text-align: left; padding-bottom: 2.5pt; text-indent: -0.4in; padding-left: 0.4in">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Total nonaccrual loans and troubled debt restructurings</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; text-align: left">$</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; text-align: right">48,956</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; text-align: right">57,882</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; text-align: right">106,838</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; text-align: left">$</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; text-align: right">2,377,000</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; text-align: right">4.5%</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD NOWRAP STYLE="text-align: justify">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">&nbsp;</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">&nbsp;</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">&nbsp;</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">&nbsp;</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">&nbsp;</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD NOWRAP STYLE="font-weight: bold; text-align: justify">Other Real Estate (1)</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">&nbsp;</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">&nbsp;</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">&nbsp;</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">&nbsp;</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">&nbsp;</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD NOWRAP STYLE="text-align: justify">Eastern Region (NC)</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">$</TD><TD NOWRAP STYLE="text-align: right">37,208</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">7,593</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">44,801</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">&nbsp;</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">&nbsp;</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD NOWRAP STYLE="text-align: justify">Triangle Region (NC)</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">&mdash;</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">6,097</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">6,097</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">&nbsp;</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">&nbsp;</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD NOWRAP STYLE="text-align: justify">Triad Region (NC)</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">&mdash;</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">5,921</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">5,921</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">&nbsp;</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">&nbsp;</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD NOWRAP STYLE="text-align: justify">Charlotte Region (NC)</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">&mdash;</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">1,908</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">1,908</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">&nbsp;</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">&nbsp;</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD NOWRAP STYLE="text-align: justify">Southern Piedmont Region (NC)</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">37</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">1,429</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">1,466</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">&nbsp;</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">&nbsp;</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD NOWRAP STYLE="text-align: justify">Western Region (NC)</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">9,961</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">&mdash;</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">9,961</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">&nbsp;</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">&nbsp;</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD NOWRAP STYLE="text-align: justify">South Carolina Region</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">84</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">2,752</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">2,836</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">&nbsp;</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">&nbsp;</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD NOWRAP STYLE="text-align: justify">Virginia Region</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">&mdash;</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">585</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">585</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">&nbsp;</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">&nbsp;</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD NOWRAP STYLE="text-align: justify; padding-bottom: 1pt">Other</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: right">&mdash;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: right">&mdash;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: right">&mdash;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: right">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: right">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD NOWRAP STYLE="text-align: left; padding-bottom: 2.5pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Total other real estate</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; text-align: left">$</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; text-align: right">47,290</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; text-align: right">26,285</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; text-align: right">73,575</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt">&nbsp;</TD>
    <TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: right">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt">&nbsp;</TD>
    <TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: right">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left">&nbsp;</TD></TR>
</TABLE>



<P STYLE="margin: 0">&nbsp;</P>

<P STYLE="font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"><B><U>NOTE</U></B></P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">At December 31, 2012, the Company had
$21.9 million in non-covered nonaccrual and restructured loans classified as &ldquo;held for sale&rdquo;, which are not included
in the above table. Approximately 50% of these nonperforming loans held for sale were located in the Triangle Region, 19% were
located in the Eastern Region, and the remaining loans were located throughout the Company&rsquo;s remaining market areas.</P>

<P STYLE="font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif; margin: 0 0 0 24.75pt; text-align: left">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif; margin-top: 0; margin-bottom: 0"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0"></TD><TD STYLE="width: 0.25in">(1)</TD><TD STYLE="text-align: justify; line-height: normal">The counties comprising each region are as follows:</TD></TR></TABLE>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0 0 0 0.25in; text-align: left">Eastern North Carolina Region
- New Hanover, Brunswick, Duplin, Dare, Beaufort, Onslow, Carteret</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0 0 0 0.25in; text-align: left">Triangle North Carolina Region
- Moore, Lee, Harnett, Chatham, Wake</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0 0 0 0.25in; text-align: left">Triad North Carolina Region
- Montgomery, Randolph, Davidson, Rockingham, Guilford, Stanly</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0 0 0 0.25in; text-align: left">Charlotte North Carolina Region
- Iredell, Cabarrus, Rowan</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0 0 0 0.25in; text-align: left">Southern Piedmont North Carolina
Region - Anson, Richmond, Scotland, Robeson, Bladen, Columbus</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0 0 0 0.25in; text-align: left">Western North Carolina Region
- Buncombe</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0 0 0 0.25in; text-align: left">South Carolina Region - Chesterfield,
Dillon, Florence, Horry</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0 0 0 0.25in; text-align: left">Virginia Region &ndash; Wythe,
Washington, Montgomery, Pulaski, Roanoke</P>



<P STYLE="margin: 0"></P>

<P STYLE="font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify"><B>&nbsp;</B></P>

<!-- Field: Rule-Page --><DIV ALIGN="LEFT" STYLE="margin-top: 1pt; margin-bottom: 1pt"><DIV STYLE="font-size: 1pt; border-top: Black 3pt solid; width: 100%">&nbsp;</DIV></DIV><!-- Field: /Rule-Page -->


<!-- Field: Page; Sequence: 79 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 2px solid"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif"><TR><TD STYLE="text-align: center; width: 100%"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->79<!-- Field: /Sequence --></TD></TR></TABLE></DIV>
    <DIV STYLE="page-break-before: always; margin-top: 6pt; margin-bottom: 12pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif"><TR><TD STYLE="text-align: left; width: 100%"><A HREF="#toc" STYLE="font-style: italic">Table of Contents</A></TD></TR></TABLE></DIV>
    <!-- Field: /Page -->


<P STYLE="font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify"><B>&nbsp;</B></P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"><B>&nbsp;</B></P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify; border-top: Black 3pt solid; border-bottom: Black 3pt solid"><B>Table
13 Allocation of the Allowance for Loan Losses</B></P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="border-collapse: collapse; width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif">
<TR STYLE="vertical-align: bottom">
    <TD NOWRAP STYLE="text-align: justify">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="18" NOWRAP STYLE="text-align: center; border-bottom: Black 1pt solid">As of December 31,</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD NOWRAP STYLE="font-style: italic; text-align: justify">($ in thousands)</TD><TD NOWRAP STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="font-weight: bold; text-align: center; border-bottom: Black 1pt solid">2012</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font-weight: bold">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="text-align: center; border-bottom: Black 1pt solid">2011</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="text-align: center; border-bottom: Black 1pt solid">2010</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="text-align: center; border-bottom: Black 1pt solid">2009</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="text-align: center; border-bottom: Black 1pt solid">2008</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD NOWRAP STYLE="text-align: justify">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="text-align: center">&nbsp;</TD><TD NOWRAP>&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="text-align: center">&nbsp;</TD><TD NOWRAP>&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="text-align: center">&nbsp;</TD><TD NOWRAP>&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="text-align: center">&nbsp;</TD><TD NOWRAP>&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="text-align: center">&nbsp;</TD><TD NOWRAP>&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD NOWRAP STYLE="width: 50%; text-align: justify">Commercial, financial, and agricultural</TD><TD NOWRAP STYLE="width: 1%; font-weight: bold">&nbsp;</TD>
    <TD NOWRAP STYLE="width: 1%; font-weight: bold; text-align: left">$</TD><TD NOWRAP STYLE="width: 7%; font-weight: bold; text-align: right">4,855</TD><TD NOWRAP STYLE="width: 1%; font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="width: 1%">&nbsp;</TD>
    <TD NOWRAP STYLE="width: 1%; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="width: 7%; text-align: right">4,443</TD><TD NOWRAP STYLE="width: 1%; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="width: 1%">&nbsp;</TD>
    <TD NOWRAP STYLE="width: 1%; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="width: 7%; text-align: right">5,154</TD><TD NOWRAP STYLE="width: 1%; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="width: 1%">&nbsp;</TD>
    <TD NOWRAP STYLE="width: 1%; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="width: 7%; text-align: right">4,995</TD><TD NOWRAP STYLE="width: 1%; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="width: 1%">&nbsp;</TD>
    <TD NOWRAP STYLE="width: 1%; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="width: 7%; text-align: right">4,913</TD><TD NOWRAP STYLE="width: 1%; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD NOWRAP STYLE="text-align: justify">Real estate &ndash; construction, land development</TD><TD NOWRAP STYLE="font-weight: bold">&nbsp;</TD>
    <TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; text-align: right">14,103</TD><TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">14,268</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">20,065</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">9,286</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">1,977</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD NOWRAP STYLE="text-align: left">Real estate &ndash; residential, commercial, home equity, multifamily</TD><TD NOWRAP STYLE="font-weight: bold">&nbsp;</TD>
    <TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; text-align: right">24,554</TD><TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">20,818</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">22,077</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">20,845</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">19,543</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD NOWRAP STYLE="text-align: justify; padding-bottom: 1pt">Installment loans to individuals</TD><TD NOWRAP STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; font-weight: bold; text-align: right">1,942</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: right">1,873</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: right">1,960</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: right">1,606</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: right">2,815</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD NOWRAP STYLE="text-align: justify">Total allocated</TD><TD NOWRAP STYLE="font-weight: bold">&nbsp;</TD>
    <TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; text-align: right">45,454</TD><TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">41,402</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">49,256</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">36,732</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">29,248</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD NOWRAP STYLE="text-align: justify; padding-bottom: 1pt">Unallocated</TD><TD NOWRAP STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; font-weight: bold; text-align: right">948</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: right">16</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: right">174</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: right">611</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: right">8</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD NOWRAP STYLE="text-align: justify; padding-bottom: 2.5pt">Total</TD><TD NOWRAP STYLE="font-weight: bold; padding-bottom: 2.5pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font-weight: bold; text-align: left">$</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font-weight: bold; text-align: right">46,402</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; text-align: right">41,418</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; text-align: right">49,430</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; text-align: right">37,343</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; text-align: right">29,256</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left">&nbsp;</TD></TR>
</TABLE>

<P STYLE="font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify"><B>&nbsp;</B></P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify; border-top: Black 3pt solid; border-bottom: Black 3pt solid"><B>Table
13a Allocation of the Allowance for Loan Losses &ndash; Covered versus Non-covered</B></P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="border-collapse: collapse; width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif">
<TR STYLE="vertical-align: bottom">
    <TD NOWRAP STYLE="text-align: justify">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="10" NOWRAP STYLE="font-weight: bold; text-align: center; border-bottom: Black 1pt solid">As of December 31, 2012</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font-weight: bold">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="10" NOWRAP STYLE="text-align: center; border-bottom: Black 1pt solid">As of December 31, 2011</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD NOWRAP STYLE="font-style: italic; text-align: justify">($ in thousands)</TD><TD NOWRAP STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="font-weight: bold; text-align: center; border-bottom: Black 1pt solid">Covered</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font-weight: bold">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="font-weight: bold; text-align: center; border-bottom: Black 1pt solid">Non-covered</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font-weight: bold">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="font-weight: bold; text-align: center; border-bottom: Black 1pt solid">Total</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font-weight: bold">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="text-align: center; border-bottom: Black 1pt solid">Covered</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="text-align: center; border-bottom: Black 1pt solid">Non-covered</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="text-align: center; border-bottom: Black 1pt solid">Total</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD NOWRAP STYLE="text-align: justify">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="text-align: center">&nbsp;</TD><TD NOWRAP>&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="text-align: center">&nbsp;</TD><TD NOWRAP>&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="text-align: center">&nbsp;</TD><TD NOWRAP>&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="text-align: center">&nbsp;</TD><TD NOWRAP>&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="text-align: center">&nbsp;</TD><TD NOWRAP>&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="text-align: center">&nbsp;</TD><TD NOWRAP>&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD NOWRAP STYLE="width: 40%; text-align: justify">Commercial, financial, and agricultural</TD><TD NOWRAP STYLE="width: 1%; font-weight: bold">&nbsp;</TD>
    <TD NOWRAP STYLE="width: 1%; font-weight: bold; text-align: left">$</TD><TD NOWRAP STYLE="width: 7%; font-weight: bold; text-align: right">168</TD><TD NOWRAP STYLE="width: 1%; font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="width: 1%; font-weight: bold">&nbsp;</TD>
    <TD NOWRAP STYLE="width: 1%; font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="width: 7%; font-weight: bold; text-align: right">4,687</TD><TD NOWRAP STYLE="width: 1%; font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="width: 1%; font-weight: bold">&nbsp;</TD>
    <TD NOWRAP STYLE="width: 1%; font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="width: 7%; font-weight: bold; text-align: right">4,855</TD><TD NOWRAP STYLE="width: 1%; font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="width: 1%">&nbsp;</TD>
    <TD NOWRAP STYLE="width: 1%; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="width: 7%; text-align: right">663</TD><TD NOWRAP STYLE="width: 1%; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="width: 1%">&nbsp;</TD>
    <TD NOWRAP STYLE="width: 1%; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="width: 7%; text-align: right">3,780</TD><TD NOWRAP STYLE="width: 1%; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="width: 1%">&nbsp;</TD>
    <TD NOWRAP STYLE="width: 1%; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="width: 7%; text-align: right">4,443</TD><TD NOWRAP STYLE="width: 1%; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD NOWRAP STYLE="text-align: left; text-indent: 0">Real estate &ndash; construction, land development</TD><TD NOWRAP STYLE="font-weight: bold">&nbsp;</TD>
    <TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; text-align: right">1,247</TD><TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold">&nbsp;</TD>
    <TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; text-align: right">12,856</TD><TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold">&nbsp;</TD>
    <TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; text-align: right">14,103</TD><TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">2,962</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">11,306</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">14,268</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD NOWRAP STYLE="text-align: left">Real estate &ndash; residential, commercial, home equity, multifamily</TD><TD NOWRAP STYLE="font-weight: bold">&nbsp;</TD>
    <TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; text-align: right">3,341</TD><TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold">&nbsp;</TD>
    <TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; text-align: right">21,213</TD><TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold">&nbsp;</TD>
    <TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; text-align: right">24,554</TD><TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">2,182</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">18,636</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">20,818</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD NOWRAP STYLE="text-align: justify; padding-bottom: 1pt">Installment loans to individuals</TD><TD NOWRAP STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; font-weight: bold; text-align: right">3</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; font-weight: bold; text-align: right">1,939</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; font-weight: bold; text-align: right">1,942</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: right">1</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: right">1,872</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: right">1,873</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD NOWRAP STYLE="text-align: justify">Total allocated</TD><TD NOWRAP STYLE="font-weight: bold">&nbsp;</TD>
    <TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; text-align: right">4,759</TD><TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold">&nbsp;</TD>
    <TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; text-align: right">40,695</TD><TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold">&nbsp;</TD>
    <TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; text-align: right">45,454</TD><TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">5,808</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">35,594</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">41,402</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD NOWRAP STYLE="text-align: justify; padding-bottom: 1pt">Unallocated</TD><TD NOWRAP STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; font-weight: bold; text-align: right">&mdash;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; font-weight: bold; text-align: right">948</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; font-weight: bold; text-align: right">948</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: right">&mdash;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: right">16</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: right">16</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD NOWRAP STYLE="text-align: justify; padding-bottom: 2.5pt">Total</TD><TD NOWRAP STYLE="font-weight: bold; padding-bottom: 2.5pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font-weight: bold; text-align: left">$</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font-weight: bold; text-align: right">4,759</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; padding-bottom: 2.5pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font-weight: bold; text-align: right">41,643</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; padding-bottom: 2.5pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font-weight: bold; text-align: right">46,402</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; text-align: right">5,808</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; text-align: right">35,610</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; text-align: right">41,418</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD NOWRAP STYLE="text-align: justify; padding-bottom: 2.5pt">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; padding-bottom: 2.5pt">&nbsp;</TD>
    <TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; text-align: right">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; padding-bottom: 2.5pt">&nbsp;</TD>
    <TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; text-align: right">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; padding-bottom: 2.5pt">&nbsp;</TD>
    <TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; text-align: right">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left">&nbsp;</TD></TR>
</TABLE>

<!-- Field: Rule-Page --><DIV ALIGN="LEFT" STYLE="margin-top: 1pt; margin-bottom: 1pt"><DIV STYLE="font-size: 1pt; border-top: Black 3pt solid; width: 100%">&nbsp;</DIV></DIV><!-- Field: /Rule-Page -->


<!-- Field: Page; Sequence: 80 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 2px solid"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif"><TR><TD STYLE="text-align: center; width: 100%"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->80<!-- Field: /Sequence --></TD></TR></TABLE></DIV>
    <DIV STYLE="page-break-before: always; margin-top: 6pt; margin-bottom: 12pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif"><TR><TD STYLE="text-align: left; width: 100%"><A HREF="#toc" STYLE="font-style: italic">Table of Contents</A></TD></TR></TABLE></DIV>
    <!-- Field: /Page -->


<P STYLE="font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify; border-top: Black 3pt solid; border-bottom: Black 3pt solid"><B>Table
14 Loan Loss and Recovery Experience</B></P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="border-collapse: collapse; width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif">
<TR STYLE="vertical-align: bottom">
    <TD NOWRAP STYLE="text-align: justify">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="18" NOWRAP STYLE="text-align: center; border-bottom: Black 1pt solid">As of December 31,</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD NOWRAP STYLE="font-style: italic; text-align: justify">($ in thousands)</TD><TD NOWRAP STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="font-weight: bold; text-align: center; border-bottom: Black 1pt solid">2012</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font-weight: bold">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="text-align: center; border-bottom: Black 1pt solid">2011</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="text-align: center; border-bottom: Black 1pt solid">2010</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="text-align: center; border-bottom: Black 1pt solid">2009</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="text-align: center; border-bottom: Black 1pt solid">2008</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD NOWRAP STYLE="text-align: justify">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="text-align: center">&nbsp;</TD><TD NOWRAP>&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="text-align: center">&nbsp;</TD><TD NOWRAP>&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="text-align: center">&nbsp;</TD><TD NOWRAP>&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="text-align: center">&nbsp;</TD><TD NOWRAP>&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="text-align: center">&nbsp;</TD><TD NOWRAP>&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD NOWRAP STYLE="width: 50%; text-align: justify; padding-bottom: 2.5pt">Loans outstanding at end of year</TD><TD NOWRAP STYLE="width: 1%; font-weight: bold; padding-bottom: 2.5pt">&nbsp;</TD>
    <TD NOWRAP STYLE="width: 1%; border-bottom: Black 2.5pt double; font-weight: bold; text-align: left">$</TD><TD NOWRAP STYLE="width: 7%; border-bottom: Black 2.5pt double; font-weight: bold; text-align: right">2,376,457</TD><TD NOWRAP STYLE="width: 1%; padding-bottom: 2.5pt; font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="width: 1%; padding-bottom: 2.5pt">&nbsp;</TD>
    <TD NOWRAP STYLE="width: 1%; border-bottom: Black 2.5pt double; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="width: 7%; border-bottom: Black 2.5pt double; text-align: right">2,430,386</TD><TD NOWRAP STYLE="width: 1%; padding-bottom: 2.5pt; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="width: 1%; padding-bottom: 2.5pt">&nbsp;</TD>
    <TD NOWRAP STYLE="width: 1%; border-bottom: Black 2.5pt double; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="width: 7%; border-bottom: Black 2.5pt double; text-align: right">2,454,132</TD><TD NOWRAP STYLE="width: 1%; padding-bottom: 2.5pt; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="width: 1%; padding-bottom: 2.5pt">&nbsp;</TD>
    <TD NOWRAP STYLE="width: 1%; border-bottom: Black 2.5pt double; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="width: 7%; border-bottom: Black 2.5pt double; text-align: right">2,652,865</TD><TD NOWRAP STYLE="width: 1%; padding-bottom: 2.5pt; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="width: 1%; padding-bottom: 2.5pt">&nbsp;</TD>
    <TD NOWRAP STYLE="width: 1%; border-bottom: Black 2.5pt double; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="width: 7%; border-bottom: Black 2.5pt double; text-align: right">2,211,315</TD><TD NOWRAP STYLE="width: 1%; padding-bottom: 2.5pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD NOWRAP STYLE="text-align: justify; padding-bottom: 2.5pt">Average amount of loans outstanding</TD><TD NOWRAP STYLE="font-weight: bold; padding-bottom: 2.5pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font-weight: bold; text-align: left">$</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font-weight: bold; text-align: right">2,436,997</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; text-align: right">2,461,995</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; text-align: right">2,554,401</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; text-align: right">2,475,045</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; text-align: right">2,117,028</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD NOWRAP STYLE="text-align: justify">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">&nbsp;</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">&nbsp;</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">&nbsp;</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">&nbsp;</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">&nbsp;</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD NOWRAP STYLE="text-align: justify">Allowance for loan losses, at beginning of year</TD><TD NOWRAP STYLE="font-weight: bold">&nbsp;</TD>
    <TD NOWRAP STYLE="font-weight: bold; text-align: left">$</TD><TD NOWRAP STYLE="font-weight: bold; text-align: right">41,418</TD><TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">49,430</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">37,343</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">29,256</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">21,324</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD NOWRAP STYLE="text-align: justify">Provision for loan losses</TD><TD NOWRAP STYLE="font-weight: bold">&nbsp;</TD>
    <TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; text-align: right">79,672</TD><TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">41,301</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">54,562</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">20,186</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">9,880</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD NOWRAP STYLE="text-align: left; padding-bottom: 1pt">Additions related to loans assumed in corporate acquisitions</TD><TD NOWRAP STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; font-weight: bold; text-align: right">&mdash;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: right">&mdash;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: right">&mdash;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: right">&mdash;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: right">3,158</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD NOWRAP STYLE="text-align: justify; padding-bottom: 1pt">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; font-weight: bold; text-align: right">121,090</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: right">90,731</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: right">91,905</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: right">49,442</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: right">34,362</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD NOWRAP STYLE="text-align: justify">Loans charged off: (1)</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">&nbsp;</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">&nbsp;</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">&nbsp;</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">&nbsp;</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">&nbsp;</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD NOWRAP STYLE="text-align: left">Commercial, financial, and agricultural</TD><TD NOWRAP STYLE="font-weight: bold">&nbsp;</TD>
    <TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; text-align: right">(5,000</TD><TD NOWRAP STYLE="font-weight: bold; text-align: left">)</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">(2,358</TD><TD NOWRAP STYLE="text-align: left">)</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">(4,481</TD><TD NOWRAP STYLE="text-align: left">)</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">(2,143</TD><TD NOWRAP STYLE="text-align: left">)</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">(992</TD><TD NOWRAP STYLE="text-align: left">)</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD NOWRAP STYLE="text-align: left">Real estate &ndash; construction, land development &amp; other land loans</TD><TD NOWRAP STYLE="font-weight: bold">&nbsp;</TD>
    <TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; text-align: right">(28,613</TD><TD NOWRAP STYLE="font-weight: bold; text-align: left">)</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">(25,604</TD><TD NOWRAP STYLE="text-align: left">)</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">(22,665</TD><TD NOWRAP STYLE="text-align: left">)</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">(1,716</TD><TD NOWRAP STYLE="text-align: left">)</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">(309</TD><TD NOWRAP STYLE="text-align: left">)</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD NOWRAP STYLE="text-align: left">Real estate &ndash; mortgage &ndash; residential (1-4 family) first mortgages</TD><TD NOWRAP STYLE="font-weight: bold">&nbsp;</TD>
    <TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; text-align: right">(15,490</TD><TD NOWRAP STYLE="font-weight: bold; text-align: left">)</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">(12,045</TD><TD NOWRAP STYLE="text-align: left">)</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">(6,032</TD><TD NOWRAP STYLE="text-align: left">)</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">(4,617</TD><TD NOWRAP STYLE="text-align: left">)</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">(1,333</TD><TD NOWRAP STYLE="text-align: left">)</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD NOWRAP STYLE="text-align: left">Real estate &ndash; mortgage &ndash; home equity loans / lines of credit</TD><TD NOWRAP STYLE="font-weight: bold">&nbsp;</TD>
    <TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; text-align: right">(5,921</TD><TD NOWRAP STYLE="font-weight: bold; text-align: left">)</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">(3,195</TD><TD NOWRAP STYLE="text-align: left">)</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">(4,973</TD><TD NOWRAP STYLE="text-align: left">)</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">(1,824</TD><TD NOWRAP STYLE="text-align: left">)</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">(613</TD><TD NOWRAP STYLE="text-align: left">)</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD NOWRAP STYLE="text-align: left">Real estate &ndash; mortgage &ndash; commercial and other</TD><TD NOWRAP STYLE="font-weight: bold">&nbsp;</TD>
    <TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; text-align: right">(20,317</TD><TD NOWRAP STYLE="font-weight: bold; text-align: left">)</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">(7,180</TD><TD NOWRAP STYLE="text-align: left">)</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">(2,916</TD><TD NOWRAP STYLE="text-align: left">)</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">(516</TD><TD NOWRAP STYLE="text-align: left">)</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">(677</TD><TD NOWRAP STYLE="text-align: left">)</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD NOWRAP STYLE="text-align: left; padding-bottom: 1pt">Installment loans to individuals</TD><TD NOWRAP STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; font-weight: bold; text-align: right">(1,932</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font-weight: bold; text-align: left">)</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: right">(1,600</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left">)</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: right">(2,499</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left">)</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: right">(1,973</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left">)</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: right">(1,714</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left">)</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD NOWRAP STYLE="text-align: justify; padding-bottom: 1pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Total charge-offs</TD><TD NOWRAP STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; font-weight: bold; text-align: right">(77,273</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font-weight: bold; text-align: left">)</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: right">(51,982</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left">)</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: right">(43,566</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left">)</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: right">(12,789</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left">)</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: right">(5,638</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left">)</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD NOWRAP STYLE="text-align: justify">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">&nbsp;</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">&nbsp;</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">&nbsp;</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">&nbsp;</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">&nbsp;</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD NOWRAP STYLE="text-align: justify">Recoveries of loans previously charged-off:</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">&nbsp;</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">&nbsp;</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">&nbsp;</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">&nbsp;</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">&nbsp;</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD NOWRAP STYLE="text-align: left">Commercial, financial, and agricultural</TD><TD NOWRAP STYLE="font-weight: bold">&nbsp;</TD>
    <TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; text-align: right">152</TD><TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">314</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">61</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">18</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">31</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD NOWRAP STYLE="text-align: left">Real estate &ndash; construction, land development &amp; other land loans</TD><TD NOWRAP STYLE="font-weight: bold">&nbsp;</TD>
    <TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; text-align: right">1,281</TD><TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">919</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">113</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">9</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">&mdash;</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD NOWRAP STYLE="text-align: left">Real estate &ndash; mortgage &ndash; residential (1-4 family) first mortgages</TD><TD NOWRAP STYLE="font-weight: bold">&nbsp;</TD>
    <TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; text-align: right">91</TD><TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">492</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">357</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">184</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">86</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD NOWRAP STYLE="text-align: left">Real estate &ndash; mortgage &ndash; home equity loans / lines of credit</TD><TD NOWRAP STYLE="font-weight: bold">&nbsp;</TD>
    <TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; text-align: right">440</TD><TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">375</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">131</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">66</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">42</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD NOWRAP STYLE="text-align: left">Real estate &ndash; mortgage &ndash; commercial and other</TD><TD NOWRAP STYLE="font-weight: bold">&nbsp;</TD>
    <TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; text-align: right">318</TD><TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">119</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">33</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">129</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">136</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD NOWRAP STYLE="text-align: left; padding-bottom: 1pt">Installment loans to individuals</TD><TD NOWRAP STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; font-weight: bold; text-align: right">303</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: right">450</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: right">396</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: right">284</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: right">237</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD NOWRAP STYLE="text-align: justify; padding-bottom: 1pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Total recoveries</TD><TD NOWRAP STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; font-weight: bold; text-align: right">2,585</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: right">2,669</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: right">1,091</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: right">690</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: right">532</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD NOWRAP STYLE="text-align: justify; padding-bottom: 1pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Net charge-offs</TD><TD NOWRAP STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; font-weight: bold; text-align: right">(74,688</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font-weight: bold; text-align: left">)</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: right">(49,313</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left">)</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: right">(42,475</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left">)</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: right">(12,099</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left">)</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: right">(5,106</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left">)</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD NOWRAP STYLE="text-align: justify; padding-bottom: 2.5pt">Allowance for loan losses, at end of year</TD><TD NOWRAP STYLE="font-weight: bold; padding-bottom: 2.5pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font-weight: bold; text-align: left">$</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font-weight: bold; text-align: right">46,402</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; text-align: right">41,418</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; text-align: right">49,430</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; text-align: right">37,343</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; text-align: right">29,256</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD NOWRAP STYLE="text-align: justify">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">&nbsp;</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">&nbsp;</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">&nbsp;</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">&nbsp;</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">&nbsp;</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD NOWRAP STYLE="text-align: justify">Ratios:</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">&nbsp;</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">&nbsp;</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">&nbsp;</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">&nbsp;</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">&nbsp;</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD NOWRAP STYLE="text-align: left">&nbsp;&nbsp;&nbsp;Net charge-offs as a percent of average loans</TD><TD NOWRAP STYLE="font-weight: bold">&nbsp;</TD>
    <TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; text-align: right">3.06%</TD><TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">2.00%</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">1.66%</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">0.49%</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">0.24%</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD NOWRAP STYLE="text-align: left">&nbsp;&nbsp;&nbsp;Allowance for loan losses as a percent of loans at end of year</TD><TD NOWRAP STYLE="font-weight: bold">&nbsp;</TD>
    <TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; text-align: right">1.95%</TD><TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">1.70%</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">2.01%</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">1.41%</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">1.32%</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD NOWRAP STYLE="text-align: left">&nbsp;&nbsp;&nbsp;Allowance for loan losses as a multiple of net charge-offs</TD><TD NOWRAP STYLE="font-weight: bold">&nbsp;</TD>
    <TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; text-align: right">0.62</TD><TD NOWRAP STYLE="font-weight: bold; text-align: left">x</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">0.84</TD><TD NOWRAP STYLE="text-align: left">x</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">1.16</TD><TD NOWRAP STYLE="text-align: left">x</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">3.09</TD><TD NOWRAP STYLE="text-align: left">x</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">5.73</TD><TD NOWRAP STYLE="text-align: left">x</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD NOWRAP STYLE="text-align: left">&nbsp;&nbsp;&nbsp;Provision for loan losses as a percent of net charge-offs</TD><TD NOWRAP STYLE="font-weight: bold">&nbsp;</TD>
    <TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; text-align: right">106.67%</TD><TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">83.75%</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">128.46%</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">166.84%</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">193.50%</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD NOWRAP STYLE="text-align: left; padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;&nbsp;&nbsp;Recoveries of loans previously charged-off as a percent of loans charged-off</TD><TD NOWRAP STYLE="font-weight: bold; padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; font-weight: bold; text-align: right">3.35%</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font-weight: bold; text-align: left; border-bottom: Black 1pt solid">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: right">5.13%</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left; border-bottom: Black 1pt solid">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: right">2.50%</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left; border-bottom: Black 1pt solid">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: right">5.40%</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left; border-bottom: Black 1pt solid">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: right">9.44%</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left; border-bottom: Black 1pt solid">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD COLSPAN="21" NOWRAP></TD></TR>
</TABLE>

<P STYLE="margin: 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" BORDER="0" STYLE="width: 100%; margin-top: 0pt; margin-bottom: 0pt; font: 10pt Calibri, Helvetica, Sans-Serif">
<TR STYLE="vertical-align: top">
    <TD STYLE="text-align: justify; width: 0.25; border-bottom: Black 3pt solid">(1)</TD>
    <TD STYLE="text-align: justify; border-bottom: Black 3pt solid">In the table above, for the period ended December 31, 2012, loan charge-offs include $37.8 million in charge-offs related to loans
that the Company held for sell as of year end (and did sell in January 2013). The remaining balance of $30.4 million after the
charge-offs were recorded was classified as &ldquo;Loans held for sale&rdquo; on the Company&rsquo;s consolidated balance sheet
at December 31, 2012.<BR>
&nbsp;</TD></TR>
</TABLE>


<P STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif; margin-top: 0pt; margin-bottom: 0pt"></P>



<P STYLE="font: 10pt/8pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify">&nbsp;</P>


<!-- Field: Page; Sequence: 81 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 2px solid"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif"><TR><TD STYLE="text-align: center; width: 100%"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->81<!-- Field: /Sequence --></TD></TR></TABLE></DIV>
    <DIV STYLE="page-break-before: always; margin-top: 6pt; margin-bottom: 12pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif"><TR><TD STYLE="text-align: left; width: 100%"><A HREF="#toc" STYLE="font-style: italic">Table of Contents</A></TD></TR></TABLE></DIV>
    <!-- Field: /Page -->


<P STYLE="font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify; border-top: Black 3pt solid; border-bottom: Black 3pt solid"><B>Table
14a - Loan Loss and Recovery Experience &ndash; Covered versus Non-covered</B></P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="border-collapse: collapse; width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif">
<TR STYLE="vertical-align: bottom">
    <TD NOWRAP STYLE="text-align: justify">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="10" NOWRAP STYLE="font-weight: bold; text-align: center; border-bottom: Black 1pt solid">As of December 31, 2012</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font-weight: bold">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="10" NOWRAP STYLE="text-align: center; border-bottom: Black 1pt solid">As of December 31, 2011</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD NOWRAP STYLE="font-style: italic; text-align: justify">($ in thousands)</TD><TD NOWRAP STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="font-weight: bold; text-align: center; border-bottom: Black 1pt solid">Covered</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font-weight: bold">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="font-weight: bold; text-align: center; border-bottom: Black 1pt solid">Non-covered (1)</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font-weight: bold">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="font-weight: bold; text-align: center; border-bottom: Black 1pt solid">Total</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font-weight: bold">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="text-align: center; border-bottom: Black 1pt solid">Covered</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="text-align: center; border-bottom: Black 1pt solid">Non-covered</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="text-align: center; border-bottom: Black 1pt solid">Total</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD NOWRAP STYLE="text-align: justify">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="text-align: center">&nbsp;</TD><TD NOWRAP>&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="text-align: center">&nbsp;</TD><TD NOWRAP>&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="text-align: center">&nbsp;</TD><TD NOWRAP>&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="text-align: center">&nbsp;</TD><TD NOWRAP>&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="text-align: center">&nbsp;</TD><TD NOWRAP>&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="text-align: center">&nbsp;</TD><TD NOWRAP>&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD NOWRAP STYLE="width: 40%; text-align: left; padding-bottom: 2.5pt">Loans outstanding at end of year</TD><TD NOWRAP STYLE="width: 1%; font-weight: bold; padding-bottom: 2.5pt">&nbsp;</TD>
    <TD NOWRAP STYLE="width: 1%; border-bottom: Black 2.5pt double; font-weight: bold; text-align: left">$</TD><TD NOWRAP STYLE="width: 7%; border-bottom: Black 2.5pt double; font-weight: bold; text-align: right">282,314</TD><TD NOWRAP STYLE="width: 1%; padding-bottom: 2.5pt; font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="width: 1%; font-weight: bold; padding-bottom: 2.5pt">&nbsp;</TD>
    <TD NOWRAP STYLE="width: 1%; border-bottom: Black 2.5pt double; font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="width: 7%; border-bottom: Black 2.5pt double; font-weight: bold; text-align: right">2,094,143</TD><TD NOWRAP STYLE="width: 1%; padding-bottom: 2.5pt; font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="width: 1%; font-weight: bold; padding-bottom: 2.5pt">&nbsp;</TD>
    <TD NOWRAP STYLE="width: 1%; border-bottom: Black 2.5pt double; font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="width: 7%; border-bottom: Black 2.5pt double; font-weight: bold; text-align: right">2,376,457</TD><TD NOWRAP STYLE="width: 1%; padding-bottom: 2.5pt; font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="width: 1%; padding-bottom: 2.5pt">&nbsp;</TD>
    <TD NOWRAP STYLE="width: 1%; border-bottom: Black 2.5pt double; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="width: 7%; border-bottom: Black 2.5pt double; text-align: right">361,234</TD><TD NOWRAP STYLE="width: 1%; padding-bottom: 2.5pt; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="width: 1%; padding-bottom: 2.5pt">&nbsp;</TD>
    <TD NOWRAP STYLE="width: 1%; border-bottom: Black 2.5pt double; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="width: 7%; border-bottom: Black 2.5pt double; text-align: right">2,069,152</TD><TD NOWRAP STYLE="width: 1%; padding-bottom: 2.5pt; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="width: 1%; padding-bottom: 2.5pt">&nbsp;</TD>
    <TD NOWRAP STYLE="width: 1%; border-bottom: Black 2.5pt double; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="width: 7%; border-bottom: Black 2.5pt double; text-align: right">2,430,386</TD><TD NOWRAP STYLE="width: 1%; padding-bottom: 2.5pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD NOWRAP STYLE="text-align: left; padding-bottom: 2.5pt">Average amount of loans outstanding</TD><TD NOWRAP STYLE="font-weight: bold; padding-bottom: 2.5pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font-weight: bold; text-align: left">$</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font-weight: bold; text-align: right">322,508</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; padding-bottom: 2.5pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font-weight: bold; text-align: right">2,114,489</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; padding-bottom: 2.5pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font-weight: bold; text-align: right">2,436,997</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; text-align: right">410,318</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; text-align: right">2,051,677</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; text-align: right">2,461,995</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">&nbsp;</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">&nbsp;</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">&nbsp;</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">&nbsp;</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">&nbsp;</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">&nbsp;</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD NOWRAP STYLE="text-align: left">Allowance for loan losses, at beginning of year</TD><TD NOWRAP STYLE="font-weight: bold">&nbsp;</TD>
    <TD NOWRAP STYLE="font-weight: bold; text-align: left">$</TD><TD NOWRAP STYLE="font-weight: bold; text-align: right">5,808</TD><TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold">&nbsp;</TD>
    <TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; text-align: right">35,610</TD><TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold">&nbsp;</TD>
    <TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; text-align: right">41,418</TD><TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">11,155</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">38,275</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">49,430</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD NOWRAP STYLE="text-align: left; padding-bottom: 1pt">Provision for loan losses</TD><TD NOWRAP STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; font-weight: bold; text-align: right">9,679</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; font-weight: bold; text-align: right">69,993</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; font-weight: bold; text-align: right">79,672</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: right">12,776</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: right">28,525</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: right">41,301</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD NOWRAP STYLE="text-align: left; padding-bottom: 1pt">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; font-weight: bold; text-align: right">15,487</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; font-weight: bold; text-align: right">105,603</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; font-weight: bold; text-align: right">121,090</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: right">23,931</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: right">66,800</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: right">90,731</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD NOWRAP STYLE="text-align: left">Loans charged off:</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">&nbsp;</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">&nbsp;</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">&nbsp;</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">&nbsp;</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">&nbsp;</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">&nbsp;</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD NOWRAP STYLE="text-align: left">Commercial, financial, and agricultural</TD><TD NOWRAP STYLE="font-weight: bold">&nbsp;</TD>
    <TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; text-align: right">(39</TD><TD NOWRAP STYLE="font-weight: bold; text-align: left">)</TD><TD NOWRAP STYLE="font-weight: bold">&nbsp;</TD>
    <TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; text-align: right">(4,961</TD><TD NOWRAP STYLE="font-weight: bold; text-align: left">)</TD><TD NOWRAP STYLE="font-weight: bold">&nbsp;</TD>
    <TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; text-align: right">(5,000</TD><TD NOWRAP STYLE="font-weight: bold; text-align: left">)</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">(293</TD><TD NOWRAP STYLE="text-align: left">)</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">(2,065</TD><TD NOWRAP STYLE="text-align: left">)</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">(2,358</TD><TD NOWRAP STYLE="text-align: left">)</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD NOWRAP STYLE="text-align: left">Real estate &ndash; construction, land development &amp; other land loans</TD><TD NOWRAP STYLE="font-weight: bold">&nbsp;</TD>
    <TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; text-align: right">(7,352</TD><TD NOWRAP STYLE="font-weight: bold; text-align: left">)</TD><TD NOWRAP STYLE="font-weight: bold">&nbsp;</TD>
    <TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; text-align: right">(21,261</TD><TD NOWRAP STYLE="font-weight: bold; text-align: left">)</TD><TD NOWRAP STYLE="font-weight: bold">&nbsp;</TD>
    <TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; text-align: right">(28,613</TD><TD NOWRAP STYLE="font-weight: bold; text-align: left">)</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">(10,127</TD><TD NOWRAP STYLE="text-align: left">)</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">(15,477</TD><TD NOWRAP STYLE="text-align: left">)</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">(25,604</TD><TD NOWRAP STYLE="text-align: left">)</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD NOWRAP STYLE="text-align: left">Real estate &ndash; mortgage &ndash; residential (1-4 family) first mortgages</TD><TD NOWRAP STYLE="font-weight: bold">&nbsp;</TD>
    <TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; text-align: right">(1,091</TD><TD NOWRAP STYLE="font-weight: bold; text-align: left">)</TD><TD NOWRAP STYLE="font-weight: bold">&nbsp;</TD>
    <TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; text-align: right">(14,399</TD><TD NOWRAP STYLE="font-weight: bold; text-align: left">)</TD><TD NOWRAP STYLE="font-weight: bold">&nbsp;</TD>
    <TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; text-align: right">(15,490</TD><TD NOWRAP STYLE="font-weight: bold; text-align: left">)</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">(4,744</TD><TD NOWRAP STYLE="text-align: left">)</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">(7,301</TD><TD NOWRAP STYLE="text-align: left">)</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">(12,045</TD><TD NOWRAP STYLE="text-align: left">)</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD NOWRAP STYLE="text-align: left">Real estate &ndash; mortgage &ndash; home equity loans / lines of credit</TD><TD NOWRAP STYLE="font-weight: bold">&nbsp;</TD>
    <TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; text-align: right">(462</TD><TD NOWRAP STYLE="font-weight: bold; text-align: left">)</TD><TD NOWRAP STYLE="font-weight: bold">&nbsp;</TD>
    <TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; text-align: right">(5,459</TD><TD NOWRAP STYLE="font-weight: bold; text-align: left">)</TD><TD NOWRAP STYLE="font-weight: bold">&nbsp;</TD>
    <TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; text-align: right">(5,921</TD><TD NOWRAP STYLE="font-weight: bold; text-align: left">)</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">(925</TD><TD NOWRAP STYLE="text-align: left">)</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">(2,270</TD><TD NOWRAP STYLE="text-align: left">)</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">(3,195</TD><TD NOWRAP STYLE="text-align: left">)</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD NOWRAP STYLE="text-align: left">Real estate &ndash; mortgage &ndash; commercial and other</TD><TD NOWRAP STYLE="font-weight: bold">&nbsp;</TD>
    <TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; text-align: right">(1,632</TD><TD NOWRAP STYLE="font-weight: bold; text-align: left">)</TD><TD NOWRAP STYLE="font-weight: bold">&nbsp;</TD>
    <TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; text-align: right">(18,685</TD><TD NOWRAP STYLE="font-weight: bold; text-align: left">)</TD><TD NOWRAP STYLE="font-weight: bold">&nbsp;</TD>
    <TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; text-align: right">(20,317</TD><TD NOWRAP STYLE="font-weight: bold; text-align: left">)</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">(1,908</TD><TD NOWRAP STYLE="text-align: left">)</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">(5,272</TD><TD NOWRAP STYLE="text-align: left">)</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">(7,180</TD><TD NOWRAP STYLE="text-align: left">)</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD NOWRAP STYLE="text-align: left; padding-bottom: 1pt">Installment loans to individuals</TD><TD NOWRAP STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; font-weight: bold; text-align: right">(152</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font-weight: bold; text-align: left">)</TD><TD NOWRAP STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; font-weight: bold; text-align: right">(1,780</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font-weight: bold; text-align: left">)</TD><TD NOWRAP STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; font-weight: bold; text-align: right">(1,932</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font-weight: bold; text-align: left">)</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: right">(126</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left">)</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: right">(1,474</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left">)</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: right">(1,600</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left">)</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD NOWRAP STYLE="text-align: left; padding-bottom: 1pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Total charge-offs</TD><TD NOWRAP STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; font-weight: bold; text-align: right">(10,728</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font-weight: bold; text-align: left">)</TD><TD NOWRAP STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; font-weight: bold; text-align: right">(66,545</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font-weight: bold; text-align: left">)</TD><TD NOWRAP STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; font-weight: bold; text-align: right">(77,273</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font-weight: bold; text-align: left">)</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: right">(18,123</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left">)</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: right">(33,859</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left">)</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: right">(51,982</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left">)</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">&nbsp;</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">&nbsp;</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">&nbsp;</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">&nbsp;</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">&nbsp;</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">&nbsp;</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD NOWRAP STYLE="text-align: left">Recoveries of loans previously charged-off:</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">&nbsp;</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">&nbsp;</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">&nbsp;</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">&nbsp;</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">&nbsp;</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">&nbsp;</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD NOWRAP STYLE="text-align: left">Commercial, financial, and agricultural</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">&mdash;</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold">&nbsp;</TD>
    <TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; text-align: right">152</TD><TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold">&nbsp;</TD>
    <TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; text-align: right">152</TD><TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">&mdash;</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">314</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">314</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD NOWRAP STYLE="text-align: left">Real estate &ndash; construction, land development &amp; other land loans</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">&mdash;</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold">&nbsp;</TD>
    <TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; text-align: right">1,281</TD><TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold">&nbsp;</TD>
    <TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; text-align: right">1,281</TD><TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">&mdash;</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">919</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">919</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD NOWRAP STYLE="text-align: left">Real estate &ndash; mortgage &ndash; residential (1-4 family) first mortgages</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">&mdash;</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold">&nbsp;</TD>
    <TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; text-align: right">91</TD><TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold">&nbsp;</TD>
    <TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; text-align: right">91</TD><TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">&mdash;</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">492</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">492</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD NOWRAP STYLE="text-align: left">Real estate &ndash; mortgage &ndash; home equity loans / lines of credit</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">&mdash;</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold">&nbsp;</TD>
    <TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; text-align: right">440</TD><TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold">&nbsp;</TD>
    <TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; text-align: right">440</TD><TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">&mdash;</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">375</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">375</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD NOWRAP STYLE="text-align: left">Real estate &ndash; mortgage &ndash; commercial and other</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">&mdash;</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold">&nbsp;</TD>
    <TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; text-align: right">318</TD><TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold">&nbsp;</TD>
    <TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; text-align: right">318</TD><TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">&mdash;</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">119</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">119</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD NOWRAP STYLE="text-align: left; padding-bottom: 1pt">Installment loans to individuals</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: right">&mdash;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; font-weight: bold; text-align: right">303</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; font-weight: bold; text-align: right">303</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: right">&mdash;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: right">450</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: right">450</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD NOWRAP STYLE="text-align: left; padding-bottom: 1pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Total recoveries</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: right">&mdash;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; font-weight: bold; text-align: right">2,585</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; font-weight: bold; text-align: right">2,585</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: right">&mdash;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: right">2,669</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: right">2,669</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD NOWRAP STYLE="text-align: left; padding-bottom: 1pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Net charge-offs</TD><TD NOWRAP STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; font-weight: bold; text-align: right">(10,728</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font-weight: bold; text-align: left">)</TD><TD NOWRAP STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; font-weight: bold; text-align: right">(63,960</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font-weight: bold; text-align: left">)</TD><TD NOWRAP STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; font-weight: bold; text-align: right">(74,688</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font-weight: bold; text-align: left">)</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: right">(18,123</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left">)</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: right">(31,190</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left">)</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: right">(49,313</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left">)</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD NOWRAP STYLE="text-align: left; padding-bottom: 2.5pt">Allowance for loan losses, at end of year</TD><TD NOWRAP STYLE="font-weight: bold; padding-bottom: 2.5pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font-weight: bold; text-align: left">$</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font-weight: bold; text-align: right">4,759</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; padding-bottom: 2.5pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font-weight: bold; text-align: right">41,643</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; padding-bottom: 2.5pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font-weight: bold; text-align: right">46,402</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; text-align: right">5,808</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; text-align: right">35,610</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; text-align: right">41,418</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">&nbsp;</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">&nbsp;</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">&nbsp;</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">&nbsp;</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">&nbsp;</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">&nbsp;</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD NOWRAP STYLE="text-decoration: underline; text-align: left">Ratios:</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">&nbsp;</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">&nbsp;</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">&nbsp;</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">&nbsp;</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">&nbsp;</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">&nbsp;</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD NOWRAP STYLE="text-align: left">&nbsp;&nbsp;&nbsp;Net charge-offs as a percent of average loans</TD><TD NOWRAP STYLE="font-weight: bold">&nbsp;</TD>
    <TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; text-align: right">3.33%</TD><TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold">&nbsp;</TD>
    <TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; text-align: right">3.02%</TD><TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold">&nbsp;</TD>
    <TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; text-align: right">3.06%</TD><TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">4.42%</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">1.52%</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">2.00%</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD NOWRAP STYLE="text-align: left">&nbsp;&nbsp;&nbsp;Allowance for loan losses as a percent of loans at end of year</TD><TD NOWRAP STYLE="font-weight: bold">&nbsp;</TD>
    <TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; text-align: right">1.69%</TD><TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold">&nbsp;</TD>
    <TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; text-align: right">1.99%</TD><TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold">&nbsp;</TD>
    <TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; text-align: right">1.95%</TD><TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">1.61%</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">1.72%</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">1.70%</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD NOWRAP STYLE="text-align: left">&nbsp;&nbsp;&nbsp;Allowance for loan losses as a multiple of net charge-offs</TD><TD NOWRAP STYLE="font-weight: bold">&nbsp;</TD>
    <TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; text-align: right">0.44x</TD><TD NOWRAP STYLE="font-weight: bold; text-align: left"></TD><TD NOWRAP STYLE="font-weight: bold">&nbsp;</TD>
    <TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; text-align: right">0.65x</TD><TD NOWRAP STYLE="font-weight: bold; text-align: left"></TD><TD NOWRAP STYLE="font-weight: bold">&nbsp;</TD>
    <TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; text-align: right">0.62x</TD><TD NOWRAP STYLE="font-weight: bold; text-align: left"></TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">0.32x</TD><TD NOWRAP STYLE="text-align: left"></TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">1.14x</TD><TD NOWRAP STYLE="text-align: left"></TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">0.84x</TD><TD NOWRAP STYLE="text-align: left"></TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD NOWRAP STYLE="text-align: left">&nbsp;&nbsp;&nbsp;Provision for loan losses as a percent of net charge-offs</TD><TD NOWRAP STYLE="font-weight: bold">&nbsp;</TD>
    <TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; text-align: right">90.22%</TD><TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold">&nbsp;</TD>
    <TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; text-align: right">109.43%</TD><TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold">&nbsp;</TD>
    <TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; text-align: right">106.67%</TD><TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">70.50%</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">91.46%</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">83.75%</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD NOWRAP STYLE="text-align: left; padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;&nbsp;&nbsp;Recoveries of loans previously charged-off as a percent of loans charged-off</TD><TD NOWRAP STYLE="font-weight: bold; padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; font-weight: bold; text-align: right">0%</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font-weight: bold; text-align: left; border-bottom: Black 1pt solid">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; font-weight: bold; text-align: right">3.88%</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font-weight: bold; text-align: left; border-bottom: Black 1pt solid">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; font-weight: bold; text-align: right">3.35%</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font-weight: bold; text-align: left; border-bottom: Black 1pt solid">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: right">0%</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left; border-bottom: Black 1pt solid">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: right">7.88%</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left; border-bottom: Black 1pt solid">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: right">5.13%</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left; border-bottom: Black 1pt solid">&nbsp;</TD></TR>
</TABLE>

<P STYLE="margin: 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" BORDER="0" STYLE="width: 100%; margin-top: 0pt; margin-bottom: 0pt; font: 10pt Calibri, Helvetica, Sans-Serif">
<TR STYLE="vertical-align: top">
    <TD STYLE="text-align: justify; width: 0.25; border-bottom: Black 3pt solid">(1)</TD>
    <TD STYLE="text-align: justify; border-bottom: Black 3pt solid">In the table above, for the period ended December 31, 2012, non-covered loan charge-offs include $37.8 million in charge-offs
related to loans that the Company held for sell as of year end (and did sell in January 2013). The remaining balance of $30.4
million after the charge-offs were recorded was classified as &ldquo;Loans held for sale&rdquo; on the Company&rsquo;s consolidated
balance sheet at December 31, 2012.<BR>
&nbsp;</TD></TR>
</TABLE>


<P STYLE="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif; margin-top: 0pt; margin-bottom: 0pt">&nbsp;</P>






<!-- Field: Page; Sequence: 82 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 2px solid"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif"><TR><TD STYLE="text-align: center; width: 100%"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->82<!-- Field: /Sequence --></TD></TR></TABLE></DIV>
    <DIV STYLE="page-break-before: always; margin-top: 6pt; margin-bottom: 12pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif"><TR><TD STYLE="text-align: left; width: 100%"><A HREF="#toc" STYLE="font-style: italic">Table of Contents</A></TD></TR></TABLE></DIV>
    <!-- Field: /Page -->


<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify; border-top: Black 3pt solid; border-bottom: Black 3pt solid"><B>Table
15 Average Deposits</B></P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="border-collapse: collapse; width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif">
<TR STYLE="vertical-align: bottom">
    <TD NOWRAP STYLE="text-align: justify">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="22" NOWRAP STYLE="text-align: center; border-bottom: Black 1pt solid">Year Ended December 31,</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD NOWRAP STYLE="text-align: justify">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="6" NOWRAP STYLE="font-weight: bold; text-align: center; border-bottom: Black 1pt solid">2012</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font-weight: bold">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="6" NOWRAP STYLE="text-align: center; border-bottom: Black 1pt solid">2011</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="6" NOWRAP STYLE="text-align: center; border-bottom: Black 1pt solid">2010</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD NOWRAP STYLE="text-align: justify"><P STYLE="font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify">&nbsp;</P><P STYLE="font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify"><I>($ in thousands)</I></P></TD><TD NOWRAP STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="font-weight: bold; text-align: center; border-bottom: Black 1pt solid">Average <BR>Amount</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font-weight: bold">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="font-weight: bold; text-align: center; border-bottom: Black 1pt solid">Average <BR>Rate</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font-weight: bold">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="text-align: center; border-bottom: Black 1pt solid">Average <BR>Amount</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="text-align: center; border-bottom: Black 1pt solid">Average <BR>Rate</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="text-align: center; border-bottom: Black 1pt solid">Average <BR>Amount</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="text-align: center; border-bottom: Black 1pt solid">Average <BR>Rate</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD NOWRAP STYLE="text-align: justify">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="text-align: justify">&nbsp;</TD><TD NOWRAP>&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="text-align: justify">&nbsp;</TD><TD NOWRAP>&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="text-align: justify">&nbsp;</TD><TD NOWRAP>&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="text-align: justify">&nbsp;</TD><TD NOWRAP>&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="text-align: justify">&nbsp;</TD><TD NOWRAP>&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="text-align: justify">&nbsp;</TD><TD NOWRAP>&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD NOWRAP STYLE="width: 40%; text-align: justify">Interest-bearing checking accounts</TD><TD NOWRAP STYLE="width: 1%; font-weight: bold">&nbsp;</TD>
    <TD NOWRAP STYLE="width: 1%; font-weight: bold; text-align: left">$</TD><TD NOWRAP STYLE="width: 7%; font-weight: bold; text-align: right">461,380</TD><TD NOWRAP STYLE="width: 1%; font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="width: 1%; font-weight: bold">&nbsp;</TD>
    <TD NOWRAP STYLE="width: 1%; font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="width: 7%; font-weight: bold; text-align: right">0.16%</TD><TD NOWRAP STYLE="width: 1%; font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="width: 1%">&nbsp;</TD>
    <TD NOWRAP STYLE="width: 1%; text-align: left">$</TD><TD NOWRAP STYLE="width: 7%; text-align: right">355,979</TD><TD NOWRAP STYLE="width: 1%; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="width: 1%">&nbsp;</TD>
    <TD NOWRAP STYLE="width: 1%; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="width: 7%; text-align: right">0.22%</TD><TD NOWRAP STYLE="width: 1%; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="width: 1%">&nbsp;</TD>
    <TD NOWRAP STYLE="width: 1%; text-align: left">$</TD><TD NOWRAP STYLE="width: 7%; text-align: right">349,501</TD><TD NOWRAP STYLE="width: 1%; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="width: 1%">&nbsp;</TD>
    <TD NOWRAP STYLE="width: 1%; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="width: 7%; text-align: right">0.24%</TD><TD NOWRAP STYLE="width: 1%; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD NOWRAP STYLE="text-align: justify">Money market accounts</TD><TD NOWRAP STYLE="font-weight: bold">&nbsp;</TD>
    <TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; text-align: right">536,680</TD><TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold">&nbsp;</TD>
    <TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; text-align: right">0.34%</TD><TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">508,209</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">0.53%</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">508,250</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">0.84%</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD NOWRAP STYLE="text-align: justify">Savings accounts</TD><TD NOWRAP STYLE="font-weight: bold">&nbsp;</TD>
    <TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; text-align: right">158,014</TD><TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold">&nbsp;</TD>
    <TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; text-align: right">0.19%</TD><TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">152,256</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">0.48%</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">156,483</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">0.81%</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD NOWRAP STYLE="text-align: justify">Time deposits &gt;$100,000</TD><TD NOWRAP STYLE="font-weight: bold">&nbsp;</TD>
    <TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; text-align: right">725,473</TD><TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold">&nbsp;</TD>
    <TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; text-align: right">1.12%</TD><TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">771,165</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">1.31%</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">786,257</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">1.57%</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD NOWRAP STYLE="text-align: justify; padding-bottom: 1pt">Other time deposits</TD><TD NOWRAP STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; font-weight: bold; text-align: right">550,420</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD NOWRAP STYLE="padding-bottom: 1pt; font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font-weight: bold; text-align: right">0.82%</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: right">641,078</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: right">1.10%</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: right">717,416</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: right">1.56%</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD NOWRAP STYLE="text-align: justify">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Total interest-bearing deposits</TD><TD NOWRAP STYLE="font-weight: bold">&nbsp;</TD>
    <TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; text-align: right">2,431,967</TD><TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold">&nbsp;</TD>
    <TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; text-align: right">0.64%</TD><TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">2,428,687</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">0.88%</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">2,517,907</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">1.19%</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD NOWRAP STYLE="text-align: justify; padding-bottom: 1pt">Noninterest-bearing checking accounts</TD><TD NOWRAP STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; font-weight: bold; text-align: right">377,390</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: right">&mdash;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: right">329,335</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: right">&mdash;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: right">289,254</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: right">&mdash;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD NOWRAP STYLE="text-align: justify; padding-bottom: 2.5pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Total deposits</TD><TD NOWRAP STYLE="font-weight: bold; padding-bottom: 2.5pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font-weight: bold; text-align: left">$</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font-weight: bold; text-align: right">2,809,357</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; padding-bottom: 2.5pt">&nbsp;</TD>
    <TD NOWRAP STYLE="padding-bottom: 2.5pt; font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; font-weight: bold; text-align: right">0.55%</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; text-align: left">$</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; text-align: right">2,758,022</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt">&nbsp;</TD>
    <TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: right">0.77%</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; text-align: left">$</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; text-align: right">2,807,161</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt">&nbsp;</TD>
    <TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: right">1.07%</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left">&nbsp;</TD></TR>
</TABLE>

<P STYLE="font: bold 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify">&nbsp;</P>

<P STYLE="font: bold 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify; border-top: Black 3pt solid; border-bottom: Black 3pt solid">Table
16 Maturities of Time Deposits of $100,000 or More</P>

<P STYLE="font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="border-collapse: collapse; width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif">
<TR STYLE="vertical-align: bottom">
    <TD NOWRAP STYLE="text-align: justify">&nbsp;</TD><TD NOWRAP STYLE="font-family: Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="18" NOWRAP STYLE="font-family: Calibri, Helvetica, Sans-Serif; text-align: center; border-bottom: Black 1pt solid">As of December 31, 2012</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD NOWRAP STYLE="font-family: Calibri, Helvetica, Sans-Serif; text-align: justify"><P STYLE="font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify">&nbsp;</P><P STYLE="font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify"><I>($ in thousands)</I></P></TD><TD NOWRAP STYLE="font-family: Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="font-family: Calibri, Helvetica, Sans-Serif; text-align: center; border-bottom: Black 1pt solid">3 Months <BR>or Less</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font-family: Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="font-family: Calibri, Helvetica, Sans-Serif; text-align: center; border-bottom: Black 1pt solid">Over 3 to 6 <BR>Months</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font-family: Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="font-family: Calibri, Helvetica, Sans-Serif; text-align: center; border-bottom: Black 1pt solid">Over 6 to 12 <BR>Months</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font-family: Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="font-family: Calibri, Helvetica, Sans-Serif; text-align: center; border-bottom: Black 1pt solid">Over 12 <BR>Months</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font-family: Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="font-family: Calibri, Helvetica, Sans-Serif; text-align: center; border-bottom: Black 1pt solid">Total</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD NOWRAP STYLE="width: 50%; text-align: justify; padding-left: 5.4pt">&nbsp;</TD><TD NOWRAP STYLE="width: 1%">&nbsp;</TD>
    <TD NOWRAP STYLE="width: 1%; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="width: 7%; text-align: right">&nbsp;</TD><TD NOWRAP STYLE="width: 1%; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="width: 1%">&nbsp;</TD>
    <TD NOWRAP STYLE="width: 1%; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="width: 7%; text-align: right">&nbsp;</TD><TD NOWRAP STYLE="width: 1%; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="width: 1%">&nbsp;</TD>
    <TD NOWRAP STYLE="width: 1%; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="width: 7%; text-align: right">&nbsp;</TD><TD NOWRAP STYLE="width: 1%; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="width: 1%">&nbsp;</TD>
    <TD NOWRAP STYLE="width: 1%; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="width: 7%; text-align: right">&nbsp;</TD><TD NOWRAP STYLE="width: 1%; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="width: 1%">&nbsp;</TD>
    <TD NOWRAP STYLE="width: 1%; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="width: 7%; text-align: right">&nbsp;</TD><TD NOWRAP STYLE="width: 1%; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD NOWRAP STYLE="font-family: Calibri, Helvetica, Sans-Serif; text-align: justify; padding-bottom: 2.5pt; padding-left: 5.4pt">Time deposits of $100,000 or more</TD><TD NOWRAP STYLE="font-family: Calibri, Helvetica, Sans-Serif; padding-bottom: 2.5pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font-family: Calibri, Helvetica, Sans-Serif; text-align: left">$</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font-family: Calibri, Helvetica, Sans-Serif; text-align: right">152,193</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; font-family: Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font-family: Calibri, Helvetica, Sans-Serif; padding-bottom: 2.5pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font-family: Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font-family: Calibri, Helvetica, Sans-Serif; text-align: right">94,270</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; font-family: Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font-family: Calibri, Helvetica, Sans-Serif; padding-bottom: 2.5pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font-family: Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font-family: Calibri, Helvetica, Sans-Serif; text-align: right">218,266</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; font-family: Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font-family: Calibri, Helvetica, Sans-Serif; padding-bottom: 2.5pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font-family: Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font-family: Calibri, Helvetica, Sans-Serif; text-align: right">199,601</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; font-family: Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font-family: Calibri, Helvetica, Sans-Serif; padding-bottom: 2.5pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font-family: Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font-family: Calibri, Helvetica, Sans-Serif; text-align: right">664,330</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; font-family: Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD NOWRAP STYLE="text-align: justify; padding-bottom: 2.5pt; padding-left: 5.4pt; border-bottom: Black 3pt solid">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; border-bottom: Black 3pt solid">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 3pt solid; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 3pt solid; text-align: right">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left; border-bottom: Black 3pt solid">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; border-bottom: Black 3pt solid">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 3pt solid; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 3pt solid; text-align: right">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left; border-bottom: Black 3pt solid">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; border-bottom: Black 3pt solid">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 3pt solid; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 3pt solid; text-align: right">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left; border-bottom: Black 3pt solid">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; border-bottom: Black 3pt solid">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 3pt solid; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 3pt solid; text-align: right">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left; border-bottom: Black 3pt solid">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; border-bottom: Black 3pt solid">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 3pt solid; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 3pt solid; text-align: right">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left; border-bottom: Black 3pt solid">&nbsp;</TD></TR>
</TABLE>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify">&nbsp;</P>


<!-- Field: Page; Sequence: 83 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 2px solid"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif"><TR><TD STYLE="text-align: center; width: 100%"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->83<!-- Field: /Sequence --></TD></TR></TABLE></DIV>
    <DIV STYLE="page-break-before: always; margin-top: 6pt; margin-bottom: 12pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif"><TR><TD STYLE="text-align: left; width: 100%"><A HREF="#toc" STYLE="font-style: italic">Table of Contents</A></TD></TR></TABLE></DIV>
    <!-- Field: /Page -->


<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify; border-top: Black 3pt solid; border-bottom: Black 3pt solid"><B>Table
17 Interest Rate Sensitivity Analysis</B></P>


<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify"></P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="border-collapse: collapse; width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif">
<TR STYLE="vertical-align: bottom">
    <TD NOWRAP STYLE="text-align: justify">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="18" NOWRAP STYLE="text-align: center; border-bottom: Black 1pt solid">Repricing schedule for interest-earning assets and interest-bearing <BR>liabilities held as of December 31, 2012</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD NOWRAP STYLE="font-style: italic; text-align: justify">($ in thousands)</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="text-align: center; border-bottom: Black 1pt solid">3 Months <BR>or Less</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="text-align: center; border-bottom: Black 1pt solid">Over 3 to 12 <BR>Months</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="text-align: center; border-bottom: Black 1pt solid">Total Within <BR>12 Months</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="text-align: center; border-bottom: Black 1pt solid">Over 12 <BR>Months</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="text-align: center; border-bottom: Black 1pt solid">Total</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD NOWRAP STYLE="text-align: justify">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="text-align: justify">&nbsp;</TD><TD NOWRAP>&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="text-align: justify">&nbsp;</TD><TD NOWRAP>&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="text-align: justify">&nbsp;</TD><TD NOWRAP>&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="text-align: justify">&nbsp;</TD><TD NOWRAP>&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="text-align: justify">&nbsp;</TD><TD NOWRAP>&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD NOWRAP STYLE="text-align: justify">Earning assets:</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">&nbsp;</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">&nbsp;</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">&nbsp;</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">&nbsp;</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">&nbsp;</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD NOWRAP STYLE="width: 50%; text-align: justify">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Loans (1)</TD><TD NOWRAP STYLE="width: 1%">&nbsp;</TD>
    <TD NOWRAP STYLE="width: 1%; text-align: left">$</TD><TD NOWRAP STYLE="width: 7%; text-align: right">910,049</TD><TD NOWRAP STYLE="width: 1%; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="width: 1%">&nbsp;</TD>
    <TD NOWRAP STYLE="width: 1%; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="width: 7%; text-align: right">275,742</TD><TD NOWRAP STYLE="width: 1%; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="width: 1%">&nbsp;</TD>
    <TD NOWRAP STYLE="width: 1%; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="width: 7%; text-align: right">1,185,791</TD><TD NOWRAP STYLE="width: 1%; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="width: 1%">&nbsp;</TD>
    <TD NOWRAP STYLE="width: 1%; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="width: 7%; text-align: right">1,190,666</TD><TD NOWRAP STYLE="width: 1%; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="width: 1%">&nbsp;</TD>
    <TD NOWRAP STYLE="width: 1%; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="width: 7%; text-align: right">2,376,457</TD><TD NOWRAP STYLE="width: 1%; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD NOWRAP STYLE="text-align: justify">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Securities available for sale</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">45,033</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">25,514</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">70,547</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">96,805</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">167,352</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD NOWRAP STYLE="text-align: justify">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Securities held to maturity</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">996</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">941</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">1,937</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">54,127</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">56,064</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD NOWRAP STYLE="text-align: justify; padding-bottom: 1pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Short-term investments</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: right">153,409</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font-family: Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; font-family: Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; font-family: Calibri, Helvetica, Sans-Serif; text-align: right"><P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: right">&mdash;</P></TD><TD NOWRAP STYLE="padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: right">153,409</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font-family: Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; font-family: Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; font-family: Calibri, Helvetica, Sans-Serif; text-align: right"><P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: right">&mdash;</P></TD><TD NOWRAP STYLE="padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: right">153,409</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD NOWRAP STYLE="text-align: justify; padding-bottom: 2.5pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Total earning assets</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; text-align: left">$</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; text-align: right">1,109,487</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; text-align: right">302,197</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; text-align: right">1,411,684</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; text-align: right">1,341,598</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; text-align: right">2,753,282</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD NOWRAP STYLE="text-align: justify">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">&nbsp;</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">&nbsp;</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">&nbsp;</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">&nbsp;</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">&nbsp;</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD NOWRAP STYLE="text-align: justify">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Percent of total earning assets</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">40.30%</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">10.98%</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">51.27%</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">48.73%</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">100.00%</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD NOWRAP STYLE="text-align: justify">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Cumulative percent of total earning assets</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">40.30%</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">51.27%</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">51.27%</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">100.00%</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">100.00%</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD NOWRAP STYLE="text-align: justify">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">&nbsp;</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">&nbsp;</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">&nbsp;</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">&nbsp;</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">&nbsp;</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD NOWRAP STYLE="text-align: justify">Interest-bearing liabilities:</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">&nbsp;</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">&nbsp;</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">&nbsp;</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">&nbsp;</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">&nbsp;</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD NOWRAP STYLE="text-align: justify">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Interest-bearing checking accounts</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">$</TD><TD NOWRAP STYLE="text-align: right">519,573</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right"><FONT STYLE="font-size: 10pt">&mdash;</FONT></TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">519,573</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right"><FONT STYLE="font-size: 10pt">&mdash;</FONT></TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">519,573</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD NOWRAP STYLE="text-align: justify">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Money market accounts</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">556,354</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right"><FONT STYLE="font-size: 10pt">&mdash;</FONT></TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">556,354</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right"><FONT STYLE="font-size: 10pt">&mdash;</FONT></TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">556,354</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD NOWRAP STYLE="text-align: justify">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Savings accounts</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">158,578</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right"><FONT STYLE="font-size: 10pt">&mdash;</FONT></TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">158,578</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right"><FONT STYLE="font-size: 10pt">&mdash;</FONT></TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">158,578</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD NOWRAP STYLE="text-align: justify">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Time deposits of $100,000 or more</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">152,193</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">312,536</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">464,729</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">199,601</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">664,330</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD NOWRAP STYLE="text-align: justify">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Other time deposits</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">135,441</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">289,328</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">424,769</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">84,561</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">509,330</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD NOWRAP STYLE="text-align: justify; padding-bottom: 1pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Borrowings</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: right">46,394</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font-family: Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; font-family: Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; font-family: Calibri, Helvetica, Sans-Serif; text-align: right"><P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: right">&mdash;</P></TD><TD NOWRAP STYLE="padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: right">46,394</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font-family: Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; font-family: Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; font-family: Calibri, Helvetica, Sans-Serif; text-align: right"><P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: right">&mdash;</P></TD><TD NOWRAP STYLE="padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: right">46,394</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD NOWRAP STYLE="text-align: justify; padding-bottom: 2.5pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Total interest-bearing liabilities</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; text-align: left">$</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; text-align: right">1,568,533</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; text-align: right">601,864</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; text-align: right">2,170,397</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; text-align: right">284,162</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; text-align: right">2,454,559</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD NOWRAP STYLE="text-align: justify">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">&nbsp;</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">&nbsp;</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">&nbsp;</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">&nbsp;</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">&nbsp;</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD NOWRAP STYLE="text-align: justify">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Percent of total interest-bearing liabilities</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">63.90%</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">24.52%</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">88.42%</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">11.58%</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">100.00%</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD NOWRAP STYLE="text-align: justify">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Cumulative percent of total interest-bearing liabilities</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">63.90%</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">88.42%</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">88.42%</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">100.00%</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">100.00%</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD NOWRAP STYLE="text-align: justify">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">&nbsp;</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">&nbsp;</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">&nbsp;</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">&nbsp;</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">&nbsp;</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD NOWRAP STYLE="text-align: justify">Interest sensitivity gap</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">$</TD><TD NOWRAP STYLE="text-align: right">(459,046</TD><TD NOWRAP STYLE="text-align: left">)</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">(299,667</TD><TD NOWRAP STYLE="text-align: left">)</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">(758,713</TD><TD NOWRAP STYLE="text-align: left">)</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">1,057,436</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">298,723</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD NOWRAP STYLE="text-align: justify">Cumulative interest sensitivity gap</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">(459,046</TD><TD NOWRAP STYLE="text-align: left">)</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">(758,713</TD><TD NOWRAP STYLE="text-align: left">)</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">(758,713</TD><TD NOWRAP STYLE="text-align: left">)</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">298,723</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">298,723</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD NOWRAP STYLE="text-align: justify">Cumulative interest sensitivity gap as a percent of total earning assets</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">(16.67%</TD><TD NOWRAP STYLE="text-align: left">)</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">(27.56%</TD><TD NOWRAP STYLE="text-align: left">)</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">(27.56%</TD><TD NOWRAP STYLE="text-align: left">)</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">10.85%</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">10.85%</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD NOWRAP STYLE="text-align: justify; padding-bottom: 2.5pt">Cumulative ratio of interest-sensitive assets to interest-sensitive liabilities</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; text-align: right">70.73%</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; text-align: right">65.04%</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; text-align: right">65.04%</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; text-align: right">112.17%</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; text-align: right">112.17%</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left">&nbsp;</TD></TR>
</TABLE>



<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify; border-bottom: Black 3pt solid">(1) The three months or less category
for loans includes $687,325 in adjustable rate loans that have reached their contractual rate floors.<BR>
&nbsp;</P>



<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify">&nbsp;</P>


<!-- Field: Page; Sequence: 84 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 2px solid"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif"><TR><TD STYLE="text-align: center; width: 100%"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->84<!-- Field: /Sequence --></TD></TR></TABLE></DIV>
    <DIV STYLE="page-break-before: always; margin-top: 6pt; margin-bottom: 12pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif"><TR><TD STYLE="text-align: left; width: 100%"><A HREF="#toc" STYLE="font-style: italic">Table of Contents</A></TD></TR></TABLE></DIV>
    <!-- Field: /Page -->


<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify; border-top: Black 3pt solid; border-bottom: Black 3pt solid"><B>Table
18 Contractual Obligations and Other Commercial Commitments</B></P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="border-collapse: collapse; width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif">
<TR STYLE="vertical-align: bottom">
    <TD NOWRAP STYLE="text-align: justify">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="18" NOWRAP STYLE="text-align: center; border-bottom: Black 1pt solid"><P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: center">Payments Due by Period <I>($ in thousands</I>)</P></TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD NOWRAP STYLE="text-align: center; border-bottom: Black 1pt solid">Contractual <BR>Obligations <BR>As of December 31, 2012</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="text-align: center; border-bottom: Black 1pt solid">Total</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="text-align: center; border-bottom: Black 1pt solid">On Demand or<BR>
 Less <BR>than 1 Year</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="text-align: center; border-bottom: Black 1pt solid">1-3 Years</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="text-align: center; border-bottom: Black 1pt solid">4-5 Years</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="text-align: center; border-bottom: Black 1pt solid">After 5 Years</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD NOWRAP STYLE="width: 50%; text-align: justify">Borrowings</TD><TD NOWRAP STYLE="width: 1%">&nbsp;</TD>
    <TD NOWRAP STYLE="width: 1%; text-align: left">$</TD><TD NOWRAP STYLE="width: 7%; text-align: right">46,394</TD><TD NOWRAP STYLE="width: 1%; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="width: 1%">&nbsp;</TD>
    <TD NOWRAP STYLE="width: 1%; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="width: 7%; text-align: right">&mdash;</TD><TD NOWRAP STYLE="width: 1%; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="width: 1%">&nbsp;</TD>
    <TD NOWRAP STYLE="width: 1%; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="width: 7%; text-align: right">&mdash;</TD><TD NOWRAP STYLE="width: 1%; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="width: 1%">&nbsp;</TD>
    <TD NOWRAP STYLE="width: 1%; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="width: 7%; text-align: right">&mdash;</TD><TD NOWRAP STYLE="width: 1%; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="width: 1%">&nbsp;</TD>
    <TD NOWRAP STYLE="width: 1%; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="width: 7%; text-align: right">46,394</TD><TD NOWRAP STYLE="width: 1%; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD NOWRAP STYLE="text-align: justify; padding-bottom: 1pt">Operating leases</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: right">5,140</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: right">868</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: right">1,565</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: right">1,123</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: right">1,584</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD NOWRAP STYLE="text-align: left">&nbsp;&nbsp;&nbsp;Total contractual cash obligations, excluding deposits</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">51,534</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">868</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">1,565</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">1,123</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">47,978</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD NOWRAP STYLE="text-align: justify">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">&nbsp;</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">&nbsp;</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">&nbsp;</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">&nbsp;</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">&nbsp;</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD NOWRAP STYLE="text-align: justify; padding-bottom: 1pt">Deposits</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: right">2,821,360</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: right">2,536,525</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: right">202,784</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: right">78,928</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: right">3,123</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD NOWRAP STYLE="text-align: left; padding-bottom: 2.5pt">&nbsp;&nbsp;&nbsp;Total contractual cash obligations, including deposits</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; text-align: left">$</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; text-align: right">2,872,894</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; text-align: right">2,537,393</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; text-align: right">204,349</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; text-align: right">80,051</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; text-align: right">51,101</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left">&nbsp;</TD></TR>
</TABLE>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="border-collapse: collapse; width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif">
<TR STYLE="vertical-align: bottom">
    <TD NOWRAP STYLE="text-align: justify">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="18" NOWRAP STYLE="text-align: center; border-bottom: Black 1pt solid"><P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: center">Amount of Commitment Expiration Per Period <I>($ in thousands</I>)</P></TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD NOWRAP STYLE="text-align: center; border-bottom: Black 1pt solid">Other Commercial <BR>Commitments <BR>As of December 31, 2012</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="text-align: center; border-bottom: Black 1pt solid">Total <BR>Amounts <BR>Committed</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="text-align: center; border-bottom: Black 1pt solid">Less <BR>than 1 Year</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="text-align: center; border-bottom: Black 1pt solid">1-3 Years</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="text-align: center; border-bottom: Black 1pt solid">4-5 Years</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="text-align: center; border-bottom: Black 1pt solid">After 5 <BR>
Years</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD NOWRAP STYLE="width: 50%; text-align: justify">Credit cards</TD><TD NOWRAP STYLE="width: 1%">&nbsp;</TD>
    <TD NOWRAP STYLE="width: 1%; text-align: left">$</TD><TD NOWRAP STYLE="width: 7%; text-align: right">30,277</TD><TD NOWRAP STYLE="width: 1%; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="width: 1%">&nbsp;</TD>
    <TD NOWRAP STYLE="width: 1%; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="width: 7%; text-align: right">15,138</TD><TD NOWRAP STYLE="width: 1%; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="width: 1%">&nbsp;</TD>
    <TD NOWRAP STYLE="width: 1%; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="width: 7%; text-align: right">15,139</TD><TD NOWRAP STYLE="width: 1%; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="width: 1%">&nbsp;</TD>
    <TD NOWRAP STYLE="width: 1%; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="width: 7%; text-align: right">&mdash;</TD><TD NOWRAP STYLE="width: 1%; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="width: 1%">&nbsp;</TD>
    <TD NOWRAP STYLE="width: 1%; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="width: 7%; text-align: right">&mdash;</TD><TD NOWRAP STYLE="width: 1%; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD NOWRAP STYLE="text-align: justify">Lines of credit and loan commitments</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">293,868</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">111,138</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">14,247</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">19,256</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">149,227</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD NOWRAP STYLE="text-align: justify; padding-bottom: 1pt">Standby letters of credit</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: right">12,825</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: right">12,362</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: right">461</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: right">2</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font-family: Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; font-family: Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; font-family: Calibri, Helvetica, Sans-Serif; text-align: right">&mdash;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD NOWRAP STYLE="text-align: left; padding-bottom: 2.5pt">&nbsp;&nbsp;&nbsp;Total commercial commitments</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; text-align: left">$</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; text-align: right">336,970</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; text-align: right">138,638</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; text-align: right">29,847</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; text-align: right">19,258</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; text-align: right">149,277</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">&nbsp;</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">&nbsp;</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">&nbsp;</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">&nbsp;</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">&nbsp;</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD></TR>
</TABLE>

<!-- Field: Rule-Page --><DIV ALIGN="LEFT" STYLE="margin-top: 1pt; margin-bottom: 1pt"><DIV STYLE="font-size: 1pt; border-top: Black 3pt solid; width: 100%">&nbsp;</DIV></DIV><!-- Field: /Rule-Page -->


<!-- Field: Page; Sequence: 85 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 2px solid"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif"><TR><TD STYLE="text-align: center; width: 100%"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->85<!-- Field: /Sequence --></TD></TR></TABLE></DIV>
    <DIV STYLE="page-break-before: always; margin-top: 6pt; margin-bottom: 12pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif"><TR><TD STYLE="text-align: left; width: 100%"><A HREF="#toc" STYLE="font-style: italic">Table of Contents</A></TD></TR></TABLE></DIV>
    <!-- Field: /Page -->


<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify; border-top: Black 3pt solid; border-bottom: Black 3pt solid"><B>Table
19 Market Risk Sensitive Instruments</B></P>

<P STYLE="font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="border-collapse: collapse; width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif">
<TR STYLE="vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif; vertical-align: bottom">&nbsp;</TD><TD STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD COLSPAN="26" STYLE="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif">Expected Maturities of Market Sensitive Instruments Held <BR>at December 31, 2012 Occurring in Indicated Year</TD><TD STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="text-align: center; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="text-align: center; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="font: italic 10pt Calibri, Helvetica, Sans-Serif; text-align: left; vertical-align: bottom">($ in thousands)</TD><TD STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif">2013</TD><TD STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif">2014</TD><TD STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif">2015</TD><TD STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif">2016</TD><TD STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif">2017</TD><TD STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif">Beyond</TD><TD STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif">Total</TD><TD STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif">Average <BR>
Interest <BR>
Rate</TD><TD STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif">Estimated <BR>Fair <BR>Value</TD><TD STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif; vertical-align: bottom">&nbsp;</TD><TD STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="width: 28%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif; vertical-align: bottom">Due from banks, interest-bearing</TD><TD STYLE="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">$</TD><TD STYLE="width: 5%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">144,919</TD><TD STYLE="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD STYLE="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD STYLE="width: 5%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&mdash;</TD><TD STYLE="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD STYLE="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD STYLE="width: 5%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&mdash;</TD><TD STYLE="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD STYLE="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD STYLE="width: 5%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&mdash;</TD><TD STYLE="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD STYLE="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD STYLE="width: 5%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&mdash;</TD><TD STYLE="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD STYLE="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD STYLE="width: 5%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&mdash;</TD><TD STYLE="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD STYLE="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD STYLE="width: 5%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">144,919</TD><TD STYLE="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD STYLE="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD STYLE="width: 5%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">0.25%</TD><TD STYLE="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD STYLE="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">$</TD><TD STYLE="width: 5%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">144,919</TD><TD STYLE="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif; vertical-align: bottom">Presold mortgages in process of settlement</TD><TD STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">8,490</TD><TD STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&mdash;</TD><TD STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&mdash;</TD><TD STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&mdash;</TD><TD STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&mdash;</TD><TD STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&mdash;</TD><TD STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">8,490</TD><TD STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">4.00%</TD><TD STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">8,490</TD><TD STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif; vertical-align: bottom">Debt Securities - at amortized cost (1) (2)</TD><TD STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">39,814</TD><TD STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">35,107</TD><TD STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">37,100</TD><TD STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">31,693</TD><TD STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">17,548</TD><TD STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">53,839</TD><TD STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">215,101</TD><TD STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">3.17%</TD><TD STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">223,831</TD><TD STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif; vertical-align: bottom">Loans &ndash; fixed (3) (4)</TD><TD STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">262,466</TD><TD STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">120,658</TD><TD STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">116,949</TD><TD STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">125,741</TD><TD STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">224,358</TD><TD STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">506,635</TD><TD STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">1,356,807</TD><TD STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">5.51%</TD><TD STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">1,345,095</TD><TD STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: left; padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif; vertical-align: bottom">Loans &ndash; adjustable (3) (4)</TD><TD STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">234,164</TD><TD STYLE="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">79,702</TD><TD STYLE="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">91,583</TD><TD STYLE="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">94,221</TD><TD STYLE="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">79,335</TD><TD STYLE="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">374,120</TD><TD STYLE="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">953,125</TD><TD STYLE="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">4.93%</TD><TD STYLE="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">910,957</TD><TD STYLE="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: left; padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif; vertical-align: bottom">&nbsp;&nbsp;Total</TD><TD STYLE="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">$</TD><TD STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">689,853</TD><TD STYLE="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD STYLE="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">235,467</TD><TD STYLE="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD STYLE="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">245,632</TD><TD STYLE="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD STYLE="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">251,655</TD><TD STYLE="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD STYLE="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">321,241</TD><TD STYLE="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD STYLE="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">934,594</TD><TD STYLE="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD STYLE="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">2,678,442</TD><TD STYLE="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD STYLE="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">4.83%</TD><TD STYLE="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD STYLE="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">$</TD><TD STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">2,633,292</TD><TD STYLE="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif; vertical-align: bottom">&nbsp;</TD><TD STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif; vertical-align: bottom">Interest-bearing checking accounts</TD><TD STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">$</TD><TD STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">519,573</TD><TD STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD STYLE="font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">&mdash;</TD><TD STYLE="font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD STYLE="font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">&mdash;</TD><TD STYLE="font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&mdash;</TD><TD STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&mdash;</TD><TD STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&mdash;</TD><TD STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">519,573</TD><TD STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">0.13%</TD><TD STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">$</TD><TD STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">519,573</TD><TD STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif; vertical-align: bottom">Money market accounts</TD><TD STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">556,354</TD><TD STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD STYLE="font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">&mdash;</TD><TD STYLE="font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD STYLE="font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">&mdash;</TD><TD STYLE="font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&mdash;</TD><TD STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&mdash;</TD><TD STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&mdash;</TD><TD STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">556,354</TD><TD STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">0.24%</TD><TD STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">556,354</TD><TD STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif; vertical-align: bottom">Savings accounts</TD><TD STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">158,578</TD><TD STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD STYLE="font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">&mdash;</TD><TD STYLE="font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD STYLE="font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">&mdash;</TD><TD STYLE="font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&mdash;</TD><TD STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&mdash;</TD><TD STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&mdash;</TD><TD STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">158,578</TD><TD STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">0.11%</TD><TD STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">158,578</TD><TD STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif; vertical-align: bottom">Time deposits</TD><TD STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">888,823</TD><TD STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">119,240</TD><TD STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">83,545</TD><TD STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">45,858</TD><TD STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">33,071</TD><TD STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">3,123</TD><TD STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">1,173,660</TD><TD STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">0.86%</TD><TD STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">1,176,289</TD><TD STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: left; padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif; vertical-align: bottom">Borrowings &ndash; adjustable</TD><TD STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">&mdash;</TD><TD STYLE="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">&mdash;</TD><TD STYLE="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">&mdash;</TD><TD STYLE="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">&mdash;</TD><TD STYLE="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">&mdash;</TD><TD STYLE="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">46,394</TD><TD STYLE="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">46,394</TD><TD STYLE="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">2.28%</TD><TD STYLE="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">20,981</TD><TD STYLE="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: left; padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif; vertical-align: bottom">&nbsp;&nbsp;Total</TD><TD STYLE="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">$</TD><TD STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">2,123,328</TD><TD STYLE="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD STYLE="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">119,240</TD><TD STYLE="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD STYLE="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">83,545</TD><TD STYLE="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD STYLE="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">45,858</TD><TD STYLE="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD STYLE="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">33,071</TD><TD STYLE="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD STYLE="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">49,517</TD><TD STYLE="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD STYLE="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">2,454,559</TD><TD STYLE="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD STYLE="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">0.50%</TD><TD STYLE="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD STYLE="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">$</TD><TD STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">2,431,775</TD><TD STYLE="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
</TABLE>

<P STYLE="margin: 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif; margin-top: 0; margin-bottom: 0"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0"></TD><TD STYLE="width: 0.25in">(1)</TD><TD STYLE="text-align: left">Tax-exempt securities are reflected at a tax-equivalent basis using a 39% tax rate.</TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif; margin-top: 0; margin-bottom: 0"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0"></TD><TD STYLE="width: 0.25in">(2)</TD><TD STYLE="text-align: left">Securities with call dates within 12 months of December 31, 2012 that have above market interest rates
are assumed to mature at their call date for purposes of this table. Mortgage securities are assumed to mature in the period of
their expected repayment based on estimated prepayment speeds.</TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif; margin-top: 0; margin-bottom: 0"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0"></TD><TD STYLE="width: 0.25in">(3)</TD><TD STYLE="text-align: left">Excludes nonaccrual loans.</TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif; margin-top: 0; margin-bottom: 0"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0"></TD><TD STYLE="width: 0.25in">(4)</TD><TD STYLE="text-align: left">Loans are shown in the period of their contractual maturity</TD></TR></TABLE>



<P STYLE="margin: 0">&nbsp;</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify; border-top: Black 3pt solid; border-bottom: Black 3pt solid"><B>Table
20 Return on Assets and Common Equity</B></P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="border-collapse: collapse; width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif">
<TR STYLE="vertical-align: bottom">
    <TD NOWRAP STYLE="text-align: justify">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="10" NOWRAP STYLE="text-align: center; border-bottom: Black 1pt solid">For the Year Ended December 31,</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD NOWRAP STYLE="text-align: justify">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="font-weight: bold; text-align: center; border-bottom: Black 1pt solid">2012</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font-weight: bold">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="text-align: center; border-bottom: Black 1pt solid">2011</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="text-align: center; border-bottom: Black 1pt solid">2010</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD NOWRAP STYLE="text-align: justify">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="text-align: center">&nbsp;</TD><TD NOWRAP>&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="text-align: center">&nbsp;</TD><TD NOWRAP>&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="text-align: center">&nbsp;</TD><TD NOWRAP>&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD NOWRAP STYLE="width: 70%; text-align: justify">Return on average assets</TD><TD NOWRAP STYLE="width: 1%; font-weight: bold">&nbsp;</TD>
    <TD NOWRAP STYLE="width: 1%; font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="width: 7%; font-weight: bold; text-align: right">(0.79%</TD><TD NOWRAP STYLE="width: 1%; font-weight: bold; text-align: left">)</TD><TD NOWRAP STYLE="width: 1%">&nbsp;</TD>
    <TD NOWRAP STYLE="width: 1%; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="width: 7%; text-align: right">0.23%</TD><TD NOWRAP STYLE="width: 1%; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="width: 1%">&nbsp;</TD>
    <TD NOWRAP STYLE="width: 1%; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="width: 7%; text-align: right">0.18%</TD><TD NOWRAP STYLE="width: 1%; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD NOWRAP STYLE="text-align: justify">Return on average common equity</TD><TD NOWRAP STYLE="font-weight: bold">&nbsp;</TD>
    <TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; text-align: right">(9.29%</TD><TD NOWRAP STYLE="font-weight: bold; text-align: left">)</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">2.59%</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">2.05%</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD NOWRAP STYLE="text-align: justify">Dividend payout ratio</TD><TD NOWRAP STYLE="font-weight: bold">&nbsp;</TD>
    <TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; text-align: right"><FONT STYLE="font: 10pt Calibri, Helvetica, Sans-Serif"><B>n/m*</B></FONT></TD><TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">72.73%</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">91.43%</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD NOWRAP STYLE="text-align: justify">Average shareholders&rsquo; equity to average assets</TD><TD NOWRAP STYLE="font-weight: bold">&nbsp;</TD>
    <TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; text-align: right">10.45%</TD><TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">10.67%</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">10.55%</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD></TR>
</TABLE>

<P STYLE="margin: 0">&nbsp;</P>

<P STYLE="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif; margin-top: 0pt; margin-bottom: 0pt">*n/m = not meaningful </P>

<P STYLE="font: 10pt Calibri, Helvetica, Sans-Serif; margin-top: 0pt; margin-bottom: 0pt">&nbsp; </P>



<!-- Field: Rule-Page --><DIV ALIGN="LEFT" STYLE="margin-top: 1pt; margin-bottom: 1pt"><DIV STYLE="font-size: 1pt; border-top: Black 3pt solid; width: 100%">&nbsp;</DIV></DIV><!-- Field: /Rule-Page -->


<!-- Field: Page; Sequence: 86 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 2px solid"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif"><TR><TD STYLE="text-align: center; width: 100%"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->86<!-- Field: /Sequence --></TD></TR></TABLE></DIV>
    <DIV STYLE="page-break-before: always; margin-top: 6pt; margin-bottom: 12pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif"><TR><TD STYLE="text-align: left; width: 100%"><A HREF="#toc" STYLE="font-style: italic">Table of Contents</A></TD></TR></TABLE></DIV>
    <!-- Field: /Page -->


<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify; border-top: Black 3pt solid; border-bottom: Black 3pt solid"><B>Table
21 Risk-Based and Leverage Capital Ratios</B></P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="border-collapse: collapse; width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif">
<TR STYLE="vertical-align: bottom">
    <TD NOWRAP STYLE="text-align: justify">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="10" NOWRAP STYLE="text-align: center; border-bottom: Black 1pt solid">As of December 31,</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD NOWRAP STYLE="font-style: italic; text-align: justify">($ in thousands)</TD><TD NOWRAP STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="font-weight: bold; text-align: center; border-bottom: Black 1pt solid">2012</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font-weight: bold">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="text-align: center; border-bottom: Black 1pt solid">2011</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="text-align: center; border-bottom: Black 1pt solid">2010</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD NOWRAP STYLE="text-align: justify">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="text-align: center">&nbsp;</TD><TD NOWRAP>&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="text-align: center">&nbsp;</TD><TD NOWRAP>&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="text-align: center">&nbsp;</TD><TD NOWRAP>&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD NOWRAP STYLE="text-align: justify">Risk-Based and Leverage Capital</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">&nbsp;</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">&nbsp;</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">&nbsp;</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD NOWRAP STYLE="text-align: justify">Tier I capital:</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">&nbsp;</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">&nbsp;</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">&nbsp;</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD NOWRAP STYLE="width: 70%; text-align: justify">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Shareholders&rsquo; equity</TD><TD NOWRAP STYLE="width: 1%; font-weight: bold">&nbsp;</TD>
    <TD NOWRAP STYLE="width: 1%; font-weight: bold; text-align: left">$</TD><TD NOWRAP STYLE="width: 7%; font-weight: bold; text-align: right">356,117</TD><TD NOWRAP STYLE="width: 1%; font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="width: 1%">&nbsp;</TD>
    <TD NOWRAP STYLE="width: 1%; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="width: 7%; text-align: right">345,150</TD><TD NOWRAP STYLE="width: 1%; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="width: 1%">&nbsp;</TD>
    <TD NOWRAP STYLE="width: 1%; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="width: 7%; text-align: right">344,603</TD><TD NOWRAP STYLE="width: 1%; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD NOWRAP STYLE="text-align: left; text-indent: 0">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Trust preferred securities eligible for Tier I capital treatment</TD><TD NOWRAP STYLE="font-weight: bold">&nbsp;</TD>
    <TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; text-align: right">45,000</TD><TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">45,000</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">45,000</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD NOWRAP STYLE="text-align: justify">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Intangible assets</TD><TD NOWRAP STYLE="font-weight: bold">&nbsp;</TD>
    <TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; text-align: right">(68,943</TD><TD NOWRAP STYLE="font-weight: bold; text-align: left">)</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">(69,732</TD><TD NOWRAP STYLE="text-align: left">)</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">(70,358</TD><TD NOWRAP STYLE="text-align: left">)</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD NOWRAP STYLE="text-align: justify">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Accumulated other</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">&nbsp;</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">&nbsp;</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">&nbsp;</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD NOWRAP STYLE="text-align: justify; padding-bottom: 1pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;comprehensive income adjustments</TD><TD NOWRAP STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; font-weight: bold; text-align: right">176</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: right">8,682</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: right">5,085</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD NOWRAP STYLE="text-align: justify; padding-bottom: 1pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Total Tier I leverage capital</TD><TD NOWRAP STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; font-weight: bold; text-align: right">332,350</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: right">329,100</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: right">324,330</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD NOWRAP STYLE="text-align: justify">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">&nbsp;</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">&nbsp;</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">&nbsp;</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD NOWRAP STYLE="text-align: justify">Tier II capital:</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">&nbsp;</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">&nbsp;</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">&nbsp;</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD NOWRAP STYLE="text-align: justify; padding-bottom: 1pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Allowable allowance for loan losses</TD><TD NOWRAP STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; font-weight: bold; text-align: right">27,204</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: right">26,790</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: right">26,767</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD NOWRAP STYLE="text-align: justify; padding-bottom: 1pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Tier II capital additions</TD><TD NOWRAP STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; font-weight: bold; text-align: right">27,204</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: right">26,790</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: right">26,767</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD NOWRAP STYLE="text-align: justify; padding-bottom: 2.5pt">Total risk-based capital</TD><TD NOWRAP STYLE="font-weight: bold; padding-bottom: 2.5pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font-weight: bold; text-align: left">$</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font-weight: bold; text-align: right">359,554</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; text-align: right">355,890</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; text-align: right">351,097</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD NOWRAP STYLE="text-align: justify">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">&nbsp;</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">&nbsp;</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">&nbsp;</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD NOWRAP STYLE="text-align: justify">Total risk weighted assets</TD><TD NOWRAP STYLE="font-weight: bold">&nbsp;</TD>
    <TD NOWRAP STYLE="font-weight: bold; text-align: left">$</TD><TD NOWRAP STYLE="font-weight: bold; text-align: right">2,157,146</TD><TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">2,128,565</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">2,118,661</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD NOWRAP STYLE="text-align: justify">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">&nbsp;</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">&nbsp;</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">&nbsp;</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD NOWRAP STYLE="text-align: justify">Adjusted fourth quarter average assets</TD><TD NOWRAP STYLE="font-weight: bold">&nbsp;</TD>
    <TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; text-align: right">3,245,490</TD><TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">3,222,762</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">3,155,297</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD NOWRAP STYLE="text-align: justify">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">&nbsp;</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">&nbsp;</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">&nbsp;</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD NOWRAP STYLE="font-weight: bold; text-align: justify">Risk-based capital ratios:</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">&nbsp;</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">&nbsp;</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">&nbsp;</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD NOWRAP STYLE="text-align: justify">&nbsp;&nbsp;&nbsp;Tier I capital to Tier I risk adjusted assets</TD><TD NOWRAP STYLE="font-weight: bold">&nbsp;</TD>
    <TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; text-align: right">15.41%</TD><TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">15.46%</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">15.31%</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD NOWRAP STYLE="text-align: justify">&nbsp;&nbsp;&nbsp;Minimum required Tier I capital</TD><TD NOWRAP STYLE="font-weight: bold">&nbsp;</TD>
    <TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; text-align: right">4.00%</TD><TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">4.00%</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">4.00%</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD NOWRAP STYLE="text-align: justify">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">&nbsp;</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">&nbsp;</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">&nbsp;</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD NOWRAP STYLE="text-align: justify">Total risk-based capital to Tier II risk-adjusted assets</TD><TD NOWRAP STYLE="font-weight: bold">&nbsp;</TD>
    <TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; text-align: right">16.67%</TD><TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">16.72%</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">16.57%</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD NOWRAP STYLE="text-align: justify">&nbsp;&nbsp;&nbsp;Minimum required total risk-based capital</TD><TD NOWRAP STYLE="font-weight: bold">&nbsp;</TD>
    <TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; text-align: right">8.00%</TD><TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">8.00%</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">8.00%</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD NOWRAP STYLE="text-align: justify">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">&nbsp;</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">&nbsp;</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">&nbsp;</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD NOWRAP STYLE="font-weight: bold; text-align: justify">Leverage capital ratios:</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">&nbsp;</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">&nbsp;</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">&nbsp;</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD NOWRAP STYLE="text-align: justify">Tier I leverage capital to adjusted fourth quarter average assets</TD><TD NOWRAP STYLE="font-weight: bold">&nbsp;</TD>
    <TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; text-align: right">10.24%</TD><TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">10.21%</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">10.28%</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD NOWRAP STYLE="text-align: justify">&nbsp;&nbsp;&nbsp;Minimum required Tier I leverage capital</TD><TD NOWRAP STYLE="font-weight: bold">&nbsp;</TD>
    <TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; text-align: right">4.00%</TD><TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">4.00%</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">4.00%</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD NOWRAP STYLE="text-align: justify">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold">&nbsp;</TD>
    <TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; text-align: right">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">&nbsp;</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">&nbsp;</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD></TR>
</TABLE>

<!-- Field: Rule-Page --><DIV ALIGN="LEFT" STYLE="margin-top: 1pt; margin-bottom: 1pt"><DIV STYLE="font-size: 1pt; border-top: Black 3pt solid; width: 100%">&nbsp;</DIV></DIV><!-- Field: /Rule-Page -->


<!-- Field: Page; Sequence: 87 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 2px solid"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif"><TR><TD STYLE="text-align: center; width: 100%"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->87<!-- Field: /Sequence --></TD></TR></TABLE></DIV>
    <DIV STYLE="page-break-before: always; margin-top: 6pt; margin-bottom: 12pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif"><TR><TD STYLE="text-align: left; width: 100%"><A HREF="#toc" STYLE="font-style: italic">Table of Contents</A></TD></TR></TABLE></DIV>
    <!-- Field: /Page -->


<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify; border-top: Black 3pt solid; border-bottom: Black 3pt solid"><B><A NAME="a_051"></A>Table
22 Quarterly Financial Summary (Unaudited)</B></P>



<P STYLE="margin: 0; font-family: Calibri, Helvetica, Sans-Serif"></P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="border-collapse: collapse; width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif">
<TR STYLE="vertical-align: bottom">
    <TD NOWRAP STYLE="text-align: justify">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="14" NOWRAP STYLE="font-weight: bold; text-align: center; border-bottom: Black 1pt solid">2012</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font-weight: bold">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="14" NOWRAP STYLE="text-align: center; border-bottom: Black 1pt solid">2011</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD NOWRAP STYLE="font-style: italic; text-align: justify">($ in thousands except <BR>per share data)</TD><TD NOWRAP STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="font-weight: bold; text-align: center; border-bottom: Black 1pt solid">Fourth <BR>Quarter</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font-weight: bold">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="font-weight: bold; text-align: center; border-bottom: Black 1pt solid">Third <BR>Quarter</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font-weight: bold">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="font-weight: bold; text-align: center; border-bottom: Black 1pt solid">Second <BR>Quarter</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font-weight: bold">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="font-weight: bold; text-align: center; border-bottom: Black 1pt solid">First <BR>Quarter</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font-weight: bold">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="text-align: center; border-bottom: Black 1pt solid">Fourth <BR>Quarter</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="text-align: center; border-bottom: Black 1pt solid">Third <BR>Quarter</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="text-align: center; border-bottom: Black 1pt solid">Second <BR>Quarter</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="text-align: center; border-bottom: Black 1pt solid">First <BR>Quarter</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD NOWRAP STYLE="font-weight: bold; text-align: justify">Income Statement Data</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">&nbsp;</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">&nbsp;</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">&nbsp;</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">&nbsp;</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">&nbsp;</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">&nbsp;</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">&nbsp;</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">&nbsp;</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD NOWRAP STYLE="width: 36%; text-align: left">Interest income, taxable equivalent</TD><TD NOWRAP STYLE="width: 1%; font-weight: bold">&nbsp;</TD>
    <TD NOWRAP STYLE="width: 1%; font-weight: bold; text-align: left">$</TD><TD NOWRAP STYLE="width: 5%; font-weight: bold; text-align: right">39,822</TD><TD NOWRAP STYLE="width: 1%; font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="width: 1%; font-weight: bold">&nbsp;</TD>
    <TD NOWRAP STYLE="width: 1%; font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="width: 5%; font-weight: bold; text-align: right">39,065</TD><TD NOWRAP STYLE="width: 1%; font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="width: 1%; font-weight: bold">&nbsp;</TD>
    <TD NOWRAP STYLE="width: 1%; font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="width: 5%; font-weight: bold; text-align: right">37,841</TD><TD NOWRAP STYLE="width: 1%; font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="width: 1%; font-weight: bold">&nbsp;</TD>
    <TD NOWRAP STYLE="width: 1%; font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="width: 5%; font-weight: bold; text-align: right">37,319</TD><TD NOWRAP STYLE="width: 1%; font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="width: 1%">&nbsp;</TD>
    <TD NOWRAP STYLE="width: 1%; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="width: 5%; text-align: right">37,576</TD><TD NOWRAP STYLE="width: 1%; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="width: 1%">&nbsp;</TD>
    <TD NOWRAP STYLE="width: 1%; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="width: 5%; text-align: right">39,617</TD><TD NOWRAP STYLE="width: 1%; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="width: 1%">&nbsp;</TD>
    <TD NOWRAP STYLE="width: 1%; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="width: 5%; text-align: right">40,917</TD><TD NOWRAP STYLE="width: 1%; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="width: 1%">&nbsp;</TD>
    <TD NOWRAP STYLE="width: 1%; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="width: 5%; text-align: right">39,214</TD><TD NOWRAP STYLE="width: 1%; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD NOWRAP STYLE="text-align: left">Interest expense</TD><TD NOWRAP STYLE="font-weight: bold">&nbsp;</TD>
    <TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; text-align: right">3,760</TD><TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold">&nbsp;</TD>
    <TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; text-align: right">4,216</TD><TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold">&nbsp;</TD>
    <TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; text-align: right">4,503</TD><TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold">&nbsp;</TD>
    <TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; text-align: right">4,841</TD><TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">5,262</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">5,739</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">6,049</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">6,515</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD NOWRAP STYLE="text-align: left; text-indent: -0.1in; padding-left: 0.1in">Net interest income, taxable equivalent</TD><TD NOWRAP STYLE="font-weight: bold">&nbsp;</TD>
    <TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; text-align: right">36,062</TD><TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold">&nbsp;</TD>
    <TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; text-align: right">34,849</TD><TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold">&nbsp;</TD>
    <TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; text-align: right">33,338</TD><TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold">&nbsp;</TD>
    <TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; text-align: right">32,478</TD><TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">32,314</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">33,878</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">34,868</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">32,699</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD NOWRAP STYLE="text-align: left">Taxable equivalent, adjustment</TD><TD NOWRAP STYLE="font-weight: bold">&nbsp;</TD>
    <TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; text-align: right">377</TD><TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold">&nbsp;</TD>
    <TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; text-align: right">376</TD><TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold">&nbsp;</TD>
    <TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; text-align: right">387</TD><TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold">&nbsp;</TD>
    <TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; text-align: right">387</TD><TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">394</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">389</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">388</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">385</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD NOWRAP STYLE="text-align: left">Net interest income</TD><TD NOWRAP STYLE="font-weight: bold">&nbsp;</TD>
    <TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; text-align: right">35,685</TD><TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold">&nbsp;</TD>
    <TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; text-align: right">34,473</TD><TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold">&nbsp;</TD>
    <TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; text-align: right">32,951</TD><TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold">&nbsp;</TD>
    <TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; text-align: right">32,091</TD><TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">31,920</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">33,489</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">34,480</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">32,314</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD NOWRAP STYLE="text-align: left">Provision for loan losses</TD><TD NOWRAP STYLE="font-weight: bold">&nbsp;</TD>
    <TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; text-align: right">44,577</TD><TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold">&nbsp;</TD>
    <TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; text-align: right">7,073</TD><TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold">&nbsp;</TD>
    <TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; text-align: right">6,467</TD><TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold">&nbsp;</TD>
    <TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; text-align: right">21,555</TD><TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">9,878</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">9,146</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">10,934</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">11,343</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD NOWRAP STYLE="text-align: left; text-indent: -9pt; padding-left: 9pt">Net interest income (loss) after provision for losses</TD><TD NOWRAP STYLE="font-weight: bold">&nbsp;</TD>
    <TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; text-align: right">(8,892</TD><TD NOWRAP STYLE="font-weight: bold; text-align: left">)</TD><TD NOWRAP STYLE="font-weight: bold">&nbsp;</TD>
    <TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; text-align: right">27,400</TD><TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold">&nbsp;</TD>
    <TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; text-align: right">26,484</TD><TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold">&nbsp;</TD>
    <TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; text-align: right">10,536</TD><TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">22,042</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">24,343</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">23,546</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">20,971</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD NOWRAP STYLE="text-align: left">Noninterest income</TD><TD NOWRAP STYLE="font-weight: bold">&nbsp;</TD>
    <TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; text-align: right">(8,533</TD><TD NOWRAP STYLE="font-weight: bold; text-align: left">)</TD><TD NOWRAP STYLE="font-weight: bold">&nbsp;</TD>
    <TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; text-align: right">2,803</TD><TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold">&nbsp;</TD>
    <TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; text-align: right">1,770</TD><TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold">&nbsp;</TD>
    <TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; text-align: right">5,349</TD><TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">3,423</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">3,486</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">5,114</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">14,193</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD NOWRAP STYLE="text-align: left">Noninterest expense</TD><TD NOWRAP STYLE="font-weight: bold">&nbsp;</TD>
    <TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; text-align: right">25,795</TD><TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold">&nbsp;</TD>
    <TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; text-align: right">23,657</TD><TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold">&nbsp;</TD>
    <TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; text-align: right">23,448</TD><TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold">&nbsp;</TD>
    <TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; text-align: right">24,375</TD><TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">24,192</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">23,958</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">22,913</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">25,043</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD NOWRAP STYLE="text-align: left">Income (loss) before income taxes</TD><TD NOWRAP STYLE="font-weight: bold">&nbsp;</TD>
    <TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; text-align: right">(43,220</TD><TD NOWRAP STYLE="font-weight: bold; text-align: left">)</TD><TD NOWRAP STYLE="font-weight: bold">&nbsp;</TD>
    <TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; text-align: right">6,546</TD><TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold">&nbsp;</TD>
    <TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; text-align: right">4,806</TD><TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold">&nbsp;</TD>
    <TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; text-align: right">(8,490</TD><TD NOWRAP STYLE="font-weight: bold; text-align: left">)</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">1,273</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">3,871</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">5,747</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">10,121</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD NOWRAP STYLE="text-align: left">Income taxes (benefit)</TD><TD NOWRAP STYLE="font-weight: bold">&nbsp;</TD>
    <TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; text-align: right">(17,283</TD><TD NOWRAP STYLE="font-weight: bold; text-align: left">)</TD><TD NOWRAP STYLE="font-weight: bold">&nbsp;</TD>
    <TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; text-align: right">2,123</TD><TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold">&nbsp;</TD>
    <TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; text-align: right">1,516</TD><TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold">&nbsp;</TD>
    <TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; text-align: right">(3,308</TD><TD NOWRAP STYLE="font-weight: bold; text-align: left">)</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">289</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">1,314</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">2,021</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">3,746</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD NOWRAP STYLE="text-align: left">Net income (loss)</TD><TD NOWRAP STYLE="font-weight: bold">&nbsp;</TD>
    <TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; text-align: right">(25,937</TD><TD NOWRAP STYLE="font-weight: bold; text-align: left">)</TD><TD NOWRAP STYLE="font-weight: bold">&nbsp;</TD>
    <TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; text-align: right">4,423</TD><TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold">&nbsp;</TD>
    <TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; text-align: right">3,290</TD><TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold">&nbsp;</TD>
    <TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; text-align: right">(5,182</TD><TD NOWRAP STYLE="font-weight: bold; text-align: left">)</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">984</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">2,557</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">3,726</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">6,375</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD NOWRAP STYLE="text-align: left; text-indent: -0.1in; padding-left: 0.1in">Preferred stock dividends and accretion</TD><TD NOWRAP STYLE="font-weight: bold">&nbsp;</TD>
    <TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; text-align: right">(532</TD><TD NOWRAP STYLE="font-weight: bold; text-align: left">)</TD><TD NOWRAP STYLE="font-weight: bold">&nbsp;</TD>
    <TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; text-align: right">(688</TD><TD NOWRAP STYLE="font-weight: bold; text-align: left">)</TD><TD NOWRAP STYLE="font-weight: bold">&nbsp;</TD>
    <TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; text-align: right">(829</TD><TD NOWRAP STYLE="font-weight: bold; text-align: left">)</TD><TD NOWRAP STYLE="font-weight: bold">&nbsp;</TD>
    <TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; text-align: right">(760</TD><TD NOWRAP STYLE="font-weight: bold; text-align: left">)</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">(794</TD><TD NOWRAP STYLE="text-align: left">)</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">(3,289</TD><TD NOWRAP STYLE="text-align: left">)</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">(1,041</TD><TD NOWRAP STYLE="text-align: left">)</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">(1,042</TD><TD NOWRAP STYLE="text-align: left">)</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD NOWRAP STYLE="text-align: left; text-indent: -0.1in; padding-left: 0.1in">Net income (loss) available to common shareholders</TD><TD NOWRAP STYLE="font-weight: bold">&nbsp;</TD>
    <TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; text-align: right">(26,469</TD><TD NOWRAP STYLE="font-weight: bold; text-align: left">)</TD><TD NOWRAP STYLE="font-weight: bold">&nbsp;</TD>
    <TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; text-align: right">3,735</TD><TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold">&nbsp;</TD>
    <TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; text-align: right">2,461</TD><TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold">&nbsp;</TD>
    <TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; text-align: right">(5,942</TD><TD NOWRAP STYLE="font-weight: bold; text-align: left">)</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">190</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">(732</TD><TD NOWRAP STYLE="text-align: left">)</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">2,685</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">5,333</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD NOWRAP STYLE="text-align: left; padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: right">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left; border-bottom: Black 1pt solid">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: right">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left; border-bottom: Black 1pt solid">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: right">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left; border-bottom: Black 1pt solid">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: right">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left; border-bottom: Black 1pt solid">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: right">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left; border-bottom: Black 1pt solid">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: right">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left; border-bottom: Black 1pt solid">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: right">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left; border-bottom: Black 1pt solid">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: right">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left; border-bottom: Black 1pt solid">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD NOWRAP STYLE="font-weight: bold; text-align: left">Per Common Share Data</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">&nbsp;</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">&nbsp;</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">&nbsp;</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">&nbsp;</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">&nbsp;</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">&nbsp;</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">&nbsp;</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">&nbsp;</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD NOWRAP STYLE="text-align: left; text-indent: -0.1in; padding-left: 0.1in">Earnings (loss) per common share &ndash; basic</TD><TD NOWRAP STYLE="font-weight: bold">&nbsp;</TD>
    <TD NOWRAP STYLE="font-weight: bold; text-align: left">$</TD><TD NOWRAP STYLE="font-weight: bold; text-align: right">(1.53</TD><TD NOWRAP STYLE="font-weight: bold; text-align: left">)</TD><TD NOWRAP STYLE="font-weight: bold">&nbsp;</TD>
    <TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; text-align: right">0.22</TD><TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold">&nbsp;</TD>
    <TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; text-align: right">0.15</TD><TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold">&nbsp;</TD>
    <TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; text-align: right">(0.35</TD><TD NOWRAP STYLE="font-weight: bold; text-align: left">)</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">0.01</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">(0.04</TD><TD NOWRAP STYLE="text-align: left">)</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">0.16</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">0.32</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD NOWRAP STYLE="text-align: left; text-indent: -0.1in; padding-left: 0.1in">Earnings (loss) per common share &ndash; diluted</TD><TD NOWRAP STYLE="font-weight: bold">&nbsp;</TD>
    <TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; text-align: right">(1.53</TD><TD NOWRAP STYLE="font-weight: bold; text-align: left">)</TD><TD NOWRAP STYLE="font-weight: bold">&nbsp;</TD>
    <TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; text-align: right">0.22</TD><TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold">&nbsp;</TD>
    <TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; text-align: right">0.15</TD><TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold">&nbsp;</TD>
    <TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; text-align: right">(0.35</TD><TD NOWRAP STYLE="font-weight: bold; text-align: left">)</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">0.01</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">(0.04</TD><TD NOWRAP STYLE="text-align: left">)</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">0.16</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">0.32</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD NOWRAP STYLE="text-align: left">Cash dividends declared</TD><TD NOWRAP STYLE="font-weight: bold">&nbsp;</TD>
    <TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; text-align: right">0.08</TD><TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold">&nbsp;</TD>
    <TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; text-align: right">0.08</TD><TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold">&nbsp;</TD>
    <TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; text-align: right">0.08</TD><TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold">&nbsp;</TD>
    <TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; text-align: right">0.08</TD><TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">0.08</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">0.08</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">0.08</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">0.08</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD NOWRAP STYLE="text-align: left">Market Price</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">&nbsp;</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">&nbsp;</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">&nbsp;</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">&nbsp;</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">&nbsp;</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">&nbsp;</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">&nbsp;</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">&nbsp;</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD NOWRAP STYLE="text-align: left; text-indent: 0.25in">High</TD><TD NOWRAP STYLE="font-weight: bold">&nbsp;</TD>
    <TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; text-align: right">13.40</TD><TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold">&nbsp;</TD>
    <TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; text-align: right">11.75</TD><TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold">&nbsp;</TD>
    <TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; text-align: right">11.49</TD><TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold">&nbsp;</TD>
    <TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; text-align: right">11.84</TD><TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">13.78</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">11.87</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">14.08</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">16.89</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD NOWRAP STYLE="text-align: left; text-indent: 0.25in">Low</TD><TD NOWRAP STYLE="font-weight: bold">&nbsp;</TD>
    <TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; text-align: right">9.52</TD><TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold">&nbsp;</TD>
    <TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; text-align: right">7.68</TD><TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold">&nbsp;</TD>
    <TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; text-align: right">8.48</TD><TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold">&nbsp;</TD>
    <TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; text-align: right">9.44</TD><TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">9.36</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">8.05</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">9.82</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">12.36</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD NOWRAP STYLE="text-align: left; text-indent: 0.25in">Close</TD><TD NOWRAP STYLE="font-weight: bold">&nbsp;</TD>
    <TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; text-align: right">12.82</TD><TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold">&nbsp;</TD>
    <TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; text-align: right">11.53</TD><TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold">&nbsp;</TD>
    <TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; text-align: right">8.89</TD><TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold">&nbsp;</TD>
    <TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; text-align: right">10.93</TD><TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">11.15</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">10.04</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">10.24</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">13.26</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD NOWRAP STYLE="text-align: left">Stated book value - common</TD><TD NOWRAP STYLE="font-weight: bold">&nbsp;</TD>
    <TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; text-align: right">14.51</TD><TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold">&nbsp;</TD>
    <TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; text-align: right">16.42</TD><TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold">&nbsp;</TD>
    <TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; text-align: right">16.29</TD><TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold">&nbsp;</TD>
    <TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; text-align: right">16.23</TD><TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">16.66</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">17.08</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">17.04</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">16.90</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD NOWRAP STYLE="text-align: left">Tangible book value - common</TD><TD NOWRAP STYLE="font-weight: bold">&nbsp;</TD>
    <TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; text-align: right">11.00</TD><TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold">&nbsp;</TD>
    <TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; text-align: right">12.35</TD><TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold">&nbsp;</TD>
    <TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; text-align: right">12.21</TD><TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold">&nbsp;</TD>
    <TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; text-align: right">12.13</TD><TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">12.53</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">12.93</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">12.88</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">12.72</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD NOWRAP STYLE="text-align: left; padding-bottom: 1pt; text-indent: 0.25in; border-bottom: Black 1pt solid">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: right">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left; border-bottom: Black 1pt solid">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: right">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left; border-bottom: Black 1pt solid">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: right">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left; border-bottom: Black 1pt solid">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: right">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left; border-bottom: Black 1pt solid">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: right">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left; border-bottom: Black 1pt solid">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: right">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left; border-bottom: Black 1pt solid">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: right">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left; border-bottom: Black 1pt solid">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: right">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left; border-bottom: Black 1pt solid">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD NOWRAP STYLE="font-weight: bold; text-align: left">Selected Average Balances</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">&nbsp;</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">&nbsp;</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">&nbsp;</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">&nbsp;</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">&nbsp;</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">&nbsp;</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">&nbsp;</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">&nbsp;</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD NOWRAP STYLE="text-align: left">Assets</TD><TD NOWRAP STYLE="font-weight: bold">&nbsp;</TD>
    <TD NOWRAP STYLE="font-weight: bold; text-align: left">$</TD><TD NOWRAP STYLE="font-weight: bold; text-align: right">3,314,433</TD><TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold">&nbsp;</TD>
    <TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; text-align: right">3,314,887</TD><TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold">&nbsp;</TD>
    <TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; text-align: right">3,313,764</TD><TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold">&nbsp;</TD>
    <TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; text-align: right">3,302,072</TD><TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">3,292,494</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">3,293,758</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">3,327,238</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">3,346,690</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD NOWRAP STYLE="text-align: left">Loans</TD><TD NOWRAP STYLE="font-weight: bold">&nbsp;</TD>
    <TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; text-align: right">2,446,096</TD><TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold">&nbsp;</TD>
    <TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; text-align: right">2,432,528</TD><TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold">&nbsp;</TD>
    <TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; text-align: right">2,438,471</TD><TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold">&nbsp;</TD>
    <TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; text-align: right">2,430,893</TD><TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">2,432,568</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">2,441,486</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">2,471,915</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">2,502,011</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD NOWRAP STYLE="text-align: left">Earning assets</TD><TD NOWRAP STYLE="font-weight: bold">&nbsp;</TD>
    <TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; text-align: right">2,864,243</TD><TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold">&nbsp;</TD>
    <TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; text-align: right">2,855,083</TD><TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold">&nbsp;</TD>
    <TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; text-align: right">2,863,866</TD><TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold">&nbsp;</TD>
    <TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; text-align: right">2,846,972</TD><TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">2,816,689</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">2,808,205</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">2,842,817</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">2,872,041</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD NOWRAP STYLE="text-align: left">Deposits</TD><TD NOWRAP STYLE="font-weight: bold">&nbsp;</TD>
    <TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; text-align: right">2,823,856</TD><TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold">&nbsp;</TD>
    <TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; text-align: right">2,822,388</TD><TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold">&nbsp;</TD>
    <TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; text-align: right">2,811,673</TD><TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold">&nbsp;</TD>
    <TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; text-align: right">2,779,511</TD><TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">2,730,422</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">2,724,418</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">2,785,998</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">2,791,250</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD NOWRAP STYLE="text-align: left">Interest-bearing liabilities</TD><TD NOWRAP STYLE="font-weight: bold">&nbsp;</TD>
    <TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; text-align: right">2,520,361</TD><TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold">&nbsp;</TD>
    <TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; text-align: right">2,550,689</TD><TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold">&nbsp;</TD>
    <TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; text-align: right">2,572,379</TD><TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold">&nbsp;</TD>
    <TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; text-align: right">2,569,271</TD><TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">2,577,329</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">2,592,873</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">2,617,122</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">2,638,476</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD NOWRAP STYLE="text-align: left">Shareholders&rsquo; equity</TD><TD NOWRAP STYLE="font-weight: bold">&nbsp;</TD>
    <TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; text-align: right">349,371</TD><TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold">&nbsp;</TD>
    <TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; text-align: right">344,007</TD><TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold">&nbsp;</TD>
    <TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; text-align: right">342,352</TD><TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold">&nbsp;</TD>
    <TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; text-align: right">348,194</TD><TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">354,206</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">355,575</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">352,619</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">351,952</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD NOWRAP STYLE="text-align: left; padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: right">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left; border-bottom: Black 1pt solid">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: right">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left; border-bottom: Black 1pt solid">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: right">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left; border-bottom: Black 1pt solid">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: right">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left; border-bottom: Black 1pt solid">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: right">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left; border-bottom: Black 1pt solid">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: right">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left; border-bottom: Black 1pt solid">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: right">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left; border-bottom: Black 1pt solid">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: right">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left; border-bottom: Black 1pt solid">&nbsp;</TD></TR>

<TR STYLE="vertical-align: bottom; background-color: White">
    <TD NOWRAP STYLE="font-weight: bold; text-align: left">Ratios (annualized where applicable)</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">&nbsp;</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">&nbsp;</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">&nbsp;</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">&nbsp;</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">&nbsp;</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">&nbsp;</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">&nbsp;</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD NOWRAP STYLE="width: 36%; text-align: left">Return on average assets</TD><TD NOWRAP STYLE="width: 1%; font-weight: bold">&nbsp;</TD>
    <TD NOWRAP STYLE="width: 1%; font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="width: 5%; font-weight: bold; text-align: right">(3.18%</TD><TD NOWRAP STYLE="width: 1%; font-weight: bold; text-align: left">)</TD><TD NOWRAP STYLE="width: 1%; font-weight: bold">&nbsp;</TD>
    <TD NOWRAP STYLE="width: 1%; font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="width: 5%; font-weight: bold; text-align: right">0.45%</TD><TD NOWRAP STYLE="width: 1%; font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="width: 1%; font-weight: bold">&nbsp;</TD>
    <TD NOWRAP STYLE="width: 1%; font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="width: 5%; font-weight: bold; text-align: right">0.30%</TD><TD NOWRAP STYLE="width: 1%; font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="width: 1%; font-weight: bold">&nbsp;</TD>
    <TD NOWRAP STYLE="width: 1%; font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="width: 5%; font-weight: bold; text-align: right">(0.72%</TD><TD NOWRAP STYLE="width: 1%; font-weight: bold; text-align: left">)</TD><TD NOWRAP STYLE="width: 1%">&nbsp;</TD>
    <TD NOWRAP STYLE="width: 1%; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="width: 5%; text-align: right">0.02%</TD><TD NOWRAP STYLE="width: 1%; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="width: 1%">&nbsp;</TD>
    <TD NOWRAP STYLE="width: 1%; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="width: 5%; text-align: right">(0.09%</TD><TD NOWRAP STYLE="width: 1%; text-align: left">)</TD><TD NOWRAP STYLE="width: 1%">&nbsp;</TD>
    <TD NOWRAP STYLE="width: 1%; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="width: 5%; text-align: right">0.32%</TD><TD NOWRAP STYLE="width: 1%; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="width: 1%">&nbsp;</TD>
    <TD NOWRAP STYLE="width: 1%; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="width: 5%; text-align: right">0.65%</TD><TD NOWRAP STYLE="width: 1%; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD NOWRAP STYLE="text-align: left">Return on average common equity</TD><TD NOWRAP STYLE="font-weight: bold">&nbsp;</TD>
    <TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; text-align: right">(36.95%</TD><TD NOWRAP STYLE="font-weight: bold; text-align: left">)</TD><TD NOWRAP STYLE="font-weight: bold">&nbsp;</TD>
    <TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; text-align: right">5.30%</TD><TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold">&nbsp;</TD>
    <TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; text-align: right">3.55%</TD><TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold">&nbsp;</TD>
    <TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; text-align: right">(8.39%</TD><TD NOWRAP STYLE="font-weight: bold; text-align: left">)</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">0.26%</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">(1.00%</TD><TD NOWRAP STYLE="text-align: left">)</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">3.74%</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">7.54%</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD NOWRAP STYLE="text-align: left">Equity to assets at end of period</TD><TD NOWRAP STYLE="font-weight: bold">&nbsp;</TD>
    <TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; text-align: right">10.97%</TD><TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold">&nbsp;</TD>
    <TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; text-align: right">10.32%</TD><TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold">&nbsp;</TD>
    <TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; text-align: right">10.22%</TD><TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold">&nbsp;</TD>
    <TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; text-align: right">10.14%</TD><TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">10.49%</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">10.65%</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">10.57%</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">10.27%</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD NOWRAP STYLE="text-align: left; text-indent: -9pt; padding-left: 9pt">Tangible equity to tangible assets at end of period</TD><TD NOWRAP STYLE="font-weight: bold">&nbsp;</TD>
    <TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; text-align: right">9.04%</TD><TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold">&nbsp;</TD>
    <TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; text-align: right">8.41%</TD><TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold">&nbsp;</TD>
    <TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; text-align: right">8.31%</TD><TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold">&nbsp;</TD>
    <TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; text-align: right">8.23%</TD><TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">8.55%</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">8.72%</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">8.64%</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">8.37%</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD NOWRAP STYLE="text-align: left; text-indent: -9pt; padding-left: 9pt">Tangible common equity to tangible assets at end of period</TD><TD NOWRAP STYLE="font-weight: bold">&nbsp;</TD>
    <TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; text-align: right">6.81%</TD><TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold">&nbsp;</TD>
    <TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; text-align: right">6.46%</TD><TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold">&nbsp;</TD>
    <TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; text-align: right">6.36%</TD><TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold">&nbsp;</TD>
    <TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; text-align: right">6.29%</TD><TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">6.58%</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">6.75%</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">6.65%</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">6.42%</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD NOWRAP STYLE="text-align: left; text-indent: -9pt; padding-left: 9pt">Average loans to average deposits</TD><TD NOWRAP STYLE="font-weight: bold">&nbsp;</TD>
    <TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; text-align: right">86.62%</TD><TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold">&nbsp;</TD>
    <TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; text-align: right">86.19%</TD><TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold">&nbsp;</TD>
    <TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; text-align: right">86.73%</TD><TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold">&nbsp;</TD>
    <TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; text-align: right">87.46%</TD><TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">89.09%</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">89.61%</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">88.73%</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">89.64%</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD NOWRAP STYLE="text-align: left">Average earning assets to interest- bearing liabilities</TD><TD NOWRAP STYLE="font-weight: bold">&nbsp;</TD>
    <TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; text-align: right">113.64%</TD><TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold">&nbsp;</TD>
    <TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; text-align: right">111.93%</TD><TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold">&nbsp;</TD>
    <TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; text-align: right">111.33%</TD><TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold">&nbsp;</TD>
    <TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; text-align: right">110.81%</TD><TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">109.29%</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">108.30%</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">108.62%</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">108.85%</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD NOWRAP STYLE="text-align: left">Net interest margin</TD><TD NOWRAP STYLE="font-weight: bold">&nbsp;</TD>
    <TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; text-align: right">5.01%</TD><TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold">&nbsp;</TD>
    <TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; text-align: right">4.86%</TD><TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold">&nbsp;</TD>
    <TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; text-align: right">4.68%</TD><TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold">&nbsp;</TD>
    <TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; text-align: right">4.59%</TD><TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">4.55%</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">4.79%</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">4.92%</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">4.62%</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD NOWRAP STYLE="text-align: left">Allowance for loan losses to gross loans</TD><TD NOWRAP STYLE="font-weight: bold">&nbsp;</TD>
    <TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; text-align: right">1.95%</TD><TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold">&nbsp;</TD>
    <TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; text-align: right">2.03%</TD><TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold">&nbsp;</TD>
    <TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; text-align: right">2.19%</TD><TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold">&nbsp;</TD>
    <TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; text-align: right">2.17%</TD><TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">1.70%</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">1.55%</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">1.64%</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">1.72%</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD NOWRAP STYLE="text-align: left; text-indent: -0.1in; padding-left: 0.1in">Nonperforming loans as a percent of total loans</TD><TD NOWRAP STYLE="font-weight: bold">&nbsp;</TD>
    <TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; text-align: right">4.50%</TD><TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold">&nbsp;</TD>
    <TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; text-align: right">6.70%</TD><TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold">&nbsp;</TD>
    <TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; text-align: right">6.27%</TD><TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold">&nbsp;</TD>
    <TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; text-align: right">5.57%</TD><TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">5.80%</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">5.74%</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">6.14%</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">6.52%</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD NOWRAP STYLE="text-align: left; text-indent: -0.1in; padding-left: 0.1in">Nonperforming loans as a percent of total loans &ndash; non-covered</TD><TD NOWRAP STYLE="font-weight: bold">&nbsp;</TD>
    <TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; text-align: right">2.76%</TD><TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold">&nbsp;</TD>
    <TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; text-align: right">5.05%</TD><TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold">&nbsp;</TD>
    <TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; text-align: right">4.47%</TD><TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold">&nbsp;</TD>
    <TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; text-align: right">3.83%</TD><TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">4.12%</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">4.19%</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">4.33%</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">4.35%</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD NOWRAP STYLE="text-align: left; text-indent: -0.1in; padding-left: 0.1in">Nonperforming assets as a percent of total assets</TD><TD NOWRAP STYLE="font-weight: bold">&nbsp;</TD>
    <TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; text-align: right">6.24%</TD><TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold">&nbsp;</TD>
    <TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; text-align: right">7.82%</TD><TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold">&nbsp;</TD>
    <TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; text-align: right">7.86%</TD><TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold">&nbsp;</TD>
    <TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; text-align: right">7.56%</TD><TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">8.00%</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">8.39%</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">8.54%</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">8.38%</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD NOWRAP STYLE="text-align: left; text-indent: -0.1in; padding-left: 0.1in">Nonperforming assets as a percent of total assets &ndash; non-covered</TD><TD NOWRAP STYLE="font-weight: bold">&nbsp;</TD>
    <TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; text-align: right">3.64%</TD><TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold">&nbsp;</TD>
    <TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; text-align: right">4.93%</TD><TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold">&nbsp;</TD>
    <TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; text-align: right">4.51%</TD><TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold">&nbsp;</TD>
    <TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; text-align: right">4.02%</TD><TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">4.30%</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">4.21%</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">4.25%</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">4.05%</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD NOWRAP STYLE="text-align: left; text-indent: -0.1in; padding-left: 0.1in">Net charge-offs as a percent of average total loans</TD><TD NOWRAP STYLE="font-weight: bold">&nbsp;</TD>
    <TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; text-align: right">7.76%</TD><TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold">&nbsp;</TD>
    <TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; text-align: right">1.80%</TD><TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold">&nbsp;</TD>
    <TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; text-align: right">0.96%</TD><TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold">&nbsp;</TD>
    <TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; text-align: right">1.68%</TD><TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">1.00%</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">1.87%</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">2.22%</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">2.92%</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD NOWRAP STYLE="text-align: left; text-indent: -0.1in; padding-left: 0.1in">Net charge-offs as a percent of average total loans &ndash; non-covered</TD><TD NOWRAP STYLE="font-weight: bold">&nbsp;</TD>
    <TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; text-align: right">8.09%</TD><TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold">&nbsp;</TD>
    <TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; text-align: right">1.57%</TD><TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold">&nbsp;</TD>
    <TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; text-align: right">0.79%</TD><TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold">&nbsp;</TD>
    <TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; text-align: right">1.49%</TD><TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">1.09%</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">1.26%</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">1.74%</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">1.97%</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD NOWRAP STYLE="text-align: left; text-indent: -0.1in; padding-left: 0.1in; border-bottom: Black 3pt solid">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; border-bottom: Black 3pt solid">&nbsp;</TD>
    <TD NOWRAP STYLE="font-weight: bold; text-align: left; border-bottom: Black 3pt solid">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; text-align: right; border-bottom: Black 3pt solid">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; text-align: left; border-bottom: Black 3pt solid">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; border-bottom: Black 3pt solid">&nbsp;</TD>
    <TD NOWRAP STYLE="font-weight: bold; text-align: left; border-bottom: Black 3pt solid">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; text-align: right; border-bottom: Black 3pt solid">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; text-align: left; border-bottom: Black 3pt solid">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; border-bottom: Black 3pt solid">&nbsp;</TD>
    <TD NOWRAP STYLE="font-weight: bold; text-align: left; border-bottom: Black 3pt solid">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; text-align: right; border-bottom: Black 3pt solid">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; text-align: left; border-bottom: Black 3pt solid">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; border-bottom: Black 3pt solid">&nbsp;</TD>
    <TD NOWRAP STYLE="font-weight: bold; text-align: left; border-bottom: Black 3pt solid">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; text-align: right; border-bottom: Black 3pt solid">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; text-align: left; border-bottom: Black 3pt solid">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 3pt solid">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; border-bottom: Black 3pt solid">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; border-bottom: Black 3pt solid">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; border-bottom: Black 3pt solid">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 3pt solid">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; border-bottom: Black 3pt solid">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; border-bottom: Black 3pt solid">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; border-bottom: Black 3pt solid">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 3pt solid">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; border-bottom: Black 3pt solid">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; border-bottom: Black 3pt solid">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; border-bottom: Black 3pt solid">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 3pt solid">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; border-bottom: Black 3pt solid">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; border-bottom: Black 3pt solid">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; border-bottom: Black 3pt solid">&nbsp;</TD></TR>
</TABLE>



<P STYLE="margin: 0; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</P>

<P STYLE="margin: 0; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</P>

<!-- Field: Page; Sequence: 88 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 2px solid"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif"><TR><TD STYLE="text-align: center; width: 100%"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->88<!-- Field: /Sequence --></TD></TR></TABLE></DIV>
    <DIV STYLE="page-break-before: always; margin-top: 6pt; margin-bottom: 12pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif"><TR><TD STYLE="text-align: left; width: 100%"><A HREF="#toc" STYLE="font-style: italic">Table of Contents</A></TD></TR></TABLE></DIV>
    <!-- Field: /Page -->

<P STYLE="margin: 0; font-family: Calibri, Helvetica, Sans-Serif"></P>

<P STYLE="font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify"><B><A NAME="a_042"></A>Item 8. Financial Statements and
Supplementary Data</B></P>

<P STYLE="font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify">&nbsp;</P>

<P STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; margin: 0; text-transform: uppercase; text-align: center"><FONT STYLE="text-transform: none">First
Bancorp and Subsidiaries</FONT></P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: center"><B><A NAME="a_043"></A>Consolidated Balance Sheets</B><BR>
<B>December 31, 2012 and 2011</B></P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left; text-indent: 0.5in">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="border-collapse: collapse; width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif">
<TR STYLE="vertical-align: bottom">
    <TD STYLE="font-style: italic; text-align: justify; border-bottom: Black 1pt solid">($ in thousands)</TD><TD STYLE="font-weight: bold; padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font-weight: bold; text-align: center; border-bottom: Black 1pt solid">2012</TD><TD STYLE="padding-bottom: 1pt; font-weight: bold; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="text-align: center; border-bottom: Black 1pt solid">2011</TD><TD STYLE="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD STYLE="font-weight: bold; text-align: justify">Assets</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">&nbsp;</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">&nbsp;</TD><TD STYLE="text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="width: 74%; text-align: justify">Cash and due from banks, noninterest-bearing</TD><TD STYLE="width: 2%; font-weight: bold">&nbsp;</TD>
    <TD STYLE="width: 1%; font-weight: bold; text-align: left">$</TD><TD STYLE="width: 9%; font-weight: bold; text-align: right">96,588</TD><TD STYLE="width: 1%; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="width: 2%">&nbsp;</TD>
    <TD STYLE="width: 1%; text-align: left">&nbsp;</TD><TD STYLE="width: 9%; text-align: right">80,341</TD><TD STYLE="width: 1%; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD STYLE="text-align: justify">Due from banks, interest-bearing</TD><TD STYLE="font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-weight: bold; text-align: right">144,919</TD><TD STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">135,218</TD><TD STYLE="text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="text-align: justify; padding-bottom: 1pt">Federal funds sold</TD><TD STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; font-weight: bold; text-align: right"><B>&#8213;</B></TD><TD STYLE="padding-bottom: 1pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; text-align: right">608</TD><TD STYLE="padding-bottom: 1pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD STYLE="text-align: justify; padding-bottom: 1pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Total cash and cash equivalents</TD><TD STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; font-weight: bold; text-align: right">241,507</TD><TD STYLE="padding-bottom: 1pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; text-align: right">216,167</TD><TD STYLE="padding-bottom: 1pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="text-align: justify">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">&nbsp;</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">&nbsp;</TD><TD STYLE="text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD STYLE="text-align: left">Securities available for sale</TD><TD STYLE="font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-weight: bold; text-align: right">167,352</TD><TD STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">182,626</TD><TD STYLE="text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="text-align: left">Securities held to maturity (fair values of $61,496 in 2012 and $62,754&nbsp;&nbsp;in 2011)</TD><TD STYLE="font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-weight: bold; text-align: right">56,064</TD><TD STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">57,988</TD><TD STYLE="text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD STYLE="text-align: justify">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">&nbsp;</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">&nbsp;</TD><TD STYLE="text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="text-align: justify">Presold mortgages in process of settlement</TD><TD STYLE="font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-weight: bold; text-align: right">8,490</TD><TD STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">6,090</TD><TD STYLE="text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD STYLE="text-align: justify">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">&nbsp;</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">&nbsp;</TD><TD STYLE="text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="text-align: justify">Loans &ndash; non-covered</TD><TD STYLE="font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-weight: bold; text-align: right">2,094,143</TD><TD STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">2,069,152</TD><TD STYLE="text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD STYLE="text-align: justify; padding-bottom: 1pt">Loans &ndash; covered by FDIC loss share agreement</TD><TD STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; font-weight: bold; text-align: right">282,314</TD><TD STYLE="padding-bottom: 1pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; text-align: right">361,234</TD><TD STYLE="padding-bottom: 1pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="text-align: justify; padding-bottom: 1pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Total loans</TD><TD STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; font-weight: bold; text-align: right">2,376,457</TD><TD STYLE="padding-bottom: 1pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; text-align: right">2,430,386</TD><TD STYLE="padding-bottom: 1pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD STYLE="text-align: justify">Allowance for loan losses &ndash; non-covered</TD><TD STYLE="font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-weight: bold; text-align: right">(41,643</TD><TD STYLE="font-weight: bold; text-align: left">)</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">(35,610</TD><TD STYLE="text-align: left">)</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="text-align: justify; padding-bottom: 1pt">Allowance for loan losses &ndash; covered</TD><TD STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; font-weight: bold; text-align: right">(4,759</TD><TD STYLE="padding-bottom: 1pt; font-weight: bold; text-align: left">)</TD><TD STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; text-align: right">(5,808</TD><TD STYLE="padding-bottom: 1pt; text-align: left">)</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD STYLE="text-align: justify; padding-bottom: 1pt">&nbsp;&nbsp;&nbsp;&nbsp;Total allowance for loan losses</TD><TD STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; font-weight: bold; text-align: right">(46,402</TD><TD STYLE="padding-bottom: 1pt; font-weight: bold; text-align: left">)</TD><TD STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; text-align: right">(41,418</TD><TD STYLE="padding-bottom: 1pt; text-align: left">)</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="text-align: justify; padding-bottom: 1pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Net loans</TD><TD STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; font-weight: bold; text-align: right">2,330,055</TD><TD STYLE="padding-bottom: 1pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; text-align: right">2,388,968</TD><TD STYLE="padding-bottom: 1pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD STYLE="text-align: justify">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">&nbsp;</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">&nbsp;</TD><TD STYLE="text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="text-align: justify">Loans held for sale</TD><TD STYLE="font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-weight: bold; text-align: right">30,393</TD><TD STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right"><FONT STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&#8213;</FONT></TD><TD STYLE="text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD STYLE="text-align: justify">Premises and equipment</TD><TD STYLE="font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-weight: bold; text-align: right">74,371</TD><TD STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">69,975</TD><TD STYLE="text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="text-align: justify">Accrued interest receivable</TD><TD STYLE="font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-weight: bold; text-align: right">10,201</TD><TD STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">11,779</TD><TD STYLE="text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD STYLE="text-align: justify">FDIC indemnification asset</TD><TD STYLE="font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-weight: bold; text-align: right">102,559</TD><TD STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">121,677</TD><TD STYLE="text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="text-align: justify">Goodwill</TD><TD STYLE="font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-weight: bold; text-align: right">65,835</TD><TD STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">65,835</TD><TD STYLE="text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD STYLE="text-align: justify">Other intangible assets</TD><TD STYLE="font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-weight: bold; text-align: right">3,108</TD><TD STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">3,897</TD><TD STYLE="text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="text-align: justify">Foreclosed real estate &ndash; non-covered</TD><TD STYLE="font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-weight: bold; text-align: right">26,285</TD><TD STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">37,023</TD><TD STYLE="text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD STYLE="text-align: justify">Foreclosed real estate &ndash; covered</TD><TD STYLE="font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-weight: bold; text-align: right">47,290</TD><TD STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">85,272</TD><TD STYLE="text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="text-align: justify">Bank-owned life insurance</TD><TD STYLE="font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-weight: bold; text-align: right">27,857</TD><TD STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">2,207</TD><TD STYLE="text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD STYLE="text-align: justify; padding-bottom: 1pt">Other assets</TD><TD STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; font-weight: bold; text-align: right">53,543</TD><TD STYLE="padding-bottom: 1pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; text-align: right">40,970</TD><TD STYLE="padding-bottom: 1pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="text-align: justify; padding-bottom: 2.5pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Total assets</TD><TD STYLE="font-weight: bold; padding-bottom: 2.5pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2.5pt double; font-weight: bold; text-align: left">$</TD><TD STYLE="border-bottom: Black 2.5pt double; font-weight: bold; text-align: right">3,244,910</TD><TD STYLE="padding-bottom: 2.5pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="padding-bottom: 2.5pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 2.5pt double; text-align: right">3,290,474</TD><TD STYLE="padding-bottom: 2.5pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">&nbsp;</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">&nbsp;</TD><TD STYLE="text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="font-weight: bold; text-align: justify">Liabilities</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">&nbsp;</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">&nbsp;</TD><TD STYLE="text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD STYLE="text-align: justify">Deposits:&nbsp;&nbsp;&nbsp;Noninterest-bearing checking accounts</TD><TD STYLE="font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-weight: bold; text-align: left">$</TD><TD STYLE="font-weight: bold; text-align: right">413,195</TD><TD STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">335,833</TD><TD STYLE="text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="text-align: justify; text-indent: 40.5pt">&nbsp;&nbsp;Interest-bearing checking accounts</TD><TD STYLE="font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-weight: bold; text-align: right">519,573</TD><TD STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">423,452</TD><TD STYLE="text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD STYLE="text-align: justify; text-indent: 40.5pt">&nbsp;&nbsp;Money market accounts</TD><TD STYLE="font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-weight: bold; text-align: right">556,354</TD><TD STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">513,832</TD><TD STYLE="text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="text-align: justify; text-indent: 40.5pt">&nbsp;&nbsp;Savings accounts</TD><TD STYLE="font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-weight: bold; text-align: right">158,578</TD><TD STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">146,481</TD><TD STYLE="text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD STYLE="text-align: justify; text-indent: 40.5pt">&nbsp;&nbsp;Time deposits of $100,000 or more</TD><TD STYLE="font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-weight: bold; text-align: right">664,330</TD><TD STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">753,233</TD><TD STYLE="text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="text-align: justify; padding-bottom: 1pt; text-indent: 40.5pt">&nbsp;&nbsp;Other time deposits</TD><TD STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; font-weight: bold; text-align: right">509,330</TD><TD STYLE="padding-bottom: 1pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; text-align: right">582,206</TD><TD STYLE="padding-bottom: 1pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD STYLE="text-align: justify; text-indent: 40.5pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Total deposits</TD><TD STYLE="font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-weight: bold; text-align: right">2,821,360</TD><TD STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">2,755,037</TD><TD STYLE="text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="text-align: justify">Securities sold under agreements to repurchase</TD><TD STYLE="font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-weight: bold; text-align: right"><FONT STYLE="font: 10pt Calibri, Helvetica, Sans-Serif"><B>&#8213;</B></FONT></TD><TD STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">17,105</TD><TD STYLE="text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD STYLE="text-align: justify">Borrowings</TD><TD STYLE="font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-weight: bold; text-align: right">46,394</TD><TD STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">133,925</TD><TD STYLE="text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="text-align: justify">Accrued interest payable</TD><TD STYLE="font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-weight: bold; text-align: right">1,299</TD><TD STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">1,872</TD><TD STYLE="text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD STYLE="text-align: justify; padding-bottom: 1pt">Other liabilities</TD><TD STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; font-weight: bold; text-align: right">19,740</TD><TD STYLE="padding-bottom: 1pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; text-align: right">37,385</TD><TD STYLE="padding-bottom: 1pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="text-align: justify; padding-bottom: 1pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Total liabilities</TD><TD STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; font-weight: bold; text-align: right">2,888,793</TD><TD STYLE="padding-bottom: 1pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; text-align: right">2,945,324</TD><TD STYLE="padding-bottom: 1pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD STYLE="text-align: justify">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">&nbsp;</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">&nbsp;</TD><TD STYLE="text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="text-align: justify">Commitments and contingencies (see Note 13)</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">&nbsp;</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">&nbsp;</TD><TD STYLE="text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD STYLE="text-align: justify">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">&nbsp;</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">&nbsp;</TD><TD STYLE="text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="font-weight: bold; text-align: justify">Shareholders&rsquo; Equity</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">&nbsp;</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">&nbsp;</TD><TD STYLE="text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD STYLE="text-align: left">Preferred stock, no par value per share.&nbsp;&nbsp;Authorized: 5,000,000 shares</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">&nbsp;</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">&nbsp;</TD><TD STYLE="text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="text-align: justify">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Series B issued &amp; outstanding:&nbsp;&nbsp;63,500 in 2012 and 2011</TD><TD STYLE="font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-weight: bold; text-align: right">63,500</TD><TD STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">63,500</TD><TD STYLE="text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD STYLE="text-align: justify">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Series C, convertible, issued &amp; outstanding:&nbsp;&nbsp;728,706 in 2012 and none in 2011</TD><TD STYLE="font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-weight: bold; text-align: right">7,287</TD><TD STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right"><FONT STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&#8213;</FONT></TD><TD STYLE="text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="text-align: left">Common stock, no par value per share.&nbsp;&nbsp;Authorized: 40,000,000 shares</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">&nbsp;</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">&nbsp;</TD><TD STYLE="text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD STYLE="text-align: left">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Issued &amp; outstanding:&nbsp;&nbsp;19,669,302 shares in 2012 and 16,909,820 shares in 2011</TD><TD STYLE="font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-weight: bold; text-align: right">131,877</TD><TD STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">104,841</TD><TD STYLE="text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="text-align: justify">Retained earnings</TD><TD STYLE="font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-weight: bold; text-align: right">153,629</TD><TD STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">185,491</TD><TD STYLE="text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD STYLE="text-align: justify; padding-bottom: 1pt">Accumulated other comprehensive income (loss)</TD><TD STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; font-weight: bold; text-align: right">(176</TD><TD STYLE="padding-bottom: 1pt; font-weight: bold; text-align: left">)</TD><TD STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; text-align: right">(8,682</TD><TD STYLE="padding-bottom: 1pt; text-align: left">)</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="text-align: justify; padding-bottom: 1pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Total shareholders&rsquo; equity</TD><TD STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; font-weight: bold; text-align: right">356,117</TD><TD STYLE="padding-bottom: 1pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; text-align: right">345,150</TD><TD STYLE="padding-bottom: 1pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD STYLE="text-align: justify; padding-bottom: 2.5pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Total liabilities and shareholders&rsquo; equity</TD><TD STYLE="font-weight: bold; padding-bottom: 2.5pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2.5pt double; font-weight: bold; text-align: left">$</TD><TD STYLE="border-bottom: Black 2.5pt double; font-weight: bold; text-align: right">3,244,910</TD><TD STYLE="padding-bottom: 2.5pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="padding-bottom: 2.5pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 2.5pt double; text-align: right">3,290,474</TD><TD STYLE="padding-bottom: 2.5pt; text-align: left">&nbsp;</TD></TR>
</TABLE>



<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left; text-indent: 0"><I>See accompanying
notes to consolidated financial statements.</I></P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: center"><B>&nbsp;</B></P>

<!-- Field: Page; Sequence: 89; Options: NewSection; Value: 89 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 2px solid"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif"><TR><TD STYLE="text-align: center; width: 100%"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->89<!-- Field: /Sequence --></TD></TR></TABLE></DIV>
    <DIV STYLE="page-break-before: always; margin-top: 6pt; margin-bottom: 12pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif"><TR><TD STYLE="text-align: left; width: 100%"><A HREF="#toc" STYLE="font-style: italic">Table of Contents</A></TD></TR></TABLE></DIV>
    <!-- Field: /Page -->


<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: center"></P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: center"><B>First Bancorp and Subsidiaries</B></P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: center; text-indent: 0"><B><A NAME="a_044"></A>Consolidated
Statements of Income (Loss)</B></P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: center"><B>Years Ended December 31, 2012, 2011
and 2010</B></P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: center"><B>&nbsp;</B></P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="border-collapse: collapse; width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif">
<TR STYLE="vertical-align: bottom">
    <TD STYLE="font-style: italic; text-align: left; border-bottom: Black 1pt solid">($ in thousands, except per share data)</TD><TD STYLE="font-weight: bold; padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font-weight: bold; text-align: center; border-bottom: Black 1pt solid">2012</TD><TD STYLE="padding-bottom: 1pt; font-weight: bold; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="text-align: center; border-bottom: Black 1pt solid">2011</TD><TD STYLE="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="text-align: center; border-bottom: Black 1pt solid">2010</TD><TD STYLE="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD STYLE="font-weight: bold; text-align: justify">Interest Income</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">&nbsp;</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">&nbsp;</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">&nbsp;</TD><TD STYLE="text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="width: 61%; text-align: justify">Interest and fees on loans</TD><TD STYLE="width: 2%; font-weight: bold">&nbsp;</TD>
    <TD STYLE="width: 1%; font-weight: bold; text-align: left">$</TD><TD STYLE="width: 9%; font-weight: bold; text-align: right">145,554</TD><TD STYLE="width: 1%; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="width: 2%">&nbsp;</TD>
    <TD STYLE="width: 1%; text-align: left">&nbsp;</TD><TD STYLE="width: 9%; text-align: right">147,652</TD><TD STYLE="width: 1%; text-align: left">&nbsp;</TD><TD STYLE="width: 2%">&nbsp;</TD>
    <TD STYLE="width: 1%; text-align: left">&nbsp;</TD><TD STYLE="width: 9%; text-align: right">151,292</TD><TD STYLE="width: 1%; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD STYLE="text-align: justify">Interest on investment securities:</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">&nbsp;</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">&nbsp;</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">&nbsp;</TD><TD STYLE="text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="text-align: justify">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Taxable interest income</TD><TD STYLE="font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-weight: bold; text-align: right">4,352</TD><TD STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">5,680</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">5,750</TD><TD STYLE="text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD STYLE="text-align: justify">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Tax-exempt interest income</TD><TD STYLE="font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-weight: bold; text-align: right">1,958</TD><TD STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">2,000</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">1,633</TD><TD STYLE="text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="text-align: justify; padding-bottom: 1pt">Other, principally overnight investments</TD><TD STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; font-weight: bold; text-align: right">656</TD><TD STYLE="padding-bottom: 1pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; text-align: right">436</TD><TD STYLE="padding-bottom: 1pt; text-align: left">&nbsp;</TD><TD STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; text-align: right">586</TD><TD STYLE="padding-bottom: 1pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD STYLE="text-align: justify; padding-bottom: 1pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Total interest income</TD><TD STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; font-weight: bold; text-align: right">152,520</TD><TD STYLE="padding-bottom: 1pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; text-align: right">155,768</TD><TD STYLE="padding-bottom: 1pt; text-align: left">&nbsp;</TD><TD STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; text-align: right">159,261</TD><TD STYLE="padding-bottom: 1pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="text-align: justify">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">&nbsp;</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">&nbsp;</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">&nbsp;</TD><TD STYLE="text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD STYLE="font-weight: bold; text-align: justify">Interest Expense</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">&nbsp;</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">&nbsp;</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">&nbsp;</TD><TD STYLE="text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="text-align: justify">Savings, checking and money market accounts</TD><TD STYLE="font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-weight: bold; text-align: right">2,836</TD><TD STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">4,212</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">6,363</TD><TD STYLE="text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD STYLE="text-align: justify">Time deposits of $100,000 or more</TD><TD STYLE="font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-weight: bold; text-align: right">8,132</TD><TD STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">10,103</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">12,374</TD><TD STYLE="text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="text-align: justify">Other time deposits</TD><TD STYLE="font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-weight: bold; text-align: right">4,486</TD><TD STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">7,036</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">11,193</TD><TD STYLE="text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD STYLE="text-align: justify">Securities sold under agreements to repurchase</TD><TD STYLE="font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-weight: bold; text-align: right">4</TD><TD STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">184</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">298</TD><TD STYLE="text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="text-align: justify; padding-bottom: 1pt">Borrowings</TD><TD STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; font-weight: bold; text-align: right">1,862</TD><TD STYLE="padding-bottom: 1pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; text-align: right">2,030</TD><TD STYLE="padding-bottom: 1pt; text-align: left">&nbsp;</TD><TD STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; text-align: right">1,679</TD><TD STYLE="padding-bottom: 1pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD STYLE="text-align: justify; padding-bottom: 1pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Total interest expense</TD><TD STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; font-weight: bold; text-align: right">17,320</TD><TD STYLE="padding-bottom: 1pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; text-align: right">23,565</TD><TD STYLE="padding-bottom: 1pt; text-align: left">&nbsp;</TD><TD STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; text-align: right">31,907</TD><TD STYLE="padding-bottom: 1pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="text-align: justify">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">&nbsp;</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">&nbsp;</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">&nbsp;</TD><TD STYLE="text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD STYLE="text-align: justify; padding-bottom: 1pt">Net interest income</TD><TD STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; font-weight: bold; text-align: right">135,200</TD><TD STYLE="padding-bottom: 1pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; text-align: right">132,203</TD><TD STYLE="padding-bottom: 1pt; text-align: left">&nbsp;</TD><TD STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; text-align: right">127,354</TD><TD STYLE="padding-bottom: 1pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="text-align: justify">Provision for loan losses &ndash; non-covered</TD><TD STYLE="font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-weight: bold; text-align: right">69,993</TD><TD STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">28,525</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">33,646</TD><TD STYLE="text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD STYLE="text-align: justify; padding-bottom: 1pt">Provision for loan losses &ndash; covered</TD><TD STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; font-weight: bold; text-align: right">9,679</TD><TD STYLE="padding-bottom: 1pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; text-align: right">12,776</TD><TD STYLE="padding-bottom: 1pt; text-align: left">&nbsp;</TD><TD STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; text-align: right">20,916</TD><TD STYLE="padding-bottom: 1pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="text-align: justify; padding-bottom: 1pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Total provision for loan losses</TD><TD STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; font-weight: bold; text-align: right">79,672</TD><TD STYLE="padding-bottom: 1pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; text-align: right">41,301</TD><TD STYLE="padding-bottom: 1pt; text-align: left">&nbsp;</TD><TD STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; text-align: right">54,562</TD><TD STYLE="padding-bottom: 1pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD STYLE="text-align: justify; padding-bottom: 1pt">Net interest income after provision for loan losses</TD><TD STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; font-weight: bold; text-align: right">55,528</TD><TD STYLE="padding-bottom: 1pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; text-align: right">90,902</TD><TD STYLE="padding-bottom: 1pt; text-align: left">&nbsp;</TD><TD STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; text-align: right">72,792</TD><TD STYLE="padding-bottom: 1pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="text-align: justify">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">&nbsp;</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">&nbsp;</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">&nbsp;</TD><TD STYLE="text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD STYLE="font-weight: bold; text-align: justify">Noninterest Income</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">&nbsp;</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">&nbsp;</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">&nbsp;</TD><TD STYLE="text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="text-align: justify">Service charges on deposit accounts</TD><TD STYLE="font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-weight: bold; text-align: right">11,865</TD><TD STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">11,981</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">12,335</TD><TD STYLE="text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD STYLE="text-align: justify">Other service charges, commissions and fees</TD><TD STYLE="font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-weight: bold; text-align: right">8,831</TD><TD STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">8,067</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">6,507</TD><TD STYLE="text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="text-align: justify">Fees from presold mortgage loans</TD><TD STYLE="font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-weight: bold; text-align: right">2,378</TD><TD STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">1,609</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">1,813</TD><TD STYLE="text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD STYLE="text-align: left">Commissions from sales of insurance and financial products</TD><TD STYLE="font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-weight: bold; text-align: right">1,832</TD><TD STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">1,512</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">1,476</TD><TD STYLE="text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="text-align: left">Bank-owned life insurance income</TD><TD STYLE="font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-weight: bold; text-align: right">591</TD><TD STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">45</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">47</TD><TD STYLE="text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD STYLE="text-align: justify">Gain from acquisition</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right"><FONT STYLE="font-size: 10pt">&mdash;</FONT></TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">10,196</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right"><FONT STYLE="font-size: 10pt">&mdash;</FONT></TD><TD STYLE="text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="text-align: justify">Foreclosed property losses and write-downs &ndash; non-covered</TD><TD STYLE="font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-weight: bold; text-align: right">(15,325</TD><TD STYLE="font-weight: bold; text-align: left">)</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">(3,355</TD><TD STYLE="text-align: left">)</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">(984</TD><TD STYLE="text-align: left">)</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD STYLE="text-align: justify">Foreclosed property losses and write-downs &ndash; covered</TD><TD STYLE="font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-weight: bold; text-align: right">(13,035</TD><TD STYLE="font-weight: bold; text-align: left">)</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">(24,492</TD><TD STYLE="text-align: left">)</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">(34,527</TD><TD STYLE="text-align: left">)</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="text-align: justify">FDIC indemnification asset income, net</TD><TD STYLE="font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-weight: bold; text-align: right">4,077</TD><TD STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">20,481</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">41,808</TD><TD STYLE="text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD STYLE="text-align: justify">Securities gains</TD><TD STYLE="font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-weight: bold; text-align: right">638</TD><TD STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">74</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">26</TD><TD STYLE="text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="text-align: justify; padding-bottom: 1pt">Other gains (losses)</TD><TD STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; font-weight: bold; text-align: right">(463</TD><TD STYLE="padding-bottom: 1pt; font-weight: bold; text-align: left">)</TD><TD STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; text-align: right">98</TD><TD STYLE="padding-bottom: 1pt; text-align: left">&nbsp;</TD><TD STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; text-align: right">605</TD><TD STYLE="padding-bottom: 1pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD STYLE="text-align: justify; padding-bottom: 1pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Total noninterest income</TD><TD STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; font-weight: bold; text-align: right">1,389</TD><TD STYLE="padding-bottom: 1pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; text-align: right">26,216</TD><TD STYLE="padding-bottom: 1pt; text-align: left">&nbsp;</TD><TD STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; text-align: right">29,106</TD><TD STYLE="padding-bottom: 1pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="text-align: justify">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">&nbsp;</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">&nbsp;</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">&nbsp;</TD><TD STYLE="text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD STYLE="font-weight: bold; text-align: justify">Noninterest Expenses</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">&nbsp;</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">&nbsp;</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">&nbsp;</TD><TD STYLE="text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="text-align: justify">Salaries</TD><TD STYLE="font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-weight: bold; text-align: right">41,336</TD><TD STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">39,822</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">35,076</TD><TD STYLE="text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD STYLE="text-align: justify; padding-bottom: 1pt">Employee benefits</TD><TD STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; font-weight: bold; text-align: right">12,007</TD><TD STYLE="padding-bottom: 1pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; text-align: right">11,616</TD><TD STYLE="padding-bottom: 1pt; text-align: left">&nbsp;</TD><TD STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; text-align: right">10,214</TD><TD STYLE="padding-bottom: 1pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="text-align: justify">&nbsp;&nbsp;&nbsp;Total personnel expense</TD><TD STYLE="font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-weight: bold; text-align: right">53,343</TD><TD STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">51,438</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">45,290</TD><TD STYLE="text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD STYLE="text-align: justify">Occupancy expense</TD><TD STYLE="font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-weight: bold; text-align: right">6,954</TD><TD STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">6,574</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">6,799</TD><TD STYLE="text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="text-align: justify">Equipment related expenses</TD><TD STYLE="font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-weight: bold; text-align: right">4,800</TD><TD STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">4,326</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">4,327</TD><TD STYLE="text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD STYLE="text-align: justify">Intangibles amortization</TD><TD STYLE="font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-weight: bold; text-align: right">897</TD><TD STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">902</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">874</TD><TD STYLE="text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="text-align: justify">Acquisition expenses</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right"><FONT STYLE="font-size: 10pt">&mdash;</FONT></TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">636</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right"><FONT STYLE="font-size: 10pt">&mdash;</FONT></TD><TD STYLE="text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD STYLE="text-align: justify; padding-bottom: 1pt">Other operating expenses</TD><TD STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; font-weight: bold; text-align: right">31,281</TD><TD STYLE="padding-bottom: 1pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; text-align: right">32,230</TD><TD STYLE="padding-bottom: 1pt; text-align: left">&nbsp;</TD><TD STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; text-align: right">29,666</TD><TD STYLE="padding-bottom: 1pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="text-align: justify; padding-bottom: 1pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Total noninterest expenses</TD><TD STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; font-weight: bold; text-align: right">97,275</TD><TD STYLE="padding-bottom: 1pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; text-align: right">96,106</TD><TD STYLE="padding-bottom: 1pt; text-align: left">&nbsp;</TD><TD STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; text-align: right">86,956</TD><TD STYLE="padding-bottom: 1pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD STYLE="text-align: justify">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">&nbsp;</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">&nbsp;</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">&nbsp;</TD><TD STYLE="text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="text-align: justify">Income (loss) before income taxes</TD><TD STYLE="font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-weight: bold; text-align: right">(40,358</TD><TD STYLE="font-weight: bold; text-align: left">)</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">21,012</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">14,942</TD><TD STYLE="text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD STYLE="text-align: justify; padding-bottom: 1pt">Income tax expense (benefit)</TD><TD STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; font-weight: bold; text-align: right">(16,952</TD><TD STYLE="padding-bottom: 1pt; font-weight: bold; text-align: left">)</TD><TD STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; text-align: right">7,370</TD><TD STYLE="padding-bottom: 1pt; text-align: left">&nbsp;</TD><TD STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; text-align: right">4,960</TD><TD STYLE="padding-bottom: 1pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="text-align: justify">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">&nbsp;</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">&nbsp;</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">&nbsp;</TD><TD STYLE="text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD STYLE="text-align: justify">Net income (loss)</TD><TD STYLE="font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-weight: bold; text-align: right">(23,406</TD><TD STYLE="font-weight: bold; text-align: left">)</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">13,642</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">9,982</TD><TD STYLE="text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="text-align: center">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">&nbsp;</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">&nbsp;</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">&nbsp;</TD><TD STYLE="text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD STYLE="text-align: left">Preferred stock dividends</TD><TD STYLE="font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-weight: bold; text-align: right">(2,809</TD><TD STYLE="font-weight: bold; text-align: left">)</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">(3,234</TD><TD STYLE="text-align: left">)</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">(3,250</TD><TD STYLE="text-align: left">)</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="text-align: left; padding-bottom: 1pt">Accretion of preferred stock discount</TD><TD STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; font-weight: bold; text-align: right">&mdash;</TD><TD STYLE="padding-bottom: 1pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; text-align: right">(2,932</TD><TD STYLE="padding-bottom: 1pt; text-align: left">)</TD><TD STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; text-align: right">(857</TD><TD STYLE="padding-bottom: 1pt; text-align: left">)</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">&nbsp;</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">&nbsp;</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">&nbsp;</TD><TD STYLE="text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="text-align: left; padding-bottom: 2.5pt">Net income (loss) available to common shareholders</TD><TD STYLE="font-weight: bold; padding-bottom: 2.5pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2.5pt double; font-weight: bold; text-align: left">$</TD><TD STYLE="border-bottom: Black 2.5pt double; font-weight: bold; text-align: right">(26,215</TD><TD STYLE="padding-bottom: 2.5pt; font-weight: bold; text-align: left">)</TD><TD STYLE="padding-bottom: 2.5pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 2.5pt double; text-align: right">7,476</TD><TD STYLE="padding-bottom: 2.5pt; text-align: left">&nbsp;</TD><TD STYLE="padding-bottom: 2.5pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 2.5pt double; text-align: right">5,875</TD><TD STYLE="padding-bottom: 2.5pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">&nbsp;</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">&nbsp;</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">&nbsp;</TD><TD STYLE="text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="text-align: justify">Earnings (loss) per common share:&nbsp;&nbsp;Basic</TD><TD STYLE="font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-weight: bold; text-align: left">$</TD><TD STYLE="font-weight: bold; text-align: right">(1.54</TD><TD STYLE="font-weight: bold; text-align: left">)</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">0.44</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">0.35</TD><TD STYLE="text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD STYLE="text-align: justify">Earnings (loss) per common share:&nbsp;&nbsp;Diluted</TD><TD STYLE="font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-weight: bold; text-align: right">(1.54</TD><TD STYLE="font-weight: bold; text-align: left">)</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">0.44</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">0.35</TD><TD STYLE="text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">&nbsp;</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">&nbsp;</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">&nbsp;</TD><TD STYLE="text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD STYLE="text-align: justify">Dividends declared per common share</TD><TD STYLE="font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-weight: bold; text-align: left">$</TD><TD STYLE="font-weight: bold; text-align: right">0.32</TD><TD STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">0.32</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">0.32</TD><TD STYLE="text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">&nbsp;</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">&nbsp;</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">&nbsp;</TD><TD STYLE="text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD STYLE="text-align: justify">Weighted average common shares outstanding:</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">&nbsp;</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">&nbsp;</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">&nbsp;</TD><TD STYLE="text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="text-align: justify; text-indent: 0.25in">Basic</TD><TD STYLE="font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-weight: bold; text-align: right">17,049,513</TD><TD STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">16,856,072</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">16,764,879</TD><TD STYLE="text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD STYLE="text-align: justify; text-indent: 0.25in">Diluted</TD><TD STYLE="font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-weight: bold; text-align: right">17,049,513</TD><TD STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">16,883,244</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">16,793,650</TD><TD STYLE="text-align: left">&nbsp;</TD></TR>
</TABLE>

<P STYLE="font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify"><I>See accompanying notes to
consolidated financial statements.</I></P>


<!-- Field: Page; Sequence: 90; Value: 89 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 2px solid"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif"><TR><TD STYLE="text-align: center; width: 100%"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->90<!-- Field: /Sequence --></TD></TR></TABLE></DIV>
    <DIV STYLE="page-break-before: always; margin-top: 6pt; margin-bottom: 12pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif"><TR><TD STYLE="text-align: left; width: 100%"><A HREF="#toc" STYLE="font-style: italic">Table of Contents</A></TD></TR></TABLE></DIV>
    <!-- Field: /Page -->



<P STYLE="font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify"></P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: center"><B>First Bancorp and Subsidiaries</B></P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: center"><B><A NAME="a_045"></A>Consolidated Statements of Comprehensive
Income (Loss)</B></P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: center"><B>Years Ended December 31, 2012, 2011
and 2010</B></P>

<P STYLE="font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="border-collapse: collapse; width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif">
<TR STYLE="vertical-align: bottom">
    <TD STYLE="font-style: italic; text-align: justify; border-bottom: Black 1pt solid">($ in thousands)</TD><TD STYLE="font-weight: bold; padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font-weight: bold; text-align: center; border-bottom: Black 1pt solid">2012</TD><TD STYLE="padding-bottom: 1pt; font-weight: bold; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="text-align: center; border-bottom: Black 1pt solid">2011</TD><TD STYLE="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="text-align: center; border-bottom: Black 1pt solid">2010</TD><TD STYLE="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="text-align: justify">&nbsp;</TD><TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="text-align: right">&nbsp;</TD><TD>&nbsp;</TD><TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="text-align: right">&nbsp;</TD><TD>&nbsp;</TD><TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="text-align: right">&nbsp;</TD><TD>&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD STYLE="width: 61%; text-align: justify; padding-bottom: 1pt">Net income (loss)</TD><TD STYLE="width: 2%; font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="width: 1%; border-bottom: Black 1pt solid; font-weight: bold; text-align: left">$</TD><TD STYLE="width: 9%; border-bottom: Black 1pt solid; font-weight: bold; text-align: right">(23,406</TD><TD STYLE="width: 1%; padding-bottom: 1pt; font-weight: bold; text-align: left">)</TD><TD STYLE="width: 2%; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="width: 1%; border-bottom: Black 1pt solid; text-align: left">&nbsp;</TD><TD STYLE="width: 9%; border-bottom: Black 1pt solid; text-align: right">13,642</TD><TD STYLE="width: 1%; padding-bottom: 1pt; text-align: left">&nbsp;</TD><TD STYLE="width: 2%; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="width: 1%; border-bottom: Black 1pt solid; text-align: left">&nbsp;</TD><TD STYLE="width: 9%; border-bottom: Black 1pt solid; text-align: right">9,982</TD><TD STYLE="width: 1%; padding-bottom: 1pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="text-align: justify">Other comprehensive income (loss):</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">&nbsp;</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">&nbsp;</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">&nbsp;</TD><TD STYLE="text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD STYLE="text-align: justify; text-indent: 9pt">Unrealized gains on securities available for sale:</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">&nbsp;</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">&nbsp;</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">&nbsp;</TD><TD STYLE="text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="text-align: justify; text-indent: -9pt; padding-left: 27pt">Unrealized holding gains arising during the period, pretax</TD><TD STYLE="font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-weight: bold; text-align: right">32</TD><TD STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">1,492</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">672</TD><TD STYLE="text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD STYLE="text-align: justify; text-indent: 0.25in">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Tax expense</TD><TD STYLE="font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-weight: bold; text-align: right">(12</TD><TD STYLE="font-weight: bold; text-align: left">)</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">(583</TD><TD STYLE="text-align: left">)</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">(261</TD><TD STYLE="text-align: left">)</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="text-align: justify; text-indent: 0.25in">Reclassification to realized gains</TD><TD STYLE="font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-weight: bold; text-align: right">(638</TD><TD STYLE="font-weight: bold; text-align: left">)</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">(74</TD><TD STYLE="text-align: left">)</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">(26</TD><TD STYLE="text-align: left">)</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD STYLE="text-align: justify; text-indent: 0.25in">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Tax expense</TD><TD STYLE="font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-weight: bold; text-align: right">249</TD><TD STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">29</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">10</TD><TD STYLE="text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="text-align: justify; text-indent: 9pt">Postretirement plans:</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">&nbsp;</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">&nbsp;</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">&nbsp;</TD><TD STYLE="text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD STYLE="text-align: justify; text-indent: 0.25in">Net gain (loss) arising during period</TD><TD STYLE="font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-weight: bold; text-align: right">13,975</TD><TD STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">(7,798</TD><TD STYLE="text-align: left">)</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">(2,307</TD><TD STYLE="text-align: left">)</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="text-align: justify; text-indent: 0.25in">Tax (expense) benefit</TD><TD STYLE="font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-weight: bold; text-align: right">(5,542</TD><TD STYLE="font-weight: bold; text-align: left">)</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">3,080</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">911</TD><TD STYLE="text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD STYLE="text-align: justify; text-indent: 0.25in">Amortization of unrecognized net actuarial loss</TD><TD STYLE="font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-weight: bold; text-align: right">545</TD><TD STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">393</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">531</TD><TD STYLE="text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="text-align: justify; text-indent: 0.25in">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Tax expense</TD><TD STYLE="font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-weight: bold; text-align: right">(212</TD><TD STYLE="font-weight: bold; text-align: left">)</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">(155</TD><TD STYLE="text-align: left">)</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">(210</TD><TD STYLE="text-align: left">)</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD STYLE="text-align: justify; text-indent: 0.25in">Amortization of prior service cost and transition obligation</TD><TD STYLE="font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-weight: bold; text-align: right">179</TD><TD STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">32</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">35</TD><TD STYLE="text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="text-align: justify; text-indent: 0.25in">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Tax expense</TD><TD STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; font-weight: bold; text-align: right">(70</TD><TD STYLE="padding-bottom: 1pt; font-weight: bold; text-align: left">)</TD><TD STYLE="padding-bottom: 1pt"></TD>
    <TD STYLE="border-bottom: Black 1pt solid; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; text-align: right">(13</TD><TD STYLE="padding-bottom: 1pt; text-align: left">)</TD><TD STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; text-align: right">(13</TD><TD STYLE="padding-bottom: 1pt; text-align: left">)</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD STYLE="text-align: justify; padding-bottom: 1pt">Other comprehensive income (loss)</TD><TD STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; font-weight: bold; text-align: right">8,506</TD><TD STYLE="padding-bottom: 1pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; text-align: right">(3,597</TD><TD STYLE="padding-bottom: 1pt; text-align: left">)</TD><TD STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; text-align: right">(658</TD><TD STYLE="padding-bottom: 1pt; text-align: left">)</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="text-align: justify; padding-bottom: 1pt">&nbsp;</TD><TD STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="padding-bottom: 1pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="padding-bottom: 1pt; font-weight: bold; text-align: right">&nbsp;</TD><TD STYLE="padding-bottom: 1pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="padding-bottom: 1pt; text-align: left">&nbsp;</TD><TD STYLE="padding-bottom: 1pt; text-align: right">&nbsp;</TD><TD STYLE="padding-bottom: 1pt; text-align: left">&nbsp;</TD><TD STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="padding-bottom: 1pt; text-align: left">&nbsp;</TD><TD STYLE="padding-bottom: 1pt; text-align: right">&nbsp;</TD><TD STYLE="padding-bottom: 1pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD STYLE="text-align: justify; padding-bottom: 2.5pt">Comprehensive income (loss)</TD><TD STYLE="font-weight: bold; padding-bottom: 2.5pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2.5pt double; font-weight: bold; text-align: left">$</TD><TD STYLE="border-bottom: Black 2.5pt double; font-weight: bold; text-align: right">(14,900</TD><TD STYLE="padding-bottom: 2.5pt; font-weight: bold; text-align: left">)</TD><TD STYLE="padding-bottom: 2.5pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 2.5pt double; text-align: right">10,045</TD><TD STYLE="padding-bottom: 2.5pt; text-align: left">&nbsp;</TD><TD STYLE="padding-bottom: 2.5pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 2.5pt double; text-align: right">9,324</TD><TD STYLE="padding-bottom: 2.5pt; text-align: left">&nbsp;</TD></TR>
</TABLE>



<P STYLE="font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify"><FONT STYLE="font-size: 10pt"><I>See
accompanying notes to consolidated financial statements.</I></FONT></P>


<!-- Field: Page; Sequence: 91; Value: 89 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 2px solid"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif"><TR><TD STYLE="text-align: center; width: 100%"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->91<!-- Field: /Sequence --></TD></TR></TABLE></DIV>
    <DIV STYLE="page-break-before: always; margin-top: 6pt; margin-bottom: 12pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif"><TR><TD STYLE="text-align: left; width: 100%"><A HREF="#toc" STYLE="font-style: italic">Table of Contents</A></TD></TR></TABLE></DIV>
    <!-- Field: /Page -->


<P STYLE="font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: center">&nbsp;</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: center"><B>First Bancorp and Subsidiaries</B></P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: center"><B><A NAME="a_046"></A>Consolidated Statements of Shareholders&rsquo;
Equity</B></P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: center"><B>Years Ended December 31, 2012, 2011
and 2010</B></P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: center">&nbsp;</P>

<P STYLE="font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify"><I>&nbsp;</I></P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="border-collapse: collapse; width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif">
<TR STYLE="vertical-align: bottom; font-family: Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: center; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="text-align: center; font-family: Calibri, Helvetica, Sans-Serif">Preferred</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="text-align: center; font-family: Calibri, Helvetica, Sans-Serif">Preferred <BR>
Stock</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD COLSPAN="6" NOWRAP STYLE="text-align: center; border-bottom: Black 1pt solid; font-family: Calibri, Helvetica, Sans-Serif">Common Stock</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="text-align: center; font-family: Calibri, Helvetica, Sans-Serif">Retained</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="text-align: center; font-family: Calibri, Helvetica, Sans-Serif">Accumulated <BR>Other <BR>Comprehensive</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="text-align: center; font-family: Calibri, Helvetica, Sans-Serif">Total <BR>Share- <BR>holders&rsquo;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; font-family: Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="font-style: italic; text-align: justify; border-bottom: Black 1pt solid; font-family: Calibri, Helvetica, Sans-Serif">(In thousands)</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif; border-bottom: Black 1pt solid">&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="text-align: center; border-bottom: Black 1pt solid; font-family: Calibri, Helvetica, Sans-Serif">Stock</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif; border-bottom: Black 1pt solid">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif; border-bottom: Black 1pt solid">&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="text-align: center; border-bottom: Black 1pt solid; font-family: Calibri, Helvetica, Sans-Serif">Discount</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif; border-bottom: Black 1pt solid">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif; border-bottom: Black 1pt solid">&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="text-align: center; border-bottom: Black 1pt solid; font-family: Calibri, Helvetica, Sans-Serif">Shares</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif; border-bottom: Black 1pt solid">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif; border-bottom: Black 1pt solid">&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="text-align: center; border-bottom: Black 1pt solid; font-family: Calibri, Helvetica, Sans-Serif">Amount</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif; border-bottom: Black 1pt solid">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif; border-bottom: Black 1pt solid">&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="text-align: center; border-bottom: Black 1pt solid; font-family: Calibri, Helvetica, Sans-Serif">Earnings</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif; border-bottom: Black 1pt solid">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif; border-bottom: Black 1pt solid">&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="text-align: center; border-bottom: Black 1pt solid; font-family: Calibri, Helvetica, Sans-Serif">Income (Loss)</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif; border-bottom: Black 1pt solid">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif; border-bottom: Black 1pt solid">&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="text-align: center; border-bottom: Black 1pt solid; font-family: Calibri, Helvetica, Sans-Serif">Equity</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif; border-bottom: Black 1pt solid">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; font-family: Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: justify; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255); font-family: Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="width: 23%; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">Balances, January 1, 2010</TD><TD NOWRAP STYLE="width: 1%; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="width: 1%; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">$</TD><TD NOWRAP STYLE="width: 8%; text-align: right; font-family: Calibri, Helvetica, Sans-Serif">65,000</TD><TD NOWRAP STYLE="width: 1%; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="width: 1%; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="width: 1%; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="width: 8%; text-align: right; font-family: Calibri, Helvetica, Sans-Serif">(3,789</TD><TD NOWRAP STYLE="width: 1%; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">)</TD><TD NOWRAP STYLE="width: 1%; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="width: 1%; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="width: 8%; text-align: right; font-family: Calibri, Helvetica, Sans-Serif">16,722</TD><TD NOWRAP STYLE="width: 1%; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="width: 1%; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="width: 1%; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">$</TD><TD NOWRAP STYLE="width: 8%; text-align: right; font-family: Calibri, Helvetica, Sans-Serif">102,691</TD><TD NOWRAP STYLE="width: 1%; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="width: 1%; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="width: 1%; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="width: 8%; text-align: right; font-family: Calibri, Helvetica, Sans-Serif">182,908</TD><TD NOWRAP STYLE="width: 1%; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="width: 1%; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="width: 1%; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="width: 8%; text-align: right; font-family: Calibri, Helvetica, Sans-Serif">(4,427</TD><TD NOWRAP STYLE="width: 1%; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">)</TD><TD NOWRAP STYLE="width: 1%; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="width: 1%; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="width: 8%; text-align: right; font-family: Calibri, Helvetica, Sans-Serif">342,383</TD><TD NOWRAP STYLE="width: 1%; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White; font-family: Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255); font-family: Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">Net income</TD><TD NOWRAP STYLE="font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">9,982</TD><TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">9,982</TD><TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White; font-family: Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">Common stock issued under stock option
    plans</TD><TD NOWRAP STYLE="font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">17</TD><TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">171</TD><TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">171</TD><TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255); font-family: Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">Common stock issued into dividend reinvestment plan</TD><TD NOWRAP STYLE="font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">46</TD><TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">669</TD><TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">669</TD><TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White; font-family: Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">Cash dividends declared ($0.32 per share)</TD><TD NOWRAP STYLE="font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">(5,370</TD><TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">)</TD><TD NOWRAP STYLE="font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">(5,370</TD><TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">)</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255); font-family: Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">Preferred dividends accrued</TD><TD NOWRAP STYLE="font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">(3,250</TD><TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">)</TD><TD NOWRAP STYLE="font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">(3,250</TD><TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">)</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White; font-family: Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">Accretion of preferred stock discount</TD><TD NOWRAP STYLE="font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">857</TD><TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">(857</TD><TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">)</TD><TD NOWRAP STYLE="font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">&mdash;</TD><TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255); font-family: Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">Tax benefit realized from exercise of nonqualified stock options</TD><TD NOWRAP STYLE="font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">&mdash;</TD><TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">36</TD><TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">36</TD><TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White; font-family: Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: left; padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif">Stock-based compensation</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">16</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">640</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">640</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255); font-family: Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: left; padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif">Other comprehensive (loss)</TD><TD NOWRAP STYLE="font: 1pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; font: 1pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; font: 1pt Calibri, Helvetica, Sans-Serif; text-align: right">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 1pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font: 1pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; font: 1pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; font: 1pt Calibri, Helvetica, Sans-Serif; text-align: right">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 1pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font: 1pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; font: 1pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; font: 1pt Calibri, Helvetica, Sans-Serif; text-align: right">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 1pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font: 1pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; font: 1pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; font: 1pt Calibri, Helvetica, Sans-Serif; text-align: right">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 1pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font: 1pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; font: 1pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; font: 1pt Calibri, Helvetica, Sans-Serif; text-align: right">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 1pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: right; font-family: Calibri, Helvetica, Sans-Serif">(658</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">)</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: right; font-family: Calibri, Helvetica, Sans-Serif">(658</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">)</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White; font-family: Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255); font-family: Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">Balances, December 31, 2010</TD><TD NOWRAP STYLE="font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">65,000</TD><TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">(2,932</TD><TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">)</TD><TD NOWRAP STYLE="font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">16,801</TD><TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">104,207</TD><TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">183,413</TD><TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">(5,085</TD><TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">)</TD><TD NOWRAP STYLE="font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">344,603</TD><TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White; font-family: Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255); font-family: Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">Net income</TD><TD NOWRAP STYLE="font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">13,642</TD><TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">13,642</TD><TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White; font-family: Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">Preferred stock redeemed (Series A)</TD><TD NOWRAP STYLE="font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">(65,000</TD><TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">)</TD><TD NOWRAP STYLE="font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">(65,000</TD><TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">)</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255); font-family: Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">Preferred stock issued (Series B)</TD><TD NOWRAP STYLE="font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">63,500</TD><TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">63,500</TD><TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White; font-family: Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">Common stock issued under stock option plans</TD><TD NOWRAP STYLE="font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">2</TD><TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">30</TD><TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">30</TD><TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255); font-family: Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">Common stock issued into dividend reinvestment plan</TD><TD NOWRAP STYLE="font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">71</TD><TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">851</TD><TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">851</TD><TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White; font-family: Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">Repurchases of common stock</TD><TD NOWRAP STYLE="font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">(20</TD><TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">)</TD><TD NOWRAP STYLE="font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">(228</TD><TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">)</TD><TD NOWRAP STYLE="font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">(228</TD><TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">)</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255); font-family: Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">Repurchase of outstanding common stock warrants</TD><TD NOWRAP STYLE="font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">(924</TD><TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">)</TD><TD NOWRAP STYLE="font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">(924</TD><TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">)</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White; font-family: Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">Cash dividends declared ($0.32 per share)</TD><TD NOWRAP STYLE="font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">(5,398</TD><TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">)</TD><TD NOWRAP STYLE="font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">(5,398</TD><TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">)</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255); font-family: Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">Preferred dividends</TD><TD NOWRAP STYLE="font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">(3,234</TD><TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">)</TD><TD NOWRAP STYLE="font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">(3,234</TD><TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">)</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White; font-family: Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">Accretion of preferred stock discount</TD><TD NOWRAP STYLE="font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">2,932</TD><TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">(2,932</TD><TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">)</TD><TD NOWRAP STYLE="font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">&mdash;</TD><TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255); font-family: Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: left; padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif">Stock-based compensation</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">56</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">905</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">905</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White; font-family: Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: left; padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif">Other comprehensive (loss)</TD><TD NOWRAP STYLE="font: 1pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; font: 1pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; font: 1pt Calibri, Helvetica, Sans-Serif; text-align: right">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 1pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font: 1pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; font: 1pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; font: 1pt Calibri, Helvetica, Sans-Serif; text-align: right">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 1pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font: 1pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; font: 1pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; font: 1pt Calibri, Helvetica, Sans-Serif; text-align: right">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 1pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font: 1pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; font: 1pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; font: 1pt Calibri, Helvetica, Sans-Serif; text-align: right">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 1pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font: 1pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; font: 1pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; font: 1pt Calibri, Helvetica, Sans-Serif; text-align: right">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 1pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: right; font-family: Calibri, Helvetica, Sans-Serif">(3,597</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">)</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: right; font-family: Calibri, Helvetica, Sans-Serif">(3,597</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">)</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255); font-family: Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White; font-family: Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">Balances, December 31, 2011</TD><TD NOWRAP STYLE="font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">63,500</TD><TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">&mdash;</TD><TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">16,910</TD><TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">104,841</TD><TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">185,491</TD><TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">(8,682</TD><TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">)</TD><TD NOWRAP STYLE="font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">345,150</TD><TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255); font-family: Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White; font-family: Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="font-weight: bold; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">Net income (loss)</TD><TD NOWRAP STYLE="font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="font-weight: bold; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; text-align: right; font-family: Calibri, Helvetica, Sans-Serif">(23,406</TD><TD NOWRAP STYLE="font-weight: bold; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">)</TD><TD NOWRAP STYLE="font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="font-weight: bold; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; text-align: right; font-family: Calibri, Helvetica, Sans-Serif">(23,406</TD><TD NOWRAP STYLE="font-weight: bold; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">)</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255); font-family: Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="font-weight: bold; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">Preferred stock issued (Series C)</TD><TD NOWRAP STYLE="font-weight: bold; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="font-weight: bold; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; text-align: right; font-family: Calibri, Helvetica, Sans-Serif">7,287</TD><TD NOWRAP STYLE="font-weight: bold; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="font-weight: bold; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; text-align: right; font-family: Calibri, Helvetica, Sans-Serif">7,287</TD><TD NOWRAP STYLE="font-weight: bold; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White; font-family: Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="font-weight: bold; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">Common stock issued</TD><TD NOWRAP STYLE="font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="font-weight: bold; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; text-align: right; font-family: Calibri, Helvetica, Sans-Serif">2,656</TD><TD NOWRAP STYLE="font-weight: bold; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="font-weight: bold; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; text-align: right; font-family: Calibri, Helvetica, Sans-Serif">26,392</TD><TD NOWRAP STYLE="font-weight: bold; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="font-weight: bold; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; text-align: right; font-family: Calibri, Helvetica, Sans-Serif">26,392</TD><TD NOWRAP STYLE="font-weight: bold; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255); font-family: Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="font-weight: bold; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">Common stock issued into
    dividend reinvestment plan</TD><TD NOWRAP STYLE="font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="font-weight: bold; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; text-align: right; font-family: Calibri, Helvetica, Sans-Serif">31</TD><TD NOWRAP STYLE="font-weight: bold; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="font-weight: bold; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; text-align: right; font-family: Calibri, Helvetica, Sans-Serif">335</TD><TD NOWRAP STYLE="font-weight: bold; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="font-weight: bold; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; text-align: right; font-family: Calibri, Helvetica, Sans-Serif">335</TD><TD NOWRAP STYLE="font-weight: bold; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White; font-family: Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="font-weight: bold; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">Repurchases of common stock</TD><TD NOWRAP STYLE="font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="font-weight: bold; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; text-align: right; font-family: Calibri, Helvetica, Sans-Serif">&mdash;</TD><TD NOWRAP STYLE="font-weight: bold; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="font-weight: bold; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; text-align: right; font-family: Calibri, Helvetica, Sans-Serif">(2</TD><TD NOWRAP STYLE="font-weight: bold; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">)</TD><TD NOWRAP STYLE="font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="font-weight: bold; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; text-align: right; font-family: Calibri, Helvetica, Sans-Serif">(2</TD><TD NOWRAP STYLE="font-weight: bold; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">)</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255); font-family: Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="font-weight: bold; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">Cash dividends declared ($0.32 per share)</TD><TD NOWRAP STYLE="font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="font-weight: bold; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; text-align: right; font-family: Calibri, Helvetica, Sans-Serif">(5,647</TD><TD NOWRAP STYLE="font-weight: bold; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">)</TD><TD NOWRAP STYLE="font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="font-weight: bold; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; text-align: right; font-family: Calibri, Helvetica, Sans-Serif">(5,647</TD><TD NOWRAP STYLE="font-weight: bold; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">)</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White; font-family: Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="font-weight: bold; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">Preferred dividends</TD><TD NOWRAP STYLE="font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="font-weight: bold; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; text-align: right; font-family: Calibri, Helvetica, Sans-Serif">(2,809</TD><TD NOWRAP STYLE="font-weight: bold; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">)</TD><TD NOWRAP STYLE="font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="font-weight: bold; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; text-align: right; font-family: Calibri, Helvetica, Sans-Serif">(2,809</TD><TD NOWRAP STYLE="font-weight: bold; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">)</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255); font-family: Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="font-weight: bold; text-align: left; padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif">Stock-based compensation</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="font-weight: bold; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; text-align: right; font-family: Calibri, Helvetica, Sans-Serif">72</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font-weight: bold; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="font-weight: bold; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; text-align: right; font-family: Calibri, Helvetica, Sans-Serif">311</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font-weight: bold; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="font-weight: bold; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; text-align: right; font-family: Calibri, Helvetica, Sans-Serif">311</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font-weight: bold; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White; font-family: Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="font-weight: bold; text-align: left; padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif">Other comprehensive income</TD><TD NOWRAP STYLE="font: 1pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; font: 1pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; font: 1pt Calibri, Helvetica, Sans-Serif; text-align: right">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 1pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font: 1pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; font: 1pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; font: 1pt Calibri, Helvetica, Sans-Serif; text-align: right">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 1pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font: 1pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; font: 1pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; font: 1pt Calibri, Helvetica, Sans-Serif; text-align: right">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 1pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font: 1pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; font: 1pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; font: 1pt Calibri, Helvetica, Sans-Serif; text-align: right">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 1pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font: 1pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; font: 1pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; font: 1pt Calibri, Helvetica, Sans-Serif; text-align: right">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 1pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; font-weight: bold; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; font-weight: bold; text-align: right; font-family: Calibri, Helvetica, Sans-Serif">8,506</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font-weight: bold; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; font-weight: bold; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; font-weight: bold; text-align: right; font-family: Calibri, Helvetica, Sans-Serif">8,506</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font-weight: bold; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255); font-family: Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White; font-family: Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="font-weight: bold; text-align: left; padding-bottom: 2.5pt; font-family: Calibri, Helvetica, Sans-Serif">Balances, December 31, 2012</TD><TD NOWRAP STYLE="font-weight: bold; padding-bottom: 2.5pt; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font-weight: bold; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">$</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font-weight: bold; text-align: right; font-family: Calibri, Helvetica, Sans-Serif">70,787</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; font-weight: bold; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; padding-bottom: 2.5pt; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font-weight: bold; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font-weight: bold; text-align: right; font-family: Calibri, Helvetica, Sans-Serif">&mdash;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; font-weight: bold; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; padding-bottom: 2.5pt; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font-weight: bold; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font-weight: bold; text-align: right; font-family: Calibri, Helvetica, Sans-Serif">19,669</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; font-weight: bold; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; padding-bottom: 2.5pt; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font-weight: bold; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">$</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font-weight: bold; text-align: right; font-family: Calibri, Helvetica, Sans-Serif">131,877</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; font-weight: bold; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; padding-bottom: 2.5pt; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font-weight: bold; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font-weight: bold; text-align: right; font-family: Calibri, Helvetica, Sans-Serif">153,629</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; font-weight: bold; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; padding-bottom: 2.5pt; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font-weight: bold; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font-weight: bold; text-align: right; font-family: Calibri, Helvetica, Sans-Serif">(176</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; font-weight: bold; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">)</TD><TD NOWRAP STYLE="font-weight: bold; padding-bottom: 2.5pt; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font-weight: bold; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font-weight: bold; text-align: right; font-family: Calibri, Helvetica, Sans-Serif">356,117</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; font-weight: bold; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
</TABLE>




<P STYLE="font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify"><I>See accompanying notes to consolidated
financial statements.</I></P>

<P STYLE="font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify"><B>&nbsp;</B></P>

<!-- Field: Page; Sequence: 92; Value: 89 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 2px solid"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif"><TR><TD STYLE="text-align: center; width: 100%"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->92<!-- Field: /Sequence --></TD></TR></TABLE></DIV>
    <DIV STYLE="page-break-before: always; margin-top: 6pt; margin-bottom: 12pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif"><TR><TD STYLE="text-align: left; width: 100%"><A HREF="#toc" STYLE="font-style: italic">Table of Contents</A></TD></TR></TABLE></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify"><B></B></P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: center"><B>First Bancorp and Subsidiaries</B></P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: center"><B><A NAME="a_047"></A>Consolidated Statements of Cash Flows</B></P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: center; text-indent: 0"><B>Years Ended December
31, 2012, 2011 and 2010</B></P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: center; text-indent: 0.5in"><B>&nbsp;</B></P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="border-collapse: collapse; width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif">
<TR STYLE="vertical-align: bottom; font-family: Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="font-style: italic; text-align: justify; border-bottom: Black 1pt solid; font-family: Calibri, Helvetica, Sans-Serif">($ in thousands)</TD><TD NOWRAP STYLE="font-weight: bold; padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif; border-bottom: Black 1pt solid">&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="font-weight: bold; text-align: center; border-bottom: Black 1pt solid; font-family: Calibri, Helvetica, Sans-Serif">2012</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font-weight: bold; font-family: Calibri, Helvetica, Sans-Serif; border-bottom: Black 1pt solid">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif; border-bottom: Black 1pt solid">&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="text-align: center; border-bottom: Black 1pt solid; font-family: Calibri, Helvetica, Sans-Serif">2011</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif; border-bottom: Black 1pt solid">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif; border-bottom: Black 1pt solid">&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="text-align: center; border-bottom: Black 1pt solid; font-family: Calibri, Helvetica, Sans-Serif">2010</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif; border-bottom: Black 1pt solid">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255); font-family: Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="font-weight: bold; text-align: justify; font-family: Calibri, Helvetica, Sans-Serif">Cash Flows From Operating Activities</TD><TD NOWRAP STYLE="font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White; font-family: Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="width: 67%; text-align: justify; font-family: Calibri, Helvetica, Sans-Serif">Net income (loss)</TD><TD NOWRAP STYLE="width: 1%; font-weight: bold; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="width: 1%; font-weight: bold; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">$</TD><TD NOWRAP STYLE="width: 8%; font-weight: bold; text-align: right; font-family: Calibri, Helvetica, Sans-Serif">(23,406</TD><TD NOWRAP STYLE="width: 1%; font-weight: bold; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">)</TD><TD NOWRAP STYLE="width: 1%; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="width: 1%; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="width: 8%; text-align: right; font-family: Calibri, Helvetica, Sans-Serif">13,642</TD><TD NOWRAP STYLE="width: 1%; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="width: 1%; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="width: 1%; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="width: 8%; text-align: right; font-family: Calibri, Helvetica, Sans-Serif">9,982</TD><TD NOWRAP STYLE="width: 1%; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255); font-family: Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">Reconciliation of net income (loss) to net cash provided by operating activities:</TD><TD NOWRAP STYLE="font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White; font-family: Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: justify; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Provision for loan losses</TD><TD NOWRAP STYLE="font-weight: bold; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="font-weight: bold; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; text-align: right; font-family: Calibri, Helvetica, Sans-Serif">79,672</TD><TD NOWRAP STYLE="font-weight: bold; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">41,301</TD><TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">54,562</TD><TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255); font-family: Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: justify; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Net security premium amortization</TD><TD NOWRAP STYLE="font-weight: bold; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="font-weight: bold; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; text-align: right; font-family: Calibri, Helvetica, Sans-Serif">1,917</TD><TD NOWRAP STYLE="font-weight: bold; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">1,373</TD><TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">1,491</TD><TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White; font-family: Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: justify; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Purchase accounting accretion and amortization, net</TD><TD NOWRAP STYLE="font-weight: bold; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="font-weight: bold; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; text-align: right; font-family: Calibri, Helvetica, Sans-Serif">(16,117</TD><TD NOWRAP STYLE="font-weight: bold; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">)</TD><TD NOWRAP STYLE="font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">(11,628</TD><TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">)</TD><TD NOWRAP STYLE="font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">(9,963</TD><TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">)</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255); font-family: Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: justify; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Gain from acquisition</TD><TD NOWRAP STYLE="font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">&mdash;</TD><TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">(10,196</TD><TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">)</TD><TD NOWRAP STYLE="font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">&mdash;</TD><TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White; font-family: Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Foreclosed property losses and write-downs</TD><TD NOWRAP STYLE="font-weight: bold; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="font-weight: bold; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; text-align: right; font-family: Calibri, Helvetica, Sans-Serif">28,360</TD><TD NOWRAP STYLE="font-weight: bold; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">27,847</TD><TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">35,511</TD><TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255); font-family: Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: justify; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Gain on securities available for sale</TD><TD NOWRAP STYLE="font-weight: bold; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="font-weight: bold; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; text-align: right; font-family: Calibri, Helvetica, Sans-Serif">(638</TD><TD NOWRAP STYLE="font-weight: bold; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">)</TD><TD NOWRAP STYLE="font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">(74</TD><TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">)</TD><TD NOWRAP STYLE="font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">(26</TD><TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">)</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White; font-family: Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: justify; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Other losses (gains)</TD><TD NOWRAP STYLE="font-weight: bold; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="font-weight: bold; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; text-align: right; font-family: Calibri, Helvetica, Sans-Serif">463</TD><TD NOWRAP STYLE="font-weight: bold; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">(143</TD><TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">)</TD><TD NOWRAP STYLE="font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">(652</TD><TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">)</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255); font-family: Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: justify; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Increase in net deferred loan costs</TD><TD NOWRAP STYLE="font-weight: bold; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="font-weight: bold; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; text-align: right; font-family: Calibri, Helvetica, Sans-Serif">(44</TD><TD NOWRAP STYLE="font-weight: bold; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">)</TD><TD NOWRAP STYLE="font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">(307</TD><TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">)</TD><TD NOWRAP STYLE="font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">(599</TD><TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">)</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White; font-family: Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: justify; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Depreciation of premises and equipment</TD><TD NOWRAP STYLE="font-weight: bold; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="font-weight: bold; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; text-align: right; font-family: Calibri, Helvetica, Sans-Serif">4,557</TD><TD NOWRAP STYLE="font-weight: bold; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">4,388</TD><TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">3,993</TD><TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255); font-family: Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: justify; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Stock-based compensation expense</TD><TD NOWRAP STYLE="font-weight: bold; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="font-weight: bold; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; text-align: right; font-family: Calibri, Helvetica, Sans-Serif">311</TD><TD NOWRAP STYLE="font-weight: bold; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">905</TD><TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">640</TD><TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White; font-family: Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: justify; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Amortization of intangible assets</TD><TD NOWRAP STYLE="font-weight: bold; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="font-weight: bold; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; text-align: right; font-family: Calibri, Helvetica, Sans-Serif">897</TD><TD NOWRAP STYLE="font-weight: bold; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">902</TD><TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">874</TD><TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255); font-family: Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: justify; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Originations of presold mortgages in process of settlement</TD><TD NOWRAP STYLE="font-weight: bold; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="font-weight: bold; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; text-align: right; font-family: Calibri, Helvetica, Sans-Serif">(96,750</TD><TD NOWRAP STYLE="font-weight: bold; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">)</TD><TD NOWRAP STYLE="font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">(76,095</TD><TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">)</TD><TD NOWRAP STYLE="font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">(88,665</TD><TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">)</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White; font-family: Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: justify; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Proceeds from sales of presold mortgages in process of settlement</TD><TD NOWRAP STYLE="font-weight: bold; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="font-weight: bold; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; text-align: right; font-family: Calibri, Helvetica, Sans-Serif">94,350</TD><TD NOWRAP STYLE="font-weight: bold; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">73,967</TD><TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">88,670</TD><TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255); font-family: Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: justify; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Decrease in accrued interest receivable</TD><TD NOWRAP STYLE="font-weight: bold; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="font-weight: bold; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; text-align: right; font-family: Calibri, Helvetica, Sans-Serif">1,578</TD><TD NOWRAP STYLE="font-weight: bold; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">1,800</TD><TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">1,204</TD><TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White; font-family: Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: justify; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Increase in other assets</TD><TD NOWRAP STYLE="font-weight: bold; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="font-weight: bold; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; text-align: right; font-family: Calibri, Helvetica, Sans-Serif">(29,952</TD><TD NOWRAP STYLE="font-weight: bold; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">)</TD><TD NOWRAP STYLE="font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">(30,096</TD><TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">)</TD><TD NOWRAP STYLE="font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">(32,538</TD><TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">)</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255); font-family: Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: justify; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Decrease in accrued interest payable</TD><TD NOWRAP STYLE="font-weight: bold; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="font-weight: bold; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; text-align: right; font-family: Calibri, Helvetica, Sans-Serif">(577</TD><TD NOWRAP STYLE="font-weight: bold; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">)</TD><TD NOWRAP STYLE="font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">(210</TD><TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">)</TD><TD NOWRAP STYLE="font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">(972</TD><TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">)</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White; font-family: Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: justify; padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Increase (decrease) in other liabilities</TD><TD NOWRAP STYLE="font-weight: bold; padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; font-weight: bold; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; font-weight: bold; text-align: right; font-family: Calibri, Helvetica, Sans-Serif">(2,940</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font-weight: bold; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">)</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: right; font-family: Calibri, Helvetica, Sans-Serif">(330</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">)</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: right; font-family: Calibri, Helvetica, Sans-Serif">597</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255); font-family: Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: justify; padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Net cash provided by operating activities</TD><TD NOWRAP STYLE="font-weight: bold; padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; font-weight: bold; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; font-weight: bold; text-align: right; font-family: Calibri, Helvetica, Sans-Serif">41,681</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font-weight: bold; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: right; font-family: Calibri, Helvetica, Sans-Serif">37,046</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: right; font-family: Calibri, Helvetica, Sans-Serif">64,109</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White; font-family: Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: justify; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255); font-family: Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="font-weight: bold; text-align: justify; font-family: Calibri, Helvetica, Sans-Serif">Cash Flows From Investing Activities</TD><TD NOWRAP STYLE="font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White; font-family: Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: justify; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Purchases of securities available for sale</TD><TD NOWRAP STYLE="font-weight: bold; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="font-weight: bold; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; text-align: right; font-family: Calibri, Helvetica, Sans-Serif">(92,058</TD><TD NOWRAP STYLE="font-weight: bold; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">)</TD><TD NOWRAP STYLE="font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">(75,689</TD><TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">)</TD><TD NOWRAP STYLE="font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">(99,310</TD><TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">)</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255); font-family: Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: justify; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Purchases of securities held to maturity</TD><TD NOWRAP STYLE="font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">&mdash;</TD><TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">(4,332</TD><TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">)</TD><TD NOWRAP STYLE="font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">(22,431</TD><TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">)</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White; font-family: Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: justify; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Proceeds from sales of securities available for sale</TD><TD NOWRAP STYLE="font-weight: bold; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="font-weight: bold; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; text-align: right; font-family: Calibri, Helvetica, Sans-Serif">9,641</TD><TD NOWRAP STYLE="font-weight: bold; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">2,518</TD><TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">&mdash;</TD><TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255); font-family: Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: justify; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Proceeds from maturities/issuer calls of securities available for sale</TD><TD NOWRAP STYLE="font-weight: bold; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="font-weight: bold; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; text-align: right; font-family: Calibri, Helvetica, Sans-Serif">96,040</TD><TD NOWRAP STYLE="font-weight: bold; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">75,615</TD><TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">97,202</TD><TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White; font-family: Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: justify; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Proceeds from maturities/issuer calls of securities held to maturity</TD><TD NOWRAP STYLE="font-weight: bold; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="font-weight: bold; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; text-align: right; font-family: Calibri, Helvetica, Sans-Serif">1,690</TD><TD NOWRAP STYLE="font-weight: bold; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">1,053</TD><TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">2,687</TD><TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255); font-family: Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: justify; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Purchase of bank-owned life insurance</TD><TD NOWRAP STYLE="font-weight: bold; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="font-weight: bold; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; text-align: right; font-family: Calibri, Helvetica, Sans-Serif">(25,000</TD><TD NOWRAP STYLE="font-weight: bold; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">)</TD><TD NOWRAP STYLE="font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">&mdash;</TD><TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">&mdash;</TD><TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White; font-family: Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: justify; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Net (increase) decrease in loans</TD><TD NOWRAP STYLE="font-weight: bold; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="font-weight: bold; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; text-align: right; font-family: Calibri, Helvetica, Sans-Serif">(89,718</TD><TD NOWRAP STYLE="font-weight: bold; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">)</TD><TD NOWRAP STYLE="font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">11,912</TD><TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">40,306</TD><TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255); font-family: Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: justify; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Proceeds from FDIC loss share agreements</TD><TD NOWRAP STYLE="font-weight: bold; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="font-weight: bold; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; text-align: right; font-family: Calibri, Helvetica, Sans-Serif">29,796</TD><TD NOWRAP STYLE="font-weight: bold; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">69,339</TD><TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">46,721</TD><TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White; font-family: Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: justify; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Proceeds from sales of foreclosed real estate</TD><TD NOWRAP STYLE="font-weight: bold; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="font-weight: bold; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; text-align: right; font-family: Calibri, Helvetica, Sans-Serif">74,972</TD><TD NOWRAP STYLE="font-weight: bold; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">43,414</TD><TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">24,875</TD><TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255); font-family: Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: justify; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Purchases of premises and equipment</TD><TD NOWRAP STYLE="font-weight: bold; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="font-weight: bold; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; text-align: right; font-family: Calibri, Helvetica, Sans-Serif">(8,953</TD><TD NOWRAP STYLE="font-weight: bold; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">)</TD><TD NOWRAP STYLE="font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">(6,606</TD><TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">)</TD><TD NOWRAP STYLE="font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">(17,543</TD><TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">)</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White; font-family: Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: justify; padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Net cash received (paid) in acquisition</TD><TD NOWRAP STYLE="font-weight: bold; padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; font-weight: bold; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; font-weight: bold; text-align: right; font-family: Calibri, Helvetica, Sans-Serif">9,312</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font-weight: bold; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: right; font-family: Calibri, Helvetica, Sans-Serif">54,037</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: right; font-family: Calibri, Helvetica, Sans-Serif">(171</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">)</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255); font-family: Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: justify; padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Net cash provided by investing activities</TD><TD NOWRAP STYLE="font-weight: bold; padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; font-weight: bold; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; font-weight: bold; text-align: right; font-family: Calibri, Helvetica, Sans-Serif">5,722</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font-weight: bold; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: right; font-family: Calibri, Helvetica, Sans-Serif">171,261</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: right; font-family: Calibri, Helvetica, Sans-Serif">72,336</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White; font-family: Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: justify; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255); font-family: Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="font-weight: bold; text-align: justify; font-family: Calibri, Helvetica, Sans-Serif">Cash Flows From Financing Activities</TD><TD NOWRAP STYLE="font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White; font-family: Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: justify; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Net increase (decrease) in deposits and repurchase agreements</TD><TD NOWRAP STYLE="font-weight: bold; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="font-weight: bold; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; text-align: right; font-family: Calibri, Helvetica, Sans-Serif">39,888</TD><TD NOWRAP STYLE="font-weight: bold; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">(127,253</TD><TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">)</TD><TD NOWRAP STYLE="font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">(287,982</TD><TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">)</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255); font-family: Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: justify; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Proceeds from (repayments of) borrowings, net</TD><TD NOWRAP STYLE="font-weight: bold; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="font-weight: bold; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; text-align: right; font-family: Calibri, Helvetica, Sans-Serif">(87,500</TD><TD NOWRAP STYLE="font-weight: bold; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">)</TD><TD NOWRAP STYLE="font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">(66,881</TD><TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">)</TD><TD NOWRAP STYLE="font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">20,400</TD><TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White; font-family: Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: justify; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Cash dividends paid &ndash; common stock</TD><TD NOWRAP STYLE="font-weight: bold; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="font-weight: bold; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; text-align: right; font-family: Calibri, Helvetica, Sans-Serif">(5,426</TD><TD NOWRAP STYLE="font-weight: bold; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">)</TD><TD NOWRAP STYLE="font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">(5,390</TD><TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">)</TD><TD NOWRAP STYLE="font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">(5,359</TD><TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">)</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255); font-family: Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: justify; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Cash dividends paid &ndash; preferred stock</TD><TD NOWRAP STYLE="font-weight: bold; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="font-weight: bold; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; text-align: right; font-family: Calibri, Helvetica, Sans-Serif">(3,037</TD><TD NOWRAP STYLE="font-weight: bold; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">)</TD><TD NOWRAP STYLE="font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">(2,847</TD><TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">)</TD><TD NOWRAP STYLE="font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">(3,250</TD><TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">)</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White; font-family: Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: justify; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Proceeds from issuance of preferred stock</TD><TD NOWRAP STYLE="font-weight: bold; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="font-weight: bold; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; text-align: right; font-family: Calibri, Helvetica, Sans-Serif">7,287</TD><TD NOWRAP STYLE="font-weight: bold; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">63,500</TD><TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">&mdash;</TD><TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255); font-family: Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: justify; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Proceeds from issuance of common stock</TD><TD NOWRAP STYLE="font-weight: bold; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="font-weight: bold; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; text-align: right; font-family: Calibri, Helvetica, Sans-Serif">26,727</TD><TD NOWRAP STYLE="font-weight: bold; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">881</TD><TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">840</TD><TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White; font-family: Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: justify; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Redemption of preferred stock</TD><TD NOWRAP STYLE="font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">&mdash;</TD><TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">(65,000</TD><TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">)</TD><TD NOWRAP STYLE="font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">&mdash;</TD><TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255); font-family: Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: justify; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Repurchase of common stock</TD><TD NOWRAP STYLE="font-weight: bold; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="font-weight: bold; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; text-align: right; font-family: Calibri, Helvetica, Sans-Serif">(2</TD><TD NOWRAP STYLE="font-weight: bold; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">)</TD><TD NOWRAP STYLE="font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">(228</TD><TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">)</TD><TD NOWRAP STYLE="font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">&mdash;</TD><TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White; font-family: Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: justify; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Repurchase of common stock warrants</TD><TD NOWRAP STYLE="font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">&mdash;</TD><TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">(924</TD><TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">)</TD><TD NOWRAP STYLE="font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">&mdash;</TD><TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255); font-family: Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: justify; padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Tax benefit from exercise of nonqualified stock options</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: right; font-family: Calibri, Helvetica, Sans-Serif">&mdash;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: right; font-family: Calibri, Helvetica, Sans-Serif">&mdash;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: right; font-family: Calibri, Helvetica, Sans-Serif">36</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White; font-family: Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: justify; padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Net cash used by financing activities</TD><TD NOWRAP STYLE="font-weight: bold; padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; font-weight: bold; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; font-weight: bold; text-align: right; font-family: Calibri, Helvetica, Sans-Serif">(22,063</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font-weight: bold; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">)</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: right; font-family: Calibri, Helvetica, Sans-Serif">(204,142</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">)</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: right; font-family: Calibri, Helvetica, Sans-Serif">(275,315</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">)</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255); font-family: Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: justify; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White; font-family: Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="font-weight: bold; text-align: justify; font-family: Calibri, Helvetica, Sans-Serif">Increase (decrease) in Cash and Cash Equivalents</TD><TD NOWRAP STYLE="font-weight: bold; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="font-weight: bold; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; text-align: right; font-family: Calibri, Helvetica, Sans-Serif">25,340</TD><TD NOWRAP STYLE="font-weight: bold; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">4,165</TD><TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">(138,870</TD><TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">)</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255); font-family: Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="font-weight: bold; text-align: justify; padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif">Cash and Cash Equivalents, Beginning of Year</TD><TD NOWRAP STYLE="font-weight: bold; padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; font-weight: bold; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; font-weight: bold; text-align: right; font-family: Calibri, Helvetica, Sans-Serif">216,167</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font-weight: bold; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: right; font-family: Calibri, Helvetica, Sans-Serif">212,002</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: right; font-family: Calibri, Helvetica, Sans-Serif">350,872</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White; font-family: Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: justify; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255); font-family: Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="font-weight: bold; text-align: justify; padding-bottom: 2.5pt; font-family: Calibri, Helvetica, Sans-Serif">Cash and Cash Equivalents, End of Year</TD><TD NOWRAP STYLE="font-weight: bold; padding-bottom: 2.5pt; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font-weight: bold; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">$</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font-weight: bold; text-align: right; font-family: Calibri, Helvetica, Sans-Serif">241,507</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; font-weight: bold; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; text-align: right; font-family: Calibri, Helvetica, Sans-Serif">216,167</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; text-align: right; font-family: Calibri, Helvetica, Sans-Serif">212,002</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White; font-family: Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: justify; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255); font-family: Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="font-weight: bold; text-align: justify; font-family: Calibri, Helvetica, Sans-Serif">Supplemental Disclosures of Cash Flow Information:</TD><TD NOWRAP STYLE="font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White; font-family: Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: justify; font-family: Calibri, Helvetica, Sans-Serif">Cash paid during the period for interest</TD><TD NOWRAP STYLE="font-weight: bold; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="font-weight: bold; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">$</TD><TD NOWRAP STYLE="font-weight: bold; text-align: right; font-family: Calibri, Helvetica, Sans-Serif">17,893</TD><TD NOWRAP STYLE="font-weight: bold; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">23,775</TD><TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">32,879</TD><TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255); font-family: Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: justify; font-family: Calibri, Helvetica, Sans-Serif">Cash paid during the period for income taxes</TD><TD NOWRAP STYLE="font-weight: bold; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="font-weight: bold; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; text-align: right; font-family: Calibri, Helvetica, Sans-Serif">14,292</TD><TD NOWRAP STYLE="font-weight: bold; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">14,893</TD><TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">16,309</TD><TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White; font-family: Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: justify; font-family: Calibri, Helvetica, Sans-Serif">Non-cash investing and financing transactions:</TD><TD NOWRAP STYLE="font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255); font-family: Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: justify; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Foreclosed loans transferred to foreclosed real estate</TD><TD NOWRAP STYLE="font-weight: bold; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="font-weight: bold; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; text-align: right; font-family: Calibri, Helvetica, Sans-Serif">53,521</TD><TD NOWRAP STYLE="font-weight: bold; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">76,242</TD><TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">123,962</TD><TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White; font-family: Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: justify; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Loans transferred to loans held-for-sale (at liquidation value)</TD><TD NOWRAP STYLE="font-weight: bold; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="font-weight: bold; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; text-align: right; font-family: Calibri, Helvetica, Sans-Serif">30,393</TD><TD NOWRAP STYLE="font-weight: bold; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">&mdash;</TD><TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">&mdash;</TD><TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255); font-family: Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: justify; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Unrealized gain (loss) on securities available for sale, net of taxes</TD><TD NOWRAP STYLE="font-weight: bold; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="font-weight: bold; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; text-align: right; font-family: Calibri, Helvetica, Sans-Serif">(369</TD><TD NOWRAP STYLE="font-weight: bold; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">)</TD><TD NOWRAP STYLE="font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">864</TD><TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">395</TD><TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
</TABLE>

<P STYLE="font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify"><I>See accompanying notes to consolidated
financial statements.</I></P>


<!-- Field: Page; Sequence: 93; Value: 89 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 2px solid"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif"><TR><TD STYLE="text-align: center; width: 100%"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->93<!-- Field: /Sequence --></TD></TR></TABLE></DIV>
    <DIV STYLE="page-break-before: always; margin-top: 6pt; margin-bottom: 12pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif"><TR><TD STYLE="text-align: left; width: 100%"><A HREF="#toc" STYLE="font-style: italic">Table of Contents</A></TD></TR></TABLE></DIV>
    <!-- Field: /Page -->


<P STYLE="font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: center"><B>First Bancorp and Subsidiaries</B></P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: center"><B><A NAME="a_048"></A>Notes to Consolidated Financial Statements</B></P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: center"><B>December 31, 2012</B></P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify"><B>Note 1. Summary of Significant Accounting
Policies</B></P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"><FONT STYLE="font-family: Calibri, Helvetica, Sans-Serif"><B>(a)</B>
<B>Basis of Presentation</B> </FONT><FONT STYLE="font-family: Symbol">-</FONT><FONT STYLE="font-family: Calibri, Helvetica, Sans-Serif">
The consolidated financial statements include the accounts of First Bancorp (the Company) and its wholly owned subsidiary - First
Bank (the Bank). The Bank has two wholly owned subsidiaries that are fully consolidated - First Bank Insurance Services, Inc. (First
Bank Insurance) and First Troy SPE, LLC. All significant intercompany accounts and transactions have been eliminated. Subsequent
events have been evaluated through the date of filing this Form 10-K.</FONT></P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left; text-indent: 13.5pt">&nbsp;</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">The Company is a bank holding company.
The principal activity of the Company is the ownership and operation of the Bank, a state chartered bank with its main office in
Troy, North Carolina. The Company is also the parent company for a series of statutory trusts that were formed at various times
since 2002 for the purpose of issuing trust preferred debt securities. The trusts are not consolidated for financial reporting
purposes; however, notes issued by the Company to the trusts in return for the proceeds from the issuance of the trust preferred
securities are included in the consolidated financial statements and have terms that are substantially the same as the corresponding
trust preferred securities. The trust preferred securities qualify as capital for regulatory capital adequacy requirements. First
Bank Insurance is an agent for property and casualty insurance policies. First Troy SPE, LLC was formed in order to hold and dispose
of certain real estate foreclosed upon by the Bank.</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">&nbsp;</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">The preparation of financial statements
in conformity with generally accepted accounting principles in the United States of America requires management to make estimates
and assumptions that affect the reported amounts of assets and liabilities and disclosure of contingent liabilities at the date
of the financial statements and the reported amounts of revenues and expenses during the reporting period. Actual results could
differ from those estimates. The most significant estimates made by the Company in the preparation of its consolidated financial
statements are the determination of the allowance for loan losses, the valuation of other real estate, the accounting and impairment
testing related to intangible assets, and the fair value and discount accretion of loans acquired in FDIC-assisted transactions.</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">&nbsp;</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"><FONT STYLE="font-family: Calibri, Helvetica, Sans-Serif"><B>(b)
Cash and Cash Equivalents</B> </FONT><FONT STYLE="font-family: Symbol">-</FONT><FONT STYLE="font-family: Calibri, Helvetica, Sans-Serif">
The Company considers all highly liquid assets such as cash on hand, noninterest-bearing and interest-bearing amounts due from
banks and federal funds sold to be &ldquo;cash equivalents.&rdquo;</FONT></P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">&nbsp;</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"><FONT STYLE="font-family: Calibri, Helvetica, Sans-Serif"><B>(c)
Securities </B></FONT><FONT STYLE="font-family: Symbol">-</FONT><FONT STYLE="font-family: Calibri, Helvetica, Sans-Serif"> Debt
securities that the Company has the positive intent and ability to hold to maturity are classified as &ldquo;held to maturity&rdquo;
and carried at amortized cost. Securities not classified as held to maturity are classified as &ldquo;available for sale&rdquo;
and carried at fair value, with unrealized gains and losses being reported as other comprehensive income or loss and reported as
a separate component of shareholders&rsquo; equity.</FONT></P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left; text-indent: 13.5pt">&nbsp;</P>

<P STYLE="font: 10pt Calibri, Helvetica, Sans-Serif; margin: 0 0 10pt; text-align: left">A decline in the market value of any available
for sale or held to maturity security below cost that is deemed to be other than temporary results in a reduction in carrying amount
to fair value. The impairment is charged to earnings and a new cost basis for the security is established. Any equity security
that is in an unrealized loss position for twelve consecutive months is presumed to be other than temporarily impaired and an impairment
charge is recorded unless the amount of the charge is insignificant.</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">Gains and losses on sales of securities
are recognized at the time of sale based upon the specific identification method. Premiums and discounts are amortized into income
on a level yield basis, with premiums being amortized to the earliest call date and discounts being accreted to the stated maturity
date.</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">&nbsp;</P>

<!-- Field: Page; Sequence: 94; Value: 89 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 2px solid"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif"><TR><TD STYLE="text-align: center; width: 100%"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->94<!-- Field: /Sequence --></TD></TR></TABLE></DIV>
    <DIV STYLE="page-break-before: always; margin-top: 6pt; margin-bottom: 12pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif"><TR><TD STYLE="text-align: left; width: 100%"><A HREF="#toc" STYLE="font-style: italic">Table of Contents</A></TD></TR></TABLE></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">&nbsp;</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"><FONT STYLE="font-family: Calibri, Helvetica, Sans-Serif"><B>(d)
Premises and Equipment</B> </FONT><FONT STYLE="font-family: Symbol">-</FONT><FONT STYLE="font-family: Calibri, Helvetica, Sans-Serif">
Premises and equipment are stated at cost less accumulated depreciation. Depreciation, computed by the straight-line method, is
charged to operations over the estimated useful lives of the properties, which range from 2 to 40 years or, in the case of leasehold
improvements, over the term of the lease, if shorter. Maintenance and repairs are charged to operations in the year incurred. Gains
and losses on dispositions are included in current operations.</FONT></P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">&nbsp;</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"><B>(e) Loans &ndash; </B>Loans are stated
at the principal amount outstanding less any partial charge-offs plus deferred origination costs, net of nonrefundable loan fees.
Interest on loans is accrued on the unpaid principal balance outstanding. Net deferred loan origination costs/fees are capitalized
and recognized as a yield adjustment over the life of the related loan.</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">&nbsp;</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">The Company does not hold any interest-only
strips, loans, other receivables, or retained interests in securitizations that can be contractually prepaid or otherwise settled
in a way that it would not recover substantially all of its recorded investment.</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">&nbsp;</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">Purchased loans acquired in a business
combination, which include loans that were purchased in the 2009 Cooperative Bank acquisition and the 2011 Bank of Asheville acquisition,
are recorded at estimated fair value on their purchase date. The purchaser cannot carry over any related allowance for loan losses.</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">&nbsp;</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">The Company follows specific accounting
guidance related to purchased impaired loans when purchased loans have evidence of credit deterioration since origination and it
is probable at the date of acquisition that the Company will not collect all contractually required principal and interest payments.
Evidence of credit quality deterioration as of the purchase date may include statistics such as past due and nonaccrual status.
The accounting guidance permits the use of the cost recovery method of income recognition for those purchased impaired loans for
which the timing and amount of cash flows expected to be collected cannot be reasonably estimated. Under the cost recovery method
of income recognition, all cash receipts are initially applied to principal, with interest income being recorded only after the
carrying value of the loan has been reduced to zero. Substantially all of the Company&rsquo;s purchased impaired loans to date
have had uncertain cash flows and thus are accounted for under the cost recovery method of income recognition.</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left; text-indent: 0.25in">&nbsp;</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">For nonimpaired purchased loans, the Company
accretes any fair value discount over the life of the loan in a manner consistent with the guidance for accounting for loan origination
fees and costs.</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left; text-indent: 0.25in">&nbsp;</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">A loan is placed on nonaccrual status
when, in management&rsquo;s judgment, the collection of interest appears doubtful. The accrual of interest is discontinued on all
loans that become 90 days or more past due with respect to principal or interest. The past due status of loans is based on the
contractual payment terms. While a loan is on nonaccrual status, the Company&rsquo;s policy is that all cash receipts are applied
to principal. Once the recorded principal balance has been reduced to zero, future cash receipts are applied to recoveries of any
amounts previously charged off. Further cash receipts are recorded as interest income to the extent that any interest has been
foregone. Loans are removed from nonaccrual status when they become current as to both principal and interest and when concern
no longer exists as to the collectability of principal or interest. In some cases, where borrowers are experiencing financial difficulties,
loans may be restructured to provide terms significantly different from the originally contracted terms. The nonaccrual policy
discussed above applies to all loan classifications.</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left; text-indent: 0.25in">&nbsp;</P>

<!-- Field: Page; Sequence: 95; Value: 89 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 2px solid"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif"><TR><TD STYLE="text-align: center; width: 100%"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->95<!-- Field: /Sequence --></TD></TR></TABLE></DIV>
    <DIV STYLE="page-break-before: always; margin-top: 6pt; margin-bottom: 12pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif"><TR><TD STYLE="text-align: left; width: 100%"><A HREF="#toc" STYLE="font-style: italic">Table of Contents</A></TD></TR></TABLE></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">&nbsp;</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">A loan is considered to be impaired when,
based on current information and events, it is probable the Company will be unable to collect all amounts due according to the
contractual terms of the loan agreement. Impaired loans are measured using either 1) an estimate of the cash flows that the Company
expects to receive from the borrower discounted at the loan&rsquo;s effective rate, or 2) in the case of a collateral-dependent
loan, the fair value of the collateral. Unless restructured, while a loan is considered to be impaired, the Company&rsquo;s policy
is that interest accrual is discontinued and all cash receipts are applied to principal. Once the recorded principal balance has
been reduced to zero, future cash receipts are applied to recoveries of any amounts previously charged off. Further cash receipts
are recorded as interest income to the extent that any interest has been foregone. Impaired loans that are restructured are returned
to accruing status in accordance with the restructured terms if the Company believes that the borrower will be able to meet the
obligations of the restructured loan terms. The impairment policy discussed above applies to all loan classifications.</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left; text-indent: 13.7pt">&nbsp;</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"><FONT STYLE="font-family: Calibri, Helvetica, Sans-Serif"><B>(f)
Presold Mortgages in Process of Settlement and Loans Held for Sale </B></FONT><B><FONT STYLE="font-family: Symbol">-</FONT></B><FONT STYLE="font-family: Calibri, Helvetica, Sans-Serif">
As a part of normal business operations, the Company originates residential mortgage loans that have been pre-approved by secondary
investors to be sold on a best efforts basis. The terms of the loans are set by the secondary investors, and the purchase price
that the investor will pay for the loan is agreed to prior to the funding of the loan by the Company. Generally within three weeks
after funding, the loans are transferred to the investor in accordance with the agreed-upon terms. The Company records gains from
the sale of these loans on the settlement date of the sale equal to the difference between the proceeds received and the carrying
amount of the loan. The gain generally represents the portion of the proceeds attributed to service release premiums received from
the investors and the realization of origination fees received from borrowers that were deferred as part of the carrying amount
of the loan. Between the initial funding of the loans by the Company and the subsequent reimbursement by the investors, the Company
carries the loans on its balance sheet at the lower of cost or market. </FONT></P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left; text-indent: 13.7pt">&nbsp;</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">Periodically, the Company originates commercial
loans and decides to sell them in the secondary market. The Company carries these loans at the lower of cost or fair value at each
reporting date. There were no such loans held for sale as of December 31, 2012 or 2011.</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">&nbsp;</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">As of December 31, 2012, the Company held
$30.4 million in loans classified as held for sale because the Company had solicited and received bids to sell approximately $68
million of loans to an unaffiliated third-party investor, and it was the Company&rsquo;s intent to accept one of the offers received.
As of December 31, 2012, these loans were reclassified out of the loans held for investment category and segregated on the balance
sheet as held for sale. These loans are carried at their liquidation value based on the bid received that the Company accepted,
with the remaining difference of approximately $37.6 million being charged-off through the allowance for loan losses. The completion
of the loan sale occurred in January 2013.</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left; text-indent: 13.5pt">&nbsp;</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"><FONT STYLE="font-family: Calibri, Helvetica, Sans-Serif"><B>(g)
Allowance for Loan Losses</B> </FONT><FONT STYLE="font-family: Symbol">-</FONT><FONT STYLE="font-family: Calibri, Helvetica, Sans-Serif">
The allowance for loan losses is established through a provision for loan losses charged to expense. Loans are charged-off against
the allowance for loan losses when management believes that the collectability of the principal is unlikely. The provision for
loan losses charged to operations is an amount sufficient to bring the allowance for loan losses to an estimated balance considered
adequate to absorb losses inherent in the portfolio. Management&rsquo;s determination of the adequacy of the allowance is based
on several factors, including:</FONT></P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left; text-indent: 13.5pt">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin-top: 0; margin-bottom: 0"><TR STYLE="vertical-align: top; font-family: Calibri, Helvetica, Sans-Serif">
<TD STYLE="width: 33.75pt; font-family: Calibri, Helvetica, Sans-Serif"></TD><TD STYLE="width: 18pt; font-family: Calibri, Helvetica, Sans-Serif">1.</TD><TD STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">Risk grades assigned to the loans in the portfolio,</TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin-top: 0; margin-bottom: 0"><TR STYLE="vertical-align: top; font-family: Calibri, Helvetica, Sans-Serif">
<TD STYLE="width: 33.75pt; font-family: Calibri, Helvetica, Sans-Serif"></TD><TD STYLE="width: 18pt; font-family: Calibri, Helvetica, Sans-Serif">2.</TD><TD STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">Specific reserves for larger loans with concerns regarding repayment ability,</TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin-top: 0; margin-bottom: 0"><TR STYLE="vertical-align: top; font-family: Calibri, Helvetica, Sans-Serif">
<TD STYLE="width: 33.75pt; font-family: Calibri, Helvetica, Sans-Serif"></TD><TD STYLE="width: 18pt; font-family: Calibri, Helvetica, Sans-Serif">3.</TD><TD STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">Current economic conditions, including the local, state, and national economic outlook; interest rate
risk; trends in loan volume, mix and size of loans; levels and trends of delinquencies,</TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin-top: 0; margin-bottom: 0"><TR STYLE="vertical-align: top; font-family: Calibri, Helvetica, Sans-Serif">
<TD STYLE="width: 33.75pt; font-family: Calibri, Helvetica, Sans-Serif"></TD><TD STYLE="width: 18pt; font-family: Calibri, Helvetica, Sans-Serif">4.</TD><TD STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">Historical loan loss experience, and</TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin-top: 0; margin-bottom: 0"><TR STYLE="vertical-align: top; font-family: Calibri, Helvetica, Sans-Serif">
<TD STYLE="width: 33.75pt; font-family: Calibri, Helvetica, Sans-Serif"></TD><TD STYLE="width: 18pt; font-family: Calibri, Helvetica, Sans-Serif">5.</TD><TD STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">An assessment of the risk characteristics of the Company&rsquo;s loan portfolio, including industry
concentrations, payment structures, and credit administration practices.</TD></TR></TABLE>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left; text-indent: 0.1in">&nbsp;</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">While management uses the best information
available to make evaluations, future adjustments may be necessary if economic and other conditions differ substantially from the
assumptions used.</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left; text-indent: 13.5pt">&nbsp;</P>

<!-- Field: Page; Sequence: 96; Value: 89 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 2px solid"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif"><TR><TD STYLE="text-align: center; width: 100%"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->96<!-- Field: /Sequence --></TD></TR></TABLE></DIV>
    <DIV STYLE="page-break-before: always; margin-top: 6pt; margin-bottom: 12pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif"><TR><TD STYLE="text-align: left; width: 100%"><A HREF="#toc" STYLE="font-style: italic">Table of Contents</A></TD></TR></TABLE></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"></P>

<P STYLE="font: 10pt Calibri, Helvetica, Sans-Serif; margin: 0">For loans covered under loss share agreements, subsequent decreases
to the expected cash flows will generally result in additional provisions for loan losses. Subsequent increases in expected cash
flows will result in a reversal of the allowance for loan losses to the extent of prior allowance recognition.</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">&nbsp;</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">In addition, various regulatory agencies,
as an integral part of their examination process, periodically review the Bank&rsquo;s allowance for loan losses. Such agencies
may require the Bank to recognize additions to the allowance based on the examiners&rsquo; judgment about information available
to them at the time of their examinations.</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left; text-indent: 13.5pt">&nbsp;</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"><FONT STYLE="font-family: Calibri, Helvetica, Sans-Serif"><B>(h)
Foreclosed Real Estate</B> </FONT><FONT STYLE="font-family: Symbol">-</FONT><FONT STYLE="font-family: Calibri, Helvetica, Sans-Serif">
Foreclosed real estate consists primarily of real estate acquired by the Company through legal foreclosure or deed in lieu of foreclosure.
The property is initially carried at the lower of cost (generally the loan balance plus additional costs incurred for improvements
to the property) or the estimated fair value of the property less estimated selling costs. If there are subsequent declines in
fair value, which is reviewed routinely by management, the property is written down to its fair value through a charge to expense.
Capital expenditures made to improve the property are capitalized. Costs of holding real estate, such as property taxes, insurance
and maintenance, less related revenues during the holding period, are recorded as expense. In December 2012, the Company recorded
a write-down of $10.6 million related to its non-covered foreclosed properties. This write-down reduced the carrying value of these
properties by approximately 29% beyond their standard carrying value as described above. This write down was recorded because of
management&rsquo;s intent to dispose of these properties in an expedited manner and accept sales prices lower than normal practice.</FONT></P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left; text-indent: 0.25in">&nbsp;</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"><B>(i) FDIC Indemnification Asset &ndash;
</B>The FDIC indemnification asset relates to loss share agreements with the FDIC, whereby the FDIC has agreed to reimburse to
the Company a percentage of the losses related to loans and other real estate that the Company assumed in the acquisition of two
failed banks. This indemnification asset is measured separately from the loan portfolio and other real estate because it is not
contractually embedded in the loans and is not transferable with the loans should the Company choose to dispose of them. The carrying
value of this receivable at each period end is the sum of:&nbsp; 1) actual claims that have been submitted to the FDIC for reimbursement
that have not yet been received and 2) the Company&rsquo;s estimated amount of loan and other real estate losses covered by the
agreements multiplied by the FDIC reimbursement percentage.&nbsp; At December 31, 2012 and 2011, the amount of loss claims that
had been incurred but not yet reimbursed by the FDIC was $33.0 million and $13.4 million, respectively.</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left; text-indent: 13.5pt">&nbsp;</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"><FONT STYLE="font-family: Calibri, Helvetica, Sans-Serif"><B>(j)
Income Taxes </B></FONT><B><FONT STYLE="font-family: Symbol">-</FONT></B><FONT STYLE="font-family: Calibri, Helvetica, Sans-Serif">
Income taxes are accounted for under the asset and liability method. Deferred tax assets and liabilities are recognized for the
future tax consequences attributable to differences between the financial statement carrying amounts of existing assets and liabilities
and their respective tax bases and operating loss and tax credit carryforwards. Deferred tax assets and liabilities are measured
using enacted tax rates expected to apply to taxable income in the years in which those temporary differences are expected to be
recovered or settled. The effect on deferred tax assets and liabilities of a change in tax rates is recognized in income in the
period that includes the enactment date. Deferred tax assets are reduced, if necessary, by the amount of such benefits that are
not expected to be realized based upon available evidence. The Company&rsquo;s investment tax credits, which are low income housing
tax credits and state historic tax credits, are recorded in the period that they are reflected in the Company&rsquo;s tax returns.</FONT></P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left; text-indent: 13.5pt">&nbsp;</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"><FONT STYLE="font-family: Calibri, Helvetica, Sans-Serif"><B>(k)
Intangible Assets</B> </FONT><FONT STYLE="font-family: Symbol">-</FONT><FONT STYLE="font-family: Calibri, Helvetica, Sans-Serif">
Business combinations are accounted for using the purchase method of accounting. Identifiable intangible assets are recognized
separately and are amortized over their estimated useful lives, which for the Company has generally been seven to ten years and
at an accelerated rate. Goodwill is recognized in business combinations to the extent that the price paid exceeds the fair value
of the net assets acquired, including any identifiable intangible assets. Goodwill is not amortized, but as discussed in Note 1(q),
is subject to fair value impairment tests on at least an annual basis.</FONT></P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">&nbsp;</P>

<!-- Field: Page; Sequence: 97; Value: 89 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 2px solid"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif"><TR><TD STYLE="text-align: center; width: 100%"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->97<!-- Field: /Sequence --></TD></TR></TABLE></DIV>
    <DIV STYLE="page-break-before: always; margin-top: 6pt; margin-bottom: 12pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif"><TR><TD STYLE="text-align: left; width: 100%"><A HREF="#toc" STYLE="font-style: italic">Table of Contents</A></TD></TR></TABLE></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">&nbsp;</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"><B>(l) Bank-owned life insurance</B> &ndash;
The Company has purchased life insurance policies on certain current and past key employees and directors where the insurance policy
benefits and ownership are retained by the employer. These policies are recorded at their cash surrender value. Income from these
policies and changes in the net cash surrender value are recorded within noninterest income as &ldquo;Bank-owned life insurance
income.&rdquo;</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left; text-indent: 13.5pt">&nbsp;</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"><B>(m)</B> <B>Other Investments</B> &ndash;
The Company accounts for investments in limited partnerships, limited liability companies (&ldquo;LLCs&rdquo;), and other privately
held companies using either the cost or the equity method of accounting. The accounting treatment depends upon the Company&rsquo;s
percentage ownership and degree of management influence.</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">&nbsp;</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">Under the cost method of accounting, the
Company records an investment in stock at cost and generally recognizes cash dividends received as income. If cash dividends received
exceed the Company&rsquo;s relative ownership of the investee&rsquo;s earnings since the investment date, these payments are considered
a return of investment and reduce the cost of the investment.</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">&nbsp;</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">Under the equity method of accounting,
the Company records its initial investment at cost. Subsequently, the carrying amount of the investment is increased or decreased
to reflect the Company&rsquo;s share of income or loss of the investee. The Company&rsquo;s recognition of earnings or losses from
an equity method investment is based on the Company&rsquo;s ownership percentage in the investee and the investee&rsquo;s earnings
on a quarterly basis. The investees generally provide their financial information during the quarter following the end of a given
period. The Company&rsquo;s policy is to record its share of earnings or losses on equity method investments in the quarter the
financial information is received.</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">&nbsp;</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">All of the Company&rsquo;s investments
in limited partnerships, LLCs, and other companies are privately held, and their market values are not readily available. The Company&rsquo;s
management evaluates its investments in investees for impairment based on the investee&rsquo;s ability to generate cash through
its operations or obtain alternative financing, and other subjective factors. There are inherent risks associated with the Company&rsquo;s
investments in such companies, which may result in income statement volatility in future periods.</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">&nbsp;</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">At December&nbsp;31, 2012 and 2011, the
Company&rsquo;s investments in limited partnerships, LLCs and other privately held companies totaled $2.4 million and $2.6 million,
respectively, and were included in other assets.</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left; text-indent: 13.5pt"><B>&nbsp;</B></P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"><FONT STYLE="font-family: Calibri, Helvetica, Sans-Serif"><B>(n)
Stock Option Plan </B></FONT><B><FONT STYLE="font-family: Symbol">-</FONT></B><FONT STYLE="font-family: Calibri, Helvetica, Sans-Serif">
At December 31, 2012, the Company had three equity-based employee compensation plans, which are described more fully in Note 15.
The Company accounts for these plans under the recognition and measurement principles of relevant accounting guidance. </FONT></P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left; text-indent: 13.5pt">&nbsp;</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"><FONT STYLE="font-family: Calibri, Helvetica, Sans-Serif"><B>(o)
Per Share Amounts</B> </FONT><FONT STYLE="font-family: Symbol">-</FONT><FONT STYLE="font-family: Calibri, Helvetica, Sans-Serif">
Basic Earnings Per Common Share is calculated by dividing net income (loss) available to common shareholders by the weighted average
number of common shares outstanding during the period. Diluted Earnings Per Common Share is computed by assuming the issuance of
common shares for all potentially dilutive common shares outstanding during the reporting period. Currently, the Company&rsquo;s
potentially dilutive common stock issuances relate to stock option grants under the Company&rsquo;s equity-based plans and the
Company&rsquo;s Series C Preferred stock, which is convertible into common stock on a one-for-one ratio.</FONT></P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">&nbsp;</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">In computing Diluted Earnings Per Common
Share, adjustments are made to the computation of Basic Earnings Per Common shares, as follows. As it relates to stock options,
it is assumed that all dilutive stock options are exercised during the reporting period at their respective exercise prices, with
the proceeds from the exercises used by the Company to buy back stock in the open market at the average market price in effect
during the reporting period. The difference between the number of shares assumed to be exercised and the number of shares bought
back is included in the calculation of dilutive securities. As it relates to the Series C preferred stock, it is assumed that the
preferred stock was converted to common stock during the reporting period. Dividends on the preferred stock are added back to net
income and the shares assumed to be converted are included in the number of shares outstanding.</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">&nbsp;</P>

<!-- Field: Page; Sequence: 98; Value: 89 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 2px solid"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif"><TR><TD STYLE="text-align: center; width: 100%"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->98<!-- Field: /Sequence --></TD></TR></TABLE></DIV>
    <DIV STYLE="page-break-before: always; margin-top: 6pt; margin-bottom: 12pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif"><TR><TD STYLE="text-align: left; width: 100%"><A HREF="#toc" STYLE="font-style: italic">Table of Contents</A></TD></TR></TABLE></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">&nbsp;</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">If any of the potentially dilutive common
stock issuances have an anti-dilutive effect, which is the case when a net loss is reported, the potentially dilutive common stock
issuance is disregarded.</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">&nbsp;</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">The following is a reconciliation of the
numerators and denominators used in computing Basic and Diluted Earnings Per Common Share:</P>

<P STYLE="font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="border-collapse: collapse; width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif">
<TR STYLE="vertical-align: bottom; font-family: Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: justify; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD COLSPAN="34" NOWRAP STYLE="text-align: center; border-bottom: Black 1pt solid; font-family: Calibri, Helvetica, Sans-Serif">For the Years Ended December 31,</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; font-family: Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: justify; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD COLSPAN="10" NOWRAP STYLE="font-weight: bold; text-align: center; border-bottom: Black 1pt solid; font-family: Calibri, Helvetica, Sans-Serif">2012</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font-weight: bold; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD COLSPAN="10" NOWRAP STYLE="text-align: center; border-bottom: Black 1pt solid; font-family: Calibri, Helvetica, Sans-Serif">2011</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD COLSPAN="10" NOWRAP STYLE="text-align: center; border-bottom: Black 1pt solid; font-family: Calibri, Helvetica, Sans-Serif">2010</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; font-family: Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="font-style: italic; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">($ in thousands,&nbsp;except per share&nbsp;amounts)</TD><TD NOWRAP STYLE="font-weight: bold; padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="font-weight: bold; text-align: center; border-bottom: Black 1pt solid; font-family: Calibri, Helvetica, Sans-Serif">Income <BR>(Numer-<BR>
ator)</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font-weight: bold; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="font-weight: bold; text-align: center; border-bottom: Black 1pt solid; font-family: Calibri, Helvetica, Sans-Serif">Shares <BR>(Denom-<BR>
inator)</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font-weight: bold; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="font-weight: bold; text-align: center; border-bottom: Black 1pt solid; font-family: Calibri, Helvetica, Sans-Serif">Per <BR>Share <BR>Amount</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font-weight: bold; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="text-align: center; border-bottom: Black 1pt solid; font-family: Calibri, Helvetica, Sans-Serif">Income <BR>(Numer-<BR>
ator)</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="text-align: center; border-bottom: Black 1pt solid; font-family: Calibri, Helvetica, Sans-Serif">Shares <BR>(Denom-<BR>
inator)</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="text-align: center; border-bottom: Black 1pt solid; font-family: Calibri, Helvetica, Sans-Serif">Per <BR>Share <BR>Amount</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="text-align: center; border-bottom: Black 1pt solid; font-family: Calibri, Helvetica, Sans-Serif">Income <BR>(Numer-<BR>
ator)</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="text-align: center; border-bottom: Black 1pt solid; font-family: Calibri, Helvetica, Sans-Serif">Shares <BR>(Denom-<BR>
inator)</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="text-align: center; border-bottom: Black 1pt solid; font-family: Calibri, Helvetica, Sans-Serif">Per <BR>Share <BR>Amount</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255); font-family: Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: justify; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White; font-family: Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: justify; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255); font-family: Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="font-weight: bold; text-align: justify; font-family: Calibri, Helvetica, Sans-Serif">Basic EPS</TD><TD NOWRAP STYLE="font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White; font-family: Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="width: 10%; text-align: left; padding-bottom: 2.5pt; font-family: Calibri, Helvetica, Sans-Serif">Net income (loss) available to common shareholders</TD><TD NOWRAP STYLE="width: 1%; font-weight: bold; padding-bottom: 2.5pt; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="width: 1%; font-weight: bold; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">$</TD><TD NOWRAP STYLE="width: 7%; font-weight: bold; text-align: right; font-family: Calibri, Helvetica, Sans-Serif">(26,215</TD><TD NOWRAP STYLE="width: 1%; font-weight: bold; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">)</TD><TD NOWRAP STYLE="width: 1%; font-weight: bold; padding-bottom: 2.5pt; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="width: 1%; font-weight: bold; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="width: 7%; font-weight: bold; text-align: right; font-family: Calibri, Helvetica, Sans-Serif">17,049,513</TD><TD NOWRAP STYLE="width: 1%; padding-bottom: 2.5pt; font-weight: bold; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="width: 1%; font-weight: bold; padding-bottom: 2.5pt; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="width: 1%; border-bottom: Black 2.5pt double; font-weight: bold; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">$</TD><TD NOWRAP STYLE="width: 7%; border-bottom: Black 2.5pt double; font-weight: bold; text-align: right; font-family: Calibri, Helvetica, Sans-Serif">(1.54</TD><TD NOWRAP STYLE="width: 1%; padding-bottom: 2.5pt; font-weight: bold; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">)</TD><TD NOWRAP STYLE="width: 1%; padding-bottom: 2.5pt; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="width: 1%; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">$</TD><TD NOWRAP STYLE="width: 7%; text-align: right; font-family: Calibri, Helvetica, Sans-Serif">7,476</TD><TD NOWRAP STYLE="width: 1%; padding-bottom: 2.5pt; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="width: 1%; padding-bottom: 2.5pt; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="width: 1%; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="width: 7%; text-align: right; font-family: Calibri, Helvetica, Sans-Serif">16,856,072</TD><TD NOWRAP STYLE="width: 1%; padding-bottom: 2.5pt; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="width: 1%; padding-bottom: 2.5pt; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="width: 1%; border-bottom: Black 2.5pt double; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">$</TD><TD NOWRAP STYLE="width: 7%; border-bottom: Black 2.5pt double; text-align: right; font-family: Calibri, Helvetica, Sans-Serif">0.44</TD><TD NOWRAP STYLE="width: 1%; padding-bottom: 2.5pt; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="width: 1%; padding-bottom: 2.5pt; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="width: 1%; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">$</TD><TD NOWRAP STYLE="width: 7%; text-align: right; font-family: Calibri, Helvetica, Sans-Serif">5,875</TD><TD NOWRAP STYLE="width: 1%; padding-bottom: 2.5pt; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="width: 1%; padding-bottom: 2.5pt; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="width: 1%; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="width: 7%; text-align: right; font-family: Calibri, Helvetica, Sans-Serif">16,764,879</TD><TD NOWRAP STYLE="width: 1%; padding-bottom: 2.5pt; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="width: 1%; padding-bottom: 2.5pt; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="width: 1%; border-bottom: Black 2.5pt double; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">$</TD><TD NOWRAP STYLE="width: 7%; border-bottom: Black 2.5pt double; text-align: right; font-family: Calibri, Helvetica, Sans-Serif">0.35</TD><TD NOWRAP STYLE="width: 1%; padding-bottom: 2.5pt; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255); font-family: Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: justify; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White; font-family: Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="font-weight: bold; text-align: justify; padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif">Effect of dilutive securities</TD><TD NOWRAP STYLE="font-weight: bold; padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; font-weight: bold; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; font-weight: bold; text-align: right; font-family: Calibri, Helvetica, Sans-Serif">&mdash;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font-weight: bold; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; font-weight: bold; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; font-weight: bold; text-align: right; font-family: Calibri, Helvetica, Sans-Serif">&mdash;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font-weight: bold; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: right; font-family: Calibri, Helvetica, Sans-Serif">&mdash;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: right; font-family: Calibri, Helvetica, Sans-Serif">27,172</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: right; font-family: Calibri, Helvetica, Sans-Serif">&mdash;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: right; font-family: Calibri, Helvetica, Sans-Serif">28,771</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255); font-family: Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: justify; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White; font-family: Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="font-weight: bold; text-align: left; padding-bottom: 2.5pt; font-family: Calibri, Helvetica, Sans-Serif">Diluted EPS per common share</TD><TD NOWRAP STYLE="font-weight: bold; padding-bottom: 2.5pt; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font-weight: bold; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">$</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font-weight: bold; text-align: right; font-family: Calibri, Helvetica, Sans-Serif">(26,215</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; font-weight: bold; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">)</TD><TD NOWRAP STYLE="font-weight: bold; padding-bottom: 2.5pt; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font-weight: bold; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font-weight: bold; text-align: right; font-family: Calibri, Helvetica, Sans-Serif">17,049,513</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; font-weight: bold; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; padding-bottom: 2.5pt; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font-weight: bold; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">$</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font-weight: bold; text-align: right; font-family: Calibri, Helvetica, Sans-Serif">(1.54</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; font-weight: bold; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">)</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">$</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; text-align: right; font-family: Calibri, Helvetica, Sans-Serif">7,476</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; text-align: right; font-family: Calibri, Helvetica, Sans-Serif">16,883,244</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">$</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; text-align: right; font-family: Calibri, Helvetica, Sans-Serif">0.44</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">$</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; text-align: right; font-family: Calibri, Helvetica, Sans-Serif">5,875</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; text-align: right; font-family: Calibri, Helvetica, Sans-Serif">16,793,650</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">$</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; text-align: right; font-family: Calibri, Helvetica, Sans-Serif">0.35</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
</TABLE>

<P STYLE="font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">For the year ended December 31, 2012,
all potentially dilutive common stock issuances were disregarded for the purpose of calculating diluted earnings per common share
because the Company recorded a net loss and their impact would have been anti-dilutive. For the year ended December 31, 2011 and
2010, there were 396,669 options and 604,752 options, respectively, that were anti-dilutive because the exercise price exceeded
the average market price for the year, and thus are not included in the calculation to determine the effect of dilutive securities.</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">&nbsp;</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">In addition, the warrant for 616,308 shares
issued to the Treasury in 2009 and repurchased by the Company in 2011 was anti-dilutive during 2010 and 2011 &ndash; see Note 19
for additional information.</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">&nbsp;</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"><FONT STYLE="font-family: Calibri, Helvetica, Sans-Serif"><B>(p)
Fair Value of Financial Instruments</B> </FONT><FONT STYLE="font-family: Symbol">-</FONT><FONT STYLE="font-family: Calibri, Helvetica, Sans-Serif">
Relevant accounting guidance requires that the Company disclose estimated fair values for its financial instruments. Fair value
methods and assumptions are set forth below for the Company&rsquo;s financial instruments.</FONT></P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">&nbsp;</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"><FONT STYLE="font-family: Calibri, Helvetica, Sans-Serif">Cash
and Amounts Due from Banks, Federal Funds Sold, Presold Mortgages in Process of Settlement, Accrued Interest Receivable, and Accrued
Interest Payable </FONT><FONT STYLE="font-family: Symbol">-</FONT><FONT STYLE="font-family: Calibri, Helvetica, Sans-Serif"> The
carrying amounts approximate their fair value because of the short maturity of these financial instruments.</FONT></P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left; text-indent: 0.25in">&nbsp;</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"><FONT STYLE="font-family: Calibri, Helvetica, Sans-Serif">Available
for Sale and Held to Maturity Securities </FONT><FONT STYLE="font-family: Symbol">-</FONT><FONT STYLE="font-family: Calibri, Helvetica, Sans-Serif">
Fair values are provided by a third-party and are based on quoted market prices, where available. If quoted market prices are not
available, fair values are based on quoted market prices of comparable instruments or matrix pricing.</FONT></P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left; text-indent: 0.25in">&nbsp;</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"><FONT STYLE="font-family: Calibri, Helvetica, Sans-Serif">Loans
</FONT><FONT STYLE="font-family: Symbol">-</FONT><FONT STYLE="font-family: Calibri, Helvetica, Sans-Serif"> For nonimpaired loans,
fair values are estimated for portfolios of loans with similar financial characteristics. Loans are segregated by type such as
commercial, financial and agricultural, real estate construction, real estate mortgages and installment loans to individuals. Each
loan category is further segmented into fixed and variable interest rate terms. The fair value for each category is determined
by discounting scheduled future cash flows using current interest rates offered on loans with similar risk characteristics. Fair
values for impaired loans are primarily based on estimated proceeds expected upon liquidation of the collateral.</FONT></P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">&nbsp;</P>

<!-- Field: Page; Sequence: 99; Value: 89 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 2px solid"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif"><TR><TD STYLE="text-align: center; width: 100%"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->99<!-- Field: /Sequence --></TD></TR></TABLE></DIV>
    <DIV STYLE="page-break-before: always; margin-top: 6pt; margin-bottom: 12pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif"><TR><TD STYLE="text-align: left; width: 100%"><A HREF="#toc" STYLE="font-style: italic">Table of Contents</A></TD></TR></TABLE></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">&nbsp;</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">Loans held for sale &ndash; The carrying
value of loans held for sale approximates fair value at December 31, 2012 as these loans were discounted to liquidation value in
connection with an offer to purchase received prior to December 31, 2012.</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left; text-indent: 0.25in">&nbsp;</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">FDIC Indemnification Asset &ndash; Fair
value is equal to the FDIC reimbursement rate of the expected losses to be incurred and reimbursed by the FDIC and then discounted
over the estimated period of receipt.</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">&nbsp;</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">Bank-Owned Life Insurance &ndash; The
carrying value of life insurance approximates fair value because this investment is carried at cash surrender value, as determined
by the issuer.</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left; text-indent: 0.25in">&nbsp;</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"><FONT STYLE="font-family: Calibri, Helvetica, Sans-Serif">Deposits
and Securities Sold Under Agreements to Repurchase </FONT><FONT STYLE="font-family: Symbol">-</FONT><FONT STYLE="font-family: Calibri, Helvetica, Sans-Serif">
The fair value of securities sold under agreements to repurchase and deposits with no stated maturity, such as noninterest-bearing
checking accounts, savings accounts, interest-bearing checking accounts, and money market accounts, is equal to the amount payable
on demand as of the valuation date. The fair value of certificates of deposit is based on the discounted value of contractual cash
flows. The discount rate is estimated using the rates currently offered for deposits of similar remaining maturities.</FONT></P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">&nbsp;</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"><FONT STYLE="font-family: Calibri, Helvetica, Sans-Serif">Borrowings
</FONT><FONT STYLE="font-family: Symbol">-</FONT><FONT STYLE="font-family: Calibri, Helvetica, Sans-Serif"> The fair value of borrowings
is based on the discounted value of contractual cash flows. The discount rate is estimated using the rates currently offered by
the Company&rsquo;s lenders for debt of similar remaining maturities.</FONT></P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"><FONT STYLE="font-family: Calibri, Helvetica, Sans-Serif">Commitments
to Extend Credit and Standby Letters of Credit </FONT><FONT STYLE="font-family: Symbol">-</FONT><FONT STYLE="font-family: Calibri, Helvetica, Sans-Serif">
At December 31, 2012 and 2011, the Company&rsquo;s off-balance sheet financial instruments had no carrying value. The large majority
of commitments to extend credit and standby letters of credit are at variable rates and/or have relatively short terms to maturity.
Therefore, the fair value for these financial instruments is considered to be immaterial. </FONT></P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">Fair value estimates are made at a specific
point in time, based on relevant market information and information about the financial instrument. These estimates do not reflect
any premium or discount that could result from offering for sale at one time the Company&rsquo;s entire holdings of a particular
financial instrument. Because no highly liquid market exists for a significant portion of the Company&rsquo;s financial instruments,
fair value estimates are based on judgments regarding future expected loss experience, current economic conditions, risk characteristics
of various financial instruments, and other factors. These estimates are subjective in nature and involve uncertainties and matters
of significant judgment and therefore cannot be determined with precision. Changes in assumptions could significantly affect the
estimates.</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left; text-indent: 0.25in">&nbsp;</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">Fair value estimates are based on existing
on- and off-balance sheet financial instruments without attempting to estimate the value of anticipated future business and the
value of assets and liabilities that are not considered financial instruments. Significant assets and liabilities that are not
considered financial assets or liabilities include net premises and equipment, intangible and other assets such as foreclosed properties,
deferred income taxes, prepaid expense accounts, income taxes currently payable and other various accrued expenses. In addition,
the income tax ramifications related to the realization of the unrealized gains and losses can have a significant effect on fair
value estimates and have not been considered in any of the estimates.</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">&nbsp;</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"><FONT STYLE="font-family: Calibri, Helvetica, Sans-Serif"><B>(q)
Impairment </B></FONT><FONT STYLE="font-family: Symbol">-</FONT><FONT STYLE="font-family: Calibri, Helvetica, Sans-Serif"> Goodwill
is evaluated for impairment on at least an annual basis by comparing the fair value of the reporting units to their related carrying
value. If the carrying value of a reporting unit exceeds its fair value, the Company determines whether the implied fair value
of the goodwill, using various valuation techniques, exceeds the carrying value of the goodwill. If the carrying value of the goodwill
exceeds the implied fair value of the goodwill, an impairment loss is recorded in an amount equal to that excess.</FONT></P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left; text-indent: 13.5pt">&nbsp;</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">The Company reviews all other long-lived
assets, including identifiable intangible assets, for impairment whenever events or changes in circumstances indicate that the
carrying value may not be recoverable. The Company&rsquo;s policy is that an impairment loss is recognized if the sum of the undiscounted
future cash flows is less than the carrying amount of the asset. Any long-lived assets to be disposed of are reported at the lower
of the carrying amount or fair value, less costs to sell.</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">&nbsp;</P>

<!-- Field: Page; Sequence: 100; Value: 89 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 2px solid"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif"><TR><TD STYLE="text-align: center; width: 100%"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->100<!-- Field: /Sequence --></TD></TR></TABLE></DIV>
    <DIV STYLE="page-break-before: always; margin-top: 6pt; margin-bottom: 12pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif"><TR><TD STYLE="text-align: left; width: 100%"><A HREF="#toc" STYLE="font-style: italic">Table of Contents</A></TD></TR></TABLE></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">&nbsp;</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">To date, the Company has not recorded
any impairment write-downs of its long-lived assets or goodwill.</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">&nbsp;</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"><FONT STYLE="font-family: Calibri, Helvetica, Sans-Serif"><B>(r)
Comprehensive Income </B></FONT><B><FONT STYLE="font-family: Symbol">-</FONT><FONT STYLE="font-family: Calibri, Helvetica, Sans-Serif">
</FONT></B><FONT STYLE="font-family: Calibri, Helvetica, Sans-Serif">Comprehensive income is defined as the change in equity during
a period for non-owner transactions and is divided into net income and other comprehensive income. Other comprehensive income includes
revenues, expenses, gains, and losses that are excluded from earnings under current accounting standards. The components of accumulated
other comprehensive income (loss) for the Company are as follows:</FONT></P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="border-collapse: collapse; width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif">
<TR STYLE="vertical-align: bottom; font-family: Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="font-style: italic; text-align: justify; font-family: Calibri, Helvetica, Sans-Serif">($ in thousands)</TD><TD NOWRAP STYLE="font-weight: bold; padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="font-weight: bold; text-align: center; border-bottom: Black 1pt solid; font-family: Calibri, Helvetica, Sans-Serif">December 31, <BR>
2012</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font-weight: bold; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="text-align: center; border-bottom: Black 1pt solid; font-family: Calibri, Helvetica, Sans-Serif">December 31, <BR>
2011</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="text-align: center; border-bottom: Black 1pt solid; font-family: Calibri, Helvetica, Sans-Serif">December 31,<BR>
 2010</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255); font-family: Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="width: 67%; text-align: left; text-indent: -0.25in; padding-left: 0.25in; font-family: Calibri, Helvetica, Sans-Serif">Unrealized gain on securities available for sale</TD><TD NOWRAP STYLE="width: 1%; font-weight: bold; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="width: 1%; font-weight: bold; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">$</TD><TD NOWRAP STYLE="width: 8%; font-weight: bold; text-align: right; font-family: Calibri, Helvetica, Sans-Serif">3,290</TD><TD NOWRAP STYLE="width: 1%; font-weight: bold; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="width: 1%; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="width: 1%; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="width: 8%; text-align: right; font-family: Calibri, Helvetica, Sans-Serif">3,896</TD><TD NOWRAP STYLE="width: 1%; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="width: 1%; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="width: 1%; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="width: 8%; text-align: right; font-family: Calibri, Helvetica, Sans-Serif">2,478</TD><TD NOWRAP STYLE="width: 1%; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White; font-family: Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: left; padding-bottom: 1pt; text-indent: -0.25in; padding-left: 0.25in; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Deferred tax liability</TD><TD NOWRAP STYLE="font-weight: bold; padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; font-weight: bold; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; font-weight: bold; text-align: right; font-family: Calibri, Helvetica, Sans-Serif">(1,283</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font-weight: bold; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">)</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: right; font-family: Calibri, Helvetica, Sans-Serif">(1,520</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">)</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: right; font-family: Calibri, Helvetica, Sans-Serif">(966</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">)</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255); font-family: Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: left; padding-bottom: 1pt; text-indent: -0.25in; padding-left: 0.25in; font-family: Calibri, Helvetica, Sans-Serif">Net unrealized gain on securities available for sale</TD><TD NOWRAP STYLE="font-weight: bold; padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; font-weight: bold; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; font-weight: bold; text-align: right; font-family: Calibri, Helvetica, Sans-Serif">2,007</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font-weight: bold; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: right; font-family: Calibri, Helvetica, Sans-Serif">2,376</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: right; font-family: Calibri, Helvetica, Sans-Serif">1,512</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White; font-family: Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: left; text-indent: -0.25in; padding-left: 0.25in; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255); font-family: Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: left; text-indent: -0.25in; padding-left: 0.25in; font-family: Calibri, Helvetica, Sans-Serif">Additional pension liability</TD><TD NOWRAP STYLE="font-weight: bold; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="font-weight: bold; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; text-align: right; font-family: Calibri, Helvetica, Sans-Serif">(3,579</TD><TD NOWRAP STYLE="font-weight: bold; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">)</TD><TD NOWRAP STYLE="font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">(18,278</TD><TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">)</TD><TD NOWRAP STYLE="font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">(10,905</TD><TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">)</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White; font-family: Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: left; padding-bottom: 1pt; text-indent: -0.25in; padding-left: 0.25in; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Deferred tax asset</TD><TD NOWRAP STYLE="font-weight: bold; padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; font-weight: bold; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; font-weight: bold; text-align: right; font-family: Calibri, Helvetica, Sans-Serif">1,396</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font-weight: bold; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: right; font-family: Calibri, Helvetica, Sans-Serif">7,220</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: right; font-family: Calibri, Helvetica, Sans-Serif">4,308</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255); font-family: Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: left; padding-bottom: 1pt; text-indent: -0.25in; padding-left: 0.25in; font-family: Calibri, Helvetica, Sans-Serif">Net additional pension liability</TD><TD NOWRAP STYLE="font-weight: bold; padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; font-weight: bold; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; font-weight: bold; text-align: right; font-family: Calibri, Helvetica, Sans-Serif">(2,183</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font-weight: bold; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">)</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: right; font-family: Calibri, Helvetica, Sans-Serif">(11,058</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">)</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: right; font-family: Calibri, Helvetica, Sans-Serif">(6,597</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">)</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White; font-family: Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: justify; text-indent: -0.25in; padding-left: 0.25in; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255); font-family: Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: left; padding-bottom: 2.5pt; text-indent: -0.25in; padding-left: 0.25in; font-family: Calibri, Helvetica, Sans-Serif">Total accumulated other comprehensive income (loss)</TD><TD NOWRAP STYLE="font-weight: bold; padding-bottom: 2.5pt; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font-weight: bold; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">$</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font-weight: bold; text-align: right; font-family: Calibri, Helvetica, Sans-Serif">(176</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; font-weight: bold; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">)</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; text-align: right; font-family: Calibri, Helvetica, Sans-Serif">(8,682</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">)</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; text-align: right; font-family: Calibri, Helvetica, Sans-Serif">(5,085</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">)</TD></TR>
</TABLE>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"><FONT STYLE="font-family: Calibri, Helvetica, Sans-Serif"><B>(s)
Segment Reporting </B></FONT><B><FONT STYLE="font-family: Symbol">-</FONT></B><FONT STYLE="font-family: Calibri, Helvetica, Sans-Serif">
Accounting standards require management to report selected financial and descriptive information about reportable operating segments.
The standards also require related disclosures about products and services, geographic areas, and major customers. Generally, disclosures
are required for segments internally identified to evaluate performance and resource allocation. The Company&rsquo;s operations
are primarily within the banking segment, and the financial statements presented herein reflect the results of that segment. The
Company has no foreign operations or customers.</FONT></P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">&nbsp;</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"><FONT STYLE="font-family: Calibri, Helvetica, Sans-Serif"><B>(t)
Reclassifications</B> </FONT><FONT STYLE="font-family: Symbol">-</FONT><FONT STYLE="font-family: Calibri, Helvetica, Sans-Serif">
Certain amounts for prior years have been reclassified to conform to the 2012 presentation. The reclassifications had no effect
on net income or shareholders&rsquo; equity as previously presented, nor did they materially impact trends in financial information.</FONT></P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"><B>&nbsp;</B></P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"><FONT STYLE="font-family: Calibri, Helvetica, Sans-Serif"><B>(u)
Recent Accounting Pronouncements </B></FONT><B><FONT STYLE="font-family: Symbol">-</FONT></B><FONT STYLE="font-family: Calibri, Helvetica, Sans-Serif">
In April 2011, the FASB issued additional guidance to assist creditors with their determination of when a restructuring is a Troubled
Debt Restructuring (&ldquo;TDR&rdquo;). The determination is based on whether the restructuring constitutes a concession and whether
the debtor is experiencing financial difficulties as both events must be present. The new guidance was effective for the Company
beginning January 1, 2012 and did not have a material effect on the Company&rsquo;s TDR determinations.</FONT></P>

<P STYLE="font: 10pt Calibri, Helvetica, Sans-Serif; margin: 0">&nbsp;</P>

<P STYLE="font: 10pt Calibri, Helvetica, Sans-Serif; margin: 0">In May 2011, new guidance amended the Fair Value Measurement Topic
by clarifying the application of existing fair value measurement and disclosure requirements and by changing particular principles
or requirements for measuring fair value or for disclosing information about fair value measurements. The amendments were effective
for the Company beginning January 1, 2012 and had no effect on the financial statements.</P>

<P STYLE="font: 10pt Calibri, Helvetica, Sans-Serif; margin: 0">&nbsp;</P>

<P STYLE="font: 10pt Calibri, Helvetica, Sans-Serif; margin: 0">The Comprehensive Income Topic was amended in June 2011. The amendment
eliminates the option to present other comprehensive income as a part of the statement of changes in stockholders&rsquo; equity
and requires consecutive presentation of the statement of net income and other comprehensive income. The amendments were applicable
to the Company on January 1, 2012 and have been applied retrospectively.</P>

<P STYLE="font: 10pt Calibri, Helvetica, Sans-Serif; margin: 0">&nbsp;</P>

<P STYLE="font: 10pt Calibri, Helvetica, Sans-Serif; margin: 0">The FASB amended the Comprehensive Income Topic in February 2013.
The amendments address reporting of amounts reclassified out of accumulated other comprehensive income. Specifically, the amendments
do not change the current requirements for reporting net income or other comprehensive income in financial statements. However,
the amendments do require an entity to provide information about the amounts reclassified out of accumulated other comprehensive
income by component. In addition, in certain circumstances an entity is required to present, either on the face of the statement
where net income is presented or in the notes, significant amounts reclassified out of accumulated other comprehensive income by
the respective line items of net income. The amendments will be effective for the Company on a prospective basis for reporting
periods beginning after December 15, 2012. Early adoption is permitted. The Company does not expect these amendments to have a
material effect on its financial statements.</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">&nbsp;</P>

<!-- Field: Page; Sequence: 101; Value: 89 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 2px solid"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif"><TR><TD STYLE="text-align: center; width: 100%"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->101<!-- Field: /Sequence --></TD></TR></TABLE></DIV>
    <DIV STYLE="page-break-before: always; margin-top: 6pt; margin-bottom: 12pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif"><TR><TD STYLE="text-align: left; width: 100%"><A HREF="#toc" STYLE="font-style: italic">Table of Contents</A></TD></TR></TABLE></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">&nbsp;</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">In September 2011, the Intangibles Topic
was amended to permit an entity to consider qualitative factors to determine whether it is more likely than not that the fair value
of a reporting unit is less than its carrying amount as a basis for determining whether it is necessary to perform the two-step
goodwill impairment test. These amendments were effective for the Company on January 1, 2012 and had no effect on the financial
statements.</P>

<P STYLE="font: 10pt Calibri, Helvetica, Sans-Serif; margin: 0">&nbsp;</P>

<P STYLE="font: 10pt Calibri, Helvetica, Sans-Serif; margin: 0">In July 2012, the Intangibles Topic was further amended to permit
an entity to consider qualitative factors to determine whether it is more likely than not that indefinite-lived intangible assets
are impaired. If it is determined to be more likely than not that indefinite-lived intangible assets are impaired, then the entity
is required to determine the fair value of the indefinite-lived intangible asset and perform the quantitative impairment test by
comparing the fair value with the carrying amount. The amendments are effective for annual and interim impairment tests performed
for fiscal years beginning after September 15, 2012. Early adoption is permitted. The amendments are not expected to have a material
effect on the Company&rsquo;s financial statements.</P>

<P STYLE="font: 10pt Calibri, Helvetica, Sans-Serif; margin: 0">&nbsp;</P>

<P STYLE="font: 10pt Calibri, Helvetica, Sans-Serif; margin: 0">In October 2012, the Business Combinations topic was amended to
address the subsequent accounting for an indemnification asset resulting from a government-assisted acquisition of a financial
institution. The guidance indicates that when a reporting entity records an indemnification asset as a result of a government-assisted
acquisition of a financial institution involving an indemnification agreement, the indemnification asset should be subsequently
measured on the same basis as the asset subject to indemnification. Any amortization of changes in value should be limited to any
contractual limitations on the amount and the term of the indemnification agreement. The amendments should be applied prospectively
to any new indemnification assets acquired and to changes in expected cash flows of existing indemnification assets occurring on
or after the date of adoption. Prior periods would not be adjusted. These changes will be effective for 2013, however early adoption
is permitted. The amendments are not expected to have a material effect on the Company&rsquo;s financial statements.</P>

<P STYLE="font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Calibri, Helvetica, Sans-Serif; margin: 0">Other accounting standards that have been issued
or proposed by the FASB or other standards-setting bodies are not expected to have a material impact on the Company&rsquo;s financial
position, results of operations or cash flows.</P>


<!-- Field: Page; Sequence: 102; Value: 89 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 2px solid"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif"><TR><TD STYLE="text-align: center; width: 100%"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->102<!-- Field: /Sequence --></TD></TR></TABLE></DIV>
    <DIV STYLE="page-break-before: always; margin-top: 6pt; margin-bottom: 12pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif"><TR><TD STYLE="text-align: left; width: 100%"><A HREF="#toc" STYLE="font-style: italic">Table of Contents</A></TD></TR></TABLE></DIV>
    <!-- Field: /Page -->


<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"><B>Note 2. Acquisitions &ndash; Completed
and Pending</B></P>

<P STYLE="font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0.25in">&nbsp;</P>

<P STYLE="font: 10pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left; text-indent: 0in">The Company did not complete
any significant acquisitions during 2010. The Company completed the acquisitions described below in 2011 and 2012. The results
of each acquired company/branch are included in the Company&rsquo;s results beginning on its respective acquisition date.</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">&nbsp;</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left; text-indent: 0.5in">(1) On January 21,
2011, the Bank entered into a loss share purchase and assumption agreement with the FDIC, as receiver for The Bank of Asheville,
Asheville, North Carolina. Earlier that day, the North Carolina Commissioner of Banks issued an order for the closure of The Bank
of Asheville and appointed the FDIC as receiver. According to the terms of the agreement, First Bank acquired substantially all
of the assets and liabilities of The Bank of Asheville. All deposits were assumed by First Bank with no losses to any depositor.</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left; text-indent: 0.25in">&nbsp;</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">The Bank of Asheville operated through
five branches in Asheville, North Carolina with total assets of approximately $198 million and 50 employees.</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left; text-indent: 0.25in">&nbsp;</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">Substantially all of the loans and foreclosed
real estate purchased are covered by loss share agreements between the FDIC and First Bank, which afford First Bank significant
loss protection. Under the loss share agreements, the FDIC will cover 80% of covered loan and foreclosed real estate losses. The
term for loss sharing on residential real estate loans is ten years, while the term for loss sharing on non-residential real estate
loans is five years in respect to losses and eight years in respect to loss recoveries. The reimbursable losses from the FDIC are
based on the book value of the relevant loan as determined by the FDIC at the date of the transaction. New loans made after that
date are not covered by the loss share agreements.</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left; text-indent: 0.25in">&nbsp;</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">First Bank received a $23.9 million discount
on the assets acquired and paid no deposit premium. The acquisition was accounted for under the purchase method of accounting in
accordance with relevant accounting guidance. The statement of net assets acquired as of January 21, 2011 and the resulting gain
are presented in the following table. The purchased assets and assumed liabilities were recorded at their respective acquisition
date fair values, and identifiable intangible assets were recorded at fair value. The Company recorded an estimated receivable
from the FDIC in the amount of $42.2 million, which represented the fair value of the FDIC&rsquo;s portion of the losses that are
expected to be incurred and reimbursed to the Company.</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left; text-indent: 0.25in">&nbsp;</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">An acquisition gain totaling $10.2 million
resulted from the acquisition and is included as a component of noninterest income in the statement of income. The amount of the
gain is equal to the amount by which the fair value of assets purchased exceeded the fair value of liabilities assumed.</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left; text-indent: 0.25in">&nbsp;</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">The statement of net assets acquired as
of January 21, 2011 and the resulting gain that was recorded are presented in the following table.</P>


<!-- Field: Page; Sequence: 103; Value: 89 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 2px solid"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif"><TR><TD STYLE="text-align: center; width: 100%"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->103<!-- Field: /Sequence --></TD></TR></TABLE></DIV>
    <DIV STYLE="page-break-before: always; margin-top: 6pt; margin-bottom: 12pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif"><TR><TD STYLE="text-align: left; width: 100%"><A HREF="#toc" STYLE="font-style: italic">Table of Contents</A></TD></TR></TABLE></DIV>
    <!-- Field: /Page -->


<P STYLE="font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0.25in">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="border-collapse: collapse; width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif">
<TR STYLE="vertical-align: bottom; font-family: Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: justify; font-family: Calibri, Helvetica, Sans-Serif"><P STYLE="font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify">&nbsp;</P><P STYLE="font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify"><I>($ in thousands)</I></P></TD><TD NOWRAP STYLE="padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="text-align: center; border-bottom: Black 1pt solid; font-family: Calibri, Helvetica, Sans-Serif">As <BR>Recorded by <BR>The Bank of<BR> Asheville</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="text-align: center; border-bottom: Black 1pt solid; font-family: Calibri, Helvetica, Sans-Serif">Fair <BR>Value <BR>Adjustments</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="text-align: center; border-bottom: Black 1pt solid; font-family: Calibri, Helvetica, Sans-Serif">As <BR>Recorded by <BR>the Company</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255); font-family: Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: justify; border-bottom: Black 1pt solid; font-family: Calibri, Helvetica, Sans-Serif">Assets</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: right; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: right; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: right; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White; font-family: Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="width: 67%; text-align: justify; font-family: Calibri, Helvetica, Sans-Serif">Cash and cash equivalents</TD><TD NOWRAP STYLE="width: 1%; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="width: 1%; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">$</TD><TD NOWRAP STYLE="width: 8%; text-align: right; font-family: Calibri, Helvetica, Sans-Serif">27,297</TD><TD NOWRAP STYLE="width: 1%; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="width: 1%; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="width: 1%; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="width: 8%; text-align: right; font-family: Calibri, Helvetica, Sans-Serif">&mdash;</TD><TD NOWRAP STYLE="width: 1%; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="width: 1%; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="width: 1%; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="width: 8%; text-align: right; font-family: Calibri, Helvetica, Sans-Serif">27,297</TD><TD NOWRAP STYLE="width: 1%; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255); font-family: Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: justify; font-family: Calibri, Helvetica, Sans-Serif">Securities</TD><TD NOWRAP STYLE="font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">4,461</TD><TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">&mdash;</TD><TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">4,461</TD><TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White; font-family: Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: justify; font-family: Calibri, Helvetica, Sans-Serif">Loans</TD><TD NOWRAP STYLE="font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">153,994</TD><TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">(51,726</TD><TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">)(a)</TD><TD NOWRAP STYLE="font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">102,268</TD><TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255); font-family: Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: justify; font-family: Calibri, Helvetica, Sans-Serif">Core deposit intangible</TD><TD NOWRAP STYLE="font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">&mdash;</TD><TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">277</TD><TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;(b)</TD><TD NOWRAP STYLE="font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">277</TD><TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White; font-family: Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: justify; font-family: Calibri, Helvetica, Sans-Serif">FDIC indemnification asset</TD><TD NOWRAP STYLE="font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">&mdash;</TD><TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">42,218</TD><TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;(c)</TD><TD NOWRAP STYLE="font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">42,218</TD><TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255); font-family: Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: justify; font-family: Calibri, Helvetica, Sans-Serif">Foreclosed properties</TD><TD NOWRAP STYLE="font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">3,501</TD><TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">(2,159</TD><TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">)(d)</TD><TD NOWRAP STYLE="font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">1,342</TD><TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White; font-family: Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: justify; padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif">Other assets</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: right; font-family: Calibri, Helvetica, Sans-Serif">1,146</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: right; font-family: Calibri, Helvetica, Sans-Serif">(370</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">)(e)</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: right; font-family: Calibri, Helvetica, Sans-Serif">776</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255); font-family: Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: justify; padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;&nbsp;&nbsp;Total</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: right; font-family: Calibri, Helvetica, Sans-Serif">190,399</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: right; font-family: Calibri, Helvetica, Sans-Serif">(11,760</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">)</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: right; font-family: Calibri, Helvetica, Sans-Serif">178,639</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White; font-family: Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: justify; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255); font-family: Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: justify; border-bottom: Black 1pt solid; font-family: Calibri, Helvetica, Sans-Serif">Liabilities</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: right; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: right; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: right; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White; font-family: Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: justify; font-family: Calibri, Helvetica, Sans-Serif">Deposits</TD><TD NOWRAP STYLE="font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">$</TD><TD NOWRAP STYLE="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">192,284</TD><TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">460</TD><TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;(f)</TD><TD NOWRAP STYLE="font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">192,744</TD><TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255); font-family: Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: justify; font-family: Calibri, Helvetica, Sans-Serif">Borrowings</TD><TD NOWRAP STYLE="font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">4,004</TD><TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">77</TD><TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;(g)</TD><TD NOWRAP STYLE="font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">4,081</TD><TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White; font-family: Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: justify; padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif">Other</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: right; font-family: Calibri, Helvetica, Sans-Serif">111</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: right; font-family: Calibri, Helvetica, Sans-Serif">1,447</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;(h)</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: right; font-family: Calibri, Helvetica, Sans-Serif">1,558</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255); font-family: Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: justify; padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;&nbsp;&nbsp;Total</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: right; font-family: Calibri, Helvetica, Sans-Serif">196,399</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: right; font-family: Calibri, Helvetica, Sans-Serif">1,984</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: right; font-family: Calibri, Helvetica, Sans-Serif">198,383</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White; font-family: Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: justify; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255); font-family: Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: justify; font-family: Calibri, Helvetica, Sans-Serif">Excess of liabilities received over assets</TD><TD NOWRAP STYLE="font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">$</TD><TD NOWRAP STYLE="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">(6,000</TD><TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">)</TD><TD NOWRAP STYLE="font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">(13,744</TD><TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">)</TD><TD NOWRAP STYLE="font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">(19,744</TD><TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">)</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White; font-family: Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: justify; padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif">Less:&nbsp;&nbsp;Asset discount</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: right; font-family: Calibri, Helvetica, Sans-Serif">(23,940</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">)</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255); font-family: Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: justify; padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif">Cash received/receivable from FDIC at closing</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: right; font-family: Calibri, Helvetica, Sans-Serif">29,940</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: right; font-family: Calibri, Helvetica, Sans-Serif">29,940</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White; font-family: Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: justify; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255); font-family: Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: justify; padding-bottom: 2.5pt; font-family: Calibri, Helvetica, Sans-Serif">Total gain recorded</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">$</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; text-align: right; font-family: Calibri, Helvetica, Sans-Serif">10,196</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
</TABLE>


<P STYLE="font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left; text-indent: 0"><U>Explanation
of Fair Value Adjustments</U></P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin-top: 0; margin-bottom: 0"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.25in"></TD><TD STYLE="width: 0.25in; font-family: Calibri, Helvetica, Sans-Serif">(a)</TD><TD STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">This estimated adjustment is necessary as of the acquisition date to write down The Bank of Asheville&rsquo;s
book value of loans to the estimated fair value as a result of future expected loan losses.</TD></TR></TABLE>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0 0 0 0.5in; text-align: left; text-indent: -0.25in">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin-top: 0; margin-bottom: 0"><TR STYLE="vertical-align: top; font-family: Calibri, Helvetica, Sans-Serif">
<TD STYLE="width: 0.25in; font-family: Calibri, Helvetica, Sans-Serif"></TD><TD STYLE="width: 0.25in; font-family: Calibri, Helvetica, Sans-Serif">(b)</TD><TD STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">This fair value adjustment represents the value of the core deposit base assumed in the acquisition
based on a study performed by an independent consulting firm. This amount was recorded by the Company as an identifiable intangible
asset and will be amortized as an expense on a straight-line basis over the average life of the core deposit base, which is estimated
to be seven years.</TD></TR></TABLE>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin-top: 0; margin-bottom: 0"><TR STYLE="vertical-align: top; font-family: Calibri, Helvetica, Sans-Serif">
<TD STYLE="width: 0.25in; font-family: Calibri, Helvetica, Sans-Serif"></TD><TD STYLE="width: 0.25in; font-family: Calibri, Helvetica, Sans-Serif">(c)</TD><TD STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">This adjustment is the estimated fair value of the amount that the Company expects to receive from
the FDIC under its loss share agreements as a result of future loan losses.</TD></TR></TABLE>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0 0 0 0.5in; text-align: left; text-indent: -0.25in">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin-top: 0; margin-bottom: 0"><TR STYLE="vertical-align: top; font-family: Calibri, Helvetica, Sans-Serif">
<TD STYLE="width: 0.25in; font-family: Calibri, Helvetica, Sans-Serif"></TD><TD STYLE="width: 0.25in; font-family: Calibri, Helvetica, Sans-Serif">(d)</TD><TD STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">This is the estimated adjustment necessary to write down The Bank of Asheville&rsquo;s book value
of foreclosed real estate properties to their estimated fair value as of the acquisition date.</TD></TR></TABLE>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0 0 0 0.5in; text-align: left; text-indent: -0.25in">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin-top: 0; margin-bottom: 0"><TR STYLE="vertical-align: top; font-family: Calibri, Helvetica, Sans-Serif">
<TD STYLE="width: 0.25in; font-family: Calibri, Helvetica, Sans-Serif"></TD><TD STYLE="width: 0.25in; font-family: Calibri, Helvetica, Sans-Serif">(e)</TD><TD STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">This is an immaterial adjustment made to reflect fair value.</TD></TR></TABLE>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0 0 0 0.5in; text-align: left; text-indent: -0.25in">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin-top: 0; margin-bottom: 0"><TR STYLE="vertical-align: top; font-family: Calibri, Helvetica, Sans-Serif">
<TD STYLE="width: 0.25in; font-family: Calibri, Helvetica, Sans-Serif"></TD><TD STYLE="width: 0.25in; font-family: Calibri, Helvetica, Sans-Serif">(f)</TD><TD STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">This fair value adjustment was recorded because the weighted average interest rate of The Bank of
Asheville&rsquo;s time deposits exceeded the cost of similar wholesale funding at the time of the acquisition. This amount will
be amortized to reduce interest expense on a declining basis over the life of the portfolio of approximately 48 months.</TD></TR></TABLE>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0 0 0 0.5in; text-align: left; text-indent: -0.25in">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin-top: 0; margin-bottom: 0"><TR STYLE="vertical-align: top; font-family: Calibri, Helvetica, Sans-Serif">
<TD STYLE="width: 0.25in; font-family: Calibri, Helvetica, Sans-Serif"></TD><TD STYLE="width: 0.25in; font-family: Calibri, Helvetica, Sans-Serif">(g)</TD><TD STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">This fair value adjustment was recorded because the interest rates of The Bank of Asheville&rsquo;s
fixed rate borrowings exceeded current interest rates on similar borrowings. This amount was realized shortly after the acquisition
by prepaying the borrowings at a premium and thus there will be no future amortization related to this adjustment.</TD></TR></TABLE>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0 0 0 0.5in; text-align: left; text-indent: -0.25in">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin-top: 0; margin-bottom: 0"><TR STYLE="vertical-align: top; font-family: Calibri, Helvetica, Sans-Serif">
<TD STYLE="width: 0.25in; font-family: Calibri, Helvetica, Sans-Serif"></TD><TD STYLE="width: 0.25in; font-family: Calibri, Helvetica, Sans-Serif">(h)</TD><TD STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">This adjustment relates primarily to the estimate of what the Company will owe to the FDIC at the
conclusion of the loss share agreements based on a pre-established formula set forth in those agreements that is based on total
expected losses in relation to the amount of the discount bid.</TD></TR></TABLE>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left; text-indent: 0.25in"></P>

<!-- Field: Page; Sequence: 104; Value: 89 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 2px solid"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif"><TR><TD STYLE="text-align: center; width: 100%"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->104<!-- Field: /Sequence --></TD></TR></TABLE></DIV>
    <DIV STYLE="page-break-before: always; margin-top: 6pt; margin-bottom: 12pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif"><TR><TD STYLE="text-align: left; width: 100%"><A HREF="#toc" STYLE="font-style: italic">Table of Contents</A></TD></TR></TABLE></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left; text-indent: 0.25in">&nbsp;</P>

<P STYLE="font: 10pt Calibri, Helvetica, Sans-Serif; margin: 0; text-indent: 0in"><FONT STYLE="font-weight: normal">The operating
results of the Company for the year ended December 31, 2011 include the operating results of the acquired assets and assumed liabilities
for the period subsequent to the acquisition date of January 21, 2011. Due primarily to the significant amount of fair value adjustments
and the FDIC loss share agreements now in place, historical results of The Bank of Asheville are not believed to be relevant to
the Company&rsquo;s results, and thus no pro forma information is presented.</FONT></P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left; text-indent: 0.5in">(2) On August 24,
2012, the Company completed the purchase of a branch of Gateway Bank &amp; Trust Co. located in Wilmington, North Carolina. The
Company assumed the branch&rsquo;s $9 million in deposits. No loans were acquired in this transaction. The Company also did not
purchase the branch building, but instead transferred the acquired accounts to one of the Company&rsquo;s nearby existing branches.
The primary reason for this acquisition was to increase the Company&rsquo;s presence in Wilmington, North Carolina, where the Company
already has five branches. The Company paid a deposit premium for the branch of approximately $107,000, which is the amount of
the identifiable intangible asset associated with the fair value of the core deposit base. The intangible asset is being amortized
as expense on a straight-line basis over a seven year period. This branch&rsquo;s operations are included in the accompanying Consolidated
Statements of Income (Loss) beginning on the acquisition date of August 24, 2012. Historical pro forma information is not presented
due to the immateriality of the transaction.</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">&nbsp;</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left; text-indent: 0.5in">(3) At December 31,
2012, the Company had one pending acquisition. On September 26, 2012, the Company&rsquo;s subsidiary, First Bank, entered into
an agreement to assume all of the deposits, totaling approximately $64 million, and acquire selected performing loans, totaling
approximately $22 million, of the Four Oaks Bank &amp; Trust Company branches located in Southern Pines, North Carolina and Rockingham,
North Carolina. First Bank will acquire the Rockingham branch building, while the Southern Pines branch facility will not be acquired.
The deposits and loans of the Southern Pines branch will be initially assigned to a First Bank branch located nearby. The transaction
is expected to close in the first quarter of 2013.</P>

<P STYLE="font: 10pt Calibri, Helvetica, Sans-Serif; margin: 0; text-indent: 0in"><FONT STYLE="font-weight: normal">&nbsp;</FONT></P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"><B>Note 3. Securities</B></P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">&nbsp;</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">The book values and approximate fair values
of investment securities at December 31, 2012 and 2011 are summarized as follows:</P>

<P STYLE="font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="border-collapse: collapse; width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif">
<TR STYLE="vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="14" NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: center; border-bottom: Black 1pt solid">2012</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: bold 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD COLSPAN="14" NOWRAP STYLE="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif">2011</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: center">Amortized</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: center">Fair</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD COLSPAN="6" NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: center">Unrealized</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="text-align: center; font: 10pt Calibri, Helvetica, Sans-Serif">Amortized</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="text-align: center; font: 10pt Calibri, Helvetica, Sans-Serif">Fair</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD COLSPAN="6" NOWRAP STYLE="text-align: center; font: 10pt Calibri, Helvetica, Sans-Serif">Unrealized</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="font: italic 10pt Calibri, Helvetica, Sans-Serif; text-align: justify; border-bottom: Black 1pt solid">($ in thousands)</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: center; border-bottom: Black 1pt solid">Cost</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: bold 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: center; border-bottom: Black 1pt solid">Value</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: bold 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: center; border-bottom: Black 1pt solid">Gains</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: bold 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: center; border-bottom: Black 1pt solid">(Losses)</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: bold 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif">Cost</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif">Value</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif">Gains</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif">(Losses)</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">Securities available for sale:</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">&nbsp;</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">&nbsp;</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="width: 20%; text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;&nbsp;Government-sponsored enterprise securities</TD><TD NOWRAP STYLE="width: 1%; font: bold 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="width: 1%; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">$</TD><TD NOWRAP STYLE="width: 7%; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">11,500</TD><TD NOWRAP STYLE="width: 1%; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="width: 1%; font: bold 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="width: 1%; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="width: 7%; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">11,596</TD><TD NOWRAP STYLE="width: 1%; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="width: 1%; font: bold 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="width: 1%; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="width: 7%; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">96</TD><TD NOWRAP STYLE="width: 1%; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"><FONT STYLE="font-size: 10pt">&mdash;</FONT></TD><TD NOWRAP STYLE="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">34,511</TD><TD NOWRAP STYLE="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">34,665</TD><TD NOWRAP STYLE="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">170</TD><TD NOWRAP STYLE="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"></TD><TD NOWRAP STYLE="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">(16</TD><TD NOWRAP STYLE="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">)</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;&nbsp;Mortgage-backed securities</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">143,539</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">146,926</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">3,717</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">(330</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">)</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">120,032</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">124,105</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">4,164</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">(91</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">)</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;&nbsp;Corporate bonds</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">3,998</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">3,813</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">75</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">(260</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">)</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">13,189</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">12,488</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">279</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">(980</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">)</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: justify; padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;&nbsp;Equity securities</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">5,026</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">5,017</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">16</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">(25</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">)</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">10,998</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">11,368</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">409</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">(39</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">)</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: justify; padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">Total available for sale</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 2.5pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">$</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">164,063</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 2.5pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">167,352</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 2.5pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">3,904</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 2.5pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">(615</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">)</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">178,730</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">182,626</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">5,022</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">(1,126</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">)</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">Securities held to maturity:</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: left; padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;&nbsp;State and local governments</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 2.5pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">$</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">56,064</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 2.5pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">61,496</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 2.5pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">5,432</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"><P STYLE="font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: right">&mdash;</P></TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">57,988</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">62,754</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">4,766</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"><P STYLE="font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: right">&mdash;</P></TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
</TABLE>


<P STYLE="font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">Included in mortgage-backed securities
at December 31, 2012 were collateralized mortgage obligations with an amortized cost of $381,000 and a fair value of $396,000.
Included in mortgage-backed securities at December 31, 2011 were collateralized mortgage obligations with an amortized cost of
$1,462,000 and a fair value of $1,515,000. All of the Company&rsquo;s mortgage-backed securities, including the collateralized
mortgage obligations, were issued by government-sponsored corporations.</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left; text-indent: 0.25in">&nbsp;</P>

<!-- Field: Page; Sequence: 105; Value: 89 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 2px solid"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif"><TR><TD STYLE="text-align: center; width: 100%"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->105<!-- Field: /Sequence --></TD></TR></TABLE></DIV>
    <DIV STYLE="page-break-before: always; margin-top: 6pt; margin-bottom: 12pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif"><TR><TD STYLE="text-align: left; width: 100%"><A HREF="#toc" STYLE="font-style: italic">Table of Contents</A></TD></TR></TABLE></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">&nbsp;</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">The Company owned Federal Home Loan Bank
(FHLB) stock with a cost and fair value of $4,934,000 at December 31, 2012 and $10,904,000 at December 31, 2011, which is included
in equity securities above and serves as part of the collateral for the Company&rsquo;s line of credit with the FHLB (see Note
10 for additional discussion). The investment in this stock is a requirement for membership in the FHLB system. Periodically the
FHLB recalculates the Company&rsquo;s required level of holdings, and the Company either buys more stock or the FHLB redeems a
portion of the stock at cost.</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left; text-indent: 0.25in">&nbsp;</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">The following table presents information
regarding securities with unrealized losses at December 31, 2012:</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0.25in">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="border-collapse: collapse; width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif">
<TR STYLE="vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="font: italic 10pt Calibri, Helvetica, Sans-Serif; text-align: justify">($ in thousands)</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD COLSPAN="6" NOWRAP STYLE="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif">Securities in an Unrealized <BR>
Loss Position for <BR>
Less than 12 Months</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD COLSPAN="6" NOWRAP STYLE="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif">Securities in an Unrealized <BR>
Loss Position for <BR>
More than 12 Months</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD COLSPAN="6" NOWRAP STYLE="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif">Total</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif">Fair Value</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif">Unrealized <BR>
Losses</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif">Fair Value</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif">Unrealized <BR>
Losses</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif">Fair Value</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif">Unrealized <BR>
Losses</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: left; text-indent: -12.6pt; padding-left: 12.6pt; font: 10pt Calibri, Helvetica, Sans-Serif">Government-sponsored enterprise securities</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">$</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&mdash;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&mdash;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&mdash;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&mdash;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&mdash;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&mdash;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="width: 40%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">Mortgage-backed securities</TD><TD NOWRAP STYLE="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">26,330</TD><TD NOWRAP STYLE="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">330</TD><TD NOWRAP STYLE="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&mdash;</TD><TD NOWRAP STYLE="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&mdash;</TD><TD NOWRAP STYLE="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">26,330</TD><TD NOWRAP STYLE="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">330</TD><TD NOWRAP STYLE="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">Corporate bonds</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&mdash;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&mdash;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">740</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">260</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">740</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">260</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">Equity securities</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&mdash;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&mdash;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">30</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">25</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">30</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">25</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: left; padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">State and local governments</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">&mdash;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">&mdash;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">&mdash;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">&mdash;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">&mdash;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">&mdash;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: left; padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;&nbsp;&nbsp;&nbsp;Total temporarily impaired securities</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">$</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">26,330</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">330</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">770</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">285</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">27,100</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">615</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
</TABLE>



<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0.25in">&nbsp;</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">The following table presents information
regarding securities with unrealized losses at December 31, 2011:</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0.25in">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="border-collapse: collapse; width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif">
<TR STYLE="vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="font: italic 10pt Calibri, Helvetica, Sans-Serif; text-align: justify">($ in thousands)</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD COLSPAN="6" NOWRAP STYLE="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif">Securities in an Unrealized <BR>
Loss Position for <BR>
Less than 12 Months</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD COLSPAN="6" NOWRAP STYLE="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif">Securities in an Unrealized <BR>
Loss Position for <BR>
More than 12 Months</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD COLSPAN="6" NOWRAP STYLE="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif">Total</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif">Fair Value</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif">Unrealized <BR>
Losses</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif">Fair Value</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif">Unrealized <BR>
Losses</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif">Fair Value</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif">Unrealized <BR>
Losses</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="width: 40%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">Government-sponsored enterprise securities</TD><TD NOWRAP STYLE="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">$</TD><TD NOWRAP STYLE="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">8,984</TD><TD NOWRAP STYLE="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">16</TD><TD NOWRAP STYLE="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&mdash;</TD><TD NOWRAP STYLE="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&mdash;</TD><TD NOWRAP STYLE="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">8,984</TD><TD NOWRAP STYLE="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">16</TD><TD NOWRAP STYLE="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">Mortgage-backed securities</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">14,902</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">61</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">9,302</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">30</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">24,204</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">91</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">Corporate bonds</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">4,588</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">458</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">2,773</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">522</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">7,361</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">980</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">Equity securities</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">4</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">2</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">22</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">37</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">26</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">39</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: left; padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">State and local governments</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">&mdash;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">&mdash;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">&mdash;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">&mdash;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">&mdash;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">&mdash;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: left; padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;&nbsp;&nbsp;&nbsp;Total temporarily impaired securities</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">$</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">28,478</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">537</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">12,097</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">589</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">40,575</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">1,126</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
</TABLE>



<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left; text-indent: 0.1in">&nbsp;</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">In the above tables, all of the non-equity
securities that were in an unrealized loss position at December 31, 2012 and 2011 are bonds that the Company has determined are
in a loss position due to interest rate factors, the overall economic downturn in the financial sector, and the broader economy
in general. The Company has evaluated the collectability of each of these bonds and has concluded that there is no other-than-temporary
impairment. The Company does not intend to sell these securities, and it is more likely than not that the Company will not be required
to sell these securities before recovery of the amortized cost.</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left; text-indent: 0.25in">&nbsp;</P>


<!-- Field: Page; Sequence: 106; Value: 89 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 2px solid"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif"><TR><TD STYLE="text-align: center; width: 100%"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->106<!-- Field: /Sequence --></TD></TR></TABLE></DIV>
    <DIV STYLE="page-break-before: always; margin-top: 6pt; margin-bottom: 12pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif"><TR><TD STYLE="text-align: left; width: 100%"><A HREF="#toc" STYLE="font-style: italic">Table of Contents</A></TD></TR></TABLE></DIV>
    <!-- Field: /Page -->


<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">&nbsp;</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">At December 31, 2012, the Company&rsquo;s
$3.8 million investment in corporate bonds was comprised of the following:</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="border-collapse: collapse; width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif">
<TR STYLE="vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="font: normal 10pt Calibri, Helvetica, Sans-Serif; text-align: left; border-bottom: Black 1pt solid"><I>($ in thousands)
    </I><BR>&nbsp; <BR>Issuer</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; vertical-align: bottom">S&amp;P Issuer <BR>Ratings (1)</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; vertical-align: bottom">Maturity<BR>
Date</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif">Amortized <BR>
Cost</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif">Market Value</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="width: 60%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">First Citizens Bancorp (South Carolina) Bond</TD><TD NOWRAP STYLE="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="width: 1%; text-align: center; font: 10pt Calibri, Helvetica, Sans-Serif; vertical-align: bottom">&nbsp;</TD><TD NOWRAP STYLE="width: 7%; text-align: center; font: 10pt Calibri, Helvetica, Sans-Serif; vertical-align: bottom"><FONT STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">Not Rated</FONT></TD><TD NOWRAP STYLE="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="width: 1%; text-align: center; font: 10pt Calibri, Helvetica, Sans-Serif; vertical-align: bottom">&nbsp;</TD><TD NOWRAP STYLE="width: 7%; text-align: center; font: 10pt Calibri, Helvetica, Sans-Serif; vertical-align: bottom"><FONT STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">4/1/15</FONT></TD><TD NOWRAP STYLE="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">$</TD><TD NOWRAP STYLE="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">2,998</TD><TD NOWRAP STYLE="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">3,073</TD><TD NOWRAP STYLE="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: left; padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">First Citizens Bancorp (South Carolina) Trust Preferred Security</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="padding-bottom: 1pt; text-align: center; font: 10pt Calibri, Helvetica, Sans-Serif; vertical-align: bottom">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: center; font: 10pt Calibri, Helvetica, Sans-Serif; vertical-align: bottom"><FONT STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">Not Rated</FONT></TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="padding-bottom: 1pt; text-align: center; font: 10pt Calibri, Helvetica, Sans-Serif; vertical-align: bottom">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: center; font: 10pt Calibri, Helvetica, Sans-Serif; vertical-align: bottom"><FONT STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">6/15/34</FONT></TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">1,000</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">740</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: left; padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Total investment in corporate bonds</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: center; font: 10pt Calibri, Helvetica, Sans-Serif; vertical-align: bottom">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: center; font: 10pt Calibri, Helvetica, Sans-Serif; vertical-align: bottom">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: center; font: 10pt Calibri, Helvetica, Sans-Serif; vertical-align: bottom">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: center; font: 10pt Calibri, Helvetica, Sans-Serif; vertical-align: bottom">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">$</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">3,998</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">3,813</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
</TABLE>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">&nbsp;</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">The Company has concluded that each of
the equity securities in an unrealized loss position at December 31, 2012 and 2011 was in such a position due to temporary fluctuations
in the market prices of the securities. The Company&rsquo;s policy is to record an impairment charge for any of these equity securities
that remains in an unrealized loss position for twelve consecutive months unless the amount is insignificant.</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left; text-indent: 0.25in">&nbsp;</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">The aggregate carrying amount of cost-method
investments was $4,934,000 and $10,904,000 at December 31, 2012 and 2011, respectively, which was the Federal Home Loan Bank stock
discussed above. The Company determined that none of its cost-method investments were impaired at either year end.</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left; text-indent: 0.25in">&nbsp;</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">The book values and approximate fair values
of investment securities at December 31, 2012, by contractual maturity, are summarized in the table below. Expected maturities
may differ from contractual maturities because issuers may have the right to call or prepay obligations with or without call or
prepayment penalties.</P>

<P STYLE="font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="border-collapse: collapse; width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif">
<TR STYLE="vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD COLSPAN="6" NOWRAP STYLE="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif">Securities Available for Sale</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD COLSPAN="6" NOWRAP STYLE="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif">Securities Held to Maturity</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="text-align: center; font: 10pt Calibri, Helvetica, Sans-Serif">Amortized</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="text-align: center; font: 10pt Calibri, Helvetica, Sans-Serif">Fair</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="text-align: center; font: 10pt Calibri, Helvetica, Sans-Serif">Amortized</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="text-align: center; font: 10pt Calibri, Helvetica, Sans-Serif">Fair</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="font: italic 10pt Calibri, Helvetica, Sans-Serif; text-align: justify">($ in thousands)</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif">Cost</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif">Value</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif">Cost</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif">Value</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">Debt securities</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="width: 56%; text-align: justify; text-indent: 13.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">Due within one year</TD><TD NOWRAP STYLE="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">$</TD><TD NOWRAP STYLE="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&mdash;</TD><TD NOWRAP STYLE="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&mdash;</TD><TD NOWRAP STYLE="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="width: 5%; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">$</TD><TD NOWRAP STYLE="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">350</TD><TD NOWRAP STYLE="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">352</TD><TD NOWRAP STYLE="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: justify; text-indent: 13.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">Due after one year but within five years</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">14,498</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">14,669</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">3,837</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">4,140</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: justify; text-indent: 13.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">Due after five years but within ten years</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&mdash;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&mdash;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">29,005</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">31,807</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: justify; text-indent: 13.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">Due after ten years</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">1,000</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">740</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">22,872</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">25,197</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: justify; padding-bottom: 1pt; text-indent: 13.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">Mortgage-backed securities</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">143,539</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">146,926</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"><P STYLE="font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif; margin: 0">&mdash;</P></TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"><P STYLE="font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif; margin: 0">&mdash;</P></TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: justify; text-indent: 27pt; font: 10pt Calibri, Helvetica, Sans-Serif">Total debt securities</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">159,037</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">162,335</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">56,064</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">61,496</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: justify; padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">Equity securities</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">5,026</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">5,017</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"><P STYLE="font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif; margin: 0">&mdash;</P></TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"><P STYLE="font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif; margin: 0">&mdash;</P></TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: justify; padding-bottom: 2.5pt; text-indent: 27pt; font: 10pt Calibri, Helvetica, Sans-Serif">Total securities</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">$</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">164,063</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">167,352</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">$</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">56,064</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">61,496</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
</TABLE>


<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">At December 31, 2012, investment securities
with carrying values of $78,519,000 were pledged as collateral for public and private deposits. At December 31, 2011, investment
securities with carrying values of $47,418,000 were pledged as collateral for public and private deposits and securities sold under
agreements to repurchase.</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">&nbsp;</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">There were $9,641,000 in sales of securities
in 2012, which resulted in a net gain of $439,000. There were $2,518,000 in sales of securities in 2011, which resulted in a net
gain of $8,000. There were no sales of securities in 2010. During the twelve months ended December 31, 2012, 2011, and 2010, the
Company recorded a net gain of $200,000, $71,000, and $26,000, respectively, related to the call of several municipal and corporate
bond securities. Also, during the twelve months ended December 31, 2012, 2011, and 2010, the Company recorded net losses of $1,000,
$5,000, and $0, respectively, related to write-downs of the Company&rsquo;s equity portfolio.</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left; text-indent: 13.5pt">&nbsp;</P>

<!-- Field: Page; Sequence: 107; Value: 89 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 2px solid"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif"><TR><TD STYLE="text-align: center; width: 100%"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->107<!-- Field: /Sequence --></TD></TR></TABLE></DIV>
    <DIV STYLE="page-break-before: always; margin-top: 6pt; margin-bottom: 12pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif"><TR><TD STYLE="text-align: left; width: 100%"><A HREF="#toc" STYLE="font-style: italic">Table of Contents</A></TD></TR></TABLE></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">&nbsp;</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify"><B>Note 4. Loans and Asset Quality
Information</B></P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">&nbsp;</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">The loans and foreclosed real estate that
were acquired in FDIC-assisted transactions are covered by loss share agreements between the FDIC and the Company&rsquo;s banking
subsidiary, First Bank, which afford First Bank significant loss protection - see Note 2 to the financial statements included in
the Company&rsquo;s 2011 Annual Report on Form 10-K for detailed information regarding these transactions. Because of the loss
protection provided by the FDIC, the risk of the loans and foreclosed real estate that are covered by loss share agreements are
significantly different from those assets not covered under the loss share agreements. Accordingly, the Company presents separately
loans subject to the loss share agreements as &ldquo;covered loans&rdquo; in the information below and loans that are not subject
to the loss share agreements as &ldquo;non-covered loans.&rdquo;</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">&nbsp;</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">The following is a summary of the major
categories of total loans outstanding:</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="border-collapse: collapse; width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif">
<TR STYLE="vertical-align: bottom; font-family: Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif"><P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"><I>($
in thousands)</I></P></TD><TD NOWRAP STYLE="font-weight: bold; padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD COLSPAN="6" NOWRAP STYLE="font-weight: bold; text-align: center; border-bottom: Black 1pt solid; font-family: Calibri, Helvetica, Sans-Serif">December 31, 2012</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font-weight: bold; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD COLSPAN="6" NOWRAP STYLE="text-align: center; border-bottom: Black 1pt solid; font-family: Calibri, Helvetica, Sans-Serif">December 31, 2011</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; font-family: Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="font-weight: bold; text-align: center; border-bottom: Black 1pt solid; font-family: Calibri, Helvetica, Sans-Serif">Amount</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font-weight: bold; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="font-weight: bold; text-align: center; border-bottom: Black 1pt solid; font-family: Calibri, Helvetica, Sans-Serif">Percentage</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font-weight: bold; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="text-align: center; border-bottom: Black 1pt solid; font-family: Calibri, Helvetica, Sans-Serif">Amount</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="text-align: center; border-bottom: Black 1pt solid; font-family: Calibri, Helvetica, Sans-Serif">Percentage</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255); font-family: Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="font-weight: bold; text-decoration: underline; text-align: left; padding-left: 0; font-family: Calibri, Helvetica, Sans-Serif">All&nbsp;loans (non-covered and covered):</TD><TD NOWRAP STYLE="font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White; font-family: Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: left; padding-left: 5.4pt; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255); font-family: Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="width: 60%; text-align: left; text-indent: -12pt; padding-left: 12pt; font-family: Calibri, Helvetica, Sans-Serif">Commercial, financial, and agricultural</TD><TD NOWRAP STYLE="width: 1%; font-weight: bold; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="width: 1%; font-weight: bold; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">$</TD><TD NOWRAP STYLE="width: 7%; font-weight: bold; text-align: right; font-family: Calibri, Helvetica, Sans-Serif">160,790</TD><TD NOWRAP STYLE="width: 1%; font-weight: bold; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="width: 1%; font-weight: bold; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="width: 1%; font-weight: bold; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="width: 7%; font-weight: bold; text-align: right; font-family: Calibri, Helvetica, Sans-Serif">7%</TD><TD NOWRAP STYLE="width: 1%; font-weight: bold; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="width: 1%; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="width: 1%; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">$</TD><TD NOWRAP STYLE="width: 7%; text-align: right; font-family: Calibri, Helvetica, Sans-Serif">162,099</TD><TD NOWRAP STYLE="width: 1%; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="width: 1%; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="width: 1%; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="width: 7%; text-align: right; font-family: Calibri, Helvetica, Sans-Serif">7%</TD><TD NOWRAP STYLE="width: 1%; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White; font-family: Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: left; text-indent: -12pt; padding-left: 12pt; font-family: Calibri, Helvetica, Sans-Serif">Real estate &ndash; construction, land development &amp; other land loans</TD><TD NOWRAP STYLE="font-weight: bold; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="font-weight: bold; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; text-align: right; font-family: Calibri, Helvetica, Sans-Serif">298,458</TD><TD NOWRAP STYLE="font-weight: bold; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="font-weight: bold; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; text-align: right; font-family: Calibri, Helvetica, Sans-Serif">13%</TD><TD NOWRAP STYLE="font-weight: bold; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">363,079</TD><TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">15%</TD><TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255); font-family: Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: left; text-indent: -12pt; padding-left: 12pt; font-family: Calibri, Helvetica, Sans-Serif">Real estate &ndash; mortgage &ndash; residential (1-4 family) first mortgages</TD><TD NOWRAP STYLE="font-weight: bold; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="font-weight: bold; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; text-align: right; font-family: Calibri, Helvetica, Sans-Serif">815,281</TD><TD NOWRAP STYLE="font-weight: bold; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="font-weight: bold; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; text-align: right; font-family: Calibri, Helvetica, Sans-Serif">34%</TD><TD NOWRAP STYLE="font-weight: bold; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">805,542</TD><TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">33%</TD><TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White; font-family: Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: left; text-indent: -12pt; padding-left: 12pt; font-family: Calibri, Helvetica, Sans-Serif">Real estate &ndash; mortgage &ndash; home equity loans / lines of credit</TD><TD NOWRAP STYLE="font-weight: bold; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="font-weight: bold; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; text-align: right; font-family: Calibri, Helvetica, Sans-Serif">238,925</TD><TD NOWRAP STYLE="font-weight: bold; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="font-weight: bold; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; text-align: right; font-family: Calibri, Helvetica, Sans-Serif">10%</TD><TD NOWRAP STYLE="font-weight: bold; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">256,509</TD><TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">11%</TD><TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255); font-family: Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: left; text-indent: -12pt; padding-left: 12pt; font-family: Calibri, Helvetica, Sans-Serif">Real estate &ndash; mortgage &ndash; commercial and other</TD><TD NOWRAP STYLE="font-weight: bold; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="font-weight: bold; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; text-align: right; font-family: Calibri, Helvetica, Sans-Serif">789,746</TD><TD NOWRAP STYLE="font-weight: bold; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="font-weight: bold; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; text-align: right; font-family: Calibri, Helvetica, Sans-Serif">33%</TD><TD NOWRAP STYLE="font-weight: bold; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">762,895</TD><TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">31%</TD><TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White; font-family: Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: left; padding-bottom: 1pt; text-indent: -12pt; padding-left: 12pt; font-family: Calibri, Helvetica, Sans-Serif">Installment loans to individuals</TD><TD NOWRAP STYLE="font-weight: bold; padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; font-weight: bold; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; font-weight: bold; text-align: right; font-family: Calibri, Helvetica, Sans-Serif">71,933</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font-weight: bold; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; font-weight: bold; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; font-weight: bold; text-align: right; font-family: Calibri, Helvetica, Sans-Serif">3%</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font-weight: bold; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: right; font-family: Calibri, Helvetica, Sans-Serif">78,982</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: right; font-family: Calibri, Helvetica, Sans-Serif">3%</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255); font-family: Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: left; text-indent: -12pt; padding-left: 12pt; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;&nbsp;&nbsp;&nbsp;Subtotal</TD><TD NOWRAP STYLE="font-weight: bold; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="font-weight: bold; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; text-align: right; font-family: Calibri, Helvetica, Sans-Serif">2,375,133</TD><TD NOWRAP STYLE="font-weight: bold; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="font-weight: bold; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; text-align: right; font-family: Calibri, Helvetica, Sans-Serif">100%</TD><TD NOWRAP STYLE="font-weight: bold; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">2,429,106</TD><TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">100%</TD><TD NOWRAP STYLE="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White; font-family: Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: left; padding-bottom: 1pt; text-indent: -12pt; padding-left: 12pt; font-family: Calibri, Helvetica, Sans-Serif">Unamortized net deferred loan costs</TD><TD NOWRAP STYLE="font-weight: bold; padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; font-weight: bold; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; font-weight: bold; text-align: right; font-family: Calibri, Helvetica, Sans-Serif">1,324</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font-weight: bold; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: right; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: right; font-family: Calibri, Helvetica, Sans-Serif">1,280</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: right; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255); font-family: Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: left; padding-bottom: 2.5pt; padding-left: 0; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;&nbsp;&nbsp;&nbsp;Total loans</TD><TD NOWRAP STYLE="font-weight: bold; padding-bottom: 2.5pt; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font-weight: bold; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">$</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font-weight: bold; text-align: right; font-family: Calibri, Helvetica, Sans-Serif">2,376,457</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; font-weight: bold; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; padding-bottom: 2.5pt; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="padding-bottom: 2.5pt; font-weight: bold; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; font-weight: bold; text-align: right; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; font-weight: bold; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">$</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; text-align: right; font-family: Calibri, Helvetica, Sans-Serif">2,430,386</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: right; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
</TABLE>

<P STYLE="font: 10pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left; text-indent: 0.25in">&nbsp;</P>

<P STYLE="font: 10pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left; text-indent: 0in">As of December 31, 2012 and
2011, net loans include an unamortized premium of $485,000 and $949,000, respectively, related to acquired loans.</P>

<P STYLE="font: 10pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left; text-indent: 0in">&nbsp;</P>

<P STYLE="font: 10pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left; text-indent: 0in">At December 31, 2012, the Company
also had $30 million classified as &ldquo;loans held for sale&rdquo; that are not included in the loan balances disclosed above
or in the disclosures presented in the remainder of Note 4. In the fourth quarter of 2012, the Company identified approximately
$68 million of non-covered higher-risk loans that it targeted for sale to a third-party investor. Based on an offer to purchase
these loans received prior to year-end, the Company wrote the loans down by approximately $38 million to their estimated liquidation
value of approximately $30 million and reclassified them as &ldquo;loans held for sale.&rdquo; The sale of the loans was completed
in January 2013 with the Company receiving sales proceeds of approximately $30 million.</P>

<P STYLE="font: 10pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left; text-indent: 0in">&nbsp;</P>

<P STYLE="font: 10pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left; text-indent: 0in">Loans in the amount of $2.1
billion were pledged as collateral for certain borrowings as of both December 31, 2012 and December 31, 2011 (see Note 10).</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left; text-indent: 13.5pt">&nbsp;</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">The loans above also include loans to
executive officers and directors serving the Company at December 31, 2012 and to their associates, totaling approximately $6.9
million and $5.3 million at December 31, 2012 and 2011, respectively. During 2012, additions to such loans were approximately $3.6
and repayments totaled approximately $2.0. These loans were made on substantially the same terms, including interest rates and
collateral, as those prevailing at the time for comparable transactions with other non-related borrowers. Management does not believe
these loans involve more than the normal risk of collectability or present other unfavorable features.</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">&nbsp;</P>


<!-- Field: Page; Sequence: 108; Value: 89 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 2px solid"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif"><TR><TD STYLE="text-align: center; width: 100%"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->108<!-- Field: /Sequence --></TD></TR></TABLE></DIV>
    <DIV STYLE="page-break-before: always; margin-top: 6pt; margin-bottom: 12pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif"><TR><TD STYLE="text-align: left; width: 100%"><A HREF="#toc" STYLE="font-style: italic">Table of Contents</A></TD></TR></TABLE></DIV>
    <!-- Field: /Page -->


<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">The following is a summary of the major
categories of non-covered loans outstanding:</P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="border-collapse: collapse; width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif">
<TR STYLE="vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"><P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">&nbsp;</P><P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"><I>($ in thousands)</I></P></TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="6" NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: center; border-bottom: Black 1pt solid">December 31, 2012</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: bold 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD COLSPAN="6" NOWRAP STYLE="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif">December 31, 2011</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: center; border-bottom: Black 1pt solid">Amount</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: bold 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: center; border-bottom: Black 1pt solid">Percentage</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: bold 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif">Amount</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif">Percentage</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-decoration: underline; text-align: left; padding-left: 0">Non-covered loans:</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: left; padding-left: 5.4pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="width: 60%; text-align: left; text-indent: -12pt; padding-left: 12pt; font: 10pt Calibri, Helvetica, Sans-Serif">Commercial, financial, and agricultural</TD><TD NOWRAP STYLE="width: 1%; font: bold 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="width: 1%; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">$</TD><TD NOWRAP STYLE="width: 7%; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">155,273</TD><TD NOWRAP STYLE="width: 1%; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="width: 1%; font: bold 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="width: 1%; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="width: 7%; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">7%</TD><TD NOWRAP STYLE="width: 1%; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">$</TD><TD NOWRAP STYLE="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">152,627</TD><TD NOWRAP STYLE="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">8%</TD><TD NOWRAP STYLE="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: left; text-indent: -12pt; padding-left: 12pt; font: 10pt Calibri, Helvetica, Sans-Serif">Real estate &ndash; construction, land development &amp; other land loans</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">251,569</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">12%</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">290,983</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">14%</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: left; text-indent: -12pt; padding-left: 12pt; font: 10pt Calibri, Helvetica, Sans-Serif">Real estate &ndash; mortgage &ndash; residential (1-4 family) first mortgages</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">679,401</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">33%</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">646,616</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">31%</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: left; text-indent: -12pt; padding-left: 12pt; font: 10pt Calibri, Helvetica, Sans-Serif">Real estate &ndash; mortgage &ndash; home equity loans / lines of credit</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">219,443</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">11%</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">233,171</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">11%</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: left; text-indent: -12pt; padding-left: 12pt; font: 10pt Calibri, Helvetica, Sans-Serif">Real estate &ndash; mortgage &ndash; commercial and other</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">715,973</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">34%</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">666,882</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">32%</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: left; padding-bottom: 1pt; text-indent: -12pt; padding-left: 12pt; font: 10pt Calibri, Helvetica, Sans-Serif">Installment loans to individuals</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">71,160</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">3%</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">77,593</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">4%</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: left; text-indent: -12pt; padding-left: 12pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;&nbsp;&nbsp;&nbsp;Subtotal</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">2,092,819</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">100%</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">2,067,872</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">100%</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: left; padding-bottom: 1pt; text-indent: -12pt; padding-left: 12pt; font: 10pt Calibri, Helvetica, Sans-Serif">Unamortized net deferred loan costs</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">1,324</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">1,280</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: left; padding-bottom: 2.5pt; padding-left: 0; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;&nbsp;&nbsp;&nbsp;Total non-covered loans</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 2.5pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">$</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">2,094,143</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 2.5pt">&nbsp;</TD>
    <TD NOWRAP STYLE="padding-bottom: 2.5pt; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">$</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">2,069,152</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
</TABLE>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">&nbsp;</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">The carrying amount of the covered loans
at December 31, 2012 consisted of loans that were identified on the date of their purchase as being impaired and those that were
classified on the date of their purchase as nonimpaired, as follows:</P>

<P STYLE="font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0.25in">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="border-collapse: collapse; width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif">
<TR STYLE="vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="font: italic 10pt Calibri, Helvetica, Sans-Serif; text-align: justify">($ in thousands)</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif">Impaired <BR>
Purchased <BR>Loans &ndash; <BR>
Carrying <BR>
Value</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif">Impaired<BR>
 Purchased <BR>
Loans &ndash; <BR>
Unpaid <BR>
Principal <BR>
Balance</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif">Nonimpaired <BR>
Purchased <BR>Loans &ndash;<BR>
 Carrying <BR>
Value</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif">Nonimpaired<BR>
 Purchased <BR>
Loans - <BR>
Unpaid<BR>
 Principal <BR>
Balance</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif">Total <BR>
Covered <BR>Loans &ndash; <BR>
Carrying <BR>
Value</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif">Total<BR>
 Covered <BR>
Loans &ndash; <BR>
Unpaid <BR>
Principal <BR>
Balance</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-decoration: underline; text-align: justify">Covered loans:</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="width: 40%; text-align: left; text-indent: -12pt; padding-left: 12pt; font: 10pt Calibri, Helvetica, Sans-Serif">Commercial, financial, and agricultural</TD><TD NOWRAP STYLE="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">$</TD><TD NOWRAP STYLE="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">71</TD><TD NOWRAP STYLE="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">148</TD><TD NOWRAP STYLE="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">5,446</TD><TD NOWRAP STYLE="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">7,009</TD><TD NOWRAP STYLE="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">5,517</TD><TD NOWRAP STYLE="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">7,157</TD><TD NOWRAP STYLE="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: left; text-indent: -12pt; padding-left: 12pt; font: 10pt Calibri, Helvetica, Sans-Serif">Real estate &ndash; construction, land development &amp; other land loans</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">1,575</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">2,594</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">45,314</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">82,676</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">46,889</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">85,270</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: left; text-indent: -12pt; padding-left: 12pt; font: 10pt Calibri, Helvetica, Sans-Serif">Real estate &ndash; mortgage &ndash; residential (1-4 family) first mortgages</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">794</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">1,902</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">135,086</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">161,416</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">135,880</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">163,318</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: left; text-indent: -12pt; padding-left: 12pt; font: 10pt Calibri, Helvetica, Sans-Serif">Real estate &ndash; mortgage &ndash; home equity loans / lines of credit</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">16</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">56</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">19,466</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">24,431</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">19,482</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">24,487</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: left; text-indent: -12pt; padding-left: 12pt; font: 10pt Calibri, Helvetica, Sans-Serif">Real estate &ndash; mortgage &ndash; commercial and other</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">2,369</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">4,115</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">71,404</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">94,502</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">73,773</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">98,617</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: left; padding-bottom: 1pt; text-indent: -12pt; padding-left: 12pt; font: 10pt Calibri, Helvetica, Sans-Serif">Installment loans to individuals</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">&mdash;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">&mdash;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">773</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">828</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">773</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">828</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: justify; padding-bottom: 2.5pt; text-indent: -12pt; padding-left: 12pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Total</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">$</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">4,825</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">8,815</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">277,489</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">370,862</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">282,314</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">379,677</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
</TABLE>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left; text-indent: 0.25in">&nbsp;</P>


<!-- Field: Page; Sequence: 109; Value: 89 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 2px solid"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif"><TR><TD STYLE="text-align: center; width: 100%"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->109<!-- Field: /Sequence --></TD></TR></TABLE></DIV>
    <DIV STYLE="page-break-before: always; margin-top: 6pt; margin-bottom: 12pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif"><TR><TD STYLE="text-align: left; width: 100%"><A HREF="#toc" STYLE="font-style: italic">Table of Contents</A></TD></TR></TABLE></DIV>
    <!-- Field: /Page -->


<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">&nbsp;</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">The carrying amount of the covered loans
at December 31, 2011 consisted of impaired and nonimpaired purchased loans, as follows:</P>

<P STYLE="font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0.25in">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="border-collapse: collapse; width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif">
<TR STYLE="vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="font: italic 10pt Calibri, Helvetica, Sans-Serif; text-align: justify">($ in thousands)</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif">Impaired <BR>
Purchased <BR>Loans &ndash; <BR>
Carrying <BR>
Value</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif">Impaired <BR>
Purchased <BR>
Loans &ndash; <BR>
Unpaid <BR>
Principal <BR>
Balance</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif">Nonimpaired <BR>
Purchased <BR>Loans &ndash; <BR>
Carrying <BR>
Value</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif">Nonimpaired <BR>
Purchased <BR>
Loans - <BR>
Unpaid <BR>
Principal <BR>
Balance</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif">Total<BR>
 Covered <BR>Loans &ndash;<BR>
 Carrying <BR>
Value</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif">Total <BR>
Covered <BR>
Loans &ndash; <BR>
Unpaid <BR>
Principal <BR>
Balance</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-decoration: underline; text-align: justify">Covered loans:</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="width: 40%; text-align: left; text-indent: -12pt; padding-left: 12pt; font: 10pt Calibri, Helvetica, Sans-Serif">Commercial, financial, and agricultural</TD><TD NOWRAP STYLE="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">$</TD><TD NOWRAP STYLE="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">69</TD><TD NOWRAP STYLE="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">319</TD><TD NOWRAP STYLE="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">9,403</TD><TD NOWRAP STYLE="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">11,736</TD><TD NOWRAP STYLE="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">9,472</TD><TD NOWRAP STYLE="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">12,055</TD><TD NOWRAP STYLE="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: left; text-indent: -12pt; padding-left: 12pt; font: 10pt Calibri, Helvetica, Sans-Serif">Real estate &ndash; construction, land development &amp; other land loans</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">3,865</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">8,505</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">68,231</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">115,489</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">72,096</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">123,994</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: left; text-indent: -12pt; padding-left: 12pt; font: 10pt Calibri, Helvetica, Sans-Serif">Real estate &ndash; mortgage &ndash; residential (1-4 family) first mortgages</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">1,214</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">2,639</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">157,712</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">189,436</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">158,926</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">192,075</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: left; text-indent: -12pt; padding-left: 12pt; font: 10pt Calibri, Helvetica, Sans-Serif">Real estate &ndash; mortgage &ndash; home equity loans / lines of credit</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">127</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">577</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">23,211</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">29,249</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">23,338</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">29,826</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: left; text-indent: -12pt; padding-left: 12pt; font: 10pt Calibri, Helvetica, Sans-Serif">Real estate &ndash; mortgage &ndash; commercial and other</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">2,585</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">4,986</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">93,428</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">125,450</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">96,013</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">130,436</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: left; padding-bottom: 1pt; text-indent: -12pt; padding-left: 12pt; font: 10pt Calibri, Helvetica, Sans-Serif">Installment loans to individuals</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">4</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">6</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">1,385</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">1,583</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">1,389</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">1,589</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: justify; padding-bottom: 2.5pt; text-indent: -12pt; padding-left: 12pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Total</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">$</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">7,864</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">17,032</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">353,370</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">472,943</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">361,234</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">489,975</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
</TABLE>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">&nbsp;</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">The following table presents information
regarding covered purchased nonimpaired loans since December 31, 2010. The amounts include principal only and do not reflect accrued
interest as of the date of the acquisition or beyond.</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left; text-indent: 0.25in">&nbsp;</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left; text-indent: 0.25in"><I></I></P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="border-collapse: collapse; width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif">
<TR STYLE="vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"><I>($ in thousands)</I></TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="width: 90%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">Carrying amount of nonimpaired covered loans at December 31, 2010</TD><TD NOWRAP STYLE="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">$</TD><TD NOWRAP STYLE="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">366,521</TD><TD NOWRAP STYLE="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">Additions due to acquisition of The Bank of Asheville (at fair value)</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">84,623</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">Principal repayments</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">(40,576</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">)</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">Transfers to foreclosed real estate</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">(53,999</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">)</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">Loan charge-offs</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">(14,797</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">)</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: left; padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">Accretion of loan discount</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">11,598</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">Carrying amount of nonimpaired covered loans at December 31, 2011</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">353,370</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">Principal repayments</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">(51,582</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">)</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">Transfers to foreclosed real estate</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">(30,181</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">)</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">Loan charge-offs</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">(10,584</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">)</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: left; padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">Accretion of loan discount</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">16,466</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: left; padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">Carrying amount of nonimpaired covered loans at December 31, 2012</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">$</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">277,489</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
</TABLE>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">&nbsp;</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">As reflected in the table above, the Company
accreted $16,466,000 and $11,598,000 of the loan discount on purchased nonimpaired loans into interest income during 2012 and 2011,
respectively. As of December 31, 2012, there was remaining loan discount of $56,515,000 related to purchased performing loans.
If these loans continue to be repaid by the borrowers, the Company will accrete the remaining loan discount into interest income
over the covered lives of the respective loans. In such circumstances, a corresponding entry to reduce the indemnification asset
will be recorded amounting to 80% of the loan discount accretion, which reduces noninterest income. At December 31, 2012, the Company
also had $18,406,000 of loan discount related to purchased nonperforming loans. It is not expected that this amount will be accreted,
as it represents estimated losses on these loans. An additional $22,441,000 in partial charge-offs have been recorded on purchased
loans outstanding at December 31, 2012.</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left; text-indent: 0.25in">&nbsp;</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">The following table presents information
regarding all purchased impaired loans since December 31, 2010, substantially all of which are covered loans. The Company has applied
the cost recovery method to all purchased impaired loans at their respective acquisition dates due to the uncertainty as to the
timing of expected cash flows, as reflected in the following table.</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">&nbsp;</P>

<!-- Field: Page; Sequence: 110; Value: 89 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 2px solid"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif"><TR><TD STYLE="text-align: center; width: 100%"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->110<!-- Field: /Sequence --></TD></TR></TABLE></DIV>
    <DIV STYLE="page-break-before: always; margin-top: 6pt; margin-bottom: 12pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif"><TR><TD STYLE="text-align: left; width: 100%"><A HREF="#toc" STYLE="font-style: italic">Table of Contents</A></TD></TR></TABLE></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="border-collapse: collapse; width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif">
<TR STYLE="vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: left; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif"><P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">&nbsp;</P><P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"><I>($ in thousands)</I></P> <P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"><I>&nbsp;</I></P> <P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">&nbsp;</P> <P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">&nbsp;</P> <P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">Purchased Impaired Loans</P></TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif; border-bottom: Black 1pt solid">&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif">Contractual <BR>
Principal <BR>
Receivable</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif; border-bottom: Black 1pt solid">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif; border-bottom: Black 1pt solid">&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif">Fair Market<BR>
 Value <BR>
Adjustment &ndash; <BR>
Write Down <BR>
(Nonaccretable <BR>
Difference)</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif; border-bottom: Black 1pt solid">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif; border-bottom: Black 1pt solid">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif">Carrying <BR>Amount</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif; border-bottom: Black 1pt solid">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="width: 70%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">Balance at December 31, 2010</TD><TD NOWRAP STYLE="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">$</TD><TD NOWRAP STYLE="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">8,080</TD><TD NOWRAP STYLE="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">2,329</TD><TD NOWRAP STYLE="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">5,751</TD><TD NOWRAP STYLE="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">Additions due to acquisition of The Bank of Asheville</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">38,452</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">20,807</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">17,645</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">Change due to payments received</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">(1,620</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">)</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">(327</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">)</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">(1,293</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">)</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">Transfer to foreclosed real estate</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">(19,881</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">)</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">(9,308</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">)</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">(10,573</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">)</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">Change due to loan charge-off</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">(7,522</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">)</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">(4,193</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">)</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">(3,329</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">)</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: left; padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">Other</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">807</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">224</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">583</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">Balance at December 31, 2011</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">18,316</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">9,532</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">8,784</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">Change due to payments received</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">(355</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">)</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">44</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">(399</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">)</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">Transfer to foreclosed real estate</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">(7,636</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">)</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">(3,487</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">)</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">(4,149</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">)</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">Change due to loan charge-off</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">(359</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">)</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">(531</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">)</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">172</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: justify; padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">Other</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">(1,151</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">)</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">(1,568</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">)</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">417</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: justify; padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">Balance at December 31, 2012</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">$</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">8,815</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">3,990</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">4,825</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
</TABLE>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left; text-indent: 0.25in">&nbsp;</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">Each of the purchased impaired loans are
on nonaccrual status and considered to be impaired. Because of the uncertainty of the expected cash flows, the Company is accounting
for each purchased impaired loan under the cost recovery method, in which all cash payments are applied to principal. Thus, there
is no accretable yield associated with the above loans. During 2012 and 2011, the Company did not receive any payments that exceeded
the initial carrying amount of the purchased impaired loans.</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left; text-indent: 0.25in">&nbsp;</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">Nonperforming assets are defined as nonaccrual
loans, restructured loans, loans past due 90 or more days and still accruing interest, nonperforming loans held for sale, and foreclosed
real estate. Nonperforming assets are summarized as follows:</P>

<P STYLE="font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0.25in">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="border-collapse: collapse; width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif">
<TR STYLE="vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: justify"><P STYLE="font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif; margin: 0 0 0 27pt; text-align: justify"><B>&nbsp;</B></P><P STYLE="font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify"><B>ASSET QUALITY DATA </B>(<I>$ in thousands)</I></P></TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: center; border-bottom: Black 1pt solid">December 31,<BR>
 2012</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: bold 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif">December 31,<BR>
 2011</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-decoration: underline; text-align: justify">Non-covered nonperforming assets</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="width: 80%; text-align: justify; text-indent: 0.25in; padding-left: 5.4pt; font: 10pt Calibri, Helvetica, Sans-Serif">Nonaccrual loans</TD><TD NOWRAP STYLE="width: 1%; font: bold 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="width: 1%; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">$</TD><TD NOWRAP STYLE="width: 7%; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">33,034</TD><TD NOWRAP STYLE="width: 1%; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">73,566</TD><TD NOWRAP STYLE="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: justify; text-indent: 0.25in; padding-left: 5.4pt; font: 10pt Calibri, Helvetica, Sans-Serif">Restructured loans &ndash; accruing</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">24,848</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">11,720</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: justify; padding-bottom: 1pt; text-indent: 0.25in; padding-left: 5.4pt; font: 10pt Calibri, Helvetica, Sans-Serif">Accruing loans &gt; 90 days past due</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">&mdash;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">&mdash;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: justify; text-indent: 0.25in; padding-left: 5.4pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Total non-covered nonperforming loans</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">57,882</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">85,286</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: justify; text-indent: 0.25in; padding-left: 5.4pt; font: 10pt Calibri, Helvetica, Sans-Serif">Nonperforming loans held for sale</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">21,938</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&mdash;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: justify; padding-bottom: 1pt; text-indent: 0.25in; padding-left: 5.4pt; font: 10pt Calibri, Helvetica, Sans-Serif">Foreclosed real estate</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">26,285</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">37,023</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: justify; padding-bottom: 2.5pt; text-indent: 0.75in; padding-left: 5.4pt; font: 10pt Calibri, Helvetica, Sans-Serif">Total non-covered nonperforming assets</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 2.5pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">$</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">106,105</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">122,309</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: justify; text-indent: 0.75in; padding-left: 5.4pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-decoration: underline; text-align: justify">Covered nonperforming assets</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: justify; text-indent: 0.25in; padding-left: 5.4pt; font: 10pt Calibri, Helvetica, Sans-Serif">Nonaccrual loans (1)</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">$</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">33,491</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">41,472</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: justify; text-indent: 0.25in; padding-left: 5.4pt; font: 10pt Calibri, Helvetica, Sans-Serif">Restructured loans &ndash; accruing</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">15,465</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">14,218</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: justify; padding-bottom: 1pt; text-indent: 0.25in; padding-left: 5.4pt; font: 10pt Calibri, Helvetica, Sans-Serif">Accruing loans &gt; 90 days past due</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">&mdash;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">&mdash;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: justify; text-indent: 0.25in; padding-left: 5.4pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Total covered nonperforming loans</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">48,956</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">55,690</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: justify; padding-bottom: 1pt; text-indent: 0.25in; padding-left: 5.4pt; font: 10pt Calibri, Helvetica, Sans-Serif">Foreclosed real estate</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">47,290</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">85,272</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: justify; padding-bottom: 2.5pt; text-indent: 0.75in; padding-left: 5.4pt; font: 10pt Calibri, Helvetica, Sans-Serif">Total covered nonperforming assets</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 2.5pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">$</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">96,246</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">140,962</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: justify; text-indent: 0.75in; padding-left: 5.4pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: justify; padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Total nonperforming assets</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 2.5pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">$</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">202,351</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">263,271</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
</TABLE>

<P STYLE="font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify; border-top: Black 1pt solid">(1) At December 31, 2012 and December
31, 2011, the contractual balance of the nonaccrual loans covered by FDIC loss share agreements was $64.4 million and $69.0 million,
respectively.</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left; text-indent: 0.25in">&nbsp;</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">If the nonaccrual and restructured loans
as of December 31, 2012, 2011 and 2010 had been current in accordance with their original terms and had been outstanding throughout
the period (or since origination if held for part of the period), gross interest income in the amounts of approximately $7,689,000,
$8,724,000 and $8,136,000 for nonaccrual loans and $2,392,000, $1,873,000 and $1,943,000 for restructured loans would have been
recorded for 2012, 2011, and 2010, respectively. Interest income on such loans that was actually collected and included in net
income in 2012, 2011 and 2010 amounted to approximately $2,824,000, $2,578,000 and $3,195,000 for nonaccrual loans (prior to their
being placed on nonaccrual status), and $1,179,000, $1,351,000, and $1,342,000 for restructured loans, respectively. At December
31, 2012 and 2011, we had no commitments to lend additional funds to debtors whose loans were nonperforming.</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">&nbsp;</P>

<!-- Field: Page; Sequence: 111; Value: 89 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 2px solid"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif"><TR><TD STYLE="text-align: center; width: 100%"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->111<!-- Field: /Sequence --></TD></TR></TABLE></DIV>
    <DIV STYLE="page-break-before: always; margin-top: 6pt; margin-bottom: 12pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif"><TR><TD STYLE="text-align: left; width: 100%"><A HREF="#toc" STYLE="font-style: italic">Table of Contents</A></TD></TR></TABLE></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"></P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">The following table presents information
related to the Company&rsquo;s impaired loans.</P>

<P STYLE="font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0.25in">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="border-collapse: collapse; width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif">
<TR STYLE="vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: justify; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif"><P STYLE="font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify">&nbsp;</P><P STYLE="font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify"><I>($ in thousands)</I></P></TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; border-bottom: Black 1pt solid; text-align: center; vertical-align: bottom">As of /for the <BR>
year ended <BR>
December 31, <BR>2012</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: bold 10pt Calibri, Helvetica, Sans-Serif; border-bottom: Black 1pt solid">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif; border-bottom: Black 1pt solid">&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif">As of /for the <BR>
year ended <BR>December 31, <BR>2011</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif; border-bottom: Black 1pt solid">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif; border-bottom: Black 1pt solid">&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif">As of /for the<BR>
 year ended <BR>December 31, <BR>2010</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif; border-bottom: Black 1pt solid">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: justify">Impaired loans at period end</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="width: 70%; text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Non-covered</TD><TD NOWRAP STYLE="width: 1%; font: bold 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="width: 1%; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">$</TD><TD NOWRAP STYLE="width: 7%; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">57,882</TD><TD NOWRAP STYLE="width: 1%; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">85,286</TD><TD NOWRAP STYLE="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">96,003</TD><TD NOWRAP STYLE="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: justify; padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Covered</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">48,956</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">55,690</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">72,825</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: justify; padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif; padding-left: 3em">Total impaired loans at period end</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 2.5pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">$</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">106,838</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">140,976</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">168,828</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: justify">Average amount of impaired loans for period</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Non-covered</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">$</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">85,198</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">89,023</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">89,751</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: justify; padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Covered</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">54,773</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">63,289</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">95,373</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: justify; padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif; padding-left: 3em">Average amount of impaired loans for period &ndash; total</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 2.5pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">$</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">139,971</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">152,312</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">185,124</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: justify">Allowance for loan losses related to impaired loans at period end</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Non-covered</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">$</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">5,051</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">5,804</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">7,613</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: justify; padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Covered</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">3,509</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">5,106</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">11,155</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: left; padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif; padding-left: 3em">Allowance for loan losses related to impaired loans - total</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 2.5pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">$</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">8,560</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">10,910</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">18,768</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">Amount of impaired loans with no related allowance at period end</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Non-covered</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">$</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">12,049</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">35,721</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">42,874</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: justify; padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Covered</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">35,196</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">43,702</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">49,991</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: justify; padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif; padding-left: 3em">Total impaired loans with no related allowance at period end</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 2.5pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">$</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">47,245</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">79,423</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">92,865</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
</TABLE>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left; text-indent: 0.25in">&nbsp;</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">All of the impaired loans noted in the
table above were on nonaccrual status at each respective period end except for those classified as restructured loans (see table
on previous page for balances).</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">&nbsp;</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">The remaining tables in this note present
information derived from the Company&rsquo;s allowance for loan loss model. Relevant accounting guidance requires certain disclosures
to be disaggregated based on how the Company develops its allowance for loan losses and manages its credit exposure. This model
combines loan types in a different manner than the tables previously presented.</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left; text-indent: 0.25in">&nbsp;</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">The following table presents the Company&rsquo;s
nonaccrual loans as of December 31, 2012.</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="border-collapse: collapse; width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif">
<TR STYLE="vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="font: italic 10pt Calibri, Helvetica, Sans-Serif; text-align: left">($ in thousands)</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif">Non-covered</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif">Covered</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif">Total</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">Commercial, financial, and agricultural:</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="width: 70%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif; padding-left: 1em">Commercial - unsecured</TD><TD NOWRAP STYLE="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">$</TD><TD NOWRAP STYLE="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">307</TD><TD NOWRAP STYLE="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">150</TD><TD NOWRAP STYLE="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">457</TD><TD NOWRAP STYLE="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif; padding-left: 1em">Commercial - secured</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">2,398</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">3</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">2,401</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif; padding-left: 1em">Secured by inventory and accounts receivable</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">17</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">59</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">76</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">Real estate &ndash; construction, land development &amp; other land loans</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">6,354</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">11,698</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">18,052</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">Real estate &ndash; residential, farmland and multi-family</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">9,629</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">10,712</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">20,341</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">Real estate &ndash; home equity lines of credit</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">1,622</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">465</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">2,087</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">Real estate - commercial</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">9,885</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">10,342</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">20,227</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: left; padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">Consumer</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">2,822</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">62</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">2,884</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: left; padding-bottom: 2.5pt; padding-left: 0.3in; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;&nbsp;Total</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">$</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">33,034</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">33,491</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">66,525</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: left; padding-left: 5.4pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
</TABLE>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"></P>

<!-- Field: Page; Sequence: 112; Value: 89 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 2px solid"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif"><TR><TD STYLE="text-align: center; width: 100%"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->112<!-- Field: /Sequence --></TD></TR></TABLE></DIV>
    <DIV STYLE="page-break-before: always; margin-top: 6pt; margin-bottom: 12pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif"><TR><TD STYLE="text-align: left; width: 100%"><A HREF="#toc" STYLE="font-style: italic">Table of Contents</A></TD></TR></TABLE></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">The following table presents the Company&rsquo;s
nonaccrual loans as of December 31, 2011.</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="border-collapse: collapse; width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif">
<TR STYLE="vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="font: italic 10pt Calibri, Helvetica, Sans-Serif; text-align: left">($ in thousands)</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif">Non-covered</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif">Covered</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif">Total</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">Commercial, financial, and agricultural:</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="width: 70%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif; padding-left: 1em">Commercial - unsecured</TD><TD NOWRAP STYLE="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">$</TD><TD NOWRAP STYLE="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">452</TD><TD NOWRAP STYLE="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&mdash;</TD><TD NOWRAP STYLE="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">452</TD><TD NOWRAP STYLE="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif; padding-left: 1em">Commercial - secured</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">2,190</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">358</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">2,548</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif; padding-left: 1em">Secured by inventory and accounts receivable</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">588</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">102</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">690</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">Real estate &ndash; construction, land development &amp; other land loans</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">22,772</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">21,204</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">43,976</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">Real estate &ndash; residential, farmland and multi-family</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">25,430</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">11,050</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">36,480</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">Real estate &ndash; home equity lines of credit</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">3,161</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">1,068</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">4,229</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">Real estate - commercial</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">16,203</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">7,459</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">23,662</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: left; padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">Consumer</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">2,770</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">231</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">3,001</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD STYLE="text-align: left; padding-bottom: 2.5pt; padding-left: 0.3in; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;&nbsp;Total</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">$</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">73,566</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">41,472</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">115,038</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
</TABLE>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">&nbsp;</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">The following table presents an analysis
of the payment status of the Company&rsquo;s loans as of December 31, 2012.</P>

<P STYLE="font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0.25in">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="border-collapse: collapse; width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif">
<TR STYLE="vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="font: italic 10pt Calibri, Helvetica, Sans-Serif; text-align: justify">($ in thousands)</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif">30-59 <BR>
Days Past <BR>
Due</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif">60-89 Days<BR>
 Past Due</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif">Nonaccrual <BR>
Loans</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif">Current</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif">Total Loans<BR>
 Receivable</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-decoration: underline; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">Non-covered loans</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">Commercial, financial, and agricultural:</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="width: 50%; text-align: left; padding-left: 1em; font: 10pt Calibri, Helvetica, Sans-Serif">Commercial - unsecured</TD><TD NOWRAP STYLE="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">$</TD><TD NOWRAP STYLE="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">91</TD><TD NOWRAP STYLE="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">10</TD><TD NOWRAP STYLE="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">307</TD><TD NOWRAP STYLE="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">35,278</TD><TD NOWRAP STYLE="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">35,686</TD><TD NOWRAP STYLE="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: left; padding-left: 1em; font: 10pt Calibri, Helvetica, Sans-Serif">Commercial - secured</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">1,020</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">220</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">2,398</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">110,074</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">113,712</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: left; padding-left: 1em; font: 10pt Calibri, Helvetica, Sans-Serif">Secured by inventory and accounts receivable</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">52</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">4</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">17</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">21,270</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">21,343</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">Real estate &ndash; construction, land development &amp; other land loans</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">490</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">263</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">6,354</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">211,001</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">218,108</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">Real estate &ndash; residential, farmland, and multi-family</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">9,673</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">2,553</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">9,629</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">797,584</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">819,439</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">Real estate &ndash; home equity lines of credit</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">976</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">320</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">1,622</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">197,962</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">200,880</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">Real estate - commercial</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">4,326</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">1,131</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">9,885</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">612,598</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">627,940</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: left; padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">Consumer</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">462</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">219</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">2,822</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">52,208</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">55,711</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: left; padding-bottom: 2.5pt; padding-left: 0.3in; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;&nbsp;Total non-covered</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">$</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">17,090</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">4,720</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">33,034</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">2,037,975</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">2,092,819</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: left; padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">Unamortized net deferred loan costs</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">1,324</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: left; padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Total non-covered loans</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">$</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">2,094,143</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: left; padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">Covered loans</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">$</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">6,564</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">3,417</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">33,491</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">238,842</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">282,314</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: left; padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Total loans</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">$</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">23,654</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">8,137</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">66,525</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">2,276,817</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">2,376,457</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
</TABLE>

<P STYLE="font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0.25in">&nbsp;</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">The Company had no non-covered or covered
loans that were past due greater than 90 days and accruing interest at December 31, 2012.</P>


<!-- Field: Page; Sequence: 113; Value: 89 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 2px solid"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif"><TR><TD STYLE="text-align: center; width: 100%"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->113<!-- Field: /Sequence --></TD></TR></TABLE></DIV>
    <DIV STYLE="page-break-before: always; margin-top: 6pt; margin-bottom: 12pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif"><TR><TD STYLE="text-align: left; width: 100%"><A HREF="#toc" STYLE="font-style: italic">Table of Contents</A></TD></TR></TABLE></DIV>
    <!-- Field: /Page -->


<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">The following table presents an analysis
of the payment status of the Company&rsquo;s loans as of December 31, 2011.</P>

<P STYLE="font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0.25in">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="border-collapse: collapse; width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif">
<TR STYLE="vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="font: italic 10pt Calibri, Helvetica, Sans-Serif; text-align: justify">($ in thousands)</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif">30-59 <BR>
Days Past<BR>
 Due</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif">60-89 Days <BR>
Past Due</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif">Nonaccrual <BR>
Loans</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif">Current</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif">Total Loans <BR>
Receivable</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-decoration: underline; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">Non-covered loans</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">Commercial, financial, and agricultural:</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="width: 50%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif; padding-left: 1em">Commercial - unsecured</TD><TD NOWRAP STYLE="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">$</TD><TD NOWRAP STYLE="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">67</TD><TD NOWRAP STYLE="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">591</TD><TD NOWRAP STYLE="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">452</TD><TD NOWRAP STYLE="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">37,668</TD><TD NOWRAP STYLE="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">38,778</TD><TD NOWRAP STYLE="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif; padding-left: 1em">Commercial - secured</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">672</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">207</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">2,190</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">108,682</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">111,751</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif; padding-left: 1em">Secured by inventory and accounts receivable</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">247</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&mdash;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">588</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">20,993</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">21,828</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">Real estate &ndash; construction, land development &amp; other land loans</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">1,250</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">1,411</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">22,772</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">221,372</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">246,805</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">Real estate &ndash; residential, farmland, and multi-family</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">9,751</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">4,259</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">25,430</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">756,215</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">795,655</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">Real estate &ndash; home equity lines of credit</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">1,126</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">237</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">3,161</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">202,912</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">207,436</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">Real estate - commercial</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">2,620</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">1,006</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">16,203</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">567,354</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">587,183</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: left; padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">Consumer</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">657</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">286</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">2,770</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">54,723</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">58,436</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD STYLE="text-align: left; padding-bottom: 2.5pt; padding-left: 0.3in; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;&nbsp;Total non-covered</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">$</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">16,390</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">7,997</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">73,566</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">1,969,919</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">2,067,872</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: left; padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">Unamortized net deferred loan costs</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">1,280</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: left; padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Total non-covered loans</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">$</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">2,069,152</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: left; padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">Covered loans</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">$</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">6,511</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">3,388</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">41,472</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">309,863</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">361,234</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: left; padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Total loans</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">$</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">22,901</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">11,385</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">115,038</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">2,279,782</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">2,430,386</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
</TABLE>

<P STYLE="font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0.25in">&nbsp;</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">The Company had no non-covered or covered
loans that were past due greater than 90 days and accruing interest at December 31, 2011.</P>


<!-- Field: Page; Sequence: 114; Value: 89 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 2px solid"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif"><TR><TD STYLE="text-align: center; width: 100%"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->114<!-- Field: /Sequence --></TD></TR></TABLE></DIV>
    <DIV STYLE="page-break-before: always; margin-top: 6pt; margin-bottom: 12pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif"><TR><TD STYLE="text-align: left; width: 100%"><A HREF="#toc" STYLE="font-style: italic">Table of Contents</A></TD></TR></TABLE></DIV>
    <!-- Field: /Page -->


<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">The following table presents the activity
in the allowance for loan losses for non-covered loans for the year ended December 31, 2012.</P>

<P STYLE="font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0.25in">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="border-collapse: collapse; width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif">
<TR STYLE="vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="font: italic 10pt Calibri, Helvetica, Sans-Serif; text-align: justify">($ in thousands)</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif">Commercial, <BR>
Financial, and<BR>
 Agricultural</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif">Real Estate &ndash; <BR>
Construction, <BR>
Land <BR>
Development, &amp; <BR>
Other Land <BR>
Loans</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif">Real Estate &ndash; <BR>
Residential, <BR>
Farmland, <BR>
and Multi-<BR>
family</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif">Real<BR>
 Estate &ndash; <BR>
Home <BR>
Equity <BR>
Lines of <BR>
Credit</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif">Real Estate &ndash; <BR>
Commercial<BR>
 and Other</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif">Consumer</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif">Unallo-<BR>
cated</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif">Total</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD COLSPAN="33" NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-decoration: underline; text-align: justify">As of and for the year ended December 31, 2012</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="width: 20%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">Beginning balance</TD><TD NOWRAP STYLE="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">$</TD><TD NOWRAP STYLE="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">3,780</TD><TD NOWRAP STYLE="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">11,306</TD><TD NOWRAP STYLE="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">13,532</TD><TD NOWRAP STYLE="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">1,690</TD><TD NOWRAP STYLE="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">3,414</TD><TD NOWRAP STYLE="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">1,872</TD><TD NOWRAP STYLE="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">16</TD><TD NOWRAP STYLE="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">35,610</TD><TD NOWRAP STYLE="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">Charge-offs</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">(4,912</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">)</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">(19,312</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">)</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">(20,879</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">)</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">(3,287</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">)</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">(16,616</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">)</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">(1,539</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">)</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&mdash;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">(66,545</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">)</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">Recoveries</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">354</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">986</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">430</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">209</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">333</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">273</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&mdash;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">2,585</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: left; padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">Provisions</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">5,465</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">19,876</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">20,999</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">3,272</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">18,116</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">1,333</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">932</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">69,993</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: left; padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">Ending balance</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">$</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">4,687</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">12,856</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">14,082</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">1,884</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">5,247</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">1,939</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">948</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">41,643</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP COLSPAN="33" STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: justify">Ending balances as of December 31, 2012:&nbsp;&nbsp;Allowance for loan losses</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: left; padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">Individually evaluated for impairment</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">$</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">&mdash;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">&mdash;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">50</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">&mdash;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">957</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">&mdash;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">&mdash;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">1,007</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: left; padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">Collectively evaluated for impairment</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">$</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">4,687</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">12,856</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">14,032</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">1,884</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">4,290</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">1,939</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">948</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">40,636</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: left; padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">Loans acquired with deteriorated credit quality</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">$</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">&mdash;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">&mdash;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">&mdash;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">&mdash;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">&mdash;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">&mdash;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">&mdash;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">&mdash;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP COLSPAN="33" STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: justify">Loans receivable as of December 31, 2012:</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: left; padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">Ending balance &ndash; total</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">$</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">170,741</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">218,108</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">819,439</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">200,880</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">627,940</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">55,711</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">&mdash;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">2,092,819</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP COLSPAN="33" STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: justify">Ending balances as of December 31, 2012: Loans</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: left; padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">Individually evaluated for impairment</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">$</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">&mdash;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">4,276</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">1,705</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">&mdash;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">15,040</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">&mdash;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">&mdash;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">21,021</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: left; padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">Collectively evaluated for impairment</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">$</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">170,741</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">213,832</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">817,734</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">200,880</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">612,900</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">55,711</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">&mdash;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">2,071,798</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: left; padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">Loans acquired with deteriorated credit quality</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">$</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">&mdash;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">&mdash;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">&mdash;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">&mdash;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">&mdash;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">&mdash;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">&mdash;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">&mdash;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
</TABLE>

<P STYLE="font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0.25in">&nbsp;</P>


<!-- Field: Page; Sequence: 115; Value: 89 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 2px solid"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif"><TR><TD STYLE="text-align: center; width: 100%"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->115<!-- Field: /Sequence --></TD></TR></TABLE></DIV>
    <DIV STYLE="page-break-before: always; margin-top: 6pt; margin-bottom: 12pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif"><TR><TD STYLE="text-align: left; width: 100%"><A HREF="#toc" STYLE="font-style: italic">Table of Contents</A></TD></TR></TABLE></DIV>
    <!-- Field: /Page -->


<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">The following table presents the activity
in the allowance for loan losses for non-covered loans for the year ended December 31, 2011.</P>

<P STYLE="font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0.25in">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="border-collapse: collapse; width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif">
<TR STYLE="vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="font: italic 10pt Calibri, Helvetica, Sans-Serif; text-align: justify">($ in thousands)</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif">Commercial, <BR>
Financial, and <BR>
Agricultural</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif">Real Estate &ndash; <BR>
Construction, <BR>
Land <BR>
Development, &amp; <BR>
Other Land <BR>
Loans</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif">Real Estate &ndash; <BR>
Residential, <BR>
Farmland, <BR>
and Multi-<BR>
family</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif">Real<BR>
 Estate &ndash; <BR>
Home <BR>
Equity<BR>
 Lines of <BR>
Credit</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif">Real Estate &ndash;<BR>
 Commercial <BR>
and Other</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif">Consumer</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif">Unallo-<BR>
cated</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif">Total</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD COLSPAN="33" NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-decoration: underline; text-align: justify">As of and for the year ended December 31, 2011</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="width: 20%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">Beginning balance</TD><TD NOWRAP STYLE="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">$</TD><TD NOWRAP STYLE="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">4,731</TD><TD NOWRAP STYLE="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">12,520</TD><TD NOWRAP STYLE="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">11,283</TD><TD NOWRAP STYLE="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">3,634</TD><TD NOWRAP STYLE="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">3,972</TD><TD NOWRAP STYLE="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">1,961</TD><TD NOWRAP STYLE="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">174</TD><TD NOWRAP STYLE="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">38,275</TD><TD NOWRAP STYLE="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">Charge-offs</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">(2,703</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">)</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">(16,240</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">)</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">(9,045</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">)</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">(1,147</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">)</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">(3,355</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">)</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">(845</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">)</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">(524</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">)</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">(33,859</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">)</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">Recoveries</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">389</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">1,142</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">719</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">107</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">37</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">182</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">93</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">2,669</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: left; padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">Provisions</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">1,363</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">13,884</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">10,575</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">(904</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">)</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">2,760</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">574</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">273</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">28,525</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: left; padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">Ending balance</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">$</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">3,780</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">11,306</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">13,532</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">1,690</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">3,414</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">1,872</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">16</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">35,610</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP COLSPAN="33" STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: justify">Ending balances as of December 31, 2011:&nbsp;&nbsp;Allowance for loan losses</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: left; padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">Individually evaluated for impairment</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">$</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">60</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">607</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">150</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">&mdash;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">200</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">&mdash;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">&mdash;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">1,017</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: left; padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">Collectively evaluated for impairment</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">$</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">3,720</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">10,699</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">13,382</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">1,690</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">3,214</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">1,872</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">16</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">34,593</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: left; padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">Loans acquired with deteriorated credit quality</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">$</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">&mdash;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">&mdash;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">&mdash;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">&mdash;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">&mdash;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">&mdash;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">&mdash;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">&mdash;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP COLSPAN="33" STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: justify">Loans receivable as of December 31, 2011:</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: left; padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">Ending balance &ndash; total</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">$</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">172,357</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">246,805</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">795,655</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">207,436</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">587,183</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">58,436</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">&mdash;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">2,067,872</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP COLSPAN="33" STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: justify">Ending balances as of December 31, 2011: Loans</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: left; padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">Individually evaluated for impairment</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">$</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">2,526</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">34,750</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">11,880</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">527</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">30,846</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">12</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">&mdash;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">80,541</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: left; padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">Collectively evaluated for impairment</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">$</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">169,831</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">212,055</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">783,775</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">206,909</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">556,337</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">58,424</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">&mdash;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">1,987,331</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: left; padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">Loans acquired with deteriorated credit quality</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">$</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">&mdash;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">920</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">&mdash;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">&mdash;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">&mdash;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">&mdash;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">&mdash;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">920</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
</TABLE>

<P STYLE="font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0.25in">&nbsp;</P>


<!-- Field: Page; Sequence: 116; Value: 89 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 2px solid"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif"><TR><TD STYLE="text-align: center; width: 100%"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->116<!-- Field: /Sequence --></TD></TR></TABLE></DIV>
    <DIV STYLE="page-break-before: always; margin-top: 6pt; margin-bottom: 12pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif"><TR><TD STYLE="text-align: left; width: 100%"><A HREF="#toc" STYLE="font-style: italic">Table of Contents</A></TD></TR></TABLE></DIV>
    <!-- Field: /Page -->


<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">The following table presents the activity
in the allowance for loan losses for covered loans for the year ended December 31, 2012.</P>

<P STYLE="font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0.25in">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="border-collapse: collapse; width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif">
<TR STYLE="vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="font: italic 10pt Calibri, Helvetica, Sans-Serif; text-align: justify">($ in thousands)</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif">Covered Loans</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD COLSPAN="5" NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-decoration: underline; text-align: left">As of and for the year ended December 31, 2012</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="width: 90%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">Beginning balance</TD><TD NOWRAP STYLE="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">$</TD><TD NOWRAP STYLE="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">5,808</TD><TD NOWRAP STYLE="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">Charge-offs</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">(10,728</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">)</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">Recoveries</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&mdash;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: left; padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">Provisions</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">9,679</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: left; padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">Ending balance</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">$</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">4,759</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD COLSPAN="5" NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">Ending balances as of December 31, 2012:&nbsp;&nbsp;Allowance for loan losses</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD COLSPAN="5" NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: left; padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">Individually evaluated for impairment</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">$</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">4,459</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: left; padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">Collectively evaluated for impairment</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">300</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: left; padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">Loans acquired with deteriorated credit quality</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">17</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD COLSPAN="5" NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">Loans receivable as of December 31, 2012:</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: left; padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">Ending balance &ndash; total</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">$</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">282,314</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD COLSPAN="5" NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">Ending balances as of December 31, 2012: Loans</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: left; padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">Individually evaluated for impairment</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">$</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">74,914</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: left; padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">Collectively evaluated for impairment</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">207,400</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: left; padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">Loans acquired with deteriorated credit quality</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">4,825</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
</TABLE>

<P STYLE="font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0.25in">&nbsp;</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">The following table presents the activity
in the allowance for loan losses for covered loans for the year ended December 31, 2011.</P>

<P STYLE="font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0.25in">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="border-collapse: collapse; width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif">
<TR STYLE="vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="font: italic 10pt Calibri, Helvetica, Sans-Serif; text-align: justify">($ in thousands)</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif">Covered Loans</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD COLSPAN="5" NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-decoration: underline; text-align: left">As of and for the year ended December 31, 2011</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="width: 90%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">Beginning balance</TD><TD NOWRAP STYLE="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">$</TD><TD NOWRAP STYLE="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">11,155</TD><TD NOWRAP STYLE="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">Charge-offs</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">(18,123</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">)</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">Recoveries</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&mdash;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: left; padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">Provisions</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">12,776</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: left; padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">Ending balance</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">$</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">5,808</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD COLSPAN="5" NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">Ending balances as of December 31, 2011:&nbsp;&nbsp;Allowance for loan losses</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD COLSPAN="5" NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: left; padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">Individually evaluated for impairment</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">$</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">5,481</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: left; padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">Collectively evaluated for impairment</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">&mdash;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: left; padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">Loans acquired with deteriorated credit quality</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">327</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD COLSPAN="5" NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">Loans receivable as of December 31, 2011:</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: left; padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">Ending balance &ndash; total</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">$</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">361,234</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD COLSPAN="5" NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">Ending balances as of December 31, 2011: Loans</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: left; padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">Individually evaluated for impairment</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">$</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">44,723</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: left; padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">Collectively evaluated for impairment</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">316,511</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: left; padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">Loans acquired with deteriorated credit quality</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">7,864</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
</TABLE>

<P STYLE="font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0.25in">&nbsp;</P>


<!-- Field: Page; Sequence: 117; Value: 89 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 2px solid"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif"><TR><TD STYLE="text-align: center; width: 100%"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->117<!-- Field: /Sequence --></TD></TR></TABLE></DIV>
    <DIV STYLE="page-break-before: always; margin-top: 6pt; margin-bottom: 12pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif"><TR><TD STYLE="text-align: left; width: 100%"><A HREF="#toc" STYLE="font-style: italic">Table of Contents</A></TD></TR></TABLE></DIV>
    <!-- Field: /Page -->


<P STYLE="font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0.25in">&nbsp;</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">The following table presents the Company&rsquo;s
impaired loans as of December 31, 2012.</P>

<P STYLE="font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0.25in">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="border-collapse: collapse; width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif">
<TR STYLE="vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="font: italic 10pt Calibri, Helvetica, Sans-Serif; text-align: justify">($ in thousands)</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif">Recorded <BR>
Investment</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif">Unpaid <BR>
Principal <BR>
Balance</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif">Related <BR>
Allowance</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif">Average <BR>
Recorded <BR>
Investment</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-decoration: underline; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">Non-covered loans with no related allowance recorded:</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">Commercial, financial, and agricultural:</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif; padding-left: 1em">Commercial - unsecured</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">$</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&mdash;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&mdash;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&mdash;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&mdash;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="width: 60%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif; padding-left: 1em">Commercial - secured</TD><TD NOWRAP STYLE="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&mdash;</TD><TD NOWRAP STYLE="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&mdash;</TD><TD NOWRAP STYLE="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&mdash;</TD><TD NOWRAP STYLE="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">87</TD><TD NOWRAP STYLE="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif; padding-left: 1em">Secured by inventory and accounts receivable</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&mdash;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&mdash;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&mdash;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">5</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">Real estate &ndash; construction, land development &amp; other land loans</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">4,277</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">4,305</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&mdash;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">8,600</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">Real estate &ndash; residential, farmland, and multi-family</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">1,597</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">1,618</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&mdash;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">2,692</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">Real estate &ndash; home equity lines of credit</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&mdash;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&mdash;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&mdash;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">64</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">Real estate &ndash; commercial</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">6,175</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">6,851</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&mdash;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">12,724</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: left; padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">Consumer</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">&mdash;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">&mdash;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">&mdash;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">2</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: left; padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">Total non-covered impaired loans with no allowance</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">$</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">12,049</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">12,774</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">&mdash;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">24,174</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: left; padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">Total covered impaired loans with no allowance</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">$</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">35,196</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">71,413</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">&mdash;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">39,372</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: left; padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">Total impaired loans with no allowance recorded</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">$</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">47,245</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">84,187</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">&mdash;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">63,546</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-decoration: underline; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">Non-covered&nbsp;&nbsp;loans with an allowance recorded:</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">Commercial, financial, and agricultural:</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif; padding-left: 1em">Commercial - unsecured</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">$</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">307</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">386</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">58</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">221</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif; padding-left: 1em">Commercial - secured</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">2,398</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">2,762</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">436</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">2,304</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif; padding-left: 1em">Secured by inventory and accounts receivable</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">17</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">43</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">4</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">548</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">Real estate &ndash; construction, land development &amp; other land loans</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">3,934</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">5,730</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">1,213</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">12,199</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">Real estate &ndash; residential, farmland, and multi-family</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">23,859</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">25,844</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">1,955</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">27,186</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">Real estate &ndash; home equity lines of credit</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">1,645</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">2,120</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">96</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">2,901</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">Real estate &ndash; commercial</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">10,851</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">13,048</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">936</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">12,863</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: left; padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">Consumer</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">2,822</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">2,858</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">353</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">2,802</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: left; padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">Total non-covered impaired loans with allowance</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">$</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">45,833</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">52,791</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">5,051</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">61,024</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: left; padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">Total covered impaired loans with allowance</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">$</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">13,760</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">18,271</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">3,509</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">15,401</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: left; padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">Total impaired loans with an allowance recorded</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">$</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">59,593</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">71,062</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">8,560</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">76,425</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
</TABLE>


<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">&nbsp;</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">Interest income recorded on non-covered
and covered impaired loans during the year ended December 31, 2012 was insignificant.</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">&nbsp;</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">The related allowance listed above includes
both reserves on loans specifically reviewed for impairment and general reserves on impaired loans that were not specifically reviewed
for impairment.</P>


<P STYLE="font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0.25in">&nbsp;</P>

<!-- Field: Page; Sequence: 118; Options: NewSection; Value: 118 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 2px solid"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif"><TR><TD STYLE="text-align: center; width: 100%"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->118<!-- Field: /Sequence --></TD></TR></TABLE></DIV>
    <DIV STYLE="page-break-before: always; margin-top: 6pt; margin-bottom: 12pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif"><TR><TD STYLE="text-align: left; width: 100%"><A HREF="#toc" STYLE="font-style: italic">Table of Contents</A></TD></TR></TABLE></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify"> The following table presents the Company&rsquo;s impaired loans as of December 31, 2011.</P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="border-collapse: collapse; width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif">
<TR STYLE="vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="font: italic 10pt Calibri, Helvetica, Sans-Serif; text-align: justify">($ in thousands)</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif">Recorded <BR>
Investment</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif">Unpaid <BR>
Principal <BR>
Balance</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif">Related <BR>
Allowance</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif">Average <BR>
Recorded <BR>
Investment</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP COLSPAN="17" STYLE="text-decoration: underline; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">Non-covered loans with no related allowance recorded:</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">Commercial, financial, and agricultural:</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif; padding-left: 1em">Commercial - unsecured</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">$</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&mdash;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&mdash;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&mdash;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&mdash;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="width: 60%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif; padding-left: 1em">Commercial - secured</TD><TD NOWRAP STYLE="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">295</TD><TD NOWRAP STYLE="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">478</TD><TD NOWRAP STYLE="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&mdash;</TD><TD NOWRAP STYLE="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">504</TD><TD NOWRAP STYLE="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif; padding-left: 1em">Secured by inventory and accounts receivable</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">27</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">493</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&mdash;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">124</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">Real estate &ndash; construction, land development &amp; other land loans</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">15,105</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">20,941</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&mdash;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">17,876</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">Real estate &ndash; residential, farmland, and multi-family</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">3,442</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">4,741</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&mdash;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">5,278</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">Real estate &ndash; home equity lines of credit</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">46</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">300</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&mdash;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">79</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">Real estate &ndash; commercial</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">16,794</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">18,817</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&mdash;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">13,359</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: left; padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">Consumer</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">12</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">39</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">&mdash;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">15</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: left; padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">Total non-covered impaired loans with no allowance</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">$</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">35,721</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">45,809</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">&mdash;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">37,235</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: left; padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">Total covered impaired loans with no allowance</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">$</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">43,702</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">78,578</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">&mdash;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">49,030</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: left; padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">Total impaired loans with no allowance recorded</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">$</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">79,423</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">124,387</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">&mdash;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">86,265</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-decoration: underline; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">Non-covered&nbsp;&nbsp;loans with an allowance recorded:</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">Commercial, financial, and agricultural:</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif; padding-left: 1em">Commercial - unsecured</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">$</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">452</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">454</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">59</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">226</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif; padding-left: 1em">Commercial - secured</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">1,895</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">1,899</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">295</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">1,427</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif; padding-left: 1em">Secured by inventory and accounts receivable</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">561</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">571</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">156</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">391</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">Real estate &ndash; construction, land development &amp; other land loans</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">10,360</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">12,606</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">2,244</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">15,782</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">Real estate &ndash; residential, farmland, and multi-family</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">24,460</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">26,153</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">2,169</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">22,487</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">Real estate &ndash; home equity lines of credit</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">3,115</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">3,141</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">117</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">2,544</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">Real estate &ndash; commercial</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">5,965</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">6,421</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">283</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">6,602</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: left; padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">Consumer</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">2,757</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">2,759</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">481</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">2,329</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: left; padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">Total non-covered impaired loans with allowance</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">$</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">49,565</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">54,004</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">5,804</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">51,788</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: left; padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">Total covered impaired loans with allowance</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">$</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">11,988</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">15,670</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">5,106</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">14,259</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: left; padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">Total impaired loans with an allowance recorded</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">$</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">61,553</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">69,674</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">10,910</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">66,047</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
</TABLE>

<P STYLE="font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0.25in">&nbsp;</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">Interest income recorded on non-covered
and covered impaired loans during the year ended December 31, 2011 was insignificant.</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left; text-indent: 0.25in">&nbsp;</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">The related allowance listed above includes
both reserves on loans specifically reviewed for impairment and general reserves on impaired loans that were not specifically reviewed
for impairment.</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left; text-indent: 0.1in">&nbsp;</P>

<!-- Field: Page; Sequence: 119; Value: 118 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 2px solid"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif"><TR><TD STYLE="text-align: center; width: 100%"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->119<!-- Field: /Sequence --></TD></TR></TABLE></DIV>
    <DIV STYLE="page-break-before: always; margin-top: 6pt; margin-bottom: 12pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif"><TR><TD STYLE="text-align: left; width: 100%"><A HREF="#toc" STYLE="font-style: italic">Table of Contents</A></TD></TR></TABLE></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">&nbsp;</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">The Company tracks credit quality based
on its internal risk ratings. Upon origination a loan is assigned an initial risk grade, which is generally based on several factors
such as the borrower&rsquo;s credit score, the loan-to-value ratio, the debt-to-income ratio, etc. Loans that are risk-graded as
substandard during the origination process are declined. After loans are initially graded, they are monitored monthly for credit
quality based on many factors, such as payment history, the borrower&rsquo;s financial status, and changes in collateral value.
Loans can be downgraded or upgraded depending on management&rsquo;s evaluation of these factors. Internal risk-grading policies
are consistent throughout each loan type.</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0 0 0 0.2in; text-align: left; text-indent: 0.1in">&nbsp;</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">The following describes the Company&rsquo;s
internal risk grades in ascending order of likelihood of loss:</P>

<P STYLE="font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0.1in">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif; border-collapse: collapse">
<TR STYLE="vertical-align: top; font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD STYLE="width: 8%; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify; font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="width: 21%; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center; font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif"><FONT STYLE="font-family: Calibri, Helvetica, Sans-Serif">Numerical Risk Grade</FONT></TD>
    <TD STYLE="width: 71%; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify; font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif"><FONT STYLE="font-family: Calibri, Helvetica, Sans-Serif">Description</FONT></TD></TR>
<TR STYLE="vertical-align: top; font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD COLSPAN="2" STYLE="font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif; text-align: justify"><FONT STYLE="font-family: Calibri, Helvetica, Sans-Serif"><U>Pass:</U></FONT></TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify; font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: top; font: 10pt Calibri, Helvetica, Sans-Serif; background-color: rgb(204,238,255)">
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify; font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: center; font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif"><FONT STYLE="font-family: Calibri, Helvetica, Sans-Serif">1</FONT></TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: left; font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif"><FONT STYLE="font-family: Calibri, Helvetica, Sans-Serif">Cash secured loans.</FONT></TD></TR>
<TR STYLE="vertical-align: top; font: 10pt Calibri, Helvetica, Sans-Serif; background-color: White">
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify; font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: center; font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif"><FONT STYLE="font-family: Calibri, Helvetica, Sans-Serif">2</FONT></TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: left; font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif"><FONT STYLE="font-family: Calibri, Helvetica, Sans-Serif">Non-cash secured loans that have no minor or major exceptions to the lending guidelines.</FONT></TD></TR>
<TR STYLE="vertical-align: top; font: 10pt Calibri, Helvetica, Sans-Serif; background-color: rgb(204,238,255)">
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify; font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: center; font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif"><FONT STYLE="font-family: Calibri, Helvetica, Sans-Serif">3</FONT></TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: left; font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif"><FONT STYLE="font-family: Calibri, Helvetica, Sans-Serif">Non-cash secured loans that have no major exceptions to the lending guidelines.</FONT></TD></TR>
<TR STYLE="vertical-align: top; font: 10pt Calibri, Helvetica, Sans-Serif; background-color: White">
    <TD COLSPAN="2" STYLE="font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif; text-align: justify"><FONT STYLE="font-family: Calibri, Helvetica, Sans-Serif"><U>Weak Pass:</U></FONT></TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: left; font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: top; font: 10pt Calibri, Helvetica, Sans-Serif; background-color: rgb(204,238,255)">
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify; font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: center; font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif"><FONT STYLE="font-family: Calibri, Helvetica, Sans-Serif">4</FONT></TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: left; font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif"><FONT STYLE="font-family: Calibri, Helvetica, Sans-Serif">Non-cash secured loans that have minor or major exceptions to the lending guidelines, but the exceptions are properly mitigated.</FONT></TD></TR>
<TR STYLE="vertical-align: top; font: 10pt Calibri, Helvetica, Sans-Serif; background-color: White">
    <TD COLSPAN="2" STYLE="font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif; text-align: justify"><FONT STYLE="font-family: Calibri, Helvetica, Sans-Serif"><U>Watch or Standard:</U></FONT></TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: left; font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: top; font: 10pt Calibri, Helvetica, Sans-Serif; background-color: rgb(204,238,255)">
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify; font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: center; font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif"><FONT STYLE="font-family: Calibri, Helvetica, Sans-Serif">9</FONT></TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: left; font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif"><FONT STYLE="font-family: Calibri, Helvetica, Sans-Serif">Loans that meet the guidelines for a Risk Graded 5 loan, except the collateral coverage is sufficient to satisfy the debt with no risk of loss under reasonable circumstances.&nbsp;&nbsp;This category also includes all loans to insiders and any other loan that management elects to monitor on the watch list.</FONT></TD></TR>
<TR STYLE="vertical-align: top; font: 10pt Calibri, Helvetica, Sans-Serif; background-color: White">
    <TD COLSPAN="2" STYLE="font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif; text-align: justify"><FONT STYLE="font-family: Calibri, Helvetica, Sans-Serif"><U>Special Mention:</U></FONT></TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: left; font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: top; font: 10pt Calibri, Helvetica, Sans-Serif; background-color: rgb(204,238,255)">
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify; font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: center; font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif"><FONT STYLE="font-family: Calibri, Helvetica, Sans-Serif">5</FONT></TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: left; font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif"><FONT STYLE="font-family: Calibri, Helvetica, Sans-Serif">Existing loans with major exceptions that cannot be mitigated.</FONT></TD></TR>
<TR STYLE="vertical-align: top; font: 10pt Calibri, Helvetica, Sans-Serif; background-color: White">
    <TD COLSPAN="2" STYLE="font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif; text-align: justify"><FONT STYLE="font-family: Calibri, Helvetica, Sans-Serif"><U>Classified:</U></FONT></TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: left; font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: top; font: 10pt Calibri, Helvetica, Sans-Serif; background-color: rgb(204,238,255)">
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify; font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: center; font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif"><FONT STYLE="font-family: Calibri, Helvetica, Sans-Serif">6</FONT></TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: left; font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif"><FONT STYLE="font-family: Calibri, Helvetica, Sans-Serif">Loans that have a well-defined weakness that may jeopardize the liquidation of the debt if deficiencies are not corrected.</FONT></TD></TR>
<TR STYLE="vertical-align: top; font: 10pt Calibri, Helvetica, Sans-Serif; background-color: White">
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify; font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: center; font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif"><FONT STYLE="font-family: Calibri, Helvetica, Sans-Serif">7</FONT></TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: left; font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif"><FONT STYLE="font-family: Calibri, Helvetica, Sans-Serif">Loans that have a well-defined weakness that make the collection or liquidation improbable.</FONT></TD></TR>
<TR STYLE="vertical-align: top; font: 10pt Calibri, Helvetica, Sans-Serif; background-color: rgb(204,238,255)">
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify; font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: center; font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif"><FONT STYLE="font-family: Calibri, Helvetica, Sans-Serif">8</FONT></TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: left; font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif"><FONT STYLE="font-family: Calibri, Helvetica, Sans-Serif">Loans that are considered uncollectible and are in the process of being charged-off.</FONT></TD></TR>
</TABLE>
<P STYLE="font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify"><B>&nbsp;</B></P>


<!-- Field: Page; Sequence: 120; Value: 118 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 2px solid"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif"><TR><TD STYLE="text-align: center; width: 100%"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->120<!-- Field: /Sequence --></TD></TR></TABLE></DIV>
    <DIV STYLE="page-break-before: always; margin-top: 6pt; margin-bottom: 12pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif"><TR><TD STYLE="text-align: left; width: 100%"><A HREF="#toc" STYLE="font-style: italic">Table of Contents</A></TD></TR></TABLE></DIV>
    <!-- Field: /Page -->


<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">The following table presents the Company&rsquo;s
recorded investment in loans by credit quality indicators as of December 31, 2012.</P>

<P STYLE="font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="border-collapse: collapse; width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif">
<TR STYLE="vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="font: italic 10pt Calibri, Helvetica, Sans-Serif; text-align: justify">($ in thousands)</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD COLSPAN="26" NOWRAP STYLE="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif">Credit Quality Indicator (Grouped by Internally Assigned Grade)</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif">Pass (Grades <BR>
1, 2, &amp; 3)</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif">Weak Pass <BR>
(Grade 4)</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif">Watch or<BR>
 Standard <BR>
Loans <BR>
(Grade 9)</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif">Special <BR>
Mention<BR>
 Loans <BR>
(Grade 5)</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif">Classified<BR>
 Loans <BR>
(Grades <BR>6, 7, &amp; 8)</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif">Nonaccrual <BR>
Loans</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif">Total</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-decoration: underline; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">Non-covered loans:</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">Commercial, financial, and agricultural:</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="width: 30%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">Commercial - unsecured</TD><TD NOWRAP STYLE="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">$</TD><TD NOWRAP STYLE="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">10,283</TD><TD NOWRAP STYLE="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">24,031</TD><TD NOWRAP STYLE="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">10</TD><TD NOWRAP STYLE="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">472</TD><TD NOWRAP STYLE="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">583</TD><TD NOWRAP STYLE="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">307</TD><TD NOWRAP STYLE="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">35,686</TD><TD NOWRAP STYLE="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">Commercial - secured</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">32,196</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">72,838</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">1,454</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">3,676</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">1,150</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">2,398</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">113,712</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">Secured by inventory and accounts receivable</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">2,344</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">18,126</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">248</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">491</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">117</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">17</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">21,343</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">Real estate &ndash; construction, land development &amp; other land loans</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">31,582</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">163,588</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">3,830</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">9,045</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">3,709</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">6,354</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">218,108</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">Real estate &ndash; residential, farmland, and multi-family</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">249,313</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">499,922</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">7,154</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">29,091</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">24,330</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">9,629</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">819,439</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">Real estate &ndash; home equity lines of credit</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">125,310</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">66,412</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">2,160</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">3,526</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">1,850</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">1,622</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">200,880</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">Real estate - commercial</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">123,814</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">449,316</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">21,801</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">14,050</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">9,074</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">9,885</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">627,940</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: left; padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">Consumer</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">27,826</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">23,403</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">77</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">954</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">629</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">2,822</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">55,711</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: left; padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif; padding-left: 2em">&nbsp;&nbsp;Total</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">$</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">602,668</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">1,317,636</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">36,734</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">61,305</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">41,442</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">33,034</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">2,092,819</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: left; padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">Unamortized net deferred loan costs</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">1,324</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: left; padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Total non-covered&nbsp;&nbsp;loans</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">$</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">2,094,143</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: left; padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">Total covered loans</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">$</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">42,935</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">124,451</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">&mdash;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">7,569</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">73,868</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">33,491</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">282,314</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: left; padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Total loans</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">$</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">645,603</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">1,442,087</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">36,734</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">68,874</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">115,310</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">66,525</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">2,376,457</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
</TABLE>

<P STYLE="font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0.25in">&nbsp;</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">At December 31, 2012, there was an insignificant
amount of loans that were graded &ldquo;8&rdquo; with an accruing status.</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"></P>

<!-- Field: Page; Sequence: 121; Value: 118 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 2px solid"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif"><TR><TD STYLE="text-align: center; width: 100%"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->121<!-- Field: /Sequence --></TD></TR></TABLE></DIV>
    <DIV STYLE="page-break-before: always; margin-top: 6pt; margin-bottom: 12pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif"><TR><TD STYLE="text-align: left; width: 100%"><A HREF="#toc" STYLE="font-style: italic">Table of Contents</A></TD></TR></TABLE></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">&nbsp;</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">The following table presents the Company&rsquo;s recorded investment in loans by credit quality indicators as of December 31,
2011.</P>

<P STYLE="font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="border-collapse: collapse; width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif">
<TR STYLE="vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="font: italic 10pt Calibri, Helvetica, Sans-Serif; text-align: justify">($ in thousands)</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD COLSPAN="26" NOWRAP STYLE="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif">Credit Quality Indicator (Grouped by Internally Assigned Grade)</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif">Pass (Grades<BR>
 1, 2, &amp; 3)</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif">Weak Pass <BR>
(Grade 4)</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif">Watch or<BR>
 Standard <BR>
Loans <BR>
(Grade 9)</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif">Special<BR>
 Mention <BR>
Loans <BR>
(Grade 5)</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif">Classified <BR>
Loans (Grades <BR>6, 7, &amp; 8)</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif">Nonaccrual <BR>
Loans</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif">Total</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-decoration: underline; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">Non-covered loans:</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">Commercial, financial, and agricultural:</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="width: 30%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">Commercial - unsecured</TD><TD NOWRAP STYLE="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">$</TD><TD NOWRAP STYLE="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">13,516</TD><TD NOWRAP STYLE="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">23,735</TD><TD NOWRAP STYLE="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">13</TD><TD NOWRAP STYLE="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">217</TD><TD NOWRAP STYLE="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">845</TD><TD NOWRAP STYLE="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">452</TD><TD NOWRAP STYLE="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">38,778</TD><TD NOWRAP STYLE="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">Commercial - secured</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">36,587</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">66,105</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">1,912</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">2,196</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">2,761</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">2,190</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">111,751</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">Secured by inventory and accounts receivable</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">3,756</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">16,197</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">282</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">756</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">249</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">588</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">21,828</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">Real estate &ndash; construction, land development &amp; other land loans</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">37,596</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">156,651</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">6,490</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">9,903</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">13,393</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">22,772</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">246,805</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">Real estate &ndash; residential, farmland, and multi-family</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">257,163</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">456,188</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">10,248</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">17,687</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">28,939</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">25,430</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">795,655</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">Real estate &ndash; home equity lines of credit</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">130,913</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">67,606</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">2,422</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">1,868</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">1,466</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">3,161</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">207,436</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">Real estate - commercial</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">140,577</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">372,614</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">30,722</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">11,502</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">15,565</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">16,203</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">587,183</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: left; padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">Consumer</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">30,693</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">23,550</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">67</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">368</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">988</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">2,770</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">58,436</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD STYLE="text-align: left; padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif; padding-left: 2em">&nbsp;&nbsp;Total</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">$</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">650,801</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">1,182,646</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">52,156</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">44,497</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">64,206</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">73,566</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">2,067,872</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: left; padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">Unamortized net deferred loan costs</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">1,280</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: left; padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Total non-covered&nbsp;&nbsp;loans</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">$</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">2,069,152</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: left; padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">Total covered loans</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">$</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">62,052</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">161,508</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">&mdash;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">8,033</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">88,169</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">41,472</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">361,234</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: left; padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Total loans</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">$</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">712,853</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">1,344,154</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">52,156</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">52,530</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">152,375</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">115,038</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">2,430,386</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
</TABLE>

<P STYLE="font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0.25in">&nbsp;</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">At December 31, 2011, there was an insignificant
amount of loans that were graded &ldquo;8&rdquo; with an accruing status.</P>

<P STYLE="font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify"><I>&nbsp;</I></P>

<P STYLE="font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify"><I>Troubled Debt Restructurings</I></P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">&nbsp;</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">The restructuring of a loan is considered
a &ldquo;troubled debt restructuring&rdquo; if both (i) the borrower is experiencing financial difficulties and (ii) the creditor
has granted a concession. Concessions may include interest rate reductions or below market interest rates, principal forgiveness,
restructuring amortization schedules and other actions intended to minimize potential losses.</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">&nbsp;</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">The vast majority of the Company&rsquo;s
troubled debt restructurings modified during the year ended December 31, 2011 and 2012 related to interest rate reductions combined
with restructured amortization schedules. The Company does not grant principal forgiveness.</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">&nbsp;</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">All loans classified as troubled debt
restructurings are considered to be impaired and are evaluated as such for determination of the allowance for loan losses. The
Company&rsquo;s troubled debt restructurings can be classified as either nonaccrual or accruing based on the loan&rsquo;s payment
status. The troubled debt restructurings that are nonaccrual are reported within the nonaccrual loan totals presented previously.</P>


<!-- Field: Page; Sequence: 122; Value: 118 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 2px solid"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif"><TR><TD STYLE="text-align: center; width: 100%"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->122<!-- Field: /Sequence --></TD></TR></TABLE></DIV>
    <DIV STYLE="page-break-before: always; margin-top: 6pt; margin-bottom: 12pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif"><TR><TD STYLE="text-align: left; width: 100%"><A HREF="#toc" STYLE="font-style: italic">Table of Contents</A></TD></TR></TABLE></DIV>
    <!-- Field: /Page -->


<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">The following table presents information
related to loans modified in a troubled debt restructuring during the years ended December 31, 2012 and 2011.</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="border-collapse: collapse; width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif">
<TR STYLE="vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="font: italic 10pt Calibri, Helvetica, Sans-Serif; text-align: justify">($ in thousands)</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD COLSPAN="10" NOWRAP STYLE="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; vertical-align: bottom">For the year ended December 31, 2012</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif">Number of <BR>
Contracts</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif">Pre-Modification <BR>
Restructured <BR>
Balances</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif">Post-Modification<BR>
 Restructured <BR>
Balances</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-decoration: underline; text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">Non-covered TDRs &ndash; Accruing</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="width: 70%; text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">Real estate &ndash; construction, land development &amp; other land loans</TD><TD NOWRAP STYLE="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">2</TD><TD NOWRAP STYLE="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">$</TD><TD NOWRAP STYLE="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">642</TD><TD NOWRAP STYLE="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">$</TD><TD NOWRAP STYLE="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">642</TD><TD NOWRAP STYLE="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">Real estate &ndash; residential, farmland, and multi-family</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">8</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">1,653</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">1,653</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">Real estate &ndash; commercial</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&mdash;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&mdash;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&mdash;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-decoration: underline; text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">Non-covered TDRs - Nonaccrual</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">Commercial, financial, and agricultural:</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif; padding-left: 1em">Commercial &ndash; secured</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">1</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">11</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">11</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">Real estate &ndash; construction, land development &amp; other land loans</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">2</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">332</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">332</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">Real estate &ndash; residential, farmland, and multi-family</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">17</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">3,736</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">3,736</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">Real estate &ndash; home equity lines of credit</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">1</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">123</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">123</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: justify; padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">Real estate &ndash; commercial</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">5</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">1,082</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">1,082</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: justify; padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">Total non-covered TDRs arising during period</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">36</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">7,579</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">7,579</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">Total covered TDRs arising during period&ndash; Accruing</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">6</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">$</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">7,526</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">$</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">7,342</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: justify; padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">Total covered TDRs arising during period &ndash; Nonaccrual</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">4</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">1,230</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">1,231</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: justify; padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt">&nbsp;</TD>
    <TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left; border-bottom: Black 1pt solid">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: justify; padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">Total TDRs arising during period</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">46</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">$</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">16,335</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">$</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">16,152</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
</TABLE>

<P STYLE="font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="border-collapse: collapse; width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif">
<TR STYLE="vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="font: italic 10pt Calibri, Helvetica, Sans-Serif; text-align: justify">($ in thousands)</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD COLSPAN="10" NOWRAP STYLE="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; vertical-align: bottom">For the year ended December 31, 2011</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif">Number of <BR>
Contracts</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif">Pre-Modification <BR>
Restructured <BR>
Balances</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif">Post-Modification<BR>
 Restructured <BR>
Balances</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-decoration: underline; text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">Non-covered TDRs &ndash; Accruing</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="width: 70%; text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">Real estate &ndash; construction, land development &amp; other land loans</TD><TD NOWRAP STYLE="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">2</TD><TD NOWRAP STYLE="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">$</TD><TD NOWRAP STYLE="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">501</TD><TD NOWRAP STYLE="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">$</TD><TD NOWRAP STYLE="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">543</TD><TD NOWRAP STYLE="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">Real estate &ndash; residential, farmland, and multi-family</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">5</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">1,635</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">1,645</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">Real estate &ndash; commercial</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">4</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">1,871</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">1,871</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-decoration: underline; text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">Non-covered TDRs - Nonaccrual</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">Commercial, financial, and agricultural:</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif; padding-left: 1em">Commercial &ndash; secured</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&mdash;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&mdash;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&mdash;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">Real estate &ndash; construction, land development &amp; other land loans</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">1</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">357</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">357</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">Real estate &ndash; residential, farmland, and multi-family</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">3</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">382</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">438</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">Real estate &ndash; home equity lines of credit</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&mdash;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&mdash;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&mdash;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: justify; padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">Real estate &ndash; commercial</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">4</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">1,408</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">1,408</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: justify; padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">Total non-covered TDRs arising during period</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">19</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">6,154</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">6,262</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">Total covered TDRs arising during period&ndash; Accruing</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">37</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">$</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">6,528</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">$</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">6,528</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: justify; padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">Total covered TDRs arising during period &ndash; Nonaccrual</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">8</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">1,472</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">1,472</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: justify; padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt">&nbsp;</TD>
    <TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left; border-bottom: Black 1pt solid">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right; border-bottom: Black 1pt solid">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: justify; padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">Total TDRs arising during period</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">64</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">$</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">14,154</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">$</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">14,262</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
</TABLE>

<P STYLE="font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">As part of a routine regulatory exam that
concluded in the third quarter of 2012, the Company reclassified approximately $30 million of performing loans to TDR status during
the second and third quarters of 2012. Because these loans were restructured prior to January 1, 2012 they are not included in
the tables above. Also, in connection with an anticipated planned asset disposition, the Company recorded $6 million in charge-offs
to write-down the TDRs to their estimated liquidation value at December 31, 2012, and reclassified approximately $5 million of
TDRs to the &ldquo;nonperforming loans held for sale&rdquo; category as of December 31, 2012.</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">&nbsp;</P>

<!-- Field: Page; Sequence: 123; Value: 118 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 2px solid"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif"><TR><TD STYLE="text-align: center; width: 100%"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->123<!-- Field: /Sequence --></TD></TR></TABLE></DIV>
    <DIV STYLE="page-break-before: always; margin-top: 6pt; margin-bottom: 12pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif"><TR><TD STYLE="text-align: left; width: 100%"><A HREF="#toc" STYLE="font-style: italic">Table of Contents</A></TD></TR></TABLE></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">&nbsp;</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">There were no non-covered accruing restructured
loans that were modified in the previous 12 months and that defaulted during the years ended December 31, 2012 and 2011. There
were three covered accruing restructured loans totaling $0.4 million that were modified in the previous 12 months and that defaulted
during the year ended December 31, 2012. There were no covered accruing restructured loans that were modified in the previous 12
months and that defaulted during the year ended December 31, 2011. The Company considers a loan to have defaulted when it becomes
90 or more days delinquent under the modified terms, has been transferred to nonaccrual status, or has been transferred to other
real estate owned.</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"><B>&nbsp;</B></P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"><B>Note 5. Premises and Equipment</B></P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">&nbsp;</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">Premises and equipment at December 31,
2012 and 2011 consisted of the following:</P>

<P STYLE="font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="border-collapse: collapse; width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif">
<TR STYLE="vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="font: italic 10pt Calibri, Helvetica, Sans-Serif; text-align: justify">($ in thousands)</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: center; border-bottom: Black 1pt solid">2012</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: bold 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif">2011</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="width: 80%; text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">Land</TD><TD NOWRAP STYLE="width: 1%; font: bold 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="width: 1%; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">$</TD><TD NOWRAP STYLE="width: 7%; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">23,359</TD><TD NOWRAP STYLE="width: 1%; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">22,700</TD><TD NOWRAP STYLE="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">Buildings</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">58,601</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">53,818</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">Furniture and equipment</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">34,179</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">31,618</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: justify; padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">Leasehold improvements</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">1,980</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">2,003</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;&nbsp;&nbsp;&nbsp;Total cost</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">118,119</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">110,139</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: justify; padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">Less accumulated depreciation and amortization</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">(43,748</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">)</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">(40,164</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">)</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: justify; padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;&nbsp;&nbsp;&nbsp;Net book value of premises and equipment</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 2.5pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">$</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">74,371</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">69,975</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
</TABLE>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify"><B>&nbsp;</B></P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify"><B>Note 6. FDIC Indemnification Asset</B></P>

<P STYLE="font: 10pt/normal Cambria,serif; margin: 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify">As discussed in Note 1(i), the FDIC
indemnification asset is the estimated amount that the Company will receive from the FDIC under loss share agreements associated
with two FDIC-assisted failed bank acquisitions.</P>

<P STYLE="font: 10pt/normal Cambria,serif; margin: 0; text-align: justify; text-indent: 0.25in">&nbsp;</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">At December 31, 2012 and 2011, the FDIC
indemnification asset was comprised of the following components:</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left; text-indent: 0.25in">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="border-collapse: collapse; width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif">
<TR STYLE="vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="font: italic 10pt Calibri, Helvetica, Sans-Serif; text-align: left">($ in thousands)</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: center; border-bottom: Black 1pt solid">2012</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: bold 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif">2011</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="width: 80%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">Receivable related to loss claims incurred, not yet reimbursed</TD><TD NOWRAP STYLE="width: 1%; font: bold 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="width: 1%; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">$</TD><TD NOWRAP STYLE="width: 7%; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">33,040</TD><TD NOWRAP STYLE="width: 1%; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">13,377</TD><TD NOWRAP STYLE="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">Receivable related to estimated future claims on loans</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">62,044</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">90,275</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: left; padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">Receivable related to estimated future claims on foreclosed real estate</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">7,475</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">18,025</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: left; padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;FDIC indemnification asset</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 2.5pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">$</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">102,559</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">121,677</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
</TABLE>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left; text-indent: 0.25in">&nbsp;</P>


<!-- Field: Page; Sequence: 124; Value: 118 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 2px solid"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif"><TR><TD STYLE="text-align: center; width: 100%"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->124<!-- Field: /Sequence --></TD></TR></TABLE></DIV>
    <DIV STYLE="page-break-before: always; margin-top: 6pt; margin-bottom: 12pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif"><TR><TD STYLE="text-align: left; width: 100%"><A HREF="#toc" STYLE="font-style: italic">Table of Contents</A></TD></TR></TABLE></DIV>
    <!-- Field: /Page -->


<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">&nbsp;</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">The following presents a rollforward of
the FDIC indemnification asset since January 1, 2010.</P>

<P STYLE="font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0.25in">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="border-collapse: collapse; width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif">
<TR STYLE="vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="font: italic 10pt Calibri, Helvetica, Sans-Serif; text-align: left">($ in thousands)</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="width: 90%; text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">Balance at January 1, 2010</TD><TD NOWRAP STYLE="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">$</TD><TD NOWRAP STYLE="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">143,221</TD><TD NOWRAP STYLE="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">Increase related to unfavorable change in loss estimates</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">30,419</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">Increase related to reimbursable expenses</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">2,900</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">Cash received</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">(46,721</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">)</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: justify; padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">Accretion of loan discount</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">(6,100</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">)</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">Balance at December 31, 2010</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">$</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">123,719</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">Increase related to acquisition of The Bank of Asheville</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">42,218</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">Increase related to unfavorable change in loss estimates</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">29,814</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">Increase related to reimbursable expenses</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">5,725</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">Cash received</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">(69,339</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">)</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">Accretion of loan discount</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">(9,278</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">)</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: justify; padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">Other</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">(1,182</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">)</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">Balance at December 31, 2011</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">$</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">121,677</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">Increase related to unfavorable changes in loss estimates</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">16,984</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">Increase related to reimbursable expenses</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">6,947</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">Cash received</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">(29,796</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">)</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">Accretion of loan discount</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">(13,173</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">)</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: justify; padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">Other</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">(80</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">)</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: justify; padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">Balance at December 31, 2012</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">$</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">102,559</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
</TABLE>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0.25in"><B>&nbsp;</B></P>

<P STYLE="font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify"><B>Note 7. Goodwill and Other Intangible
Assets</B></P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">&nbsp;</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">The following is a summary of the gross
carrying amount and accumulated amortization of amortized intangible assets as of December 31, 2012 and December 31, 2011 and the
carrying amount of unamortized intangible assets as of those same dates. In 2012, the Company recorded a core deposit premium intangible
of $107,000 in connection with a branch acquisition, which is being amortized on a straight-line basis over the estimated life
of the related deposits of seven years. In 2011, the Company recorded a core deposit premium intangible of $277,000 in connection
with the acquisition of The Bank of Asheville, which is being amortized on a straight-line basis over the estimated life of the
related deposits of seven years.</P>

<P STYLE="font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0.25in">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="border-collapse: collapse; width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif">
<TR STYLE="vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="6" NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: center; border-bottom: Black 1pt solid">December 31, 2012</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: bold 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD COLSPAN="6" NOWRAP STYLE="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif">December 31, 2011</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif; border-bottom: Black 1pt solid"><P STYLE="font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify">&nbsp;</P><P STYLE="font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify"><I>($ in thousands)</I></P></TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: center; border-bottom: Black 1pt solid">Gross Carrying <BR>
Amount</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: bold 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: center; border-bottom: Black 1pt solid">Accumulated<BR>
 Amortization</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: bold 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif">Gross Carrying <BR>
Amount</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif">Accumulated <BR>
Amortization</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">Amortized intangible assets:</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="width: 60%; text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;&nbsp;&nbsp;Customer lists</TD><TD NOWRAP STYLE="width: 1%; font: bold 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="width: 1%; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">$</TD><TD NOWRAP STYLE="width: 7%; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">678</TD><TD NOWRAP STYLE="width: 1%; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="width: 1%; font: bold 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="width: 1%; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="width: 7%; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">417</TD><TD NOWRAP STYLE="width: 1%; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">$</TD><TD NOWRAP STYLE="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">678</TD><TD NOWRAP STYLE="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">357</TD><TD NOWRAP STYLE="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: left; padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;&nbsp;&nbsp;Core deposit premiums</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">7,974</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">5,128</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">7,867</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">4,291</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: justify; padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Total</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 2.5pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">$</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">8,652</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 2.5pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">5,545</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">$</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">8,545</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">4,648</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">Unamortized intangible assets:</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: justify; padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;&nbsp;&nbsp;Goodwill</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 2.5pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">$</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">65,835</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">$</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">65,835</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
</TABLE>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">&nbsp;</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify">Amortization expense totaled $897,000,
$902,000 and $874,000 for the years ended December 31, 2012, 2011 and 2010, respectively.</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0.25in">&nbsp;</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">Goodwill is evaluated for impairment on
at least an annual basis &ndash; see Note 1(q). For each of the years presented, the Company&rsquo;s evaluation indicated that
there was no goodwill impairment.</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left; text-indent: 0.25in">&nbsp;</P>


<!-- Field: Page; Sequence: 125; Value: 118 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 2px solid"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif"><TR><TD STYLE="text-align: center; width: 100%"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->125<!-- Field: /Sequence --></TD></TR></TABLE></DIV>
    <DIV STYLE="page-break-before: always; margin-top: 6pt; margin-bottom: 12pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif"><TR><TD STYLE="text-align: left; width: 100%"><A HREF="#toc" STYLE="font-style: italic">Table of Contents</A></TD></TR></TABLE></DIV>
    <!-- Field: /Page -->


<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">&nbsp;</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">The following table presents the estimated
amortization expense for intangible assets for each of the five calendar years ending December 31, 2017 and the estimated amount
amortizable thereafter. These estimates are subject to change in future periods to the extent management determines it is necessary
to make adjustments to the carrying value or estimated useful lives of amortized intangible assets.</P>

<P STYLE="font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0.25in">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" ALIGN="CENTER" STYLE="border-collapse: collapse; width: 50%; font: 10pt Calibri, Helvetica, Sans-Serif">
<TR STYLE="vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="font: italic 10pt Calibri, Helvetica, Sans-Serif; border-bottom: Black 1pt solid; text-align: left; vertical-align: bottom"><P STYLE="font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif; margin: 0"><I>($ in thousands)</I></P>
</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif">Estimated <BR>Amortization Expense</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="width: 86%; text-align: left; padding-left: 6em; font: 10pt Calibri, Helvetica, Sans-Serif; vertical-align: bottom">2013</TD><TD NOWRAP STYLE="width: 5%; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">$</TD><TD NOWRAP STYLE="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">797</TD><TD NOWRAP STYLE="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: left; padding-left: 6em; font: 10pt Calibri, Helvetica, Sans-Serif; vertical-align: bottom">2014</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">693</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: left; padding-left: 6em; font: 10pt Calibri, Helvetica, Sans-Serif; vertical-align: bottom">2015</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">638</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: left; padding-left: 6em; font: 10pt Calibri, Helvetica, Sans-Serif; vertical-align: bottom">2016</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">571</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: left; padding-left: 6em; font: 10pt Calibri, Helvetica, Sans-Serif; vertical-align: bottom">2017</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">321</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: left; padding-bottom: 1pt; padding-left: 5em; font: 10pt Calibri, Helvetica, Sans-Serif; vertical-align: bottom">Thereafter</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">88</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: left; padding-bottom: 2.5pt; padding-left: 6em; font: 10pt Calibri, Helvetica, Sans-Serif; vertical-align: bottom">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Total</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">$</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">3,108</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
</TABLE>

<P STYLE="font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify"><B>&nbsp;</B></P>

<P STYLE="font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify"><B>Note 8. Income Taxes</B></P>

<P STYLE="font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">&nbsp;</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">Total income
taxes for the years ended December 31, 2012, 2011 and 2010 were allocated as follows:</P>

<P STYLE="font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0.25in">&nbsp;&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="border-collapse: collapse; width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif">
<TR STYLE="vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="font: italic 10pt Calibri, Helvetica, Sans-Serif; text-align: justify">(In thousands)</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: center; border-bottom: Black 1pt solid">2012</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: bold 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif">2011</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif">2010</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif; text-align: justify">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="width: 70%; text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">Allocated to net income</TD><TD NOWRAP STYLE="width: 1%; font: bold 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="width: 1%; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">$</TD><TD NOWRAP STYLE="width: 7%; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">(16,952</TD><TD NOWRAP STYLE="width: 1%; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">)</TD><TD NOWRAP STYLE="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">7,370</TD><TD NOWRAP STYLE="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">4,960</TD><TD NOWRAP STYLE="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">Allocated to stockholders&rsquo; equity, for unrealized holding gain/loss on <BR>&nbsp;&nbsp;&nbsp;debt and equity securities for financial reporting purposes</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">(237</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">)</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">554</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">251</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: justify; padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">Allocated to stockholders&rsquo; equity, for tax expense (benefit) of pension liabilities</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">5,824</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">(2,912</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">)</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">(688</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">)</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: justify; padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;&nbsp;&nbsp;&nbsp;Total income tax expense (benefit)</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 2.5pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">$</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">(11,365</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">)</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">5,012</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">4,523</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
</TABLE>

<P STYLE="font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">The components
of income tax expense (benefit) for the years ended December 31, 2012, 2011 and 2010 are as follows:</P>

<P STYLE="font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="border-collapse: collapse; width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif">
<TR STYLE="vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="font: italic 10pt Calibri, Helvetica, Sans-Serif; text-align: justify">($ in thousands)</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: center; border-bottom: Black 1pt solid">2012</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: bold 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif">2011</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif">2010</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="width: 70%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">Current&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;- Federal</TD><TD NOWRAP STYLE="width: 1%; font: bold 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="width: 1%; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">$</TD><TD NOWRAP STYLE="width: 7%; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">(8,401</TD><TD NOWRAP STYLE="width: 1%; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">)</TD><TD NOWRAP STYLE="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">9,204</TD><TD NOWRAP STYLE="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">25,353</TD><TD NOWRAP STYLE="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;- State</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">(43</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">)</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">2,094</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">3,807</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">Deferred&nbsp;&nbsp;&nbsp;- Federal</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">(5,914</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">)</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">(3,234</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">)</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">(21,092</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">)</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: left; padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;- State</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">(2,594</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">)</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">(694</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">)</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">(3,108</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">)</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: justify; padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Total</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 2.5pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">$</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">(16,952</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">)</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">7,370</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">4,960</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
</TABLE>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">&nbsp;</P>


<!-- Field: Page; Sequence: 126; Value: 118 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 2px solid"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif"><TR><TD STYLE="text-align: center; width: 100%"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->126<!-- Field: /Sequence --></TD></TR></TABLE></DIV>
    <DIV STYLE="page-break-before: always; margin-top: 6pt; margin-bottom: 12pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif"><TR><TD STYLE="text-align: left; width: 100%"><A HREF="#toc" STYLE="font-style: italic">Table of Contents</A></TD></TR></TABLE></DIV>
    <!-- Field: /Page -->


<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">&nbsp;</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">The sources and
tax effects of temporary differences that give rise to significant portions of the deferred tax assets (liabilities) at December
31, 2012 and 2011 are presented below:</P>

<P STYLE="font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="border-collapse: collapse; width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif">
<TR STYLE="vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="font: italic 10pt Calibri, Helvetica, Sans-Serif; text-align: justify">(In thousands)</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: center; border-bottom: Black 1pt solid">2012</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: bold 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif">2011</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">Deferred tax assets:</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="width: 80%; text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Allowance for loan losses</TD><TD NOWRAP STYLE="width: 1%; font: bold 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="width: 1%; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">$</TD><TD NOWRAP STYLE="width: 7%; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">18,228</TD><TD NOWRAP STYLE="width: 1%; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">16,458</TD><TD NOWRAP STYLE="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Excess book over tax SERP retirement plan cost</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">2,553</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">2,378</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Deferred compensation</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">128</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">138</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;State net operating loss carryforwards</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">961</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">62</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Accruals, book versus tax</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">1,403</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">329</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Pension liability adjustments</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">1,396</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">7,220</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Foreclosed real estate</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">6,813</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">1,402</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Basis differences in assets acquired in FDIC transactions</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">1,058</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">771</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Nonqualified stock options</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">554</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">277</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Nonaccrual loan interest</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">420</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">744</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: justify; padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;All other</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">732</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">663</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Gross deferred tax assets</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">34,246</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">30,442</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: justify; padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Less: Valuation allowance</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">(112</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">)</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">(81</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">)</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: justify; padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Net deferred tax assets</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">34,134</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">30,361</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">Deferred tax liabilities:</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Loan fees</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">(1,427</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">)</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">(1,217</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">)</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Excess tax over book pension cost</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">(451</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">)</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">(219</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">)</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Depreciable basis of fixed assets</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">(2,308</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">)</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">(2,372</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">)</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Amortizable basis of intangible assets</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">(9,119</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">)</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">(8,334</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">)</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Unrealized gain on securities available for sale</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">(1,283</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">)</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">(1,520</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">)</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: justify; padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">FHLB stock dividends <BR></TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt">&nbsp;</TD>
    <TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">(437</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">)</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">(437</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">)</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: justify; padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;All other</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">(124</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">)</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">(198</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">)</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: justify; padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Gross deferred tax liabilities</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">(15,149</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">)</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">(14,297</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">)</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: justify; padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Net deferred tax asset - included in other assets</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 2.5pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">$</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">18,985</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">16,064</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
</TABLE>



<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">&nbsp;</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">A portion of the
annual change in the net deferred tax asset relates to unrealized gains and losses on securities available for sale. The related
2012 and 2011 deferred tax expense (benefit) of approximately ($237,000) and $554,000 respectively, has been recorded directly
to shareholders&rsquo; equity. Additionally, a portion of the annual change in the net deferred tax asset relates to pension adjustments.
The related 2012 and 2011 deferred tax expense (benefit) of $5,824,000 and ($2,912,000), respectively, has been recorded directly
to shareholders&rsquo; equity. The balance of the 2012 decrease in the net deferred tax asset of $8,508,000 is reflected as a deferred
income tax expense, and the balance of the 2011 increase in the net deferred tax asset of $3,928,000 is reflected as a deferred
income tax benefit in the consolidated statement of income (loss).</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">The valuation
allowances for 2012 and 2011 relate primarily to state net operating loss carryforwards. It is management&rsquo;s belief that the
realization of the remaining net deferred tax assets is more likely than not.</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0.25in">&nbsp;</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">The Company had
no significant uncertain tax positions, and thus no reserve for uncertain tax positions has been recorded. Additionally, the Company
determined that it has no material unrecognized tax benefits that if recognized would affect the effective tax rate. The Company&rsquo;s
general policy is to record tax penalties and interest as a component of &ldquo;other operating expenses.&rdquo;</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0.25in">&nbsp;</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">The Company&rsquo;s
tax returns are subject to income tax audit by federal and state agencies beginning with the year 2009.</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0.25in">&nbsp;</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">Retained earnings
at December 31, 2012 and 2011 includes approximately $6,869,000 representing pre-1988 tax bad debt reserve base year amounts for
which no deferred income tax liability has been provided since these reserves are not expected to reverse or may never reverse.
Circumstances that would require an accrual of a portion or all of this unrecorded tax liability are a reduction in qualifying
loan levels relative to the end of 1987, failure to meet the definition of a bank, dividend payments in excess of accumulated
tax earnings and profits, or other distributions in dissolution, liquidation or redemption of the Bank&rsquo;s stock.</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">&nbsp;</P>

<!-- Field: Page; Sequence: 127; Value: 118 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 2px solid"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif"><TR><TD STYLE="text-align: center; width: 100%"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->127<!-- Field: /Sequence --></TD></TR></TABLE></DIV>
    <DIV STYLE="page-break-before: always; margin-top: 6pt; margin-bottom: 12pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif"><TR><TD STYLE="text-align: left; width: 100%"><A HREF="#toc" STYLE="font-style: italic">Table of Contents</A></TD></TR></TABLE></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">&nbsp;</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">The following
is a reconcilement of federal income tax expense at the statutory rate of 35% to the income tax provision reported in the financial
statements.</P>

<P STYLE="font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="border-collapse: collapse; width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif">
<TR STYLE="vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="font: italic 10pt Calibri, Helvetica, Sans-Serif; text-align: justify">(In thousands)</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: center; border-bottom: Black 1pt solid">2012</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: bold 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif">2011</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif">2010</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="width: 70%; text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">Tax provision at statutory rate</TD><TD NOWRAP STYLE="width: 1%; font: bold 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="width: 1%; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">$</TD><TD NOWRAP STYLE="width: 7%; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">(14,125</TD><TD NOWRAP STYLE="width: 1%; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">)</TD><TD NOWRAP STYLE="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">7,354</TD><TD NOWRAP STYLE="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">5,230</TD><TD NOWRAP STYLE="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">Increase (decrease) in income taxes resulting from:</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;&nbsp;&nbsp;Tax-exempt interest income</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">(831</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">)</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">(852</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">)</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">(726</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">)</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;&nbsp;&nbsp;Low income housing tax credits</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">(181</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">)</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">(163</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">)</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">(143</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">)</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;&nbsp;&nbsp;Non-deductible interest expense</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">23</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">33</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">37</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;&nbsp;&nbsp;State income taxes, net of federal benefit</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">(1,714</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">)</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">910</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">454</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;&nbsp;&nbsp;Change in valuation allowance</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">31</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">(5</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">)</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">(145</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">)</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: justify; padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;&nbsp;&nbsp;Other, net</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">(155</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">)</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">93</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">253</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: justify; padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Total</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 2.5pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">$</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">(16,952</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">)</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">7,370</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">4,960</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
</TABLE>

<P STYLE="font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"><B>Note 9. Time Deposits, Securities Sold
Under Agreements to Repurchase, and Related Party Deposits</B></P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"><B>&nbsp;</B></P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">At December 31, 2012, the scheduled maturities
of time deposits were as follows:</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 13.5pt">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" ALIGN="CENTER" STYLE="border-collapse: collapse; width: 50%; font: 10pt Calibri, Helvetica, Sans-Serif">
<TR STYLE="vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="font: italic 10pt Calibri, Helvetica, Sans-Serif; text-align: left; vertical-align: bottom">($ in thousands)</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif; vertical-align: bottom">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="width: 90%; text-align: left; padding-left: 4em; font: 10pt Calibri, Helvetica, Sans-Serif; vertical-align: bottom">2013</TD><TD NOWRAP STYLE="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">$</TD><TD NOWRAP STYLE="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">888,823</TD><TD NOWRAP STYLE="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD STYLE="font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left; padding-left: 4em; vertical-align: bottom">2014</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">119,240</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD STYLE="font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left; padding-left: 4em; vertical-align: bottom">2015</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">83,545</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD STYLE="font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left; padding-left: 4em; vertical-align: bottom">2016</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">45,858</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD STYLE="font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left; padding-left: 4em; vertical-align: bottom">2017</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">33,071</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: left; padding-bottom: 1pt; padding-left: 3em; font: 10pt Calibri, Helvetica, Sans-Serif; vertical-align: bottom">Thereafter</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">3,123</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: left; padding-bottom: 2.5pt; padding-left: 5.4pt; font: 10pt Calibri, Helvetica, Sans-Serif; vertical-align: bottom">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">$</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">1,173,660</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
</TABLE>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 13.5pt">&nbsp;</P>

<P STYLE="font: 10pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left; text-indent: 0in">For the years ended December
31, 2012, 2011, and 2010, the Company recorded amortization of deposit premiums amounting to $85,000, $337,000 and $2,211,000,
respectively, which reduced interest expense. The deposit premiums related to the Company&rsquo;s acquisitions are discussed in
Note 2. The Company has $38,000 remaining in unamortized deposit premiums at December 31, 2012.</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">&nbsp;</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">Securities sold under agreements to repurchase
represent short-term borrowings by the Company with maturities less than one year and are collateralized by a portion of the Company&rsquo;s
securities portfolio, which have been delivered to a third-party custodian for safekeeping. The Company had no securities sold
under agreements to repurchase at December 31, 2012.</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">&nbsp;</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">The following table presents certain information
for securities sold under agreements to repurchase:</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 13.5pt">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="border-collapse: collapse; width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif">
<TR STYLE="vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="font: italic 10pt Calibri, Helvetica, Sans-Serif; text-align: justify">($ in thousands)</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif">2012</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif">2011</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="width: 80%; text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">Balance at December 31</TD><TD NOWRAP STYLE="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">$</TD>
<TD NOWRAP STYLE="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">
<FONT STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&#8213;</FONT>
</TD><TD NOWRAP STYLE="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">$</TD><TD NOWRAP STYLE="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">17,105</TD><TD NOWRAP STYLE="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">Weighted average interest rate at December 31</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"><FONT STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&#8213;</FONT></TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">0.32%</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">Maximum amount outstanding at any month-end during the year</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">$</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">16,745</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">$</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">72,926</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">Average daily balance outstanding during the year</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">$</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">1,667</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">$</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">55,011</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">Average annual interest rate paid during the year</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">0.24%</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">0.33%</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
</TABLE>



<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">&nbsp;</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">Deposits received from executive officers
and directors and their associates totaled approximately $30,542,000 and $30,764,000 at December 31, 2012 and 2011, respectively.
These deposit accounts have substantially the same terms, including interest rates, as those prevailing at the time for comparable
transactions with other non-related depositors.</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify">&nbsp;</P>

<!-- Field: Page; Sequence: 128; Value: 118 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 2px solid"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif"><TR><TD STYLE="text-align: center; width: 100%"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->128<!-- Field: /Sequence --></TD></TR></TABLE></DIV>
    <DIV STYLE="page-break-before: always; margin-top: 6pt; margin-bottom: 12pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif"><TR><TD STYLE="text-align: left; width: 100%"><A HREF="#toc" STYLE="font-style: italic">Table of Contents</A></TD></TR></TABLE></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify"></P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify"><B>Note 10. Borrowings and Borrowings
Availability</B></P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">The following tables present information
regarding the Company&rsquo;s outstanding borrowings at December 31, 2012 and 2011:</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left; text-indent: 0.25in">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="border-collapse: collapse; width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif">
<TR STYLE="vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif">Description - 2012</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif">Due date</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif">Call Feature</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif">2012 <BR>Amount</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif">Interest Rate</TD></TR>
<TR STYLE="vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: center; padding-left: 5.4pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: center; padding-left: 5.4pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: center; padding-left: 5.4pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; vertical-align: top; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; vertical-align: top; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: center; padding-left: 5.4pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="width: 25%; text-align: left; text-indent: -0.25in; padding-left: 0.25in; vertical-align: top; font: 10pt Calibri, Helvetica, Sans-Serif">Trust Preferred Securities</TD><TD NOWRAP STYLE="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="width: 15%; text-align: center; padding-left: 5.4pt; vertical-align: top; font: 10pt Calibri, Helvetica, Sans-Serif">1/23/34</TD><TD NOWRAP STYLE="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="width: 22%; text-align: center; padding-left: 5.4pt; vertical-align: top; font: 10pt Calibri, Helvetica, Sans-Serif">Quarterly by Company <BR>beginning 1/23/09</TD><TD NOWRAP STYLE="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="width: 1%; text-align: left; vertical-align: top; font: 10pt Calibri, Helvetica, Sans-Serif">$</TD><TD NOWRAP STYLE="width: 7%; text-align: right; vertical-align: top; font: 10pt Calibri, Helvetica, Sans-Serif">20,620,000</TD><TD NOWRAP STYLE="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="width: 25%; text-align: center; padding-left: 5.4pt; vertical-align: top; font: 10pt Calibri, Helvetica, Sans-Serif">3.01% at 12/31/12 <BR>adjustable rate <BR>3 month LIBOR + 2.70%</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: left; padding-bottom: 1pt; text-indent: -0.25in; padding-left: 0.25in; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: center; padding-bottom: 1pt; padding-left: 5.4pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: center; padding-bottom: 1pt; padding-left: 5.4pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left; vertical-align: top">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right; vertical-align: top">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: center; padding-bottom: 1pt; padding-left: 5.4pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: left; padding-bottom: 1pt; text-indent: -0.25in; padding-left: 0.25in; vertical-align: top; font: 10pt Calibri, Helvetica, Sans-Serif">Trust Preferred Securities</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: center; padding-bottom: 1pt; padding-left: 5.4pt; vertical-align: top; font: 10pt Calibri, Helvetica, Sans-Serif">6/15/36</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: center; padding-bottom: 1pt; padding-left: 5.4pt; vertical-align: top; font: 10pt Calibri, Helvetica, Sans-Serif">Quarterly by Company <BR>beginning 6/15/11</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left; vertical-align: top; font: 10pt Calibri, Helvetica, Sans-Serif; border-bottom: Black 1pt solid">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: right; vertical-align: top; font: 10pt Calibri, Helvetica, Sans-Serif; border-bottom: Black 1pt solid">25,774,000</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: center; padding-bottom: 1pt; padding-left: 5.4pt; vertical-align: top; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif">1.70% at 12/31/12 <BR>adjustable rate <BR>3 month LIBOR + 1.39%</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD COLSPAN="5" NOWRAP STYLE="text-align: left; padding-bottom: 2.5pt; padding-left: 0; vertical-align: top; font: 10pt Calibri, Helvetica, Sans-Serif">Total borrowings / weighted average rate as of December 31, 2012</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left; vertical-align: top">$</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right; vertical-align: top">46,394,000</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: center; padding-bottom: 2.5pt; padding-left: 5.4pt; vertical-align: top; font: 10pt Calibri, Helvetica, Sans-Serif">2.28%</TD></TR>
</TABLE>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">&nbsp;</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left; text-indent: 0.25in">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="border-collapse: collapse; width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif">
<TR STYLE="vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD STYLE="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-indent: 0; vertical-align: bottom">Description - 2011</TD><TD STYLE="padding-bottom: 1pt; text-align: center; vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; vertical-align: bottom">Due date</TD><TD STYLE="padding-bottom: 1pt; text-align: center; vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; vertical-align: bottom">Call Feature</TD><TD STYLE="padding-bottom: 1pt; text-align: center; vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; vertical-align: bottom">2011 <BR>Amount</TD><TD STYLE="padding-bottom: 1pt; text-align: center; vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD STYLE="padding-bottom: 1pt; text-align: center; vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; vertical-align: bottom">Interest Rate</TD></TR>
<TR STYLE="vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD STYLE="text-align: left; text-indent: 0; vertical-align: top; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="text-align: center; vertical-align: top; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="text-align: center; vertical-align: top; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="text-align: center; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="text-align: center; vertical-align: top; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD STYLE="width: 25%; text-align: left; text-indent: 0; vertical-align: top; font: 10pt Calibri, Helvetica, Sans-Serif">FHLB Term Note</TD><TD STYLE="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="width: 15%; text-align: center; padding-left: 5.4pt; vertical-align: top; font: 10pt Calibri, Helvetica, Sans-Serif">4/20/12</TD><TD STYLE="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="width: 22%; text-align: center; padding-left: 5.4pt; vertical-align: top; font: 10pt Calibri, Helvetica, Sans-Serif">Quarterly by FHLB, <BR>
beginning 4/20/09</TD><TD STYLE="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="width: 1%; text-align: left; vertical-align: top; font: 10pt Calibri, Helvetica, Sans-Serif">$</TD><TD STYLE="width: 7%; text-align: right; vertical-align: top; font: 10pt Calibri, Helvetica, Sans-Serif">7,500,000</TD><TD STYLE="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD STYLE="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="width: 25%; text-align: center; padding-left: 5.4pt; vertical-align: top; font: 10pt Calibri, Helvetica, Sans-Serif">4.51% fixed</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD STYLE="text-align: left; text-indent: 0; vertical-align: top; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="text-align: center; padding-left: 5.4pt; vertical-align: top; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="text-align: center; padding-left: 5.4pt; vertical-align: top; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="text-align: left; vertical-align: top; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD STYLE="text-align: right; vertical-align: top; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="text-align: center; padding-left: 5.4pt; vertical-align: top; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD STYLE="text-align: left; text-indent: 0; vertical-align: top; font: 10pt Calibri, Helvetica, Sans-Serif">FHLB Term Note</TD><TD STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="text-align: center; padding-left: 5.4pt; vertical-align: top; font: 10pt Calibri, Helvetica, Sans-Serif">6/28/12</TD><TD STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="text-align: center; padding-left: 5.4pt; vertical-align: top; font: 10pt Calibri, Helvetica, Sans-Serif">None</TD><TD STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="text-align: left; vertical-align: top; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD STYLE="text-align: right; vertical-align: top; font: 10pt Calibri, Helvetica, Sans-Serif">15,000,000</TD><TD STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="text-align: center; padding-left: 5.4pt; vertical-align: top; font: 10pt Calibri, Helvetica, Sans-Serif">0.69% fixed</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD STYLE="text-align: left; text-indent: 0; vertical-align: top; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="text-align: center; padding-left: 5.4pt; vertical-align: top; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="text-align: center; padding-left: 5.4pt; vertical-align: top; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="text-align: left; vertical-align: top; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD STYLE="text-align: right; vertical-align: top; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="text-align: center; padding-left: 5.4pt; vertical-align: top; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD STYLE="text-align: left; text-indent: 0; vertical-align: top; font: 10pt Calibri, Helvetica, Sans-Serif">FHLB Term Note&#9;</TD><TD STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="text-align: center; padding-left: 5.4pt; vertical-align: top; font: 10pt Calibri, Helvetica, Sans-Serif">12/28/12</TD><TD STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="text-align: center; padding-left: 5.4pt; vertical-align: top; font: 10pt Calibri, Helvetica, Sans-Serif">None</TD><TD STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="text-align: left; vertical-align: top; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD STYLE="text-align: right; vertical-align: top; font: 10pt Calibri, Helvetica, Sans-Serif">7,500,000</TD><TD STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="text-align: center; padding-left: 5.4pt; vertical-align: top; font: 10pt Calibri, Helvetica, Sans-Serif">0.91% fixed</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD STYLE="text-align: left; text-indent: 0; vertical-align: top; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="text-align: center; padding-left: 5.4pt; vertical-align: top; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="text-align: center; padding-left: 5.4pt; vertical-align: top; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="text-align: left; vertical-align: top; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD STYLE="text-align: right; vertical-align: top; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="text-align: center; padding-left: 5.4pt; vertical-align: top; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD STYLE="text-align: left; text-indent: 0; vertical-align: top; font: 10pt Calibri, Helvetica, Sans-Serif">FHLB Term Note</TD><TD STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="text-align: center; padding-left: 5.4pt; vertical-align: top; font: 10pt Calibri, Helvetica, Sans-Serif">6/28/2013</TD><TD STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="text-align: center; padding-left: 5.4pt; vertical-align: top; font: 10pt Calibri, Helvetica, Sans-Serif">None</TD><TD STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="text-align: left; vertical-align: top; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD STYLE="text-align: right; vertical-align: top; font: 10pt Calibri, Helvetica, Sans-Serif">15,000,000</TD><TD STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="text-align: center; padding-left: 5.4pt; vertical-align: top; font: 10pt Calibri, Helvetica, Sans-Serif">0.72% fixed</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD STYLE="text-align: left; text-indent: 0; vertical-align: top; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="text-align: center; padding-left: 5.4pt; vertical-align: top; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="text-align: center; padding-left: 5.4pt; vertical-align: top; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="text-align: left; vertical-align: top; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD STYLE="text-align: right; vertical-align: top; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="text-align: center; padding-left: 5.4pt; vertical-align: top; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD STYLE="text-align: left; text-indent: 0; vertical-align: top; font: 10pt Calibri, Helvetica, Sans-Serif">FHLB Term Note&#9;</TD><TD STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="text-align: center; padding-left: 5.4pt; vertical-align: top; font: 10pt Calibri, Helvetica, Sans-Serif">12/30/13</TD><TD STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="text-align: center; padding-left: 5.4pt; vertical-align: top; font: 10pt Calibri, Helvetica, Sans-Serif">None</TD><TD STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="text-align: left; vertical-align: top; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD STYLE="text-align: right; vertical-align: top; font: 10pt Calibri, Helvetica, Sans-Serif">7,500,000</TD><TD STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="text-align: center; padding-left: 5.4pt; vertical-align: top; font: 10pt Calibri, Helvetica, Sans-Serif">1.50% fixed</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD STYLE="text-align: left; text-indent: 0; vertical-align: top; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="text-align: center; padding-left: 5.4pt; vertical-align: top; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="text-align: center; padding-left: 5.4pt; vertical-align: top; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="text-align: left; vertical-align: top; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD STYLE="text-align: right; vertical-align: top; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="text-align: center; padding-left: 5.4pt; vertical-align: top; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD STYLE="text-align: left; text-indent: 0; vertical-align: top; font: 10pt Calibri, Helvetica, Sans-Serif">FHLB Term Note&#9;</TD><TD STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="text-align: center; padding-left: 5.4pt; vertical-align: top; font: 10pt Calibri, Helvetica, Sans-Serif">1/13/14</TD><TD STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="text-align: center; padding-left: 5.4pt; vertical-align: top; font: 10pt Calibri, Helvetica, Sans-Serif">None</TD><TD STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="text-align: left; vertical-align: top; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD STYLE="text-align: right; vertical-align: top; font: 10pt Calibri, Helvetica, Sans-Serif">20,000,000</TD><TD STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="text-align: center; padding-left: 5.4pt; vertical-align: top; font: 10pt Calibri, Helvetica, Sans-Serif">1.38% fixed</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD STYLE="text-align: left; text-indent: 0; vertical-align: top; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="text-align: center; padding-left: 5.4pt; vertical-align: top; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="text-align: center; padding-left: 5.4pt; vertical-align: top; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="text-align: left; vertical-align: top; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD STYLE="text-align: right; vertical-align: top; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="text-align: center; padding-left: 5.4pt; vertical-align: top; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD STYLE="text-align: left; text-indent: 0; vertical-align: top; font: 10pt Calibri, Helvetica, Sans-Serif">FHLB Term Note&#9;</TD><TD STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="text-align: center; padding-left: 5.4pt; vertical-align: top; font: 10pt Calibri, Helvetica, Sans-Serif">6/30/14</TD><TD STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="text-align: center; padding-left: 5.4pt; vertical-align: top; font: 10pt Calibri, Helvetica, Sans-Serif">None</TD><TD STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="text-align: left; vertical-align: top; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD STYLE="text-align: right; vertical-align: top; font: 10pt Calibri, Helvetica, Sans-Serif">15,000,000</TD><TD STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="text-align: center; padding-left: 5.4pt; vertical-align: top; font: 10pt Calibri, Helvetica, Sans-Serif">1.21% fixed</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD STYLE="text-align: left; text-indent: 0; vertical-align: top; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="text-align: center; padding-left: 5.4pt; vertical-align: top; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="text-align: center; padding-left: 5.4pt; vertical-align: top; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="text-align: left; vertical-align: top; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD STYLE="text-align: right; vertical-align: top; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="text-align: center; padding-left: 5.4pt; vertical-align: top; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD STYLE="text-align: left; text-indent: 0; vertical-align: top; font: 10pt Calibri, Helvetica, Sans-Serif">Trust Preferred Securities</TD><TD STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="text-align: center; padding-left: 5.4pt; vertical-align: top; font: 10pt Calibri, Helvetica, Sans-Serif">1/23/34</TD><TD STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="text-align: center; padding-left: 5.4pt; vertical-align: top; font: 10pt Calibri, Helvetica, Sans-Serif">Quarterly by Company <BR>beginning 1/23/09</TD><TD STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="text-align: left; vertical-align: top; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD STYLE="text-align: right; vertical-align: top; font: 10pt Calibri, Helvetica, Sans-Serif">20,620,000</TD><TD STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="text-align: center; padding-left: 5.4pt; vertical-align: top; font: 10pt Calibri, Helvetica, Sans-Serif">3.13% at 12/31/11 <BR>adjustable rate <BR>3 month LIBOR + 2.70%</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD STYLE="text-align: left; padding-bottom: 1pt; text-indent: 0; vertical-align: top; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="text-align: center; padding-bottom: 1pt; padding-left: 5.4pt; vertical-align: top; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="text-align: center; padding-bottom: 1pt; padding-left: 5.4pt; vertical-align: top; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left; vertical-align: top">&nbsp;</TD><TD STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right; vertical-align: top">&nbsp;</TD><TD STYLE="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="text-align: center; padding-bottom: 1pt; padding-left: 5.4pt; vertical-align: top; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD STYLE="text-align: left; padding-bottom: 1pt; text-indent: 0; vertical-align: top; font: 10pt Calibri, Helvetica, Sans-Serif">Trust Preferred Securities</TD><TD STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="text-align: center; padding-bottom: 1pt; padding-left: 5.4pt; vertical-align: top; font: 10pt Calibri, Helvetica, Sans-Serif">6/15/36</TD><TD STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="text-align: center; padding-bottom: 1pt; padding-left: 5.4pt; vertical-align: top; font: 10pt Calibri, Helvetica, Sans-Serif">Quarterly by Company <BR>beginning 6/15/11</TD><TD STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="padding-bottom: 1pt; text-align: left; vertical-align: top; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD STYLE="padding-bottom: 1pt; text-align: right; vertical-align: top; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif">25,774,000</TD><TD STYLE="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="text-align: center; padding-bottom: 1pt; padding-left: 5.4pt; vertical-align: top; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif">1.94% at 12/31/11 <BR>adjustable rate <BR>3 month LIBOR + 1.39%</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD COLSPAN="5" STYLE="font: normal 10pt Calibri, Helvetica, Sans-Serif; text-indent: 0; text-align: left; vertical-align: top">Total borrowings / weighted average rate</TD><TD STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="text-align: left; vertical-align: top; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD STYLE="text-align: right; vertical-align: top; font: 10pt Calibri, Helvetica, Sans-Serif">133,894,000</TD><TD STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="text-align: center; padding-left: 5.4pt; vertical-align: top; font: 10pt Calibri, Helvetica, Sans-Serif">1.74%</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD COLSPAN="5" STYLE="text-align: left; padding-bottom: 1pt; text-indent: 0; vertical-align: top; font: 10pt Calibri, Helvetica, Sans-Serif">Unamortized fair market value adjustment recorded in acquisition</TD><TD STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left; vertical-align: top">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right; vertical-align: top">31,000</TD><TD STYLE="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="text-align: center; padding-bottom: 1pt; padding-left: 5.4pt; vertical-align: top; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD COLSPAN="5" STYLE="text-align: left; padding-bottom: 2.5pt; text-indent: 0; vertical-align: top; font: 10pt Calibri, Helvetica, Sans-Serif">Total borrowings as of December 31, 2011</TD><TD STYLE="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left; vertical-align: top">$</TD><TD STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right; vertical-align: top">133,925,000</TD><TD STYLE="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD STYLE="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="text-align: center; padding-bottom: 2.5pt; padding-left: 5.4pt; vertical-align: top; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
</TABLE>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">&nbsp;</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">In the above tables, the $20.6 million
in borrowings due on January 23, 2034 relate to borrowings structured as trust preferred capital securities that were issued by
First Bancorp Capital Trusts II and III ($10.3 million by each trust), which are unconsolidated subsidiaries of the Company, on
December 19, 2003 and qualify as capital for regulatory capital adequacy requirements. These unsecured debt securities are callable
by the Company at par on any quarterly interest payment date beginning on January 23, 2009. The interest rate on these debt securities
adjusts on a quarterly basis at a rate of three-month LIBOR plus 2.70%.</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0.25in">&nbsp;</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">In the above tables, the $25.8 million
in borrowings due on June 15, 2036 relate to borrowings structured as trust preferred capital securities that were issued by First
Bancorp Capital Trust IV, an unconsolidated subsidiary of the Company, on April 13, 2006 and qualify as capital for regulatory
capital adequacy requirements. These unsecured debt securities are callable by the Company at par on any quarterly interest payment
date beginning on June 15, 2011. The interest rate on these debt securities adjusts on a quarterly basis at a rate of three-month
LIBOR plus 1.39%.</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left; text-indent: 0.25in">&nbsp;</P>

<!-- Field: Page; Sequence: 129; Value: 118 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 2px solid"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif"><TR><TD STYLE="text-align: center; width: 100%"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->129<!-- Field: /Sequence --></TD></TR></TABLE></DIV>
    <DIV STYLE="page-break-before: always; margin-top: 6pt; margin-bottom: 12pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif"><TR><TD STYLE="text-align: left; width: 100%"><A HREF="#toc" STYLE="font-style: italic">Table of Contents</A></TD></TR></TABLE></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">&nbsp;</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">At December 31, 2012, the Company had
three sources of readily available borrowing capacity &ndash; 1) an approximately $372 million line of credit with the FHLB, of
which none was outstanding at December 31, 2012 and $88 million was outstanding at December 31, 2011, 2) a $50 million overnight
federal funds line of credit with a correspondent bank, of which none was outstanding at December 31, 2012 or 2011, and 3) an approximately
$88 million line of credit through the Federal Reserve Bank of Richmond&rsquo;s (FRB) discount window, of which none was outstanding
at December 31, 2012 or 2011.</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">&nbsp;</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">In December 2012, the Company repaid its
remaining $65 million in FHLB advances prior to their maturity dates, which resulted in $0.5 million in prepayment penalties that
are included in &ldquo;Other gains (losses)&rdquo; in the Consolidated Statement of Income (Loss) for 2012.</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">&nbsp;</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">The Company&rsquo;s line of credit with
the FHLB totaling approximately $372 million can be structured as either short-term or long-term borrowings, depending on the particular
funding or liquidity needs and is secured by the Company&rsquo;s FHLB stock and a blanket lien on most of its real estate loan
portfolio. The borrowing capacity was reduced by $143 million and $203 million at December 31, 2012 and 2011, as a result of the
Company pledging letters of credit for public deposits at each of those dates. Accordingly, the Company&rsquo;s unused FHLB line
of credit was $229 million at December 31, 2012.</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">&nbsp;</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">The Company&rsquo;s correspondent bank
relationship allows the Company to purchase up to $50 million in federal funds on an overnight, unsecured basis (federal funds
purchased). The Company had no borrowings outstanding under this line at December 31, 2012 or 2011.</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left; text-indent: 0.25in">&nbsp;</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">The Company has a line of credit with
the FRB discount window. This line is secured by a blanket lien on a portion of the Company&rsquo;s commercial and consumer loan
portfolio (excluding real estate). Based on the collateral owned by the Company as of December 31, 2012, the available line of
credit was approximately $88 million. The Company had no borrowings outstanding under this line of credit at December 31, 2012
or 2011.</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left; text-indent: 0.25in">&nbsp;</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">At December 31, 2011, the Company also
had a $10 million line of credit with a correspondent bank that was secured by 100% of the common stock of the Bank. The line of
credit was not drawn at December 31, 2011. This line of credit matured in March 2012, and the Company decided not to renew this
line of credit.</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left; text-indent: 0.25in">&nbsp;</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"><B>Note 11. Leases</B></P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">&nbsp;</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">Certain bank premises are leased under
operating lease agreements. Generally, operating leases contain renewal options on substantially the same basis as current rental
terms. Rent expense charged to operations under all operating lease agreements was $1.3 million in 2012, $1.2 million in 2011,
and $2.1 million in 2010.</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">&nbsp;</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">Future obligations for minimum rentals
under noncancelable operating leases at December 31, 2012 are as follows:</P>

<P STYLE="font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="border-collapse: collapse; width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif">
<TR STYLE="vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD COLSPAN="5" NOWRAP STYLE="font: italic 10pt Calibri, Helvetica, Sans-Serif; text-align: left">($ in thousands)</TD></TR>
<TR STYLE="vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD COLSPAN="5" NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">Year ending December 31:</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="width: 90%; text-align: justify; padding-left: 5.4pt; font: 10pt Calibri, Helvetica, Sans-Serif">2013</TD><TD NOWRAP STYLE="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">$</TD><TD NOWRAP STYLE="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">868</TD><TD NOWRAP STYLE="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: justify; padding-left: 5.4pt; font: 10pt Calibri, Helvetica, Sans-Serif">2014</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">844</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: justify; padding-left: 5.4pt; font: 10pt Calibri, Helvetica, Sans-Serif">2015</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">721</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: justify; padding-left: 5.4pt; font: 10pt Calibri, Helvetica, Sans-Serif">2016</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">608</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: justify; padding-left: 5.4pt; font: 10pt Calibri, Helvetica, Sans-Serif">2017</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">515</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: justify; padding-bottom: 1pt; padding-left: 5.4pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;&nbsp;Thereafter</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">1,584</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: justify; padding-bottom: 2.5pt; padding-left: 5.4pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Total</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">$</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">5,140</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
</TABLE>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify">&nbsp;</P>


<!-- Field: Page; Sequence: 130; Value: 118 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 2px solid"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif"><TR><TD STYLE="text-align: center; width: 100%"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->130<!-- Field: /Sequence --></TD></TR></TABLE></DIV>
    <DIV STYLE="page-break-before: always; margin-top: 6pt; margin-bottom: 12pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif"><TR><TD STYLE="text-align: left; width: 100%"><A HREF="#toc" STYLE="font-style: italic">Table of Contents</A></TD></TR></TABLE></DIV>
    <!-- Field: /Page -->


<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"><B>&nbsp;</B></P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"><B>Note 12. Employee Benefit Plans</B></P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">&nbsp;</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"><U>401(k) Plan</U>. The Company sponsors
a retirement savings plan pursuant to Section 401(k) of the Internal Revenue Code. Through December 31, 2012, employees who have
completed one year of service are eligible to participate in the plan. Subsequent to December 31, 2012, the waiting period has
been reduced to three months. New employees, who have met the service requirement, are automatically enrolled in the plan at a
2% deferral rate, which can be modified by the employee at any time. An eligible employee may contribute up to 15% of annual salary
to the plan. The Company contributes an amount equal to the sum of 1) 100% of the employee&rsquo;s salary contributed up to 3%
and 2) 50% of the employee&rsquo;s salary contributed between 3% and 5%. Company contributions are 100% vested immediately. The
Company&rsquo;s matching contribution expense was $1.2 million, $1.2 million, and $1.1 million, for the years ended December 31,
2012, 2011, and 2010, respectively. Although discretionary contributions by the Company are permitted by the plan, the Company
did not make any such contributions in 2012, 2011 or 2010. The Company&rsquo;s matching and discretionary contributions are made
in the form of Company stock, which can be transferred by the employee into other investment options offered by the plan at any
time. Employees are not permitted to invest their own contributions in Company stock.</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">&nbsp;</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"><U>Pension Plan</U>. Historically, the
Company offered a noncontributory defined benefit retirement plan (the &ldquo;Pension Plan&rdquo;) that qualified under Section
401(a) of the Internal Revenue Code. The Pension Plan provided for a monthly payment, at normal retirement age of 65, equal to
one-twelfth of the sum of (i) 0.75% of Final Average Annual Compensation (5 highest consecutive calendar years&rsquo; earnings
out of the last 10 years of employment) multiplied by the employee&rsquo;s years of service not in excess of 40 years, and (ii)
0.65% of Final Average Annual Compensation in excess of the average social security wage base multiplied by years of service not
in excess of 35 years. Benefits were fully vested after five years of service.</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">&nbsp;</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">During the second quarter of 2009, the
Company amended the Pension Plan to limit eligibility to employees hired prior to June 19, 2009. During the fourth quarter of 2012,
the Company notified employees that the Pension Plan would be frozen for all participants on December 31, 2012. Although no previously
accrued benefits will be lost, employees will no longer accrue benefits for service subsequent to 2012. The Company made the decision
to freeze the Pension Plan because of the uncertainty of future costs and to have a uniform set of benefits for all employees.
The freezing of the Pension Plan resulted in an immediate $6.6 million reduction in its benefit obligation, which is referred to
as a &ldquo;curtailment gain&rdquo; in the table below. The curtailment gain reduced the difference between the assets of the Pension
Plan and its benefit obligation, and therefore had the effect of lowering the corresponding liability of the plan and lowering
the amount of accumulated other comprehensive loss, which results in an increase in shareholders&rsquo; equity.</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">&nbsp;</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">The Company&rsquo;s contributions to the
Pension Plan are based on computations by independent actuarial consultants and are intended to be deductible for income tax purposes.
As discussed below, the contributions are invested to provide for benefits under the Pension Plan. The Company contributed $2,500,000
to the Pension Plan in each of the years ended December 31, 2012, 2011 and 2010. The Company expects that it will contribute $1,500,000
to the Pension Plan in 2013.</P>


<!-- Field: Page; Sequence: 131; Value: 118 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 2px solid"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif"><TR><TD STYLE="text-align: center; width: 100%"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->131<!-- Field: /Sequence --></TD></TR></TABLE></DIV>
    <DIV STYLE="page-break-before: always; margin-top: 6pt; margin-bottom: 12pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif"><TR><TD STYLE="text-align: left; width: 100%"><A HREF="#toc" STYLE="font-style: italic">Table of Contents</A></TD></TR></TABLE></DIV>
    <!-- Field: /Page -->


<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">&nbsp;</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">The following table reconciles the beginning
and ending balances of the Pension Plan&rsquo;s benefit obligation, as computed by the Company&rsquo;s independent actuarial consultants,
and its plan assets, with the difference between the two amounts representing the funded status of the Pension Plan as of the end
of the respective year.</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left; text-indent: 13.5pt">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="border-collapse: collapse; width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif">
<TR STYLE="vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="font: italic 10pt Calibri, Helvetica, Sans-Serif; text-align: justify">($ in thousands)</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: center; border-bottom: Black 1pt solid">2012</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: bold 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif">2011</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif">2010</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-decoration: underline; text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">Change in benefit obligation</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="width: 70%; text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">Benefit obligation at beginning of year</TD><TD NOWRAP STYLE="width: 1%; font: bold 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="width: 1%; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">$</TD><TD NOWRAP STYLE="width: 7%; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">40,084</TD><TD NOWRAP STYLE="width: 1%; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">31,140</TD><TD NOWRAP STYLE="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">25,395</TD><TD NOWRAP STYLE="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">Service cost</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">1,835</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">1,782</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">1,754</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">Interest cost</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">1,451</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">1,638</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">1,555</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">Actuarial (gain) loss</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">(4,006</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">)</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">6,004</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">2,830</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">Benefits paid</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">(503</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">)</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">(480</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">)</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">(394</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">)</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: justify; padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">Curtailment gain</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">(6,589</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">)</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">&mdash;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">&mdash;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: justify; padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">Benefit obligation at end of year</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">32,272</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">40,084</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">31,140</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-decoration: underline; text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">Change in plan assets</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">Plan assets at beginning of year</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">24,466</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">22,431</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">17,793</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">Actual return on plan assets</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">3,661</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">15</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">2,532</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">Employer contributions</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">2,500</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">2,500</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">2,500</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: justify; padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">Benefits paid</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">(503</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">)</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">(480</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">)</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">(394</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">)</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: justify; padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">Plan assets at end of year</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">30,124</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">24,466</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">22,431</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: justify; padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">Funded status at end of year</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 2.5pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">$</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">(2,148</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">)</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">(15,618</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">)</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">(8,709</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">)</TD></TR>
</TABLE>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">The accumulated benefit obligation related
to the Pension Plan was $32,272,000, $29,641,000, and $22,124,000 at December 31, 2012, 2011, and 2010, respectively.</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left; text-indent: 0.25in">&nbsp;</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">The following table presents information
regarding the amounts recognized in the consolidated balance sheets at December 31, 2012 and 2011 as it relates to the Pension
Plan, excluding the related deferred tax assets.</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 13.5pt">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="border-collapse: collapse; width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif">
<TR STYLE="vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="font: italic 10pt Calibri, Helvetica, Sans-Serif; text-align: justify">($ in thousands)</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: center; border-bottom: Black 1pt solid">2012</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: bold 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif">2011</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="width: 80%; text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">Other assets &ndash; prepaid pension asset</TD><TD NOWRAP STYLE="width: 1%; font: bold 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="width: 1%; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">$</TD><TD NOWRAP STYLE="width: 7%; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">1,232</TD><TD NOWRAP STYLE="width: 1%; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">671</TD><TD NOWRAP STYLE="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: justify; padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">Other liabilities</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">(3,380</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">)</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">(16,289</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">)</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: justify; padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 2.5pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">$</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">(2,148</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">)</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">(15,618</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">)</TD></TR>
</TABLE>

<P STYLE="font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">The following table presents information
regarding the amounts recognized in accumulated other comprehensive income (AOCI) at December 31, 2012 and 2011, as it relates
to the Pension Plan.</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 13.5pt">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="border-collapse: collapse; width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif">
<TR STYLE="vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="font: italic 10pt Calibri, Helvetica, Sans-Serif; text-align: justify">($ in thousands)</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: center; border-bottom: Black 1pt solid">2012</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: bold 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif">2011</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="width: 80%; text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">Net loss</TD><TD NOWRAP STYLE="width: 1%; font: bold 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="width: 1%; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">$</TD><TD NOWRAP STYLE="width: 7%; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">3,380</TD><TD NOWRAP STYLE="width: 1%; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">16,213</TD><TD NOWRAP STYLE="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">Net transition obligation</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">&mdash;</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">32</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: justify; padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">Prior service cost</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">&mdash;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">44</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">Amount recognized in AOCI before tax effect</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">3,380</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">16,289</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: justify; padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">Tax benefit</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">(1,317</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">)</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">(6,434</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">)</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: justify; padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">Net amount recognized as reduction to AOCI</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 2.5pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">$</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">2,063</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">9,855</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
</TABLE>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0.25in">&nbsp;</P>


<!-- Field: Page; Sequence: 132; Value: 118 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 2px solid"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif"><TR><TD STYLE="text-align: center; width: 100%"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->132<!-- Field: /Sequence --></TD></TR></TABLE></DIV>
    <DIV STYLE="page-break-before: always; margin-top: 6pt; margin-bottom: 12pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif"><TR><TD STYLE="text-align: left; width: 100%"><A HREF="#toc" STYLE="font-style: italic">Table of Contents</A></TD></TR></TABLE></DIV>
    <!-- Field: /Page -->


<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">&nbsp;</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0.25in">&nbsp;</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">The following table reconciles the beginning
and ending balances of accumulated other comprehensive income (AOCI) at December 31, 2012 and 2011, as it relates to the Pension
Plan:</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="border-collapse: collapse; width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif">
<TR STYLE="vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="font: italic 10pt Calibri, Helvetica, Sans-Serif; text-align: justify">($ in thousands)</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: center; border-bottom: Black 1pt solid">2012</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: bold 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif">2011</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="width: 80%; text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">Accumulated other comprehensive loss at beginning of fiscal year</TD><TD NOWRAP STYLE="width: 1%; font: bold 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="width: 1%; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">$</TD><TD NOWRAP STYLE="width: 7%; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">9,855</TD><TD NOWRAP STYLE="width: 1%; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">5,432</TD><TD NOWRAP STYLE="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">Net (gain) loss arising during period</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">(12,288</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">)</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">7,707</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">Prior service cost</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">(32</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">)</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&mdash;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">Transition Obligation</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">(30</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">)</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&mdash;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">Amortization of unrecognized actuarial loss</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">(545</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">)</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">(382</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">)</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">Amortization of prior service cost and transition obligation</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">(14</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">)</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">(13</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">)</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: justify; padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">Tax expense (benefit) of changes during the year, net</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">5,117</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">(2,889</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">)</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: justify; padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">Accumulated other comprehensive loss at end of fiscal year</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 2.5pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">$</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">2,063</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">9,855</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
</TABLE>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">&nbsp;</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">The following table reconciles the beginning
and ending balances of the prepaid pension cost related to the Pension Plan:</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 13.5pt">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="border-collapse: collapse; width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif">
<TR STYLE="vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="font: italic 10pt Calibri, Helvetica, Sans-Serif; text-align: justify">($ in thousands)</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: center; border-bottom: Black 1pt solid">2012</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: bold 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif">2011</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="width: 80%; text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">Prepaid pension cost as of beginning of fiscal year</TD><TD NOWRAP STYLE="width: 1%; font: bold 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="width: 1%; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">$</TD><TD NOWRAP STYLE="width: 7%; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">671</TD><TD NOWRAP STYLE="width: 1%; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">270</TD><TD NOWRAP STYLE="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">Net periodic pension cost for fiscal year</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">(1,876</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">)</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">(2,099</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">)</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">Actual employer contributions</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">2,500</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">2,500</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: justify; padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">Effect of curtailment</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">(63</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">)</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">&mdash;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: justify; padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">Prepaid pension asset as of end of fiscal year</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 2.5pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">$</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">1,232</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">671</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
</TABLE>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left; text-indent: 0.25in">&nbsp;</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">Net pension cost for the Pension Plan
included the following components for the years ended December 31, 2012, 2011, and 2010:</P>

<P STYLE="font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="border-collapse: collapse; width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif">
<TR STYLE="vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="font: italic 10pt Calibri, Helvetica, Sans-Serif; text-align: justify">($ in thousands)</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: center; border-bottom: Black 1pt solid">2012</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: bold 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif">2011</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif">2010</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="width: 70%; text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">Service cost &ndash; benefits earned during the period</TD><TD NOWRAP STYLE="width: 1%; font: bold 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="width: 1%; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">$</TD><TD NOWRAP STYLE="width: 7%; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">1,835</TD><TD NOWRAP STYLE="width: 1%; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">1,782</TD><TD NOWRAP STYLE="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">1,754</TD><TD NOWRAP STYLE="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">Interest cost on projected benefit obligation</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">1,451</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">1,638</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">1,555</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">Expected return on plan assets</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">(1,969</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">)</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">(1,716</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">)</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">(1,479</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">)</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: justify; padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">Net amortization and deferral</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">559</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">395</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">465</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: justify; padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Net periodic pension cost</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 2.5pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">$</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">1,876</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">2,099</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">2,295</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
</TABLE>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">The estimated net loss that will be amortized
from accumulated other comprehensive income into net periodic pension cost over the next fiscal year is $14,000.</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">&nbsp;</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">The following table is an estimate of
the benefits that will be paid in accordance with the Pension Plan during the indicated time periods:</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0.25in">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="border-collapse: collapse; width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif">
<TR STYLE="vertical-align: bottom">
    <TD NOWRAP STYLE="text-align: justify"><P STYLE="font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify">&nbsp;</P><P STYLE="font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify"><I>($ in thousands)</I></P></TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="text-align: center; border-bottom: Black 1pt solid">Estimated <BR>
benefit <BR>
payments</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD NOWRAP STYLE="width: 90%; text-align: justify">&nbsp;Year ending December 31, 2013</TD><TD NOWRAP STYLE="width: 1%">&nbsp;</TD>
    <TD NOWRAP STYLE="width: 1%; text-align: left">$</TD><TD NOWRAP STYLE="width: 7%; text-align: right">723</TD><TD NOWRAP STYLE="width: 1%; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD NOWRAP STYLE="text-align: justify">&nbsp;Year ending December 31, 2014</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">860</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD NOWRAP STYLE="text-align: justify">&nbsp;Year ending December 31, 2015</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">968</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD NOWRAP STYLE="text-align: justify">&nbsp;Year ending December 31, 2016</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">1,160</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD NOWRAP STYLE="text-align: justify">&nbsp;Year ending December 31, 2017</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">1,302</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD NOWRAP STYLE="text-align: justify">&nbsp;Years ending December 31, 2018-2022</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">9,013</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD></TR>
</TABLE>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">For each of the years ended December 31,
2012, 2011, and 2010, the Company used an expected long-term rate-of-return-on-assets assumption of 7.75%. The Company arrived
at this rate based primarily on a third-party investment consulting firm&rsquo;s historical analysis of investment returns, which
indicated that the mix of the Pension Plan&rsquo;s assets (generally 75% equities and 25% fixed income) can be expected to return
approximately 7.75% on a long term basis.</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left; text-indent: 0.25in">&nbsp;</P>

<!-- Field: Page; Sequence: 133; Value: 118 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 2px solid"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif"><TR><TD STYLE="text-align: center; width: 100%"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->133<!-- Field: /Sequence --></TD></TR></TABLE></DIV>
    <DIV STYLE="page-break-before: always; margin-top: 6pt; margin-bottom: 12pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif"><TR><TD STYLE="text-align: left; width: 100%"><A HREF="#toc" STYLE="font-style: italic">Table of Contents</A></TD></TR></TABLE></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"></P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">Funds in the Pension Plan are invested
in a mix of investment types in accordance with the Pension Plan&rsquo;s investment policy, which is intended to provide an average
annual rate of return of 7% to 10%, while maintaining proper diversification. Except for Company stock, all of the Pension Plan&rsquo;s
assets are invested in an unaffiliated bank money market account or mutual funds. The investment policy of the Pension Plan does
not permit the use of derivatives, except to the extent that derivatives are used by any of the mutual funds invested in by the
Pension Plan. The following table presents the targeted mix of the Pension Plan&rsquo;s assets as of December 31, 2012, as set
out by the Plan&rsquo;s investment policy:</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="border-collapse: collapse; width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif">
<TR STYLE="vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: justify; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif">Investment type</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; vertical-align: bottom">Targeted % <BR>of Total Assets</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif">Acceptable Range % of <BR>
Total Assets</TD></TR>
<TR STYLE="vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: center; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="text-align: center; vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: center; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-decoration: underline; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">Fixed income investments</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: center; vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: center; vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: center; padding-left: 5.4pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="width: 33%; text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;&nbsp;&nbsp;Cash/money market account</TD><TD NOWRAP STYLE="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="width: 1%; text-align: center; vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="width: 31%; text-align: center; vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif">2%</TD><TD NOWRAP STYLE="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="width: 32%; text-align: center; padding-left: 5.4pt; font: 10pt Calibri, Helvetica, Sans-Serif">1%-5%</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;&nbsp;&nbsp;US government bond fund</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: center; vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: center; vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif">10%</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: center; padding-left: 5.4pt; font: 10pt Calibri, Helvetica, Sans-Serif">10%-20%</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;&nbsp;&nbsp;US corporate bond fund</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: center; vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: center; vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif">10%</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: center; padding-left: 5.4pt; font: 10pt Calibri, Helvetica, Sans-Serif">5%-15%</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;&nbsp;&nbsp;US corporate high yield bond fund</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: center; vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: center; vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif">5%</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: center; padding-left: 5.4pt; font: 10pt Calibri, Helvetica, Sans-Serif">0%-10%</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-decoration: underline; text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">Equity investments</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: center; vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: center; vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: center; padding-left: 5.4pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;&nbsp;&nbsp;Large cap value fund</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: center; vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: center; vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif">20%</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: center; padding-left: 5.4pt; font: 10pt Calibri, Helvetica, Sans-Serif">20%-30%</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;&nbsp;&nbsp;Large cap growth fund</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: center; vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: center; vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif">20%</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: center; padding-left: 5.4pt; font: 10pt Calibri, Helvetica, Sans-Serif">20%-30%</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;&nbsp;&nbsp;Mid cap equity fund</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: center; vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: center; vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif">10%</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: center; padding-left: 5.4pt; font: 10pt Calibri, Helvetica, Sans-Serif">5%-15%</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;&nbsp;&nbsp;Small cap growth fund</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: center; vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: center; vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif">8%</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: center; padding-left: 5.4pt; font: 10pt Calibri, Helvetica, Sans-Serif">5%-15%</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;&nbsp;&nbsp;Foreign equity fund</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: center; vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: center; vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif">10%</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: center; padding-left: 5.4pt; font: 10pt Calibri, Helvetica, Sans-Serif">5%-15%</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;&nbsp;&nbsp;Company stock</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: center; vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: center; vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif">5%</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: center; padding-left: 5.4pt; font: 10pt Calibri, Helvetica, Sans-Serif">0%-10%</TD></TR>
</TABLE>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0.25in">&nbsp;</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">The Pension Plan&rsquo;s investment strategy
contains certain investment objectives and risks for each permitted investment category. To ensure that risk and return characteristics
are consistently followed, the Pension Plan&rsquo;s investments are reviewed at least semi-annually and rebalanced within the acceptable
range. <FONT STYLE="letter-spacing: -0.15pt">Performance m</FONT>easurement of the investments employs the use of certain investment
category and peer group benchmarks. The investment category benchmarks as of December 31, 2012 are as follows:</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="border-collapse: collapse; width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif">
<TR STYLE="vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="width: 33%; text-align: left; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;<BR>Investment Category</TD><TD NOWRAP STYLE="width: 1%; padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="width: 33%; text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; padding-left: 0">Investment Category Benchmark</TD><TD NOWRAP STYLE="width: 1%; padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="width: 32%; text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; padding-left: 0">Range of Acceptable Deviation <BR>
from Investment Category <BR>
Benchmark</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: center; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: center; padding-left: 0; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: center; padding-left: 0; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-decoration: underline; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">Fixed income investments</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: center; padding-left: 0; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: center; padding-left: 0; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;&nbsp;&nbsp;Cash/money market account</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: center; padding-left: 0; font: 10pt Calibri, Helvetica, Sans-Serif">Citigroup Treasury Bill Index &ndash; 3 month</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: center; padding-left: 0; font: 10pt Calibri, Helvetica, Sans-Serif">0-50 basis points</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;&nbsp;&nbsp;US government bond fund</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: center; padding-left: 0; font: 10pt Calibri, Helvetica, Sans-Serif">Barclays Intermediate Government Bond Index</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: center; padding-left: 0; font: 10pt Calibri, Helvetica, Sans-Serif">0-200 basis points</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;&nbsp;&nbsp;US corporate bond fund</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: center; padding-left: 0; font: 10pt Calibri, Helvetica, Sans-Serif">Barclays Aggregate Index</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: center; padding-left: 0; font: 10pt Calibri, Helvetica, Sans-Serif">0-200 basis points</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;&nbsp;&nbsp;US corporate high yield bond fund</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: center; padding-left: 0; font: 10pt Calibri, Helvetica, Sans-Serif">Barclays High Yield Index</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: center; padding-left: 0; font: 10pt Calibri, Helvetica, Sans-Serif">0-200 basis points</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-decoration: underline; text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">Equity investments</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: center; padding-left: 0; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: center; padding-left: 0; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;&nbsp;&nbsp;Large cap value fund</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: center; padding-left: 0; font: 10pt Calibri, Helvetica, Sans-Serif">Russell 1000 Value Index</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: center; padding-left: 0; font: 10pt Calibri, Helvetica, Sans-Serif">0-300 basis points</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;&nbsp;&nbsp;Large cap growth fund</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: center; padding-left: 0; font: 10pt Calibri, Helvetica, Sans-Serif">Russell 1000 Growth Index</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: center; padding-left: 0; font: 10pt Calibri, Helvetica, Sans-Serif">0-300 basis points</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;&nbsp;&nbsp;Mid cap equity fund</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: center; padding-left: 0; font: 10pt Calibri, Helvetica, Sans-Serif">Russell Mid Cap Index</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: center; padding-left: 0; font: 10pt Calibri, Helvetica, Sans-Serif">0-300 basis points</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;&nbsp;&nbsp;Small cap growth fund</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: center; padding-left: 0; font: 10pt Calibri, Helvetica, Sans-Serif">Russell 2000 Growth Index</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: center; padding-left: 0; font: 10pt Calibri, Helvetica, Sans-Serif">0-300 basis points</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;&nbsp;&nbsp;Foreign equity fund</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: center; padding-left: 0; font: 10pt Calibri, Helvetica, Sans-Serif">MSCI EAFE Index</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: center; padding-left: 0; font: 10pt Calibri, Helvetica, Sans-Serif">0-300 basis points</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;&nbsp;&nbsp;Company stock</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: center; padding-left: 0; font: 10pt Calibri, Helvetica, Sans-Serif">Russell 2000 Index</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: center; padding-left: 0; font: 10pt Calibri, Helvetica, Sans-Serif">0-300 basis points</TD></TR>
</TABLE>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">&nbsp;</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">Each of the investment fund&rsquo;s average
annualized return over a three-year period should be within the range of acceptable deviation from the benchmarked index shown
above. In addition to the investment category benchmarks, the Pension Plan also utilizes certain Peer Group benchmarks, based on
Morningstar percentile rankings for each investment category. Funds are generally considered to be underperformers if their category
ranking is below the 75<SUP>th</SUP> percentile for the trailing one-year period; the 50<SUP>th</SUP> percentile for the trailing
three-year period; and the 25<SUP>th</SUP> percentile for the trailing five-year period.</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">&nbsp;</P>

<!-- Field: Page; Sequence: 134; Value: 118 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 2px solid"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif"><TR><TD STYLE="text-align: center; width: 100%"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->134<!-- Field: /Sequence --></TD></TR></TABLE></DIV>
    <DIV STYLE="page-break-before: always; margin-top: 6pt; margin-bottom: 12pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif"><TR><TD STYLE="text-align: left; width: 100%"><A HREF="#toc" STYLE="font-style: italic">Table of Contents</A></TD></TR></TABLE></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"></P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"><FONT STYLE="letter-spacing: -0.15pt">The
Pension Plan invests in various investment securities which are exposed to various risks such as interest rate, market, and credit
risks. All of these risks are monitored and managed by the Company. No significant concentration of risk exists within the plan
assets at December 31, 2012.</FONT></P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">The fair values of the Company&rsquo;s
pension plan assets at December 31, 2012, by asset category, are as follows:</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="border-collapse: collapse; width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif">
<TR STYLE="vertical-align: bottom">
    <TD NOWRAP STYLE="font-style: italic; text-align: justify">($ in thousands)</TD><TD NOWRAP>&nbsp;</TD>
    <TD COLSPAN="6" NOWRAP STYLE="text-align: center">&nbsp;</TD><TD NOWRAP>&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD COLSPAN="6" NOWRAP STYLE="text-align: center">&nbsp;</TD><TD NOWRAP>&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD NOWRAP STYLE="text-align: justify">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="font-weight: bold; text-align: center; border-bottom: Black 1pt solid">Total Fair Value <BR>
at December <BR>
31, 2012</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font-weight: bold">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="font-weight: bold; text-align: center; border-bottom: Black 1pt solid">Quoted Prices<BR>
 in Active <BR>
Markets for <BR>
Identical Assets <BR>
(Level 1)</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font-weight: bold">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="font-weight: bold; text-align: center; border-bottom: Black 1pt solid">Significant Other <BR>
Observable Inputs <BR>
(Level 2)</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font-weight: bold">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="font-weight: bold; text-align: center; border-bottom: Black 1pt solid">Significant <BR>
Unobservable <BR>
Inputs <BR>(Level 3)</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font-weight: bold">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD NOWRAP STYLE="text-align: justify">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="text-align: right">&nbsp;</TD><TD NOWRAP>&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="text-align: right">&nbsp;</TD><TD NOWRAP>&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="text-align: right">&nbsp;</TD><TD NOWRAP>&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="text-align: right">&nbsp;</TD><TD NOWRAP>&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD NOWRAP STYLE="text-align: justify">Fixed income investments</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">&nbsp;</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">&nbsp;</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">&nbsp;</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">&nbsp;</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD NOWRAP STYLE="width: 60%; text-align: justify">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Money market funds</TD><TD NOWRAP STYLE="width: 1%">&nbsp;</TD>
    <TD NOWRAP STYLE="width: 1%; text-align: left">$</TD><TD NOWRAP STYLE="width: 7%; text-align: right">441</TD><TD NOWRAP STYLE="width: 1%; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="width: 1%; font-weight: bold">&nbsp;</TD>
    <TD NOWRAP STYLE="width: 1%; font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="width: 7%; font-weight: bold; text-align: right">&mdash;</TD><TD NOWRAP STYLE="width: 1%; font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="width: 1%">&nbsp;</TD>
    <TD NOWRAP STYLE="width: 1%; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="width: 7%; text-align: right">441</TD><TD NOWRAP STYLE="width: 1%; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="width: 1%; font-weight: bold">&nbsp;</TD>
    <TD NOWRAP STYLE="width: 1%; font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="width: 7%; font-weight: bold; text-align: right">&mdash;</TD><TD NOWRAP STYLE="width: 1%; font-weight: bold; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD NOWRAP STYLE="text-align: justify">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;US government bond fund</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">2,995</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">2,995</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold">&nbsp;</TD>
    <TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; text-align: right">&mdash;</TD><TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold">&nbsp;</TD>
    <TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; text-align: right">&mdash;</TD><TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD NOWRAP STYLE="text-align: justify">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;US corporate bond fund</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">3,008</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">3,008</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold">&nbsp;</TD>
    <TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; text-align: right">&mdash;</TD><TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold">&nbsp;</TD>
    <TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; text-align: right">&mdash;</TD><TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD NOWRAP STYLE="text-align: left">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;US corporate high yield bond fund</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">1,563</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">1,563</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold">&nbsp;</TD>
    <TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; text-align: right">&mdash;</TD><TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold">&nbsp;</TD>
    <TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; text-align: right">&mdash;</TD><TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD NOWRAP STYLE="text-align: justify">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">&nbsp;</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">&nbsp;</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">&nbsp;</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">&nbsp;</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD NOWRAP STYLE="text-align: justify">Equity investments</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">&nbsp;</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">&nbsp;</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">&nbsp;</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">&nbsp;</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD NOWRAP STYLE="text-align: justify">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Large cap value fund</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">6,101</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">6,101</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold">&nbsp;</TD>
    <TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; text-align: right">&mdash;</TD><TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold">&nbsp;</TD>
    <TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; text-align: right">&mdash;</TD><TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD NOWRAP STYLE="text-align: justify">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Large cap growth fund</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">6,020</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">6,020</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold">&nbsp;</TD>
    <TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; text-align: right">&mdash;</TD><TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold">&nbsp;</TD>
    <TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; text-align: right">&mdash;</TD><TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD NOWRAP STYLE="text-align: justify">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Small cap growth fund</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">2,514</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">2,514</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold">&nbsp;</TD>
    <TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; text-align: right">&mdash;</TD><TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold">&nbsp;</TD>
    <TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; text-align: right">&mdash;</TD><TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD NOWRAP STYLE="text-align: justify">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Mid cap growth fund</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">3,153</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">3,153</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold">&nbsp;</TD>
    <TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; text-align: right">&mdash;</TD><TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold">&nbsp;</TD>
    <TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; text-align: right">&mdash;</TD><TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD NOWRAP STYLE="text-align: justify; text-indent: 0">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Foreign equity fund</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">3,147</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">3,147</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold">&nbsp;</TD>
    <TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; text-align: right">&mdash;</TD><TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold">&nbsp;</TD>
    <TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; text-align: right">&mdash;</TD><TD NOWRAP STYLE="font-weight: bold; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD NOWRAP STYLE="text-align: justify; padding-bottom: 1pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Company stock</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: right">1,182</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: right">1,182</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; font-weight: bold; text-align: right">&mdash;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; font-weight: bold; text-align: right">&mdash;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font-weight: bold; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD NOWRAP STYLE="text-align: justify; padding-bottom: 2.5pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Total</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; text-align: left">$</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; text-align: right">30,124</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; text-align: right">29,683</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; text-align: right">441</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; padding-bottom: 2.5pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font-weight: bold; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font-weight: bold; text-align: right">&mdash;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; font-weight: bold; text-align: left">&nbsp;</TD></TR>
</TABLE>

<P STYLE="font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0.25in">&nbsp;</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">The fair values of the Company&rsquo;s
pension plan assets at December 31, 2011, by asset category, are as follows:</P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="border-collapse: collapse; width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif">
<TR STYLE="vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="font: italic 10pt Calibri, Helvetica, Sans-Serif; text-align: justify">($ in thousands)</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD COLSPAN="6" NOWRAP STYLE="text-align: center; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD COLSPAN="6" NOWRAP STYLE="text-align: center; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: center; border-bottom: Black 1pt solid">Total Fair Value<BR>
 at December <BR>
31, 2011</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: bold 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: center; border-bottom: Black 1pt solid">Quoted Prices <BR>
in Active <BR>
Markets for <BR>
Identical Assets <BR>
(Level 1)</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: bold 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: center; border-bottom: Black 1pt solid">Significant Other <BR>
Observable Inputs <BR>
(Level 2)</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: bold 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: center; border-bottom: Black 1pt solid">Significant <BR>
Unobservable <BR>
Inputs <BR>(Level 3)</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: bold 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">Fixed income investments</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="width: 60%; text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Money market funds</TD><TD NOWRAP STYLE="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">$</TD><TD NOWRAP STYLE="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">831</TD><TD NOWRAP STYLE="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="width: 1%; font: bold 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="width: 1%; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="width: 7%; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">&mdash;</TD><TD NOWRAP STYLE="width: 1%; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">831</TD><TD NOWRAP STYLE="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="width: 1%; font: bold 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="width: 1%; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="width: 7%; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">&mdash;</TD><TD NOWRAP STYLE="width: 1%; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;US government bond fund</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">2,356</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">2,356</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">&mdash;</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">&mdash;</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;US corporate bond fund</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">2,331</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">2,331</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">&mdash;</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">&mdash;</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;US corporate high yield bond fund</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">1,195</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">1,195</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">&mdash;</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">&mdash;</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">Equity investments</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Large cap value fund</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">5,194</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">5,194</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">&mdash;</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">&mdash;</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Large cap growth fund</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">4,883</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">4,883</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">&mdash;</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">&mdash;</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Small cap growth fund</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">2,030</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">2,030</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">&mdash;</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">&mdash;</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Mid cap growth fund</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">2,491</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">2,491</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">&mdash;</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">&mdash;</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Foreign equity fund</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">2,328</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">2,328</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">&mdash;</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">&mdash;</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: justify; padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Company stock</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">827</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">827</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">&mdash;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">&mdash;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: justify; padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Total</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">$</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">24,466</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">23,635</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">831</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 2.5pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">&mdash;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD></TR>
</TABLE>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify">The following is a description of the
valuation methodologies used for assets measured at fair value. There have been no changes in the methodologies used at December
31, 2012 and 2011.</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin-top: 0; margin-bottom: 0"><TR STYLE="vertical-align: top; font: 10pt Calibri, Helvetica, Sans-Serif">
<TD STYLE="width: 0.5in; font: 10pt Calibri, Helvetica, Sans-Serif"></TD><TD STYLE="width: 0.25in; font: 10pt Calibri, Helvetica, Sans-Serif">-</TD><TD STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"><FONT STYLE="font-family: Calibri, Helvetica, Sans-Serif">Money market fund: valued on the active
market on which it is traded; at amortized cost, which approximates fair value.</FONT></TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin-top: 0; margin-bottom: 0"><TR STYLE="vertical-align: top; font: 10pt Calibri, Helvetica, Sans-Serif">
<TD STYLE="width: 0.5in; font: 10pt Calibri, Helvetica, Sans-Serif"></TD><TD STYLE="width: 0.25in; font: 10pt Calibri, Helvetica, Sans-Serif">-</TD><TD STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"><FONT STYLE="font-family: Calibri, Helvetica, Sans-Serif">Mutual funds, common stocks: valued at the
closing price reported on the active market on which the individual securities are traded.</FONT></TD></TR></TABLE>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify">&nbsp;</P>

<!-- Field: Page; Sequence: 135; Options: NewSection; Value: 135 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 2px solid"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif"><TR><TD STYLE="text-align: center; width: 100%"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->135<!-- Field: /Sequence --></TD></TR></TABLE></DIV>
    <DIV STYLE="page-break-before: always; margin-top: 6pt; margin-bottom: 12pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif"><TR><TD STYLE="text-align: left; width: 100%"><A HREF="#toc" STYLE="font-style: italic">Table of Contents</A></TD></TR></TABLE></DIV>
    <!-- Field: /Page -->


<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"><U>Supplemental Executive
Retirement Plan</U>. Historically, the Company sponsored a Supplemental Executive Retirement Plan (the &ldquo;SERP&rdquo;)
for the benefit of certain senior management executives of the Company. The purpose of the SERP was to provide additional
monthly pension benefits to ensure that each such senior management executive would receive lifetime monthly pension benefits
equal to 3% of his or her final average compensation multiplied by his or her years of service (maximum of 20 years) to the
Company or its subsidiaries, subject to a maximum of 60% of his or her final average compensation. The amount of a
participant&rsquo;s monthly SERP benefit is reduced by (i) the amount payable under the Company&rsquo;s qualified Pension
Plan (described above), and (ii) 50% of the participant&rsquo;s primary social security benefit. Final average compensation
means the average of the 5 highest consecutive calendar years of earnings during the last 10 years of service prior to
termination of employment. The SERP is an unfunded plan. Payments are made from the general assets of the Company.</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">&nbsp;</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">During the fourth quarter of 2012, the
Company notified participants that the SERP would be frozen on December 31, 2012. Although no previously accrued benefits will
be lost, participants will no longer accrue benefits for service subsequent to 2012. The freezing of the SERP resulted in an immediate
$0.5 million reduction in its benefit obligation, which is referred to as a &ldquo;curtailment gain&rdquo; in the table below.
The curtailment gain reduced the liability of the plan and lowered the amount of accumulated other comprehensive loss, which results
in an increase in shareholders&rsquo; equity.</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">&nbsp;</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">The following table reconciles the beginning
and ending balances of the SERP&rsquo;s benefit obligation, as computed by the Company&rsquo;s independent actuarial consultants:</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 13.5pt">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="border-collapse: collapse; width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif">
<TR STYLE="vertical-align: bottom">
    <TD STYLE="font-style: italic; text-align: justify">($ in thousands)</TD><TD STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font-weight: bold; text-align: center; border-bottom: Black 1pt solid">2012</TD><TD STYLE="padding-bottom: 1pt; font-weight: bold">&nbsp;</TD><TD STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="text-align: center; border-bottom: Black 1pt solid">2011</TD><TD STYLE="padding-bottom: 1pt">&nbsp;</TD><TD STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="text-align: center; border-bottom: Black 1pt solid">2010</TD><TD STYLE="padding-bottom: 1pt">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD STYLE="text-decoration: underline; text-align: justify">Change in benefit obligation</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">&nbsp;</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">&nbsp;</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">&nbsp;</TD><TD STYLE="text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="width: 70%; text-align: justify">Projected benefit obligation at beginning of year</TD><TD STYLE="width: 1%; font-weight: bold">&nbsp;</TD>
    <TD STYLE="width: 1%; font-weight: bold; text-align: left">$</TD><TD STYLE="width: 7%; font-weight: bold; text-align: right">8,064</TD><TD STYLE="width: 1%; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="width: 1%">&nbsp;</TD>
    <TD STYLE="width: 1%; text-align: left">&nbsp;</TD><TD STYLE="width: 7%; text-align: right">7,433</TD><TD STYLE="width: 1%; text-align: left">&nbsp;</TD><TD STYLE="width: 1%">&nbsp;</TD>
    <TD STYLE="width: 1%; text-align: left">&nbsp;</TD><TD STYLE="width: 7%; text-align: right">6,222</TD><TD STYLE="width: 1%; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD STYLE="text-align: justify">Service cost</TD><TD STYLE="font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-weight: bold; text-align: right">303</TD><TD STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">292</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">408</TD><TD STYLE="text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="text-align: justify">Interest cost</TD><TD STYLE="font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-weight: bold; text-align: right">280</TD><TD STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">351</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">377</TD><TD STYLE="text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD STYLE="text-align: justify">Actuarial (gain) loss</TD><TD STYLE="font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-weight: bold; text-align: right">(1,201</TD><TD STYLE="font-weight: bold; text-align: left">)</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">93</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">531</TD><TD STYLE="text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="text-align: justify">Benefits paid</TD><TD STYLE="font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-weight: bold; text-align: right">(146</TD><TD STYLE="font-weight: bold; text-align: left">)</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">(105</TD><TD STYLE="text-align: left">)</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">(105</TD><TD STYLE="text-align: left">)</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD STYLE="text-align: justify; padding-bottom: 1pt">Curtailment gain</TD><TD STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; font-weight: bold; text-align: right">(487</TD><TD STYLE="padding-bottom: 1pt; font-weight: bold; text-align: left">)</TD><TD STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; text-align: right">&mdash;</TD><TD STYLE="padding-bottom: 1pt; text-align: left">&nbsp;</TD><TD STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; text-align: right">&mdash;</TD><TD STYLE="padding-bottom: 1pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="text-align: justify">Projected benefit obligation at end of year</TD><TD STYLE="font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-weight: bold; text-align: right">6,813</TD><TD STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">8,064</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">7,433</TD><TD STYLE="text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD STYLE="text-align: justify; padding-bottom: 1pt">Plan assets</TD><TD STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; text-align: right"><P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0">&mdash;</P></TD><TD STYLE="padding-bottom: 1pt; text-align: left">&nbsp;</TD><TD STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; text-align: right">&mdash;<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0"></P></TD><TD STYLE="padding-bottom: 1pt; text-align: left">&nbsp;</TD><TD STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; text-align: right"><P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0">&mdash;</P></TD><TD STYLE="padding-bottom: 1pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="text-align: justify; padding-bottom: 2.5pt">Funded status at end of year</TD><TD STYLE="font-weight: bold; padding-bottom: 2.5pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2.5pt double; font-weight: bold; text-align: left">$</TD><TD STYLE="border-bottom: Black 2.5pt double; font-weight: bold; text-align: right">(6,813</TD><TD STYLE="padding-bottom: 2.5pt; font-weight: bold; text-align: left">)</TD><TD STYLE="padding-bottom: 2.5pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 2.5pt double; text-align: right">(8,064</TD><TD STYLE="padding-bottom: 2.5pt; text-align: left">)</TD><TD STYLE="padding-bottom: 2.5pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 2.5pt double; text-align: right">(7,433</TD><TD STYLE="padding-bottom: 2.5pt; text-align: left">)</TD></TR>
</TABLE>



<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 13.5pt">&nbsp;</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">The accumulated benefit obligation related
to the SERP was $6,813,000, $7,199,000, and $5,623,000 at December 31, 2012, 2011, and 2010, respectively.</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">&nbsp;</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">The following table presents information
regarding the amounts recognized in the consolidated balance sheets at December 31, 2012 and 2011 as it relates to the SERP, excluding
the related deferred tax assets.</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left; text-indent: 13.5pt">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="border-collapse: collapse; width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif">
<TR STYLE="vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="font: italic 10pt Calibri, Helvetica, Sans-Serif; text-align: justify">($ in thousands)</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: center; border-bottom: Black 1pt solid">2012</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: bold 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif">2011</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="width: 80%; text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">Other assets &ndash; prepaid pension asset (liability)</TD><TD NOWRAP STYLE="width: 1%; font: bold 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="width: 1%; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">$</TD><TD NOWRAP STYLE="width: 7%; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">(6,614</TD><TD NOWRAP STYLE="width: 1%; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">)</TD><TD NOWRAP STYLE="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">(6,075</TD><TD NOWRAP STYLE="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">)</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: justify; padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">Other liabilities</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">(199</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">)</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">(1,989</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">)</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: justify; padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 2.5pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">$</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">(6,813</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">)</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">(8,064</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">)</TD></TR>
</TABLE>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify">&nbsp;</P>


<!-- Field: Page; Sequence: 136; Value: 135 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 2px solid"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif"><TR><TD STYLE="text-align: center; width: 100%"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->136<!-- Field: /Sequence --></TD></TR></TABLE></DIV>
    <DIV STYLE="page-break-before: always; margin-top: 6pt; margin-bottom: 12pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif"><TR><TD STYLE="text-align: left; width: 100%"><A HREF="#toc" STYLE="font-style: italic">Table of Contents</A></TD></TR></TABLE></DIV>
    <!-- Field: /Page -->


<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">The following table presents information
regarding the amounts recognized in AOCI at December 31, 2012 and 2011.</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 13.5pt">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="border-collapse: collapse; width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif">
<TR STYLE="vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="font: italic 10pt Calibri, Helvetica, Sans-Serif; text-align: justify">($ in thousands)</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: center; border-bottom: Black 1pt solid">2012</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: bold 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif">2011</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="width: 80%; text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">Net (gain) loss</TD><TD NOWRAP STYLE="width: 1%; font: bold 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="width: 1%; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">$</TD><TD NOWRAP STYLE="width: 7%; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">199</TD><TD NOWRAP STYLE="width: 1%; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">1,887</TD><TD NOWRAP STYLE="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: justify; padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">Prior service cost</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">&mdash;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">102</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">Amount recognized in AOCI before tax effect</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">199</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">1,989</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: justify; padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">Tax benefit</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">(79</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">)</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">(786</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">)</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: justify; padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">Net amount recognized as reduction to AOCI</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 2.5pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">$</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">120</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">1,203</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
</TABLE>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">&nbsp;</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">The following table reconciles the beginning
and ending balances of accumulated other comprehensive income (AOCI) at December 31, 2012 and 2011, as it relates to the SERP:</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="border-collapse: collapse; width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif">
<TR STYLE="vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="font: italic 10pt Calibri, Helvetica, Sans-Serif; text-align: justify">($ in thousands)</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: center; border-bottom: Black 1pt solid">2012</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: bold 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif">2011</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="width: 80%; text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">Accumulated other comprehensive loss at beginning of fiscal year</TD><TD NOWRAP STYLE="width: 1%; font: bold 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="width: 1%; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">$</TD><TD NOWRAP STYLE="width: 7%; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">1,203</TD><TD NOWRAP STYLE="width: 1%; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">1,165</TD><TD NOWRAP STYLE="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">Net (gain) loss arising during period</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">(1,687</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">)</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">93</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">Prior service cost</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">(83</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">)</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&mdash;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">Amortization of unrecognized actuarial loss</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">&mdash;</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">(12</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">)</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">Amortization of prior service cost and transition obligation</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">(19</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">)</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">(19</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">)</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: justify; padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">Tax expense (benefit) of changes during the year, net</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">706</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">(24</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">)</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: justify; padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">Accumulated other comprehensive loss at end of fiscal year</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 2.5pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">$</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">120</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">1,203</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
</TABLE>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">&nbsp;</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">The following table reconciles the beginning
and ending balances of the prepaid pension cost related to the SERP:</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left; text-indent: 13.5pt">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="border-collapse: collapse; width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif">
<TR STYLE="vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="font: italic 10pt Calibri, Helvetica, Sans-Serif; text-align: justify">($ in thousands)</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: center; border-bottom: Black 1pt solid">2012</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: bold 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif">2011</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="width: 80%; text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">Prepaid pension cost (liability) as of beginning of fiscal year</TD><TD NOWRAP STYLE="width: 1%; font: bold 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="width: 1%; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">$</TD><TD NOWRAP STYLE="width: 7%; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">(6,075</TD><TD NOWRAP STYLE="width: 1%; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">)</TD><TD NOWRAP STYLE="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">(5,507</TD><TD NOWRAP STYLE="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">)</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">Net periodic pension cost for fiscal year</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">(602</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">)</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">(673</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">)</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">Benefits paid</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">146</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">105</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: justify; padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">Effect of curtailment</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">(83</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">)</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">&mdash;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: justify; padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">Prepaid pension cost (liability) as of end of fiscal year</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 2.5pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">$</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">(6,614</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">)</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">(6,075</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">)</TD></TR>
</TABLE>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">Net pension cost for the SERP included
the following components for the years ended December 31, 2012, 2011, and 2010:</P>

<P STYLE="font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="border-collapse: collapse; width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif">
<TR STYLE="vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="font: italic 10pt Calibri, Helvetica, Sans-Serif; text-align: justify">($ in thousands)</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: center; border-bottom: Black 1pt solid">2012</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: bold 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif">2011</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif">2010</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="width: 70%; text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">Service cost &ndash; benefits earned during the period</TD><TD NOWRAP STYLE="width: 1%; font: bold 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="width: 1%; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">$</TD><TD NOWRAP STYLE="width: 7%; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">303</TD><TD NOWRAP STYLE="width: 1%; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">292</TD><TD NOWRAP STYLE="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">408</TD><TD NOWRAP STYLE="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">Interest cost on projected benefit obligation</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">280</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">351</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">377</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: justify; padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">Net amortization and deferral</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">19</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">30</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">100</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: justify; padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Net periodic pension cost</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 2.5pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">$</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">602</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">673</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">885</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
</TABLE>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify">&nbsp;</P>


<!-- Field: Page; Sequence: 137; Value: 135 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 2px solid"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif"><TR><TD STYLE="text-align: center; width: 100%"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->137<!-- Field: /Sequence --></TD></TR></TABLE></DIV>
    <DIV STYLE="page-break-before: always; margin-top: 6pt; margin-bottom: 12pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif"><TR><TD STYLE="text-align: left; width: 100%"><A HREF="#toc" STYLE="font-style: italic">Table of Contents</A></TD></TR></TABLE></DIV>
    <!-- Field: /Page -->


<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">&nbsp;</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">The following table is an estimate of
the benefits that will be paid in accordance with the SERP during the indicated time periods:</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0.25in">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="border-collapse: collapse; width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif">
<TR STYLE="vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif"><P STYLE="font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify">&nbsp;</P><P STYLE="font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify"><I>($ in thousands)</I></P> <P STYLE="font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify">&nbsp;</P></TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif">Estimated <BR>
benefit <BR>
payments</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="width: 90%; text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;Year ending December 31, 2013</TD><TD NOWRAP STYLE="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">$</TD><TD NOWRAP STYLE="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">215</TD><TD NOWRAP STYLE="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;Year ending December 31, 2014</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">220</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;Year ending December 31, 2015</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">263</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;Year ending December 31, 2016</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">330</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;Year ending December 31, 2017</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">357</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;Years ending December 31, 2018-2022</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">2,309</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
</TABLE>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">&nbsp;</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">The following assumptions were used in
determining the actuarial information for the Pension Plan and the SERP for the years ended December 31, 2012, 2011, and 2010:</P>

<P STYLE="font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="border-collapse: collapse; width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif">
<TR STYLE="vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="6" NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: center; border-bottom: Black 1pt solid">2012</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: bold 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD COLSPAN="6" NOWRAP STYLE="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif">2011</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD COLSPAN="6" NOWRAP STYLE="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif">2010</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: center; border-bottom: Black 1pt solid">Pension <BR>Plan</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: bold 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: center; border-bottom: Black 1pt solid">SERP</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: bold 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif">Pension <BR>Plan</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif">SERP</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif">Pension <BR>Plan</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif">SERP</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="width: 40%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">Discount
    rate used to determine net periodic pension cost</TD><TD NOWRAP STYLE="width: 1%; font: bold 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="width: 1%; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="width: 7%; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: center; vertical-align: bottom">4.39%</TD><TD NOWRAP STYLE="width: 1%; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: center; vertical-align: bottom">&nbsp;</TD><TD NOWRAP STYLE="width: 1%; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: center; vertical-align: bottom">&nbsp;</TD>
    <TD NOWRAP STYLE="width: 1%; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: center; vertical-align: bottom">&nbsp;</TD><TD NOWRAP STYLE="width: 7%; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: center; vertical-align: bottom">4.39%</TD><TD NOWRAP STYLE="width: 1%; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: center; vertical-align: bottom">&nbsp;</TD><TD NOWRAP STYLE="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: center; vertical-align: bottom">&nbsp;</TD>
    <TD NOWRAP STYLE="width: 1%; text-align: center; font: 10pt Calibri, Helvetica, Sans-Serif; vertical-align: bottom">&nbsp;</TD><TD NOWRAP STYLE="width: 7%; text-align: center; font: 10pt Calibri, Helvetica, Sans-Serif; vertical-align: bottom">5.59%</TD><TD NOWRAP STYLE="width: 1%; text-align: center; font: 10pt Calibri, Helvetica, Sans-Serif; vertical-align: bottom">&nbsp;</TD><TD NOWRAP STYLE="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: center; vertical-align: bottom">&nbsp;</TD>
    <TD NOWRAP STYLE="width: 1%; text-align: center; font: 10pt Calibri, Helvetica, Sans-Serif; vertical-align: bottom">&nbsp;</TD><TD NOWRAP STYLE="width: 7%; text-align: center; font: 10pt Calibri, Helvetica, Sans-Serif; vertical-align: bottom">5.59%</TD><TD NOWRAP STYLE="width: 1%; text-align: center; font: 10pt Calibri, Helvetica, Sans-Serif; vertical-align: bottom">&nbsp;</TD><TD NOWRAP STYLE="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: center; vertical-align: bottom">&nbsp;</TD>
    <TD NOWRAP STYLE="width: 1%; text-align: center; font: 10pt Calibri, Helvetica, Sans-Serif; vertical-align: bottom">&nbsp;</TD><TD NOWRAP STYLE="width: 7%; text-align: center; font: 10pt Calibri, Helvetica, Sans-Serif; vertical-align: bottom">6.00%</TD><TD NOWRAP STYLE="width: 1%; text-align: center; font: 10pt Calibri, Helvetica, Sans-Serif; vertical-align: bottom">&nbsp;</TD><TD NOWRAP STYLE="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: center; vertical-align: bottom">&nbsp;</TD>
    <TD NOWRAP STYLE="width: 1%; text-align: center; font: 10pt Calibri, Helvetica, Sans-Serif; vertical-align: bottom">&nbsp;</TD><TD NOWRAP STYLE="width: 7%; text-align: center; font: 10pt Calibri, Helvetica, Sans-Serif; vertical-align: bottom">6.00%</TD><TD NOWRAP STYLE="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">Discount
    rate used to calculate end of year liability disclosures</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: center; vertical-align: bottom">3.97%</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: center; vertical-align: bottom">&nbsp;</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: center; vertical-align: bottom">&nbsp;</TD>
    <TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: center; vertical-align: bottom">&nbsp;</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: center; vertical-align: bottom">3.97%</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: center; vertical-align: bottom">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif; text-align: center; vertical-align: bottom">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: center; font: 10pt Calibri, Helvetica, Sans-Serif; vertical-align: bottom">&nbsp;</TD><TD NOWRAP STYLE="text-align: center; font: 10pt Calibri, Helvetica, Sans-Serif; vertical-align: bottom">4.39%</TD><TD NOWRAP STYLE="text-align: center; font: 10pt Calibri, Helvetica, Sans-Serif; vertical-align: bottom">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif; text-align: center; vertical-align: bottom">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: center; font: 10pt Calibri, Helvetica, Sans-Serif; vertical-align: bottom">&nbsp;</TD><TD NOWRAP STYLE="text-align: center; font: 10pt Calibri, Helvetica, Sans-Serif; vertical-align: bottom">4.39%</TD><TD NOWRAP STYLE="text-align: center; font: 10pt Calibri, Helvetica, Sans-Serif; vertical-align: bottom">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif; text-align: center; vertical-align: bottom">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: center; font: 10pt Calibri, Helvetica, Sans-Serif; vertical-align: bottom">&nbsp;</TD><TD NOWRAP STYLE="text-align: center; font: 10pt Calibri, Helvetica, Sans-Serif; vertical-align: bottom">5.59%</TD><TD NOWRAP STYLE="text-align: center; font: 10pt Calibri, Helvetica, Sans-Serif; vertical-align: bottom">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif; text-align: center; vertical-align: bottom">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: center; font: 10pt Calibri, Helvetica, Sans-Serif; vertical-align: bottom">&nbsp;</TD><TD NOWRAP STYLE="text-align: center; font: 10pt Calibri, Helvetica, Sans-Serif; vertical-align: bottom">5.59%</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">Expected long-term rate of return on assets</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: center; vertical-align: bottom">7.75%</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: center; vertical-align: bottom">&nbsp;</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: center; vertical-align: bottom">&nbsp;</TD>
    <TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: center; vertical-align: bottom">&nbsp;</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: center; vertical-align: bottom"><FONT STYLE="font: 10pt Calibri, Helvetica, Sans-Serif"><B>n/a</B></FONT></TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: center; vertical-align: bottom">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif; text-align: center; vertical-align: bottom">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: center; font: 10pt Calibri, Helvetica, Sans-Serif; vertical-align: bottom">&nbsp;</TD><TD NOWRAP STYLE="text-align: center; font: 10pt Calibri, Helvetica, Sans-Serif; vertical-align: bottom">7.75%</TD><TD NOWRAP STYLE="text-align: center; font: 10pt Calibri, Helvetica, Sans-Serif; vertical-align: bottom">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif; text-align: center; vertical-align: bottom">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: center; font: 10pt Calibri, Helvetica, Sans-Serif; vertical-align: bottom">&nbsp;</TD><TD NOWRAP STYLE="text-align: center; font: 10pt Calibri, Helvetica, Sans-Serif; vertical-align: bottom"><FONT STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">n/a</FONT></TD><TD NOWRAP STYLE="text-align: center; font: 10pt Calibri, Helvetica, Sans-Serif; vertical-align: bottom">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif; text-align: center; vertical-align: bottom">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: center; font: 10pt Calibri, Helvetica, Sans-Serif; vertical-align: bottom">&nbsp;</TD><TD NOWRAP STYLE="text-align: center; font: 10pt Calibri, Helvetica, Sans-Serif; vertical-align: bottom">7.75%</TD><TD NOWRAP STYLE="text-align: center; font: 10pt Calibri, Helvetica, Sans-Serif; vertical-align: bottom">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif; text-align: center; vertical-align: bottom">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: center; font: 10pt Calibri, Helvetica, Sans-Serif; vertical-align: bottom">&nbsp;</TD><TD NOWRAP STYLE="text-align: center; font: 10pt Calibri, Helvetica, Sans-Serif; vertical-align: bottom"><FONT STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">n/a</FONT></TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">Rate of compensation increase</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: center; vertical-align: bottom">3.50%</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: center; vertical-align: bottom">&nbsp;</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: center; vertical-align: bottom">&nbsp;</TD>
    <TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: center; vertical-align: bottom">&nbsp;</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: center; vertical-align: bottom">3.50%</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: center; vertical-align: bottom">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif; text-align: center; vertical-align: bottom">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: center; font: 10pt Calibri, Helvetica, Sans-Serif; vertical-align: bottom">&nbsp;</TD><TD NOWRAP STYLE="text-align: center; font: 10pt Calibri, Helvetica, Sans-Serif; vertical-align: bottom">5.00%</TD><TD NOWRAP STYLE="text-align: center; font: 10pt Calibri, Helvetica, Sans-Serif; vertical-align: bottom">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif; text-align: center; vertical-align: bottom">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: center; font: 10pt Calibri, Helvetica, Sans-Serif; vertical-align: bottom">&nbsp;</TD><TD NOWRAP STYLE="text-align: center; font: 10pt Calibri, Helvetica, Sans-Serif; vertical-align: bottom">5.00%</TD><TD NOWRAP STYLE="text-align: center; font: 10pt Calibri, Helvetica, Sans-Serif; vertical-align: bottom">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif; text-align: center; vertical-align: bottom">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: center; font: 10pt Calibri, Helvetica, Sans-Serif; vertical-align: bottom">&nbsp;</TD><TD NOWRAP STYLE="text-align: center; font: 10pt Calibri, Helvetica, Sans-Serif; vertical-align: bottom">5.00%</TD><TD NOWRAP STYLE="text-align: center; font: 10pt Calibri, Helvetica, Sans-Serif; vertical-align: bottom">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif; text-align: center; vertical-align: bottom">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: center; font: 10pt Calibri, Helvetica, Sans-Serif; vertical-align: bottom">&nbsp;</TD><TD NOWRAP STYLE="text-align: center; font: 10pt Calibri, Helvetica, Sans-Serif; vertical-align: bottom">5.00%</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
</TABLE>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left; text-indent: 0in">The Company&rsquo;s discount
rate policy is based on a calculation of the Company&rsquo;s expected pension payments, with those payments discounted using the
Citigroup Pension Index yield curve.</P>


<!-- Field: Page; Sequence: 138; Value: 135 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 2px solid"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif"><TR><TD STYLE="text-align: center; width: 100%"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->138<!-- Field: /Sequence --></TD></TR></TABLE></DIV>
    <DIV STYLE="page-break-before: always; margin-top: 6pt; margin-bottom: 12pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif"><TR><TD STYLE="text-align: left; width: 100%"><A HREF="#toc" STYLE="font-style: italic">Table of Contents</A></TD></TR></TABLE></DIV>
    <!-- Field: /Page -->


<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">&nbsp;</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"><B>Note 13. Commitments, Contingencies,
and Concentrations of Credit Risk</B></P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">&nbsp;</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">See Note 11 with respect to future obligations
under noncancelable operating leases.</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">&nbsp;</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">In the normal course of the Company&rsquo;s
business, there are various outstanding commitments and contingent liabilities such as commitments to extend credit that are not
reflected in the financial statements. The following table presents the Company&rsquo;s outstanding loan commitments at December
31, 2012.</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="border-collapse: collapse; width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif">
<TR STYLE="vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="font: italic 10pt Calibri, Helvetica, Sans-Serif; text-align: justify">($ in millions)</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="text-align: center; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="text-align: center; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="text-align: center; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif; border-bottom: Black 1pt solid">Type of Commitment</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif">Fixed Rate</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif">Variable Rate</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif">Total</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="width: 70%; text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">Outstanding closed-end loan commitments</TD><TD NOWRAP STYLE="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">$</TD><TD NOWRAP STYLE="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">66</TD><TD NOWRAP STYLE="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">258</TD><TD NOWRAP STYLE="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">324</TD><TD NOWRAP STYLE="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: left; padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">Unfunded commitments on revolving lines of credit, <BR>
&nbsp;&nbsp;credit cards and home equity loans</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">33</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">184</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">217</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: justify; padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Total</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">$</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">99</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">442</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">541</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
</TABLE>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">&nbsp;</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">At December 31, 2012 and 2011, the Company
had $12.8 million and $7.1 million, respectively, in standby letters of credit outstanding. The Company has no carrying amount
for these standby letters of credit at either of those dates. The nature of the standby letters of credit is a guarantee made on
behalf of the Company&rsquo;s customers to suppliers of the customers to guarantee payments owed to the supplier by the customer.
The standby letters of credit are generally for terms for one year, at which time they may be renewed for another year if both
parties agree. The payment of the guarantees would generally be triggered by a continued nonpayment of an obligation owed by the
customer to the supplier. The maximum potential amount of future payments (undiscounted) the Company could be required to make
under the guarantees in the event of nonperformance by the parties to whom credit or financial guarantees have been extended is
represented by the contractual amount of the standby letter of credit. In the event that the Company is required to honor a standby
letter of credit, a note, already executed with the customer, is triggered which provides repayment terms and any collateral. Over
the past two years, the Company has only had to honor several insignificant standby letters of credit, which have been or are being
repaid by the borrower without any loss to the Company. Management expects any draws under existing commitments to be funded through
normal operations.</P>

<P STYLE="font: 10pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left; text-indent: 0in">&nbsp;</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">The Company is not involved in any legal
proceedings which, in management&rsquo;s opinion, could have a material effect on the consolidated financial position of the Company.</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">&nbsp;</P>

<P STYLE="font: 10pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left; text-indent: 0in">The Bank grants primarily commercial
and installment loans to customers throughout its market area, which consists of Anson, Beaufort, Bladen, Brunswick, Buncombe,
Cabarrus, Carteret, Chatham, Columbus, Dare, Davidson, Duplin, Guilford, Harnett, Iredell, Lee, Montgomery, Moore, New Hanover,
Onslow, Randolph, Richmond, Robeson, Rockingham, Rowan, Scotland, Stanly and Wake Counties in North Carolina, Chesterfield, Dillon,
Florence and Horry Counties in South Carolina, and Montgomery, Pulaski, Roanoke, Washington and Wythe Counties in Virginia. The
real estate loan portfolio can be affected by the condition of the local real estate market. The commercial and installment loan
portfolios can be affected by local economic conditions.</P>

<P STYLE="font: 10pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left; text-indent: 0.25in">&nbsp;</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">The Company&rsquo;s loan portfolio is
not concentrated in loans to any single borrower or to a relatively small number of borrowers. Additionally, management is not
aware of any concentrations of loans to classes of borrowers or industries that would be similarly affected by economic conditions.</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left; text-indent: 0.25in">&nbsp;</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">In addition to monitoring potential concentrations
of loans to particular borrowers or groups of borrowers, industries and geographic regions, the Company monitors exposure to credit
risk that could arise from potential concentrations of lending products and practices such as loans that subject borrowers to substantial
payment increases (e.g. principal deferral periods, loans with initial interest-only periods, etc), and loans with high loan-to-value
ratios. Additionally, there are industry practices that could subject the Company to increased credit risk should economic conditions
change over the course of a loan&rsquo;s life. For example, the Company makes variable rate loans and fixed rate principal-amortizing
loans with maturities prior to the loan being fully paid (i.e. balloon payment loans). These loans are underwritten and monitored
to manage the associated risks. The Company has determined that there is no concentration of credit risk associated with its lending
policies or practices.</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">&nbsp;</P>

<!-- Field: Page; Sequence: 139; Value: 135 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 2px solid"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif"><TR><TD STYLE="text-align: center; width: 100%"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->139<!-- Field: /Sequence --></TD></TR></TABLE></DIV>
    <DIV STYLE="page-break-before: always; margin-top: 6pt; margin-bottom: 12pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif"><TR><TD STYLE="text-align: left; width: 100%"><A HREF="#toc" STYLE="font-style: italic">Table of Contents</A></TD></TR></TABLE></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">&nbsp;</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">The Company&rsquo;s investment portfolio
consists principally of obligations of government-sponsored enterprises, mortgage-backed securities guaranteed by government-sponsored
enterprises, corporate bonds, FHLB stock and general obligation municipal securities. The following are the fair values at December
31, 2012 of available for sale and held to maturity securities to any one issuer/guarantor that exceed $2.0 million, with such
amounts representing the maximum amount of credit risk that the Company would incur if the issuer did not repay the obligation.</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left; text-indent: 0.25in">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="border-collapse: collapse; width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif">
<TR STYLE="vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif"><P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: center">(<I>$ in thousands</I>)</P> <P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">Issuer</P></TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif">Amortized Cost</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif">Fair Value</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="width: 80%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">Ginnie Mae - mortgage-backed securities</TD><TD NOWRAP STYLE="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">$</TD><TD NOWRAP STYLE="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">83,950</TD><TD NOWRAP STYLE="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">86,353</TD><TD NOWRAP STYLE="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">Small Business Administration</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">55,034</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">55,710</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">Federal Home Loan Bank System - bonds</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">9,000</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">9,088</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">Federal Home Loan Bank of Atlanta&nbsp;&nbsp;- common stock</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">4,934</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">4,934</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">Craven County, North Carolina municipal bond</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">3,643</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">4,029</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">First Citizens Bancorp (South Carolina) &ndash; bond / trust preferred securities</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">3,998</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">3,813</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">Fannie Mae - mortgage-backed securities and collateralized mortgage obligations</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">3,701</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">3,987</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">Spartanburg, South Carolina Sanitary Sewer District municipal bond</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">3,293</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">3,662</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">Richmond County, North Carolina municipal bond</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">2,608</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">2,860</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">Federal Farm Credit bonds</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">2,500</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">2,508</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">South Carolina State municipal bond</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">2,133</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">2,384</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">Virginia State Housing Authority municipal bond</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">2,162</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">2,371</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
</TABLE>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">&nbsp;</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">The Company places its deposits and correspondent
accounts with the Federal Home Loan Bank of Atlanta, the Federal Reserve Bank, and Bank of America and sells its federal funds
to Bank of America. At December 31, 2012, the Company had deposits in the Federal Home Loan Bank of Atlanta totaling $4.9 million,
deposits of $133.8 million in the Federal Reserve Bank, deposits of $65.5 million in Bank of America, and deposits of $5 million
with BB&amp;T. None of the deposits held at the Federal Home Loan Bank of Atlanta or the Federal Reserve Bank, are FDIC-insured,
however the Federal Reserve Bank is a government entity and therefore risk of loss is minimal. The deposits held at Bank of America
and BB&amp;T are FDIC-insured up to $250,000.</P>


<!-- Field: Page; Sequence: 140; Value: 135 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 2px solid"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif"><TR><TD STYLE="text-align: center; width: 100%"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->140<!-- Field: /Sequence --></TD></TR></TABLE></DIV>
    <DIV STYLE="page-break-before: always; margin-top: 6pt; margin-bottom: 12pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif"><TR><TD STYLE="text-align: left; width: 100%"><A HREF="#toc" STYLE="font-style: italic">Table of Contents</A></TD></TR></TABLE></DIV>
    <!-- Field: /Page -->


<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"><B>Note 14. Fair Value of Financial Instruments</B></P>

<P STYLE="font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">&nbsp;</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">Relevant accounting guidance establishes
a fair value hierarchy which requires an entity to maximize the use of observable inputs and minimize the use of unobservable inputs
when measuring fair value. The guidance describes three levels of inputs that may be used to measure fair value:</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Calibri, Helvetica, Sans-Serif; margin: 0 0 0 24.45pt">Level 1: Quoted prices (unadjusted) of identical assets
or liabilities in active markets that the entity has the ability to access as of the measurement date.</P>

<P STYLE="font: 10pt Calibri, Helvetica, Sans-Serif; margin: 0 0 0 24.45pt">&nbsp;</P>

<P STYLE="font: 10pt Calibri, Helvetica, Sans-Serif; margin: 0 0 0 24.45pt">Level 2: Significant other observable inputs other
than Level 1 prices such as quoted prices for similar assets or liabilities, quoted prices in markets that are not active; or other
inputs that are observable or can be corroborated by observable market data.</P>

<P STYLE="font: 10pt Calibri, Helvetica, Sans-Serif; margin: 0 0 0 24.45pt">&nbsp;</P>

<P STYLE="font: 10pt Calibri, Helvetica, Sans-Serif; margin: 0 0 0 24.45pt">Level 3: Significant unobservable inputs that reflect
a reporting entity&rsquo;s own assumptions about the assumptions that market participants would use in pricing an asset or liability.</P>

<P STYLE="font: 10pt Calibri, Helvetica, Sans-Serif; margin: 0">&nbsp;</P>

<P STYLE="font: 10pt Calibri, Helvetica, Sans-Serif; margin: 0">The following table summarizes the Company&rsquo;s financial instruments
that were measured at fair value on a recurring and nonrecurring basis at December 31, 2012. The impaired loans shown below are
those loans in which the value is based on the underlying collateral value.</P>

<P STYLE="font: 10pt Calibri, Helvetica, Sans-Serif; margin: 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="border-collapse: collapse; width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif">
<TR STYLE="vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="font: italic 10pt Calibri, Helvetica, Sans-Serif; text-align: justify">($ in thousands)</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD COLSPAN="6" NOWRAP STYLE="text-align: center; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD COLSPAN="6" NOWRAP STYLE="text-align: center; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: left; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif">Description of Financial Instruments</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif">Fair Value at <BR>
December 31, <BR>
2012</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif">Quoted Prices in <BR>
Active Markets<BR>
 for Identical <BR>
Assets (Level 1)</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif">Significant <BR>
Other <BR>
Observable<BR>
 Inputs<BR>
 (Level 2)</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif">Significant<BR>
 Unobservable <BR>
Inputs <BR>(Level 3)</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-decoration: underline; text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">Recurring</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif; padding-left: 1em">Securities available for sale:</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="width: 60%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif; padding-left: 2em">Government-sponsored enterprise securities</TD><TD NOWRAP STYLE="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">$</TD><TD NOWRAP STYLE="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">11,596</TD><TD NOWRAP STYLE="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&mdash;</TD><TD NOWRAP STYLE="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">11,596</TD><TD NOWRAP STYLE="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&mdash;</TD><TD NOWRAP STYLE="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif; padding-left: 2em">Mortgage-backed securities</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">146,926</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&mdash;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">146,926</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&mdash;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif; padding-left: 2em">Corporate bonds</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">3,813</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&mdash;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">3,813</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&mdash;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: justify; padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif; padding-left: 2em">Equity securities</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">5,017</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">&mdash;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">5,017</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">&mdash;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: left; padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif; padding-left: 3em">Total available for sale securities</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">$</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">167,352</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">&mdash;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">167,352</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">&mdash;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-decoration: underline; text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">Nonrecurring</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif; padding-left: 2em">Impaired loans &ndash; covered</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">$</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">12,234</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&mdash;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&mdash;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">12,234</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif; padding-left: 2em">Impaired loans &ndash; non-covered</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">21,021</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&mdash;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&mdash;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">21,021</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif; padding-left: 2em">Foreclosed real estate &ndash; covered</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">47,290</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&mdash;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&mdash;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">47,290</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif; padding-left: 2em">Foreclosed real estate &ndash; non-covered</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">26,285</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&mdash;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&mdash;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">26,285</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
</TABLE>

<P STYLE="font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0.25in">&nbsp;</P>

<P STYLE="font: 10pt Calibri, Helvetica, Sans-Serif; margin: 0"></P>


<!-- Field: Page; Sequence: 141; Value: 135 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 2px solid"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif"><TR><TD STYLE="text-align: center; width: 100%"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->141<!-- Field: /Sequence --></TD></TR></TABLE></DIV>
    <DIV STYLE="page-break-before: always; margin-top: 6pt; margin-bottom: 12pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif"><TR><TD STYLE="text-align: left; width: 100%"><A HREF="#toc" STYLE="font-style: italic">Table of Contents</A></TD></TR></TABLE></DIV>
    <!-- Field: /Page -->


<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">&nbsp;</P>

<P STYLE="font: 10pt Calibri, Helvetica, Sans-Serif; margin: 0">The following table summarizes the Company&rsquo;s financial instruments
that were measured at fair value on a recurring and nonrecurring basis at December 31, 2011.</P>

<P STYLE="font: 10pt Calibri, Helvetica, Sans-Serif; margin: 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="border-collapse: collapse; width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif">
<TR STYLE="vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="font: italic 10pt Calibri, Helvetica, Sans-Serif; text-align: justify">($ in thousands)</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD COLSPAN="6" NOWRAP STYLE="text-align: center; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD COLSPAN="6" NOWRAP STYLE="text-align: center; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: left; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif">Description of Financial Instruments</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif">Fair Value at <BR>
December 31, <BR>
2011</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif">Quoted Prices in <BR>
Active Markets <BR>
for Identical<BR>
 Assets (Level 1)</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif">Significant <BR>
Other <BR>
Observable <BR>
Inputs <BR>
(Level 2)</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif">Significant <BR>
Unobservable <BR>
Inputs <BR>(Level 3)</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-decoration: underline; text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">Recurring</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif; padding-left: 1em">Securities available for sale:</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="width: 60%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif; padding-left: 2em">Government-sponsored enterprise securities</TD><TD NOWRAP STYLE="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">$</TD><TD NOWRAP STYLE="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">34,665</TD><TD NOWRAP STYLE="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&mdash;</TD><TD NOWRAP STYLE="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">34,665</TD><TD NOWRAP STYLE="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&mdash;</TD><TD NOWRAP STYLE="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif; padding-left: 2em">Mortgage-backed securities</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">124,105</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&mdash;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">124,105</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&mdash;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif; padding-left: 2em">Corporate bonds</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">12,488</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&mdash;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">12,488</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&mdash;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: justify; padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif; padding-left: 2em">Equity securities</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">11,368</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">399</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">10,969</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">&mdash;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: left; padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif; padding-left: 3em">Total available for sale securities</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">$</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">182,626</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">399</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">182,227</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">&mdash;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-decoration: underline; text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">Nonrecurring</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif; padding-left: 2em">Impaired loans &ndash; covered</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">$</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">21,288</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&mdash;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&mdash;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">21,288</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif; padding-left: 2em">Impaired loans &ndash; non-covered</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">80,541</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&mdash;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&mdash;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">80,541</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif; padding-left: 2em">Foreclosed real estate &ndash; covered</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">85,272</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&mdash;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&mdash;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">85,272</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif; padding-left: 2em">Foreclosed real estate &ndash; non-covered</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">37,023</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&mdash;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&mdash;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">37,023</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
</TABLE>

<P STYLE="font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0.25in">&nbsp;</P>

<P STYLE="font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify">The following is a description of
the valuation methodologies used for instruments measured at fair value.</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">&nbsp;</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0 0 0 0.5in; text-align: left">Securities Available for Sale
&mdash; When quoted market prices are available in an active market, the securities are classified as Level 1 in the valuation
hierarchy. If quoted market prices are not available, but fair values can be estimated by observing quoted prices of securities
with similar characteristics, the securities are classified as Level 2 on the valuation hierarchy. Most of the fair values for
the Company&rsquo;s Level 2 securities are determined by our third-party securities portfolio manager using matrix pricing. Matrix
pricing is a mathematical technique widely used in the industry to value debt securities without relying exclusively on quoted
prices for the specific securities but rather by relying on the securities&rsquo; relationship to other benchmark quoted securities.
For the Company, Level 2 securities include mortgage-backed securities, collateralized mortgage obligations, government-sponsored
entity securities, and corporate bonds. In cases where Level 1 or Level 2 inputs are not available, securities are classified within
Level 3 of the hierarchy.</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">&nbsp;</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0 0 0 0.5in; text-align: left">The Company reviews the pricing
methodologies utilized by the portfolio manager to ensure the fair value determination is consistent with the applicable accounting
guidance and that the investments are properly classified in the fair value hierarchy. Further, the Company validates the fair
values for a sample of securities in the portfolio by comparing the fair values provided by the portfolio manager to prices from
other independent sources for the same or similar securities. The Company analyzes unusual or significant variances and conducts
additional research with the portfolio manager, if necessary, and takes appropriate action based on its findings.</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0 0 0 0.5in; text-align: left">&nbsp;</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0 0 0 0.5in; text-align: left">Impaired loans &mdash; Fair
values for impaired loans in the above table are generally collateral dependent and are estimated based on underlying collateral
values securing the loans. Collateral may be in the form of real estate or business assets including equipment, inventory and accounts
receivable. The vast majority of the collateral is real estate. The value of real estate collateral is determined using an income
or market valuation approach based on an appraisal conducted by an independent, licensed third party appraiser (Level 3). The value
of business equipment is based upon an outside appraisal if deemed significant, or the net book value on the applicable borrower&rsquo;s
financial statements if not considered significant. Likewise, values for inventory and accounts receivable collateral are based
on borrower financial statement balances or aging reports on a discounted basis as appropriate (Level 3). Any fair value adjustments
are recorded in the period incurred as provision for loan losses on the Consolidated Statements of Income (Loss).</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0 0 0 0.5in; text-align: left">&nbsp;</P>

<!-- Field: Page; Sequence: 142; Value: 135 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 2px solid"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif"><TR><TD STYLE="text-align: center; width: 100%"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->142<!-- Field: /Sequence --></TD></TR></TABLE></DIV>
    <DIV STYLE="page-break-before: always; margin-top: 6pt; margin-bottom: 12pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif"><TR><TD STYLE="text-align: left; width: 100%"><A HREF="#toc" STYLE="font-style: italic">Table of Contents</A></TD></TR></TABLE></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0 0 0 0.5in; text-align: left">&nbsp;</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0 0 0 0.5in; text-align: left">Foreclosed real estate &ndash;
Foreclosed real estate, consisting of properties obtained through foreclosure or in satisfaction of loans, is reported at the lower
of cost or fair value, based on a current appraisal that is generally prepared using an income or market valuation approach and
conducted by an independent, licensed third party appraiser, adjusted for estimated selling costs (Level 3). At the time of foreclosure,
any excess of the loan balance over the fair value of the real estate held as collateral is treated as a charge against the allowance
for loan losses. For any real estate valuations subsequent to foreclosure, any excess of the real estate recorded value over the
fair value of the real estate is treated as a foreclosed real estate write-down on the Consolidated Statements of Income (Loss).
In December 2012, the Company recorded a write-down of $10.6 million related to its non-covered foreclosed properties. This write-down
reduced the carrying value of these properties by approximately 29% beyond their standard carrying value as described above. This
write-down was recorded because of management&rsquo;s intent to dispose of these properties in an expedited manner and accept sales
prices lower than normal practice.</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify">For Level 3 assets and liabilities
measured at fair value on a recurring or non-recurring basis as of December 31, 2012, the significant unobservable inputs used
in the fair value measurements were as follows:</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="border-collapse: collapse; width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif">
<TR STYLE="vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="font: italic 10pt Calibri, Helvetica, Sans-Serif; text-align: left; vertical-align: bottom">($ in thousands)</TD><TD STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD COLSPAN="4" NOWRAP STYLE="text-align: center; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="text-align: center; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: left; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; vertical-align: bottom">Description</TD><TD STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif">Fair Value at <BR>
December 31,<BR>
 2012</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif">Valuation <BR>
Technique</TD><TD STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif">Significant Unobservable <BR>
Inputs</TD><TD STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif">General Range <BR>
of Significant <BR>
Unobservable <BR>
Input Values</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="width: 48%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif; vertical-align: top">Impaired loans &ndash; covered</TD><TD STYLE="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif; vertical-align: top">$</TD><TD NOWRAP STYLE="width: 10%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif; vertical-align: top">12,234</TD><TD NOWRAP STYLE="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="width: 12%; text-align: center; font: 10pt Calibri, Helvetica, Sans-Serif; vertical-align: top">Appraised value</TD><TD STYLE="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: center; vertical-align: top">&nbsp;</TD>
    <TD STYLE="width: 12%; text-align: center; font: 10pt Calibri, Helvetica, Sans-Serif; vertical-align: top">Discounts to reflect current market conditions, ultimate collectability, and estimated costs to sell</TD><TD STYLE="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: center; vertical-align: top">&nbsp;</TD>
    <TD NOWRAP STYLE="width: 12%; text-align: center; font: 10pt Calibri, Helvetica, Sans-Serif; vertical-align: top">0-49%</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif; vertical-align: top">Impaired loans &ndash; non-covered</TD><TD STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif; vertical-align: top">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif; vertical-align: top">21,021</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: center; font: 10pt Calibri, Helvetica, Sans-Serif; vertical-align: top">Appraised value</TD><TD STYLE="font: 10pt Calibri, Helvetica, Sans-Serif; text-align: center; vertical-align: top">&nbsp;</TD>
    <TD STYLE="text-align: center; font: 10pt Calibri, Helvetica, Sans-Serif; vertical-align: top">Discounts to reflect current market conditions, ultimate collectability, and estimated costs to sell</TD><TD STYLE="font: 10pt Calibri, Helvetica, Sans-Serif; text-align: center; vertical-align: top">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: center; font: 10pt Calibri, Helvetica, Sans-Serif; vertical-align: top">0-21%</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif; vertical-align: top">Foreclosed real estate &ndash; covered</TD><TD STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif; vertical-align: top">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif; vertical-align: top">47,290</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: center; font: 10pt Calibri, Helvetica, Sans-Serif; vertical-align: top">Appraised value</TD><TD STYLE="font: 10pt Calibri, Helvetica, Sans-Serif; text-align: center; vertical-align: top">&nbsp;</TD>
    <TD STYLE="text-align: center; font: 10pt Calibri, Helvetica, Sans-Serif; vertical-align: top">Discounts to reflect current market conditions and estimated costs to sell</TD><TD STYLE="font: 10pt Calibri, Helvetica, Sans-Serif; text-align: center; vertical-align: top">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: center; font: 10pt Calibri, Helvetica, Sans-Serif; vertical-align: top">0-29%</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif; vertical-align: top">Foreclosed real estate &ndash; non-covered</TD><TD STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif; vertical-align: top">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif; vertical-align: top">26,285</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: center; font: 10pt Calibri, Helvetica, Sans-Serif; vertical-align: top">Appraised value</TD><TD STYLE="font: 10pt Calibri, Helvetica, Sans-Serif; text-align: center; vertical-align: top">&nbsp;</TD>
    <TD STYLE="text-align: center; font: 10pt Calibri, Helvetica, Sans-Serif; vertical-align: top">Discounts to reflect current market conditions, abbreviated holding period and estimated costs to sell</TD><TD STYLE="font: 10pt Calibri, Helvetica, Sans-Serif; text-align: center; vertical-align: top">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: center; font: 10pt Calibri, Helvetica, Sans-Serif; vertical-align: top">0-40%</TD></TR>
<TR STYLE="vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: left; padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif; vertical-align: top; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif; border-bottom: Black 1pt solid">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left; vertical-align: top">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right; vertical-align: top">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif; border-bottom: Black 1pt solid">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif; border-bottom: Black 1pt solid">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: center; padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif; border-bottom: Black 1pt solid">&nbsp;</TD>
    <TD STYLE="text-align: center; padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif; border-bottom: Black 1pt solid">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: center; padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif; border-bottom: Black 1pt solid">&nbsp;</TD></TR>
</TABLE>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">Transfers of assets or liabilities between
levels within the fair value hierarchy are recognized when an event or change in circumstances occurs. There were no transfers
between Level 1 and Level 2 for assets or liabilities measured on a recurring basis during the years ended December 31, 2012 or
2011.</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"><FONT STYLE="font-size: 10pt">For the
year ended December 31, 2012, the decrease in the fair value of securities available for sale was ($606,000), which is included
in other comprehensive income (net of tax benefit of $237,000). For the year ended December 31, 2011, the increase in the fair
value of securities available for sale was $1,418,000, which is included in other comprehensive income (net of taxes of $554,000).
Fair value measurement methods at December 31, 2012 and 2011 are consistent with those used in prior reporting periods</FONT>.</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">&nbsp;</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">As discussed in Note 1(p), the Company
is required to disclose estimated fair values for its financial instruments. Fair value estimates as of December 31, 2012 and 2011
and limitations thereon are set forth below for the Company&rsquo;s financial instruments. See Note 1(p) for a discussion of fair
value methods and assumptions, as well as fair value information for off-balance sheet financial instruments.</P>


<!-- Field: Page; Sequence: 143; Value: 135 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 2px solid"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif"><TR><TD STYLE="text-align: center; width: 100%"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->143<!-- Field: /Sequence --></TD></TR></TABLE></DIV>
    <DIV STYLE="page-break-before: always; margin-top: 6pt; margin-bottom: 12pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif"><TR><TD STYLE="text-align: left; width: 100%"><A HREF="#toc" STYLE="font-style: italic">Table of Contents</A></TD></TR></TABLE></DIV>
    <!-- Field: /Page -->


<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="border-collapse: collapse; width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif">
<TR STYLE="vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: center; font: 10pt Calibri, Helvetica, Sans-Serif; vertical-align: bottom">&nbsp;</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="6" NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: center; border-bottom: Black 1pt solid">December 31, 2012</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: bold 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD COLSPAN="6" NOWRAP STYLE="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif">December 31, 2011</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="font: italic 10pt Calibri, Helvetica, Sans-Serif; text-align: justify">($ in thousands)</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; vertical-align: bottom">Level in <BR>
Fair Value <BR>
Hierarchy</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: center; border-bottom: Black 1pt solid">Carrying <BR>
Amount</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: bold 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: center; border-bottom: Black 1pt solid">Estimated <BR>
Fair Value</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: bold 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif">Carrying <BR>
Amount</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif">Estimated <BR>
Fair Value</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: center; font: 10pt Calibri, Helvetica, Sans-Serif; vertical-align: bottom">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="width: 49%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">Cash and due from banks, noninterest-bearing</TD><TD NOWRAP STYLE="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="width: 10%; text-align: center; font: 10pt Calibri, Helvetica, Sans-Serif; vertical-align: bottom">Level 1</TD><TD NOWRAP STYLE="width: 1%; font: bold 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="width: 1%; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">$</TD><TD NOWRAP STYLE="width: 7%; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">96,588</TD><TD NOWRAP STYLE="width: 1%; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="width: 1%; font: bold 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="width: 1%; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="width: 7%; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">96,588</TD><TD NOWRAP STYLE="width: 1%; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">80,341</TD><TD NOWRAP STYLE="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">80,341</TD><TD NOWRAP STYLE="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">Due from banks, interest-bearing</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: center; font: 10pt Calibri, Helvetica, Sans-Serif; vertical-align: bottom">Level 1</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">144,919</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">144,919</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">135,218</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">135,218</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">Federal funds sold</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: center; font: 10pt Calibri, Helvetica, Sans-Serif; vertical-align: bottom">Level 1</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">&mdash;</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">&mdash;</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">608</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">608</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">Securities available for sale</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: center; font: 10pt Calibri, Helvetica, Sans-Serif; vertical-align: bottom">Level 2</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">167,352</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">167,352</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">182,626</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">182,626</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">Securities held to maturity</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: center; font: 10pt Calibri, Helvetica, Sans-Serif; vertical-align: bottom">Level 2</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">56,064</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">61,496</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">57,988</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">62,754</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">Presold mortgages in process of settlement</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: center; font: 10pt Calibri, Helvetica, Sans-Serif; vertical-align: bottom">Level 1</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">8,490</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">8,490</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">6,090</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">6,090</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">Loans - non-covered, net of allowance</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: center; font: 10pt Calibri, Helvetica, Sans-Serif; vertical-align: bottom">Level 3</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">2,052,500</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">1,998,620</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">2,033,542</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">1,987,979</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">Loans - covered, net of allowance</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: center; font: 10pt Calibri, Helvetica, Sans-Serif; vertical-align: bottom">Level 3</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">277,555</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">277,555</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">355,426</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">355,426</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">Loans held for sale</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: center; font: 10pt Calibri, Helvetica, Sans-Serif; vertical-align: bottom">Level 2</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">30,393</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">30,393</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&mdash;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&mdash;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">Accrued interest receivable</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: center; font: 10pt Calibri, Helvetica, Sans-Serif; vertical-align: bottom">Level 1</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">10,201</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">10,201</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">11,779</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">11,779</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">FDIC indemnification asset</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: center; font: 10pt Calibri, Helvetica, Sans-Serif; vertical-align: bottom">Level 3</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">102,559</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">100,396</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">121,677</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">121,004</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">Bank-owned life insurance</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: center; font: 10pt Calibri, Helvetica, Sans-Serif; vertical-align: bottom">Level 1</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">27,857</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">27,857</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">2,207</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">2,207</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: center; font: 10pt Calibri, Helvetica, Sans-Serif; vertical-align: bottom">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">Deposits</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: center; font: 10pt Calibri, Helvetica, Sans-Serif; vertical-align: bottom">Level 2</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">2,821,360</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">2,823,989</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">2,755,037</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">2,759,504</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">Securities sold under agreements to repurchase</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: center; font: 10pt Calibri, Helvetica, Sans-Serif; vertical-align: bottom">Level 2</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">&mdash;</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">&mdash;</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">17,105</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">17,105</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">Borrowings</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: center; font: 10pt Calibri, Helvetica, Sans-Serif; vertical-align: bottom">Level 2</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">46,394</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">20,981</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">133,925</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">106,333</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">Accrued interest payable</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: center; font: 10pt Calibri, Helvetica, Sans-Serif; vertical-align: bottom">Level 2</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">1,299</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">1,299</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">1,872</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">1,872</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
</TABLE>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">Fair value estimates are made at a specific
point in time, based on relevant market information and information about the financial instrument. These estimates do not reflect
any premium or discount that could result from offering for sale at one time the Company&rsquo;s entire holdings of a particular
financial instrument. Because no highly liquid market exists for a significant portion of the Company&rsquo;s financial instruments,
fair value estimates are based on judgments regarding future expected loss experience, current economic conditions, risk characteristics
of various financial instruments, and other factors. These estimates are subjective in nature and involve uncertainties and matters
of significant judgment and therefore cannot be determined with precision. Changes in assumptions could significantly affect the
estimates.</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left; text-indent: 0.25in">&nbsp;</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">Fair value estimates are based on existing
on- and off-balance sheet financial instruments without attempting to estimate the value of anticipated future business and the
value of assets and liabilities that are not considered financial instruments. Significant assets and liabilities that are not
considered financial assets or liabilities include net premises and equipment, intangible and other assets such as deferred income
taxes, prepaid expense accounts, income taxes currently payable and other various accrued expenses. In addition, the income tax
ramifications related to the realization of the unrealized gains and losses can have a significant effect on fair value estimates
and have not been considered in any of the estimates.</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"><B>Note 15. Equity-Based Compensation
Plans</B></P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left; text-indent: 0.25in">&nbsp;</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">At December 31, 2012, the Company had
the following equity-based compensation plans: the First Bancorp 2007 Equity Plan, the First Bancorp 2004 Stock Option Plan, and
the First Bancorp 1994 Stock Option Plan. The Company&rsquo;s shareholders approved all equity-based compensation plans. The First
Bancorp 2007 Equity Plan became effective upon the approval of shareholders on May 2, 2007. As of December 31, 2012, the First
Bancorp 2007 Equity Plan was the only plan that had shares available for future grants.</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">&nbsp;</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">The First Bancorp 2007 Equity Plan is
intended to serve as a means to attract, retain and motivate key employees and directors and to associate the interests of the
plans&rsquo; participants with those of the Company and its shareholders. The First Bancorp 2007 Equity Plan allows for both grants
of stock options and other types of equity-based compensation, including stock appreciation rights, restricted stock, restricted
performance stock, unrestricted stock, and performance units.</P>

<P STYLE="font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify">&nbsp;</P>

<!-- Field: Page; Sequence: 144; Value: 135 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 2px solid"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif"><TR><TD STYLE="text-align: center; width: 100%"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->144<!-- Field: /Sequence --></TD></TR></TABLE></DIV>
    <DIV STYLE="page-break-before: always; margin-top: 6pt; margin-bottom: 12pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif"><TR><TD STYLE="text-align: left; width: 100%"><A HREF="#toc" STYLE="font-style: italic">Table of Contents</A></TD></TR></TABLE></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify"></P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">Recent equity grants to employees have
either had performance vesting conditions, service vesting conditions, or both. Compensation expense for these grants is recorded
over the various service periods based on the estimated number of equity grants that are probable to vest. No compensation cost
is recognized for grants that do not vest and any previously recognized compensation cost will be reversed. As it relates to director
equity grants, the Company grants common shares, valued at approximately $16,000 to each non-employee director (currently 13 in
total) in June of each year. Compensation expense associated with these director grants is recognized on the date of grant since
there are no vesting conditions.</P>

<P STYLE="font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0.25in">&nbsp;</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">Pursuant to an employment agreement, the
Company granted the chief executive officer 75,000 non-qualified stock options and 40,000 shares of restricted stock during the
third quarter of 2012. The option award and the restricted stock award will vest in full on December 31, 2014 and December 31,
2015, respectively, if the Company achieves certain earnings targets for those years, and will be forfeited if the applicable targets
are not achieved. Compensation expense for this grant will be recorded over the various periods based on the estimated number of
options and restricted stock that are probable to vest. If the awards do not vest, no compensation cost will be recognized and
any previously recognized compensation cost will be reversed. Based on current conditions, the Company has concluded that it is
not probable that these awards will vest, and thus no compensation expense has been recorded.</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">&nbsp;</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">The Company granted long-term restricted
shares of common stock to certain senior executives on February 23, 2012 with a two year minimum vesting period. The total compensation
expense associated with this grant was $89,700 and the grant will fully vest on February 23, 2014. The Company recorded $37,400
in stock option expense during 2012, and expects to record $11,200 in stock option expense each quarter thereafter until the awards
vest.</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">&nbsp;</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">The Company granted long-term restricted
shares of common stock to certain senior executives on February 24, 2011 with a two year minimum vesting period. The total compensation
expense associated with the February 24, 2011 grant was $105,500 and the grant will fully vest on February 24, 2013. The Company
recorded $41,400 and $41,700 in stock option expense during 2012 and 2011, respectively, and expects to record the remaining $6,500
in stock option expense in the first quarter of 2013.</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">&nbsp;</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">The Company granted long-term restricted
shares of common stock to certain senior executives on December 11, 2009 with a two year minimum vesting period. The total compensation
expense associated with the December 11, 2009 grant was $398,000 and the grant fully vested on December 11, 2011. The Company recorded
$298,000 and $100,000 in stock option expense during 2011 and 2010, respectively.</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">&nbsp;</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">The Company also recorded compensation
expense of $299,000 in each of 2011 and 2010 related to the partial vesting of a June 17, 2008 grant of a combination of performance
units and stock options.</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">&nbsp;</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">Under the terms of the predecessor plans
and the First Bancorp 2007 Equity Plan, options can have a term of no longer than ten years, and all options granted thus far under
these plans have had a term of ten years. The Company&rsquo;s options provide for immediate vesting if there is a change in control
(as defined in the plans).</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left; text-indent: 0.25in">&nbsp;</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">At December 31, 2012, there were 521,613
options outstanding related to the three First Bancorp plans, with exercise prices ranging from $9.76 to $22.12. At December 31,
2012, there were 758,731 shares remaining available for grant under the First Bancorp 2007 Equity Plan.</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left; text-indent: 0.25in">&nbsp;</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">The Company issues new shares of common
stock when options are exercised.</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">&nbsp;</P>

<!-- Field: Page; Sequence: 145; Value: 135 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 2px solid"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif"><TR><TD STYLE="text-align: center; width: 100%"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->145<!-- Field: /Sequence --></TD></TR></TABLE></DIV>
    <DIV STYLE="page-break-before: always; margin-top: 6pt; margin-bottom: 12pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif"><TR><TD STYLE="text-align: left; width: 100%"><A HREF="#toc" STYLE="font-style: italic">Table of Contents</A></TD></TR></TABLE></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">&nbsp;</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">The Company measures the fair value of
each option award on the date of grant using the Black-Scholes option-pricing model. The Company determines the assumptions used
in the Black-Scholes option pricing model as follows: the risk-free interest rate is based on the U.S. Treasury yield curve in
effect at the time of the grant; the dividend yield is based on the Company&rsquo;s dividend yield at the time of the grant (subject
to adjustment if the dividend yield on the grant date is not expected to approximate the dividend yield over the expected life
of the option); the volatility factor is based on the historical volatility of the Company&rsquo;s stock (subject to adjustment
if future volatility is reasonably expected to differ from the past); and the weighted-average expected life is based on the historical
behavior of employees related to exercises, forfeitures and cancellations.</P>

<P STYLE="font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">The Company&rsquo;s equity grants for
2012 were the issuance of 1) 9,559 shares of long-term restricted stock to certain senior executives on February 23, 2012, at a
fair market value of $10.96 per share, which was the closing price of the Company&rsquo;s common stock on that date, 2) 25,452
shares of common stock to non-employee directors on June 1, 2012 (1,818 shares per director), at a fair market value of $8.86 per
share, which was the closing price of the Company&rsquo;s common stock on that date, 3) 40,000 shares of restricted stock to the
chief executive officer on August 28, 2012, at a fair market value of $9.76 per share, which was the closing price of the Company&rsquo;s
common stock on that date, and 4) 75,000 stock options to the chief executive officer on August 28, 2012, at a fair value of $3.65
per share on the date of the grant using the Black-Scholes option pricing model with the following assumptions:</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" ALIGN="CENTER" STYLE="width: 50%; font: 10pt Calibri, Helvetica, Sans-Serif; border-collapse: collapse">
<TR STYLE="vertical-align: top; font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="width: 59%; text-align: justify; font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="width: 14%; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify; font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="width: 27%; border-bottom: windowtext 1pt solid; font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Calibri, Helvetica, Sans-Serif">2012</FONT></TD></TR>
<TR STYLE="vertical-align: top; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: justify; font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif"><FONT STYLE="font-family: Calibri, Helvetica, Sans-Serif">Expected dividend yield</FONT></TD>
    <TD NOWRAP STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify; font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: center; font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif"><FONT STYLE="font-family: Calibri, Helvetica, Sans-Serif">3.28%</FONT></TD></TR>
<TR STYLE="vertical-align: top; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: justify; font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif"><FONT STYLE="font-family: Calibri, Helvetica, Sans-Serif">Risk-free interest rate</FONT></TD>
    <TD NOWRAP STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify; font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: center; font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif"><FONT STYLE="font-family: Calibri, Helvetica, Sans-Serif">1.64%</FONT></TD></TR>
<TR STYLE="vertical-align: top; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: justify; font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif"><FONT STYLE="font-family: Calibri, Helvetica, Sans-Serif">Expected life</FONT></TD>
    <TD NOWRAP STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify; font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: center; font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif"><FONT STYLE="font-family: Calibri, Helvetica, Sans-Serif">10 years</FONT></TD></TR>
<TR STYLE="vertical-align: top; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: justify; font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif"><FONT STYLE="font-family: Calibri, Helvetica, Sans-Serif">Expected volatility</FONT></TD>
    <TD NOWRAP STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify; font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: center; font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif"><FONT STYLE="font-family: Calibri, Helvetica, Sans-Serif">41.82%</FONT></TD></TR>
</TABLE>
<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left; text-indent: 0.25in">&nbsp;</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">The Company&rsquo;s equity grants for
the year ended December 31, 2011 were the issuance of 1) 7,259 shares of long-term restricted stock to certain senior executives
on February 24, 2011, at a fair market value of $14.54 per share, which was the closing price of the Company&rsquo;s common stock
on that date, and 2) 21,210 shares of common stock to non-employee directors on June 1, 2011 (1,414 shares per director), at a
fair market value of $11.39 per share, which was the closing price of the Company&rsquo;s common stock on that date.</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">&nbsp;</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">The Company recorded total stock-based
compensation expense of $311,000, $905,000 and $640,000 for the years ended December 31, 2012, 2011, and 2010, respectively. Of
the $311,000 in expense that was recorded in 2012, approximately $226,000 related to the June 1, 2012 director grants, which is
classified as &ldquo;other operating expenses&rdquo; in the Consolidated Statements of Income (Loss). The remaining $85,000 in
expense relates the employee grants discussed above and is recorded as &ldquo;salaries expense.&rdquo; Stock based compensation
is reflected as an adjustment to cash flows from operating activities on the Company&rsquo;s Consolidated Statement of Cash Flows.
The Company recognized $121,000, $353,000, and $250,000 of income tax benefits related to stock based compensation expense in the
income statement for the years ended December 31, 2012, 2011, and 2010, respectively.</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left; text-indent: 0.25in">&nbsp;</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">As noted above, certain of the Company&rsquo;s
stock option grants contain terms that provide for a graded vesting schedule whereby portions of the award vest in increments over
the requisite service period. The Company has elected to recognize compensation expense for awards with graded vesting schedules
on a straight-line basis over the requisite service period for the entire award. Compensation expense is based on the estimated
number of stock options and awards that will ultimately vest. Over the past five years, there have only been minimal amounts of
forfeitures, and therefore the Company assumes that all options granted without performance conditions will become vested.</P>


<!-- Field: Page; Sequence: 146; Value: 135 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 2px solid"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif"><TR><TD STYLE="text-align: center; width: 100%"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->146<!-- Field: /Sequence --></TD></TR></TABLE></DIV>
    <DIV STYLE="page-break-before: always; margin-top: 6pt; margin-bottom: 12pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif"><TR><TD STYLE="text-align: left; width: 100%"><A HREF="#toc" STYLE="font-style: italic">Table of Contents</A></TD></TR></TABLE></DIV>
    <!-- Field: /Page -->


<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">The following table presents information
regarding the activity since December 31, 2009 related to all of the Company&rsquo;s stock options outstanding:</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="border-collapse: collapse; width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif">
<TR STYLE="vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD COLSPAN="14" NOWRAP STYLE="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif">Options Outstanding</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif">Number of<BR>
 Shares</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif">Weighted-<BR>
Average <BR>
Exercise <BR>
Price</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif">Weighted-<BR>
Average <BR>
Contractual <BR>
Term (years)</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: center; vertical-align: bottom">Aggregate <BR>
Intrinsic <BR>Value</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="width: 60%; text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">Balance at December 31, 2009</TD><TD NOWRAP STYLE="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">753,100</TD><TD NOWRAP STYLE="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">$</TD><TD NOWRAP STYLE="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">17.73</TD><TD NOWRAP STYLE="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;&nbsp;&nbsp;Granted</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&mdash;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&mdash;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;&nbsp;&nbsp;Exercised</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">(18,667</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">)</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">10.46</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">$</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">97,940</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;&nbsp;&nbsp;Forfeited</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">(87,536</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">)</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">16.53</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: justify; padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;&nbsp;&nbsp;Expired</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">(4,500</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">)</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">15.69</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">Balance at December 31, 2010</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">642,397</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">$</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">18.11</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;&nbsp;&nbsp;Granted</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&mdash;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&mdash;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;&nbsp;&nbsp;Exercised</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">(2,300</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">)</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">13.30</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">$</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">6,949</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;&nbsp;&nbsp;Forfeited</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&mdash;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&mdash;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: justify; padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;&nbsp;&nbsp;Expired</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">(146,247</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">)</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">15.47</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">Balance at December 31, 2011</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">493,850</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">$</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">18.92</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;&nbsp;&nbsp;Granted</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">75,000</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">9.76</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;&nbsp;&nbsp;Exercised</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&mdash;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&mdash;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;&nbsp;&nbsp;Forfeited</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&mdash;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&mdash;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: justify; padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;&nbsp;&nbsp;Expired</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">(47,237</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">)</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">16.70</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: left; padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">Outstanding at December 31, 2012</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">521,613</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">$</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">17.80</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">3.9</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">$</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">218,625</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: left; padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">Exercisable at December 31, 2012</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">445,613</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">$</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">19.15</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">2.9</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">$</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">&mdash;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
</TABLE>

<P STYLE="font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0.25in">&nbsp;</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">The Company received $0, $30,000, and
$171,000 as a result of stock option exercises during the years ended December 31, 2012, 2011, and 2010, respectively. The Company
recorded no tax benefits from the exercise of nonqualified stock options during the years ended December 31, 2012 and 2011. The
Company recorded $36,000 in associated tax benefits from the exercise of nonqualified stock options during the year ended December
31, 2010.</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left; text-indent: 0.1in">&nbsp;</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">The following table summarizes information
about the stock options outstanding at December 31, 2012:</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="border-collapse: collapse; width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif">
<TR STYLE="vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD COLSPAN="10" NOWRAP STYLE="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif">Options Outstanding</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD COLSPAN="6" NOWRAP STYLE="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif">Options Exercisable</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif"><P STYLE="font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify">&nbsp;</P><P STYLE="font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify">&nbsp;</P><P STYLE="font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: center">Range of</P> <P STYLE="font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: center"><U>Exercise Prices</U></P></TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif">Number <BR>Outstanding <BR>at 12/31/12</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif">Weighted-<BR>
Average <BR>
Remaining <BR>
Contractual Life</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif">Weighted- <BR>Average <BR>Exercise <BR>Price</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif">Number <BR>Exercisable <BR>at 12/31/12</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif">Weighted- <BR>Average <BR>Exercise <BR>Price</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="width: 35%; text-align: center; padding-left: 5.4pt; font: 10pt Calibri, Helvetica, Sans-Serif">$8.85 to $11.06</TD><TD NOWRAP STYLE="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="width: 10%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">75,000</TD><TD NOWRAP STYLE="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="width: 10%; text-align: center; font: 10pt Calibri, Helvetica, Sans-Serif; vertical-align: bottom">9.7</TD><TD NOWRAP STYLE="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">$</TD><TD NOWRAP STYLE="width: 10%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">9.76</TD><TD NOWRAP STYLE="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="width: 10%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&mdash;</TD><TD NOWRAP STYLE="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">$</TD><TD NOWRAP STYLE="width: 10%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&mdash;</TD><TD NOWRAP STYLE="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: center; padding-left: 5.4pt; font: 10pt Calibri, Helvetica, Sans-Serif">$11.06 to $13.27</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&mdash;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: center; font: 10pt Calibri, Helvetica, Sans-Serif; vertical-align: bottom">&mdash;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&mdash;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&mdash;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&mdash;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: center; padding-left: 5.4pt; font: 10pt Calibri, Helvetica, Sans-Serif">$13.27 to $15.48</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">27,000</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: center; font: 10pt Calibri, Helvetica, Sans-Serif; vertical-align: bottom">6.4</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">14.35</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">27,000</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">14.35</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: center; padding-left: 5.4pt; font: 10pt Calibri, Helvetica, Sans-Serif">$15.48 to $17.70</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">164,384</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: center; font: 10pt Calibri, Helvetica, Sans-Serif; vertical-align: bottom">3.7</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">16.61</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">164,384</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">16.61</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: center; padding-left: 5.4pt; font: 10pt Calibri, Helvetica, Sans-Serif">$17.70 to $19.91</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">56,250</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: center; font: 10pt Calibri, Helvetica, Sans-Serif; vertical-align: bottom">2.7</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">19.65</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">56,250</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">19.65</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: center; padding-bottom: 1pt; padding-left: 5.4pt; font: 10pt Calibri, Helvetica, Sans-Serif">$19.91 to $22.12</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">198,979</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif; text-align: center; vertical-align: bottom">1.9</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">21.76</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">197,979</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">21.77</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: justify; padding-bottom: 2.5pt; padding-left: 5.4pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">521,613</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif; text-align: center; vertical-align: bottom">3.9</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">$</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">17.80</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">445,613</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">$</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">19.15</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
</TABLE>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left; text-indent: 0.25in">&nbsp;</P>

<!-- Field: Page; Sequence: 147; Value: 135 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 2px solid"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif"><TR><TD STYLE="text-align: center; width: 100%"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->147<!-- Field: /Sequence --></TD></TR></TABLE></DIV>
    <DIV STYLE="page-break-before: always; margin-top: 6pt; margin-bottom: 12pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif"><TR><TD STYLE="text-align: left; width: 100%"><A HREF="#toc" STYLE="font-style: italic">Table of Contents</A></TD></TR></TABLE></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"></P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">The following table presents information
regarding the activity during 2010, 2011, and 2012 related to the Company&rsquo;s outstanding performance units and restricted
stock:</P>

<P STYLE="font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="border-collapse: collapse; width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif">
<TR STYLE="vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD COLSPAN="6" NOWRAP STYLE="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif">Nonvested Performance Units</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD COLSPAN="6" NOWRAP STYLE="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif">Long-Term Restricted Stock</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: left; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif"><P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">&nbsp;</P><P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">&nbsp;</P><P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">&nbsp;</P><P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">&nbsp;</P>

</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif">Number of<BR>
 Units</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif">Weighted-<BR>
Average <BR>
Grant-Date <BR>
Fair Value</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif">Number of<BR>
 Units</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif">Weighted-<BR>
Average <BR>
Grant-Date <BR>
Fair Value</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="width: 60%; text-align: left; padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">Nonvested at December 31, 2009</TD><TD NOWRAP STYLE="width: 1%; padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="width: 1%; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="width: 7%; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">54,225</TD><TD NOWRAP STYLE="width: 1%; padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="width: 1%; padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="width: 1%; padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">$</TD><TD NOWRAP STYLE="width: 7%; padding-bottom: 1pt; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">16.53</TD><TD NOWRAP STYLE="width: 1%; padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="width: 1%; padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="width: 1%; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="width: 7%; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">29,267</TD><TD NOWRAP STYLE="width: 1%; padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="width: 1%; padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="width: 1%; padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">$</TD><TD NOWRAP STYLE="width: 7%; padding-bottom: 1pt; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">13.59</TD><TD NOWRAP STYLE="width: 1%; padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">Granted during the period</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&mdash;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&mdash;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&mdash;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&mdash;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">Vested during the period</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&mdash;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&mdash;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&mdash;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&mdash;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: left; padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">Forfeited or expired during the period</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">(27,112</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">)</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">16.53</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">&mdash;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&mdash;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">Nonvested at December 31, 2010</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">27,113</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">$</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">16.53</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">29,267</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">$</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">13.59</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">Granted during the period</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&mdash;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&mdash;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">7,259</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">14.54</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">Vested during the period</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">(27,022</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">)</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">16.53</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">(29,267</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">)</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">13.59</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: left; padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">Forfeited or expired during the period</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">(91</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">)</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">16.53</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">&mdash;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&mdash;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">Nonvested at December 31, 2011</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&mdash;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">$</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&mdash;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">7,259</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">$</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">14.54</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">Granted during the period</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&mdash;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&mdash;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">49,559</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">$</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">9.99</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">Vested during the period</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&mdash;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&mdash;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&mdash;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&mdash;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: left; padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">Forfeited or expired during the period</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">&mdash;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&mdash;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">(2,474</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">)</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">12.55</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: left; padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">Nonvested at December 31, 2012</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">&mdash;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">$</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">&mdash;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">54,344</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">$</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">10.48</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
</TABLE>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">&nbsp;</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"><B>Note 16. Regulatory Restrictions</B></P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">&nbsp;</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">The Company is regulated by the Federal
Reserve Board and is subject to securities registration and public reporting regulations of the Securities and Exchange Commission.
The Bank is regulated by the FDIC and the North Carolina Commissioner of Banks.</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">&nbsp;</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">The primary source of funds for the payment
of dividends by the Company is dividends received from its subsidiary, the Bank. The Bank, as a North Carolina banking corporation,
may pay dividends only out of undivided profits as determined pursuant to North Carolina General Statutes Section 53-87. As of
December 31, 2012, the Bank had undivided profits of approximately $166,188,000 which were available for the payment of dividends
(subject to remaining in compliance with regulatory capital requirements). As of December 31, 2012, approximately $233,671,000
of the Company&rsquo;s investment in the Bank is restricted as to transfer to the Company without obtaining prior regulatory approval.</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left; text-indent: 0.25in">&nbsp;</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">The average reserve balance maintained
by the Bank under the requirements of the Federal Reserve Board was approximately $865,000 for the year ended December 31, 2012.</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">&nbsp;</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">The Company and the Bank must comply with
regulatory capital requirements established by the Federal Reserve Board and FDIC. Failure to meet minimum capital requirements
can initiate certain mandatory, and possibly additional discretionary, actions by regulators that, if undertaken, could have a
direct material effect on the Company&rsquo;s financial statements. Under capital adequacy guidelines and the regulatory framework
for prompt corrective action, the Company and the Bank must meet specific capital guidelines that involve quantitative measures
of the Company&rsquo;s assets, liabilities, and certain off-balance sheet items as calculated under regulatory accounting practices.
The Company&rsquo;s and Bank&rsquo;s capital amounts and classification are also subject to qualitative judgments by the regulators
about components, risk weightings, and other factors. These capital standards require the Company and the Bank to maintain minimum
ratios of &ldquo;Tier 1&rdquo; capital to total risk-weighted assets (&ldquo;Tier I Capital Ratio&rdquo;) and total capital to
risk-weighted assets of 4.00% and 8.00% (&ldquo;Total Capital Ratio&rdquo;), respectively. Tier 1 capital is comprised of total
shareholders&rsquo; equity, excluding unrealized gains or losses from the securities available for sale, less intangible assets,
and total capital is comprised of Tier 1 capital plus certain adjustments, the largest of which for the Company and the Bank is
the allowance for loan losses. Risk-weighted assets refer to the on- and off-balance sheet exposures of the Company and the Bank,
adjusted for their related risk levels using formulas set forth in Federal Reserve Board and FDIC regulations.</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left; text-indent: 0.25in">&nbsp;</P>

<!-- Field: Page; Sequence: 148; Value: 135 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 2px solid"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif"><TR><TD STYLE="text-align: center; width: 100%"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->148<!-- Field: /Sequence --></TD></TR></TABLE></DIV>
    <DIV STYLE="page-break-before: always; margin-top: 6pt; margin-bottom: 12pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif"><TR><TD STYLE="text-align: left; width: 100%"><A HREF="#toc" STYLE="font-style: italic">Table of Contents</A></TD></TR></TABLE></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"></P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">In addition to the risk-based capital
requirements described above, the Company and the Bank are subject to a leverage capital requirement, which calls for a minimum
ratio of Tier 1 capital (as defined above) to quarterly average total assets (&ldquo;Leverage Ratio) of 3.00% to 5.00%, depending
upon the institution&rsquo;s composite ratings as determined by its regulators. The Federal Reserve Board has not advised the Company
of any requirement specifically applicable to it.</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">&nbsp;</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">In addition to the minimum capital requirements
described above, the regulatory framework for prompt corrective action also contains specific capital guidelines applicable to
banks for classification as &ldquo;well capitalized,&rdquo; which are presented with the minimum ratios, the Company&rsquo;s ratios
and the Bank&rsquo;s ratios as of December 31, 2012 and 2011 in the following table. Based on the most recent notification from
its regulators, the Bank is well capitalized under the framework. There are no conditions or events since that notification that
management believes have changed the Company&rsquo;s classification.</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left; text-indent: 0.25in">&nbsp;</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">Also see Note 19 for discussion of preferred
stock transactions that have affected the Company&rsquo;s capital ratios.</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="border-collapse: collapse; width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif">
<TR STYLE="vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD COLSPAN="6" NOWRAP STYLE="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif">Actual</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD COLSPAN="6" NOWRAP STYLE="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif">For Capital <BR>Adequacy Purposes</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD COLSPAN="6" NOWRAP STYLE="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif">To Be Well Capitalized <BR>Under Prompt Corrective <BR>Action Provisions</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="font: italic 10pt Calibri, Helvetica, Sans-Serif; text-align: justify">($ in thousands)</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif">Amount</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif">Ratio</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif">Amount</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif">Ratio</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif">Amount</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif">Ratio</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD COLSPAN="6" NOWRAP STYLE="text-align: center; font: 10pt Calibri, Helvetica, Sans-Serif">(must equal or exceed)</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD COLSPAN="6" NOWRAP STYLE="text-align: center; font: 10pt Calibri, Helvetica, Sans-Serif">(must equal or exceed)</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: justify">As of December 31, 2012</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: justify; padding-left: 1em">Total Capital Ratio</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="width: 40%; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: justify; padding-left: 1em">&nbsp;&nbsp;&nbsp;&nbsp;Company</TD><TD NOWRAP STYLE="width: 1%; font: bold 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="width: 1%; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">$</TD><TD NOWRAP STYLE="width: 7%; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">359,554</TD><TD NOWRAP STYLE="width: 1%; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="width: 1%; font: bold 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="width: 1%; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="width: 7%; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">16.67%</TD><TD NOWRAP STYLE="width: 1%; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="width: 1%; font: bold 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="width: 1%; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">$</TD><TD NOWRAP STYLE="width: 7%; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">172,572</TD><TD NOWRAP STYLE="width: 1%; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="width: 1%; font: bold 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="width: 1%; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="width: 7%; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">8.00%</TD><TD NOWRAP STYLE="width: 1%; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="width: 1%; font: bold 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="width: 1%; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">$</TD><TD NOWRAP STYLE="width: 7%; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right"><FONT STYLE="font: 10pt Calibri, Helvetica, Sans-Serif"><B>&nbsp;N/A</B></FONT></TD><TD NOWRAP STYLE="width: 1%; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="width: 1%; font: bold 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="width: 1%; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="width: 7%; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right"><FONT STYLE="font: 10pt Calibri, Helvetica, Sans-Serif"><B>N/A</B></FONT></TD><TD NOWRAP STYLE="width: 1%; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: justify; padding-left: 1em">&nbsp;&nbsp;&nbsp;&nbsp;Bank</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">358,098</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">16.61%</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">172,424</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">8.00%</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">215,530</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">10.00%</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: justify; padding-left: 1em">Tier I Capital Ratio</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: justify; padding-left: 1em">&nbsp;&nbsp;&nbsp;&nbsp;Company</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">332,350</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">15.41%</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">86,286</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">4.00%</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right"><FONT STYLE="font: 10pt Calibri, Helvetica, Sans-Serif"><B>N/A</B></FONT></TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right"><FONT STYLE="font: 10pt Calibri, Helvetica, Sans-Serif"><B>N/A</B></FONT></TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: justify; padding-left: 1em">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Bank</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">330,916</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">15.35%</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">86,212</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">4.00%</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">129,318</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">6.00%</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: justify; padding-left: 1em">Leverage Ratio</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: justify; padding-left: 1em">&nbsp;&nbsp;&nbsp;&nbsp;Company</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">332,350</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">10.24%</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">129,820</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">4.00%</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right"><FONT STYLE="font: 10pt Calibri, Helvetica, Sans-Serif"><B>N/A</B></FONT></TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right"><FONT STYLE="font: 10pt Calibri, Helvetica, Sans-Serif"><B>N/A</B></FONT></TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: justify; padding-left: 1em">&nbsp;&nbsp;&nbsp;&nbsp;Bank</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">330,916</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">10.20%</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">129,742</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">4.00%</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">162,178</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">5.00%</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">As of December 31, 2011</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif; padding-left: 1em">Total Capital Ratio</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif; padding-left: 1em">&nbsp;&nbsp;&nbsp;&nbsp;Company</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">$</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">355,897</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">16.72%</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">$</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">170,329</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">8.00%</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">$</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"><FONT STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">N/A</FONT></TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"><FONT STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">N/A</FONT></TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif; padding-left: 1em">&nbsp;&nbsp;&nbsp;&nbsp;Bank</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">354,235</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">16.65%</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">170,180</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">8.00%</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">212,725</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">10.00%</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif; padding-left: 1em">Tier I Capital Ratio</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif; padding-left: 1em">&nbsp;&nbsp;&nbsp;&nbsp;Company</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">329,100</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">15.46%</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">85,165</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">4.00%</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"><FONT STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">N/A</FONT></TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"><FONT STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">N/A</FONT></TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif; padding-left: 1em">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Bank</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">327,461</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">15.39%</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">85,090</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">4.00%</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">127,635</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">6.00%</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif; padding-left: 1em">Leverage Ratio</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif; padding-left: 1em">&nbsp;&nbsp;&nbsp;&nbsp;Company</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">329,100</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">10.21%</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">128,910</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">4.00%</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"><FONT STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">N/A</FONT></TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"><FONT STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">N/A</FONT></TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif; padding-left: 1em">&nbsp;&nbsp;&nbsp;&nbsp;Bank</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">327,461</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">10.17%</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">128,831</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">4.00%</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">161,039</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">5.00%</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
</TABLE>


<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify">&nbsp;</P>


<!-- Field: Page; Sequence: 149; Value: 135 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 2px solid"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif"><TR><TD STYLE="text-align: center; width: 100%"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->149<!-- Field: /Sequence --></TD></TR></TABLE></DIV>
    <DIV STYLE="page-break-before: always; margin-top: 6pt; margin-bottom: 12pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif"><TR><TD STYLE="text-align: left; width: 100%"><A HREF="#toc" STYLE="font-style: italic">Table of Contents</A></TD></TR></TABLE></DIV>
    <!-- Field: /Page -->


<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"><B>&nbsp;</B></P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"><B>Note 17. Supplementary Income Statement
Information</B></P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">&nbsp;</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">Components of other noninterest income/expense
exceeding 1% of total income for any of the years ended December 31, 2012, 2011, and 2010 are as follows:</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left; text-indent: 0.25in">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="border-collapse: collapse; width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif">
<TR STYLE="vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="font: italic 10pt Calibri, Helvetica, Sans-Serif; text-align: justify">($ in thousands)</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: center; border-bottom: Black 1pt solid">2012</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: bold 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif">2011</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif">2010</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="width: 70%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">Other service charges, commissions, and fees &ndash; debit interchange income</TD><TD NOWRAP STYLE="width: 1%; font: bold 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="width: 1%; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">$</TD><TD NOWRAP STYLE="width: 7%; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">5,262</TD><TD NOWRAP STYLE="width: 1%; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">4,757</TD><TD NOWRAP STYLE="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">3,608</TD><TD NOWRAP STYLE="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">Other service charges, commissions, and fees &ndash; other interchange income</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">1,213</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">1,033</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">912</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">Other operating expenses &ndash; interchange expense</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">2,416</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">2,042</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">1,736</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">Other operating expenses &ndash; stationery and supplies</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">2,240</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">2,867</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">2,563</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">Other operating expenses &ndash; telephone expense</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">1,683</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">2,127</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">2,053</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">Other operating expenses &ndash; FDIC insurance expense</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">2,678</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">3,008</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">4,387</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">Other operating expenses &ndash; repossession and collection &ndash; non-covered</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">3,107</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">3,492</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">2,138</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">Other operating expenses &ndash; repossession and collection &ndash; covered, net of <BR>
&nbsp;&nbsp;FDIC reimbursement and rental income</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">1,642</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">1,968</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">2,617</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">Other operating expenses &ndash; outside consultants</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">1,916</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">1,842</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">1,185</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">Other operating expenses &ndash; legal and audit</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">1,722</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">1,595</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">1,572</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
</TABLE>

<P STYLE="font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"><B>Note 18. Condensed Parent Company
Information</B></P>

<P STYLE="font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">&nbsp;</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">Condensed financial data for First Bancorp
(parent company only) follows:</P>

<P STYLE="font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="border-collapse: collapse; width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif">
<TR STYLE="vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">CONDENSED BALANCE SHEETS</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD COLSPAN="6" NOWRAP STYLE="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif">As of December 31,</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="font: italic 10pt Calibri, Helvetica, Sans-Serif; text-align: justify">($ in thousands)</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: center; border-bottom: Black 1pt solid">2012</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: bold 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif">2011</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-decoration: underline; text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">Assets</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="width: 80%; text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">Cash on deposit with bank subsidiary</TD><TD NOWRAP STYLE="width: 1%; font: bold 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="width: 1%; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">$</TD><TD NOWRAP STYLE="width: 7%; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">3,335</TD><TD NOWRAP STYLE="width: 1%; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">3,324</TD><TD NOWRAP STYLE="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">Investment in wholly-owned subsidiaries, at equity</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">399,688</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">388,528</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">Premises and Equipment</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">152</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">161</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: justify; padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">Other assets</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">1,637</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">1,633</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: justify; padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Total assets</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 2.5pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">$</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">404,812</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">393,646</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-decoration: underline; text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">Liabilities and shareholders&rsquo; equity</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">Trust preferred securities</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">$</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">46,394</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">46,394</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: justify; padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">Other liabilities</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">2,301</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">2,102</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Total liabilities</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">48,695</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">48,496</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: justify; padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">Shareholders&rsquo; equity</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">356,117</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">345,150</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: justify; padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Total liabilities and shareholders&rsquo; equity</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 2.5pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">$</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">404,812</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">393,646</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
</TABLE>

<P STYLE="font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="border-collapse: collapse; width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif">
<TR STYLE="vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">CONDENSED STATEMENTS OF INCOME</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD COLSPAN="10" NOWRAP STYLE="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif">Year Ended December 31,</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="font: italic 10pt Calibri, Helvetica, Sans-Serif; text-align: justify">($ in thousands)</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: center; border-bottom: Black 1pt solid">2012</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: bold 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif">2011</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif">2010</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="width: 70%; text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">Dividends from wholly-owned subsidiaries</TD><TD NOWRAP STYLE="width: 1%; font: bold 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="width: 1%; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">$</TD><TD NOWRAP STYLE="width: 7%; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">10,000</TD><TD NOWRAP STYLE="width: 1%; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">9,500</TD><TD NOWRAP STYLE="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">26,250</TD><TD NOWRAP STYLE="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">Earnings (losses) of wholly-owned subsidiaries, net of dividends</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">(31,493</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">)</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">5,862</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">(14,536</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">)</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">Interest expense</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">(1,111</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">)</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">(1,041</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">)</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">(1,054</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">)</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: justify; padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">All other income and expenses, net</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">(802</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">)</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">(679</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">)</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">(678</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">)</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Net income (loss)</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">(23,406</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">)</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">13,642</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">9,982</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: justify; padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Preferred stock dividends and accretion</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">(2,809</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">)</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">(6,166</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">)</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">(4,107</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">)</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: justify; padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Net income (loss) available to common shareholders</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 2.5pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">$</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">(26,215</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">)</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">7,476</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">5,875</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
</TABLE>

<P STYLE="font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify">&nbsp;</P>


<!-- Field: Page; Sequence: 150; Value: 135 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 2px solid"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif"><TR><TD STYLE="text-align: center; width: 100%"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->150<!-- Field: /Sequence --></TD></TR></TABLE></DIV>
    <DIV STYLE="page-break-before: always; margin-top: 6pt; margin-bottom: 12pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif"><TR><TD STYLE="text-align: left; width: 100%"><A HREF="#toc" STYLE="font-style: italic">Table of Contents</A></TD></TR></TABLE></DIV>
    <!-- Field: /Page -->


<P STYLE="font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify">&nbsp;</P>



<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify"></P>



<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify"></P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="border-collapse: collapse; width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif">
<TR STYLE="vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">CONDENSED STATEMENTS OF CASH FLOWS</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD COLSPAN="10" NOWRAP STYLE="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif">Year Ended December 31,</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="font: italic 10pt Calibri, Helvetica, Sans-Serif; text-align: justify">($ in thousands)</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: center; border-bottom: Black 1pt solid">2012</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: bold 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif">2011</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif">2010</TD><TD NOWRAP STYLE="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">Operating Activities:</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="width: 70%; text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Net income (loss)</TD><TD NOWRAP STYLE="width: 1%; font: bold 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="width: 1%; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">$</TD><TD NOWRAP STYLE="width: 7%; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">(23,406</TD><TD NOWRAP STYLE="width: 1%; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">)</TD><TD NOWRAP STYLE="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">13,642</TD><TD NOWRAP STYLE="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">9,982</TD><TD NOWRAP STYLE="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: left; text-indent: -22.5pt; padding-left: 22.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Equity in undistributed (earnings) losses of subsidiaries</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">21,493</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">(5,862</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">)</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&mdash;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: left; text-indent: -22.5pt; padding-left: 22.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Dividend from subsidiaries in excess of earnings</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">10,000</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"><FONT STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&mdash;</FONT></TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">14,536</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Decrease in other assets</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">26</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">38</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">32</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Increase (decrease) in other liabilities</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt">&nbsp;</TD>
    <TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left; border-bottom: Black 1pt solid">&nbsp;</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right; border-bottom: Black 1pt solid">199</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left; padding-bottom: 1pt">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif; border-bottom: Black 1pt solid">(62</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt">)</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif; border-bottom: Black 1pt solid">17</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Total &ndash; operating activities</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt">&nbsp;</TD>
    <TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left; border-bottom: Black 1pt solid">&nbsp;</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right; border-bottom: Black 1pt solid">8,312</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left; padding-bottom: 1pt">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif; border-bottom: Black 1pt solid">7,756</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif; border-bottom: Black 1pt solid">24,567</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">Investing Activities:</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Downstream cash investment in subsidiary</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">(33,850</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">)</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">(16,250</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">)</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"><FONT STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&mdash;</FONT></TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Cash proceeds from dissolution of subsidiary</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt">&nbsp;</TD>
    <TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left; border-bottom: Black 1pt solid">&nbsp;</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right; border-bottom: Black 1pt solid"><FONT STYLE="font: 10pt Calibri, Helvetica, Sans-Serif"><B>&mdash;</B></FONT></TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left; padding-bottom: 1pt">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif; border-bottom: Black 1pt solid"><FONT STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&mdash;</FONT></TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif; border-bottom: Black 1pt solid">706</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Total &ndash; investing activities</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt">&nbsp;</TD>
    <TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left; border-bottom: Black 1pt solid">&nbsp;</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right; border-bottom: Black 1pt solid">(33,850</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left; padding-bottom: 1pt">)</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif; border-bottom: Black 1pt solid">(16,250</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt">)</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif; border-bottom: Black 1pt solid">706</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">Financing Activities:</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Payment of preferred and common cash dividends</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">(8,463</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">)</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">(8,237</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">)</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">(8,609</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">)</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: justify; text-indent: -0.3in; padding-left: 0.3in; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Proceeds from issuance of preferred stock</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">7,287</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">63,500</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"><FONT STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&mdash;</FONT></TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: justify; text-indent: -0.3in; padding-left: 0.3in; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Redemption of preferred stock</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"><FONT STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&mdash;</FONT></TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">(65,000</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">)</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&mdash;</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Proceeds from issuance of common stock</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">26,727</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">881</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">840</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Repurchases of common stock</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">(2</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">)</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">(228</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">)</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"><FONT STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&mdash;</FONT></TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Repurchase of common stock warrants</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif; border-bottom: Black 1pt solid">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif; border-bottom: Black 1pt solid"><FONT STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&mdash;</FONT></TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif; border-bottom: Black 1pt solid">(924</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt">)</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif; border-bottom: Black 1pt solid"><FONT STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&mdash;</FONT></TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Total - financing activities</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt">&nbsp;</TD>
    <TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left; border-bottom: Black 1pt solid">&nbsp;</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right; border-bottom: Black 1pt solid">25,549</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left; padding-bottom: 1pt">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif; border-bottom: Black 1pt solid">(10,008</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt">)</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif; border-bottom: Black 1pt solid">(7,769</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt">)</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">Net increase (decrease) in cash</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">11</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">(18,502</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">)</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">17,504</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt">Cash, beginning of year</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt">&nbsp;</TD>
    <TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left; border-bottom: Black 1pt solid">&nbsp;</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right; border-bottom: Black 1pt solid">3,324</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left; padding-bottom: 1pt">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif; border-bottom: Black 1pt solid">21,826</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif; border-bottom: Black 1pt solid">4,322</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 2.5pt">Cash, end of year</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 2.5pt">&nbsp;</TD>
    <TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left; border-bottom: Black 2.5pt double">$</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right; border-bottom: Black 2.5pt double">3,335</TD><TD NOWRAP STYLE="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left; padding-bottom: 2.5pt">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 2.5pt">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 2.5pt">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif; border-bottom: Black 2.5pt double">3,324</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 2.5pt">&nbsp;</TD><TD NOWRAP STYLE="font: 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 2.5pt">&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 2.5pt">&nbsp;</TD><TD NOWRAP STYLE="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif; border-bottom: Black 2.5pt double">21,826</TD><TD NOWRAP STYLE="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 2.5pt">&nbsp;</TD></TR>
</TABLE>



<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify">&nbsp;&nbsp;&nbsp;</P>

<P STYLE="font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"><B>Note 19. Shareholders&rsquo; Equity
Transactions</B></P>

<P STYLE="font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left; text-indent: 0.1in">&nbsp;</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left; text-indent: 0"><I>U.S. Treasury Capital
Purchase Program</I></P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">&nbsp;</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">On January 9, 2009, the Company completed
the sale of $65 million of Series A preferred stock to the United States Treasury Department (Treasury) under the Treasury&rsquo;s
Capital Purchase Program. The program was designed to attract broad participation by healthy banking institutions to help stabilize
the financial system and increase lending for the benefit of the U.S. economy.</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">&nbsp;</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">Under the terms of the stock purchase
agreement, the Treasury received (i)&nbsp;65,000 shares of fixed rate cumulative perpetual preferred stock with a liquidation value
of $1,000 per share and (ii)&nbsp;a warrant to purchase 616,308 shares of the Company&rsquo;s common stock, no par value, in exchange
for $65 million. As discussed below, the Company redeemed this preferred stock in the third quarter of 2011 and repurchased the
common stock warrant in the fourth quarter of 2011.</P>

<P STYLE="font: 10pt Calibri, Helvetica, Sans-Serif; margin: 0">&nbsp;</P>

<P STYLE="font: 10pt Calibri, Helvetica, Sans-Serif; margin: 0">The Series A preferred stock qualified as Tier 1 capital and its
terms required cumulative dividends at a rate of 5% for the first five years, and 9% thereafter.</P>

<P STYLE="font: 10pt Calibri, Helvetica, Sans-Serif; margin: 0; text-indent: 24.5pt">&nbsp;</P>

<P STYLE="font: 10pt Calibri, Helvetica, Sans-Serif; margin: 0">The warrant had a 10-year term and became immediately exercisable
upon its issuance, with an exercise price equal to $15.82 per share.</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">&nbsp;</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">&nbsp;</P>

<!-- Field: Page; Sequence: 151; Value: 135 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 2px solid"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif"><TR><TD STYLE="text-align: center; width: 100%"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->151<!-- Field: /Sequence --></TD></TR></TABLE></DIV>
    <DIV STYLE="page-break-before: always; margin-top: 6pt; margin-bottom: 12pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif"><TR><TD STYLE="text-align: left; width: 100%"><A HREF="#toc" STYLE="font-style: italic">Table of Contents</A></TD></TR></TABLE></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">&nbsp;</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">The Company allocated the $65 million
in proceeds to the preferred stock and the common stock warrant based on their relative fair values. To determine the fair value
of the preferred stock, the Company used a discounted cash flow model that assumed redemption of the preferred stock at the end
of year five. The discount rate utilized was 13% and the estimated fair value was determined to be $36.2 million. The fair value
of the common stock warrant was estimated to be $2.8 million using the Black-Scholes option pricing model with the following assumptions:</P>

<P STYLE="font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0.25in">&nbsp;&nbsp;&nbsp;&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" ALIGN="CENTER" STYLE="font: 10pt Calibri, Helvetica, Sans-Serif; width: 50%; border-collapse: collapse">
<TR STYLE="vertical-align: top; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="width: 65%; text-align: justify; font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif"><FONT STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">Expected dividend yield</FONT></TD>
    <TD NOWRAP STYLE="width: 35%; text-align: center; font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif"><FONT STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">4.83%</FONT></TD></TR>
<TR STYLE="vertical-align: top; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: justify; font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif"><FONT STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">Risk-free interest rate</FONT></TD>
    <TD NOWRAP STYLE="text-align: center; font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif"><FONT STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">2.48%</FONT></TD></TR>
<TR STYLE="vertical-align: top; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: justify; font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif"><FONT STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">Expected life</FONT></TD>
    <TD NOWRAP STYLE="text-align: center; font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif"><FONT STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">10 years</FONT></TD></TR>
<TR STYLE="vertical-align: top; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: justify; font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif"><FONT STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">Expected volatility</FONT></TD>
    <TD NOWRAP STYLE="text-align: center; font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif"><FONT STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">35.00%</FONT></TD></TR>
<TR STYLE="vertical-align: top; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <TD NOWRAP STYLE="text-align: justify; font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif"><FONT STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">Weighted average fair value</FONT></TD>
    <TD NOWRAP STYLE="text-align: center; font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif"><FONT STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">$ 4.47</FONT></TD></TR>
</TABLE>
<P STYLE="font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">The aggregate fair value result for both
the preferred stock and the common stock warrant was determined to be $39.0&nbsp;million, with 7% of this aggregate total attributable
to the warrant and 93% attributable to the preferred stock. Therefore, the $65&nbsp;million issuance was allocated with $60.4 million
being assigned to the preferred stock and $4.6 million being assigned to the common stock warrant.</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">&nbsp;</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">The $4.6 million difference between the
$65 million face value of the preferred stock and the $60.4 million allocated to it upon issuance was recorded as a discount on
the preferred stock. Until the Company redeemed the preferred stock in the third quarter of 2011 (discussed below), the $4.6&nbsp;million
discount was being accreted, using the effective interest method, as a reduction in net income available to common shareholders
over a five-year period at approximately $0.8 million to $1.0&nbsp;million per year.</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">&nbsp;</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">On September 1, 2011, the Company redeemed
the 65,000 shares of outstanding Series A preferred stock from the U.S. Treasury for a redemption price of $65 million, plus unpaid
dividends. The Company funded the majority of this transaction by simultaneously issuing Series B preferred stock to the Treasury
as part of the Small Business Lending Fund (see below).</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">&nbsp;</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">Due to the redemption of the preferred
stock, the Company accreted the remaining discount of $2.3 million during the third quarter of 2011, which resulted in total discount
accretion for 2011 of $2.9 million, which compared to $0.9 million recorded in 2010. Preferred stock discount accretion is deducted
from net income in computing &ldquo;Net income available to common shareholders.&rdquo;</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left; text-indent: 0.25in">&nbsp;</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">In November 2011, the Company repurchased
the outstanding common stock warrant from the Treasury for $1.50 per common share, or a total of $924,000.</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify"><I>Small Business Lending Fund</I></P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0.25in">&nbsp;</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify">On September 1, 2011, the Company completed
the sale of $63.5 million of Series B preferred stock to the Secretary of the Treasury under the Small Business Lending Fund (SBLF).
The fund was established under the Small Business Jobs Act of 2010 that was created to encourage lending to small businesses by
providing capital to qualified community banks with assets less than $10 billion.</P>

<P STYLE="font: 10pt Calibri, Helvetica, Sans-Serif; margin: 0">&nbsp;</P>

<P STYLE="font: 10pt Calibri, Helvetica, Sans-Serif; margin: 0">Under the terms of the stock purchase agreement, the Treasury received
63,500 shares of non-cumulative perpetual preferred stock with a liquidation value of $1,000 per share, in exchange for $63.5 million.</P>

<P STYLE="font: 10pt Calibri, Helvetica, Sans-Serif; margin: 0; text-indent: 0.1in">&nbsp;</P>

<P STYLE="font: 10pt Calibri, Helvetica, Sans-Serif; margin: 0">The Series B preferred stock qualifies as Tier 1 capital. The dividend
rate, as a percentage of the liquidation amount, can fluctuate on a quarterly basis during the first 10 quarters during which the
Series B preferred stock is outstanding, based upon changes in the level of &ldquo;Qualified Small Business Lending&rdquo; or &ldquo;QSBL&rdquo;.
For the first nine quarters after issuance, the dividend rate can range from one percent (1%) to five percent (5%) per annum based
upon the increase in QSBL as compared to the baseline. For quarters subsequent to the issuance in 2011, the Company has paid a
dividend rate ranging from 3.0% to 5.0%. Based upon an increase in the level of QSBL over the baseline level calculated under the
terms of the related purchase agreement, the dividend rate for the first quarter of 2013 is expected to be 1.2% and the dividend
rate for the second quarter is expected to be 1.0%, subject to confirmation by Treasury. For the tenth calendar quarter through
four and one half years after issuance, the dividend rate will be fixed at between one percent (1%) and seven percent (7%) based
upon the level of QSBL compared to the baseline. After four and one half years from the issuance, the dividend rate will increase
to nine percent (9%). Subject to regulatory approval, the Company is generally permitted to redeem the Series B preferred shares
at par plus unpaid dividends.</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify">&nbsp;</P>

<!-- Field: Page; Sequence: 152; Value: 135 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 2px solid"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif"><TR><TD STYLE="text-align: center; width: 100%"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->152<!-- Field: /Sequence --></TD></TR></TABLE></DIV>
    <DIV STYLE="page-break-before: always; margin-top: 6pt; margin-bottom: 12pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif"><TR><TD STYLE="text-align: left; width: 100%"><A HREF="#toc" STYLE="font-style: italic">Table of Contents</A></TD></TR></TABLE></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify">There was no discount recorded related
to the SBLF preferred stock (because no warrants were issued in connection with this preferred stock issuance), and therefore there
will be no future amounts recorded for preferred stock discount accretion.</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0.25in">&nbsp;</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify">For the twelve months ended December
31, 2012, the Company accrued approximately $2,809,000 in preferred dividend payments. This amount is deducted from net income
in computing &ldquo;Net income available to common shareholders.&rdquo;</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"><B>&nbsp;</B></P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"><I>Stock Issuance</I></P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">&nbsp;</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">On December&nbsp;21, 2012, the Company
issued 2,656,294 shares of its common stock and 728,706 shares of the Company&rsquo;s Series C Preferred Stock to certain accredited
investors, each at the price of $10.00 per share, pursuant to a private placement transaction. Net proceeds from this sale of common
and preferred stock were $33.8 million and were used to strengthen and remove risk from the Company&rsquo;s balance sheet in anticipation
of a planned disposition of certain classified loans and write-down of foreclosed real estate.</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">&nbsp;</P>

<P STYLE="font: 10pt Calibri, Helvetica, Sans-Serif; margin: 0">The Series C Preferred Stock qualifies as Tier 1 capital and is
Convertible Perpetual Preferred Stock, with dividend rights equal to the Company&rsquo;s Common Stock. Each share of Series C Preferred
Stock will automatically convert into one share of Common Stock on the date the holder of Series C Preferred Stock transfers any
shares of Series C Preferred Stock to a non-affiliate of the holder in certain permissible transfers. The Series C Preferred Stock
is non-voting, except in limited circumstances.</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">&nbsp;</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">During the fourth quarter of 2012, the
Company accrued approximately $58,000 in preferred dividend payments for the Series C Preferred Stock.</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">&nbsp;</P>

<P STYLE="font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">&nbsp;</P>

<P STYLE="font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"><B>Note 20. Subsequent Event</B></P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">&nbsp;</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">On January 23, 2013, the Company completed
the sale of the $30.4 million of loans classified as &ldquo;Loans Held for Sale&rdquo; on the Consolidated Balance Sheets as of
December 31, 2012. The Company received proceeds of approximately $30.4 million, matching the carrying value.</P>

<!-- Field: Page; Sequence: 153; Value: 135 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 2px solid"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif"><TR><TD STYLE="text-align: center; width: 100%"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->153<!-- Field: /Sequence --></TD></TR></TABLE></DIV>
    <DIV STYLE="page-break-before: always; margin-top: 6pt; margin-bottom: 12pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif"><TR><TD STYLE="text-align: left; width: 100%"><A HREF="#toc" STYLE="font-style: italic">Table of Contents</A></TD></TR></TABLE></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">&nbsp;<IMG SRC="image_002.jpg" ALT=""></P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">&nbsp;</P>

<P STYLE="font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: center"><B><A NAME="a_049"></A>REPORT OF INDEPENDENT REGISTERED
PUBLIC ACCOUNTING FIRM</B></P>

<P STYLE="font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: center">&nbsp;</P>

<P STYLE="font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">&nbsp;</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">To the Board of Directors and Shareholders</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">First Bancorp</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">Troy, North Carolina</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">&nbsp;</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">&nbsp;</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify">We have audited the accompanying consolidated
balance sheets of First Bancorp and subsidiaries (the &ldquo;Company&rdquo;) as of December 31, 2012 and 2011, and the related
consolidated statements of income (loss), comprehensive income (loss), shareholders' equity, and cash flows for each of the three
years in the period ended December 31, 2012. These consolidated financial statements are the responsibility of the Company&rsquo;s
management. Our responsibility is to express an opinion on these consolidated financial statements based on our audits.</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify">We conducted our audits in accordance
with the standards of the Public Company Accounting Oversight Board (United States). Those standards require that we plan and perform
the audit to obtain reasonable assurance about whether the financial statements are free of material misstatement. An audit includes
examining, on a test basis, evidence supporting the amounts and disclosures in the financial statements. An audit also includes
assessing the accounting principles used and significant estimates made by management, as well as evaluating the overall financial
statement presentation. We believe that our audits provide a reasonable basis for our opinion.</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify">In our opinion, the consolidated financial
statements referred to above present fairly, in all material respects, the financial position of First Bancorp and subsidiaries
as of December 31, 2012 and 2011, and the results of their operations and their cash flows for each of the three years in the period
ended December 31, 2012, in conformity with U.S. generally accepted accounting principles.</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify">We have also audited, in accordance
with the standards of the Public Company Accounting Oversight Board (United States), the Company&rsquo;s internal control over
financial reporting as of December 31, 2012, based on criteria established in <I>Internal Control &mdash; Integrated Framework
</I>issued by the Committee of Sponsoring Organizations of the Treadway Commission, and our report dated March 14, 2013 expressed
an unqualified opinion on the effectiveness of the Company&rsquo;s internal control over financial reporting.</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt/12pt Calibri, Helvetica, Sans-Serif; margin: 0 40.5pt 0 0; text-align: right">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" BORDER="0" STYLE="width: 100%; font: 10pt/12pt Calibri, Helvetica, Sans-Serif">
<TR STYLE="vertical-align: top">
    <TD STYLE="text-align: right; width: 75%"></TD>
    <TD STYLE="text-align: left; vertical-align: bottom; width: 25%">/s/ Elliott Davis, PLLC</TD></TR>
</TABLE>


<P STYLE="font: 10pt/12pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt/12pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify">Charlotte, North Carolina</P>

<P STYLE="font: 10pt/12pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify">March 14, 2013</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: center; color: #828A8F">&nbsp;<IMG SRC="image_001.jpg" ALT=""></P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: center; color: #828A8F"></P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: center; color: #828A8F"></P>


<!-- Field: Page; Sequence: 154; Value: 135 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 2px solid"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif"><TR><TD STYLE="text-align: center; width: 100%"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->154<!-- Field: /Sequence --></TD></TR></TABLE></DIV>
    <DIV STYLE="page-break-before: always; margin-top: 6pt; margin-bottom: 12pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif"><TR><TD STYLE="text-align: left; width: 100%"><A HREF="#toc" STYLE="font-style: italic">Table of Contents</A></TD></TR></TABLE></DIV>
    <!-- Field: /Page -->


<P STYLE="font: 10pt/12pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">&nbsp;<IMG SRC="image_002.jpg" ALT=""></P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">&nbsp;</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: center"><B>REPORT OF INDEPENDENT REGISTERED
PUBLIC ACCOUNTING FIRM</B></P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify">To the Board of Directors and Shareholders</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify">First Bancorp</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify">Troy, North Carolina</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify">We have audited the internal control
over financial reporting of First Bancorp and subsidiaries (the &ldquo;Company&rdquo;) as of December 31, 2012, based on criteria
established in <I>Internal Control &mdash; Integrated Framework</I> issued by the Committee of Sponsoring Organizations of the
Treadway Commission (the &ldquo;COSO criteria&rdquo;). The Company&rsquo;s management is responsible for maintaining effective
internal control over financial reporting, and for its assessment of the effectiveness of internal control over financial reporting
included in the accompanying Management&rsquo;s Report on Internal Control Over Financial Reporting. Our responsibility is to express
an opinion on the effectiveness of the Company&rsquo;s internal control over financial reporting based on our audit.</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify">We conducted our audit in accordance
with the standards of the Public Company Accounting Oversight Board (United States). Those standards require that we plan and perform
the audit to obtain reasonable assurance about whether effective internal control over financial reporting was maintained in all
material respects. Our audit included obtaining an understanding of internal control over financial reporting, assessing the risk
that a material weakness exists, testing and evaluating the design and operating effectiveness of internal control based on the
assessed risk. Our audit also included performing such other procedures as we considered necessary in the circumstances. We believe
that our audit provides a reasonable basis for our opinion.</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify">A company's internal control over financial
reporting is a process designed to provide reasonable assurance regarding the reliability of financial reporting and the preparation
of financial statements for external purposes in accordance with generally accepted accounting principles. A company's internal
control over financial reporting includes those policies and procedures that <I>(a)</I> pertain to the maintenance of records that,
in reasonable detail, accurately and fairly reflect the transactions and dispositions of the assets of the company; <I>(b)</I>
provide reasonable assurance that transactions are recorded as necessary to permit preparation of financial statements in accordance
with generally accepted accounting principles, and that receipts and expenditures of the company are being made only in accordance
with authorizations of management and directors of the company; and <I>(c)</I> provide reasonable assurance regarding prevention
or timely detection of unauthorized acquisition, use, or disposition of the company's assets that could have a material effect
on the financial statements.</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify">Because of its inherent limitations,
internal control over financial reporting may not prevent or detect misstatements. Also, projections of any evaluation of effectiveness
to future periods are subject to the risk that controls may become inadequate because of changes in conditions, or that the degree
of compliance with the policies or procedures may deteriorate.</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify">In our opinion, the Company maintained,
in all material respects, effective internal control over financial reporting as of December 31, 2012, based on the COSO criteria.</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify">We have also audited, in accordance
with the standards of the Public Company Accounting Oversight Board (United States), the consolidated balance sheets of the Company
as of December 31, 2012 and 2011 and the related consolidated statements of income (loss), comprehensive income (loss), shareholders&rsquo;
equity, and cash flows for each of the three years in the period ended December 31, 2012 and our report dated March 14, 2013 expressed
an unqualified opinion thereon.</P>



<P STYLE="font: 10pt/12pt Calibri, Helvetica, Sans-Serif; margin: 0 94.5pt 0 0; text-align: right"></P>

<TABLE CELLPADDING="0" CELLSPACING="0" BORDER="0" STYLE="width: 100%; font: 10pt/12pt Calibri, Helvetica, Sans-Serif">
<TR STYLE="vertical-align: top">
    <TD STYLE="text-align: right; width: 75%"></TD>
    <TD STYLE="text-align: left; vertical-align: bottom; width: 25%">/s/ Elliott Davis, PLLC</TD></TR>
</TABLE>
<P STYLE="font: 10pt/12pt Calibri, Helvetica, Sans-Serif; margin: 0 94.5pt 0 0; text-align: right"></P>

<P STYLE="font: 10pt/12pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify"></P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify">Charlotte, North Carolina</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">March 14, 2013</P>

<P STYLE="margin: 0; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</P>

<P STYLE="margin-top: 0; text-align: center; margin-bottom: 0; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;<IMG SRC="image_001.jpg" ALT=""></P>

<P STYLE="margin: 0; font-family: Calibri, Helvetica, Sans-Serif">&nbsp;</P>

<!-- Field: Page; Sequence: 155; Value: 135 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 2px solid"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif"><TR><TD STYLE="text-align: center; width: 100%"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->155<!-- Field: /Sequence --></TD></TR></TABLE></DIV>
    <DIV STYLE="page-break-before: always; margin-top: 6pt; margin-bottom: 12pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif"><TR><TD STYLE="text-align: left; width: 100%"><A HREF="#toc" STYLE="font-style: italic">Table of Contents</A></TD></TR></TABLE></DIV>
    <!-- Field: /Page -->

<P STYLE="margin: 0; font-family: Calibri, Helvetica, Sans-Serif"></P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"><B><A NAME="a_052"></A>Item 9. Changes in and Disagreements
with Accountants on Accounting and Financial Disclosures</B></P>

<P STYLE="font: 10pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left; text-indent: 0in">&nbsp;</P>

<P STYLE="font: 10pt Calibri, Helvetica, Sans-Serif; margin: 0; text-indent: 0in"><FONT STYLE="font-weight: normal">None.</FONT></P>

<P STYLE="font: 10pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left; text-indent: 0in">&nbsp;</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"><A NAME="a_053"></A><B>Item 9A. Controls and Procedures</B></P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">&nbsp;</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"><B>Evaluation of Disclosure Controls and
Procedures </B></P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left; text-indent: 0.1in">&nbsp;</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">As of the end of the period covered by
this report, we carried out an evaluation, under the supervision and with the participation of our chief executive officer and
chief financial officer, of the effectiveness of the design and operation of our disclosure controls and procedures, which are
our controls and other procedures that are designed to ensure that information required to be disclosed in our periodic reports
with the SEC is recorded, processed, summarized and reported within the required time periods.&nbsp; Disclosure controls and procedures
include, without limitation, controls and procedures designed to ensure that information required to be disclosed is communicated
to our management to allow timely decisions regarding required disclosure.&nbsp; Based on the evaluation, our chief executive officer
and chief financial officer concluded that our disclosure controls and procedures are effective in allowing timely decisions regarding
disclosure to be made about material information required to be included in our periodic reports with the SEC.</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">&nbsp;</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"><B>Management&rsquo;s Report On Internal
Control Over Financial Reporting</B></P>

<P STYLE="font: 10pt Calibri, Helvetica, Sans-Serif; margin: 0">&nbsp;</P>

<P STYLE="font: 10pt Calibri, Helvetica, Sans-Serif; margin: 0">Management of First Bancorp and its subsidiaries (the &ldquo;Company&rdquo;)
is responsible for establishing and maintaining effective internal control over financial reporting. Internal control over financial
reporting is a process designed to provide reasonable assurance regarding the reliability of financial reporting and the preparation
of financial statements for external purposes in accordance with U.S. generally accepted accounting principles.</P>

<P STYLE="font: 10pt Calibri, Helvetica, Sans-Serif; margin: 0; text-indent: 0.25in">&nbsp;</P>

<P STYLE="font: 10pt Calibri, Helvetica, Sans-Serif; margin: 0">Under the supervision and with the participation of management,
including the principal executive officer and principal financial officer, the Company conducted an evaluation of the effectiveness
of internal control over financial reporting based on the framework in Internal Control &ndash; Integrated Framework issued by
the Committee of Sponsoring Organizations of the Treadway Commission. Based on this evaluation under the framework in Internal
Control &ndash; Integrated Framework, management of the Company has concluded the Company maintained effective internal control
over financial reporting, as such term is defined in Securities Exchange Act of 1934 Rules&nbsp;13a-15(f), as of December&nbsp;31,
2012.</P>

<P STYLE="font: 10pt Calibri, Helvetica, Sans-Serif; margin: 0">&nbsp;</P>

<P STYLE="font: 10pt Calibri, Helvetica, Sans-Serif; margin: 0">Internal control over financial reporting cannot provide absolute
assurance of achieving financial reporting objectives because of its inherent limitations. Internal control over financial reporting
is a process that involves human diligence and compliance and is subject to lapses in judgment and breakdowns resulting from human
failures. Internal control over financial reporting can also be circumvented by collusion or improper management override. Because
of such limitations, there is a risk that material misstatements may not be prevented or detected on a timely basis by internal
control over financial reporting. However, these inherent limitations are known features of the financial reporting process. Therefore,
it is possible to design into the process safeguards to reduce, though not eliminate, this risk.</P>

<P STYLE="font: 10pt Calibri, Helvetica, Sans-Serif; margin: 0; text-indent: 0.25in">&nbsp;</P>

<P STYLE="font: 10pt Calibri, Helvetica, Sans-Serif; margin: 0">Management is also responsible for the preparation and fair presentation
of the consolidated financial statements and other financial information contained in this report. The accompanying consolidated
financial statements were prepared in conformity with U.S. generally accepted accounting principles and include, as necessary,
best estimates and judgments by management.</P>

<P STYLE="font: 10pt Calibri, Helvetica, Sans-Serif; margin: 0; text-indent: 0.25in">&nbsp;</P>

<!-- Field: Page; Sequence: 156 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 2px solid"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif"><TR><TD STYLE="text-align: center; width: 100%"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->156<!-- Field: /Sequence --></TD></TR></TABLE></DIV>
    <DIV STYLE="page-break-before: always; margin-top: 6pt; margin-bottom: 12pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif"><TR><TD STYLE="text-align: left; width: 100%"><A HREF="#toc" STYLE="font-style: italic">Table of Contents</A></TD></TR></TABLE></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Calibri, Helvetica, Sans-Serif; margin: 0"></P>

<P STYLE="font: 10pt Calibri, Helvetica, Sans-Serif; margin: 0">Elliott Davis, PLLC, an independent, registered public accounting
firm, has audited the Company&rsquo;s consolidated financial statements as of and for the year ended December&nbsp;31, 2012, and
audited the Company&rsquo;s effectiveness of internal control over financial reporting as of December&nbsp;31, 2012, as stated
in their report, which is included in Item 8 hereof.</P>

<P STYLE="font: 10pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0.25in">&nbsp;</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify"><B>Changes in Internal Controls</B></P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"><B>&nbsp;</B></P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">There were no changes in our internal
control over financial reporting that occurred during, or subsequent to, the fourth quarter of 2012 that were reasonably likely
to materially affect our internal control over financial reporting.</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"><B>&nbsp;</B></P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"><B><A NAME="a_054"></A>Item 9B. Other Information</B></P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">&nbsp;</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">Not applicable.</P>

<P STYLE="font: 10pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0in">&nbsp;</P>

<P STYLE="font: 10pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0in"><A NAME="a_055"></A><B>PART III</B></P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0 0 0 0.75in; text-align: left; text-indent: -0.75in"><B><A NAME="a_056"></A>Item
10. Directors, Executive Officers and Corporate Governance</B></P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left; text-indent: 0.25in">&nbsp;</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">Incorporated herein by reference is the
information under the captions &ldquo;Directors, Nominees and Executive Officers,&rdquo; &ldquo;Section 16(a) Beneficial Ownership
Reporting Compliance,&rdquo; &ldquo;Corporate Governance Policies and Practices&rdquo; and &ldquo;Board Committees, Attendance
and Compensation&rdquo; from the Company&rsquo;s definitive proxy statement to be filed pursuant to Regulation 14A.</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">&nbsp;</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"><B><A NAME="a_057"></A>Item 11. Executive Compensation</B></P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">&nbsp;</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">Incorporated herein by reference is the
information under the captions &ldquo;Executive Compensation&rdquo; and &ldquo;Board Committees, Attendance and Compensation&rdquo;
from the Company&rsquo;s definitive proxy statement to be filed pursuant to Regulation 14A.</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">&nbsp;</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0 0 0 49.5pt; text-align: left; text-indent: -49.5pt"><B><A NAME="a_058"></A>Item
12. Security Ownership of Certain Beneficial Owners and Management and Related Shareholder Matters</B></P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">&nbsp;</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">Incorporated herein by reference is the
information under the captions &ldquo;Principal Holders of First Bancorp Voting Securities&rdquo; and &ldquo;Directors, Nominees
and Executive Officers&rdquo; from the Company&rsquo;s definitive proxy statement to be filed pursuant to Regulation 14A.</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left; text-indent: 0.25in">&nbsp;</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">See also &ldquo;Additional Information
Regarding the Registrant&rsquo;s Equity Compensation Plans&rdquo; in Item 5 of this report.</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">&nbsp;</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"><B><A NAME="a_059"></A>Item 13. Certain Relationships and
Related Transactions, and Director Independence</B></P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">&nbsp;</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">Incorporated herein by reference is the
information under the caption &ldquo;Certain Transactions&rdquo; and &ldquo;Corporate Governance Policies and Practices&rdquo;
from the Company&rsquo;s definitive proxy statement to be filed pursuant to Regulation 14A.</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">&nbsp;</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"><B><A NAME="a_060"></A>Item 14. Principal Accountant Fees
and Services </B></P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"><B>&nbsp;</B></P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">Incorporated herein by reference is the
information under the caption &ldquo;Audit Committee Report&rdquo; from the Company&rsquo;s definitive proxy statement to be filed
pursuant to Regulation 14A.</P>


<!-- Field: Page; Sequence: 157 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 2px solid"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif"><TR><TD STYLE="text-align: center; width: 100%"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->157<!-- Field: /Sequence --></TD></TR></TABLE></DIV>
    <DIV STYLE="page-break-before: always; margin-top: 6pt; margin-bottom: 12pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif"><TR><TD STYLE="text-align: left; width: 100%"><A HREF="#toc" STYLE="font-style: italic">Table of Contents</A></TD></TR></TABLE></DIV>
    <!-- Field: /Page -->


<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"><B>&nbsp;</B></P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"><A NAME="a_061"></A><B>PART IV</B></P>

<P STYLE="font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left; text-indent: 0.25in">&nbsp;</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"><B><A NAME="a_062"></A>Item 15. Exhibits and Financial Statement
Schedules </B></P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin-top: 0; margin-bottom: 0">
<TR STYLE="vertical-align: top">
    <TD STYLE="width: 0.25in; font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif; text-align: left"><FONT STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">(a)</FONT></TD>
    <TD STYLE="width: 0.25in; font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif; text-align: left"><FONT STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">1.</FONT></TD>
    <TD STYLE="font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif; text-align: left"><FONT STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">Financial Statements - See Item 8 and the Cross Reference Index on page 3 for information concerning the Company&rsquo;s consolidated financial statements and report of independent auditors.</FONT></TD></TR>
</TABLE>
<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0 0 0 0.5in; text-align: left; text-indent: -0.5in">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin-top: 0; margin-bottom: 0"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.25in"></TD><TD STYLE="width: 0.25in">2.</TD><TD STYLE="text-align: left">Financial Statement Schedules - not applicable</TD></TR></TABLE>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0 0 0 0.5in; text-align: left; text-indent: -0.25in">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin-top: 0; margin-bottom: 0"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.25in"></TD><TD STYLE="width: 0.25in">3.</TD><TD STYLE="text-align: left">Exhibits</TD></TR></TABLE>



<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0 0 0 0.5in; text-align: left; text-indent: -0.5in">&nbsp;</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0 0 0 0.5in; text-align: left">The following exhibits are filed
with this report or, as noted, are incorporated by reference. Management contracts, compensatory plans and arrangements are marked
with an asterisk (*).</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0 0 0 0.5in; text-align: left; text-indent: -0.5in">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin-top: 0; margin-bottom: 0"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0"></TD><TD STYLE="width: 0.5in">3.a</TD><TD STYLE="text-align: left">Articles of Incorporation of the Company and amendments thereto were filed as Exhibits 3.a.i through
3.a.v to the Company's Quarterly Report on Form 10-Q for the period ended June 30, 2002, and are incorporated herein by reference.
Articles of Amendment to the Articles of Incorporation were filed as Exhibits 3.1 and 3.2 to the Company&rsquo;s Current Report
on Form 8-K filed on January 13, 2009, and are incorporated herein by reference. Articles of Amendment to the Articles of Incorporation
were filed as Exhibit 3.1.b to the Company&rsquo;s Registration Statement on Form S-3D filed on June 29, 2010, and are incorporated
herein by reference. Articles of Amendment to the Articles of Incorporation were filed as Exhibit 3.1 to the Company&rsquo;s Current
Report on Form 8-K filed on September 6, 2011, and are incorporated herein by reference. Articles of Amendment to the Articles
of Incorporation were filed as Exhibit 3.1 to the Company&rsquo;s Current Report on Form 8-K filed on December 26, 2012, and are
incorporated herein by reference.</TD></TR></TABLE>


<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0 0 0 0.5in; text-align: left; text-indent: -0.5in">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin-top: 0; margin-bottom: 0"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0"></TD><TD STYLE="width: 0.5in">3.b</TD><TD STYLE="text-align: left">Amended and Restated Bylaws of the Company were filed as Exhibit 3.1 to the Company's Current Report
on Form 8-K filed on November 23, 2009, and are incorporated herein by reference.</TD></TR></TABLE>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0 0 0 0.5in; text-align: left; text-indent: -0.5in">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin-top: 0; margin-bottom: 0"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0"></TD><TD STYLE="width: 0.5in">4.a</TD><TD STYLE="text-align: left">Form of Common Stock Certificate was filed as Exhibit 4 to the Company&rsquo;s Quarterly Report on
Form 10-Q for the quarter ended June 30, 1999, and is incorporated herein by reference.</TD></TR></TABLE>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0 0 0 0.5in; text-align: left; text-indent: -0.5in">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin-top: 0; margin-bottom: 0"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0"></TD><TD STYLE="width: 0.5in">4.b</TD><TD STYLE="text-align: left">Form of Certificate for Series B Preferred Stock was filed as Exhibit 4.1 to the Company&rsquo;s Current
Report on Form 8-K filed on September 6, 2011, and is incorporated herein by reference.</TD></TR></TABLE>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0 0 0 0.5in; text-align: left; text-indent: -0.5in">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin-top: 0; margin-bottom: 0"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0"></TD><TD STYLE="width: 0.5in">4.c</TD><TD STYLE="text-align: left">Form of Certificate for Series C Preferred Stock was filed as Exhibit 4.1 to the Company&rsquo;s Current
Report on Form 8-K filed on December 26, 2012, and is incorporated herein by reference.</TD></TR></TABLE>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0 0 0 0.5in; text-align: left; text-indent: -0.5in">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin-top: 0; margin-bottom: 0"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0"></TD><TD STYLE="width: 0.5in">10</TD><TD STYLE="text-align: left">Material Contracts</TD></TR></TABLE>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0 0 0 0.5in; text-align: left; text-indent: -0.5in">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin-top: 0; margin-bottom: 0"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0"></TD><TD STYLE="width: 0.5in">10.a</TD><TD STYLE="text-align: left">First Bancorp Annual Incentive Plan was filed as Exhibit 10(a) to the Form 8-K filed on February 2,
2007 and is incorporated herein by reference. (*)</TD></TR></TABLE>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0 0 0 0.5in; text-align: left; text-indent: -0.5in">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin-top: 0; margin-bottom: 0"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0"></TD><TD STYLE="width: 0.5in">10.b</TD><TD STYLE="text-align: left">Indemnification Agreement between the Company and its Directors and Officers was filed as Exhibit
10(t) to the Registrant's Registration Statement Number 33-12692, and is incorporated herein by reference.</TD></TR></TABLE>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0 0 0 0.5in; text-align: left; text-indent: -0.5in">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin-top: 0; margin-bottom: 0"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0"></TD><TD STYLE="width: 0.5in">10.c</TD><TD STYLE="text-align: left">First Bancorp Senior Management Supplemental Executive Retirement Plan was filed as Exhibit 10.1 to
the Company's Form 8-K filed on December 22, 2006, and is incorporated herein by reference. (*)</TD></TR></TABLE>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0 0 0 0.5in; text-align: left; text-indent: -0.5in">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin-top: 0; margin-bottom: 0"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0"></TD><TD STYLE="width: 0.5in">10.d</TD><TD STYLE="text-align: left">First Bancorp 1994 Stock Option Plan was filed as Exhibit 10(f) to the Company's Annual Report on
Form 10-K for the year ended December 31, 2001, and is incorporated herein by reference. (*)</TD></TR></TABLE>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0 0 0 0.5in; text-align: left; text-indent: -0.5in">&nbsp;</P>

<!-- Field: Page; Sequence: 158 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 2px solid"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif"><TR><TD STYLE="text-align: center; width: 100%"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->158<!-- Field: /Sequence --></TD></TR></TABLE></DIV>
    <DIV STYLE="page-break-before: always; margin-top: 6pt; margin-bottom: 12pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif"><TR><TD STYLE="text-align: left; width: 100%"><A HREF="#toc" STYLE="font-style: italic">Table of Contents</A></TD></TR></TABLE></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0 0 0 0.5in; text-align: left"></P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin-top: 0; margin-bottom: 0"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0"></TD><TD STYLE="width: 0.5in">10.e</TD><TD STYLE="text-align: left">First Bancorp 2004 Stock Option Plan was filed as Exhibit B to the Registrant's Form Def 14A filed
on March 30, 2004 and is incorporated herein by reference. (*)</TD></TR></TABLE>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0 0 0 0.5in; text-align: left; text-indent: -0.5in">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin-top: 0; margin-bottom: 0"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0%"></TD><TD STYLE="width: 0.5in">10.f</TD><TD STYLE="text-align: left">First Bancorp 2007 Equity Plan was filed as Appendix B to the Registrant's Form Def 14A filed on March
27, 2007 and is incorporated herein by reference. (*)</TD></TR></TABLE>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0 0 0 0.5in; text-align: left; text-indent: -0.5in">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" BORDER="0" STYLE="width: 100%; font: 10pt/normal Calibri, Helvetica, Sans-Serif">
<TR STYLE="vertical-align: top">
    <TD STYLE="text-align: left; width: 0.5in">10.g </TD>
    <TD STYLE="text-align: left">Employment Agreement between the Company and Anna G. Hollers dated August 17, 1998 was filed as Exhibit 10(m) to the Company'sQuarterly
Report on Form 10-Q for the quarter ended September 30, 1998, and is incorporated by reference (Commission File Number 000-15572).
(*)</TD></TR>
</TABLE>


<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0 0 0 0.5in; text-align: left; text-indent: -0.5in">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin-top: 0; margin-bottom: 0"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0"></TD><TD STYLE="width: 0.5in">10.h</TD><TD STYLE="text-align: left">Employment Agreement between the Company and Eric P. Credle dated August 17, 1998 was filed as Exhibit
10(p) to the Company's Annual Report on Form 10-K for the year ended December 31, 1998, and is incorporated herein by reference
(Commission File Number 333-71431).(*)</TD></TR></TABLE>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0 0 0 0.5in; text-align: left; text-indent: -0.5in">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin-top: 0; margin-bottom: 0"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0"></TD><TD STYLE="width: 0.5in">10.i</TD><TD STYLE="text-align: left">Employment Agreement between the Company and John F. Burns dated September 14, 2000 was filed as Exhibit
10.w to the Company's Quarterly Report on Form 10-Q for the quarter ended September 30, 2000 and is incorporated herein by reference.
(*)</TD></TR></TABLE>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0 0 0 0.5in; text-align: left; text-indent: -0.5in">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin-top: 0; margin-bottom: 0"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0"></TD><TD STYLE="width: 0.5in">10.j</TD><TD STYLE="text-align: left">Employment Agreement between the Company and R. Walton Brown dated January 15, 2003 was filed as Exhibit
10(b) to the Company's Quarterly Report on Form 10-Q for the quarter ended June 30, 2003 and is incorporated herein by reference.
(*)</TD></TR></TABLE>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0 0 0 0.5in; text-align: left; text-indent: -0.5in">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin-top: 0; margin-bottom: 0"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0"></TD><TD STYLE="width: 0.5in">10.k</TD><TD STYLE="text-align: left">Amendment to the employment agreement between the Company and R. Walton Brown dated March 8, 2005
was filed as Exhibit 10.n to the Company's Annual Report on Form 10-K for the year ended December 31, 2004 and is incorporated
herein by reference. (*)</TD></TR></TABLE>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0 0 0 0.5in; text-align: left; text-indent: -0.5in">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin-top: 0; margin-bottom: 0"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0"></TD><TD STYLE="width: 0.5in">10.l</TD><TD STYLE="text-align: left">Employment Agreement between the Company and Jerry L. Ocheltree was filed as Exhibit 10.1 to the Form
8-K filed on January 25, 2006, and is incorporated herein by reference. (*)</TD></TR></TABLE>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0 0 0 0.5in; text-align: left; text-indent: -0.5in">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin-top: 0; margin-bottom: 0"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0"></TD><TD STYLE="width: 0.5in">10.m</TD><TD STYLE="text-align: left">First Bancorp Long Term Care Insurance Plan was filed as Exhibit 10(o) to the Company's Quarterly
Report on Form 10-Q for the quarter ended September 30, 2004, and is incorporated by reference. (*)</TD></TR></TABLE>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0 0 0 0.5in; text-align: left; text-indent: -0.5in">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin-top: 0; margin-bottom: 0"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0"></TD><TD STYLE="width: 0.5in">10.n</TD><TD STYLE="text-align: left">Advances and Security Agreement with the Federal Home Loan Bank of Atlanta dated February 15, 2005
was attached as Exhibit&nbsp;99(a) to the Form&nbsp;8-K filed on February 22, 2005, and is incorporated herein by reference.</TD></TR></TABLE>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0 0 0 0.5in; text-align: left; text-indent: -0.5in">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin-top: 0; margin-bottom: 0"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0"></TD><TD STYLE="width: 0.5in">10.o</TD><TD STYLE="text-align: left">Form of Stock Option and Performance Unit Award Agreement was filed as Exhibit 10 to the Company&rsquo;s
Form 8-K filed on June 23, 2008 and is incorporated herein by reference. (*)</TD></TR></TABLE>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0 0 0 0.5in; text-align: left; text-indent: -0.5in">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin-top: 0; margin-bottom: 0"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0"></TD><TD STYLE="width: 0.5in">10.p</TD><TD STYLE="text-align: left">Description of Director Compensation pursuant to Item 601(b)(10)(iii)(A) of Regulation S-K . (*)</TD></TR></TABLE>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0 0 0 0.5in; text-align: left; text-indent: -0.5in">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin-top: 0; margin-bottom: 0"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0"></TD><TD STYLE="width: 0.5in">10.q</TD><TD STYLE="text-align: left">Purchase and Assumption Agreement among Federal Deposit Insurance Corporation, Receiver of Cooperative
Bank, Federal Deposit Insurance Corporation and First Bank dated as of June 19, 2009 was filed as Exhibit 10.1 to the Company&rsquo;s
Form 8-K filed on June 24, 2009, and is incorporated herein by reference.</TD></TR></TABLE>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0 0 0 0.5in; text-align: left; text-indent: -0.5in">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin-top: 0; margin-bottom: 0"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0"></TD><TD STYLE="width: 0.5in">10.r</TD><TD STYLE="text-align: left">Form of Restricted Stock Award Agreement under the First Bancorp 2007 Equity Plan was filed as Exhibit
10.u to the Company's Annual Report on Form 10-K for the year ended December 31, 2009 and is incorporated herein by reference.
(*)</TD></TR></TABLE>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0 0 0 0.5in; text-align: left; text-indent: -0.5in">&nbsp;</P>

<!-- Field: Page; Sequence: 159 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 2px solid"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif"><TR><TD STYLE="text-align: center; width: 100%"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->159<!-- Field: /Sequence --></TD></TR></TABLE></DIV>
    <DIV STYLE="page-break-before: always; margin-top: 6pt; margin-bottom: 12pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif"><TR><TD STYLE="text-align: left; width: 100%"><A HREF="#toc" STYLE="font-style: italic">Table of Contents</A></TD></TR></TABLE></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0 0 0 0.5in; text-align: left"></P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin-top: 0; margin-bottom: 0"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0"></TD><TD STYLE="width: 0.5in">10.s</TD><TD STYLE="text-align: left">First Bancorp Employees&rsquo; Pension Plan, including amendments, was filed as Exhibit 10.v to the
Company's Annual Report on Form 10-K for the year ended December 31, 2009 and is incorporated herein by reference. (*)</TD></TR></TABLE>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0 0 0 0.5in; text-align: left; text-indent: -0.5in">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin-top: 0; margin-bottom: 0"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0"></TD><TD STYLE="width: 0.5in">10.t</TD><TD STYLE="text-align: left">Purchase and Assumption Agreement among Federal Deposit Insurance Corporation, Receiver of The Bank
of Asheville, Federal Deposit Insurance Corporation and First Bank, dated as of January 21, 2011, was filed as Exhibit 10.1 to
the Company&rsquo;s Current Report on Form 8-K filed on January 26, 2011, and is incorporated herein by reference.</TD></TR></TABLE>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0 0 0 0.5in; text-align: left; text-indent: -0.5in">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin-top: 0; margin-bottom: 0"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0"></TD><TD STYLE="width: 0.5in">10.u</TD><TD STYLE="text-align: left">Securities Purchase Agreement, dated September 1, 2011, between First Bancorp and the Secretary of
the Treasury, with respect to the issuance and sale of Series B Preferred Stock, was filed as Exhibit 10.1 to the Company&rsquo;s
Current Report on Form 8-K filed on September 6, 2011, and is incorporated herein by reference.</TD></TR></TABLE>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0 0 0 0.5in; text-align: left; text-indent: -0.5in">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin-top: 0; margin-bottom: 0"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0"></TD><TD STYLE="width: 0.5in">10.v</TD><TD STYLE="text-align: left">Repurchase Letter Agreement, dated September 1, 2011, between First Bancorp and the United States
Department of the Treasury, with respect to the repurchase and redemption of the Series A Preferred Stock, was filed as Exhibit
10.2 to the Company&rsquo;s Current Report on Form 8-K filed on September 6, 2011 and is incorporated herein by reference.</TD></TR></TABLE>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0 0 0 0.5in; text-align: left; text-indent: -0.5in">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin-top: 0; margin-bottom: 0"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0"></TD><TD STYLE="width: 0.5in">10.w</TD><TD STYLE="text-align: left">Employment Agreement between the Company and Richard H. Moore dated August 28, 2012 was filed as Exhibit
10.a to the Company&rsquo;s Quarterly Report on Form 10-Q for the quarter ended September 30, 2012 and is incorporated herein by
reference. (*)</TD></TR></TABLE>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0 0 0 0.5in; text-align: left; text-indent: -0.5in">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin-top: 0; margin-bottom: 0"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0"></TD><TD STYLE="width: 0.5in">10.x</TD><TD STYLE="text-align: left">Purchase and Assumption Agreement among Four Oaks Bank &amp; Trust Company and Four Oaks Fincorp,
Inc. and First Bank, dated as of September 26, 2012 was filed as Exhibit 10.b to the Company&rsquo;s Quarterly Report on Form 10-Q
for the quarter ended September 30, 2012 and is incorporated herein by reference.</TD></TR></TABLE>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0 0 0 0.5in; text-align: left; text-indent: -0.5in">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin-top: 0; margin-bottom: 0"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0"></TD><TD STYLE="width: 0.5in">10.y</TD><TD STYLE="text-align: left">Securities Purchase Agreement, dated December 21, 2012, between First Bancorp and Purchasers, with
respect to the issuance and sale of common stock and the issuance and sale of Series C Preferred Stock, was filed as Exhibit 10.1
to the Company&rsquo;s Current Report on Form 8-K filed on December 26, 2012 and is incorporated herein by reference.</TD></TR></TABLE>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0 0 0 0.5in; text-align: left; text-indent: -0.5in">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin-top: 0; margin-bottom: 0"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0"></TD><TD STYLE="width: 0.5in">10.z</TD><TD STYLE="text-align: left">Loan Purchase Agreement By and Between First Bank and Violet Portfolio, LLC dated as of January 23,
2013 was filed as Exhibit 10.1 to the Company&rsquo;s Current Report on Form 8-K filed on January 24, 2013, and is incorporated
herein by reference.</TD></TR></TABLE>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0 0 0 0.5in; text-align: left; text-indent: -0.5in">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif; margin-top: 0; margin-bottom: 12pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0"></TD><TD STYLE="width: 0.5in">12</TD><TD STYLE="text-align: left">Computation of Ratio of Earnings to Fixed Charges.</TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin-top: 0; margin-bottom: 0"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0"></TD><TD STYLE="width: 0.5in">21</TD><TD STYLE="text-align: left">List of Subsidiaries of Registrant was filed as Exhibit 21 to the Company&rsquo;s Annual Report on
Form 10-K for the year ended December 31, 2010 and is incorporated herein by reference. </TD></TR></TABLE>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0 0 0 0.5in; text-align: left; text-indent: -0.5in">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin-top: 0; margin-bottom: 0"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0"></TD><TD STYLE="width: 0.5in">23</TD><TD STYLE="text-align: left">Consent of Independent Registered Public Accounting Firm, Elliott Davis, PLLC</TD></TR></TABLE>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0 0 0 0.5in; text-align: left; text-indent: -0.5in">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin-top: 0; margin-bottom: 0"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0"></TD><TD STYLE="width: 0.5in">31.1</TD><TD STYLE="text-align: left">Certification Pursuant to 18 U.S.C. Section 1350, as Adopted Pursuant to Section 302(a) of the Sarbanes-Oxley
Act of 2002.</TD></TR></TABLE>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0 0 0 0.5in; text-align: left; text-indent: -0.5in">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin-top: 0; margin-bottom: 0"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0"></TD><TD STYLE="width: 0.5in">31.2</TD><TD STYLE="text-align: left">Certification Pursuant to 18 U.S.C. Section 1350, as Adopted Pursuant to Section 302(a) of the Sarbanes-Oxley
Act of 2002.</TD></TR></TABLE>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0 0 0 0.5in; text-align: left; text-indent: -0.5in">&nbsp;</P>

<!-- Field: Page; Sequence: 160 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 2px solid"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif"><TR><TD STYLE="text-align: center; width: 100%"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->160<!-- Field: /Sequence --></TD></TR></TABLE></DIV>
    <DIV STYLE="page-break-before: always; margin-top: 6pt; margin-bottom: 12pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif"><TR><TD STYLE="text-align: left; width: 100%"><A HREF="#toc" STYLE="font-style: italic">Table of Contents</A></TD></TR></TABLE></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0 0 0 0.5in; text-align: left"></P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin-top: 0; margin-bottom: 0"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0"></TD><TD STYLE="width: 0.5in">32.1</TD><TD STYLE="text-align: left">Chief Executive Officer Certification Pursuant to 18 U.S.C. Section 1350, as Adopted Pursuant to Section
906 of the Sarbanes-Oxley Act of 2002.</TD></TR></TABLE>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0 0 0 0.5in; text-align: left; text-indent: -0.5in">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin-top: 0; margin-bottom: 0"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0"></TD><TD STYLE="width: 0.5in">32.2</TD><TD STYLE="text-align: left">Chief Financial Officer Certification Pursuant to 18 U.S.C. Section 1350, as Adopted Pursuant to Section
906 of the Sarbanes-Oxley Act of 2002.</TD></TR></TABLE>

<P STYLE="font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif; margin: 0 0 0 0.5in; text-align: justify; text-indent: -0.5in">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin-top: 0; margin-bottom: 0"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0"></TD><TD STYLE="width: 0.5in">101</TD><TD STYLE="text-align: left">The following financial information from the Company&rsquo;s  Annual Report on Form 10-K for
                                                           the year ended December 31, 2012, formatted in eXtensible Business Reporting Language (XBRL): (i) the Consolidated Balance
                                                           Sheets, (ii) the Consolidated Statements of Income (Loss), (iii) the Consolidated Statements of Comprehensive Income (Loss),
                                                           (iv) the Consolidated Statements of Shareholders&rsquo; Equity, (v) the Consolidated Statements of Cash Flows, and (vi) the
                                                           Notes to Consolidated Financial Statements. (1)</TD></TR></TABLE>

<P STYLE="font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif; margin: 0 0 0 0.5in; text-align: justify; text-indent: -0.5in">______________</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin-top: 0; margin-bottom: 0"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0"></TD><TD STYLE="width: 45.35pt">(b)</TD><TD STYLE="text-align: left">Exhibits - see (a)(3) above</TD></TR></TABLE>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0 0 0 45.35pt; text-align: left; text-indent: -45.35pt">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin-top: 0; margin-bottom: 0"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0"></TD><TD STYLE="width: 45.35pt">(c)</TD><TD STYLE="text-align: left">No financial statement schedules are filed herewith.</TD></TR></TABLE>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">&nbsp;</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"><B>Copies of exhibits are available upon
written request to: First Bancorp, Anna G. Hollers, Executive Vice President, P.O. Box 508, Troy, NC 27371</B></P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">&nbsp;</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">&nbsp;</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0 0 0 0.25in; text-align: left"></P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin-top: 0; margin-bottom: 0"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.25in"></TD><TD STYLE="width: 0.25in; border-top: Black 1pt solid">(1)</TD><TD STYLE="text-align: left; border-top: Black 1pt solid">As provided in Rule 406T of Regulation S-T, this information shall not be deemed &ldquo;filed&rdquo;
for purposes of Section 11 and 12 of the Securities Act of 1933 and Section 18 of the Securities Exchange Act of 1934 or otherwise
subject to liability under those sections.</TD></TR></TABLE>


<!-- Field: Page; Sequence: 161 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 2px solid"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif"><TR><TD STYLE="text-align: center; width: 100%"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->161<!-- Field: /Sequence --></TD></TR></TABLE></DIV>
    <DIV STYLE="page-break-before: always; margin-top: 6pt; margin-bottom: 12pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif"><TR><TD STYLE="text-align: left; width: 100%"><A HREF="#toc" STYLE="font-style: italic">Table of Contents</A></TD></TR></TABLE></DIV>
    <!-- Field: /Page -->


<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: center"><A NAME="a_063"></A>SIGNATURES</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left; text-indent: 0.25in">Pursuant to the requirements
of Section 13 or 15(d) of the Securities Exchange Act of 1934, FIRST BANCORP has duly caused this Annual Report on Form 10-K to
be signed on its behalf by the undersigned, thereunto duly authorized, in the City of Troy, and State of North Carolina, on the
15<SUP>th</SUP> day of March 2013.</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"><B>&nbsp;</B></P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: center"><B>First Bancorp</B></P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: center">&nbsp;</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: center">By:<U> /s/ Richard H. Moore</U></P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: center">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Richard H. Moore</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: center">President, Chief Executive Officer and
Treasurer</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left; text-indent: 0.25in">Pursuant to the requirements
of the Securities Exchange Act of 1934, this report has been signed on behalf of the Company by the following persons and in the
capacities and on the dates indicated.</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: center"><B><U>Executive Officers</U></B></P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: center">&nbsp;</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: center"><U>/s/ Richard H. Moore</U></P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: center">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Richard H. Moore</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: center">President, Chief Executive Officer and
Treasurer</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: center">&nbsp;</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: center">&nbsp;</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: center">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font-size: 10pt; width: 100%; border-collapse: collapse">
<TR STYLE="vertical-align: top">
    <TD STYLE="width: 75%; padding-right: 5.4pt; padding-left: 5.4pt">
        <P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify"><U>/s/ Anna G. Hollers</U></P>
        <P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify">Anna G. Hollers</P>
        <P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify">Executive Vice President</P>
        <P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify">Chief Operating Officer / Secretary</P>
        <P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify">March 15, 2013</P></TD>
    <TD STYLE="width: 25%; padding-right: 5.4pt; padding-left: 5.4pt">
        <P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify"><U>/s/ Eric P. Credle</U></P>
        <P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify">Eric P. Credle</P>
        <P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify">Executive Vice President</P>
        <P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify">Chief Financial Officer</P>
        <P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify">(Principal Accounting Officer)</P>
        <P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify">March 15, 2013</P></TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify">&nbsp;</TD>
    <TD STYLE="font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify">&nbsp;</TD></TR>
<TR STYLE="vertical-align: top">
    <TD COLSPAN="2" STYLE="font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center; vertical-align: bottom"><FONT STYLE="font-family: Calibri, Helvetica, Sans-Serif"><B>&nbsp;<U>Board of Directors</U></B></FONT></TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify">&nbsp;</TD>
    <TD STYLE="font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify">&nbsp;</TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt">
        <P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify"><U>/s/ Mary Clara Capel</U></P>
        <P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify">Mary Clara Capel</P>
        <P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify">Chairman of the Board</P>
        <P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify">Director</P>
        <P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify">March 15, 2013</P></TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt">
        <P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify"><U>/s/ Richard H. Moore</U></P>
        <P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify">Richard H. Moore</P>
        <P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify">Director</P>
        <P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify">March 15, 2013</P></TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify">&nbsp;</TD>
    <TD STYLE="font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify">&nbsp;</TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt">
        <P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify"><U>/s/ Daniel T. Blue, Jr.</U></P>
        <P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify">Daniel T. Blue, Jr.</P>
        <P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify">Director</P>
        <P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify">March 15, 2013</P></TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt">
        <P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify"><U>/s/ Jerry L. Ocheltree</U></P>
        <P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify">Jerry L. Ocheltree</P>
        <P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify">Director</P>
        <P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify">March 15, 2013</P></TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify">&nbsp;</TD>
    <TD STYLE="font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify">&nbsp;</TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt">
        <P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify"><U>/s/ Jack D. Briggs</U></P>
        <P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify">Jack D. Briggs</P>
        <P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify">Director</P>
        <P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify">March 15, 2013</P></TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt">
        <P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify"><U>/s/ George R. Perkins, Jr.</U></P>
        <P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify">George R. Perkins, Jr.</P>
        <P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify">Director</P>
        <P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify">March 15, 2013</P></TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify">&nbsp;</TD>
    <TD STYLE="font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify">&nbsp;</TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt">
        <P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify"><U>/s/ R. Walton Brown</U></P>
        <P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify">R. Walton Brown</P>
        <P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify">Director</P>
        <P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify">March 15, 2013</P></TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt">
        <P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify"><U>/s/ Thomas F. Phillips</U></P>
        <P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify">Thomas F. Phillips</P>
        <P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify">Director</P>
        <P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify">March 15, 2013</P></TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify">&nbsp;</TD>
    <TD STYLE="font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify">&nbsp;</TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt">
        <P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify"><U>/s/ David L. Burns</U></P>
        <P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify">David L. Burns</P>
        <P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify">Director</P>
        <P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify">March 15, 2013</P></TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt">
        <P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify"><U>/s/ Frederick L. Taylor II</U></P>
        <P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify">Frederick L. Taylor II</P>
        <P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify">Director</P>
        <P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify">March 15, 2013</P></TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify"></TD></TR></TABLE>

<!-- Field: Page; Sequence: 162 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 2px solid"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif"><TR><TD STYLE="text-align: center; width: 100%"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->162<!-- Field: /Sequence --></TD></TR></TABLE></DIV>
    <DIV STYLE="page-break-before: always; margin-top: 6pt; margin-bottom: 12pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif"><TR><TD STYLE="text-align: left; width: 100%"><A HREF="#toc" STYLE="font-style: italic">Table of Contents</A></TD></TR></TABLE></DIV>
    <!-- Field: /Page -->


<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font-size: 10pt; width: 100%; border-collapse: collapse">
<TR STYLE="vertical-align: top">
    <TD STYLE="font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify; width: 75%">&nbsp;</TD>
    <TD STYLE="font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify; width: 25%">&nbsp;</TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt">
        <P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify"><U>/s/ John F. Burns</U></P>
        <P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify">John F. Burns</P>
        <P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify">Director</P>
        <P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify">March 15, 2013</P></TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt">
        <P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify"><U>/s/ Virginia C. Thomasson</U></P>
        <P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify">Virginia C. Thomasson</P>
        <P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify">Director</P>
        <P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify">March 15, 2013</P></TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify">&nbsp;</TD>
    <TD STYLE="font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify">&nbsp;</TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt">
        <P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify"><U>/s/ James C. Crawford, III</U></P>
        <P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify">James C. Crawford, III</P>
        <P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify">Director</P>
        <P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify">March 15, 2013</P>
        <P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify">&nbsp;</P></TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt">
        <P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify"><U>/s/ Dennis A. Wicker</U></P>
        <P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify">Dennis A. Wicker</P>
        <P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify">Director</P>
        <P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify">March 15, 2013</P></TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify">&nbsp;</TD>
    <TD STYLE="font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify">&nbsp;</TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt">
        <P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify"><U STYLE="text-decoration: none">____________________</U></P>
        <P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify">R. Winston Dozier, Jr.</P>
        <P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify">Director</P>
        <P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify">March 15, 2013</P></TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt">
        <P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify"><U>/s/ John C. Willis</U></P>
        <P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify">John C. Willis</P>
        <P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify">Director</P>
        <P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify">March 15, 2013</P></TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify">&nbsp;</TD>
    <TD STYLE="font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify">&nbsp;</TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt">
        <P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify"><U>/s/ James G. Hudson, Jr.</U></P>
        <P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify">James G. Hudson, Jr.</P>
        <P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify">Director</P>
        <P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify">March 15, 2013</P></TD>
    <TD STYLE="font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify">&nbsp;</TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify">&nbsp;</TD>
    <TD STYLE="font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify">&nbsp;</TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify">&nbsp;</TD>
    <TD STYLE="font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify">&nbsp;</TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify">&nbsp;</TD>
    <TD STYLE="font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify">&nbsp;</TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify">&nbsp;</TD>
    <TD STYLE="font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify">&nbsp;</TD></TR>
</TABLE>

<!-- Field: Page; Sequence: 163 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 2px solid"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif"><TR><TD STYLE="text-align: center; width: 100%"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->163<!-- Field: /Sequence --></TD></TR></TABLE></DIV>
    <DIV STYLE="margin-top: 6pt; margin-bottom: 12pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif"><TR><TD STYLE="text-align: left; width: 100%"></TD></TR></TABLE></DIV>
    <!-- Field: /Page -->




<P STYLE="margin: 0; font-family: Calibri, Helvetica, Sans-Serif"></P>

</BODY>
</HTML>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>EX-10.P
<SEQUENCE>2
<FILENAME>ex10-p.htm
<DESCRIPTION>EX-10.P
<TEXT>
<HTML>
<HEAD>
     <TITLE></TITLE>
</HEAD>
<BODY STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">

<P STYLE="margin: 0"></P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: right">Exhibit 10.p</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: center">Description of Director Compensation
pursuant to</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: center">Item 601(b)(10)(iii)(A) of Regulation
S-K</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: center">&nbsp;</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">The following is a description of Directors
Compensation for First Bancorp (the &ldquo;Company&rdquo;), effective as of January 1, 2013.</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">&nbsp;</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">Each non-employee director earns a base
director fee of $21,000 per year. In addition to the base fee, the chairman of the Company is paid $6,000 annually, the chairman
of First Bank is paid $6,000 annually, the chairman of the Audit Committee is paid $4,000 annually, and all other Audit Committee
members are paid $1,000 annually,</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">&nbsp;</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">Non-employee directors of the Company
also participate in the Company&rsquo;s equity plan. In June of each year, each non-employee director of the Company is expected
to receive a grant of shares of common stock with a value of approximately $16,100.</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">&nbsp;</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">Directors are also entitled to reimbursement
of costs and expenses incurred in connection with attending bank educational conferences.</P>



<P STYLE="margin: 0"></P>

<!-- Field: Page; Sequence: 1 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 2px solid"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif"><TR><TD STYLE="text-align: center; width: 100%">&nbsp;</TD></TR></TABLE></DIV>
    <DIV STYLE="margin-top: 6pt; margin-bottom: 12pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 10pt Times New Roman, Times, Serif"><TR><TD STYLE="text-align: left; width: 100%">&nbsp;</TD></TR></TABLE></DIV>
    <!-- Field: /Page -->

<P STYLE="margin: 0"></P>

</BODY>
</HTML>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>EX-12
<SEQUENCE>3
<FILENAME>ex12.htm
<DESCRIPTION>EX-12
<TEXT>
<HTML>
<HEAD>
     <TITLE></TITLE>
</HEAD>
<BODY STYLE="font: 10pt Times New Roman, Times, Serif">

<P STYLE="margin: 0"></P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: right">Exhibit 12</P>

<P STYLE="font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: center">&nbsp;</P>

<P STYLE="font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: center">FIRST BANCORP</P>

<P STYLE="font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: center">COMPUTATION OF EARNINGS TO FIXED CHARGES
AND PREFERRED SHARE DIVIDENDS</P>

<P STYLE="font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: center">($ in thousands, except for ratios)</P>

<P STYLE="font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: center">(Unaudited)</P>

<P STYLE="font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: center">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="border-collapse: collapse; width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif">
<TR STYLE="vertical-align: bottom">
    <TD NOWRAP STYLE="text-align: center">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="18" NOWRAP STYLE="text-align: center; border-bottom: Black 1pt solid">Years Ended December 31,</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD NOWRAP STYLE="text-align: center">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="text-align: center; border-bottom: Black 1pt solid">2012</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="text-align: center; border-bottom: Black 1pt solid">2011</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="text-align: center; border-bottom: Black 1pt solid">2010</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="text-align: center; border-bottom: Black 1pt solid">2009</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="text-align: center; border-bottom: Black 1pt solid">2008</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD NOWRAP STYLE="text-decoration: underline; text-align: left">Including Interest on Deposits:</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">&nbsp;</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">&nbsp;</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">&nbsp;</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">&nbsp;</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">&nbsp;</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD NOWRAP STYLE="text-align: left">Earnings:</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">&nbsp;</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">&nbsp;</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">&nbsp;</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">&nbsp;</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">&nbsp;</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD NOWRAP STYLE="width: 50%; text-align: left">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Income (loss) before income taxes</TD><TD NOWRAP STYLE="width: 1%">&nbsp;</TD>
    <TD NOWRAP STYLE="width: 1%; text-align: left">$</TD><TD NOWRAP STYLE="width: 7%; text-align: right">(40,358</TD><TD NOWRAP STYLE="width: 1%; text-align: left">)</TD><TD NOWRAP STYLE="width: 1%">&nbsp;</TD>
    <TD NOWRAP STYLE="width: 1%; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="width: 7%; text-align: right">21,012</TD><TD NOWRAP STYLE="width: 1%; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="width: 1%">&nbsp;</TD>
    <TD NOWRAP STYLE="width: 1%; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="width: 7%; text-align: right">14,942</TD><TD NOWRAP STYLE="width: 1%; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="width: 1%">&nbsp;</TD>
    <TD NOWRAP STYLE="width: 1%; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="width: 7%; text-align: right">97,877</TD><TD NOWRAP STYLE="width: 1%; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="width: 1%">&nbsp;</TD>
    <TD NOWRAP STYLE="width: 1%; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="width: 7%; text-align: right">35,125</TD><TD NOWRAP STYLE="width: 1%; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD NOWRAP STYLE="text-align: left; padding-bottom: 1pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Fixed charges</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: right">17,762</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: right">23,973</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: right">32,087</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: right">49,075</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: right">61,483</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD NOWRAP STYLE="text-align: left; padding-bottom: 2.5pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Total earnings (loss)</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; text-align: left">$</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; text-align: right">(22,596</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left">)</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; text-align: right">44,985</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; text-align: right">47,029</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; text-align: right">146,952</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; text-align: right">96,608</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">&nbsp;</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">&nbsp;</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">&nbsp;</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">&nbsp;</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">&nbsp;</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD NOWRAP STYLE="text-align: left">Fixed charges:</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">&nbsp;</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">&nbsp;</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">&nbsp;</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">&nbsp;</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">&nbsp;</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD NOWRAP STYLE="text-align: left">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Interest on deposits</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">$</TD><TD NOWRAP STYLE="text-align: right">15,454</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">21,351</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">29,930</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">45,518</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">53,241</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD NOWRAP STYLE="text-align: left">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Interest on borrowings</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">1,866</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">2,214</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">1,977</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">3,377</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">7,947</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD NOWRAP STYLE="text-align: left">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Amortization of debt issuance costs</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">&mdash;</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">&mdash;</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">&mdash;</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">&mdash;</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">115</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD NOWRAP STYLE="text-align: left; padding-bottom: 1pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Interest portion of rental expense (1)</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: right">442</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: right">408</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: right">180</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: right">180</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: right">180</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD NOWRAP STYLE="text-align: left; padding-bottom: 2.5pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Total fixed charges</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; text-align: left">$</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; text-align: right">17,762</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; text-align: right">23,973</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; text-align: right">32,087</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; text-align: right">49,075</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; text-align: right">61,483</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD NOWRAP STYLE="text-align: left; padding-bottom: 1pt">Preferred dividend requirements</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: right">2,809</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: right">3,234</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: right">3,249</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: right">3,169</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: right">&mdash;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD NOWRAP STYLE="text-align: left; padding-bottom: 2.5pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Total fixed charges and preferred dividends</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; text-align: left">$</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; text-align: right">20,571</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; text-align: right">27,207</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; text-align: right">35,336</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; text-align: right">52,244</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; text-align: right">61,483</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">&nbsp;</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">&nbsp;</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">&nbsp;</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">&nbsp;</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">&nbsp;</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD NOWRAP STYLE="text-align: left">Ratio of earnings (loss) to fixed charges, including interest on deposits</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">(1.27x</TD><TD NOWRAP STYLE="text-align: left">)</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">1.88x</TD><TD NOWRAP STYLE="text-align: left"></TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">1.47x</TD><TD NOWRAP STYLE="text-align: left"></TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">2.99x</TD><TD NOWRAP STYLE="text-align: left"></TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">1.57x</TD><TD NOWRAP STYLE="text-align: left"></TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD NOWRAP STYLE="text-align: left">Ratio of earnings (loss) to fixed charges and preferred dividends, including interest on deposits</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">(1.10x</TD><TD NOWRAP STYLE="text-align: left">)</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">1.65x</TD><TD NOWRAP STYLE="text-align: left"></TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">1.33x</TD><TD NOWRAP STYLE="text-align: left"></TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">2.81x</TD><TD NOWRAP STYLE="text-align: left"></TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">1.57x</TD><TD NOWRAP STYLE="text-align: left"></TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">&nbsp;</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">&nbsp;</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">&nbsp;</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">&nbsp;</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">&nbsp;</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">&nbsp;</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">&nbsp;</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">&nbsp;</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">&nbsp;</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">&nbsp;</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD NOWRAP STYLE="text-decoration: underline; text-align: left">Excluding Interest on Deposits:</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">&nbsp;</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">&nbsp;</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">&nbsp;</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">&nbsp;</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">&nbsp;</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD NOWRAP STYLE="text-align: left">Earnings:</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">&nbsp;</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">&nbsp;</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">&nbsp;</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">&nbsp;</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">&nbsp;</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD NOWRAP STYLE="text-align: left">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Income (loss) before income taxes</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">$</TD><TD NOWRAP STYLE="text-align: right">(40,358</TD><TD NOWRAP STYLE="text-align: left">)</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">21,012</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">14,942</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">97,877</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">35,125</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD NOWRAP STYLE="text-align: left; padding-bottom: 1pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Fixed charges</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: right">2,308</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: right">2,622</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: right">2,157</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: right">3,557</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: right">8,242</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD NOWRAP STYLE="text-align: left; padding-bottom: 2.5pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Total earnings (loss)</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; text-align: left">$</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; text-align: right">(38,050</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left">)</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; text-align: right">23,634</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; text-align: right">17,099</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; text-align: right">101,434</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; text-align: right">43,367</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">&nbsp;</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">&nbsp;</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">&nbsp;</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">&nbsp;</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">&nbsp;</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD NOWRAP STYLE="text-align: left">Fixed charges:</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">&nbsp;</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">&nbsp;</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">&nbsp;</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">&nbsp;</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">&nbsp;</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD NOWRAP STYLE="text-align: left">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Interest on borrowings</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">$</TD><TD NOWRAP STYLE="text-align: right">1,866</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">2,214</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">1,977</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">3,377</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">7,947</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD NOWRAP STYLE="text-align: left">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Amortization of debt issuance costs</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">&mdash;</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">&mdash;</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">&mdash;</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">&mdash;</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">115</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD NOWRAP STYLE="text-align: left; padding-bottom: 1pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Interest portion of rental expense (1)</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: right">442</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: right">408</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: right">180</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: right">180</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: right">180</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD NOWRAP STYLE="text-align: left; padding-bottom: 2.5pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Total fixed charges</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; text-align: left">$</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; text-align: right">2,308</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; text-align: right">2,622</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; text-align: right">2,157</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; text-align: right">3,557</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; text-align: right">8,242</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD NOWRAP STYLE="text-align: left; padding-bottom: 1pt">Preferred dividend requirements</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: right">2,809</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: right">3,234</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: right">3,249</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: right">3,169</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 1pt solid; text-align: right">&mdash;</TD><TD NOWRAP STYLE="padding-bottom: 1pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD NOWRAP STYLE="text-align: left; padding-bottom: 2.5pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Total fixed charges and preferred dividends</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; text-align: left">$</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; text-align: right">5,117</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; text-align: right">5,856</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; text-align: right">5,406</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; text-align: right">6,726</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</TD><TD NOWRAP STYLE="border-bottom: Black 2.5pt double; text-align: right">8,242</TD><TD NOWRAP STYLE="padding-bottom: 2.5pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">&nbsp;</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">&nbsp;</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">&nbsp;</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">&nbsp;</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">&nbsp;</TD><TD NOWRAP STYLE="text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD NOWRAP STYLE="text-align: left">Ratio of earnings (loss) to fixed charges, excluding interest on deposits</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">(16.49x</TD><TD NOWRAP STYLE="text-align: left">)</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">9.01x</TD><TD NOWRAP STYLE="text-align: left"></TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">7.93x</TD><TD NOWRAP STYLE="text-align: left"></TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">28.52x</TD><TD NOWRAP STYLE="text-align: left"></TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">5.26x</TD><TD NOWRAP STYLE="text-align: left"></TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD NOWRAP STYLE="text-align: left">Ratio of earnings (loss) to fixed charges and preferred dividends, excluding interest on deposits</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">(7.44x</TD><TD NOWRAP STYLE="text-align: left">)</TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">4.04x</TD><TD NOWRAP STYLE="text-align: left"></TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">3.16x</TD><TD NOWRAP STYLE="text-align: left"></TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">15.08x</TD><TD NOWRAP STYLE="text-align: left"></TD><TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right">5.26x</TD><TD NOWRAP STYLE="text-align: left"></TD></TR>
</TABLE>

<P STYLE="font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin-top: 0; margin-bottom: 0"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0%"></TD><TD STYLE="width: 0.25in">(1)</TD><TD STYLE="text-align: left">Estimated to be one-third of rental expense.</TD></TR></TABLE>



<P STYLE="margin: 0"></P>

<!-- Field: Page; Sequence: 1 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 2px solid"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif"><TR><TD STYLE="text-align: center; width: 100%">&nbsp;</TD></TR></TABLE></DIV>
    <DIV STYLE="margin-top: 6pt; margin-bottom: 12pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 10pt Times New Roman, Times, Serif"><TR><TD STYLE="text-align: left; width: 100%">&nbsp;</TD></TR></TABLE></DIV>
    <!-- Field: /Page -->

<P STYLE="margin: 0"></P>

</BODY>
</HTML>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>EX-23
<SEQUENCE>4
<FILENAME>ex23.htm
<DESCRIPTION>EX-23
<TEXT>
<HTML>
<HEAD>
     <TITLE></TITLE>
</HEAD>
<BODY STYLE="font: 10pt Times New Roman, Times, Serif">

<P STYLE="margin: 0"></P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: right">&nbsp;</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: right">Exhibit 23</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: right">&nbsp;</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: center"><B>Consent of Independent Registered
Public Accounting Firm </B></P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify">To the Board of Directors</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify">First Bancorp</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify">Troy, North Carolina</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">We consent to the incorporation by reference
in the Registration Statement of First Bancorp on Form S-8 relating to the First Bancorp 2004 Stock Option Plan (File no. 333-118570),
the Registration Statement on Form S-8 relating to additional shares available for issuance under the First Bancorp 1994 Stock
Option Plan (File no. 333-150375), Amendment No. 1 to the Registration Statement on Form S-8 relating to the First Bancorp 1994
Stock Option Plan (File no. 033-82542), the Registration Statement of First Bancorp on Form S-8 relating to the First Bancorp 1994
Stock Option Plan (File no. 333-58668), the Registration Statement on Form S-8 related to the First Bancorp 2007 Equity Plan (File
no. 333-150100), the Registration Statement on Form S-8 related to the Great Pee Dee Bancorp, Inc. stock option plan (File no.
333-150377), the Registration Statement on Form S-3D relating to the First Bancorp Dividend Reinvestment and Common Stock Purchase
Plan (File no. 333-167856), the Registration Statement of First Bancorp on Form S-3 relating to preferred stock associated with
First Bancorp&rsquo;s participation in the United States Treasury&rsquo;s Small Business Lending Fund (File no. 333-177096), and
the Registration Statement of First Bancorp on Form S-3 related to preferred stock associated with a capital raise (File 333-186273)
of our report dated March 14, 2013, relating to our audits of the consolidated balance sheets of First Bancorp and subsidiaries
as of December 31, 2012 and 2011, and the related consolidated statements of income (loss), comprehensive income (loss), shareholders&rsquo;
equity and cash flows for each of the three years in the period ended December 31, 2012, which appears in the December 31, 2012
Annual Report on Form 10-K of First Bancorp.</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font-size: 10pt; width: 100%; border-collapse: collapse">
<TR STYLE="vertical-align: top">
    <TD STYLE="width: 70%; font: 10pt/10.05pt Times New Roman, Times, Serif; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify">&nbsp;</TD>
    <TD STYLE="width: 30%; font: 10pt/10.05pt Times New Roman, Times, Serif; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify"><FONT STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">/s/ Elliott Davis, PLLC</FONT></TD>
    <TD STYLE="width: 0%; font: 10pt/10.05pt Times New Roman, Times, Serif; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify">&nbsp;</TD></TR>
</TABLE>
<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify">Charlotte,  North Carolina</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify">March 14, 2013</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify">&nbsp;</P>



<P STYLE="margin: 0"></P>

<!-- Field: Page; Sequence: 1 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 2px solid"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif"><TR><TD STYLE="text-align: center; width: 100%">&nbsp;</TD></TR></TABLE></DIV>
    <DIV STYLE="margin-top: 6pt; margin-bottom: 12pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 10pt Times New Roman, Times, Serif"><TR><TD STYLE="text-align: left; width: 100%">&nbsp;</TD></TR></TABLE></DIV>
    <!-- Field: /Page -->

<P STYLE="margin: 0"></P>

</BODY>
</HTML>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>EX-31.1
<SEQUENCE>5
<FILENAME>ex31-1.htm
<DESCRIPTION>EX-31.1
<TEXT>
<HTML>
<HEAD>
     <TITLE></TITLE>
</HEAD>
<BODY STYLE="font: 10pt Times New Roman, Times, Serif">

<P STYLE="margin: 0"></P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: right">Exhibit 31.1</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: center">Chief Executive Officer Certification
Pursuant to 18 U.S.C. Section 1350,</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: center">As Adopted Pursuant to Section 302(a)
of the Sarbanes-Oxley Act of 2002</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">I, Richard H. Moore, certify that:</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif; margin-top: 0; margin-bottom: 0"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.25in"></TD><TD STYLE="width: 0.25in">1.</TD><TD STYLE="text-align: justify">I have reviewed this Form 10-K of First Bancorp;</TD></TR></TABLE>

<P STYLE="font: 10pt Calibri, Helvetica, Sans-Serif; margin: 0 0 0 31.5pt; text-indent: -19.5pt">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif; margin-top: 0; margin-bottom: 0"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.25in"></TD><TD STYLE="width: 0.25in">2.</TD><TD STYLE="text-align: justify">Based on my knowledge, this report does not contain any untrue statement of a material fact or
omit to state a material fact necessary to make the statements made, in light of the circumstances under which such statements
were made, not misleading with respect to the period covered by this report;</TD></TR></TABLE>

<P STYLE="font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif; margin: 0 0 0 31.5pt; text-align: justify; text-indent: -19.5pt">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif; margin-top: 0; margin-bottom: 0"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.25in"></TD><TD STYLE="width: 0.25in">3.</TD><TD STYLE="text-align: left">Based on my knowledge, the financial statements, and other financial information included in this
report, fairly present in all material respects the financial condition, results of operations and cash flows of the registrant
as of, and for, the periods presented in this report;</TD></TR></TABLE>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0 0 0 31.5pt; text-align: left; text-indent: -19.5pt">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif; margin-top: 0; margin-bottom: 0"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.25in"></TD><TD STYLE="width: 0.25in">4.</TD><TD STYLE="text-align: left">The registrant&rsquo;s other certifying officer and I are responsible for establishing and maintaining
disclosure controls and procedures (as defined in Exchange Act Rules&nbsp;13a-15(e) and 15d-15(e)) and internal control over financial
reporting (as defined in Exchange Act Rules 13a-15(f) and 15d-15(f)) for the registrant and have:</TD></TR></TABLE>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin-top: 0; margin-bottom: 0"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.5in"></TD><TD STYLE="width: 0.25in">(a)</TD><TD STYLE="text-align: left">Designed such disclosure controls and procedures, or caused such disclosure controls and procedures
to be designed under our supervision, to ensure that material information relating to the registrant, including its consolidated
subsidiaries, is made known to us by others within those entities, particularly during the period in which this report is being
prepared;</TD></TR></TABLE>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin-top: 0; margin-bottom: 0"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.5in"></TD><TD STYLE="width: 0.25in">(b)</TD><TD STYLE="text-align: left">Designed such internal control over financial reporting, or caused such internal control over financial
reporting to be designed under our supervision, to provide reasonable assurance regarding the reliability of financial reporting
and the preparation of financial statements for external purposes in accordance with generally accepted accounting principles;</TD></TR></TABLE>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin-top: 0; margin-bottom: 0"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.5in"></TD><TD STYLE="width: 0.25in">(c)</TD><TD STYLE="text-align: left">Evaluated the effectiveness of the registrant&rsquo;s disclosure controls and procedures and presented
in this report our conclusions about the effectiveness of the disclosure controls and procedures, as of the end of the period covered
by this report based on such evaluation; and</TD></TR></TABLE>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin-top: 0; margin-bottom: 0"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.5in"></TD><TD STYLE="width: 0.25in">(d)</TD><TD STYLE="text-align: left">Disclosed in this report any change in the registrant&rsquo;s internal control over financial reporting
that occurred during the registrant&rsquo;s most recent fiscal quarter (the registrant&rsquo;s fourth fiscal quarter in the case
of an annual report) that has materially affected, or is reasonably likely to materially affect, the registrant&rsquo;s internal
control over financial reporting; and</TD></TR></TABLE>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif; margin-top: 0; margin-bottom: 0"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.25in"></TD><TD STYLE="width: 0.25in">5.</TD><TD STYLE="text-align: left">The registrant&rsquo;s other certifying officer and I have disclosed, based on our most recent evaluation
of internal control over financial reporting, to the registrant&rsquo;s auditors and the audit committee of registrant&rsquo;s
board of directors:</TD></TR></TABLE>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin-top: 0; margin-bottom: 0"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.5in"></TD><TD STYLE="width: 0.25in">(a)</TD><TD STYLE="text-align: left">All significant deficiencies and material weaknesses in the design or operation of internal control
over financial reporting which are reasonably likely to adversely affect the registrant&rsquo;s ability to record, process, summarize
and report financial information; and</TD></TR></TABLE>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0 0 0 45pt; text-align: left; text-indent: -0.25in">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin-top: 0; margin-bottom: 0"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.5in"></TD><TD STYLE="width: 0.25in">(b)</TD><TD STYLE="text-align: left">Any fraud, whether or not material, that involves management or other employees who have a significant
role in the registrant&rsquo;s internal control over financial reporting.</TD></TR></TABLE>

<P STYLE="font: 10pt Calibri, Helvetica, Sans-Serif; margin: 0">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="width: 100%; border-collapse: collapse; font-size: 10pt">
<TR STYLE="vertical-align: top">
    <TD STYLE="width: 63%"><FONT STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">March 15, 2013</FONT></TD>
    <TD STYLE="width: 37%"><FONT STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">/s/ Richard H. Moore</FONT></TD></TR>
<TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD><FONT STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">Richard H. Moore</FONT></TD></TR>
<TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD><FONT STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">Chief Executive Officer</FONT></TD></TR>
</TABLE>


<P STYLE="margin: 0"></P>

<!-- Field: Page; Sequence: 1 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 2px solid"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif"><TR><TD STYLE="text-align: center; width: 100%">&nbsp;</TD></TR></TABLE></DIV>
    <DIV STYLE="margin-top: 6pt; margin-bottom: 12pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 10pt Times New Roman, Times, Serif"><TR><TD STYLE="text-align: left; width: 100%">&nbsp;</TD></TR></TABLE></DIV>
    <!-- Field: /Page -->

<P STYLE="margin: 0"></P>

</BODY>
</HTML>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>EX-31.2
<SEQUENCE>6
<FILENAME>ex31-2.htm
<DESCRIPTION>EX-31.2
<TEXT>
<HTML>
<HEAD>
     <TITLE></TITLE>
</HEAD>
<BODY STYLE="font: 10pt Times New Roman, Times, Serif">

<P STYLE="margin: 0"></P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: right">Exhibit 31.2</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: center">Chief Financial Officer Certification
Pursuant to 18 U.S.C. Section 1350,</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: center">As Adopted Pursuant to Section 302(a)
of the Sarbanes-Oxley Act of 2002</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: center">&nbsp;</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">I, Eric P. Credle, certify that:</P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif; margin-top: 0; margin-bottom: 0"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.25in"></TD><TD STYLE="width: 0.25in">1.</TD><TD STYLE="text-align: justify">I have reviewed this Form 10-K of First Bancorp;</TD></TR></TABLE>

<P STYLE="font: 10pt Calibri, Helvetica, Sans-Serif; margin: 0 0 0 31.5pt; text-indent: -19.5pt">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif; margin-top: 0; margin-bottom: 0"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.25in"></TD><TD STYLE="width: 0.25in">2.</TD><TD STYLE="text-align: justify">Based on my knowledge, this report does not contain any untrue statement of a material fact or
omit to state a material fact necessary to make the statements made, in light of the circumstances under which such statements
were made, not misleading with respect to the period covered by this report;</TD></TR></TABLE>

<P STYLE="font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif; margin: 0 0 0 31.5pt; text-align: justify; text-indent: -19.5pt">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif; margin-top: 0; margin-bottom: 0"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.25in"></TD><TD STYLE="width: 0.25in">3.</TD><TD STYLE="text-align: left">Based on my knowledge, the financial statements, and other financial information included in this
report, fairly present in all material respects the financial condition, results of operations and cash flows of the registrant
as of, and for, the periods presented in this report;</TD></TR></TABLE>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0 0 0 31.5pt; text-align: left; text-indent: -19.5pt">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif; margin-top: 0; margin-bottom: 0"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.25in"></TD><TD STYLE="width: 0.25in">4.</TD><TD STYLE="text-align: left">The registrant&rsquo;s other certifying officer and I are responsible for establishing and maintaining
disclosure controls and procedures (as defined in Exchange Act Rules&nbsp;13a-15(e) and 15d-15(e)) and internal control over financial
reporting (as defined in Exchange Act Rules 13a-15(f) and 15d-15(f)) for the registrant and have:</TD></TR></TABLE>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin-top: 0; margin-bottom: 0"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.5in"></TD><TD STYLE="width: 0.25in">(a)</TD><TD STYLE="text-align: left">Designed such disclosure controls and procedures, or caused such disclosure controls and procedures
to be designed under our supervision, to ensure that material information relating to the registrant, including its consolidated
subsidiaries, is made known to us by others within those entities, particularly during the period in which this report is being
prepared;</TD></TR></TABLE>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin-top: 0; margin-bottom: 0"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.5in"></TD><TD STYLE="width: 0.25in">(b)</TD><TD STYLE="text-align: left">Designed such internal control over financial reporting, or caused such internal control over financial
reporting to be designed under our supervision, to provide reasonable assurance regarding the reliability of financial reporting
and the preparation of financial statements for external purposes in accordance with generally accepted accounting principles;</TD></TR></TABLE>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin-top: 0; margin-bottom: 0"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.5in"></TD><TD STYLE="width: 0.25in">(c)</TD><TD STYLE="text-align: left">Evaluated the effectiveness of the registrant&rsquo;s disclosure controls and procedures and presented
in this report our conclusions about the effectiveness of the disclosure controls and procedures, as of the end of the period covered
by this report based on such evaluation; and</TD></TR></TABLE>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin-top: 0; margin-bottom: 0"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.5in"></TD><TD STYLE="width: 0.25in">(d)</TD><TD STYLE="text-align: left">Disclosed in this report any change in the registrant&rsquo;s internal control over financial reporting
that occurred during the registrant&rsquo;s most recent fiscal quarter (the registrant&rsquo;s fourth fiscal quarter in the case
of an annual report) that has materially affected, or is reasonably likely to materially affect, the registrant&rsquo;s internal
control over financial reporting; and</TD></TR></TABLE>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif; margin-top: 0; margin-bottom: 0"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.25in"></TD><TD STYLE="width: 0.25in">5.</TD><TD STYLE="text-align: left">The registrant&rsquo;s other certifying officer and I have disclosed, based on our most recent evaluation
of internal control over financial reporting, to the registrant&rsquo;s auditors and the audit committee of registrant&rsquo;s
board of directors:</TD></TR></TABLE>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin-top: 0; margin-bottom: 0"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.5in"></TD><TD STYLE="width: 0.25in">(a)</TD><TD STYLE="text-align: left">All significant deficiencies and material weaknesses in the design or operation of internal control
over financial reporting which are reasonably likely to adversely affect the registrant&rsquo;s ability to record, process, summarize
and report financial information; and</TD></TR></TABLE>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0 0 0 45pt; text-align: left; text-indent: -0.25in">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin-top: 0; margin-bottom: 0"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.5in"></TD><TD STYLE="width: 0.25in">(b)</TD><TD STYLE="text-align: left">Any fraud, whether or not material, that involves management or other employees who have a significant
role in the registrant&rsquo;s internal control over financial reporting.</TD></TR></TABLE>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">&nbsp;</P>

<P STYLE="font: 10pt Calibri, Helvetica, Sans-Serif; margin: 0">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="width: 100%; border-collapse: collapse; font-size: 10pt">
<TR STYLE="vertical-align: top">
    <TD STYLE="width: 63%"><FONT STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">March 15, 2013</FONT></TD>
    <TD STYLE="width: 37%"><FONT STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">/s/ Eric P. Credle</FONT></TD></TR>
<TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD><FONT STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">Eric P. Credle</FONT></TD></TR>
<TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD><FONT STYLE="font: 10pt Calibri, Helvetica, Sans-Serif">Chief Financial Officer</FONT></TD></TR>
</TABLE>


<P STYLE="margin: 0"></P>

<!-- Field: Page; Sequence: 1 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 2px solid"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif"><TR><TD STYLE="text-align: center; width: 100%">&nbsp;</TD></TR></TABLE></DIV>
    <DIV STYLE="margin-top: 6pt; margin-bottom: 12pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 10pt Times New Roman, Times, Serif"><TR><TD STYLE="text-align: left; width: 100%">&nbsp;</TD></TR></TABLE></DIV>
    <!-- Field: /Page -->

<P STYLE="margin: 0"></P>

</BODY>
</HTML>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>EX-32.1
<SEQUENCE>7
<FILENAME>ex32-1.htm
<DESCRIPTION>EX-32.1
<TEXT>
<HTML>
<HEAD>
     <TITLE></TITLE>
</HEAD>
<BODY STYLE="font: 10pt Times New Roman, Times, Serif">

<P STYLE="margin: 0"></P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0 0 0 0.25in; text-align: right; text-indent: -0.25in">Exhibit
32.1</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0 0 0 0.25in; text-align: right; text-indent: -0.25in">&nbsp;</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0 0 0 0.25in; text-align: center; text-indent: -0.25in">Chief
Executive Officer</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0 0 0 0.25in; text-align: center; text-indent: -0.25in">Certification
Pursuant to 18 U.S.C. Section 1350,</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0 0 0 0.25in; text-align: center; text-indent: -0.25in">as
Adopted Pursuant to</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0 0 0 0.25in; text-align: center; text-indent: -0.25in">Section
906 of the Sarbanes-Oxley Act of 2002</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0 0 0 0.25in; text-align: center; text-indent: -0.25in">&nbsp;</P>

<P STYLE="font: 10pt Calibri, Helvetica, Sans-Serif; text-indent: 0.25in; margin-right: 0">In connection with the Annual Report
of First Bancorp (the &quot;Company&quot;) on Form 10-K for the period ending December 31, 2012 as filed with the Securities and
Exchange Commission on the date hereof (the &quot;Report&quot;), I, Richard H. Moore, Chief Executive Officer of the Company, certify,
pursuant to 18 U.S.C. Section 1350, as adopted pursuant to Section 906 of the Sarbanes-Oxley Act of 2002, that, to my knowledge:</P>

<P STYLE="font: 10pt Calibri, Helvetica, Sans-Serif; text-indent: 0.25in; margin-right: 0">(1) The Report fully complies with the
requirements of Section 13(a) or 15(d) of the Securities Exchange Act of 1934; and</P>

<P STYLE="font: 10pt Calibri, Helvetica, Sans-Serif; text-indent: 0.25in; margin-right: 0">(2) The information contained in the
Report fairly presents, in all material respects, the financial condition and results of operations of the Company.</P>

<P STYLE="font: 10pt Calibri, Helvetica, Sans-Serif; margin-right: 0; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Calibri, Helvetica, Sans-Serif; margin-right: 0">/s/ Richard H. Moore<BR>
Richard H. Moore<BR>
Chief Executive Officer<BR>
March 15, 2013</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0 0 0 0.25in; text-align: justify; text-indent: -0.25in">&nbsp;</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0 0 0 0.25in; text-align: justify; text-indent: -0.25in">&nbsp;</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify">A signed original of this written statement
required by Section 906, or other document authenticating, acknowledging, or otherwise adopting the signature that appears in typed
form within the electronic version of this written statement required by Section 906 has been provided to First Bancorp and will
be retained by First Bancorp and furnished to the Securities and Exchange Commission or its staff upon request.</P>



<P STYLE="margin: 0"></P>

<!-- Field: Page; Sequence: 1 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 2px solid"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif"><TR><TD STYLE="text-align: center; width: 100%">&nbsp;</TD></TR></TABLE></DIV>
    <DIV STYLE="margin-top: 6pt; margin-bottom: 12pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 10pt Times New Roman, Times, Serif"><TR><TD STYLE="text-align: left; width: 100%">&nbsp;</TD></TR></TABLE></DIV>
    <!-- Field: /Page -->

<P STYLE="margin: 0"></P>

</BODY>
</HTML>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>EX-32.2
<SEQUENCE>8
<FILENAME>ex32-2.htm
<DESCRIPTION>EX-32.2
<TEXT>
<HTML>
<HEAD>
     <TITLE></TITLE>
</HEAD>
<BODY STYLE="font: 10pt Times New Roman, Times, Serif">

<P STYLE="margin: 0"></P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0 0 0 0.25in; text-align: right; text-indent: -0.25in">Exhibit
32.2</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0 0 0 0.25in; text-align: right; text-indent: -0.25in">&nbsp;</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0 0 0 0.25in; text-align: center; text-indent: -0.25in">Chief
Financial Officer</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0 0 0 0.25in; text-align: center; text-indent: -0.25in">Certification
Pursuant to 18 U.S.C. Section 1350,</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0 0 0 0.25in; text-align: center; text-indent: -0.25in">as
Adopted Pursuant to</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0 0 0 0.25in; text-align: center; text-indent: -0.25in">Section
906 of the Sarbanes-Oxley Act of 2002</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0 0 0 0.25in; text-align: left; text-indent: -0.25in">&nbsp;</P>

<P STYLE="font: 10pt Calibri, Helvetica, Sans-Serif; text-indent: 0.25in; margin-right: 0">In connection with the Annual Report
of First Bancorp (the &quot;Company&quot;) on Form 10-K for the period ending December 31, 2012 as filed with the Securities and
Exchange Commission on the date hereof (the &quot;Report&quot;), I, Eric P. Credle, Chief Financial Officer of the Company, certify,
pursuant to 18 U.S.C. Section 1350, as adopted pursuant to Section 906 of the Sarbanes-Oxley Act of 2002, that, to my knowledge:</P>

<P STYLE="font: 10pt Calibri, Helvetica, Sans-Serif; text-indent: 0.25in; margin-right: 0">(1) The Report fully complies with the
requirements of Section 13(a) or 15(d) of the Securities Exchange Act of 1934; and</P>

<P STYLE="font: 10pt Calibri, Helvetica, Sans-Serif; text-indent: 0.25in; margin-right: 0">(2) The information contained in the
Report fairly presents, in all material respects, the financial condition and results of operations of the Company.</P>

<P STYLE="font: 10pt Calibri, Helvetica, Sans-Serif; margin-right: 0; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">/s/ Eric P. Credle<BR>
Eric P. Credle<BR>
Chief Financial Officer<BR>
March 15, 2013</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">&nbsp;</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">&nbsp;</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">A signed original of this written statement
required by Section 906, or other document authenticating, acknowledging, or otherwise adopting the signature that appears in typed
form within the electronic version of this written statement required by Section 906 has been provided to First Bancorp and will
be retained by First Bancorp and furnished to the Securities and Exchange Commission or its staff upon request.</P>

<P STYLE="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify">&nbsp;</P>



<P STYLE="margin: 0"></P>

<!-- Field: Page; Sequence: 1 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 2px solid"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif"><TR><TD STYLE="text-align: center; width: 100%">&nbsp;</TD></TR></TABLE></DIV>
    <DIV STYLE="margin-top: 6pt; margin-bottom: 12pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 10pt Times New Roman, Times, Serif"><TR><TD STYLE="text-align: left; width: 100%">&nbsp;</TD></TR></TABLE></DIV>
    <!-- Field: /Page -->

<P STYLE="margin: 0"></P>

</BODY>
</HTML>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>EX-101.INS
<SEQUENCE>9
<FILENAME>fbp-20121231.xml
<DESCRIPTION>XBRL INSTANCE FILE
<TEXT>
<XBRL>
<?xml version="1.0" encoding="US-ASCII" ?>
    <!-- Field: Doc-Info; Name: Generator; Value: GoFiler Complete; Version: 3.4c -->
    <!-- Field: Doc-Info; Name: VendorURI; Value: http://www.novaworks.co -->
    <!-- Field: Doc-Info; Name: Source; Value: FBP_12312012 (3).xfr; Date: 2013/03/15T19:58:12 -->
    <!-- Field: Doc-Info; Name: Status; Value: 0x80030001 -->
<xbrli:xbrl xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance" xmlns:xlink="http://www.w3.org/1999/xlink" xmlns:link="http://www.xbrl.org/2003/linkbase" xmlns:xbrli="http://www.xbrl.org/2003/instance" xmlns:xbrldt="http://xbrl.org/2005/xbrldt" xmlns:xbrldi="http://xbrl.org/2006/xbrldi" xmlns:dei="http://xbrl.sec.gov/dei/2012-01-31" xmlns:ref="http://www.xbrl.org/2006/ref" xmlns:iso4217="http://www.xbrl.org/2003/iso4217" xmlns:us-gaap="http://fasb.org/us-gaap/2012-01-31" xmlns:us-roles="http://fasb.org/us-roles/2012-01-31" xmlns:nonnum="http://www.xbrl.org/dtr/type/non-numeric" xmlns:num="http://www.xbrl.org/dtr/type/numeric" xmlns:us-types="http://fasb.org/us-types/2012-01-31" xmlns:FBP="http://firstbancorp.com/20121231">
    <link:schemaRef xlink:href="fbp-20121231.xsd" xlink:type="simple" />
    <xbrli:context id="AsOf2011-12-31">
      <xbrli:entity>
        <xbrli:identifier scheme="http://www.sec.gov/CIK">0000811589</xbrli:identifier>
      </xbrli:entity>
      <xbrli:period>
        <xbrli:instant>2011-12-31</xbrli:instant>
      </xbrli:period>
    </xbrli:context>
    <xbrli:context id="AsOf2010-12-31">
      <xbrli:entity>
        <xbrli:identifier scheme="http://www.sec.gov/CIK">0000811589</xbrli:identifier>
      </xbrli:entity>
      <xbrli:period>
        <xbrli:instant>2010-12-31</xbrli:instant>
      </xbrli:period>
    </xbrli:context>
    <xbrli:context id="AsOf2012-12-31">
      <xbrli:entity>
        <xbrli:identifier scheme="http://www.sec.gov/CIK">0000811589</xbrli:identifier>
      </xbrli:entity>
      <xbrli:period>
        <xbrli:instant>2012-12-31</xbrli:instant>
      </xbrli:period>
    </xbrli:context>
    <xbrli:context id="From2012-01-01to2012-12-31">
      <xbrli:entity>
        <xbrli:identifier scheme="http://www.sec.gov/CIK">0000811589</xbrli:identifier>
      </xbrli:entity>
      <xbrli:period>
        <xbrli:startDate>2012-01-01</xbrli:startDate>
        <xbrli:endDate>2012-12-31</xbrli:endDate>
      </xbrli:period>
    </xbrli:context>
    <xbrli:context id="From2011-01-01to2011-12-31_PreferredStockMember">
      <xbrli:entity>
        <xbrli:identifier scheme="http://www.sec.gov/CIK">0000811589</xbrli:identifier>
        <xbrli:segment>
          <xbrldi:explicitMember dimension="us-gaap:StatementEquityComponentsAxis">us-gaap:PreferredStockMember</xbrldi:explicitMember>
        </xbrli:segment>
      </xbrli:entity>
      <xbrli:period>
        <xbrli:startDate>2011-01-01</xbrli:startDate>
        <xbrli:endDate>2011-12-31</xbrli:endDate>
      </xbrli:period>
    </xbrli:context>
    <xbrli:context id="From2012-01-01to2012-12-31_PreferredStockMember">
      <xbrli:entity>
        <xbrli:identifier scheme="http://www.sec.gov/CIK">0000811589</xbrli:identifier>
        <xbrli:segment>
          <xbrldi:explicitMember dimension="us-gaap:StatementEquityComponentsAxis">us-gaap:PreferredStockMember</xbrldi:explicitMember>
        </xbrli:segment>
      </xbrli:entity>
      <xbrli:period>
        <xbrli:startDate>2012-01-01</xbrli:startDate>
        <xbrli:endDate>2012-12-31</xbrli:endDate>
      </xbrli:period>
    </xbrli:context>
    <xbrli:context id="AsOf2010-12-31_PreferredStockMember">
      <xbrli:entity>
        <xbrli:identifier scheme="http://www.sec.gov/CIK">0000811589</xbrli:identifier>
        <xbrli:segment>
          <xbrldi:explicitMember dimension="us-gaap:StatementEquityComponentsAxis">us-gaap:PreferredStockMember</xbrldi:explicitMember>
        </xbrli:segment>
      </xbrli:entity>
      <xbrli:period>
        <xbrli:instant>2010-12-31</xbrli:instant>
      </xbrli:period>
    </xbrli:context>
    <xbrli:context id="AsOf2011-12-31_PreferredStockMember">
      <xbrli:entity>
        <xbrli:identifier scheme="http://www.sec.gov/CIK">0000811589</xbrli:identifier>
        <xbrli:segment>
          <xbrldi:explicitMember dimension="us-gaap:StatementEquityComponentsAxis">us-gaap:PreferredStockMember</xbrldi:explicitMember>
        </xbrli:segment>
      </xbrli:entity>
      <xbrli:period>
        <xbrli:instant>2011-12-31</xbrli:instant>
      </xbrli:period>
    </xbrli:context>
    <xbrli:context id="AsOf2012-12-31_PreferredStockMember">
      <xbrli:entity>
        <xbrli:identifier scheme="http://www.sec.gov/CIK">0000811589</xbrli:identifier>
        <xbrli:segment>
          <xbrldi:explicitMember dimension="us-gaap:StatementEquityComponentsAxis">us-gaap:PreferredStockMember</xbrldi:explicitMember>
        </xbrli:segment>
      </xbrli:entity>
      <xbrli:period>
        <xbrli:instant>2012-12-31</xbrli:instant>
      </xbrli:period>
    </xbrli:context>
    <xbrli:context id="From2011-01-01to2011-12-31_CommonStockMember">
      <xbrli:entity>
        <xbrli:identifier scheme="http://www.sec.gov/CIK">0000811589</xbrli:identifier>
        <xbrli:segment>
          <xbrldi:explicitMember dimension="us-gaap:StatementEquityComponentsAxis">us-gaap:CommonStockMember</xbrldi:explicitMember>
        </xbrli:segment>
      </xbrli:entity>
      <xbrli:period>
        <xbrli:startDate>2011-01-01</xbrli:startDate>
        <xbrli:endDate>2011-12-31</xbrli:endDate>
      </xbrli:period>
    </xbrli:context>
    <xbrli:context id="From2012-01-01to2012-12-31_CommonStockMember">
      <xbrli:entity>
        <xbrli:identifier scheme="http://www.sec.gov/CIK">0000811589</xbrli:identifier>
        <xbrli:segment>
          <xbrldi:explicitMember dimension="us-gaap:StatementEquityComponentsAxis">us-gaap:CommonStockMember</xbrldi:explicitMember>
        </xbrli:segment>
      </xbrli:entity>
      <xbrli:period>
        <xbrli:startDate>2012-01-01</xbrli:startDate>
        <xbrli:endDate>2012-12-31</xbrli:endDate>
      </xbrli:period>
    </xbrli:context>
    <xbrli:context id="AsOf2010-12-31_CommonStockMember">
      <xbrli:entity>
        <xbrli:identifier scheme="http://www.sec.gov/CIK">0000811589</xbrli:identifier>
        <xbrli:segment>
          <xbrldi:explicitMember dimension="us-gaap:StatementEquityComponentsAxis">us-gaap:CommonStockMember</xbrldi:explicitMember>
        </xbrli:segment>
      </xbrli:entity>
      <xbrli:period>
        <xbrli:instant>2010-12-31</xbrli:instant>
      </xbrli:period>
    </xbrli:context>
    <xbrli:context id="AsOf2011-12-31_CommonStockMember">
      <xbrli:entity>
        <xbrli:identifier scheme="http://www.sec.gov/CIK">0000811589</xbrli:identifier>
        <xbrli:segment>
          <xbrldi:explicitMember dimension="us-gaap:StatementEquityComponentsAxis">us-gaap:CommonStockMember</xbrldi:explicitMember>
        </xbrli:segment>
      </xbrli:entity>
      <xbrli:period>
        <xbrli:instant>2011-12-31</xbrli:instant>
      </xbrli:period>
    </xbrli:context>
    <xbrli:context id="AsOf2012-12-31_CommonStockMember">
      <xbrli:entity>
        <xbrli:identifier scheme="http://www.sec.gov/CIK">0000811589</xbrli:identifier>
        <xbrli:segment>
          <xbrldi:explicitMember dimension="us-gaap:StatementEquityComponentsAxis">us-gaap:CommonStockMember</xbrldi:explicitMember>
        </xbrli:segment>
      </xbrli:entity>
      <xbrli:period>
        <xbrli:instant>2012-12-31</xbrli:instant>
      </xbrli:period>
    </xbrli:context>
    <xbrli:context id="From2011-01-01to2011-12-31_RetainedEarningsMember">
      <xbrli:entity>
        <xbrli:identifier scheme="http://www.sec.gov/CIK">0000811589</xbrli:identifier>
        <xbrli:segment>
          <xbrldi:explicitMember dimension="us-gaap:StatementEquityComponentsAxis">us-gaap:RetainedEarningsMember</xbrldi:explicitMember>
        </xbrli:segment>
      </xbrli:entity>
      <xbrli:period>
        <xbrli:startDate>2011-01-01</xbrli:startDate>
        <xbrli:endDate>2011-12-31</xbrli:endDate>
      </xbrli:period>
    </xbrli:context>
    <xbrli:context id="From2012-01-01to2012-12-31_RetainedEarningsMember">
      <xbrli:entity>
        <xbrli:identifier scheme="http://www.sec.gov/CIK">0000811589</xbrli:identifier>
        <xbrli:segment>
          <xbrldi:explicitMember dimension="us-gaap:StatementEquityComponentsAxis">us-gaap:RetainedEarningsMember</xbrldi:explicitMember>
        </xbrli:segment>
      </xbrli:entity>
      <xbrli:period>
        <xbrli:startDate>2012-01-01</xbrli:startDate>
        <xbrli:endDate>2012-12-31</xbrli:endDate>
      </xbrli:period>
    </xbrli:context>
    <xbrli:context id="AsOf2010-12-31_RetainedEarningsMember">
      <xbrli:entity>
        <xbrli:identifier scheme="http://www.sec.gov/CIK">0000811589</xbrli:identifier>
        <xbrli:segment>
          <xbrldi:explicitMember dimension="us-gaap:StatementEquityComponentsAxis">us-gaap:RetainedEarningsMember</xbrldi:explicitMember>
        </xbrli:segment>
      </xbrli:entity>
      <xbrli:period>
        <xbrli:instant>2010-12-31</xbrli:instant>
      </xbrli:period>
    </xbrli:context>
    <xbrli:context id="AsOf2011-12-31_RetainedEarningsMember">
      <xbrli:entity>
        <xbrli:identifier scheme="http://www.sec.gov/CIK">0000811589</xbrli:identifier>
        <xbrli:segment>
          <xbrldi:explicitMember dimension="us-gaap:StatementEquityComponentsAxis">us-gaap:RetainedEarningsMember</xbrldi:explicitMember>
        </xbrli:segment>
      </xbrli:entity>
      <xbrli:period>
        <xbrli:instant>2011-12-31</xbrli:instant>
      </xbrli:period>
    </xbrli:context>
    <xbrli:context id="AsOf2012-12-31_RetainedEarningsMember">
      <xbrli:entity>
        <xbrli:identifier scheme="http://www.sec.gov/CIK">0000811589</xbrli:identifier>
        <xbrli:segment>
          <xbrldi:explicitMember dimension="us-gaap:StatementEquityComponentsAxis">us-gaap:RetainedEarningsMember</xbrldi:explicitMember>
        </xbrli:segment>
      </xbrli:entity>
      <xbrli:period>
        <xbrli:instant>2012-12-31</xbrli:instant>
      </xbrli:period>
    </xbrli:context>
    <xbrli:context id="From2011-01-01to2011-12-31_AccumulatedOtherComprehensiveIncomeMember">
      <xbrli:entity>
        <xbrli:identifier scheme="http://www.sec.gov/CIK">0000811589</xbrli:identifier>
        <xbrli:segment>
          <xbrldi:explicitMember dimension="us-gaap:StatementEquityComponentsAxis">us-gaap:AccumulatedOtherComprehensiveIncomeMember</xbrldi:explicitMember>
        </xbrli:segment>
      </xbrli:entity>
      <xbrli:period>
        <xbrli:startDate>2011-01-01</xbrli:startDate>
        <xbrli:endDate>2011-12-31</xbrli:endDate>
      </xbrli:period>
    </xbrli:context>
    <xbrli:context id="From2012-01-01to2012-12-31_AccumulatedOtherComprehensiveIncomeMember">
      <xbrli:entity>
        <xbrli:identifier scheme="http://www.sec.gov/CIK">0000811589</xbrli:identifier>
        <xbrli:segment>
          <xbrldi:explicitMember dimension="us-gaap:StatementEquityComponentsAxis">us-gaap:AccumulatedOtherComprehensiveIncomeMember</xbrldi:explicitMember>
        </xbrli:segment>
      </xbrli:entity>
      <xbrli:period>
        <xbrli:startDate>2012-01-01</xbrli:startDate>
        <xbrli:endDate>2012-12-31</xbrli:endDate>
      </xbrli:period>
    </xbrli:context>
    <xbrli:context id="AsOf2010-12-31_AccumulatedOtherComprehensiveIncomeMember">
      <xbrli:entity>
        <xbrli:identifier scheme="http://www.sec.gov/CIK">0000811589</xbrli:identifier>
        <xbrli:segment>
          <xbrldi:explicitMember dimension="us-gaap:StatementEquityComponentsAxis">us-gaap:AccumulatedOtherComprehensiveIncomeMember</xbrldi:explicitMember>
        </xbrli:segment>
      </xbrli:entity>
      <xbrli:period>
        <xbrli:instant>2010-12-31</xbrli:instant>
      </xbrli:period>
    </xbrli:context>
    <xbrli:context id="AsOf2011-12-31_AccumulatedOtherComprehensiveIncomeMember">
      <xbrli:entity>
        <xbrli:identifier scheme="http://www.sec.gov/CIK">0000811589</xbrli:identifier>
        <xbrli:segment>
          <xbrldi:explicitMember dimension="us-gaap:StatementEquityComponentsAxis">us-gaap:AccumulatedOtherComprehensiveIncomeMember</xbrldi:explicitMember>
        </xbrli:segment>
      </xbrli:entity>
      <xbrli:period>
        <xbrli:instant>2011-12-31</xbrli:instant>
      </xbrli:period>
    </xbrli:context>
    <xbrli:context id="AsOf2012-12-31_AccumulatedOtherComprehensiveIncomeMember">
      <xbrli:entity>
        <xbrli:identifier scheme="http://www.sec.gov/CIK">0000811589</xbrli:identifier>
        <xbrli:segment>
          <xbrldi:explicitMember dimension="us-gaap:StatementEquityComponentsAxis">us-gaap:AccumulatedOtherComprehensiveIncomeMember</xbrldi:explicitMember>
        </xbrli:segment>
      </xbrli:entity>
      <xbrli:period>
        <xbrli:instant>2012-12-31</xbrli:instant>
      </xbrli:period>
    </xbrli:context>
    <xbrli:context id="AsOf2011-12-31_USGovernmentSponsoredEnterprisesDebtSecuritiesMember">
      <xbrli:entity>
        <xbrli:identifier scheme="http://www.sec.gov/CIK">0000811589</xbrli:identifier>
        <xbrli:segment>
          <xbrldi:explicitMember dimension="us-gaap:MajorTypesOfDebtAndEquitySecuritiesAxis">us-gaap:USGovernmentSponsoredEnterprisesDebtSecuritiesMember</xbrldi:explicitMember>
        </xbrli:segment>
      </xbrli:entity>
      <xbrli:period>
        <xbrli:instant>2011-12-31</xbrli:instant>
      </xbrli:period>
    </xbrli:context>
    <xbrli:context id="AsOf2012-12-31_USGovernmentSponsoredEnterprisesDebtSecuritiesMember">
      <xbrli:entity>
        <xbrli:identifier scheme="http://www.sec.gov/CIK">0000811589</xbrli:identifier>
        <xbrli:segment>
          <xbrldi:explicitMember dimension="us-gaap:MajorTypesOfDebtAndEquitySecuritiesAxis">us-gaap:USGovernmentSponsoredEnterprisesDebtSecuritiesMember</xbrldi:explicitMember>
        </xbrli:segment>
      </xbrli:entity>
      <xbrli:period>
        <xbrli:instant>2012-12-31</xbrli:instant>
      </xbrli:period>
    </xbrli:context>
    <xbrli:context id="AsOf2011-12-31_MortgageBackedSecuritiesMember">
      <xbrli:entity>
        <xbrli:identifier scheme="http://www.sec.gov/CIK">0000811589</xbrli:identifier>
        <xbrli:segment>
          <xbrldi:explicitMember dimension="us-gaap:MajorTypesOfDebtAndEquitySecuritiesAxis">us-gaap:MortgageBackedSecuritiesMember</xbrldi:explicitMember>
        </xbrli:segment>
      </xbrli:entity>
      <xbrli:period>
        <xbrli:instant>2011-12-31</xbrli:instant>
      </xbrli:period>
    </xbrli:context>
    <xbrli:context id="AsOf2012-12-31_MortgageBackedSecuritiesMember">
      <xbrli:entity>
        <xbrli:identifier scheme="http://www.sec.gov/CIK">0000811589</xbrli:identifier>
        <xbrli:segment>
          <xbrldi:explicitMember dimension="us-gaap:MajorTypesOfDebtAndEquitySecuritiesAxis">us-gaap:MortgageBackedSecuritiesMember</xbrldi:explicitMember>
        </xbrli:segment>
      </xbrli:entity>
      <xbrli:period>
        <xbrli:instant>2012-12-31</xbrli:instant>
      </xbrli:period>
    </xbrli:context>
    <xbrli:context id="AsOf2011-12-31_CorporateDebtSecuritiesMember">
      <xbrli:entity>
        <xbrli:identifier scheme="http://www.sec.gov/CIK">0000811589</xbrli:identifier>
        <xbrli:segment>
          <xbrldi:explicitMember dimension="us-gaap:MajorTypesOfDebtAndEquitySecuritiesAxis">us-gaap:CorporateDebtSecuritiesMember</xbrldi:explicitMember>
        </xbrli:segment>
      </xbrli:entity>
      <xbrli:period>
        <xbrli:instant>2011-12-31</xbrli:instant>
      </xbrli:period>
    </xbrli:context>
    <xbrli:context id="AsOf2012-12-31_CorporateDebtSecuritiesMember">
      <xbrli:entity>
        <xbrli:identifier scheme="http://www.sec.gov/CIK">0000811589</xbrli:identifier>
        <xbrli:segment>
          <xbrldi:explicitMember dimension="us-gaap:MajorTypesOfDebtAndEquitySecuritiesAxis">us-gaap:CorporateDebtSecuritiesMember</xbrldi:explicitMember>
        </xbrli:segment>
      </xbrli:entity>
      <xbrli:period>
        <xbrli:instant>2012-12-31</xbrli:instant>
      </xbrli:period>
    </xbrli:context>
    <xbrli:context id="AsOf2011-12-31_EquitySecuritiesMember">
      <xbrli:entity>
        <xbrli:identifier scheme="http://www.sec.gov/CIK">0000811589</xbrli:identifier>
        <xbrli:segment>
          <xbrldi:explicitMember dimension="us-gaap:MajorTypesOfDebtAndEquitySecuritiesAxis">us-gaap:EquitySecuritiesMember</xbrldi:explicitMember>
        </xbrli:segment>
      </xbrli:entity>
      <xbrli:period>
        <xbrli:instant>2011-12-31</xbrli:instant>
      </xbrli:period>
    </xbrli:context>
    <xbrli:context id="AsOf2012-12-31_EquitySecuritiesMember">
      <xbrli:entity>
        <xbrli:identifier scheme="http://www.sec.gov/CIK">0000811589</xbrli:identifier>
        <xbrli:segment>
          <xbrldi:explicitMember dimension="us-gaap:MajorTypesOfDebtAndEquitySecuritiesAxis">us-gaap:EquitySecuritiesMember</xbrldi:explicitMember>
        </xbrli:segment>
      </xbrli:entity>
      <xbrli:period>
        <xbrli:instant>2012-12-31</xbrli:instant>
      </xbrli:period>
    </xbrli:context>
    <xbrli:context id="AsOf2011-12-31_USStatesAndPoliticalSubdivisionsMember">
      <xbrli:entity>
        <xbrli:identifier scheme="http://www.sec.gov/CIK">0000811589</xbrli:identifier>
        <xbrli:segment>
          <xbrldi:explicitMember dimension="us-gaap:MajorTypesOfDebtAndEquitySecuritiesAxis">us-gaap:USStatesAndPoliticalSubdivisionsMember</xbrldi:explicitMember>
        </xbrli:segment>
      </xbrli:entity>
      <xbrli:period>
        <xbrli:instant>2011-12-31</xbrli:instant>
      </xbrli:period>
    </xbrli:context>
    <xbrli:context id="AsOf2012-12-31_USStatesAndPoliticalSubdivisionsMember">
      <xbrli:entity>
        <xbrli:identifier scheme="http://www.sec.gov/CIK">0000811589</xbrli:identifier>
        <xbrli:segment>
          <xbrldi:explicitMember dimension="us-gaap:MajorTypesOfDebtAndEquitySecuritiesAxis">us-gaap:USStatesAndPoliticalSubdivisionsMember</xbrldi:explicitMember>
        </xbrli:segment>
      </xbrli:entity>
      <xbrli:period>
        <xbrli:instant>2012-12-31</xbrli:instant>
      </xbrli:period>
    </xbrli:context>
    <xbrli:context id="AsOf2012-12-31_CommercialLoanMember">
      <xbrli:entity>
        <xbrli:identifier scheme="http://www.sec.gov/CIK">0000811589</xbrli:identifier>
        <xbrli:segment>
          <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:CommercialLoanMember</xbrldi:explicitMember>
        </xbrli:segment>
      </xbrli:entity>
      <xbrli:period>
        <xbrli:instant>2012-12-31</xbrli:instant>
      </xbrli:period>
    </xbrli:context>
    <xbrli:context id="AsOf2011-12-31_CommercialLoanMember">
      <xbrli:entity>
        <xbrli:identifier scheme="http://www.sec.gov/CIK">0000811589</xbrli:identifier>
        <xbrli:segment>
          <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:CommercialLoanMember</xbrldi:explicitMember>
        </xbrli:segment>
      </xbrli:entity>
      <xbrli:period>
        <xbrli:instant>2011-12-31</xbrli:instant>
      </xbrli:period>
    </xbrli:context>
    <xbrli:context id="AsOf2012-12-31_CommercialRealEstateMember">
      <xbrli:entity>
        <xbrli:identifier scheme="http://www.sec.gov/CIK">0000811589</xbrli:identifier>
        <xbrli:segment>
          <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:CommercialRealEstateMember</xbrldi:explicitMember>
        </xbrli:segment>
      </xbrli:entity>
      <xbrli:period>
        <xbrli:instant>2012-12-31</xbrli:instant>
      </xbrli:period>
    </xbrli:context>
    <xbrli:context id="AsOf2011-12-31_CommercialRealEstateMember">
      <xbrli:entity>
        <xbrli:identifier scheme="http://www.sec.gov/CIK">0000811589</xbrli:identifier>
        <xbrli:segment>
          <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:CommercialRealEstateMember</xbrldi:explicitMember>
        </xbrli:segment>
      </xbrli:entity>
      <xbrli:period>
        <xbrli:instant>2011-12-31</xbrli:instant>
      </xbrli:period>
    </xbrli:context>
    <xbrli:context id="AsOf2012-12-31_FixedRateResidentialMortgageMember">
      <xbrli:entity>
        <xbrli:identifier scheme="http://www.sec.gov/CIK">0000811589</xbrli:identifier>
        <xbrli:segment>
          <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:FixedRateResidentialMortgageMember</xbrldi:explicitMember>
        </xbrli:segment>
      </xbrli:entity>
      <xbrli:period>
        <xbrli:instant>2012-12-31</xbrli:instant>
      </xbrli:period>
    </xbrli:context>
    <xbrli:context id="AsOf2011-12-31_FixedRateResidentialMortgageMember">
      <xbrli:entity>
        <xbrli:identifier scheme="http://www.sec.gov/CIK">0000811589</xbrli:identifier>
        <xbrli:segment>
          <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:FixedRateResidentialMortgageMember</xbrldi:explicitMember>
        </xbrli:segment>
      </xbrli:entity>
      <xbrli:period>
        <xbrli:instant>2011-12-31</xbrli:instant>
      </xbrli:period>
    </xbrli:context>
    <xbrli:context id="AsOf2012-12-31_HomeEquityMember">
      <xbrli:entity>
        <xbrli:identifier scheme="http://www.sec.gov/CIK">0000811589</xbrli:identifier>
        <xbrli:segment>
          <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:HomeEquityMember</xbrldi:explicitMember>
        </xbrli:segment>
      </xbrli:entity>
      <xbrli:period>
        <xbrli:instant>2012-12-31</xbrli:instant>
      </xbrli:period>
    </xbrli:context>
    <xbrli:context id="AsOf2011-12-31_HomeEquityMember">
      <xbrli:entity>
        <xbrli:identifier scheme="http://www.sec.gov/CIK">0000811589</xbrli:identifier>
        <xbrli:segment>
          <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:HomeEquityMember</xbrldi:explicitMember>
        </xbrli:segment>
      </xbrli:entity>
      <xbrli:period>
        <xbrli:instant>2011-12-31</xbrli:instant>
      </xbrli:period>
    </xbrli:context>
    <xbrli:context id="AsOf2012-12-31_RealEstateMember">
      <xbrli:entity>
        <xbrli:identifier scheme="http://www.sec.gov/CIK">0000811589</xbrli:identifier>
        <xbrli:segment>
          <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:RealEstateMember</xbrldi:explicitMember>
        </xbrli:segment>
      </xbrli:entity>
      <xbrli:period>
        <xbrli:instant>2012-12-31</xbrli:instant>
      </xbrli:period>
    </xbrli:context>
    <xbrli:context id="AsOf2011-12-31_RealEstateMember">
      <xbrli:entity>
        <xbrli:identifier scheme="http://www.sec.gov/CIK">0000811589</xbrli:identifier>
        <xbrli:segment>
          <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:RealEstateMember</xbrldi:explicitMember>
        </xbrli:segment>
      </xbrli:entity>
      <xbrli:period>
        <xbrli:instant>2011-12-31</xbrli:instant>
      </xbrli:period>
    </xbrli:context>
    <xbrli:context id="AsOf2012-12-31_ConsumerLoanMember">
      <xbrli:entity>
        <xbrli:identifier scheme="http://www.sec.gov/CIK">0000811589</xbrli:identifier>
        <xbrli:segment>
          <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:ConsumerLoanMember</xbrldi:explicitMember>
        </xbrli:segment>
      </xbrli:entity>
      <xbrli:period>
        <xbrli:instant>2012-12-31</xbrli:instant>
      </xbrli:period>
    </xbrli:context>
    <xbrli:context id="AsOf2011-12-31_ConsumerLoanMember">
      <xbrli:entity>
        <xbrli:identifier scheme="http://www.sec.gov/CIK">0000811589</xbrli:identifier>
        <xbrli:segment>
          <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:ConsumerLoanMember</xbrldi:explicitMember>
        </xbrli:segment>
      </xbrli:entity>
      <xbrli:period>
        <xbrli:instant>2011-12-31</xbrli:instant>
      </xbrli:period>
    </xbrli:context>
    <xbrli:context id="From2011-01-01to2011-12-31">
      <xbrli:entity>
        <xbrli:identifier scheme="http://www.sec.gov/CIK">0000811589</xbrli:identifier>
      </xbrli:entity>
      <xbrli:period>
        <xbrli:startDate>2011-01-01</xbrli:startDate>
        <xbrli:endDate>2011-12-31</xbrli:endDate>
      </xbrli:period>
    </xbrli:context>
    <xbrli:context id="AsOf2012-12-31_NonCoveredNonperformingAssetsMember">
      <xbrli:entity>
        <xbrli:identifier scheme="http://www.sec.gov/CIK">0000811589</xbrli:identifier>
        <xbrli:segment>
          <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">FBP:NonCoveredNonperformingAssetsMember</xbrldi:explicitMember>
        </xbrli:segment>
      </xbrli:entity>
      <xbrli:period>
        <xbrli:instant>2012-12-31</xbrli:instant>
      </xbrli:period>
    </xbrli:context>
    <xbrli:context id="AsOf2011-12-31_NonCoveredNonperformingAssetsMember">
      <xbrli:entity>
        <xbrli:identifier scheme="http://www.sec.gov/CIK">0000811589</xbrli:identifier>
        <xbrli:segment>
          <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">FBP:NonCoveredNonperformingAssetsMember</xbrldi:explicitMember>
        </xbrli:segment>
      </xbrli:entity>
      <xbrli:period>
        <xbrli:instant>2011-12-31</xbrli:instant>
      </xbrli:period>
    </xbrli:context>
    <xbrli:context id="AsOf2012-12-31_CoveredNonperformingAssetsMember">
      <xbrli:entity>
        <xbrli:identifier scheme="http://www.sec.gov/CIK">0000811589</xbrli:identifier>
        <xbrli:segment>
          <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">FBP:CoveredNonperformingAssetsMember</xbrldi:explicitMember>
        </xbrli:segment>
      </xbrli:entity>
      <xbrli:period>
        <xbrli:instant>2012-12-31</xbrli:instant>
      </xbrli:period>
    </xbrli:context>
    <xbrli:context id="AsOf2011-12-31_CoveredNonperformingAssetsMember">
      <xbrli:entity>
        <xbrli:identifier scheme="http://www.sec.gov/CIK">0000811589</xbrli:identifier>
        <xbrli:segment>
          <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">FBP:CoveredNonperformingAssetsMember</xbrldi:explicitMember>
        </xbrli:segment>
      </xbrli:entity>
      <xbrli:period>
        <xbrli:instant>2011-12-31</xbrli:instant>
      </xbrli:period>
    </xbrli:context>
    <xbrli:context id="AsOf2012-12-31_NonCoveredMember">
      <xbrli:entity>
        <xbrli:identifier scheme="http://www.sec.gov/CIK">0000811589</xbrli:identifier>
        <xbrli:segment>
          <xbrldi:explicitMember dimension="us-gaap:AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis">FBP:NonCoveredMember</xbrldi:explicitMember>
        </xbrli:segment>
      </xbrli:entity>
      <xbrli:period>
        <xbrli:instant>2012-12-31</xbrli:instant>
      </xbrli:period>
    </xbrli:context>
    <xbrli:context id="AsOf2011-12-31_NonCoveredMember">
      <xbrli:entity>
        <xbrli:identifier scheme="http://www.sec.gov/CIK">0000811589</xbrli:identifier>
        <xbrli:segment>
          <xbrldi:explicitMember dimension="us-gaap:AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis">FBP:NonCoveredMember</xbrldi:explicitMember>
        </xbrli:segment>
      </xbrli:entity>
      <xbrli:period>
        <xbrli:instant>2011-12-31</xbrli:instant>
      </xbrli:period>
    </xbrli:context>
    <xbrli:context id="AsOf2012-12-31_CoveredMember">
      <xbrli:entity>
        <xbrli:identifier scheme="http://www.sec.gov/CIK">0000811589</xbrli:identifier>
        <xbrli:segment>
          <xbrldi:explicitMember dimension="us-gaap:AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis">FBP:CoveredMember</xbrldi:explicitMember>
        </xbrli:segment>
      </xbrli:entity>
      <xbrli:period>
        <xbrli:instant>2012-12-31</xbrli:instant>
      </xbrli:period>
    </xbrli:context>
    <xbrli:context id="AsOf2011-12-31_CoveredMember">
      <xbrli:entity>
        <xbrli:identifier scheme="http://www.sec.gov/CIK">0000811589</xbrli:identifier>
        <xbrli:segment>
          <xbrldi:explicitMember dimension="us-gaap:AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis">FBP:CoveredMember</xbrldi:explicitMember>
        </xbrli:segment>
      </xbrli:entity>
      <xbrli:period>
        <xbrli:instant>2011-12-31</xbrli:instant>
      </xbrli:period>
    </xbrli:context>
    <xbrli:context id="From2012-01-01to2012-12-31_NonCoveredMember">
      <xbrli:entity>
        <xbrli:identifier scheme="http://www.sec.gov/CIK">0000811589</xbrli:identifier>
        <xbrli:segment>
          <xbrldi:explicitMember dimension="us-gaap:AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis">FBP:NonCoveredMember</xbrldi:explicitMember>
        </xbrli:segment>
      </xbrli:entity>
      <xbrli:period>
        <xbrli:startDate>2012-01-01</xbrli:startDate>
        <xbrli:endDate>2012-12-31</xbrli:endDate>
      </xbrli:period>
    </xbrli:context>
    <xbrli:context id="From2011-01-01to2011-12-31_NonCoveredMember">
      <xbrli:entity>
        <xbrli:identifier scheme="http://www.sec.gov/CIK">0000811589</xbrli:identifier>
        <xbrli:segment>
          <xbrldi:explicitMember dimension="us-gaap:AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis">FBP:NonCoveredMember</xbrldi:explicitMember>
        </xbrli:segment>
      </xbrli:entity>
      <xbrli:period>
        <xbrli:startDate>2011-01-01</xbrli:startDate>
        <xbrli:endDate>2011-12-31</xbrli:endDate>
      </xbrli:period>
    </xbrli:context>
    <xbrli:context id="From2010-01-01to2010-12-31_NonCoveredMember">
      <xbrli:entity>
        <xbrli:identifier scheme="http://www.sec.gov/CIK">0000811589</xbrli:identifier>
        <xbrli:segment>
          <xbrldi:explicitMember dimension="us-gaap:AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis">FBP:NonCoveredMember</xbrldi:explicitMember>
        </xbrli:segment>
      </xbrli:entity>
      <xbrli:period>
        <xbrli:startDate>2010-01-01</xbrli:startDate>
        <xbrli:endDate>2010-12-31</xbrli:endDate>
      </xbrli:period>
    </xbrli:context>
    <xbrli:context id="From2012-01-01to2012-12-31_CoveredMember">
      <xbrli:entity>
        <xbrli:identifier scheme="http://www.sec.gov/CIK">0000811589</xbrli:identifier>
        <xbrli:segment>
          <xbrldi:explicitMember dimension="us-gaap:AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis">FBP:CoveredMember</xbrldi:explicitMember>
        </xbrli:segment>
      </xbrli:entity>
      <xbrli:period>
        <xbrli:startDate>2012-01-01</xbrli:startDate>
        <xbrli:endDate>2012-12-31</xbrli:endDate>
      </xbrli:period>
    </xbrli:context>
    <xbrli:context id="From2011-01-01to2011-12-31_CoveredMember">
      <xbrli:entity>
        <xbrli:identifier scheme="http://www.sec.gov/CIK">0000811589</xbrli:identifier>
        <xbrli:segment>
          <xbrldi:explicitMember dimension="us-gaap:AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis">FBP:CoveredMember</xbrldi:explicitMember>
        </xbrli:segment>
      </xbrli:entity>
      <xbrli:period>
        <xbrli:startDate>2011-01-01</xbrli:startDate>
        <xbrli:endDate>2011-12-31</xbrli:endDate>
      </xbrli:period>
    </xbrli:context>
    <xbrli:context id="From2010-01-01to2010-12-31_CoveredMember">
      <xbrli:entity>
        <xbrli:identifier scheme="http://www.sec.gov/CIK">0000811589</xbrli:identifier>
        <xbrli:segment>
          <xbrldi:explicitMember dimension="us-gaap:AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis">FBP:CoveredMember</xbrldi:explicitMember>
        </xbrli:segment>
      </xbrli:entity>
      <xbrli:period>
        <xbrli:startDate>2010-01-01</xbrli:startDate>
        <xbrli:endDate>2010-12-31</xbrli:endDate>
      </xbrli:period>
    </xbrli:context>
    <xbrli:context id="AsOf2010-12-31_CoveredMember">
      <xbrli:entity>
        <xbrli:identifier scheme="http://www.sec.gov/CIK">0000811589</xbrli:identifier>
        <xbrli:segment>
          <xbrldi:explicitMember dimension="us-gaap:AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis">FBP:CoveredMember</xbrldi:explicitMember>
        </xbrli:segment>
      </xbrli:entity>
      <xbrli:period>
        <xbrli:instant>2010-12-31</xbrli:instant>
      </xbrli:period>
    </xbrli:context>
    <xbrli:context id="From2012-01-01to2012-12-31_ContractualPrincipalMember">
      <xbrli:entity>
        <xbrli:identifier scheme="http://www.sec.gov/CIK">0000811589</xbrli:identifier>
        <xbrli:segment>
          <xbrldi:explicitMember dimension="us-gaap:AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis">FBP:ContractualPrincipalMember</xbrldi:explicitMember>
        </xbrli:segment>
      </xbrli:entity>
      <xbrli:period>
        <xbrli:startDate>2012-01-01</xbrli:startDate>
        <xbrli:endDate>2012-12-31</xbrli:endDate>
      </xbrli:period>
    </xbrli:context>
    <xbrli:context id="From2011-01-01to2011-12-31_ContractualPrincipalMember">
      <xbrli:entity>
        <xbrli:identifier scheme="http://www.sec.gov/CIK">0000811589</xbrli:identifier>
        <xbrli:segment>
          <xbrldi:explicitMember dimension="us-gaap:AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis">FBP:ContractualPrincipalMember</xbrldi:explicitMember>
        </xbrli:segment>
      </xbrli:entity>
      <xbrli:period>
        <xbrli:startDate>2011-01-01</xbrli:startDate>
        <xbrli:endDate>2011-12-31</xbrli:endDate>
      </xbrli:period>
    </xbrli:context>
    <xbrli:context id="AsOf2011-12-31_ContractualPrincipalMember">
      <xbrli:entity>
        <xbrli:identifier scheme="http://www.sec.gov/CIK">0000811589</xbrli:identifier>
        <xbrli:segment>
          <xbrldi:explicitMember dimension="us-gaap:AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis">FBP:ContractualPrincipalMember</xbrldi:explicitMember>
        </xbrli:segment>
      </xbrli:entity>
      <xbrli:period>
        <xbrli:instant>2011-12-31</xbrli:instant>
      </xbrli:period>
    </xbrli:context>
    <xbrli:context id="AsOf2012-12-31_ContractualPrincipalMember">
      <xbrli:entity>
        <xbrli:identifier scheme="http://www.sec.gov/CIK">0000811589</xbrli:identifier>
        <xbrli:segment>
          <xbrldi:explicitMember dimension="us-gaap:AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis">FBP:ContractualPrincipalMember</xbrldi:explicitMember>
        </xbrli:segment>
      </xbrli:entity>
      <xbrli:period>
        <xbrli:instant>2012-12-31</xbrli:instant>
      </xbrli:period>
    </xbrli:context>
    <xbrli:context id="AsOf2010-12-31_ContractualPrincipalMember">
      <xbrli:entity>
        <xbrli:identifier scheme="http://www.sec.gov/CIK">0000811589</xbrli:identifier>
        <xbrli:segment>
          <xbrldi:explicitMember dimension="us-gaap:AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis">FBP:ContractualPrincipalMember</xbrldi:explicitMember>
        </xbrli:segment>
      </xbrli:entity>
      <xbrli:period>
        <xbrli:instant>2010-12-31</xbrli:instant>
      </xbrli:period>
    </xbrli:context>
    <xbrli:context id="From2012-01-01to2012-12-31_FairValueMember">
      <xbrli:entity>
        <xbrli:identifier scheme="http://www.sec.gov/CIK">0000811589</xbrli:identifier>
        <xbrli:segment>
          <xbrldi:explicitMember dimension="us-gaap:AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis">FBP:FairValueMember</xbrldi:explicitMember>
        </xbrli:segment>
      </xbrli:entity>
      <xbrli:period>
        <xbrli:startDate>2012-01-01</xbrli:startDate>
        <xbrli:endDate>2012-12-31</xbrli:endDate>
      </xbrli:period>
    </xbrli:context>
    <xbrli:context id="From2011-01-01to2011-12-31_FairValueMember">
      <xbrli:entity>
        <xbrli:identifier scheme="http://www.sec.gov/CIK">0000811589</xbrli:identifier>
        <xbrli:segment>
          <xbrldi:explicitMember dimension="us-gaap:AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis">FBP:FairValueMember</xbrldi:explicitMember>
        </xbrli:segment>
      </xbrli:entity>
      <xbrli:period>
        <xbrli:startDate>2011-01-01</xbrli:startDate>
        <xbrli:endDate>2011-12-31</xbrli:endDate>
      </xbrli:period>
    </xbrli:context>
    <xbrli:context id="AsOf2011-12-31_FairValueMember">
      <xbrli:entity>
        <xbrli:identifier scheme="http://www.sec.gov/CIK">0000811589</xbrli:identifier>
        <xbrli:segment>
          <xbrldi:explicitMember dimension="us-gaap:AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis">FBP:FairValueMember</xbrldi:explicitMember>
        </xbrli:segment>
      </xbrli:entity>
      <xbrli:period>
        <xbrli:instant>2011-12-31</xbrli:instant>
      </xbrli:period>
    </xbrli:context>
    <xbrli:context id="AsOf2012-12-31_FairValueMember">
      <xbrli:entity>
        <xbrli:identifier scheme="http://www.sec.gov/CIK">0000811589</xbrli:identifier>
        <xbrli:segment>
          <xbrldi:explicitMember dimension="us-gaap:AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis">FBP:FairValueMember</xbrldi:explicitMember>
        </xbrli:segment>
      </xbrli:entity>
      <xbrli:period>
        <xbrli:instant>2012-12-31</xbrli:instant>
      </xbrli:period>
    </xbrli:context>
    <xbrli:context id="AsOf2010-12-31_FairValueMember">
      <xbrli:entity>
        <xbrli:identifier scheme="http://www.sec.gov/CIK">0000811589</xbrli:identifier>
        <xbrli:segment>
          <xbrldi:explicitMember dimension="us-gaap:AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis">FBP:FairValueMember</xbrldi:explicitMember>
        </xbrli:segment>
      </xbrli:entity>
      <xbrli:period>
        <xbrli:instant>2010-12-31</xbrli:instant>
      </xbrli:period>
    </xbrli:context>
    <xbrli:context id="AsOf2011-12-31_NonCoveredMember_CommercialUnsecuredMember">
      <xbrli:entity>
        <xbrli:identifier scheme="http://www.sec.gov/CIK">0000811589</xbrli:identifier>
        <xbrli:segment>
          <xbrldi:explicitMember dimension="us-gaap:AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis">FBP:NonCoveredMember</xbrldi:explicitMember>
          <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">FBP:CommercialUnsecuredMember</xbrldi:explicitMember>
        </xbrli:segment>
      </xbrli:entity>
      <xbrli:period>
        <xbrli:instant>2011-12-31</xbrli:instant>
      </xbrli:period>
    </xbrli:context>
    <xbrli:context id="AsOf2012-12-31_NonCoveredMember_CommercialUnsecuredMember">
      <xbrli:entity>
        <xbrli:identifier scheme="http://www.sec.gov/CIK">0000811589</xbrli:identifier>
        <xbrli:segment>
          <xbrldi:explicitMember dimension="us-gaap:AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis">FBP:NonCoveredMember</xbrldi:explicitMember>
          <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">FBP:CommercialUnsecuredMember</xbrldi:explicitMember>
        </xbrli:segment>
      </xbrli:entity>
      <xbrli:period>
        <xbrli:instant>2012-12-31</xbrli:instant>
      </xbrli:period>
    </xbrli:context>
    <xbrli:context id="AsOf2011-12-31_NonCoveredMember_CommercialSecuredMember">
      <xbrli:entity>
        <xbrli:identifier scheme="http://www.sec.gov/CIK">0000811589</xbrli:identifier>
        <xbrli:segment>
          <xbrldi:explicitMember dimension="us-gaap:AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis">FBP:NonCoveredMember</xbrldi:explicitMember>
          <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">FBP:CommercialSecuredMember</xbrldi:explicitMember>
        </xbrli:segment>
      </xbrli:entity>
      <xbrli:period>
        <xbrli:instant>2011-12-31</xbrli:instant>
      </xbrli:period>
    </xbrli:context>
    <xbrli:context id="AsOf2012-12-31_NonCoveredMember_CommercialSecuredMember">
      <xbrli:entity>
        <xbrli:identifier scheme="http://www.sec.gov/CIK">0000811589</xbrli:identifier>
        <xbrli:segment>
          <xbrldi:explicitMember dimension="us-gaap:AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis">FBP:NonCoveredMember</xbrldi:explicitMember>
          <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">FBP:CommercialSecuredMember</xbrldi:explicitMember>
        </xbrli:segment>
      </xbrli:entity>
      <xbrli:period>
        <xbrli:instant>2012-12-31</xbrli:instant>
      </xbrli:period>
    </xbrli:context>
    <xbrli:context id="AsOf2011-12-31_NonCoveredMember_SecuredInventoryAccountsReceivableMember">
      <xbrli:entity>
        <xbrli:identifier scheme="http://www.sec.gov/CIK">0000811589</xbrli:identifier>
        <xbrli:segment>
          <xbrldi:explicitMember dimension="us-gaap:AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis">FBP:NonCoveredMember</xbrldi:explicitMember>
          <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">FBP:SecuredInventoryAccountsReceivableMember</xbrldi:explicitMember>
        </xbrli:segment>
      </xbrli:entity>
      <xbrli:period>
        <xbrli:instant>2011-12-31</xbrli:instant>
      </xbrli:period>
    </xbrli:context>
    <xbrli:context id="AsOf2012-12-31_NonCoveredMember_SecuredInventoryAccountsReceivableMember">
      <xbrli:entity>
        <xbrli:identifier scheme="http://www.sec.gov/CIK">0000811589</xbrli:identifier>
        <xbrli:segment>
          <xbrldi:explicitMember dimension="us-gaap:AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis">FBP:NonCoveredMember</xbrldi:explicitMember>
          <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">FBP:SecuredInventoryAccountsReceivableMember</xbrldi:explicitMember>
        </xbrli:segment>
      </xbrli:entity>
      <xbrli:period>
        <xbrli:instant>2012-12-31</xbrli:instant>
      </xbrli:period>
    </xbrli:context>
    <xbrli:context id="AsOf2011-12-31_NonCoveredMember_RealEstateConstructionMember">
      <xbrli:entity>
        <xbrli:identifier scheme="http://www.sec.gov/CIK">0000811589</xbrli:identifier>
        <xbrli:segment>
          <xbrldi:explicitMember dimension="us-gaap:AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis">FBP:NonCoveredMember</xbrldi:explicitMember>
          <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">FBP:RealEstateConstructionMember</xbrldi:explicitMember>
        </xbrli:segment>
      </xbrli:entity>
      <xbrli:period>
        <xbrli:instant>2011-12-31</xbrli:instant>
      </xbrli:period>
    </xbrli:context>
    <xbrli:context id="AsOf2012-12-31_NonCoveredMember_RealEstateConstructionMember">
      <xbrli:entity>
        <xbrli:identifier scheme="http://www.sec.gov/CIK">0000811589</xbrli:identifier>
        <xbrli:segment>
          <xbrldi:explicitMember dimension="us-gaap:AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis">FBP:NonCoveredMember</xbrldi:explicitMember>
          <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">FBP:RealEstateConstructionMember</xbrldi:explicitMember>
        </xbrli:segment>
      </xbrli:entity>
      <xbrli:period>
        <xbrli:instant>2012-12-31</xbrli:instant>
      </xbrli:period>
    </xbrli:context>
    <xbrli:context id="AsOf2011-12-31_NonCoveredMember_RealEstateResidentialMember">
      <xbrli:entity>
        <xbrli:identifier scheme="http://www.sec.gov/CIK">0000811589</xbrli:identifier>
        <xbrli:segment>
          <xbrldi:explicitMember dimension="us-gaap:AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis">FBP:NonCoveredMember</xbrldi:explicitMember>
          <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">FBP:RealEstateResidentialMember</xbrldi:explicitMember>
        </xbrli:segment>
      </xbrli:entity>
      <xbrli:period>
        <xbrli:instant>2011-12-31</xbrli:instant>
      </xbrli:period>
    </xbrli:context>
    <xbrli:context id="AsOf2012-12-31_NonCoveredMember_RealEstateResidentialMember">
      <xbrli:entity>
        <xbrli:identifier scheme="http://www.sec.gov/CIK">0000811589</xbrli:identifier>
        <xbrli:segment>
          <xbrldi:explicitMember dimension="us-gaap:AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis">FBP:NonCoveredMember</xbrldi:explicitMember>
          <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">FBP:RealEstateResidentialMember</xbrldi:explicitMember>
        </xbrli:segment>
      </xbrli:entity>
      <xbrli:period>
        <xbrli:instant>2012-12-31</xbrli:instant>
      </xbrli:period>
    </xbrli:context>
    <xbrli:context id="AsOf2011-12-31_NonCoveredMember_RealEstateHomeEquityMember">
      <xbrli:entity>
        <xbrli:identifier scheme="http://www.sec.gov/CIK">0000811589</xbrli:identifier>
        <xbrli:segment>
          <xbrldi:explicitMember dimension="us-gaap:AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis">FBP:NonCoveredMember</xbrldi:explicitMember>
          <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">FBP:RealEstateHomeEquityMember</xbrldi:explicitMember>
        </xbrli:segment>
      </xbrli:entity>
      <xbrli:period>
        <xbrli:instant>2011-12-31</xbrli:instant>
      </xbrli:period>
    </xbrli:context>
    <xbrli:context id="AsOf2012-12-31_NonCoveredMember_RealEstateHomeEquityMember">
      <xbrli:entity>
        <xbrli:identifier scheme="http://www.sec.gov/CIK">0000811589</xbrli:identifier>
        <xbrli:segment>
          <xbrldi:explicitMember dimension="us-gaap:AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis">FBP:NonCoveredMember</xbrldi:explicitMember>
          <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">FBP:RealEstateHomeEquityMember</xbrldi:explicitMember>
        </xbrli:segment>
      </xbrli:entity>
      <xbrli:period>
        <xbrli:instant>2012-12-31</xbrli:instant>
      </xbrli:period>
    </xbrli:context>
    <xbrli:context id="AsOf2011-12-31_NonCoveredMember_RealEstateCommercialMember">
      <xbrli:entity>
        <xbrli:identifier scheme="http://www.sec.gov/CIK">0000811589</xbrli:identifier>
        <xbrli:segment>
          <xbrldi:explicitMember dimension="us-gaap:AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis">FBP:NonCoveredMember</xbrldi:explicitMember>
          <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">FBP:RealEstateCommercialMember</xbrldi:explicitMember>
        </xbrli:segment>
      </xbrli:entity>
      <xbrli:period>
        <xbrli:instant>2011-12-31</xbrli:instant>
      </xbrli:period>
    </xbrli:context>
    <xbrli:context id="AsOf2012-12-31_NonCoveredMember_RealEstateCommercialMember">
      <xbrli:entity>
        <xbrli:identifier scheme="http://www.sec.gov/CIK">0000811589</xbrli:identifier>
        <xbrli:segment>
          <xbrldi:explicitMember dimension="us-gaap:AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis">FBP:NonCoveredMember</xbrldi:explicitMember>
          <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">FBP:RealEstateCommercialMember</xbrldi:explicitMember>
        </xbrli:segment>
      </xbrli:entity>
      <xbrli:period>
        <xbrli:instant>2012-12-31</xbrli:instant>
      </xbrli:period>
    </xbrli:context>
    <xbrli:context id="AsOf2011-12-31_NonCoveredMember_ConsumerMember">
      <xbrli:entity>
        <xbrli:identifier scheme="http://www.sec.gov/CIK">0000811589</xbrli:identifier>
        <xbrli:segment>
          <xbrldi:explicitMember dimension="us-gaap:AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis">FBP:NonCoveredMember</xbrldi:explicitMember>
          <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">FBP:ConsumerMember</xbrldi:explicitMember>
        </xbrli:segment>
      </xbrli:entity>
      <xbrli:period>
        <xbrli:instant>2011-12-31</xbrli:instant>
      </xbrli:period>
    </xbrli:context>
    <xbrli:context id="AsOf2012-12-31_NonCoveredMember_ConsumerMember">
      <xbrli:entity>
        <xbrli:identifier scheme="http://www.sec.gov/CIK">0000811589</xbrli:identifier>
        <xbrli:segment>
          <xbrldi:explicitMember dimension="us-gaap:AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis">FBP:NonCoveredMember</xbrldi:explicitMember>
          <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">FBP:ConsumerMember</xbrldi:explicitMember>
        </xbrli:segment>
      </xbrli:entity>
      <xbrli:period>
        <xbrli:instant>2012-12-31</xbrli:instant>
      </xbrli:period>
    </xbrli:context>
    <xbrli:context id="AsOf2011-12-31_CoveredMember_CommercialUnsecuredMember">
      <xbrli:entity>
        <xbrli:identifier scheme="http://www.sec.gov/CIK">0000811589</xbrli:identifier>
        <xbrli:segment>
          <xbrldi:explicitMember dimension="us-gaap:AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis">FBP:CoveredMember</xbrldi:explicitMember>
          <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">FBP:CommercialUnsecuredMember</xbrldi:explicitMember>
        </xbrli:segment>
      </xbrli:entity>
      <xbrli:period>
        <xbrli:instant>2011-12-31</xbrli:instant>
      </xbrli:period>
    </xbrli:context>
    <xbrli:context id="AsOf2012-12-31_CoveredMember_CommercialUnsecuredMember">
      <xbrli:entity>
        <xbrli:identifier scheme="http://www.sec.gov/CIK">0000811589</xbrli:identifier>
        <xbrli:segment>
          <xbrldi:explicitMember dimension="us-gaap:AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis">FBP:CoveredMember</xbrldi:explicitMember>
          <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">FBP:CommercialUnsecuredMember</xbrldi:explicitMember>
        </xbrli:segment>
      </xbrli:entity>
      <xbrli:period>
        <xbrli:instant>2012-12-31</xbrli:instant>
      </xbrli:period>
    </xbrli:context>
    <xbrli:context id="AsOf2011-12-31_CoveredMember_CommercialSecuredMember">
      <xbrli:entity>
        <xbrli:identifier scheme="http://www.sec.gov/CIK">0000811589</xbrli:identifier>
        <xbrli:segment>
          <xbrldi:explicitMember dimension="us-gaap:AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis">FBP:CoveredMember</xbrldi:explicitMember>
          <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">FBP:CommercialSecuredMember</xbrldi:explicitMember>
        </xbrli:segment>
      </xbrli:entity>
      <xbrli:period>
        <xbrli:instant>2011-12-31</xbrli:instant>
      </xbrli:period>
    </xbrli:context>
    <xbrli:context id="AsOf2012-12-31_CoveredMember_CommercialSecuredMember">
      <xbrli:entity>
        <xbrli:identifier scheme="http://www.sec.gov/CIK">0000811589</xbrli:identifier>
        <xbrli:segment>
          <xbrldi:explicitMember dimension="us-gaap:AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis">FBP:CoveredMember</xbrldi:explicitMember>
          <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">FBP:CommercialSecuredMember</xbrldi:explicitMember>
        </xbrli:segment>
      </xbrli:entity>
      <xbrli:period>
        <xbrli:instant>2012-12-31</xbrli:instant>
      </xbrli:period>
    </xbrli:context>
    <xbrli:context id="AsOf2011-12-31_CoveredMember_SecuredInventoryAccountsReceivableMember">
      <xbrli:entity>
        <xbrli:identifier scheme="http://www.sec.gov/CIK">0000811589</xbrli:identifier>
        <xbrli:segment>
          <xbrldi:explicitMember dimension="us-gaap:AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis">FBP:CoveredMember</xbrldi:explicitMember>
          <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">FBP:SecuredInventoryAccountsReceivableMember</xbrldi:explicitMember>
        </xbrli:segment>
      </xbrli:entity>
      <xbrli:period>
        <xbrli:instant>2011-12-31</xbrli:instant>
      </xbrli:period>
    </xbrli:context>
    <xbrli:context id="AsOf2012-12-31_CoveredMember_SecuredInventoryAccountsReceivableMember">
      <xbrli:entity>
        <xbrli:identifier scheme="http://www.sec.gov/CIK">0000811589</xbrli:identifier>
        <xbrli:segment>
          <xbrldi:explicitMember dimension="us-gaap:AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis">FBP:CoveredMember</xbrldi:explicitMember>
          <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">FBP:SecuredInventoryAccountsReceivableMember</xbrldi:explicitMember>
        </xbrli:segment>
      </xbrli:entity>
      <xbrli:period>
        <xbrli:instant>2012-12-31</xbrli:instant>
      </xbrli:period>
    </xbrli:context>
    <xbrli:context id="AsOf2011-12-31_CoveredMember_RealEstateConstructionMember">
      <xbrli:entity>
        <xbrli:identifier scheme="http://www.sec.gov/CIK">0000811589</xbrli:identifier>
        <xbrli:segment>
          <xbrldi:explicitMember dimension="us-gaap:AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis">FBP:CoveredMember</xbrldi:explicitMember>
          <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">FBP:RealEstateConstructionMember</xbrldi:explicitMember>
        </xbrli:segment>
      </xbrli:entity>
      <xbrli:period>
        <xbrli:instant>2011-12-31</xbrli:instant>
      </xbrli:period>
    </xbrli:context>
    <xbrli:context id="AsOf2012-12-31_CoveredMember_RealEstateConstructionMember">
      <xbrli:entity>
        <xbrli:identifier scheme="http://www.sec.gov/CIK">0000811589</xbrli:identifier>
        <xbrli:segment>
          <xbrldi:explicitMember dimension="us-gaap:AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis">FBP:CoveredMember</xbrldi:explicitMember>
          <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">FBP:RealEstateConstructionMember</xbrldi:explicitMember>
        </xbrli:segment>
      </xbrli:entity>
      <xbrli:period>
        <xbrli:instant>2012-12-31</xbrli:instant>
      </xbrli:period>
    </xbrli:context>
    <xbrli:context id="AsOf2011-12-31_CoveredMember_RealEstateResidentialMember">
      <xbrli:entity>
        <xbrli:identifier scheme="http://www.sec.gov/CIK">0000811589</xbrli:identifier>
        <xbrli:segment>
          <xbrldi:explicitMember dimension="us-gaap:AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis">FBP:CoveredMember</xbrldi:explicitMember>
          <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">FBP:RealEstateResidentialMember</xbrldi:explicitMember>
        </xbrli:segment>
      </xbrli:entity>
      <xbrli:period>
        <xbrli:instant>2011-12-31</xbrli:instant>
      </xbrli:period>
    </xbrli:context>
    <xbrli:context id="AsOf2012-12-31_CoveredMember_RealEstateResidentialMember">
      <xbrli:entity>
        <xbrli:identifier scheme="http://www.sec.gov/CIK">0000811589</xbrli:identifier>
        <xbrli:segment>
          <xbrldi:explicitMember dimension="us-gaap:AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis">FBP:CoveredMember</xbrldi:explicitMember>
          <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">FBP:RealEstateResidentialMember</xbrldi:explicitMember>
        </xbrli:segment>
      </xbrli:entity>
      <xbrli:period>
        <xbrli:instant>2012-12-31</xbrli:instant>
      </xbrli:period>
    </xbrli:context>
    <xbrli:context id="AsOf2011-12-31_CoveredMember_RealEstateHomeEquityMember">
      <xbrli:entity>
        <xbrli:identifier scheme="http://www.sec.gov/CIK">0000811589</xbrli:identifier>
        <xbrli:segment>
          <xbrldi:explicitMember dimension="us-gaap:AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis">FBP:CoveredMember</xbrldi:explicitMember>
          <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">FBP:RealEstateHomeEquityMember</xbrldi:explicitMember>
        </xbrli:segment>
      </xbrli:entity>
      <xbrli:period>
        <xbrli:instant>2011-12-31</xbrli:instant>
      </xbrli:period>
    </xbrli:context>
    <xbrli:context id="AsOf2012-12-31_CoveredMember_RealEstateHomeEquityMember">
      <xbrli:entity>
        <xbrli:identifier scheme="http://www.sec.gov/CIK">0000811589</xbrli:identifier>
        <xbrli:segment>
          <xbrldi:explicitMember dimension="us-gaap:AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis">FBP:CoveredMember</xbrldi:explicitMember>
          <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">FBP:RealEstateHomeEquityMember</xbrldi:explicitMember>
        </xbrli:segment>
      </xbrli:entity>
      <xbrli:period>
        <xbrli:instant>2012-12-31</xbrli:instant>
      </xbrli:period>
    </xbrli:context>
    <xbrli:context id="AsOf2011-12-31_CoveredMember_RealEstateCommercialMember">
      <xbrli:entity>
        <xbrli:identifier scheme="http://www.sec.gov/CIK">0000811589</xbrli:identifier>
        <xbrli:segment>
          <xbrldi:explicitMember dimension="us-gaap:AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis">FBP:CoveredMember</xbrldi:explicitMember>
          <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">FBP:RealEstateCommercialMember</xbrldi:explicitMember>
        </xbrli:segment>
      </xbrli:entity>
      <xbrli:period>
        <xbrli:instant>2011-12-31</xbrli:instant>
      </xbrli:period>
    </xbrli:context>
    <xbrli:context id="AsOf2012-12-31_CoveredMember_RealEstateCommercialMember">
      <xbrli:entity>
        <xbrli:identifier scheme="http://www.sec.gov/CIK">0000811589</xbrli:identifier>
        <xbrli:segment>
          <xbrldi:explicitMember dimension="us-gaap:AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis">FBP:CoveredMember</xbrldi:explicitMember>
          <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">FBP:RealEstateCommercialMember</xbrldi:explicitMember>
        </xbrli:segment>
      </xbrli:entity>
      <xbrli:period>
        <xbrli:instant>2012-12-31</xbrli:instant>
      </xbrli:period>
    </xbrli:context>
    <xbrli:context id="AsOf2011-12-31_CoveredMember_ConsumerMember">
      <xbrli:entity>
        <xbrli:identifier scheme="http://www.sec.gov/CIK">0000811589</xbrli:identifier>
        <xbrli:segment>
          <xbrldi:explicitMember dimension="us-gaap:AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis">FBP:CoveredMember</xbrldi:explicitMember>
          <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">FBP:ConsumerMember</xbrldi:explicitMember>
        </xbrli:segment>
      </xbrli:entity>
      <xbrli:period>
        <xbrli:instant>2011-12-31</xbrli:instant>
      </xbrli:period>
    </xbrli:context>
    <xbrli:context id="AsOf2012-12-31_CoveredMember_ConsumerMember">
      <xbrli:entity>
        <xbrli:identifier scheme="http://www.sec.gov/CIK">0000811589</xbrli:identifier>
        <xbrli:segment>
          <xbrldi:explicitMember dimension="us-gaap:AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis">FBP:CoveredMember</xbrldi:explicitMember>
          <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">FBP:ConsumerMember</xbrldi:explicitMember>
        </xbrli:segment>
      </xbrli:entity>
      <xbrli:period>
        <xbrli:instant>2012-12-31</xbrli:instant>
      </xbrli:period>
    </xbrli:context>
    <xbrli:context id="AsOf2011-12-31_CommercialUnsecuredMember">
      <xbrli:entity>
        <xbrli:identifier scheme="http://www.sec.gov/CIK">0000811589</xbrli:identifier>
        <xbrli:segment>
          <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">FBP:CommercialUnsecuredMember</xbrldi:explicitMember>
        </xbrli:segment>
      </xbrli:entity>
      <xbrli:period>
        <xbrli:instant>2011-12-31</xbrli:instant>
      </xbrli:period>
    </xbrli:context>
    <xbrli:context id="AsOf2012-12-31_CommercialUnsecuredMember">
      <xbrli:entity>
        <xbrli:identifier scheme="http://www.sec.gov/CIK">0000811589</xbrli:identifier>
        <xbrli:segment>
          <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">FBP:CommercialUnsecuredMember</xbrldi:explicitMember>
        </xbrli:segment>
      </xbrli:entity>
      <xbrli:period>
        <xbrli:instant>2012-12-31</xbrli:instant>
      </xbrli:period>
    </xbrli:context>
    <xbrli:context id="AsOf2011-12-31_CommercialSecuredMember">
      <xbrli:entity>
        <xbrli:identifier scheme="http://www.sec.gov/CIK">0000811589</xbrli:identifier>
        <xbrli:segment>
          <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">FBP:CommercialSecuredMember</xbrldi:explicitMember>
        </xbrli:segment>
      </xbrli:entity>
      <xbrli:period>
        <xbrli:instant>2011-12-31</xbrli:instant>
      </xbrli:period>
    </xbrli:context>
    <xbrli:context id="AsOf2012-12-31_CommercialSecuredMember">
      <xbrli:entity>
        <xbrli:identifier scheme="http://www.sec.gov/CIK">0000811589</xbrli:identifier>
        <xbrli:segment>
          <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">FBP:CommercialSecuredMember</xbrldi:explicitMember>
        </xbrli:segment>
      </xbrli:entity>
      <xbrli:period>
        <xbrli:instant>2012-12-31</xbrli:instant>
      </xbrli:period>
    </xbrli:context>
    <xbrli:context id="AsOf2011-12-31_SecuredInventoryAccountsReceivableMember">
      <xbrli:entity>
        <xbrli:identifier scheme="http://www.sec.gov/CIK">0000811589</xbrli:identifier>
        <xbrli:segment>
          <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">FBP:SecuredInventoryAccountsReceivableMember</xbrldi:explicitMember>
        </xbrli:segment>
      </xbrli:entity>
      <xbrli:period>
        <xbrli:instant>2011-12-31</xbrli:instant>
      </xbrli:period>
    </xbrli:context>
    <xbrli:context id="AsOf2012-12-31_SecuredInventoryAccountsReceivableMember">
      <xbrli:entity>
        <xbrli:identifier scheme="http://www.sec.gov/CIK">0000811589</xbrli:identifier>
        <xbrli:segment>
          <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">FBP:SecuredInventoryAccountsReceivableMember</xbrldi:explicitMember>
        </xbrli:segment>
      </xbrli:entity>
      <xbrli:period>
        <xbrli:instant>2012-12-31</xbrli:instant>
      </xbrli:period>
    </xbrli:context>
    <xbrli:context id="AsOf2011-12-31_RealEstateConstructionMember">
      <xbrli:entity>
        <xbrli:identifier scheme="http://www.sec.gov/CIK">0000811589</xbrli:identifier>
        <xbrli:segment>
          <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">FBP:RealEstateConstructionMember</xbrldi:explicitMember>
        </xbrli:segment>
      </xbrli:entity>
      <xbrli:period>
        <xbrli:instant>2011-12-31</xbrli:instant>
      </xbrli:period>
    </xbrli:context>
    <xbrli:context id="AsOf2012-12-31_RealEstateConstructionMember">
      <xbrli:entity>
        <xbrli:identifier scheme="http://www.sec.gov/CIK">0000811589</xbrli:identifier>
        <xbrli:segment>
          <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">FBP:RealEstateConstructionMember</xbrldi:explicitMember>
        </xbrli:segment>
      </xbrli:entity>
      <xbrli:period>
        <xbrli:instant>2012-12-31</xbrli:instant>
      </xbrli:period>
    </xbrli:context>
    <xbrli:context id="AsOf2011-12-31_RealEstateResidentialMember">
      <xbrli:entity>
        <xbrli:identifier scheme="http://www.sec.gov/CIK">0000811589</xbrli:identifier>
        <xbrli:segment>
          <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">FBP:RealEstateResidentialMember</xbrldi:explicitMember>
        </xbrli:segment>
      </xbrli:entity>
      <xbrli:period>
        <xbrli:instant>2011-12-31</xbrli:instant>
      </xbrli:period>
    </xbrli:context>
    <xbrli:context id="AsOf2012-12-31_RealEstateResidentialMember">
      <xbrli:entity>
        <xbrli:identifier scheme="http://www.sec.gov/CIK">0000811589</xbrli:identifier>
        <xbrli:segment>
          <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">FBP:RealEstateResidentialMember</xbrldi:explicitMember>
        </xbrli:segment>
      </xbrli:entity>
      <xbrli:period>
        <xbrli:instant>2012-12-31</xbrli:instant>
      </xbrli:period>
    </xbrli:context>
    <xbrli:context id="AsOf2011-12-31_RealEstateHomeEquityMember">
      <xbrli:entity>
        <xbrli:identifier scheme="http://www.sec.gov/CIK">0000811589</xbrli:identifier>
        <xbrli:segment>
          <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">FBP:RealEstateHomeEquityMember</xbrldi:explicitMember>
        </xbrli:segment>
      </xbrli:entity>
      <xbrli:period>
        <xbrli:instant>2011-12-31</xbrli:instant>
      </xbrli:period>
    </xbrli:context>
    <xbrli:context id="AsOf2012-12-31_RealEstateHomeEquityMember">
      <xbrli:entity>
        <xbrli:identifier scheme="http://www.sec.gov/CIK">0000811589</xbrli:identifier>
        <xbrli:segment>
          <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">FBP:RealEstateHomeEquityMember</xbrldi:explicitMember>
        </xbrli:segment>
      </xbrli:entity>
      <xbrli:period>
        <xbrli:instant>2012-12-31</xbrli:instant>
      </xbrli:period>
    </xbrli:context>
    <xbrli:context id="AsOf2011-12-31_RealEstateCommercialMember">
      <xbrli:entity>
        <xbrli:identifier scheme="http://www.sec.gov/CIK">0000811589</xbrli:identifier>
        <xbrli:segment>
          <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">FBP:RealEstateCommercialMember</xbrldi:explicitMember>
        </xbrli:segment>
      </xbrli:entity>
      <xbrli:period>
        <xbrli:instant>2011-12-31</xbrli:instant>
      </xbrli:period>
    </xbrli:context>
    <xbrli:context id="AsOf2012-12-31_RealEstateCommercialMember">
      <xbrli:entity>
        <xbrli:identifier scheme="http://www.sec.gov/CIK">0000811589</xbrli:identifier>
        <xbrli:segment>
          <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">FBP:RealEstateCommercialMember</xbrldi:explicitMember>
        </xbrli:segment>
      </xbrli:entity>
      <xbrli:period>
        <xbrli:instant>2012-12-31</xbrli:instant>
      </xbrli:period>
    </xbrli:context>
    <xbrli:context id="AsOf2011-12-31_ConsumerMember">
      <xbrli:entity>
        <xbrli:identifier scheme="http://www.sec.gov/CIK">0000811589</xbrli:identifier>
        <xbrli:segment>
          <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">FBP:ConsumerMember</xbrldi:explicitMember>
        </xbrli:segment>
      </xbrli:entity>
      <xbrli:period>
        <xbrli:instant>2011-12-31</xbrli:instant>
      </xbrli:period>
    </xbrli:context>
    <xbrli:context id="AsOf2012-12-31_ConsumerMember">
      <xbrli:entity>
        <xbrli:identifier scheme="http://www.sec.gov/CIK">0000811589</xbrli:identifier>
        <xbrli:segment>
          <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">FBP:ConsumerMember</xbrldi:explicitMember>
        </xbrli:segment>
      </xbrli:entity>
      <xbrli:period>
        <xbrli:instant>2012-12-31</xbrli:instant>
      </xbrli:period>
    </xbrli:context>
    <xbrli:context id="AsOf2011-12-31_UnallocatedMember">
      <xbrli:entity>
        <xbrli:identifier scheme="http://www.sec.gov/CIK">0000811589</xbrli:identifier>
        <xbrli:segment>
          <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">FBP:UnallocatedMember</xbrldi:explicitMember>
        </xbrli:segment>
      </xbrli:entity>
      <xbrli:period>
        <xbrli:instant>2011-12-31</xbrli:instant>
      </xbrli:period>
    </xbrli:context>
    <xbrli:context id="AsOf2012-12-31_UnallocatedMember">
      <xbrli:entity>
        <xbrli:identifier scheme="http://www.sec.gov/CIK">0000811589</xbrli:identifier>
        <xbrli:segment>
          <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">FBP:UnallocatedMember</xbrldi:explicitMember>
        </xbrli:segment>
      </xbrli:entity>
      <xbrli:period>
        <xbrli:instant>2012-12-31</xbrli:instant>
      </xbrli:period>
    </xbrli:context>
    <xbrli:context id="From2011-01-01to2011-12-31_RealEstateConstructionMember">
      <xbrli:entity>
        <xbrli:identifier scheme="http://www.sec.gov/CIK">0000811589</xbrli:identifier>
        <xbrli:segment>
          <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">FBP:RealEstateConstructionMember</xbrldi:explicitMember>
        </xbrli:segment>
      </xbrli:entity>
      <xbrli:period>
        <xbrli:startDate>2011-01-01</xbrli:startDate>
        <xbrli:endDate>2011-12-31</xbrli:endDate>
      </xbrli:period>
    </xbrli:context>
    <xbrli:context id="From2012-01-01to2012-12-31_RealEstateConstructionMember">
      <xbrli:entity>
        <xbrli:identifier scheme="http://www.sec.gov/CIK">0000811589</xbrli:identifier>
        <xbrli:segment>
          <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">FBP:RealEstateConstructionMember</xbrldi:explicitMember>
        </xbrli:segment>
      </xbrli:entity>
      <xbrli:period>
        <xbrli:startDate>2012-01-01</xbrli:startDate>
        <xbrli:endDate>2012-12-31</xbrli:endDate>
      </xbrli:period>
    </xbrli:context>
    <xbrli:context id="From2011-01-01to2011-12-31_RealEstateResidentialMember">
      <xbrli:entity>
        <xbrli:identifier scheme="http://www.sec.gov/CIK">0000811589</xbrli:identifier>
        <xbrli:segment>
          <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">FBP:RealEstateResidentialMember</xbrldi:explicitMember>
        </xbrli:segment>
      </xbrli:entity>
      <xbrli:period>
        <xbrli:startDate>2011-01-01</xbrli:startDate>
        <xbrli:endDate>2011-12-31</xbrli:endDate>
      </xbrli:period>
    </xbrli:context>
    <xbrli:context id="From2012-01-01to2012-12-31_RealEstateResidentialMember">
      <xbrli:entity>
        <xbrli:identifier scheme="http://www.sec.gov/CIK">0000811589</xbrli:identifier>
        <xbrli:segment>
          <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">FBP:RealEstateResidentialMember</xbrldi:explicitMember>
        </xbrli:segment>
      </xbrli:entity>
      <xbrli:period>
        <xbrli:startDate>2012-01-01</xbrli:startDate>
        <xbrli:endDate>2012-12-31</xbrli:endDate>
      </xbrli:period>
    </xbrli:context>
    <xbrli:context id="From2011-01-01to2011-12-31_RealEstateHomeEquityMember">
      <xbrli:entity>
        <xbrli:identifier scheme="http://www.sec.gov/CIK">0000811589</xbrli:identifier>
        <xbrli:segment>
          <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">FBP:RealEstateHomeEquityMember</xbrldi:explicitMember>
        </xbrli:segment>
      </xbrli:entity>
      <xbrli:period>
        <xbrli:startDate>2011-01-01</xbrli:startDate>
        <xbrli:endDate>2011-12-31</xbrli:endDate>
      </xbrli:period>
    </xbrli:context>
    <xbrli:context id="From2012-01-01to2012-12-31_RealEstateHomeEquityMember">
      <xbrli:entity>
        <xbrli:identifier scheme="http://www.sec.gov/CIK">0000811589</xbrli:identifier>
        <xbrli:segment>
          <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">FBP:RealEstateHomeEquityMember</xbrldi:explicitMember>
        </xbrli:segment>
      </xbrli:entity>
      <xbrli:period>
        <xbrli:startDate>2012-01-01</xbrli:startDate>
        <xbrli:endDate>2012-12-31</xbrli:endDate>
      </xbrli:period>
    </xbrli:context>
    <xbrli:context id="From2011-01-01to2011-12-31_RealEstateCommercialMember">
      <xbrli:entity>
        <xbrli:identifier scheme="http://www.sec.gov/CIK">0000811589</xbrli:identifier>
        <xbrli:segment>
          <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">FBP:RealEstateCommercialMember</xbrldi:explicitMember>
        </xbrli:segment>
      </xbrli:entity>
      <xbrli:period>
        <xbrli:startDate>2011-01-01</xbrli:startDate>
        <xbrli:endDate>2011-12-31</xbrli:endDate>
      </xbrli:period>
    </xbrli:context>
    <xbrli:context id="From2012-01-01to2012-12-31_RealEstateCommercialMember">
      <xbrli:entity>
        <xbrli:identifier scheme="http://www.sec.gov/CIK">0000811589</xbrli:identifier>
        <xbrli:segment>
          <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">FBP:RealEstateCommercialMember</xbrldi:explicitMember>
        </xbrli:segment>
      </xbrli:entity>
      <xbrli:period>
        <xbrli:startDate>2012-01-01</xbrli:startDate>
        <xbrli:endDate>2012-12-31</xbrli:endDate>
      </xbrli:period>
    </xbrli:context>
    <xbrli:context id="From2011-01-01to2011-12-31_ConsumerMember">
      <xbrli:entity>
        <xbrli:identifier scheme="http://www.sec.gov/CIK">0000811589</xbrli:identifier>
        <xbrli:segment>
          <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">FBP:ConsumerMember</xbrldi:explicitMember>
        </xbrli:segment>
      </xbrli:entity>
      <xbrli:period>
        <xbrli:startDate>2011-01-01</xbrli:startDate>
        <xbrli:endDate>2011-12-31</xbrli:endDate>
      </xbrli:period>
    </xbrli:context>
    <xbrli:context id="From2012-01-01to2012-12-31_ConsumerMember">
      <xbrli:entity>
        <xbrli:identifier scheme="http://www.sec.gov/CIK">0000811589</xbrli:identifier>
        <xbrli:segment>
          <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">FBP:ConsumerMember</xbrldi:explicitMember>
        </xbrli:segment>
      </xbrli:entity>
      <xbrli:period>
        <xbrli:startDate>2012-01-01</xbrli:startDate>
        <xbrli:endDate>2012-12-31</xbrli:endDate>
      </xbrli:period>
    </xbrli:context>
    <xbrli:context id="From2011-01-01to2011-12-31_UnallocatedMember">
      <xbrli:entity>
        <xbrli:identifier scheme="http://www.sec.gov/CIK">0000811589</xbrli:identifier>
        <xbrli:segment>
          <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">FBP:UnallocatedMember</xbrldi:explicitMember>
        </xbrli:segment>
      </xbrli:entity>
      <xbrli:period>
        <xbrli:startDate>2011-01-01</xbrli:startDate>
        <xbrli:endDate>2011-12-31</xbrli:endDate>
      </xbrli:period>
    </xbrli:context>
    <xbrli:context id="From2012-01-01to2012-12-31_UnallocatedMember">
      <xbrli:entity>
        <xbrli:identifier scheme="http://www.sec.gov/CIK">0000811589</xbrli:identifier>
        <xbrli:segment>
          <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">FBP:UnallocatedMember</xbrldi:explicitMember>
        </xbrli:segment>
      </xbrli:entity>
      <xbrli:period>
        <xbrli:startDate>2012-01-01</xbrli:startDate>
        <xbrli:endDate>2012-12-31</xbrli:endDate>
      </xbrli:period>
    </xbrli:context>
    <xbrli:context id="From2011-01-01to2011-12-31_CommercialLoanMember">
      <xbrli:entity>
        <xbrli:identifier scheme="http://www.sec.gov/CIK">0000811589</xbrli:identifier>
        <xbrli:segment>
          <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:CommercialLoanMember</xbrldi:explicitMember>
        </xbrli:segment>
      </xbrli:entity>
      <xbrli:period>
        <xbrli:startDate>2011-01-01</xbrli:startDate>
        <xbrli:endDate>2011-12-31</xbrli:endDate>
      </xbrli:period>
    </xbrli:context>
    <xbrli:context id="From2012-01-01to2012-12-31_CommercialLoanMember">
      <xbrli:entity>
        <xbrli:identifier scheme="http://www.sec.gov/CIK">0000811589</xbrli:identifier>
        <xbrli:segment>
          <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:CommercialLoanMember</xbrldi:explicitMember>
        </xbrli:segment>
      </xbrli:entity>
      <xbrli:period>
        <xbrli:startDate>2012-01-01</xbrli:startDate>
        <xbrli:endDate>2012-12-31</xbrli:endDate>
      </xbrli:period>
    </xbrli:context>
    <xbrli:context id="AsOf2010-12-31_CommercialLoanMember">
      <xbrli:entity>
        <xbrli:identifier scheme="http://www.sec.gov/CIK">0000811589</xbrli:identifier>
        <xbrli:segment>
          <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:CommercialLoanMember</xbrldi:explicitMember>
        </xbrli:segment>
      </xbrli:entity>
      <xbrli:period>
        <xbrli:instant>2010-12-31</xbrli:instant>
      </xbrli:period>
    </xbrli:context>
    <xbrli:context id="AsOf2010-12-31_RealEstateResidentialMember">
      <xbrli:entity>
        <xbrli:identifier scheme="http://www.sec.gov/CIK">0000811589</xbrli:identifier>
        <xbrli:segment>
          <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">FBP:RealEstateResidentialMember</xbrldi:explicitMember>
        </xbrli:segment>
      </xbrli:entity>
      <xbrli:period>
        <xbrli:instant>2010-12-31</xbrli:instant>
      </xbrli:period>
    </xbrli:context>
    <xbrli:context id="AsOf2010-12-31_RealEstateHomeEquityMember">
      <xbrli:entity>
        <xbrli:identifier scheme="http://www.sec.gov/CIK">0000811589</xbrli:identifier>
        <xbrli:segment>
          <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">FBP:RealEstateHomeEquityMember</xbrldi:explicitMember>
        </xbrli:segment>
      </xbrli:entity>
      <xbrli:period>
        <xbrli:instant>2010-12-31</xbrli:instant>
      </xbrli:period>
    </xbrli:context>
    <xbrli:context id="AsOf2010-12-31_RealEstateCommercialMember">
      <xbrli:entity>
        <xbrli:identifier scheme="http://www.sec.gov/CIK">0000811589</xbrli:identifier>
        <xbrli:segment>
          <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">FBP:RealEstateCommercialMember</xbrldi:explicitMember>
        </xbrli:segment>
      </xbrli:entity>
      <xbrli:period>
        <xbrli:instant>2010-12-31</xbrli:instant>
      </xbrli:period>
    </xbrli:context>
    <xbrli:context id="AsOf2010-12-31_ConsumerMember">
      <xbrli:entity>
        <xbrli:identifier scheme="http://www.sec.gov/CIK">0000811589</xbrli:identifier>
        <xbrli:segment>
          <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">FBP:ConsumerMember</xbrldi:explicitMember>
        </xbrli:segment>
      </xbrli:entity>
      <xbrli:period>
        <xbrli:instant>2010-12-31</xbrli:instant>
      </xbrli:period>
    </xbrli:context>
    <xbrli:context id="AsOf2010-12-31_UnallocatedMember">
      <xbrli:entity>
        <xbrli:identifier scheme="http://www.sec.gov/CIK">0000811589</xbrli:identifier>
        <xbrli:segment>
          <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">FBP:UnallocatedMember</xbrldi:explicitMember>
        </xbrli:segment>
      </xbrli:entity>
      <xbrli:period>
        <xbrli:instant>2010-12-31</xbrli:instant>
      </xbrli:period>
    </xbrli:context>
    <xbrli:context id="AsOf2010-12-31_NonCoveredMember">
      <xbrli:entity>
        <xbrli:identifier scheme="http://www.sec.gov/CIK">0000811589</xbrli:identifier>
        <xbrli:segment>
          <xbrldi:explicitMember dimension="us-gaap:AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis">FBP:NonCoveredMember</xbrldi:explicitMember>
        </xbrli:segment>
      </xbrli:entity>
      <xbrli:period>
        <xbrli:instant>2010-12-31</xbrli:instant>
      </xbrli:period>
    </xbrli:context>
    <xbrli:context id="AsOf2010-12-31_RealEstateConstructionMember">
      <xbrli:entity>
        <xbrli:identifier scheme="http://www.sec.gov/CIK">0000811589</xbrli:identifier>
        <xbrli:segment>
          <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">FBP:RealEstateConstructionMember</xbrldi:explicitMember>
        </xbrli:segment>
      </xbrli:entity>
      <xbrli:period>
        <xbrli:instant>2010-12-31</xbrli:instant>
      </xbrli:period>
    </xbrli:context>
    <xbrli:context id="From2012-01-01to2012-12-31_NonCoveredMember_CommercialUnsecuredMember">
      <xbrli:entity>
        <xbrli:identifier scheme="http://www.sec.gov/CIK">0000811589</xbrli:identifier>
        <xbrli:segment>
          <xbrldi:explicitMember dimension="us-gaap:AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis">FBP:NonCoveredMember</xbrldi:explicitMember>
          <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">FBP:CommercialUnsecuredMember</xbrldi:explicitMember>
        </xbrli:segment>
      </xbrli:entity>
      <xbrli:period>
        <xbrli:startDate>2012-01-01</xbrli:startDate>
        <xbrli:endDate>2012-12-31</xbrli:endDate>
      </xbrli:period>
    </xbrli:context>
    <xbrli:context id="From2011-01-01to2011-12-31_NonCoveredMember_CommercialUnsecuredMember">
      <xbrli:entity>
        <xbrli:identifier scheme="http://www.sec.gov/CIK">0000811589</xbrli:identifier>
        <xbrli:segment>
          <xbrldi:explicitMember dimension="us-gaap:AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis">FBP:NonCoveredMember</xbrldi:explicitMember>
          <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">FBP:CommercialUnsecuredMember</xbrldi:explicitMember>
        </xbrli:segment>
      </xbrli:entity>
      <xbrli:period>
        <xbrli:startDate>2011-01-01</xbrli:startDate>
        <xbrli:endDate>2011-12-31</xbrli:endDate>
      </xbrli:period>
    </xbrli:context>
    <xbrli:context id="From2012-01-01to2012-12-31_NonCoveredMember_CommercialSecuredMember">
      <xbrli:entity>
        <xbrli:identifier scheme="http://www.sec.gov/CIK">0000811589</xbrli:identifier>
        <xbrli:segment>
          <xbrldi:explicitMember dimension="us-gaap:AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis">FBP:NonCoveredMember</xbrldi:explicitMember>
          <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">FBP:CommercialSecuredMember</xbrldi:explicitMember>
        </xbrli:segment>
      </xbrli:entity>
      <xbrli:period>
        <xbrli:startDate>2012-01-01</xbrli:startDate>
        <xbrli:endDate>2012-12-31</xbrli:endDate>
      </xbrli:period>
    </xbrli:context>
    <xbrli:context id="From2011-01-01to2011-12-31_NonCoveredMember_CommercialSecuredMember">
      <xbrli:entity>
        <xbrli:identifier scheme="http://www.sec.gov/CIK">0000811589</xbrli:identifier>
        <xbrli:segment>
          <xbrldi:explicitMember dimension="us-gaap:AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis">FBP:NonCoveredMember</xbrldi:explicitMember>
          <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">FBP:CommercialSecuredMember</xbrldi:explicitMember>
        </xbrli:segment>
      </xbrli:entity>
      <xbrli:period>
        <xbrli:startDate>2011-01-01</xbrli:startDate>
        <xbrli:endDate>2011-12-31</xbrli:endDate>
      </xbrli:period>
    </xbrli:context>
    <xbrli:context id="From2012-01-01to2012-12-31_NonCoveredMember_SecuredInventoryAccountsReceivableMember">
      <xbrli:entity>
        <xbrli:identifier scheme="http://www.sec.gov/CIK">0000811589</xbrli:identifier>
        <xbrli:segment>
          <xbrldi:explicitMember dimension="us-gaap:AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis">FBP:NonCoveredMember</xbrldi:explicitMember>
          <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">FBP:SecuredInventoryAccountsReceivableMember</xbrldi:explicitMember>
        </xbrli:segment>
      </xbrli:entity>
      <xbrli:period>
        <xbrli:startDate>2012-01-01</xbrli:startDate>
        <xbrli:endDate>2012-12-31</xbrli:endDate>
      </xbrli:period>
    </xbrli:context>
    <xbrli:context id="From2011-01-01to2011-12-31_NonCoveredMember_SecuredInventoryAccountsReceivableMember">
      <xbrli:entity>
        <xbrli:identifier scheme="http://www.sec.gov/CIK">0000811589</xbrli:identifier>
        <xbrli:segment>
          <xbrldi:explicitMember dimension="us-gaap:AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis">FBP:NonCoveredMember</xbrldi:explicitMember>
          <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">FBP:SecuredInventoryAccountsReceivableMember</xbrldi:explicitMember>
        </xbrli:segment>
      </xbrli:entity>
      <xbrli:period>
        <xbrli:startDate>2011-01-01</xbrli:startDate>
        <xbrli:endDate>2011-12-31</xbrli:endDate>
      </xbrli:period>
    </xbrli:context>
    <xbrli:context id="From2012-01-01to2012-12-31_NonCoveredMember_RealEstateConstructionMember">
      <xbrli:entity>
        <xbrli:identifier scheme="http://www.sec.gov/CIK">0000811589</xbrli:identifier>
        <xbrli:segment>
          <xbrldi:explicitMember dimension="us-gaap:AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis">FBP:NonCoveredMember</xbrldi:explicitMember>
          <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">FBP:RealEstateConstructionMember</xbrldi:explicitMember>
        </xbrli:segment>
      </xbrli:entity>
      <xbrli:period>
        <xbrli:startDate>2012-01-01</xbrli:startDate>
        <xbrli:endDate>2012-12-31</xbrli:endDate>
      </xbrli:period>
    </xbrli:context>
    <xbrli:context id="From2011-01-01to2011-12-31_NonCoveredMember_RealEstateConstructionMember">
      <xbrli:entity>
        <xbrli:identifier scheme="http://www.sec.gov/CIK">0000811589</xbrli:identifier>
        <xbrli:segment>
          <xbrldi:explicitMember dimension="us-gaap:AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis">FBP:NonCoveredMember</xbrldi:explicitMember>
          <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">FBP:RealEstateConstructionMember</xbrldi:explicitMember>
        </xbrli:segment>
      </xbrli:entity>
      <xbrli:period>
        <xbrli:startDate>2011-01-01</xbrli:startDate>
        <xbrli:endDate>2011-12-31</xbrli:endDate>
      </xbrli:period>
    </xbrli:context>
    <xbrli:context id="From2012-01-01to2012-12-31_NonCoveredMember_RealEstateResidentialMember">
      <xbrli:entity>
        <xbrli:identifier scheme="http://www.sec.gov/CIK">0000811589</xbrli:identifier>
        <xbrli:segment>
          <xbrldi:explicitMember dimension="us-gaap:AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis">FBP:NonCoveredMember</xbrldi:explicitMember>
          <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">FBP:RealEstateResidentialMember</xbrldi:explicitMember>
        </xbrli:segment>
      </xbrli:entity>
      <xbrli:period>
        <xbrli:startDate>2012-01-01</xbrli:startDate>
        <xbrli:endDate>2012-12-31</xbrli:endDate>
      </xbrli:period>
    </xbrli:context>
    <xbrli:context id="From2011-01-01to2011-12-31_NonCoveredMember_RealEstateResidentialMember">
      <xbrli:entity>
        <xbrli:identifier scheme="http://www.sec.gov/CIK">0000811589</xbrli:identifier>
        <xbrli:segment>
          <xbrldi:explicitMember dimension="us-gaap:AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis">FBP:NonCoveredMember</xbrldi:explicitMember>
          <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">FBP:RealEstateResidentialMember</xbrldi:explicitMember>
        </xbrli:segment>
      </xbrli:entity>
      <xbrli:period>
        <xbrli:startDate>2011-01-01</xbrli:startDate>
        <xbrli:endDate>2011-12-31</xbrli:endDate>
      </xbrli:period>
    </xbrli:context>
    <xbrli:context id="From2012-01-01to2012-12-31_NonCoveredMember_RealEstateHomeEquityMember">
      <xbrli:entity>
        <xbrli:identifier scheme="http://www.sec.gov/CIK">0000811589</xbrli:identifier>
        <xbrli:segment>
          <xbrldi:explicitMember dimension="us-gaap:AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis">FBP:NonCoveredMember</xbrldi:explicitMember>
          <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">FBP:RealEstateHomeEquityMember</xbrldi:explicitMember>
        </xbrli:segment>
      </xbrli:entity>
      <xbrli:period>
        <xbrli:startDate>2012-01-01</xbrli:startDate>
        <xbrli:endDate>2012-12-31</xbrli:endDate>
      </xbrli:period>
    </xbrli:context>
    <xbrli:context id="From2011-01-01to2011-12-31_NonCoveredMember_RealEstateHomeEquityMember">
      <xbrli:entity>
        <xbrli:identifier scheme="http://www.sec.gov/CIK">0000811589</xbrli:identifier>
        <xbrli:segment>
          <xbrldi:explicitMember dimension="us-gaap:AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis">FBP:NonCoveredMember</xbrldi:explicitMember>
          <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">FBP:RealEstateHomeEquityMember</xbrldi:explicitMember>
        </xbrli:segment>
      </xbrli:entity>
      <xbrli:period>
        <xbrli:startDate>2011-01-01</xbrli:startDate>
        <xbrli:endDate>2011-12-31</xbrli:endDate>
      </xbrli:period>
    </xbrli:context>
    <xbrli:context id="From2012-01-01to2012-12-31_NonCoveredMember_RealEstateCommercialMember">
      <xbrli:entity>
        <xbrli:identifier scheme="http://www.sec.gov/CIK">0000811589</xbrli:identifier>
        <xbrli:segment>
          <xbrldi:explicitMember dimension="us-gaap:AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis">FBP:NonCoveredMember</xbrldi:explicitMember>
          <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">FBP:RealEstateCommercialMember</xbrldi:explicitMember>
        </xbrli:segment>
      </xbrli:entity>
      <xbrli:period>
        <xbrli:startDate>2012-01-01</xbrli:startDate>
        <xbrli:endDate>2012-12-31</xbrli:endDate>
      </xbrli:period>
    </xbrli:context>
    <xbrli:context id="From2011-01-01to2011-12-31_NonCoveredMember_RealEstateCommercialMember">
      <xbrli:entity>
        <xbrli:identifier scheme="http://www.sec.gov/CIK">0000811589</xbrli:identifier>
        <xbrli:segment>
          <xbrldi:explicitMember dimension="us-gaap:AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis">FBP:NonCoveredMember</xbrldi:explicitMember>
          <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">FBP:RealEstateCommercialMember</xbrldi:explicitMember>
        </xbrli:segment>
      </xbrli:entity>
      <xbrli:period>
        <xbrli:startDate>2011-01-01</xbrli:startDate>
        <xbrli:endDate>2011-12-31</xbrli:endDate>
      </xbrli:period>
    </xbrli:context>
    <xbrli:context id="From2012-01-01to2012-12-31_NonCoveredMember_ConsumerMember">
      <xbrli:entity>
        <xbrli:identifier scheme="http://www.sec.gov/CIK">0000811589</xbrli:identifier>
        <xbrli:segment>
          <xbrldi:explicitMember dimension="us-gaap:AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis">FBP:NonCoveredMember</xbrldi:explicitMember>
          <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">FBP:ConsumerMember</xbrldi:explicitMember>
        </xbrli:segment>
      </xbrli:entity>
      <xbrli:period>
        <xbrli:startDate>2012-01-01</xbrli:startDate>
        <xbrli:endDate>2012-12-31</xbrli:endDate>
      </xbrli:period>
    </xbrli:context>
    <xbrli:context id="From2011-01-01to2011-12-31_NonCoveredMember_ConsumerMember">
      <xbrli:entity>
        <xbrli:identifier scheme="http://www.sec.gov/CIK">0000811589</xbrli:identifier>
        <xbrli:segment>
          <xbrldi:explicitMember dimension="us-gaap:AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis">FBP:NonCoveredMember</xbrldi:explicitMember>
          <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">FBP:ConsumerMember</xbrldi:explicitMember>
        </xbrli:segment>
      </xbrli:entity>
      <xbrli:period>
        <xbrli:startDate>2011-01-01</xbrli:startDate>
        <xbrli:endDate>2011-12-31</xbrli:endDate>
      </xbrli:period>
    </xbrli:context>
    <xbrli:context id="AsOf2012-12-31_PassMember_CommercialUnsecuredMember">
      <xbrli:entity>
        <xbrli:identifier scheme="http://www.sec.gov/CIK">0000811589</xbrli:identifier>
        <xbrli:segment>
          <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableInformationByCreditQualityIndicatorAxis">us-gaap:PassMember</xbrldi:explicitMember>
          <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">FBP:CommercialUnsecuredMember</xbrldi:explicitMember>
        </xbrli:segment>
      </xbrli:entity>
      <xbrli:period>
        <xbrli:instant>2012-12-31</xbrli:instant>
      </xbrli:period>
    </xbrli:context>
    <xbrli:context id="AsOf2011-12-31_PassMember_CommercialUnsecuredMember">
      <xbrli:entity>
        <xbrli:identifier scheme="http://www.sec.gov/CIK">0000811589</xbrli:identifier>
        <xbrli:segment>
          <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableInformationByCreditQualityIndicatorAxis">us-gaap:PassMember</xbrldi:explicitMember>
          <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">FBP:CommercialUnsecuredMember</xbrldi:explicitMember>
        </xbrli:segment>
      </xbrli:entity>
      <xbrli:period>
        <xbrli:instant>2011-12-31</xbrli:instant>
      </xbrli:period>
    </xbrli:context>
    <xbrli:context id="AsOf2012-12-31_WeakPassMember_CommercialUnsecuredMember">
      <xbrli:entity>
        <xbrli:identifier scheme="http://www.sec.gov/CIK">0000811589</xbrli:identifier>
        <xbrli:segment>
          <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableInformationByCreditQualityIndicatorAxis">FBP:WeakPassMember</xbrldi:explicitMember>
          <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">FBP:CommercialUnsecuredMember</xbrldi:explicitMember>
        </xbrli:segment>
      </xbrli:entity>
      <xbrli:period>
        <xbrli:instant>2012-12-31</xbrli:instant>
      </xbrli:period>
    </xbrli:context>
    <xbrli:context id="AsOf2011-12-31_WeakPassMember_CommercialUnsecuredMember">
      <xbrli:entity>
        <xbrli:identifier scheme="http://www.sec.gov/CIK">0000811589</xbrli:identifier>
        <xbrli:segment>
          <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableInformationByCreditQualityIndicatorAxis">FBP:WeakPassMember</xbrldi:explicitMember>
          <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">FBP:CommercialUnsecuredMember</xbrldi:explicitMember>
        </xbrli:segment>
      </xbrli:entity>
      <xbrli:period>
        <xbrli:instant>2011-12-31</xbrli:instant>
      </xbrli:period>
    </xbrli:context>
    <xbrli:context id="AsOf2012-12-31_WatchStandardMember_CommercialUnsecuredMember">
      <xbrli:entity>
        <xbrli:identifier scheme="http://www.sec.gov/CIK">0000811589</xbrli:identifier>
        <xbrli:segment>
          <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableInformationByCreditQualityIndicatorAxis">FBP:WatchStandardMember</xbrldi:explicitMember>
          <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">FBP:CommercialUnsecuredMember</xbrldi:explicitMember>
        </xbrli:segment>
      </xbrli:entity>
      <xbrli:period>
        <xbrli:instant>2012-12-31</xbrli:instant>
      </xbrli:period>
    </xbrli:context>
    <xbrli:context id="AsOf2011-12-31_WatchStandardMember_CommercialUnsecuredMember">
      <xbrli:entity>
        <xbrli:identifier scheme="http://www.sec.gov/CIK">0000811589</xbrli:identifier>
        <xbrli:segment>
          <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableInformationByCreditQualityIndicatorAxis">FBP:WatchStandardMember</xbrldi:explicitMember>
          <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">FBP:CommercialUnsecuredMember</xbrldi:explicitMember>
        </xbrli:segment>
      </xbrli:entity>
      <xbrli:period>
        <xbrli:instant>2011-12-31</xbrli:instant>
      </xbrli:period>
    </xbrli:context>
    <xbrli:context id="AsOf2012-12-31_SpecialMentionMember_CommercialUnsecuredMember">
      <xbrli:entity>
        <xbrli:identifier scheme="http://www.sec.gov/CIK">0000811589</xbrli:identifier>
        <xbrli:segment>
          <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableInformationByCreditQualityIndicatorAxis">us-gaap:SpecialMentionMember</xbrldi:explicitMember>
          <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">FBP:CommercialUnsecuredMember</xbrldi:explicitMember>
        </xbrli:segment>
      </xbrli:entity>
      <xbrli:period>
        <xbrli:instant>2012-12-31</xbrli:instant>
      </xbrli:period>
    </xbrli:context>
    <xbrli:context id="AsOf2011-12-31_SpecialMentionMember_CommercialUnsecuredMember">
      <xbrli:entity>
        <xbrli:identifier scheme="http://www.sec.gov/CIK">0000811589</xbrli:identifier>
        <xbrli:segment>
          <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableInformationByCreditQualityIndicatorAxis">us-gaap:SpecialMentionMember</xbrldi:explicitMember>
          <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">FBP:CommercialUnsecuredMember</xbrldi:explicitMember>
        </xbrli:segment>
      </xbrli:entity>
      <xbrli:period>
        <xbrli:instant>2011-12-31</xbrli:instant>
      </xbrli:period>
    </xbrli:context>
    <xbrli:context id="AsOf2012-12-31_ClassifiedMember_CommercialUnsecuredMember">
      <xbrli:entity>
        <xbrli:identifier scheme="http://www.sec.gov/CIK">0000811589</xbrli:identifier>
        <xbrli:segment>
          <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableInformationByCreditQualityIndicatorAxis">FBP:ClassifiedMember</xbrldi:explicitMember>
          <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">FBP:CommercialUnsecuredMember</xbrldi:explicitMember>
        </xbrli:segment>
      </xbrli:entity>
      <xbrli:period>
        <xbrli:instant>2012-12-31</xbrli:instant>
      </xbrli:period>
    </xbrli:context>
    <xbrli:context id="AsOf2011-12-31_ClassifiedMember_CommercialUnsecuredMember">
      <xbrli:entity>
        <xbrli:identifier scheme="http://www.sec.gov/CIK">0000811589</xbrli:identifier>
        <xbrli:segment>
          <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableInformationByCreditQualityIndicatorAxis">FBP:ClassifiedMember</xbrldi:explicitMember>
          <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">FBP:CommercialUnsecuredMember</xbrldi:explicitMember>
        </xbrli:segment>
      </xbrli:entity>
      <xbrli:period>
        <xbrli:instant>2011-12-31</xbrli:instant>
      </xbrli:period>
    </xbrli:context>
    <xbrli:context id="AsOf2012-12-31_NonaccrualFinancingReceivableMember_CommercialUnsecuredMember">
      <xbrli:entity>
        <xbrli:identifier scheme="http://www.sec.gov/CIK">0000811589</xbrli:identifier>
        <xbrli:segment>
          <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableInformationByCreditQualityIndicatorAxis">FBP:NonaccrualFinancingReceivableMember</xbrldi:explicitMember>
          <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">FBP:CommercialUnsecuredMember</xbrldi:explicitMember>
        </xbrli:segment>
      </xbrli:entity>
      <xbrli:period>
        <xbrli:instant>2012-12-31</xbrli:instant>
      </xbrli:period>
    </xbrli:context>
    <xbrli:context id="AsOf2011-12-31_NonaccrualFinancingReceivableMember_CommercialUnsecuredMember">
      <xbrli:entity>
        <xbrli:identifier scheme="http://www.sec.gov/CIK">0000811589</xbrli:identifier>
        <xbrli:segment>
          <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableInformationByCreditQualityIndicatorAxis">FBP:NonaccrualFinancingReceivableMember</xbrldi:explicitMember>
          <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">FBP:CommercialUnsecuredMember</xbrldi:explicitMember>
        </xbrli:segment>
      </xbrli:entity>
      <xbrli:period>
        <xbrli:instant>2011-12-31</xbrli:instant>
      </xbrli:period>
    </xbrli:context>
    <xbrli:context id="AsOf2012-12-31_PassMember_CommercialSecuredMember">
      <xbrli:entity>
        <xbrli:identifier scheme="http://www.sec.gov/CIK">0000811589</xbrli:identifier>
        <xbrli:segment>
          <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableInformationByCreditQualityIndicatorAxis">us-gaap:PassMember</xbrldi:explicitMember>
          <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">FBP:CommercialSecuredMember</xbrldi:explicitMember>
        </xbrli:segment>
      </xbrli:entity>
      <xbrli:period>
        <xbrli:instant>2012-12-31</xbrli:instant>
      </xbrli:period>
    </xbrli:context>
    <xbrli:context id="AsOf2011-12-31_PassMember_CommercialSecuredMember">
      <xbrli:entity>
        <xbrli:identifier scheme="http://www.sec.gov/CIK">0000811589</xbrli:identifier>
        <xbrli:segment>
          <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableInformationByCreditQualityIndicatorAxis">us-gaap:PassMember</xbrldi:explicitMember>
          <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">FBP:CommercialSecuredMember</xbrldi:explicitMember>
        </xbrli:segment>
      </xbrli:entity>
      <xbrli:period>
        <xbrli:instant>2011-12-31</xbrli:instant>
      </xbrli:period>
    </xbrli:context>
    <xbrli:context id="AsOf2012-12-31_WeakPassMember_CommercialSecuredMember">
      <xbrli:entity>
        <xbrli:identifier scheme="http://www.sec.gov/CIK">0000811589</xbrli:identifier>
        <xbrli:segment>
          <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableInformationByCreditQualityIndicatorAxis">FBP:WeakPassMember</xbrldi:explicitMember>
          <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">FBP:CommercialSecuredMember</xbrldi:explicitMember>
        </xbrli:segment>
      </xbrli:entity>
      <xbrli:period>
        <xbrli:instant>2012-12-31</xbrli:instant>
      </xbrli:period>
    </xbrli:context>
    <xbrli:context id="AsOf2011-12-31_WeakPassMember_CommercialSecuredMember">
      <xbrli:entity>
        <xbrli:identifier scheme="http://www.sec.gov/CIK">0000811589</xbrli:identifier>
        <xbrli:segment>
          <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableInformationByCreditQualityIndicatorAxis">FBP:WeakPassMember</xbrldi:explicitMember>
          <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">FBP:CommercialSecuredMember</xbrldi:explicitMember>
        </xbrli:segment>
      </xbrli:entity>
      <xbrli:period>
        <xbrli:instant>2011-12-31</xbrli:instant>
      </xbrli:period>
    </xbrli:context>
    <xbrli:context id="AsOf2012-12-31_WatchStandardMember_CommercialSecuredMember">
      <xbrli:entity>
        <xbrli:identifier scheme="http://www.sec.gov/CIK">0000811589</xbrli:identifier>
        <xbrli:segment>
          <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableInformationByCreditQualityIndicatorAxis">FBP:WatchStandardMember</xbrldi:explicitMember>
          <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">FBP:CommercialSecuredMember</xbrldi:explicitMember>
        </xbrli:segment>
      </xbrli:entity>
      <xbrli:period>
        <xbrli:instant>2012-12-31</xbrli:instant>
      </xbrli:period>
    </xbrli:context>
    <xbrli:context id="AsOf2011-12-31_WatchStandardMember_CommercialSecuredMember">
      <xbrli:entity>
        <xbrli:identifier scheme="http://www.sec.gov/CIK">0000811589</xbrli:identifier>
        <xbrli:segment>
          <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableInformationByCreditQualityIndicatorAxis">FBP:WatchStandardMember</xbrldi:explicitMember>
          <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">FBP:CommercialSecuredMember</xbrldi:explicitMember>
        </xbrli:segment>
      </xbrli:entity>
      <xbrli:period>
        <xbrli:instant>2011-12-31</xbrli:instant>
      </xbrli:period>
    </xbrli:context>
    <xbrli:context id="AsOf2012-12-31_SpecialMentionMember_CommercialSecuredMember">
      <xbrli:entity>
        <xbrli:identifier scheme="http://www.sec.gov/CIK">0000811589</xbrli:identifier>
        <xbrli:segment>
          <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableInformationByCreditQualityIndicatorAxis">us-gaap:SpecialMentionMember</xbrldi:explicitMember>
          <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">FBP:CommercialSecuredMember</xbrldi:explicitMember>
        </xbrli:segment>
      </xbrli:entity>
      <xbrli:period>
        <xbrli:instant>2012-12-31</xbrli:instant>
      </xbrli:period>
    </xbrli:context>
    <xbrli:context id="AsOf2011-12-31_SpecialMentionMember_CommercialSecuredMember">
      <xbrli:entity>
        <xbrli:identifier scheme="http://www.sec.gov/CIK">0000811589</xbrli:identifier>
        <xbrli:segment>
          <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableInformationByCreditQualityIndicatorAxis">us-gaap:SpecialMentionMember</xbrldi:explicitMember>
          <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">FBP:CommercialSecuredMember</xbrldi:explicitMember>
        </xbrli:segment>
      </xbrli:entity>
      <xbrli:period>
        <xbrli:instant>2011-12-31</xbrli:instant>
      </xbrli:period>
    </xbrli:context>
    <xbrli:context id="AsOf2012-12-31_ClassifiedMember_CommercialSecuredMember">
      <xbrli:entity>
        <xbrli:identifier scheme="http://www.sec.gov/CIK">0000811589</xbrli:identifier>
        <xbrli:segment>
          <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableInformationByCreditQualityIndicatorAxis">FBP:ClassifiedMember</xbrldi:explicitMember>
          <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">FBP:CommercialSecuredMember</xbrldi:explicitMember>
        </xbrli:segment>
      </xbrli:entity>
      <xbrli:period>
        <xbrli:instant>2012-12-31</xbrli:instant>
      </xbrli:period>
    </xbrli:context>
    <xbrli:context id="AsOf2011-12-31_ClassifiedMember_CommercialSecuredMember">
      <xbrli:entity>
        <xbrli:identifier scheme="http://www.sec.gov/CIK">0000811589</xbrli:identifier>
        <xbrli:segment>
          <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableInformationByCreditQualityIndicatorAxis">FBP:ClassifiedMember</xbrldi:explicitMember>
          <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">FBP:CommercialSecuredMember</xbrldi:explicitMember>
        </xbrli:segment>
      </xbrli:entity>
      <xbrli:period>
        <xbrli:instant>2011-12-31</xbrli:instant>
      </xbrli:period>
    </xbrli:context>
    <xbrli:context id="AsOf2012-12-31_NonaccrualFinancingReceivableMember_CommercialSecuredMember">
      <xbrli:entity>
        <xbrli:identifier scheme="http://www.sec.gov/CIK">0000811589</xbrli:identifier>
        <xbrli:segment>
          <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableInformationByCreditQualityIndicatorAxis">FBP:NonaccrualFinancingReceivableMember</xbrldi:explicitMember>
          <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">FBP:CommercialSecuredMember</xbrldi:explicitMember>
        </xbrli:segment>
      </xbrli:entity>
      <xbrli:period>
        <xbrli:instant>2012-12-31</xbrli:instant>
      </xbrli:period>
    </xbrli:context>
    <xbrli:context id="AsOf2011-12-31_NonaccrualFinancingReceivableMember_CommercialSecuredMember">
      <xbrli:entity>
        <xbrli:identifier scheme="http://www.sec.gov/CIK">0000811589</xbrli:identifier>
        <xbrli:segment>
          <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableInformationByCreditQualityIndicatorAxis">FBP:NonaccrualFinancingReceivableMember</xbrldi:explicitMember>
          <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">FBP:CommercialSecuredMember</xbrldi:explicitMember>
        </xbrli:segment>
      </xbrli:entity>
      <xbrli:period>
        <xbrli:instant>2011-12-31</xbrli:instant>
      </xbrli:period>
    </xbrli:context>
    <xbrli:context id="AsOf2012-12-31_PassMember_SecuredInventoryAccountsReceivableMember">
      <xbrli:entity>
        <xbrli:identifier scheme="http://www.sec.gov/CIK">0000811589</xbrli:identifier>
        <xbrli:segment>
          <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableInformationByCreditQualityIndicatorAxis">us-gaap:PassMember</xbrldi:explicitMember>
          <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">FBP:SecuredInventoryAccountsReceivableMember</xbrldi:explicitMember>
        </xbrli:segment>
      </xbrli:entity>
      <xbrli:period>
        <xbrli:instant>2012-12-31</xbrli:instant>
      </xbrli:period>
    </xbrli:context>
    <xbrli:context id="AsOf2011-12-31_PassMember_SecuredInventoryAccountsReceivableMember">
      <xbrli:entity>
        <xbrli:identifier scheme="http://www.sec.gov/CIK">0000811589</xbrli:identifier>
        <xbrli:segment>
          <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableInformationByCreditQualityIndicatorAxis">us-gaap:PassMember</xbrldi:explicitMember>
          <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">FBP:SecuredInventoryAccountsReceivableMember</xbrldi:explicitMember>
        </xbrli:segment>
      </xbrli:entity>
      <xbrli:period>
        <xbrli:instant>2011-12-31</xbrli:instant>
      </xbrli:period>
    </xbrli:context>
    <xbrli:context id="AsOf2012-12-31_WeakPassMember_SecuredInventoryAccountsReceivableMember">
      <xbrli:entity>
        <xbrli:identifier scheme="http://www.sec.gov/CIK">0000811589</xbrli:identifier>
        <xbrli:segment>
          <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableInformationByCreditQualityIndicatorAxis">FBP:WeakPassMember</xbrldi:explicitMember>
          <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">FBP:SecuredInventoryAccountsReceivableMember</xbrldi:explicitMember>
        </xbrli:segment>
      </xbrli:entity>
      <xbrli:period>
        <xbrli:instant>2012-12-31</xbrli:instant>
      </xbrli:period>
    </xbrli:context>
    <xbrli:context id="AsOf2011-12-31_WeakPassMember_SecuredInventoryAccountsReceivableMember">
      <xbrli:entity>
        <xbrli:identifier scheme="http://www.sec.gov/CIK">0000811589</xbrli:identifier>
        <xbrli:segment>
          <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableInformationByCreditQualityIndicatorAxis">FBP:WeakPassMember</xbrldi:explicitMember>
          <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">FBP:SecuredInventoryAccountsReceivableMember</xbrldi:explicitMember>
        </xbrli:segment>
      </xbrli:entity>
      <xbrli:period>
        <xbrli:instant>2011-12-31</xbrli:instant>
      </xbrli:period>
    </xbrli:context>
    <xbrli:context id="AsOf2012-12-31_WatchStandardMember_SecuredInventoryAccountsReceivableMember">
      <xbrli:entity>
        <xbrli:identifier scheme="http://www.sec.gov/CIK">0000811589</xbrli:identifier>
        <xbrli:segment>
          <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableInformationByCreditQualityIndicatorAxis">FBP:WatchStandardMember</xbrldi:explicitMember>
          <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">FBP:SecuredInventoryAccountsReceivableMember</xbrldi:explicitMember>
        </xbrli:segment>
      </xbrli:entity>
      <xbrli:period>
        <xbrli:instant>2012-12-31</xbrli:instant>
      </xbrli:period>
    </xbrli:context>
    <xbrli:context id="AsOf2011-12-31_WatchStandardMember_SecuredInventoryAccountsReceivableMember">
      <xbrli:entity>
        <xbrli:identifier scheme="http://www.sec.gov/CIK">0000811589</xbrli:identifier>
        <xbrli:segment>
          <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableInformationByCreditQualityIndicatorAxis">FBP:WatchStandardMember</xbrldi:explicitMember>
          <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">FBP:SecuredInventoryAccountsReceivableMember</xbrldi:explicitMember>
        </xbrli:segment>
      </xbrli:entity>
      <xbrli:period>
        <xbrli:instant>2011-12-31</xbrli:instant>
      </xbrli:period>
    </xbrli:context>
    <xbrli:context id="AsOf2012-12-31_SpecialMentionMember_SecuredInventoryAccountsReceivableMember">
      <xbrli:entity>
        <xbrli:identifier scheme="http://www.sec.gov/CIK">0000811589</xbrli:identifier>
        <xbrli:segment>
          <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableInformationByCreditQualityIndicatorAxis">us-gaap:SpecialMentionMember</xbrldi:explicitMember>
          <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">FBP:SecuredInventoryAccountsReceivableMember</xbrldi:explicitMember>
        </xbrli:segment>
      </xbrli:entity>
      <xbrli:period>
        <xbrli:instant>2012-12-31</xbrli:instant>
      </xbrli:period>
    </xbrli:context>
    <xbrli:context id="AsOf2011-12-31_SpecialMentionMember_SecuredInventoryAccountsReceivableMember">
      <xbrli:entity>
        <xbrli:identifier scheme="http://www.sec.gov/CIK">0000811589</xbrli:identifier>
        <xbrli:segment>
          <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableInformationByCreditQualityIndicatorAxis">us-gaap:SpecialMentionMember</xbrldi:explicitMember>
          <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">FBP:SecuredInventoryAccountsReceivableMember</xbrldi:explicitMember>
        </xbrli:segment>
      </xbrli:entity>
      <xbrli:period>
        <xbrli:instant>2011-12-31</xbrli:instant>
      </xbrli:period>
    </xbrli:context>
    <xbrli:context id="AsOf2012-12-31_ClassifiedMember_SecuredInventoryAccountsReceivableMember">
      <xbrli:entity>
        <xbrli:identifier scheme="http://www.sec.gov/CIK">0000811589</xbrli:identifier>
        <xbrli:segment>
          <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableInformationByCreditQualityIndicatorAxis">FBP:ClassifiedMember</xbrldi:explicitMember>
          <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">FBP:SecuredInventoryAccountsReceivableMember</xbrldi:explicitMember>
        </xbrli:segment>
      </xbrli:entity>
      <xbrli:period>
        <xbrli:instant>2012-12-31</xbrli:instant>
      </xbrli:period>
    </xbrli:context>
    <xbrli:context id="AsOf2011-12-31_ClassifiedMember_SecuredInventoryAccountsReceivableMember">
      <xbrli:entity>
        <xbrli:identifier scheme="http://www.sec.gov/CIK">0000811589</xbrli:identifier>
        <xbrli:segment>
          <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableInformationByCreditQualityIndicatorAxis">FBP:ClassifiedMember</xbrldi:explicitMember>
          <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">FBP:SecuredInventoryAccountsReceivableMember</xbrldi:explicitMember>
        </xbrli:segment>
      </xbrli:entity>
      <xbrli:period>
        <xbrli:instant>2011-12-31</xbrli:instant>
      </xbrli:period>
    </xbrli:context>
    <xbrli:context id="AsOf2012-12-31_NonaccrualFinancingReceivableMember_SecuredInventoryAccountsReceivableMember">
      <xbrli:entity>
        <xbrli:identifier scheme="http://www.sec.gov/CIK">0000811589</xbrli:identifier>
        <xbrli:segment>
          <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableInformationByCreditQualityIndicatorAxis">FBP:NonaccrualFinancingReceivableMember</xbrldi:explicitMember>
          <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">FBP:SecuredInventoryAccountsReceivableMember</xbrldi:explicitMember>
        </xbrli:segment>
      </xbrli:entity>
      <xbrli:period>
        <xbrli:instant>2012-12-31</xbrli:instant>
      </xbrli:period>
    </xbrli:context>
    <xbrli:context id="AsOf2011-12-31_NonaccrualFinancingReceivableMember_SecuredInventoryAccountsReceivableMember">
      <xbrli:entity>
        <xbrli:identifier scheme="http://www.sec.gov/CIK">0000811589</xbrli:identifier>
        <xbrli:segment>
          <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableInformationByCreditQualityIndicatorAxis">FBP:NonaccrualFinancingReceivableMember</xbrldi:explicitMember>
          <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">FBP:SecuredInventoryAccountsReceivableMember</xbrldi:explicitMember>
        </xbrli:segment>
      </xbrli:entity>
      <xbrli:period>
        <xbrli:instant>2011-12-31</xbrli:instant>
      </xbrli:period>
    </xbrli:context>
    <xbrli:context id="AsOf2012-12-31_PassMember_RealEstateConstructionMember">
      <xbrli:entity>
        <xbrli:identifier scheme="http://www.sec.gov/CIK">0000811589</xbrli:identifier>
        <xbrli:segment>
          <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableInformationByCreditQualityIndicatorAxis">us-gaap:PassMember</xbrldi:explicitMember>
          <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">FBP:RealEstateConstructionMember</xbrldi:explicitMember>
        </xbrli:segment>
      </xbrli:entity>
      <xbrli:period>
        <xbrli:instant>2012-12-31</xbrli:instant>
      </xbrli:period>
    </xbrli:context>
    <xbrli:context id="AsOf2011-12-31_PassMember_RealEstateConstructionMember">
      <xbrli:entity>
        <xbrli:identifier scheme="http://www.sec.gov/CIK">0000811589</xbrli:identifier>
        <xbrli:segment>
          <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableInformationByCreditQualityIndicatorAxis">us-gaap:PassMember</xbrldi:explicitMember>
          <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">FBP:RealEstateConstructionMember</xbrldi:explicitMember>
        </xbrli:segment>
      </xbrli:entity>
      <xbrli:period>
        <xbrli:instant>2011-12-31</xbrli:instant>
      </xbrli:period>
    </xbrli:context>
    <xbrli:context id="AsOf2012-12-31_WeakPassMember_RealEstateConstructionMember">
      <xbrli:entity>
        <xbrli:identifier scheme="http://www.sec.gov/CIK">0000811589</xbrli:identifier>
        <xbrli:segment>
          <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableInformationByCreditQualityIndicatorAxis">FBP:WeakPassMember</xbrldi:explicitMember>
          <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">FBP:RealEstateConstructionMember</xbrldi:explicitMember>
        </xbrli:segment>
      </xbrli:entity>
      <xbrli:period>
        <xbrli:instant>2012-12-31</xbrli:instant>
      </xbrli:period>
    </xbrli:context>
    <xbrli:context id="AsOf2011-12-31_WeakPassMember_RealEstateConstructionMember">
      <xbrli:entity>
        <xbrli:identifier scheme="http://www.sec.gov/CIK">0000811589</xbrli:identifier>
        <xbrli:segment>
          <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableInformationByCreditQualityIndicatorAxis">FBP:WeakPassMember</xbrldi:explicitMember>
          <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">FBP:RealEstateConstructionMember</xbrldi:explicitMember>
        </xbrli:segment>
      </xbrli:entity>
      <xbrli:period>
        <xbrli:instant>2011-12-31</xbrli:instant>
      </xbrli:period>
    </xbrli:context>
    <xbrli:context id="AsOf2012-12-31_WatchStandardMember_RealEstateConstructionMember">
      <xbrli:entity>
        <xbrli:identifier scheme="http://www.sec.gov/CIK">0000811589</xbrli:identifier>
        <xbrli:segment>
          <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableInformationByCreditQualityIndicatorAxis">FBP:WatchStandardMember</xbrldi:explicitMember>
          <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">FBP:RealEstateConstructionMember</xbrldi:explicitMember>
        </xbrli:segment>
      </xbrli:entity>
      <xbrli:period>
        <xbrli:instant>2012-12-31</xbrli:instant>
      </xbrli:period>
    </xbrli:context>
    <xbrli:context id="AsOf2011-12-31_WatchStandardMember_RealEstateConstructionMember">
      <xbrli:entity>
        <xbrli:identifier scheme="http://www.sec.gov/CIK">0000811589</xbrli:identifier>
        <xbrli:segment>
          <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableInformationByCreditQualityIndicatorAxis">FBP:WatchStandardMember</xbrldi:explicitMember>
          <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">FBP:RealEstateConstructionMember</xbrldi:explicitMember>
        </xbrli:segment>
      </xbrli:entity>
      <xbrli:period>
        <xbrli:instant>2011-12-31</xbrli:instant>
      </xbrli:period>
    </xbrli:context>
    <xbrli:context id="AsOf2012-12-31_SpecialMentionMember_RealEstateConstructionMember">
      <xbrli:entity>
        <xbrli:identifier scheme="http://www.sec.gov/CIK">0000811589</xbrli:identifier>
        <xbrli:segment>
          <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableInformationByCreditQualityIndicatorAxis">us-gaap:SpecialMentionMember</xbrldi:explicitMember>
          <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">FBP:RealEstateConstructionMember</xbrldi:explicitMember>
        </xbrli:segment>
      </xbrli:entity>
      <xbrli:period>
        <xbrli:instant>2012-12-31</xbrli:instant>
      </xbrli:period>
    </xbrli:context>
    <xbrli:context id="AsOf2012-12-31_ClassifiedMember_RealEstateConstructionMember">
      <xbrli:entity>
        <xbrli:identifier scheme="http://www.sec.gov/CIK">0000811589</xbrli:identifier>
        <xbrli:segment>
          <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableInformationByCreditQualityIndicatorAxis">FBP:ClassifiedMember</xbrldi:explicitMember>
          <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">FBP:RealEstateConstructionMember</xbrldi:explicitMember>
        </xbrli:segment>
      </xbrli:entity>
      <xbrli:period>
        <xbrli:instant>2012-12-31</xbrli:instant>
      </xbrli:period>
    </xbrli:context>
    <xbrli:context id="AsOf2011-12-31_ClassifiedMember_RealEstateConstructionMember">
      <xbrli:entity>
        <xbrli:identifier scheme="http://www.sec.gov/CIK">0000811589</xbrli:identifier>
        <xbrli:segment>
          <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableInformationByCreditQualityIndicatorAxis">FBP:ClassifiedMember</xbrldi:explicitMember>
          <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">FBP:RealEstateConstructionMember</xbrldi:explicitMember>
        </xbrli:segment>
      </xbrli:entity>
      <xbrli:period>
        <xbrli:instant>2011-12-31</xbrli:instant>
      </xbrli:period>
    </xbrli:context>
    <xbrli:context id="AsOf2012-12-31_NonaccrualFinancingReceivableMember_RealEstateConstructionMember">
      <xbrli:entity>
        <xbrli:identifier scheme="http://www.sec.gov/CIK">0000811589</xbrli:identifier>
        <xbrli:segment>
          <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableInformationByCreditQualityIndicatorAxis">FBP:NonaccrualFinancingReceivableMember</xbrldi:explicitMember>
          <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">FBP:RealEstateConstructionMember</xbrldi:explicitMember>
        </xbrli:segment>
      </xbrli:entity>
      <xbrli:period>
        <xbrli:instant>2012-12-31</xbrli:instant>
      </xbrli:period>
    </xbrli:context>
    <xbrli:context id="AsOf2011-12-31_NonaccrualFinancingReceivableMember_RealEstateConstructionMember">
      <xbrli:entity>
        <xbrli:identifier scheme="http://www.sec.gov/CIK">0000811589</xbrli:identifier>
        <xbrli:segment>
          <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableInformationByCreditQualityIndicatorAxis">FBP:NonaccrualFinancingReceivableMember</xbrldi:explicitMember>
          <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">FBP:RealEstateConstructionMember</xbrldi:explicitMember>
        </xbrli:segment>
      </xbrli:entity>
      <xbrli:period>
        <xbrli:instant>2011-12-31</xbrli:instant>
      </xbrli:period>
    </xbrli:context>
    <xbrli:context id="AsOf2012-12-31_PassMember_RealEstateResidentialMember">
      <xbrli:entity>
        <xbrli:identifier scheme="http://www.sec.gov/CIK">0000811589</xbrli:identifier>
        <xbrli:segment>
          <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableInformationByCreditQualityIndicatorAxis">us-gaap:PassMember</xbrldi:explicitMember>
          <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">FBP:RealEstateResidentialMember</xbrldi:explicitMember>
        </xbrli:segment>
      </xbrli:entity>
      <xbrli:period>
        <xbrli:instant>2012-12-31</xbrli:instant>
      </xbrli:period>
    </xbrli:context>
    <xbrli:context id="AsOf2011-12-31_PassMember_RealEstateResidentialMember">
      <xbrli:entity>
        <xbrli:identifier scheme="http://www.sec.gov/CIK">0000811589</xbrli:identifier>
        <xbrli:segment>
          <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableInformationByCreditQualityIndicatorAxis">us-gaap:PassMember</xbrldi:explicitMember>
          <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">FBP:RealEstateResidentialMember</xbrldi:explicitMember>
        </xbrli:segment>
      </xbrli:entity>
      <xbrli:period>
        <xbrli:instant>2011-12-31</xbrli:instant>
      </xbrli:period>
    </xbrli:context>
    <xbrli:context id="AsOf2012-12-31_WeakPassMember_RealEstateResidentialMember">
      <xbrli:entity>
        <xbrli:identifier scheme="http://www.sec.gov/CIK">0000811589</xbrli:identifier>
        <xbrli:segment>
          <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableInformationByCreditQualityIndicatorAxis">FBP:WeakPassMember</xbrldi:explicitMember>
          <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">FBP:RealEstateResidentialMember</xbrldi:explicitMember>
        </xbrli:segment>
      </xbrli:entity>
      <xbrli:period>
        <xbrli:instant>2012-12-31</xbrli:instant>
      </xbrli:period>
    </xbrli:context>
    <xbrli:context id="AsOf2011-12-31_WeakPassMember_RealEstateResidentialMember">
      <xbrli:entity>
        <xbrli:identifier scheme="http://www.sec.gov/CIK">0000811589</xbrli:identifier>
        <xbrli:segment>
          <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableInformationByCreditQualityIndicatorAxis">FBP:WeakPassMember</xbrldi:explicitMember>
          <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">FBP:RealEstateResidentialMember</xbrldi:explicitMember>
        </xbrli:segment>
      </xbrli:entity>
      <xbrli:period>
        <xbrli:instant>2011-12-31</xbrli:instant>
      </xbrli:period>
    </xbrli:context>
    <xbrli:context id="AsOf2012-12-31_WatchStandardMember_RealEstateResidentialMember">
      <xbrli:entity>
        <xbrli:identifier scheme="http://www.sec.gov/CIK">0000811589</xbrli:identifier>
        <xbrli:segment>
          <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableInformationByCreditQualityIndicatorAxis">FBP:WatchStandardMember</xbrldi:explicitMember>
          <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">FBP:RealEstateResidentialMember</xbrldi:explicitMember>
        </xbrli:segment>
      </xbrli:entity>
      <xbrli:period>
        <xbrli:instant>2012-12-31</xbrli:instant>
      </xbrli:period>
    </xbrli:context>
    <xbrli:context id="AsOf2011-12-31_WatchStandardMember_RealEstateResidentialMember">
      <xbrli:entity>
        <xbrli:identifier scheme="http://www.sec.gov/CIK">0000811589</xbrli:identifier>
        <xbrli:segment>
          <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableInformationByCreditQualityIndicatorAxis">FBP:WatchStandardMember</xbrldi:explicitMember>
          <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">FBP:RealEstateResidentialMember</xbrldi:explicitMember>
        </xbrli:segment>
      </xbrli:entity>
      <xbrli:period>
        <xbrli:instant>2011-12-31</xbrli:instant>
      </xbrli:period>
    </xbrli:context>
    <xbrli:context id="AsOf2012-12-31_SpecialMentionMember_RealEstateResidentialMember">
      <xbrli:entity>
        <xbrli:identifier scheme="http://www.sec.gov/CIK">0000811589</xbrli:identifier>
        <xbrli:segment>
          <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableInformationByCreditQualityIndicatorAxis">us-gaap:SpecialMentionMember</xbrldi:explicitMember>
          <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">FBP:RealEstateResidentialMember</xbrldi:explicitMember>
        </xbrli:segment>
      </xbrli:entity>
      <xbrli:period>
        <xbrli:instant>2012-12-31</xbrli:instant>
      </xbrli:period>
    </xbrli:context>
    <xbrli:context id="AsOf2011-12-31_SpecialMentionMember_RealEstateResidentialMember">
      <xbrli:entity>
        <xbrli:identifier scheme="http://www.sec.gov/CIK">0000811589</xbrli:identifier>
        <xbrli:segment>
          <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableInformationByCreditQualityIndicatorAxis">us-gaap:SpecialMentionMember</xbrldi:explicitMember>
          <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">FBP:RealEstateResidentialMember</xbrldi:explicitMember>
        </xbrli:segment>
      </xbrli:entity>
      <xbrli:period>
        <xbrli:instant>2011-12-31</xbrli:instant>
      </xbrli:period>
    </xbrli:context>
    <xbrli:context id="AsOf2012-12-31_ClassifiedMember_RealEstateResidentialMember">
      <xbrli:entity>
        <xbrli:identifier scheme="http://www.sec.gov/CIK">0000811589</xbrli:identifier>
        <xbrli:segment>
          <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableInformationByCreditQualityIndicatorAxis">FBP:ClassifiedMember</xbrldi:explicitMember>
          <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">FBP:RealEstateResidentialMember</xbrldi:explicitMember>
        </xbrli:segment>
      </xbrli:entity>
      <xbrli:period>
        <xbrli:instant>2012-12-31</xbrli:instant>
      </xbrli:period>
    </xbrli:context>
    <xbrli:context id="AsOf2011-12-31_ClassifiedMember_RealEstateResidentialMember">
      <xbrli:entity>
        <xbrli:identifier scheme="http://www.sec.gov/CIK">0000811589</xbrli:identifier>
        <xbrli:segment>
          <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableInformationByCreditQualityIndicatorAxis">FBP:ClassifiedMember</xbrldi:explicitMember>
          <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">FBP:RealEstateResidentialMember</xbrldi:explicitMember>
        </xbrli:segment>
      </xbrli:entity>
      <xbrli:period>
        <xbrli:instant>2011-12-31</xbrli:instant>
      </xbrli:period>
    </xbrli:context>
    <xbrli:context id="AsOf2012-12-31_NonaccrualFinancingReceivableMember_RealEstateResidentialMember">
      <xbrli:entity>
        <xbrli:identifier scheme="http://www.sec.gov/CIK">0000811589</xbrli:identifier>
        <xbrli:segment>
          <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableInformationByCreditQualityIndicatorAxis">FBP:NonaccrualFinancingReceivableMember</xbrldi:explicitMember>
          <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">FBP:RealEstateResidentialMember</xbrldi:explicitMember>
        </xbrli:segment>
      </xbrli:entity>
      <xbrli:period>
        <xbrli:instant>2012-12-31</xbrli:instant>
      </xbrli:period>
    </xbrli:context>
    <xbrli:context id="AsOf2011-12-31_NonaccrualFinancingReceivableMember_RealEstateResidentialMember">
      <xbrli:entity>
        <xbrli:identifier scheme="http://www.sec.gov/CIK">0000811589</xbrli:identifier>
        <xbrli:segment>
          <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableInformationByCreditQualityIndicatorAxis">FBP:NonaccrualFinancingReceivableMember</xbrldi:explicitMember>
          <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">FBP:RealEstateResidentialMember</xbrldi:explicitMember>
        </xbrli:segment>
      </xbrli:entity>
      <xbrli:period>
        <xbrli:instant>2011-12-31</xbrli:instant>
      </xbrli:period>
    </xbrli:context>
    <xbrli:context id="AsOf2012-12-31_PassMember_RealEstateHomeEquityMember">
      <xbrli:entity>
        <xbrli:identifier scheme="http://www.sec.gov/CIK">0000811589</xbrli:identifier>
        <xbrli:segment>
          <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableInformationByCreditQualityIndicatorAxis">us-gaap:PassMember</xbrldi:explicitMember>
          <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">FBP:RealEstateHomeEquityMember</xbrldi:explicitMember>
        </xbrli:segment>
      </xbrli:entity>
      <xbrli:period>
        <xbrli:instant>2012-12-31</xbrli:instant>
      </xbrli:period>
    </xbrli:context>
    <xbrli:context id="AsOf2011-12-31_PassMember_RealEstateHomeEquityMember">
      <xbrli:entity>
        <xbrli:identifier scheme="http://www.sec.gov/CIK">0000811589</xbrli:identifier>
        <xbrli:segment>
          <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableInformationByCreditQualityIndicatorAxis">us-gaap:PassMember</xbrldi:explicitMember>
          <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">FBP:RealEstateHomeEquityMember</xbrldi:explicitMember>
        </xbrli:segment>
      </xbrli:entity>
      <xbrli:period>
        <xbrli:instant>2011-12-31</xbrli:instant>
      </xbrli:period>
    </xbrli:context>
    <xbrli:context id="AsOf2012-12-31_WeakPassMember_RealEstateHomeEquityMember">
      <xbrli:entity>
        <xbrli:identifier scheme="http://www.sec.gov/CIK">0000811589</xbrli:identifier>
        <xbrli:segment>
          <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableInformationByCreditQualityIndicatorAxis">FBP:WeakPassMember</xbrldi:explicitMember>
          <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">FBP:RealEstateHomeEquityMember</xbrldi:explicitMember>
        </xbrli:segment>
      </xbrli:entity>
      <xbrli:period>
        <xbrli:instant>2012-12-31</xbrli:instant>
      </xbrli:period>
    </xbrli:context>
    <xbrli:context id="AsOf2011-12-31_WeakPassMember_RealEstateHomeEquityMember">
      <xbrli:entity>
        <xbrli:identifier scheme="http://www.sec.gov/CIK">0000811589</xbrli:identifier>
        <xbrli:segment>
          <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableInformationByCreditQualityIndicatorAxis">FBP:WeakPassMember</xbrldi:explicitMember>
          <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">FBP:RealEstateHomeEquityMember</xbrldi:explicitMember>
        </xbrli:segment>
      </xbrli:entity>
      <xbrli:period>
        <xbrli:instant>2011-12-31</xbrli:instant>
      </xbrli:period>
    </xbrli:context>
    <xbrli:context id="AsOf2012-12-31_WatchStandardMember_RealEstateHomeEquityMember">
      <xbrli:entity>
        <xbrli:identifier scheme="http://www.sec.gov/CIK">0000811589</xbrli:identifier>
        <xbrli:segment>
          <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableInformationByCreditQualityIndicatorAxis">FBP:WatchStandardMember</xbrldi:explicitMember>
          <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">FBP:RealEstateHomeEquityMember</xbrldi:explicitMember>
        </xbrli:segment>
      </xbrli:entity>
      <xbrli:period>
        <xbrli:instant>2012-12-31</xbrli:instant>
      </xbrli:period>
    </xbrli:context>
    <xbrli:context id="AsOf2011-12-31_WatchStandardMember_RealEstateHomeEquityMember">
      <xbrli:entity>
        <xbrli:identifier scheme="http://www.sec.gov/CIK">0000811589</xbrli:identifier>
        <xbrli:segment>
          <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableInformationByCreditQualityIndicatorAxis">FBP:WatchStandardMember</xbrldi:explicitMember>
          <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">FBP:RealEstateHomeEquityMember</xbrldi:explicitMember>
        </xbrli:segment>
      </xbrli:entity>
      <xbrli:period>
        <xbrli:instant>2011-12-31</xbrli:instant>
      </xbrli:period>
    </xbrli:context>
    <xbrli:context id="AsOf2012-12-31_SpecialMentionMember_RealEstateHomeEquityMember">
      <xbrli:entity>
        <xbrli:identifier scheme="http://www.sec.gov/CIK">0000811589</xbrli:identifier>
        <xbrli:segment>
          <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableInformationByCreditQualityIndicatorAxis">us-gaap:SpecialMentionMember</xbrldi:explicitMember>
          <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">FBP:RealEstateHomeEquityMember</xbrldi:explicitMember>
        </xbrli:segment>
      </xbrli:entity>
      <xbrli:period>
        <xbrli:instant>2012-12-31</xbrli:instant>
      </xbrli:period>
    </xbrli:context>
    <xbrli:context id="AsOf2011-12-31_SpecialMentionMember_RealEstateHomeEquityMember">
      <xbrli:entity>
        <xbrli:identifier scheme="http://www.sec.gov/CIK">0000811589</xbrli:identifier>
        <xbrli:segment>
          <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableInformationByCreditQualityIndicatorAxis">us-gaap:SpecialMentionMember</xbrldi:explicitMember>
          <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">FBP:RealEstateHomeEquityMember</xbrldi:explicitMember>
        </xbrli:segment>
      </xbrli:entity>
      <xbrli:period>
        <xbrli:instant>2011-12-31</xbrli:instant>
      </xbrli:period>
    </xbrli:context>
    <xbrli:context id="AsOf2012-12-31_ClassifiedMember_RealEstateHomeEquityMember">
      <xbrli:entity>
        <xbrli:identifier scheme="http://www.sec.gov/CIK">0000811589</xbrli:identifier>
        <xbrli:segment>
          <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableInformationByCreditQualityIndicatorAxis">FBP:ClassifiedMember</xbrldi:explicitMember>
          <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">FBP:RealEstateHomeEquityMember</xbrldi:explicitMember>
        </xbrli:segment>
      </xbrli:entity>
      <xbrli:period>
        <xbrli:instant>2012-12-31</xbrli:instant>
      </xbrli:period>
    </xbrli:context>
    <xbrli:context id="AsOf2011-12-31_ClassifiedMember_RealEstateHomeEquityMember">
      <xbrli:entity>
        <xbrli:identifier scheme="http://www.sec.gov/CIK">0000811589</xbrli:identifier>
        <xbrli:segment>
          <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableInformationByCreditQualityIndicatorAxis">FBP:ClassifiedMember</xbrldi:explicitMember>
          <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">FBP:RealEstateHomeEquityMember</xbrldi:explicitMember>
        </xbrli:segment>
      </xbrli:entity>
      <xbrli:period>
        <xbrli:instant>2011-12-31</xbrli:instant>
      </xbrli:period>
    </xbrli:context>
    <xbrli:context id="AsOf2012-12-31_NonaccrualFinancingReceivableMember_RealEstateHomeEquityMember">
      <xbrli:entity>
        <xbrli:identifier scheme="http://www.sec.gov/CIK">0000811589</xbrli:identifier>
        <xbrli:segment>
          <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableInformationByCreditQualityIndicatorAxis">FBP:NonaccrualFinancingReceivableMember</xbrldi:explicitMember>
          <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">FBP:RealEstateHomeEquityMember</xbrldi:explicitMember>
        </xbrli:segment>
      </xbrli:entity>
      <xbrli:period>
        <xbrli:instant>2012-12-31</xbrli:instant>
      </xbrli:period>
    </xbrli:context>
    <xbrli:context id="AsOf2011-12-31_NonaccrualFinancingReceivableMember_RealEstateHomeEquityMember">
      <xbrli:entity>
        <xbrli:identifier scheme="http://www.sec.gov/CIK">0000811589</xbrli:identifier>
        <xbrli:segment>
          <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableInformationByCreditQualityIndicatorAxis">FBP:NonaccrualFinancingReceivableMember</xbrldi:explicitMember>
          <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">FBP:RealEstateHomeEquityMember</xbrldi:explicitMember>
        </xbrli:segment>
      </xbrli:entity>
      <xbrli:period>
        <xbrli:instant>2011-12-31</xbrli:instant>
      </xbrli:period>
    </xbrli:context>
    <xbrli:context id="AsOf2012-12-31_PassMember_RealEstateCommercialMember">
      <xbrli:entity>
        <xbrli:identifier scheme="http://www.sec.gov/CIK">0000811589</xbrli:identifier>
        <xbrli:segment>
          <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableInformationByCreditQualityIndicatorAxis">us-gaap:PassMember</xbrldi:explicitMember>
          <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">FBP:RealEstateCommercialMember</xbrldi:explicitMember>
        </xbrli:segment>
      </xbrli:entity>
      <xbrli:period>
        <xbrli:instant>2012-12-31</xbrli:instant>
      </xbrli:period>
    </xbrli:context>
    <xbrli:context id="AsOf2011-12-31_PassMember_RealEstateCommercialMember">
      <xbrli:entity>
        <xbrli:identifier scheme="http://www.sec.gov/CIK">0000811589</xbrli:identifier>
        <xbrli:segment>
          <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableInformationByCreditQualityIndicatorAxis">us-gaap:PassMember</xbrldi:explicitMember>
          <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">FBP:RealEstateCommercialMember</xbrldi:explicitMember>
        </xbrli:segment>
      </xbrli:entity>
      <xbrli:period>
        <xbrli:instant>2011-12-31</xbrli:instant>
      </xbrli:period>
    </xbrli:context>
    <xbrli:context id="AsOf2012-12-31_WeakPassMember_RealEstateCommercialMember">
      <xbrli:entity>
        <xbrli:identifier scheme="http://www.sec.gov/CIK">0000811589</xbrli:identifier>
        <xbrli:segment>
          <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableInformationByCreditQualityIndicatorAxis">FBP:WeakPassMember</xbrldi:explicitMember>
          <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">FBP:RealEstateCommercialMember</xbrldi:explicitMember>
        </xbrli:segment>
      </xbrli:entity>
      <xbrli:period>
        <xbrli:instant>2012-12-31</xbrli:instant>
      </xbrli:period>
    </xbrli:context>
    <xbrli:context id="AsOf2011-12-31_WeakPassMember_RealEstateCommercialMember">
      <xbrli:entity>
        <xbrli:identifier scheme="http://www.sec.gov/CIK">0000811589</xbrli:identifier>
        <xbrli:segment>
          <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableInformationByCreditQualityIndicatorAxis">FBP:WeakPassMember</xbrldi:explicitMember>
          <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">FBP:RealEstateCommercialMember</xbrldi:explicitMember>
        </xbrli:segment>
      </xbrli:entity>
      <xbrli:period>
        <xbrli:instant>2011-12-31</xbrli:instant>
      </xbrli:period>
    </xbrli:context>
    <xbrli:context id="AsOf2012-12-31_WatchStandardMember_RealEstateCommercialMember">
      <xbrli:entity>
        <xbrli:identifier scheme="http://www.sec.gov/CIK">0000811589</xbrli:identifier>
        <xbrli:segment>
          <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableInformationByCreditQualityIndicatorAxis">FBP:WatchStandardMember</xbrldi:explicitMember>
          <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">FBP:RealEstateCommercialMember</xbrldi:explicitMember>
        </xbrli:segment>
      </xbrli:entity>
      <xbrli:period>
        <xbrli:instant>2012-12-31</xbrli:instant>
      </xbrli:period>
    </xbrli:context>
    <xbrli:context id="AsOf2011-12-31_WatchStandardMember_RealEstateCommercialMember">
      <xbrli:entity>
        <xbrli:identifier scheme="http://www.sec.gov/CIK">0000811589</xbrli:identifier>
        <xbrli:segment>
          <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableInformationByCreditQualityIndicatorAxis">FBP:WatchStandardMember</xbrldi:explicitMember>
          <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">FBP:RealEstateCommercialMember</xbrldi:explicitMember>
        </xbrli:segment>
      </xbrli:entity>
      <xbrli:period>
        <xbrli:instant>2011-12-31</xbrli:instant>
      </xbrli:period>
    </xbrli:context>
    <xbrli:context id="AsOf2012-12-31_SpecialMentionMember_RealEstateCommercialMember">
      <xbrli:entity>
        <xbrli:identifier scheme="http://www.sec.gov/CIK">0000811589</xbrli:identifier>
        <xbrli:segment>
          <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableInformationByCreditQualityIndicatorAxis">us-gaap:SpecialMentionMember</xbrldi:explicitMember>
          <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">FBP:RealEstateCommercialMember</xbrldi:explicitMember>
        </xbrli:segment>
      </xbrli:entity>
      <xbrli:period>
        <xbrli:instant>2012-12-31</xbrli:instant>
      </xbrli:period>
    </xbrli:context>
    <xbrli:context id="AsOf2011-12-31_SpecialMentionMember_RealEstateCommercialMember">
      <xbrli:entity>
        <xbrli:identifier scheme="http://www.sec.gov/CIK">0000811589</xbrli:identifier>
        <xbrli:segment>
          <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableInformationByCreditQualityIndicatorAxis">us-gaap:SpecialMentionMember</xbrldi:explicitMember>
          <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">FBP:RealEstateCommercialMember</xbrldi:explicitMember>
        </xbrli:segment>
      </xbrli:entity>
      <xbrli:period>
        <xbrli:instant>2011-12-31</xbrli:instant>
      </xbrli:period>
    </xbrli:context>
    <xbrli:context id="AsOf2012-12-31_ClassifiedMember_RealEstateCommercialMember">
      <xbrli:entity>
        <xbrli:identifier scheme="http://www.sec.gov/CIK">0000811589</xbrli:identifier>
        <xbrli:segment>
          <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableInformationByCreditQualityIndicatorAxis">FBP:ClassifiedMember</xbrldi:explicitMember>
          <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">FBP:RealEstateCommercialMember</xbrldi:explicitMember>
        </xbrli:segment>
      </xbrli:entity>
      <xbrli:period>
        <xbrli:instant>2012-12-31</xbrli:instant>
      </xbrli:period>
    </xbrli:context>
    <xbrli:context id="AsOf2011-12-31_ClassifiedMember_RealEstateCommercialMember">
      <xbrli:entity>
        <xbrli:identifier scheme="http://www.sec.gov/CIK">0000811589</xbrli:identifier>
        <xbrli:segment>
          <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableInformationByCreditQualityIndicatorAxis">FBP:ClassifiedMember</xbrldi:explicitMember>
          <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">FBP:RealEstateCommercialMember</xbrldi:explicitMember>
        </xbrli:segment>
      </xbrli:entity>
      <xbrli:period>
        <xbrli:instant>2011-12-31</xbrli:instant>
      </xbrli:period>
    </xbrli:context>
    <xbrli:context id="AsOf2012-12-31_NonaccrualFinancingReceivableMember_RealEstateCommercialMember">
      <xbrli:entity>
        <xbrli:identifier scheme="http://www.sec.gov/CIK">0000811589</xbrli:identifier>
        <xbrli:segment>
          <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableInformationByCreditQualityIndicatorAxis">FBP:NonaccrualFinancingReceivableMember</xbrldi:explicitMember>
          <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">FBP:RealEstateCommercialMember</xbrldi:explicitMember>
        </xbrli:segment>
      </xbrli:entity>
      <xbrli:period>
        <xbrli:instant>2012-12-31</xbrli:instant>
      </xbrli:period>
    </xbrli:context>
    <xbrli:context id="AsOf2011-12-31_NonaccrualFinancingReceivableMember_RealEstateCommercialMember">
      <xbrli:entity>
        <xbrli:identifier scheme="http://www.sec.gov/CIK">0000811589</xbrli:identifier>
        <xbrli:segment>
          <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableInformationByCreditQualityIndicatorAxis">FBP:NonaccrualFinancingReceivableMember</xbrldi:explicitMember>
          <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">FBP:RealEstateCommercialMember</xbrldi:explicitMember>
        </xbrli:segment>
      </xbrli:entity>
      <xbrli:period>
        <xbrli:instant>2011-12-31</xbrli:instant>
      </xbrli:period>
    </xbrli:context>
    <xbrli:context id="AsOf2012-12-31_PassMember_ConsumerMember">
      <xbrli:entity>
        <xbrli:identifier scheme="http://www.sec.gov/CIK">0000811589</xbrli:identifier>
        <xbrli:segment>
          <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableInformationByCreditQualityIndicatorAxis">us-gaap:PassMember</xbrldi:explicitMember>
          <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">FBP:ConsumerMember</xbrldi:explicitMember>
        </xbrli:segment>
      </xbrli:entity>
      <xbrli:period>
        <xbrli:instant>2012-12-31</xbrli:instant>
      </xbrli:period>
    </xbrli:context>
    <xbrli:context id="AsOf2011-12-31_PassMember_ConsumerMember">
      <xbrli:entity>
        <xbrli:identifier scheme="http://www.sec.gov/CIK">0000811589</xbrli:identifier>
        <xbrli:segment>
          <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableInformationByCreditQualityIndicatorAxis">us-gaap:PassMember</xbrldi:explicitMember>
          <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">FBP:ConsumerMember</xbrldi:explicitMember>
        </xbrli:segment>
      </xbrli:entity>
      <xbrli:period>
        <xbrli:instant>2011-12-31</xbrli:instant>
      </xbrli:period>
    </xbrli:context>
    <xbrli:context id="AsOf2012-12-31_WeakPassMember_ConsumerMember">
      <xbrli:entity>
        <xbrli:identifier scheme="http://www.sec.gov/CIK">0000811589</xbrli:identifier>
        <xbrli:segment>
          <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableInformationByCreditQualityIndicatorAxis">FBP:WeakPassMember</xbrldi:explicitMember>
          <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">FBP:ConsumerMember</xbrldi:explicitMember>
        </xbrli:segment>
      </xbrli:entity>
      <xbrli:period>
        <xbrli:instant>2012-12-31</xbrli:instant>
      </xbrli:period>
    </xbrli:context>
    <xbrli:context id="AsOf2011-12-31_WeakPassMember_ConsumerMember">
      <xbrli:entity>
        <xbrli:identifier scheme="http://www.sec.gov/CIK">0000811589</xbrli:identifier>
        <xbrli:segment>
          <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableInformationByCreditQualityIndicatorAxis">FBP:WeakPassMember</xbrldi:explicitMember>
          <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">FBP:ConsumerMember</xbrldi:explicitMember>
        </xbrli:segment>
      </xbrli:entity>
      <xbrli:period>
        <xbrli:instant>2011-12-31</xbrli:instant>
      </xbrli:period>
    </xbrli:context>
    <xbrli:context id="AsOf2012-12-31_WatchStandardMember_ConsumerMember">
      <xbrli:entity>
        <xbrli:identifier scheme="http://www.sec.gov/CIK">0000811589</xbrli:identifier>
        <xbrli:segment>
          <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableInformationByCreditQualityIndicatorAxis">FBP:WatchStandardMember</xbrldi:explicitMember>
          <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">FBP:ConsumerMember</xbrldi:explicitMember>
        </xbrli:segment>
      </xbrli:entity>
      <xbrli:period>
        <xbrli:instant>2012-12-31</xbrli:instant>
      </xbrli:period>
    </xbrli:context>
    <xbrli:context id="AsOf2011-12-31_WatchStandardMember_ConsumerMember">
      <xbrli:entity>
        <xbrli:identifier scheme="http://www.sec.gov/CIK">0000811589</xbrli:identifier>
        <xbrli:segment>
          <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableInformationByCreditQualityIndicatorAxis">FBP:WatchStandardMember</xbrldi:explicitMember>
          <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">FBP:ConsumerMember</xbrldi:explicitMember>
        </xbrli:segment>
      </xbrli:entity>
      <xbrli:period>
        <xbrli:instant>2011-12-31</xbrli:instant>
      </xbrli:period>
    </xbrli:context>
    <xbrli:context id="AsOf2012-12-31_SpecialMentionMember_ConsumerMember">
      <xbrli:entity>
        <xbrli:identifier scheme="http://www.sec.gov/CIK">0000811589</xbrli:identifier>
        <xbrli:segment>
          <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableInformationByCreditQualityIndicatorAxis">us-gaap:SpecialMentionMember</xbrldi:explicitMember>
          <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">FBP:ConsumerMember</xbrldi:explicitMember>
        </xbrli:segment>
      </xbrli:entity>
      <xbrli:period>
        <xbrli:instant>2012-12-31</xbrli:instant>
      </xbrli:period>
    </xbrli:context>
    <xbrli:context id="AsOf2011-12-31_SpecialMentionMember_ConsumerMember">
      <xbrli:entity>
        <xbrli:identifier scheme="http://www.sec.gov/CIK">0000811589</xbrli:identifier>
        <xbrli:segment>
          <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableInformationByCreditQualityIndicatorAxis">us-gaap:SpecialMentionMember</xbrldi:explicitMember>
          <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">FBP:ConsumerMember</xbrldi:explicitMember>
        </xbrli:segment>
      </xbrli:entity>
      <xbrli:period>
        <xbrli:instant>2011-12-31</xbrli:instant>
      </xbrli:period>
    </xbrli:context>
    <xbrli:context id="AsOf2012-12-31_ClassifiedMember_ConsumerMember">
      <xbrli:entity>
        <xbrli:identifier scheme="http://www.sec.gov/CIK">0000811589</xbrli:identifier>
        <xbrli:segment>
          <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableInformationByCreditQualityIndicatorAxis">FBP:ClassifiedMember</xbrldi:explicitMember>
          <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">FBP:ConsumerMember</xbrldi:explicitMember>
        </xbrli:segment>
      </xbrli:entity>
      <xbrli:period>
        <xbrli:instant>2012-12-31</xbrli:instant>
      </xbrli:period>
    </xbrli:context>
    <xbrli:context id="AsOf2011-12-31_ClassifiedMember_ConsumerMember">
      <xbrli:entity>
        <xbrli:identifier scheme="http://www.sec.gov/CIK">0000811589</xbrli:identifier>
        <xbrli:segment>
          <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableInformationByCreditQualityIndicatorAxis">FBP:ClassifiedMember</xbrldi:explicitMember>
          <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">FBP:ConsumerMember</xbrldi:explicitMember>
        </xbrli:segment>
      </xbrli:entity>
      <xbrli:period>
        <xbrli:instant>2011-12-31</xbrli:instant>
      </xbrli:period>
    </xbrli:context>
    <xbrli:context id="AsOf2012-12-31_NonaccrualFinancingReceivableMember_ConsumerMember">
      <xbrli:entity>
        <xbrli:identifier scheme="http://www.sec.gov/CIK">0000811589</xbrli:identifier>
        <xbrli:segment>
          <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableInformationByCreditQualityIndicatorAxis">FBP:NonaccrualFinancingReceivableMember</xbrldi:explicitMember>
          <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">FBP:ConsumerMember</xbrldi:explicitMember>
        </xbrli:segment>
      </xbrli:entity>
      <xbrli:period>
        <xbrli:instant>2012-12-31</xbrli:instant>
      </xbrli:period>
    </xbrli:context>
    <xbrli:context id="AsOf2011-12-31_NonaccrualFinancingReceivableMember_ConsumerMember">
      <xbrli:entity>
        <xbrli:identifier scheme="http://www.sec.gov/CIK">0000811589</xbrli:identifier>
        <xbrli:segment>
          <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableInformationByCreditQualityIndicatorAxis">FBP:NonaccrualFinancingReceivableMember</xbrldi:explicitMember>
          <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">FBP:ConsumerMember</xbrldi:explicitMember>
        </xbrli:segment>
      </xbrli:entity>
      <xbrli:period>
        <xbrli:instant>2011-12-31</xbrli:instant>
      </xbrli:period>
    </xbrli:context>
    <xbrli:context id="AsOf2011-12-31_SpecialMentionMember_RealEstateConstructionMember">
      <xbrli:entity>
        <xbrli:identifier scheme="http://www.sec.gov/CIK">0000811589</xbrli:identifier>
        <xbrli:segment>
          <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableInformationByCreditQualityIndicatorAxis">us-gaap:SpecialMentionMember</xbrldi:explicitMember>
          <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">FBP:RealEstateConstructionMember</xbrldi:explicitMember>
        </xbrli:segment>
      </xbrli:entity>
      <xbrli:period>
        <xbrli:instant>2011-12-31</xbrli:instant>
      </xbrli:period>
    </xbrli:context>
    <xbrli:context id="AsOf2012-12-31_PassMember">
      <xbrli:entity>
        <xbrli:identifier scheme="http://www.sec.gov/CIK">0000811589</xbrli:identifier>
        <xbrli:segment>
          <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableInformationByCreditQualityIndicatorAxis">us-gaap:PassMember</xbrldi:explicitMember>
        </xbrli:segment>
      </xbrli:entity>
      <xbrli:period>
        <xbrli:instant>2012-12-31</xbrli:instant>
      </xbrli:period>
    </xbrli:context>
    <xbrli:context id="AsOf2011-12-31_PassMember">
      <xbrli:entity>
        <xbrli:identifier scheme="http://www.sec.gov/CIK">0000811589</xbrli:identifier>
        <xbrli:segment>
          <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableInformationByCreditQualityIndicatorAxis">us-gaap:PassMember</xbrldi:explicitMember>
        </xbrli:segment>
      </xbrli:entity>
      <xbrli:period>
        <xbrli:instant>2011-12-31</xbrli:instant>
      </xbrli:period>
    </xbrli:context>
    <xbrli:context id="AsOf2012-12-31_WeakPassMember">
      <xbrli:entity>
        <xbrli:identifier scheme="http://www.sec.gov/CIK">0000811589</xbrli:identifier>
        <xbrli:segment>
          <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableInformationByCreditQualityIndicatorAxis">FBP:WeakPassMember</xbrldi:explicitMember>
        </xbrli:segment>
      </xbrli:entity>
      <xbrli:period>
        <xbrli:instant>2012-12-31</xbrli:instant>
      </xbrli:period>
    </xbrli:context>
    <xbrli:context id="AsOf2011-12-31_WeakPassMember">
      <xbrli:entity>
        <xbrli:identifier scheme="http://www.sec.gov/CIK">0000811589</xbrli:identifier>
        <xbrli:segment>
          <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableInformationByCreditQualityIndicatorAxis">FBP:WeakPassMember</xbrldi:explicitMember>
        </xbrli:segment>
      </xbrli:entity>
      <xbrli:period>
        <xbrli:instant>2011-12-31</xbrli:instant>
      </xbrli:period>
    </xbrli:context>
    <xbrli:context id="AsOf2012-12-31_WatchStandardMember">
      <xbrli:entity>
        <xbrli:identifier scheme="http://www.sec.gov/CIK">0000811589</xbrli:identifier>
        <xbrli:segment>
          <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableInformationByCreditQualityIndicatorAxis">FBP:WatchStandardMember</xbrldi:explicitMember>
        </xbrli:segment>
      </xbrli:entity>
      <xbrli:period>
        <xbrli:instant>2012-12-31</xbrli:instant>
      </xbrli:period>
    </xbrli:context>
    <xbrli:context id="AsOf2011-12-31_WatchStandardMember">
      <xbrli:entity>
        <xbrli:identifier scheme="http://www.sec.gov/CIK">0000811589</xbrli:identifier>
        <xbrli:segment>
          <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableInformationByCreditQualityIndicatorAxis">FBP:WatchStandardMember</xbrldi:explicitMember>
        </xbrli:segment>
      </xbrli:entity>
      <xbrli:period>
        <xbrli:instant>2011-12-31</xbrli:instant>
      </xbrli:period>
    </xbrli:context>
    <xbrli:context id="AsOf2012-12-31_SpecialMentionMember">
      <xbrli:entity>
        <xbrli:identifier scheme="http://www.sec.gov/CIK">0000811589</xbrli:identifier>
        <xbrli:segment>
          <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableInformationByCreditQualityIndicatorAxis">us-gaap:SpecialMentionMember</xbrldi:explicitMember>
        </xbrli:segment>
      </xbrli:entity>
      <xbrli:period>
        <xbrli:instant>2012-12-31</xbrli:instant>
      </xbrli:period>
    </xbrli:context>
    <xbrli:context id="AsOf2011-12-31_SpecialMentionMember">
      <xbrli:entity>
        <xbrli:identifier scheme="http://www.sec.gov/CIK">0000811589</xbrli:identifier>
        <xbrli:segment>
          <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableInformationByCreditQualityIndicatorAxis">us-gaap:SpecialMentionMember</xbrldi:explicitMember>
        </xbrli:segment>
      </xbrli:entity>
      <xbrli:period>
        <xbrli:instant>2011-12-31</xbrli:instant>
      </xbrli:period>
    </xbrli:context>
    <xbrli:context id="AsOf2012-12-31_ClassifiedMember">
      <xbrli:entity>
        <xbrli:identifier scheme="http://www.sec.gov/CIK">0000811589</xbrli:identifier>
        <xbrli:segment>
          <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableInformationByCreditQualityIndicatorAxis">FBP:ClassifiedMember</xbrldi:explicitMember>
        </xbrli:segment>
      </xbrli:entity>
      <xbrli:period>
        <xbrli:instant>2012-12-31</xbrli:instant>
      </xbrli:period>
    </xbrli:context>
    <xbrli:context id="AsOf2011-12-31_ClassifiedMember">
      <xbrli:entity>
        <xbrli:identifier scheme="http://www.sec.gov/CIK">0000811589</xbrli:identifier>
        <xbrli:segment>
          <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableInformationByCreditQualityIndicatorAxis">FBP:ClassifiedMember</xbrldi:explicitMember>
        </xbrli:segment>
      </xbrli:entity>
      <xbrli:period>
        <xbrli:instant>2011-12-31</xbrli:instant>
      </xbrli:period>
    </xbrli:context>
    <xbrli:context id="AsOf2012-12-31_NonaccrualFinancingReceivableMember">
      <xbrli:entity>
        <xbrli:identifier scheme="http://www.sec.gov/CIK">0000811589</xbrli:identifier>
        <xbrli:segment>
          <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableInformationByCreditQualityIndicatorAxis">FBP:NonaccrualFinancingReceivableMember</xbrldi:explicitMember>
        </xbrli:segment>
      </xbrli:entity>
      <xbrli:period>
        <xbrli:instant>2012-12-31</xbrli:instant>
      </xbrli:period>
    </xbrli:context>
    <xbrli:context id="AsOf2011-12-31_NonaccrualFinancingReceivableMember">
      <xbrli:entity>
        <xbrli:identifier scheme="http://www.sec.gov/CIK">0000811589</xbrli:identifier>
        <xbrli:segment>
          <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableInformationByCreditQualityIndicatorAxis">FBP:NonaccrualFinancingReceivableMember</xbrldi:explicitMember>
        </xbrli:segment>
      </xbrli:entity>
      <xbrli:period>
        <xbrli:instant>2011-12-31</xbrli:instant>
      </xbrli:period>
    </xbrli:context>
    <xbrli:context id="AsOf2012-12-31_FairValueInputsLevelMember">
      <xbrli:entity>
        <xbrli:identifier scheme="http://www.sec.gov/CIK">0000811589</xbrli:identifier>
        <xbrli:segment>
          <xbrldi:explicitMember dimension="us-gaap:FairValueByFairValueHierarchyLevelAxis">FBP:FairValueInputsLevelMember</xbrldi:explicitMember>
        </xbrli:segment>
      </xbrli:entity>
      <xbrli:period>
        <xbrli:instant>2012-12-31</xbrli:instant>
      </xbrli:period>
    </xbrli:context>
    <xbrli:context id="AsOf2011-12-31_FairValueInputsLevelMember">
      <xbrli:entity>
        <xbrli:identifier scheme="http://www.sec.gov/CIK">0000811589</xbrli:identifier>
        <xbrli:segment>
          <xbrldi:explicitMember dimension="us-gaap:FairValueByFairValueHierarchyLevelAxis">FBP:FairValueInputsLevelMember</xbrldi:explicitMember>
        </xbrli:segment>
      </xbrli:entity>
      <xbrli:period>
        <xbrli:instant>2011-12-31</xbrli:instant>
      </xbrli:period>
    </xbrli:context>
    <xbrli:context id="AsOf2012-12-31_CarryingReportedAmountFairValueDisclosureMember">
      <xbrli:entity>
        <xbrli:identifier scheme="http://www.sec.gov/CIK">0000811589</xbrli:identifier>
        <xbrli:segment>
          <xbrldi:explicitMember dimension="us-gaap:FairValueByBalanceSheetGroupingDisclosureItemAmountsAxis">us-gaap:CarryingReportedAmountFairValueDisclosureMember</xbrldi:explicitMember>
        </xbrli:segment>
      </xbrli:entity>
      <xbrli:period>
        <xbrli:instant>2012-12-31</xbrli:instant>
      </xbrli:period>
    </xbrli:context>
    <xbrli:context id="AsOf2011-12-31_CarryingReportedAmountFairValueDisclosureMember">
      <xbrli:entity>
        <xbrli:identifier scheme="http://www.sec.gov/CIK">0000811589</xbrli:identifier>
        <xbrli:segment>
          <xbrldi:explicitMember dimension="us-gaap:FairValueByBalanceSheetGroupingDisclosureItemAmountsAxis">us-gaap:CarryingReportedAmountFairValueDisclosureMember</xbrldi:explicitMember>
        </xbrli:segment>
      </xbrli:entity>
      <xbrli:period>
        <xbrli:instant>2011-12-31</xbrli:instant>
      </xbrli:period>
    </xbrli:context>
    <xbrli:context id="AsOf2012-12-31_EstimateOfFairValueFairValueDisclosureMember">
      <xbrli:entity>
        <xbrli:identifier scheme="http://www.sec.gov/CIK">0000811589</xbrli:identifier>
        <xbrli:segment>
          <xbrldi:explicitMember dimension="us-gaap:FairValueByBalanceSheetGroupingDisclosureItemAmountsAxis">us-gaap:EstimateOfFairValueFairValueDisclosureMember</xbrldi:explicitMember>
        </xbrli:segment>
      </xbrli:entity>
      <xbrli:period>
        <xbrli:instant>2012-12-31</xbrli:instant>
      </xbrli:period>
    </xbrli:context>
    <xbrli:context id="AsOf2011-12-31_EstimateOfFairValueFairValueDisclosureMember">
      <xbrli:entity>
        <xbrli:identifier scheme="http://www.sec.gov/CIK">0000811589</xbrli:identifier>
        <xbrli:segment>
          <xbrldi:explicitMember dimension="us-gaap:FairValueByBalanceSheetGroupingDisclosureItemAmountsAxis">us-gaap:EstimateOfFairValueFairValueDisclosureMember</xbrldi:explicitMember>
        </xbrli:segment>
      </xbrli:entity>
      <xbrli:period>
        <xbrli:instant>2011-12-31</xbrli:instant>
      </xbrli:period>
    </xbrli:context>
    <xbrli:context id="AsOf2012-12-31_FairValueMeasurementsRecurringMember_EstimateOfFairValueFairValueDisclosureMember">
      <xbrli:entity>
        <xbrli:identifier scheme="http://www.sec.gov/CIK">0000811589</xbrli:identifier>
        <xbrli:segment>
          <xbrldi:explicitMember dimension="us-gaap:FairValueByMeasurementFrequencyAxis">us-gaap:FairValueMeasurementsRecurringMember</xbrldi:explicitMember>
          <xbrldi:explicitMember dimension="us-gaap:FairValueByFairValueHierarchyLevelAxis">us-gaap:EstimateOfFairValueFairValueDisclosureMember</xbrldi:explicitMember>
        </xbrli:segment>
      </xbrli:entity>
      <xbrli:period>
        <xbrli:instant>2012-12-31</xbrli:instant>
      </xbrli:period>
    </xbrli:context>
    <xbrli:context id="AsOf2011-12-31_FairValueMeasurementsRecurringMember_EstimateOfFairValueFairValueDisclosureMember">
      <xbrli:entity>
        <xbrli:identifier scheme="http://www.sec.gov/CIK">0000811589</xbrli:identifier>
        <xbrli:segment>
          <xbrldi:explicitMember dimension="us-gaap:FairValueByMeasurementFrequencyAxis">us-gaap:FairValueMeasurementsRecurringMember</xbrldi:explicitMember>
          <xbrldi:explicitMember dimension="us-gaap:FairValueByFairValueHierarchyLevelAxis">us-gaap:EstimateOfFairValueFairValueDisclosureMember</xbrldi:explicitMember>
        </xbrli:segment>
      </xbrli:entity>
      <xbrli:period>
        <xbrli:instant>2011-12-31</xbrli:instant>
      </xbrli:period>
    </xbrli:context>
    <xbrli:context id="AsOf2012-12-31_FairValueMeasurementsNonrecurringMember_EstimateOfFairValueFairValueDisclosureMember">
      <xbrli:entity>
        <xbrli:identifier scheme="http://www.sec.gov/CIK">0000811589</xbrli:identifier>
        <xbrli:segment>
          <xbrldi:explicitMember dimension="us-gaap:FairValueByMeasurementFrequencyAxis">us-gaap:FairValueMeasurementsNonrecurringMember</xbrldi:explicitMember>
          <xbrldi:explicitMember dimension="us-gaap:FairValueByFairValueHierarchyLevelAxis">us-gaap:EstimateOfFairValueFairValueDisclosureMember</xbrldi:explicitMember>
        </xbrli:segment>
      </xbrli:entity>
      <xbrli:period>
        <xbrli:instant>2012-12-31</xbrli:instant>
      </xbrli:period>
    </xbrli:context>
    <xbrli:context id="AsOf2011-12-31_FairValueMeasurementsNonrecurringMember_EstimateOfFairValueFairValueDisclosureMember">
      <xbrli:entity>
        <xbrli:identifier scheme="http://www.sec.gov/CIK">0000811589</xbrli:identifier>
        <xbrli:segment>
          <xbrldi:explicitMember dimension="us-gaap:FairValueByMeasurementFrequencyAxis">us-gaap:FairValueMeasurementsNonrecurringMember</xbrldi:explicitMember>
          <xbrldi:explicitMember dimension="us-gaap:FairValueByFairValueHierarchyLevelAxis">us-gaap:EstimateOfFairValueFairValueDisclosureMember</xbrldi:explicitMember>
        </xbrli:segment>
      </xbrli:entity>
      <xbrli:period>
        <xbrli:instant>2011-12-31</xbrli:instant>
      </xbrli:period>
    </xbrli:context>
    <xbrli:context id="AsOf2012-12-31_FairValueMeasurementsRecurringMember_FairValueInputsLevel1Member">
      <xbrli:entity>
        <xbrli:identifier scheme="http://www.sec.gov/CIK">0000811589</xbrli:identifier>
        <xbrli:segment>
          <xbrldi:explicitMember dimension="us-gaap:FairValueByMeasurementFrequencyAxis">us-gaap:FairValueMeasurementsRecurringMember</xbrldi:explicitMember>
          <xbrldi:explicitMember dimension="us-gaap:FairValueByFairValueHierarchyLevelAxis">us-gaap:FairValueInputsLevel1Member</xbrldi:explicitMember>
        </xbrli:segment>
      </xbrli:entity>
      <xbrli:period>
        <xbrli:instant>2012-12-31</xbrli:instant>
      </xbrli:period>
    </xbrli:context>
    <xbrli:context id="AsOf2011-12-31_FairValueMeasurementsRecurringMember_FairValueInputsLevel1Member">
      <xbrli:entity>
        <xbrli:identifier scheme="http://www.sec.gov/CIK">0000811589</xbrli:identifier>
        <xbrli:segment>
          <xbrldi:explicitMember dimension="us-gaap:FairValueByMeasurementFrequencyAxis">us-gaap:FairValueMeasurementsRecurringMember</xbrldi:explicitMember>
          <xbrldi:explicitMember dimension="us-gaap:FairValueByFairValueHierarchyLevelAxis">us-gaap:FairValueInputsLevel1Member</xbrldi:explicitMember>
        </xbrli:segment>
      </xbrli:entity>
      <xbrli:period>
        <xbrli:instant>2011-12-31</xbrli:instant>
      </xbrli:period>
    </xbrli:context>
    <xbrli:context id="AsOf2012-12-31_FairValueMeasurementsNonrecurringMember_FairValueInputsLevel1Member">
      <xbrli:entity>
        <xbrli:identifier scheme="http://www.sec.gov/CIK">0000811589</xbrli:identifier>
        <xbrli:segment>
          <xbrldi:explicitMember dimension="us-gaap:FairValueByMeasurementFrequencyAxis">us-gaap:FairValueMeasurementsNonrecurringMember</xbrldi:explicitMember>
          <xbrldi:explicitMember dimension="us-gaap:FairValueByFairValueHierarchyLevelAxis">us-gaap:FairValueInputsLevel1Member</xbrldi:explicitMember>
        </xbrli:segment>
      </xbrli:entity>
      <xbrli:period>
        <xbrli:instant>2012-12-31</xbrli:instant>
      </xbrli:period>
    </xbrli:context>
    <xbrli:context id="AsOf2011-12-31_FairValueMeasurementsNonrecurringMember_FairValueInputsLevel1Member">
      <xbrli:entity>
        <xbrli:identifier scheme="http://www.sec.gov/CIK">0000811589</xbrli:identifier>
        <xbrli:segment>
          <xbrldi:explicitMember dimension="us-gaap:FairValueByMeasurementFrequencyAxis">us-gaap:FairValueMeasurementsNonrecurringMember</xbrldi:explicitMember>
          <xbrldi:explicitMember dimension="us-gaap:FairValueByFairValueHierarchyLevelAxis">us-gaap:FairValueInputsLevel1Member</xbrldi:explicitMember>
        </xbrli:segment>
      </xbrli:entity>
      <xbrli:period>
        <xbrli:instant>2011-12-31</xbrli:instant>
      </xbrli:period>
    </xbrli:context>
    <xbrli:context id="AsOf2012-12-31_FairValueMeasurementsNonrecurringMember_FairValueInputsLevel2Member">
      <xbrli:entity>
        <xbrli:identifier scheme="http://www.sec.gov/CIK">0000811589</xbrli:identifier>
        <xbrli:segment>
          <xbrldi:explicitMember dimension="us-gaap:FairValueByMeasurementFrequencyAxis">us-gaap:FairValueMeasurementsNonrecurringMember</xbrldi:explicitMember>
          <xbrldi:explicitMember dimension="us-gaap:FairValueByFairValueHierarchyLevelAxis">us-gaap:FairValueInputsLevel2Member</xbrldi:explicitMember>
        </xbrli:segment>
      </xbrli:entity>
      <xbrli:period>
        <xbrli:instant>2012-12-31</xbrli:instant>
      </xbrli:period>
    </xbrli:context>
    <xbrli:context id="AsOf2011-12-31_FairValueMeasurementsNonrecurringMember_FairValueInputsLevel2Member">
      <xbrli:entity>
        <xbrli:identifier scheme="http://www.sec.gov/CIK">0000811589</xbrli:identifier>
        <xbrli:segment>
          <xbrldi:explicitMember dimension="us-gaap:FairValueByMeasurementFrequencyAxis">us-gaap:FairValueMeasurementsNonrecurringMember</xbrldi:explicitMember>
          <xbrldi:explicitMember dimension="us-gaap:FairValueByFairValueHierarchyLevelAxis">us-gaap:FairValueInputsLevel2Member</xbrldi:explicitMember>
        </xbrli:segment>
      </xbrli:entity>
      <xbrli:period>
        <xbrli:instant>2011-12-31</xbrli:instant>
      </xbrli:period>
    </xbrli:context>
    <xbrli:context id="AsOf2012-12-31_FairValueMeasurementsRecurringMember_FairValueInputsLevel2Member">
      <xbrli:entity>
        <xbrli:identifier scheme="http://www.sec.gov/CIK">0000811589</xbrli:identifier>
        <xbrli:segment>
          <xbrldi:explicitMember dimension="us-gaap:FairValueByMeasurementFrequencyAxis">us-gaap:FairValueMeasurementsRecurringMember</xbrldi:explicitMember>
          <xbrldi:explicitMember dimension="us-gaap:FairValueByFairValueHierarchyLevelAxis">us-gaap:FairValueInputsLevel2Member</xbrldi:explicitMember>
        </xbrli:segment>
      </xbrli:entity>
      <xbrli:period>
        <xbrli:instant>2012-12-31</xbrli:instant>
      </xbrli:period>
    </xbrli:context>
    <xbrli:context id="AsOf2011-12-31_FairValueMeasurementsRecurringMember_FairValueInputsLevel2Member">
      <xbrli:entity>
        <xbrli:identifier scheme="http://www.sec.gov/CIK">0000811589</xbrli:identifier>
        <xbrli:segment>
          <xbrldi:explicitMember dimension="us-gaap:FairValueByMeasurementFrequencyAxis">us-gaap:FairValueMeasurementsRecurringMember</xbrldi:explicitMember>
          <xbrldi:explicitMember dimension="us-gaap:FairValueByFairValueHierarchyLevelAxis">us-gaap:FairValueInputsLevel2Member</xbrldi:explicitMember>
        </xbrli:segment>
      </xbrli:entity>
      <xbrli:period>
        <xbrli:instant>2011-12-31</xbrli:instant>
      </xbrli:period>
    </xbrli:context>
    <xbrli:context id="AsOf2012-12-31_FairValueMeasurementsRecurringMember_FairValueInputsLevel3Member">
      <xbrli:entity>
        <xbrli:identifier scheme="http://www.sec.gov/CIK">0000811589</xbrli:identifier>
        <xbrli:segment>
          <xbrldi:explicitMember dimension="us-gaap:FairValueByMeasurementFrequencyAxis">us-gaap:FairValueMeasurementsRecurringMember</xbrldi:explicitMember>
          <xbrldi:explicitMember dimension="us-gaap:FairValueByFairValueHierarchyLevelAxis">us-gaap:FairValueInputsLevel3Member</xbrldi:explicitMember>
        </xbrli:segment>
      </xbrli:entity>
      <xbrli:period>
        <xbrli:instant>2012-12-31</xbrli:instant>
      </xbrli:period>
    </xbrli:context>
    <xbrli:context id="AsOf2011-12-31_FairValueMeasurementsRecurringMember_FairValueInputsLevel3Member">
      <xbrli:entity>
        <xbrli:identifier scheme="http://www.sec.gov/CIK">0000811589</xbrli:identifier>
        <xbrli:segment>
          <xbrldi:explicitMember dimension="us-gaap:FairValueByMeasurementFrequencyAxis">us-gaap:FairValueMeasurementsRecurringMember</xbrldi:explicitMember>
          <xbrldi:explicitMember dimension="us-gaap:FairValueByFairValueHierarchyLevelAxis">us-gaap:FairValueInputsLevel3Member</xbrldi:explicitMember>
        </xbrli:segment>
      </xbrli:entity>
      <xbrli:period>
        <xbrli:instant>2011-12-31</xbrli:instant>
      </xbrli:period>
    </xbrli:context>
    <xbrli:context id="AsOf2012-12-31_FairValueMeasurementsNonrecurringMember_FairValueInputsLevel3Member">
      <xbrli:entity>
        <xbrli:identifier scheme="http://www.sec.gov/CIK">0000811589</xbrli:identifier>
        <xbrli:segment>
          <xbrldi:explicitMember dimension="us-gaap:FairValueByMeasurementFrequencyAxis">us-gaap:FairValueMeasurementsNonrecurringMember</xbrldi:explicitMember>
          <xbrldi:explicitMember dimension="us-gaap:FairValueByFairValueHierarchyLevelAxis">us-gaap:FairValueInputsLevel3Member</xbrldi:explicitMember>
        </xbrli:segment>
      </xbrli:entity>
      <xbrli:period>
        <xbrli:instant>2012-12-31</xbrli:instant>
      </xbrli:period>
    </xbrli:context>
    <xbrli:context id="AsOf2011-12-31_FairValueMeasurementsNonrecurringMember_FairValueInputsLevel3Member">
      <xbrli:entity>
        <xbrli:identifier scheme="http://www.sec.gov/CIK">0000811589</xbrli:identifier>
        <xbrli:segment>
          <xbrldi:explicitMember dimension="us-gaap:FairValueByMeasurementFrequencyAxis">us-gaap:FairValueMeasurementsNonrecurringMember</xbrldi:explicitMember>
          <xbrldi:explicitMember dimension="us-gaap:FairValueByFairValueHierarchyLevelAxis">us-gaap:FairValueInputsLevel3Member</xbrldi:explicitMember>
        </xbrli:segment>
      </xbrli:entity>
      <xbrli:period>
        <xbrli:instant>2011-12-31</xbrli:instant>
      </xbrli:period>
    </xbrli:context>
    <xbrli:context id="From2012-01-01to2012-12-31_FirstBancorpPlansMember">
      <xbrli:entity>
        <xbrli:identifier scheme="http://www.sec.gov/CIK">0000811589</xbrli:identifier>
        <xbrli:segment>
          <xbrldi:explicitMember dimension="us-gaap:PlanNameAxis">FBP:FirstBancorpPlansMember</xbrldi:explicitMember>
        </xbrli:segment>
      </xbrli:entity>
      <xbrli:period>
        <xbrli:startDate>2012-01-01</xbrli:startDate>
        <xbrli:endDate>2012-12-31</xbrli:endDate>
      </xbrli:period>
    </xbrli:context>
    <xbrli:context id="From2012-01-01to2012-12-31_FirstBancorpEquityPlanMember">
      <xbrli:entity>
        <xbrli:identifier scheme="http://www.sec.gov/CIK">0000811589</xbrli:identifier>
        <xbrli:segment>
          <xbrldi:explicitMember dimension="us-gaap:PlanNameAxis">FBP:FirstBancorpEquityPlanMember</xbrldi:explicitMember>
        </xbrli:segment>
      </xbrli:entity>
      <xbrli:period>
        <xbrli:startDate>2012-01-01</xbrli:startDate>
        <xbrli:endDate>2012-12-31</xbrli:endDate>
      </xbrli:period>
    </xbrli:context>
    <xbrli:context id="AsOf2012-12-31_FirstBancorpPlansMember">
      <xbrli:entity>
        <xbrli:identifier scheme="http://www.sec.gov/CIK">0000811589</xbrli:identifier>
        <xbrli:segment>
          <xbrldi:explicitMember dimension="us-gaap:PlanNameAxis">FBP:FirstBancorpPlansMember</xbrldi:explicitMember>
        </xbrli:segment>
      </xbrli:entity>
      <xbrli:period>
        <xbrli:instant>2012-12-31</xbrli:instant>
      </xbrli:period>
    </xbrli:context>
    <xbrli:context id="From2012-01-01to2012-12-31_FirstBancorpEquityPlanMember_FebruaryPriorYearAwardMember">
      <xbrli:entity>
        <xbrli:identifier scheme="http://www.sec.gov/CIK">0000811589</xbrli:identifier>
        <xbrli:segment>
          <xbrldi:explicitMember dimension="us-gaap:PlanNameAxis">FBP:FirstBancorpEquityPlanMember</xbrldi:explicitMember>
          <xbrldi:explicitMember dimension="us-gaap:AwardTypeAxis">FBP:FebruaryPriorYearAwardMember</xbrldi:explicitMember>
        </xbrli:segment>
      </xbrli:entity>
      <xbrli:period>
        <xbrli:startDate>2012-01-01</xbrli:startDate>
        <xbrli:endDate>2012-12-31</xbrli:endDate>
      </xbrli:period>
    </xbrli:context>
    <xbrli:context id="From2012-01-01to2012-12-31_FirstBancorpEquityPlanMember_FebruaryCurrentYearAwardMember">
      <xbrli:entity>
        <xbrli:identifier scheme="http://www.sec.gov/CIK">0000811589</xbrli:identifier>
        <xbrli:segment>
          <xbrldi:explicitMember dimension="us-gaap:PlanNameAxis">FBP:FirstBancorpEquityPlanMember</xbrldi:explicitMember>
          <xbrldi:explicitMember dimension="us-gaap:AwardTypeAxis">FBP:FebruaryCurrentYearAwardMember</xbrldi:explicitMember>
        </xbrli:segment>
      </xbrli:entity>
      <xbrli:period>
        <xbrli:startDate>2012-01-01</xbrli:startDate>
        <xbrli:endDate>2012-12-31</xbrli:endDate>
      </xbrli:period>
    </xbrli:context>
    <xbrli:context id="AsOf2012-12-31_PurchasedNonperfomingLoansMember">
      <xbrli:entity>
        <xbrli:identifier scheme="http://www.sec.gov/CIK">0000811589</xbrli:identifier>
        <xbrli:segment>
          <xbrldi:explicitMember dimension="us-gaap:AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis">FBP:PurchasedNonperfomingLoansMember</xbrldi:explicitMember>
        </xbrli:segment>
      </xbrli:entity>
      <xbrli:period>
        <xbrli:instant>2012-12-31</xbrli:instant>
      </xbrli:period>
    </xbrli:context>
    <xbrli:context id="AsOf2012-12-31_PurchasedNonimpairedLoansMember">
      <xbrli:entity>
        <xbrli:identifier scheme="http://www.sec.gov/CIK">0000811589</xbrli:identifier>
        <xbrli:segment>
          <xbrldi:explicitMember dimension="us-gaap:AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis">FBP:PurchasedNonimpairedLoansMember</xbrldi:explicitMember>
        </xbrli:segment>
      </xbrli:entity>
      <xbrli:period>
        <xbrli:instant>2012-12-31</xbrli:instant>
      </xbrli:period>
    </xbrli:context>
    <xbrli:context id="From2011-01-01to2011-12-31_PreferredStockDiscountMemberMember">
      <xbrli:entity>
        <xbrli:identifier scheme="http://www.sec.gov/CIK">0000811589</xbrli:identifier>
        <xbrli:segment>
          <xbrldi:explicitMember dimension="us-gaap:StatementEquityComponentsAxis">FBP:PreferredStockDiscountMemberMember</xbrldi:explicitMember>
        </xbrli:segment>
      </xbrli:entity>
      <xbrli:period>
        <xbrli:startDate>2011-01-01</xbrli:startDate>
        <xbrli:endDate>2011-12-31</xbrli:endDate>
      </xbrli:period>
    </xbrli:context>
    <xbrli:context id="AsOf2011-12-31_PreferredStockDiscountMemberMember">
      <xbrli:entity>
        <xbrli:identifier scheme="http://www.sec.gov/CIK">0000811589</xbrli:identifier>
        <xbrli:segment>
          <xbrldi:explicitMember dimension="us-gaap:StatementEquityComponentsAxis">FBP:PreferredStockDiscountMemberMember</xbrldi:explicitMember>
        </xbrli:segment>
      </xbrli:entity>
      <xbrli:period>
        <xbrli:instant>2011-12-31</xbrli:instant>
      </xbrli:period>
    </xbrli:context>
    <xbrli:context id="AsOf2012-12-31_PreferredStockDiscountMemberMember">
      <xbrli:entity>
        <xbrli:identifier scheme="http://www.sec.gov/CIK">0000811589</xbrli:identifier>
        <xbrli:segment>
          <xbrldi:explicitMember dimension="us-gaap:StatementEquityComponentsAxis">FBP:PreferredStockDiscountMemberMember</xbrldi:explicitMember>
        </xbrli:segment>
      </xbrli:entity>
      <xbrli:period>
        <xbrli:instant>2012-12-31</xbrli:instant>
      </xbrli:period>
    </xbrli:context>
    <xbrli:context id="AsOf2010-12-31_PreferredStockDiscountMemberMember">
      <xbrli:entity>
        <xbrli:identifier scheme="http://www.sec.gov/CIK">0000811589</xbrli:identifier>
        <xbrli:segment>
          <xbrldi:explicitMember dimension="us-gaap:StatementEquityComponentsAxis">FBP:PreferredStockDiscountMemberMember</xbrldi:explicitMember>
        </xbrli:segment>
      </xbrli:entity>
      <xbrli:period>
        <xbrli:instant>2010-12-31</xbrli:instant>
      </xbrli:period>
    </xbrli:context>
    <xbrli:context id="AsOf2012-12-31_SeriesBPreferredStockMember">
      <xbrli:entity>
        <xbrli:identifier scheme="http://www.sec.gov/CIK">0000811589</xbrli:identifier>
        <xbrli:segment>
          <xbrldi:explicitMember dimension="us-gaap:StatementClassOfStockAxis">us-gaap:SeriesBPreferredStockMember</xbrldi:explicitMember>
        </xbrli:segment>
      </xbrli:entity>
      <xbrli:period>
        <xbrli:instant>2012-12-31</xbrli:instant>
      </xbrli:period>
    </xbrli:context>
    <xbrli:context id="AsOf2011-12-31_SeriesBPreferredStockMember">
      <xbrli:entity>
        <xbrli:identifier scheme="http://www.sec.gov/CIK">0000811589</xbrli:identifier>
        <xbrli:segment>
          <xbrldi:explicitMember dimension="us-gaap:StatementClassOfStockAxis">us-gaap:SeriesBPreferredStockMember</xbrldi:explicitMember>
        </xbrli:segment>
      </xbrli:entity>
      <xbrli:period>
        <xbrli:instant>2011-12-31</xbrli:instant>
      </xbrli:period>
    </xbrli:context>
    <xbrli:context id="AsOf2012-12-31_SeriesCPreferredStockMember">
      <xbrli:entity>
        <xbrli:identifier scheme="http://www.sec.gov/CIK">0000811589</xbrli:identifier>
        <xbrli:segment>
          <xbrldi:explicitMember dimension="us-gaap:StatementClassOfStockAxis">us-gaap:SeriesCPreferredStockMember</xbrldi:explicitMember>
        </xbrli:segment>
      </xbrli:entity>
      <xbrli:period>
        <xbrli:instant>2012-12-31</xbrli:instant>
      </xbrli:period>
    </xbrli:context>
    <xbrli:context id="AsOf2011-12-31_SeriesCPreferredStockMember">
      <xbrli:entity>
        <xbrli:identifier scheme="http://www.sec.gov/CIK">0000811589</xbrli:identifier>
        <xbrli:segment>
          <xbrldi:explicitMember dimension="us-gaap:StatementClassOfStockAxis">us-gaap:SeriesCPreferredStockMember</xbrldi:explicitMember>
        </xbrli:segment>
      </xbrli:entity>
      <xbrli:period>
        <xbrli:instant>2011-12-31</xbrli:instant>
      </xbrli:period>
    </xbrli:context>
    <xbrli:context id="From2010-01-01to2010-12-31">
      <xbrli:entity>
        <xbrli:identifier scheme="http://www.sec.gov/CIK">0000811589</xbrli:identifier>
      </xbrli:entity>
      <xbrli:period>
        <xbrli:startDate>2010-01-01</xbrli:startDate>
        <xbrli:endDate>2010-12-31</xbrli:endDate>
      </xbrli:period>
    </xbrli:context>
    <xbrli:context id="AsOf2009-12-31_PreferredStockMember">
      <xbrli:entity>
        <xbrli:identifier scheme="http://www.sec.gov/CIK">0000811589</xbrli:identifier>
        <xbrli:segment>
          <xbrldi:explicitMember dimension="us-gaap:StatementEquityComponentsAxis">us-gaap:PreferredStockMember</xbrldi:explicitMember>
        </xbrli:segment>
      </xbrli:entity>
      <xbrli:period>
        <xbrli:instant>2009-12-31</xbrli:instant>
      </xbrli:period>
    </xbrli:context>
    <xbrli:context id="From2010-01-01to2010-12-31_PreferredStockDiscountMemberMember">
      <xbrli:entity>
        <xbrli:identifier scheme="http://www.sec.gov/CIK">0000811589</xbrli:identifier>
        <xbrli:segment>
          <xbrldi:explicitMember dimension="us-gaap:StatementEquityComponentsAxis">FBP:PreferredStockDiscountMemberMember</xbrldi:explicitMember>
        </xbrli:segment>
      </xbrli:entity>
      <xbrli:period>
        <xbrli:startDate>2010-01-01</xbrli:startDate>
        <xbrli:endDate>2010-12-31</xbrli:endDate>
      </xbrli:period>
    </xbrli:context>
    <xbrli:context id="AsOf2009-12-31_PreferredStockDiscountMemberMember">
      <xbrli:entity>
        <xbrli:identifier scheme="http://www.sec.gov/CIK">0000811589</xbrli:identifier>
        <xbrli:segment>
          <xbrldi:explicitMember dimension="us-gaap:StatementEquityComponentsAxis">FBP:PreferredStockDiscountMemberMember</xbrldi:explicitMember>
        </xbrli:segment>
      </xbrli:entity>
      <xbrli:period>
        <xbrli:instant>2009-12-31</xbrli:instant>
      </xbrli:period>
    </xbrli:context>
    <xbrli:context id="From2010-01-01to2010-12-31_CommonStockMember">
      <xbrli:entity>
        <xbrli:identifier scheme="http://www.sec.gov/CIK">0000811589</xbrli:identifier>
        <xbrli:segment>
          <xbrldi:explicitMember dimension="us-gaap:StatementEquityComponentsAxis">us-gaap:CommonStockMember</xbrldi:explicitMember>
        </xbrli:segment>
      </xbrli:entity>
      <xbrli:period>
        <xbrli:startDate>2010-01-01</xbrli:startDate>
        <xbrli:endDate>2010-12-31</xbrli:endDate>
      </xbrli:period>
    </xbrli:context>
    <xbrli:context id="AsOf2009-12-31_CommonStockMember">
      <xbrli:entity>
        <xbrli:identifier scheme="http://www.sec.gov/CIK">0000811589</xbrli:identifier>
        <xbrli:segment>
          <xbrldi:explicitMember dimension="us-gaap:StatementEquityComponentsAxis">us-gaap:CommonStockMember</xbrldi:explicitMember>
        </xbrli:segment>
      </xbrli:entity>
      <xbrli:period>
        <xbrli:instant>2009-12-31</xbrli:instant>
      </xbrli:period>
    </xbrli:context>
    <xbrli:context id="From2010-01-01to2010-12-31_RetainedEarningsMember">
      <xbrli:entity>
        <xbrli:identifier scheme="http://www.sec.gov/CIK">0000811589</xbrli:identifier>
        <xbrli:segment>
          <xbrldi:explicitMember dimension="us-gaap:StatementEquityComponentsAxis">us-gaap:RetainedEarningsMember</xbrldi:explicitMember>
        </xbrli:segment>
      </xbrli:entity>
      <xbrli:period>
        <xbrli:startDate>2010-01-01</xbrli:startDate>
        <xbrli:endDate>2010-12-31</xbrli:endDate>
      </xbrli:period>
    </xbrli:context>
    <xbrli:context id="AsOf2009-12-31_RetainedEarningsMember">
      <xbrli:entity>
        <xbrli:identifier scheme="http://www.sec.gov/CIK">0000811589</xbrli:identifier>
        <xbrli:segment>
          <xbrldi:explicitMember dimension="us-gaap:StatementEquityComponentsAxis">us-gaap:RetainedEarningsMember</xbrldi:explicitMember>
        </xbrli:segment>
      </xbrli:entity>
      <xbrli:period>
        <xbrli:instant>2009-12-31</xbrli:instant>
      </xbrli:period>
    </xbrli:context>
    <xbrli:context id="From2010-01-01to2010-12-31_AccumulatedOtherComprehensiveIncomeMember">
      <xbrli:entity>
        <xbrli:identifier scheme="http://www.sec.gov/CIK">0000811589</xbrli:identifier>
        <xbrli:segment>
          <xbrldi:explicitMember dimension="us-gaap:StatementEquityComponentsAxis">us-gaap:AccumulatedOtherComprehensiveIncomeMember</xbrldi:explicitMember>
        </xbrli:segment>
      </xbrli:entity>
      <xbrli:period>
        <xbrli:startDate>2010-01-01</xbrli:startDate>
        <xbrli:endDate>2010-12-31</xbrli:endDate>
      </xbrli:period>
    </xbrli:context>
    <xbrli:context id="AsOf2009-12-31_AccumulatedOtherComprehensiveIncomeMember">
      <xbrli:entity>
        <xbrli:identifier scheme="http://www.sec.gov/CIK">0000811589</xbrli:identifier>
        <xbrli:segment>
          <xbrldi:explicitMember dimension="us-gaap:StatementEquityComponentsAxis">us-gaap:AccumulatedOtherComprehensiveIncomeMember</xbrldi:explicitMember>
        </xbrli:segment>
      </xbrli:entity>
      <xbrli:period>
        <xbrli:instant>2009-12-31</xbrli:instant>
      </xbrli:period>
    </xbrli:context>
    <xbrli:context id="AsOf2009-12-31">
      <xbrli:entity>
        <xbrli:identifier scheme="http://www.sec.gov/CIK">0000811589</xbrli:identifier>
      </xbrli:entity>
      <xbrli:period>
        <xbrli:instant>2009-12-31</xbrli:instant>
      </xbrli:period>
    </xbrli:context>
    <xbrli:context id="From2012-01-01to2012-12-31_PensionPlanMember">
      <xbrli:entity>
        <xbrli:identifier scheme="http://www.sec.gov/CIK">0000811589</xbrli:identifier>
        <xbrli:segment>
          <xbrldi:explicitMember dimension="us-gaap:DefinedBenefitPlansDisclosuresDefinedBenefitPlansAxis">FBP:PensionPlanMember</xbrldi:explicitMember>
        </xbrli:segment>
      </xbrli:entity>
      <xbrli:period>
        <xbrli:startDate>2012-01-01</xbrli:startDate>
        <xbrli:endDate>2012-12-31</xbrli:endDate>
      </xbrli:period>
    </xbrli:context>
    <xbrli:context id="From2011-01-01to2011-12-31_PensionPlanMember">
      <xbrli:entity>
        <xbrli:identifier scheme="http://www.sec.gov/CIK">0000811589</xbrli:identifier>
        <xbrli:segment>
          <xbrldi:explicitMember dimension="us-gaap:DefinedBenefitPlansDisclosuresDefinedBenefitPlansAxis">FBP:PensionPlanMember</xbrldi:explicitMember>
        </xbrli:segment>
      </xbrli:entity>
      <xbrli:period>
        <xbrli:startDate>2011-01-01</xbrli:startDate>
        <xbrli:endDate>2011-12-31</xbrli:endDate>
      </xbrli:period>
    </xbrli:context>
    <xbrli:context id="From2010-01-01to2010-12-31_PensionPlanMember">
      <xbrli:entity>
        <xbrli:identifier scheme="http://www.sec.gov/CIK">0000811589</xbrli:identifier>
        <xbrli:segment>
          <xbrldi:explicitMember dimension="us-gaap:DefinedBenefitPlansDisclosuresDefinedBenefitPlansAxis">FBP:PensionPlanMember</xbrldi:explicitMember>
        </xbrli:segment>
      </xbrli:entity>
      <xbrli:period>
        <xbrli:startDate>2010-01-01</xbrli:startDate>
        <xbrli:endDate>2010-12-31</xbrli:endDate>
      </xbrli:period>
    </xbrli:context>
    <xbrli:context id="AsOf2012-12-31_PensionPlanMember">
      <xbrli:entity>
        <xbrli:identifier scheme="http://www.sec.gov/CIK">0000811589</xbrli:identifier>
        <xbrli:segment>
          <xbrldi:explicitMember dimension="us-gaap:DefinedBenefitPlansDisclosuresDefinedBenefitPlansAxis">FBP:PensionPlanMember</xbrldi:explicitMember>
        </xbrli:segment>
      </xbrli:entity>
      <xbrli:period>
        <xbrli:instant>2012-12-31</xbrli:instant>
      </xbrli:period>
    </xbrli:context>
    <xbrli:context id="AsOf2011-12-31_PensionPlanMember">
      <xbrli:entity>
        <xbrli:identifier scheme="http://www.sec.gov/CIK">0000811589</xbrli:identifier>
        <xbrli:segment>
          <xbrldi:explicitMember dimension="us-gaap:DefinedBenefitPlansDisclosuresDefinedBenefitPlansAxis">FBP:PensionPlanMember</xbrldi:explicitMember>
        </xbrli:segment>
      </xbrli:entity>
      <xbrli:period>
        <xbrli:instant>2011-12-31</xbrli:instant>
      </xbrli:period>
    </xbrli:context>
    <xbrli:context id="AsOf2010-12-31_PensionPlanMember">
      <xbrli:entity>
        <xbrli:identifier scheme="http://www.sec.gov/CIK">0000811589</xbrli:identifier>
        <xbrli:segment>
          <xbrldi:explicitMember dimension="us-gaap:DefinedBenefitPlansDisclosuresDefinedBenefitPlansAxis">FBP:PensionPlanMember</xbrldi:explicitMember>
        </xbrli:segment>
      </xbrli:entity>
      <xbrli:period>
        <xbrli:instant>2010-12-31</xbrli:instant>
      </xbrli:period>
    </xbrli:context>
    <xbrli:context id="From2012-01-01to2012-12-31_SerpPlanCurrentYearMember">
      <xbrli:entity>
        <xbrli:identifier scheme="http://www.sec.gov/CIK">0000811589</xbrli:identifier>
        <xbrli:segment>
          <xbrldi:explicitMember dimension="us-gaap:DefinedBenefitPlansDisclosuresDefinedBenefitPlansAxis">FBP:SerpPlanCurrentYearMember</xbrldi:explicitMember>
        </xbrli:segment>
      </xbrli:entity>
      <xbrli:period>
        <xbrli:startDate>2012-01-01</xbrli:startDate>
        <xbrli:endDate>2012-12-31</xbrli:endDate>
      </xbrli:period>
    </xbrli:context>
    <xbrli:context id="From2011-01-01to2011-12-31_SerpPlanCurrentYearMember">
      <xbrli:entity>
        <xbrli:identifier scheme="http://www.sec.gov/CIK">0000811589</xbrli:identifier>
        <xbrli:segment>
          <xbrldi:explicitMember dimension="us-gaap:DefinedBenefitPlansDisclosuresDefinedBenefitPlansAxis">FBP:SerpPlanCurrentYearMember</xbrldi:explicitMember>
        </xbrli:segment>
      </xbrli:entity>
      <xbrli:period>
        <xbrli:startDate>2011-01-01</xbrli:startDate>
        <xbrli:endDate>2011-12-31</xbrli:endDate>
      </xbrli:period>
    </xbrli:context>
    <xbrli:context id="From2010-01-01to2010-12-31_SerpPlanCurrentYearMember">
      <xbrli:entity>
        <xbrli:identifier scheme="http://www.sec.gov/CIK">0000811589</xbrli:identifier>
        <xbrli:segment>
          <xbrldi:explicitMember dimension="us-gaap:DefinedBenefitPlansDisclosuresDefinedBenefitPlansAxis">FBP:SerpPlanCurrentYearMember</xbrldi:explicitMember>
        </xbrli:segment>
      </xbrli:entity>
      <xbrli:period>
        <xbrli:startDate>2010-01-01</xbrli:startDate>
        <xbrli:endDate>2010-12-31</xbrli:endDate>
      </xbrli:period>
    </xbrli:context>
    <xbrli:context id="AsOf2012-12-31_SerpPlanCurrentYearMember">
      <xbrli:entity>
        <xbrli:identifier scheme="http://www.sec.gov/CIK">0000811589</xbrli:identifier>
        <xbrli:segment>
          <xbrldi:explicitMember dimension="us-gaap:DefinedBenefitPlansDisclosuresDefinedBenefitPlansAxis">FBP:SerpPlanCurrentYearMember</xbrldi:explicitMember>
        </xbrli:segment>
      </xbrli:entity>
      <xbrli:period>
        <xbrli:instant>2012-12-31</xbrli:instant>
      </xbrli:period>
    </xbrli:context>
    <xbrli:context id="AsOf2011-12-31_SerpPlanCurrentYearMember">
      <xbrli:entity>
        <xbrli:identifier scheme="http://www.sec.gov/CIK">0000811589</xbrli:identifier>
        <xbrli:segment>
          <xbrldi:explicitMember dimension="us-gaap:DefinedBenefitPlansDisclosuresDefinedBenefitPlansAxis">FBP:SerpPlanCurrentYearMember</xbrldi:explicitMember>
        </xbrli:segment>
      </xbrli:entity>
      <xbrli:period>
        <xbrli:instant>2011-12-31</xbrli:instant>
      </xbrli:period>
    </xbrli:context>
    <xbrli:context id="AsOf2010-12-31_SerpPlanCurrentYearMember">
      <xbrli:entity>
        <xbrli:identifier scheme="http://www.sec.gov/CIK">0000811589</xbrli:identifier>
        <xbrli:segment>
          <xbrldi:explicitMember dimension="us-gaap:DefinedBenefitPlansDisclosuresDefinedBenefitPlansAxis">FBP:SerpPlanCurrentYearMember</xbrldi:explicitMember>
        </xbrli:segment>
      </xbrli:entity>
      <xbrli:period>
        <xbrli:instant>2010-12-31</xbrli:instant>
      </xbrli:period>
    </xbrli:context>
    <xbrli:context id="AsOf2011-01-21_BankofAshevilleMember">
      <xbrli:entity>
        <xbrli:identifier scheme="http://www.sec.gov/CIK">0000811589</xbrli:identifier>
        <xbrli:segment>
          <xbrldi:explicitMember dimension="us-gaap:BusinessAcquisitionAxis">FBP:BankofAshevilleMember</xbrldi:explicitMember>
        </xbrli:segment>
      </xbrli:entity>
      <xbrli:period>
        <xbrli:instant>2011-01-21</xbrli:instant>
      </xbrli:period>
    </xbrli:context>
    <xbrli:context id="AsOf2011-01-21_FairValueAdjustmentsMember">
      <xbrli:entity>
        <xbrli:identifier scheme="http://www.sec.gov/CIK">0000811589</xbrli:identifier>
        <xbrli:segment>
          <xbrldi:explicitMember dimension="us-gaap:BusinessAcquisitionAxis">FBP:FairValueAdjustmentsMember</xbrldi:explicitMember>
        </xbrli:segment>
      </xbrli:entity>
      <xbrli:period>
        <xbrli:instant>2011-01-21</xbrli:instant>
      </xbrli:period>
    </xbrli:context>
    <xbrli:context id="From2011-01-01to2011-01-26">
      <xbrli:entity>
        <xbrli:identifier scheme="http://www.sec.gov/CIK">0000811589</xbrli:identifier>
      </xbrli:entity>
      <xbrli:period>
        <xbrli:startDate>2011-01-01</xbrli:startDate>
        <xbrli:endDate>2011-01-26</xbrli:endDate>
      </xbrli:period>
    </xbrli:context>
    <xbrli:context id="AsOf2011-01-26">
      <xbrli:entity>
        <xbrli:identifier scheme="http://www.sec.gov/CIK">0000811589</xbrli:identifier>
      </xbrli:entity>
      <xbrli:period>
        <xbrli:instant>2011-01-26</xbrli:instant>
      </xbrli:period>
    </xbrli:context>
    <xbrli:context id="From2012-08-01to2012-08-24">
      <xbrli:entity>
        <xbrli:identifier scheme="http://www.sec.gov/CIK">0000811589</xbrli:identifier>
      </xbrli:entity>
      <xbrli:period>
        <xbrli:startDate>2012-08-01</xbrli:startDate>
        <xbrli:endDate>2012-08-24</xbrli:endDate>
      </xbrli:period>
    </xbrli:context>
    <xbrli:context id="AsOf2012-08-24">
      <xbrli:entity>
        <xbrli:identifier scheme="http://www.sec.gov/CIK">0000811589</xbrli:identifier>
      </xbrli:entity>
      <xbrli:period>
        <xbrli:instant>2012-08-24</xbrli:instant>
      </xbrli:period>
    </xbrli:context>
    <xbrli:context id="From2012-09-01to2012-09-26">
      <xbrli:entity>
        <xbrli:identifier scheme="http://www.sec.gov/CIK">0000811589</xbrli:identifier>
      </xbrli:entity>
      <xbrli:period>
        <xbrli:startDate>2012-09-01</xbrli:startDate>
        <xbrli:endDate>2012-09-26</xbrli:endDate>
      </xbrli:period>
    </xbrli:context>
    <xbrli:context id="AsOf2012-09-26">
      <xbrli:entity>
        <xbrli:identifier scheme="http://www.sec.gov/CIK">0000811589</xbrli:identifier>
      </xbrli:entity>
      <xbrli:period>
        <xbrli:instant>2012-09-26</xbrli:instant>
      </xbrli:period>
    </xbrli:context>
    <xbrli:context id="From2012-01-01to2012-12-31_FirstCitizensBancorpBondMember">
      <xbrli:entity>
        <xbrli:identifier scheme="http://www.sec.gov/CIK">0000811589</xbrli:identifier>
        <xbrli:segment>
          <xbrldi:explicitMember dimension="us-gaap:MajorTypesOfDebtAndEquitySecuritiesAxis">FBP:FirstCitizensBancorpBondMember</xbrldi:explicitMember>
        </xbrli:segment>
      </xbrli:entity>
      <xbrli:period>
        <xbrli:startDate>2012-01-01</xbrli:startDate>
        <xbrli:endDate>2012-12-31</xbrli:endDate>
      </xbrli:period>
    </xbrli:context>
    <xbrli:context id="AsOf2012-12-31_FirstCitizensBancorpBondMember">
      <xbrli:entity>
        <xbrli:identifier scheme="http://www.sec.gov/CIK">0000811589</xbrli:identifier>
        <xbrli:segment>
          <xbrldi:explicitMember dimension="us-gaap:MajorTypesOfDebtAndEquitySecuritiesAxis">FBP:FirstCitizensBancorpBondMember</xbrldi:explicitMember>
        </xbrli:segment>
      </xbrli:entity>
      <xbrli:period>
        <xbrli:instant>2012-12-31</xbrli:instant>
      </xbrli:period>
    </xbrli:context>
    <xbrli:context id="From2012-01-01to2012-12-31_FirstCitizensBancorpTrustPreferredSecurityMember">
      <xbrli:entity>
        <xbrli:identifier scheme="http://www.sec.gov/CIK">0000811589</xbrli:identifier>
        <xbrli:segment>
          <xbrldi:explicitMember dimension="us-gaap:MajorTypesOfDebtAndEquitySecuritiesAxis">FBP:FirstCitizensBancorpTrustPreferredSecurityMember</xbrldi:explicitMember>
        </xbrli:segment>
      </xbrli:entity>
      <xbrli:period>
        <xbrli:startDate>2012-01-01</xbrli:startDate>
        <xbrli:endDate>2012-12-31</xbrli:endDate>
      </xbrli:period>
    </xbrli:context>
    <xbrli:context id="AsOf2012-12-31_FirstCitizensBancorpTrustPreferredSecurityMember">
      <xbrli:entity>
        <xbrli:identifier scheme="http://www.sec.gov/CIK">0000811589</xbrli:identifier>
        <xbrli:segment>
          <xbrldi:explicitMember dimension="us-gaap:MajorTypesOfDebtAndEquitySecuritiesAxis">FBP:FirstCitizensBancorpTrustPreferredSecurityMember</xbrldi:explicitMember>
        </xbrli:segment>
      </xbrli:entity>
      <xbrli:period>
        <xbrli:instant>2012-12-31</xbrli:instant>
      </xbrli:period>
    </xbrli:context>
    <xbrli:context id="AsOf2012-12-31_LandMember">
      <xbrli:entity>
        <xbrli:identifier scheme="http://www.sec.gov/CIK">0000811589</xbrli:identifier>
        <xbrli:segment>
          <xbrldi:explicitMember dimension="us-gaap:PropertyPlantAndEquipmentByTypeAxis">us-gaap:LandMember</xbrldi:explicitMember>
        </xbrli:segment>
      </xbrli:entity>
      <xbrli:period>
        <xbrli:instant>2012-12-31</xbrli:instant>
      </xbrli:period>
    </xbrli:context>
    <xbrli:context id="AsOf2011-12-31_LandMember">
      <xbrli:entity>
        <xbrli:identifier scheme="http://www.sec.gov/CIK">0000811589</xbrli:identifier>
        <xbrli:segment>
          <xbrldi:explicitMember dimension="us-gaap:PropertyPlantAndEquipmentByTypeAxis">us-gaap:LandMember</xbrldi:explicitMember>
        </xbrli:segment>
      </xbrli:entity>
      <xbrli:period>
        <xbrli:instant>2011-12-31</xbrli:instant>
      </xbrli:period>
    </xbrli:context>
    <xbrli:context id="AsOf2012-12-31_BuildingMember">
      <xbrli:entity>
        <xbrli:identifier scheme="http://www.sec.gov/CIK">0000811589</xbrli:identifier>
        <xbrli:segment>
          <xbrldi:explicitMember dimension="us-gaap:PropertyPlantAndEquipmentByTypeAxis">us-gaap:BuildingMember</xbrldi:explicitMember>
        </xbrli:segment>
      </xbrli:entity>
      <xbrli:period>
        <xbrli:instant>2012-12-31</xbrli:instant>
      </xbrli:period>
    </xbrli:context>
    <xbrli:context id="AsOf2011-12-31_BuildingMember">
      <xbrli:entity>
        <xbrli:identifier scheme="http://www.sec.gov/CIK">0000811589</xbrli:identifier>
        <xbrli:segment>
          <xbrldi:explicitMember dimension="us-gaap:PropertyPlantAndEquipmentByTypeAxis">us-gaap:BuildingMember</xbrldi:explicitMember>
        </xbrli:segment>
      </xbrli:entity>
      <xbrli:period>
        <xbrli:instant>2011-12-31</xbrli:instant>
      </xbrli:period>
    </xbrli:context>
    <xbrli:context id="AsOf2012-12-31_FurnitureAndFixturesMember">
      <xbrli:entity>
        <xbrli:identifier scheme="http://www.sec.gov/CIK">0000811589</xbrli:identifier>
        <xbrli:segment>
          <xbrldi:explicitMember dimension="us-gaap:PropertyPlantAndEquipmentByTypeAxis">us-gaap:FurnitureAndFixturesMember</xbrldi:explicitMember>
        </xbrli:segment>
      </xbrli:entity>
      <xbrli:period>
        <xbrli:instant>2012-12-31</xbrli:instant>
      </xbrli:period>
    </xbrli:context>
    <xbrli:context id="AsOf2011-12-31_FurnitureAndFixturesMember">
      <xbrli:entity>
        <xbrli:identifier scheme="http://www.sec.gov/CIK">0000811589</xbrli:identifier>
        <xbrli:segment>
          <xbrldi:explicitMember dimension="us-gaap:PropertyPlantAndEquipmentByTypeAxis">us-gaap:FurnitureAndFixturesMember</xbrldi:explicitMember>
        </xbrli:segment>
      </xbrli:entity>
      <xbrli:period>
        <xbrli:instant>2011-12-31</xbrli:instant>
      </xbrli:period>
    </xbrli:context>
    <xbrli:context id="AsOf2012-12-31_LeaseholdsAndLeaseholdImprovementsMember">
      <xbrli:entity>
        <xbrli:identifier scheme="http://www.sec.gov/CIK">0000811589</xbrli:identifier>
        <xbrli:segment>
          <xbrldi:explicitMember dimension="us-gaap:PropertyPlantAndEquipmentByTypeAxis">us-gaap:LeaseholdsAndLeaseholdImprovementsMember</xbrldi:explicitMember>
        </xbrli:segment>
      </xbrli:entity>
      <xbrli:period>
        <xbrli:instant>2012-12-31</xbrli:instant>
      </xbrli:period>
    </xbrli:context>
    <xbrli:context id="AsOf2011-12-31_LeaseholdsAndLeaseholdImprovementsMember">
      <xbrli:entity>
        <xbrli:identifier scheme="http://www.sec.gov/CIK">0000811589</xbrli:identifier>
        <xbrli:segment>
          <xbrldi:explicitMember dimension="us-gaap:PropertyPlantAndEquipmentByTypeAxis">us-gaap:LeaseholdsAndLeaseholdImprovementsMember</xbrldi:explicitMember>
        </xbrli:segment>
      </xbrli:entity>
      <xbrli:period>
        <xbrli:instant>2011-12-31</xbrli:instant>
      </xbrli:period>
    </xbrli:context>
    <xbrli:context id="From2012-01-01to2012-12-31_NonaccrualFinancingReceivableMember">
      <xbrli:entity>
        <xbrli:identifier scheme="http://www.sec.gov/CIK">0000811589</xbrli:identifier>
        <xbrli:segment>
          <xbrldi:explicitMember dimension="us-gaap:MajorTypesOfDebtAndEquitySecuritiesAxis">FBP:NonaccrualFinancingReceivableMember</xbrldi:explicitMember>
        </xbrli:segment>
      </xbrli:entity>
      <xbrli:period>
        <xbrli:startDate>2012-01-01</xbrli:startDate>
        <xbrli:endDate>2012-12-31</xbrli:endDate>
      </xbrli:period>
    </xbrli:context>
    <xbrli:context id="From2011-01-01to2011-12-31_NonaccrualFinancingReceivableMember">
      <xbrli:entity>
        <xbrli:identifier scheme="http://www.sec.gov/CIK">0000811589</xbrli:identifier>
        <xbrli:segment>
          <xbrldi:explicitMember dimension="us-gaap:MajorTypesOfDebtAndEquitySecuritiesAxis">FBP:NonaccrualFinancingReceivableMember</xbrldi:explicitMember>
        </xbrli:segment>
      </xbrli:entity>
      <xbrli:period>
        <xbrli:startDate>2011-01-01</xbrli:startDate>
        <xbrli:endDate>2011-12-31</xbrli:endDate>
      </xbrli:period>
    </xbrli:context>
    <xbrli:context id="From2010-01-01to2010-12-31_NonaccrualFinancingReceivableMember">
      <xbrli:entity>
        <xbrli:identifier scheme="http://www.sec.gov/CIK">0000811589</xbrli:identifier>
        <xbrli:segment>
          <xbrldi:explicitMember dimension="us-gaap:MajorTypesOfDebtAndEquitySecuritiesAxis">FBP:NonaccrualFinancingReceivableMember</xbrldi:explicitMember>
        </xbrli:segment>
      </xbrli:entity>
      <xbrli:period>
        <xbrli:startDate>2010-01-01</xbrli:startDate>
        <xbrli:endDate>2010-12-31</xbrli:endDate>
      </xbrli:period>
    </xbrli:context>
    <xbrli:context id="From2012-01-01to2012-12-31_RestructuredLoansMember">
      <xbrli:entity>
        <xbrli:identifier scheme="http://www.sec.gov/CIK">0000811589</xbrli:identifier>
        <xbrli:segment>
          <xbrldi:explicitMember dimension="us-gaap:MajorTypesOfDebtAndEquitySecuritiesAxis">FBP:RestructuredLoansMember</xbrldi:explicitMember>
        </xbrli:segment>
      </xbrli:entity>
      <xbrli:period>
        <xbrli:startDate>2012-01-01</xbrli:startDate>
        <xbrli:endDate>2012-12-31</xbrli:endDate>
      </xbrli:period>
    </xbrli:context>
    <xbrli:context id="From2011-01-01to2011-12-31_RestructuredLoansMember">
      <xbrli:entity>
        <xbrli:identifier scheme="http://www.sec.gov/CIK">0000811589</xbrli:identifier>
        <xbrli:segment>
          <xbrldi:explicitMember dimension="us-gaap:MajorTypesOfDebtAndEquitySecuritiesAxis">FBP:RestructuredLoansMember</xbrldi:explicitMember>
        </xbrli:segment>
      </xbrli:entity>
      <xbrli:period>
        <xbrli:startDate>2011-01-01</xbrli:startDate>
        <xbrli:endDate>2011-12-31</xbrli:endDate>
      </xbrli:period>
    </xbrli:context>
    <xbrli:context id="From2010-01-01to2010-12-31_RestructuredLoansMember">
      <xbrli:entity>
        <xbrli:identifier scheme="http://www.sec.gov/CIK">0000811589</xbrli:identifier>
        <xbrli:segment>
          <xbrldi:explicitMember dimension="us-gaap:MajorTypesOfDebtAndEquitySecuritiesAxis">FBP:RestructuredLoansMember</xbrldi:explicitMember>
        </xbrli:segment>
      </xbrli:entity>
      <xbrli:period>
        <xbrli:startDate>2010-01-01</xbrli:startDate>
        <xbrli:endDate>2010-12-31</xbrli:endDate>
      </xbrli:period>
    </xbrli:context>
    <xbrli:context id="AsOf2012-12-31_BranchAcquisition1Member">
      <xbrli:entity>
        <xbrli:identifier scheme="http://www.sec.gov/CIK">0000811589</xbrli:identifier>
        <xbrli:segment>
          <xbrldi:explicitMember dimension="us-gaap:BusinessAcquisitionAxis">FBP:BranchAcquisition1Member</xbrldi:explicitMember>
        </xbrli:segment>
      </xbrli:entity>
      <xbrli:period>
        <xbrli:instant>2012-12-31</xbrli:instant>
      </xbrli:period>
    </xbrli:context>
    <xbrli:context id="AsOf2011-12-31_BankofAshevilleMember">
      <xbrli:entity>
        <xbrli:identifier scheme="http://www.sec.gov/CIK">0000811589</xbrli:identifier>
        <xbrli:segment>
          <xbrldi:explicitMember dimension="us-gaap:BusinessAcquisitionAxis">FBP:BankofAshevilleMember</xbrldi:explicitMember>
        </xbrli:segment>
      </xbrli:entity>
      <xbrli:period>
        <xbrli:instant>2011-12-31</xbrli:instant>
      </xbrli:period>
    </xbrli:context>
    <xbrli:context id="From2012-01-01to2012-12-31_TrustPreferredSecuritiesMember">
      <xbrli:entity>
        <xbrli:identifier scheme="http://www.sec.gov/CIK">0000811589</xbrli:identifier>
        <xbrli:segment>
          <xbrldi:explicitMember dimension="us-gaap:DebtInstrumentAxis">FBP:TrustPreferredSecuritiesMember</xbrldi:explicitMember>
        </xbrli:segment>
      </xbrli:entity>
      <xbrli:period>
        <xbrli:startDate>2012-01-01</xbrli:startDate>
        <xbrli:endDate>2012-12-31</xbrli:endDate>
      </xbrli:period>
    </xbrli:context>
    <xbrli:context id="From2011-01-01to2011-12-31_TrustPreferredSecuritiesMember">
      <xbrli:entity>
        <xbrli:identifier scheme="http://www.sec.gov/CIK">0000811589</xbrli:identifier>
        <xbrli:segment>
          <xbrldi:explicitMember dimension="us-gaap:DebtInstrumentAxis">FBP:TrustPreferredSecuritiesMember</xbrldi:explicitMember>
        </xbrli:segment>
      </xbrli:entity>
      <xbrli:period>
        <xbrli:startDate>2011-01-01</xbrli:startDate>
        <xbrli:endDate>2011-12-31</xbrli:endDate>
      </xbrli:period>
    </xbrli:context>
    <xbrli:context id="AsOf2012-12-31_TrustPreferredSecuritiesMember">
      <xbrli:entity>
        <xbrli:identifier scheme="http://www.sec.gov/CIK">0000811589</xbrli:identifier>
        <xbrli:segment>
          <xbrldi:explicitMember dimension="us-gaap:DebtInstrumentAxis">FBP:TrustPreferredSecuritiesMember</xbrldi:explicitMember>
        </xbrli:segment>
      </xbrli:entity>
      <xbrli:period>
        <xbrli:instant>2012-12-31</xbrli:instant>
      </xbrli:period>
    </xbrli:context>
    <xbrli:context id="AsOf2011-12-31_TrustPreferredSecuritiesMember">
      <xbrli:entity>
        <xbrli:identifier scheme="http://www.sec.gov/CIK">0000811589</xbrli:identifier>
        <xbrli:segment>
          <xbrldi:explicitMember dimension="us-gaap:DebtInstrumentAxis">FBP:TrustPreferredSecuritiesMember</xbrldi:explicitMember>
        </xbrli:segment>
      </xbrli:entity>
      <xbrli:period>
        <xbrli:instant>2011-12-31</xbrli:instant>
      </xbrli:period>
    </xbrli:context>
    <xbrli:context id="From2011-01-01to2011-12-31_FhlbTermNote1Member">
      <xbrli:entity>
        <xbrli:identifier scheme="http://www.sec.gov/CIK">0000811589</xbrli:identifier>
        <xbrli:segment>
          <xbrldi:explicitMember dimension="us-gaap:DebtInstrumentAxis">FBP:FhlbTermNote1Member</xbrldi:explicitMember>
        </xbrli:segment>
      </xbrli:entity>
      <xbrli:period>
        <xbrli:startDate>2011-01-01</xbrli:startDate>
        <xbrli:endDate>2011-12-31</xbrli:endDate>
      </xbrli:period>
    </xbrli:context>
    <xbrli:context id="AsOf2011-12-31_FhlbTermNote1Member">
      <xbrli:entity>
        <xbrli:identifier scheme="http://www.sec.gov/CIK">0000811589</xbrli:identifier>
        <xbrli:segment>
          <xbrldi:explicitMember dimension="us-gaap:DebtInstrumentAxis">FBP:FhlbTermNote1Member</xbrldi:explicitMember>
        </xbrli:segment>
      </xbrli:entity>
      <xbrli:period>
        <xbrli:instant>2011-12-31</xbrli:instant>
      </xbrli:period>
    </xbrli:context>
    <xbrli:context id="From2011-01-01to2011-12-31_FhlbTermNote2Member">
      <xbrli:entity>
        <xbrli:identifier scheme="http://www.sec.gov/CIK">0000811589</xbrli:identifier>
        <xbrli:segment>
          <xbrldi:explicitMember dimension="us-gaap:DebtInstrumentAxis">FBP:FhlbTermNote2Member</xbrldi:explicitMember>
        </xbrli:segment>
      </xbrli:entity>
      <xbrli:period>
        <xbrli:startDate>2011-01-01</xbrli:startDate>
        <xbrli:endDate>2011-12-31</xbrli:endDate>
      </xbrli:period>
    </xbrli:context>
    <xbrli:context id="AsOf2011-12-31_FhlbTermNote2Member">
      <xbrli:entity>
        <xbrli:identifier scheme="http://www.sec.gov/CIK">0000811589</xbrli:identifier>
        <xbrli:segment>
          <xbrldi:explicitMember dimension="us-gaap:DebtInstrumentAxis">FBP:FhlbTermNote2Member</xbrldi:explicitMember>
        </xbrli:segment>
      </xbrli:entity>
      <xbrli:period>
        <xbrli:instant>2011-12-31</xbrli:instant>
      </xbrli:period>
    </xbrli:context>
    <xbrli:context id="From2011-01-01to2011-12-31_FhlbTermNote3Member">
      <xbrli:entity>
        <xbrli:identifier scheme="http://www.sec.gov/CIK">0000811589</xbrli:identifier>
        <xbrli:segment>
          <xbrldi:explicitMember dimension="us-gaap:DebtInstrumentAxis">FBP:FhlbTermNote3Member</xbrldi:explicitMember>
        </xbrli:segment>
      </xbrli:entity>
      <xbrli:period>
        <xbrli:startDate>2011-01-01</xbrli:startDate>
        <xbrli:endDate>2011-12-31</xbrli:endDate>
      </xbrli:period>
    </xbrli:context>
    <xbrli:context id="AsOf2011-12-31_FhlbTermNote3Member">
      <xbrli:entity>
        <xbrli:identifier scheme="http://www.sec.gov/CIK">0000811589</xbrli:identifier>
        <xbrli:segment>
          <xbrldi:explicitMember dimension="us-gaap:DebtInstrumentAxis">FBP:FhlbTermNote3Member</xbrldi:explicitMember>
        </xbrli:segment>
      </xbrli:entity>
      <xbrli:period>
        <xbrli:instant>2011-12-31</xbrli:instant>
      </xbrli:period>
    </xbrli:context>
    <xbrli:context id="From2011-01-01to2011-12-31_FhlbTermNote4Member">
      <xbrli:entity>
        <xbrli:identifier scheme="http://www.sec.gov/CIK">0000811589</xbrli:identifier>
        <xbrli:segment>
          <xbrldi:explicitMember dimension="us-gaap:DebtInstrumentAxis">FBP:FhlbTermNote4Member</xbrldi:explicitMember>
        </xbrli:segment>
      </xbrli:entity>
      <xbrli:period>
        <xbrli:startDate>2011-01-01</xbrli:startDate>
        <xbrli:endDate>2011-12-31</xbrli:endDate>
      </xbrli:period>
    </xbrli:context>
    <xbrli:context id="AsOf2011-12-31_FhlbTermNote4Member">
      <xbrli:entity>
        <xbrli:identifier scheme="http://www.sec.gov/CIK">0000811589</xbrli:identifier>
        <xbrli:segment>
          <xbrldi:explicitMember dimension="us-gaap:DebtInstrumentAxis">FBP:FhlbTermNote4Member</xbrldi:explicitMember>
        </xbrli:segment>
      </xbrli:entity>
      <xbrli:period>
        <xbrli:instant>2011-12-31</xbrli:instant>
      </xbrli:period>
    </xbrli:context>
    <xbrli:context id="From2011-01-01to2011-12-31_FhlbTermNote5Member">
      <xbrli:entity>
        <xbrli:identifier scheme="http://www.sec.gov/CIK">0000811589</xbrli:identifier>
        <xbrli:segment>
          <xbrldi:explicitMember dimension="us-gaap:DebtInstrumentAxis">FBP:FhlbTermNote5Member</xbrldi:explicitMember>
        </xbrli:segment>
      </xbrli:entity>
      <xbrli:period>
        <xbrli:startDate>2011-01-01</xbrli:startDate>
        <xbrli:endDate>2011-12-31</xbrli:endDate>
      </xbrli:period>
    </xbrli:context>
    <xbrli:context id="AsOf2011-12-31_FhlbTermNote5Member">
      <xbrli:entity>
        <xbrli:identifier scheme="http://www.sec.gov/CIK">0000811589</xbrli:identifier>
        <xbrli:segment>
          <xbrldi:explicitMember dimension="us-gaap:DebtInstrumentAxis">FBP:FhlbTermNote5Member</xbrldi:explicitMember>
        </xbrli:segment>
      </xbrli:entity>
      <xbrli:period>
        <xbrli:instant>2011-12-31</xbrli:instant>
      </xbrli:period>
    </xbrli:context>
    <xbrli:context id="From2011-01-01to2011-12-31_FhlbTermNote6Member">
      <xbrli:entity>
        <xbrli:identifier scheme="http://www.sec.gov/CIK">0000811589</xbrli:identifier>
        <xbrli:segment>
          <xbrldi:explicitMember dimension="us-gaap:DebtInstrumentAxis">FBP:FhlbTermNote6Member</xbrldi:explicitMember>
        </xbrli:segment>
      </xbrli:entity>
      <xbrli:period>
        <xbrli:startDate>2011-01-01</xbrli:startDate>
        <xbrli:endDate>2011-12-31</xbrli:endDate>
      </xbrli:period>
    </xbrli:context>
    <xbrli:context id="AsOf2011-12-31_FhlbTermNote6Member">
      <xbrli:entity>
        <xbrli:identifier scheme="http://www.sec.gov/CIK">0000811589</xbrli:identifier>
        <xbrli:segment>
          <xbrldi:explicitMember dimension="us-gaap:DebtInstrumentAxis">FBP:FhlbTermNote6Member</xbrldi:explicitMember>
        </xbrli:segment>
      </xbrli:entity>
      <xbrli:period>
        <xbrli:instant>2011-12-31</xbrli:instant>
      </xbrli:period>
    </xbrli:context>
    <xbrli:context id="From2011-01-01to2011-12-31_FhlbTermNote7Member">
      <xbrli:entity>
        <xbrli:identifier scheme="http://www.sec.gov/CIK">0000811589</xbrli:identifier>
        <xbrli:segment>
          <xbrldi:explicitMember dimension="us-gaap:DebtInstrumentAxis">FBP:FhlbTermNote7Member</xbrldi:explicitMember>
        </xbrli:segment>
      </xbrli:entity>
      <xbrli:period>
        <xbrli:startDate>2011-01-01</xbrli:startDate>
        <xbrli:endDate>2011-12-31</xbrli:endDate>
      </xbrli:period>
    </xbrli:context>
    <xbrli:context id="AsOf2011-12-31_FhlbTermNote7Member">
      <xbrli:entity>
        <xbrli:identifier scheme="http://www.sec.gov/CIK">0000811589</xbrli:identifier>
        <xbrli:segment>
          <xbrldi:explicitMember dimension="us-gaap:DebtInstrumentAxis">FBP:FhlbTermNote7Member</xbrldi:explicitMember>
        </xbrli:segment>
      </xbrli:entity>
      <xbrli:period>
        <xbrli:instant>2011-12-31</xbrli:instant>
      </xbrli:period>
    </xbrli:context>
    <xbrli:context id="From2012-01-01to2012-12-31_TrustPreferredSecurities2Member">
      <xbrli:entity>
        <xbrli:identifier scheme="http://www.sec.gov/CIK">0000811589</xbrli:identifier>
        <xbrli:segment>
          <xbrldi:explicitMember dimension="us-gaap:DebtInstrumentAxis">FBP:TrustPreferredSecurities2Member</xbrldi:explicitMember>
        </xbrli:segment>
      </xbrli:entity>
      <xbrli:period>
        <xbrli:startDate>2012-01-01</xbrli:startDate>
        <xbrli:endDate>2012-12-31</xbrli:endDate>
      </xbrli:period>
    </xbrli:context>
    <xbrli:context id="From2011-01-01to2011-12-31_TrustPreferredSecurities2Member">
      <xbrli:entity>
        <xbrli:identifier scheme="http://www.sec.gov/CIK">0000811589</xbrli:identifier>
        <xbrli:segment>
          <xbrldi:explicitMember dimension="us-gaap:DebtInstrumentAxis">FBP:TrustPreferredSecurities2Member</xbrldi:explicitMember>
        </xbrli:segment>
      </xbrli:entity>
      <xbrli:period>
        <xbrli:startDate>2011-01-01</xbrli:startDate>
        <xbrli:endDate>2011-12-31</xbrli:endDate>
      </xbrli:period>
    </xbrli:context>
    <xbrli:context id="AsOf2012-12-31_TrustPreferredSecurities2Member">
      <xbrli:entity>
        <xbrli:identifier scheme="http://www.sec.gov/CIK">0000811589</xbrli:identifier>
        <xbrli:segment>
          <xbrldi:explicitMember dimension="us-gaap:DebtInstrumentAxis">FBP:TrustPreferredSecurities2Member</xbrldi:explicitMember>
        </xbrli:segment>
      </xbrli:entity>
      <xbrli:period>
        <xbrli:instant>2012-12-31</xbrli:instant>
      </xbrli:period>
    </xbrli:context>
    <xbrli:context id="AsOf2011-12-31_TrustPreferredSecurities2Member">
      <xbrli:entity>
        <xbrli:identifier scheme="http://www.sec.gov/CIK">0000811589</xbrli:identifier>
        <xbrli:segment>
          <xbrldi:explicitMember dimension="us-gaap:DebtInstrumentAxis">FBP:TrustPreferredSecurities2Member</xbrldi:explicitMember>
        </xbrli:segment>
      </xbrli:entity>
      <xbrli:period>
        <xbrli:instant>2011-12-31</xbrli:instant>
      </xbrli:period>
    </xbrli:context>
    <xbrli:context id="AsOf2012-12-31_TrustPreferredSecuritiesFirstBankCorpCapitalTrustIIMember">
      <xbrli:entity>
        <xbrli:identifier scheme="http://www.sec.gov/CIK">0000811589</xbrli:identifier>
        <xbrli:segment>
          <xbrldi:explicitMember dimension="us-gaap:DebtInstrumentAxis">FBP:TrustPreferredSecuritiesFirstBankCorpCapitalTrustIIMember</xbrldi:explicitMember>
        </xbrli:segment>
      </xbrli:entity>
      <xbrli:period>
        <xbrli:instant>2012-12-31</xbrli:instant>
      </xbrli:period>
    </xbrli:context>
    <xbrli:context id="AsOf2012-12-31_TrustPreferredSecuritiesFirstBankCorpCapitalTrustIIIMember">
      <xbrli:entity>
        <xbrli:identifier scheme="http://www.sec.gov/CIK">0000811589</xbrli:identifier>
        <xbrli:segment>
          <xbrldi:explicitMember dimension="us-gaap:DebtInstrumentAxis">FBP:TrustPreferredSecuritiesFirstBankCorpCapitalTrustIIIMember</xbrldi:explicitMember>
        </xbrli:segment>
      </xbrli:entity>
      <xbrli:period>
        <xbrli:instant>2012-12-31</xbrli:instant>
      </xbrli:period>
    </xbrli:context>
    <xbrli:context id="From2012-01-01to2012-12-31_FhlbLineOfCreditMember">
      <xbrli:entity>
        <xbrli:identifier scheme="http://www.sec.gov/CIK">0000811589</xbrli:identifier>
        <xbrli:segment>
          <xbrldi:explicitMember dimension="us-gaap:CreditFacilityAxis">FBP:FhlbLineOfCreditMember</xbrldi:explicitMember>
        </xbrli:segment>
      </xbrli:entity>
      <xbrli:period>
        <xbrli:startDate>2012-01-01</xbrli:startDate>
        <xbrli:endDate>2012-12-31</xbrli:endDate>
      </xbrli:period>
    </xbrli:context>
    <xbrli:context id="AsOf2012-12-31_FhlbLineOfCreditMember">
      <xbrli:entity>
        <xbrli:identifier scheme="http://www.sec.gov/CIK">0000811589</xbrli:identifier>
        <xbrli:segment>
          <xbrldi:explicitMember dimension="us-gaap:CreditFacilityAxis">FBP:FhlbLineOfCreditMember</xbrldi:explicitMember>
        </xbrli:segment>
      </xbrli:entity>
      <xbrli:period>
        <xbrli:instant>2012-12-31</xbrli:instant>
      </xbrli:period>
    </xbrli:context>
    <xbrli:context id="AsOf2011-12-31_FhlbLineOfCreditMember">
      <xbrli:entity>
        <xbrli:identifier scheme="http://www.sec.gov/CIK">0000811589</xbrli:identifier>
        <xbrli:segment>
          <xbrldi:explicitMember dimension="us-gaap:CreditFacilityAxis">FBP:FhlbLineOfCreditMember</xbrldi:explicitMember>
        </xbrli:segment>
      </xbrli:entity>
      <xbrli:period>
        <xbrli:instant>2011-12-31</xbrli:instant>
      </xbrli:period>
    </xbrli:context>
    <xbrli:context id="AsOf2012-12-31_OvernightFederalFundsLineOfCreditMember">
      <xbrli:entity>
        <xbrli:identifier scheme="http://www.sec.gov/CIK">0000811589</xbrli:identifier>
        <xbrli:segment>
          <xbrldi:explicitMember dimension="us-gaap:CreditFacilityAxis">FBP:OvernightFederalFundsLineOfCreditMember</xbrldi:explicitMember>
        </xbrli:segment>
      </xbrli:entity>
      <xbrli:period>
        <xbrli:instant>2012-12-31</xbrli:instant>
      </xbrli:period>
    </xbrli:context>
    <xbrli:context id="AsOf2011-12-31_OvernightFederalFundsLineOfCreditMember">
      <xbrli:entity>
        <xbrli:identifier scheme="http://www.sec.gov/CIK">0000811589</xbrli:identifier>
        <xbrli:segment>
          <xbrldi:explicitMember dimension="us-gaap:CreditFacilityAxis">FBP:OvernightFederalFundsLineOfCreditMember</xbrldi:explicitMember>
        </xbrli:segment>
      </xbrli:entity>
      <xbrli:period>
        <xbrli:instant>2011-12-31</xbrli:instant>
      </xbrli:period>
    </xbrli:context>
    <xbrli:context id="AsOf2012-12-31_FRBLineOfCreditMember">
      <xbrli:entity>
        <xbrli:identifier scheme="http://www.sec.gov/CIK">0000811589</xbrli:identifier>
        <xbrli:segment>
          <xbrldi:explicitMember dimension="us-gaap:CreditFacilityAxis">FBP:FRBLineOfCreditMember</xbrldi:explicitMember>
        </xbrli:segment>
      </xbrli:entity>
      <xbrli:period>
        <xbrli:instant>2012-12-31</xbrli:instant>
      </xbrli:period>
    </xbrli:context>
    <xbrli:context id="AsOf2011-12-31_FRBLineOfCreditMember">
      <xbrli:entity>
        <xbrli:identifier scheme="http://www.sec.gov/CIK">0000811589</xbrli:identifier>
        <xbrli:segment>
          <xbrldi:explicitMember dimension="us-gaap:CreditFacilityAxis">FBP:FRBLineOfCreditMember</xbrldi:explicitMember>
        </xbrli:segment>
      </xbrli:entity>
      <xbrli:period>
        <xbrli:instant>2011-12-31</xbrli:instant>
      </xbrli:period>
    </xbrli:context>
    <xbrli:context id="From2011-01-01to2011-12-31_CorrespondentBankLineOfCreditMember">
      <xbrli:entity>
        <xbrli:identifier scheme="http://www.sec.gov/CIK">0000811589</xbrli:identifier>
        <xbrli:segment>
          <xbrldi:explicitMember dimension="us-gaap:CreditFacilityAxis">FBP:CorrespondentBankLineOfCreditMember</xbrldi:explicitMember>
        </xbrli:segment>
      </xbrli:entity>
      <xbrli:period>
        <xbrli:startDate>2011-01-01</xbrli:startDate>
        <xbrli:endDate>2011-12-31</xbrli:endDate>
      </xbrli:period>
    </xbrli:context>
    <xbrli:context id="AsOf2011-12-31_CorrespondentBankLineOfCreditMember">
      <xbrli:entity>
        <xbrli:identifier scheme="http://www.sec.gov/CIK">0000811589</xbrli:identifier>
        <xbrli:segment>
          <xbrldi:explicitMember dimension="us-gaap:CreditFacilityAxis">FBP:CorrespondentBankLineOfCreditMember</xbrldi:explicitMember>
        </xbrli:segment>
      </xbrli:entity>
      <xbrli:period>
        <xbrli:instant>2011-12-31</xbrli:instant>
      </xbrli:period>
    </xbrli:context>
    <xbrli:context id="AsOf2009-12-31_PensionPlanMember">
      <xbrli:entity>
        <xbrli:identifier scheme="http://www.sec.gov/CIK">0000811589</xbrli:identifier>
        <xbrli:segment>
          <xbrldi:explicitMember dimension="us-gaap:DefinedBenefitPlansDisclosuresDefinedBenefitPlansAxis">FBP:PensionPlanMember</xbrldi:explicitMember>
        </xbrli:segment>
      </xbrli:entity>
      <xbrli:period>
        <xbrli:instant>2009-12-31</xbrli:instant>
      </xbrli:period>
    </xbrli:context>
    <xbrli:context id="AsOf2009-12-31_SerpPlanCurrentYearMember">
      <xbrli:entity>
        <xbrli:identifier scheme="http://www.sec.gov/CIK">0000811589</xbrli:identifier>
        <xbrli:segment>
          <xbrldi:explicitMember dimension="us-gaap:DefinedBenefitPlansDisclosuresDefinedBenefitPlansAxis">FBP:SerpPlanCurrentYearMember</xbrldi:explicitMember>
        </xbrli:segment>
      </xbrli:entity>
      <xbrli:period>
        <xbrli:instant>2009-12-31</xbrli:instant>
      </xbrli:period>
    </xbrli:context>
    <xbrli:context id="From2012-01-01to2012-12-31_CashAndCashEquivalentsMember">
      <xbrli:entity>
        <xbrli:identifier scheme="http://www.sec.gov/CIK">0000811589</xbrli:identifier>
        <xbrli:segment>
          <xbrldi:explicitMember dimension="us-gaap:DefinedBenefitPlanByPlanAssetCategoriesAxis">us-gaap:CashAndCashEquivalentsMember</xbrldi:explicitMember>
        </xbrli:segment>
      </xbrli:entity>
      <xbrli:period>
        <xbrli:startDate>2012-01-01</xbrli:startDate>
        <xbrli:endDate>2012-12-31</xbrli:endDate>
      </xbrli:period>
    </xbrli:context>
    <xbrli:context id="From2012-01-01to2012-12-31_UsGovernmentBondFundMember">
      <xbrli:entity>
        <xbrli:identifier scheme="http://www.sec.gov/CIK">0000811589</xbrli:identifier>
        <xbrli:segment>
          <xbrldi:explicitMember dimension="us-gaap:DefinedBenefitPlanByPlanAssetCategoriesAxis">FBP:UsGovernmentBondFundMember</xbrldi:explicitMember>
        </xbrli:segment>
      </xbrli:entity>
      <xbrli:period>
        <xbrli:startDate>2012-01-01</xbrli:startDate>
        <xbrli:endDate>2012-12-31</xbrli:endDate>
      </xbrli:period>
    </xbrli:context>
    <xbrli:context id="From2012-01-01to2012-12-31_UsCorporateBondFundMember">
      <xbrli:entity>
        <xbrli:identifier scheme="http://www.sec.gov/CIK">0000811589</xbrli:identifier>
        <xbrli:segment>
          <xbrldi:explicitMember dimension="us-gaap:DefinedBenefitPlanByPlanAssetCategoriesAxis">FBP:UsCorporateBondFundMember</xbrldi:explicitMember>
        </xbrli:segment>
      </xbrli:entity>
      <xbrli:period>
        <xbrli:startDate>2012-01-01</xbrli:startDate>
        <xbrli:endDate>2012-12-31</xbrli:endDate>
      </xbrli:period>
    </xbrli:context>
    <xbrli:context id="From2012-01-01to2012-12-31_UsCorporateHighYieldBondFundMember">
      <xbrli:entity>
        <xbrli:identifier scheme="http://www.sec.gov/CIK">0000811589</xbrli:identifier>
        <xbrli:segment>
          <xbrldi:explicitMember dimension="us-gaap:DefinedBenefitPlanByPlanAssetCategoriesAxis">FBP:UsCorporateHighYieldBondFundMember</xbrldi:explicitMember>
        </xbrli:segment>
      </xbrli:entity>
      <xbrli:period>
        <xbrli:startDate>2012-01-01</xbrli:startDate>
        <xbrli:endDate>2012-12-31</xbrli:endDate>
      </xbrli:period>
    </xbrli:context>
    <xbrli:context id="From2012-01-01to2012-12-31_LargeCapValueFundMember">
      <xbrli:entity>
        <xbrli:identifier scheme="http://www.sec.gov/CIK">0000811589</xbrli:identifier>
        <xbrli:segment>
          <xbrldi:explicitMember dimension="us-gaap:DefinedBenefitPlanByPlanAssetCategoriesAxis">FBP:LargeCapValueFundMember</xbrldi:explicitMember>
        </xbrli:segment>
      </xbrli:entity>
      <xbrli:period>
        <xbrli:startDate>2012-01-01</xbrli:startDate>
        <xbrli:endDate>2012-12-31</xbrli:endDate>
      </xbrli:period>
    </xbrli:context>
    <xbrli:context id="From2012-01-01to2012-12-31_LargeCapGrowthFundMember">
      <xbrli:entity>
        <xbrli:identifier scheme="http://www.sec.gov/CIK">0000811589</xbrli:identifier>
        <xbrli:segment>
          <xbrldi:explicitMember dimension="us-gaap:DefinedBenefitPlanByPlanAssetCategoriesAxis">FBP:LargeCapGrowthFundMember</xbrldi:explicitMember>
        </xbrli:segment>
      </xbrli:entity>
      <xbrli:period>
        <xbrli:startDate>2012-01-01</xbrli:startDate>
        <xbrli:endDate>2012-12-31</xbrli:endDate>
      </xbrli:period>
    </xbrli:context>
    <xbrli:context id="From2012-01-01to2012-12-31_MidCapEquityFundMember">
      <xbrli:entity>
        <xbrli:identifier scheme="http://www.sec.gov/CIK">0000811589</xbrli:identifier>
        <xbrli:segment>
          <xbrldi:explicitMember dimension="us-gaap:DefinedBenefitPlanByPlanAssetCategoriesAxis">FBP:MidCapEquityFundMember</xbrldi:explicitMember>
        </xbrli:segment>
      </xbrli:entity>
      <xbrli:period>
        <xbrli:startDate>2012-01-01</xbrli:startDate>
        <xbrli:endDate>2012-12-31</xbrli:endDate>
      </xbrli:period>
    </xbrli:context>
    <xbrli:context id="From2012-01-01to2012-12-31_SmallCapGrowthFundMember">
      <xbrli:entity>
        <xbrli:identifier scheme="http://www.sec.gov/CIK">0000811589</xbrli:identifier>
        <xbrli:segment>
          <xbrldi:explicitMember dimension="us-gaap:DefinedBenefitPlanByPlanAssetCategoriesAxis">FBP:SmallCapGrowthFundMember</xbrldi:explicitMember>
        </xbrli:segment>
      </xbrli:entity>
      <xbrli:period>
        <xbrli:startDate>2012-01-01</xbrli:startDate>
        <xbrli:endDate>2012-12-31</xbrli:endDate>
      </xbrli:period>
    </xbrli:context>
    <xbrli:context id="From2012-01-01to2012-12-31_ForeignEquityFundMember">
      <xbrli:entity>
        <xbrli:identifier scheme="http://www.sec.gov/CIK">0000811589</xbrli:identifier>
        <xbrli:segment>
          <xbrldi:explicitMember dimension="us-gaap:DefinedBenefitPlanByPlanAssetCategoriesAxis">FBP:ForeignEquityFundMember</xbrldi:explicitMember>
        </xbrli:segment>
      </xbrli:entity>
      <xbrli:period>
        <xbrli:startDate>2012-01-01</xbrli:startDate>
        <xbrli:endDate>2012-12-31</xbrli:endDate>
      </xbrli:period>
    </xbrli:context>
    <xbrli:context id="From2012-01-01to2012-12-31_CompanyStockMember">
      <xbrli:entity>
        <xbrli:identifier scheme="http://www.sec.gov/CIK">0000811589</xbrli:identifier>
        <xbrli:segment>
          <xbrldi:explicitMember dimension="us-gaap:DefinedBenefitPlanByPlanAssetCategoriesAxis">FBP:CompanyStockMember</xbrldi:explicitMember>
        </xbrli:segment>
      </xbrli:entity>
      <xbrli:period>
        <xbrli:startDate>2012-01-01</xbrli:startDate>
        <xbrli:endDate>2012-12-31</xbrli:endDate>
      </xbrli:period>
    </xbrli:context>
    <xbrli:context id="AsOf2012-12-31_MoneyMarketFundsMember_FairValueInputsLevel2Member">
      <xbrli:entity>
        <xbrli:identifier scheme="http://www.sec.gov/CIK">0000811589</xbrli:identifier>
        <xbrli:segment>
          <xbrldi:explicitMember dimension="us-gaap:DefinedBenefitPlanByPlanAssetCategoriesAxis">us-gaap:MoneyMarketFundsMember</xbrldi:explicitMember>
          <xbrldi:explicitMember dimension="us-gaap:FairValueByFairValueHierarchyLevelAxis">us-gaap:FairValueInputsLevel2Member</xbrldi:explicitMember>
        </xbrli:segment>
      </xbrli:entity>
      <xbrli:period>
        <xbrli:instant>2012-12-31</xbrli:instant>
      </xbrli:period>
    </xbrli:context>
    <xbrli:context id="AsOf2011-12-31_MoneyMarketFundsMember_FairValueInputsLevel2Member">
      <xbrli:entity>
        <xbrli:identifier scheme="http://www.sec.gov/CIK">0000811589</xbrli:identifier>
        <xbrli:segment>
          <xbrldi:explicitMember dimension="us-gaap:DefinedBenefitPlanByPlanAssetCategoriesAxis">us-gaap:MoneyMarketFundsMember</xbrldi:explicitMember>
          <xbrldi:explicitMember dimension="us-gaap:FairValueByFairValueHierarchyLevelAxis">us-gaap:FairValueInputsLevel2Member</xbrldi:explicitMember>
        </xbrli:segment>
      </xbrli:entity>
      <xbrli:period>
        <xbrli:instant>2011-12-31</xbrli:instant>
      </xbrli:period>
    </xbrli:context>
    <xbrli:context id="AsOf2012-12-31_MoneyMarketFundsMember_FairValueInputsTotalMember">
      <xbrli:entity>
        <xbrli:identifier scheme="http://www.sec.gov/CIK">0000811589</xbrli:identifier>
        <xbrli:segment>
          <xbrldi:explicitMember dimension="us-gaap:DefinedBenefitPlanByPlanAssetCategoriesAxis">us-gaap:MoneyMarketFundsMember</xbrldi:explicitMember>
          <xbrldi:explicitMember dimension="us-gaap:FairValueByFairValueHierarchyLevelAxis">FBP:FairValueInputsTotalMember</xbrldi:explicitMember>
        </xbrli:segment>
      </xbrli:entity>
      <xbrli:period>
        <xbrli:instant>2012-12-31</xbrli:instant>
      </xbrli:period>
    </xbrli:context>
    <xbrli:context id="AsOf2011-12-31_MoneyMarketFundsMember_FairValueInputsTotalMember">
      <xbrli:entity>
        <xbrli:identifier scheme="http://www.sec.gov/CIK">0000811589</xbrli:identifier>
        <xbrli:segment>
          <xbrldi:explicitMember dimension="us-gaap:DefinedBenefitPlanByPlanAssetCategoriesAxis">us-gaap:MoneyMarketFundsMember</xbrldi:explicitMember>
          <xbrldi:explicitMember dimension="us-gaap:FairValueByFairValueHierarchyLevelAxis">FBP:FairValueInputsTotalMember</xbrldi:explicitMember>
        </xbrli:segment>
      </xbrli:entity>
      <xbrli:period>
        <xbrli:instant>2011-12-31</xbrli:instant>
      </xbrli:period>
    </xbrli:context>
    <xbrli:context id="AsOf2012-12-31_UsGovernmentBondFundMember_FairValueInputsTotalMember">
      <xbrli:entity>
        <xbrli:identifier scheme="http://www.sec.gov/CIK">0000811589</xbrli:identifier>
        <xbrli:segment>
          <xbrldi:explicitMember dimension="us-gaap:DefinedBenefitPlanByPlanAssetCategoriesAxis">FBP:UsGovernmentBondFundMember</xbrldi:explicitMember>
          <xbrldi:explicitMember dimension="us-gaap:FairValueByFairValueHierarchyLevelAxis">FBP:FairValueInputsTotalMember</xbrldi:explicitMember>
        </xbrli:segment>
      </xbrli:entity>
      <xbrli:period>
        <xbrli:instant>2012-12-31</xbrli:instant>
      </xbrli:period>
    </xbrli:context>
    <xbrli:context id="AsOf2011-12-31_UsGovernmentBondFundMember_FairValueInputsTotalMember">
      <xbrli:entity>
        <xbrli:identifier scheme="http://www.sec.gov/CIK">0000811589</xbrli:identifier>
        <xbrli:segment>
          <xbrldi:explicitMember dimension="us-gaap:DefinedBenefitPlanByPlanAssetCategoriesAxis">FBP:UsGovernmentBondFundMember</xbrldi:explicitMember>
          <xbrldi:explicitMember dimension="us-gaap:FairValueByFairValueHierarchyLevelAxis">FBP:FairValueInputsTotalMember</xbrldi:explicitMember>
        </xbrli:segment>
      </xbrli:entity>
      <xbrli:period>
        <xbrli:instant>2011-12-31</xbrli:instant>
      </xbrli:period>
    </xbrli:context>
    <xbrli:context id="AsOf2012-12-31_UsGovernmentBondFundMember_FairValueInputsLevel1Member">
      <xbrli:entity>
        <xbrli:identifier scheme="http://www.sec.gov/CIK">0000811589</xbrli:identifier>
        <xbrli:segment>
          <xbrldi:explicitMember dimension="us-gaap:DefinedBenefitPlanByPlanAssetCategoriesAxis">FBP:UsGovernmentBondFundMember</xbrldi:explicitMember>
          <xbrldi:explicitMember dimension="us-gaap:FairValueByFairValueHierarchyLevelAxis">us-gaap:FairValueInputsLevel1Member</xbrldi:explicitMember>
        </xbrli:segment>
      </xbrli:entity>
      <xbrli:period>
        <xbrli:instant>2012-12-31</xbrli:instant>
      </xbrli:period>
    </xbrli:context>
    <xbrli:context id="AsOf2011-12-31_UsGovernmentBondFundMember_FairValueInputsLevel1Member">
      <xbrli:entity>
        <xbrli:identifier scheme="http://www.sec.gov/CIK">0000811589</xbrli:identifier>
        <xbrli:segment>
          <xbrldi:explicitMember dimension="us-gaap:DefinedBenefitPlanByPlanAssetCategoriesAxis">FBP:UsGovernmentBondFundMember</xbrldi:explicitMember>
          <xbrldi:explicitMember dimension="us-gaap:FairValueByFairValueHierarchyLevelAxis">us-gaap:FairValueInputsLevel1Member</xbrldi:explicitMember>
        </xbrli:segment>
      </xbrli:entity>
      <xbrli:period>
        <xbrli:instant>2011-12-31</xbrli:instant>
      </xbrli:period>
    </xbrli:context>
    <xbrli:context id="AsOf2012-12-31_UsCorporateBondFundMember_FairValueInputsTotalMember">
      <xbrli:entity>
        <xbrli:identifier scheme="http://www.sec.gov/CIK">0000811589</xbrli:identifier>
        <xbrli:segment>
          <xbrldi:explicitMember dimension="us-gaap:DefinedBenefitPlanByPlanAssetCategoriesAxis">FBP:UsCorporateBondFundMember</xbrldi:explicitMember>
          <xbrldi:explicitMember dimension="us-gaap:FairValueByFairValueHierarchyLevelAxis">FBP:FairValueInputsTotalMember</xbrldi:explicitMember>
        </xbrli:segment>
      </xbrli:entity>
      <xbrli:period>
        <xbrli:instant>2012-12-31</xbrli:instant>
      </xbrli:period>
    </xbrli:context>
    <xbrli:context id="AsOf2011-12-31_UsCorporateBondFundMember_FairValueInputsTotalMember">
      <xbrli:entity>
        <xbrli:identifier scheme="http://www.sec.gov/CIK">0000811589</xbrli:identifier>
        <xbrli:segment>
          <xbrldi:explicitMember dimension="us-gaap:DefinedBenefitPlanByPlanAssetCategoriesAxis">FBP:UsCorporateBondFundMember</xbrldi:explicitMember>
          <xbrldi:explicitMember dimension="us-gaap:FairValueByFairValueHierarchyLevelAxis">FBP:FairValueInputsTotalMember</xbrldi:explicitMember>
        </xbrli:segment>
      </xbrli:entity>
      <xbrli:period>
        <xbrli:instant>2011-12-31</xbrli:instant>
      </xbrli:period>
    </xbrli:context>
    <xbrli:context id="AsOf2012-12-31_UsCorporateBondFundMember_FairValueInputsLevel1Member">
      <xbrli:entity>
        <xbrli:identifier scheme="http://www.sec.gov/CIK">0000811589</xbrli:identifier>
        <xbrli:segment>
          <xbrldi:explicitMember dimension="us-gaap:DefinedBenefitPlanByPlanAssetCategoriesAxis">FBP:UsCorporateBondFundMember</xbrldi:explicitMember>
          <xbrldi:explicitMember dimension="us-gaap:FairValueByFairValueHierarchyLevelAxis">us-gaap:FairValueInputsLevel1Member</xbrldi:explicitMember>
        </xbrli:segment>
      </xbrli:entity>
      <xbrli:period>
        <xbrli:instant>2012-12-31</xbrli:instant>
      </xbrli:period>
    </xbrli:context>
    <xbrli:context id="AsOf2011-12-31_UsCorporateBondFundMember_FairValueInputsLevel1Member">
      <xbrli:entity>
        <xbrli:identifier scheme="http://www.sec.gov/CIK">0000811589</xbrli:identifier>
        <xbrli:segment>
          <xbrldi:explicitMember dimension="us-gaap:DefinedBenefitPlanByPlanAssetCategoriesAxis">FBP:UsCorporateBondFundMember</xbrldi:explicitMember>
          <xbrldi:explicitMember dimension="us-gaap:FairValueByFairValueHierarchyLevelAxis">us-gaap:FairValueInputsLevel1Member</xbrldi:explicitMember>
        </xbrli:segment>
      </xbrli:entity>
      <xbrli:period>
        <xbrli:instant>2011-12-31</xbrli:instant>
      </xbrli:period>
    </xbrli:context>
    <xbrli:context id="AsOf2012-12-31_UsCorporateHighYieldBondFundMember_FairValueInputsTotalMember">
      <xbrli:entity>
        <xbrli:identifier scheme="http://www.sec.gov/CIK">0000811589</xbrli:identifier>
        <xbrli:segment>
          <xbrldi:explicitMember dimension="us-gaap:DefinedBenefitPlanByPlanAssetCategoriesAxis">FBP:UsCorporateHighYieldBondFundMember</xbrldi:explicitMember>
          <xbrldi:explicitMember dimension="us-gaap:FairValueByFairValueHierarchyLevelAxis">FBP:FairValueInputsTotalMember</xbrldi:explicitMember>
        </xbrli:segment>
      </xbrli:entity>
      <xbrli:period>
        <xbrli:instant>2012-12-31</xbrli:instant>
      </xbrli:period>
    </xbrli:context>
    <xbrli:context id="AsOf2011-12-31_UsCorporateHighYieldBondFundMember_FairValueInputsTotalMember">
      <xbrli:entity>
        <xbrli:identifier scheme="http://www.sec.gov/CIK">0000811589</xbrli:identifier>
        <xbrli:segment>
          <xbrldi:explicitMember dimension="us-gaap:DefinedBenefitPlanByPlanAssetCategoriesAxis">FBP:UsCorporateHighYieldBondFundMember</xbrldi:explicitMember>
          <xbrldi:explicitMember dimension="us-gaap:FairValueByFairValueHierarchyLevelAxis">FBP:FairValueInputsTotalMember</xbrldi:explicitMember>
        </xbrli:segment>
      </xbrli:entity>
      <xbrli:period>
        <xbrli:instant>2011-12-31</xbrli:instant>
      </xbrli:period>
    </xbrli:context>
    <xbrli:context id="AsOf2012-12-31_UsCorporateHighYieldBondFundMember_FairValueInputsLevel1Member">
      <xbrli:entity>
        <xbrli:identifier scheme="http://www.sec.gov/CIK">0000811589</xbrli:identifier>
        <xbrli:segment>
          <xbrldi:explicitMember dimension="us-gaap:DefinedBenefitPlanByPlanAssetCategoriesAxis">FBP:UsCorporateHighYieldBondFundMember</xbrldi:explicitMember>
          <xbrldi:explicitMember dimension="us-gaap:FairValueByFairValueHierarchyLevelAxis">us-gaap:FairValueInputsLevel1Member</xbrldi:explicitMember>
        </xbrli:segment>
      </xbrli:entity>
      <xbrli:period>
        <xbrli:instant>2012-12-31</xbrli:instant>
      </xbrli:period>
    </xbrli:context>
    <xbrli:context id="AsOf2011-12-31_UsCorporateHighYieldBondFundMember_FairValueInputsLevel1Member">
      <xbrli:entity>
        <xbrli:identifier scheme="http://www.sec.gov/CIK">0000811589</xbrli:identifier>
        <xbrli:segment>
          <xbrldi:explicitMember dimension="us-gaap:DefinedBenefitPlanByPlanAssetCategoriesAxis">FBP:UsCorporateHighYieldBondFundMember</xbrldi:explicitMember>
          <xbrldi:explicitMember dimension="us-gaap:FairValueByFairValueHierarchyLevelAxis">us-gaap:FairValueInputsLevel1Member</xbrldi:explicitMember>
        </xbrli:segment>
      </xbrli:entity>
      <xbrli:period>
        <xbrli:instant>2011-12-31</xbrli:instant>
      </xbrli:period>
    </xbrli:context>
    <xbrli:context id="AsOf2012-12-31_LargeCapValueFundMember_FairValueInputsTotalMember">
      <xbrli:entity>
        <xbrli:identifier scheme="http://www.sec.gov/CIK">0000811589</xbrli:identifier>
        <xbrli:segment>
          <xbrldi:explicitMember dimension="us-gaap:DefinedBenefitPlanByPlanAssetCategoriesAxis">FBP:LargeCapValueFundMember</xbrldi:explicitMember>
          <xbrldi:explicitMember dimension="us-gaap:FairValueByFairValueHierarchyLevelAxis">FBP:FairValueInputsTotalMember</xbrldi:explicitMember>
        </xbrli:segment>
      </xbrli:entity>
      <xbrli:period>
        <xbrli:instant>2012-12-31</xbrli:instant>
      </xbrli:period>
    </xbrli:context>
    <xbrli:context id="AsOf2011-12-31_LargeCapValueFundMember_FairValueInputsTotalMember">
      <xbrli:entity>
        <xbrli:identifier scheme="http://www.sec.gov/CIK">0000811589</xbrli:identifier>
        <xbrli:segment>
          <xbrldi:explicitMember dimension="us-gaap:DefinedBenefitPlanByPlanAssetCategoriesAxis">FBP:LargeCapValueFundMember</xbrldi:explicitMember>
          <xbrldi:explicitMember dimension="us-gaap:FairValueByFairValueHierarchyLevelAxis">FBP:FairValueInputsTotalMember</xbrldi:explicitMember>
        </xbrli:segment>
      </xbrli:entity>
      <xbrli:period>
        <xbrli:instant>2011-12-31</xbrli:instant>
      </xbrli:period>
    </xbrli:context>
    <xbrli:context id="AsOf2012-12-31_LargeCapValueFundMember_FairValueInputsLevel1Member">
      <xbrli:entity>
        <xbrli:identifier scheme="http://www.sec.gov/CIK">0000811589</xbrli:identifier>
        <xbrli:segment>
          <xbrldi:explicitMember dimension="us-gaap:DefinedBenefitPlanByPlanAssetCategoriesAxis">FBP:LargeCapValueFundMember</xbrldi:explicitMember>
          <xbrldi:explicitMember dimension="us-gaap:FairValueByFairValueHierarchyLevelAxis">us-gaap:FairValueInputsLevel1Member</xbrldi:explicitMember>
        </xbrli:segment>
      </xbrli:entity>
      <xbrli:period>
        <xbrli:instant>2012-12-31</xbrli:instant>
      </xbrli:period>
    </xbrli:context>
    <xbrli:context id="AsOf2011-12-31_LargeCapValueFundMember_FairValueInputsLevel1Member">
      <xbrli:entity>
        <xbrli:identifier scheme="http://www.sec.gov/CIK">0000811589</xbrli:identifier>
        <xbrli:segment>
          <xbrldi:explicitMember dimension="us-gaap:DefinedBenefitPlanByPlanAssetCategoriesAxis">FBP:LargeCapValueFundMember</xbrldi:explicitMember>
          <xbrldi:explicitMember dimension="us-gaap:FairValueByFairValueHierarchyLevelAxis">us-gaap:FairValueInputsLevel1Member</xbrldi:explicitMember>
        </xbrli:segment>
      </xbrli:entity>
      <xbrli:period>
        <xbrli:instant>2011-12-31</xbrli:instant>
      </xbrli:period>
    </xbrli:context>
    <xbrli:context id="AsOf2012-12-31_LargeCapGrowthFundMember_FairValueInputsTotalMember">
      <xbrli:entity>
        <xbrli:identifier scheme="http://www.sec.gov/CIK">0000811589</xbrli:identifier>
        <xbrli:segment>
          <xbrldi:explicitMember dimension="us-gaap:DefinedBenefitPlanByPlanAssetCategoriesAxis">FBP:LargeCapGrowthFundMember</xbrldi:explicitMember>
          <xbrldi:explicitMember dimension="us-gaap:FairValueByFairValueHierarchyLevelAxis">FBP:FairValueInputsTotalMember</xbrldi:explicitMember>
        </xbrli:segment>
      </xbrli:entity>
      <xbrli:period>
        <xbrli:instant>2012-12-31</xbrli:instant>
      </xbrli:period>
    </xbrli:context>
    <xbrli:context id="AsOf2011-12-31_LargeCapGrowthFundMember_FairValueInputsTotalMember">
      <xbrli:entity>
        <xbrli:identifier scheme="http://www.sec.gov/CIK">0000811589</xbrli:identifier>
        <xbrli:segment>
          <xbrldi:explicitMember dimension="us-gaap:DefinedBenefitPlanByPlanAssetCategoriesAxis">FBP:LargeCapGrowthFundMember</xbrldi:explicitMember>
          <xbrldi:explicitMember dimension="us-gaap:FairValueByFairValueHierarchyLevelAxis">FBP:FairValueInputsTotalMember</xbrldi:explicitMember>
        </xbrli:segment>
      </xbrli:entity>
      <xbrli:period>
        <xbrli:instant>2011-12-31</xbrli:instant>
      </xbrli:period>
    </xbrli:context>
    <xbrli:context id="AsOf2012-12-31_LargeCapGrowthFundMember_FairValueInputsLevel1Member">
      <xbrli:entity>
        <xbrli:identifier scheme="http://www.sec.gov/CIK">0000811589</xbrli:identifier>
        <xbrli:segment>
          <xbrldi:explicitMember dimension="us-gaap:DefinedBenefitPlanByPlanAssetCategoriesAxis">FBP:LargeCapGrowthFundMember</xbrldi:explicitMember>
          <xbrldi:explicitMember dimension="us-gaap:FairValueByFairValueHierarchyLevelAxis">us-gaap:FairValueInputsLevel1Member</xbrldi:explicitMember>
        </xbrli:segment>
      </xbrli:entity>
      <xbrli:period>
        <xbrli:instant>2012-12-31</xbrli:instant>
      </xbrli:period>
    </xbrli:context>
    <xbrli:context id="AsOf2011-12-31_LargeCapGrowthFundMember_FairValueInputsLevel1Member">
      <xbrli:entity>
        <xbrli:identifier scheme="http://www.sec.gov/CIK">0000811589</xbrli:identifier>
        <xbrli:segment>
          <xbrldi:explicitMember dimension="us-gaap:DefinedBenefitPlanByPlanAssetCategoriesAxis">FBP:LargeCapGrowthFundMember</xbrldi:explicitMember>
          <xbrldi:explicitMember dimension="us-gaap:FairValueByFairValueHierarchyLevelAxis">us-gaap:FairValueInputsLevel1Member</xbrldi:explicitMember>
        </xbrli:segment>
      </xbrli:entity>
      <xbrli:period>
        <xbrli:instant>2011-12-31</xbrli:instant>
      </xbrli:period>
    </xbrli:context>
    <xbrli:context id="AsOf2012-12-31_SmallCapGrowthFundMember_FairValueInputsTotalMember">
      <xbrli:entity>
        <xbrli:identifier scheme="http://www.sec.gov/CIK">0000811589</xbrli:identifier>
        <xbrli:segment>
          <xbrldi:explicitMember dimension="us-gaap:DefinedBenefitPlanByPlanAssetCategoriesAxis">FBP:SmallCapGrowthFundMember</xbrldi:explicitMember>
          <xbrldi:explicitMember dimension="us-gaap:FairValueByFairValueHierarchyLevelAxis">FBP:FairValueInputsTotalMember</xbrldi:explicitMember>
        </xbrli:segment>
      </xbrli:entity>
      <xbrli:period>
        <xbrli:instant>2012-12-31</xbrli:instant>
      </xbrli:period>
    </xbrli:context>
    <xbrli:context id="AsOf2011-12-31_SmallCapGrowthFundMember_FairValueInputsTotalMember">
      <xbrli:entity>
        <xbrli:identifier scheme="http://www.sec.gov/CIK">0000811589</xbrli:identifier>
        <xbrli:segment>
          <xbrldi:explicitMember dimension="us-gaap:DefinedBenefitPlanByPlanAssetCategoriesAxis">FBP:SmallCapGrowthFundMember</xbrldi:explicitMember>
          <xbrldi:explicitMember dimension="us-gaap:FairValueByFairValueHierarchyLevelAxis">FBP:FairValueInputsTotalMember</xbrldi:explicitMember>
        </xbrli:segment>
      </xbrli:entity>
      <xbrli:period>
        <xbrli:instant>2011-12-31</xbrli:instant>
      </xbrli:period>
    </xbrli:context>
    <xbrli:context id="AsOf2012-12-31_SmallCapGrowthFundMember_FairValueInputsLevel1Member">
      <xbrli:entity>
        <xbrli:identifier scheme="http://www.sec.gov/CIK">0000811589</xbrli:identifier>
        <xbrli:segment>
          <xbrldi:explicitMember dimension="us-gaap:DefinedBenefitPlanByPlanAssetCategoriesAxis">FBP:SmallCapGrowthFundMember</xbrldi:explicitMember>
          <xbrldi:explicitMember dimension="us-gaap:FairValueByFairValueHierarchyLevelAxis">us-gaap:FairValueInputsLevel1Member</xbrldi:explicitMember>
        </xbrli:segment>
      </xbrli:entity>
      <xbrli:period>
        <xbrli:instant>2012-12-31</xbrli:instant>
      </xbrli:period>
    </xbrli:context>
    <xbrli:context id="AsOf2011-12-31_SmallCapGrowthFundMember_FairValueInputsLevel1Member">
      <xbrli:entity>
        <xbrli:identifier scheme="http://www.sec.gov/CIK">0000811589</xbrli:identifier>
        <xbrli:segment>
          <xbrldi:explicitMember dimension="us-gaap:DefinedBenefitPlanByPlanAssetCategoriesAxis">FBP:SmallCapGrowthFundMember</xbrldi:explicitMember>
          <xbrldi:explicitMember dimension="us-gaap:FairValueByFairValueHierarchyLevelAxis">us-gaap:FairValueInputsLevel1Member</xbrldi:explicitMember>
        </xbrli:segment>
      </xbrli:entity>
      <xbrli:period>
        <xbrli:instant>2011-12-31</xbrli:instant>
      </xbrli:period>
    </xbrli:context>
    <xbrli:context id="AsOf2012-12-31_MidCapGrowthFundMember_FairValueInputsTotalMember">
      <xbrli:entity>
        <xbrli:identifier scheme="http://www.sec.gov/CIK">0000811589</xbrli:identifier>
        <xbrli:segment>
          <xbrldi:explicitMember dimension="us-gaap:DefinedBenefitPlanByPlanAssetCategoriesAxis">FBP:MidCapGrowthFundMember</xbrldi:explicitMember>
          <xbrldi:explicitMember dimension="us-gaap:FairValueByFairValueHierarchyLevelAxis">FBP:FairValueInputsTotalMember</xbrldi:explicitMember>
        </xbrli:segment>
      </xbrli:entity>
      <xbrli:period>
        <xbrli:instant>2012-12-31</xbrli:instant>
      </xbrli:period>
    </xbrli:context>
    <xbrli:context id="AsOf2011-12-31_MidCapGrowthFundMember_FairValueInputsTotalMember">
      <xbrli:entity>
        <xbrli:identifier scheme="http://www.sec.gov/CIK">0000811589</xbrli:identifier>
        <xbrli:segment>
          <xbrldi:explicitMember dimension="us-gaap:DefinedBenefitPlanByPlanAssetCategoriesAxis">FBP:MidCapGrowthFundMember</xbrldi:explicitMember>
          <xbrldi:explicitMember dimension="us-gaap:FairValueByFairValueHierarchyLevelAxis">FBP:FairValueInputsTotalMember</xbrldi:explicitMember>
        </xbrli:segment>
      </xbrli:entity>
      <xbrli:period>
        <xbrli:instant>2011-12-31</xbrli:instant>
      </xbrli:period>
    </xbrli:context>
    <xbrli:context id="AsOf2012-12-31_MidCapGrowthFundMember_FairValueInputsLevel1Member">
      <xbrli:entity>
        <xbrli:identifier scheme="http://www.sec.gov/CIK">0000811589</xbrli:identifier>
        <xbrli:segment>
          <xbrldi:explicitMember dimension="us-gaap:DefinedBenefitPlanByPlanAssetCategoriesAxis">FBP:MidCapGrowthFundMember</xbrldi:explicitMember>
          <xbrldi:explicitMember dimension="us-gaap:FairValueByFairValueHierarchyLevelAxis">us-gaap:FairValueInputsLevel1Member</xbrldi:explicitMember>
        </xbrli:segment>
      </xbrli:entity>
      <xbrli:period>
        <xbrli:instant>2012-12-31</xbrli:instant>
      </xbrli:period>
    </xbrli:context>
    <xbrli:context id="AsOf2011-12-31_MidCapGrowthFundMember_FairValueInputsLevel1Member">
      <xbrli:entity>
        <xbrli:identifier scheme="http://www.sec.gov/CIK">0000811589</xbrli:identifier>
        <xbrli:segment>
          <xbrldi:explicitMember dimension="us-gaap:DefinedBenefitPlanByPlanAssetCategoriesAxis">FBP:MidCapGrowthFundMember</xbrldi:explicitMember>
          <xbrldi:explicitMember dimension="us-gaap:FairValueByFairValueHierarchyLevelAxis">us-gaap:FairValueInputsLevel1Member</xbrldi:explicitMember>
        </xbrli:segment>
      </xbrli:entity>
      <xbrli:period>
        <xbrli:instant>2011-12-31</xbrli:instant>
      </xbrli:period>
    </xbrli:context>
    <xbrli:context id="AsOf2012-12-31_ForeignEquityFundMember_FairValueInputsTotalMember">
      <xbrli:entity>
        <xbrli:identifier scheme="http://www.sec.gov/CIK">0000811589</xbrli:identifier>
        <xbrli:segment>
          <xbrldi:explicitMember dimension="us-gaap:DefinedBenefitPlanByPlanAssetCategoriesAxis">FBP:ForeignEquityFundMember</xbrldi:explicitMember>
          <xbrldi:explicitMember dimension="us-gaap:FairValueByFairValueHierarchyLevelAxis">FBP:FairValueInputsTotalMember</xbrldi:explicitMember>
        </xbrli:segment>
      </xbrli:entity>
      <xbrli:period>
        <xbrli:instant>2012-12-31</xbrli:instant>
      </xbrli:period>
    </xbrli:context>
    <xbrli:context id="AsOf2011-12-31_ForeignEquityFundMember_FairValueInputsTotalMember">
      <xbrli:entity>
        <xbrli:identifier scheme="http://www.sec.gov/CIK">0000811589</xbrli:identifier>
        <xbrli:segment>
          <xbrldi:explicitMember dimension="us-gaap:DefinedBenefitPlanByPlanAssetCategoriesAxis">FBP:ForeignEquityFundMember</xbrldi:explicitMember>
          <xbrldi:explicitMember dimension="us-gaap:FairValueByFairValueHierarchyLevelAxis">FBP:FairValueInputsTotalMember</xbrldi:explicitMember>
        </xbrli:segment>
      </xbrli:entity>
      <xbrli:period>
        <xbrli:instant>2011-12-31</xbrli:instant>
      </xbrli:period>
    </xbrli:context>
    <xbrli:context id="AsOf2012-12-31_ForeignEquityFundMember_FairValueInputsLevel1Member">
      <xbrli:entity>
        <xbrli:identifier scheme="http://www.sec.gov/CIK">0000811589</xbrli:identifier>
        <xbrli:segment>
          <xbrldi:explicitMember dimension="us-gaap:DefinedBenefitPlanByPlanAssetCategoriesAxis">FBP:ForeignEquityFundMember</xbrldi:explicitMember>
          <xbrldi:explicitMember dimension="us-gaap:FairValueByFairValueHierarchyLevelAxis">us-gaap:FairValueInputsLevel1Member</xbrldi:explicitMember>
        </xbrli:segment>
      </xbrli:entity>
      <xbrli:period>
        <xbrli:instant>2012-12-31</xbrli:instant>
      </xbrli:period>
    </xbrli:context>
    <xbrli:context id="AsOf2011-12-31_ForeignEquityFundMember_FairValueInputsLevel1Member">
      <xbrli:entity>
        <xbrli:identifier scheme="http://www.sec.gov/CIK">0000811589</xbrli:identifier>
        <xbrli:segment>
          <xbrldi:explicitMember dimension="us-gaap:DefinedBenefitPlanByPlanAssetCategoriesAxis">FBP:ForeignEquityFundMember</xbrldi:explicitMember>
          <xbrldi:explicitMember dimension="us-gaap:FairValueByFairValueHierarchyLevelAxis">us-gaap:FairValueInputsLevel1Member</xbrldi:explicitMember>
        </xbrli:segment>
      </xbrli:entity>
      <xbrli:period>
        <xbrli:instant>2011-12-31</xbrli:instant>
      </xbrli:period>
    </xbrli:context>
    <xbrli:context id="AsOf2012-12-31_CompanyStockMember_FairValueInputsTotalMember">
      <xbrli:entity>
        <xbrli:identifier scheme="http://www.sec.gov/CIK">0000811589</xbrli:identifier>
        <xbrli:segment>
          <xbrldi:explicitMember dimension="us-gaap:DefinedBenefitPlanByPlanAssetCategoriesAxis">FBP:CompanyStockMember</xbrldi:explicitMember>
          <xbrldi:explicitMember dimension="us-gaap:FairValueByFairValueHierarchyLevelAxis">FBP:FairValueInputsTotalMember</xbrldi:explicitMember>
        </xbrli:segment>
      </xbrli:entity>
      <xbrli:period>
        <xbrli:instant>2012-12-31</xbrli:instant>
      </xbrli:period>
    </xbrli:context>
    <xbrli:context id="AsOf2011-12-31_CompanyStockMember_FairValueInputsTotalMember">
      <xbrli:entity>
        <xbrli:identifier scheme="http://www.sec.gov/CIK">0000811589</xbrli:identifier>
        <xbrli:segment>
          <xbrldi:explicitMember dimension="us-gaap:DefinedBenefitPlanByPlanAssetCategoriesAxis">FBP:CompanyStockMember</xbrldi:explicitMember>
          <xbrldi:explicitMember dimension="us-gaap:FairValueByFairValueHierarchyLevelAxis">FBP:FairValueInputsTotalMember</xbrldi:explicitMember>
        </xbrli:segment>
      </xbrli:entity>
      <xbrli:period>
        <xbrli:instant>2011-12-31</xbrli:instant>
      </xbrli:period>
    </xbrli:context>
    <xbrli:context id="AsOf2012-12-31_CompanyStockMember_FairValueInputsLevel1Member">
      <xbrli:entity>
        <xbrli:identifier scheme="http://www.sec.gov/CIK">0000811589</xbrli:identifier>
        <xbrli:segment>
          <xbrldi:explicitMember dimension="us-gaap:DefinedBenefitPlanByPlanAssetCategoriesAxis">FBP:CompanyStockMember</xbrldi:explicitMember>
          <xbrldi:explicitMember dimension="us-gaap:FairValueByFairValueHierarchyLevelAxis">us-gaap:FairValueInputsLevel1Member</xbrldi:explicitMember>
        </xbrli:segment>
      </xbrli:entity>
      <xbrli:period>
        <xbrli:instant>2012-12-31</xbrli:instant>
      </xbrli:period>
    </xbrli:context>
    <xbrli:context id="AsOf2011-12-31_CompanyStockMember_FairValueInputsLevel1Member">
      <xbrli:entity>
        <xbrli:identifier scheme="http://www.sec.gov/CIK">0000811589</xbrli:identifier>
        <xbrli:segment>
          <xbrldi:explicitMember dimension="us-gaap:DefinedBenefitPlanByPlanAssetCategoriesAxis">FBP:CompanyStockMember</xbrldi:explicitMember>
          <xbrldi:explicitMember dimension="us-gaap:FairValueByFairValueHierarchyLevelAxis">us-gaap:FairValueInputsLevel1Member</xbrldi:explicitMember>
        </xbrli:segment>
      </xbrli:entity>
      <xbrli:period>
        <xbrli:instant>2011-12-31</xbrli:instant>
      </xbrli:period>
    </xbrli:context>
    <xbrli:context id="AsOf2012-12-31_FairValueInputsTotalMember">
      <xbrli:entity>
        <xbrli:identifier scheme="http://www.sec.gov/CIK">0000811589</xbrli:identifier>
        <xbrli:segment>
          <xbrldi:explicitMember dimension="us-gaap:FairValueByFairValueHierarchyLevelAxis">FBP:FairValueInputsTotalMember</xbrldi:explicitMember>
        </xbrli:segment>
      </xbrli:entity>
      <xbrli:period>
        <xbrli:instant>2012-12-31</xbrli:instant>
      </xbrli:period>
    </xbrli:context>
    <xbrli:context id="AsOf2011-12-31_FairValueInputsTotalMember">
      <xbrli:entity>
        <xbrli:identifier scheme="http://www.sec.gov/CIK">0000811589</xbrli:identifier>
        <xbrli:segment>
          <xbrldi:explicitMember dimension="us-gaap:FairValueByFairValueHierarchyLevelAxis">FBP:FairValueInputsTotalMember</xbrldi:explicitMember>
        </xbrli:segment>
      </xbrli:entity>
      <xbrli:period>
        <xbrli:instant>2011-12-31</xbrli:instant>
      </xbrli:period>
    </xbrli:context>
    <xbrli:context id="AsOf2012-12-31_FairValueInputsLevel1Member">
      <xbrli:entity>
        <xbrli:identifier scheme="http://www.sec.gov/CIK">0000811589</xbrli:identifier>
        <xbrli:segment>
          <xbrldi:explicitMember dimension="us-gaap:FairValueByFairValueHierarchyLevelAxis">us-gaap:FairValueInputsLevel1Member</xbrldi:explicitMember>
        </xbrli:segment>
      </xbrli:entity>
      <xbrli:period>
        <xbrli:instant>2012-12-31</xbrli:instant>
      </xbrli:period>
    </xbrli:context>
    <xbrli:context id="AsOf2011-12-31_FairValueInputsLevel1Member">
      <xbrli:entity>
        <xbrli:identifier scheme="http://www.sec.gov/CIK">0000811589</xbrli:identifier>
        <xbrli:segment>
          <xbrldi:explicitMember dimension="us-gaap:FairValueByFairValueHierarchyLevelAxis">us-gaap:FairValueInputsLevel1Member</xbrldi:explicitMember>
        </xbrli:segment>
      </xbrli:entity>
      <xbrli:period>
        <xbrli:instant>2011-12-31</xbrli:instant>
      </xbrli:period>
    </xbrli:context>
    <xbrli:context id="AsOf2012-12-31_FairValueInputsLevel2Member">
      <xbrli:entity>
        <xbrli:identifier scheme="http://www.sec.gov/CIK">0000811589</xbrli:identifier>
        <xbrli:segment>
          <xbrldi:explicitMember dimension="us-gaap:FairValueByFairValueHierarchyLevelAxis">us-gaap:FairValueInputsLevel2Member</xbrldi:explicitMember>
        </xbrli:segment>
      </xbrli:entity>
      <xbrli:period>
        <xbrli:instant>2012-12-31</xbrli:instant>
      </xbrli:period>
    </xbrli:context>
    <xbrli:context id="AsOf2011-12-31_FairValueInputsLevel2Member">
      <xbrli:entity>
        <xbrli:identifier scheme="http://www.sec.gov/CIK">0000811589</xbrli:identifier>
        <xbrli:segment>
          <xbrldi:explicitMember dimension="us-gaap:FairValueByFairValueHierarchyLevelAxis">us-gaap:FairValueInputsLevel2Member</xbrldi:explicitMember>
        </xbrli:segment>
      </xbrli:entity>
      <xbrli:period>
        <xbrli:instant>2011-12-31</xbrli:instant>
      </xbrli:period>
    </xbrli:context>
    <xbrli:context id="From2012-01-01to2012-12-31_Plan401kMember">
      <xbrli:entity>
        <xbrli:identifier scheme="http://www.sec.gov/CIK">0000811589</xbrli:identifier>
        <xbrli:segment>
          <xbrldi:explicitMember dimension="us-gaap:DefinedBenefitPlansDisclosuresDefinedBenefitPlansAxis">FBP:Plan401kMember</xbrldi:explicitMember>
        </xbrli:segment>
      </xbrli:entity>
      <xbrli:period>
        <xbrli:startDate>2012-01-01</xbrli:startDate>
        <xbrli:endDate>2012-12-31</xbrli:endDate>
      </xbrli:period>
    </xbrli:context>
    <xbrli:context id="From2011-01-01to2011-12-31_Plan401kMember">
      <xbrli:entity>
        <xbrli:identifier scheme="http://www.sec.gov/CIK">0000811589</xbrli:identifier>
        <xbrli:segment>
          <xbrldi:explicitMember dimension="us-gaap:DefinedBenefitPlansDisclosuresDefinedBenefitPlansAxis">FBP:Plan401kMember</xbrldi:explicitMember>
        </xbrli:segment>
      </xbrli:entity>
      <xbrli:period>
        <xbrli:startDate>2011-01-01</xbrli:startDate>
        <xbrli:endDate>2011-12-31</xbrli:endDate>
      </xbrli:period>
    </xbrli:context>
    <xbrli:context id="From2010-01-01to2010-12-31_Plan401kMember">
      <xbrli:entity>
        <xbrli:identifier scheme="http://www.sec.gov/CIK">0000811589</xbrli:identifier>
        <xbrli:segment>
          <xbrldi:explicitMember dimension="us-gaap:DefinedBenefitPlansDisclosuresDefinedBenefitPlansAxis">FBP:Plan401kMember</xbrldi:explicitMember>
        </xbrli:segment>
      </xbrli:entity>
      <xbrli:period>
        <xbrli:startDate>2010-01-01</xbrli:startDate>
        <xbrli:endDate>2010-12-31</xbrli:endDate>
      </xbrli:period>
    </xbrli:context>
    <xbrli:context id="AsOf2012-12-31_FixedRateMember">
      <xbrli:entity>
        <xbrli:identifier scheme="http://www.sec.gov/CIK">0000811589</xbrli:identifier>
        <xbrli:segment>
          <xbrldi:explicitMember dimension="us-gaap:ConcentrationRiskByTypeAxis">FBP:FixedRateMember</xbrldi:explicitMember>
        </xbrli:segment>
      </xbrli:entity>
      <xbrli:period>
        <xbrli:instant>2012-12-31</xbrli:instant>
      </xbrli:period>
    </xbrli:context>
    <xbrli:context id="AsOf2012-12-31_VariableRateMember">
      <xbrli:entity>
        <xbrli:identifier scheme="http://www.sec.gov/CIK">0000811589</xbrli:identifier>
        <xbrli:segment>
          <xbrldi:explicitMember dimension="us-gaap:ConcentrationRiskByTypeAxis">FBP:VariableRateMember</xbrldi:explicitMember>
        </xbrli:segment>
      </xbrli:entity>
      <xbrli:period>
        <xbrli:instant>2012-12-31</xbrli:instant>
      </xbrli:period>
    </xbrli:context>
    <xbrli:context id="AsOf2012-12-31_MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMember">
      <xbrli:entity>
        <xbrli:identifier scheme="http://www.sec.gov/CIK">0000811589</xbrli:identifier>
        <xbrli:segment>
          <xbrldi:explicitMember dimension="us-gaap:MajorTypesOfDebtAndEquitySecuritiesAxis">us-gaap:MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMember</xbrldi:explicitMember>
        </xbrli:segment>
      </xbrli:entity>
      <xbrli:period>
        <xbrli:instant>2012-12-31</xbrli:instant>
      </xbrli:period>
    </xbrli:context>
    <xbrli:context id="AsOf2012-12-31_SmallBusinessAdministrationMember">
      <xbrli:entity>
        <xbrli:identifier scheme="http://www.sec.gov/CIK">0000811589</xbrli:identifier>
        <xbrli:segment>
          <xbrldi:explicitMember dimension="us-gaap:MajorTypesOfDebtAndEquitySecuritiesAxis">FBP:SmallBusinessAdministrationMember</xbrldi:explicitMember>
        </xbrli:segment>
      </xbrli:entity>
      <xbrli:period>
        <xbrli:instant>2012-12-31</xbrli:instant>
      </xbrli:period>
    </xbrli:context>
    <xbrli:context id="AsOf2012-12-31_FederalHomeLoanBankSystemBondsMember">
      <xbrli:entity>
        <xbrli:identifier scheme="http://www.sec.gov/CIK">0000811589</xbrli:identifier>
        <xbrli:segment>
          <xbrldi:explicitMember dimension="us-gaap:MajorTypesOfDebtAndEquitySecuritiesAxis">FBP:FederalHomeLoanBankSystemBondsMember</xbrldi:explicitMember>
        </xbrli:segment>
      </xbrli:entity>
      <xbrli:period>
        <xbrli:instant>2012-12-31</xbrli:instant>
      </xbrli:period>
    </xbrli:context>
    <xbrli:context id="AsOf2012-12-31_FederalHomeLoanBankSystemCommonStockMember">
      <xbrli:entity>
        <xbrli:identifier scheme="http://www.sec.gov/CIK">0000811589</xbrli:identifier>
        <xbrli:segment>
          <xbrldi:explicitMember dimension="us-gaap:MajorTypesOfDebtAndEquitySecuritiesAxis">FBP:FederalHomeLoanBankSystemCommonStockMember</xbrldi:explicitMember>
        </xbrli:segment>
      </xbrli:entity>
      <xbrli:period>
        <xbrli:instant>2012-12-31</xbrli:instant>
      </xbrli:period>
    </xbrli:context>
    <xbrli:context id="AsOf2012-12-31_FirstCitizensBancorpSouthCarolinaBondTrustPreferredSecuritiesMember">
      <xbrli:entity>
        <xbrli:identifier scheme="http://www.sec.gov/CIK">0000811589</xbrli:identifier>
        <xbrli:segment>
          <xbrldi:explicitMember dimension="us-gaap:MajorTypesOfDebtAndEquitySecuritiesAxis">FBP:FirstCitizensBancorpSouthCarolinaBondTrustPreferredSecuritiesMember</xbrldi:explicitMember>
        </xbrli:segment>
      </xbrli:entity>
      <xbrli:period>
        <xbrli:instant>2012-12-31</xbrli:instant>
      </xbrli:period>
    </xbrli:context>
    <xbrli:context id="AsOf2012-12-31_MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprises1Member">
      <xbrli:entity>
        <xbrli:identifier scheme="http://www.sec.gov/CIK">0000811589</xbrli:identifier>
        <xbrli:segment>
          <xbrldi:explicitMember dimension="us-gaap:MajorTypesOfDebtAndEquitySecuritiesAxis">FBP:MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprises1Member</xbrldi:explicitMember>
        </xbrli:segment>
      </xbrli:entity>
      <xbrli:period>
        <xbrli:instant>2012-12-31</xbrli:instant>
      </xbrli:period>
    </xbrli:context>
    <xbrli:context id="AsOf2012-12-31_USGovernmentSponsoredEnterprisesDebtSecurities1Member">
      <xbrli:entity>
        <xbrli:identifier scheme="http://www.sec.gov/CIK">0000811589</xbrli:identifier>
        <xbrli:segment>
          <xbrldi:explicitMember dimension="us-gaap:MajorTypesOfDebtAndEquitySecuritiesAxis">FBP:USGovernmentSponsoredEnterprisesDebtSecurities1Member</xbrldi:explicitMember>
        </xbrli:segment>
      </xbrli:entity>
      <xbrli:period>
        <xbrli:instant>2012-12-31</xbrli:instant>
      </xbrli:period>
    </xbrli:context>
    <xbrli:context id="AsOf2012-12-31_USGovernmentSponsoredEnterprisesDebtSecurities2Member">
      <xbrli:entity>
        <xbrli:identifier scheme="http://www.sec.gov/CIK">0000811589</xbrli:identifier>
        <xbrli:segment>
          <xbrldi:explicitMember dimension="us-gaap:MajorTypesOfDebtAndEquitySecuritiesAxis">FBP:USGovernmentSponsoredEnterprisesDebtSecurities2Member</xbrldi:explicitMember>
        </xbrli:segment>
      </xbrli:entity>
      <xbrli:period>
        <xbrli:instant>2012-12-31</xbrli:instant>
      </xbrli:period>
    </xbrli:context>
    <xbrli:context id="AsOf2012-12-31_FederalFarmCreditBondsMember">
      <xbrli:entity>
        <xbrli:identifier scheme="http://www.sec.gov/CIK">0000811589</xbrli:identifier>
        <xbrli:segment>
          <xbrldi:explicitMember dimension="us-gaap:MajorTypesOfDebtAndEquitySecuritiesAxis">FBP:FederalFarmCreditBondsMember</xbrldi:explicitMember>
        </xbrli:segment>
      </xbrli:entity>
      <xbrli:period>
        <xbrli:instant>2012-12-31</xbrli:instant>
      </xbrli:period>
    </xbrli:context>
    <xbrli:context id="AsOf2012-12-31_USGovernmentSponsoredEnterprisesDebtSecurities3Member">
      <xbrli:entity>
        <xbrli:identifier scheme="http://www.sec.gov/CIK">0000811589</xbrli:identifier>
        <xbrli:segment>
          <xbrldi:explicitMember dimension="us-gaap:MajorTypesOfDebtAndEquitySecuritiesAxis">FBP:USGovernmentSponsoredEnterprisesDebtSecurities3Member</xbrldi:explicitMember>
        </xbrli:segment>
      </xbrli:entity>
      <xbrli:period>
        <xbrli:instant>2012-12-31</xbrli:instant>
      </xbrli:period>
    </xbrli:context>
    <xbrli:context id="AsOf2012-12-31_USGovernmentSponsoredEnterprisesDebtSecurities4Member">
      <xbrli:entity>
        <xbrli:identifier scheme="http://www.sec.gov/CIK">0000811589</xbrli:identifier>
        <xbrli:segment>
          <xbrldi:explicitMember dimension="us-gaap:MajorTypesOfDebtAndEquitySecuritiesAxis">FBP:USGovernmentSponsoredEnterprisesDebtSecurities4Member</xbrldi:explicitMember>
        </xbrli:segment>
      </xbrli:entity>
      <xbrli:period>
        <xbrli:instant>2012-12-31</xbrli:instant>
      </xbrli:period>
    </xbrli:context>
    <xbrli:context id="AsOf2012-12-31_CravenCountyNorthCarolinaMunicipalBondMember">
      <xbrli:entity>
        <xbrli:identifier scheme="http://www.sec.gov/CIK">0000811589</xbrli:identifier>
        <xbrli:segment>
          <xbrldi:explicitMember dimension="us-gaap:MajorTypesOfDebtAndEquitySecuritiesAxis">FBP:CravenCountyNorthCarolinaMunicipalBondMember</xbrldi:explicitMember>
        </xbrli:segment>
      </xbrli:entity>
      <xbrli:period>
        <xbrli:instant>2012-12-31</xbrli:instant>
      </xbrli:period>
    </xbrli:context>
    <xbrli:context id="AsOf2012-12-31_FederalHomeLoanBankAtlantaMember">
      <xbrli:entity>
        <xbrli:identifier scheme="http://www.sec.gov/CIK">0000811589</xbrli:identifier>
        <xbrli:segment>
          <xbrldi:explicitMember dimension="us-gaap:MajorTypesOfDebtAndEquitySecuritiesAxis">FBP:FederalHomeLoanBankAtlantaMember</xbrldi:explicitMember>
        </xbrli:segment>
      </xbrli:entity>
      <xbrli:period>
        <xbrli:instant>2012-12-31</xbrli:instant>
      </xbrli:period>
    </xbrli:context>
    <xbrli:context id="AsOf2012-12-31_FederalReserveBankMember">
      <xbrli:entity>
        <xbrli:identifier scheme="http://www.sec.gov/CIK">0000811589</xbrli:identifier>
        <xbrli:segment>
          <xbrldi:explicitMember dimension="us-gaap:MajorTypesOfDebtAndEquitySecuritiesAxis">FBP:FederalReserveBankMember</xbrldi:explicitMember>
        </xbrli:segment>
      </xbrli:entity>
      <xbrli:period>
        <xbrli:instant>2012-12-31</xbrli:instant>
      </xbrli:period>
    </xbrli:context>
    <xbrli:context id="AsOf2012-12-31_BankAmericaMember">
      <xbrli:entity>
        <xbrli:identifier scheme="http://www.sec.gov/CIK">0000811589</xbrli:identifier>
        <xbrli:segment>
          <xbrldi:explicitMember dimension="us-gaap:MajorTypesOfDebtAndEquitySecuritiesAxis">FBP:BankAmericaMember</xbrldi:explicitMember>
        </xbrli:segment>
      </xbrli:entity>
      <xbrli:period>
        <xbrli:instant>2012-12-31</xbrli:instant>
      </xbrli:period>
    </xbrli:context>
    <xbrli:context id="AsOf2012-12-31_BbtMember">
      <xbrli:entity>
        <xbrli:identifier scheme="http://www.sec.gov/CIK">0000811589</xbrli:identifier>
        <xbrli:segment>
          <xbrldi:explicitMember dimension="us-gaap:MajorTypesOfDebtAndEquitySecuritiesAxis">FBP:BbtMember</xbrldi:explicitMember>
        </xbrli:segment>
      </xbrli:entity>
      <xbrli:period>
        <xbrli:instant>2012-12-31</xbrli:instant>
      </xbrli:period>
    </xbrli:context>
    <xbrli:context id="From2012-01-01to2012-12-31_ImpairedLoansCoveredMember">
      <xbrli:entity>
        <xbrli:identifier scheme="http://www.sec.gov/CIK">0000811589</xbrli:identifier>
        <xbrli:segment>
          <xbrldi:explicitMember dimension="us-gaap:FairValueByAssetClassAxis">FBP:ImpairedLoansCoveredMember</xbrldi:explicitMember>
        </xbrli:segment>
      </xbrli:entity>
      <xbrli:period>
        <xbrli:startDate>2012-01-01</xbrli:startDate>
        <xbrli:endDate>2012-12-31</xbrli:endDate>
      </xbrli:period>
    </xbrli:context>
    <xbrli:context id="AsOf2012-12-31_ImpairedLoansCoveredMember">
      <xbrli:entity>
        <xbrli:identifier scheme="http://www.sec.gov/CIK">0000811589</xbrli:identifier>
        <xbrli:segment>
          <xbrldi:explicitMember dimension="us-gaap:FairValueByAssetClassAxis">FBP:ImpairedLoansCoveredMember</xbrldi:explicitMember>
        </xbrli:segment>
      </xbrli:entity>
      <xbrli:period>
        <xbrli:instant>2012-12-31</xbrli:instant>
      </xbrli:period>
    </xbrli:context>
    <xbrli:context id="From2012-01-01to2012-12-31_ImpairedLoansNonCoveredMember">
      <xbrli:entity>
        <xbrli:identifier scheme="http://www.sec.gov/CIK">0000811589</xbrli:identifier>
        <xbrli:segment>
          <xbrldi:explicitMember dimension="us-gaap:FairValueByAssetClassAxis">FBP:ImpairedLoansNonCoveredMember</xbrldi:explicitMember>
        </xbrli:segment>
      </xbrli:entity>
      <xbrli:period>
        <xbrli:startDate>2012-01-01</xbrli:startDate>
        <xbrli:endDate>2012-12-31</xbrli:endDate>
      </xbrli:period>
    </xbrli:context>
    <xbrli:context id="AsOf2012-12-31_ImpairedLoansNonCoveredMember">
      <xbrli:entity>
        <xbrli:identifier scheme="http://www.sec.gov/CIK">0000811589</xbrli:identifier>
        <xbrli:segment>
          <xbrldi:explicitMember dimension="us-gaap:FairValueByAssetClassAxis">FBP:ImpairedLoansNonCoveredMember</xbrldi:explicitMember>
        </xbrli:segment>
      </xbrli:entity>
      <xbrli:period>
        <xbrli:instant>2012-12-31</xbrli:instant>
      </xbrli:period>
    </xbrli:context>
    <xbrli:context id="From2012-01-01to2012-12-31_ForeclosedRealEstateCoveredMember">
      <xbrli:entity>
        <xbrli:identifier scheme="http://www.sec.gov/CIK">0000811589</xbrli:identifier>
        <xbrli:segment>
          <xbrldi:explicitMember dimension="us-gaap:FairValueByAssetClassAxis">FBP:ForeclosedRealEstateCoveredMember</xbrldi:explicitMember>
        </xbrli:segment>
      </xbrli:entity>
      <xbrli:period>
        <xbrli:startDate>2012-01-01</xbrli:startDate>
        <xbrli:endDate>2012-12-31</xbrli:endDate>
      </xbrli:period>
    </xbrli:context>
    <xbrli:context id="AsOf2012-12-31_ForeclosedRealEstateCoveredMember">
      <xbrli:entity>
        <xbrli:identifier scheme="http://www.sec.gov/CIK">0000811589</xbrli:identifier>
        <xbrli:segment>
          <xbrldi:explicitMember dimension="us-gaap:FairValueByAssetClassAxis">FBP:ForeclosedRealEstateCoveredMember</xbrldi:explicitMember>
        </xbrli:segment>
      </xbrli:entity>
      <xbrli:period>
        <xbrli:instant>2012-12-31</xbrli:instant>
      </xbrli:period>
    </xbrli:context>
    <xbrli:context id="From2012-01-01to2012-12-31_ForeclosedRealEstateNonCoveredMember">
      <xbrli:entity>
        <xbrli:identifier scheme="http://www.sec.gov/CIK">0000811589</xbrli:identifier>
        <xbrli:segment>
          <xbrldi:explicitMember dimension="us-gaap:FairValueByAssetClassAxis">FBP:ForeclosedRealEstateNonCoveredMember</xbrldi:explicitMember>
        </xbrli:segment>
      </xbrli:entity>
      <xbrli:period>
        <xbrli:startDate>2012-01-01</xbrli:startDate>
        <xbrli:endDate>2012-12-31</xbrli:endDate>
      </xbrli:period>
    </xbrli:context>
    <xbrli:context id="AsOf2012-12-31_ForeclosedRealEstateNonCoveredMember">
      <xbrli:entity>
        <xbrli:identifier scheme="http://www.sec.gov/CIK">0000811589</xbrli:identifier>
        <xbrli:segment>
          <xbrldi:explicitMember dimension="us-gaap:FairValueByAssetClassAxis">FBP:ForeclosedRealEstateNonCoveredMember</xbrldi:explicitMember>
        </xbrli:segment>
      </xbrli:entity>
      <xbrli:period>
        <xbrli:instant>2012-12-31</xbrli:instant>
      </xbrli:period>
    </xbrli:context>
    <xbrli:context id="AsOf2012-12-31_ExercisePriceRange1Member">
      <xbrli:entity>
        <xbrli:identifier scheme="http://www.sec.gov/CIK">0000811589</xbrli:identifier>
        <xbrli:segment>
          <xbrldi:explicitMember dimension="us-gaap:ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansByExercisePriceRangeAxis">FBP:ExercisePriceRange1Member</xbrldi:explicitMember>
        </xbrli:segment>
      </xbrli:entity>
      <xbrli:period>
        <xbrli:instant>2012-12-31</xbrli:instant>
      </xbrli:period>
    </xbrli:context>
    <xbrli:context id="AsOf2012-12-31_ExercisePriceRange2Member">
      <xbrli:entity>
        <xbrli:identifier scheme="http://www.sec.gov/CIK">0000811589</xbrli:identifier>
        <xbrli:segment>
          <xbrldi:explicitMember dimension="us-gaap:ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansByExercisePriceRangeAxis">FBP:ExercisePriceRange2Member</xbrldi:explicitMember>
        </xbrli:segment>
      </xbrli:entity>
      <xbrli:period>
        <xbrli:instant>2012-12-31</xbrli:instant>
      </xbrli:period>
    </xbrli:context>
    <xbrli:context id="AsOf2012-12-31_ExercisePriceRange3Member">
      <xbrli:entity>
        <xbrli:identifier scheme="http://www.sec.gov/CIK">0000811589</xbrli:identifier>
        <xbrli:segment>
          <xbrldi:explicitMember dimension="us-gaap:ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansByExercisePriceRangeAxis">FBP:ExercisePriceRange3Member</xbrldi:explicitMember>
        </xbrli:segment>
      </xbrli:entity>
      <xbrli:period>
        <xbrli:instant>2012-12-31</xbrli:instant>
      </xbrli:period>
    </xbrli:context>
    <xbrli:context id="AsOf2012-12-31_ExercisePriceRange4Member">
      <xbrli:entity>
        <xbrli:identifier scheme="http://www.sec.gov/CIK">0000811589</xbrli:identifier>
        <xbrli:segment>
          <xbrldi:explicitMember dimension="us-gaap:ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansByExercisePriceRangeAxis">FBP:ExercisePriceRange4Member</xbrldi:explicitMember>
        </xbrli:segment>
      </xbrli:entity>
      <xbrli:period>
        <xbrli:instant>2012-12-31</xbrli:instant>
      </xbrli:period>
    </xbrli:context>
    <xbrli:context id="AsOf2012-12-31_ExercisePriceRange5Member">
      <xbrli:entity>
        <xbrli:identifier scheme="http://www.sec.gov/CIK">0000811589</xbrli:identifier>
        <xbrli:segment>
          <xbrldi:explicitMember dimension="us-gaap:ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansByExercisePriceRangeAxis">FBP:ExercisePriceRange5Member</xbrldi:explicitMember>
        </xbrli:segment>
      </xbrli:entity>
      <xbrli:period>
        <xbrli:instant>2012-12-31</xbrli:instant>
      </xbrli:period>
    </xbrli:context>
    <xbrli:context id="AsOf2012-12-31_ExercisePriceRange6Member">
      <xbrli:entity>
        <xbrli:identifier scheme="http://www.sec.gov/CIK">0000811589</xbrli:identifier>
        <xbrli:segment>
          <xbrldi:explicitMember dimension="us-gaap:ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansByExercisePriceRangeAxis">FBP:ExercisePriceRange6Member</xbrldi:explicitMember>
        </xbrli:segment>
      </xbrli:entity>
      <xbrli:period>
        <xbrli:instant>2012-12-31</xbrli:instant>
      </xbrli:period>
    </xbrli:context>
    <xbrli:context id="From2012-01-01to2012-12-31_ExercisePriceRange1Member">
      <xbrli:entity>
        <xbrli:identifier scheme="http://www.sec.gov/CIK">0000811589</xbrli:identifier>
        <xbrli:segment>
          <xbrldi:explicitMember dimension="us-gaap:ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansByExercisePriceRangeAxis">FBP:ExercisePriceRange1Member</xbrldi:explicitMember>
        </xbrli:segment>
      </xbrli:entity>
      <xbrli:period>
        <xbrli:startDate>2012-01-01</xbrli:startDate>
        <xbrli:endDate>2012-12-31</xbrli:endDate>
      </xbrli:period>
    </xbrli:context>
    <xbrli:context id="From2012-01-01to2012-12-31_ExercisePriceRange3Member">
      <xbrli:entity>
        <xbrli:identifier scheme="http://www.sec.gov/CIK">0000811589</xbrli:identifier>
        <xbrli:segment>
          <xbrldi:explicitMember dimension="us-gaap:ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansByExercisePriceRangeAxis">FBP:ExercisePriceRange3Member</xbrldi:explicitMember>
        </xbrli:segment>
      </xbrli:entity>
      <xbrli:period>
        <xbrli:startDate>2012-01-01</xbrli:startDate>
        <xbrli:endDate>2012-12-31</xbrli:endDate>
      </xbrli:period>
    </xbrli:context>
    <xbrli:context id="From2012-01-01to2012-12-31_ExercisePriceRange4Member">
      <xbrli:entity>
        <xbrli:identifier scheme="http://www.sec.gov/CIK">0000811589</xbrli:identifier>
        <xbrli:segment>
          <xbrldi:explicitMember dimension="us-gaap:ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansByExercisePriceRangeAxis">FBP:ExercisePriceRange4Member</xbrldi:explicitMember>
        </xbrli:segment>
      </xbrli:entity>
      <xbrli:period>
        <xbrli:startDate>2012-01-01</xbrli:startDate>
        <xbrli:endDate>2012-12-31</xbrli:endDate>
      </xbrli:period>
    </xbrli:context>
    <xbrli:context id="From2012-01-01to2012-12-31_ExercisePriceRange5Member">
      <xbrli:entity>
        <xbrli:identifier scheme="http://www.sec.gov/CIK">0000811589</xbrli:identifier>
        <xbrli:segment>
          <xbrldi:explicitMember dimension="us-gaap:ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansByExercisePriceRangeAxis">FBP:ExercisePriceRange5Member</xbrldi:explicitMember>
        </xbrli:segment>
      </xbrli:entity>
      <xbrli:period>
        <xbrli:startDate>2012-01-01</xbrli:startDate>
        <xbrli:endDate>2012-12-31</xbrli:endDate>
      </xbrli:period>
    </xbrli:context>
    <xbrli:context id="From2012-01-01to2012-12-31_ExercisePriceRange6Member">
      <xbrli:entity>
        <xbrli:identifier scheme="http://www.sec.gov/CIK">0000811589</xbrli:identifier>
        <xbrli:segment>
          <xbrldi:explicitMember dimension="us-gaap:ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansByExercisePriceRangeAxis">FBP:ExercisePriceRange6Member</xbrldi:explicitMember>
        </xbrli:segment>
      </xbrli:entity>
      <xbrli:period>
        <xbrli:startDate>2012-01-01</xbrli:startDate>
        <xbrli:endDate>2012-12-31</xbrli:endDate>
      </xbrli:period>
    </xbrli:context>
    <xbrli:context id="From2012-01-01to2012-12-31_NonvestedPerformanceUnitsMember">
      <xbrli:entity>
        <xbrli:identifier scheme="http://www.sec.gov/CIK">0000811589</xbrli:identifier>
        <xbrli:segment>
          <xbrldi:explicitMember dimension="us-gaap:AwardTypeAxis">FBP:NonvestedPerformanceUnitsMember</xbrldi:explicitMember>
        </xbrli:segment>
      </xbrli:entity>
      <xbrli:period>
        <xbrli:startDate>2012-01-01</xbrli:startDate>
        <xbrli:endDate>2012-12-31</xbrli:endDate>
      </xbrli:period>
    </xbrli:context>
    <xbrli:context id="From2011-01-01to2011-12-31_NonvestedPerformanceUnitsMember">
      <xbrli:entity>
        <xbrli:identifier scheme="http://www.sec.gov/CIK">0000811589</xbrli:identifier>
        <xbrli:segment>
          <xbrldi:explicitMember dimension="us-gaap:AwardTypeAxis">FBP:NonvestedPerformanceUnitsMember</xbrldi:explicitMember>
        </xbrli:segment>
      </xbrli:entity>
      <xbrli:period>
        <xbrli:startDate>2011-01-01</xbrli:startDate>
        <xbrli:endDate>2011-12-31</xbrli:endDate>
      </xbrli:period>
    </xbrli:context>
    <xbrli:context id="From2010-01-01to2010-12-31_NonvestedPerformanceUnitsMember">
      <xbrli:entity>
        <xbrli:identifier scheme="http://www.sec.gov/CIK">0000811589</xbrli:identifier>
        <xbrli:segment>
          <xbrldi:explicitMember dimension="us-gaap:AwardTypeAxis">FBP:NonvestedPerformanceUnitsMember</xbrldi:explicitMember>
        </xbrli:segment>
      </xbrli:entity>
      <xbrli:period>
        <xbrli:startDate>2010-01-01</xbrli:startDate>
        <xbrli:endDate>2010-12-31</xbrli:endDate>
      </xbrli:period>
    </xbrli:context>
    <xbrli:context id="From2012-01-01to2012-12-31_LongTermRestrictedStockMember">
      <xbrli:entity>
        <xbrli:identifier scheme="http://www.sec.gov/CIK">0000811589</xbrli:identifier>
        <xbrli:segment>
          <xbrldi:explicitMember dimension="us-gaap:AwardTypeAxis">FBP:LongTermRestrictedStockMember</xbrldi:explicitMember>
        </xbrli:segment>
      </xbrli:entity>
      <xbrli:period>
        <xbrli:startDate>2012-01-01</xbrli:startDate>
        <xbrli:endDate>2012-12-31</xbrli:endDate>
      </xbrli:period>
    </xbrli:context>
    <xbrli:context id="From2011-01-01to2011-12-31_LongTermRestrictedStockMember">
      <xbrli:entity>
        <xbrli:identifier scheme="http://www.sec.gov/CIK">0000811589</xbrli:identifier>
        <xbrli:segment>
          <xbrldi:explicitMember dimension="us-gaap:AwardTypeAxis">FBP:LongTermRestrictedStockMember</xbrldi:explicitMember>
        </xbrli:segment>
      </xbrli:entity>
      <xbrli:period>
        <xbrli:startDate>2011-01-01</xbrli:startDate>
        <xbrli:endDate>2011-12-31</xbrli:endDate>
      </xbrli:period>
    </xbrli:context>
    <xbrli:context id="From2010-01-01to2010-12-31_LongTermRestrictedStockMember">
      <xbrli:entity>
        <xbrli:identifier scheme="http://www.sec.gov/CIK">0000811589</xbrli:identifier>
        <xbrli:segment>
          <xbrldi:explicitMember dimension="us-gaap:AwardTypeAxis">FBP:LongTermRestrictedStockMember</xbrldi:explicitMember>
        </xbrli:segment>
      </xbrli:entity>
      <xbrli:period>
        <xbrli:startDate>2010-01-01</xbrli:startDate>
        <xbrli:endDate>2010-12-31</xbrli:endDate>
      </xbrli:period>
    </xbrli:context>
    <xbrli:context id="AsOf2012-12-31_NonvestedPerformanceUnitsMember">
      <xbrli:entity>
        <xbrli:identifier scheme="http://www.sec.gov/CIK">0000811589</xbrli:identifier>
        <xbrli:segment>
          <xbrldi:explicitMember dimension="us-gaap:AwardTypeAxis">FBP:NonvestedPerformanceUnitsMember</xbrldi:explicitMember>
        </xbrli:segment>
      </xbrli:entity>
      <xbrli:period>
        <xbrli:instant>2012-12-31</xbrli:instant>
      </xbrli:period>
    </xbrli:context>
    <xbrli:context id="AsOf2011-12-31_NonvestedPerformanceUnitsMember">
      <xbrli:entity>
        <xbrli:identifier scheme="http://www.sec.gov/CIK">0000811589</xbrli:identifier>
        <xbrli:segment>
          <xbrldi:explicitMember dimension="us-gaap:AwardTypeAxis">FBP:NonvestedPerformanceUnitsMember</xbrldi:explicitMember>
        </xbrli:segment>
      </xbrli:entity>
      <xbrli:period>
        <xbrli:instant>2011-12-31</xbrli:instant>
      </xbrli:period>
    </xbrli:context>
    <xbrli:context id="AsOf2010-12-31_NonvestedPerformanceUnitsMember">
      <xbrli:entity>
        <xbrli:identifier scheme="http://www.sec.gov/CIK">0000811589</xbrli:identifier>
        <xbrli:segment>
          <xbrldi:explicitMember dimension="us-gaap:AwardTypeAxis">FBP:NonvestedPerformanceUnitsMember</xbrldi:explicitMember>
        </xbrli:segment>
      </xbrli:entity>
      <xbrli:period>
        <xbrli:instant>2010-12-31</xbrli:instant>
      </xbrli:period>
    </xbrli:context>
    <xbrli:context id="AsOf2009-12-31_NonvestedPerformanceUnitsMember">
      <xbrli:entity>
        <xbrli:identifier scheme="http://www.sec.gov/CIK">0000811589</xbrli:identifier>
        <xbrli:segment>
          <xbrldi:explicitMember dimension="us-gaap:AwardTypeAxis">FBP:NonvestedPerformanceUnitsMember</xbrldi:explicitMember>
        </xbrli:segment>
      </xbrli:entity>
      <xbrli:period>
        <xbrli:instant>2009-12-31</xbrli:instant>
      </xbrli:period>
    </xbrli:context>
    <xbrli:context id="AsOf2012-12-31_LongTermRestrictedStockMember">
      <xbrli:entity>
        <xbrli:identifier scheme="http://www.sec.gov/CIK">0000811589</xbrli:identifier>
        <xbrli:segment>
          <xbrldi:explicitMember dimension="us-gaap:AwardTypeAxis">FBP:LongTermRestrictedStockMember</xbrldi:explicitMember>
        </xbrli:segment>
      </xbrli:entity>
      <xbrli:period>
        <xbrli:instant>2012-12-31</xbrli:instant>
      </xbrli:period>
    </xbrli:context>
    <xbrli:context id="AsOf2011-12-31_LongTermRestrictedStockMember">
      <xbrli:entity>
        <xbrli:identifier scheme="http://www.sec.gov/CIK">0000811589</xbrli:identifier>
        <xbrli:segment>
          <xbrldi:explicitMember dimension="us-gaap:AwardTypeAxis">FBP:LongTermRestrictedStockMember</xbrldi:explicitMember>
        </xbrli:segment>
      </xbrli:entity>
      <xbrli:period>
        <xbrli:instant>2011-12-31</xbrli:instant>
      </xbrli:period>
    </xbrli:context>
    <xbrli:context id="AsOf2010-12-31_LongTermRestrictedStockMember">
      <xbrli:entity>
        <xbrli:identifier scheme="http://www.sec.gov/CIK">0000811589</xbrli:identifier>
        <xbrli:segment>
          <xbrldi:explicitMember dimension="us-gaap:AwardTypeAxis">FBP:LongTermRestrictedStockMember</xbrldi:explicitMember>
        </xbrli:segment>
      </xbrli:entity>
      <xbrli:period>
        <xbrli:instant>2010-12-31</xbrli:instant>
      </xbrli:period>
    </xbrli:context>
    <xbrli:context id="AsOf2009-12-31_LongTermRestrictedStockMember">
      <xbrli:entity>
        <xbrli:identifier scheme="http://www.sec.gov/CIK">0000811589</xbrli:identifier>
        <xbrli:segment>
          <xbrldi:explicitMember dimension="us-gaap:AwardTypeAxis">FBP:LongTermRestrictedStockMember</xbrldi:explicitMember>
        </xbrli:segment>
      </xbrli:entity>
      <xbrli:period>
        <xbrli:instant>2009-12-31</xbrli:instant>
      </xbrli:period>
    </xbrli:context>
    <xbrli:context id="From2011-01-01to2011-12-31_FirstBancorpEquityPlanMember_FebruaryPriorYearAwardMember">
      <xbrli:entity>
        <xbrli:identifier scheme="http://www.sec.gov/CIK">0000811589</xbrli:identifier>
        <xbrli:segment>
          <xbrldi:explicitMember dimension="us-gaap:PlanNameAxis">FBP:FirstBancorpEquityPlanMember</xbrldi:explicitMember>
          <xbrldi:explicitMember dimension="us-gaap:AwardTypeAxis">FBP:FebruaryPriorYearAwardMember</xbrldi:explicitMember>
        </xbrli:segment>
      </xbrli:entity>
      <xbrli:period>
        <xbrli:startDate>2011-01-01</xbrli:startDate>
        <xbrli:endDate>2011-12-31</xbrli:endDate>
      </xbrli:period>
    </xbrli:context>
    <xbrli:context id="From2012-01-01to2012-12-31_RestrictedSharesAwardMember">
      <xbrli:entity>
        <xbrli:identifier scheme="http://www.sec.gov/CIK">0000811589</xbrli:identifier>
        <xbrli:segment>
          <xbrldi:explicitMember dimension="us-gaap:AwardTypeAxis">FBP:RestrictedSharesAwardMember</xbrldi:explicitMember>
        </xbrli:segment>
      </xbrli:entity>
      <xbrli:period>
        <xbrli:startDate>2012-01-01</xbrli:startDate>
        <xbrli:endDate>2012-12-31</xbrli:endDate>
      </xbrli:period>
    </xbrli:context>
    <xbrli:context id="From2011-01-01to2011-12-31_RestrictedSharesAwardMember">
      <xbrli:entity>
        <xbrli:identifier scheme="http://www.sec.gov/CIK">0000811589</xbrli:identifier>
        <xbrli:segment>
          <xbrldi:explicitMember dimension="us-gaap:AwardTypeAxis">FBP:RestrictedSharesAwardMember</xbrldi:explicitMember>
        </xbrli:segment>
      </xbrli:entity>
      <xbrli:period>
        <xbrli:startDate>2011-01-01</xbrli:startDate>
        <xbrli:endDate>2011-12-31</xbrli:endDate>
      </xbrli:period>
    </xbrli:context>
    <xbrli:context id="From2010-01-01to2010-12-31_RestrictedSharesAwardMember">
      <xbrli:entity>
        <xbrli:identifier scheme="http://www.sec.gov/CIK">0000811589</xbrli:identifier>
        <xbrli:segment>
          <xbrldi:explicitMember dimension="us-gaap:AwardTypeAxis">FBP:RestrictedSharesAwardMember</xbrldi:explicitMember>
        </xbrli:segment>
      </xbrli:entity>
      <xbrli:period>
        <xbrli:startDate>2010-01-01</xbrli:startDate>
        <xbrli:endDate>2010-12-31</xbrli:endDate>
      </xbrli:period>
    </xbrli:context>
    <xbrli:context id="From2011-01-01to2011-12-31_PerformanceUnitStockOptionAwardMember">
      <xbrli:entity>
        <xbrli:identifier scheme="http://www.sec.gov/CIK">0000811589</xbrli:identifier>
        <xbrli:segment>
          <xbrldi:explicitMember dimension="us-gaap:AwardTypeAxis">FBP:PerformanceUnitStockOptionAwardMember</xbrldi:explicitMember>
        </xbrli:segment>
      </xbrli:entity>
      <xbrli:period>
        <xbrli:startDate>2011-01-01</xbrli:startDate>
        <xbrli:endDate>2011-12-31</xbrli:endDate>
      </xbrli:period>
    </xbrli:context>
    <xbrli:context id="From2010-01-01to2010-12-31_PerformanceUnitStockOptionAwardMember">
      <xbrli:entity>
        <xbrli:identifier scheme="http://www.sec.gov/CIK">0000811589</xbrli:identifier>
        <xbrli:segment>
          <xbrldi:explicitMember dimension="us-gaap:AwardTypeAxis">FBP:PerformanceUnitStockOptionAwardMember</xbrldi:explicitMember>
        </xbrli:segment>
      </xbrli:entity>
      <xbrli:period>
        <xbrli:startDate>2010-01-01</xbrli:startDate>
        <xbrli:endDate>2010-12-31</xbrli:endDate>
      </xbrli:period>
    </xbrli:context>
    <xbrli:context id="From2012-01-01to2012-12-31_EquityGrant1Member">
      <xbrli:entity>
        <xbrli:identifier scheme="http://www.sec.gov/CIK">0000811589</xbrli:identifier>
        <xbrli:segment>
          <xbrldi:explicitMember dimension="us-gaap:AwardTypeAxis">FBP:EquityGrant1Member</xbrldi:explicitMember>
        </xbrli:segment>
      </xbrli:entity>
      <xbrli:period>
        <xbrli:startDate>2012-01-01</xbrli:startDate>
        <xbrli:endDate>2012-12-31</xbrli:endDate>
      </xbrli:period>
    </xbrli:context>
    <xbrli:context id="From2012-01-01to2012-12-31_EquityGrant2Member">
      <xbrli:entity>
        <xbrli:identifier scheme="http://www.sec.gov/CIK">0000811589</xbrli:identifier>
        <xbrli:segment>
          <xbrldi:explicitMember dimension="us-gaap:AwardTypeAxis">FBP:EquityGrant2Member</xbrldi:explicitMember>
        </xbrli:segment>
      </xbrli:entity>
      <xbrli:period>
        <xbrli:startDate>2012-01-01</xbrli:startDate>
        <xbrli:endDate>2012-12-31</xbrli:endDate>
      </xbrli:period>
    </xbrli:context>
    <xbrli:context id="From2012-01-01to2012-12-31_EquityGrant3Member">
      <xbrli:entity>
        <xbrli:identifier scheme="http://www.sec.gov/CIK">0000811589</xbrli:identifier>
        <xbrli:segment>
          <xbrldi:explicitMember dimension="us-gaap:AwardTypeAxis">FBP:EquityGrant3Member</xbrldi:explicitMember>
        </xbrli:segment>
      </xbrli:entity>
      <xbrli:period>
        <xbrli:startDate>2012-01-01</xbrli:startDate>
        <xbrli:endDate>2012-12-31</xbrli:endDate>
      </xbrli:period>
    </xbrli:context>
    <xbrli:context id="From2012-01-01to2012-12-31_EquityGrant4Member">
      <xbrli:entity>
        <xbrli:identifier scheme="http://www.sec.gov/CIK">0000811589</xbrli:identifier>
        <xbrli:segment>
          <xbrldi:explicitMember dimension="us-gaap:AwardTypeAxis">FBP:EquityGrant4Member</xbrldi:explicitMember>
        </xbrli:segment>
      </xbrli:entity>
      <xbrli:period>
        <xbrli:startDate>2012-01-01</xbrli:startDate>
        <xbrli:endDate>2012-12-31</xbrli:endDate>
      </xbrli:period>
    </xbrli:context>
    <xbrli:context id="From2011-01-01to2011-12-31_EquityGrant1Member">
      <xbrli:entity>
        <xbrli:identifier scheme="http://www.sec.gov/CIK">0000811589</xbrli:identifier>
        <xbrli:segment>
          <xbrldi:explicitMember dimension="us-gaap:AwardTypeAxis">FBP:EquityGrant1Member</xbrldi:explicitMember>
        </xbrli:segment>
      </xbrli:entity>
      <xbrli:period>
        <xbrli:startDate>2011-01-01</xbrli:startDate>
        <xbrli:endDate>2011-12-31</xbrli:endDate>
      </xbrli:period>
    </xbrli:context>
    <xbrli:context id="From2011-01-01to2011-12-31_EquityGrant2Member">
      <xbrli:entity>
        <xbrli:identifier scheme="http://www.sec.gov/CIK">0000811589</xbrli:identifier>
        <xbrli:segment>
          <xbrldi:explicitMember dimension="us-gaap:AwardTypeAxis">FBP:EquityGrant2Member</xbrldi:explicitMember>
        </xbrli:segment>
      </xbrli:entity>
      <xbrli:period>
        <xbrli:startDate>2011-01-01</xbrli:startDate>
        <xbrli:endDate>2011-12-31</xbrli:endDate>
      </xbrli:period>
    </xbrli:context>
    <xbrli:context id="From2012-01-01to2012-12-31_DirectorGrantsMember">
      <xbrli:entity>
        <xbrli:identifier scheme="http://www.sec.gov/CIK">0000811589</xbrli:identifier>
        <xbrli:segment>
          <xbrldi:explicitMember dimension="us-gaap:AwardTypeAxis">FBP:DirectorGrantsMember</xbrldi:explicitMember>
        </xbrli:segment>
      </xbrli:entity>
      <xbrli:period>
        <xbrli:startDate>2012-01-01</xbrli:startDate>
        <xbrli:endDate>2012-12-31</xbrli:endDate>
      </xbrli:period>
    </xbrli:context>
    <xbrli:context id="From2012-01-01to2012-12-31_EmployeeGrantsMember">
      <xbrli:entity>
        <xbrli:identifier scheme="http://www.sec.gov/CIK">0000811589</xbrli:identifier>
        <xbrli:segment>
          <xbrldi:explicitMember dimension="us-gaap:AwardTypeAxis">FBP:EmployeeGrantsMember</xbrldi:explicitMember>
        </xbrli:segment>
      </xbrli:entity>
      <xbrli:period>
        <xbrli:startDate>2012-01-01</xbrli:startDate>
        <xbrli:endDate>2012-12-31</xbrli:endDate>
      </xbrli:period>
    </xbrli:context>
    <xbrli:context id="AsOf2012-12-31_CompanyMember">
      <xbrli:entity>
        <xbrli:identifier scheme="http://www.sec.gov/CIK">0000811589</xbrli:identifier>
        <xbrli:segment>
          <xbrldi:explicitMember dimension="dei:LegalEntityAxis">FBP:CompanyMember</xbrldi:explicitMember>
        </xbrli:segment>
      </xbrli:entity>
      <xbrli:period>
        <xbrli:instant>2012-12-31</xbrli:instant>
      </xbrli:period>
    </xbrli:context>
    <xbrli:context id="AsOf2011-12-31_CompanyMember">
      <xbrli:entity>
        <xbrli:identifier scheme="http://www.sec.gov/CIK">0000811589</xbrli:identifier>
        <xbrli:segment>
          <xbrldi:explicitMember dimension="dei:LegalEntityAxis">FBP:CompanyMember</xbrldi:explicitMember>
        </xbrli:segment>
      </xbrli:entity>
      <xbrli:period>
        <xbrli:instant>2011-12-31</xbrli:instant>
      </xbrli:period>
    </xbrli:context>
    <xbrli:context id="AsOf2012-12-31_BankMember">
      <xbrli:entity>
        <xbrli:identifier scheme="http://www.sec.gov/CIK">0000811589</xbrli:identifier>
        <xbrli:segment>
          <xbrldi:explicitMember dimension="dei:LegalEntityAxis">FBP:BankMember</xbrldi:explicitMember>
        </xbrli:segment>
      </xbrli:entity>
      <xbrli:period>
        <xbrli:instant>2012-12-31</xbrli:instant>
      </xbrli:period>
    </xbrli:context>
    <xbrli:context id="AsOf2011-12-31_BankMember">
      <xbrli:entity>
        <xbrli:identifier scheme="http://www.sec.gov/CIK">0000811589</xbrli:identifier>
        <xbrli:segment>
          <xbrldi:explicitMember dimension="dei:LegalEntityAxis">FBP:BankMember</xbrldi:explicitMember>
        </xbrli:segment>
      </xbrli:entity>
      <xbrli:period>
        <xbrli:instant>2011-12-31</xbrli:instant>
      </xbrli:period>
    </xbrli:context>
    <xbrli:context id="AsOf2012-12-31_ParentCompanyMember">
      <xbrli:entity>
        <xbrli:identifier scheme="http://www.sec.gov/CIK">0000811589</xbrli:identifier>
        <xbrli:segment>
          <xbrldi:explicitMember dimension="dei:LegalEntityAxis">us-gaap:ParentCompanyMember</xbrldi:explicitMember>
        </xbrli:segment>
      </xbrli:entity>
      <xbrli:period>
        <xbrli:instant>2012-12-31</xbrli:instant>
      </xbrli:period>
    </xbrli:context>
    <xbrli:context id="AsOf2011-12-31_ParentCompanyMember">
      <xbrli:entity>
        <xbrli:identifier scheme="http://www.sec.gov/CIK">0000811589</xbrli:identifier>
        <xbrli:segment>
          <xbrldi:explicitMember dimension="dei:LegalEntityAxis">us-gaap:ParentCompanyMember</xbrldi:explicitMember>
        </xbrli:segment>
      </xbrli:entity>
      <xbrli:period>
        <xbrli:instant>2011-12-31</xbrli:instant>
      </xbrli:period>
    </xbrli:context>
    <xbrli:context id="From2012-01-01to2012-12-31_ParentCompanyMember">
      <xbrli:entity>
        <xbrli:identifier scheme="http://www.sec.gov/CIK">0000811589</xbrli:identifier>
        <xbrli:segment>
          <xbrldi:explicitMember dimension="dei:LegalEntityAxis">us-gaap:ParentCompanyMember</xbrldi:explicitMember>
        </xbrli:segment>
      </xbrli:entity>
      <xbrli:period>
        <xbrli:startDate>2012-01-01</xbrli:startDate>
        <xbrli:endDate>2012-12-31</xbrli:endDate>
      </xbrli:period>
    </xbrli:context>
    <xbrli:context id="From2011-01-01to2011-12-31_ParentCompanyMember">
      <xbrli:entity>
        <xbrli:identifier scheme="http://www.sec.gov/CIK">0000811589</xbrli:identifier>
        <xbrli:segment>
          <xbrldi:explicitMember dimension="dei:LegalEntityAxis">us-gaap:ParentCompanyMember</xbrldi:explicitMember>
        </xbrli:segment>
      </xbrli:entity>
      <xbrli:period>
        <xbrli:startDate>2011-01-01</xbrli:startDate>
        <xbrli:endDate>2011-12-31</xbrli:endDate>
      </xbrli:period>
    </xbrli:context>
    <xbrli:context id="From2010-01-01to2010-12-31_ParentCompanyMember">
      <xbrli:entity>
        <xbrli:identifier scheme="http://www.sec.gov/CIK">0000811589</xbrli:identifier>
        <xbrli:segment>
          <xbrldi:explicitMember dimension="dei:LegalEntityAxis">us-gaap:ParentCompanyMember</xbrldi:explicitMember>
        </xbrli:segment>
      </xbrli:entity>
      <xbrli:period>
        <xbrli:startDate>2010-01-01</xbrli:startDate>
        <xbrli:endDate>2010-12-31</xbrli:endDate>
      </xbrli:period>
    </xbrli:context>
    <xbrli:context id="AsOf2010-12-31_ParentCompanyMember">
      <xbrli:entity>
        <xbrli:identifier scheme="http://www.sec.gov/CIK">0000811589</xbrli:identifier>
        <xbrli:segment>
          <xbrldi:explicitMember dimension="dei:LegalEntityAxis">us-gaap:ParentCompanyMember</xbrldi:explicitMember>
        </xbrli:segment>
      </xbrli:entity>
      <xbrli:period>
        <xbrli:instant>2010-12-31</xbrli:instant>
      </xbrli:period>
    </xbrli:context>
    <xbrli:context id="AsOf2009-12-31_ParentCompanyMember">
      <xbrli:entity>
        <xbrli:identifier scheme="http://www.sec.gov/CIK">0000811589</xbrli:identifier>
        <xbrli:segment>
          <xbrldi:explicitMember dimension="dei:LegalEntityAxis">us-gaap:ParentCompanyMember</xbrldi:explicitMember>
        </xbrli:segment>
      </xbrli:entity>
      <xbrli:period>
        <xbrli:instant>2009-12-31</xbrli:instant>
      </xbrli:period>
    </xbrli:context>
    <xbrli:context id="From2009-01-01to2009-12-31_TreasuryCapitalPurchaseProgramMember">
      <xbrli:entity>
        <xbrli:identifier scheme="http://www.sec.gov/CIK">0000811589</xbrli:identifier>
        <xbrli:segment>
          <xbrldi:explicitMember dimension="us-gaap:SubsidiarySaleOfStockAxis">FBP:TreasuryCapitalPurchaseProgramMember</xbrldi:explicitMember>
        </xbrli:segment>
      </xbrli:entity>
      <xbrli:period>
        <xbrli:startDate>2009-01-01</xbrli:startDate>
        <xbrli:endDate>2009-12-31</xbrli:endDate>
      </xbrli:period>
    </xbrli:context>
    <xbrli:context id="AsOf2009-12-31_TreasuryCapitalPurchaseProgramMember">
      <xbrli:entity>
        <xbrli:identifier scheme="http://www.sec.gov/CIK">0000811589</xbrli:identifier>
        <xbrli:segment>
          <xbrldi:explicitMember dimension="us-gaap:SubsidiarySaleOfStockAxis">FBP:TreasuryCapitalPurchaseProgramMember</xbrldi:explicitMember>
        </xbrli:segment>
      </xbrli:entity>
      <xbrli:period>
        <xbrli:instant>2009-12-31</xbrli:instant>
      </xbrli:period>
    </xbrli:context>
    <xbrli:context id="From2011-07-01to2011-09-30_TreasuryCapitalPurchaseProgramMember">
      <xbrli:entity>
        <xbrli:identifier scheme="http://www.sec.gov/CIK">0000811589</xbrli:identifier>
        <xbrli:segment>
          <xbrldi:explicitMember dimension="us-gaap:SubsidiarySaleOfStockAxis">FBP:TreasuryCapitalPurchaseProgramMember</xbrldi:explicitMember>
        </xbrli:segment>
      </xbrli:entity>
      <xbrli:period>
        <xbrli:startDate>2011-07-01</xbrli:startDate>
        <xbrli:endDate>2011-09-30</xbrli:endDate>
      </xbrli:period>
    </xbrli:context>
    <xbrli:context id="From2011-11-01to2011-11-30_TreasuryCapitalPurchaseProgramMember">
      <xbrli:entity>
        <xbrli:identifier scheme="http://www.sec.gov/CIK">0000811589</xbrli:identifier>
        <xbrli:segment>
          <xbrldi:explicitMember dimension="us-gaap:SubsidiarySaleOfStockAxis">FBP:TreasuryCapitalPurchaseProgramMember</xbrldi:explicitMember>
        </xbrli:segment>
      </xbrli:entity>
      <xbrli:period>
        <xbrli:startDate>2011-11-01</xbrli:startDate>
        <xbrli:endDate>2011-11-30</xbrli:endDate>
      </xbrli:period>
    </xbrli:context>
    <xbrli:context id="From2012-01-01to2012-12-31_SmallBusinessLendingFundMember">
      <xbrli:entity>
        <xbrli:identifier scheme="http://www.sec.gov/CIK">0000811589</xbrli:identifier>
        <xbrli:segment>
          <xbrldi:explicitMember dimension="us-gaap:SubsidiarySaleOfStockAxis">FBP:SmallBusinessLendingFundMember</xbrldi:explicitMember>
        </xbrli:segment>
      </xbrli:entity>
      <xbrli:period>
        <xbrli:startDate>2012-01-01</xbrli:startDate>
        <xbrli:endDate>2012-12-31</xbrli:endDate>
      </xbrli:period>
    </xbrli:context>
    <xbrli:context id="AsOf2011-12-31_SmallBusinessLendingFundMember">
      <xbrli:entity>
        <xbrli:identifier scheme="http://www.sec.gov/CIK">0000811589</xbrli:identifier>
        <xbrli:segment>
          <xbrldi:explicitMember dimension="us-gaap:SubsidiarySaleOfStockAxis">FBP:SmallBusinessLendingFundMember</xbrldi:explicitMember>
        </xbrli:segment>
      </xbrli:entity>
      <xbrli:period>
        <xbrli:instant>2011-12-31</xbrli:instant>
      </xbrli:period>
    </xbrli:context>
    <xbrli:context id="AsOf2012-12-31_SubsequentEventMember">
      <xbrli:entity>
        <xbrli:identifier scheme="http://www.sec.gov/CIK">0000811589</xbrli:identifier>
        <xbrli:segment>
          <xbrldi:explicitMember dimension="us-gaap:SubsequentEventTypeAxis">us-gaap:SubsequentEventMember</xbrldi:explicitMember>
        </xbrli:segment>
      </xbrli:entity>
      <xbrli:period>
        <xbrli:instant>2012-12-31</xbrli:instant>
      </xbrli:period>
    </xbrli:context>
    <xbrli:context id="AsOf2012-06-30">
      <xbrli:entity>
        <xbrli:identifier scheme="http://www.sec.gov/CIK">0000811589</xbrli:identifier>
      </xbrli:entity>
      <xbrli:period>
        <xbrli:instant>2012-06-30</xbrli:instant>
      </xbrli:period>
    </xbrli:context>
    <xbrli:context id="AsOf2013-02-28">
      <xbrli:entity>
        <xbrli:identifier scheme="http://www.sec.gov/CIK">0000811589</xbrli:identifier>
      </xbrli:entity>
      <xbrli:period>
        <xbrli:instant>2013-02-28</xbrli:instant>
      </xbrli:period>
    </xbrli:context>
    <xbrli:context id="From2011-01-01to2011-12-31_WarrantMember">
      <xbrli:entity>
        <xbrli:identifier scheme="http://www.sec.gov/CIK">0000811589</xbrli:identifier>
        <xbrli:segment>
          <xbrldi:explicitMember dimension="us-gaap:AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareByAntidilutiveSecuritiesAxis">us-gaap:WarrantMember</xbrldi:explicitMember>
        </xbrli:segment>
      </xbrli:entity>
      <xbrli:period>
        <xbrli:startDate>2011-01-01</xbrli:startDate>
        <xbrli:endDate>2011-12-31</xbrli:endDate>
      </xbrli:period>
    </xbrli:context>
    <xbrli:context id="From2010-01-01to2010-12-31_StockOptionsMember">
      <xbrli:entity>
        <xbrli:identifier scheme="http://www.sec.gov/CIK">0000811589</xbrli:identifier>
        <xbrli:segment>
          <xbrldi:explicitMember dimension="us-gaap:AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareByAntidilutiveSecuritiesAxis">us-gaap:StockOptionsMember</xbrldi:explicitMember>
        </xbrli:segment>
      </xbrli:entity>
      <xbrli:period>
        <xbrli:startDate>2010-01-01</xbrli:startDate>
        <xbrli:endDate>2010-12-31</xbrli:endDate>
      </xbrli:period>
    </xbrli:context>
    <xbrli:context id="From2011-01-01to2011-12-31_StockOptionsMember">
      <xbrli:entity>
        <xbrli:identifier scheme="http://www.sec.gov/CIK">0000811589</xbrli:identifier>
        <xbrli:segment>
          <xbrldi:explicitMember dimension="us-gaap:AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareByAntidilutiveSecuritiesAxis">us-gaap:StockOptionsMember</xbrldi:explicitMember>
        </xbrli:segment>
      </xbrli:entity>
      <xbrli:period>
        <xbrli:startDate>2011-01-01</xbrli:startDate>
        <xbrli:endDate>2011-12-31</xbrli:endDate>
      </xbrli:period>
    </xbrli:context>
    <xbrli:context id="AsOf2011-01-21">
      <xbrli:entity>
        <xbrli:identifier scheme="http://www.sec.gov/CIK">0000811589</xbrli:identifier>
      </xbrli:entity>
      <xbrli:period>
        <xbrli:instant>2011-01-21</xbrli:instant>
      </xbrli:period>
    </xbrli:context>
    <xbrli:context id="From2011-01-01to2011-12-31_TreasuryCapitalPurchaseProgramMember">
      <xbrli:entity>
        <xbrli:identifier scheme="http://www.sec.gov/CIK">0000811589</xbrli:identifier>
        <xbrli:segment>
          <xbrldi:explicitMember dimension="us-gaap:SubsidiarySaleOfStockAxis">FBP:TreasuryCapitalPurchaseProgramMember</xbrldi:explicitMember>
        </xbrli:segment>
      </xbrli:entity>
      <xbrli:period>
        <xbrli:startDate>2011-01-01</xbrli:startDate>
        <xbrli:endDate>2011-12-31</xbrli:endDate>
      </xbrli:period>
    </xbrli:context>
    <xbrli:context id="From2010-01-01to2010-12-31_TreasuryCapitalPurchaseProgramMember">
      <xbrli:entity>
        <xbrli:identifier scheme="http://www.sec.gov/CIK">0000811589</xbrli:identifier>
        <xbrli:segment>
          <xbrldi:explicitMember dimension="us-gaap:SubsidiarySaleOfStockAxis">FBP:TreasuryCapitalPurchaseProgramMember</xbrldi:explicitMember>
        </xbrli:segment>
      </xbrli:entity>
      <xbrli:period>
        <xbrli:startDate>2010-01-01</xbrli:startDate>
        <xbrli:endDate>2010-12-31</xbrli:endDate>
      </xbrli:period>
    </xbrli:context>
    <xbrli:context id="From2011-01-01to2011-12-31_SmallBusinessLendingFundMember">
      <xbrli:entity>
        <xbrli:identifier scheme="http://www.sec.gov/CIK">0000811589</xbrli:identifier>
        <xbrli:segment>
          <xbrldi:explicitMember dimension="us-gaap:SubsidiarySaleOfStockAxis">FBP:SmallBusinessLendingFundMember</xbrldi:explicitMember>
        </xbrli:segment>
      </xbrli:entity>
      <xbrli:period>
        <xbrli:startDate>2011-01-01</xbrli:startDate>
        <xbrli:endDate>2011-12-31</xbrli:endDate>
      </xbrli:period>
    </xbrli:context>
    <xbrli:context id="From2013-01-22to2013-01-23">
      <xbrli:entity>
        <xbrli:identifier scheme="http://www.sec.gov/CIK">0000811589</xbrli:identifier>
      </xbrli:entity>
      <xbrli:period>
        <xbrli:startDate>2013-01-22</xbrli:startDate>
        <xbrli:endDate>2013-01-23</xbrli:endDate>
      </xbrli:period>
    </xbrli:context>
    <xbrli:context id="From2010-01-01to2010-12-31_WarrantMember">
      <xbrli:entity>
        <xbrli:identifier scheme="http://www.sec.gov/CIK">0000811589</xbrli:identifier>
        <xbrli:segment>
          <xbrldi:explicitMember dimension="us-gaap:AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareByAntidilutiveSecuritiesAxis">us-gaap:WarrantMember</xbrldi:explicitMember>
        </xbrli:segment>
      </xbrli:entity>
      <xbrli:period>
        <xbrli:startDate>2010-01-01</xbrli:startDate>
        <xbrli:endDate>2010-12-31</xbrli:endDate>
      </xbrli:period>
    </xbrli:context>
    <xbrli:context id="From2012-01-01to2012-12-31_StockOptionMember">
      <xbrli:entity>
        <xbrli:identifier scheme="http://www.sec.gov/CIK">0000811589</xbrli:identifier>
        <xbrli:segment>
          <xbrldi:explicitMember dimension="us-gaap:PlanNameAxis">us-gaap:StockOptionMember</xbrldi:explicitMember>
        </xbrli:segment>
      </xbrli:entity>
      <xbrli:period>
        <xbrli:startDate>2012-01-01</xbrli:startDate>
        <xbrli:endDate>2012-12-31</xbrli:endDate>
      </xbrli:period>
    </xbrli:context>
    <xbrli:context id="From2011-01-01to2011-12-31_StockOptionMember">
      <xbrli:entity>
        <xbrli:identifier scheme="http://www.sec.gov/CIK">0000811589</xbrli:identifier>
        <xbrli:segment>
          <xbrldi:explicitMember dimension="us-gaap:PlanNameAxis">us-gaap:StockOptionMember</xbrldi:explicitMember>
        </xbrli:segment>
      </xbrli:entity>
      <xbrli:period>
        <xbrli:startDate>2011-01-01</xbrli:startDate>
        <xbrli:endDate>2011-12-31</xbrli:endDate>
      </xbrli:period>
    </xbrli:context>
    <xbrli:context id="From2010-01-01to2010-12-31_StockOptionMember">
      <xbrli:entity>
        <xbrli:identifier scheme="http://www.sec.gov/CIK">0000811589</xbrli:identifier>
        <xbrli:segment>
          <xbrldi:explicitMember dimension="us-gaap:PlanNameAxis">us-gaap:StockOptionMember</xbrldi:explicitMember>
        </xbrli:segment>
      </xbrli:entity>
      <xbrli:period>
        <xbrli:startDate>2010-01-01</xbrli:startDate>
        <xbrli:endDate>2010-12-31</xbrli:endDate>
      </xbrli:period>
    </xbrli:context>
    <xbrli:context id="AsOf2012-12-31_StockOptionMember">
      <xbrli:entity>
        <xbrli:identifier scheme="http://www.sec.gov/CIK">0000811589</xbrli:identifier>
        <xbrli:segment>
          <xbrldi:explicitMember dimension="us-gaap:PlanNameAxis">us-gaap:StockOptionMember</xbrldi:explicitMember>
        </xbrli:segment>
      </xbrli:entity>
      <xbrli:period>
        <xbrli:instant>2012-12-31</xbrli:instant>
      </xbrli:period>
    </xbrli:context>
    <xbrli:context id="AsOf2011-12-31_StockOptionMember">
      <xbrli:entity>
        <xbrli:identifier scheme="http://www.sec.gov/CIK">0000811589</xbrli:identifier>
        <xbrli:segment>
          <xbrldi:explicitMember dimension="us-gaap:PlanNameAxis">us-gaap:StockOptionMember</xbrldi:explicitMember>
        </xbrli:segment>
      </xbrli:entity>
      <xbrli:period>
        <xbrli:instant>2011-12-31</xbrli:instant>
      </xbrli:period>
    </xbrli:context>
    <xbrli:context id="AsOf2010-12-31_StockOptionMember">
      <xbrli:entity>
        <xbrli:identifier scheme="http://www.sec.gov/CIK">0000811589</xbrli:identifier>
        <xbrli:segment>
          <xbrldi:explicitMember dimension="us-gaap:PlanNameAxis">us-gaap:StockOptionMember</xbrldi:explicitMember>
        </xbrli:segment>
      </xbrli:entity>
      <xbrli:period>
        <xbrli:instant>2010-12-31</xbrli:instant>
      </xbrli:period>
    </xbrli:context>
    <xbrli:context id="AsOf2009-12-31_StockOptionMember">
      <xbrli:entity>
        <xbrli:identifier scheme="http://www.sec.gov/CIK">0000811589</xbrli:identifier>
        <xbrli:segment>
          <xbrldi:explicitMember dimension="us-gaap:PlanNameAxis">us-gaap:StockOptionMember</xbrldi:explicitMember>
        </xbrli:segment>
      </xbrli:entity>
      <xbrli:period>
        <xbrli:instant>2009-12-31</xbrli:instant>
      </xbrli:period>
    </xbrli:context>
    <xbrli:context id="AsOf2012-12-31_FixedIncomeInvestmentsMember">
      <xbrli:entity>
        <xbrli:identifier scheme="http://www.sec.gov/CIK">0000811589</xbrli:identifier>
        <xbrli:segment>
          <xbrldi:explicitMember dimension="us-gaap:DefinedBenefitPlanByPlanAssetCategoriesAxis">us-gaap:FixedIncomeInvestmentsMember</xbrldi:explicitMember>
        </xbrli:segment>
      </xbrli:entity>
      <xbrli:period>
        <xbrli:instant>2012-12-31</xbrli:instant>
      </xbrli:period>
    </xbrli:context>
    <xbrli:context id="AsOf2012-12-31_EquitySecurities1Member">
      <xbrli:entity>
        <xbrli:identifier scheme="http://www.sec.gov/CIK">0000811589</xbrli:identifier>
        <xbrli:segment>
          <xbrldi:explicitMember dimension="us-gaap:DefinedBenefitPlanByPlanAssetCategoriesAxis">FBP:EquitySecurities1Member</xbrldi:explicitMember>
        </xbrli:segment>
      </xbrli:entity>
      <xbrli:period>
        <xbrli:instant>2012-12-31</xbrli:instant>
      </xbrli:period>
    </xbrli:context>
    <xbrli:unit id="USD">
      <xbrli:measure>iso4217:USD</xbrli:measure>
    </xbrli:unit>
    <xbrli:unit id="Shares">
      <xbrli:measure>xbrli:shares</xbrli:measure>
    </xbrli:unit>
    <xbrli:unit id="USDPShares">
      <xbrli:divide>
        <xbrli:unitNumerator>
          <xbrli:measure>iso4217:USD</xbrli:measure>
        </xbrli:unitNumerator>
        <xbrli:unitDenominator>
          <xbrli:measure>xbrli:shares</xbrli:measure>
        </xbrli:unitDenominator>
      </xbrli:divide>
    </xbrli:unit>
    <xbrli:unit id="Pure">
      <xbrli:measure>xbrli:pure</xbrli:measure>
    </xbrli:unit>
    <xbrli:unit id="Unit">
      <xbrli:divide>
        <xbrli:unitNumerator>
          <xbrli:measure>iso4217:USD</xbrli:measure>
        </xbrli:unitNumerator>
        <xbrli:unitDenominator>
          <xbrli:measure>FBP:Unit</xbrli:measure>
        </xbrli:unitDenominator>
      </xbrli:divide>
    </xbrli:unit>
    <dei:EntityRegistrantName contextRef="From2012-01-01to2012-12-31">FIRST BANCORP /NC/</dei:EntityRegistrantName>
    <dei:EntityCentralIndexKey contextRef="From2012-01-01to2012-12-31">0000811589</dei:EntityCentralIndexKey>
    <dei:DocumentType contextRef="From2012-01-01to2012-12-31">10-K</dei:DocumentType>
    <dei:DocumentPeriodEndDate contextRef="From2012-01-01to2012-12-31">2012-12-31</dei:DocumentPeriodEndDate>
    <dei:AmendmentFlag contextRef="From2012-01-01to2012-12-31">false</dei:AmendmentFlag>
    <dei:CurrentFiscalYearEndDate contextRef="From2012-01-01to2012-12-31">--12-31</dei:CurrentFiscalYearEndDate>
    <dei:EntityWellKnownSeasonedIssuer contextRef="From2012-01-01to2012-12-31">No</dei:EntityWellKnownSeasonedIssuer>
    <dei:EntityVoluntaryFilers contextRef="From2012-01-01to2012-12-31">No</dei:EntityVoluntaryFilers>
    <dei:EntityCurrentReportingStatus contextRef="From2012-01-01to2012-12-31">Yes</dei:EntityCurrentReportingStatus>
    <dei:EntityFilerCategory contextRef="From2012-01-01to2012-12-31">Accelerated Filer</dei:EntityFilerCategory>
    <dei:DocumentFiscalPeriodFocus contextRef="From2012-01-01to2012-12-31">FY</dei:DocumentFiscalPeriodFocus>
    <dei:DocumentFiscalYearFocus contextRef="From2012-01-01to2012-12-31">2012</dei:DocumentFiscalYearFocus>
    <us-gaap:HeldToMaturitySecuritiesFairValue contextRef="AsOf2011-12-31" unitRef="USD" decimals="-3">62754000</us-gaap:HeldToMaturitySecuritiesFairValue>
    <us-gaap:HeldToMaturitySecuritiesFairValue contextRef="AsOf2012-12-31" unitRef="USD" decimals="-3">61496000</us-gaap:HeldToMaturitySecuritiesFairValue>
    <us-gaap:HeldToMaturitySecuritiesFairValue contextRef="AsOf2011-12-31_USStatesAndPoliticalSubdivisionsMember" unitRef="USD" decimals="-3">62754000</us-gaap:HeldToMaturitySecuritiesFairValue>
    <us-gaap:HeldToMaturitySecuritiesFairValue contextRef="AsOf2012-12-31_USStatesAndPoliticalSubdivisionsMember" unitRef="USD" decimals="-3">61496000</us-gaap:HeldToMaturitySecuritiesFairValue>
    <us-gaap:CommonStockSharesAuthorized contextRef="AsOf2011-12-31" unitRef="Shares" decimals="INF">40000000</us-gaap:CommonStockSharesAuthorized>
    <us-gaap:CommonStockSharesAuthorized contextRef="AsOf2012-12-31" unitRef="Shares" decimals="INF">40000000</us-gaap:CommonStockSharesAuthorized>
    <us-gaap:CommonStockSharesIssued contextRef="AsOf2011-12-31" unitRef="Shares" decimals="INF">16909820</us-gaap:CommonStockSharesIssued>
    <us-gaap:CommonStockSharesIssued contextRef="AsOf2012-12-31" unitRef="Shares" decimals="INF">19669302</us-gaap:CommonStockSharesIssued>
    <us-gaap:HeldToMaturitySecurities contextRef="AsOf2011-12-31" unitRef="USD" decimals="-3">57988000</us-gaap:HeldToMaturitySecurities>
    <us-gaap:HeldToMaturitySecurities contextRef="AsOf2012-12-31" unitRef="USD" decimals="-3">56064000</us-gaap:HeldToMaturitySecurities>
    <us-gaap:HeldToMaturitySecurities contextRef="AsOf2011-12-31_USStatesAndPoliticalSubdivisionsMember" unitRef="USD" decimals="-3">57988000</us-gaap:HeldToMaturitySecurities>
    <us-gaap:HeldToMaturitySecurities contextRef="AsOf2012-12-31_USStatesAndPoliticalSubdivisionsMember" unitRef="USD" decimals="-3">56064000</us-gaap:HeldToMaturitySecurities>
    <us-gaap:AvailableForSaleSecurities contextRef="AsOf2011-12-31" unitRef="USD" decimals="-3">182626000</us-gaap:AvailableForSaleSecurities>
    <us-gaap:AvailableForSaleSecurities contextRef="AsOf2012-12-31" unitRef="USD" decimals="-3">167352000</us-gaap:AvailableForSaleSecurities>
    <us-gaap:AvailableForSaleSecurities contextRef="AsOf2011-12-31_USGovernmentSponsoredEnterprisesDebtSecuritiesMember" unitRef="USD" decimals="-3">34665000</us-gaap:AvailableForSaleSecurities>
    <us-gaap:AvailableForSaleSecurities contextRef="AsOf2012-12-31_USGovernmentSponsoredEnterprisesDebtSecuritiesMember" unitRef="USD" decimals="-3">11596000</us-gaap:AvailableForSaleSecurities>
    <us-gaap:AvailableForSaleSecurities contextRef="AsOf2011-12-31_MortgageBackedSecuritiesMember" unitRef="USD" decimals="-3">124105000</us-gaap:AvailableForSaleSecurities>
    <us-gaap:AvailableForSaleSecurities contextRef="AsOf2012-12-31_MortgageBackedSecuritiesMember" unitRef="USD" decimals="-3">146926000</us-gaap:AvailableForSaleSecurities>
    <us-gaap:AvailableForSaleSecurities contextRef="AsOf2011-12-31_CorporateDebtSecuritiesMember" unitRef="USD" decimals="-3">12488000</us-gaap:AvailableForSaleSecurities>
    <us-gaap:AvailableForSaleSecurities contextRef="AsOf2012-12-31_CorporateDebtSecuritiesMember" unitRef="USD" decimals="-3">3813000</us-gaap:AvailableForSaleSecurities>
    <us-gaap:AvailableForSaleSecurities contextRef="AsOf2011-12-31_EquitySecuritiesMember" unitRef="USD" decimals="-3">11368000</us-gaap:AvailableForSaleSecurities>
    <us-gaap:AvailableForSaleSecurities contextRef="AsOf2012-12-31_EquitySecuritiesMember" unitRef="USD" decimals="-3">5017000</us-gaap:AvailableForSaleSecurities>
    <us-gaap:FederalFundsSold contextRef="AsOf2011-12-31" unitRef="USD" decimals="-3">608000</us-gaap:FederalFundsSold>
    <us-gaap:FederalFundsSold contextRef="AsOf2012-12-31" unitRef="USD" xsi:nil="true" />
    <us-gaap:CashAndDueFromBanks contextRef="AsOf2011-12-31" unitRef="USD" decimals="-3">80341000</us-gaap:CashAndDueFromBanks>
    <us-gaap:CashAndDueFromBanks contextRef="AsOf2012-12-31" unitRef="USD" decimals="-3">96588000</us-gaap:CashAndDueFromBanks>
    <us-gaap:InterestReceivable contextRef="AsOf2011-12-31" unitRef="USD" decimals="-3">11779000</us-gaap:InterestReceivable>
    <us-gaap:InterestReceivable contextRef="AsOf2012-12-31" unitRef="USD" decimals="-3">10201000</us-gaap:InterestReceivable>
    <us-gaap:InterestReceivable contextRef="AsOf2012-12-31_FairValueInputsLevelMember" unitRef="USD" decimals="-3">1000</us-gaap:InterestReceivable>
    <us-gaap:InterestReceivable contextRef="AsOf2011-12-31_FairValueInputsLevelMember" unitRef="USD" decimals="-3">1000</us-gaap:InterestReceivable>
    <us-gaap:InterestReceivable contextRef="AsOf2012-12-31_CarryingReportedAmountFairValueDisclosureMember" unitRef="USD" decimals="-3">10201000</us-gaap:InterestReceivable>
    <us-gaap:InterestReceivable contextRef="AsOf2011-12-31_CarryingReportedAmountFairValueDisclosureMember" unitRef="USD" decimals="-3">11779000</us-gaap:InterestReceivable>
    <us-gaap:InterestReceivable contextRef="AsOf2012-12-31_EstimateOfFairValueFairValueDisclosureMember" unitRef="USD" decimals="-3">10201000</us-gaap:InterestReceivable>
    <us-gaap:InterestReceivable contextRef="AsOf2011-12-31_EstimateOfFairValueFairValueDisclosureMember" unitRef="USD" decimals="-3">11779000</us-gaap:InterestReceivable>
    <us-gaap:OtherBorrowings contextRef="AsOf2011-12-31" unitRef="USD" decimals="-3">133925000</us-gaap:OtherBorrowings>
    <us-gaap:OtherBorrowings contextRef="AsOf2012-12-31" unitRef="USD" decimals="-3">46394000</us-gaap:OtherBorrowings>
    <us-gaap:OtherBorrowings contextRef="AsOf2012-12-31_TrustPreferredSecuritiesMember" unitRef="USD" decimals="-3">20620000</us-gaap:OtherBorrowings>
    <us-gaap:OtherBorrowings contextRef="AsOf2011-12-31_TrustPreferredSecuritiesMember" unitRef="USD" decimals="-3">20620000</us-gaap:OtherBorrowings>
    <us-gaap:OtherBorrowings contextRef="AsOf2011-12-31_FhlbTermNote1Member" unitRef="USD" decimals="-3">7500000</us-gaap:OtherBorrowings>
    <us-gaap:OtherBorrowings contextRef="AsOf2011-12-31_FhlbTermNote2Member" unitRef="USD" decimals="-3">15000000</us-gaap:OtherBorrowings>
    <us-gaap:OtherBorrowings contextRef="AsOf2011-12-31_FhlbTermNote3Member" unitRef="USD" decimals="-3">7500000</us-gaap:OtherBorrowings>
    <us-gaap:OtherBorrowings contextRef="AsOf2011-12-31_FhlbTermNote4Member" unitRef="USD" decimals="-3">15000000</us-gaap:OtherBorrowings>
    <us-gaap:OtherBorrowings contextRef="AsOf2011-12-31_FhlbTermNote5Member" unitRef="USD" decimals="-3">7500000</us-gaap:OtherBorrowings>
    <us-gaap:OtherBorrowings contextRef="AsOf2011-12-31_FhlbTermNote6Member" unitRef="USD" decimals="-3">20000000</us-gaap:OtherBorrowings>
    <us-gaap:OtherBorrowings contextRef="AsOf2011-12-31_FhlbTermNote7Member" unitRef="USD" decimals="-3">15000000</us-gaap:OtherBorrowings>
    <us-gaap:OtherBorrowings contextRef="AsOf2012-12-31_TrustPreferredSecurities2Member" unitRef="USD" decimals="-3">25774000</us-gaap:OtherBorrowings>
    <us-gaap:OtherBorrowings contextRef="AsOf2011-12-31_TrustPreferredSecurities2Member" unitRef="USD" decimals="-3">25774000</us-gaap:OtherBorrowings>
    <us-gaap:OtherBorrowings contextRef="AsOf2012-12-31_TrustPreferredSecuritiesFirstBankCorpCapitalTrustIIMember" unitRef="USD" decimals="-3">10300000</us-gaap:OtherBorrowings>
    <us-gaap:OtherBorrowings contextRef="AsOf2012-12-31_TrustPreferredSecuritiesFirstBankCorpCapitalTrustIIIMember" unitRef="USD" decimals="-3">10300000</us-gaap:OtherBorrowings>
    <us-gaap:OtherBorrowings contextRef="AsOf2012-12-31_ParentCompanyMember" unitRef="USD" decimals="-3">46394000</us-gaap:OtherBorrowings>
    <us-gaap:OtherBorrowings contextRef="AsOf2011-12-31_ParentCompanyMember" unitRef="USD" decimals="-3">46394000</us-gaap:OtherBorrowings>
    <us-gaap:Deposits contextRef="AsOf2011-12-31" unitRef="USD" decimals="-3">2755037000</us-gaap:Deposits>
    <us-gaap:Deposits contextRef="AsOf2012-12-31" unitRef="USD" decimals="-3">2821360000</us-gaap:Deposits>
    <us-gaap:Deposits contextRef="AsOf2012-12-31_FederalHomeLoanBankAtlantaMember" unitRef="USD" decimals="-3">4900000</us-gaap:Deposits>
    <us-gaap:Deposits contextRef="AsOf2012-12-31_FederalReserveBankMember" unitRef="USD" decimals="-3">133800000</us-gaap:Deposits>
    <us-gaap:Deposits contextRef="AsOf2012-12-31_BankAmericaMember" unitRef="USD" decimals="-3">65500000</us-gaap:Deposits>
    <us-gaap:Deposits contextRef="AsOf2012-12-31_BbtMember" unitRef="USD" decimals="-3">5000000</us-gaap:Deposits>
    <us-gaap:ProvisionForLoanLeaseAndOtherLosses contextRef="From2012-01-01to2012-12-31" unitRef="USD" decimals="-3">79672000</us-gaap:ProvisionForLoanLeaseAndOtherLosses>
    <us-gaap:ProvisionForLoanLeaseAndOtherLosses contextRef="From2011-01-01to2011-12-31" unitRef="USD" decimals="-3">41301000</us-gaap:ProvisionForLoanLeaseAndOtherLosses>
    <us-gaap:ProvisionForLoanLeaseAndOtherLosses contextRef="From2012-01-01to2012-12-31_NonCoveredMember" unitRef="USD" decimals="-3">69993000</us-gaap:ProvisionForLoanLeaseAndOtherLosses>
    <us-gaap:ProvisionForLoanLeaseAndOtherLosses contextRef="From2011-01-01to2011-12-31_NonCoveredMember" unitRef="USD" decimals="-3">28525000</us-gaap:ProvisionForLoanLeaseAndOtherLosses>
    <us-gaap:ProvisionForLoanLeaseAndOtherLosses contextRef="From2012-01-01to2012-12-31_CoveredMember" unitRef="USD" decimals="-3">9679000</us-gaap:ProvisionForLoanLeaseAndOtherLosses>
    <us-gaap:ProvisionForLoanLeaseAndOtherLosses contextRef="From2011-01-01to2011-12-31_CoveredMember" unitRef="USD" decimals="-3">12776000</us-gaap:ProvisionForLoanLeaseAndOtherLosses>
    <us-gaap:ProvisionForLoanLeaseAndOtherLosses contextRef="From2011-01-01to2011-12-31_RealEstateConstructionMember" unitRef="USD" decimals="-3">13884000</us-gaap:ProvisionForLoanLeaseAndOtherLosses>
    <us-gaap:ProvisionForLoanLeaseAndOtherLosses contextRef="From2012-01-01to2012-12-31_RealEstateConstructionMember" unitRef="USD" decimals="-3">19876000</us-gaap:ProvisionForLoanLeaseAndOtherLosses>
    <us-gaap:ProvisionForLoanLeaseAndOtherLosses contextRef="From2011-01-01to2011-12-31_RealEstateResidentialMember" unitRef="USD" decimals="-3">10575000</us-gaap:ProvisionForLoanLeaseAndOtherLosses>
    <us-gaap:ProvisionForLoanLeaseAndOtherLosses contextRef="From2012-01-01to2012-12-31_RealEstateResidentialMember" unitRef="USD" decimals="-3">20999000</us-gaap:ProvisionForLoanLeaseAndOtherLosses>
    <us-gaap:ProvisionForLoanLeaseAndOtherLosses contextRef="From2011-01-01to2011-12-31_RealEstateHomeEquityMember" unitRef="USD" decimals="-3">-904000</us-gaap:ProvisionForLoanLeaseAndOtherLosses>
    <us-gaap:ProvisionForLoanLeaseAndOtherLosses contextRef="From2012-01-01to2012-12-31_RealEstateHomeEquityMember" unitRef="USD" decimals="-3">3272000</us-gaap:ProvisionForLoanLeaseAndOtherLosses>
    <us-gaap:ProvisionForLoanLeaseAndOtherLosses contextRef="From2011-01-01to2011-12-31_RealEstateCommercialMember" unitRef="USD" decimals="-3">2760000</us-gaap:ProvisionForLoanLeaseAndOtherLosses>
    <us-gaap:ProvisionForLoanLeaseAndOtherLosses contextRef="From2012-01-01to2012-12-31_RealEstateCommercialMember" unitRef="USD" decimals="-3">18116000</us-gaap:ProvisionForLoanLeaseAndOtherLosses>
    <us-gaap:ProvisionForLoanLeaseAndOtherLosses contextRef="From2011-01-01to2011-12-31_ConsumerMember" unitRef="USD" decimals="-3">574000</us-gaap:ProvisionForLoanLeaseAndOtherLosses>
    <us-gaap:ProvisionForLoanLeaseAndOtherLosses contextRef="From2012-01-01to2012-12-31_ConsumerMember" unitRef="USD" decimals="-3">1333000</us-gaap:ProvisionForLoanLeaseAndOtherLosses>
    <us-gaap:ProvisionForLoanLeaseAndOtherLosses contextRef="From2011-01-01to2011-12-31_UnallocatedMember" unitRef="USD" decimals="-3">273000</us-gaap:ProvisionForLoanLeaseAndOtherLosses>
    <us-gaap:ProvisionForLoanLeaseAndOtherLosses contextRef="From2012-01-01to2012-12-31_UnallocatedMember" unitRef="USD" decimals="-3">932000</us-gaap:ProvisionForLoanLeaseAndOtherLosses>
    <us-gaap:ProvisionForLoanLeaseAndOtherLosses contextRef="From2011-01-01to2011-12-31_CommercialLoanMember" unitRef="USD" decimals="-3">1363000</us-gaap:ProvisionForLoanLeaseAndOtherLosses>
    <us-gaap:ProvisionForLoanLeaseAndOtherLosses contextRef="From2012-01-01to2012-12-31_CommercialLoanMember" unitRef="USD" decimals="-3">5465000</us-gaap:ProvisionForLoanLeaseAndOtherLosses>
    <us-gaap:ProvisionForLoanLeaseAndOtherLosses contextRef="From2010-01-01to2010-12-31" unitRef="USD" decimals="-3">54562000</us-gaap:ProvisionForLoanLeaseAndOtherLosses>
    <us-gaap:StockIssuedDuringPeriodSharesStockOptionsExercised contextRef="From2011-01-01to2011-12-31_CommonStockMember" unitRef="Shares" decimals="INF">2000</us-gaap:StockIssuedDuringPeriodSharesStockOptionsExercised>
    <us-gaap:StockIssuedDuringPeriodSharesStockOptionsExercised contextRef="From2012-01-01to2012-12-31_CommonStockMember" unitRef="Shares" decimals="INF">2656294</us-gaap:StockIssuedDuringPeriodSharesStockOptionsExercised>
    <us-gaap:StockIssuedDuringPeriodSharesStockOptionsExercised contextRef="From2010-01-01to2010-12-31_CommonStockMember" unitRef="Shares" decimals="INF">17000</us-gaap:StockIssuedDuringPeriodSharesStockOptionsExercised>
    <us-gaap:StockIssuedDuringPeriodSharesStockOptionsExercised contextRef="From2011-01-01to2011-12-31_StockOptionMember" unitRef="Shares" decimals="INF">-2300</us-gaap:StockIssuedDuringPeriodSharesStockOptionsExercised>
    <us-gaap:StockIssuedDuringPeriodSharesStockOptionsExercised contextRef="From2010-01-01to2010-12-31_StockOptionMember" unitRef="Shares" decimals="INF">-18667</us-gaap:StockIssuedDuringPeriodSharesStockOptionsExercised>
    <us-gaap:FDICIndemnificationAsset contextRef="AsOf2011-12-31" unitRef="USD" decimals="-3">121677000</us-gaap:FDICIndemnificationAsset>
    <us-gaap:FDICIndemnificationAsset contextRef="AsOf2010-12-31" unitRef="USD" decimals="-3">123719000</us-gaap:FDICIndemnificationAsset>
    <us-gaap:FDICIndemnificationAsset contextRef="AsOf2012-12-31" unitRef="USD" decimals="-3">102559000</us-gaap:FDICIndemnificationAsset>
    <us-gaap:FDICIndemnificationAsset contextRef="AsOf2012-12-31_FairValueInputsLevelMember" unitRef="USD" decimals="-3">3000</us-gaap:FDICIndemnificationAsset>
    <us-gaap:FDICIndemnificationAsset contextRef="AsOf2011-12-31_FairValueInputsLevelMember" unitRef="USD" decimals="-3">3000</us-gaap:FDICIndemnificationAsset>
    <us-gaap:FDICIndemnificationAsset contextRef="AsOf2012-12-31_CarryingReportedAmountFairValueDisclosureMember" unitRef="USD" decimals="-3">102559000</us-gaap:FDICIndemnificationAsset>
    <us-gaap:FDICIndemnificationAsset contextRef="AsOf2011-12-31_CarryingReportedAmountFairValueDisclosureMember" unitRef="USD" decimals="-3">121677000</us-gaap:FDICIndemnificationAsset>
    <us-gaap:FDICIndemnificationAsset contextRef="AsOf2012-12-31_EstimateOfFairValueFairValueDisclosureMember" unitRef="USD" decimals="-3">100396000</us-gaap:FDICIndemnificationAsset>
    <us-gaap:FDICIndemnificationAsset contextRef="AsOf2011-12-31_EstimateOfFairValueFairValueDisclosureMember" unitRef="USD" decimals="-3">121004000</us-gaap:FDICIndemnificationAsset>
    <us-gaap:FDICIndemnificationAsset contextRef="AsOf2009-12-31" unitRef="USD" decimals="-3">143221000</us-gaap:FDICIndemnificationAsset>
    <us-gaap:LoansAndLeasesReceivableGrossCarryingAmount contextRef="AsOf2011-12-31" unitRef="USD" decimals="-3">2069152000</us-gaap:LoansAndLeasesReceivableGrossCarryingAmount>
    <us-gaap:LoansAndLeasesReceivableGrossCarryingAmount contextRef="AsOf2012-12-31" unitRef="USD" decimals="-3">2094143000</us-gaap:LoansAndLeasesReceivableGrossCarryingAmount>
    <us-gaap:LoansAndLeasesReceivableGrossCarryingAmount contextRef="AsOf2012-12-31_CommercialLoanMember" unitRef="USD" decimals="-3">170741000</us-gaap:LoansAndLeasesReceivableGrossCarryingAmount>
    <us-gaap:LoansAndLeasesReceivableGrossCarryingAmount contextRef="AsOf2011-12-31_CommercialLoanMember" unitRef="USD" decimals="-3">172357000</us-gaap:LoansAndLeasesReceivableGrossCarryingAmount>
    <us-gaap:LoansAndLeasesReceivableGrossCarryingAmount contextRef="AsOf2012-12-31_NonCoveredMember" unitRef="USD" decimals="-3">2092819000</us-gaap:LoansAndLeasesReceivableGrossCarryingAmount>
    <us-gaap:LoansAndLeasesReceivableGrossCarryingAmount contextRef="AsOf2011-12-31_NonCoveredMember" unitRef="USD" decimals="-3">2067872000</us-gaap:LoansAndLeasesReceivableGrossCarryingAmount>
    <us-gaap:LoansAndLeasesReceivableGrossCarryingAmount contextRef="AsOf2012-12-31_CoveredMember" unitRef="USD" decimals="-3">282314000</us-gaap:LoansAndLeasesReceivableGrossCarryingAmount>
    <us-gaap:LoansAndLeasesReceivableGrossCarryingAmount contextRef="AsOf2011-12-31_CoveredMember" unitRef="USD" decimals="-3">361234000</us-gaap:LoansAndLeasesReceivableGrossCarryingAmount>
    <us-gaap:LoansAndLeasesReceivableGrossCarryingAmount contextRef="AsOf2011-12-31_NonCoveredMember_CommercialUnsecuredMember" unitRef="USD" decimals="-3">38778000</us-gaap:LoansAndLeasesReceivableGrossCarryingAmount>
    <us-gaap:LoansAndLeasesReceivableGrossCarryingAmount contextRef="AsOf2012-12-31_NonCoveredMember_CommercialUnsecuredMember" unitRef="USD" decimals="-3">35686000</us-gaap:LoansAndLeasesReceivableGrossCarryingAmount>
    <us-gaap:LoansAndLeasesReceivableGrossCarryingAmount contextRef="AsOf2011-12-31_NonCoveredMember_CommercialSecuredMember" unitRef="USD" decimals="-3">111751000</us-gaap:LoansAndLeasesReceivableGrossCarryingAmount>
    <us-gaap:LoansAndLeasesReceivableGrossCarryingAmount contextRef="AsOf2012-12-31_NonCoveredMember_CommercialSecuredMember" unitRef="USD" decimals="-3">113712000</us-gaap:LoansAndLeasesReceivableGrossCarryingAmount>
    <us-gaap:LoansAndLeasesReceivableGrossCarryingAmount contextRef="AsOf2011-12-31_NonCoveredMember_SecuredInventoryAccountsReceivableMember" unitRef="USD" decimals="-3">21828000</us-gaap:LoansAndLeasesReceivableGrossCarryingAmount>
    <us-gaap:LoansAndLeasesReceivableGrossCarryingAmount contextRef="AsOf2012-12-31_NonCoveredMember_SecuredInventoryAccountsReceivableMember" unitRef="USD" decimals="-3">21343000</us-gaap:LoansAndLeasesReceivableGrossCarryingAmount>
    <us-gaap:LoansAndLeasesReceivableGrossCarryingAmount contextRef="AsOf2011-12-31_NonCoveredMember_RealEstateConstructionMember" unitRef="USD" decimals="-3">246805000</us-gaap:LoansAndLeasesReceivableGrossCarryingAmount>
    <us-gaap:LoansAndLeasesReceivableGrossCarryingAmount contextRef="AsOf2012-12-31_NonCoveredMember_RealEstateConstructionMember" unitRef="USD" decimals="-3">218108000</us-gaap:LoansAndLeasesReceivableGrossCarryingAmount>
    <us-gaap:LoansAndLeasesReceivableGrossCarryingAmount contextRef="AsOf2011-12-31_NonCoveredMember_RealEstateResidentialMember" unitRef="USD" decimals="-3">795655000</us-gaap:LoansAndLeasesReceivableGrossCarryingAmount>
    <us-gaap:LoansAndLeasesReceivableGrossCarryingAmount contextRef="AsOf2012-12-31_NonCoveredMember_RealEstateResidentialMember" unitRef="USD" decimals="-3">819439000</us-gaap:LoansAndLeasesReceivableGrossCarryingAmount>
    <us-gaap:LoansAndLeasesReceivableGrossCarryingAmount contextRef="AsOf2011-12-31_NonCoveredMember_RealEstateHomeEquityMember" unitRef="USD" decimals="-3">207436000</us-gaap:LoansAndLeasesReceivableGrossCarryingAmount>
    <us-gaap:LoansAndLeasesReceivableGrossCarryingAmount contextRef="AsOf2012-12-31_NonCoveredMember_RealEstateHomeEquityMember" unitRef="USD" decimals="-3">200880000</us-gaap:LoansAndLeasesReceivableGrossCarryingAmount>
    <us-gaap:LoansAndLeasesReceivableGrossCarryingAmount contextRef="AsOf2011-12-31_NonCoveredMember_RealEstateCommercialMember" unitRef="USD" decimals="-3">587183000</us-gaap:LoansAndLeasesReceivableGrossCarryingAmount>
    <us-gaap:LoansAndLeasesReceivableGrossCarryingAmount contextRef="AsOf2012-12-31_NonCoveredMember_RealEstateCommercialMember" unitRef="USD" decimals="-3">627940000</us-gaap:LoansAndLeasesReceivableGrossCarryingAmount>
    <us-gaap:LoansAndLeasesReceivableGrossCarryingAmount contextRef="AsOf2011-12-31_NonCoveredMember_ConsumerMember" unitRef="USD" decimals="-3">58436000</us-gaap:LoansAndLeasesReceivableGrossCarryingAmount>
    <us-gaap:LoansAndLeasesReceivableGrossCarryingAmount contextRef="AsOf2012-12-31_NonCoveredMember_ConsumerMember" unitRef="USD" decimals="-3">55711000</us-gaap:LoansAndLeasesReceivableGrossCarryingAmount>
    <us-gaap:LoansAndLeasesReceivableGrossCarryingAmount contextRef="AsOf2011-12-31_RealEstateConstructionMember" unitRef="USD" decimals="-3">246805000</us-gaap:LoansAndLeasesReceivableGrossCarryingAmount>
    <us-gaap:LoansAndLeasesReceivableGrossCarryingAmount contextRef="AsOf2012-12-31_RealEstateConstructionMember" unitRef="USD" decimals="-3">218108000</us-gaap:LoansAndLeasesReceivableGrossCarryingAmount>
    <us-gaap:LoansAndLeasesReceivableGrossCarryingAmount contextRef="AsOf2011-12-31_RealEstateResidentialMember" unitRef="USD" decimals="-3">795655000</us-gaap:LoansAndLeasesReceivableGrossCarryingAmount>
    <us-gaap:LoansAndLeasesReceivableGrossCarryingAmount contextRef="AsOf2012-12-31_RealEstateResidentialMember" unitRef="USD" decimals="-3">819439000</us-gaap:LoansAndLeasesReceivableGrossCarryingAmount>
    <us-gaap:LoansAndLeasesReceivableGrossCarryingAmount contextRef="AsOf2011-12-31_RealEstateHomeEquityMember" unitRef="USD" decimals="-3">207436000</us-gaap:LoansAndLeasesReceivableGrossCarryingAmount>
    <us-gaap:LoansAndLeasesReceivableGrossCarryingAmount contextRef="AsOf2012-12-31_RealEstateHomeEquityMember" unitRef="USD" decimals="-3">200880000</us-gaap:LoansAndLeasesReceivableGrossCarryingAmount>
    <us-gaap:LoansAndLeasesReceivableGrossCarryingAmount contextRef="AsOf2011-12-31_RealEstateCommercialMember" unitRef="USD" decimals="-3">587183000</us-gaap:LoansAndLeasesReceivableGrossCarryingAmount>
    <us-gaap:LoansAndLeasesReceivableGrossCarryingAmount contextRef="AsOf2012-12-31_RealEstateCommercialMember" unitRef="USD" decimals="-3">627940000</us-gaap:LoansAndLeasesReceivableGrossCarryingAmount>
    <us-gaap:LoansAndLeasesReceivableGrossCarryingAmount contextRef="AsOf2011-12-31_ConsumerMember" unitRef="USD" decimals="-3">58436000</us-gaap:LoansAndLeasesReceivableGrossCarryingAmount>
    <us-gaap:LoansAndLeasesReceivableGrossCarryingAmount contextRef="AsOf2012-12-31_ConsumerMember" unitRef="USD" decimals="-3">55711000</us-gaap:LoansAndLeasesReceivableGrossCarryingAmount>
    <us-gaap:LoansAndLeasesReceivableGrossCarryingAmount contextRef="AsOf2011-12-31_UnallocatedMember" unitRef="USD" xsi:nil="true" />
    <us-gaap:LoansAndLeasesReceivableGrossCarryingAmount contextRef="AsOf2012-12-31_UnallocatedMember" unitRef="USD" xsi:nil="true" />
    <us-gaap:LoansAndLeasesReceivableGrossCarryingAmountCovered contextRef="AsOf2011-12-31" unitRef="USD" decimals="-3">361234000</us-gaap:LoansAndLeasesReceivableGrossCarryingAmountCovered>
    <us-gaap:LoansAndLeasesReceivableGrossCarryingAmountCovered contextRef="AsOf2012-12-31" unitRef="USD" decimals="-3">282314000</us-gaap:LoansAndLeasesReceivableGrossCarryingAmountCovered>
    <us-gaap:LoansAndLeasesReceivableGrossCarryingAmountCovered contextRef="AsOf2012-12-31_CommercialLoanMember" unitRef="USD" decimals="-3">5517000</us-gaap:LoansAndLeasesReceivableGrossCarryingAmountCovered>
    <us-gaap:LoansAndLeasesReceivableGrossCarryingAmountCovered contextRef="AsOf2011-12-31_CommercialLoanMember" unitRef="USD" decimals="-3">9472000</us-gaap:LoansAndLeasesReceivableGrossCarryingAmountCovered>
    <us-gaap:LoansAndLeasesReceivableGrossCarryingAmountCovered contextRef="AsOf2012-12-31_CommercialRealEstateMember" unitRef="USD" decimals="-3">46889000</us-gaap:LoansAndLeasesReceivableGrossCarryingAmountCovered>
    <us-gaap:LoansAndLeasesReceivableGrossCarryingAmountCovered contextRef="AsOf2011-12-31_CommercialRealEstateMember" unitRef="USD" decimals="-3">72096000</us-gaap:LoansAndLeasesReceivableGrossCarryingAmountCovered>
    <us-gaap:LoansAndLeasesReceivableGrossCarryingAmountCovered contextRef="AsOf2012-12-31_FixedRateResidentialMortgageMember" unitRef="USD" decimals="-3">135880000</us-gaap:LoansAndLeasesReceivableGrossCarryingAmountCovered>
    <us-gaap:LoansAndLeasesReceivableGrossCarryingAmountCovered contextRef="AsOf2011-12-31_FixedRateResidentialMortgageMember" unitRef="USD" decimals="-3">158926000</us-gaap:LoansAndLeasesReceivableGrossCarryingAmountCovered>
    <us-gaap:LoansAndLeasesReceivableGrossCarryingAmountCovered contextRef="AsOf2012-12-31_HomeEquityMember" unitRef="USD" decimals="-3">19482000</us-gaap:LoansAndLeasesReceivableGrossCarryingAmountCovered>
    <us-gaap:LoansAndLeasesReceivableGrossCarryingAmountCovered contextRef="AsOf2011-12-31_HomeEquityMember" unitRef="USD" decimals="-3">23338000</us-gaap:LoansAndLeasesReceivableGrossCarryingAmountCovered>
    <us-gaap:LoansAndLeasesReceivableGrossCarryingAmountCovered contextRef="AsOf2012-12-31_RealEstateMember" unitRef="USD" decimals="-3">73773000</us-gaap:LoansAndLeasesReceivableGrossCarryingAmountCovered>
    <us-gaap:LoansAndLeasesReceivableGrossCarryingAmountCovered contextRef="AsOf2011-12-31_RealEstateMember" unitRef="USD" decimals="-3">96013000</us-gaap:LoansAndLeasesReceivableGrossCarryingAmountCovered>
    <us-gaap:LoansAndLeasesReceivableGrossCarryingAmountCovered contextRef="AsOf2012-12-31_ConsumerLoanMember" unitRef="USD" decimals="-3">773000</us-gaap:LoansAndLeasesReceivableGrossCarryingAmountCovered>
    <us-gaap:LoansAndLeasesReceivableGrossCarryingAmountCovered contextRef="AsOf2011-12-31_ConsumerLoanMember" unitRef="USD" decimals="-3">1389000</us-gaap:LoansAndLeasesReceivableGrossCarryingAmountCovered>
    <us-gaap:LoansAndLeasesReceivableGrossCarryingAmountCovered contextRef="AsOf2012-12-31_CoveredMember" unitRef="USD" decimals="-3">282314000</us-gaap:LoansAndLeasesReceivableGrossCarryingAmountCovered>
    <us-gaap:LoansAndLeasesReceivableGrossCarryingAmountCovered contextRef="AsOf2011-12-31_CoveredMember" unitRef="USD" decimals="-3">361234000</us-gaap:LoansAndLeasesReceivableGrossCarryingAmountCovered>
    <us-gaap:LoansAndLeasesReceivableGrossCarryingAmountCovered contextRef="AsOf2012-12-31_PassMember" unitRef="USD" decimals="-3">42935000</us-gaap:LoansAndLeasesReceivableGrossCarryingAmountCovered>
    <us-gaap:LoansAndLeasesReceivableGrossCarryingAmountCovered contextRef="AsOf2011-12-31_PassMember" unitRef="USD" decimals="-3">62052000</us-gaap:LoansAndLeasesReceivableGrossCarryingAmountCovered>
    <us-gaap:LoansAndLeasesReceivableGrossCarryingAmountCovered contextRef="AsOf2012-12-31_WeakPassMember" unitRef="USD" decimals="-3">124451000</us-gaap:LoansAndLeasesReceivableGrossCarryingAmountCovered>
    <us-gaap:LoansAndLeasesReceivableGrossCarryingAmountCovered contextRef="AsOf2011-12-31_WeakPassMember" unitRef="USD" decimals="-3">161508000</us-gaap:LoansAndLeasesReceivableGrossCarryingAmountCovered>
    <us-gaap:LoansAndLeasesReceivableGrossCarryingAmountCovered contextRef="AsOf2012-12-31_WatchStandardMember" unitRef="USD" xsi:nil="true" />
    <us-gaap:LoansAndLeasesReceivableGrossCarryingAmountCovered contextRef="AsOf2011-12-31_WatchStandardMember" unitRef="USD" xsi:nil="true" />
    <us-gaap:LoansAndLeasesReceivableGrossCarryingAmountCovered contextRef="AsOf2012-12-31_SpecialMentionMember" unitRef="USD" decimals="-3">7569000</us-gaap:LoansAndLeasesReceivableGrossCarryingAmountCovered>
    <us-gaap:LoansAndLeasesReceivableGrossCarryingAmountCovered contextRef="AsOf2011-12-31_SpecialMentionMember" unitRef="USD" decimals="-3">8033000</us-gaap:LoansAndLeasesReceivableGrossCarryingAmountCovered>
    <us-gaap:LoansAndLeasesReceivableGrossCarryingAmountCovered contextRef="AsOf2012-12-31_ClassifiedMember" unitRef="USD" decimals="-3">73868000</us-gaap:LoansAndLeasesReceivableGrossCarryingAmountCovered>
    <us-gaap:LoansAndLeasesReceivableGrossCarryingAmountCovered contextRef="AsOf2011-12-31_ClassifiedMember" unitRef="USD" decimals="-3">88169000</us-gaap:LoansAndLeasesReceivableGrossCarryingAmountCovered>
    <us-gaap:LoansAndLeasesReceivableGrossCarryingAmountCovered contextRef="AsOf2012-12-31_NonaccrualFinancingReceivableMember" unitRef="USD" decimals="-3">33491000</us-gaap:LoansAndLeasesReceivableGrossCarryingAmountCovered>
    <us-gaap:LoansAndLeasesReceivableGrossCarryingAmountCovered contextRef="AsOf2011-12-31_NonaccrualFinancingReceivableMember" unitRef="USD" decimals="-3">41472000</us-gaap:LoansAndLeasesReceivableGrossCarryingAmountCovered>
    <FBP:Loans contextRef="AsOf2011-12-31" unitRef="USD" decimals="-3">2430386000</FBP:Loans>
    <FBP:Loans contextRef="AsOf2012-12-31" unitRef="USD" decimals="-3">2376457000</FBP:Loans>
    <FBP:Loans contextRef="AsOf2012-12-31_PassMember" unitRef="USD" decimals="-3">645603000</FBP:Loans>
    <FBP:Loans contextRef="AsOf2011-12-31_PassMember" unitRef="USD" decimals="-3">712853000</FBP:Loans>
    <FBP:Loans contextRef="AsOf2012-12-31_WeakPassMember" unitRef="USD" decimals="-3">1442087000</FBP:Loans>
    <FBP:Loans contextRef="AsOf2011-12-31_WeakPassMember" unitRef="USD" decimals="-3">1344154000</FBP:Loans>
    <FBP:Loans contextRef="AsOf2012-12-31_WatchStandardMember" unitRef="USD" decimals="-3">36734000</FBP:Loans>
    <FBP:Loans contextRef="AsOf2011-12-31_WatchStandardMember" unitRef="USD" decimals="-3">52156000</FBP:Loans>
    <FBP:Loans contextRef="AsOf2012-12-31_SpecialMentionMember" unitRef="USD" decimals="-3">68874000</FBP:Loans>
    <FBP:Loans contextRef="AsOf2011-12-31_SpecialMentionMember" unitRef="USD" decimals="-3">52530000</FBP:Loans>
    <FBP:Loans contextRef="AsOf2012-12-31_ClassifiedMember" unitRef="USD" decimals="-3">115310000</FBP:Loans>
    <FBP:Loans contextRef="AsOf2011-12-31_ClassifiedMember" unitRef="USD" decimals="-3">152375000</FBP:Loans>
    <FBP:Loans contextRef="AsOf2012-12-31_NonaccrualFinancingReceivableMember" unitRef="USD" decimals="-3">66525000</FBP:Loans>
    <FBP:Loans contextRef="AsOf2011-12-31_NonaccrualFinancingReceivableMember" unitRef="USD" decimals="-3">115038000</FBP:Loans>
    <us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriodWeightedAverageGrantDateFairValue contextRef="From2012-01-01to2012-12-31_NonvestedPerformanceUnitsMember" unitRef="USDPShares" xsi:nil="true" />
    <us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriodWeightedAverageGrantDateFairValue contextRef="From2011-01-01to2011-12-31_NonvestedPerformanceUnitsMember" unitRef="USDPShares" xsi:nil="true" />
    <us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriodWeightedAverageGrantDateFairValue contextRef="From2010-01-01to2010-12-31_NonvestedPerformanceUnitsMember" unitRef="USDPShares" xsi:nil="true" />
    <us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriodWeightedAverageGrantDateFairValue contextRef="From2012-01-01to2012-12-31_LongTermRestrictedStockMember" unitRef="USDPShares" decimals="INF">9.99</us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriodWeightedAverageGrantDateFairValue>
    <us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriodWeightedAverageGrantDateFairValue contextRef="From2011-01-01to2011-12-31_LongTermRestrictedStockMember" unitRef="USDPShares" decimals="INF">14.54</us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriodWeightedAverageGrantDateFairValue>
    <us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriodWeightedAverageGrantDateFairValue contextRef="From2010-01-01to2010-12-31_LongTermRestrictedStockMember" unitRef="USDPShares" xsi:nil="true" />
    <us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriodWeightedAverageGrantDateFairValue contextRef="From2011-01-01to2011-12-31_FirstBancorpEquityPlanMember_FebruaryPriorYearAwardMember" unitRef="USDPShares" decimals="INF">14.54</us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriodWeightedAverageGrantDateFairValue>
    <us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriodWeightedAverageGrantDateFairValue contextRef="From2012-01-01to2012-12-31_EquityGrant1Member" unitRef="USDPShares" decimals="INF">10.96</us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriodWeightedAverageGrantDateFairValue>
    <us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriodWeightedAverageGrantDateFairValue contextRef="From2012-01-01to2012-12-31_EquityGrant2Member" unitRef="USDPShares" decimals="INF">8.86</us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriodWeightedAverageGrantDateFairValue>
    <us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriodWeightedAverageGrantDateFairValue contextRef="From2012-01-01to2012-12-31_EquityGrant3Member" unitRef="USDPShares" decimals="INF">9.76</us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriodWeightedAverageGrantDateFairValue>
    <us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriodWeightedAverageGrantDateFairValue contextRef="From2012-01-01to2012-12-31_EquityGrant4Member" unitRef="USDPShares" decimals="INF">3.65</us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriodWeightedAverageGrantDateFairValue>
    <us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriodWeightedAverageGrantDateFairValue contextRef="From2011-01-01to2011-12-31_EquityGrant1Member" unitRef="USDPShares" decimals="INF">14.54</us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriodWeightedAverageGrantDateFairValue>
    <us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriodWeightedAverageGrantDateFairValue contextRef="From2011-01-01to2011-12-31_EquityGrant2Member" unitRef="USDPShares" decimals="INF">11.39</us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriodWeightedAverageGrantDateFairValue>
    <us-gaap:AvailableForSaleSecuritiesAmortizedCost contextRef="AsOf2011-12-31" unitRef="USD" decimals="-3">178730000</us-gaap:AvailableForSaleSecuritiesAmortizedCost>
    <us-gaap:AvailableForSaleSecuritiesAmortizedCost contextRef="AsOf2012-12-31" unitRef="USD" decimals="-3">164063000</us-gaap:AvailableForSaleSecuritiesAmortizedCost>
    <us-gaap:AvailableForSaleSecuritiesAmortizedCost contextRef="AsOf2011-12-31_USGovernmentSponsoredEnterprisesDebtSecuritiesMember" unitRef="USD" decimals="-3">34511000</us-gaap:AvailableForSaleSecuritiesAmortizedCost>
    <us-gaap:AvailableForSaleSecuritiesAmortizedCost contextRef="AsOf2012-12-31_USGovernmentSponsoredEnterprisesDebtSecuritiesMember" unitRef="USD" decimals="-3">11500000</us-gaap:AvailableForSaleSecuritiesAmortizedCost>
    <us-gaap:AvailableForSaleSecuritiesAmortizedCost contextRef="AsOf2011-12-31_MortgageBackedSecuritiesMember" unitRef="USD" decimals="-3">120032000</us-gaap:AvailableForSaleSecuritiesAmortizedCost>
    <us-gaap:AvailableForSaleSecuritiesAmortizedCost contextRef="AsOf2012-12-31_MortgageBackedSecuritiesMember" unitRef="USD" decimals="-3">143539000</us-gaap:AvailableForSaleSecuritiesAmortizedCost>
    <us-gaap:AvailableForSaleSecuritiesAmortizedCost contextRef="AsOf2011-12-31_CorporateDebtSecuritiesMember" unitRef="USD" decimals="-3">13189000</us-gaap:AvailableForSaleSecuritiesAmortizedCost>
    <us-gaap:AvailableForSaleSecuritiesAmortizedCost contextRef="AsOf2012-12-31_CorporateDebtSecuritiesMember" unitRef="USD" decimals="-3">3998000</us-gaap:AvailableForSaleSecuritiesAmortizedCost>
    <us-gaap:AvailableForSaleSecuritiesAmortizedCost contextRef="AsOf2011-12-31_EquitySecuritiesMember" unitRef="USD" decimals="-3">10998000</us-gaap:AvailableForSaleSecuritiesAmortizedCost>
    <us-gaap:AvailableForSaleSecuritiesAmortizedCost contextRef="AsOf2012-12-31_EquitySecuritiesMember" unitRef="USD" decimals="-3">5026000</us-gaap:AvailableForSaleSecuritiesAmortizedCost>
    <us-gaap:AvailableforsaleSecuritiesGrossUnrealizedGain contextRef="AsOf2011-12-31" unitRef="USD" decimals="-3">5022000</us-gaap:AvailableforsaleSecuritiesGrossUnrealizedGain>
    <us-gaap:AvailableforsaleSecuritiesGrossUnrealizedGain contextRef="AsOf2012-12-31" unitRef="USD" decimals="-3">3904000</us-gaap:AvailableforsaleSecuritiesGrossUnrealizedGain>
    <us-gaap:AvailableforsaleSecuritiesGrossUnrealizedGain contextRef="AsOf2011-12-31_USGovernmentSponsoredEnterprisesDebtSecuritiesMember" unitRef="USD" decimals="-3">170000</us-gaap:AvailableforsaleSecuritiesGrossUnrealizedGain>
    <us-gaap:AvailableforsaleSecuritiesGrossUnrealizedGain contextRef="AsOf2012-12-31_USGovernmentSponsoredEnterprisesDebtSecuritiesMember" unitRef="USD" decimals="-3">96000</us-gaap:AvailableforsaleSecuritiesGrossUnrealizedGain>
    <us-gaap:AvailableforsaleSecuritiesGrossUnrealizedGain contextRef="AsOf2011-12-31_MortgageBackedSecuritiesMember" unitRef="USD" decimals="-3">4164000</us-gaap:AvailableforsaleSecuritiesGrossUnrealizedGain>
    <us-gaap:AvailableforsaleSecuritiesGrossUnrealizedGain contextRef="AsOf2012-12-31_MortgageBackedSecuritiesMember" unitRef="USD" decimals="-3">3717000</us-gaap:AvailableforsaleSecuritiesGrossUnrealizedGain>
    <us-gaap:AvailableforsaleSecuritiesGrossUnrealizedGain contextRef="AsOf2011-12-31_CorporateDebtSecuritiesMember" unitRef="USD" decimals="-3">279000</us-gaap:AvailableforsaleSecuritiesGrossUnrealizedGain>
    <us-gaap:AvailableforsaleSecuritiesGrossUnrealizedGain contextRef="AsOf2012-12-31_CorporateDebtSecuritiesMember" unitRef="USD" decimals="-3">75000</us-gaap:AvailableforsaleSecuritiesGrossUnrealizedGain>
    <us-gaap:AvailableforsaleSecuritiesGrossUnrealizedGain contextRef="AsOf2011-12-31_EquitySecuritiesMember" unitRef="USD" decimals="-3">409000</us-gaap:AvailableforsaleSecuritiesGrossUnrealizedGain>
    <us-gaap:AvailableforsaleSecuritiesGrossUnrealizedGain contextRef="AsOf2012-12-31_EquitySecuritiesMember" unitRef="USD" decimals="-3">16000</us-gaap:AvailableforsaleSecuritiesGrossUnrealizedGain>
    <us-gaap:AvailableForSaleSecuritiesGrossUnrealizedLosses1 contextRef="AsOf2011-12-31" unitRef="USD" decimals="-3">-1126000</us-gaap:AvailableForSaleSecuritiesGrossUnrealizedLosses1>
    <us-gaap:AvailableForSaleSecuritiesGrossUnrealizedLosses1 contextRef="AsOf2012-12-31" unitRef="USD" decimals="-3">-615000</us-gaap:AvailableForSaleSecuritiesGrossUnrealizedLosses1>
    <us-gaap:AvailableForSaleSecuritiesGrossUnrealizedLosses1 contextRef="AsOf2011-12-31_USGovernmentSponsoredEnterprisesDebtSecuritiesMember" unitRef="USD" decimals="-3">-16000</us-gaap:AvailableForSaleSecuritiesGrossUnrealizedLosses1>
    <us-gaap:AvailableForSaleSecuritiesGrossUnrealizedLosses1 contextRef="AsOf2012-12-31_USGovernmentSponsoredEnterprisesDebtSecuritiesMember" unitRef="USD" xsi:nil="true" />
    <us-gaap:AvailableForSaleSecuritiesGrossUnrealizedLosses1 contextRef="AsOf2011-12-31_MortgageBackedSecuritiesMember" unitRef="USD" decimals="-3">-91000</us-gaap:AvailableForSaleSecuritiesGrossUnrealizedLosses1>
    <us-gaap:AvailableForSaleSecuritiesGrossUnrealizedLosses1 contextRef="AsOf2012-12-31_MortgageBackedSecuritiesMember" unitRef="USD" decimals="-3">-330000</us-gaap:AvailableForSaleSecuritiesGrossUnrealizedLosses1>
    <us-gaap:AvailableForSaleSecuritiesGrossUnrealizedLosses1 contextRef="AsOf2011-12-31_CorporateDebtSecuritiesMember" unitRef="USD" decimals="-3">-980000</us-gaap:AvailableForSaleSecuritiesGrossUnrealizedLosses1>
    <us-gaap:AvailableForSaleSecuritiesGrossUnrealizedLosses1 contextRef="AsOf2012-12-31_CorporateDebtSecuritiesMember" unitRef="USD" decimals="-3">-260000</us-gaap:AvailableForSaleSecuritiesGrossUnrealizedLosses1>
    <us-gaap:AvailableForSaleSecuritiesGrossUnrealizedLosses1 contextRef="AsOf2011-12-31_EquitySecuritiesMember" unitRef="USD" decimals="-3">-39000</us-gaap:AvailableForSaleSecuritiesGrossUnrealizedLosses1>
    <us-gaap:AvailableForSaleSecuritiesGrossUnrealizedLosses1 contextRef="AsOf2012-12-31_EquitySecuritiesMember" unitRef="USD" decimals="-3">-25000</us-gaap:AvailableForSaleSecuritiesGrossUnrealizedLosses1>
    <us-gaap:HeldtomaturitySecuritiesUnrecognizedHoldingGain contextRef="AsOf2011-12-31" unitRef="USD" decimals="-3">4766000</us-gaap:HeldtomaturitySecuritiesUnrecognizedHoldingGain>
    <us-gaap:HeldtomaturitySecuritiesUnrecognizedHoldingGain contextRef="AsOf2012-12-31" unitRef="USD" decimals="-3">5432000</us-gaap:HeldtomaturitySecuritiesUnrecognizedHoldingGain>
    <us-gaap:HeldtomaturitySecuritiesUnrecognizedHoldingGain contextRef="AsOf2011-12-31_USStatesAndPoliticalSubdivisionsMember" unitRef="USD" decimals="-3">4766000</us-gaap:HeldtomaturitySecuritiesUnrecognizedHoldingGain>
    <us-gaap:HeldtomaturitySecuritiesUnrecognizedHoldingGain contextRef="AsOf2012-12-31_USStatesAndPoliticalSubdivisionsMember" unitRef="USD" decimals="-3">5432000</us-gaap:HeldtomaturitySecuritiesUnrecognizedHoldingGain>
    <us-gaap:HeldToMaturitySecuritiesUnrecognizedHoldingLoss contextRef="AsOf2011-12-31" unitRef="USD" xsi:nil="true" />
    <us-gaap:HeldToMaturitySecuritiesUnrecognizedHoldingLoss contextRef="AsOf2012-12-31" unitRef="USD" xsi:nil="true" />
    <us-gaap:HeldToMaturitySecuritiesUnrecognizedHoldingLoss contextRef="AsOf2011-12-31_USStatesAndPoliticalSubdivisionsMember" unitRef="USD" xsi:nil="true" />
    <us-gaap:HeldToMaturitySecuritiesUnrecognizedHoldingLoss contextRef="AsOf2012-12-31_USStatesAndPoliticalSubdivisionsMember" unitRef="USD" xsi:nil="true" />
    <us-gaap:AvailableForSaleSecuritiesContinuousUnrealizedLossPositionLessThanTwelveMonthsFairValue contextRef="AsOf2011-12-31" unitRef="USD" decimals="-3">28478000</us-gaap:AvailableForSaleSecuritiesContinuousUnrealizedLossPositionLessThanTwelveMonthsFairValue>
    <us-gaap:AvailableForSaleSecuritiesContinuousUnrealizedLossPositionLessThanTwelveMonthsFairValue contextRef="AsOf2012-12-31" unitRef="USD" decimals="-3">26330000</us-gaap:AvailableForSaleSecuritiesContinuousUnrealizedLossPositionLessThanTwelveMonthsFairValue>
    <us-gaap:AvailableForSaleSecuritiesContinuousUnrealizedLossPositionLessThanTwelveMonthsFairValue contextRef="AsOf2011-12-31_USGovernmentSponsoredEnterprisesDebtSecuritiesMember" unitRef="USD" decimals="-3">8984000</us-gaap:AvailableForSaleSecuritiesContinuousUnrealizedLossPositionLessThanTwelveMonthsFairValue>
    <us-gaap:AvailableForSaleSecuritiesContinuousUnrealizedLossPositionLessThanTwelveMonthsFairValue contextRef="AsOf2012-12-31_USGovernmentSponsoredEnterprisesDebtSecuritiesMember" unitRef="USD" xsi:nil="true" />
    <us-gaap:AvailableForSaleSecuritiesContinuousUnrealizedLossPositionLessThanTwelveMonthsFairValue contextRef="AsOf2011-12-31_MortgageBackedSecuritiesMember" unitRef="USD" decimals="-3">14902000</us-gaap:AvailableForSaleSecuritiesContinuousUnrealizedLossPositionLessThanTwelveMonthsFairValue>
    <us-gaap:AvailableForSaleSecuritiesContinuousUnrealizedLossPositionLessThanTwelveMonthsFairValue contextRef="AsOf2012-12-31_MortgageBackedSecuritiesMember" unitRef="USD" decimals="-3">26330000</us-gaap:AvailableForSaleSecuritiesContinuousUnrealizedLossPositionLessThanTwelveMonthsFairValue>
    <us-gaap:AvailableForSaleSecuritiesContinuousUnrealizedLossPositionLessThanTwelveMonthsFairValue contextRef="AsOf2011-12-31_CorporateDebtSecuritiesMember" unitRef="USD" decimals="-3">4588000</us-gaap:AvailableForSaleSecuritiesContinuousUnrealizedLossPositionLessThanTwelveMonthsFairValue>
    <us-gaap:AvailableForSaleSecuritiesContinuousUnrealizedLossPositionLessThanTwelveMonthsFairValue contextRef="AsOf2012-12-31_CorporateDebtSecuritiesMember" unitRef="USD" xsi:nil="true" />
    <us-gaap:AvailableForSaleSecuritiesContinuousUnrealizedLossPositionLessThanTwelveMonthsFairValue contextRef="AsOf2011-12-31_EquitySecuritiesMember" unitRef="USD" decimals="-3">4000</us-gaap:AvailableForSaleSecuritiesContinuousUnrealizedLossPositionLessThanTwelveMonthsFairValue>
    <us-gaap:AvailableForSaleSecuritiesContinuousUnrealizedLossPositionLessThanTwelveMonthsFairValue contextRef="AsOf2012-12-31_EquitySecuritiesMember" unitRef="USD" xsi:nil="true" />
    <us-gaap:AvailableForSaleSecuritiesContinuousUnrealizedLossPositionLessThanTwelveMonthsFairValue contextRef="AsOf2011-12-31_USStatesAndPoliticalSubdivisionsMember" unitRef="USD" xsi:nil="true" />
    <us-gaap:AvailableForSaleSecuritiesContinuousUnrealizedLossPositionLessThanTwelveMonthsFairValue contextRef="AsOf2012-12-31_USStatesAndPoliticalSubdivisionsMember" unitRef="USD" xsi:nil="true" />
    <us-gaap:AvailableforsaleSecuritiesContinuousUnrealizedLossPositionLessThan12MonthsAggregateLosses2 contextRef="AsOf2011-12-31" unitRef="USD" decimals="-3">537000</us-gaap:AvailableforsaleSecuritiesContinuousUnrealizedLossPositionLessThan12MonthsAggregateLosses2>
    <us-gaap:AvailableforsaleSecuritiesContinuousUnrealizedLossPositionLessThan12MonthsAggregateLosses2 contextRef="AsOf2012-12-31" unitRef="USD" decimals="-3">330000</us-gaap:AvailableforsaleSecuritiesContinuousUnrealizedLossPositionLessThan12MonthsAggregateLosses2>
    <us-gaap:AvailableforsaleSecuritiesContinuousUnrealizedLossPositionLessThan12MonthsAggregateLosses2 contextRef="AsOf2011-12-31_USGovernmentSponsoredEnterprisesDebtSecuritiesMember" unitRef="USD" decimals="-3">16000</us-gaap:AvailableforsaleSecuritiesContinuousUnrealizedLossPositionLessThan12MonthsAggregateLosses2>
    <us-gaap:AvailableforsaleSecuritiesContinuousUnrealizedLossPositionLessThan12MonthsAggregateLosses2 contextRef="AsOf2012-12-31_USGovernmentSponsoredEnterprisesDebtSecuritiesMember" unitRef="USD" xsi:nil="true" />
    <us-gaap:AvailableforsaleSecuritiesContinuousUnrealizedLossPositionLessThan12MonthsAggregateLosses2 contextRef="AsOf2011-12-31_MortgageBackedSecuritiesMember" unitRef="USD" decimals="-3">61000</us-gaap:AvailableforsaleSecuritiesContinuousUnrealizedLossPositionLessThan12MonthsAggregateLosses2>
    <us-gaap:AvailableforsaleSecuritiesContinuousUnrealizedLossPositionLessThan12MonthsAggregateLosses2 contextRef="AsOf2012-12-31_MortgageBackedSecuritiesMember" unitRef="USD" decimals="-3">330000</us-gaap:AvailableforsaleSecuritiesContinuousUnrealizedLossPositionLessThan12MonthsAggregateLosses2>
    <us-gaap:AvailableforsaleSecuritiesContinuousUnrealizedLossPositionLessThan12MonthsAggregateLosses2 contextRef="AsOf2011-12-31_CorporateDebtSecuritiesMember" unitRef="USD" decimals="-3">458000</us-gaap:AvailableforsaleSecuritiesContinuousUnrealizedLossPositionLessThan12MonthsAggregateLosses2>
    <us-gaap:AvailableforsaleSecuritiesContinuousUnrealizedLossPositionLessThan12MonthsAggregateLosses2 contextRef="AsOf2012-12-31_CorporateDebtSecuritiesMember" unitRef="USD" xsi:nil="true" />
    <us-gaap:AvailableforsaleSecuritiesContinuousUnrealizedLossPositionLessThan12MonthsAggregateLosses2 contextRef="AsOf2011-12-31_EquitySecuritiesMember" unitRef="USD" decimals="-3">2000</us-gaap:AvailableforsaleSecuritiesContinuousUnrealizedLossPositionLessThan12MonthsAggregateLosses2>
    <us-gaap:AvailableforsaleSecuritiesContinuousUnrealizedLossPositionLessThan12MonthsAggregateLosses2 contextRef="AsOf2012-12-31_EquitySecuritiesMember" unitRef="USD" xsi:nil="true" />
    <us-gaap:AvailableforsaleSecuritiesContinuousUnrealizedLossPositionLessThan12MonthsAggregateLosses2 contextRef="AsOf2011-12-31_USStatesAndPoliticalSubdivisionsMember" unitRef="USD" xsi:nil="true" />
    <us-gaap:AvailableforsaleSecuritiesContinuousUnrealizedLossPositionLessThan12MonthsAggregateLosses2 contextRef="AsOf2012-12-31_USStatesAndPoliticalSubdivisionsMember" unitRef="USD" xsi:nil="true" />
    <us-gaap:AvailableForSaleSecuritiesContinuousUnrealizedLossPositionFairValue contextRef="AsOf2011-12-31" unitRef="USD" decimals="-3">40575000</us-gaap:AvailableForSaleSecuritiesContinuousUnrealizedLossPositionFairValue>
    <us-gaap:AvailableForSaleSecuritiesContinuousUnrealizedLossPositionFairValue contextRef="AsOf2012-12-31" unitRef="USD" decimals="-3">27100000</us-gaap:AvailableForSaleSecuritiesContinuousUnrealizedLossPositionFairValue>
    <us-gaap:AvailableForSaleSecuritiesContinuousUnrealizedLossPositionFairValue contextRef="AsOf2011-12-31_USGovernmentSponsoredEnterprisesDebtSecuritiesMember" unitRef="USD" decimals="-3">8984000</us-gaap:AvailableForSaleSecuritiesContinuousUnrealizedLossPositionFairValue>
    <us-gaap:AvailableForSaleSecuritiesContinuousUnrealizedLossPositionFairValue contextRef="AsOf2012-12-31_USGovernmentSponsoredEnterprisesDebtSecuritiesMember" unitRef="USD" xsi:nil="true" />
    <us-gaap:AvailableForSaleSecuritiesContinuousUnrealizedLossPositionFairValue contextRef="AsOf2011-12-31_MortgageBackedSecuritiesMember" unitRef="USD" decimals="-3">24204000</us-gaap:AvailableForSaleSecuritiesContinuousUnrealizedLossPositionFairValue>
    <us-gaap:AvailableForSaleSecuritiesContinuousUnrealizedLossPositionFairValue contextRef="AsOf2012-12-31_MortgageBackedSecuritiesMember" unitRef="USD" decimals="-3">26330000</us-gaap:AvailableForSaleSecuritiesContinuousUnrealizedLossPositionFairValue>
    <us-gaap:AvailableForSaleSecuritiesContinuousUnrealizedLossPositionFairValue contextRef="AsOf2011-12-31_CorporateDebtSecuritiesMember" unitRef="USD" decimals="-3">7361000</us-gaap:AvailableForSaleSecuritiesContinuousUnrealizedLossPositionFairValue>
    <us-gaap:AvailableForSaleSecuritiesContinuousUnrealizedLossPositionFairValue contextRef="AsOf2012-12-31_CorporateDebtSecuritiesMember" unitRef="USD" decimals="-3">740000</us-gaap:AvailableForSaleSecuritiesContinuousUnrealizedLossPositionFairValue>
    <us-gaap:AvailableForSaleSecuritiesContinuousUnrealizedLossPositionFairValue contextRef="AsOf2011-12-31_EquitySecuritiesMember" unitRef="USD" decimals="-3">26000</us-gaap:AvailableForSaleSecuritiesContinuousUnrealizedLossPositionFairValue>
    <us-gaap:AvailableForSaleSecuritiesContinuousUnrealizedLossPositionFairValue contextRef="AsOf2012-12-31_EquitySecuritiesMember" unitRef="USD" decimals="-3">30000</us-gaap:AvailableForSaleSecuritiesContinuousUnrealizedLossPositionFairValue>
    <us-gaap:AvailableForSaleSecuritiesContinuousUnrealizedLossPositionFairValue contextRef="AsOf2011-12-31_USStatesAndPoliticalSubdivisionsMember" unitRef="USD" xsi:nil="true" />
    <us-gaap:AvailableForSaleSecuritiesContinuousUnrealizedLossPositionFairValue contextRef="AsOf2012-12-31_USStatesAndPoliticalSubdivisionsMember" unitRef="USD" xsi:nil="true" />
    <us-gaap:AvailableforsaleSecuritiesContinuousUnrealizedLossPositionAggregateLosses2 contextRef="AsOf2011-12-31" unitRef="USD" decimals="-3">1126000</us-gaap:AvailableforsaleSecuritiesContinuousUnrealizedLossPositionAggregateLosses2>
    <us-gaap:AvailableforsaleSecuritiesContinuousUnrealizedLossPositionAggregateLosses2 contextRef="AsOf2012-12-31" unitRef="USD" decimals="-3">615000</us-gaap:AvailableforsaleSecuritiesContinuousUnrealizedLossPositionAggregateLosses2>
    <us-gaap:AvailableforsaleSecuritiesContinuousUnrealizedLossPositionAggregateLosses2 contextRef="AsOf2011-12-31_USGovernmentSponsoredEnterprisesDebtSecuritiesMember" unitRef="USD" decimals="-3">16000</us-gaap:AvailableforsaleSecuritiesContinuousUnrealizedLossPositionAggregateLosses2>
    <us-gaap:AvailableforsaleSecuritiesContinuousUnrealizedLossPositionAggregateLosses2 contextRef="AsOf2012-12-31_USGovernmentSponsoredEnterprisesDebtSecuritiesMember" unitRef="USD" xsi:nil="true" />
    <us-gaap:AvailableforsaleSecuritiesContinuousUnrealizedLossPositionAggregateLosses2 contextRef="AsOf2011-12-31_MortgageBackedSecuritiesMember" unitRef="USD" decimals="-3">91000</us-gaap:AvailableforsaleSecuritiesContinuousUnrealizedLossPositionAggregateLosses2>
    <us-gaap:AvailableforsaleSecuritiesContinuousUnrealizedLossPositionAggregateLosses2 contextRef="AsOf2012-12-31_MortgageBackedSecuritiesMember" unitRef="USD" decimals="-3">330000</us-gaap:AvailableforsaleSecuritiesContinuousUnrealizedLossPositionAggregateLosses2>
    <us-gaap:AvailableforsaleSecuritiesContinuousUnrealizedLossPositionAggregateLosses2 contextRef="AsOf2011-12-31_CorporateDebtSecuritiesMember" unitRef="USD" decimals="-3">980000</us-gaap:AvailableforsaleSecuritiesContinuousUnrealizedLossPositionAggregateLosses2>
    <us-gaap:AvailableforsaleSecuritiesContinuousUnrealizedLossPositionAggregateLosses2 contextRef="AsOf2012-12-31_CorporateDebtSecuritiesMember" unitRef="USD" decimals="-3">260000</us-gaap:AvailableforsaleSecuritiesContinuousUnrealizedLossPositionAggregateLosses2>
    <us-gaap:AvailableforsaleSecuritiesContinuousUnrealizedLossPositionAggregateLosses2 contextRef="AsOf2011-12-31_EquitySecuritiesMember" unitRef="USD" decimals="-3">39000</us-gaap:AvailableforsaleSecuritiesContinuousUnrealizedLossPositionAggregateLosses2>
    <us-gaap:AvailableforsaleSecuritiesContinuousUnrealizedLossPositionAggregateLosses2 contextRef="AsOf2012-12-31_EquitySecuritiesMember" unitRef="USD" decimals="-3">25000</us-gaap:AvailableforsaleSecuritiesContinuousUnrealizedLossPositionAggregateLosses2>
    <us-gaap:AvailableforsaleSecuritiesContinuousUnrealizedLossPositionAggregateLosses2 contextRef="AsOf2011-12-31_USStatesAndPoliticalSubdivisionsMember" unitRef="USD" xsi:nil="true" />
    <us-gaap:AvailableforsaleSecuritiesContinuousUnrealizedLossPositionAggregateLosses2 contextRef="AsOf2012-12-31_USStatesAndPoliticalSubdivisionsMember" unitRef="USD" xsi:nil="true" />
    <us-gaap:AvailableForSaleSecuritiesContinuousUnrealizedLossPositionTwelveMonthsOrLongerFairValue contextRef="AsOf2011-12-31" unitRef="USD" decimals="-3">12097000</us-gaap:AvailableForSaleSecuritiesContinuousUnrealizedLossPositionTwelveMonthsOrLongerFairValue>
    <us-gaap:AvailableForSaleSecuritiesContinuousUnrealizedLossPositionTwelveMonthsOrLongerFairValue contextRef="AsOf2012-12-31" unitRef="USD" decimals="-3">770000</us-gaap:AvailableForSaleSecuritiesContinuousUnrealizedLossPositionTwelveMonthsOrLongerFairValue>
    <us-gaap:AvailableForSaleSecuritiesContinuousUnrealizedLossPositionTwelveMonthsOrLongerFairValue contextRef="AsOf2011-12-31_USGovernmentSponsoredEnterprisesDebtSecuritiesMember" unitRef="USD" xsi:nil="true" />
    <us-gaap:AvailableForSaleSecuritiesContinuousUnrealizedLossPositionTwelveMonthsOrLongerFairValue contextRef="AsOf2012-12-31_USGovernmentSponsoredEnterprisesDebtSecuritiesMember" unitRef="USD" xsi:nil="true" />
    <us-gaap:AvailableForSaleSecuritiesContinuousUnrealizedLossPositionTwelveMonthsOrLongerFairValue contextRef="AsOf2011-12-31_MortgageBackedSecuritiesMember" unitRef="USD" decimals="-3">9302000</us-gaap:AvailableForSaleSecuritiesContinuousUnrealizedLossPositionTwelveMonthsOrLongerFairValue>
    <us-gaap:AvailableForSaleSecuritiesContinuousUnrealizedLossPositionTwelveMonthsOrLongerFairValue contextRef="AsOf2012-12-31_MortgageBackedSecuritiesMember" unitRef="USD" xsi:nil="true" />
    <us-gaap:AvailableForSaleSecuritiesContinuousUnrealizedLossPositionTwelveMonthsOrLongerFairValue contextRef="AsOf2011-12-31_CorporateDebtSecuritiesMember" unitRef="USD" decimals="-3">2773000</us-gaap:AvailableForSaleSecuritiesContinuousUnrealizedLossPositionTwelveMonthsOrLongerFairValue>
    <us-gaap:AvailableForSaleSecuritiesContinuousUnrealizedLossPositionTwelveMonthsOrLongerFairValue contextRef="AsOf2012-12-31_CorporateDebtSecuritiesMember" unitRef="USD" decimals="-3">740000</us-gaap:AvailableForSaleSecuritiesContinuousUnrealizedLossPositionTwelveMonthsOrLongerFairValue>
    <us-gaap:AvailableForSaleSecuritiesContinuousUnrealizedLossPositionTwelveMonthsOrLongerFairValue contextRef="AsOf2011-12-31_EquitySecuritiesMember" unitRef="USD" decimals="-3">22000</us-gaap:AvailableForSaleSecuritiesContinuousUnrealizedLossPositionTwelveMonthsOrLongerFairValue>
    <us-gaap:AvailableForSaleSecuritiesContinuousUnrealizedLossPositionTwelveMonthsOrLongerFairValue contextRef="AsOf2012-12-31_EquitySecuritiesMember" unitRef="USD" decimals="-3">30000</us-gaap:AvailableForSaleSecuritiesContinuousUnrealizedLossPositionTwelveMonthsOrLongerFairValue>
    <us-gaap:AvailableForSaleSecuritiesContinuousUnrealizedLossPositionTwelveMonthsOrLongerFairValue contextRef="AsOf2011-12-31_USStatesAndPoliticalSubdivisionsMember" unitRef="USD" xsi:nil="true" />
    <us-gaap:AvailableForSaleSecuritiesContinuousUnrealizedLossPositionTwelveMonthsOrLongerFairValue contextRef="AsOf2012-12-31_USStatesAndPoliticalSubdivisionsMember" unitRef="USD" xsi:nil="true" />
    <us-gaap:AvailableforsaleSecuritiesContinuousUnrealizedLossPosition12MonthsOrLongerAggregateLosses2 contextRef="AsOf2011-12-31" unitRef="USD" decimals="-3">589000</us-gaap:AvailableforsaleSecuritiesContinuousUnrealizedLossPosition12MonthsOrLongerAggregateLosses2>
    <us-gaap:AvailableforsaleSecuritiesContinuousUnrealizedLossPosition12MonthsOrLongerAggregateLosses2 contextRef="AsOf2012-12-31" unitRef="USD" decimals="-3">285000</us-gaap:AvailableforsaleSecuritiesContinuousUnrealizedLossPosition12MonthsOrLongerAggregateLosses2>
    <us-gaap:AvailableforsaleSecuritiesContinuousUnrealizedLossPosition12MonthsOrLongerAggregateLosses2 contextRef="AsOf2011-12-31_USGovernmentSponsoredEnterprisesDebtSecuritiesMember" unitRef="USD" xsi:nil="true" />
    <us-gaap:AvailableforsaleSecuritiesContinuousUnrealizedLossPosition12MonthsOrLongerAggregateLosses2 contextRef="AsOf2012-12-31_USGovernmentSponsoredEnterprisesDebtSecuritiesMember" unitRef="USD" xsi:nil="true" />
    <us-gaap:AvailableforsaleSecuritiesContinuousUnrealizedLossPosition12MonthsOrLongerAggregateLosses2 contextRef="AsOf2011-12-31_MortgageBackedSecuritiesMember" unitRef="USD" decimals="-3">30000</us-gaap:AvailableforsaleSecuritiesContinuousUnrealizedLossPosition12MonthsOrLongerAggregateLosses2>
    <us-gaap:AvailableforsaleSecuritiesContinuousUnrealizedLossPosition12MonthsOrLongerAggregateLosses2 contextRef="AsOf2012-12-31_MortgageBackedSecuritiesMember" unitRef="USD" xsi:nil="true" />
    <us-gaap:AvailableforsaleSecuritiesContinuousUnrealizedLossPosition12MonthsOrLongerAggregateLosses2 contextRef="AsOf2011-12-31_CorporateDebtSecuritiesMember" unitRef="USD" decimals="-3">522000</us-gaap:AvailableforsaleSecuritiesContinuousUnrealizedLossPosition12MonthsOrLongerAggregateLosses2>
    <us-gaap:AvailableforsaleSecuritiesContinuousUnrealizedLossPosition12MonthsOrLongerAggregateLosses2 contextRef="AsOf2012-12-31_CorporateDebtSecuritiesMember" unitRef="USD" decimals="-3">260000</us-gaap:AvailableforsaleSecuritiesContinuousUnrealizedLossPosition12MonthsOrLongerAggregateLosses2>
    <us-gaap:AvailableforsaleSecuritiesContinuousUnrealizedLossPosition12MonthsOrLongerAggregateLosses2 contextRef="AsOf2011-12-31_EquitySecuritiesMember" unitRef="USD" decimals="-3">37000</us-gaap:AvailableforsaleSecuritiesContinuousUnrealizedLossPosition12MonthsOrLongerAggregateLosses2>
    <us-gaap:AvailableforsaleSecuritiesContinuousUnrealizedLossPosition12MonthsOrLongerAggregateLosses2 contextRef="AsOf2012-12-31_EquitySecuritiesMember" unitRef="USD" decimals="-3">25000</us-gaap:AvailableforsaleSecuritiesContinuousUnrealizedLossPosition12MonthsOrLongerAggregateLosses2>
    <us-gaap:AvailableforsaleSecuritiesContinuousUnrealizedLossPosition12MonthsOrLongerAggregateLosses2 contextRef="AsOf2011-12-31_USStatesAndPoliticalSubdivisionsMember" unitRef="USD" xsi:nil="true" />
    <us-gaap:AvailableforsaleSecuritiesContinuousUnrealizedLossPosition12MonthsOrLongerAggregateLosses2 contextRef="AsOf2012-12-31_USStatesAndPoliticalSubdivisionsMember" unitRef="USD" xsi:nil="true" />
    <FBP:UnamortizedNetDeferredLoanCosts contextRef="AsOf2011-12-31" unitRef="USD" decimals="-3">1280000</FBP:UnamortizedNetDeferredLoanCosts>
    <FBP:UnamortizedNetDeferredLoanCosts contextRef="AsOf2012-12-31" unitRef="USD" decimals="-3">1324000</FBP:UnamortizedNetDeferredLoanCosts>
    <FBP:PercentageOfLoans contextRef="AsOf2011-12-31" unitRef="Pure" decimals="INF">1.0</FBP:PercentageOfLoans>
    <FBP:PercentageOfLoans contextRef="AsOf2012-12-31" unitRef="Pure" decimals="INF">1.00</FBP:PercentageOfLoans>
    <FBP:PercentageOfLoans contextRef="AsOf2012-12-31_CommercialLoanMember" unitRef="Pure" decimals="INF">.07</FBP:PercentageOfLoans>
    <FBP:PercentageOfLoans contextRef="AsOf2011-12-31_CommercialLoanMember" unitRef="Pure" decimals="INF">0.07</FBP:PercentageOfLoans>
    <FBP:PercentageOfLoans contextRef="AsOf2012-12-31_CommercialRealEstateMember" unitRef="Pure" decimals="INF">.13</FBP:PercentageOfLoans>
    <FBP:PercentageOfLoans contextRef="AsOf2011-12-31_CommercialRealEstateMember" unitRef="Pure" decimals="INF">0.15</FBP:PercentageOfLoans>
    <FBP:PercentageOfLoans contextRef="AsOf2012-12-31_FixedRateResidentialMortgageMember" unitRef="Pure" decimals="INF">.34</FBP:PercentageOfLoans>
    <FBP:PercentageOfLoans contextRef="AsOf2011-12-31_FixedRateResidentialMortgageMember" unitRef="Pure" decimals="INF">0.33</FBP:PercentageOfLoans>
    <FBP:PercentageOfLoans contextRef="AsOf2012-12-31_HomeEquityMember" unitRef="Pure" decimals="INF">.10</FBP:PercentageOfLoans>
    <FBP:PercentageOfLoans contextRef="AsOf2011-12-31_HomeEquityMember" unitRef="Pure" decimals="INF">0.11</FBP:PercentageOfLoans>
    <FBP:PercentageOfLoans contextRef="AsOf2012-12-31_RealEstateMember" unitRef="Pure" decimals="INF">.33</FBP:PercentageOfLoans>
    <FBP:PercentageOfLoans contextRef="AsOf2011-12-31_RealEstateMember" unitRef="Pure" decimals="INF">0.31</FBP:PercentageOfLoans>
    <FBP:PercentageOfLoans contextRef="AsOf2012-12-31_ConsumerLoanMember" unitRef="Pure" decimals="INF">.03</FBP:PercentageOfLoans>
    <FBP:PercentageOfLoans contextRef="AsOf2011-12-31_ConsumerLoanMember" unitRef="Pure" decimals="INF">0.03</FBP:PercentageOfLoans>
    <FBP:LoansReceivableNonCoveredGrossCarryingAmount contextRef="AsOf2011-12-31" unitRef="USD" decimals="-3">2069152000</FBP:LoansReceivableNonCoveredGrossCarryingAmount>
    <FBP:LoansReceivableNonCoveredGrossCarryingAmount contextRef="AsOf2012-12-31" unitRef="USD" decimals="-3">2094143000</FBP:LoansReceivableNonCoveredGrossCarryingAmount>
    <FBP:LoansReceivableNonCoveredGrossCarryingAmount contextRef="AsOf2012-12-31_NonCoveredMember" unitRef="USD" decimals="-3">2092819000</FBP:LoansReceivableNonCoveredGrossCarryingAmount>
    <FBP:LoansReceivableNonCoveredGrossCarryingAmount contextRef="AsOf2011-12-31_NonCoveredMember" unitRef="USD" decimals="-3">2067872000</FBP:LoansReceivableNonCoveredGrossCarryingAmount>
    <FBP:LoansReceivableNonCoveredGrossCarryingAmount contextRef="AsOf2011-12-31_CommercialUnsecuredMember" unitRef="USD" decimals="-3">38778000</FBP:LoansReceivableNonCoveredGrossCarryingAmount>
    <FBP:LoansReceivableNonCoveredGrossCarryingAmount contextRef="AsOf2012-12-31_CommercialUnsecuredMember" unitRef="USD" decimals="-3">35686000</FBP:LoansReceivableNonCoveredGrossCarryingAmount>
    <FBP:LoansReceivableNonCoveredGrossCarryingAmount contextRef="AsOf2011-12-31_CommercialSecuredMember" unitRef="USD" decimals="-3">111751000</FBP:LoansReceivableNonCoveredGrossCarryingAmount>
    <FBP:LoansReceivableNonCoveredGrossCarryingAmount contextRef="AsOf2012-12-31_CommercialSecuredMember" unitRef="USD" decimals="-3">113712000</FBP:LoansReceivableNonCoveredGrossCarryingAmount>
    <FBP:LoansReceivableNonCoveredGrossCarryingAmount contextRef="AsOf2011-12-31_SecuredInventoryAccountsReceivableMember" unitRef="USD" decimals="-3">21828000</FBP:LoansReceivableNonCoveredGrossCarryingAmount>
    <FBP:LoansReceivableNonCoveredGrossCarryingAmount contextRef="AsOf2012-12-31_SecuredInventoryAccountsReceivableMember" unitRef="USD" decimals="-3">21343000</FBP:LoansReceivableNonCoveredGrossCarryingAmount>
    <FBP:LoansReceivableNonCoveredGrossCarryingAmount contextRef="AsOf2011-12-31_RealEstateConstructionMember" unitRef="USD" decimals="-3">246805000</FBP:LoansReceivableNonCoveredGrossCarryingAmount>
    <FBP:LoansReceivableNonCoveredGrossCarryingAmount contextRef="AsOf2012-12-31_RealEstateConstructionMember" unitRef="USD" decimals="-3">218108000</FBP:LoansReceivableNonCoveredGrossCarryingAmount>
    <FBP:LoansReceivableNonCoveredGrossCarryingAmount contextRef="AsOf2011-12-31_RealEstateResidentialMember" unitRef="USD" decimals="-3">795655000</FBP:LoansReceivableNonCoveredGrossCarryingAmount>
    <FBP:LoansReceivableNonCoveredGrossCarryingAmount contextRef="AsOf2012-12-31_RealEstateResidentialMember" unitRef="USD" decimals="-3">819439000</FBP:LoansReceivableNonCoveredGrossCarryingAmount>
    <FBP:LoansReceivableNonCoveredGrossCarryingAmount contextRef="AsOf2011-12-31_RealEstateHomeEquityMember" unitRef="USD" decimals="-3">207436000</FBP:LoansReceivableNonCoveredGrossCarryingAmount>
    <FBP:LoansReceivableNonCoveredGrossCarryingAmount contextRef="AsOf2012-12-31_RealEstateHomeEquityMember" unitRef="USD" decimals="-3">200880000</FBP:LoansReceivableNonCoveredGrossCarryingAmount>
    <FBP:LoansReceivableNonCoveredGrossCarryingAmount contextRef="AsOf2011-12-31_RealEstateCommercialMember" unitRef="USD" decimals="-3">587183000</FBP:LoansReceivableNonCoveredGrossCarryingAmount>
    <FBP:LoansReceivableNonCoveredGrossCarryingAmount contextRef="AsOf2012-12-31_RealEstateCommercialMember" unitRef="USD" decimals="-3">627940000</FBP:LoansReceivableNonCoveredGrossCarryingAmount>
    <FBP:LoansReceivableNonCoveredGrossCarryingAmount contextRef="AsOf2011-12-31_ConsumerMember" unitRef="USD" decimals="-3">58436000</FBP:LoansReceivableNonCoveredGrossCarryingAmount>
    <FBP:LoansReceivableNonCoveredGrossCarryingAmount contextRef="AsOf2012-12-31_ConsumerMember" unitRef="USD" decimals="-3">55711000</FBP:LoansReceivableNonCoveredGrossCarryingAmount>
    <FBP:LoansReceivableNonCoveredGrossCarryingAmount contextRef="AsOf2012-12-31_PassMember_CommercialUnsecuredMember" unitRef="USD" decimals="-3">10283000</FBP:LoansReceivableNonCoveredGrossCarryingAmount>
    <FBP:LoansReceivableNonCoveredGrossCarryingAmount contextRef="AsOf2011-12-31_PassMember_CommercialUnsecuredMember" unitRef="USD" decimals="-3">13516000</FBP:LoansReceivableNonCoveredGrossCarryingAmount>
    <FBP:LoansReceivableNonCoveredGrossCarryingAmount contextRef="AsOf2012-12-31_WeakPassMember_CommercialUnsecuredMember" unitRef="USD" decimals="-3">24031000</FBP:LoansReceivableNonCoveredGrossCarryingAmount>
    <FBP:LoansReceivableNonCoveredGrossCarryingAmount contextRef="AsOf2011-12-31_WeakPassMember_CommercialUnsecuredMember" unitRef="USD" decimals="-3">23735000</FBP:LoansReceivableNonCoveredGrossCarryingAmount>
    <FBP:LoansReceivableNonCoveredGrossCarryingAmount contextRef="AsOf2012-12-31_WatchStandardMember_CommercialUnsecuredMember" unitRef="USD" decimals="-3">10000</FBP:LoansReceivableNonCoveredGrossCarryingAmount>
    <FBP:LoansReceivableNonCoveredGrossCarryingAmount contextRef="AsOf2011-12-31_WatchStandardMember_CommercialUnsecuredMember" unitRef="USD" decimals="-3">13000</FBP:LoansReceivableNonCoveredGrossCarryingAmount>
    <FBP:LoansReceivableNonCoveredGrossCarryingAmount contextRef="AsOf2012-12-31_SpecialMentionMember_CommercialUnsecuredMember" unitRef="USD" decimals="-3">472000</FBP:LoansReceivableNonCoveredGrossCarryingAmount>
    <FBP:LoansReceivableNonCoveredGrossCarryingAmount contextRef="AsOf2011-12-31_SpecialMentionMember_CommercialUnsecuredMember" unitRef="USD" decimals="-3">217000</FBP:LoansReceivableNonCoveredGrossCarryingAmount>
    <FBP:LoansReceivableNonCoveredGrossCarryingAmount contextRef="AsOf2012-12-31_ClassifiedMember_CommercialUnsecuredMember" unitRef="USD" decimals="-3">583000</FBP:LoansReceivableNonCoveredGrossCarryingAmount>
    <FBP:LoansReceivableNonCoveredGrossCarryingAmount contextRef="AsOf2011-12-31_ClassifiedMember_CommercialUnsecuredMember" unitRef="USD" decimals="-3">845000</FBP:LoansReceivableNonCoveredGrossCarryingAmount>
    <FBP:LoansReceivableNonCoveredGrossCarryingAmount contextRef="AsOf2012-12-31_NonaccrualFinancingReceivableMember_CommercialUnsecuredMember" unitRef="USD" decimals="-3">307000</FBP:LoansReceivableNonCoveredGrossCarryingAmount>
    <FBP:LoansReceivableNonCoveredGrossCarryingAmount contextRef="AsOf2011-12-31_NonaccrualFinancingReceivableMember_CommercialUnsecuredMember" unitRef="USD" decimals="-3">452000</FBP:LoansReceivableNonCoveredGrossCarryingAmount>
    <FBP:LoansReceivableNonCoveredGrossCarryingAmount contextRef="AsOf2012-12-31_PassMember_CommercialSecuredMember" unitRef="USD" decimals="-3">32196000</FBP:LoansReceivableNonCoveredGrossCarryingAmount>
    <FBP:LoansReceivableNonCoveredGrossCarryingAmount contextRef="AsOf2011-12-31_PassMember_CommercialSecuredMember" unitRef="USD" decimals="-3">36587000</FBP:LoansReceivableNonCoveredGrossCarryingAmount>
    <FBP:LoansReceivableNonCoveredGrossCarryingAmount contextRef="AsOf2012-12-31_WeakPassMember_CommercialSecuredMember" unitRef="USD" decimals="-3">72838000</FBP:LoansReceivableNonCoveredGrossCarryingAmount>
    <FBP:LoansReceivableNonCoveredGrossCarryingAmount contextRef="AsOf2011-12-31_WeakPassMember_CommercialSecuredMember" unitRef="USD" decimals="-3">66105000</FBP:LoansReceivableNonCoveredGrossCarryingAmount>
    <FBP:LoansReceivableNonCoveredGrossCarryingAmount contextRef="AsOf2012-12-31_WatchStandardMember_CommercialSecuredMember" unitRef="USD" decimals="-3">1454000</FBP:LoansReceivableNonCoveredGrossCarryingAmount>
    <FBP:LoansReceivableNonCoveredGrossCarryingAmount contextRef="AsOf2011-12-31_WatchStandardMember_CommercialSecuredMember" unitRef="USD" decimals="-3">1912000</FBP:LoansReceivableNonCoveredGrossCarryingAmount>
    <FBP:LoansReceivableNonCoveredGrossCarryingAmount contextRef="AsOf2012-12-31_SpecialMentionMember_CommercialSecuredMember" unitRef="USD" decimals="-3">3676000</FBP:LoansReceivableNonCoveredGrossCarryingAmount>
    <FBP:LoansReceivableNonCoveredGrossCarryingAmount contextRef="AsOf2011-12-31_SpecialMentionMember_CommercialSecuredMember" unitRef="USD" decimals="-3">2196000</FBP:LoansReceivableNonCoveredGrossCarryingAmount>
    <FBP:LoansReceivableNonCoveredGrossCarryingAmount contextRef="AsOf2012-12-31_ClassifiedMember_CommercialSecuredMember" unitRef="USD" decimals="-3">1150000</FBP:LoansReceivableNonCoveredGrossCarryingAmount>
    <FBP:LoansReceivableNonCoveredGrossCarryingAmount contextRef="AsOf2011-12-31_ClassifiedMember_CommercialSecuredMember" unitRef="USD" decimals="-3">2761000</FBP:LoansReceivableNonCoveredGrossCarryingAmount>
    <FBP:LoansReceivableNonCoveredGrossCarryingAmount contextRef="AsOf2012-12-31_NonaccrualFinancingReceivableMember_CommercialSecuredMember" unitRef="USD" decimals="-3">2398000</FBP:LoansReceivableNonCoveredGrossCarryingAmount>
    <FBP:LoansReceivableNonCoveredGrossCarryingAmount contextRef="AsOf2011-12-31_NonaccrualFinancingReceivableMember_CommercialSecuredMember" unitRef="USD" decimals="-3">2190000</FBP:LoansReceivableNonCoveredGrossCarryingAmount>
    <FBP:LoansReceivableNonCoveredGrossCarryingAmount contextRef="AsOf2012-12-31_PassMember_SecuredInventoryAccountsReceivableMember" unitRef="USD" decimals="-3">2344000</FBP:LoansReceivableNonCoveredGrossCarryingAmount>
    <FBP:LoansReceivableNonCoveredGrossCarryingAmount contextRef="AsOf2011-12-31_PassMember_SecuredInventoryAccountsReceivableMember" unitRef="USD" decimals="-3">3756000</FBP:LoansReceivableNonCoveredGrossCarryingAmount>
    <FBP:LoansReceivableNonCoveredGrossCarryingAmount contextRef="AsOf2012-12-31_WeakPassMember_SecuredInventoryAccountsReceivableMember" unitRef="USD" decimals="-3">18126000</FBP:LoansReceivableNonCoveredGrossCarryingAmount>
    <FBP:LoansReceivableNonCoveredGrossCarryingAmount contextRef="AsOf2011-12-31_WeakPassMember_SecuredInventoryAccountsReceivableMember" unitRef="USD" decimals="-3">16197000</FBP:LoansReceivableNonCoveredGrossCarryingAmount>
    <FBP:LoansReceivableNonCoveredGrossCarryingAmount contextRef="AsOf2012-12-31_WatchStandardMember_SecuredInventoryAccountsReceivableMember" unitRef="USD" decimals="-3">248000</FBP:LoansReceivableNonCoveredGrossCarryingAmount>
    <FBP:LoansReceivableNonCoveredGrossCarryingAmount contextRef="AsOf2011-12-31_WatchStandardMember_SecuredInventoryAccountsReceivableMember" unitRef="USD" decimals="-3">282000</FBP:LoansReceivableNonCoveredGrossCarryingAmount>
    <FBP:LoansReceivableNonCoveredGrossCarryingAmount contextRef="AsOf2012-12-31_SpecialMentionMember_SecuredInventoryAccountsReceivableMember" unitRef="USD" decimals="-3">491000</FBP:LoansReceivableNonCoveredGrossCarryingAmount>
    <FBP:LoansReceivableNonCoveredGrossCarryingAmount contextRef="AsOf2011-12-31_SpecialMentionMember_SecuredInventoryAccountsReceivableMember" unitRef="USD" decimals="-3">756000</FBP:LoansReceivableNonCoveredGrossCarryingAmount>
    <FBP:LoansReceivableNonCoveredGrossCarryingAmount contextRef="AsOf2012-12-31_ClassifiedMember_SecuredInventoryAccountsReceivableMember" unitRef="USD" decimals="-3">117000</FBP:LoansReceivableNonCoveredGrossCarryingAmount>
    <FBP:LoansReceivableNonCoveredGrossCarryingAmount contextRef="AsOf2011-12-31_ClassifiedMember_SecuredInventoryAccountsReceivableMember" unitRef="USD" decimals="-3">249000</FBP:LoansReceivableNonCoveredGrossCarryingAmount>
    <FBP:LoansReceivableNonCoveredGrossCarryingAmount contextRef="AsOf2012-12-31_NonaccrualFinancingReceivableMember_SecuredInventoryAccountsReceivableMember" unitRef="USD" decimals="-3">17000</FBP:LoansReceivableNonCoveredGrossCarryingAmount>
    <FBP:LoansReceivableNonCoveredGrossCarryingAmount contextRef="AsOf2011-12-31_NonaccrualFinancingReceivableMember_SecuredInventoryAccountsReceivableMember" unitRef="USD" decimals="-3">588000</FBP:LoansReceivableNonCoveredGrossCarryingAmount>
    <FBP:LoansReceivableNonCoveredGrossCarryingAmount contextRef="AsOf2012-12-31_PassMember_RealEstateConstructionMember" unitRef="USD" decimals="-3">31582000</FBP:LoansReceivableNonCoveredGrossCarryingAmount>
    <FBP:LoansReceivableNonCoveredGrossCarryingAmount contextRef="AsOf2011-12-31_PassMember_RealEstateConstructionMember" unitRef="USD" decimals="-3">37596000</FBP:LoansReceivableNonCoveredGrossCarryingAmount>
    <FBP:LoansReceivableNonCoveredGrossCarryingAmount contextRef="AsOf2012-12-31_WeakPassMember_RealEstateConstructionMember" unitRef="USD" decimals="-3">163588000</FBP:LoansReceivableNonCoveredGrossCarryingAmount>
    <FBP:LoansReceivableNonCoveredGrossCarryingAmount contextRef="AsOf2011-12-31_WeakPassMember_RealEstateConstructionMember" unitRef="USD" decimals="-3">156651000</FBP:LoansReceivableNonCoveredGrossCarryingAmount>
    <FBP:LoansReceivableNonCoveredGrossCarryingAmount contextRef="AsOf2012-12-31_WatchStandardMember_RealEstateConstructionMember" unitRef="USD" decimals="-3">3830000</FBP:LoansReceivableNonCoveredGrossCarryingAmount>
    <FBP:LoansReceivableNonCoveredGrossCarryingAmount contextRef="AsOf2011-12-31_WatchStandardMember_RealEstateConstructionMember" unitRef="USD" decimals="-3">6490000</FBP:LoansReceivableNonCoveredGrossCarryingAmount>
    <FBP:LoansReceivableNonCoveredGrossCarryingAmount contextRef="AsOf2012-12-31_SpecialMentionMember_RealEstateConstructionMember" unitRef="USD" decimals="-3">9045000</FBP:LoansReceivableNonCoveredGrossCarryingAmount>
    <FBP:LoansReceivableNonCoveredGrossCarryingAmount contextRef="AsOf2012-12-31_ClassifiedMember_RealEstateConstructionMember" unitRef="USD" decimals="-3">3709000</FBP:LoansReceivableNonCoveredGrossCarryingAmount>
    <FBP:LoansReceivableNonCoveredGrossCarryingAmount contextRef="AsOf2011-12-31_ClassifiedMember_RealEstateConstructionMember" unitRef="USD" decimals="-3">13393000</FBP:LoansReceivableNonCoveredGrossCarryingAmount>
    <FBP:LoansReceivableNonCoveredGrossCarryingAmount contextRef="AsOf2012-12-31_NonaccrualFinancingReceivableMember_RealEstateConstructionMember" unitRef="USD" decimals="-3">6354000</FBP:LoansReceivableNonCoveredGrossCarryingAmount>
    <FBP:LoansReceivableNonCoveredGrossCarryingAmount contextRef="AsOf2011-12-31_NonaccrualFinancingReceivableMember_RealEstateConstructionMember" unitRef="USD" decimals="-3">22772000</FBP:LoansReceivableNonCoveredGrossCarryingAmount>
    <FBP:LoansReceivableNonCoveredGrossCarryingAmount contextRef="AsOf2012-12-31_PassMember_RealEstateResidentialMember" unitRef="USD" decimals="-3">249313000</FBP:LoansReceivableNonCoveredGrossCarryingAmount>
    <FBP:LoansReceivableNonCoveredGrossCarryingAmount contextRef="AsOf2011-12-31_PassMember_RealEstateResidentialMember" unitRef="USD" decimals="-3">257163000</FBP:LoansReceivableNonCoveredGrossCarryingAmount>
    <FBP:LoansReceivableNonCoveredGrossCarryingAmount contextRef="AsOf2012-12-31_WeakPassMember_RealEstateResidentialMember" unitRef="USD" decimals="-3">499922000</FBP:LoansReceivableNonCoveredGrossCarryingAmount>
    <FBP:LoansReceivableNonCoveredGrossCarryingAmount contextRef="AsOf2011-12-31_WeakPassMember_RealEstateResidentialMember" unitRef="USD" decimals="-3">456188000</FBP:LoansReceivableNonCoveredGrossCarryingAmount>
    <FBP:LoansReceivableNonCoveredGrossCarryingAmount contextRef="AsOf2012-12-31_WatchStandardMember_RealEstateResidentialMember" unitRef="USD" decimals="-3">7154000</FBP:LoansReceivableNonCoveredGrossCarryingAmount>
    <FBP:LoansReceivableNonCoveredGrossCarryingAmount contextRef="AsOf2011-12-31_WatchStandardMember_RealEstateResidentialMember" unitRef="USD" decimals="-3">10248000</FBP:LoansReceivableNonCoveredGrossCarryingAmount>
    <FBP:LoansReceivableNonCoveredGrossCarryingAmount contextRef="AsOf2012-12-31_SpecialMentionMember_RealEstateResidentialMember" unitRef="USD" decimals="-3">29091000</FBP:LoansReceivableNonCoveredGrossCarryingAmount>
    <FBP:LoansReceivableNonCoveredGrossCarryingAmount contextRef="AsOf2011-12-31_SpecialMentionMember_RealEstateResidentialMember" unitRef="USD" decimals="-3">17687000</FBP:LoansReceivableNonCoveredGrossCarryingAmount>
    <FBP:LoansReceivableNonCoveredGrossCarryingAmount contextRef="AsOf2012-12-31_ClassifiedMember_RealEstateResidentialMember" unitRef="USD" decimals="-3">24330000</FBP:LoansReceivableNonCoveredGrossCarryingAmount>
    <FBP:LoansReceivableNonCoveredGrossCarryingAmount contextRef="AsOf2011-12-31_ClassifiedMember_RealEstateResidentialMember" unitRef="USD" decimals="-3">28939000</FBP:LoansReceivableNonCoveredGrossCarryingAmount>
    <FBP:LoansReceivableNonCoveredGrossCarryingAmount contextRef="AsOf2012-12-31_NonaccrualFinancingReceivableMember_RealEstateResidentialMember" unitRef="USD" decimals="-3">9629000</FBP:LoansReceivableNonCoveredGrossCarryingAmount>
    <FBP:LoansReceivableNonCoveredGrossCarryingAmount contextRef="AsOf2011-12-31_NonaccrualFinancingReceivableMember_RealEstateResidentialMember" unitRef="USD" decimals="-3">25430000</FBP:LoansReceivableNonCoveredGrossCarryingAmount>
    <FBP:LoansReceivableNonCoveredGrossCarryingAmount contextRef="AsOf2012-12-31_PassMember_RealEstateHomeEquityMember" unitRef="USD" decimals="-3">125310000</FBP:LoansReceivableNonCoveredGrossCarryingAmount>
    <FBP:LoansReceivableNonCoveredGrossCarryingAmount contextRef="AsOf2011-12-31_PassMember_RealEstateHomeEquityMember" unitRef="USD" decimals="-3">130913000</FBP:LoansReceivableNonCoveredGrossCarryingAmount>
    <FBP:LoansReceivableNonCoveredGrossCarryingAmount contextRef="AsOf2012-12-31_WeakPassMember_RealEstateHomeEquityMember" unitRef="USD" decimals="-3">66412000</FBP:LoansReceivableNonCoveredGrossCarryingAmount>
    <FBP:LoansReceivableNonCoveredGrossCarryingAmount contextRef="AsOf2011-12-31_WeakPassMember_RealEstateHomeEquityMember" unitRef="USD" decimals="-3">67606000</FBP:LoansReceivableNonCoveredGrossCarryingAmount>
    <FBP:LoansReceivableNonCoveredGrossCarryingAmount contextRef="AsOf2012-12-31_WatchStandardMember_RealEstateHomeEquityMember" unitRef="USD" decimals="-3">2160000</FBP:LoansReceivableNonCoveredGrossCarryingAmount>
    <FBP:LoansReceivableNonCoveredGrossCarryingAmount contextRef="AsOf2011-12-31_WatchStandardMember_RealEstateHomeEquityMember" unitRef="USD" decimals="-3">2422000</FBP:LoansReceivableNonCoveredGrossCarryingAmount>
    <FBP:LoansReceivableNonCoveredGrossCarryingAmount contextRef="AsOf2012-12-31_SpecialMentionMember_RealEstateHomeEquityMember" unitRef="USD" decimals="-3">3526000</FBP:LoansReceivableNonCoveredGrossCarryingAmount>
    <FBP:LoansReceivableNonCoveredGrossCarryingAmount contextRef="AsOf2011-12-31_SpecialMentionMember_RealEstateHomeEquityMember" unitRef="USD" decimals="-3">1868000</FBP:LoansReceivableNonCoveredGrossCarryingAmount>
    <FBP:LoansReceivableNonCoveredGrossCarryingAmount contextRef="AsOf2012-12-31_ClassifiedMember_RealEstateHomeEquityMember" unitRef="USD" decimals="-3">1850000</FBP:LoansReceivableNonCoveredGrossCarryingAmount>
    <FBP:LoansReceivableNonCoveredGrossCarryingAmount contextRef="AsOf2011-12-31_ClassifiedMember_RealEstateHomeEquityMember" unitRef="USD" decimals="-3">1466000</FBP:LoansReceivableNonCoveredGrossCarryingAmount>
    <FBP:LoansReceivableNonCoveredGrossCarryingAmount contextRef="AsOf2012-12-31_NonaccrualFinancingReceivableMember_RealEstateHomeEquityMember" unitRef="USD" decimals="-3">1622000</FBP:LoansReceivableNonCoveredGrossCarryingAmount>
    <FBP:LoansReceivableNonCoveredGrossCarryingAmount contextRef="AsOf2011-12-31_NonaccrualFinancingReceivableMember_RealEstateHomeEquityMember" unitRef="USD" decimals="-3">3161000</FBP:LoansReceivableNonCoveredGrossCarryingAmount>
    <FBP:LoansReceivableNonCoveredGrossCarryingAmount contextRef="AsOf2012-12-31_PassMember_RealEstateCommercialMember" unitRef="USD" decimals="-3">123814000</FBP:LoansReceivableNonCoveredGrossCarryingAmount>
    <FBP:LoansReceivableNonCoveredGrossCarryingAmount contextRef="AsOf2011-12-31_PassMember_RealEstateCommercialMember" unitRef="USD" decimals="-3">140577000</FBP:LoansReceivableNonCoveredGrossCarryingAmount>
    <FBP:LoansReceivableNonCoveredGrossCarryingAmount contextRef="AsOf2012-12-31_WeakPassMember_RealEstateCommercialMember" unitRef="USD" decimals="-3">449316000</FBP:LoansReceivableNonCoveredGrossCarryingAmount>
    <FBP:LoansReceivableNonCoveredGrossCarryingAmount contextRef="AsOf2011-12-31_WeakPassMember_RealEstateCommercialMember" unitRef="USD" decimals="-3">372614000</FBP:LoansReceivableNonCoveredGrossCarryingAmount>
    <FBP:LoansReceivableNonCoveredGrossCarryingAmount contextRef="AsOf2012-12-31_WatchStandardMember_RealEstateCommercialMember" unitRef="USD" decimals="-3">21801000</FBP:LoansReceivableNonCoveredGrossCarryingAmount>
    <FBP:LoansReceivableNonCoveredGrossCarryingAmount contextRef="AsOf2011-12-31_WatchStandardMember_RealEstateCommercialMember" unitRef="USD" decimals="-3">30722000</FBP:LoansReceivableNonCoveredGrossCarryingAmount>
    <FBP:LoansReceivableNonCoveredGrossCarryingAmount contextRef="AsOf2012-12-31_SpecialMentionMember_RealEstateCommercialMember" unitRef="USD" decimals="-3">14050000</FBP:LoansReceivableNonCoveredGrossCarryingAmount>
    <FBP:LoansReceivableNonCoveredGrossCarryingAmount contextRef="AsOf2011-12-31_SpecialMentionMember_RealEstateCommercialMember" unitRef="USD" decimals="-3">11502000</FBP:LoansReceivableNonCoveredGrossCarryingAmount>
    <FBP:LoansReceivableNonCoveredGrossCarryingAmount contextRef="AsOf2012-12-31_ClassifiedMember_RealEstateCommercialMember" unitRef="USD" decimals="-3">9074000</FBP:LoansReceivableNonCoveredGrossCarryingAmount>
    <FBP:LoansReceivableNonCoveredGrossCarryingAmount contextRef="AsOf2011-12-31_ClassifiedMember_RealEstateCommercialMember" unitRef="USD" decimals="-3">15565000</FBP:LoansReceivableNonCoveredGrossCarryingAmount>
    <FBP:LoansReceivableNonCoveredGrossCarryingAmount contextRef="AsOf2012-12-31_NonaccrualFinancingReceivableMember_RealEstateCommercialMember" unitRef="USD" decimals="-3">9885000</FBP:LoansReceivableNonCoveredGrossCarryingAmount>
    <FBP:LoansReceivableNonCoveredGrossCarryingAmount contextRef="AsOf2011-12-31_NonaccrualFinancingReceivableMember_RealEstateCommercialMember" unitRef="USD" decimals="-3">16203000</FBP:LoansReceivableNonCoveredGrossCarryingAmount>
    <FBP:LoansReceivableNonCoveredGrossCarryingAmount contextRef="AsOf2012-12-31_PassMember_ConsumerMember" unitRef="USD" decimals="-3">27826000</FBP:LoansReceivableNonCoveredGrossCarryingAmount>
    <FBP:LoansReceivableNonCoveredGrossCarryingAmount contextRef="AsOf2011-12-31_PassMember_ConsumerMember" unitRef="USD" decimals="-3">30693000</FBP:LoansReceivableNonCoveredGrossCarryingAmount>
    <FBP:LoansReceivableNonCoveredGrossCarryingAmount contextRef="AsOf2012-12-31_WeakPassMember_ConsumerMember" unitRef="USD" decimals="-3">23403000</FBP:LoansReceivableNonCoveredGrossCarryingAmount>
    <FBP:LoansReceivableNonCoveredGrossCarryingAmount contextRef="AsOf2011-12-31_WeakPassMember_ConsumerMember" unitRef="USD" decimals="-3">23550000</FBP:LoansReceivableNonCoveredGrossCarryingAmount>
    <FBP:LoansReceivableNonCoveredGrossCarryingAmount contextRef="AsOf2012-12-31_WatchStandardMember_ConsumerMember" unitRef="USD" decimals="-3">77000</FBP:LoansReceivableNonCoveredGrossCarryingAmount>
    <FBP:LoansReceivableNonCoveredGrossCarryingAmount contextRef="AsOf2011-12-31_WatchStandardMember_ConsumerMember" unitRef="USD" decimals="-3">67000</FBP:LoansReceivableNonCoveredGrossCarryingAmount>
    <FBP:LoansReceivableNonCoveredGrossCarryingAmount contextRef="AsOf2012-12-31_SpecialMentionMember_ConsumerMember" unitRef="USD" decimals="-3">954000</FBP:LoansReceivableNonCoveredGrossCarryingAmount>
    <FBP:LoansReceivableNonCoveredGrossCarryingAmount contextRef="AsOf2011-12-31_SpecialMentionMember_ConsumerMember" unitRef="USD" decimals="-3">368000</FBP:LoansReceivableNonCoveredGrossCarryingAmount>
    <FBP:LoansReceivableNonCoveredGrossCarryingAmount contextRef="AsOf2012-12-31_ClassifiedMember_ConsumerMember" unitRef="USD" decimals="-3">629000</FBP:LoansReceivableNonCoveredGrossCarryingAmount>
    <FBP:LoansReceivableNonCoveredGrossCarryingAmount contextRef="AsOf2011-12-31_ClassifiedMember_ConsumerMember" unitRef="USD" decimals="-3">988000</FBP:LoansReceivableNonCoveredGrossCarryingAmount>
    <FBP:LoansReceivableNonCoveredGrossCarryingAmount contextRef="AsOf2012-12-31_NonaccrualFinancingReceivableMember_ConsumerMember" unitRef="USD" decimals="-3">2822000</FBP:LoansReceivableNonCoveredGrossCarryingAmount>
    <FBP:LoansReceivableNonCoveredGrossCarryingAmount contextRef="AsOf2011-12-31_NonaccrualFinancingReceivableMember_ConsumerMember" unitRef="USD" decimals="-3">2770000</FBP:LoansReceivableNonCoveredGrossCarryingAmount>
    <FBP:LoansReceivableNonCoveredGrossCarryingAmount contextRef="AsOf2011-12-31_SpecialMentionMember_RealEstateConstructionMember" unitRef="USD" decimals="-3">9903000</FBP:LoansReceivableNonCoveredGrossCarryingAmount>
    <FBP:LoansReceivableNonCoveredGrossCarryingAmount contextRef="AsOf2012-12-31_PassMember" unitRef="USD" decimals="-3">602668000</FBP:LoansReceivableNonCoveredGrossCarryingAmount>
    <FBP:LoansReceivableNonCoveredGrossCarryingAmount contextRef="AsOf2011-12-31_PassMember" unitRef="USD" decimals="-3">650801000</FBP:LoansReceivableNonCoveredGrossCarryingAmount>
    <FBP:LoansReceivableNonCoveredGrossCarryingAmount contextRef="AsOf2012-12-31_WeakPassMember" unitRef="USD" decimals="-3">1317636000</FBP:LoansReceivableNonCoveredGrossCarryingAmount>
    <FBP:LoansReceivableNonCoveredGrossCarryingAmount contextRef="AsOf2011-12-31_WeakPassMember" unitRef="USD" decimals="-3">1182646000</FBP:LoansReceivableNonCoveredGrossCarryingAmount>
    <FBP:LoansReceivableNonCoveredGrossCarryingAmount contextRef="AsOf2012-12-31_WatchStandardMember" unitRef="USD" decimals="-3">36734000</FBP:LoansReceivableNonCoveredGrossCarryingAmount>
    <FBP:LoansReceivableNonCoveredGrossCarryingAmount contextRef="AsOf2011-12-31_WatchStandardMember" unitRef="USD" decimals="-3">52156000</FBP:LoansReceivableNonCoveredGrossCarryingAmount>
    <FBP:LoansReceivableNonCoveredGrossCarryingAmount contextRef="AsOf2012-12-31_SpecialMentionMember" unitRef="USD" decimals="-3">61305000</FBP:LoansReceivableNonCoveredGrossCarryingAmount>
    <FBP:LoansReceivableNonCoveredGrossCarryingAmount contextRef="AsOf2011-12-31_SpecialMentionMember" unitRef="USD" decimals="-3">44497000</FBP:LoansReceivableNonCoveredGrossCarryingAmount>
    <FBP:LoansReceivableNonCoveredGrossCarryingAmount contextRef="AsOf2012-12-31_ClassifiedMember" unitRef="USD" decimals="-3">41442000</FBP:LoansReceivableNonCoveredGrossCarryingAmount>
    <FBP:LoansReceivableNonCoveredGrossCarryingAmount contextRef="AsOf2011-12-31_ClassifiedMember" unitRef="USD" decimals="-3">64206000</FBP:LoansReceivableNonCoveredGrossCarryingAmount>
    <FBP:LoansReceivableNonCoveredGrossCarryingAmount contextRef="AsOf2012-12-31_NonaccrualFinancingReceivableMember" unitRef="USD" decimals="-3">33034000</FBP:LoansReceivableNonCoveredGrossCarryingAmount>
    <FBP:LoansReceivableNonCoveredGrossCarryingAmount contextRef="AsOf2011-12-31_NonaccrualFinancingReceivableMember" unitRef="USD" decimals="-3">73566000</FBP:LoansReceivableNonCoveredGrossCarryingAmount>
    <FBP:PercentageOfLoansNonCovered contextRef="AsOf2011-12-31" unitRef="Pure" decimals="INF">1.0</FBP:PercentageOfLoansNonCovered>
    <FBP:PercentageOfLoansNonCovered contextRef="AsOf2012-12-31" unitRef="Pure" decimals="INF">1.00</FBP:PercentageOfLoansNonCovered>
    <FBP:PercentageOfLoansNonCovered contextRef="AsOf2012-12-31_CommercialLoanMember" unitRef="Pure" decimals="INF">.07</FBP:PercentageOfLoansNonCovered>
    <FBP:PercentageOfLoansNonCovered contextRef="AsOf2011-12-31_CommercialLoanMember" unitRef="Pure" decimals="INF">.08</FBP:PercentageOfLoansNonCovered>
    <FBP:PercentageOfLoansNonCovered contextRef="AsOf2012-12-31_CommercialRealEstateMember" unitRef="Pure" decimals="INF">.12</FBP:PercentageOfLoansNonCovered>
    <FBP:PercentageOfLoansNonCovered contextRef="AsOf2011-12-31_CommercialRealEstateMember" unitRef="Pure" decimals="INF">.14</FBP:PercentageOfLoansNonCovered>
    <FBP:PercentageOfLoansNonCovered contextRef="AsOf2012-12-31_FixedRateResidentialMortgageMember" unitRef="Pure" decimals="INF">.33</FBP:PercentageOfLoansNonCovered>
    <FBP:PercentageOfLoansNonCovered contextRef="AsOf2011-12-31_FixedRateResidentialMortgageMember" unitRef="Pure" decimals="INF">.31</FBP:PercentageOfLoansNonCovered>
    <FBP:PercentageOfLoansNonCovered contextRef="AsOf2012-12-31_HomeEquityMember" unitRef="Pure" decimals="INF">.11</FBP:PercentageOfLoansNonCovered>
    <FBP:PercentageOfLoansNonCovered contextRef="AsOf2011-12-31_HomeEquityMember" unitRef="Pure" decimals="INF">0.11</FBP:PercentageOfLoansNonCovered>
    <FBP:PercentageOfLoansNonCovered contextRef="AsOf2012-12-31_RealEstateMember" unitRef="Pure" decimals="INF">.34</FBP:PercentageOfLoansNonCovered>
    <FBP:PercentageOfLoansNonCovered contextRef="AsOf2011-12-31_RealEstateMember" unitRef="Pure" decimals="INF">.32</FBP:PercentageOfLoansNonCovered>
    <FBP:PercentageOfLoansNonCovered contextRef="AsOf2012-12-31_ConsumerLoanMember" unitRef="Pure" decimals="INF">.03</FBP:PercentageOfLoansNonCovered>
    <FBP:PercentageOfLoansNonCovered contextRef="AsOf2011-12-31_ConsumerLoanMember" unitRef="Pure" decimals="INF">.04</FBP:PercentageOfLoansNonCovered>
    <us-gaap:UnamortizedLoanCommitmentAndOriginationFeesAndUnamortizedDiscountsOrPremiums contextRef="AsOf2011-12-31" unitRef="USD" decimals="-3">1280000</us-gaap:UnamortizedLoanCommitmentAndOriginationFeesAndUnamortizedDiscountsOrPremiums>
    <us-gaap:UnamortizedLoanCommitmentAndOriginationFeesAndUnamortizedDiscountsOrPremiums contextRef="AsOf2012-12-31" unitRef="USD" decimals="-3">1324000</us-gaap:UnamortizedLoanCommitmentAndOriginationFeesAndUnamortizedDiscountsOrPremiums>
    <us-gaap:ImpairedFinancingReceivableRecordedInvestment contextRef="AsOf2011-12-31" unitRef="USD" decimals="-3">140976000</us-gaap:ImpairedFinancingReceivableRecordedInvestment>
    <us-gaap:ImpairedFinancingReceivableRecordedInvestment contextRef="AsOf2010-12-31" unitRef="USD" decimals="-3">168828000</us-gaap:ImpairedFinancingReceivableRecordedInvestment>
    <us-gaap:ImpairedFinancingReceivableRecordedInvestment contextRef="AsOf2012-12-31" unitRef="USD" decimals="-3">106838000</us-gaap:ImpairedFinancingReceivableRecordedInvestment>
    <us-gaap:ImpairedFinancingReceivableRecordedInvestment contextRef="AsOf2012-12-31_NonCoveredMember" unitRef="USD" decimals="-3">57882000</us-gaap:ImpairedFinancingReceivableRecordedInvestment>
    <us-gaap:ImpairedFinancingReceivableRecordedInvestment contextRef="AsOf2011-12-31_NonCoveredMember" unitRef="USD" decimals="-3">85286000</us-gaap:ImpairedFinancingReceivableRecordedInvestment>
    <us-gaap:ImpairedFinancingReceivableRecordedInvestment contextRef="AsOf2012-12-31_CoveredMember" unitRef="USD" decimals="-3">48956000</us-gaap:ImpairedFinancingReceivableRecordedInvestment>
    <us-gaap:ImpairedFinancingReceivableRecordedInvestment contextRef="AsOf2011-12-31_CoveredMember" unitRef="USD" decimals="-3">55690000</us-gaap:ImpairedFinancingReceivableRecordedInvestment>
    <us-gaap:ImpairedFinancingReceivableRecordedInvestment contextRef="AsOf2010-12-31_CoveredMember" unitRef="USD" decimals="-3">72825000</us-gaap:ImpairedFinancingReceivableRecordedInvestment>
    <us-gaap:ImpairedFinancingReceivableRecordedInvestment contextRef="AsOf2010-12-31_NonCoveredMember" unitRef="USD" decimals="-3">96003000</us-gaap:ImpairedFinancingReceivableRecordedInvestment>
    <FBP:TotalCoveredLoansUnpaidPrincipalBalance contextRef="AsOf2011-12-31" unitRef="USD" decimals="-3">489975000</FBP:TotalCoveredLoansUnpaidPrincipalBalance>
    <FBP:TotalCoveredLoansUnpaidPrincipalBalance contextRef="AsOf2012-12-31" unitRef="USD" decimals="-3">379677000</FBP:TotalCoveredLoansUnpaidPrincipalBalance>
    <FBP:TotalCoveredLoansUnpaidPrincipalBalance contextRef="AsOf2012-12-31_CommercialLoanMember" unitRef="USD" decimals="-3">7157000</FBP:TotalCoveredLoansUnpaidPrincipalBalance>
    <FBP:TotalCoveredLoansUnpaidPrincipalBalance contextRef="AsOf2011-12-31_CommercialLoanMember" unitRef="USD" decimals="-3">12055000</FBP:TotalCoveredLoansUnpaidPrincipalBalance>
    <FBP:TotalCoveredLoansUnpaidPrincipalBalance contextRef="AsOf2012-12-31_CommercialRealEstateMember" unitRef="USD" decimals="-3">85270000</FBP:TotalCoveredLoansUnpaidPrincipalBalance>
    <FBP:TotalCoveredLoansUnpaidPrincipalBalance contextRef="AsOf2011-12-31_CommercialRealEstateMember" unitRef="USD" decimals="-3">123994000</FBP:TotalCoveredLoansUnpaidPrincipalBalance>
    <FBP:TotalCoveredLoansUnpaidPrincipalBalance contextRef="AsOf2012-12-31_FixedRateResidentialMortgageMember" unitRef="USD" decimals="-3">163318000</FBP:TotalCoveredLoansUnpaidPrincipalBalance>
    <FBP:TotalCoveredLoansUnpaidPrincipalBalance contextRef="AsOf2011-12-31_FixedRateResidentialMortgageMember" unitRef="USD" decimals="-3">192075000</FBP:TotalCoveredLoansUnpaidPrincipalBalance>
    <FBP:TotalCoveredLoansUnpaidPrincipalBalance contextRef="AsOf2012-12-31_HomeEquityMember" unitRef="USD" decimals="-3">24487000</FBP:TotalCoveredLoansUnpaidPrincipalBalance>
    <FBP:TotalCoveredLoansUnpaidPrincipalBalance contextRef="AsOf2011-12-31_HomeEquityMember" unitRef="USD" decimals="-3">29826000</FBP:TotalCoveredLoansUnpaidPrincipalBalance>
    <FBP:TotalCoveredLoansUnpaidPrincipalBalance contextRef="AsOf2012-12-31_RealEstateMember" unitRef="USD" decimals="-3">98617000</FBP:TotalCoveredLoansUnpaidPrincipalBalance>
    <FBP:TotalCoveredLoansUnpaidPrincipalBalance contextRef="AsOf2011-12-31_RealEstateMember" unitRef="USD" decimals="-3">130436000</FBP:TotalCoveredLoansUnpaidPrincipalBalance>
    <FBP:TotalCoveredLoansUnpaidPrincipalBalance contextRef="AsOf2012-12-31_ConsumerLoanMember" unitRef="USD" decimals="-3">828000</FBP:TotalCoveredLoansUnpaidPrincipalBalance>
    <FBP:TotalCoveredLoansUnpaidPrincipalBalance contextRef="AsOf2011-12-31_ConsumerLoanMember" unitRef="USD" decimals="-3">1589000</FBP:TotalCoveredLoansUnpaidPrincipalBalance>
    <FBP:AdditionsDueToAcquisitionOfBankOfAshevilleAtFairValue contextRef="From2011-01-01to2011-12-31" unitRef="USD" decimals="-3">17645000</FBP:AdditionsDueToAcquisitionOfBankOfAshevilleAtFairValue>
    <FBP:AdditionsDueToAcquisitionOfBankOfAshevilleAtFairValue contextRef="From2012-01-01to2012-12-31_CoveredMember" unitRef="USD" xsi:nil="true" />
    <FBP:AdditionsDueToAcquisitionOfBankOfAshevilleAtFairValue contextRef="From2011-01-01to2011-12-31_CoveredMember" unitRef="USD" decimals="-3">84623000</FBP:AdditionsDueToAcquisitionOfBankOfAshevilleAtFairValue>
    <FBP:AdditionsDueToAcquisitionOfBankOfAshevilleAtFairValue contextRef="From2011-01-01to2011-12-31_ContractualPrincipalMember" unitRef="USD" decimals="-3">38452000</FBP:AdditionsDueToAcquisitionOfBankOfAshevilleAtFairValue>
    <FBP:AdditionsDueToAcquisitionOfBankOfAshevilleAtFairValue contextRef="From2011-01-01to2011-12-31_FairValueMember" unitRef="USD" decimals="-3">20807000</FBP:AdditionsDueToAcquisitionOfBankOfAshevilleAtFairValue>
    <FBP:PrincipalRepayments contextRef="From2012-01-01to2012-12-31_CoveredMember" unitRef="USD" decimals="-3">-51582000</FBP:PrincipalRepayments>
    <FBP:PrincipalRepayments contextRef="From2011-01-01to2011-12-31_CoveredMember" unitRef="USD" decimals="-3">-40576000</FBP:PrincipalRepayments>
    <FBP:TransfersToForeclosedRealEstate contextRef="From2012-01-01to2012-12-31" unitRef="USD" decimals="-3">-4149000</FBP:TransfersToForeclosedRealEstate>
    <FBP:TransfersToForeclosedRealEstate contextRef="From2011-01-01to2011-12-31" unitRef="USD" decimals="-3">-10573000</FBP:TransfersToForeclosedRealEstate>
    <FBP:TransfersToForeclosedRealEstate contextRef="From2012-01-01to2012-12-31_CoveredMember" unitRef="USD" decimals="-3">-30181000</FBP:TransfersToForeclosedRealEstate>
    <FBP:TransfersToForeclosedRealEstate contextRef="From2011-01-01to2011-12-31_CoveredMember" unitRef="USD" decimals="-3">-53999000</FBP:TransfersToForeclosedRealEstate>
    <FBP:TransfersToForeclosedRealEstate contextRef="From2012-01-01to2012-12-31_ContractualPrincipalMember" unitRef="USD" decimals="-3">-7636000</FBP:TransfersToForeclosedRealEstate>
    <FBP:TransfersToForeclosedRealEstate contextRef="From2011-01-01to2011-12-31_ContractualPrincipalMember" unitRef="USD" decimals="-3">-19881000</FBP:TransfersToForeclosedRealEstate>
    <FBP:TransfersToForeclosedRealEstate contextRef="From2012-01-01to2012-12-31_FairValueMember" unitRef="USD" decimals="-3">-3487000</FBP:TransfersToForeclosedRealEstate>
    <FBP:TransfersToForeclosedRealEstate contextRef="From2011-01-01to2011-12-31_FairValueMember" unitRef="USD" decimals="-3">-9308000</FBP:TransfersToForeclosedRealEstate>
    <FBP:AccretionOfLoanDiscount contextRef="From2012-01-01to2012-12-31" unitRef="USD" decimals="-3">16466000</FBP:AccretionOfLoanDiscount>
    <FBP:AccretionOfLoanDiscount contextRef="From2011-01-01to2011-12-31" unitRef="USD" decimals="-3">11598000</FBP:AccretionOfLoanDiscount>
    <FBP:AccretionOfLoanDiscount contextRef="From2012-01-01to2012-12-31_CoveredMember" unitRef="USD" decimals="-3">16466000</FBP:AccretionOfLoanDiscount>
    <FBP:AccretionOfLoanDiscount contextRef="From2011-01-01to2011-12-31_CoveredMember" unitRef="USD" decimals="-3">11598000</FBP:AccretionOfLoanDiscount>
    <FBP:LoanChargeoffs contextRef="From2012-01-01to2012-12-31" unitRef="USD" decimals="-3">172000</FBP:LoanChargeoffs>
    <FBP:LoanChargeoffs contextRef="From2011-01-01to2011-12-31" unitRef="USD" decimals="-3">-3329000</FBP:LoanChargeoffs>
    <FBP:LoanChargeoffs contextRef="From2012-01-01to2012-12-31_CoveredMember" unitRef="USD" decimals="-3">-10584000</FBP:LoanChargeoffs>
    <FBP:LoanChargeoffs contextRef="From2011-01-01to2011-12-31_CoveredMember" unitRef="USD" decimals="-3">-14797000</FBP:LoanChargeoffs>
    <FBP:LoanChargeoffs contextRef="From2012-01-01to2012-12-31_ContractualPrincipalMember" unitRef="USD" decimals="-3">-359000</FBP:LoanChargeoffs>
    <FBP:LoanChargeoffs contextRef="From2011-01-01to2011-12-31_ContractualPrincipalMember" unitRef="USD" decimals="-3">-7522000</FBP:LoanChargeoffs>
    <FBP:LoanChargeoffs contextRef="From2012-01-01to2012-12-31_FairValueMember" unitRef="USD" decimals="-3">-531000</FBP:LoanChargeoffs>
    <FBP:LoanChargeoffs contextRef="From2011-01-01to2011-12-31_FairValueMember" unitRef="USD" decimals="-3">-4193000</FBP:LoanChargeoffs>
    <us-gaap:FinancingReceivableRecordedInvestment90DaysPastDueAndStillAccruing contextRef="AsOf2012-12-31_NonCoveredNonperformingAssetsMember" unitRef="USD" xsi:nil="true" />
    <us-gaap:FinancingReceivableRecordedInvestment90DaysPastDueAndStillAccruing contextRef="AsOf2011-12-31_NonCoveredNonperformingAssetsMember" unitRef="USD" xsi:nil="true" />
    <us-gaap:FinancingReceivableRecordedInvestment90DaysPastDueAndStillAccruing contextRef="AsOf2012-12-31_CoveredNonperformingAssetsMember" unitRef="USD" xsi:nil="true" />
    <us-gaap:FinancingReceivableRecordedInvestment90DaysPastDueAndStillAccruing contextRef="AsOf2011-12-31_CoveredNonperformingAssetsMember" unitRef="USD" xsi:nil="true" />
    <us-gaap:FinancingReceivableRecordedInvestmentNonaccrualStatus contextRef="AsOf2011-12-31" unitRef="USD" decimals="-3">115038000</us-gaap:FinancingReceivableRecordedInvestmentNonaccrualStatus>
    <us-gaap:FinancingReceivableRecordedInvestmentNonaccrualStatus contextRef="AsOf2012-12-31" unitRef="USD" decimals="-3">66525000</us-gaap:FinancingReceivableRecordedInvestmentNonaccrualStatus>
    <us-gaap:FinancingReceivableRecordedInvestmentNonaccrualStatus contextRef="AsOf2012-12-31_NonCoveredNonperformingAssetsMember" unitRef="USD" decimals="-3">33034000</us-gaap:FinancingReceivableRecordedInvestmentNonaccrualStatus>
    <us-gaap:FinancingReceivableRecordedInvestmentNonaccrualStatus contextRef="AsOf2011-12-31_NonCoveredNonperformingAssetsMember" unitRef="USD" decimals="-3">73566000</us-gaap:FinancingReceivableRecordedInvestmentNonaccrualStatus>
    <us-gaap:FinancingReceivableRecordedInvestmentNonaccrualStatus contextRef="AsOf2012-12-31_CoveredNonperformingAssetsMember" unitRef="USD" id="Foot-00-0" decimals="-3">33491000</us-gaap:FinancingReceivableRecordedInvestmentNonaccrualStatus>
    <us-gaap:FinancingReceivableRecordedInvestmentNonaccrualStatus contextRef="AsOf2011-12-31_CoveredNonperformingAssetsMember" unitRef="USD" id="Foot-00-1" decimals="-3">41472000</us-gaap:FinancingReceivableRecordedInvestmentNonaccrualStatus>
    <us-gaap:FinancingReceivableRecordedInvestmentNonaccrualStatus contextRef="AsOf2012-12-31_NonCoveredMember" unitRef="USD" decimals="-3">33034000</us-gaap:FinancingReceivableRecordedInvestmentNonaccrualStatus>
    <us-gaap:FinancingReceivableRecordedInvestmentNonaccrualStatus contextRef="AsOf2011-12-31_NonCoveredMember" unitRef="USD" decimals="-3">73566000</us-gaap:FinancingReceivableRecordedInvestmentNonaccrualStatus>
    <us-gaap:FinancingReceivableRecordedInvestmentNonaccrualStatus contextRef="AsOf2012-12-31_CoveredMember" unitRef="USD" decimals="-3">33491000</us-gaap:FinancingReceivableRecordedInvestmentNonaccrualStatus>
    <us-gaap:FinancingReceivableRecordedInvestmentNonaccrualStatus contextRef="AsOf2011-12-31_CoveredMember" unitRef="USD" decimals="-3">41472000</us-gaap:FinancingReceivableRecordedInvestmentNonaccrualStatus>
    <us-gaap:FinancingReceivableRecordedInvestmentNonaccrualStatus contextRef="AsOf2011-12-31_NonCoveredMember_CommercialUnsecuredMember" unitRef="USD" decimals="-3">452000</us-gaap:FinancingReceivableRecordedInvestmentNonaccrualStatus>
    <us-gaap:FinancingReceivableRecordedInvestmentNonaccrualStatus contextRef="AsOf2012-12-31_NonCoveredMember_CommercialUnsecuredMember" unitRef="USD" decimals="-3">307000</us-gaap:FinancingReceivableRecordedInvestmentNonaccrualStatus>
    <us-gaap:FinancingReceivableRecordedInvestmentNonaccrualStatus contextRef="AsOf2011-12-31_NonCoveredMember_CommercialSecuredMember" unitRef="USD" decimals="-3">2190000</us-gaap:FinancingReceivableRecordedInvestmentNonaccrualStatus>
    <us-gaap:FinancingReceivableRecordedInvestmentNonaccrualStatus contextRef="AsOf2012-12-31_NonCoveredMember_CommercialSecuredMember" unitRef="USD" decimals="-3">2398000</us-gaap:FinancingReceivableRecordedInvestmentNonaccrualStatus>
    <us-gaap:FinancingReceivableRecordedInvestmentNonaccrualStatus contextRef="AsOf2011-12-31_NonCoveredMember_SecuredInventoryAccountsReceivableMember" unitRef="USD" decimals="-3">588000</us-gaap:FinancingReceivableRecordedInvestmentNonaccrualStatus>
    <us-gaap:FinancingReceivableRecordedInvestmentNonaccrualStatus contextRef="AsOf2012-12-31_NonCoveredMember_SecuredInventoryAccountsReceivableMember" unitRef="USD" decimals="-3">17000</us-gaap:FinancingReceivableRecordedInvestmentNonaccrualStatus>
    <us-gaap:FinancingReceivableRecordedInvestmentNonaccrualStatus contextRef="AsOf2011-12-31_NonCoveredMember_RealEstateConstructionMember" unitRef="USD" decimals="-3">22772000</us-gaap:FinancingReceivableRecordedInvestmentNonaccrualStatus>
    <us-gaap:FinancingReceivableRecordedInvestmentNonaccrualStatus contextRef="AsOf2012-12-31_NonCoveredMember_RealEstateConstructionMember" unitRef="USD" decimals="-3">6354000</us-gaap:FinancingReceivableRecordedInvestmentNonaccrualStatus>
    <us-gaap:FinancingReceivableRecordedInvestmentNonaccrualStatus contextRef="AsOf2011-12-31_NonCoveredMember_RealEstateResidentialMember" unitRef="USD" decimals="-3">25430000</us-gaap:FinancingReceivableRecordedInvestmentNonaccrualStatus>
    <us-gaap:FinancingReceivableRecordedInvestmentNonaccrualStatus contextRef="AsOf2012-12-31_NonCoveredMember_RealEstateResidentialMember" unitRef="USD" decimals="-3">9629000</us-gaap:FinancingReceivableRecordedInvestmentNonaccrualStatus>
    <us-gaap:FinancingReceivableRecordedInvestmentNonaccrualStatus contextRef="AsOf2011-12-31_NonCoveredMember_RealEstateHomeEquityMember" unitRef="USD" decimals="-3">3161000</us-gaap:FinancingReceivableRecordedInvestmentNonaccrualStatus>
    <us-gaap:FinancingReceivableRecordedInvestmentNonaccrualStatus contextRef="AsOf2012-12-31_NonCoveredMember_RealEstateHomeEquityMember" unitRef="USD" decimals="-3">1622000</us-gaap:FinancingReceivableRecordedInvestmentNonaccrualStatus>
    <us-gaap:FinancingReceivableRecordedInvestmentNonaccrualStatus contextRef="AsOf2011-12-31_NonCoveredMember_RealEstateCommercialMember" unitRef="USD" decimals="-3">16203000</us-gaap:FinancingReceivableRecordedInvestmentNonaccrualStatus>
    <us-gaap:FinancingReceivableRecordedInvestmentNonaccrualStatus contextRef="AsOf2012-12-31_NonCoveredMember_RealEstateCommercialMember" unitRef="USD" decimals="-3">9885000</us-gaap:FinancingReceivableRecordedInvestmentNonaccrualStatus>
    <us-gaap:FinancingReceivableRecordedInvestmentNonaccrualStatus contextRef="AsOf2011-12-31_NonCoveredMember_ConsumerMember" unitRef="USD" decimals="-3">2770000</us-gaap:FinancingReceivableRecordedInvestmentNonaccrualStatus>
    <us-gaap:FinancingReceivableRecordedInvestmentNonaccrualStatus contextRef="AsOf2012-12-31_NonCoveredMember_ConsumerMember" unitRef="USD" decimals="-3">2822000</us-gaap:FinancingReceivableRecordedInvestmentNonaccrualStatus>
    <us-gaap:FinancingReceivableRecordedInvestmentNonaccrualStatus contextRef="AsOf2011-12-31_CoveredMember_CommercialUnsecuredMember" unitRef="USD" xsi:nil="true" />
    <us-gaap:FinancingReceivableRecordedInvestmentNonaccrualStatus contextRef="AsOf2012-12-31_CoveredMember_CommercialUnsecuredMember" unitRef="USD" decimals="-3">150000</us-gaap:FinancingReceivableRecordedInvestmentNonaccrualStatus>
    <us-gaap:FinancingReceivableRecordedInvestmentNonaccrualStatus contextRef="AsOf2011-12-31_CoveredMember_CommercialSecuredMember" unitRef="USD" decimals="-3">358000</us-gaap:FinancingReceivableRecordedInvestmentNonaccrualStatus>
    <us-gaap:FinancingReceivableRecordedInvestmentNonaccrualStatus contextRef="AsOf2012-12-31_CoveredMember_CommercialSecuredMember" unitRef="USD" decimals="-3">3000</us-gaap:FinancingReceivableRecordedInvestmentNonaccrualStatus>
    <us-gaap:FinancingReceivableRecordedInvestmentNonaccrualStatus contextRef="AsOf2011-12-31_CoveredMember_SecuredInventoryAccountsReceivableMember" unitRef="USD" decimals="-3">102000</us-gaap:FinancingReceivableRecordedInvestmentNonaccrualStatus>
    <us-gaap:FinancingReceivableRecordedInvestmentNonaccrualStatus contextRef="AsOf2012-12-31_CoveredMember_SecuredInventoryAccountsReceivableMember" unitRef="USD" decimals="-3">59000</us-gaap:FinancingReceivableRecordedInvestmentNonaccrualStatus>
    <us-gaap:FinancingReceivableRecordedInvestmentNonaccrualStatus contextRef="AsOf2011-12-31_CoveredMember_RealEstateConstructionMember" unitRef="USD" decimals="-3">21204000</us-gaap:FinancingReceivableRecordedInvestmentNonaccrualStatus>
    <us-gaap:FinancingReceivableRecordedInvestmentNonaccrualStatus contextRef="AsOf2012-12-31_CoveredMember_RealEstateConstructionMember" unitRef="USD" decimals="-3">11698000</us-gaap:FinancingReceivableRecordedInvestmentNonaccrualStatus>
    <us-gaap:FinancingReceivableRecordedInvestmentNonaccrualStatus contextRef="AsOf2011-12-31_CoveredMember_RealEstateResidentialMember" unitRef="USD" decimals="-3">11050000</us-gaap:FinancingReceivableRecordedInvestmentNonaccrualStatus>
    <us-gaap:FinancingReceivableRecordedInvestmentNonaccrualStatus contextRef="AsOf2012-12-31_CoveredMember_RealEstateResidentialMember" unitRef="USD" decimals="-3">10712000</us-gaap:FinancingReceivableRecordedInvestmentNonaccrualStatus>
    <us-gaap:FinancingReceivableRecordedInvestmentNonaccrualStatus contextRef="AsOf2011-12-31_CoveredMember_RealEstateHomeEquityMember" unitRef="USD" decimals="-3">1068000</us-gaap:FinancingReceivableRecordedInvestmentNonaccrualStatus>
    <us-gaap:FinancingReceivableRecordedInvestmentNonaccrualStatus contextRef="AsOf2012-12-31_CoveredMember_RealEstateHomeEquityMember" unitRef="USD" decimals="-3">465000</us-gaap:FinancingReceivableRecordedInvestmentNonaccrualStatus>
    <us-gaap:FinancingReceivableRecordedInvestmentNonaccrualStatus contextRef="AsOf2011-12-31_CoveredMember_RealEstateCommercialMember" unitRef="USD" decimals="-3">7459000</us-gaap:FinancingReceivableRecordedInvestmentNonaccrualStatus>
    <us-gaap:FinancingReceivableRecordedInvestmentNonaccrualStatus contextRef="AsOf2012-12-31_CoveredMember_RealEstateCommercialMember" unitRef="USD" decimals="-3">10342000</us-gaap:FinancingReceivableRecordedInvestmentNonaccrualStatus>
    <us-gaap:FinancingReceivableRecordedInvestmentNonaccrualStatus contextRef="AsOf2011-12-31_CoveredMember_ConsumerMember" unitRef="USD" decimals="-3">231000</us-gaap:FinancingReceivableRecordedInvestmentNonaccrualStatus>
    <us-gaap:FinancingReceivableRecordedInvestmentNonaccrualStatus contextRef="AsOf2012-12-31_CoveredMember_ConsumerMember" unitRef="USD" decimals="-3">62000</us-gaap:FinancingReceivableRecordedInvestmentNonaccrualStatus>
    <us-gaap:FinancingReceivableRecordedInvestmentNonaccrualStatus contextRef="AsOf2011-12-31_CommercialUnsecuredMember" unitRef="USD" decimals="-3">452000</us-gaap:FinancingReceivableRecordedInvestmentNonaccrualStatus>
    <us-gaap:FinancingReceivableRecordedInvestmentNonaccrualStatus contextRef="AsOf2012-12-31_CommercialUnsecuredMember" unitRef="USD" decimals="-3">457000</us-gaap:FinancingReceivableRecordedInvestmentNonaccrualStatus>
    <us-gaap:FinancingReceivableRecordedInvestmentNonaccrualStatus contextRef="AsOf2011-12-31_CommercialSecuredMember" unitRef="USD" decimals="-3">2548000</us-gaap:FinancingReceivableRecordedInvestmentNonaccrualStatus>
    <us-gaap:FinancingReceivableRecordedInvestmentNonaccrualStatus contextRef="AsOf2012-12-31_CommercialSecuredMember" unitRef="USD" decimals="-3">2401000</us-gaap:FinancingReceivableRecordedInvestmentNonaccrualStatus>
    <us-gaap:FinancingReceivableRecordedInvestmentNonaccrualStatus contextRef="AsOf2011-12-31_SecuredInventoryAccountsReceivableMember" unitRef="USD" decimals="-3">690000</us-gaap:FinancingReceivableRecordedInvestmentNonaccrualStatus>
    <us-gaap:FinancingReceivableRecordedInvestmentNonaccrualStatus contextRef="AsOf2012-12-31_SecuredInventoryAccountsReceivableMember" unitRef="USD" decimals="-3">76000</us-gaap:FinancingReceivableRecordedInvestmentNonaccrualStatus>
    <us-gaap:FinancingReceivableRecordedInvestmentNonaccrualStatus contextRef="AsOf2011-12-31_RealEstateConstructionMember" unitRef="USD" decimals="-3">43976000</us-gaap:FinancingReceivableRecordedInvestmentNonaccrualStatus>
    <us-gaap:FinancingReceivableRecordedInvestmentNonaccrualStatus contextRef="AsOf2012-12-31_RealEstateConstructionMember" unitRef="USD" decimals="-3">18052000</us-gaap:FinancingReceivableRecordedInvestmentNonaccrualStatus>
    <us-gaap:FinancingReceivableRecordedInvestmentNonaccrualStatus contextRef="AsOf2011-12-31_RealEstateResidentialMember" unitRef="USD" decimals="-3">36480000</us-gaap:FinancingReceivableRecordedInvestmentNonaccrualStatus>
    <us-gaap:FinancingReceivableRecordedInvestmentNonaccrualStatus contextRef="AsOf2012-12-31_RealEstateResidentialMember" unitRef="USD" decimals="-3">20341000</us-gaap:FinancingReceivableRecordedInvestmentNonaccrualStatus>
    <us-gaap:FinancingReceivableRecordedInvestmentNonaccrualStatus contextRef="AsOf2011-12-31_RealEstateHomeEquityMember" unitRef="USD" decimals="-3">4229000</us-gaap:FinancingReceivableRecordedInvestmentNonaccrualStatus>
    <us-gaap:FinancingReceivableRecordedInvestmentNonaccrualStatus contextRef="AsOf2012-12-31_RealEstateHomeEquityMember" unitRef="USD" decimals="-3">2087000</us-gaap:FinancingReceivableRecordedInvestmentNonaccrualStatus>
    <us-gaap:FinancingReceivableRecordedInvestmentNonaccrualStatus contextRef="AsOf2011-12-31_RealEstateCommercialMember" unitRef="USD" decimals="-3">23662000</us-gaap:FinancingReceivableRecordedInvestmentNonaccrualStatus>
    <us-gaap:FinancingReceivableRecordedInvestmentNonaccrualStatus contextRef="AsOf2012-12-31_RealEstateCommercialMember" unitRef="USD" decimals="-3">20227000</us-gaap:FinancingReceivableRecordedInvestmentNonaccrualStatus>
    <us-gaap:FinancingReceivableRecordedInvestmentNonaccrualStatus contextRef="AsOf2011-12-31_ConsumerMember" unitRef="USD" decimals="-3">3001000</us-gaap:FinancingReceivableRecordedInvestmentNonaccrualStatus>
    <us-gaap:FinancingReceivableRecordedInvestmentNonaccrualStatus contextRef="AsOf2012-12-31_ConsumerMember" unitRef="USD" decimals="-3">2884000</us-gaap:FinancingReceivableRecordedInvestmentNonaccrualStatus>
    <us-gaap:FinancingReceivableModificationsRecordedInvestment contextRef="AsOf2012-12-31" unitRef="USD" decimals="-3">400000</us-gaap:FinancingReceivableModificationsRecordedInvestment>
    <us-gaap:FinancingReceivableModificationsRecordedInvestment contextRef="AsOf2012-12-31_NonCoveredNonperformingAssetsMember" unitRef="USD" decimals="-3">24848000</us-gaap:FinancingReceivableModificationsRecordedInvestment>
    <us-gaap:FinancingReceivableModificationsRecordedInvestment contextRef="AsOf2011-12-31_NonCoveredNonperformingAssetsMember" unitRef="USD" decimals="-3">11720000</us-gaap:FinancingReceivableModificationsRecordedInvestment>
    <us-gaap:FinancingReceivableModificationsRecordedInvestment contextRef="AsOf2012-12-31_CoveredNonperformingAssetsMember" unitRef="USD" decimals="-3">15465000</us-gaap:FinancingReceivableModificationsRecordedInvestment>
    <us-gaap:FinancingReceivableModificationsRecordedInvestment contextRef="AsOf2011-12-31_CoveredNonperformingAssetsMember" unitRef="USD" decimals="-3">14218000</us-gaap:FinancingReceivableModificationsRecordedInvestment>
    <FBP:NonperformingLoans contextRef="AsOf2012-12-31_NonCoveredNonperformingAssetsMember" unitRef="USD" decimals="-3">57882000</FBP:NonperformingLoans>
    <FBP:NonperformingLoans contextRef="AsOf2011-12-31_NonCoveredNonperformingAssetsMember" unitRef="USD" decimals="-3">85286000</FBP:NonperformingLoans>
    <FBP:NonperformingLoans contextRef="AsOf2012-12-31_CoveredNonperformingAssetsMember" unitRef="USD" decimals="-3">48956000</FBP:NonperformingLoans>
    <FBP:NonperformingLoans contextRef="AsOf2011-12-31_CoveredNonperformingAssetsMember" unitRef="USD" decimals="-3">55690000</FBP:NonperformingLoans>
    <FBP:NonperformingAssets contextRef="AsOf2011-12-31" unitRef="USD" decimals="-3">263271000</FBP:NonperformingAssets>
    <FBP:NonperformingAssets contextRef="AsOf2012-12-31" unitRef="USD" decimals="-3">202351000</FBP:NonperformingAssets>
    <FBP:NonperformingAssets contextRef="AsOf2012-12-31_NonCoveredNonperformingAssetsMember" unitRef="USD" decimals="-3">106105000</FBP:NonperformingAssets>
    <FBP:NonperformingAssets contextRef="AsOf2011-12-31_NonCoveredNonperformingAssetsMember" unitRef="USD" decimals="-3">122309000</FBP:NonperformingAssets>
    <FBP:NonperformingAssets contextRef="AsOf2012-12-31_CoveredNonperformingAssetsMember" unitRef="USD" decimals="-3">96246000</FBP:NonperformingAssets>
    <FBP:NonperformingAssets contextRef="AsOf2011-12-31_CoveredNonperformingAssetsMember" unitRef="USD" decimals="-3">140962000</FBP:NonperformingAssets>
    <us-gaap:ImpairedFinancingReceivableRelatedAllowance contextRef="AsOf2011-12-31" unitRef="USD" decimals="-3">10910000</us-gaap:ImpairedFinancingReceivableRelatedAllowance>
    <us-gaap:ImpairedFinancingReceivableRelatedAllowance contextRef="AsOf2010-12-31" unitRef="USD" decimals="-3">18768000</us-gaap:ImpairedFinancingReceivableRelatedAllowance>
    <us-gaap:ImpairedFinancingReceivableRelatedAllowance contextRef="AsOf2012-12-31" unitRef="USD" decimals="-3">8560000</us-gaap:ImpairedFinancingReceivableRelatedAllowance>
    <us-gaap:ImpairedFinancingReceivableRelatedAllowance contextRef="AsOf2012-12-31_NonCoveredMember" unitRef="USD" decimals="-3">5051000</us-gaap:ImpairedFinancingReceivableRelatedAllowance>
    <us-gaap:ImpairedFinancingReceivableRelatedAllowance contextRef="AsOf2011-12-31_NonCoveredMember" unitRef="USD" decimals="-3">5804000</us-gaap:ImpairedFinancingReceivableRelatedAllowance>
    <us-gaap:ImpairedFinancingReceivableRelatedAllowance contextRef="AsOf2012-12-31_CoveredMember" unitRef="USD" decimals="-3">3509000</us-gaap:ImpairedFinancingReceivableRelatedAllowance>
    <us-gaap:ImpairedFinancingReceivableRelatedAllowance contextRef="AsOf2011-12-31_CoveredMember" unitRef="USD" decimals="-3">5106000</us-gaap:ImpairedFinancingReceivableRelatedAllowance>
    <us-gaap:ImpairedFinancingReceivableRelatedAllowance contextRef="AsOf2010-12-31_CoveredMember" unitRef="USD" decimals="-3">11155000</us-gaap:ImpairedFinancingReceivableRelatedAllowance>
    <us-gaap:ImpairedFinancingReceivableRelatedAllowance contextRef="AsOf2011-12-31_NonCoveredMember_CommercialUnsecuredMember" unitRef="USD" decimals="-3">59000</us-gaap:ImpairedFinancingReceivableRelatedAllowance>
    <us-gaap:ImpairedFinancingReceivableRelatedAllowance contextRef="AsOf2012-12-31_NonCoveredMember_CommercialUnsecuredMember" unitRef="USD" decimals="-3">58000</us-gaap:ImpairedFinancingReceivableRelatedAllowance>
    <us-gaap:ImpairedFinancingReceivableRelatedAllowance contextRef="AsOf2011-12-31_NonCoveredMember_CommercialSecuredMember" unitRef="USD" decimals="-3">295000</us-gaap:ImpairedFinancingReceivableRelatedAllowance>
    <us-gaap:ImpairedFinancingReceivableRelatedAllowance contextRef="AsOf2012-12-31_NonCoveredMember_CommercialSecuredMember" unitRef="USD" decimals="-3">436000</us-gaap:ImpairedFinancingReceivableRelatedAllowance>
    <us-gaap:ImpairedFinancingReceivableRelatedAllowance contextRef="AsOf2011-12-31_NonCoveredMember_SecuredInventoryAccountsReceivableMember" unitRef="USD" decimals="-3">156000</us-gaap:ImpairedFinancingReceivableRelatedAllowance>
    <us-gaap:ImpairedFinancingReceivableRelatedAllowance contextRef="AsOf2012-12-31_NonCoveredMember_SecuredInventoryAccountsReceivableMember" unitRef="USD" decimals="-3">4000</us-gaap:ImpairedFinancingReceivableRelatedAllowance>
    <us-gaap:ImpairedFinancingReceivableRelatedAllowance contextRef="AsOf2011-12-31_NonCoveredMember_RealEstateConstructionMember" unitRef="USD" decimals="-3">2244000</us-gaap:ImpairedFinancingReceivableRelatedAllowance>
    <us-gaap:ImpairedFinancingReceivableRelatedAllowance contextRef="AsOf2012-12-31_NonCoveredMember_RealEstateConstructionMember" unitRef="USD" decimals="-3">1213000</us-gaap:ImpairedFinancingReceivableRelatedAllowance>
    <us-gaap:ImpairedFinancingReceivableRelatedAllowance contextRef="AsOf2011-12-31_NonCoveredMember_RealEstateResidentialMember" unitRef="USD" decimals="-3">2169000</us-gaap:ImpairedFinancingReceivableRelatedAllowance>
    <us-gaap:ImpairedFinancingReceivableRelatedAllowance contextRef="AsOf2012-12-31_NonCoveredMember_RealEstateResidentialMember" unitRef="USD" decimals="-3">1955000</us-gaap:ImpairedFinancingReceivableRelatedAllowance>
    <us-gaap:ImpairedFinancingReceivableRelatedAllowance contextRef="AsOf2011-12-31_NonCoveredMember_RealEstateHomeEquityMember" unitRef="USD" decimals="-3">117000</us-gaap:ImpairedFinancingReceivableRelatedAllowance>
    <us-gaap:ImpairedFinancingReceivableRelatedAllowance contextRef="AsOf2012-12-31_NonCoveredMember_RealEstateHomeEquityMember" unitRef="USD" decimals="-3">96000</us-gaap:ImpairedFinancingReceivableRelatedAllowance>
    <us-gaap:ImpairedFinancingReceivableRelatedAllowance contextRef="AsOf2011-12-31_NonCoveredMember_RealEstateCommercialMember" unitRef="USD" decimals="-3">283000</us-gaap:ImpairedFinancingReceivableRelatedAllowance>
    <us-gaap:ImpairedFinancingReceivableRelatedAllowance contextRef="AsOf2012-12-31_NonCoveredMember_RealEstateCommercialMember" unitRef="USD" decimals="-3">936000</us-gaap:ImpairedFinancingReceivableRelatedAllowance>
    <us-gaap:ImpairedFinancingReceivableRelatedAllowance contextRef="AsOf2011-12-31_NonCoveredMember_ConsumerMember" unitRef="USD" decimals="-3">481000</us-gaap:ImpairedFinancingReceivableRelatedAllowance>
    <us-gaap:ImpairedFinancingReceivableRelatedAllowance contextRef="AsOf2012-12-31_NonCoveredMember_ConsumerMember" unitRef="USD" decimals="-3">353000</us-gaap:ImpairedFinancingReceivableRelatedAllowance>
    <us-gaap:ImpairedFinancingReceivableRelatedAllowance contextRef="AsOf2010-12-31_NonCoveredMember" unitRef="USD" decimals="-3">7613000</us-gaap:ImpairedFinancingReceivableRelatedAllowance>
    <us-gaap:ImpairedFinancingReceivableAverageRecordedInvestment contextRef="From2012-01-01to2012-12-31" unitRef="USD" decimals="-3">139971000</us-gaap:ImpairedFinancingReceivableAverageRecordedInvestment>
    <us-gaap:ImpairedFinancingReceivableAverageRecordedInvestment contextRef="From2011-01-01to2011-12-31" unitRef="USD" decimals="-3">152312000</us-gaap:ImpairedFinancingReceivableAverageRecordedInvestment>
    <us-gaap:ImpairedFinancingReceivableAverageRecordedInvestment contextRef="From2012-01-01to2012-12-31_NonCoveredMember" unitRef="USD" decimals="-3">85198000</us-gaap:ImpairedFinancingReceivableAverageRecordedInvestment>
    <us-gaap:ImpairedFinancingReceivableAverageRecordedInvestment contextRef="From2011-01-01to2011-12-31_NonCoveredMember" unitRef="USD" decimals="-3">89023000</us-gaap:ImpairedFinancingReceivableAverageRecordedInvestment>
    <us-gaap:ImpairedFinancingReceivableAverageRecordedInvestment contextRef="From2010-01-01to2010-12-31_NonCoveredMember" unitRef="USD" decimals="-3">89751000</us-gaap:ImpairedFinancingReceivableAverageRecordedInvestment>
    <us-gaap:ImpairedFinancingReceivableAverageRecordedInvestment contextRef="From2012-01-01to2012-12-31_CoveredMember" unitRef="USD" decimals="-3">54773000</us-gaap:ImpairedFinancingReceivableAverageRecordedInvestment>
    <us-gaap:ImpairedFinancingReceivableAverageRecordedInvestment contextRef="From2011-01-01to2011-12-31_CoveredMember" unitRef="USD" decimals="-3">63289000</us-gaap:ImpairedFinancingReceivableAverageRecordedInvestment>
    <us-gaap:ImpairedFinancingReceivableAverageRecordedInvestment contextRef="From2010-01-01to2010-12-31_CoveredMember" unitRef="USD" decimals="-3">95373000</us-gaap:ImpairedFinancingReceivableAverageRecordedInvestment>
    <us-gaap:ImpairedFinancingReceivableAverageRecordedInvestment contextRef="From2010-01-01to2010-12-31" unitRef="USD" decimals="-3">185124000</us-gaap:ImpairedFinancingReceivableAverageRecordedInvestment>
    <FBP:ImpairedPurchasedLoansCarryingValueCovered contextRef="AsOf2011-12-31" unitRef="USD" decimals="-3">7864000</FBP:ImpairedPurchasedLoansCarryingValueCovered>
    <FBP:ImpairedPurchasedLoansCarryingValueCovered contextRef="AsOf2012-12-31" unitRef="USD" decimals="-3">4825000</FBP:ImpairedPurchasedLoansCarryingValueCovered>
    <FBP:ImpairedPurchasedLoansCarryingValueCovered contextRef="AsOf2012-12-31_CommercialLoanMember" unitRef="USD" decimals="-3">71000</FBP:ImpairedPurchasedLoansCarryingValueCovered>
    <FBP:ImpairedPurchasedLoansCarryingValueCovered contextRef="AsOf2011-12-31_CommercialLoanMember" unitRef="USD" decimals="-3">69000</FBP:ImpairedPurchasedLoansCarryingValueCovered>
    <FBP:ImpairedPurchasedLoansCarryingValueCovered contextRef="AsOf2012-12-31_CommercialRealEstateMember" unitRef="USD" decimals="-3">1575000</FBP:ImpairedPurchasedLoansCarryingValueCovered>
    <FBP:ImpairedPurchasedLoansCarryingValueCovered contextRef="AsOf2011-12-31_CommercialRealEstateMember" unitRef="USD" decimals="-3">3865000</FBP:ImpairedPurchasedLoansCarryingValueCovered>
    <FBP:ImpairedPurchasedLoansCarryingValueCovered contextRef="AsOf2012-12-31_FixedRateResidentialMortgageMember" unitRef="USD" decimals="-3">794000</FBP:ImpairedPurchasedLoansCarryingValueCovered>
    <FBP:ImpairedPurchasedLoansCarryingValueCovered contextRef="AsOf2011-12-31_FixedRateResidentialMortgageMember" unitRef="USD" decimals="-3">1214000</FBP:ImpairedPurchasedLoansCarryingValueCovered>
    <FBP:ImpairedPurchasedLoansCarryingValueCovered contextRef="AsOf2012-12-31_HomeEquityMember" unitRef="USD" decimals="-3">16000</FBP:ImpairedPurchasedLoansCarryingValueCovered>
    <FBP:ImpairedPurchasedLoansCarryingValueCovered contextRef="AsOf2011-12-31_HomeEquityMember" unitRef="USD" decimals="-3">127000</FBP:ImpairedPurchasedLoansCarryingValueCovered>
    <FBP:ImpairedPurchasedLoansCarryingValueCovered contextRef="AsOf2012-12-31_RealEstateMember" unitRef="USD" decimals="-3">2369000</FBP:ImpairedPurchasedLoansCarryingValueCovered>
    <FBP:ImpairedPurchasedLoansCarryingValueCovered contextRef="AsOf2011-12-31_RealEstateMember" unitRef="USD" decimals="-3">2585000</FBP:ImpairedPurchasedLoansCarryingValueCovered>
    <FBP:ImpairedPurchasedLoansCarryingValueCovered contextRef="AsOf2012-12-31_ConsumerLoanMember" unitRef="USD" xsi:nil="true" />
    <FBP:ImpairedPurchasedLoansCarryingValueCovered contextRef="AsOf2011-12-31_ConsumerLoanMember" unitRef="USD" decimals="-3">4000</FBP:ImpairedPurchasedLoansCarryingValueCovered>
    <FBP:ImpairedPurchasedLoansUnpaidPrincipalBalanceCovered contextRef="AsOf2011-12-31" unitRef="USD" decimals="-3">17032000</FBP:ImpairedPurchasedLoansUnpaidPrincipalBalanceCovered>
    <FBP:ImpairedPurchasedLoansUnpaidPrincipalBalanceCovered contextRef="AsOf2012-12-31" unitRef="USD" decimals="-3">8815000</FBP:ImpairedPurchasedLoansUnpaidPrincipalBalanceCovered>
    <FBP:ImpairedPurchasedLoansUnpaidPrincipalBalanceCovered contextRef="AsOf2012-12-31_CommercialLoanMember" unitRef="USD" decimals="-3">148000</FBP:ImpairedPurchasedLoansUnpaidPrincipalBalanceCovered>
    <FBP:ImpairedPurchasedLoansUnpaidPrincipalBalanceCovered contextRef="AsOf2011-12-31_CommercialLoanMember" unitRef="USD" decimals="-3">319000</FBP:ImpairedPurchasedLoansUnpaidPrincipalBalanceCovered>
    <FBP:ImpairedPurchasedLoansUnpaidPrincipalBalanceCovered contextRef="AsOf2012-12-31_CommercialRealEstateMember" unitRef="USD" decimals="-3">2594000</FBP:ImpairedPurchasedLoansUnpaidPrincipalBalanceCovered>
    <FBP:ImpairedPurchasedLoansUnpaidPrincipalBalanceCovered contextRef="AsOf2011-12-31_CommercialRealEstateMember" unitRef="USD" decimals="-3">8505000</FBP:ImpairedPurchasedLoansUnpaidPrincipalBalanceCovered>
    <FBP:ImpairedPurchasedLoansUnpaidPrincipalBalanceCovered contextRef="AsOf2012-12-31_FixedRateResidentialMortgageMember" unitRef="USD" decimals="-3">1902000</FBP:ImpairedPurchasedLoansUnpaidPrincipalBalanceCovered>
    <FBP:ImpairedPurchasedLoansUnpaidPrincipalBalanceCovered contextRef="AsOf2011-12-31_FixedRateResidentialMortgageMember" unitRef="USD" decimals="-3">2639000</FBP:ImpairedPurchasedLoansUnpaidPrincipalBalanceCovered>
    <FBP:ImpairedPurchasedLoansUnpaidPrincipalBalanceCovered contextRef="AsOf2012-12-31_HomeEquityMember" unitRef="USD" decimals="-3">56000</FBP:ImpairedPurchasedLoansUnpaidPrincipalBalanceCovered>
    <FBP:ImpairedPurchasedLoansUnpaidPrincipalBalanceCovered contextRef="AsOf2011-12-31_HomeEquityMember" unitRef="USD" decimals="-3">577000</FBP:ImpairedPurchasedLoansUnpaidPrincipalBalanceCovered>
    <FBP:ImpairedPurchasedLoansUnpaidPrincipalBalanceCovered contextRef="AsOf2012-12-31_RealEstateMember" unitRef="USD" decimals="-3">4115000</FBP:ImpairedPurchasedLoansUnpaidPrincipalBalanceCovered>
    <FBP:ImpairedPurchasedLoansUnpaidPrincipalBalanceCovered contextRef="AsOf2011-12-31_RealEstateMember" unitRef="USD" decimals="-3">4986000</FBP:ImpairedPurchasedLoansUnpaidPrincipalBalanceCovered>
    <FBP:ImpairedPurchasedLoansUnpaidPrincipalBalanceCovered contextRef="AsOf2012-12-31_ConsumerLoanMember" unitRef="USD" xsi:nil="true" />
    <FBP:ImpairedPurchasedLoansUnpaidPrincipalBalanceCovered contextRef="AsOf2011-12-31_ConsumerLoanMember" unitRef="USD" decimals="-3">6000</FBP:ImpairedPurchasedLoansUnpaidPrincipalBalanceCovered>
    <FBP:NonimpairedPurchasedLoansCarryingValueCovered contextRef="AsOf2011-12-31" unitRef="USD" decimals="-3">335370000</FBP:NonimpairedPurchasedLoansCarryingValueCovered>
    <FBP:NonimpairedPurchasedLoansCarryingValueCovered contextRef="AsOf2012-12-31" unitRef="USD" decimals="-3">277489000</FBP:NonimpairedPurchasedLoansCarryingValueCovered>
    <FBP:NonimpairedPurchasedLoansCarryingValueCovered contextRef="AsOf2012-12-31_CommercialLoanMember" unitRef="USD" decimals="-3">5446000</FBP:NonimpairedPurchasedLoansCarryingValueCovered>
    <FBP:NonimpairedPurchasedLoansCarryingValueCovered contextRef="AsOf2011-12-31_CommercialLoanMember" unitRef="USD" decimals="-3">9403000</FBP:NonimpairedPurchasedLoansCarryingValueCovered>
    <FBP:NonimpairedPurchasedLoansCarryingValueCovered contextRef="AsOf2012-12-31_CommercialRealEstateMember" unitRef="USD" decimals="-3">45314000</FBP:NonimpairedPurchasedLoansCarryingValueCovered>
    <FBP:NonimpairedPurchasedLoansCarryingValueCovered contextRef="AsOf2011-12-31_CommercialRealEstateMember" unitRef="USD" decimals="-3">68231000</FBP:NonimpairedPurchasedLoansCarryingValueCovered>
    <FBP:NonimpairedPurchasedLoansCarryingValueCovered contextRef="AsOf2012-12-31_FixedRateResidentialMortgageMember" unitRef="USD" decimals="-3">135086000</FBP:NonimpairedPurchasedLoansCarryingValueCovered>
    <FBP:NonimpairedPurchasedLoansCarryingValueCovered contextRef="AsOf2011-12-31_FixedRateResidentialMortgageMember" unitRef="USD" decimals="-3">157712000</FBP:NonimpairedPurchasedLoansCarryingValueCovered>
    <FBP:NonimpairedPurchasedLoansCarryingValueCovered contextRef="AsOf2012-12-31_HomeEquityMember" unitRef="USD" decimals="-3">19466000</FBP:NonimpairedPurchasedLoansCarryingValueCovered>
    <FBP:NonimpairedPurchasedLoansCarryingValueCovered contextRef="AsOf2011-12-31_HomeEquityMember" unitRef="USD" decimals="-3">23211000</FBP:NonimpairedPurchasedLoansCarryingValueCovered>
    <FBP:NonimpairedPurchasedLoansCarryingValueCovered contextRef="AsOf2012-12-31_RealEstateMember" unitRef="USD" decimals="-3">71404000</FBP:NonimpairedPurchasedLoansCarryingValueCovered>
    <FBP:NonimpairedPurchasedLoansCarryingValueCovered contextRef="AsOf2011-12-31_RealEstateMember" unitRef="USD" decimals="-3">93428000</FBP:NonimpairedPurchasedLoansCarryingValueCovered>
    <FBP:NonimpairedPurchasedLoansCarryingValueCovered contextRef="AsOf2012-12-31_ConsumerLoanMember" unitRef="USD" decimals="-3">773000</FBP:NonimpairedPurchasedLoansCarryingValueCovered>
    <FBP:NonimpairedPurchasedLoansCarryingValueCovered contextRef="AsOf2011-12-31_ConsumerLoanMember" unitRef="USD" decimals="-3">1385000</FBP:NonimpairedPurchasedLoansCarryingValueCovered>
    <FBP:NonimpairedPurchasedLoansUnpaidPrincipalBalanceCovered contextRef="AsOf2011-12-31" unitRef="USD" decimals="-3">472943000</FBP:NonimpairedPurchasedLoansUnpaidPrincipalBalanceCovered>
    <FBP:NonimpairedPurchasedLoansUnpaidPrincipalBalanceCovered contextRef="AsOf2012-12-31" unitRef="USD" decimals="-3">370862000</FBP:NonimpairedPurchasedLoansUnpaidPrincipalBalanceCovered>
    <FBP:NonimpairedPurchasedLoansUnpaidPrincipalBalanceCovered contextRef="AsOf2012-12-31_CommercialLoanMember" unitRef="USD" decimals="-3">7009000</FBP:NonimpairedPurchasedLoansUnpaidPrincipalBalanceCovered>
    <FBP:NonimpairedPurchasedLoansUnpaidPrincipalBalanceCovered contextRef="AsOf2011-12-31_CommercialLoanMember" unitRef="USD" decimals="-3">11736000</FBP:NonimpairedPurchasedLoansUnpaidPrincipalBalanceCovered>
    <FBP:NonimpairedPurchasedLoansUnpaidPrincipalBalanceCovered contextRef="AsOf2012-12-31_CommercialRealEstateMember" unitRef="USD" decimals="-3">82676000</FBP:NonimpairedPurchasedLoansUnpaidPrincipalBalanceCovered>
    <FBP:NonimpairedPurchasedLoansUnpaidPrincipalBalanceCovered contextRef="AsOf2011-12-31_CommercialRealEstateMember" unitRef="USD" decimals="-3">115489000</FBP:NonimpairedPurchasedLoansUnpaidPrincipalBalanceCovered>
    <FBP:NonimpairedPurchasedLoansUnpaidPrincipalBalanceCovered contextRef="AsOf2012-12-31_FixedRateResidentialMortgageMember" unitRef="USD" decimals="-3">161416000</FBP:NonimpairedPurchasedLoansUnpaidPrincipalBalanceCovered>
    <FBP:NonimpairedPurchasedLoansUnpaidPrincipalBalanceCovered contextRef="AsOf2011-12-31_FixedRateResidentialMortgageMember" unitRef="USD" decimals="-3">189436000</FBP:NonimpairedPurchasedLoansUnpaidPrincipalBalanceCovered>
    <FBP:NonimpairedPurchasedLoansUnpaidPrincipalBalanceCovered contextRef="AsOf2012-12-31_HomeEquityMember" unitRef="USD" decimals="-3">24431000</FBP:NonimpairedPurchasedLoansUnpaidPrincipalBalanceCovered>
    <FBP:NonimpairedPurchasedLoansUnpaidPrincipalBalanceCovered contextRef="AsOf2011-12-31_HomeEquityMember" unitRef="USD" decimals="-3">29249000</FBP:NonimpairedPurchasedLoansUnpaidPrincipalBalanceCovered>
    <FBP:NonimpairedPurchasedLoansUnpaidPrincipalBalanceCovered contextRef="AsOf2012-12-31_RealEstateMember" unitRef="USD" decimals="-3">94502000</FBP:NonimpairedPurchasedLoansUnpaidPrincipalBalanceCovered>
    <FBP:NonimpairedPurchasedLoansUnpaidPrincipalBalanceCovered contextRef="AsOf2011-12-31_RealEstateMember" unitRef="USD" decimals="-3">125450000</FBP:NonimpairedPurchasedLoansUnpaidPrincipalBalanceCovered>
    <FBP:NonimpairedPurchasedLoansUnpaidPrincipalBalanceCovered contextRef="AsOf2012-12-31_ConsumerLoanMember" unitRef="USD" decimals="-3">828000</FBP:NonimpairedPurchasedLoansUnpaidPrincipalBalanceCovered>
    <FBP:NonimpairedPurchasedLoansUnpaidPrincipalBalanceCovered contextRef="AsOf2011-12-31_ConsumerLoanMember" unitRef="USD" decimals="-3">1583000</FBP:NonimpairedPurchasedLoansUnpaidPrincipalBalanceCovered>
    <FBP:ImpairedPurchasedLoansCarryingValue contextRef="AsOf2011-12-31" unitRef="USD" decimals="-3">8784000</FBP:ImpairedPurchasedLoansCarryingValue>
    <FBP:ImpairedPurchasedLoansCarryingValue contextRef="AsOf2010-12-31" unitRef="USD" decimals="-3">5751000</FBP:ImpairedPurchasedLoansCarryingValue>
    <FBP:ImpairedPurchasedLoansCarryingValue contextRef="AsOf2012-12-31" unitRef="USD" decimals="-3">4825000</FBP:ImpairedPurchasedLoansCarryingValue>
    <FBP:NonimpairedPurchasedLoansCarryingValue contextRef="AsOf2012-12-31_CoveredMember" unitRef="USD" decimals="-3">277489000</FBP:NonimpairedPurchasedLoansCarryingValue>
    <FBP:NonimpairedPurchasedLoansCarryingValue contextRef="AsOf2011-12-31_CoveredMember" unitRef="USD" decimals="-3">353370000</FBP:NonimpairedPurchasedLoansCarryingValue>
    <FBP:NonimpairedPurchasedLoansCarryingValue contextRef="AsOf2010-12-31_CoveredMember" unitRef="USD" decimals="-3">366521000</FBP:NonimpairedPurchasedLoansCarryingValue>
    <FBP:ChangeDueToPaymentsReceived contextRef="From2012-01-01to2012-12-31" unitRef="USD" decimals="-3">-399000</FBP:ChangeDueToPaymentsReceived>
    <FBP:ChangeDueToPaymentsReceived contextRef="From2011-01-01to2011-12-31" unitRef="USD" decimals="-3">-1293000</FBP:ChangeDueToPaymentsReceived>
    <FBP:ChangeDueToPaymentsReceived contextRef="From2012-01-01to2012-12-31_ContractualPrincipalMember" unitRef="USD" decimals="-3">-355000</FBP:ChangeDueToPaymentsReceived>
    <FBP:ChangeDueToPaymentsReceived contextRef="From2011-01-01to2011-12-31_ContractualPrincipalMember" unitRef="USD" decimals="-3">-1620000</FBP:ChangeDueToPaymentsReceived>
    <FBP:ChangeDueToPaymentsReceived contextRef="From2012-01-01to2012-12-31_FairValueMember" unitRef="USD" decimals="-3">44000</FBP:ChangeDueToPaymentsReceived>
    <FBP:ChangeDueToPaymentsReceived contextRef="From2011-01-01to2011-12-31_FairValueMember" unitRef="USD" decimals="-3">-327000</FBP:ChangeDueToPaymentsReceived>
    <FBP:Other contextRef="From2012-01-01to2012-12-31" unitRef="USD" decimals="-3">417000</FBP:Other>
    <FBP:Other contextRef="From2011-01-01to2011-12-31" unitRef="USD" decimals="-3">583000</FBP:Other>
    <FBP:Other contextRef="From2012-01-01to2012-12-31_ContractualPrincipalMember" unitRef="USD" decimals="-3">-1151000</FBP:Other>
    <FBP:Other contextRef="From2011-01-01to2011-12-31_ContractualPrincipalMember" unitRef="USD" decimals="-3">807000</FBP:Other>
    <FBP:Other contextRef="From2012-01-01to2012-12-31_FairValueMember" unitRef="USD" decimals="-3">-1568000</FBP:Other>
    <FBP:Other contextRef="From2011-01-01to2011-12-31_FairValueMember" unitRef="USD" decimals="-3">224000</FBP:Other>
    <FBP:FairValueAdjustmentWriteDown contextRef="AsOf2011-12-31_FairValueMember" unitRef="USD" decimals="-3">9532000</FBP:FairValueAdjustmentWriteDown>
    <FBP:FairValueAdjustmentWriteDown contextRef="AsOf2012-12-31_FairValueMember" unitRef="USD" decimals="-3">3990000</FBP:FairValueAdjustmentWriteDown>
    <FBP:FairValueAdjustmentWriteDown contextRef="AsOf2010-12-31_FairValueMember" unitRef="USD" decimals="-3">2329000</FBP:FairValueAdjustmentWriteDown>
    <us-gaap:FinancingReceivableRecordedInvestment30To59DaysPastDue contextRef="AsOf2011-12-31" unitRef="USD" decimals="-3">22901000</us-gaap:FinancingReceivableRecordedInvestment30To59DaysPastDue>
    <us-gaap:FinancingReceivableRecordedInvestment30To59DaysPastDue contextRef="AsOf2012-12-31" unitRef="USD" decimals="-3">23654000</us-gaap:FinancingReceivableRecordedInvestment30To59DaysPastDue>
    <us-gaap:FinancingReceivableRecordedInvestment30To59DaysPastDue contextRef="AsOf2012-12-31_NonCoveredMember" unitRef="USD" decimals="-3">17090000</us-gaap:FinancingReceivableRecordedInvestment30To59DaysPastDue>
    <us-gaap:FinancingReceivableRecordedInvestment30To59DaysPastDue contextRef="AsOf2011-12-31_NonCoveredMember" unitRef="USD" decimals="-3">16390000</us-gaap:FinancingReceivableRecordedInvestment30To59DaysPastDue>
    <us-gaap:FinancingReceivableRecordedInvestment30To59DaysPastDue contextRef="AsOf2012-12-31_CoveredMember" unitRef="USD" decimals="-3">6564000</us-gaap:FinancingReceivableRecordedInvestment30To59DaysPastDue>
    <us-gaap:FinancingReceivableRecordedInvestment30To59DaysPastDue contextRef="AsOf2011-12-31_CoveredMember" unitRef="USD" decimals="-3">6511000</us-gaap:FinancingReceivableRecordedInvestment30To59DaysPastDue>
    <us-gaap:FinancingReceivableRecordedInvestment30To59DaysPastDue contextRef="AsOf2011-12-31_NonCoveredMember_CommercialUnsecuredMember" unitRef="USD" decimals="-3">67000</us-gaap:FinancingReceivableRecordedInvestment30To59DaysPastDue>
    <us-gaap:FinancingReceivableRecordedInvestment30To59DaysPastDue contextRef="AsOf2012-12-31_NonCoveredMember_CommercialUnsecuredMember" unitRef="USD" decimals="-3">91000</us-gaap:FinancingReceivableRecordedInvestment30To59DaysPastDue>
    <us-gaap:FinancingReceivableRecordedInvestment30To59DaysPastDue contextRef="AsOf2011-12-31_NonCoveredMember_CommercialSecuredMember" unitRef="USD" decimals="-3">672000</us-gaap:FinancingReceivableRecordedInvestment30To59DaysPastDue>
    <us-gaap:FinancingReceivableRecordedInvestment30To59DaysPastDue contextRef="AsOf2012-12-31_NonCoveredMember_CommercialSecuredMember" unitRef="USD" decimals="-3">1020000</us-gaap:FinancingReceivableRecordedInvestment30To59DaysPastDue>
    <us-gaap:FinancingReceivableRecordedInvestment30To59DaysPastDue contextRef="AsOf2011-12-31_NonCoveredMember_SecuredInventoryAccountsReceivableMember" unitRef="USD" decimals="-3">247000</us-gaap:FinancingReceivableRecordedInvestment30To59DaysPastDue>
    <us-gaap:FinancingReceivableRecordedInvestment30To59DaysPastDue contextRef="AsOf2012-12-31_NonCoveredMember_SecuredInventoryAccountsReceivableMember" unitRef="USD" decimals="-3">52000</us-gaap:FinancingReceivableRecordedInvestment30To59DaysPastDue>
    <us-gaap:FinancingReceivableRecordedInvestment30To59DaysPastDue contextRef="AsOf2011-12-31_NonCoveredMember_RealEstateConstructionMember" unitRef="USD" decimals="-3">1250000</us-gaap:FinancingReceivableRecordedInvestment30To59DaysPastDue>
    <us-gaap:FinancingReceivableRecordedInvestment30To59DaysPastDue contextRef="AsOf2012-12-31_NonCoveredMember_RealEstateConstructionMember" unitRef="USD" decimals="-3">490000</us-gaap:FinancingReceivableRecordedInvestment30To59DaysPastDue>
    <us-gaap:FinancingReceivableRecordedInvestment30To59DaysPastDue contextRef="AsOf2011-12-31_NonCoveredMember_RealEstateResidentialMember" unitRef="USD" decimals="-3">9751000</us-gaap:FinancingReceivableRecordedInvestment30To59DaysPastDue>
    <us-gaap:FinancingReceivableRecordedInvestment30To59DaysPastDue contextRef="AsOf2012-12-31_NonCoveredMember_RealEstateResidentialMember" unitRef="USD" decimals="-3">9673000</us-gaap:FinancingReceivableRecordedInvestment30To59DaysPastDue>
    <us-gaap:FinancingReceivableRecordedInvestment30To59DaysPastDue contextRef="AsOf2011-12-31_NonCoveredMember_RealEstateHomeEquityMember" unitRef="USD" decimals="-3">1126000</us-gaap:FinancingReceivableRecordedInvestment30To59DaysPastDue>
    <us-gaap:FinancingReceivableRecordedInvestment30To59DaysPastDue contextRef="AsOf2012-12-31_NonCoveredMember_RealEstateHomeEquityMember" unitRef="USD" decimals="-3">976000</us-gaap:FinancingReceivableRecordedInvestment30To59DaysPastDue>
    <us-gaap:FinancingReceivableRecordedInvestment30To59DaysPastDue contextRef="AsOf2011-12-31_NonCoveredMember_RealEstateCommercialMember" unitRef="USD" decimals="-3">2620000</us-gaap:FinancingReceivableRecordedInvestment30To59DaysPastDue>
    <us-gaap:FinancingReceivableRecordedInvestment30To59DaysPastDue contextRef="AsOf2012-12-31_NonCoveredMember_RealEstateCommercialMember" unitRef="USD" decimals="-3">4326000</us-gaap:FinancingReceivableRecordedInvestment30To59DaysPastDue>
    <us-gaap:FinancingReceivableRecordedInvestment30To59DaysPastDue contextRef="AsOf2011-12-31_NonCoveredMember_ConsumerMember" unitRef="USD" decimals="-3">657000</us-gaap:FinancingReceivableRecordedInvestment30To59DaysPastDue>
    <us-gaap:FinancingReceivableRecordedInvestment30To59DaysPastDue contextRef="AsOf2012-12-31_NonCoveredMember_ConsumerMember" unitRef="USD" decimals="-3">462000</us-gaap:FinancingReceivableRecordedInvestment30To59DaysPastDue>
    <us-gaap:FinancingReceivableRecordedInvestment60To89DaysPastDue contextRef="AsOf2011-12-31" unitRef="USD" decimals="-3">11385000</us-gaap:FinancingReceivableRecordedInvestment60To89DaysPastDue>
    <us-gaap:FinancingReceivableRecordedInvestment60To89DaysPastDue contextRef="AsOf2012-12-31" unitRef="USD" decimals="-3">8137000</us-gaap:FinancingReceivableRecordedInvestment60To89DaysPastDue>
    <us-gaap:FinancingReceivableRecordedInvestment60To89DaysPastDue contextRef="AsOf2012-12-31_NonCoveredMember" unitRef="USD" decimals="-3">4720000</us-gaap:FinancingReceivableRecordedInvestment60To89DaysPastDue>
    <us-gaap:FinancingReceivableRecordedInvestment60To89DaysPastDue contextRef="AsOf2011-12-31_NonCoveredMember" unitRef="USD" decimals="-3">7997000</us-gaap:FinancingReceivableRecordedInvestment60To89DaysPastDue>
    <us-gaap:FinancingReceivableRecordedInvestment60To89DaysPastDue contextRef="AsOf2012-12-31_CoveredMember" unitRef="USD" decimals="-3">3417000</us-gaap:FinancingReceivableRecordedInvestment60To89DaysPastDue>
    <us-gaap:FinancingReceivableRecordedInvestment60To89DaysPastDue contextRef="AsOf2011-12-31_CoveredMember" unitRef="USD" decimals="-3">3388000</us-gaap:FinancingReceivableRecordedInvestment60To89DaysPastDue>
    <us-gaap:FinancingReceivableRecordedInvestment60To89DaysPastDue contextRef="AsOf2011-12-31_NonCoveredMember_CommercialUnsecuredMember" unitRef="USD" decimals="-3">591000</us-gaap:FinancingReceivableRecordedInvestment60To89DaysPastDue>
    <us-gaap:FinancingReceivableRecordedInvestment60To89DaysPastDue contextRef="AsOf2012-12-31_NonCoveredMember_CommercialUnsecuredMember" unitRef="USD" decimals="-3">10000</us-gaap:FinancingReceivableRecordedInvestment60To89DaysPastDue>
    <us-gaap:FinancingReceivableRecordedInvestment60To89DaysPastDue contextRef="AsOf2011-12-31_NonCoveredMember_CommercialSecuredMember" unitRef="USD" decimals="-3">207000</us-gaap:FinancingReceivableRecordedInvestment60To89DaysPastDue>
    <us-gaap:FinancingReceivableRecordedInvestment60To89DaysPastDue contextRef="AsOf2012-12-31_NonCoveredMember_CommercialSecuredMember" unitRef="USD" decimals="-3">220000</us-gaap:FinancingReceivableRecordedInvestment60To89DaysPastDue>
    <us-gaap:FinancingReceivableRecordedInvestment60To89DaysPastDue contextRef="AsOf2011-12-31_NonCoveredMember_SecuredInventoryAccountsReceivableMember" unitRef="USD" xsi:nil="true" />
    <us-gaap:FinancingReceivableRecordedInvestment60To89DaysPastDue contextRef="AsOf2012-12-31_NonCoveredMember_SecuredInventoryAccountsReceivableMember" unitRef="USD" decimals="-3">4000</us-gaap:FinancingReceivableRecordedInvestment60To89DaysPastDue>
    <us-gaap:FinancingReceivableRecordedInvestment60To89DaysPastDue contextRef="AsOf2011-12-31_NonCoveredMember_RealEstateConstructionMember" unitRef="USD" decimals="-3">1411000</us-gaap:FinancingReceivableRecordedInvestment60To89DaysPastDue>
    <us-gaap:FinancingReceivableRecordedInvestment60To89DaysPastDue contextRef="AsOf2012-12-31_NonCoveredMember_RealEstateConstructionMember" unitRef="USD" decimals="-3">263000</us-gaap:FinancingReceivableRecordedInvestment60To89DaysPastDue>
    <us-gaap:FinancingReceivableRecordedInvestment60To89DaysPastDue contextRef="AsOf2011-12-31_NonCoveredMember_RealEstateResidentialMember" unitRef="USD" decimals="-3">4259000</us-gaap:FinancingReceivableRecordedInvestment60To89DaysPastDue>
    <us-gaap:FinancingReceivableRecordedInvestment60To89DaysPastDue contextRef="AsOf2012-12-31_NonCoveredMember_RealEstateResidentialMember" unitRef="USD" decimals="-3">2553000</us-gaap:FinancingReceivableRecordedInvestment60To89DaysPastDue>
    <us-gaap:FinancingReceivableRecordedInvestment60To89DaysPastDue contextRef="AsOf2011-12-31_NonCoveredMember_RealEstateHomeEquityMember" unitRef="USD" decimals="-3">237000</us-gaap:FinancingReceivableRecordedInvestment60To89DaysPastDue>
    <us-gaap:FinancingReceivableRecordedInvestment60To89DaysPastDue contextRef="AsOf2012-12-31_NonCoveredMember_RealEstateHomeEquityMember" unitRef="USD" decimals="-3">320000</us-gaap:FinancingReceivableRecordedInvestment60To89DaysPastDue>
    <us-gaap:FinancingReceivableRecordedInvestment60To89DaysPastDue contextRef="AsOf2011-12-31_NonCoveredMember_RealEstateCommercialMember" unitRef="USD" decimals="-3">1006000</us-gaap:FinancingReceivableRecordedInvestment60To89DaysPastDue>
    <us-gaap:FinancingReceivableRecordedInvestment60To89DaysPastDue contextRef="AsOf2012-12-31_NonCoveredMember_RealEstateCommercialMember" unitRef="USD" decimals="-3">1131000</us-gaap:FinancingReceivableRecordedInvestment60To89DaysPastDue>
    <us-gaap:FinancingReceivableRecordedInvestment60To89DaysPastDue contextRef="AsOf2011-12-31_NonCoveredMember_ConsumerMember" unitRef="USD" decimals="-3">286000</us-gaap:FinancingReceivableRecordedInvestment60To89DaysPastDue>
    <us-gaap:FinancingReceivableRecordedInvestment60To89DaysPastDue contextRef="AsOf2012-12-31_NonCoveredMember_ConsumerMember" unitRef="USD" decimals="-3">219000</us-gaap:FinancingReceivableRecordedInvestment60To89DaysPastDue>
    <us-gaap:FinancingReceivableRecordedInvestmentCurrent contextRef="AsOf2011-12-31" unitRef="USD" decimals="-3">2279782000</us-gaap:FinancingReceivableRecordedInvestmentCurrent>
    <us-gaap:FinancingReceivableRecordedInvestmentCurrent contextRef="AsOf2012-12-31" unitRef="USD" decimals="-3">2276817000</us-gaap:FinancingReceivableRecordedInvestmentCurrent>
    <us-gaap:FinancingReceivableRecordedInvestmentCurrent contextRef="AsOf2012-12-31_NonCoveredMember" unitRef="USD" decimals="-3">2037975000</us-gaap:FinancingReceivableRecordedInvestmentCurrent>
    <us-gaap:FinancingReceivableRecordedInvestmentCurrent contextRef="AsOf2011-12-31_NonCoveredMember" unitRef="USD" decimals="-3">1969919000</us-gaap:FinancingReceivableRecordedInvestmentCurrent>
    <us-gaap:FinancingReceivableRecordedInvestmentCurrent contextRef="AsOf2012-12-31_CoveredMember" unitRef="USD" decimals="-3">238842000</us-gaap:FinancingReceivableRecordedInvestmentCurrent>
    <us-gaap:FinancingReceivableRecordedInvestmentCurrent contextRef="AsOf2011-12-31_CoveredMember" unitRef="USD" decimals="-3">309863000</us-gaap:FinancingReceivableRecordedInvestmentCurrent>
    <us-gaap:FinancingReceivableRecordedInvestmentCurrent contextRef="AsOf2011-12-31_NonCoveredMember_CommercialUnsecuredMember" unitRef="USD" decimals="-3">37668000</us-gaap:FinancingReceivableRecordedInvestmentCurrent>
    <us-gaap:FinancingReceivableRecordedInvestmentCurrent contextRef="AsOf2012-12-31_NonCoveredMember_CommercialUnsecuredMember" unitRef="USD" decimals="-3">35278000</us-gaap:FinancingReceivableRecordedInvestmentCurrent>
    <us-gaap:FinancingReceivableRecordedInvestmentCurrent contextRef="AsOf2011-12-31_NonCoveredMember_CommercialSecuredMember" unitRef="USD" decimals="-3">108682000</us-gaap:FinancingReceivableRecordedInvestmentCurrent>
    <us-gaap:FinancingReceivableRecordedInvestmentCurrent contextRef="AsOf2012-12-31_NonCoveredMember_CommercialSecuredMember" unitRef="USD" decimals="-3">110074000</us-gaap:FinancingReceivableRecordedInvestmentCurrent>
    <us-gaap:FinancingReceivableRecordedInvestmentCurrent contextRef="AsOf2011-12-31_NonCoveredMember_SecuredInventoryAccountsReceivableMember" unitRef="USD" decimals="-3">20993000</us-gaap:FinancingReceivableRecordedInvestmentCurrent>
    <us-gaap:FinancingReceivableRecordedInvestmentCurrent contextRef="AsOf2012-12-31_NonCoveredMember_SecuredInventoryAccountsReceivableMember" unitRef="USD" decimals="-3">21270000</us-gaap:FinancingReceivableRecordedInvestmentCurrent>
    <us-gaap:FinancingReceivableRecordedInvestmentCurrent contextRef="AsOf2011-12-31_NonCoveredMember_RealEstateConstructionMember" unitRef="USD" decimals="-3">221372000</us-gaap:FinancingReceivableRecordedInvestmentCurrent>
    <us-gaap:FinancingReceivableRecordedInvestmentCurrent contextRef="AsOf2012-12-31_NonCoveredMember_RealEstateConstructionMember" unitRef="USD" decimals="-3">211001000</us-gaap:FinancingReceivableRecordedInvestmentCurrent>
    <us-gaap:FinancingReceivableRecordedInvestmentCurrent contextRef="AsOf2011-12-31_NonCoveredMember_RealEstateResidentialMember" unitRef="USD" decimals="-3">756215000</us-gaap:FinancingReceivableRecordedInvestmentCurrent>
    <us-gaap:FinancingReceivableRecordedInvestmentCurrent contextRef="AsOf2012-12-31_NonCoveredMember_RealEstateResidentialMember" unitRef="USD" decimals="-3">797584000</us-gaap:FinancingReceivableRecordedInvestmentCurrent>
    <us-gaap:FinancingReceivableRecordedInvestmentCurrent contextRef="AsOf2011-12-31_NonCoveredMember_RealEstateHomeEquityMember" unitRef="USD" decimals="-3">202912000</us-gaap:FinancingReceivableRecordedInvestmentCurrent>
    <us-gaap:FinancingReceivableRecordedInvestmentCurrent contextRef="AsOf2012-12-31_NonCoveredMember_RealEstateHomeEquityMember" unitRef="USD" decimals="-3">197962000</us-gaap:FinancingReceivableRecordedInvestmentCurrent>
    <us-gaap:FinancingReceivableRecordedInvestmentCurrent contextRef="AsOf2011-12-31_NonCoveredMember_RealEstateCommercialMember" unitRef="USD" decimals="-3">567354000</us-gaap:FinancingReceivableRecordedInvestmentCurrent>
    <us-gaap:FinancingReceivableRecordedInvestmentCurrent contextRef="AsOf2012-12-31_NonCoveredMember_RealEstateCommercialMember" unitRef="USD" decimals="-3">612598000</us-gaap:FinancingReceivableRecordedInvestmentCurrent>
    <us-gaap:FinancingReceivableRecordedInvestmentCurrent contextRef="AsOf2011-12-31_NonCoveredMember_ConsumerMember" unitRef="USD" decimals="-3">54723000</us-gaap:FinancingReceivableRecordedInvestmentCurrent>
    <us-gaap:FinancingReceivableRecordedInvestmentCurrent contextRef="AsOf2012-12-31_NonCoveredMember_ConsumerMember" unitRef="USD" decimals="-3">52208000</us-gaap:FinancingReceivableRecordedInvestmentCurrent>
    <us-gaap:FinancingReceivableAllowanceForCreditLossesRecovery contextRef="From2012-01-01to2012-12-31_NonCoveredMember" unitRef="USD" decimals="-3">2585000</us-gaap:FinancingReceivableAllowanceForCreditLossesRecovery>
    <us-gaap:FinancingReceivableAllowanceForCreditLossesRecovery contextRef="From2011-01-01to2011-12-31_NonCoveredMember" unitRef="USD" decimals="-3">2669000</us-gaap:FinancingReceivableAllowanceForCreditLossesRecovery>
    <us-gaap:FinancingReceivableAllowanceForCreditLossesRecovery contextRef="From2012-01-01to2012-12-31_CoveredMember" unitRef="USD" xsi:nil="true" />
    <us-gaap:FinancingReceivableAllowanceForCreditLossesRecovery contextRef="From2011-01-01to2011-12-31_CoveredMember" unitRef="USD" xsi:nil="true" />
    <us-gaap:FinancingReceivableAllowanceForCreditLossesRecovery contextRef="From2011-01-01to2011-12-31_RealEstateConstructionMember" unitRef="USD" decimals="-3">1142000</us-gaap:FinancingReceivableAllowanceForCreditLossesRecovery>
    <us-gaap:FinancingReceivableAllowanceForCreditLossesRecovery contextRef="From2012-01-01to2012-12-31_RealEstateConstructionMember" unitRef="USD" decimals="-3">986000</us-gaap:FinancingReceivableAllowanceForCreditLossesRecovery>
    <us-gaap:FinancingReceivableAllowanceForCreditLossesRecovery contextRef="From2011-01-01to2011-12-31_RealEstateResidentialMember" unitRef="USD" decimals="-3">719000</us-gaap:FinancingReceivableAllowanceForCreditLossesRecovery>
    <us-gaap:FinancingReceivableAllowanceForCreditLossesRecovery contextRef="From2012-01-01to2012-12-31_RealEstateResidentialMember" unitRef="USD" decimals="-3">430000</us-gaap:FinancingReceivableAllowanceForCreditLossesRecovery>
    <us-gaap:FinancingReceivableAllowanceForCreditLossesRecovery contextRef="From2011-01-01to2011-12-31_RealEstateHomeEquityMember" unitRef="USD" decimals="-3">107000</us-gaap:FinancingReceivableAllowanceForCreditLossesRecovery>
    <us-gaap:FinancingReceivableAllowanceForCreditLossesRecovery contextRef="From2012-01-01to2012-12-31_RealEstateHomeEquityMember" unitRef="USD" decimals="-3">209000</us-gaap:FinancingReceivableAllowanceForCreditLossesRecovery>
    <us-gaap:FinancingReceivableAllowanceForCreditLossesRecovery contextRef="From2011-01-01to2011-12-31_RealEstateCommercialMember" unitRef="USD" decimals="-3">37000</us-gaap:FinancingReceivableAllowanceForCreditLossesRecovery>
    <us-gaap:FinancingReceivableAllowanceForCreditLossesRecovery contextRef="From2012-01-01to2012-12-31_RealEstateCommercialMember" unitRef="USD" decimals="-3">333000</us-gaap:FinancingReceivableAllowanceForCreditLossesRecovery>
    <us-gaap:FinancingReceivableAllowanceForCreditLossesRecovery contextRef="From2011-01-01to2011-12-31_ConsumerMember" unitRef="USD" decimals="-3">182000</us-gaap:FinancingReceivableAllowanceForCreditLossesRecovery>
    <us-gaap:FinancingReceivableAllowanceForCreditLossesRecovery contextRef="From2012-01-01to2012-12-31_ConsumerMember" unitRef="USD" decimals="-3">273000</us-gaap:FinancingReceivableAllowanceForCreditLossesRecovery>
    <us-gaap:FinancingReceivableAllowanceForCreditLossesRecovery contextRef="From2011-01-01to2011-12-31_UnallocatedMember" unitRef="USD" decimals="-3">93000</us-gaap:FinancingReceivableAllowanceForCreditLossesRecovery>
    <us-gaap:FinancingReceivableAllowanceForCreditLossesRecovery contextRef="From2012-01-01to2012-12-31_UnallocatedMember" unitRef="USD" xsi:nil="true" />
    <us-gaap:FinancingReceivableAllowanceForCreditLossesRecovery contextRef="From2011-01-01to2011-12-31_CommercialLoanMember" unitRef="USD" decimals="-3">389000</us-gaap:FinancingReceivableAllowanceForCreditLossesRecovery>
    <us-gaap:FinancingReceivableAllowanceForCreditLossesRecovery contextRef="From2012-01-01to2012-12-31_CommercialLoanMember" unitRef="USD" decimals="-3">354000</us-gaap:FinancingReceivableAllowanceForCreditLossesRecovery>
    <us-gaap:FinancingReceivableAllowanceForCreditLosses contextRef="AsOf2012-12-31_CommercialLoanMember" unitRef="USD" decimals="-3">4687000</us-gaap:FinancingReceivableAllowanceForCreditLosses>
    <us-gaap:FinancingReceivableAllowanceForCreditLosses contextRef="AsOf2011-12-31_CommercialLoanMember" unitRef="USD" decimals="-3">3780000</us-gaap:FinancingReceivableAllowanceForCreditLosses>
    <us-gaap:FinancingReceivableAllowanceForCreditLosses contextRef="AsOf2012-12-31_NonCoveredMember" unitRef="USD" decimals="-3">41643000</us-gaap:FinancingReceivableAllowanceForCreditLosses>
    <us-gaap:FinancingReceivableAllowanceForCreditLosses contextRef="AsOf2011-12-31_NonCoveredMember" unitRef="USD" decimals="-3">35610000</us-gaap:FinancingReceivableAllowanceForCreditLosses>
    <us-gaap:FinancingReceivableAllowanceForCreditLosses contextRef="AsOf2012-12-31_CoveredMember" unitRef="USD" decimals="-3">4759000</us-gaap:FinancingReceivableAllowanceForCreditLosses>
    <us-gaap:FinancingReceivableAllowanceForCreditLosses contextRef="AsOf2011-12-31_CoveredMember" unitRef="USD" decimals="-3">5808000</us-gaap:FinancingReceivableAllowanceForCreditLosses>
    <us-gaap:FinancingReceivableAllowanceForCreditLosses contextRef="AsOf2010-12-31_CoveredMember" unitRef="USD" decimals="-3">11155000</us-gaap:FinancingReceivableAllowanceForCreditLosses>
    <us-gaap:FinancingReceivableAllowanceForCreditLosses contextRef="AsOf2011-12-31_RealEstateConstructionMember" unitRef="USD" decimals="-3">11306000</us-gaap:FinancingReceivableAllowanceForCreditLosses>
    <us-gaap:FinancingReceivableAllowanceForCreditLosses contextRef="AsOf2012-12-31_RealEstateConstructionMember" unitRef="USD" decimals="-3">12856000</us-gaap:FinancingReceivableAllowanceForCreditLosses>
    <us-gaap:FinancingReceivableAllowanceForCreditLosses contextRef="AsOf2011-12-31_RealEstateResidentialMember" unitRef="USD" decimals="-3">13532000</us-gaap:FinancingReceivableAllowanceForCreditLosses>
    <us-gaap:FinancingReceivableAllowanceForCreditLosses contextRef="AsOf2012-12-31_RealEstateResidentialMember" unitRef="USD" decimals="-3">14082000</us-gaap:FinancingReceivableAllowanceForCreditLosses>
    <us-gaap:FinancingReceivableAllowanceForCreditLosses contextRef="AsOf2011-12-31_RealEstateHomeEquityMember" unitRef="USD" decimals="-3">1690000</us-gaap:FinancingReceivableAllowanceForCreditLosses>
    <us-gaap:FinancingReceivableAllowanceForCreditLosses contextRef="AsOf2012-12-31_RealEstateHomeEquityMember" unitRef="USD" decimals="-3">1884000</us-gaap:FinancingReceivableAllowanceForCreditLosses>
    <us-gaap:FinancingReceivableAllowanceForCreditLosses contextRef="AsOf2011-12-31_RealEstateCommercialMember" unitRef="USD" decimals="-3">3414000</us-gaap:FinancingReceivableAllowanceForCreditLosses>
    <us-gaap:FinancingReceivableAllowanceForCreditLosses contextRef="AsOf2012-12-31_RealEstateCommercialMember" unitRef="USD" decimals="-3">5247000</us-gaap:FinancingReceivableAllowanceForCreditLosses>
    <us-gaap:FinancingReceivableAllowanceForCreditLosses contextRef="AsOf2011-12-31_ConsumerMember" unitRef="USD" decimals="-3">1872000</us-gaap:FinancingReceivableAllowanceForCreditLosses>
    <us-gaap:FinancingReceivableAllowanceForCreditLosses contextRef="AsOf2012-12-31_ConsumerMember" unitRef="USD" decimals="-3">1939000</us-gaap:FinancingReceivableAllowanceForCreditLosses>
    <us-gaap:FinancingReceivableAllowanceForCreditLosses contextRef="AsOf2011-12-31_UnallocatedMember" unitRef="USD" decimals="-3">16000</us-gaap:FinancingReceivableAllowanceForCreditLosses>
    <us-gaap:FinancingReceivableAllowanceForCreditLosses contextRef="AsOf2012-12-31_UnallocatedMember" unitRef="USD" decimals="-3">948000</us-gaap:FinancingReceivableAllowanceForCreditLosses>
    <us-gaap:FinancingReceivableAllowanceForCreditLosses contextRef="AsOf2010-12-31_CommercialLoanMember" unitRef="USD" decimals="-3">4731000</us-gaap:FinancingReceivableAllowanceForCreditLosses>
    <us-gaap:FinancingReceivableAllowanceForCreditLosses contextRef="AsOf2010-12-31_RealEstateResidentialMember" unitRef="USD" decimals="-3">11283000</us-gaap:FinancingReceivableAllowanceForCreditLosses>
    <us-gaap:FinancingReceivableAllowanceForCreditLosses contextRef="AsOf2010-12-31_RealEstateHomeEquityMember" unitRef="USD" decimals="-3">3634000</us-gaap:FinancingReceivableAllowanceForCreditLosses>
    <us-gaap:FinancingReceivableAllowanceForCreditLosses contextRef="AsOf2010-12-31_RealEstateCommercialMember" unitRef="USD" decimals="-3">3972000</us-gaap:FinancingReceivableAllowanceForCreditLosses>
    <us-gaap:FinancingReceivableAllowanceForCreditLosses contextRef="AsOf2010-12-31_ConsumerMember" unitRef="USD" decimals="-3">1961000</us-gaap:FinancingReceivableAllowanceForCreditLosses>
    <us-gaap:FinancingReceivableAllowanceForCreditLosses contextRef="AsOf2010-12-31_UnallocatedMember" unitRef="USD" decimals="-3">174000</us-gaap:FinancingReceivableAllowanceForCreditLosses>
    <us-gaap:FinancingReceivableAllowanceForCreditLosses contextRef="AsOf2010-12-31_NonCoveredMember" unitRef="USD" decimals="-3">38275000</us-gaap:FinancingReceivableAllowanceForCreditLosses>
    <us-gaap:FinancingReceivableAllowanceForCreditLosses contextRef="AsOf2010-12-31_RealEstateConstructionMember" unitRef="USD" decimals="-3">12520000</us-gaap:FinancingReceivableAllowanceForCreditLosses>
    <us-gaap:FinancingReceivableAllowanceForCreditLossesWriteOffs contextRef="From2012-01-01to2012-12-31_NonCoveredMember" unitRef="USD" decimals="-3">-66545000</us-gaap:FinancingReceivableAllowanceForCreditLossesWriteOffs>
    <us-gaap:FinancingReceivableAllowanceForCreditLossesWriteOffs contextRef="From2011-01-01to2011-12-31_NonCoveredMember" unitRef="USD" decimals="-3">-33859000</us-gaap:FinancingReceivableAllowanceForCreditLossesWriteOffs>
    <us-gaap:FinancingReceivableAllowanceForCreditLossesWriteOffs contextRef="From2012-01-01to2012-12-31_CoveredMember" unitRef="USD" decimals="-3">-10728000</us-gaap:FinancingReceivableAllowanceForCreditLossesWriteOffs>
    <us-gaap:FinancingReceivableAllowanceForCreditLossesWriteOffs contextRef="From2011-01-01to2011-12-31_CoveredMember" unitRef="USD" decimals="-3">-18123000</us-gaap:FinancingReceivableAllowanceForCreditLossesWriteOffs>
    <us-gaap:FinancingReceivableAllowanceForCreditLossesWriteOffs contextRef="From2011-01-01to2011-12-31_RealEstateConstructionMember" unitRef="USD" decimals="-3">-16240000</us-gaap:FinancingReceivableAllowanceForCreditLossesWriteOffs>
    <us-gaap:FinancingReceivableAllowanceForCreditLossesWriteOffs contextRef="From2012-01-01to2012-12-31_RealEstateConstructionMember" unitRef="USD" decimals="-3">-19312000</us-gaap:FinancingReceivableAllowanceForCreditLossesWriteOffs>
    <us-gaap:FinancingReceivableAllowanceForCreditLossesWriteOffs contextRef="From2011-01-01to2011-12-31_RealEstateResidentialMember" unitRef="USD" decimals="-3">-9045000</us-gaap:FinancingReceivableAllowanceForCreditLossesWriteOffs>
    <us-gaap:FinancingReceivableAllowanceForCreditLossesWriteOffs contextRef="From2012-01-01to2012-12-31_RealEstateResidentialMember" unitRef="USD" decimals="-3">-20879000</us-gaap:FinancingReceivableAllowanceForCreditLossesWriteOffs>
    <us-gaap:FinancingReceivableAllowanceForCreditLossesWriteOffs contextRef="From2011-01-01to2011-12-31_RealEstateHomeEquityMember" unitRef="USD" decimals="-3">-1147000</us-gaap:FinancingReceivableAllowanceForCreditLossesWriteOffs>
    <us-gaap:FinancingReceivableAllowanceForCreditLossesWriteOffs contextRef="From2012-01-01to2012-12-31_RealEstateHomeEquityMember" unitRef="USD" decimals="-3">-3287000</us-gaap:FinancingReceivableAllowanceForCreditLossesWriteOffs>
    <us-gaap:FinancingReceivableAllowanceForCreditLossesWriteOffs contextRef="From2011-01-01to2011-12-31_RealEstateCommercialMember" unitRef="USD" decimals="-3">-3355000</us-gaap:FinancingReceivableAllowanceForCreditLossesWriteOffs>
    <us-gaap:FinancingReceivableAllowanceForCreditLossesWriteOffs contextRef="From2012-01-01to2012-12-31_RealEstateCommercialMember" unitRef="USD" decimals="-3">-16616000</us-gaap:FinancingReceivableAllowanceForCreditLossesWriteOffs>
    <us-gaap:FinancingReceivableAllowanceForCreditLossesWriteOffs contextRef="From2011-01-01to2011-12-31_ConsumerMember" unitRef="USD" decimals="-3">-845000</us-gaap:FinancingReceivableAllowanceForCreditLossesWriteOffs>
    <us-gaap:FinancingReceivableAllowanceForCreditLossesWriteOffs contextRef="From2012-01-01to2012-12-31_ConsumerMember" unitRef="USD" decimals="-3">-1539000</us-gaap:FinancingReceivableAllowanceForCreditLossesWriteOffs>
    <us-gaap:FinancingReceivableAllowanceForCreditLossesWriteOffs contextRef="From2011-01-01to2011-12-31_UnallocatedMember" unitRef="USD" decimals="-3">-524000</us-gaap:FinancingReceivableAllowanceForCreditLossesWriteOffs>
    <us-gaap:FinancingReceivableAllowanceForCreditLossesWriteOffs contextRef="From2012-01-01to2012-12-31_UnallocatedMember" unitRef="USD" xsi:nil="true" />
    <us-gaap:FinancingReceivableAllowanceForCreditLossesWriteOffs contextRef="From2011-01-01to2011-12-31_CommercialLoanMember" unitRef="USD" decimals="-3">-2703000</us-gaap:FinancingReceivableAllowanceForCreditLossesWriteOffs>
    <us-gaap:FinancingReceivableAllowanceForCreditLossesWriteOffs contextRef="From2012-01-01to2012-12-31_CommercialLoanMember" unitRef="USD" decimals="-3">-4912000</us-gaap:FinancingReceivableAllowanceForCreditLossesWriteOffs>
    <us-gaap:FinancingReceivableAllowanceForCreditLossesIndividuallyEvaluatedForImpairment1 contextRef="AsOf2012-12-31_CommercialLoanMember" unitRef="USD" xsi:nil="true" />
    <us-gaap:FinancingReceivableAllowanceForCreditLossesIndividuallyEvaluatedForImpairment1 contextRef="AsOf2011-12-31_CommercialLoanMember" unitRef="USD" decimals="-3">60000</us-gaap:FinancingReceivableAllowanceForCreditLossesIndividuallyEvaluatedForImpairment1>
    <us-gaap:FinancingReceivableAllowanceForCreditLossesIndividuallyEvaluatedForImpairment1 contextRef="AsOf2012-12-31_NonCoveredMember" unitRef="USD" decimals="-3">1007000</us-gaap:FinancingReceivableAllowanceForCreditLossesIndividuallyEvaluatedForImpairment1>
    <us-gaap:FinancingReceivableAllowanceForCreditLossesIndividuallyEvaluatedForImpairment1 contextRef="AsOf2011-12-31_NonCoveredMember" unitRef="USD" decimals="-3">1017000</us-gaap:FinancingReceivableAllowanceForCreditLossesIndividuallyEvaluatedForImpairment1>
    <us-gaap:FinancingReceivableAllowanceForCreditLossesIndividuallyEvaluatedForImpairment1 contextRef="AsOf2012-12-31_CoveredMember" unitRef="USD" decimals="-3">4459000</us-gaap:FinancingReceivableAllowanceForCreditLossesIndividuallyEvaluatedForImpairment1>
    <us-gaap:FinancingReceivableAllowanceForCreditLossesIndividuallyEvaluatedForImpairment1 contextRef="AsOf2011-12-31_CoveredMember" unitRef="USD" decimals="-3">5481000</us-gaap:FinancingReceivableAllowanceForCreditLossesIndividuallyEvaluatedForImpairment1>
    <us-gaap:FinancingReceivableAllowanceForCreditLossesIndividuallyEvaluatedForImpairment1 contextRef="AsOf2011-12-31_RealEstateConstructionMember" unitRef="USD" decimals="-3">607000</us-gaap:FinancingReceivableAllowanceForCreditLossesIndividuallyEvaluatedForImpairment1>
    <us-gaap:FinancingReceivableAllowanceForCreditLossesIndividuallyEvaluatedForImpairment1 contextRef="AsOf2012-12-31_RealEstateConstructionMember" unitRef="USD" xsi:nil="true" />
    <us-gaap:FinancingReceivableAllowanceForCreditLossesIndividuallyEvaluatedForImpairment1 contextRef="AsOf2011-12-31_RealEstateResidentialMember" unitRef="USD" decimals="-3">150000</us-gaap:FinancingReceivableAllowanceForCreditLossesIndividuallyEvaluatedForImpairment1>
    <us-gaap:FinancingReceivableAllowanceForCreditLossesIndividuallyEvaluatedForImpairment1 contextRef="AsOf2012-12-31_RealEstateResidentialMember" unitRef="USD" decimals="-3">50000</us-gaap:FinancingReceivableAllowanceForCreditLossesIndividuallyEvaluatedForImpairment1>
    <us-gaap:FinancingReceivableAllowanceForCreditLossesIndividuallyEvaluatedForImpairment1 contextRef="AsOf2011-12-31_RealEstateHomeEquityMember" unitRef="USD" xsi:nil="true" />
    <us-gaap:FinancingReceivableAllowanceForCreditLossesIndividuallyEvaluatedForImpairment1 contextRef="AsOf2012-12-31_RealEstateHomeEquityMember" unitRef="USD" xsi:nil="true" />
    <us-gaap:FinancingReceivableAllowanceForCreditLossesIndividuallyEvaluatedForImpairment1 contextRef="AsOf2011-12-31_RealEstateCommercialMember" unitRef="USD" decimals="-3">200000</us-gaap:FinancingReceivableAllowanceForCreditLossesIndividuallyEvaluatedForImpairment1>
    <us-gaap:FinancingReceivableAllowanceForCreditLossesIndividuallyEvaluatedForImpairment1 contextRef="AsOf2012-12-31_RealEstateCommercialMember" unitRef="USD" decimals="-3">957000</us-gaap:FinancingReceivableAllowanceForCreditLossesIndividuallyEvaluatedForImpairment1>
    <us-gaap:FinancingReceivableAllowanceForCreditLossesIndividuallyEvaluatedForImpairment1 contextRef="AsOf2011-12-31_ConsumerMember" unitRef="USD" xsi:nil="true" />
    <us-gaap:FinancingReceivableAllowanceForCreditLossesIndividuallyEvaluatedForImpairment1 contextRef="AsOf2012-12-31_ConsumerMember" unitRef="USD" xsi:nil="true" />
    <us-gaap:FinancingReceivableAllowanceForCreditLossesIndividuallyEvaluatedForImpairment1 contextRef="AsOf2011-12-31_UnallocatedMember" unitRef="USD" xsi:nil="true" />
    <us-gaap:FinancingReceivableAllowanceForCreditLossesIndividuallyEvaluatedForImpairment1 contextRef="AsOf2012-12-31_UnallocatedMember" unitRef="USD" xsi:nil="true" />
    <us-gaap:FinancingReceivableAllowanceForCreditLossesCollectivelyEvaluatedForImpairment contextRef="AsOf2012-12-31_CommercialLoanMember" unitRef="USD" decimals="-3">4687000</us-gaap:FinancingReceivableAllowanceForCreditLossesCollectivelyEvaluatedForImpairment>
    <us-gaap:FinancingReceivableAllowanceForCreditLossesCollectivelyEvaluatedForImpairment contextRef="AsOf2011-12-31_CommercialLoanMember" unitRef="USD" decimals="-3">3720000</us-gaap:FinancingReceivableAllowanceForCreditLossesCollectivelyEvaluatedForImpairment>
    <us-gaap:FinancingReceivableAllowanceForCreditLossesCollectivelyEvaluatedForImpairment contextRef="AsOf2012-12-31_NonCoveredMember" unitRef="USD" decimals="-3">40636000</us-gaap:FinancingReceivableAllowanceForCreditLossesCollectivelyEvaluatedForImpairment>
    <us-gaap:FinancingReceivableAllowanceForCreditLossesCollectivelyEvaluatedForImpairment contextRef="AsOf2011-12-31_NonCoveredMember" unitRef="USD" decimals="-3">34593000</us-gaap:FinancingReceivableAllowanceForCreditLossesCollectivelyEvaluatedForImpairment>
    <us-gaap:FinancingReceivableAllowanceForCreditLossesCollectivelyEvaluatedForImpairment contextRef="AsOf2012-12-31_CoveredMember" unitRef="USD" decimals="-3">300000</us-gaap:FinancingReceivableAllowanceForCreditLossesCollectivelyEvaluatedForImpairment>
    <us-gaap:FinancingReceivableAllowanceForCreditLossesCollectivelyEvaluatedForImpairment contextRef="AsOf2011-12-31_CoveredMember" unitRef="USD" xsi:nil="true" />
    <us-gaap:FinancingReceivableAllowanceForCreditLossesCollectivelyEvaluatedForImpairment contextRef="AsOf2011-12-31_RealEstateConstructionMember" unitRef="USD" decimals="-3">10699000</us-gaap:FinancingReceivableAllowanceForCreditLossesCollectivelyEvaluatedForImpairment>
    <us-gaap:FinancingReceivableAllowanceForCreditLossesCollectivelyEvaluatedForImpairment contextRef="AsOf2012-12-31_RealEstateConstructionMember" unitRef="USD" decimals="-3">12856000</us-gaap:FinancingReceivableAllowanceForCreditLossesCollectivelyEvaluatedForImpairment>
    <us-gaap:FinancingReceivableAllowanceForCreditLossesCollectivelyEvaluatedForImpairment contextRef="AsOf2011-12-31_RealEstateResidentialMember" unitRef="USD" decimals="-3">13382000</us-gaap:FinancingReceivableAllowanceForCreditLossesCollectivelyEvaluatedForImpairment>
    <us-gaap:FinancingReceivableAllowanceForCreditLossesCollectivelyEvaluatedForImpairment contextRef="AsOf2012-12-31_RealEstateResidentialMember" unitRef="USD" decimals="-3">14032000</us-gaap:FinancingReceivableAllowanceForCreditLossesCollectivelyEvaluatedForImpairment>
    <us-gaap:FinancingReceivableAllowanceForCreditLossesCollectivelyEvaluatedForImpairment contextRef="AsOf2011-12-31_RealEstateHomeEquityMember" unitRef="USD" decimals="-3">1690000</us-gaap:FinancingReceivableAllowanceForCreditLossesCollectivelyEvaluatedForImpairment>
    <us-gaap:FinancingReceivableAllowanceForCreditLossesCollectivelyEvaluatedForImpairment contextRef="AsOf2012-12-31_RealEstateHomeEquityMember" unitRef="USD" decimals="-3">1884000</us-gaap:FinancingReceivableAllowanceForCreditLossesCollectivelyEvaluatedForImpairment>
    <us-gaap:FinancingReceivableAllowanceForCreditLossesCollectivelyEvaluatedForImpairment contextRef="AsOf2011-12-31_RealEstateCommercialMember" unitRef="USD" decimals="-3">3214000</us-gaap:FinancingReceivableAllowanceForCreditLossesCollectivelyEvaluatedForImpairment>
    <us-gaap:FinancingReceivableAllowanceForCreditLossesCollectivelyEvaluatedForImpairment contextRef="AsOf2012-12-31_RealEstateCommercialMember" unitRef="USD" decimals="-3">4290000</us-gaap:FinancingReceivableAllowanceForCreditLossesCollectivelyEvaluatedForImpairment>
    <us-gaap:FinancingReceivableAllowanceForCreditLossesCollectivelyEvaluatedForImpairment contextRef="AsOf2011-12-31_ConsumerMember" unitRef="USD" decimals="-3">1872000</us-gaap:FinancingReceivableAllowanceForCreditLossesCollectivelyEvaluatedForImpairment>
    <us-gaap:FinancingReceivableAllowanceForCreditLossesCollectivelyEvaluatedForImpairment contextRef="AsOf2012-12-31_ConsumerMember" unitRef="USD" decimals="-3">1939000</us-gaap:FinancingReceivableAllowanceForCreditLossesCollectivelyEvaluatedForImpairment>
    <us-gaap:FinancingReceivableAllowanceForCreditLossesCollectivelyEvaluatedForImpairment contextRef="AsOf2011-12-31_UnallocatedMember" unitRef="USD" decimals="-3">16000</us-gaap:FinancingReceivableAllowanceForCreditLossesCollectivelyEvaluatedForImpairment>
    <us-gaap:FinancingReceivableAllowanceForCreditLossesCollectivelyEvaluatedForImpairment contextRef="AsOf2012-12-31_UnallocatedMember" unitRef="USD" decimals="-3">948000</us-gaap:FinancingReceivableAllowanceForCreditLossesCollectivelyEvaluatedForImpairment>
    <us-gaap:FinancingReceivableAllowanceForCreditLossesAcquiredWithDeterioratedCreditQuality contextRef="AsOf2012-12-31_CommercialLoanMember" unitRef="USD" xsi:nil="true" />
    <us-gaap:FinancingReceivableAllowanceForCreditLossesAcquiredWithDeterioratedCreditQuality contextRef="AsOf2011-12-31_CommercialLoanMember" unitRef="USD" xsi:nil="true" />
    <us-gaap:FinancingReceivableAllowanceForCreditLossesAcquiredWithDeterioratedCreditQuality contextRef="AsOf2012-12-31_NonCoveredMember" unitRef="USD" xsi:nil="true" />
    <us-gaap:FinancingReceivableAllowanceForCreditLossesAcquiredWithDeterioratedCreditQuality contextRef="AsOf2011-12-31_NonCoveredMember" unitRef="USD" xsi:nil="true" />
    <us-gaap:FinancingReceivableAllowanceForCreditLossesAcquiredWithDeterioratedCreditQuality contextRef="AsOf2012-12-31_CoveredMember" unitRef="USD" decimals="-3">17000</us-gaap:FinancingReceivableAllowanceForCreditLossesAcquiredWithDeterioratedCreditQuality>
    <us-gaap:FinancingReceivableAllowanceForCreditLossesAcquiredWithDeterioratedCreditQuality contextRef="AsOf2011-12-31_CoveredMember" unitRef="USD" decimals="-3">327000</us-gaap:FinancingReceivableAllowanceForCreditLossesAcquiredWithDeterioratedCreditQuality>
    <us-gaap:FinancingReceivableAllowanceForCreditLossesAcquiredWithDeterioratedCreditQuality contextRef="AsOf2011-12-31_RealEstateConstructionMember" unitRef="USD" xsi:nil="true" />
    <us-gaap:FinancingReceivableAllowanceForCreditLossesAcquiredWithDeterioratedCreditQuality contextRef="AsOf2012-12-31_RealEstateConstructionMember" unitRef="USD" xsi:nil="true" />
    <us-gaap:FinancingReceivableAllowanceForCreditLossesAcquiredWithDeterioratedCreditQuality contextRef="AsOf2011-12-31_RealEstateResidentialMember" unitRef="USD" xsi:nil="true" />
    <us-gaap:FinancingReceivableAllowanceForCreditLossesAcquiredWithDeterioratedCreditQuality contextRef="AsOf2012-12-31_RealEstateResidentialMember" unitRef="USD" xsi:nil="true" />
    <us-gaap:FinancingReceivableAllowanceForCreditLossesAcquiredWithDeterioratedCreditQuality contextRef="AsOf2011-12-31_RealEstateHomeEquityMember" unitRef="USD" xsi:nil="true" />
    <us-gaap:FinancingReceivableAllowanceForCreditLossesAcquiredWithDeterioratedCreditQuality contextRef="AsOf2012-12-31_RealEstateHomeEquityMember" unitRef="USD" xsi:nil="true" />
    <us-gaap:FinancingReceivableAllowanceForCreditLossesAcquiredWithDeterioratedCreditQuality contextRef="AsOf2011-12-31_RealEstateCommercialMember" unitRef="USD" xsi:nil="true" />
    <us-gaap:FinancingReceivableAllowanceForCreditLossesAcquiredWithDeterioratedCreditQuality contextRef="AsOf2012-12-31_RealEstateCommercialMember" unitRef="USD" xsi:nil="true" />
    <us-gaap:FinancingReceivableAllowanceForCreditLossesAcquiredWithDeterioratedCreditQuality contextRef="AsOf2011-12-31_ConsumerMember" unitRef="USD" xsi:nil="true" />
    <us-gaap:FinancingReceivableAllowanceForCreditLossesAcquiredWithDeterioratedCreditQuality contextRef="AsOf2012-12-31_ConsumerMember" unitRef="USD" xsi:nil="true" />
    <us-gaap:FinancingReceivableAllowanceForCreditLossesAcquiredWithDeterioratedCreditQuality contextRef="AsOf2011-12-31_UnallocatedMember" unitRef="USD" xsi:nil="true" />
    <us-gaap:FinancingReceivableAllowanceForCreditLossesAcquiredWithDeterioratedCreditQuality contextRef="AsOf2012-12-31_UnallocatedMember" unitRef="USD" xsi:nil="true" />
    <us-gaap:FinancingReceivableIndividuallyEvaluatedForImpairment contextRef="AsOf2012-12-31_CommercialLoanMember" unitRef="USD" xsi:nil="true" />
    <us-gaap:FinancingReceivableIndividuallyEvaluatedForImpairment contextRef="AsOf2011-12-31_CommercialLoanMember" unitRef="USD" decimals="-3">2526000</us-gaap:FinancingReceivableIndividuallyEvaluatedForImpairment>
    <us-gaap:FinancingReceivableIndividuallyEvaluatedForImpairment contextRef="AsOf2012-12-31_NonCoveredMember" unitRef="USD" decimals="-3">21021000</us-gaap:FinancingReceivableIndividuallyEvaluatedForImpairment>
    <us-gaap:FinancingReceivableIndividuallyEvaluatedForImpairment contextRef="AsOf2011-12-31_NonCoveredMember" unitRef="USD" decimals="-3">80541000</us-gaap:FinancingReceivableIndividuallyEvaluatedForImpairment>
    <us-gaap:FinancingReceivableIndividuallyEvaluatedForImpairment contextRef="AsOf2012-12-31_CoveredMember" unitRef="USD" decimals="-3">74914000</us-gaap:FinancingReceivableIndividuallyEvaluatedForImpairment>
    <us-gaap:FinancingReceivableIndividuallyEvaluatedForImpairment contextRef="AsOf2011-12-31_CoveredMember" unitRef="USD" decimals="-3">44723000</us-gaap:FinancingReceivableIndividuallyEvaluatedForImpairment>
    <us-gaap:FinancingReceivableIndividuallyEvaluatedForImpairment contextRef="AsOf2011-12-31_RealEstateConstructionMember" unitRef="USD" decimals="-3">34750000</us-gaap:FinancingReceivableIndividuallyEvaluatedForImpairment>
    <us-gaap:FinancingReceivableIndividuallyEvaluatedForImpairment contextRef="AsOf2012-12-31_RealEstateConstructionMember" unitRef="USD" decimals="-3">4276000</us-gaap:FinancingReceivableIndividuallyEvaluatedForImpairment>
    <us-gaap:FinancingReceivableIndividuallyEvaluatedForImpairment contextRef="AsOf2011-12-31_RealEstateResidentialMember" unitRef="USD" decimals="-3">11880000</us-gaap:FinancingReceivableIndividuallyEvaluatedForImpairment>
    <us-gaap:FinancingReceivableIndividuallyEvaluatedForImpairment contextRef="AsOf2012-12-31_RealEstateResidentialMember" unitRef="USD" decimals="-3">1705000</us-gaap:FinancingReceivableIndividuallyEvaluatedForImpairment>
    <us-gaap:FinancingReceivableIndividuallyEvaluatedForImpairment contextRef="AsOf2011-12-31_RealEstateHomeEquityMember" unitRef="USD" decimals="-3">527000</us-gaap:FinancingReceivableIndividuallyEvaluatedForImpairment>
    <us-gaap:FinancingReceivableIndividuallyEvaluatedForImpairment contextRef="AsOf2012-12-31_RealEstateHomeEquityMember" unitRef="USD" xsi:nil="true" />
    <us-gaap:FinancingReceivableIndividuallyEvaluatedForImpairment contextRef="AsOf2011-12-31_RealEstateCommercialMember" unitRef="USD" decimals="-3">30846000</us-gaap:FinancingReceivableIndividuallyEvaluatedForImpairment>
    <us-gaap:FinancingReceivableIndividuallyEvaluatedForImpairment contextRef="AsOf2012-12-31_RealEstateCommercialMember" unitRef="USD" decimals="-3">15040000</us-gaap:FinancingReceivableIndividuallyEvaluatedForImpairment>
    <us-gaap:FinancingReceivableIndividuallyEvaluatedForImpairment contextRef="AsOf2011-12-31_ConsumerMember" unitRef="USD" decimals="-3">12000</us-gaap:FinancingReceivableIndividuallyEvaluatedForImpairment>
    <us-gaap:FinancingReceivableIndividuallyEvaluatedForImpairment contextRef="AsOf2012-12-31_ConsumerMember" unitRef="USD" xsi:nil="true" />
    <us-gaap:FinancingReceivableIndividuallyEvaluatedForImpairment contextRef="AsOf2011-12-31_UnallocatedMember" unitRef="USD" xsi:nil="true" />
    <us-gaap:FinancingReceivableIndividuallyEvaluatedForImpairment contextRef="AsOf2012-12-31_UnallocatedMember" unitRef="USD" xsi:nil="true" />
    <us-gaap:FinancingReceivableCollectivelyEvaluatedForImpairment contextRef="AsOf2012-12-31_CommercialLoanMember" unitRef="USD" decimals="-3">170741000</us-gaap:FinancingReceivableCollectivelyEvaluatedForImpairment>
    <us-gaap:FinancingReceivableCollectivelyEvaluatedForImpairment contextRef="AsOf2011-12-31_CommercialLoanMember" unitRef="USD" decimals="-3">169832000</us-gaap:FinancingReceivableCollectivelyEvaluatedForImpairment>
    <us-gaap:FinancingReceivableCollectivelyEvaluatedForImpairment contextRef="AsOf2012-12-31_NonCoveredMember" unitRef="USD" decimals="-3">2071798000</us-gaap:FinancingReceivableCollectivelyEvaluatedForImpairment>
    <us-gaap:FinancingReceivableCollectivelyEvaluatedForImpairment contextRef="AsOf2011-12-31_NonCoveredMember" unitRef="USD" decimals="-3">1987331000</us-gaap:FinancingReceivableCollectivelyEvaluatedForImpairment>
    <us-gaap:FinancingReceivableCollectivelyEvaluatedForImpairment contextRef="AsOf2012-12-31_CoveredMember" unitRef="USD" decimals="-3">207400000</us-gaap:FinancingReceivableCollectivelyEvaluatedForImpairment>
    <us-gaap:FinancingReceivableCollectivelyEvaluatedForImpairment contextRef="AsOf2011-12-31_CoveredMember" unitRef="USD" decimals="-3">316511000</us-gaap:FinancingReceivableCollectivelyEvaluatedForImpairment>
    <us-gaap:FinancingReceivableCollectivelyEvaluatedForImpairment contextRef="AsOf2011-12-31_RealEstateConstructionMember" unitRef="USD" decimals="-3">212055000</us-gaap:FinancingReceivableCollectivelyEvaluatedForImpairment>
    <us-gaap:FinancingReceivableCollectivelyEvaluatedForImpairment contextRef="AsOf2012-12-31_RealEstateConstructionMember" unitRef="USD" decimals="-3">213832000</us-gaap:FinancingReceivableCollectivelyEvaluatedForImpairment>
    <us-gaap:FinancingReceivableCollectivelyEvaluatedForImpairment contextRef="AsOf2011-12-31_RealEstateResidentialMember" unitRef="USD" decimals="-3">783775000</us-gaap:FinancingReceivableCollectivelyEvaluatedForImpairment>
    <us-gaap:FinancingReceivableCollectivelyEvaluatedForImpairment contextRef="AsOf2012-12-31_RealEstateResidentialMember" unitRef="USD" decimals="-3">817734000</us-gaap:FinancingReceivableCollectivelyEvaluatedForImpairment>
    <us-gaap:FinancingReceivableCollectivelyEvaluatedForImpairment contextRef="AsOf2011-12-31_RealEstateHomeEquityMember" unitRef="USD" decimals="-3">206909000</us-gaap:FinancingReceivableCollectivelyEvaluatedForImpairment>
    <us-gaap:FinancingReceivableCollectivelyEvaluatedForImpairment contextRef="AsOf2012-12-31_RealEstateHomeEquityMember" unitRef="USD" decimals="-3">200880000</us-gaap:FinancingReceivableCollectivelyEvaluatedForImpairment>
    <us-gaap:FinancingReceivableCollectivelyEvaluatedForImpairment contextRef="AsOf2011-12-31_RealEstateCommercialMember" unitRef="USD" decimals="-3">556337000</us-gaap:FinancingReceivableCollectivelyEvaluatedForImpairment>
    <us-gaap:FinancingReceivableCollectivelyEvaluatedForImpairment contextRef="AsOf2012-12-31_RealEstateCommercialMember" unitRef="USD" decimals="-3">612900000</us-gaap:FinancingReceivableCollectivelyEvaluatedForImpairment>
    <us-gaap:FinancingReceivableCollectivelyEvaluatedForImpairment contextRef="AsOf2011-12-31_ConsumerMember" unitRef="USD" decimals="-3">58424000</us-gaap:FinancingReceivableCollectivelyEvaluatedForImpairment>
    <us-gaap:FinancingReceivableCollectivelyEvaluatedForImpairment contextRef="AsOf2012-12-31_ConsumerMember" unitRef="USD" decimals="-3">55711000</us-gaap:FinancingReceivableCollectivelyEvaluatedForImpairment>
    <us-gaap:FinancingReceivableCollectivelyEvaluatedForImpairment contextRef="AsOf2011-12-31_UnallocatedMember" unitRef="USD" xsi:nil="true" />
    <us-gaap:FinancingReceivableCollectivelyEvaluatedForImpairment contextRef="AsOf2012-12-31_UnallocatedMember" unitRef="USD" xsi:nil="true" />
    <us-gaap:FinancingReceivableAcquiredWithDeterioratedCreditQuality contextRef="AsOf2012-12-31_CommercialLoanMember" unitRef="USD" xsi:nil="true" />
    <us-gaap:FinancingReceivableAcquiredWithDeterioratedCreditQuality contextRef="AsOf2011-12-31_CommercialLoanMember" unitRef="USD" xsi:nil="true" />
    <us-gaap:FinancingReceivableAcquiredWithDeterioratedCreditQuality contextRef="AsOf2012-12-31_NonCoveredMember" unitRef="USD" xsi:nil="true" />
    <us-gaap:FinancingReceivableAcquiredWithDeterioratedCreditQuality contextRef="AsOf2011-12-31_NonCoveredMember" unitRef="USD" decimals="-3">920000</us-gaap:FinancingReceivableAcquiredWithDeterioratedCreditQuality>
    <us-gaap:FinancingReceivableAcquiredWithDeterioratedCreditQuality contextRef="AsOf2012-12-31_CoveredMember" unitRef="USD" decimals="-3">4825000</us-gaap:FinancingReceivableAcquiredWithDeterioratedCreditQuality>
    <us-gaap:FinancingReceivableAcquiredWithDeterioratedCreditQuality contextRef="AsOf2011-12-31_CoveredMember" unitRef="USD" decimals="-3">7864000</us-gaap:FinancingReceivableAcquiredWithDeterioratedCreditQuality>
    <us-gaap:FinancingReceivableAcquiredWithDeterioratedCreditQuality contextRef="AsOf2011-12-31_RealEstateConstructionMember" unitRef="USD" decimals="-3">920000</us-gaap:FinancingReceivableAcquiredWithDeterioratedCreditQuality>
    <us-gaap:FinancingReceivableAcquiredWithDeterioratedCreditQuality contextRef="AsOf2012-12-31_RealEstateConstructionMember" unitRef="USD" xsi:nil="true" />
    <us-gaap:FinancingReceivableAcquiredWithDeterioratedCreditQuality contextRef="AsOf2011-12-31_RealEstateResidentialMember" unitRef="USD" xsi:nil="true" />
    <us-gaap:FinancingReceivableAcquiredWithDeterioratedCreditQuality contextRef="AsOf2012-12-31_RealEstateResidentialMember" unitRef="USD" xsi:nil="true" />
    <us-gaap:FinancingReceivableAcquiredWithDeterioratedCreditQuality contextRef="AsOf2011-12-31_RealEstateHomeEquityMember" unitRef="USD" xsi:nil="true" />
    <us-gaap:FinancingReceivableAcquiredWithDeterioratedCreditQuality contextRef="AsOf2012-12-31_RealEstateHomeEquityMember" unitRef="USD" xsi:nil="true" />
    <us-gaap:FinancingReceivableAcquiredWithDeterioratedCreditQuality contextRef="AsOf2011-12-31_RealEstateCommercialMember" unitRef="USD" xsi:nil="true" />
    <us-gaap:FinancingReceivableAcquiredWithDeterioratedCreditQuality contextRef="AsOf2012-12-31_RealEstateCommercialMember" unitRef="USD" xsi:nil="true" />
    <us-gaap:FinancingReceivableAcquiredWithDeterioratedCreditQuality contextRef="AsOf2011-12-31_ConsumerMember" unitRef="USD" xsi:nil="true" />
    <us-gaap:FinancingReceivableAcquiredWithDeterioratedCreditQuality contextRef="AsOf2012-12-31_ConsumerMember" unitRef="USD" xsi:nil="true" />
    <us-gaap:FinancingReceivableAcquiredWithDeterioratedCreditQuality contextRef="AsOf2011-12-31_UnallocatedMember" unitRef="USD" xsi:nil="true" />
    <us-gaap:FinancingReceivableAcquiredWithDeterioratedCreditQuality contextRef="AsOf2012-12-31_UnallocatedMember" unitRef="USD" xsi:nil="true" />
    <us-gaap:ImpairedFinancingReceivableWithNoRelatedAllowanceRecordedInvestment contextRef="AsOf2011-12-31" unitRef="USD" decimals="-3">79423000</us-gaap:ImpairedFinancingReceivableWithNoRelatedAllowanceRecordedInvestment>
    <us-gaap:ImpairedFinancingReceivableWithNoRelatedAllowanceRecordedInvestment contextRef="AsOf2010-12-31" unitRef="USD" decimals="-3">92865000</us-gaap:ImpairedFinancingReceivableWithNoRelatedAllowanceRecordedInvestment>
    <us-gaap:ImpairedFinancingReceivableWithNoRelatedAllowanceRecordedInvestment contextRef="AsOf2012-12-31" unitRef="USD" decimals="-3">47245000</us-gaap:ImpairedFinancingReceivableWithNoRelatedAllowanceRecordedInvestment>
    <us-gaap:ImpairedFinancingReceivableWithNoRelatedAllowanceRecordedInvestment contextRef="AsOf2012-12-31_NonCoveredMember" unitRef="USD" decimals="-3">12049000</us-gaap:ImpairedFinancingReceivableWithNoRelatedAllowanceRecordedInvestment>
    <us-gaap:ImpairedFinancingReceivableWithNoRelatedAllowanceRecordedInvestment contextRef="AsOf2011-12-31_NonCoveredMember" unitRef="USD" decimals="-3">35721000</us-gaap:ImpairedFinancingReceivableWithNoRelatedAllowanceRecordedInvestment>
    <us-gaap:ImpairedFinancingReceivableWithNoRelatedAllowanceRecordedInvestment contextRef="AsOf2012-12-31_CoveredMember" unitRef="USD" decimals="-3">35196000</us-gaap:ImpairedFinancingReceivableWithNoRelatedAllowanceRecordedInvestment>
    <us-gaap:ImpairedFinancingReceivableWithNoRelatedAllowanceRecordedInvestment contextRef="AsOf2011-12-31_CoveredMember" unitRef="USD" decimals="-3">43702000</us-gaap:ImpairedFinancingReceivableWithNoRelatedAllowanceRecordedInvestment>
    <us-gaap:ImpairedFinancingReceivableWithNoRelatedAllowanceRecordedInvestment contextRef="AsOf2010-12-31_CoveredMember" unitRef="USD" decimals="-3">49991000</us-gaap:ImpairedFinancingReceivableWithNoRelatedAllowanceRecordedInvestment>
    <us-gaap:ImpairedFinancingReceivableWithNoRelatedAllowanceRecordedInvestment contextRef="AsOf2011-12-31_NonCoveredMember_CommercialUnsecuredMember" unitRef="USD" xsi:nil="true" />
    <us-gaap:ImpairedFinancingReceivableWithNoRelatedAllowanceRecordedInvestment contextRef="AsOf2012-12-31_NonCoveredMember_CommercialUnsecuredMember" unitRef="USD" xsi:nil="true" />
    <us-gaap:ImpairedFinancingReceivableWithNoRelatedAllowanceRecordedInvestment contextRef="AsOf2011-12-31_NonCoveredMember_CommercialSecuredMember" unitRef="USD" decimals="-3">295000</us-gaap:ImpairedFinancingReceivableWithNoRelatedAllowanceRecordedInvestment>
    <us-gaap:ImpairedFinancingReceivableWithNoRelatedAllowanceRecordedInvestment contextRef="AsOf2012-12-31_NonCoveredMember_CommercialSecuredMember" unitRef="USD" xsi:nil="true" />
    <us-gaap:ImpairedFinancingReceivableWithNoRelatedAllowanceRecordedInvestment contextRef="AsOf2011-12-31_NonCoveredMember_SecuredInventoryAccountsReceivableMember" unitRef="USD" decimals="-3">27000</us-gaap:ImpairedFinancingReceivableWithNoRelatedAllowanceRecordedInvestment>
    <us-gaap:ImpairedFinancingReceivableWithNoRelatedAllowanceRecordedInvestment contextRef="AsOf2012-12-31_NonCoveredMember_SecuredInventoryAccountsReceivableMember" unitRef="USD" xsi:nil="true" />
    <us-gaap:ImpairedFinancingReceivableWithNoRelatedAllowanceRecordedInvestment contextRef="AsOf2011-12-31_NonCoveredMember_RealEstateConstructionMember" unitRef="USD" decimals="-3">15105000</us-gaap:ImpairedFinancingReceivableWithNoRelatedAllowanceRecordedInvestment>
    <us-gaap:ImpairedFinancingReceivableWithNoRelatedAllowanceRecordedInvestment contextRef="AsOf2012-12-31_NonCoveredMember_RealEstateConstructionMember" unitRef="USD" decimals="-3">4277000</us-gaap:ImpairedFinancingReceivableWithNoRelatedAllowanceRecordedInvestment>
    <us-gaap:ImpairedFinancingReceivableWithNoRelatedAllowanceRecordedInvestment contextRef="AsOf2011-12-31_NonCoveredMember_RealEstateResidentialMember" unitRef="USD" decimals="-3">3442000</us-gaap:ImpairedFinancingReceivableWithNoRelatedAllowanceRecordedInvestment>
    <us-gaap:ImpairedFinancingReceivableWithNoRelatedAllowanceRecordedInvestment contextRef="AsOf2012-12-31_NonCoveredMember_RealEstateResidentialMember" unitRef="USD" decimals="-3">1597000</us-gaap:ImpairedFinancingReceivableWithNoRelatedAllowanceRecordedInvestment>
    <us-gaap:ImpairedFinancingReceivableWithNoRelatedAllowanceRecordedInvestment contextRef="AsOf2011-12-31_NonCoveredMember_RealEstateHomeEquityMember" unitRef="USD" decimals="-3">46000</us-gaap:ImpairedFinancingReceivableWithNoRelatedAllowanceRecordedInvestment>
    <us-gaap:ImpairedFinancingReceivableWithNoRelatedAllowanceRecordedInvestment contextRef="AsOf2012-12-31_NonCoveredMember_RealEstateHomeEquityMember" unitRef="USD" xsi:nil="true" />
    <us-gaap:ImpairedFinancingReceivableWithNoRelatedAllowanceRecordedInvestment contextRef="AsOf2011-12-31_NonCoveredMember_RealEstateCommercialMember" unitRef="USD" decimals="-3">16794000</us-gaap:ImpairedFinancingReceivableWithNoRelatedAllowanceRecordedInvestment>
    <us-gaap:ImpairedFinancingReceivableWithNoRelatedAllowanceRecordedInvestment contextRef="AsOf2012-12-31_NonCoveredMember_RealEstateCommercialMember" unitRef="USD" decimals="-3">6175000</us-gaap:ImpairedFinancingReceivableWithNoRelatedAllowanceRecordedInvestment>
    <us-gaap:ImpairedFinancingReceivableWithNoRelatedAllowanceRecordedInvestment contextRef="AsOf2011-12-31_NonCoveredMember_ConsumerMember" unitRef="USD" decimals="-3">12000</us-gaap:ImpairedFinancingReceivableWithNoRelatedAllowanceRecordedInvestment>
    <us-gaap:ImpairedFinancingReceivableWithNoRelatedAllowanceRecordedInvestment contextRef="AsOf2012-12-31_NonCoveredMember_ConsumerMember" unitRef="USD" xsi:nil="true" />
    <us-gaap:ImpairedFinancingReceivableWithNoRelatedAllowanceRecordedInvestment contextRef="AsOf2010-12-31_NonCoveredMember" unitRef="USD" decimals="-3">42874000</us-gaap:ImpairedFinancingReceivableWithNoRelatedAllowanceRecordedInvestment>
    <us-gaap:ImpairedFinancingReceivableWithNoRelatedAllowanceAverageRecordedInvestment contextRef="From2012-01-01to2012-12-31" unitRef="USD" decimals="-3">63546000</us-gaap:ImpairedFinancingReceivableWithNoRelatedAllowanceAverageRecordedInvestment>
    <us-gaap:ImpairedFinancingReceivableWithNoRelatedAllowanceAverageRecordedInvestment contextRef="From2011-01-01to2011-12-31" unitRef="USD" decimals="-3">86265000</us-gaap:ImpairedFinancingReceivableWithNoRelatedAllowanceAverageRecordedInvestment>
    <us-gaap:ImpairedFinancingReceivableWithNoRelatedAllowanceAverageRecordedInvestment contextRef="From2012-01-01to2012-12-31_NonCoveredMember" unitRef="USD" decimals="-3">24174000</us-gaap:ImpairedFinancingReceivableWithNoRelatedAllowanceAverageRecordedInvestment>
    <us-gaap:ImpairedFinancingReceivableWithNoRelatedAllowanceAverageRecordedInvestment contextRef="From2011-01-01to2011-12-31_NonCoveredMember" unitRef="USD" decimals="-3">37235000</us-gaap:ImpairedFinancingReceivableWithNoRelatedAllowanceAverageRecordedInvestment>
    <us-gaap:ImpairedFinancingReceivableWithNoRelatedAllowanceAverageRecordedInvestment contextRef="From2012-01-01to2012-12-31_CoveredMember" unitRef="USD" decimals="-3">39372000</us-gaap:ImpairedFinancingReceivableWithNoRelatedAllowanceAverageRecordedInvestment>
    <us-gaap:ImpairedFinancingReceivableWithNoRelatedAllowanceAverageRecordedInvestment contextRef="From2011-01-01to2011-12-31_CoveredMember" unitRef="USD" decimals="-3">49030000</us-gaap:ImpairedFinancingReceivableWithNoRelatedAllowanceAverageRecordedInvestment>
    <us-gaap:ImpairedFinancingReceivableWithNoRelatedAllowanceAverageRecordedInvestment contextRef="From2012-01-01to2012-12-31_NonCoveredMember_CommercialUnsecuredMember" unitRef="USD" xsi:nil="true" />
    <us-gaap:ImpairedFinancingReceivableWithNoRelatedAllowanceAverageRecordedInvestment contextRef="From2011-01-01to2011-12-31_NonCoveredMember_CommercialUnsecuredMember" unitRef="USD" xsi:nil="true" />
    <us-gaap:ImpairedFinancingReceivableWithNoRelatedAllowanceAverageRecordedInvestment contextRef="From2012-01-01to2012-12-31_NonCoveredMember_CommercialSecuredMember" unitRef="USD" decimals="-3">87000</us-gaap:ImpairedFinancingReceivableWithNoRelatedAllowanceAverageRecordedInvestment>
    <us-gaap:ImpairedFinancingReceivableWithNoRelatedAllowanceAverageRecordedInvestment contextRef="From2011-01-01to2011-12-31_NonCoveredMember_CommercialSecuredMember" unitRef="USD" decimals="-3">504000</us-gaap:ImpairedFinancingReceivableWithNoRelatedAllowanceAverageRecordedInvestment>
    <us-gaap:ImpairedFinancingReceivableWithNoRelatedAllowanceAverageRecordedInvestment contextRef="From2012-01-01to2012-12-31_NonCoveredMember_SecuredInventoryAccountsReceivableMember" unitRef="USD" decimals="-3">5000</us-gaap:ImpairedFinancingReceivableWithNoRelatedAllowanceAverageRecordedInvestment>
    <us-gaap:ImpairedFinancingReceivableWithNoRelatedAllowanceAverageRecordedInvestment contextRef="From2011-01-01to2011-12-31_NonCoveredMember_SecuredInventoryAccountsReceivableMember" unitRef="USD" decimals="-3">124000</us-gaap:ImpairedFinancingReceivableWithNoRelatedAllowanceAverageRecordedInvestment>
    <us-gaap:ImpairedFinancingReceivableWithNoRelatedAllowanceAverageRecordedInvestment contextRef="From2012-01-01to2012-12-31_NonCoveredMember_RealEstateConstructionMember" unitRef="USD" decimals="-3">8600000</us-gaap:ImpairedFinancingReceivableWithNoRelatedAllowanceAverageRecordedInvestment>
    <us-gaap:ImpairedFinancingReceivableWithNoRelatedAllowanceAverageRecordedInvestment contextRef="From2011-01-01to2011-12-31_NonCoveredMember_RealEstateConstructionMember" unitRef="USD" decimals="-3">17876000</us-gaap:ImpairedFinancingReceivableWithNoRelatedAllowanceAverageRecordedInvestment>
    <us-gaap:ImpairedFinancingReceivableWithNoRelatedAllowanceAverageRecordedInvestment contextRef="From2012-01-01to2012-12-31_NonCoveredMember_RealEstateResidentialMember" unitRef="USD" decimals="-3">2692000</us-gaap:ImpairedFinancingReceivableWithNoRelatedAllowanceAverageRecordedInvestment>
    <us-gaap:ImpairedFinancingReceivableWithNoRelatedAllowanceAverageRecordedInvestment contextRef="From2011-01-01to2011-12-31_NonCoveredMember_RealEstateResidentialMember" unitRef="USD" decimals="-3">5278000</us-gaap:ImpairedFinancingReceivableWithNoRelatedAllowanceAverageRecordedInvestment>
    <us-gaap:ImpairedFinancingReceivableWithNoRelatedAllowanceAverageRecordedInvestment contextRef="From2012-01-01to2012-12-31_NonCoveredMember_RealEstateHomeEquityMember" unitRef="USD" decimals="-3">64000</us-gaap:ImpairedFinancingReceivableWithNoRelatedAllowanceAverageRecordedInvestment>
    <us-gaap:ImpairedFinancingReceivableWithNoRelatedAllowanceAverageRecordedInvestment contextRef="From2011-01-01to2011-12-31_NonCoveredMember_RealEstateHomeEquityMember" unitRef="USD" decimals="-3">79000</us-gaap:ImpairedFinancingReceivableWithNoRelatedAllowanceAverageRecordedInvestment>
    <us-gaap:ImpairedFinancingReceivableWithNoRelatedAllowanceAverageRecordedInvestment contextRef="From2012-01-01to2012-12-31_NonCoveredMember_RealEstateCommercialMember" unitRef="USD" decimals="-3">12724000</us-gaap:ImpairedFinancingReceivableWithNoRelatedAllowanceAverageRecordedInvestment>
    <us-gaap:ImpairedFinancingReceivableWithNoRelatedAllowanceAverageRecordedInvestment contextRef="From2011-01-01to2011-12-31_NonCoveredMember_RealEstateCommercialMember" unitRef="USD" decimals="-3">13359000</us-gaap:ImpairedFinancingReceivableWithNoRelatedAllowanceAverageRecordedInvestment>
    <us-gaap:ImpairedFinancingReceivableWithNoRelatedAllowanceAverageRecordedInvestment contextRef="From2012-01-01to2012-12-31_NonCoveredMember_ConsumerMember" unitRef="USD" decimals="-3">2000</us-gaap:ImpairedFinancingReceivableWithNoRelatedAllowanceAverageRecordedInvestment>
    <us-gaap:ImpairedFinancingReceivableWithNoRelatedAllowanceAverageRecordedInvestment contextRef="From2011-01-01to2011-12-31_NonCoveredMember_ConsumerMember" unitRef="USD" decimals="-3">15000</us-gaap:ImpairedFinancingReceivableWithNoRelatedAllowanceAverageRecordedInvestment>
    <us-gaap:ImpairedFinancingReceivableWithRelatedAllowanceAverageRecordedInvestment contextRef="From2012-01-01to2012-12-31" unitRef="USD" decimals="-3">76425000</us-gaap:ImpairedFinancingReceivableWithRelatedAllowanceAverageRecordedInvestment>
    <us-gaap:ImpairedFinancingReceivableWithRelatedAllowanceAverageRecordedInvestment contextRef="From2011-01-01to2011-12-31" unitRef="USD" decimals="-3">66047000</us-gaap:ImpairedFinancingReceivableWithRelatedAllowanceAverageRecordedInvestment>
    <us-gaap:ImpairedFinancingReceivableWithRelatedAllowanceAverageRecordedInvestment contextRef="From2012-01-01to2012-12-31_NonCoveredMember" unitRef="USD" decimals="-3">61024000</us-gaap:ImpairedFinancingReceivableWithRelatedAllowanceAverageRecordedInvestment>
    <us-gaap:ImpairedFinancingReceivableWithRelatedAllowanceAverageRecordedInvestment contextRef="From2011-01-01to2011-12-31_NonCoveredMember" unitRef="USD" decimals="-3">51788000</us-gaap:ImpairedFinancingReceivableWithRelatedAllowanceAverageRecordedInvestment>
    <us-gaap:ImpairedFinancingReceivableWithRelatedAllowanceAverageRecordedInvestment contextRef="From2012-01-01to2012-12-31_CoveredMember" unitRef="USD" decimals="-3">15401000</us-gaap:ImpairedFinancingReceivableWithRelatedAllowanceAverageRecordedInvestment>
    <us-gaap:ImpairedFinancingReceivableWithRelatedAllowanceAverageRecordedInvestment contextRef="From2011-01-01to2011-12-31_CoveredMember" unitRef="USD" decimals="-3">14259000</us-gaap:ImpairedFinancingReceivableWithRelatedAllowanceAverageRecordedInvestment>
    <us-gaap:ImpairedFinancingReceivableWithRelatedAllowanceAverageRecordedInvestment contextRef="From2012-01-01to2012-12-31_NonCoveredMember_CommercialUnsecuredMember" unitRef="USD" decimals="-3">221000</us-gaap:ImpairedFinancingReceivableWithRelatedAllowanceAverageRecordedInvestment>
    <us-gaap:ImpairedFinancingReceivableWithRelatedAllowanceAverageRecordedInvestment contextRef="From2011-01-01to2011-12-31_NonCoveredMember_CommercialUnsecuredMember" unitRef="USD" decimals="-3">226000</us-gaap:ImpairedFinancingReceivableWithRelatedAllowanceAverageRecordedInvestment>
    <us-gaap:ImpairedFinancingReceivableWithRelatedAllowanceAverageRecordedInvestment contextRef="From2012-01-01to2012-12-31_NonCoveredMember_CommercialSecuredMember" unitRef="USD" decimals="-3">2304000</us-gaap:ImpairedFinancingReceivableWithRelatedAllowanceAverageRecordedInvestment>
    <us-gaap:ImpairedFinancingReceivableWithRelatedAllowanceAverageRecordedInvestment contextRef="From2011-01-01to2011-12-31_NonCoveredMember_CommercialSecuredMember" unitRef="USD" decimals="-3">1427000</us-gaap:ImpairedFinancingReceivableWithRelatedAllowanceAverageRecordedInvestment>
    <us-gaap:ImpairedFinancingReceivableWithRelatedAllowanceAverageRecordedInvestment contextRef="From2012-01-01to2012-12-31_NonCoveredMember_SecuredInventoryAccountsReceivableMember" unitRef="USD" decimals="-3">548000</us-gaap:ImpairedFinancingReceivableWithRelatedAllowanceAverageRecordedInvestment>
    <us-gaap:ImpairedFinancingReceivableWithRelatedAllowanceAverageRecordedInvestment contextRef="From2011-01-01to2011-12-31_NonCoveredMember_SecuredInventoryAccountsReceivableMember" unitRef="USD" decimals="-3">391000</us-gaap:ImpairedFinancingReceivableWithRelatedAllowanceAverageRecordedInvestment>
    <us-gaap:ImpairedFinancingReceivableWithRelatedAllowanceAverageRecordedInvestment contextRef="From2012-01-01to2012-12-31_NonCoveredMember_RealEstateConstructionMember" unitRef="USD" decimals="-3">12199000</us-gaap:ImpairedFinancingReceivableWithRelatedAllowanceAverageRecordedInvestment>
    <us-gaap:ImpairedFinancingReceivableWithRelatedAllowanceAverageRecordedInvestment contextRef="From2011-01-01to2011-12-31_NonCoveredMember_RealEstateConstructionMember" unitRef="USD" decimals="-3">15782000</us-gaap:ImpairedFinancingReceivableWithRelatedAllowanceAverageRecordedInvestment>
    <us-gaap:ImpairedFinancingReceivableWithRelatedAllowanceAverageRecordedInvestment contextRef="From2012-01-01to2012-12-31_NonCoveredMember_RealEstateResidentialMember" unitRef="USD" decimals="-3">27186000</us-gaap:ImpairedFinancingReceivableWithRelatedAllowanceAverageRecordedInvestment>
    <us-gaap:ImpairedFinancingReceivableWithRelatedAllowanceAverageRecordedInvestment contextRef="From2011-01-01to2011-12-31_NonCoveredMember_RealEstateResidentialMember" unitRef="USD" decimals="-3">22487000</us-gaap:ImpairedFinancingReceivableWithRelatedAllowanceAverageRecordedInvestment>
    <us-gaap:ImpairedFinancingReceivableWithRelatedAllowanceAverageRecordedInvestment contextRef="From2012-01-01to2012-12-31_NonCoveredMember_RealEstateHomeEquityMember" unitRef="USD" decimals="-3">2901000</us-gaap:ImpairedFinancingReceivableWithRelatedAllowanceAverageRecordedInvestment>
    <us-gaap:ImpairedFinancingReceivableWithRelatedAllowanceAverageRecordedInvestment contextRef="From2011-01-01to2011-12-31_NonCoveredMember_RealEstateHomeEquityMember" unitRef="USD" decimals="-3">2544000</us-gaap:ImpairedFinancingReceivableWithRelatedAllowanceAverageRecordedInvestment>
    <us-gaap:ImpairedFinancingReceivableWithRelatedAllowanceAverageRecordedInvestment contextRef="From2012-01-01to2012-12-31_NonCoveredMember_RealEstateCommercialMember" unitRef="USD" decimals="-3">12863000</us-gaap:ImpairedFinancingReceivableWithRelatedAllowanceAverageRecordedInvestment>
    <us-gaap:ImpairedFinancingReceivableWithRelatedAllowanceAverageRecordedInvestment contextRef="From2011-01-01to2011-12-31_NonCoveredMember_RealEstateCommercialMember" unitRef="USD" decimals="-3">6602000</us-gaap:ImpairedFinancingReceivableWithRelatedAllowanceAverageRecordedInvestment>
    <us-gaap:ImpairedFinancingReceivableWithRelatedAllowanceAverageRecordedInvestment contextRef="From2012-01-01to2012-12-31_NonCoveredMember_ConsumerMember" unitRef="USD" decimals="-3">2802000</us-gaap:ImpairedFinancingReceivableWithRelatedAllowanceAverageRecordedInvestment>
    <us-gaap:ImpairedFinancingReceivableWithRelatedAllowanceAverageRecordedInvestment contextRef="From2011-01-01to2011-12-31_NonCoveredMember_ConsumerMember" unitRef="USD" decimals="-3">2329000</us-gaap:ImpairedFinancingReceivableWithRelatedAllowanceAverageRecordedInvestment>
    <us-gaap:ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment contextRef="AsOf2011-12-31" unitRef="USD" decimals="-3">61553000</us-gaap:ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment>
    <us-gaap:ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment contextRef="AsOf2012-12-31" unitRef="USD" decimals="-3">59593000</us-gaap:ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment>
    <us-gaap:ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment contextRef="AsOf2012-12-31_NonCoveredMember" unitRef="USD" decimals="-3">45833000</us-gaap:ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment>
    <us-gaap:ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment contextRef="AsOf2011-12-31_NonCoveredMember" unitRef="USD" decimals="-3">49565000</us-gaap:ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment>
    <us-gaap:ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment contextRef="AsOf2012-12-31_CoveredMember" unitRef="USD" decimals="-3">13760000</us-gaap:ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment>
    <us-gaap:ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment contextRef="AsOf2011-12-31_CoveredMember" unitRef="USD" decimals="-3">11988000</us-gaap:ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment>
    <us-gaap:ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment contextRef="AsOf2011-12-31_NonCoveredMember_CommercialUnsecuredMember" unitRef="USD" decimals="-3">452000</us-gaap:ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment>
    <us-gaap:ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment contextRef="AsOf2012-12-31_NonCoveredMember_CommercialUnsecuredMember" unitRef="USD" decimals="-3">307000</us-gaap:ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment>
    <us-gaap:ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment contextRef="AsOf2011-12-31_NonCoveredMember_CommercialSecuredMember" unitRef="USD" decimals="-3">1895000</us-gaap:ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment>
    <us-gaap:ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment contextRef="AsOf2012-12-31_NonCoveredMember_CommercialSecuredMember" unitRef="USD" decimals="-3">2398000</us-gaap:ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment>
    <us-gaap:ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment contextRef="AsOf2011-12-31_NonCoveredMember_SecuredInventoryAccountsReceivableMember" unitRef="USD" decimals="-3">561000</us-gaap:ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment>
    <us-gaap:ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment contextRef="AsOf2012-12-31_NonCoveredMember_SecuredInventoryAccountsReceivableMember" unitRef="USD" decimals="-3">17000</us-gaap:ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment>
    <us-gaap:ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment contextRef="AsOf2011-12-31_NonCoveredMember_RealEstateConstructionMember" unitRef="USD" decimals="-3">10360000</us-gaap:ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment>
    <us-gaap:ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment contextRef="AsOf2012-12-31_NonCoveredMember_RealEstateConstructionMember" unitRef="USD" decimals="-3">3934000</us-gaap:ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment>
    <us-gaap:ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment contextRef="AsOf2011-12-31_NonCoveredMember_RealEstateResidentialMember" unitRef="USD" decimals="-3">24460000</us-gaap:ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment>
    <us-gaap:ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment contextRef="AsOf2012-12-31_NonCoveredMember_RealEstateResidentialMember" unitRef="USD" decimals="-3">23859000</us-gaap:ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment>
    <us-gaap:ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment contextRef="AsOf2011-12-31_NonCoveredMember_RealEstateHomeEquityMember" unitRef="USD" decimals="-3">3115000</us-gaap:ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment>
    <us-gaap:ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment contextRef="AsOf2012-12-31_NonCoveredMember_RealEstateHomeEquityMember" unitRef="USD" decimals="-3">1645000</us-gaap:ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment>
    <us-gaap:ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment contextRef="AsOf2011-12-31_NonCoveredMember_RealEstateCommercialMember" unitRef="USD" decimals="-3">5965000</us-gaap:ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment>
    <us-gaap:ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment contextRef="AsOf2012-12-31_NonCoveredMember_RealEstateCommercialMember" unitRef="USD" decimals="-3">10851000</us-gaap:ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment>
    <us-gaap:ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment contextRef="AsOf2011-12-31_NonCoveredMember_ConsumerMember" unitRef="USD" decimals="-3">2757000</us-gaap:ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment>
    <us-gaap:ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment contextRef="AsOf2012-12-31_NonCoveredMember_ConsumerMember" unitRef="USD" decimals="-3">2822000</us-gaap:ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment>
    <us-gaap:ImpairedFinancingReceivableWithNoRelatedAllowanceUnpaidPrincipalBalance contextRef="AsOf2011-12-31" unitRef="USD" decimals="-3">124387000</us-gaap:ImpairedFinancingReceivableWithNoRelatedAllowanceUnpaidPrincipalBalance>
    <us-gaap:ImpairedFinancingReceivableWithNoRelatedAllowanceUnpaidPrincipalBalance contextRef="AsOf2012-12-31" unitRef="USD" decimals="-3">84187000</us-gaap:ImpairedFinancingReceivableWithNoRelatedAllowanceUnpaidPrincipalBalance>
    <us-gaap:ImpairedFinancingReceivableWithNoRelatedAllowanceUnpaidPrincipalBalance contextRef="AsOf2012-12-31_NonCoveredMember" unitRef="USD" decimals="-3">12774000</us-gaap:ImpairedFinancingReceivableWithNoRelatedAllowanceUnpaidPrincipalBalance>
    <us-gaap:ImpairedFinancingReceivableWithNoRelatedAllowanceUnpaidPrincipalBalance contextRef="AsOf2011-12-31_NonCoveredMember" unitRef="USD" decimals="-3">45809000</us-gaap:ImpairedFinancingReceivableWithNoRelatedAllowanceUnpaidPrincipalBalance>
    <us-gaap:ImpairedFinancingReceivableWithNoRelatedAllowanceUnpaidPrincipalBalance contextRef="AsOf2012-12-31_CoveredMember" unitRef="USD" decimals="-3">71413000</us-gaap:ImpairedFinancingReceivableWithNoRelatedAllowanceUnpaidPrincipalBalance>
    <us-gaap:ImpairedFinancingReceivableWithNoRelatedAllowanceUnpaidPrincipalBalance contextRef="AsOf2011-12-31_CoveredMember" unitRef="USD" decimals="-3">78578000</us-gaap:ImpairedFinancingReceivableWithNoRelatedAllowanceUnpaidPrincipalBalance>
    <us-gaap:ImpairedFinancingReceivableWithNoRelatedAllowanceUnpaidPrincipalBalance contextRef="AsOf2011-12-31_NonCoveredMember_CommercialUnsecuredMember" unitRef="USD" xsi:nil="true" />
    <us-gaap:ImpairedFinancingReceivableWithNoRelatedAllowanceUnpaidPrincipalBalance contextRef="AsOf2012-12-31_NonCoveredMember_CommercialUnsecuredMember" unitRef="USD" xsi:nil="true" />
    <us-gaap:ImpairedFinancingReceivableWithNoRelatedAllowanceUnpaidPrincipalBalance contextRef="AsOf2011-12-31_NonCoveredMember_CommercialSecuredMember" unitRef="USD" decimals="-3">478000</us-gaap:ImpairedFinancingReceivableWithNoRelatedAllowanceUnpaidPrincipalBalance>
    <us-gaap:ImpairedFinancingReceivableWithNoRelatedAllowanceUnpaidPrincipalBalance contextRef="AsOf2012-12-31_NonCoveredMember_CommercialSecuredMember" unitRef="USD" xsi:nil="true" />
    <us-gaap:ImpairedFinancingReceivableWithNoRelatedAllowanceUnpaidPrincipalBalance contextRef="AsOf2011-12-31_NonCoveredMember_SecuredInventoryAccountsReceivableMember" unitRef="USD" decimals="-3">493000</us-gaap:ImpairedFinancingReceivableWithNoRelatedAllowanceUnpaidPrincipalBalance>
    <us-gaap:ImpairedFinancingReceivableWithNoRelatedAllowanceUnpaidPrincipalBalance contextRef="AsOf2012-12-31_NonCoveredMember_SecuredInventoryAccountsReceivableMember" unitRef="USD" xsi:nil="true" />
    <us-gaap:ImpairedFinancingReceivableWithNoRelatedAllowanceUnpaidPrincipalBalance contextRef="AsOf2011-12-31_NonCoveredMember_RealEstateConstructionMember" unitRef="USD" decimals="-3">20941000</us-gaap:ImpairedFinancingReceivableWithNoRelatedAllowanceUnpaidPrincipalBalance>
    <us-gaap:ImpairedFinancingReceivableWithNoRelatedAllowanceUnpaidPrincipalBalance contextRef="AsOf2012-12-31_NonCoveredMember_RealEstateConstructionMember" unitRef="USD" decimals="-3">4305000</us-gaap:ImpairedFinancingReceivableWithNoRelatedAllowanceUnpaidPrincipalBalance>
    <us-gaap:ImpairedFinancingReceivableWithNoRelatedAllowanceUnpaidPrincipalBalance contextRef="AsOf2011-12-31_NonCoveredMember_RealEstateResidentialMember" unitRef="USD" decimals="-3">4741000</us-gaap:ImpairedFinancingReceivableWithNoRelatedAllowanceUnpaidPrincipalBalance>
    <us-gaap:ImpairedFinancingReceivableWithNoRelatedAllowanceUnpaidPrincipalBalance contextRef="AsOf2012-12-31_NonCoveredMember_RealEstateResidentialMember" unitRef="USD" decimals="-3">1618000</us-gaap:ImpairedFinancingReceivableWithNoRelatedAllowanceUnpaidPrincipalBalance>
    <us-gaap:ImpairedFinancingReceivableWithNoRelatedAllowanceUnpaidPrincipalBalance contextRef="AsOf2011-12-31_NonCoveredMember_RealEstateHomeEquityMember" unitRef="USD" decimals="-3">300000</us-gaap:ImpairedFinancingReceivableWithNoRelatedAllowanceUnpaidPrincipalBalance>
    <us-gaap:ImpairedFinancingReceivableWithNoRelatedAllowanceUnpaidPrincipalBalance contextRef="AsOf2012-12-31_NonCoveredMember_RealEstateHomeEquityMember" unitRef="USD" xsi:nil="true" />
    <us-gaap:ImpairedFinancingReceivableWithNoRelatedAllowanceUnpaidPrincipalBalance contextRef="AsOf2011-12-31_NonCoveredMember_RealEstateCommercialMember" unitRef="USD" decimals="-3">18817000</us-gaap:ImpairedFinancingReceivableWithNoRelatedAllowanceUnpaidPrincipalBalance>
    <us-gaap:ImpairedFinancingReceivableWithNoRelatedAllowanceUnpaidPrincipalBalance contextRef="AsOf2012-12-31_NonCoveredMember_RealEstateCommercialMember" unitRef="USD" decimals="-3">6851000</us-gaap:ImpairedFinancingReceivableWithNoRelatedAllowanceUnpaidPrincipalBalance>
    <us-gaap:ImpairedFinancingReceivableWithNoRelatedAllowanceUnpaidPrincipalBalance contextRef="AsOf2011-12-31_NonCoveredMember_ConsumerMember" unitRef="USD" decimals="-3">39000</us-gaap:ImpairedFinancingReceivableWithNoRelatedAllowanceUnpaidPrincipalBalance>
    <us-gaap:ImpairedFinancingReceivableWithNoRelatedAllowanceUnpaidPrincipalBalance contextRef="AsOf2012-12-31_NonCoveredMember_ConsumerMember" unitRef="USD" xsi:nil="true" />
    <us-gaap:ImpairedFinancingReceivableWithRelatedAllowanceUnpaidPrincipalBalance contextRef="AsOf2011-12-31" unitRef="USD" decimals="-3">69674000</us-gaap:ImpairedFinancingReceivableWithRelatedAllowanceUnpaidPrincipalBalance>
    <us-gaap:ImpairedFinancingReceivableWithRelatedAllowanceUnpaidPrincipalBalance contextRef="AsOf2012-12-31" unitRef="USD" decimals="-3">71062000</us-gaap:ImpairedFinancingReceivableWithRelatedAllowanceUnpaidPrincipalBalance>
    <us-gaap:ImpairedFinancingReceivableWithRelatedAllowanceUnpaidPrincipalBalance contextRef="AsOf2012-12-31_NonCoveredMember" unitRef="USD" decimals="-3">52791000</us-gaap:ImpairedFinancingReceivableWithRelatedAllowanceUnpaidPrincipalBalance>
    <us-gaap:ImpairedFinancingReceivableWithRelatedAllowanceUnpaidPrincipalBalance contextRef="AsOf2011-12-31_NonCoveredMember" unitRef="USD" decimals="-3">54004000</us-gaap:ImpairedFinancingReceivableWithRelatedAllowanceUnpaidPrincipalBalance>
    <us-gaap:ImpairedFinancingReceivableWithRelatedAllowanceUnpaidPrincipalBalance contextRef="AsOf2012-12-31_CoveredMember" unitRef="USD" decimals="-3">18271000</us-gaap:ImpairedFinancingReceivableWithRelatedAllowanceUnpaidPrincipalBalance>
    <us-gaap:ImpairedFinancingReceivableWithRelatedAllowanceUnpaidPrincipalBalance contextRef="AsOf2011-12-31_CoveredMember" unitRef="USD" decimals="-3">15670000</us-gaap:ImpairedFinancingReceivableWithRelatedAllowanceUnpaidPrincipalBalance>
    <us-gaap:ImpairedFinancingReceivableWithRelatedAllowanceUnpaidPrincipalBalance contextRef="AsOf2011-12-31_NonCoveredMember_CommercialUnsecuredMember" unitRef="USD" decimals="-3">454000</us-gaap:ImpairedFinancingReceivableWithRelatedAllowanceUnpaidPrincipalBalance>
    <us-gaap:ImpairedFinancingReceivableWithRelatedAllowanceUnpaidPrincipalBalance contextRef="AsOf2012-12-31_NonCoveredMember_CommercialUnsecuredMember" unitRef="USD" decimals="-3">386000</us-gaap:ImpairedFinancingReceivableWithRelatedAllowanceUnpaidPrincipalBalance>
    <us-gaap:ImpairedFinancingReceivableWithRelatedAllowanceUnpaidPrincipalBalance contextRef="AsOf2011-12-31_NonCoveredMember_CommercialSecuredMember" unitRef="USD" decimals="-3">1899000</us-gaap:ImpairedFinancingReceivableWithRelatedAllowanceUnpaidPrincipalBalance>
    <us-gaap:ImpairedFinancingReceivableWithRelatedAllowanceUnpaidPrincipalBalance contextRef="AsOf2012-12-31_NonCoveredMember_CommercialSecuredMember" unitRef="USD" decimals="-3">2762000</us-gaap:ImpairedFinancingReceivableWithRelatedAllowanceUnpaidPrincipalBalance>
    <us-gaap:ImpairedFinancingReceivableWithRelatedAllowanceUnpaidPrincipalBalance contextRef="AsOf2011-12-31_NonCoveredMember_SecuredInventoryAccountsReceivableMember" unitRef="USD" decimals="-3">571000</us-gaap:ImpairedFinancingReceivableWithRelatedAllowanceUnpaidPrincipalBalance>
    <us-gaap:ImpairedFinancingReceivableWithRelatedAllowanceUnpaidPrincipalBalance contextRef="AsOf2012-12-31_NonCoveredMember_SecuredInventoryAccountsReceivableMember" unitRef="USD" decimals="-3">43000</us-gaap:ImpairedFinancingReceivableWithRelatedAllowanceUnpaidPrincipalBalance>
    <us-gaap:ImpairedFinancingReceivableWithRelatedAllowanceUnpaidPrincipalBalance contextRef="AsOf2011-12-31_NonCoveredMember_RealEstateConstructionMember" unitRef="USD" decimals="-3">12606000</us-gaap:ImpairedFinancingReceivableWithRelatedAllowanceUnpaidPrincipalBalance>
    <us-gaap:ImpairedFinancingReceivableWithRelatedAllowanceUnpaidPrincipalBalance contextRef="AsOf2012-12-31_NonCoveredMember_RealEstateConstructionMember" unitRef="USD" decimals="-3">5730000</us-gaap:ImpairedFinancingReceivableWithRelatedAllowanceUnpaidPrincipalBalance>
    <us-gaap:ImpairedFinancingReceivableWithRelatedAllowanceUnpaidPrincipalBalance contextRef="AsOf2011-12-31_NonCoveredMember_RealEstateResidentialMember" unitRef="USD" decimals="-3">26153000</us-gaap:ImpairedFinancingReceivableWithRelatedAllowanceUnpaidPrincipalBalance>
    <us-gaap:ImpairedFinancingReceivableWithRelatedAllowanceUnpaidPrincipalBalance contextRef="AsOf2012-12-31_NonCoveredMember_RealEstateResidentialMember" unitRef="USD" decimals="-3">25844000</us-gaap:ImpairedFinancingReceivableWithRelatedAllowanceUnpaidPrincipalBalance>
    <us-gaap:ImpairedFinancingReceivableWithRelatedAllowanceUnpaidPrincipalBalance contextRef="AsOf2011-12-31_NonCoveredMember_RealEstateHomeEquityMember" unitRef="USD" decimals="-3">3141000</us-gaap:ImpairedFinancingReceivableWithRelatedAllowanceUnpaidPrincipalBalance>
    <us-gaap:ImpairedFinancingReceivableWithRelatedAllowanceUnpaidPrincipalBalance contextRef="AsOf2012-12-31_NonCoveredMember_RealEstateHomeEquityMember" unitRef="USD" decimals="-3">2120000</us-gaap:ImpairedFinancingReceivableWithRelatedAllowanceUnpaidPrincipalBalance>
    <us-gaap:ImpairedFinancingReceivableWithRelatedAllowanceUnpaidPrincipalBalance contextRef="AsOf2011-12-31_NonCoveredMember_RealEstateCommercialMember" unitRef="USD" decimals="-3">6421000</us-gaap:ImpairedFinancingReceivableWithRelatedAllowanceUnpaidPrincipalBalance>
    <us-gaap:ImpairedFinancingReceivableWithRelatedAllowanceUnpaidPrincipalBalance contextRef="AsOf2012-12-31_NonCoveredMember_RealEstateCommercialMember" unitRef="USD" decimals="-3">13048000</us-gaap:ImpairedFinancingReceivableWithRelatedAllowanceUnpaidPrincipalBalance>
    <us-gaap:ImpairedFinancingReceivableWithRelatedAllowanceUnpaidPrincipalBalance contextRef="AsOf2011-12-31_NonCoveredMember_ConsumerMember" unitRef="USD" decimals="-3">2759000</us-gaap:ImpairedFinancingReceivableWithRelatedAllowanceUnpaidPrincipalBalance>
    <us-gaap:ImpairedFinancingReceivableWithRelatedAllowanceUnpaidPrincipalBalance contextRef="AsOf2012-12-31_NonCoveredMember_ConsumerMember" unitRef="USD" decimals="-3">2858000</us-gaap:ImpairedFinancingReceivableWithRelatedAllowanceUnpaidPrincipalBalance>
    <us-gaap:UnamortizedLoanCommitmentAndOriginationFeesAndUnamortizedDiscountsOrPremiumsOther contextRef="AsOf2011-12-31" unitRef="USD" decimals="0">949000</us-gaap:UnamortizedLoanCommitmentAndOriginationFeesAndUnamortizedDiscountsOrPremiumsOther>
    <us-gaap:UnamortizedLoanCommitmentAndOriginationFeesAndUnamortizedDiscountsOrPremiumsOther contextRef="AsOf2012-12-31" unitRef="USD" decimals="0">485000</us-gaap:UnamortizedLoanCommitmentAndOriginationFeesAndUnamortizedDiscountsOrPremiumsOther>
    <FBP:ReceivableRelatedToClaimsSubmittedNotYetReceived contextRef="AsOf2011-12-31" unitRef="USD" decimals="-3">13377000</FBP:ReceivableRelatedToClaimsSubmittedNotYetReceived>
    <FBP:ReceivableRelatedToClaimsSubmittedNotYetReceived contextRef="AsOf2012-12-31" unitRef="USD" decimals="-3">33040000</FBP:ReceivableRelatedToClaimsSubmittedNotYetReceived>
    <FBP:ReceivableRelatedToEstimatedFutureClaimsOnLoans contextRef="AsOf2011-12-31" unitRef="USD" decimals="-3">90275000</FBP:ReceivableRelatedToEstimatedFutureClaimsOnLoans>
    <FBP:ReceivableRelatedToEstimatedFutureClaimsOnLoans contextRef="AsOf2012-12-31" unitRef="USD" decimals="-3">62044000</FBP:ReceivableRelatedToEstimatedFutureClaimsOnLoans>
    <FBP:ReceivableRelatedToEstimatedFutureClaimsOnOtherRealEstateOwned contextRef="AsOf2011-12-31" unitRef="USD" decimals="-3">18025000</FBP:ReceivableRelatedToEstimatedFutureClaimsOnOtherRealEstateOwned>
    <FBP:ReceivableRelatedToEstimatedFutureClaimsOnOtherRealEstateOwned contextRef="AsOf2012-12-31" unitRef="USD" decimals="-3">7475000</FBP:ReceivableRelatedToEstimatedFutureClaimsOnOtherRealEstateOwned>
    <us-gaap:FDICIndemnificationAssetAdditionalEstimatedLosses contextRef="From2012-01-01to2012-12-31" unitRef="USD" decimals="-3">16984000</us-gaap:FDICIndemnificationAssetAdditionalEstimatedLosses>
    <us-gaap:FDICIndemnificationAssetAdditionalEstimatedLosses contextRef="From2011-01-01to2011-12-31" unitRef="USD" decimals="-3">29814000</us-gaap:FDICIndemnificationAssetAdditionalEstimatedLosses>
    <us-gaap:FDICIndemnificationAssetAdditionalEstimatedLosses contextRef="From2010-01-01to2010-12-31" unitRef="USD" decimals="-3">30419000</us-gaap:FDICIndemnificationAssetAdditionalEstimatedLosses>
    <FBP:FDICIndemnificationAssetIncreaseRelatedToReimbursableExpenses contextRef="From2012-01-01to2012-12-31" unitRef="USD" decimals="-3">6947000</FBP:FDICIndemnificationAssetIncreaseRelatedToReimbursableExpenses>
    <FBP:FDICIndemnificationAssetIncreaseRelatedToReimbursableExpenses contextRef="From2011-01-01to2011-12-31" unitRef="USD" decimals="-3">5725000</FBP:FDICIndemnificationAssetIncreaseRelatedToReimbursableExpenses>
    <FBP:FDICIndemnificationAssetIncreaseRelatedToReimbursableExpenses contextRef="From2010-01-01to2010-12-31" unitRef="USD" decimals="-3">2900000</FBP:FDICIndemnificationAssetIncreaseRelatedToReimbursableExpenses>
    <us-gaap:FiniteLivedCoreDepositsGross contextRef="AsOf2011-12-31" unitRef="USD" decimals="-3">7867000</us-gaap:FiniteLivedCoreDepositsGross>
    <us-gaap:FiniteLivedCoreDepositsGross contextRef="AsOf2012-12-31" unitRef="USD" decimals="-3">7974000</us-gaap:FiniteLivedCoreDepositsGross>
    <us-gaap:FiniteLivedCoreDepositsGross contextRef="AsOf2012-12-31_BranchAcquisition1Member" unitRef="USD" decimals="-3">107000</us-gaap:FiniteLivedCoreDepositsGross>
    <us-gaap:FiniteLivedCoreDepositsGross contextRef="AsOf2011-12-31_BankofAshevilleMember" unitRef="USD" decimals="-3">277000</us-gaap:FiniteLivedCoreDepositsGross>
    <us-gaap:FiniteLivedCustomerListsGross contextRef="AsOf2011-12-31" unitRef="USD" decimals="-3">678000</us-gaap:FiniteLivedCustomerListsGross>
    <us-gaap:FiniteLivedCustomerListsGross contextRef="AsOf2012-12-31" unitRef="USD" decimals="-3">678000</us-gaap:FiniteLivedCustomerListsGross>
    <FBP:CustomerListsAccumulatedAmortization contextRef="AsOf2011-12-31" unitRef="USD" decimals="-3">357000</FBP:CustomerListsAccumulatedAmortization>
    <FBP:CustomerListsAccumulatedAmortization contextRef="AsOf2012-12-31" unitRef="USD" decimals="-3">417000</FBP:CustomerListsAccumulatedAmortization>
    <FBP:CoreDepositPremiumsAccumulatedAmortization contextRef="AsOf2011-12-31" unitRef="USD" decimals="-3">4291000</FBP:CoreDepositPremiumsAccumulatedAmortization>
    <FBP:CoreDepositPremiumsAccumulatedAmortization contextRef="AsOf2012-12-31" unitRef="USD" decimals="-3">5128000</FBP:CoreDepositPremiumsAccumulatedAmortization>
    <us-gaap:FiniteLivedIntangibleAssetsGross contextRef="AsOf2011-12-31" unitRef="USD" decimals="-3">8545000</us-gaap:FiniteLivedIntangibleAssetsGross>
    <us-gaap:FiniteLivedIntangibleAssetsGross contextRef="AsOf2012-12-31" unitRef="USD" decimals="-3">8652000</us-gaap:FiniteLivedIntangibleAssetsGross>
    <us-gaap:FiniteLivedIntangibleAssetsAccumulatedAmortization contextRef="AsOf2011-12-31" unitRef="USD" decimals="-3">4648000</us-gaap:FiniteLivedIntangibleAssetsAccumulatedAmortization>
    <us-gaap:FiniteLivedIntangibleAssetsAccumulatedAmortization contextRef="AsOf2012-12-31" unitRef="USD" decimals="-3">5545000</us-gaap:FiniteLivedIntangibleAssetsAccumulatedAmortization>
    <us-gaap:AvailableForSaleSecuritiesFairValueDisclosure contextRef="AsOf2012-12-31_FairValueInputsLevelMember" unitRef="USD" decimals="-3">2000</us-gaap:AvailableForSaleSecuritiesFairValueDisclosure>
    <us-gaap:AvailableForSaleSecuritiesFairValueDisclosure contextRef="AsOf2011-12-31_FairValueInputsLevelMember" unitRef="USD" decimals="-3">2000</us-gaap:AvailableForSaleSecuritiesFairValueDisclosure>
    <us-gaap:AvailableForSaleSecuritiesFairValueDisclosure contextRef="AsOf2012-12-31_CarryingReportedAmountFairValueDisclosureMember" unitRef="USD" decimals="-3">167352000</us-gaap:AvailableForSaleSecuritiesFairValueDisclosure>
    <us-gaap:AvailableForSaleSecuritiesFairValueDisclosure contextRef="AsOf2011-12-31_CarryingReportedAmountFairValueDisclosureMember" unitRef="USD" decimals="-3">182626000</us-gaap:AvailableForSaleSecuritiesFairValueDisclosure>
    <us-gaap:AvailableForSaleSecuritiesFairValueDisclosure contextRef="AsOf2012-12-31_EstimateOfFairValueFairValueDisclosureMember" unitRef="USD" decimals="-3">167352000</us-gaap:AvailableForSaleSecuritiesFairValueDisclosure>
    <us-gaap:AvailableForSaleSecuritiesFairValueDisclosure contextRef="AsOf2011-12-31_EstimateOfFairValueFairValueDisclosureMember" unitRef="USD" decimals="-3">182626000</us-gaap:AvailableForSaleSecuritiesFairValueDisclosure>
    <us-gaap:AvailableForSaleSecuritiesFairValueDisclosure contextRef="AsOf2012-12-31_FairValueMeasurementsRecurringMember_EstimateOfFairValueFairValueDisclosureMember" unitRef="USD" decimals="-3">167352000</us-gaap:AvailableForSaleSecuritiesFairValueDisclosure>
    <us-gaap:AvailableForSaleSecuritiesFairValueDisclosure contextRef="AsOf2011-12-31_FairValueMeasurementsRecurringMember_EstimateOfFairValueFairValueDisclosureMember" unitRef="USD" decimals="-3">182626000</us-gaap:AvailableForSaleSecuritiesFairValueDisclosure>
    <us-gaap:AvailableForSaleSecuritiesFairValueDisclosure contextRef="AsOf2012-12-31_FairValueMeasurementsRecurringMember_FairValueInputsLevel1Member" unitRef="USD" xsi:nil="true" />
    <us-gaap:AvailableForSaleSecuritiesFairValueDisclosure contextRef="AsOf2011-12-31_FairValueMeasurementsRecurringMember_FairValueInputsLevel1Member" unitRef="USD" decimals="-3">399000</us-gaap:AvailableForSaleSecuritiesFairValueDisclosure>
    <us-gaap:AvailableForSaleSecuritiesFairValueDisclosure contextRef="AsOf2012-12-31_FairValueMeasurementsRecurringMember_FairValueInputsLevel2Member" unitRef="USD" decimals="-3">167352000</us-gaap:AvailableForSaleSecuritiesFairValueDisclosure>
    <us-gaap:AvailableForSaleSecuritiesFairValueDisclosure contextRef="AsOf2011-12-31_FairValueMeasurementsRecurringMember_FairValueInputsLevel2Member" unitRef="USD" decimals="-3">182227000</us-gaap:AvailableForSaleSecuritiesFairValueDisclosure>
    <us-gaap:AvailableForSaleSecuritiesFairValueDisclosure contextRef="AsOf2012-12-31_FairValueMeasurementsRecurringMember_FairValueInputsLevel3Member" unitRef="USD" xsi:nil="true" />
    <us-gaap:AvailableForSaleSecuritiesFairValueDisclosure contextRef="AsOf2011-12-31_FairValueMeasurementsRecurringMember_FairValueInputsLevel3Member" unitRef="USD" xsi:nil="true" />
    <FBP:ImpairedLoansCoveredFairValueDisclosure contextRef="AsOf2012-12-31_FairValueMeasurementsNonrecurringMember_EstimateOfFairValueFairValueDisclosureMember" unitRef="USD" decimals="-3">12234000</FBP:ImpairedLoansCoveredFairValueDisclosure>
    <FBP:ImpairedLoansCoveredFairValueDisclosure contextRef="AsOf2011-12-31_FairValueMeasurementsNonrecurringMember_EstimateOfFairValueFairValueDisclosureMember" unitRef="USD" decimals="-3">21288000</FBP:ImpairedLoansCoveredFairValueDisclosure>
    <FBP:ImpairedLoansCoveredFairValueDisclosure contextRef="AsOf2012-12-31_FairValueMeasurementsNonrecurringMember_FairValueInputsLevel1Member" unitRef="USD" xsi:nil="true" />
    <FBP:ImpairedLoansCoveredFairValueDisclosure contextRef="AsOf2011-12-31_FairValueMeasurementsNonrecurringMember_FairValueInputsLevel1Member" unitRef="USD" xsi:nil="true" />
    <FBP:ImpairedLoansCoveredFairValueDisclosure contextRef="AsOf2012-12-31_FairValueMeasurementsNonrecurringMember_FairValueInputsLevel2Member" unitRef="USD" xsi:nil="true" />
    <FBP:ImpairedLoansCoveredFairValueDisclosure contextRef="AsOf2011-12-31_FairValueMeasurementsNonrecurringMember_FairValueInputsLevel2Member" unitRef="USD" xsi:nil="true" />
    <FBP:ImpairedLoansCoveredFairValueDisclosure contextRef="AsOf2012-12-31_FairValueMeasurementsNonrecurringMember_FairValueInputsLevel3Member" unitRef="USD" decimals="-3">12234000</FBP:ImpairedLoansCoveredFairValueDisclosure>
    <FBP:ImpairedLoansCoveredFairValueDisclosure contextRef="AsOf2011-12-31_FairValueMeasurementsNonrecurringMember_FairValueInputsLevel3Member" unitRef="USD" decimals="-3">21288000</FBP:ImpairedLoansCoveredFairValueDisclosure>
    <FBP:ImpairedLoansCoveredFairValueDisclosure contextRef="AsOf2012-12-31_ImpairedLoansCoveredMember" unitRef="USD" decimals="-3">12234000</FBP:ImpairedLoansCoveredFairValueDisclosure>
    <FBP:ImpairedLoansNonCoveredFairValueDisclosure contextRef="AsOf2012-12-31_FairValueMeasurementsNonrecurringMember_EstimateOfFairValueFairValueDisclosureMember" unitRef="USD" decimals="-3">21021000</FBP:ImpairedLoansNonCoveredFairValueDisclosure>
    <FBP:ImpairedLoansNonCoveredFairValueDisclosure contextRef="AsOf2011-12-31_FairValueMeasurementsNonrecurringMember_EstimateOfFairValueFairValueDisclosureMember" unitRef="USD" decimals="-3">80541000</FBP:ImpairedLoansNonCoveredFairValueDisclosure>
    <FBP:ImpairedLoansNonCoveredFairValueDisclosure contextRef="AsOf2012-12-31_FairValueMeasurementsNonrecurringMember_FairValueInputsLevel1Member" unitRef="USD" xsi:nil="true" />
    <FBP:ImpairedLoansNonCoveredFairValueDisclosure contextRef="AsOf2011-12-31_FairValueMeasurementsNonrecurringMember_FairValueInputsLevel1Member" unitRef="USD" xsi:nil="true" />
    <FBP:ImpairedLoansNonCoveredFairValueDisclosure contextRef="AsOf2012-12-31_FairValueMeasurementsNonrecurringMember_FairValueInputsLevel2Member" unitRef="USD" xsi:nil="true" />
    <FBP:ImpairedLoansNonCoveredFairValueDisclosure contextRef="AsOf2011-12-31_FairValueMeasurementsNonrecurringMember_FairValueInputsLevel2Member" unitRef="USD" xsi:nil="true" />
    <FBP:ImpairedLoansNonCoveredFairValueDisclosure contextRef="AsOf2012-12-31_FairValueMeasurementsNonrecurringMember_FairValueInputsLevel3Member" unitRef="USD" decimals="-3">21021000</FBP:ImpairedLoansNonCoveredFairValueDisclosure>
    <FBP:ImpairedLoansNonCoveredFairValueDisclosure contextRef="AsOf2011-12-31_FairValueMeasurementsNonrecurringMember_FairValueInputsLevel3Member" unitRef="USD" decimals="-3">80541000</FBP:ImpairedLoansNonCoveredFairValueDisclosure>
    <FBP:ImpairedLoansNonCoveredFairValueDisclosure contextRef="AsOf2012-12-31_ImpairedLoansNonCoveredMember" unitRef="USD" decimals="-3">21021000</FBP:ImpairedLoansNonCoveredFairValueDisclosure>
    <FBP:GovernmentSponsoredEnterpriseSecuritiesFairValueDisclosure contextRef="AsOf2012-12-31_FairValueMeasurementsRecurringMember_EstimateOfFairValueFairValueDisclosureMember" unitRef="USD" decimals="-3">11596000</FBP:GovernmentSponsoredEnterpriseSecuritiesFairValueDisclosure>
    <FBP:GovernmentSponsoredEnterpriseSecuritiesFairValueDisclosure contextRef="AsOf2011-12-31_FairValueMeasurementsRecurringMember_EstimateOfFairValueFairValueDisclosureMember" unitRef="USD" decimals="-3">34665000</FBP:GovernmentSponsoredEnterpriseSecuritiesFairValueDisclosure>
    <FBP:GovernmentSponsoredEnterpriseSecuritiesFairValueDisclosure contextRef="AsOf2012-12-31_FairValueMeasurementsRecurringMember_FairValueInputsLevel1Member" unitRef="USD" xsi:nil="true" />
    <FBP:GovernmentSponsoredEnterpriseSecuritiesFairValueDisclosure contextRef="AsOf2011-12-31_FairValueMeasurementsRecurringMember_FairValueInputsLevel1Member" unitRef="USD" xsi:nil="true" />
    <FBP:GovernmentSponsoredEnterpriseSecuritiesFairValueDisclosure contextRef="AsOf2012-12-31_FairValueMeasurementsRecurringMember_FairValueInputsLevel2Member" unitRef="USD" decimals="-3">11596000</FBP:GovernmentSponsoredEnterpriseSecuritiesFairValueDisclosure>
    <FBP:GovernmentSponsoredEnterpriseSecuritiesFairValueDisclosure contextRef="AsOf2011-12-31_FairValueMeasurementsRecurringMember_FairValueInputsLevel2Member" unitRef="USD" decimals="-3">34665000</FBP:GovernmentSponsoredEnterpriseSecuritiesFairValueDisclosure>
    <FBP:GovernmentSponsoredEnterpriseSecuritiesFairValueDisclosure contextRef="AsOf2012-12-31_FairValueMeasurementsRecurringMember_FairValueInputsLevel3Member" unitRef="USD" xsi:nil="true" />
    <FBP:GovernmentSponsoredEnterpriseSecuritiesFairValueDisclosure contextRef="AsOf2011-12-31_FairValueMeasurementsRecurringMember_FairValueInputsLevel3Member" unitRef="USD" xsi:nil="true" />
    <us-gaap:MortgageBackedSecuritiesAvailableForSaleFairValueDisclosure contextRef="AsOf2012-12-31_FairValueMeasurementsRecurringMember_EstimateOfFairValueFairValueDisclosureMember" unitRef="USD" decimals="-3">146926000</us-gaap:MortgageBackedSecuritiesAvailableForSaleFairValueDisclosure>
    <us-gaap:MortgageBackedSecuritiesAvailableForSaleFairValueDisclosure contextRef="AsOf2011-12-31_FairValueMeasurementsRecurringMember_EstimateOfFairValueFairValueDisclosureMember" unitRef="USD" decimals="-3">124105000</us-gaap:MortgageBackedSecuritiesAvailableForSaleFairValueDisclosure>
    <us-gaap:MortgageBackedSecuritiesAvailableForSaleFairValueDisclosure contextRef="AsOf2012-12-31_FairValueMeasurementsRecurringMember_FairValueInputsLevel1Member" unitRef="USD" xsi:nil="true" />
    <us-gaap:MortgageBackedSecuritiesAvailableForSaleFairValueDisclosure contextRef="AsOf2011-12-31_FairValueMeasurementsRecurringMember_FairValueInputsLevel1Member" unitRef="USD" xsi:nil="true" />
    <us-gaap:MortgageBackedSecuritiesAvailableForSaleFairValueDisclosure contextRef="AsOf2012-12-31_FairValueMeasurementsRecurringMember_FairValueInputsLevel2Member" unitRef="USD" decimals="-3">146926000</us-gaap:MortgageBackedSecuritiesAvailableForSaleFairValueDisclosure>
    <us-gaap:MortgageBackedSecuritiesAvailableForSaleFairValueDisclosure contextRef="AsOf2011-12-31_FairValueMeasurementsRecurringMember_FairValueInputsLevel2Member" unitRef="USD" decimals="-3">124105000</us-gaap:MortgageBackedSecuritiesAvailableForSaleFairValueDisclosure>
    <us-gaap:MortgageBackedSecuritiesAvailableForSaleFairValueDisclosure contextRef="AsOf2012-12-31_FairValueMeasurementsRecurringMember_FairValueInputsLevel3Member" unitRef="USD" xsi:nil="true" />
    <us-gaap:MortgageBackedSecuritiesAvailableForSaleFairValueDisclosure contextRef="AsOf2011-12-31_FairValueMeasurementsRecurringMember_FairValueInputsLevel3Member" unitRef="USD" xsi:nil="true" />
    <FBP:CorporateBondsFairValueDisclosure contextRef="AsOf2012-12-31_FairValueMeasurementsRecurringMember_EstimateOfFairValueFairValueDisclosureMember" unitRef="USD" decimals="-3">3813000</FBP:CorporateBondsFairValueDisclosure>
    <FBP:CorporateBondsFairValueDisclosure contextRef="AsOf2011-12-31_FairValueMeasurementsRecurringMember_EstimateOfFairValueFairValueDisclosureMember" unitRef="USD" decimals="-3">12488000</FBP:CorporateBondsFairValueDisclosure>
    <FBP:CorporateBondsFairValueDisclosure contextRef="AsOf2012-12-31_FairValueMeasurementsRecurringMember_FairValueInputsLevel1Member" unitRef="USD" xsi:nil="true" />
    <FBP:CorporateBondsFairValueDisclosure contextRef="AsOf2011-12-31_FairValueMeasurementsRecurringMember_FairValueInputsLevel1Member" unitRef="USD" xsi:nil="true" />
    <FBP:CorporateBondsFairValueDisclosure contextRef="AsOf2012-12-31_FairValueMeasurementsRecurringMember_FairValueInputsLevel2Member" unitRef="USD" decimals="-3">3813000</FBP:CorporateBondsFairValueDisclosure>
    <FBP:CorporateBondsFairValueDisclosure contextRef="AsOf2011-12-31_FairValueMeasurementsRecurringMember_FairValueInputsLevel2Member" unitRef="USD" decimals="-3">12488000</FBP:CorporateBondsFairValueDisclosure>
    <FBP:CorporateBondsFairValueDisclosure contextRef="AsOf2012-12-31_FairValueMeasurementsRecurringMember_FairValueInputsLevel3Member" unitRef="USD" xsi:nil="true" />
    <FBP:CorporateBondsFairValueDisclosure contextRef="AsOf2011-12-31_FairValueMeasurementsRecurringMember_FairValueInputsLevel3Member" unitRef="USD" xsi:nil="true" />
    <FBP:EquitySecuritiesFairValueDisclosure contextRef="AsOf2012-12-31_FairValueMeasurementsRecurringMember_EstimateOfFairValueFairValueDisclosureMember" unitRef="USD" decimals="-3">5017000</FBP:EquitySecuritiesFairValueDisclosure>
    <FBP:EquitySecuritiesFairValueDisclosure contextRef="AsOf2011-12-31_FairValueMeasurementsRecurringMember_EstimateOfFairValueFairValueDisclosureMember" unitRef="USD" decimals="-3">11368000</FBP:EquitySecuritiesFairValueDisclosure>
    <FBP:EquitySecuritiesFairValueDisclosure contextRef="AsOf2012-12-31_FairValueMeasurementsRecurringMember_FairValueInputsLevel1Member" unitRef="USD" xsi:nil="true" />
    <FBP:EquitySecuritiesFairValueDisclosure contextRef="AsOf2011-12-31_FairValueMeasurementsRecurringMember_FairValueInputsLevel1Member" unitRef="USD" decimals="-3">399000</FBP:EquitySecuritiesFairValueDisclosure>
    <FBP:EquitySecuritiesFairValueDisclosure contextRef="AsOf2012-12-31_FairValueMeasurementsRecurringMember_FairValueInputsLevel2Member" unitRef="USD" decimals="-3">5017000</FBP:EquitySecuritiesFairValueDisclosure>
    <FBP:EquitySecuritiesFairValueDisclosure contextRef="AsOf2011-12-31_FairValueMeasurementsRecurringMember_FairValueInputsLevel2Member" unitRef="USD" decimals="-3">10969000</FBP:EquitySecuritiesFairValueDisclosure>
    <FBP:EquitySecuritiesFairValueDisclosure contextRef="AsOf2012-12-31_FairValueMeasurementsRecurringMember_FairValueInputsLevel3Member" unitRef="USD" xsi:nil="true" />
    <FBP:EquitySecuritiesFairValueDisclosure contextRef="AsOf2011-12-31_FairValueMeasurementsRecurringMember_FairValueInputsLevel3Member" unitRef="USD" xsi:nil="true" />
    <FBP:OtherRealEstateCoveredFairValueDisclosure contextRef="AsOf2012-12-31_FairValueMeasurementsNonrecurringMember_EstimateOfFairValueFairValueDisclosureMember" unitRef="USD" decimals="-3">47290000</FBP:OtherRealEstateCoveredFairValueDisclosure>
    <FBP:OtherRealEstateCoveredFairValueDisclosure contextRef="AsOf2011-12-31_FairValueMeasurementsNonrecurringMember_EstimateOfFairValueFairValueDisclosureMember" unitRef="USD" decimals="-3">85272000</FBP:OtherRealEstateCoveredFairValueDisclosure>
    <FBP:OtherRealEstateCoveredFairValueDisclosure contextRef="AsOf2012-12-31_FairValueMeasurementsNonrecurringMember_FairValueInputsLevel1Member" unitRef="USD" xsi:nil="true" />
    <FBP:OtherRealEstateCoveredFairValueDisclosure contextRef="AsOf2011-12-31_FairValueMeasurementsNonrecurringMember_FairValueInputsLevel1Member" unitRef="USD" xsi:nil="true" />
    <FBP:OtherRealEstateCoveredFairValueDisclosure contextRef="AsOf2012-12-31_FairValueMeasurementsNonrecurringMember_FairValueInputsLevel2Member" unitRef="USD" xsi:nil="true" />
    <FBP:OtherRealEstateCoveredFairValueDisclosure contextRef="AsOf2011-12-31_FairValueMeasurementsNonrecurringMember_FairValueInputsLevel2Member" unitRef="USD" xsi:nil="true" />
    <FBP:OtherRealEstateCoveredFairValueDisclosure contextRef="AsOf2012-12-31_FairValueMeasurementsNonrecurringMember_FairValueInputsLevel3Member" unitRef="USD" decimals="-3">47290000</FBP:OtherRealEstateCoveredFairValueDisclosure>
    <FBP:OtherRealEstateCoveredFairValueDisclosure contextRef="AsOf2011-12-31_FairValueMeasurementsNonrecurringMember_FairValueInputsLevel3Member" unitRef="USD" decimals="-3">85272000</FBP:OtherRealEstateCoveredFairValueDisclosure>
    <FBP:OtherRealEstateCoveredFairValueDisclosure contextRef="AsOf2012-12-31_ForeclosedRealEstateCoveredMember" unitRef="USD" decimals="-3">47290000</FBP:OtherRealEstateCoveredFairValueDisclosure>
    <FBP:OtherRealEstateNonCoveredFairValueDisclosure contextRef="AsOf2012-12-31_FairValueMeasurementsNonrecurringMember_EstimateOfFairValueFairValueDisclosureMember" unitRef="USD" decimals="-3">26285000</FBP:OtherRealEstateNonCoveredFairValueDisclosure>
    <FBP:OtherRealEstateNonCoveredFairValueDisclosure contextRef="AsOf2011-12-31_FairValueMeasurementsNonrecurringMember_EstimateOfFairValueFairValueDisclosureMember" unitRef="USD" decimals="-3">37023000</FBP:OtherRealEstateNonCoveredFairValueDisclosure>
    <FBP:OtherRealEstateNonCoveredFairValueDisclosure contextRef="AsOf2012-12-31_FairValueMeasurementsNonrecurringMember_FairValueInputsLevel1Member" unitRef="USD" xsi:nil="true" />
    <FBP:OtherRealEstateNonCoveredFairValueDisclosure contextRef="AsOf2011-12-31_FairValueMeasurementsNonrecurringMember_FairValueInputsLevel1Member" unitRef="USD" xsi:nil="true" />
    <FBP:OtherRealEstateNonCoveredFairValueDisclosure contextRef="AsOf2012-12-31_FairValueMeasurementsNonrecurringMember_FairValueInputsLevel2Member" unitRef="USD" xsi:nil="true" />
    <FBP:OtherRealEstateNonCoveredFairValueDisclosure contextRef="AsOf2011-12-31_FairValueMeasurementsNonrecurringMember_FairValueInputsLevel2Member" unitRef="USD" xsi:nil="true" />
    <FBP:OtherRealEstateNonCoveredFairValueDisclosure contextRef="AsOf2012-12-31_FairValueMeasurementsNonrecurringMember_FairValueInputsLevel3Member" unitRef="USD" decimals="-3">26285000</FBP:OtherRealEstateNonCoveredFairValueDisclosure>
    <FBP:OtherRealEstateNonCoveredFairValueDisclosure contextRef="AsOf2011-12-31_FairValueMeasurementsNonrecurringMember_FairValueInputsLevel3Member" unitRef="USD" decimals="-3">37023000</FBP:OtherRealEstateNonCoveredFairValueDisclosure>
    <FBP:OtherRealEstateNonCoveredFairValueDisclosure contextRef="AsOf2012-12-31_ForeclosedRealEstateNonCoveredMember" unitRef="USD" decimals="-3">26285000</FBP:OtherRealEstateNonCoveredFairValueDisclosure>
    <us-gaap:HeldToMaturitySecuritiesFairValueDisclosure contextRef="AsOf2012-12-31_FairValueInputsLevelMember" unitRef="USD" decimals="-3">2000</us-gaap:HeldToMaturitySecuritiesFairValueDisclosure>
    <us-gaap:HeldToMaturitySecuritiesFairValueDisclosure contextRef="AsOf2011-12-31_FairValueInputsLevelMember" unitRef="USD" decimals="-3">2000</us-gaap:HeldToMaturitySecuritiesFairValueDisclosure>
    <us-gaap:HeldToMaturitySecuritiesFairValueDisclosure contextRef="AsOf2012-12-31_CarryingReportedAmountFairValueDisclosureMember" unitRef="USD" decimals="-3">56064000</us-gaap:HeldToMaturitySecuritiesFairValueDisclosure>
    <us-gaap:HeldToMaturitySecuritiesFairValueDisclosure contextRef="AsOf2011-12-31_CarryingReportedAmountFairValueDisclosureMember" unitRef="USD" decimals="-3">57988000</us-gaap:HeldToMaturitySecuritiesFairValueDisclosure>
    <us-gaap:HeldToMaturitySecuritiesFairValueDisclosure contextRef="AsOf2012-12-31_EstimateOfFairValueFairValueDisclosureMember" unitRef="USD" decimals="-3">61496000</us-gaap:HeldToMaturitySecuritiesFairValueDisclosure>
    <us-gaap:HeldToMaturitySecuritiesFairValueDisclosure contextRef="AsOf2011-12-31_EstimateOfFairValueFairValueDisclosureMember" unitRef="USD" decimals="-3">62754000</us-gaap:HeldToMaturitySecuritiesFairValueDisclosure>
    <us-gaap:LoansAndLeasesReceivableNetReportedAmountCovered contextRef="AsOf2012-12-31_FairValueInputsLevelMember" unitRef="USD" decimals="-3">3000</us-gaap:LoansAndLeasesReceivableNetReportedAmountCovered>
    <us-gaap:LoansAndLeasesReceivableNetReportedAmountCovered contextRef="AsOf2011-12-31_FairValueInputsLevelMember" unitRef="USD" decimals="-3">3000</us-gaap:LoansAndLeasesReceivableNetReportedAmountCovered>
    <us-gaap:LoansAndLeasesReceivableNetReportedAmountCovered contextRef="AsOf2012-12-31_CarryingReportedAmountFairValueDisclosureMember" unitRef="USD" decimals="-3">277555000</us-gaap:LoansAndLeasesReceivableNetReportedAmountCovered>
    <us-gaap:LoansAndLeasesReceivableNetReportedAmountCovered contextRef="AsOf2011-12-31_CarryingReportedAmountFairValueDisclosureMember" unitRef="USD" decimals="-3">355426000</us-gaap:LoansAndLeasesReceivableNetReportedAmountCovered>
    <us-gaap:LoansAndLeasesReceivableNetReportedAmountCovered contextRef="AsOf2012-12-31_EstimateOfFairValueFairValueDisclosureMember" unitRef="USD" decimals="-3">277555000</us-gaap:LoansAndLeasesReceivableNetReportedAmountCovered>
    <us-gaap:LoansAndLeasesReceivableNetReportedAmountCovered contextRef="AsOf2011-12-31_EstimateOfFairValueFairValueDisclosureMember" unitRef="USD" decimals="-3">355426000</us-gaap:LoansAndLeasesReceivableNetReportedAmountCovered>
    <us-gaap:OtherComprehensiveIncomeLossAvailableForSaleSecuritiesAdjustmentNetOfTax contextRef="From2012-01-01to2012-12-31" unitRef="USD" decimals="-3">-606000</us-gaap:OtherComprehensiveIncomeLossAvailableForSaleSecuritiesAdjustmentNetOfTax>
    <us-gaap:OtherComprehensiveIncomeLossAvailableForSaleSecuritiesAdjustmentNetOfTax contextRef="From2011-01-01to2011-12-31" unitRef="USD" decimals="-3">1418000</us-gaap:OtherComprehensiveIncomeLossAvailableForSaleSecuritiesAdjustmentNetOfTax>
    <us-gaap:OtherComprehensiveIncomeAvailableforsaleSecuritiesTaxPortionAttributableToParent contextRef="From2012-01-01to2012-12-31" unitRef="USD" decimals="-3">237000</us-gaap:OtherComprehensiveIncomeAvailableforsaleSecuritiesTaxPortionAttributableToParent>
    <us-gaap:OtherComprehensiveIncomeAvailableforsaleSecuritiesTaxPortionAttributableToParent contextRef="From2011-01-01to2011-12-31" unitRef="USD" decimals="-3">554000</us-gaap:OtherComprehensiveIncomeAvailableforsaleSecuritiesTaxPortionAttributableToParent>
    <FBP:DirectorEquityGrants contextRef="From2012-01-01to2012-12-31_FirstBancorpEquityPlanMember" unitRef="USD" decimals="0">16000</FBP:DirectorEquityGrants>
    <us-gaap:ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeLowerRangeLimit contextRef="From2012-01-01to2012-12-31_FirstBancorpPlansMember" unitRef="USDPShares" decimals="INF">9.76</us-gaap:ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeLowerRangeLimit>
    <us-gaap:ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeUpperRangeLimit contextRef="From2012-01-01to2012-12-31_FirstBancorpPlansMember" unitRef="USDPShares" decimals="INF">22.12</us-gaap:ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeUpperRangeLimit>
    <us-gaap:AllocatedShareBasedCompensationExpense contextRef="From2012-01-01to2012-12-31" unitRef="USD" decimals="0">311000</us-gaap:AllocatedShareBasedCompensationExpense>
    <us-gaap:AllocatedShareBasedCompensationExpense contextRef="From2011-01-01to2011-12-31" unitRef="USD" decimals="0">905000</us-gaap:AllocatedShareBasedCompensationExpense>
    <us-gaap:AllocatedShareBasedCompensationExpense contextRef="From2012-01-01to2012-12-31_FirstBancorpEquityPlanMember_FebruaryPriorYearAwardMember" unitRef="USD" decimals="0">41400</us-gaap:AllocatedShareBasedCompensationExpense>
    <us-gaap:AllocatedShareBasedCompensationExpense contextRef="From2012-01-01to2012-12-31_FirstBancorpEquityPlanMember_FebruaryCurrentYearAwardMember" unitRef="USD" decimals="0">37400</us-gaap:AllocatedShareBasedCompensationExpense>
    <us-gaap:AllocatedShareBasedCompensationExpense contextRef="From2010-01-01to2010-12-31" unitRef="USD" decimals="0">640000</us-gaap:AllocatedShareBasedCompensationExpense>
    <us-gaap:AllocatedShareBasedCompensationExpense contextRef="From2011-01-01to2011-12-31_FirstBancorpEquityPlanMember_FebruaryPriorYearAwardMember" unitRef="USD" decimals="0">41700</us-gaap:AllocatedShareBasedCompensationExpense>
    <us-gaap:AllocatedShareBasedCompensationExpense contextRef="From2012-01-01to2012-12-31_RestrictedSharesAwardMember" unitRef="USD" decimals="0">398000</us-gaap:AllocatedShareBasedCompensationExpense>
    <us-gaap:AllocatedShareBasedCompensationExpense contextRef="From2011-01-01to2011-12-31_RestrictedSharesAwardMember" unitRef="USD" decimals="0">298000</us-gaap:AllocatedShareBasedCompensationExpense>
    <us-gaap:AllocatedShareBasedCompensationExpense contextRef="From2010-01-01to2010-12-31_RestrictedSharesAwardMember" unitRef="USD" decimals="0">100000</us-gaap:AllocatedShareBasedCompensationExpense>
    <us-gaap:AllocatedShareBasedCompensationExpense contextRef="From2011-01-01to2011-12-31_PerformanceUnitStockOptionAwardMember" unitRef="USD" decimals="0">299000</us-gaap:AllocatedShareBasedCompensationExpense>
    <us-gaap:AllocatedShareBasedCompensationExpense contextRef="From2010-01-01to2010-12-31_PerformanceUnitStockOptionAwardMember" unitRef="USD" decimals="0">299000</us-gaap:AllocatedShareBasedCompensationExpense>
    <us-gaap:AllocatedShareBasedCompensationExpense contextRef="From2012-01-01to2012-12-31_DirectorGrantsMember" unitRef="USD" decimals="0">226000</us-gaap:AllocatedShareBasedCompensationExpense>
    <us-gaap:AllocatedShareBasedCompensationExpense contextRef="From2012-01-01to2012-12-31_EmployeeGrantsMember" unitRef="USD" decimals="0">85000</us-gaap:AllocatedShareBasedCompensationExpense>
    <FBP:SubsequentQuarterCompensationExpenseAssociatedWithSeniorExecutivesGrants contextRef="From2012-01-01to2012-12-31_FirstBancorpEquityPlanMember_FebruaryPriorYearAwardMember" unitRef="USD" decimals="0">6500</FBP:SubsequentQuarterCompensationExpenseAssociatedWithSeniorExecutivesGrants>
    <FBP:SubsequentQuarterCompensationExpenseAssociatedWithSeniorExecutivesGrants contextRef="From2012-01-01to2012-12-31_FirstBancorpEquityPlanMember_FebruaryCurrentYearAwardMember" unitRef="USD" decimals="0">11200</FBP:SubsequentQuarterCompensationExpenseAssociatedWithSeniorExecutivesGrants>
    <FBP:SubsequentQuarterCompensationExpenseAssociatedWithSeniorExecutivesGrants contextRef="From2011-01-01to2011-12-31_FirstBancorpEquityPlanMember_FebruaryPriorYearAwardMember" unitRef="USD" decimals="0">6400</FBP:SubsequentQuarterCompensationExpenseAssociatedWithSeniorExecutivesGrants>
    <us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardNonOptionEquityInstrumentsGranted contextRef="From2011-01-01to2011-12-31_FirstBancorpEquityPlanMember_FebruaryPriorYearAwardMember" unitRef="Shares" decimals="INF">7259</us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardNonOptionEquityInstrumentsGranted>
    <us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardNonOptionEquityInstrumentsGranted contextRef="From2012-01-01to2012-12-31_EquityGrant1Member" unitRef="Shares" decimals="INF">9559</us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardNonOptionEquityInstrumentsGranted>
    <us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardNonOptionEquityInstrumentsGranted contextRef="From2012-01-01to2012-12-31_EquityGrant2Member" unitRef="Shares" decimals="INF">25452</us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardNonOptionEquityInstrumentsGranted>
    <us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardNonOptionEquityInstrumentsGranted contextRef="From2012-01-01to2012-12-31_EquityGrant3Member" unitRef="Shares" decimals="INF">40000</us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardNonOptionEquityInstrumentsGranted>
    <us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardNonOptionEquityInstrumentsGranted contextRef="From2012-01-01to2012-12-31_EquityGrant4Member" unitRef="Shares" decimals="INF">75000</us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardNonOptionEquityInstrumentsGranted>
    <us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardNonOptionEquityInstrumentsGranted contextRef="From2011-01-01to2011-12-31_EquityGrant1Member" unitRef="Shares" decimals="INF">7259</us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardNonOptionEquityInstrumentsGranted>
    <us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardNonOptionEquityInstrumentsGranted contextRef="From2011-01-01to2011-12-31_EquityGrant2Member" unitRef="Shares" decimals="INF">21210</us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardNonOptionEquityInstrumentsGranted>
    <FBP:StockBasedCompensationIncomeTaxBenefit contextRef="From2012-01-01to2012-12-31" unitRef="USD" decimals="0">121000</FBP:StockBasedCompensationIncomeTaxBenefit>
    <FBP:StockBasedCompensationIncomeTaxBenefit contextRef="From2011-01-01to2011-12-31" unitRef="USD" decimals="0">353000</FBP:StockBasedCompensationIncomeTaxBenefit>
    <FBP:StockBasedCompensationIncomeTaxBenefit contextRef="From2010-01-01to2010-12-31" unitRef="USD" decimals="0">250000</FBP:StockBasedCompensationIncomeTaxBenefit>
    <us-gaap:ProceedsFromStockOptionsExercised contextRef="From2012-01-01to2012-12-31" unitRef="USD" decimals="0">0</us-gaap:ProceedsFromStockOptionsExercised>
    <us-gaap:ProceedsFromStockOptionsExercised contextRef="From2011-01-01to2011-12-31" unitRef="USD" decimals="0">30000</us-gaap:ProceedsFromStockOptionsExercised>
    <us-gaap:ProceedsFromStockOptionsExercised contextRef="From2010-01-01to2010-12-31" unitRef="USD" decimals="0">171000</us-gaap:ProceedsFromStockOptionsExercised>
    <FBP:CollateralizedMortageObligationsAmortizedCost contextRef="AsOf2011-12-31" unitRef="USD" decimals="0">1462000</FBP:CollateralizedMortageObligationsAmortizedCost>
    <FBP:CollateralizedMortageObligationsAmortizedCost contextRef="AsOf2012-12-31" unitRef="USD" decimals="0">381000</FBP:CollateralizedMortageObligationsAmortizedCost>
    <FBP:CollateralizedMortageObligationsFairValue contextRef="AsOf2011-12-31" unitRef="USD" decimals="0">1515000</FBP:CollateralizedMortageObligationsFairValue>
    <FBP:CollateralizedMortageObligationsFairValue contextRef="AsOf2012-12-31" unitRef="USD" decimals="0">396000</FBP:CollateralizedMortageObligationsFairValue>
    <us-gaap:FederalHomeLoanBankStock contextRef="AsOf2011-12-31" unitRef="USD" decimals="0">10904000</us-gaap:FederalHomeLoanBankStock>
    <us-gaap:FederalHomeLoanBankStock contextRef="AsOf2012-12-31" unitRef="USD" decimals="0">4934000</us-gaap:FederalHomeLoanBankStock>
    <us-gaap:DepositLiabilitiesCollateralIssuedFinancialInstruments contextRef="AsOf2011-12-31" unitRef="USD" decimals="0">47418000</us-gaap:DepositLiabilitiesCollateralIssuedFinancialInstruments>
    <us-gaap:DepositLiabilitiesCollateralIssuedFinancialInstruments contextRef="AsOf2012-12-31" unitRef="USD" decimals="0">78519000</us-gaap:DepositLiabilitiesCollateralIssuedFinancialInstruments>
    <us-gaap:MarketableSecuritiesRealizedGainLossExcludingOtherThanTemporaryImpairments contextRef="From2012-01-01to2012-12-31" unitRef="USD" decimals="0">439000</us-gaap:MarketableSecuritiesRealizedGainLossExcludingOtherThanTemporaryImpairments>
    <us-gaap:MarketableSecuritiesRealizedGainLossExcludingOtherThanTemporaryImpairments contextRef="From2011-01-01to2011-12-31" unitRef="USD" decimals="0">8000</us-gaap:MarketableSecuritiesRealizedGainLossExcludingOtherThanTemporaryImpairments>
    <FBP:NetRealizedGainOnCallOfMunicipalSecurities contextRef="From2012-01-01to2012-12-31" unitRef="USD" decimals="-3">200000</FBP:NetRealizedGainOnCallOfMunicipalSecurities>
    <FBP:NetRealizedGainOnCallOfMunicipalSecurities contextRef="From2011-01-01to2011-12-31" unitRef="USD" decimals="-3">71000</FBP:NetRealizedGainOnCallOfMunicipalSecurities>
    <FBP:NetRealizedGainOnCallOfMunicipalSecurities contextRef="From2010-01-01to2010-12-31" unitRef="USD" decimals="-3">26000</FBP:NetRealizedGainOnCallOfMunicipalSecurities>
    <us-gaap:AvailableForSaleSecuritiesGrossRealizedGainsLossesSaleProceeds contextRef="From2012-01-01to2012-12-31" unitRef="USD" decimals="0">9641000</us-gaap:AvailableForSaleSecuritiesGrossRealizedGainsLossesSaleProceeds>
    <us-gaap:AvailableForSaleSecuritiesGrossRealizedGainsLossesSaleProceeds contextRef="From2011-01-01to2011-12-31" unitRef="USD" decimals="0">2518000</us-gaap:AvailableForSaleSecuritiesGrossRealizedGainsLossesSaleProceeds>
    <FBP:AllocatedShareBasedCompensationExpenseTotal contextRef="From2012-01-01to2012-12-31_FirstBancorpEquityPlanMember_FebruaryCurrentYearAwardMember" unitRef="USD" decimals="0">89700</FBP:AllocatedShareBasedCompensationExpenseTotal>
    <FBP:AllocatedShareBasedCompensationExpenseTotal contextRef="From2011-01-01to2011-12-31_FirstBancorpEquityPlanMember_FebruaryPriorYearAwardMember" unitRef="USD" decimals="0">105500</FBP:AllocatedShareBasedCompensationExpenseTotal>
    <us-gaap:OtherThanTemporaryImpairmentLossesInvestmentsPortionRecognizedInEarningsNet contextRef="From2012-01-01to2012-12-31" unitRef="USD" decimals="-3">1000</us-gaap:OtherThanTemporaryImpairmentLossesInvestmentsPortionRecognizedInEarningsNet>
    <us-gaap:OtherThanTemporaryImpairmentLossesInvestmentsPortionRecognizedInEarningsNet contextRef="From2011-01-01to2011-12-31" unitRef="USD" decimals="-3">5000</us-gaap:OtherThanTemporaryImpairmentLossesInvestmentsPortionRecognizedInEarningsNet>
    <us-gaap:OtherThanTemporaryImpairmentLossesInvestmentsPortionRecognizedInEarningsNet contextRef="From2010-01-01to2010-12-31" unitRef="USD" decimals="-3">0</us-gaap:OtherThanTemporaryImpairmentLossesInvestmentsPortionRecognizedInEarningsNet>
    <FBP:LoansBeforeUnamortizedNetDeferredLoanCosts contextRef="AsOf2011-12-31" unitRef="USD" decimals="-3">2429106000</FBP:LoansBeforeUnamortizedNetDeferredLoanCosts>
    <FBP:LoansBeforeUnamortizedNetDeferredLoanCosts contextRef="AsOf2012-12-31" unitRef="USD" decimals="-3">2375133000</FBP:LoansBeforeUnamortizedNetDeferredLoanCosts>
    <FBP:LoansBeforeUnamortizedNetDeferredLoanCosts contextRef="AsOf2012-12-31_CommercialLoanMember" unitRef="USD" decimals="-3">160790000</FBP:LoansBeforeUnamortizedNetDeferredLoanCosts>
    <FBP:LoansBeforeUnamortizedNetDeferredLoanCosts contextRef="AsOf2011-12-31_CommercialLoanMember" unitRef="USD" decimals="-3">162099000</FBP:LoansBeforeUnamortizedNetDeferredLoanCosts>
    <FBP:LoansBeforeUnamortizedNetDeferredLoanCosts contextRef="AsOf2012-12-31_CommercialRealEstateMember" unitRef="USD" decimals="-3">298458000</FBP:LoansBeforeUnamortizedNetDeferredLoanCosts>
    <FBP:LoansBeforeUnamortizedNetDeferredLoanCosts contextRef="AsOf2011-12-31_CommercialRealEstateMember" unitRef="USD" decimals="-3">363079000</FBP:LoansBeforeUnamortizedNetDeferredLoanCosts>
    <FBP:LoansBeforeUnamortizedNetDeferredLoanCosts contextRef="AsOf2012-12-31_FixedRateResidentialMortgageMember" unitRef="USD" decimals="-3">815281000</FBP:LoansBeforeUnamortizedNetDeferredLoanCosts>
    <FBP:LoansBeforeUnamortizedNetDeferredLoanCosts contextRef="AsOf2011-12-31_FixedRateResidentialMortgageMember" unitRef="USD" decimals="-3">805542000</FBP:LoansBeforeUnamortizedNetDeferredLoanCosts>
    <FBP:LoansBeforeUnamortizedNetDeferredLoanCosts contextRef="AsOf2012-12-31_HomeEquityMember" unitRef="USD" decimals="-3">238925000</FBP:LoansBeforeUnamortizedNetDeferredLoanCosts>
    <FBP:LoansBeforeUnamortizedNetDeferredLoanCosts contextRef="AsOf2011-12-31_HomeEquityMember" unitRef="USD" decimals="-3">256509000</FBP:LoansBeforeUnamortizedNetDeferredLoanCosts>
    <FBP:LoansBeforeUnamortizedNetDeferredLoanCosts contextRef="AsOf2012-12-31_RealEstateMember" unitRef="USD" decimals="-3">789746000</FBP:LoansBeforeUnamortizedNetDeferredLoanCosts>
    <FBP:LoansBeforeUnamortizedNetDeferredLoanCosts contextRef="AsOf2011-12-31_RealEstateMember" unitRef="USD" decimals="-3">762895000</FBP:LoansBeforeUnamortizedNetDeferredLoanCosts>
    <FBP:LoansBeforeUnamortizedNetDeferredLoanCosts contextRef="AsOf2012-12-31_ConsumerLoanMember" unitRef="USD" decimals="-3">71933000</FBP:LoansBeforeUnamortizedNetDeferredLoanCosts>
    <FBP:LoansBeforeUnamortizedNetDeferredLoanCosts contextRef="AsOf2011-12-31_ConsumerLoanMember" unitRef="USD" decimals="-3">78982000</FBP:LoansBeforeUnamortizedNetDeferredLoanCosts>
    <FBP:LoansBeforeUnamortizedNetDeferredLoanCostsNoncovered contextRef="AsOf2011-12-31" unitRef="USD" decimals="-3">2067182000</FBP:LoansBeforeUnamortizedNetDeferredLoanCostsNoncovered>
    <FBP:LoansBeforeUnamortizedNetDeferredLoanCostsNoncovered contextRef="AsOf2012-12-31" unitRef="USD" decimals="-3">2092819000</FBP:LoansBeforeUnamortizedNetDeferredLoanCostsNoncovered>
    <FBP:LoansBeforeUnamortizedNetDeferredLoanCostsNoncovered contextRef="AsOf2012-12-31_CommercialLoanMember" unitRef="USD" decimals="-3">155273000</FBP:LoansBeforeUnamortizedNetDeferredLoanCostsNoncovered>
    <FBP:LoansBeforeUnamortizedNetDeferredLoanCostsNoncovered contextRef="AsOf2011-12-31_CommercialLoanMember" unitRef="USD" decimals="-3">152627000</FBP:LoansBeforeUnamortizedNetDeferredLoanCostsNoncovered>
    <FBP:LoansBeforeUnamortizedNetDeferredLoanCostsNoncovered contextRef="AsOf2012-12-31_CommercialRealEstateMember" unitRef="USD" decimals="-3">251569000</FBP:LoansBeforeUnamortizedNetDeferredLoanCostsNoncovered>
    <FBP:LoansBeforeUnamortizedNetDeferredLoanCostsNoncovered contextRef="AsOf2011-12-31_CommercialRealEstateMember" unitRef="USD" decimals="-3">290983000</FBP:LoansBeforeUnamortizedNetDeferredLoanCostsNoncovered>
    <FBP:LoansBeforeUnamortizedNetDeferredLoanCostsNoncovered contextRef="AsOf2012-12-31_FixedRateResidentialMortgageMember" unitRef="USD" decimals="-3">679401000</FBP:LoansBeforeUnamortizedNetDeferredLoanCostsNoncovered>
    <FBP:LoansBeforeUnamortizedNetDeferredLoanCostsNoncovered contextRef="AsOf2011-12-31_FixedRateResidentialMortgageMember" unitRef="USD" decimals="-3">646616000</FBP:LoansBeforeUnamortizedNetDeferredLoanCostsNoncovered>
    <FBP:LoansBeforeUnamortizedNetDeferredLoanCostsNoncovered contextRef="AsOf2012-12-31_HomeEquityMember" unitRef="USD" decimals="-3">219443000</FBP:LoansBeforeUnamortizedNetDeferredLoanCostsNoncovered>
    <FBP:LoansBeforeUnamortizedNetDeferredLoanCostsNoncovered contextRef="AsOf2011-12-31_HomeEquityMember" unitRef="USD" decimals="-3">233171000</FBP:LoansBeforeUnamortizedNetDeferredLoanCostsNoncovered>
    <FBP:LoansBeforeUnamortizedNetDeferredLoanCostsNoncovered contextRef="AsOf2012-12-31_RealEstateMember" unitRef="USD" decimals="-3">715973000</FBP:LoansBeforeUnamortizedNetDeferredLoanCostsNoncovered>
    <FBP:LoansBeforeUnamortizedNetDeferredLoanCostsNoncovered contextRef="AsOf2011-12-31_RealEstateMember" unitRef="USD" decimals="-3">666882000</FBP:LoansBeforeUnamortizedNetDeferredLoanCostsNoncovered>
    <FBP:LoansBeforeUnamortizedNetDeferredLoanCostsNoncovered contextRef="AsOf2012-12-31_ConsumerLoanMember" unitRef="USD" decimals="-3">71160000</FBP:LoansBeforeUnamortizedNetDeferredLoanCostsNoncovered>
    <FBP:LoansBeforeUnamortizedNetDeferredLoanCostsNoncovered contextRef="AsOf2011-12-31_ConsumerLoanMember" unitRef="USD" decimals="-3">77593000</FBP:LoansBeforeUnamortizedNetDeferredLoanCostsNoncovered>
    <FBP:ImpairedPurchaseLoansUnpaidPrincipalBalance contextRef="AsOf2011-12-31_ContractualPrincipalMember" unitRef="USD" decimals="-3">18316000</FBP:ImpairedPurchaseLoansUnpaidPrincipalBalance>
    <FBP:ImpairedPurchaseLoansUnpaidPrincipalBalance contextRef="AsOf2012-12-31_ContractualPrincipalMember" unitRef="USD" decimals="-3">8815000</FBP:ImpairedPurchaseLoansUnpaidPrincipalBalance>
    <FBP:ImpairedPurchaseLoansUnpaidPrincipalBalance contextRef="AsOf2010-12-31_ContractualPrincipalMember" unitRef="USD" decimals="-3">8080000</FBP:ImpairedPurchaseLoansUnpaidPrincipalBalance>
    <FBP:FDICIndemnificationAssetAccretionOfDiscount1 contextRef="From2012-01-01to2012-12-31" unitRef="USD" decimals="-3">-13173000</FBP:FDICIndemnificationAssetAccretionOfDiscount1>
    <FBP:FDICIndemnificationAssetAccretionOfDiscount1 contextRef="From2011-01-01to2011-12-31" unitRef="USD" decimals="-3">-9278000</FBP:FDICIndemnificationAssetAccretionOfDiscount1>
    <FBP:FDICIndemnificationAssetAccretionOfDiscount1 contextRef="From2010-01-01to2010-12-31" unitRef="USD" decimals="-3">-6100000</FBP:FDICIndemnificationAssetAccretionOfDiscount1>
    <FBP:FDICIndeminficationAssetOtherActivity contextRef="From2012-01-01to2012-12-31" unitRef="USD" decimals="-3">-80000</FBP:FDICIndeminficationAssetOtherActivity>
    <FBP:FDICIndeminficationAssetOtherActivity contextRef="From2011-01-01to2011-12-31" unitRef="USD" decimals="-3">-1182000</FBP:FDICIndeminficationAssetOtherActivity>
    <FBP:FinancingReceivableModificationsNumberOfContracts1Nonaccrual contextRef="From2012-01-01to2012-12-31_CoveredMember" unitRef="Pure" decimals="INF">4</FBP:FinancingReceivableModificationsNumberOfContracts1Nonaccrual>
    <FBP:FinancingReceivableModificationsNumberOfContracts1Nonaccrual contextRef="From2011-01-01to2011-12-31_CoveredMember" unitRef="Pure" decimals="INF">8</FBP:FinancingReceivableModificationsNumberOfContracts1Nonaccrual>
    <FBP:FinancingReceivableModificationsNumberOfContracts1Nonaccrual contextRef="From2012-01-01to2012-12-31_NonCoveredMember_CommercialSecuredMember" unitRef="Pure" decimals="INF">1</FBP:FinancingReceivableModificationsNumberOfContracts1Nonaccrual>
    <FBP:FinancingReceivableModificationsNumberOfContracts1Nonaccrual contextRef="From2012-01-01to2012-12-31_NonCoveredMember_RealEstateConstructionMember" unitRef="Pure" decimals="INF">2</FBP:FinancingReceivableModificationsNumberOfContracts1Nonaccrual>
    <FBP:FinancingReceivableModificationsNumberOfContracts1Nonaccrual contextRef="From2011-01-01to2011-12-31_NonCoveredMember_RealEstateConstructionMember" unitRef="Pure" decimals="INF">1</FBP:FinancingReceivableModificationsNumberOfContracts1Nonaccrual>
    <FBP:FinancingReceivableModificationsNumberOfContracts1Nonaccrual contextRef="From2012-01-01to2012-12-31_NonCoveredMember_RealEstateResidentialMember" unitRef="Pure" decimals="INF">17</FBP:FinancingReceivableModificationsNumberOfContracts1Nonaccrual>
    <FBP:FinancingReceivableModificationsNumberOfContracts1Nonaccrual contextRef="From2011-01-01to2011-12-31_NonCoveredMember_RealEstateResidentialMember" unitRef="Pure" decimals="INF">3</FBP:FinancingReceivableModificationsNumberOfContracts1Nonaccrual>
    <FBP:FinancingReceivableModificationsNumberOfContracts1Nonaccrual contextRef="From2012-01-01to2012-12-31_NonCoveredMember_RealEstateHomeEquityMember" unitRef="Pure" decimals="INF">1</FBP:FinancingReceivableModificationsNumberOfContracts1Nonaccrual>
    <FBP:FinancingReceivableModificationsNumberOfContracts1Nonaccrual contextRef="From2012-01-01to2012-12-31_NonCoveredMember_RealEstateCommercialMember" unitRef="Pure" decimals="INF">5</FBP:FinancingReceivableModificationsNumberOfContracts1Nonaccrual>
    <FBP:FinancingReceivableModificationsNumberOfContracts1Nonaccrual contextRef="From2011-01-01to2011-12-31_NonCoveredMember_RealEstateCommercialMember" unitRef="Pure" decimals="INF">4</FBP:FinancingReceivableModificationsNumberOfContracts1Nonaccrual>
    <FBP:FinancingReceivableModificationsPostModificationRecordedInvestment1Accruing contextRef="From2012-01-01to2012-12-31_CoveredMember" unitRef="USD" decimals="-3">7342000</FBP:FinancingReceivableModificationsPostModificationRecordedInvestment1Accruing>
    <FBP:FinancingReceivableModificationsPostModificationRecordedInvestment1Accruing contextRef="From2011-01-01to2011-12-31_CoveredMember" unitRef="USD" decimals="-3">6528000</FBP:FinancingReceivableModificationsPostModificationRecordedInvestment1Accruing>
    <FBP:FinancingReceivableModificationsPostModificationRecordedInvestment1Accruing contextRef="From2012-01-01to2012-12-31_NonCoveredMember_RealEstateConstructionMember" unitRef="USD" decimals="-3">642000</FBP:FinancingReceivableModificationsPostModificationRecordedInvestment1Accruing>
    <FBP:FinancingReceivableModificationsPostModificationRecordedInvestment1Accruing contextRef="From2011-01-01to2011-12-31_NonCoveredMember_RealEstateConstructionMember" unitRef="USD" decimals="-3">543000</FBP:FinancingReceivableModificationsPostModificationRecordedInvestment1Accruing>
    <FBP:FinancingReceivableModificationsPostModificationRecordedInvestment1Accruing contextRef="From2012-01-01to2012-12-31_NonCoveredMember_RealEstateResidentialMember" unitRef="USD" decimals="-3">1653000</FBP:FinancingReceivableModificationsPostModificationRecordedInvestment1Accruing>
    <FBP:FinancingReceivableModificationsPostModificationRecordedInvestment1Accruing contextRef="From2011-01-01to2011-12-31_NonCoveredMember_RealEstateResidentialMember" unitRef="USD" decimals="-3">1645000</FBP:FinancingReceivableModificationsPostModificationRecordedInvestment1Accruing>
    <FBP:FinancingReceivableModificationsPostModificationRecordedInvestment1Accruing contextRef="From2012-01-01to2012-12-31_NonCoveredMember_RealEstateCommercialMember" unitRef="USD" xsi:nil="true" />
    <FBP:FinancingReceivableModificationsPostModificationRecordedInvestment1Accruing contextRef="From2011-01-01to2011-12-31_NonCoveredMember_RealEstateCommercialMember" unitRef="USD" decimals="-3">1871000</FBP:FinancingReceivableModificationsPostModificationRecordedInvestment1Accruing>
    <FBP:FinancingReceivableModificationsNumberOfContracts1Accruing contextRef="From2012-01-01to2012-12-31_CoveredMember" unitRef="Pure" decimals="INF">6</FBP:FinancingReceivableModificationsNumberOfContracts1Accruing>
    <FBP:FinancingReceivableModificationsNumberOfContracts1Accruing contextRef="From2011-01-01to2011-12-31_CoveredMember" unitRef="Pure" decimals="INF">37</FBP:FinancingReceivableModificationsNumberOfContracts1Accruing>
    <FBP:FinancingReceivableModificationsNumberOfContracts1Accruing contextRef="From2012-01-01to2012-12-31_NonCoveredMember_RealEstateConstructionMember" unitRef="Pure" decimals="INF">2</FBP:FinancingReceivableModificationsNumberOfContracts1Accruing>
    <FBP:FinancingReceivableModificationsNumberOfContracts1Accruing contextRef="From2011-01-01to2011-12-31_NonCoveredMember_RealEstateConstructionMember" unitRef="Pure" decimals="INF">2</FBP:FinancingReceivableModificationsNumberOfContracts1Accruing>
    <FBP:FinancingReceivableModificationsNumberOfContracts1Accruing contextRef="From2012-01-01to2012-12-31_NonCoveredMember_RealEstateResidentialMember" unitRef="Pure" decimals="INF">8</FBP:FinancingReceivableModificationsNumberOfContracts1Accruing>
    <FBP:FinancingReceivableModificationsNumberOfContracts1Accruing contextRef="From2011-01-01to2011-12-31_NonCoveredMember_RealEstateResidentialMember" unitRef="Pure" decimals="INF">5</FBP:FinancingReceivableModificationsNumberOfContracts1Accruing>
    <FBP:FinancingReceivableModificationsNumberOfContracts1Accruing contextRef="From2011-01-01to2011-12-31_NonCoveredMember_RealEstateCommercialMember" unitRef="Pure" decimals="INF">4</FBP:FinancingReceivableModificationsNumberOfContracts1Accruing>
    <us-gaap:ScheduleOfNetBenefitCostsTableTextBlock contextRef="From2012-01-01to2012-12-31_PensionPlanMember">&lt;table cellspacing="0" cellpadding="0" style="width: 100%; border-collapse: collapse; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;&lt;tr style="vertical-align: bottom"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; font-style: italic"&gt;($ in thousands)&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="padding-bottom: 1pt; font-weight: bold"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: center; font-weight: bold"&gt;2012&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="padding-bottom: 1pt; font-weight: bold"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="padding-bottom: 1pt"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: center"&gt;2011&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="padding-bottom: 1pt"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="padding-bottom: 1pt"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: center"&gt;2010&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="padding-bottom: 1pt"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="text-align: right"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="text-align: right"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="text-align: right"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="background-color: rgb(204,238,255); vertical-align: bottom"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; width: 70%"&gt;Service cost &amp;#150; benefits earned during the period&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="width: 1%; font-weight: bold"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; width: 1%; font-weight: bold"&gt;$&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: right; width: 7%; font-weight: bold"&gt;1,835&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; width: 1%; font-weight: bold"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="width: 1%"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; width: 1%"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: right; width: 7%"&gt;1,782&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; width: 1%"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="width: 1%"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; width: 1%"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: right; width: 7%"&gt;1,754&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; width: 1%"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="background-color: white; vertical-align: bottom"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify"&gt;Interest cost on projected benefit obligation&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="font-weight: bold"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font-weight: bold"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: right; font-weight: bold"&gt;1,451&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font-weight: bold"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: right"&gt;1,638&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: right"&gt;1,555&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="background-color: rgb(204,238,255); vertical-align: bottom"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify"&gt;Expected return on plan assets&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="font-weight: bold"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font-weight: bold"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: right; font-weight: bold"&gt;(1,969&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font-weight: bold"&gt;)&lt;/td&gt;&#13;    &lt;td nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: right"&gt;(1,716&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left"&gt;)&lt;/td&gt;&#13;    &lt;td nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: right"&gt;(1,479&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left"&gt;)&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="background-color: white; vertical-align: bottom"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; padding-bottom: 1pt"&gt;Net amortization and deferral&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="padding-bottom: 1pt; font-weight: bold"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: left; font-weight: bold"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: right; font-weight: bold"&gt;559&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt; font-weight: bold"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="padding-bottom: 1pt"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: left"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: right"&gt;395&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="padding-bottom: 1pt"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: left"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: right"&gt;465&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="background-color: rgb(204,238,255); vertical-align: bottom"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; padding-bottom: 2.5pt"&gt;Net periodic pension cost&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font-weight: bold"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: left; font-weight: bold"&gt;$&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: right; font-weight: bold"&gt;1,876&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt; font-weight: bold"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="padding-bottom: 2.5pt"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: left"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: right"&gt;2,099&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="padding-bottom: 2.5pt"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: left"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: right"&gt;2,295&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;/table&gt;</us-gaap:ScheduleOfNetBenefitCostsTableTextBlock>
    <us-gaap:ScheduleOfNetBenefitCostsTableTextBlock contextRef="From2012-01-01to2012-12-31_SerpPlanCurrentYearMember">&lt;table cellspacing="0" cellpadding="0" style="width: 100%; border-collapse: collapse; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;&lt;tr style="vertical-align: bottom"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; font-style: italic"&gt;($ in thousands)&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="padding-bottom: 1pt; font-weight: bold"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: center; font-weight: bold"&gt;2012&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="padding-bottom: 1pt; font-weight: bold"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="padding-bottom: 1pt"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: center"&gt;2011&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="padding-bottom: 1pt"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="padding-bottom: 1pt"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: center"&gt;2010&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="padding-bottom: 1pt"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="text-align: right"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="text-align: right"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="text-align: right"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="background-color: rgb(204,238,255); vertical-align: bottom"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; width: 70%"&gt;Service cost &amp;#150; benefits earned during the period&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="width: 1%; font-weight: bold"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; width: 1%; font-weight: bold"&gt;$&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: right; width: 7%; font-weight: bold"&gt;303&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; width: 1%; font-weight: bold"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="width: 1%"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; width: 1%"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: right; width: 7%"&gt;292&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; width: 1%"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="width: 1%"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; width: 1%"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: right; width: 7%"&gt;408&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; width: 1%"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="background-color: white; vertical-align: bottom"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify"&gt;Interest cost on projected benefit obligation&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="font-weight: bold"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font-weight: bold"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: right; font-weight: bold"&gt;280&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font-weight: bold"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: right"&gt;351&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: right"&gt;377&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="background-color: rgb(204,238,255); vertical-align: bottom"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; padding-bottom: 1pt"&gt;Net amortization and deferral&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="padding-bottom: 1pt; font-weight: bold"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: left; font-weight: bold"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: right; font-weight: bold"&gt;19&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt; font-weight: bold"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="padding-bottom: 1pt"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: left"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: right"&gt;30&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="padding-bottom: 1pt"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: left"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: right"&gt;100&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="background-color: white; vertical-align: bottom"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; padding-bottom: 2.5pt"&gt;Net periodic pension cost&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font-weight: bold"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: left; font-weight: bold"&gt;$&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: right; font-weight: bold"&gt;602&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt; font-weight: bold"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="padding-bottom: 2.5pt"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: left"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: right"&gt;673&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="padding-bottom: 2.5pt"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: left"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: right"&gt;885&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;/table&gt;</us-gaap:ScheduleOfNetBenefitCostsTableTextBlock>
    <us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardFairValueAssumptionsExpectedDividendRate contextRef="From2012-01-01to2012-12-31" unitRef="Pure" decimals="INF">0.0328</us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardFairValueAssumptionsExpectedDividendRate>
    <us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardFairValueAssumptionsRiskFreeInterestRate contextRef="From2012-01-01to2012-12-31" unitRef="Pure" decimals="INF">0.0164</us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardFairValueAssumptionsRiskFreeInterestRate>
    <us-gaap:SharebasedCompensationArrangementBySharebasedPaymentAwardFairValueAssumptionsExpectedTerm1 contextRef="From2012-01-01to2012-12-31">P10Y</us-gaap:SharebasedCompensationArrangementBySharebasedPaymentAwardFairValueAssumptionsExpectedTerm1>
    <us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardFairValueAssumptionsExpectedVolatilityRate contextRef="From2012-01-01to2012-12-31" unitRef="Pure" decimals="INF">0.4182</us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardFairValueAssumptionsExpectedVolatilityRate>
    <FBP:ForeclosedRealEstateCovered contextRef="AsOf2011-12-31" unitRef="USD" decimals="-3">85272000</FBP:ForeclosedRealEstateCovered>
    <FBP:ForeclosedRealEstateCovered contextRef="AsOf2012-12-31" unitRef="USD" decimals="-3">47290000</FBP:ForeclosedRealEstateCovered>
    <FBP:ForeclosedRealEstateCovered contextRef="AsOf2012-12-31_CoveredNonperformingAssetsMember" unitRef="USD" decimals="-3">47290000</FBP:ForeclosedRealEstateCovered>
    <FBP:ForeclosedRealEstateCovered contextRef="AsOf2011-12-31_CoveredNonperformingAssetsMember" unitRef="USD" decimals="-3">85272000</FBP:ForeclosedRealEstateCovered>
    <FBP:ForeclosedRealEstateNoncovered contextRef="AsOf2011-12-31" unitRef="USD" decimals="-3">37023000</FBP:ForeclosedRealEstateNoncovered>
    <FBP:ForeclosedRealEstateNoncovered contextRef="AsOf2012-12-31" unitRef="USD" decimals="-3">26285000</FBP:ForeclosedRealEstateNoncovered>
    <FBP:ForeclosedRealEstateNoncovered contextRef="AsOf2012-12-31_NonCoveredNonperformingAssetsMember" unitRef="USD" decimals="-3">26285000</FBP:ForeclosedRealEstateNoncovered>
    <FBP:ForeclosedRealEstateNoncovered contextRef="AsOf2011-12-31_NonCoveredNonperformingAssetsMember" unitRef="USD" decimals="-3">37023000</FBP:ForeclosedRealEstateNoncovered>
    <FBP:LoanDiscount contextRef="AsOf2012-12-31_PurchasedNonperfomingLoansMember" unitRef="USD" decimals="0">18406000</FBP:LoanDiscount>
    <FBP:LoanDiscount contextRef="AsOf2012-12-31_PurchasedNonimpairedLoansMember" unitRef="USD" decimals="0">56515000</FBP:LoanDiscount>
    <us-gaap:CashCashEquivalentsAndFederalFundsSold contextRef="AsOf2011-12-31" unitRef="USD" decimals="-3">216167000</us-gaap:CashCashEquivalentsAndFederalFundsSold>
    <us-gaap:CashCashEquivalentsAndFederalFundsSold contextRef="AsOf2012-12-31" unitRef="USD" decimals="-3">241507000</us-gaap:CashCashEquivalentsAndFederalFundsSold>
    <us-gaap:InterestBearingDepositsInBanks contextRef="AsOf2011-12-31" unitRef="USD" decimals="-3">135218000</us-gaap:InterestBearingDepositsInBanks>
    <us-gaap:InterestBearingDepositsInBanks contextRef="AsOf2012-12-31" unitRef="USD" decimals="-3">144919000</us-gaap:InterestBearingDepositsInBanks>
    <us-gaap:LoansHeldForSaleMortgages contextRef="AsOf2011-12-31" unitRef="USD" decimals="-3">6090000</us-gaap:LoansHeldForSaleMortgages>
    <us-gaap:LoansHeldForSaleMortgages contextRef="AsOf2012-12-31" unitRef="USD" decimals="-3">8490000</us-gaap:LoansHeldForSaleMortgages>
    <us-gaap:LoansAndLeasesReceivableNetReportedAmountCoveredAndNotCovered contextRef="AsOf2011-12-31" unitRef="USD" decimals="-3">2388968000</us-gaap:LoansAndLeasesReceivableNetReportedAmountCoveredAndNotCovered>
    <us-gaap:LoansAndLeasesReceivableNetReportedAmountCoveredAndNotCovered contextRef="AsOf2012-12-31" unitRef="USD" decimals="-3">2330055000</us-gaap:LoansAndLeasesReceivableNetReportedAmountCoveredAndNotCovered>
    <FBP:AllowanceForLoanLosses contextRef="AsOf2011-12-31" unitRef="USD" decimals="-3">41418000</FBP:AllowanceForLoanLosses>
    <FBP:AllowanceForLoanLosses contextRef="AsOf2012-12-31" unitRef="USD" decimals="-3">46402000</FBP:AllowanceForLoanLosses>
    <us-gaap:LoansAndLeasesReceivableAllowanceCovered contextRef="AsOf2011-12-31" unitRef="USD" decimals="-3">5808000</us-gaap:LoansAndLeasesReceivableAllowanceCovered>
    <us-gaap:LoansAndLeasesReceivableAllowanceCovered contextRef="AsOf2012-12-31" unitRef="USD" decimals="-3">4759000</us-gaap:LoansAndLeasesReceivableAllowanceCovered>
    <us-gaap:LoansAndLeasesReceivableAllowance contextRef="AsOf2011-12-31" unitRef="USD" decimals="-3">35610000</us-gaap:LoansAndLeasesReceivableAllowance>
    <us-gaap:LoansAndLeasesReceivableAllowance contextRef="AsOf2012-12-31" unitRef="USD" decimals="-3">41643000</us-gaap:LoansAndLeasesReceivableAllowance>
    <us-gaap:Assets contextRef="AsOf2011-12-31" unitRef="USD" decimals="-3">3290474000</us-gaap:Assets>
    <us-gaap:Assets contextRef="AsOf2012-12-31" unitRef="USD" decimals="-3">3244910000</us-gaap:Assets>
    <us-gaap:Assets contextRef="AsOf2012-12-31_ParentCompanyMember" unitRef="USD" decimals="-3">404812000</us-gaap:Assets>
    <us-gaap:Assets contextRef="AsOf2011-12-31_ParentCompanyMember" unitRef="USD" decimals="-3">393646000</us-gaap:Assets>
    <us-gaap:OtherAssets contextRef="AsOf2011-12-31" unitRef="USD" decimals="-3">40970000</us-gaap:OtherAssets>
    <us-gaap:OtherAssets contextRef="AsOf2012-12-31" unitRef="USD" decimals="-3">53543000</us-gaap:OtherAssets>
    <us-gaap:OtherAssets contextRef="AsOf2012-12-31_ParentCompanyMember" unitRef="USD" decimals="-3">1637000</us-gaap:OtherAssets>
    <us-gaap:OtherAssets contextRef="AsOf2011-12-31_ParentCompanyMember" unitRef="USD" decimals="-3">1633000</us-gaap:OtherAssets>
    <us-gaap:BankOwnedLifeInsurance contextRef="AsOf2011-12-31" unitRef="USD" decimals="-3">2207000</us-gaap:BankOwnedLifeInsurance>
    <us-gaap:BankOwnedLifeInsurance contextRef="AsOf2012-12-31" unitRef="USD" decimals="-3">27857000</us-gaap:BankOwnedLifeInsurance>
    <us-gaap:BankOwnedLifeInsurance contextRef="AsOf2012-12-31_FairValueInputsLevelMember" unitRef="USD" decimals="-3">1000</us-gaap:BankOwnedLifeInsurance>
    <us-gaap:BankOwnedLifeInsurance contextRef="AsOf2011-12-31_FairValueInputsLevelMember" unitRef="USD" decimals="-3">1000</us-gaap:BankOwnedLifeInsurance>
    <us-gaap:BankOwnedLifeInsurance contextRef="AsOf2012-12-31_CarryingReportedAmountFairValueDisclosureMember" unitRef="USD" decimals="-3">27857000</us-gaap:BankOwnedLifeInsurance>
    <us-gaap:BankOwnedLifeInsurance contextRef="AsOf2011-12-31_CarryingReportedAmountFairValueDisclosureMember" unitRef="USD" decimals="-3">2207000</us-gaap:BankOwnedLifeInsurance>
    <us-gaap:BankOwnedLifeInsurance contextRef="AsOf2012-12-31_EstimateOfFairValueFairValueDisclosureMember" unitRef="USD" decimals="-3">27857000</us-gaap:BankOwnedLifeInsurance>
    <us-gaap:BankOwnedLifeInsurance contextRef="AsOf2011-12-31_EstimateOfFairValueFairValueDisclosureMember" unitRef="USD" decimals="-3">2207000</us-gaap:BankOwnedLifeInsurance>
    <us-gaap:IntangibleAssetsNetExcludingGoodwill contextRef="AsOf2011-12-31" unitRef="USD" decimals="-3">3897000</us-gaap:IntangibleAssetsNetExcludingGoodwill>
    <us-gaap:IntangibleAssetsNetExcludingGoodwill contextRef="AsOf2012-12-31" unitRef="USD" decimals="-3">3108000</us-gaap:IntangibleAssetsNetExcludingGoodwill>
    <us-gaap:Goodwill contextRef="AsOf2011-12-31" unitRef="USD" decimals="-3">65835000</us-gaap:Goodwill>
    <us-gaap:Goodwill contextRef="AsOf2012-12-31" unitRef="USD" decimals="-3">65835000</us-gaap:Goodwill>
    <us-gaap:PropertyPlantAndEquipmentNet contextRef="AsOf2011-12-31" unitRef="USD" decimals="-3">69975000</us-gaap:PropertyPlantAndEquipmentNet>
    <us-gaap:PropertyPlantAndEquipmentNet contextRef="AsOf2012-12-31" unitRef="USD" decimals="-3">74371000</us-gaap:PropertyPlantAndEquipmentNet>
    <us-gaap:PropertyPlantAndEquipmentNet contextRef="AsOf2012-12-31_ParentCompanyMember" unitRef="USD" decimals="-3">152000</us-gaap:PropertyPlantAndEquipmentNet>
    <us-gaap:PropertyPlantAndEquipmentNet contextRef="AsOf2011-12-31_ParentCompanyMember" unitRef="USD" decimals="-3">161000</us-gaap:PropertyPlantAndEquipmentNet>
    <us-gaap:Liabilities contextRef="AsOf2011-12-31" unitRef="USD" decimals="-3">2945324000</us-gaap:Liabilities>
    <us-gaap:Liabilities contextRef="AsOf2012-12-31" unitRef="USD" decimals="-3">2888793000</us-gaap:Liabilities>
    <us-gaap:Liabilities contextRef="AsOf2012-12-31_ParentCompanyMember" unitRef="USD" decimals="-3">48695000</us-gaap:Liabilities>
    <us-gaap:Liabilities contextRef="AsOf2011-12-31_ParentCompanyMember" unitRef="USD" decimals="-3">48496000</us-gaap:Liabilities>
    <us-gaap:OtherLiabilities contextRef="AsOf2011-12-31" unitRef="USD" decimals="-3">37385000</us-gaap:OtherLiabilities>
    <us-gaap:OtherLiabilities contextRef="AsOf2012-12-31" unitRef="USD" decimals="-3">19740000</us-gaap:OtherLiabilities>
    <us-gaap:OtherLiabilities contextRef="AsOf2012-12-31_ParentCompanyMember" unitRef="USD" decimals="-3">2301000</us-gaap:OtherLiabilities>
    <us-gaap:OtherLiabilities contextRef="AsOf2011-12-31_ParentCompanyMember" unitRef="USD" decimals="-3">2102000</us-gaap:OtherLiabilities>
    <us-gaap:FederalFundsPurchasedAndSecuritiesSoldUnderAgreementsToRepurchase contextRef="AsOf2011-12-31" unitRef="USD" decimals="-3">17105000</us-gaap:FederalFundsPurchasedAndSecuritiesSoldUnderAgreementsToRepurchase>
    <us-gaap:FederalFundsPurchasedAndSecuritiesSoldUnderAgreementsToRepurchase contextRef="AsOf2012-12-31" unitRef="USD" xsi:nil="true" />
    <us-gaap:TimeDepositsLessThan100000 contextRef="AsOf2011-12-31" unitRef="USD" decimals="-3">582206000</us-gaap:TimeDepositsLessThan100000>
    <us-gaap:TimeDepositsLessThan100000 contextRef="AsOf2012-12-31" unitRef="USD" decimals="-3">509330000</us-gaap:TimeDepositsLessThan100000>
    <us-gaap:TimeDeposits100000OrMoreDomestic contextRef="AsOf2011-12-31" unitRef="USD" decimals="-3">753233000</us-gaap:TimeDeposits100000OrMoreDomestic>
    <us-gaap:TimeDeposits100000OrMoreDomestic contextRef="AsOf2012-12-31" unitRef="USD" decimals="-3">664330000</us-gaap:TimeDeposits100000OrMoreDomestic>
    <us-gaap:DepositsSavingsDeposits contextRef="AsOf2011-12-31" unitRef="USD" decimals="-3">146481000</us-gaap:DepositsSavingsDeposits>
    <us-gaap:DepositsSavingsDeposits contextRef="AsOf2012-12-31" unitRef="USD" decimals="-3">158578000</us-gaap:DepositsSavingsDeposits>
    <us-gaap:DepositsMoneyMarketDeposits contextRef="AsOf2011-12-31" unitRef="USD" decimals="-3">513832000</us-gaap:DepositsMoneyMarketDeposits>
    <us-gaap:DepositsMoneyMarketDeposits contextRef="AsOf2012-12-31" unitRef="USD" decimals="-3">556354000</us-gaap:DepositsMoneyMarketDeposits>
    <us-gaap:InterestBearingDomesticDepositChecking contextRef="AsOf2011-12-31" unitRef="USD" decimals="-3">423452000</us-gaap:InterestBearingDomesticDepositChecking>
    <us-gaap:InterestBearingDomesticDepositChecking contextRef="AsOf2012-12-31" unitRef="USD" decimals="-3">519573000</us-gaap:InterestBearingDomesticDepositChecking>
    <us-gaap:NoninterestBearingDomesticDepositDemand contextRef="AsOf2011-12-31" unitRef="USD" decimals="-3">335833000</us-gaap:NoninterestBearingDomesticDepositDemand>
    <us-gaap:NoninterestBearingDomesticDepositDemand contextRef="AsOf2012-12-31" unitRef="USD" decimals="-3">413195000</us-gaap:NoninterestBearingDomesticDepositDemand>
    <us-gaap:PreferredStockValue contextRef="AsOf2011-12-31" unitRef="USD" decimals="-3">63500000</us-gaap:PreferredStockValue>
    <us-gaap:PreferredStockValue contextRef="AsOf2012-12-31" unitRef="USD" decimals="-3">70787000</us-gaap:PreferredStockValue>
    <us-gaap:PreferredStockValue contextRef="AsOf2012-12-31_SeriesBPreferredStockMember" unitRef="USD" decimals="-3">63500000</us-gaap:PreferredStockValue>
    <us-gaap:PreferredStockValue contextRef="AsOf2011-12-31_SeriesBPreferredStockMember" unitRef="USD" decimals="-3">63500000</us-gaap:PreferredStockValue>
    <us-gaap:PreferredStockValue contextRef="AsOf2012-12-31_SeriesCPreferredStockMember" unitRef="USD" decimals="-3">7287000</us-gaap:PreferredStockValue>
    <us-gaap:PreferredStockValue contextRef="AsOf2011-12-31_SeriesCPreferredStockMember" unitRef="USD" xsi:nil="true" />
    <us-gaap:LiabilitiesAndStockholdersEquity contextRef="AsOf2011-12-31" unitRef="USD" decimals="-3">3290474000</us-gaap:LiabilitiesAndStockholdersEquity>
    <us-gaap:LiabilitiesAndStockholdersEquity contextRef="AsOf2012-12-31" unitRef="USD" decimals="-3">3244910000</us-gaap:LiabilitiesAndStockholdersEquity>
    <us-gaap:LiabilitiesAndStockholdersEquity contextRef="AsOf2012-12-31_ParentCompanyMember" unitRef="USD" decimals="-3">404812000</us-gaap:LiabilitiesAndStockholdersEquity>
    <us-gaap:LiabilitiesAndStockholdersEquity contextRef="AsOf2011-12-31_ParentCompanyMember" unitRef="USD" decimals="-3">393646000</us-gaap:LiabilitiesAndStockholdersEquity>
    <us-gaap:StockholdersEquity contextRef="AsOf2011-12-31" unitRef="USD" decimals="-3">345150000</us-gaap:StockholdersEquity>
    <us-gaap:StockholdersEquity contextRef="AsOf2012-12-31" unitRef="USD" decimals="-3">356117000</us-gaap:StockholdersEquity>
    <us-gaap:StockholdersEquity contextRef="AsOf2012-12-31_ParentCompanyMember" unitRef="USD" decimals="-3">356117000</us-gaap:StockholdersEquity>
    <us-gaap:StockholdersEquity contextRef="AsOf2011-12-31_ParentCompanyMember" unitRef="USD" decimals="-3">345150000</us-gaap:StockholdersEquity>
    <us-gaap:RetainedEarningsAccumulatedDeficit contextRef="AsOf2011-12-31" unitRef="USD" decimals="-3">185491000</us-gaap:RetainedEarningsAccumulatedDeficit>
    <us-gaap:RetainedEarningsAccumulatedDeficit contextRef="AsOf2012-12-31" unitRef="USD" decimals="-3">153629000</us-gaap:RetainedEarningsAccumulatedDeficit>
    <us-gaap:CommonStockValue contextRef="AsOf2011-12-31" unitRef="USD" decimals="-3">104841000</us-gaap:CommonStockValue>
    <us-gaap:CommonStockValue contextRef="AsOf2012-12-31" unitRef="USD" decimals="-3">131877000</us-gaap:CommonStockValue>
    <us-gaap:PreferredStockSharesIssued contextRef="AsOf2012-12-31_SeriesBPreferredStockMember" unitRef="Shares" decimals="INF">63500</us-gaap:PreferredStockSharesIssued>
    <us-gaap:PreferredStockSharesIssued contextRef="AsOf2011-12-31_SeriesBPreferredStockMember" unitRef="Shares" decimals="INF">63500</us-gaap:PreferredStockSharesIssued>
    <us-gaap:PreferredStockSharesIssued contextRef="AsOf2012-12-31_SeriesCPreferredStockMember" unitRef="Shares" decimals="INF">728706</us-gaap:PreferredStockSharesIssued>
    <us-gaap:PreferredStockSharesIssued contextRef="AsOf2011-12-31_SeriesCPreferredStockMember" unitRef="Shares" decimals="INF">0</us-gaap:PreferredStockSharesIssued>
    <us-gaap:PreferredStockSharesOutstanding contextRef="AsOf2012-12-31_SeriesBPreferredStockMember" unitRef="Shares" decimals="INF">63500</us-gaap:PreferredStockSharesOutstanding>
    <us-gaap:PreferredStockSharesOutstanding contextRef="AsOf2011-12-31_SeriesBPreferredStockMember" unitRef="Shares" decimals="INF">63500</us-gaap:PreferredStockSharesOutstanding>
    <us-gaap:PreferredStockSharesOutstanding contextRef="AsOf2012-12-31_SeriesCPreferredStockMember" unitRef="Shares" decimals="INF">728706</us-gaap:PreferredStockSharesOutstanding>
    <us-gaap:PreferredStockSharesOutstanding contextRef="AsOf2011-12-31_SeriesCPreferredStockMember" unitRef="Shares" decimals="INF">0</us-gaap:PreferredStockSharesOutstanding>
    <us-gaap:PreferredStockSharesAuthorized contextRef="AsOf2011-12-31" unitRef="Shares" decimals="INF">5000000</us-gaap:PreferredStockSharesAuthorized>
    <us-gaap:PreferredStockSharesAuthorized contextRef="AsOf2012-12-31" unitRef="Shares" decimals="INF">5000000</us-gaap:PreferredStockSharesAuthorized>
    <us-gaap:InterestAndDividendIncomeOperating contextRef="From2012-01-01to2012-12-31" unitRef="USD" decimals="-3">152520000</us-gaap:InterestAndDividendIncomeOperating>
    <us-gaap:InterestAndDividendIncomeOperating contextRef="From2011-01-01to2011-12-31" unitRef="USD" decimals="-3">155768000</us-gaap:InterestAndDividendIncomeOperating>
    <us-gaap:InterestAndDividendIncomeOperating contextRef="From2010-01-01to2010-12-31" unitRef="USD" decimals="-3">159261000</us-gaap:InterestAndDividendIncomeOperating>
    <us-gaap:InterestIncomeFederalFundsSoldAndSecuritiesPurchasedUnderAgreementsToResell contextRef="From2012-01-01to2012-12-31" unitRef="USD" decimals="-3">656000</us-gaap:InterestIncomeFederalFundsSoldAndSecuritiesPurchasedUnderAgreementsToResell>
    <us-gaap:InterestIncomeFederalFundsSoldAndSecuritiesPurchasedUnderAgreementsToResell contextRef="From2011-01-01to2011-12-31" unitRef="USD" decimals="-3">436000</us-gaap:InterestIncomeFederalFundsSoldAndSecuritiesPurchasedUnderAgreementsToResell>
    <us-gaap:InterestIncomeFederalFundsSoldAndSecuritiesPurchasedUnderAgreementsToResell contextRef="From2010-01-01to2010-12-31" unitRef="USD" decimals="-3">586000</us-gaap:InterestIncomeFederalFundsSoldAndSecuritiesPurchasedUnderAgreementsToResell>
    <us-gaap:InterestIncomeSecuritiesTaxExempt contextRef="From2012-01-01to2012-12-31" unitRef="USD" decimals="-3">1958000</us-gaap:InterestIncomeSecuritiesTaxExempt>
    <us-gaap:InterestIncomeSecuritiesTaxExempt contextRef="From2011-01-01to2011-12-31" unitRef="USD" decimals="-3">2000000</us-gaap:InterestIncomeSecuritiesTaxExempt>
    <us-gaap:InterestIncomeSecuritiesTaxExempt contextRef="From2010-01-01to2010-12-31" unitRef="USD" decimals="-3">1633000</us-gaap:InterestIncomeSecuritiesTaxExempt>
    <us-gaap:InterestIncomeSecuritiesTaxable contextRef="From2012-01-01to2012-12-31" unitRef="USD" decimals="-3">4352000</us-gaap:InterestIncomeSecuritiesTaxable>
    <us-gaap:InterestIncomeSecuritiesTaxable contextRef="From2011-01-01to2011-12-31" unitRef="USD" decimals="-3">5680000</us-gaap:InterestIncomeSecuritiesTaxable>
    <us-gaap:InterestIncomeSecuritiesTaxable contextRef="From2010-01-01to2010-12-31" unitRef="USD" decimals="-3">5750000</us-gaap:InterestIncomeSecuritiesTaxable>
    <us-gaap:InterestAndFeeIncomeLoansAndLeasesHeldInPortfolio contextRef="From2012-01-01to2012-12-31" unitRef="USD" decimals="-3">145554000</us-gaap:InterestAndFeeIncomeLoansAndLeasesHeldInPortfolio>
    <us-gaap:InterestAndFeeIncomeLoansAndLeasesHeldInPortfolio contextRef="From2011-01-01to2011-12-31" unitRef="USD" decimals="-3">147652000</us-gaap:InterestAndFeeIncomeLoansAndLeasesHeldInPortfolio>
    <us-gaap:InterestAndFeeIncomeLoansAndLeasesHeldInPortfolio contextRef="From2010-01-01to2010-12-31" unitRef="USD" decimals="-3">151292000</us-gaap:InterestAndFeeIncomeLoansAndLeasesHeldInPortfolio>
    <us-gaap:InterestExpense contextRef="From2012-01-01to2012-12-31" unitRef="USD" decimals="-3">17320000</us-gaap:InterestExpense>
    <us-gaap:InterestExpense contextRef="From2011-01-01to2011-12-31" unitRef="USD" decimals="-3">23565000</us-gaap:InterestExpense>
    <us-gaap:InterestExpense contextRef="From2010-01-01to2010-12-31" unitRef="USD" decimals="-3">31907000</us-gaap:InterestExpense>
    <us-gaap:InterestExpense contextRef="From2012-01-01to2012-12-31_ParentCompanyMember" unitRef="USD" decimals="-3">-1111000</us-gaap:InterestExpense>
    <us-gaap:InterestExpense contextRef="From2011-01-01to2011-12-31_ParentCompanyMember" unitRef="USD" decimals="-3">-1041000</us-gaap:InterestExpense>
    <us-gaap:InterestExpense contextRef="From2010-01-01to2010-12-31_ParentCompanyMember" unitRef="USD" decimals="-3">-1054000</us-gaap:InterestExpense>
    <us-gaap:InterestExpenseBorrowings contextRef="From2012-01-01to2012-12-31" unitRef="USD" decimals="-3">1862000</us-gaap:InterestExpenseBorrowings>
    <us-gaap:InterestExpenseBorrowings contextRef="From2011-01-01to2011-12-31" unitRef="USD" decimals="-3">2030000</us-gaap:InterestExpenseBorrowings>
    <us-gaap:InterestExpenseBorrowings contextRef="From2010-01-01to2010-12-31" unitRef="USD" decimals="-3">1679000</us-gaap:InterestExpenseBorrowings>
    <us-gaap:InterestExpenseFederalFundsPurchasedAndSecuritiesSoldUnderAgreementsToRepurchase contextRef="From2012-01-01to2012-12-31" unitRef="USD" decimals="-3">4000</us-gaap:InterestExpenseFederalFundsPurchasedAndSecuritiesSoldUnderAgreementsToRepurchase>
    <us-gaap:InterestExpenseFederalFundsPurchasedAndSecuritiesSoldUnderAgreementsToRepurchase contextRef="From2011-01-01to2011-12-31" unitRef="USD" decimals="-3">184000</us-gaap:InterestExpenseFederalFundsPurchasedAndSecuritiesSoldUnderAgreementsToRepurchase>
    <us-gaap:InterestExpenseFederalFundsPurchasedAndSecuritiesSoldUnderAgreementsToRepurchase contextRef="From2010-01-01to2010-12-31" unitRef="USD" decimals="-3">298000</us-gaap:InterestExpenseFederalFundsPurchasedAndSecuritiesSoldUnderAgreementsToRepurchase>
    <us-gaap:InterestExpenseTimeDepositsLessThan100000 contextRef="From2012-01-01to2012-12-31" unitRef="USD" decimals="-3">4486000</us-gaap:InterestExpenseTimeDepositsLessThan100000>
    <us-gaap:InterestExpenseTimeDepositsLessThan100000 contextRef="From2011-01-01to2011-12-31" unitRef="USD" decimals="-3">7036000</us-gaap:InterestExpenseTimeDepositsLessThan100000>
    <us-gaap:InterestExpenseTimeDepositsLessThan100000 contextRef="From2010-01-01to2010-12-31" unitRef="USD" decimals="-3">11193000</us-gaap:InterestExpenseTimeDepositsLessThan100000>
    <us-gaap:InterestExpenseTimeDeposits100000OrMore contextRef="From2012-01-01to2012-12-31" unitRef="USD" decimals="-3">8132000</us-gaap:InterestExpenseTimeDeposits100000OrMore>
    <us-gaap:InterestExpenseTimeDeposits100000OrMore contextRef="From2011-01-01to2011-12-31" unitRef="USD" decimals="-3">10103000</us-gaap:InterestExpenseTimeDeposits100000OrMore>
    <us-gaap:InterestExpenseTimeDeposits100000OrMore contextRef="From2010-01-01to2010-12-31" unitRef="USD" decimals="-3">12374000</us-gaap:InterestExpenseTimeDeposits100000OrMore>
    <us-gaap:InterestExpenseNOWAccountsMoneyMarketAccountsAndSavingsDeposits contextRef="From2012-01-01to2012-12-31" unitRef="USD" decimals="-3">2836000</us-gaap:InterestExpenseNOWAccountsMoneyMarketAccountsAndSavingsDeposits>
    <us-gaap:InterestExpenseNOWAccountsMoneyMarketAccountsAndSavingsDeposits contextRef="From2011-01-01to2011-12-31" unitRef="USD" decimals="-3">4212000</us-gaap:InterestExpenseNOWAccountsMoneyMarketAccountsAndSavingsDeposits>
    <us-gaap:InterestExpenseNOWAccountsMoneyMarketAccountsAndSavingsDeposits contextRef="From2010-01-01to2010-12-31" unitRef="USD" decimals="-3">6363000</us-gaap:InterestExpenseNOWAccountsMoneyMarketAccountsAndSavingsDeposits>
    <us-gaap:InterestIncomeExpenseAfterProvisionForLoanLoss contextRef="From2012-01-01to2012-12-31" unitRef="USD" decimals="-3">55528000</us-gaap:InterestIncomeExpenseAfterProvisionForLoanLoss>
    <us-gaap:InterestIncomeExpenseAfterProvisionForLoanLoss contextRef="From2011-01-01to2011-12-31" unitRef="USD" decimals="-3">90902000</us-gaap:InterestIncomeExpenseAfterProvisionForLoanLoss>
    <us-gaap:InterestIncomeExpenseAfterProvisionForLoanLoss contextRef="From2010-01-01to2010-12-31" unitRef="USD" decimals="-3">72792000</us-gaap:InterestIncomeExpenseAfterProvisionForLoanLoss>
    <FBP:ProvisionForLoanLossesCovered contextRef="From2012-01-01to2012-12-31" unitRef="USD" decimals="-3">9679000</FBP:ProvisionForLoanLossesCovered>
    <FBP:ProvisionForLoanLossesCovered contextRef="From2011-01-01to2011-12-31" unitRef="USD" decimals="-3">12776000</FBP:ProvisionForLoanLossesCovered>
    <FBP:ProvisionForLoanLossesCovered contextRef="From2010-01-01to2010-12-31" unitRef="USD" decimals="-3">20916000</FBP:ProvisionForLoanLossesCovered>
    <FBP:ProvisionForLoanLossesNoncovered contextRef="From2012-01-01to2012-12-31" unitRef="USD" decimals="-3">69993000</FBP:ProvisionForLoanLossesNoncovered>
    <FBP:ProvisionForLoanLossesNoncovered contextRef="From2011-01-01to2011-12-31" unitRef="USD" decimals="-3">28525000</FBP:ProvisionForLoanLossesNoncovered>
    <FBP:ProvisionForLoanLossesNoncovered contextRef="From2010-01-01to2010-12-31" unitRef="USD" decimals="-3">33646000</FBP:ProvisionForLoanLossesNoncovered>
    <us-gaap:InterestIncomeExpenseNet contextRef="From2012-01-01to2012-12-31" unitRef="USD" decimals="-3">135200000</us-gaap:InterestIncomeExpenseNet>
    <us-gaap:InterestIncomeExpenseNet contextRef="From2011-01-01to2011-12-31" unitRef="USD" decimals="-3">132203000</us-gaap:InterestIncomeExpenseNet>
    <us-gaap:InterestIncomeExpenseNet contextRef="From2010-01-01to2010-12-31" unitRef="USD" decimals="-3">127354000</us-gaap:InterestIncomeExpenseNet>
    <us-gaap:NoninterestIncome contextRef="From2012-01-01to2012-12-31" unitRef="USD" decimals="-3">1389000</us-gaap:NoninterestIncome>
    <us-gaap:NoninterestIncome contextRef="From2011-01-01to2011-12-31" unitRef="USD" decimals="-3">26216000</us-gaap:NoninterestIncome>
    <us-gaap:NoninterestIncome contextRef="From2010-01-01to2010-12-31" unitRef="USD" decimals="-3">29106000</us-gaap:NoninterestIncome>
    <us-gaap:OtherNonoperatingGainsLosses contextRef="From2012-01-01to2012-12-31" unitRef="USD" decimals="-3">-463000</us-gaap:OtherNonoperatingGainsLosses>
    <us-gaap:OtherNonoperatingGainsLosses contextRef="From2011-01-01to2011-12-31" unitRef="USD" decimals="-3">98000</us-gaap:OtherNonoperatingGainsLosses>
    <us-gaap:OtherNonoperatingGainsLosses contextRef="From2010-01-01to2010-12-31" unitRef="USD" decimals="-3">605000</us-gaap:OtherNonoperatingGainsLosses>
    <us-gaap:GainLossOnSaleOfSecuritiesNet contextRef="From2012-01-01to2012-12-31" unitRef="USD" decimals="-3">638000</us-gaap:GainLossOnSaleOfSecuritiesNet>
    <us-gaap:GainLossOnSaleOfSecuritiesNet contextRef="From2011-01-01to2011-12-31" unitRef="USD" decimals="-3">74000</us-gaap:GainLossOnSaleOfSecuritiesNet>
    <us-gaap:GainLossOnSaleOfSecuritiesNet contextRef="From2010-01-01to2010-12-31" unitRef="USD" decimals="-3">26000</us-gaap:GainLossOnSaleOfSecuritiesNet>
    <FBP:FdicIndemnificationAssetIncomeNet contextRef="From2012-01-01to2012-12-31" unitRef="USD" decimals="-3">-4077000</FBP:FdicIndemnificationAssetIncomeNet>
    <FBP:FdicIndemnificationAssetIncomeNet contextRef="From2011-01-01to2011-12-31" unitRef="USD" decimals="-3">-20481000</FBP:FdicIndemnificationAssetIncomeNet>
    <FBP:FdicIndemnificationAssetIncomeNet contextRef="From2010-01-01to2010-12-31" unitRef="USD" decimals="-3">-41808000</FBP:FdicIndemnificationAssetIncomeNet>
    <FBP:ForeclosedPropertyLossesAndWritedownsCovered contextRef="From2012-01-01to2012-12-31" unitRef="USD" decimals="-3">13035000</FBP:ForeclosedPropertyLossesAndWritedownsCovered>
    <FBP:ForeclosedPropertyLossesAndWritedownsCovered contextRef="From2011-01-01to2011-12-31" unitRef="USD" decimals="-3">24492000</FBP:ForeclosedPropertyLossesAndWritedownsCovered>
    <FBP:ForeclosedPropertyLossesAndWritedownsCovered contextRef="From2010-01-01to2010-12-31" unitRef="USD" decimals="-3">34527000</FBP:ForeclosedPropertyLossesAndWritedownsCovered>
    <FBP:ForeclosedPropertyLossesAndWritedownsNoncovered contextRef="From2012-01-01to2012-12-31" unitRef="USD" decimals="-3">15325000</FBP:ForeclosedPropertyLossesAndWritedownsNoncovered>
    <FBP:ForeclosedPropertyLossesAndWritedownsNoncovered contextRef="From2011-01-01to2011-12-31" unitRef="USD" decimals="-3">3355000</FBP:ForeclosedPropertyLossesAndWritedownsNoncovered>
    <FBP:ForeclosedPropertyLossesAndWritedownsNoncovered contextRef="From2010-01-01to2010-12-31" unitRef="USD" decimals="-3">984000</FBP:ForeclosedPropertyLossesAndWritedownsNoncovered>
    <FBP:GainLossFromAcquisition contextRef="From2012-01-01to2012-12-31" unitRef="USD" xsi:nil="true" />
    <FBP:GainLossFromAcquisition contextRef="From2011-01-01to2011-12-31" unitRef="USD" decimals="-3">10196000</FBP:GainLossFromAcquisition>
    <FBP:GainLossFromAcquisition contextRef="From2010-01-01to2010-12-31" unitRef="USD" xsi:nil="true" />
    <us-gaap:BankOwnedLifeInsuranceIncome contextRef="From2012-01-01to2012-12-31" unitRef="USD" decimals="-3">591000</us-gaap:BankOwnedLifeInsuranceIncome>
    <us-gaap:BankOwnedLifeInsuranceIncome contextRef="From2011-01-01to2011-12-31" unitRef="USD" decimals="-3">45000</us-gaap:BankOwnedLifeInsuranceIncome>
    <us-gaap:BankOwnedLifeInsuranceIncome contextRef="From2010-01-01to2010-12-31" unitRef="USD" decimals="-3">47000</us-gaap:BankOwnedLifeInsuranceIncome>
    <us-gaap:InsuranceCommissionsAndFees contextRef="From2012-01-01to2012-12-31" unitRef="USD" decimals="-3">1832000</us-gaap:InsuranceCommissionsAndFees>
    <us-gaap:InsuranceCommissionsAndFees contextRef="From2011-01-01to2011-12-31" unitRef="USD" decimals="-3">1512000</us-gaap:InsuranceCommissionsAndFees>
    <us-gaap:InsuranceCommissionsAndFees contextRef="From2010-01-01to2010-12-31" unitRef="USD" decimals="-3">1476000</us-gaap:InsuranceCommissionsAndFees>
    <us-gaap:FeesAndCommissionsMortgageBanking contextRef="From2012-01-01to2012-12-31" unitRef="USD" decimals="-3">2378000</us-gaap:FeesAndCommissionsMortgageBanking>
    <us-gaap:FeesAndCommissionsMortgageBanking contextRef="From2011-01-01to2011-12-31" unitRef="USD" decimals="-3">1609000</us-gaap:FeesAndCommissionsMortgageBanking>
    <us-gaap:FeesAndCommissionsMortgageBanking contextRef="From2010-01-01to2010-12-31" unitRef="USD" decimals="-3">1813000</us-gaap:FeesAndCommissionsMortgageBanking>
    <us-gaap:FeesAndCommissionsOther contextRef="From2012-01-01to2012-12-31" unitRef="USD" decimals="-3">8831000</us-gaap:FeesAndCommissionsOther>
    <us-gaap:FeesAndCommissionsOther contextRef="From2011-01-01to2011-12-31" unitRef="USD" decimals="-3">8067000</us-gaap:FeesAndCommissionsOther>
    <us-gaap:FeesAndCommissionsOther contextRef="From2010-01-01to2010-12-31" unitRef="USD" decimals="-3">6507000</us-gaap:FeesAndCommissionsOther>
    <us-gaap:FeesAndCommissionsDepositorAccounts contextRef="From2012-01-01to2012-12-31" unitRef="USD" decimals="-3">11865000</us-gaap:FeesAndCommissionsDepositorAccounts>
    <us-gaap:FeesAndCommissionsDepositorAccounts contextRef="From2011-01-01to2011-12-31" unitRef="USD" decimals="-3">11981000</us-gaap:FeesAndCommissionsDepositorAccounts>
    <us-gaap:FeesAndCommissionsDepositorAccounts contextRef="From2010-01-01to2010-12-31" unitRef="USD" decimals="-3">12335000</us-gaap:FeesAndCommissionsDepositorAccounts>
    <us-gaap:IncomeTaxExpenseBenefit contextRef="From2012-01-01to2012-12-31" unitRef="USD" decimals="-3">-16952000</us-gaap:IncomeTaxExpenseBenefit>
    <us-gaap:IncomeTaxExpenseBenefit contextRef="From2011-01-01to2011-12-31" unitRef="USD" decimals="-3">7370000</us-gaap:IncomeTaxExpenseBenefit>
    <us-gaap:IncomeTaxExpenseBenefit contextRef="From2010-01-01to2010-12-31" unitRef="USD" decimals="-3">4960000</us-gaap:IncomeTaxExpenseBenefit>
    <us-gaap:IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments contextRef="From2012-01-01to2012-12-31" unitRef="USD" decimals="-3">-40358000</us-gaap:IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments>
    <us-gaap:IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments contextRef="From2011-01-01to2011-12-31" unitRef="USD" decimals="-3">21012000</us-gaap:IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments>
    <us-gaap:IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments contextRef="From2010-01-01to2010-12-31" unitRef="USD" decimals="-3">14942000</us-gaap:IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments>
    <us-gaap:NoninterestExpense contextRef="From2012-01-01to2012-12-31" unitRef="USD" decimals="-3">97275000</us-gaap:NoninterestExpense>
    <us-gaap:NoninterestExpense contextRef="From2011-01-01to2011-12-31" unitRef="USD" decimals="-3">96106000</us-gaap:NoninterestExpense>
    <us-gaap:NoninterestExpense contextRef="From2010-01-01to2010-12-31" unitRef="USD" decimals="-3">86956000</us-gaap:NoninterestExpense>
    <us-gaap:OtherNoninterestExpense contextRef="From2012-01-01to2012-12-31" unitRef="USD" decimals="-3">31281000</us-gaap:OtherNoninterestExpense>
    <us-gaap:OtherNoninterestExpense contextRef="From2011-01-01to2011-12-31" unitRef="USD" decimals="-3">32230000</us-gaap:OtherNoninterestExpense>
    <us-gaap:OtherNoninterestExpense contextRef="From2010-01-01to2010-12-31" unitRef="USD" decimals="-3">29666000</us-gaap:OtherNoninterestExpense>
    <us-gaap:BusinessCombinationAcquisitionRelatedCosts contextRef="From2012-01-01to2012-12-31" unitRef="USD" xsi:nil="true" />
    <us-gaap:BusinessCombinationAcquisitionRelatedCosts contextRef="From2011-01-01to2011-12-31" unitRef="USD" decimals="-3">636000</us-gaap:BusinessCombinationAcquisitionRelatedCosts>
    <us-gaap:BusinessCombinationAcquisitionRelatedCosts contextRef="From2010-01-01to2010-12-31" unitRef="USD" xsi:nil="true" />
    <us-gaap:AmortizationOfIntangibleAssets contextRef="From2012-01-01to2012-12-31" unitRef="USD" decimals="-3">897000</us-gaap:AmortizationOfIntangibleAssets>
    <us-gaap:AmortizationOfIntangibleAssets contextRef="From2011-01-01to2011-12-31" unitRef="USD" decimals="-3">902000</us-gaap:AmortizationOfIntangibleAssets>
    <us-gaap:AmortizationOfIntangibleAssets contextRef="From2010-01-01to2010-12-31" unitRef="USD" decimals="-3">874000</us-gaap:AmortizationOfIntangibleAssets>
    <us-gaap:EquipmentExpense contextRef="From2012-01-01to2012-12-31" unitRef="USD" decimals="-3">4800000</us-gaap:EquipmentExpense>
    <us-gaap:EquipmentExpense contextRef="From2011-01-01to2011-12-31" unitRef="USD" decimals="-3">4326000</us-gaap:EquipmentExpense>
    <us-gaap:EquipmentExpense contextRef="From2010-01-01to2010-12-31" unitRef="USD" decimals="-3">4327000</us-gaap:EquipmentExpense>
    <us-gaap:OccupancyNet contextRef="From2012-01-01to2012-12-31" unitRef="USD" decimals="-3">6954000</us-gaap:OccupancyNet>
    <us-gaap:OccupancyNet contextRef="From2011-01-01to2011-12-31" unitRef="USD" decimals="-3">6574000</us-gaap:OccupancyNet>
    <us-gaap:OccupancyNet contextRef="From2010-01-01to2010-12-31" unitRef="USD" decimals="-3">6799000</us-gaap:OccupancyNet>
    <us-gaap:LaborAndRelatedExpense contextRef="From2012-01-01to2012-12-31" unitRef="USD" decimals="-3">53343000</us-gaap:LaborAndRelatedExpense>
    <us-gaap:LaborAndRelatedExpense contextRef="From2011-01-01to2011-12-31" unitRef="USD" decimals="-3">51438000</us-gaap:LaborAndRelatedExpense>
    <us-gaap:LaborAndRelatedExpense contextRef="From2010-01-01to2010-12-31" unitRef="USD" decimals="-3">45290000</us-gaap:LaborAndRelatedExpense>
    <us-gaap:OtherLaborRelatedExpenses contextRef="From2012-01-01to2012-12-31" unitRef="USD" decimals="-3">12007000</us-gaap:OtherLaborRelatedExpenses>
    <us-gaap:OtherLaborRelatedExpenses contextRef="From2011-01-01to2011-12-31" unitRef="USD" decimals="-3">11616000</us-gaap:OtherLaborRelatedExpenses>
    <us-gaap:OtherLaborRelatedExpenses contextRef="From2010-01-01to2010-12-31" unitRef="USD" decimals="-3">10214000</us-gaap:OtherLaborRelatedExpenses>
    <us-gaap:SalariesAndWages contextRef="From2012-01-01to2012-12-31" unitRef="USD" decimals="-3">41336000</us-gaap:SalariesAndWages>
    <us-gaap:SalariesAndWages contextRef="From2011-01-01to2011-12-31" unitRef="USD" decimals="-3">39822000</us-gaap:SalariesAndWages>
    <us-gaap:SalariesAndWages contextRef="From2010-01-01to2010-12-31" unitRef="USD" decimals="-3">35076000</us-gaap:SalariesAndWages>
    <us-gaap:NetIncomeLossAvailableToCommonStockholdersBasic contextRef="From2012-01-01to2012-12-31" unitRef="USD" decimals="-3">-26215000</us-gaap:NetIncomeLossAvailableToCommonStockholdersBasic>
    <us-gaap:NetIncomeLossAvailableToCommonStockholdersBasic contextRef="From2011-01-01to2011-12-31" unitRef="USD" decimals="-3">7476000</us-gaap:NetIncomeLossAvailableToCommonStockholdersBasic>
    <us-gaap:NetIncomeLossAvailableToCommonStockholdersBasic contextRef="From2010-01-01to2010-12-31" unitRef="USD" decimals="-3">5875000</us-gaap:NetIncomeLossAvailableToCommonStockholdersBasic>
    <us-gaap:NetIncomeLossAvailableToCommonStockholdersBasic contextRef="From2012-01-01to2012-12-31_ParentCompanyMember" unitRef="USD" decimals="-3">-26215000</us-gaap:NetIncomeLossAvailableToCommonStockholdersBasic>
    <us-gaap:NetIncomeLossAvailableToCommonStockholdersBasic contextRef="From2011-01-01to2011-12-31_ParentCompanyMember" unitRef="USD" decimals="-3">7476000</us-gaap:NetIncomeLossAvailableToCommonStockholdersBasic>
    <us-gaap:NetIncomeLossAvailableToCommonStockholdersBasic contextRef="From2010-01-01to2010-12-31_ParentCompanyMember" unitRef="USD" decimals="-3">5875000</us-gaap:NetIncomeLossAvailableToCommonStockholdersBasic>
    <us-gaap:CommonStockDividendsPerShareDeclared contextRef="From2012-01-01to2012-12-31" unitRef="USDPShares" decimals="INF">0.32</us-gaap:CommonStockDividendsPerShareDeclared>
    <us-gaap:CommonStockDividendsPerShareDeclared contextRef="From2011-01-01to2011-12-31" unitRef="USDPShares" decimals="INF">0.32</us-gaap:CommonStockDividendsPerShareDeclared>
    <us-gaap:CommonStockDividendsPerShareDeclared contextRef="From2010-01-01to2010-12-31" unitRef="USDPShares" decimals="INF">0.32</us-gaap:CommonStockDividendsPerShareDeclared>
    <us-gaap:EarningsPerShareDiluted contextRef="From2012-01-01to2012-12-31" unitRef="USDPShares" decimals="INF">-1.54</us-gaap:EarningsPerShareDiluted>
    <us-gaap:EarningsPerShareDiluted contextRef="From2011-01-01to2011-12-31" unitRef="USDPShares" decimals="INF">.44</us-gaap:EarningsPerShareDiluted>
    <us-gaap:EarningsPerShareDiluted contextRef="From2010-01-01to2010-12-31" unitRef="USDPShares" decimals="INF">0.35</us-gaap:EarningsPerShareDiluted>
    <us-gaap:EarningsPerShareBasic contextRef="From2012-01-01to2012-12-31" unitRef="USDPShares" decimals="INF">-1.54</us-gaap:EarningsPerShareBasic>
    <us-gaap:EarningsPerShareBasic contextRef="From2011-01-01to2011-12-31" unitRef="USDPShares" decimals="INF">.44</us-gaap:EarningsPerShareBasic>
    <us-gaap:EarningsPerShareBasic contextRef="From2010-01-01to2010-12-31" unitRef="USDPShares" decimals="INF">0.35</us-gaap:EarningsPerShareBasic>
    <us-gaap:WeightedAverageNumberOfSharesOutstandingBasic contextRef="From2012-01-01to2012-12-31" unitRef="Shares" decimals="INF">17049513</us-gaap:WeightedAverageNumberOfSharesOutstandingBasic>
    <us-gaap:WeightedAverageNumberOfSharesOutstandingBasic contextRef="From2011-01-01to2011-12-31" unitRef="Shares" decimals="INF">16856072</us-gaap:WeightedAverageNumberOfSharesOutstandingBasic>
    <us-gaap:WeightedAverageNumberOfSharesOutstandingBasic contextRef="From2010-01-01to2010-12-31" unitRef="Shares" decimals="INF">16764879</us-gaap:WeightedAverageNumberOfSharesOutstandingBasic>
    <us-gaap:WeightedAverageNumberOfDilutedSharesOutstanding contextRef="From2012-01-01to2012-12-31" unitRef="Shares" decimals="INF">17049513</us-gaap:WeightedAverageNumberOfDilutedSharesOutstanding>
    <us-gaap:WeightedAverageNumberOfDilutedSharesOutstanding contextRef="From2011-01-01to2011-12-31" unitRef="Shares" decimals="INF">16883244</us-gaap:WeightedAverageNumberOfDilutedSharesOutstanding>
    <us-gaap:WeightedAverageNumberOfDilutedSharesOutstanding contextRef="From2010-01-01to2010-12-31" unitRef="Shares" decimals="INF">16793650</us-gaap:WeightedAverageNumberOfDilutedSharesOutstanding>
    <us-gaap:OtherComprehensiveIncomeLossReclassificationAdjustmentForSaleOfSecuritiesIncludedInNetIncomeTax contextRef="From2012-01-01to2012-12-31" unitRef="USD" decimals="-3">-249000</us-gaap:OtherComprehensiveIncomeLossReclassificationAdjustmentForSaleOfSecuritiesIncludedInNetIncomeTax>
    <us-gaap:OtherComprehensiveIncomeLossReclassificationAdjustmentForSaleOfSecuritiesIncludedInNetIncomeTax contextRef="From2011-01-01to2011-12-31" unitRef="USD" decimals="-3">-29000</us-gaap:OtherComprehensiveIncomeLossReclassificationAdjustmentForSaleOfSecuritiesIncludedInNetIncomeTax>
    <us-gaap:OtherComprehensiveIncomeLossReclassificationAdjustmentForSaleOfSecuritiesIncludedInNetIncomeTax contextRef="From2010-01-01to2010-12-31" unitRef="USD" decimals="-3">-10000</us-gaap:OtherComprehensiveIncomeLossReclassificationAdjustmentForSaleOfSecuritiesIncludedInNetIncomeTax>
    <us-gaap:OtherComprehensiveIncomeLossReclassificationAdjustmentForSaleOfSecuritiesIncludedInNetIncomeBeforeTax contextRef="From2012-01-01to2012-12-31" unitRef="USD" decimals="-3">-638000</us-gaap:OtherComprehensiveIncomeLossReclassificationAdjustmentForSaleOfSecuritiesIncludedInNetIncomeBeforeTax>
    <us-gaap:OtherComprehensiveIncomeLossReclassificationAdjustmentForSaleOfSecuritiesIncludedInNetIncomeBeforeTax contextRef="From2011-01-01to2011-12-31" unitRef="USD" decimals="-3">-74000</us-gaap:OtherComprehensiveIncomeLossReclassificationAdjustmentForSaleOfSecuritiesIncludedInNetIncomeBeforeTax>
    <us-gaap:OtherComprehensiveIncomeLossReclassificationAdjustmentForSaleOfSecuritiesIncludedInNetIncomeBeforeTax contextRef="From2010-01-01to2010-12-31" unitRef="USD" decimals="-3">-26000</us-gaap:OtherComprehensiveIncomeLossReclassificationAdjustmentForSaleOfSecuritiesIncludedInNetIncomeBeforeTax>
    <us-gaap:OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodTax contextRef="From2012-01-01to2012-12-31" unitRef="USD" decimals="-3">12000</us-gaap:OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodTax>
    <us-gaap:OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodTax contextRef="From2011-01-01to2011-12-31" unitRef="USD" decimals="-3">583000</us-gaap:OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodTax>
    <us-gaap:OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodTax contextRef="From2010-01-01to2010-12-31" unitRef="USD" decimals="-3">261000</us-gaap:OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodTax>
    <us-gaap:OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodBeforeTax contextRef="From2012-01-01to2012-12-31" unitRef="USD" decimals="-3">32000</us-gaap:OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodBeforeTax>
    <us-gaap:OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodBeforeTax contextRef="From2011-01-01to2011-12-31" unitRef="USD" decimals="-3">1492000</us-gaap:OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodBeforeTax>
    <us-gaap:OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodBeforeTax contextRef="From2010-01-01to2010-12-31" unitRef="USD" decimals="-3">672000</us-gaap:OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodBeforeTax>
    <us-gaap:ComprehensiveIncomeNetOfTax contextRef="From2012-01-01to2012-12-31" unitRef="USD" decimals="-3">-14900000</us-gaap:ComprehensiveIncomeNetOfTax>
    <us-gaap:ComprehensiveIncomeNetOfTax contextRef="From2011-01-01to2011-12-31" unitRef="USD" decimals="-3">10045000</us-gaap:ComprehensiveIncomeNetOfTax>
    <us-gaap:ComprehensiveIncomeNetOfTax contextRef="From2010-01-01to2010-12-31" unitRef="USD" decimals="-3">9324000</us-gaap:ComprehensiveIncomeNetOfTax>
    <us-gaap:NetCashProvidedByUsedInOperatingActivities contextRef="From2012-01-01to2012-12-31" unitRef="USD" decimals="-3">41681000</us-gaap:NetCashProvidedByUsedInOperatingActivities>
    <us-gaap:NetCashProvidedByUsedInOperatingActivities contextRef="From2011-01-01to2011-12-31" unitRef="USD" decimals="-3">37046000</us-gaap:NetCashProvidedByUsedInOperatingActivities>
    <us-gaap:NetCashProvidedByUsedInOperatingActivities contextRef="From2010-01-01to2010-12-31" unitRef="USD" decimals="-3">64109000</us-gaap:NetCashProvidedByUsedInOperatingActivities>
    <us-gaap:NetCashProvidedByUsedInOperatingActivities contextRef="From2012-01-01to2012-12-31_ParentCompanyMember" unitRef="USD" decimals="-3">8312000</us-gaap:NetCashProvidedByUsedInOperatingActivities>
    <us-gaap:NetCashProvidedByUsedInOperatingActivities contextRef="From2011-01-01to2011-12-31_ParentCompanyMember" unitRef="USD" decimals="-3">7756000</us-gaap:NetCashProvidedByUsedInOperatingActivities>
    <us-gaap:NetCashProvidedByUsedInOperatingActivities contextRef="From2010-01-01to2010-12-31_ParentCompanyMember" unitRef="USD" decimals="-3">24567000</us-gaap:NetCashProvidedByUsedInOperatingActivities>
    <us-gaap:IncreaseDecreaseInOtherOperatingLiabilities contextRef="From2012-01-01to2012-12-31" unitRef="USD" decimals="-3">-2940000</us-gaap:IncreaseDecreaseInOtherOperatingLiabilities>
    <us-gaap:IncreaseDecreaseInOtherOperatingLiabilities contextRef="From2011-01-01to2011-12-31" unitRef="USD" decimals="-3">-330000</us-gaap:IncreaseDecreaseInOtherOperatingLiabilities>
    <us-gaap:IncreaseDecreaseInOtherOperatingLiabilities contextRef="From2010-01-01to2010-12-31" unitRef="USD" decimals="-3">597000</us-gaap:IncreaseDecreaseInOtherOperatingLiabilities>
    <us-gaap:IncreaseDecreaseInOtherOperatingLiabilities contextRef="From2012-01-01to2012-12-31_ParentCompanyMember" unitRef="USD" decimals="-3">199000</us-gaap:IncreaseDecreaseInOtherOperatingLiabilities>
    <us-gaap:IncreaseDecreaseInOtherOperatingLiabilities contextRef="From2011-01-01to2011-12-31_ParentCompanyMember" unitRef="USD" decimals="-3">-62000</us-gaap:IncreaseDecreaseInOtherOperatingLiabilities>
    <us-gaap:IncreaseDecreaseInOtherOperatingLiabilities contextRef="From2010-01-01to2010-12-31_ParentCompanyMember" unitRef="USD" decimals="-3">17000</us-gaap:IncreaseDecreaseInOtherOperatingLiabilities>
    <us-gaap:IncreaseDecreaseInOtherOperatingAssets contextRef="From2012-01-01to2012-12-31" unitRef="USD" decimals="-3">29952000</us-gaap:IncreaseDecreaseInOtherOperatingAssets>
    <us-gaap:IncreaseDecreaseInOtherOperatingAssets contextRef="From2011-01-01to2011-12-31" unitRef="USD" decimals="-3">30096000</us-gaap:IncreaseDecreaseInOtherOperatingAssets>
    <us-gaap:IncreaseDecreaseInOtherOperatingAssets contextRef="From2010-01-01to2010-12-31" unitRef="USD" decimals="-3">32538000</us-gaap:IncreaseDecreaseInOtherOperatingAssets>
    <us-gaap:IncreaseDecreaseInOtherOperatingAssets contextRef="From2012-01-01to2012-12-31_ParentCompanyMember" unitRef="USD" decimals="-3">-26000</us-gaap:IncreaseDecreaseInOtherOperatingAssets>
    <us-gaap:IncreaseDecreaseInOtherOperatingAssets contextRef="From2011-01-01to2011-12-31_ParentCompanyMember" unitRef="USD" decimals="-3">-38000</us-gaap:IncreaseDecreaseInOtherOperatingAssets>
    <us-gaap:IncreaseDecreaseInOtherOperatingAssets contextRef="From2010-01-01to2010-12-31_ParentCompanyMember" unitRef="USD" decimals="-3">-32000</us-gaap:IncreaseDecreaseInOtherOperatingAssets>
    <us-gaap:IncreaseDecreaseInAccruedInterestReceivableNet contextRef="From2012-01-01to2012-12-31" unitRef="USD" decimals="-3">-1578000</us-gaap:IncreaseDecreaseInAccruedInterestReceivableNet>
    <us-gaap:IncreaseDecreaseInAccruedInterestReceivableNet contextRef="From2011-01-01to2011-12-31" unitRef="USD" decimals="-3">-1800000</us-gaap:IncreaseDecreaseInAccruedInterestReceivableNet>
    <us-gaap:IncreaseDecreaseInAccruedInterestReceivableNet contextRef="From2010-01-01to2010-12-31" unitRef="USD" decimals="-3">-1204000</us-gaap:IncreaseDecreaseInAccruedInterestReceivableNet>
    <FBP:ProceedsFromSalesOfPresoldMortgagesInProcessOfSettlement contextRef="From2012-01-01to2012-12-31" unitRef="USD" decimals="-3">94350000</FBP:ProceedsFromSalesOfPresoldMortgagesInProcessOfSettlement>
    <FBP:ProceedsFromSalesOfPresoldMortgagesInProcessOfSettlement contextRef="From2011-01-01to2011-12-31" unitRef="USD" decimals="-3">73967000</FBP:ProceedsFromSalesOfPresoldMortgagesInProcessOfSettlement>
    <FBP:ProceedsFromSalesOfPresoldMortgagesInProcessOfSettlement contextRef="From2010-01-01to2010-12-31" unitRef="USD" decimals="-3">88670000</FBP:ProceedsFromSalesOfPresoldMortgagesInProcessOfSettlement>
    <FBP:OriginationOfPresoldMortgagesInProcessOfSettlement contextRef="From2012-01-01to2012-12-31" unitRef="USD" decimals="-3">-96750000</FBP:OriginationOfPresoldMortgagesInProcessOfSettlement>
    <FBP:OriginationOfPresoldMortgagesInProcessOfSettlement contextRef="From2011-01-01to2011-12-31" unitRef="USD" decimals="-3">-76095000</FBP:OriginationOfPresoldMortgagesInProcessOfSettlement>
    <FBP:OriginationOfPresoldMortgagesInProcessOfSettlement contextRef="From2010-01-01to2010-12-31" unitRef="USD" decimals="-3">-88665000</FBP:OriginationOfPresoldMortgagesInProcessOfSettlement>
    <us-gaap:ShareBasedCompensation contextRef="From2012-01-01to2012-12-31" unitRef="USD" decimals="-3">311000</us-gaap:ShareBasedCompensation>
    <us-gaap:ShareBasedCompensation contextRef="From2011-01-01to2011-12-31" unitRef="USD" decimals="-3">905000</us-gaap:ShareBasedCompensation>
    <us-gaap:ShareBasedCompensation contextRef="From2010-01-01to2010-12-31" unitRef="USD" decimals="-3">640000</us-gaap:ShareBasedCompensation>
    <us-gaap:Depreciation contextRef="From2012-01-01to2012-12-31" unitRef="USD" decimals="-3">4557000</us-gaap:Depreciation>
    <us-gaap:Depreciation contextRef="From2011-01-01to2011-12-31" unitRef="USD" decimals="-3">4388000</us-gaap:Depreciation>
    <us-gaap:Depreciation contextRef="From2010-01-01to2010-12-31" unitRef="USD" decimals="-3">3993000</us-gaap:Depreciation>
    <FBP:IncreaseDecreaseNetDeferredLoanCosts contextRef="From2012-01-01to2012-12-31" unitRef="USD" decimals="-3">-44000</FBP:IncreaseDecreaseNetDeferredLoanCosts>
    <FBP:IncreaseDecreaseNetDeferredLoanCosts contextRef="From2011-01-01to2011-12-31" unitRef="USD" decimals="-3">-307000</FBP:IncreaseDecreaseNetDeferredLoanCosts>
    <FBP:IncreaseDecreaseNetDeferredLoanCosts contextRef="From2010-01-01to2010-12-31" unitRef="USD" decimals="-3">-599000</FBP:IncreaseDecreaseNetDeferredLoanCosts>
    <FBP:OtherOperatingGainsLosses contextRef="From2012-01-01to2012-12-31" unitRef="USD" decimals="-3">-463000</FBP:OtherOperatingGainsLosses>
    <FBP:OtherOperatingGainsLosses contextRef="From2011-01-01to2011-12-31" unitRef="USD" decimals="-3">143000</FBP:OtherOperatingGainsLosses>
    <FBP:OtherOperatingGainsLosses contextRef="From2010-01-01to2010-12-31" unitRef="USD" decimals="-3">652000</FBP:OtherOperatingGainsLosses>
    <us-gaap:AvailableForSaleSecuritiesGrossRealizedGainLossNet contextRef="From2012-01-01to2012-12-31" unitRef="USD" decimals="-3">638000</us-gaap:AvailableForSaleSecuritiesGrossRealizedGainLossNet>
    <us-gaap:AvailableForSaleSecuritiesGrossRealizedGainLossNet contextRef="From2011-01-01to2011-12-31" unitRef="USD" decimals="-3">74000</us-gaap:AvailableForSaleSecuritiesGrossRealizedGainLossNet>
    <us-gaap:AvailableForSaleSecuritiesGrossRealizedGainLossNet contextRef="From2010-01-01to2010-12-31" unitRef="USD" decimals="-3">26000</us-gaap:AvailableForSaleSecuritiesGrossRealizedGainLossNet>
    <FBP:GainsLossesOnSalesOfOtherRealEstateTotal contextRef="From2012-01-01to2012-12-31" unitRef="USD" decimals="-3">-28360000</FBP:GainsLossesOnSalesOfOtherRealEstateTotal>
    <FBP:GainsLossesOnSalesOfOtherRealEstateTotal contextRef="From2011-01-01to2011-12-31" unitRef="USD" decimals="-3">-27847000</FBP:GainsLossesOnSalesOfOtherRealEstateTotal>
    <FBP:GainsLossesOnSalesOfOtherRealEstateTotal contextRef="From2010-01-01to2010-12-31" unitRef="USD" decimals="-3">-35511000</FBP:GainsLossesOnSalesOfOtherRealEstateTotal>
    <FBP:PurchaseAccountingAccretionAndAmortizationNet contextRef="From2012-01-01to2012-12-31" unitRef="USD" decimals="-3">16117000</FBP:PurchaseAccountingAccretionAndAmortizationNet>
    <FBP:PurchaseAccountingAccretionAndAmortizationNet contextRef="From2011-01-01to2011-12-31" unitRef="USD" decimals="-3">11628000</FBP:PurchaseAccountingAccretionAndAmortizationNet>
    <FBP:PurchaseAccountingAccretionAndAmortizationNet contextRef="From2010-01-01to2010-12-31" unitRef="USD" decimals="-3">9963000</FBP:PurchaseAccountingAccretionAndAmortizationNet>
    <us-gaap:AccretionAmortizationOfDiscountsAndPremiumsInvestments contextRef="From2012-01-01to2012-12-31" unitRef="USD" decimals="-3">-1917000</us-gaap:AccretionAmortizationOfDiscountsAndPremiumsInvestments>
    <us-gaap:AccretionAmortizationOfDiscountsAndPremiumsInvestments contextRef="From2011-01-01to2011-12-31" unitRef="USD" decimals="-3">-1373000</us-gaap:AccretionAmortizationOfDiscountsAndPremiumsInvestments>
    <us-gaap:AccretionAmortizationOfDiscountsAndPremiumsInvestments contextRef="From2010-01-01to2010-12-31" unitRef="USD" decimals="-3">-1491000</us-gaap:AccretionAmortizationOfDiscountsAndPremiumsInvestments>
    <us-gaap:NetCashProvidedByUsedInInvestingActivities contextRef="From2012-01-01to2012-12-31" unitRef="USD" decimals="-3">5722000</us-gaap:NetCashProvidedByUsedInInvestingActivities>
    <us-gaap:NetCashProvidedByUsedInInvestingActivities contextRef="From2011-01-01to2011-12-31" unitRef="USD" decimals="-3">171261000</us-gaap:NetCashProvidedByUsedInInvestingActivities>
    <us-gaap:NetCashProvidedByUsedInInvestingActivities contextRef="From2010-01-01to2010-12-31" unitRef="USD" decimals="-3">72336000</us-gaap:NetCashProvidedByUsedInInvestingActivities>
    <us-gaap:NetCashProvidedByUsedInInvestingActivities contextRef="From2012-01-01to2012-12-31_ParentCompanyMember" unitRef="USD" decimals="-3">-33850000</us-gaap:NetCashProvidedByUsedInInvestingActivities>
    <us-gaap:NetCashProvidedByUsedInInvestingActivities contextRef="From2011-01-01to2011-12-31_ParentCompanyMember" unitRef="USD" decimals="-3">-16250000</us-gaap:NetCashProvidedByUsedInInvestingActivities>
    <us-gaap:NetCashProvidedByUsedInInvestingActivities contextRef="From2010-01-01to2010-12-31_ParentCompanyMember" unitRef="USD" decimals="-3">706000</us-gaap:NetCashProvidedByUsedInInvestingActivities>
    <us-gaap:CashAcquiredFromAcquisition contextRef="From2012-01-01to2012-12-31" unitRef="USD" decimals="-3">9312000</us-gaap:CashAcquiredFromAcquisition>
    <us-gaap:CashAcquiredFromAcquisition contextRef="From2011-01-01to2011-12-31" unitRef="USD" decimals="-3">54037000</us-gaap:CashAcquiredFromAcquisition>
    <us-gaap:CashAcquiredFromAcquisition contextRef="From2010-01-01to2010-12-31" unitRef="USD" decimals="-3">-171000</us-gaap:CashAcquiredFromAcquisition>
    <us-gaap:PaymentsToAcquirePropertyPlantAndEquipment contextRef="From2012-01-01to2012-12-31" unitRef="USD" decimals="-3">8953000</us-gaap:PaymentsToAcquirePropertyPlantAndEquipment>
    <us-gaap:PaymentsToAcquirePropertyPlantAndEquipment contextRef="From2011-01-01to2011-12-31" unitRef="USD" decimals="-3">6606000</us-gaap:PaymentsToAcquirePropertyPlantAndEquipment>
    <us-gaap:PaymentsToAcquirePropertyPlantAndEquipment contextRef="From2010-01-01to2010-12-31" unitRef="USD" decimals="-3">17543000</us-gaap:PaymentsToAcquirePropertyPlantAndEquipment>
    <us-gaap:ProceedsFromSaleOfOtherRealEstate contextRef="From2012-01-01to2012-12-31" unitRef="USD" decimals="-3">74972000</us-gaap:ProceedsFromSaleOfOtherRealEstate>
    <us-gaap:ProceedsFromSaleOfOtherRealEstate contextRef="From2011-01-01to2011-12-31" unitRef="USD" decimals="-3">43414000</us-gaap:ProceedsFromSaleOfOtherRealEstate>
    <us-gaap:ProceedsFromSaleOfOtherRealEstate contextRef="From2010-01-01to2010-12-31" unitRef="USD" decimals="-3">24875000</us-gaap:ProceedsFromSaleOfOtherRealEstate>
    <us-gaap:FDICIndemnificationAssetCashPaymentsReceived contextRef="From2012-01-01to2012-12-31" unitRef="USD" decimals="-3">-29796000</us-gaap:FDICIndemnificationAssetCashPaymentsReceived>
    <us-gaap:FDICIndemnificationAssetCashPaymentsReceived contextRef="From2011-01-01to2011-12-31" unitRef="USD" decimals="-3">-69339000</us-gaap:FDICIndemnificationAssetCashPaymentsReceived>
    <us-gaap:FDICIndemnificationAssetCashPaymentsReceived contextRef="From2010-01-01to2010-12-31" unitRef="USD" decimals="-3">-46721000</us-gaap:FDICIndemnificationAssetCashPaymentsReceived>
    <us-gaap:PaymentsForProceedsFromLoansAndLeases contextRef="From2012-01-01to2012-12-31" unitRef="USD" decimals="-3">89718000</us-gaap:PaymentsForProceedsFromLoansAndLeases>
    <us-gaap:PaymentsForProceedsFromLoansAndLeases contextRef="From2011-01-01to2011-12-31" unitRef="USD" decimals="-3">-11912000</us-gaap:PaymentsForProceedsFromLoansAndLeases>
    <us-gaap:PaymentsForProceedsFromLoansAndLeases contextRef="From2010-01-01to2010-12-31" unitRef="USD" decimals="-3">-40306000</us-gaap:PaymentsForProceedsFromLoansAndLeases>
    <us-gaap:PaymentsToAcquireLifeInsurancePolicies contextRef="From2012-01-01to2012-12-31" unitRef="USD" decimals="-3">25000000</us-gaap:PaymentsToAcquireLifeInsurancePolicies>
    <us-gaap:PaymentsToAcquireLifeInsurancePolicies contextRef="From2011-01-01to2011-12-31" unitRef="USD" xsi:nil="true" />
    <us-gaap:PaymentsToAcquireLifeInsurancePolicies contextRef="From2010-01-01to2010-12-31" unitRef="USD" xsi:nil="true" />
    <us-gaap:ProceedsFromMaturitiesPrepaymentsAndCallsOfHeldToMaturitySecurities contextRef="From2012-01-01to2012-12-31" unitRef="USD" decimals="-3">1690000</us-gaap:ProceedsFromMaturitiesPrepaymentsAndCallsOfHeldToMaturitySecurities>
    <us-gaap:ProceedsFromMaturitiesPrepaymentsAndCallsOfHeldToMaturitySecurities contextRef="From2011-01-01to2011-12-31" unitRef="USD" decimals="-3">1053000</us-gaap:ProceedsFromMaturitiesPrepaymentsAndCallsOfHeldToMaturitySecurities>
    <us-gaap:ProceedsFromMaturitiesPrepaymentsAndCallsOfHeldToMaturitySecurities contextRef="From2010-01-01to2010-12-31" unitRef="USD" decimals="-3">2687000</us-gaap:ProceedsFromMaturitiesPrepaymentsAndCallsOfHeldToMaturitySecurities>
    <us-gaap:ProceedsFromMaturitiesPrepaymentsAndCallsOfAvailableForSaleSecurities contextRef="From2012-01-01to2012-12-31" unitRef="USD" decimals="-3">96040000</us-gaap:ProceedsFromMaturitiesPrepaymentsAndCallsOfAvailableForSaleSecurities>
    <us-gaap:ProceedsFromMaturitiesPrepaymentsAndCallsOfAvailableForSaleSecurities contextRef="From2011-01-01to2011-12-31" unitRef="USD" decimals="-3">75615000</us-gaap:ProceedsFromMaturitiesPrepaymentsAndCallsOfAvailableForSaleSecurities>
    <us-gaap:ProceedsFromMaturitiesPrepaymentsAndCallsOfAvailableForSaleSecurities contextRef="From2010-01-01to2010-12-31" unitRef="USD" decimals="-3">97202000</us-gaap:ProceedsFromMaturitiesPrepaymentsAndCallsOfAvailableForSaleSecurities>
    <us-gaap:ProceedsFromSaleOfAvailableForSaleSecurities contextRef="From2012-01-01to2012-12-31" unitRef="USD" decimals="-3">9641000</us-gaap:ProceedsFromSaleOfAvailableForSaleSecurities>
    <us-gaap:ProceedsFromSaleOfAvailableForSaleSecurities contextRef="From2011-01-01to2011-12-31" unitRef="USD" decimals="-3">2518000</us-gaap:ProceedsFromSaleOfAvailableForSaleSecurities>
    <us-gaap:ProceedsFromSaleOfAvailableForSaleSecurities contextRef="From2010-01-01to2010-12-31" unitRef="USD" xsi:nil="true" />
    <us-gaap:PaymentsToAcquireHeldToMaturitySecurities contextRef="From2012-01-01to2012-12-31" unitRef="USD" xsi:nil="true" />
    <us-gaap:PaymentsToAcquireHeldToMaturitySecurities contextRef="From2011-01-01to2011-12-31" unitRef="USD" decimals="-3">4332000</us-gaap:PaymentsToAcquireHeldToMaturitySecurities>
    <us-gaap:PaymentsToAcquireHeldToMaturitySecurities contextRef="From2010-01-01to2010-12-31" unitRef="USD" decimals="-3">22431000</us-gaap:PaymentsToAcquireHeldToMaturitySecurities>
    <us-gaap:PaymentsToAcquireAvailableForSaleSecurities contextRef="From2012-01-01to2012-12-31" unitRef="USD" decimals="-3">92058000</us-gaap:PaymentsToAcquireAvailableForSaleSecurities>
    <us-gaap:PaymentsToAcquireAvailableForSaleSecurities contextRef="From2011-01-01to2011-12-31" unitRef="USD" decimals="-3">75689000</us-gaap:PaymentsToAcquireAvailableForSaleSecurities>
    <us-gaap:PaymentsToAcquireAvailableForSaleSecurities contextRef="From2010-01-01to2010-12-31" unitRef="USD" decimals="-3">99310000</us-gaap:PaymentsToAcquireAvailableForSaleSecurities>
    <us-gaap:NetCashProvidedByUsedInFinancingActivities contextRef="From2012-01-01to2012-12-31" unitRef="USD" decimals="-3">-22063000</us-gaap:NetCashProvidedByUsedInFinancingActivities>
    <us-gaap:NetCashProvidedByUsedInFinancingActivities contextRef="From2011-01-01to2011-12-31" unitRef="USD" decimals="-3">-204142000</us-gaap:NetCashProvidedByUsedInFinancingActivities>
    <us-gaap:NetCashProvidedByUsedInFinancingActivities contextRef="From2010-01-01to2010-12-31" unitRef="USD" decimals="-3">-275315000</us-gaap:NetCashProvidedByUsedInFinancingActivities>
    <us-gaap:NetCashProvidedByUsedInFinancingActivities contextRef="From2012-01-01to2012-12-31_ParentCompanyMember" unitRef="USD" decimals="-3">25549000</us-gaap:NetCashProvidedByUsedInFinancingActivities>
    <us-gaap:NetCashProvidedByUsedInFinancingActivities contextRef="From2011-01-01to2011-12-31_ParentCompanyMember" unitRef="USD" decimals="-3">-10008000</us-gaap:NetCashProvidedByUsedInFinancingActivities>
    <us-gaap:NetCashProvidedByUsedInFinancingActivities contextRef="From2010-01-01to2010-12-31_ParentCompanyMember" unitRef="USD" decimals="-3">-7769000</us-gaap:NetCashProvidedByUsedInFinancingActivities>
    <us-gaap:PaymentsForRepurchaseOfCommonStock contextRef="From2012-01-01to2012-12-31" unitRef="USD" decimals="-3">2000</us-gaap:PaymentsForRepurchaseOfCommonStock>
    <us-gaap:PaymentsForRepurchaseOfCommonStock contextRef="From2011-01-01to2011-12-31" unitRef="USD" decimals="-3">228000</us-gaap:PaymentsForRepurchaseOfCommonStock>
    <us-gaap:PaymentsForRepurchaseOfCommonStock contextRef="From2010-01-01to2010-12-31" unitRef="USD" xsi:nil="true" />
    <us-gaap:PaymentsForRepurchaseOfCommonStock contextRef="From2012-01-01to2012-12-31_ParentCompanyMember" unitRef="USD" decimals="-3">2000</us-gaap:PaymentsForRepurchaseOfCommonStock>
    <us-gaap:PaymentsForRepurchaseOfCommonStock contextRef="From2011-01-01to2011-12-31_ParentCompanyMember" unitRef="USD" decimals="-3">228000</us-gaap:PaymentsForRepurchaseOfCommonStock>
    <us-gaap:PaymentsForRepurchaseOfCommonStock contextRef="From2010-01-01to2010-12-31_ParentCompanyMember" unitRef="USD" xsi:nil="true" />
    <us-gaap:PaymentsForRepurchaseOfRedeemablePreferredStock contextRef="From2012-01-01to2012-12-31" unitRef="USD" xsi:nil="true" />
    <us-gaap:PaymentsForRepurchaseOfRedeemablePreferredStock contextRef="From2011-01-01to2011-12-31" unitRef="USD" decimals="-3">65000000</us-gaap:PaymentsForRepurchaseOfRedeemablePreferredStock>
    <us-gaap:PaymentsForRepurchaseOfRedeemablePreferredStock contextRef="From2010-01-01to2010-12-31" unitRef="USD" xsi:nil="true" />
    <us-gaap:ProceedsFromIssuanceOfCommonStock contextRef="From2012-01-01to2012-12-31" unitRef="USD" decimals="-3">26727000</us-gaap:ProceedsFromIssuanceOfCommonStock>
    <us-gaap:ProceedsFromIssuanceOfCommonStock contextRef="From2011-01-01to2011-12-31" unitRef="USD" decimals="-3">881000</us-gaap:ProceedsFromIssuanceOfCommonStock>
    <us-gaap:ProceedsFromIssuanceOfCommonStock contextRef="From2010-01-01to2010-12-31" unitRef="USD" decimals="-3">840000</us-gaap:ProceedsFromIssuanceOfCommonStock>
    <us-gaap:ProceedsFromIssuanceOfCommonStock contextRef="From2012-01-01to2012-12-31_ParentCompanyMember" unitRef="USD" decimals="-3">26727000</us-gaap:ProceedsFromIssuanceOfCommonStock>
    <us-gaap:ProceedsFromIssuanceOfCommonStock contextRef="From2011-01-01to2011-12-31_ParentCompanyMember" unitRef="USD" decimals="-3">881000</us-gaap:ProceedsFromIssuanceOfCommonStock>
    <us-gaap:ProceedsFromIssuanceOfCommonStock contextRef="From2010-01-01to2010-12-31_ParentCompanyMember" unitRef="USD" decimals="-3">840000</us-gaap:ProceedsFromIssuanceOfCommonStock>
    <us-gaap:ProceedsFromIssuanceOfPreferredStockAndPreferenceStock contextRef="From2012-01-01to2012-12-31" unitRef="USD" decimals="-3">7287000</us-gaap:ProceedsFromIssuanceOfPreferredStockAndPreferenceStock>
    <us-gaap:ProceedsFromIssuanceOfPreferredStockAndPreferenceStock contextRef="From2011-01-01to2011-12-31" unitRef="USD" decimals="-3">63500000</us-gaap:ProceedsFromIssuanceOfPreferredStockAndPreferenceStock>
    <us-gaap:ProceedsFromIssuanceOfPreferredStockAndPreferenceStock contextRef="From2010-01-01to2010-12-31" unitRef="USD" xsi:nil="true" />
    <us-gaap:ProceedsFromIssuanceOfPreferredStockAndPreferenceStock contextRef="From2012-01-01to2012-12-31_ParentCompanyMember" unitRef="USD" decimals="-3">7287000</us-gaap:ProceedsFromIssuanceOfPreferredStockAndPreferenceStock>
    <us-gaap:ProceedsFromIssuanceOfPreferredStockAndPreferenceStock contextRef="From2011-01-01to2011-12-31_ParentCompanyMember" unitRef="USD" decimals="-3">63500000</us-gaap:ProceedsFromIssuanceOfPreferredStockAndPreferenceStock>
    <us-gaap:ProceedsFromIssuanceOfPreferredStockAndPreferenceStock contextRef="From2010-01-01to2010-12-31_ParentCompanyMember" unitRef="USD" xsi:nil="true" />
    <us-gaap:PaymentsOfDividendsPreferredStockAndPreferenceStock contextRef="From2012-01-01to2012-12-31" unitRef="USD" decimals="-3">3037000</us-gaap:PaymentsOfDividendsPreferredStockAndPreferenceStock>
    <us-gaap:PaymentsOfDividendsPreferredStockAndPreferenceStock contextRef="From2011-01-01to2011-12-31" unitRef="USD" decimals="-3">2847000</us-gaap:PaymentsOfDividendsPreferredStockAndPreferenceStock>
    <us-gaap:PaymentsOfDividendsPreferredStockAndPreferenceStock contextRef="From2010-01-01to2010-12-31" unitRef="USD" decimals="-3">3250000</us-gaap:PaymentsOfDividendsPreferredStockAndPreferenceStock>
    <us-gaap:PaymentsOfDividendsCommonStock contextRef="From2012-01-01to2012-12-31" unitRef="USD" decimals="-3">5426000</us-gaap:PaymentsOfDividendsCommonStock>
    <us-gaap:PaymentsOfDividendsCommonStock contextRef="From2011-01-01to2011-12-31" unitRef="USD" decimals="-3">5390000</us-gaap:PaymentsOfDividendsCommonStock>
    <us-gaap:PaymentsOfDividendsCommonStock contextRef="From2010-01-01to2010-12-31" unitRef="USD" decimals="-3">5359000</us-gaap:PaymentsOfDividendsCommonStock>
    <FBP:ProceedsFromRepaymentsOfBorrowings contextRef="From2012-01-01to2012-12-31" unitRef="USD" decimals="-3">-87500000</FBP:ProceedsFromRepaymentsOfBorrowings>
    <FBP:ProceedsFromRepaymentsOfBorrowings contextRef="From2011-01-01to2011-12-31" unitRef="USD" decimals="-3">-66881000</FBP:ProceedsFromRepaymentsOfBorrowings>
    <FBP:ProceedsFromRepaymentsOfBorrowings contextRef="From2010-01-01to2010-12-31" unitRef="USD" decimals="-3">20400000</FBP:ProceedsFromRepaymentsOfBorrowings>
    <FBP:IncreaseDecreaseInDepositsAndRepurchaseAgreements contextRef="From2012-01-01to2012-12-31" unitRef="USD" decimals="-3">39888000</FBP:IncreaseDecreaseInDepositsAndRepurchaseAgreements>
    <FBP:IncreaseDecreaseInDepositsAndRepurchaseAgreements contextRef="From2011-01-01to2011-12-31" unitRef="USD" decimals="-3">-127253000</FBP:IncreaseDecreaseInDepositsAndRepurchaseAgreements>
    <FBP:IncreaseDecreaseInDepositsAndRepurchaseAgreements contextRef="From2010-01-01to2010-12-31" unitRef="USD" decimals="-3">-287982000</FBP:IncreaseDecreaseInDepositsAndRepurchaseAgreements>
    <us-gaap:CashAndCashEquivalentsAtCarryingValue contextRef="AsOf2011-12-31" unitRef="USD" decimals="-3">216167000</us-gaap:CashAndCashEquivalentsAtCarryingValue>
    <us-gaap:CashAndCashEquivalentsAtCarryingValue contextRef="AsOf2010-12-31" unitRef="USD" decimals="-3">212002000</us-gaap:CashAndCashEquivalentsAtCarryingValue>
    <us-gaap:CashAndCashEquivalentsAtCarryingValue contextRef="AsOf2012-12-31" unitRef="USD" decimals="-3">241507000</us-gaap:CashAndCashEquivalentsAtCarryingValue>
    <us-gaap:CashAndCashEquivalentsAtCarryingValue contextRef="AsOf2009-12-31" unitRef="USD" decimals="-3">350872000</us-gaap:CashAndCashEquivalentsAtCarryingValue>
    <us-gaap:CashAndCashEquivalentsAtCarryingValue contextRef="AsOf2012-12-31_ParentCompanyMember" unitRef="USD" decimals="-3">3335000</us-gaap:CashAndCashEquivalentsAtCarryingValue>
    <us-gaap:CashAndCashEquivalentsAtCarryingValue contextRef="AsOf2011-12-31_ParentCompanyMember" unitRef="USD" decimals="-3">3324000</us-gaap:CashAndCashEquivalentsAtCarryingValue>
    <us-gaap:CashAndCashEquivalentsAtCarryingValue contextRef="AsOf2010-12-31_ParentCompanyMember" unitRef="USD" decimals="-3">21826000</us-gaap:CashAndCashEquivalentsAtCarryingValue>
    <us-gaap:CashAndCashEquivalentsAtCarryingValue contextRef="AsOf2009-12-31_ParentCompanyMember" unitRef="USD" decimals="-3">4322000</us-gaap:CashAndCashEquivalentsAtCarryingValue>
    <us-gaap:CashAndCashEquivalentsPeriodIncreaseDecrease contextRef="From2012-01-01to2012-12-31" unitRef="USD" decimals="-3">25340000</us-gaap:CashAndCashEquivalentsPeriodIncreaseDecrease>
    <us-gaap:CashAndCashEquivalentsPeriodIncreaseDecrease contextRef="From2011-01-01to2011-12-31" unitRef="USD" decimals="-3">4165000</us-gaap:CashAndCashEquivalentsPeriodIncreaseDecrease>
    <us-gaap:CashAndCashEquivalentsPeriodIncreaseDecrease contextRef="From2010-01-01to2010-12-31" unitRef="USD" decimals="-3">-138870000</us-gaap:CashAndCashEquivalentsPeriodIncreaseDecrease>
    <us-gaap:CashAndCashEquivalentsPeriodIncreaseDecrease contextRef="From2012-01-01to2012-12-31_ParentCompanyMember" unitRef="USD" decimals="-3">11000</us-gaap:CashAndCashEquivalentsPeriodIncreaseDecrease>
    <us-gaap:CashAndCashEquivalentsPeriodIncreaseDecrease contextRef="From2011-01-01to2011-12-31_ParentCompanyMember" unitRef="USD" decimals="-3">-18502000</us-gaap:CashAndCashEquivalentsPeriodIncreaseDecrease>
    <us-gaap:CashAndCashEquivalentsPeriodIncreaseDecrease contextRef="From2010-01-01to2010-12-31_ParentCompanyMember" unitRef="USD" decimals="-3">17504000</us-gaap:CashAndCashEquivalentsPeriodIncreaseDecrease>
    <FBP:UnrealizedGainLossOnSecuritiesAvailableForSaleNetOfTaxes contextRef="From2012-01-01to2012-12-31" unitRef="USD" decimals="-3">-369000</FBP:UnrealizedGainLossOnSecuritiesAvailableForSaleNetOfTaxes>
    <FBP:UnrealizedGainLossOnSecuritiesAvailableForSaleNetOfTaxes contextRef="From2011-01-01to2011-12-31" unitRef="USD" decimals="-3">864000</FBP:UnrealizedGainLossOnSecuritiesAvailableForSaleNetOfTaxes>
    <FBP:UnrealizedGainLossOnSecuritiesAvailableForSaleNetOfTaxes contextRef="From2010-01-01to2010-12-31" unitRef="USD" decimals="-3">395000</FBP:UnrealizedGainLossOnSecuritiesAvailableForSaleNetOfTaxes>
    <FBP:ForeclosedLoansTransferredToForeclosedRealEstate contextRef="From2012-01-01to2012-12-31" unitRef="USD" decimals="-3">53521000</FBP:ForeclosedLoansTransferredToForeclosedRealEstate>
    <FBP:ForeclosedLoansTransferredToForeclosedRealEstate contextRef="From2011-01-01to2011-12-31" unitRef="USD" decimals="-3">76242000</FBP:ForeclosedLoansTransferredToForeclosedRealEstate>
    <FBP:ForeclosedLoansTransferredToForeclosedRealEstate contextRef="From2010-01-01to2010-12-31" unitRef="USD" decimals="-3">123962000</FBP:ForeclosedLoansTransferredToForeclosedRealEstate>
    <us-gaap:IncomeTaxesPaidNet contextRef="From2012-01-01to2012-12-31" unitRef="USD" decimals="-3">14292000</us-gaap:IncomeTaxesPaidNet>
    <us-gaap:IncomeTaxesPaidNet contextRef="From2011-01-01to2011-12-31" unitRef="USD" decimals="-3">14893000</us-gaap:IncomeTaxesPaidNet>
    <us-gaap:IncomeTaxesPaidNet contextRef="From2010-01-01to2010-12-31" unitRef="USD" decimals="-3">16309000</us-gaap:IncomeTaxesPaidNet>
    <us-gaap:InterestPaid contextRef="From2012-01-01to2012-12-31" unitRef="USD" decimals="-3">17893000</us-gaap:InterestPaid>
    <us-gaap:InterestPaid contextRef="From2011-01-01to2011-12-31" unitRef="USD" decimals="-3">23775000</us-gaap:InterestPaid>
    <us-gaap:InterestPaid contextRef="From2010-01-01to2010-12-31" unitRef="USD" decimals="-3">32879000</us-gaap:InterestPaid>
    <us-gaap:CommonStockSharesOutstanding contextRef="AsOf2011-12-31" unitRef="Shares" decimals="INF">16909820</us-gaap:CommonStockSharesOutstanding>
    <us-gaap:CommonStockSharesOutstanding contextRef="AsOf2012-12-31" unitRef="Shares" decimals="INF">19669302</us-gaap:CommonStockSharesOutstanding>
    <us-gaap:CommonStockSharesOutstanding contextRef="AsOf2010-12-31_CommonStockMember" unitRef="Shares" decimals="INF">16801000</us-gaap:CommonStockSharesOutstanding>
    <us-gaap:CommonStockSharesOutstanding contextRef="AsOf2011-12-31_CommonStockMember" unitRef="Shares" decimals="INF">16909820</us-gaap:CommonStockSharesOutstanding>
    <us-gaap:CommonStockSharesOutstanding contextRef="AsOf2012-12-31_CommonStockMember" unitRef="Shares" decimals="INF">19669302</us-gaap:CommonStockSharesOutstanding>
    <us-gaap:CommonStockSharesOutstanding contextRef="AsOf2009-12-31_CommonStockMember" unitRef="Shares" decimals="INF">16722000</us-gaap:CommonStockSharesOutstanding>
    <us-gaap:StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest contextRef="AsOf2011-12-31" unitRef="USD" decimals="-3">345150000</us-gaap:StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest>
    <us-gaap:StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest contextRef="AsOf2010-12-31" unitRef="USD" decimals="-3">344603000</us-gaap:StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest>
    <us-gaap:StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest contextRef="AsOf2012-12-31" unitRef="USD" decimals="-3">356117000</us-gaap:StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest>
    <us-gaap:StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest contextRef="AsOf2010-12-31_PreferredStockMember" unitRef="USD" decimals="-3">65000000</us-gaap:StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest>
    <us-gaap:StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest contextRef="AsOf2011-12-31_PreferredStockMember" unitRef="USD" decimals="-3">63500000</us-gaap:StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest>
    <us-gaap:StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest contextRef="AsOf2012-12-31_PreferredStockMember" unitRef="USD" decimals="-3">70787000</us-gaap:StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest>
    <us-gaap:StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest contextRef="AsOf2010-12-31_CommonStockMember" unitRef="USD" decimals="-3">104207000</us-gaap:StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest>
    <us-gaap:StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest contextRef="AsOf2011-12-31_CommonStockMember" unitRef="USD" decimals="-3">104841000</us-gaap:StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest>
    <us-gaap:StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest contextRef="AsOf2012-12-31_CommonStockMember" unitRef="USD" decimals="-3">131877000</us-gaap:StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest>
    <us-gaap:StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest contextRef="AsOf2010-12-31_RetainedEarningsMember" unitRef="USD" decimals="-3">183413000</us-gaap:StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest>
    <us-gaap:StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest contextRef="AsOf2011-12-31_RetainedEarningsMember" unitRef="USD" decimals="-3">185491000</us-gaap:StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest>
    <us-gaap:StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest contextRef="AsOf2012-12-31_RetainedEarningsMember" unitRef="USD" decimals="-3">153629000</us-gaap:StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest>
    <us-gaap:StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest contextRef="AsOf2010-12-31_AccumulatedOtherComprehensiveIncomeMember" unitRef="USD" decimals="-3">-5085000</us-gaap:StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest>
    <us-gaap:StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest contextRef="AsOf2011-12-31_AccumulatedOtherComprehensiveIncomeMember" unitRef="USD" decimals="-3">-8682000</us-gaap:StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest>
    <us-gaap:StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest contextRef="AsOf2012-12-31_AccumulatedOtherComprehensiveIncomeMember" unitRef="USD" decimals="-3">-176000</us-gaap:StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest>
    <us-gaap:StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest contextRef="AsOf2011-12-31_PreferredStockDiscountMemberMember" unitRef="USD" xsi:nil="true" />
    <us-gaap:StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest contextRef="AsOf2012-12-31_PreferredStockDiscountMemberMember" unitRef="USD" xsi:nil="true" />
    <us-gaap:StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest contextRef="AsOf2010-12-31_PreferredStockDiscountMemberMember" unitRef="USD" decimals="-3">-2932000</us-gaap:StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest>
    <us-gaap:StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest contextRef="AsOf2009-12-31_PreferredStockMember" unitRef="USD" decimals="-3">65000000</us-gaap:StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest>
    <us-gaap:StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest contextRef="AsOf2009-12-31_PreferredStockDiscountMemberMember" unitRef="USD" decimals="-3">-3789000</us-gaap:StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest>
    <us-gaap:StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest contextRef="AsOf2009-12-31_CommonStockMember" unitRef="USD" decimals="-3">102691000</us-gaap:StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest>
    <us-gaap:StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest contextRef="AsOf2009-12-31_RetainedEarningsMember" unitRef="USD" decimals="-3">182908000</us-gaap:StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest>
    <us-gaap:StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest contextRef="AsOf2009-12-31_AccumulatedOtherComprehensiveIncomeMember" unitRef="USD" decimals="-3">-4427000</us-gaap:StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest>
    <us-gaap:StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest contextRef="AsOf2009-12-31" unitRef="USD" decimals="-3">342383000</us-gaap:StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest>
    <us-gaap:StockIssuedDuringPeriodSharesDividendReinvestmentPlan contextRef="From2011-01-01to2011-12-31_CommonStockMember" unitRef="Shares" decimals="INF">71000</us-gaap:StockIssuedDuringPeriodSharesDividendReinvestmentPlan>
    <us-gaap:StockIssuedDuringPeriodSharesDividendReinvestmentPlan contextRef="From2012-01-01to2012-12-31_CommonStockMember" unitRef="Shares" decimals="INF">31000</us-gaap:StockIssuedDuringPeriodSharesDividendReinvestmentPlan>
    <us-gaap:StockIssuedDuringPeriodSharesDividendReinvestmentPlan contextRef="From2010-01-01to2010-12-31_CommonStockMember" unitRef="Shares" decimals="INF">46000</us-gaap:StockIssuedDuringPeriodSharesDividendReinvestmentPlan>
    <us-gaap:StockIssuedDuringPeriodValueDividendReinvestmentPlan contextRef="From2012-01-01to2012-12-31" unitRef="USD" decimals="-3">335000</us-gaap:StockIssuedDuringPeriodValueDividendReinvestmentPlan>
    <us-gaap:StockIssuedDuringPeriodValueDividendReinvestmentPlan contextRef="From2011-01-01to2011-12-31_CommonStockMember" unitRef="USD" decimals="-3">851000</us-gaap:StockIssuedDuringPeriodValueDividendReinvestmentPlan>
    <us-gaap:StockIssuedDuringPeriodValueDividendReinvestmentPlan contextRef="From2012-01-01to2012-12-31_CommonStockMember" unitRef="USD" decimals="-3">335000</us-gaap:StockIssuedDuringPeriodValueDividendReinvestmentPlan>
    <us-gaap:StockIssuedDuringPeriodValueDividendReinvestmentPlan contextRef="From2011-01-01to2011-12-31" unitRef="USD" decimals="-3">851000</us-gaap:StockIssuedDuringPeriodValueDividendReinvestmentPlan>
    <us-gaap:StockIssuedDuringPeriodValueDividendReinvestmentPlan contextRef="From2010-01-01to2010-12-31" unitRef="USD" decimals="-3">669000</us-gaap:StockIssuedDuringPeriodValueDividendReinvestmentPlan>
    <us-gaap:StockIssuedDuringPeriodValueDividendReinvestmentPlan contextRef="From2010-01-01to2010-12-31_CommonStockMember" unitRef="USD" decimals="-3">669000</us-gaap:StockIssuedDuringPeriodValueDividendReinvestmentPlan>
    <us-gaap:StockIssuedDuringPeriodValueStockOptionsExercised contextRef="From2012-01-01to2012-12-31" unitRef="USD" decimals="-3">26392000</us-gaap:StockIssuedDuringPeriodValueStockOptionsExercised>
    <us-gaap:StockIssuedDuringPeriodValueStockOptionsExercised contextRef="From2011-01-01to2011-12-31_CommonStockMember" unitRef="USD" decimals="-3">30000</us-gaap:StockIssuedDuringPeriodValueStockOptionsExercised>
    <us-gaap:StockIssuedDuringPeriodValueStockOptionsExercised contextRef="From2012-01-01to2012-12-31_CommonStockMember" unitRef="USD" decimals="-3">26392000</us-gaap:StockIssuedDuringPeriodValueStockOptionsExercised>
    <us-gaap:StockIssuedDuringPeriodValueStockOptionsExercised contextRef="From2011-01-01to2011-12-31" unitRef="USD" decimals="-3">30000</us-gaap:StockIssuedDuringPeriodValueStockOptionsExercised>
    <us-gaap:StockIssuedDuringPeriodValueStockOptionsExercised contextRef="From2010-01-01to2010-12-31" unitRef="USD" decimals="-3">171000</us-gaap:StockIssuedDuringPeriodValueStockOptionsExercised>
    <us-gaap:StockIssuedDuringPeriodValueStockOptionsExercised contextRef="From2010-01-01to2010-12-31_CommonStockMember" unitRef="USD" decimals="-3">171000</us-gaap:StockIssuedDuringPeriodValueStockOptionsExercised>
    <us-gaap:DividendsCommonStockCash contextRef="From2012-01-01to2012-12-31" unitRef="USD" decimals="-3">-5647000</us-gaap:DividendsCommonStockCash>
    <us-gaap:DividendsCommonStockCash contextRef="From2011-01-01to2011-12-31_RetainedEarningsMember" unitRef="USD" decimals="-3">-5398000</us-gaap:DividendsCommonStockCash>
    <us-gaap:DividendsCommonStockCash contextRef="From2012-01-01to2012-12-31_RetainedEarningsMember" unitRef="USD" decimals="-3">-5647000</us-gaap:DividendsCommonStockCash>
    <us-gaap:DividendsCommonStockCash contextRef="From2011-01-01to2011-12-31" unitRef="USD" decimals="-3">-5398000</us-gaap:DividendsCommonStockCash>
    <us-gaap:DividendsCommonStockCash contextRef="From2010-01-01to2010-12-31" unitRef="USD" decimals="-3">-5370000</us-gaap:DividendsCommonStockCash>
    <us-gaap:DividendsCommonStockCash contextRef="From2010-01-01to2010-12-31_RetainedEarningsMember" unitRef="USD" decimals="-3">-5370000</us-gaap:DividendsCommonStockCash>
    <us-gaap:DividendsPreferredStockCash contextRef="From2012-01-01to2012-12-31" unitRef="USD" decimals="-3">-2809000</us-gaap:DividendsPreferredStockCash>
    <us-gaap:DividendsPreferredStockCash contextRef="From2011-01-01to2011-12-31_RetainedEarningsMember" unitRef="USD" decimals="-3">-3234000</us-gaap:DividendsPreferredStockCash>
    <us-gaap:DividendsPreferredStockCash contextRef="From2012-01-01to2012-12-31_RetainedEarningsMember" unitRef="USD" decimals="-3">-2809000</us-gaap:DividendsPreferredStockCash>
    <us-gaap:DividendsPreferredStockCash contextRef="From2011-01-01to2011-12-31" unitRef="USD" decimals="-3">-3234000</us-gaap:DividendsPreferredStockCash>
    <us-gaap:DividendsPreferredStockCash contextRef="From2010-01-01to2010-12-31" unitRef="USD" decimals="-3">-3250000</us-gaap:DividendsPreferredStockCash>
    <us-gaap:DividendsPreferredStockCash contextRef="From2010-01-01to2010-12-31_RetainedEarningsMember" unitRef="USD" decimals="-3">-3250000</us-gaap:DividendsPreferredStockCash>
    <us-gaap:OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent contextRef="From2012-01-01to2012-12-31" unitRef="USD" decimals="-3">8506000</us-gaap:OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent>
    <us-gaap:OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent contextRef="From2011-01-01to2011-12-31_AccumulatedOtherComprehensiveIncomeMember" unitRef="USD" decimals="-3">-3597000</us-gaap:OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent>
    <us-gaap:OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent contextRef="From2012-01-01to2012-12-31_AccumulatedOtherComprehensiveIncomeMember" unitRef="USD" decimals="-3">8506000</us-gaap:OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent>
    <us-gaap:OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent contextRef="From2011-01-01to2011-12-31" unitRef="USD" decimals="-3">-3597000</us-gaap:OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent>
    <us-gaap:OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent contextRef="From2010-01-01to2010-12-31" unitRef="USD" decimals="-3">-658000</us-gaap:OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent>
    <us-gaap:OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent contextRef="From2010-01-01to2010-12-31_AccumulatedOtherComprehensiveIncomeMember" unitRef="USD" decimals="-3">-658000</us-gaap:OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent>
    <us-gaap:StockIssuedDuringPeriodSharesShareBasedCompensation contextRef="From2011-01-01to2011-12-31_CommonStockMember" unitRef="Shares" decimals="INF">56000</us-gaap:StockIssuedDuringPeriodSharesShareBasedCompensation>
    <us-gaap:StockIssuedDuringPeriodSharesShareBasedCompensation contextRef="From2012-01-01to2012-12-31_CommonStockMember" unitRef="Shares" decimals="INF">72000</us-gaap:StockIssuedDuringPeriodSharesShareBasedCompensation>
    <us-gaap:StockIssuedDuringPeriodSharesShareBasedCompensation contextRef="From2010-01-01to2010-12-31_CommonStockMember" unitRef="Shares" decimals="INF">16000</us-gaap:StockIssuedDuringPeriodSharesShareBasedCompensation>
    <us-gaap:StockIssuedDuringPeriodValueShareBasedCompensation contextRef="From2012-01-01to2012-12-31" unitRef="USD" decimals="-3">311000</us-gaap:StockIssuedDuringPeriodValueShareBasedCompensation>
    <us-gaap:StockIssuedDuringPeriodValueShareBasedCompensation contextRef="From2011-01-01to2011-12-31_CommonStockMember" unitRef="USD" decimals="-3">905000</us-gaap:StockIssuedDuringPeriodValueShareBasedCompensation>
    <us-gaap:StockIssuedDuringPeriodValueShareBasedCompensation contextRef="From2012-01-01to2012-12-31_CommonStockMember" unitRef="USD" decimals="-3">311000</us-gaap:StockIssuedDuringPeriodValueShareBasedCompensation>
    <us-gaap:StockIssuedDuringPeriodValueShareBasedCompensation contextRef="From2011-01-01to2011-12-31" unitRef="USD" decimals="-3">905000</us-gaap:StockIssuedDuringPeriodValueShareBasedCompensation>
    <us-gaap:StockIssuedDuringPeriodValueShareBasedCompensation contextRef="From2010-01-01to2010-12-31" unitRef="USD" decimals="-3">640000</us-gaap:StockIssuedDuringPeriodValueShareBasedCompensation>
    <us-gaap:StockIssuedDuringPeriodValueShareBasedCompensation contextRef="From2010-01-01to2010-12-31_CommonStockMember" unitRef="USD" decimals="-3">640000</us-gaap:StockIssuedDuringPeriodValueShareBasedCompensation>
    <us-gaap:StockIssuedDuringPeriodValueNewIssues contextRef="From2012-01-01to2012-12-31" unitRef="USD" decimals="-3">7287000</us-gaap:StockIssuedDuringPeriodValueNewIssues>
    <us-gaap:StockIssuedDuringPeriodValueNewIssues contextRef="From2011-01-01to2011-12-31_PreferredStockMember" unitRef="USD" decimals="-3">63500000</us-gaap:StockIssuedDuringPeriodValueNewIssues>
    <us-gaap:StockIssuedDuringPeriodValueNewIssues contextRef="From2012-01-01to2012-12-31_PreferredStockMember" unitRef="USD" decimals="-3">7287000</us-gaap:StockIssuedDuringPeriodValueNewIssues>
    <us-gaap:StockIssuedDuringPeriodValueNewIssues contextRef="From2009-01-01to2009-12-31_TreasuryCapitalPurchaseProgramMember" unitRef="USD" decimals="-3">65000000</us-gaap:StockIssuedDuringPeriodValueNewIssues>
    <us-gaap:StockIssuedDuringPeriodValueNewIssues contextRef="From2011-01-01to2011-12-31_SmallBusinessLendingFundMember" unitRef="USD" decimals="-3">63500000</us-gaap:StockIssuedDuringPeriodValueNewIssues>
    <us-gaap:StockRedeemedOrCalledDuringPeriodValue contextRef="From2011-01-01to2011-12-31_PreferredStockMember" unitRef="USD" decimals="-3">-65000000</us-gaap:StockRedeemedOrCalledDuringPeriodValue>
    <us-gaap:StockRedeemedOrCalledDuringPeriodValue contextRef="From2011-01-01to2011-12-31_TreasuryCapitalPurchaseProgramMember" unitRef="USD" decimals="-3">65000000</us-gaap:StockRedeemedOrCalledDuringPeriodValue>
    <us-gaap:PaymentsForRepurchaseOfWarrants contextRef="From2011-01-01to2011-12-31_CommonStockMember" unitRef="USD" decimals="-3">924000</us-gaap:PaymentsForRepurchaseOfWarrants>
    <us-gaap:PaymentsForRepurchaseOfWarrants contextRef="From2011-01-01to2011-12-31" unitRef="USD" decimals="-3">924000</us-gaap:PaymentsForRepurchaseOfWarrants>
    <us-gaap:PaymentsForRepurchaseOfWarrants contextRef="From2010-01-01to2010-12-31" unitRef="USD" xsi:nil="true" />
    <us-gaap:PaymentsForRepurchaseOfWarrants contextRef="From2012-01-01to2012-12-31_ParentCompanyMember" unitRef="USD" xsi:nil="true" />
    <us-gaap:PaymentsForRepurchaseOfWarrants contextRef="From2011-01-01to2011-12-31_ParentCompanyMember" unitRef="USD" decimals="-3">924000</us-gaap:PaymentsForRepurchaseOfWarrants>
    <us-gaap:PaymentsForRepurchaseOfWarrants contextRef="From2010-01-01to2010-12-31_ParentCompanyMember" unitRef="USD" xsi:nil="true" />
    <us-gaap:ExcessTaxBenefitFromShareBasedCompensationFinancingActivities contextRef="From2011-01-01to2011-12-31" unitRef="USD" xsi:nil="true" />
    <us-gaap:ExcessTaxBenefitFromShareBasedCompensationFinancingActivities contextRef="From2010-01-01to2010-12-31" unitRef="USD" decimals="-3">36000</us-gaap:ExcessTaxBenefitFromShareBasedCompensationFinancingActivities>
    <us-gaap:ExcessTaxBenefitFromShareBasedCompensationFinancingActivities contextRef="From2010-01-01to2010-12-31_CommonStockMember" unitRef="USD" decimals="-3">36000</us-gaap:ExcessTaxBenefitFromShareBasedCompensationFinancingActivities>
    <us-gaap:StockRepurchasedDuringPeriodValue contextRef="From2012-01-01to2012-12-31" unitRef="USD" decimals="-3">-2000</us-gaap:StockRepurchasedDuringPeriodValue>
    <us-gaap:StockRepurchasedDuringPeriodValue contextRef="From2011-01-01to2011-12-31_CommonStockMember" unitRef="USD" decimals="-3">-228000</us-gaap:StockRepurchasedDuringPeriodValue>
    <us-gaap:StockRepurchasedDuringPeriodValue contextRef="From2012-01-01to2012-12-31_CommonStockMember" unitRef="USD" decimals="-3">-2000</us-gaap:StockRepurchasedDuringPeriodValue>
    <us-gaap:StockRepurchasedDuringPeriodValue contextRef="From2011-01-01to2011-12-31" unitRef="USD" decimals="-3">-228000</us-gaap:StockRepurchasedDuringPeriodValue>
    <us-gaap:StockRepurchasedDuringPeriodShares contextRef="From2011-01-01to2011-12-31_CommonStockMember" unitRef="Shares" decimals="INF">-20000</us-gaap:StockRepurchasedDuringPeriodShares>
    <us-gaap:StockRepurchasedDuringPeriodShares contextRef="From2012-01-01to2012-12-31_CommonStockMember" unitRef="Shares" xsi:nil="true" />
    <us-gaap:TimeDepositMaturitiesYearOne contextRef="AsOf2012-12-31" unitRef="USD" decimals="-3">888823000</us-gaap:TimeDepositMaturitiesYearOne>
    <us-gaap:TimeDepositMaturitiesYearTwo contextRef="AsOf2012-12-31" unitRef="USD" decimals="-3">119240000</us-gaap:TimeDepositMaturitiesYearTwo>
    <us-gaap:TimeDepositMaturitiesYearThree contextRef="AsOf2012-12-31" unitRef="USD" decimals="-3">83545000</us-gaap:TimeDepositMaturitiesYearThree>
    <us-gaap:TimeDepositMaturitiesYearFour contextRef="AsOf2012-12-31" unitRef="USD" decimals="-3">45858000</us-gaap:TimeDepositMaturitiesYearFour>
    <us-gaap:TimeDepositMaturitiesYearFive contextRef="AsOf2012-12-31" unitRef="USD" decimals="-3">33071000</us-gaap:TimeDepositMaturitiesYearFive>
    <us-gaap:TimeDepositMaturitiesAfterYearFive contextRef="AsOf2012-12-31" unitRef="USD" decimals="-3">3123000</us-gaap:TimeDepositMaturitiesAfterYearFive>
    <us-gaap:TimeDeposits contextRef="AsOf2012-12-31" unitRef="USD" decimals="-3">1173660000</us-gaap:TimeDeposits>
    <FBP:ReconciliationOfBenefitObligationTableTextBlock contextRef="From2012-01-01to2012-12-31_PensionPlanMember">&lt;table cellspacing="0" cellpadding="0" style="width: 100%; border-collapse: collapse; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;&lt;tr style="vertical-align: bottom"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; font-style: italic"&gt;($ in thousands)&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="padding-bottom: 1pt; font-weight: bold"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: center; font-weight: bold"&gt;2012&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="padding-bottom: 1pt; font-weight: bold"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="padding-bottom: 1pt"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: center"&gt;2011&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="padding-bottom: 1pt"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="padding-bottom: 1pt"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: center"&gt;2010&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="padding-bottom: 1pt"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="background-color: rgb(204,238,255); vertical-align: bottom"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; text-decoration: underline"&gt;Change in benefit obligation&lt;/td&gt;&#13;    &lt;td nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: right"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: right"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: right"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="background-color: white; vertical-align: bottom"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; width: 70%"&gt;Benefit obligation at beginning of year&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="width: 1%; font-weight: bold"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; width: 1%; font-weight: bold"&gt;$&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: right; width: 7%; font-weight: bold"&gt;40,084&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; width: 1%; font-weight: bold"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="width: 1%"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; width: 1%"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: right; width: 7%"&gt;31,140&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; width: 1%"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="width: 1%"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; width: 1%"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: right; width: 7%"&gt;25,395&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; width: 1%"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="background-color: rgb(204,238,255); vertical-align: bottom"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify"&gt;Service cost&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="font-weight: bold"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font-weight: bold"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: right; font-weight: bold"&gt;1,835&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font-weight: bold"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: right"&gt;1,782&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: right"&gt;1,754&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="background-color: white; vertical-align: bottom"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify"&gt;Interest cost&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="font-weight: bold"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font-weight: bold"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: right; font-weight: bold"&gt;1,451&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font-weight: bold"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: right"&gt;1,638&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: right"&gt;1,555&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="background-color: rgb(204,238,255); vertical-align: bottom"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify"&gt;Actuarial (gain) loss&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="font-weight: bold"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font-weight: bold"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: right; font-weight: bold"&gt;(4,006&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font-weight: bold"&gt;)&lt;/td&gt;&#13;    &lt;td nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: right"&gt;6,004&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: right"&gt;2,830&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="background-color: white; vertical-align: bottom"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify"&gt;Benefits paid&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="font-weight: bold"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font-weight: bold"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: right; font-weight: bold"&gt;(503&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font-weight: bold"&gt;)&lt;/td&gt;&#13;    &lt;td nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: right"&gt;(480&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left"&gt;)&lt;/td&gt;&#13;    &lt;td nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: right"&gt;(394&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left"&gt;)&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="background-color: rgb(204,238,255); vertical-align: bottom"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; padding-bottom: 1pt"&gt;Curtailment gain&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="padding-bottom: 1pt; font-weight: bold"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: left; font-weight: bold"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: right; font-weight: bold"&gt;(6,589&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt; font-weight: bold"&gt;)&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="padding-bottom: 1pt"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: left"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: right"&gt;&amp;#151;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="padding-bottom: 1pt"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: left"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: right"&gt;&amp;#151;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="background-color: white; vertical-align: bottom"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; padding-bottom: 1pt"&gt;Benefit obligation at end of year&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="padding-bottom: 1pt; font-weight: bold"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: left; font-weight: bold"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: right; font-weight: bold"&gt;32,272&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt; font-weight: bold"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="padding-bottom: 1pt"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: left"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: right"&gt;40,084&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="padding-bottom: 1pt"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: left"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: right"&gt;31,140&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="background-color: rgb(204,238,255); vertical-align: bottom"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; text-decoration: underline"&gt;Change in plan assets&lt;/td&gt;&#13;    &lt;td nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: right"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: right"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: right"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="background-color: white; vertical-align: bottom"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify"&gt;Plan assets at beginning of year&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="font-weight: bold"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font-weight: bold"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: right; font-weight: bold"&gt;24,466&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font-weight: bold"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: right"&gt;22,431&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: right"&gt;17,793&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="background-color: rgb(204,238,255); vertical-align: bottom"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify"&gt;Actual return on plan assets&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="font-weight: bold"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font-weight: bold"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: right; font-weight: bold"&gt;3,661&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font-weight: bold"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: right"&gt;15&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: right"&gt;2,532&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="background-color: white; vertical-align: bottom"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify"&gt;Employer contributions&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="font-weight: bold"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font-weight: bold"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: right; font-weight: bold"&gt;2,500&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font-weight: bold"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: right"&gt;2,500&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: right"&gt;2,500&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="background-color: rgb(204,238,255); vertical-align: bottom"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; padding-bottom: 1pt"&gt;Benefits paid&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="padding-bottom: 1pt; font-weight: bold"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: left; font-weight: bold"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: right; font-weight: bold"&gt;(503&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt; font-weight: bold"&gt;)&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="padding-bottom: 1pt"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: left"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: right"&gt;(480&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt"&gt;)&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="padding-bottom: 1pt"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: left"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: right"&gt;(394&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt"&gt;)&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="background-color: white; vertical-align: bottom"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; padding-bottom: 1pt"&gt;Plan assets at end of year&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="padding-bottom: 1pt; font-weight: bold"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: left; font-weight: bold"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: right; font-weight: bold"&gt;30,124&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt; font-weight: bold"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="padding-bottom: 1pt"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: left"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: right"&gt;24,466&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="padding-bottom: 1pt"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: left"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: right"&gt;22,431&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="background-color: rgb(204,238,255); vertical-align: bottom"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: right"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: right"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: right"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="background-color: white; vertical-align: bottom"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; padding-bottom: 2.5pt"&gt;Funded status at end of year&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font-weight: bold"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: left; font-weight: bold"&gt;$&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: right; font-weight: bold"&gt;(2,148&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt; font-weight: bold"&gt;)&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="padding-bottom: 2.5pt"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: left"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: right"&gt;(15,618&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt"&gt;)&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="padding-bottom: 2.5pt"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: left"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: right"&gt;(8,709&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt"&gt;)&lt;/td&gt;&lt;/tr&gt;&#13;&lt;/table&gt;</FBP:ReconciliationOfBenefitObligationTableTextBlock>
    <FBP:ReconciliationOfBenefitObligationTableTextBlock contextRef="From2012-01-01to2012-12-31_SerpPlanCurrentYearMember">&lt;table cellspacing="0" cellpadding="0" style="width: 100%; border-collapse: collapse; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;&lt;tr style="vertical-align: bottom"&gt;&#13;    &lt;td style="text-align: justify; font-style: italic"&gt;($ in thousands)&lt;/td&gt;&#13;    &lt;td style="padding-bottom: 1pt; font-weight: bold"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" style="border-bottom: black 1pt solid; text-align: center; font-weight: bold"&gt;2012&lt;/td&gt;&#13;    &lt;td style="padding-bottom: 1pt; font-weight: bold"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td style="padding-bottom: 1pt"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" style="border-bottom: black 1pt solid; text-align: center"&gt;2011&lt;/td&gt;&#13;    &lt;td style="padding-bottom: 1pt"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td style="padding-bottom: 1pt"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" style="border-bottom: black 1pt solid; text-align: center"&gt;2010&lt;/td&gt;&#13;    &lt;td style="padding-bottom: 1pt"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="background-color: rgb(204,238,255); vertical-align: bottom"&gt;&#13;    &lt;td style="text-align: justify; text-decoration: underline"&gt;Change in benefit obligation&lt;/td&gt;&#13;    &lt;td&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td style="text-align: left"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td style="text-align: right"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td style="text-align: left"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td style="text-align: left"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td style="text-align: right"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td style="text-align: left"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td style="text-align: left"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td style="text-align: right"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td style="text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="background-color: white; vertical-align: bottom"&gt;&#13;    &lt;td style="text-align: justify; width: 70%"&gt;Projected benefit obligation at beginning of year&lt;/td&gt;&#13;    &lt;td style="width: 1%; font-weight: bold"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td style="text-align: left; width: 1%; font-weight: bold"&gt;$&lt;/td&gt;&#13;    &lt;td style="text-align: right; width: 7%; font-weight: bold"&gt;8,064&lt;/td&gt;&#13;    &lt;td style="text-align: left; width: 1%; font-weight: bold"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td style="width: 1%"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td style="text-align: left; width: 1%"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td style="text-align: right; width: 7%"&gt;7,433&lt;/td&gt;&#13;    &lt;td style="text-align: left; width: 1%"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td style="width: 1%"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td style="text-align: left; width: 1%"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td style="text-align: right; width: 7%"&gt;6,222&lt;/td&gt;&#13;    &lt;td style="text-align: left; width: 1%"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="background-color: rgb(204,238,255); vertical-align: bottom"&gt;&#13;    &lt;td style="text-align: justify"&gt;Service cost&lt;/td&gt;&#13;    &lt;td style="font-weight: bold"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td style="text-align: left; font-weight: bold"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td style="text-align: right; font-weight: bold"&gt;303&lt;/td&gt;&#13;    &lt;td style="text-align: left; font-weight: bold"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td style="text-align: left"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td style="text-align: right"&gt;292&lt;/td&gt;&#13;    &lt;td style="text-align: left"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td style="text-align: left"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td style="text-align: right"&gt;408&lt;/td&gt;&#13;    &lt;td style="text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="background-color: white; vertical-align: bottom"&gt;&#13;    &lt;td style="text-align: justify"&gt;Interest cost&lt;/td&gt;&#13;    &lt;td style="font-weight: bold"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td style="text-align: left; font-weight: bold"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td style="text-align: right; font-weight: bold"&gt;280&lt;/td&gt;&#13;    &lt;td style="text-align: left; font-weight: bold"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td style="text-align: left"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td style="text-align: right"&gt;351&lt;/td&gt;&#13;    &lt;td style="text-align: left"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td style="text-align: left"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td style="text-align: right"&gt;377&lt;/td&gt;&#13;    &lt;td style="text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="background-color: rgb(204,238,255); vertical-align: bottom"&gt;&#13;    &lt;td style="text-align: justify"&gt;Actuarial (gain) loss&lt;/td&gt;&#13;    &lt;td style="font-weight: bold"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td style="text-align: left; font-weight: bold"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td style="text-align: right; font-weight: bold"&gt;(1,201&lt;/td&gt;&#13;    &lt;td style="text-align: left; font-weight: bold"&gt;)&lt;/td&gt;&#13;    &lt;td&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td style="text-align: left"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td style="text-align: right"&gt;93&lt;/td&gt;&#13;    &lt;td style="text-align: left"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td style="text-align: left"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td style="text-align: right"&gt;531&lt;/td&gt;&#13;    &lt;td style="text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="background-color: white; vertical-align: bottom"&gt;&#13;    &lt;td style="text-align: justify"&gt;Benefits paid&lt;/td&gt;&#13;    &lt;td style="font-weight: bold"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td style="text-align: left; font-weight: bold"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td style="text-align: right; font-weight: bold"&gt;(146&lt;/td&gt;&#13;    &lt;td style="text-align: left; font-weight: bold"&gt;)&lt;/td&gt;&#13;    &lt;td&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td style="text-align: left"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td style="text-align: right"&gt;(105&lt;/td&gt;&#13;    &lt;td style="text-align: left"&gt;)&lt;/td&gt;&#13;    &lt;td&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td style="text-align: left"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td style="text-align: right"&gt;(105&lt;/td&gt;&#13;    &lt;td style="text-align: left"&gt;)&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="background-color: rgb(204,238,255); vertical-align: bottom"&gt;&#13;    &lt;td style="text-align: justify; padding-bottom: 1pt"&gt;Curtailment gain&lt;/td&gt;&#13;    &lt;td style="padding-bottom: 1pt; font-weight: bold"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td style="border-bottom: black 1pt solid; text-align: left; font-weight: bold"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td style="border-bottom: black 1pt solid; text-align: right; font-weight: bold"&gt;(487&lt;/td&gt;&#13;    &lt;td style="text-align: left; padding-bottom: 1pt; font-weight: bold"&gt;)&lt;/td&gt;&#13;    &lt;td style="padding-bottom: 1pt"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td style="border-bottom: black 1pt solid; text-align: left"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td style="border-bottom: black 1pt solid; text-align: right"&gt;&amp;#151;&lt;/td&gt;&#13;    &lt;td style="text-align: left; padding-bottom: 1pt"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td style="padding-bottom: 1pt"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td style="border-bottom: black 1pt solid; text-align: left"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td style="border-bottom: black 1pt solid; text-align: right"&gt;&amp;#151;&lt;/td&gt;&#13;    &lt;td style="text-align: left; padding-bottom: 1pt"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="background-color: white; vertical-align: bottom"&gt;&#13;    &lt;td style="text-align: justify"&gt;Projected benefit obligation at end of year&lt;/td&gt;&#13;    &lt;td style="font-weight: bold"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td style="text-align: left; font-weight: bold"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td style="text-align: right; font-weight: bold"&gt;6,813&lt;/td&gt;&#13;    &lt;td style="text-align: left; font-weight: bold"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td style="text-align: left"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td style="text-align: right"&gt;8,064&lt;/td&gt;&#13;    &lt;td style="text-align: left"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td style="text-align: left"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td style="text-align: right"&gt;7,433&lt;/td&gt;&#13;    &lt;td style="text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="background-color: rgb(204,238,255); vertical-align: bottom"&gt;&#13;    &lt;td style="text-align: justify; padding-bottom: 1pt"&gt;Plan assets&lt;/td&gt;&#13;    &lt;td style="padding-bottom: 1pt"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td style="border-bottom: black 1pt solid; text-align: left"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td style="border-bottom: black 1pt solid; text-align: right"&gt;&amp;#151;&lt;/td&gt;&#13;    &lt;td style="text-align: left; padding-bottom: 1pt"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td style="padding-bottom: 1pt"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td style="border-bottom: black 1pt solid; text-align: left"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td style="border-bottom: black 1pt solid; text-align: right"&gt;&amp;#151;&lt;/td&gt;&#13;    &lt;td style="text-align: left; padding-bottom: 1pt"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td style="padding-bottom: 1pt"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td style="border-bottom: black 1pt solid; text-align: left"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td style="border-bottom: black 1pt solid; text-align: right"&gt;&amp;#151;&lt;/td&gt;&#13;    &lt;td style="text-align: left; padding-bottom: 1pt"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="background-color: white; vertical-align: bottom"&gt;&#13;    &lt;td style="text-align: justify; padding-bottom: 2.5pt"&gt;Funded status at end of year&lt;/td&gt;&#13;    &lt;td style="padding-bottom: 2.5pt; font-weight: bold"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td style="border-bottom: black 2.5pt double; text-align: left; font-weight: bold"&gt;$&lt;/td&gt;&#13;    &lt;td style="border-bottom: black 2.5pt double; text-align: right; font-weight: bold"&gt;(6,813&lt;/td&gt;&#13;    &lt;td style="text-align: left; padding-bottom: 2.5pt; font-weight: bold"&gt;)&lt;/td&gt;&#13;    &lt;td style="padding-bottom: 2.5pt"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td style="border-bottom: black 2.5pt double; text-align: left"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td style="border-bottom: black 2.5pt double; text-align: right"&gt;(8,064&lt;/td&gt;&#13;    &lt;td style="text-align: left; padding-bottom: 2.5pt"&gt;)&lt;/td&gt;&#13;    &lt;td style="padding-bottom: 2.5pt"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td style="border-bottom: black 2.5pt double; text-align: left"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td style="border-bottom: black 2.5pt double; text-align: right"&gt;(7,433&lt;/td&gt;&#13;    &lt;td style="text-align: left; padding-bottom: 2.5pt"&gt;)&lt;/td&gt;&lt;/tr&gt;&#13;&lt;/table&gt;</FBP:ReconciliationOfBenefitObligationTableTextBlock>
    <us-gaap:ScheduleOfAmountsRecognizedInBalanceSheetTableTextBlock contextRef="From2012-01-01to2012-12-31_PensionPlanMember">&lt;table cellspacing="0" cellpadding="0" style="width: 100%; border-collapse: collapse; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;&lt;tr style="vertical-align: bottom"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; font-style: italic"&gt;($ in thousands)&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="padding-bottom: 1pt; font-weight: bold"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: center; font-weight: bold"&gt;2012&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="padding-bottom: 1pt; font-weight: bold"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="padding-bottom: 1pt"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: center"&gt;2011&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="padding-bottom: 1pt"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="text-align: justify"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="text-align: justify"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="background-color: rgb(204,238,255); vertical-align: bottom"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; width: 80%"&gt;Other assets &amp;#150; prepaid pension asset&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="width: 1%; font-weight: bold"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; width: 1%; font-weight: bold"&gt;$&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: right; width: 7%; font-weight: bold"&gt;1,232&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; width: 1%; font-weight: bold"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="width: 1%"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; width: 1%"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: right; width: 7%"&gt;671&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; width: 1%"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="background-color: white; vertical-align: bottom"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; padding-bottom: 1pt"&gt;Other liabilities&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="padding-bottom: 1pt; font-weight: bold"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: left; font-weight: bold"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: right; font-weight: bold"&gt;(3,380&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt; font-weight: bold"&gt;)&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="padding-bottom: 1pt"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: left"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: right"&gt;(16,289&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt"&gt;)&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="background-color: rgb(204,238,255); vertical-align: bottom"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; padding-bottom: 2.5pt"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font-weight: bold"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: left; font-weight: bold"&gt;$&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: right; font-weight: bold"&gt;(2,148&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt; font-weight: bold"&gt;)&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="padding-bottom: 2.5pt"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: left"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: right"&gt;(15,618&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt"&gt;)&lt;/td&gt;&lt;/tr&gt;&#13;&lt;/table&gt;</us-gaap:ScheduleOfAmountsRecognizedInBalanceSheetTableTextBlock>
    <us-gaap:ScheduleOfAmountsRecognizedInBalanceSheetTableTextBlock contextRef="From2012-01-01to2012-12-31_SerpPlanCurrentYearMember">&lt;table cellspacing="0" cellpadding="0" style="width: 100%; border-collapse: collapse; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;&lt;tr style="vertical-align: bottom"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; font-style: italic"&gt;($ in thousands)&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="padding-bottom: 1pt; font-weight: bold"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: center; font-weight: bold"&gt;2012&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="padding-bottom: 1pt; font-weight: bold"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="padding-bottom: 1pt"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: center"&gt;2011&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="padding-bottom: 1pt"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="text-align: justify"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="text-align: justify"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="background-color: rgb(204,238,255); vertical-align: bottom"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; width: 80%"&gt;Other assets &amp;#150; prepaid pension asset (liability)&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="width: 1%; font-weight: bold"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; width: 1%; font-weight: bold"&gt;$&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: right; width: 7%; font-weight: bold"&gt;(6,614&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; width: 1%; font-weight: bold"&gt;)&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="width: 1%"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; width: 1%"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: right; width: 7%"&gt;(6,075&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; width: 1%"&gt;)&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="background-color: white; vertical-align: bottom"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; padding-bottom: 1pt"&gt;Other liabilities&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="padding-bottom: 1pt; font-weight: bold"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: left; font-weight: bold"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: right; font-weight: bold"&gt;(199&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt; font-weight: bold"&gt;)&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="padding-bottom: 1pt"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: left"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: right"&gt;(1,989&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt"&gt;)&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="background-color: rgb(204,238,255); vertical-align: bottom"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; padding-bottom: 2.5pt"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font-weight: bold"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: left; font-weight: bold"&gt;$&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: right; font-weight: bold"&gt;(6,813&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt; font-weight: bold"&gt;)&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="padding-bottom: 2.5pt"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: left"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: right"&gt;(8,064&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt"&gt;)&lt;/td&gt;&lt;/tr&gt;&#13;&lt;/table&gt;</us-gaap:ScheduleOfAmountsRecognizedInBalanceSheetTableTextBlock>
    <us-gaap:ScheduleOfAmountsRecognizedInOtherComprehensiveIncomeLossTableTextBlock contextRef="From2012-01-01to2012-12-31_PensionPlanMember">&lt;table cellspacing="0" cellpadding="0" style="width: 100%; border-collapse: collapse; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;&lt;tr style="vertical-align: bottom"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; font-style: italic"&gt;($ in thousands)&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="padding-bottom: 1pt; font-weight: bold"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: center; font-weight: bold"&gt;2012&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="padding-bottom: 1pt; font-weight: bold"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="padding-bottom: 1pt"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: center"&gt;2011&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="padding-bottom: 1pt"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="text-align: justify"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="text-align: justify"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="background-color: rgb(204,238,255); vertical-align: bottom"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; width: 80%"&gt;Net loss&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="width: 1%; font-weight: bold"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; width: 1%; font-weight: bold"&gt;$&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: right; width: 7%; font-weight: bold"&gt;3,380&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; width: 1%; font-weight: bold"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="width: 1%"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; width: 1%"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: right; width: 7%"&gt;16,213&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; width: 1%"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="background-color: white; vertical-align: bottom"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify"&gt;Net transition obligation&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="font-weight: bold"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font-weight: bold"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: right; font-weight: bold"&gt;&amp;#151;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font-weight: bold"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: right"&gt;32&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="background-color: rgb(204,238,255); vertical-align: bottom"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; padding-bottom: 1pt"&gt;Prior service cost&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="padding-bottom: 1pt; font-weight: bold"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: left; font-weight: bold"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: right; font-weight: bold"&gt;&amp;#151;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt; font-weight: bold"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="padding-bottom: 1pt"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: left"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: right"&gt;44&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="background-color: white; vertical-align: bottom"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify"&gt;Amount recognized in AOCI before tax effect&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="font-weight: bold"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font-weight: bold"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: right; font-weight: bold"&gt;3,380&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font-weight: bold"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: right"&gt;16,289&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="background-color: rgb(204,238,255); vertical-align: bottom"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; padding-bottom: 1pt"&gt;Tax benefit&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="padding-bottom: 1pt; font-weight: bold"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: left; font-weight: bold"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: right; font-weight: bold"&gt;(1,317&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt; font-weight: bold"&gt;)&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="padding-bottom: 1pt"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: left"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: right"&gt;(6,434&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt"&gt;)&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="background-color: white; vertical-align: bottom"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; padding-bottom: 2.5pt"&gt;Net amount recognized as reduction to AOCI&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font-weight: bold"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: left; font-weight: bold"&gt;$&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: right; font-weight: bold"&gt;2,063&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt; font-weight: bold"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="padding-bottom: 2.5pt"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: left"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: right"&gt;9,855&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;/table&gt;</us-gaap:ScheduleOfAmountsRecognizedInOtherComprehensiveIncomeLossTableTextBlock>
    <us-gaap:ScheduleOfAmountsRecognizedInOtherComprehensiveIncomeLossTableTextBlock contextRef="From2012-01-01to2012-12-31_SerpPlanCurrentYearMember">&lt;table cellspacing="0" cellpadding="0" style="width: 100%; border-collapse: collapse; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;&lt;tr style="vertical-align: bottom"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; font-style: italic"&gt;($ in thousands)&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="padding-bottom: 1pt; font-weight: bold"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: center; font-weight: bold"&gt;2012&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="padding-bottom: 1pt; font-weight: bold"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="padding-bottom: 1pt"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: center"&gt;2011&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="padding-bottom: 1pt"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="text-align: justify"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="text-align: justify"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="background-color: rgb(204,238,255); vertical-align: bottom"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; width: 80%"&gt;Net (gain) loss&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="width: 1%; font-weight: bold"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; width: 1%; font-weight: bold"&gt;$&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: right; width: 7%; font-weight: bold"&gt;199&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; width: 1%; font-weight: bold"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="width: 1%"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; width: 1%"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: right; width: 7%"&gt;1,887&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; width: 1%"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="background-color: white; vertical-align: bottom"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; padding-bottom: 1pt"&gt;Prior service cost&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="padding-bottom: 1pt; font-weight: bold"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: left; font-weight: bold"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: right; font-weight: bold"&gt;&amp;#151;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt; font-weight: bold"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="padding-bottom: 1pt"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: left"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: right"&gt;102&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="background-color: rgb(204,238,255); vertical-align: bottom"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify"&gt;Amount recognized in AOCI before tax effect&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="font-weight: bold"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font-weight: bold"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: right; font-weight: bold"&gt;199&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font-weight: bold"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: right"&gt;1,989&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="background-color: white; vertical-align: bottom"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; padding-bottom: 1pt"&gt;Tax benefit&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="padding-bottom: 1pt; font-weight: bold"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: left; font-weight: bold"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: right; font-weight: bold"&gt;(79&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt; font-weight: bold"&gt;)&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="padding-bottom: 1pt"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: left"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: right"&gt;(786&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt"&gt;)&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="background-color: rgb(204,238,255); vertical-align: bottom"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; padding-bottom: 2.5pt"&gt;Net amount recognized as reduction to AOCI&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font-weight: bold"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: left; font-weight: bold"&gt;$&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: right; font-weight: bold"&gt;120&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt; font-weight: bold"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="padding-bottom: 2.5pt"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: left"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: right"&gt;1,203&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;/table&gt;</us-gaap:ScheduleOfAmountsRecognizedInOtherComprehensiveIncomeLossTableTextBlock>
    <us-gaap:ScheduleOfDefinedBenefitPlanAmountsRecognizedInOtherComprehensiveIncomeLossTableTextBlock contextRef="From2012-01-01to2012-12-31_PensionPlanMember">&lt;table cellspacing="0" cellpadding="0" style="width: 100%; border-collapse: collapse; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;&lt;tr style="vertical-align: bottom"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; font-style: italic"&gt;($ in thousands)&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="padding-bottom: 1pt; font-weight: bold"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: center; font-weight: bold"&gt;2012&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="padding-bottom: 1pt; font-weight: bold"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="padding-bottom: 1pt"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: center"&gt;2011&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="padding-bottom: 1pt"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="text-align: justify"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="text-align: justify"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="background-color: rgb(204,238,255); vertical-align: bottom"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; width: 80%"&gt;Accumulated other comprehensive loss at beginning of fiscal year&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="width: 1%; font-weight: bold"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; width: 1%; font-weight: bold"&gt;$&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: right; width: 7%; font-weight: bold"&gt;9,855&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; width: 1%; font-weight: bold"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="width: 1%"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; width: 1%"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: right; width: 7%"&gt;5,432&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; width: 1%"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="background-color: white; vertical-align: bottom"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify"&gt;Net (gain) loss arising during period&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="font-weight: bold"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font-weight: bold"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: right; font-weight: bold"&gt;(12,288&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font-weight: bold"&gt;)&lt;/td&gt;&#13;    &lt;td nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: right"&gt;7,707&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="background-color: rgb(204,238,255); vertical-align: bottom"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify"&gt;Prior service cost&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="font-weight: bold"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font-weight: bold"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: right; font-weight: bold"&gt;(32&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font-weight: bold"&gt;)&lt;/td&gt;&#13;    &lt;td nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: right"&gt;&amp;#151;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="background-color: white; vertical-align: bottom"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify"&gt;Transition Obligation&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="font-weight: bold"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font-weight: bold"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: right; font-weight: bold"&gt;(30&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font-weight: bold"&gt;)&lt;/td&gt;&#13;    &lt;td nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: right"&gt;&amp;#151;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="background-color: rgb(204,238,255); vertical-align: bottom"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify"&gt;Amortization of unrecognized actuarial loss&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="font-weight: bold"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font-weight: bold"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: right; font-weight: bold"&gt;(545&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font-weight: bold"&gt;)&lt;/td&gt;&#13;    &lt;td nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: right"&gt;(382&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left"&gt;)&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="background-color: white; vertical-align: bottom"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify"&gt;Amortization of prior service cost and transition obligation&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="font-weight: bold"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font-weight: bold"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: right; font-weight: bold"&gt;(14&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font-weight: bold"&gt;)&lt;/td&gt;&#13;    &lt;td nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: right"&gt;(13&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left"&gt;)&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="background-color: rgb(204,238,255); vertical-align: bottom"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; padding-bottom: 1pt"&gt;Tax expense (benefit) of changes during the year, net&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="padding-bottom: 1pt; font-weight: bold"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: left; font-weight: bold"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: right; font-weight: bold"&gt;5,117&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt; font-weight: bold"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="padding-bottom: 1pt"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: left"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: right"&gt;(2,889&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt"&gt;)&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="background-color: white; vertical-align: bottom"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; padding-bottom: 2.5pt"&gt;Accumulated other comprehensive loss at end of fiscal year&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font-weight: bold"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: left; font-weight: bold"&gt;$&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: right; font-weight: bold"&gt;2,063&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt; font-weight: bold"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="padding-bottom: 2.5pt"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: left"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: right"&gt;9,855&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;/table&gt;</us-gaap:ScheduleOfDefinedBenefitPlanAmountsRecognizedInOtherComprehensiveIncomeLossTableTextBlock>
    <us-gaap:ScheduleOfDefinedBenefitPlanAmountsRecognizedInOtherComprehensiveIncomeLossTableTextBlock contextRef="From2012-01-01to2012-12-31_SerpPlanCurrentYearMember">&lt;table cellspacing="0" cellpadding="0" style="width: 100%; border-collapse: collapse; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;&lt;tr style="vertical-align: bottom"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; font-style: italic"&gt;($ in thousands)&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="padding-bottom: 1pt; font-weight: bold"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: center; font-weight: bold"&gt;2012&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="padding-bottom: 1pt; font-weight: bold"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="padding-bottom: 1pt"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: center"&gt;2011&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="padding-bottom: 1pt"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="text-align: justify"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="text-align: justify"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="background-color: rgb(204,238,255); vertical-align: bottom"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; width: 80%"&gt;Accumulated other comprehensive loss at beginning of fiscal year&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="width: 1%; font-weight: bold"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; width: 1%; font-weight: bold"&gt;$&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: right; width: 7%; font-weight: bold"&gt;1,203&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; width: 1%; font-weight: bold"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="width: 1%"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; width: 1%"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: right; width: 7%"&gt;1,165&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; width: 1%"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="background-color: white; vertical-align: bottom"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify"&gt;Net (gain) loss arising during period&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="font-weight: bold"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font-weight: bold"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: right; font-weight: bold"&gt;(1,687&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font-weight: bold"&gt;)&lt;/td&gt;&#13;    &lt;td nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: right"&gt;93&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="background-color: rgb(204,238,255); vertical-align: bottom"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify"&gt;Prior service cost&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="font-weight: bold"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font-weight: bold"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: right; font-weight: bold"&gt;(83&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font-weight: bold"&gt;)&lt;/td&gt;&#13;    &lt;td nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: right"&gt;&amp;#151;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="background-color: white; vertical-align: bottom"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify"&gt;Amortization of unrecognized actuarial loss&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="font-weight: bold"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font-weight: bold"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: right; font-weight: bold"&gt;&amp;#151;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font-weight: bold"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: right"&gt;(12&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left"&gt;)&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="background-color: rgb(204,238,255); vertical-align: bottom"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify"&gt;Amortization of prior service cost and transition obligation&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="font-weight: bold"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font-weight: bold"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: right; font-weight: bold"&gt;(19&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font-weight: bold"&gt;)&lt;/td&gt;&#13;    &lt;td nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: right"&gt;(19&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left"&gt;)&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="background-color: white; vertical-align: bottom"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; padding-bottom: 1pt"&gt;Tax expense (benefit) of changes during the year, net&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="padding-bottom: 1pt; font-weight: bold"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: left; font-weight: bold"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: right; font-weight: bold"&gt;706&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt; font-weight: bold"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="padding-bottom: 1pt"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: left"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: right"&gt;(24&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt"&gt;)&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="background-color: rgb(204,238,255); vertical-align: bottom"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; padding-bottom: 2.5pt"&gt;Accumulated other comprehensive loss at end of fiscal year&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font-weight: bold"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: left; font-weight: bold"&gt;$&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: right; font-weight: bold"&gt;120&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt; font-weight: bold"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="padding-bottom: 2.5pt"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: left"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: right"&gt;1,203&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;/table&gt;</us-gaap:ScheduleOfDefinedBenefitPlanAmountsRecognizedInOtherComprehensiveIncomeLossTableTextBlock>
    <FBP:ReconciliationOfPrepaidPensionCostsTableTextBlock contextRef="From2012-01-01to2012-12-31_PensionPlanMember">&lt;table cellspacing="0" cellpadding="0" style="width: 100%; border-collapse: collapse; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;&lt;tr style="vertical-align: bottom"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; font-style: italic"&gt;($ in thousands)&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="padding-bottom: 1pt; font-weight: bold"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: center; font-weight: bold"&gt;2012&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="padding-bottom: 1pt; font-weight: bold"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="padding-bottom: 1pt"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: center"&gt;2011&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="padding-bottom: 1pt"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="text-align: justify"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="text-align: justify"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="background-color: rgb(204,238,255); vertical-align: bottom"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; width: 80%"&gt;Prepaid pension cost as of beginning of fiscal year&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="width: 1%; font-weight: bold"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; width: 1%; font-weight: bold"&gt;$&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: right; width: 7%; font-weight: bold"&gt;671&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; width: 1%; font-weight: bold"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="width: 1%"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; width: 1%"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: right; width: 7%"&gt;270&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; width: 1%"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="background-color: white; vertical-align: bottom"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify"&gt;Net periodic pension cost for fiscal year&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="font-weight: bold"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font-weight: bold"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: right; font-weight: bold"&gt;(1,876&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font-weight: bold"&gt;)&lt;/td&gt;&#13;    &lt;td nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: right"&gt;(2,099&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left"&gt;)&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="background-color: rgb(204,238,255); vertical-align: bottom"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify"&gt;Actual employer contributions&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="font-weight: bold"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font-weight: bold"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: right; font-weight: bold"&gt;2,500&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font-weight: bold"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: right"&gt;2,500&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="background-color: white; vertical-align: bottom"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; padding-bottom: 1pt"&gt;Effect of curtailment&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="padding-bottom: 1pt; font-weight: bold"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: left; font-weight: bold"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: right; font-weight: bold"&gt;(63&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt; font-weight: bold"&gt;)&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="padding-bottom: 1pt"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: left"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: right"&gt;&amp;#151;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="background-color: rgb(204,238,255); vertical-align: bottom"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; padding-bottom: 2.5pt"&gt;Prepaid pension asset as of end of fiscal year&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font-weight: bold"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: left; font-weight: bold"&gt;$&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: right; font-weight: bold"&gt;1,232&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt; font-weight: bold"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="padding-bottom: 2.5pt"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: left"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: right"&gt;671&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;/table&gt;</FBP:ReconciliationOfPrepaidPensionCostsTableTextBlock>
    <FBP:ReconciliationOfPrepaidPensionCostsTableTextBlock contextRef="From2012-01-01to2012-12-31_SerpPlanCurrentYearMember">&lt;table cellspacing="0" cellpadding="0" style="width: 100%; border-collapse: collapse; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;&lt;tr style="vertical-align: bottom"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; font-style: italic"&gt;($ in thousands)&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="padding-bottom: 1pt; font-weight: bold"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: center; font-weight: bold"&gt;2012&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="padding-bottom: 1pt; font-weight: bold"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="padding-bottom: 1pt"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: center"&gt;2011&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="padding-bottom: 1pt"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="text-align: justify"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="text-align: justify"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="background-color: rgb(204,238,255); vertical-align: bottom"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; width: 80%"&gt;Prepaid pension cost (liability) as of beginning of fiscal year&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="width: 1%; font-weight: bold"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; width: 1%; font-weight: bold"&gt;$&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: right; width: 7%; font-weight: bold"&gt;(6,075&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; width: 1%; font-weight: bold"&gt;)&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="width: 1%"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; width: 1%"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: right; width: 7%"&gt;(5,507&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; width: 1%"&gt;)&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="background-color: white; vertical-align: bottom"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify"&gt;Net periodic pension cost for fiscal year&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="font-weight: bold"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font-weight: bold"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: right; font-weight: bold"&gt;(602&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font-weight: bold"&gt;)&lt;/td&gt;&#13;    &lt;td nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: right"&gt;(673&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left"&gt;)&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="background-color: rgb(204,238,255); vertical-align: bottom"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify"&gt;Benefits paid&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="font-weight: bold"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font-weight: bold"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: right; font-weight: bold"&gt;146&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font-weight: bold"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: right"&gt;105&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="background-color: white; vertical-align: bottom"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; padding-bottom: 1pt"&gt;Effect of curtailment&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="padding-bottom: 1pt; font-weight: bold"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: left; font-weight: bold"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: right; font-weight: bold"&gt;(83&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt; font-weight: bold"&gt;)&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="padding-bottom: 1pt"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: left"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: right"&gt;&amp;#151;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="background-color: rgb(204,238,255); vertical-align: bottom"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; padding-bottom: 2.5pt"&gt;Prepaid pension cost (liability) as of end of fiscal year&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font-weight: bold"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: left; font-weight: bold"&gt;$&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: right; font-weight: bold"&gt;(6,614&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt; font-weight: bold"&gt;)&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="padding-bottom: 2.5pt"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: left"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: right"&gt;(6,075&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt"&gt;)&lt;/td&gt;&lt;/tr&gt;&#13;&lt;/table&gt;</FBP:ReconciliationOfPrepaidPensionCostsTableTextBlock>
    <us-gaap:ScheduleOfExpectedBenefitPaymentsTableTextBlock contextRef="From2012-01-01to2012-12-31_PensionPlanMember">&lt;table cellspacing="0" cellpadding="0" style="width: 100%; border-collapse: collapse; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;&lt;tr style="vertical-align: bottom"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify"&gt;&#13;        &lt;p style="font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify"&gt;&amp;#160;&lt;/p&gt;&#13;        &lt;p style="font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify"&gt;&lt;i&gt;($ in thousands)&lt;/i&gt;&lt;/p&gt;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="padding-bottom: 1pt"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: center"&gt;Estimated &lt;br /&gt;benefit &lt;br /&gt;payments&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="padding-bottom: 1pt"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="background-color: rgb(204,238,255); vertical-align: bottom"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; width: 90%"&gt;Year ending December 31, 2013&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="width: 1%"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; width: 1%"&gt;$&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: right; width: 7%"&gt;723&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; width: 1%"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="background-color: white; vertical-align: bottom"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify"&gt;Year ending December 31, 2014&lt;/td&gt;&#13;    &lt;td nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: right"&gt;860&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="background-color: rgb(204,238,255); vertical-align: bottom"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify"&gt;Year ending December 31, 2015&lt;/td&gt;&#13;    &lt;td nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: right"&gt;968&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="background-color: white; vertical-align: bottom"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify"&gt;Year ending December 31, 2016&lt;/td&gt;&#13;    &lt;td nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: right"&gt;1,160&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="background-color: rgb(204,238,255); vertical-align: bottom"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify"&gt;Year ending December 31, 2017&lt;/td&gt;&#13;    &lt;td nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: right"&gt;1,302&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="background-color: white; vertical-align: bottom"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify"&gt;Years ending December 31, 2018-2022&lt;/td&gt;&#13;    &lt;td nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: right"&gt;9,013&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;/table&gt;</us-gaap:ScheduleOfExpectedBenefitPaymentsTableTextBlock>
    <us-gaap:ScheduleOfExpectedBenefitPaymentsTableTextBlock contextRef="From2012-01-01to2012-12-31_SerpPlanCurrentYearMember">&lt;table cellspacing="0" cellpadding="0" style="width: 100%; border-collapse: collapse; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;&lt;tr style="vertical-align: bottom"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify"&gt;&#13;        &lt;p style="font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify"&gt;&amp;#160;&lt;/p&gt;&#13;        &lt;p style="font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify"&gt;&lt;i&gt;($ in thousands)&lt;/i&gt;&lt;/p&gt;&#13;        &lt;p style="font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify"&gt;&amp;#160;&lt;/p&gt;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="padding-bottom: 1pt"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: center"&gt;Estimated &lt;br /&gt;benefit &lt;br /&gt;payments&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="padding-bottom: 1pt"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="background-color: rgb(204,238,255); vertical-align: bottom"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; width: 90%"&gt;Year ending December 31, 2013&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="width: 1%"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; width: 1%"&gt;$&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: right; width: 7%"&gt;215&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; width: 1%"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="background-color: white; vertical-align: bottom"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify"&gt;Year ending December 31, 2014&lt;/td&gt;&#13;    &lt;td nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: right"&gt;220&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="background-color: rgb(204,238,255); vertical-align: bottom"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify"&gt;Year ending December 31, 2015&lt;/td&gt;&#13;    &lt;td nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: right"&gt;263&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="background-color: white; vertical-align: bottom"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify"&gt;Year ending December 31, 2016&lt;/td&gt;&#13;    &lt;td nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: right"&gt;330&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="background-color: rgb(204,238,255); vertical-align: bottom"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify"&gt;Year ending December 31, 2017&lt;/td&gt;&#13;    &lt;td nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: right"&gt;357&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="background-color: white; vertical-align: bottom"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify"&gt;Years ending December 31, 2018-2022&lt;/td&gt;&#13;    &lt;td nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: right"&gt;2,309&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;/table&gt;</us-gaap:ScheduleOfExpectedBenefitPaymentsTableTextBlock>
    <FBP:TargetedMixOfPensionPlansAssetsTableTextBlock contextRef="From2012-01-01to2012-12-31_PensionPlanMember">&lt;table cellspacing="0" cellpadding="0" style="width: 100%; border-collapse: collapse; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;&lt;tr style="vertical-align: bottom"&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: justify"&gt;Investment type&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="padding-bottom: 1pt"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: center; vertical-align: bottom"&gt;Targeted % &lt;br /&gt;of Total Assets&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="padding-bottom: 1pt"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="padding-bottom: 1pt"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: center"&gt;Acceptable Range % of &lt;br /&gt;Total Assets&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: center"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="text-align: center; vertical-align: bottom"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: center"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="background-color: rgb(204,238,255); vertical-align: bottom"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; text-decoration: underline"&gt;Fixed income investments&lt;/td&gt;&#13;    &lt;td nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: center; vertical-align: bottom"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: center; vertical-align: bottom"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: center; padding-left: 5.4pt"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="background-color: white; vertical-align: bottom"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; width: 33%"&gt;Cash/money market account&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="width: 1%"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: center; width: 1%; vertical-align: bottom"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: center; width: 31%; vertical-align: bottom"&gt;2%&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; width: 1%"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="width: 1%"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: center; padding-left: 5.4pt; width: 32%"&gt;1%-5%&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="background-color: rgb(204,238,255); vertical-align: bottom"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify"&gt;US government bond fund&lt;/td&gt;&#13;    &lt;td nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: center; vertical-align: bottom"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: center; vertical-align: bottom"&gt;10%&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: center; padding-left: 5.4pt"&gt;10%-20%&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="background-color: white; vertical-align: bottom"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify"&gt;US corporate bond fund&lt;/td&gt;&#13;    &lt;td nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: center; vertical-align: bottom"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: center; vertical-align: bottom"&gt;10%&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: center; padding-left: 5.4pt"&gt;5%-15%&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="background-color: rgb(204,238,255); vertical-align: bottom"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify"&gt;US corporate high yield bond fund&lt;/td&gt;&#13;    &lt;td nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: center; vertical-align: bottom"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: center; vertical-align: bottom"&gt;5%&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: center; padding-left: 5.4pt"&gt;0%-10%&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="background-color: white; vertical-align: bottom"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; text-decoration: underline"&gt;Equity investments&lt;/td&gt;&#13;    &lt;td nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: center; vertical-align: bottom"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: center; vertical-align: bottom"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: center; padding-left: 5.4pt"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="background-color: rgb(204,238,255); vertical-align: bottom"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify"&gt;Large cap value fund&lt;/td&gt;&#13;    &lt;td nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: center; vertical-align: bottom"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: center; vertical-align: bottom"&gt;20%&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: center; padding-left: 5.4pt"&gt;20%-30%&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="background-color: white; vertical-align: bottom"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify"&gt;Large cap growth fund&lt;/td&gt;&#13;    &lt;td nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: center; vertical-align: bottom"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: center; vertical-align: bottom"&gt;20%&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: center; padding-left: 5.4pt"&gt;20%-30%&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="background-color: rgb(204,238,255); vertical-align: bottom"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify"&gt;Mid cap equity fund&lt;/td&gt;&#13;    &lt;td nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: center; vertical-align: bottom"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: center; vertical-align: bottom"&gt;10%&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: center; padding-left: 5.4pt"&gt;5%-15%&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="background-color: white; vertical-align: bottom"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify"&gt;Small cap growth fund&lt;/td&gt;&#13;    &lt;td nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: center; vertical-align: bottom"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: center; vertical-align: bottom"&gt;8%&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: center; padding-left: 5.4pt"&gt;5%-15%&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="background-color: rgb(204,238,255); vertical-align: bottom"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify"&gt;Foreign equity fund&lt;/td&gt;&#13;    &lt;td nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: center; vertical-align: bottom"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: center; vertical-align: bottom"&gt;10%&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: center; padding-left: 5.4pt"&gt;5%-15%&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="background-color: white; vertical-align: bottom"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify"&gt;Company stock&lt;/td&gt;&#13;    &lt;td nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: center; vertical-align: bottom"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: center; vertical-align: bottom"&gt;5%&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: center; padding-left: 5.4pt"&gt;0%-10%&lt;/td&gt;&lt;/tr&gt;&#13;&lt;/table&gt;</FBP:TargetedMixOfPensionPlansAssetsTableTextBlock>
    <FBP:InvestmentCategoryBenchmarksTableTextBlock contextRef="From2012-01-01to2012-12-31_PensionPlanMember">&lt;table cellspacing="0" cellpadding="0" style="width: 100%; border-collapse: collapse; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;&lt;tr style="vertical-align: bottom"&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: left; width: 33%"&gt;&lt;br /&gt;Investment Category&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="padding-bottom: 1pt; width: 1%"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: center; width: 33%"&gt;Investment Category Benchmark&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="padding-bottom: 1pt; width: 1%"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: center; width: 32%"&gt;Range of Acceptable Deviation &lt;br /&gt;from Investment Category &lt;br /&gt;Benchmark&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="background-color: white; vertical-align: bottom"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: center"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: center"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: center"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="background-color: rgb(204,238,255); vertical-align: bottom"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; text-decoration: underline"&gt;Fixed income investments&lt;/td&gt;&#13;    &lt;td nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: center"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: center"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="background-color: white; vertical-align: bottom"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify"&gt;Cash/money market account&lt;/td&gt;&#13;    &lt;td nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: center"&gt;Citigroup Treasury Bill Index &amp;#150; 3 month&lt;/td&gt;&#13;    &lt;td nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: center"&gt;0-50 basis points&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="background-color: rgb(204,238,255); vertical-align: bottom"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify"&gt;US government bond fund&lt;/td&gt;&#13;    &lt;td nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: center"&gt;Barclays Intermediate Government Bond Index&lt;/td&gt;&#13;    &lt;td nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: center"&gt;0-200 basis points&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="background-color: white; vertical-align: bottom"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify"&gt;US corporate bond fund&lt;/td&gt;&#13;    &lt;td nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: center"&gt;Barclays Aggregate Index&lt;/td&gt;&#13;    &lt;td nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: center"&gt;0-200 basis points&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="background-color: rgb(204,238,255); vertical-align: bottom"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify"&gt;US corporate high yield bond fund&lt;/td&gt;&#13;    &lt;td nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: center"&gt;Barclays High Yield Index&lt;/td&gt;&#13;    &lt;td nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: center"&gt;0-200 basis points&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="background-color: white; vertical-align: bottom"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; text-decoration: underline"&gt;Equity investments&lt;/td&gt;&#13;    &lt;td nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: center"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: center"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="background-color: rgb(204,238,255); vertical-align: bottom"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify"&gt;Large cap value fund&lt;/td&gt;&#13;    &lt;td nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: center"&gt;Russell 1000 Value Index&lt;/td&gt;&#13;    &lt;td nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: center"&gt;0-300 basis points&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="background-color: white; vertical-align: bottom"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify"&gt;Large cap growth fund&lt;/td&gt;&#13;    &lt;td nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: center"&gt;Russell 1000 Growth Index&lt;/td&gt;&#13;    &lt;td nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: center"&gt;0-300 basis points&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="background-color: rgb(204,238,255); vertical-align: bottom"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify"&gt;Mid cap equity fund&lt;/td&gt;&#13;    &lt;td nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: center"&gt;Russell Mid Cap Index&lt;/td&gt;&#13;    &lt;td nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: center"&gt;0-300 basis points&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="background-color: white; vertical-align: bottom"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify"&gt;Small cap growth fund&lt;/td&gt;&#13;    &lt;td nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: center"&gt;Russell 2000 Growth Index&lt;/td&gt;&#13;    &lt;td nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: center"&gt;0-300 basis points&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="background-color: rgb(204,238,255); vertical-align: bottom"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify"&gt;Foreign equity fund&lt;/td&gt;&#13;    &lt;td nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: center"&gt;MSCI EAFE Index&lt;/td&gt;&#13;    &lt;td nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: center"&gt;0-300 basis points&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="background-color: white; vertical-align: bottom"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify"&gt;Company stock&lt;/td&gt;&#13;    &lt;td nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: center"&gt;Russell 2000 Index&lt;/td&gt;&#13;    &lt;td nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: center"&gt;0-300 basis points&lt;/td&gt;&lt;/tr&gt;&#13;&lt;/table&gt;</FBP:InvestmentCategoryBenchmarksTableTextBlock>
    <FBP:DifferenceInLoansHeldForSaleAndLoansSoldToThirdPartyChargedOff contextRef="From2012-01-01to2012-12-31" unitRef="USD" decimals="-3">37600000</FBP:DifferenceInLoansHeldForSaleAndLoansSoldToThirdPartyChargedOff>
    <FBP:WritedownOnNoncoveredForeclosedProperties contextRef="From2012-01-01to2012-12-31" unitRef="USD" decimals="-3">10600000</FBP:WritedownOnNoncoveredForeclosedProperties>
    <us-gaap:OtherInvestments contextRef="AsOf2011-12-31" unitRef="USD" decimals="-3">2600000</us-gaap:OtherInvestments>
    <us-gaap:OtherInvestments contextRef="AsOf2012-12-31" unitRef="USD" decimals="-3">2400000</us-gaap:OtherInvestments>
    <us-gaap:WeightedAverageNumberDilutedSharesOutstandingAdjustment contextRef="From2012-01-01to2012-12-31" unitRef="Shares" xsi:nil="true" />
    <us-gaap:WeightedAverageNumberDilutedSharesOutstandingAdjustment contextRef="From2011-01-01to2011-12-31" unitRef="Shares" decimals="INF">27172</us-gaap:WeightedAverageNumberDilutedSharesOutstandingAdjustment>
    <us-gaap:WeightedAverageNumberDilutedSharesOutstandingAdjustment contextRef="From2010-01-01to2010-12-31" unitRef="Shares" decimals="INF">28771</us-gaap:WeightedAverageNumberDilutedSharesOutstandingAdjustment>
    <us-gaap:NetIncomeLossAvailableToCommonStockholdersDiluted contextRef="From2012-01-01to2012-12-31" unitRef="USD" decimals="-3">-26215000</us-gaap:NetIncomeLossAvailableToCommonStockholdersDiluted>
    <us-gaap:NetIncomeLossAvailableToCommonStockholdersDiluted contextRef="From2011-01-01to2011-12-31" unitRef="USD" decimals="-3">7476000</us-gaap:NetIncomeLossAvailableToCommonStockholdersDiluted>
    <us-gaap:NetIncomeLossAvailableToCommonStockholdersDiluted contextRef="From2010-01-01to2010-12-31" unitRef="USD" decimals="-3">5875000</us-gaap:NetIncomeLossAvailableToCommonStockholdersDiluted>
    <FBP:AccumulatedOtherComprehensiveIncomeLossUnrealizedGainLossOnSecuritiesAvailableForSaleBeforeTax contextRef="AsOf2011-12-31" unitRef="USD" decimals="-3">3896000</FBP:AccumulatedOtherComprehensiveIncomeLossUnrealizedGainLossOnSecuritiesAvailableForSaleBeforeTax>
    <FBP:AccumulatedOtherComprehensiveIncomeLossUnrealizedGainLossOnSecuritiesAvailableForSaleBeforeTax contextRef="AsOf2010-12-31" unitRef="USD" decimals="-3">2478000</FBP:AccumulatedOtherComprehensiveIncomeLossUnrealizedGainLossOnSecuritiesAvailableForSaleBeforeTax>
    <FBP:AccumulatedOtherComprehensiveIncomeLossUnrealizedGainLossOnSecuritiesAvailableForSaleBeforeTax contextRef="AsOf2012-12-31" unitRef="USD" decimals="-3">3290000</FBP:AccumulatedOtherComprehensiveIncomeLossUnrealizedGainLossOnSecuritiesAvailableForSaleBeforeTax>
    <FBP:AccumulatedOtherComprehensiveIncomeLossUnrealizedGainLossOnSecuritiesAvailableForSaleTax contextRef="AsOf2011-12-31" unitRef="USD" decimals="-3">-1520000</FBP:AccumulatedOtherComprehensiveIncomeLossUnrealizedGainLossOnSecuritiesAvailableForSaleTax>
    <FBP:AccumulatedOtherComprehensiveIncomeLossUnrealizedGainLossOnSecuritiesAvailableForSaleTax contextRef="AsOf2010-12-31" unitRef="USD" decimals="-3">-966000</FBP:AccumulatedOtherComprehensiveIncomeLossUnrealizedGainLossOnSecuritiesAvailableForSaleTax>
    <FBP:AccumulatedOtherComprehensiveIncomeLossUnrealizedGainLossOnSecuritiesAvailableForSaleTax contextRef="AsOf2012-12-31" unitRef="USD" decimals="-3">-1283000</FBP:AccumulatedOtherComprehensiveIncomeLossUnrealizedGainLossOnSecuritiesAvailableForSaleTax>
    <us-gaap:AccumulatedOtherComprehensiveIncomeLossAvailableForSaleSecuritiesAdjustmentNetOfTax contextRef="AsOf2011-12-31" unitRef="USD" decimals="-3">2376000</us-gaap:AccumulatedOtherComprehensiveIncomeLossAvailableForSaleSecuritiesAdjustmentNetOfTax>
    <us-gaap:AccumulatedOtherComprehensiveIncomeLossAvailableForSaleSecuritiesAdjustmentNetOfTax contextRef="AsOf2010-12-31" unitRef="USD" decimals="-3">1512000</us-gaap:AccumulatedOtherComprehensiveIncomeLossAvailableForSaleSecuritiesAdjustmentNetOfTax>
    <us-gaap:AccumulatedOtherComprehensiveIncomeLossAvailableForSaleSecuritiesAdjustmentNetOfTax contextRef="AsOf2012-12-31" unitRef="USD" decimals="-3">2007000</us-gaap:AccumulatedOtherComprehensiveIncomeLossAvailableForSaleSecuritiesAdjustmentNetOfTax>
    <us-gaap:DefinedBenefitPlanAccumulatedOtherComprehensiveIncomeMinimumPensionLiabilityBeforeTax contextRef="AsOf2011-12-31" unitRef="USD" decimals="-3">18278000</us-gaap:DefinedBenefitPlanAccumulatedOtherComprehensiveIncomeMinimumPensionLiabilityBeforeTax>
    <us-gaap:DefinedBenefitPlanAccumulatedOtherComprehensiveIncomeMinimumPensionLiabilityBeforeTax contextRef="AsOf2010-12-31" unitRef="USD" decimals="-3">10905000</us-gaap:DefinedBenefitPlanAccumulatedOtherComprehensiveIncomeMinimumPensionLiabilityBeforeTax>
    <us-gaap:DefinedBenefitPlanAccumulatedOtherComprehensiveIncomeMinimumPensionLiabilityBeforeTax contextRef="AsOf2012-12-31" unitRef="USD" decimals="-3">3579000</us-gaap:DefinedBenefitPlanAccumulatedOtherComprehensiveIncomeMinimumPensionLiabilityBeforeTax>
    <FBP:AccumulatedOtherComprehensiveIncomeLossPensionLiabilityTax contextRef="AsOf2011-12-31" unitRef="USD" decimals="-3">-7220000</FBP:AccumulatedOtherComprehensiveIncomeLossPensionLiabilityTax>
    <FBP:AccumulatedOtherComprehensiveIncomeLossPensionLiabilityTax contextRef="AsOf2010-12-31" unitRef="USD" decimals="-3">-4308000</FBP:AccumulatedOtherComprehensiveIncomeLossPensionLiabilityTax>
    <FBP:AccumulatedOtherComprehensiveIncomeLossPensionLiabilityTax contextRef="AsOf2012-12-31" unitRef="USD" decimals="-3">-1396000</FBP:AccumulatedOtherComprehensiveIncomeLossPensionLiabilityTax>
    <us-gaap:DefinedBenefitPlanAccumulatedOtherComprehensiveIncomeMinimumPensionLiabilityAfterTax contextRef="AsOf2011-12-31" unitRef="USD" decimals="-3">11058000</us-gaap:DefinedBenefitPlanAccumulatedOtherComprehensiveIncomeMinimumPensionLiabilityAfterTax>
    <us-gaap:DefinedBenefitPlanAccumulatedOtherComprehensiveIncomeMinimumPensionLiabilityAfterTax contextRef="AsOf2010-12-31" unitRef="USD" decimals="-3">6597000</us-gaap:DefinedBenefitPlanAccumulatedOtherComprehensiveIncomeMinimumPensionLiabilityAfterTax>
    <us-gaap:DefinedBenefitPlanAccumulatedOtherComprehensiveIncomeMinimumPensionLiabilityAfterTax contextRef="AsOf2012-12-31" unitRef="USD" decimals="-3">2183000</us-gaap:DefinedBenefitPlanAccumulatedOtherComprehensiveIncomeMinimumPensionLiabilityAfterTax>
    <us-gaap:AccumulatedOtherComprehensiveIncomeLossNetOfTax contextRef="AsOf2011-12-31" unitRef="USD" decimals="-3">-8682000</us-gaap:AccumulatedOtherComprehensiveIncomeLossNetOfTax>
    <us-gaap:AccumulatedOtherComprehensiveIncomeLossNetOfTax contextRef="AsOf2010-12-31" unitRef="USD" decimals="-3">-5085000</us-gaap:AccumulatedOtherComprehensiveIncomeLossNetOfTax>
    <us-gaap:AccumulatedOtherComprehensiveIncomeLossNetOfTax contextRef="AsOf2012-12-31" unitRef="USD" decimals="-3">-176000</us-gaap:AccumulatedOtherComprehensiveIncomeLossNetOfTax>
    <us-gaap:BusinessAcquisitionPurchasePriceAllocationCurrentAssetsCashAndCashEquivalents contextRef="AsOf2011-01-21_BankofAshevilleMember" unitRef="USD" decimals="-3">27297000</us-gaap:BusinessAcquisitionPurchasePriceAllocationCurrentAssetsCashAndCashEquivalents>
    <us-gaap:BusinessAcquisitionPurchasePriceAllocationCurrentAssetsCashAndCashEquivalents contextRef="AsOf2011-01-21_FairValueAdjustmentsMember" unitRef="USD" xsi:nil="true" />
    <us-gaap:BusinessAcquisitionPurchasePriceAllocationCurrentAssetsCashAndCashEquivalents contextRef="AsOf2011-01-21" unitRef="USD" decimals="-3">27297000</us-gaap:BusinessAcquisitionPurchasePriceAllocationCurrentAssetsCashAndCashEquivalents>
    <us-gaap:BusinessAcquisitionPurchasePriceAllocationCurrentAssetsMarketableSecurities contextRef="AsOf2011-01-21_BankofAshevilleMember" unitRef="USD" decimals="-3">4461000</us-gaap:BusinessAcquisitionPurchasePriceAllocationCurrentAssetsMarketableSecurities>
    <us-gaap:BusinessAcquisitionPurchasePriceAllocationCurrentAssetsMarketableSecurities contextRef="AsOf2011-01-21_FairValueAdjustmentsMember" unitRef="USD" xsi:nil="true" />
    <us-gaap:BusinessAcquisitionPurchasePriceAllocationCurrentAssetsMarketableSecurities contextRef="AsOf2011-01-21" unitRef="USD" decimals="-3">4461000</us-gaap:BusinessAcquisitionPurchasePriceAllocationCurrentAssetsMarketableSecurities>
    <us-gaap:BusinessAcquisitionPurchasePriceAllocationOtherAssets contextRef="AsOf2011-01-21_BankofAshevilleMember" unitRef="USD" decimals="-3">1146000</us-gaap:BusinessAcquisitionPurchasePriceAllocationOtherAssets>
    <us-gaap:BusinessAcquisitionPurchasePriceAllocationOtherAssets contextRef="AsOf2011-01-21_FairValueAdjustmentsMember" unitRef="USD" decimals="-3">-370000</us-gaap:BusinessAcquisitionPurchasePriceAllocationOtherAssets>
    <us-gaap:BusinessAcquisitionPurchasePriceAllocationOtherAssets contextRef="AsOf2011-01-21" unitRef="USD" decimals="-3">776000</us-gaap:BusinessAcquisitionPurchasePriceAllocationOtherAssets>
    <us-gaap:BusinessAcquisitionPurchasePriceAllocationAssetsAcquired contextRef="AsOf2011-01-21_BankofAshevilleMember" unitRef="USD" decimals="-3">190399000</us-gaap:BusinessAcquisitionPurchasePriceAllocationAssetsAcquired>
    <us-gaap:BusinessAcquisitionPurchasePriceAllocationAssetsAcquired contextRef="AsOf2011-01-21_FairValueAdjustmentsMember" unitRef="USD" decimals="-3">-11760000</us-gaap:BusinessAcquisitionPurchasePriceAllocationAssetsAcquired>
    <us-gaap:BusinessAcquisitionPurchasePriceAllocationAssetsAcquired contextRef="AsOf2011-01-21" unitRef="USD" decimals="-3">178639000</us-gaap:BusinessAcquisitionPurchasePriceAllocationAssetsAcquired>
    <us-gaap:BusinessAcquisitionPurchasePriceAllocationNotesPayableAndLongTermDebt contextRef="AsOf2011-01-21_BankofAshevilleMember" unitRef="USD" decimals="-3">4004000</us-gaap:BusinessAcquisitionPurchasePriceAllocationNotesPayableAndLongTermDebt>
    <us-gaap:BusinessAcquisitionPurchasePriceAllocationNotesPayableAndLongTermDebt contextRef="AsOf2011-01-21_FairValueAdjustmentsMember" unitRef="USD" decimals="-3">77000</us-gaap:BusinessAcquisitionPurchasePriceAllocationNotesPayableAndLongTermDebt>
    <us-gaap:BusinessAcquisitionPurchasePriceAllocationNotesPayableAndLongTermDebt contextRef="AsOf2011-01-21" unitRef="USD" decimals="-3">4081000</us-gaap:BusinessAcquisitionPurchasePriceAllocationNotesPayableAndLongTermDebt>
    <us-gaap:BusinessAcquisitionPurchasePriceAllocationOtherLiabilities contextRef="AsOf2011-01-21_BankofAshevilleMember" unitRef="USD" decimals="-3">111000</us-gaap:BusinessAcquisitionPurchasePriceAllocationOtherLiabilities>
    <us-gaap:BusinessAcquisitionPurchasePriceAllocationOtherLiabilities contextRef="AsOf2011-01-21_FairValueAdjustmentsMember" unitRef="USD" decimals="-3">1447000</us-gaap:BusinessAcquisitionPurchasePriceAllocationOtherLiabilities>
    <us-gaap:BusinessAcquisitionPurchasePriceAllocationOtherLiabilities contextRef="AsOf2011-01-21" unitRef="USD" decimals="-3">1558000</us-gaap:BusinessAcquisitionPurchasePriceAllocationOtherLiabilities>
    <us-gaap:BusinessAcquisitionPurchasePriceAllocationLiabilitiesAssumed contextRef="AsOf2011-01-21_BankofAshevilleMember" unitRef="USD" decimals="-3">196399000</us-gaap:BusinessAcquisitionPurchasePriceAllocationLiabilitiesAssumed>
    <us-gaap:BusinessAcquisitionPurchasePriceAllocationLiabilitiesAssumed contextRef="AsOf2011-01-21_FairValueAdjustmentsMember" unitRef="USD" decimals="-3">1984000</us-gaap:BusinessAcquisitionPurchasePriceAllocationLiabilitiesAssumed>
    <us-gaap:BusinessAcquisitionPurchasePriceAllocationLiabilitiesAssumed contextRef="AsOf2012-08-24" unitRef="USD" decimals="-3">9000000</us-gaap:BusinessAcquisitionPurchasePriceAllocationLiabilitiesAssumed>
    <us-gaap:BusinessAcquisitionPurchasePriceAllocationLiabilitiesAssumed contextRef="AsOf2012-09-26" unitRef="USD" decimals="-3">64000000</us-gaap:BusinessAcquisitionPurchasePriceAllocationLiabilitiesAssumed>
    <us-gaap:BusinessAcquisitionPurchasePriceAllocationLiabilitiesAssumed contextRef="AsOf2011-01-21" unitRef="USD" decimals="-3">198383000</us-gaap:BusinessAcquisitionPurchasePriceAllocationLiabilitiesAssumed>
    <us-gaap:BusinessAcquisitionPurchasePriceAllocationAssetsAcquiredLiabilitiesAssumedNet contextRef="AsOf2011-01-21_BankofAshevilleMember" unitRef="USD" decimals="-3">-6000000</us-gaap:BusinessAcquisitionPurchasePriceAllocationAssetsAcquiredLiabilitiesAssumedNet>
    <us-gaap:BusinessAcquisitionPurchasePriceAllocationAssetsAcquiredLiabilitiesAssumedNet contextRef="AsOf2011-01-21_FairValueAdjustmentsMember" unitRef="USD" decimals="-3">-13744000</us-gaap:BusinessAcquisitionPurchasePriceAllocationAssetsAcquiredLiabilitiesAssumedNet>
    <us-gaap:BusinessAcquisitionPurchasePriceAllocationAssetsAcquiredLiabilitiesAssumedNet contextRef="AsOf2011-01-21" unitRef="USD" decimals="-3">-19744000</us-gaap:BusinessAcquisitionPurchasePriceAllocationAssetsAcquiredLiabilitiesAssumedNet>
    <FBP:BusinessAcquisitionPurchasePriceAllocationDeposits contextRef="AsOf2011-01-21_BankofAshevilleMember" unitRef="USD" decimals="-3">192284000</FBP:BusinessAcquisitionPurchasePriceAllocationDeposits>
    <FBP:BusinessAcquisitionPurchasePriceAllocationDeposits contextRef="AsOf2011-01-21_FairValueAdjustmentsMember" unitRef="USD" decimals="-3">460000</FBP:BusinessAcquisitionPurchasePriceAllocationDeposits>
    <FBP:BusinessAcquisitionPurchasePriceAllocationDeposits contextRef="AsOf2011-01-21" unitRef="USD" decimals="-3">192744000</FBP:BusinessAcquisitionPurchasePriceAllocationDeposits>
    <FBP:BusinessAcquisitionPurchasePriceAllocationLoans contextRef="AsOf2011-01-21_BankofAshevilleMember" unitRef="USD" decimals="-3">153994000</FBP:BusinessAcquisitionPurchasePriceAllocationLoans>
    <FBP:BusinessAcquisitionPurchasePriceAllocationLoans contextRef="AsOf2011-01-21_FairValueAdjustmentsMember" unitRef="USD" decimals="-3">-51726000</FBP:BusinessAcquisitionPurchasePriceAllocationLoans>
    <FBP:BusinessAcquisitionPurchasePriceAllocationLoans contextRef="AsOf2011-01-21" unitRef="USD" decimals="-3">102268000</FBP:BusinessAcquisitionPurchasePriceAllocationLoans>
    <FBP:BusinessAcquisitionPurchasePriceAllocationCoreDepositIntangible contextRef="AsOf2011-01-21_BankofAshevilleMember" unitRef="USD" xsi:nil="true" />
    <FBP:BusinessAcquisitionPurchasePriceAllocationCoreDepositIntangible contextRef="AsOf2011-01-21_FairValueAdjustmentsMember" unitRef="USD" decimals="-3">277000</FBP:BusinessAcquisitionPurchasePriceAllocationCoreDepositIntangible>
    <FBP:BusinessAcquisitionPurchasePriceAllocationCoreDepositIntangible contextRef="AsOf2011-01-21" unitRef="USD" decimals="-3">277000</FBP:BusinessAcquisitionPurchasePriceAllocationCoreDepositIntangible>
    <FBP:BusinessAcquisitionPurchasePriceAllocationFdicIndemnificationAsset contextRef="AsOf2011-01-21_BankofAshevilleMember" unitRef="USD" xsi:nil="true" />
    <FBP:BusinessAcquisitionPurchasePriceAllocationFdicIndemnificationAsset contextRef="AsOf2011-01-21_FairValueAdjustmentsMember" unitRef="USD" decimals="-3">42218000</FBP:BusinessAcquisitionPurchasePriceAllocationFdicIndemnificationAsset>
    <FBP:BusinessAcquisitionPurchasePriceAllocationFdicIndemnificationAsset contextRef="AsOf2011-01-21" unitRef="USD" decimals="-3">42218000</FBP:BusinessAcquisitionPurchasePriceAllocationFdicIndemnificationAsset>
    <FBP:BusinessAcquisitionPurchasePriceAllocationForeclosedProperties contextRef="AsOf2011-01-21_BankofAshevilleMember" unitRef="USD" decimals="-3">3501000</FBP:BusinessAcquisitionPurchasePriceAllocationForeclosedProperties>
    <FBP:BusinessAcquisitionPurchasePriceAllocationForeclosedProperties contextRef="AsOf2011-01-21_FairValueAdjustmentsMember" unitRef="USD" decimals="-3">-2159000</FBP:BusinessAcquisitionPurchasePriceAllocationForeclosedProperties>
    <FBP:BusinessAcquisitionPurchasePriceAllocationForeclosedProperties contextRef="AsOf2011-01-21" unitRef="USD" decimals="-3">1342000</FBP:BusinessAcquisitionPurchasePriceAllocationForeclosedProperties>
    <us-gaap:GainOnPurchaseOfBusiness contextRef="From2011-01-01to2011-12-31" unitRef="USD" decimals="-3">10196000</us-gaap:GainOnPurchaseOfBusiness>
    <FBP:BusinessAcquisitionPurchasePriceAllocationCashReceivedreceivableFromFdicAtClosing contextRef="AsOf2011-01-21_BankofAshevilleMember" unitRef="USD" decimals="-3">29940000</FBP:BusinessAcquisitionPurchasePriceAllocationCashReceivedreceivableFromFdicAtClosing>
    <FBP:BusinessAcquisitionPurchasePriceAllocationCashReceivedreceivableFromFdicAtClosing contextRef="AsOf2011-01-21" unitRef="USD" decimals="-3">29940000</FBP:BusinessAcquisitionPurchasePriceAllocationCashReceivedreceivableFromFdicAtClosing>
    <FBP:LessAssetDiscount contextRef="AsOf2011-01-21_BankofAshevilleMember" unitRef="USD" decimals="-3">-23940000</FBP:LessAssetDiscount>
    <us-gaap:BusinessAcquisitionNameOfAcquiredEntity contextRef="From2011-01-01to2011-01-26"> Bank of Asheville</us-gaap:BusinessAcquisitionNameOfAcquiredEntity>
    <us-gaap:BusinessAcquisitionNameOfAcquiredEntity contextRef="From2012-08-01to2012-08-24">Gateway Bank &amp; Trust Co.</us-gaap:BusinessAcquisitionNameOfAcquiredEntity>
    <us-gaap:BusinessAcquisitionNameOfAcquiredEntity contextRef="From2012-09-01to2012-09-26">Four Oaks Bank &amp; Trust Co</us-gaap:BusinessAcquisitionNameOfAcquiredEntity>
    <us-gaap:BusinessAcquisitionDateOfAcquisitionAgreement1 contextRef="From2011-01-01to2011-01-26">2011-01-21</us-gaap:BusinessAcquisitionDateOfAcquisitionAgreement1>
    <us-gaap:BusinessAcquisitionDateOfAcquisitionAgreement1 contextRef="From2012-08-01to2012-08-24">2012-08-24</us-gaap:BusinessAcquisitionDateOfAcquisitionAgreement1>
    <us-gaap:BusinessAcquisitionDateOfAcquisitionAgreement1 contextRef="From2012-09-01to2012-09-26">2012-09-26</us-gaap:BusinessAcquisitionDateOfAcquisitionAgreement1>
    <FBP:EstimatedReceivableFromFdic contextRef="AsOf2011-01-26" unitRef="USD" decimals="-3">42200000</FBP:EstimatedReceivableFromFdic>
    <us-gaap:BusinessAcquisitionPurchasePriceAllocationIntangibleAssetsOtherThanGoodwill contextRef="AsOf2012-08-24" unitRef="USD" decimals="-3">107000</us-gaap:BusinessAcquisitionPurchasePriceAllocationIntangibleAssetsOtherThanGoodwill>
    <us-gaap:LoansAssumed1 contextRef="From2012-09-01to2012-09-26" unitRef="USD" decimals="0">22000000</us-gaap:LoansAssumed1>
    <us-gaap:AvailableForSaleSecuritiesDebtMaturitiesWithinOneYearAmortizedCost contextRef="AsOf2012-12-31" unitRef="USD" xsi:nil="true" />
    <us-gaap:AvailableForSaleSecuritiesDebtMaturitiesAfterOneThroughFiveYearsAmortizedCost contextRef="AsOf2012-12-31" unitRef="USD" decimals="-3">14498000</us-gaap:AvailableForSaleSecuritiesDebtMaturitiesAfterOneThroughFiveYearsAmortizedCost>
    <us-gaap:AvailableForSaleSecuritiesDebtMaturitiesAfterFiveThroughTenYearsAmortizedCost contextRef="AsOf2012-12-31" unitRef="USD" xsi:nil="true" />
    <us-gaap:AvailableForSaleSecuritiesDebtMaturitiesAfterTenYearsAmortizedCost contextRef="AsOf2012-12-31" unitRef="USD" decimals="-3">1000000</us-gaap:AvailableForSaleSecuritiesDebtMaturitiesAfterTenYearsAmortizedCost>
    <us-gaap:AvailableForSaleSecuritiesDebtMaturitiesWithoutSingleMaturityDateAmortizedCost contextRef="AsOf2012-12-31" unitRef="USD" decimals="-3">143539000</us-gaap:AvailableForSaleSecuritiesDebtMaturitiesWithoutSingleMaturityDateAmortizedCost>
    <us-gaap:AvailableForSaleSecuritiesDebtMaturitiesAmortizedCost contextRef="AsOf2012-12-31" unitRef="USD" decimals="-3">159037000</us-gaap:AvailableForSaleSecuritiesDebtMaturitiesAmortizedCost>
    <us-gaap:AvailableForSaleEquitySecuritiesAmortizedCostBasis contextRef="AsOf2012-12-31" unitRef="USD" decimals="-3">5026000</us-gaap:AvailableForSaleEquitySecuritiesAmortizedCostBasis>
    <us-gaap:AvailableForSaleSecuritiesDebtMaturitiesWithinOneYearFairValue contextRef="AsOf2012-12-31" unitRef="USD" xsi:nil="true" />
    <us-gaap:AvailableForSaleSecuritiesDebtMaturitiesAfterOneThroughFiveYearsFairValue contextRef="AsOf2012-12-31" unitRef="USD" decimals="-3">14669000</us-gaap:AvailableForSaleSecuritiesDebtMaturitiesAfterOneThroughFiveYearsFairValue>
    <us-gaap:AvailableForSaleSecuritiesDebtMaturitiesAfterFiveThroughTenYearsFairValue contextRef="AsOf2012-12-31" unitRef="USD" xsi:nil="true" />
    <us-gaap:AvailableForSaleSecuritiesDebtMaturitiesAfterTenYearsFairValue contextRef="AsOf2012-12-31" unitRef="USD" decimals="-3">740000</us-gaap:AvailableForSaleSecuritiesDebtMaturitiesAfterTenYearsFairValue>
    <us-gaap:AvailableForSaleSecuritiesDebtMaturitiesWithoutSingleMaturityDateFairValue contextRef="AsOf2012-12-31" unitRef="USD" decimals="-3">146926000</us-gaap:AvailableForSaleSecuritiesDebtMaturitiesWithoutSingleMaturityDateFairValue>
    <us-gaap:AvailableForSaleSecuritiesDebtSecurities contextRef="AsOf2012-12-31" unitRef="USD" decimals="-3">162335000</us-gaap:AvailableForSaleSecuritiesDebtSecurities>
    <us-gaap:AvailableForSaleSecuritiesEquitySecurities contextRef="AsOf2012-12-31" unitRef="USD" decimals="-3">5017000</us-gaap:AvailableForSaleSecuritiesEquitySecurities>
    <us-gaap:HeldToMaturitySecuritiesDebtMaturitiesWithinOneYearNetCarryingAmount contextRef="AsOf2012-12-31" unitRef="USD" decimals="-3">350000</us-gaap:HeldToMaturitySecuritiesDebtMaturitiesWithinOneYearNetCarryingAmount>
    <us-gaap:HeldToMaturitySecuritiesDebtMaturitiesAfterOneThroughFiveYearsNetCarryingAmount contextRef="AsOf2012-12-31" unitRef="USD" decimals="-3">3837000</us-gaap:HeldToMaturitySecuritiesDebtMaturitiesAfterOneThroughFiveYearsNetCarryingAmount>
    <us-gaap:HeldToMaturitySecuritiesDebtMaturitiesAfterFiveThroughTenYearsNetCarryingAmount contextRef="AsOf2012-12-31" unitRef="USD" decimals="-3">29005000</us-gaap:HeldToMaturitySecuritiesDebtMaturitiesAfterFiveThroughTenYearsNetCarryingAmount>
    <us-gaap:HeldToMaturitySecuritiesDebtMaturitiesAfterTenYearsNetCarryingAmount contextRef="AsOf2012-12-31" unitRef="USD" decimals="-3">22872000</us-gaap:HeldToMaturitySecuritiesDebtMaturitiesAfterTenYearsNetCarryingAmount>
    <us-gaap:HeldToMaturitySecuritiesDebtMaturitiesWithoutSingleMaturityDateNetCarryingAmount contextRef="AsOf2012-12-31" unitRef="USD" xsi:nil="true" />
    <us-gaap:HeldToMaturitySecuritiesDebtMaturitiesNetCarryingAmount contextRef="AsOf2012-12-31" unitRef="USD" decimals="-3">56064000</us-gaap:HeldToMaturitySecuritiesDebtMaturitiesNetCarryingAmount>
    <us-gaap:HeldToMaturitySecuritiesDebtMaturitiesNextRollingTwelveMonthsFairValue contextRef="AsOf2012-12-31" unitRef="USD" decimals="-3">352000</us-gaap:HeldToMaturitySecuritiesDebtMaturitiesNextRollingTwelveMonthsFairValue>
    <us-gaap:HeldToMaturitySecuritiesDebtMaturitiesRollingYearTwoThroughFiveFairValue contextRef="AsOf2012-12-31" unitRef="USD" decimals="-3">4140000</us-gaap:HeldToMaturitySecuritiesDebtMaturitiesRollingYearTwoThroughFiveFairValue>
    <us-gaap:HeldToMaturitySecuritiesDebtMaturitiesRollingYearSixThroughTenFairValue contextRef="AsOf2012-12-31" unitRef="USD" decimals="-3">31807000</us-gaap:HeldToMaturitySecuritiesDebtMaturitiesRollingYearSixThroughTenFairValue>
    <us-gaap:HeldToMaturitySecuritiesDebtMaturitiesRollingAfterTenYearsFairValue contextRef="AsOf2012-12-31" unitRef="USD" decimals="-3">25197000</us-gaap:HeldToMaturitySecuritiesDebtMaturitiesRollingAfterTenYearsFairValue>
    <us-gaap:HeldToMaturitySecuritiesDebtMaturitiesFairValue contextRef="AsOf2012-12-31" unitRef="USD" decimals="-3">61496000</us-gaap:HeldToMaturitySecuritiesDebtMaturitiesFairValue>
    <FBP:NonperformingLoansHeldForSale contextRef="AsOf2012-12-31_NonCoveredNonperformingAssetsMember" unitRef="USD" decimals="-3">21938000</FBP:NonperformingLoansHeldForSale>
    <FBP:TdrsArisingDuringPeriodAccruingPremodification contextRef="From2012-01-01to2012-12-31_CoveredMember" unitRef="USD" decimals="-3">7526000</FBP:TdrsArisingDuringPeriodAccruingPremodification>
    <FBP:TdrsArisingDuringPeriodAccruingPremodification contextRef="From2011-01-01to2011-12-31_CoveredMember" unitRef="USD" decimals="-3">6528000</FBP:TdrsArisingDuringPeriodAccruingPremodification>
    <FBP:TdrsArisingDuringPeriodAccruingPremodification contextRef="From2012-01-01to2012-12-31_NonCoveredMember_RealEstateConstructionMember" unitRef="USD" decimals="-3">642000</FBP:TdrsArisingDuringPeriodAccruingPremodification>
    <FBP:TdrsArisingDuringPeriodAccruingPremodification contextRef="From2011-01-01to2011-12-31_NonCoveredMember_RealEstateConstructionMember" unitRef="USD" decimals="-3">501000</FBP:TdrsArisingDuringPeriodAccruingPremodification>
    <FBP:TdrsArisingDuringPeriodAccruingPremodification contextRef="From2012-01-01to2012-12-31_NonCoveredMember_RealEstateResidentialMember" unitRef="USD" decimals="-3">1653000</FBP:TdrsArisingDuringPeriodAccruingPremodification>
    <FBP:TdrsArisingDuringPeriodAccruingPremodification contextRef="From2011-01-01to2011-12-31_NonCoveredMember_RealEstateResidentialMember" unitRef="USD" decimals="-3">1635000</FBP:TdrsArisingDuringPeriodAccruingPremodification>
    <FBP:TdrsArisingDuringPeriodAccruingPremodification contextRef="From2012-01-01to2012-12-31_NonCoveredMember_RealEstateCommercialMember" unitRef="USD" xsi:nil="true" />
    <FBP:TdrsArisingDuringPeriodAccruingPremodification contextRef="From2011-01-01to2011-12-31_NonCoveredMember_RealEstateCommercialMember" unitRef="USD" decimals="-3">1871000</FBP:TdrsArisingDuringPeriodAccruingPremodification>
    <FBP:FinancingReceivableModificationsNumberOfContracts1Total contextRef="From2012-01-01to2012-12-31" unitRef="Pure" decimals="INF">46</FBP:FinancingReceivableModificationsNumberOfContracts1Total>
    <FBP:FinancingReceivableModificationsNumberOfContracts1Total contextRef="From2011-01-01to2011-12-31" unitRef="Pure" decimals="INF">64</FBP:FinancingReceivableModificationsNumberOfContracts1Total>
    <FBP:FinancingReceivableModificationsNumberOfContracts1Total contextRef="From2012-01-01to2012-12-31_NonCoveredMember" unitRef="Pure" decimals="INF">36</FBP:FinancingReceivableModificationsNumberOfContracts1Total>
    <FBP:FinancingReceivableModificationsNumberOfContracts1Total contextRef="From2011-01-01to2011-12-31_NonCoveredMember" unitRef="Pure" decimals="INF">19</FBP:FinancingReceivableModificationsNumberOfContracts1Total>
    <FBP:TdrsArisingDuringPeriodNonaccrualPremodification contextRef="From2012-01-01to2012-12-31_CoveredMember" unitRef="USD" decimals="-3">1230000</FBP:TdrsArisingDuringPeriodNonaccrualPremodification>
    <FBP:TdrsArisingDuringPeriodNonaccrualPremodification contextRef="From2011-01-01to2011-12-31_CoveredMember" unitRef="USD" decimals="-3">1472000</FBP:TdrsArisingDuringPeriodNonaccrualPremodification>
    <FBP:TdrsArisingDuringPeriodNonaccrualPremodification contextRef="From2012-01-01to2012-12-31_NonCoveredMember_CommercialSecuredMember" unitRef="USD" decimals="-3">11000</FBP:TdrsArisingDuringPeriodNonaccrualPremodification>
    <FBP:TdrsArisingDuringPeriodNonaccrualPremodification contextRef="From2011-01-01to2011-12-31_NonCoveredMember_CommercialSecuredMember" unitRef="USD" xsi:nil="true" />
    <FBP:TdrsArisingDuringPeriodNonaccrualPremodification contextRef="From2012-01-01to2012-12-31_NonCoveredMember_RealEstateConstructionMember" unitRef="USD" decimals="-3">332000</FBP:TdrsArisingDuringPeriodNonaccrualPremodification>
    <FBP:TdrsArisingDuringPeriodNonaccrualPremodification contextRef="From2011-01-01to2011-12-31_NonCoveredMember_RealEstateConstructionMember" unitRef="USD" decimals="-3">357000</FBP:TdrsArisingDuringPeriodNonaccrualPremodification>
    <FBP:TdrsArisingDuringPeriodNonaccrualPremodification contextRef="From2012-01-01to2012-12-31_NonCoveredMember_RealEstateResidentialMember" unitRef="USD" decimals="-3">3736000</FBP:TdrsArisingDuringPeriodNonaccrualPremodification>
    <FBP:TdrsArisingDuringPeriodNonaccrualPremodification contextRef="From2011-01-01to2011-12-31_NonCoveredMember_RealEstateResidentialMember" unitRef="USD" decimals="-3">382000</FBP:TdrsArisingDuringPeriodNonaccrualPremodification>
    <FBP:TdrsArisingDuringPeriodNonaccrualPremodification contextRef="From2012-01-01to2012-12-31_NonCoveredMember_RealEstateHomeEquityMember" unitRef="USD" decimals="-3">123000</FBP:TdrsArisingDuringPeriodNonaccrualPremodification>
    <FBP:TdrsArisingDuringPeriodNonaccrualPremodification contextRef="From2011-01-01to2011-12-31_NonCoveredMember_RealEstateHomeEquityMember" unitRef="USD" xsi:nil="true" />
    <FBP:TdrsArisingDuringPeriodNonaccrualPremodification contextRef="From2012-01-01to2012-12-31_NonCoveredMember_RealEstateCommercialMember" unitRef="USD" decimals="-3">1082000</FBP:TdrsArisingDuringPeriodNonaccrualPremodification>
    <FBP:TdrsArisingDuringPeriodNonaccrualPremodification contextRef="From2011-01-01to2011-12-31_NonCoveredMember_RealEstateCommercialMember" unitRef="USD" decimals="-3">1408000</FBP:TdrsArisingDuringPeriodNonaccrualPremodification>
    <FBP:FinancingReceivableModificationsPostModificationRecordedInvestment1Nonaccrual contextRef="From2012-01-01to2012-12-31_CoveredMember" unitRef="USD" decimals="-3">1231000</FBP:FinancingReceivableModificationsPostModificationRecordedInvestment1Nonaccrual>
    <FBP:FinancingReceivableModificationsPostModificationRecordedInvestment1Nonaccrual contextRef="From2011-01-01to2011-12-31_CoveredMember" unitRef="USD" decimals="-3">1472000</FBP:FinancingReceivableModificationsPostModificationRecordedInvestment1Nonaccrual>
    <FBP:FinancingReceivableModificationsPostModificationRecordedInvestment1Nonaccrual contextRef="From2012-01-01to2012-12-31_NonCoveredMember_CommercialSecuredMember" unitRef="USD" decimals="-3">11000</FBP:FinancingReceivableModificationsPostModificationRecordedInvestment1Nonaccrual>
    <FBP:FinancingReceivableModificationsPostModificationRecordedInvestment1Nonaccrual contextRef="From2011-01-01to2011-12-31_NonCoveredMember_CommercialSecuredMember" unitRef="USD" xsi:nil="true" />
    <FBP:FinancingReceivableModificationsPostModificationRecordedInvestment1Nonaccrual contextRef="From2012-01-01to2012-12-31_NonCoveredMember_RealEstateConstructionMember" unitRef="USD" decimals="-3">332000</FBP:FinancingReceivableModificationsPostModificationRecordedInvestment1Nonaccrual>
    <FBP:FinancingReceivableModificationsPostModificationRecordedInvestment1Nonaccrual contextRef="From2011-01-01to2011-12-31_NonCoveredMember_RealEstateConstructionMember" unitRef="USD" decimals="-3">357000</FBP:FinancingReceivableModificationsPostModificationRecordedInvestment1Nonaccrual>
    <FBP:FinancingReceivableModificationsPostModificationRecordedInvestment1Nonaccrual contextRef="From2012-01-01to2012-12-31_NonCoveredMember_RealEstateResidentialMember" unitRef="USD" decimals="-3">3736000</FBP:FinancingReceivableModificationsPostModificationRecordedInvestment1Nonaccrual>
    <FBP:FinancingReceivableModificationsPostModificationRecordedInvestment1Nonaccrual contextRef="From2011-01-01to2011-12-31_NonCoveredMember_RealEstateResidentialMember" unitRef="USD" decimals="-3">438000</FBP:FinancingReceivableModificationsPostModificationRecordedInvestment1Nonaccrual>
    <FBP:FinancingReceivableModificationsPostModificationRecordedInvestment1Nonaccrual contextRef="From2012-01-01to2012-12-31_NonCoveredMember_RealEstateHomeEquityMember" unitRef="USD" decimals="-3">123000</FBP:FinancingReceivableModificationsPostModificationRecordedInvestment1Nonaccrual>
    <FBP:FinancingReceivableModificationsPostModificationRecordedInvestment1Nonaccrual contextRef="From2011-01-01to2011-12-31_NonCoveredMember_RealEstateHomeEquityMember" unitRef="USD" xsi:nil="true" />
    <FBP:FinancingReceivableModificationsPostModificationRecordedInvestment1Nonaccrual contextRef="From2012-01-01to2012-12-31_NonCoveredMember_RealEstateCommercialMember" unitRef="USD" decimals="-3">1082000</FBP:FinancingReceivableModificationsPostModificationRecordedInvestment1Nonaccrual>
    <FBP:FinancingReceivableModificationsPostModificationRecordedInvestment1Nonaccrual contextRef="From2011-01-01to2011-12-31_NonCoveredMember_RealEstateCommercialMember" unitRef="USD" decimals="-3">1408000</FBP:FinancingReceivableModificationsPostModificationRecordedInvestment1Nonaccrual>
    <FBP:FinancingReceivableModificationsPostModificationRecordedInvestment1Total contextRef="From2012-01-01to2012-12-31" unitRef="USD" decimals="-3">16335000</FBP:FinancingReceivableModificationsPostModificationRecordedInvestment1Total>
    <FBP:FinancingReceivableModificationsPostModificationRecordedInvestment1Total contextRef="From2011-01-01to2011-12-31" unitRef="USD" decimals="-3">14154000</FBP:FinancingReceivableModificationsPostModificationRecordedInvestment1Total>
    <FBP:FinancingReceivableModificationsPostModificationRecordedInvestment1Total contextRef="From2012-01-01to2012-12-31_NonCoveredMember" unitRef="USD" decimals="-3">7579000</FBP:FinancingReceivableModificationsPostModificationRecordedInvestment1Total>
    <FBP:FinancingReceivableModificationsPostModificationRecordedInvestment1Total contextRef="From2011-01-01to2011-12-31_NonCoveredMember" unitRef="USD" decimals="-3">6154000</FBP:FinancingReceivableModificationsPostModificationRecordedInvestment1Total>
    <FBP:TdrsArisingDuringPeriodPostmodification contextRef="From2012-01-01to2012-12-31" unitRef="USD" decimals="-3">16152000</FBP:TdrsArisingDuringPeriodPostmodification>
    <FBP:TdrsArisingDuringPeriodPostmodification contextRef="From2011-01-01to2011-12-31" unitRef="USD" decimals="-3">14262000</FBP:TdrsArisingDuringPeriodPostmodification>
    <FBP:TdrsArisingDuringPeriodPostmodification contextRef="From2012-01-01to2012-12-31_NonCoveredMember" unitRef="USD" decimals="-3">7579000</FBP:TdrsArisingDuringPeriodPostmodification>
    <FBP:TdrsArisingDuringPeriodPostmodification contextRef="From2011-01-01to2011-12-31_NonCoveredMember" unitRef="USD" decimals="-3">6262000</FBP:TdrsArisingDuringPeriodPostmodification>
    <us-gaap:PropertyPlantAndEquipmentGross contextRef="AsOf2011-12-31" unitRef="USD" decimals="-3">110139000</us-gaap:PropertyPlantAndEquipmentGross>
    <us-gaap:PropertyPlantAndEquipmentGross contextRef="AsOf2012-12-31" unitRef="USD" decimals="-3">118119000</us-gaap:PropertyPlantAndEquipmentGross>
    <us-gaap:PropertyPlantAndEquipmentGross contextRef="AsOf2012-12-31_LandMember" unitRef="USD" decimals="-3">23359000</us-gaap:PropertyPlantAndEquipmentGross>
    <us-gaap:PropertyPlantAndEquipmentGross contextRef="AsOf2011-12-31_LandMember" unitRef="USD" decimals="-3">22700000</us-gaap:PropertyPlantAndEquipmentGross>
    <us-gaap:PropertyPlantAndEquipmentGross contextRef="AsOf2012-12-31_BuildingMember" unitRef="USD" decimals="-3">58601000</us-gaap:PropertyPlantAndEquipmentGross>
    <us-gaap:PropertyPlantAndEquipmentGross contextRef="AsOf2011-12-31_BuildingMember" unitRef="USD" decimals="-3">53818000</us-gaap:PropertyPlantAndEquipmentGross>
    <us-gaap:PropertyPlantAndEquipmentGross contextRef="AsOf2012-12-31_FurnitureAndFixturesMember" unitRef="USD" decimals="-3">34179000</us-gaap:PropertyPlantAndEquipmentGross>
    <us-gaap:PropertyPlantAndEquipmentGross contextRef="AsOf2011-12-31_FurnitureAndFixturesMember" unitRef="USD" decimals="-3">31618000</us-gaap:PropertyPlantAndEquipmentGross>
    <us-gaap:PropertyPlantAndEquipmentGross contextRef="AsOf2012-12-31_LeaseholdsAndLeaseholdImprovementsMember" unitRef="USD" decimals="-3">1980000</us-gaap:PropertyPlantAndEquipmentGross>
    <us-gaap:PropertyPlantAndEquipmentGross contextRef="AsOf2011-12-31_LeaseholdsAndLeaseholdImprovementsMember" unitRef="USD" decimals="-3">2003000</us-gaap:PropertyPlantAndEquipmentGross>
    <us-gaap:AccumulatedDepreciationDepletionAndAmortizationPropertyPlantAndEquipment contextRef="AsOf2011-12-31" unitRef="USD" decimals="-3">-40164000</us-gaap:AccumulatedDepreciationDepletionAndAmortizationPropertyPlantAndEquipment>
    <us-gaap:AccumulatedDepreciationDepletionAndAmortizationPropertyPlantAndEquipment contextRef="AsOf2012-12-31" unitRef="USD" decimals="-3">-43748000</us-gaap:AccumulatedDepreciationDepletionAndAmortizationPropertyPlantAndEquipment>
    <us-gaap:LoansPledgedAsCollateral contextRef="AsOf2012-12-31" unitRef="USD" decimals="-3">2100000000</us-gaap:LoansPledgedAsCollateral>
    <us-gaap:DueFromRelatedParties contextRef="AsOf2011-12-31" unitRef="USD" decimals="-3">5300000</us-gaap:DueFromRelatedParties>
    <us-gaap:DueFromRelatedParties contextRef="AsOf2012-12-31" unitRef="USD" decimals="-3">6900000</us-gaap:DueFromRelatedParties>
    <us-gaap:RepaymentsOfRelatedPartyDebt contextRef="From2012-01-01to2012-12-31" unitRef="USD" decimals="-3">3600000</us-gaap:RepaymentsOfRelatedPartyDebt>
    <us-gaap:ProceedsFromRelatedPartyDebt contextRef="From2012-01-01to2012-12-31" unitRef="USD" decimals="-3">2000000</us-gaap:ProceedsFromRelatedPartyDebt>
    <FBP:PercentageOfLoanDiscountAccretion contextRef="AsOf2012-12-31" unitRef="Pure" decimals="INF">.80</FBP:PercentageOfLoanDiscountAccretion>
    <us-gaap:InterestAndFeeIncomeLoansAndLeases contextRef="From2012-01-01to2012-12-31_NonaccrualFinancingReceivableMember" unitRef="USD" decimals="-3">7689000</us-gaap:InterestAndFeeIncomeLoansAndLeases>
    <us-gaap:InterestAndFeeIncomeLoansAndLeases contextRef="From2011-01-01to2011-12-31_NonaccrualFinancingReceivableMember" unitRef="USD" decimals="-3">8724000</us-gaap:InterestAndFeeIncomeLoansAndLeases>
    <us-gaap:InterestAndFeeIncomeLoansAndLeases contextRef="From2010-01-01to2010-12-31_NonaccrualFinancingReceivableMember" unitRef="USD" decimals="-3">8136000</us-gaap:InterestAndFeeIncomeLoansAndLeases>
    <us-gaap:InterestAndFeeIncomeLoansAndLeases contextRef="From2012-01-01to2012-12-31_RestructuredLoansMember" unitRef="USD" decimals="-3">2392000</us-gaap:InterestAndFeeIncomeLoansAndLeases>
    <us-gaap:InterestAndFeeIncomeLoansAndLeases contextRef="From2011-01-01to2011-12-31_RestructuredLoansMember" unitRef="USD" decimals="-3">1873000</us-gaap:InterestAndFeeIncomeLoansAndLeases>
    <us-gaap:InterestAndFeeIncomeLoansAndLeases contextRef="From2010-01-01to2010-12-31_RestructuredLoansMember" unitRef="USD" decimals="-3">1943000</us-gaap:InterestAndFeeIncomeLoansAndLeases>
    <FBP:InterestIncomeActuallyCollected contextRef="From2012-01-01to2012-12-31_NonaccrualFinancingReceivableMember" unitRef="USD" decimals="-3">2824000</FBP:InterestIncomeActuallyCollected>
    <FBP:InterestIncomeActuallyCollected contextRef="From2011-01-01to2011-12-31_NonaccrualFinancingReceivableMember" unitRef="USD" decimals="-3">2578000</FBP:InterestIncomeActuallyCollected>
    <FBP:InterestIncomeActuallyCollected contextRef="From2010-01-01to2010-12-31_NonaccrualFinancingReceivableMember" unitRef="USD" decimals="-3">3195000</FBP:InterestIncomeActuallyCollected>
    <FBP:InterestIncomeActuallyCollected contextRef="From2012-01-01to2012-12-31_RestructuredLoansMember" unitRef="USD" decimals="-3">1179000</FBP:InterestIncomeActuallyCollected>
    <FBP:InterestIncomeActuallyCollected contextRef="From2011-01-01to2011-12-31_RestructuredLoansMember" unitRef="USD" decimals="-3">1351000</FBP:InterestIncomeActuallyCollected>
    <FBP:InterestIncomeActuallyCollected contextRef="From2010-01-01to2010-12-31_RestructuredLoansMember" unitRef="USD" decimals="-3">1342000</FBP:InterestIncomeActuallyCollected>
    <FBP:ReclassificationOfPerfomingLoansToTdrStatus contextRef="From2012-01-01to2012-12-31" unitRef="USD" decimals="-3">30000000</FBP:ReclassificationOfPerfomingLoansToTdrStatus>
    <us-gaap:FiniteLivedIntangibleAssetsAmortizationExpenseNextTwelveMonths contextRef="AsOf2012-12-31" unitRef="USD" decimals="-3">797000</us-gaap:FiniteLivedIntangibleAssetsAmortizationExpenseNextTwelveMonths>
    <us-gaap:FiniteLivedIntangibleAssetsAmortizationExpenseYearTwo contextRef="AsOf2012-12-31" unitRef="USD" decimals="-3">693000</us-gaap:FiniteLivedIntangibleAssetsAmortizationExpenseYearTwo>
    <us-gaap:FiniteLivedIntangibleAssetsAmortizationExpenseYearThree contextRef="AsOf2012-12-31" unitRef="USD" decimals="-3">638000</us-gaap:FiniteLivedIntangibleAssetsAmortizationExpenseYearThree>
    <us-gaap:FiniteLivedIntangibleAssetsAmortizationExpenseYearFour contextRef="AsOf2012-12-31" unitRef="USD" decimals="-3">571000</us-gaap:FiniteLivedIntangibleAssetsAmortizationExpenseYearFour>
    <us-gaap:FiniteLivedIntangibleAssetsAmortizationExpenseYearFive contextRef="AsOf2012-12-31" unitRef="USD" decimals="-3">321000</us-gaap:FiniteLivedIntangibleAssetsAmortizationExpenseYearFive>
    <us-gaap:FiniteLivedIntangibleAssetsAmortizationExpenseAfterYearFive contextRef="AsOf2012-12-31" unitRef="USD" decimals="-3">88000</us-gaap:FiniteLivedIntangibleAssetsAmortizationExpenseAfterYearFive>
    <FBP:FiniteLivedIntangibleAssetsAmortizationExpenseTotal contextRef="AsOf2012-12-31" unitRef="USD" decimals="-3">3108000</FBP:FiniteLivedIntangibleAssetsAmortizationExpenseTotal>
    <us-gaap:CurrentFederalTaxExpenseBenefit contextRef="From2012-01-01to2012-12-31" unitRef="USD" decimals="-3">-8401000</us-gaap:CurrentFederalTaxExpenseBenefit>
    <us-gaap:CurrentFederalTaxExpenseBenefit contextRef="From2011-01-01to2011-12-31" unitRef="USD" decimals="-3">9204000</us-gaap:CurrentFederalTaxExpenseBenefit>
    <us-gaap:CurrentFederalTaxExpenseBenefit contextRef="From2010-01-01to2010-12-31" unitRef="USD" decimals="-3">25353000</us-gaap:CurrentFederalTaxExpenseBenefit>
    <us-gaap:CurrentStateAndLocalTaxExpenseBenefit contextRef="From2012-01-01to2012-12-31" unitRef="USD" decimals="-3">-43000</us-gaap:CurrentStateAndLocalTaxExpenseBenefit>
    <us-gaap:CurrentStateAndLocalTaxExpenseBenefit contextRef="From2011-01-01to2011-12-31" unitRef="USD" decimals="-3">2094000</us-gaap:CurrentStateAndLocalTaxExpenseBenefit>
    <us-gaap:CurrentStateAndLocalTaxExpenseBenefit contextRef="From2010-01-01to2010-12-31" unitRef="USD" decimals="-3">3807000</us-gaap:CurrentStateAndLocalTaxExpenseBenefit>
    <us-gaap:DeferredFederalIncomeTaxExpenseBenefit contextRef="From2012-01-01to2012-12-31" unitRef="USD" decimals="-3">-5914000</us-gaap:DeferredFederalIncomeTaxExpenseBenefit>
    <us-gaap:DeferredFederalIncomeTaxExpenseBenefit contextRef="From2011-01-01to2011-12-31" unitRef="USD" decimals="-3">-3234000</us-gaap:DeferredFederalIncomeTaxExpenseBenefit>
    <us-gaap:DeferredFederalIncomeTaxExpenseBenefit contextRef="From2010-01-01to2010-12-31" unitRef="USD" decimals="-3">-21092000</us-gaap:DeferredFederalIncomeTaxExpenseBenefit>
    <us-gaap:DeferredStateAndLocalIncomeTaxExpenseBenefit contextRef="From2012-01-01to2012-12-31" unitRef="USD" decimals="-3">-2594000</us-gaap:DeferredStateAndLocalIncomeTaxExpenseBenefit>
    <us-gaap:DeferredStateAndLocalIncomeTaxExpenseBenefit contextRef="From2011-01-01to2011-12-31" unitRef="USD" decimals="-3">-694000</us-gaap:DeferredStateAndLocalIncomeTaxExpenseBenefit>
    <us-gaap:DeferredStateAndLocalIncomeTaxExpenseBenefit contextRef="From2010-01-01to2010-12-31" unitRef="USD" decimals="-3">-3108000</us-gaap:DeferredStateAndLocalIncomeTaxExpenseBenefit>
    <us-gaap:IncomeTaxReconciliationIncomeTaxExpenseBenefitAtFederalStatutoryIncomeTaxRate contextRef="From2012-01-01to2012-12-31" unitRef="USD" decimals="-3">-14125000</us-gaap:IncomeTaxReconciliationIncomeTaxExpenseBenefitAtFederalStatutoryIncomeTaxRate>
    <us-gaap:IncomeTaxReconciliationIncomeTaxExpenseBenefitAtFederalStatutoryIncomeTaxRate contextRef="From2011-01-01to2011-12-31" unitRef="USD" decimals="-3">7354000</us-gaap:IncomeTaxReconciliationIncomeTaxExpenseBenefitAtFederalStatutoryIncomeTaxRate>
    <us-gaap:IncomeTaxReconciliationIncomeTaxExpenseBenefitAtFederalStatutoryIncomeTaxRate contextRef="From2010-01-01to2010-12-31" unitRef="USD" decimals="-3">5230000</us-gaap:IncomeTaxReconciliationIncomeTaxExpenseBenefitAtFederalStatutoryIncomeTaxRate>
    <us-gaap:IncomeTaxExpenseBenefitContinuingOperations contextRef="From2012-01-01to2012-12-31" unitRef="USD" decimals="-3">-16952000</us-gaap:IncomeTaxExpenseBenefitContinuingOperations>
    <us-gaap:IncomeTaxExpenseBenefitContinuingOperations contextRef="From2011-01-01to2011-12-31" unitRef="USD" decimals="-3">7370000</us-gaap:IncomeTaxExpenseBenefitContinuingOperations>
    <us-gaap:IncomeTaxExpenseBenefitContinuingOperations contextRef="From2010-01-01to2010-12-31" unitRef="USD" decimals="-3">4960000</us-gaap:IncomeTaxExpenseBenefitContinuingOperations>
    <us-gaap:IncomeTaxReconciliationTaxExemptIncome contextRef="From2012-01-01to2012-12-31" unitRef="USD" decimals="-3">-831000</us-gaap:IncomeTaxReconciliationTaxExemptIncome>
    <us-gaap:IncomeTaxReconciliationTaxExemptIncome contextRef="From2011-01-01to2011-12-31" unitRef="USD" decimals="-3">-852000</us-gaap:IncomeTaxReconciliationTaxExemptIncome>
    <us-gaap:IncomeTaxReconciliationTaxExemptIncome contextRef="From2010-01-01to2010-12-31" unitRef="USD" decimals="-3">-726000</us-gaap:IncomeTaxReconciliationTaxExemptIncome>
    <us-gaap:IncomeTaxReconciliationChangeInDeferredTaxAssetsValuationAllowance contextRef="From2012-01-01to2012-12-31" unitRef="USD" decimals="-3">31000</us-gaap:IncomeTaxReconciliationChangeInDeferredTaxAssetsValuationAllowance>
    <us-gaap:IncomeTaxReconciliationChangeInDeferredTaxAssetsValuationAllowance contextRef="From2011-01-01to2011-12-31" unitRef="USD" decimals="-3">-5000</us-gaap:IncomeTaxReconciliationChangeInDeferredTaxAssetsValuationAllowance>
    <us-gaap:IncomeTaxReconciliationChangeInDeferredTaxAssetsValuationAllowance contextRef="From2010-01-01to2010-12-31" unitRef="USD" decimals="-3">-145000</us-gaap:IncomeTaxReconciliationChangeInDeferredTaxAssetsValuationAllowance>
    <us-gaap:IncomeTaxReconciliationOtherAdjustments contextRef="From2012-01-01to2012-12-31" unitRef="USD" decimals="-3">-155000</us-gaap:IncomeTaxReconciliationOtherAdjustments>
    <us-gaap:IncomeTaxReconciliationOtherAdjustments contextRef="From2011-01-01to2011-12-31" unitRef="USD" decimals="-3">93000</us-gaap:IncomeTaxReconciliationOtherAdjustments>
    <us-gaap:IncomeTaxReconciliationOtherAdjustments contextRef="From2010-01-01to2010-12-31" unitRef="USD" decimals="-3">253000</us-gaap:IncomeTaxReconciliationOtherAdjustments>
    <us-gaap:IncomeTaxReconciliationNondeductibleExpenseOther contextRef="From2012-01-01to2012-12-31" unitRef="USD" decimals="-3">23000</us-gaap:IncomeTaxReconciliationNondeductibleExpenseOther>
    <us-gaap:IncomeTaxReconciliationNondeductibleExpenseOther contextRef="From2011-01-01to2011-12-31" unitRef="USD" decimals="-3">33000</us-gaap:IncomeTaxReconciliationNondeductibleExpenseOther>
    <us-gaap:IncomeTaxReconciliationNondeductibleExpenseOther contextRef="From2010-01-01to2010-12-31" unitRef="USD" decimals="-3">37000</us-gaap:IncomeTaxReconciliationNondeductibleExpenseOther>
    <us-gaap:IncomeTaxReconciliationTaxCreditsOther contextRef="From2012-01-01to2012-12-31" unitRef="USD" decimals="-3">-1714000</us-gaap:IncomeTaxReconciliationTaxCreditsOther>
    <us-gaap:IncomeTaxReconciliationTaxCreditsOther contextRef="From2011-01-01to2011-12-31" unitRef="USD" decimals="-3">910000</us-gaap:IncomeTaxReconciliationTaxCreditsOther>
    <us-gaap:IncomeTaxReconciliationTaxCreditsOther contextRef="From2010-01-01to2010-12-31" unitRef="USD" decimals="-3">454000</us-gaap:IncomeTaxReconciliationTaxCreditsOther>
    <us-gaap:IncomeTaxReconciliationTaxCreditsInvestment contextRef="From2012-01-01to2012-12-31" unitRef="USD" decimals="-3">-181000</us-gaap:IncomeTaxReconciliationTaxCreditsInvestment>
    <us-gaap:IncomeTaxReconciliationTaxCreditsInvestment contextRef="From2011-01-01to2011-12-31" unitRef="USD" decimals="-3">-163000</us-gaap:IncomeTaxReconciliationTaxCreditsInvestment>
    <us-gaap:IncomeTaxReconciliationTaxCreditsInvestment contextRef="From2010-01-01to2010-12-31" unitRef="USD" decimals="-3">-143000</us-gaap:IncomeTaxReconciliationTaxCreditsInvestment>
    <us-gaap:IncomeTaxEffectsAllocatedDirectlyToEquityOther contextRef="From2012-01-01to2012-12-31" unitRef="USD" decimals="-3">5824000</us-gaap:IncomeTaxEffectsAllocatedDirectlyToEquityOther>
    <us-gaap:IncomeTaxEffectsAllocatedDirectlyToEquityOther contextRef="From2011-01-01to2011-12-31" unitRef="USD" decimals="-3">-2912000</us-gaap:IncomeTaxEffectsAllocatedDirectlyToEquityOther>
    <us-gaap:IncomeTaxEffectsAllocatedDirectlyToEquityOther contextRef="From2010-01-01to2010-12-31" unitRef="USD" decimals="-3">-688000</us-gaap:IncomeTaxEffectsAllocatedDirectlyToEquityOther>
    <us-gaap:IncomeTaxEffectsAllocatedDirectlyToEquityEquityTransactions contextRef="From2012-01-01to2012-12-31" unitRef="USD" decimals="-3">-237000</us-gaap:IncomeTaxEffectsAllocatedDirectlyToEquityEquityTransactions>
    <us-gaap:IncomeTaxEffectsAllocatedDirectlyToEquityEquityTransactions contextRef="From2011-01-01to2011-12-31" unitRef="USD" decimals="-3">554000</us-gaap:IncomeTaxEffectsAllocatedDirectlyToEquityEquityTransactions>
    <us-gaap:IncomeTaxEffectsAllocatedDirectlyToEquityEquityTransactions contextRef="From2010-01-01to2010-12-31" unitRef="USD" decimals="-3">251000</us-gaap:IncomeTaxEffectsAllocatedDirectlyToEquityEquityTransactions>
    <us-gaap:IncomeTaxExpenseBenefitIntraperiodTaxAllocation contextRef="From2012-01-01to2012-12-31" unitRef="USD" decimals="-3">-11365000</us-gaap:IncomeTaxExpenseBenefitIntraperiodTaxAllocation>
    <us-gaap:IncomeTaxExpenseBenefitIntraperiodTaxAllocation contextRef="From2011-01-01to2011-12-31" unitRef="USD" decimals="-3">5012000</us-gaap:IncomeTaxExpenseBenefitIntraperiodTaxAllocation>
    <us-gaap:IncomeTaxExpenseBenefitIntraperiodTaxAllocation contextRef="From2010-01-01to2010-12-31" unitRef="USD" decimals="-3">4523000</us-gaap:IncomeTaxExpenseBenefitIntraperiodTaxAllocation>
    <us-gaap:DeferredTaxAssetsValuationAllowance contextRef="AsOf2011-12-31" unitRef="USD" decimals="-3">-81000</us-gaap:DeferredTaxAssetsValuationAllowance>
    <us-gaap:DeferredTaxAssetsValuationAllowance contextRef="AsOf2012-12-31" unitRef="USD" decimals="-3">-112000</us-gaap:DeferredTaxAssetsValuationAllowance>
    <us-gaap:DeferredTaxAssetsNet contextRef="AsOf2011-12-31" unitRef="USD" decimals="-3">30361000</us-gaap:DeferredTaxAssetsNet>
    <us-gaap:DeferredTaxAssetsNet contextRef="AsOf2012-12-31" unitRef="USD" decimals="-3">34134000</us-gaap:DeferredTaxAssetsNet>
    <us-gaap:DeferredIncomeTaxLiabilities contextRef="AsOf2011-12-31" unitRef="USD" decimals="-3">-14297000</us-gaap:DeferredIncomeTaxLiabilities>
    <us-gaap:DeferredIncomeTaxLiabilities contextRef="AsOf2012-12-31" unitRef="USD" decimals="-3">-15149000</us-gaap:DeferredIncomeTaxLiabilities>
    <us-gaap:DeferredTaxAssetsLiabilitiesNet contextRef="AsOf2011-12-31" unitRef="USD" decimals="-3">16064000</us-gaap:DeferredTaxAssetsLiabilitiesNet>
    <us-gaap:DeferredTaxAssetsLiabilitiesNet contextRef="AsOf2012-12-31" unitRef="USD" decimals="-3">18985000</us-gaap:DeferredTaxAssetsLiabilitiesNet>
    <us-gaap:DeferredTaxAssetsTaxDeferredExpenseReservesAndAccrualsProvisionForLoanLosses contextRef="AsOf2011-12-31" unitRef="USD" decimals="-3">16458000</us-gaap:DeferredTaxAssetsTaxDeferredExpenseReservesAndAccrualsProvisionForLoanLosses>
    <us-gaap:DeferredTaxAssetsTaxDeferredExpenseReservesAndAccrualsProvisionForLoanLosses contextRef="AsOf2012-12-31" unitRef="USD" decimals="-3">18228000</us-gaap:DeferredTaxAssetsTaxDeferredExpenseReservesAndAccrualsProvisionForLoanLosses>
    <us-gaap:DeferredTaxAssetsTaxDeferredExpenseCompensationAndBenefitsPostretirementBenefits contextRef="AsOf2011-12-31" unitRef="USD" decimals="-3">2378000</us-gaap:DeferredTaxAssetsTaxDeferredExpenseCompensationAndBenefitsPostretirementBenefits>
    <us-gaap:DeferredTaxAssetsTaxDeferredExpenseCompensationAndBenefitsPostretirementBenefits contextRef="AsOf2012-12-31" unitRef="USD" decimals="-3">2553000</us-gaap:DeferredTaxAssetsTaxDeferredExpenseCompensationAndBenefitsPostretirementBenefits>
    <us-gaap:DeferredTaxAssetsTaxDeferredExpenseCompensationAndBenefitsOther contextRef="AsOf2011-12-31" unitRef="USD" decimals="-3">138000</us-gaap:DeferredTaxAssetsTaxDeferredExpenseCompensationAndBenefitsOther>
    <us-gaap:DeferredTaxAssetsTaxDeferredExpenseCompensationAndBenefitsOther contextRef="AsOf2012-12-31" unitRef="USD" decimals="-3">128000</us-gaap:DeferredTaxAssetsTaxDeferredExpenseCompensationAndBenefitsOther>
    <us-gaap:DeferredTaxAssetsOperatingLossCarryforwardsStateAndLocal contextRef="AsOf2011-12-31" unitRef="USD" decimals="-3">62000</us-gaap:DeferredTaxAssetsOperatingLossCarryforwardsStateAndLocal>
    <us-gaap:DeferredTaxAssetsOperatingLossCarryforwardsStateAndLocal contextRef="AsOf2012-12-31" unitRef="USD" decimals="-3">961000</us-gaap:DeferredTaxAssetsOperatingLossCarryforwardsStateAndLocal>
    <us-gaap:DeferredTaxAssetsTaxDeferredExpenseReservesAndAccrualsAccruedLiabilities contextRef="AsOf2011-12-31" unitRef="USD" decimals="-3">329000</us-gaap:DeferredTaxAssetsTaxDeferredExpenseReservesAndAccrualsAccruedLiabilities>
    <us-gaap:DeferredTaxAssetsTaxDeferredExpenseReservesAndAccrualsAccruedLiabilities contextRef="AsOf2012-12-31" unitRef="USD" decimals="-3">1403000</us-gaap:DeferredTaxAssetsTaxDeferredExpenseReservesAndAccrualsAccruedLiabilities>
    <us-gaap:DeferredTaxAssetsTaxDeferredExpenseCompensationAndBenefitsPensions contextRef="AsOf2011-12-31" unitRef="USD" decimals="-3">7220000</us-gaap:DeferredTaxAssetsTaxDeferredExpenseCompensationAndBenefitsPensions>
    <us-gaap:DeferredTaxAssetsTaxDeferredExpenseCompensationAndBenefitsPensions contextRef="AsOf2012-12-31" unitRef="USD" decimals="-3">1396000</us-gaap:DeferredTaxAssetsTaxDeferredExpenseCompensationAndBenefitsPensions>
    <us-gaap:DeferredTaxAssetsGross contextRef="AsOf2011-12-31" unitRef="USD" decimals="-3">30442000</us-gaap:DeferredTaxAssetsGross>
    <us-gaap:DeferredTaxAssetsGross contextRef="AsOf2012-12-31" unitRef="USD" decimals="-3">34246000</us-gaap:DeferredTaxAssetsGross>
    <us-gaap:DeferredTaxAssetsOther contextRef="AsOf2011-12-31" unitRef="USD" decimals="-3">663000</us-gaap:DeferredTaxAssetsOther>
    <us-gaap:DeferredTaxAssetsOther contextRef="AsOf2012-12-31" unitRef="USD" decimals="-3">732000</us-gaap:DeferredTaxAssetsOther>
    <FBP:BasisDifferencesInAssetsAcquiredInFdicTransactions contextRef="AsOf2011-12-31" unitRef="USD" decimals="-3">771000</FBP:BasisDifferencesInAssetsAcquiredInFdicTransactions>
    <FBP:BasisDifferencesInAssetsAcquiredInFdicTransactions contextRef="AsOf2012-12-31" unitRef="USD" decimals="-3">1058000</FBP:BasisDifferencesInAssetsAcquiredInFdicTransactions>
    <us-gaap:DeferredTaxLiabilitiesOther contextRef="AsOf2011-12-31" unitRef="USD" decimals="-3">-198000</us-gaap:DeferredTaxLiabilitiesOther>
    <us-gaap:DeferredTaxLiabilitiesOther contextRef="AsOf2012-12-31" unitRef="USD" decimals="-3">-124000</us-gaap:DeferredTaxLiabilitiesOther>
    <us-gaap:DeferredTaxLiabilitiesGoodwillAndIntangibleAssetsIntangibleAssets contextRef="AsOf2011-12-31" unitRef="USD" decimals="-3">-8334000</us-gaap:DeferredTaxLiabilitiesGoodwillAndIntangibleAssetsIntangibleAssets>
    <us-gaap:DeferredTaxLiabilitiesGoodwillAndIntangibleAssetsIntangibleAssets contextRef="AsOf2012-12-31" unitRef="USD" decimals="-3">-9119000</us-gaap:DeferredTaxLiabilitiesGoodwillAndIntangibleAssetsIntangibleAssets>
    <us-gaap:DeferredTaxLiabilitiesPropertyPlantAndEquipment contextRef="AsOf2011-12-31" unitRef="USD" decimals="-3">-2372000</us-gaap:DeferredTaxLiabilitiesPropertyPlantAndEquipment>
    <us-gaap:DeferredTaxLiabilitiesPropertyPlantAndEquipment contextRef="AsOf2012-12-31" unitRef="USD" decimals="-3">-2308000</us-gaap:DeferredTaxLiabilitiesPropertyPlantAndEquipment>
    <us-gaap:DeferredTaxLiabilitiesPrepaidPensionCosts contextRef="AsOf2011-12-31" unitRef="USD" decimals="-3">-219000</us-gaap:DeferredTaxLiabilitiesPrepaidPensionCosts>
    <us-gaap:DeferredTaxLiabilitiesPrepaidPensionCosts contextRef="AsOf2012-12-31" unitRef="USD" decimals="-3">-451000</us-gaap:DeferredTaxLiabilitiesPrepaidPensionCosts>
    <FBP:LoanFees contextRef="AsOf2011-12-31" unitRef="USD" decimals="-3">-1217000</FBP:LoanFees>
    <FBP:LoanFees contextRef="AsOf2012-12-31" unitRef="USD" decimals="-3">-1427000</FBP:LoanFees>
    <FBP:UnrealizedGainOnSecuritiesAvailableForSale contextRef="AsOf2011-12-31" unitRef="USD" decimals="-3">-1520000</FBP:UnrealizedGainOnSecuritiesAvailableForSale>
    <FBP:UnrealizedGainOnSecuritiesAvailableForSale contextRef="AsOf2012-12-31" unitRef="USD" decimals="-3">-1283000</FBP:UnrealizedGainOnSecuritiesAvailableForSale>
    <FBP:FhlbStockDividends contextRef="AsOf2011-12-31" unitRef="USD" decimals="-3">-437000</FBP:FhlbStockDividends>
    <FBP:FhlbStockDividends contextRef="AsOf2012-12-31" unitRef="USD" decimals="-3">-437000</FBP:FhlbStockDividends>
    <us-gaap:DeferredIncomeTaxExpenseBenefit contextRef="From2012-01-01to2012-12-31" unitRef="USD" decimals="-3">-8508000</us-gaap:DeferredIncomeTaxExpenseBenefit>
    <us-gaap:DeferredIncomeTaxExpenseBenefit contextRef="From2011-01-01to2011-12-31" unitRef="USD" decimals="-3">3928000</us-gaap:DeferredIncomeTaxExpenseBenefit>
    <FBP:Pre1988TaxBadDebtReserve contextRef="From2012-01-01to2012-12-31" unitRef="USD" decimals="-3">6869000</FBP:Pre1988TaxBadDebtReserve>
    <FBP:AssetsSoldUnderAgreementsToRepurchaseMaximumAmountOutstandingAtAnyMonthendDuringYear contextRef="AsOf2011-12-31" unitRef="USD" decimals="-3">72926000</FBP:AssetsSoldUnderAgreementsToRepurchaseMaximumAmountOutstandingAtAnyMonthendDuringYear>
    <FBP:AssetsSoldUnderAgreementsToRepurchaseMaximumAmountOutstandingAtAnyMonthendDuringYear contextRef="AsOf2012-12-31" unitRef="USD" decimals="-3">16745000</FBP:AssetsSoldUnderAgreementsToRepurchaseMaximumAmountOutstandingAtAnyMonthendDuringYear>
    <FBP:AssetsSoldUnderAgreementsToRepurchaseAverageDailyBalanceOutstandingDuringYear contextRef="AsOf2011-12-31" unitRef="USD" decimals="-3">55011000</FBP:AssetsSoldUnderAgreementsToRepurchaseAverageDailyBalanceOutstandingDuringYear>
    <FBP:AssetsSoldUnderAgreementsToRepurchaseAverageDailyBalanceOutstandingDuringYear contextRef="AsOf2012-12-31" unitRef="USD" decimals="-3">1667000</FBP:AssetsSoldUnderAgreementsToRepurchaseAverageDailyBalanceOutstandingDuringYear>
    <FBP:AssetsSoldUnderAgreementsToRepurchaseAverageAnnualInterestRatePaidDuringYear contextRef="AsOf2011-12-31" unitRef="Pure" decimals="INF">0.0033</FBP:AssetsSoldUnderAgreementsToRepurchaseAverageAnnualInterestRatePaidDuringYear>
    <FBP:AssetsSoldUnderAgreementsToRepurchaseAverageAnnualInterestRatePaidDuringYear contextRef="AsOf2012-12-31" unitRef="Pure" decimals="INF">0.0024</FBP:AssetsSoldUnderAgreementsToRepurchaseAverageAnnualInterestRatePaidDuringYear>
    <us-gaap:AssetsSoldUnderAgreementsToRepurchaseInterestRate contextRef="AsOf2011-12-31" unitRef="Pure" decimals="INF">0.0032</us-gaap:AssetsSoldUnderAgreementsToRepurchaseInterestRate>
    <us-gaap:AssetsSoldUnderAgreementsToRepurchaseInterestRate contextRef="AsOf2012-12-31" unitRef="Pure" xsi:nil="true" />
    <FBP:AmortizationOfDepositPremiums contextRef="From2012-01-01to2012-12-31" unitRef="USD" decimals="-3">85000</FBP:AmortizationOfDepositPremiums>
    <FBP:AmortizationOfDepositPremiums contextRef="From2011-01-01to2011-12-31" unitRef="USD" decimals="-3">337000</FBP:AmortizationOfDepositPremiums>
    <FBP:AmortizationOfDepositPremiums contextRef="From2010-01-01to2010-12-31" unitRef="USD" decimals="-3">2211000</FBP:AmortizationOfDepositPremiums>
    <FBP:UnamortizedDepositPremiums contextRef="AsOf2012-12-31" unitRef="USD" decimals="-3">38000</FBP:UnamortizedDepositPremiums>
    <us-gaap:DueToOtherRelatedPartiesCurrentAndNoncurrent contextRef="AsOf2011-12-31" unitRef="USD" decimals="-3">30764000</us-gaap:DueToOtherRelatedPartiesCurrentAndNoncurrent>
    <us-gaap:DueToOtherRelatedPartiesCurrentAndNoncurrent contextRef="AsOf2012-12-31" unitRef="USD" decimals="-3">30542000</us-gaap:DueToOtherRelatedPartiesCurrentAndNoncurrent>
    <us-gaap:DebtInstrumentMaturityDate contextRef="From2012-01-01to2012-12-31_TrustPreferredSecuritiesMember">2034-01-23</us-gaap:DebtInstrumentMaturityDate>
    <us-gaap:DebtInstrumentMaturityDate contextRef="From2011-01-01to2011-12-31_TrustPreferredSecuritiesMember">2034-01-23</us-gaap:DebtInstrumentMaturityDate>
    <us-gaap:DebtInstrumentMaturityDate contextRef="From2011-01-01to2011-12-31_FhlbTermNote1Member">2012-04-20</us-gaap:DebtInstrumentMaturityDate>
    <us-gaap:DebtInstrumentMaturityDate contextRef="From2011-01-01to2011-12-31_FhlbTermNote2Member">2012-06-28</us-gaap:DebtInstrumentMaturityDate>
    <us-gaap:DebtInstrumentMaturityDate contextRef="From2011-01-01to2011-12-31_FhlbTermNote3Member">2012-12-28</us-gaap:DebtInstrumentMaturityDate>
    <us-gaap:DebtInstrumentMaturityDate contextRef="From2011-01-01to2011-12-31_FhlbTermNote4Member">2013-06-28</us-gaap:DebtInstrumentMaturityDate>
    <us-gaap:DebtInstrumentMaturityDate contextRef="From2011-01-01to2011-12-31_FhlbTermNote5Member">2013-12-30</us-gaap:DebtInstrumentMaturityDate>
    <us-gaap:DebtInstrumentMaturityDate contextRef="From2011-01-01to2011-12-31_FhlbTermNote6Member">2014-01-13</us-gaap:DebtInstrumentMaturityDate>
    <us-gaap:DebtInstrumentMaturityDate contextRef="From2011-01-01to2011-12-31_FhlbTermNote7Member">2014-06-30</us-gaap:DebtInstrumentMaturityDate>
    <us-gaap:DebtInstrumentMaturityDate contextRef="From2012-01-01to2012-12-31_TrustPreferredSecurities2Member">2036-06-15</us-gaap:DebtInstrumentMaturityDate>
    <us-gaap:DebtInstrumentMaturityDate contextRef="From2011-01-01to2011-12-31_TrustPreferredSecurities2Member">2036-06-15</us-gaap:DebtInstrumentMaturityDate>
    <us-gaap:DebtInstrumentCallFeature contextRef="From2012-01-01to2012-12-31_TrustPreferredSecuritiesMember">Quarterly by Company&#13;beginning 1/23/09</us-gaap:DebtInstrumentCallFeature>
    <us-gaap:DebtInstrumentCallFeature contextRef="From2011-01-01to2011-12-31_TrustPreferredSecuritiesMember">Quarterly by Company beginning 1/23/09</us-gaap:DebtInstrumentCallFeature>
    <us-gaap:DebtInstrumentCallFeature contextRef="From2011-01-01to2011-12-31_FhlbTermNote1Member">Quarterly by FHLB,&#13;beginning 4/20/09</us-gaap:DebtInstrumentCallFeature>
    <us-gaap:DebtInstrumentCallFeature contextRef="From2011-01-01to2011-12-31_FhlbTermNote2Member">None</us-gaap:DebtInstrumentCallFeature>
    <us-gaap:DebtInstrumentCallFeature contextRef="From2011-01-01to2011-12-31_FhlbTermNote3Member">None</us-gaap:DebtInstrumentCallFeature>
    <us-gaap:DebtInstrumentCallFeature contextRef="From2011-01-01to2011-12-31_FhlbTermNote4Member">None</us-gaap:DebtInstrumentCallFeature>
    <us-gaap:DebtInstrumentCallFeature contextRef="From2011-01-01to2011-12-31_FhlbTermNote5Member">None</us-gaap:DebtInstrumentCallFeature>
    <us-gaap:DebtInstrumentCallFeature contextRef="From2011-01-01to2011-12-31_FhlbTermNote6Member">None</us-gaap:DebtInstrumentCallFeature>
    <us-gaap:DebtInstrumentCallFeature contextRef="From2011-01-01to2011-12-31_FhlbTermNote7Member">None</us-gaap:DebtInstrumentCallFeature>
    <us-gaap:DebtInstrumentCallFeature contextRef="From2012-01-01to2012-12-31_TrustPreferredSecurities2Member">Quarterly by Company&#13;beginning 6/15/11</us-gaap:DebtInstrumentCallFeature>
    <us-gaap:DebtInstrumentCallFeature contextRef="From2011-01-01to2011-12-31_TrustPreferredSecurities2Member">Quarterly by Company beginning 6/15/11</us-gaap:DebtInstrumentCallFeature>
    <us-gaap:DebtInstrumentCallDateEarliest contextRef="From2012-01-01to2012-12-31_TrustPreferredSecuritiesMember">2009-01-23</us-gaap:DebtInstrumentCallDateEarliest>
    <us-gaap:DebtInstrumentCallDateEarliest contextRef="From2011-01-01to2011-12-31_TrustPreferredSecuritiesMember">2009-01-23</us-gaap:DebtInstrumentCallDateEarliest>
    <us-gaap:DebtInstrumentCallDateEarliest contextRef="From2011-01-01to2011-12-31_FhlbTermNote1Member">2009-04-20</us-gaap:DebtInstrumentCallDateEarliest>
    <us-gaap:DebtInstrumentCallDateEarliest contextRef="From2012-01-01to2012-12-31_TrustPreferredSecurities2Member">2011-06-15</us-gaap:DebtInstrumentCallDateEarliest>
    <us-gaap:DebtInstrumentCallDateEarliest contextRef="From2011-01-01to2011-12-31_TrustPreferredSecurities2Member">2011-06-15</us-gaap:DebtInstrumentCallDateEarliest>
    <us-gaap:DebtInstrumentInterestRateEffectivePercentage contextRef="AsOf2012-12-31_TrustPreferredSecuritiesMember" unitRef="Pure" decimals="INF">.0301</us-gaap:DebtInstrumentInterestRateEffectivePercentage>
    <us-gaap:DebtInstrumentInterestRateEffectivePercentage contextRef="AsOf2011-12-31_TrustPreferredSecuritiesMember" unitRef="Pure" decimals="INF">.0313</us-gaap:DebtInstrumentInterestRateEffectivePercentage>
    <us-gaap:DebtInstrumentInterestRateEffectivePercentage contextRef="AsOf2012-12-31_TrustPreferredSecurities2Member" unitRef="Pure" decimals="INF">.0170</us-gaap:DebtInstrumentInterestRateEffectivePercentage>
    <us-gaap:DebtInstrumentInterestRateEffectivePercentage contextRef="AsOf2011-12-31_TrustPreferredSecurities2Member" unitRef="Pure" decimals="INF">.0194</us-gaap:DebtInstrumentInterestRateEffectivePercentage>
    <us-gaap:DebtInstrumentDescriptionOfVariableRateBasis contextRef="From2012-01-01to2012-12-31_TrustPreferredSecuritiesMember">3 month LIBOR</us-gaap:DebtInstrumentDescriptionOfVariableRateBasis>
    <us-gaap:DebtInstrumentDescriptionOfVariableRateBasis contextRef="From2011-01-01to2011-12-31_TrustPreferredSecuritiesMember">3 month LIBOR</us-gaap:DebtInstrumentDescriptionOfVariableRateBasis>
    <us-gaap:DebtInstrumentDescriptionOfVariableRateBasis contextRef="From2012-01-01to2012-12-31_TrustPreferredSecurities2Member">3 month LIBOR</us-gaap:DebtInstrumentDescriptionOfVariableRateBasis>
    <us-gaap:DebtInstrumentDescriptionOfVariableRateBasis contextRef="From2011-01-01to2011-12-31_TrustPreferredSecurities2Member">3 month LIBOR</us-gaap:DebtInstrumentDescriptionOfVariableRateBasis>
    <us-gaap:DebtInstrumentBasisSpreadOnVariableRate contextRef="AsOf2012-12-31_TrustPreferredSecuritiesMember" unitRef="Pure" decimals="INF">.0270</us-gaap:DebtInstrumentBasisSpreadOnVariableRate>
    <us-gaap:DebtInstrumentBasisSpreadOnVariableRate contextRef="AsOf2011-12-31_TrustPreferredSecuritiesMember" unitRef="Pure" decimals="INF">0.0270</us-gaap:DebtInstrumentBasisSpreadOnVariableRate>
    <us-gaap:DebtInstrumentBasisSpreadOnVariableRate contextRef="AsOf2012-12-31_TrustPreferredSecurities2Member" unitRef="Pure" decimals="INF">.0139</us-gaap:DebtInstrumentBasisSpreadOnVariableRate>
    <us-gaap:DebtInstrumentBasisSpreadOnVariableRate contextRef="AsOf2011-12-31_TrustPreferredSecurities2Member" unitRef="Pure" decimals="INF">0.0139</us-gaap:DebtInstrumentBasisSpreadOnVariableRate>
    <us-gaap:DebtWeightedAverageInterestRate contextRef="AsOf2011-12-31" unitRef="Pure" decimals="INF">.0174</us-gaap:DebtWeightedAverageInterestRate>
    <us-gaap:DebtWeightedAverageInterestRate contextRef="AsOf2012-12-31" unitRef="Pure" decimals="INF">0.0228</us-gaap:DebtWeightedAverageInterestRate>
    <us-gaap:LongTermDebt contextRef="AsOf2011-12-31" unitRef="USD" decimals="-3">133894000</us-gaap:LongTermDebt>
    <us-gaap:LongTermDebt contextRef="AsOf2012-12-31" unitRef="USD" decimals="-3">46394000</us-gaap:LongTermDebt>
    <FBP:UnamortizedFairMarketValueAdjustmentRecordedInAcquisition contextRef="AsOf2011-12-31" unitRef="USD" decimals="-3">31000</FBP:UnamortizedFairMarketValueAdjustmentRecordedInAcquisition>
    <us-gaap:DebtInstrumentInterestRateStatedPercentage contextRef="AsOf2011-12-31_FhlbTermNote1Member" unitRef="Pure" decimals="INF">.0451</us-gaap:DebtInstrumentInterestRateStatedPercentage>
    <us-gaap:DebtInstrumentInterestRateStatedPercentage contextRef="AsOf2011-12-31_FhlbTermNote2Member" unitRef="Pure" decimals="INF">.0069</us-gaap:DebtInstrumentInterestRateStatedPercentage>
    <us-gaap:DebtInstrumentInterestRateStatedPercentage contextRef="AsOf2011-12-31_FhlbTermNote3Member" unitRef="Pure" decimals="INF">.0091</us-gaap:DebtInstrumentInterestRateStatedPercentage>
    <us-gaap:DebtInstrumentInterestRateStatedPercentage contextRef="AsOf2011-12-31_FhlbTermNote4Member" unitRef="Pure" decimals="INF">0.0072</us-gaap:DebtInstrumentInterestRateStatedPercentage>
    <us-gaap:DebtInstrumentInterestRateStatedPercentage contextRef="AsOf2011-12-31_FhlbTermNote5Member" unitRef="Pure" decimals="INF">0.0150</us-gaap:DebtInstrumentInterestRateStatedPercentage>
    <us-gaap:DebtInstrumentInterestRateStatedPercentage contextRef="AsOf2011-12-31_FhlbTermNote6Member" unitRef="Pure" decimals="INF">.0138</us-gaap:DebtInstrumentInterestRateStatedPercentage>
    <us-gaap:DebtInstrumentInterestRateStatedPercentage contextRef="AsOf2011-12-31_FhlbTermNote7Member" unitRef="Pure" decimals="INF">.0121</us-gaap:DebtInstrumentInterestRateStatedPercentage>
    <us-gaap:LineOfCreditFacilityMaximumBorrowingCapacity contextRef="AsOf2012-12-31_FhlbLineOfCreditMember" unitRef="USD" decimals="-3">372000000</us-gaap:LineOfCreditFacilityMaximumBorrowingCapacity>
    <us-gaap:LineOfCreditFacilityMaximumBorrowingCapacity contextRef="AsOf2012-12-31_OvernightFederalFundsLineOfCreditMember" unitRef="USD" decimals="-3">50000000</us-gaap:LineOfCreditFacilityMaximumBorrowingCapacity>
    <us-gaap:LineOfCreditFacilityMaximumBorrowingCapacity contextRef="AsOf2012-12-31_FRBLineOfCreditMember" unitRef="USD" decimals="-3">88000000</us-gaap:LineOfCreditFacilityMaximumBorrowingCapacity>
    <us-gaap:LineOfCreditFacilityMaximumBorrowingCapacity contextRef="AsOf2011-12-31_CorrespondentBankLineOfCreditMember" unitRef="USD" decimals="-3">10000000</us-gaap:LineOfCreditFacilityMaximumBorrowingCapacity>
    <us-gaap:LineOfCreditFacilityAmountOutstanding contextRef="AsOf2012-12-31_FhlbLineOfCreditMember" unitRef="USD" decimals="-3">0</us-gaap:LineOfCreditFacilityAmountOutstanding>
    <us-gaap:LineOfCreditFacilityAmountOutstanding contextRef="AsOf2011-12-31_FhlbLineOfCreditMember" unitRef="USD" decimals="-3">88000000</us-gaap:LineOfCreditFacilityAmountOutstanding>
    <us-gaap:LineOfCreditFacilityAmountOutstanding contextRef="AsOf2012-12-31_OvernightFederalFundsLineOfCreditMember" unitRef="USD" decimals="-3">0</us-gaap:LineOfCreditFacilityAmountOutstanding>
    <us-gaap:LineOfCreditFacilityAmountOutstanding contextRef="AsOf2011-12-31_OvernightFederalFundsLineOfCreditMember" unitRef="USD" decimals="-3">0</us-gaap:LineOfCreditFacilityAmountOutstanding>
    <us-gaap:LineOfCreditFacilityAmountOutstanding contextRef="AsOf2012-12-31_FRBLineOfCreditMember" unitRef="USD" decimals="-3">0</us-gaap:LineOfCreditFacilityAmountOutstanding>
    <us-gaap:LineOfCreditFacilityAmountOutstanding contextRef="AsOf2011-12-31_FRBLineOfCreditMember" unitRef="USD" decimals="-3">0</us-gaap:LineOfCreditFacilityAmountOutstanding>
    <us-gaap:LineOfCreditFacilityDecreaseRepayments contextRef="From2012-01-01to2012-12-31_FhlbLineOfCreditMember" unitRef="USD" decimals="-3">65000000</us-gaap:LineOfCreditFacilityDecreaseRepayments>
    <FBP:LineOfCreditPrepaymentPenalties contextRef="From2012-01-01to2012-12-31_FhlbLineOfCreditMember" unitRef="USD" decimals="-3">500000</FBP:LineOfCreditPrepaymentPenalties>
    <FBP:LineOfCreditAmountReduced contextRef="AsOf2012-12-31_FhlbLineOfCreditMember" unitRef="USD" decimals="-3">143000000</FBP:LineOfCreditAmountReduced>
    <FBP:LineOfCreditAmountReduced contextRef="AsOf2011-12-31_FhlbLineOfCreditMember" unitRef="USD" decimals="-3">203000000</FBP:LineOfCreditAmountReduced>
    <us-gaap:LineOfCreditFacilityRemainingBorrowingCapacity contextRef="AsOf2012-12-31_FhlbLineOfCreditMember" unitRef="USD" decimals="-3">229000000</us-gaap:LineOfCreditFacilityRemainingBorrowingCapacity>
    <FBP:LineOfCreditPercentSecuredByCommonStock contextRef="From2011-01-01to2011-12-31_CorrespondentBankLineOfCreditMember" unitRef="Pure" decimals="INF">1.00</FBP:LineOfCreditPercentSecuredByCommonStock>
    <us-gaap:OperatingLeasesFutureMinimumPaymentsDueCurrent contextRef="AsOf2012-12-31" unitRef="USD" decimals="-3">868000</us-gaap:OperatingLeasesFutureMinimumPaymentsDueCurrent>
    <us-gaap:OperatingLeasesFutureMinimumPaymentsDueInTwoYears contextRef="AsOf2012-12-31" unitRef="USD" decimals="-3">844000</us-gaap:OperatingLeasesFutureMinimumPaymentsDueInTwoYears>
    <us-gaap:OperatingLeasesFutureMinimumPaymentsDueInThreeYears contextRef="AsOf2012-12-31" unitRef="USD" decimals="-3">721000</us-gaap:OperatingLeasesFutureMinimumPaymentsDueInThreeYears>
    <us-gaap:OperatingLeasesFutureMinimumPaymentsDueInFourYears contextRef="AsOf2012-12-31" unitRef="USD" decimals="-3">608000</us-gaap:OperatingLeasesFutureMinimumPaymentsDueInFourYears>
    <us-gaap:OperatingLeasesFutureMinimumPaymentsDueInFiveYears contextRef="AsOf2012-12-31" unitRef="USD" decimals="-3">515000</us-gaap:OperatingLeasesFutureMinimumPaymentsDueInFiveYears>
    <us-gaap:OperatingLeasesFutureMinimumPaymentsDueThereafter contextRef="AsOf2012-12-31" unitRef="USD" decimals="-3">1584000</us-gaap:OperatingLeasesFutureMinimumPaymentsDueThereafter>
    <us-gaap:OperatingLeasesFutureMinimumPaymentsDue contextRef="AsOf2012-12-31" unitRef="USD" decimals="-3">5140000</us-gaap:OperatingLeasesFutureMinimumPaymentsDue>
    <us-gaap:LeaseAndRentalExpense contextRef="From2012-01-01to2012-12-31" unitRef="USD" decimals="-3">1300000</us-gaap:LeaseAndRentalExpense>
    <us-gaap:LeaseAndRentalExpense contextRef="From2011-01-01to2011-12-31" unitRef="USD" decimals="-3">1200000</us-gaap:LeaseAndRentalExpense>
    <us-gaap:LeaseAndRentalExpense contextRef="From2010-01-01to2010-12-31" unitRef="USD" decimals="-3">2100000</us-gaap:LeaseAndRentalExpense>
    <us-gaap:DefinedBenefitPlanBenefitObligation contextRef="AsOf2012-12-31_PensionPlanMember" unitRef="USD" decimals="-3">32272000</us-gaap:DefinedBenefitPlanBenefitObligation>
    <us-gaap:DefinedBenefitPlanBenefitObligation contextRef="AsOf2011-12-31_PensionPlanMember" unitRef="USD" decimals="-3">40084000</us-gaap:DefinedBenefitPlanBenefitObligation>
    <us-gaap:DefinedBenefitPlanBenefitObligation contextRef="AsOf2010-12-31_PensionPlanMember" unitRef="USD" decimals="-3">31140000</us-gaap:DefinedBenefitPlanBenefitObligation>
    <us-gaap:DefinedBenefitPlanBenefitObligation contextRef="AsOf2012-12-31_SerpPlanCurrentYearMember" unitRef="USD" decimals="-3">6813000</us-gaap:DefinedBenefitPlanBenefitObligation>
    <us-gaap:DefinedBenefitPlanBenefitObligation contextRef="AsOf2011-12-31_SerpPlanCurrentYearMember" unitRef="USD" decimals="-3">8064000</us-gaap:DefinedBenefitPlanBenefitObligation>
    <us-gaap:DefinedBenefitPlanBenefitObligation contextRef="AsOf2010-12-31_SerpPlanCurrentYearMember" unitRef="USD" decimals="-3">7433000</us-gaap:DefinedBenefitPlanBenefitObligation>
    <us-gaap:DefinedBenefitPlanBenefitObligation contextRef="AsOf2009-12-31_PensionPlanMember" unitRef="USD" decimals="-3">25395000</us-gaap:DefinedBenefitPlanBenefitObligation>
    <us-gaap:DefinedBenefitPlanBenefitObligation contextRef="AsOf2009-12-31_SerpPlanCurrentYearMember" unitRef="USD" decimals="-3">6222000</us-gaap:DefinedBenefitPlanBenefitObligation>
    <us-gaap:DefinedBenefitPlanServiceCost contextRef="From2012-01-01to2012-12-31_PensionPlanMember" unitRef="USD" decimals="-3">1835000</us-gaap:DefinedBenefitPlanServiceCost>
    <us-gaap:DefinedBenefitPlanServiceCost contextRef="From2011-01-01to2011-12-31_PensionPlanMember" unitRef="USD" decimals="-3">1782000</us-gaap:DefinedBenefitPlanServiceCost>
    <us-gaap:DefinedBenefitPlanServiceCost contextRef="From2010-01-01to2010-12-31_PensionPlanMember" unitRef="USD" decimals="-3">1754000</us-gaap:DefinedBenefitPlanServiceCost>
    <us-gaap:DefinedBenefitPlanServiceCost contextRef="From2012-01-01to2012-12-31_SerpPlanCurrentYearMember" unitRef="USD" decimals="-3">303000</us-gaap:DefinedBenefitPlanServiceCost>
    <us-gaap:DefinedBenefitPlanServiceCost contextRef="From2011-01-01to2011-12-31_SerpPlanCurrentYearMember" unitRef="USD" decimals="-3">292000</us-gaap:DefinedBenefitPlanServiceCost>
    <us-gaap:DefinedBenefitPlanServiceCost contextRef="From2010-01-01to2010-12-31_SerpPlanCurrentYearMember" unitRef="USD" decimals="-3">408000</us-gaap:DefinedBenefitPlanServiceCost>
    <us-gaap:DefinedBenefitPlanInterestCost contextRef="From2012-01-01to2012-12-31_PensionPlanMember" unitRef="USD" decimals="-3">1451000</us-gaap:DefinedBenefitPlanInterestCost>
    <us-gaap:DefinedBenefitPlanInterestCost contextRef="From2011-01-01to2011-12-31_PensionPlanMember" unitRef="USD" decimals="-3">1638000</us-gaap:DefinedBenefitPlanInterestCost>
    <us-gaap:DefinedBenefitPlanInterestCost contextRef="From2010-01-01to2010-12-31_PensionPlanMember" unitRef="USD" decimals="-3">1555000</us-gaap:DefinedBenefitPlanInterestCost>
    <us-gaap:DefinedBenefitPlanInterestCost contextRef="From2012-01-01to2012-12-31_SerpPlanCurrentYearMember" unitRef="USD" decimals="-3">280000</us-gaap:DefinedBenefitPlanInterestCost>
    <us-gaap:DefinedBenefitPlanInterestCost contextRef="From2011-01-01to2011-12-31_SerpPlanCurrentYearMember" unitRef="USD" decimals="-3">351000</us-gaap:DefinedBenefitPlanInterestCost>
    <us-gaap:DefinedBenefitPlanInterestCost contextRef="From2010-01-01to2010-12-31_SerpPlanCurrentYearMember" unitRef="USD" decimals="-3">377000</us-gaap:DefinedBenefitPlanInterestCost>
    <us-gaap:DefinedBenefitPlanActuarialGainLoss contextRef="From2012-01-01to2012-12-31_PensionPlanMember" unitRef="USD" decimals="-3">-4006000</us-gaap:DefinedBenefitPlanActuarialGainLoss>
    <us-gaap:DefinedBenefitPlanActuarialGainLoss contextRef="From2011-01-01to2011-12-31_PensionPlanMember" unitRef="USD" decimals="-3">6004000</us-gaap:DefinedBenefitPlanActuarialGainLoss>
    <us-gaap:DefinedBenefitPlanActuarialGainLoss contextRef="From2010-01-01to2010-12-31_PensionPlanMember" unitRef="USD" decimals="-3">2830000</us-gaap:DefinedBenefitPlanActuarialGainLoss>
    <us-gaap:DefinedBenefitPlanActuarialGainLoss contextRef="From2012-01-01to2012-12-31_SerpPlanCurrentYearMember" unitRef="USD" decimals="-3">-1201000</us-gaap:DefinedBenefitPlanActuarialGainLoss>
    <us-gaap:DefinedBenefitPlanActuarialGainLoss contextRef="From2011-01-01to2011-12-31_SerpPlanCurrentYearMember" unitRef="USD" decimals="-3">93000</us-gaap:DefinedBenefitPlanActuarialGainLoss>
    <us-gaap:DefinedBenefitPlanActuarialGainLoss contextRef="From2010-01-01to2010-12-31_SerpPlanCurrentYearMember" unitRef="USD" decimals="-3">531000</us-gaap:DefinedBenefitPlanActuarialGainLoss>
    <us-gaap:DefinedBenefitPlanBenefitsPaid contextRef="From2012-01-01to2012-12-31_PensionPlanMember" unitRef="USD" decimals="-3">-503000</us-gaap:DefinedBenefitPlanBenefitsPaid>
    <us-gaap:DefinedBenefitPlanBenefitsPaid contextRef="From2011-01-01to2011-12-31_PensionPlanMember" unitRef="USD" decimals="-3">-480000</us-gaap:DefinedBenefitPlanBenefitsPaid>
    <us-gaap:DefinedBenefitPlanBenefitsPaid contextRef="From2010-01-01to2010-12-31_PensionPlanMember" unitRef="USD" decimals="-3">-394000</us-gaap:DefinedBenefitPlanBenefitsPaid>
    <us-gaap:DefinedBenefitPlanBenefitsPaid contextRef="From2012-01-01to2012-12-31_SerpPlanCurrentYearMember" unitRef="USD" decimals="-3">-146000</us-gaap:DefinedBenefitPlanBenefitsPaid>
    <us-gaap:DefinedBenefitPlanBenefitsPaid contextRef="From2011-01-01to2011-12-31_SerpPlanCurrentYearMember" unitRef="USD" decimals="-3">-105000</us-gaap:DefinedBenefitPlanBenefitsPaid>
    <us-gaap:DefinedBenefitPlanBenefitsPaid contextRef="From2010-01-01to2010-12-31_SerpPlanCurrentYearMember" unitRef="USD" decimals="-3">-105000</us-gaap:DefinedBenefitPlanBenefitsPaid>
    <us-gaap:DefinedBenefitPlanCurtailments contextRef="From2012-01-01to2012-12-31_PensionPlanMember" unitRef="USD" decimals="-3">-6589000</us-gaap:DefinedBenefitPlanCurtailments>
    <us-gaap:DefinedBenefitPlanCurtailments contextRef="From2011-01-01to2011-12-31_PensionPlanMember" unitRef="USD" xsi:nil="true" />
    <us-gaap:DefinedBenefitPlanCurtailments contextRef="From2010-01-01to2010-12-31_PensionPlanMember" unitRef="USD" xsi:nil="true" />
    <us-gaap:DefinedBenefitPlanCurtailments contextRef="From2012-01-01to2012-12-31_SerpPlanCurrentYearMember" unitRef="USD" decimals="-3">-487000</us-gaap:DefinedBenefitPlanCurtailments>
    <us-gaap:DefinedBenefitPlanCurtailments contextRef="From2011-01-01to2011-12-31_SerpPlanCurrentYearMember" unitRef="USD" xsi:nil="true" />
    <us-gaap:DefinedBenefitPlanCurtailments contextRef="From2010-01-01to2010-12-31_SerpPlanCurrentYearMember" unitRef="USD" xsi:nil="true" />
    <us-gaap:DefinedBenefitPlanFairValueOfPlanAssets contextRef="AsOf2012-12-31_PensionPlanMember" unitRef="USD" decimals="-3">30124000</us-gaap:DefinedBenefitPlanFairValueOfPlanAssets>
    <us-gaap:DefinedBenefitPlanFairValueOfPlanAssets contextRef="AsOf2011-12-31_PensionPlanMember" unitRef="USD" decimals="-3">24466000</us-gaap:DefinedBenefitPlanFairValueOfPlanAssets>
    <us-gaap:DefinedBenefitPlanFairValueOfPlanAssets contextRef="AsOf2010-12-31_PensionPlanMember" unitRef="USD" decimals="-3">22431000</us-gaap:DefinedBenefitPlanFairValueOfPlanAssets>
    <us-gaap:DefinedBenefitPlanFairValueOfPlanAssets contextRef="AsOf2012-12-31_SerpPlanCurrentYearMember" unitRef="USD" xsi:nil="true" />
    <us-gaap:DefinedBenefitPlanFairValueOfPlanAssets contextRef="AsOf2011-12-31_SerpPlanCurrentYearMember" unitRef="USD" xsi:nil="true" />
    <us-gaap:DefinedBenefitPlanFairValueOfPlanAssets contextRef="AsOf2010-12-31_SerpPlanCurrentYearMember" unitRef="USD" xsi:nil="true" />
    <us-gaap:DefinedBenefitPlanFairValueOfPlanAssets contextRef="AsOf2009-12-31_PensionPlanMember" unitRef="USD" decimals="-3">17793000</us-gaap:DefinedBenefitPlanFairValueOfPlanAssets>
    <us-gaap:DefinedBenefitPlanFairValueOfPlanAssets contextRef="AsOf2012-12-31_MoneyMarketFundsMember_FairValueInputsLevel2Member" unitRef="USD" decimals="-3">441000</us-gaap:DefinedBenefitPlanFairValueOfPlanAssets>
    <us-gaap:DefinedBenefitPlanFairValueOfPlanAssets contextRef="AsOf2011-12-31_MoneyMarketFundsMember_FairValueInputsLevel2Member" unitRef="USD" decimals="-3">831000</us-gaap:DefinedBenefitPlanFairValueOfPlanAssets>
    <us-gaap:DefinedBenefitPlanFairValueOfPlanAssets contextRef="AsOf2012-12-31_MoneyMarketFundsMember_FairValueInputsTotalMember" unitRef="USD" decimals="-3">441000</us-gaap:DefinedBenefitPlanFairValueOfPlanAssets>
    <us-gaap:DefinedBenefitPlanFairValueOfPlanAssets contextRef="AsOf2011-12-31_MoneyMarketFundsMember_FairValueInputsTotalMember" unitRef="USD" decimals="-3">831000</us-gaap:DefinedBenefitPlanFairValueOfPlanAssets>
    <us-gaap:DefinedBenefitPlanFairValueOfPlanAssets contextRef="AsOf2012-12-31_UsGovernmentBondFundMember_FairValueInputsTotalMember" unitRef="USD" decimals="-3">2995000</us-gaap:DefinedBenefitPlanFairValueOfPlanAssets>
    <us-gaap:DefinedBenefitPlanFairValueOfPlanAssets contextRef="AsOf2011-12-31_UsGovernmentBondFundMember_FairValueInputsTotalMember" unitRef="USD" decimals="-3">2356000</us-gaap:DefinedBenefitPlanFairValueOfPlanAssets>
    <us-gaap:DefinedBenefitPlanFairValueOfPlanAssets contextRef="AsOf2012-12-31_UsGovernmentBondFundMember_FairValueInputsLevel1Member" unitRef="USD" decimals="-3">2995000</us-gaap:DefinedBenefitPlanFairValueOfPlanAssets>
    <us-gaap:DefinedBenefitPlanFairValueOfPlanAssets contextRef="AsOf2011-12-31_UsGovernmentBondFundMember_FairValueInputsLevel1Member" unitRef="USD" decimals="-3">2356000</us-gaap:DefinedBenefitPlanFairValueOfPlanAssets>
    <us-gaap:DefinedBenefitPlanFairValueOfPlanAssets contextRef="AsOf2012-12-31_UsCorporateBondFundMember_FairValueInputsTotalMember" unitRef="USD" decimals="-3">3008000</us-gaap:DefinedBenefitPlanFairValueOfPlanAssets>
    <us-gaap:DefinedBenefitPlanFairValueOfPlanAssets contextRef="AsOf2011-12-31_UsCorporateBondFundMember_FairValueInputsTotalMember" unitRef="USD" decimals="-3">2331000</us-gaap:DefinedBenefitPlanFairValueOfPlanAssets>
    <us-gaap:DefinedBenefitPlanFairValueOfPlanAssets contextRef="AsOf2012-12-31_UsCorporateBondFundMember_FairValueInputsLevel1Member" unitRef="USD" decimals="-3">3008000</us-gaap:DefinedBenefitPlanFairValueOfPlanAssets>
    <us-gaap:DefinedBenefitPlanFairValueOfPlanAssets contextRef="AsOf2011-12-31_UsCorporateBondFundMember_FairValueInputsLevel1Member" unitRef="USD" decimals="-3">2331000</us-gaap:DefinedBenefitPlanFairValueOfPlanAssets>
    <us-gaap:DefinedBenefitPlanFairValueOfPlanAssets contextRef="AsOf2012-12-31_UsCorporateHighYieldBondFundMember_FairValueInputsTotalMember" unitRef="USD" decimals="-3">1563000</us-gaap:DefinedBenefitPlanFairValueOfPlanAssets>
    <us-gaap:DefinedBenefitPlanFairValueOfPlanAssets contextRef="AsOf2011-12-31_UsCorporateHighYieldBondFundMember_FairValueInputsTotalMember" unitRef="USD" decimals="-3">1195000</us-gaap:DefinedBenefitPlanFairValueOfPlanAssets>
    <us-gaap:DefinedBenefitPlanFairValueOfPlanAssets contextRef="AsOf2012-12-31_UsCorporateHighYieldBondFundMember_FairValueInputsLevel1Member" unitRef="USD" decimals="-3">1563000</us-gaap:DefinedBenefitPlanFairValueOfPlanAssets>
    <us-gaap:DefinedBenefitPlanFairValueOfPlanAssets contextRef="AsOf2011-12-31_UsCorporateHighYieldBondFundMember_FairValueInputsLevel1Member" unitRef="USD" decimals="-3">1195000</us-gaap:DefinedBenefitPlanFairValueOfPlanAssets>
    <us-gaap:DefinedBenefitPlanFairValueOfPlanAssets contextRef="AsOf2012-12-31_LargeCapValueFundMember_FairValueInputsTotalMember" unitRef="USD" decimals="-3">6101000</us-gaap:DefinedBenefitPlanFairValueOfPlanAssets>
    <us-gaap:DefinedBenefitPlanFairValueOfPlanAssets contextRef="AsOf2011-12-31_LargeCapValueFundMember_FairValueInputsTotalMember" unitRef="USD" decimals="-3">5194000</us-gaap:DefinedBenefitPlanFairValueOfPlanAssets>
    <us-gaap:DefinedBenefitPlanFairValueOfPlanAssets contextRef="AsOf2012-12-31_LargeCapValueFundMember_FairValueInputsLevel1Member" unitRef="USD" decimals="-3">6101000</us-gaap:DefinedBenefitPlanFairValueOfPlanAssets>
    <us-gaap:DefinedBenefitPlanFairValueOfPlanAssets contextRef="AsOf2011-12-31_LargeCapValueFundMember_FairValueInputsLevel1Member" unitRef="USD" decimals="-3">5194000</us-gaap:DefinedBenefitPlanFairValueOfPlanAssets>
    <us-gaap:DefinedBenefitPlanFairValueOfPlanAssets contextRef="AsOf2012-12-31_LargeCapGrowthFundMember_FairValueInputsTotalMember" unitRef="USD" decimals="-3">6020000</us-gaap:DefinedBenefitPlanFairValueOfPlanAssets>
    <us-gaap:DefinedBenefitPlanFairValueOfPlanAssets contextRef="AsOf2011-12-31_LargeCapGrowthFundMember_FairValueInputsTotalMember" unitRef="USD" decimals="-3">4883000</us-gaap:DefinedBenefitPlanFairValueOfPlanAssets>
    <us-gaap:DefinedBenefitPlanFairValueOfPlanAssets contextRef="AsOf2012-12-31_LargeCapGrowthFundMember_FairValueInputsLevel1Member" unitRef="USD" decimals="-3">6020000</us-gaap:DefinedBenefitPlanFairValueOfPlanAssets>
    <us-gaap:DefinedBenefitPlanFairValueOfPlanAssets contextRef="AsOf2011-12-31_LargeCapGrowthFundMember_FairValueInputsLevel1Member" unitRef="USD" decimals="-3">4883000</us-gaap:DefinedBenefitPlanFairValueOfPlanAssets>
    <us-gaap:DefinedBenefitPlanFairValueOfPlanAssets contextRef="AsOf2012-12-31_SmallCapGrowthFundMember_FairValueInputsTotalMember" unitRef="USD" decimals="-3">2514000</us-gaap:DefinedBenefitPlanFairValueOfPlanAssets>
    <us-gaap:DefinedBenefitPlanFairValueOfPlanAssets contextRef="AsOf2011-12-31_SmallCapGrowthFundMember_FairValueInputsTotalMember" unitRef="USD" decimals="-3">2030000</us-gaap:DefinedBenefitPlanFairValueOfPlanAssets>
    <us-gaap:DefinedBenefitPlanFairValueOfPlanAssets contextRef="AsOf2012-12-31_SmallCapGrowthFundMember_FairValueInputsLevel1Member" unitRef="USD" decimals="-3">2514000</us-gaap:DefinedBenefitPlanFairValueOfPlanAssets>
    <us-gaap:DefinedBenefitPlanFairValueOfPlanAssets contextRef="AsOf2011-12-31_SmallCapGrowthFundMember_FairValueInputsLevel1Member" unitRef="USD" decimals="-3">2030000</us-gaap:DefinedBenefitPlanFairValueOfPlanAssets>
    <us-gaap:DefinedBenefitPlanFairValueOfPlanAssets contextRef="AsOf2012-12-31_MidCapGrowthFundMember_FairValueInputsTotalMember" unitRef="USD" decimals="-3">3153000</us-gaap:DefinedBenefitPlanFairValueOfPlanAssets>
    <us-gaap:DefinedBenefitPlanFairValueOfPlanAssets contextRef="AsOf2011-12-31_MidCapGrowthFundMember_FairValueInputsTotalMember" unitRef="USD" decimals="-3">2491000</us-gaap:DefinedBenefitPlanFairValueOfPlanAssets>
    <us-gaap:DefinedBenefitPlanFairValueOfPlanAssets contextRef="AsOf2012-12-31_MidCapGrowthFundMember_FairValueInputsLevel1Member" unitRef="USD" decimals="-3">3153000</us-gaap:DefinedBenefitPlanFairValueOfPlanAssets>
    <us-gaap:DefinedBenefitPlanFairValueOfPlanAssets contextRef="AsOf2011-12-31_MidCapGrowthFundMember_FairValueInputsLevel1Member" unitRef="USD" decimals="-3">2491000</us-gaap:DefinedBenefitPlanFairValueOfPlanAssets>
    <us-gaap:DefinedBenefitPlanFairValueOfPlanAssets contextRef="AsOf2012-12-31_ForeignEquityFundMember_FairValueInputsTotalMember" unitRef="USD" decimals="-3">3147000</us-gaap:DefinedBenefitPlanFairValueOfPlanAssets>
    <us-gaap:DefinedBenefitPlanFairValueOfPlanAssets contextRef="AsOf2011-12-31_ForeignEquityFundMember_FairValueInputsTotalMember" unitRef="USD" decimals="-3">2328000</us-gaap:DefinedBenefitPlanFairValueOfPlanAssets>
    <us-gaap:DefinedBenefitPlanFairValueOfPlanAssets contextRef="AsOf2012-12-31_ForeignEquityFundMember_FairValueInputsLevel1Member" unitRef="USD" decimals="-3">3147000</us-gaap:DefinedBenefitPlanFairValueOfPlanAssets>
    <us-gaap:DefinedBenefitPlanFairValueOfPlanAssets contextRef="AsOf2011-12-31_ForeignEquityFundMember_FairValueInputsLevel1Member" unitRef="USD" decimals="-3">2328000</us-gaap:DefinedBenefitPlanFairValueOfPlanAssets>
    <us-gaap:DefinedBenefitPlanFairValueOfPlanAssets contextRef="AsOf2012-12-31_CompanyStockMember_FairValueInputsTotalMember" unitRef="USD" decimals="-3">1182000</us-gaap:DefinedBenefitPlanFairValueOfPlanAssets>
    <us-gaap:DefinedBenefitPlanFairValueOfPlanAssets contextRef="AsOf2011-12-31_CompanyStockMember_FairValueInputsTotalMember" unitRef="USD" decimals="-3">827000</us-gaap:DefinedBenefitPlanFairValueOfPlanAssets>
    <us-gaap:DefinedBenefitPlanFairValueOfPlanAssets contextRef="AsOf2012-12-31_CompanyStockMember_FairValueInputsLevel1Member" unitRef="USD" decimals="-3">1182000</us-gaap:DefinedBenefitPlanFairValueOfPlanAssets>
    <us-gaap:DefinedBenefitPlanFairValueOfPlanAssets contextRef="AsOf2011-12-31_CompanyStockMember_FairValueInputsLevel1Member" unitRef="USD" decimals="-3">827000</us-gaap:DefinedBenefitPlanFairValueOfPlanAssets>
    <us-gaap:DefinedBenefitPlanFairValueOfPlanAssets contextRef="AsOf2012-12-31_FairValueInputsTotalMember" unitRef="USD" decimals="-3">30124000</us-gaap:DefinedBenefitPlanFairValueOfPlanAssets>
    <us-gaap:DefinedBenefitPlanFairValueOfPlanAssets contextRef="AsOf2011-12-31_FairValueInputsTotalMember" unitRef="USD" decimals="-3">24466000</us-gaap:DefinedBenefitPlanFairValueOfPlanAssets>
    <us-gaap:DefinedBenefitPlanFairValueOfPlanAssets contextRef="AsOf2012-12-31_FairValueInputsLevel1Member" unitRef="USD" decimals="-3">29683000</us-gaap:DefinedBenefitPlanFairValueOfPlanAssets>
    <us-gaap:DefinedBenefitPlanFairValueOfPlanAssets contextRef="AsOf2011-12-31_FairValueInputsLevel1Member" unitRef="USD" decimals="-3">23635000</us-gaap:DefinedBenefitPlanFairValueOfPlanAssets>
    <us-gaap:DefinedBenefitPlanFairValueOfPlanAssets contextRef="AsOf2012-12-31_FairValueInputsLevel2Member" unitRef="USD" decimals="-3">441000</us-gaap:DefinedBenefitPlanFairValueOfPlanAssets>
    <us-gaap:DefinedBenefitPlanFairValueOfPlanAssets contextRef="AsOf2011-12-31_FairValueInputsLevel2Member" unitRef="USD" decimals="-3">831000</us-gaap:DefinedBenefitPlanFairValueOfPlanAssets>
    <us-gaap:DefinedBenefitPlanActualReturnOnPlanAssets contextRef="From2012-01-01to2012-12-31_PensionPlanMember" unitRef="USD" decimals="-3">3661000</us-gaap:DefinedBenefitPlanActualReturnOnPlanAssets>
    <us-gaap:DefinedBenefitPlanActualReturnOnPlanAssets contextRef="From2011-01-01to2011-12-31_PensionPlanMember" unitRef="USD" decimals="-3">15000</us-gaap:DefinedBenefitPlanActualReturnOnPlanAssets>
    <us-gaap:DefinedBenefitPlanActualReturnOnPlanAssets contextRef="From2010-01-01to2010-12-31_PensionPlanMember" unitRef="USD" decimals="-3">2532000</us-gaap:DefinedBenefitPlanActualReturnOnPlanAssets>
    <us-gaap:DefinedBenefitPlanContributionsByEmployer contextRef="From2012-01-01to2012-12-31_PensionPlanMember" unitRef="USD" decimals="-3">2500000</us-gaap:DefinedBenefitPlanContributionsByEmployer>
    <us-gaap:DefinedBenefitPlanContributionsByEmployer contextRef="From2011-01-01to2011-12-31_PensionPlanMember" unitRef="USD" decimals="-3">2500000</us-gaap:DefinedBenefitPlanContributionsByEmployer>
    <us-gaap:DefinedBenefitPlanContributionsByEmployer contextRef="From2010-01-01to2010-12-31_PensionPlanMember" unitRef="USD" decimals="-3">2500000</us-gaap:DefinedBenefitPlanContributionsByEmployer>
    <us-gaap:DefinedBenefitPlanFundedStatusOfPlan contextRef="AsOf2012-12-31_PensionPlanMember" unitRef="USD" decimals="-3">-2148000</us-gaap:DefinedBenefitPlanFundedStatusOfPlan>
    <us-gaap:DefinedBenefitPlanFundedStatusOfPlan contextRef="AsOf2011-12-31_PensionPlanMember" unitRef="USD" decimals="-3">-15618000</us-gaap:DefinedBenefitPlanFundedStatusOfPlan>
    <us-gaap:DefinedBenefitPlanFundedStatusOfPlan contextRef="AsOf2010-12-31_PensionPlanMember" unitRef="USD" decimals="-3">-8709000</us-gaap:DefinedBenefitPlanFundedStatusOfPlan>
    <us-gaap:DefinedBenefitPlanFundedStatusOfPlan contextRef="AsOf2012-12-31_SerpPlanCurrentYearMember" unitRef="USD" decimals="-3">-6813000</us-gaap:DefinedBenefitPlanFundedStatusOfPlan>
    <us-gaap:DefinedBenefitPlanFundedStatusOfPlan contextRef="AsOf2011-12-31_SerpPlanCurrentYearMember" unitRef="USD" decimals="-3">-8064000</us-gaap:DefinedBenefitPlanFundedStatusOfPlan>
    <us-gaap:DefinedBenefitPlanFundedStatusOfPlan contextRef="AsOf2010-12-31_SerpPlanCurrentYearMember" unitRef="USD" decimals="-3">-7433000</us-gaap:DefinedBenefitPlanFundedStatusOfPlan>
    <us-gaap:DefinedBenefitPlanAssetsForPlanBenefitsCurrentAndNoncurrent contextRef="AsOf2012-12-31_PensionPlanMember" unitRef="USD" decimals="-3">1232000</us-gaap:DefinedBenefitPlanAssetsForPlanBenefitsCurrentAndNoncurrent>
    <us-gaap:DefinedBenefitPlanAssetsForPlanBenefitsCurrentAndNoncurrent contextRef="AsOf2011-12-31_PensionPlanMember" unitRef="USD" decimals="-3">671000</us-gaap:DefinedBenefitPlanAssetsForPlanBenefitsCurrentAndNoncurrent>
    <us-gaap:DefinedBenefitPlanAssetsForPlanBenefitsCurrentAndNoncurrent contextRef="AsOf2012-12-31_SerpPlanCurrentYearMember" unitRef="USD" decimals="-3">-6614000</us-gaap:DefinedBenefitPlanAssetsForPlanBenefitsCurrentAndNoncurrent>
    <us-gaap:DefinedBenefitPlanAssetsForPlanBenefitsCurrentAndNoncurrent contextRef="AsOf2011-12-31_SerpPlanCurrentYearMember" unitRef="USD" decimals="-3">-6075000</us-gaap:DefinedBenefitPlanAssetsForPlanBenefitsCurrentAndNoncurrent>
    <us-gaap:PensionAndOtherPostretirementDefinedBenefitPlansLiabilitiesCurrentAndNoncurrent contextRef="AsOf2012-12-31_PensionPlanMember" unitRef="USD" decimals="-3">-3380000</us-gaap:PensionAndOtherPostretirementDefinedBenefitPlansLiabilitiesCurrentAndNoncurrent>
    <us-gaap:PensionAndOtherPostretirementDefinedBenefitPlansLiabilitiesCurrentAndNoncurrent contextRef="AsOf2011-12-31_PensionPlanMember" unitRef="USD" decimals="-3">-16289000</us-gaap:PensionAndOtherPostretirementDefinedBenefitPlansLiabilitiesCurrentAndNoncurrent>
    <us-gaap:PensionAndOtherPostretirementDefinedBenefitPlansLiabilitiesCurrentAndNoncurrent contextRef="AsOf2012-12-31_SerpPlanCurrentYearMember" unitRef="USD" decimals="-3">-199000</us-gaap:PensionAndOtherPostretirementDefinedBenefitPlansLiabilitiesCurrentAndNoncurrent>
    <us-gaap:PensionAndOtherPostretirementDefinedBenefitPlansLiabilitiesCurrentAndNoncurrent contextRef="AsOf2011-12-31_SerpPlanCurrentYearMember" unitRef="USD" decimals="-3">-1989000</us-gaap:PensionAndOtherPostretirementDefinedBenefitPlansLiabilitiesCurrentAndNoncurrent>
    <us-gaap:DefinedBenefitPlanAmountsRecognizedInBalanceSheet contextRef="AsOf2012-12-31_PensionPlanMember" unitRef="USD" decimals="-3">-2148000</us-gaap:DefinedBenefitPlanAmountsRecognizedInBalanceSheet>
    <us-gaap:DefinedBenefitPlanAmountsRecognizedInBalanceSheet contextRef="AsOf2011-12-31_PensionPlanMember" unitRef="USD" decimals="-3">-15618000</us-gaap:DefinedBenefitPlanAmountsRecognizedInBalanceSheet>
    <us-gaap:DefinedBenefitPlanAmountsRecognizedInBalanceSheet contextRef="AsOf2012-12-31_SerpPlanCurrentYearMember" unitRef="USD" decimals="-3">-6813000</us-gaap:DefinedBenefitPlanAmountsRecognizedInBalanceSheet>
    <us-gaap:DefinedBenefitPlanAmountsRecognizedInBalanceSheet contextRef="AsOf2011-12-31_SerpPlanCurrentYearMember" unitRef="USD" decimals="-3">-8064000</us-gaap:DefinedBenefitPlanAmountsRecognizedInBalanceSheet>
    <us-gaap:DefinedBenefitPlanAccumulatedOtherComprehensiveIncomeNetGainsLossesBeforeTax contextRef="AsOf2012-12-31_PensionPlanMember" unitRef="USD" decimals="-3">3380000</us-gaap:DefinedBenefitPlanAccumulatedOtherComprehensiveIncomeNetGainsLossesBeforeTax>
    <us-gaap:DefinedBenefitPlanAccumulatedOtherComprehensiveIncomeNetGainsLossesBeforeTax contextRef="AsOf2011-12-31_PensionPlanMember" unitRef="USD" decimals="-3">16213000</us-gaap:DefinedBenefitPlanAccumulatedOtherComprehensiveIncomeNetGainsLossesBeforeTax>
    <us-gaap:DefinedBenefitPlanAccumulatedOtherComprehensiveIncomeNetGainsLossesBeforeTax contextRef="AsOf2012-12-31_SerpPlanCurrentYearMember" unitRef="USD" decimals="-3">199000</us-gaap:DefinedBenefitPlanAccumulatedOtherComprehensiveIncomeNetGainsLossesBeforeTax>
    <us-gaap:DefinedBenefitPlanAccumulatedOtherComprehensiveIncomeNetGainsLossesBeforeTax contextRef="AsOf2011-12-31_SerpPlanCurrentYearMember" unitRef="USD" decimals="-3">1887000</us-gaap:DefinedBenefitPlanAccumulatedOtherComprehensiveIncomeNetGainsLossesBeforeTax>
    <us-gaap:DefinedBenefitPlanAccumulatedOtherComprehensiveIncomeNetTransitionAssetsObligationsBeforeTax contextRef="AsOf2012-12-31_PensionPlanMember" unitRef="USD" xsi:nil="true" />
    <us-gaap:DefinedBenefitPlanAccumulatedOtherComprehensiveIncomeNetTransitionAssetsObligationsBeforeTax contextRef="AsOf2011-12-31_PensionPlanMember" unitRef="USD" decimals="-3">32000</us-gaap:DefinedBenefitPlanAccumulatedOtherComprehensiveIncomeNetTransitionAssetsObligationsBeforeTax>
    <us-gaap:DefinedBenefitPlanAccumulatedOtherComprehensiveIncomeNetPriorServiceCostCreditBeforeTax contextRef="AsOf2012-12-31_PensionPlanMember" unitRef="USD" xsi:nil="true" />
    <us-gaap:DefinedBenefitPlanAccumulatedOtherComprehensiveIncomeNetPriorServiceCostCreditBeforeTax contextRef="AsOf2011-12-31_PensionPlanMember" unitRef="USD" decimals="-3">44000</us-gaap:DefinedBenefitPlanAccumulatedOtherComprehensiveIncomeNetPriorServiceCostCreditBeforeTax>
    <us-gaap:DefinedBenefitPlanAccumulatedOtherComprehensiveIncomeNetPriorServiceCostCreditBeforeTax contextRef="AsOf2012-12-31_SerpPlanCurrentYearMember" unitRef="USD" xsi:nil="true" />
    <us-gaap:DefinedBenefitPlanAccumulatedOtherComprehensiveIncomeNetPriorServiceCostCreditBeforeTax contextRef="AsOf2011-12-31_SerpPlanCurrentYearMember" unitRef="USD" decimals="-3">102000</us-gaap:DefinedBenefitPlanAccumulatedOtherComprehensiveIncomeNetPriorServiceCostCreditBeforeTax>
    <us-gaap:DefinedBenefitPlanAccumulatedOtherComprehensiveIncomeBeforeTax contextRef="AsOf2012-12-31_PensionPlanMember" unitRef="USD" decimals="-3">3380000</us-gaap:DefinedBenefitPlanAccumulatedOtherComprehensiveIncomeBeforeTax>
    <us-gaap:DefinedBenefitPlanAccumulatedOtherComprehensiveIncomeBeforeTax contextRef="AsOf2011-12-31_PensionPlanMember" unitRef="USD" decimals="-3">16289000</us-gaap:DefinedBenefitPlanAccumulatedOtherComprehensiveIncomeBeforeTax>
    <us-gaap:DefinedBenefitPlanAccumulatedOtherComprehensiveIncomeBeforeTax contextRef="AsOf2012-12-31_SerpPlanCurrentYearMember" unitRef="USD" decimals="-3">199000</us-gaap:DefinedBenefitPlanAccumulatedOtherComprehensiveIncomeBeforeTax>
    <us-gaap:DefinedBenefitPlanAccumulatedOtherComprehensiveIncomeBeforeTax contextRef="AsOf2011-12-31_SerpPlanCurrentYearMember" unitRef="USD" decimals="-3">1989000</us-gaap:DefinedBenefitPlanAccumulatedOtherComprehensiveIncomeBeforeTax>
    <us-gaap:DefinedBenefitPlanAccumulatedOtherComprehensiveIncomeLossAfterTax contextRef="AsOf2012-12-31_PensionPlanMember" unitRef="USD" decimals="-3">2063000</us-gaap:DefinedBenefitPlanAccumulatedOtherComprehensiveIncomeLossAfterTax>
    <us-gaap:DefinedBenefitPlanAccumulatedOtherComprehensiveIncomeLossAfterTax contextRef="AsOf2011-12-31_PensionPlanMember" unitRef="USD" decimals="-3">9855000</us-gaap:DefinedBenefitPlanAccumulatedOtherComprehensiveIncomeLossAfterTax>
    <us-gaap:DefinedBenefitPlanAccumulatedOtherComprehensiveIncomeLossAfterTax contextRef="AsOf2012-12-31_SerpPlanCurrentYearMember" unitRef="USD" decimals="-3">120000</us-gaap:DefinedBenefitPlanAccumulatedOtherComprehensiveIncomeLossAfterTax>
    <us-gaap:DefinedBenefitPlanAccumulatedOtherComprehensiveIncomeLossAfterTax contextRef="AsOf2011-12-31_SerpPlanCurrentYearMember" unitRef="USD" decimals="-3">1203000</us-gaap:DefinedBenefitPlanAccumulatedOtherComprehensiveIncomeLossAfterTax>
    <FBP:AmountRecognizedAOCIBeforeTaxEffectTaxBenefit contextRef="AsOf2012-12-31_PensionPlanMember" unitRef="USD" decimals="-3">-1317000</FBP:AmountRecognizedAOCIBeforeTaxEffectTaxBenefit>
    <FBP:AmountRecognizedAOCIBeforeTaxEffectTaxBenefit contextRef="AsOf2011-12-31_PensionPlanMember" unitRef="USD" decimals="-3">-6434000</FBP:AmountRecognizedAOCIBeforeTaxEffectTaxBenefit>
    <FBP:AmountRecognizedAOCIBeforeTaxEffectTaxBenefit contextRef="AsOf2012-12-31_SerpPlanCurrentYearMember" unitRef="USD" decimals="-3">-79000</FBP:AmountRecognizedAOCIBeforeTaxEffectTaxBenefit>
    <FBP:AmountRecognizedAOCIBeforeTaxEffectTaxBenefit contextRef="AsOf2011-12-31_SerpPlanCurrentYearMember" unitRef="USD" decimals="-3">-786000</FBP:AmountRecognizedAOCIBeforeTaxEffectTaxBenefit>
    <us-gaap:AccumulatedOtherComprehensiveIncomeLossDefinedBenefitPensionAndOtherPostretirementPlansNetOfTax contextRef="AsOf2012-12-31_PensionPlanMember" unitRef="USD" decimals="-3">2063000</us-gaap:AccumulatedOtherComprehensiveIncomeLossDefinedBenefitPensionAndOtherPostretirementPlansNetOfTax>
    <us-gaap:AccumulatedOtherComprehensiveIncomeLossDefinedBenefitPensionAndOtherPostretirementPlansNetOfTax contextRef="AsOf2011-12-31_PensionPlanMember" unitRef="USD" decimals="-3">9855000</us-gaap:AccumulatedOtherComprehensiveIncomeLossDefinedBenefitPensionAndOtherPostretirementPlansNetOfTax>
    <us-gaap:AccumulatedOtherComprehensiveIncomeLossDefinedBenefitPensionAndOtherPostretirementPlansNetOfTax contextRef="AsOf2010-12-31_PensionPlanMember" unitRef="USD" decimals="-3">5432000</us-gaap:AccumulatedOtherComprehensiveIncomeLossDefinedBenefitPensionAndOtherPostretirementPlansNetOfTax>
    <us-gaap:AccumulatedOtherComprehensiveIncomeLossDefinedBenefitPensionAndOtherPostretirementPlansNetOfTax contextRef="AsOf2012-12-31_SerpPlanCurrentYearMember" unitRef="USD" decimals="-3">120000</us-gaap:AccumulatedOtherComprehensiveIncomeLossDefinedBenefitPensionAndOtherPostretirementPlansNetOfTax>
    <us-gaap:AccumulatedOtherComprehensiveIncomeLossDefinedBenefitPensionAndOtherPostretirementPlansNetOfTax contextRef="AsOf2011-12-31_SerpPlanCurrentYearMember" unitRef="USD" decimals="-3">1203000</us-gaap:AccumulatedOtherComprehensiveIncomeLossDefinedBenefitPensionAndOtherPostretirementPlansNetOfTax>
    <us-gaap:AccumulatedOtherComprehensiveIncomeLossDefinedBenefitPensionAndOtherPostretirementPlansNetOfTax contextRef="AsOf2010-12-31_SerpPlanCurrentYearMember" unitRef="USD" decimals="-3">1165000</us-gaap:AccumulatedOtherComprehensiveIncomeLossDefinedBenefitPensionAndOtherPostretirementPlansNetOfTax>
    <us-gaap:OtherComprehensiveIncomeLossPensionAndOtherPostretirementBenefitPlansNetUnamortizedGainLossArisingDuringPeriodBeforeTax contextRef="From2012-01-01to2012-12-31" unitRef="USD" decimals="-3">13975000</us-gaap:OtherComprehensiveIncomeLossPensionAndOtherPostretirementBenefitPlansNetUnamortizedGainLossArisingDuringPeriodBeforeTax>
    <us-gaap:OtherComprehensiveIncomeLossPensionAndOtherPostretirementBenefitPlansNetUnamortizedGainLossArisingDuringPeriodBeforeTax contextRef="From2011-01-01to2011-12-31" unitRef="USD" decimals="-3">-7798000</us-gaap:OtherComprehensiveIncomeLossPensionAndOtherPostretirementBenefitPlansNetUnamortizedGainLossArisingDuringPeriodBeforeTax>
    <us-gaap:OtherComprehensiveIncomeLossPensionAndOtherPostretirementBenefitPlansNetUnamortizedGainLossArisingDuringPeriodBeforeTax contextRef="From2010-01-01to2010-12-31" unitRef="USD" decimals="-3">-2307000</us-gaap:OtherComprehensiveIncomeLossPensionAndOtherPostretirementBenefitPlansNetUnamortizedGainLossArisingDuringPeriodBeforeTax>
    <us-gaap:OtherComprehensiveIncomeLossPensionAndOtherPostretirementBenefitPlansNetUnamortizedGainLossArisingDuringPeriodBeforeTax contextRef="From2012-01-01to2012-12-31_PensionPlanMember" unitRef="USD" decimals="-3">-12288000</us-gaap:OtherComprehensiveIncomeLossPensionAndOtherPostretirementBenefitPlansNetUnamortizedGainLossArisingDuringPeriodBeforeTax>
    <us-gaap:OtherComprehensiveIncomeLossPensionAndOtherPostretirementBenefitPlansNetUnamortizedGainLossArisingDuringPeriodBeforeTax contextRef="From2011-01-01to2011-12-31_PensionPlanMember" unitRef="USD" decimals="-3">7707000</us-gaap:OtherComprehensiveIncomeLossPensionAndOtherPostretirementBenefitPlansNetUnamortizedGainLossArisingDuringPeriodBeforeTax>
    <us-gaap:OtherComprehensiveIncomeLossPensionAndOtherPostretirementBenefitPlansNetUnamortizedGainLossArisingDuringPeriodBeforeTax contextRef="From2012-01-01to2012-12-31_SerpPlanCurrentYearMember" unitRef="USD" decimals="-3">-1687000</us-gaap:OtherComprehensiveIncomeLossPensionAndOtherPostretirementBenefitPlansNetUnamortizedGainLossArisingDuringPeriodBeforeTax>
    <us-gaap:OtherComprehensiveIncomeLossPensionAndOtherPostretirementBenefitPlansNetUnamortizedGainLossArisingDuringPeriodBeforeTax contextRef="From2011-01-01to2011-12-31_SerpPlanCurrentYearMember" unitRef="USD" decimals="-3">93000</us-gaap:OtherComprehensiveIncomeLossPensionAndOtherPostretirementBenefitPlansNetUnamortizedGainLossArisingDuringPeriodBeforeTax>
    <us-gaap:DefinedBenefitPlanAmountsRecognizedInOtherComprehensiveIncomeNetPriorServiceCostCreditBeforeTax contextRef="From2012-01-01to2012-12-31_PensionPlanMember" unitRef="USD" decimals="-3">-32000</us-gaap:DefinedBenefitPlanAmountsRecognizedInOtherComprehensiveIncomeNetPriorServiceCostCreditBeforeTax>
    <us-gaap:DefinedBenefitPlanAmountsRecognizedInOtherComprehensiveIncomeNetPriorServiceCostCreditBeforeTax contextRef="From2011-01-01to2011-12-31_PensionPlanMember" unitRef="USD" xsi:nil="true" />
    <us-gaap:DefinedBenefitPlanAmountsRecognizedInOtherComprehensiveIncomeNetPriorServiceCostCreditBeforeTax contextRef="From2012-01-01to2012-12-31_SerpPlanCurrentYearMember" unitRef="USD" decimals="-3">-83000</us-gaap:DefinedBenefitPlanAmountsRecognizedInOtherComprehensiveIncomeNetPriorServiceCostCreditBeforeTax>
    <us-gaap:DefinedBenefitPlanAmountsRecognizedInOtherComprehensiveIncomeNetPriorServiceCostCreditBeforeTax contextRef="From2011-01-01to2011-12-31_SerpPlanCurrentYearMember" unitRef="USD" xsi:nil="true" />
    <us-gaap:OtherComprehensiveIncomeReclassificationOfDefinedBenefitPlanNetTransitionAssetObligationRecognizedInNetPeriodicBenefitCostBeforeTax contextRef="From2012-01-01to2012-12-31_PensionPlanMember" unitRef="USD" decimals="-3">-30000</us-gaap:OtherComprehensiveIncomeReclassificationOfDefinedBenefitPlanNetTransitionAssetObligationRecognizedInNetPeriodicBenefitCostBeforeTax>
    <us-gaap:OtherComprehensiveIncomeReclassificationOfDefinedBenefitPlanNetTransitionAssetObligationRecognizedInNetPeriodicBenefitCostBeforeTax contextRef="From2011-01-01to2011-12-31_PensionPlanMember" unitRef="USD" xsi:nil="true" />
    <FBP:AmortizationOfUnrecognizedActuarialLoss contextRef="From2012-01-01to2012-12-31_PensionPlanMember" unitRef="USD" decimals="-3">-545000</FBP:AmortizationOfUnrecognizedActuarialLoss>
    <FBP:AmortizationOfUnrecognizedActuarialLoss contextRef="From2011-01-01to2011-12-31_PensionPlanMember" unitRef="USD" decimals="-3">-382000</FBP:AmortizationOfUnrecognizedActuarialLoss>
    <FBP:AmortizationOfUnrecognizedActuarialLoss contextRef="From2012-01-01to2012-12-31_SerpPlanCurrentYearMember" unitRef="USD" xsi:nil="true" />
    <FBP:AmortizationOfUnrecognizedActuarialLoss contextRef="From2011-01-01to2011-12-31_SerpPlanCurrentYearMember" unitRef="USD" decimals="-3">-12000</FBP:AmortizationOfUnrecognizedActuarialLoss>
    <FBP:AmortizationOfPriorServiceCostAndTransitionObligation contextRef="From2012-01-01to2012-12-31_PensionPlanMember" unitRef="USD" decimals="-3">-14000</FBP:AmortizationOfPriorServiceCostAndTransitionObligation>
    <FBP:AmortizationOfPriorServiceCostAndTransitionObligation contextRef="From2011-01-01to2011-12-31_PensionPlanMember" unitRef="USD" decimals="-3">-13000</FBP:AmortizationOfPriorServiceCostAndTransitionObligation>
    <FBP:AmortizationOfPriorServiceCostAndTransitionObligation contextRef="From2012-01-01to2012-12-31_SerpPlanCurrentYearMember" unitRef="USD" decimals="-3">-19000</FBP:AmortizationOfPriorServiceCostAndTransitionObligation>
    <FBP:AmortizationOfPriorServiceCostAndTransitionObligation contextRef="From2011-01-01to2011-12-31_SerpPlanCurrentYearMember" unitRef="USD" decimals="-3">-19000</FBP:AmortizationOfPriorServiceCostAndTransitionObligation>
    <us-gaap:OtherComprehensiveIncomeDefinedBenefitPlansTaxPortionAttributableToParent contextRef="From2012-01-01to2012-12-31_PensionPlanMember" unitRef="USD" decimals="-3">5117000</us-gaap:OtherComprehensiveIncomeDefinedBenefitPlansTaxPortionAttributableToParent>
    <us-gaap:OtherComprehensiveIncomeDefinedBenefitPlansTaxPortionAttributableToParent contextRef="From2011-01-01to2011-12-31_PensionPlanMember" unitRef="USD" decimals="-3">-2889000</us-gaap:OtherComprehensiveIncomeDefinedBenefitPlansTaxPortionAttributableToParent>
    <us-gaap:OtherComprehensiveIncomeDefinedBenefitPlansTaxPortionAttributableToParent contextRef="From2012-01-01to2012-12-31_SerpPlanCurrentYearMember" unitRef="USD" decimals="-3">706000</us-gaap:OtherComprehensiveIncomeDefinedBenefitPlansTaxPortionAttributableToParent>
    <us-gaap:OtherComprehensiveIncomeDefinedBenefitPlansTaxPortionAttributableToParent contextRef="From2011-01-01to2011-12-31_SerpPlanCurrentYearMember" unitRef="USD" decimals="-3">-24000</us-gaap:OtherComprehensiveIncomeDefinedBenefitPlansTaxPortionAttributableToParent>
    <us-gaap:PrepaidPensionCosts contextRef="AsOf2012-12-31_PensionPlanMember" unitRef="USD" decimals="-3">1232000</us-gaap:PrepaidPensionCosts>
    <us-gaap:PrepaidPensionCosts contextRef="AsOf2011-12-31_PensionPlanMember" unitRef="USD" decimals="-3">671000</us-gaap:PrepaidPensionCosts>
    <us-gaap:PrepaidPensionCosts contextRef="AsOf2010-12-31_PensionPlanMember" unitRef="USD" decimals="-3">270000</us-gaap:PrepaidPensionCosts>
    <us-gaap:PrepaidPensionCosts contextRef="AsOf2012-12-31_SerpPlanCurrentYearMember" unitRef="USD" decimals="-3">-6614000</us-gaap:PrepaidPensionCosts>
    <us-gaap:PrepaidPensionCosts contextRef="AsOf2011-12-31_SerpPlanCurrentYearMember" unitRef="USD" decimals="-3">-6075000</us-gaap:PrepaidPensionCosts>
    <us-gaap:PrepaidPensionCosts contextRef="AsOf2010-12-31_SerpPlanCurrentYearMember" unitRef="USD" decimals="-3">-5507000</us-gaap:PrepaidPensionCosts>
    <us-gaap:DefinedBenefitPlanNetPeriodicBenefitCost contextRef="From2012-01-01to2012-12-31_PensionPlanMember" unitRef="USD" decimals="-3">1876000</us-gaap:DefinedBenefitPlanNetPeriodicBenefitCost>
    <us-gaap:DefinedBenefitPlanNetPeriodicBenefitCost contextRef="From2011-01-01to2011-12-31_PensionPlanMember" unitRef="USD" decimals="-3">2099000</us-gaap:DefinedBenefitPlanNetPeriodicBenefitCost>
    <us-gaap:DefinedBenefitPlanNetPeriodicBenefitCost contextRef="From2010-01-01to2010-12-31_PensionPlanMember" unitRef="USD" decimals="-3">2295000</us-gaap:DefinedBenefitPlanNetPeriodicBenefitCost>
    <us-gaap:DefinedBenefitPlanNetPeriodicBenefitCost contextRef="From2012-01-01to2012-12-31_SerpPlanCurrentYearMember" unitRef="USD" decimals="-3">602000</us-gaap:DefinedBenefitPlanNetPeriodicBenefitCost>
    <us-gaap:DefinedBenefitPlanNetPeriodicBenefitCost contextRef="From2011-01-01to2011-12-31_SerpPlanCurrentYearMember" unitRef="USD" decimals="-3">673000</us-gaap:DefinedBenefitPlanNetPeriodicBenefitCost>
    <us-gaap:DefinedBenefitPlanNetPeriodicBenefitCost contextRef="From2010-01-01to2010-12-31_SerpPlanCurrentYearMember" unitRef="USD" decimals="-3">885000</us-gaap:DefinedBenefitPlanNetPeriodicBenefitCost>
    <us-gaap:DefinedBenefitPlanRecognizedNetGainLossDueToSettlementsAndCurtailments1 contextRef="From2012-01-01to2012-12-31_PensionPlanMember" unitRef="USD" decimals="-3">-63000</us-gaap:DefinedBenefitPlanRecognizedNetGainLossDueToSettlementsAndCurtailments1>
    <us-gaap:DefinedBenefitPlanRecognizedNetGainLossDueToSettlementsAndCurtailments1 contextRef="From2011-01-01to2011-12-31_PensionPlanMember" unitRef="USD" xsi:nil="true" />
    <us-gaap:DefinedBenefitPlanRecognizedNetGainLossDueToSettlementsAndCurtailments1 contextRef="From2012-01-01to2012-12-31_SerpPlanCurrentYearMember" unitRef="USD" decimals="-3">-83000</us-gaap:DefinedBenefitPlanRecognizedNetGainLossDueToSettlementsAndCurtailments1>
    <us-gaap:DefinedBenefitPlanRecognizedNetGainLossDueToSettlementsAndCurtailments1 contextRef="From2011-01-01to2011-12-31_SerpPlanCurrentYearMember" unitRef="USD" xsi:nil="true" />
    <us-gaap:DefinedBenefitPlanExpectedReturnOnPlanAssets contextRef="From2012-01-01to2012-12-31_PensionPlanMember" unitRef="USD" decimals="-3">-1969000</us-gaap:DefinedBenefitPlanExpectedReturnOnPlanAssets>
    <us-gaap:DefinedBenefitPlanExpectedReturnOnPlanAssets contextRef="From2011-01-01to2011-12-31_PensionPlanMember" unitRef="USD" decimals="-3">-1716000</us-gaap:DefinedBenefitPlanExpectedReturnOnPlanAssets>
    <us-gaap:DefinedBenefitPlanExpectedReturnOnPlanAssets contextRef="From2010-01-01to2010-12-31_PensionPlanMember" unitRef="USD" decimals="-3">-1479000</us-gaap:DefinedBenefitPlanExpectedReturnOnPlanAssets>
    <us-gaap:DefinedBenefitPlanAmortizationOfGainsLosses contextRef="From2012-01-01to2012-12-31_PensionPlanMember" unitRef="USD" decimals="-3">559000</us-gaap:DefinedBenefitPlanAmortizationOfGainsLosses>
    <us-gaap:DefinedBenefitPlanAmortizationOfGainsLosses contextRef="From2011-01-01to2011-12-31_PensionPlanMember" unitRef="USD" decimals="-3">395000</us-gaap:DefinedBenefitPlanAmortizationOfGainsLosses>
    <us-gaap:DefinedBenefitPlanAmortizationOfGainsLosses contextRef="From2010-01-01to2010-12-31_PensionPlanMember" unitRef="USD" decimals="-3">465000</us-gaap:DefinedBenefitPlanAmortizationOfGainsLosses>
    <us-gaap:DefinedBenefitPlanAmortizationOfGainsLosses contextRef="From2012-01-01to2012-12-31_SerpPlanCurrentYearMember" unitRef="USD" decimals="-3">19000</us-gaap:DefinedBenefitPlanAmortizationOfGainsLosses>
    <us-gaap:DefinedBenefitPlanAmortizationOfGainsLosses contextRef="From2011-01-01to2011-12-31_SerpPlanCurrentYearMember" unitRef="USD" decimals="-3">30000</us-gaap:DefinedBenefitPlanAmortizationOfGainsLosses>
    <us-gaap:DefinedBenefitPlanAmortizationOfGainsLosses contextRef="From2010-01-01to2010-12-31_SerpPlanCurrentYearMember" unitRef="USD" decimals="-3">100000</us-gaap:DefinedBenefitPlanAmortizationOfGainsLosses>
    <us-gaap:DefinedBenefitPlanExpectedFutureBenefitPaymentsNextTwelveMonths contextRef="AsOf2012-12-31_PensionPlanMember" unitRef="USD" decimals="-3">723000</us-gaap:DefinedBenefitPlanExpectedFutureBenefitPaymentsNextTwelveMonths>
    <us-gaap:DefinedBenefitPlanExpectedFutureBenefitPaymentsNextTwelveMonths contextRef="AsOf2012-12-31_SerpPlanCurrentYearMember" unitRef="USD" decimals="-3">215000</us-gaap:DefinedBenefitPlanExpectedFutureBenefitPaymentsNextTwelveMonths>
    <us-gaap:DefinedBenefitPlanExpectedFutureBenefitPaymentsYearTwo contextRef="AsOf2012-12-31_PensionPlanMember" unitRef="USD" decimals="-3">860000</us-gaap:DefinedBenefitPlanExpectedFutureBenefitPaymentsYearTwo>
    <us-gaap:DefinedBenefitPlanExpectedFutureBenefitPaymentsYearTwo contextRef="AsOf2012-12-31_SerpPlanCurrentYearMember" unitRef="USD" decimals="-3">220000</us-gaap:DefinedBenefitPlanExpectedFutureBenefitPaymentsYearTwo>
    <us-gaap:DefinedBenefitPlanExpectedFutureBenefitPaymentsYearThree contextRef="AsOf2012-12-31_PensionPlanMember" unitRef="USD" decimals="-3">968000</us-gaap:DefinedBenefitPlanExpectedFutureBenefitPaymentsYearThree>
    <us-gaap:DefinedBenefitPlanExpectedFutureBenefitPaymentsYearThree contextRef="AsOf2012-12-31_SerpPlanCurrentYearMember" unitRef="USD" decimals="-3">263000</us-gaap:DefinedBenefitPlanExpectedFutureBenefitPaymentsYearThree>
    <us-gaap:DefinedBenefitPlanExpectedFutureBenefitPaymentsYearFour contextRef="AsOf2012-12-31_PensionPlanMember" unitRef="USD" decimals="-3">1160000</us-gaap:DefinedBenefitPlanExpectedFutureBenefitPaymentsYearFour>
    <us-gaap:DefinedBenefitPlanExpectedFutureBenefitPaymentsYearFour contextRef="AsOf2012-12-31_SerpPlanCurrentYearMember" unitRef="USD" decimals="-3">330000</us-gaap:DefinedBenefitPlanExpectedFutureBenefitPaymentsYearFour>
    <us-gaap:DefinedBenefitPlanExpectedFutureBenefitPaymentsYearFive contextRef="AsOf2012-12-31_PensionPlanMember" unitRef="USD" decimals="-3">1302000</us-gaap:DefinedBenefitPlanExpectedFutureBenefitPaymentsYearFive>
    <us-gaap:DefinedBenefitPlanExpectedFutureBenefitPaymentsYearFive contextRef="AsOf2012-12-31_SerpPlanCurrentYearMember" unitRef="USD" decimals="-3">357000</us-gaap:DefinedBenefitPlanExpectedFutureBenefitPaymentsYearFive>
    <us-gaap:DefinedBenefitPlanExpectedFutureBenefitPaymentsFiveFiscalYearsThereafter contextRef="AsOf2012-12-31_PensionPlanMember" unitRef="USD" decimals="-3">9013000</us-gaap:DefinedBenefitPlanExpectedFutureBenefitPaymentsFiveFiscalYearsThereafter>
    <us-gaap:DefinedBenefitPlanExpectedFutureBenefitPaymentsFiveFiscalYearsThereafter contextRef="AsOf2012-12-31_SerpPlanCurrentYearMember" unitRef="USD" decimals="-3">2309000</us-gaap:DefinedBenefitPlanExpectedFutureBenefitPaymentsFiveFiscalYearsThereafter>
    <us-gaap:DefinedBenefitPlanTargetPlanAssetAllocations contextRef="From2012-01-01to2012-12-31_CashAndCashEquivalentsMember" unitRef="Pure" decimals="INF">.02</us-gaap:DefinedBenefitPlanTargetPlanAssetAllocations>
    <us-gaap:DefinedBenefitPlanTargetPlanAssetAllocations contextRef="From2012-01-01to2012-12-31_UsGovernmentBondFundMember" unitRef="Pure" decimals="INF">.10</us-gaap:DefinedBenefitPlanTargetPlanAssetAllocations>
    <us-gaap:DefinedBenefitPlanTargetPlanAssetAllocations contextRef="From2012-01-01to2012-12-31_UsCorporateBondFundMember" unitRef="Pure" decimals="INF">.10</us-gaap:DefinedBenefitPlanTargetPlanAssetAllocations>
    <us-gaap:DefinedBenefitPlanTargetPlanAssetAllocations contextRef="From2012-01-01to2012-12-31_UsCorporateHighYieldBondFundMember" unitRef="Pure" decimals="INF">.05</us-gaap:DefinedBenefitPlanTargetPlanAssetAllocations>
    <us-gaap:DefinedBenefitPlanTargetPlanAssetAllocations contextRef="From2012-01-01to2012-12-31_LargeCapValueFundMember" unitRef="Pure" decimals="INF">.20</us-gaap:DefinedBenefitPlanTargetPlanAssetAllocations>
    <us-gaap:DefinedBenefitPlanTargetPlanAssetAllocations contextRef="From2012-01-01to2012-12-31_LargeCapGrowthFundMember" unitRef="Pure" decimals="INF">.20</us-gaap:DefinedBenefitPlanTargetPlanAssetAllocations>
    <us-gaap:DefinedBenefitPlanTargetPlanAssetAllocations contextRef="From2012-01-01to2012-12-31_MidCapEquityFundMember" unitRef="Pure" decimals="INF">.10</us-gaap:DefinedBenefitPlanTargetPlanAssetAllocations>
    <us-gaap:DefinedBenefitPlanTargetPlanAssetAllocations contextRef="From2012-01-01to2012-12-31_SmallCapGrowthFundMember" unitRef="Pure" decimals="INF">.08</us-gaap:DefinedBenefitPlanTargetPlanAssetAllocations>
    <us-gaap:DefinedBenefitPlanTargetPlanAssetAllocations contextRef="From2012-01-01to2012-12-31_ForeignEquityFundMember" unitRef="Pure" decimals="INF">.10</us-gaap:DefinedBenefitPlanTargetPlanAssetAllocations>
    <us-gaap:DefinedBenefitPlanTargetPlanAssetAllocations contextRef="From2012-01-01to2012-12-31_CompanyStockMember" unitRef="Pure" decimals="INF">.05</us-gaap:DefinedBenefitPlanTargetPlanAssetAllocations>
    <us-gaap:DefinedBenefitPlanTargetPlanAssetAllocationsRangeMinimum contextRef="From2012-01-01to2012-12-31_CashAndCashEquivalentsMember" unitRef="Pure" decimals="INF">.01</us-gaap:DefinedBenefitPlanTargetPlanAssetAllocationsRangeMinimum>
    <us-gaap:DefinedBenefitPlanTargetPlanAssetAllocationsRangeMinimum contextRef="From2012-01-01to2012-12-31_UsGovernmentBondFundMember" unitRef="Pure" decimals="INF">.10</us-gaap:DefinedBenefitPlanTargetPlanAssetAllocationsRangeMinimum>
    <us-gaap:DefinedBenefitPlanTargetPlanAssetAllocationsRangeMinimum contextRef="From2012-01-01to2012-12-31_UsCorporateBondFundMember" unitRef="Pure" decimals="INF">.05</us-gaap:DefinedBenefitPlanTargetPlanAssetAllocationsRangeMinimum>
    <us-gaap:DefinedBenefitPlanTargetPlanAssetAllocationsRangeMinimum contextRef="From2012-01-01to2012-12-31_UsCorporateHighYieldBondFundMember" unitRef="Pure" decimals="INF">.00</us-gaap:DefinedBenefitPlanTargetPlanAssetAllocationsRangeMinimum>
    <us-gaap:DefinedBenefitPlanTargetPlanAssetAllocationsRangeMinimum contextRef="From2012-01-01to2012-12-31_LargeCapValueFundMember" unitRef="Pure" decimals="INF">.20</us-gaap:DefinedBenefitPlanTargetPlanAssetAllocationsRangeMinimum>
    <us-gaap:DefinedBenefitPlanTargetPlanAssetAllocationsRangeMinimum contextRef="From2012-01-01to2012-12-31_LargeCapGrowthFundMember" unitRef="Pure" decimals="INF">.20</us-gaap:DefinedBenefitPlanTargetPlanAssetAllocationsRangeMinimum>
    <us-gaap:DefinedBenefitPlanTargetPlanAssetAllocationsRangeMinimum contextRef="From2012-01-01to2012-12-31_MidCapEquityFundMember" unitRef="Pure" decimals="INF">.05</us-gaap:DefinedBenefitPlanTargetPlanAssetAllocationsRangeMinimum>
    <us-gaap:DefinedBenefitPlanTargetPlanAssetAllocationsRangeMinimum contextRef="From2012-01-01to2012-12-31_SmallCapGrowthFundMember" unitRef="Pure" decimals="INF">.05</us-gaap:DefinedBenefitPlanTargetPlanAssetAllocationsRangeMinimum>
    <us-gaap:DefinedBenefitPlanTargetPlanAssetAllocationsRangeMinimum contextRef="From2012-01-01to2012-12-31_ForeignEquityFundMember" unitRef="Pure" decimals="INF">.05</us-gaap:DefinedBenefitPlanTargetPlanAssetAllocationsRangeMinimum>
    <us-gaap:DefinedBenefitPlanTargetPlanAssetAllocationsRangeMinimum contextRef="From2012-01-01to2012-12-31_CompanyStockMember" unitRef="Pure" decimals="INF">.00</us-gaap:DefinedBenefitPlanTargetPlanAssetAllocationsRangeMinimum>
    <us-gaap:DefinedBenefitPlanTargetPlanAssetAllocationsRangeMaximum contextRef="From2012-01-01to2012-12-31_CashAndCashEquivalentsMember" unitRef="Pure" decimals="INF">.05</us-gaap:DefinedBenefitPlanTargetPlanAssetAllocationsRangeMaximum>
    <us-gaap:DefinedBenefitPlanTargetPlanAssetAllocationsRangeMaximum contextRef="From2012-01-01to2012-12-31_UsGovernmentBondFundMember" unitRef="Pure" decimals="INF">.20</us-gaap:DefinedBenefitPlanTargetPlanAssetAllocationsRangeMaximum>
    <us-gaap:DefinedBenefitPlanTargetPlanAssetAllocationsRangeMaximum contextRef="From2012-01-01to2012-12-31_UsCorporateBondFundMember" unitRef="Pure" decimals="INF">.15</us-gaap:DefinedBenefitPlanTargetPlanAssetAllocationsRangeMaximum>
    <us-gaap:DefinedBenefitPlanTargetPlanAssetAllocationsRangeMaximum contextRef="From2012-01-01to2012-12-31_UsCorporateHighYieldBondFundMember" unitRef="Pure" decimals="INF">.10</us-gaap:DefinedBenefitPlanTargetPlanAssetAllocationsRangeMaximum>
    <us-gaap:DefinedBenefitPlanTargetPlanAssetAllocationsRangeMaximum contextRef="From2012-01-01to2012-12-31_LargeCapValueFundMember" unitRef="Pure" decimals="INF">.30</us-gaap:DefinedBenefitPlanTargetPlanAssetAllocationsRangeMaximum>
    <us-gaap:DefinedBenefitPlanTargetPlanAssetAllocationsRangeMaximum contextRef="From2012-01-01to2012-12-31_LargeCapGrowthFundMember" unitRef="Pure" decimals="INF">.30</us-gaap:DefinedBenefitPlanTargetPlanAssetAllocationsRangeMaximum>
    <us-gaap:DefinedBenefitPlanTargetPlanAssetAllocationsRangeMaximum contextRef="From2012-01-01to2012-12-31_MidCapEquityFundMember" unitRef="Pure" decimals="INF">.15</us-gaap:DefinedBenefitPlanTargetPlanAssetAllocationsRangeMaximum>
    <us-gaap:DefinedBenefitPlanTargetPlanAssetAllocationsRangeMaximum contextRef="From2012-01-01to2012-12-31_SmallCapGrowthFundMember" unitRef="Pure" decimals="INF">.15</us-gaap:DefinedBenefitPlanTargetPlanAssetAllocationsRangeMaximum>
    <us-gaap:DefinedBenefitPlanTargetPlanAssetAllocationsRangeMaximum contextRef="From2012-01-01to2012-12-31_ForeignEquityFundMember" unitRef="Pure" decimals="INF">.15</us-gaap:DefinedBenefitPlanTargetPlanAssetAllocationsRangeMaximum>
    <us-gaap:DefinedBenefitPlanTargetPlanAssetAllocationsRangeMaximum contextRef="From2012-01-01to2012-12-31_CompanyStockMember" unitRef="Pure" decimals="INF">.10</us-gaap:DefinedBenefitPlanTargetPlanAssetAllocationsRangeMaximum>
    <FBP:InvestmentCategoryBenchmark contextRef="From2012-01-01to2012-12-31_CashAndCashEquivalentsMember">Citigroup Treasury Bill Index - 3 month</FBP:InvestmentCategoryBenchmark>
    <FBP:InvestmentCategoryBenchmark contextRef="From2012-01-01to2012-12-31_UsGovernmentBondFundMember">Barclays Intermediate Government Bond Index</FBP:InvestmentCategoryBenchmark>
    <FBP:InvestmentCategoryBenchmark contextRef="From2012-01-01to2012-12-31_UsCorporateBondFundMember">Barclays Aggregate Index</FBP:InvestmentCategoryBenchmark>
    <FBP:InvestmentCategoryBenchmark contextRef="From2012-01-01to2012-12-31_UsCorporateHighYieldBondFundMember">Barclays High Yield Index</FBP:InvestmentCategoryBenchmark>
    <FBP:InvestmentCategoryBenchmark contextRef="From2012-01-01to2012-12-31_LargeCapValueFundMember">Russell 1000 Value Index</FBP:InvestmentCategoryBenchmark>
    <FBP:InvestmentCategoryBenchmark contextRef="From2012-01-01to2012-12-31_LargeCapGrowthFundMember">Russell 1000 Growth Index</FBP:InvestmentCategoryBenchmark>
    <FBP:InvestmentCategoryBenchmark contextRef="From2012-01-01to2012-12-31_MidCapEquityFundMember">Russell Mid Cap Index</FBP:InvestmentCategoryBenchmark>
    <FBP:InvestmentCategoryBenchmark contextRef="From2012-01-01to2012-12-31_SmallCapGrowthFundMember">Russell 2000 Growth Index</FBP:InvestmentCategoryBenchmark>
    <FBP:InvestmentCategoryBenchmark contextRef="From2012-01-01to2012-12-31_ForeignEquityFundMember">MSCI EAFE Index</FBP:InvestmentCategoryBenchmark>
    <FBP:InvestmentCategoryBenchmark contextRef="From2012-01-01to2012-12-31_CompanyStockMember">Russell 2000 Index</FBP:InvestmentCategoryBenchmark>
    <FBP:RangeOfAcceptableDeviationFromInvestmentCategoryBenchmarkMinimum contextRef="From2012-01-01to2012-12-31_CashAndCashEquivalentsMember" unitRef="Pure" decimals="INF">.00</FBP:RangeOfAcceptableDeviationFromInvestmentCategoryBenchmarkMinimum>
    <FBP:RangeOfAcceptableDeviationFromInvestmentCategoryBenchmarkMinimum contextRef="From2012-01-01to2012-12-31_UsGovernmentBondFundMember" unitRef="Pure" decimals="INF">.00</FBP:RangeOfAcceptableDeviationFromInvestmentCategoryBenchmarkMinimum>
    <FBP:RangeOfAcceptableDeviationFromInvestmentCategoryBenchmarkMinimum contextRef="From2012-01-01to2012-12-31_UsCorporateBondFundMember" unitRef="Pure" decimals="INF">0.00</FBP:RangeOfAcceptableDeviationFromInvestmentCategoryBenchmarkMinimum>
    <FBP:RangeOfAcceptableDeviationFromInvestmentCategoryBenchmarkMinimum contextRef="From2012-01-01to2012-12-31_UsCorporateHighYieldBondFundMember" unitRef="Pure" decimals="INF">0.00</FBP:RangeOfAcceptableDeviationFromInvestmentCategoryBenchmarkMinimum>
    <FBP:RangeOfAcceptableDeviationFromInvestmentCategoryBenchmarkMinimum contextRef="From2012-01-01to2012-12-31_LargeCapValueFundMember" unitRef="Pure" decimals="INF">0.00</FBP:RangeOfAcceptableDeviationFromInvestmentCategoryBenchmarkMinimum>
    <FBP:RangeOfAcceptableDeviationFromInvestmentCategoryBenchmarkMinimum contextRef="From2012-01-01to2012-12-31_LargeCapGrowthFundMember" unitRef="Pure" decimals="INF">0.00</FBP:RangeOfAcceptableDeviationFromInvestmentCategoryBenchmarkMinimum>
    <FBP:RangeOfAcceptableDeviationFromInvestmentCategoryBenchmarkMinimum contextRef="From2012-01-01to2012-12-31_MidCapEquityFundMember" unitRef="Pure" decimals="INF">0.00</FBP:RangeOfAcceptableDeviationFromInvestmentCategoryBenchmarkMinimum>
    <FBP:RangeOfAcceptableDeviationFromInvestmentCategoryBenchmarkMinimum contextRef="From2012-01-01to2012-12-31_SmallCapGrowthFundMember" unitRef="Pure" decimals="INF">0.00</FBP:RangeOfAcceptableDeviationFromInvestmentCategoryBenchmarkMinimum>
    <FBP:RangeOfAcceptableDeviationFromInvestmentCategoryBenchmarkMinimum contextRef="From2012-01-01to2012-12-31_ForeignEquityFundMember" unitRef="Pure" decimals="INF">0.00</FBP:RangeOfAcceptableDeviationFromInvestmentCategoryBenchmarkMinimum>
    <FBP:RangeOfAcceptableDeviationFromInvestmentCategoryBenchmarkMinimum contextRef="From2012-01-01to2012-12-31_CompanyStockMember" unitRef="Pure" decimals="INF">0.00</FBP:RangeOfAcceptableDeviationFromInvestmentCategoryBenchmarkMinimum>
    <FBP:RangeOfAcceptableDeviationFromInvestmentCategoryBenchmarkMaximum contextRef="From2012-01-01to2012-12-31_CashAndCashEquivalentsMember" unitRef="Pure" decimals="INF">.005</FBP:RangeOfAcceptableDeviationFromInvestmentCategoryBenchmarkMaximum>
    <FBP:RangeOfAcceptableDeviationFromInvestmentCategoryBenchmarkMaximum contextRef="From2012-01-01to2012-12-31_UsGovernmentBondFundMember" unitRef="Pure" decimals="INF">.02</FBP:RangeOfAcceptableDeviationFromInvestmentCategoryBenchmarkMaximum>
    <FBP:RangeOfAcceptableDeviationFromInvestmentCategoryBenchmarkMaximum contextRef="From2012-01-01to2012-12-31_UsCorporateBondFundMember" unitRef="Pure" decimals="INF">0.02</FBP:RangeOfAcceptableDeviationFromInvestmentCategoryBenchmarkMaximum>
    <FBP:RangeOfAcceptableDeviationFromInvestmentCategoryBenchmarkMaximum contextRef="From2012-01-01to2012-12-31_UsCorporateHighYieldBondFundMember" unitRef="Pure" decimals="INF">0.02</FBP:RangeOfAcceptableDeviationFromInvestmentCategoryBenchmarkMaximum>
    <FBP:RangeOfAcceptableDeviationFromInvestmentCategoryBenchmarkMaximum contextRef="From2012-01-01to2012-12-31_LargeCapValueFundMember" unitRef="Pure" decimals="INF">.03</FBP:RangeOfAcceptableDeviationFromInvestmentCategoryBenchmarkMaximum>
    <FBP:RangeOfAcceptableDeviationFromInvestmentCategoryBenchmarkMaximum contextRef="From2012-01-01to2012-12-31_LargeCapGrowthFundMember" unitRef="Pure" decimals="INF">0.03</FBP:RangeOfAcceptableDeviationFromInvestmentCategoryBenchmarkMaximum>
    <FBP:RangeOfAcceptableDeviationFromInvestmentCategoryBenchmarkMaximum contextRef="From2012-01-01to2012-12-31_MidCapEquityFundMember" unitRef="Pure" decimals="INF">0.03</FBP:RangeOfAcceptableDeviationFromInvestmentCategoryBenchmarkMaximum>
    <FBP:RangeOfAcceptableDeviationFromInvestmentCategoryBenchmarkMaximum contextRef="From2012-01-01to2012-12-31_SmallCapGrowthFundMember" unitRef="Pure" decimals="INF">0.03</FBP:RangeOfAcceptableDeviationFromInvestmentCategoryBenchmarkMaximum>
    <FBP:RangeOfAcceptableDeviationFromInvestmentCategoryBenchmarkMaximum contextRef="From2012-01-01to2012-12-31_ForeignEquityFundMember" unitRef="Pure" decimals="INF">0.03</FBP:RangeOfAcceptableDeviationFromInvestmentCategoryBenchmarkMaximum>
    <FBP:RangeOfAcceptableDeviationFromInvestmentCategoryBenchmarkMaximum contextRef="From2012-01-01to2012-12-31_CompanyStockMember" unitRef="Pure" decimals="INF">0.03</FBP:RangeOfAcceptableDeviationFromInvestmentCategoryBenchmarkMaximum>
    <us-gaap:DefinedBenefitPlanAssumptionsUsedCalculatingNetPeriodicBenefitCostDiscountRate contextRef="From2012-01-01to2012-12-31_PensionPlanMember" unitRef="Pure" decimals="INF">0.0439</us-gaap:DefinedBenefitPlanAssumptionsUsedCalculatingNetPeriodicBenefitCostDiscountRate>
    <us-gaap:DefinedBenefitPlanAssumptionsUsedCalculatingNetPeriodicBenefitCostDiscountRate contextRef="From2011-01-01to2011-12-31_PensionPlanMember" unitRef="Pure" decimals="INF">0.0559</us-gaap:DefinedBenefitPlanAssumptionsUsedCalculatingNetPeriodicBenefitCostDiscountRate>
    <us-gaap:DefinedBenefitPlanAssumptionsUsedCalculatingNetPeriodicBenefitCostDiscountRate contextRef="From2010-01-01to2010-12-31_PensionPlanMember" unitRef="Pure" decimals="INF">0.0600</us-gaap:DefinedBenefitPlanAssumptionsUsedCalculatingNetPeriodicBenefitCostDiscountRate>
    <us-gaap:DefinedBenefitPlanAssumptionsUsedCalculatingNetPeriodicBenefitCostDiscountRate contextRef="From2012-01-01to2012-12-31_SerpPlanCurrentYearMember" unitRef="Pure" decimals="INF">0.0439</us-gaap:DefinedBenefitPlanAssumptionsUsedCalculatingNetPeriodicBenefitCostDiscountRate>
    <us-gaap:DefinedBenefitPlanAssumptionsUsedCalculatingNetPeriodicBenefitCostDiscountRate contextRef="From2011-01-01to2011-12-31_SerpPlanCurrentYearMember" unitRef="Pure" decimals="INF">0.0559</us-gaap:DefinedBenefitPlanAssumptionsUsedCalculatingNetPeriodicBenefitCostDiscountRate>
    <us-gaap:DefinedBenefitPlanAssumptionsUsedCalculatingNetPeriodicBenefitCostDiscountRate contextRef="From2010-01-01to2010-12-31_SerpPlanCurrentYearMember" unitRef="Pure" decimals="INF">0.0600</us-gaap:DefinedBenefitPlanAssumptionsUsedCalculatingNetPeriodicBenefitCostDiscountRate>
    <us-gaap:DefinedBenefitPlanAssumptionsUsedCalculatingNetPeriodicBenefitCostExpectedLongTermReturnOnAssets contextRef="From2012-01-01to2012-12-31_PensionPlanMember" unitRef="Pure" decimals="INF">0.0775</us-gaap:DefinedBenefitPlanAssumptionsUsedCalculatingNetPeriodicBenefitCostExpectedLongTermReturnOnAssets>
    <us-gaap:DefinedBenefitPlanAssumptionsUsedCalculatingNetPeriodicBenefitCostExpectedLongTermReturnOnAssets contextRef="From2011-01-01to2011-12-31_PensionPlanMember" unitRef="Pure" decimals="INF">0.0775</us-gaap:DefinedBenefitPlanAssumptionsUsedCalculatingNetPeriodicBenefitCostExpectedLongTermReturnOnAssets>
    <us-gaap:DefinedBenefitPlanAssumptionsUsedCalculatingNetPeriodicBenefitCostExpectedLongTermReturnOnAssets contextRef="From2010-01-01to2010-12-31_PensionPlanMember" unitRef="Pure" decimals="INF">0.0775</us-gaap:DefinedBenefitPlanAssumptionsUsedCalculatingNetPeriodicBenefitCostExpectedLongTermReturnOnAssets>
    <us-gaap:DefinedBenefitPlanAssumptionsUsedCalculatingNetPeriodicBenefitCostExpectedLongTermReturnOnAssets contextRef="From2012-01-01to2012-12-31_SerpPlanCurrentYearMember" unitRef="Pure" xsi:nil="true" />
    <us-gaap:DefinedBenefitPlanAssumptionsUsedCalculatingNetPeriodicBenefitCostExpectedLongTermReturnOnAssets contextRef="From2011-01-01to2011-12-31_SerpPlanCurrentYearMember" unitRef="Pure" xsi:nil="true" />
    <us-gaap:DefinedBenefitPlanAssumptionsUsedCalculatingNetPeriodicBenefitCostExpectedLongTermReturnOnAssets contextRef="From2010-01-01to2010-12-31_SerpPlanCurrentYearMember" unitRef="Pure" xsi:nil="true" />
    <us-gaap:DefinedBenefitPlanAssumptionsUsedCalculatingNetPeriodicBenefitCostRateOfCompensationIncrease contextRef="From2012-01-01to2012-12-31_PensionPlanMember" unitRef="Pure" decimals="INF">0.0350</us-gaap:DefinedBenefitPlanAssumptionsUsedCalculatingNetPeriodicBenefitCostRateOfCompensationIncrease>
    <us-gaap:DefinedBenefitPlanAssumptionsUsedCalculatingNetPeriodicBenefitCostRateOfCompensationIncrease contextRef="From2011-01-01to2011-12-31_PensionPlanMember" unitRef="Pure" decimals="INF">0.0500</us-gaap:DefinedBenefitPlanAssumptionsUsedCalculatingNetPeriodicBenefitCostRateOfCompensationIncrease>
    <us-gaap:DefinedBenefitPlanAssumptionsUsedCalculatingNetPeriodicBenefitCostRateOfCompensationIncrease contextRef="From2010-01-01to2010-12-31_PensionPlanMember" unitRef="Pure" decimals="INF">0.0500</us-gaap:DefinedBenefitPlanAssumptionsUsedCalculatingNetPeriodicBenefitCostRateOfCompensationIncrease>
    <us-gaap:DefinedBenefitPlanAssumptionsUsedCalculatingNetPeriodicBenefitCostRateOfCompensationIncrease contextRef="From2012-01-01to2012-12-31_SerpPlanCurrentYearMember" unitRef="Pure" decimals="INF">0.0350</us-gaap:DefinedBenefitPlanAssumptionsUsedCalculatingNetPeriodicBenefitCostRateOfCompensationIncrease>
    <us-gaap:DefinedBenefitPlanAssumptionsUsedCalculatingNetPeriodicBenefitCostRateOfCompensationIncrease contextRef="From2011-01-01to2011-12-31_SerpPlanCurrentYearMember" unitRef="Pure" decimals="INF">0.0500</us-gaap:DefinedBenefitPlanAssumptionsUsedCalculatingNetPeriodicBenefitCostRateOfCompensationIncrease>
    <us-gaap:DefinedBenefitPlanAssumptionsUsedCalculatingNetPeriodicBenefitCostRateOfCompensationIncrease contextRef="From2010-01-01to2010-12-31_SerpPlanCurrentYearMember" unitRef="Pure" decimals="INF">0.0500</us-gaap:DefinedBenefitPlanAssumptionsUsedCalculatingNetPeriodicBenefitCostRateOfCompensationIncrease>
    <us-gaap:DefinedBenefitPlanAssumptionsUsedCalculatingBenefitObligationDiscountRate contextRef="AsOf2012-12-31_PensionPlanMember" unitRef="Pure" decimals="INF">.0397</us-gaap:DefinedBenefitPlanAssumptionsUsedCalculatingBenefitObligationDiscountRate>
    <us-gaap:DefinedBenefitPlanAssumptionsUsedCalculatingBenefitObligationDiscountRate contextRef="AsOf2011-12-31_PensionPlanMember" unitRef="Pure" decimals="INF">.0439</us-gaap:DefinedBenefitPlanAssumptionsUsedCalculatingBenefitObligationDiscountRate>
    <us-gaap:DefinedBenefitPlanAssumptionsUsedCalculatingBenefitObligationDiscountRate contextRef="AsOf2010-12-31_PensionPlanMember" unitRef="Pure" decimals="INF">0.0559</us-gaap:DefinedBenefitPlanAssumptionsUsedCalculatingBenefitObligationDiscountRate>
    <us-gaap:DefinedBenefitPlanAssumptionsUsedCalculatingBenefitObligationDiscountRate contextRef="AsOf2012-12-31_SerpPlanCurrentYearMember" unitRef="Pure" decimals="INF">0.0397</us-gaap:DefinedBenefitPlanAssumptionsUsedCalculatingBenefitObligationDiscountRate>
    <us-gaap:DefinedBenefitPlanAssumptionsUsedCalculatingBenefitObligationDiscountRate contextRef="AsOf2011-12-31_SerpPlanCurrentYearMember" unitRef="Pure" decimals="INF">.0439</us-gaap:DefinedBenefitPlanAssumptionsUsedCalculatingBenefitObligationDiscountRate>
    <us-gaap:DefinedBenefitPlanAssumptionsUsedCalculatingBenefitObligationDiscountRate contextRef="AsOf2010-12-31_SerpPlanCurrentYearMember" unitRef="Pure" decimals="INF">.0559</us-gaap:DefinedBenefitPlanAssumptionsUsedCalculatingBenefitObligationDiscountRate>
    <us-gaap:DescriptionOfDefinedContributionPensionAndOtherPostretirementPlans contextRef="From2012-01-01to2012-12-31_PensionPlanMember">Historically, the Company offered a noncontributory defined benefit retirement plan (the Pension Plan) that qualified&#13;under Section 401(a) of the Internal Revenue Code. The Pension Plan provided for a monthly payment, at normal retirement age&#13;of 65. Benefits were fully vested after five years of service. During the second quarter of 2009, the Company amended the&#13;Pension Plan to limit eligibility to employees hired prior to June 19, 2009. During the fourth quarter of 2012, the Company&#13;notified employees that the Pension Plan would be frozen for all participants on December 31, 2012. Although no previously&#13;accrued benefits will be lost, employees will no longer accrue benefits for service subsequent to 2012.</us-gaap:DescriptionOfDefinedContributionPensionAndOtherPostretirementPlans>
    <us-gaap:DescriptionOfDefinedContributionPensionAndOtherPostretirementPlans contextRef="From2012-01-01to2012-12-31_SerpPlanCurrentYearMember">The purpose of the SERP was to provide additional monthly pension benefits to ensure that each such senior management&#13;executive would receive lifetime monthly pension benefits equal to 3% of his or her final average compensation multiplied by&#13;his or her years of service (maximum of 20 years) to the Company or its subsidiaries, subject to a maximum of 60% of his or&#13;her final average compensation. The amount of a participant's monthly SERP benefit is reduced by (i) the amount payable under&#13;the Company's qualified Pension Plan (described above), and (ii) 50% of the participant's primary social security benefit.&#13;Final average compensation means the average of the 5 highest consecutive calendar years of earnings during the last 10 years&#13;of service prior to termination of employment. The SERP is an unfunded plan. Payments are made from the general assets of the&#13;Company. During the fourth quarter of 2012, the Company notified participants that the SERP would be frozen on December 31,&#13;2012. Although no previously accrued benefits will be lost, participants will no longer accrue benefits for service&#13;subsequent to 2012.</us-gaap:DescriptionOfDefinedContributionPensionAndOtherPostretirementPlans>
    <us-gaap:DescriptionOfDefinedContributionPensionAndOtherPostretirementPlans contextRef="From2012-01-01to2012-12-31_Plan401kMember">The Company sponsors a retirement savings plan pursuant to Section 401(k) of the Internal Revenue Code. Through December 31, 2012, employees who have&#13;completed one year of service are eligible to participate in the plan. Subsequent to December 31, 2012, the waiting period has&#13;been reduced to three months. New employees, who have met the service requirement, are automatically enrolled in the plan at a&#13;2% deferral rate, which can be modified by the employee at any time.</us-gaap:DescriptionOfDefinedContributionPensionAndOtherPostretirementPlans>
    <FBP:MatchingContributions contextRef="From2012-01-01to2012-12-31_Plan401kMember" unitRef="USD" decimals="-3">1200000</FBP:MatchingContributions>
    <FBP:MatchingContributions contextRef="From2011-01-01to2011-12-31_Plan401kMember" unitRef="USD" decimals="-3">1200000</FBP:MatchingContributions>
    <FBP:MatchingContributions contextRef="From2010-01-01to2010-12-31_Plan401kMember" unitRef="USD" decimals="-3">1100000</FBP:MatchingContributions>
    <FBP:DeferralRate contextRef="From2012-01-01to2012-12-31_Plan401kMember" unitRef="Pure" decimals="INF">.02</FBP:DeferralRate>
    <FBP:PercentOfAnnualSalaryEmployeesMayContribute contextRef="From2012-01-01to2012-12-31_Plan401kMember" unitRef="Pure" decimals="INF">.15</FBP:PercentOfAnnualSalaryEmployeesMayContribute>
    <FBP:PercentMatchedByCompanyUpTo3PercentOfEmployeeSalary contextRef="From2012-01-01to2012-12-31_Plan401kMember" unitRef="Pure" decimals="INF">1.00</FBP:PercentMatchedByCompanyUpTo3PercentOfEmployeeSalary>
    <FBP:PercentMatchedByCompany305PercentOfEmployeeSalary contextRef="From2012-01-01to2012-12-31_Plan401kMember" unitRef="Pure" decimals="INF">0.50</FBP:PercentMatchedByCompany305PercentOfEmployeeSalary>
    <us-gaap:DefinedBenefitPlanEstimatedFutureEmployerContributionsInCurrentFiscalYear contextRef="AsOf2012-12-31_PensionPlanMember" unitRef="USD" decimals="-3">1500000</us-gaap:DefinedBenefitPlanEstimatedFutureEmployerContributionsInCurrentFiscalYear>
    <us-gaap:DefinedBenefitPlanAccumulatedBenefitObligation contextRef="AsOf2012-12-31_PensionPlanMember" unitRef="USD" decimals="-3">32272000</us-gaap:DefinedBenefitPlanAccumulatedBenefitObligation>
    <us-gaap:DefinedBenefitPlanAccumulatedBenefitObligation contextRef="AsOf2011-12-31_PensionPlanMember" unitRef="USD" decimals="-3">29641000</us-gaap:DefinedBenefitPlanAccumulatedBenefitObligation>
    <us-gaap:DefinedBenefitPlanAccumulatedBenefitObligation contextRef="AsOf2010-12-31_PensionPlanMember" unitRef="USD" decimals="-3">22124000</us-gaap:DefinedBenefitPlanAccumulatedBenefitObligation>
    <us-gaap:DefinedBenefitPlanAccumulatedBenefitObligation contextRef="AsOf2012-12-31_SerpPlanCurrentYearMember" unitRef="USD" decimals="-3">6813000</us-gaap:DefinedBenefitPlanAccumulatedBenefitObligation>
    <us-gaap:DefinedBenefitPlanAccumulatedBenefitObligation contextRef="AsOf2011-12-31_SerpPlanCurrentYearMember" unitRef="USD" decimals="-3">7199000</us-gaap:DefinedBenefitPlanAccumulatedBenefitObligation>
    <us-gaap:DefinedBenefitPlanAccumulatedBenefitObligation contextRef="AsOf2010-12-31_SerpPlanCurrentYearMember" unitRef="USD" decimals="-3">5623000</us-gaap:DefinedBenefitPlanAccumulatedBenefitObligation>
    <FBP:ExpectedAverageAnnualRateOfReturnMinimum contextRef="From2012-01-01to2012-12-31_PensionPlanMember" unitRef="Pure" decimals="INF">.07</FBP:ExpectedAverageAnnualRateOfReturnMinimum>
    <FBP:ExpectedAverageAnnualRateOfReturnMaximum contextRef="From2012-01-01to2012-12-31_PensionPlanMember" unitRef="Pure" decimals="INF">.10</FBP:ExpectedAverageAnnualRateOfReturnMaximum>
    <FBP:AmortizedCostAvailableForSaleAndHeldToMaturity contextRef="AsOf2012-12-31_MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMember" unitRef="USD" decimals="-3">83950000</FBP:AmortizedCostAvailableForSaleAndHeldToMaturity>
    <FBP:AmortizedCostAvailableForSaleAndHeldToMaturity contextRef="AsOf2012-12-31_SmallBusinessAdministrationMember" unitRef="USD" decimals="-3">55034000</FBP:AmortizedCostAvailableForSaleAndHeldToMaturity>
    <FBP:AmortizedCostAvailableForSaleAndHeldToMaturity contextRef="AsOf2012-12-31_FederalHomeLoanBankSystemBondsMember" unitRef="USD" decimals="-3">9000000</FBP:AmortizedCostAvailableForSaleAndHeldToMaturity>
    <FBP:AmortizedCostAvailableForSaleAndHeldToMaturity contextRef="AsOf2012-12-31_FederalHomeLoanBankSystemCommonStockMember" unitRef="USD" decimals="-3">4934000</FBP:AmortizedCostAvailableForSaleAndHeldToMaturity>
    <FBP:AmortizedCostAvailableForSaleAndHeldToMaturity contextRef="AsOf2012-12-31_FirstCitizensBancorpSouthCarolinaBondTrustPreferredSecuritiesMember" unitRef="USD" decimals="-3">3998000</FBP:AmortizedCostAvailableForSaleAndHeldToMaturity>
    <FBP:AmortizedCostAvailableForSaleAndHeldToMaturity contextRef="AsOf2012-12-31_MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprises1Member" unitRef="USD" decimals="-3">3701000</FBP:AmortizedCostAvailableForSaleAndHeldToMaturity>
    <FBP:AmortizedCostAvailableForSaleAndHeldToMaturity contextRef="AsOf2012-12-31_USGovernmentSponsoredEnterprisesDebtSecurities1Member" unitRef="USD" decimals="-3">3293000</FBP:AmortizedCostAvailableForSaleAndHeldToMaturity>
    <FBP:AmortizedCostAvailableForSaleAndHeldToMaturity contextRef="AsOf2012-12-31_USGovernmentSponsoredEnterprisesDebtSecurities2Member" unitRef="USD" decimals="-3">2608000</FBP:AmortizedCostAvailableForSaleAndHeldToMaturity>
    <FBP:AmortizedCostAvailableForSaleAndHeldToMaturity contextRef="AsOf2012-12-31_FederalFarmCreditBondsMember" unitRef="USD" decimals="-3">2500000</FBP:AmortizedCostAvailableForSaleAndHeldToMaturity>
    <FBP:AmortizedCostAvailableForSaleAndHeldToMaturity contextRef="AsOf2012-12-31_USGovernmentSponsoredEnterprisesDebtSecurities3Member" unitRef="USD" decimals="-3">2133000</FBP:AmortizedCostAvailableForSaleAndHeldToMaturity>
    <FBP:AmortizedCostAvailableForSaleAndHeldToMaturity contextRef="AsOf2012-12-31_USGovernmentSponsoredEnterprisesDebtSecurities4Member" unitRef="USD" decimals="-3">2162000</FBP:AmortizedCostAvailableForSaleAndHeldToMaturity>
    <FBP:AmortizedCostAvailableForSaleAndHeldToMaturity contextRef="AsOf2012-12-31_CravenCountyNorthCarolinaMunicipalBondMember" unitRef="USD" decimals="-3">3643000</FBP:AmortizedCostAvailableForSaleAndHeldToMaturity>
    <FBP:FairValueAvailableForSaleAndHeldToMaturity contextRef="AsOf2012-12-31_MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMember" unitRef="USD" decimals="-3">86353000</FBP:FairValueAvailableForSaleAndHeldToMaturity>
    <FBP:FairValueAvailableForSaleAndHeldToMaturity contextRef="AsOf2012-12-31_SmallBusinessAdministrationMember" unitRef="USD" decimals="-3">55710000</FBP:FairValueAvailableForSaleAndHeldToMaturity>
    <FBP:FairValueAvailableForSaleAndHeldToMaturity contextRef="AsOf2012-12-31_FederalHomeLoanBankSystemBondsMember" unitRef="USD" decimals="-3">9088000</FBP:FairValueAvailableForSaleAndHeldToMaturity>
    <FBP:FairValueAvailableForSaleAndHeldToMaturity contextRef="AsOf2012-12-31_FederalHomeLoanBankSystemCommonStockMember" unitRef="USD" decimals="-3">4934000</FBP:FairValueAvailableForSaleAndHeldToMaturity>
    <FBP:FairValueAvailableForSaleAndHeldToMaturity contextRef="AsOf2012-12-31_FirstCitizensBancorpSouthCarolinaBondTrustPreferredSecuritiesMember" unitRef="USD" decimals="-3">3813000</FBP:FairValueAvailableForSaleAndHeldToMaturity>
    <FBP:FairValueAvailableForSaleAndHeldToMaturity contextRef="AsOf2012-12-31_MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprises1Member" unitRef="USD" decimals="-3">3987000</FBP:FairValueAvailableForSaleAndHeldToMaturity>
    <FBP:FairValueAvailableForSaleAndHeldToMaturity contextRef="AsOf2012-12-31_USGovernmentSponsoredEnterprisesDebtSecurities1Member" unitRef="USD" decimals="-3">3662000</FBP:FairValueAvailableForSaleAndHeldToMaturity>
    <FBP:FairValueAvailableForSaleAndHeldToMaturity contextRef="AsOf2012-12-31_USGovernmentSponsoredEnterprisesDebtSecurities2Member" unitRef="USD" decimals="-3">2860000</FBP:FairValueAvailableForSaleAndHeldToMaturity>
    <FBP:FairValueAvailableForSaleAndHeldToMaturity contextRef="AsOf2012-12-31_FederalFarmCreditBondsMember" unitRef="USD" decimals="-3">2508000</FBP:FairValueAvailableForSaleAndHeldToMaturity>
    <FBP:FairValueAvailableForSaleAndHeldToMaturity contextRef="AsOf2012-12-31_USGovernmentSponsoredEnterprisesDebtSecurities3Member" unitRef="USD" decimals="-3">2384000</FBP:FairValueAvailableForSaleAndHeldToMaturity>
    <FBP:FairValueAvailableForSaleAndHeldToMaturity contextRef="AsOf2012-12-31_USGovernmentSponsoredEnterprisesDebtSecurities4Member" unitRef="USD" decimals="-3">2371000</FBP:FairValueAvailableForSaleAndHeldToMaturity>
    <FBP:FairValueAvailableForSaleAndHeldToMaturity contextRef="AsOf2012-12-31_CravenCountyNorthCarolinaMunicipalBondMember" unitRef="USD" decimals="-3">4029000</FBP:FairValueAvailableForSaleAndHeldToMaturity>
    <FBP:MarketableSecuritiesToAnyOneIssuerOrGuarantorThreshold contextRef="AsOf2012-12-31" unitRef="USD" decimals="-3">2000000</FBP:MarketableSecuritiesToAnyOneIssuerOrGuarantorThreshold>
    <us-gaap:CashFDICInsuredAmount contextRef="AsOf2012-12-31" unitRef="USD" decimals="-3">250000</us-gaap:CashFDICInsuredAmount>
    <us-gaap:FairValueMeasurementsValuationTechniques contextRef="From2012-01-01to2012-12-31_ImpairedLoansCoveredMember">Appraised value</us-gaap:FairValueMeasurementsValuationTechniques>
    <us-gaap:FairValueMeasurementsValuationTechniques contextRef="From2012-01-01to2012-12-31_ImpairedLoansNonCoveredMember">Appraised value</us-gaap:FairValueMeasurementsValuationTechniques>
    <us-gaap:FairValueMeasurementsValuationTechniques contextRef="From2012-01-01to2012-12-31_ForeclosedRealEstateCoveredMember">Appraised value</us-gaap:FairValueMeasurementsValuationTechniques>
    <us-gaap:FairValueMeasurementsValuationTechniques contextRef="From2012-01-01to2012-12-31_ForeclosedRealEstateNonCoveredMember">Appraised value</us-gaap:FairValueMeasurementsValuationTechniques>
    <us-gaap:FairValueMeasurementsSignificantAssumptions contextRef="From2012-01-01to2012-12-31_ImpairedLoansCoveredMember">Discounts to reflect current market conditions, ultimate collectability, and estimated costs to sell</us-gaap:FairValueMeasurementsSignificantAssumptions>
    <us-gaap:FairValueMeasurementsSignificantAssumptions contextRef="From2012-01-01to2012-12-31_ImpairedLoansNonCoveredMember">Discounts to reflect current market conditions, ultimate collectability, and estimated costs to sell</us-gaap:FairValueMeasurementsSignificantAssumptions>
    <us-gaap:FairValueMeasurementsSignificantAssumptions contextRef="From2012-01-01to2012-12-31_ForeclosedRealEstateCoveredMember">Discounts to reflect current market conditions, ultimate collectability, and estimated costs to sell</us-gaap:FairValueMeasurementsSignificantAssumptions>
    <us-gaap:FairValueMeasurementsSignificantAssumptions contextRef="From2012-01-01to2012-12-31_ForeclosedRealEstateNonCoveredMember">Discounts to reflect current market conditions, ultimate collectability, and estimated costs to sell</us-gaap:FairValueMeasurementsSignificantAssumptions>
    <FBP:GeneralRangeOfSignificantInputValuesMinimum contextRef="From2012-01-01to2012-12-31_ImpairedLoansCoveredMember" unitRef="Pure" decimals="INF">.00</FBP:GeneralRangeOfSignificantInputValuesMinimum>
    <FBP:GeneralRangeOfSignificantInputValuesMinimum contextRef="From2012-01-01to2012-12-31_ImpairedLoansNonCoveredMember" unitRef="Pure" decimals="INF">.00</FBP:GeneralRangeOfSignificantInputValuesMinimum>
    <FBP:GeneralRangeOfSignificantInputValuesMinimum contextRef="From2012-01-01to2012-12-31_ForeclosedRealEstateCoveredMember" unitRef="Pure" decimals="INF">.00</FBP:GeneralRangeOfSignificantInputValuesMinimum>
    <FBP:GeneralRangeOfSignificantInputValuesMinimum contextRef="From2012-01-01to2012-12-31_ForeclosedRealEstateNonCoveredMember" unitRef="Pure" decimals="INF">.00</FBP:GeneralRangeOfSignificantInputValuesMinimum>
    <FBP:GeneralRangeOfSignificantInputValuesMaximum contextRef="From2012-01-01to2012-12-31_ImpairedLoansCoveredMember" unitRef="Pure" decimals="INF">.49</FBP:GeneralRangeOfSignificantInputValuesMaximum>
    <FBP:GeneralRangeOfSignificantInputValuesMaximum contextRef="From2012-01-01to2012-12-31_ImpairedLoansNonCoveredMember" unitRef="Pure" decimals="INF">.21</FBP:GeneralRangeOfSignificantInputValuesMaximum>
    <FBP:GeneralRangeOfSignificantInputValuesMaximum contextRef="From2012-01-01to2012-12-31_ForeclosedRealEstateCoveredMember" unitRef="Pure" decimals="INF">.29</FBP:GeneralRangeOfSignificantInputValuesMaximum>
    <FBP:GeneralRangeOfSignificantInputValuesMaximum contextRef="From2012-01-01to2012-12-31_ForeclosedRealEstateNonCoveredMember" unitRef="Pure" decimals="INF">.40</FBP:GeneralRangeOfSignificantInputValuesMaximum>
    <us-gaap:LoansHeldForSaleOther contextRef="AsOf2011-12-31" unitRef="USD" xsi:nil="true" />
    <us-gaap:LoansHeldForSaleOther contextRef="AsOf2012-12-31" unitRef="USD" decimals="-3">30393000</us-gaap:LoansHeldForSaleOther>
    <us-gaap:LoansHeldForSaleOther contextRef="AsOf2012-12-31_SubsequentEventMember" unitRef="USD" decimals="-3">30400000</us-gaap:LoansHeldForSaleOther>
    <us-gaap:ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeNumberOfOutstandingOptions contextRef="AsOf2012-12-31" unitRef="Shares" decimals="INF">521613</us-gaap:ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeNumberOfOutstandingOptions>
    <us-gaap:ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeNumberOfOutstandingOptions contextRef="AsOf2012-12-31_ExercisePriceRange1Member" unitRef="Shares" decimals="INF">75000</us-gaap:ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeNumberOfOutstandingOptions>
    <us-gaap:ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeNumberOfOutstandingOptions contextRef="AsOf2012-12-31_ExercisePriceRange2Member" unitRef="Shares" xsi:nil="true" />
    <us-gaap:ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeNumberOfOutstandingOptions contextRef="AsOf2012-12-31_ExercisePriceRange3Member" unitRef="Shares" decimals="INF">27000</us-gaap:ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeNumberOfOutstandingOptions>
    <us-gaap:ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeNumberOfOutstandingOptions contextRef="AsOf2012-12-31_ExercisePriceRange4Member" unitRef="Shares" decimals="INF">164384</us-gaap:ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeNumberOfOutstandingOptions>
    <us-gaap:ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeNumberOfOutstandingOptions contextRef="AsOf2012-12-31_ExercisePriceRange5Member" unitRef="Shares" decimals="INF">56250</us-gaap:ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeNumberOfOutstandingOptions>
    <us-gaap:ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeNumberOfOutstandingOptions contextRef="AsOf2012-12-31_ExercisePriceRange6Member" unitRef="Shares" decimals="INF">198979</us-gaap:ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeNumberOfOutstandingOptions>
    <us-gaap:SharebasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeOutstandingOptionsWeightedAverageRemainingContractualTerm2 contextRef="From2012-01-01to2012-12-31">P3Y11M</us-gaap:SharebasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeOutstandingOptionsWeightedAverageRemainingContractualTerm2>
    <us-gaap:SharebasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeOutstandingOptionsWeightedAverageRemainingContractualTerm2 contextRef="From2012-01-01to2012-12-31_ExercisePriceRange1Member">P9Y7M</us-gaap:SharebasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeOutstandingOptionsWeightedAverageRemainingContractualTerm2>
    <us-gaap:SharebasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeOutstandingOptionsWeightedAverageRemainingContractualTerm2 contextRef="From2012-01-01to2012-12-31_ExercisePriceRange3Member">P6Y5M</us-gaap:SharebasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeOutstandingOptionsWeightedAverageRemainingContractualTerm2>
    <us-gaap:SharebasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeOutstandingOptionsWeightedAverageRemainingContractualTerm2 contextRef="From2012-01-01to2012-12-31_ExercisePriceRange4Member">P3Y7M</us-gaap:SharebasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeOutstandingOptionsWeightedAverageRemainingContractualTerm2>
    <us-gaap:SharebasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeOutstandingOptionsWeightedAverageRemainingContractualTerm2 contextRef="From2012-01-01to2012-12-31_ExercisePriceRange5Member">P2Y7M</us-gaap:SharebasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeOutstandingOptionsWeightedAverageRemainingContractualTerm2>
    <us-gaap:SharebasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeOutstandingOptionsWeightedAverageRemainingContractualTerm2 contextRef="From2012-01-01to2012-12-31_ExercisePriceRange6Member">P1Y11M</us-gaap:SharebasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeOutstandingOptionsWeightedAverageRemainingContractualTerm2>
    <us-gaap:SharebasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeOutstandingOptionsWeightedAverageExercisePriceBeginningBalance1 contextRef="AsOf2012-12-31" unitRef="USDPShares" decimals="INF">17.80</us-gaap:SharebasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeOutstandingOptionsWeightedAverageExercisePriceBeginningBalance1>
    <us-gaap:SharebasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeOutstandingOptionsWeightedAverageExercisePriceBeginningBalance1 contextRef="AsOf2012-12-31_ExercisePriceRange1Member" unitRef="USDPShares" decimals="INF">9.76</us-gaap:SharebasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeOutstandingOptionsWeightedAverageExercisePriceBeginningBalance1>
    <us-gaap:SharebasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeOutstandingOptionsWeightedAverageExercisePriceBeginningBalance1 contextRef="AsOf2012-12-31_ExercisePriceRange2Member" unitRef="USDPShares" xsi:nil="true" />
    <us-gaap:SharebasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeOutstandingOptionsWeightedAverageExercisePriceBeginningBalance1 contextRef="AsOf2012-12-31_ExercisePriceRange3Member" unitRef="USDPShares" decimals="INF">14.35</us-gaap:SharebasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeOutstandingOptionsWeightedAverageExercisePriceBeginningBalance1>
    <us-gaap:SharebasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeOutstandingOptionsWeightedAverageExercisePriceBeginningBalance1 contextRef="AsOf2012-12-31_ExercisePriceRange4Member" unitRef="USDPShares" decimals="INF">16.61</us-gaap:SharebasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeOutstandingOptionsWeightedAverageExercisePriceBeginningBalance1>
    <us-gaap:SharebasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeOutstandingOptionsWeightedAverageExercisePriceBeginningBalance1 contextRef="AsOf2012-12-31_ExercisePriceRange5Member" unitRef="USDPShares" decimals="INF">19.65</us-gaap:SharebasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeOutstandingOptionsWeightedAverageExercisePriceBeginningBalance1>
    <us-gaap:SharebasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeOutstandingOptionsWeightedAverageExercisePriceBeginningBalance1 contextRef="AsOf2012-12-31_ExercisePriceRange6Member" unitRef="USDPShares" decimals="INF">21.76</us-gaap:SharebasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeOutstandingOptionsWeightedAverageExercisePriceBeginningBalance1>
    <us-gaap:ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeNumberOfExercisableOptions contextRef="AsOf2012-12-31" unitRef="Shares" decimals="INF">445613</us-gaap:ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeNumberOfExercisableOptions>
    <us-gaap:ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeNumberOfExercisableOptions contextRef="AsOf2012-12-31_ExercisePriceRange1Member" unitRef="Shares" xsi:nil="true" />
    <us-gaap:ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeNumberOfExercisableOptions contextRef="AsOf2012-12-31_ExercisePriceRange2Member" unitRef="Shares" xsi:nil="true" />
    <us-gaap:ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeNumberOfExercisableOptions contextRef="AsOf2012-12-31_ExercisePriceRange3Member" unitRef="Shares" decimals="INF">27000</us-gaap:ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeNumberOfExercisableOptions>
    <us-gaap:ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeNumberOfExercisableOptions contextRef="AsOf2012-12-31_ExercisePriceRange4Member" unitRef="Shares" decimals="INF">164384</us-gaap:ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeNumberOfExercisableOptions>
    <us-gaap:ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeNumberOfExercisableOptions contextRef="AsOf2012-12-31_ExercisePriceRange5Member" unitRef="Shares" decimals="INF">56250</us-gaap:ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeNumberOfExercisableOptions>
    <us-gaap:ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeNumberOfExercisableOptions contextRef="AsOf2012-12-31_ExercisePriceRange6Member" unitRef="Shares" decimals="INF">197979</us-gaap:ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeNumberOfExercisableOptions>
    <us-gaap:SharebasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeExercisableOptionsWeightedAverageExercisePrice1 contextRef="AsOf2012-12-31" unitRef="USDPShares" decimals="INF">19.15</us-gaap:SharebasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeExercisableOptionsWeightedAverageExercisePrice1>
    <us-gaap:SharebasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeExercisableOptionsWeightedAverageExercisePrice1 contextRef="AsOf2012-12-31_ExercisePriceRange1Member" unitRef="USDPShares" xsi:nil="true" />
    <us-gaap:SharebasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeExercisableOptionsWeightedAverageExercisePrice1 contextRef="AsOf2012-12-31_ExercisePriceRange2Member" unitRef="USDPShares" xsi:nil="true" />
    <us-gaap:SharebasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeExercisableOptionsWeightedAverageExercisePrice1 contextRef="AsOf2012-12-31_ExercisePriceRange3Member" unitRef="USDPShares" decimals="INF">14.35</us-gaap:SharebasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeExercisableOptionsWeightedAverageExercisePrice1>
    <us-gaap:SharebasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeExercisableOptionsWeightedAverageExercisePrice1 contextRef="AsOf2012-12-31_ExercisePriceRange4Member" unitRef="USDPShares" decimals="INF">16.61</us-gaap:SharebasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeExercisableOptionsWeightedAverageExercisePrice1>
    <us-gaap:SharebasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeExercisableOptionsWeightedAverageExercisePrice1 contextRef="AsOf2012-12-31_ExercisePriceRange5Member" unitRef="USDPShares" decimals="INF">19.65</us-gaap:SharebasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeExercisableOptionsWeightedAverageExercisePrice1>
    <us-gaap:SharebasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeExercisableOptionsWeightedAverageExercisePrice1 contextRef="AsOf2012-12-31_ExercisePriceRange6Member" unitRef="USDPShares" decimals="INF">21.77</us-gaap:SharebasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeExercisableOptionsWeightedAverageExercisePrice1>
    <us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedNumber contextRef="AsOf2012-12-31_NonvestedPerformanceUnitsMember" unitRef="Shares" xsi:nil="true" />
    <us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedNumber contextRef="AsOf2011-12-31_NonvestedPerformanceUnitsMember" unitRef="Shares" xsi:nil="true" />
    <us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedNumber contextRef="AsOf2010-12-31_NonvestedPerformanceUnitsMember" unitRef="Shares" decimals="INF">27113</us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedNumber>
    <us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedNumber contextRef="AsOf2009-12-31_NonvestedPerformanceUnitsMember" unitRef="Shares" decimals="INF">54225</us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedNumber>
    <us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedNumber contextRef="AsOf2012-12-31_LongTermRestrictedStockMember" unitRef="Shares" decimals="INF">54344</us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedNumber>
    <us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedNumber contextRef="AsOf2011-12-31_LongTermRestrictedStockMember" unitRef="Shares" decimals="INF">7259</us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedNumber>
    <us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedNumber contextRef="AsOf2010-12-31_LongTermRestrictedStockMember" unitRef="Shares" decimals="INF">29267</us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedNumber>
    <us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedNumber contextRef="AsOf2009-12-31_LongTermRestrictedStockMember" unitRef="Shares" decimals="INF">29267</us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedNumber>
    <us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriod contextRef="From2012-01-01to2012-12-31_NonvestedPerformanceUnitsMember" unitRef="Shares" xsi:nil="true" />
    <us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriod contextRef="From2011-01-01to2011-12-31_NonvestedPerformanceUnitsMember" unitRef="Shares" xsi:nil="true" />
    <us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriod contextRef="From2010-01-01to2010-12-31_NonvestedPerformanceUnitsMember" unitRef="Shares" xsi:nil="true" />
    <us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriod contextRef="From2012-01-01to2012-12-31_LongTermRestrictedStockMember" unitRef="Shares" decimals="INF">49559</us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriod>
    <us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriod contextRef="From2011-01-01to2011-12-31_LongTermRestrictedStockMember" unitRef="Shares" decimals="INF">7259</us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriod>
    <us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriod contextRef="From2010-01-01to2010-12-31_LongTermRestrictedStockMember" unitRef="Shares" xsi:nil="true" />
    <us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsVestedInPeriod contextRef="From2012-01-01to2012-12-31_NonvestedPerformanceUnitsMember" unitRef="Shares" xsi:nil="true" />
    <us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsVestedInPeriod contextRef="From2011-01-01to2011-12-31_NonvestedPerformanceUnitsMember" unitRef="Shares" decimals="INF">-27022</us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsVestedInPeriod>
    <us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsVestedInPeriod contextRef="From2010-01-01to2010-12-31_NonvestedPerformanceUnitsMember" unitRef="Shares" xsi:nil="true" />
    <us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsVestedInPeriod contextRef="From2012-01-01to2012-12-31_LongTermRestrictedStockMember" unitRef="Shares" xsi:nil="true" />
    <us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsVestedInPeriod contextRef="From2011-01-01to2011-12-31_LongTermRestrictedStockMember" unitRef="Shares" decimals="INF">-29267</us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsVestedInPeriod>
    <us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsVestedInPeriod contextRef="From2010-01-01to2010-12-31_LongTermRestrictedStockMember" unitRef="Shares" xsi:nil="true" />
    <us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsForfeitedInPeriod contextRef="From2012-01-01to2012-12-31_NonvestedPerformanceUnitsMember" unitRef="Shares" xsi:nil="true" />
    <us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsForfeitedInPeriod contextRef="From2011-01-01to2011-12-31_NonvestedPerformanceUnitsMember" unitRef="Shares" decimals="INF">-91</us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsForfeitedInPeriod>
    <us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsForfeitedInPeriod contextRef="From2010-01-01to2010-12-31_NonvestedPerformanceUnitsMember" unitRef="Shares" decimals="INF">-27112</us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsForfeitedInPeriod>
    <us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsForfeitedInPeriod contextRef="From2012-01-01to2012-12-31_LongTermRestrictedStockMember" unitRef="Shares" decimals="INF">-2474</us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsForfeitedInPeriod>
    <us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsForfeitedInPeriod contextRef="From2011-01-01to2011-12-31_LongTermRestrictedStockMember" unitRef="Shares" xsi:nil="true" />
    <us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsForfeitedInPeriod contextRef="From2010-01-01to2010-12-31_LongTermRestrictedStockMember" unitRef="Shares" xsi:nil="true" />
    <us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedWeightedAverageGrantDateFairValue contextRef="AsOf2012-12-31_NonvestedPerformanceUnitsMember" unitRef="USDPShares" xsi:nil="true" />
    <us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedWeightedAverageGrantDateFairValue contextRef="AsOf2011-12-31_NonvestedPerformanceUnitsMember" unitRef="USDPShares" xsi:nil="true" />
    <us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedWeightedAverageGrantDateFairValue contextRef="AsOf2010-12-31_NonvestedPerformanceUnitsMember" unitRef="USDPShares" decimals="INF">16.53</us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedWeightedAverageGrantDateFairValue>
    <us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedWeightedAverageGrantDateFairValue contextRef="AsOf2009-12-31_NonvestedPerformanceUnitsMember" unitRef="USDPShares" decimals="INF">16.53</us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedWeightedAverageGrantDateFairValue>
    <us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedWeightedAverageGrantDateFairValue contextRef="AsOf2012-12-31_LongTermRestrictedStockMember" unitRef="USDPShares" decimals="INF">10.48</us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedWeightedAverageGrantDateFairValue>
    <us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedWeightedAverageGrantDateFairValue contextRef="AsOf2011-12-31_LongTermRestrictedStockMember" unitRef="USDPShares" decimals="INF">14.54</us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedWeightedAverageGrantDateFairValue>
    <us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedWeightedAverageGrantDateFairValue contextRef="AsOf2010-12-31_LongTermRestrictedStockMember" unitRef="USDPShares" decimals="INF">13.59</us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedWeightedAverageGrantDateFairValue>
    <us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedWeightedAverageGrantDateFairValue contextRef="AsOf2009-12-31_LongTermRestrictedStockMember" unitRef="USDPShares" decimals="INF">13.59</us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedWeightedAverageGrantDateFairValue>
    <us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsVestedInPeriodWeightedAverageGrantDateFairValue contextRef="From2012-01-01to2012-12-31_NonvestedPerformanceUnitsMember" unitRef="USDPShares" xsi:nil="true" />
    <us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsVestedInPeriodWeightedAverageGrantDateFairValue contextRef="From2011-01-01to2011-12-31_NonvestedPerformanceUnitsMember" unitRef="USDPShares" decimals="INF">16.53</us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsVestedInPeriodWeightedAverageGrantDateFairValue>
    <us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsVestedInPeriodWeightedAverageGrantDateFairValue contextRef="From2010-01-01to2010-12-31_NonvestedPerformanceUnitsMember" unitRef="USDPShares" xsi:nil="true" />
    <us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsVestedInPeriodWeightedAverageGrantDateFairValue contextRef="From2012-01-01to2012-12-31_LongTermRestrictedStockMember" unitRef="USDPShares" xsi:nil="true" />
    <us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsVestedInPeriodWeightedAverageGrantDateFairValue contextRef="From2011-01-01to2011-12-31_LongTermRestrictedStockMember" unitRef="USDPShares" decimals="INF">13.59</us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsVestedInPeriodWeightedAverageGrantDateFairValue>
    <us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsVestedInPeriodWeightedAverageGrantDateFairValue contextRef="From2010-01-01to2010-12-31_LongTermRestrictedStockMember" unitRef="USDPShares" xsi:nil="true" />
    <us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsForfeituresWeightedAverageGrantDateFairValue contextRef="From2012-01-01to2012-12-31_NonvestedPerformanceUnitsMember" unitRef="USDPShares" xsi:nil="true" />
    <us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsForfeituresWeightedAverageGrantDateFairValue contextRef="From2011-01-01to2011-12-31_NonvestedPerformanceUnitsMember" unitRef="USDPShares" decimals="INF">16.53</us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsForfeituresWeightedAverageGrantDateFairValue>
    <us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsForfeituresWeightedAverageGrantDateFairValue contextRef="From2010-01-01to2010-12-31_NonvestedPerformanceUnitsMember" unitRef="USDPShares" decimals="INF">16.53</us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsForfeituresWeightedAverageGrantDateFairValue>
    <us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsForfeituresWeightedAverageGrantDateFairValue contextRef="From2012-01-01to2012-12-31_LongTermRestrictedStockMember" unitRef="USDPShares" decimals="INF">12.55</us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsForfeituresWeightedAverageGrantDateFairValue>
    <us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsForfeituresWeightedAverageGrantDateFairValue contextRef="From2011-01-01to2011-12-31_LongTermRestrictedStockMember" unitRef="USDPShares" xsi:nil="true" />
    <us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsForfeituresWeightedAverageGrantDateFairValue contextRef="From2010-01-01to2010-12-31_LongTermRestrictedStockMember" unitRef="USDPShares" xsi:nil="true" />
    <us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardNumberOfSharesAvailableForGrant contextRef="AsOf2012-12-31_FirstBancorpPlansMember" unitRef="Shares" decimals="INF">758731</us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardNumberOfSharesAvailableForGrant>
    <FBP:DirectorEquitySharesPerDirector contextRef="From2012-01-01to2012-12-31_EquityGrant2Member" unitRef="Shares" decimals="INF">1818</FBP:DirectorEquitySharesPerDirector>
    <FBP:DirectorEquitySharesPerDirector contextRef="From2011-01-01to2011-12-31_EquityGrant2Member" unitRef="Shares" decimals="INF">1414</FBP:DirectorEquitySharesPerDirector>
    <FBP:TaxBenefitsFromExerciseOfNonqualifiedStockOptions contextRef="From2010-01-01to2010-12-31" unitRef="USD" decimals="-3">36000</FBP:TaxBenefitsFromExerciseOfNonqualifiedStockOptions>
    <us-gaap:Capital contextRef="AsOf2012-12-31_CompanyMember" unitRef="USD" decimals="-3">359554000</us-gaap:Capital>
    <us-gaap:Capital contextRef="AsOf2011-12-31_CompanyMember" unitRef="USD" decimals="-3">355897000</us-gaap:Capital>
    <us-gaap:Capital contextRef="AsOf2012-12-31_BankMember" unitRef="USD" decimals="-3">358098000</us-gaap:Capital>
    <us-gaap:Capital contextRef="AsOf2011-12-31_BankMember" unitRef="USD" decimals="-3">354235000</us-gaap:Capital>
    <us-gaap:TierOneRiskBasedCapital contextRef="AsOf2012-12-31_CompanyMember" unitRef="USD" decimals="-3">332350000</us-gaap:TierOneRiskBasedCapital>
    <us-gaap:TierOneRiskBasedCapital contextRef="AsOf2011-12-31_CompanyMember" unitRef="USD" decimals="-3">329100000</us-gaap:TierOneRiskBasedCapital>
    <us-gaap:TierOneRiskBasedCapital contextRef="AsOf2012-12-31_BankMember" unitRef="USD" decimals="-3">330916000</us-gaap:TierOneRiskBasedCapital>
    <us-gaap:TierOneRiskBasedCapital contextRef="AsOf2011-12-31_BankMember" unitRef="USD" decimals="-3">327461000</us-gaap:TierOneRiskBasedCapital>
    <us-gaap:TierOneLeverageCapital contextRef="AsOf2012-12-31_CompanyMember" unitRef="USD" decimals="-3">332350000</us-gaap:TierOneLeverageCapital>
    <us-gaap:TierOneLeverageCapital contextRef="AsOf2011-12-31_CompanyMember" unitRef="USD" decimals="-3">329100000</us-gaap:TierOneLeverageCapital>
    <us-gaap:TierOneLeverageCapital contextRef="AsOf2012-12-31_BankMember" unitRef="USD" decimals="-3">330916000</us-gaap:TierOneLeverageCapital>
    <us-gaap:TierOneLeverageCapital contextRef="AsOf2011-12-31_BankMember" unitRef="USD" decimals="-3">327461000</us-gaap:TierOneLeverageCapital>
    <us-gaap:CapitalRequiredForCapitalAdequacy contextRef="AsOf2012-12-31_CompanyMember" unitRef="USD" decimals="-3">172572000</us-gaap:CapitalRequiredForCapitalAdequacy>
    <us-gaap:CapitalRequiredForCapitalAdequacy contextRef="AsOf2011-12-31_CompanyMember" unitRef="USD" decimals="-3">170329000</us-gaap:CapitalRequiredForCapitalAdequacy>
    <us-gaap:CapitalRequiredForCapitalAdequacy contextRef="AsOf2012-12-31_BankMember" unitRef="USD" decimals="-3">172424000</us-gaap:CapitalRequiredForCapitalAdequacy>
    <us-gaap:CapitalRequiredForCapitalAdequacy contextRef="AsOf2011-12-31_BankMember" unitRef="USD" decimals="-3">170180000</us-gaap:CapitalRequiredForCapitalAdequacy>
    <us-gaap:TierOneRiskBasedCapitalRequiredForCapitalAdequacy contextRef="AsOf2012-12-31_CompanyMember" unitRef="USD" decimals="-3">86286000</us-gaap:TierOneRiskBasedCapitalRequiredForCapitalAdequacy>
    <us-gaap:TierOneRiskBasedCapitalRequiredForCapitalAdequacy contextRef="AsOf2011-12-31_CompanyMember" unitRef="USD" decimals="-3">85165000</us-gaap:TierOneRiskBasedCapitalRequiredForCapitalAdequacy>
    <us-gaap:TierOneRiskBasedCapitalRequiredForCapitalAdequacy contextRef="AsOf2012-12-31_BankMember" unitRef="USD" decimals="-3">86212000</us-gaap:TierOneRiskBasedCapitalRequiredForCapitalAdequacy>
    <us-gaap:TierOneRiskBasedCapitalRequiredForCapitalAdequacy contextRef="AsOf2011-12-31_BankMember" unitRef="USD" decimals="-3">85090000</us-gaap:TierOneRiskBasedCapitalRequiredForCapitalAdequacy>
    <us-gaap:TierOneLeverageCapitalRequiredForCapitalAdequacy contextRef="AsOf2012-12-31_CompanyMember" unitRef="USD" decimals="-3">129820000</us-gaap:TierOneLeverageCapitalRequiredForCapitalAdequacy>
    <us-gaap:TierOneLeverageCapitalRequiredForCapitalAdequacy contextRef="AsOf2011-12-31_CompanyMember" unitRef="USD" decimals="-3">128910000</us-gaap:TierOneLeverageCapitalRequiredForCapitalAdequacy>
    <us-gaap:TierOneLeverageCapitalRequiredForCapitalAdequacy contextRef="AsOf2012-12-31_BankMember" unitRef="USD" decimals="-3">129742000</us-gaap:TierOneLeverageCapitalRequiredForCapitalAdequacy>
    <us-gaap:TierOneLeverageCapitalRequiredForCapitalAdequacy contextRef="AsOf2011-12-31_BankMember" unitRef="USD" decimals="-3">128831000</us-gaap:TierOneLeverageCapitalRequiredForCapitalAdequacy>
    <us-gaap:CapitalRequiredToBeWellCapitalized contextRef="AsOf2012-12-31_CompanyMember" unitRef="USD" xsi:nil="true" />
    <us-gaap:CapitalRequiredToBeWellCapitalized contextRef="AsOf2011-12-31_CompanyMember" unitRef="USD" xsi:nil="true" />
    <us-gaap:CapitalRequiredToBeWellCapitalized contextRef="AsOf2012-12-31_BankMember" unitRef="USD" decimals="-3">215530000</us-gaap:CapitalRequiredToBeWellCapitalized>
    <us-gaap:CapitalRequiredToBeWellCapitalized contextRef="AsOf2011-12-31_BankMember" unitRef="USD" decimals="-3">212725000</us-gaap:CapitalRequiredToBeWellCapitalized>
    <us-gaap:TierOneRiskBasedCapitalRequiredToBeWellCapitalized contextRef="AsOf2012-12-31_CompanyMember" unitRef="USD" xsi:nil="true" />
    <us-gaap:TierOneRiskBasedCapitalRequiredToBeWellCapitalized contextRef="AsOf2011-12-31_CompanyMember" unitRef="USD" xsi:nil="true" />
    <us-gaap:TierOneRiskBasedCapitalRequiredToBeWellCapitalized contextRef="AsOf2012-12-31_BankMember" unitRef="USD" decimals="-3">129318000</us-gaap:TierOneRiskBasedCapitalRequiredToBeWellCapitalized>
    <us-gaap:TierOneRiskBasedCapitalRequiredToBeWellCapitalized contextRef="AsOf2011-12-31_BankMember" unitRef="USD" decimals="-3">127635000</us-gaap:TierOneRiskBasedCapitalRequiredToBeWellCapitalized>
    <us-gaap:TierOneLeverageCapitalRequiredToBeWellCapitalized contextRef="AsOf2012-12-31_CompanyMember" unitRef="USD" xsi:nil="true" />
    <us-gaap:TierOneLeverageCapitalRequiredToBeWellCapitalized contextRef="AsOf2011-12-31_CompanyMember" unitRef="USD" xsi:nil="true" />
    <us-gaap:TierOneLeverageCapitalRequiredToBeWellCapitalized contextRef="AsOf2012-12-31_BankMember" unitRef="USD" decimals="-3">162178000</us-gaap:TierOneLeverageCapitalRequiredToBeWellCapitalized>
    <us-gaap:TierOneLeverageCapitalRequiredToBeWellCapitalized contextRef="AsOf2011-12-31_BankMember" unitRef="USD" decimals="-3">161039000</us-gaap:TierOneLeverageCapitalRequiredToBeWellCapitalized>
    <us-gaap:CapitalToRiskWeightedAssets contextRef="AsOf2012-12-31_CompanyMember" unitRef="Pure" decimals="INF">.1667</us-gaap:CapitalToRiskWeightedAssets>
    <us-gaap:CapitalToRiskWeightedAssets contextRef="AsOf2011-12-31_CompanyMember" unitRef="Pure" decimals="INF">.1672</us-gaap:CapitalToRiskWeightedAssets>
    <us-gaap:CapitalToRiskWeightedAssets contextRef="AsOf2012-12-31_BankMember" unitRef="Pure" decimals="INF">.1661</us-gaap:CapitalToRiskWeightedAssets>
    <us-gaap:CapitalToRiskWeightedAssets contextRef="AsOf2011-12-31_BankMember" unitRef="Pure" decimals="INF">.1665</us-gaap:CapitalToRiskWeightedAssets>
    <us-gaap:TierOneRiskBasedCapitalToRiskWeightedAssets contextRef="AsOf2012-12-31_CompanyMember" unitRef="Pure" decimals="INF">.1541</us-gaap:TierOneRiskBasedCapitalToRiskWeightedAssets>
    <us-gaap:TierOneRiskBasedCapitalToRiskWeightedAssets contextRef="AsOf2011-12-31_CompanyMember" unitRef="Pure" decimals="INF">.1546</us-gaap:TierOneRiskBasedCapitalToRiskWeightedAssets>
    <us-gaap:TierOneRiskBasedCapitalToRiskWeightedAssets contextRef="AsOf2012-12-31_BankMember" unitRef="Pure" decimals="INF">.1535</us-gaap:TierOneRiskBasedCapitalToRiskWeightedAssets>
    <us-gaap:TierOneRiskBasedCapitalToRiskWeightedAssets contextRef="AsOf2011-12-31_BankMember" unitRef="Pure" decimals="INF">.1539</us-gaap:TierOneRiskBasedCapitalToRiskWeightedAssets>
    <us-gaap:TierOneLeverageCapitalToAverageAssets contextRef="AsOf2012-12-31_CompanyMember" unitRef="Pure" decimals="INF">.1024</us-gaap:TierOneLeverageCapitalToAverageAssets>
    <us-gaap:TierOneLeverageCapitalToAverageAssets contextRef="AsOf2011-12-31_CompanyMember" unitRef="Pure" decimals="INF">.1021</us-gaap:TierOneLeverageCapitalToAverageAssets>
    <us-gaap:TierOneLeverageCapitalToAverageAssets contextRef="AsOf2012-12-31_BankMember" unitRef="Pure" decimals="INF">.1020</us-gaap:TierOneLeverageCapitalToAverageAssets>
    <us-gaap:TierOneLeverageCapitalToAverageAssets contextRef="AsOf2011-12-31_BankMember" unitRef="Pure" decimals="INF">.1017</us-gaap:TierOneLeverageCapitalToAverageAssets>
    <us-gaap:CapitalRequiredForCapitalAdequacyToRiskWeightedAssets contextRef="AsOf2012-12-31_CompanyMember" unitRef="Pure" decimals="INF">.0800</us-gaap:CapitalRequiredForCapitalAdequacyToRiskWeightedAssets>
    <us-gaap:CapitalRequiredForCapitalAdequacyToRiskWeightedAssets contextRef="AsOf2011-12-31_CompanyMember" unitRef="Pure" decimals="INF">.0800</us-gaap:CapitalRequiredForCapitalAdequacyToRiskWeightedAssets>
    <us-gaap:CapitalRequiredForCapitalAdequacyToRiskWeightedAssets contextRef="AsOf2012-12-31_BankMember" unitRef="Pure" decimals="INF">.0800</us-gaap:CapitalRequiredForCapitalAdequacyToRiskWeightedAssets>
    <us-gaap:CapitalRequiredForCapitalAdequacyToRiskWeightedAssets contextRef="AsOf2011-12-31_BankMember" unitRef="Pure" decimals="INF">.0800</us-gaap:CapitalRequiredForCapitalAdequacyToRiskWeightedAssets>
    <us-gaap:TierOneRiskBasedCapitalRequiredForCapitalAdequacyToRiskWeightedAssets contextRef="AsOf2012-12-31_CompanyMember" unitRef="Pure" decimals="INF">.0400</us-gaap:TierOneRiskBasedCapitalRequiredForCapitalAdequacyToRiskWeightedAssets>
    <us-gaap:TierOneRiskBasedCapitalRequiredForCapitalAdequacyToRiskWeightedAssets contextRef="AsOf2011-12-31_CompanyMember" unitRef="Pure" decimals="INF">.0400</us-gaap:TierOneRiskBasedCapitalRequiredForCapitalAdequacyToRiskWeightedAssets>
    <us-gaap:TierOneRiskBasedCapitalRequiredForCapitalAdequacyToRiskWeightedAssets contextRef="AsOf2012-12-31_BankMember" unitRef="Pure" decimals="INF">.0400</us-gaap:TierOneRiskBasedCapitalRequiredForCapitalAdequacyToRiskWeightedAssets>
    <us-gaap:TierOneRiskBasedCapitalRequiredForCapitalAdequacyToRiskWeightedAssets contextRef="AsOf2011-12-31_BankMember" unitRef="Pure" decimals="INF">.0400</us-gaap:TierOneRiskBasedCapitalRequiredForCapitalAdequacyToRiskWeightedAssets>
    <us-gaap:TierOneLeverageCapitalRequiredForCapitalAdequacyToAverageAssets contextRef="AsOf2012-12-31_CompanyMember" unitRef="Pure" decimals="INF">.0400</us-gaap:TierOneLeverageCapitalRequiredForCapitalAdequacyToAverageAssets>
    <us-gaap:TierOneLeverageCapitalRequiredForCapitalAdequacyToAverageAssets contextRef="AsOf2011-12-31_CompanyMember" unitRef="Pure" decimals="INF">.0400</us-gaap:TierOneLeverageCapitalRequiredForCapitalAdequacyToAverageAssets>
    <us-gaap:TierOneLeverageCapitalRequiredForCapitalAdequacyToAverageAssets contextRef="AsOf2012-12-31_BankMember" unitRef="Pure" decimals="INF">.0400</us-gaap:TierOneLeverageCapitalRequiredForCapitalAdequacyToAverageAssets>
    <us-gaap:TierOneLeverageCapitalRequiredForCapitalAdequacyToAverageAssets contextRef="AsOf2011-12-31_BankMember" unitRef="Pure" decimals="INF">.0400</us-gaap:TierOneLeverageCapitalRequiredForCapitalAdequacyToAverageAssets>
    <us-gaap:CapitalRequiredToBeWellCapitalizedToRiskWeightedAssets contextRef="AsOf2012-12-31_CompanyMember" unitRef="Pure" xsi:nil="true" />
    <us-gaap:CapitalRequiredToBeWellCapitalizedToRiskWeightedAssets contextRef="AsOf2011-12-31_CompanyMember" unitRef="Pure" xsi:nil="true" />
    <us-gaap:CapitalRequiredToBeWellCapitalizedToRiskWeightedAssets contextRef="AsOf2012-12-31_BankMember" unitRef="Pure" decimals="INF">.1000</us-gaap:CapitalRequiredToBeWellCapitalizedToRiskWeightedAssets>
    <us-gaap:CapitalRequiredToBeWellCapitalizedToRiskWeightedAssets contextRef="AsOf2011-12-31_BankMember" unitRef="Pure" decimals="INF">.1000</us-gaap:CapitalRequiredToBeWellCapitalizedToRiskWeightedAssets>
    <us-gaap:TierOneRiskBasedCapitalRequiredToBeWellCapitalizedToRiskWeightedAssets contextRef="AsOf2012-12-31_CompanyMember" unitRef="Pure" xsi:nil="true" />
    <us-gaap:TierOneRiskBasedCapitalRequiredToBeWellCapitalizedToRiskWeightedAssets contextRef="AsOf2011-12-31_CompanyMember" unitRef="Pure" xsi:nil="true" />
    <us-gaap:TierOneRiskBasedCapitalRequiredToBeWellCapitalizedToRiskWeightedAssets contextRef="AsOf2012-12-31_BankMember" unitRef="Pure" decimals="INF">.0600</us-gaap:TierOneRiskBasedCapitalRequiredToBeWellCapitalizedToRiskWeightedAssets>
    <us-gaap:TierOneRiskBasedCapitalRequiredToBeWellCapitalizedToRiskWeightedAssets contextRef="AsOf2011-12-31_BankMember" unitRef="Pure" decimals="INF">.0600</us-gaap:TierOneRiskBasedCapitalRequiredToBeWellCapitalizedToRiskWeightedAssets>
    <us-gaap:TierOneLeverageCapitalRequiredToBeWellCapitalizedToAverageAssets contextRef="AsOf2012-12-31_CompanyMember" unitRef="Pure" xsi:nil="true" />
    <us-gaap:TierOneLeverageCapitalRequiredToBeWellCapitalizedToAverageAssets contextRef="AsOf2011-12-31_CompanyMember" unitRef="Pure" xsi:nil="true" />
    <us-gaap:TierOneLeverageCapitalRequiredToBeWellCapitalizedToAverageAssets contextRef="AsOf2012-12-31_BankMember" unitRef="Pure" decimals="INF">.0500</us-gaap:TierOneLeverageCapitalRequiredToBeWellCapitalizedToAverageAssets>
    <us-gaap:TierOneLeverageCapitalRequiredToBeWellCapitalizedToAverageAssets contextRef="AsOf2011-12-31_BankMember" unitRef="Pure" decimals="INF">.0500</us-gaap:TierOneLeverageCapitalRequiredToBeWellCapitalizedToAverageAssets>
    <FBP:RestrictedInvestmentInBank contextRef="AsOf2012-12-31" unitRef="USD" decimals="-3">233671000</FBP:RestrictedInvestmentInBank>
    <FBP:AverageReserveBalance contextRef="AsOf2012-12-31" unitRef="USD" decimals="-3">865000</FBP:AverageReserveBalance>
    <us-gaap:SuppliesExpense contextRef="From2012-01-01to2012-12-31" unitRef="USD" decimals="-3">2240000</us-gaap:SuppliesExpense>
    <us-gaap:SuppliesExpense contextRef="From2011-01-01to2011-12-31" unitRef="USD" decimals="-3">2867000</us-gaap:SuppliesExpense>
    <us-gaap:SuppliesExpense contextRef="From2010-01-01to2010-12-31" unitRef="USD" decimals="-3">2563000</us-gaap:SuppliesExpense>
    <us-gaap:Communication contextRef="From2012-01-01to2012-12-31" unitRef="USD" decimals="-3">1683000</us-gaap:Communication>
    <us-gaap:Communication contextRef="From2011-01-01to2011-12-31" unitRef="USD" decimals="-3">2127000</us-gaap:Communication>
    <us-gaap:Communication contextRef="From2010-01-01to2010-12-31" unitRef="USD" decimals="-3">2053000</us-gaap:Communication>
    <us-gaap:FederalDepositInsuranceCorporationPremiumExpense contextRef="From2012-01-01to2012-12-31" unitRef="USD" decimals="-3">2678000</us-gaap:FederalDepositInsuranceCorporationPremiumExpense>
    <us-gaap:FederalDepositInsuranceCorporationPremiumExpense contextRef="From2011-01-01to2011-12-31" unitRef="USD" decimals="-3">3008000</us-gaap:FederalDepositInsuranceCorporationPremiumExpense>
    <us-gaap:FederalDepositInsuranceCorporationPremiumExpense contextRef="From2010-01-01to2010-12-31" unitRef="USD" decimals="-3">4387000</us-gaap:FederalDepositInsuranceCorporationPremiumExpense>
    <us-gaap:LegalFees contextRef="From2012-01-01to2012-12-31" unitRef="USD" decimals="-3">1722000</us-gaap:LegalFees>
    <us-gaap:LegalFees contextRef="From2011-01-01to2011-12-31" unitRef="USD" decimals="-3">1595000</us-gaap:LegalFees>
    <us-gaap:LegalFees contextRef="From2010-01-01to2010-12-31" unitRef="USD" decimals="-3">1572000</us-gaap:LegalFees>
    <us-gaap:ProfessionalFees contextRef="From2012-01-01to2012-12-31" unitRef="USD" decimals="-3">1916000</us-gaap:ProfessionalFees>
    <us-gaap:ProfessionalFees contextRef="From2011-01-01to2011-12-31" unitRef="USD" decimals="-3">1842000</us-gaap:ProfessionalFees>
    <us-gaap:ProfessionalFees contextRef="From2010-01-01to2010-12-31" unitRef="USD" decimals="-3">1185000</us-gaap:ProfessionalFees>
    <us-gaap:FeesAndCommissionsDebitCards contextRef="From2012-01-01to2012-12-31" unitRef="USD" decimals="-3">5262000</us-gaap:FeesAndCommissionsDebitCards>
    <us-gaap:FeesAndCommissionsDebitCards contextRef="From2011-01-01to2011-12-31" unitRef="USD" decimals="-3">4757000</us-gaap:FeesAndCommissionsDebitCards>
    <us-gaap:FeesAndCommissionsDebitCards contextRef="From2010-01-01to2010-12-31" unitRef="USD" decimals="-3">3608000</us-gaap:FeesAndCommissionsDebitCards>
    <FBP:OtherServiceChargesCommissionsAndFeesOtherInterchangeIncome contextRef="From2012-01-01to2012-12-31" unitRef="USD" decimals="-3">1213000</FBP:OtherServiceChargesCommissionsAndFeesOtherInterchangeIncome>
    <FBP:OtherServiceChargesCommissionsAndFeesOtherInterchangeIncome contextRef="From2011-01-01to2011-12-31" unitRef="USD" decimals="-3">1033000</FBP:OtherServiceChargesCommissionsAndFeesOtherInterchangeIncome>
    <FBP:OtherServiceChargesCommissionsAndFeesOtherInterchangeIncome contextRef="From2010-01-01to2010-12-31" unitRef="USD" decimals="-3">912000</FBP:OtherServiceChargesCommissionsAndFeesOtherInterchangeIncome>
    <FBP:OtherOperatingExpensesInterchangeExpense contextRef="From2012-01-01to2012-12-31" unitRef="USD" decimals="-3">2416000</FBP:OtherOperatingExpensesInterchangeExpense>
    <FBP:OtherOperatingExpensesInterchangeExpense contextRef="From2011-01-01to2011-12-31" unitRef="USD" decimals="-3">2042000</FBP:OtherOperatingExpensesInterchangeExpense>
    <FBP:OtherOperatingExpensesInterchangeExpense contextRef="From2010-01-01to2010-12-31" unitRef="USD" decimals="-3">1736000</FBP:OtherOperatingExpensesInterchangeExpense>
    <FBP:OtherOperatingExpensesRepossessionAndCollectionNoncovered contextRef="From2012-01-01to2012-12-31" unitRef="USD" decimals="-3">3107000</FBP:OtherOperatingExpensesRepossessionAndCollectionNoncovered>
    <FBP:OtherOperatingExpensesRepossessionAndCollectionNoncovered contextRef="From2011-01-01to2011-12-31" unitRef="USD" decimals="-3">3492000</FBP:OtherOperatingExpensesRepossessionAndCollectionNoncovered>
    <FBP:OtherOperatingExpensesRepossessionAndCollectionNoncovered contextRef="From2010-01-01to2010-12-31" unitRef="USD" decimals="-3">2138000</FBP:OtherOperatingExpensesRepossessionAndCollectionNoncovered>
    <FBP:OtherOperatingExpensesRepossessionAndCollectionCoveredNetOfFdicReimbursementAndRentalIncome contextRef="From2012-01-01to2012-12-31" unitRef="USD" decimals="-3">1642000</FBP:OtherOperatingExpensesRepossessionAndCollectionCoveredNetOfFdicReimbursementAndRentalIncome>
    <FBP:OtherOperatingExpensesRepossessionAndCollectionCoveredNetOfFdicReimbursementAndRentalIncome contextRef="From2011-01-01to2011-12-31" unitRef="USD" decimals="-3">1968000</FBP:OtherOperatingExpensesRepossessionAndCollectionCoveredNetOfFdicReimbursementAndRentalIncome>
    <FBP:OtherOperatingExpensesRepossessionAndCollectionCoveredNetOfFdicReimbursementAndRentalIncome contextRef="From2010-01-01to2010-12-31" unitRef="USD" decimals="-3">2617000</FBP:OtherOperatingExpensesRepossessionAndCollectionCoveredNetOfFdicReimbursementAndRentalIncome>
    <us-gaap:EquityMethodInvestments contextRef="AsOf2012-12-31_ParentCompanyMember" unitRef="USD" decimals="-3">399688000</us-gaap:EquityMethodInvestments>
    <us-gaap:EquityMethodInvestments contextRef="AsOf2011-12-31_ParentCompanyMember" unitRef="USD" decimals="-3">388528000</us-gaap:EquityMethodInvestments>
    <us-gaap:NetIncomeLoss contextRef="From2012-01-01to2012-12-31" unitRef="USD" decimals="-3">-23406000</us-gaap:NetIncomeLoss>
    <us-gaap:NetIncomeLoss contextRef="From2011-01-01to2011-12-31_RetainedEarningsMember" unitRef="USD" decimals="-3">13642000</us-gaap:NetIncomeLoss>
    <us-gaap:NetIncomeLoss contextRef="From2012-01-01to2012-12-31_RetainedEarningsMember" unitRef="USD" decimals="-3">-23406000</us-gaap:NetIncomeLoss>
    <us-gaap:NetIncomeLoss contextRef="From2011-01-01to2011-12-31" unitRef="USD" decimals="-3">13642000</us-gaap:NetIncomeLoss>
    <us-gaap:NetIncomeLoss contextRef="From2010-01-01to2010-12-31" unitRef="USD" decimals="-3">9982000</us-gaap:NetIncomeLoss>
    <us-gaap:NetIncomeLoss contextRef="From2010-01-01to2010-12-31_RetainedEarningsMember" unitRef="USD" decimals="-3">9982000</us-gaap:NetIncomeLoss>
    <us-gaap:NetIncomeLoss contextRef="From2012-01-01to2012-12-31_ParentCompanyMember" unitRef="USD" decimals="-3">-23406000</us-gaap:NetIncomeLoss>
    <us-gaap:NetIncomeLoss contextRef="From2011-01-01to2011-12-31_ParentCompanyMember" unitRef="USD" decimals="-3">13642000</us-gaap:NetIncomeLoss>
    <us-gaap:NetIncomeLoss contextRef="From2010-01-01to2010-12-31_ParentCompanyMember" unitRef="USD" decimals="-3">9982000</us-gaap:NetIncomeLoss>
    <us-gaap:NonoperatingIncomeExpense contextRef="From2012-01-01to2012-12-31_ParentCompanyMember" unitRef="USD" decimals="-3">-802000</us-gaap:NonoperatingIncomeExpense>
    <us-gaap:NonoperatingIncomeExpense contextRef="From2011-01-01to2011-12-31_ParentCompanyMember" unitRef="USD" decimals="-3">-679000</us-gaap:NonoperatingIncomeExpense>
    <us-gaap:NonoperatingIncomeExpense contextRef="From2010-01-01to2010-12-31_ParentCompanyMember" unitRef="USD" decimals="-3">-678000</us-gaap:NonoperatingIncomeExpense>
    <FBP:PreferredStockDividendsAndAccretion contextRef="From2012-01-01to2012-12-31_ParentCompanyMember" unitRef="USD" decimals="-3">-2809000</FBP:PreferredStockDividendsAndAccretion>
    <FBP:PreferredStockDividendsAndAccretion contextRef="From2011-01-01to2011-12-31_ParentCompanyMember" unitRef="USD" decimals="-3">-6166000</FBP:PreferredStockDividendsAndAccretion>
    <FBP:PreferredStockDividendsAndAccretion contextRef="From2010-01-01to2010-12-31_ParentCompanyMember" unitRef="USD" decimals="-3">-4107000</FBP:PreferredStockDividendsAndAccretion>
    <FBP:DividendsFromWhollyownedSubsidiaries contextRef="From2012-01-01to2012-12-31_ParentCompanyMember" unitRef="USD" decimals="-3">10000000</FBP:DividendsFromWhollyownedSubsidiaries>
    <FBP:DividendsFromWhollyownedSubsidiaries contextRef="From2011-01-01to2011-12-31_ParentCompanyMember" unitRef="USD" decimals="-3">9500000</FBP:DividendsFromWhollyownedSubsidiaries>
    <FBP:DividendsFromWhollyownedSubsidiaries contextRef="From2010-01-01to2010-12-31_ParentCompanyMember" unitRef="USD" decimals="-3">26250000</FBP:DividendsFromWhollyownedSubsidiaries>
    <us-gaap:EquityMethodInvestmentDividendsOrDistributions contextRef="From2012-01-01to2012-12-31_ParentCompanyMember" unitRef="USD" decimals="-3">10000000</us-gaap:EquityMethodInvestmentDividendsOrDistributions>
    <us-gaap:EquityMethodInvestmentDividendsOrDistributions contextRef="From2011-01-01to2011-12-31_ParentCompanyMember" unitRef="USD" xsi:nil="true" />
    <us-gaap:EquityMethodInvestmentDividendsOrDistributions contextRef="From2010-01-01to2010-12-31_ParentCompanyMember" unitRef="USD" decimals="-3">14536000</us-gaap:EquityMethodInvestmentDividendsOrDistributions>
    <us-gaap:IncomeLossFromEquityMethodInvestmentsNetOfDividendsOrDistributions contextRef="From2012-01-01to2012-12-31_ParentCompanyMember" unitRef="USD" decimals="-3">-31493000</us-gaap:IncomeLossFromEquityMethodInvestmentsNetOfDividendsOrDistributions>
    <us-gaap:IncomeLossFromEquityMethodInvestmentsNetOfDividendsOrDistributions contextRef="From2011-01-01to2011-12-31_ParentCompanyMember" unitRef="USD" decimals="-3">5862000</us-gaap:IncomeLossFromEquityMethodInvestmentsNetOfDividendsOrDistributions>
    <us-gaap:IncomeLossFromEquityMethodInvestmentsNetOfDividendsOrDistributions contextRef="From2010-01-01to2010-12-31_ParentCompanyMember" unitRef="USD" decimals="-3">-14536000</us-gaap:IncomeLossFromEquityMethodInvestmentsNetOfDividendsOrDistributions>
    <us-gaap:IncomeLossFromEquityMethodInvestments contextRef="From2012-01-01to2012-12-31_ParentCompanyMember" unitRef="USD" decimals="-3">-21493000</us-gaap:IncomeLossFromEquityMethodInvestments>
    <us-gaap:IncomeLossFromEquityMethodInvestments contextRef="From2011-01-01to2011-12-31_ParentCompanyMember" unitRef="USD" decimals="-3">5862000</us-gaap:IncomeLossFromEquityMethodInvestments>
    <us-gaap:IncomeLossFromEquityMethodInvestments contextRef="From2010-01-01to2010-12-31_ParentCompanyMember" unitRef="USD" xsi:nil="true" />
    <us-gaap:PaymentsToAcquireAdditionalInterestInSubsidiaries contextRef="From2012-01-01to2012-12-31_ParentCompanyMember" unitRef="USD" decimals="-3">33850000</us-gaap:PaymentsToAcquireAdditionalInterestInSubsidiaries>
    <us-gaap:PaymentsToAcquireAdditionalInterestInSubsidiaries contextRef="From2011-01-01to2011-12-31_ParentCompanyMember" unitRef="USD" decimals="-3">16250000</us-gaap:PaymentsToAcquireAdditionalInterestInSubsidiaries>
    <us-gaap:PaymentsToAcquireAdditionalInterestInSubsidiaries contextRef="From2010-01-01to2010-12-31_ParentCompanyMember" unitRef="USD" xsi:nil="true" />
    <us-gaap:ProceedsFromDivestitureOfInterestInSubsidiariesAndAffiliates contextRef="From2012-01-01to2012-12-31_ParentCompanyMember" unitRef="USD" xsi:nil="true" />
    <us-gaap:ProceedsFromDivestitureOfInterestInSubsidiariesAndAffiliates contextRef="From2011-01-01to2011-12-31_ParentCompanyMember" unitRef="USD" xsi:nil="true" />
    <us-gaap:ProceedsFromDivestitureOfInterestInSubsidiariesAndAffiliates contextRef="From2010-01-01to2010-12-31_ParentCompanyMember" unitRef="USD" decimals="-3">706000</us-gaap:ProceedsFromDivestitureOfInterestInSubsidiariesAndAffiliates>
    <us-gaap:PaymentsOfOrdinaryDividends contextRef="From2012-01-01to2012-12-31_ParentCompanyMember" unitRef="USD" decimals="-3">8463000</us-gaap:PaymentsOfOrdinaryDividends>
    <us-gaap:PaymentsOfOrdinaryDividends contextRef="From2011-01-01to2011-12-31_ParentCompanyMember" unitRef="USD" decimals="-3">8237000</us-gaap:PaymentsOfOrdinaryDividends>
    <us-gaap:PaymentsOfOrdinaryDividends contextRef="From2010-01-01to2010-12-31_ParentCompanyMember" unitRef="USD" decimals="-3">8609000</us-gaap:PaymentsOfOrdinaryDividends>
    <us-gaap:PaymentsForRepurchaseOfPreferredStockAndPreferenceStock contextRef="From2012-01-01to2012-12-31_ParentCompanyMember" unitRef="USD" xsi:nil="true" />
    <us-gaap:PaymentsForRepurchaseOfPreferredStockAndPreferenceStock contextRef="From2011-01-01to2011-12-31_ParentCompanyMember" unitRef="USD" decimals="-3">65000000</us-gaap:PaymentsForRepurchaseOfPreferredStockAndPreferenceStock>
    <us-gaap:PaymentsForRepurchaseOfPreferredStockAndPreferenceStock contextRef="From2010-01-01to2010-12-31_ParentCompanyMember" unitRef="USD" xsi:nil="true" />
    <us-gaap:FairValueAssumptionsExpectedDividendRate contextRef="From2012-01-01to2012-12-31" unitRef="Pure" decimals="INF">0.0483</us-gaap:FairValueAssumptionsExpectedDividendRate>
    <us-gaap:FairValueAssumptionsRiskFreeInterestRate contextRef="From2012-01-01to2012-12-31" unitRef="Pure" decimals="INF">0.0248</us-gaap:FairValueAssumptionsRiskFreeInterestRate>
    <us-gaap:FairValueAssumptionsExpectedTerm contextRef="From2012-01-01to2012-12-31">P10Y</us-gaap:FairValueAssumptionsExpectedTerm>
    <us-gaap:FairValueAssumptionsExpectedVolatilityRate contextRef="From2012-01-01to2012-12-31" unitRef="Pure" decimals="INF">0.3500</us-gaap:FairValueAssumptionsExpectedVolatilityRate>
    <FBP:WeightedAverageFairValue contextRef="From2012-01-01to2012-12-31" unitRef="USDPShares" decimals="INF">4.47</FBP:WeightedAverageFairValue>
    <us-gaap:StockIssuedDuringPeriodSharesNewIssues contextRef="From2012-01-01to2012-12-31" unitRef="Shares" decimals="INF">728706</us-gaap:StockIssuedDuringPeriodSharesNewIssues>
    <us-gaap:StockIssuedDuringPeriodSharesNewIssues contextRef="From2009-01-01to2009-12-31_TreasuryCapitalPurchaseProgramMember" unitRef="Shares" decimals="INF">65000</us-gaap:StockIssuedDuringPeriodSharesNewIssues>
    <us-gaap:StockIssuedDuringPeriodSharesNewIssues contextRef="From2011-01-01to2011-12-31_SmallBusinessLendingFundMember" unitRef="Shares" decimals="INF">63500</us-gaap:StockIssuedDuringPeriodSharesNewIssues>
    <us-gaap:PreferredStockLiquidationPreference contextRef="AsOf2009-12-31_TreasuryCapitalPurchaseProgramMember" unitRef="USDPShares" decimals="INF">1000</us-gaap:PreferredStockLiquidationPreference>
    <us-gaap:PreferredStockLiquidationPreference contextRef="AsOf2011-12-31_SmallBusinessLendingFundMember" unitRef="USDPShares" decimals="INF">1000</us-gaap:PreferredStockLiquidationPreference>
    <us-gaap:ClassOfWarrantOrRightOutstanding contextRef="AsOf2009-12-31_TreasuryCapitalPurchaseProgramMember" unitRef="Shares" decimals="INF">616308</us-gaap:ClassOfWarrantOrRightOutstanding>
    <us-gaap:PreferredStockDividendRatePercentage contextRef="From2009-01-01to2009-12-31_TreasuryCapitalPurchaseProgramMember" unitRef="Pure" decimals="INF">.05</us-gaap:PreferredStockDividendRatePercentage>
    <FBP:PreferredStockDividendRateAfterFiveYears contextRef="From2009-01-01to2009-12-31_TreasuryCapitalPurchaseProgramMember" unitRef="Pure" decimals="INF">.09</FBP:PreferredStockDividendRateAfterFiveYears>
    <FBP:DiscountRateUsedToDetermineFairValueOfPreferredStock contextRef="AsOf2009-12-31_TreasuryCapitalPurchaseProgramMember" unitRef="Pure" decimals="INF">.13</FBP:DiscountRateUsedToDetermineFairValueOfPreferredStock>
    <FBP:FairValueOfPreferredStock contextRef="AsOf2009-12-31_TreasuryCapitalPurchaseProgramMember" unitRef="USD" decimals="-3">36200000</FBP:FairValueOfPreferredStock>
    <FBP:AggregateFairValueOfPreferredStockAndWarrant contextRef="AsOf2009-12-31_TreasuryCapitalPurchaseProgramMember" unitRef="USD" decimals="-3">39000000</FBP:AggregateFairValueOfPreferredStockAndWarrant>
    <FBP:PercentOfAggregateFairValueAttributedToWarrant contextRef="AsOf2009-12-31_TreasuryCapitalPurchaseProgramMember" unitRef="Pure" decimals="INF">.07</FBP:PercentOfAggregateFairValueAttributedToWarrant>
    <FBP:PercentOfAggregateFairValueAttributedToPreferredStock contextRef="AsOf2009-12-31_TreasuryCapitalPurchaseProgramMember" unitRef="Pure" decimals="INF">.93</FBP:PercentOfAggregateFairValueAttributedToPreferredStock>
    <FBP:AmountAllocatedToPreferredStock contextRef="AsOf2009-12-31_TreasuryCapitalPurchaseProgramMember" unitRef="USD" decimals="-3">60400000</FBP:AmountAllocatedToPreferredStock>
    <FBP:AmountAllocatedToWarrant contextRef="AsOf2009-12-31_TreasuryCapitalPurchaseProgramMember" unitRef="USD" decimals="-3">4600000</FBP:AmountAllocatedToWarrant>
    <FBP:WarrantRepurchasePerCommonShare contextRef="From2011-11-01to2011-11-30_TreasuryCapitalPurchaseProgramMember" unitRef="USDPShares" decimals="INF">1.50</FBP:WarrantRepurchasePerCommonShare>
    <FBP:DescriptionOfDividendRatePercentages contextRef="From2012-01-01to2012-12-31_SmallBusinessLendingFundMember">For the first nine quarters after issuance, the dividend rate can range from one percent (1%) to five percent (5%) per annum&#13;based upon the increase in QSBL as compared to the baseline. For quarters subsequent to the issuance in 2011, the Company has&#13;paid a dividend rate ranging from 3.0% to 5.0%. Based upon an increase in the level of QSBL over the baseline level calculated&#13;under the terms of the related purchase agreement, the dividend rate for the first quarter of 2013 is expected to be 1.2% and&#13;the dividend rate for the second quarter is expected to be 1.0%, subject to confirmation by Treasury. For the tenth calendar quarter&#13;through four and one half years after issuance, the dividend rate will be fixed at between one percent (1%) and seven percent&#13;(7%) based upon the level of QSBL compared to the baseline. After four and one half years from the issuance, the dividend rate&#13;will increase to nine percent (9%). Subject to regulatory approval, the Company is generally permitted to redeem the Series B&#13;preferred shares at par plus unpaid dividends.</FBP:DescriptionOfDividendRatePercentages>
    <us-gaap:SaleOfStockPricePerShare contextRef="AsOf2012-12-31_SeriesCPreferredStockMember" unitRef="USDPShares" decimals="INF">10.00</us-gaap:SaleOfStockPricePerShare>
    <us-gaap:ProceedsFromSaleOfLoansHeldForSale contextRef="From2013-01-22to2013-01-23" unitRef="USD" decimals="-3">30400000</us-gaap:ProceedsFromSaleOfLoansHeldForSale>
    <FBP:FairValueOfWarrant contextRef="AsOf2009-12-31_TreasuryCapitalPurchaseProgramMember" unitRef="USD" decimals="-3">2800000</FBP:FairValueOfWarrant>
    <us-gaap:ProceedsFromIssuanceOrSaleOfEquity contextRef="From2012-01-01to2012-12-31" unitRef="USD" decimals="-3">33800000</us-gaap:ProceedsFromIssuanceOrSaleOfEquity>
    <us-gaap:SignificantAccountingPoliciesTextBlock contextRef="From2012-01-01to2012-12-31">&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify"&gt;&lt;b&gt;Note 1. Summary of Significant Accounting&#13;Policies&lt;/b&gt;&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify"&gt;&amp;#160;&amp;#160;&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"&gt;&lt;font style="font-family: Calibri, Helvetica, Sans-Serif"&gt;&lt;b&gt;(a)&#13;Basis of Presentation&lt;/b&gt; &lt;/font&gt;&lt;font style="font-family: Symbol"&gt;-&lt;/font&gt;&lt;font style="font-family: Calibri, Helvetica, Sans-Serif"&gt;&#13;The consolidated financial statements include the accounts of First Bancorp (the Company) and its wholly owned subsidiary - First&#13;Bank (the Bank). The Bank has two wholly owned subsidiaries that are fully consolidated - First Bank Insurance Services, Inc.&#13;(First Bank Insurance) and First Troy SPE, LLC. All significant intercompany accounts and transactions have been eliminated. Subsequent&#13;events have been evaluated through the date of filing this Form 10-K.&lt;/font&gt;&amp;#160;&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left; text-indent: 13.5pt"&gt;&amp;#160;&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"&gt;The Company is a bank holding company.&#13;The principal activity of the Company is the ownership and operation of the Bank, a state chartered bank with its main office in&#13;Troy, North Carolina. The Company is also the parent company for a series of statutory trusts that were formed at various times&#13;since 2002 for the purpose of issuing trust preferred debt securities. The trusts are not consolidated for financial reporting&#13;purposes; however, notes issued by the Company to the trusts in return for the proceeds from the issuance of the trust preferred&#13;securities are included in the consolidated financial statements and have terms that are substantially the same as the corresponding&#13;trust preferred securities. The trust preferred securities qualify as capital for regulatory capital adequacy requirements. First&#13;Bank Insurance is an agent for property and casualty insurance policies. First Troy SPE, LLC was formed in order to hold and dispose&#13;of certain real estate foreclosed upon by the Bank.&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"&gt;&amp;#160;&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"&gt;The preparation of financial statements&#13;in conformity with generally accepted accounting principles in the United States of America requires management to make estimates&#13;and assumptions that affect the reported amounts of assets and liabilities and disclosure of contingent liabilities at the date&#13;of the financial statements and the reported amounts of revenues and expenses during the reporting period. Actual results could&#13;differ from those estimates. The most significant estimates made by the Company in the preparation of its consolidated financial&#13;statements are the determination of the allowance for loan losses, the valuation of other real estate, the accounting and impairment&#13;testing related to intangible assets, and the fair value and discount accretion of loans acquired in FDIC-assisted transactions.&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"&gt;&amp;#160;&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"&gt;&lt;font style="font-family: Calibri, Helvetica, Sans-Serif"&gt;&lt;b&gt;(b)&#13;Cash and Cash Equivalents&lt;/b&gt; &lt;/font&gt;&lt;font style="font-family: Symbol"&gt;-&lt;/font&gt;&lt;font style="font-family: Calibri, Helvetica, Sans-Serif"&gt;&#13;The Company considers all highly liquid assets such as cash on hand, noninterest-bearing and interest-bearing amounts due from&#13;banks and federal funds sold to be &amp;#147;cash equivalents.&amp;#148;&lt;/font&gt;&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"&gt;&amp;#160;&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"&gt;&lt;font style="font-family: Calibri, Helvetica, Sans-Serif"&gt;&lt;b&gt;(c)&#13;Securities &lt;/b&gt;&lt;/font&gt;&lt;font style="font-family: Symbol"&gt;-&lt;/font&gt;&lt;font style="font-family: Calibri, Helvetica, Sans-Serif"&gt; Debt&#13;securities that the Company has the positive intent and ability to hold to maturity are classified as &amp;#147;held to maturity&amp;#148;&#13;and carried at amortized cost. Securities not classified as held to maturity are classified as &amp;#147;available for sale&amp;#148;&#13;and carried at fair value, with unrealized gains and losses being reported as other comprehensive income or loss and reported as&#13;a separate component of shareholders&amp;#146; equity.&lt;/font&gt;&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left; text-indent: 13.5pt"&gt;&amp;#160;&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt Calibri, Helvetica, Sans-Serif; margin: 0 0 10pt; text-align: left"&gt;A decline in the market value of any available&#13;for sale or held to maturity security below cost that is deemed to be other than temporary results in a reduction in carrying amount&#13;to fair value. The impairment is charged to earnings and a new cost basis for the security is established. Any equity security&#13;that is in an unrealized loss position for twelve consecutive months is presumed to be other than temporarily impaired and an impairment&#13;charge is recorded unless the amount of the charge is insignificant.&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"&gt;Gains and losses on sales of securities&#13;are recognized at the time of sale based upon the specific identification method. Premiums and discounts are amortized into income&#13;on a level yield basis, with premiums being amortized to the earliest call date and discounts being accreted to the stated maturity&#13;date.&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"&gt;&amp;#160;&lt;/p&gt;&#13;&#13;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"&gt;&amp;#160;&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"&gt;&lt;font style="font-family: Calibri, Helvetica, Sans-Serif"&gt;&lt;b&gt;(d)&#13;Premises and Equipment&lt;/b&gt; &lt;/font&gt;&lt;font style="font-family: Symbol"&gt;-&lt;/font&gt;&lt;font style="font-family: Calibri, Helvetica, Sans-Serif"&gt;&#13;Premises and equipment are stated at cost less accumulated depreciation. Depreciation, computed by the straight-line method, is&#13;charged to operations over the estimated useful lives of the properties, which range from 2 to 40 years or, in the case of leasehold&#13;improvements, over the term of the lease, if shorter. Maintenance and repairs are charged to operations in the year incurred. Gains&#13;and losses on dispositions are included in current operations.&lt;/font&gt;&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"&gt;&amp;#160;&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"&gt;&lt;b&gt;(e) Loans &amp;#150; &lt;/b&gt;Loans are stated&#13;at the principal amount outstanding less any partial charge-offs plus deferred origination costs, net of nonrefundable loan fees.&#13;Interest on loans is accrued on the unpaid principal balance outstanding. Net deferred loan origination costs/fees are capitalized&#13;and recognized as a yield adjustment over the life of the related loan.&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"&gt;&amp;#160;&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"&gt;The Company does not hold any interest-only&#13;strips, loans, other receivables, or retained interests in securitizations that can be contractually prepaid or otherwise settled&#13;in a way that it would not recover substantially all of its recorded investment.&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"&gt;&amp;#160;&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"&gt;Purchased loans acquired in a business&#13;combination, which include loans that were purchased in the 2009 Cooperative Bank acquisition and the 2011 Bank of Asheville acquisition,&#13;are recorded at estimated fair value on their purchase date. The purchaser cannot carry over any related allowance for loan losses.&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"&gt;&amp;#160;&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"&gt;The Company follows specific accounting&#13;guidance related to purchased impaired loans when purchased loans have evidence of credit deterioration since origination and it&#13;is probable at the date of acquisition that the Company will not collect all contractually required principal and interest payments.&#13;Evidence of credit quality deterioration as of the purchase date may include statistics such as past due and nonaccrual status.&#13;The accounting guidance permits the use of the cost recovery method of income recognition for those purchased impaired loans for&#13;which the timing and amount of cash flows expected to be collected cannot be reasonably estimated. Under the cost recovery method&#13;of income recognition, all cash receipts are initially applied to principal, with interest income being recorded only after the&#13;carrying value of the loan has been reduced to zero. Substantially all of the Company&amp;#146;s purchased impaired loans to date&#13;have had uncertain cash flows and thus are accounted for under the cost recovery method of income recognition.&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left; text-indent: 0.25in"&gt;&amp;#160;&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"&gt;For nonimpaired purchased loans, the Company&#13;accretes any fair value discount over the life of the loan in a manner consistent with the guidance for accounting for loan origination&#13;fees and costs.&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left; text-indent: 0.25in"&gt;&amp;#160;&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"&gt;A loan is placed on nonaccrual status&#13;when, in management&amp;#146;s judgment, the collection of interest appears doubtful. The accrual of interest is discontinued on all&#13;loans that become 90 days or more past due with respect to principal or interest. The past due status of loans is based on the&#13;contractual payment terms. While a loan is on nonaccrual status, the Company&amp;#146;s policy is that all cash receipts are applied&#13;to principal. Once the recorded principal balance has been reduced to zero, future cash receipts are applied to recoveries of any&#13;amounts previously charged off. Further cash receipts are recorded as interest income to the extent that any interest has been&#13;foregone. Loans are removed from nonaccrual status when they become current as to both principal and interest and when concern&#13;no longer exists as to the collectability of principal or interest. In some cases, where borrowers are experiencing financial difficulties,&#13;loans may be restructured to provide terms significantly different from the originally contracted terms. The nonaccrual policy&#13;discussed above applies to all loan classifications.&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left; text-indent: 0.25in"&gt;&amp;#160;&lt;/p&gt;&#13;&#13;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"&gt;&amp;#160;&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"&gt;A loan is considered to be impaired when,&#13;based on current information and events, it is probable the Company will be unable to collect all amounts due according to the&#13;contractual terms of the loan agreement. Impaired loans are measured using either 1) an estimate of the cash flows that the Company&#13;expects to receive from the borrower discounted at the loan&amp;#146;s effective rate, or 2) in the case of a collateral-dependent&#13;loan, the fair value of the collateral. Unless restructured, while a loan is considered to be impaired, the Company&amp;#146;s policy&#13;is that interest accrual is discontinued and all cash receipts are applied to principal. Once the recorded principal balance has&#13;been reduced to zero, future cash receipts are applied to recoveries of any amounts previously charged off. Further cash receipts&#13;are recorded as interest income to the extent that any interest has been foregone. Impaired loans that are restructured are returned&#13;to accruing status in accordance with the restructured terms if the Company believes that the borrower will be able to meet the&#13;obligations of the restructured loan terms. The impairment policy discussed above applies to all loan classifications.&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left; text-indent: 13.7pt"&gt;&amp;#160;&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"&gt;&lt;font style="font-family: Calibri, Helvetica, Sans-Serif"&gt;&lt;b&gt;(f)&#13;Presold Mortgages in Process of Settlement and Loans Held for Sale &lt;/b&gt;&lt;/font&gt;&lt;b&gt;&lt;font style="font-family: Symbol"&gt;-&lt;/font&gt;&lt;/b&gt;&lt;font style="font-family: Calibri, Helvetica, Sans-Serif"&gt;&#13;As a part of normal business operations, the Company originates residential mortgage loans that have been pre-approved by secondary&#13;investors to be sold on a best efforts basis. The terms of the loans are set by the secondary investors, and the purchase price&#13;that the investor will pay for the loan is agreed to prior to the funding of the loan by the Company. Generally within three weeks&#13;after funding, the loans are transferred to the investor in accordance with the agreed-upon terms. The Company records gains from&#13;the sale of these loans on the settlement date of the sale equal to the difference between the proceeds received and the carrying&#13;amount of the loan. The gain generally represents the portion of the proceeds attributed to service release premiums received from&#13;the investors and the realization of origination fees received from borrowers that were deferred as part of the carrying amount&#13;of the loan. Between the initial funding of the loans by the Company and the subsequent reimbursement by the investors, the Company&#13;carries the loans on its balance sheet at the lower of cost or market. &lt;/font&gt;&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left; text-indent: 13.7pt"&gt;&amp;#160;&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"&gt;Periodically, the Company originates commercial&#13;loans and decides to sell them in the secondary market. The Company carries these loans at the lower of cost or fair value at each&#13;reporting date. There were no such loans held for sale as of December 31, 2012 or 2011.&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"&gt;&amp;#160;&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"&gt;As of December 31, 2012, the Company held&#13;$30.4 million in loans classified as held for sale because the Company had solicited and received bids to sell approximately $68&#13;million of loans to an unaffiliated third-party investor, and it was the Company&amp;#146;s intent to accept one of the offers received.&#13;As of December 31, 2012, these loans were reclassified out of the loans held for investment category and segregated on the balance&#13;sheet as held for sale. These loans are carried at their liquidation value based on the bid received that the Company accepted,&#13;with the remaining difference of approximately $37.6 million being charged-off through the allowance for loan losses. The completion&#13;of the loan sale occurred in January 2013.&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left; text-indent: 13.5pt"&gt;&amp;#160;&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"&gt;&lt;font style="font-family: Calibri, Helvetica, Sans-Serif"&gt;&lt;b&gt;(g)&#13;Allowance for Loan Losses&lt;/b&gt; &lt;/font&gt;&lt;font style="font-family: Symbol"&gt;-&lt;/font&gt;&lt;font style="font-family: Calibri, Helvetica, Sans-Serif"&gt;&#13;The allowance for loan losses is established through a provision for loan losses charged to expense. Loans are charged-off against&#13;the allowance for loan losses when management believes that the collectability of the principal is unlikely. The provision for&#13;loan losses charged to operations is an amount sufficient to bring the allowance for loan losses to an estimated balance considered&#13;adequate to absorb losses inherent in the portfolio. Management&amp;#146;s determination of the adequacy of the allowance is based&#13;on several factors, including:&lt;/font&gt;&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left; text-indent: 13.5pt"&gt;&amp;#160;&lt;/p&gt;&#13;&#13;&lt;table cellpadding="0" cellspacing="0" style="width: 100%; font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin-top: 0; margin-bottom: 0"&gt;&lt;tr style="vertical-align: top; font-family: Calibri, Helvetica, Sans-Serif"&gt;&#13;&lt;td style="width: 33.75pt; font-family: Calibri, Helvetica, Sans-Serif"&gt;&lt;/td&gt;&lt;td style="width: 18pt; font-family: Calibri, Helvetica, Sans-Serif"&gt;1.&lt;/td&gt;&lt;td style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;Risk grades assigned to the loans in the portfolio,&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&#13;&#13;&lt;table cellpadding="0" cellspacing="0" style="width: 100%; font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin-top: 0; margin-bottom: 0"&gt;&lt;tr style="vertical-align: top; font-family: Calibri, Helvetica, Sans-Serif"&gt;&#13;&lt;td style="width: 33.75pt; font-family: Calibri, Helvetica, Sans-Serif"&gt;&lt;/td&gt;&lt;td style="width: 18pt; font-family: Calibri, Helvetica, Sans-Serif"&gt;2.&lt;/td&gt;&lt;td style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;Specific reserves for larger loans with concerns regarding repayment ability,&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&#13;&#13;&lt;table cellpadding="0" cellspacing="0" style="width: 100%; font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin-top: 0; margin-bottom: 0"&gt;&lt;tr style="vertical-align: top; font-family: Calibri, Helvetica, Sans-Serif"&gt;&#13;&lt;td style="width: 33.75pt; font-family: Calibri, Helvetica, Sans-Serif"&gt;&lt;/td&gt;&lt;td style="width: 18pt; font-family: Calibri, Helvetica, Sans-Serif"&gt;3.&lt;/td&gt;&lt;td style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;Current economic conditions, including the local, state, and national economic outlook; interest rate&#13;risk; trends in loan volume, mix and size of loans; levels and trends of delinquencies,&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&#13;&#13;&lt;table cellpadding="0" cellspacing="0" style="width: 100%; font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin-top: 0; margin-bottom: 0"&gt;&lt;tr style="vertical-align: top; font-family: Calibri, Helvetica, Sans-Serif"&gt;&#13;&lt;td style="width: 33.75pt; font-family: Calibri, Helvetica, Sans-Serif"&gt;&lt;/td&gt;&lt;td style="width: 18pt; font-family: Calibri, Helvetica, Sans-Serif"&gt;4.&lt;/td&gt;&lt;td style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;Historical loan loss experience, and&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&#13;&#13;&lt;table cellpadding="0" cellspacing="0" style="width: 100%; font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin-top: 0; margin-bottom: 0"&gt;&lt;tr style="vertical-align: top; font-family: Calibri, Helvetica, Sans-Serif"&gt;&#13;&lt;td style="width: 33.75pt; font-family: Calibri, Helvetica, Sans-Serif"&gt;&lt;/td&gt;&lt;td style="width: 18pt; font-family: Calibri, Helvetica, Sans-Serif"&gt;5.&lt;/td&gt;&lt;td style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;An assessment of the risk characteristics of the Company&amp;#146;s loan portfolio, including industry&#13;concentrations, payment structures, and credit administration practices.&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left; text-indent: 0.1in"&gt;&amp;#160;&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"&gt;While management uses the best information&#13;available to make evaluations, future adjustments may be necessary if economic and other conditions differ substantially from the&#13;assumptions used.&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left; text-indent: 13.5pt"&gt;&amp;#160;&lt;/p&gt;&#13;&#13;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"&gt;&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt Calibri, Helvetica, Sans-Serif; margin: 0"&gt;For loans covered under loss share agreements, subsequent decreases&#13;to the expected cash flows will generally result in additional provisions for loan losses. Subsequent increases in expected cash&#13;flows will result in a reversal of the allowance for loan losses to the extent of prior allowance recognition.&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"&gt;&amp;#160;&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"&gt;In addition, various regulatory agencies,&#13;as an integral part of their examination process, periodically review the Bank&amp;#146;s allowance for loan losses. Such agencies&#13;may require the Bank to recognize additions to the allowance based on the examiners&amp;#146; judgment about information available&#13;to them at the time of their examinations.&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left; text-indent: 13.5pt"&gt;&amp;#160;&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"&gt;&lt;font style="font-family: Calibri, Helvetica, Sans-Serif"&gt;&lt;b&gt;(h)&#13;Foreclosed Real Estate&lt;/b&gt; &lt;/font&gt;&lt;font style="font-family: Symbol"&gt;-&lt;/font&gt;&lt;font style="font-family: Calibri, Helvetica, Sans-Serif"&gt;&#13;Foreclosed real estate consists primarily of real estate acquired by the Company through legal foreclosure or deed in lieu of foreclosure.&#13;The property is initially carried at the lower of cost (generally the loan balance plus additional costs incurred for improvements&#13;to the property) or the estimated fair value of the property less estimated selling costs. If there are subsequent declines in&#13;fair value, which is reviewed routinely by management, the property is written down to its fair value through a charge to expense.&#13;Capital expenditures made to improve the property are capitalized. Costs of holding real estate, such as property taxes, insurance&#13;and maintenance, less related revenues during the holding period, are recorded as expense. In December 2012, the Company recorded&#13;a write-down of $10.6 million related to its non-covered foreclosed properties. This write-down reduced the carrying value of these&#13;properties by approximately 29% beyond their standard carrying value as described above. This write down was recorded because of&#13;management&amp;#146;s intent to dispose of these properties in an expedited manner and accept sales prices lower than normal practice.&lt;/font&gt;&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left; text-indent: 0.25in"&gt;&amp;#160;&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"&gt;&lt;b&gt;(i) FDIC Indemnification Asset &amp;#150;&#13;&lt;/b&gt;The FDIC indemnification asset relates to loss share agreements with the FDIC, whereby the FDIC has agreed to reimburse to&#13;the Company a percentage of the losses related to loans and other real estate that the Company assumed in the acquisition of two&#13;failed banks. This indemnification asset is measured separately from the loan portfolio and other real estate because it is not&#13;contractually embedded in the loans and is not transferable with the loans should the Company choose to dispose of them. The carrying&#13;value of this receivable at each period end is the sum of:&amp;#160; 1) actual claims that have been submitted to the FDIC for reimbursement&#13;that have not yet been received and 2) the Company&amp;#146;s estimated amount of loan and other real estate losses covered by the&#13;agreements multiplied by the FDIC reimbursement percentage.&amp;#160; At December 31, 2012 and 2011, the amount of loss claims that&#13;had been incurred but not yet reimbursed by the FDIC was $33.0 million and $13.4 million, respectively.&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left; text-indent: 13.5pt"&gt;&amp;#160;&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"&gt;&lt;font style="font-family: Calibri, Helvetica, Sans-Serif"&gt;&lt;b&gt;(j)&#13;Income Taxes &lt;/b&gt;&lt;/font&gt;&lt;b&gt;&lt;font style="font-family: Symbol"&gt;-&lt;/font&gt;&lt;/b&gt;&lt;font style="font-family: Calibri, Helvetica, Sans-Serif"&gt;&#13;Income taxes are accounted for under the asset and liability method. Deferred tax assets and liabilities are recognized for the&#13;future tax consequences attributable to differences between the financial statement carrying amounts of existing assets and liabilities&#13;and their respective tax bases and operating loss and tax credit carryforwards. Deferred tax assets and liabilities are measured&#13;using enacted tax rates expected to apply to taxable income in the years in which those temporary differences are expected to be&#13;recovered or settled. The effect on deferred tax assets and liabilities of a change in tax rates is recognized in income in the&#13;period that includes the enactment date. Deferred tax assets are reduced, if necessary, by the amount of such benefits that are&#13;not expected to be realized based upon available evidence. The Company&amp;#146;s investment tax credits, which are low income housing&#13;tax credits and state historic tax credits, are recorded in the period that they are reflected in the Company&amp;#146;s tax returns.&lt;/font&gt;&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left; text-indent: 13.5pt"&gt;&amp;#160;&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"&gt;&lt;font style="font-family: Calibri, Helvetica, Sans-Serif"&gt;&lt;b&gt;(k)&#13;Intangible Assets&lt;/b&gt; &lt;/font&gt;&lt;font style="font-family: Symbol"&gt;-&lt;/font&gt;&lt;font style="font-family: Calibri, Helvetica, Sans-Serif"&gt;&#13;Business combinations are accounted for using the purchase method of accounting. Identifiable intangible assets are recognized&#13;separately and are amortized over their estimated useful lives, which for the Company has generally been seven to ten years and&#13;at an accelerated rate. Goodwill is recognized in business combinations to the extent that the price paid exceeds the fair value&#13;of the net assets acquired, including any identifiable intangible assets. Goodwill is not amortized, but as discussed in Note 1(q),&#13;is subject to fair value impairment tests on at least an annual basis.&lt;/font&gt;&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"&gt;&amp;#160;&lt;/p&gt;&#13;&#13;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"&gt;&amp;#160;&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"&gt;&lt;b&gt;(l) Bank-owned life insurance&lt;/b&gt; &amp;#150;&#13;The Company has purchased life insurance policies on certain current and past key employees and directors where the insurance policy&#13;benefits and ownership are retained by the employer. These policies are recorded at their cash surrender value. Income from these&#13;policies and changes in the net cash surrender value are recorded within noninterest income as &amp;#147;Bank-owned life insurance&#13;income.&amp;#148;&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left; text-indent: 13.5pt"&gt;&amp;#160;&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"&gt;&lt;b&gt;(m)&lt;/b&gt; &lt;b&gt;Other Investments&lt;/b&gt; &amp;#150;&#13;The Company accounts for investments in limited partnerships, limited liability companies (&amp;#147;LLCs&amp;#148;), and other privately&#13;held companies using either the cost or the equity method of accounting. The accounting treatment depends upon the Company&amp;#146;s&#13;percentage ownership and degree of management influence.&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"&gt;&amp;#160;&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"&gt;Under the cost method of accounting, the&#13;Company records an investment in stock at cost and generally recognizes cash dividends received as income. If cash dividends received&#13;exceed the Company&amp;#146;s relative ownership of the investee&amp;#146;s earnings since the investment date, these payments are considered&#13;a return of investment and reduce the cost of the investment.&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"&gt;&amp;#160;&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"&gt;Under the equity method of accounting,&#13;the Company records its initial investment at cost. Subsequently, the carrying amount of the investment is increased or decreased&#13;to reflect the Company&amp;#146;s share of income or loss of the investee. The Company&amp;#146;s recognition of earnings or losses from&#13;an equity method investment is based on the Company&amp;#146;s ownership percentage in the investee and the investee&amp;#146;s earnings&#13;on a quarterly basis. The investees generally provide their financial information during the quarter following the end of a given&#13;period. The Company&amp;#146;s policy is to record its share of earnings or losses on equity method investments in the quarter the&#13;financial information is received.&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"&gt;&amp;#160;&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"&gt;All of the Company&amp;#146;s investments&#13;in limited partnerships, LLCs, and other companies are privately held, and their market values are not readily available. The Company&amp;#146;s&#13;management evaluates its investments in investees for impairment based on the investee&amp;#146;s ability to generate cash through&#13;its operations or obtain alternative financing, and other subjective factors. There are inherent risks associated with the Company&amp;#146;s&#13;investments in such companies, which may result in income statement volatility in future periods.&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"&gt;&amp;#160;&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"&gt;At December&amp;#160;31, 2012 and 2011, the&#13;Company&amp;#146;s investments in limited partnerships, LLCs and other privately held companies totaled $2.4 million and $2.6 million,&#13;respectively, and were included in other assets.&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left; text-indent: 13.5pt"&gt;&lt;b&gt;&amp;#160;&lt;/b&gt;&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"&gt;&lt;font style="font-family: Calibri, Helvetica, Sans-Serif"&gt;&lt;b&gt;(n)&#13;Stock Option Plan &lt;/b&gt;&lt;/font&gt;&lt;b&gt;&lt;font style="font-family: Symbol"&gt;-&lt;/font&gt;&lt;/b&gt;&lt;font style="font-family: Calibri, Helvetica, Sans-Serif"&gt;&#13;At December 31, 2012, the Company had three equity-based employee compensation plans, which are described more fully in Note 15.&#13;The Company accounts for these plans under the recognition and measurement principles of relevant accounting guidance. &lt;/font&gt;&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left; text-indent: 13.5pt"&gt;&amp;#160;&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"&gt;&lt;font style="font-family: Calibri, Helvetica, Sans-Serif"&gt;&lt;b&gt;(o)&#13;Per Share Amounts&lt;/b&gt; &lt;/font&gt;&lt;font style="font-family: Symbol"&gt;-&lt;/font&gt;&lt;font style="font-family: Calibri, Helvetica, Sans-Serif"&gt;&#13;Basic Earnings Per Common Share is calculated by dividing net income (loss) available to common shareholders by the weighted average&#13;number of common shares outstanding during the period. Diluted Earnings Per Common Share is computed by assuming the issuance of&#13;common shares for all potentially dilutive common shares outstanding during the reporting period. Currently, the Company&amp;#146;s&#13;potentially dilutive common stock issuances relate to stock option grants under the Company&amp;#146;s equity-based plans and the&#13;Company&amp;#146;s Series C Preferred stock, which is convertible into common stock on a one-for-one ratio.&lt;/font&gt;&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"&gt;&amp;#160;&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"&gt;In computing Diluted Earnings Per Common&#13;Share, adjustments are made to the computation of Basic Earnings Per Common shares, as follows. As it relates to stock options,&#13;it is assumed that all dilutive stock options are exercised during the reporting period at their respective exercise prices, with&#13;the proceeds from the exercises used by the Company to buy back stock in the open market at the average market price in effect&#13;during the reporting period. The difference between the number of shares assumed to be exercised and the number of shares bought&#13;back is included in the calculation of dilutive securities. As it relates to the Series C preferred stock, it is assumed that the&#13;preferred stock was converted to common stock during the reporting period. Dividends on the preferred stock are added back to net&#13;income and the shares assumed to be converted are included in the number of shares outstanding.&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"&gt;&amp;#160;&lt;/p&gt;&#13;&#13;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"&gt;&amp;#160;&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"&gt;If any of the potentially dilutive common&#13;stock issuances have an anti-dilutive effect, which is the case when a net loss is reported, the potentially dilutive common stock&#13;issuance is disregarded.&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"&gt;&amp;#160;&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"&gt;The following is a reconciliation of the&#13;numerators and denominators used in computing Basic and Diluted Earnings Per Common Share:&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify"&gt;&amp;#160;&lt;/p&gt;&#13;&#13;&lt;table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;&lt;tr style="vertical-align: bottom; font-family: Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="34" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font-family: Calibri, Helvetica, Sans-Serif"&gt;For the Years Ended December 31,&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; font-family: Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font-weight: bold; padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="10" nowrap="nowrap" style="font-weight: bold; text-align: center; border-bottom: Black 1pt solid; font-family: Calibri, Helvetica, Sans-Serif"&gt;2012&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font-weight: bold; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="10" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font-family: Calibri, Helvetica, Sans-Serif"&gt;2011&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="10" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font-family: Calibri, Helvetica, Sans-Serif"&gt;2010&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; font-family: Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="font-style: italic; text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;($ in thousands,&amp;#160;except per share&amp;#160;amounts)&lt;/td&gt;&lt;td nowrap="nowrap" style="font-weight: bold; padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="font-weight: bold; text-align: center; border-bottom: Black 1pt solid; font-family: Calibri, Helvetica, Sans-Serif"&gt;Income &lt;br /&gt;(Numer-&lt;br /&gt;&#13;ator)&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font-weight: bold; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font-weight: bold; padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="font-weight: bold; text-align: center; border-bottom: Black 1pt solid; font-family: Calibri, Helvetica, Sans-Serif"&gt;Shares &lt;br /&gt;(Denom-&lt;br /&gt;&#13;inator)&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font-weight: bold; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font-weight: bold; padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="font-weight: bold; text-align: center; border-bottom: Black 1pt solid; font-family: Calibri, Helvetica, Sans-Serif"&gt;Per &lt;br /&gt;Share &lt;br /&gt;Amount&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font-weight: bold; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font-family: Calibri, Helvetica, Sans-Serif"&gt;Income &lt;br /&gt;(Numer-&lt;br /&gt;&#13;ator)&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font-family: Calibri, Helvetica, Sans-Serif"&gt;Shares &lt;br /&gt;(Denom-&lt;br /&gt;&#13;inator)&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font-family: Calibri, Helvetica, Sans-Serif"&gt;Per &lt;br /&gt;Share &lt;br /&gt;Amount&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font-family: Calibri, Helvetica, Sans-Serif"&gt;Income &lt;br /&gt;(Numer-&lt;br /&gt;&#13;ator)&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font-family: Calibri, Helvetica, Sans-Serif"&gt;Shares &lt;br /&gt;(Denom-&lt;br /&gt;&#13;inator)&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font-family: Calibri, Helvetica, Sans-Serif"&gt;Per &lt;br /&gt;Share &lt;br /&gt;Amount&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font-family: Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font-family: Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font-family: Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="font-weight: bold; text-align: justify; font-family: Calibri, Helvetica, Sans-Serif"&gt;Basic EPS&lt;/td&gt;&lt;td nowrap="nowrap" style="font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font-family: Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="width: 10%; text-align: left; padding-bottom: 2.5pt; font-family: Calibri, Helvetica, Sans-Serif"&gt;Net income (loss) available to common shareholders&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; font-weight: bold; padding-bottom: 2.5pt; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="width: 1%; font-weight: bold; text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;$&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 7%; font-weight: bold; text-align: right; font-family: Calibri, Helvetica, Sans-Serif"&gt;(26,215&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; font-weight: bold; text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;)&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; font-weight: bold; padding-bottom: 2.5pt; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="width: 1%; font-weight: bold; text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 7%; font-weight: bold; text-align: right; font-family: Calibri, Helvetica, Sans-Serif"&gt;17,049,513&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; padding-bottom: 2.5pt; font-weight: bold; text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; font-weight: bold; padding-bottom: 2.5pt; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="width: 1%; border-bottom: Black 2.5pt double; font-weight: bold; text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;$&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 7%; border-bottom: Black 2.5pt double; font-weight: bold; text-align: right; font-family: Calibri, Helvetica, Sans-Serif"&gt;(1.54&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; padding-bottom: 2.5pt; font-weight: bold; text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;)&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; padding-bottom: 2.5pt; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="width: 1%; text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;$&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 7%; text-align: right; font-family: Calibri, Helvetica, Sans-Serif"&gt;7,476&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; padding-bottom: 2.5pt; text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; padding-bottom: 2.5pt; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="width: 1%; text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 7%; text-align: right; font-family: Calibri, Helvetica, Sans-Serif"&gt;16,856,072&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; padding-bottom: 2.5pt; text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; padding-bottom: 2.5pt; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="width: 1%; border-bottom: Black 2.5pt double; text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;$&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 7%; border-bottom: Black 2.5pt double; text-align: right; font-family: Calibri, Helvetica, Sans-Serif"&gt;0.44&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; padding-bottom: 2.5pt; text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; padding-bottom: 2.5pt; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="width: 1%; text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;$&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 7%; text-align: right; font-family: Calibri, Helvetica, Sans-Serif"&gt;5,875&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; padding-bottom: 2.5pt; text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; padding-bottom: 2.5pt; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="width: 1%; text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 7%; text-align: right; font-family: Calibri, Helvetica, Sans-Serif"&gt;16,764,879&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; padding-bottom: 2.5pt; text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; padding-bottom: 2.5pt; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="width: 1%; border-bottom: Black 2.5pt double; text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;$&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 7%; border-bottom: Black 2.5pt double; text-align: right; font-family: Calibri, Helvetica, Sans-Serif"&gt;0.35&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; padding-bottom: 2.5pt; text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font-family: Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font-family: Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="font-weight: bold; text-align: justify; padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif"&gt;Effect of dilutive securities&lt;/td&gt;&lt;td nowrap="nowrap" style="font-weight: bold; padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: right; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#151;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font-weight: bold; text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font-weight: bold; padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: right; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#151;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font-weight: bold; text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: right; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#151;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: right; font-family: Calibri, Helvetica, Sans-Serif"&gt;27,172&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: right; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#151;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: right; font-family: Calibri, Helvetica, Sans-Serif"&gt;28,771&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font-family: Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font-family: Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="font-weight: bold; text-align: left; padding-bottom: 2.5pt; font-family: Calibri, Helvetica, Sans-Serif"&gt;Diluted EPS per common share&lt;/td&gt;&lt;td nowrap="nowrap" style="font-weight: bold; padding-bottom: 2.5pt; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font-weight: bold; text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;$&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font-weight: bold; text-align: right; font-family: Calibri, Helvetica, Sans-Serif"&gt;(26,215&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font-weight: bold; text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;)&lt;/td&gt;&lt;td nowrap="nowrap" style="font-weight: bold; padding-bottom: 2.5pt; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font-weight: bold; text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font-weight: bold; text-align: right; font-family: Calibri, Helvetica, Sans-Serif"&gt;17,049,513&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font-weight: bold; text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font-weight: bold; padding-bottom: 2.5pt; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font-weight: bold; text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;$&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font-weight: bold; text-align: right; font-family: Calibri, Helvetica, Sans-Serif"&gt;(1.54&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font-weight: bold; text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;)&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;$&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; text-align: right; font-family: Calibri, Helvetica, Sans-Serif"&gt;7,476&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; text-align: right; font-family: Calibri, Helvetica, Sans-Serif"&gt;16,883,244&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;$&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; text-align: right; font-family: Calibri, Helvetica, Sans-Serif"&gt;0.44&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;$&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; text-align: right; font-family: Calibri, Helvetica, Sans-Serif"&gt;5,875&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; text-align: right; font-family: Calibri, Helvetica, Sans-Serif"&gt;16,793,650&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;$&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; text-align: right; font-family: Calibri, Helvetica, Sans-Serif"&gt;0.35&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;/table&gt;&#13;&#13;&lt;p style="font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify"&gt;&amp;#160;&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"&gt;For the year ended December 31, 2012,&#13;all potentially dilutive common stock issuances were disregarded for the purpose of calculating diluted earnings per common share&#13;because the Company recorded a net loss and their impact would have been anti-dilutive. For the year ended December 31, 2011 and&#13;2010, there were 396,669 options and 604,752 options, respectively, that were anti-dilutive because the exercise price exceeded&#13;the average market price for the year, and thus are not included in the calculation to determine the effect of dilutive securities.&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"&gt;&amp;#160;&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"&gt;In addition, the warrant for 616,308 shares&#13;issued to the Treasury in 2009 and repurchased by the Company in 2011 was anti-dilutive during 2010 and 2011 &amp;#150; see Note 19&#13;for additional information.&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"&gt;&amp;#160;&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"&gt;&lt;font style="font-family: Calibri, Helvetica, Sans-Serif"&gt;&lt;b&gt;(p)&#13;Fair Value of Financial Instruments&lt;/b&gt; &lt;/font&gt;&lt;font style="font-family: Symbol"&gt;-&lt;/font&gt;&lt;font style="font-family: Calibri, Helvetica, Sans-Serif"&gt;&#13;Relevant accounting guidance requires that the Company disclose estimated fair values for its financial instruments. Fair value&#13;methods and assumptions are set forth below for the Company&amp;#146;s financial instruments.&lt;/font&gt;&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"&gt;&amp;#160;&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"&gt;&lt;font style="font-family: Calibri, Helvetica, Sans-Serif"&gt;Cash&#13;and Amounts Due from Banks, Federal Funds Sold, Presold Mortgages in Process of Settlement, Accrued Interest Receivable, and Accrued&#13;Interest Payable &lt;/font&gt;&lt;font style="font-family: Symbol"&gt;-&lt;/font&gt;&lt;font style="font-family: Calibri, Helvetica, Sans-Serif"&gt; The&#13;carrying amounts approximate their fair value because of the short maturity of these financial instruments.&lt;/font&gt;&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left; text-indent: 0.25in"&gt;&amp;#160;&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"&gt;&lt;font style="font-family: Calibri, Helvetica, Sans-Serif"&gt;Available&#13;for Sale and Held to Maturity Securities &lt;/font&gt;&lt;font style="font-family: Symbol"&gt;-&lt;/font&gt;&lt;font style="font-family: Calibri, Helvetica, Sans-Serif"&gt;&#13;Fair values are provided by a third-party and are based on quoted market prices, where available. If quoted market prices are not&#13;available, fair values are based on quoted market prices of comparable instruments or matrix pricing.&lt;/font&gt;&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left; text-indent: 0.25in"&gt;&amp;#160;&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"&gt;&lt;font style="font-family: Calibri, Helvetica, Sans-Serif"&gt;Loans&#13;&lt;/font&gt;&lt;font style="font-family: Symbol"&gt;-&lt;/font&gt;&lt;font style="font-family: Calibri, Helvetica, Sans-Serif"&gt; For nonimpaired loans,&#13;fair values are estimated for portfolios of loans with similar financial characteristics. Loans are segregated by type such as&#13;commercial, financial and agricultural, real estate construction, real estate mortgages and installment loans to individuals. Each&#13;loan category is further segmented into fixed and variable interest rate terms. The fair value for each category is determined&#13;by discounting scheduled future cash flows using current interest rates offered on loans with similar risk characteristics. Fair&#13;values for impaired loans are primarily based on estimated proceeds expected upon liquidation of the collateral.&lt;/font&gt;&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"&gt;&amp;#160;&lt;/p&gt;&#13;&#13;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"&gt;&amp;#160;&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"&gt;Loans held for sale &amp;#150; The carrying&#13;value of loans held for sale approximates fair value at December 31, 2012 as these loans were discounted to liquidation value in&#13;connection with an offer to purchase received prior to December 31, 2012.&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left; text-indent: 0.25in"&gt;&amp;#160;&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"&gt;FDIC Indemnification Asset &amp;#150; Fair&#13;value is equal to the FDIC reimbursement rate of the expected losses to be incurred and reimbursed by the FDIC and then discounted&#13;over the estimated period of receipt.&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"&gt;&amp;#160;&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"&gt;Bank-Owned Life Insurance &amp;#150; The&#13;carrying value of life insurance approximates fair value because this investment is carried at cash surrender value, as determined&#13;by the issuer.&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left; text-indent: 0.25in"&gt;&amp;#160;&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"&gt;&lt;font style="font-family: Calibri, Helvetica, Sans-Serif"&gt;Deposits&#13;and Securities Sold Under Agreements to Repurchase &lt;/font&gt;&lt;font style="font-family: Symbol"&gt;-&lt;/font&gt;&lt;font style="font-family: Calibri, Helvetica, Sans-Serif"&gt;&#13;The fair value of securities sold under agreements to repurchase and deposits with no stated maturity, such as noninterest-bearing&#13;checking accounts, savings accounts, interest-bearing checking accounts, and money market accounts, is equal to the amount payable&#13;on demand as of the valuation date. The fair value of certificates of deposit is based on the discounted value of contractual cash&#13;flows. The discount rate is estimated using the rates currently offered for deposits of similar remaining maturities.&lt;/font&gt;&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"&gt;&amp;#160;&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"&gt;&lt;font style="font-family: Calibri, Helvetica, Sans-Serif"&gt;Borrowings&#13;&lt;/font&gt;&lt;font style="font-family: Symbol"&gt;-&lt;/font&gt;&lt;font style="font-family: Calibri, Helvetica, Sans-Serif"&gt; The fair value of borrowings&#13;is based on the discounted value of contractual cash flows. The discount rate is estimated using the rates currently offered by&#13;the Company&amp;#146;s lenders for debt of similar remaining maturities.&lt;/font&gt;&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify"&gt;&amp;#160;&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"&gt;&lt;font style="font-family: Calibri, Helvetica, Sans-Serif"&gt;Commitments&#13;to Extend Credit and Standby Letters of Credit &lt;/font&gt;&lt;font style="font-family: Symbol"&gt;-&lt;/font&gt;&lt;font style="font-family: Calibri, Helvetica, Sans-Serif"&gt;&#13;At December 31, 2012 and 2011, the Company&amp;#146;s off-balance sheet financial instruments had no carrying value. The large majority&#13;of commitments to extend credit and standby letters of credit are at variable rates and/or have relatively short terms to maturity.&#13;Therefore, the fair value for these financial instruments is considered to be immaterial. &lt;/font&gt;&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify"&gt;&amp;#160;&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"&gt;Fair value estimates are made at a specific&#13;point in time, based on relevant market information and information about the financial instrument. These estimates do not reflect&#13;any premium or discount that could result from offering for sale at one time the Company&amp;#146;s entire holdings of a particular&#13;financial instrument. Because no highly liquid market exists for a significant portion of the Company&amp;#146;s financial instruments,&#13;fair value estimates are based on judgments regarding future expected loss experience, current economic conditions, risk characteristics&#13;of various financial instruments, and other factors. These estimates are subjective in nature and involve uncertainties and matters&#13;of significant judgment and therefore cannot be determined with precision. Changes in assumptions could significantly affect the&#13;estimates.&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left; text-indent: 0.25in"&gt;&amp;#160;&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"&gt;Fair value estimates are based on existing&#13;on- and off-balance sheet financial instruments without attempting to estimate the value of anticipated future business and the&#13;value of assets and liabilities that are not considered financial instruments. Significant assets and liabilities that are not&#13;considered financial assets or liabilities include net premises and equipment, intangible and other assets such as foreclosed properties,&#13;deferred income taxes, prepaid expense accounts, income taxes currently payable and other various accrued expenses. In addition,&#13;the income tax ramifications related to the realization of the unrealized gains and losses can have a significant effect on fair&#13;value estimates and have not been considered in any of the estimates.&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"&gt;&amp;#160;&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"&gt;&lt;font style="font-family: Calibri, Helvetica, Sans-Serif"&gt;&lt;b&gt;(q)&#13;Impairment &lt;/b&gt;&lt;/font&gt;&lt;font style="font-family: Symbol"&gt;-&lt;/font&gt;&lt;font style="font-family: Calibri, Helvetica, Sans-Serif"&gt; Goodwill&#13;is evaluated for impairment on at least an annual basis by comparing the fair value of the reporting units to their related carrying&#13;value. If the carrying value of a reporting unit exceeds its fair value, the Company determines whether the implied fair value&#13;of the goodwill, using various valuation techniques, exceeds the carrying value of the goodwill. If the carrying value of the goodwill&#13;exceeds the implied fair value of the goodwill, an impairment loss is recorded in an amount equal to that excess.&lt;/font&gt;&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left; text-indent: 13.5pt"&gt;&amp;#160;&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"&gt;The Company reviews all other long-lived&#13;assets, including identifiable intangible assets, for impairment whenever events or changes in circumstances indicate that the&#13;carrying value may not be recoverable. The Company&amp;#146;s policy is that an impairment loss is recognized if the sum of the undiscounted&#13;future cash flows is less than the carrying amount of the asset. Any long-lived assets to be disposed of are reported at the lower&#13;of the carrying amount or fair value, less costs to sell.&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"&gt;&amp;#160;&lt;/p&gt;&#13;&#13;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"&gt;&amp;#160;&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"&gt;To date, the Company has not recorded&#13;any impairment write-downs of its long-lived assets or goodwill.&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"&gt;&amp;#160;&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"&gt;&lt;font style="font-family: Calibri, Helvetica, Sans-Serif"&gt;&lt;b&gt;(r)&#13;Comprehensive Income &lt;/b&gt;&lt;/font&gt;&lt;b&gt;&lt;font style="font-family: Symbol"&gt;-&lt;/font&gt;&lt;font style="font-family: Calibri, Helvetica, Sans-Serif"&gt;&#13;&lt;/font&gt;&lt;/b&gt;&lt;font style="font-family: Calibri, Helvetica, Sans-Serif"&gt;Comprehensive income is defined as the change in equity during&#13;a period for non-owner transactions and is divided into net income and other comprehensive income. Other comprehensive income includes&#13;revenues, expenses, gains, and losses that are excluded from earnings under current accounting standards. The components of accumulated&#13;other comprehensive income (loss) for the Company are as follows:&lt;/font&gt;&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify"&gt;&amp;#160;&lt;/p&gt;&#13;&#13;&lt;table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;&lt;tr style="vertical-align: bottom; font-family: Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="font-style: italic; text-align: justify; font-family: Calibri, Helvetica, Sans-Serif"&gt;($ in thousands)&lt;/td&gt;&lt;td nowrap="nowrap" style="font-weight: bold; padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="font-weight: bold; text-align: center; border-bottom: Black 1pt solid; font-family: Calibri, Helvetica, Sans-Serif"&gt;December 31, &lt;br /&gt;&#13;2012&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font-weight: bold; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font-family: Calibri, Helvetica, Sans-Serif"&gt;December 31, &lt;br /&gt;&#13;2011&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font-family: Calibri, Helvetica, Sans-Serif"&gt;December 31,&lt;br /&gt;&#13; 2010&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font-family: Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="width: 67%; text-align: left; text-indent: -0.25in; padding-left: 0.25in; font-family: Calibri, Helvetica, Sans-Serif"&gt;Unrealized gain on securities available for sale&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; font-weight: bold; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="width: 1%; font-weight: bold; text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;$&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 8%; font-weight: bold; text-align: right; font-family: Calibri, Helvetica, Sans-Serif"&gt;3,290&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; font-weight: bold; text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="width: 1%; text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 8%; text-align: right; font-family: Calibri, Helvetica, Sans-Serif"&gt;3,896&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="width: 1%; text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 8%; text-align: right; font-family: Calibri, Helvetica, Sans-Serif"&gt;2,478&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font-family: Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt; text-indent: -0.25in; padding-left: 0.25in; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;Deferred tax liability&lt;/td&gt;&lt;td nowrap="nowrap" style="font-weight: bold; padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: right; font-family: Calibri, Helvetica, Sans-Serif"&gt;(1,283&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font-weight: bold; text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;)&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: right; font-family: Calibri, Helvetica, Sans-Serif"&gt;(1,520&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;)&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: right; font-family: Calibri, Helvetica, Sans-Serif"&gt;(966&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;)&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font-family: Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt; text-indent: -0.25in; padding-left: 0.25in; font-family: Calibri, Helvetica, Sans-Serif"&gt;Net unrealized gain on securities available for sale&lt;/td&gt;&lt;td nowrap="nowrap" style="font-weight: bold; padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: right; font-family: Calibri, Helvetica, Sans-Serif"&gt;2,007&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font-weight: bold; text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: right; font-family: Calibri, Helvetica, Sans-Serif"&gt;2,376&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: right; font-family: Calibri, Helvetica, Sans-Serif"&gt;1,512&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font-family: Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; text-indent: -0.25in; padding-left: 0.25in; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font-family: Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; text-indent: -0.25in; padding-left: 0.25in; font-family: Calibri, Helvetica, Sans-Serif"&gt;Additional pension liability&lt;/td&gt;&lt;td nowrap="nowrap" style="font-weight: bold; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="font-weight: bold; text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font-weight: bold; text-align: right; font-family: Calibri, Helvetica, Sans-Serif"&gt;(3,579&lt;/td&gt;&lt;td nowrap="nowrap" style="font-weight: bold; text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;)&lt;/td&gt;&lt;td nowrap="nowrap" style="font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font-family: Calibri, Helvetica, Sans-Serif"&gt;(18,278&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;)&lt;/td&gt;&lt;td nowrap="nowrap" style="font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font-family: Calibri, Helvetica, Sans-Serif"&gt;(10,905&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;)&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font-family: Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt; text-indent: -0.25in; padding-left: 0.25in; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;Deferred tax asset&lt;/td&gt;&lt;td nowrap="nowrap" style="font-weight: bold; padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: right; font-family: Calibri, Helvetica, Sans-Serif"&gt;1,396&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font-weight: bold; text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: right; font-family: Calibri, Helvetica, Sans-Serif"&gt;7,220&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: right; font-family: Calibri, Helvetica, Sans-Serif"&gt;4,308&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font-family: Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt; text-indent: -0.25in; padding-left: 0.25in; font-family: Calibri, Helvetica, Sans-Serif"&gt;Net additional pension liability&lt;/td&gt;&lt;td nowrap="nowrap" style="font-weight: bold; padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: right; font-family: Calibri, Helvetica, Sans-Serif"&gt;(2,183&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font-weight: bold; text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;)&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: right; font-family: Calibri, Helvetica, Sans-Serif"&gt;(11,058&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;)&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: right; font-family: Calibri, Helvetica, Sans-Serif"&gt;(6,597&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;)&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font-family: Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; text-indent: -0.25in; padding-left: 0.25in; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font-family: Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt; text-indent: -0.25in; padding-left: 0.25in; font-family: Calibri, Helvetica, Sans-Serif"&gt;Total accumulated other comprehensive income (loss)&lt;/td&gt;&lt;td nowrap="nowrap" style="font-weight: bold; padding-bottom: 2.5pt; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font-weight: bold; text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;$&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font-weight: bold; text-align: right; font-family: Calibri, Helvetica, Sans-Serif"&gt;(176&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font-weight: bold; text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;)&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; text-align: right; font-family: Calibri, Helvetica, Sans-Serif"&gt;(8,682&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;)&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; text-align: right; font-family: Calibri, Helvetica, Sans-Serif"&gt;(5,085&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;)&lt;/td&gt;&lt;/tr&gt;&#13;&lt;/table&gt;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify"&gt;&amp;#160;&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"&gt;&lt;font style="font-family: Calibri, Helvetica, Sans-Serif"&gt;&lt;b&gt;(s)&#13;Segment Reporting &lt;/b&gt;&lt;/font&gt;&lt;b&gt;&lt;font style="font-family: Symbol"&gt;-&lt;/font&gt;&lt;/b&gt;&lt;font style="font-family: Calibri, Helvetica, Sans-Serif"&gt;&#13;Accounting standards require management to report selected financial and descriptive information about reportable operating segments.&#13;The standards also require related disclosures about products and services, geographic areas, and major customers. Generally, disclosures&#13;are required for segments internally identified to evaluate performance and resource allocation. The Company&amp;#146;s operations&#13;are primarily within the banking segment, and the financial statements presented herein reflect the results of that segment. The&#13;Company has no foreign operations or customers.&lt;/font&gt;&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"&gt;&amp;#160;&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"&gt;&lt;font style="font-family: Calibri, Helvetica, Sans-Serif"&gt;&lt;b&gt;(t)&#13;Reclassifications&lt;/b&gt; &lt;/font&gt;&lt;font style="font-family: Symbol"&gt;-&lt;/font&gt;&lt;font style="font-family: Calibri, Helvetica, Sans-Serif"&gt;&#13;Certain amounts for prior years have been reclassified to conform to the 2012 presentation. The reclassifications had no effect&#13;on net income or shareholders&amp;#146; equity as previously presented, nor did they materially impact trends in financial information.&lt;/font&gt;&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"&gt;&lt;b&gt;&amp;#160;&lt;/b&gt;&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"&gt;&lt;font style="font-family: Calibri, Helvetica, Sans-Serif"&gt;&lt;b&gt;(u)&#13;Recent Accounting Pronouncements &lt;/b&gt;&lt;/font&gt;&lt;b&gt;&lt;font style="font-family: Symbol"&gt;-&lt;/font&gt;&lt;/b&gt;&lt;font style="font-family: Calibri, Helvetica, Sans-Serif"&gt;&#13;In April 2011, the FASB issued additional guidance to assist creditors with their determination of when a restructuring is a Troubled&#13;Debt Restructuring (&amp;#147;TDR&amp;#148;). The determination is based on whether the restructuring constitutes a concession and whether&#13;the debtor is experiencing financial difficulties as both events must be present. The new guidance was effective for the Company&#13;beginning January 1, 2012 and did not have a material effect on the Company&amp;#146;s TDR determinations.&lt;/font&gt;&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt Calibri, Helvetica, Sans-Serif; margin: 0"&gt;&amp;#160;&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt Calibri, Helvetica, Sans-Serif; margin: 0"&gt;In May 2011, new guidance amended the Fair Value Measurement Topic&#13;by clarifying the application of existing fair value measurement and disclosure requirements and by changing particular principles&#13;or requirements for measuring fair value or for disclosing information about fair value measurements. The amendments were effective&#13;for the Company beginning January 1, 2012 and had no effect on the financial statements.&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt Calibri, Helvetica, Sans-Serif; margin: 0"&gt;&amp;#160;&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt Calibri, Helvetica, Sans-Serif; margin: 0"&gt;The Comprehensive Income Topic was amended in June 2011. The amendment&#13;eliminates the option to present other comprehensive income as a part of the statement of changes in stockholders&amp;#146; equity&#13;and requires consecutive presentation of the statement of net income and other comprehensive income. The amendments were applicable&#13;to the Company on January 1, 2012 and have been applied retrospectively.&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt Calibri, Helvetica, Sans-Serif; margin: 0"&gt;&amp;#160;&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt Calibri, Helvetica, Sans-Serif; margin: 0"&gt;The FASB amended the Comprehensive Income Topic in February 2013.&#13;The amendments address reporting of amounts reclassified out of accumulated other comprehensive income. Specifically, the amendments&#13;do not change the current requirements for reporting net income or other comprehensive income in financial statements. However,&#13;the amendments do require an entity to provide information about the amounts reclassified out of accumulated other comprehensive&#13;income by component. In addition, in certain circumstances an entity is required to present, either on the face of the statement&#13;where net income is presented or in the notes, significant amounts reclassified out of accumulated other comprehensive income by&#13;the respective line items of net income. The amendments will be effective for the Company on a prospective basis for reporting&#13;periods beginning after December 15, 2012. Early adoption is permitted. The Company does not expect these amendments to have a&#13;material effect on its financial statements.&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"&gt;&amp;#160;&lt;/p&gt;&#13;&#13;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"&gt;&amp;#160;&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"&gt;In September 2011, the Intangibles Topic&#13;was amended to permit an entity to consider qualitative factors to determine whether it is more likely than not that the fair value&#13;of a reporting unit is less than its carrying amount as a basis for determining whether it is necessary to perform the two-step&#13;goodwill impairment test. These amendments were effective for the Company on January 1, 2012 and had no effect on the financial&#13;statements.&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt Calibri, Helvetica, Sans-Serif; margin: 0"&gt;&amp;#160;&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt Calibri, Helvetica, Sans-Serif; margin: 0"&gt;In July 2012, the Intangibles Topic was further amended to permit&#13;an entity to consider qualitative factors to determine whether it is more likely than not that indefinite-lived intangible assets&#13;are impaired. If it is determined to be more likely than not that indefinite-lived intangible assets are impaired, then the entity&#13;is required to determine the fair value of the indefinite-lived intangible asset and perform the quantitative impairment test by&#13;comparing the fair value with the carrying amount. The amendments are effective for annual and interim impairment tests performed&#13;for fiscal years beginning after September 15, 2012. Early adoption is permitted. The amendments are not expected to have a material&#13;effect on the Company&amp;#146;s financial statements.&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt Calibri, Helvetica, Sans-Serif; margin: 0"&gt;&amp;#160;&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt Calibri, Helvetica, Sans-Serif; margin: 0"&gt;In October 2012, the Business Combinations topic was amended to&#13;address the subsequent accounting for an indemnification asset resulting from a government-assisted acquisition of a financial&#13;institution. The guidance indicates that when a reporting entity records an indemnification asset as a result of a government-assisted&#13;acquisition of a financial institution involving an indemnification agreement, the indemnification asset should be subsequently&#13;measured on the same basis as the asset subject to indemnification. Any amortization of changes in value should be limited to any&#13;contractual limitations on the amount and the term of the indemnification agreement. The amendments should be applied prospectively&#13;to any new indemnification assets acquired and to changes in expected cash flows of existing indemnification assets occurring on&#13;or after the date of adoption. Prior periods would not be adjusted. These changes will be effective for 2013, however early adoption&#13;is permitted. The amendments are not expected to have a material effect on the Company&amp;#146;s financial statements.&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify"&gt;&amp;#160;&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt Calibri, Helvetica, Sans-Serif; margin: 0"&gt;Other accounting standards that have been issued&#13;or proposed by the FASB or other standards-setting bodies are not expected to have a material impact on the Company&amp;#146;s financial&#13;position, results of operations or cash flows.&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt Calibri, Helvetica, Sans-Serif; margin: 0"&gt;&amp;#160;&amp;#160;&lt;/p&gt;</us-gaap:SignificantAccountingPoliciesTextBlock>
    <us-gaap:BusinessCombinationDisclosureTextBlock contextRef="From2012-01-01to2012-12-31">&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"&gt;&lt;b&gt;Note 2. Acquisitions &amp;#150; Completed&#13;and Pending&lt;/b&gt;&amp;#160;&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0.25in"&gt;&amp;#160;&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left; text-indent: 0in"&gt;The Company did not complete&#13;any significant acquisitions during 2010. The Company completed the acquisitions described below in 2011 and 2012. The results&#13;of each acquired company/branch are included in the Company&amp;#146;s results beginning on its respective acquisition date.&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"&gt;&amp;#160;&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left; text-indent: 0.5in"&gt;(1) On January 21,&#13;2011, the Bank entered into a loss share purchase and assumption agreement with the FDIC, as receiver for The Bank of Asheville,&#13;Asheville, North Carolina. Earlier that day, the North Carolina Commissioner of Banks issued an order for the closure of The Bank&#13;of Asheville and appointed the FDIC as receiver. According to the terms of the agreement, First Bank acquired substantially all&#13;of the assets and liabilities of The Bank of Asheville. All deposits were assumed by First Bank with no losses to any depositor.&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left; text-indent: 0.25in"&gt;&amp;#160;&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"&gt;The Bank of Asheville operated through&#13;five branches in Asheville, North Carolina with total assets of approximately $198 million and 50 employees.&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left; text-indent: 0.25in"&gt;&amp;#160;&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"&gt;Substantially all of the loans and foreclosed&#13;real estate purchased are covered by loss share agreements between the FDIC and First Bank, which afford First Bank significant&#13;loss protection. Under the loss share agreements, the FDIC will cover 80% of covered loan and foreclosed real estate losses. The&#13;term for loss sharing on residential real estate loans is ten years, while the term for loss sharing on non-residential real estate&#13;loans is five years in respect to losses and eight years in respect to loss recoveries. The reimbursable losses from the FDIC are&#13;based on the book value of the relevant loan as determined by the FDIC at the date of the transaction. New loans made after that&#13;date are not covered by the loss share agreements.&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left; text-indent: 0.25in"&gt;&amp;#160;&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"&gt;First Bank received a $23.9 million discount&#13;on the assets acquired and paid no deposit premium. The acquisition was accounted for under the purchase method of accounting in&#13;accordance with relevant accounting guidance. The statement of net assets acquired as of January 21, 2011 and the resulting gain&#13;are presented in the following table. The purchased assets and assumed liabilities were recorded at their respective acquisition&#13;date fair values, and identifiable intangible assets were recorded at fair value. The Company recorded an estimated receivable&#13;from the FDIC in the amount of $42.2 million, which represented the fair value of the FDIC&amp;#146;s portion of the losses that are&#13;expected to be incurred and reimbursed to the Company.&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left; text-indent: 0.25in"&gt;&amp;#160;&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"&gt;An acquisition gain totaling $10.2 million&#13;resulted from the acquisition and is included as a component of noninterest income in the statement of income. The amount of the&#13;gain is equal to the amount by which the fair value of assets purchased exceeded the fair value of liabilities assumed.&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left; text-indent: 0.25in"&gt;&amp;#160;&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"&gt;The statement of net assets acquired as&#13;of January 21, 2011 and the resulting gain that was recorded are presented in the following table.&lt;/p&gt;&#13;&#13;&#13;&#13;&#13;&#13;&lt;p style="font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0.25in"&gt;&amp;#160;&lt;/p&gt;&#13;&#13;&lt;table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;&lt;tr style="vertical-align: bottom; font-family: Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; font-family: Calibri, Helvetica, Sans-Serif"&gt;&lt;p style="font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify"&gt;&amp;#160;&lt;/p&gt;&lt;p style="font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify"&gt;&lt;i&gt;($ in thousands)&lt;/i&gt;&lt;/p&gt;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font-family: Calibri, Helvetica, Sans-Serif"&gt;As &lt;br /&gt;Recorded by &lt;br /&gt;The Bank of&lt;br /&gt; Asheville&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font-family: Calibri, Helvetica, Sans-Serif"&gt;Fair &lt;br /&gt;Value &lt;br /&gt;Adjustments&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font-family: Calibri, Helvetica, Sans-Serif"&gt;As &lt;br /&gt;Recorded by &lt;br /&gt;the Company&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font-family: Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; border-bottom: Black 1pt solid; font-family: Calibri, Helvetica, Sans-Serif"&gt;Assets&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: right; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: right; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: right; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font-family: Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="width: 67%; text-align: justify; font-family: Calibri, Helvetica, Sans-Serif"&gt;Cash and cash equivalents&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="width: 1%; text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;$&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 8%; text-align: right; font-family: Calibri, Helvetica, Sans-Serif"&gt;27,297&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="width: 1%; text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 8%; text-align: right; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#151;&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="width: 1%; text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 8%; text-align: right; font-family: Calibri, Helvetica, Sans-Serif"&gt;27,297&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font-family: Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; font-family: Calibri, Helvetica, Sans-Serif"&gt;Securities&lt;/td&gt;&lt;td nowrap="nowrap" style="font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font-family: Calibri, Helvetica, Sans-Serif"&gt;4,461&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#151;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font-family: Calibri, Helvetica, Sans-Serif"&gt;4,461&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font-family: Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; font-family: Calibri, Helvetica, Sans-Serif"&gt;Loans&lt;/td&gt;&lt;td nowrap="nowrap" style="font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font-family: Calibri, Helvetica, Sans-Serif"&gt;153,994&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font-family: Calibri, Helvetica, Sans-Serif"&gt;(51,726&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;)(a)&lt;/td&gt;&lt;td nowrap="nowrap" style="font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font-family: Calibri, Helvetica, Sans-Serif"&gt;102,268&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font-family: Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; font-family: Calibri, Helvetica, Sans-Serif"&gt;Core deposit intangible&lt;/td&gt;&lt;td nowrap="nowrap" style="font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#151;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font-family: Calibri, Helvetica, Sans-Serif"&gt;277&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;(b)&lt;/td&gt;&lt;td nowrap="nowrap" style="font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font-family: Calibri, Helvetica, Sans-Serif"&gt;277&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font-family: Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; font-family: Calibri, Helvetica, Sans-Serif"&gt;FDIC indemnification asset&lt;/td&gt;&lt;td nowrap="nowrap" style="font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#151;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font-family: Calibri, Helvetica, Sans-Serif"&gt;42,218&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;(c)&lt;/td&gt;&lt;td nowrap="nowrap" style="font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font-family: Calibri, Helvetica, Sans-Serif"&gt;42,218&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font-family: Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; font-family: Calibri, Helvetica, Sans-Serif"&gt;Foreclosed properties&lt;/td&gt;&lt;td nowrap="nowrap" style="font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font-family: Calibri, Helvetica, Sans-Serif"&gt;3,501&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font-family: Calibri, Helvetica, Sans-Serif"&gt;(2,159&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;)(d)&lt;/td&gt;&lt;td nowrap="nowrap" style="font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font-family: Calibri, Helvetica, Sans-Serif"&gt;1,342&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font-family: Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif"&gt;Other assets&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: right; font-family: Calibri, Helvetica, Sans-Serif"&gt;1,146&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: right; font-family: Calibri, Helvetica, Sans-Serif"&gt;(370&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;)(e)&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: right; font-family: Calibri, Helvetica, Sans-Serif"&gt;776&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font-family: Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&amp;#160;&amp;#160;Total&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: right; font-family: Calibri, Helvetica, Sans-Serif"&gt;190,399&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: right; font-family: Calibri, Helvetica, Sans-Serif"&gt;(11,760&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;)&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: right; font-family: Calibri, Helvetica, Sans-Serif"&gt;178,639&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font-family: Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font-family: Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; border-bottom: Black 1pt solid; font-family: Calibri, Helvetica, Sans-Serif"&gt;Liabilities&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: right; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: right; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: right; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font-family: Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; font-family: Calibri, Helvetica, Sans-Serif"&gt;Deposits&lt;/td&gt;&lt;td nowrap="nowrap" style="font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;$&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font-family: Calibri, Helvetica, Sans-Serif"&gt;192,284&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font-family: Calibri, Helvetica, Sans-Serif"&gt;460&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;(f)&lt;/td&gt;&lt;td nowrap="nowrap" style="font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font-family: Calibri, Helvetica, Sans-Serif"&gt;192,744&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font-family: Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; font-family: Calibri, Helvetica, Sans-Serif"&gt;Borrowings&lt;/td&gt;&lt;td nowrap="nowrap" style="font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font-family: Calibri, Helvetica, Sans-Serif"&gt;4,004&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font-family: Calibri, Helvetica, Sans-Serif"&gt;77&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;(g)&lt;/td&gt;&lt;td nowrap="nowrap" style="font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font-family: Calibri, Helvetica, Sans-Serif"&gt;4,081&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font-family: Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif"&gt;Other&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: right; font-family: Calibri, Helvetica, Sans-Serif"&gt;111&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: right; font-family: Calibri, Helvetica, Sans-Serif"&gt;1,447&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;(h)&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: right; font-family: Calibri, Helvetica, Sans-Serif"&gt;1,558&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font-family: Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&amp;#160;&amp;#160;Total&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: right; font-family: Calibri, Helvetica, Sans-Serif"&gt;196,399&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: right; font-family: Calibri, Helvetica, Sans-Serif"&gt;1,984&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: right; font-family: Calibri, Helvetica, Sans-Serif"&gt;198,383&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font-family: Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font-family: Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; font-family: Calibri, Helvetica, Sans-Serif"&gt;Excess of liabilities received over assets&lt;/td&gt;&lt;td nowrap="nowrap" style="font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;$&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font-family: Calibri, Helvetica, Sans-Serif"&gt;(6,000&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;)&lt;/td&gt;&lt;td nowrap="nowrap" style="font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font-family: Calibri, Helvetica, Sans-Serif"&gt;(13,744&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;)&lt;/td&gt;&lt;td nowrap="nowrap" style="font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font-family: Calibri, Helvetica, Sans-Serif"&gt;(19,744&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;)&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font-family: Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif"&gt;Less:&amp;#160;&amp;#160;Asset discount&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: right; font-family: Calibri, Helvetica, Sans-Serif"&gt;(23,940&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;)&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font-family: Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif"&gt;Cash received/receivable from FDIC at closing&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: right; font-family: Calibri, Helvetica, Sans-Serif"&gt;29,940&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: right; font-family: Calibri, Helvetica, Sans-Serif"&gt;29,940&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font-family: Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font-family: Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; padding-bottom: 2.5pt; font-family: Calibri, Helvetica, Sans-Serif"&gt;Total gain recorded&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;$&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; text-align: right; font-family: Calibri, Helvetica, Sans-Serif"&gt;10,196&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;/table&gt;&#13;&#13;&#13;&lt;p style="font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify"&gt;&amp;#160;&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left; text-indent: 0"&gt;&lt;u&gt;Explanation&#13;of Fair Value Adjustments&lt;/u&gt;&lt;/p&gt;&#13;&#13;&lt;table cellpadding="0" cellspacing="0" style="width: 100%; font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin-top: 0; margin-bottom: 0"&gt;&lt;tr style="vertical-align: top"&gt;&#13;&lt;td style="width: 0.25in"&gt;&lt;/td&gt;&lt;td style="width: 0.25in; font-family: Calibri, Helvetica, Sans-Serif"&gt;(a)&lt;/td&gt;&lt;td style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;This estimated adjustment is necessary as of the acquisition date to write down The Bank of Asheville&amp;#146;s&#13;book value of loans to the estimated fair value as a result of future expected loan losses.&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0 0 0 0.5in; text-align: left; text-indent: -0.25in"&gt;&amp;#160;&lt;/p&gt;&#13;&#13;&lt;table cellpadding="0" cellspacing="0" style="width: 100%; font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin-top: 0; margin-bottom: 0"&gt;&lt;tr style="vertical-align: top; font-family: Calibri, Helvetica, Sans-Serif"&gt;&#13;&lt;td style="width: 0.25in; font-family: Calibri, Helvetica, Sans-Serif"&gt;&lt;/td&gt;&lt;td style="width: 0.25in; font-family: Calibri, Helvetica, Sans-Serif"&gt;(b)&lt;/td&gt;&lt;td style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;This fair value adjustment represents the value of the core deposit base assumed in the acquisition&#13;based on a study performed by an independent consulting firm. This amount was recorded by the Company as an identifiable intangible&#13;asset and will be amortized as an expense on a straight-line basis over the average life of the core deposit base, which is estimated&#13;to be seven years.&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"&gt;&amp;#160;&lt;/p&gt;&#13;&#13;&lt;table cellpadding="0" cellspacing="0" style="width: 100%; font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin-top: 0; margin-bottom: 0"&gt;&lt;tr style="vertical-align: top; font-family: Calibri, Helvetica, Sans-Serif"&gt;&#13;&lt;td style="width: 0.25in; font-family: Calibri, Helvetica, Sans-Serif"&gt;&lt;/td&gt;&lt;td style="width: 0.25in; font-family: Calibri, Helvetica, Sans-Serif"&gt;(c)&lt;/td&gt;&lt;td style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;This adjustment is the estimated fair value of the amount that the Company expects to receive from&#13;the FDIC under its loss share agreements as a result of future loan losses.&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0 0 0 0.5in; text-align: left; text-indent: -0.25in"&gt;&amp;#160;&lt;/p&gt;&#13;&#13;&lt;table cellpadding="0" cellspacing="0" style="width: 100%; font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin-top: 0; margin-bottom: 0"&gt;&lt;tr style="vertical-align: top; font-family: Calibri, Helvetica, Sans-Serif"&gt;&#13;&lt;td style="width: 0.25in; font-family: Calibri, Helvetica, Sans-Serif"&gt;&lt;/td&gt;&lt;td style="width: 0.25in; font-family: Calibri, Helvetica, Sans-Serif"&gt;(d)&lt;/td&gt;&lt;td style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;This is the estimated adjustment necessary to write down The Bank of Asheville&amp;#146;s book value&#13;of foreclosed real estate properties to their estimated fair value as of the acquisition date.&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0 0 0 0.5in; text-align: left; text-indent: -0.25in"&gt;&amp;#160;&lt;/p&gt;&#13;&#13;&lt;table cellpadding="0" cellspacing="0" style="width: 100%; font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin-top: 0; margin-bottom: 0"&gt;&lt;tr style="vertical-align: top; font-family: Calibri, Helvetica, Sans-Serif"&gt;&#13;&lt;td style="width: 0.25in; font-family: Calibri, Helvetica, Sans-Serif"&gt;&lt;/td&gt;&lt;td style="width: 0.25in; font-family: Calibri, Helvetica, Sans-Serif"&gt;(e)&lt;/td&gt;&lt;td style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;This is an immaterial adjustment made to reflect fair value.&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0 0 0 0.5in; text-align: left; text-indent: -0.25in"&gt;&amp;#160;&lt;/p&gt;&#13;&#13;&lt;table cellpadding="0" cellspacing="0" style="width: 100%; font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin-top: 0; margin-bottom: 0"&gt;&lt;tr style="vertical-align: top; font-family: Calibri, Helvetica, Sans-Serif"&gt;&#13;&lt;td style="width: 0.25in; font-family: Calibri, Helvetica, Sans-Serif"&gt;&lt;/td&gt;&lt;td style="width: 0.25in; font-family: Calibri, Helvetica, Sans-Serif"&gt;(f)&lt;/td&gt;&lt;td style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;This fair value adjustment was recorded because the weighted average interest rate of The Bank of&#13;Asheville&amp;#146;s time deposits exceeded the cost of similar wholesale funding at the time of the acquisition. This amount will&#13;be amortized to reduce interest expense on a declining basis over the life of the portfolio of approximately 48 months.&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0 0 0 0.5in; text-align: left; text-indent: -0.25in"&gt;&amp;#160;&lt;/p&gt;&#13;&#13;&lt;table cellpadding="0" cellspacing="0" style="width: 100%; font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin-top: 0; margin-bottom: 0"&gt;&lt;tr style="vertical-align: top; font-family: Calibri, Helvetica, Sans-Serif"&gt;&#13;&lt;td style="width: 0.25in; font-family: Calibri, Helvetica, Sans-Serif"&gt;&lt;/td&gt;&lt;td style="width: 0.25in; font-family: Calibri, Helvetica, Sans-Serif"&gt;(g)&lt;/td&gt;&lt;td style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;This fair value adjustment was recorded because the interest rates of The Bank of Asheville&amp;#146;s&#13;fixed rate borrowings exceeded current interest rates on similar borrowings. This amount was realized shortly after the acquisition&#13;by prepaying the borrowings at a premium and thus there will be no future amortization related to this adjustment.&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0 0 0 0.5in; text-align: left; text-indent: -0.25in"&gt;&amp;#160;&lt;/p&gt;&#13;&#13;&lt;table cellpadding="0" cellspacing="0" style="width: 100%; font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin-top: 0; margin-bottom: 0"&gt;&lt;tr style="vertical-align: top; font-family: Calibri, Helvetica, Sans-Serif"&gt;&#13;&lt;td style="width: 0.25in; font-family: Calibri, Helvetica, Sans-Serif"&gt;&lt;/td&gt;&lt;td style="width: 0.25in; font-family: Calibri, Helvetica, Sans-Serif"&gt;(h)&lt;/td&gt;&lt;td style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;This adjustment relates primarily to the estimate of what the Company will owe to the FDIC at the&#13;conclusion of the loss share agreements based on a pre-established formula set forth in those agreements that is based on total&#13;expected losses in relation to the amount of the discount bid.&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left; text-indent: 0.25in"&gt;&lt;/p&gt;&#13;&#13;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left; text-indent: 0.25in"&gt;&amp;#160;&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt Calibri, Helvetica, Sans-Serif; margin: 0; text-indent: 0in"&gt;&lt;font style="font-weight: normal"&gt;The operating&#13;results of the Company for the year ended December 31, 2011 include the operating results of the acquired assets and assumed liabilities&#13;for the period subsequent to the acquisition date of January 21, 2011. Due primarily to the significant amount of fair value adjustments&#13;and the FDIC loss share agreements now in place, historical results of The Bank of Asheville are not believed to be relevant to&#13;the Company&amp;#146;s results, and thus no pro forma information is presented.&lt;/font&gt;&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify"&gt;&amp;#160;&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left; text-indent: 0.5in"&gt;(2) On August 24,&#13;2012, the Company completed the purchase of a branch of Gateway Bank &amp;#38; Trust Co. located in Wilmington, North Carolina. The&#13;Company assumed the branch&amp;#146;s $9 million in deposits. No loans were acquired in this transaction. The Company also did not&#13;purchase the branch building, but instead transferred the acquired accounts to one of the Company&amp;#146;s nearby existing branches.&#13;The primary reason for this acquisition was to increase the Company&amp;#146;s presence in Wilmington, North Carolina, where the Company&#13;already has five branches. The Company paid a deposit premium for the branch of approximately $107,000, which is the amount of&#13;the identifiable intangible asset associated with the fair value of the core deposit base. The intangible asset is being amortized&#13;as expense on a straight-line basis over a seven year period. This branch&amp;#146;s operations are included in the accompanying Consolidated&#13;Statements of Income (Loss) beginning on the acquisition date of August 24, 2012. Historical pro forma information is not presented&#13;due to the immateriality of the transaction.&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"&gt;&amp;#160;&amp;#160;&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left; text-indent: 0.5in"&gt;(3) At December 31,&#13;2012, the Company had one pending acquisition. On September 26, 2012, the Company&amp;#146;s subsidiary, First Bank, entered into&#13;an agreement to assume all of the deposits, totaling approximately $64 million, and acquire selected performing loans, totaling&#13;approximately $22 million, of the Four Oaks Bank &amp;#38; Trust Company branches located in Southern Pines, North Carolina and Rockingham,&#13;North Carolina. First Bank will acquire the Rockingham branch building, while the Southern Pines branch facility will not be acquired.&#13;The deposits and loans of the Southern Pines branch will be initially assigned to a First Bank branch located nearby. The transaction&#13;is expected to close in the first quarter of 2013.&amp;#160;&lt;/p&gt;</us-gaap:BusinessCombinationDisclosureTextBlock>
    <us-gaap:InvestmentsInDebtAndMarketableEquitySecuritiesAndCertainTradingAssetsDisclosureTextBlock contextRef="From2012-01-01to2012-12-31">&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"&gt;&lt;b&gt;Note 3. Securities&lt;/b&gt;&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"&gt;&amp;#160;&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"&gt;The book values and approximate fair&#13;values of investment securities at December 31, 2012 and 2011 are summarized as follows:&amp;#160;&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify"&gt;&amp;#160;&lt;/p&gt;&#13;&#13;&lt;table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;&lt;tr style="vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="14" nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: center; border-bottom: Black 1pt solid"&gt;2012&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: bold 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="14" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;2011&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: center"&gt;Amortized&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: center"&gt;Fair&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="6" nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: center"&gt;Unrealized&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="text-align: center; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Amortized&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="text-align: center; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Fair&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="6" nowrap="nowrap" style="text-align: center; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Unrealized&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="font: italic 10pt Calibri, Helvetica, Sans-Serif; text-align: justify; border-bottom: Black 1pt solid"&gt;($ in thousands)&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: center; border-bottom: Black 1pt solid"&gt;Cost&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: bold 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: center; border-bottom: Black 1pt solid"&gt;Value&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: bold 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: center; border-bottom: Black 1pt solid"&gt;Gains&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: bold 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: center; border-bottom: Black 1pt solid"&gt;(Losses)&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: bold 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Cost&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Value&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Gains&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;(Losses)&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Securities available for sale:&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="width: 20%; text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&amp;#160;Government-sponsored enterprise securities&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; font: bold 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="width: 1%; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;$&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 7%; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;11,500&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; font: bold 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="width: 1%; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 7%; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;11,596&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; font: bold 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="width: 1%; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 7%; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;96&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&lt;font style="font-size: 10pt"&gt;&amp;#9472;&lt;/font&gt;&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;34,511&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;34,665&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;170&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;(16&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;)&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&amp;#160;Mortgage-backed securities&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;143,539&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;146,926&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;3,717&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;(330&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;)&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;120,032&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;124,105&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;4,164&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;(91&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;)&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&amp;#160;Corporate bonds&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;3,998&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;3,813&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;75&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;(260&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;)&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;13,189&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;12,488&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;279&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;(980&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;)&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&amp;#160;Equity securities&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;5,026&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;5,017&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;16&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;(25&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;)&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;10,998&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;11,368&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;409&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;(39&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;)&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Total available for sale&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 2.5pt"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;$&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;164,063&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 2.5pt"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;167,352&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 2.5pt"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;3,904&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 2.5pt"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;(615&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;)&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;178,730&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;182,626&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;5,022&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;(1,126&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;)&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Securities held to maturity:&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&amp;#160;State and local governments&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 2.5pt"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;$&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;56,064&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 2.5pt"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;61,496&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 2.5pt"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;5,432&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;&lt;p style="font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: right"&gt;&amp;#9472;&lt;/p&gt;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;57,988&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;62,754&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;4,766&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;&lt;p style="font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: right"&gt;&amp;#9472;&lt;/p&gt;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;/table&gt;&#13;&#13;&#13;&lt;p style="font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify"&gt;&amp;#160;&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"&gt;Included in mortgage-backed securities&#13;at December 31, 2012 were collateralized mortgage obligations with an amortized cost of $381,000 and a fair value of $396,000.&#13;Included in mortgage-backed securities at December 31, 2011 were collateralized mortgage obligations with an amortized cost of&#13;$1,462,000 and a fair value of $1,515,000. All of the Company&amp;#146;s mortgage-backed securities, including the collateralized&#13;mortgage obligations, were issued by government-sponsored corporations.&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left; text-indent: 0.25in"&gt;&amp;#160;&lt;/p&gt;&#13;&#13;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"&gt;&amp;#160;&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"&gt;The Company owned Federal Home Loan Bank&#13;(FHLB) stock with a cost and fair value of $4,934,000 at December 31, 2012 and $10,904,000 at December 31, 2011, which is included&#13;in equity securities above and serves as part of the collateral for the Company&amp;#146;s line of credit with the FHLB (see Note&#13;10 for additional discussion). The investment in this stock is a requirement for membership in the FHLB system. Periodically the&#13;FHLB recalculates the Company&amp;#146;s required level of holdings, and the Company either buys more stock or the FHLB redeems a&#13;portion of the stock at cost.&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left; text-indent: 0.25in"&gt;&amp;#160;&amp;#160;&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"&gt;The following table presents information&#13;regarding securities with unrealized losses at December 31, 2012:&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0.25in"&gt;&amp;#160;&lt;/p&gt;&#13;&#13;&lt;table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;&lt;tr style="vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="font: italic 10pt Calibri, Helvetica, Sans-Serif; text-align: justify"&gt;($ in thousands)&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="6" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Securities in an Unrealized &lt;br /&gt;&#13;Loss Position for &lt;br /&gt;&#13;Less than 12 Months&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="6" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Securities in an Unrealized &lt;br /&gt;&#13;Loss Position for &lt;br /&gt;&#13;More than 12 Months&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="6" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Total&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Fair Value&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Unrealized &lt;br /&gt;&#13;Losses&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Fair Value&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Unrealized &lt;br /&gt;&#13;Losses&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Fair Value&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Unrealized &lt;br /&gt;&#13;Losses&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; text-indent: -12.6pt; padding-left: 12.6pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Government-sponsored enterprise securities&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;$&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#151;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#151;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#151;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#151;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#151;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#151;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="width: 40%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Mortgage-backed securities&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;26,330&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;330&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#151;&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#151;&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;26,330&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;330&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Corporate bonds&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#151;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#151;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;740&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;260&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;740&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;260&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Equity securities&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#151;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#151;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;30&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;25&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;30&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;25&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;State and local governments&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;&amp;#151;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;&amp;#151;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;&amp;#151;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;&amp;#151;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;&amp;#151;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;&amp;#151;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;Total temporarily impaired securities&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;$&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;26,330&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;330&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;770&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;285&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;27,100&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;615&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;/table&gt;&#13;&#13;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0.25in"&gt;&amp;#160;&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"&gt;The following table presents information&#13;regarding securities with unrealized losses at December 31, 2011:&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0.25in"&gt;&amp;#160;&lt;/p&gt;&#13;&#13;&lt;table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;&lt;tr style="vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="font: italic 10pt Calibri, Helvetica, Sans-Serif; text-align: justify"&gt;($ in thousands)&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="6" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Securities in an Unrealized &lt;br /&gt;&#13;Loss Position for &lt;br /&gt;&#13;Less than 12 Months&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="6" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Securities in an Unrealized &lt;br /&gt;&#13;Loss Position for &lt;br /&gt;&#13;More than 12 Months&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="6" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Total&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Fair Value&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Unrealized &lt;br /&gt;&#13;Losses&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Fair Value&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Unrealized &lt;br /&gt;&#13;Losses&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Fair Value&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Unrealized &lt;br /&gt;&#13;Losses&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="width: 40%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Government-sponsored enterprise securities&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;$&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;8,984&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;16&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#151;&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#151;&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;8,984&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;16&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Mortgage-backed securities&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;14,902&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;61&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;9,302&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;30&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;24,204&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;91&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Corporate bonds&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;4,588&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;458&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;2,773&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;522&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;7,361&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;980&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Equity securities&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;4&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;2&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;22&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;37&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;26&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;39&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;State and local governments&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;&amp;#151;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;&amp;#151;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;&amp;#151;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;&amp;#151;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;&amp;#151;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;&amp;#151;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;Total temporarily impaired securities&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;$&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;28,478&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;537&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;12,097&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;589&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;40,575&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;1,126&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;/table&gt;&#13;&#13;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left; text-indent: 0.1in"&gt;&amp;#160;&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"&gt;In the above tables, all of the non-equity&#13;securities that were in an unrealized loss position at December 31, 2012 and 2011 are bonds that the Company has determined are&#13;in a loss position due to interest rate factors, the overall economic downturn in the financial sector, and the broader economy&#13;in general. The Company has evaluated the collectability of each of these bonds and has concluded that there is no other-than-temporary&#13;impairment. The Company does not intend to sell these securities, and it is more likely than not that the Company will not be required&#13;to sell these securities before recovery of the amortized cost.&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left; text-indent: 0.25in"&gt;&amp;#160;&lt;/p&gt;&#13;&#13;&#13;&#13;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"&gt;&amp;#160;&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"&gt;At December 31, 2012, the Company&amp;#146;s&#13;$3.8 million investment in corporate bonds was comprised of the following:&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"&gt;&amp;#160;&lt;/p&gt;&#13;&#13;&lt;table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;&lt;tr style="vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="font: normal 10pt Calibri, Helvetica, Sans-Serif; text-align: left; border-bottom: Black 1pt solid"&gt;&lt;i&gt;($ in thousands)&#13;    &lt;/i&gt;&lt;br /&gt;&amp;#160; &lt;br /&gt;Issuer&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; vertical-align: bottom"&gt;S&amp;#38;P Issuer &lt;br /&gt;Ratings (1)&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; vertical-align: bottom"&gt;Maturity&lt;br /&gt;&#13;Date&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Amortized &lt;br /&gt;&#13;Cost&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Market Value&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="width: 60%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;First Citizens Bancorp (South Carolina) Bond&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="width: 1%; text-align: center; font: 10pt Calibri, Helvetica, Sans-Serif; vertical-align: bottom"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 7%; text-align: center; font: 10pt Calibri, Helvetica, Sans-Serif; vertical-align: bottom"&gt;&lt;font style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Not Rated&lt;/font&gt;&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="width: 1%; text-align: center; font: 10pt Calibri, Helvetica, Sans-Serif; vertical-align: bottom"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 7%; text-align: center; font: 10pt Calibri, Helvetica, Sans-Serif; vertical-align: bottom"&gt;&lt;font style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;4/1/15&lt;/font&gt;&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;$&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;2,998&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;3,073&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;First Citizens Bancorp (South Carolina) Trust Preferred Security&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: center; font: 10pt Calibri, Helvetica, Sans-Serif; vertical-align: bottom"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: center; font: 10pt Calibri, Helvetica, Sans-Serif; vertical-align: bottom"&gt;&lt;font style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Not Rated&lt;/font&gt;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: center; font: 10pt Calibri, Helvetica, Sans-Serif; vertical-align: bottom"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: center; font: 10pt Calibri, Helvetica, Sans-Serif; vertical-align: bottom"&gt;&lt;font style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;6/15/34&lt;/font&gt;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;1,000&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;740&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;Total investment in corporate bonds&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: center; font: 10pt Calibri, Helvetica, Sans-Serif; vertical-align: bottom"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: center; font: 10pt Calibri, Helvetica, Sans-Serif; vertical-align: bottom"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: center; font: 10pt Calibri, Helvetica, Sans-Serif; vertical-align: bottom"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: center; font: 10pt Calibri, Helvetica, Sans-Serif; vertical-align: bottom"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;$&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;3,998&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;3,813&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;/table&gt;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"&gt;&amp;#160;&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"&gt;The Company has concluded that each of&#13;the equity securities in an unrealized loss position at December 31, 2012 and 2011 was in such a position due to temporary fluctuations&#13;in the market prices of the securities. The Company&amp;#146;s policy is to record an impairment charge for any of these equity securities&#13;that remains in an unrealized loss position for twelve consecutive months unless the amount is insignificant.&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left; text-indent: 0.25in"&gt;&amp;#160;&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"&gt;The aggregate carrying amount of cost-method&#13;investments was $4,934,000 and $10,904,000 at December 31, 2012 and 2011, respectively, which was the Federal Home Loan Bank stock&#13;discussed above. The Company determined that none of its cost-method investments were impaired at either year end.&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left; text-indent: 0.25in"&gt;&amp;#160;&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"&gt;The book values and approximate fair values&#13;of investment securities at December 31, 2012, by contractual maturity, are summarized in the table below. Expected maturities&#13;may differ from contractual maturities because issuers may have the right to call or prepay obligations with or without call or&#13;prepayment penalties.&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify"&gt;&amp;#160;&lt;/p&gt;&#13;&#13;&lt;table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;&lt;tr style="vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="6" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Securities Available for Sale&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="6" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Securities Held to Maturity&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="text-align: center; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Amortized&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="text-align: center; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Fair&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="text-align: center; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Amortized&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="text-align: center; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Fair&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="font: italic 10pt Calibri, Helvetica, Sans-Serif; text-align: justify"&gt;($ in thousands)&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Cost&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Value&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Cost&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Value&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Debt securities&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="width: 56%; text-align: justify; text-indent: 13.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Due within one year&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;$&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#151;&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#151;&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 5%; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;$&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;350&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;352&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; text-indent: 13.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Due after one year but within five years&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;14,498&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;14,669&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;3,837&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;4,140&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; text-indent: 13.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Due after five years but within ten years&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#151;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#151;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;29,005&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;31,807&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; text-indent: 13.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Due after ten years&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;1,000&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;740&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;22,872&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;25,197&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; padding-bottom: 1pt; text-indent: 13.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Mortgage-backed securities&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;143,539&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;146,926&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;&lt;p style="font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif; margin: 0"&gt;&amp;#151;&lt;/p&gt;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;&lt;p style="font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif; margin: 0"&gt;&amp;#151;&lt;/p&gt;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; text-indent: 27pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Total debt securities&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;159,037&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;162,335&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;56,064&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;61,496&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Equity securities&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;5,026&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;5,017&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;&lt;p style="font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif; margin: 0"&gt;&amp;#151;&lt;/p&gt;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;&lt;p style="font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif; margin: 0"&gt;&amp;#151;&lt;/p&gt;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; padding-bottom: 2.5pt; text-indent: 27pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Total securities&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;$&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;164,063&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;167,352&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;$&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;56,064&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;61,496&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;/table&gt;&#13;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify"&gt;&amp;#160;&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"&gt;At December 31, 2012, investment securities&#13;with carrying values of $78,519,000 were pledged as collateral for public and private deposits. At December 31, 2011, investment&#13;securities with carrying values of $47,418,000 were pledged as collateral for public and private deposits and securities sold&#13;under agreements to repurchase.&amp;#160;&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"&gt;&amp;#160;&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"&gt;There were $9,641,000 in sales of securities&#13;in 2012, which resulted in a net gain of $439,000. There were $2,518,000 in sales of securities in 2011, which resulted in a net&#13;gain of $8,000. There were no sales of securities in 2010. During the twelve months ended December 31, 2012, 2011, and 2010, the&#13;Company recorded a net gain of $200,000, $71,000, and $26,000, respectively, related to the call of several municipal and corporate&#13;bond securities. Also, during the twelve months ended December 31, 2012, 2011, and 2010, the Company recorded net losses of $1,000,&#13;$5,000, and $0, respectively, related to write-downs of the Company&amp;#146;s equity portfolio.&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"&gt;&amp;#160;&amp;#160;&lt;/p&gt;</us-gaap:InvestmentsInDebtAndMarketableEquitySecuritiesAndCertainTradingAssetsDisclosureTextBlock>
    <us-gaap:FinancingReceivablesTextBlock contextRef="From2012-01-01to2012-12-31">&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify"&gt;&lt;b&gt;Note 4. Loans and Asset Quality&#13;Information&lt;/b&gt;&amp;#160;&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"&gt;&amp;#160;&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"&gt;The loans and foreclosed real estate&#13;that were acquired in FDIC-assisted transactions are covered by loss share agreements between the FDIC and the Company&amp;#146;s&#13;banking subsidiary, First Bank, which afford First Bank significant loss protection - see Note 2 to the financial statements included&#13;in the Company&amp;#146;s 2011 Annual Report on Form 10-K for detailed information regarding these transactions. Because of the loss&#13;protection provided by the FDIC, the risk of the loans and foreclosed real estate that are covered by loss share agreements are&#13;significantly different from those assets not covered under the loss share agreements. Accordingly, the Company presents separately&#13;loans subject to the loss share agreements as &amp;#147;covered loans&amp;#148; in the information below and loans that are not subject&#13;to the loss share agreements as &amp;#147;non-covered loans.&amp;#148;&amp;#160;&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"&gt;&amp;#160;&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"&gt;The following is a summary of the major&#13;categories of total loans outstanding:&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"&gt;&amp;#160;&lt;/p&gt;&#13;&#13;&lt;table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;&lt;tr style="vertical-align: bottom; font-family: Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"&gt;&lt;i&gt;($&#13;in thousands)&lt;/i&gt;&lt;/p&gt;&lt;/td&gt;&lt;td nowrap="nowrap" style="font-weight: bold; padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="6" nowrap="nowrap" style="font-weight: bold; text-align: center; border-bottom: Black 1pt solid; font-family: Calibri, Helvetica, Sans-Serif"&gt;December 31, 2012&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font-weight: bold; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="6" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font-family: Calibri, Helvetica, Sans-Serif"&gt;December 31, 2011&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; font-family: Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font-weight: bold; padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="font-weight: bold; text-align: center; border-bottom: Black 1pt solid; font-family: Calibri, Helvetica, Sans-Serif"&gt;Amount&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font-weight: bold; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font-weight: bold; padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="font-weight: bold; text-align: center; border-bottom: Black 1pt solid; font-family: Calibri, Helvetica, Sans-Serif"&gt;Percentage&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font-weight: bold; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font-family: Calibri, Helvetica, Sans-Serif"&gt;Amount&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font-family: Calibri, Helvetica, Sans-Serif"&gt;Percentage&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font-family: Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="font-weight: bold; text-decoration: underline; text-align: left; padding-left: 0; font-family: Calibri, Helvetica, Sans-Serif"&gt;All&amp;#160;loans (non-covered and covered):&lt;/td&gt;&lt;td nowrap="nowrap" style="font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font-family: Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; padding-left: 5.4pt; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font-family: Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="width: 60%; text-align: left; text-indent: -12pt; padding-left: 12pt; font-family: Calibri, Helvetica, Sans-Serif"&gt;Commercial, financial, and agricultural&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; font-weight: bold; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="width: 1%; font-weight: bold; text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;$&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 7%; font-weight: bold; text-align: right; font-family: Calibri, Helvetica, Sans-Serif"&gt;160,790&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; font-weight: bold; text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; font-weight: bold; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="width: 1%; font-weight: bold; text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 7%; font-weight: bold; text-align: right; font-family: Calibri, Helvetica, Sans-Serif"&gt;7%&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; font-weight: bold; text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="width: 1%; text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;$&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 7%; text-align: right; font-family: Calibri, Helvetica, Sans-Serif"&gt;162,099&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="width: 1%; text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 7%; text-align: right; font-family: Calibri, Helvetica, Sans-Serif"&gt;7%&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font-family: Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; text-indent: -12pt; padding-left: 12pt; font-family: Calibri, Helvetica, Sans-Serif"&gt;Real estate &amp;#150; construction, land development &amp;#38; other land loans&lt;/td&gt;&lt;td nowrap="nowrap" style="font-weight: bold; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="font-weight: bold; text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font-weight: bold; text-align: right; font-family: Calibri, Helvetica, Sans-Serif"&gt;298,458&lt;/td&gt;&lt;td nowrap="nowrap" style="font-weight: bold; text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font-weight: bold; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="font-weight: bold; text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font-weight: bold; text-align: right; font-family: Calibri, Helvetica, Sans-Serif"&gt;13%&lt;/td&gt;&lt;td nowrap="nowrap" style="font-weight: bold; text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font-family: Calibri, Helvetica, Sans-Serif"&gt;363,079&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font-family: Calibri, Helvetica, Sans-Serif"&gt;15%&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font-family: Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; text-indent: -12pt; padding-left: 12pt; font-family: Calibri, Helvetica, Sans-Serif"&gt;Real estate &amp;#150; mortgage &amp;#150; residential (1-4 family) first mortgages&lt;/td&gt;&lt;td nowrap="nowrap" style="font-weight: bold; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="font-weight: bold; text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font-weight: bold; text-align: right; font-family: Calibri, Helvetica, Sans-Serif"&gt;815,281&lt;/td&gt;&lt;td nowrap="nowrap" style="font-weight: bold; text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font-weight: bold; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="font-weight: bold; text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font-weight: bold; text-align: right; font-family: Calibri, Helvetica, Sans-Serif"&gt;34%&lt;/td&gt;&lt;td nowrap="nowrap" style="font-weight: bold; text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font-family: Calibri, Helvetica, Sans-Serif"&gt;805,542&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font-family: Calibri, Helvetica, Sans-Serif"&gt;33%&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font-family: Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; text-indent: -12pt; padding-left: 12pt; font-family: Calibri, Helvetica, Sans-Serif"&gt;Real estate &amp;#150; mortgage &amp;#150; home equity loans / lines of credit&lt;/td&gt;&lt;td nowrap="nowrap" style="font-weight: bold; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="font-weight: bold; text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font-weight: bold; text-align: right; font-family: Calibri, Helvetica, Sans-Serif"&gt;238,925&lt;/td&gt;&lt;td nowrap="nowrap" style="font-weight: bold; text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font-weight: bold; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="font-weight: bold; text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font-weight: bold; text-align: right; font-family: Calibri, Helvetica, Sans-Serif"&gt;10%&lt;/td&gt;&lt;td nowrap="nowrap" style="font-weight: bold; text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font-family: Calibri, Helvetica, Sans-Serif"&gt;256,509&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font-family: Calibri, Helvetica, Sans-Serif"&gt;11%&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font-family: Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; text-indent: -12pt; padding-left: 12pt; font-family: Calibri, Helvetica, Sans-Serif"&gt;Real estate &amp;#150; mortgage &amp;#150; commercial and other&lt;/td&gt;&lt;td nowrap="nowrap" style="font-weight: bold; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="font-weight: bold; text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font-weight: bold; text-align: right; font-family: Calibri, Helvetica, Sans-Serif"&gt;789,746&lt;/td&gt;&lt;td nowrap="nowrap" style="font-weight: bold; text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font-weight: bold; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="font-weight: bold; text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font-weight: bold; text-align: right; font-family: Calibri, Helvetica, Sans-Serif"&gt;33%&lt;/td&gt;&lt;td nowrap="nowrap" style="font-weight: bold; text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font-family: Calibri, Helvetica, Sans-Serif"&gt;762,895&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font-family: Calibri, Helvetica, Sans-Serif"&gt;31%&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font-family: Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt; text-indent: -12pt; padding-left: 12pt; font-family: Calibri, Helvetica, Sans-Serif"&gt;Installment loans to individuals&lt;/td&gt;&lt;td nowrap="nowrap" style="font-weight: bold; padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: right; font-family: Calibri, Helvetica, Sans-Serif"&gt;71,933&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font-weight: bold; text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font-weight: bold; padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: right; font-family: Calibri, Helvetica, Sans-Serif"&gt;3%&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font-weight: bold; text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: right; font-family: Calibri, Helvetica, Sans-Serif"&gt;78,982&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: right; font-family: Calibri, Helvetica, Sans-Serif"&gt;3%&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font-family: Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; text-indent: -12pt; padding-left: 12pt; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;Subtotal&lt;/td&gt;&lt;td nowrap="nowrap" style="font-weight: bold; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="font-weight: bold; text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font-weight: bold; text-align: right; font-family: Calibri, Helvetica, Sans-Serif"&gt;2,375,133&lt;/td&gt;&lt;td nowrap="nowrap" style="font-weight: bold; text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font-weight: bold; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="font-weight: bold; text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font-weight: bold; text-align: right; font-family: Calibri, Helvetica, Sans-Serif"&gt;100%&lt;/td&gt;&lt;td nowrap="nowrap" style="font-weight: bold; text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font-family: Calibri, Helvetica, Sans-Serif"&gt;2,429,106&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font-family: Calibri, Helvetica, Sans-Serif"&gt;100%&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font-family: Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt; text-indent: -12pt; padding-left: 12pt; font-family: Calibri, Helvetica, Sans-Serif"&gt;Unamortized net deferred loan costs&lt;/td&gt;&lt;td nowrap="nowrap" style="font-weight: bold; padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: right; font-family: Calibri, Helvetica, Sans-Serif"&gt;1,324&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font-weight: bold; text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: right; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: right; font-family: Calibri, Helvetica, Sans-Serif"&gt;1,280&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: right; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font-family: Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt; padding-left: 0; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;Total loans&lt;/td&gt;&lt;td nowrap="nowrap" style="font-weight: bold; padding-bottom: 2.5pt; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font-weight: bold; text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;$&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font-weight: bold; text-align: right; font-family: Calibri, Helvetica, Sans-Serif"&gt;2,376,457&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font-weight: bold; text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font-weight: bold; padding-bottom: 2.5pt; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font-weight: bold; text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font-weight: bold; text-align: right; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font-weight: bold; text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;$&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; text-align: right; font-family: Calibri, Helvetica, Sans-Serif"&gt;2,430,386&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: right; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;/table&gt;&#13;&#13;&lt;p style="font: 10pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left; text-indent: 0.25in"&gt;&amp;#160;&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left; text-indent: 0in"&gt;As of December 31, 2012 and&#13;2011, net loans include an unamortized premium of $485,000 and $949,000, respectively, related to acquired loans.&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left; text-indent: 0in"&gt;&amp;#160;&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left; text-indent: 0in"&gt;At December 31, 2012, the Company&#13;also had $30 million classified as &amp;#147;loans held for sale&amp;#148; that are not included in the loan balances disclosed above&#13;or in the disclosures presented in the remainder of Note 4. In the fourth quarter of 2012, the Company identified approximately&#13;$68 million of non-covered higher-risk loans that it targeted for sale to a third-party investor. Based on an offer to purchase&#13;these loans received prior to year-end, the Company wrote the loans down by approximately $38 million to their estimated liquidation&#13;value of approximately $30 million and reclassified them as &amp;#147;loans held for sale.&amp;#148; The sale of the loans was completed&#13;in January 2013 with the Company receiving sales proceeds of approximately $30 million.&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left; text-indent: 0in"&gt;&amp;#160;&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left; text-indent: 0in"&gt;Loans in the amount of $2.1&#13;billion were pledged as collateral for certain borrowings as of both December 31, 2012 and December 31, 2011 (see Note 10).&amp;#160;&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left; text-indent: 13.5pt"&gt;&amp;#160;&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"&gt;The loans above also include loans to&#13;executive officers and directors serving the Company at December 31, 2012 and to their associates, totaling approximately $6.9&#13;million and $5.3 million at December 31, 2012 and 2011, respectively. During 2012, additions to such loans were approximately $3.6&#13;and repayments totaled approximately $2.0. These loans were made on substantially the same terms, including interest rates and&#13;collateral, as those prevailing at the time for comparable transactions with other non-related borrowers. Management does not believe&#13;these loans involve more than the normal risk of collectability or present other unfavorable features.&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"&gt;&amp;#160;&lt;/p&gt;&#13;&#13;&#13;&#13;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"&gt;The following is a summary of the major&#13;categories of non-covered loans outstanding:&lt;/p&gt;&#13;&#13;&lt;table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;&lt;tr style="vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"&gt;&amp;#160;&lt;/p&gt;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"&gt;&lt;i&gt;($ in thousands)&lt;/i&gt;&lt;/p&gt;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="6" nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: center; border-bottom: Black 1pt solid"&gt;December 31, 2012&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: bold 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="6" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;December 31, 2011&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: center; border-bottom: Black 1pt solid"&gt;Amount&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: bold 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: center; border-bottom: Black 1pt solid"&gt;Percentage&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: bold 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Amount&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Percentage&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-decoration: underline; text-align: left; padding-left: 0"&gt;Non-covered loans:&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; padding-left: 5.4pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="width: 60%; text-align: left; text-indent: -12pt; padding-left: 12pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Commercial, financial, and agricultural&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; font: bold 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="width: 1%; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;$&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 7%; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;155,273&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; font: bold 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="width: 1%; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 7%; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;7%&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;$&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;152,627&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;8%&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; text-indent: -12pt; padding-left: 12pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Real estate &amp;#150; construction, land development &amp;#38; other land loans&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;251,569&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;12%&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;290,983&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;14%&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; text-indent: -12pt; padding-left: 12pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Real estate &amp;#150; mortgage &amp;#150; residential (1-4 family) first mortgages&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;679,401&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;33%&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;646,616&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;31%&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; text-indent: -12pt; padding-left: 12pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Real estate &amp;#150; mortgage &amp;#150; home equity loans / lines of credit&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;219,443&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;11%&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;233,171&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;11%&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; text-indent: -12pt; padding-left: 12pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Real estate &amp;#150; mortgage &amp;#150; commercial and other&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;715,973&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;34%&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;666,882&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;32%&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt; text-indent: -12pt; padding-left: 12pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Installment loans to individuals&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;71,160&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;3%&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;77,593&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;4%&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; text-indent: -12pt; padding-left: 12pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;Subtotal&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;2,092,819&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;100%&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;2,067,872&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;100%&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt; text-indent: -12pt; padding-left: 12pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Unamortized net deferred loan costs&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;1,324&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;1,280&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt; padding-left: 0; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;Total non-covered loans&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 2.5pt"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;$&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;2,094,143&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 2.5pt"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;$&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;2,069,152&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;/table&gt;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"&gt;&amp;#160;&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"&gt;The carrying amount of the covered loans&#13;at December 31, 2012 consisted of loans that were identified on the date of their purchase as being impaired and those that were&#13;classified on the date of their purchase as nonimpaired, as follows:&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0.25in"&gt;&amp;#160;&lt;/p&gt;&#13;&#13;&lt;table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;&lt;tr style="vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="font: italic 10pt Calibri, Helvetica, Sans-Serif; text-align: justify"&gt;($ in thousands)&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Impaired &lt;br /&gt;&#13;Purchased &lt;br /&gt;Loans &amp;#150; &lt;br /&gt;&#13;Carrying &lt;br /&gt;&#13;Value&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Impaired&lt;br /&gt;&#13; Purchased &lt;br /&gt;&#13;Loans &amp;#150; &lt;br /&gt;&#13;Unpaid &lt;br /&gt;&#13;Principal &lt;br /&gt;&#13;Balance&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Nonimpaired &lt;br /&gt;&#13;Purchased &lt;br /&gt;Loans &amp;#150;&lt;br /&gt;&#13; Carrying &lt;br /&gt;&#13;Value&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Nonimpaired&lt;br /&gt;&#13; Purchased &lt;br /&gt;&#13;Loans - &lt;br /&gt;&#13;Unpaid&lt;br /&gt;&#13; Principal &lt;br /&gt;&#13;Balance&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Total &lt;br /&gt;&#13;Covered &lt;br /&gt;Loans &amp;#150; &lt;br /&gt;&#13;Carrying &lt;br /&gt;&#13;Value&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Total&lt;br /&gt;&#13; Covered &lt;br /&gt;&#13;Loans &amp;#150; &lt;br /&gt;&#13;Unpaid &lt;br /&gt;&#13;Principal &lt;br /&gt;&#13;Balance&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-decoration: underline; text-align: justify"&gt;Covered loans:&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="width: 40%; text-align: left; text-indent: -12pt; padding-left: 12pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Commercial, financial, and agricultural&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;$&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;71&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;148&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;5,446&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;7,009&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;5,517&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;7,157&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; text-indent: -12pt; padding-left: 12pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Real estate &amp;#150; construction, land development &amp;#38; other land loans&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;1,575&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;2,594&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;45,314&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;82,676&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;46,889&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;85,270&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; text-indent: -12pt; padding-left: 12pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Real estate &amp;#150; mortgage &amp;#150; residential (1-4 family) first mortgages&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;794&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;1,902&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;135,086&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;161,416&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;135,880&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;163,318&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; text-indent: -12pt; padding-left: 12pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Real estate &amp;#150; mortgage &amp;#150; home equity loans / lines of credit&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;16&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;56&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;19,466&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;24,431&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;19,482&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;24,487&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; text-indent: -12pt; padding-left: 12pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Real estate &amp;#150; mortgage &amp;#150; commercial and other&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;2,369&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;4,115&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;71,404&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;94,502&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;73,773&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;98,617&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt; text-indent: -12pt; padding-left: 12pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Installment loans to individuals&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;&amp;#151;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;&amp;#151;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;773&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;828&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;773&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;828&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; padding-bottom: 2.5pt; text-indent: -12pt; padding-left: 12pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;Total&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;$&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;4,825&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;8,815&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;277,489&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;370,862&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;282,314&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;379,677&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;/table&gt;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left; text-indent: 0.25in"&gt;&amp;#160;&lt;/p&gt;&#13;&#13;&#13;&#13;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"&gt;&amp;#160;&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"&gt;The carrying amount of the covered loans&#13;at December 31, 2011 consisted of impaired and nonimpaired purchased loans, as follows:&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0.25in"&gt;&amp;#160;&lt;/p&gt;&#13;&#13;&lt;table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;&lt;tr style="vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="font: italic 10pt Calibri, Helvetica, Sans-Serif; text-align: justify"&gt;($ in thousands)&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Impaired &lt;br /&gt;&#13;Purchased &lt;br /&gt;Loans &amp;#150; &lt;br /&gt;&#13;Carrying &lt;br /&gt;&#13;Value&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Impaired &lt;br /&gt;&#13;Purchased &lt;br /&gt;&#13;Loans &amp;#150; &lt;br /&gt;&#13;Unpaid &lt;br /&gt;&#13;Principal &lt;br /&gt;&#13;Balance&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Nonimpaired &lt;br /&gt;&#13;Purchased &lt;br /&gt;Loans &amp;#150; &lt;br /&gt;&#13;Carrying &lt;br /&gt;&#13;Value&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Nonimpaired &lt;br /&gt;&#13;Purchased &lt;br /&gt;&#13;Loans - &lt;br /&gt;&#13;Unpaid &lt;br /&gt;&#13;Principal &lt;br /&gt;&#13;Balance&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Total&lt;br /&gt;&#13; Covered &lt;br /&gt;Loans &amp;#150;&lt;br /&gt;&#13; Carrying &lt;br /&gt;&#13;Value&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Total &lt;br /&gt;&#13;Covered &lt;br /&gt;&#13;Loans &amp;#150; &lt;br /&gt;&#13;Unpaid &lt;br /&gt;&#13;Principal &lt;br /&gt;&#13;Balance&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-decoration: underline; text-align: justify"&gt;Covered loans:&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="width: 40%; text-align: left; text-indent: -12pt; padding-left: 12pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Commercial, financial, and agricultural&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;$&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;69&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;319&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;9,403&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;11,736&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;9,472&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;12,055&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; text-indent: -12pt; padding-left: 12pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Real estate &amp;#150; construction, land development &amp;#38; other land loans&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;3,865&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;8,505&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;68,231&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;115,489&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;72,096&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;123,994&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; text-indent: -12pt; padding-left: 12pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Real estate &amp;#150; mortgage &amp;#150; residential (1-4 family) first mortgages&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;1,214&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;2,639&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;157,712&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;189,436&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;158,926&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;192,075&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; text-indent: -12pt; padding-left: 12pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Real estate &amp;#150; mortgage &amp;#150; home equity loans / lines of credit&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;127&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;577&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;23,211&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;29,249&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;23,338&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;29,826&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; text-indent: -12pt; padding-left: 12pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Real estate &amp;#150; mortgage &amp;#150; commercial and other&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;2,585&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;4,986&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;93,428&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;125,450&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;96,013&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;130,436&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt; text-indent: -12pt; padding-left: 12pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Installment loans to individuals&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;4&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;6&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;1,385&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;1,583&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;1,389&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;1,589&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; padding-bottom: 2.5pt; text-indent: -12pt; padding-left: 12pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;Total&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;$&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;7,864&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;17,032&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;353,370&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;472,943&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;361,234&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;489,975&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;/table&gt;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"&gt;&amp;#160;&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"&gt;The following table presents information&#13;regarding covered purchased nonimpaired loans since December 31, 2010. The amounts include principal only and do not reflect accrued&#13;interest as of the date of the acquisition or beyond.&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left; text-indent: 0.25in"&gt;&amp;#160;&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left; text-indent: 0.25in"&gt;&lt;i&gt;&lt;/i&gt;&lt;/p&gt;&#13;&#13;&lt;table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;&lt;tr style="vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&lt;i&gt;($ in thousands)&lt;/i&gt;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="width: 90%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Carrying amount of nonimpaired covered loans at December 31, 2010&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;$&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;366,521&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Additions due to acquisition of The Bank of Asheville (at fair value)&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;84,623&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Principal repayments&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;(40,576&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;)&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Transfers to foreclosed real estate&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;(53,999&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;)&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Loan charge-offs&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;(14,797&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;)&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Accretion of loan discount&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;11,598&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Carrying amount of nonimpaired covered loans at December 31, 2011&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;353,370&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Principal repayments&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;(51,582&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;)&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Transfers to foreclosed real estate&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;(30,181&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;)&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Loan charge-offs&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;(10,584&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;)&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Accretion of loan discount&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;16,466&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Carrying amount of nonimpaired covered loans at December 31, 2012&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;$&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;277,489&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;/table&gt;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"&gt;&amp;#160;&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"&gt;As reflected in the table above, the Company&#13;accreted $16,466,000 and $11,598,000 of the loan discount on purchased nonimpaired loans into interest income during 2012 and 2011,&#13;respectively. As of December 31, 2012, there was remaining loan discount of $56,515,000 related to purchased performing loans.&#13;If these loans continue to be repaid by the borrowers, the Company will accrete the remaining loan discount into interest income&#13;over the covered lives of the respective loans. In such circumstances, a corresponding entry to reduce the indemnification asset&#13;will be recorded amounting to 80% of the loan discount accretion, which reduces noninterest income. At December 31, 2012, the Company&#13;also had $18,406,000 of loan discount related to purchased nonperforming loans. It is not expected that this amount will be accreted,&#13;as it represents estimated losses on these loans. An additional $22,441,000 in partial charge-offs have been recorded on purchased&#13;loans outstanding at December 31, 2012.&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left; text-indent: 0.25in"&gt;&amp;#160;&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"&gt;The following table presents information&#13;regarding all purchased impaired loans since December 31, 2010, substantially all of which are covered loans. The Company has applied&#13;the cost recovery method to all purchased impaired loans at their respective acquisition dates due to the uncertainty as to the&#13;timing of expected cash flows, as reflected in the following table.&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"&gt;&amp;#160;&lt;/p&gt;&#13;&#13;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"&gt;&amp;#160;&lt;/p&gt;&#13;&#13;&lt;table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;&lt;tr style="vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"&gt;&amp;#160;&lt;/p&gt;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"&gt;&lt;i&gt;($ in thousands)&lt;/i&gt;&lt;/p&gt; &lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"&gt;&lt;i&gt;&amp;#160;&lt;/i&gt;&lt;/p&gt; &lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"&gt;&amp;#160;&lt;/p&gt; &lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"&gt;&amp;#160;&lt;/p&gt; &lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"&gt;Purchased Impaired Loans&lt;/p&gt;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif; border-bottom: Black 1pt solid"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Contractual &lt;br /&gt;&#13;Principal &lt;br /&gt;&#13;Receivable&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif; border-bottom: Black 1pt solid"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif; border-bottom: Black 1pt solid"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Fair Market&lt;br /&gt;&#13; Value &lt;br /&gt;&#13;Adjustment &amp;#150; &lt;br /&gt;&#13;Write Down &lt;br /&gt;&#13;(Nonaccretable &lt;br /&gt;&#13;Difference)&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif; border-bottom: Black 1pt solid"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif; border-bottom: Black 1pt solid"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Carrying &lt;br /&gt;Amount&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif; border-bottom: Black 1pt solid"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="width: 70%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Balance at December 31, 2010&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;$&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;8,080&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;2,329&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;5,751&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Additions due to acquisition of The Bank of Asheville&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;38,452&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;20,807&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;17,645&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Change due to payments received&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;(1,620&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;)&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;(327&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;)&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;(1,293&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;)&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Transfer to foreclosed real estate&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;(19,881&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;)&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;(9,308&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;)&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;(10,573&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;)&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Change due to loan charge-off&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;(7,522&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;)&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;(4,193&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;)&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;(3,329&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;)&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Other&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;807&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;224&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;583&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Balance at December 31, 2011&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;18,316&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;9,532&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;8,784&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Change due to payments received&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;(355&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;)&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;44&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;(399&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;)&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Transfer to foreclosed real estate&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;(7,636&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;)&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;(3,487&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;)&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;(4,149&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;)&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Change due to loan charge-off&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;(359&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;)&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;(531&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;)&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;172&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Other&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;(1,151&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;)&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;(1,568&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;)&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;417&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Balance at December 31, 2012&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;$&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;8,815&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;3,990&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;4,825&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;/table&gt;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left; text-indent: 0.25in"&gt;&amp;#160;&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"&gt;Each of the purchased impaired loans are&#13;on nonaccrual status and considered to be impaired. Because of the uncertainty of the expected cash flows, the Company is accounting&#13;for each purchased impaired loan under the cost recovery method, in which all cash payments are applied to principal. Thus, there&#13;is no accretable yield associated with the above loans. During 2012 and 2011, the Company did not receive any payments that exceeded&#13;the initial carrying amount of the purchased impaired loans.&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left; text-indent: 0.25in"&gt;&amp;#160;&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"&gt;Nonperforming assets are defined as nonaccrual&#13;loans, restructured loans, loans past due 90 or more days and still accruing interest, nonperforming loans held for sale, and foreclosed&#13;real estate. Nonperforming assets are summarized as follows:&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0.25in"&gt;&amp;#160;&lt;/p&gt;&#13;&#13;&lt;table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;&lt;tr style="vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: justify"&gt;&lt;p style="font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif; margin: 0 0 0 27pt; text-align: justify"&gt;&lt;b&gt;&amp;#160;&lt;/b&gt;&lt;/p&gt;&lt;p style="font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify"&gt;&lt;b&gt;ASSET QUALITY DATA &lt;/b&gt;(&lt;i&gt;$ in thousands)&lt;/i&gt;&lt;/p&gt;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: center; border-bottom: Black 1pt solid"&gt;December 31,&lt;br /&gt;&#13; 2012&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: bold 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;December 31,&lt;br /&gt;&#13; 2011&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-decoration: underline; text-align: justify"&gt;Non-covered nonperforming assets&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="width: 80%; text-align: justify; text-indent: 0.25in; padding-left: 5.4pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Nonaccrual loans&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; font: bold 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="width: 1%; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;$&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 7%; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;33,034&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;73,566&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; text-indent: 0.25in; padding-left: 5.4pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Restructured loans &amp;#150; accruing&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;24,848&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;11,720&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; padding-bottom: 1pt; text-indent: 0.25in; padding-left: 5.4pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Accruing loans &amp;#62; 90 days past due&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;&amp;#151;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;&amp;#151;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; text-indent: 0.25in; padding-left: 5.4pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;Total non-covered nonperforming loans&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;57,882&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;85,286&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; text-indent: 0.25in; padding-left: 5.4pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Nonperforming loans held for sale&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;21,938&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#151;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; padding-bottom: 1pt; text-indent: 0.25in; padding-left: 5.4pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Foreclosed real estate&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;26,285&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;37,023&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; padding-bottom: 2.5pt; text-indent: 0.75in; padding-left: 5.4pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Total non-covered nonperforming assets&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 2.5pt"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;$&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;106,105&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;122,309&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; text-indent: 0.75in; padding-left: 5.4pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-decoration: underline; text-align: justify"&gt;Covered nonperforming assets&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; text-indent: 0.25in; padding-left: 5.4pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Nonaccrual loans (1)&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;$&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;33,491&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;41,472&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; text-indent: 0.25in; padding-left: 5.4pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Restructured loans &amp;#150; accruing&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;15,465&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;14,218&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; padding-bottom: 1pt; text-indent: 0.25in; padding-left: 5.4pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Accruing loans &amp;#62; 90 days past due&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;&amp;#151;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;&amp;#151;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; text-indent: 0.25in; padding-left: 5.4pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;Total covered nonperforming loans&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;48,956&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;55,690&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; padding-bottom: 1pt; text-indent: 0.25in; padding-left: 5.4pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Foreclosed real estate&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;47,290&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;85,272&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; padding-bottom: 2.5pt; text-indent: 0.75in; padding-left: 5.4pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Total covered nonperforming assets&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 2.5pt"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;$&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;96,246&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;140,962&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; text-indent: 0.75in; padding-left: 5.4pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;Total nonperforming assets&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 2.5pt"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;$&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;202,351&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;263,271&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;/table&gt;&#13;&#13;&lt;p style="font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify"&gt;&amp;#160;&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify; border-top: Black 1pt solid"&gt;(1) At December 31, 2012 and December&#13;31, 2011, the contractual balance of the nonaccrual loans covered by FDIC loss share agreements was $64.4 million and $69.0 million,&#13;respectively.&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left; text-indent: 0.25in"&gt;&amp;#160;&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"&gt;If the nonaccrual and restructured loans&#13;as of December 31, 2012, 2011 and 2010 had been current in accordance with their original terms and had been outstanding throughout&#13;the period (or since origination if held for part of the period), gross interest income in the amounts of approximately $7,689,000,&#13;$8,724,000 and $8,136,000 for nonaccrual loans and $2,392,000, $1,873,000 and $1,943,000 for restructured loans would have been&#13;recorded for 2012, 2011, and 2010, respectively. Interest income on such loans that was actually collected and included in net&#13;income in 2012, 2011 and 2010 amounted to approximately $2,824,000, $2,578,000 and $3,195,000 for nonaccrual loans (prior to their&#13;being placed on nonaccrual status), and $1,179,000, $1,351,000, and $1,342,000 for restructured loans, respectively. At December&#13;31, 2012 and 2011, we had no commitments to lend additional funds to debtors whose loans were nonperforming.&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"&gt;&amp;#160;&lt;/p&gt;&#13;&#13;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"&gt;&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"&gt;The following table presents information&#13;related to the Company&amp;#146;s impaired loans.&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0.25in"&gt;&amp;#160;&lt;/p&gt;&#13;&#13;&lt;table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;&lt;tr style="vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&lt;p style="font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify"&gt;&amp;#160;&lt;/p&gt;&lt;p style="font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify"&gt;&lt;i&gt;($ in thousands)&lt;/i&gt;&lt;/p&gt;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt; border-bottom: Black 1pt solid"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; border-bottom: Black 1pt solid; text-align: center; vertical-align: bottom"&gt;As of /for the &lt;br /&gt;&#13;year ended &lt;br /&gt;&#13;December 31, &lt;br /&gt;2012&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: bold 10pt Calibri, Helvetica, Sans-Serif; border-bottom: Black 1pt solid"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif; border-bottom: Black 1pt solid"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;As of /for the &lt;br /&gt;&#13;year ended &lt;br /&gt;December 31, &lt;br /&gt;2011&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif; border-bottom: Black 1pt solid"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif; border-bottom: Black 1pt solid"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;As of /for the&lt;br /&gt;&#13; year ended &lt;br /&gt;December 31, &lt;br /&gt;2010&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif; border-bottom: Black 1pt solid"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: justify"&gt;Impaired loans at period end&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="width: 70%; text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;Non-covered&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; font: bold 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="width: 1%; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;$&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 7%; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;57,882&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;85,286&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;96,003&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;Covered&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;48,956&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;55,690&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;72,825&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif; padding-left: 3em"&gt;Total impaired loans at period end&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 2.5pt"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;$&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;106,838&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;140,976&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;168,828&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: justify"&gt;Average amount of impaired loans for period&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;Non-covered&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;$&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;85,198&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;89,023&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;89,751&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;Covered&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;54,773&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;63,289&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;95,373&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif; padding-left: 3em"&gt;Average amount of impaired loans for period &amp;#150; total&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 2.5pt"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;$&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;139,971&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;152,312&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;185,124&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: justify"&gt;Allowance for loan losses related to impaired loans at period end&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;Non-covered&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;$&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;5,051&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;5,804&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;7,613&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;Covered&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;3,509&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;5,106&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;11,155&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif; padding-left: 3em"&gt;Allowance for loan losses related to impaired loans - total&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 2.5pt"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;$&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;8,560&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;10,910&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;18,768&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;Amount of impaired loans with no related allowance at period end&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;Non-covered&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;$&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;12,049&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;35,721&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;42,874&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;Covered&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;35,196&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;43,702&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;49,991&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif; padding-left: 3em"&gt;Total impaired loans with no related allowance at period end&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 2.5pt"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;$&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;47,245&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;79,423&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;92,865&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;/table&gt;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left; text-indent: 0.25in"&gt;&amp;#160;&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"&gt;All of the impaired loans noted in the&#13;table above were on nonaccrual status at each respective period end except for those classified as restructured loans (see table&#13;on previous page for balances).&amp;#160;&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"&gt;&amp;#160;&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"&gt;The remaining tables in this note present&#13;information derived from the Company&amp;#146;s allowance for loan loss model. Relevant accounting guidance requires certain disclosures&#13;to be disaggregated based on how the Company develops its allowance for loan losses and manages its credit exposure. This model&#13;combines loan types in a different manner than the tables previously presented.&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left; text-indent: 0.25in"&gt;&amp;#160;&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"&gt;The following table presents the Company&amp;#146;s&#13;nonaccrual loans as of December 31, 2012.&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"&gt;&amp;#160;&lt;/p&gt;&#13;&#13;&lt;table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;&lt;tr style="vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="font: italic 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;($ in thousands)&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Non-covered&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Covered&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Total&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Commercial, financial, and agricultural:&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="width: 70%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif; padding-left: 1em"&gt;Commercial - unsecured&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;$&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;307&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;150&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;457&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif; padding-left: 1em"&gt;Commercial - secured&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;2,398&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;3&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;2,401&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif; padding-left: 1em"&gt;Secured by inventory and accounts receivable&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;17&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;59&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;76&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Real estate &amp;#150; construction, land development &amp;#38; other land loans&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;6,354&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;11,698&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;18,052&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Real estate &amp;#150; residential, farmland and multi-family&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;9,629&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;10,712&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;20,341&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Real estate &amp;#150; home equity lines of credit&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;1,622&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;465&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;2,087&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Real estate - commercial&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;9,885&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;10,342&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;20,227&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Consumer&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;2,822&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;62&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;2,884&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt; padding-left: 0.3in; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&amp;#160;Total&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;$&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;33,034&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;33,491&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;66,525&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; padding-left: 5.4pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;/table&gt;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"&gt;&lt;/p&gt;&#13;&#13;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"&gt;The following table presents the Company&amp;#146;s&#13;nonaccrual loans as of December 31, 2011.&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"&gt;&amp;#160;&lt;/p&gt;&#13;&#13;&lt;table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;&lt;tr style="vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="font: italic 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;($ in thousands)&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Non-covered&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Covered&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Total&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Commercial, financial, and agricultural:&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="width: 70%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif; padding-left: 1em"&gt;Commercial - unsecured&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;$&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;452&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#151;&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;452&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif; padding-left: 1em"&gt;Commercial - secured&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;2,190&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;358&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;2,548&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif; padding-left: 1em"&gt;Secured by inventory and accounts receivable&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;588&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;102&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;690&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Real estate &amp;#150; construction, land development &amp;#38; other land loans&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;22,772&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;21,204&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;43,976&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Real estate &amp;#150; residential, farmland and multi-family&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;25,430&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;11,050&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;36,480&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Real estate &amp;#150; home equity lines of credit&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;3,161&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;1,068&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;4,229&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Real estate - commercial&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;16,203&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;7,459&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;23,662&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Consumer&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;2,770&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;231&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;3,001&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td style="text-align: left; padding-bottom: 2.5pt; padding-left: 0.3in; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&amp;#160;Total&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;$&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;73,566&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;41,472&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;115,038&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;/table&gt;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"&gt;&amp;#160;&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"&gt;The following table presents an analysis&#13;of the payment status of the Company&amp;#146;s loans as of December 31, 2012.&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0.25in"&gt;&amp;#160;&lt;/p&gt;&#13;&#13;&lt;table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;&lt;tr style="vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="font: italic 10pt Calibri, Helvetica, Sans-Serif; text-align: justify"&gt;($ in thousands)&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;30-59 &lt;br /&gt;&#13;Days Past &lt;br /&gt;&#13;Due&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;60-89 Days&lt;br /&gt;&#13; Past Due&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Nonaccrual &lt;br /&gt;&#13;Loans&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Current&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Total Loans&lt;br /&gt;&#13; Receivable&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-decoration: underline; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Non-covered loans&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Commercial, financial, and agricultural:&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="width: 50%; text-align: left; padding-left: 1em; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Commercial - unsecured&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;$&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;91&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;10&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;307&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;35,278&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;35,686&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; padding-left: 1em; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Commercial - secured&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;1,020&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;220&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;2,398&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;110,074&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;113,712&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; padding-left: 1em; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Secured by inventory and accounts receivable&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;52&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;4&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;17&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;21,270&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;21,343&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Real estate &amp;#150; construction, land development &amp;#38; other land loans&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;490&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;263&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;6,354&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;211,001&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;218,108&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Real estate &amp;#150; residential, farmland, and multi-family&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;9,673&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;2,553&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;9,629&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;797,584&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;819,439&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Real estate &amp;#150; home equity lines of credit&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;976&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;320&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;1,622&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;197,962&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;200,880&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Real estate - commercial&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;4,326&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;1,131&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;9,885&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;612,598&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;627,940&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Consumer&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;462&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;219&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;2,822&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;52,208&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;55,711&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt; padding-left: 0.3in; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&amp;#160;Total non-covered&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;$&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;17,090&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;4,720&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;33,034&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;2,037,975&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;2,092,819&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Unamortized net deferred loan costs&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;1,324&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;Total non-covered loans&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;$&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;2,094,143&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Covered loans&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;$&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;6,564&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;3,417&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;33,491&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;238,842&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;282,314&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;Total loans&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;$&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;23,654&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;8,137&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;66,525&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;2,276,817&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;2,376,457&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;/table&gt;&#13;&#13;&lt;p style="font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0.25in"&gt;&amp;#160;&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"&gt;The Company had no non-covered or covered&#13;loans that were past due greater than 90 days and accruing interest at December 31, 2012.&lt;/p&gt;&#13;&#13;&#13;&#13;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"&gt;The following table presents an analysis&#13;of the payment status of the Company&amp;#146;s loans as of December 31, 2011.&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0.25in"&gt;&amp;#160;&lt;/p&gt;&#13;&#13;&lt;table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;&lt;tr style="vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="font: italic 10pt Calibri, Helvetica, Sans-Serif; text-align: justify"&gt;($ in thousands)&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;30-59 &lt;br /&gt;&#13;Days Past&lt;br /&gt;&#13; Due&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;60-89 Days &lt;br /&gt;&#13;Past Due&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Nonaccrual &lt;br /&gt;&#13;Loans&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Current&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Total Loans &lt;br /&gt;&#13;Receivable&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-decoration: underline; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Non-covered loans&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Commercial, financial, and agricultural:&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="width: 50%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif; padding-left: 1em"&gt;Commercial - unsecured&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;$&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;67&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;591&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;452&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;37,668&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;38,778&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif; padding-left: 1em"&gt;Commercial - secured&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;672&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;207&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;2,190&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;108,682&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;111,751&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif; padding-left: 1em"&gt;Secured by inventory and accounts receivable&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;247&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#151;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;588&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;20,993&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;21,828&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Real estate &amp;#150; construction, land development &amp;#38; other land loans&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;1,250&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;1,411&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;22,772&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;221,372&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;246,805&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Real estate &amp;#150; residential, farmland, and multi-family&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;9,751&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;4,259&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;25,430&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;756,215&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;795,655&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Real estate &amp;#150; home equity lines of credit&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;1,126&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;237&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;3,161&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;202,912&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;207,436&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Real estate - commercial&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;2,620&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;1,006&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;16,203&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;567,354&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;587,183&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Consumer&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;657&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;286&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;2,770&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;54,723&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;58,436&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td style="text-align: left; padding-bottom: 2.5pt; padding-left: 0.3in; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&amp;#160;Total non-covered&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;$&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;16,390&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;7,997&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;73,566&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;1,969,919&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;2,067,872&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Unamortized net deferred loan costs&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;1,280&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;Total non-covered loans&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;$&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;2,069,152&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Covered loans&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;$&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;6,511&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;3,388&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;41,472&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;309,863&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;361,234&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;Total loans&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;$&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;22,901&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;11,385&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;115,038&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;2,279,782&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;2,430,386&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;/table&gt;&#13;&#13;&lt;p style="font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0.25in"&gt;&amp;#160;&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"&gt;The Company had no non-covered or covered&#13;loans that were past due greater than 90 days and accruing interest at December 31, 2011.&amp;#160;&lt;/p&gt;&#13;&#13;&#13;&#13;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"&gt;The following table presents the activity&#13;in the allowance for loan losses for non-covered loans for the year ended December 31, 2012.&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0.25in"&gt;&amp;#160;&lt;/p&gt;&#13;&#13;&lt;table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;&lt;tr style="vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="font: italic 10pt Calibri, Helvetica, Sans-Serif; text-align: justify"&gt;($ in thousands)&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Commercial, &lt;br /&gt;&#13;Financial, and&lt;br /&gt;&#13; Agricultural&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Real Estate &amp;#150; &lt;br /&gt;&#13;Construction, &lt;br /&gt;&#13;Land &lt;br /&gt;&#13;Development, &amp;#38; &lt;br /&gt;&#13;Other Land &lt;br /&gt;&#13;Loans&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Real Estate &amp;#150; &lt;br /&gt;&#13;Residential, &lt;br /&gt;&#13;Farmland, &lt;br /&gt;&#13;and Multi-&lt;br /&gt;&#13;family&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Real&lt;br /&gt;&#13; Estate &amp;#150; &lt;br /&gt;&#13;Home &lt;br /&gt;&#13;Equity &lt;br /&gt;&#13;Lines of &lt;br /&gt;&#13;Credit&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Real Estate &amp;#150; &lt;br /&gt;&#13;Commercial&lt;br /&gt;&#13; and Other&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Consumer&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Unallo-&lt;br /&gt;&#13;cated&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Total&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td colspan="33" nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-decoration: underline; text-align: justify"&gt;As of and for the year ended December 31, 2012&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="width: 20%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Beginning balance&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;$&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;3,780&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;11,306&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;13,532&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;1,690&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;3,414&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;1,872&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;16&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;35,610&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Charge-offs&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;(4,912&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;)&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;(19,312&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;)&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;(20,879&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;)&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;(3,287&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;)&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;(16,616&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;)&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;(1,539&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;)&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#151;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;(66,545&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;)&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Recoveries&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;354&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;986&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;430&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;209&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;333&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;273&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#151;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;2,585&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Provisions&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;5,465&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;19,876&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;20,999&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;3,272&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;18,116&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;1,333&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;932&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;69,993&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Ending balance&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;$&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;4,687&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;12,856&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;14,082&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;1,884&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;5,247&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;1,939&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;948&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;41,643&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" colspan="33" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: justify"&gt;Ending balances as of December 31, 2012:&amp;#160;&amp;#160;Allowance for loan losses&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Individually evaluated for impairment&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;$&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;&amp;#151;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;&amp;#151;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;50&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;&amp;#151;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;957&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;&amp;#151;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;&amp;#151;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;1,007&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Collectively evaluated for impairment&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;$&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;4,687&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;12,856&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;14,032&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;1,884&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;4,290&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;1,939&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;948&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;40,636&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Loans acquired with deteriorated credit quality&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;$&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;&amp;#151;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;&amp;#151;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;&amp;#151;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;&amp;#151;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;&amp;#151;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;&amp;#151;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;&amp;#151;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;&amp;#151;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" colspan="33" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: justify"&gt;Loans receivable as of December 31, 2012:&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Ending balance &amp;#150; total&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;$&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;170,741&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;218,108&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;819,439&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;200,880&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;627,940&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;55,711&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;&amp;#151;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;2,092,819&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" colspan="33" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: justify"&gt;Ending balances as of December 31, 2012: Loans&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Individually evaluated for impairment&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;$&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;&amp;#151;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;4,276&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;1,705&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;&amp;#151;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;15,040&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;&amp;#151;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;&amp;#151;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;21,021&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Collectively evaluated for impairment&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;$&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;170,741&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;213,832&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;817,734&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;200,880&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;612,900&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;55,711&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;&amp;#151;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;2,071,798&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Loans acquired with deteriorated credit quality&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;$&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;&amp;#151;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;&amp;#151;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;&amp;#151;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;&amp;#151;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;&amp;#151;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;&amp;#151;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;&amp;#151;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;&amp;#151;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;/table&gt;&#13;&#13;&lt;p style="font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0.25in"&gt;&amp;#160;&lt;/p&gt;&#13;&#13;&#13;&#13;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"&gt;The following table presents the activity&#13;in the allowance for loan losses for non-covered loans for the year ended December 31, 2011.&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0.25in"&gt;&amp;#160;&lt;/p&gt;&#13;&#13;&lt;table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;&lt;tr style="vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="font: italic 10pt Calibri, Helvetica, Sans-Serif; text-align: justify"&gt;($ in thousands)&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Commercial, &lt;br /&gt;&#13;Financial, and &lt;br /&gt;&#13;Agricultural&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Real Estate &amp;#150; &lt;br /&gt;&#13;Construction, &lt;br /&gt;&#13;Land &lt;br /&gt;&#13;Development, &amp;#38; &lt;br /&gt;&#13;Other Land &lt;br /&gt;&#13;Loans&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Real Estate &amp;#150; &lt;br /&gt;&#13;Residential, &lt;br /&gt;&#13;Farmland, &lt;br /&gt;&#13;and Multi-&lt;br /&gt;&#13;family&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Real&lt;br /&gt;&#13; Estate &amp;#150; &lt;br /&gt;&#13;Home &lt;br /&gt;&#13;Equity&lt;br /&gt;&#13; Lines of &lt;br /&gt;&#13;Credit&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Real Estate &amp;#150;&lt;br /&gt;&#13; Commercial &lt;br /&gt;&#13;and Other&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Consumer&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Unallo-&lt;br /&gt;&#13;cated&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Total&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td colspan="33" nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-decoration: underline; text-align: justify"&gt;As of and for the year ended December 31, 2011&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="width: 20%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Beginning balance&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;$&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;4,731&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;12,520&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;11,283&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;3,634&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;3,972&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;1,961&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;174&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;38,275&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Charge-offs&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;(2,703&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;)&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;(16,240&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;)&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;(9,045&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;)&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;(1,147&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;)&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;(3,355&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;)&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;(845&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;)&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;(524&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;)&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;(33,859&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;)&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Recoveries&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;389&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;1,142&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;719&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;107&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;37&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;182&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;93&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;2,669&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Provisions&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;1,363&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;13,884&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;10,575&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;(904&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;)&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;2,760&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;574&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;273&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;28,525&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Ending balance&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;$&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;3,780&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;11,306&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;13,532&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;1,690&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;3,414&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;1,872&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;16&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;35,610&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" colspan="33" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: justify"&gt;Ending balances as of December 31, 2011:&amp;#160;&amp;#160;Allowance for loan losses&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Individually evaluated for impairment&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;$&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;60&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;607&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;150&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;&amp;#151;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;200&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;&amp;#151;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;&amp;#151;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;1,017&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Collectively evaluated for impairment&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;$&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;3,720&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;10,699&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;13,382&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;1,690&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;3,214&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;1,872&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;16&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;34,593&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Loans acquired with deteriorated credit quality&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;$&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;&amp;#151;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;&amp;#151;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;&amp;#151;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;&amp;#151;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;&amp;#151;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;&amp;#151;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;&amp;#151;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;&amp;#151;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" colspan="33" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: justify"&gt;Loans receivable as of December 31, 2011:&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Ending balance &amp;#150; total&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;$&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;172,357&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;246,805&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;795,655&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;207,436&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;587,183&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;58,436&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;&amp;#151;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;2,067,872&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" colspan="33" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: justify"&gt;Ending balances as of December 31, 2011: Loans&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Individually evaluated for impairment&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;$&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;2,526&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;34,750&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;11,880&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;527&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;30,846&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;12&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;&amp;#151;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;80,541&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Collectively evaluated for impairment&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;$&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;169,831&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;212,055&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;783,775&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;206,909&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;556,337&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;58,424&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;&amp;#151;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;1,987,331&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Loans acquired with deteriorated credit quality&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;$&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;&amp;#151;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;920&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;&amp;#151;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;&amp;#151;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;&amp;#151;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;&amp;#151;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;&amp;#151;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;920&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;/table&gt;&#13;&#13;&lt;p style="font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0.25in"&gt;&amp;#160;&lt;/p&gt;&#13;&#13;&#13;&#13;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"&gt;The following table presents the activity&#13;in the allowance for loan losses for covered loans for the year ended December 31, 2012.&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0.25in"&gt;&amp;#160;&lt;/p&gt;&#13;&#13;&lt;table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;&lt;tr style="vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="font: italic 10pt Calibri, Helvetica, Sans-Serif; text-align: justify"&gt;($ in thousands)&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Covered Loans&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td colspan="5" nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-decoration: underline; text-align: left"&gt;As of and for the year ended December 31, 2012&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="width: 90%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Beginning balance&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;$&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;5,808&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Charge-offs&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;(10,728&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;)&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Recoveries&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#151;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Provisions&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;9,679&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Ending balance&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;$&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;4,759&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td colspan="5" nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;Ending balances as of December 31, 2012:&amp;#160;&amp;#160;Allowance for loan losses&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td colspan="5" nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Individually evaluated for impairment&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;$&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;4,459&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Collectively evaluated for impairment&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;300&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Loans acquired with deteriorated credit quality&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;17&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td colspan="5" nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;Loans receivable as of December 31, 2012:&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Ending balance &amp;#150; total&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;$&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;282,314&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td colspan="5" nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;Ending balances as of December 31, 2012: Loans&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Individually evaluated for impairment&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;$&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;74,914&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Collectively evaluated for impairment&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;207,400&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Loans acquired with deteriorated credit quality&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;4,825&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;/table&gt;&#13;&#13;&lt;p style="font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0.25in"&gt;&amp;#160;&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"&gt;The following table presents the activity&#13;in the allowance for loan losses for covered loans for the year ended December 31, 2011.&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0.25in"&gt;&amp;#160;&lt;/p&gt;&#13;&#13;&lt;table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;&lt;tr style="vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="font: italic 10pt Calibri, Helvetica, Sans-Serif; text-align: justify"&gt;($ in thousands)&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Covered Loans&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td colspan="5" nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-decoration: underline; text-align: left"&gt;As of and for the year ended December 31, 2011&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="width: 90%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Beginning balance&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;$&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;11,155&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Charge-offs&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;(18,123&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;)&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Recoveries&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#151;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Provisions&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;12,776&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Ending balance&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;$&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;5,808&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td colspan="5" nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;Ending balances as of December 31, 2011:&amp;#160;&amp;#160;Allowance for loan losses&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td colspan="5" nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Individually evaluated for impairment&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;$&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;5,481&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Collectively evaluated for impairment&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;&amp;#151;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Loans acquired with deteriorated credit quality&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;327&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td colspan="5" nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;Loans receivable as of December 31, 2011:&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Ending balance &amp;#150; total&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;$&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;361,234&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td colspan="5" nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;Ending balances as of December 31, 2011: Loans&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Individually evaluated for impairment&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;$&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;44,723&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Collectively evaluated for impairment&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;316,511&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Loans acquired with deteriorated credit quality&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;7,864&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;/table&gt;&#13;&#13;&lt;p style="font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0.25in"&gt;&amp;#160;&lt;/p&gt;&#13;&#13;&#13;&#13;&#13;&#13;&lt;p style="font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0.25in"&gt;&amp;#160;&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"&gt;The following table presents the Company&amp;#146;s&#13;impaired loans as of December 31, 2012.&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0.25in"&gt;&amp;#160;&lt;/p&gt;&#13;&#13;&lt;table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;&lt;tr style="vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="font: italic 10pt Calibri, Helvetica, Sans-Serif; text-align: justify"&gt;($ in thousands)&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Recorded &lt;br /&gt;&#13;Investment&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Unpaid &lt;br /&gt;&#13;Principal &lt;br /&gt;&#13;Balance&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Related &lt;br /&gt;&#13;Allowance&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Average &lt;br /&gt;&#13;Recorded &lt;br /&gt;&#13;Investment&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-decoration: underline; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Non-covered loans with no related allowance recorded:&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Commercial, financial, and agricultural:&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif; padding-left: 1em"&gt;Commercial - unsecured&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;$&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#151;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#151;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#151;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#151;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="width: 60%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif; padding-left: 1em"&gt;Commercial - secured&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#151;&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#151;&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#151;&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;87&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif; padding-left: 1em"&gt;Secured by inventory and accounts receivable&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#151;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#151;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#151;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;5&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Real estate &amp;#150; construction, land development &amp;#38; other land loans&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;4,277&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;4,305&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#151;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;8,600&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Real estate &amp;#150; residential, farmland, and multi-family&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;1,597&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;1,618&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#151;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;2,692&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Real estate &amp;#150; home equity lines of credit&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#151;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#151;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#151;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;64&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Real estate &amp;#150; commercial&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;6,175&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;6,851&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#151;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;12,724&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Consumer&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;&amp;#151;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;&amp;#151;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;&amp;#151;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;2&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Total non-covered impaired loans with no allowance&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;$&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;12,049&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;12,774&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;&amp;#151;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;24,174&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Total covered impaired loans with no allowance&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;$&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;35,196&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;71,413&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;&amp;#151;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;39,372&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Total impaired loans with no allowance recorded&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;$&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;47,245&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;84,187&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;&amp;#151;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;63,546&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-decoration: underline; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Non-covered&amp;#160;&amp;#160;loans with an allowance recorded:&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Commercial, financial, and agricultural:&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif; padding-left: 1em"&gt;Commercial - unsecured&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;$&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;307&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;386&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;58&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;221&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif; padding-left: 1em"&gt;Commercial - secured&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;2,398&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;2,762&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;436&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;2,304&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif; padding-left: 1em"&gt;Secured by inventory and accounts receivable&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;17&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;43&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;4&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;548&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Real estate &amp;#150; construction, land development &amp;#38; other land loans&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;3,934&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;5,730&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;1,213&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;12,199&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Real estate &amp;#150; residential, farmland, and multi-family&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;23,859&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;25,844&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;1,955&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;27,186&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Real estate &amp;#150; home equity lines of credit&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;1,645&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;2,120&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;96&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;2,901&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Real estate &amp;#150; commercial&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;10,851&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;13,048&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;936&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;12,863&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Consumer&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;2,822&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;2,858&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;353&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;2,802&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Total non-covered impaired loans with allowance&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;$&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;45,833&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;52,791&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;5,051&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;61,024&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Total covered impaired loans with allowance&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;$&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;13,760&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;18,271&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;3,509&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;15,401&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Total impaired loans with an allowance recorded&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;$&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;59,593&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;71,062&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;8,560&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;76,425&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;/table&gt;&#13;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"&gt;&amp;#160;&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"&gt;Interest income recorded on non-covered&#13;and covered impaired loans during the year ended December 31, 2012 was insignificant.&amp;#160;&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"&gt;&amp;#160;&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"&gt;The related allowance listed above includes&#13;both reserves on loans specifically reviewed for impairment and general reserves on impaired loans that were not specifically reviewed&#13;for impairment.&lt;br clear="all" style="page-break-before: always" /&gt;&#13;The following table presents the Company&amp;#146;s impaired loans as of December 31, 2011.&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0.25in"&gt;&amp;#160;&lt;/p&gt;&#13;&#13;&#13;&#13;&lt;p style="font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify"&gt;&lt;/p&gt;&#13;&#13;&lt;table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;&lt;tr style="vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="font: italic 10pt Calibri, Helvetica, Sans-Serif; text-align: justify"&gt;($ in thousands)&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Recorded &lt;br /&gt;&#13;Investment&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Unpaid &lt;br /&gt;&#13;Principal &lt;br /&gt;&#13;Balance&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Related &lt;br /&gt;&#13;Allowance&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Average &lt;br /&gt;&#13;Recorded &lt;br /&gt;&#13;Investment&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" colspan="17" style="text-decoration: underline; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Non-covered loans with no related allowance recorded:&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Commercial, financial, and agricultural:&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif; padding-left: 1em"&gt;Commercial - unsecured&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;$&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#151;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#151;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#151;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#151;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="width: 60%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif; padding-left: 1em"&gt;Commercial - secured&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;295&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;478&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#151;&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;504&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif; padding-left: 1em"&gt;Secured by inventory and accounts receivable&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;27&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;493&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#151;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;124&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Real estate &amp;#150; construction, land development &amp;#38; other land loans&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;15,105&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;20,941&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#151;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;17,876&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Real estate &amp;#150; residential, farmland, and multi-family&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;3,442&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;4,741&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#151;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;5,278&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Real estate &amp;#150; home equity lines of credit&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;46&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;300&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#151;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;79&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Real estate &amp;#150; commercial&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;16,794&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;18,817&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#151;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;13,359&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Consumer&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;12&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;39&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;&amp;#151;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;15&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Total non-covered impaired loans with no allowance&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;$&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;35,721&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;45,809&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;&amp;#151;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;37,235&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Total covered impaired loans with no allowance&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;$&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;43,702&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;78,578&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;&amp;#151;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;49,030&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Total impaired loans with no allowance recorded&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;$&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;79,423&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;124,387&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;&amp;#151;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;86,265&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-decoration: underline; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Non-covered&amp;#160;&amp;#160;loans with an allowance recorded:&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Commercial, financial, and agricultural:&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif; padding-left: 1em"&gt;Commercial - unsecured&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;$&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;452&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;454&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;59&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;226&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif; padding-left: 1em"&gt;Commercial - secured&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;1,895&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;1,899&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;295&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;1,427&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif; padding-left: 1em"&gt;Secured by inventory and accounts receivable&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;561&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;571&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;156&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;391&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Real estate &amp;#150; construction, land development &amp;#38; other land loans&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;10,360&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;12,606&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;2,244&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;15,782&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Real estate &amp;#150; residential, farmland, and multi-family&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;24,460&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;26,153&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;2,169&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;22,487&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Real estate &amp;#150; home equity lines of credit&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;3,115&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;3,141&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;117&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;2,544&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Real estate &amp;#150; commercial&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;5,965&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;6,421&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;283&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;6,602&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Consumer&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;2,757&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;2,759&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;481&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;2,329&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Total non-covered impaired loans with allowance&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;$&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;49,565&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;54,004&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;5,804&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;51,788&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Total covered impaired loans with allowance&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;$&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;11,988&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;15,670&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;5,106&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;14,259&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Total impaired loans with an allowance recorded&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;$&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;61,553&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;69,674&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;10,910&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;66,047&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;/table&gt;&#13;&#13;&lt;p style="font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0.25in"&gt;&amp;#160;&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"&gt;Interest income recorded on non-covered&#13;and covered impaired loans during the year ended December 31, 2011 was insignificant.&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left; text-indent: 0.25in"&gt;&amp;#160;&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"&gt;The related allowance listed above includes&#13;both reserves on loans specifically reviewed for impairment and general reserves on impaired loans that were not specifically reviewed&#13;for impairment.&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left; text-indent: 0.1in"&gt;&amp;#160;&lt;/p&gt;&#13;&#13;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"&gt;&amp;#160;&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"&gt;The Company tracks credit quality based&#13;on its internal risk ratings. Upon origination a loan is assigned an initial risk grade, which is generally based on several factors&#13;such as the borrower&amp;#146;s credit score, the loan-to-value ratio, the debt-to-income ratio, etc. Loans that are risk-graded&#13;as substandard during the origination process are declined. After loans are initially graded, they are monitored monthly for credit&#13;quality based on many factors, such as payment history, the borrower&amp;#146;s financial status, and changes in collateral value.&#13;Loans can be downgraded or upgraded depending on management&amp;#146;s evaluation of these factors. Internal risk-grading policies&#13;are consistent throughout each loan type.&amp;#160;&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0 0 0 0.2in; text-align: left; text-indent: 0.1in"&gt;&amp;#160;&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"&gt;The following describes the Company&amp;#146;s&#13;internal risk grades in ascending order of likelihood of loss:&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0.1in"&gt;&amp;#160;&lt;/p&gt;&#13;&#13;&lt;table cellspacing="0" cellpadding="0" style="width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif; border-collapse: collapse"&gt;&#13;&lt;tr style="vertical-align: top; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td style="width: 8%; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify; font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td style="width: 21%; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center; font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif"&gt;&lt;font style="font-family: Calibri, Helvetica, Sans-Serif"&gt;Numerical Risk Grade&lt;/font&gt;&lt;/td&gt;&#13;    &lt;td style="width: 71%; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify; font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif"&gt;&lt;font style="font-family: Calibri, Helvetica, Sans-Serif"&gt;Description&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: top; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td colspan="2" style="font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif; text-align: justify"&gt;&lt;font style="font-family: Calibri, Helvetica, Sans-Serif"&gt;&lt;u&gt;Pass:&lt;/u&gt;&lt;/font&gt;&lt;/td&gt;&#13;    &lt;td style="padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify; font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: top; font: 10pt Calibri, Helvetica, Sans-Serif; background-color: rgb(204,238,255)"&gt;&#13;    &lt;td style="padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify; font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td style="padding-right: 5.4pt; padding-left: 5.4pt; text-align: center; font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif"&gt;&lt;font style="font-family: Calibri, Helvetica, Sans-Serif"&gt;1&lt;/font&gt;&lt;/td&gt;&#13;    &lt;td style="padding-right: 5.4pt; padding-left: 5.4pt; text-align: left; font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif"&gt;&lt;font style="font-family: Calibri, Helvetica, Sans-Serif"&gt;Cash secured loans.&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: top; font: 10pt Calibri, Helvetica, Sans-Serif; background-color: White"&gt;&#13;    &lt;td style="padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify; font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td style="padding-right: 5.4pt; padding-left: 5.4pt; text-align: center; font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif"&gt;&lt;font style="font-family: Calibri, Helvetica, Sans-Serif"&gt;2&lt;/font&gt;&lt;/td&gt;&#13;    &lt;td style="padding-right: 5.4pt; padding-left: 5.4pt; text-align: left; font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif"&gt;&lt;font style="font-family: Calibri, Helvetica, Sans-Serif"&gt;Non-cash secured loans that have no minor or major exceptions to the lending guidelines.&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: top; font: 10pt Calibri, Helvetica, Sans-Serif; background-color: rgb(204,238,255)"&gt;&#13;    &lt;td style="padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify; font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td style="padding-right: 5.4pt; padding-left: 5.4pt; text-align: center; font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif"&gt;&lt;font style="font-family: Calibri, Helvetica, Sans-Serif"&gt;3&lt;/font&gt;&lt;/td&gt;&#13;    &lt;td style="padding-right: 5.4pt; padding-left: 5.4pt; text-align: left; font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif"&gt;&lt;font style="font-family: Calibri, Helvetica, Sans-Serif"&gt;Non-cash secured loans that have no major exceptions to the lending guidelines.&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: top; font: 10pt Calibri, Helvetica, Sans-Serif; background-color: White"&gt;&#13;    &lt;td colspan="2" style="font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif; text-align: justify"&gt;&lt;font style="font-family: Calibri, Helvetica, Sans-Serif"&gt;&lt;u&gt;Weak Pass:&lt;/u&gt;&lt;/font&gt;&lt;/td&gt;&#13;    &lt;td style="padding-right: 5.4pt; padding-left: 5.4pt; text-align: left; font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: top; font: 10pt Calibri, Helvetica, Sans-Serif; background-color: rgb(204,238,255)"&gt;&#13;    &lt;td style="padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify; font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td style="padding-right: 5.4pt; padding-left: 5.4pt; text-align: center; font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif"&gt;&lt;font style="font-family: Calibri, Helvetica, Sans-Serif"&gt;4&lt;/font&gt;&lt;/td&gt;&#13;    &lt;td style="padding-right: 5.4pt; padding-left: 5.4pt; text-align: left; font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif"&gt;&lt;font style="font-family: Calibri, Helvetica, Sans-Serif"&gt;Non-cash secured loans that have minor or major exceptions to the lending guidelines, but the exceptions are properly mitigated.&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: top; font: 10pt Calibri, Helvetica, Sans-Serif; background-color: White"&gt;&#13;    &lt;td colspan="2" style="font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif; text-align: justify"&gt;&lt;font style="font-family: Calibri, Helvetica, Sans-Serif"&gt;&lt;u&gt;Watch or Standard:&lt;/u&gt;&lt;/font&gt;&lt;/td&gt;&#13;    &lt;td style="padding-right: 5.4pt; padding-left: 5.4pt; text-align: left; font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: top; font: 10pt Calibri, Helvetica, Sans-Serif; background-color: rgb(204,238,255)"&gt;&#13;    &lt;td style="padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify; font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td style="padding-right: 5.4pt; padding-left: 5.4pt; text-align: center; font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif"&gt;&lt;font style="font-family: Calibri, Helvetica, Sans-Serif"&gt;9&lt;/font&gt;&lt;/td&gt;&#13;    &lt;td style="padding-right: 5.4pt; padding-left: 5.4pt; text-align: left; font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif"&gt;&lt;font style="font-family: Calibri, Helvetica, Sans-Serif"&gt;Loans that meet the guidelines for a Risk Graded 5 loan, except the collateral coverage is sufficient to satisfy the debt with no risk of loss under reasonable circumstances.&amp;#160;&amp;#160;This category also includes all loans to insiders and any other loan that management elects to monitor on the watch list.&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: top; font: 10pt Calibri, Helvetica, Sans-Serif; background-color: White"&gt;&#13;    &lt;td colspan="2" style="font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif; text-align: justify"&gt;&lt;font style="font-family: Calibri, Helvetica, Sans-Serif"&gt;&lt;u&gt;Special Mention:&lt;/u&gt;&lt;/font&gt;&lt;/td&gt;&#13;    &lt;td style="padding-right: 5.4pt; padding-left: 5.4pt; text-align: left; font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: top; font: 10pt Calibri, Helvetica, Sans-Serif; background-color: rgb(204,238,255)"&gt;&#13;    &lt;td style="padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify; font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td style="padding-right: 5.4pt; padding-left: 5.4pt; text-align: center; font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif"&gt;&lt;font style="font-family: Calibri, Helvetica, Sans-Serif"&gt;5&lt;/font&gt;&lt;/td&gt;&#13;    &lt;td style="padding-right: 5.4pt; padding-left: 5.4pt; text-align: left; font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif"&gt;&lt;font style="font-family: Calibri, Helvetica, Sans-Serif"&gt;Existing loans with major exceptions that cannot be mitigated.&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: top; font: 10pt Calibri, Helvetica, Sans-Serif; background-color: White"&gt;&#13;    &lt;td colspan="2" style="font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif; text-align: justify"&gt;&lt;font style="font-family: Calibri, Helvetica, Sans-Serif"&gt;&lt;u&gt;Classified:&lt;/u&gt;&lt;/font&gt;&lt;/td&gt;&#13;    &lt;td style="padding-right: 5.4pt; padding-left: 5.4pt; text-align: left; font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: top; font: 10pt Calibri, Helvetica, Sans-Serif; background-color: rgb(204,238,255)"&gt;&#13;    &lt;td style="padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify; font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td style="padding-right: 5.4pt; padding-left: 5.4pt; text-align: center; font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif"&gt;&lt;font style="font-family: Calibri, Helvetica, Sans-Serif"&gt;6&lt;/font&gt;&lt;/td&gt;&#13;    &lt;td style="padding-right: 5.4pt; padding-left: 5.4pt; text-align: left; font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif"&gt;&lt;font style="font-family: Calibri, Helvetica, Sans-Serif"&gt;Loans that have a well-defined weakness that may jeopardize the liquidation of the debt if deficiencies are not corrected.&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: top; font: 10pt Calibri, Helvetica, Sans-Serif; background-color: White"&gt;&#13;    &lt;td style="padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify; font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td style="padding-right: 5.4pt; padding-left: 5.4pt; text-align: center; font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif"&gt;&lt;font style="font-family: Calibri, Helvetica, Sans-Serif"&gt;7&lt;/font&gt;&lt;/td&gt;&#13;    &lt;td style="padding-right: 5.4pt; padding-left: 5.4pt; text-align: left; font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif"&gt;&lt;font style="font-family: Calibri, Helvetica, Sans-Serif"&gt;Loans that have a well-defined weakness that make the collection or liquidation improbable.&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: top; font: 10pt Calibri, Helvetica, Sans-Serif; background-color: rgb(204,238,255)"&gt;&#13;    &lt;td style="padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify; font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td style="padding-right: 5.4pt; padding-left: 5.4pt; text-align: center; font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif"&gt;&lt;font style="font-family: Calibri, Helvetica, Sans-Serif"&gt;8&lt;/font&gt;&lt;/td&gt;&#13;    &lt;td style="padding-right: 5.4pt; padding-left: 5.4pt; text-align: left; font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif"&gt;&lt;font style="font-family: Calibri, Helvetica, Sans-Serif"&gt;Loans that are considered uncollectible and are in the process of being charged-off.&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;/table&gt;&#13;&lt;p style="font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify"&gt;&lt;b&gt;&amp;#160;&lt;/b&gt;&lt;/p&gt;&#13;&#13;&#13;&#13;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"&gt;The following table presents the Company&amp;#146;s&#13;recorded investment in loans by credit quality indicators as of December 31, 2012.&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify"&gt;&amp;#160;&lt;/p&gt;&#13;&#13;&lt;table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;&lt;tr style="vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="font: italic 10pt Calibri, Helvetica, Sans-Serif; text-align: justify"&gt;($ in thousands)&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="26" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Credit Quality Indicator (Grouped by Internally Assigned Grade)&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Pass (Grades &lt;br /&gt;&#13;1, 2, &amp;#38; 3)&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Weak Pass &lt;br /&gt;&#13;(Grade 4)&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Watch or&lt;br /&gt;&#13; Standard &lt;br /&gt;&#13;Loans &lt;br /&gt;&#13;(Grade 9)&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Special &lt;br /&gt;&#13;Mention&lt;br /&gt;&#13; Loans &lt;br /&gt;&#13;(Grade 5)&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Classified&lt;br /&gt;&#13; Loans &lt;br /&gt;&#13;(Grades &lt;br /&gt;6, 7, &amp;#38; 8)&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Nonaccrual &lt;br /&gt;&#13;Loans&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Total&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-decoration: underline; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Non-covered loans:&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Commercial, financial, and agricultural:&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="width: 30%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Commercial - unsecured&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;$&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;10,283&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;24,031&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;10&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;472&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;583&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;307&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;35,686&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Commercial - secured&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;32,196&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;72,838&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;1,454&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;3,676&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;1,150&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;2,398&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;113,712&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Secured by inventory and accounts receivable&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;2,344&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;18,126&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;248&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;491&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;117&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;17&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;21,343&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Real estate &amp;#150; construction, land development &amp;#38; other land loans&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;31,582&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;163,588&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;3,830&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;9,045&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;3,709&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;6,354&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;218,108&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Real estate &amp;#150; residential, farmland, and multi-family&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;249,313&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;499,922&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;7,154&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;29,091&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;24,330&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;9,629&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;819,439&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Real estate &amp;#150; home equity lines of credit&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;125,310&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;66,412&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;2,160&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;3,526&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;1,850&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;1,622&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;200,880&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Real estate - commercial&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;123,814&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;449,316&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;21,801&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;14,050&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;9,074&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;9,885&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;627,940&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Consumer&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;27,826&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;23,403&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;77&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;954&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;629&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;2,822&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;55,711&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif; padding-left: 2em"&gt;&amp;#160;&amp;#160;Total&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;$&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;602,668&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;1,317,636&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;36,734&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;61,305&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;41,442&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;33,034&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;2,092,819&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Unamortized net deferred loan costs&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;1,324&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;Total non-covered&amp;#160;&amp;#160;loans&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;$&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;2,094,143&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Total covered loans&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;$&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;42,935&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;124,451&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;&amp;#151;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;7,569&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;73,868&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;33,491&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;282,314&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;Total loans&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;$&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;645,603&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;1,442,087&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;36,734&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;68,874&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;115,310&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;66,525&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;2,376,457&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;/table&gt;&#13;&#13;&lt;p style="font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0.25in"&gt;&amp;#160;&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"&gt;At December 31, 2012, there was an insignificant&#13;amount of loans that were graded &amp;#147;8&amp;#148; with an accruing status.&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"&gt;&lt;/p&gt;&#13;&#13;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"&gt;&amp;#160;&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"&gt;The following table presents the Company&amp;#146;s recorded investment in loans by credit quality indicators as of December 31,&#13;2011.&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify"&gt;&amp;#160;&lt;/p&gt;&#13;&#13;&lt;table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;&lt;tr style="vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="font: italic 10pt Calibri, Helvetica, Sans-Serif; text-align: justify"&gt;($ in thousands)&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="26" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Credit Quality Indicator (Grouped by Internally Assigned Grade)&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Pass (Grades&lt;br /&gt;&#13; 1, 2, &amp;#38; 3)&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Weak Pass &lt;br /&gt;&#13;(Grade 4)&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Watch or&lt;br /&gt;&#13; Standard &lt;br /&gt;&#13;Loans &lt;br /&gt;&#13;(Grade 9)&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Special&lt;br /&gt;&#13; Mention &lt;br /&gt;&#13;Loans &lt;br /&gt;&#13;(Grade 5)&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Classified &lt;br /&gt;&#13;Loans (Grades &lt;br /&gt;6, 7, &amp;#38; 8)&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Nonaccrual &lt;br /&gt;&#13;Loans&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Total&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-decoration: underline; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Non-covered loans:&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Commercial, financial, and agricultural:&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="width: 30%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Commercial - unsecured&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;$&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;13,516&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;23,735&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;13&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;217&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;845&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;452&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;38,778&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Commercial - secured&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;36,587&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;66,105&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;1,912&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;2,196&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;2,761&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;2,190&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;111,751&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Secured by inventory and accounts receivable&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;3,756&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;16,197&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;282&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;756&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;249&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;588&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;21,828&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Real estate &amp;#150; construction, land development &amp;#38; other land loans&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;37,596&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;156,651&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;6,490&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;9,903&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;13,393&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;22,772&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;246,805&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Real estate &amp;#150; residential, farmland, and multi-family&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;257,163&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;456,188&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;10,248&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;17,687&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;28,939&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;25,430&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;795,655&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Real estate &amp;#150; home equity lines of credit&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;130,913&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;67,606&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;2,422&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;1,868&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;1,466&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;3,161&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;207,436&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Real estate - commercial&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;140,577&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;372,614&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;30,722&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;11,502&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;15,565&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;16,203&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;587,183&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Consumer&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;30,693&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;23,550&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;67&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;368&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;988&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;2,770&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;58,436&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td style="text-align: left; padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif; padding-left: 2em"&gt;&amp;#160;&amp;#160;Total&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;$&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;650,801&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;1,182,646&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;52,156&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;44,497&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;64,206&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;73,566&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;2,067,872&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Unamortized net deferred loan costs&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;1,280&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;Total non-covered&amp;#160;&amp;#160;loans&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;$&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;2,069,152&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Total covered loans&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;$&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;62,052&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;161,508&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;&amp;#151;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;8,033&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;88,169&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;41,472&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;361,234&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;Total loans&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;$&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;712,853&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;1,344,154&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;52,156&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;52,530&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;152,375&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;115,038&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;2,430,386&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;/table&gt;&#13;&#13;&lt;p style="font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0.25in"&gt;&amp;#160;&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"&gt;At December 31, 2011, there was an insignificant&#13;amount of loans that were graded &amp;#147;8&amp;#148; with an accruing status.&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify"&gt;&lt;i&gt;&amp;#160;&lt;/i&gt;&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify"&gt;&lt;i&gt;Troubled Debt Restructurings&lt;/i&gt;&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"&gt;&amp;#160;&amp;#160;&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"&gt;The restructuring of a loan is considered&#13;a &amp;#147;troubled debt restructuring&amp;#148; if both (i) the borrower is experiencing financial difficulties and (ii) the creditor&#13;has granted a concession. Concessions may include interest rate reductions or below market interest rates, principal forgiveness,&#13;restructuring amortization schedules and other actions intended to minimize potential losses.&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"&gt;&amp;#160;&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"&gt;The vast majority of the Company&amp;#146;s&#13;troubled debt restructurings modified during the year ended December 31, 2011 and 2012 related to interest rate reductions combined&#13;with restructured amortization schedules. The Company does not grant principal forgiveness.&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"&gt;&amp;#160;&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"&gt;All loans classified as troubled debt&#13;restructurings are considered to be impaired and are evaluated as such for determination of the allowance for loan losses. The&#13;Company&amp;#146;s troubled debt restructurings can be classified as either nonaccrual or accruing based on the loan&amp;#146;s payment&#13;status. The troubled debt restructurings that are nonaccrual are reported within the nonaccrual loan totals presented previously.&lt;/p&gt;&#13;&#13;&#13;&#13;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"&gt;The following table presents information&#13;related to loans modified in a troubled debt restructuring during the years ended December 31, 2012 and 2011.&amp;#160;&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"&gt;&amp;#160;&lt;/p&gt;&#13;&#13;&lt;table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;&lt;tr style="vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="font: italic 10pt Calibri, Helvetica, Sans-Serif; text-align: justify"&gt;($ in thousands)&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="10" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; vertical-align: bottom"&gt;For the year ended December 31, 2012&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Number of &lt;br /&gt;&#13;Contracts&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Pre-Modification &lt;br /&gt;&#13;Restructured &lt;br /&gt;&#13;Balances&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Post-Modification&lt;br /&gt;&#13; Restructured &lt;br /&gt;&#13;Balances&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-decoration: underline; text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Non-covered TDRs &amp;#150; Accruing&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="width: 70%; text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Real estate &amp;#150; construction, land development &amp;#38; other land loans&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;2&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;$&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;642&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;$&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;642&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Real estate &amp;#150; residential, farmland, and multi-family&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;8&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;1,653&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;1,653&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Real estate &amp;#150; commercial&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#151;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#151;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#151;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-decoration: underline; text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Non-covered TDRs - Nonaccrual&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Commercial, financial, and agricultural:&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif; padding-left: 1em"&gt;Commercial &amp;#150; secured&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;1&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;11&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;11&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Real estate &amp;#150; construction, land development &amp;#38; other land loans&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;2&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;332&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;332&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Real estate &amp;#150; residential, farmland, and multi-family&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;17&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;3,736&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;3,736&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Real estate &amp;#150; home equity lines of credit&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;1&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;123&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;123&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Real estate &amp;#150; commercial&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;5&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;1,082&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;1,082&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Total non-covered TDRs arising during period&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;36&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;7,579&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;7,579&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Total covered TDRs arising during period&amp;#150; Accruing&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;6&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;$&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;7,526&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;$&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;7,342&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Total covered TDRs arising during period &amp;#150; Nonaccrual&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;4&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;1,230&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;1,231&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left; border-bottom: Black 1pt solid"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Total TDRs arising during period&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;46&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;$&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;16,335&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;$&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;16,152&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;/table&gt;&#13;&#13;&lt;p style="font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify"&gt;&amp;#160;&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"&gt;&amp;#160;&lt;/p&gt;&#13;&#13;&lt;table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;&lt;tr style="vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="font: italic 10pt Calibri, Helvetica, Sans-Serif; text-align: justify"&gt;($ in thousands)&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="10" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; vertical-align: bottom"&gt;For the year ended December 31, 2011&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Number of &lt;br /&gt;&#13;Contracts&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Pre-Modification &lt;br /&gt;&#13;Restructured &lt;br /&gt;&#13;Balances&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Post-Modification&lt;br /&gt;&#13; Restructured &lt;br /&gt;&#13;Balances&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-decoration: underline; text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Non-covered TDRs &amp;#150; Accruing&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="width: 70%; text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Real estate &amp;#150; construction, land development &amp;#38; other land loans&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;2&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;$&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;501&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;$&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;543&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Real estate &amp;#150; residential, farmland, and multi-family&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;5&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;1,635&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;1,645&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Real estate &amp;#150; commercial&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;4&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;1,871&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;1,871&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-decoration: underline; text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Non-covered TDRs - Nonaccrual&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Commercial, financial, and agricultural:&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif; padding-left: 1em"&gt;Commercial &amp;#150; secured&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#151;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#151;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#151;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Real estate &amp;#150; construction, land development &amp;#38; other land loans&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;1&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;357&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;357&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Real estate &amp;#150; residential, farmland, and multi-family&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;3&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;382&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;438&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Real estate &amp;#150; home equity lines of credit&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#151;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#151;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#151;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Real estate &amp;#150; commercial&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;4&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;1,408&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;1,408&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Total non-covered TDRs arising during period&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;19&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;6,154&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;6,262&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Total covered TDRs arising during period&amp;#150; Accruing&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;37&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;$&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;6,528&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;$&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;6,528&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Total covered TDRs arising during period &amp;#150; Nonaccrual&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;8&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;1,472&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;1,472&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left; border-bottom: Black 1pt solid"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right; border-bottom: Black 1pt solid"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Total TDRs arising during period&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;64&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;$&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;14,154&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;$&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;14,262&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;/table&gt;&#13;&#13;&lt;p style="font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify"&gt;&amp;#160;&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"&gt;As part of a routine regulatory exam that&#13;concluded in the third quarter of 2012, the Company reclassified approximately $30 million of performing loans to TDR status during&#13;the second and third quarters of 2012. Because these loans were restructured prior to January 1, 2012 they are not included in&#13;the tables above. Also, in connection with an anticipated planned asset disposition, the Company recorded $6 million in charge-offs&#13;to write-down the TDRs to their estimated liquidation value at December 31, 2012, and reclassified approximately $5 million of&#13;TDRs to the &amp;#147;nonperforming loans held for sale&amp;#148; category as of December 31, 2012.&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"&gt;&amp;#160;&lt;/p&gt;&#13;&#13;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"&gt;&amp;#160;&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"&gt;There were no non-covered accruing restructured&#13;loans that were modified in the previous 12 months and that defaulted during the years ended December 31, 2012 and 2011. There&#13;were three covered accruing restructured loans totaling $0.4 million that were modified in the previous 12 months and that defaulted&#13;during the year ended December 31, 2012. There were no covered accruing restructured loans that were modified in the previous&#13;12 months and that defaulted during the year ended December 31, 2011. The Company considers a loan to have defaulted when it becomes&#13;90 or more days delinquent under the modified terms, has been transferred to nonaccrual status, or has been transferred to other&#13;real estate owned.&amp;#160;&lt;/p&gt;</us-gaap:FinancingReceivablesTextBlock>
    <us-gaap:PropertyPlantAndEquipmentDisclosureTextBlock contextRef="From2012-01-01to2012-12-31">&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"&gt;&lt;b&gt;Note 5. Premises and Equipment&lt;/b&gt;&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"&gt;&amp;#160;&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"&gt;Premises and equipment at December 31,&#13;2012 and 2011 consisted of the following:&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify"&gt;&amp;#160;&lt;/p&gt;&#13;&#13;&lt;table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;&lt;tr style="vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="font: italic 10pt Calibri, Helvetica, Sans-Serif; text-align: justify"&gt;($ in thousands)&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: center; border-bottom: Black 1pt solid"&gt;2012&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: bold 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;2011&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="width: 80%; text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Land&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; font: bold 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="width: 1%; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;$&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 7%; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;23,359&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;22,700&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Buildings&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;58,601&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;53,818&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Furniture and equipment&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;34,179&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;31,618&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Leasehold improvements&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;1,980&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;2,003&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;Total cost&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;118,119&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;110,139&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Less accumulated depreciation and amortization&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;(43,748&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;)&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;(40,164&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;)&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;Net book value of premises and equipment&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 2.5pt"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;$&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;74,371&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;69,975&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;/table&gt;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify"&gt;&lt;b&gt;&amp;#160;&lt;/b&gt;&lt;/p&gt;</us-gaap:PropertyPlantAndEquipmentDisclosureTextBlock>
    <FBP:FdicIndemnificationAssetTextBlock contextRef="From2012-01-01to2012-12-31">&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify"&gt;&lt;b&gt;Note 6. FDIC Indemnification Asset&lt;/b&gt;&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt/normal Cambria,serif; margin: 0; text-align: justify"&gt;&amp;#160;&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify"&gt;As discussed in Note 1(i), the FDIC&#13;indemnification asset is the estimated amount that the Company will receive from the FDIC under loss share agreements associated&#13;with two FDIC-assisted failed bank acquisitions.&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt/normal Cambria,serif; margin: 0; text-align: justify; text-indent: 0.25in"&gt;&amp;#160;&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"&gt;At December 31, 2012 and 2011, the FDIC&#13;indemnification asset was comprised of the following components:&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left; text-indent: 0.25in"&gt;&amp;#160;&lt;/p&gt;&#13;&#13;&lt;table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;&lt;tr style="vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="font: italic 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;($ in thousands)&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: center; border-bottom: Black 1pt solid"&gt;2012&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: bold 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;2011&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="width: 80%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Receivable related to loss claims incurred, not yet reimbursed&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; font: bold 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="width: 1%; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;$&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 7%; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;33,040&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;13,377&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Receivable related to estimated future claims on loans&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;62,044&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;90,275&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Receivable related to estimated future claims on foreclosed real estate&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;7,475&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;18,025&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;FDIC indemnification asset&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 2.5pt"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;$&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;102,559&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;121,677&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;/table&gt;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left; text-indent: 0.25in"&gt;&amp;#160;&lt;/p&gt;&#13;&#13;&#13;&#13;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"&gt;&amp;#160;&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"&gt;The following presents a rollforward of&#13;the FDIC indemnification asset since January 1, 2010.&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0.25in"&gt;&amp;#160;&lt;/p&gt;&#13;&#13;&lt;table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;&lt;tr style="vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="font: italic 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;($ in thousands)&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="width: 90%; text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Balance at January 1, 2010&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;$&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;143,221&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Increase related to unfavorable change in loss estimates&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;30,419&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Increase related to reimbursable expenses&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;2,900&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Cash received&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;(46,721&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;)&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Accretion of loan discount&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;(6,100&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;)&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Balance at December 31, 2010&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;$&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;123,719&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Increase related to acquisition of The Bank of Asheville&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;42,218&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Increase related to unfavorable change in loss estimates&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;29,814&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Increase related to reimbursable expenses&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;5,725&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Cash received&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;(69,339&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;)&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Accretion of loan discount&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;(9,278&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;)&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Other&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;(1,182&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;)&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Balance at December 31, 2011&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;$&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;121,677&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Increase related to unfavorable changes in loss estimates&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;16,984&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Increase related to reimbursable expenses&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;6,947&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Cash received&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;(29,796&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;)&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Accretion of loan discount&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;(13,173&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;)&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Other&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;(80&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;)&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Balance at December 31, 2012&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;$&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;102,559&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;/table&gt;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0.25in"&gt;&lt;b&gt;&amp;#160;&lt;/b&gt;&amp;#160;&lt;/p&gt;</FBP:FdicIndemnificationAssetTextBlock>
    <us-gaap:GoodwillAndIntangibleAssetsDisclosureTextBlock contextRef="From2012-01-01to2012-12-31">&lt;p style="font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify"&gt;&lt;b&gt;Note 7. Goodwill and Other Intangible&#13;Assets&lt;/b&gt;&amp;#160;&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"&gt;&amp;#160;&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"&gt;The following is a summary of the gross&#13;carrying amount and accumulated amortization of amortized intangible assets as of December 31, 2012 and December 31, 2011 and the&#13;carrying amount of unamortized intangible assets as of those same dates. In 2012, the Company recorded a core deposit premium intangible&#13;of $107,000 in connection with a branch acquisition, which is being amortized on a straight-line basis over the estimated life&#13;of the related deposits of seven years. In 2011, the Company recorded a core deposit premium intangible of $277,000 in connection&#13;with the acquisition of The Bank of Asheville, which is being amortized on a straight-line basis over the estimated life of the&#13;related deposits of seven years.&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0.25in"&gt;&amp;#160;&lt;/p&gt;&#13;&#13;&lt;table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;&lt;tr style="vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="6" nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: center; border-bottom: Black 1pt solid"&gt;December 31, 2012&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: bold 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="6" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;December 31, 2011&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif; border-bottom: Black 1pt solid"&gt;&lt;p style="font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify"&gt;&amp;#160;&lt;/p&gt;&lt;p style="font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify"&gt;&lt;i&gt;($ in thousands)&lt;/i&gt;&lt;/p&gt;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: center; border-bottom: Black 1pt solid"&gt;Gross Carrying &lt;br /&gt;&#13;Amount&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: bold 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: center; border-bottom: Black 1pt solid"&gt;Accumulated&lt;br /&gt;&#13; Amortization&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: bold 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Gross Carrying &lt;br /&gt;&#13;Amount&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Accumulated &lt;br /&gt;&#13;Amortization&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Amortized intangible assets:&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="width: 60%; text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&amp;#160;&amp;#160;Customer lists&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; font: bold 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="width: 1%; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;$&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 7%; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;678&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; font: bold 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="width: 1%; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 7%; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;417&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;$&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;678&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;357&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&amp;#160;&amp;#160;Core deposit premiums&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;7,974&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;5,128&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;7,867&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;4,291&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;Total&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 2.5pt"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;$&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;8,652&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 2.5pt"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;5,545&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;$&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;8,545&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;4,648&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Unamortized intangible assets:&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&amp;#160;&amp;#160;Goodwill&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 2.5pt"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;$&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;65,835&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;$&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;65,835&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;/table&gt;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"&gt;&amp;#160;&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify"&gt;Amortization expense totaled $897,000,&#13;$902,000 and $874,000 for the years ended December 31, 2012, 2011 and 2010, respectively.&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0.25in"&gt;&amp;#160;&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"&gt;Goodwill is evaluated for impairment on&#13;at least an annual basis &amp;#150; see Note 1(q). For each of the years presented, the Company&amp;#146;s evaluation indicated that&#13;there was no goodwill impairment.&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left; text-indent: 0.25in"&gt;&amp;#160;&lt;/p&gt;&#13;&#13;&#13;&#13;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"&gt;&amp;#160;&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"&gt;The following table presents the estimated&#13;amortization expense for intangible assets for each of the five calendar years ending December 31, 2017 and the estimated amount&#13;amortizable thereafter. These estimates are subject to change in future periods to the extent management determines it is necessary&#13;to make adjustments to the carrying value or estimated useful lives of amortized intangible assets.&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0.25in"&gt;&amp;#160;&lt;/p&gt;&#13;&#13;&lt;table cellpadding="0" cellspacing="0" align="center" style="border-collapse: collapse; width: 50%; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;&lt;tr style="vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="font: italic 10pt Calibri, Helvetica, Sans-Serif; border-bottom: Black 1pt solid; text-align: left; vertical-align: bottom"&gt;&lt;p style="font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif; margin: 0"&gt;&lt;i&gt;($ in thousands)&lt;/i&gt;&lt;/p&gt; &#13;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Estimated &lt;br /&gt;Amortization Expense&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="width: 86%; text-align: left; padding-left: 6em; font: 10pt Calibri, Helvetica, Sans-Serif; vertical-align: bottom"&gt;2013&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 5%; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;$&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;797&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; padding-left: 6em; font: 10pt Calibri, Helvetica, Sans-Serif; vertical-align: bottom"&gt;2014&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;693&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; padding-left: 6em; font: 10pt Calibri, Helvetica, Sans-Serif; vertical-align: bottom"&gt;2015&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;638&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; padding-left: 6em; font: 10pt Calibri, Helvetica, Sans-Serif; vertical-align: bottom"&gt;2016&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;571&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; padding-left: 6em; font: 10pt Calibri, Helvetica, Sans-Serif; vertical-align: bottom"&gt;2017&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;321&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt; padding-left: 5em; font: 10pt Calibri, Helvetica, Sans-Serif; vertical-align: bottom"&gt;Thereafter&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;88&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt; padding-left: 6em; font: 10pt Calibri, Helvetica, Sans-Serif; vertical-align: bottom"&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;Total&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;$&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;3,108&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;/table&gt;&#13;&#13;&lt;p style="font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify"&gt;&lt;b&gt;&amp;#160;&lt;/b&gt;&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify"&gt;&lt;b&gt;&lt;/b&gt;&amp;#160;&lt;/p&gt;</us-gaap:GoodwillAndIntangibleAssetsDisclosureTextBlock>
    <FBP:TimeDepositsSecuritiesSoldUnderAgreementsToRepurchaseAndRelatedPartyDepositsTextBlock contextRef="From2012-01-01to2012-12-31">&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"&gt;&lt;b&gt;Note 9. Time Deposits, Securities&#13;Sold Under Agreements to Repurchase, and Related Party Deposits&lt;/b&gt;&amp;#160;&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"&gt;&lt;b&gt;&amp;#160;&lt;/b&gt;&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"&gt;At December 31, 2012, the scheduled maturities&#13;of time deposits were as follows:&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 13.5pt"&gt;&amp;#160;&lt;/p&gt;&#13;&#13;&lt;table cellpadding="0" cellspacing="0" align="center" style="border-collapse: collapse; width: 50%; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;&lt;tr style="vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="font: italic 10pt Calibri, Helvetica, Sans-Serif; text-align: left; vertical-align: bottom"&gt;($ in thousands)&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif; vertical-align: bottom"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="width: 90%; text-align: left; padding-left: 4em; font: 10pt Calibri, Helvetica, Sans-Serif; vertical-align: bottom"&gt;2013&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;$&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;888,823&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td style="font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left; padding-left: 4em; vertical-align: bottom"&gt;2014&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;119,240&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td style="font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left; padding-left: 4em; vertical-align: bottom"&gt;2015&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;83,545&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td style="font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left; padding-left: 4em; vertical-align: bottom"&gt;2016&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;45,858&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td style="font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left; padding-left: 4em; vertical-align: bottom"&gt;2017&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;33,071&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt; padding-left: 3em; font: 10pt Calibri, Helvetica, Sans-Serif; vertical-align: bottom"&gt;Thereafter&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;3,123&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt; padding-left: 5.4pt; font: 10pt Calibri, Helvetica, Sans-Serif; vertical-align: bottom"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;$&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;1,173,660&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;/table&gt;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 13.5pt"&gt;&amp;#160;&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left; text-indent: 0in"&gt;For the years ended December&#13;31, 2012, 2011, and 2010, the Company recorded amortization of deposit premiums amounting to $85,000, $337,000 and $2,211,000,&#13;respectively, which reduced interest expense. The deposit premiums related to the Company&amp;#146;s acquisitions are discussed in&#13;Note 2. The Company has $38,000 remaining in unamortized deposit premiums at December 31, 2012.&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"&gt;&amp;#160;&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"&gt;Securities sold under agreements to repurchase&#13;represent short-term borrowings by the Company with maturities less than one year and are collateralized by a portion of the Company&amp;#146;s&#13;securities portfolio, which have been delivered to a third-party custodian for safekeeping. The Company had no securities sold&#13;under agreements to repurchase at December 31, 2012.&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"&gt;&amp;#160;&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"&gt;The following table presents certain information&#13;for securities sold under agreements to repurchase:&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 13.5pt"&gt;&amp;#160;&lt;/p&gt;&#13;&#13;&lt;table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;&lt;tr style="vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="font: italic 10pt Calibri, Helvetica, Sans-Serif; text-align: justify"&gt;($ in thousands)&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;2012&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;2011&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="width: 80%; text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Balance at December 31&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;$&lt;/td&gt;&#13;&lt;td nowrap="nowrap" style="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;&lt;font style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#8213;&lt;/font&gt;&#13;&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;$&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;17,105&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Weighted average interest rate at December 31&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&lt;font style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#8213;&lt;/font&gt;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;0.32%&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Maximum amount outstanding at any month-end during the year&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;$&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;16,745&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;$&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;72,926&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Average daily balance outstanding during the year&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;$&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;1,667&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;$&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;55,011&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Average annual interest rate paid during the year&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;0.24%&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;0.33%&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;/table&gt;&#13;&#13;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"&gt;&amp;#160;&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"&gt;Deposits received from executive officers&#13;and directors and their associates totaled approximately $30,542,000 and $30,764,000 at December 31, 2012 and 2011, respectively.&#13;These deposit accounts have substantially the same terms, including interest rates, as those prevailing at the time for comparable&#13;transactions with other non-related depositors.&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"&gt;&amp;#160;&lt;/p&gt;</FBP:TimeDepositsSecuritiesSoldUnderAgreementsToRepurchaseAndRelatedPartyDepositsTextBlock>
    <FBP:BorrowingsAndBorrowingsAvailabilityTextBlock contextRef="From2012-01-01to2012-12-31">&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify"&gt;&lt;b&gt;Note 10. Borrowings and Borrowings&#13;Availability&lt;/b&gt;&amp;#160;&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0.5in"&gt;&amp;#160;&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"&gt;The following tables present information&#13;regarding the Company&amp;#146;s outstanding borrowings at December 31, 2012 and 2011:&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left; text-indent: 0.25in"&gt;&amp;#160;&lt;/p&gt;&#13;&#13;&lt;table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;&lt;tr style="vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Description - 2012&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Due date&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Call Feature&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;2012 &lt;br /&gt;Amount&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Interest Rate&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: center; padding-left: 5.4pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: center; padding-left: 5.4pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: center; padding-left: 5.4pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; vertical-align: top; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; vertical-align: top; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: center; padding-left: 5.4pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="width: 25%; text-align: left; text-indent: -0.25in; padding-left: 0.25in; vertical-align: top; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Trust Preferred Securities&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="width: 15%; text-align: center; padding-left: 5.4pt; vertical-align: top; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;1/23/34&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="width: 22%; text-align: center; padding-left: 5.4pt; vertical-align: top; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Quarterly by Company &lt;br /&gt;beginning 1/23/09&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="width: 1%; text-align: left; vertical-align: top; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;$&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 7%; text-align: right; vertical-align: top; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;20,620,000&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="width: 25%; text-align: center; padding-left: 5.4pt; vertical-align: top; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;3.01% at 12/31/12 &lt;br /&gt;adjustable rate &lt;br /&gt;3 month LIBOR + 2.70%&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt; text-indent: -0.25in; padding-left: 0.25in; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: center; padding-bottom: 1pt; padding-left: 5.4pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: center; padding-bottom: 1pt; padding-left: 5.4pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left; vertical-align: top"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right; vertical-align: top"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: center; padding-bottom: 1pt; padding-left: 5.4pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt; text-indent: -0.25in; padding-left: 0.25in; vertical-align: top; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Trust Preferred Securities&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: center; padding-bottom: 1pt; padding-left: 5.4pt; vertical-align: top; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;6/15/36&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: center; padding-bottom: 1pt; padding-left: 5.4pt; vertical-align: top; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Quarterly by Company &lt;br /&gt;beginning 6/15/11&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; vertical-align: top; font: 10pt Calibri, Helvetica, Sans-Serif; border-bottom: Black 1pt solid"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: right; vertical-align: top; font: 10pt Calibri, Helvetica, Sans-Serif; border-bottom: Black 1pt solid"&gt;25,774,000&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: center; padding-bottom: 1pt; padding-left: 5.4pt; vertical-align: top; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;1.70% at 12/31/12 &lt;br /&gt;adjustable rate &lt;br /&gt;3 month LIBOR + 1.39%&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td colspan="5" nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt; padding-left: 0; vertical-align: top; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Total borrowings / weighted average rate as of December 31, 2012&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left; vertical-align: top"&gt;$&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right; vertical-align: top"&gt;46,394,000&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: center; padding-bottom: 2.5pt; padding-left: 5.4pt; vertical-align: top; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;2.28%&lt;/td&gt;&lt;/tr&gt;&#13;&lt;/table&gt;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"&gt;&amp;#160;&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left; text-indent: 0.25in"&gt;&amp;#160;&lt;/p&gt;&#13;&#13;&lt;table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;&lt;tr style="vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-indent: 0; vertical-align: bottom"&gt;Description - 2011&lt;/td&gt;&lt;td style="padding-bottom: 1pt; text-align: center; vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; vertical-align: bottom"&gt;Due date&lt;/td&gt;&lt;td style="padding-bottom: 1pt; text-align: center; vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; vertical-align: bottom"&gt;Call Feature&lt;/td&gt;&lt;td style="padding-bottom: 1pt; text-align: center; vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; vertical-align: bottom"&gt;2011 &lt;br /&gt;Amount&lt;/td&gt;&lt;td style="padding-bottom: 1pt; text-align: center; vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td style="padding-bottom: 1pt; text-align: center; vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; vertical-align: bottom"&gt;Interest Rate&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td style="text-align: left; text-indent: 0; vertical-align: top; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td style="text-align: center; vertical-align: top; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td style="text-align: center; vertical-align: top; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" style="text-align: center; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td style="text-align: center; vertical-align: top; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td style="width: 25%; text-align: left; text-indent: 0; vertical-align: top; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;FHLB Term Note&lt;/td&gt;&lt;td style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td style="width: 15%; text-align: center; padding-left: 5.4pt; vertical-align: top; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;4/20/12&lt;/td&gt;&lt;td style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td style="width: 22%; text-align: center; padding-left: 5.4pt; vertical-align: top; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Quarterly by FHLB, &lt;br /&gt;&#13;beginning 4/20/09&lt;/td&gt;&lt;td style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td style="width: 1%; text-align: left; vertical-align: top; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;$&lt;/td&gt;&lt;td style="width: 7%; text-align: right; vertical-align: top; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;7,500,000&lt;/td&gt;&lt;td style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td style="width: 25%; text-align: center; padding-left: 5.4pt; vertical-align: top; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;4.51% fixed&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td style="text-align: left; text-indent: 0; vertical-align: top; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td style="text-align: center; padding-left: 5.4pt; vertical-align: top; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td style="text-align: center; padding-left: 5.4pt; vertical-align: top; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td style="text-align: left; vertical-align: top; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td style="text-align: right; vertical-align: top; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td style="text-align: center; padding-left: 5.4pt; vertical-align: top; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td style="text-align: left; text-indent: 0; vertical-align: top; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;FHLB Term Note&lt;/td&gt;&lt;td style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td style="text-align: center; padding-left: 5.4pt; vertical-align: top; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;6/28/12&lt;/td&gt;&lt;td style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td style="text-align: center; padding-left: 5.4pt; vertical-align: top; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;None&lt;/td&gt;&lt;td style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td style="text-align: left; vertical-align: top; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td style="text-align: right; vertical-align: top; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;15,000,000&lt;/td&gt;&lt;td style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td style="text-align: center; padding-left: 5.4pt; vertical-align: top; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;0.69% fixed&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td style="text-align: left; text-indent: 0; vertical-align: top; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td style="text-align: center; padding-left: 5.4pt; vertical-align: top; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td style="text-align: center; padding-left: 5.4pt; vertical-align: top; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td style="text-align: left; vertical-align: top; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td style="text-align: right; vertical-align: top; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td style="text-align: center; padding-left: 5.4pt; vertical-align: top; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td style="text-align: left; text-indent: 0; vertical-align: top; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;FHLB Term Note&amp;#9;&lt;/td&gt;&lt;td style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td style="text-align: center; padding-left: 5.4pt; vertical-align: top; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;12/28/12&lt;/td&gt;&lt;td style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td style="text-align: center; padding-left: 5.4pt; vertical-align: top; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;None&lt;/td&gt;&lt;td style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td style="text-align: left; vertical-align: top; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td style="text-align: right; vertical-align: top; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;7,500,000&lt;/td&gt;&lt;td style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td style="text-align: center; padding-left: 5.4pt; vertical-align: top; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;0.91% fixed&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td style="text-align: left; text-indent: 0; vertical-align: top; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td style="text-align: center; padding-left: 5.4pt; vertical-align: top; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td style="text-align: center; padding-left: 5.4pt; vertical-align: top; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td style="text-align: left; vertical-align: top; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td style="text-align: right; vertical-align: top; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td style="text-align: center; padding-left: 5.4pt; vertical-align: top; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td style="text-align: left; text-indent: 0; vertical-align: top; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;FHLB Term Note&lt;/td&gt;&lt;td style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td style="text-align: center; padding-left: 5.4pt; vertical-align: top; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;6/28/2013&lt;/td&gt;&lt;td style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td style="text-align: center; padding-left: 5.4pt; vertical-align: top; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;None&lt;/td&gt;&lt;td style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td style="text-align: left; vertical-align: top; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td style="text-align: right; vertical-align: top; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;15,000,000&lt;/td&gt;&lt;td style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td style="text-align: center; padding-left: 5.4pt; vertical-align: top; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;0.72% fixed&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td style="text-align: left; text-indent: 0; vertical-align: top; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td style="text-align: center; padding-left: 5.4pt; vertical-align: top; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td style="text-align: center; padding-left: 5.4pt; vertical-align: top; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td style="text-align: left; vertical-align: top; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td style="text-align: right; vertical-align: top; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td style="text-align: center; padding-left: 5.4pt; vertical-align: top; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td style="text-align: left; text-indent: 0; vertical-align: top; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;FHLB Term Note&amp;#9;&lt;/td&gt;&lt;td style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td style="text-align: center; padding-left: 5.4pt; vertical-align: top; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;12/30/13&lt;/td&gt;&lt;td style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td style="text-align: center; padding-left: 5.4pt; vertical-align: top; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;None&lt;/td&gt;&lt;td style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td style="text-align: left; vertical-align: top; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td style="text-align: right; vertical-align: top; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;7,500,000&lt;/td&gt;&lt;td style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td style="text-align: center; padding-left: 5.4pt; vertical-align: top; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;1.50% fixed&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td style="text-align: left; text-indent: 0; vertical-align: top; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td style="text-align: center; padding-left: 5.4pt; vertical-align: top; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td style="text-align: center; padding-left: 5.4pt; vertical-align: top; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td style="text-align: left; vertical-align: top; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td style="text-align: right; vertical-align: top; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td style="text-align: center; padding-left: 5.4pt; vertical-align: top; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td style="text-align: left; text-indent: 0; vertical-align: top; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;FHLB Term Note&amp;#9;&lt;/td&gt;&lt;td style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td style="text-align: center; padding-left: 5.4pt; vertical-align: top; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;1/13/14&lt;/td&gt;&lt;td style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td style="text-align: center; padding-left: 5.4pt; vertical-align: top; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;None&lt;/td&gt;&lt;td style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td style="text-align: left; vertical-align: top; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td style="text-align: right; vertical-align: top; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;20,000,000&lt;/td&gt;&lt;td style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td style="text-align: center; padding-left: 5.4pt; vertical-align: top; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;1.38% fixed&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td style="text-align: left; text-indent: 0; vertical-align: top; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td style="text-align: center; padding-left: 5.4pt; vertical-align: top; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td style="text-align: center; padding-left: 5.4pt; vertical-align: top; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td style="text-align: left; vertical-align: top; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td style="text-align: right; vertical-align: top; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td style="text-align: center; padding-left: 5.4pt; vertical-align: top; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td style="text-align: left; text-indent: 0; vertical-align: top; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;FHLB Term Note&amp;#9;&lt;/td&gt;&lt;td style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td style="text-align: center; padding-left: 5.4pt; vertical-align: top; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;6/30/14&lt;/td&gt;&lt;td style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td style="text-align: center; padding-left: 5.4pt; vertical-align: top; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;None&lt;/td&gt;&lt;td style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td style="text-align: left; vertical-align: top; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td style="text-align: right; vertical-align: top; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;15,000,000&lt;/td&gt;&lt;td style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td style="text-align: center; padding-left: 5.4pt; vertical-align: top; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;1.21% fixed&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td style="text-align: left; text-indent: 0; vertical-align: top; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td style="text-align: center; padding-left: 5.4pt; vertical-align: top; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td style="text-align: center; padding-left: 5.4pt; vertical-align: top; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td style="text-align: left; vertical-align: top; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td style="text-align: right; vertical-align: top; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td style="text-align: center; padding-left: 5.4pt; vertical-align: top; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td style="text-align: left; text-indent: 0; vertical-align: top; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Trust Preferred Securities&lt;/td&gt;&lt;td style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td style="text-align: center; padding-left: 5.4pt; vertical-align: top; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;1/23/34&lt;/td&gt;&lt;td style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td style="text-align: center; padding-left: 5.4pt; vertical-align: top; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Quarterly by Company &lt;br /&gt;beginning 1/23/09&lt;/td&gt;&lt;td style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td style="text-align: left; vertical-align: top; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td style="text-align: right; vertical-align: top; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;20,620,000&lt;/td&gt;&lt;td style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td style="text-align: center; padding-left: 5.4pt; vertical-align: top; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;3.13% at 12/31/11 &lt;br /&gt;adjustable rate &lt;br /&gt;3 month LIBOR + 2.70%&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td style="text-align: left; padding-bottom: 1pt; text-indent: 0; vertical-align: top; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td style="text-align: center; padding-bottom: 1pt; padding-left: 5.4pt; vertical-align: top; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td style="text-align: center; padding-bottom: 1pt; padding-left: 5.4pt; vertical-align: top; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left; vertical-align: top"&gt;&amp;#160;&lt;/td&gt;&lt;td style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right; vertical-align: top"&gt;&amp;#160;&lt;/td&gt;&lt;td style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td style="text-align: center; padding-bottom: 1pt; padding-left: 5.4pt; vertical-align: top; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td style="text-align: left; padding-bottom: 1pt; text-indent: 0; vertical-align: top; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Trust Preferred Securities&lt;/td&gt;&lt;td style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td style="text-align: center; padding-bottom: 1pt; padding-left: 5.4pt; vertical-align: top; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;6/15/36&lt;/td&gt;&lt;td style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td style="text-align: center; padding-bottom: 1pt; padding-left: 5.4pt; vertical-align: top; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Quarterly by Company &lt;br /&gt;beginning 6/15/11&lt;/td&gt;&lt;td style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td style="padding-bottom: 1pt; text-align: left; vertical-align: top; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td style="padding-bottom: 1pt; text-align: right; vertical-align: top; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;25,774,000&lt;/td&gt;&lt;td style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td style="text-align: center; padding-bottom: 1pt; padding-left: 5.4pt; vertical-align: top; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;1.94% at 12/31/11 &lt;br /&gt;adjustable rate &lt;br /&gt;3 month LIBOR + 1.39%&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td colspan="5" style="font: normal 10pt Calibri, Helvetica, Sans-Serif; text-indent: 0; text-align: left; vertical-align: top"&gt;Total borrowings / weighted average rate&lt;/td&gt;&lt;td style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td style="text-align: left; vertical-align: top; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td style="text-align: right; vertical-align: top; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;133,894,000&lt;/td&gt;&lt;td style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td style="text-align: center; padding-left: 5.4pt; vertical-align: top; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;1.74%&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td colspan="5" style="text-align: left; padding-bottom: 1pt; text-indent: 0; vertical-align: top; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Unamortized fair market value adjustment recorded in acquisition&lt;/td&gt;&lt;td style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left; vertical-align: top"&gt;&amp;#160;&lt;/td&gt;&lt;td style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right; vertical-align: top"&gt;31,000&lt;/td&gt;&lt;td style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td style="text-align: center; padding-bottom: 1pt; padding-left: 5.4pt; vertical-align: top; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td colspan="5" style="text-align: left; padding-bottom: 2.5pt; text-indent: 0; vertical-align: top; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Total borrowings as of December 31, 2011&lt;/td&gt;&lt;td style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left; vertical-align: top"&gt;$&lt;/td&gt;&lt;td style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right; vertical-align: top"&gt;133,925,000&lt;/td&gt;&lt;td style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td style="text-align: center; padding-bottom: 2.5pt; padding-left: 5.4pt; vertical-align: top; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;/table&gt;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"&gt;&amp;#160;&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"&gt;In the above tables, the $20.6 million&#13;in borrowings due on January 23, 2034 relate to borrowings structured as trust preferred capital securities that were issued by&#13;First Bancorp Capital Trusts II and III ($10.3 million by each trust), which are unconsolidated subsidiaries of the Company, on&#13;December 19, 2003 and qualify as capital for regulatory capital adequacy requirements. These unsecured debt securities are callable&#13;by the Company at par on any quarterly interest payment date beginning on January 23, 2009. The interest rate on these debt securities&#13;adjusts on a quarterly basis at a rate of three-month LIBOR plus 2.70%.&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0.25in"&gt;&amp;#160;&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"&gt;In the above tables, the $25.8 million&#13;in borrowings due on June 15, 2036 relate to borrowings structured as trust preferred capital securities that were issued by First&#13;Bancorp Capital Trust IV, an unconsolidated subsidiary of the Company, on April 13, 2006 and qualify as capital for regulatory&#13;capital adequacy requirements. These unsecured debt securities are callable by the Company at par on any quarterly interest payment&#13;date beginning on June 15, 2011. The interest rate on these debt securities adjusts on a quarterly basis at a rate of three-month&#13;LIBOR plus 1.39%.&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left; text-indent: 0.25in"&gt;&amp;#160;&lt;/p&gt;&#13;&#13;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"&gt;&amp;#160;&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"&gt;At December 31, 2012, the Company had&#13;three sources of readily available borrowing capacity &amp;#150; 1) an approximately $372 million line of credit with the FHLB, of&#13;which none was outstanding at December 31, 2012 and $88 million was outstanding at December 31, 2011, 2) a $50 million overnight&#13;federal funds line of credit with a correspondent bank, of which none was outstanding at December 31, 2012 or 2011, and 3) an approximately&#13;$88 million line of credit through the Federal Reserve Bank of Richmond&amp;#146;s (FRB) discount window, of which none was outstanding&#13;at December 31, 2012 or 2011.&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"&gt;&amp;#160;&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"&gt;In December 2012, the Company repaid its&#13;remaining $65 million in FHLB advances prior to their maturity dates, which resulted in $0.5 million in prepayment penalties that&#13;are included in &amp;#147;Other gains (losses)&amp;#148; in the Consolidated Statement of Income (Loss) for 2012.&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"&gt;&amp;#160;&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"&gt;The Company&amp;#146;s line of credit with&#13;the FHLB totaling approximately $372 million can be structured as either short-term or long-term borrowings, depending on the particular&#13;funding or liquidity needs and is secured by the Company&amp;#146;s FHLB stock and a blanket lien on most of its real estate loan&#13;portfolio. The borrowing capacity was reduced by $143 million and $203 million at December 31, 2012 and 2011, as a result of the&#13;Company pledging letters of credit for public deposits at each of those dates. Accordingly, the Company&amp;#146;s unused FHLB line&#13;of credit was $229 million at December 31, 2012.&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"&gt;&amp;#160;&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"&gt;The Company&amp;#146;s correspondent bank&#13;relationship allows the Company to purchase up to $50 million in federal funds on an overnight, unsecured basis (federal funds&#13;purchased). The Company had no borrowings outstanding under this line at December 31, 2012 or 2011.&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left; text-indent: 0.25in"&gt;&amp;#160;&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"&gt;The Company has a line of credit with&#13;the FRB discount window. This line is secured by a blanket lien on a portion of the Company&amp;#146;s commercial and consumer loan&#13;portfolio (excluding real estate). Based on the collateral owned by the Company as of December 31, 2012, the available line of&#13;credit was approximately $88 million. The Company had no borrowings outstanding under this line of credit at December 31, 2012&#13;or 2011.&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left; text-indent: 0.25in"&gt;&amp;#160;&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"&gt;At December 31, 2011, the Company also&#13;had a $10 million line of credit with a correspondent bank that was secured by 100% of the common stock of the Bank. The line&#13;of credit was not drawn at December 31, 2011. This line of credit matured in March 2012, and the Company decided not to renew&#13;this line of credit.&amp;#160;&lt;/p&gt;</FBP:BorrowingsAndBorrowingsAvailabilityTextBlock>
    <us-gaap:LeasesOfLesseeDisclosureTextBlock contextRef="From2012-01-01to2012-12-31">&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"&gt;&lt;b&gt;Note 11. Leases&lt;/b&gt;&amp;#160;&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"&gt;&amp;#160;&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"&gt;Certain bank premises are leased under&#13;operating lease agreements. Generally, operating leases contain renewal options on substantially the same basis as current rental&#13;terms. Rent expense charged to operations under all operating lease agreements was $1.3 million in 2012, $1.2 million in 2011,&#13;and $2.1 million in 2010.&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"&gt;&amp;#160;&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"&gt;Future obligations for minimum rentals&#13;under noncancelable operating leases at December 31, 2012 are as follows:&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify"&gt;&amp;#160;&lt;/p&gt;&#13;&#13;&lt;table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;&lt;tr style="vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td colspan="5" nowrap="nowrap" style="font: italic 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;($ in thousands)&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td colspan="5" nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Year ending December 31:&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="width: 90%; text-align: justify; padding-left: 5.4pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;2013&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;$&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;868&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; padding-left: 5.4pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;2014&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;844&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; padding-left: 5.4pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;2015&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;721&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; padding-left: 5.4pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;2016&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;608&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; padding-left: 5.4pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;2017&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;515&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; padding-bottom: 1pt; padding-left: 5.4pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&amp;#160;Thereafter&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;1,584&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; padding-bottom: 2.5pt; padding-left: 5.4pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;Total&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;$&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;5,140&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;</us-gaap:LeasesOfLesseeDisclosureTextBlock>
    <us-gaap:PensionAndOtherPostretirementBenefitsDisclosureTextBlock contextRef="From2012-01-01to2012-12-31">&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"&gt;&lt;b&gt;Note 12. Employee Benefit Plans&lt;/b&gt;&amp;#160;&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"&gt;&amp;#160;&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"&gt;&lt;u&gt;401(k) Plan&lt;/u&gt;. The Company sponsors&#13;a retirement savings plan pursuant to Section 401(k) of the Internal Revenue Code. Through December 31, 2012, employees who have&#13;completed one year of service are eligible to participate in the plan. Subsequent to December 31, 2012, the waiting period has&#13;been reduced to three months. New employees, who have met the service requirement, are automatically enrolled in the plan at a&#13;2% deferral rate, which can be modified by the employee at any time. An eligible employee may contribute up to 15% of annual salary&#13;to the plan. The Company contributes an amount equal to the sum of 1) 100% of the employee&amp;#146;s salary contributed up to 3%&#13;and 2) 50% of the employee&amp;#146;s salary contributed between 3% and 5%. Company contributions are 100% vested immediately. The&#13;Company&amp;#146;s matching contribution expense was $1.2 million, $1.2 million, and $1.1 million, for the years ended December 31,&#13;2012, 2011, and 2010, respectively. Although discretionary contributions by the Company are permitted by the plan, the Company&#13;did not make any such contributions in 2012, 2011 or 2010. The Company&amp;#146;s matching and discretionary contributions are made&#13;in the form of Company stock, which can be transferred by the employee into other investment options offered by the plan at any&#13;time. Employees are not permitted to invest their own contributions in Company stock.&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"&gt;&amp;#160;&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"&gt;&lt;u&gt;Pension Plan&lt;/u&gt;. Historically, the&#13;Company offered a noncontributory defined benefit retirement plan (the &amp;#147;Pension Plan&amp;#148;) that qualified under Section&#13;401(a) of the Internal Revenue Code. The Pension Plan provided for a monthly payment, at normal retirement age of 65, equal to&#13;one-twelfth of the sum of (i) 0.75% of Final Average Annual Compensation (5 highest consecutive calendar years&amp;#146; earnings&#13;out of the last 10 years of employment) multiplied by the employee&amp;#146;s years of service not in excess of 40 years, and (ii)&#13;0.65% of Final Average Annual Compensation in excess of the average social security wage base multiplied by years of service not&#13;in excess of 35 years. Benefits were fully vested after five years of service.&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"&gt;&amp;#160;&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"&gt;During the second quarter of 2009, the&#13;Company amended the Pension Plan to limit eligibility to employees hired prior to June 19, 2009. During the fourth quarter of 2012,&#13;the Company notified employees that the Pension Plan would be frozen for all participants on December 31, 2012. Although no previously&#13;accrued benefits will be lost, employees will no longer accrue benefits for service subsequent to 2012. The Company made the decision&#13;to freeze the Pension Plan because of the uncertainty of future costs and to have a uniform set of benefits for all employees.&#13;The freezing of the Pension Plan resulted in an immediate $6.6 million reduction in its benefit obligation, which is referred to&#13;as a &amp;#147;curtailment gain&amp;#148; in the table below. The curtailment gain reduced the difference between the assets of the Pension&#13;Plan and its benefit obligation, and therefore had the effect of lowering the corresponding liability of the plan and lowering&#13;the amount of accumulated other comprehensive loss, which results in an increase in shareholders&amp;#146; equity.&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"&gt;&amp;#160;&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"&gt;The Company&amp;#146;s contributions to the&#13;Pension Plan are based on computations by independent actuarial consultants and are intended to be deductible for income tax purposes.&#13;As discussed below, the contributions are invested to provide for benefits under the Pension Plan. The Company contributed $2,500,000&#13;to the Pension Plan in each of the years ended December 31, 2012, 2011 and 2010. The Company expects that it will contribute $1,500,000&#13;to the Pension Plan in 2013.&lt;/p&gt;&#13;&#13;&#13;&#13;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"&gt;&amp;#160;&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"&gt;The following table reconciles the beginning&#13;and ending balances of the Pension Plan&amp;#146;s benefit obligation, as computed by the Company&amp;#146;s independent actuarial consultants,&#13;and its plan assets, with the difference between the two amounts representing the funded status of the Pension Plan as of the end&#13;of the respective year.&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left; text-indent: 13.5pt"&gt;&amp;#160;&lt;/p&gt;&#13;&#13;&lt;table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;&lt;tr style="vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="font: italic 10pt Calibri, Helvetica, Sans-Serif; text-align: justify"&gt;($ in thousands)&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: center; border-bottom: Black 1pt solid"&gt;2012&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: bold 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;2011&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;2010&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-decoration: underline; text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Change in benefit obligation&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="width: 70%; text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Benefit obligation at beginning of year&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; font: bold 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="width: 1%; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;$&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 7%; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;40,084&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;31,140&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;25,395&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Service cost&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;1,835&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;1,782&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;1,754&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Interest cost&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;1,451&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;1,638&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;1,555&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Actuarial (gain) loss&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;(4,006&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;)&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;6,004&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;2,830&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Benefits paid&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;(503&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;)&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;(480&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;)&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;(394&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;)&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Curtailment gain&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;(6,589&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;)&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;&amp;#151;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;&amp;#151;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Benefit obligation at end of year&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;32,272&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;40,084&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;31,140&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-decoration: underline; text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Change in plan assets&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Plan assets at beginning of year&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;24,466&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;22,431&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;17,793&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Actual return on plan assets&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;3,661&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;15&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;2,532&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Employer contributions&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;2,500&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;2,500&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;2,500&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Benefits paid&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;(503&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;)&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;(480&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;)&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;(394&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;)&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Plan assets at end of year&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;30,124&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;24,466&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;22,431&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Funded status at end of year&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 2.5pt"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;$&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;(2,148&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;)&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;(15,618&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;)&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;(8,709&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;)&lt;/td&gt;&lt;/tr&gt;&#13;&lt;/table&gt;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify"&gt;&amp;#160;&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"&gt;The accumulated benefit obligation related&#13;to the Pension Plan was $32,272,000, $29,641,000, and $22,124,000 at December 31, 2012, 2011, and 2010, respectively.&amp;#160;&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left; text-indent: 0.25in"&gt;&amp;#160;&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"&gt;The following table presents information&#13;regarding the amounts recognized in the consolidated balance sheets at December 31, 2012 and 2011 as it relates to the Pension&#13;Plan, excluding the related deferred tax assets.&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 13.5pt"&gt;&amp;#160;&lt;/p&gt;&#13;&#13;&lt;table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;&lt;tr style="vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="font: italic 10pt Calibri, Helvetica, Sans-Serif; text-align: justify"&gt;($ in thousands)&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: center; border-bottom: Black 1pt solid"&gt;2012&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: bold 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;2011&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="width: 80%; text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Other assets &amp;#150; prepaid pension asset&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; font: bold 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="width: 1%; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;$&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 7%; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;1,232&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;671&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Other liabilities&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;(3,380&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;)&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;(16,289&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;)&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 2.5pt"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;$&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;(2,148&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;)&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;(15,618&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;)&lt;/td&gt;&lt;/tr&gt;&#13;&lt;/table&gt;&#13;&#13;&lt;p style="font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify"&gt;&amp;#160;&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"&gt;The following table presents information&#13;regarding the amounts recognized in accumulated other comprehensive income (AOCI) at December 31, 2012 and 2011, as it relates&#13;to the Pension Plan.&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 13.5pt"&gt;&amp;#160;&lt;/p&gt;&#13;&#13;&lt;table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;&lt;tr style="vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="font: italic 10pt Calibri, Helvetica, Sans-Serif; text-align: justify"&gt;($ in thousands)&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: center; border-bottom: Black 1pt solid"&gt;2012&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: bold 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;2011&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="width: 80%; text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Net loss&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; font: bold 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="width: 1%; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;$&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 7%; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;3,380&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;16,213&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Net transition obligation&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;&amp;#151;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;32&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Prior service cost&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;&amp;#151;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;44&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Amount recognized in AOCI before tax effect&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;3,380&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;16,289&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Tax benefit&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;(1,317&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;)&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;(6,434&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;)&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Net amount recognized as reduction to AOCI&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 2.5pt"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;$&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;2,063&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;9,855&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;/table&gt;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0.25in"&gt;&amp;#160;&lt;/p&gt;&#13;&#13;&#13;&#13;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"&gt;&amp;#160;&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0.25in"&gt;&amp;#160;&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"&gt;The following table reconciles the beginning&#13;and ending balances of accumulated other comprehensive income (AOCI) at December 31, 2012 and 2011, as it relates to the Pension&#13;Plan:&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"&gt;&amp;#160;&lt;/p&gt;&#13;&#13;&lt;table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;&lt;tr style="vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="font: italic 10pt Calibri, Helvetica, Sans-Serif; text-align: justify"&gt;($ in thousands)&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: center; border-bottom: Black 1pt solid"&gt;2012&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: bold 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;2011&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="width: 80%; text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Accumulated other comprehensive loss at beginning of fiscal year&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; font: bold 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="width: 1%; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;$&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 7%; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;9,855&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;5,432&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Net (gain) loss arising during period&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;(12,288&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;)&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;7,707&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Prior service cost&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;(32&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;)&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#151;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Transition Obligation&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;(30&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;)&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#151;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Amortization of unrecognized actuarial loss&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;(545&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;)&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;(382&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;)&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Amortization of prior service cost and transition obligation&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;(14&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;)&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;(13&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;)&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Tax expense (benefit) of changes during the year, net&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;5,117&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;(2,889&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;)&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Accumulated other comprehensive loss at end of fiscal year&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 2.5pt"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;$&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;2,063&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;9,855&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;/table&gt;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"&gt;&amp;#160;&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"&gt;The following table reconciles the beginning&#13;and ending balances of the prepaid pension cost related to the Pension Plan:&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 13.5pt"&gt;&amp;#160;&lt;/p&gt;&#13;&#13;&lt;table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;&lt;tr style="vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="font: italic 10pt Calibri, Helvetica, Sans-Serif; text-align: justify"&gt;($ in thousands)&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: center; border-bottom: Black 1pt solid"&gt;2012&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: bold 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;2011&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="width: 80%; text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Prepaid pension cost as of beginning of fiscal year&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; font: bold 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="width: 1%; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;$&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 7%; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;671&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;270&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Net periodic pension cost for fiscal year&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;(1,876&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;)&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;(2,099&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;)&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Actual employer contributions&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;2,500&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;2,500&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Effect of curtailment&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;(63&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;)&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;&amp;#151;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Prepaid pension asset as of end of fiscal year&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 2.5pt"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;$&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;1,232&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;671&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;/table&gt;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left; text-indent: 0.25in"&gt;&amp;#160;&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"&gt;Net pension cost for the Pension Plan&#13;included the following components for the years ended December 31, 2012, 2011, and 2010:&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify"&gt;&amp;#160;&lt;/p&gt;&#13;&#13;&lt;table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;&lt;tr style="vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="font: italic 10pt Calibri, Helvetica, Sans-Serif; text-align: justify"&gt;($ in thousands)&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: center; border-bottom: Black 1pt solid"&gt;2012&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: bold 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;2011&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;2010&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="width: 70%; text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Service cost &amp;#150; benefits earned during the period&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; font: bold 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="width: 1%; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;$&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 7%; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;1,835&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;1,782&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;1,754&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Interest cost on projected benefit obligation&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;1,451&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;1,638&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;1,555&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Expected return on plan assets&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;(1,969&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;)&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;(1,716&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;)&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;(1,479&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;)&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Net amortization and deferral&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;559&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;395&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;465&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;Net periodic pension cost&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 2.5pt"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;$&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;1,876&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;2,099&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;2,295&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;/table&gt;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify"&gt;&amp;#160;&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"&gt;The estimated net loss that will be amortized&#13;from accumulated other comprehensive income into net periodic pension cost over the next fiscal year is $14,000.&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"&gt;&amp;#160;&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"&gt;The following table is an estimate of&#13;the benefits that will be paid in accordance with the Pension Plan during the indicated time periods:&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0.25in"&gt;&amp;#160;&lt;/p&gt;&#13;&#13;&lt;table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;&lt;tr style="vertical-align: bottom"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify"&gt;&lt;p style="font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify"&gt;&amp;#160;&lt;/p&gt;&lt;p style="font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify"&gt;&lt;i&gt;($ in thousands)&lt;/i&gt;&lt;/p&gt;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid"&gt;Estimated &lt;br /&gt;&#13;benefit &lt;br /&gt;&#13;payments&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255)"&gt;&#13;    &lt;td nowrap="nowrap" style="width: 90%; text-align: justify"&gt;&amp;#160;Year ending December 31, 2013&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="width: 1%; text-align: left"&gt;$&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 7%; text-align: right"&gt;723&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify"&gt;&amp;#160;Year ending December 31, 2014&lt;/td&gt;&lt;td nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right"&gt;860&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255)"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify"&gt;&amp;#160;Year ending December 31, 2015&lt;/td&gt;&lt;td nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right"&gt;968&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify"&gt;&amp;#160;Year ending December 31, 2016&lt;/td&gt;&lt;td nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right"&gt;1,160&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255)"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify"&gt;&amp;#160;Year ending December 31, 2017&lt;/td&gt;&lt;td nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right"&gt;1,302&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify"&gt;&amp;#160;Years ending December 31, 2018-2022&lt;/td&gt;&lt;td nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right"&gt;9,013&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;/table&gt;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify"&gt;&amp;#160;&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"&gt;For each of the years ended December 31,&#13;2012, 2011, and 2010, the Company used an expected long-term rate-of-return-on-assets assumption of 7.75%. The Company arrived&#13;at this rate based primarily on a third-party investment consulting firm&amp;#146;s historical analysis of investment returns, which&#13;indicated that the mix of the Pension Plan&amp;#146;s assets (generally 75% equities and 25% fixed income) can be expected to return&#13;approximately 7.75% on a long term basis.&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left; text-indent: 0.25in"&gt;&amp;#160;&lt;/p&gt;&#13;&#13;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"&gt;&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"&gt;Funds in the Pension Plan are invested&#13;in a mix of investment types in accordance with the Pension Plan&amp;#146;s investment policy, which is intended to provide an average&#13;annual rate of return of 7% to 10%, while maintaining proper diversification. Except for Company stock, all of the Pension Plan&amp;#146;s&#13;assets are invested in an unaffiliated bank money market account or mutual funds. The investment policy of the Pension Plan does&#13;not permit the use of derivatives, except to the extent that derivatives are used by any of the mutual funds invested in by the&#13;Pension Plan. The following table presents the targeted mix of the Pension Plan&amp;#146;s assets as of December 31, 2012, as set&#13;out by the Plan&amp;#146;s investment policy:&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify"&gt;&amp;#160;&lt;/p&gt;&#13;&#13;&lt;table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;&lt;tr style="vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Investment type&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; vertical-align: bottom"&gt;Targeted % &lt;br /&gt;of Total Assets&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Acceptable Range % of &lt;br /&gt;&#13;Total Assets&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: center; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="text-align: center; vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: center; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-decoration: underline; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Fixed income investments&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: center; vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: center; vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: center; padding-left: 5.4pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="width: 33%; text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&amp;#160;&amp;#160;Cash/money market account&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="width: 1%; text-align: center; vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 31%; text-align: center; vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;2%&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="width: 32%; text-align: center; padding-left: 5.4pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;1%-5%&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&amp;#160;&amp;#160;US government bond fund&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: center; vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: center; vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;10%&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: center; padding-left: 5.4pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;10%-20%&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&amp;#160;&amp;#160;US corporate bond fund&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: center; vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: center; vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;10%&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: center; padding-left: 5.4pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;5%-15%&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&amp;#160;&amp;#160;US corporate high yield bond fund&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: center; vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: center; vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;5%&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: center; padding-left: 5.4pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;0%-10%&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-decoration: underline; text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Equity investments&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: center; vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: center; vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: center; padding-left: 5.4pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&amp;#160;&amp;#160;Large cap value fund&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: center; vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: center; vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;20%&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: center; padding-left: 5.4pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;20%-30%&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&amp;#160;&amp;#160;Large cap growth fund&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: center; vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: center; vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;20%&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: center; padding-left: 5.4pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;20%-30%&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&amp;#160;&amp;#160;Mid cap equity fund&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: center; vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: center; vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;10%&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: center; padding-left: 5.4pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;5%-15%&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&amp;#160;&amp;#160;Small cap growth fund&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: center; vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: center; vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;8%&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: center; padding-left: 5.4pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;5%-15%&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&amp;#160;&amp;#160;Foreign equity fund&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: center; vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: center; vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;10%&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: center; padding-left: 5.4pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;5%-15%&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&amp;#160;&amp;#160;Company stock&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: center; vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: center; vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;5%&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: center; padding-left: 5.4pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;0%-10%&lt;/td&gt;&lt;/tr&gt;&#13;&lt;/table&gt;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0.25in"&gt;&amp;#160;&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"&gt;The Pension Plan&amp;#146;s investment strategy&#13;contains certain investment objectives and risks for each permitted investment category. To ensure that risk and return characteristics&#13;are consistently followed, the Pension Plan&amp;#146;s investments are reviewed at least semi-annually and rebalanced within the acceptable&#13;range. &lt;font style="letter-spacing: -0.15pt"&gt;Performance m&lt;/font&gt;easurement of the investments employs the use of certain investment&#13;category and peer group benchmarks. The investment category benchmarks as of December 31, 2012 are as follows:&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"&gt;&amp;#160;&lt;/p&gt;&#13;&#13;&lt;table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;&lt;tr style="vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="width: 33%; text-align: left; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;br /&gt;Investment Category&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="width: 33%; text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; padding-left: 0"&gt;Investment Category Benchmark&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="width: 32%; text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; padding-left: 0"&gt;Range of Acceptable Deviation &lt;br /&gt;&#13;from Investment Category &lt;br /&gt;&#13;Benchmark&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: center; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: center; padding-left: 0; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: center; padding-left: 0; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-decoration: underline; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Fixed income investments&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: center; padding-left: 0; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: center; padding-left: 0; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&amp;#160;&amp;#160;Cash/money market account&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: center; padding-left: 0; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Citigroup Treasury Bill Index &amp;#150; 3 month&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: center; padding-left: 0; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;0-50 basis points&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&amp;#160;&amp;#160;US government bond fund&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: center; padding-left: 0; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Barclays Intermediate Government Bond Index&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: center; padding-left: 0; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;0-200 basis points&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&amp;#160;&amp;#160;US corporate bond fund&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: center; padding-left: 0; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Barclays Aggregate Index&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: center; padding-left: 0; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;0-200 basis points&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&amp;#160;&amp;#160;US corporate high yield bond fund&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: center; padding-left: 0; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Barclays High Yield Index&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: center; padding-left: 0; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;0-200 basis points&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-decoration: underline; text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Equity investments&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: center; padding-left: 0; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: center; padding-left: 0; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&amp;#160;&amp;#160;Large cap value fund&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: center; padding-left: 0; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Russell 1000 Value Index&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: center; padding-left: 0; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;0-300 basis points&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&amp;#160;&amp;#160;Large cap growth fund&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: center; padding-left: 0; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Russell 1000 Growth Index&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: center; padding-left: 0; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;0-300 basis points&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&amp;#160;&amp;#160;Mid cap equity fund&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: center; padding-left: 0; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Russell Mid Cap Index&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: center; padding-left: 0; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;0-300 basis points&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&amp;#160;&amp;#160;Small cap growth fund&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: center; padding-left: 0; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Russell 2000 Growth Index&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: center; padding-left: 0; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;0-300 basis points&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&amp;#160;&amp;#160;Foreign equity fund&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: center; padding-left: 0; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;MSCI EAFE Index&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: center; padding-left: 0; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;0-300 basis points&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&amp;#160;&amp;#160;Company stock&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: center; padding-left: 0; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Russell 2000 Index&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: center; padding-left: 0; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;0-300 basis points&lt;/td&gt;&lt;/tr&gt;&#13;&lt;/table&gt;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"&gt;&amp;#160;&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"&gt;Each of the investment fund&amp;#146;s average&#13;annualized return over a three-year period should be within the range of acceptable deviation from the benchmarked index shown&#13;above. In addition to the investment category benchmarks, the Pension Plan also utilizes certain Peer Group benchmarks, based on&#13;Morningstar percentile rankings for each investment category. Funds are generally considered to be underperformers if their category&#13;ranking is below the 75&lt;sup&gt;th&lt;/sup&gt; percentile for the trailing one-year period; the 50&lt;sup&gt;th&lt;/sup&gt; percentile for the trailing&#13;three-year period; and the 25&lt;sup&gt;th&lt;/sup&gt; percentile for the trailing five-year period.&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"&gt;&amp;#160;&lt;/p&gt;&#13;&#13;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"&gt;&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"&gt;&lt;font style="letter-spacing: -0.15pt"&gt;The&#13;Pension Plan invests in various investment securities which are exposed to various risks such as interest rate, market, and credit&#13;risks. All of these risks are monitored and managed by the Company. No significant concentration of risk exists within the plan&#13;assets at December 31, 2012.&lt;/font&gt;&amp;#160;&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left; text-indent: 0.5in"&gt;&amp;#160;&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"&gt;The fair values of the Company&amp;#146;s&#13;pension plan assets at December 31, 2012, by asset category, are as follows:&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"&gt;&amp;#160;&lt;/p&gt;&#13;&#13;&lt;table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;&lt;tr style="vertical-align: bottom"&gt;&#13;    &lt;td nowrap="nowrap" style="font-style: italic; text-align: justify"&gt;($ in thousands)&lt;/td&gt;&lt;td nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="6" nowrap="nowrap" style="text-align: center"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="6" nowrap="nowrap" style="text-align: center"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font-weight: bold; padding-bottom: 1pt"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="font-weight: bold; text-align: center; border-bottom: Black 1pt solid"&gt;Total Fair Value &lt;br /&gt;&#13;at December &lt;br /&gt;&#13;31, 2012&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font-weight: bold"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font-weight: bold; padding-bottom: 1pt"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="font-weight: bold; text-align: center; border-bottom: Black 1pt solid"&gt;Quoted Prices&lt;br /&gt;&#13; in Active &lt;br /&gt;&#13;Markets for &lt;br /&gt;&#13;Identical Assets &lt;br /&gt;&#13;(Level 1)&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font-weight: bold"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font-weight: bold; padding-bottom: 1pt"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="font-weight: bold; text-align: center; border-bottom: Black 1pt solid"&gt;Significant Other &lt;br /&gt;&#13;Observable Inputs &lt;br /&gt;&#13;(Level 2)&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font-weight: bold"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font-weight: bold; padding-bottom: 1pt"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="font-weight: bold; text-align: center; border-bottom: Black 1pt solid"&gt;Significant &lt;br /&gt;&#13;Unobservable &lt;br /&gt;&#13;Inputs &lt;br /&gt;(Level 3)&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font-weight: bold"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="text-align: right"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="text-align: right"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="text-align: right"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="text-align: right"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255)"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify"&gt;Fixed income investments&lt;/td&gt;&lt;td nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White"&gt;&#13;    &lt;td nowrap="nowrap" style="width: 60%; text-align: justify"&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;Money market funds&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="width: 1%; text-align: left"&gt;$&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 7%; text-align: right"&gt;441&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; font-weight: bold"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="width: 1%; font-weight: bold; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 7%; font-weight: bold; text-align: right"&gt;&amp;#151;&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; font-weight: bold; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="width: 1%; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 7%; text-align: right"&gt;441&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; font-weight: bold"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="width: 1%; font-weight: bold; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 7%; font-weight: bold; text-align: right"&gt;&amp;#151;&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; font-weight: bold; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255)"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify"&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;US government bond fund&lt;/td&gt;&lt;td nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right"&gt;2,995&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right"&gt;2,995&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font-weight: bold"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="font-weight: bold; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font-weight: bold; text-align: right"&gt;&amp;#151;&lt;/td&gt;&lt;td nowrap="nowrap" style="font-weight: bold; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font-weight: bold"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="font-weight: bold; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font-weight: bold; text-align: right"&gt;&amp;#151;&lt;/td&gt;&lt;td nowrap="nowrap" style="font-weight: bold; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify"&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;US corporate bond fund&lt;/td&gt;&lt;td nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right"&gt;3,008&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right"&gt;3,008&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font-weight: bold"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="font-weight: bold; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font-weight: bold; text-align: right"&gt;&amp;#151;&lt;/td&gt;&lt;td nowrap="nowrap" style="font-weight: bold; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font-weight: bold"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="font-weight: bold; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font-weight: bold; text-align: right"&gt;&amp;#151;&lt;/td&gt;&lt;td nowrap="nowrap" style="font-weight: bold; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255)"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left"&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;US corporate high yield bond fund&lt;/td&gt;&lt;td nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right"&gt;1,563&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right"&gt;1,563&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font-weight: bold"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="font-weight: bold; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font-weight: bold; text-align: right"&gt;&amp;#151;&lt;/td&gt;&lt;td nowrap="nowrap" style="font-weight: bold; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font-weight: bold"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="font-weight: bold; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font-weight: bold; text-align: right"&gt;&amp;#151;&lt;/td&gt;&lt;td nowrap="nowrap" style="font-weight: bold; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255)"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify"&gt;Equity investments&lt;/td&gt;&lt;td nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify"&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;Large cap value fund&lt;/td&gt;&lt;td nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right"&gt;6,101&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right"&gt;6,101&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font-weight: bold"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="font-weight: bold; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font-weight: bold; text-align: right"&gt;&amp;#151;&lt;/td&gt;&lt;td nowrap="nowrap" style="font-weight: bold; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font-weight: bold"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="font-weight: bold; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font-weight: bold; text-align: right"&gt;&amp;#151;&lt;/td&gt;&lt;td nowrap="nowrap" style="font-weight: bold; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255)"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify"&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;Large cap growth fund&lt;/td&gt;&lt;td nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right"&gt;6,020&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right"&gt;6,020&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font-weight: bold"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="font-weight: bold; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font-weight: bold; text-align: right"&gt;&amp;#151;&lt;/td&gt;&lt;td nowrap="nowrap" style="font-weight: bold; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font-weight: bold"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="font-weight: bold; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font-weight: bold; text-align: right"&gt;&amp;#151;&lt;/td&gt;&lt;td nowrap="nowrap" style="font-weight: bold; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify"&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;Small cap growth fund&lt;/td&gt;&lt;td nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right"&gt;2,514&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right"&gt;2,514&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font-weight: bold"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="font-weight: bold; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font-weight: bold; text-align: right"&gt;&amp;#151;&lt;/td&gt;&lt;td nowrap="nowrap" style="font-weight: bold; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font-weight: bold"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="font-weight: bold; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font-weight: bold; text-align: right"&gt;&amp;#151;&lt;/td&gt;&lt;td nowrap="nowrap" style="font-weight: bold; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255)"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify"&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;Mid cap growth fund&lt;/td&gt;&lt;td nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right"&gt;3,153&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right"&gt;3,153&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font-weight: bold"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="font-weight: bold; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font-weight: bold; text-align: right"&gt;&amp;#151;&lt;/td&gt;&lt;td nowrap="nowrap" style="font-weight: bold; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font-weight: bold"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="font-weight: bold; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font-weight: bold; text-align: right"&gt;&amp;#151;&lt;/td&gt;&lt;td nowrap="nowrap" style="font-weight: bold; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; text-indent: 0"&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;Foreign equity fund&lt;/td&gt;&lt;td nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right"&gt;3,147&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right"&gt;3,147&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font-weight: bold"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="font-weight: bold; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font-weight: bold; text-align: right"&gt;&amp;#151;&lt;/td&gt;&lt;td nowrap="nowrap" style="font-weight: bold; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font-weight: bold"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="font-weight: bold; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font-weight: bold; text-align: right"&gt;&amp;#151;&lt;/td&gt;&lt;td nowrap="nowrap" style="font-weight: bold; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255)"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; padding-bottom: 1pt"&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;Company stock&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: right"&gt;1,182&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: right"&gt;1,182&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font-weight: bold; padding-bottom: 1pt"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: right"&gt;&amp;#151;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font-weight: bold; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font-weight: bold; padding-bottom: 1pt"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: right"&gt;&amp;#151;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font-weight: bold; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; padding-bottom: 2.5pt"&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;Total&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; text-align: left"&gt;$&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; text-align: right"&gt;30,124&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; text-align: right"&gt;29,683&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; text-align: right"&gt;441&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font-weight: bold; padding-bottom: 2.5pt"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font-weight: bold; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font-weight: bold; text-align: right"&gt;&amp;#151;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font-weight: bold; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;/table&gt;&#13;&#13;&lt;p style="font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0.25in"&gt;&amp;#160;&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"&gt;The fair values of the Company&amp;#146;s&#13;pension plan assets at December 31, 2011, by asset category, are as follows:&lt;/p&gt;&#13;&#13;&lt;table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;&lt;tr style="vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="font: italic 10pt Calibri, Helvetica, Sans-Serif; text-align: justify"&gt;($ in thousands)&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="6" nowrap="nowrap" style="text-align: center; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="6" nowrap="nowrap" style="text-align: center; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: center; border-bottom: Black 1pt solid"&gt;Total Fair Value&lt;br /&gt;&#13; at December &lt;br /&gt;&#13;31, 2011&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: bold 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: center; border-bottom: Black 1pt solid"&gt;Quoted Prices &lt;br /&gt;&#13;in Active &lt;br /&gt;&#13;Markets for &lt;br /&gt;&#13;Identical Assets &lt;br /&gt;&#13;(Level 1)&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: bold 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: center; border-bottom: Black 1pt solid"&gt;Significant Other &lt;br /&gt;&#13;Observable Inputs &lt;br /&gt;&#13;(Level 2)&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: bold 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: center; border-bottom: Black 1pt solid"&gt;Significant &lt;br /&gt;&#13;Unobservable &lt;br /&gt;&#13;Inputs &lt;br /&gt;(Level 3)&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: bold 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Fixed income investments&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="width: 60%; text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;Money market funds&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;$&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;831&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; font: bold 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="width: 1%; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 7%; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;&amp;#151;&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;831&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; font: bold 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="width: 1%; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 7%; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;&amp;#151;&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;US government bond fund&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;2,356&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;2,356&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;&amp;#151;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;&amp;#151;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;US corporate bond fund&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;2,331&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;2,331&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;&amp;#151;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;&amp;#151;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;US corporate high yield bond fund&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;1,195&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;1,195&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;&amp;#151;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;&amp;#151;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Equity investments&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;Large cap value fund&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;5,194&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;5,194&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;&amp;#151;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;&amp;#151;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;Large cap growth fund&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;4,883&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;4,883&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;&amp;#151;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;&amp;#151;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;Small cap growth fund&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;2,030&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;2,030&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;&amp;#151;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;&amp;#151;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;Mid cap growth fund&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;2,491&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;2,491&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;&amp;#151;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;&amp;#151;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;Foreign equity fund&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;2,328&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;2,328&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;&amp;#151;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;&amp;#151;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;Company stock&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;827&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;827&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;&amp;#151;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;&amp;#151;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;Total&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;$&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;24,466&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;23,635&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;831&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 2.5pt"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;&amp;#151;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;/table&gt;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify"&gt;&amp;#160;&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify"&gt;The following is a description of the&#13;valuation methodologies used for assets measured at fair value. There have been no changes in the methodologies used at December&#13;31, 2012 and 2011.&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify"&gt;&amp;#160;&lt;/p&gt;&#13;&#13;&lt;table cellpadding="0" cellspacing="0" style="width: 100%; font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin-top: 0; margin-bottom: 0"&gt;&lt;tr style="vertical-align: top; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;&lt;td style="width: 0.5in; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&lt;/td&gt;&lt;td style="width: 0.25in; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;-&lt;/td&gt;&lt;td style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&lt;font style="font-family: Calibri, Helvetica, Sans-Serif"&gt;Money market fund: valued on the active&#13;market on which it is traded; at amortized cost, which approximates fair value.&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&#13;&#13;&lt;table cellpadding="0" cellspacing="0" style="width: 100%; font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin-top: 0; margin-bottom: 0"&gt;&lt;tr style="vertical-align: top; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;&lt;td style="width: 0.5in; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&lt;/td&gt;&lt;td style="width: 0.25in; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;-&lt;/td&gt;&lt;td style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&lt;font style="font-family: Calibri, Helvetica, Sans-Serif"&gt;Mutual funds, common stocks: valued at the&#13;closing price reported on the active market on which the individual securities are traded.&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify"&gt;&amp;#160;&lt;/p&gt;&#13;&#13;&#13;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify"&gt;&amp;#160;&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"&gt;&lt;u&gt;Supplemental Executive Retirement&#13;Plan&lt;/u&gt;. Historically, the Company sponsored a Supplemental Executive Retirement Plan (the &amp;#147;SERP&amp;#148;) for the benefit&#13;of certain senior management executives of the Company. The purpose of the SERP was to provide additional monthly pension benefits&#13;to ensure that each such senior management executive would receive lifetime monthly pension benefits equal to 3% of his or her&#13;final average compensation multiplied by his or her years of service (maximum of 20 years) to the Company or its subsidiaries,&#13;subject to a maximum of 60% of his or her final average compensation. The amount of a participant&amp;#146;s monthly SERP benefit&#13;is reduced by (i) the amount payable under the Company&amp;#146;s qualified Pension Plan (described above), and (ii) 50% of the participant&amp;#146;s&#13;primary social security benefit. Final average compensation means the average of the 5 highest consecutive calendar years of earnings&#13;during the last 10 years of service prior to termination of employment. The SERP is an unfunded plan. Payments are made from the&#13;general assets of the Company.&amp;#160;&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"&gt;&amp;#160;&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"&gt;During the fourth quarter of 2012, the&#13;Company notified participants that the SERP would be frozen on December 31, 2012. Although no previously accrued benefits will&#13;be lost, participants will no longer accrue benefits for service subsequent to 2012. The freezing of the SERP resulted in an immediate&#13;$0.5 million reduction in its benefit obligation, which is referred to as a &amp;#147;curtailment gain&amp;#148; in the table below.&#13;The curtailment gain reduced the liability of the plan and lowered the amount of accumulated other comprehensive loss, which results&#13;in an increase in shareholders&amp;#146; equity.&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"&gt;&amp;#160;&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"&gt;The following table reconciles the beginning&#13;and ending balances of the SERP&amp;#146;s benefit obligation, as computed by the Company&amp;#146;s independent actuarial consultants:&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 13.5pt"&gt;&amp;#160;&lt;/p&gt;&#13;&#13;&lt;table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;&lt;tr style="vertical-align: bottom"&gt;&#13;    &lt;td style="font-style: italic; text-align: justify"&gt;($ in thousands)&lt;/td&gt;&lt;td style="font-weight: bold; padding-bottom: 1pt"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" style="font-weight: bold; text-align: center; border-bottom: Black 1pt solid"&gt;2012&lt;/td&gt;&lt;td style="padding-bottom: 1pt; font-weight: bold"&gt;&amp;#160;&lt;/td&gt;&lt;td style="padding-bottom: 1pt"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" style="text-align: center; border-bottom: Black 1pt solid"&gt;2011&lt;/td&gt;&lt;td style="padding-bottom: 1pt"&gt;&amp;#160;&lt;/td&gt;&lt;td style="padding-bottom: 1pt"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" style="text-align: center; border-bottom: Black 1pt solid"&gt;2010&lt;/td&gt;&lt;td style="padding-bottom: 1pt"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255)"&gt;&#13;    &lt;td style="text-decoration: underline; text-align: justify"&gt;Change in benefit obligation&lt;/td&gt;&lt;td&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td style="text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td style="text-align: right"&gt;&amp;#160;&lt;/td&gt;&lt;td style="text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td style="text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td style="text-align: right"&gt;&amp;#160;&lt;/td&gt;&lt;td style="text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td style="text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td style="text-align: right"&gt;&amp;#160;&lt;/td&gt;&lt;td style="text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White"&gt;&#13;    &lt;td style="width: 70%; text-align: justify"&gt;Projected benefit obligation at beginning of year&lt;/td&gt;&lt;td style="width: 1%; font-weight: bold"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td style="width: 1%; font-weight: bold; text-align: left"&gt;$&lt;/td&gt;&lt;td style="width: 7%; font-weight: bold; text-align: right"&gt;8,064&lt;/td&gt;&lt;td style="width: 1%; font-weight: bold; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td style="width: 1%"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td style="width: 1%; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td style="width: 7%; text-align: right"&gt;7,433&lt;/td&gt;&lt;td style="width: 1%; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td style="width: 1%"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td style="width: 1%; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td style="width: 7%; text-align: right"&gt;6,222&lt;/td&gt;&lt;td style="width: 1%; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255)"&gt;&#13;    &lt;td style="text-align: justify"&gt;Service cost&lt;/td&gt;&lt;td style="font-weight: bold"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td style="font-weight: bold; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td style="font-weight: bold; text-align: right"&gt;303&lt;/td&gt;&lt;td style="font-weight: bold; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td style="text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td style="text-align: right"&gt;292&lt;/td&gt;&lt;td style="text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td style="text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td style="text-align: right"&gt;408&lt;/td&gt;&lt;td style="text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White"&gt;&#13;    &lt;td style="text-align: justify"&gt;Interest cost&lt;/td&gt;&lt;td style="font-weight: bold"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td style="font-weight: bold; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td style="font-weight: bold; text-align: right"&gt;280&lt;/td&gt;&lt;td style="font-weight: bold; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td style="text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td style="text-align: right"&gt;351&lt;/td&gt;&lt;td style="text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td style="text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td style="text-align: right"&gt;377&lt;/td&gt;&lt;td style="text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255)"&gt;&#13;    &lt;td style="text-align: justify"&gt;Actuarial (gain) loss&lt;/td&gt;&lt;td style="font-weight: bold"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td style="font-weight: bold; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td style="font-weight: bold; text-align: right"&gt;(1,201&lt;/td&gt;&lt;td style="font-weight: bold; text-align: left"&gt;)&lt;/td&gt;&lt;td&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td style="text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td style="text-align: right"&gt;93&lt;/td&gt;&lt;td style="text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td style="text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td style="text-align: right"&gt;531&lt;/td&gt;&lt;td style="text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White"&gt;&#13;    &lt;td style="text-align: justify"&gt;Benefits paid&lt;/td&gt;&lt;td style="font-weight: bold"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td style="font-weight: bold; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td style="font-weight: bold; text-align: right"&gt;(146&lt;/td&gt;&lt;td style="font-weight: bold; text-align: left"&gt;)&lt;/td&gt;&lt;td&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td style="text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td style="text-align: right"&gt;(105&lt;/td&gt;&lt;td style="text-align: left"&gt;)&lt;/td&gt;&lt;td&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td style="text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td style="text-align: right"&gt;(105&lt;/td&gt;&lt;td style="text-align: left"&gt;)&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255)"&gt;&#13;    &lt;td style="text-align: justify; padding-bottom: 1pt"&gt;Curtailment gain&lt;/td&gt;&lt;td style="font-weight: bold; padding-bottom: 1pt"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td style="border-bottom: Black 1pt solid; font-weight: bold; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td style="border-bottom: Black 1pt solid; font-weight: bold; text-align: right"&gt;(487&lt;/td&gt;&lt;td style="padding-bottom: 1pt; font-weight: bold; text-align: left"&gt;)&lt;/td&gt;&lt;td style="padding-bottom: 1pt"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td style="border-bottom: Black 1pt solid; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td style="border-bottom: Black 1pt solid; text-align: right"&gt;&amp;#151;&lt;/td&gt;&lt;td style="padding-bottom: 1pt; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td style="padding-bottom: 1pt"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td style="border-bottom: Black 1pt solid; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td style="border-bottom: Black 1pt solid; text-align: right"&gt;&amp;#151;&lt;/td&gt;&lt;td style="padding-bottom: 1pt; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White"&gt;&#13;    &lt;td style="text-align: justify"&gt;Projected benefit obligation at end of year&lt;/td&gt;&lt;td style="font-weight: bold"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td style="font-weight: bold; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td style="font-weight: bold; text-align: right"&gt;6,813&lt;/td&gt;&lt;td style="font-weight: bold; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td style="text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td style="text-align: right"&gt;8,064&lt;/td&gt;&lt;td style="text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td style="text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td style="text-align: right"&gt;7,433&lt;/td&gt;&lt;td style="text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255)"&gt;&#13;    &lt;td style="text-align: justify; padding-bottom: 1pt"&gt;Plan assets&lt;/td&gt;&lt;td style="padding-bottom: 1pt"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td style="border-bottom: Black 1pt solid; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td style="border-bottom: Black 1pt solid; text-align: right"&gt;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0"&gt;&amp;#151;&lt;/p&gt;&lt;/td&gt;&lt;td style="padding-bottom: 1pt; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td style="padding-bottom: 1pt"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td style="border-bottom: Black 1pt solid; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td style="border-bottom: Black 1pt solid; text-align: right"&gt;&amp;#151;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0"&gt;&lt;/p&gt;&lt;/td&gt;&lt;td style="padding-bottom: 1pt; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td style="padding-bottom: 1pt"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td style="border-bottom: Black 1pt solid; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td style="border-bottom: Black 1pt solid; text-align: right"&gt;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0"&gt;&amp;#151;&lt;/p&gt;&lt;/td&gt;&lt;td style="padding-bottom: 1pt; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White"&gt;&#13;    &lt;td style="text-align: justify; padding-bottom: 2.5pt"&gt;Funded status at end of year&lt;/td&gt;&lt;td style="font-weight: bold; padding-bottom: 2.5pt"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td style="border-bottom: Black 2.5pt double; font-weight: bold; text-align: left"&gt;$&lt;/td&gt;&lt;td style="border-bottom: Black 2.5pt double; font-weight: bold; text-align: right"&gt;(6,813&lt;/td&gt;&lt;td style="padding-bottom: 2.5pt; font-weight: bold; text-align: left"&gt;)&lt;/td&gt;&lt;td style="padding-bottom: 2.5pt"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td style="border-bottom: Black 2.5pt double; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td style="border-bottom: Black 2.5pt double; text-align: right"&gt;(8,064&lt;/td&gt;&lt;td style="padding-bottom: 2.5pt; text-align: left"&gt;)&lt;/td&gt;&lt;td style="padding-bottom: 2.5pt"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td style="border-bottom: Black 2.5pt double; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td style="border-bottom: Black 2.5pt double; text-align: right"&gt;(7,433&lt;/td&gt;&lt;td style="padding-bottom: 2.5pt; text-align: left"&gt;)&lt;/td&gt;&lt;/tr&gt;&#13;&lt;/table&gt;&#13;&#13;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 13.5pt"&gt;&amp;#160;&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"&gt;The accumulated benefit obligation related&#13;to the SERP was $6,813,000, $7,199,000, and $5,623,000 at December 31, 2012, 2011, and 2010, respectively.&amp;#160;&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"&gt;&amp;#160;&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"&gt;The following table presents information&#13;regarding the amounts recognized in the consolidated balance sheets at December 31, 2012 and 2011 as it relates to the SERP, excluding&#13;the related deferred tax assets.&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left; text-indent: 13.5pt"&gt;&amp;#160;&lt;/p&gt;&#13;&#13;&lt;table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;&lt;tr style="vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="font: italic 10pt Calibri, Helvetica, Sans-Serif; text-align: justify"&gt;($ in thousands)&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: center; border-bottom: Black 1pt solid"&gt;2012&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: bold 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;2011&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="width: 80%; text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Other assets &amp;#150; prepaid pension asset (liability)&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; font: bold 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="width: 1%; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;$&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 7%; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;(6,614&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;)&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;(6,075&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;)&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Other liabilities&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;(199&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;)&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;(1,989&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;)&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 2.5pt"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;$&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;(6,813&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;)&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;(8,064&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;)&lt;/td&gt;&lt;/tr&gt;&#13;&lt;/table&gt;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify"&gt;&amp;#160;&lt;/p&gt;&#13;&#13;&#13;&#13;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"&gt;The following table presents information&#13;regarding the amounts recognized in AOCI at December 31, 2012 and 2011.&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 13.5pt"&gt;&amp;#160;&lt;/p&gt;&#13;&#13;&lt;table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;&lt;tr style="vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="font: italic 10pt Calibri, Helvetica, Sans-Serif; text-align: justify"&gt;($ in thousands)&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: center; border-bottom: Black 1pt solid"&gt;2012&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: bold 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;2011&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="width: 80%; text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Net (gain) loss&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; font: bold 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="width: 1%; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;$&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 7%; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;199&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;1,887&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Prior service cost&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;&amp;#151;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;102&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Amount recognized in AOCI before tax effect&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;199&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;1,989&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Tax benefit&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;(79&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;)&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;(786&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;)&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Net amount recognized as reduction to AOCI&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 2.5pt"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;$&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;120&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;1,203&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;/table&gt;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"&gt;&amp;#160;&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"&gt;The following table reconciles the beginning&#13;and ending balances of accumulated other comprehensive income (AOCI) at December 31, 2012 and 2011, as it relates to the SERP:&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"&gt;&amp;#160;&lt;/p&gt;&#13;&#13;&lt;table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;&lt;tr style="vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="font: italic 10pt Calibri, Helvetica, Sans-Serif; text-align: justify"&gt;($ in thousands)&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: center; border-bottom: Black 1pt solid"&gt;2012&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: bold 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;2011&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="width: 80%; text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Accumulated other comprehensive loss at beginning of fiscal year&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; font: bold 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="width: 1%; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;$&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 7%; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;1,203&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;1,165&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Net (gain) loss arising during period&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;(1,687&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;)&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;93&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Prior service cost&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;(83&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;)&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#151;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Amortization of unrecognized actuarial loss&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;&amp;#151;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;(12&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;)&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Amortization of prior service cost and transition obligation&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;(19&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;)&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;(19&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;)&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Tax expense (benefit) of changes during the year, net&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;706&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;(24&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;)&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Accumulated other comprehensive loss at end of fiscal year&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 2.5pt"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;$&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;120&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;1,203&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;/table&gt;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"&gt;&amp;#160;&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"&gt;The following table reconciles the beginning&#13;and ending balances of the prepaid pension cost related to the SERP:&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left; text-indent: 13.5pt"&gt;&amp;#160;&lt;/p&gt;&#13;&#13;&lt;table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;&lt;tr style="vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="font: italic 10pt Calibri, Helvetica, Sans-Serif; text-align: justify"&gt;($ in thousands)&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: center; border-bottom: Black 1pt solid"&gt;2012&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: bold 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;2011&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="width: 80%; text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Prepaid pension cost (liability) as of beginning of fiscal year&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; font: bold 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="width: 1%; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;$&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 7%; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;(6,075&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;)&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;(5,507&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;)&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Net periodic pension cost for fiscal year&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;(602&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;)&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;(673&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;)&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Benefits paid&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;146&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;105&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Effect of curtailment&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;(83&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;)&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;&amp;#151;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Prepaid pension cost (liability) as of end of fiscal year&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 2.5pt"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;$&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;(6,614&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;)&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;(6,075&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;)&lt;/td&gt;&lt;/tr&gt;&#13;&lt;/table&gt;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify"&gt;&amp;#160;&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"&gt;Net pension cost for the SERP included&#13;the following components for the years ended December 31, 2012, 2011, and 2010:&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"&gt;&amp;#160;&lt;/p&gt;&#13;&#13;&lt;table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;&lt;tr style="vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="font: italic 10pt Calibri, Helvetica, Sans-Serif; text-align: justify"&gt;($ in thousands)&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: center; border-bottom: Black 1pt solid"&gt;2012&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: bold 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;2011&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;2010&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="width: 70%; text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Service cost &amp;#150; benefits earned during the period&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; font: bold 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="width: 1%; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;$&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 7%; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;303&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;292&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;408&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Interest cost on projected benefit obligation&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;280&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;351&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;377&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Net amortization and deferral&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;19&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;30&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;100&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;Net periodic pension cost&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 2.5pt"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;$&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;602&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;673&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;885&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;/table&gt;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify"&gt;&amp;#160;&lt;/p&gt;&#13;&#13;&#13;&#13;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"&gt;&amp;#160;&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"&gt;The following table is an estimate of&#13;the benefits that will be paid in accordance with the SERP during the indicated time periods:&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0.25in"&gt;&amp;#160;&lt;/p&gt;&#13;&#13;&lt;table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;&lt;tr style="vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&lt;p style="font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify"&gt;&amp;#160;&lt;/p&gt;&lt;p style="font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify"&gt;&lt;i&gt;($ in thousands)&lt;/i&gt;&lt;/p&gt; &lt;p style="font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify"&gt;&amp;#160;&lt;/p&gt;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Estimated &lt;br /&gt;&#13;benefit &lt;br /&gt;&#13;payments&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="width: 90%; text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;Year ending December 31, 2013&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;$&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;215&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;Year ending December 31, 2014&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;220&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;Year ending December 31, 2015&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;263&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;Year ending December 31, 2016&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;330&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;Year ending December 31, 2017&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;357&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;Years ending December 31, 2018-2022&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;2,309&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;/table&gt;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"&gt;&amp;#160;&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"&gt;The following assumptions were used in&#13;determining the actuarial information for the Pension Plan and the SERP for the years ended December 31, 2012, 2011, and 2010:&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify"&gt;&amp;#160;&lt;/p&gt;&#13;&#13;&lt;table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;&lt;tr style="vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="6" nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: center; border-bottom: Black 1pt solid"&gt;2012&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: bold 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="6" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;2011&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="6" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;2010&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: center; border-bottom: Black 1pt solid"&gt;Pension &lt;br /&gt;Plan&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: bold 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: center; border-bottom: Black 1pt solid"&gt;SERP&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: bold 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Pension &lt;br /&gt;Plan&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;SERP&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Pension &lt;br /&gt;Plan&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;SERP&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="width: 40%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Discount&#13;    rate used to determine net periodic pension cost&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; font: bold 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="width: 1%; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 7%; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: center; vertical-align: bottom"&gt;4.39%&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: center; vertical-align: bottom"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: center; vertical-align: bottom"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="width: 1%; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: center; vertical-align: bottom"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 7%; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: center; vertical-align: bottom"&gt;4.39%&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: center; vertical-align: bottom"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: center; vertical-align: bottom"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="width: 1%; text-align: center; font: 10pt Calibri, Helvetica, Sans-Serif; vertical-align: bottom"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 7%; text-align: center; font: 10pt Calibri, Helvetica, Sans-Serif; vertical-align: bottom"&gt;5.59%&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; text-align: center; font: 10pt Calibri, Helvetica, Sans-Serif; vertical-align: bottom"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: center; vertical-align: bottom"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="width: 1%; text-align: center; font: 10pt Calibri, Helvetica, Sans-Serif; vertical-align: bottom"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 7%; text-align: center; font: 10pt Calibri, Helvetica, Sans-Serif; vertical-align: bottom"&gt;5.59%&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; text-align: center; font: 10pt Calibri, Helvetica, Sans-Serif; vertical-align: bottom"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: center; vertical-align: bottom"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="width: 1%; text-align: center; font: 10pt Calibri, Helvetica, Sans-Serif; vertical-align: bottom"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 7%; text-align: center; font: 10pt Calibri, Helvetica, Sans-Serif; vertical-align: bottom"&gt;6.00%&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; text-align: center; font: 10pt Calibri, Helvetica, Sans-Serif; vertical-align: bottom"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: center; vertical-align: bottom"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="width: 1%; text-align: center; font: 10pt Calibri, Helvetica, Sans-Serif; vertical-align: bottom"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 7%; text-align: center; font: 10pt Calibri, Helvetica, Sans-Serif; vertical-align: bottom"&gt;6.00%&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Discount&#13;    rate used to calculate end of year liability disclosures&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: center; vertical-align: bottom"&gt;3.97%&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: center; vertical-align: bottom"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: center; vertical-align: bottom"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: center; vertical-align: bottom"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: center; vertical-align: bottom"&gt;3.97%&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: center; vertical-align: bottom"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif; text-align: center; vertical-align: bottom"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: center; font: 10pt Calibri, Helvetica, Sans-Serif; vertical-align: bottom"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: center; font: 10pt Calibri, Helvetica, Sans-Serif; vertical-align: bottom"&gt;4.39%&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: center; font: 10pt Calibri, Helvetica, Sans-Serif; vertical-align: bottom"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif; text-align: center; vertical-align: bottom"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: center; font: 10pt Calibri, Helvetica, Sans-Serif; vertical-align: bottom"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: center; font: 10pt Calibri, Helvetica, Sans-Serif; vertical-align: bottom"&gt;4.39%&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: center; font: 10pt Calibri, Helvetica, Sans-Serif; vertical-align: bottom"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif; text-align: center; vertical-align: bottom"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: center; font: 10pt Calibri, Helvetica, Sans-Serif; vertical-align: bottom"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: center; font: 10pt Calibri, Helvetica, Sans-Serif; vertical-align: bottom"&gt;5.59%&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: center; font: 10pt Calibri, Helvetica, Sans-Serif; vertical-align: bottom"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif; text-align: center; vertical-align: bottom"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: center; font: 10pt Calibri, Helvetica, Sans-Serif; vertical-align: bottom"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: center; font: 10pt Calibri, Helvetica, Sans-Serif; vertical-align: bottom"&gt;5.59%&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Expected long-term rate of return on assets&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: center; vertical-align: bottom"&gt;7.75%&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: center; vertical-align: bottom"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: center; vertical-align: bottom"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: center; vertical-align: bottom"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: center; vertical-align: bottom"&gt;&lt;font style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&lt;b&gt;n/a&lt;/b&gt;&lt;/font&gt;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: center; vertical-align: bottom"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif; text-align: center; vertical-align: bottom"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: center; font: 10pt Calibri, Helvetica, Sans-Serif; vertical-align: bottom"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: center; font: 10pt Calibri, Helvetica, Sans-Serif; vertical-align: bottom"&gt;7.75%&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: center; font: 10pt Calibri, Helvetica, Sans-Serif; vertical-align: bottom"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif; text-align: center; vertical-align: bottom"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: center; font: 10pt Calibri, Helvetica, Sans-Serif; vertical-align: bottom"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: center; font: 10pt Calibri, Helvetica, Sans-Serif; vertical-align: bottom"&gt;&lt;font style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;n/a&lt;/font&gt;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: center; font: 10pt Calibri, Helvetica, Sans-Serif; vertical-align: bottom"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif; text-align: center; vertical-align: bottom"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: center; font: 10pt Calibri, Helvetica, Sans-Serif; vertical-align: bottom"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: center; font: 10pt Calibri, Helvetica, Sans-Serif; vertical-align: bottom"&gt;7.75%&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: center; font: 10pt Calibri, Helvetica, Sans-Serif; vertical-align: bottom"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif; text-align: center; vertical-align: bottom"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: center; font: 10pt Calibri, Helvetica, Sans-Serif; vertical-align: bottom"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: center; font: 10pt Calibri, Helvetica, Sans-Serif; vertical-align: bottom"&gt;&lt;font style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;n/a&lt;/font&gt;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Rate of compensation increase&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: center; vertical-align: bottom"&gt;3.50%&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: center; vertical-align: bottom"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: center; vertical-align: bottom"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: center; vertical-align: bottom"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: center; vertical-align: bottom"&gt;3.50%&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: center; vertical-align: bottom"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif; text-align: center; vertical-align: bottom"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: center; font: 10pt Calibri, Helvetica, Sans-Serif; vertical-align: bottom"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: center; font: 10pt Calibri, Helvetica, Sans-Serif; vertical-align: bottom"&gt;5.00%&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: center; font: 10pt Calibri, Helvetica, Sans-Serif; vertical-align: bottom"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif; text-align: center; vertical-align: bottom"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: center; font: 10pt Calibri, Helvetica, Sans-Serif; vertical-align: bottom"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: center; font: 10pt Calibri, Helvetica, Sans-Serif; vertical-align: bottom"&gt;5.00%&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: center; font: 10pt Calibri, Helvetica, Sans-Serif; vertical-align: bottom"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif; text-align: center; vertical-align: bottom"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: center; font: 10pt Calibri, Helvetica, Sans-Serif; vertical-align: bottom"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: center; font: 10pt Calibri, Helvetica, Sans-Serif; vertical-align: bottom"&gt;5.00%&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: center; font: 10pt Calibri, Helvetica, Sans-Serif; vertical-align: bottom"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif; text-align: center; vertical-align: bottom"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: center; font: 10pt Calibri, Helvetica, Sans-Serif; vertical-align: bottom"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: center; font: 10pt Calibri, Helvetica, Sans-Serif; vertical-align: bottom"&gt;5.00%&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;/table&gt;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify"&gt;&amp;#160;&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left; text-indent: 0in"&gt;The Company&amp;#146;s discount&#13;rate policy is based on a calculation of the Company&amp;#146;s expected pension payments, with those payments discounted using the&#13;Citigroup Pension Index yield curve.&amp;#160;&lt;/p&gt;</us-gaap:PensionAndOtherPostretirementBenefitsDisclosureTextBlock>
    <us-gaap:CommitmentsAndContingenciesDisclosureTextBlock contextRef="From2012-01-01to2012-12-31">&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"&gt;&lt;b&gt;Note 13. Commitments, Contingencies,&#13;and Concentrations of Credit Risk&lt;/b&gt;&amp;#160;&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"&gt;&amp;#160;&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"&gt;See Note 11 with respect to future obligations&#13;under noncancelable operating leases.&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"&gt;&amp;#160;&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"&gt;In the normal course of the Company&amp;#146;s&#13;business, there are various outstanding commitments and contingent liabilities such as commitments to extend credit that are not&#13;reflected in the financial statements. The following table presents the Company&amp;#146;s outstanding loan commitments at December&#13;31, 2012.&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"&gt;&amp;#160;&lt;/p&gt;&#13;&#13;&lt;table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;&lt;tr style="vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="font: italic 10pt Calibri, Helvetica, Sans-Serif; text-align: justify"&gt;($ in millions)&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="text-align: center; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="text-align: center; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="text-align: center; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif; border-bottom: Black 1pt solid"&gt;Type of Commitment&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Fixed Rate&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Variable Rate&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Total&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="width: 70%; text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Outstanding closed-end loan commitments&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;$&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;66&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;258&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;324&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Unfunded commitments on revolving lines of credit, &lt;br /&gt;&#13;&amp;#160;&amp;#160;credit cards and home equity loans&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;33&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;184&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;217&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;Total&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;$&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;99&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;442&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;541&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;/table&gt;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"&gt;&amp;#160;&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"&gt;At December 31, 2012 and 2011, the Company&#13;had $12.8 million and $7.1 million, respectively, in standby letters of credit outstanding. The Company has no carrying amount&#13;for these standby letters of credit at either of those dates. The nature of the standby letters of credit is a guarantee made on&#13;behalf of the Company&amp;#146;s customers to suppliers of the customers to guarantee payments owed to the supplier by the customer.&#13;The standby letters of credit are generally for terms for one year, at which time they may be renewed for another year if both&#13;parties agree. The payment of the guarantees would generally be triggered by a continued nonpayment of an obligation owed by the&#13;customer to the supplier. The maximum potential amount of future payments (undiscounted) the Company could be required to make&#13;under the guarantees in the event of nonperformance by the parties to whom credit or financial guarantees have been extended is&#13;represented by the contractual amount of the standby letter of credit. In the event that the Company is required to honor a standby&#13;letter of credit, a note, already executed with the customer, is triggered which provides repayment terms and any collateral. Over&#13;the past two years, the Company has only had to honor several insignificant standby letters of credit, which have been or are being&#13;repaid by the borrower without any loss to the Company. Management expects any draws under existing commitments to be funded through&#13;normal operations.&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left; text-indent: 0in"&gt;&amp;#160;&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"&gt;The Company is not involved in any legal&#13;proceedings which, in management&amp;#146;s opinion, could have a material effect on the consolidated financial position of the Company.&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"&gt;&amp;#160;&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left; text-indent: 0in"&gt;The Bank grants primarily commercial&#13;and installment loans to customers throughout its market area, which consists of Anson, Beaufort, Bladen, Brunswick, Buncombe,&#13;Cabarrus, Carteret, Chatham, Columbus, Dare, Davidson, Duplin, Guilford, Harnett, Iredell, Lee, Montgomery, Moore, New Hanover,&#13;Onslow, Randolph, Richmond, Robeson, Rockingham, Rowan, Scotland, Stanly and Wake Counties in North Carolina, Chesterfield, Dillon,&#13;Florence and Horry Counties in South Carolina, and Montgomery, Pulaski, Roanoke, Washington and Wythe Counties in Virginia. The&#13;real estate loan portfolio can be affected by the condition of the local real estate market. The commercial and installment loan&#13;portfolios can be affected by local economic conditions.&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left; text-indent: 0.25in"&gt;&amp;#160;&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"&gt;The Company&amp;#146;s loan portfolio is&#13;not concentrated in loans to any single borrower or to a relatively small number of borrowers. Additionally, management is not&#13;aware of any concentrations of loans to classes of borrowers or industries that would be similarly affected by economic conditions.&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left; text-indent: 0.25in"&gt;&amp;#160;&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"&gt;In addition to monitoring potential concentrations&#13;of loans to particular borrowers or groups of borrowers, industries and geographic regions, the Company monitors exposure to credit&#13;risk that could arise from potential concentrations of lending products and practices such as loans that subject borrowers to substantial&#13;payment increases (e.g. principal deferral periods, loans with initial interest-only periods, etc), and loans with high loan-to-value&#13;ratios. Additionally, there are industry practices that could subject the Company to increased credit risk should economic conditions&#13;change over the course of a loan&amp;#146;s life. For example, the Company makes variable rate loans and fixed rate principal-amortizing&#13;loans with maturities prior to the loan being fully paid (i.e. balloon payment loans). These loans are underwritten and monitored&#13;to manage the associated risks. The Company has determined that there is no concentration of credit risk associated with its lending&#13;policies or practices.&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"&gt;&amp;#160;&lt;/p&gt;&#13;&#13;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"&gt;&amp;#160;&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"&gt;The Company&amp;#146;s investment portfolio&#13;consists principally of obligations of government-sponsored enterprises, mortgage-backed securities guaranteed by government-sponsored&#13;enterprises, corporate bonds, FHLB stock and general obligation municipal securities. The following are the fair values at December&#13;31, 2012 of available for sale and held to maturity securities to any one issuer/guarantor that exceed $2.0 million, with such&#13;amounts representing the maximum amount of credit risk that the Company would incur if the issuer did not repay the obligation.&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left; text-indent: 0.25in"&gt;&amp;#160;&lt;/p&gt;&#13;&#13;&lt;table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;&lt;tr style="vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: center"&gt;(&lt;i&gt;$ in thousands&lt;/i&gt;)&lt;/p&gt; &lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"&gt;Issuer&lt;/p&gt;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Amortized Cost&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Fair Value&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="width: 80%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Ginnie Mae - mortgage-backed securities&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;$&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;83,950&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;86,353&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Small Business Administration&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;55,034&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;55,710&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Federal Home Loan Bank System - bonds&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;9,000&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;9,088&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Federal Home Loan Bank of Atlanta&amp;#160;&amp;#160;- common stock&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;4,934&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;4,934&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Craven County, North Carolina municipal bond&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;3,643&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;4,029&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;First Citizens Bancorp (South Carolina) &amp;#150; bond / trust preferred securities&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;3,998&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;3,813&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Fannie Mae - mortgage-backed securities and collateralized mortgage obligations&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;3,701&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;3,987&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Spartanburg, South Carolina Sanitary Sewer District municipal bond&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;3,293&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;3,662&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Richmond County, North Carolina municipal bond&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;2,608&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;2,860&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Federal Farm Credit bonds&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;2,500&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;2,508&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;South Carolina State municipal bond&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;2,133&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;2,384&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Virginia State Housing Authority municipal bond&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;2,162&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;2,371&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;/table&gt;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"&gt;&amp;#160;&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"&gt;The Company places its deposits and correspondent&#13;accounts with the Federal Home Loan Bank of Atlanta, the Federal Reserve Bank, and Bank of America and sells its federal funds&#13;to Bank of America. At December 31, 2012, the Company had deposits in the Federal Home Loan Bank of Atlanta totaling $4.9 million,&#13;deposits of $133.8 million in the Federal Reserve Bank, deposits of $65.5 million in Bank of America, and deposits of $5 million&#13;with BB&amp;#38;T. None of the deposits held at the Federal Home Loan Bank of Atlanta or the Federal Reserve Bank, are FDIC-insured,&#13;however the Federal Reserve Bank is a government entity and therefore risk of loss is minimal. The deposits held at Bank of America&#13;and BB&amp;#38;T are FDIC-insured up to $250,000.&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"&gt;&amp;#160;&amp;#160;&lt;/p&gt;</us-gaap:CommitmentsAndContingenciesDisclosureTextBlock>
    <us-gaap:FairValueDisclosuresTextBlock contextRef="From2012-01-01to2012-12-31">&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"&gt;&lt;b&gt;Note 14. Fair Value of Financial Instruments&lt;/b&gt;&amp;#160;&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"&gt;&amp;#160;&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"&gt;Relevant accounting guidance establishes&#13;a fair value hierarchy which requires an entity to maximize the use of observable inputs and minimize the use of unobservable inputs&#13;when measuring fair value. The guidance describes three levels of inputs that may be used to measure fair value:&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify"&gt;&amp;#160;&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt Calibri, Helvetica, Sans-Serif; margin: 0 0 0 24.45pt"&gt;Level 1: Quoted prices (unadjusted) of identical assets&#13;or liabilities in active markets that the entity has the ability to access as of the measurement date.&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt Calibri, Helvetica, Sans-Serif; margin: 0 0 0 24.45pt"&gt;&amp;#160;&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt Calibri, Helvetica, Sans-Serif; margin: 0 0 0 24.45pt"&gt;Level 2: Significant other observable inputs other&#13;than Level 1 prices such as quoted prices for similar assets or liabilities, quoted prices in markets that are not active; or other&#13;inputs that are observable or can be corroborated by observable market data.&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt Calibri, Helvetica, Sans-Serif; margin: 0 0 0 24.45pt"&gt;&amp;#160;&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt Calibri, Helvetica, Sans-Serif; margin: 0 0 0 24.45pt"&gt;Level 3: Significant unobservable inputs that reflect&#13;a reporting entity&amp;#146;s own assumptions about the assumptions that market participants would use in pricing an asset or liability.&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt Calibri, Helvetica, Sans-Serif; margin: 0"&gt;&amp;#160;&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt Calibri, Helvetica, Sans-Serif; margin: 0"&gt;The following table summarizes the Company&amp;#146;s financial instruments&#13;that were measured at fair value on a recurring and nonrecurring basis at December 31, 2012. The impaired loans shown below are&#13;those loans in which the value is based on the underlying collateral value.&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt Calibri, Helvetica, Sans-Serif; margin: 0"&gt;&amp;#160;&lt;/p&gt;&#13;&#13;&lt;table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;&lt;tr style="vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="font: italic 10pt Calibri, Helvetica, Sans-Serif; text-align: justify"&gt;($ in thousands)&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="6" nowrap="nowrap" style="text-align: center; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="6" nowrap="nowrap" style="text-align: center; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Description of Financial Instruments&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Fair Value at &lt;br /&gt;&#13;December 31, &lt;br /&gt;&#13;2012&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Quoted Prices in &lt;br /&gt;&#13;Active Markets&lt;br /&gt;&#13; for Identical &lt;br /&gt;&#13;Assets (Level 1)&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Significant &lt;br /&gt;&#13;Other &lt;br /&gt;&#13;Observable&lt;br /&gt;&#13; Inputs&lt;br /&gt;&#13; (Level 2)&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Significant&lt;br /&gt;&#13; Unobservable &lt;br /&gt;&#13;Inputs &lt;br /&gt;(Level 3)&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-decoration: underline; text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Recurring&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif; padding-left: 1em"&gt;Securities available for sale:&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="width: 60%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif; padding-left: 2em"&gt;Government-sponsored enterprise securities&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;$&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;11,596&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#151;&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;11,596&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#151;&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif; padding-left: 2em"&gt;Mortgage-backed securities&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;146,926&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#151;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;146,926&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#151;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif; padding-left: 2em"&gt;Corporate bonds&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;3,813&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#151;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;3,813&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#151;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif; padding-left: 2em"&gt;Equity securities&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;5,017&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;&amp;#151;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;5,017&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;&amp;#151;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif; padding-left: 3em"&gt;Total available for sale securities&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;$&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;167,352&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;&amp;#151;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;167,352&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;&amp;#151;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-decoration: underline; text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Nonrecurring&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif; padding-left: 2em"&gt;Impaired loans &amp;#150; covered&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;$&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;12,234&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#151;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#151;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;12,234&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif; padding-left: 2em"&gt;Impaired loans &amp;#150; non-covered&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;21,021&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#151;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#151;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;21,021&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif; padding-left: 2em"&gt;Foreclosed real estate &amp;#150; covered&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;47,290&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#151;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#151;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;47,290&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif; padding-left: 2em"&gt;Foreclosed real estate &amp;#150; non-covered&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;26,285&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#151;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#151;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;26,285&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;/table&gt;&#13;&#13;&lt;p style="font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0.25in"&gt;&amp;#160;&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt Calibri, Helvetica, Sans-Serif; margin: 0"&gt;&lt;/p&gt;&#13;&#13;&#13;&#13;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"&gt;&amp;#160;&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt Calibri, Helvetica, Sans-Serif; margin: 0"&gt;The following table summarizes the Company&amp;#146;s financial instruments&#13;that were measured at fair value on a recurring and nonrecurring basis at December 31, 2011.&amp;#160;&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt Calibri, Helvetica, Sans-Serif; margin: 0"&gt;&amp;#160;&lt;/p&gt;&#13;&#13;&lt;table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;&lt;tr style="vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="font: italic 10pt Calibri, Helvetica, Sans-Serif; text-align: justify"&gt;($ in thousands)&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="6" nowrap="nowrap" style="text-align: center; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="6" nowrap="nowrap" style="text-align: center; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Description of Financial Instruments&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Fair Value at &lt;br /&gt;&#13;December 31, &lt;br /&gt;&#13;2011&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Quoted Prices in &lt;br /&gt;&#13;Active Markets &lt;br /&gt;&#13;for Identical&lt;br /&gt;&#13; Assets (Level 1)&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Significant &lt;br /&gt;&#13;Other &lt;br /&gt;&#13;Observable &lt;br /&gt;&#13;Inputs &lt;br /&gt;&#13;(Level 2)&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Significant &lt;br /&gt;&#13;Unobservable &lt;br /&gt;&#13;Inputs &lt;br /&gt;(Level 3)&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-decoration: underline; text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Recurring&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif; padding-left: 1em"&gt;Securities available for sale:&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="width: 60%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif; padding-left: 2em"&gt;Government-sponsored enterprise securities&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;$&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;34,665&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#151;&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;34,665&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#151;&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif; padding-left: 2em"&gt;Mortgage-backed securities&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;124,105&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#151;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;124,105&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#151;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif; padding-left: 2em"&gt;Corporate bonds&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;12,488&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#151;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;12,488&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#151;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif; padding-left: 2em"&gt;Equity securities&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;11,368&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;399&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;10,969&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;&amp;#151;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif; padding-left: 3em"&gt;Total available for sale securities&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;$&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;182,626&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;399&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;182,227&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;&amp;#151;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-decoration: underline; text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Nonrecurring&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif; padding-left: 2em"&gt;Impaired loans &amp;#150; covered&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;$&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;21,288&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#151;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#151;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;21,288&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif; padding-left: 2em"&gt;Impaired loans &amp;#150; non-covered&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;80,541&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#151;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#151;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;80,541&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif; padding-left: 2em"&gt;Foreclosed real estate &amp;#150; covered&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;85,272&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#151;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#151;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;85,272&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif; padding-left: 2em"&gt;Foreclosed real estate &amp;#150; non-covered&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;37,023&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#151;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#151;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;37,023&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;/table&gt;&#13;&#13;&lt;p style="font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0.25in"&gt;&amp;#160;&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify"&gt;The following is a description of&#13;the valuation methodologies used for instruments measured at fair value.&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"&gt;&amp;#160;&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0 0 0 0.5in; text-align: left"&gt;Securities Available for Sale&#13;&amp;#151; When quoted market prices are available in an active market, the securities are classified as Level 1 in the valuation&#13;hierarchy. If quoted market prices are not available, but fair values can be estimated by observing quoted prices of securities&#13;with similar characteristics, the securities are classified as Level 2 on the valuation hierarchy. Most of the fair values for&#13;the Company&amp;#146;s Level 2 securities are determined by our third-party securities portfolio manager using matrix pricing. Matrix&#13;pricing is a mathematical technique widely used in the industry to value debt securities without relying exclusively on quoted&#13;prices for the specific securities but rather by relying on the securities&amp;#146; relationship to other benchmark quoted securities.&#13;For the Company, Level 2 securities include mortgage-backed securities, collateralized mortgage obligations, government-sponsored&#13;entity securities, and corporate bonds. In cases where Level 1 or Level 2 inputs are not available, securities are classified within&#13;Level 3 of the hierarchy.&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"&gt;&amp;#160;&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0 0 0 0.5in; text-align: left"&gt;The Company reviews the pricing&#13;methodologies utilized by the portfolio manager to ensure the fair value determination is consistent with the applicable accounting&#13;guidance and that the investments are properly classified in the fair value hierarchy. Further, the Company validates the fair&#13;values for a sample of securities in the portfolio by comparing the fair values provided by the portfolio manager to prices from&#13;other independent sources for the same or similar securities. The Company analyzes unusual or significant variances and conducts&#13;additional research with the portfolio manager, if necessary, and takes appropriate action based on its findings.&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0 0 0 0.5in; text-align: left"&gt;&amp;#160;&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0 0 0 0.5in; text-align: left"&gt;Impaired loans &amp;#151; Fair&#13;values for impaired loans in the above table are generally collateral dependent and are estimated based on underlying collateral&#13;values securing the loans. Collateral may be in the form of real estate or business assets including equipment, inventory and accounts&#13;receivable. The vast majority of the collateral is real estate. The value of real estate collateral is determined using an income&#13;or market valuation approach based on an appraisal conducted by an independent, licensed third party appraiser (Level 3). The value&#13;of business equipment is based upon an outside appraisal if deemed significant, or the net book value on the applicable borrower&amp;#146;s&#13;financial statements if not considered significant. Likewise, values for inventory and accounts receivable collateral are based&#13;on borrower financial statement balances or aging reports on a discounted basis as appropriate (Level 3). Any fair value adjustments&#13;are recorded in the period incurred as provision for loan losses on the Consolidated Statements of Income (Loss).&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0 0 0 0.5in; text-align: left"&gt;&amp;#160;&lt;/p&gt;&#13;&#13;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0 0 0 0.5in; text-align: left"&gt;&amp;#160;&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0 0 0 0.5in; text-align: left"&gt;Foreclosed real estate &amp;#150;&#13;Foreclosed real estate, consisting of properties obtained through foreclosure or in satisfaction of loans, is reported at the&#13;lower of cost or fair value, based on a current appraisal that is generally prepared using an income or market valuation approach&#13;and conducted by an independent, licensed third party appraiser, adjusted for estimated selling costs (Level 3). At the time of&#13;foreclosure, any excess of the loan balance over the fair value of the real estate held as collateral is treated as a charge against&#13;the allowance for loan losses. For any real estate valuations subsequent to foreclosure, any excess of the real estate recorded&#13;value over the fair value of the real estate is treated as a foreclosed real estate write-down on the Consolidated Statements&#13;of Income (Loss). In December 2012, the Company recorded a write-down of $10.6 million related to its non-covered foreclosed properties.&#13;This write-down reduced the carrying value of these properties by approximately 29% beyond their standard carrying value as described&#13;above. This write-down was recorded because of management&amp;#146;s intent to dispose of these properties in an expedited manner&#13;and accept sales prices lower than normal practice.&amp;#160;&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify"&gt;&amp;#160;&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify"&gt;For Level 3 assets and liabilities&#13;measured at fair value on a recurring or non-recurring basis as of December 31, 2012, the significant unobservable inputs used&#13;in the fair value measurements were as follows:&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify"&gt;&amp;#160;&lt;/p&gt;&#13;&#13;&lt;table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;&lt;tr style="vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="font: italic 10pt Calibri, Helvetica, Sans-Serif; text-align: left; vertical-align: bottom"&gt;($ in thousands)&lt;/td&gt;&lt;td style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="4" nowrap="nowrap" style="text-align: center; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="3" style="text-align: center; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; vertical-align: bottom"&gt;Description&lt;/td&gt;&lt;td style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Fair Value at &lt;br /&gt;&#13;December 31,&lt;br /&gt;&#13; 2012&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Valuation &lt;br /&gt;&#13;Technique&lt;/td&gt;&lt;td style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Significant Unobservable &lt;br /&gt;&#13;Inputs&lt;/td&gt;&lt;td style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;General Range &lt;br /&gt;&#13;of Significant &lt;br /&gt;&#13;Unobservable &lt;br /&gt;&#13;Input Values&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="width: 48%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif; vertical-align: top"&gt;Impaired loans &amp;#150; covered&lt;/td&gt;&lt;td style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif; vertical-align: top"&gt;$&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 10%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif; vertical-align: top"&gt;12,234&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="width: 12%; text-align: center; font: 10pt Calibri, Helvetica, Sans-Serif; vertical-align: top"&gt;Appraised value&lt;/td&gt;&lt;td style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: center; vertical-align: top"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td style="width: 12%; text-align: center; font: 10pt Calibri, Helvetica, Sans-Serif; vertical-align: top"&gt;Discounts to reflect current market conditions, ultimate collectability, and estimated costs to sell&lt;/td&gt;&lt;td style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: center; vertical-align: top"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="width: 12%; text-align: center; font: 10pt Calibri, Helvetica, Sans-Serif; vertical-align: top"&gt;0-49%&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif; vertical-align: top"&gt;Impaired loans &amp;#150; non-covered&lt;/td&gt;&lt;td style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif; vertical-align: top"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif; vertical-align: top"&gt;21,021&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: center; font: 10pt Calibri, Helvetica, Sans-Serif; vertical-align: top"&gt;Appraised value&lt;/td&gt;&lt;td style="font: 10pt Calibri, Helvetica, Sans-Serif; text-align: center; vertical-align: top"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td style="text-align: center; font: 10pt Calibri, Helvetica, Sans-Serif; vertical-align: top"&gt;Discounts to reflect current market conditions, ultimate collectability, and estimated costs to sell&lt;/td&gt;&lt;td style="font: 10pt Calibri, Helvetica, Sans-Serif; text-align: center; vertical-align: top"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: center; font: 10pt Calibri, Helvetica, Sans-Serif; vertical-align: top"&gt;0-21%&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif; vertical-align: top"&gt;Foreclosed real estate &amp;#150; covered&lt;/td&gt;&lt;td style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif; vertical-align: top"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif; vertical-align: top"&gt;47,290&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: center; font: 10pt Calibri, Helvetica, Sans-Serif; vertical-align: top"&gt;Appraised value&lt;/td&gt;&lt;td style="font: 10pt Calibri, Helvetica, Sans-Serif; text-align: center; vertical-align: top"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td style="text-align: center; font: 10pt Calibri, Helvetica, Sans-Serif; vertical-align: top"&gt;Discounts to reflect current market conditions and estimated costs to sell&lt;/td&gt;&lt;td style="font: 10pt Calibri, Helvetica, Sans-Serif; text-align: center; vertical-align: top"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: center; font: 10pt Calibri, Helvetica, Sans-Serif; vertical-align: top"&gt;0-29%&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif; vertical-align: top"&gt;Foreclosed real estate &amp;#150; non-covered&lt;/td&gt;&lt;td style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif; vertical-align: top"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif; vertical-align: top"&gt;26,285&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: center; font: 10pt Calibri, Helvetica, Sans-Serif; vertical-align: top"&gt;Appraised value&lt;/td&gt;&lt;td style="font: 10pt Calibri, Helvetica, Sans-Serif; text-align: center; vertical-align: top"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td style="text-align: center; font: 10pt Calibri, Helvetica, Sans-Serif; vertical-align: top"&gt;Discounts to reflect current market conditions, abbreviated holding period and estimated costs to sell&lt;/td&gt;&lt;td style="font: 10pt Calibri, Helvetica, Sans-Serif; text-align: center; vertical-align: top"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: center; font: 10pt Calibri, Helvetica, Sans-Serif; vertical-align: top"&gt;0-40%&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif; vertical-align: top; border-bottom: Black 1pt solid"&gt;&amp;#160;&lt;/td&gt;&lt;td style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif; border-bottom: Black 1pt solid"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left; vertical-align: top"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right; vertical-align: top"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif; border-bottom: Black 1pt solid"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif; border-bottom: Black 1pt solid"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: center; padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif; border-bottom: Black 1pt solid"&gt;&amp;#160;&lt;/td&gt;&lt;td style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif; border-bottom: Black 1pt solid"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td style="text-align: center; padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif; border-bottom: Black 1pt solid"&gt;&amp;#160;&lt;/td&gt;&lt;td style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif; border-bottom: Black 1pt solid"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: center; padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif; border-bottom: Black 1pt solid"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;/table&gt;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify"&gt;&amp;#160;&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"&gt;Transfers of assets or liabilities between&#13;levels within the fair value hierarchy are recognized when an event or change in circumstances occurs. There were no transfers&#13;between Level 1 and Level 2 for assets or liabilities measured on a recurring basis during the years ended December 31, 2012 or&#13;2011.&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify"&gt;&amp;#160;&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"&gt;&lt;font style="font-size: 10pt"&gt;For the&#13;year ended December 31, 2012, the decrease in the fair value of securities available for sale was ($606,000), which is included&#13;in other comprehensive income (net of tax benefit of $237,000). For the year ended December 31, 2011, the increase in the fair&#13;value of securities available for sale was $1,418,000, which is included in other comprehensive income (net of taxes of $554,000).&#13;Fair value measurement methods at December 31, 2012 and 2011 are consistent with those used in prior reporting periods&lt;/font&gt;.&amp;#160;&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"&gt;&amp;#160;&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"&gt;As discussed in Note 1(p), the Company&#13;is required to disclose estimated fair values for its financial instruments. Fair value estimates as of December 31, 2012 and 2011&#13;and limitations thereon are set forth below for the Company&amp;#146;s financial instruments. See Note 1(p) for a discussion of fair&#13;value methods and assumptions, as well as fair value information for off-balance sheet financial instruments.&lt;/p&gt;&#13;&#13;&#13;&#13;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"&gt;&amp;#160;&lt;/p&gt;&#13;&#13;&lt;table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;&lt;tr style="vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: center; font: 10pt Calibri, Helvetica, Sans-Serif; vertical-align: bottom"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="6" nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: center; border-bottom: Black 1pt solid"&gt;December 31, 2012&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: bold 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="6" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;December 31, 2011&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="font: italic 10pt Calibri, Helvetica, Sans-Serif; text-align: justify"&gt;($ in thousands)&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; vertical-align: bottom"&gt;Level in &lt;br /&gt;&#13;Fair Value &lt;br /&gt;&#13;Hierarchy&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: center; border-bottom: Black 1pt solid"&gt;Carrying &lt;br /&gt;&#13;Amount&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: bold 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: center; border-bottom: Black 1pt solid"&gt;Estimated &lt;br /&gt;&#13;Fair Value&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: bold 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Carrying &lt;br /&gt;&#13;Amount&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Estimated &lt;br /&gt;&#13;Fair Value&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: center; font: 10pt Calibri, Helvetica, Sans-Serif; vertical-align: bottom"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="width: 49%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Cash and due from banks, noninterest-bearing&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="width: 10%; text-align: center; font: 10pt Calibri, Helvetica, Sans-Serif; vertical-align: bottom"&gt;Level 1&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; font: bold 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="width: 1%; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;$&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 7%; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;96,588&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; font: bold 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="width: 1%; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 7%; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;96,588&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;80,341&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;80,341&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Due from banks, interest-bearing&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: center; font: 10pt Calibri, Helvetica, Sans-Serif; vertical-align: bottom"&gt;Level 1&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;144,919&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;144,919&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;135,218&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;135,218&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Federal funds sold&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: center; font: 10pt Calibri, Helvetica, Sans-Serif; vertical-align: bottom"&gt;Level 1&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;&amp;#151;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;&amp;#151;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;608&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;608&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Securities available for sale&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: center; font: 10pt Calibri, Helvetica, Sans-Serif; vertical-align: bottom"&gt;Level 2&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;167,352&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;167,352&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;182,626&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;182,626&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Securities held to maturity&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: center; font: 10pt Calibri, Helvetica, Sans-Serif; vertical-align: bottom"&gt;Level 2&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;56,064&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;61,496&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;57,988&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;62,754&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Presold mortgages in process of settlement&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: center; font: 10pt Calibri, Helvetica, Sans-Serif; vertical-align: bottom"&gt;Level 1&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;8,490&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;8,490&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;6,090&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;6,090&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Loans - non-covered, net of allowance&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: center; font: 10pt Calibri, Helvetica, Sans-Serif; vertical-align: bottom"&gt;Level 3&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;2,052,500&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;1,998,620&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;2,033,542&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;1,987,979&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Loans - covered, net of allowance&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: center; font: 10pt Calibri, Helvetica, Sans-Serif; vertical-align: bottom"&gt;Level 3&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;277,555&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;277,555&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;355,426&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;355,426&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Loans held for sale&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: center; font: 10pt Calibri, Helvetica, Sans-Serif; vertical-align: bottom"&gt;Level 2&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;30,393&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;30,393&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#151;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#151;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Accrued interest receivable&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: center; font: 10pt Calibri, Helvetica, Sans-Serif; vertical-align: bottom"&gt;Level 1&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;10,201&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;10,201&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;11,779&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;11,779&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;FDIC indemnification asset&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: center; font: 10pt Calibri, Helvetica, Sans-Serif; vertical-align: bottom"&gt;Level 3&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;102,559&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;100,396&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;121,677&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;121,004&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Bank-owned life insurance&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: center; font: 10pt Calibri, Helvetica, Sans-Serif; vertical-align: bottom"&gt;Level 1&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;27,857&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;27,857&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;2,207&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;2,207&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: center; font: 10pt Calibri, Helvetica, Sans-Serif; vertical-align: bottom"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Deposits&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: center; font: 10pt Calibri, Helvetica, Sans-Serif; vertical-align: bottom"&gt;Level 2&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;2,821,360&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;2,823,989&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;2,755,037&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;2,759,504&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Securities sold under agreements to repurchase&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: center; font: 10pt Calibri, Helvetica, Sans-Serif; vertical-align: bottom"&gt;Level 2&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;&amp;#151;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;&amp;#151;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;17,105&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;17,105&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Borrowings&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: center; font: 10pt Calibri, Helvetica, Sans-Serif; vertical-align: bottom"&gt;Level 2&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;46,394&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;20,981&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;133,925&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;106,333&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Accrued interest payable&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: center; font: 10pt Calibri, Helvetica, Sans-Serif; vertical-align: bottom"&gt;Level 2&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;1,299&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;1,299&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;1,872&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;1,872&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;/table&gt;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify"&gt;&amp;#160;&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"&gt;Fair value estimates are made at a specific&#13;point in time, based on relevant market information and information about the financial instrument. These estimates do not reflect&#13;any premium or discount that could result from offering for sale at one time the Company&amp;#146;s entire holdings of a particular&#13;financial instrument. Because no highly liquid market exists for a significant portion of the Company&amp;#146;s financial instruments,&#13;fair value estimates are based on judgments regarding future expected loss experience, current economic conditions, risk characteristics&#13;of various financial instruments, and other factors. These estimates are subjective in nature and involve uncertainties and matters&#13;of significant judgment and therefore cannot be determined with precision. Changes in assumptions could significantly affect the&#13;estimates.&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left; text-indent: 0.25in"&gt;&amp;#160;&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"&gt;Fair value estimates are based on existing&#13;on- and off-balance sheet financial instruments without attempting to estimate the value of anticipated future business and the&#13;value of assets and liabilities that are not considered financial instruments. Significant assets and liabilities that are not&#13;considered financial assets or liabilities include net premises and equipment, intangible and other assets such as deferred income&#13;taxes, prepaid expense accounts, income taxes currently payable and other various accrued expenses. In addition, the income tax&#13;ramifications related to the realization of the unrealized gains and losses can have a significant effect on fair value estimates&#13;and have not been considered in any of the estimates.&amp;#160;&lt;/p&gt;</us-gaap:FairValueDisclosuresTextBlock>
    <us-gaap:DisclosureOfCompensationRelatedCostsShareBasedPaymentsTextBlock contextRef="From2012-01-01to2012-12-31">&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"&gt;&lt;b&gt;Note 15. Equity-Based Compensation&#13;Plans&lt;/b&gt;&amp;#160;&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left; text-indent: 0.25in"&gt;&amp;#160;&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"&gt;At December 31, 2012, the Company had&#13;the following equity-based compensation plans: the First Bancorp 2007 Equity Plan, the First Bancorp 2004 Stock Option Plan, and&#13;the First Bancorp 1994 Stock Option Plan. The Company&amp;#146;s shareholders approved all equity-based compensation plans. The First&#13;Bancorp 2007 Equity Plan became effective upon the approval of shareholders on May 2, 2007. As of December 31, 2012, the First&#13;Bancorp 2007 Equity Plan was the only plan that had shares available for future grants.&amp;#160;&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"&gt;&amp;#160;&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"&gt;The First Bancorp 2007 Equity Plan is&#13;intended to serve as a means to attract, retain and motivate key employees and directors and to associate the interests of the&#13;plans&amp;#146; participants with those of the Company and its shareholders. The First Bancorp 2007 Equity Plan allows for both grants&#13;of stock options and other types of equity-based compensation, including stock appreciation rights, restricted stock, restricted&#13;performance stock, unrestricted stock, and performance units.&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify"&gt;&amp;#160;&lt;/p&gt;&#13;&#13;&#13;&#13;&lt;p style="font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify"&gt;&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"&gt;Recent equity grants to employees have&#13;either had performance vesting conditions, service vesting conditions, or both. Compensation expense for these grants is recorded&#13;over the various service periods based on the estimated number of equity grants that are probable to vest. No compensation cost&#13;is recognized for grants that do not vest and any previously recognized compensation cost will be reversed. As it relates to director&#13;equity grants, the Company grants common shares, valued at approximately $16,000 to each non-employee director (currently 13 in&#13;total) in June of each year. Compensation expense associated with these director grants is recognized on the date of grant since&#13;there are no vesting conditions.&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0.25in"&gt;&amp;#160;&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"&gt;Pursuant to an employment agreement, the&#13;Company granted the chief executive officer 75,000 non-qualified stock options and 40,000 shares of restricted stock during the&#13;third quarter of 2012. The option award and the restricted stock award will vest in full on December 31, 2014 and December 31,&#13;2015, respectively, if the Company achieves certain earnings targets for those years, and will be forfeited if the applicable targets&#13;are not achieved. Compensation expense for this grant will be recorded over the various periods based on the estimated number of&#13;options and restricted stock that are probable to vest. If the awards do not vest, no compensation cost will be recognized and&#13;any previously recognized compensation cost will be reversed. Based on current conditions, the Company has concluded that it is&#13;not probable that these awards will vest, and thus no compensation expense has been recorded.&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"&gt;&amp;#160;&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"&gt;The Company granted long-term restricted&#13;shares of common stock to certain senior executives on February 23, 2012 with a two year minimum vesting period. The total compensation&#13;expense associated with this grant was $89,700 and the grant will fully vest on February 23, 2014. The Company recorded $37,400&#13;in stock option expense during 2012, and expects to record $11,200 in stock option expense each quarter thereafter until the awards&#13;vest.&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"&gt;&amp;#160;&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"&gt;The Company granted long-term restricted&#13;shares of common stock to certain senior executives on February 24, 2011 with a two year minimum vesting period. The total compensation&#13;expense associated with the February 24, 2011 grant was $105,500 and the grant will fully vest on February 24, 2013. The Company&#13;recorded $41,400 and $41,700 in stock option expense during 2012 and 2011, respectively, and expects to record the remaining $6,500&#13;in stock option expense in the first quarter of 2013.&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"&gt;&amp;#160;&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"&gt;The Company granted long-term restricted&#13;shares of common stock to certain senior executives on December 11, 2009 with a two year minimum vesting period. The total compensation&#13;expense associated with the December 11, 2009 grant was $398,000 and the grant fully vested on December 11, 2011. The Company recorded&#13;$298,000 and $100,000 in stock option expense during 2011 and 2010, respectively.&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"&gt;&amp;#160;&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"&gt;The Company also recorded compensation&#13;expense of $299,000 in each of 2011 and 2010 related to the partial vesting of a June 17, 2008 grant of a combination of performance&#13;units and stock options.&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"&gt;&amp;#160;&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"&gt;Under the terms of the predecessor plans&#13;and the First Bancorp 2007 Equity Plan, options can have a term of no longer than ten years, and all options granted thus far under&#13;these plans have had a term of ten years. The Company&amp;#146;s options provide for immediate vesting if there is a change in control&#13;(as defined in the plans).&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left; text-indent: 0.25in"&gt;&amp;#160;&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"&gt;At December 31, 2012, there were 521,613&#13;options outstanding related to the three First Bancorp plans, with exercise prices ranging from $9.76 to $22.12. At December 31,&#13;2012, there were 758,731 shares remaining available for grant under the First Bancorp 2007 Equity Plan.&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left; text-indent: 0.25in"&gt;&amp;#160;&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"&gt;The Company issues new shares of common&#13;stock when options are exercised.&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"&gt;&amp;#160;&lt;/p&gt;&#13;&#13;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"&gt;&amp;#160;&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"&gt;The Company measures the fair value of&#13;each option award on the date of grant using the Black-Scholes option-pricing model. The Company determines the assumptions used&#13;in the Black-Scholes option pricing model as follows: the risk-free interest rate is based on the U.S. Treasury yield curve in&#13;effect at the time of the grant; the dividend yield is based on the Company&amp;#146;s dividend yield at the time of the grant (subject&#13;to adjustment if the dividend yield on the grant date is not expected to approximate the dividend yield over the expected life&#13;of the option); the volatility factor is based on the historical volatility of the Company&amp;#146;s stock (subject to adjustment&#13;if future volatility is reasonably expected to differ from the past); and the weighted-average expected life is based on the historical&#13;behavior of employees related to exercises, forfeitures and cancellations.&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify"&gt;&amp;#160;&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"&gt;The Company&amp;#146;s equity grants for&#13;2012 were the issuance of 1) 9,559 shares of long-term restricted stock to certain senior executives on February 23, 2012, at a&#13;fair market value of $10.96 per share, which was the closing price of the Company&amp;#146;s common stock on that date, 2) 25,452&#13;shares of common stock to non-employee directors on June 1, 2012 (1,818 shares per director), at a fair market value of $8.86 per&#13;share, which was the closing price of the Company&amp;#146;s common stock on that date, 3) 40,000 shares of restricted stock to the&#13;chief executive officer on August 28, 2012, at a fair market value of $9.76 per share, which was the closing price of the Company&amp;#146;s&#13;common stock on that date, and 4) 75,000 stock options to the chief executive officer on August 28, 2012, at a fair value of $3.65&#13;per share on the date of the grant using the Black-Scholes option pricing model with the following assumptions:&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify"&gt;&amp;#160;&lt;/p&gt;&#13;&#13;&lt;table cellspacing="0" cellpadding="0" align="center" style="width: 50%; font: 10pt Calibri, Helvetica, Sans-Serif; border-collapse: collapse"&gt;&#13;&lt;tr style="vertical-align: top; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="width: 59%; text-align: justify; font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="width: 14%; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify; font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="width: 27%; border-bottom: windowtext 1pt solid; font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"&gt;&lt;font style="font-family: Calibri, Helvetica, Sans-Serif"&gt;2012&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: top; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif"&gt;&lt;font style="font-family: Calibri, Helvetica, Sans-Serif"&gt;Expected dividend yield&lt;/font&gt;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify; font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="padding-right: 5.4pt; padding-left: 5.4pt; text-align: center; font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif"&gt;&lt;font style="font-family: Calibri, Helvetica, Sans-Serif"&gt;3.28%&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: top; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif"&gt;&lt;font style="font-family: Calibri, Helvetica, Sans-Serif"&gt;Risk-free interest rate&lt;/font&gt;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify; font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="padding-right: 5.4pt; padding-left: 5.4pt; text-align: center; font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif"&gt;&lt;font style="font-family: Calibri, Helvetica, Sans-Serif"&gt;1.64%&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: top; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif"&gt;&lt;font style="font-family: Calibri, Helvetica, Sans-Serif"&gt;Expected life&lt;/font&gt;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify; font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="padding-right: 5.4pt; padding-left: 5.4pt; text-align: center; font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif"&gt;&lt;font style="font-family: Calibri, Helvetica, Sans-Serif"&gt;10 years&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: top; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif"&gt;&lt;font style="font-family: Calibri, Helvetica, Sans-Serif"&gt;Expected volatility&lt;/font&gt;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify; font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="padding-right: 5.4pt; padding-left: 5.4pt; text-align: center; font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif"&gt;&lt;font style="font-family: Calibri, Helvetica, Sans-Serif"&gt;41.82%&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;/table&gt;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left; text-indent: 0.25in"&gt;&amp;#160;&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"&gt;The Company&amp;#146;s equity grants for&#13;the year ended December 31, 2011 were the issuance of 1) 7,259 shares of long-term restricted stock to certain senior executives&#13;on February 24, 2011, at a fair market value of $14.54 per share, which was the closing price of the Company&amp;#146;s common stock&#13;on that date, and 2) 21,210 shares of common stock to non-employee directors on June 1, 2011 (1,414 shares per director), at a&#13;fair market value of $11.39 per share, which was the closing price of the Company&amp;#146;s common stock on that date.&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"&gt;&amp;#160;&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"&gt;The Company recorded total stock-based&#13;compensation expense of $311,000, $905,000 and $640,000 for the years ended December 31, 2012, 2011, and 2010, respectively. Of&#13;the $311,000 in expense that was recorded in 2012, approximately $226,000 related to the June 1, 2012 director grants, which is&#13;classified as &amp;#147;other operating expenses&amp;#148; in the Consolidated Statements of Income (Loss). The remaining $85,000 in&#13;expense relates the employee grants discussed above and is recorded as &amp;#147;salaries expense.&amp;#148; Stock based compensation&#13;is reflected as an adjustment to cash flows from operating activities on the Company&amp;#146;s Consolidated Statement of Cash Flows.&#13;The Company recognized $121,000, $353,000, and $250,000 of income tax benefits related to stock based compensation expense in the&#13;income statement for the years ended December 31, 2012, 2011, and 2010, respectively.&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left; text-indent: 0.25in"&gt;&amp;#160;&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"&gt;As noted above, certain of the Company&amp;#146;s&#13;stock option grants contain terms that provide for a graded vesting schedule whereby portions of the award vest in increments over&#13;the requisite service period. The Company has elected to recognize compensation expense for awards with graded vesting schedules&#13;on a straight-line basis over the requisite service period for the entire award. Compensation expense is based on the estimated&#13;number of stock options and awards that will ultimately vest. Over the past five years, there have only been minimal amounts of&#13;forfeitures, and therefore the Company assumes that all options granted without performance conditions will become vested.&lt;/p&gt;&#13;&#13;&#13;&#13;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"&gt;The following table presents information&#13;regarding the activity since December 31, 2009 related to all of the Company&amp;#146;s stock options outstanding:&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify"&gt;&amp;#160;&lt;/p&gt;&#13;&#13;&lt;table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;&lt;tr style="vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="14" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Options Outstanding&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Number of&lt;br /&gt;&#13; Shares&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Weighted-&lt;br /&gt;&#13;Average &lt;br /&gt;&#13;Exercise &lt;br /&gt;&#13;Price&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Weighted-&lt;br /&gt;&#13;Average &lt;br /&gt;&#13;Contractual &lt;br /&gt;&#13;Term (years)&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: center; vertical-align: bottom"&gt;Aggregate &lt;br /&gt;&#13;Intrinsic &lt;br /&gt;Value&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="width: 60%; text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Balance at December 31, 2009&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;753,100&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;$&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;17.73&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&amp;#160;&amp;#160;Granted&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#151;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#151;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&amp;#160;&amp;#160;Exercised&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;(18,667&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;)&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;10.46&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;$&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;97,940&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&amp;#160;&amp;#160;Forfeited&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;(87,536&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;)&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;16.53&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&amp;#160;&amp;#160;Expired&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;(4,500&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;)&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;15.69&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Balance at December 31, 2010&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;642,397&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;$&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;18.11&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&amp;#160;&amp;#160;Granted&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#151;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#151;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&amp;#160;&amp;#160;Exercised&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;(2,300&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;)&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;13.30&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;$&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;6,949&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&amp;#160;&amp;#160;Forfeited&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#151;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#151;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&amp;#160;&amp;#160;Expired&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;(146,247&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;)&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;15.47&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Balance at December 31, 2011&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;493,850&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;$&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;18.92&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&amp;#160;&amp;#160;Granted&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;75,000&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;9.76&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&amp;#160;&amp;#160;Exercised&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#151;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#151;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&amp;#160;&amp;#160;Forfeited&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#151;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#151;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&amp;#160;&amp;#160;Expired&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;(47,237&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;)&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;16.70&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Outstanding at December 31, 2012&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;521,613&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;$&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;17.80&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;3.9&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;$&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;218,625&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Exercisable at December 31, 2012&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;445,613&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;$&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;19.15&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;2.9&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;$&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;&amp;#151;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;/table&gt;&#13;&#13;&lt;p style="font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0.25in"&gt;&amp;#160;&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"&gt;The Company received $0, $30,000, and&#13;$171,000 as a result of stock option exercises during the years ended December 31, 2012, 2011, and 2010, respectively. The Company&#13;recorded no tax benefits from the exercise of nonqualified stock options during the years ended December 31, 2012 and 2011. The&#13;Company recorded $36,000 in associated tax benefits from the exercise of nonqualified stock options during the year ended December&#13;31, 2010.&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left; text-indent: 0.1in"&gt;&amp;#160;&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"&gt;The following table summarizes information&#13;about the stock options outstanding at December 31, 2012:&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"&gt;&amp;#160;&lt;/p&gt;&#13;&#13;&lt;table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;&lt;tr style="vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="10" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Options Outstanding&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="6" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Options Exercisable&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&lt;p style="font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify"&gt;&amp;#160;&lt;/p&gt;&lt;p style="font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify"&gt;&amp;#160;&lt;/p&gt;&lt;p style="font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: center"&gt;Range of&lt;/p&gt; &lt;p style="font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: center"&gt;&lt;u&gt;Exercise Prices&lt;/u&gt;&lt;/p&gt;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Number &lt;br /&gt;Outstanding &lt;br /&gt;at 12/31/12&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Weighted-&lt;br /&gt;&#13;Average &lt;br /&gt;&#13;Remaining &lt;br /&gt;&#13;Contractual Life&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Weighted- &lt;br /&gt;Average &lt;br /&gt;Exercise &lt;br /&gt;Price&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Number &lt;br /&gt;Exercisable &lt;br /&gt;at 12/31/12&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Weighted- &lt;br /&gt;Average &lt;br /&gt;Exercise &lt;br /&gt;Price&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="width: 35%; text-align: center; padding-left: 5.4pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;$8.85 to $11.06&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 10%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;75,000&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 10%; text-align: center; font: 10pt Calibri, Helvetica, Sans-Serif; vertical-align: bottom"&gt;9.7&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;$&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 10%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;9.76&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 10%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#151;&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;$&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 10%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#151;&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: center; padding-left: 5.4pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;$11.06 to $13.27&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#151;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: center; font: 10pt Calibri, Helvetica, Sans-Serif; vertical-align: bottom"&gt;&amp;#151;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#151;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#151;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#151;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: center; padding-left: 5.4pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;$13.27 to $15.48&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;27,000&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: center; font: 10pt Calibri, Helvetica, Sans-Serif; vertical-align: bottom"&gt;6.4&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;14.35&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;27,000&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;14.35&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: center; padding-left: 5.4pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;$15.48 to $17.70&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;164,384&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: center; font: 10pt Calibri, Helvetica, Sans-Serif; vertical-align: bottom"&gt;3.7&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;16.61&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;164,384&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;16.61&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: center; padding-left: 5.4pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;$17.70 to $19.91&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;56,250&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: center; font: 10pt Calibri, Helvetica, Sans-Serif; vertical-align: bottom"&gt;2.7&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;19.65&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;56,250&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;19.65&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: center; padding-bottom: 1pt; padding-left: 5.4pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;$19.91 to $22.12&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;198,979&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif; text-align: center; vertical-align: bottom"&gt;1.9&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;21.76&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;197,979&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;21.77&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; padding-bottom: 2.5pt; padding-left: 5.4pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;521,613&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif; text-align: center; vertical-align: bottom"&gt;3.9&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;$&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;17.80&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;445,613&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;$&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;19.15&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;/table&gt;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left; text-indent: 0.25in"&gt;&amp;#160;&lt;/p&gt;&#13;&#13;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"&gt;&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"&gt;The following table presents information&#13;regarding the activity during 2010, 2011, and 2012 related to the Company&amp;#146;s outstanding performance units and restricted&#13;stock:&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify"&gt;&amp;#160;&lt;/p&gt;&#13;&#13;&lt;table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;&lt;tr style="vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="6" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Nonvested Performance Units&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="6" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Long-Term Restricted Stock&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"&gt;&amp;#160;&lt;/p&gt;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"&gt;&amp;#160;&lt;/p&gt;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"&gt;&amp;#160;&lt;/p&gt;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"&gt;&amp;#160;&lt;/p&gt;&#13;&#13;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Number of&lt;br /&gt;&#13; Units&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Weighted-&lt;br /&gt;&#13;Average &lt;br /&gt;&#13;Grant-Date &lt;br /&gt;&#13;Fair Value&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Number of&lt;br /&gt;&#13; Units&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Weighted-&lt;br /&gt;&#13;Average &lt;br /&gt;&#13;Grant-Date &lt;br /&gt;&#13;Fair Value&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="width: 60%; text-align: left; padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Nonvested at December 31, 2009&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="width: 1%; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 7%; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;54,225&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="width: 1%; padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;$&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 7%; padding-bottom: 1pt; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;16.53&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="width: 1%; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 7%; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;29,267&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="width: 1%; padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;$&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 7%; padding-bottom: 1pt; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;13.59&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Granted during the period&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#151;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#151;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#151;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#151;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Vested during the period&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#151;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#151;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#151;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#151;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Forfeited or expired during the period&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;(27,112&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;)&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;16.53&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;&amp;#151;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#151;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Nonvested at December 31, 2010&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;27,113&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;$&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;16.53&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;29,267&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;$&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;13.59&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Granted during the period&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#151;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#151;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;7,259&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;14.54&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Vested during the period&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;(27,022&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;)&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;16.53&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;(29,267&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;)&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;13.59&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Forfeited or expired during the period&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;(91&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;)&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;16.53&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;&amp;#151;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#151;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Nonvested at December 31, 2011&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#151;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;$&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#151;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;7,259&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;$&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;14.54&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Granted during the period&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#151;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#151;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;49,559&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;$&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;9.99&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Vested during the period&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#151;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#151;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#151;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#151;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Forfeited or expired during the period&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;&amp;#151;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#151;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;(2,474&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;)&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;12.55&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Nonvested at December 31, 2012&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;&amp;#151;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;$&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;&amp;#151;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;54,344&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;$&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;10.48&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;/table&gt;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"&gt;&amp;#160;&lt;/p&gt;</us-gaap:DisclosureOfCompensationRelatedCostsShareBasedPaymentsTextBlock>
    <FBP:RegulatoryRestrictionsTextBlock contextRef="From2012-01-01to2012-12-31">&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"&gt;&lt;b&gt;Note 16. Regulatory Restrictions&lt;/b&gt;&amp;#160;&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"&gt;&amp;#160;&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"&gt;The Company is regulated by the Federal&#13;Reserve Board and is subject to securities registration and public reporting regulations of the Securities and Exchange Commission.&#13;The Bank is regulated by the FDIC and the North Carolina Commissioner of Banks.&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"&gt;&amp;#160;&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"&gt;The primary source of funds for the payment&#13;of dividends by the Company is dividends received from its subsidiary, the Bank. The Bank, as a North Carolina banking corporation,&#13;may pay dividends only out of undivided profits as determined pursuant to North Carolina General Statutes Section 53-87. As of&#13;December 31, 2012, the Bank had undivided profits of approximately $166,188,000 which were available for the payment of dividends&#13;(subject to remaining in compliance with regulatory capital requirements). As of December 31, 2012, approximately $233,671,000&#13;of the Company&amp;#146;s investment in the Bank is restricted as to transfer to the Company without obtaining prior regulatory approval.&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left; text-indent: 0.25in"&gt;&amp;#160;&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"&gt;The average reserve balance maintained&#13;by the Bank under the requirements of the Federal Reserve Board was approximately $865,000 for the year ended December 31, 2012.&amp;#160;&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"&gt;&amp;#160;&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"&gt;The Company and the Bank must comply with&#13;regulatory capital requirements established by the Federal Reserve Board and FDIC. Failure to meet minimum capital requirements&#13;can initiate certain mandatory, and possibly additional discretionary, actions by regulators that, if undertaken, could have a&#13;direct material effect on the Company&amp;#146;s financial statements. Under capital adequacy guidelines and the regulatory framework&#13;for prompt corrective action, the Company and the Bank must meet specific capital guidelines that involve quantitative measures&#13;of the Company&amp;#146;s assets, liabilities, and certain off-balance sheet items as calculated under regulatory accounting practices.&#13;The Company&amp;#146;s and Bank&amp;#146;s capital amounts and classification are also subject to qualitative judgments by the regulators&#13;about components, risk weightings, and other factors. These capital standards require the Company and the Bank to maintain minimum&#13;ratios of &amp;#147;Tier 1&amp;#148; capital to total risk-weighted assets (&amp;#147;Tier I Capital Ratio&amp;#148;) and total capital to&#13;risk-weighted assets of 4.00% and 8.00% (&amp;#147;Total Capital Ratio&amp;#148;), respectively. Tier 1 capital is comprised of total&#13;shareholders&amp;#146; equity, excluding unrealized gains or losses from the securities available for sale, less intangible assets,&#13;and total capital is comprised of Tier 1 capital plus certain adjustments, the largest of which for the Company and the Bank is&#13;the allowance for loan losses. Risk-weighted assets refer to the on- and off-balance sheet exposures of the Company and the Bank,&#13;adjusted for their related risk levels using formulas set forth in Federal Reserve Board and FDIC regulations.&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left; text-indent: 0.25in"&gt;&amp;#160;&lt;/p&gt;&#13;&#13;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"&gt;&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"&gt;In addition to the risk-based capital&#13;requirements described above, the Company and the Bank are subject to a leverage capital requirement, which calls for a minimum&#13;ratio of Tier 1 capital (as defined above) to quarterly average total assets (&amp;#147;Leverage Ratio) of 3.00% to 5.00%, depending&#13;upon the institution&amp;#146;s composite ratings as determined by its regulators. The Federal Reserve Board has not advised the&#13;Company of any requirement specifically applicable to it.&amp;#160;&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"&gt;&amp;#160;&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"&gt;In addition to the minimum capital requirements&#13;described above, the regulatory framework for prompt corrective action also contains specific capital guidelines applicable to&#13;banks for classification as &amp;#147;well capitalized,&amp;#148; which are presented with the minimum ratios, the Company&amp;#146;s ratios&#13;and the Bank&amp;#146;s ratios as of December 31, 2012 and 2011 in the following table. Based on the most recent notification from&#13;its regulators, the Bank is well capitalized under the framework. There are no conditions or events since that notification that&#13;management believes have changed the Company&amp;#146;s classification.&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left; text-indent: 0.25in"&gt;&amp;#160;&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"&gt;Also see Note 19 for discussion of preferred&#13;stock transactions that have affected the Company&amp;#146;s capital ratios.&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"&gt;&amp;#160;&lt;/p&gt;&#13;&#13;&lt;table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;&lt;tr style="vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="6" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Actual&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="6" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;For Capital &lt;br /&gt;Adequacy Purposes&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="6" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;To Be Well Capitalized &lt;br /&gt;Under Prompt Corrective &lt;br /&gt;Action Provisions&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="font: italic 10pt Calibri, Helvetica, Sans-Serif; text-align: justify"&gt;($ in thousands)&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Amount&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Ratio&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Amount&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Ratio&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Amount&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Ratio&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="6" nowrap="nowrap" style="text-align: center; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;(must equal or exceed)&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="6" nowrap="nowrap" style="text-align: center; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;(must equal or exceed)&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: justify"&gt;As of December 31, 2012&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: justify; padding-left: 1em"&gt;Total Capital Ratio&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="width: 40%; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: justify; padding-left: 1em"&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;Company&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; font: bold 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="width: 1%; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;$&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 7%; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;359,554&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; font: bold 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="width: 1%; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 7%; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;16.67%&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; font: bold 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="width: 1%; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;$&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 7%; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;172,572&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; font: bold 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="width: 1%; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 7%; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;8.00%&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; font: bold 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="width: 1%; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;$&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 7%; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;&lt;font style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&lt;b&gt;&amp;#160;N/A&lt;/b&gt;&lt;/font&gt;&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; font: bold 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="width: 1%; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 7%; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;&lt;font style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&lt;b&gt;N/A&lt;/b&gt;&lt;/font&gt;&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: justify; padding-left: 1em"&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;Bank&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;358,098&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;16.61%&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;172,424&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;8.00%&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;215,530&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;10.00%&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: justify; padding-left: 1em"&gt;Tier I Capital Ratio&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: justify; padding-left: 1em"&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;Company&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;332,350&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;15.41%&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;86,286&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;4.00%&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;&lt;font style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&lt;b&gt;N/A&lt;/b&gt;&lt;/font&gt;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;&lt;font style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&lt;b&gt;N/A&lt;/b&gt;&lt;/font&gt;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: justify; padding-left: 1em"&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;Bank&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;330,916&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;15.35%&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;86,212&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;4.00%&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;129,318&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;6.00%&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: justify; padding-left: 1em"&gt;Leverage Ratio&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: justify; padding-left: 1em"&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;Company&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;332,350&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;10.24%&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;129,820&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;4.00%&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;&lt;font style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&lt;b&gt;N/A&lt;/b&gt;&lt;/font&gt;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;&lt;font style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&lt;b&gt;N/A&lt;/b&gt;&lt;/font&gt;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: justify; padding-left: 1em"&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;Bank&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;330,916&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;10.20%&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;129,742&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;4.00%&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;162,178&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;5.00%&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;As of December 31, 2011&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif; padding-left: 1em"&gt;Total Capital Ratio&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif; padding-left: 1em"&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;Company&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;$&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;355,897&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;16.72%&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;$&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;170,329&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;8.00%&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;$&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&lt;font style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;N/A&lt;/font&gt;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&lt;font style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;N/A&lt;/font&gt;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif; padding-left: 1em"&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;Bank&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;354,235&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;16.65%&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;170,180&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;8.00%&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;212,725&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;10.00%&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif; padding-left: 1em"&gt;Tier I Capital Ratio&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif; padding-left: 1em"&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;Company&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;329,100&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;15.46%&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;85,165&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;4.00%&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&lt;font style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;N/A&lt;/font&gt;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&lt;font style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;N/A&lt;/font&gt;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif; padding-left: 1em"&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;Bank&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;327,461&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;15.39%&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;85,090&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;4.00%&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;127,635&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;6.00%&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif; padding-left: 1em"&gt;Leverage Ratio&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif; padding-left: 1em"&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;Company&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;329,100&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;10.21%&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;128,910&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;4.00%&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&lt;font style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;N/A&lt;/font&gt;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&lt;font style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;N/A&lt;/font&gt;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif; padding-left: 1em"&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;Bank&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;327,461&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;10.17%&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;128,831&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;4.00%&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;161,039&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;5.00%&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;</FBP:RegulatoryRestrictionsTextBlock>
    <FBP:SupplementaryIncomeStatementInformationTextBlock contextRef="From2012-01-01to2012-12-31">&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"&gt;&lt;b&gt;Note 17. Supplementary Income Statement&#13;Information&lt;/b&gt;&amp;#160;&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"&gt;&amp;#160;&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"&gt;Components of other noninterest income/expense&#13;exceeding 1% of total income for any of the years ended December 31, 2012, 2011, and 2010 are as follows:&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left; text-indent: 0.25in"&gt;&amp;#160;&lt;/p&gt;&#13;&#13;&lt;table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;&lt;tr style="vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="font: italic 10pt Calibri, Helvetica, Sans-Serif; text-align: justify"&gt;($ in thousands)&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: center; border-bottom: Black 1pt solid"&gt;2012&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: bold 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;2011&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;2010&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="width: 70%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Other service charges, commissions, and fees &amp;#150; debit interchange income&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; font: bold 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="width: 1%; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;$&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 7%; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;5,262&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;4,757&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;3,608&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Other service charges, commissions, and fees &amp;#150; other interchange income&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;1,213&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;1,033&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;912&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Other operating expenses &amp;#150; interchange expense&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;2,416&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;2,042&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;1,736&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Other operating expenses &amp;#150; stationery and supplies&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;2,240&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;2,867&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;2,563&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Other operating expenses &amp;#150; telephone expense&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;1,683&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;2,127&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;2,053&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Other operating expenses &amp;#150; FDIC insurance expense&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;2,678&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;3,008&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;4,387&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Other operating expenses &amp;#150; repossession and collection &amp;#150; non-covered&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;3,107&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;3,492&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;2,138&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Other operating expenses &amp;#150; repossession and collection &amp;#150; covered, net of &lt;br /&gt;&#13;&amp;#160;&amp;#160;FDIC reimbursement and rental income&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;1,642&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;1,968&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;2,617&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Other operating expenses &amp;#150; outside consultants&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;1,916&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;1,842&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;1,185&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Other operating expenses &amp;#150; legal and audit&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;1,722&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;1,595&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;1,572&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;/table&gt;&#13;&#13;&lt;p style="font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify"&gt;&amp;#160;&lt;/p&gt;</FBP:SupplementaryIncomeStatementInformationTextBlock>
    <us-gaap:CondensedFinancialInformationOfParentCompanyOnlyDisclosureTextBlock contextRef="From2012-01-01to2012-12-31">&lt;p style="font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"&gt;&lt;b&gt;Note 18. Condensed Parent Company&#13;Information&lt;/b&gt;&amp;#160;&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"&gt;&amp;#160;&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"&gt;Condensed financial data for First Bancorp&#13;(parent company only) follows:&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify"&gt;&amp;#160;&lt;/p&gt;&#13;&#13;&lt;table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;&lt;tr style="vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;CONDENSED BALANCE SHEETS&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="6" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;As of December 31,&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="font: italic 10pt Calibri, Helvetica, Sans-Serif; text-align: justify"&gt;($ in thousands)&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: center; border-bottom: Black 1pt solid"&gt;2012&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: bold 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;2011&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-decoration: underline; text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Assets&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="width: 80%; text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Cash on deposit with bank subsidiary&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; font: bold 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="width: 1%; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;$&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 7%; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;3,335&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;3,324&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Investment in wholly-owned subsidiaries, at equity&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;399,688&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;388,528&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Premises and Equipment&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;152&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;161&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Other assets&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;1,637&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;1,633&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;Total assets&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 2.5pt"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;$&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;404,812&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;393,646&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-decoration: underline; text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Liabilities and shareholders&amp;#146; equity&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Trust preferred securities&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;$&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;46,394&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;46,394&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Other liabilities&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;2,301&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;2,102&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;Total liabilities&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;48,695&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;48,496&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Shareholders&amp;#146; equity&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;356,117&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;345,150&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;Total liabilities and shareholders&amp;#146; equity&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 2.5pt"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;$&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;404,812&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;393,646&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;/table&gt;&#13;&#13;&lt;p style="font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify"&gt;&amp;#160;&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify"&gt;&amp;#160;&lt;/p&gt;&#13;&#13;&lt;table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;&lt;tr style="vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;CONDENSED STATEMENTS OF INCOME&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="10" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Year Ended December 31,&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="font: italic 10pt Calibri, Helvetica, Sans-Serif; text-align: justify"&gt;($ in thousands)&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: center; border-bottom: Black 1pt solid"&gt;2012&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: bold 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;2011&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;2010&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="width: 70%; text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Dividends from wholly-owned subsidiaries&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; font: bold 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="width: 1%; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;$&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 7%; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;10,000&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;9,500&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;26,250&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Earnings (losses) of wholly-owned subsidiaries, net of dividends&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;(31,493&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;)&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;5,862&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;(14,536&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;)&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Interest expense&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;(1,111&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;)&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;(1,041&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;)&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;(1,054&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;)&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;All other income and expenses, net&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;(802&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;)&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;(679&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;)&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;(678&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;)&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;Net income (loss)&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;(23,406&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;)&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;13,642&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;9,982&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;Preferred stock dividends and accretion&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;(2,809&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;)&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;(6,166&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;)&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;(4,107&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;)&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;Net income (loss) available to common shareholders&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 2.5pt"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;$&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;(26,215&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;)&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;7,476&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;5,875&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;/table&gt;&#13;&#13;&lt;p style="font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify"&gt;&amp;#160;&lt;/p&gt;&#13;&#13;&#13;&#13;&#13;&#13;&lt;p style="font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify"&gt;&amp;#160;&lt;/p&gt;&#13;&#13;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify"&gt;&amp;#160;&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify"&gt;&lt;/p&gt;&#13;&#13;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify"&gt;&lt;/p&gt;&#13;&#13;&lt;table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;&lt;tr style="vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;CONDENSED STATEMENTS OF CASH FLOWS&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="10" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Year Ended December 31,&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="font: italic 10pt Calibri, Helvetica, Sans-Serif; text-align: justify"&gt;($ in thousands)&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: center; border-bottom: Black 1pt solid"&gt;2012&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: bold 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;2011&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;2010&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Operating Activities:&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="width: 70%; text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;Net income (loss)&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; font: bold 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="width: 1%; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;$&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 7%; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;(23,406&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;)&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;13,642&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;9,982&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; text-indent: -22.5pt; padding-left: 22.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;Equity in undistributed (earnings) losses of subsidiaries&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;21,493&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;(5,862&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;)&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#151;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; text-indent: -22.5pt; padding-left: 22.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;Dividend from subsidiaries in excess of earnings&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;10,000&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&lt;font style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#151;&lt;/font&gt;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;14,536&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;Decrease in other assets&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;26&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;38&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;32&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt"&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;Increase (decrease) in other liabilities&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left; border-bottom: Black 1pt solid"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right; border-bottom: Black 1pt solid"&gt;199&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left; padding-bottom: 1pt"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif; border-bottom: Black 1pt solid"&gt;(62&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt"&gt;)&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif; border-bottom: Black 1pt solid"&gt;17&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt"&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;Total &amp;#150; operating activities&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left; border-bottom: Black 1pt solid"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right; border-bottom: Black 1pt solid"&gt;8,312&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left; padding-bottom: 1pt"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif; border-bottom: Black 1pt solid"&gt;7,756&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif; border-bottom: Black 1pt solid"&gt;24,567&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Investing Activities:&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;Downstream cash investment in subsidiary&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;(33,850&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;)&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;(16,250&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;)&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&lt;font style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#151;&lt;/font&gt;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt"&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;Cash proceeds from dissolution of subsidiary&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left; border-bottom: Black 1pt solid"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right; border-bottom: Black 1pt solid"&gt;&lt;font style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&lt;b&gt;&amp;#151;&lt;/b&gt;&lt;/font&gt;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left; padding-bottom: 1pt"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif; border-bottom: Black 1pt solid"&gt;&lt;font style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#151;&lt;/font&gt;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif; border-bottom: Black 1pt solid"&gt;706&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt"&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;Total &amp;#150; investing activities&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left; border-bottom: Black 1pt solid"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right; border-bottom: Black 1pt solid"&gt;(33,850&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left; padding-bottom: 1pt"&gt;)&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif; border-bottom: Black 1pt solid"&gt;(16,250&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt"&gt;)&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif; border-bottom: Black 1pt solid"&gt;706&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Financing Activities:&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;Payment of preferred and common cash dividends&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;(8,463&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;)&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;(8,237&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;)&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;(8,609&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;)&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; text-indent: -0.3in; padding-left: 0.3in; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;Proceeds from issuance of preferred stock&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;7,287&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;63,500&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&lt;font style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#151;&lt;/font&gt;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; text-indent: -0.3in; padding-left: 0.3in; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;Redemption of preferred stock&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&lt;font style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#151;&lt;/font&gt;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;(65,000&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;)&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#151;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;Proceeds from issuance of common stock&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;26,727&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;881&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;840&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;Repurchases of common stock&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;(2&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;)&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;(228&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;)&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&lt;font style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#151;&lt;/font&gt;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt"&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;Repurchase of common stock warrants&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif; border-bottom: Black 1pt solid"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif; border-bottom: Black 1pt solid"&gt;&lt;font style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#151;&lt;/font&gt;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif; border-bottom: Black 1pt solid"&gt;(924&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt"&gt;)&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif; border-bottom: Black 1pt solid"&gt;&lt;font style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#151;&lt;/font&gt;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt"&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;Total - financing activities&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left; border-bottom: Black 1pt solid"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right; border-bottom: Black 1pt solid"&gt;25,549&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left; padding-bottom: 1pt"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif; border-bottom: Black 1pt solid"&gt;(10,008&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt"&gt;)&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif; border-bottom: Black 1pt solid"&gt;(7,769&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt"&gt;)&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Net increase (decrease) in cash&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;11&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;(18,502&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;)&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;17,504&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt"&gt;Cash, beginning of year&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left; border-bottom: Black 1pt solid"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right; border-bottom: Black 1pt solid"&gt;3,324&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left; padding-bottom: 1pt"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif; border-bottom: Black 1pt solid"&gt;21,826&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif; border-bottom: Black 1pt solid"&gt;4,322&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 2.5pt"&gt;Cash, end of year&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 2.5pt"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left; border-bottom: Black 2.5pt double"&gt;$&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right; border-bottom: Black 2.5pt double"&gt;3,335&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left; padding-bottom: 2.5pt"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 2.5pt"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 2.5pt"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif; border-bottom: Black 2.5pt double"&gt;3,324&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 2.5pt"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 2.5pt"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 2.5pt"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif; border-bottom: Black 2.5pt double"&gt;21,826&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 2.5pt"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;/table&gt;&#13;&#13;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify"&gt;&amp;#160;&amp;#160;&amp;#160;&lt;/p&gt;</us-gaap:CondensedFinancialInformationOfParentCompanyOnlyDisclosureTextBlock>
    <us-gaap:StockholdersEquityNoteDisclosureTextBlock contextRef="From2012-01-01to2012-12-31">&lt;p style="font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"&gt;&lt;b&gt;Note 19. Shareholders&amp;#146; Equity&#13;Transactions&lt;/b&gt;&amp;#160;&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left; text-indent: 0.1in"&gt;&amp;#160;&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left; text-indent: 0"&gt;&lt;i&gt;U.S. Treasury Capital&#13;Purchase Program&lt;/i&gt;&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"&gt;&amp;#160;&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"&gt;On January 9, 2009, the Company completed&#13;the sale of $65 million of Series A preferred stock to the United States Treasury Department (Treasury) under the Treasury&amp;#146;s&#13;Capital Purchase Program. The program was designed to attract broad participation by healthy banking institutions to help stabilize&#13;the financial system and increase lending for the benefit of the U.S. economy.&amp;#160;&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"&gt;&amp;#160;&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"&gt;Under the terms of the stock purchase&#13;agreement, the Treasury received (i)&amp;#160;65,000 shares of fixed rate cumulative perpetual preferred stock with a liquidation value&#13;of $1,000 per share and (ii)&amp;#160;a warrant to purchase 616,308 shares of the Company&amp;#146;s common stock, no par value, in exchange&#13;for $65 million. As discussed below, the Company redeemed this preferred stock in the third quarter of 2011 and repurchased the&#13;common stock warrant in the fourth quarter of 2011.&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt Calibri, Helvetica, Sans-Serif; margin: 0"&gt;&amp;#160;&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt Calibri, Helvetica, Sans-Serif; margin: 0"&gt;The Series A preferred stock qualified as Tier 1 capital and its&#13;terms required cumulative dividends at a rate of 5% for the first five years, and 9% thereafter.&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt Calibri, Helvetica, Sans-Serif; margin: 0; text-indent: 24.5pt"&gt;&amp;#160;&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt Calibri, Helvetica, Sans-Serif; margin: 0"&gt;The warrant had a 10-year term and became immediately exercisable&#13;upon its issuance, with an exercise price equal to $15.82 per share.&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"&gt;&amp;#160;&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"&gt;&amp;#160;&lt;/p&gt;&#13;&#13;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"&gt;&amp;#160;&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"&gt;The Company allocated the $65 million&#13;in proceeds to the preferred stock and the common stock warrant based on their relative fair values. To determine the fair value&#13;of the preferred stock, the Company used a discounted cash flow model that assumed redemption of the preferred stock at the end&#13;of year five. The discount rate utilized was 13% and the estimated fair value was determined to be $36.2 million. The fair value&#13;of the common stock warrant was estimated to be $2.8 million using the Black-Scholes option pricing model with the following assumptions:&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0.25in"&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&lt;/p&gt;&#13;&#13;&lt;table cellspacing="0" cellpadding="0" align="center" style="font: 10pt Calibri, Helvetica, Sans-Serif; width: 50%; border-collapse: collapse"&gt;&#13;&lt;tr style="vertical-align: top; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="width: 65%; text-align: justify; font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif"&gt;&lt;font style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Expected dividend yield&lt;/font&gt;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="width: 35%; text-align: center; font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif"&gt;&lt;font style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;4.83%&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: top; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif"&gt;&lt;font style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Risk-free interest rate&lt;/font&gt;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: center; font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif"&gt;&lt;font style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;2.48%&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: top; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif"&gt;&lt;font style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Expected life&lt;/font&gt;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: center; font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif"&gt;&lt;font style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;10 years&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: top; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif"&gt;&lt;font style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Expected volatility&lt;/font&gt;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: center; font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif"&gt;&lt;font style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;35.00%&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: top; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif"&gt;&lt;font style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Weighted average fair value&lt;/font&gt;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: center; font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif"&gt;&lt;font style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;$ 4.47&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;/table&gt;&#13;&lt;p style="font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify"&gt;&amp;#160;&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"&gt;The aggregate fair value result for both&#13;the preferred stock and the common stock warrant was determined to be $39.0&amp;#160;million, with 7% of this aggregate total attributable&#13;to the warrant and 93% attributable to the preferred stock. Therefore, the $65&amp;#160;million issuance was allocated with $60.4 million&#13;being assigned to the preferred stock and $4.6 million being assigned to the common stock warrant.&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"&gt;&amp;#160;&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"&gt;The $4.6 million difference between the&#13;$65 million face value of the preferred stock and the $60.4 million allocated to it upon issuance was recorded as a discount on&#13;the preferred stock. Until the Company redeemed the preferred stock in the third quarter of 2011 (discussed below), the $4.6&amp;#160;million&#13;discount was being accreted, using the effective interest method, as a reduction in net income available to common shareholders&#13;over a five-year period at approximately $0.8 million to $1.0&amp;#160;million per year.&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"&gt;&amp;#160;&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"&gt;On September 1, 2011, the Company redeemed&#13;the 65,000 shares of outstanding Series A preferred stock from the U.S. Treasury for a redemption price of $65 million, plus unpaid&#13;dividends. The Company funded the majority of this transaction by simultaneously issuing Series B preferred stock to the Treasury&#13;as part of the Small Business Lending Fund (see below).&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"&gt;&amp;#160;&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"&gt;Due to the redemption of the preferred&#13;stock, the Company accreted the remaining discount of $2.3 million during the third quarter of 2011, which resulted in total discount&#13;accretion for 2011 of $2.9 million, which compared to $0.9 million recorded in 2010. Preferred stock discount accretion is deducted&#13;from net income in computing &amp;#147;Net income available to common shareholders.&amp;#148;&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left; text-indent: 0.25in"&gt;&amp;#160;&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"&gt;In November 2011, the Company repurchased&#13;the outstanding common stock warrant from the Treasury for $1.50 per common share, or a total of $924,000.&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify"&gt;&amp;#160;&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify"&gt;&lt;i&gt;Small Business Lending Fund&lt;/i&gt;&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0.25in"&gt;&amp;#160;&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify"&gt;On September 1, 2011, the Company completed&#13;the sale of $63.5 million of Series B preferred stock to the Secretary of the Treasury under the Small Business Lending Fund (SBLF).&#13;The fund was established under the Small Business Jobs Act of 2010 that was created to encourage lending to small businesses by&#13;providing capital to qualified community banks with assets less than $10 billion.&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt Calibri, Helvetica, Sans-Serif; margin: 0"&gt;&amp;#160;&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt Calibri, Helvetica, Sans-Serif; margin: 0"&gt;Under the terms of the stock purchase agreement, the Treasury received&#13;63,500 shares of non-cumulative perpetual preferred stock with a liquidation value of $1,000 per share, in exchange for $63.5 million.&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt Calibri, Helvetica, Sans-Serif; margin: 0; text-indent: 0.1in"&gt;&amp;#160;&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt Calibri, Helvetica, Sans-Serif; margin: 0"&gt;The Series B preferred stock qualifies as Tier 1 capital. The dividend&#13;rate, as a percentage of the liquidation amount, can fluctuate on a quarterly basis during the first 10 quarters during which the&#13;Series B preferred stock is outstanding, based upon changes in the level of &amp;#147;Qualified Small Business Lending&amp;#148; or &amp;#147;QSBL&amp;#148;.&#13;For the first nine quarters after issuance, the dividend rate can range from one percent (1%) to five percent (5%) per annum based&#13;upon the increase in QSBL as compared to the baseline. For quarters subsequent to the issuance in 2011, the Company has paid a&#13;dividend rate ranging from 3.0% to 5.0%. Based upon an increase in the level of QSBL over the baseline level calculated under the&#13;terms of the related purchase agreement, the dividend rate for the first quarter of 2013 is expected to be 1.2% and the dividend&#13;rate for the second quarter is expected to be 1.0%, subject to confirmation by Treasury. For the tenth calendar quarter through&#13;four and one half years after issuance, the dividend rate will be fixed at between one percent (1%) and seven percent (7%) based&#13;upon the level of QSBL compared to the baseline. After four and one half years from the issuance, the dividend rate will increase&#13;to nine percent (9%). Subject to regulatory approval, the Company is generally permitted to redeem the Series B preferred shares&#13;at par plus unpaid dividends.&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify"&gt;&amp;#160;&lt;/p&gt;&#13;&#13;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify"&gt;&amp;#160;&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify"&gt;There was no discount recorded related&#13;to the SBLF preferred stock (because no warrants were issued in connection with this preferred stock issuance), and therefore there&#13;will be no future amounts recorded for preferred stock discount accretion.&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0.25in"&gt;&amp;#160;&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify"&gt;For the twelve months ended December&#13;31, 2012, the Company accrued approximately $2,809,000 in preferred dividend payments. This amount is deducted from net income&#13;in computing &amp;#147;Net income available to common shareholders.&amp;#148;&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"&gt;&lt;b&gt;&amp;#160;&lt;/b&gt;&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"&gt;&lt;i&gt;Stock Issuance&lt;/i&gt;&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"&gt;&amp;#160;&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"&gt;On December&amp;#160;21, 2012, the Company&#13;issued 2,656,294 shares of its common stock and 728,706 shares of the Company&amp;#146;s Series C Preferred Stock to certain accredited&#13;investors, each at the price of $10.00 per share, pursuant to a private placement transaction. Net proceeds from this sale of common&#13;and preferred stock were $33.8 million and were used to strengthen and remove risk from the Company&amp;#146;s balance sheet in anticipation&#13;of a planned disposition of certain classified loans and write-down of foreclosed real estate.&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"&gt;&amp;#160;&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt Calibri, Helvetica, Sans-Serif; margin: 0"&gt;The Series C Preferred Stock qualifies as Tier 1 capital and is&#13;Convertible Perpetual Preferred Stock, with dividend rights equal to the Company&amp;#146;s Common Stock. Each share of Series C Preferred&#13;Stock will automatically convert into one share of Common Stock on the date the holder of Series C Preferred Stock transfers any&#13;shares of Series C Preferred Stock to a non-affiliate of the holder in certain permissible transfers. The Series C Preferred Stock&#13;is non-voting, except in limited circumstances.&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"&gt;&amp;#160;&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"&gt;During the fourth quarter of 2012, the&#13;Company accrued approximately $58,000 in preferred dividend payments for the Series C Preferred Stock.&amp;#160;&lt;/p&gt;</us-gaap:StockholdersEquityNoteDisclosureTextBlock>
    <us-gaap:SubsequentEventsTextBlock contextRef="From2012-01-01to2012-12-31">&lt;p style="font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"&gt;&lt;b&gt;Note 20. Subsequent Event&lt;/b&gt;&amp;#160;&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"&gt;&amp;#160;&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"&gt;On January 23, 2013, the Company completed&#13;the sale of the $30.4 million of loans classified as &amp;#147;Loans Held for Sale&amp;#148; on the Consolidated Balance Sheets as of&#13;December 31, 2012. The Company received proceeds of approximately $30.4 million, matching the carrying value.&lt;/p&gt;</us-gaap:SubsequentEventsTextBlock>
    <us-gaap:BasisOfAccountingPolicyPolicyTextBlock contextRef="From2012-01-01to2012-12-31">&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"&gt;&lt;font style="font-family: Calibri, Helvetica, Sans-Serif"&gt;&lt;b&gt;(a)&lt;/b&gt;&#13;&lt;b&gt;Basis of Presentation&lt;/b&gt; &lt;/font&gt;&lt;font style="font-family: Symbol"&gt;-&lt;/font&gt;&lt;font style="font-family: Calibri, Helvetica, Sans-Serif"&gt;&#13;The consolidated financial statements include the accounts of First Bancorp (the Company) and its wholly owned subsidiary - First&#13;Bank (the Bank). The Bank has two wholly owned subsidiaries that are fully consolidated - First Bank Insurance Services, Inc. (First&#13;Bank Insurance) and First Troy SPE, LLC. All significant intercompany accounts and transactions have been eliminated. Subsequent&#13;events have been evaluated through the date of filing this Form 10-K.&lt;/font&gt;&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left; text-indent: 13.5pt"&gt;&amp;#160;&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"&gt;The Company is a bank holding company.&#13;The principal activity of the Company is the ownership and operation of the Bank, a state chartered bank with its main office in&#13;Troy, North Carolina. The Company is also the parent company for a series of statutory trusts that were formed at various times&#13;since 2002 for the purpose of issuing trust preferred debt securities. The trusts are not consolidated for financial reporting&#13;purposes; however, notes issued by the Company to the trusts in return for the proceeds from the issuance of the trust preferred&#13;securities are included in the consolidated financial statements and have terms that are substantially the same as the corresponding&#13;trust preferred securities. The trust preferred securities qualify as capital for regulatory capital adequacy requirements. First&#13;Bank Insurance is an agent for property and casualty insurance policies. First Troy SPE, LLC was formed in order to hold and dispose&#13;of certain real estate foreclosed upon by the Bank.&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"&gt;&amp;#160;&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"&gt;The preparation of financial statements&#13;in conformity with generally accepted accounting principles in the United States of America requires management to make estimates&#13;and assumptions that affect the reported amounts of assets and liabilities and disclosure of contingent liabilities at the date&#13;of the financial statements and the reported amounts of revenues and expenses during the reporting period. Actual results could&#13;differ from those estimates. The most significant estimates made by the Company in the preparation of its consolidated financial&#13;statements are the determination of the allowance for loan losses, the valuation of other real estate, the accounting and impairment&#13;testing related to intangible assets, and the fair value and discount accretion of loans acquired in FDIC-assisted transactions.&lt;/p&gt;</us-gaap:BasisOfAccountingPolicyPolicyTextBlock>
    <us-gaap:CashAndCashEquivalentsPolicyTextBlock contextRef="From2012-01-01to2012-12-31">&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"&gt;&lt;font style="font-family: Calibri, Helvetica, Sans-Serif"&gt;&lt;b&gt;(b)&#13;Cash and Cash Equivalents&lt;/b&gt; &lt;/font&gt;&lt;font style="font-family: Symbol"&gt;-&lt;/font&gt;&lt;font style="font-family: Calibri, Helvetica, Sans-Serif"&gt;&#13;The Company considers all highly liquid assets such as cash on hand, noninterest-bearing and interest-bearing amounts due from&#13;banks and federal funds sold to be &amp;#147;cash equivalents.&amp;#148;&lt;/font&gt;&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"&gt;&amp;#160;&lt;/p&gt;</us-gaap:CashAndCashEquivalentsPolicyTextBlock>
    <us-gaap:PropertyPlantAndEquipmentPolicyTextBlock contextRef="From2012-01-01to2012-12-31">&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"&gt;&amp;#160;&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"&gt;&lt;font style="font-family: Calibri, Helvetica, Sans-Serif"&gt;&lt;b&gt;(d)&#13;Premises and Equipment&lt;/b&gt; &lt;/font&gt;&lt;font style="font-family: Symbol"&gt;-&lt;/font&gt;&lt;font style="font-family: Calibri, Helvetica, Sans-Serif"&gt;&#13;Premises and equipment are stated at cost less accumulated depreciation. Depreciation, computed by the straight-line method, is&#13;charged to operations over the estimated useful lives of the properties, which range from 2 to 40 years or, in the case of leasehold&#13;improvements, over the term of the lease, if shorter. Maintenance and repairs are charged to operations in the year incurred. Gains&#13;and losses on dispositions are included in current operations.&lt;/font&gt;&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"&gt;&amp;#160;&lt;/p&gt;</us-gaap:PropertyPlantAndEquipmentPolicyTextBlock>
    <us-gaap:LoansAndLeasesReceivableMortgageBankingActivitiesPolicy contextRef="From2012-01-01to2012-12-31">&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"&gt;&lt;font style="font-family: Calibri, Helvetica, Sans-Serif"&gt;&lt;b&gt;(f)&#13;Presold Mortgages in Process of Settlement and Loans Held for Sale &lt;/b&gt;&lt;/font&gt;&lt;b&gt;&lt;font style="font-family: Symbol"&gt;-&lt;/font&gt;&lt;/b&gt;&lt;font style="font-family: Calibri, Helvetica, Sans-Serif"&gt;&#13;As a part of normal business operations, the Company originates residential mortgage loans that have been pre-approved by secondary&#13;investors to be sold on a best efforts basis. The terms of the loans are set by the secondary investors, and the purchase price&#13;that the investor will pay for the loan is agreed to prior to the funding of the loan by the Company. Generally within three weeks&#13;after funding, the loans are transferred to the investor in accordance with the agreed-upon terms. The Company records gains from&#13;the sale of these loans on the settlement date of the sale equal to the difference between the proceeds received and the carrying&#13;amount of the loan. The gain generally represents the portion of the proceeds attributed to service release premiums received from&#13;the investors and the realization of origination fees received from borrowers that were deferred as part of the carrying amount&#13;of the loan. Between the initial funding of the loans by the Company and the subsequent reimbursement by the investors, the Company&#13;carries the loans on its balance sheet at the lower of cost or market. &lt;/font&gt;&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left; text-indent: 13.7pt"&gt;&amp;#160;&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"&gt;Periodically, the Company originates commercial&#13;loans and decides to sell them in the secondary market. The Company carries these loans at the lower of cost or fair value at each&#13;reporting date. There were no such loans held for sale as of December 31, 2012 or 2011.&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"&gt;&amp;#160;&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"&gt;As of December 31, 2012, the Company held&#13;$30.4 million in loans classified as held for sale because the Company had solicited and received bids to sell approximately $68&#13;million of loans to an unaffiliated third-party investor, and it was the Company&amp;#146;s intent to accept one of the offers received.&#13;As of December 31, 2012, these loans were reclassified out of the loans held for investment category and segregated on the balance&#13;sheet as held for sale. These loans are carried at their liquidation value based on the bid received that the Company accepted,&#13;with the remaining difference of approximately $37.6 million being charged-off through the allowance for loan losses. The completion&#13;of the loan sale occurred in January 2013.&lt;/p&gt;</us-gaap:LoansAndLeasesReceivableMortgageBankingActivitiesPolicy>
    <us-gaap:LoansAndLeasesReceivableAllowanceForLoanLossesPolicy contextRef="From2012-01-01to2012-12-31">&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"&gt;&lt;font style="font-family: Calibri, Helvetica, Sans-Serif"&gt;&lt;b&gt;(g)&#13;Allowance for Loan Losses&lt;/b&gt; &lt;/font&gt;&lt;font style="font-family: Symbol"&gt;-&lt;/font&gt;&lt;font style="font-family: Calibri, Helvetica, Sans-Serif"&gt;&#13;The allowance for loan losses is established through a provision for loan losses charged to expense. Loans are charged-off against&#13;the allowance for loan losses when management believes that the collectability of the principal is unlikely. The provision for&#13;loan losses charged to operations is an amount sufficient to bring the allowance for loan losses to an estimated balance considered&#13;adequate to absorb losses inherent in the portfolio. Management&amp;#146;s determination of the adequacy of the allowance is based&#13;on several factors, including:&lt;/font&gt;&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left; text-indent: 13.5pt"&gt;&amp;#160;&lt;/p&gt;&#13;&#13;&lt;table cellpadding="0" cellspacing="0" style="width: 100%; font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin-top: 0; margin-bottom: 0"&gt;&lt;tr style="vertical-align: top; font-family: Calibri, Helvetica, Sans-Serif"&gt;&#13;&lt;td style="width: 33.75pt; font-family: Calibri, Helvetica, Sans-Serif"&gt;&lt;/td&gt;&lt;td style="width: 18pt; font-family: Calibri, Helvetica, Sans-Serif"&gt;1.&lt;/td&gt;&lt;td style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;Risk grades assigned to the loans in the portfolio,&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&#13;&#13;&lt;table cellpadding="0" cellspacing="0" style="width: 100%; font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin-top: 0; margin-bottom: 0"&gt;&lt;tr style="vertical-align: top; font-family: Calibri, Helvetica, Sans-Serif"&gt;&#13;&lt;td style="width: 33.75pt; font-family: Calibri, Helvetica, Sans-Serif"&gt;&lt;/td&gt;&lt;td style="width: 18pt; font-family: Calibri, Helvetica, Sans-Serif"&gt;2.&lt;/td&gt;&lt;td style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;Specific reserves for larger loans with concerns regarding repayment ability,&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&#13;&#13;&lt;table cellpadding="0" cellspacing="0" style="width: 100%; font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin-top: 0; margin-bottom: 0"&gt;&lt;tr style="vertical-align: top; font-family: Calibri, Helvetica, Sans-Serif"&gt;&#13;&lt;td style="width: 33.75pt; font-family: Calibri, Helvetica, Sans-Serif"&gt;&lt;/td&gt;&lt;td style="width: 18pt; font-family: Calibri, Helvetica, Sans-Serif"&gt;3.&lt;/td&gt;&lt;td style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;Current economic conditions, including the local, state, and national economic outlook; interest rate&#13;risk; trends in loan volume, mix and size of loans; levels and trends of delinquencies,&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&#13;&#13;&lt;table cellpadding="0" cellspacing="0" style="width: 100%; font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin-top: 0; margin-bottom: 0"&gt;&lt;tr style="vertical-align: top; font-family: Calibri, Helvetica, Sans-Serif"&gt;&#13;&lt;td style="width: 33.75pt; font-family: Calibri, Helvetica, Sans-Serif"&gt;&lt;/td&gt;&lt;td style="width: 18pt; font-family: Calibri, Helvetica, Sans-Serif"&gt;4.&lt;/td&gt;&lt;td style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;Historical loan loss experience, and&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&#13;&#13;&lt;table cellpadding="0" cellspacing="0" style="width: 100%; font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin-top: 0; margin-bottom: 0"&gt;&lt;tr style="vertical-align: top; font-family: Calibri, Helvetica, Sans-Serif"&gt;&#13;&lt;td style="width: 33.75pt; font-family: Calibri, Helvetica, Sans-Serif"&gt;&lt;/td&gt;&lt;td style="width: 18pt; font-family: Calibri, Helvetica, Sans-Serif"&gt;5.&lt;/td&gt;&lt;td style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;An assessment of the risk characteristics of the Company&amp;#146;s loan portfolio, including industry&#13;concentrations, payment structures, and credit administration practices.&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left; text-indent: 0.1in"&gt;&amp;#160;&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"&gt;While management uses the best information&#13;available to make evaluations, future adjustments may be necessary if economic and other conditions differ substantially from the&#13;assumptions used.&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left; text-indent: 13.5pt"&gt;&amp;#160;&lt;/p&gt;&#13;&#13;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"&gt;&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt Calibri, Helvetica, Sans-Serif; margin: 0"&gt;For loans covered under loss share agreements, subsequent decreases&#13;to the expected cash flows will generally result in additional provisions for loan losses. Subsequent increases in expected cash&#13;flows will result in a reversal of the allowance for loan losses to the extent of prior allowance recognition.&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"&gt;&amp;#160;&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"&gt;In addition, various regulatory agencies,&#13;as an integral part of their examination process, periodically review the Bank&amp;#146;s allowance for loan losses. Such agencies&#13;may require the Bank to recognize additions to the allowance based on the examiners&amp;#146; judgment about information available&#13;to them at the time of their examinations.&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left; text-indent: 13.5pt"&gt;&amp;#160;&lt;/p&gt;</us-gaap:LoansAndLeasesReceivableAllowanceForLoanLossesPolicy>
    <FBP:FdicIndemnificationAssetPolicyTextBlock contextRef="From2012-01-01to2012-12-31">&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left; text-indent: 0.25in"&gt;&amp;#160;&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"&gt;&lt;b&gt;(i) FDIC Indemnification Asset &amp;#150;&#13;&lt;/b&gt;The FDIC indemnification asset relates to loss share agreements with the FDIC, whereby the FDIC has agreed to reimburse to&#13;the Company a percentage of the losses related to loans and other real estate that the Company assumed in the acquisition of two&#13;failed banks. This indemnification asset is measured separately from the loan portfolio and other real estate because it is not&#13;contractually embedded in the loans and is not transferable with the loans should the Company choose to dispose of them. The carrying&#13;value of this receivable at each period end is the sum of:&amp;#160; 1) actual claims that have been submitted to the FDIC for reimbursement&#13;that have not yet been received and 2) the Company&amp;#146;s estimated amount of loan and other real estate losses covered by the&#13;agreements multiplied by the FDIC reimbursement percentage.&amp;#160; At December 31, 2012 and 2011, the amount of loss claims that&#13;had been incurred but not yet reimbursed by the FDIC was $33.0 million and $13.4 million, respectively.&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left; text-indent: 13.5pt"&gt;&amp;#160;&lt;/p&gt;</FBP:FdicIndemnificationAssetPolicyTextBlock>
    <us-gaap:IncomeTaxPolicyTextBlock contextRef="From2012-01-01to2012-12-31">&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left; text-indent: 13.5pt"&gt;&amp;#160;&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"&gt;&lt;font style="font-family: Calibri, Helvetica, Sans-Serif"&gt;&lt;b&gt;(j)&#13;Income Taxes &lt;/b&gt;&lt;/font&gt;&lt;b&gt;&lt;font style="font-family: Symbol"&gt;-&lt;/font&gt;&lt;/b&gt;&lt;font style="font-family: Calibri, Helvetica, Sans-Serif"&gt;&#13;Income taxes are accounted for under the asset and liability method. Deferred tax assets and liabilities are recognized for the&#13;future tax consequences attributable to differences between the financial statement carrying amounts of existing assets and liabilities&#13;and their respective tax bases and operating loss and tax credit carryforwards. Deferred tax assets and liabilities are measured&#13;using enacted tax rates expected to apply to taxable income in the years in which those temporary differences are expected to be&#13;recovered or settled. The effect on deferred tax assets and liabilities of a change in tax rates is recognized in income in the&#13;period that includes the enactment date. Deferred tax assets are reduced, if necessary, by the amount of such benefits that are&#13;not expected to be realized based upon available evidence. The Company&amp;#146;s investment tax credits, which are low income housing&#13;tax credits and state historic tax credits, are recorded in the period that they are reflected in the Company&amp;#146;s tax returns.&lt;/font&gt;&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left; text-indent: 13.5pt"&gt;&amp;#160;&lt;/p&gt;</us-gaap:IncomeTaxPolicyTextBlock>
    <us-gaap:IntangibleAssetsFiniteLivedPolicy contextRef="From2012-01-01to2012-12-31">&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left; text-indent: 13.5pt"&gt;&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"&gt;&lt;font style="font-family: Calibri, Helvetica, Sans-Serif"&gt;&lt;b&gt;(k)&#13;Intangible Assets&lt;/b&gt; &lt;/font&gt;&lt;font style="font-family: Symbol"&gt;-&lt;/font&gt;&lt;font style="font-family: Calibri, Helvetica, Sans-Serif"&gt;&#13;Business combinations are accounted for using the purchase method of accounting. Identifiable intangible assets are recognized&#13;separately and are amortized over their estimated useful lives, which for the Company has generally been seven to ten years and&#13;at an accelerated rate. Goodwill is recognized in business combinations to the extent that the price paid exceeds the fair value&#13;of the net assets acquired, including any identifiable intangible assets. Goodwill is not amortized, but as discussed in Note 1(q),&#13;is subject to fair value impairment tests on at least an annual basis.&lt;/font&gt;&lt;/p&gt;</us-gaap:IntangibleAssetsFiniteLivedPolicy>
    <FBP:BankownedLifeInsurancePolicyTextBlock contextRef="From2012-01-01to2012-12-31">&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"&gt;&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"&gt;&lt;b&gt;(l) Bank-owned life insurance&lt;/b&gt; &amp;#150;&#13;The Company has purchased life insurance policies on certain current and past key employees and directors where the insurance policy&#13;benefits and ownership are retained by the employer. These policies are recorded at their cash surrender value. Income from these&#13;policies and changes in the net cash surrender value are recorded within noninterest income as &amp;#147;Bank-owned life insurance&#13;income.&amp;#148;&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left; text-indent: 13.5pt"&gt;&amp;#160;&lt;/p&gt;</FBP:BankownedLifeInsurancePolicyTextBlock>
    <us-gaap:ShareBasedCompensationOptionAndIncentivePlansPolicy contextRef="From2012-01-01to2012-12-31">&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left; text-indent: 13.5pt"&gt;&lt;b&gt;&lt;/b&gt;&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"&gt;&lt;font style="font-family: Calibri, Helvetica, Sans-Serif"&gt;&lt;b&gt;(n)&#13;Stock Option Plan &lt;/b&gt;&lt;/font&gt;&lt;b&gt;&lt;font style="font-family: Symbol"&gt;-&lt;/font&gt;&lt;/b&gt;&lt;font style="font-family: Calibri, Helvetica, Sans-Serif"&gt;&#13;At December 31, 2012, the Company had three equity-based employee compensation plans, which are described more fully in Note 15.&#13;The Company accounts for these plans under the recognition and measurement principles of relevant accounting guidance. &lt;/font&gt;&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left; text-indent: 13.5pt"&gt;&amp;#160;&lt;/p&gt;</us-gaap:ShareBasedCompensationOptionAndIncentivePlansPolicy>
    <us-gaap:EarningsPerSharePolicyTextBlock contextRef="From2012-01-01to2012-12-31">&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left; text-indent: 13.5pt"&gt;&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"&gt;&lt;font style="font-family: Calibri, Helvetica, Sans-Serif"&gt;&lt;b&gt;(o)&#13;Per Share Amounts&lt;/b&gt; &lt;/font&gt;&lt;font style="font-family: Symbol"&gt;-&lt;/font&gt;&lt;font style="font-family: Calibri, Helvetica, Sans-Serif"&gt;&#13;Basic Earnings Per Common Share is calculated by dividing net income (loss) available to common shareholders by the weighted average&#13;number of common shares outstanding during the period. Diluted Earnings Per Common Share is computed by assuming the issuance of&#13;common shares for all potentially dilutive common shares outstanding during the reporting period. Currently, the Company&amp;#146;s&#13;potentially dilutive common stock issuances relate to stock option grants under the Company&amp;#146;s equity-based plans and the&#13;Company&amp;#146;s Series C Preferred stock, which is convertible into common stock on a one-for-one ratio.&lt;/font&gt;&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"&gt;&amp;#160;&amp;#160;&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"&gt;In computing Diluted Earnings Per Common&#13;Share, adjustments are made to the computation of Basic Earnings Per Common shares, as follows. As it relates to stock options,&#13;it is assumed that all dilutive stock options are exercised during the reporting period at their respective exercise prices, with&#13;the proceeds from the exercises used by the Company to buy back stock in the open market at the average market price in effect&#13;during the reporting period. The difference between the number of shares assumed to be exercised and the number of shares bought&#13;back is included in the calculation of dilutive securities. As it relates to the Series C preferred stock, it is assumed that the&#13;preferred stock was converted to common stock during the reporting period. Dividends on the preferred stock are added back to net&#13;income and the shares assumed to be converted are included in the number of shares outstanding.&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"&gt;&amp;#160;&lt;/p&gt;&#13;&#13;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"&gt;&amp;#160;&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"&gt;If any of the potentially dilutive common&#13;stock issuances have an anti-dilutive effect, which is the case when a net loss is reported, the potentially dilutive common stock&#13;issuance is disregarded.&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"&gt;&amp;#160;&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"&gt;The following is a reconciliation of the&#13;numerators and denominators used in computing Basic and Diluted Earnings Per Common Share:&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify"&gt;&amp;#160;&lt;/p&gt;&#13;&#13;&lt;table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;&lt;tr style="vertical-align: bottom; font-family: Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="34" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font-family: Calibri, Helvetica, Sans-Serif"&gt;For the Years Ended December 31,&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; font-family: Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font-weight: bold; padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="10" nowrap="nowrap" style="font-weight: bold; text-align: center; border-bottom: Black 1pt solid; font-family: Calibri, Helvetica, Sans-Serif"&gt;2012&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font-weight: bold; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="10" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font-family: Calibri, Helvetica, Sans-Serif"&gt;2011&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="10" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font-family: Calibri, Helvetica, Sans-Serif"&gt;2010&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; font-family: Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="font-style: italic; text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;($ in thousands,&amp;#160;except per share&amp;#160;amounts)&lt;/td&gt;&lt;td nowrap="nowrap" style="font-weight: bold; padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="font-weight: bold; text-align: center; border-bottom: Black 1pt solid; font-family: Calibri, Helvetica, Sans-Serif"&gt;Income &lt;br /&gt;(Numer-&lt;br /&gt;&#13;ator)&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font-weight: bold; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font-weight: bold; padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="font-weight: bold; text-align: center; border-bottom: Black 1pt solid; font-family: Calibri, Helvetica, Sans-Serif"&gt;Shares &lt;br /&gt;(Denom-&lt;br /&gt;&#13;inator)&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font-weight: bold; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font-weight: bold; padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="font-weight: bold; text-align: center; border-bottom: Black 1pt solid; font-family: Calibri, Helvetica, Sans-Serif"&gt;Per &lt;br /&gt;Share &lt;br /&gt;Amount&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font-weight: bold; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font-family: Calibri, Helvetica, Sans-Serif"&gt;Income &lt;br /&gt;(Numer-&lt;br /&gt;&#13;ator)&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font-family: Calibri, Helvetica, Sans-Serif"&gt;Shares &lt;br /&gt;(Denom-&lt;br /&gt;&#13;inator)&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font-family: Calibri, Helvetica, Sans-Serif"&gt;Per &lt;br /&gt;Share &lt;br /&gt;Amount&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font-family: Calibri, Helvetica, Sans-Serif"&gt;Income &lt;br /&gt;(Numer-&lt;br /&gt;&#13;ator)&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font-family: Calibri, Helvetica, Sans-Serif"&gt;Shares &lt;br /&gt;(Denom-&lt;br /&gt;&#13;inator)&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font-family: Calibri, Helvetica, Sans-Serif"&gt;Per &lt;br /&gt;Share &lt;br /&gt;Amount&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font-family: Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font-family: Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font-family: Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="font-weight: bold; text-align: justify; font-family: Calibri, Helvetica, Sans-Serif"&gt;Basic EPS&lt;/td&gt;&lt;td nowrap="nowrap" style="font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font-family: Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="width: 10%; text-align: left; padding-bottom: 2.5pt; font-family: Calibri, Helvetica, Sans-Serif"&gt;Net income (loss) available to common shareholders&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; font-weight: bold; padding-bottom: 2.5pt; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="width: 1%; font-weight: bold; text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;$&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 7%; font-weight: bold; text-align: right; font-family: Calibri, Helvetica, Sans-Serif"&gt;(26,215&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; font-weight: bold; text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;)&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; font-weight: bold; padding-bottom: 2.5pt; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="width: 1%; font-weight: bold; text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 7%; font-weight: bold; text-align: right; font-family: Calibri, Helvetica, Sans-Serif"&gt;17,049,513&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; padding-bottom: 2.5pt; font-weight: bold; text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; font-weight: bold; padding-bottom: 2.5pt; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="width: 1%; border-bottom: Black 2.5pt double; font-weight: bold; text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;$&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 7%; border-bottom: Black 2.5pt double; font-weight: bold; text-align: right; font-family: Calibri, Helvetica, Sans-Serif"&gt;(1.54&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; padding-bottom: 2.5pt; font-weight: bold; text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;)&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; padding-bottom: 2.5pt; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="width: 1%; text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;$&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 7%; text-align: right; font-family: Calibri, Helvetica, Sans-Serif"&gt;7,476&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; padding-bottom: 2.5pt; text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; padding-bottom: 2.5pt; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="width: 1%; text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 7%; text-align: right; font-family: Calibri, Helvetica, Sans-Serif"&gt;16,856,072&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; padding-bottom: 2.5pt; text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; padding-bottom: 2.5pt; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="width: 1%; border-bottom: Black 2.5pt double; text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;$&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 7%; border-bottom: Black 2.5pt double; text-align: right; font-family: Calibri, Helvetica, Sans-Serif"&gt;0.44&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; padding-bottom: 2.5pt; text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; padding-bottom: 2.5pt; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="width: 1%; text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;$&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 7%; text-align: right; font-family: Calibri, Helvetica, Sans-Serif"&gt;5,875&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; padding-bottom: 2.5pt; text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; padding-bottom: 2.5pt; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="width: 1%; text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 7%; text-align: right; font-family: Calibri, Helvetica, Sans-Serif"&gt;16,764,879&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; padding-bottom: 2.5pt; text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; padding-bottom: 2.5pt; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="width: 1%; border-bottom: Black 2.5pt double; text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;$&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 7%; border-bottom: Black 2.5pt double; text-align: right; font-family: Calibri, Helvetica, Sans-Serif"&gt;0.35&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; padding-bottom: 2.5pt; text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font-family: Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font-family: Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="font-weight: bold; text-align: justify; padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif"&gt;Effect of dilutive securities&lt;/td&gt;&lt;td nowrap="nowrap" style="font-weight: bold; padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: right; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#151;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font-weight: bold; text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font-weight: bold; padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: right; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#151;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font-weight: bold; text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: right; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#151;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: right; font-family: Calibri, Helvetica, Sans-Serif"&gt;27,172&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: right; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#151;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: right; font-family: Calibri, Helvetica, Sans-Serif"&gt;28,771&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font-family: Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font-family: Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="font-weight: bold; text-align: left; padding-bottom: 2.5pt; font-family: Calibri, Helvetica, Sans-Serif"&gt;Diluted EPS per common share&lt;/td&gt;&lt;td nowrap="nowrap" style="font-weight: bold; padding-bottom: 2.5pt; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font-weight: bold; text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;$&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font-weight: bold; text-align: right; font-family: Calibri, Helvetica, Sans-Serif"&gt;(26,215&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font-weight: bold; text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;)&lt;/td&gt;&lt;td nowrap="nowrap" style="font-weight: bold; padding-bottom: 2.5pt; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font-weight: bold; text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font-weight: bold; text-align: right; font-family: Calibri, Helvetica, Sans-Serif"&gt;17,049,513&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font-weight: bold; text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font-weight: bold; padding-bottom: 2.5pt; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font-weight: bold; text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;$&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font-weight: bold; text-align: right; font-family: Calibri, Helvetica, Sans-Serif"&gt;(1.54&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font-weight: bold; text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;)&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;$&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; text-align: right; font-family: Calibri, Helvetica, Sans-Serif"&gt;7,476&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; text-align: right; font-family: Calibri, Helvetica, Sans-Serif"&gt;16,883,244&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;$&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; text-align: right; font-family: Calibri, Helvetica, Sans-Serif"&gt;0.44&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;$&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; text-align: right; font-family: Calibri, Helvetica, Sans-Serif"&gt;5,875&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; text-align: right; font-family: Calibri, Helvetica, Sans-Serif"&gt;16,793,650&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;$&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; text-align: right; font-family: Calibri, Helvetica, Sans-Serif"&gt;0.35&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;/table&gt;&#13;&#13;&lt;p style="font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify"&gt;&amp;#160;&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"&gt;For the year ended December 31, 2012,&#13;all potentially dilutive common stock issuances were disregarded for the purpose of calculating diluted earnings per common share&#13;because the Company recorded a net loss and their impact would have been anti-dilutive. For the year ended December 31, 2011 and&#13;2010, there were 396,669 options and 604,752 options, respectively, that were anti-dilutive because the exercise price exceeded&#13;the average market price for the year, and thus are not included in the calculation to determine the effect of dilutive securities.&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"&gt;&amp;#160;&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"&gt;In addition, the warrant for 616,308 shares&#13;issued to the Treasury in 2009 and repurchased by the Company in 2011 was anti-dilutive during 2010 and 2011 &amp;#150; see Note 19&#13;for additional information.&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"&gt;&amp;#160;&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"&gt;&amp;#160;&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"&gt;&amp;#160;&lt;/p&gt;</us-gaap:EarningsPerSharePolicyTextBlock>
    <us-gaap:FairValueOfFinancialInstrumentsPolicy contextRef="From2012-01-01to2012-12-31">&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"&gt;&amp;#160;&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"&gt;&lt;font style="font-family: Calibri, Helvetica, Sans-Serif"&gt;&lt;b&gt;(p)&#13;Fair Value of Financial Instruments&lt;/b&gt; &lt;/font&gt;&lt;font style="font-family: Symbol"&gt;-&lt;/font&gt;&lt;font style="font-family: Calibri, Helvetica, Sans-Serif"&gt;&#13;Relevant accounting guidance requires that the Company disclose estimated fair values for its financial instruments. Fair value&#13;methods and assumptions are set forth below for the Company&amp;#146;s financial instruments.&lt;/font&gt;&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"&gt;&amp;#160;&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"&gt;&lt;font style="font-family: Calibri, Helvetica, Sans-Serif"&gt;Cash&#13;and Amounts Due from Banks, Federal Funds Sold, Presold Mortgages in Process of Settlement, Accrued Interest Receivable, and Accrued&#13;Interest Payable &lt;/font&gt;&lt;font style="font-family: Symbol"&gt;-&lt;/font&gt;&lt;font style="font-family: Calibri, Helvetica, Sans-Serif"&gt; The&#13;carrying amounts approximate their fair value because of the short maturity of these financial instruments.&lt;/font&gt;&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left; text-indent: 0.25in"&gt;&amp;#160;&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"&gt;&lt;font style="font-family: Calibri, Helvetica, Sans-Serif"&gt;Available&#13;for Sale and Held to Maturity Securities &lt;/font&gt;&lt;font style="font-family: Symbol"&gt;-&lt;/font&gt;&lt;font style="font-family: Calibri, Helvetica, Sans-Serif"&gt;&#13;Fair values are provided by a third-party and are based on quoted market prices, where available. If quoted market prices are not&#13;available, fair values are based on quoted market prices of comparable instruments or matrix pricing.&lt;/font&gt;&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left; text-indent: 0.25in"&gt;&amp;#160;&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"&gt;&lt;font style="font-family: Calibri, Helvetica, Sans-Serif"&gt;Loans&#13;&lt;/font&gt;&lt;font style="font-family: Symbol"&gt;-&lt;/font&gt;&lt;font style="font-family: Calibri, Helvetica, Sans-Serif"&gt; For nonimpaired loans,&#13;fair values are estimated for portfolios of loans with similar financial characteristics. Loans are segregated by type such as&#13;commercial, financial and agricultural, real estate construction, real estate mortgages and installment loans to individuals. Each&#13;loan category is further segmented into fixed and variable interest rate terms. The fair value for each category is determined&#13;by discounting scheduled future cash flows using current interest rates offered on loans with similar risk characteristics. Fair&#13;values for impaired loans are primarily based on estimated proceeds expected upon liquidation of the collateral.&lt;/font&gt;&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"&gt;&amp;#160;&lt;/p&gt;&#13;&#13;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"&gt;&amp;#160;&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"&gt;Loans held for sale &amp;#150; The carrying&#13;value of loans held for sale approximates fair value at December 31, 2012 as these loans were discounted to liquidation value in&#13;connection with an offer to purchase received prior to December 31, 2012.&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left; text-indent: 0.25in"&gt;&amp;#160;&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"&gt;FDIC Indemnification Asset &amp;#150; Fair&#13;value is equal to the FDIC reimbursement rate of the expected losses to be incurred and reimbursed by the FDIC and then discounted&#13;over the estimated period of receipt.&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"&gt;&amp;#160;&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"&gt;Bank-Owned Life Insurance &amp;#150; The&#13;carrying value of life insurance approximates fair value because this investment is carried at cash surrender value, as determined&#13;by the issuer.&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left; text-indent: 0.25in"&gt;&amp;#160;&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"&gt;&lt;font style="font-family: Calibri, Helvetica, Sans-Serif"&gt;Deposits&#13;and Securities Sold Under Agreements to Repurchase &lt;/font&gt;&lt;font style="font-family: Symbol"&gt;-&lt;/font&gt;&lt;font style="font-family: Calibri, Helvetica, Sans-Serif"&gt;&#13;The fair value of securities sold under agreements to repurchase and deposits with no stated maturity, such as noninterest-bearing&#13;checking accounts, savings accounts, interest-bearing checking accounts, and money market accounts, is equal to the amount payable&#13;on demand as of the valuation date. The fair value of certificates of deposit is based on the discounted value of contractual cash&#13;flows. The discount rate is estimated using the rates currently offered for deposits of similar remaining maturities.&lt;/font&gt;&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"&gt;&amp;#160;&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"&gt;&lt;font style="font-family: Calibri, Helvetica, Sans-Serif"&gt;Borrowings&#13;&lt;/font&gt;&lt;font style="font-family: Symbol"&gt;-&lt;/font&gt;&lt;font style="font-family: Calibri, Helvetica, Sans-Serif"&gt; The fair value of borrowings&#13;is based on the discounted value of contractual cash flows. The discount rate is estimated using the rates currently offered by&#13;the Company&amp;#146;s lenders for debt of similar remaining maturities.&lt;/font&gt;&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify"&gt;&amp;#160;&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"&gt;&lt;font style="font-family: Calibri, Helvetica, Sans-Serif"&gt;Commitments&#13;to Extend Credit and Standby Letters of Credit &lt;/font&gt;&lt;font style="font-family: Symbol"&gt;-&lt;/font&gt;&lt;font style="font-family: Calibri, Helvetica, Sans-Serif"&gt;&#13;At December 31, 2012 and 2011, the Company&amp;#146;s off-balance sheet financial instruments had no carrying value. The large majority&#13;of commitments to extend credit and standby letters of credit are at variable rates and/or have relatively short terms to maturity.&#13;Therefore, the fair value for these financial instruments is considered to be immaterial. &lt;/font&gt;&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify"&gt;&amp;#160;&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"&gt;Fair value estimates are made at a specific&#13;point in time, based on relevant market information and information about the financial instrument. These estimates do not reflect&#13;any premium or discount that could result from offering for sale at one time the Company&amp;#146;s entire holdings of a particular&#13;financial instrument. Because no highly liquid market exists for a significant portion of the Company&amp;#146;s financial instruments,&#13;fair value estimates are based on judgments regarding future expected loss experience, current economic conditions, risk characteristics&#13;of various financial instruments, and other factors. These estimates are subjective in nature and involve uncertainties and matters&#13;of significant judgment and therefore cannot be determined with precision. Changes in assumptions could significantly affect the&#13;estimates.&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left; text-indent: 0.25in"&gt;&amp;#160;&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"&gt;Fair value estimates are based on existing&#13;on- and off-balance sheet financial instruments without attempting to estimate the value of anticipated future business and the&#13;value of assets and liabilities that are not considered financial instruments. Significant assets and liabilities that are not&#13;considered financial assets or liabilities include net premises and equipment, intangible and other assets such as foreclosed properties,&#13;deferred income taxes, prepaid expense accounts, income taxes currently payable and other various accrued expenses. In addition,&#13;the income tax ramifications related to the realization of the unrealized gains and losses can have a significant effect on fair&#13;value estimates and have not been considered in any of the estimates.&lt;/p&gt;</us-gaap:FairValueOfFinancialInstrumentsPolicy>
    <us-gaap:ComprehensiveIncomePolicyPolicyTextBlock contextRef="From2012-01-01to2012-12-31">&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"&gt;&lt;font style="font-family: Calibri, Helvetica, Sans-Serif"&gt;&lt;b&gt;(r)&#13;Comprehensive Income &lt;/b&gt;&lt;/font&gt;&lt;b&gt;&lt;font style="font-family: Symbol"&gt;-&lt;/font&gt;&lt;font style="font-family: Calibri, Helvetica, Sans-Serif"&gt;&#13;&lt;/font&gt;&lt;/b&gt;&lt;font style="font-family: Calibri, Helvetica, Sans-Serif"&gt;Comprehensive income is defined as the change in equity during&#13;a period for non-owner transactions and is divided into net income and other comprehensive income. Other comprehensive income includes&#13;revenues, expenses, gains, and losses that are excluded from earnings under current accounting standards. The components of accumulated&#13;other comprehensive income (loss) for the Company are as follows:&lt;/font&gt;&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify"&gt;&amp;#160;&lt;/p&gt;&#13;&#13;&lt;table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;&lt;tr style="vertical-align: bottom; font-family: Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="font-style: italic; text-align: justify; font-family: Calibri, Helvetica, Sans-Serif"&gt;($ in thousands)&lt;/td&gt;&lt;td nowrap="nowrap" style="font-weight: bold; padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="font-weight: bold; text-align: center; border-bottom: Black 1pt solid; font-family: Calibri, Helvetica, Sans-Serif"&gt;December 31, &lt;br /&gt;&#13;2012&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font-weight: bold; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font-family: Calibri, Helvetica, Sans-Serif"&gt;December 31, &lt;br /&gt;&#13;2011&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font-family: Calibri, Helvetica, Sans-Serif"&gt;December 31,&lt;br /&gt;&#13; 2010&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font-family: Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="width: 67%; text-align: left; text-indent: -0.25in; padding-left: 0.25in; font-family: Calibri, Helvetica, Sans-Serif"&gt;Unrealized gain on securities available for sale&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; font-weight: bold; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="width: 1%; font-weight: bold; text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;$&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 8%; font-weight: bold; text-align: right; font-family: Calibri, Helvetica, Sans-Serif"&gt;3,290&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; font-weight: bold; text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="width: 1%; text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 8%; text-align: right; font-family: Calibri, Helvetica, Sans-Serif"&gt;3,896&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="width: 1%; text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 8%; text-align: right; font-family: Calibri, Helvetica, Sans-Serif"&gt;2,478&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font-family: Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt; text-indent: -0.25in; padding-left: 0.25in; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;Deferred tax liability&lt;/td&gt;&lt;td nowrap="nowrap" style="font-weight: bold; padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: right; font-family: Calibri, Helvetica, Sans-Serif"&gt;(1,283&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font-weight: bold; text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;)&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: right; font-family: Calibri, Helvetica, Sans-Serif"&gt;(1,520&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;)&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: right; font-family: Calibri, Helvetica, Sans-Serif"&gt;(966&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;)&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font-family: Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt; text-indent: -0.25in; padding-left: 0.25in; font-family: Calibri, Helvetica, Sans-Serif"&gt;Net unrealized gain on securities available for sale&lt;/td&gt;&lt;td nowrap="nowrap" style="font-weight: bold; padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: right; font-family: Calibri, Helvetica, Sans-Serif"&gt;2,007&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font-weight: bold; text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: right; font-family: Calibri, Helvetica, Sans-Serif"&gt;2,376&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: right; font-family: Calibri, Helvetica, Sans-Serif"&gt;1,512&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font-family: Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; text-indent: -0.25in; padding-left: 0.25in; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font-family: Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; text-indent: -0.25in; padding-left: 0.25in; font-family: Calibri, Helvetica, Sans-Serif"&gt;Additional pension liability&lt;/td&gt;&lt;td nowrap="nowrap" style="font-weight: bold; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="font-weight: bold; text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font-weight: bold; text-align: right; font-family: Calibri, Helvetica, Sans-Serif"&gt;(3,579&lt;/td&gt;&lt;td nowrap="nowrap" style="font-weight: bold; text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;)&lt;/td&gt;&lt;td nowrap="nowrap" style="font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font-family: Calibri, Helvetica, Sans-Serif"&gt;(18,278&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;)&lt;/td&gt;&lt;td nowrap="nowrap" style="font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font-family: Calibri, Helvetica, Sans-Serif"&gt;(10,905&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;)&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font-family: Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt; text-indent: -0.25in; padding-left: 0.25in; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;Deferred tax asset&lt;/td&gt;&lt;td nowrap="nowrap" style="font-weight: bold; padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: right; font-family: Calibri, Helvetica, Sans-Serif"&gt;1,396&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font-weight: bold; text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: right; font-family: Calibri, Helvetica, Sans-Serif"&gt;7,220&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: right; font-family: Calibri, Helvetica, Sans-Serif"&gt;4,308&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font-family: Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt; text-indent: -0.25in; padding-left: 0.25in; font-family: Calibri, Helvetica, Sans-Serif"&gt;Net additional pension liability&lt;/td&gt;&lt;td nowrap="nowrap" style="font-weight: bold; padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: right; font-family: Calibri, Helvetica, Sans-Serif"&gt;(2,183&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font-weight: bold; text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;)&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: right; font-family: Calibri, Helvetica, Sans-Serif"&gt;(11,058&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;)&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: right; font-family: Calibri, Helvetica, Sans-Serif"&gt;(6,597&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;)&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font-family: Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; text-indent: -0.25in; padding-left: 0.25in; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font-family: Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt; text-indent: -0.25in; padding-left: 0.25in; font-family: Calibri, Helvetica, Sans-Serif"&gt;Total accumulated other comprehensive income (loss)&lt;/td&gt;&lt;td nowrap="nowrap" style="font-weight: bold; padding-bottom: 2.5pt; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font-weight: bold; text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;$&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font-weight: bold; text-align: right; font-family: Calibri, Helvetica, Sans-Serif"&gt;(176&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font-weight: bold; text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;)&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; text-align: right; font-family: Calibri, Helvetica, Sans-Serif"&gt;(8,682&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;)&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; text-align: right; font-family: Calibri, Helvetica, Sans-Serif"&gt;(5,085&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;)&lt;/td&gt;&lt;/tr&gt;&#13;&lt;/table&gt;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify"&gt;&amp;#160;&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify"&gt;&amp;#160;&lt;/p&gt;</us-gaap:ComprehensiveIncomePolicyPolicyTextBlock>
    <us-gaap:SegmentReportingPolicyPolicyTextBlock contextRef="From2012-01-01to2012-12-31">&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify"&gt;&amp;#160;&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"&gt;&lt;font style="font-family: Calibri, Helvetica, Sans-Serif"&gt;&lt;b&gt;(s)&#13;Segment Reporting &lt;/b&gt;&lt;/font&gt;&lt;b&gt;&lt;font style="font-family: Symbol"&gt;-&lt;/font&gt;&lt;/b&gt;&lt;font style="font-family: Calibri, Helvetica, Sans-Serif"&gt;&#13;Accounting standards require management to report selected financial and descriptive information about reportable operating segments.&#13;The standards also require related disclosures about products and services, geographic areas, and major customers. Generally, disclosures&#13;are required for segments internally identified to evaluate performance and resource allocation. The Company&amp;#146;s operations&#13;are primarily within the banking segment, and the financial statements presented herein reflect the results of that segment. The&#13;Company has no foreign operations or customers.&lt;/font&gt;&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"&gt;&amp;#160;&lt;/p&gt;</us-gaap:SegmentReportingPolicyPolicyTextBlock>
    <us-gaap:PriorPeriodReclassificationAdjustmentDescription contextRef="From2012-01-01to2012-12-31">&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"&gt;&amp;#160;&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"&gt;&lt;font style="font-family: Calibri, Helvetica, Sans-Serif"&gt;&lt;b&gt;(t)&#13;Reclassifications&lt;/b&gt; &lt;/font&gt;&lt;font style="font-family: Symbol"&gt;-&lt;/font&gt;&lt;font style="font-family: Calibri, Helvetica, Sans-Serif"&gt;&#13;Certain amounts for prior years have been reclassified to conform to the 2012 presentation. The reclassifications had no effect&#13;on net income or shareholders&amp;#146; equity as previously presented, nor did they materially impact trends in financial information.&lt;/font&gt;&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"&gt;&lt;b&gt;&amp;#160;&lt;/b&gt;&lt;/p&gt;</us-gaap:PriorPeriodReclassificationAdjustmentDescription>
    <us-gaap:NewAccountingPronouncementsPolicyPolicyTextBlock contextRef="From2012-01-01to2012-12-31">&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"&gt;&lt;b&gt;&amp;#160;&lt;/b&gt;&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"&gt;&lt;font style="font-family: Calibri, Helvetica, Sans-Serif"&gt;&lt;b&gt;(u)&#13;Recent Accounting Pronouncements &lt;/b&gt;&lt;/font&gt;&lt;b&gt;&lt;font style="font-family: Symbol"&gt;-&lt;/font&gt;&lt;/b&gt;&lt;font style="font-family: Calibri, Helvetica, Sans-Serif"&gt;&#13;In April 2011, the FASB issued additional guidance to assist creditors with their determination of when a restructuring is a Troubled&#13;Debt Restructuring (&amp;#147;TDR&amp;#148;). The determination is based on whether the restructuring constitutes a concession and whether&#13;the debtor is experiencing financial difficulties as both events must be present. The new guidance was effective for the Company&#13;beginning January 1, 2012 and did not have a material effect on the Company&amp;#146;s TDR determinations.&lt;/font&gt;&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt Calibri, Helvetica, Sans-Serif; margin: 0"&gt;&amp;#160;&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt Calibri, Helvetica, Sans-Serif; margin: 0"&gt;In May 2011, new guidance amended the Fair Value Measurement Topic&#13;by clarifying the application of existing fair value measurement and disclosure requirements and by changing particular principles&#13;or requirements for measuring fair value or for disclosing information about fair value measurements. The amendments were effective&#13;for the Company beginning January 1, 2012 and had no effect on the financial statements.&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt Calibri, Helvetica, Sans-Serif; margin: 0"&gt;&amp;#160;&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt Calibri, Helvetica, Sans-Serif; margin: 0"&gt;The Comprehensive Income Topic was amended in June 2011. The amendment&#13;eliminates the option to present other comprehensive income as a part of the statement of changes in stockholders&amp;#146; equity&#13;and requires consecutive presentation of the statement of net income and other comprehensive income. The amendments were applicable&#13;to the Company on January 1, 2012 and have been applied retrospectively.&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt Calibri, Helvetica, Sans-Serif; margin: 0"&gt;&amp;#160;&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt Calibri, Helvetica, Sans-Serif; margin: 0"&gt;The FASB amended the Comprehensive Income Topic in February 2013.&#13;The amendments address reporting of amounts reclassified out of accumulated other comprehensive income. Specifically, the amendments&#13;do not change the current requirements for reporting net income or other comprehensive income in financial statements. However,&#13;the amendments do require an entity to provide information about the amounts reclassified out of accumulated other comprehensive&#13;income by component. In addition, in certain circumstances an entity is required to present, either on the face of the statement&#13;where net income is presented or in the notes, significant amounts reclassified out of accumulated other comprehensive income by&#13;the respective line items of net income. The amendments will be effective for the Company on a prospective basis for reporting&#13;periods beginning after December 15, 2012. Early adoption is permitted. The Company does not expect these amendments to have a&#13;material effect on its financial statements.&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"&gt;&amp;#160;&lt;/p&gt;&#13;&#13;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"&gt;&amp;#160;&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"&gt;In September 2011, the Intangibles Topic&#13;was amended to permit an entity to consider qualitative factors to determine whether it is more likely than not that the fair value&#13;of a reporting unit is less than its carrying amount as a basis for determining whether it is necessary to perform the two-step&#13;goodwill impairment test. These amendments were effective for the Company on January 1, 2012 and had no effect on the financial&#13;statements.&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt Calibri, Helvetica, Sans-Serif; margin: 0"&gt;&amp;#160;&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt Calibri, Helvetica, Sans-Serif; margin: 0"&gt;In July 2012, the Intangibles Topic was further amended to permit&#13;an entity to consider qualitative factors to determine whether it is more likely than not that indefinite-lived intangible assets&#13;are impaired. If it is determined to be more likely than not that indefinite-lived intangible assets are impaired, then the entity&#13;is required to determine the fair value of the indefinite-lived intangible asset and perform the quantitative impairment test by&#13;comparing the fair value with the carrying amount. The amendments are effective for annual and interim impairment tests performed&#13;for fiscal years beginning after September 15, 2012. Early adoption is permitted. The amendments are not expected to have a material&#13;effect on the Company&amp;#146;s financial statements.&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt Calibri, Helvetica, Sans-Serif; margin: 0"&gt;&amp;#160;&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt Calibri, Helvetica, Sans-Serif; margin: 0"&gt;In October 2012, the Business Combinations topic was amended to&#13;address the subsequent accounting for an indemnification asset resulting from a government-assisted acquisition of a financial&#13;institution. The guidance indicates that when a reporting entity records an indemnification asset as a result of a government-assisted&#13;acquisition of a financial institution involving an indemnification agreement, the indemnification asset should be subsequently&#13;measured on the same basis as the asset subject to indemnification. Any amortization of changes in value should be limited to any&#13;contractual limitations on the amount and the term of the indemnification agreement. The amendments should be applied prospectively&#13;to any new indemnification assets acquired and to changes in expected cash flows of existing indemnification assets occurring on&#13;or after the date of adoption. Prior periods would not be adjusted. These changes will be effective for 2013, however early adoption&#13;is permitted. The amendments are not expected to have a material effect on the Company&amp;#146;s financial statements.&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify"&gt;&amp;#160;&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt Calibri, Helvetica, Sans-Serif; margin: 0"&gt;Other accounting standards that have been issued or proposed by&#13;the FASB or other standards-setting bodies are not expected to have a material impact on the Company&amp;#146;s financial position,&#13;results of operations or cash flows.&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt Calibri, Helvetica, Sans-Serif; margin: 0"&gt;&amp;#160;&lt;/p&gt;</us-gaap:NewAccountingPronouncementsPolicyPolicyTextBlock>
    <us-gaap:ScheduleOfCalculationOfNumeratorAndDenominatorInEarningsPerShareTableTextBlock contextRef="From2012-01-01to2012-12-31">&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"&gt;&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify"&gt;&amp;#160;&lt;/p&gt;&#13;&#13;&lt;table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;&lt;tr style="vertical-align: bottom; font-family: Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="34" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font-family: Calibri, Helvetica, Sans-Serif"&gt;For the Years Ended December 31,&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; font-family: Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font-weight: bold; padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="10" nowrap="nowrap" style="font-weight: bold; text-align: center; border-bottom: Black 1pt solid; font-family: Calibri, Helvetica, Sans-Serif"&gt;2012&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font-weight: bold; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="10" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font-family: Calibri, Helvetica, Sans-Serif"&gt;2011&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="10" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font-family: Calibri, Helvetica, Sans-Serif"&gt;2010&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; font-family: Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="font-style: italic; text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;($ in thousands,&amp;#160;except per share&amp;#160;amounts)&lt;/td&gt;&lt;td nowrap="nowrap" style="font-weight: bold; padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="font-weight: bold; text-align: center; border-bottom: Black 1pt solid; font-family: Calibri, Helvetica, Sans-Serif"&gt;Income &lt;br /&gt;(Numer-&lt;br /&gt;&#13;ator)&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font-weight: bold; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font-weight: bold; padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="font-weight: bold; text-align: center; border-bottom: Black 1pt solid; font-family: Calibri, Helvetica, Sans-Serif"&gt;Shares &lt;br /&gt;(Denom-&lt;br /&gt;&#13;inator)&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font-weight: bold; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font-weight: bold; padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="font-weight: bold; text-align: center; border-bottom: Black 1pt solid; font-family: Calibri, Helvetica, Sans-Serif"&gt;Per &lt;br /&gt;Share &lt;br /&gt;Amount&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font-weight: bold; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font-family: Calibri, Helvetica, Sans-Serif"&gt;Income &lt;br /&gt;(Numer-&lt;br /&gt;&#13;ator)&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font-family: Calibri, Helvetica, Sans-Serif"&gt;Shares &lt;br /&gt;(Denom-&lt;br /&gt;&#13;inator)&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font-family: Calibri, Helvetica, Sans-Serif"&gt;Per &lt;br /&gt;Share &lt;br /&gt;Amount&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font-family: Calibri, Helvetica, Sans-Serif"&gt;Income &lt;br /&gt;(Numer-&lt;br /&gt;&#13;ator)&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font-family: Calibri, Helvetica, Sans-Serif"&gt;Shares &lt;br /&gt;(Denom-&lt;br /&gt;&#13;inator)&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font-family: Calibri, Helvetica, Sans-Serif"&gt;Per &lt;br /&gt;Share &lt;br /&gt;Amount&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font-family: Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font-family: Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font-family: Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="font-weight: bold; text-align: justify; font-family: Calibri, Helvetica, Sans-Serif"&gt;Basic EPS&lt;/td&gt;&lt;td nowrap="nowrap" style="font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font-family: Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="width: 10%; text-align: left; padding-bottom: 2.5pt; font-family: Calibri, Helvetica, Sans-Serif"&gt;Net income (loss) available to common shareholders&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; font-weight: bold; padding-bottom: 2.5pt; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="width: 1%; font-weight: bold; text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;$&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 7%; font-weight: bold; text-align: right; font-family: Calibri, Helvetica, Sans-Serif"&gt;(26,215&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; font-weight: bold; text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;)&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; font-weight: bold; padding-bottom: 2.5pt; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="width: 1%; font-weight: bold; text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 7%; font-weight: bold; text-align: right; font-family: Calibri, Helvetica, Sans-Serif"&gt;17,049,513&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; padding-bottom: 2.5pt; font-weight: bold; text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; font-weight: bold; padding-bottom: 2.5pt; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="width: 1%; border-bottom: Black 2.5pt double; font-weight: bold; text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;$&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 7%; border-bottom: Black 2.5pt double; font-weight: bold; text-align: right; font-family: Calibri, Helvetica, Sans-Serif"&gt;(1.54&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; padding-bottom: 2.5pt; font-weight: bold; text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;)&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; padding-bottom: 2.5pt; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="width: 1%; text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;$&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 7%; text-align: right; font-family: Calibri, Helvetica, Sans-Serif"&gt;7,476&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; padding-bottom: 2.5pt; text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; padding-bottom: 2.5pt; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="width: 1%; text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 7%; text-align: right; font-family: Calibri, Helvetica, Sans-Serif"&gt;16,856,072&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; padding-bottom: 2.5pt; text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; padding-bottom: 2.5pt; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="width: 1%; border-bottom: Black 2.5pt double; text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;$&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 7%; border-bottom: Black 2.5pt double; text-align: right; font-family: Calibri, Helvetica, Sans-Serif"&gt;0.44&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; padding-bottom: 2.5pt; text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; padding-bottom: 2.5pt; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="width: 1%; text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;$&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 7%; text-align: right; font-family: Calibri, Helvetica, Sans-Serif"&gt;5,875&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; padding-bottom: 2.5pt; text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; padding-bottom: 2.5pt; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="width: 1%; text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 7%; text-align: right; font-family: Calibri, Helvetica, Sans-Serif"&gt;16,764,879&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; padding-bottom: 2.5pt; text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; padding-bottom: 2.5pt; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="width: 1%; border-bottom: Black 2.5pt double; text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;$&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 7%; border-bottom: Black 2.5pt double; text-align: right; font-family: Calibri, Helvetica, Sans-Serif"&gt;0.35&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; padding-bottom: 2.5pt; text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font-family: Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font-family: Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="font-weight: bold; text-align: justify; padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif"&gt;Effect of dilutive securities&lt;/td&gt;&lt;td nowrap="nowrap" style="font-weight: bold; padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: right; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#151;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font-weight: bold; text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font-weight: bold; padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: right; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#151;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font-weight: bold; text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: right; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#151;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: right; font-family: Calibri, Helvetica, Sans-Serif"&gt;27,172&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: right; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#151;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: right; font-family: Calibri, Helvetica, Sans-Serif"&gt;28,771&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font-family: Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font-family: Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="font-weight: bold; text-align: left; padding-bottom: 2.5pt; font-family: Calibri, Helvetica, Sans-Serif"&gt;Diluted EPS per common share&lt;/td&gt;&lt;td nowrap="nowrap" style="font-weight: bold; padding-bottom: 2.5pt; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font-weight: bold; text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;$&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font-weight: bold; text-align: right; font-family: Calibri, Helvetica, Sans-Serif"&gt;(26,215&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font-weight: bold; text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;)&lt;/td&gt;&lt;td nowrap="nowrap" style="font-weight: bold; padding-bottom: 2.5pt; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font-weight: bold; text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font-weight: bold; text-align: right; font-family: Calibri, Helvetica, Sans-Serif"&gt;17,049,513&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font-weight: bold; text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font-weight: bold; padding-bottom: 2.5pt; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font-weight: bold; text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;$&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font-weight: bold; text-align: right; font-family: Calibri, Helvetica, Sans-Serif"&gt;(1.54&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font-weight: bold; text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;)&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;$&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; text-align: right; font-family: Calibri, Helvetica, Sans-Serif"&gt;7,476&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; text-align: right; font-family: Calibri, Helvetica, Sans-Serif"&gt;16,883,244&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;$&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; text-align: right; font-family: Calibri, Helvetica, Sans-Serif"&gt;0.44&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;$&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; text-align: right; font-family: Calibri, Helvetica, Sans-Serif"&gt;5,875&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; text-align: right; font-family: Calibri, Helvetica, Sans-Serif"&gt;16,793,650&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;$&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; text-align: right; font-family: Calibri, Helvetica, Sans-Serif"&gt;0.35&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;/table&gt;&#13;&#13;&lt;p style="font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify"&gt;&amp;#160;&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify"&gt;&amp;#160;&lt;/p&gt;</us-gaap:ScheduleOfCalculationOfNumeratorAndDenominatorInEarningsPerShareTableTextBlock>
    <us-gaap:ScheduleOfAccumulatedOtherComprehensiveIncomeLossTableTextBlock contextRef="From2012-01-01to2012-12-31">&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"&gt;&lt;font style="font-family: Calibri, Helvetica, Sans-Serif"&gt;&lt;/font&gt;&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify"&gt;&amp;#160;&lt;/p&gt;&#13;&#13;&lt;table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;&lt;tr style="vertical-align: bottom; font-family: Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="font-style: italic; text-align: justify; font-family: Calibri, Helvetica, Sans-Serif"&gt;($ in thousands)&lt;/td&gt;&lt;td nowrap="nowrap" style="font-weight: bold; padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="font-weight: bold; text-align: center; border-bottom: Black 1pt solid; font-family: Calibri, Helvetica, Sans-Serif"&gt;December 31, &lt;br /&gt;&#13;2012&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font-weight: bold; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font-family: Calibri, Helvetica, Sans-Serif"&gt;December 31, &lt;br /&gt;&#13;2011&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font-family: Calibri, Helvetica, Sans-Serif"&gt;December 31,&lt;br /&gt;&#13; 2010&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font-family: Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="width: 67%; text-align: left; text-indent: -0.25in; padding-left: 0.25in; font-family: Calibri, Helvetica, Sans-Serif"&gt;Unrealized gain on securities available for sale&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; font-weight: bold; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="width: 1%; font-weight: bold; text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;$&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 8%; font-weight: bold; text-align: right; font-family: Calibri, Helvetica, Sans-Serif"&gt;3,290&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; font-weight: bold; text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="width: 1%; text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 8%; text-align: right; font-family: Calibri, Helvetica, Sans-Serif"&gt;3,896&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="width: 1%; text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 8%; text-align: right; font-family: Calibri, Helvetica, Sans-Serif"&gt;2,478&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font-family: Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt; text-indent: -0.25in; padding-left: 0.25in; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;Deferred tax liability&lt;/td&gt;&lt;td nowrap="nowrap" style="font-weight: bold; padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: right; font-family: Calibri, Helvetica, Sans-Serif"&gt;(1,283&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font-weight: bold; text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;)&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: right; font-family: Calibri, Helvetica, Sans-Serif"&gt;(1,520&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;)&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: right; font-family: Calibri, Helvetica, Sans-Serif"&gt;(966&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;)&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font-family: Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt; text-indent: -0.25in; padding-left: 0.25in; font-family: Calibri, Helvetica, Sans-Serif"&gt;Net unrealized gain on securities available for sale&lt;/td&gt;&lt;td nowrap="nowrap" style="font-weight: bold; padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: right; font-family: Calibri, Helvetica, Sans-Serif"&gt;2,007&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font-weight: bold; text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: right; font-family: Calibri, Helvetica, Sans-Serif"&gt;2,376&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: right; font-family: Calibri, Helvetica, Sans-Serif"&gt;1,512&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font-family: Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; text-indent: -0.25in; padding-left: 0.25in; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font-family: Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; text-indent: -0.25in; padding-left: 0.25in; font-family: Calibri, Helvetica, Sans-Serif"&gt;Additional pension liability&lt;/td&gt;&lt;td nowrap="nowrap" style="font-weight: bold; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="font-weight: bold; text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font-weight: bold; text-align: right; font-family: Calibri, Helvetica, Sans-Serif"&gt;(3,579&lt;/td&gt;&lt;td nowrap="nowrap" style="font-weight: bold; text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;)&lt;/td&gt;&lt;td nowrap="nowrap" style="font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font-family: Calibri, Helvetica, Sans-Serif"&gt;(18,278&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;)&lt;/td&gt;&lt;td nowrap="nowrap" style="font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font-family: Calibri, Helvetica, Sans-Serif"&gt;(10,905&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;)&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font-family: Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt; text-indent: -0.25in; padding-left: 0.25in; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;Deferred tax asset&lt;/td&gt;&lt;td nowrap="nowrap" style="font-weight: bold; padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: right; font-family: Calibri, Helvetica, Sans-Serif"&gt;1,396&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font-weight: bold; text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: right; font-family: Calibri, Helvetica, Sans-Serif"&gt;7,220&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: right; font-family: Calibri, Helvetica, Sans-Serif"&gt;4,308&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font-family: Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt; text-indent: -0.25in; padding-left: 0.25in; font-family: Calibri, Helvetica, Sans-Serif"&gt;Net additional pension liability&lt;/td&gt;&lt;td nowrap="nowrap" style="font-weight: bold; padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: right; font-family: Calibri, Helvetica, Sans-Serif"&gt;(2,183&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font-weight: bold; text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;)&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: right; font-family: Calibri, Helvetica, Sans-Serif"&gt;(11,058&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;)&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: right; font-family: Calibri, Helvetica, Sans-Serif"&gt;(6,597&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;)&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font-family: Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; text-indent: -0.25in; padding-left: 0.25in; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font-family: Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt; text-indent: -0.25in; padding-left: 0.25in; font-family: Calibri, Helvetica, Sans-Serif"&gt;Total accumulated other comprehensive income (loss)&lt;/td&gt;&lt;td nowrap="nowrap" style="font-weight: bold; padding-bottom: 2.5pt; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font-weight: bold; text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;$&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font-weight: bold; text-align: right; font-family: Calibri, Helvetica, Sans-Serif"&gt;(176&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font-weight: bold; text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;)&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; text-align: right; font-family: Calibri, Helvetica, Sans-Serif"&gt;(8,682&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;)&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; text-align: right; font-family: Calibri, Helvetica, Sans-Serif"&gt;(5,085&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;)&lt;/td&gt;&lt;/tr&gt;&#13;&lt;/table&gt;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify"&gt;&amp;#160;&lt;/p&gt;</us-gaap:ScheduleOfAccumulatedOtherComprehensiveIncomeLossTableTextBlock>
    <FBP:ScheduleOfSecuritiesTableTextBlock contextRef="From2012-01-01to2012-12-31">&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"&gt;&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify"&gt;&amp;#160;&lt;/p&gt;&#13;&#13;&lt;table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;&lt;tr style="vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="14" nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: center; border-bottom: Black 1pt solid"&gt;2012&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: bold 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="14" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;2011&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: center"&gt;Amortized&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: center"&gt;Fair&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="6" nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: center"&gt;Unrealized&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="text-align: center; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Amortized&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="text-align: center; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Fair&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="6" nowrap="nowrap" style="text-align: center; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Unrealized&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="font: italic 10pt Calibri, Helvetica, Sans-Serif; text-align: justify; border-bottom: Black 1pt solid"&gt;($ in thousands)&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: center; border-bottom: Black 1pt solid"&gt;Cost&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: bold 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: center; border-bottom: Black 1pt solid"&gt;Value&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: bold 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: center; border-bottom: Black 1pt solid"&gt;Gains&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: bold 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: center; border-bottom: Black 1pt solid"&gt;(Losses)&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: bold 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Cost&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Value&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Gains&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;(Losses)&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Securities available for sale:&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="width: 20%; text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&amp;#160;Government-sponsored enterprise securities&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; font: bold 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="width: 1%; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;$&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 7%; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;11,500&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; font: bold 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="width: 1%; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 7%; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;11,596&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; font: bold 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="width: 1%; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 7%; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;96&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&lt;font style="font-size: 10pt"&gt;&amp;#9472;&lt;/font&gt;&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;34,511&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;34,665&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;170&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;(16&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;)&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&amp;#160;Mortgage-backed securities&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;143,539&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;146,926&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;3,717&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;(330&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;)&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;120,032&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;124,105&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;4,164&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;(91&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;)&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&amp;#160;Corporate bonds&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;3,998&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;3,813&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;75&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;(260&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;)&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;13,189&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;12,488&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;279&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;(980&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;)&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&amp;#160;Equity securities&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;5,026&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;5,017&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;16&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;(25&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;)&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;10,998&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;11,368&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;409&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;(39&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;)&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Total available for sale&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 2.5pt"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;$&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;164,063&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 2.5pt"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;167,352&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 2.5pt"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;3,904&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 2.5pt"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;(615&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;)&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;178,730&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;182,626&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;5,022&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;(1,126&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;)&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Securities held to maturity:&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&amp;#160;State and local governments&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 2.5pt"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;$&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;56,064&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 2.5pt"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;61,496&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 2.5pt"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;5,432&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;&lt;p style="font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: right"&gt;&amp;#9472;&lt;/p&gt;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;57,988&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;62,754&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;4,766&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;&lt;p style="font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: right"&gt;&amp;#9472;&lt;/p&gt;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;/table&gt;&#13;&#13;&#13;&lt;p style="font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify"&gt;&amp;#160;&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify"&gt;&amp;#160;&lt;/p&gt;</FBP:ScheduleOfSecuritiesTableTextBlock>
    <us-gaap:ScheduleOfUnrealizedLossOnInvestmentsTableTextBlock contextRef="From2012-01-01to2012-12-31">&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0.25in"&gt;&lt;/p&gt;&#13;&#13;&lt;table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;&lt;tr style="vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="font: italic 10pt Calibri, Helvetica, Sans-Serif; text-align: justify"&gt;($ in thousands)&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="6" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Securities in an Unrealized &lt;br /&gt;&#13;Loss Position for &lt;br /&gt;&#13;Less than 12 Months&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="6" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Securities in an Unrealized &lt;br /&gt;&#13;Loss Position for &lt;br /&gt;&#13;More than 12 Months&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="6" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Total&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Fair Value&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Unrealized &lt;br /&gt;&#13;Losses&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Fair Value&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Unrealized &lt;br /&gt;&#13;Losses&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Fair Value&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Unrealized &lt;br /&gt;&#13;Losses&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; text-indent: -12.6pt; padding-left: 12.6pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Government-sponsored enterprise securities&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;$&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#151;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#151;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#151;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#151;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#151;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#151;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="width: 40%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Mortgage-backed securities&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;26,330&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;330&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#151;&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#151;&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;26,330&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;330&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Corporate bonds&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#151;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#151;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;740&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;260&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;740&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;260&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Equity securities&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#151;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#151;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;30&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;25&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;30&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;25&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;State and local governments&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;&amp;#151;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;&amp;#151;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;&amp;#151;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;&amp;#151;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;&amp;#151;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;&amp;#151;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;Total temporarily impaired securities&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;$&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;26,330&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;330&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;770&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;285&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;27,100&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;615&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;/table&gt;&#13;&#13;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0.25in"&gt;&amp;#160;&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"&gt;The following table presents information&#13;regarding securities with unrealized losses at December 31, 2011:&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0.25in"&gt;&amp;#160;&lt;/p&gt;&#13;&#13;&lt;table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;&lt;tr style="vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="font: italic 10pt Calibri, Helvetica, Sans-Serif; text-align: justify"&gt;($ in thousands)&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="6" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Securities in an Unrealized &lt;br /&gt;&#13;Loss Position for &lt;br /&gt;&#13;Less than 12 Months&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="6" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Securities in an Unrealized &lt;br /&gt;&#13;Loss Position for &lt;br /&gt;&#13;More than 12 Months&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="6" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Total&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Fair Value&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Unrealized &lt;br /&gt;&#13;Losses&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Fair Value&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Unrealized &lt;br /&gt;&#13;Losses&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Fair Value&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Unrealized &lt;br /&gt;&#13;Losses&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="width: 40%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Government-sponsored enterprise securities&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;$&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;8,984&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;16&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#151;&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#151;&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;8,984&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;16&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Mortgage-backed securities&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;14,902&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;61&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;9,302&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;30&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;24,204&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;91&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Corporate bonds&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;4,588&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;458&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;2,773&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;522&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;7,361&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;980&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Equity securities&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;4&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;2&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;22&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;37&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;26&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;39&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;State and local governments&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;&amp;#151;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;&amp;#151;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;&amp;#151;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;&amp;#151;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;&amp;#151;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;&amp;#151;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;Total temporarily impaired securities&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;$&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;28,478&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;537&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;12,097&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;589&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;40,575&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;1,126&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;/table&gt;&#13;&#13;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left; text-indent: 0.1in"&gt;&amp;#160;&lt;/p&gt;</us-gaap:ScheduleOfUnrealizedLossOnInvestmentsTableTextBlock>
    <FBP:InvestmentInCorporateBondsTableTextBlock contextRef="From2012-01-01to2012-12-31">&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"&gt;At December 31, 2012, the Company&amp;#146;s&#13;$3.8 million investment in corporate bonds was comprised of the following:&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"&gt;&amp;#160;&lt;/p&gt;&#13;&#13;&lt;table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;&lt;tr style="vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="font: normal 10pt Calibri, Helvetica, Sans-Serif; text-align: left; border-bottom: Black 1pt solid"&gt;&lt;i&gt;($ in thousands)&#13;    &lt;/i&gt;&lt;br /&gt;&amp;#160; &lt;br /&gt;Issuer&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; vertical-align: bottom"&gt;S&amp;#38;P Issuer &lt;br /&gt;Ratings (1)&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; vertical-align: bottom"&gt;Maturity&lt;br /&gt;&#13;Date&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Amortized &lt;br /&gt;&#13;Cost&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Market Value&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="width: 60%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;First Citizens Bancorp (South Carolina) Bond&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="width: 1%; text-align: center; font: 10pt Calibri, Helvetica, Sans-Serif; vertical-align: bottom"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 7%; text-align: center; font: 10pt Calibri, Helvetica, Sans-Serif; vertical-align: bottom"&gt;&lt;font style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Not Rated&lt;/font&gt;&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="width: 1%; text-align: center; font: 10pt Calibri, Helvetica, Sans-Serif; vertical-align: bottom"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 7%; text-align: center; font: 10pt Calibri, Helvetica, Sans-Serif; vertical-align: bottom"&gt;&lt;font style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;4/1/15&lt;/font&gt;&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;$&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;2,998&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;3,073&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;First Citizens Bancorp (South Carolina) Trust Preferred Security&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: center; font: 10pt Calibri, Helvetica, Sans-Serif; vertical-align: bottom"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: center; font: 10pt Calibri, Helvetica, Sans-Serif; vertical-align: bottom"&gt;&lt;font style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Not Rated&lt;/font&gt;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: center; font: 10pt Calibri, Helvetica, Sans-Serif; vertical-align: bottom"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: center; font: 10pt Calibri, Helvetica, Sans-Serif; vertical-align: bottom"&gt;&lt;font style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;6/15/34&lt;/font&gt;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;1,000&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;740&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;Total investment in corporate bonds&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: center; font: 10pt Calibri, Helvetica, Sans-Serif; vertical-align: bottom"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: center; font: 10pt Calibri, Helvetica, Sans-Serif; vertical-align: bottom"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: center; font: 10pt Calibri, Helvetica, Sans-Serif; vertical-align: bottom"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: center; font: 10pt Calibri, Helvetica, Sans-Serif; vertical-align: bottom"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;$&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;3,998&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;3,813&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;/table&gt;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"&gt;&amp;#160;&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"&gt;&amp;#160;&lt;/p&gt;</FBP:InvestmentInCorporateBondsTableTextBlock>
    <us-gaap:InvestmentsClassifiedByContractualMaturityDateTableTextBlock contextRef="From2012-01-01to2012-12-31">&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"&gt;&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify"&gt;&amp;#160;&lt;/p&gt;&#13;&#13;&lt;table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;&lt;tr style="vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="6" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Securities Available for Sale&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="6" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Securities Held to Maturity&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="text-align: center; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Amortized&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="text-align: center; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Fair&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="text-align: center; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Amortized&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="text-align: center; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Fair&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="font: italic 10pt Calibri, Helvetica, Sans-Serif; text-align: justify"&gt;($ in thousands)&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Cost&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Value&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Cost&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Value&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Debt securities&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="width: 56%; text-align: justify; text-indent: 13.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Due within one year&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;$&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#151;&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#151;&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 5%; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;$&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;350&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;352&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; text-indent: 13.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Due after one year but within five years&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;14,498&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;14,669&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;3,837&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;4,140&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; text-indent: 13.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Due after five years but within ten years&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#151;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#151;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;29,005&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;31,807&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; text-indent: 13.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Due after ten years&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;1,000&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;740&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;22,872&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;25,197&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; padding-bottom: 1pt; text-indent: 13.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Mortgage-backed securities&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;143,539&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;146,926&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;&lt;p style="font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif; margin: 0"&gt;&amp;#151;&lt;/p&gt;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;&lt;p style="font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif; margin: 0"&gt;&amp;#151;&lt;/p&gt;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; text-indent: 27pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Total debt securities&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;159,037&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;162,335&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;56,064&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;61,496&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Equity securities&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;5,026&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;5,017&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;&lt;p style="font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif; margin: 0"&gt;&amp;#151;&lt;/p&gt;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;&lt;p style="font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif; margin: 0"&gt;&amp;#151;&lt;/p&gt;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; padding-bottom: 2.5pt; text-indent: 27pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Total securities&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;$&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;164,063&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;167,352&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;$&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;56,064&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;61,496&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;/table&gt;&#13;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify"&gt;&amp;#160;&lt;/p&gt;</us-gaap:InvestmentsClassifiedByContractualMaturityDateTableTextBlock>
    <FBP:ScheduleOfAllLoansTableTextBlock contextRef="From2012-01-01to2012-12-31">&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"&gt;The following is a summary of the major&#13;categories of total loans outstanding:&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"&gt;&amp;#160;&lt;/p&gt;&#13;&#13;&lt;table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;&lt;tr style="vertical-align: bottom; font-family: Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"&gt;&lt;i&gt;($&#13;in thousands)&lt;/i&gt;&lt;/p&gt;&lt;/td&gt;&lt;td nowrap="nowrap" style="font-weight: bold; padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="6" nowrap="nowrap" style="font-weight: bold; text-align: center; border-bottom: Black 1pt solid; font-family: Calibri, Helvetica, Sans-Serif"&gt;December 31, 2012&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font-weight: bold; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="6" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font-family: Calibri, Helvetica, Sans-Serif"&gt;December 31, 2011&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; font-family: Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font-weight: bold; padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="font-weight: bold; text-align: center; border-bottom: Black 1pt solid; font-family: Calibri, Helvetica, Sans-Serif"&gt;Amount&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font-weight: bold; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font-weight: bold; padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="font-weight: bold; text-align: center; border-bottom: Black 1pt solid; font-family: Calibri, Helvetica, Sans-Serif"&gt;Percentage&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font-weight: bold; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font-family: Calibri, Helvetica, Sans-Serif"&gt;Amount&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font-family: Calibri, Helvetica, Sans-Serif"&gt;Percentage&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font-family: Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="font-weight: bold; text-decoration: underline; text-align: left; padding-left: 0; font-family: Calibri, Helvetica, Sans-Serif"&gt;All&amp;#160;loans (non-covered and covered):&lt;/td&gt;&lt;td nowrap="nowrap" style="font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font-family: Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; padding-left: 5.4pt; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font-family: Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="width: 60%; text-align: left; text-indent: -12pt; padding-left: 12pt; font-family: Calibri, Helvetica, Sans-Serif"&gt;Commercial, financial, and agricultural&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; font-weight: bold; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="width: 1%; font-weight: bold; text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;$&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 7%; font-weight: bold; text-align: right; font-family: Calibri, Helvetica, Sans-Serif"&gt;160,790&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; font-weight: bold; text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; font-weight: bold; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="width: 1%; font-weight: bold; text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 7%; font-weight: bold; text-align: right; font-family: Calibri, Helvetica, Sans-Serif"&gt;7%&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; font-weight: bold; text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="width: 1%; text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;$&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 7%; text-align: right; font-family: Calibri, Helvetica, Sans-Serif"&gt;162,099&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="width: 1%; text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 7%; text-align: right; font-family: Calibri, Helvetica, Sans-Serif"&gt;7%&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font-family: Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; text-indent: -12pt; padding-left: 12pt; font-family: Calibri, Helvetica, Sans-Serif"&gt;Real estate &amp;#150; construction, land development &amp;#38; other land loans&lt;/td&gt;&lt;td nowrap="nowrap" style="font-weight: bold; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="font-weight: bold; text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font-weight: bold; text-align: right; font-family: Calibri, Helvetica, Sans-Serif"&gt;298,458&lt;/td&gt;&lt;td nowrap="nowrap" style="font-weight: bold; text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font-weight: bold; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="font-weight: bold; text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font-weight: bold; text-align: right; font-family: Calibri, Helvetica, Sans-Serif"&gt;13%&lt;/td&gt;&lt;td nowrap="nowrap" style="font-weight: bold; text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font-family: Calibri, Helvetica, Sans-Serif"&gt;363,079&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font-family: Calibri, Helvetica, Sans-Serif"&gt;15%&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font-family: Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; text-indent: -12pt; padding-left: 12pt; font-family: Calibri, Helvetica, Sans-Serif"&gt;Real estate &amp;#150; mortgage &amp;#150; residential (1-4 family) first mortgages&lt;/td&gt;&lt;td nowrap="nowrap" style="font-weight: bold; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="font-weight: bold; text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font-weight: bold; text-align: right; font-family: Calibri, Helvetica, Sans-Serif"&gt;815,281&lt;/td&gt;&lt;td nowrap="nowrap" style="font-weight: bold; text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font-weight: bold; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="font-weight: bold; text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font-weight: bold; text-align: right; font-family: Calibri, Helvetica, Sans-Serif"&gt;34%&lt;/td&gt;&lt;td nowrap="nowrap" style="font-weight: bold; text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font-family: Calibri, Helvetica, Sans-Serif"&gt;805,542&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font-family: Calibri, Helvetica, Sans-Serif"&gt;33%&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font-family: Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; text-indent: -12pt; padding-left: 12pt; font-family: Calibri, Helvetica, Sans-Serif"&gt;Real estate &amp;#150; mortgage &amp;#150; home equity loans / lines of credit&lt;/td&gt;&lt;td nowrap="nowrap" style="font-weight: bold; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="font-weight: bold; text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font-weight: bold; text-align: right; font-family: Calibri, Helvetica, Sans-Serif"&gt;238,925&lt;/td&gt;&lt;td nowrap="nowrap" style="font-weight: bold; text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font-weight: bold; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="font-weight: bold; text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font-weight: bold; text-align: right; font-family: Calibri, Helvetica, Sans-Serif"&gt;10%&lt;/td&gt;&lt;td nowrap="nowrap" style="font-weight: bold; text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font-family: Calibri, Helvetica, Sans-Serif"&gt;256,509&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font-family: Calibri, Helvetica, Sans-Serif"&gt;11%&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font-family: Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; text-indent: -12pt; padding-left: 12pt; font-family: Calibri, Helvetica, Sans-Serif"&gt;Real estate &amp;#150; mortgage &amp;#150; commercial and other&lt;/td&gt;&lt;td nowrap="nowrap" style="font-weight: bold; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="font-weight: bold; text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font-weight: bold; text-align: right; font-family: Calibri, Helvetica, Sans-Serif"&gt;789,746&lt;/td&gt;&lt;td nowrap="nowrap" style="font-weight: bold; text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font-weight: bold; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="font-weight: bold; text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font-weight: bold; text-align: right; font-family: Calibri, Helvetica, Sans-Serif"&gt;33%&lt;/td&gt;&lt;td nowrap="nowrap" style="font-weight: bold; text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font-family: Calibri, Helvetica, Sans-Serif"&gt;762,895&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font-family: Calibri, Helvetica, Sans-Serif"&gt;31%&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font-family: Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt; text-indent: -12pt; padding-left: 12pt; font-family: Calibri, Helvetica, Sans-Serif"&gt;Installment loans to individuals&lt;/td&gt;&lt;td nowrap="nowrap" style="font-weight: bold; padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: right; font-family: Calibri, Helvetica, Sans-Serif"&gt;71,933&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font-weight: bold; text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font-weight: bold; padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: right; font-family: Calibri, Helvetica, Sans-Serif"&gt;3%&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font-weight: bold; text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: right; font-family: Calibri, Helvetica, Sans-Serif"&gt;78,982&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: right; font-family: Calibri, Helvetica, Sans-Serif"&gt;3%&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font-family: Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; text-indent: -12pt; padding-left: 12pt; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;Subtotal&lt;/td&gt;&lt;td nowrap="nowrap" style="font-weight: bold; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="font-weight: bold; text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font-weight: bold; text-align: right; font-family: Calibri, Helvetica, Sans-Serif"&gt;2,375,133&lt;/td&gt;&lt;td nowrap="nowrap" style="font-weight: bold; text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font-weight: bold; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="font-weight: bold; text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font-weight: bold; text-align: right; font-family: Calibri, Helvetica, Sans-Serif"&gt;100%&lt;/td&gt;&lt;td nowrap="nowrap" style="font-weight: bold; text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font-family: Calibri, Helvetica, Sans-Serif"&gt;2,429,106&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font-family: Calibri, Helvetica, Sans-Serif"&gt;100%&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font-family: Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt; text-indent: -12pt; padding-left: 12pt; font-family: Calibri, Helvetica, Sans-Serif"&gt;Unamortized net deferred loan costs&lt;/td&gt;&lt;td nowrap="nowrap" style="font-weight: bold; padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: right; font-family: Calibri, Helvetica, Sans-Serif"&gt;1,324&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font-weight: bold; text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: right; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: right; font-family: Calibri, Helvetica, Sans-Serif"&gt;1,280&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: right; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font-family: Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt; padding-left: 0; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;Total loans&lt;/td&gt;&lt;td nowrap="nowrap" style="font-weight: bold; padding-bottom: 2.5pt; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font-weight: bold; text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;$&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font-weight: bold; text-align: right; font-family: Calibri, Helvetica, Sans-Serif"&gt;2,376,457&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font-weight: bold; text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font-weight: bold; padding-bottom: 2.5pt; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font-weight: bold; text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font-weight: bold; text-align: right; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font-weight: bold; text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;$&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; text-align: right; font-family: Calibri, Helvetica, Sans-Serif"&gt;2,430,386&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: right; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;/table&gt;&#13;&#13;&lt;p style="font: 10pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left; text-indent: 0.25in"&gt;&amp;#160;&amp;#160;&lt;/p&gt;</FBP:ScheduleOfAllLoansTableTextBlock>
    <FBP:ScheduleOfMajorCategoriesOfNoncoveredLoansOutstandingtableTextBlock contextRef="From2012-01-01to2012-12-31">&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"&gt;The following is a summary of the major&#13;categories of non-covered loans outstanding:&lt;/p&gt;&#13;&#13;&lt;table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;&lt;tr style="vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"&gt;&amp;#160;&lt;/p&gt;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"&gt;&lt;i&gt;($ in thousands)&lt;/i&gt;&lt;/p&gt;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="6" nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: center; border-bottom: Black 1pt solid"&gt;December 31, 2012&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: bold 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="6" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;December 31, 2011&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: center; border-bottom: Black 1pt solid"&gt;Amount&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: bold 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: center; border-bottom: Black 1pt solid"&gt;Percentage&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: bold 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Amount&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Percentage&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-decoration: underline; text-align: left; padding-left: 0"&gt;Non-covered loans:&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; padding-left: 5.4pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="width: 60%; text-align: left; text-indent: -12pt; padding-left: 12pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Commercial, financial, and agricultural&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; font: bold 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="width: 1%; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;$&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 7%; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;155,273&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; font: bold 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="width: 1%; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 7%; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;7%&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;$&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;152,627&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;8%&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; text-indent: -12pt; padding-left: 12pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Real estate &amp;#150; construction, land development &amp;#38; other land loans&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;251,569&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;12%&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;290,983&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;14%&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; text-indent: -12pt; padding-left: 12pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Real estate &amp;#150; mortgage &amp;#150; residential (1-4 family) first mortgages&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;679,401&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;33%&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;646,616&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;31%&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; text-indent: -12pt; padding-left: 12pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Real estate &amp;#150; mortgage &amp;#150; home equity loans / lines of credit&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;219,443&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;11%&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;233,171&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;11%&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; text-indent: -12pt; padding-left: 12pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Real estate &amp;#150; mortgage &amp;#150; commercial and other&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;715,973&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;34%&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;666,882&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;32%&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt; text-indent: -12pt; padding-left: 12pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Installment loans to individuals&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;71,160&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;3%&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;77,593&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;4%&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; text-indent: -12pt; padding-left: 12pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;Subtotal&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;2,092,819&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;100%&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;2,067,872&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;100%&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt; text-indent: -12pt; padding-left: 12pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Unamortized net deferred loan costs&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;1,324&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;1,280&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt; padding-left: 0; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;Total non-covered loans&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 2.5pt"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;$&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;2,094,143&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 2.5pt"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;$&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;2,069,152&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;/table&gt;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"&gt;&amp;#160;&lt;/p&gt;</FBP:ScheduleOfMajorCategoriesOfNoncoveredLoansOutstandingtableTextBlock>
    <FBP:ScheduleOfCarryingAmountOfCoveredLoansTableTextBlock contextRef="From2012-01-01to2012-12-31">&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"&gt;The carrying amount of the covered loans&#13;at December 31, 2012 consisted of loans that were identified on the date of their purchase as being impaired and those that were&#13;classified on the date of their purchase as nonimpaired, as follows:&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0.25in"&gt;&amp;#160;&lt;/p&gt;&#13;&#13;&lt;table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;&lt;tr style="vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="font: italic 10pt Calibri, Helvetica, Sans-Serif; text-align: justify"&gt;($ in thousands)&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Impaired &lt;br /&gt;&#13;Purchased &lt;br /&gt;Loans &amp;#150; &lt;br /&gt;&#13;Carrying &lt;br /&gt;&#13;Value&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Impaired&lt;br /&gt;&#13; Purchased &lt;br /&gt;&#13;Loans &amp;#150; &lt;br /&gt;&#13;Unpaid &lt;br /&gt;&#13;Principal &lt;br /&gt;&#13;Balance&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Nonimpaired &lt;br /&gt;&#13;Purchased &lt;br /&gt;Loans &amp;#150;&lt;br /&gt;&#13; Carrying &lt;br /&gt;&#13;Value&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Nonimpaired&lt;br /&gt;&#13; Purchased &lt;br /&gt;&#13;Loans - &lt;br /&gt;&#13;Unpaid&lt;br /&gt;&#13; Principal &lt;br /&gt;&#13;Balance&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Total &lt;br /&gt;&#13;Covered &lt;br /&gt;Loans &amp;#150; &lt;br /&gt;&#13;Carrying &lt;br /&gt;&#13;Value&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Total&lt;br /&gt;&#13; Covered &lt;br /&gt;&#13;Loans &amp;#150; &lt;br /&gt;&#13;Unpaid &lt;br /&gt;&#13;Principal &lt;br /&gt;&#13;Balance&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-decoration: underline; text-align: justify"&gt;Covered loans:&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="width: 40%; text-align: left; text-indent: -12pt; padding-left: 12pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Commercial, financial, and agricultural&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;$&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;71&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;148&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;5,446&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;7,009&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;5,517&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;7,157&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; text-indent: -12pt; padding-left: 12pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Real estate &amp;#150; construction, land development &amp;#38; other land loans&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;1,575&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;2,594&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;45,314&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;82,676&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;46,889&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;85,270&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; text-indent: -12pt; padding-left: 12pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Real estate &amp;#150; mortgage &amp;#150; residential (1-4 family) first mortgages&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;794&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;1,902&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;135,086&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;161,416&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;135,880&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;163,318&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; text-indent: -12pt; padding-left: 12pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Real estate &amp;#150; mortgage &amp;#150; home equity loans / lines of credit&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;16&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;56&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;19,466&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;24,431&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;19,482&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;24,487&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; text-indent: -12pt; padding-left: 12pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Real estate &amp;#150; mortgage &amp;#150; commercial and other&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;2,369&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;4,115&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;71,404&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;94,502&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;73,773&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;98,617&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt; text-indent: -12pt; padding-left: 12pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Installment loans to individuals&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;&amp;#151;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;&amp;#151;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;773&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;828&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;773&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;828&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; padding-bottom: 2.5pt; text-indent: -12pt; padding-left: 12pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;Total&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;$&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;4,825&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;8,815&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;277,489&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;370,862&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;282,314&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;379,677&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;/table&gt;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left; text-indent: 0.25in"&gt;&amp;#160;&lt;/p&gt;&#13;&#13;&#13;&#13;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"&gt;&amp;#160;&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"&gt;The carrying amount of the covered loans&#13;at December 31, 2011 consisted of impaired and nonimpaired purchased loans, as follows:&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0.25in"&gt;&amp;#160;&lt;/p&gt;&#13;&#13;&lt;table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;&lt;tr style="vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="font: italic 10pt Calibri, Helvetica, Sans-Serif; text-align: justify"&gt;($ in thousands)&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Impaired &lt;br /&gt;&#13;Purchased &lt;br /&gt;Loans &amp;#150; &lt;br /&gt;&#13;Carrying &lt;br /&gt;&#13;Value&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Impaired &lt;br /&gt;&#13;Purchased &lt;br /&gt;&#13;Loans &amp;#150; &lt;br /&gt;&#13;Unpaid &lt;br /&gt;&#13;Principal &lt;br /&gt;&#13;Balance&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Nonimpaired &lt;br /&gt;&#13;Purchased &lt;br /&gt;Loans &amp;#150; &lt;br /&gt;&#13;Carrying &lt;br /&gt;&#13;Value&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Nonimpaired &lt;br /&gt;&#13;Purchased &lt;br /&gt;&#13;Loans - &lt;br /&gt;&#13;Unpaid &lt;br /&gt;&#13;Principal &lt;br /&gt;&#13;Balance&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Total&lt;br /&gt;&#13; Covered &lt;br /&gt;Loans &amp;#150;&lt;br /&gt;&#13; Carrying &lt;br /&gt;&#13;Value&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Total &lt;br /&gt;&#13;Covered &lt;br /&gt;&#13;Loans &amp;#150; &lt;br /&gt;&#13;Unpaid &lt;br /&gt;&#13;Principal &lt;br /&gt;&#13;Balance&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-decoration: underline; text-align: justify"&gt;Covered loans:&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="width: 40%; text-align: left; text-indent: -12pt; padding-left: 12pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Commercial, financial, and agricultural&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;$&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;69&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;319&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;9,403&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;11,736&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;9,472&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;12,055&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; text-indent: -12pt; padding-left: 12pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Real estate &amp;#150; construction, land development &amp;#38; other land loans&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;3,865&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;8,505&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;68,231&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;115,489&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;72,096&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;123,994&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; text-indent: -12pt; padding-left: 12pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Real estate &amp;#150; mortgage &amp;#150; residential (1-4 family) first mortgages&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;1,214&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;2,639&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;157,712&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;189,436&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;158,926&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;192,075&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; text-indent: -12pt; padding-left: 12pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Real estate &amp;#150; mortgage &amp;#150; home equity loans / lines of credit&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;127&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;577&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;23,211&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;29,249&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;23,338&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;29,826&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; text-indent: -12pt; padding-left: 12pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Real estate &amp;#150; mortgage &amp;#150; commercial and other&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;2,585&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;4,986&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;93,428&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;125,450&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;96,013&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;130,436&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt; text-indent: -12pt; padding-left: 12pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Installment loans to individuals&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;4&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;6&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;1,385&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;1,583&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;1,389&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;1,589&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; padding-bottom: 2.5pt; text-indent: -12pt; padding-left: 12pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;Total&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;$&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;7,864&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;17,032&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;353,370&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;472,943&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;361,234&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;489,975&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;/table&gt;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"&gt;&amp;#160;&amp;#160;&lt;/p&gt;</FBP:ScheduleOfCarryingAmountOfCoveredLoansTableTextBlock>
    <FBP:ScheduleOfCoveredPurchasedNonimpairedLoansTableTextBlock contextRef="From2012-01-01to2012-12-31">&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"&gt;The following table presents information&#13;regarding covered purchased nonimpaired loans since December 31, 2010. The amounts include principal only and do not reflect accrued&#13;interest as of the date of the acquisition or beyond.&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left; text-indent: 0.25in"&gt;&amp;#160;&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left; text-indent: 0.25in"&gt;&lt;i&gt;&lt;/i&gt;&lt;/p&gt;&#13;&#13;&lt;table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;&lt;tr style="vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&lt;i&gt;($ in thousands)&lt;/i&gt;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="width: 90%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Carrying amount of nonimpaired covered loans at December 31, 2010&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;$&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;366,521&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Additions due to acquisition of The Bank of Asheville (at fair value)&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;84,623&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Principal repayments&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;(40,576&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;)&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Transfers to foreclosed real estate&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;(53,999&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;)&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Loan charge-offs&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;(14,797&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;)&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Accretion of loan discount&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;11,598&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Carrying amount of nonimpaired covered loans at December 31, 2011&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;353,370&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Principal repayments&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;(51,582&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;)&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Transfers to foreclosed real estate&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;(30,181&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;)&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Loan charge-offs&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;(10,584&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;)&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Accretion of loan discount&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;16,466&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Carrying amount of nonimpaired covered loans at December 31, 2012&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;$&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;277,489&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;/table&gt;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"&gt;&amp;#160;&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"&gt;&amp;#160;&lt;/p&gt;</FBP:ScheduleOfCoveredPurchasedNonimpairedLoansTableTextBlock>
    <FBP:ScheduleOfPurchasedImpairedLoansTableTextBlock contextRef="From2012-01-01to2012-12-31">&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"&gt;&lt;/p&gt;&#13;&#13;&lt;table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;&lt;tr style="vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"&gt;&amp;#160;&lt;/p&gt;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"&gt;&lt;i&gt;($ in thousands)&lt;/i&gt;&lt;/p&gt; &lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"&gt;&lt;i&gt;&amp;#160;&lt;/i&gt;&lt;/p&gt; &lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"&gt;&amp;#160;&lt;/p&gt; &lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"&gt;&amp;#160;&lt;/p&gt; &lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"&gt;Purchased Impaired Loans&lt;/p&gt;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif; border-bottom: Black 1pt solid"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Contractual &lt;br /&gt;&#13;Principal &lt;br /&gt;&#13;Receivable&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif; border-bottom: Black 1pt solid"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif; border-bottom: Black 1pt solid"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Fair Market&lt;br /&gt;&#13; Value &lt;br /&gt;&#13;Adjustment &amp;#150; &lt;br /&gt;&#13;Write Down &lt;br /&gt;&#13;(Nonaccretable &lt;br /&gt;&#13;Difference)&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif; border-bottom: Black 1pt solid"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif; border-bottom: Black 1pt solid"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Carrying &lt;br /&gt;Amount&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif; border-bottom: Black 1pt solid"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="width: 70%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Balance at December 31, 2010&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;$&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;8,080&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;2,329&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;5,751&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Additions due to acquisition of The Bank of Asheville&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;38,452&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;20,807&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;17,645&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Change due to payments received&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;(1,620&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;)&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;(327&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;)&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;(1,293&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;)&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Transfer to foreclosed real estate&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;(19,881&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;)&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;(9,308&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;)&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;(10,573&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;)&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Change due to loan charge-off&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;(7,522&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;)&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;(4,193&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;)&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;(3,329&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;)&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Other&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;807&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;224&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;583&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Balance at December 31, 2011&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;18,316&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;9,532&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;8,784&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Change due to payments received&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;(355&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;)&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;44&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;(399&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;)&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Transfer to foreclosed real estate&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;(7,636&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;)&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;(3,487&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;)&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;(4,149&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;)&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Change due to loan charge-off&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;(359&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;)&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;(531&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;)&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;172&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Other&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;(1,151&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;)&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;(1,568&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;)&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;417&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Balance at December 31, 2012&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;$&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;8,815&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;3,990&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;4,825&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;/table&gt;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left; text-indent: 0.25in"&gt;&amp;#160;&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left; text-indent: 0.25in"&gt;&amp;#160;&lt;/p&gt;</FBP:ScheduleOfPurchasedImpairedLoansTableTextBlock>
    <FBP:SummaryOfNonperformingAssetsTableTextBlock contextRef="From2012-01-01to2012-12-31">&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"&gt;Nonperforming assets are defined as nonaccrual&#13;loans, restructured loans, loans past due 90 or more days and still accruing interest, nonperforming loans held for sale, and foreclosed&#13;real estate. Nonperforming assets are summarized as follows:&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0.25in"&gt;&amp;#160;&lt;/p&gt;&#13;&#13;&lt;table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;&lt;tr style="vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: justify"&gt;&lt;p style="font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif; margin: 0 0 0 27pt; text-align: justify"&gt;&lt;b&gt;&amp;#160;&lt;/b&gt;&lt;/p&gt;&lt;p style="font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify"&gt;&lt;b&gt;ASSET QUALITY DATA &lt;/b&gt;(&lt;i&gt;$ in thousands)&lt;/i&gt;&lt;/p&gt;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: center; border-bottom: Black 1pt solid"&gt;December 31,&lt;br /&gt;&#13; 2012&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: bold 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;December 31,&lt;br /&gt;&#13; 2011&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-decoration: underline; text-align: justify"&gt;Non-covered nonperforming assets&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="width: 80%; text-align: justify; text-indent: 0.25in; padding-left: 5.4pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Nonaccrual loans&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; font: bold 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="width: 1%; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;$&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 7%; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;33,034&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;73,566&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; text-indent: 0.25in; padding-left: 5.4pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Restructured loans &amp;#150; accruing&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;24,848&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;11,720&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; padding-bottom: 1pt; text-indent: 0.25in; padding-left: 5.4pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Accruing loans &amp;#62; 90 days past due&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;&amp;#151;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;&amp;#151;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; text-indent: 0.25in; padding-left: 5.4pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;Total non-covered nonperforming loans&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;57,882&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;85,286&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; text-indent: 0.25in; padding-left: 5.4pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Nonperforming loans held for sale&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;21,938&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#151;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; padding-bottom: 1pt; text-indent: 0.25in; padding-left: 5.4pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Foreclosed real estate&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;26,285&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;37,023&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; padding-bottom: 2.5pt; text-indent: 0.75in; padding-left: 5.4pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Total non-covered nonperforming assets&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 2.5pt"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;$&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;106,105&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;122,309&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; text-indent: 0.75in; padding-left: 5.4pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-decoration: underline; text-align: justify"&gt;Covered nonperforming assets&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; text-indent: 0.25in; padding-left: 5.4pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Nonaccrual loans (1)&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;$&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;33,491&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;41,472&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; text-indent: 0.25in; padding-left: 5.4pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Restructured loans &amp;#150; accruing&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;15,465&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;14,218&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; padding-bottom: 1pt; text-indent: 0.25in; padding-left: 5.4pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Accruing loans &amp;#62; 90 days past due&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;&amp;#151;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;&amp;#151;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; text-indent: 0.25in; padding-left: 5.4pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;Total covered nonperforming loans&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;48,956&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;55,690&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; padding-bottom: 1pt; text-indent: 0.25in; padding-left: 5.4pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Foreclosed real estate&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;47,290&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;85,272&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; padding-bottom: 2.5pt; text-indent: 0.75in; padding-left: 5.4pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Total covered nonperforming assets&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 2.5pt"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;$&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;96,246&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;140,962&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; text-indent: 0.75in; padding-left: 5.4pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;Total nonperforming assets&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 2.5pt"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;$&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;202,351&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;263,271&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;/table&gt;&#13;&#13;&lt;p style="font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify"&gt;&amp;#160;&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify; border-top: Black 1pt solid"&gt;(1) At December 31, 2012 and December&#13;31, 2011, the contractual balance of the nonaccrual loans covered by FDIC loss share agreements was $64.4 million and $69.0 million,&#13;respectively.&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left; text-indent: 0.25in"&gt;&amp;#160;&lt;/p&gt;</FBP:SummaryOfNonperformingAssetsTableTextBlock>
    <FBP:InformationRelatedToImpairedLoansTableTextBlock contextRef="From2012-01-01to2012-12-31">&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"&gt;The following table presents information&#13;related to the Company&amp;#146;s impaired loans.&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0.25in"&gt;&amp;#160;&lt;/p&gt;&#13;&#13;&lt;table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;&lt;tr style="vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&lt;p style="font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify"&gt;&amp;#160;&lt;/p&gt;&lt;p style="font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify"&gt;&lt;i&gt;($ in thousands)&lt;/i&gt;&lt;/p&gt;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt; border-bottom: Black 1pt solid"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; border-bottom: Black 1pt solid; text-align: center; vertical-align: bottom"&gt;As of /for the &lt;br /&gt;&#13;year ended &lt;br /&gt;&#13;December 31, &lt;br /&gt;2012&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: bold 10pt Calibri, Helvetica, Sans-Serif; border-bottom: Black 1pt solid"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif; border-bottom: Black 1pt solid"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;As of /for the &lt;br /&gt;&#13;year ended &lt;br /&gt;December 31, &lt;br /&gt;2011&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif; border-bottom: Black 1pt solid"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif; border-bottom: Black 1pt solid"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;As of /for the&lt;br /&gt;&#13; year ended &lt;br /&gt;December 31, &lt;br /&gt;2010&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif; border-bottom: Black 1pt solid"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: justify"&gt;Impaired loans at period end&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="width: 70%; text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;Non-covered&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; font: bold 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="width: 1%; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;$&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 7%; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;57,882&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;85,286&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;96,003&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;Covered&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;48,956&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;55,690&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;72,825&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif; padding-left: 3em"&gt;Total impaired loans at period end&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 2.5pt"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;$&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;106,838&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;140,976&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;168,828&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: justify"&gt;Average amount of impaired loans for period&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;Non-covered&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;$&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;85,198&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;89,023&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;89,751&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;Covered&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;54,773&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;63,289&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;95,373&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif; padding-left: 3em"&gt;Average amount of impaired loans for period &amp;#150; total&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 2.5pt"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;$&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;139,971&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;152,312&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;185,124&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: justify"&gt;Allowance for loan losses related to impaired loans at period end&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;Non-covered&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;$&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;5,051&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;5,804&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;7,613&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;Covered&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;3,509&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;5,106&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;11,155&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif; padding-left: 3em"&gt;Allowance for loan losses related to impaired loans - total&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 2.5pt"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;$&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;8,560&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;10,910&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;18,768&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;Amount of impaired loans with no related allowance at period end&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;Non-covered&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;$&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;12,049&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;35,721&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;42,874&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;Covered&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;35,196&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;43,702&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;49,991&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif; padding-left: 3em"&gt;Total impaired loans with no related allowance at period end&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 2.5pt"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;$&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;47,245&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;79,423&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;92,865&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;/table&gt;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left; text-indent: 0.25in"&gt;&amp;#160;&lt;/p&gt;</FBP:InformationRelatedToImpairedLoansTableTextBlock>
    <FBP:ScheduleOfNonaccrualLoansTableTextBlock contextRef="From2012-01-01to2012-12-31">&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"&gt;The following table presents the Company&amp;#146;s&#13;nonaccrual loans as of December 31, 2012.&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"&gt;&amp;#160;&lt;/p&gt;&#13;&#13;&lt;table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;&lt;tr style="vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="font: italic 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;($ in thousands)&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Non-covered&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Covered&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Total&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Commercial, financial, and agricultural:&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="width: 70%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif; padding-left: 1em"&gt;Commercial - unsecured&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;$&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;307&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;150&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;457&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif; padding-left: 1em"&gt;Commercial - secured&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;2,398&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;3&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;2,401&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif; padding-left: 1em"&gt;Secured by inventory and accounts receivable&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;17&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;59&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;76&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Real estate &amp;#150; construction, land development &amp;#38; other land loans&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;6,354&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;11,698&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;18,052&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Real estate &amp;#150; residential, farmland and multi-family&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;9,629&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;10,712&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;20,341&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Real estate &amp;#150; home equity lines of credit&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;1,622&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;465&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;2,087&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Real estate - commercial&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;9,885&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;10,342&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;20,227&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Consumer&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;2,822&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;62&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;2,884&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt; padding-left: 0.3in; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&amp;#160;Total&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;$&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;33,034&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;33,491&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;66,525&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; padding-left: 5.4pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;/table&gt;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"&gt;&lt;/p&gt;&#13;&#13;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"&gt;The following table presents the Company&amp;#146;s&#13;nonaccrual loans as of December 31, 2011.&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"&gt;&amp;#160;&lt;/p&gt;&#13;&#13;&lt;table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;&lt;tr style="vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="font: italic 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;($ in thousands)&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Non-covered&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Covered&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Total&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Commercial, financial, and agricultural:&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="width: 70%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif; padding-left: 1em"&gt;Commercial - unsecured&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;$&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;452&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#151;&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;452&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif; padding-left: 1em"&gt;Commercial - secured&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;2,190&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;358&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;2,548&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif; padding-left: 1em"&gt;Secured by inventory and accounts receivable&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;588&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;102&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;690&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Real estate &amp;#150; construction, land development &amp;#38; other land loans&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;22,772&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;21,204&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;43,976&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Real estate &amp;#150; residential, farmland and multi-family&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;25,430&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;11,050&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;36,480&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Real estate &amp;#150; home equity lines of credit&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;3,161&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;1,068&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;4,229&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Real estate - commercial&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;16,203&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;7,459&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;23,662&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Consumer&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;2,770&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;231&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;3,001&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td style="text-align: left; padding-bottom: 2.5pt; padding-left: 0.3in; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&amp;#160;Total&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;$&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;73,566&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;41,472&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;115,038&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;/table&gt;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"&gt;&amp;#160;&lt;/p&gt;</FBP:ScheduleOfNonaccrualLoansTableTextBlock>
    <FBP:ScheduleOfAnalysisOfPaymentStatusOfLoansTableTextBlock contextRef="From2012-01-01to2012-12-31">&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"&gt;The following table presents an analysis&#13;of the payment status of the Company&amp;#146;s loans as of December 31, 2012.&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0.25in"&gt;&amp;#160;&lt;/p&gt;&#13;&#13;&lt;table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;&lt;tr style="vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="font: italic 10pt Calibri, Helvetica, Sans-Serif; text-align: justify"&gt;($ in thousands)&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;30-59 &lt;br /&gt;&#13;Days Past &lt;br /&gt;&#13;Due&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;60-89 Days&lt;br /&gt;&#13; Past Due&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Nonaccrual &lt;br /&gt;&#13;Loans&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Current&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Total Loans&lt;br /&gt;&#13; Receivable&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-decoration: underline; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Non-covered loans&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Commercial, financial, and agricultural:&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="width: 50%; text-align: left; padding-left: 1em; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Commercial - unsecured&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;$&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;91&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;10&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;307&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;35,278&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;35,686&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; padding-left: 1em; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Commercial - secured&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;1,020&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;220&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;2,398&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;110,074&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;113,712&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; padding-left: 1em; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Secured by inventory and accounts receivable&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;52&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;4&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;17&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;21,270&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;21,343&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Real estate &amp;#150; construction, land development &amp;#38; other land loans&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;490&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;263&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;6,354&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;211,001&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;218,108&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Real estate &amp;#150; residential, farmland, and multi-family&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;9,673&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;2,553&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;9,629&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;797,584&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;819,439&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Real estate &amp;#150; home equity lines of credit&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;976&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;320&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;1,622&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;197,962&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;200,880&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Real estate - commercial&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;4,326&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;1,131&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;9,885&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;612,598&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;627,940&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Consumer&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;462&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;219&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;2,822&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;52,208&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;55,711&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt; padding-left: 0.3in; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&amp;#160;Total non-covered&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;$&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;17,090&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;4,720&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;33,034&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;2,037,975&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;2,092,819&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Unamortized net deferred loan costs&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;1,324&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;Total non-covered loans&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;$&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;2,094,143&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Covered loans&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;$&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;6,564&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;3,417&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;33,491&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;238,842&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;282,314&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;Total loans&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;$&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;23,654&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;8,137&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;66,525&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;2,276,817&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;2,376,457&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;/table&gt;&#13;&#13;&lt;p style="font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0.25in"&gt;&amp;#160;&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"&gt;The Company had no non-covered or covered&#13;loans that were past due greater than 90 days and accruing interest at December 31, 2012.&lt;/p&gt;&#13;&#13;&#13;&#13;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"&gt;The following table presents an analysis&#13;of the payment status of the Company&amp;#146;s loans as of December 31, 2011.&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0.25in"&gt;&amp;#160;&lt;/p&gt;&#13;&#13;&lt;table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;&lt;tr style="vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="font: italic 10pt Calibri, Helvetica, Sans-Serif; text-align: justify"&gt;($ in thousands)&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;30-59 &lt;br /&gt;&#13;Days Past&lt;br /&gt;&#13; Due&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;60-89 Days &lt;br /&gt;&#13;Past Due&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Nonaccrual &lt;br /&gt;&#13;Loans&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Current&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Total Loans &lt;br /&gt;&#13;Receivable&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-decoration: underline; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Non-covered loans&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Commercial, financial, and agricultural:&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="width: 50%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif; padding-left: 1em"&gt;Commercial - unsecured&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;$&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;67&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;591&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;452&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;37,668&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;38,778&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif; padding-left: 1em"&gt;Commercial - secured&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;672&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;207&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;2,190&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;108,682&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;111,751&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif; padding-left: 1em"&gt;Secured by inventory and accounts receivable&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;247&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#151;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;588&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;20,993&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;21,828&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Real estate &amp;#150; construction, land development &amp;#38; other land loans&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;1,250&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;1,411&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;22,772&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;221,372&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;246,805&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Real estate &amp;#150; residential, farmland, and multi-family&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;9,751&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;4,259&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;25,430&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;756,215&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;795,655&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Real estate &amp;#150; home equity lines of credit&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;1,126&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;237&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;3,161&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;202,912&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;207,436&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Real estate - commercial&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;2,620&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;1,006&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;16,203&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;567,354&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;587,183&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Consumer&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;657&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;286&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;2,770&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;54,723&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;58,436&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td style="text-align: left; padding-bottom: 2.5pt; padding-left: 0.3in; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&amp;#160;Total non-covered&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;$&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;16,390&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;7,997&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;73,566&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;1,969,919&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;2,067,872&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Unamortized net deferred loan costs&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;1,280&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;Total non-covered loans&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;$&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;2,069,152&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Covered loans&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;$&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;6,511&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;3,388&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;41,472&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;309,863&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;361,234&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;Total loans&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;$&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;22,901&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;11,385&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;115,038&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;2,279,782&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;2,430,386&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;/table&gt;&#13;&#13;&lt;p style="font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0.25in"&gt;&amp;#160;&lt;/p&gt;</FBP:ScheduleOfAnalysisOfPaymentStatusOfLoansTableTextBlock>
    <FBP:ScheduleOfAllowanceForLoanLossesForNoncoveredLoansTableTextBlock contextRef="From2012-01-01to2012-12-31">&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"&gt;The following table presents the activity&#13;in the allowance for loan losses for non-covered loans for the year ended December 31, 2012.&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0.25in"&gt;&amp;#160;&lt;/p&gt;&#13;&#13;&lt;table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;&lt;tr style="vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="font: italic 10pt Calibri, Helvetica, Sans-Serif; text-align: justify"&gt;($ in thousands)&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Commercial, &lt;br /&gt;&#13;Financial, and&lt;br /&gt;&#13; Agricultural&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Real Estate &amp;#150; &lt;br /&gt;&#13;Construction, &lt;br /&gt;&#13;Land &lt;br /&gt;&#13;Development, &amp;#38; &lt;br /&gt;&#13;Other Land &lt;br /&gt;&#13;Loans&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Real Estate &amp;#150; &lt;br /&gt;&#13;Residential, &lt;br /&gt;&#13;Farmland, &lt;br /&gt;&#13;and Multi-&lt;br /&gt;&#13;family&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Real&lt;br /&gt;&#13; Estate &amp;#150; &lt;br /&gt;&#13;Home &lt;br /&gt;&#13;Equity &lt;br /&gt;&#13;Lines of &lt;br /&gt;&#13;Credit&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Real Estate &amp;#150; &lt;br /&gt;&#13;Commercial&lt;br /&gt;&#13; and Other&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Consumer&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Unallo-&lt;br /&gt;&#13;cated&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Total&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td colspan="33" nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-decoration: underline; text-align: justify"&gt;As of and for the year ended December 31, 2012&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="width: 20%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Beginning balance&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;$&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;3,780&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;11,306&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;13,532&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;1,690&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;3,414&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;1,872&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;16&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;35,610&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Charge-offs&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;(4,912&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;)&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;(19,312&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;)&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;(20,879&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;)&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;(3,287&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;)&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;(16,616&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;)&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;(1,539&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;)&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#151;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;(66,545&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;)&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Recoveries&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;354&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;986&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;430&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;209&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;333&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;273&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#151;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;2,585&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Provisions&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;5,465&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;19,876&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;20,999&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;3,272&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;18,116&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;1,333&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;932&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;69,993&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Ending balance&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;$&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;4,687&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;12,856&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;14,082&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;1,884&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;5,247&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;1,939&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;948&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;41,643&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" colspan="33" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: justify"&gt;Ending balances as of December 31, 2012:&amp;#160;&amp;#160;Allowance for loan losses&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Individually evaluated for impairment&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;$&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;&amp;#151;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;&amp;#151;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;50&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;&amp;#151;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;957&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;&amp;#151;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;&amp;#151;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;1,007&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Collectively evaluated for impairment&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;$&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;4,687&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;12,856&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;14,032&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;1,884&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;4,290&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;1,939&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;948&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;40,636&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Loans acquired with deteriorated credit quality&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;$&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;&amp;#151;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;&amp;#151;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;&amp;#151;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;&amp;#151;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;&amp;#151;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;&amp;#151;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;&amp;#151;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;&amp;#151;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" colspan="33" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: justify"&gt;Loans receivable as of December 31, 2012:&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Ending balance &amp;#150; total&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;$&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;170,741&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;218,108&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;819,439&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;200,880&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;627,940&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;55,711&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;&amp;#151;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;2,092,819&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" colspan="33" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: justify"&gt;Ending balances as of December 31, 2012: Loans&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Individually evaluated for impairment&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;$&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;&amp;#151;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;4,276&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;1,705&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;&amp;#151;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;15,040&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;&amp;#151;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;&amp;#151;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;21,021&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Collectively evaluated for impairment&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;$&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;170,741&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;213,832&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;817,734&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;200,880&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;612,900&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;55,711&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;&amp;#151;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;2,071,798&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Loans acquired with deteriorated credit quality&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;$&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;&amp;#151;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;&amp;#151;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;&amp;#151;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;&amp;#151;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;&amp;#151;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;&amp;#151;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;&amp;#151;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;&amp;#151;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;/table&gt;&#13;&#13;&lt;p style="font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0.25in"&gt;&amp;#160;&lt;/p&gt;&#13;&#13;&#13;&#13;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"&gt;The following table presents the activity&#13;in the allowance for loan losses for non-covered loans for the year ended December 31, 2011.&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0.25in"&gt;&amp;#160;&lt;/p&gt;&#13;&#13;&lt;table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;&lt;tr style="vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="font: italic 10pt Calibri, Helvetica, Sans-Serif; text-align: justify"&gt;($ in thousands)&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Commercial, &lt;br /&gt;&#13;Financial, and &lt;br /&gt;&#13;Agricultural&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Real Estate &amp;#150; &lt;br /&gt;&#13;Construction, &lt;br /&gt;&#13;Land &lt;br /&gt;&#13;Development, &amp;#38; &lt;br /&gt;&#13;Other Land &lt;br /&gt;&#13;Loans&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Real Estate &amp;#150; &lt;br /&gt;&#13;Residential, &lt;br /&gt;&#13;Farmland, &lt;br /&gt;&#13;and Multi-&lt;br /&gt;&#13;family&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Real&lt;br /&gt;&#13; Estate &amp;#150; &lt;br /&gt;&#13;Home &lt;br /&gt;&#13;Equity&lt;br /&gt;&#13; Lines of &lt;br /&gt;&#13;Credit&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Real Estate &amp;#150;&lt;br /&gt;&#13; Commercial &lt;br /&gt;&#13;and Other&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Consumer&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Unallo-&lt;br /&gt;&#13;cated&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Total&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td colspan="33" nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-decoration: underline; text-align: justify"&gt;As of and for the year ended December 31, 2011&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="width: 20%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Beginning balance&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;$&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;4,731&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;12,520&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;11,283&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;3,634&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;3,972&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;1,961&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;174&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;38,275&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Charge-offs&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;(2,703&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;)&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;(16,240&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;)&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;(9,045&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;)&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;(1,147&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;)&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;(3,355&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;)&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;(845&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;)&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;(524&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;)&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;(33,859&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;)&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Recoveries&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;389&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;1,142&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;719&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;107&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;37&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;182&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;93&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;2,669&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Provisions&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;1,363&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;13,884&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;10,575&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;(904&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;)&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;2,760&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;574&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;273&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;28,525&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Ending balance&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;$&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;3,780&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;11,306&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;13,532&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;1,690&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;3,414&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;1,872&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;16&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;35,610&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" colspan="33" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: justify"&gt;Ending balances as of December 31, 2011:&amp;#160;&amp;#160;Allowance for loan losses&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Individually evaluated for impairment&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;$&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;60&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;607&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;150&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;&amp;#151;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;200&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;&amp;#151;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;&amp;#151;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;1,017&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Collectively evaluated for impairment&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;$&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;3,720&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;10,699&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;13,382&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;1,690&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;3,214&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;1,872&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;16&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;34,593&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Loans acquired with deteriorated credit quality&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;$&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;&amp;#151;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;&amp;#151;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;&amp;#151;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;&amp;#151;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;&amp;#151;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;&amp;#151;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;&amp;#151;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;&amp;#151;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" colspan="33" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: justify"&gt;Loans receivable as of December 31, 2011:&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Ending balance &amp;#150; total&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;$&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;172,357&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;246,805&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;795,655&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;207,436&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;587,183&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;58,436&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;&amp;#151;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;2,067,872&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" colspan="33" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: justify"&gt;Ending balances as of December 31, 2011: Loans&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Individually evaluated for impairment&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;$&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;2,526&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;34,750&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;11,880&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;527&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;30,846&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;12&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;&amp;#151;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;80,541&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Collectively evaluated for impairment&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;$&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;169,831&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;212,055&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;783,775&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;206,909&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;556,337&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;58,424&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;&amp;#151;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;1,987,331&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Loans acquired with deteriorated credit quality&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;$&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;&amp;#151;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;920&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;&amp;#151;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;&amp;#151;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;&amp;#151;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;&amp;#151;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;&amp;#151;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;920&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;</FBP:ScheduleOfAllowanceForLoanLossesForNoncoveredLoansTableTextBlock>
    <FBP:ScheduleOfAllowanceForLoanLossesForCoveredLoanstableTextBlock contextRef="From2012-01-01to2012-12-31">&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"&gt;The following table presents the activity&#13;in the allowance for loan losses for covered loans for the year ended December 31, 2012.&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0.25in"&gt;&amp;#160;&lt;/p&gt;&#13;&#13;&lt;table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;&lt;tr style="vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="font: italic 10pt Calibri, Helvetica, Sans-Serif; text-align: justify"&gt;($ in thousands)&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Covered Loans&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td colspan="5" nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-decoration: underline; text-align: left"&gt;As of and for the year ended December 31, 2012&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="width: 90%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Beginning balance&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;$&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;5,808&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Charge-offs&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;(10,728&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;)&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Recoveries&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#151;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Provisions&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;9,679&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Ending balance&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;$&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;4,759&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td colspan="5" nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;Ending balances as of December 31, 2012:&amp;#160;&amp;#160;Allowance for loan losses&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td colspan="5" nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Individually evaluated for impairment&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;$&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;4,459&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Collectively evaluated for impairment&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;300&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Loans acquired with deteriorated credit quality&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;17&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td colspan="5" nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;Loans receivable as of December 31, 2012:&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Ending balance &amp;#150; total&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;$&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;282,314&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td colspan="5" nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;Ending balances as of December 31, 2012: Loans&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Individually evaluated for impairment&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;$&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;74,914&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Collectively evaluated for impairment&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;207,400&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Loans acquired with deteriorated credit quality&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;4,825&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;/table&gt;&#13;&#13;&lt;p style="font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0.25in"&gt;&amp;#160;&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"&gt;The following table presents the activity&#13;in the allowance for loan losses for covered loans for the year ended December 31, 2011.&amp;#160;&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0.25in"&gt;&amp;#160;&lt;/p&gt;&#13;&#13;&lt;table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;&lt;tr style="vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="font: italic 10pt Calibri, Helvetica, Sans-Serif; text-align: justify"&gt;($ in thousands)&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Covered Loans&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td colspan="5" nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-decoration: underline; text-align: left"&gt;As of and for the year ended December 31, 2011&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="width: 90%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Beginning balance&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;$&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;11,155&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Charge-offs&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;(18,123&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;)&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Recoveries&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#151;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Provisions&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;12,776&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Ending balance&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;$&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;5,808&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td colspan="5" nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;Ending balances as of December 31, 2011:&amp;#160;&amp;#160;Allowance for loan losses&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td colspan="5" nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Individually evaluated for impairment&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;$&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;5,481&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Collectively evaluated for impairment&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;&amp;#151;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Loans acquired with deteriorated credit quality&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;327&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td colspan="5" nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;Loans receivable as of December 31, 2011:&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Ending balance &amp;#150; total&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;$&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;361,234&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td colspan="5" nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;Ending balances as of December 31, 2011: Loans&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Individually evaluated for impairment&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;$&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;44,723&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Collectively evaluated for impairment&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;316,511&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Loans acquired with deteriorated credit quality&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;7,864&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;</FBP:ScheduleOfAllowanceForLoanLossesForCoveredLoanstableTextBlock>
    <FBP:ScheduleOfImpairedLoansTableTextBlock contextRef="From2012-01-01to2012-12-31">&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"&gt;The following table presents the Company&amp;#146;s&#13;impaired loans as of December 31, 2012.&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0.25in"&gt;&amp;#160;&lt;/p&gt;&#13;&#13;&lt;table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;&lt;tr style="vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="font: italic 10pt Calibri, Helvetica, Sans-Serif; text-align: justify"&gt;($ in thousands)&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Recorded &lt;br /&gt;&#13;Investment&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Unpaid &lt;br /&gt;&#13;Principal &lt;br /&gt;&#13;Balance&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Related &lt;br /&gt;&#13;Allowance&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Average &lt;br /&gt;&#13;Recorded &lt;br /&gt;&#13;Investment&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-decoration: underline; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Non-covered loans with no related allowance recorded:&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Commercial, financial, and agricultural:&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif; padding-left: 1em"&gt;Commercial - unsecured&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;$&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#151;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#151;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#151;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#151;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="width: 60%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif; padding-left: 1em"&gt;Commercial - secured&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#151;&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#151;&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#151;&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;87&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif; padding-left: 1em"&gt;Secured by inventory and accounts receivable&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#151;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#151;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#151;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;5&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Real estate &amp;#150; construction, land development &amp;#38; other land loans&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;4,277&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;4,305&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#151;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;8,600&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Real estate &amp;#150; residential, farmland, and multi-family&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;1,597&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;1,618&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#151;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;2,692&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Real estate &amp;#150; home equity lines of credit&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#151;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#151;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#151;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;64&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Real estate &amp;#150; commercial&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;6,175&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;6,851&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#151;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;12,724&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Consumer&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;&amp;#151;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;&amp;#151;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;&amp;#151;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;2&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Total non-covered impaired loans with no allowance&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;$&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;12,049&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;12,774&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;&amp;#151;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;24,174&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Total covered impaired loans with no allowance&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;$&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;35,196&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;71,413&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;&amp;#151;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;39,372&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Total impaired loans with no allowance recorded&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;$&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;47,245&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;84,187&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;&amp;#151;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;63,546&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-decoration: underline; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Non-covered&amp;#160;&amp;#160;loans with an allowance recorded:&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Commercial, financial, and agricultural:&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif; padding-left: 1em"&gt;Commercial - unsecured&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;$&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;307&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;386&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;58&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;221&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif; padding-left: 1em"&gt;Commercial - secured&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;2,398&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;2,762&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;436&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;2,304&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif; padding-left: 1em"&gt;Secured by inventory and accounts receivable&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;17&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;43&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;4&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;548&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Real estate &amp;#150; construction, land development &amp;#38; other land loans&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;3,934&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;5,730&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;1,213&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;12,199&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Real estate &amp;#150; residential, farmland, and multi-family&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;23,859&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;25,844&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;1,955&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;27,186&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Real estate &amp;#150; home equity lines of credit&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;1,645&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;2,120&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;96&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;2,901&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Real estate &amp;#150; commercial&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;10,851&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;13,048&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;936&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;12,863&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Consumer&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;2,822&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;2,858&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;353&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;2,802&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Total non-covered impaired loans with allowance&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;$&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;45,833&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;52,791&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;5,051&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;61,024&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Total covered impaired loans with allowance&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;$&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;13,760&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;18,271&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;3,509&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;15,401&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Total impaired loans with an allowance recorded&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;$&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;59,593&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;71,062&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;8,560&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;76,425&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;/table&gt;&#13;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"&gt;&amp;#160;&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"&gt;Interest income recorded on non-covered&#13;and covered impaired loans during the year ended December 31, 2011 was insignificant.&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"&gt;&amp;#160;&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"&gt;The related allowance listed above includes&#13;both reserves on loans specifically reviewed for impairment and general reserves on impaired loans that were not specifically reviewed&#13;for impairment.&lt;br clear="all" style="page-break-before: always" /&gt;&#13;The following table presents the Company&amp;#146;s impaired loans as of December 31, 2011.&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0.25in"&gt;&amp;#160;&lt;/p&gt;&#13;&#13;&#13;&#13;&lt;p style="font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify"&gt;&lt;/p&gt;&#13;&#13;&lt;table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;&lt;tr style="vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="font: italic 10pt Calibri, Helvetica, Sans-Serif; text-align: justify"&gt;($ in thousands)&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Recorded &lt;br /&gt;&#13;Investment&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Unpaid &lt;br /&gt;&#13;Principal &lt;br /&gt;&#13;Balance&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Related &lt;br /&gt;&#13;Allowance&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Average &lt;br /&gt;&#13;Recorded &lt;br /&gt;&#13;Investment&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" colspan="17" style="text-decoration: underline; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Non-covered loans with no related allowance recorded:&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Commercial, financial, and agricultural:&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif; padding-left: 1em"&gt;Commercial - unsecured&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;$&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#151;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#151;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#151;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#151;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="width: 60%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif; padding-left: 1em"&gt;Commercial - secured&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;295&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;478&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#151;&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;504&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif; padding-left: 1em"&gt;Secured by inventory and accounts receivable&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;27&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;493&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#151;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;124&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Real estate &amp;#150; construction, land development &amp;#38; other land loans&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;15,105&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;20,941&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#151;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;17,876&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Real estate &amp;#150; residential, farmland, and multi-family&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;3,442&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;4,741&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#151;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;5,278&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Real estate &amp;#150; home equity lines of credit&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;46&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;300&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#151;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;79&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Real estate &amp;#150; commercial&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;16,794&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;18,817&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#151;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;13,359&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Consumer&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;12&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;39&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;&amp;#151;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;15&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Total non-covered impaired loans with no allowance&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;$&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;35,721&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;45,809&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;&amp;#151;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;37,235&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Total covered impaired loans with no allowance&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;$&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;43,702&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;78,578&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;&amp;#151;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;49,030&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Total impaired loans with no allowance recorded&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;$&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;79,423&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;124,387&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;&amp;#151;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;86,265&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-decoration: underline; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Non-covered&amp;#160;&amp;#160;loans with an allowance recorded:&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Commercial, financial, and agricultural:&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif; padding-left: 1em"&gt;Commercial - unsecured&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;$&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;452&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;454&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;59&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;226&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif; padding-left: 1em"&gt;Commercial - secured&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;1,895&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;1,899&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;295&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;1,427&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif; padding-left: 1em"&gt;Secured by inventory and accounts receivable&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;561&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;571&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;156&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;391&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Real estate &amp;#150; construction, land development &amp;#38; other land loans&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;10,360&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;12,606&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;2,244&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;15,782&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Real estate &amp;#150; residential, farmland, and multi-family&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;24,460&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;26,153&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;2,169&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;22,487&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Real estate &amp;#150; home equity lines of credit&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;3,115&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;3,141&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;117&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;2,544&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Real estate &amp;#150; commercial&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;5,965&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;6,421&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;283&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;6,602&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Consumer&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;2,757&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;2,759&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;481&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;2,329&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Total non-covered impaired loans with allowance&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;$&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;49,565&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;54,004&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;5,804&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;51,788&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Total covered impaired loans with allowance&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;$&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;11,988&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;15,670&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;5,106&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;14,259&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Total impaired loans with an allowance recorded&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;$&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;61,553&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;69,674&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;10,910&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;66,047&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;/table&gt;&#13;&#13;&lt;p style="font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0.25in"&gt;&amp;#160;&lt;/p&gt;</FBP:ScheduleOfImpairedLoansTableTextBlock>
    <FBP:ScheduleOfFinancingReceivableRecordedInvestmentCreditQualityIndicatorTableTextBlock contextRef="From2012-01-01to2012-12-31">&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"&gt;The following table presents the Company&amp;#146;s&#13;recorded investment in loans by credit quality indicators as of December 31, 2012.&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify"&gt;&amp;#160;&lt;/p&gt;&#13;&#13;&lt;table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;&lt;tr style="vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="font: italic 10pt Calibri, Helvetica, Sans-Serif; text-align: justify"&gt;($ in thousands)&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="26" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Credit Quality Indicator (Grouped by Internally Assigned Grade)&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Pass (Grades &lt;br /&gt;&#13;1, 2, &amp;#38; 3)&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Weak Pass &lt;br /&gt;&#13;(Grade 4)&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Watch or&lt;br /&gt;&#13; Standard &lt;br /&gt;&#13;Loans &lt;br /&gt;&#13;(Grade 9)&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Special &lt;br /&gt;&#13;Mention&lt;br /&gt;&#13; Loans &lt;br /&gt;&#13;(Grade 5)&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Classified&lt;br /&gt;&#13; Loans &lt;br /&gt;&#13;(Grades &lt;br /&gt;6, 7, &amp;#38; 8)&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Nonaccrual &lt;br /&gt;&#13;Loans&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Total&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-decoration: underline; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Non-covered loans:&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Commercial, financial, and agricultural:&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="width: 30%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Commercial - unsecured&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;$&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;10,283&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;24,031&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;10&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;472&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;583&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;307&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;35,686&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Commercial - secured&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;32,196&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;72,838&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;1,454&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;3,676&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;1,150&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;2,398&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;113,712&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Secured by inventory and accounts receivable&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;2,344&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;18,126&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;248&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;491&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;117&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;17&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;21,343&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Real estate &amp;#150; construction, land development &amp;#38; other land loans&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;31,582&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;163,588&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;3,830&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;9,045&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;3,709&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;6,354&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;218,108&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Real estate &amp;#150; residential, farmland, and multi-family&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;249,313&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;499,922&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;7,154&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;29,091&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;24,330&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;9,629&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;819,439&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Real estate &amp;#150; home equity lines of credit&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;125,310&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;66,412&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;2,160&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;3,526&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;1,850&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;1,622&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;200,880&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Real estate - commercial&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;123,814&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;449,316&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;21,801&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;14,050&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;9,074&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;9,885&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;627,940&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Consumer&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;27,826&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;23,403&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;77&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;954&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;629&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;2,822&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;55,711&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif; padding-left: 2em"&gt;&amp;#160;&amp;#160;Total&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;$&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;602,668&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;1,317,636&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;36,734&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;61,305&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;41,442&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;33,034&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;2,092,819&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Unamortized net deferred loan costs&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;1,324&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;Total non-covered&amp;#160;&amp;#160;loans&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;$&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;2,094,143&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Total covered loans&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;$&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;42,935&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;124,451&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;&amp;#151;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;7,569&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;73,868&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;33,491&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;282,314&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;Total loans&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;$&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;645,603&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;1,442,087&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;36,734&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;68,874&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;115,310&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;66,525&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;2,376,457&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;/table&gt;&#13;&#13;&lt;p style="font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0.25in"&gt;&amp;#160;&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"&gt;At December 31, 2012, there was an insignificant&#13;amount of loans that were graded &amp;#147;8&amp;#148; with an accruing status.&amp;#160;&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"&gt;&lt;/p&gt;&#13;&#13;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"&gt;&amp;#160;&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"&gt;The following table presents the Company&amp;#146;s recorded investment in loans by credit quality indicators as of December 31,&#13;2011.&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify"&gt;&amp;#160;&lt;/p&gt;&#13;&#13;&lt;table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;&lt;tr style="vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="font: italic 10pt Calibri, Helvetica, Sans-Serif; text-align: justify"&gt;($ in thousands)&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="26" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Credit Quality Indicator (Grouped by Internally Assigned Grade)&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Pass (Grades&lt;br /&gt;&#13; 1, 2, &amp;#38; 3)&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Weak Pass &lt;br /&gt;&#13;(Grade 4)&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Watch or&lt;br /&gt;&#13; Standard &lt;br /&gt;&#13;Loans &lt;br /&gt;&#13;(Grade 9)&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Special&lt;br /&gt;&#13; Mention &lt;br /&gt;&#13;Loans &lt;br /&gt;&#13;(Grade 5)&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Classified &lt;br /&gt;&#13;Loans (Grades &lt;br /&gt;6, 7, &amp;#38; 8)&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Nonaccrual &lt;br /&gt;&#13;Loans&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Total&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-decoration: underline; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Non-covered loans:&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Commercial, financial, and agricultural:&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="width: 30%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Commercial - unsecured&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;$&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;13,516&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;23,735&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;13&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;217&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;845&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;452&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;38,778&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Commercial - secured&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;36,587&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;66,105&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;1,912&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;2,196&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;2,761&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;2,190&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;111,751&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Secured by inventory and accounts receivable&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;3,756&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;16,197&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;282&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;756&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;249&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;588&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;21,828&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Real estate &amp;#150; construction, land development &amp;#38; other land loans&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;37,596&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;156,651&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;6,490&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;9,903&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;13,393&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;22,772&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;246,805&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Real estate &amp;#150; residential, farmland, and multi-family&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;257,163&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;456,188&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;10,248&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;17,687&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;28,939&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;25,430&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;795,655&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Real estate &amp;#150; home equity lines of credit&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;130,913&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;67,606&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;2,422&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;1,868&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;1,466&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;3,161&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;207,436&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Real estate - commercial&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;140,577&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;372,614&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;30,722&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;11,502&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;15,565&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;16,203&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;587,183&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Consumer&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;30,693&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;23,550&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;67&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;368&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;988&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;2,770&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;58,436&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td style="text-align: left; padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif; padding-left: 2em"&gt;&amp;#160;&amp;#160;Total&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;$&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;650,801&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;1,182,646&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;52,156&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;44,497&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;64,206&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;73,566&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;2,067,872&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Unamortized net deferred loan costs&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;1,280&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;Total non-covered&amp;#160;&amp;#160;loans&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;$&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;2,069,152&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Total covered loans&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;$&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;62,052&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;161,508&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;&amp;#151;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;8,033&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;88,169&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;41,472&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;361,234&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;Total loans&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;$&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;712,853&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;1,344,154&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;52,156&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;52,530&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;152,375&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;115,038&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;2,430,386&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;/table&gt;&#13;&#13;&lt;p style="font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0.25in"&gt;&amp;#160;&amp;#160;&lt;/p&gt;</FBP:ScheduleOfFinancingReceivableRecordedInvestmentCreditQualityIndicatorTableTextBlock>
    <FBP:ScheduleOfInformationRelatedToLoansModifiedInTroubledDebtRestructuringTableTextBlock contextRef="From2012-01-01to2012-12-31">&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"&gt;The following table presents information&#13;related to loans modified in a troubled debt restructuring during the years ended December 31, 2012 and 2011.&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"&gt;&amp;#160;&lt;/p&gt;&#13;&#13;&lt;table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;&lt;tr style="vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="font: italic 10pt Calibri, Helvetica, Sans-Serif; text-align: justify"&gt;($ in thousands)&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="10" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; vertical-align: bottom"&gt;For the year ended December 31, 2012&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Number of &lt;br /&gt;&#13;Contracts&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Pre-Modification &lt;br /&gt;&#13;Restructured &lt;br /&gt;&#13;Balances&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Post-Modification&lt;br /&gt;&#13; Restructured &lt;br /&gt;&#13;Balances&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-decoration: underline; text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Non-covered TDRs &amp;#150; Accruing&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="width: 70%; text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Real estate &amp;#150; construction, land development &amp;#38; other land loans&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;2&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;$&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;642&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;$&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;642&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Real estate &amp;#150; residential, farmland, and multi-family&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;8&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;1,653&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;1,653&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Real estate &amp;#150; commercial&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#151;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#151;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#151;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-decoration: underline; text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Non-covered TDRs - Nonaccrual&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Commercial, financial, and agricultural:&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif; padding-left: 1em"&gt;Commercial &amp;#150; secured&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;1&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;11&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;11&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Real estate &amp;#150; construction, land development &amp;#38; other land loans&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;2&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;332&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;332&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Real estate &amp;#150; residential, farmland, and multi-family&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;17&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;3,736&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;3,736&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Real estate &amp;#150; home equity lines of credit&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;1&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;123&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;123&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Real estate &amp;#150; commercial&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;5&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;1,082&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;1,082&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Total non-covered TDRs arising during period&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;36&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;7,579&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;7,579&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Total covered TDRs arising during period&amp;#150; Accruing&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;6&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;$&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;7,526&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;$&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;7,342&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Total covered TDRs arising during period &amp;#150; Nonaccrual&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;4&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;1,230&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;1,231&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left; border-bottom: Black 1pt solid"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Total TDRs arising during period&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;46&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;$&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;16,335&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;$&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;16,152&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;/table&gt;&#13;&#13;&lt;p style="font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify"&gt;&amp;#160;&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"&gt;&amp;#160;&lt;/p&gt;&#13;&#13;&lt;table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;&lt;tr style="vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="font: italic 10pt Calibri, Helvetica, Sans-Serif; text-align: justify"&gt;($ in thousands)&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="10" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; vertical-align: bottom"&gt;For the year ended December 31, 2011&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Number of &lt;br /&gt;&#13;Contracts&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Pre-Modification &lt;br /&gt;&#13;Restructured &lt;br /&gt;&#13;Balances&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Post-Modification&lt;br /&gt;&#13; Restructured &lt;br /&gt;&#13;Balances&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-decoration: underline; text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Non-covered TDRs &amp;#150; Accruing&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="width: 70%; text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Real estate &amp;#150; construction, land development &amp;#38; other land loans&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;2&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;$&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;501&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;$&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;543&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Real estate &amp;#150; residential, farmland, and multi-family&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;5&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;1,635&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;1,645&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Real estate &amp;#150; commercial&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;4&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;1,871&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;1,871&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-decoration: underline; text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Non-covered TDRs - Nonaccrual&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Commercial, financial, and agricultural:&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif; padding-left: 1em"&gt;Commercial &amp;#150; secured&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#151;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#151;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#151;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Real estate &amp;#150; construction, land development &amp;#38; other land loans&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;1&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;357&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;357&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Real estate &amp;#150; residential, farmland, and multi-family&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;3&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;382&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;438&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Real estate &amp;#150; home equity lines of credit&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#151;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#151;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#151;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Real estate &amp;#150; commercial&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;4&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;1,408&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;1,408&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Total non-covered TDRs arising during period&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;19&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;6,154&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;6,262&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Total covered TDRs arising during period&amp;#150; Accruing&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;37&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;$&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;6,528&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;$&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;6,528&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Total covered TDRs arising during period &amp;#150; Nonaccrual&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;8&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;1,472&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;1,472&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left; border-bottom: Black 1pt solid"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right; border-bottom: Black 1pt solid"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Total TDRs arising during period&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;64&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;$&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;14,154&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;$&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;14,262&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;/table&gt;&#13;&#13;&lt;p style="font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify"&gt;&amp;#160;&amp;#160;&lt;/p&gt;</FBP:ScheduleOfInformationRelatedToLoansModifiedInTroubledDebtRestructuringTableTextBlock>
    <FBP:ScheduleOfFdicIndemnificationAssetComponentsTableTextBlock contextRef="From2012-01-01to2012-12-31">&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"&gt;At December 31, 2012 and 2011, the FDIC&#13;indemnification asset was comprised of the following components:&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left; text-indent: 0.25in"&gt;&amp;#160;&lt;/p&gt;&#13;&#13;&lt;table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;&lt;tr style="vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="font: italic 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;($ in thousands)&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: center; border-bottom: Black 1pt solid"&gt;2012&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: bold 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;2011&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="width: 80%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Receivable related to loss claims incurred, not yet reimbursed&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; font: bold 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="width: 1%; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;$&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 7%; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;33,040&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;13,377&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Receivable related to estimated future claims on loans&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;62,044&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;90,275&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Receivable related to estimated future claims on foreclosed real estate&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;7,475&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;18,025&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;FDIC indemnification asset&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 2.5pt"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;$&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;102,559&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;121,677&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;/table&gt;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left; text-indent: 0.25in"&gt;&amp;#160;&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left; text-indent: 0.25in"&gt;&amp;#160;&lt;/p&gt;</FBP:ScheduleOfFdicIndemnificationAssetComponentsTableTextBlock>
    <us-gaap:FDICIndemnificationAssetRollForwardTableTextBlock contextRef="From2012-01-01to2012-12-31">&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"&gt;The following presents a rollforward of&#13;the FDIC indemnification asset since January 1, 2010.&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0.25in"&gt;&amp;#160;&lt;/p&gt;&#13;&#13;&lt;table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;&lt;tr style="vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="font: italic 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;($ in thousands)&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="width: 90%; text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Balance at January 1, 2010&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;$&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;143,221&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Increase related to unfavorable change in loss estimates&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;30,419&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Increase related to reimbursable expenses&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;2,900&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Cash received&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;(46,721&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;)&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Accretion of loan discount&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;(6,100&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;)&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Balance at December 31, 2010&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;$&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;123,719&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Increase related to acquisition of The Bank of Asheville&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;42,218&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Increase related to unfavorable change in loss estimates&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;29,814&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Increase related to reimbursable expenses&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;5,725&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Cash received&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;(69,339&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;)&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Accretion of loan discount&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;(9,278&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;)&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Other&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;(1,182&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;)&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Balance at December 31, 2011&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;$&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;121,677&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Increase related to unfavorable changes in loss estimates&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;16,984&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Increase related to reimbursable expenses&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;6,947&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Cash received&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;(29,796&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;)&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Accretion of loan discount&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;(13,173&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;)&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Other&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;(80&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;)&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Balance at December 31, 2012&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;$&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;102,559&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;/table&gt;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0.25in"&gt;&lt;b&gt;&amp;#160;&lt;/b&gt;&amp;#160;&lt;/p&gt;</us-gaap:FDICIndemnificationAssetRollForwardTableTextBlock>
    <us-gaap:ScheduleOfFiniteLivedIntangibleAssetsTableTextBlock contextRef="From2012-01-01to2012-12-31">&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"&gt;&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0.25in"&gt;&amp;#160;&lt;/p&gt;&#13;&#13;&lt;table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;&lt;tr style="vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="6" nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: center; border-bottom: Black 1pt solid"&gt;December 31, 2012&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: bold 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="6" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;December 31, 2011&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif; border-bottom: Black 1pt solid"&gt;&lt;p style="font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify"&gt;&amp;#160;&lt;/p&gt;&lt;p style="font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify"&gt;&lt;i&gt;($ in thousands)&lt;/i&gt;&lt;/p&gt;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: center; border-bottom: Black 1pt solid"&gt;Gross Carrying &lt;br /&gt;&#13;Amount&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: bold 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: center; border-bottom: Black 1pt solid"&gt;Accumulated&lt;br /&gt;&#13; Amortization&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: bold 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Gross Carrying &lt;br /&gt;&#13;Amount&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Accumulated &lt;br /&gt;&#13;Amortization&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Amortized intangible assets:&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="width: 60%; text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&amp;#160;&amp;#160;Customer lists&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; font: bold 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="width: 1%; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;$&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 7%; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;678&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; font: bold 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="width: 1%; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 7%; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;417&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;$&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;678&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;357&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&amp;#160;&amp;#160;Core deposit premiums&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;7,974&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;5,128&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;7,867&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;4,291&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;Total&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 2.5pt"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;$&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;8,652&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 2.5pt"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;5,545&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;$&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;8,545&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;4,648&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Unamortized intangible assets:&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&amp;#160;&amp;#160;Goodwill&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 2.5pt"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;$&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;65,835&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;$&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;65,835&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;/table&gt;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"&gt;&amp;#160;&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"&gt;&amp;#160;&lt;/p&gt;</us-gaap:ScheduleOfFiniteLivedIntangibleAssetsTableTextBlock>
    <us-gaap:ScheduleOfExpectedAmortizationExpenseTableTextBlock contextRef="From2012-01-01to2012-12-31">&lt;p style="font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0.25in"&gt;&lt;/p&gt;&#13;&#13;&lt;table cellpadding="0" cellspacing="0" align="center" style="border-collapse: collapse; width: 50%; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;&lt;tr style="vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="font: italic 10pt Calibri, Helvetica, Sans-Serif; border-bottom: Black 1pt solid; text-align: left; vertical-align: bottom"&gt;&lt;p style="font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif; margin: 0"&gt;&lt;i&gt;($ in thousands)&lt;/i&gt;&lt;/p&gt; &#13;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Estimated &lt;br /&gt;Amortization Expense&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="width: 86%; text-align: left; padding-left: 6em; font: 10pt Calibri, Helvetica, Sans-Serif; vertical-align: bottom"&gt;2013&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 5%; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;$&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;797&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; padding-left: 6em; font: 10pt Calibri, Helvetica, Sans-Serif; vertical-align: bottom"&gt;2014&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;693&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; padding-left: 6em; font: 10pt Calibri, Helvetica, Sans-Serif; vertical-align: bottom"&gt;2015&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;638&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; padding-left: 6em; font: 10pt Calibri, Helvetica, Sans-Serif; vertical-align: bottom"&gt;2016&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;571&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; padding-left: 6em; font: 10pt Calibri, Helvetica, Sans-Serif; vertical-align: bottom"&gt;2017&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;321&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt; padding-left: 5em; font: 10pt Calibri, Helvetica, Sans-Serif; vertical-align: bottom"&gt;Thereafter&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;88&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt; padding-left: 6em; font: 10pt Calibri, Helvetica, Sans-Serif; vertical-align: bottom"&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;Total&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;$&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;3,108&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;/table&gt;&#13;&#13;&lt;p style="font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify"&gt;&lt;b&gt;&amp;#160;&lt;/b&gt;&lt;/p&gt;</us-gaap:ScheduleOfExpectedAmortizationExpenseTableTextBlock>
    <FBP:MaturitiesOfTimeDepositsTableTextBlock contextRef="From2012-01-01to2012-12-31">&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"&gt;At December 31, 2012, the scheduled maturities&#13;of time deposits were as follows:&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 13.5pt"&gt;&amp;#160;&lt;/p&gt;&#13;&#13;&lt;table cellpadding="0" cellspacing="0" align="center" style="border-collapse: collapse; width: 50%; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;&lt;tr style="vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="font: italic 10pt Calibri, Helvetica, Sans-Serif; text-align: left; vertical-align: bottom"&gt;($ in thousands)&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif; vertical-align: bottom"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="width: 90%; text-align: left; padding-left: 4em; font: 10pt Calibri, Helvetica, Sans-Serif; vertical-align: bottom"&gt;2013&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;$&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;888,823&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td style="font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left; padding-left: 4em; vertical-align: bottom"&gt;2014&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;119,240&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td style="font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left; padding-left: 4em; vertical-align: bottom"&gt;2015&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;83,545&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td style="font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left; padding-left: 4em; vertical-align: bottom"&gt;2016&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;45,858&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td style="font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left; padding-left: 4em; vertical-align: bottom"&gt;2017&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;33,071&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt; padding-left: 3em; font: 10pt Calibri, Helvetica, Sans-Serif; vertical-align: bottom"&gt;Thereafter&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;3,123&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt; padding-left: 5.4pt; font: 10pt Calibri, Helvetica, Sans-Serif; vertical-align: bottom"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;$&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;1,173,660&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;/table&gt;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 13.5pt"&gt;&amp;#160;&lt;/p&gt;</FBP:MaturitiesOfTimeDepositsTableTextBlock>
    <us-gaap:ScheduleOfDebtTableTextBlock contextRef="From2012-01-01to2012-12-31">&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"&gt;The following tables present information&#13;regarding the Company&amp;#146;s outstanding borrowings at December 31, 2012 and 2011:&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left; text-indent: 0.25in"&gt;&amp;#160;&lt;/p&gt;&#13;&#13;&lt;table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;&lt;tr style="vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Description - 2012&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Due date&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Call Feature&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;2012 &lt;br /&gt;Amount&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Interest Rate&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: center; padding-left: 5.4pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: center; padding-left: 5.4pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: center; padding-left: 5.4pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; vertical-align: top; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; vertical-align: top; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: center; padding-left: 5.4pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="width: 25%; text-align: left; text-indent: -0.25in; padding-left: 0.25in; vertical-align: top; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Trust Preferred Securities&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="width: 15%; text-align: center; padding-left: 5.4pt; vertical-align: top; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;1/23/34&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="width: 22%; text-align: center; padding-left: 5.4pt; vertical-align: top; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Quarterly by Company &lt;br /&gt;beginning 1/23/09&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="width: 1%; text-align: left; vertical-align: top; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;$&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 7%; text-align: right; vertical-align: top; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;20,620,000&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="width: 25%; text-align: center; padding-left: 5.4pt; vertical-align: top; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;3.01% at 12/31/12 &lt;br /&gt;adjustable rate &lt;br /&gt;3 month LIBOR + 2.70%&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt; text-indent: -0.25in; padding-left: 0.25in; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: center; padding-bottom: 1pt; padding-left: 5.4pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: center; padding-bottom: 1pt; padding-left: 5.4pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left; vertical-align: top"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right; vertical-align: top"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: center; padding-bottom: 1pt; padding-left: 5.4pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt; text-indent: -0.25in; padding-left: 0.25in; vertical-align: top; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Trust Preferred Securities&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: center; padding-bottom: 1pt; padding-left: 5.4pt; vertical-align: top; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;6/15/36&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: center; padding-bottom: 1pt; padding-left: 5.4pt; vertical-align: top; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Quarterly by Company &lt;br /&gt;beginning 6/15/11&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; vertical-align: top; font: 10pt Calibri, Helvetica, Sans-Serif; border-bottom: Black 1pt solid"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: right; vertical-align: top; font: 10pt Calibri, Helvetica, Sans-Serif; border-bottom: Black 1pt solid"&gt;25,774,000&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: center; padding-bottom: 1pt; padding-left: 5.4pt; vertical-align: top; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;1.70% at 12/31/12 &lt;br /&gt;adjustable rate &lt;br /&gt;3 month LIBOR + 1.39%&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td colspan="5" nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt; padding-left: 0; vertical-align: top; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Total borrowings / weighted average rate as of December 31, 2012&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left; vertical-align: top"&gt;$&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right; vertical-align: top"&gt;46,394,000&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: center; padding-bottom: 2.5pt; padding-left: 5.4pt; vertical-align: top; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;2.28%&lt;/td&gt;&lt;/tr&gt;&#13;&lt;/table&gt;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"&gt;&amp;#160;&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left; text-indent: 0.25in"&gt;&amp;#160;&lt;/p&gt;&#13;&#13;&lt;table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;&lt;tr style="vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-indent: 0; vertical-align: bottom"&gt;Description - 2011&lt;/td&gt;&lt;td style="padding-bottom: 1pt; text-align: center; vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; vertical-align: bottom"&gt;Due date&lt;/td&gt;&lt;td style="padding-bottom: 1pt; text-align: center; vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; vertical-align: bottom"&gt;Call Feature&lt;/td&gt;&lt;td style="padding-bottom: 1pt; text-align: center; vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; vertical-align: bottom"&gt;2011 &lt;br /&gt;Amount&lt;/td&gt;&lt;td style="padding-bottom: 1pt; text-align: center; vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td style="padding-bottom: 1pt; text-align: center; vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; vertical-align: bottom"&gt;Interest Rate&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td style="text-align: left; text-indent: 0; vertical-align: top; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td style="text-align: center; vertical-align: top; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td style="text-align: center; vertical-align: top; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" style="text-align: center; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td style="text-align: center; vertical-align: top; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td style="width: 25%; text-align: left; text-indent: 0; vertical-align: top; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;FHLB Term Note&lt;/td&gt;&lt;td style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td style="width: 15%; text-align: center; padding-left: 5.4pt; vertical-align: top; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;4/20/12&lt;/td&gt;&lt;td style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td style="width: 22%; text-align: center; padding-left: 5.4pt; vertical-align: top; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Quarterly by FHLB, &lt;br /&gt;&#13;beginning 4/20/09&lt;/td&gt;&lt;td style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td style="width: 1%; text-align: left; vertical-align: top; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;$&lt;/td&gt;&lt;td style="width: 7%; text-align: right; vertical-align: top; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;7,500,000&lt;/td&gt;&lt;td style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td style="width: 25%; text-align: center; padding-left: 5.4pt; vertical-align: top; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;4.51% fixed&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td style="text-align: left; text-indent: 0; vertical-align: top; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td style="text-align: center; padding-left: 5.4pt; vertical-align: top; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td style="text-align: center; padding-left: 5.4pt; vertical-align: top; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td style="text-align: left; vertical-align: top; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td style="text-align: right; vertical-align: top; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td style="text-align: center; padding-left: 5.4pt; vertical-align: top; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td style="text-align: left; text-indent: 0; vertical-align: top; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;FHLB Term Note&lt;/td&gt;&lt;td style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td style="text-align: center; padding-left: 5.4pt; vertical-align: top; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;6/28/12&lt;/td&gt;&lt;td style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td style="text-align: center; padding-left: 5.4pt; vertical-align: top; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;None&lt;/td&gt;&lt;td style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td style="text-align: left; vertical-align: top; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td style="text-align: right; vertical-align: top; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;15,000,000&lt;/td&gt;&lt;td style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td style="text-align: center; padding-left: 5.4pt; vertical-align: top; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;0.69% fixed&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td style="text-align: left; text-indent: 0; vertical-align: top; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td style="text-align: center; padding-left: 5.4pt; vertical-align: top; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td style="text-align: center; padding-left: 5.4pt; vertical-align: top; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td style="text-align: left; vertical-align: top; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td style="text-align: right; vertical-align: top; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td style="text-align: center; padding-left: 5.4pt; vertical-align: top; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td style="text-align: left; text-indent: 0; vertical-align: top; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;FHLB Term Note&amp;#9;&lt;/td&gt;&lt;td style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td style="text-align: center; padding-left: 5.4pt; vertical-align: top; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;12/28/12&lt;/td&gt;&lt;td style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td style="text-align: center; padding-left: 5.4pt; vertical-align: top; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;None&lt;/td&gt;&lt;td style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td style="text-align: left; vertical-align: top; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td style="text-align: right; vertical-align: top; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;7,500,000&lt;/td&gt;&lt;td style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td style="text-align: center; padding-left: 5.4pt; vertical-align: top; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;0.91% fixed&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td style="text-align: left; text-indent: 0; vertical-align: top; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td style="text-align: center; padding-left: 5.4pt; vertical-align: top; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td style="text-align: center; padding-left: 5.4pt; vertical-align: top; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td style="text-align: left; vertical-align: top; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td style="text-align: right; vertical-align: top; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td style="text-align: center; padding-left: 5.4pt; vertical-align: top; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td style="text-align: left; text-indent: 0; vertical-align: top; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;FHLB Term Note&lt;/td&gt;&lt;td style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td style="text-align: center; padding-left: 5.4pt; vertical-align: top; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;6/28/2013&lt;/td&gt;&lt;td style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td style="text-align: center; padding-left: 5.4pt; vertical-align: top; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;None&lt;/td&gt;&lt;td style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td style="text-align: left; vertical-align: top; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td style="text-align: right; vertical-align: top; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;15,000,000&lt;/td&gt;&lt;td style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td style="text-align: center; padding-left: 5.4pt; vertical-align: top; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;0.72% fixed&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td style="text-align: left; text-indent: 0; vertical-align: top; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td style="text-align: center; padding-left: 5.4pt; vertical-align: top; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td style="text-align: center; padding-left: 5.4pt; vertical-align: top; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td style="text-align: left; vertical-align: top; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td style="text-align: right; vertical-align: top; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td style="text-align: center; padding-left: 5.4pt; vertical-align: top; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td style="text-align: left; text-indent: 0; vertical-align: top; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;FHLB Term Note&amp;#9;&lt;/td&gt;&lt;td style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td style="text-align: center; padding-left: 5.4pt; vertical-align: top; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;12/30/13&lt;/td&gt;&lt;td style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td style="text-align: center; padding-left: 5.4pt; vertical-align: top; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;None&lt;/td&gt;&lt;td style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td style="text-align: left; vertical-align: top; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td style="text-align: right; vertical-align: top; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;7,500,000&lt;/td&gt;&lt;td style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td style="text-align: center; padding-left: 5.4pt; vertical-align: top; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;1.50% fixed&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td style="text-align: left; text-indent: 0; vertical-align: top; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td style="text-align: center; padding-left: 5.4pt; vertical-align: top; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td style="text-align: center; padding-left: 5.4pt; vertical-align: top; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td style="text-align: left; vertical-align: top; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td style="text-align: right; vertical-align: top; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td style="text-align: center; padding-left: 5.4pt; vertical-align: top; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td style="text-align: left; text-indent: 0; vertical-align: top; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;FHLB Term Note&amp;#9;&lt;/td&gt;&lt;td style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td style="text-align: center; padding-left: 5.4pt; vertical-align: top; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;1/13/14&lt;/td&gt;&lt;td style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td style="text-align: center; padding-left: 5.4pt; vertical-align: top; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;None&lt;/td&gt;&lt;td style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td style="text-align: left; vertical-align: top; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td style="text-align: right; vertical-align: top; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;20,000,000&lt;/td&gt;&lt;td style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td style="text-align: center; padding-left: 5.4pt; vertical-align: top; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;1.38% fixed&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td style="text-align: left; text-indent: 0; vertical-align: top; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td style="text-align: center; padding-left: 5.4pt; vertical-align: top; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td style="text-align: center; padding-left: 5.4pt; vertical-align: top; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td style="text-align: left; vertical-align: top; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td style="text-align: right; vertical-align: top; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td style="text-align: center; padding-left: 5.4pt; vertical-align: top; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td style="text-align: left; text-indent: 0; vertical-align: top; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;FHLB Term Note&amp;#9;&lt;/td&gt;&lt;td style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td style="text-align: center; padding-left: 5.4pt; vertical-align: top; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;6/30/14&lt;/td&gt;&lt;td style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td style="text-align: center; padding-left: 5.4pt; vertical-align: top; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;None&lt;/td&gt;&lt;td style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td style="text-align: left; vertical-align: top; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td style="text-align: right; vertical-align: top; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;15,000,000&lt;/td&gt;&lt;td style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td style="text-align: center; padding-left: 5.4pt; vertical-align: top; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;1.21% fixed&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td style="text-align: left; text-indent: 0; vertical-align: top; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td style="text-align: center; padding-left: 5.4pt; vertical-align: top; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td style="text-align: center; padding-left: 5.4pt; vertical-align: top; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td style="text-align: left; vertical-align: top; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td style="text-align: right; vertical-align: top; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td style="text-align: center; padding-left: 5.4pt; vertical-align: top; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td style="text-align: left; text-indent: 0; vertical-align: top; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Trust Preferred Securities&lt;/td&gt;&lt;td style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td style="text-align: center; padding-left: 5.4pt; vertical-align: top; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;1/23/34&lt;/td&gt;&lt;td style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td style="text-align: center; padding-left: 5.4pt; vertical-align: top; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Quarterly by Company &lt;br /&gt;beginning 1/23/09&lt;/td&gt;&lt;td style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td style="text-align: left; vertical-align: top; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td style="text-align: right; vertical-align: top; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;20,620,000&lt;/td&gt;&lt;td style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td style="text-align: center; padding-left: 5.4pt; vertical-align: top; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;3.13% at 12/31/11 &lt;br /&gt;adjustable rate &lt;br /&gt;3 month LIBOR + 2.70%&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td style="text-align: left; padding-bottom: 1pt; text-indent: 0; vertical-align: top; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td style="text-align: center; padding-bottom: 1pt; padding-left: 5.4pt; vertical-align: top; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td style="text-align: center; padding-bottom: 1pt; padding-left: 5.4pt; vertical-align: top; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left; vertical-align: top"&gt;&amp;#160;&lt;/td&gt;&lt;td style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right; vertical-align: top"&gt;&amp;#160;&lt;/td&gt;&lt;td style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td style="text-align: center; padding-bottom: 1pt; padding-left: 5.4pt; vertical-align: top; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td style="text-align: left; padding-bottom: 1pt; text-indent: 0; vertical-align: top; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Trust Preferred Securities&lt;/td&gt;&lt;td style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td style="text-align: center; padding-bottom: 1pt; padding-left: 5.4pt; vertical-align: top; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;6/15/36&lt;/td&gt;&lt;td style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td style="text-align: center; padding-bottom: 1pt; padding-left: 5.4pt; vertical-align: top; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Quarterly by Company &lt;br /&gt;beginning 6/15/11&lt;/td&gt;&lt;td style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td style="padding-bottom: 1pt; text-align: left; vertical-align: top; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td style="padding-bottom: 1pt; text-align: right; vertical-align: top; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;25,774,000&lt;/td&gt;&lt;td style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td style="text-align: center; padding-bottom: 1pt; padding-left: 5.4pt; vertical-align: top; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;1.94% at 12/31/11 &lt;br /&gt;adjustable rate &lt;br /&gt;3 month LIBOR + 1.39%&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td colspan="5" style="font: normal 10pt Calibri, Helvetica, Sans-Serif; text-indent: 0; text-align: left; vertical-align: top"&gt;Total borrowings / weighted average rate&lt;/td&gt;&lt;td style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td style="text-align: left; vertical-align: top; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td style="text-align: right; vertical-align: top; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;133,894,000&lt;/td&gt;&lt;td style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td style="text-align: center; padding-left: 5.4pt; vertical-align: top; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;1.74%&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td colspan="5" style="text-align: left; padding-bottom: 1pt; text-indent: 0; vertical-align: top; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Unamortized fair market value adjustment recorded in acquisition&lt;/td&gt;&lt;td style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left; vertical-align: top"&gt;&amp;#160;&lt;/td&gt;&lt;td style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right; vertical-align: top"&gt;31,000&lt;/td&gt;&lt;td style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td style="text-align: center; padding-bottom: 1pt; padding-left: 5.4pt; vertical-align: top; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td colspan="5" style="text-align: left; padding-bottom: 2.5pt; text-indent: 0; vertical-align: top; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Total borrowings as of December 31, 2011&lt;/td&gt;&lt;td style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left; vertical-align: top"&gt;$&lt;/td&gt;&lt;td style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right; vertical-align: top"&gt;133,925,000&lt;/td&gt;&lt;td style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td style="text-align: center; padding-bottom: 2.5pt; padding-left: 5.4pt; vertical-align: top; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;/table&gt;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"&gt;&amp;#160;&amp;#160;&lt;/p&gt;</us-gaap:ScheduleOfDebtTableTextBlock>
    <us-gaap:ScheduleOfFutureMinimumRentalPaymentsForOperatingLeasesTableTextBlock contextRef="From2012-01-01to2012-12-31">&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"&gt;Future obligations for minimum rentals&#13;under noncancelable operating leases at December 31, 2012 are as follows:&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify"&gt;&amp;#160;&lt;/p&gt;&#13;&#13;&lt;table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;&lt;tr style="vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td colspan="5" nowrap="nowrap" style="font: italic 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;($ in thousands)&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td colspan="5" nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Year ending December 31:&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="width: 90%; text-align: justify; padding-left: 5.4pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;2013&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;$&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;868&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; padding-left: 5.4pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;2014&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;844&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; padding-left: 5.4pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;2015&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;721&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; padding-left: 5.4pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;2016&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;608&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; padding-left: 5.4pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;2017&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;515&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; padding-bottom: 1pt; padding-left: 5.4pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&amp;#160;Thereafter&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;1,584&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; padding-bottom: 2.5pt; padding-left: 5.4pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;Total&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;$&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;5,140&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;/table&gt;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify"&gt;&amp;#160;&lt;/p&gt;</us-gaap:ScheduleOfFutureMinimumRentalPaymentsForOperatingLeasesTableTextBlock>
    <FBP:OutstandingLoanCommitmentsTableTextBlock contextRef="From2012-01-01to2012-12-31">&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"&gt;&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"&gt;&amp;#160;&lt;/p&gt;&#13;&#13;&lt;table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;&lt;tr style="vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="font: italic 10pt Calibri, Helvetica, Sans-Serif; text-align: justify"&gt;($ in millions)&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="text-align: center; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="text-align: center; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="text-align: center; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif; border-bottom: Black 1pt solid"&gt;Type of Commitment&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Fixed Rate&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Variable Rate&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Total&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="width: 70%; text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Outstanding closed-end loan commitments&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;$&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;66&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;258&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;324&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Unfunded commitments on revolving lines of credit, &lt;br /&gt;&#13;&amp;#160;&amp;#160;credit cards and home equity loans&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;33&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;184&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;217&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;Total&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;$&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;99&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;442&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;541&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;/table&gt;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"&gt;&amp;#160;&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"&gt;&amp;#160;&lt;/p&gt;</FBP:OutstandingLoanCommitmentsTableTextBlock>
    <FBP:MaximumCreditRiskTableTextBlock contextRef="From2012-01-01to2012-12-31">&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"&gt;&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left; text-indent: 0.25in"&gt;&amp;#160;&lt;/p&gt;&#13;&#13;&lt;table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;&lt;tr style="vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: center"&gt;(&lt;i&gt;$ in thousands&lt;/i&gt;)&lt;/p&gt; &lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"&gt;Issuer&lt;/p&gt;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Amortized Cost&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Fair Value&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="width: 80%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Ginnie Mae - mortgage-backed securities&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;$&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;83,950&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;86,353&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Small Business Administration&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;55,034&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;55,710&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Federal Home Loan Bank System - bonds&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;9,000&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;9,088&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Federal Home Loan Bank of Atlanta&amp;#160;&amp;#160;- common stock&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;4,934&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;4,934&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Craven County, North Carolina municipal bond&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;3,643&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;4,029&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;First Citizens Bancorp (South Carolina) &amp;#150; bond / trust preferred securities&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;3,998&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;3,813&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Fannie Mae - mortgage-backed securities and collateralized mortgage obligations&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;3,701&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;3,987&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Spartanburg, South Carolina Sanitary Sewer District municipal bond&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;3,293&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;3,662&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Richmond County, North Carolina municipal bond&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;2,608&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;2,860&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Federal Farm Credit bonds&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;2,500&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;2,508&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;South Carolina State municipal bond&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;2,133&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;2,384&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Virginia State Housing Authority municipal bond&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;2,162&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;2,371&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;/table&gt;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"&gt;&amp;#160;&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"&gt;&amp;#160;&lt;/p&gt;</FBP:MaximumCreditRiskTableTextBlock>
    <us-gaap:FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisTableTextBlock contextRef="From2012-01-01to2012-12-31">&lt;p style="font: 10pt Calibri, Helvetica, Sans-Serif; margin: 0"&gt;&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt Calibri, Helvetica, Sans-Serif; margin: 0"&gt;&amp;#160;&lt;/p&gt;&#13;&#13;&lt;table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;&lt;tr style="vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="font: italic 10pt Calibri, Helvetica, Sans-Serif; text-align: justify"&gt;($ in thousands)&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="6" nowrap="nowrap" style="text-align: center; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="6" nowrap="nowrap" style="text-align: center; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Description of Financial Instruments&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Fair Value at &lt;br /&gt;&#13;December 31, &lt;br /&gt;&#13;2012&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Quoted Prices in &lt;br /&gt;&#13;Active Markets&lt;br /&gt;&#13; for Identical &lt;br /&gt;&#13;Assets (Level 1)&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Significant &lt;br /&gt;&#13;Other &lt;br /&gt;&#13;Observable&lt;br /&gt;&#13; Inputs&lt;br /&gt;&#13; (Level 2)&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Significant&lt;br /&gt;&#13; Unobservable &lt;br /&gt;&#13;Inputs &lt;br /&gt;(Level 3)&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-decoration: underline; text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Recurring&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif; padding-left: 1em"&gt;Securities available for sale:&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="width: 60%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif; padding-left: 2em"&gt;Government-sponsored enterprise securities&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;$&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;11,596&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#151;&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;11,596&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#151;&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif; padding-left: 2em"&gt;Mortgage-backed securities&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;146,926&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#151;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;146,926&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#151;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif; padding-left: 2em"&gt;Corporate bonds&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;3,813&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#151;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;3,813&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#151;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif; padding-left: 2em"&gt;Equity securities&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;5,017&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;&amp;#151;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;5,017&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;&amp;#151;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif; padding-left: 3em"&gt;Total available for sale securities&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;$&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;167,352&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;&amp;#151;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;167,352&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;&amp;#151;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-decoration: underline; text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Nonrecurring&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif; padding-left: 2em"&gt;Impaired loans &amp;#150; covered&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;$&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;12,234&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#151;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#151;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;12,234&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif; padding-left: 2em"&gt;Impaired loans &amp;#150; non-covered&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;21,021&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#151;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#151;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;21,021&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif; padding-left: 2em"&gt;Foreclosed real estate &amp;#150; covered&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;47,290&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#151;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#151;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;47,290&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif; padding-left: 2em"&gt;Foreclosed real estate &amp;#150; non-covered&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;26,285&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#151;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#151;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;26,285&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;/table&gt;&#13;&#13;&lt;p style="font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0.25in"&gt;&amp;#160;&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt Calibri, Helvetica, Sans-Serif; margin: 0"&gt;&lt;/p&gt;&#13;&#13;&#13;&#13;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"&gt;&amp;#160;&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt Calibri, Helvetica, Sans-Serif; margin: 0"&gt;The following table summarizes the Company&amp;#146;s financial instruments&#13;that were measured at fair value on a recurring and nonrecurring basis at December 31, 2011.&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt Calibri, Helvetica, Sans-Serif; margin: 0"&gt;&amp;#160;&lt;/p&gt;&#13;&#13;&lt;table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;&lt;tr style="vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="font: italic 10pt Calibri, Helvetica, Sans-Serif; text-align: justify"&gt;($ in thousands)&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="6" nowrap="nowrap" style="text-align: center; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="6" nowrap="nowrap" style="text-align: center; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Description of Financial Instruments&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Fair Value at &lt;br /&gt;&#13;December 31, &lt;br /&gt;&#13;2011&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Quoted Prices in &lt;br /&gt;&#13;Active Markets &lt;br /&gt;&#13;for Identical&lt;br /&gt;&#13; Assets (Level 1)&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Significant &lt;br /&gt;&#13;Other &lt;br /&gt;&#13;Observable &lt;br /&gt;&#13;Inputs &lt;br /&gt;&#13;(Level 2)&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Significant &lt;br /&gt;&#13;Unobservable &lt;br /&gt;&#13;Inputs &lt;br /&gt;(Level 3)&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-decoration: underline; text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Recurring&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif; padding-left: 1em"&gt;Securities available for sale:&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="width: 60%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif; padding-left: 2em"&gt;Government-sponsored enterprise securities&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;$&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;34,665&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#151;&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;34,665&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#151;&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif; padding-left: 2em"&gt;Mortgage-backed securities&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;124,105&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#151;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;124,105&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#151;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif; padding-left: 2em"&gt;Corporate bonds&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;12,488&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#151;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;12,488&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#151;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif; padding-left: 2em"&gt;Equity securities&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;11,368&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;399&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;10,969&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;&amp;#151;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif; padding-left: 3em"&gt;Total available for sale securities&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;$&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;182,626&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;399&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;182,227&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;&amp;#151;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-decoration: underline; text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Nonrecurring&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif; padding-left: 2em"&gt;Impaired loans &amp;#150; covered&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;$&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;21,288&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#151;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#151;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;21,288&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif; padding-left: 2em"&gt;Impaired loans &amp;#150; non-covered&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;80,541&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#151;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#151;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;80,541&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif; padding-left: 2em"&gt;Foreclosed real estate &amp;#150; covered&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;85,272&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#151;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#151;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;85,272&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif; padding-left: 2em"&gt;Foreclosed real estate &amp;#150; non-covered&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;37,023&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#151;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#151;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;37,023&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;/table&gt;&#13;&#13;&lt;p style="font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0.25in"&gt;&amp;#160;&lt;/p&gt;</us-gaap:FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisTableTextBlock>
    <FBP:Level3AssetsAndLiabilitiesMeasuredAtFairValueOnRecurringOrNonrecurringBasisTableTextBlock contextRef="From2012-01-01to2012-12-31">&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify"&gt;For Level 3 assets and liabilities&#13;measured at fair value on a recurring or non-recurring basis as of December 31, 2012, the significant unobservable inputs used&#13;in the fair value measurements were as follows:&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify"&gt;&amp;#160;&lt;/p&gt;&#13;&#13;&lt;table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;&lt;tr style="vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="font: italic 10pt Calibri, Helvetica, Sans-Serif; text-align: left; vertical-align: bottom"&gt;($ in thousands)&lt;/td&gt;&lt;td style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="4" nowrap="nowrap" style="text-align: center; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="3" style="text-align: center; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; vertical-align: bottom"&gt;Description&lt;/td&gt;&lt;td style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Fair Value at &lt;br /&gt;&#13;December 31,&lt;br /&gt;&#13; 2012&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Valuation &lt;br /&gt;&#13;Technique&lt;/td&gt;&lt;td style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Significant Unobservable &lt;br /&gt;&#13;Inputs&lt;/td&gt;&lt;td style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;General Range &lt;br /&gt;&#13;of Significant &lt;br /&gt;&#13;Unobservable &lt;br /&gt;&#13;Input Values&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="width: 48%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif; vertical-align: top"&gt;Impaired loans &amp;#150; covered&lt;/td&gt;&lt;td style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif; vertical-align: top"&gt;$&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 10%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif; vertical-align: top"&gt;12,234&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="width: 12%; text-align: center; font: 10pt Calibri, Helvetica, Sans-Serif; vertical-align: top"&gt;Appraised value&lt;/td&gt;&lt;td style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: center; vertical-align: top"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td style="width: 12%; text-align: center; font: 10pt Calibri, Helvetica, Sans-Serif; vertical-align: top"&gt;Discounts to reflect current market conditions, ultimate collectability, and estimated costs to sell&lt;/td&gt;&lt;td style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: center; vertical-align: top"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="width: 12%; text-align: center; font: 10pt Calibri, Helvetica, Sans-Serif; vertical-align: top"&gt;0-49%&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif; vertical-align: top"&gt;Impaired loans &amp;#150; non-covered&lt;/td&gt;&lt;td style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif; vertical-align: top"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif; vertical-align: top"&gt;21,021&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: center; font: 10pt Calibri, Helvetica, Sans-Serif; vertical-align: top"&gt;Appraised value&lt;/td&gt;&lt;td style="font: 10pt Calibri, Helvetica, Sans-Serif; text-align: center; vertical-align: top"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td style="text-align: center; font: 10pt Calibri, Helvetica, Sans-Serif; vertical-align: top"&gt;Discounts to reflect current market conditions, ultimate collectability, and estimated costs to sell&lt;/td&gt;&lt;td style="font: 10pt Calibri, Helvetica, Sans-Serif; text-align: center; vertical-align: top"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: center; font: 10pt Calibri, Helvetica, Sans-Serif; vertical-align: top"&gt;0-21%&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif; vertical-align: top"&gt;Foreclosed real estate &amp;#150; covered&lt;/td&gt;&lt;td style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif; vertical-align: top"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif; vertical-align: top"&gt;47,290&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: center; font: 10pt Calibri, Helvetica, Sans-Serif; vertical-align: top"&gt;Appraised value&lt;/td&gt;&lt;td style="font: 10pt Calibri, Helvetica, Sans-Serif; text-align: center; vertical-align: top"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td style="text-align: center; font: 10pt Calibri, Helvetica, Sans-Serif; vertical-align: top"&gt;Discounts to reflect current market conditions and estimated costs to sell&lt;/td&gt;&lt;td style="font: 10pt Calibri, Helvetica, Sans-Serif; text-align: center; vertical-align: top"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: center; font: 10pt Calibri, Helvetica, Sans-Serif; vertical-align: top"&gt;0-29%&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif; vertical-align: top"&gt;Foreclosed real estate &amp;#150; non-covered&lt;/td&gt;&lt;td style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif; vertical-align: top"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif; vertical-align: top"&gt;26,285&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: center; font: 10pt Calibri, Helvetica, Sans-Serif; vertical-align: top"&gt;Appraised value&lt;/td&gt;&lt;td style="font: 10pt Calibri, Helvetica, Sans-Serif; text-align: center; vertical-align: top"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td style="text-align: center; font: 10pt Calibri, Helvetica, Sans-Serif; vertical-align: top"&gt;Discounts to reflect current market conditions, abbreviated holding period and estimated costs to sell&lt;/td&gt;&lt;td style="font: 10pt Calibri, Helvetica, Sans-Serif; text-align: center; vertical-align: top"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: center; font: 10pt Calibri, Helvetica, Sans-Serif; vertical-align: top"&gt;0-40%&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif; vertical-align: top; border-bottom: Black 1pt solid"&gt;&amp;#160;&lt;/td&gt;&lt;td style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif; border-bottom: Black 1pt solid"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left; vertical-align: top"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right; vertical-align: top"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif; border-bottom: Black 1pt solid"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif; border-bottom: Black 1pt solid"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: center; padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif; border-bottom: Black 1pt solid"&gt;&amp;#160;&lt;/td&gt;&lt;td style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif; border-bottom: Black 1pt solid"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td style="text-align: center; padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif; border-bottom: Black 1pt solid"&gt;&amp;#160;&lt;/td&gt;&lt;td style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif; border-bottom: Black 1pt solid"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: center; padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif; border-bottom: Black 1pt solid"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;/table&gt;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify"&gt;&amp;#160;&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify"&gt;&amp;#160;&amp;#160;&lt;/p&gt;</FBP:Level3AssetsAndLiabilitiesMeasuredAtFairValueOnRecurringOrNonrecurringBasisTableTextBlock>
    <us-gaap:FairValueByBalanceSheetGroupingTextBlock contextRef="From2012-01-01to2012-12-31">&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"&gt;&amp;#160;&lt;/p&gt;&#13;&#13;&lt;table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;&lt;tr style="vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: center; font: 10pt Calibri, Helvetica, Sans-Serif; vertical-align: bottom"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="6" nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: center; border-bottom: Black 1pt solid"&gt;December 31, 2012&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: bold 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="6" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;December 31, 2011&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="font: italic 10pt Calibri, Helvetica, Sans-Serif; text-align: justify"&gt;($ in thousands)&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; vertical-align: bottom"&gt;Level in &lt;br /&gt;&#13;Fair Value &lt;br /&gt;&#13;Hierarchy&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: center; border-bottom: Black 1pt solid"&gt;Carrying &lt;br /&gt;&#13;Amount&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: bold 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: center; border-bottom: Black 1pt solid"&gt;Estimated &lt;br /&gt;&#13;Fair Value&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: bold 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Carrying &lt;br /&gt;&#13;Amount&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Estimated &lt;br /&gt;&#13;Fair Value&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: center; font: 10pt Calibri, Helvetica, Sans-Serif; vertical-align: bottom"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="width: 49%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Cash and due from banks, noninterest-bearing&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="width: 10%; text-align: center; font: 10pt Calibri, Helvetica, Sans-Serif; vertical-align: bottom"&gt;Level 1&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; font: bold 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="width: 1%; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;$&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 7%; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;96,588&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; font: bold 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="width: 1%; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 7%; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;96,588&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;80,341&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;80,341&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Due from banks, interest-bearing&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: center; font: 10pt Calibri, Helvetica, Sans-Serif; vertical-align: bottom"&gt;Level 1&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;144,919&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;144,919&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;135,218&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;135,218&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Federal funds sold&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: center; font: 10pt Calibri, Helvetica, Sans-Serif; vertical-align: bottom"&gt;Level 1&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;&amp;#151;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;&amp;#151;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;608&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;608&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Securities available for sale&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: center; font: 10pt Calibri, Helvetica, Sans-Serif; vertical-align: bottom"&gt;Level 2&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;167,352&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;167,352&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;182,626&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;182,626&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Securities held to maturity&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: center; font: 10pt Calibri, Helvetica, Sans-Serif; vertical-align: bottom"&gt;Level 2&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;56,064&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;61,496&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;57,988&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;62,754&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Presold mortgages in process of settlement&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: center; font: 10pt Calibri, Helvetica, Sans-Serif; vertical-align: bottom"&gt;Level 1&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;8,490&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;8,490&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;6,090&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;6,090&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Loans - non-covered, net of allowance&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: center; font: 10pt Calibri, Helvetica, Sans-Serif; vertical-align: bottom"&gt;Level 3&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;2,052,500&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;1,998,620&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;2,033,542&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;1,987,979&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Loans - covered, net of allowance&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: center; font: 10pt Calibri, Helvetica, Sans-Serif; vertical-align: bottom"&gt;Level 3&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;277,555&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;277,555&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;355,426&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;355,426&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Loans held for sale&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: center; font: 10pt Calibri, Helvetica, Sans-Serif; vertical-align: bottom"&gt;Level 2&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;30,393&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;30,393&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#151;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#151;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Accrued interest receivable&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: center; font: 10pt Calibri, Helvetica, Sans-Serif; vertical-align: bottom"&gt;Level 1&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;10,201&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;10,201&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;11,779&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;11,779&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;FDIC indemnification asset&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: center; font: 10pt Calibri, Helvetica, Sans-Serif; vertical-align: bottom"&gt;Level 3&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;102,559&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;100,396&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;121,677&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;121,004&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Bank-owned life insurance&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: center; font: 10pt Calibri, Helvetica, Sans-Serif; vertical-align: bottom"&gt;Level 1&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;27,857&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;27,857&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;2,207&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;2,207&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: center; font: 10pt Calibri, Helvetica, Sans-Serif; vertical-align: bottom"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Deposits&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: center; font: 10pt Calibri, Helvetica, Sans-Serif; vertical-align: bottom"&gt;Level 2&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;2,821,360&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;2,823,989&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;2,755,037&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;2,759,504&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Securities sold under agreements to repurchase&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: center; font: 10pt Calibri, Helvetica, Sans-Serif; vertical-align: bottom"&gt;Level 2&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;&amp;#151;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;&amp;#151;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;17,105&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;17,105&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Borrowings&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: center; font: 10pt Calibri, Helvetica, Sans-Serif; vertical-align: bottom"&gt;Level 2&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;46,394&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;20,981&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;133,925&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;106,333&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Accrued interest payable&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: center; font: 10pt Calibri, Helvetica, Sans-Serif; vertical-align: bottom"&gt;Level 2&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;1,299&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;1,299&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;1,872&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;1,872&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;/table&gt;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify"&gt;&amp;#160;&lt;/p&gt;</us-gaap:FairValueByBalanceSheetGroupingTextBlock>
    <FBP:ScheduleOfOptionPricingAssumptionsTableTextBlock contextRef="From2012-01-01to2012-12-31">&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify"&gt;&lt;/p&gt;&#13;&#13;&lt;table cellspacing="0" cellpadding="0" align="center" style="width: 50%; font: 10pt Calibri, Helvetica, Sans-Serif; border-collapse: collapse"&gt;&#13;&lt;tr style="vertical-align: top; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="width: 59%; text-align: justify; font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="width: 14%; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify; font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="width: 27%; border-bottom: windowtext 1pt solid; font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"&gt;&lt;font style="font-family: Calibri, Helvetica, Sans-Serif"&gt;2012&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: top; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif"&gt;&lt;font style="font-family: Calibri, Helvetica, Sans-Serif"&gt;Expected dividend yield&lt;/font&gt;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify; font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="padding-right: 5.4pt; padding-left: 5.4pt; text-align: center; font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif"&gt;&lt;font style="font-family: Calibri, Helvetica, Sans-Serif"&gt;3.28%&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: top; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif"&gt;&lt;font style="font-family: Calibri, Helvetica, Sans-Serif"&gt;Risk-free interest rate&lt;/font&gt;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify; font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="padding-right: 5.4pt; padding-left: 5.4pt; text-align: center; font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif"&gt;&lt;font style="font-family: Calibri, Helvetica, Sans-Serif"&gt;1.64%&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: top; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif"&gt;&lt;font style="font-family: Calibri, Helvetica, Sans-Serif"&gt;Expected life&lt;/font&gt;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify; font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="padding-right: 5.4pt; padding-left: 5.4pt; text-align: center; font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif"&gt;&lt;font style="font-family: Calibri, Helvetica, Sans-Serif"&gt;10 years&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: top; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif"&gt;&lt;font style="font-family: Calibri, Helvetica, Sans-Serif"&gt;Expected volatility&lt;/font&gt;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify; font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="padding-right: 5.4pt; padding-left: 5.4pt; text-align: center; font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif"&gt;&lt;font style="font-family: Calibri, Helvetica, Sans-Serif"&gt;41.82%&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;/table&gt;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left; text-indent: 0.25in"&gt;&amp;#160;&lt;/p&gt;</FBP:ScheduleOfOptionPricingAssumptionsTableTextBlock>
    <us-gaap:ScheduleOfShareBasedCompensationStockOptionsActivityTableTextBlock contextRef="From2012-01-01to2012-12-31">&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"&gt;The following table presents information&#13;regarding the activity since December 31, 2009 related to all of the Company&amp;#146;s stock options outstanding:&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify"&gt;&amp;#160;&lt;/p&gt;&#13;&#13;&lt;table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;&lt;tr style="vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="14" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Options Outstanding&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Number of&lt;br /&gt;&#13; Shares&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Weighted-&lt;br /&gt;&#13;Average &lt;br /&gt;&#13;Exercise &lt;br /&gt;&#13;Price&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Weighted-&lt;br /&gt;&#13;Average &lt;br /&gt;&#13;Contractual &lt;br /&gt;&#13;Term (years)&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: center; vertical-align: bottom"&gt;Aggregate &lt;br /&gt;&#13;Intrinsic &lt;br /&gt;Value&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="width: 60%; text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Balance at December 31, 2009&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;753,100&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;$&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;17.73&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&amp;#160;&amp;#160;Granted&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#151;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#151;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&amp;#160;&amp;#160;Exercised&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;(18,667&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;)&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;10.46&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;$&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;97,940&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&amp;#160;&amp;#160;Forfeited&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;(87,536&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;)&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;16.53&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&amp;#160;&amp;#160;Expired&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;(4,500&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;)&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;15.69&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Balance at December 31, 2010&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;642,397&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;$&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;18.11&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&amp;#160;&amp;#160;Granted&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#151;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#151;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&amp;#160;&amp;#160;Exercised&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;(2,300&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;)&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;13.30&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;$&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;6,949&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&amp;#160;&amp;#160;Forfeited&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#151;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#151;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&amp;#160;&amp;#160;Expired&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;(146,247&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;)&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;15.47&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Balance at December 31, 2011&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;493,850&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;$&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;18.92&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&amp;#160;&amp;#160;Granted&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;75,000&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;9.76&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&amp;#160;&amp;#160;Exercised&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#151;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#151;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&amp;#160;&amp;#160;Forfeited&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#151;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#151;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&amp;#160;&amp;#160;Expired&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;(47,237&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;)&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;16.70&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Outstanding at December 31, 2012&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;521,613&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;$&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;17.80&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;3.9&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;$&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;218,625&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Exercisable at December 31, 2012&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;445,613&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;$&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;19.15&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;2.9&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;$&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;&amp;#151;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;/table&gt;&#13;&#13;&lt;p style="font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0.25in"&gt;&amp;#160;&amp;#160;&lt;/p&gt;</us-gaap:ScheduleOfShareBasedCompensationStockOptionsActivityTableTextBlock>
    <us-gaap:ScheduleOfNonvestedRestrictedStockUnitsActivityTableTextBlock contextRef="From2012-01-01to2012-12-31">&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"&gt;The following table presents information&#13;regarding the activity during 2010, 2011, and 2012 related to the Company&amp;#146;s outstanding performance units and restricted&#13;stock:&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify"&gt;&amp;#160;&lt;/p&gt;&#13;&#13;&lt;table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;&lt;tr style="vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="6" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Nonvested Performance Units&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="6" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Long-Term Restricted Stock&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"&gt;&amp;#160;&lt;/p&gt;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"&gt;&amp;#160;&lt;/p&gt;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"&gt;&amp;#160;&lt;/p&gt;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"&gt;&amp;#160;&lt;/p&gt;&#13;&#13;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Number of&lt;br /&gt;&#13; Units&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Weighted-&lt;br /&gt;&#13;Average &lt;br /&gt;&#13;Grant-Date &lt;br /&gt;&#13;Fair Value&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Number of&lt;br /&gt;&#13; Units&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Weighted-&lt;br /&gt;&#13;Average &lt;br /&gt;&#13;Grant-Date &lt;br /&gt;&#13;Fair Value&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="width: 60%; text-align: left; padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Nonvested at December 31, 2009&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="width: 1%; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 7%; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;54,225&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="width: 1%; padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;$&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 7%; padding-bottom: 1pt; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;16.53&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="width: 1%; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 7%; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;29,267&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="width: 1%; padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;$&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 7%; padding-bottom: 1pt; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;13.59&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Granted during the period&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#151;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#151;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#151;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#151;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Vested during the period&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#151;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#151;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#151;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#151;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Forfeited or expired during the period&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;(27,112&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;)&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;16.53&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;&amp;#151;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#151;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Nonvested at December 31, 2010&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;27,113&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;$&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;16.53&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;29,267&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;$&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;13.59&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Granted during the period&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#151;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#151;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;7,259&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;14.54&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Vested during the period&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;(27,022&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;)&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;16.53&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;(29,267&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;)&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;13.59&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Forfeited or expired during the period&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;(91&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;)&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;16.53&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;&amp;#151;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#151;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Nonvested at December 31, 2011&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#151;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;$&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#151;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;7,259&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;$&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;14.54&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Granted during the period&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#151;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#151;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;49,559&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;$&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;9.99&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Vested during the period&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#151;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#151;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#151;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#151;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Forfeited or expired during the period&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;&amp;#151;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#151;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;(2,474&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;)&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;12.55&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Nonvested at December 31, 2012&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;&amp;#151;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;$&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;&amp;#151;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;54,344&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;$&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;10.48&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;/table&gt;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"&gt;&amp;#160;&lt;/p&gt;</us-gaap:ScheduleOfNonvestedRestrictedStockUnitsActivityTableTextBlock>
    <us-gaap:ScheduleOfComplianceWithRegulatoryCapitalRequirementsUnderBankingRegulationsTextBlock contextRef="From2012-01-01to2012-12-31">&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"&gt;Also see Note 19 for discussion of preferred&#13;stock transactions that have affected the Company&amp;#146;s capital ratios.&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"&gt;&amp;#160;&lt;/p&gt;&#13;&#13;&lt;table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;&lt;tr style="vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="6" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Actual&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="6" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;For Capital &lt;br /&gt;Adequacy Purposes&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="6" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;To Be Well Capitalized &lt;br /&gt;Under Prompt Corrective &lt;br /&gt;Action Provisions&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="font: italic 10pt Calibri, Helvetica, Sans-Serif; text-align: justify"&gt;($ in thousands)&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Amount&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Ratio&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Amount&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Ratio&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Amount&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Ratio&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="6" nowrap="nowrap" style="text-align: center; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;(must equal or exceed)&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="6" nowrap="nowrap" style="text-align: center; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;(must equal or exceed)&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: justify"&gt;As of December 31, 2012&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: justify; padding-left: 1em"&gt;Total Capital Ratio&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="width: 40%; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: justify; padding-left: 1em"&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;Company&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; font: bold 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="width: 1%; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;$&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 7%; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;359,554&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; font: bold 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="width: 1%; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 7%; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;16.67%&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; font: bold 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="width: 1%; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;$&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 7%; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;172,572&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; font: bold 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="width: 1%; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 7%; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;8.00%&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; font: bold 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="width: 1%; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;$&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 7%; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;&lt;font style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&lt;b&gt;&amp;#160;N/A&lt;/b&gt;&lt;/font&gt;&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; font: bold 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="width: 1%; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 7%; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;&lt;font style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&lt;b&gt;N/A&lt;/b&gt;&lt;/font&gt;&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: justify; padding-left: 1em"&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;Bank&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;358,098&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;16.61%&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;172,424&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;8.00%&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;215,530&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;10.00%&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: justify; padding-left: 1em"&gt;Tier I Capital Ratio&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: justify; padding-left: 1em"&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;Company&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;332,350&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;15.41%&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;86,286&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;4.00%&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;&lt;font style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&lt;b&gt;N/A&lt;/b&gt;&lt;/font&gt;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;&lt;font style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&lt;b&gt;N/A&lt;/b&gt;&lt;/font&gt;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: justify; padding-left: 1em"&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;Bank&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;330,916&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;15.35%&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;86,212&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;4.00%&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;129,318&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;6.00%&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: justify; padding-left: 1em"&gt;Leverage Ratio&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: justify; padding-left: 1em"&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;Company&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;332,350&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;10.24%&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;129,820&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;4.00%&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;&lt;font style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&lt;b&gt;N/A&lt;/b&gt;&lt;/font&gt;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;&lt;font style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&lt;b&gt;N/A&lt;/b&gt;&lt;/font&gt;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: justify; padding-left: 1em"&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;Bank&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;330,916&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;10.20%&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;129,742&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;4.00%&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;162,178&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;5.00%&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;As of December 31, 2011&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif; padding-left: 1em"&gt;Total Capital Ratio&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif; padding-left: 1em"&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;Company&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;$&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;355,897&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;16.72%&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;$&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;170,329&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;8.00%&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;$&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&lt;font style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;N/A&lt;/font&gt;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&lt;font style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;N/A&lt;/font&gt;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif; padding-left: 1em"&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;Bank&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;354,235&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;16.65%&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;170,180&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;8.00%&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;212,725&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;10.00%&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif; padding-left: 1em"&gt;Tier I Capital Ratio&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif; padding-left: 1em"&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;Company&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;329,100&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;15.46%&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;85,165&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;4.00%&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&lt;font style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;N/A&lt;/font&gt;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&lt;font style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;N/A&lt;/font&gt;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif; padding-left: 1em"&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;Bank&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;327,461&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;15.39%&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;85,090&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;4.00%&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;127,635&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;6.00%&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif; padding-left: 1em"&gt;Leverage Ratio&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif; padding-left: 1em"&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;Company&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;329,100&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;10.21%&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;128,910&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;4.00%&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&lt;font style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;N/A&lt;/font&gt;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&lt;font style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;N/A&lt;/font&gt;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif; padding-left: 1em"&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;Bank&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;327,461&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;10.17%&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;128,831&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;4.00%&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;161,039&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;5.00%&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;/table&gt;&#13;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify"&gt;&amp;#160;&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify"&gt;&amp;#160;&lt;/p&gt;</us-gaap:ScheduleOfComplianceWithRegulatoryCapitalRequirementsUnderBankingRegulationsTextBlock>
    <us-gaap:ScheduleOfOtherNonoperatingIncomeExpenseTableTextBlock contextRef="From2012-01-01to2012-12-31">&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"&gt;Components of other noninterest income/expense&#13;exceeding 1% of total income for any of the years ended December 31, 2012, 2011, and 2010 are as follows:&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left; text-indent: 0.25in"&gt;&amp;#160;&lt;/p&gt;&#13;&#13;&lt;table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;&lt;tr style="vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="font: italic 10pt Calibri, Helvetica, Sans-Serif; text-align: justify"&gt;($ in thousands)&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: center; border-bottom: Black 1pt solid"&gt;2012&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: bold 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;2011&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;2010&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="width: 70%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Other service charges, commissions, and fees &amp;#150; debit interchange income&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; font: bold 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="width: 1%; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;$&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 7%; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;5,262&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;4,757&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;3,608&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Other service charges, commissions, and fees &amp;#150; other interchange income&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;1,213&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;1,033&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;912&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Other operating expenses &amp;#150; interchange expense&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;2,416&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;2,042&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;1,736&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Other operating expenses &amp;#150; stationery and supplies&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;2,240&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;2,867&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;2,563&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Other operating expenses &amp;#150; telephone expense&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;1,683&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;2,127&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;2,053&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Other operating expenses &amp;#150; FDIC insurance expense&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;2,678&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;3,008&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;4,387&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Other operating expenses &amp;#150; repossession and collection &amp;#150; non-covered&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;3,107&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;3,492&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;2,138&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Other operating expenses &amp;#150; repossession and collection &amp;#150; covered, net of &lt;br /&gt;&#13;&amp;#160;&amp;#160;FDIC reimbursement and rental income&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;1,642&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;1,968&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;2,617&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Other operating expenses &amp;#150; outside consultants&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;1,916&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;1,842&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;1,185&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Other operating expenses &amp;#150; legal and audit&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;1,722&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;1,595&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;1,572&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;/table&gt;&#13;&#13;&lt;p style="font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify"&gt;&amp;#160;&lt;/p&gt;</us-gaap:ScheduleOfOtherNonoperatingIncomeExpenseTableTextBlock>
    <FBP:CondensedFinancialDataForFirstBancorpParentCompanyOnlyCondensedBalanceSheetsTableTextBlock contextRef="From2012-01-01to2012-12-31">&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"&gt;Condensed financial data for First Bancorp&#13;(parent company only) follows:&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify"&gt;&amp;#160;&lt;/p&gt;&#13;&#13;&lt;table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;&lt;tr style="vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;CONDENSED BALANCE SHEETS&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="6" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;As of December 31,&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="font: italic 10pt Calibri, Helvetica, Sans-Serif; text-align: justify"&gt;($ in thousands)&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: center; border-bottom: Black 1pt solid"&gt;2012&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: bold 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;2011&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-decoration: underline; text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Assets&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="width: 80%; text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Cash on deposit with bank subsidiary&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; font: bold 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="width: 1%; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;$&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 7%; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;3,335&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;3,324&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Investment in wholly-owned subsidiaries, at equity&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;399,688&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;388,528&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Premises and Equipment&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;152&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;161&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Other assets&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;1,637&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;1,633&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;Total assets&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 2.5pt"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;$&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;404,812&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;393,646&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-decoration: underline; text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Liabilities and shareholders&amp;#146; equity&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Trust preferred securities&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;$&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;46,394&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;46,394&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Other liabilities&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;2,301&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;2,102&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;Total liabilities&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;48,695&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;48,496&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Shareholders&amp;#146; equity&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;356,117&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;345,150&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;Total liabilities and shareholders&amp;#146; equity&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 2.5pt"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;$&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;404,812&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;393,646&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;/table&gt;&#13;&#13;&lt;p style="font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify"&gt;&amp;#160;&lt;/p&gt;</FBP:CondensedFinancialDataForFirstBancorpParentCompanyOnlyCondensedBalanceSheetsTableTextBlock>
    <FBP:CondensedFinancialDataForFirstBancorpParentCompanyOnlyCondensedStatementsOfIncomeTableTextBlock contextRef="From2012-01-01to2012-12-31">&lt;p style="font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify"&gt;&lt;/p&gt;&#13;&#13;&lt;table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;&lt;tr style="vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;CONDENSED STATEMENTS OF INCOME&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="10" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Year Ended December 31,&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="font: italic 10pt Calibri, Helvetica, Sans-Serif; text-align: justify"&gt;($ in thousands)&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: center; border-bottom: Black 1pt solid"&gt;2012&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: bold 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;2011&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;2010&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="width: 70%; text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Dividends from wholly-owned subsidiaries&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; font: bold 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="width: 1%; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;$&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 7%; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;10,000&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;9,500&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;26,250&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Earnings (losses) of wholly-owned subsidiaries, net of dividends&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;(31,493&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;)&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;5,862&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;(14,536&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;)&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Interest expense&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;(1,111&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;)&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;(1,041&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;)&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;(1,054&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;)&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;All other income and expenses, net&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;(802&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;)&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;(679&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;)&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;(678&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;)&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;Net income (loss)&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;(23,406&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;)&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;13,642&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;9,982&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;Preferred stock dividends and accretion&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;(2,809&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;)&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;(6,166&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;)&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;(4,107&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;)&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;Net income (loss) available to common shareholders&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 2.5pt"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;$&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;(26,215&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;)&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;7,476&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;5,875&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;/table&gt;&#13;&#13;&lt;p style="font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify"&gt;&amp;#160;&lt;/p&gt;</FBP:CondensedFinancialDataForFirstBancorpParentCompanyOnlyCondensedStatementsOfIncomeTableTextBlock>
    <FBP:CondensedFinancialDataForFirstBancorpParentCompanyOnlyCondensedStatementsOfCashFlowsTableTextBlock contextRef="From2012-01-01to2012-12-31">&lt;table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&lt;tr style="vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&lt;td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;CONDENSED STATEMENTS OF CASH FLOWS&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="10" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Year Ended December 31,&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="font: italic 10pt Calibri, Helvetica, Sans-Serif; text-align: justify"&gt;($ in thousands)&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: center; border-bottom: Black 1pt solid"&gt;2012&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: bold 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;2011&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;2010&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Operating Activities:&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="width: 70%; text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;Net income (loss)&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; font: bold 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="width: 1%; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;$&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 7%; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;(23,406&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;)&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;13,642&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;9,982&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; text-indent: -22.5pt; padding-left: 22.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;Equity in undistributed (earnings) losses of subsidiaries&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;21,493&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;(5,862&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;)&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#151;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; text-indent: -22.5pt; padding-left: 22.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;Dividend from subsidiaries in excess of earnings&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;10,000&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&lt;font style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#151;&lt;/font&gt;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;14,536&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;Decrease in other assets&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;26&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;38&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;32&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt"&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;Increase (decrease) in other liabilities&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left; border-bottom: Black 1pt solid"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right; border-bottom: Black 1pt solid"&gt;199&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left; padding-bottom: 1pt"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif; border-bottom: Black 1pt solid"&gt;(62&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt"&gt;)&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif; border-bottom: Black 1pt solid"&gt;17&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt"&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;Total &amp;#150; operating activities&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left; border-bottom: Black 1pt solid"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right; border-bottom: Black 1pt solid"&gt;8,312&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left; padding-bottom: 1pt"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif; border-bottom: Black 1pt solid"&gt;7,756&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif; border-bottom: Black 1pt solid"&gt;24,567&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Investing Activities:&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;Downstream cash investment in subsidiary&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;(33,850&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;)&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;(16,250&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;)&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&lt;font style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#151;&lt;/font&gt;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt"&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;Cash proceeds from dissolution of subsidiary&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left; border-bottom: Black 1pt solid"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right; border-bottom: Black 1pt solid"&gt;&lt;font style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&lt;b&gt;&amp;#151;&lt;/b&gt;&lt;/font&gt;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left; padding-bottom: 1pt"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif; border-bottom: Black 1pt solid"&gt;&lt;font style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#151;&lt;/font&gt;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif; border-bottom: Black 1pt solid"&gt;706&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt"&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;Total &amp;#150; investing activities&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left; border-bottom: Black 1pt solid"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right; border-bottom: Black 1pt solid"&gt;(33,850&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left; padding-bottom: 1pt"&gt;)&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif; border-bottom: Black 1pt solid"&gt;(16,250&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt"&gt;)&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif; border-bottom: Black 1pt solid"&gt;706&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Financing Activities:&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;Payment of preferred and common cash dividends&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;(8,463&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;)&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;(8,237&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;)&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;(8,609&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;)&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; text-indent: -0.3in; padding-left: 0.3in; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;Proceeds from issuance of preferred stock&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;7,287&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;63,500&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&lt;font style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#151;&lt;/font&gt;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; text-indent: -0.3in; padding-left: 0.3in; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;Redemption of preferred stock&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&lt;font style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#151;&lt;/font&gt;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;(65,000&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;)&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#151;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;Proceeds from issuance of common stock&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;26,727&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;881&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;840&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;Repurchases of common stock&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;(2&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;)&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;(228&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;)&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&lt;font style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#151;&lt;/font&gt;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt"&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;Repurchase of common stock warrants&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif; border-bottom: Black 1pt solid"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif; border-bottom: Black 1pt solid"&gt;&lt;font style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#151;&lt;/font&gt;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif; border-bottom: Black 1pt solid"&gt;(924&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt"&gt;)&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif; border-bottom: Black 1pt solid"&gt;&lt;font style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#151;&lt;/font&gt;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt"&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;Total - financing activities&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left; border-bottom: Black 1pt solid"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right; border-bottom: Black 1pt solid"&gt;25,549&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left; padding-bottom: 1pt"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif; border-bottom: Black 1pt solid"&gt;(10,008&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt"&gt;)&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif; border-bottom: Black 1pt solid"&gt;(7,769&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt"&gt;)&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Net increase (decrease) in cash&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;11&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;(18,502&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;)&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;17,504&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt"&gt;Cash, beginning of year&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left; border-bottom: Black 1pt solid"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right; border-bottom: Black 1pt solid"&gt;3,324&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left; padding-bottom: 1pt"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif; border-bottom: Black 1pt solid"&gt;21,826&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif; border-bottom: Black 1pt solid"&gt;4,322&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 2.5pt"&gt;Cash, end of year&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 2.5pt"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left; border-bottom: Black 2.5pt double"&gt;$&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right; border-bottom: Black 2.5pt double"&gt;3,335&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left; padding-bottom: 2.5pt"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 2.5pt"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 2.5pt"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif; border-bottom: Black 2.5pt double"&gt;3,324&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 2.5pt"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 2.5pt"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 2.5pt"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif; border-bottom: Black 2.5pt double"&gt;21,826&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 2.5pt"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;/table&gt;&#13;&#13;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify"&gt;&amp;#160;&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify"&gt;&amp;#160;&lt;/p&gt;</FBP:CondensedFinancialDataForFirstBancorpParentCompanyOnlyCondensedStatementsOfCashFlowsTableTextBlock>
    <FBP:ScheduleOfOptionPricingAssumptions2TableTextBlock contextRef="From2012-01-01to2012-12-31">&lt;p style="font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0.25in"&gt;&amp;#160;&lt;/p&gt;&#13;&#13;&lt;table cellspacing="0" cellpadding="0" align="center" style="font: 10pt Calibri, Helvetica, Sans-Serif; width: 50%; border-collapse: collapse"&gt;&#13;&lt;tr style="vertical-align: top; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="width: 65%; text-align: justify; font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif"&gt;&lt;font style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Expected dividend yield&lt;/font&gt;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="width: 35%; text-align: center; font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif"&gt;&lt;font style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;4.83%&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: top; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif"&gt;&lt;font style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Risk-free interest rate&lt;/font&gt;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: center; font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif"&gt;&lt;font style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;2.48%&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: top; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif"&gt;&lt;font style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Expected life&lt;/font&gt;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: center; font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif"&gt;&lt;font style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;10 years&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: top; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif"&gt;&lt;font style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Expected volatility&lt;/font&gt;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: center; font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif"&gt;&lt;font style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;35.00%&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: top; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif"&gt;&lt;font style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Weighted average fair value&lt;/font&gt;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: center; font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif"&gt;&lt;font style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;$ 4.47&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;</FBP:ScheduleOfOptionPricingAssumptions2TableTextBlock>
    <us-gaap:PropertyPlantAndEquipmentTextBlock contextRef="From2012-01-01to2012-12-31">&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"&gt;Premises and equipment at December 31,&#13;2012 and 2011 consisted of the following:&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify"&gt;&amp;#160;&lt;/p&gt;&#13;&#13;&lt;table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;&lt;tr style="vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="font: italic 10pt Calibri, Helvetica, Sans-Serif; text-align: justify"&gt;($ in thousands)&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: center; border-bottom: Black 1pt solid"&gt;2012&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: bold 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;2011&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="width: 80%; text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Land&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; font: bold 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="width: 1%; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;$&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 7%; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;23,359&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;22,700&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Buildings&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;58,601&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;53,818&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Furniture and equipment&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;34,179&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;31,618&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Leasehold improvements&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;1,980&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;2,003&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;Total cost&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;118,119&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;110,139&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Less accumulated depreciation and amortization&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;(43,748&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;)&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;(40,164&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;)&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;Net book value of premises and equipment&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 2.5pt"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;$&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;74,371&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;69,975&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;/table&gt;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify"&gt;&lt;b&gt;&amp;#160;&lt;/b&gt;&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify"&gt;&lt;b&gt;&amp;#160;&lt;/b&gt;&lt;/p&gt;</us-gaap:PropertyPlantAndEquipmentTextBlock>
    <us-gaap:IncreaseDecreaseInInterestPayableNet contextRef="From2012-01-01to2012-12-31" unitRef="USD" decimals="-3">-577000</us-gaap:IncreaseDecreaseInInterestPayableNet>
    <us-gaap:IncreaseDecreaseInInterestPayableNet contextRef="From2011-01-01to2011-12-31" unitRef="USD" decimals="-3">-210000</us-gaap:IncreaseDecreaseInInterestPayableNet>
    <us-gaap:IncreaseDecreaseInInterestPayableNet contextRef="From2010-01-01to2010-12-31" unitRef="USD" decimals="-3">-972000</us-gaap:IncreaseDecreaseInInterestPayableNet>
    <dei:EntityCommonStockSharesOutstanding contextRef="AsOf2013-02-28" unitRef="Shares" decimals="INF">19671775</dei:EntityCommonStockSharesOutstanding>
    <dei:EntityPublicFloat contextRef="AsOf2012-06-30" unitRef="USD" decimals="0">134981359</dei:EntityPublicFloat>
    <us-gaap:PreferredStockDividendsIncomeStatementImpact contextRef="From2012-01-01to2012-12-31" unitRef="USD" decimals="-3">2809000</us-gaap:PreferredStockDividendsIncomeStatementImpact>
    <us-gaap:PreferredStockDividendsIncomeStatementImpact contextRef="From2011-01-01to2011-12-31" unitRef="USD" decimals="-3">3234000</us-gaap:PreferredStockDividendsIncomeStatementImpact>
    <us-gaap:PreferredStockDividendsIncomeStatementImpact contextRef="From2010-01-01to2010-12-31" unitRef="USD" decimals="-3">3250000</us-gaap:PreferredStockDividendsIncomeStatementImpact>
    <us-gaap:PreferredStockRedemptionDiscount contextRef="From2012-01-01to2012-12-31" unitRef="USD" xsi:nil="true" />
    <us-gaap:PreferredStockRedemptionDiscount contextRef="From2011-01-01to2011-12-31" unitRef="USD" decimals="-3">-2932000</us-gaap:PreferredStockRedemptionDiscount>
    <us-gaap:PreferredStockRedemptionDiscount contextRef="From2010-01-01to2010-12-31" unitRef="USD" decimals="-3">-857000</us-gaap:PreferredStockRedemptionDiscount>
    <us-gaap:OtherComprehensiveIncomeLossAmortizationPensionAndOtherPostretirementBenefitPlansNetPriorServiceCostRecognizedInNetPeriodicBenefitCostBeforeTax contextRef="From2012-01-01to2012-12-31" unitRef="USD" decimals="-3">-179000</us-gaap:OtherComprehensiveIncomeLossAmortizationPensionAndOtherPostretirementBenefitPlansNetPriorServiceCostRecognizedInNetPeriodicBenefitCostBeforeTax>
    <us-gaap:OtherComprehensiveIncomeLossAmortizationPensionAndOtherPostretirementBenefitPlansNetPriorServiceCostRecognizedInNetPeriodicBenefitCostBeforeTax contextRef="From2011-01-01to2011-12-31" unitRef="USD" decimals="-3">-32000</us-gaap:OtherComprehensiveIncomeLossAmortizationPensionAndOtherPostretirementBenefitPlansNetPriorServiceCostRecognizedInNetPeriodicBenefitCostBeforeTax>
    <us-gaap:OtherComprehensiveIncomeLossAmortizationPensionAndOtherPostretirementBenefitPlansNetPriorServiceCostRecognizedInNetPeriodicBenefitCostBeforeTax contextRef="From2010-01-01to2010-12-31" unitRef="USD" decimals="-3">-35000</us-gaap:OtherComprehensiveIncomeLossAmortizationPensionAndOtherPostretirementBenefitPlansNetPriorServiceCostRecognizedInNetPeriodicBenefitCostBeforeTax>
    <us-gaap:OtherComprehensiveIncomeAmortizationOfDefinedBenefitPlanNetPriorServiceCostRecognizedInNetPeriodicPensionCostTax contextRef="From2012-01-01to2012-12-31" unitRef="USD" decimals="-3">-70000</us-gaap:OtherComprehensiveIncomeAmortizationOfDefinedBenefitPlanNetPriorServiceCostRecognizedInNetPeriodicPensionCostTax>
    <us-gaap:OtherComprehensiveIncomeAmortizationOfDefinedBenefitPlanNetPriorServiceCostRecognizedInNetPeriodicPensionCostTax contextRef="From2011-01-01to2011-12-31" unitRef="USD" decimals="-3">-13000</us-gaap:OtherComprehensiveIncomeAmortizationOfDefinedBenefitPlanNetPriorServiceCostRecognizedInNetPeriodicPensionCostTax>
    <us-gaap:OtherComprehensiveIncomeAmortizationOfDefinedBenefitPlanNetPriorServiceCostRecognizedInNetPeriodicPensionCostTax contextRef="From2010-01-01to2010-12-31" unitRef="USD" decimals="-3">-13000</us-gaap:OtherComprehensiveIncomeAmortizationOfDefinedBenefitPlanNetPriorServiceCostRecognizedInNetPeriodicPensionCostTax>
    <us-gaap:OtherComprehensiveIncomeDefinedBenefitPlansNetUnamortizedGainLossArisingDuringPeriodTax contextRef="From2012-01-01to2012-12-31" unitRef="USD" decimals="-3">5542000</us-gaap:OtherComprehensiveIncomeDefinedBenefitPlansNetUnamortizedGainLossArisingDuringPeriodTax>
    <us-gaap:OtherComprehensiveIncomeDefinedBenefitPlansNetUnamortizedGainLossArisingDuringPeriodTax contextRef="From2011-01-01to2011-12-31" unitRef="USD" decimals="-3">-3080000</us-gaap:OtherComprehensiveIncomeDefinedBenefitPlansNetUnamortizedGainLossArisingDuringPeriodTax>
    <us-gaap:OtherComprehensiveIncomeDefinedBenefitPlansNetUnamortizedGainLossArisingDuringPeriodTax contextRef="From2010-01-01to2010-12-31" unitRef="USD" decimals="-3">-911000</us-gaap:OtherComprehensiveIncomeDefinedBenefitPlansNetUnamortizedGainLossArisingDuringPeriodTax>
    <us-gaap:OtherComprehensiveIncomeReclassificationOfDefinedBenefitPlansNetGainLossRecognizedInNetPeriodicBenefitCostBeforeTax contextRef="From2012-01-01to2012-12-31" unitRef="USD" decimals="-3">545000</us-gaap:OtherComprehensiveIncomeReclassificationOfDefinedBenefitPlansNetGainLossRecognizedInNetPeriodicBenefitCostBeforeTax>
    <us-gaap:OtherComprehensiveIncomeReclassificationOfDefinedBenefitPlansNetGainLossRecognizedInNetPeriodicBenefitCostBeforeTax contextRef="From2011-01-01to2011-12-31" unitRef="USD" decimals="-3">393000</us-gaap:OtherComprehensiveIncomeReclassificationOfDefinedBenefitPlansNetGainLossRecognizedInNetPeriodicBenefitCostBeforeTax>
    <us-gaap:OtherComprehensiveIncomeReclassificationOfDefinedBenefitPlansNetGainLossRecognizedInNetPeriodicBenefitCostBeforeTax contextRef="From2010-01-01to2010-12-31" unitRef="USD" decimals="-3">531000</us-gaap:OtherComprehensiveIncomeReclassificationOfDefinedBenefitPlansNetGainLossRecognizedInNetPeriodicBenefitCostBeforeTax>
    <us-gaap:OtherComprehensiveIncomeLossReclassificationPensionAndOtherPostretirementBenefitPlansNetGainLossRecognizedInNetPeriodicBenefitCostTax contextRef="From2012-01-01to2012-12-31" unitRef="USD" decimals="-3">212000</us-gaap:OtherComprehensiveIncomeLossReclassificationPensionAndOtherPostretirementBenefitPlansNetGainLossRecognizedInNetPeriodicBenefitCostTax>
    <us-gaap:OtherComprehensiveIncomeLossReclassificationPensionAndOtherPostretirementBenefitPlansNetGainLossRecognizedInNetPeriodicBenefitCostTax contextRef="From2011-01-01to2011-12-31" unitRef="USD" decimals="-3">155000</us-gaap:OtherComprehensiveIncomeLossReclassificationPensionAndOtherPostretirementBenefitPlansNetGainLossRecognizedInNetPeriodicBenefitCostTax>
    <us-gaap:OtherComprehensiveIncomeLossReclassificationPensionAndOtherPostretirementBenefitPlansNetGainLossRecognizedInNetPeriodicBenefitCostTax contextRef="From2010-01-01to2010-12-31" unitRef="USD" decimals="-3">210000</us-gaap:OtherComprehensiveIncomeLossReclassificationPensionAndOtherPostretirementBenefitPlansNetGainLossRecognizedInNetPeriodicBenefitCostTax>
    <us-gaap:PreferredStockAccretionOfRedemptionDiscount contextRef="From2011-01-01to2011-12-31_RetainedEarningsMember" unitRef="USD" decimals="-3">-2932000</us-gaap:PreferredStockAccretionOfRedemptionDiscount>
    <us-gaap:PreferredStockAccretionOfRedemptionDiscount contextRef="From2011-01-01to2011-12-31_PreferredStockDiscountMemberMember" unitRef="USD" decimals="-3">2932000</us-gaap:PreferredStockAccretionOfRedemptionDiscount>
    <us-gaap:PreferredStockAccretionOfRedemptionDiscount contextRef="From2010-01-01to2010-12-31" unitRef="USD" xsi:nil="true" />
    <us-gaap:PreferredStockAccretionOfRedemptionDiscount contextRef="From2010-01-01to2010-12-31_PreferredStockDiscountMemberMember" unitRef="USD" decimals="-3">857000</us-gaap:PreferredStockAccretionOfRedemptionDiscount>
    <us-gaap:PreferredStockAccretionOfRedemptionDiscount contextRef="From2010-01-01to2010-12-31_RetainedEarningsMember" unitRef="USD" decimals="-3">-857000</us-gaap:PreferredStockAccretionOfRedemptionDiscount>
    <us-gaap:PreferredStockAccretionOfRedemptionDiscount contextRef="From2011-07-01to2011-09-30_TreasuryCapitalPurchaseProgramMember" unitRef="USD" decimals="-3">2300000</us-gaap:PreferredStockAccretionOfRedemptionDiscount>
    <us-gaap:PreferredStockAccretionOfRedemptionDiscount contextRef="From2011-01-01to2011-12-31_TreasuryCapitalPurchaseProgramMember" unitRef="USD" decimals="-3">1000000</us-gaap:PreferredStockAccretionOfRedemptionDiscount>
    <us-gaap:PreferredStockAccretionOfRedemptionDiscount contextRef="From2010-01-01to2010-12-31_TreasuryCapitalPurchaseProgramMember" unitRef="USD" decimals="-3">800000</us-gaap:PreferredStockAccretionOfRedemptionDiscount>
    <us-gaap:TransferOfPortfolioLoansAndLeasesToHeldForSale1 contextRef="From2012-01-01to2012-12-31" unitRef="USD" decimals="-3">30393000</us-gaap:TransferOfPortfolioLoansAndLeasesToHeldForSale1>
    <us-gaap:TransferOfPortfolioLoansAndLeasesToHeldForSale1 contextRef="From2011-01-01to2011-12-31" unitRef="USD" xsi:nil="true" />
    <us-gaap:TransferOfPortfolioLoansAndLeasesToHeldForSale1 contextRef="From2010-01-01to2010-12-31" unitRef="USD" xsi:nil="true" />
    <us-gaap:InterestPayableCurrentAndNoncurrent contextRef="AsOf2011-12-31" unitRef="USD" decimals="-3">1872000</us-gaap:InterestPayableCurrentAndNoncurrent>
    <us-gaap:InterestPayableCurrentAndNoncurrent contextRef="AsOf2012-12-31" unitRef="USD" decimals="-3">1299000</us-gaap:InterestPayableCurrentAndNoncurrent>
    <us-gaap:InterestPayableCurrentAndNoncurrent contextRef="AsOf2012-12-31_FairValueInputsLevelMember" unitRef="USD" decimals="-3">2000</us-gaap:InterestPayableCurrentAndNoncurrent>
    <us-gaap:InterestPayableCurrentAndNoncurrent contextRef="AsOf2011-12-31_FairValueInputsLevelMember" unitRef="USD" decimals="-3">2000</us-gaap:InterestPayableCurrentAndNoncurrent>
    <us-gaap:InterestPayableCurrentAndNoncurrent contextRef="AsOf2012-12-31_CarryingReportedAmountFairValueDisclosureMember" unitRef="USD" decimals="-3">1299000</us-gaap:InterestPayableCurrentAndNoncurrent>
    <us-gaap:InterestPayableCurrentAndNoncurrent contextRef="AsOf2011-12-31_CarryingReportedAmountFairValueDisclosureMember" unitRef="USD" decimals="-3">1872000</us-gaap:InterestPayableCurrentAndNoncurrent>
    <us-gaap:InterestPayableCurrentAndNoncurrent contextRef="AsOf2012-12-31_EstimateOfFairValueFairValueDisclosureMember" unitRef="USD" decimals="-3">1299000</us-gaap:InterestPayableCurrentAndNoncurrent>
    <us-gaap:InterestPayableCurrentAndNoncurrent contextRef="AsOf2011-12-31_EstimateOfFairValueFairValueDisclosureMember" unitRef="USD" decimals="-3">1872000</us-gaap:InterestPayableCurrentAndNoncurrent>
    <us-gaap:CashAndCashEquivalentsFairValueDisclosure contextRef="AsOf2012-12-31_FairValueInputsLevelMember" unitRef="USD" decimals="-3">1000</us-gaap:CashAndCashEquivalentsFairValueDisclosure>
    <us-gaap:CashAndCashEquivalentsFairValueDisclosure contextRef="AsOf2011-12-31_FairValueInputsLevelMember" unitRef="USD" decimals="-3">1000</us-gaap:CashAndCashEquivalentsFairValueDisclosure>
    <us-gaap:CashAndCashEquivalentsFairValueDisclosure contextRef="AsOf2012-12-31_CarryingReportedAmountFairValueDisclosureMember" unitRef="USD" decimals="-3">96588000</us-gaap:CashAndCashEquivalentsFairValueDisclosure>
    <us-gaap:CashAndCashEquivalentsFairValueDisclosure contextRef="AsOf2011-12-31_CarryingReportedAmountFairValueDisclosureMember" unitRef="USD" decimals="-3">80341000</us-gaap:CashAndCashEquivalentsFairValueDisclosure>
    <us-gaap:CashAndCashEquivalentsFairValueDisclosure contextRef="AsOf2012-12-31_EstimateOfFairValueFairValueDisclosureMember" unitRef="USD" decimals="-3">96588000</us-gaap:CashAndCashEquivalentsFairValueDisclosure>
    <us-gaap:CashAndCashEquivalentsFairValueDisclosure contextRef="AsOf2011-12-31_EstimateOfFairValueFairValueDisclosureMember" unitRef="USD" decimals="-3">80341000</us-gaap:CashAndCashEquivalentsFairValueDisclosure>
    <FBP:FedFundsSoldFairValueDisclosure contextRef="AsOf2012-12-31_FairValueInputsLevelMember" unitRef="USD" decimals="-3">1000</FBP:FedFundsSoldFairValueDisclosure>
    <FBP:FedFundsSoldFairValueDisclosure contextRef="AsOf2011-12-31_FairValueInputsLevelMember" unitRef="USD" decimals="-3">1000</FBP:FedFundsSoldFairValueDisclosure>
    <FBP:FedFundsSoldFairValueDisclosure contextRef="AsOf2012-12-31_CarryingReportedAmountFairValueDisclosureMember" unitRef="USD" xsi:nil="true" />
    <FBP:FedFundsSoldFairValueDisclosure contextRef="AsOf2011-12-31_CarryingReportedAmountFairValueDisclosureMember" unitRef="USD" decimals="-3">608000</FBP:FedFundsSoldFairValueDisclosure>
    <FBP:FedFundsSoldFairValueDisclosure contextRef="AsOf2012-12-31_EstimateOfFairValueFairValueDisclosureMember" unitRef="USD" xsi:nil="true" />
    <FBP:FedFundsSoldFairValueDisclosure contextRef="AsOf2011-12-31_EstimateOfFairValueFairValueDisclosureMember" unitRef="USD" decimals="-3">608000</FBP:FedFundsSoldFairValueDisclosure>
    <us-gaap:DueFromBanks contextRef="AsOf2012-12-31_FairValueInputsLevelMember" unitRef="USD" decimals="-3">1000</us-gaap:DueFromBanks>
    <us-gaap:DueFromBanks contextRef="AsOf2011-12-31_FairValueInputsLevelMember" unitRef="USD" decimals="-3">1000</us-gaap:DueFromBanks>
    <us-gaap:DueFromBanks contextRef="AsOf2012-12-31_CarryingReportedAmountFairValueDisclosureMember" unitRef="USD" decimals="-3">144919000</us-gaap:DueFromBanks>
    <us-gaap:DueFromBanks contextRef="AsOf2011-12-31_CarryingReportedAmountFairValueDisclosureMember" unitRef="USD" decimals="-3">135218000</us-gaap:DueFromBanks>
    <us-gaap:DueFromBanks contextRef="AsOf2012-12-31_EstimateOfFairValueFairValueDisclosureMember" unitRef="USD" decimals="-3">144919000</us-gaap:DueFromBanks>
    <us-gaap:DueFromBanks contextRef="AsOf2011-12-31_EstimateOfFairValueFairValueDisclosureMember" unitRef="USD" decimals="-3">135218000</us-gaap:DueFromBanks>
    <us-gaap:LoansReceivableFairValueDisclosure contextRef="AsOf2012-12-31_FairValueInputsLevelMember" unitRef="USD" decimals="-3">3000</us-gaap:LoansReceivableFairValueDisclosure>
    <us-gaap:LoansReceivableFairValueDisclosure contextRef="AsOf2011-12-31_FairValueInputsLevelMember" unitRef="USD" decimals="-3">3000</us-gaap:LoansReceivableFairValueDisclosure>
    <us-gaap:LoansReceivableFairValueDisclosure contextRef="AsOf2012-12-31_CarryingReportedAmountFairValueDisclosureMember" unitRef="USD" decimals="-3">2052500000</us-gaap:LoansReceivableFairValueDisclosure>
    <us-gaap:LoansReceivableFairValueDisclosure contextRef="AsOf2011-12-31_CarryingReportedAmountFairValueDisclosureMember" unitRef="USD" decimals="-3">2033542000</us-gaap:LoansReceivableFairValueDisclosure>
    <us-gaap:LoansReceivableFairValueDisclosure contextRef="AsOf2012-12-31_EstimateOfFairValueFairValueDisclosureMember" unitRef="USD" decimals="-3">1998620000</us-gaap:LoansReceivableFairValueDisclosure>
    <us-gaap:LoansReceivableFairValueDisclosure contextRef="AsOf2011-12-31_EstimateOfFairValueFairValueDisclosureMember" unitRef="USD" decimals="-3">1987979000</us-gaap:LoansReceivableFairValueDisclosure>
    <us-gaap:LoansHeldForSaleFairValueDisclosure contextRef="AsOf2012-12-31_FairValueInputsLevelMember" unitRef="USD" decimals="-3">2000</us-gaap:LoansHeldForSaleFairValueDisclosure>
    <us-gaap:LoansHeldForSaleFairValueDisclosure contextRef="AsOf2011-12-31_FairValueInputsLevelMember" unitRef="USD" decimals="-3">2000</us-gaap:LoansHeldForSaleFairValueDisclosure>
    <us-gaap:LoansHeldForSaleFairValueDisclosure contextRef="AsOf2012-12-31_CarryingReportedAmountFairValueDisclosureMember" unitRef="USD" decimals="-3">30393000</us-gaap:LoansHeldForSaleFairValueDisclosure>
    <us-gaap:LoansHeldForSaleFairValueDisclosure contextRef="AsOf2011-12-31_CarryingReportedAmountFairValueDisclosureMember" unitRef="USD" xsi:nil="true" />
    <us-gaap:LoansHeldForSaleFairValueDisclosure contextRef="AsOf2012-12-31_EstimateOfFairValueFairValueDisclosureMember" unitRef="USD" decimals="-3">30393000</us-gaap:LoansHeldForSaleFairValueDisclosure>
    <us-gaap:LoansHeldForSaleFairValueDisclosure contextRef="AsOf2011-12-31_EstimateOfFairValueFairValueDisclosureMember" unitRef="USD" xsi:nil="true" />
    <FBP:PresoldMortgagesInProcessOfSettlementFairValueDisclosure contextRef="AsOf2012-12-31_FairValueInputsLevelMember" unitRef="USD" decimals="-3">1000</FBP:PresoldMortgagesInProcessOfSettlementFairValueDisclosure>
    <FBP:PresoldMortgagesInProcessOfSettlementFairValueDisclosure contextRef="AsOf2011-12-31_FairValueInputsLevelMember" unitRef="USD" decimals="-3">1000</FBP:PresoldMortgagesInProcessOfSettlementFairValueDisclosure>
    <FBP:PresoldMortgagesInProcessOfSettlementFairValueDisclosure contextRef="AsOf2012-12-31_CarryingReportedAmountFairValueDisclosureMember" unitRef="USD" decimals="-3">8490000</FBP:PresoldMortgagesInProcessOfSettlementFairValueDisclosure>
    <FBP:PresoldMortgagesInProcessOfSettlementFairValueDisclosure contextRef="AsOf2011-12-31_CarryingReportedAmountFairValueDisclosureMember" unitRef="USD" decimals="-3">6090000</FBP:PresoldMortgagesInProcessOfSettlementFairValueDisclosure>
    <FBP:PresoldMortgagesInProcessOfSettlementFairValueDisclosure contextRef="AsOf2012-12-31_EstimateOfFairValueFairValueDisclosureMember" unitRef="USD" decimals="-3">8490000</FBP:PresoldMortgagesInProcessOfSettlementFairValueDisclosure>
    <FBP:PresoldMortgagesInProcessOfSettlementFairValueDisclosure contextRef="AsOf2011-12-31_EstimateOfFairValueFairValueDisclosureMember" unitRef="USD" decimals="-3">6090000</FBP:PresoldMortgagesInProcessOfSettlementFairValueDisclosure>
    <us-gaap:DebtInstrumentFairValue contextRef="AsOf2012-12-31_FairValueInputsLevelMember" unitRef="USD" decimals="-3">2000</us-gaap:DebtInstrumentFairValue>
    <us-gaap:DebtInstrumentFairValue contextRef="AsOf2011-12-31_FairValueInputsLevelMember" unitRef="USD" decimals="-3">2000</us-gaap:DebtInstrumentFairValue>
    <us-gaap:DebtInstrumentFairValue contextRef="AsOf2012-12-31_CarryingReportedAmountFairValueDisclosureMember" unitRef="USD" decimals="-3">46394000</us-gaap:DebtInstrumentFairValue>
    <us-gaap:DebtInstrumentFairValue contextRef="AsOf2011-12-31_CarryingReportedAmountFairValueDisclosureMember" unitRef="USD" decimals="-3">133925000</us-gaap:DebtInstrumentFairValue>
    <us-gaap:DebtInstrumentFairValue contextRef="AsOf2012-12-31_EstimateOfFairValueFairValueDisclosureMember" unitRef="USD" decimals="-3">20981000</us-gaap:DebtInstrumentFairValue>
    <us-gaap:DebtInstrumentFairValue contextRef="AsOf2011-12-31_EstimateOfFairValueFairValueDisclosureMember" unitRef="USD" decimals="-3">106333000</us-gaap:DebtInstrumentFairValue>
    <us-gaap:SecuritiesLoanedOrSoldUnderAgreementsToRepurchaseFairValueDisclosure contextRef="AsOf2011-12-31" unitRef="USD" decimals="-3">17105000</us-gaap:SecuritiesLoanedOrSoldUnderAgreementsToRepurchaseFairValueDisclosure>
    <us-gaap:SecuritiesLoanedOrSoldUnderAgreementsToRepurchaseFairValueDisclosure contextRef="AsOf2012-12-31" unitRef="USD" xsi:nil="true" />
    <us-gaap:SecuritiesLoanedOrSoldUnderAgreementsToRepurchaseFairValueDisclosure contextRef="AsOf2012-12-31_FairValueInputsLevelMember" unitRef="USD" decimals="-3">2000</us-gaap:SecuritiesLoanedOrSoldUnderAgreementsToRepurchaseFairValueDisclosure>
    <us-gaap:SecuritiesLoanedOrSoldUnderAgreementsToRepurchaseFairValueDisclosure contextRef="AsOf2011-12-31_FairValueInputsLevelMember" unitRef="USD" decimals="-3">2000</us-gaap:SecuritiesLoanedOrSoldUnderAgreementsToRepurchaseFairValueDisclosure>
    <us-gaap:SecuritiesLoanedOrSoldUnderAgreementsToRepurchaseFairValueDisclosure contextRef="AsOf2012-12-31_CarryingReportedAmountFairValueDisclosureMember" unitRef="USD" xsi:nil="true" />
    <us-gaap:SecuritiesLoanedOrSoldUnderAgreementsToRepurchaseFairValueDisclosure contextRef="AsOf2011-12-31_CarryingReportedAmountFairValueDisclosureMember" unitRef="USD" decimals="-3">17105000</us-gaap:SecuritiesLoanedOrSoldUnderAgreementsToRepurchaseFairValueDisclosure>
    <us-gaap:SecuritiesLoanedOrSoldUnderAgreementsToRepurchaseFairValueDisclosure contextRef="AsOf2012-12-31_EstimateOfFairValueFairValueDisclosureMember" unitRef="USD" xsi:nil="true" />
    <us-gaap:SecuritiesLoanedOrSoldUnderAgreementsToRepurchaseFairValueDisclosure contextRef="AsOf2011-12-31_EstimateOfFairValueFairValueDisclosureMember" unitRef="USD" decimals="-3">17105000</us-gaap:SecuritiesLoanedOrSoldUnderAgreementsToRepurchaseFairValueDisclosure>
    <us-gaap:DepositsFairValueDisclosure contextRef="AsOf2012-12-31_FairValueInputsLevelMember" unitRef="USD" decimals="-3">2000</us-gaap:DepositsFairValueDisclosure>
    <us-gaap:DepositsFairValueDisclosure contextRef="AsOf2011-12-31_FairValueInputsLevelMember" unitRef="USD" decimals="-3">2000</us-gaap:DepositsFairValueDisclosure>
    <us-gaap:DepositsFairValueDisclosure contextRef="AsOf2012-12-31_CarryingReportedAmountFairValueDisclosureMember" unitRef="USD" decimals="-3">2821360000</us-gaap:DepositsFairValueDisclosure>
    <us-gaap:DepositsFairValueDisclosure contextRef="AsOf2011-12-31_CarryingReportedAmountFairValueDisclosureMember" unitRef="USD" decimals="-3">2755037000</us-gaap:DepositsFairValueDisclosure>
    <us-gaap:DepositsFairValueDisclosure contextRef="AsOf2012-12-31_EstimateOfFairValueFairValueDisclosureMember" unitRef="USD" decimals="-3">2823989000</us-gaap:DepositsFairValueDisclosure>
    <us-gaap:DepositsFairValueDisclosure contextRef="AsOf2011-12-31_EstimateOfFairValueFairValueDisclosureMember" unitRef="USD" decimals="-3">2759504000</us-gaap:DepositsFairValueDisclosure>
    <us-gaap:ClassOfWarrantOrRightExercisePriceOfWarrantsOrRights contextRef="AsOf2009-12-31_TreasuryCapitalPurchaseProgramMember" unitRef="Unit" decimals="INF">15.82</us-gaap:ClassOfWarrantOrRightExercisePriceOfWarrantsOrRights>
    <us-gaap:CommitmentsAndContingencies contextRef="AsOf2011-12-31" unitRef="USD" xsi:nil="true" />
    <us-gaap:CommitmentsAndContingencies contextRef="AsOf2012-12-31" unitRef="USD" xsi:nil="true" />
    <us-gaap:FinanceLoansAndLeasesReceivablePolicy contextRef="From2012-01-01to2012-12-31">&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"&gt;&lt;b&gt;(e) Loans &amp;#150; &lt;/b&gt;Loans are stated&#13;at the principal amount outstanding less any partial charge-offs plus deferred origination costs, net of nonrefundable loan fees.&#13;Interest on loans is accrued on the unpaid principal balance outstanding. Net deferred loan origination costs/fees are capitalized&#13;and recognized as a yield adjustment over the life of the related loan.&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"&gt;&amp;#160;&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"&gt;The Company does not hold any interest-only&#13;strips, loans, other receivables, or retained interests in securitizations that can be contractually prepaid or otherwise settled&#13;in a way that it would not recover substantially all of its recorded investment.&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"&gt;&amp;#160;&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"&gt;Purchased loans acquired in a business&#13;combination, which include loans that were purchased in the 2009 Cooperative Bank acquisition and the 2011 Bank of Asheville acquisition,&#13;are recorded at estimated fair value on their purchase date. The purchaser cannot carry over any related allowance for loan losses.&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"&gt;&amp;#160;&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"&gt;The Company follows specific accounting&#13;guidance related to purchased impaired loans when purchased loans have evidence of credit deterioration since origination and it&#13;is probable at the date of acquisition that the Company will not collect all contractually required principal and interest payments.&#13;Evidence of credit quality deterioration as of the purchase date may include statistics such as past due and nonaccrual status.&#13;The accounting guidance permits the use of the cost recovery method of income recognition for those purchased impaired loans for&#13;which the timing and amount of cash flows expected to be collected cannot be reasonably estimated. Under the cost recovery method&#13;of income recognition, all cash receipts are initially applied to principal, with interest income being recorded only after the&#13;carrying value of the loan has been reduced to zero. Substantially all of the Company&amp;#146;s purchased impaired loans to date&#13;have had uncertain cash flows and thus are accounted for under the cost recovery method of income recognition.&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left; text-indent: 0.25in"&gt;&amp;#160;&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"&gt;For nonimpaired purchased loans, the Company&#13;accretes any fair value discount over the life of the loan in a manner consistent with the guidance for accounting for loan origination&#13;fees and costs.&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left; text-indent: 0.25in"&gt;&amp;#160;&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"&gt;A loan is placed on nonaccrual status&#13;when, in management&amp;#146;s judgment, the collection of interest appears doubtful. The accrual of interest is discontinued on all&#13;loans that become 90 days or more past due with respect to principal or interest. The past due status of loans is based on the&#13;contractual payment terms. While a loan is on nonaccrual status, the Company&amp;#146;s policy is that all cash receipts are applied&#13;to principal. Once the recorded principal balance has been reduced to zero, future cash receipts are applied to recoveries of any&#13;amounts previously charged off. Further cash receipts are recorded as interest income to the extent that any interest has been&#13;foregone. Loans are removed from nonaccrual status when they become current as to both principal and interest and when concern&#13;no longer exists as to the collectability of principal or interest. In some cases, where borrowers are experiencing financial difficulties,&#13;loans may be restructured to provide terms significantly different from the originally contracted terms. The nonaccrual policy&#13;discussed above applies to all loan classifications.&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left; text-indent: 0.25in"&gt;&amp;#160;&lt;/p&gt;&#13;&#13;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"&gt;&amp;#160;&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"&gt;A loan is considered to be impaired when,&#13;based on current information and events, it is probable the Company will be unable to collect all amounts due according to the&#13;contractual terms of the loan agreement. Impaired loans are measured using either 1) an estimate of the cash flows that the Company&#13;expects to receive from the borrower discounted at the loan&amp;#146;s effective rate, or 2) in the case of a collateral-dependent&#13;loan, the fair value of the collateral. Unless restructured, while a loan is considered to be impaired, the Company&amp;#146;s policy&#13;is that interest accrual is discontinued and all cash receipts are applied to principal. Once the recorded principal balance has&#13;been reduced to zero, future cash receipts are applied to recoveries of any amounts previously charged off. Further cash receipts&#13;are recorded as interest income to the extent that any interest has been foregone. Impaired loans that are restructured are returned&#13;to accruing status in accordance with the restructured terms if the Company believes that the borrower will be able to meet the&#13;obligations of the restructured loan terms. The impairment policy discussed above applies to all loan classifications.&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left; text-indent: 13.7pt"&gt;&amp;#160;&lt;/p&gt;</us-gaap:FinanceLoansAndLeasesReceivablePolicy>
    <us-gaap:FinanceLoanAndLeaseReceivablesHeldForInvestmentsForeclosedAssetsPolicy contextRef="From2012-01-01to2012-12-31">&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left; text-indent: 13.5pt"&gt;&amp;#160;&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"&gt;&lt;font style="font-family: Calibri, Helvetica, Sans-Serif"&gt;&lt;b&gt;(h)&#13;Foreclosed Real Estate&lt;/b&gt; &lt;/font&gt;&lt;font style="font-family: Symbol"&gt;-&lt;/font&gt;&lt;font style="font-family: Calibri, Helvetica, Sans-Serif"&gt;&#13;Foreclosed real estate consists primarily of real estate acquired by the Company through legal foreclosure or deed in lieu of foreclosure.&#13;The property is initially carried at the lower of cost (generally the loan balance plus additional costs incurred for improvements&#13;to the property) or the estimated fair value of the property less estimated selling costs. If there are subsequent declines in&#13;fair value, which is reviewed routinely by management, the property is written down to its fair value through a charge to expense.&#13;Capital expenditures made to improve the property are capitalized. Costs of holding real estate, such as property taxes, insurance&#13;and maintenance, less related revenues during the holding period, are recorded as expense. In December 2012, the Company recorded&#13;a write-down of $10.6 million related to its non-covered foreclosed properties. This write-down reduced the carrying value of these&#13;properties by approximately 29% beyond their standard carrying value as described above. This write down was recorded because of&#13;management&amp;#146;s intent to dispose of these properties in an expedited manner and accept sales prices lower than normal practice.&lt;/font&gt;&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left; text-indent: 0.25in"&gt;&amp;#160;&lt;/p&gt;</us-gaap:FinanceLoanAndLeaseReceivablesHeldForInvestmentsForeclosedAssetsPolicy>
    <us-gaap:SecuritiesOwnedNotReadilyMarketablePolicy contextRef="From2012-01-01to2012-12-31">&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left; text-indent: 13.5pt"&gt;&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"&gt;&lt;b&gt;(m)&lt;/b&gt; &lt;b&gt;Other Investments&lt;/b&gt; &amp;#150;&#13;The Company accounts for investments in limited partnerships, limited liability companies (&amp;#147;LLCs&amp;#148;), and other privately&#13;held companies using either the cost or the equity method of accounting. The accounting treatment depends upon the Company&amp;#146;s&#13;percentage ownership and degree of management influence.&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"&gt;&amp;#160;&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"&gt;Under the cost method of accounting, the&#13;Company records an investment in stock at cost and generally recognizes cash dividends received as income. If cash dividends received&#13;exceed the Company&amp;#146;s relative ownership of the investee&amp;#146;s earnings since the investment date, these payments are considered&#13;a return of investment and reduce the cost of the investment.&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"&gt;&amp;#160;&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"&gt;Under the equity method of accounting,&#13;the Company records its initial investment at cost. Subsequently, the carrying amount of the investment is increased or decreased&#13;to reflect the Company&amp;#146;s share of income or loss of the investee. The Company&amp;#146;s recognition of earnings or losses from&#13;an equity method investment is based on the Company&amp;#146;s ownership percentage in the investee and the investee&amp;#146;s earnings&#13;on a quarterly basis. The investees generally provide their financial information during the quarter following the end of a given&#13;period. The Company&amp;#146;s policy is to record its share of earnings or losses on equity method investments in the quarter the&#13;financial information is received.&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"&gt;&amp;#160;&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"&gt;All of the Company&amp;#146;s investments&#13;in limited partnerships, LLCs, and other companies are privately held, and their market values are not readily available. The Company&amp;#146;s&#13;management evaluates its investments in investees for impairment based on the investee&amp;#146;s ability to generate cash through&#13;its operations or obtain alternative financing, and other subjective factors. There are inherent risks associated with the Company&amp;#146;s&#13;investments in such companies, which may result in income statement volatility in future periods.&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"&gt;&amp;#160;&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"&gt;At December&amp;#160;31, 2012 and 2011, the&#13;Company&amp;#146;s investments in limited partnerships, LLCs and other privately held companies totaled $2.4 million and $2.6 million,&#13;respectively, and were included in other assets.&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left; text-indent: 13.5pt"&gt;&lt;b&gt;&amp;#160;&lt;/b&gt;&lt;/p&gt;</us-gaap:SecuritiesOwnedNotReadilyMarketablePolicy>
    <us-gaap:InvestmentPolicyTextBlock contextRef="From2012-01-01to2012-12-31">&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"&gt;&lt;font style="font-family: Calibri, Helvetica, Sans-Serif"&gt;&lt;b&gt;(c)&#13;Securities &lt;/b&gt;&lt;/font&gt;&lt;font style="font-family: Symbol"&gt;-&lt;/font&gt;&lt;font style="font-family: Calibri, Helvetica, Sans-Serif"&gt; Debt&#13;securities that the Company has the positive intent and ability to hold to maturity are classified as &amp;#147;held to maturity&amp;#148;&#13;and carried at amortized cost. Securities not classified as held to maturity are classified as &amp;#147;available for sale&amp;#148;&#13;and carried at fair value, with unrealized gains and losses being reported as other comprehensive income or loss and reported as&#13;a separate component of shareholders&amp;#146; equity.&lt;/font&gt;&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left; text-indent: 13.5pt"&gt;&amp;#160;&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt Calibri, Helvetica, Sans-Serif; margin: 0 0 10pt; text-align: left"&gt;A decline in the market value of any available&#13;for sale or held to maturity security below cost that is deemed to be other than temporary results in a reduction in carrying amount&#13;to fair value. The impairment is charged to earnings and a new cost basis for the security is established. Any equity security&#13;that is in an unrealized loss position for twelve consecutive months is presumed to be other than temporarily impaired and an impairment&#13;charge is recorded unless the amount of the charge is insignificant.&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"&gt;Gains and losses on sales of securities&#13;are recognized at the time of sale based upon the specific identification method. Premiums and discounts are amortized into income&#13;on a level yield basis, with premiums being amortized to the earliest call date and discounts being accreted to the stated maturity&#13;date.&lt;/p&gt;</us-gaap:InvestmentPolicyTextBlock>
    <us-gaap:ImpairmentOrDisposalOfLongLivedAssetsIncludingIntangibleAssetsPolicyPolicyTextBlock contextRef="From2012-01-01to2012-12-31">&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"&gt;&lt;font style="font-family: Calibri, Helvetica, Sans-Serif"&gt;&lt;b&gt;(q)&#13;Impairment &lt;/b&gt;&lt;/font&gt;&lt;font style="font-family: Symbol"&gt;-&lt;/font&gt;&lt;font style="font-family: Calibri, Helvetica, Sans-Serif"&gt; Goodwill&#13;is evaluated for impairment on at least an annual basis by comparing the fair value of the reporting units to their related carrying&#13;value. If the carrying value of a reporting unit exceeds its fair value, the Company determines whether the implied fair value&#13;of the goodwill, using various valuation techniques, exceeds the carrying value of the goodwill. If the carrying value of the goodwill&#13;exceeds the implied fair value of the goodwill, an impairment loss is recorded in an amount equal to that excess.&lt;/font&gt;&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left; text-indent: 13.5pt"&gt;&amp;#160;&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"&gt;The Company reviews all other long-lived&#13;assets, including identifiable intangible assets, for impairment whenever events or changes in circumstances indicate that the&#13;carrying value may not be recoverable. The Company&amp;#146;s policy is that an impairment loss is recognized if the sum of the undiscounted&#13;future cash flows is less than the carrying amount of the asset. Any long-lived assets to be disposed of are reported at the lower&#13;of the carrying amount or fair value, less costs to sell.&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"&gt;&amp;#160;&lt;/p&gt;&#13;&#13;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"&gt;&amp;#160;&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"&gt;To date, the Company has not recorded&#13;any impairment write-downs of its long-lived assets or goodwill.&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"&gt;&amp;#160;&lt;/p&gt;</us-gaap:ImpairmentOrDisposalOfLongLivedAssetsIncludingIntangibleAssetsPolicyPolicyTextBlock>
    <us-gaap:ScheduleOfBusinessAcquisitionsByAcquisitionTextBlock contextRef="From2012-01-01to2012-12-31">&lt;p style="font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0.25in"&gt;&lt;/p&gt;&#13;&#13;&lt;table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;&lt;tr style="vertical-align: bottom; font-family: Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; font-family: Calibri, Helvetica, Sans-Serif"&gt;&lt;p style="font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify"&gt;&amp;#160;&lt;/p&gt;&lt;p style="font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify"&gt;&lt;i&gt;($ in thousands)&lt;/i&gt;&lt;/p&gt;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font-family: Calibri, Helvetica, Sans-Serif"&gt;As &lt;br /&gt;Recorded by &lt;br /&gt;The Bank of&lt;br /&gt; Asheville&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font-family: Calibri, Helvetica, Sans-Serif"&gt;Fair &lt;br /&gt;Value &lt;br /&gt;Adjustments&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font-family: Calibri, Helvetica, Sans-Serif"&gt;As &lt;br /&gt;Recorded by &lt;br /&gt;the Company&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font-family: Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; border-bottom: Black 1pt solid; font-family: Calibri, Helvetica, Sans-Serif"&gt;Assets&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: right; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: right; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: right; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font-family: Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="width: 67%; text-align: justify; font-family: Calibri, Helvetica, Sans-Serif"&gt;Cash and cash equivalents&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="width: 1%; text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;$&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 8%; text-align: right; font-family: Calibri, Helvetica, Sans-Serif"&gt;27,297&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="width: 1%; text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 8%; text-align: right; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#151;&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="width: 1%; text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 8%; text-align: right; font-family: Calibri, Helvetica, Sans-Serif"&gt;27,297&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font-family: Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; font-family: Calibri, Helvetica, Sans-Serif"&gt;Securities&lt;/td&gt;&lt;td nowrap="nowrap" style="font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font-family: Calibri, Helvetica, Sans-Serif"&gt;4,461&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#151;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font-family: Calibri, Helvetica, Sans-Serif"&gt;4,461&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font-family: Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; font-family: Calibri, Helvetica, Sans-Serif"&gt;Loans&lt;/td&gt;&lt;td nowrap="nowrap" style="font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font-family: Calibri, Helvetica, Sans-Serif"&gt;153,994&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font-family: Calibri, Helvetica, Sans-Serif"&gt;(51,726&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;)(a)&lt;/td&gt;&lt;td nowrap="nowrap" style="font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font-family: Calibri, Helvetica, Sans-Serif"&gt;102,268&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font-family: Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; font-family: Calibri, Helvetica, Sans-Serif"&gt;Core deposit intangible&lt;/td&gt;&lt;td nowrap="nowrap" style="font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#151;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font-family: Calibri, Helvetica, Sans-Serif"&gt;277&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;(b)&lt;/td&gt;&lt;td nowrap="nowrap" style="font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font-family: Calibri, Helvetica, Sans-Serif"&gt;277&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font-family: Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; font-family: Calibri, Helvetica, Sans-Serif"&gt;FDIC indemnification asset&lt;/td&gt;&lt;td nowrap="nowrap" style="font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#151;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font-family: Calibri, Helvetica, Sans-Serif"&gt;42,218&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;(c)&lt;/td&gt;&lt;td nowrap="nowrap" style="font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font-family: Calibri, Helvetica, Sans-Serif"&gt;42,218&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font-family: Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; font-family: Calibri, Helvetica, Sans-Serif"&gt;Foreclosed properties&lt;/td&gt;&lt;td nowrap="nowrap" style="font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font-family: Calibri, Helvetica, Sans-Serif"&gt;3,501&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font-family: Calibri, Helvetica, Sans-Serif"&gt;(2,159&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;)(d)&lt;/td&gt;&lt;td nowrap="nowrap" style="font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font-family: Calibri, Helvetica, Sans-Serif"&gt;1,342&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font-family: Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif"&gt;Other assets&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: right; font-family: Calibri, Helvetica, Sans-Serif"&gt;1,146&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: right; font-family: Calibri, Helvetica, Sans-Serif"&gt;(370&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;)(e)&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: right; font-family: Calibri, Helvetica, Sans-Serif"&gt;776&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font-family: Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&amp;#160;&amp;#160;Total&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: right; font-family: Calibri, Helvetica, Sans-Serif"&gt;190,399&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: right; font-family: Calibri, Helvetica, Sans-Serif"&gt;(11,760&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;)&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: right; font-family: Calibri, Helvetica, Sans-Serif"&gt;178,639&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font-family: Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font-family: Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; border-bottom: Black 1pt solid; font-family: Calibri, Helvetica, Sans-Serif"&gt;Liabilities&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: right; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: right; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: right; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font-family: Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; font-family: Calibri, Helvetica, Sans-Serif"&gt;Deposits&lt;/td&gt;&lt;td nowrap="nowrap" style="font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;$&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font-family: Calibri, Helvetica, Sans-Serif"&gt;192,284&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font-family: Calibri, Helvetica, Sans-Serif"&gt;460&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;(f)&lt;/td&gt;&lt;td nowrap="nowrap" style="font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font-family: Calibri, Helvetica, Sans-Serif"&gt;192,744&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font-family: Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; font-family: Calibri, Helvetica, Sans-Serif"&gt;Borrowings&lt;/td&gt;&lt;td nowrap="nowrap" style="font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font-family: Calibri, Helvetica, Sans-Serif"&gt;4,004&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font-family: Calibri, Helvetica, Sans-Serif"&gt;77&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;(g)&lt;/td&gt;&lt;td nowrap="nowrap" style="font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font-family: Calibri, Helvetica, Sans-Serif"&gt;4,081&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font-family: Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif"&gt;Other&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: right; font-family: Calibri, Helvetica, Sans-Serif"&gt;111&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: right; font-family: Calibri, Helvetica, Sans-Serif"&gt;1,447&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;(h)&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: right; font-family: Calibri, Helvetica, Sans-Serif"&gt;1,558&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font-family: Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&amp;#160;&amp;#160;Total&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: right; font-family: Calibri, Helvetica, Sans-Serif"&gt;196,399&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: right; font-family: Calibri, Helvetica, Sans-Serif"&gt;1,984&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: right; font-family: Calibri, Helvetica, Sans-Serif"&gt;198,383&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font-family: Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font-family: Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; font-family: Calibri, Helvetica, Sans-Serif"&gt;Excess of liabilities received over assets&lt;/td&gt;&lt;td nowrap="nowrap" style="font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;$&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font-family: Calibri, Helvetica, Sans-Serif"&gt;(6,000&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;)&lt;/td&gt;&lt;td nowrap="nowrap" style="font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font-family: Calibri, Helvetica, Sans-Serif"&gt;(13,744&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;)&lt;/td&gt;&lt;td nowrap="nowrap" style="font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font-family: Calibri, Helvetica, Sans-Serif"&gt;(19,744&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;)&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font-family: Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif"&gt;Less:&amp;#160;&amp;#160;Asset discount&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: right; font-family: Calibri, Helvetica, Sans-Serif"&gt;(23,940&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;)&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font-family: Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif"&gt;Cash received/receivable from FDIC at closing&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: right; font-family: Calibri, Helvetica, Sans-Serif"&gt;29,940&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: right; font-family: Calibri, Helvetica, Sans-Serif"&gt;29,940&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font-family: Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font-family: Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; padding-bottom: 2.5pt; font-family: Calibri, Helvetica, Sans-Serif"&gt;Total gain recorded&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;$&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; text-align: right; font-family: Calibri, Helvetica, Sans-Serif"&gt;10,196&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font-family: Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;/table&gt;&#13;&#13;&#13;&lt;p style="font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify"&gt;&amp;#160;&lt;/p&gt;</us-gaap:ScheduleOfBusinessAcquisitionsByAcquisitionTextBlock>
    <us-gaap:ScheduleOfRepurchaseAgreements contextRef="From2012-01-01to2012-12-31">&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"&gt;The following table presents certain information&#13;for securities sold under agreements to repurchase:&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 13.5pt"&gt;&amp;#160;&lt;/p&gt;&#13;&#13;&lt;table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;&lt;tr style="vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="font: italic 10pt Calibri, Helvetica, Sans-Serif; text-align: justify"&gt;($ in thousands)&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;2012&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;2011&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="width: 80%; text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Balance at December 31&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;$&lt;/td&gt;&#13;&lt;td nowrap="nowrap" style="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;&lt;font style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#8213;&lt;/font&gt;&#13;&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;$&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;17,105&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Weighted average interest rate at December 31&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&lt;font style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#8213;&lt;/font&gt;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;0.32%&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Maximum amount outstanding at any month-end during the year&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;$&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;16,745&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;$&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;72,926&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Average daily balance outstanding during the year&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;$&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;1,667&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;$&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;55,011&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Average annual interest rate paid during the year&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;0.24%&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;0.33%&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;/table&gt;&#13;&#13;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"&gt;&amp;#160;&amp;#160;&lt;/p&gt;</us-gaap:ScheduleOfRepurchaseAgreements>
    <us-gaap:ScheduleOfAllocationOfPlanAssetsTableTextBlock contextRef="From2012-01-01to2012-12-31_PensionPlanMember">&lt;table cellspacing="0" cellpadding="0" style="width: 100%; border-collapse: collapse; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;&lt;tr style="vertical-align: bottom"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; font-style: italic"&gt;($ in thousands)&lt;/td&gt;&#13;    &lt;td nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="6" nowrap="nowrap" style="text-align: center"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="6" nowrap="nowrap" style="text-align: center"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="padding-bottom: 1pt; font-weight: bold"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: center; font-weight: bold"&gt;Total Fair Value &lt;br /&gt;at December &lt;br /&gt;31, 2012&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="padding-bottom: 1pt; font-weight: bold"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="padding-bottom: 1pt; font-weight: bold"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: center; font-weight: bold"&gt;Quoted Prices&lt;br /&gt;in Active &lt;br /&gt;Markets for &lt;br /&gt;Identical Assets &lt;br /&gt;(Level 1)&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="padding-bottom: 1pt; font-weight: bold"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="padding-bottom: 1pt; font-weight: bold"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: center; font-weight: bold"&gt;Significant Other &lt;br /&gt;Observable Inputs &lt;br /&gt;(Level 2)&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="padding-bottom: 1pt; font-weight: bold"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="padding-bottom: 1pt; font-weight: bold"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: center; font-weight: bold"&gt;Significant &lt;br /&gt;Unobservable &lt;br /&gt;Inputs &lt;br /&gt;(Level 3)&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="padding-bottom: 1pt; font-weight: bold"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="text-align: right"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="text-align: right"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="text-align: right"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="text-align: right"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="background-color: rgb(204,238,255); vertical-align: bottom"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify"&gt;Fixed income investments&lt;/td&gt;&#13;    &lt;td nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: right"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: right"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: right"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: right"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="background-color: white; vertical-align: bottom"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; width: 60%"&gt;Money market funds&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="width: 1%"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; width: 1%"&gt;$&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: right; width: 7%"&gt;441&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; width: 1%"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="width: 1%; font-weight: bold"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; width: 1%; font-weight: bold"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: right; width: 7%; font-weight: bold"&gt;&amp;#151;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; width: 1%; font-weight: bold"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="width: 1%"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; width: 1%"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: right; width: 7%"&gt;441&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; width: 1%"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="width: 1%; font-weight: bold"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; width: 1%; font-weight: bold"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: right; width: 7%; font-weight: bold"&gt;&amp;#151;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; width: 1%; font-weight: bold"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="background-color: rgb(204,238,255); vertical-align: bottom"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify"&gt;US government bond fund&lt;/td&gt;&#13;    &lt;td nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: right"&gt;2,995&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: right"&gt;2,995&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="font-weight: bold"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font-weight: bold"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: right; font-weight: bold"&gt;&amp;#151;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font-weight: bold"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="font-weight: bold"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font-weight: bold"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: right; font-weight: bold"&gt;&amp;#151;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font-weight: bold"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="background-color: white; vertical-align: bottom"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify"&gt;US corporate bond fund&lt;/td&gt;&#13;    &lt;td nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: right"&gt;3,008&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: right"&gt;3,008&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="font-weight: bold"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font-weight: bold"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: right; font-weight: bold"&gt;&amp;#151;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font-weight: bold"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="font-weight: bold"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font-weight: bold"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: right; font-weight: bold"&gt;&amp;#151;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font-weight: bold"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="background-color: rgb(204,238,255); vertical-align: bottom"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left"&gt;US corporate high yield bond fund&lt;/td&gt;&#13;    &lt;td nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: right"&gt;1,563&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: right"&gt;1,563&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="font-weight: bold"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font-weight: bold"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: right; font-weight: bold"&gt;&amp;#151;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font-weight: bold"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="font-weight: bold"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font-weight: bold"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: right; font-weight: bold"&gt;&amp;#151;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font-weight: bold"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="background-color: white; vertical-align: bottom"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: right"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: right"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: right"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: right"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="background-color: rgb(204,238,255); vertical-align: bottom"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify"&gt;Equity investments&lt;/td&gt;&#13;    &lt;td nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: right"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: right"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: right"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: right"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="background-color: white; vertical-align: bottom"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify"&gt;Large cap value fund&lt;/td&gt;&#13;    &lt;td nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: right"&gt;6,101&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: right"&gt;6,101&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="font-weight: bold"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font-weight: bold"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: right; font-weight: bold"&gt;&amp;#151;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font-weight: bold"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="font-weight: bold"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font-weight: bold"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: right; font-weight: bold"&gt;&amp;#151;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font-weight: bold"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="background-color: rgb(204,238,255); vertical-align: bottom"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify"&gt;Large cap growth fund&lt;/td&gt;&#13;    &lt;td nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: right"&gt;6,020&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: right"&gt;6,020&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="font-weight: bold"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font-weight: bold"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: right; font-weight: bold"&gt;&amp;#151;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font-weight: bold"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="font-weight: bold"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font-weight: bold"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: right; font-weight: bold"&gt;&amp;#151;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font-weight: bold"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="background-color: white; vertical-align: bottom"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify"&gt;Small cap growth fund&lt;/td&gt;&#13;    &lt;td nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: right"&gt;2,514&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: right"&gt;2,514&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="font-weight: bold"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font-weight: bold"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: right; font-weight: bold"&gt;&amp;#151;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font-weight: bold"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="font-weight: bold"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font-weight: bold"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: right; font-weight: bold"&gt;&amp;#151;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font-weight: bold"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="background-color: rgb(204,238,255); vertical-align: bottom"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify"&gt;Mid cap growth fund&lt;/td&gt;&#13;    &lt;td nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: right"&gt;3,153&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: right"&gt;3,153&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="font-weight: bold"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font-weight: bold"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: right; font-weight: bold"&gt;&amp;#151;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font-weight: bold"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="font-weight: bold"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font-weight: bold"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: right; font-weight: bold"&gt;&amp;#151;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font-weight: bold"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="background-color: white; vertical-align: bottom"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; text-indent: 0px"&gt;Foreign equity fund&lt;/td&gt;&#13;    &lt;td nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: right"&gt;3,147&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: right"&gt;3,147&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="font-weight: bold"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font-weight: bold"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: right; font-weight: bold"&gt;&amp;#151;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font-weight: bold"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="font-weight: bold"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font-weight: bold"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: right; font-weight: bold"&gt;&amp;#151;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font-weight: bold"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="background-color: rgb(204,238,255); vertical-align: bottom"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; padding-bottom: 1pt"&gt;Company stock&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="padding-bottom: 1pt"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: left"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: right"&gt;1,182&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="padding-bottom: 1pt"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: left"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: right"&gt;1,182&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="padding-bottom: 1pt; font-weight: bold"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: left; font-weight: bold"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: right; font-weight: bold"&gt;&amp;#151;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt; font-weight: bold"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="padding-bottom: 1pt; font-weight: bold"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: left; font-weight: bold"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: right; font-weight: bold"&gt;&amp;#151;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt; font-weight: bold"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="background-color: white; vertical-align: bottom"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; padding-bottom: 2.5pt"&gt;Total&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="padding-bottom: 2.5pt"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: left"&gt;$&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: right"&gt;30,124&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="padding-bottom: 2.5pt"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: left"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: right"&gt;29,683&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="padding-bottom: 2.5pt"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: left"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: right"&gt;441&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font-weight: bold"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: left; font-weight: bold"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: right; font-weight: bold"&gt;&amp;#151;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt; font-weight: bold"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;/table&gt;&#13;&lt;p style="font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0.25in"&gt;&amp;#160;&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"&gt;The fair values of the Company&amp;#146;s pension&#13;plan assets at December 31, 2011, by asset category, are as follows:&lt;/p&gt;&#13;&#13;&lt;table cellspacing="0" cellpadding="0" style="width: 100%; border-collapse: collapse; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;&lt;tr style="vertical-align: bottom"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; font-style: italic"&gt;($ in thousands)&lt;/td&gt;&#13;    &lt;td nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="6" nowrap="nowrap" style="text-align: center"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="6" nowrap="nowrap" style="text-align: center"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="padding-bottom: 1pt; font-weight: bold"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: center; font-weight: bold"&gt;Total Fair Value&lt;br /&gt;at December &lt;br /&gt;31, 2011&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="padding-bottom: 1pt; font-weight: bold"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="padding-bottom: 1pt; font-weight: bold"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: center; font-weight: bold"&gt;Quoted Prices &lt;br /&gt;in Active &lt;br /&gt;Markets for &lt;br /&gt;Identical Assets &lt;br /&gt;(Level 1)&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="padding-bottom: 1pt; font-weight: bold"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="padding-bottom: 1pt; font-weight: bold"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: center; font-weight: bold"&gt;Significant Other &lt;br /&gt;Observable Inputs &lt;br /&gt;(Level 2)&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="padding-bottom: 1pt; font-weight: bold"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="padding-bottom: 1pt; font-weight: bold"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: center; font-weight: bold"&gt;Significant &lt;br /&gt;Unobservable &lt;br /&gt;Inputs &lt;br /&gt;(Level 3)&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="padding-bottom: 1pt; font-weight: bold"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="text-align: right"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="text-align: right"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="text-align: right"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="text-align: right"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="background-color: rgb(204,238,255); vertical-align: bottom"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify"&gt;Fixed income investments&lt;/td&gt;&#13;    &lt;td nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: right"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: right"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: right"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: right"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="background-color: white; vertical-align: bottom"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; width: 60%"&gt;Money market funds&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="width: 1%"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; width: 1%"&gt;$&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: right; width: 7%"&gt;831&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; width: 1%"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="width: 1%; font-weight: bold"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; width: 1%; font-weight: bold"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: right; width: 7%; font-weight: bold"&gt;&amp;#151;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; width: 1%; font-weight: bold"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="width: 1%"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; width: 1%"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: right; width: 7%"&gt;831&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; width: 1%"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="width: 1%; font-weight: bold"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; width: 1%; font-weight: bold"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: right; width: 7%; font-weight: bold"&gt;&amp;#151;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; width: 1%; font-weight: bold"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="background-color: rgb(204,238,255); vertical-align: bottom"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify"&gt;US government bond fund&lt;/td&gt;&#13;    &lt;td nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: right"&gt;2,356&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: right"&gt;2,356&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="font-weight: bold"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font-weight: bold"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: right; font-weight: bold"&gt;&amp;#151;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font-weight: bold"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="font-weight: bold"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font-weight: bold"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: right; font-weight: bold"&gt;&amp;#151;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font-weight: bold"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="background-color: white; vertical-align: bottom"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify"&gt;US corporate bond fund&lt;/td&gt;&#13;    &lt;td nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: right"&gt;2,331&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: right"&gt;2,331&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="font-weight: bold"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font-weight: bold"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: right; font-weight: bold"&gt;&amp;#151;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font-weight: bold"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="font-weight: bold"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font-weight: bold"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: right; font-weight: bold"&gt;&amp;#151;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font-weight: bold"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="background-color: rgb(204,238,255); vertical-align: bottom"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left"&gt;US corporate high yield bond fund&lt;/td&gt;&#13;    &lt;td nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: right"&gt;1,195&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: right"&gt;1,195&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="font-weight: bold"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font-weight: bold"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: right; font-weight: bold"&gt;&amp;#151;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font-weight: bold"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="font-weight: bold"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font-weight: bold"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: right; font-weight: bold"&gt;&amp;#151;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font-weight: bold"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="background-color: white; vertical-align: bottom"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: right"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: right"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: right"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: right"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="background-color: rgb(204,238,255); vertical-align: bottom"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify"&gt;Equity investments&lt;/td&gt;&#13;    &lt;td nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: right"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: right"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: right"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: right"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="background-color: white; vertical-align: bottom"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify"&gt;Large cap value fund&lt;/td&gt;&#13;    &lt;td nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: right"&gt;5,194&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: right"&gt;5,194&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="font-weight: bold"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font-weight: bold"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: right; font-weight: bold"&gt;&amp;#151;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font-weight: bold"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="font-weight: bold"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font-weight: bold"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: right; font-weight: bold"&gt;&amp;#151;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font-weight: bold"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="background-color: rgb(204,238,255); vertical-align: bottom"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify"&gt;Large cap growth fund&lt;/td&gt;&#13;    &lt;td nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: right"&gt;4,883&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: right"&gt;4,883&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="font-weight: bold"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font-weight: bold"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: right; font-weight: bold"&gt;&amp;#151;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font-weight: bold"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="font-weight: bold"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font-weight: bold"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: right; font-weight: bold"&gt;&amp;#151;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font-weight: bold"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="background-color: white; vertical-align: bottom"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify"&gt;Small cap growth fund&lt;/td&gt;&#13;    &lt;td nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: right"&gt;2,030&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: right"&gt;2,030&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="font-weight: bold"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font-weight: bold"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: right; font-weight: bold"&gt;&amp;#151;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font-weight: bold"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="font-weight: bold"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font-weight: bold"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: right; font-weight: bold"&gt;&amp;#151;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font-weight: bold"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="background-color: rgb(204,238,255); vertical-align: bottom"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify"&gt;Mid cap growth fund&lt;/td&gt;&#13;    &lt;td nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: right"&gt;2,491&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: right"&gt;2,491&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="font-weight: bold"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font-weight: bold"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: right; font-weight: bold"&gt;&amp;#151;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font-weight: bold"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="font-weight: bold"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font-weight: bold"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: right; font-weight: bold"&gt;&amp;#151;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font-weight: bold"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="background-color: white; vertical-align: bottom"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify"&gt;Foreign equity fund&lt;/td&gt;&#13;    &lt;td nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: right"&gt;2,328&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: right"&gt;2,328&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="font-weight: bold"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font-weight: bold"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: right; font-weight: bold"&gt;&amp;#151;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font-weight: bold"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="font-weight: bold"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font-weight: bold"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: right; font-weight: bold"&gt;&amp;#151;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font-weight: bold"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="background-color: rgb(204,238,255); vertical-align: bottom"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; padding-bottom: 1pt"&gt;Company stock&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="padding-bottom: 1pt"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: left"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: right"&gt;827&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="padding-bottom: 1pt"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: left"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: right"&gt;827&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="padding-bottom: 1pt; font-weight: bold"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: left; font-weight: bold"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: right; font-weight: bold"&gt;&amp;#151;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt; font-weight: bold"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="padding-bottom: 1pt; font-weight: bold"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: left; font-weight: bold"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: right; font-weight: bold"&gt;&amp;#151;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt; font-weight: bold"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="background-color: white; vertical-align: bottom"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; padding-bottom: 2.5pt"&gt;Total&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="padding-bottom: 2.5pt"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: left"&gt;$&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: right"&gt;24,466&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="padding-bottom: 2.5pt"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: left"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: right"&gt;23,635&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="padding-bottom: 2.5pt"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: left"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: right"&gt;831&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font-weight: bold"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: left; font-weight: bold"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: right; font-weight: bold"&gt;&amp;#151;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt; font-weight: bold"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;/table&gt;</us-gaap:ScheduleOfAllocationOfPlanAssetsTableTextBlock>
    <us-gaap:ScheduleOfAssumptionsUsedTableTextBlock contextRef="From2012-01-01to2012-12-31_PensionPlanMember">&lt;table cellspacing="0" cellpadding="0" style="width: 100%; border-collapse: collapse; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;&lt;tr style="vertical-align: bottom"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="padding-bottom: 1pt; font-weight: bold"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="6" nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: center; font-weight: bold"&gt;2012&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="padding-bottom: 1pt; font-weight: bold"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="padding-bottom: 1pt"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="6" nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: center"&gt;2011&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="padding-bottom: 1pt"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="padding-bottom: 1pt"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="6" nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: center"&gt;2010&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="padding-bottom: 1pt"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="padding-bottom: 1pt; font-weight: bold"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: center; font-weight: bold"&gt;Pension &lt;br /&gt;Plan&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="padding-bottom: 1pt; font-weight: bold"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="padding-bottom: 1pt; font-weight: bold"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: center; font-weight: bold"&gt;SERP&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="padding-bottom: 1pt; font-weight: bold"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="padding-bottom: 1pt"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: center"&gt;Pension &lt;br /&gt;Plan&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="padding-bottom: 1pt"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="padding-bottom: 1pt"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: center"&gt;SERP&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="padding-bottom: 1pt"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="padding-bottom: 1pt"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: center"&gt;Pension &lt;br /&gt;Plan&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="padding-bottom: 1pt"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="padding-bottom: 1pt"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: center"&gt;SERP&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="padding-bottom: 1pt"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="background-color: rgb(204,238,255); vertical-align: bottom"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; width: 40%"&gt;Discount rate used to determine net periodic pension cost&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="width: 1%; font-weight: bold"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; width: 1%; font-weight: bold"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: center; width: 7%; font-weight: bold; vertical-align: bottom"&gt;4.39%&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: center; width: 1%; font-weight: bold; vertical-align: bottom"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: center; width: 1%; font-weight: bold; vertical-align: bottom"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: center; width: 1%; font-weight: bold; vertical-align: bottom"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: center; width: 7%; font-weight: bold; vertical-align: bottom"&gt;4.39%&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: center; width: 1%; font-weight: bold; vertical-align: bottom"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: center; width: 1%; vertical-align: bottom"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: center; width: 1%; vertical-align: bottom"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: center; width: 7%; vertical-align: bottom"&gt;5.59%&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: center; width: 1%; vertical-align: bottom"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: center; width: 1%; vertical-align: bottom"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: center; width: 1%; vertical-align: bottom"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: center; width: 7%; vertical-align: bottom"&gt;5.59%&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: center; width: 1%; vertical-align: bottom"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: center; width: 1%; vertical-align: bottom"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: center; width: 1%; vertical-align: bottom"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: center; width: 7%; vertical-align: bottom"&gt;6.00%&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: center; width: 1%; vertical-align: bottom"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: center; width: 1%; vertical-align: bottom"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: center; width: 1%; vertical-align: bottom"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: center; width: 7%; vertical-align: bottom"&gt;6.00%&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; width: 1%"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="background-color: white; vertical-align: bottom"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left"&gt;Discount rate used to calculate end of year liability disclosures&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="font-weight: bold"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font-weight: bold"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: center; font-weight: bold; vertical-align: bottom"&gt;3.97%&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: center; font-weight: bold; vertical-align: bottom"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: center; font-weight: bold; vertical-align: bottom"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: center; font-weight: bold; vertical-align: bottom"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: center; font-weight: bold; vertical-align: bottom"&gt;3.97%&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: center; font-weight: bold; vertical-align: bottom"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: center; vertical-align: bottom"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: center; vertical-align: bottom"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: center; vertical-align: bottom"&gt;4.39%&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: center; vertical-align: bottom"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: center; vertical-align: bottom"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: center; vertical-align: bottom"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: center; vertical-align: bottom"&gt;4.39%&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: center; vertical-align: bottom"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: center; vertical-align: bottom"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: center; vertical-align: bottom"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: center; vertical-align: bottom"&gt;5.59%&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: center; vertical-align: bottom"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: center; vertical-align: bottom"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: center; vertical-align: bottom"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: center; vertical-align: bottom"&gt;5.59%&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="background-color: rgb(204,238,255); vertical-align: bottom"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify"&gt;Expected long-term rate of return on assets&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="font-weight: bold"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font-weight: bold"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: center; font-weight: bold; vertical-align: bottom"&gt;7.75%&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: center; font-weight: bold; vertical-align: bottom"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: center; font-weight: bold; vertical-align: bottom"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: center; font-weight: bold; vertical-align: bottom"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: center; font-weight: bold; vertical-align: bottom"&gt;n/a&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: center; font-weight: bold; vertical-align: bottom"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: center; vertical-align: bottom"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: center; vertical-align: bottom"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: center; vertical-align: bottom"&gt;7.75%&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: center; vertical-align: bottom"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: center; vertical-align: bottom"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: center; vertical-align: bottom"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: center; vertical-align: bottom"&gt;n/a&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: center; vertical-align: bottom"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: center; vertical-align: bottom"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: center; vertical-align: bottom"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: center; vertical-align: bottom"&gt;7.75%&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: center; vertical-align: bottom"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: center; vertical-align: bottom"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: center; vertical-align: bottom"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: center; vertical-align: bottom"&gt;n/a&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="background-color: white; vertical-align: bottom"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify"&gt;Rate of compensation increase&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="font-weight: bold"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font-weight: bold"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: center; font-weight: bold; vertical-align: bottom"&gt;3.50%&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: center; font-weight: bold; vertical-align: bottom"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: center; font-weight: bold; vertical-align: bottom"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: center; font-weight: bold; vertical-align: bottom"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: center; font-weight: bold; vertical-align: bottom"&gt;3.50%&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: center; font-weight: bold; vertical-align: bottom"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: center; vertical-align: bottom"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: center; vertical-align: bottom"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: center; vertical-align: bottom"&gt;5.00%&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: center; vertical-align: bottom"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: center; vertical-align: bottom"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: center; vertical-align: bottom"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: center; vertical-align: bottom"&gt;5.00%&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: center; vertical-align: bottom"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: center; vertical-align: bottom"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: center; vertical-align: bottom"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: center; vertical-align: bottom"&gt;5.00%&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: center; vertical-align: bottom"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: center; vertical-align: bottom"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: center; vertical-align: bottom"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: center; vertical-align: bottom"&gt;5.00%&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;/table&gt;</us-gaap:ScheduleOfAssumptionsUsedTableTextBlock>
    <us-gaap:ScheduleOfShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsVestedAndExpectedToVestOutstandingTableTextBlock contextRef="From2012-01-01to2012-12-31">&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"&gt;The following table summarizes information&#13;about the stock options outstanding at December 31, 2012:&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"&gt;&amp;#160;&lt;/p&gt;&#13;&#13;&lt;table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;&lt;tr style="vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="10" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Options Outstanding&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="6" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Options Exercisable&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&lt;p style="font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify"&gt;&amp;#160;&lt;/p&gt;&lt;p style="font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify"&gt;&amp;#160;&lt;/p&gt;&lt;p style="font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: center"&gt;Range of&lt;/p&gt; &lt;p style="font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: center"&gt;&lt;u&gt;Exercise Prices&lt;/u&gt;&lt;/p&gt;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Number &lt;br /&gt;Outstanding &lt;br /&gt;at 12/31/12&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Weighted-&lt;br /&gt;&#13;Average &lt;br /&gt;&#13;Remaining &lt;br /&gt;&#13;Contractual Life&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Weighted- &lt;br /&gt;Average &lt;br /&gt;Exercise &lt;br /&gt;Price&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Number &lt;br /&gt;Exercisable &lt;br /&gt;at 12/31/12&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Weighted- &lt;br /&gt;Average &lt;br /&gt;Exercise &lt;br /&gt;Price&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="width: 35%; text-align: center; padding-left: 5.4pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;$8.85 to $11.06&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 10%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;75,000&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 10%; text-align: center; font: 10pt Calibri, Helvetica, Sans-Serif; vertical-align: bottom"&gt;9.7&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;$&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 10%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;9.76&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 10%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#151;&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;$&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 10%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#151;&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: center; padding-left: 5.4pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;$11.06 to $13.27&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#151;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: center; font: 10pt Calibri, Helvetica, Sans-Serif; vertical-align: bottom"&gt;&amp;#151;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#151;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#151;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#151;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: center; padding-left: 5.4pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;$13.27 to $15.48&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;27,000&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: center; font: 10pt Calibri, Helvetica, Sans-Serif; vertical-align: bottom"&gt;6.4&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;14.35&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;27,000&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;14.35&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: center; padding-left: 5.4pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;$15.48 to $17.70&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;164,384&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: center; font: 10pt Calibri, Helvetica, Sans-Serif; vertical-align: bottom"&gt;3.7&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;16.61&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;164,384&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;16.61&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: center; padding-left: 5.4pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;$17.70 to $19.91&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;56,250&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: center; font: 10pt Calibri, Helvetica, Sans-Serif; vertical-align: bottom"&gt;2.7&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;19.65&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;56,250&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;19.65&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: center; padding-bottom: 1pt; padding-left: 5.4pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;$19.91 to $22.12&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;198,979&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif; text-align: center; vertical-align: bottom"&gt;1.9&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;21.76&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;197,979&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;21.77&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; padding-bottom: 2.5pt; padding-left: 5.4pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;521,613&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif; text-align: center; vertical-align: bottom"&gt;3.9&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;$&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;17.80&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;445,613&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;$&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;19.15&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;/table&gt;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left; text-indent: 0.25in"&gt;&amp;#160;&lt;/p&gt;</us-gaap:ScheduleOfShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsVestedAndExpectedToVestOutstandingTableTextBlock>
    <FBP:ValueOfBidsTakenToSellLoansToUnaffiliatedThirdpartyInvestor contextRef="AsOf2012-12-31" unitRef="USD" decimals="-3">68000000</FBP:ValueOfBidsTakenToSellLoansToUnaffiliatedThirdpartyInvestor>
    <FBP:WritedownOnNoncoveredForeclosedPropertiesPercentReductionInCarryingValue contextRef="From2012-01-01to2012-12-31" unitRef="Pure" decimals="INF">0.29</FBP:WritedownOnNoncoveredForeclosedPropertiesPercentReductionInCarryingValue>
    <us-gaap:AvailableforsaleSecuritiesDebtMaturitiesDate contextRef="From2012-01-01to2012-12-31_FirstCitizensBancorpBondMember">2015-04-01</us-gaap:AvailableforsaleSecuritiesDebtMaturitiesDate>
    <us-gaap:AvailableforsaleSecuritiesDebtMaturitiesDate contextRef="From2012-01-01to2012-12-31_FirstCitizensBancorpTrustPreferredSecurityMember">2034-06-15</us-gaap:AvailableforsaleSecuritiesDebtMaturitiesDate>
    <FBP:IssuerRating contextRef="From2012-01-01to2012-12-31_FirstCitizensBancorpBondMember">Not Rated</FBP:IssuerRating>
    <FBP:IssuerRating contextRef="From2012-01-01to2012-12-31_FirstCitizensBancorpTrustPreferredSecurityMember">Not Rated</FBP:IssuerRating>
    <us-gaap:AvailableForSaleDebtSecuritiesAmortizedCostBasis contextRef="AsOf2012-12-31" unitRef="USD" decimals="-3">3998000</us-gaap:AvailableForSaleDebtSecuritiesAmortizedCostBasis>
    <us-gaap:AvailableForSaleDebtSecuritiesAmortizedCostBasis contextRef="AsOf2012-12-31_FirstCitizensBancorpBondMember" unitRef="USD" decimals="-3">2998000</us-gaap:AvailableForSaleDebtSecuritiesAmortizedCostBasis>
    <us-gaap:AvailableForSaleDebtSecuritiesAmortizedCostBasis contextRef="AsOf2012-12-31_FirstCitizensBancorpTrustPreferredSecurityMember" unitRef="USD" decimals="-3">1000000</us-gaap:AvailableForSaleDebtSecuritiesAmortizedCostBasis>
    <FBP:AvailableForSaleDebtSecuritiesMarketValue contextRef="AsOf2012-12-31" unitRef="USD" decimals="-3">3813000</FBP:AvailableForSaleDebtSecuritiesMarketValue>
    <FBP:AvailableForSaleDebtSecuritiesMarketValue contextRef="AsOf2012-12-31_FirstCitizensBancorpBondMember" unitRef="USD" decimals="-3">3073000</FBP:AvailableForSaleDebtSecuritiesMarketValue>
    <FBP:AvailableForSaleDebtSecuritiesMarketValue contextRef="AsOf2012-12-31_FirstCitizensBancorpTrustPreferredSecurityMember" unitRef="USD" decimals="-3">740000</FBP:AvailableForSaleDebtSecuritiesMarketValue>
    <FBP:FDICIndemnificationAssetIncreaseBankOfAsheville contextRef="From2011-01-01to2011-12-31" unitRef="USD" decimals="-3">42218000</FBP:FDICIndemnificationAssetIncreaseBankOfAsheville>
    <FBP:BankStandbyLettersOfCredit contextRef="AsOf2011-12-31" unitRef="USD" decimals="-3">7100000</FBP:BankStandbyLettersOfCredit>
    <FBP:BankStandbyLettersOfCredit contextRef="AsOf2012-12-31" unitRef="USD" decimals="-3">12800000</FBP:BankStandbyLettersOfCredit>
    <FBP:UndividedProfits contextRef="AsOf2012-12-31" unitRef="USD" decimals="-3">166188000</FBP:UndividedProfits>
    <FBP:ScheduleOfComponentsOfIncomeTaxExpenseBenefit1TableTextBlock contextRef="From2012-01-01to2012-12-31">&lt;p style="font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0.25in"&gt;&amp;#160;&amp;#160;&lt;/p&gt;&#13;&#13;&lt;table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;&lt;tr style="vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="font: italic 10pt Calibri, Helvetica, Sans-Serif; text-align: justify"&gt;(In thousands)&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: center; border-bottom: Black 1pt solid"&gt;2012&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: bold 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;2011&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;2010&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif; text-align: justify"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="width: 70%; text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Allocated to net income&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; font: bold 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="width: 1%; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;$&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 7%; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;(16,952&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;)&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;7,370&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;4,960&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Allocated to stockholders&amp;#8217; equity, for unrealized holding gain/loss on &lt;br /&gt;&amp;#160;&amp;#160;&amp;#160;debt and equity securities for financial reporting purposes&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;(237&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;)&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;554&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;251&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Allocated to stockholders&amp;#8217; equity, for tax expense (benefit) of pension liabilities&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;5,824&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;(2,912&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;)&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;(688&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;)&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;Total income tax expense (benefit)&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 2.5pt"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;$&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;(11,365&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;)&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;5,012&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;4,523&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;/table&gt;&#13;&#13;&lt;p style="font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify"&gt;&amp;#160;&lt;/p&gt;</FBP:ScheduleOfComponentsOfIncomeTaxExpenseBenefit1TableTextBlock>
    <us-gaap:ScheduleOfComponentsOfIncomeTaxExpenseBenefitTableTextBlock contextRef="From2012-01-01to2012-12-31">&lt;p style="font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify"&gt;&lt;/p&gt;&#13;&#13;&lt;table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;&lt;tr style="vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="font: italic 10pt Calibri, Helvetica, Sans-Serif; text-align: justify"&gt;($ in thousands)&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: center; border-bottom: Black 1pt solid"&gt;2012&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: bold 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;2011&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;2010&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="width: 70%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Current&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;- Federal&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; font: bold 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="width: 1%; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;$&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 7%; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;(8,401&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;)&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;9,204&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;25,353&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;- State&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;(43&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;)&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;2,094&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;3,807&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Deferred&amp;#160;&amp;#160;&amp;#160;- Federal&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;(5,914&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;)&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;(3,234&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;)&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;(21,092&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;)&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;- State&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;(2,594&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;)&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;(694&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;)&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;(3,108&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;)&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;Total&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 2.5pt"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;$&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;(16,592&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;)&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;7,370&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;4,960&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;/table&gt;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"&gt;&amp;#160;&lt;/p&gt;</us-gaap:ScheduleOfComponentsOfIncomeTaxExpenseBenefitTableTextBlock>
    <us-gaap:ScheduleOfDeferredTaxAssetsAndLiabilitiesTableTextBlock contextRef="From2012-01-01to2012-12-31">&lt;p style="font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify"&gt;&lt;/p&gt;&#13;&#13;&lt;table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;&lt;tr style="vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="font: italic 10pt Calibri, Helvetica, Sans-Serif; text-align: justify"&gt;(In thousands)&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: center; border-bottom: Black 1pt solid"&gt;2012&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: bold 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;2011&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Deferred tax assets:&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="width: 80%; text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;Allowance for loan losses&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; font: bold 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="width: 1%; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;$&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 7%; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;18,228&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;16,458&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;Excess book over tax SERP retirement plan cost&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;2,553&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;2,378&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;Deferred compensation&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;128&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;138&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;State net operating loss carryforwards&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;961&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;62&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;Accruals, book versus tax&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;1,403&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;329&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;Pension liability adjustments&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;1,396&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;7,220&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;Foreclosed real estate&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;6,813&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;1,402&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;Basis differences in assets acquired in FDIC transactions&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;1,058&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;771&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;Nonqualified stock options&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;554&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;277&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;Nonaccrual loan interest&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;420&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;744&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;All other&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;732&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;663&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;Gross deferred tax assets&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;34,246&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;30,442&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;Less: Valuation allowance&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;(112&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;)&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;(81&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;)&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;Net deferred tax assets&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;34,134&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;30,361&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Deferred tax liabilities:&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;Loan fees&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;(1,427&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;)&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;(1,217&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;)&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;Excess tax over book pension cost&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;(451&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;)&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;(219&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;)&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;Depreciable basis of fixed assets&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;(2,308&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;)&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;(2,372&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;)&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;Amortizable basis of intangible assets&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;(9,119&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;)&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;(8,334&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;)&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;Unrealized gain on securities available for sale&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;(1,283&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;)&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;(1,520&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;)&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;FHLB stock dividends &lt;br /&gt;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;(437&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;)&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;(437&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;)&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;All other&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;(124&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;)&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;(198&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;)&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;Gross deferred tax liabilities&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;(15,149&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;)&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;(14,297&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;)&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;Net deferred tax asset - included in other assets&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 2.5pt"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;$&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;18,985&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;16,064&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;/table&gt;&#13;&#13;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"&gt;&amp;#160;&lt;/p&gt;</us-gaap:ScheduleOfDeferredTaxAssetsAndLiabilitiesTableTextBlock>
    <FBP:ForeclosedRealEstateDeferredTaxAssets contextRef="AsOf2011-12-31" unitRef="USD" decimals="-3">1402000</FBP:ForeclosedRealEstateDeferredTaxAssets>
    <FBP:ForeclosedRealEstateDeferredTaxAssets contextRef="AsOf2012-12-31" unitRef="USD" decimals="-3">6813000</FBP:ForeclosedRealEstateDeferredTaxAssets>
    <FBP:NonqualifiedStockOptionsDeferredTaxAssets contextRef="AsOf2011-12-31" unitRef="USD" decimals="-3">277000</FBP:NonqualifiedStockOptionsDeferredTaxAssets>
    <FBP:NonqualifiedStockOptionsDeferredTaxAssets contextRef="AsOf2012-12-31" unitRef="USD" decimals="-3">554000</FBP:NonqualifiedStockOptionsDeferredTaxAssets>
    <FBP:NonaccrualLoanInterestDeferredTaxAssets contextRef="AsOf2011-12-31" unitRef="USD" decimals="-3">744000</FBP:NonaccrualLoanInterestDeferredTaxAssets>
    <FBP:NonaccrualLoanInterestDeferredTaxAssets contextRef="AsOf2012-12-31" unitRef="USD" decimals="-3">420000</FBP:NonaccrualLoanInterestDeferredTaxAssets>
    <us-gaap:AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareAmount contextRef="From2011-01-01to2011-12-31_WarrantMember" unitRef="Shares" decimals="INF">616308</us-gaap:AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareAmount>
    <us-gaap:AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareAmount contextRef="From2010-01-01to2010-12-31_StockOptionsMember" unitRef="Shares" decimals="INF">604572</us-gaap:AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareAmount>
    <us-gaap:AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareAmount contextRef="From2011-01-01to2011-12-31_StockOptionsMember" unitRef="Shares" decimals="INF">396689</us-gaap:AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareAmount>
    <us-gaap:AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareAmount contextRef="From2010-01-01to2010-12-31_WarrantMember" unitRef="Shares" decimals="INF">616308</us-gaap:AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareAmount>
    <FBP:PartialChargeoffsOnPurchasedLoansOutstanding contextRef="From2012-01-01to2012-12-31" unitRef="USD" decimals="-3">22441000</FBP:PartialChargeoffsOnPurchasedLoansOutstanding>
    <us-gaap:FinancingReceivablesImpairedTroubledDebtRestructuringWriteDown contextRef="From2012-01-01to2012-12-31" unitRef="USD" decimals="-3">6000000</us-gaap:FinancingReceivablesImpairedTroubledDebtRestructuringWriteDown>
    <us-gaap:FinancingReceivableReclassificationToHeldForSale contextRef="From2012-01-01to2012-12-31" unitRef="USD" decimals="-3">5000000</us-gaap:FinancingReceivableReclassificationToHeldForSale>
    <us-gaap:FinancingReceivableModificationsSubsequentDefaultNumberOfContracts contextRef="AsOf2012-12-31" unitRef="Pure" decimals="INF">3</us-gaap:FinancingReceivableModificationsSubsequentDefaultNumberOfContracts>
    <us-gaap:FinancingReceivableModificationsSubsequentDefaultRecordedInvestment contextRef="AsOf2012-12-31" unitRef="USD" decimals="-3">400000</us-gaap:FinancingReceivableModificationsSubsequentDefaultRecordedInvestment>
    <us-gaap:DebtInstrumentIssuer contextRef="From2012-01-01to2012-12-31_TrustPreferredSecuritiesMember">Issued by First Bancorp Capital Trusts II and III,&#13;which are unconsolidated subsidiaries of the Company</us-gaap:DebtInstrumentIssuer>
    <us-gaap:DebtInstrumentIssuer contextRef="From2012-01-01to2012-12-31_TrustPreferredSecurities2Member">Issued by First Bancorp Capital Trust IV, &#13;an unconsolidated subsidiary of the Company</us-gaap:DebtInstrumentIssuer>
    <FBP:OutstandingClosedendLoanCommitments contextRef="AsOf2012-12-31" unitRef="USD" decimals="-3">324000</FBP:OutstandingClosedendLoanCommitments>
    <FBP:OutstandingClosedendLoanCommitments contextRef="AsOf2012-12-31_FixedRateMember" unitRef="USD" decimals="-3">66000</FBP:OutstandingClosedendLoanCommitments>
    <FBP:OutstandingClosedendLoanCommitments contextRef="AsOf2012-12-31_VariableRateMember" unitRef="USD" decimals="-3">258000</FBP:OutstandingClosedendLoanCommitments>
    <FBP:UnfundedCommitmentsOnRevolvingLinesOfCreditCreditCardsAndHomeEquityLoans contextRef="AsOf2012-12-31" unitRef="USD" decimals="-3">217000</FBP:UnfundedCommitmentsOnRevolvingLinesOfCreditCreditCardsAndHomeEquityLoans>
    <FBP:UnfundedCommitmentsOnRevolvingLinesOfCreditCreditCardsAndHomeEquityLoans contextRef="AsOf2012-12-31_FixedRateMember" unitRef="USD" decimals="-3">33000</FBP:UnfundedCommitmentsOnRevolvingLinesOfCreditCreditCardsAndHomeEquityLoans>
    <FBP:UnfundedCommitmentsOnRevolvingLinesOfCreditCreditCardsAndHomeEquityLoans contextRef="AsOf2012-12-31_VariableRateMember" unitRef="USD" decimals="-3">184000</FBP:UnfundedCommitmentsOnRevolvingLinesOfCreditCreditCardsAndHomeEquityLoans>
    <FBP:CommitmentsTotal contextRef="AsOf2012-12-31" unitRef="USD" decimals="-3">541000</FBP:CommitmentsTotal>
    <FBP:CommitmentsTotal contextRef="AsOf2012-12-31_FixedRateMember" unitRef="USD" decimals="-3">99000</FBP:CommitmentsTotal>
    <FBP:CommitmentsTotal contextRef="AsOf2012-12-31_VariableRateMember" unitRef="USD" decimals="-3">442000</FBP:CommitmentsTotal>
    <FBP:ThresholdForQualifiedCommunityBanks contextRef="AsOf2011-12-31_SmallBusinessLendingFundMember" unitRef="USD" decimals="-3">10000000000</FBP:ThresholdForQualifiedCommunityBanks>
    <us-gaap:StockRedeemedOrCalledDuringPeriodShares contextRef="From2011-01-01to2011-12-31_TreasuryCapitalPurchaseProgramMember" unitRef="Shares" decimals="INF">65000</us-gaap:StockRedeemedOrCalledDuringPeriodShares>
    <us-gaap:DividendsPayableCurrentAndNoncurrent contextRef="AsOf2012-12-31_SeriesCPreferredStockMember" unitRef="USD" decimals="-3">58000</us-gaap:DividendsPayableCurrentAndNoncurrent>
    <us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePrice contextRef="AsOf2012-12-31_StockOptionMember" unitRef="USDPShares" decimals="INF">17.80</us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePrice>
    <us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePrice contextRef="AsOf2011-12-31_StockOptionMember" unitRef="USDPShares" decimals="INF">18.92</us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePrice>
    <us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePrice contextRef="AsOf2010-12-31_StockOptionMember" unitRef="USDPShares" decimals="INF">18.11</us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePrice>
    <us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePrice contextRef="AsOf2009-12-31_StockOptionMember" unitRef="USDPShares" decimals="INF">17.73</us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePrice>
    <us-gaap:ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsGrantsInPeriodWeightedAverageExercisePrice contextRef="From2012-01-01to2012-12-31_StockOptionMember" unitRef="USDPShares" decimals="INF">9.76</us-gaap:ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsGrantsInPeriodWeightedAverageExercisePrice>
    <us-gaap:ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsGrantsInPeriodWeightedAverageExercisePrice contextRef="From2011-01-01to2011-12-31_StockOptionMember" unitRef="USDPShares" xsi:nil="true" />
    <us-gaap:ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsGrantsInPeriodWeightedAverageExercisePrice contextRef="From2010-01-01to2010-12-31_StockOptionMember" unitRef="USDPShares" xsi:nil="true" />
    <us-gaap:ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsExercisesInPeriodWeightedAverageExercisePrice contextRef="From2012-01-01to2012-12-31_StockOptionMember" unitRef="USDPShares" xsi:nil="true" />
    <us-gaap:ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsExercisesInPeriodWeightedAverageExercisePrice contextRef="From2011-01-01to2011-12-31_StockOptionMember" unitRef="USDPShares" decimals="INF">13.30</us-gaap:ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsExercisesInPeriodWeightedAverageExercisePrice>
    <us-gaap:ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsExercisesInPeriodWeightedAverageExercisePrice contextRef="From2010-01-01to2010-12-31_StockOptionMember" unitRef="USDPShares" decimals="INF">10.46</us-gaap:ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsExercisesInPeriodWeightedAverageExercisePrice>
    <us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsForfeituresAndExpirationsInPeriodWeightedAverageExercisePrice contextRef="From2012-01-01to2012-12-31_StockOptionMember" unitRef="USDPShares" xsi:nil="true" />
    <us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsForfeituresAndExpirationsInPeriodWeightedAverageExercisePrice contextRef="From2011-01-01to2011-12-31_StockOptionMember" unitRef="USDPShares" xsi:nil="true" />
    <us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsForfeituresAndExpirationsInPeriodWeightedAverageExercisePrice contextRef="From2010-01-01to2010-12-31_StockOptionMember" unitRef="USDPShares" decimals="INF">16.53</us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsForfeituresAndExpirationsInPeriodWeightedAverageExercisePrice>
    <us-gaap:ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsExpirationsInPeriodWeightedAverageExercisePrice contextRef="From2012-01-01to2012-12-31_StockOptionMember" unitRef="USDPShares" decimals="INF">16.70</us-gaap:ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsExpirationsInPeriodWeightedAverageExercisePrice>
    <us-gaap:ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsExpirationsInPeriodWeightedAverageExercisePrice contextRef="From2011-01-01to2011-12-31_StockOptionMember" unitRef="USDPShares" decimals="INF">15.47</us-gaap:ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsExpirationsInPeriodWeightedAverageExercisePrice>
    <us-gaap:ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsExpirationsInPeriodWeightedAverageExercisePrice contextRef="From2010-01-01to2010-12-31_StockOptionMember" unitRef="USDPShares" decimals="INF">15.69</us-gaap:ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsExpirationsInPeriodWeightedAverageExercisePrice>
    <us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisableWeightedAverageExercisePrice contextRef="AsOf2012-12-31_StockOptionMember" unitRef="USDPShares" decimals="INF">19.15</us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisableWeightedAverageExercisePrice>
    <us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingNumber contextRef="AsOf2012-12-31_StockOptionMember" unitRef="Shares" decimals="0">521613</us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingNumber>
    <us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingNumber contextRef="AsOf2011-12-31_StockOptionMember" unitRef="Shares" decimals="0">493850</us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingNumber>
    <us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingNumber contextRef="AsOf2010-12-31_StockOptionMember" unitRef="Shares" decimals="0">642397</us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingNumber>
    <us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingNumber contextRef="AsOf2009-12-31_StockOptionMember" unitRef="Shares" decimals="0">753100</us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingNumber>
    <us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsGrantsInPeriodGross contextRef="From2012-01-01to2012-12-31_StockOptionMember" unitRef="Shares" decimals="0">75000</us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsGrantsInPeriodGross>
    <us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsGrantsInPeriodGross contextRef="From2011-01-01to2011-12-31_StockOptionMember" unitRef="Shares" xsi:nil="true" />
    <us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsGrantsInPeriodGross contextRef="From2010-01-01to2010-12-31_StockOptionMember" unitRef="Shares" xsi:nil="true" />
    <us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsForfeituresInPeriod contextRef="From2012-01-01to2012-12-31_StockOptionMember" unitRef="Shares" xsi:nil="true" />
    <us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsForfeituresInPeriod contextRef="From2011-01-01to2011-12-31_StockOptionMember" unitRef="Shares" xsi:nil="true" />
    <us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsForfeituresInPeriod contextRef="From2010-01-01to2010-12-31_StockOptionMember" unitRef="Shares" decimals="0">-87536</us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsForfeituresInPeriod>
    <us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExpirationsInPeriod contextRef="From2012-01-01to2012-12-31_StockOptionMember" unitRef="Shares" decimals="0">-47237</us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExpirationsInPeriod>
    <us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExpirationsInPeriod contextRef="From2011-01-01to2011-12-31_StockOptionMember" unitRef="Shares" decimals="0">-146247</us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExpirationsInPeriod>
    <us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExpirationsInPeriod contextRef="From2010-01-01to2010-12-31_StockOptionMember" unitRef="Shares" decimals="0">-4500</us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExpirationsInPeriod>
    <us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisableNumber contextRef="AsOf2012-12-31_StockOptionMember" unitRef="Shares" decimals="0">445613</us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisableNumber>
    <us-gaap:SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsOutstandingWeightedAverageRemainingContractualTerm2 contextRef="From2012-01-01to2012-12-31_StockOptionMember">P3Y11M</us-gaap:SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsOutstandingWeightedAverageRemainingContractualTerm2>
    <us-gaap:SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsExercisableWeightedAverageRemainingContractualTerm1 contextRef="From2012-01-01to2012-12-31_StockOptionMember">P2Y11M</us-gaap:SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsExercisableWeightedAverageRemainingContractualTerm1>
    <us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisesInPeriodTotalIntrinsicValue contextRef="From2011-01-01to2011-12-31_StockOptionMember" unitRef="USD" decimals="-3">6949000</us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisesInPeriodTotalIntrinsicValue>
    <us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisesInPeriodTotalIntrinsicValue contextRef="From2010-01-01to2010-12-31_StockOptionMember" unitRef="USD" decimals="-3">97940000</us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisesInPeriodTotalIntrinsicValue>
    <us-gaap:SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsExercisableIntrinsicValue1 contextRef="AsOf2012-12-31_StockOptionMember" unitRef="USD" decimals="-3">0</us-gaap:SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsExercisableIntrinsicValue1>
    <us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingIntrinsicValue contextRef="AsOf2012-12-31_StockOptionMember" unitRef="USD" decimals="-3">218625000</us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingIntrinsicValue>
    <us-gaap:IncomeTaxDisclosureTextBlock contextRef="From2012-01-01to2012-12-31">&lt;p style="font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify"&gt;&lt;b&gt;Note 8. Income Taxes&lt;/b&gt;&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"&gt;&amp;#160;&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"&gt;Total income&#13;taxes for the years ended December 31, 2012, 2011 and 2010 were allocated as follows:&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0.25in"&gt;&amp;#160;&amp;#160;&lt;/p&gt;&#13;&#13;&lt;table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;&lt;tr style="vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="font: italic 10pt Calibri, Helvetica, Sans-Serif; text-align: justify"&gt;(In thousands)&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: center; border-bottom: Black 1pt solid"&gt;2012&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: bold 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;2011&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;2010&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif; text-align: justify"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="width: 70%; text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Allocated to net income&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; font: bold 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="width: 1%; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;$&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 7%; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;(16,952&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;)&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;7,370&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;4,960&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Allocated to stockholders&amp;#146; equity, for unrealized holding gain/loss on &lt;br /&gt;&amp;#160;&amp;#160;&amp;#160;debt and equity securities for financial reporting purposes&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;(237&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;)&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;554&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;251&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Allocated to stockholders&amp;#146; equity, for tax expense (benefit) of pension liabilities&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;5,824&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;(2,912&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;)&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;(688&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;)&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;Total income tax expense (benefit)&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 2.5pt"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;$&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;(11,365&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;)&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;5,012&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;4,523&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;/table&gt;&#13;&#13;&lt;p style="font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify"&gt;&amp;#160;&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"&gt;The components&#13;of income tax expense (benefit) for the years ended December 31, 2012, 2011 and 2010 are as follows:&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify"&gt;&amp;#160;&lt;/p&gt;&#13;&#13;&lt;table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;&lt;tr style="vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="font: italic 10pt Calibri, Helvetica, Sans-Serif; text-align: justify"&gt;($ in thousands)&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: center; border-bottom: Black 1pt solid"&gt;2012&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: bold 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;2011&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;2010&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="width: 70%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Current&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;- Federal&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; font: bold 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="width: 1%; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;$&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 7%; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;(8,401&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;)&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;9,204&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;25,353&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;- State&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;(43&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;)&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;2,094&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;3,807&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Deferred&amp;#160;&amp;#160;&amp;#160;- Federal&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;(5,914&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;)&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;(3,234&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;)&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;(21,092&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;)&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;- State&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;(2,594&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;)&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;(694&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;)&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;(3,108&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;)&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;Total&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 2.5pt"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;$&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;(16,952&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;)&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;7,370&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;4,960&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;/table&gt;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"&gt;&amp;#160;&lt;/p&gt;&#13;&#13;&#13;&#13;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"&gt;&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"&gt;The sources and&#13;tax effects of temporary differences that give rise to significant portions of the deferred tax assets (liabilities) at December&#13;31, 2012 and 2011 are presented below:&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify"&gt;&amp;#160;&lt;/p&gt;&#13;&#13;&lt;table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;&lt;tr style="vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="font: italic 10pt Calibri, Helvetica, Sans-Serif; text-align: justify"&gt;(In thousands)&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: center; border-bottom: Black 1pt solid"&gt;2012&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: bold 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;2011&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Deferred tax assets:&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="width: 80%; text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;Allowance for loan losses&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; font: bold 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="width: 1%; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;$&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 7%; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;18,228&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;16,458&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;Excess book over tax SERP retirement plan cost&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;2,553&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;2,378&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;Deferred compensation&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;128&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;138&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;State net operating loss carryforwards&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;961&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;62&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;Accruals, book versus tax&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;1,403&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;329&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;Pension liability adjustments&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;1,396&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;7,220&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;Foreclosed real estate&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;6,813&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;1,402&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;Basis differences in assets acquired in FDIC transactions&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;1,058&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;771&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;Nonqualified stock options&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;554&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;277&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;Nonaccrual loan interest&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;420&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;744&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;All other&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;732&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;663&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;Gross deferred tax assets&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;34,246&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;30,442&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;Less: Valuation allowance&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;(112&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;)&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;(81&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;)&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;Net deferred tax assets&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;34,134&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;30,361&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Deferred tax liabilities:&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;Loan fees&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;(1,427&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;)&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;(1,217&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;)&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;Excess tax over book pension cost&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;(451&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;)&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;(219&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;)&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;Depreciable basis of fixed assets&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;(2,308&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;)&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;(2,372&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;)&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;Amortizable basis of intangible assets&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;(9,119&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;)&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;(8,334&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;)&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;Unrealized gain on securities available for sale&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;(1,283&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;)&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;(1,520&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;)&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;FHLB stock dividends &lt;br /&gt;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;(437&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;)&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;(437&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;)&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;All other&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;(124&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;)&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;(198&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;)&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;Gross deferred tax liabilities&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;(15,149&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;)&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;(14,297&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;)&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;Net deferred tax asset - included in other assets&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 2.5pt"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;$&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;18,985&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;16,064&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;/table&gt;&#13;&#13;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"&gt;&amp;#160;&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"&gt;A portion of the&#13;annual change in the net deferred tax asset relates to unrealized gains and losses on securities available for sale. The related&#13;2012 and 2011 deferred tax expense (benefit) of approximately ($237,000) and $554,000 respectively, has been recorded directly&#13;to shareholders&amp;#146; equity. Additionally, a portion of the annual change in the net deferred tax asset relates to pension adjustments.&#13;The related 2012 and 2011 deferred tax expense (benefit) of $5,824,000 and ($2,912,000), respectively, has been recorded directly&#13;to shareholders&amp;#146; equity. The balance of the 2012 decrease in the net deferred tax asset of $8,508,000 is reflected as a deferred&#13;income tax expense, and the balance of the 2011 increase in the net deferred tax asset of $3,928,000 is reflected as a deferred&#13;income tax benefit in the consolidated statement of income (loss).&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify"&gt;&amp;#160;&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"&gt;The valuation&#13;allowances for 2012 and 2011 relate primarily to state net operating loss carryforwards. It is management&amp;#146;s belief that the&#13;realization of the remaining net deferred tax assets is more likely than not.&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0.25in"&gt;&amp;#160;&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"&gt;The Company had&#13;no significant uncertain tax positions, and thus no reserve for uncertain tax positions has been recorded. Additionally, the Company&#13;determined that it has no material unrecognized tax benefits that if recognized would affect the effective tax rate. The Company&amp;#146;s&#13;general policy is to record tax penalties and interest as a component of &amp;#147;other operating expenses.&amp;#148;&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0.25in"&gt;&amp;#160;&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"&gt;The Company&amp;#146;s&#13;tax returns are subject to income tax audit by federal and state agencies beginning with the year 2009.&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0.25in"&gt;&amp;#160;&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"&gt;Retained earnings&#13;at December 31, 2012 and 2011 includes approximately $6,869,000 representing pre-1988 tax bad debt reserve base year amounts for&#13;which no deferred income tax liability has been provided since these reserves are not expected to reverse or may never reverse.&#13;Circumstances that would require an accrual of a portion or all of this unrecorded tax liability are a reduction in qualifying&#13;loan levels relative to the end of 1987, failure to meet the definition of a bank, dividend payments in excess of accumulated&#13;tax earnings and profits, or other distributions in dissolution, liquidation or redemption of the Bank&amp;#146;s stock.&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"&gt;&amp;#160;&lt;/p&gt;&#13;&#13;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"&gt;&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"&gt;The following&#13;is a reconcilement of federal income tax expense at the statutory rate of 35% to the income tax provision reported in the financial&#13;statements.&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify"&gt;&amp;#160;&lt;/p&gt;&#13;&#13;&lt;table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;&lt;tr style="vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="font: italic 10pt Calibri, Helvetica, Sans-Serif; text-align: justify"&gt;(In thousands)&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: center; border-bottom: Black 1pt solid"&gt;2012&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: bold 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;2011&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;2010&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="width: 70%; text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Tax provision at statutory rate&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; font: bold 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="width: 1%; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;$&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 7%; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;(14,125&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;)&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;7,354&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;5,230&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Increase (decrease) in income taxes resulting from:&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&amp;#160;&amp;#160;Tax-exempt interest income&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;(831&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;)&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;(852&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;)&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;(726&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;)&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&amp;#160;&amp;#160;Low income housing tax credits&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;(181&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;)&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;(163&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;)&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;(143&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;)&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&amp;#160;&amp;#160;Non-deductible interest expense&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;23&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;33&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;37&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&amp;#160;&amp;#160;State income taxes, net of federal benefit&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;(1,714&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;)&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;910&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;454&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&amp;#160;&amp;#160;Change in valuation allowance&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;31&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;(5&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;)&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;(145&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;)&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&amp;#160;&amp;#160;Other, net&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;(155&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;)&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;93&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;253&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;Total&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 2.5pt"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;$&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;(16,952&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;)&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;7,370&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;4,960&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;/table&gt;&#13;&#13;&lt;p style="font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify"&gt;&amp;#160;&lt;/p&gt;</us-gaap:IncomeTaxDisclosureTextBlock>
    <us-gaap:ScheduleOfEffectiveIncomeTaxRateReconciliationTableTextBlock contextRef="From2012-01-01to2012-12-31">&lt;p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"&gt;The following&#13;is a reconcilement of federal income tax expense at the statutory rate of 35% to the income tax provision reported in the financial&#13;statements.&lt;/p&gt;&#13;&#13;&lt;p style="font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify"&gt;&amp;#160;&lt;/p&gt;&#13;&#13;&lt;table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;&lt;tr style="vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="font: italic 10pt Calibri, Helvetica, Sans-Serif; text-align: justify"&gt;(In thousands)&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: center; border-bottom: Black 1pt solid"&gt;2012&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: bold 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;2011&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;2010&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td colspan="2" nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="width: 70%; text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Tax provision at statutory rate&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; font: bold 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="width: 1%; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;$&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 7%; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;(14,125&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;)&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;7,354&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;5,230&lt;/td&gt;&lt;td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;Increase (decrease) in income taxes resulting from:&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&amp;#160;&amp;#160;Tax-exempt interest income&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;(831&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;)&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;(852&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;)&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;(726&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;)&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&amp;#160;&amp;#160;Low income housing tax credits&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;(181&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;)&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;(163&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;)&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;(143&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;)&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&amp;#160;&amp;#160;Non-deductible interest expense&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;23&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;33&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;37&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&amp;#160;&amp;#160;State income taxes, net of federal benefit&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;(1,714&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;)&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;910&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;454&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&amp;#160;&amp;#160;Change in valuation allowance&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;31&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;(5&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;)&lt;/td&gt;&lt;td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;(145&lt;/td&gt;&lt;td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;)&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&amp;#160;&amp;#160;Other, net&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;(155&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;)&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;93&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;253&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&#13;    &lt;td nowrap="nowrap" style="text-align: justify; padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;Total&lt;/td&gt;&lt;td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 2.5pt"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;$&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;(16,952&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;)&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;7,370&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&#13;    &lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left"&gt;&amp;#160;&lt;/td&gt;&lt;td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"&gt;4,960&lt;/td&gt;&lt;td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&#13;&lt;/table&gt;&#13;&#13;&lt;p style="font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify"&gt;&amp;#160;&lt;/p&gt;</us-gaap:ScheduleOfEffectiveIncomeTaxRateReconciliationTableTextBlock>
    <us-gaap:DefinedBenefitPlanWeightedAverageAssetAllocations contextRef="AsOf2012-12-31_FixedIncomeInvestmentsMember" unitRef="Pure" decimals="INF">0.25</us-gaap:DefinedBenefitPlanWeightedAverageAssetAllocations>
    <us-gaap:DefinedBenefitPlanWeightedAverageAssetAllocations contextRef="AsOf2012-12-31_EquitySecurities1Member" unitRef="Pure" decimals="INF">0.75</us-gaap:DefinedBenefitPlanWeightedAverageAssetAllocations>
    <link:footnoteLink xlink:type="extended" xlink:role="http://www.xbrl.org/2003/role/link">
      <link:loc xlink:type="locator" xlink:href="#Foot-00-0" xlink:label="Foot-00_loc" />
      <link:loc xlink:type="locator" xlink:href="#Foot-00-1" xlink:label="Foot-00_loc" />
      <link:footnoteArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/fact-footnote" xlink:from="Foot-00_loc" xlink:to="Footnote-01" order="1" />
      <link:footnote xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/footnote" xlink:label="Footnote-01" xml:lang="en-US">(1) At December 31, 2012 and December 31, 2011, the contractual balance of the nonaccrual loans covered by FDIC loss share agreements was $64.4 million and $69.0 million, respectively.</link:footnote>
    </link:footnoteLink>
</xbrli:xbrl>
</XBRL>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>EX-101.SCH
<SEQUENCE>10
<FILENAME>fbp-20121231.xsd
<DESCRIPTION>XBRL SCHEMA FILE
<TEXT>
<XBRL>
<?xml version="1.0" encoding="US-ASCII" ?>
    <!-- Field: Doc-Info; Name: Generator; Value: GoFiler Complete; Version: 3.4c -->
    <!-- Field: Doc-Info; Name: VendorURI; Value: http://www.novaworks.co -->
    <!-- Field: Doc-Info; Name: Source; Value: FBP_12312012 (3).xfr; Date: 2013/03/15T19:58:12 -->
    <!-- Field: Doc-Info; Name: Status; Value: 0x80030001 -->
    <!-- Field: Doc-Info; Name: Misc; Value: +aIps7xRiXgen8uHY31MOaeD2bOdwZ56KZlBvGV6bZmanykpceauNC42y3Bm4UIE -->
<schema xmlns="http://www.w3.org/2001/XMLSchema" xmlns:xlink="http://www.w3.org/1999/xlink" xmlns:link="http://www.xbrl.org/2003/linkbase" xmlns:xbrli="http://www.xbrl.org/2003/instance" xmlns:xbrldt="http://xbrl.org/2005/xbrldt" xmlns:xbrldi="http://xbrl.org/2006/xbrldi" xmlns:us-gaap="http://fasb.org/us-gaap/2012-01-31" xmlns:us-roles="http://fasb.org/us-roles/2012-01-31" xmlns:nonnum="http://www.xbrl.org/dtr/type/non-numeric" xmlns:num="http://www.xbrl.org/dtr/type/numeric" xmlns:us-types="http://fasb.org/us-types/2012-01-31" xmlns:FBP="http://firstbancorp.com/20121231" elementFormDefault="qualified" targetNamespace="http://firstbancorp.com/20121231">
    <annotation>
      <appinfo>
	<link:roleType roleURI="http://firstbancorp.com/role/DocumentAndEntityInformation" id="DocumentAndEntityInformation">
	  <link:definition>0001 - Document - Document and Entity Information</link:definition>
	  <link:usedOn>link:presentationLink</link:usedOn>
	  <link:usedOn>link:calculationLink</link:usedOn>
	  <link:usedOn>link:definitionLink</link:usedOn>
	</link:roleType>
	<link:roleType roleURI="http://firstbancorp.com/role/BalanceSheets" id="BalanceSheets">
	  <link:definition>0002 - Statement - Consolidated Balance Sheets</link:definition>
	  <link:usedOn>link:presentationLink</link:usedOn>
	  <link:usedOn>link:calculationLink</link:usedOn>
	  <link:usedOn>link:definitionLink</link:usedOn>
	</link:roleType>
	<link:roleType roleURI="http://firstbancorp.com/role/BalanceSheetsParenthetical" id="BalanceSheetsParenthetical">
	  <link:definition>0003 - Statement - Consolidated Balance Sheets (Parenthetical)</link:definition>
	  <link:usedOn>link:presentationLink</link:usedOn>
	  <link:usedOn>link:calculationLink</link:usedOn>
	  <link:usedOn>link:definitionLink</link:usedOn>
	</link:roleType>
	<link:roleType roleURI="http://firstbancorp.com/role/StatementsOfIncome" id="StatementsOfIncome">
	  <link:definition>0004 - Statement - Consolidated Statements of Income</link:definition>
	  <link:usedOn>link:presentationLink</link:usedOn>
	  <link:usedOn>link:calculationLink</link:usedOn>
	  <link:usedOn>link:definitionLink</link:usedOn>
	</link:roleType>
	<link:roleType roleURI="http://firstbancorp.com/role/StatementsOfComprehensiveIncome" id="StatementsOfComprehensiveIncome">
	  <link:definition>0005 - Statement - Consolidated Statements of Comprehensive Income</link:definition>
	  <link:usedOn>link:presentationLink</link:usedOn>
	  <link:usedOn>link:calculationLink</link:usedOn>
	  <link:usedOn>link:definitionLink</link:usedOn>
	</link:roleType>
	<link:roleType roleURI="http://firstbancorp.com/role/StatementsOfShareholdersEquity" id="StatementsOfShareholdersEquity">
	  <link:definition>0006 - Statement - Consolidated Statements of Shareholders' Equity</link:definition>
	  <link:usedOn>link:presentationLink</link:usedOn>
	  <link:usedOn>link:calculationLink</link:usedOn>
	  <link:usedOn>link:definitionLink</link:usedOn>
	</link:roleType>
	<link:roleType roleURI="http://firstbancorp.com/role/StatementsOfCashFlows" id="StatementsOfCashFlows">
	  <link:definition>0007 - Statement - Consolidated Statements of Cash Flows</link:definition>
	  <link:usedOn>link:presentationLink</link:usedOn>
	  <link:usedOn>link:calculationLink</link:usedOn>
	  <link:usedOn>link:definitionLink</link:usedOn>
	</link:roleType>
	<link:roleType roleURI="http://firstbancorp.com/role/SummaryOfSignificantAccountingPolicies" id="SummaryOfSignificantAccountingPolicies">
	  <link:definition>0008 - Disclosure - Summary of Significant Accounting Policies</link:definition>
	  <link:usedOn>link:presentationLink</link:usedOn>
	  <link:usedOn>link:calculationLink</link:usedOn>
	  <link:usedOn>link:definitionLink</link:usedOn>
	</link:roleType>
	<link:roleType roleURI="http://firstbancorp.com/role/Acquisitions-CompletedAndPending" id="Acquisitions-CompletedAndPending">
	  <link:definition>0009 - Disclosure - Acquisitions - Completed and Pending</link:definition>
	  <link:usedOn>link:presentationLink</link:usedOn>
	  <link:usedOn>link:calculationLink</link:usedOn>
	  <link:usedOn>link:definitionLink</link:usedOn>
	</link:roleType>
	<link:roleType roleURI="http://firstbancorp.com/role/Securities" id="Securities">
	  <link:definition>0010 - Disclosure - Securities</link:definition>
	  <link:usedOn>link:presentationLink</link:usedOn>
	  <link:usedOn>link:calculationLink</link:usedOn>
	  <link:usedOn>link:definitionLink</link:usedOn>
	</link:roleType>
	<link:roleType roleURI="http://firstbancorp.com/role/LoansAndAssetQualityInformation" id="LoansAndAssetQualityInformation">
	  <link:definition>0011 - Disclosure - Loans and Asset Quality Information</link:definition>
	  <link:usedOn>link:presentationLink</link:usedOn>
	  <link:usedOn>link:calculationLink</link:usedOn>
	  <link:usedOn>link:definitionLink</link:usedOn>
	</link:roleType>
	<link:roleType roleURI="http://firstbancorp.com/role/PremisesAndEquipment" id="PremisesAndEquipment">
	  <link:definition>0012 - Disclosure - Premises and Equipment</link:definition>
	  <link:usedOn>link:presentationLink</link:usedOn>
	  <link:usedOn>link:calculationLink</link:usedOn>
	  <link:usedOn>link:definitionLink</link:usedOn>
	</link:roleType>
	<link:roleType roleURI="http://firstbancorp.com/role/FdicIndemnificationAsset" id="FdicIndemnificationAsset">
	  <link:definition>0013 - Disclosure - FDIC Indemnification Asset</link:definition>
	  <link:usedOn>link:presentationLink</link:usedOn>
	  <link:usedOn>link:calculationLink</link:usedOn>
	  <link:usedOn>link:definitionLink</link:usedOn>
	</link:roleType>
	<link:roleType roleURI="http://firstbancorp.com/role/GoodwillAndOtherIntangibleAssets" id="GoodwillAndOtherIntangibleAssets">
	  <link:definition>0014 - Disclosure - Goodwill and Other Intangible Assets</link:definition>
	  <link:usedOn>link:presentationLink</link:usedOn>
	  <link:usedOn>link:calculationLink</link:usedOn>
	  <link:usedOn>link:definitionLink</link:usedOn>
	</link:roleType>
	<link:roleType roleURI="http://firstbancorp.com/role/IncomeTaxes" id="IncomeTaxes">
	  <link:definition>0015 - Disclosure - Income Taxes</link:definition>
	  <link:usedOn>link:presentationLink</link:usedOn>
	  <link:usedOn>link:calculationLink</link:usedOn>
	  <link:usedOn>link:definitionLink</link:usedOn>
	</link:roleType>
	<link:roleType roleURI="http://firstbancorp.com/role/TimeDepositsSecuritiesSoldUnderAgreementsToRepurchaseAndRelatedPartyDeposits" id="TimeDepositsSecuritiesSoldUnderAgreementsToRepurchaseAndRelatedPartyDeposits">
	  <link:definition>0016 - Disclosure - Time Deposits, Securities Sold Under Agreements to Repurchase, and Related Party Deposits</link:definition>
	  <link:usedOn>link:presentationLink</link:usedOn>
	  <link:usedOn>link:calculationLink</link:usedOn>
	  <link:usedOn>link:definitionLink</link:usedOn>
	</link:roleType>
	<link:roleType roleURI="http://firstbancorp.com/role/BorrowingsAndBorrowingsAvailability" id="BorrowingsAndBorrowingsAvailability">
	  <link:definition>0017 - Disclosure - Borrowings and Borrowings Availability</link:definition>
	  <link:usedOn>link:presentationLink</link:usedOn>
	  <link:usedOn>link:calculationLink</link:usedOn>
	  <link:usedOn>link:definitionLink</link:usedOn>
	</link:roleType>
	<link:roleType roleURI="http://firstbancorp.com/role/Leases" id="Leases">
	  <link:definition>0018 - Disclosure - Leases</link:definition>
	  <link:usedOn>link:presentationLink</link:usedOn>
	  <link:usedOn>link:calculationLink</link:usedOn>
	  <link:usedOn>link:definitionLink</link:usedOn>
	</link:roleType>
	<link:roleType roleURI="http://firstbancorp.com/role/EmployeeBenefitPlans" id="EmployeeBenefitPlans">
	  <link:definition>0019 - Disclosure - Employee Benefit Plans</link:definition>
	  <link:usedOn>link:presentationLink</link:usedOn>
	  <link:usedOn>link:calculationLink</link:usedOn>
	  <link:usedOn>link:definitionLink</link:usedOn>
	</link:roleType>
	<link:roleType roleURI="http://firstbancorp.com/role/CommitmentsContingenciesAndConcentrationsOfCreditRisk" id="CommitmentsContingenciesAndConcentrationsOfCreditRisk">
	  <link:definition>0020 - Disclosure - Commitments, Contingencies, and Concentrations of Credit Risk</link:definition>
	  <link:usedOn>link:presentationLink</link:usedOn>
	  <link:usedOn>link:calculationLink</link:usedOn>
	  <link:usedOn>link:definitionLink</link:usedOn>
	</link:roleType>
	<link:roleType roleURI="http://firstbancorp.com/role/FairValue" id="FairValue">
	  <link:definition>0021 - Disclosure - Fair Value</link:definition>
	  <link:usedOn>link:presentationLink</link:usedOn>
	  <link:usedOn>link:calculationLink</link:usedOn>
	  <link:usedOn>link:definitionLink</link:usedOn>
	</link:roleType>
	<link:roleType roleURI="http://firstbancorp.com/role/Equity-BasedCompensationPlans" id="Equity-BasedCompensationPlans">
	  <link:definition>0022 - Disclosure - Equity-Based Compensation Plans</link:definition>
	  <link:usedOn>link:presentationLink</link:usedOn>
	  <link:usedOn>link:calculationLink</link:usedOn>
	  <link:usedOn>link:definitionLink</link:usedOn>
	</link:roleType>
	<link:roleType roleURI="http://firstbancorp.com/role/RegulatoryRestrictions" id="RegulatoryRestrictions">
	  <link:definition>0023 - Disclosure - Regulatory Restrictions</link:definition>
	  <link:usedOn>link:presentationLink</link:usedOn>
	  <link:usedOn>link:calculationLink</link:usedOn>
	  <link:usedOn>link:definitionLink</link:usedOn>
	</link:roleType>
	<link:roleType roleURI="http://firstbancorp.com/role/SupplementaryIncomeStatementInformation" id="SupplementaryIncomeStatementInformation">
	  <link:definition>0024 - Disclosure - Supplementary Income Statement Information</link:definition>
	  <link:usedOn>link:presentationLink</link:usedOn>
	  <link:usedOn>link:calculationLink</link:usedOn>
	  <link:usedOn>link:definitionLink</link:usedOn>
	</link:roleType>
	<link:roleType roleURI="http://firstbancorp.com/role/ParentCompanyInformation" id="ParentCompanyInformation">
	  <link:definition>0025 - Disclosure - Condensed Parent Company Information</link:definition>
	  <link:usedOn>link:presentationLink</link:usedOn>
	  <link:usedOn>link:calculationLink</link:usedOn>
	  <link:usedOn>link:definitionLink</link:usedOn>
	</link:roleType>
	<link:roleType roleURI="http://firstbancorp.com/role/ShareholdersEquityTransactions" id="ShareholdersEquityTransactions">
	  <link:definition>0026 - Disclosure - Shareholders' Equity Transactions</link:definition>
	  <link:usedOn>link:presentationLink</link:usedOn>
	  <link:usedOn>link:calculationLink</link:usedOn>
	  <link:usedOn>link:definitionLink</link:usedOn>
	</link:roleType>
	<link:roleType roleURI="http://firstbancorp.com/role/SubsequentEvent" id="SubsequentEvent">
	  <link:definition>0027 - Disclosure - Subsequent Event</link:definition>
	  <link:usedOn>link:presentationLink</link:usedOn>
	  <link:usedOn>link:calculationLink</link:usedOn>
	  <link:usedOn>link:definitionLink</link:usedOn>
	</link:roleType>
	<link:roleType roleURI="http://firstbancorp.com/role/SummaryOfSignificantAccountingPoliciesPolicies" id="SummaryOfSignificantAccountingPoliciesPolicies">
	  <link:definition>0028 - Disclosure - Summary of Significant Accounting Policies (Policies)</link:definition>
	  <link:usedOn>link:presentationLink</link:usedOn>
	  <link:usedOn>link:calculationLink</link:usedOn>
	  <link:usedOn>link:definitionLink</link:usedOn>
	</link:roleType>
	<link:roleType roleURI="http://firstbancorp.com/role/SummaryOfSignificantAccountingPoliciesTables" id="SummaryOfSignificantAccountingPoliciesTables">
	  <link:definition>0029 - Disclosure - Summary of Significant Accounting Policies (Tables)</link:definition>
	  <link:usedOn>link:presentationLink</link:usedOn>
	  <link:usedOn>link:calculationLink</link:usedOn>
	  <link:usedOn>link:definitionLink</link:usedOn>
	</link:roleType>
	<link:roleType roleURI="http://firstbancorp.com/role/Acquisitions-CompletedAndPendingTables" id="Acquisitions-CompletedAndPendingTables">
	  <link:definition>0030 - Disclosure - Acquisitions - Completed and Pending (Tables)</link:definition>
	  <link:usedOn>link:presentationLink</link:usedOn>
	  <link:usedOn>link:calculationLink</link:usedOn>
	  <link:usedOn>link:definitionLink</link:usedOn>
	</link:roleType>
	<link:roleType roleURI="http://firstbancorp.com/role/SecuritiesTables" id="SecuritiesTables">
	  <link:definition>0031 - Disclosure - Securities (Tables)</link:definition>
	  <link:usedOn>link:presentationLink</link:usedOn>
	  <link:usedOn>link:calculationLink</link:usedOn>
	  <link:usedOn>link:definitionLink</link:usedOn>
	</link:roleType>
	<link:roleType roleURI="http://firstbancorp.com/role/LoansAndAssetQualityInformationTables" id="LoansAndAssetQualityInformationTables">
	  <link:definition>0032 - Disclosure - Loans and Asset Quality Information (Tables)</link:definition>
	  <link:usedOn>link:presentationLink</link:usedOn>
	  <link:usedOn>link:calculationLink</link:usedOn>
	  <link:usedOn>link:definitionLink</link:usedOn>
	</link:roleType>
	<link:roleType roleURI="http://firstbancorp.com/role/PremisesAndEquipmentTables" id="PremisesAndEquipmentTables">
	  <link:definition>0033 - Disclosure - Premises and Equipment (Tables)</link:definition>
	  <link:usedOn>link:presentationLink</link:usedOn>
	  <link:usedOn>link:calculationLink</link:usedOn>
	  <link:usedOn>link:definitionLink</link:usedOn>
	</link:roleType>
	<link:roleType roleURI="http://firstbancorp.com/role/FdicIndemnificationAssetTables" id="FdicIndemnificationAssetTables">
	  <link:definition>0034 - Disclosure - FDIC Indemnification Asset (Tables)</link:definition>
	  <link:usedOn>link:presentationLink</link:usedOn>
	  <link:usedOn>link:calculationLink</link:usedOn>
	  <link:usedOn>link:definitionLink</link:usedOn>
	</link:roleType>
	<link:roleType roleURI="http://firstbancorp.com/role/GoodwillAndOtherIntangibleAssetsTables" id="GoodwillAndOtherIntangibleAssetsTables">
	  <link:definition>0035 - Disclosure - Goodwill and Other Intangible Assets (Tables)</link:definition>
	  <link:usedOn>link:presentationLink</link:usedOn>
	  <link:usedOn>link:calculationLink</link:usedOn>
	  <link:usedOn>link:definitionLink</link:usedOn>
	</link:roleType>
	<link:roleType roleURI="http://firstbancorp.com/role/IncomeTaxesTables" id="IncomeTaxesTables">
	  <link:definition>0036 - Disclosure - Income Taxes (Tables)</link:definition>
	  <link:usedOn>link:presentationLink</link:usedOn>
	  <link:usedOn>link:calculationLink</link:usedOn>
	  <link:usedOn>link:definitionLink</link:usedOn>
	</link:roleType>
	<link:roleType roleURI="http://firstbancorp.com/role/TimeDepositsSecuritiesSoldUnderAgreementsToRepurchaseAndRelatedPartyDepositsTables" id="TimeDepositsSecuritiesSoldUnderAgreementsToRepurchaseAndRelatedPartyDepositsTables">
	  <link:definition>0037 - Disclosure - Time Deposits, Securities Sold Under Agreements to Repurchase, and Related Party Deposits (Tables)</link:definition>
	  <link:usedOn>link:presentationLink</link:usedOn>
	  <link:usedOn>link:calculationLink</link:usedOn>
	  <link:usedOn>link:definitionLink</link:usedOn>
	</link:roleType>
	<link:roleType roleURI="http://firstbancorp.com/role/BorrowingsAndBorrowingsAvailabilityTables" id="BorrowingsAndBorrowingsAvailabilityTables">
	  <link:definition>0038 - Disclosure - Borrowings and Borrowings Availability (Tables)</link:definition>
	  <link:usedOn>link:presentationLink</link:usedOn>
	  <link:usedOn>link:calculationLink</link:usedOn>
	  <link:usedOn>link:definitionLink</link:usedOn>
	</link:roleType>
	<link:roleType roleURI="http://firstbancorp.com/role/LeasesTables" id="LeasesTables">
	  <link:definition>0039 - Disclosure - Leases (Tables)</link:definition>
	  <link:usedOn>link:presentationLink</link:usedOn>
	  <link:usedOn>link:calculationLink</link:usedOn>
	  <link:usedOn>link:definitionLink</link:usedOn>
	</link:roleType>
	<link:roleType roleURI="http://firstbancorp.com/role/EmployeeBenefitPlansTables" id="EmployeeBenefitPlansTables">
	  <link:definition>0040 - Disclosure - Employee Benefit Plans (Tables)</link:definition>
	  <link:usedOn>link:presentationLink</link:usedOn>
	  <link:usedOn>link:calculationLink</link:usedOn>
	  <link:usedOn>link:definitionLink</link:usedOn>
	</link:roleType>
	<link:roleType roleURI="http://firstbancorp.com/role/CommitmentsContingenciesAndConcentrationsOfCreditRiskTables" id="CommitmentsContingenciesAndConcentrationsOfCreditRiskTables">
	  <link:definition>0041 - Disclosure - Commitments, Contingencies, and Concentrations of Credit Risk (Tables)</link:definition>
	  <link:usedOn>link:presentationLink</link:usedOn>
	  <link:usedOn>link:calculationLink</link:usedOn>
	  <link:usedOn>link:definitionLink</link:usedOn>
	</link:roleType>
	<link:roleType roleURI="http://firstbancorp.com/role/FairValueTables" id="FairValueTables">
	  <link:definition>0042 - Disclosure - Fair Value (Tables)</link:definition>
	  <link:usedOn>link:presentationLink</link:usedOn>
	  <link:usedOn>link:calculationLink</link:usedOn>
	  <link:usedOn>link:definitionLink</link:usedOn>
	</link:roleType>
	<link:roleType roleURI="http://firstbancorp.com/role/Equity-BasedCompensationPlansTables" id="Equity-BasedCompensationPlansTables">
	  <link:definition>0043 - Disclosure - Equity-Based Compensation Plans (Tables)</link:definition>
	  <link:usedOn>link:presentationLink</link:usedOn>
	  <link:usedOn>link:calculationLink</link:usedOn>
	  <link:usedOn>link:definitionLink</link:usedOn>
	</link:roleType>
	<link:roleType roleURI="http://firstbancorp.com/role/RegulatoryRestrictionsTables" id="RegulatoryRestrictionsTables">
	  <link:definition>0044 - Disclosure - Regulatory Restrictions (Tables)</link:definition>
	  <link:usedOn>link:presentationLink</link:usedOn>
	  <link:usedOn>link:calculationLink</link:usedOn>
	  <link:usedOn>link:definitionLink</link:usedOn>
	</link:roleType>
	<link:roleType roleURI="http://firstbancorp.com/role/SupplementaryIncomeStatementInformationTables" id="SupplementaryIncomeStatementInformationTables">
	  <link:definition>0045 - Disclosure - Supplementary Income Statement Information (Tables)</link:definition>
	  <link:usedOn>link:presentationLink</link:usedOn>
	  <link:usedOn>link:calculationLink</link:usedOn>
	  <link:usedOn>link:definitionLink</link:usedOn>
	</link:roleType>
	<link:roleType roleURI="http://firstbancorp.com/role/ParentCompanyInformationTables" id="ParentCompanyInformationTables">
	  <link:definition>0046 - Disclosure - Condensed Parent Company Information (Tables)</link:definition>
	  <link:usedOn>link:presentationLink</link:usedOn>
	  <link:usedOn>link:calculationLink</link:usedOn>
	  <link:usedOn>link:definitionLink</link:usedOn>
	</link:roleType>
	<link:roleType roleURI="http://firstbancorp.com/role/ShareholdersEquityTransactionsTables" id="ShareholdersEquityTransactionsTables">
	  <link:definition>0047 - Disclosure - Shareholders' Equity Transactions (Tables)</link:definition>
	  <link:usedOn>link:presentationLink</link:usedOn>
	  <link:usedOn>link:calculationLink</link:usedOn>
	  <link:usedOn>link:definitionLink</link:usedOn>
	</link:roleType>
	<link:roleType roleURI="http://firstbancorp.com/role/SummaryOfSignificantAccountingPoliciesDetailsNarrative" id="SummaryOfSignificantAccountingPoliciesDetailsNarrative">
	  <link:definition>0048 - Disclosure - Summary of Significant Accounting Policies (Details Narrative)</link:definition>
	  <link:usedOn>link:presentationLink</link:usedOn>
	  <link:usedOn>link:calculationLink</link:usedOn>
	  <link:usedOn>link:definitionLink</link:usedOn>
	</link:roleType>
	<link:roleType roleURI="http://firstbancorp.com/role/SummaryOfSignificantAccountingPoliciesDetails" id="SummaryOfSignificantAccountingPoliciesDetails">
	  <link:definition>0049 - Disclosure - Summary of Significant Accounting Policies (Details)</link:definition>
	  <link:usedOn>link:presentationLink</link:usedOn>
	  <link:usedOn>link:calculationLink</link:usedOn>
	  <link:usedOn>link:definitionLink</link:usedOn>
	</link:roleType>
	<link:roleType roleURI="http://firstbancorp.com/role/SummaryOfSignificantAccountingPoliciesDetails1" id="SummaryOfSignificantAccountingPoliciesDetails1">
	  <link:definition>0050 - Disclosure - Summary of Significant Accounting Policies (Details 1)</link:definition>
	  <link:usedOn>link:presentationLink</link:usedOn>
	  <link:usedOn>link:calculationLink</link:usedOn>
	  <link:usedOn>link:definitionLink</link:usedOn>
	</link:roleType>
	<link:roleType roleURI="http://firstbancorp.com/role/Acquisitions-CompletedAndPendingDetailsNarrative" id="Acquisitions-CompletedAndPendingDetailsNarrative">
	  <link:definition>0051 - Disclosure - Acquisitions - Completed and Pending (Details Narrative)</link:definition>
	  <link:usedOn>link:presentationLink</link:usedOn>
	  <link:usedOn>link:calculationLink</link:usedOn>
	  <link:usedOn>link:definitionLink</link:usedOn>
	</link:roleType>
	<link:roleType roleURI="http://firstbancorp.com/role/Acquisitions-CompletedAndPendingDetails" id="Acquisitions-CompletedAndPendingDetails">
	  <link:definition>0052 - Disclosure - Acquisitions - Completed and Pending (Details)</link:definition>
	  <link:usedOn>link:presentationLink</link:usedOn>
	  <link:usedOn>link:calculationLink</link:usedOn>
	  <link:usedOn>link:definitionLink</link:usedOn>
	</link:roleType>
	<link:roleType roleURI="http://firstbancorp.com/role/SecuritiesDetailsNarrative" id="SecuritiesDetailsNarrative">
	  <link:definition>0053 - Disclosure - Securities (Details Narrative)</link:definition>
	  <link:usedOn>link:presentationLink</link:usedOn>
	  <link:usedOn>link:calculationLink</link:usedOn>
	  <link:usedOn>link:definitionLink</link:usedOn>
	</link:roleType>
	<link:roleType roleURI="http://firstbancorp.com/role/SecuritiesDetails" id="SecuritiesDetails">
	  <link:definition>0054 - Disclosure - Securities (Details)</link:definition>
	  <link:usedOn>link:presentationLink</link:usedOn>
	  <link:usedOn>link:calculationLink</link:usedOn>
	  <link:usedOn>link:definitionLink</link:usedOn>
	</link:roleType>
	<link:roleType roleURI="http://firstbancorp.com/role/SecuritiesDetails1" id="SecuritiesDetails1">
	  <link:definition>0055 - Disclosure - Securities (Details 1)</link:definition>
	  <link:usedOn>link:presentationLink</link:usedOn>
	  <link:usedOn>link:calculationLink</link:usedOn>
	  <link:usedOn>link:definitionLink</link:usedOn>
	</link:roleType>
	<link:roleType roleURI="http://firstbancorp.com/role/SecuritiesDetails2" id="SecuritiesDetails2">
	  <link:definition>0056 - Disclosure - Securities (Details 2)</link:definition>
	  <link:usedOn>link:presentationLink</link:usedOn>
	  <link:usedOn>link:calculationLink</link:usedOn>
	  <link:usedOn>link:definitionLink</link:usedOn>
	</link:roleType>
	<link:roleType roleURI="http://firstbancorp.com/role/SecuritiesDetails3" id="SecuritiesDetails3">
	  <link:definition>0057 - Disclosure - Securities (Details 3)</link:definition>
	  <link:usedOn>link:presentationLink</link:usedOn>
	  <link:usedOn>link:calculationLink</link:usedOn>
	  <link:usedOn>link:definitionLink</link:usedOn>
	</link:roleType>
	<link:roleType roleURI="http://firstbancorp.com/role/LoansAndAssetQualityInformationDetailsNarrative" id="LoansAndAssetQualityInformationDetailsNarrative">
	  <link:definition>0058 - Disclosure - Loans and Asset Quality Information (Details Narrative)</link:definition>
	  <link:usedOn>link:presentationLink</link:usedOn>
	  <link:usedOn>link:calculationLink</link:usedOn>
	  <link:usedOn>link:definitionLink</link:usedOn>
	</link:roleType>
	<link:roleType roleURI="http://firstbancorp.com/role/LoansAndAssetQualityInformationDetails" id="LoansAndAssetQualityInformationDetails">
	  <link:definition>0059 - Disclosure - Loans and Asset Quality Information (Details)</link:definition>
	  <link:usedOn>link:presentationLink</link:usedOn>
	  <link:usedOn>link:calculationLink</link:usedOn>
	  <link:usedOn>link:definitionLink</link:usedOn>
	</link:roleType>
	<link:roleType roleURI="http://firstbancorp.com/role/LoansAndAssetQualityInformationDetails1" id="LoansAndAssetQualityInformationDetails1">
	  <link:definition>0060 - Disclosure - Loans and Asset Quality Information (Details 1)</link:definition>
	  <link:usedOn>link:presentationLink</link:usedOn>
	  <link:usedOn>link:calculationLink</link:usedOn>
	  <link:usedOn>link:definitionLink</link:usedOn>
	</link:roleType>
	<link:roleType roleURI="http://firstbancorp.com/role/LoansAndAssetQualityInformationDetails2" id="LoansAndAssetQualityInformationDetails2">
	  <link:definition>0061 - Disclosure - Loans and Asset Quality Information (Details 2)</link:definition>
	  <link:usedOn>link:presentationLink</link:usedOn>
	  <link:usedOn>link:calculationLink</link:usedOn>
	  <link:usedOn>link:definitionLink</link:usedOn>
	</link:roleType>
	<link:roleType roleURI="http://firstbancorp.com/role/LoansAndAssetQualityInformationDetails3" id="LoansAndAssetQualityInformationDetails3">
	  <link:definition>0062 - Disclosure - Loans and Asset Quality Information (Details 3)</link:definition>
	  <link:usedOn>link:presentationLink</link:usedOn>
	  <link:usedOn>link:calculationLink</link:usedOn>
	  <link:usedOn>link:definitionLink</link:usedOn>
	</link:roleType>
	<link:roleType roleURI="http://firstbancorp.com/role/LoansAndAssetQualityInformationDetails4" id="LoansAndAssetQualityInformationDetails4">
	  <link:definition>0063 - Disclosure - Loans and Asset Quality Information (Details 4)</link:definition>
	  <link:usedOn>link:presentationLink</link:usedOn>
	  <link:usedOn>link:calculationLink</link:usedOn>
	  <link:usedOn>link:definitionLink</link:usedOn>
	</link:roleType>
	<link:roleType roleURI="http://firstbancorp.com/role/LoansAndAssetQualityInformationDetails5" id="LoansAndAssetQualityInformationDetails5">
	  <link:definition>0064 - Disclosure - Loans and Asset Quality Information (Details 5)</link:definition>
	  <link:usedOn>link:presentationLink</link:usedOn>
	  <link:usedOn>link:calculationLink</link:usedOn>
	  <link:usedOn>link:definitionLink</link:usedOn>
	</link:roleType>
	<link:roleType roleURI="http://firstbancorp.com/role/LoansAndAssetQualityInformationDetails6" id="LoansAndAssetQualityInformationDetails6">
	  <link:definition>0065 - Disclosure - Loans and Asset Quality Information (Details 6)</link:definition>
	  <link:usedOn>link:presentationLink</link:usedOn>
	  <link:usedOn>link:calculationLink</link:usedOn>
	  <link:usedOn>link:definitionLink</link:usedOn>
	</link:roleType>
	<link:roleType roleURI="http://firstbancorp.com/role/LoansAndAssetQualityInformationDetails7" id="LoansAndAssetQualityInformationDetails7">
	  <link:definition>0066 - Disclosure - Loans and Asset Quality Information (Details 7)</link:definition>
	  <link:usedOn>link:presentationLink</link:usedOn>
	  <link:usedOn>link:calculationLink</link:usedOn>
	  <link:usedOn>link:definitionLink</link:usedOn>
	</link:roleType>
	<link:roleType roleURI="http://firstbancorp.com/role/LoansAndAssetQualityInformationDetails8" id="LoansAndAssetQualityInformationDetails8">
	  <link:definition>0067 - Disclosure - Loans and Asset Quality Information (Details 8)</link:definition>
	  <link:usedOn>link:presentationLink</link:usedOn>
	  <link:usedOn>link:calculationLink</link:usedOn>
	  <link:usedOn>link:definitionLink</link:usedOn>
	</link:roleType>
	<link:roleType roleURI="http://firstbancorp.com/role/LoansAndAssetQualityInformationDetails9" id="LoansAndAssetQualityInformationDetails9">
	  <link:definition>0068 - Disclosure - Loans and Asset Quality Information (Details 9)</link:definition>
	  <link:usedOn>link:presentationLink</link:usedOn>
	  <link:usedOn>link:calculationLink</link:usedOn>
	  <link:usedOn>link:definitionLink</link:usedOn>
	</link:roleType>
	<link:roleType roleURI="http://firstbancorp.com/role/LoansAndAssetQualityInformationDetails10" id="LoansAndAssetQualityInformationDetails10">
	  <link:definition>0069 - Disclosure - Loans and Asset Quality Information (Details 10)</link:definition>
	  <link:usedOn>link:presentationLink</link:usedOn>
	  <link:usedOn>link:calculationLink</link:usedOn>
	  <link:usedOn>link:definitionLink</link:usedOn>
	</link:roleType>
	<link:roleType roleURI="http://firstbancorp.com/role/LoansAndAssetQualityInformationDetails11" id="LoansAndAssetQualityInformationDetails11">
	  <link:definition>0070 - Disclosure - Loans and Asset Quality Information (Details 11)</link:definition>
	  <link:usedOn>link:presentationLink</link:usedOn>
	  <link:usedOn>link:calculationLink</link:usedOn>
	  <link:usedOn>link:definitionLink</link:usedOn>
	</link:roleType>
	<link:roleType roleURI="http://firstbancorp.com/role/LoansAndAssetQualityInformationDetails12" id="LoansAndAssetQualityInformationDetails12">
	  <link:definition>0071 - Disclosure - Loans and Asset Quality Information (Details 12)</link:definition>
	  <link:usedOn>link:presentationLink</link:usedOn>
	  <link:usedOn>link:calculationLink</link:usedOn>
	  <link:usedOn>link:definitionLink</link:usedOn>
	</link:roleType>
	<link:roleType roleURI="http://firstbancorp.com/role/LoansAndAssetQualityInformationDetails13" id="LoansAndAssetQualityInformationDetails13">
	  <link:definition>0072 - Disclosure - Loans and Asset Quality Information (Details 13)</link:definition>
	  <link:usedOn>link:presentationLink</link:usedOn>
	  <link:usedOn>link:calculationLink</link:usedOn>
	  <link:usedOn>link:definitionLink</link:usedOn>
	</link:roleType>
	<link:roleType roleURI="http://firstbancorp.com/role/PremisesAndEquipmentDetails" id="PremisesAndEquipmentDetails">
	  <link:definition>0073 - Disclosure - Premises and Equipment (Details)</link:definition>
	  <link:usedOn>link:presentationLink</link:usedOn>
	  <link:usedOn>link:calculationLink</link:usedOn>
	  <link:usedOn>link:definitionLink</link:usedOn>
	</link:roleType>
	<link:roleType roleURI="http://firstbancorp.com/role/FdicIndemnificationAssetDetails" id="FdicIndemnificationAssetDetails">
	  <link:definition>0074 - Disclosure - FDIC Indemnification Asset (Details)</link:definition>
	  <link:usedOn>link:presentationLink</link:usedOn>
	  <link:usedOn>link:calculationLink</link:usedOn>
	  <link:usedOn>link:definitionLink</link:usedOn>
	</link:roleType>
	<link:roleType roleURI="http://firstbancorp.com/role/FdicIndemnificationAssetDetails1" id="FdicIndemnificationAssetDetails1">
	  <link:definition>0075 - Disclosure - FDIC Indemnification Asset (Details 1)</link:definition>
	  <link:usedOn>link:presentationLink</link:usedOn>
	  <link:usedOn>link:calculationLink</link:usedOn>
	  <link:usedOn>link:definitionLink</link:usedOn>
	</link:roleType>
	<link:roleType roleURI="http://firstbancorp.com/role/GoodwillAndOtherIntangibleAssetsDetailsNarrative" id="GoodwillAndOtherIntangibleAssetsDetailsNarrative">
	  <link:definition>0076 - Disclosure - Goodwill and Other Intangible Assets (Details Narrative)</link:definition>
	  <link:usedOn>link:presentationLink</link:usedOn>
	  <link:usedOn>link:calculationLink</link:usedOn>
	  <link:usedOn>link:definitionLink</link:usedOn>
	</link:roleType>
	<link:roleType roleURI="http://firstbancorp.com/role/GoodwillAndOtherIntangibleAssetsDetails" id="GoodwillAndOtherIntangibleAssetsDetails">
	  <link:definition>0077 - Disclosure - Goodwill and Other Intangible Assets (Details)</link:definition>
	  <link:usedOn>link:presentationLink</link:usedOn>
	  <link:usedOn>link:calculationLink</link:usedOn>
	  <link:usedOn>link:definitionLink</link:usedOn>
	</link:roleType>
	<link:roleType roleURI="http://firstbancorp.com/role/GoodwillAndOtherIntangibleAssetsDetails1" id="GoodwillAndOtherIntangibleAssetsDetails1">
	  <link:definition>0078 - Disclosure - Goodwill and Other Intangible Assets (Details 1)</link:definition>
	  <link:usedOn>link:presentationLink</link:usedOn>
	  <link:usedOn>link:calculationLink</link:usedOn>
	  <link:usedOn>link:definitionLink</link:usedOn>
	</link:roleType>
	<link:roleType roleURI="http://firstbancorp.com/role/IncomeTaxesDetailsNarrative" id="IncomeTaxesDetailsNarrative">
	  <link:definition>0079 - Disclosure - Income Taxes (Details Narrative)</link:definition>
	  <link:usedOn>link:presentationLink</link:usedOn>
	  <link:usedOn>link:calculationLink</link:usedOn>
	  <link:usedOn>link:definitionLink</link:usedOn>
	</link:roleType>
	<link:roleType roleURI="http://firstbancorp.com/role/IncomeTaxesDetails" id="IncomeTaxesDetails">
	  <link:definition>0080 - Disclosure - Income Taxes (Details)</link:definition>
	  <link:usedOn>link:presentationLink</link:usedOn>
	  <link:usedOn>link:calculationLink</link:usedOn>
	  <link:usedOn>link:definitionLink</link:usedOn>
	</link:roleType>
	<link:roleType roleURI="http://firstbancorp.com/role/IncomeTaxesDetails1" id="IncomeTaxesDetails1">
	  <link:definition>0081 - Disclosure - Income Taxes (Details 1)</link:definition>
	  <link:usedOn>link:presentationLink</link:usedOn>
	  <link:usedOn>link:calculationLink</link:usedOn>
	  <link:usedOn>link:definitionLink</link:usedOn>
	</link:roleType>
	<link:roleType roleURI="http://firstbancorp.com/role/IncomeTaxesDetails2" id="IncomeTaxesDetails2">
	  <link:definition>0082 - Disclosure - Income Taxes (Details 2)</link:definition>
	  <link:usedOn>link:presentationLink</link:usedOn>
	  <link:usedOn>link:calculationLink</link:usedOn>
	  <link:usedOn>link:definitionLink</link:usedOn>
	</link:roleType>
	<link:roleType roleURI="http://firstbancorp.com/role/IncomeTaxesDetails3" id="IncomeTaxesDetails3">
	  <link:definition>0083 - Disclosure - Income Taxes (Details 3)</link:definition>
	  <link:usedOn>link:presentationLink</link:usedOn>
	  <link:usedOn>link:calculationLink</link:usedOn>
	  <link:usedOn>link:definitionLink</link:usedOn>
	</link:roleType>
	<link:roleType roleURI="http://firstbancorp.com/role/TimeDepositsSecuritiesSoldUnderAgreementsToRepurchaseAndRelatedPartyDepositsDetailsNarrative" id="TimeDepositsSecuritiesSoldUnderAgreementsToRepurchaseAndRelatedPartyDepositsDetailsNarrative">
	  <link:definition>0084 - Disclosure - Time Deposits, Securities Sold Under Agreements to Repurchase, and Related Party Deposits (Details Narrative)</link:definition>
	  <link:usedOn>link:presentationLink</link:usedOn>
	  <link:usedOn>link:calculationLink</link:usedOn>
	  <link:usedOn>link:definitionLink</link:usedOn>
	</link:roleType>
	<link:roleType roleURI="http://firstbancorp.com/role/TimeDepositsSecuritiesSoldUnderAgreementsToRepurchaseAndRelatedPartyDepositsDetails" id="TimeDepositsSecuritiesSoldUnderAgreementsToRepurchaseAndRelatedPartyDepositsDetails">
	  <link:definition>0085 - Disclosure - Time Deposits, Securities Sold Under Agreements to Repurchase, and Related Party Deposits (Details)</link:definition>
	  <link:usedOn>link:presentationLink</link:usedOn>
	  <link:usedOn>link:calculationLink</link:usedOn>
	  <link:usedOn>link:definitionLink</link:usedOn>
	</link:roleType>
	<link:roleType roleURI="http://firstbancorp.com/role/TimeDepositsSecuritiesSoldUnderAgreementsToRepurchaseAndRelatedPartyDepositsDetails1" id="TimeDepositsSecuritiesSoldUnderAgreementsToRepurchaseAndRelatedPartyDepositsDetails1">
	  <link:definition>0086 - Disclosure - Time Deposits, Securities Sold Under Agreements to Repurchase, and Related Party Deposits (Details 1)</link:definition>
	  <link:usedOn>link:presentationLink</link:usedOn>
	  <link:usedOn>link:calculationLink</link:usedOn>
	  <link:usedOn>link:definitionLink</link:usedOn>
	</link:roleType>
	<link:roleType roleURI="http://firstbancorp.com/role/BorrowingsAndBorrowingsAvailabilityDetailsNarrative" id="BorrowingsAndBorrowingsAvailabilityDetailsNarrative">
	  <link:definition>0087 - Disclosure - Borrowings and Borrowings Availability (Details Narrative)</link:definition>
	  <link:usedOn>link:presentationLink</link:usedOn>
	  <link:usedOn>link:calculationLink</link:usedOn>
	  <link:usedOn>link:definitionLink</link:usedOn>
	</link:roleType>
	<link:roleType roleURI="http://firstbancorp.com/role/BorrowingsAndBorrowingsAvailabilityDetails" id="BorrowingsAndBorrowingsAvailabilityDetails">
	  <link:definition>0088 - Disclosure - Borrowings and Borrowings Availability (Details)</link:definition>
	  <link:usedOn>link:presentationLink</link:usedOn>
	  <link:usedOn>link:calculationLink</link:usedOn>
	  <link:usedOn>link:definitionLink</link:usedOn>
	</link:roleType>
	<link:roleType roleURI="http://firstbancorp.com/role/LeasesDetailsNarrative" id="LeasesDetailsNarrative">
	  <link:definition>0089 - Disclosure - Leases (Details Narrative)</link:definition>
	  <link:usedOn>link:presentationLink</link:usedOn>
	  <link:usedOn>link:calculationLink</link:usedOn>
	  <link:usedOn>link:definitionLink</link:usedOn>
	</link:roleType>
	<link:roleType roleURI="http://firstbancorp.com/role/LeasesDetails" id="LeasesDetails">
	  <link:definition>0090 - Disclosure - Leases (Details)</link:definition>
	  <link:usedOn>link:presentationLink</link:usedOn>
	  <link:usedOn>link:calculationLink</link:usedOn>
	  <link:usedOn>link:definitionLink</link:usedOn>
	</link:roleType>
	<link:roleType roleURI="http://firstbancorp.com/role/EmployeeBenefitPlansDetailsNarrative" id="EmployeeBenefitPlansDetailsNarrative">
	  <link:definition>0091 - Disclosure - Employee Benefit Plans (Details Narrative)</link:definition>
	  <link:usedOn>link:presentationLink</link:usedOn>
	  <link:usedOn>link:calculationLink</link:usedOn>
	  <link:usedOn>link:definitionLink</link:usedOn>
	</link:roleType>
	<link:roleType roleURI="http://firstbancorp.com/role/EmployeeBenefitPlansDetails" id="EmployeeBenefitPlansDetails">
	  <link:definition>0092 - Disclosure - Employee Benefit Plans (Details)</link:definition>
	  <link:usedOn>link:presentationLink</link:usedOn>
	  <link:usedOn>link:calculationLink</link:usedOn>
	  <link:usedOn>link:definitionLink</link:usedOn>
	</link:roleType>
	<link:roleType roleURI="http://firstbancorp.com/role/EmployeeBenefitPlansDetails1" id="EmployeeBenefitPlansDetails1">
	  <link:definition>0093 - Disclosure - Employee Benefit Plans (Details 1)</link:definition>
	  <link:usedOn>link:presentationLink</link:usedOn>
	  <link:usedOn>link:calculationLink</link:usedOn>
	  <link:usedOn>link:definitionLink</link:usedOn>
	</link:roleType>
	<link:roleType roleURI="http://firstbancorp.com/role/EmployeeBenefitPlansDetails2" id="EmployeeBenefitPlansDetails2">
	  <link:definition>0094 - Disclosure - Employee Benefit Plans (Details 2)</link:definition>
	  <link:usedOn>link:presentationLink</link:usedOn>
	  <link:usedOn>link:calculationLink</link:usedOn>
	  <link:usedOn>link:definitionLink</link:usedOn>
	</link:roleType>
	<link:roleType roleURI="http://firstbancorp.com/role/EmployeeBenefitPlansDetails3" id="EmployeeBenefitPlansDetails3">
	  <link:definition>0095 - Disclosure - Employee Benefit Plans (Details 3)</link:definition>
	  <link:usedOn>link:presentationLink</link:usedOn>
	  <link:usedOn>link:calculationLink</link:usedOn>
	  <link:usedOn>link:definitionLink</link:usedOn>
	</link:roleType>
	<link:roleType roleURI="http://firstbancorp.com/role/EmployeeBenefitPlansDetails4" id="EmployeeBenefitPlansDetails4">
	  <link:definition>0096 - Disclosure - Employee Benefit Plans (Details 4)</link:definition>
	  <link:usedOn>link:presentationLink</link:usedOn>
	  <link:usedOn>link:calculationLink</link:usedOn>
	  <link:usedOn>link:definitionLink</link:usedOn>
	</link:roleType>
	<link:roleType roleURI="http://firstbancorp.com/role/EmployeeBenefitPlansDetails5" id="EmployeeBenefitPlansDetails5">
	  <link:definition>0097 - Disclosure - Employee Benefit Plans (Details 5)</link:definition>
	  <link:usedOn>link:presentationLink</link:usedOn>
	  <link:usedOn>link:calculationLink</link:usedOn>
	  <link:usedOn>link:definitionLink</link:usedOn>
	</link:roleType>
	<link:roleType roleURI="http://firstbancorp.com/role/EmployeeBenefitPlansDetails6" id="EmployeeBenefitPlansDetails6">
	  <link:definition>0098 - Disclosure - Employee Benefit Plans (Details 6)</link:definition>
	  <link:usedOn>link:presentationLink</link:usedOn>
	  <link:usedOn>link:calculationLink</link:usedOn>
	  <link:usedOn>link:definitionLink</link:usedOn>
	</link:roleType>
	<link:roleType roleURI="http://firstbancorp.com/role/EmployeeBenefitPlansDetails7" id="EmployeeBenefitPlansDetails7">
	  <link:definition>0099 - Disclosure - Employee Benefit Plans (Details 7)</link:definition>
	  <link:usedOn>link:presentationLink</link:usedOn>
	  <link:usedOn>link:calculationLink</link:usedOn>
	  <link:usedOn>link:definitionLink</link:usedOn>
	</link:roleType>
	<link:roleType roleURI="http://firstbancorp.com/role/EmployeeBenefitPlansDetails8" id="EmployeeBenefitPlansDetails8">
	  <link:definition>0100 - Disclosure - Employee Benefit Plans (Details 8)</link:definition>
	  <link:usedOn>link:presentationLink</link:usedOn>
	  <link:usedOn>link:calculationLink</link:usedOn>
	  <link:usedOn>link:definitionLink</link:usedOn>
	</link:roleType>
	<link:roleType roleURI="http://firstbancorp.com/role/EmployeeBenefitPlansDetails9" id="EmployeeBenefitPlansDetails9">
	  <link:definition>0101 - Disclosure - Employee Benefit Plans (Details 9)</link:definition>
	  <link:usedOn>link:presentationLink</link:usedOn>
	  <link:usedOn>link:calculationLink</link:usedOn>
	  <link:usedOn>link:definitionLink</link:usedOn>
	</link:roleType>
	<link:roleType roleURI="http://firstbancorp.com/role/EmployeeBenefitPlansDetails10" id="EmployeeBenefitPlansDetails10">
	  <link:definition>0102 - Disclosure - Employee Benefit Plans (Details 10)</link:definition>
	  <link:usedOn>link:presentationLink</link:usedOn>
	  <link:usedOn>link:calculationLink</link:usedOn>
	  <link:usedOn>link:definitionLink</link:usedOn>
	</link:roleType>
	<link:roleType roleURI="http://firstbancorp.com/role/EmployeeBenefitPlansDetails11" id="EmployeeBenefitPlansDetails11">
	  <link:definition>0103 - Disclosure - Employee Benefit Plans (Details 11)</link:definition>
	  <link:usedOn>link:presentationLink</link:usedOn>
	  <link:usedOn>link:calculationLink</link:usedOn>
	  <link:usedOn>link:definitionLink</link:usedOn>
	</link:roleType>
	<link:roleType roleURI="http://firstbancorp.com/role/EmployeeBenefitPlansDetails12" id="EmployeeBenefitPlansDetails12">
	  <link:definition>0104 - Disclosure - Employee Benefit Plans (Details 12)</link:definition>
	  <link:usedOn>link:presentationLink</link:usedOn>
	  <link:usedOn>link:calculationLink</link:usedOn>
	  <link:usedOn>link:definitionLink</link:usedOn>
	</link:roleType>
	<link:roleType roleURI="http://firstbancorp.com/role/EmployeeBenefitPlansDetails13" id="EmployeeBenefitPlansDetails13">
	  <link:definition>0105 - Disclosure - Employee Benefit Plans (Details 13)</link:definition>
	  <link:usedOn>link:presentationLink</link:usedOn>
	  <link:usedOn>link:calculationLink</link:usedOn>
	  <link:usedOn>link:definitionLink</link:usedOn>
	</link:roleType>
	<link:roleType roleURI="http://firstbancorp.com/role/EmployeeBenefitPlansDetails14" id="EmployeeBenefitPlansDetails14">
	  <link:definition>0106 - Disclosure - Employee Benefit Plans (Details 14)</link:definition>
	  <link:usedOn>link:presentationLink</link:usedOn>
	  <link:usedOn>link:calculationLink</link:usedOn>
	  <link:usedOn>link:definitionLink</link:usedOn>
	</link:roleType>
	<link:roleType roleURI="http://firstbancorp.com/role/EmployeeBenefitPlansDetails15" id="EmployeeBenefitPlansDetails15">
	  <link:definition>0107 - Disclosure - Employee Benefit Plans (Details 15)</link:definition>
	  <link:usedOn>link:presentationLink</link:usedOn>
	  <link:usedOn>link:calculationLink</link:usedOn>
	  <link:usedOn>link:definitionLink</link:usedOn>
	</link:roleType>
	<link:roleType roleURI="http://firstbancorp.com/role/EmployeeBenefitPlansDetails16" id="EmployeeBenefitPlansDetails16">
	  <link:definition>0108 - Disclosure - Employee Benefit Plans (Details 16)</link:definition>
	  <link:usedOn>link:presentationLink</link:usedOn>
	  <link:usedOn>link:calculationLink</link:usedOn>
	  <link:usedOn>link:definitionLink</link:usedOn>
	</link:roleType>
	<link:roleType roleURI="http://firstbancorp.com/role/EmployeeBenefitPlansDetails17" id="EmployeeBenefitPlansDetails17">
	  <link:definition>0109 - Disclosure - Employee Benefit Plans (Details 17)</link:definition>
	  <link:usedOn>link:presentationLink</link:usedOn>
	  <link:usedOn>link:calculationLink</link:usedOn>
	  <link:usedOn>link:definitionLink</link:usedOn>
	</link:roleType>
	<link:roleType roleURI="http://firstbancorp.com/role/CommitmentsContingenciesAndConcentrationsOfCreditRiskDetailsNarrative" id="CommitmentsContingenciesAndConcentrationsOfCreditRiskDetailsNarrative">
	  <link:definition>0110 - Disclosure - Commitments, Contingencies, and Concentrations of Credit Risk (Details Narrative)</link:definition>
	  <link:usedOn>link:presentationLink</link:usedOn>
	  <link:usedOn>link:calculationLink</link:usedOn>
	  <link:usedOn>link:definitionLink</link:usedOn>
	</link:roleType>
	<link:roleType roleURI="http://firstbancorp.com/role/CommitmentsContingenciesAndConcentrationsOfCreditRiskDetails" id="CommitmentsContingenciesAndConcentrationsOfCreditRiskDetails">
	  <link:definition>0111 - Disclosure - Commitments, Contingencies, and Concentrations of Credit Risk (Details)</link:definition>
	  <link:usedOn>link:presentationLink</link:usedOn>
	  <link:usedOn>link:calculationLink</link:usedOn>
	  <link:usedOn>link:definitionLink</link:usedOn>
	</link:roleType>
	<link:roleType roleURI="http://firstbancorp.com/role/CommitmentsContingenciesAndConcentrationsOfCreditRiskDetails1" id="CommitmentsContingenciesAndConcentrationsOfCreditRiskDetails1">
	  <link:definition>0112 - Disclosure - Commitments, Contingencies, and Concentrations of Credit Risk (Details 1)</link:definition>
	  <link:usedOn>link:presentationLink</link:usedOn>
	  <link:usedOn>link:calculationLink</link:usedOn>
	  <link:usedOn>link:definitionLink</link:usedOn>
	</link:roleType>
	<link:roleType roleURI="http://firstbancorp.com/role/FairValueDetailsNarrative" id="FairValueDetailsNarrative">
	  <link:definition>0113 - Disclosure - Fair Value (Details Narrative)</link:definition>
	  <link:usedOn>link:presentationLink</link:usedOn>
	  <link:usedOn>link:calculationLink</link:usedOn>
	  <link:usedOn>link:definitionLink</link:usedOn>
	</link:roleType>
	<link:roleType roleURI="http://firstbancorp.com/role/FairValueDetails" id="FairValueDetails">
	  <link:definition>0114 - Disclosure - Fair Value (Details)</link:definition>
	  <link:usedOn>link:presentationLink</link:usedOn>
	  <link:usedOn>link:calculationLink</link:usedOn>
	  <link:usedOn>link:definitionLink</link:usedOn>
	</link:roleType>
	<link:roleType roleURI="http://firstbancorp.com/role/FairValueDetails1" id="FairValueDetails1">
	  <link:definition>0115 - Disclosure - Fair Value (Details 1)</link:definition>
	  <link:usedOn>link:presentationLink</link:usedOn>
	  <link:usedOn>link:calculationLink</link:usedOn>
	  <link:usedOn>link:definitionLink</link:usedOn>
	</link:roleType>
	<link:roleType roleURI="http://firstbancorp.com/role/FairValueDetails2" id="FairValueDetails2">
	  <link:definition>0116 - Disclosure - Fair Value (Details 2)</link:definition>
	  <link:usedOn>link:presentationLink</link:usedOn>
	  <link:usedOn>link:calculationLink</link:usedOn>
	  <link:usedOn>link:definitionLink</link:usedOn>
	</link:roleType>
	<link:roleType roleURI="http://firstbancorp.com/role/Equity-BasedCompensationPlansDetailsNarrative" id="Equity-BasedCompensationPlansDetailsNarrative">
	  <link:definition>0117 - Disclosure - Equity-Based Compensation Plans (Details Narrative)</link:definition>
	  <link:usedOn>link:presentationLink</link:usedOn>
	  <link:usedOn>link:calculationLink</link:usedOn>
	  <link:usedOn>link:definitionLink</link:usedOn>
	</link:roleType>
	<link:roleType roleURI="http://firstbancorp.com/role/Equity-BasedCompensationPlansDetails" id="Equity-BasedCompensationPlansDetails">
	  <link:definition>0118 - Disclosure - Equity-Based Compensation Plans (Details)</link:definition>
	  <link:usedOn>link:presentationLink</link:usedOn>
	  <link:usedOn>link:calculationLink</link:usedOn>
	  <link:usedOn>link:definitionLink</link:usedOn>
	</link:roleType>
	<link:roleType roleURI="http://firstbancorp.com/role/Equity-BasedCompensationPlansDetails1" id="Equity-BasedCompensationPlansDetails1">
	  <link:definition>0119 - Disclosure - Equity-Based Compensation Plans (Details 1)</link:definition>
	  <link:usedOn>link:presentationLink</link:usedOn>
	  <link:usedOn>link:calculationLink</link:usedOn>
	  <link:usedOn>link:definitionLink</link:usedOn>
	</link:roleType>
	<link:roleType roleURI="http://firstbancorp.com/role/Equity-BasedCompensationPlansDetails2" id="Equity-BasedCompensationPlansDetails2">
	  <link:definition>0120 - Disclosure - Equity-Based Compensation Plans (Details 2)</link:definition>
	  <link:usedOn>link:presentationLink</link:usedOn>
	  <link:usedOn>link:calculationLink</link:usedOn>
	  <link:usedOn>link:definitionLink</link:usedOn>
	</link:roleType>
	<link:roleType roleURI="http://firstbancorp.com/role/Equity-BasedCompensationPlansDetails3" id="Equity-BasedCompensationPlansDetails3">
	  <link:definition>0121 - Disclosure - Equity-Based Compensation Plans (Details 3)</link:definition>
	  <link:usedOn>link:presentationLink</link:usedOn>
	  <link:usedOn>link:calculationLink</link:usedOn>
	  <link:usedOn>link:definitionLink</link:usedOn>
	</link:roleType>
	<link:roleType roleURI="http://firstbancorp.com/role/RegulatoryRestrictionsDetailsNarrative" id="RegulatoryRestrictionsDetailsNarrative">
	  <link:definition>0122 - Disclosure - Regulatory Restrictions (Details Narrative)</link:definition>
	  <link:usedOn>link:presentationLink</link:usedOn>
	  <link:usedOn>link:calculationLink</link:usedOn>
	  <link:usedOn>link:definitionLink</link:usedOn>
	</link:roleType>
	<link:roleType roleURI="http://firstbancorp.com/role/RegulatoryRestrictionsDetails" id="RegulatoryRestrictionsDetails">
	  <link:definition>0123 - Disclosure - Regulatory Restrictions (Details)</link:definition>
	  <link:usedOn>link:presentationLink</link:usedOn>
	  <link:usedOn>link:calculationLink</link:usedOn>
	  <link:usedOn>link:definitionLink</link:usedOn>
	</link:roleType>
	<link:roleType roleURI="http://firstbancorp.com/role/SupplementaryIncomeStatementInformationDetails" id="SupplementaryIncomeStatementInformationDetails">
	  <link:definition>0124 - Disclosure - Supplementary Income Statement Information (Details)</link:definition>
	  <link:usedOn>link:presentationLink</link:usedOn>
	  <link:usedOn>link:calculationLink</link:usedOn>
	  <link:usedOn>link:definitionLink</link:usedOn>
	</link:roleType>
	<link:roleType roleURI="http://firstbancorp.com/role/ParentCompanyInformationDetails" id="ParentCompanyInformationDetails">
	  <link:definition>0125 - Disclosure - Condensed Parent Company Information (Details)</link:definition>
	  <link:usedOn>link:presentationLink</link:usedOn>
	  <link:usedOn>link:calculationLink</link:usedOn>
	  <link:usedOn>link:definitionLink</link:usedOn>
	</link:roleType>
	<link:roleType roleURI="http://firstbancorp.com/role/ParentCompanyInformationDetails1" id="ParentCompanyInformationDetails1">
	  <link:definition>0126 - Disclosure - Condensed Parent Company Information (Details 1)</link:definition>
	  <link:usedOn>link:presentationLink</link:usedOn>
	  <link:usedOn>link:calculationLink</link:usedOn>
	  <link:usedOn>link:definitionLink</link:usedOn>
	</link:roleType>
	<link:roleType roleURI="http://firstbancorp.com/role/ParentCompanyInformationDetails2" id="ParentCompanyInformationDetails2">
	  <link:definition>0127 - Disclosure - Condensed Parent Company Information (Details 2)</link:definition>
	  <link:usedOn>link:presentationLink</link:usedOn>
	  <link:usedOn>link:calculationLink</link:usedOn>
	  <link:usedOn>link:definitionLink</link:usedOn>
	</link:roleType>
	<link:roleType roleURI="http://firstbancorp.com/role/ShareholdersEquityTransactionsDetailsNarrative" id="ShareholdersEquityTransactionsDetailsNarrative">
	  <link:definition>0128 - Disclosure - Shareholders' Equity Transactions (Details Narrative)</link:definition>
	  <link:usedOn>link:presentationLink</link:usedOn>
	  <link:usedOn>link:calculationLink</link:usedOn>
	  <link:usedOn>link:definitionLink</link:usedOn>
	</link:roleType>
	<link:roleType roleURI="http://firstbancorp.com/role/ShareholdersEquityTransactionsDetails" id="ShareholdersEquityTransactionsDetails">
	  <link:definition>0129 - Disclosure - Shareholders' Equity Transactions (Details)</link:definition>
	  <link:usedOn>link:presentationLink</link:usedOn>
	  <link:usedOn>link:calculationLink</link:usedOn>
	  <link:usedOn>link:definitionLink</link:usedOn>
	</link:roleType>
	<link:roleType roleURI="http://firstbancorp.com/role/SubsequentEventDetailsNarrative" id="SubsequentEventDetailsNarrative">
	  <link:definition>0130 - Disclosure - Subsequent Event (Details Narrative)</link:definition>
	  <link:usedOn>link:presentationLink</link:usedOn>
	  <link:usedOn>link:calculationLink</link:usedOn>
	  <link:usedOn>link:definitionLink</link:usedOn>
	</link:roleType>
	<link:linkbaseRef xlink:type="simple" xlink:href="fbp-20121231_pre.xml" xlink:role="http://www.xbrl.org/2003/role/presentationLinkbaseRef" xlink:arcrole="http://www.w3.org/1999/xlink/properties/linkbase" xlink:title="Presentation Links" />
	<link:linkbaseRef xlink:type="simple" xlink:href="fbp-20121231_lab.xml" xlink:role="http://www.xbrl.org/2003/role/labelLinkbaseRef" xlink:arcrole="http://www.w3.org/1999/xlink/properties/linkbase" xlink:title="Label Links" />
	<link:linkbaseRef xlink:type="simple" xlink:href="fbp-20121231_cal.xml" xlink:role="http://www.xbrl.org/2003/role/calculationLinkbaseRef" xlink:arcrole="http://www.w3.org/1999/xlink/properties/linkbase" xlink:title="Calculation Links" />
	<link:linkbaseRef xlink:type="simple" xlink:href="fbp-20121231_def.xml" xlink:role="http://www.xbrl.org/2003/role/definitionLinkbaseRef" xlink:arcrole="http://www.w3.org/1999/xlink/properties/linkbase" xlink:title="Definition Links" />
      </appinfo>
    </annotation>
    <import namespace="http://www.xbrl.org/2003/instance" schemaLocation="http://www.xbrl.org/2003/xbrl-instance-2003-12-31.xsd" />
    <import namespace="http://www.xbrl.org/2003/linkbase" schemaLocation="http://www.xbrl.org/2003/xbrl-linkbase-2003-12-31.xsd" />
    <import namespace="http://xbrl.org/2005/xbrldt" schemaLocation="http://www.xbrl.org/2005/xbrldt-2005.xsd" />
    <import namespace="http://xbrl.sec.gov/dei/2012-01-31" schemaLocation="http://xbrl.sec.gov/dei/2012/dei-2012-01-31.xsd" />
    <import namespace="http://fasb.org/us-gaap/2012-01-31" schemaLocation="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd" />
    <import namespace="http://fasb.org/us-types/2012-01-31" schemaLocation="http://xbrl.fasb.org/us-gaap/2012/elts/us-types-2012-01-31.xsd" />
    <import namespace="http://www.xbrl.org/dtr/type/non-numeric" schemaLocation="http://www.xbrl.org/dtr/type/nonNumeric-2009-12-16.xsd" />
    <import namespace="http://www.xbrl.org/dtr/type/numeric" schemaLocation="http://www.xbrl.org/dtr/type/numeric-2009-12-16.xsd" />
    <element id="FBP_PreferredStockDiscountMember" name="PreferredStockDiscountMember" nillable="true" xbrli:periodType="duration" type="nonnum:domainItemType" substitutionGroup="xbrli:item" />
    <element id="FBP_NonCoveredNonperformingAssetsMember" name="NonCoveredNonperformingAssetsMember" nillable="true" xbrli:periodType="duration" type="nonnum:domainItemType" substitutionGroup="xbrli:item" />
    <element id="FBP_CoveredNonperformingAssetsMember" name="CoveredNonperformingAssetsMember" nillable="true" xbrli:periodType="duration" type="nonnum:domainItemType" substitutionGroup="xbrli:item" />
    <element id="FBP_NonCoveredMember" name="NonCoveredMember" nillable="true" xbrli:periodType="duration" type="nonnum:domainItemType" substitutionGroup="xbrli:item" />
    <element id="FBP_CoveredMember" name="CoveredMember" nillable="true" xbrli:periodType="duration" type="nonnum:domainItemType" substitutionGroup="xbrli:item" />
    <element id="FBP_ContractualPrincipalMember" name="ContractualPrincipalMember" nillable="true" xbrli:periodType="duration" type="nonnum:domainItemType" substitutionGroup="xbrli:item" />
    <element id="FBP_FairValueMember" name="FairValueMember" nillable="true" xbrli:periodType="duration" type="nonnum:domainItemType" substitutionGroup="xbrli:item" />
    <element id="FBP_CommercialUnsecuredMember" name="CommercialUnsecuredMember" nillable="true" xbrli:periodType="duration" type="nonnum:domainItemType" substitutionGroup="xbrli:item" />
    <element id="FBP_CommercialSecuredMember" name="CommercialSecuredMember" nillable="true" xbrli:periodType="duration" type="nonnum:domainItemType" substitutionGroup="xbrli:item" />
    <element id="FBP_SecuredInventoryAccountsReceivableMember" name="SecuredInventoryAccountsReceivableMember" nillable="true" xbrli:periodType="duration" type="nonnum:domainItemType" substitutionGroup="xbrli:item" />
    <element id="FBP_RealEstateConstructionMember" name="RealEstateConstructionMember" nillable="true" xbrli:periodType="duration" type="nonnum:domainItemType" substitutionGroup="xbrli:item" />
    <element id="FBP_RealEstateResidentialMember" name="RealEstateResidentialMember" nillable="true" xbrli:periodType="duration" type="nonnum:domainItemType" substitutionGroup="xbrli:item" />
    <element id="FBP_RealEstateHomeEquityMember" name="RealEstateHomeEquityMember" nillable="true" xbrli:periodType="duration" type="nonnum:domainItemType" substitutionGroup="xbrli:item" />
    <element id="FBP_RealEstateCommercialMember" name="RealEstateCommercialMember" nillable="true" xbrli:periodType="duration" type="nonnum:domainItemType" substitutionGroup="xbrli:item" />
    <element id="FBP_ConsumerMember" name="ConsumerMember" nillable="true" xbrli:periodType="duration" type="nonnum:domainItemType" substitutionGroup="xbrli:item" />
    <element id="FBP_UnallocatedMember" name="UnallocatedMember" nillable="true" xbrli:periodType="duration" type="nonnum:domainItemType" substitutionGroup="xbrli:item" />
    <element id="FBP_WeakPassMember" name="WeakPassMember" nillable="true" xbrli:periodType="duration" type="nonnum:domainItemType" substitutionGroup="xbrli:item" />
    <element id="FBP_WatchStandardMember" name="WatchStandardMember" nillable="true" xbrli:periodType="duration" type="nonnum:domainItemType" substitutionGroup="xbrli:item" />
    <element id="FBP_ClassifiedMember" name="ClassifiedMember" nillable="true" xbrli:periodType="duration" type="nonnum:domainItemType" substitutionGroup="xbrli:item" />
    <element id="FBP_NonaccrualFinancingReceivableMember" name="NonaccrualFinancingReceivableMember" nillable="true" xbrli:periodType="duration" type="nonnum:domainItemType" substitutionGroup="xbrli:item" />
    <element id="FBP_FairValueInputsLevelMember" name="FairValueInputsLevelMember" nillable="true" xbrli:periodType="duration" type="nonnum:domainItemType" substitutionGroup="xbrli:item" />
    <element id="FBP_FirstBancorpPlansMember" name="FirstBancorpPlansMember" nillable="true" xbrli:periodType="duration" type="nonnum:domainItemType" substitutionGroup="xbrli:item" />
    <element id="FBP_FirstBancorpEquityPlanMember" name="FirstBancorpEquityPlanMember" nillable="true" xbrli:periodType="duration" type="nonnum:domainItemType" substitutionGroup="xbrli:item" />
    <element id="FBP_FebruaryPriorYearAwardMember" name="FebruaryPriorYearAwardMember" nillable="true" xbrli:periodType="duration" type="nonnum:domainItemType" substitutionGroup="xbrli:item" />
    <element id="FBP_FebruaryCurrentYearAwardMember" name="FebruaryCurrentYearAwardMember" nillable="true" xbrli:periodType="duration" type="nonnum:domainItemType" substitutionGroup="xbrli:item" />
    <element id="FBP_PurchasedNonperfomingLoansMember" name="PurchasedNonperfomingLoansMember" nillable="true" xbrli:periodType="duration" type="nonnum:domainItemType" substitutionGroup="xbrli:item" />
    <element id="FBP_PurchasedNonimpairedLoansMember" name="PurchasedNonimpairedLoansMember" nillable="true" xbrli:periodType="duration" type="nonnum:domainItemType" substitutionGroup="xbrli:item" />
    <element id="FBP_PreferredStockDiscountMemberMember" name="PreferredStockDiscountMemberMember" nillable="true" xbrli:periodType="duration" type="nonnum:domainItemType" substitutionGroup="xbrli:item" />
    <element id="FBP_PensionPlanMember" name="PensionPlanMember" nillable="true" xbrli:periodType="duration" type="nonnum:domainItemType" substitutionGroup="xbrli:item" />
    <element id="FBP_SerpPlanCurrentYearMember" name="SerpPlanCurrentYearMember" nillable="true" xbrli:periodType="duration" type="nonnum:domainItemType" substitutionGroup="xbrli:item" />
    <element id="FBP_BankofAshevilleMember" name="BankofAshevilleMember" nillable="true" xbrli:periodType="duration" type="nonnum:domainItemType" substitutionGroup="xbrli:item" />
    <element id="FBP_FairValueAdjustmentsMember" name="FairValueAdjustmentsMember" nillable="true" xbrli:periodType="duration" type="nonnum:domainItemType" substitutionGroup="xbrli:item" />
    <element id="FBP_FirstCitizensBancorpBondMember" name="FirstCitizensBancorpBondMember" nillable="true" xbrli:periodType="duration" type="nonnum:domainItemType" substitutionGroup="xbrli:item" />
    <element id="FBP_FirstCitizensBancorpTrustPreferredSecurityMember" name="FirstCitizensBancorpTrustPreferredSecurityMember" nillable="true" xbrli:periodType="duration" type="nonnum:domainItemType" substitutionGroup="xbrli:item" />
    <element id="FBP_RestructuredLoansMember" name="RestructuredLoansMember" nillable="true" xbrli:periodType="duration" type="nonnum:domainItemType" substitutionGroup="xbrli:item" />
    <element id="FBP_BranchAcquisition1Member" name="BranchAcquisition1Member" nillable="true" xbrli:periodType="duration" type="nonnum:domainItemType" substitutionGroup="xbrli:item" />
    <element id="FBP_TrustPreferredSecuritiesMember" name="TrustPreferredSecuritiesMember" nillable="true" xbrli:periodType="duration" type="nonnum:domainItemType" substitutionGroup="xbrli:item" />
    <element id="FBP_FhlbTermNote1Member" name="FhlbTermNote1Member" nillable="true" xbrli:periodType="duration" type="nonnum:domainItemType" substitutionGroup="xbrli:item" />
    <element id="FBP_FhlbTermNote2Member" name="FhlbTermNote2Member" nillable="true" xbrli:periodType="duration" type="nonnum:domainItemType" substitutionGroup="xbrli:item" />
    <element id="FBP_FhlbTermNote3Member" name="FhlbTermNote3Member" nillable="true" xbrli:periodType="duration" type="nonnum:domainItemType" substitutionGroup="xbrli:item" />
    <element id="FBP_FhlbTermNote4Member" name="FhlbTermNote4Member" nillable="true" xbrli:periodType="duration" type="nonnum:domainItemType" substitutionGroup="xbrli:item" />
    <element id="FBP_FhlbTermNote5Member" name="FhlbTermNote5Member" nillable="true" xbrli:periodType="duration" type="nonnum:domainItemType" substitutionGroup="xbrli:item" />
    <element id="FBP_FhlbTermNote6Member" name="FhlbTermNote6Member" nillable="true" xbrli:periodType="duration" type="nonnum:domainItemType" substitutionGroup="xbrli:item" />
    <element id="FBP_FhlbTermNote7Member" name="FhlbTermNote7Member" nillable="true" xbrli:periodType="duration" type="nonnum:domainItemType" substitutionGroup="xbrli:item" />
    <element id="FBP_TrustPreferredSecurities2Member" name="TrustPreferredSecurities2Member" nillable="true" xbrli:periodType="duration" type="nonnum:domainItemType" substitutionGroup="xbrli:item" />
    <element id="FBP_TrustPreferredSecuritiesFirstBankCorpCapitalTrustIIMember" name="TrustPreferredSecuritiesFirstBankCorpCapitalTrustIIMember" nillable="true" xbrli:periodType="duration" type="nonnum:domainItemType" substitutionGroup="xbrli:item" />
    <element id="FBP_TrustPreferredSecuritiesFirstBankCorpCapitalTrustIIIMember" name="TrustPreferredSecuritiesFirstBankCorpCapitalTrustIIIMember" nillable="true" xbrli:periodType="duration" type="nonnum:domainItemType" substitutionGroup="xbrli:item" />
    <element id="FBP_FhlbLineOfCreditMember" name="FhlbLineOfCreditMember" nillable="true" xbrli:periodType="duration" type="nonnum:domainItemType" substitutionGroup="xbrli:item" />
    <element id="FBP_OvernightFederalFundsLineOfCreditMember" name="OvernightFederalFundsLineOfCreditMember" nillable="true" xbrli:periodType="duration" type="nonnum:domainItemType" substitutionGroup="xbrli:item" />
    <element id="FBP_FRBLineOfCreditMember" name="FRBLineOfCreditMember" nillable="true" xbrli:periodType="duration" type="nonnum:domainItemType" substitutionGroup="xbrli:item" />
    <element id="FBP_CorrespondentBankLineOfCreditMember" name="CorrespondentBankLineOfCreditMember" nillable="true" xbrli:periodType="duration" type="nonnum:domainItemType" substitutionGroup="xbrli:item" />
    <element id="FBP_UsGovernmentBondFundMember" name="UsGovernmentBondFundMember" nillable="true" xbrli:periodType="duration" type="nonnum:domainItemType" substitutionGroup="xbrli:item" />
    <element id="FBP_UsCorporateBondFundMember" name="UsCorporateBondFundMember" nillable="true" xbrli:periodType="duration" type="nonnum:domainItemType" substitutionGroup="xbrli:item" />
    <element id="FBP_UsCorporateHighYieldBondFundMember" name="UsCorporateHighYieldBondFundMember" nillable="true" xbrli:periodType="duration" type="nonnum:domainItemType" substitutionGroup="xbrli:item" />
    <element id="FBP_LargeCapValueFundMember" name="LargeCapValueFundMember" nillable="true" xbrli:periodType="duration" type="nonnum:domainItemType" substitutionGroup="xbrli:item" />
    <element id="FBP_LargeCapGrowthFundMember" name="LargeCapGrowthFundMember" nillable="true" xbrli:periodType="duration" type="nonnum:domainItemType" substitutionGroup="xbrli:item" />
    <element id="FBP_MidCapEquityFundMember" name="MidCapEquityFundMember" nillable="true" xbrli:periodType="duration" type="nonnum:domainItemType" substitutionGroup="xbrli:item" />
    <element id="FBP_SmallCapGrowthFundMember" name="SmallCapGrowthFundMember" nillable="true" xbrli:periodType="duration" type="nonnum:domainItemType" substitutionGroup="xbrli:item" />
    <element id="FBP_ForeignEquityFundMember" name="ForeignEquityFundMember" nillable="true" xbrli:periodType="duration" type="nonnum:domainItemType" substitutionGroup="xbrli:item" />
    <element id="FBP_CompanyStockMember" name="CompanyStockMember" nillable="true" xbrli:periodType="duration" type="nonnum:domainItemType" substitutionGroup="xbrli:item" />
    <element id="FBP_MidCapGrowthFundMember" name="MidCapGrowthFundMember" nillable="true" xbrli:periodType="duration" type="nonnum:domainItemType" substitutionGroup="xbrli:item" />
    <element id="FBP_FairValueInputsTotalMember" name="FairValueInputsTotalMember" nillable="true" xbrli:periodType="duration" type="nonnum:domainItemType" substitutionGroup="xbrli:item" />
    <element id="FBP_Plan401kMember" name="Plan401kMember" nillable="true" xbrli:periodType="duration" type="nonnum:domainItemType" substitutionGroup="xbrli:item" />
    <element id="FBP_FixedRateMember" name="FixedRateMember" nillable="true" xbrli:periodType="duration" type="nonnum:domainItemType" substitutionGroup="xbrli:item" />
    <element id="FBP_VariableRateMember" name="VariableRateMember" nillable="true" xbrli:periodType="duration" type="nonnum:domainItemType" substitutionGroup="xbrli:item" />
    <element id="FBP_SmallBusinessAdministrationMember" name="SmallBusinessAdministrationMember" nillable="true" xbrli:periodType="duration" type="nonnum:domainItemType" substitutionGroup="xbrli:item" />
    <element id="FBP_FederalHomeLoanBankSystemBondsMember" name="FederalHomeLoanBankSystemBondsMember" nillable="true" xbrli:periodType="duration" type="nonnum:domainItemType" substitutionGroup="xbrli:item" />
    <element id="FBP_FederalHomeLoanBankSystemCommonStockMember" name="FederalHomeLoanBankSystemCommonStockMember" nillable="true" xbrli:periodType="duration" type="nonnum:domainItemType" substitutionGroup="xbrli:item" />
    <element id="FBP_FirstCitizensBancorpSouthCarolinaBondTrustPreferredSecuritiesMember" name="FirstCitizensBancorpSouthCarolinaBondTrustPreferredSecuritiesMember" nillable="true" xbrli:periodType="duration" type="nonnum:domainItemType" substitutionGroup="xbrli:item" />
    <element id="FBP_MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprises1Member" name="MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprises1Member" nillable="true" xbrli:periodType="duration" type="nonnum:domainItemType" substitutionGroup="xbrli:item" />
    <element id="FBP_USGovernmentSponsoredEnterprisesDebtSecurities1Member" name="USGovernmentSponsoredEnterprisesDebtSecurities1Member" nillable="true" xbrli:periodType="duration" type="nonnum:domainItemType" substitutionGroup="xbrli:item" />
    <element id="FBP_USGovernmentSponsoredEnterprisesDebtSecurities2Member" name="USGovernmentSponsoredEnterprisesDebtSecurities2Member" nillable="true" xbrli:periodType="duration" type="nonnum:domainItemType" substitutionGroup="xbrli:item" />
    <element id="FBP_FederalFarmCreditBondsMember" name="FederalFarmCreditBondsMember" nillable="true" xbrli:periodType="duration" type="nonnum:domainItemType" substitutionGroup="xbrli:item" />
    <element id="FBP_USGovernmentSponsoredEnterprisesDebtSecurities3Member" name="USGovernmentSponsoredEnterprisesDebtSecurities3Member" nillable="true" xbrli:periodType="duration" type="nonnum:domainItemType" substitutionGroup="xbrli:item" />
    <element id="FBP_USGovernmentSponsoredEnterprisesDebtSecurities4Member" name="USGovernmentSponsoredEnterprisesDebtSecurities4Member" nillable="true" xbrli:periodType="duration" type="nonnum:domainItemType" substitutionGroup="xbrli:item" />
    <element id="FBP_CravenCountyNorthCarolinaMunicipalBondMember" name="CravenCountyNorthCarolinaMunicipalBondMember" nillable="true" xbrli:periodType="duration" type="nonnum:domainItemType" substitutionGroup="xbrli:item" />
    <element id="FBP_FederalHomeLoanBankAtlantaMember" name="FederalHomeLoanBankAtlantaMember" nillable="true" xbrli:periodType="duration" type="nonnum:domainItemType" substitutionGroup="xbrli:item" />
    <element id="FBP_FederalReserveBankMember" name="FederalReserveBankMember" nillable="true" xbrli:periodType="duration" type="nonnum:domainItemType" substitutionGroup="xbrli:item" />
    <element id="FBP_BankAmericaMember" name="BankAmericaMember" nillable="true" xbrli:periodType="duration" type="nonnum:domainItemType" substitutionGroup="xbrli:item" />
    <element id="FBP_BbtMember" name="BbtMember" nillable="true" xbrli:periodType="duration" type="nonnum:domainItemType" substitutionGroup="xbrli:item" />
    <element id="FBP_ImpairedLoansCoveredMember" name="ImpairedLoansCoveredMember" nillable="true" xbrli:periodType="duration" type="nonnum:domainItemType" substitutionGroup="xbrli:item" />
    <element id="FBP_ImpairedLoansNonCoveredMember" name="ImpairedLoansNonCoveredMember" nillable="true" xbrli:periodType="duration" type="nonnum:domainItemType" substitutionGroup="xbrli:item" />
    <element id="FBP_ForeclosedRealEstateCoveredMember" name="ForeclosedRealEstateCoveredMember" nillable="true" xbrli:periodType="duration" type="nonnum:domainItemType" substitutionGroup="xbrli:item" />
    <element id="FBP_ForeclosedRealEstateNonCoveredMember" name="ForeclosedRealEstateNonCoveredMember" nillable="true" xbrli:periodType="duration" type="nonnum:domainItemType" substitutionGroup="xbrli:item" />
    <element id="FBP_ExercisePriceRange1Member" name="ExercisePriceRange1Member" nillable="true" xbrli:periodType="duration" type="nonnum:domainItemType" substitutionGroup="xbrli:item" />
    <element id="FBP_ExercisePriceRange2Member" name="ExercisePriceRange2Member" nillable="true" xbrli:periodType="duration" type="nonnum:domainItemType" substitutionGroup="xbrli:item" />
    <element id="FBP_ExercisePriceRange3Member" name="ExercisePriceRange3Member" nillable="true" xbrli:periodType="duration" type="nonnum:domainItemType" substitutionGroup="xbrli:item" />
    <element id="FBP_ExercisePriceRange4Member" name="ExercisePriceRange4Member" nillable="true" xbrli:periodType="duration" type="nonnum:domainItemType" substitutionGroup="xbrli:item" />
    <element id="FBP_ExercisePriceRange5Member" name="ExercisePriceRange5Member" nillable="true" xbrli:periodType="duration" type="nonnum:domainItemType" substitutionGroup="xbrli:item" />
    <element id="FBP_ExercisePriceRange6Member" name="ExercisePriceRange6Member" nillable="true" xbrli:periodType="duration" type="nonnum:domainItemType" substitutionGroup="xbrli:item" />
    <element id="FBP_NonvestedPerformanceUnitsMember" name="NonvestedPerformanceUnitsMember" nillable="true" xbrli:periodType="duration" type="nonnum:domainItemType" substitutionGroup="xbrli:item" />
    <element id="FBP_LongTermRestrictedStockMember" name="LongTermRestrictedStockMember" nillable="true" xbrli:periodType="duration" type="nonnum:domainItemType" substitutionGroup="xbrli:item" />
    <element id="FBP_RestrictedSharesAwardMember" name="RestrictedSharesAwardMember" nillable="true" xbrli:periodType="duration" type="nonnum:domainItemType" substitutionGroup="xbrli:item" />
    <element id="FBP_PerformanceUnitStockOptionAwardMember" name="PerformanceUnitStockOptionAwardMember" nillable="true" xbrli:periodType="duration" type="nonnum:domainItemType" substitutionGroup="xbrli:item" />
    <element id="FBP_EquityGrant1Member" name="EquityGrant1Member" nillable="true" xbrli:periodType="duration" type="nonnum:domainItemType" substitutionGroup="xbrli:item" />
    <element id="FBP_EquityGrant2Member" name="EquityGrant2Member" nillable="true" xbrli:periodType="duration" type="nonnum:domainItemType" substitutionGroup="xbrli:item" />
    <element id="FBP_EquityGrant3Member" name="EquityGrant3Member" nillable="true" xbrli:periodType="duration" type="nonnum:domainItemType" substitutionGroup="xbrli:item" />
    <element id="FBP_EquityGrant4Member" name="EquityGrant4Member" nillable="true" xbrli:periodType="duration" type="nonnum:domainItemType" substitutionGroup="xbrli:item" />
    <element id="FBP_DirectorGrantsMember" name="DirectorGrantsMember" nillable="true" xbrli:periodType="duration" type="nonnum:domainItemType" substitutionGroup="xbrli:item" />
    <element id="FBP_EmployeeGrantsMember" name="EmployeeGrantsMember" nillable="true" xbrli:periodType="duration" type="nonnum:domainItemType" substitutionGroup="xbrli:item" />
    <element id="FBP_CompanyMember" name="CompanyMember" nillable="true" xbrli:periodType="duration" type="nonnum:domainItemType" substitutionGroup="xbrli:item" />
    <element id="FBP_BankMember" name="BankMember" nillable="true" xbrli:periodType="duration" type="nonnum:domainItemType" substitutionGroup="xbrli:item" />
    <element id="FBP_TreasuryCapitalPurchaseProgramMember" name="TreasuryCapitalPurchaseProgramMember" nillable="true" xbrli:periodType="duration" type="nonnum:domainItemType" substitutionGroup="xbrli:item" />
    <element id="FBP_SmallBusinessLendingFundMember" name="SmallBusinessLendingFundMember" nillable="true" xbrli:periodType="duration" type="nonnum:domainItemType" substitutionGroup="xbrli:item" />
    <element id="FBP_TroubledDebtRestructuredMember" name="TroubledDebtRestructuredMember" nillable="true" xbrli:periodType="duration" type="nonnum:domainItemType" substitutionGroup="xbrli:item" />
    <element id="FBP_EquitySecurities1Member" name="EquitySecurities1Member" nillable="true" xbrli:periodType="duration" type="nonnum:domainItemType" substitutionGroup="xbrli:item" />
    <element id="FBP_DocumentAndEntityInformationAbstract" name="DocumentAndEntityInformationAbstract" abstract="true" nillable="true" xbrli:periodType="duration" type="xbrli:stringItemType" substitutionGroup="xbrli:item" />
    <element id="FBP_ConsolidatedBalanceSheetsAbstract" name="ConsolidatedBalanceSheetsAbstract" abstract="true" nillable="true" xbrli:periodType="duration" type="xbrli:stringItemType" substitutionGroup="xbrli:item" />
    <element id="FBP_Loans" name="Loans" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" />
    <element id="FBP_AllowanceForLoanLosses" name="AllowanceForLoanLosses" nillable="true" xbrli:periodType="instant" xbrli:balance="credit" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" />
    <element id="FBP_ForeclosedRealEstateNoncovered" name="ForeclosedRealEstateNoncovered" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" />
    <element id="FBP_ForeclosedRealEstateCovered" name="ForeclosedRealEstateCovered" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" />
    <element id="FBP_ConsolidatedBalanceSheetsParentheticalAbstract" name="ConsolidatedBalanceSheetsParentheticalAbstract" abstract="true" nillable="true" xbrli:periodType="duration" type="xbrli:stringItemType" substitutionGroup="xbrli:item" />
    <element id="FBP_ConsolidatedStatementsOfIncomeAbstract" name="ConsolidatedStatementsOfIncomeAbstract" abstract="true" nillable="true" xbrli:periodType="duration" type="xbrli:stringItemType" substitutionGroup="xbrli:item" />
    <element id="FBP_ProvisionForLoanLossesNoncovered" name="ProvisionForLoanLossesNoncovered" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" />
    <element id="FBP_ProvisionForLoanLossesCovered" name="ProvisionForLoanLossesCovered" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" />
    <element id="FBP_GainLossFromAcquisition" name="GainLossFromAcquisition" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" />
    <element id="FBP_ForeclosedPropertyLossesAndWritedownsNoncovered" name="ForeclosedPropertyLossesAndWritedownsNoncovered" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" />
    <element id="FBP_ForeclosedPropertyLossesAndWritedownsCovered" name="ForeclosedPropertyLossesAndWritedownsCovered" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" />
    <element id="FBP_FdicIndemnificationAssetIncomeNet" name="FdicIndemnificationAssetIncomeNet" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" />
    <element id="FBP_ConsolidatedStatementsOfComprehensiveIncomeAbstract" name="ConsolidatedStatementsOfComprehensiveIncomeAbstract" abstract="true" nillable="true" xbrli:periodType="duration" type="xbrli:stringItemType" substitutionGroup="xbrli:item" />
    <element id="FBP_OtherComprehensiveIncomeLossAbstract" name="OtherComprehensiveIncomeLossAbstract" abstract="true" nillable="true" xbrli:periodType="duration" type="xbrli:stringItemType" substitutionGroup="xbrli:item" />
    <element id="FBP_PostretirementPlansAbstract" name="PostretirementPlansAbstract" abstract="true" nillable="true" xbrli:periodType="duration" type="xbrli:stringItemType" substitutionGroup="xbrli:item" />
    <element id="FBP_ConsolidatedStatementsOfCashFlowsAbstract" name="ConsolidatedStatementsOfCashFlowsAbstract" abstract="true" nillable="true" xbrli:periodType="duration" type="xbrli:stringItemType" substitutionGroup="xbrli:item" />
    <element id="FBP_PurchaseAccountingAccretionAndAmortizationNet" name="PurchaseAccountingAccretionAndAmortizationNet" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" />
    <element id="FBP_GainsLossesOnSalesOfOtherRealEstateTotal" name="GainsLossesOnSalesOfOtherRealEstateTotal" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" />
    <element id="FBP_OtherOperatingGainsLosses" name="OtherOperatingGainsLosses" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" />
    <element id="FBP_IncreaseDecreaseNetDeferredLoanCosts" name="IncreaseDecreaseNetDeferredLoanCosts" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" />
    <element id="FBP_OriginationOfPresoldMortgagesInProcessOfSettlement" name="OriginationOfPresoldMortgagesInProcessOfSettlement" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" />
    <element id="FBP_ProceedsFromSalesOfPresoldMortgagesInProcessOfSettlement" name="ProceedsFromSalesOfPresoldMortgagesInProcessOfSettlement" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" />
    <element id="FBP_IncreaseDecreaseInDepositsAndRepurchaseAgreements" name="IncreaseDecreaseInDepositsAndRepurchaseAgreements" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" />
    <element id="FBP_ProceedsFromRepaymentsOfBorrowings" name="ProceedsFromRepaymentsOfBorrowings" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" />
    <element id="FBP_ForeclosedLoansTransferredToForeclosedRealEstate" name="ForeclosedLoansTransferredToForeclosedRealEstate" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" />
    <element id="FBP_UnrealizedGainLossOnSecuritiesAvailableForSaleNetOfTaxes" name="UnrealizedGainLossOnSecuritiesAvailableForSaleNetOfTaxes" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" />
    <element id="FBP_SecuritiesAbstract" name="SecuritiesAbstract" abstract="true" nillable="true" xbrli:periodType="duration" type="xbrli:stringItemType" substitutionGroup="xbrli:item" />
    <element id="FBP_LoansAndAssetQualityInformationAbstract" name="LoansAndAssetQualityInformationAbstract" abstract="true" nillable="true" xbrli:periodType="duration" type="xbrli:stringItemType" substitutionGroup="xbrli:item" />
    <element id="FBP_FdicIndemnificationAssetAbstract" name="FdicIndemnificationAssetAbstract" abstract="true" nillable="true" xbrli:periodType="duration" type="xbrli:stringItemType" substitutionGroup="xbrli:item" />
    <element id="FBP_FdicIndemnificationAssetTextBlock" name="FdicIndemnificationAssetTextBlock" nillable="true" xbrli:periodType="duration" type="nonnum:textBlockItemType" substitutionGroup="xbrli:item" />
    <element id="FBP_GoodwillAndOtherIntangibleAssetsAbstract" name="GoodwillAndOtherIntangibleAssetsAbstract" abstract="true" nillable="true" xbrli:periodType="duration" type="xbrli:stringItemType" substitutionGroup="xbrli:item" />
    <element id="FBP_NotesToFinancialStatementsAbstract" name="NotesToFinancialStatementsAbstract" abstract="true" nillable="true" xbrli:periodType="duration" type="xbrli:stringItemType" substitutionGroup="xbrli:item" />
    <element id="FBP_TimeDepositsSecuritiesSoldUnderAgreementsToRepurchaseAndRelatedPartyDepositsTextBlock" name="TimeDepositsSecuritiesSoldUnderAgreementsToRepurchaseAndRelatedPartyDepositsTextBlock" nillable="true" xbrli:periodType="duration" type="nonnum:textBlockItemType" substitutionGroup="xbrli:item" />
    <element id="FBP_BorrowingsAndBorrowingsAvailabilityTextBlock" name="BorrowingsAndBorrowingsAvailabilityTextBlock" nillable="true" xbrli:periodType="duration" type="nonnum:textBlockItemType" substitutionGroup="xbrli:item" />
    <element id="FBP_FairValueDisclosureAbstract" name="FairValueDisclosureAbstract" abstract="true" nillable="true" xbrli:periodType="duration" type="xbrli:stringItemType" substitutionGroup="xbrli:item" />
    <element id="FBP_EquitybasedCompensationPlansAbstract" name="EquitybasedCompensationPlansAbstract" abstract="true" nillable="true" xbrli:periodType="duration" type="xbrli:stringItemType" substitutionGroup="xbrli:item" />
    <element id="FBP_RegulatoryRestrictionsTextBlock" name="RegulatoryRestrictionsTextBlock" nillable="true" xbrli:periodType="duration" type="nonnum:textBlockItemType" substitutionGroup="xbrli:item" />
    <element id="FBP_SupplementaryIncomeStatementInformationTextBlock" name="SupplementaryIncomeStatementInformationTextBlock" nillable="true" xbrli:periodType="duration" type="nonnum:textBlockItemType" substitutionGroup="xbrli:item" />
    <element id="FBP_FdicIndemnificationAssetPolicyTextBlock" name="FdicIndemnificationAssetPolicyTextBlock" nillable="true" xbrli:periodType="duration" type="nonnum:textBlockItemType" substitutionGroup="xbrli:item" />
    <element id="FBP_BankownedLifeInsurancePolicyTextBlock" name="BankownedLifeInsurancePolicyTextBlock" nillable="true" xbrli:periodType="duration" type="nonnum:textBlockItemType" substitutionGroup="xbrli:item" />
    <element id="FBP_SecuritiesTablesAbstract" name="SecuritiesTablesAbstract" abstract="true" nillable="true" xbrli:periodType="duration" type="xbrli:stringItemType" substitutionGroup="xbrli:item" />
    <element id="FBP_ScheduleOfSecuritiesTableTextBlock" name="ScheduleOfSecuritiesTableTextBlock" nillable="true" xbrli:periodType="duration" type="nonnum:textBlockItemType" substitutionGroup="xbrli:item" />
    <element id="FBP_InvestmentInCorporateBondsTableTextBlock" name="InvestmentInCorporateBondsTableTextBlock" nillable="true" xbrli:periodType="duration" type="nonnum:textBlockItemType" substitutionGroup="xbrli:item" />
    <element id="FBP_LoansAndAssetQualityInformationTablesAbstract" name="LoansAndAssetQualityInformationTablesAbstract" abstract="true" nillable="true" xbrli:periodType="duration" type="xbrli:stringItemType" substitutionGroup="xbrli:item" />
    <element id="FBP_ScheduleOfAllLoansTableTextBlock" name="ScheduleOfAllLoansTableTextBlock" nillable="true" xbrli:periodType="duration" type="nonnum:textBlockItemType" substitutionGroup="xbrli:item" />
    <element id="FBP_ScheduleOfMajorCategoriesOfNoncoveredLoansOutstandingtableTextBlock" name="ScheduleOfMajorCategoriesOfNoncoveredLoansOutstandingtableTextBlock" nillable="true" xbrli:periodType="duration" type="nonnum:textBlockItemType" substitutionGroup="xbrli:item" />
    <element id="FBP_ScheduleOfCarryingAmountOfCoveredLoansTableTextBlock" name="ScheduleOfCarryingAmountOfCoveredLoansTableTextBlock" nillable="true" xbrli:periodType="duration" type="nonnum:textBlockItemType" substitutionGroup="xbrli:item" />
    <element id="FBP_ScheduleOfCoveredPurchasedNonimpairedLoansTableTextBlock" name="ScheduleOfCoveredPurchasedNonimpairedLoansTableTextBlock" nillable="true" xbrli:periodType="duration" type="nonnum:textBlockItemType" substitutionGroup="xbrli:item" />
    <element id="FBP_ScheduleOfPurchasedImpairedLoansTableTextBlock" name="ScheduleOfPurchasedImpairedLoansTableTextBlock" nillable="true" xbrli:periodType="duration" type="nonnum:textBlockItemType" substitutionGroup="xbrli:item" />
    <element id="FBP_SummaryOfNonperformingAssetsTableTextBlock" name="SummaryOfNonperformingAssetsTableTextBlock" nillable="true" xbrli:periodType="duration" type="nonnum:textBlockItemType" substitutionGroup="xbrli:item" />
    <element id="FBP_InformationRelatedToImpairedLoansTableTextBlock" name="InformationRelatedToImpairedLoansTableTextBlock" nillable="true" xbrli:periodType="duration" type="nonnum:textBlockItemType" substitutionGroup="xbrli:item" />
    <element id="FBP_ScheduleOfNonaccrualLoansTableTextBlock" name="ScheduleOfNonaccrualLoansTableTextBlock" nillable="true" xbrli:periodType="duration" type="nonnum:textBlockItemType" substitutionGroup="xbrli:item" />
    <element id="FBP_ScheduleOfAnalysisOfPaymentStatusOfLoansTableTextBlock" name="ScheduleOfAnalysisOfPaymentStatusOfLoansTableTextBlock" nillable="true" xbrli:periodType="duration" type="nonnum:textBlockItemType" substitutionGroup="xbrli:item" />
    <element id="FBP_ScheduleOfAllowanceForLoanLossesForNoncoveredLoansTableTextBlock" name="ScheduleOfAllowanceForLoanLossesForNoncoveredLoansTableTextBlock" nillable="true" xbrli:periodType="duration" type="nonnum:textBlockItemType" substitutionGroup="xbrli:item" />
    <element id="FBP_ScheduleOfAllowanceForLoanLossesForCoveredLoanstableTextBlock" name="ScheduleOfAllowanceForLoanLossesForCoveredLoanstableTextBlock" nillable="true" xbrli:periodType="duration" type="nonnum:textBlockItemType" substitutionGroup="xbrli:item" />
    <element id="FBP_ScheduleOfImpairedLoansTableTextBlock" name="ScheduleOfImpairedLoansTableTextBlock" nillable="true" xbrli:periodType="duration" type="nonnum:textBlockItemType" substitutionGroup="xbrli:item" />
    <element id="FBP_ScheduleOfFinancingReceivableRecordedInvestmentCreditQualityIndicatorTableTextBlock" name="ScheduleOfFinancingReceivableRecordedInvestmentCreditQualityIndicatorTableTextBlock" nillable="true" xbrli:periodType="duration" type="nonnum:textBlockItemType" substitutionGroup="xbrli:item" />
    <element id="FBP_ScheduleOfInformationRelatedToLoansModifiedInTroubledDebtRestructuringTableTextBlock" name="ScheduleOfInformationRelatedToLoansModifiedInTroubledDebtRestructuringTableTextBlock" nillable="true" xbrli:periodType="duration" type="nonnum:textBlockItemType" substitutionGroup="xbrli:item" />
    <element id="FBP_FdicIndemnificationAssetTablesAbstract" name="FdicIndemnificationAssetTablesAbstract" abstract="true" nillable="true" xbrli:periodType="duration" type="xbrli:stringItemType" substitutionGroup="xbrli:item" />
    <element id="FBP_ScheduleOfFdicIndemnificationAssetComponentsTableTextBlock" name="ScheduleOfFdicIndemnificationAssetComponentsTableTextBlock" nillable="true" xbrli:periodType="duration" type="nonnum:textBlockItemType" substitutionGroup="xbrli:item" />
    <element id="FBP_GoodwillAndOtherIntangibleAssetsTablesAbstract" name="GoodwillAndOtherIntangibleAssetsTablesAbstract" abstract="true" nillable="true" xbrli:periodType="duration" type="xbrli:stringItemType" substitutionGroup="xbrli:item" />
    <element id="FBP_ScheduleOfComponentsOfIncomeTaxExpenseBenefit1TableTextBlock" name="ScheduleOfComponentsOfIncomeTaxExpenseBenefit1TableTextBlock" nillable="true" xbrli:periodType="duration" type="nonnum:textBlockItemType" substitutionGroup="xbrli:item" />
    <element id="FBP_MaturitiesOfTimeDepositsTableTextBlock" name="MaturitiesOfTimeDepositsTableTextBlock" nillable="true" xbrli:periodType="duration" type="nonnum:textBlockItemType" substitutionGroup="xbrli:item" />
    <element id="FBP_DefinedBenefitPlansDisclosuresDefinedBenefitPlansDomain" name="DefinedBenefitPlansDisclosuresDefinedBenefitPlansDomain" abstract="true" nillable="true" xbrli:periodType="duration" type="nonnum:domainItemType" substitutionGroup="xbrli:item" />
    <element id="FBP_ReconciliationOfBenefitObligationTableTextBlock" name="ReconciliationOfBenefitObligationTableTextBlock" nillable="true" xbrli:periodType="duration" type="nonnum:textBlockItemType" substitutionGroup="xbrli:item" />
    <element id="FBP_ReconciliationOfPrepaidPensionCostsTableTextBlock" name="ReconciliationOfPrepaidPensionCostsTableTextBlock" nillable="true" xbrli:periodType="duration" type="nonnum:textBlockItemType" substitutionGroup="xbrli:item" />
    <element id="FBP_TargetedMixOfPensionPlansAssetsTableTextBlock" name="TargetedMixOfPensionPlansAssetsTableTextBlock" nillable="true" xbrli:periodType="duration" type="nonnum:textBlockItemType" substitutionGroup="xbrli:item" />
    <element id="FBP_InvestmentCategoryBenchmarksTableTextBlock" name="InvestmentCategoryBenchmarksTableTextBlock" nillable="true" xbrli:periodType="duration" type="nonnum:textBlockItemType" substitutionGroup="xbrli:item" />
    <element id="FBP_OutstandingLoanCommitmentsTableTextBlock" name="OutstandingLoanCommitmentsTableTextBlock" nillable="true" xbrli:periodType="duration" type="nonnum:textBlockItemType" substitutionGroup="xbrli:item" />
    <element id="FBP_MaximumCreditRiskTableTextBlock" name="MaximumCreditRiskTableTextBlock" nillable="true" xbrli:periodType="duration" type="nonnum:textBlockItemType" substitutionGroup="xbrli:item" />
    <element id="FBP_FairValueTablesAbstract" name="FairValueTablesAbstract" abstract="true" nillable="true" xbrli:periodType="duration" type="xbrli:stringItemType" substitutionGroup="xbrli:item" />
    <element id="FBP_Level3AssetsAndLiabilitiesMeasuredAtFairValueOnRecurringOrNonrecurringBasisTableTextBlock" name="Level3AssetsAndLiabilitiesMeasuredAtFairValueOnRecurringOrNonrecurringBasisTableTextBlock" nillable="true" xbrli:periodType="duration" type="nonnum:textBlockItemType" substitutionGroup="xbrli:item" />
    <element id="FBP_EquitybasedCompensationPlansTablesAbstract" name="EquitybasedCompensationPlansTablesAbstract" abstract="true" nillable="true" xbrli:periodType="duration" type="xbrli:stringItemType" substitutionGroup="xbrli:item" />
    <element id="FBP_ScheduleOfOptionPricingAssumptionsTableTextBlock" name="ScheduleOfOptionPricingAssumptionsTableTextBlock" nillable="true" xbrli:periodType="duration" type="nonnum:textBlockItemType" substitutionGroup="xbrli:item" />
    <element id="FBP_CondensedFinancialDataForFirstBancorpParentCompanyOnlyCondensedBalanceSheetsTableTextBlock" name="CondensedFinancialDataForFirstBancorpParentCompanyOnlyCondensedBalanceSheetsTableTextBlock" nillable="true" xbrli:periodType="duration" type="nonnum:textBlockItemType" substitutionGroup="xbrli:item" />
    <element id="FBP_CondensedFinancialDataForFirstBancorpParentCompanyOnlyCondensedStatementsOfIncomeTableTextBlock" name="CondensedFinancialDataForFirstBancorpParentCompanyOnlyCondensedStatementsOfIncomeTableTextBlock" nillable="true" xbrli:periodType="duration" type="nonnum:textBlockItemType" substitutionGroup="xbrli:item" />
    <element id="FBP_CondensedFinancialDataForFirstBancorpParentCompanyOnlyCondensedStatementsOfCashFlowsTableTextBlock" name="CondensedFinancialDataForFirstBancorpParentCompanyOnlyCondensedStatementsOfCashFlowsTableTextBlock" nillable="true" xbrli:periodType="duration" type="nonnum:textBlockItemType" substitutionGroup="xbrli:item" />
    <element id="FBP_ScheduleOfOptionPricingAssumptions2TableTextBlock" name="ScheduleOfOptionPricingAssumptions2TableTextBlock" nillable="true" xbrli:periodType="duration" type="nonnum:textBlockItemType" substitutionGroup="xbrli:item" />
    <element id="FBP_ValueOfBidsTakenToSellLoansToUnaffiliatedThirdpartyInvestor" name="ValueOfBidsTakenToSellLoansToUnaffiliatedThirdpartyInvestor" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" />
    <element id="FBP_DifferenceInLoansHeldForSaleAndLoansSoldToThirdPartyChargedOff" name="DifferenceInLoansHeldForSaleAndLoansSoldToThirdPartyChargedOff" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" />
    <element id="FBP_WritedownOnNoncoveredForeclosedProperties" name="WritedownOnNoncoveredForeclosedProperties" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" />
    <element id="FBP_WritedownOnNoncoveredForeclosedPropertiesPercentReductionInCarryingValue" name="WritedownOnNoncoveredForeclosedPropertiesPercentReductionInCarryingValue" nillable="true" xbrli:periodType="duration" type="num:percentItemType" substitutionGroup="xbrli:item" />
    <element id="FBP_ReceivableRelatedToClaimsSubmittedNotYetReceived" name="ReceivableRelatedToClaimsSubmittedNotYetReceived" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" />
    <element id="FBP_BasicAndDilutedEarningsPerCommonShareAbstract" name="BasicAndDilutedEarningsPerCommonShareAbstract" abstract="true" nillable="true" xbrli:periodType="duration" type="xbrli:stringItemType" substitutionGroup="xbrli:item" />
    <element id="FBP_ComponentsOfAccumulatedOtherComprehensiveIncomeLossAbstract" name="ComponentsOfAccumulatedOtherComprehensiveIncomeLossAbstract" abstract="true" nillable="true" xbrli:periodType="duration" type="xbrli:stringItemType" substitutionGroup="xbrli:item" />
    <element id="FBP_AccumulatedOtherComprehensiveIncomeLossUnrealizedGainLossOnSecuritiesAvailableForSaleBeforeTax" name="AccumulatedOtherComprehensiveIncomeLossUnrealizedGainLossOnSecuritiesAvailableForSaleBeforeTax" nillable="true" xbrli:periodType="instant" xbrli:balance="credit" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" />
    <element id="FBP_AccumulatedOtherComprehensiveIncomeLossUnrealizedGainLossOnSecuritiesAvailableForSaleTax" name="AccumulatedOtherComprehensiveIncomeLossUnrealizedGainLossOnSecuritiesAvailableForSaleTax" nillable="true" xbrli:periodType="instant" xbrli:balance="credit" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" />
    <element id="FBP_AccumulatedOtherComprehensiveIncomeLossPensionLiabilityTax" name="AccumulatedOtherComprehensiveIncomeLossPensionLiabilityTax" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" />
    <element id="FBP_EstimatedReceivableFromFdic" name="EstimatedReceivableFromFdic" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" />
    <element id="FBP_BusinessAcquisitionPurchasePriceAllocationLoans" name="BusinessAcquisitionPurchasePriceAllocationLoans" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" />
    <element id="FBP_BusinessAcquisitionPurchasePriceAllocationCoreDepositIntangible" name="BusinessAcquisitionPurchasePriceAllocationCoreDepositIntangible" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" />
    <element id="FBP_BusinessAcquisitionPurchasePriceAllocationFdicIndemnificationAsset" name="BusinessAcquisitionPurchasePriceAllocationFdicIndemnificationAsset" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" />
    <element id="FBP_BusinessAcquisitionPurchasePriceAllocationForeclosedProperties" name="BusinessAcquisitionPurchasePriceAllocationForeclosedProperties" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" />
    <element id="FBP_BusinessAcquisitionPurchasePriceAllocationDeposits" name="BusinessAcquisitionPurchasePriceAllocationDeposits" nillable="true" xbrli:periodType="instant" xbrli:balance="credit" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" />
    <element id="FBP_LessAssetDiscount" name="LessAssetDiscount" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" />
    <element id="FBP_BusinessAcquisitionPurchasePriceAllocationCashReceivedreceivableFromFdicAtClosing" name="BusinessAcquisitionPurchasePriceAllocationCashReceivedreceivableFromFdicAtClosing" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" />
    <element id="FBP_SecuritiesNarrativeDetailsAbstract" name="SecuritiesNarrativeDetailsAbstract" abstract="true" nillable="true" xbrli:periodType="duration" type="xbrli:stringItemType" substitutionGroup="xbrli:item" />
    <element id="FBP_CollateralizedMortageObligationsAmortizedCost" name="CollateralizedMortageObligationsAmortizedCost" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" />
    <element id="FBP_CollateralizedMortageObligationsFairValue" name="CollateralizedMortageObligationsFairValue" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" />
    <element id="FBP_NetRealizedGainOnCallOfMunicipalSecurities" name="NetRealizedGainOnCallOfMunicipalSecurities" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" />
    <element id="FBP_SecuritiesDetailsAbstract" name="SecuritiesDetailsAbstract" abstract="true" nillable="true" xbrli:periodType="duration" type="xbrli:stringItemType" substitutionGroup="xbrli:item" />
    <element id="FBP_UnrealizedLossesDetailsAbstract" name="UnrealizedLossesDetailsAbstract" abstract="true" nillable="true" xbrli:periodType="duration" type="xbrli:stringItemType" substitutionGroup="xbrli:item" />
    <element id="FBP_SecuritiesInUnrealizedLossPositionForLessThanTwelveMonthsAbstract" name="SecuritiesInUnrealizedLossPositionForLessThanTwelveMonthsAbstract" abstract="true" nillable="true" xbrli:periodType="duration" type="xbrli:stringItemType" substitutionGroup="xbrli:item" />
    <element id="FBP_SecuritiesInUnrealizedLossPositionForMoreThanTwelveMonthsAbstract" name="SecuritiesInUnrealizedLossPositionForMoreThanTwelveMonthsAbstract" abstract="true" nillable="true" xbrli:periodType="duration" type="xbrli:stringItemType" substitutionGroup="xbrli:item" />
    <element id="FBP_IssuerRating" name="IssuerRating" nillable="true" xbrli:periodType="duration" type="xbrli:stringItemType" substitutionGroup="xbrli:item" />
    <element id="FBP_AvailableForSaleDebtSecuritiesMarketValue" name="AvailableForSaleDebtSecuritiesMarketValue" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" />
    <element id="FBP_SecuritiesDetails2Abstract" name="SecuritiesDetails2Abstract" abstract="true" nillable="true" xbrli:periodType="duration" type="xbrli:stringItemType" substitutionGroup="xbrli:item" />
    <element id="FBP_DebtSecuritiesAbstract" name="DebtSecuritiesAbstract" abstract="true" nillable="true" xbrli:periodType="duration" type="xbrli:stringItemType" substitutionGroup="xbrli:item" />
    <element id="FBP_AmortizedCostAbstract" name="AmortizedCostAbstract" abstract="true" nillable="true" xbrli:periodType="duration" type="xbrli:stringItemType" substitutionGroup="xbrli:item" />
    <element id="FBP_FairValueAbstract" name="FairValueAbstract" abstract="true" nillable="true" xbrli:periodType="duration" type="xbrli:stringItemType" substitutionGroup="xbrli:item" />
    <element id="FBP_HeldToMaturitySecuritiesAbstract" name="HeldToMaturitySecuritiesAbstract" abstract="true" nillable="true" xbrli:periodType="duration" type="xbrli:stringItemType" substitutionGroup="xbrli:item" />
    <element id="FBP_DebtSecurities1Abstract" name="DebtSecurities1Abstract" abstract="true" nillable="true" xbrli:periodType="duration" type="xbrli:stringItemType" substitutionGroup="xbrli:item" />
    <element id="FBP_AmortizedCost1Abstract" name="AmortizedCost1Abstract" abstract="true" nillable="true" xbrli:periodType="duration" type="xbrli:stringItemType" substitutionGroup="xbrli:item" />
    <element id="FBP_FairValue1Abstract" name="FairValue1Abstract" abstract="true" nillable="true" xbrli:periodType="duration" type="xbrli:stringItemType" substitutionGroup="xbrli:item" />
    <element id="FBP_LoansAndAssetQualityInformationNarrativeDetailsAbstract" name="LoansAndAssetQualityInformationNarrativeDetailsAbstract" abstract="true" nillable="true" xbrli:periodType="duration" type="xbrli:stringItemType" substitutionGroup="xbrli:item" />
    <element id="FBP_AccretionOfLoanDiscount" name="AccretionOfLoanDiscount" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" />
    <element id="FBP_LoanDiscount" name="LoanDiscount" nillable="true" xbrli:periodType="instant" xbrli:balance="credit" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" />
    <element id="FBP_PercentageOfLoanDiscountAccretion" name="PercentageOfLoanDiscountAccretion" nillable="true" xbrli:periodType="instant" type="num:percentItemType" substitutionGroup="xbrli:item" />
    <element id="FBP_InterestIncomeActuallyCollected" name="InterestIncomeActuallyCollected" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" />
    <element id="FBP_PartialChargeoffsOnPurchasedLoansOutstanding" name="PartialChargeoffsOnPurchasedLoansOutstanding" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" />
    <element id="FBP_ReclassificationOfPerfomingLoansToTdrStatus" name="ReclassificationOfPerfomingLoansToTdrStatus" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" />
    <element id="FBP_LoansAndAssetQualityInformationDetailsAbstract" name="LoansAndAssetQualityInformationDetailsAbstract" abstract="true" nillable="true" xbrli:periodType="duration" type="xbrli:stringItemType" substitutionGroup="xbrli:item" />
    <element id="FBP_SummaryOfMajorCategoriesOfTotalLoansOutstandingAbstract" name="SummaryOfMajorCategoriesOfTotalLoansOutstandingAbstract" abstract="true" nillable="true" xbrli:periodType="duration" type="xbrli:stringItemType" substitutionGroup="xbrli:item" />
    <element id="FBP_AllLoansNoncoveredAndCoveredAbstract" name="AllLoansNoncoveredAndCoveredAbstract" abstract="true" nillable="true" xbrli:periodType="duration" type="xbrli:stringItemType" substitutionGroup="xbrli:item" />
    <element id="FBP_LoansBeforeUnamortizedNetDeferredLoanCosts" name="LoansBeforeUnamortizedNetDeferredLoanCosts" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" />
    <element id="FBP_PercentageOfLoans" name="PercentageOfLoans" nillable="true" xbrli:periodType="instant" type="num:percentItemType" substitutionGroup="xbrli:item" />
    <element id="FBP_UnamortizedNetDeferredLoanCosts" name="UnamortizedNetDeferredLoanCosts" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" />
    <element id="FBP_LoansAndAssetQualityInformationDetails1Abstract" name="LoansAndAssetQualityInformationDetails1Abstract" abstract="true" nillable="true" xbrli:periodType="duration" type="xbrli:stringItemType" substitutionGroup="xbrli:item" />
    <element id="FBP_SummaryOfMajorCategoriesOfNoncoveredLoansOutstandingAbstract" name="SummaryOfMajorCategoriesOfNoncoveredLoansOutstandingAbstract" abstract="true" nillable="true" xbrli:periodType="duration" type="xbrli:stringItemType" substitutionGroup="xbrli:item" />
    <element id="FBP_NoncoveredLoansAbstract" name="NoncoveredLoansAbstract" abstract="true" nillable="true" xbrli:periodType="duration" type="xbrli:stringItemType" substitutionGroup="xbrli:item" />
    <element id="FBP_LoansBeforeUnamortizedNetDeferredLoanCostsNoncovered" name="LoansBeforeUnamortizedNetDeferredLoanCostsNoncovered" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" />
    <element id="FBP_PercentageOfLoansNonCovered" name="PercentageOfLoansNonCovered" nillable="true" xbrli:periodType="instant" type="num:percentItemType" substitutionGroup="xbrli:item" />
    <element id="FBP_LoansAndAssetQualityInformationDetails2Abstract" name="LoansAndAssetQualityInformationDetails2Abstract" abstract="true" nillable="true" xbrli:periodType="duration" type="xbrli:stringItemType" substitutionGroup="xbrli:item" />
    <element id="FBP_CarryingAmountOfCoveredLoansAbstract" name="CarryingAmountOfCoveredLoansAbstract" abstract="true" nillable="true" xbrli:periodType="duration" type="xbrli:stringItemType" substitutionGroup="xbrli:item" />
    <element id="FBP_CoveredLoansAbstract" name="CoveredLoansAbstract" abstract="true" nillable="true" xbrli:periodType="duration" type="xbrli:stringItemType" substitutionGroup="xbrli:item" />
    <element id="FBP_ImpairedPurchasedLoansCarryingValueCovered" name="ImpairedPurchasedLoansCarryingValueCovered" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" />
    <element id="FBP_ImpairedPurchasedLoansUnpaidPrincipalBalanceCovered" name="ImpairedPurchasedLoansUnpaidPrincipalBalanceCovered" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" />
    <element id="FBP_NonimpairedPurchasedLoansCarryingValueCovered" name="NonimpairedPurchasedLoansCarryingValueCovered" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" />
    <element id="FBP_NonimpairedPurchasedLoansUnpaidPrincipalBalanceCovered" name="NonimpairedPurchasedLoansUnpaidPrincipalBalanceCovered" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" />
    <element id="FBP_TotalCoveredLoansUnpaidPrincipalBalance" name="TotalCoveredLoansUnpaidPrincipalBalance" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" />
    <element id="FBP_LoansAndAssetQualityInformationDetails3Abstract" name="LoansAndAssetQualityInformationDetails3Abstract" abstract="true" nillable="true" xbrli:periodType="duration" type="xbrli:stringItemType" substitutionGroup="xbrli:item" />
    <element id="FBP_CoveredPurchasedNonimpairedLoansAbstract" name="CoveredPurchasedNonimpairedLoansAbstract" abstract="true" nillable="true" xbrli:periodType="duration" type="xbrli:stringItemType" substitutionGroup="xbrli:item" />
    <element id="FBP_NonimpairedPurchasedLoansCarryingValue" name="NonimpairedPurchasedLoansCarryingValue" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" />
    <element id="FBP_AdditionsDueToAcquisitionOfBankOfAshevilleAtFairValue" name="AdditionsDueToAcquisitionOfBankOfAshevilleAtFairValue" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" />
    <element id="FBP_PrincipalRepayments" name="PrincipalRepayments" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" />
    <element id="FBP_TransfersToForeclosedRealEstate" name="TransfersToForeclosedRealEstate" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" />
    <element id="FBP_LoanChargeoffs" name="LoanChargeoffs" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" />
    <element id="FBP_LoansAndAssetQualityInformationDetails4Abstract" name="LoansAndAssetQualityInformationDetails4Abstract" abstract="true" nillable="true" xbrli:periodType="duration" type="xbrli:stringItemType" substitutionGroup="xbrli:item" />
    <element id="FBP_PurchasedImpairedLoansSubstantiallyAllOfWhichAreCoveredLoansAbstract" name="PurchasedImpairedLoansSubstantiallyAllOfWhichAreCoveredLoansAbstract" abstract="true" nillable="true" xbrli:periodType="duration" type="xbrli:stringItemType" substitutionGroup="xbrli:item" />
    <element id="FBP_ImpairedPurchasedLoansCarryingValue" name="ImpairedPurchasedLoansCarryingValue" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" />
    <element id="FBP_ImpairedPurchaseLoansUnpaidPrincipalBalance" name="ImpairedPurchaseLoansUnpaidPrincipalBalance" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" />
    <element id="FBP_FairValueAdjustmentWriteDown" name="FairValueAdjustmentWriteDown" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" />
    <element id="FBP_ChangeDueToPaymentsReceived" name="ChangeDueToPaymentsReceived" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" />
    <element id="FBP_Other" name="Other" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" />
    <element id="FBP_SummaryOfNonperformingAssetsDetailsAbstract" name="SummaryOfNonperformingAssetsDetailsAbstract" abstract="true" nillable="true" xbrli:periodType="duration" type="xbrli:stringItemType" substitutionGroup="xbrli:item" />
    <element id="FBP_SummaryOfNonperformingAssetsAbstract" name="SummaryOfNonperformingAssetsAbstract" abstract="true" nillable="true" xbrli:periodType="duration" type="xbrli:stringItemType" substitutionGroup="xbrli:item" />
    <element id="FBP_AssetQualityDataAbstract" name="AssetQualityDataAbstract" abstract="true" nillable="true" xbrli:periodType="duration" type="xbrli:stringItemType" substitutionGroup="xbrli:item" />
    <element id="FBP_NonperformingLoans" name="NonperformingLoans" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" />
    <element id="FBP_NonperformingLoansHeldForSale" name="NonperformingLoansHeldForSale" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" />
    <element id="FBP_NonperformingAssets" name="NonperformingAssets" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" />
    <element id="FBP_LoansAndAssetQualityInformationDetails6Abstract" name="LoansAndAssetQualityInformationDetails6Abstract" abstract="true" nillable="true" xbrli:periodType="duration" type="xbrli:stringItemType" substitutionGroup="xbrli:item" />
    <element id="FBP_InformationRelatedToImpairedLoansAbstract" name="InformationRelatedToImpairedLoansAbstract" abstract="true" nillable="true" xbrli:periodType="duration" type="xbrli:stringItemType" substitutionGroup="xbrli:item" />
    <element id="FBP_ScheduleOfNonaccrualLoansDetailsAbstract" name="ScheduleOfNonaccrualLoansDetailsAbstract" abstract="true" nillable="true" xbrli:periodType="duration" type="xbrli:stringItemType" substitutionGroup="xbrli:item" />
    <element id="FBP_CompanysNonaccrualLoansAbstract" name="CompanysNonaccrualLoansAbstract" abstract="true" nillable="true" xbrli:periodType="duration" type="xbrli:stringItemType" substitutionGroup="xbrli:item" />
    <element id="FBP_LoansAndAssetQualityInformationDetails8Abstract" name="LoansAndAssetQualityInformationDetails8Abstract" abstract="true" nillable="true" xbrli:periodType="duration" type="xbrli:stringItemType" substitutionGroup="xbrli:item" />
    <element id="FBP_AnalysisOfPaymentStatusOfLoansAbstract" name="AnalysisOfPaymentStatusOfLoansAbstract" abstract="true" nillable="true" xbrli:periodType="duration" type="xbrli:stringItemType" substitutionGroup="xbrli:item" />
    <element id="FBP_LoansAndAssetQualityInformationDetails9Abstract" name="LoansAndAssetQualityInformationDetails9Abstract" abstract="true" nillable="true" xbrli:periodType="duration" type="xbrli:stringItemType" substitutionGroup="xbrli:item" />
    <element id="FBP_AllowanceForLoanLossesForNoncoveredLoansAbstract" name="AllowanceForLoanLossesForNoncoveredLoansAbstract" abstract="true" nillable="true" xbrli:periodType="duration" type="xbrli:stringItemType" substitutionGroup="xbrli:item" />
    <element id="FBP_ActivityInAllowanceForLoanLossesForNoncoveredLoansAbstract" name="ActivityInAllowanceForLoanLossesForNoncoveredLoansAbstract" abstract="true" nillable="true" xbrli:periodType="duration" type="xbrli:stringItemType" substitutionGroup="xbrli:item" />
    <element id="FBP_EndingBalancesAllowanceForLoanLossesAbstract" name="EndingBalancesAllowanceForLoanLossesAbstract" abstract="true" nillable="true" xbrli:periodType="duration" type="xbrli:stringItemType" substitutionGroup="xbrli:item" />
    <element id="FBP_LoansReceivableAbstract" name="LoansReceivableAbstract" abstract="true" nillable="true" xbrli:periodType="duration" type="xbrli:stringItemType" substitutionGroup="xbrli:item" />
    <element id="FBP_EndingBalancesLoansAbstract" name="EndingBalancesLoansAbstract" abstract="true" nillable="true" xbrli:periodType="duration" type="xbrli:stringItemType" substitutionGroup="xbrli:item" />
    <element id="FBP_LoansAndAssetQualityInformationDetails10Abstract" name="LoansAndAssetQualityInformationDetails10Abstract" abstract="true" nillable="true" xbrli:periodType="duration" type="xbrli:stringItemType" substitutionGroup="xbrli:item" />
    <element id="FBP_AllowanceForLoanLossesForCoveredLoansAbstract" name="AllowanceForLoanLossesForCoveredLoansAbstract" abstract="true" nillable="true" xbrli:periodType="duration" type="xbrli:stringItemType" substitutionGroup="xbrli:item" />
    <element id="FBP_ActivityInAllowanceForLoanLossesForCoveredLoansAbstract" name="ActivityInAllowanceForLoanLossesForCoveredLoansAbstract" abstract="true" nillable="true" xbrli:periodType="duration" type="xbrli:stringItemType" substitutionGroup="xbrli:item" />
    <element id="FBP_LoansAndAssetQualityInformationDetails11Abstract" name="LoansAndAssetQualityInformationDetails11Abstract" abstract="true" nillable="true" xbrli:periodType="duration" type="xbrli:stringItemType" substitutionGroup="xbrli:item" />
    <element id="FBP_ImpairedLoansAbstract" name="ImpairedLoansAbstract" abstract="true" nillable="true" xbrli:periodType="duration" type="xbrli:stringItemType" substitutionGroup="xbrli:item" />
    <element id="FBP_LoansWithNoRelatedAllowanceRecordedAbstract" name="LoansWithNoRelatedAllowanceRecordedAbstract" abstract="true" nillable="true" xbrli:periodType="duration" type="xbrli:stringItemType" substitutionGroup="xbrli:item" />
    <element id="FBP_LoansWithAllowanceRecordedAbstract" name="LoansWithAllowanceRecordedAbstract" abstract="true" nillable="true" xbrli:periodType="duration" type="xbrli:stringItemType" substitutionGroup="xbrli:item" />
    <element id="FBP_LoansAndAssetQualityInformationDetails12Abstract" name="LoansAndAssetQualityInformationDetails12Abstract" abstract="true" nillable="true" xbrli:periodType="duration" type="xbrli:stringItemType" substitutionGroup="xbrli:item" />
    <element id="FBP_RecordedInvestmentInLoansByCreditQualityIndicatorsAbstract" name="RecordedInvestmentInLoansByCreditQualityIndicatorsAbstract" abstract="true" nillable="true" xbrli:periodType="duration" type="xbrli:stringItemType" substitutionGroup="xbrli:item" />
    <element id="FBP_LoansReceivableNonCoveredGrossCarryingAmount" name="LoansReceivableNonCoveredGrossCarryingAmount" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" />
    <element id="FBP_LoansAndAssetQualityInformationDetails13Abstract" name="LoansAndAssetQualityInformationDetails13Abstract" abstract="true" nillable="true" xbrli:periodType="duration" type="xbrli:stringItemType" substitutionGroup="xbrli:item" />
    <element id="FBP_InformationRelatedToLoansModifiedInTroubledDebtRestructuringAbstract" name="InformationRelatedToLoansModifiedInTroubledDebtRestructuringAbstract" abstract="true" nillable="true" xbrli:periodType="duration" type="xbrli:stringItemType" substitutionGroup="xbrli:item" />
    <element id="FBP_FinancingReceivableModificationsNumberOfContracts1Accruing" name="FinancingReceivableModificationsNumberOfContracts1Accruing" nillable="true" xbrli:periodType="duration" type="xbrli:integerItemType" substitutionGroup="xbrli:item" />
    <element id="FBP_TdrsArisingDuringPeriodAccruingPremodification" name="TdrsArisingDuringPeriodAccruingPremodification" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" />
    <element id="FBP_FinancingReceivableModificationsPostModificationRecordedInvestment1Accruing" name="FinancingReceivableModificationsPostModificationRecordedInvestment1Accruing" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" />
    <element id="FBP_FinancingReceivableModificationsNumberOfContracts1Nonaccrual" name="FinancingReceivableModificationsNumberOfContracts1Nonaccrual" nillable="true" xbrli:periodType="duration" type="xbrli:integerItemType" substitutionGroup="xbrli:item" />
    <element id="FBP_TdrsArisingDuringPeriodNonaccrualPremodification" name="TdrsArisingDuringPeriodNonaccrualPremodification" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" />
    <element id="FBP_FinancingReceivableModificationsPostModificationRecordedInvestment1Nonaccrual" name="FinancingReceivableModificationsPostModificationRecordedInvestment1Nonaccrual" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" />
    <element id="FBP_FinancingReceivableModificationsNumberOfContracts1Total" name="FinancingReceivableModificationsNumberOfContracts1Total" nillable="true" xbrli:periodType="duration" type="xbrli:integerItemType" substitutionGroup="xbrli:item" />
    <element id="FBP_FinancingReceivableModificationsPostModificationRecordedInvestment1Total" name="FinancingReceivableModificationsPostModificationRecordedInvestment1Total" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" />
    <element id="FBP_TdrsArisingDuringPeriodPostmodification" name="TdrsArisingDuringPeriodPostmodification" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" />
    <element id="FBP_FdicIndemnificationAssetDetailsAbstract" name="FdicIndemnificationAssetDetailsAbstract" abstract="true" nillable="true" xbrli:periodType="duration" type="xbrli:stringItemType" substitutionGroup="xbrli:item" />
    <element id="FBP_FdicIndemnificationAssetComponentsAbstract" name="FdicIndemnificationAssetComponentsAbstract" abstract="true" nillable="true" xbrli:periodType="duration" type="xbrli:stringItemType" substitutionGroup="xbrli:item" />
    <element id="FBP_ReceivableRelatedToEstimatedFutureClaimsOnLoans" name="ReceivableRelatedToEstimatedFutureClaimsOnLoans" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" />
    <element id="FBP_ReceivableRelatedToEstimatedFutureClaimsOnOtherRealEstateOwned" name="ReceivableRelatedToEstimatedFutureClaimsOnOtherRealEstateOwned" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" />
    <element id="FBP_FdicIndemnificationAssetDetails1Abstract" name="FdicIndemnificationAssetDetails1Abstract" abstract="true" nillable="true" xbrli:periodType="duration" type="xbrli:stringItemType" substitutionGroup="xbrli:item" />
    <element id="FBP_RollforwardOfFdicIndemnificationAssetAbstract" name="RollforwardOfFdicIndemnificationAssetAbstract" abstract="true" nillable="true" xbrli:periodType="duration" type="xbrli:stringItemType" substitutionGroup="xbrli:item" />
    <element id="FBP_FDICIndemnificationAssetIncreaseBankOfAsheville" name="FDICIndemnificationAssetIncreaseBankOfAsheville" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" />
    <element id="FBP_FDICIndemnificationAssetIncreaseRelatedToReimbursableExpenses" name="FDICIndemnificationAssetIncreaseRelatedToReimbursableExpenses" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" />
    <element id="FBP_FDICIndemnificationAssetAccretionOfDiscount1" name="FDICIndemnificationAssetAccretionOfDiscount1" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" />
    <element id="FBP_FDICIndeminficationAssetOtherActivity" name="FDICIndeminficationAssetOtherActivity" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" />
    <element id="FBP_GoodwillAndOtherIntangibleAssetsNarrativeDetailsAbstract" name="GoodwillAndOtherIntangibleAssetsNarrativeDetailsAbstract" abstract="true" nillable="true" xbrli:periodType="duration" type="xbrli:stringItemType" substitutionGroup="xbrli:item" />
    <element id="FBP_GoodwillAndOtherIntangibleAssetsDetailsAbstract" name="GoodwillAndOtherIntangibleAssetsDetailsAbstract" abstract="true" nillable="true" xbrli:periodType="duration" type="xbrli:stringItemType" substitutionGroup="xbrli:item" />
    <element id="FBP_SummaryOfGrossCarryingAmountAndAccumulatedAmortizationOfAmortizableIntangibleAssetsAndCarryingAmountOfUnamortizedIntangibleAssetsAbstract" name="SummaryOfGrossCarryingAmountAndAccumulatedAmortizationOfAmortizableIntangibleAssetsAndCarryingAmountOfUnamortizedIntangibleAssetsAbstract" abstract="true" nillable="true" xbrli:periodType="duration" type="xbrli:stringItemType" substitutionGroup="xbrli:item" />
    <element id="FBP_AmortizableIntangibleAssetsAbstract" name="AmortizableIntangibleAssetsAbstract" abstract="true" nillable="true" xbrli:periodType="duration" type="xbrli:stringItemType" substitutionGroup="xbrli:item" />
    <element id="FBP_CustomerListsAccumulatedAmortization" name="CustomerListsAccumulatedAmortization" nillable="true" xbrli:periodType="instant" xbrli:balance="credit" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" />
    <element id="FBP_CoreDepositPremiumsAccumulatedAmortization" name="CoreDepositPremiumsAccumulatedAmortization" nillable="true" xbrli:periodType="instant" xbrli:balance="credit" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" />
    <element id="FBP_UnamortizableIntangibleAssetsAbstract" name="UnamortizableIntangibleAssetsAbstract" abstract="true" nillable="true" xbrli:periodType="duration" type="xbrli:stringItemType" substitutionGroup="xbrli:item" />
    <element id="FBP_GoodwillAndOtherIntangibleAssetsDetails1Abstract" name="GoodwillAndOtherIntangibleAssetsDetails1Abstract" abstract="true" nillable="true" xbrli:periodType="duration" type="xbrli:stringItemType" substitutionGroup="xbrli:item" />
    <element id="FBP_EstimatedAmortizationExpenseForFiveSucceedingYearsAbstract" name="EstimatedAmortizationExpenseForFiveSucceedingYearsAbstract" abstract="true" nillable="true" xbrli:periodType="duration" type="xbrli:stringItemType" substitutionGroup="xbrli:item" />
    <element id="FBP_FiniteLivedIntangibleAssetsAmortizationExpenseTotal" name="FiniteLivedIntangibleAssetsAmortizationExpenseTotal" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" />
    <element id="FBP_Pre1988TaxBadDebtReserve" name="Pre1988TaxBadDebtReserve" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" />
    <element id="FBP_DeferredTaxAssetsAbstract" name="DeferredTaxAssetsAbstract" abstract="true" nillable="true" xbrli:periodType="duration" type="xbrli:stringItemType" substitutionGroup="xbrli:item" />
    <element id="FBP_ForeclosedRealEstateDeferredTaxAssets" name="ForeclosedRealEstateDeferredTaxAssets" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" />
    <element id="FBP_BasisDifferencesInAssetsAcquiredInFdicTransactions" name="BasisDifferencesInAssetsAcquiredInFdicTransactions" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" />
    <element id="FBP_NonqualifiedStockOptionsDeferredTaxAssets" name="NonqualifiedStockOptionsDeferredTaxAssets" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" />
    <element id="FBP_NonaccrualLoanInterestDeferredTaxAssets" name="NonaccrualLoanInterestDeferredTaxAssets" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" />
    <element id="FBP_LoanFees" name="LoanFees" nillable="true" xbrli:periodType="instant" xbrli:balance="credit" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" />
    <element id="FBP_UnrealizedGainOnSecuritiesAvailableForSale" name="UnrealizedGainOnSecuritiesAvailableForSale" nillable="true" xbrli:periodType="instant" xbrli:balance="credit" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" />
    <element id="FBP_FhlbStockDividends" name="FhlbStockDividends" nillable="true" xbrli:periodType="instant" xbrli:balance="credit" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" />
    <element id="FBP_IncreaseDecreaseInIncomeTaxesResultingFromAbstract" name="IncreaseDecreaseInIncomeTaxesResultingFromAbstract" abstract="true" nillable="true" xbrli:periodType="duration" type="xbrli:stringItemType" substitutionGroup="xbrli:item" />
    <element id="FBP_AmortizationOfDepositPremiums" name="AmortizationOfDepositPremiums" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" />
    <element id="FBP_UnamortizedDepositPremiums" name="UnamortizedDepositPremiums" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" />
    <element id="FBP_AssetsSoldUnderAgreementsToRepurchaseMaximumAmountOutstandingAtAnyMonthendDuringYear" name="AssetsSoldUnderAgreementsToRepurchaseMaximumAmountOutstandingAtAnyMonthendDuringYear" nillable="true" xbrli:periodType="instant" xbrli:balance="credit" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" />
    <element id="FBP_AssetsSoldUnderAgreementsToRepurchaseAverageDailyBalanceOutstandingDuringYear" name="AssetsSoldUnderAgreementsToRepurchaseAverageDailyBalanceOutstandingDuringYear" nillable="true" xbrli:periodType="instant" xbrli:balance="credit" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" />
    <element id="FBP_AssetsSoldUnderAgreementsToRepurchaseAverageAnnualInterestRatePaidDuringYear" name="AssetsSoldUnderAgreementsToRepurchaseAverageAnnualInterestRatePaidDuringYear" nillable="true" xbrli:periodType="instant" type="num:percentItemType" substitutionGroup="xbrli:item" />
    <element id="FBP_LineOfCreditPrepaymentPenalties" name="LineOfCreditPrepaymentPenalties" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" />
    <element id="FBP_LineOfCreditAmountReduced" name="LineOfCreditAmountReduced" nillable="true" xbrli:periodType="instant" xbrli:balance="credit" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" />
    <element id="FBP_LineOfCreditPercentSecuredByCommonStock" name="LineOfCreditPercentSecuredByCommonStock" nillable="true" xbrli:periodType="duration" type="num:percentItemType" substitutionGroup="xbrli:item" />
    <element id="FBP_UnamortizedFairMarketValueAdjustmentRecordedInAcquisition" name="UnamortizedFairMarketValueAdjustmentRecordedInAcquisition" nillable="true" xbrli:periodType="instant" xbrli:balance="credit" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" />
    <element id="FBP_YearEndingDecember31Abstract" name="YearEndingDecember31Abstract" abstract="true" nillable="true" xbrli:periodType="duration" type="xbrli:stringItemType" substitutionGroup="xbrli:item" />
    <element id="FBP_DeferralRate" name="DeferralRate" nillable="true" xbrli:periodType="duration" type="num:percentItemType" substitutionGroup="xbrli:item" />
    <element id="FBP_PercentOfAnnualSalaryEmployeesMayContribute" name="PercentOfAnnualSalaryEmployeesMayContribute" nillable="true" xbrli:periodType="duration" type="num:percentItemType" substitutionGroup="xbrli:item" />
    <element id="FBP_PercentMatchedByCompanyUpTo3PercentOfEmployeeSalary" name="PercentMatchedByCompanyUpTo3PercentOfEmployeeSalary" nillable="true" xbrli:periodType="duration" type="num:percentItemType" substitutionGroup="xbrli:item" />
    <element id="FBP_PercentMatchedByCompany305PercentOfEmployeeSalary" name="PercentMatchedByCompany305PercentOfEmployeeSalary" nillable="true" xbrli:periodType="duration" type="num:percentItemType" substitutionGroup="xbrli:item" />
    <element id="FBP_MatchingContributions" name="MatchingContributions" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" />
    <element id="FBP_ExpectedAverageAnnualRateOfReturnMinimum" name="ExpectedAverageAnnualRateOfReturnMinimum" nillable="true" xbrli:periodType="duration" type="num:percentItemType" substitutionGroup="xbrli:item" />
    <element id="FBP_ExpectedAverageAnnualRateOfReturnMaximum" name="ExpectedAverageAnnualRateOfReturnMaximum" nillable="true" xbrli:periodType="duration" type="num:percentItemType" substitutionGroup="xbrli:item" />
    <element id="FBP_ChangeInBenefitObligationAbstract" name="ChangeInBenefitObligationAbstract" abstract="true" nillable="true" xbrli:periodType="duration" type="xbrli:stringItemType" substitutionGroup="xbrli:item" />
    <element id="FBP_ChangeInPlanAssetsAbstract" name="ChangeInPlanAssetsAbstract" abstract="true" nillable="true" xbrli:periodType="duration" type="xbrli:stringItemType" substitutionGroup="xbrli:item" />
    <element id="FBP_AmountRecognizedAOCIBeforeTaxEffectTaxBenefit" name="AmountRecognizedAOCIBeforeTaxEffectTaxBenefit" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" />
    <element id="FBP_AmortizationOfUnrecognizedActuarialLoss" name="AmortizationOfUnrecognizedActuarialLoss" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" />
    <element id="FBP_AmortizationOfPriorServiceCostAndTransitionObligation" name="AmortizationOfPriorServiceCostAndTransitionObligation" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" />
    <element id="FBP_InvestmentCategoryBenchmark" name="InvestmentCategoryBenchmark" nillable="true" xbrli:periodType="duration" type="xbrli:stringItemType" substitutionGroup="xbrli:item" />
    <element id="FBP_RangeOfAcceptableDeviationFromInvestmentCategoryBenchmarkMinimum" name="RangeOfAcceptableDeviationFromInvestmentCategoryBenchmarkMinimum" nillable="true" xbrli:periodType="duration" type="num:percentItemType" substitutionGroup="xbrli:item" />
    <element id="FBP_RangeOfAcceptableDeviationFromInvestmentCategoryBenchmarkMaximum" name="RangeOfAcceptableDeviationFromInvestmentCategoryBenchmarkMaximum" nillable="true" xbrli:periodType="duration" type="num:percentItemType" substitutionGroup="xbrli:item" />
    <element id="FBP_ChangeInBenefitObligation1Abstract" name="ChangeInBenefitObligation1Abstract" abstract="true" nillable="true" xbrli:periodType="duration" type="xbrli:stringItemType" substitutionGroup="xbrli:item" />
    <element id="FBP_BankStandbyLettersOfCredit" name="BankStandbyLettersOfCredit" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" />
    <element id="FBP_MarketableSecuritiesToAnyOneIssuerOrGuarantorThreshold" name="MarketableSecuritiesToAnyOneIssuerOrGuarantorThreshold" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" />
    <element id="FBP_OutstandingClosedendLoanCommitments" name="OutstandingClosedendLoanCommitments" nillable="true" xbrli:periodType="instant" xbrli:balance="credit" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" />
    <element id="FBP_UnfundedCommitmentsOnRevolvingLinesOfCreditCreditCardsAndHomeEquityLoans" name="UnfundedCommitmentsOnRevolvingLinesOfCreditCreditCardsAndHomeEquityLoans" nillable="true" xbrli:periodType="instant" xbrli:balance="credit" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" />
    <element id="FBP_CommitmentsTotal" name="CommitmentsTotal" nillable="true" xbrli:periodType="instant" xbrli:balance="credit" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" />
    <element id="FBP_AmortizedCostAvailableForSaleAndHeldToMaturity" name="AmortizedCostAvailableForSaleAndHeldToMaturity" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" />
    <element id="FBP_FairValueAvailableForSaleAndHeldToMaturity" name="FairValueAvailableForSaleAndHeldToMaturity" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" />
    <element id="FBP_FairValueNarrativeDetailsAbstract" name="FairValueNarrativeDetailsAbstract" abstract="true" nillable="true" xbrli:periodType="duration" type="xbrli:stringItemType" substitutionGroup="xbrli:item" />
    <element id="FBP_FairValueDetailsAbstract" name="FairValueDetailsAbstract" abstract="true" nillable="true" xbrli:periodType="duration" type="xbrli:stringItemType" substitutionGroup="xbrli:item" />
    <element id="FBP_FinancialInstrumentsMeasuredAtFairValueOnRecurringAndNonrecurringBasisAbstract" name="FinancialInstrumentsMeasuredAtFairValueOnRecurringAndNonrecurringBasisAbstract" abstract="true" nillable="true" xbrli:periodType="duration" type="xbrli:stringItemType" substitutionGroup="xbrli:item" />
    <element id="FBP_DescriptionOfFinancialInstrumentsAbstract" name="DescriptionOfFinancialInstrumentsAbstract" abstract="true" nillable="true" xbrli:periodType="duration" type="xbrli:stringItemType" substitutionGroup="xbrli:item" />
    <element id="FBP_GovernmentSponsoredEnterpriseSecuritiesFairValueDisclosure" name="GovernmentSponsoredEnterpriseSecuritiesFairValueDisclosure" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" />
    <element id="FBP_CorporateBondsFairValueDisclosure" name="CorporateBondsFairValueDisclosure" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" />
    <element id="FBP_EquitySecuritiesFairValueDisclosure" name="EquitySecuritiesFairValueDisclosure" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" />
    <element id="FBP_ImpairedLoansCoveredFairValueDisclosure" name="ImpairedLoansCoveredFairValueDisclosure" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" />
    <element id="FBP_ImpairedLoansNonCoveredFairValueDisclosure" name="ImpairedLoansNonCoveredFairValueDisclosure" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" />
    <element id="FBP_OtherRealEstateCoveredFairValueDisclosure" name="OtherRealEstateCoveredFairValueDisclosure" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" />
    <element id="FBP_OtherRealEstateNonCoveredFairValueDisclosure" name="OtherRealEstateNonCoveredFairValueDisclosure" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" />
    <element id="FBP_FairValueByAssetClassDomain" name="FairValueByAssetClassDomain" abstract="true" nillable="true" xbrli:periodType="duration" type="nonnum:domainItemType" substitutionGroup="xbrli:item" />
    <element id="FBP_GeneralRangeOfSignificantInputValuesMinimum" name="GeneralRangeOfSignificantInputValuesMinimum" nillable="true" xbrli:periodType="duration" type="num:percentItemType" substitutionGroup="xbrli:item" />
    <element id="FBP_GeneralRangeOfSignificantInputValuesMaximum" name="GeneralRangeOfSignificantInputValuesMaximum" nillable="true" xbrli:periodType="duration" type="num:percentItemType" substitutionGroup="xbrli:item" />
    <element id="FBP_FairValueDetails1Abstract" name="FairValueDetails1Abstract" abstract="true" nillable="true" xbrli:periodType="duration" type="xbrli:stringItemType" substitutionGroup="xbrli:item" />
    <element id="FBP_CarryingAmountsAndEstimatedFairValuesOfFinancialInstrumentsAbstract" name="CarryingAmountsAndEstimatedFairValuesOfFinancialInstrumentsAbstract" abstract="true" nillable="true" xbrli:periodType="duration" type="xbrli:stringItemType" substitutionGroup="xbrli:item" />
    <element id="FBP_FedFundsSoldFairValueDisclosure" name="FedFundsSoldFairValueDisclosure" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" />
    <element id="FBP_PresoldMortgagesInProcessOfSettlementFairValueDisclosure" name="PresoldMortgagesInProcessOfSettlementFairValueDisclosure" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" />
    <element id="FBP_EquitybasedCompensationPlansNarrativeDetailsAbstract" name="EquitybasedCompensationPlansNarrativeDetailsAbstract" abstract="true" nillable="true" xbrli:periodType="duration" type="xbrli:stringItemType" substitutionGroup="xbrli:item" />
    <element id="FBP_DirectorEquityGrants" name="DirectorEquityGrants" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" />
    <element id="FBP_AllocatedShareBasedCompensationExpenseTotal" name="AllocatedShareBasedCompensationExpenseTotal" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" />
    <element id="FBP_SubsequentQuarterCompensationExpenseAssociatedWithSeniorExecutivesGrants" name="SubsequentQuarterCompensationExpenseAssociatedWithSeniorExecutivesGrants" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" />
    <element id="FBP_StockBasedCompensationIncomeTaxBenefit" name="StockBasedCompensationIncomeTaxBenefit" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" />
    <element id="FBP_DirectorEquitySharesPerDirector" name="DirectorEquitySharesPerDirector" nillable="true" xbrli:periodType="duration" type="xbrli:sharesItemType" substitutionGroup="xbrli:item" />
    <element id="FBP_TaxBenefitsFromExerciseOfNonqualifiedStockOptions" name="TaxBenefitsFromExerciseOfNonqualifiedStockOptions" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" />
    <element id="FBP_EquitybasedCompensationPlansDetailsAbstract" name="EquitybasedCompensationPlansDetailsAbstract" abstract="true" nillable="true" xbrli:periodType="duration" type="xbrli:stringItemType" substitutionGroup="xbrli:item" />
    <element id="FBP_BlackscholesOptionPricingModelWithFollowingAssumptionsAbstract" name="BlackscholesOptionPricingModelWithFollowingAssumptionsAbstract" abstract="true" nillable="true" xbrli:periodType="duration" type="xbrli:stringItemType" substitutionGroup="xbrli:item" />
    <element id="FBP_EquitybasedCompensationPlansDetails1Abstract" name="EquitybasedCompensationPlansDetails1Abstract" abstract="true" nillable="true" xbrli:periodType="duration" type="xbrli:stringItemType" substitutionGroup="xbrli:item" />
    <element id="FBP_WeightedAverageExercisePriceAbstract" name="WeightedAverageExercisePriceAbstract" abstract="true" nillable="true" xbrli:periodType="duration" type="xbrli:stringItemType" substitutionGroup="xbrli:item" />
    <element id="FBP_NumberOfSharesAbstract" name="NumberOfSharesAbstract" abstract="true" nillable="true" xbrli:periodType="duration" type="xbrli:stringItemType" substitutionGroup="xbrli:item" />
    <element id="FBP_EquitybasedCompensationPlansDetails2Abstract" name="EquitybasedCompensationPlansDetails2Abstract" abstract="true" nillable="true" xbrli:periodType="duration" type="xbrli:stringItemType" substitutionGroup="xbrli:item" />
    <element id="FBP_OutstandingRestrictedStockAbstract" name="OutstandingRestrictedStockAbstract" abstract="true" nillable="true" xbrli:periodType="duration" type="xbrli:stringItemType" substitutionGroup="xbrli:item" />
    <element id="FBP_NumberOfUnitsAbstract" name="NumberOfUnitsAbstract" abstract="true" nillable="true" xbrli:periodType="duration" type="xbrli:stringItemType" substitutionGroup="xbrli:item" />
    <element id="FBP_WeightedaverageGrantDateFairValueAbstract" name="WeightedaverageGrantDateFairValueAbstract" abstract="true" nillable="true" xbrli:periodType="duration" type="xbrli:stringItemType" substitutionGroup="xbrli:item" />
    <element id="FBP_UndividedProfits" name="UndividedProfits" nillable="true" xbrli:periodType="instant" xbrli:balance="credit" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" />
    <element id="FBP_RestrictedInvestmentInBank" name="RestrictedInvestmentInBank" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" />
    <element id="FBP_AverageReserveBalance" name="AverageReserveBalance" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" />
    <element id="FBP_AmountAbstract" name="AmountAbstract" abstract="true" nillable="true" xbrli:periodType="duration" type="xbrli:stringItemType" substitutionGroup="xbrli:item" />
    <element id="FBP_RatioAbstract" name="RatioAbstract" abstract="true" nillable="true" xbrli:periodType="duration" type="xbrli:stringItemType" substitutionGroup="xbrli:item" />
    <element id="FBP_OtherServiceChargesCommissionsAndFeesOtherInterchangeIncome" name="OtherServiceChargesCommissionsAndFeesOtherInterchangeIncome" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" />
    <element id="FBP_OtherOperatingExpensesInterchangeExpense" name="OtherOperatingExpensesInterchangeExpense" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" />
    <element id="FBP_OtherOperatingExpensesRepossessionAndCollectionNoncovered" name="OtherOperatingExpensesRepossessionAndCollectionNoncovered" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" />
    <element id="FBP_OtherOperatingExpensesRepossessionAndCollectionCoveredNetOfFdicReimbursementAndRentalIncome" name="OtherOperatingExpensesRepossessionAndCollectionCoveredNetOfFdicReimbursementAndRentalIncome" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" />
    <element id="FBP_LiabilitiesAndShareholdersEquityAbstract" name="LiabilitiesAndShareholdersEquityAbstract" abstract="true" nillable="true" xbrli:periodType="duration" type="xbrli:stringItemType" substitutionGroup="xbrli:item" />
    <element id="FBP_DividendsFromWhollyownedSubsidiaries" name="DividendsFromWhollyownedSubsidiaries" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" />
    <element id="FBP_PreferredStockDividendsAndAccretion" name="PreferredStockDividendsAndAccretion" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" />
    <element id="FBP_OperatingActivitiesAbstract" name="OperatingActivitiesAbstract" abstract="true" nillable="true" xbrli:periodType="duration" type="xbrli:stringItemType" substitutionGroup="xbrli:item" />
    <element id="FBP_InvestingActivitiesAbstract" name="InvestingActivitiesAbstract" abstract="true" nillable="true" xbrli:periodType="duration" type="xbrli:stringItemType" substitutionGroup="xbrli:item" />
    <element id="FBP_FinancingActivitiesAbstract" name="FinancingActivitiesAbstract" abstract="true" nillable="true" xbrli:periodType="duration" type="xbrli:stringItemType" substitutionGroup="xbrli:item" />
    <element id="FBP_PreferredStockDividendRateAfterFiveYears" name="PreferredStockDividendRateAfterFiveYears" nillable="true" xbrli:periodType="duration" type="num:percentItemType" substitutionGroup="xbrli:item" />
    <element id="FBP_DiscountRateUsedToDetermineFairValueOfPreferredStock" name="DiscountRateUsedToDetermineFairValueOfPreferredStock" nillable="true" xbrli:periodType="instant" type="num:percentItemType" substitutionGroup="xbrli:item" />
    <element id="FBP_FairValueOfPreferredStock" name="FairValueOfPreferredStock" nillable="true" xbrli:periodType="instant" xbrli:balance="credit" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" />
    <element id="FBP_FairValueOfWarrant" name="FairValueOfWarrant" nillable="true" xbrli:periodType="instant" xbrli:balance="credit" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" />
    <element id="FBP_AggregateFairValueOfPreferredStockAndWarrant" name="AggregateFairValueOfPreferredStockAndWarrant" nillable="true" xbrli:periodType="instant" xbrli:balance="credit" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" />
    <element id="FBP_PercentOfAggregateFairValueAttributedToWarrant" name="PercentOfAggregateFairValueAttributedToWarrant" nillable="true" xbrli:periodType="instant" type="num:percentItemType" substitutionGroup="xbrli:item" />
    <element id="FBP_PercentOfAggregateFairValueAttributedToPreferredStock" name="PercentOfAggregateFairValueAttributedToPreferredStock" nillable="true" xbrli:periodType="instant" type="num:percentItemType" substitutionGroup="xbrli:item" />
    <element id="FBP_AmountAllocatedToPreferredStock" name="AmountAllocatedToPreferredStock" nillable="true" xbrli:periodType="instant" xbrli:balance="credit" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" />
    <element id="FBP_AmountAllocatedToWarrant" name="AmountAllocatedToWarrant" nillable="true" xbrli:periodType="instant" xbrli:balance="credit" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" />
    <element id="FBP_WarrantRepurchasePerCommonShare" name="WarrantRepurchasePerCommonShare" nillable="true" xbrli:periodType="duration" type="num:perShareItemType" substitutionGroup="xbrli:item" />
    <element id="FBP_ThresholdForQualifiedCommunityBanks" name="ThresholdForQualifiedCommunityBanks" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" />
    <element id="FBP_DescriptionOfDividendRatePercentages" name="DescriptionOfDividendRatePercentages" nillable="true" xbrli:periodType="duration" type="xbrli:stringItemType" substitutionGroup="xbrli:item" />
    <element id="FBP_WeightedAverageFairValue" name="WeightedAverageFairValue" nillable="true" xbrli:periodType="duration" type="num:perShareItemType" substitutionGroup="xbrli:item" />
</schema>
</XBRL>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>EX-101.CAL
<SEQUENCE>11
<FILENAME>fbp-20121231_cal.xml
<DESCRIPTION>XBRL CALCULATION FILE
<TEXT>
<XBRL>
<?xml version="1.0" encoding="US-ASCII" standalone="no"?>
    <!-- Field: Doc-Info; Name: Generator; Value: GoFiler Complete; Version: 3.4c -->
    <!-- Field: Doc-Info; Name: VendorURI; Value: http://www.novaworks.co -->
    <!-- Field: Doc-Info; Name: Source; Value: FBP_12312012 (3).xfr; Date: 2013/03/15T19:58:12 -->
    <!-- Field: Doc-Info; Name: Status; Value: 0x80030001 -->
<link:linkbase xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance" xmlns:xlink="http://www.w3.org/1999/xlink" xmlns:link="http://www.xbrl.org/2003/linkbase" xmlns:xbrli="http://www.xbrl.org/2003/instance" xsi:schemaLocation="http://www.xbrl.org/2003/linkbase http://www.xbrl.org/2003/xbrl-linkbase-2003-12-31.xsd">
    <link:roleRef roleURI="http://firstbancorp.com/role/DocumentAndEntityInformation" xlink:href="fbp-20121231.xsd#DocumentAndEntityInformation" xlink:type="simple" />
    <link:roleRef roleURI="http://firstbancorp.com/role/BalanceSheets" xlink:href="fbp-20121231.xsd#BalanceSheets" xlink:type="simple" />
    <link:roleRef roleURI="http://firstbancorp.com/role/BalanceSheetsParenthetical" xlink:href="fbp-20121231.xsd#BalanceSheetsParenthetical" xlink:type="simple" />
    <link:roleRef roleURI="http://firstbancorp.com/role/StatementsOfIncome" xlink:href="fbp-20121231.xsd#StatementsOfIncome" xlink:type="simple" />
    <link:roleRef roleURI="http://firstbancorp.com/role/StatementsOfComprehensiveIncome" xlink:href="fbp-20121231.xsd#StatementsOfComprehensiveIncome" xlink:type="simple" />
    <link:roleRef roleURI="http://firstbancorp.com/role/StatementsOfShareholdersEquity" xlink:href="fbp-20121231.xsd#StatementsOfShareholdersEquity" xlink:type="simple" />
    <link:roleRef roleURI="http://firstbancorp.com/role/StatementsOfCashFlows" xlink:href="fbp-20121231.xsd#StatementsOfCashFlows" xlink:type="simple" />
    <link:roleRef roleURI="http://firstbancorp.com/role/SummaryOfSignificantAccountingPolicies" xlink:href="fbp-20121231.xsd#SummaryOfSignificantAccountingPolicies" xlink:type="simple" />
    <link:roleRef roleURI="http://firstbancorp.com/role/Acquisitions-CompletedAndPending" xlink:href="fbp-20121231.xsd#Acquisitions-CompletedAndPending" xlink:type="simple" />
    <link:roleRef roleURI="http://firstbancorp.com/role/Securities" xlink:href="fbp-20121231.xsd#Securities" xlink:type="simple" />
    <link:roleRef roleURI="http://firstbancorp.com/role/LoansAndAssetQualityInformation" xlink:href="fbp-20121231.xsd#LoansAndAssetQualityInformation" xlink:type="simple" />
    <link:roleRef roleURI="http://firstbancorp.com/role/PremisesAndEquipment" xlink:href="fbp-20121231.xsd#PremisesAndEquipment" xlink:type="simple" />
    <link:roleRef roleURI="http://firstbancorp.com/role/FdicIndemnificationAsset" xlink:href="fbp-20121231.xsd#FdicIndemnificationAsset" xlink:type="simple" />
    <link:roleRef roleURI="http://firstbancorp.com/role/GoodwillAndOtherIntangibleAssets" xlink:href="fbp-20121231.xsd#GoodwillAndOtherIntangibleAssets" xlink:type="simple" />
    <link:roleRef roleURI="http://firstbancorp.com/role/IncomeTaxes" xlink:href="fbp-20121231.xsd#IncomeTaxes" xlink:type="simple" />
    <link:roleRef roleURI="http://firstbancorp.com/role/TimeDepositsSecuritiesSoldUnderAgreementsToRepurchaseAndRelatedPartyDeposits" xlink:href="fbp-20121231.xsd#TimeDepositsSecuritiesSoldUnderAgreementsToRepurchaseAndRelatedPartyDeposits" xlink:type="simple" />
    <link:roleRef roleURI="http://firstbancorp.com/role/BorrowingsAndBorrowingsAvailability" xlink:href="fbp-20121231.xsd#BorrowingsAndBorrowingsAvailability" xlink:type="simple" />
    <link:roleRef roleURI="http://firstbancorp.com/role/Leases" xlink:href="fbp-20121231.xsd#Leases" xlink:type="simple" />
    <link:roleRef roleURI="http://firstbancorp.com/role/EmployeeBenefitPlans" xlink:href="fbp-20121231.xsd#EmployeeBenefitPlans" xlink:type="simple" />
    <link:roleRef roleURI="http://firstbancorp.com/role/CommitmentsContingenciesAndConcentrationsOfCreditRisk" xlink:href="fbp-20121231.xsd#CommitmentsContingenciesAndConcentrationsOfCreditRisk" xlink:type="simple" />
    <link:roleRef roleURI="http://firstbancorp.com/role/FairValue" xlink:href="fbp-20121231.xsd#FairValue" xlink:type="simple" />
    <link:roleRef roleURI="http://firstbancorp.com/role/Equity-BasedCompensationPlans" xlink:href="fbp-20121231.xsd#Equity-BasedCompensationPlans" xlink:type="simple" />
    <link:roleRef roleURI="http://firstbancorp.com/role/RegulatoryRestrictions" xlink:href="fbp-20121231.xsd#RegulatoryRestrictions" xlink:type="simple" />
    <link:roleRef roleURI="http://firstbancorp.com/role/SupplementaryIncomeStatementInformation" xlink:href="fbp-20121231.xsd#SupplementaryIncomeStatementInformation" xlink:type="simple" />
    <link:roleRef roleURI="http://firstbancorp.com/role/ParentCompanyInformation" xlink:href="fbp-20121231.xsd#ParentCompanyInformation" xlink:type="simple" />
    <link:roleRef roleURI="http://firstbancorp.com/role/ShareholdersEquityTransactions" xlink:href="fbp-20121231.xsd#ShareholdersEquityTransactions" xlink:type="simple" />
    <link:roleRef roleURI="http://firstbancorp.com/role/SubsequentEvent" xlink:href="fbp-20121231.xsd#SubsequentEvent" xlink:type="simple" />
    <link:roleRef roleURI="http://firstbancorp.com/role/SummaryOfSignificantAccountingPoliciesPolicies" xlink:href="fbp-20121231.xsd#SummaryOfSignificantAccountingPoliciesPolicies" xlink:type="simple" />
    <link:roleRef roleURI="http://firstbancorp.com/role/SummaryOfSignificantAccountingPoliciesTables" xlink:href="fbp-20121231.xsd#SummaryOfSignificantAccountingPoliciesTables" xlink:type="simple" />
    <link:roleRef roleURI="http://firstbancorp.com/role/Acquisitions-CompletedAndPendingTables" xlink:href="fbp-20121231.xsd#Acquisitions-CompletedAndPendingTables" xlink:type="simple" />
    <link:roleRef roleURI="http://firstbancorp.com/role/SecuritiesTables" xlink:href="fbp-20121231.xsd#SecuritiesTables" xlink:type="simple" />
    <link:roleRef roleURI="http://firstbancorp.com/role/LoansAndAssetQualityInformationTables" xlink:href="fbp-20121231.xsd#LoansAndAssetQualityInformationTables" xlink:type="simple" />
    <link:roleRef roleURI="http://firstbancorp.com/role/PremisesAndEquipmentTables" xlink:href="fbp-20121231.xsd#PremisesAndEquipmentTables" xlink:type="simple" />
    <link:roleRef roleURI="http://firstbancorp.com/role/FdicIndemnificationAssetTables" xlink:href="fbp-20121231.xsd#FdicIndemnificationAssetTables" xlink:type="simple" />
    <link:roleRef roleURI="http://firstbancorp.com/role/GoodwillAndOtherIntangibleAssetsTables" xlink:href="fbp-20121231.xsd#GoodwillAndOtherIntangibleAssetsTables" xlink:type="simple" />
    <link:roleRef roleURI="http://firstbancorp.com/role/IncomeTaxesTables" xlink:href="fbp-20121231.xsd#IncomeTaxesTables" xlink:type="simple" />
    <link:roleRef roleURI="http://firstbancorp.com/role/TimeDepositsSecuritiesSoldUnderAgreementsToRepurchaseAndRelatedPartyDepositsTables" xlink:href="fbp-20121231.xsd#TimeDepositsSecuritiesSoldUnderAgreementsToRepurchaseAndRelatedPartyDepositsTables" xlink:type="simple" />
    <link:roleRef roleURI="http://firstbancorp.com/role/BorrowingsAndBorrowingsAvailabilityTables" xlink:href="fbp-20121231.xsd#BorrowingsAndBorrowingsAvailabilityTables" xlink:type="simple" />
    <link:roleRef roleURI="http://firstbancorp.com/role/LeasesTables" xlink:href="fbp-20121231.xsd#LeasesTables" xlink:type="simple" />
    <link:roleRef roleURI="http://firstbancorp.com/role/EmployeeBenefitPlansTables" xlink:href="fbp-20121231.xsd#EmployeeBenefitPlansTables" xlink:type="simple" />
    <link:roleRef roleURI="http://firstbancorp.com/role/CommitmentsContingenciesAndConcentrationsOfCreditRiskTables" xlink:href="fbp-20121231.xsd#CommitmentsContingenciesAndConcentrationsOfCreditRiskTables" xlink:type="simple" />
    <link:roleRef roleURI="http://firstbancorp.com/role/FairValueTables" xlink:href="fbp-20121231.xsd#FairValueTables" xlink:type="simple" />
    <link:roleRef roleURI="http://firstbancorp.com/role/Equity-BasedCompensationPlansTables" xlink:href="fbp-20121231.xsd#Equity-BasedCompensationPlansTables" xlink:type="simple" />
    <link:roleRef roleURI="http://firstbancorp.com/role/RegulatoryRestrictionsTables" xlink:href="fbp-20121231.xsd#RegulatoryRestrictionsTables" xlink:type="simple" />
    <link:roleRef roleURI="http://firstbancorp.com/role/SupplementaryIncomeStatementInformationTables" xlink:href="fbp-20121231.xsd#SupplementaryIncomeStatementInformationTables" xlink:type="simple" />
    <link:roleRef roleURI="http://firstbancorp.com/role/ParentCompanyInformationTables" xlink:href="fbp-20121231.xsd#ParentCompanyInformationTables" xlink:type="simple" />
    <link:roleRef roleURI="http://firstbancorp.com/role/ShareholdersEquityTransactionsTables" xlink:href="fbp-20121231.xsd#ShareholdersEquityTransactionsTables" xlink:type="simple" />
    <link:roleRef roleURI="http://firstbancorp.com/role/SummaryOfSignificantAccountingPoliciesDetailsNarrative" xlink:href="fbp-20121231.xsd#SummaryOfSignificantAccountingPoliciesDetailsNarrative" xlink:type="simple" />
    <link:roleRef roleURI="http://firstbancorp.com/role/SummaryOfSignificantAccountingPoliciesDetails" xlink:href="fbp-20121231.xsd#SummaryOfSignificantAccountingPoliciesDetails" xlink:type="simple" />
    <link:roleRef roleURI="http://firstbancorp.com/role/SummaryOfSignificantAccountingPoliciesDetails1" xlink:href="fbp-20121231.xsd#SummaryOfSignificantAccountingPoliciesDetails1" xlink:type="simple" />
    <link:roleRef roleURI="http://firstbancorp.com/role/Acquisitions-CompletedAndPendingDetailsNarrative" xlink:href="fbp-20121231.xsd#Acquisitions-CompletedAndPendingDetailsNarrative" xlink:type="simple" />
    <link:roleRef roleURI="http://firstbancorp.com/role/Acquisitions-CompletedAndPendingDetails" xlink:href="fbp-20121231.xsd#Acquisitions-CompletedAndPendingDetails" xlink:type="simple" />
    <link:roleRef roleURI="http://firstbancorp.com/role/SecuritiesDetailsNarrative" xlink:href="fbp-20121231.xsd#SecuritiesDetailsNarrative" xlink:type="simple" />
    <link:roleRef roleURI="http://firstbancorp.com/role/SecuritiesDetails" xlink:href="fbp-20121231.xsd#SecuritiesDetails" xlink:type="simple" />
    <link:roleRef roleURI="http://firstbancorp.com/role/SecuritiesDetails1" xlink:href="fbp-20121231.xsd#SecuritiesDetails1" xlink:type="simple" />
    <link:roleRef roleURI="http://firstbancorp.com/role/SecuritiesDetails2" xlink:href="fbp-20121231.xsd#SecuritiesDetails2" xlink:type="simple" />
    <link:roleRef roleURI="http://firstbancorp.com/role/SecuritiesDetails3" xlink:href="fbp-20121231.xsd#SecuritiesDetails3" xlink:type="simple" />
    <link:roleRef roleURI="http://firstbancorp.com/role/LoansAndAssetQualityInformationDetailsNarrative" xlink:href="fbp-20121231.xsd#LoansAndAssetQualityInformationDetailsNarrative" xlink:type="simple" />
    <link:roleRef roleURI="http://firstbancorp.com/role/LoansAndAssetQualityInformationDetails" xlink:href="fbp-20121231.xsd#LoansAndAssetQualityInformationDetails" xlink:type="simple" />
    <link:roleRef roleURI="http://firstbancorp.com/role/LoansAndAssetQualityInformationDetails1" xlink:href="fbp-20121231.xsd#LoansAndAssetQualityInformationDetails1" xlink:type="simple" />
    <link:roleRef roleURI="http://firstbancorp.com/role/LoansAndAssetQualityInformationDetails2" xlink:href="fbp-20121231.xsd#LoansAndAssetQualityInformationDetails2" xlink:type="simple" />
    <link:roleRef roleURI="http://firstbancorp.com/role/LoansAndAssetQualityInformationDetails3" xlink:href="fbp-20121231.xsd#LoansAndAssetQualityInformationDetails3" xlink:type="simple" />
    <link:roleRef roleURI="http://firstbancorp.com/role/LoansAndAssetQualityInformationDetails4" xlink:href="fbp-20121231.xsd#LoansAndAssetQualityInformationDetails4" xlink:type="simple" />
    <link:roleRef roleURI="http://firstbancorp.com/role/LoansAndAssetQualityInformationDetails5" xlink:href="fbp-20121231.xsd#LoansAndAssetQualityInformationDetails5" xlink:type="simple" />
    <link:roleRef roleURI="http://firstbancorp.com/role/LoansAndAssetQualityInformationDetails6" xlink:href="fbp-20121231.xsd#LoansAndAssetQualityInformationDetails6" xlink:type="simple" />
    <link:roleRef roleURI="http://firstbancorp.com/role/LoansAndAssetQualityInformationDetails7" xlink:href="fbp-20121231.xsd#LoansAndAssetQualityInformationDetails7" xlink:type="simple" />
    <link:roleRef roleURI="http://firstbancorp.com/role/LoansAndAssetQualityInformationDetails8" xlink:href="fbp-20121231.xsd#LoansAndAssetQualityInformationDetails8" xlink:type="simple" />
    <link:roleRef roleURI="http://firstbancorp.com/role/LoansAndAssetQualityInformationDetails9" xlink:href="fbp-20121231.xsd#LoansAndAssetQualityInformationDetails9" xlink:type="simple" />
    <link:roleRef roleURI="http://firstbancorp.com/role/LoansAndAssetQualityInformationDetails10" xlink:href="fbp-20121231.xsd#LoansAndAssetQualityInformationDetails10" xlink:type="simple" />
    <link:roleRef roleURI="http://firstbancorp.com/role/LoansAndAssetQualityInformationDetails11" xlink:href="fbp-20121231.xsd#LoansAndAssetQualityInformationDetails11" xlink:type="simple" />
    <link:roleRef roleURI="http://firstbancorp.com/role/LoansAndAssetQualityInformationDetails12" xlink:href="fbp-20121231.xsd#LoansAndAssetQualityInformationDetails12" xlink:type="simple" />
    <link:roleRef roleURI="http://firstbancorp.com/role/LoansAndAssetQualityInformationDetails13" xlink:href="fbp-20121231.xsd#LoansAndAssetQualityInformationDetails13" xlink:type="simple" />
    <link:roleRef roleURI="http://firstbancorp.com/role/PremisesAndEquipmentDetails" xlink:href="fbp-20121231.xsd#PremisesAndEquipmentDetails" xlink:type="simple" />
    <link:roleRef roleURI="http://firstbancorp.com/role/FdicIndemnificationAssetDetails" xlink:href="fbp-20121231.xsd#FdicIndemnificationAssetDetails" xlink:type="simple" />
    <link:roleRef roleURI="http://firstbancorp.com/role/FdicIndemnificationAssetDetails1" xlink:href="fbp-20121231.xsd#FdicIndemnificationAssetDetails1" xlink:type="simple" />
    <link:roleRef roleURI="http://firstbancorp.com/role/GoodwillAndOtherIntangibleAssetsDetailsNarrative" xlink:href="fbp-20121231.xsd#GoodwillAndOtherIntangibleAssetsDetailsNarrative" xlink:type="simple" />
    <link:roleRef roleURI="http://firstbancorp.com/role/GoodwillAndOtherIntangibleAssetsDetails" xlink:href="fbp-20121231.xsd#GoodwillAndOtherIntangibleAssetsDetails" xlink:type="simple" />
    <link:roleRef roleURI="http://firstbancorp.com/role/GoodwillAndOtherIntangibleAssetsDetails1" xlink:href="fbp-20121231.xsd#GoodwillAndOtherIntangibleAssetsDetails1" xlink:type="simple" />
    <link:roleRef roleURI="http://firstbancorp.com/role/IncomeTaxesDetailsNarrative" xlink:href="fbp-20121231.xsd#IncomeTaxesDetailsNarrative" xlink:type="simple" />
    <link:roleRef roleURI="http://firstbancorp.com/role/IncomeTaxesDetails" xlink:href="fbp-20121231.xsd#IncomeTaxesDetails" xlink:type="simple" />
    <link:roleRef roleURI="http://firstbancorp.com/role/IncomeTaxesDetails1" xlink:href="fbp-20121231.xsd#IncomeTaxesDetails1" xlink:type="simple" />
    <link:roleRef roleURI="http://firstbancorp.com/role/IncomeTaxesDetails2" xlink:href="fbp-20121231.xsd#IncomeTaxesDetails2" xlink:type="simple" />
    <link:roleRef roleURI="http://firstbancorp.com/role/IncomeTaxesDetails3" xlink:href="fbp-20121231.xsd#IncomeTaxesDetails3" xlink:type="simple" />
    <link:roleRef roleURI="http://firstbancorp.com/role/TimeDepositsSecuritiesSoldUnderAgreementsToRepurchaseAndRelatedPartyDepositsDetailsNarrative" xlink:href="fbp-20121231.xsd#TimeDepositsSecuritiesSoldUnderAgreementsToRepurchaseAndRelatedPartyDepositsDetailsNarrative" xlink:type="simple" />
    <link:roleRef roleURI="http://firstbancorp.com/role/TimeDepositsSecuritiesSoldUnderAgreementsToRepurchaseAndRelatedPartyDepositsDetails" xlink:href="fbp-20121231.xsd#TimeDepositsSecuritiesSoldUnderAgreementsToRepurchaseAndRelatedPartyDepositsDetails" xlink:type="simple" />
    <link:roleRef roleURI="http://firstbancorp.com/role/TimeDepositsSecuritiesSoldUnderAgreementsToRepurchaseAndRelatedPartyDepositsDetails1" xlink:href="fbp-20121231.xsd#TimeDepositsSecuritiesSoldUnderAgreementsToRepurchaseAndRelatedPartyDepositsDetails1" xlink:type="simple" />
    <link:roleRef roleURI="http://firstbancorp.com/role/BorrowingsAndBorrowingsAvailabilityDetailsNarrative" xlink:href="fbp-20121231.xsd#BorrowingsAndBorrowingsAvailabilityDetailsNarrative" xlink:type="simple" />
    <link:roleRef roleURI="http://firstbancorp.com/role/BorrowingsAndBorrowingsAvailabilityDetails" xlink:href="fbp-20121231.xsd#BorrowingsAndBorrowingsAvailabilityDetails" xlink:type="simple" />
    <link:roleRef roleURI="http://firstbancorp.com/role/LeasesDetailsNarrative" xlink:href="fbp-20121231.xsd#LeasesDetailsNarrative" xlink:type="simple" />
    <link:roleRef roleURI="http://firstbancorp.com/role/LeasesDetails" xlink:href="fbp-20121231.xsd#LeasesDetails" xlink:type="simple" />
    <link:roleRef roleURI="http://firstbancorp.com/role/EmployeeBenefitPlansDetailsNarrative" xlink:href="fbp-20121231.xsd#EmployeeBenefitPlansDetailsNarrative" xlink:type="simple" />
    <link:roleRef roleURI="http://firstbancorp.com/role/EmployeeBenefitPlansDetails" xlink:href="fbp-20121231.xsd#EmployeeBenefitPlansDetails" xlink:type="simple" />
    <link:roleRef roleURI="http://firstbancorp.com/role/EmployeeBenefitPlansDetails1" xlink:href="fbp-20121231.xsd#EmployeeBenefitPlansDetails1" xlink:type="simple" />
    <link:roleRef roleURI="http://firstbancorp.com/role/EmployeeBenefitPlansDetails2" xlink:href="fbp-20121231.xsd#EmployeeBenefitPlansDetails2" xlink:type="simple" />
    <link:roleRef roleURI="http://firstbancorp.com/role/EmployeeBenefitPlansDetails3" xlink:href="fbp-20121231.xsd#EmployeeBenefitPlansDetails3" xlink:type="simple" />
    <link:roleRef roleURI="http://firstbancorp.com/role/EmployeeBenefitPlansDetails4" xlink:href="fbp-20121231.xsd#EmployeeBenefitPlansDetails4" xlink:type="simple" />
    <link:roleRef roleURI="http://firstbancorp.com/role/EmployeeBenefitPlansDetails5" xlink:href="fbp-20121231.xsd#EmployeeBenefitPlansDetails5" xlink:type="simple" />
    <link:roleRef roleURI="http://firstbancorp.com/role/EmployeeBenefitPlansDetails6" xlink:href="fbp-20121231.xsd#EmployeeBenefitPlansDetails6" xlink:type="simple" />
    <link:roleRef roleURI="http://firstbancorp.com/role/EmployeeBenefitPlansDetails7" xlink:href="fbp-20121231.xsd#EmployeeBenefitPlansDetails7" xlink:type="simple" />
    <link:roleRef roleURI="http://firstbancorp.com/role/EmployeeBenefitPlansDetails8" xlink:href="fbp-20121231.xsd#EmployeeBenefitPlansDetails8" xlink:type="simple" />
    <link:roleRef roleURI="http://firstbancorp.com/role/EmployeeBenefitPlansDetails9" xlink:href="fbp-20121231.xsd#EmployeeBenefitPlansDetails9" xlink:type="simple" />
    <link:roleRef roleURI="http://firstbancorp.com/role/EmployeeBenefitPlansDetails10" xlink:href="fbp-20121231.xsd#EmployeeBenefitPlansDetails10" xlink:type="simple" />
    <link:roleRef roleURI="http://firstbancorp.com/role/EmployeeBenefitPlansDetails11" xlink:href="fbp-20121231.xsd#EmployeeBenefitPlansDetails11" xlink:type="simple" />
    <link:roleRef roleURI="http://firstbancorp.com/role/EmployeeBenefitPlansDetails12" xlink:href="fbp-20121231.xsd#EmployeeBenefitPlansDetails12" xlink:type="simple" />
    <link:roleRef roleURI="http://firstbancorp.com/role/EmployeeBenefitPlansDetails13" xlink:href="fbp-20121231.xsd#EmployeeBenefitPlansDetails13" xlink:type="simple" />
    <link:roleRef roleURI="http://firstbancorp.com/role/EmployeeBenefitPlansDetails14" xlink:href="fbp-20121231.xsd#EmployeeBenefitPlansDetails14" xlink:type="simple" />
    <link:roleRef roleURI="http://firstbancorp.com/role/EmployeeBenefitPlansDetails15" xlink:href="fbp-20121231.xsd#EmployeeBenefitPlansDetails15" xlink:type="simple" />
    <link:roleRef roleURI="http://firstbancorp.com/role/EmployeeBenefitPlansDetails16" xlink:href="fbp-20121231.xsd#EmployeeBenefitPlansDetails16" xlink:type="simple" />
    <link:roleRef roleURI="http://firstbancorp.com/role/EmployeeBenefitPlansDetails17" xlink:href="fbp-20121231.xsd#EmployeeBenefitPlansDetails17" xlink:type="simple" />
    <link:roleRef roleURI="http://firstbancorp.com/role/CommitmentsContingenciesAndConcentrationsOfCreditRiskDetailsNarrative" xlink:href="fbp-20121231.xsd#CommitmentsContingenciesAndConcentrationsOfCreditRiskDetailsNarrative" xlink:type="simple" />
    <link:roleRef roleURI="http://firstbancorp.com/role/CommitmentsContingenciesAndConcentrationsOfCreditRiskDetails" xlink:href="fbp-20121231.xsd#CommitmentsContingenciesAndConcentrationsOfCreditRiskDetails" xlink:type="simple" />
    <link:roleRef roleURI="http://firstbancorp.com/role/CommitmentsContingenciesAndConcentrationsOfCreditRiskDetails1" xlink:href="fbp-20121231.xsd#CommitmentsContingenciesAndConcentrationsOfCreditRiskDetails1" xlink:type="simple" />
    <link:roleRef roleURI="http://firstbancorp.com/role/FairValueDetailsNarrative" xlink:href="fbp-20121231.xsd#FairValueDetailsNarrative" xlink:type="simple" />
    <link:roleRef roleURI="http://firstbancorp.com/role/FairValueDetails" xlink:href="fbp-20121231.xsd#FairValueDetails" xlink:type="simple" />
    <link:roleRef roleURI="http://firstbancorp.com/role/FairValueDetails1" xlink:href="fbp-20121231.xsd#FairValueDetails1" xlink:type="simple" />
    <link:roleRef roleURI="http://firstbancorp.com/role/FairValueDetails2" xlink:href="fbp-20121231.xsd#FairValueDetails2" xlink:type="simple" />
    <link:roleRef roleURI="http://firstbancorp.com/role/Equity-BasedCompensationPlansDetailsNarrative" xlink:href="fbp-20121231.xsd#Equity-BasedCompensationPlansDetailsNarrative" xlink:type="simple" />
    <link:roleRef roleURI="http://firstbancorp.com/role/Equity-BasedCompensationPlansDetails" xlink:href="fbp-20121231.xsd#Equity-BasedCompensationPlansDetails" xlink:type="simple" />
    <link:roleRef roleURI="http://firstbancorp.com/role/Equity-BasedCompensationPlansDetails1" xlink:href="fbp-20121231.xsd#Equity-BasedCompensationPlansDetails1" xlink:type="simple" />
    <link:roleRef roleURI="http://firstbancorp.com/role/Equity-BasedCompensationPlansDetails2" xlink:href="fbp-20121231.xsd#Equity-BasedCompensationPlansDetails2" xlink:type="simple" />
    <link:roleRef roleURI="http://firstbancorp.com/role/Equity-BasedCompensationPlansDetails3" xlink:href="fbp-20121231.xsd#Equity-BasedCompensationPlansDetails3" xlink:type="simple" />
    <link:roleRef roleURI="http://firstbancorp.com/role/RegulatoryRestrictionsDetailsNarrative" xlink:href="fbp-20121231.xsd#RegulatoryRestrictionsDetailsNarrative" xlink:type="simple" />
    <link:roleRef roleURI="http://firstbancorp.com/role/RegulatoryRestrictionsDetails" xlink:href="fbp-20121231.xsd#RegulatoryRestrictionsDetails" xlink:type="simple" />
    <link:roleRef roleURI="http://firstbancorp.com/role/SupplementaryIncomeStatementInformationDetails" xlink:href="fbp-20121231.xsd#SupplementaryIncomeStatementInformationDetails" xlink:type="simple" />
    <link:roleRef roleURI="http://firstbancorp.com/role/ParentCompanyInformationDetails" xlink:href="fbp-20121231.xsd#ParentCompanyInformationDetails" xlink:type="simple" />
    <link:roleRef roleURI="http://firstbancorp.com/role/ParentCompanyInformationDetails1" xlink:href="fbp-20121231.xsd#ParentCompanyInformationDetails1" xlink:type="simple" />
    <link:roleRef roleURI="http://firstbancorp.com/role/ParentCompanyInformationDetails2" xlink:href="fbp-20121231.xsd#ParentCompanyInformationDetails2" xlink:type="simple" />
    <link:roleRef roleURI="http://firstbancorp.com/role/ShareholdersEquityTransactionsDetailsNarrative" xlink:href="fbp-20121231.xsd#ShareholdersEquityTransactionsDetailsNarrative" xlink:type="simple" />
    <link:roleRef roleURI="http://firstbancorp.com/role/ShareholdersEquityTransactionsDetails" xlink:href="fbp-20121231.xsd#ShareholdersEquityTransactionsDetails" xlink:type="simple" />
    <link:roleRef roleURI="http://firstbancorp.com/role/SubsequentEventDetailsNarrative" xlink:href="fbp-20121231.xsd#SubsequentEventDetailsNarrative" xlink:type="simple" />
    <link:calculationLink xlink:type="extended" xlink:role="http://firstbancorp.com/role/DocumentAndEntityInformation" xlink:title="0001 - Document - Document and Entity Information" />
    <link:calculationLink xlink:type="extended" xlink:role="http://firstbancorp.com/role/BalanceSheets" xlink:title="0002 - Statement - Consolidated Balance Sheets">
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_CashCashEquivalentsAndFederalFundsSold" xlink:label="loc_FBPCashCashEquivalentsAndFederalFundsSold" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_CashAndDueFromBanks" xlink:label="loc_FBPCashAndDueFromBanks" />
      <link:calculationArc order="100" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_FBPCashCashEquivalentsAndFederalFundsSold" xlink:to="loc_FBPCashAndDueFromBanks" xlink:type="arc" weight="1" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_InterestBearingDepositsInBanks" xlink:label="loc_FBPInterestBearingDepositsInBanks" />
      <link:calculationArc order="200" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_FBPCashCashEquivalentsAndFederalFundsSold" xlink:to="loc_FBPInterestBearingDepositsInBanks" xlink:type="arc" weight="1" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_FederalFundsSold" xlink:label="loc_FBPFederalFundsSold" />
      <link:calculationArc order="300" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_FBPCashCashEquivalentsAndFederalFundsSold" xlink:to="loc_FBPFederalFundsSold" xlink:type="arc" weight="1" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_Loans" xlink:label="loc_FBPLoans" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_LoansAndLeasesReceivableGrossCarryingAmount" xlink:label="loc_FBPLoansAndLeasesReceivableGrossCarryingAmount" />
      <link:calculationArc order="100" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_FBPLoans" xlink:to="loc_FBPLoansAndLeasesReceivableGrossCarryingAmount" xlink:type="arc" weight="1" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_LoansAndLeasesReceivableGrossCarryingAmountCovered" xlink:label="loc_FBPLoansAndLeasesReceivableGrossCarryingAmountCovered" />
      <link:calculationArc order="200" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_FBPLoans" xlink:to="loc_FBPLoansAndLeasesReceivableGrossCarryingAmountCovered" xlink:type="arc" weight="1" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_AllowanceForLoanLosses" xlink:label="loc_FBPAllowanceForLoanLosses" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_LoansAndLeasesReceivableAllowance" xlink:label="loc_FBPLoansAndLeasesReceivableAllowance" />
      <link:calculationArc order="100" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_FBPAllowanceForLoanLosses" xlink:to="loc_FBPLoansAndLeasesReceivableAllowance" xlink:type="arc" weight="1" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_LoansAndLeasesReceivableAllowanceCovered" xlink:label="loc_FBPLoansAndLeasesReceivableAllowanceCovered" />
      <link:calculationArc order="200" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_FBPAllowanceForLoanLosses" xlink:to="loc_FBPLoansAndLeasesReceivableAllowanceCovered" xlink:type="arc" weight="1" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_LoansAndLeasesReceivableNetReportedAmountCoveredAndNotCovered" xlink:label="loc_FBPLoansAndLeasesReceivableNetReportedAmountCoveredAndNotCovered" />
      <link:calculationArc order="100" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_FBPLoansAndLeasesReceivableNetReportedAmountCoveredAndNotCovered" xlink:to="loc_FBPLoans" xlink:type="arc" weight="1" />
      <link:calculationArc order="200" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_FBPLoansAndLeasesReceivableNetReportedAmountCoveredAndNotCovered" xlink:to="loc_FBPAllowanceForLoanLosses" xlink:type="arc" weight="-1" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_Assets" xlink:label="loc_FBPAssets" />
      <link:calculationArc order="100" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_FBPAssets" xlink:to="loc_FBPLoansAndLeasesReceivableNetReportedAmountCoveredAndNotCovered" xlink:type="arc" weight="1" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_PropertyPlantAndEquipmentNet" xlink:label="loc_FBPPropertyPlantAndEquipmentNet" />
      <link:calculationArc order="200" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_FBPAssets" xlink:to="loc_FBPPropertyPlantAndEquipmentNet" xlink:type="arc" weight="1" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_InterestReceivable" xlink:label="loc_FBPInterestReceivable" />
      <link:calculationArc order="300" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_FBPAssets" xlink:to="loc_FBPInterestReceivable" xlink:type="arc" weight="1" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_FDICIndemnificationAsset" xlink:label="loc_FBPFDICIndemnificationAsset" />
      <link:calculationArc order="400" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_FBPAssets" xlink:to="loc_FBPFDICIndemnificationAsset" xlink:type="arc" weight="1" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_Goodwill" xlink:label="loc_FBPGoodwill" />
      <link:calculationArc order="500" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_FBPAssets" xlink:to="loc_FBPGoodwill" xlink:type="arc" weight="1" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_IntangibleAssetsNetExcludingGoodwill" xlink:label="loc_FBPIntangibleAssetsNetExcludingGoodwill" />
      <link:calculationArc order="600" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_FBPAssets" xlink:to="loc_FBPIntangibleAssetsNetExcludingGoodwill" xlink:type="arc" weight="1" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_OtherAssets" xlink:label="loc_FBPOtherAssets" />
      <link:calculationArc order="700" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_FBPAssets" xlink:to="loc_FBPOtherAssets" xlink:type="arc" weight="1" />
      <link:calculationArc order="800" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_FBPAssets" xlink:to="loc_FBPCashCashEquivalentsAndFederalFundsSold" xlink:type="arc" weight="1" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_AvailableForSaleSecurities" xlink:label="loc_FBPAvailableForSaleSecurities" />
      <link:calculationArc order="900" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_FBPAssets" xlink:to="loc_FBPAvailableForSaleSecurities" xlink:type="arc" weight="1" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_HeldToMaturitySecurities" xlink:label="loc_FBPHeldToMaturitySecurities" />
      <link:calculationArc order="1000" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_FBPAssets" xlink:to="loc_FBPHeldToMaturitySecurities" xlink:type="arc" weight="1" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_LoansHeldForSaleMortgages" xlink:label="loc_FBPLoansHeldForSaleMortgages" />
      <link:calculationArc order="1100" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_FBPAssets" xlink:to="loc_FBPLoansHeldForSaleMortgages" xlink:type="arc" weight="1" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_BankOwnedLifeInsurance" xlink:label="loc_FBPBankOwnedLifeInsurance" />
      <link:calculationArc order="1200" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_FBPAssets" xlink:to="loc_FBPBankOwnedLifeInsurance" xlink:type="arc" weight="1" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_ForeclosedRealEstateNoncovered" xlink:label="loc_FBPForeclosedRealEstateNoncovered" />
      <link:calculationArc order="1300" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_FBPAssets" xlink:to="loc_FBPForeclosedRealEstateNoncovered" xlink:type="arc" weight="1" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_ForeclosedRealEstateCovered" xlink:label="loc_FBPForeclosedRealEstateCovered" />
      <link:calculationArc order="1400" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_FBPAssets" xlink:to="loc_FBPForeclosedRealEstateCovered" xlink:type="arc" weight="1" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_LoansHeldForSaleOther" xlink:label="loc_FBPLoansHeldForSaleOther" />
      <link:calculationArc order="1500" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_FBPAssets" xlink:to="loc_FBPLoansHeldForSaleOther" xlink:type="arc" weight="1" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_Deposits" xlink:label="loc_FBPDeposits" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_NoninterestBearingDomesticDepositDemand" xlink:label="loc_FBPNoninterestBearingDomesticDepositDemand" />
      <link:calculationArc order="100" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_FBPDeposits" xlink:to="loc_FBPNoninterestBearingDomesticDepositDemand" xlink:type="arc" weight="1" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_InterestBearingDomesticDepositChecking" xlink:label="loc_FBPInterestBearingDomesticDepositChecking" />
      <link:calculationArc order="200" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_FBPDeposits" xlink:to="loc_FBPInterestBearingDomesticDepositChecking" xlink:type="arc" weight="1" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_DepositsMoneyMarketDeposits" xlink:label="loc_FBPDepositsMoneyMarketDeposits" />
      <link:calculationArc order="300" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_FBPDeposits" xlink:to="loc_FBPDepositsMoneyMarketDeposits" xlink:type="arc" weight="1" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_DepositsSavingsDeposits" xlink:label="loc_FBPDepositsSavingsDeposits" />
      <link:calculationArc order="400" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_FBPDeposits" xlink:to="loc_FBPDepositsSavingsDeposits" xlink:type="arc" weight="1" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_TimeDeposits100000OrMoreDomestic" xlink:label="loc_FBPTimeDeposits100000OrMoreDomestic" />
      <link:calculationArc order="500" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_FBPDeposits" xlink:to="loc_FBPTimeDeposits100000OrMoreDomestic" xlink:type="arc" weight="1" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_TimeDepositsLessThan100000" xlink:label="loc_FBPTimeDepositsLessThan100000" />
      <link:calculationArc order="600" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_FBPDeposits" xlink:to="loc_FBPTimeDepositsLessThan100000" xlink:type="arc" weight="1" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_Liabilities" xlink:label="loc_FBPLiabilities" />
      <link:calculationArc order="100" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_FBPLiabilities" xlink:to="loc_FBPDeposits" xlink:type="arc" weight="1" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_FederalFundsPurchasedAndSecuritiesSoldUnderAgreementsToRepurchase" xlink:label="loc_FBPFederalFundsPurchasedAndSecuritiesSoldUnderAgreementsToRepurchase" />
      <link:calculationArc order="200" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_FBPLiabilities" xlink:to="loc_FBPFederalFundsPurchasedAndSecuritiesSoldUnderAgreementsToRepurchase" xlink:type="arc" weight="1" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_OtherBorrowings" xlink:label="loc_FBPOtherBorrowings" />
      <link:calculationArc order="300" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_FBPLiabilities" xlink:to="loc_FBPOtherBorrowings" xlink:type="arc" weight="1" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_OtherLiabilities" xlink:label="loc_FBPOtherLiabilities" />
      <link:calculationArc order="400" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_FBPLiabilities" xlink:to="loc_FBPOtherLiabilities" xlink:type="arc" weight="1" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_InterestPayableCurrentAndNoncurrent" xlink:label="loc_FBPInterestPayableCurrentAndNoncurrent" />
      <link:calculationArc order="500" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_FBPLiabilities" xlink:to="loc_FBPInterestPayableCurrentAndNoncurrent" xlink:type="arc" weight="1" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StockholdersEquity" xlink:label="loc_FBPStockholdersEquity" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_PreferredStockValue" xlink:label="loc_FBPPreferredStockValue" />
      <link:calculationArc order="100" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_FBPStockholdersEquity" xlink:to="loc_FBPPreferredStockValue" xlink:type="arc" weight="1" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_CommonStockValue" xlink:label="loc_FBPCommonStockValue" />
      <link:calculationArc order="200" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_FBPStockholdersEquity" xlink:to="loc_FBPCommonStockValue" xlink:type="arc" weight="1" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_RetainedEarningsAccumulatedDeficit" xlink:label="loc_FBPRetainedEarningsAccumulatedDeficit" />
      <link:calculationArc order="300" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_FBPStockholdersEquity" xlink:to="loc_FBPRetainedEarningsAccumulatedDeficit" xlink:type="arc" weight="1" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_AccumulatedOtherComprehensiveIncomeLossNetOfTax" xlink:label="loc_FBPAccumulatedOtherComprehensiveIncomeLossNetOfTax" />
      <link:calculationArc order="400" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_FBPStockholdersEquity" xlink:to="loc_FBPAccumulatedOtherComprehensiveIncomeLossNetOfTax" xlink:type="arc" weight="1" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_LiabilitiesAndStockholdersEquity" xlink:label="loc_FBPLiabilitiesAndStockholdersEquity" />
      <link:calculationArc order="100" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_FBPLiabilitiesAndStockholdersEquity" xlink:to="loc_FBPLiabilities" xlink:type="arc" weight="1" />
      <link:calculationArc order="200" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_FBPLiabilitiesAndStockholdersEquity" xlink:to="loc_FBPStockholdersEquity" xlink:type="arc" weight="1" />
    </link:calculationLink>
    <link:calculationLink xlink:type="extended" xlink:role="http://firstbancorp.com/role/BalanceSheetsParenthetical" xlink:title="0003 - Statement - Consolidated Balance Sheets (Parenthetical)" />
    <link:calculationLink xlink:type="extended" xlink:role="http://firstbancorp.com/role/StatementsOfIncome" xlink:title="0004 - Statement - Consolidated Statements of Income">
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_InterestAndDividendIncomeOperating" xlink:label="loc_FBPInterestAndDividendIncomeOperating" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_InterestAndFeeIncomeLoansAndLeasesHeldInPortfolio" xlink:label="loc_FBPInterestAndFeeIncomeLoansAndLeasesHeldInPortfolio" />
      <link:calculationArc order="100" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_FBPInterestAndDividendIncomeOperating" xlink:to="loc_FBPInterestAndFeeIncomeLoansAndLeasesHeldInPortfolio" xlink:type="arc" weight="1" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_InterestIncomeSecuritiesTaxable" xlink:label="loc_FBPInterestIncomeSecuritiesTaxable" />
      <link:calculationArc order="200" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_FBPInterestAndDividendIncomeOperating" xlink:to="loc_FBPInterestIncomeSecuritiesTaxable" xlink:type="arc" weight="1" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_InterestIncomeSecuritiesTaxExempt" xlink:label="loc_FBPInterestIncomeSecuritiesTaxExempt" />
      <link:calculationArc order="300" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_FBPInterestAndDividendIncomeOperating" xlink:to="loc_FBPInterestIncomeSecuritiesTaxExempt" xlink:type="arc" weight="1" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_InterestIncomeFederalFundsSoldAndSecuritiesPurchasedUnderAgreementsToResell" xlink:label="loc_FBPInterestIncomeFederalFundsSoldAndSecuritiesPurchasedUnderAgreementsToResell" />
      <link:calculationArc order="400" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_FBPInterestAndDividendIncomeOperating" xlink:to="loc_FBPInterestIncomeFederalFundsSoldAndSecuritiesPurchasedUnderAgreementsToResell" xlink:type="arc" weight="1" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_InterestExpense" xlink:label="loc_FBPInterestExpense" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_InterestExpenseNOWAccountsMoneyMarketAccountsAndSavingsDeposits" xlink:label="loc_FBPInterestExpenseNOWAccountsMoneyMarketAccountsAndSavingsDeposits" />
      <link:calculationArc order="100" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_FBPInterestExpense" xlink:to="loc_FBPInterestExpenseNOWAccountsMoneyMarketAccountsAndSavingsDeposits" xlink:type="arc" weight="1" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_InterestExpenseTimeDeposits100000OrMore" xlink:label="loc_FBPInterestExpenseTimeDeposits100000OrMore" />
      <link:calculationArc order="200" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_FBPInterestExpense" xlink:to="loc_FBPInterestExpenseTimeDeposits100000OrMore" xlink:type="arc" weight="1" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_InterestExpenseTimeDepositsLessThan100000" xlink:label="loc_FBPInterestExpenseTimeDepositsLessThan100000" />
      <link:calculationArc order="300" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_FBPInterestExpense" xlink:to="loc_FBPInterestExpenseTimeDepositsLessThan100000" xlink:type="arc" weight="1" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_InterestExpenseFederalFundsPurchasedAndSecuritiesSoldUnderAgreementsToRepurchase" xlink:label="loc_FBPInterestExpenseFederalFundsPurchasedAndSecuritiesSoldUnderAgreementsToRepurchase" />
      <link:calculationArc order="400" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_FBPInterestExpense" xlink:to="loc_FBPInterestExpenseFederalFundsPurchasedAndSecuritiesSoldUnderAgreementsToRepurchase" xlink:type="arc" weight="1" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_InterestExpenseBorrowings" xlink:label="loc_FBPInterestExpenseBorrowings" />
      <link:calculationArc order="500" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_FBPInterestExpense" xlink:to="loc_FBPInterestExpenseBorrowings" xlink:type="arc" weight="1" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_InterestIncomeExpenseNet" xlink:label="loc_FBPInterestIncomeExpenseNet" />
      <link:calculationArc order="100" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_FBPInterestIncomeExpenseNet" xlink:to="loc_FBPInterestAndDividendIncomeOperating" xlink:type="arc" weight="1" />
      <link:calculationArc order="200" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_FBPInterestIncomeExpenseNet" xlink:to="loc_FBPInterestExpense" xlink:type="arc" weight="-1" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ProvisionForLoanLeaseAndOtherLosses" xlink:label="loc_FBPProvisionForLoanLeaseAndOtherLosses" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_ProvisionForLoanLossesNoncovered" xlink:label="loc_FBPProvisionForLoanLossesNoncovered" />
      <link:calculationArc order="100" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_FBPProvisionForLoanLeaseAndOtherLosses" xlink:to="loc_FBPProvisionForLoanLossesNoncovered" xlink:type="arc" weight="1" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_ProvisionForLoanLossesCovered" xlink:label="loc_FBPProvisionForLoanLossesCovered" />
      <link:calculationArc order="200" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_FBPProvisionForLoanLeaseAndOtherLosses" xlink:to="loc_FBPProvisionForLoanLossesCovered" xlink:type="arc" weight="1" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_InterestIncomeExpenseAfterProvisionForLoanLoss" xlink:label="loc_FBPInterestIncomeExpenseAfterProvisionForLoanLoss" />
      <link:calculationArc order="100" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_FBPInterestIncomeExpenseAfterProvisionForLoanLoss" xlink:to="loc_FBPInterestIncomeExpenseNet" xlink:type="arc" weight="1" />
      <link:calculationArc order="200" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_FBPInterestIncomeExpenseAfterProvisionForLoanLoss" xlink:to="loc_FBPProvisionForLoanLeaseAndOtherLosses" xlink:type="arc" weight="-1" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_NoninterestIncome" xlink:label="loc_FBPNoninterestIncome" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_FeesAndCommissionsDepositorAccounts" xlink:label="loc_FBPFeesAndCommissionsDepositorAccounts" />
      <link:calculationArc order="100" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_FBPNoninterestIncome" xlink:to="loc_FBPFeesAndCommissionsDepositorAccounts" xlink:type="arc" weight="1" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_FeesAndCommissionsOther" xlink:label="loc_FBPFeesAndCommissionsOther" />
      <link:calculationArc order="200" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_FBPNoninterestIncome" xlink:to="loc_FBPFeesAndCommissionsOther" xlink:type="arc" weight="1" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_FeesAndCommissionsMortgageBanking" xlink:label="loc_FBPFeesAndCommissionsMortgageBanking" />
      <link:calculationArc order="300" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_FBPNoninterestIncome" xlink:to="loc_FBPFeesAndCommissionsMortgageBanking" xlink:type="arc" weight="1" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_InsuranceCommissionsAndFees" xlink:label="loc_FBPInsuranceCommissionsAndFees" />
      <link:calculationArc order="400" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_FBPNoninterestIncome" xlink:to="loc_FBPInsuranceCommissionsAndFees" xlink:type="arc" weight="1" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_GainLossFromAcquisition" xlink:label="loc_FBPGainLossFromAcquisition" />
      <link:calculationArc order="500" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_FBPNoninterestIncome" xlink:to="loc_FBPGainLossFromAcquisition" xlink:type="arc" weight="1" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_ForeclosedPropertyLossesAndWritedownsNoncovered" xlink:label="loc_FBPForeclosedPropertyLossesAndWritedownsNoncovered" />
      <link:calculationArc order="600" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_FBPNoninterestIncome" xlink:to="loc_FBPForeclosedPropertyLossesAndWritedownsNoncovered" xlink:type="arc" weight="-1" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_ForeclosedPropertyLossesAndWritedownsCovered" xlink:label="loc_FBPForeclosedPropertyLossesAndWritedownsCovered" />
      <link:calculationArc order="700" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_FBPNoninterestIncome" xlink:to="loc_FBPForeclosedPropertyLossesAndWritedownsCovered" xlink:type="arc" weight="-1" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_FdicIndemnificationAssetIncomeNet" xlink:label="loc_FBPFdicIndemnificationAssetIncomeNet" />
      <link:calculationArc order="800" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_FBPNoninterestIncome" xlink:to="loc_FBPFdicIndemnificationAssetIncomeNet" xlink:type="arc" weight="-1" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_GainLossOnSaleOfSecuritiesNet" xlink:label="loc_FBPGainLossOnSaleOfSecuritiesNet" />
      <link:calculationArc order="900" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_FBPNoninterestIncome" xlink:to="loc_FBPGainLossOnSaleOfSecuritiesNet" xlink:type="arc" weight="1" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_OtherNonoperatingGainsLosses" xlink:label="loc_FBPOtherNonoperatingGainsLosses" />
      <link:calculationArc order="1000" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_FBPNoninterestIncome" xlink:to="loc_FBPOtherNonoperatingGainsLosses" xlink:type="arc" weight="1" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_BankOwnedLifeInsuranceIncome" xlink:label="loc_FBPBankOwnedLifeInsuranceIncome" />
      <link:calculationArc order="1100" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_FBPNoninterestIncome" xlink:to="loc_FBPBankOwnedLifeInsuranceIncome" xlink:type="arc" weight="1" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_LaborAndRelatedExpense" xlink:label="loc_FBPLaborAndRelatedExpense" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_SalariesAndWages" xlink:label="loc_FBPSalariesAndWages" />
      <link:calculationArc order="100" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_FBPLaborAndRelatedExpense" xlink:to="loc_FBPSalariesAndWages" xlink:type="arc" weight="1" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_OtherLaborRelatedExpenses" xlink:label="loc_FBPOtherLaborRelatedExpenses" />
      <link:calculationArc order="200" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_FBPLaborAndRelatedExpense" xlink:to="loc_FBPOtherLaborRelatedExpenses" xlink:type="arc" weight="1" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_NoninterestExpense" xlink:label="loc_FBPNoninterestExpense" />
      <link:calculationArc order="100" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_FBPNoninterestExpense" xlink:to="loc_FBPLaborAndRelatedExpense" xlink:type="arc" weight="1" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_OccupancyNet" xlink:label="loc_FBPOccupancyNet" />
      <link:calculationArc order="200" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_FBPNoninterestExpense" xlink:to="loc_FBPOccupancyNet" xlink:type="arc" weight="1" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_EquipmentExpense" xlink:label="loc_FBPEquipmentExpense" />
      <link:calculationArc order="300" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_FBPNoninterestExpense" xlink:to="loc_FBPEquipmentExpense" xlink:type="arc" weight="1" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_AmortizationOfIntangibleAssets" xlink:label="loc_FBPAmortizationOfIntangibleAssets" />
      <link:calculationArc order="400" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_FBPNoninterestExpense" xlink:to="loc_FBPAmortizationOfIntangibleAssets" xlink:type="arc" weight="1" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_BusinessCombinationAcquisitionRelatedCosts" xlink:label="loc_FBPBusinessCombinationAcquisitionRelatedCosts" />
      <link:calculationArc order="500" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_FBPNoninterestExpense" xlink:to="loc_FBPBusinessCombinationAcquisitionRelatedCosts" xlink:type="arc" weight="1" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_OtherNoninterestExpense" xlink:label="loc_FBPOtherNoninterestExpense" />
      <link:calculationArc order="600" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_FBPNoninterestExpense" xlink:to="loc_FBPOtherNoninterestExpense" xlink:type="arc" weight="1" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments" xlink:label="loc_FBPIncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments" />
      <link:calculationArc order="100" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_FBPIncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments" xlink:to="loc_FBPInterestIncomeExpenseAfterProvisionForLoanLoss" xlink:type="arc" weight="1" />
      <link:calculationArc order="200" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_FBPIncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments" xlink:to="loc_FBPNoninterestIncome" xlink:type="arc" weight="1" />
      <link:calculationArc order="300" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_FBPIncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments" xlink:to="loc_FBPNoninterestExpense" xlink:type="arc" weight="-1" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_NetIncomeLoss" xlink:label="loc_FBPNetIncomeLoss" />
      <link:calculationArc order="100" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_FBPNetIncomeLoss" xlink:to="loc_FBPIncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments" xlink:type="arc" weight="1" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_IncomeTaxExpenseBenefit" xlink:label="loc_FBPIncomeTaxExpenseBenefit" />
      <link:calculationArc order="200" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_FBPNetIncomeLoss" xlink:to="loc_FBPIncomeTaxExpenseBenefit" xlink:type="arc" weight="-1" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_NetIncomeLossAvailableToCommonStockholdersBasic" xlink:label="loc_FBPNetIncomeLossAvailableToCommonStockholdersBasic" />
      <link:calculationArc order="100" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_FBPNetIncomeLossAvailableToCommonStockholdersBasic" xlink:to="loc_FBPNetIncomeLoss" xlink:type="arc" weight="1" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_PreferredStockDividendsIncomeStatementImpact" xlink:label="loc_FBPPreferredStockDividendsIncomeStatementImpact" />
      <link:calculationArc order="200" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_FBPNetIncomeLossAvailableToCommonStockholdersBasic" xlink:to="loc_FBPPreferredStockDividendsIncomeStatementImpact" xlink:type="arc" weight="-1" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_PreferredStockRedemptionDiscount" xlink:label="loc_FBPPreferredStockRedemptionDiscount" />
      <link:calculationArc order="300" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_FBPNetIncomeLossAvailableToCommonStockholdersBasic" xlink:to="loc_FBPPreferredStockRedemptionDiscount" xlink:type="arc" weight="1" />
    </link:calculationLink>
    <link:calculationLink xlink:type="extended" xlink:role="http://firstbancorp.com/role/StatementsOfComprehensiveIncome" xlink:title="0005 - Statement - Consolidated Statements of Comprehensive Income">
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent" xlink:label="loc_FBPOtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodBeforeTax" xlink:label="loc_FBPOtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodBeforeTax" />
      <link:calculationArc order="100" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_FBPOtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent" xlink:to="loc_FBPOtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodBeforeTax" xlink:type="arc" weight="1" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodTax" xlink:label="loc_FBPOtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodTax" />
      <link:calculationArc order="200" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_FBPOtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent" xlink:to="loc_FBPOtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodTax" xlink:type="arc" weight="-1" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_OtherComprehensiveIncomeLossReclassificationAdjustmentForSaleOfSecuritiesIncludedInNetIncomeBeforeTax" xlink:label="loc_FBPOtherComprehensiveIncomeLossReclassificationAdjustmentForSaleOfSecuritiesIncludedInNetIncomeBeforeTax" />
      <link:calculationArc order="300" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_FBPOtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent" xlink:to="loc_FBPOtherComprehensiveIncomeLossReclassificationAdjustmentForSaleOfSecuritiesIncludedInNetIncomeBeforeTax" xlink:type="arc" weight="1" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_OtherComprehensiveIncomeLossReclassificationAdjustmentForSaleOfSecuritiesIncludedInNetIncomeTax" xlink:label="loc_FBPOtherComprehensiveIncomeLossReclassificationAdjustmentForSaleOfSecuritiesIncludedInNetIncomeTax" />
      <link:calculationArc order="400" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_FBPOtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent" xlink:to="loc_FBPOtherComprehensiveIncomeLossReclassificationAdjustmentForSaleOfSecuritiesIncludedInNetIncomeTax" xlink:type="arc" weight="-1" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_OtherComprehensiveIncomeLossPensionAndOtherPostretirementBenefitPlansNetUnamortizedGainLossArisingDuringPeriodBeforeTax" xlink:label="loc_FBPOtherComprehensiveIncomeLossPensionAndOtherPostretirementBenefitPlansNetUnamortizedGainLossArisingDuringPeriodBeforeTax" />
      <link:calculationArc order="500" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_FBPOtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent" xlink:to="loc_FBPOtherComprehensiveIncomeLossPensionAndOtherPostretirementBenefitPlansNetUnamortizedGainLossArisingDuringPeriodBeforeTax" xlink:type="arc" weight="1" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_OtherComprehensiveIncomeDefinedBenefitPlansNetUnamortizedGainLossArisingDuringPeriodTax" xlink:label="loc_FBPOtherComprehensiveIncomeDefinedBenefitPlansNetUnamortizedGainLossArisingDuringPeriodTax" />
      <link:calculationArc order="600" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_FBPOtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent" xlink:to="loc_FBPOtherComprehensiveIncomeDefinedBenefitPlansNetUnamortizedGainLossArisingDuringPeriodTax" xlink:type="arc" weight="-1" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_OtherComprehensiveIncomeReclassificationOfDefinedBenefitPlansNetGainLossRecognizedInNetPeriodicBenefitCostBeforeTax" xlink:label="loc_FBPOtherComprehensiveIncomeReclassificationOfDefinedBenefitPlansNetGainLossRecognizedInNetPeriodicBenefitCostBeforeTax" />
      <link:calculationArc order="700" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_FBPOtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent" xlink:to="loc_FBPOtherComprehensiveIncomeReclassificationOfDefinedBenefitPlansNetGainLossRecognizedInNetPeriodicBenefitCostBeforeTax" xlink:type="arc" weight="1" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_OtherComprehensiveIncomeLossReclassificationPensionAndOtherPostretirementBenefitPlansNetGainLossRecognizedInNetPeriodicBenefitCostTax" xlink:label="loc_FBPOtherComprehensiveIncomeLossReclassificationPensionAndOtherPostretirementBenefitPlansNetGainLossRecognizedInNetPeriodicBenefitCostTax" />
      <link:calculationArc order="800" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_FBPOtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent" xlink:to="loc_FBPOtherComprehensiveIncomeLossReclassificationPensionAndOtherPostretirementBenefitPlansNetGainLossRecognizedInNetPeriodicBenefitCostTax" xlink:type="arc" weight="-1" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_OtherComprehensiveIncomeLossAmortizationPensionAndOtherPostretirementBenefitPlansNetPriorServiceCostRecognizedInNetPeriodicBenefitCostBeforeTax" xlink:label="loc_FBPOtherComprehensiveIncomeLossAmortizationPensionAndOtherPostretirementBenefitPlansNetPriorServiceCostRecognizedInNetPeriodicBenefitCostBeforeTax" />
      <link:calculationArc order="900" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_FBPOtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent" xlink:to="loc_FBPOtherComprehensiveIncomeLossAmortizationPensionAndOtherPostretirementBenefitPlansNetPriorServiceCostRecognizedInNetPeriodicBenefitCostBeforeTax" xlink:type="arc" weight="-1" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_OtherComprehensiveIncomeAmortizationOfDefinedBenefitPlanNetPriorServiceCostRecognizedInNetPeriodicPensionCostTax" xlink:label="loc_FBPOtherComprehensiveIncomeAmortizationOfDefinedBenefitPlanNetPriorServiceCostRecognizedInNetPeriodicPensionCostTax" />
      <link:calculationArc order="1000" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_FBPOtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent" xlink:to="loc_FBPOtherComprehensiveIncomeAmortizationOfDefinedBenefitPlanNetPriorServiceCostRecognizedInNetPeriodicPensionCostTax" xlink:type="arc" weight="1" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ComprehensiveIncomeNetOfTax" xlink:label="loc_FBPComprehensiveIncomeNetOfTax" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_NetIncomeLoss" xlink:label="loc_FBPNetIncomeLoss" />
      <link:calculationArc order="100" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_FBPComprehensiveIncomeNetOfTax" xlink:to="loc_FBPNetIncomeLoss" xlink:type="arc" weight="1" />
      <link:calculationArc order="200" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_FBPComprehensiveIncomeNetOfTax" xlink:to="loc_FBPOtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent" xlink:type="arc" weight="1" />
    </link:calculationLink>
    <link:calculationLink xlink:type="extended" xlink:role="http://firstbancorp.com/role/StatementsOfShareholdersEquity" xlink:title="0006 - Statement - Consolidated Statements of Shareholders' Equity" />
    <link:calculationLink xlink:type="extended" xlink:role="http://firstbancorp.com/role/StatementsOfCashFlows" xlink:title="0007 - Statement - Consolidated Statements of Cash Flows">
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_NetCashProvidedByUsedInOperatingActivities" xlink:label="loc_FBPNetCashProvidedByUsedInOperatingActivities" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_NetIncomeLoss" xlink:label="loc_FBPNetIncomeLoss" />
      <link:calculationArc order="100" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_FBPNetCashProvidedByUsedInOperatingActivities" xlink:to="loc_FBPNetIncomeLoss" xlink:type="arc" weight="1" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ProvisionForLoanLeaseAndOtherLosses" xlink:label="loc_FBPProvisionForLoanLeaseAndOtherLosses" />
      <link:calculationArc order="200" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_FBPNetCashProvidedByUsedInOperatingActivities" xlink:to="loc_FBPProvisionForLoanLeaseAndOtherLosses" xlink:type="arc" weight="1" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_AccretionAmortizationOfDiscountsAndPremiumsInvestments" xlink:label="loc_FBPAccretionAmortizationOfDiscountsAndPremiumsInvestments" />
      <link:calculationArc order="300" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_FBPNetCashProvidedByUsedInOperatingActivities" xlink:to="loc_FBPAccretionAmortizationOfDiscountsAndPremiumsInvestments" xlink:type="arc" weight="-1" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_PurchaseAccountingAccretionAndAmortizationNet" xlink:label="loc_FBPPurchaseAccountingAccretionAndAmortizationNet" />
      <link:calculationArc order="400" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_FBPNetCashProvidedByUsedInOperatingActivities" xlink:to="loc_FBPPurchaseAccountingAccretionAndAmortizationNet" xlink:type="arc" weight="-1" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_GainLossFromAcquisition" xlink:label="loc_FBPGainLossFromAcquisition" />
      <link:calculationArc order="500" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_FBPNetCashProvidedByUsedInOperatingActivities" xlink:to="loc_FBPGainLossFromAcquisition" xlink:type="arc" weight="-1" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_GainsLossesOnSalesOfOtherRealEstateTotal" xlink:label="loc_FBPGainsLossesOnSalesOfOtherRealEstateTotal" />
      <link:calculationArc order="600" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_FBPNetCashProvidedByUsedInOperatingActivities" xlink:to="loc_FBPGainsLossesOnSalesOfOtherRealEstateTotal" xlink:type="arc" weight="-1" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_AvailableForSaleSecuritiesGrossRealizedGainLossNet" xlink:label="loc_FBPAvailableForSaleSecuritiesGrossRealizedGainLossNet" />
      <link:calculationArc order="700" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_FBPNetCashProvidedByUsedInOperatingActivities" xlink:to="loc_FBPAvailableForSaleSecuritiesGrossRealizedGainLossNet" xlink:type="arc" weight="-1" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_OtherOperatingGainsLosses" xlink:label="loc_FBPOtherOperatingGainsLosses" />
      <link:calculationArc order="800" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_FBPNetCashProvidedByUsedInOperatingActivities" xlink:to="loc_FBPOtherOperatingGainsLosses" xlink:type="arc" weight="-1" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_IncreaseDecreaseNetDeferredLoanCosts" xlink:label="loc_FBPIncreaseDecreaseNetDeferredLoanCosts" />
      <link:calculationArc order="900" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_FBPNetCashProvidedByUsedInOperatingActivities" xlink:to="loc_FBPIncreaseDecreaseNetDeferredLoanCosts" xlink:type="arc" weight="1" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_Depreciation" xlink:label="loc_FBPDepreciation" />
      <link:calculationArc order="1000" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_FBPNetCashProvidedByUsedInOperatingActivities" xlink:to="loc_FBPDepreciation" xlink:type="arc" weight="1" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ShareBasedCompensation" xlink:label="loc_FBPShareBasedCompensation" />
      <link:calculationArc order="1100" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_FBPNetCashProvidedByUsedInOperatingActivities" xlink:to="loc_FBPShareBasedCompensation" xlink:type="arc" weight="1" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_AmortizationOfIntangibleAssets" xlink:label="loc_FBPAmortizationOfIntangibleAssets" />
      <link:calculationArc order="1200" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_FBPNetCashProvidedByUsedInOperatingActivities" xlink:to="loc_FBPAmortizationOfIntangibleAssets" xlink:type="arc" weight="1" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_OriginationOfPresoldMortgagesInProcessOfSettlement" xlink:label="loc_FBPOriginationOfPresoldMortgagesInProcessOfSettlement" />
      <link:calculationArc order="1300" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_FBPNetCashProvidedByUsedInOperatingActivities" xlink:to="loc_FBPOriginationOfPresoldMortgagesInProcessOfSettlement" xlink:type="arc" weight="1" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_ProceedsFromSalesOfPresoldMortgagesInProcessOfSettlement" xlink:label="loc_FBPProceedsFromSalesOfPresoldMortgagesInProcessOfSettlement" />
      <link:calculationArc order="1400" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_FBPNetCashProvidedByUsedInOperatingActivities" xlink:to="loc_FBPProceedsFromSalesOfPresoldMortgagesInProcessOfSettlement" xlink:type="arc" weight="1" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_IncreaseDecreaseInAccruedInterestReceivableNet" xlink:label="loc_FBPIncreaseDecreaseInAccruedInterestReceivableNet" />
      <link:calculationArc order="1500" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_FBPNetCashProvidedByUsedInOperatingActivities" xlink:to="loc_FBPIncreaseDecreaseInAccruedInterestReceivableNet" xlink:type="arc" weight="-1" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_IncreaseDecreaseInOtherOperatingAssets" xlink:label="loc_FBPIncreaseDecreaseInOtherOperatingAssets" />
      <link:calculationArc order="1600" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_FBPNetCashProvidedByUsedInOperatingActivities" xlink:to="loc_FBPIncreaseDecreaseInOtherOperatingAssets" xlink:type="arc" weight="-1" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_IncreaseDecreaseInOtherOperatingLiabilities" xlink:label="loc_FBPIncreaseDecreaseInOtherOperatingLiabilities" />
      <link:calculationArc order="1700" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_FBPNetCashProvidedByUsedInOperatingActivities" xlink:to="loc_FBPIncreaseDecreaseInOtherOperatingLiabilities" xlink:type="arc" weight="1" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_IncreaseDecreaseInInterestPayableNet" xlink:label="loc_FBPIncreaseDecreaseInInterestPayableNet" />
      <link:calculationArc order="1800" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_FBPNetCashProvidedByUsedInOperatingActivities" xlink:to="loc_FBPIncreaseDecreaseInInterestPayableNet" xlink:type="arc" weight="1" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_NetCashProvidedByUsedInInvestingActivities" xlink:label="loc_FBPNetCashProvidedByUsedInInvestingActivities" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_PaymentsToAcquireAvailableForSaleSecurities" xlink:label="loc_FBPPaymentsToAcquireAvailableForSaleSecurities" />
      <link:calculationArc order="100" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_FBPNetCashProvidedByUsedInInvestingActivities" xlink:to="loc_FBPPaymentsToAcquireAvailableForSaleSecurities" xlink:type="arc" weight="-1" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_PaymentsToAcquireHeldToMaturitySecurities" xlink:label="loc_FBPPaymentsToAcquireHeldToMaturitySecurities" />
      <link:calculationArc order="200" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_FBPNetCashProvidedByUsedInInvestingActivities" xlink:to="loc_FBPPaymentsToAcquireHeldToMaturitySecurities" xlink:type="arc" weight="-1" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ProceedsFromSaleOfAvailableForSaleSecurities" xlink:label="loc_FBPProceedsFromSaleOfAvailableForSaleSecurities" />
      <link:calculationArc order="300" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_FBPNetCashProvidedByUsedInInvestingActivities" xlink:to="loc_FBPProceedsFromSaleOfAvailableForSaleSecurities" xlink:type="arc" weight="1" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ProceedsFromMaturitiesPrepaymentsAndCallsOfAvailableForSaleSecurities" xlink:label="loc_FBPProceedsFromMaturitiesPrepaymentsAndCallsOfAvailableForSaleSecurities" />
      <link:calculationArc order="400" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_FBPNetCashProvidedByUsedInInvestingActivities" xlink:to="loc_FBPProceedsFromMaturitiesPrepaymentsAndCallsOfAvailableForSaleSecurities" xlink:type="arc" weight="1" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_PaymentsForProceedsFromLoansAndLeases" xlink:label="loc_FBPPaymentsForProceedsFromLoansAndLeases" />
      <link:calculationArc order="500" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_FBPNetCashProvidedByUsedInInvestingActivities" xlink:to="loc_FBPPaymentsForProceedsFromLoansAndLeases" xlink:type="arc" weight="-1" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ProceedsFromSaleOfOtherRealEstate" xlink:label="loc_FBPProceedsFromSaleOfOtherRealEstate" />
      <link:calculationArc order="600" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_FBPNetCashProvidedByUsedInInvestingActivities" xlink:to="loc_FBPProceedsFromSaleOfOtherRealEstate" xlink:type="arc" weight="1" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_PaymentsToAcquirePropertyPlantAndEquipment" xlink:label="loc_FBPPaymentsToAcquirePropertyPlantAndEquipment" />
      <link:calculationArc order="700" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_FBPNetCashProvidedByUsedInInvestingActivities" xlink:to="loc_FBPPaymentsToAcquirePropertyPlantAndEquipment" xlink:type="arc" weight="-1" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_CashAcquiredFromAcquisition" xlink:label="loc_FBPCashAcquiredFromAcquisition" />
      <link:calculationArc order="800" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_FBPNetCashProvidedByUsedInInvestingActivities" xlink:to="loc_FBPCashAcquiredFromAcquisition" xlink:type="arc" weight="1" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ProceedsFromMaturitiesPrepaymentsAndCallsOfHeldToMaturitySecurities" xlink:label="loc_FBPProceedsFromMaturitiesPrepaymentsAndCallsOfHeldToMaturitySecurities" />
      <link:calculationArc order="900" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_FBPNetCashProvidedByUsedInInvestingActivities" xlink:to="loc_FBPProceedsFromMaturitiesPrepaymentsAndCallsOfHeldToMaturitySecurities" xlink:type="arc" weight="1" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_PaymentsToAcquireLifeInsurancePolicies" xlink:label="loc_FBPPaymentsToAcquireLifeInsurancePolicies" />
      <link:calculationArc order="1000" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_FBPNetCashProvidedByUsedInInvestingActivities" xlink:to="loc_FBPPaymentsToAcquireLifeInsurancePolicies" xlink:type="arc" weight="-1" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_FDICIndemnificationAssetCashPaymentsReceived" xlink:label="loc_FBPFDICIndemnificationAssetCashPaymentsReceived" />
      <link:calculationArc order="1100" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_FBPNetCashProvidedByUsedInInvestingActivities" xlink:to="loc_FBPFDICIndemnificationAssetCashPaymentsReceived" xlink:type="arc" weight="-1" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_NetCashProvidedByUsedInFinancingActivities" xlink:label="loc_FBPNetCashProvidedByUsedInFinancingActivities" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_IncreaseDecreaseInDepositsAndRepurchaseAgreements" xlink:label="loc_FBPIncreaseDecreaseInDepositsAndRepurchaseAgreements" />
      <link:calculationArc order="100" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_FBPNetCashProvidedByUsedInFinancingActivities" xlink:to="loc_FBPIncreaseDecreaseInDepositsAndRepurchaseAgreements" xlink:type="arc" weight="1" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_ProceedsFromRepaymentsOfBorrowings" xlink:label="loc_FBPProceedsFromRepaymentsOfBorrowings" />
      <link:calculationArc order="200" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_FBPNetCashProvidedByUsedInFinancingActivities" xlink:to="loc_FBPProceedsFromRepaymentsOfBorrowings" xlink:type="arc" weight="1" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_PaymentsOfDividendsCommonStock" xlink:label="loc_FBPPaymentsOfDividendsCommonStock" />
      <link:calculationArc order="300" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_FBPNetCashProvidedByUsedInFinancingActivities" xlink:to="loc_FBPPaymentsOfDividendsCommonStock" xlink:type="arc" weight="-1" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_PaymentsOfDividendsPreferredStockAndPreferenceStock" xlink:label="loc_FBPPaymentsOfDividendsPreferredStockAndPreferenceStock" />
      <link:calculationArc order="400" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_FBPNetCashProvidedByUsedInFinancingActivities" xlink:to="loc_FBPPaymentsOfDividendsPreferredStockAndPreferenceStock" xlink:type="arc" weight="-1" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ProceedsFromIssuanceOfCommonStock" xlink:label="loc_FBPProceedsFromIssuanceOfCommonStock" />
      <link:calculationArc order="500" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_FBPNetCashProvidedByUsedInFinancingActivities" xlink:to="loc_FBPProceedsFromIssuanceOfCommonStock" xlink:type="arc" weight="1" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_PaymentsForRepurchaseOfCommonStock" xlink:label="loc_FBPPaymentsForRepurchaseOfCommonStock" />
      <link:calculationArc order="600" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_FBPNetCashProvidedByUsedInFinancingActivities" xlink:to="loc_FBPPaymentsForRepurchaseOfCommonStock" xlink:type="arc" weight="-1" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ProceedsFromIssuanceOfPreferredStockAndPreferenceStock" xlink:label="loc_FBPProceedsFromIssuanceOfPreferredStockAndPreferenceStock" />
      <link:calculationArc order="700" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_FBPNetCashProvidedByUsedInFinancingActivities" xlink:to="loc_FBPProceedsFromIssuanceOfPreferredStockAndPreferenceStock" xlink:type="arc" weight="1" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_PaymentsForRepurchaseOfRedeemablePreferredStock" xlink:label="loc_FBPPaymentsForRepurchaseOfRedeemablePreferredStock" />
      <link:calculationArc order="800" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_FBPNetCashProvidedByUsedInFinancingActivities" xlink:to="loc_FBPPaymentsForRepurchaseOfRedeemablePreferredStock" xlink:type="arc" weight="-1" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_PaymentsForRepurchaseOfWarrants" xlink:label="loc_FBPPaymentsForRepurchaseOfWarrants" />
      <link:calculationArc order="900" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_FBPNetCashProvidedByUsedInFinancingActivities" xlink:to="loc_FBPPaymentsForRepurchaseOfWarrants" xlink:type="arc" weight="-1" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ExcessTaxBenefitFromShareBasedCompensationFinancingActivities" xlink:label="loc_FBPExcessTaxBenefitFromShareBasedCompensationFinancingActivities" />
      <link:calculationArc order="1000" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_FBPNetCashProvidedByUsedInFinancingActivities" xlink:to="loc_FBPExcessTaxBenefitFromShareBasedCompensationFinancingActivities" xlink:type="arc" weight="1" />
    </link:calculationLink>
    <link:calculationLink xlink:type="extended" xlink:role="http://firstbancorp.com/role/SummaryOfSignificantAccountingPolicies" xlink:title="0008 - Disclosure - Summary of Significant Accounting Policies" />
    <link:calculationLink xlink:type="extended" xlink:role="http://firstbancorp.com/role/Acquisitions-CompletedAndPending" xlink:title="0009 - Disclosure - Acquisitions - Completed and Pending" />
    <link:calculationLink xlink:type="extended" xlink:role="http://firstbancorp.com/role/Securities" xlink:title="0010 - Disclosure - Securities" />
    <link:calculationLink xlink:type="extended" xlink:role="http://firstbancorp.com/role/LoansAndAssetQualityInformation" xlink:title="0011 - Disclosure - Loans and Asset Quality Information" />
    <link:calculationLink xlink:type="extended" xlink:role="http://firstbancorp.com/role/PremisesAndEquipment" xlink:title="0012 - Disclosure - Premises and Equipment" />
    <link:calculationLink xlink:type="extended" xlink:role="http://firstbancorp.com/role/FdicIndemnificationAsset" xlink:title="0013 - Disclosure - FDIC Indemnification Asset" />
    <link:calculationLink xlink:type="extended" xlink:role="http://firstbancorp.com/role/GoodwillAndOtherIntangibleAssets" xlink:title="0014 - Disclosure - Goodwill and Other Intangible Assets" />
    <link:calculationLink xlink:type="extended" xlink:role="http://firstbancorp.com/role/IncomeTaxes" xlink:title="0015 - Disclosure - Income Taxes" />
    <link:calculationLink xlink:type="extended" xlink:role="http://firstbancorp.com/role/TimeDepositsSecuritiesSoldUnderAgreementsToRepurchaseAndRelatedPartyDeposits" xlink:title="0016 - Disclosure - Time Deposits, Securities Sold Under Agreements to Repurchase, and Related Party Deposits" />
    <link:calculationLink xlink:type="extended" xlink:role="http://firstbancorp.com/role/BorrowingsAndBorrowingsAvailability" xlink:title="0017 - Disclosure - Borrowings and Borrowings Availability" />
    <link:calculationLink xlink:type="extended" xlink:role="http://firstbancorp.com/role/Leases" xlink:title="0018 - Disclosure - Leases" />
    <link:calculationLink xlink:type="extended" xlink:role="http://firstbancorp.com/role/EmployeeBenefitPlans" xlink:title="0019 - Disclosure - Employee Benefit Plans" />
    <link:calculationLink xlink:type="extended" xlink:role="http://firstbancorp.com/role/CommitmentsContingenciesAndConcentrationsOfCreditRisk" xlink:title="0020 - Disclosure - Commitments, Contingencies, and Concentrations of Credit Risk" />
    <link:calculationLink xlink:type="extended" xlink:role="http://firstbancorp.com/role/FairValue" xlink:title="0021 - Disclosure - Fair Value" />
    <link:calculationLink xlink:type="extended" xlink:role="http://firstbancorp.com/role/Equity-BasedCompensationPlans" xlink:title="0022 - Disclosure - Equity-Based Compensation Plans" />
    <link:calculationLink xlink:type="extended" xlink:role="http://firstbancorp.com/role/RegulatoryRestrictions" xlink:title="0023 - Disclosure - Regulatory Restrictions" />
    <link:calculationLink xlink:type="extended" xlink:role="http://firstbancorp.com/role/SupplementaryIncomeStatementInformation" xlink:title="0024 - Disclosure - Supplementary Income Statement Information" />
    <link:calculationLink xlink:type="extended" xlink:role="http://firstbancorp.com/role/ParentCompanyInformation" xlink:title="0025 - Disclosure - Condensed Parent Company Information" />
    <link:calculationLink xlink:type="extended" xlink:role="http://firstbancorp.com/role/ShareholdersEquityTransactions" xlink:title="0026 - Disclosure - Shareholders' Equity Transactions" />
    <link:calculationLink xlink:type="extended" xlink:role="http://firstbancorp.com/role/SubsequentEvent" xlink:title="0027 - Disclosure - Subsequent Event" />
    <link:calculationLink xlink:type="extended" xlink:role="http://firstbancorp.com/role/SummaryOfSignificantAccountingPoliciesPolicies" xlink:title="0028 - Disclosure - Summary of Significant Accounting Policies (Policies)" />
    <link:calculationLink xlink:type="extended" xlink:role="http://firstbancorp.com/role/SummaryOfSignificantAccountingPoliciesTables" xlink:title="0029 - Disclosure - Summary of Significant Accounting Policies (Tables)" />
    <link:calculationLink xlink:type="extended" xlink:role="http://firstbancorp.com/role/Acquisitions-CompletedAndPendingTables" xlink:title="0030 - Disclosure - Acquisitions - Completed and Pending (Tables)" />
    <link:calculationLink xlink:type="extended" xlink:role="http://firstbancorp.com/role/SecuritiesTables" xlink:title="0031 - Disclosure - Securities (Tables)" />
    <link:calculationLink xlink:type="extended" xlink:role="http://firstbancorp.com/role/LoansAndAssetQualityInformationTables" xlink:title="0032 - Disclosure - Loans and Asset Quality Information (Tables)" />
    <link:calculationLink xlink:type="extended" xlink:role="http://firstbancorp.com/role/PremisesAndEquipmentTables" xlink:title="0033 - Disclosure - Premises and Equipment (Tables)" />
    <link:calculationLink xlink:type="extended" xlink:role="http://firstbancorp.com/role/FdicIndemnificationAssetTables" xlink:title="0034 - Disclosure - FDIC Indemnification Asset (Tables)" />
    <link:calculationLink xlink:type="extended" xlink:role="http://firstbancorp.com/role/GoodwillAndOtherIntangibleAssetsTables" xlink:title="0035 - Disclosure - Goodwill and Other Intangible Assets (Tables)" />
    <link:calculationLink xlink:type="extended" xlink:role="http://firstbancorp.com/role/IncomeTaxesTables" xlink:title="0036 - Disclosure - Income Taxes (Tables)" />
    <link:calculationLink xlink:type="extended" xlink:role="http://firstbancorp.com/role/TimeDepositsSecuritiesSoldUnderAgreementsToRepurchaseAndRelatedPartyDepositsTables" xlink:title="0037 - Disclosure - Time Deposits, Securities Sold Under Agreements to Repurchase, and Related Party Deposits (Tables)" />
    <link:calculationLink xlink:type="extended" xlink:role="http://firstbancorp.com/role/BorrowingsAndBorrowingsAvailabilityTables" xlink:title="0038 - Disclosure - Borrowings and Borrowings Availability (Tables)" />
    <link:calculationLink xlink:type="extended" xlink:role="http://firstbancorp.com/role/LeasesTables" xlink:title="0039 - Disclosure - Leases (Tables)" />
    <link:calculationLink xlink:type="extended" xlink:role="http://firstbancorp.com/role/EmployeeBenefitPlansTables" xlink:title="0040 - Disclosure - Employee Benefit Plans (Tables)" />
    <link:calculationLink xlink:type="extended" xlink:role="http://firstbancorp.com/role/CommitmentsContingenciesAndConcentrationsOfCreditRiskTables" xlink:title="0041 - Disclosure - Commitments, Contingencies, and Concentrations of Credit Risk (Tables)" />
    <link:calculationLink xlink:type="extended" xlink:role="http://firstbancorp.com/role/FairValueTables" xlink:title="0042 - Disclosure - Fair Value (Tables)" />
    <link:calculationLink xlink:type="extended" xlink:role="http://firstbancorp.com/role/Equity-BasedCompensationPlansTables" xlink:title="0043 - Disclosure - Equity-Based Compensation Plans (Tables)" />
    <link:calculationLink xlink:type="extended" xlink:role="http://firstbancorp.com/role/RegulatoryRestrictionsTables" xlink:title="0044 - Disclosure - Regulatory Restrictions (Tables)" />
    <link:calculationLink xlink:type="extended" xlink:role="http://firstbancorp.com/role/SupplementaryIncomeStatementInformationTables" xlink:title="0045 - Disclosure - Supplementary Income Statement Information (Tables)" />
    <link:calculationLink xlink:type="extended" xlink:role="http://firstbancorp.com/role/ParentCompanyInformationTables" xlink:title="0046 - Disclosure - Condensed Parent Company Information (Tables)" />
    <link:calculationLink xlink:type="extended" xlink:role="http://firstbancorp.com/role/ShareholdersEquityTransactionsTables" xlink:title="0047 - Disclosure - Shareholders' Equity Transactions (Tables)" />
    <link:calculationLink xlink:type="extended" xlink:role="http://firstbancorp.com/role/SummaryOfSignificantAccountingPoliciesDetailsNarrative" xlink:title="0048 - Disclosure - Summary of Significant Accounting Policies (Details Narrative)" />
    <link:calculationLink xlink:type="extended" xlink:role="http://firstbancorp.com/role/SummaryOfSignificantAccountingPoliciesDetails" xlink:title="0049 - Disclosure - Summary of Significant Accounting Policies (Details)" />
    <link:calculationLink xlink:type="extended" xlink:role="http://firstbancorp.com/role/SummaryOfSignificantAccountingPoliciesDetails1" xlink:title="0050 - Disclosure - Summary of Significant Accounting Policies (Details 1)">
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_AccumulatedOtherComprehensiveIncomeLossAvailableForSaleSecuritiesAdjustmentNetOfTax" xlink:label="loc_FBPAccumulatedOtherComprehensiveIncomeLossAvailableForSaleSecuritiesAdjustmentNetOfTax" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_AccumulatedOtherComprehensiveIncomeLossUnrealizedGainLossOnSecuritiesAvailableForSaleBeforeTax" xlink:label="loc_FBPAccumulatedOtherComprehensiveIncomeLossUnrealizedGainLossOnSecuritiesAvailableForSaleBeforeTax" />
      <link:calculationArc order="100" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_FBPAccumulatedOtherComprehensiveIncomeLossAvailableForSaleSecuritiesAdjustmentNetOfTax" xlink:to="loc_FBPAccumulatedOtherComprehensiveIncomeLossUnrealizedGainLossOnSecuritiesAvailableForSaleBeforeTax" xlink:type="arc" weight="1" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_AccumulatedOtherComprehensiveIncomeLossUnrealizedGainLossOnSecuritiesAvailableForSaleTax" xlink:label="loc_FBPAccumulatedOtherComprehensiveIncomeLossUnrealizedGainLossOnSecuritiesAvailableForSaleTax" />
      <link:calculationArc order="200" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_FBPAccumulatedOtherComprehensiveIncomeLossAvailableForSaleSecuritiesAdjustmentNetOfTax" xlink:to="loc_FBPAccumulatedOtherComprehensiveIncomeLossUnrealizedGainLossOnSecuritiesAvailableForSaleTax" xlink:type="arc" weight="1" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_DefinedBenefitPlanAccumulatedOtherComprehensiveIncomeMinimumPensionLiabilityAfterTax" xlink:label="loc_FBPDefinedBenefitPlanAccumulatedOtherComprehensiveIncomeMinimumPensionLiabilityAfterTax" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_DefinedBenefitPlanAccumulatedOtherComprehensiveIncomeMinimumPensionLiabilityBeforeTax" xlink:label="loc_FBPDefinedBenefitPlanAccumulatedOtherComprehensiveIncomeMinimumPensionLiabilityBeforeTax" />
      <link:calculationArc order="100" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_FBPDefinedBenefitPlanAccumulatedOtherComprehensiveIncomeMinimumPensionLiabilityAfterTax" xlink:to="loc_FBPDefinedBenefitPlanAccumulatedOtherComprehensiveIncomeMinimumPensionLiabilityBeforeTax" xlink:type="arc" weight="1" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_AccumulatedOtherComprehensiveIncomeLossPensionLiabilityTax" xlink:label="loc_FBPAccumulatedOtherComprehensiveIncomeLossPensionLiabilityTax" />
      <link:calculationArc order="200" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_FBPDefinedBenefitPlanAccumulatedOtherComprehensiveIncomeMinimumPensionLiabilityAfterTax" xlink:to="loc_FBPAccumulatedOtherComprehensiveIncomeLossPensionLiabilityTax" xlink:type="arc" weight="1" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_AccumulatedOtherComprehensiveIncomeLossNetOfTax" xlink:label="loc_FBPAccumulatedOtherComprehensiveIncomeLossNetOfTax" />
      <link:calculationArc order="100" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_FBPAccumulatedOtherComprehensiveIncomeLossNetOfTax" xlink:to="loc_FBPAccumulatedOtherComprehensiveIncomeLossAvailableForSaleSecuritiesAdjustmentNetOfTax" xlink:type="arc" weight="1" />
      <link:calculationArc order="200" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_FBPAccumulatedOtherComprehensiveIncomeLossNetOfTax" xlink:to="loc_FBPDefinedBenefitPlanAccumulatedOtherComprehensiveIncomeMinimumPensionLiabilityAfterTax" xlink:type="arc" weight="-1" />
    </link:calculationLink>
    <link:calculationLink xlink:type="extended" xlink:role="http://firstbancorp.com/role/Acquisitions-CompletedAndPendingDetailsNarrative" xlink:title="0051 - Disclosure - Acquisitions - Completed and Pending (Details Narrative)" />
    <link:calculationLink xlink:type="extended" xlink:role="http://firstbancorp.com/role/Acquisitions-CompletedAndPendingDetails" xlink:title="0052 - Disclosure - Acquisitions - Completed and Pending (Details)" />
    <link:calculationLink xlink:type="extended" xlink:role="http://firstbancorp.com/role/SecuritiesDetailsNarrative" xlink:title="0053 - Disclosure - Securities (Details Narrative)" />
    <link:calculationLink xlink:type="extended" xlink:role="http://firstbancorp.com/role/SecuritiesDetails" xlink:title="0054 - Disclosure - Securities (Details)" />
    <link:calculationLink xlink:type="extended" xlink:role="http://firstbancorp.com/role/SecuritiesDetails1" xlink:title="0055 - Disclosure - Securities (Details 1)" />
    <link:calculationLink xlink:type="extended" xlink:role="http://firstbancorp.com/role/SecuritiesDetails2" xlink:title="0056 - Disclosure - Securities (Details 2)" />
    <link:calculationLink xlink:type="extended" xlink:role="http://firstbancorp.com/role/SecuritiesDetails3" xlink:title="0057 - Disclosure - Securities (Details 3)" />
    <link:calculationLink xlink:type="extended" xlink:role="http://firstbancorp.com/role/LoansAndAssetQualityInformationDetailsNarrative" xlink:title="0058 - Disclosure - Loans and Asset Quality Information (Details Narrative)" />
    <link:calculationLink xlink:type="extended" xlink:role="http://firstbancorp.com/role/LoansAndAssetQualityInformationDetails" xlink:title="0059 - Disclosure - Loans and Asset Quality Information (Details)" />
    <link:calculationLink xlink:type="extended" xlink:role="http://firstbancorp.com/role/LoansAndAssetQualityInformationDetails1" xlink:title="0060 - Disclosure - Loans and Asset Quality Information (Details 1)" />
    <link:calculationLink xlink:type="extended" xlink:role="http://firstbancorp.com/role/LoansAndAssetQualityInformationDetails2" xlink:title="0061 - Disclosure - Loans and Asset Quality Information (Details 2)" />
    <link:calculationLink xlink:type="extended" xlink:role="http://firstbancorp.com/role/LoansAndAssetQualityInformationDetails3" xlink:title="0062 - Disclosure - Loans and Asset Quality Information (Details 3)" />
    <link:calculationLink xlink:type="extended" xlink:role="http://firstbancorp.com/role/LoansAndAssetQualityInformationDetails4" xlink:title="0063 - Disclosure - Loans and Asset Quality Information (Details 4)" />
    <link:calculationLink xlink:type="extended" xlink:role="http://firstbancorp.com/role/LoansAndAssetQualityInformationDetails5" xlink:title="0064 - Disclosure - Loans and Asset Quality Information (Details 5)" />
    <link:calculationLink xlink:type="extended" xlink:role="http://firstbancorp.com/role/LoansAndAssetQualityInformationDetails6" xlink:title="0065 - Disclosure - Loans and Asset Quality Information (Details 6)" />
    <link:calculationLink xlink:type="extended" xlink:role="http://firstbancorp.com/role/LoansAndAssetQualityInformationDetails7" xlink:title="0066 - Disclosure - Loans and Asset Quality Information (Details 7)" />
    <link:calculationLink xlink:type="extended" xlink:role="http://firstbancorp.com/role/LoansAndAssetQualityInformationDetails8" xlink:title="0067 - Disclosure - Loans and Asset Quality Information (Details 8)" />
    <link:calculationLink xlink:type="extended" xlink:role="http://firstbancorp.com/role/LoansAndAssetQualityInformationDetails9" xlink:title="0068 - Disclosure - Loans and Asset Quality Information (Details 9)" />
    <link:calculationLink xlink:type="extended" xlink:role="http://firstbancorp.com/role/LoansAndAssetQualityInformationDetails10" xlink:title="0069 - Disclosure - Loans and Asset Quality Information (Details 10)" />
    <link:calculationLink xlink:type="extended" xlink:role="http://firstbancorp.com/role/LoansAndAssetQualityInformationDetails11" xlink:title="0070 - Disclosure - Loans and Asset Quality Information (Details 11)" />
    <link:calculationLink xlink:type="extended" xlink:role="http://firstbancorp.com/role/LoansAndAssetQualityInformationDetails12" xlink:title="0071 - Disclosure - Loans and Asset Quality Information (Details 12)" />
    <link:calculationLink xlink:type="extended" xlink:role="http://firstbancorp.com/role/LoansAndAssetQualityInformationDetails13" xlink:title="0072 - Disclosure - Loans and Asset Quality Information (Details 13)" />
    <link:calculationLink xlink:type="extended" xlink:role="http://firstbancorp.com/role/PremisesAndEquipmentDetails" xlink:title="0073 - Disclosure - Premises and Equipment (Details)" />
    <link:calculationLink xlink:type="extended" xlink:role="http://firstbancorp.com/role/FdicIndemnificationAssetDetails" xlink:title="0074 - Disclosure - FDIC Indemnification Asset (Details)">
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_FDICIndemnificationAsset" xlink:label="loc_FBPFDICIndemnificationAsset" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_ReceivableRelatedToClaimsSubmittedNotYetReceived" xlink:label="loc_FBPReceivableRelatedToClaimsSubmittedNotYetReceived" />
      <link:calculationArc order="100" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_FBPFDICIndemnificationAsset" xlink:to="loc_FBPReceivableRelatedToClaimsSubmittedNotYetReceived" xlink:type="arc" weight="1" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_ReceivableRelatedToEstimatedFutureClaimsOnLoans" xlink:label="loc_FBPReceivableRelatedToEstimatedFutureClaimsOnLoans" />
      <link:calculationArc order="200" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_FBPFDICIndemnificationAsset" xlink:to="loc_FBPReceivableRelatedToEstimatedFutureClaimsOnLoans" xlink:type="arc" weight="1" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_ReceivableRelatedToEstimatedFutureClaimsOnOtherRealEstateOwned" xlink:label="loc_FBPReceivableRelatedToEstimatedFutureClaimsOnOtherRealEstateOwned" />
      <link:calculationArc order="300" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_FBPFDICIndemnificationAsset" xlink:to="loc_FBPReceivableRelatedToEstimatedFutureClaimsOnOtherRealEstateOwned" xlink:type="arc" weight="1" />
    </link:calculationLink>
    <link:calculationLink xlink:type="extended" xlink:role="http://firstbancorp.com/role/FdicIndemnificationAssetDetails1" xlink:title="0075 - Disclosure - FDIC Indemnification Asset (Details 1)" />
    <link:calculationLink xlink:type="extended" xlink:role="http://firstbancorp.com/role/GoodwillAndOtherIntangibleAssetsDetailsNarrative" xlink:title="0076 - Disclosure - Goodwill and Other Intangible Assets (Details Narrative)" />
    <link:calculationLink xlink:type="extended" xlink:role="http://firstbancorp.com/role/GoodwillAndOtherIntangibleAssetsDetails" xlink:title="0077 - Disclosure - Goodwill and Other Intangible Assets (Details)" />
    <link:calculationLink xlink:type="extended" xlink:role="http://firstbancorp.com/role/GoodwillAndOtherIntangibleAssetsDetails1" xlink:title="0078 - Disclosure - Goodwill and Other Intangible Assets (Details 1)">
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_FiniteLivedIntangibleAssetsAmortizationExpenseTotal" xlink:label="loc_FBPFiniteLivedIntangibleAssetsAmortizationExpenseTotal" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseNextTwelveMonths" xlink:label="loc_FBPFiniteLivedIntangibleAssetsAmortizationExpenseNextTwelveMonths" />
      <link:calculationArc order="100" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_FBPFiniteLivedIntangibleAssetsAmortizationExpenseTotal" xlink:to="loc_FBPFiniteLivedIntangibleAssetsAmortizationExpenseNextTwelveMonths" xlink:type="arc" weight="1" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseYearTwo" xlink:label="loc_FBPFiniteLivedIntangibleAssetsAmortizationExpenseYearTwo" />
      <link:calculationArc order="200" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_FBPFiniteLivedIntangibleAssetsAmortizationExpenseTotal" xlink:to="loc_FBPFiniteLivedIntangibleAssetsAmortizationExpenseYearTwo" xlink:type="arc" weight="1" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseYearThree" xlink:label="loc_FBPFiniteLivedIntangibleAssetsAmortizationExpenseYearThree" />
      <link:calculationArc order="300" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_FBPFiniteLivedIntangibleAssetsAmortizationExpenseTotal" xlink:to="loc_FBPFiniteLivedIntangibleAssetsAmortizationExpenseYearThree" xlink:type="arc" weight="1" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseYearFour" xlink:label="loc_FBPFiniteLivedIntangibleAssetsAmortizationExpenseYearFour" />
      <link:calculationArc order="400" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_FBPFiniteLivedIntangibleAssetsAmortizationExpenseTotal" xlink:to="loc_FBPFiniteLivedIntangibleAssetsAmortizationExpenseYearFour" xlink:type="arc" weight="1" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseYearFive" xlink:label="loc_FBPFiniteLivedIntangibleAssetsAmortizationExpenseYearFive" />
      <link:calculationArc order="500" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_FBPFiniteLivedIntangibleAssetsAmortizationExpenseTotal" xlink:to="loc_FBPFiniteLivedIntangibleAssetsAmortizationExpenseYearFive" xlink:type="arc" weight="1" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseAfterYearFive" xlink:label="loc_FBPFiniteLivedIntangibleAssetsAmortizationExpenseAfterYearFive" />
      <link:calculationArc order="600" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_FBPFiniteLivedIntangibleAssetsAmortizationExpenseTotal" xlink:to="loc_FBPFiniteLivedIntangibleAssetsAmortizationExpenseAfterYearFive" xlink:type="arc" weight="1" />
    </link:calculationLink>
    <link:calculationLink xlink:type="extended" xlink:role="http://firstbancorp.com/role/IncomeTaxesDetailsNarrative" xlink:title="0079 - Disclosure - Income Taxes (Details Narrative)" />
    <link:calculationLink xlink:type="extended" xlink:role="http://firstbancorp.com/role/IncomeTaxesDetails" xlink:title="0080 - Disclosure - Income Taxes (Details)" />
    <link:calculationLink xlink:type="extended" xlink:role="http://firstbancorp.com/role/IncomeTaxesDetails1" xlink:title="0081 - Disclosure - Income Taxes (Details 1)" />
    <link:calculationLink xlink:type="extended" xlink:role="http://firstbancorp.com/role/IncomeTaxesDetails2" xlink:title="0082 - Disclosure - Income Taxes (Details 2)" />
    <link:calculationLink xlink:type="extended" xlink:role="http://firstbancorp.com/role/IncomeTaxesDetails3" xlink:title="0083 - Disclosure - Income Taxes (Details 3)" />
    <link:calculationLink xlink:type="extended" xlink:role="http://firstbancorp.com/role/TimeDepositsSecuritiesSoldUnderAgreementsToRepurchaseAndRelatedPartyDepositsDetailsNarrative" xlink:title="0084 - Disclosure - Time Deposits, Securities Sold Under Agreements to Repurchase, and Related Party Deposits (Details Narrative)" />
    <link:calculationLink xlink:type="extended" xlink:role="http://firstbancorp.com/role/TimeDepositsSecuritiesSoldUnderAgreementsToRepurchaseAndRelatedPartyDepositsDetails" xlink:title="0085 - Disclosure - Time Deposits, Securities Sold Under Agreements to Repurchase, and Related Party Deposits (Details)" />
    <link:calculationLink xlink:type="extended" xlink:role="http://firstbancorp.com/role/TimeDepositsSecuritiesSoldUnderAgreementsToRepurchaseAndRelatedPartyDepositsDetails1" xlink:title="0086 - Disclosure - Time Deposits, Securities Sold Under Agreements to Repurchase, and Related Party Deposits (Details 1)" />
    <link:calculationLink xlink:type="extended" xlink:role="http://firstbancorp.com/role/BorrowingsAndBorrowingsAvailabilityDetailsNarrative" xlink:title="0087 - Disclosure - Borrowings and Borrowings Availability (Details Narrative)" />
    <link:calculationLink xlink:type="extended" xlink:role="http://firstbancorp.com/role/BorrowingsAndBorrowingsAvailabilityDetails" xlink:title="0088 - Disclosure - Borrowings and Borrowings Availability (Details)" />
    <link:calculationLink xlink:type="extended" xlink:role="http://firstbancorp.com/role/LeasesDetailsNarrative" xlink:title="0089 - Disclosure - Leases (Details Narrative)" />
    <link:calculationLink xlink:type="extended" xlink:role="http://firstbancorp.com/role/LeasesDetails" xlink:title="0090 - Disclosure - Leases (Details)" />
    <link:calculationLink xlink:type="extended" xlink:role="http://firstbancorp.com/role/EmployeeBenefitPlansDetailsNarrative" xlink:title="0091 - Disclosure - Employee Benefit Plans (Details Narrative)" />
    <link:calculationLink xlink:type="extended" xlink:role="http://firstbancorp.com/role/EmployeeBenefitPlansDetails" xlink:title="0092 - Disclosure - Employee Benefit Plans (Details)" />
    <link:calculationLink xlink:type="extended" xlink:role="http://firstbancorp.com/role/EmployeeBenefitPlansDetails1" xlink:title="0093 - Disclosure - Employee Benefit Plans (Details 1)" />
    <link:calculationLink xlink:type="extended" xlink:role="http://firstbancorp.com/role/EmployeeBenefitPlansDetails2" xlink:title="0094 - Disclosure - Employee Benefit Plans (Details 2)" />
    <link:calculationLink xlink:type="extended" xlink:role="http://firstbancorp.com/role/EmployeeBenefitPlansDetails3" xlink:title="0095 - Disclosure - Employee Benefit Plans (Details 3)" />
    <link:calculationLink xlink:type="extended" xlink:role="http://firstbancorp.com/role/EmployeeBenefitPlansDetails4" xlink:title="0096 - Disclosure - Employee Benefit Plans (Details 4)" />
    <link:calculationLink xlink:type="extended" xlink:role="http://firstbancorp.com/role/EmployeeBenefitPlansDetails5" xlink:title="0097 - Disclosure - Employee Benefit Plans (Details 5)" />
    <link:calculationLink xlink:type="extended" xlink:role="http://firstbancorp.com/role/EmployeeBenefitPlansDetails6" xlink:title="0098 - Disclosure - Employee Benefit Plans (Details 6)" />
    <link:calculationLink xlink:type="extended" xlink:role="http://firstbancorp.com/role/EmployeeBenefitPlansDetails7" xlink:title="0099 - Disclosure - Employee Benefit Plans (Details 7)" />
    <link:calculationLink xlink:type="extended" xlink:role="http://firstbancorp.com/role/EmployeeBenefitPlansDetails8" xlink:title="0100 - Disclosure - Employee Benefit Plans (Details 8)" />
    <link:calculationLink xlink:type="extended" xlink:role="http://firstbancorp.com/role/EmployeeBenefitPlansDetails9" xlink:title="0101 - Disclosure - Employee Benefit Plans (Details 9)" />
    <link:calculationLink xlink:type="extended" xlink:role="http://firstbancorp.com/role/EmployeeBenefitPlansDetails10" xlink:title="0102 - Disclosure - Employee Benefit Plans (Details 10)" />
    <link:calculationLink xlink:type="extended" xlink:role="http://firstbancorp.com/role/EmployeeBenefitPlansDetails11" xlink:title="0103 - Disclosure - Employee Benefit Plans (Details 11)" />
    <link:calculationLink xlink:type="extended" xlink:role="http://firstbancorp.com/role/EmployeeBenefitPlansDetails12" xlink:title="0104 - Disclosure - Employee Benefit Plans (Details 12)" />
    <link:calculationLink xlink:type="extended" xlink:role="http://firstbancorp.com/role/EmployeeBenefitPlansDetails13" xlink:title="0105 - Disclosure - Employee Benefit Plans (Details 13)" />
    <link:calculationLink xlink:type="extended" xlink:role="http://firstbancorp.com/role/EmployeeBenefitPlansDetails14" xlink:title="0106 - Disclosure - Employee Benefit Plans (Details 14)" />
    <link:calculationLink xlink:type="extended" xlink:role="http://firstbancorp.com/role/EmployeeBenefitPlansDetails15" xlink:title="0107 - Disclosure - Employee Benefit Plans (Details 15)" />
    <link:calculationLink xlink:type="extended" xlink:role="http://firstbancorp.com/role/EmployeeBenefitPlansDetails16" xlink:title="0108 - Disclosure - Employee Benefit Plans (Details 16)" />
    <link:calculationLink xlink:type="extended" xlink:role="http://firstbancorp.com/role/EmployeeBenefitPlansDetails17" xlink:title="0109 - Disclosure - Employee Benefit Plans (Details 17)" />
    <link:calculationLink xlink:type="extended" xlink:role="http://firstbancorp.com/role/CommitmentsContingenciesAndConcentrationsOfCreditRiskDetailsNarrative" xlink:title="0110 - Disclosure - Commitments, Contingencies, and Concentrations of Credit Risk (Details Narrative)" />
    <link:calculationLink xlink:type="extended" xlink:role="http://firstbancorp.com/role/CommitmentsContingenciesAndConcentrationsOfCreditRiskDetails" xlink:title="0111 - Disclosure - Commitments, Contingencies, and Concentrations of Credit Risk (Details)" />
    <link:calculationLink xlink:type="extended" xlink:role="http://firstbancorp.com/role/CommitmentsContingenciesAndConcentrationsOfCreditRiskDetails1" xlink:title="0112 - Disclosure - Commitments, Contingencies, and Concentrations of Credit Risk (Details 1)" />
    <link:calculationLink xlink:type="extended" xlink:role="http://firstbancorp.com/role/FairValueDetailsNarrative" xlink:title="0113 - Disclosure - Fair Value (Details Narrative)" />
    <link:calculationLink xlink:type="extended" xlink:role="http://firstbancorp.com/role/FairValueDetails" xlink:title="0114 - Disclosure - Fair Value (Details)" />
    <link:calculationLink xlink:type="extended" xlink:role="http://firstbancorp.com/role/FairValueDetails1" xlink:title="0115 - Disclosure - Fair Value (Details 1)" />
    <link:calculationLink xlink:type="extended" xlink:role="http://firstbancorp.com/role/FairValueDetails2" xlink:title="0116 - Disclosure - Fair Value (Details 2)" />
    <link:calculationLink xlink:type="extended" xlink:role="http://firstbancorp.com/role/Equity-BasedCompensationPlansDetailsNarrative" xlink:title="0117 - Disclosure - Equity-Based Compensation Plans (Details Narrative)" />
    <link:calculationLink xlink:type="extended" xlink:role="http://firstbancorp.com/role/Equity-BasedCompensationPlansDetails" xlink:title="0118 - Disclosure - Equity-Based Compensation Plans (Details)" />
    <link:calculationLink xlink:type="extended" xlink:role="http://firstbancorp.com/role/Equity-BasedCompensationPlansDetails1" xlink:title="0119 - Disclosure - Equity-Based Compensation Plans (Details 1)" />
    <link:calculationLink xlink:type="extended" xlink:role="http://firstbancorp.com/role/Equity-BasedCompensationPlansDetails2" xlink:title="0120 - Disclosure - Equity-Based Compensation Plans (Details 2)" />
    <link:calculationLink xlink:type="extended" xlink:role="http://firstbancorp.com/role/Equity-BasedCompensationPlansDetails3" xlink:title="0121 - Disclosure - Equity-Based Compensation Plans (Details 3)" />
    <link:calculationLink xlink:type="extended" xlink:role="http://firstbancorp.com/role/RegulatoryRestrictionsDetailsNarrative" xlink:title="0122 - Disclosure - Regulatory Restrictions (Details Narrative)" />
    <link:calculationLink xlink:type="extended" xlink:role="http://firstbancorp.com/role/RegulatoryRestrictionsDetails" xlink:title="0123 - Disclosure - Regulatory Restrictions (Details)" />
    <link:calculationLink xlink:type="extended" xlink:role="http://firstbancorp.com/role/SupplementaryIncomeStatementInformationDetails" xlink:title="0124 - Disclosure - Supplementary Income Statement Information (Details)" />
    <link:calculationLink xlink:type="extended" xlink:role="http://firstbancorp.com/role/ParentCompanyInformationDetails" xlink:title="0125 - Disclosure - Condensed Parent Company Information (Details)" />
    <link:calculationLink xlink:type="extended" xlink:role="http://firstbancorp.com/role/ParentCompanyInformationDetails1" xlink:title="0126 - Disclosure - Condensed Parent Company Information (Details 1)" />
    <link:calculationLink xlink:type="extended" xlink:role="http://firstbancorp.com/role/ParentCompanyInformationDetails2" xlink:title="0127 - Disclosure - Condensed Parent Company Information (Details 2)" />
    <link:calculationLink xlink:type="extended" xlink:role="http://firstbancorp.com/role/ShareholdersEquityTransactionsDetailsNarrative" xlink:title="0128 - Disclosure - Shareholders' Equity Transactions (Details Narrative)" />
    <link:calculationLink xlink:type="extended" xlink:role="http://firstbancorp.com/role/ShareholdersEquityTransactionsDetails" xlink:title="0129 - Disclosure - Shareholders' Equity Transactions (Details)" />
    <link:calculationLink xlink:type="extended" xlink:role="http://firstbancorp.com/role/SubsequentEventDetailsNarrative" xlink:title="0130 - Disclosure - Subsequent Event (Details Narrative)" />
</link:linkbase>
</XBRL>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>EX-101.DEF
<SEQUENCE>12
<FILENAME>fbp-20121231_def.xml
<DESCRIPTION>XBRL DEFINITION FILE
<TEXT>
<XBRL>
<?xml version="1.0" encoding="US-ASCII" standalone="no"?>
    <!-- Field: Doc-Info; Name: Generator; Value: GoFiler Complete; Version: 3.4c -->
    <!-- Field: Doc-Info; Name: VendorURI; Value: http://www.novaworks.co -->
    <!-- Field: Doc-Info; Name: Source; Value: FBP_12312012 (3).xfr; Date: 2013/03/15T19:58:12 -->
    <!-- Field: Doc-Info; Name: Status; Value: 0x80030001 -->
<link:linkbase xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance" xmlns:xlink="http://www.w3.org/1999/xlink" xmlns:link="http://www.xbrl.org/2003/linkbase" xmlns:xbrldt="http://xbrl.org/2005/xbrldt" xmlns:xbrli="http://www.xbrl.org/2003/instance" xsi:schemaLocation="http://www.xbrl.org/2003/linkbase http://www.xbrl.org/2003/xbrl-linkbase-2003-12-31.xsd">
    <link:roleRef roleURI="http://firstbancorp.com/role/DocumentAndEntityInformation" xlink:href="fbp-20121231.xsd#DocumentAndEntityInformation" xlink:type="simple" />
    <link:roleRef roleURI="http://firstbancorp.com/role/BalanceSheets" xlink:href="fbp-20121231.xsd#BalanceSheets" xlink:type="simple" />
    <link:roleRef roleURI="http://firstbancorp.com/role/BalanceSheetsParenthetical" xlink:href="fbp-20121231.xsd#BalanceSheetsParenthetical" xlink:type="simple" />
    <link:roleRef roleURI="http://firstbancorp.com/role/StatementsOfIncome" xlink:href="fbp-20121231.xsd#StatementsOfIncome" xlink:type="simple" />
    <link:roleRef roleURI="http://firstbancorp.com/role/StatementsOfComprehensiveIncome" xlink:href="fbp-20121231.xsd#StatementsOfComprehensiveIncome" xlink:type="simple" />
    <link:roleRef roleURI="http://firstbancorp.com/role/StatementsOfShareholdersEquity" xlink:href="fbp-20121231.xsd#StatementsOfShareholdersEquity" xlink:type="simple" />
    <link:roleRef roleURI="http://firstbancorp.com/role/StatementsOfCashFlows" xlink:href="fbp-20121231.xsd#StatementsOfCashFlows" xlink:type="simple" />
    <link:roleRef roleURI="http://firstbancorp.com/role/SummaryOfSignificantAccountingPolicies" xlink:href="fbp-20121231.xsd#SummaryOfSignificantAccountingPolicies" xlink:type="simple" />
    <link:roleRef roleURI="http://firstbancorp.com/role/Acquisitions-CompletedAndPending" xlink:href="fbp-20121231.xsd#Acquisitions-CompletedAndPending" xlink:type="simple" />
    <link:roleRef roleURI="http://firstbancorp.com/role/Securities" xlink:href="fbp-20121231.xsd#Securities" xlink:type="simple" />
    <link:roleRef roleURI="http://firstbancorp.com/role/LoansAndAssetQualityInformation" xlink:href="fbp-20121231.xsd#LoansAndAssetQualityInformation" xlink:type="simple" />
    <link:roleRef roleURI="http://firstbancorp.com/role/PremisesAndEquipment" xlink:href="fbp-20121231.xsd#PremisesAndEquipment" xlink:type="simple" />
    <link:roleRef roleURI="http://firstbancorp.com/role/FdicIndemnificationAsset" xlink:href="fbp-20121231.xsd#FdicIndemnificationAsset" xlink:type="simple" />
    <link:roleRef roleURI="http://firstbancorp.com/role/GoodwillAndOtherIntangibleAssets" xlink:href="fbp-20121231.xsd#GoodwillAndOtherIntangibleAssets" xlink:type="simple" />
    <link:roleRef roleURI="http://firstbancorp.com/role/IncomeTaxes" xlink:href="fbp-20121231.xsd#IncomeTaxes" xlink:type="simple" />
    <link:roleRef roleURI="http://firstbancorp.com/role/TimeDepositsSecuritiesSoldUnderAgreementsToRepurchaseAndRelatedPartyDeposits" xlink:href="fbp-20121231.xsd#TimeDepositsSecuritiesSoldUnderAgreementsToRepurchaseAndRelatedPartyDeposits" xlink:type="simple" />
    <link:roleRef roleURI="http://firstbancorp.com/role/BorrowingsAndBorrowingsAvailability" xlink:href="fbp-20121231.xsd#BorrowingsAndBorrowingsAvailability" xlink:type="simple" />
    <link:roleRef roleURI="http://firstbancorp.com/role/Leases" xlink:href="fbp-20121231.xsd#Leases" xlink:type="simple" />
    <link:roleRef roleURI="http://firstbancorp.com/role/EmployeeBenefitPlans" xlink:href="fbp-20121231.xsd#EmployeeBenefitPlans" xlink:type="simple" />
    <link:roleRef roleURI="http://firstbancorp.com/role/CommitmentsContingenciesAndConcentrationsOfCreditRisk" xlink:href="fbp-20121231.xsd#CommitmentsContingenciesAndConcentrationsOfCreditRisk" xlink:type="simple" />
    <link:roleRef roleURI="http://firstbancorp.com/role/FairValue" xlink:href="fbp-20121231.xsd#FairValue" xlink:type="simple" />
    <link:roleRef roleURI="http://firstbancorp.com/role/Equity-BasedCompensationPlans" xlink:href="fbp-20121231.xsd#Equity-BasedCompensationPlans" xlink:type="simple" />
    <link:roleRef roleURI="http://firstbancorp.com/role/RegulatoryRestrictions" xlink:href="fbp-20121231.xsd#RegulatoryRestrictions" xlink:type="simple" />
    <link:roleRef roleURI="http://firstbancorp.com/role/SupplementaryIncomeStatementInformation" xlink:href="fbp-20121231.xsd#SupplementaryIncomeStatementInformation" xlink:type="simple" />
    <link:roleRef roleURI="http://firstbancorp.com/role/ParentCompanyInformation" xlink:href="fbp-20121231.xsd#ParentCompanyInformation" xlink:type="simple" />
    <link:roleRef roleURI="http://firstbancorp.com/role/ShareholdersEquityTransactions" xlink:href="fbp-20121231.xsd#ShareholdersEquityTransactions" xlink:type="simple" />
    <link:roleRef roleURI="http://firstbancorp.com/role/SubsequentEvent" xlink:href="fbp-20121231.xsd#SubsequentEvent" xlink:type="simple" />
    <link:roleRef roleURI="http://firstbancorp.com/role/SummaryOfSignificantAccountingPoliciesPolicies" xlink:href="fbp-20121231.xsd#SummaryOfSignificantAccountingPoliciesPolicies" xlink:type="simple" />
    <link:roleRef roleURI="http://firstbancorp.com/role/SummaryOfSignificantAccountingPoliciesTables" xlink:href="fbp-20121231.xsd#SummaryOfSignificantAccountingPoliciesTables" xlink:type="simple" />
    <link:roleRef roleURI="http://firstbancorp.com/role/Acquisitions-CompletedAndPendingTables" xlink:href="fbp-20121231.xsd#Acquisitions-CompletedAndPendingTables" xlink:type="simple" />
    <link:roleRef roleURI="http://firstbancorp.com/role/SecuritiesTables" xlink:href="fbp-20121231.xsd#SecuritiesTables" xlink:type="simple" />
    <link:roleRef roleURI="http://firstbancorp.com/role/LoansAndAssetQualityInformationTables" xlink:href="fbp-20121231.xsd#LoansAndAssetQualityInformationTables" xlink:type="simple" />
    <link:roleRef roleURI="http://firstbancorp.com/role/PremisesAndEquipmentTables" xlink:href="fbp-20121231.xsd#PremisesAndEquipmentTables" xlink:type="simple" />
    <link:roleRef roleURI="http://firstbancorp.com/role/FdicIndemnificationAssetTables" xlink:href="fbp-20121231.xsd#FdicIndemnificationAssetTables" xlink:type="simple" />
    <link:roleRef roleURI="http://firstbancorp.com/role/GoodwillAndOtherIntangibleAssetsTables" xlink:href="fbp-20121231.xsd#GoodwillAndOtherIntangibleAssetsTables" xlink:type="simple" />
    <link:roleRef roleURI="http://firstbancorp.com/role/IncomeTaxesTables" xlink:href="fbp-20121231.xsd#IncomeTaxesTables" xlink:type="simple" />
    <link:roleRef roleURI="http://firstbancorp.com/role/TimeDepositsSecuritiesSoldUnderAgreementsToRepurchaseAndRelatedPartyDepositsTables" xlink:href="fbp-20121231.xsd#TimeDepositsSecuritiesSoldUnderAgreementsToRepurchaseAndRelatedPartyDepositsTables" xlink:type="simple" />
    <link:roleRef roleURI="http://firstbancorp.com/role/BorrowingsAndBorrowingsAvailabilityTables" xlink:href="fbp-20121231.xsd#BorrowingsAndBorrowingsAvailabilityTables" xlink:type="simple" />
    <link:roleRef roleURI="http://firstbancorp.com/role/LeasesTables" xlink:href="fbp-20121231.xsd#LeasesTables" xlink:type="simple" />
    <link:roleRef roleURI="http://firstbancorp.com/role/EmployeeBenefitPlansTables" xlink:href="fbp-20121231.xsd#EmployeeBenefitPlansTables" xlink:type="simple" />
    <link:roleRef roleURI="http://firstbancorp.com/role/CommitmentsContingenciesAndConcentrationsOfCreditRiskTables" xlink:href="fbp-20121231.xsd#CommitmentsContingenciesAndConcentrationsOfCreditRiskTables" xlink:type="simple" />
    <link:roleRef roleURI="http://firstbancorp.com/role/FairValueTables" xlink:href="fbp-20121231.xsd#FairValueTables" xlink:type="simple" />
    <link:roleRef roleURI="http://firstbancorp.com/role/Equity-BasedCompensationPlansTables" xlink:href="fbp-20121231.xsd#Equity-BasedCompensationPlansTables" xlink:type="simple" />
    <link:roleRef roleURI="http://firstbancorp.com/role/RegulatoryRestrictionsTables" xlink:href="fbp-20121231.xsd#RegulatoryRestrictionsTables" xlink:type="simple" />
    <link:roleRef roleURI="http://firstbancorp.com/role/SupplementaryIncomeStatementInformationTables" xlink:href="fbp-20121231.xsd#SupplementaryIncomeStatementInformationTables" xlink:type="simple" />
    <link:roleRef roleURI="http://firstbancorp.com/role/ParentCompanyInformationTables" xlink:href="fbp-20121231.xsd#ParentCompanyInformationTables" xlink:type="simple" />
    <link:roleRef roleURI="http://firstbancorp.com/role/ShareholdersEquityTransactionsTables" xlink:href="fbp-20121231.xsd#ShareholdersEquityTransactionsTables" xlink:type="simple" />
    <link:roleRef roleURI="http://firstbancorp.com/role/SummaryOfSignificantAccountingPoliciesDetailsNarrative" xlink:href="fbp-20121231.xsd#SummaryOfSignificantAccountingPoliciesDetailsNarrative" xlink:type="simple" />
    <link:roleRef roleURI="http://firstbancorp.com/role/SummaryOfSignificantAccountingPoliciesDetails" xlink:href="fbp-20121231.xsd#SummaryOfSignificantAccountingPoliciesDetails" xlink:type="simple" />
    <link:roleRef roleURI="http://firstbancorp.com/role/SummaryOfSignificantAccountingPoliciesDetails1" xlink:href="fbp-20121231.xsd#SummaryOfSignificantAccountingPoliciesDetails1" xlink:type="simple" />
    <link:roleRef roleURI="http://firstbancorp.com/role/Acquisitions-CompletedAndPendingDetailsNarrative" xlink:href="fbp-20121231.xsd#Acquisitions-CompletedAndPendingDetailsNarrative" xlink:type="simple" />
    <link:roleRef roleURI="http://firstbancorp.com/role/Acquisitions-CompletedAndPendingDetails" xlink:href="fbp-20121231.xsd#Acquisitions-CompletedAndPendingDetails" xlink:type="simple" />
    <link:roleRef roleURI="http://firstbancorp.com/role/SecuritiesDetailsNarrative" xlink:href="fbp-20121231.xsd#SecuritiesDetailsNarrative" xlink:type="simple" />
    <link:roleRef roleURI="http://firstbancorp.com/role/SecuritiesDetails" xlink:href="fbp-20121231.xsd#SecuritiesDetails" xlink:type="simple" />
    <link:roleRef roleURI="http://firstbancorp.com/role/SecuritiesDetails1" xlink:href="fbp-20121231.xsd#SecuritiesDetails1" xlink:type="simple" />
    <link:roleRef roleURI="http://firstbancorp.com/role/SecuritiesDetails2" xlink:href="fbp-20121231.xsd#SecuritiesDetails2" xlink:type="simple" />
    <link:roleRef roleURI="http://firstbancorp.com/role/SecuritiesDetails3" xlink:href="fbp-20121231.xsd#SecuritiesDetails3" xlink:type="simple" />
    <link:roleRef roleURI="http://firstbancorp.com/role/LoansAndAssetQualityInformationDetailsNarrative" xlink:href="fbp-20121231.xsd#LoansAndAssetQualityInformationDetailsNarrative" xlink:type="simple" />
    <link:roleRef roleURI="http://firstbancorp.com/role/LoansAndAssetQualityInformationDetails" xlink:href="fbp-20121231.xsd#LoansAndAssetQualityInformationDetails" xlink:type="simple" />
    <link:roleRef roleURI="http://firstbancorp.com/role/LoansAndAssetQualityInformationDetails1" xlink:href="fbp-20121231.xsd#LoansAndAssetQualityInformationDetails1" xlink:type="simple" />
    <link:roleRef roleURI="http://firstbancorp.com/role/LoansAndAssetQualityInformationDetails2" xlink:href="fbp-20121231.xsd#LoansAndAssetQualityInformationDetails2" xlink:type="simple" />
    <link:roleRef roleURI="http://firstbancorp.com/role/LoansAndAssetQualityInformationDetails3" xlink:href="fbp-20121231.xsd#LoansAndAssetQualityInformationDetails3" xlink:type="simple" />
    <link:roleRef roleURI="http://firstbancorp.com/role/LoansAndAssetQualityInformationDetails4" xlink:href="fbp-20121231.xsd#LoansAndAssetQualityInformationDetails4" xlink:type="simple" />
    <link:roleRef roleURI="http://firstbancorp.com/role/LoansAndAssetQualityInformationDetails5" xlink:href="fbp-20121231.xsd#LoansAndAssetQualityInformationDetails5" xlink:type="simple" />
    <link:roleRef roleURI="http://firstbancorp.com/role/LoansAndAssetQualityInformationDetails6" xlink:href="fbp-20121231.xsd#LoansAndAssetQualityInformationDetails6" xlink:type="simple" />
    <link:roleRef roleURI="http://firstbancorp.com/role/LoansAndAssetQualityInformationDetails7" xlink:href="fbp-20121231.xsd#LoansAndAssetQualityInformationDetails7" xlink:type="simple" />
    <link:roleRef roleURI="http://firstbancorp.com/role/LoansAndAssetQualityInformationDetails8" xlink:href="fbp-20121231.xsd#LoansAndAssetQualityInformationDetails8" xlink:type="simple" />
    <link:roleRef roleURI="http://firstbancorp.com/role/LoansAndAssetQualityInformationDetails9" xlink:href="fbp-20121231.xsd#LoansAndAssetQualityInformationDetails9" xlink:type="simple" />
    <link:roleRef roleURI="http://firstbancorp.com/role/LoansAndAssetQualityInformationDetails10" xlink:href="fbp-20121231.xsd#LoansAndAssetQualityInformationDetails10" xlink:type="simple" />
    <link:roleRef roleURI="http://firstbancorp.com/role/LoansAndAssetQualityInformationDetails11" xlink:href="fbp-20121231.xsd#LoansAndAssetQualityInformationDetails11" xlink:type="simple" />
    <link:roleRef roleURI="http://firstbancorp.com/role/LoansAndAssetQualityInformationDetails12" xlink:href="fbp-20121231.xsd#LoansAndAssetQualityInformationDetails12" xlink:type="simple" />
    <link:roleRef roleURI="http://firstbancorp.com/role/LoansAndAssetQualityInformationDetails13" xlink:href="fbp-20121231.xsd#LoansAndAssetQualityInformationDetails13" xlink:type="simple" />
    <link:roleRef roleURI="http://firstbancorp.com/role/PremisesAndEquipmentDetails" xlink:href="fbp-20121231.xsd#PremisesAndEquipmentDetails" xlink:type="simple" />
    <link:roleRef roleURI="http://firstbancorp.com/role/FdicIndemnificationAssetDetails" xlink:href="fbp-20121231.xsd#FdicIndemnificationAssetDetails" xlink:type="simple" />
    <link:roleRef roleURI="http://firstbancorp.com/role/FdicIndemnificationAssetDetails1" xlink:href="fbp-20121231.xsd#FdicIndemnificationAssetDetails1" xlink:type="simple" />
    <link:roleRef roleURI="http://firstbancorp.com/role/GoodwillAndOtherIntangibleAssetsDetailsNarrative" xlink:href="fbp-20121231.xsd#GoodwillAndOtherIntangibleAssetsDetailsNarrative" xlink:type="simple" />
    <link:roleRef roleURI="http://firstbancorp.com/role/GoodwillAndOtherIntangibleAssetsDetails" xlink:href="fbp-20121231.xsd#GoodwillAndOtherIntangibleAssetsDetails" xlink:type="simple" />
    <link:roleRef roleURI="http://firstbancorp.com/role/GoodwillAndOtherIntangibleAssetsDetails1" xlink:href="fbp-20121231.xsd#GoodwillAndOtherIntangibleAssetsDetails1" xlink:type="simple" />
    <link:roleRef roleURI="http://firstbancorp.com/role/IncomeTaxesDetailsNarrative" xlink:href="fbp-20121231.xsd#IncomeTaxesDetailsNarrative" xlink:type="simple" />
    <link:roleRef roleURI="http://firstbancorp.com/role/IncomeTaxesDetails" xlink:href="fbp-20121231.xsd#IncomeTaxesDetails" xlink:type="simple" />
    <link:roleRef roleURI="http://firstbancorp.com/role/IncomeTaxesDetails1" xlink:href="fbp-20121231.xsd#IncomeTaxesDetails1" xlink:type="simple" />
    <link:roleRef roleURI="http://firstbancorp.com/role/IncomeTaxesDetails2" xlink:href="fbp-20121231.xsd#IncomeTaxesDetails2" xlink:type="simple" />
    <link:roleRef roleURI="http://firstbancorp.com/role/IncomeTaxesDetails3" xlink:href="fbp-20121231.xsd#IncomeTaxesDetails3" xlink:type="simple" />
    <link:roleRef roleURI="http://firstbancorp.com/role/TimeDepositsSecuritiesSoldUnderAgreementsToRepurchaseAndRelatedPartyDepositsDetailsNarrative" xlink:href="fbp-20121231.xsd#TimeDepositsSecuritiesSoldUnderAgreementsToRepurchaseAndRelatedPartyDepositsDetailsNarrative" xlink:type="simple" />
    <link:roleRef roleURI="http://firstbancorp.com/role/TimeDepositsSecuritiesSoldUnderAgreementsToRepurchaseAndRelatedPartyDepositsDetails" xlink:href="fbp-20121231.xsd#TimeDepositsSecuritiesSoldUnderAgreementsToRepurchaseAndRelatedPartyDepositsDetails" xlink:type="simple" />
    <link:roleRef roleURI="http://firstbancorp.com/role/TimeDepositsSecuritiesSoldUnderAgreementsToRepurchaseAndRelatedPartyDepositsDetails1" xlink:href="fbp-20121231.xsd#TimeDepositsSecuritiesSoldUnderAgreementsToRepurchaseAndRelatedPartyDepositsDetails1" xlink:type="simple" />
    <link:roleRef roleURI="http://firstbancorp.com/role/BorrowingsAndBorrowingsAvailabilityDetailsNarrative" xlink:href="fbp-20121231.xsd#BorrowingsAndBorrowingsAvailabilityDetailsNarrative" xlink:type="simple" />
    <link:roleRef roleURI="http://firstbancorp.com/role/BorrowingsAndBorrowingsAvailabilityDetails" xlink:href="fbp-20121231.xsd#BorrowingsAndBorrowingsAvailabilityDetails" xlink:type="simple" />
    <link:roleRef roleURI="http://firstbancorp.com/role/LeasesDetailsNarrative" xlink:href="fbp-20121231.xsd#LeasesDetailsNarrative" xlink:type="simple" />
    <link:roleRef roleURI="http://firstbancorp.com/role/LeasesDetails" xlink:href="fbp-20121231.xsd#LeasesDetails" xlink:type="simple" />
    <link:roleRef roleURI="http://firstbancorp.com/role/EmployeeBenefitPlansDetailsNarrative" xlink:href="fbp-20121231.xsd#EmployeeBenefitPlansDetailsNarrative" xlink:type="simple" />
    <link:roleRef roleURI="http://firstbancorp.com/role/EmployeeBenefitPlansDetails" xlink:href="fbp-20121231.xsd#EmployeeBenefitPlansDetails" xlink:type="simple" />
    <link:roleRef roleURI="http://firstbancorp.com/role/EmployeeBenefitPlansDetails1" xlink:href="fbp-20121231.xsd#EmployeeBenefitPlansDetails1" xlink:type="simple" />
    <link:roleRef roleURI="http://firstbancorp.com/role/EmployeeBenefitPlansDetails2" xlink:href="fbp-20121231.xsd#EmployeeBenefitPlansDetails2" xlink:type="simple" />
    <link:roleRef roleURI="http://firstbancorp.com/role/EmployeeBenefitPlansDetails3" xlink:href="fbp-20121231.xsd#EmployeeBenefitPlansDetails3" xlink:type="simple" />
    <link:roleRef roleURI="http://firstbancorp.com/role/EmployeeBenefitPlansDetails4" xlink:href="fbp-20121231.xsd#EmployeeBenefitPlansDetails4" xlink:type="simple" />
    <link:roleRef roleURI="http://firstbancorp.com/role/EmployeeBenefitPlansDetails5" xlink:href="fbp-20121231.xsd#EmployeeBenefitPlansDetails5" xlink:type="simple" />
    <link:roleRef roleURI="http://firstbancorp.com/role/EmployeeBenefitPlansDetails6" xlink:href="fbp-20121231.xsd#EmployeeBenefitPlansDetails6" xlink:type="simple" />
    <link:roleRef roleURI="http://firstbancorp.com/role/EmployeeBenefitPlansDetails7" xlink:href="fbp-20121231.xsd#EmployeeBenefitPlansDetails7" xlink:type="simple" />
    <link:roleRef roleURI="http://firstbancorp.com/role/EmployeeBenefitPlansDetails8" xlink:href="fbp-20121231.xsd#EmployeeBenefitPlansDetails8" xlink:type="simple" />
    <link:roleRef roleURI="http://firstbancorp.com/role/EmployeeBenefitPlansDetails9" xlink:href="fbp-20121231.xsd#EmployeeBenefitPlansDetails9" xlink:type="simple" />
    <link:roleRef roleURI="http://firstbancorp.com/role/EmployeeBenefitPlansDetails10" xlink:href="fbp-20121231.xsd#EmployeeBenefitPlansDetails10" xlink:type="simple" />
    <link:roleRef roleURI="http://firstbancorp.com/role/EmployeeBenefitPlansDetails11" xlink:href="fbp-20121231.xsd#EmployeeBenefitPlansDetails11" xlink:type="simple" />
    <link:roleRef roleURI="http://firstbancorp.com/role/EmployeeBenefitPlansDetails12" xlink:href="fbp-20121231.xsd#EmployeeBenefitPlansDetails12" xlink:type="simple" />
    <link:roleRef roleURI="http://firstbancorp.com/role/EmployeeBenefitPlansDetails13" xlink:href="fbp-20121231.xsd#EmployeeBenefitPlansDetails13" xlink:type="simple" />
    <link:roleRef roleURI="http://firstbancorp.com/role/EmployeeBenefitPlansDetails14" xlink:href="fbp-20121231.xsd#EmployeeBenefitPlansDetails14" xlink:type="simple" />
    <link:roleRef roleURI="http://firstbancorp.com/role/EmployeeBenefitPlansDetails15" xlink:href="fbp-20121231.xsd#EmployeeBenefitPlansDetails15" xlink:type="simple" />
    <link:roleRef roleURI="http://firstbancorp.com/role/EmployeeBenefitPlansDetails16" xlink:href="fbp-20121231.xsd#EmployeeBenefitPlansDetails16" xlink:type="simple" />
    <link:roleRef roleURI="http://firstbancorp.com/role/EmployeeBenefitPlansDetails17" xlink:href="fbp-20121231.xsd#EmployeeBenefitPlansDetails17" xlink:type="simple" />
    <link:roleRef roleURI="http://firstbancorp.com/role/CommitmentsContingenciesAndConcentrationsOfCreditRiskDetailsNarrative" xlink:href="fbp-20121231.xsd#CommitmentsContingenciesAndConcentrationsOfCreditRiskDetailsNarrative" xlink:type="simple" />
    <link:roleRef roleURI="http://firstbancorp.com/role/CommitmentsContingenciesAndConcentrationsOfCreditRiskDetails" xlink:href="fbp-20121231.xsd#CommitmentsContingenciesAndConcentrationsOfCreditRiskDetails" xlink:type="simple" />
    <link:roleRef roleURI="http://firstbancorp.com/role/CommitmentsContingenciesAndConcentrationsOfCreditRiskDetails1" xlink:href="fbp-20121231.xsd#CommitmentsContingenciesAndConcentrationsOfCreditRiskDetails1" xlink:type="simple" />
    <link:roleRef roleURI="http://firstbancorp.com/role/FairValueDetailsNarrative" xlink:href="fbp-20121231.xsd#FairValueDetailsNarrative" xlink:type="simple" />
    <link:roleRef roleURI="http://firstbancorp.com/role/FairValueDetails" xlink:href="fbp-20121231.xsd#FairValueDetails" xlink:type="simple" />
    <link:roleRef roleURI="http://firstbancorp.com/role/FairValueDetails1" xlink:href="fbp-20121231.xsd#FairValueDetails1" xlink:type="simple" />
    <link:roleRef roleURI="http://firstbancorp.com/role/FairValueDetails2" xlink:href="fbp-20121231.xsd#FairValueDetails2" xlink:type="simple" />
    <link:roleRef roleURI="http://firstbancorp.com/role/Equity-BasedCompensationPlansDetailsNarrative" xlink:href="fbp-20121231.xsd#Equity-BasedCompensationPlansDetailsNarrative" xlink:type="simple" />
    <link:roleRef roleURI="http://firstbancorp.com/role/Equity-BasedCompensationPlansDetails" xlink:href="fbp-20121231.xsd#Equity-BasedCompensationPlansDetails" xlink:type="simple" />
    <link:roleRef roleURI="http://firstbancorp.com/role/Equity-BasedCompensationPlansDetails1" xlink:href="fbp-20121231.xsd#Equity-BasedCompensationPlansDetails1" xlink:type="simple" />
    <link:roleRef roleURI="http://firstbancorp.com/role/Equity-BasedCompensationPlansDetails2" xlink:href="fbp-20121231.xsd#Equity-BasedCompensationPlansDetails2" xlink:type="simple" />
    <link:roleRef roleURI="http://firstbancorp.com/role/Equity-BasedCompensationPlansDetails3" xlink:href="fbp-20121231.xsd#Equity-BasedCompensationPlansDetails3" xlink:type="simple" />
    <link:roleRef roleURI="http://firstbancorp.com/role/RegulatoryRestrictionsDetailsNarrative" xlink:href="fbp-20121231.xsd#RegulatoryRestrictionsDetailsNarrative" xlink:type="simple" />
    <link:roleRef roleURI="http://firstbancorp.com/role/RegulatoryRestrictionsDetails" xlink:href="fbp-20121231.xsd#RegulatoryRestrictionsDetails" xlink:type="simple" />
    <link:roleRef roleURI="http://firstbancorp.com/role/SupplementaryIncomeStatementInformationDetails" xlink:href="fbp-20121231.xsd#SupplementaryIncomeStatementInformationDetails" xlink:type="simple" />
    <link:roleRef roleURI="http://firstbancorp.com/role/ParentCompanyInformationDetails" xlink:href="fbp-20121231.xsd#ParentCompanyInformationDetails" xlink:type="simple" />
    <link:roleRef roleURI="http://firstbancorp.com/role/ParentCompanyInformationDetails1" xlink:href="fbp-20121231.xsd#ParentCompanyInformationDetails1" xlink:type="simple" />
    <link:roleRef roleURI="http://firstbancorp.com/role/ParentCompanyInformationDetails2" xlink:href="fbp-20121231.xsd#ParentCompanyInformationDetails2" xlink:type="simple" />
    <link:roleRef roleURI="http://firstbancorp.com/role/ShareholdersEquityTransactionsDetailsNarrative" xlink:href="fbp-20121231.xsd#ShareholdersEquityTransactionsDetailsNarrative" xlink:type="simple" />
    <link:roleRef roleURI="http://firstbancorp.com/role/ShareholdersEquityTransactionsDetails" xlink:href="fbp-20121231.xsd#ShareholdersEquityTransactionsDetails" xlink:type="simple" />
    <link:roleRef roleURI="http://firstbancorp.com/role/SubsequentEventDetailsNarrative" xlink:href="fbp-20121231.xsd#SubsequentEventDetailsNarrative" xlink:type="simple" />
    <link:arcroleRef xlink:type="simple" xlink:href="http://www.xbrl.org/2005/xbrldt-2005.xsd#hypercube-dimension" arcroleURI="http://xbrl.org/int/dim/arcrole/hypercube-dimension" />
    <link:arcroleRef xlink:type="simple" xlink:href="http://www.xbrl.org/2005/xbrldt-2005.xsd#dimension-domain" arcroleURI="http://xbrl.org/int/dim/arcrole/dimension-domain" />
    <link:arcroleRef xlink:type="simple" xlink:href="http://www.xbrl.org/2005/xbrldt-2005.xsd#domain-member" arcroleURI="http://xbrl.org/int/dim/arcrole/domain-member" />
    <link:arcroleRef xlink:type="simple" xlink:href="http://www.xbrl.org/2005/xbrldt-2005.xsd#all" arcroleURI="http://xbrl.org/int/dim/arcrole/all" />
    <link:arcroleRef xlink:type="simple" xlink:href="http://www.xbrl.org/2005/xbrldt-2005.xsd#notAll" arcroleURI="http://xbrl.org/int/dim/arcrole/notAll" />
    <link:arcroleRef xlink:type="simple" xlink:href="http://www.xbrl.org/2005/xbrldt-2005.xsd#dimension-default" arcroleURI="http://xbrl.org/int/dim/arcrole/dimension-default" />
    <link:definitionLink xlink:type="extended" xlink:role="http://firstbancorp.com/role/DocumentAndEntityInformation" xlink:title="0001 - Document - Document and Entity Information" />
    <link:definitionLink xlink:type="extended" xlink:role="http://firstbancorp.com/role/BalanceSheets" xlink:title="0002 - Statement - Consolidated Balance Sheets">
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StatementLineItems" xlink:label="loc_FBPStatementLineItems" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StatementTable" xlink:label="loc_FBPStatementTable" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/all" xbrldt:contextElement="segment" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPStatementTable" xlink:type="arc" order="10" xbrldt:closed="true" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StatementClassOfStockAxis" xlink:label="loc_FBPStatementClassOfStockAxis" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_FBPStatementTable" xlink:to="loc_FBPStatementClassOfStockAxis" xlink:type="arc" order="1" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ClassOfStockDomain" xlink:label="loc_FBPClassOfStockDomain" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_FBPStatementClassOfStockAxis" xlink:to="loc_FBPClassOfStockDomain" xlink:type="arc" order="20" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ClassOfStockDomain" xlink:label="loc_FBPClassOfStockDomain_10" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xbrldt:contextElement="segment" xlink:from="loc_FBPStatementClassOfStockAxis" xlink:to="loc_FBPClassOfStockDomain_10" xlink:type="arc" order="30" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_SeriesBPreferredStockMember" xlink:label="loc_FBPSeriesBPreferredStockMember_10" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPClassOfStockDomain" xlink:to="loc_FBPSeriesBPreferredStockMember_10" xlink:type="arc" order="11" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_SeriesCPreferredStockMember" xlink:label="loc_FBPSeriesCPreferredStockMember_20" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPClassOfStockDomain" xlink:to="loc_FBPSeriesCPreferredStockMember_20" xlink:type="arc" order="21" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_AssetsAbstract" xlink:label="loc_FBPAssetsAbstract_70" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPAssetsAbstract_70" xlink:type="arc" order="0" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_CashAndDueFromBanks" xlink:label="loc_FBPCashAndDueFromBanks_70" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPAssetsAbstract_70" xlink:to="loc_FBPCashAndDueFromBanks_70" xlink:type="arc" order="1" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_InterestBearingDepositsInBanks" xlink:label="loc_FBPInterestBearingDepositsInBanks_70" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPAssetsAbstract_70" xlink:to="loc_FBPInterestBearingDepositsInBanks_70" xlink:type="arc" order="2" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_FederalFundsSold" xlink:label="loc_FBPFederalFundsSold_70" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPAssetsAbstract_70" xlink:to="loc_FBPFederalFundsSold_70" xlink:type="arc" order="3" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_CashCashEquivalentsAndFederalFundsSold" xlink:label="loc_FBPCashCashEquivalentsAndFederalFundsSold_70" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPAssetsAbstract_70" xlink:to="loc_FBPCashCashEquivalentsAndFederalFundsSold_70" xlink:type="arc" order="4" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_AvailableForSaleSecurities" xlink:label="loc_FBPAvailableForSaleSecurities_70" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPAssetsAbstract_70" xlink:to="loc_FBPAvailableForSaleSecurities_70" xlink:type="arc" order="6" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_HeldToMaturitySecurities" xlink:label="loc_FBPHeldToMaturitySecurities_70" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPAssetsAbstract_70" xlink:to="loc_FBPHeldToMaturitySecurities_70" xlink:type="arc" order="7" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_LoansHeldForSaleMortgages" xlink:label="loc_FBPLoansHeldForSaleMortgages_70" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPAssetsAbstract_70" xlink:to="loc_FBPLoansHeldForSaleMortgages_70" xlink:type="arc" order="9" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_LoansAndLeasesReceivableGrossCarryingAmount" xlink:label="loc_FBPLoansAndLeasesReceivableGrossCarryingAmount_70" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPAssetsAbstract_70" xlink:to="loc_FBPLoansAndLeasesReceivableGrossCarryingAmount_70" xlink:type="arc" order="11" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_LoansAndLeasesReceivableGrossCarryingAmountCovered" xlink:label="loc_FBPLoansAndLeasesReceivableGrossCarryingAmountCovered_70" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPAssetsAbstract_70" xlink:to="loc_FBPLoansAndLeasesReceivableGrossCarryingAmountCovered_70" xlink:type="arc" order="12" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_Loans" xlink:label="loc_FBPLoans_70" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPAssetsAbstract_70" xlink:to="loc_FBPLoans_70" xlink:type="arc" order="13" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_LoansAndLeasesReceivableAllowance" xlink:label="loc_FBPLoansAndLeasesReceivableAllowance_70" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPAssetsAbstract_70" xlink:to="loc_FBPLoansAndLeasesReceivableAllowance_70" xlink:type="arc" order="14" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_LoansAndLeasesReceivableAllowanceCovered" xlink:label="loc_FBPLoansAndLeasesReceivableAllowanceCovered_70" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPAssetsAbstract_70" xlink:to="loc_FBPLoansAndLeasesReceivableAllowanceCovered_70" xlink:type="arc" order="15" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_AllowanceForLoanLosses" xlink:label="loc_FBPAllowanceForLoanLosses_70" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPAssetsAbstract_70" xlink:to="loc_FBPAllowanceForLoanLosses_70" xlink:type="arc" order="16" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_LoansAndLeasesReceivableNetReportedAmountCoveredAndNotCovered" xlink:label="loc_FBPLoansAndLeasesReceivableNetReportedAmountCoveredAndNotCovered_70" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPAssetsAbstract_70" xlink:to="loc_FBPLoansAndLeasesReceivableNetReportedAmountCoveredAndNotCovered_70" xlink:type="arc" order="17" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_LoansHeldForSaleOther" xlink:label="loc_FBPLoansHeldForSaleOther_70" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPAssetsAbstract_70" xlink:to="loc_FBPLoansHeldForSaleOther_70" xlink:type="arc" order="19" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_PropertyPlantAndEquipmentNet" xlink:label="loc_FBPPropertyPlantAndEquipmentNet_70" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPAssetsAbstract_70" xlink:to="loc_FBPPropertyPlantAndEquipmentNet_70" xlink:type="arc" order="20" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_InterestReceivable" xlink:label="loc_FBPInterestReceivable_70" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPAssetsAbstract_70" xlink:to="loc_FBPInterestReceivable_70" xlink:type="arc" order="21" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_FDICIndemnificationAsset" xlink:label="loc_FBPFDICIndemnificationAsset_70" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPAssetsAbstract_70" xlink:to="loc_FBPFDICIndemnificationAsset_70" xlink:type="arc" order="22" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_Goodwill" xlink:label="loc_FBPGoodwill_70" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPAssetsAbstract_70" xlink:to="loc_FBPGoodwill_70" xlink:type="arc" order="23" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_IntangibleAssetsNetExcludingGoodwill" xlink:label="loc_FBPIntangibleAssetsNetExcludingGoodwill_70" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPAssetsAbstract_70" xlink:to="loc_FBPIntangibleAssetsNetExcludingGoodwill_70" xlink:type="arc" order="24" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_ForeclosedRealEstateNoncovered" xlink:label="loc_FBPForeclosedRealEstateNoncovered_70" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPAssetsAbstract_70" xlink:to="loc_FBPForeclosedRealEstateNoncovered_70" xlink:type="arc" order="25" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_ForeclosedRealEstateCovered" xlink:label="loc_FBPForeclosedRealEstateCovered_70" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPAssetsAbstract_70" xlink:to="loc_FBPForeclosedRealEstateCovered_70" xlink:type="arc" order="26" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_BankOwnedLifeInsurance" xlink:label="loc_FBPBankOwnedLifeInsurance_70" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPAssetsAbstract_70" xlink:to="loc_FBPBankOwnedLifeInsurance_70" xlink:type="arc" order="27" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_OtherAssets" xlink:label="loc_FBPOtherAssets_70" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPAssetsAbstract_70" xlink:to="loc_FBPOtherAssets_70" xlink:type="arc" order="28" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_Assets" xlink:label="loc_FBPAssets_70" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPAssetsAbstract_70" xlink:to="loc_FBPAssets_70" xlink:type="arc" order="29" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_LiabilitiesAbstract" xlink:label="loc_FBPLiabilitiesAbstract_70" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPLiabilitiesAbstract_70" xlink:type="arc" order="31" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_NoninterestBearingDomesticDepositDemand" xlink:label="loc_FBPNoninterestBearingDomesticDepositDemand_70" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPLiabilitiesAbstract_70" xlink:to="loc_FBPNoninterestBearingDomesticDepositDemand_70" xlink:type="arc" order="32" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_InterestBearingDomesticDepositChecking" xlink:label="loc_FBPInterestBearingDomesticDepositChecking_70" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPLiabilitiesAbstract_70" xlink:to="loc_FBPInterestBearingDomesticDepositChecking_70" xlink:type="arc" order="33" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_DepositsMoneyMarketDeposits" xlink:label="loc_FBPDepositsMoneyMarketDeposits_70" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPLiabilitiesAbstract_70" xlink:to="loc_FBPDepositsMoneyMarketDeposits_70" xlink:type="arc" order="34" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_DepositsSavingsDeposits" xlink:label="loc_FBPDepositsSavingsDeposits_70" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPLiabilitiesAbstract_70" xlink:to="loc_FBPDepositsSavingsDeposits_70" xlink:type="arc" order="35" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_TimeDeposits100000OrMoreDomestic" xlink:label="loc_FBPTimeDeposits100000OrMoreDomestic_70" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPLiabilitiesAbstract_70" xlink:to="loc_FBPTimeDeposits100000OrMoreDomestic_70" xlink:type="arc" order="36" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_TimeDepositsLessThan100000" xlink:label="loc_FBPTimeDepositsLessThan100000_70" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPLiabilitiesAbstract_70" xlink:to="loc_FBPTimeDepositsLessThan100000_70" xlink:type="arc" order="37" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_Deposits" xlink:label="loc_FBPDeposits_70" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPLiabilitiesAbstract_70" xlink:to="loc_FBPDeposits_70" xlink:type="arc" order="38" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_FederalFundsPurchasedAndSecuritiesSoldUnderAgreementsToRepurchase" xlink:label="loc_FBPFederalFundsPurchasedAndSecuritiesSoldUnderAgreementsToRepurchase_70" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPLiabilitiesAbstract_70" xlink:to="loc_FBPFederalFundsPurchasedAndSecuritiesSoldUnderAgreementsToRepurchase_70" xlink:type="arc" order="39" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_OtherBorrowings" xlink:label="loc_FBPOtherBorrowings_70" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPLiabilitiesAbstract_70" xlink:to="loc_FBPOtherBorrowings_70" xlink:type="arc" order="40" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_InterestPayableCurrentAndNoncurrent" xlink:label="loc_FBPInterestPayableCurrentAndNoncurrent_70" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPLiabilitiesAbstract_70" xlink:to="loc_FBPInterestPayableCurrentAndNoncurrent_70" xlink:type="arc" order="41" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_OtherLiabilities" xlink:label="loc_FBPOtherLiabilities_70" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPLiabilitiesAbstract_70" xlink:to="loc_FBPOtherLiabilities_70" xlink:type="arc" order="42" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_Liabilities" xlink:label="loc_FBPLiabilities_70" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPLiabilitiesAbstract_70" xlink:to="loc_FBPLiabilities_70" xlink:type="arc" order="43" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_CommitmentsAndContingencies" xlink:label="loc_FBPCommitmentsAndContingencies_70" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPLiabilitiesAbstract_70" xlink:to="loc_FBPCommitmentsAndContingencies_70" xlink:type="arc" order="45" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StockholdersEquityAbstract" xlink:label="loc_FBPStockholdersEquityAbstract_70" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPStockholdersEquityAbstract_70" xlink:type="arc" order="47" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_PreferredStockValue" xlink:label="loc_FBPPreferredStockValue_70" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPStockholdersEquityAbstract_70" xlink:to="loc_FBPPreferredStockValue_70" xlink:type="arc" order="48" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_CommonStockValue" xlink:label="loc_FBPCommonStockValue_70" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPStockholdersEquityAbstract_70" xlink:to="loc_FBPCommonStockValue_70" xlink:type="arc" order="49" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_RetainedEarningsAccumulatedDeficit" xlink:label="loc_FBPRetainedEarningsAccumulatedDeficit_70" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPStockholdersEquityAbstract_70" xlink:to="loc_FBPRetainedEarningsAccumulatedDeficit_70" xlink:type="arc" order="50" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_AccumulatedOtherComprehensiveIncomeLossNetOfTax" xlink:label="loc_FBPAccumulatedOtherComprehensiveIncomeLossNetOfTax_70" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPStockholdersEquityAbstract_70" xlink:to="loc_FBPAccumulatedOtherComprehensiveIncomeLossNetOfTax_70" xlink:type="arc" order="51" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StockholdersEquity" xlink:label="loc_FBPStockholdersEquity_70" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPStockholdersEquityAbstract_70" xlink:to="loc_FBPStockholdersEquity_70" xlink:type="arc" order="52" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_LiabilitiesAndStockholdersEquity" xlink:label="loc_FBPLiabilitiesAndStockholdersEquity_70" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPStockholdersEquityAbstract_70" xlink:to="loc_FBPLiabilitiesAndStockholdersEquity_70" xlink:type="arc" order="53" />
    </link:definitionLink>
    <link:definitionLink xlink:type="extended" xlink:role="http://firstbancorp.com/role/BalanceSheetsParenthetical" xlink:title="0003 - Statement - Consolidated Balance Sheets (Parenthetical)">
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StatementLineItems" xlink:label="loc_FBPStatementLineItems" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StatementTable" xlink:label="loc_FBPStatementTable" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/all" xbrldt:contextElement="segment" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPStatementTable" xlink:type="arc" order="10" xbrldt:closed="true" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StatementClassOfStockAxis" xlink:label="loc_FBPStatementClassOfStockAxis" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_FBPStatementTable" xlink:to="loc_FBPStatementClassOfStockAxis" xlink:type="arc" order="1" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ClassOfStockDomain" xlink:label="loc_FBPClassOfStockDomain" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_FBPStatementClassOfStockAxis" xlink:to="loc_FBPClassOfStockDomain" xlink:type="arc" order="20" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ClassOfStockDomain" xlink:label="loc_FBPClassOfStockDomain_10" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xbrldt:contextElement="segment" xlink:from="loc_FBPStatementClassOfStockAxis" xlink:to="loc_FBPClassOfStockDomain_10" xlink:type="arc" order="30" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_SeriesBPreferredStockMember" xlink:label="loc_FBPSeriesBPreferredStockMember_10" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPClassOfStockDomain" xlink:to="loc_FBPSeriesBPreferredStockMember_10" xlink:type="arc" order="11" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_SeriesCPreferredStockMember" xlink:label="loc_FBPSeriesCPreferredStockMember_20" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPClassOfStockDomain" xlink:to="loc_FBPSeriesCPreferredStockMember_20" xlink:type="arc" order="21" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_HeldToMaturitySecuritiesFairValue" xlink:label="loc_FBPHeldToMaturitySecuritiesFairValue_70" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPHeldToMaturitySecuritiesFairValue_70" xlink:type="arc" order="0" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_PreferredStockSharesAuthorized" xlink:label="loc_FBPPreferredStockSharesAuthorized_70" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPPreferredStockSharesAuthorized_70" xlink:type="arc" order="1" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_PreferredStockSharesIssued" xlink:label="loc_FBPPreferredStockSharesIssued_70" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPPreferredStockSharesIssued_70" xlink:type="arc" order="2" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_PreferredStockSharesOutstanding" xlink:label="loc_FBPPreferredStockSharesOutstanding_70" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPPreferredStockSharesOutstanding_70" xlink:type="arc" order="3" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_CommonStockSharesAuthorized" xlink:label="loc_FBPCommonStockSharesAuthorized_70" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPCommonStockSharesAuthorized_70" xlink:type="arc" order="4" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_CommonStockSharesIssued" xlink:label="loc_FBPCommonStockSharesIssued_70" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPCommonStockSharesIssued_70" xlink:type="arc" order="5" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_CommonStockSharesOutstanding" xlink:label="loc_FBPCommonStockSharesOutstanding_70" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPCommonStockSharesOutstanding_70" xlink:type="arc" order="6" />
    </link:definitionLink>
    <link:definitionLink xlink:type="extended" xlink:role="http://firstbancorp.com/role/StatementsOfIncome" xlink:title="0004 - Statement - Consolidated Statements of Income" />
    <link:definitionLink xlink:type="extended" xlink:role="http://firstbancorp.com/role/StatementsOfComprehensiveIncome" xlink:title="0005 - Statement - Consolidated Statements of Comprehensive Income" />
    <link:definitionLink xlink:type="extended" xlink:role="http://firstbancorp.com/role/StatementsOfShareholdersEquity" xlink:title="0006 - Statement - Consolidated Statements of Shareholders' Equity">
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StatementLineItems" xlink:label="loc_FBPStatementLineItems" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StatementTable" xlink:label="loc_FBPStatementTable" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/all" xbrldt:contextElement="segment" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPStatementTable" xlink:type="arc" order="10" xbrldt:closed="true" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StatementEquityComponentsAxis" xlink:label="loc_FBPStatementEquityComponentsAxis" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_FBPStatementTable" xlink:to="loc_FBPStatementEquityComponentsAxis" xlink:type="arc" order="1" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_EquityComponentDomain" xlink:label="loc_FBPEquityComponentDomain" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_FBPStatementEquityComponentsAxis" xlink:to="loc_FBPEquityComponentDomain" xlink:type="arc" order="20" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_EquityComponentDomain" xlink:label="loc_FBPEquityComponentDomain_10" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xbrldt:contextElement="segment" xlink:from="loc_FBPStatementEquityComponentsAxis" xlink:to="loc_FBPEquityComponentDomain_10" xlink:type="arc" order="30" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_PreferredStockMember" xlink:label="loc_FBPPreferredStockMember_0" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPEquityComponentDomain" xlink:to="loc_FBPPreferredStockMember_0" xlink:type="arc" order="1" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_PreferredStockDiscountMemberMember" xlink:label="loc_FBPPreferredStockDiscountMemberMember_10" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPEquityComponentDomain" xlink:to="loc_FBPPreferredStockDiscountMemberMember_10" xlink:type="arc" order="11" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_CommonStockMember" xlink:label="loc_FBPCommonStockMember_20" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPEquityComponentDomain" xlink:to="loc_FBPCommonStockMember_20" xlink:type="arc" order="21" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_RetainedEarningsMember" xlink:label="loc_FBPRetainedEarningsMember_30" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPEquityComponentDomain" xlink:to="loc_FBPRetainedEarningsMember_30" xlink:type="arc" order="31" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_AccumulatedOtherComprehensiveIncomeMember" xlink:label="loc_FBPAccumulatedOtherComprehensiveIncomeMember_40" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPEquityComponentDomain" xlink:to="loc_FBPAccumulatedOtherComprehensiveIncomeMember_40" xlink:type="arc" order="41" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest" xlink:label="loc_FBPStockholdersEquityIncludingPortionAttributableToNoncontrollingInterest_70" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPStockholdersEquityIncludingPortionAttributableToNoncontrollingInterest_70" xlink:type="arc" order="1" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_CommonStockSharesOutstanding" xlink:label="loc_FBPCommonStockSharesOutstanding_70" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPCommonStockSharesOutstanding_70" xlink:type="arc" order="2" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_NetIncomeLoss" xlink:label="loc_FBPNetIncomeLoss_70" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPNetIncomeLoss_70" xlink:type="arc" order="4" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StockRedeemedOrCalledDuringPeriodValue" xlink:label="loc_FBPStockRedeemedOrCalledDuringPeriodValue_70" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPStockRedeemedOrCalledDuringPeriodValue_70" xlink:type="arc" order="5" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StockIssuedDuringPeriodValueNewIssues" xlink:label="loc_FBPStockIssuedDuringPeriodValueNewIssues_70" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPStockIssuedDuringPeriodValueNewIssues_70" xlink:type="arc" order="6" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StockIssuedDuringPeriodValueStockOptionsExercised" xlink:label="loc_FBPStockIssuedDuringPeriodValueStockOptionsExercised_70" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPStockIssuedDuringPeriodValueStockOptionsExercised_70" xlink:type="arc" order="7" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StockIssuedDuringPeriodSharesStockOptionsExercised" xlink:label="loc_FBPStockIssuedDuringPeriodSharesStockOptionsExercised_70" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPStockIssuedDuringPeriodSharesStockOptionsExercised_70" xlink:type="arc" order="8" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StockIssuedDuringPeriodValueDividendReinvestmentPlan" xlink:label="loc_FBPStockIssuedDuringPeriodValueDividendReinvestmentPlan_70" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPStockIssuedDuringPeriodValueDividendReinvestmentPlan_70" xlink:type="arc" order="9" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StockIssuedDuringPeriodSharesDividendReinvestmentPlan" xlink:label="loc_FBPStockIssuedDuringPeriodSharesDividendReinvestmentPlan_70" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPStockIssuedDuringPeriodSharesDividendReinvestmentPlan_70" xlink:type="arc" order="10" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StockRepurchasedDuringPeriodValue" xlink:label="loc_FBPStockRepurchasedDuringPeriodValue_70" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPStockRepurchasedDuringPeriodValue_70" xlink:type="arc" order="11" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StockRepurchasedDuringPeriodShares" xlink:label="loc_FBPStockRepurchasedDuringPeriodShares_70" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPStockRepurchasedDuringPeriodShares_70" xlink:type="arc" order="12" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_PaymentsForRepurchaseOfWarrants" xlink:label="loc_FBPPaymentsForRepurchaseOfWarrants_70" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPPaymentsForRepurchaseOfWarrants_70" xlink:type="arc" order="13" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_DividendsCommonStockCash" xlink:label="loc_FBPDividendsCommonStockCash_70" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPDividendsCommonStockCash_70" xlink:type="arc" order="14" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_DividendsPreferredStockCash" xlink:label="loc_FBPDividendsPreferredStockCash_70" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPDividendsPreferredStockCash_70" xlink:type="arc" order="15" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_PreferredStockAccretionOfRedemptionDiscount" xlink:label="loc_FBPPreferredStockAccretionOfRedemptionDiscount_70" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPPreferredStockAccretionOfRedemptionDiscount_70" xlink:type="arc" order="16" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ExcessTaxBenefitFromShareBasedCompensationFinancingActivities" xlink:label="loc_FBPExcessTaxBenefitFromShareBasedCompensationFinancingActivities_70" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPExcessTaxBenefitFromShareBasedCompensationFinancingActivities_70" xlink:type="arc" order="17" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StockIssuedDuringPeriodValueShareBasedCompensation" xlink:label="loc_FBPStockIssuedDuringPeriodValueShareBasedCompensation_70" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPStockIssuedDuringPeriodValueShareBasedCompensation_70" xlink:type="arc" order="18" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StockIssuedDuringPeriodSharesShareBasedCompensation" xlink:label="loc_FBPStockIssuedDuringPeriodSharesShareBasedCompensation_70" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPStockIssuedDuringPeriodSharesShareBasedCompensation_70" xlink:type="arc" order="19" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent" xlink:label="loc_FBPOtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent_70" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPOtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent_70" xlink:type="arc" order="20" />
    </link:definitionLink>
    <link:definitionLink xlink:type="extended" xlink:role="http://firstbancorp.com/role/StatementsOfCashFlows" xlink:title="0007 - Statement - Consolidated Statements of Cash Flows" />
    <link:definitionLink xlink:type="extended" xlink:role="http://firstbancorp.com/role/SummaryOfSignificantAccountingPolicies" xlink:title="0008 - Disclosure - Summary of Significant Accounting Policies" />
    <link:definitionLink xlink:type="extended" xlink:role="http://firstbancorp.com/role/Acquisitions-CompletedAndPending" xlink:title="0009 - Disclosure - Acquisitions - Completed and Pending" />
    <link:definitionLink xlink:type="extended" xlink:role="http://firstbancorp.com/role/Securities" xlink:title="0010 - Disclosure - Securities" />
    <link:definitionLink xlink:type="extended" xlink:role="http://firstbancorp.com/role/LoansAndAssetQualityInformation" xlink:title="0011 - Disclosure - Loans and Asset Quality Information" />
    <link:definitionLink xlink:type="extended" xlink:role="http://firstbancorp.com/role/PremisesAndEquipment" xlink:title="0012 - Disclosure - Premises and Equipment" />
    <link:definitionLink xlink:type="extended" xlink:role="http://firstbancorp.com/role/FdicIndemnificationAsset" xlink:title="0013 - Disclosure - FDIC Indemnification Asset" />
    <link:definitionLink xlink:type="extended" xlink:role="http://firstbancorp.com/role/GoodwillAndOtherIntangibleAssets" xlink:title="0014 - Disclosure - Goodwill and Other Intangible Assets" />
    <link:definitionLink xlink:type="extended" xlink:role="http://firstbancorp.com/role/IncomeTaxes" xlink:title="0015 - Disclosure - Income Taxes" />
    <link:definitionLink xlink:type="extended" xlink:role="http://firstbancorp.com/role/TimeDepositsSecuritiesSoldUnderAgreementsToRepurchaseAndRelatedPartyDeposits" xlink:title="0016 - Disclosure - Time Deposits, Securities Sold Under Agreements to Repurchase, and Related Party Deposits" />
    <link:definitionLink xlink:type="extended" xlink:role="http://firstbancorp.com/role/BorrowingsAndBorrowingsAvailability" xlink:title="0017 - Disclosure - Borrowings and Borrowings Availability" />
    <link:definitionLink xlink:type="extended" xlink:role="http://firstbancorp.com/role/Leases" xlink:title="0018 - Disclosure - Leases" />
    <link:definitionLink xlink:type="extended" xlink:role="http://firstbancorp.com/role/EmployeeBenefitPlans" xlink:title="0019 - Disclosure - Employee Benefit Plans" />
    <link:definitionLink xlink:type="extended" xlink:role="http://firstbancorp.com/role/CommitmentsContingenciesAndConcentrationsOfCreditRisk" xlink:title="0020 - Disclosure - Commitments, Contingencies, and Concentrations of Credit Risk" />
    <link:definitionLink xlink:type="extended" xlink:role="http://firstbancorp.com/role/FairValue" xlink:title="0021 - Disclosure - Fair Value" />
    <link:definitionLink xlink:type="extended" xlink:role="http://firstbancorp.com/role/Equity-BasedCompensationPlans" xlink:title="0022 - Disclosure - Equity-Based Compensation Plans" />
    <link:definitionLink xlink:type="extended" xlink:role="http://firstbancorp.com/role/RegulatoryRestrictions" xlink:title="0023 - Disclosure - Regulatory Restrictions" />
    <link:definitionLink xlink:type="extended" xlink:role="http://firstbancorp.com/role/SupplementaryIncomeStatementInformation" xlink:title="0024 - Disclosure - Supplementary Income Statement Information" />
    <link:definitionLink xlink:type="extended" xlink:role="http://firstbancorp.com/role/ParentCompanyInformation" xlink:title="0025 - Disclosure - Condensed Parent Company Information" />
    <link:definitionLink xlink:type="extended" xlink:role="http://firstbancorp.com/role/ShareholdersEquityTransactions" xlink:title="0026 - Disclosure - Shareholders' Equity Transactions" />
    <link:definitionLink xlink:type="extended" xlink:role="http://firstbancorp.com/role/SubsequentEvent" xlink:title="0027 - Disclosure - Subsequent Event" />
    <link:definitionLink xlink:type="extended" xlink:role="http://firstbancorp.com/role/SummaryOfSignificantAccountingPoliciesPolicies" xlink:title="0028 - Disclosure - Summary of Significant Accounting Policies (Policies)" />
    <link:definitionLink xlink:type="extended" xlink:role="http://firstbancorp.com/role/SummaryOfSignificantAccountingPoliciesTables" xlink:title="0029 - Disclosure - Summary of Significant Accounting Policies (Tables)" />
    <link:definitionLink xlink:type="extended" xlink:role="http://firstbancorp.com/role/Acquisitions-CompletedAndPendingTables" xlink:title="0030 - Disclosure - Acquisitions - Completed and Pending (Tables)" />
    <link:definitionLink xlink:type="extended" xlink:role="http://firstbancorp.com/role/SecuritiesTables" xlink:title="0031 - Disclosure - Securities (Tables)" />
    <link:definitionLink xlink:type="extended" xlink:role="http://firstbancorp.com/role/LoansAndAssetQualityInformationTables" xlink:title="0032 - Disclosure - Loans and Asset Quality Information (Tables)" />
    <link:definitionLink xlink:type="extended" xlink:role="http://firstbancorp.com/role/PremisesAndEquipmentTables" xlink:title="0033 - Disclosure - Premises and Equipment (Tables)" />
    <link:definitionLink xlink:type="extended" xlink:role="http://firstbancorp.com/role/FdicIndemnificationAssetTables" xlink:title="0034 - Disclosure - FDIC Indemnification Asset (Tables)" />
    <link:definitionLink xlink:type="extended" xlink:role="http://firstbancorp.com/role/GoodwillAndOtherIntangibleAssetsTables" xlink:title="0035 - Disclosure - Goodwill and Other Intangible Assets (Tables)" />
    <link:definitionLink xlink:type="extended" xlink:role="http://firstbancorp.com/role/IncomeTaxesTables" xlink:title="0036 - Disclosure - Income Taxes (Tables)" />
    <link:definitionLink xlink:type="extended" xlink:role="http://firstbancorp.com/role/TimeDepositsSecuritiesSoldUnderAgreementsToRepurchaseAndRelatedPartyDepositsTables" xlink:title="0037 - Disclosure - Time Deposits, Securities Sold Under Agreements to Repurchase, and Related Party Deposits (Tables)" />
    <link:definitionLink xlink:type="extended" xlink:role="http://firstbancorp.com/role/BorrowingsAndBorrowingsAvailabilityTables" xlink:title="0038 - Disclosure - Borrowings and Borrowings Availability (Tables)" />
    <link:definitionLink xlink:type="extended" xlink:role="http://firstbancorp.com/role/LeasesTables" xlink:title="0039 - Disclosure - Leases (Tables)" />
    <link:definitionLink xlink:type="extended" xlink:role="http://firstbancorp.com/role/EmployeeBenefitPlansTables" xlink:title="0040 - Disclosure - Employee Benefit Plans (Tables)">
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StatementLineItems" xlink:label="loc_FBPStatementLineItems" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StatementTable" xlink:label="loc_FBPStatementTable" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/all" xbrldt:contextElement="segment" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPStatementTable" xlink:type="arc" order="10" xbrldt:closed="true" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_DefinedBenefitPlansDisclosuresDefinedBenefitPlansAxis" xlink:label="loc_FBPDefinedBenefitPlansDisclosuresDefinedBenefitPlansAxis" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_FBPStatementTable" xlink:to="loc_FBPDefinedBenefitPlansDisclosuresDefinedBenefitPlansAxis" xlink:type="arc" order="1" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_DefinedBenefitPlansDisclosuresDefinedBenefitPlansDomain" xlink:label="loc_FBPDefinedBenefitPlansDisclosuresDefinedBenefitPlansDomain" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_FBPDefinedBenefitPlansDisclosuresDefinedBenefitPlansAxis" xlink:to="loc_FBPDefinedBenefitPlansDisclosuresDefinedBenefitPlansDomain" xlink:type="arc" order="20" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_DefinedBenefitPlansDisclosuresDefinedBenefitPlansDomain" xlink:label="loc_FBPDefinedBenefitPlansDisclosuresDefinedBenefitPlansDomain_10" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xbrldt:contextElement="segment" xlink:from="loc_FBPDefinedBenefitPlansDisclosuresDefinedBenefitPlansAxis" xlink:to="loc_FBPDefinedBenefitPlansDisclosuresDefinedBenefitPlansDomain_10" xlink:type="arc" order="30" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_PensionPlanMember" xlink:label="loc_FBPPensionPlanMember_0" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPDefinedBenefitPlansDisclosuresDefinedBenefitPlansDomain" xlink:to="loc_FBPPensionPlanMember_0" xlink:type="arc" order="1" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_SerpPlanCurrentYearMember" xlink:label="loc_FBPSerpPlanCurrentYearMember_10" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPDefinedBenefitPlansDisclosuresDefinedBenefitPlansDomain" xlink:to="loc_FBPSerpPlanCurrentYearMember_10" xlink:type="arc" order="11" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_ReconciliationOfBenefitObligationTableTextBlock" xlink:label="loc_FBPReconciliationOfBenefitObligationTableTextBlock_30" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPReconciliationOfBenefitObligationTableTextBlock_30" xlink:type="arc" order="0" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ScheduleOfAmountsRecognizedInBalanceSheetTableTextBlock" xlink:label="loc_FBPScheduleOfAmountsRecognizedInBalanceSheetTableTextBlock_30" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPScheduleOfAmountsRecognizedInBalanceSheetTableTextBlock_30" xlink:type="arc" order="1" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ScheduleOfAmountsRecognizedInOtherComprehensiveIncomeLossTableTextBlock" xlink:label="loc_FBPScheduleOfAmountsRecognizedInOtherComprehensiveIncomeLossTableTextBlock_30" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPScheduleOfAmountsRecognizedInOtherComprehensiveIncomeLossTableTextBlock_30" xlink:type="arc" order="2" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ScheduleOfDefinedBenefitPlanAmountsRecognizedInOtherComprehensiveIncomeLossTableTextBlock" xlink:label="loc_FBPScheduleOfDefinedBenefitPlanAmountsRecognizedInOtherComprehensiveIncomeLossTableTextBlock_30" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPScheduleOfDefinedBenefitPlanAmountsRecognizedInOtherComprehensiveIncomeLossTableTextBlock_30" xlink:type="arc" order="3" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_ReconciliationOfPrepaidPensionCostsTableTextBlock" xlink:label="loc_FBPReconciliationOfPrepaidPensionCostsTableTextBlock_30" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPReconciliationOfPrepaidPensionCostsTableTextBlock_30" xlink:type="arc" order="4" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ScheduleOfNetBenefitCostsTableTextBlock" xlink:label="loc_FBPScheduleOfNetBenefitCostsTableTextBlock_30" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPScheduleOfNetBenefitCostsTableTextBlock_30" xlink:type="arc" order="5" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ScheduleOfExpectedBenefitPaymentsTableTextBlock" xlink:label="loc_FBPScheduleOfExpectedBenefitPaymentsTableTextBlock_30" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPScheduleOfExpectedBenefitPaymentsTableTextBlock_30" xlink:type="arc" order="6" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_TargetedMixOfPensionPlansAssetsTableTextBlock" xlink:label="loc_FBPTargetedMixOfPensionPlansAssetsTableTextBlock_30" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPTargetedMixOfPensionPlansAssetsTableTextBlock_30" xlink:type="arc" order="7" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_InvestmentCategoryBenchmarksTableTextBlock" xlink:label="loc_FBPInvestmentCategoryBenchmarksTableTextBlock_30" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPInvestmentCategoryBenchmarksTableTextBlock_30" xlink:type="arc" order="8" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ScheduleOfAllocationOfPlanAssetsTableTextBlock" xlink:label="loc_FBPScheduleOfAllocationOfPlanAssetsTableTextBlock_30" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPScheduleOfAllocationOfPlanAssetsTableTextBlock_30" xlink:type="arc" order="9" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ScheduleOfAssumptionsUsedTableTextBlock" xlink:label="loc_FBPScheduleOfAssumptionsUsedTableTextBlock_30" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPScheduleOfAssumptionsUsedTableTextBlock_30" xlink:type="arc" order="10" />
    </link:definitionLink>
    <link:definitionLink xlink:type="extended" xlink:role="http://firstbancorp.com/role/CommitmentsContingenciesAndConcentrationsOfCreditRiskTables" xlink:title="0041 - Disclosure - Commitments, Contingencies, and Concentrations of Credit Risk (Tables)" />
    <link:definitionLink xlink:type="extended" xlink:role="http://firstbancorp.com/role/FairValueTables" xlink:title="0042 - Disclosure - Fair Value (Tables)" />
    <link:definitionLink xlink:type="extended" xlink:role="http://firstbancorp.com/role/Equity-BasedCompensationPlansTables" xlink:title="0043 - Disclosure - Equity-Based Compensation Plans (Tables)" />
    <link:definitionLink xlink:type="extended" xlink:role="http://firstbancorp.com/role/RegulatoryRestrictionsTables" xlink:title="0044 - Disclosure - Regulatory Restrictions (Tables)" />
    <link:definitionLink xlink:type="extended" xlink:role="http://firstbancorp.com/role/SupplementaryIncomeStatementInformationTables" xlink:title="0045 - Disclosure - Supplementary Income Statement Information (Tables)" />
    <link:definitionLink xlink:type="extended" xlink:role="http://firstbancorp.com/role/ParentCompanyInformationTables" xlink:title="0046 - Disclosure - Condensed Parent Company Information (Tables)" />
    <link:definitionLink xlink:type="extended" xlink:role="http://firstbancorp.com/role/ShareholdersEquityTransactionsTables" xlink:title="0047 - Disclosure - Shareholders' Equity Transactions (Tables)" />
    <link:definitionLink xlink:type="extended" xlink:role="http://firstbancorp.com/role/SummaryOfSignificantAccountingPoliciesDetailsNarrative" xlink:title="0048 - Disclosure - Summary of Significant Accounting Policies (Details Narrative)">
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StatementLineItems" xlink:label="loc_FBPStatementLineItems" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StatementTable" xlink:label="loc_FBPStatementTable" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/all" xbrldt:contextElement="segment" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPStatementTable" xlink:type="arc" order="10" xbrldt:closed="true" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareByAntidilutiveSecuritiesAxis" xlink:label="loc_FBPAntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareByAntidilutiveSecuritiesAxis" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_FBPStatementTable" xlink:to="loc_FBPAntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareByAntidilutiveSecuritiesAxis" xlink:type="arc" order="1" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_AntidilutiveSecuritiesNameDomain" xlink:label="loc_FBPAntidilutiveSecuritiesNameDomain" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_FBPAntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareByAntidilutiveSecuritiesAxis" xlink:to="loc_FBPAntidilutiveSecuritiesNameDomain" xlink:type="arc" order="20" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_AntidilutiveSecuritiesNameDomain" xlink:label="loc_FBPAntidilutiveSecuritiesNameDomain_10" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xbrldt:contextElement="segment" xlink:from="loc_FBPAntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareByAntidilutiveSecuritiesAxis" xlink:to="loc_FBPAntidilutiveSecuritiesNameDomain_10" xlink:type="arc" order="30" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StockOptionsMember" xlink:label="loc_FBPStockOptionsMember_30" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPAntidilutiveSecuritiesNameDomain" xlink:to="loc_FBPStockOptionsMember_30" xlink:type="arc" order="31" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_WarrantMember" xlink:label="loc_FBPWarrantMember_50" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPAntidilutiveSecuritiesNameDomain" xlink:to="loc_FBPWarrantMember_50" xlink:type="arc" order="51" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_LoansHeldForSaleOther" xlink:label="loc_FBPLoansHeldForSaleOther_80" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPLoansHeldForSaleOther_80" xlink:type="arc" order="0" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_ValueOfBidsTakenToSellLoansToUnaffiliatedThirdpartyInvestor" xlink:label="loc_FBPValueOfBidsTakenToSellLoansToUnaffiliatedThirdpartyInvestor_80" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPValueOfBidsTakenToSellLoansToUnaffiliatedThirdpartyInvestor_80" xlink:type="arc" order="1" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_DifferenceInLoansHeldForSaleAndLoansSoldToThirdPartyChargedOff" xlink:label="loc_FBPDifferenceInLoansHeldForSaleAndLoansSoldToThirdPartyChargedOff_80" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPDifferenceInLoansHeldForSaleAndLoansSoldToThirdPartyChargedOff_80" xlink:type="arc" order="2" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_WritedownOnNoncoveredForeclosedProperties" xlink:label="loc_FBPWritedownOnNoncoveredForeclosedProperties_80" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPWritedownOnNoncoveredForeclosedProperties_80" xlink:type="arc" order="3" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_WritedownOnNoncoveredForeclosedPropertiesPercentReductionInCarryingValue" xlink:label="loc_FBPWritedownOnNoncoveredForeclosedPropertiesPercentReductionInCarryingValue_80" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPWritedownOnNoncoveredForeclosedPropertiesPercentReductionInCarryingValue_80" xlink:type="arc" order="4" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_ReceivableRelatedToClaimsSubmittedNotYetReceived" xlink:label="loc_FBPReceivableRelatedToClaimsSubmittedNotYetReceived_80" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPReceivableRelatedToClaimsSubmittedNotYetReceived_80" xlink:type="arc" order="5" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_OtherInvestments" xlink:label="loc_FBPOtherInvestments_80" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPOtherInvestments_80" xlink:type="arc" order="6" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareAmount" xlink:label="loc_FBPAntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareAmount_80" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPAntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareAmount_80" xlink:type="arc" order="7" />
    </link:definitionLink>
    <link:definitionLink xlink:type="extended" xlink:role="http://firstbancorp.com/role/SummaryOfSignificantAccountingPoliciesDetails" xlink:title="0049 - Disclosure - Summary of Significant Accounting Policies (Details)" />
    <link:definitionLink xlink:type="extended" xlink:role="http://firstbancorp.com/role/SummaryOfSignificantAccountingPoliciesDetails1" xlink:title="0050 - Disclosure - Summary of Significant Accounting Policies (Details 1)" />
    <link:definitionLink xlink:type="extended" xlink:role="http://firstbancorp.com/role/Acquisitions-CompletedAndPendingDetailsNarrative" xlink:title="0051 - Disclosure - Acquisitions - Completed and Pending (Details Narrative)">
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StatementLineItems" xlink:label="loc_FBPStatementLineItems" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StatementTable" xlink:label="loc_FBPStatementTable" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/all" xbrldt:contextElement="segment" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPStatementTable" xlink:type="arc" order="10" xbrldt:closed="true" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StatementScenarioAxis" xlink:label="loc_FBPStatementScenarioAxis" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_FBPStatementTable" xlink:to="loc_FBPStatementScenarioAxis" xlink:type="arc" order="1" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ScenarioUnspecifiedDomain" xlink:label="loc_FBPScenarioUnspecifiedDomain" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_FBPStatementScenarioAxis" xlink:to="loc_FBPScenarioUnspecifiedDomain" xlink:type="arc" order="20" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ScenarioUnspecifiedDomain" xlink:label="loc_FBPScenarioUnspecifiedDomain_10" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xbrldt:contextElement="segment" xlink:from="loc_FBPStatementScenarioAxis" xlink:to="loc_FBPScenarioUnspecifiedDomain_10" xlink:type="arc" order="30" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_BusinessAcquisitionNameOfAcquiredEntity" xlink:label="loc_FBPBusinessAcquisitionNameOfAcquiredEntity_70" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPBusinessAcquisitionNameOfAcquiredEntity_70" xlink:type="arc" order="0" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_BusinessAcquisitionDateOfAcquisitionAgreement1" xlink:label="loc_FBPBusinessAcquisitionDateOfAcquisitionAgreement1_70" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPBusinessAcquisitionDateOfAcquisitionAgreement1_70" xlink:type="arc" order="1" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_EstimatedReceivableFromFdic" xlink:label="loc_FBPEstimatedReceivableFromFdic_70" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPEstimatedReceivableFromFdic_70" xlink:type="arc" order="2" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_BusinessAcquisitionPurchasePriceAllocationLiabilitiesAssumed" xlink:label="loc_FBPBusinessAcquisitionPurchasePriceAllocationLiabilitiesAssumed_70" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPBusinessAcquisitionPurchasePriceAllocationLiabilitiesAssumed_70" xlink:type="arc" order="3" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_BusinessAcquisitionPurchasePriceAllocationIntangibleAssetsOtherThanGoodwill" xlink:label="loc_FBPBusinessAcquisitionPurchasePriceAllocationIntangibleAssetsOtherThanGoodwill_70" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPBusinessAcquisitionPurchasePriceAllocationIntangibleAssetsOtherThanGoodwill_70" xlink:type="arc" order="4" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_LoansAssumed1" xlink:label="loc_FBPLoansAssumed1_70" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPLoansAssumed1_70" xlink:type="arc" order="5" />
    </link:definitionLink>
    <link:definitionLink xlink:type="extended" xlink:role="http://firstbancorp.com/role/Acquisitions-CompletedAndPendingDetails" xlink:title="0052 - Disclosure - Acquisitions - Completed and Pending (Details)">
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StatementLineItems" xlink:label="loc_FBPStatementLineItems" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StatementTable" xlink:label="loc_FBPStatementTable" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/all" xbrldt:contextElement="segment" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPStatementTable" xlink:type="arc" order="10" xbrldt:closed="true" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_BusinessAcquisitionAxis" xlink:label="loc_FBPBusinessAcquisitionAxis" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_FBPStatementTable" xlink:to="loc_FBPBusinessAcquisitionAxis" xlink:type="arc" order="1" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_BusinessAcquisitionAcquireeDomain" xlink:label="loc_FBPBusinessAcquisitionAcquireeDomain" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_FBPBusinessAcquisitionAxis" xlink:to="loc_FBPBusinessAcquisitionAcquireeDomain" xlink:type="arc" order="20" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_BusinessAcquisitionAcquireeDomain" xlink:label="loc_FBPBusinessAcquisitionAcquireeDomain_10" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xbrldt:contextElement="segment" xlink:from="loc_FBPBusinessAcquisitionAxis" xlink:to="loc_FBPBusinessAcquisitionAcquireeDomain_10" xlink:type="arc" order="30" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_BankofAshevilleMember" xlink:label="loc_FBPBankofAshevilleMember_0" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPBusinessAcquisitionAcquireeDomain" xlink:to="loc_FBPBankofAshevilleMember_0" xlink:type="arc" order="1" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_FairValueAdjustmentsMember" xlink:label="loc_FBPFairValueAdjustmentsMember_10" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPBusinessAcquisitionAcquireeDomain" xlink:to="loc_FBPFairValueAdjustmentsMember_10" xlink:type="arc" order="11" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_AssetsAbstract" xlink:label="loc_FBPAssetsAbstract_50" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPAssetsAbstract_50" xlink:type="arc" order="0" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_BusinessAcquisitionPurchasePriceAllocationCurrentAssetsCashAndCashEquivalents" xlink:label="loc_FBPBusinessAcquisitionPurchasePriceAllocationCurrentAssetsCashAndCashEquivalents_50" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPBusinessAcquisitionPurchasePriceAllocationCurrentAssetsCashAndCashEquivalents_50" xlink:type="arc" order="1" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_BusinessAcquisitionPurchasePriceAllocationCurrentAssetsMarketableSecurities" xlink:label="loc_FBPBusinessAcquisitionPurchasePriceAllocationCurrentAssetsMarketableSecurities_50" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPBusinessAcquisitionPurchasePriceAllocationCurrentAssetsMarketableSecurities_50" xlink:type="arc" order="2" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_BusinessAcquisitionPurchasePriceAllocationLoans" xlink:label="loc_FBPBusinessAcquisitionPurchasePriceAllocationLoans_50" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPBusinessAcquisitionPurchasePriceAllocationLoans_50" xlink:type="arc" order="3" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_BusinessAcquisitionPurchasePriceAllocationCoreDepositIntangible" xlink:label="loc_FBPBusinessAcquisitionPurchasePriceAllocationCoreDepositIntangible_50" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPBusinessAcquisitionPurchasePriceAllocationCoreDepositIntangible_50" xlink:type="arc" order="4" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_BusinessAcquisitionPurchasePriceAllocationFdicIndemnificationAsset" xlink:label="loc_FBPBusinessAcquisitionPurchasePriceAllocationFdicIndemnificationAsset_50" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPBusinessAcquisitionPurchasePriceAllocationFdicIndemnificationAsset_50" xlink:type="arc" order="5" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_BusinessAcquisitionPurchasePriceAllocationForeclosedProperties" xlink:label="loc_FBPBusinessAcquisitionPurchasePriceAllocationForeclosedProperties_50" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPBusinessAcquisitionPurchasePriceAllocationForeclosedProperties_50" xlink:type="arc" order="6" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_BusinessAcquisitionPurchasePriceAllocationOtherAssets" xlink:label="loc_FBPBusinessAcquisitionPurchasePriceAllocationOtherAssets_50" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPBusinessAcquisitionPurchasePriceAllocationOtherAssets_50" xlink:type="arc" order="7" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_BusinessAcquisitionPurchasePriceAllocationAssetsAcquired" xlink:label="loc_FBPBusinessAcquisitionPurchasePriceAllocationAssetsAcquired_50" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPBusinessAcquisitionPurchasePriceAllocationAssetsAcquired_50" xlink:type="arc" order="8" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_LiabilitiesAbstract" xlink:label="loc_FBPLiabilitiesAbstract_50" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPLiabilitiesAbstract_50" xlink:type="arc" order="10" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_BusinessAcquisitionPurchasePriceAllocationDeposits" xlink:label="loc_FBPBusinessAcquisitionPurchasePriceAllocationDeposits_50" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPBusinessAcquisitionPurchasePriceAllocationDeposits_50" xlink:type="arc" order="11" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_BusinessAcquisitionPurchasePriceAllocationNotesPayableAndLongTermDebt" xlink:label="loc_FBPBusinessAcquisitionPurchasePriceAllocationNotesPayableAndLongTermDebt_50" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPBusinessAcquisitionPurchasePriceAllocationNotesPayableAndLongTermDebt_50" xlink:type="arc" order="12" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_BusinessAcquisitionPurchasePriceAllocationOtherLiabilities" xlink:label="loc_FBPBusinessAcquisitionPurchasePriceAllocationOtherLiabilities_50" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPBusinessAcquisitionPurchasePriceAllocationOtherLiabilities_50" xlink:type="arc" order="13" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_BusinessAcquisitionPurchasePriceAllocationLiabilitiesAssumed" xlink:label="loc_FBPBusinessAcquisitionPurchasePriceAllocationLiabilitiesAssumed_50" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPBusinessAcquisitionPurchasePriceAllocationLiabilitiesAssumed_50" xlink:type="arc" order="14" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_BusinessAcquisitionPurchasePriceAllocationAssetsAcquiredLiabilitiesAssumedNet" xlink:label="loc_FBPBusinessAcquisitionPurchasePriceAllocationAssetsAcquiredLiabilitiesAssumedNet_50" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPBusinessAcquisitionPurchasePriceAllocationAssetsAcquiredLiabilitiesAssumedNet_50" xlink:type="arc" order="16" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_LessAssetDiscount" xlink:label="loc_FBPLessAssetDiscount_50" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPLessAssetDiscount_50" xlink:type="arc" order="17" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_BusinessAcquisitionPurchasePriceAllocationCashReceivedreceivableFromFdicAtClosing" xlink:label="loc_FBPBusinessAcquisitionPurchasePriceAllocationCashReceivedreceivableFromFdicAtClosing_50" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPBusinessAcquisitionPurchasePriceAllocationCashReceivedreceivableFromFdicAtClosing_50" xlink:type="arc" order="18" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_GainOnPurchaseOfBusiness" xlink:label="loc_FBPGainOnPurchaseOfBusiness_50" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPGainOnPurchaseOfBusiness_50" xlink:type="arc" order="20" />
    </link:definitionLink>
    <link:definitionLink xlink:type="extended" xlink:role="http://firstbancorp.com/role/SecuritiesDetailsNarrative" xlink:title="0053 - Disclosure - Securities (Details Narrative)" />
    <link:definitionLink xlink:type="extended" xlink:role="http://firstbancorp.com/role/SecuritiesDetails" xlink:title="0054 - Disclosure - Securities (Details)">
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StatementLineItems" xlink:label="loc_FBPStatementLineItems" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StatementTable" xlink:label="loc_FBPStatementTable" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/all" xbrldt:contextElement="segment" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPStatementTable" xlink:type="arc" order="10" xbrldt:closed="true" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis" xlink:label="loc_FBPMajorTypesOfDebtAndEquitySecuritiesAxis" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_FBPStatementTable" xlink:to="loc_FBPMajorTypesOfDebtAndEquitySecuritiesAxis" xlink:type="arc" order="1" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_MajorTypesOfDebtAndEquitySecuritiesDomain" xlink:label="loc_FBPMajorTypesOfDebtAndEquitySecuritiesDomain" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_FBPMajorTypesOfDebtAndEquitySecuritiesAxis" xlink:to="loc_FBPMajorTypesOfDebtAndEquitySecuritiesDomain" xlink:type="arc" order="20" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_MajorTypesOfDebtAndEquitySecuritiesDomain" xlink:label="loc_FBPMajorTypesOfDebtAndEquitySecuritiesDomain_10" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xbrldt:contextElement="segment" xlink:from="loc_FBPMajorTypesOfDebtAndEquitySecuritiesAxis" xlink:to="loc_FBPMajorTypesOfDebtAndEquitySecuritiesDomain_10" xlink:type="arc" order="30" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_USGovernmentSponsoredEnterprisesDebtSecuritiesMember" xlink:label="loc_FBPUSGovernmentSponsoredEnterprisesDebtSecuritiesMember_0" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPMajorTypesOfDebtAndEquitySecuritiesDomain" xlink:to="loc_FBPUSGovernmentSponsoredEnterprisesDebtSecuritiesMember_0" xlink:type="arc" order="1" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_MortgageBackedSecuritiesMember" xlink:label="loc_FBPMortgageBackedSecuritiesMember_10" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPMajorTypesOfDebtAndEquitySecuritiesDomain" xlink:to="loc_FBPMortgageBackedSecuritiesMember_10" xlink:type="arc" order="11" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_CorporateDebtSecuritiesMember" xlink:label="loc_FBPCorporateDebtSecuritiesMember_20" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPMajorTypesOfDebtAndEquitySecuritiesDomain" xlink:to="loc_FBPCorporateDebtSecuritiesMember_20" xlink:type="arc" order="21" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_EquitySecuritiesMember" xlink:label="loc_FBPEquitySecuritiesMember_30" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPMajorTypesOfDebtAndEquitySecuritiesDomain" xlink:to="loc_FBPEquitySecuritiesMember_30" xlink:type="arc" order="31" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_USStatesAndPoliticalSubdivisionsMember" xlink:label="loc_FBPUSStatesAndPoliticalSubdivisionsMember_40" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPMajorTypesOfDebtAndEquitySecuritiesDomain" xlink:to="loc_FBPUSStatesAndPoliticalSubdivisionsMember_40" xlink:type="arc" order="41" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_AvailableForSaleSecuritiesAbstract" xlink:label="loc_FBPAvailableForSaleSecuritiesAbstract_130" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPAvailableForSaleSecuritiesAbstract_130" xlink:type="arc" order="0" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_AvailableForSaleSecuritiesAmortizedCost" xlink:label="loc_FBPAvailableForSaleSecuritiesAmortizedCost_130" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPAvailableForSaleSecuritiesAmortizedCost_130" xlink:type="arc" order="1" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_AvailableForSaleSecurities" xlink:label="loc_FBPAvailableForSaleSecurities_130" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPAvailableForSaleSecurities_130" xlink:type="arc" order="2" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_AvailableforsaleSecuritiesGrossUnrealizedGain" xlink:label="loc_FBPAvailableforsaleSecuritiesGrossUnrealizedGain_130" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPAvailableforsaleSecuritiesGrossUnrealizedGain_130" xlink:type="arc" order="3" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_AvailableForSaleSecuritiesGrossUnrealizedLosses1" xlink:label="loc_FBPAvailableForSaleSecuritiesGrossUnrealizedLosses1_130" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPAvailableForSaleSecuritiesGrossUnrealizedLosses1_130" xlink:type="arc" order="4" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_HeldToMaturitySecuritiesDebtMaturitiesAbstract" xlink:label="loc_FBPHeldToMaturitySecuritiesDebtMaturitiesAbstract_130" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPHeldToMaturitySecuritiesDebtMaturitiesAbstract_130" xlink:type="arc" order="6" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_HeldToMaturitySecurities" xlink:label="loc_FBPHeldToMaturitySecurities_130" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPHeldToMaturitySecurities_130" xlink:type="arc" order="7" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_HeldToMaturitySecuritiesFairValue" xlink:label="loc_FBPHeldToMaturitySecuritiesFairValue_130" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPHeldToMaturitySecuritiesFairValue_130" xlink:type="arc" order="8" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_HeldtomaturitySecuritiesUnrecognizedHoldingGain" xlink:label="loc_FBPHeldtomaturitySecuritiesUnrecognizedHoldingGain_130" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPHeldtomaturitySecuritiesUnrecognizedHoldingGain_130" xlink:type="arc" order="9" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_HeldToMaturitySecuritiesUnrecognizedHoldingLoss" xlink:label="loc_FBPHeldToMaturitySecuritiesUnrecognizedHoldingLoss_130" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPHeldToMaturitySecuritiesUnrecognizedHoldingLoss_130" xlink:type="arc" order="10" />
    </link:definitionLink>
    <link:definitionLink xlink:type="extended" xlink:role="http://firstbancorp.com/role/SecuritiesDetails1" xlink:title="0055 - Disclosure - Securities (Details 1)">
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StatementLineItems" xlink:label="loc_FBPStatementLineItems" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StatementTable" xlink:label="loc_FBPStatementTable" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/all" xbrldt:contextElement="segment" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPStatementTable" xlink:type="arc" order="10" xbrldt:closed="true" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis" xlink:label="loc_FBPMajorTypesOfDebtAndEquitySecuritiesAxis" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_FBPStatementTable" xlink:to="loc_FBPMajorTypesOfDebtAndEquitySecuritiesAxis" xlink:type="arc" order="1" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_MajorTypesOfDebtAndEquitySecuritiesDomain" xlink:label="loc_FBPMajorTypesOfDebtAndEquitySecuritiesDomain" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_FBPMajorTypesOfDebtAndEquitySecuritiesAxis" xlink:to="loc_FBPMajorTypesOfDebtAndEquitySecuritiesDomain" xlink:type="arc" order="20" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_MajorTypesOfDebtAndEquitySecuritiesDomain" xlink:label="loc_FBPMajorTypesOfDebtAndEquitySecuritiesDomain_10" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xbrldt:contextElement="segment" xlink:from="loc_FBPMajorTypesOfDebtAndEquitySecuritiesAxis" xlink:to="loc_FBPMajorTypesOfDebtAndEquitySecuritiesDomain_10" xlink:type="arc" order="30" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_USGovernmentSponsoredEnterprisesDebtSecuritiesMember" xlink:label="loc_FBPUSGovernmentSponsoredEnterprisesDebtSecuritiesMember_0" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPMajorTypesOfDebtAndEquitySecuritiesDomain" xlink:to="loc_FBPUSGovernmentSponsoredEnterprisesDebtSecuritiesMember_0" xlink:type="arc" order="1" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_MortgageBackedSecuritiesMember" xlink:label="loc_FBPMortgageBackedSecuritiesMember_10" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPMajorTypesOfDebtAndEquitySecuritiesDomain" xlink:to="loc_FBPMortgageBackedSecuritiesMember_10" xlink:type="arc" order="11" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_CorporateDebtSecuritiesMember" xlink:label="loc_FBPCorporateDebtSecuritiesMember_20" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPMajorTypesOfDebtAndEquitySecuritiesDomain" xlink:to="loc_FBPCorporateDebtSecuritiesMember_20" xlink:type="arc" order="21" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_EquitySecuritiesMember" xlink:label="loc_FBPEquitySecuritiesMember_30" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPMajorTypesOfDebtAndEquitySecuritiesDomain" xlink:to="loc_FBPEquitySecuritiesMember_30" xlink:type="arc" order="31" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_USStatesAndPoliticalSubdivisionsMember" xlink:label="loc_FBPUSStatesAndPoliticalSubdivisionsMember_40" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPMajorTypesOfDebtAndEquitySecuritiesDomain" xlink:to="loc_FBPUSStatesAndPoliticalSubdivisionsMember_40" xlink:type="arc" order="41" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_SecuritiesInUnrealizedLossPositionForLessThanTwelveMonthsAbstract" xlink:label="loc_FBPSecuritiesInUnrealizedLossPositionForLessThanTwelveMonthsAbstract_130" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPSecuritiesInUnrealizedLossPositionForLessThanTwelveMonthsAbstract_130" xlink:type="arc" order="0" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionLessThanTwelveMonthsFairValue" xlink:label="loc_FBPAvailableForSaleSecuritiesContinuousUnrealizedLossPositionLessThanTwelveMonthsFairValue_130" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPSecuritiesInUnrealizedLossPositionForLessThanTwelveMonthsAbstract_130" xlink:to="loc_FBPAvailableForSaleSecuritiesContinuousUnrealizedLossPositionLessThanTwelveMonthsFairValue_130" xlink:type="arc" order="1" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_AvailableforsaleSecuritiesContinuousUnrealizedLossPositionLessThan12MonthsAggregateLosses2" xlink:label="loc_FBPAvailableforsaleSecuritiesContinuousUnrealizedLossPositionLessThan12MonthsAggregateLosses2_130" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPSecuritiesInUnrealizedLossPositionForLessThanTwelveMonthsAbstract_130" xlink:to="loc_FBPAvailableforsaleSecuritiesContinuousUnrealizedLossPositionLessThan12MonthsAggregateLosses2_130" xlink:type="arc" order="2" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_SecuritiesInUnrealizedLossPositionForMoreThanTwelveMonthsAbstract" xlink:label="loc_FBPSecuritiesInUnrealizedLossPositionForMoreThanTwelveMonthsAbstract_130" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPSecuritiesInUnrealizedLossPositionForMoreThanTwelveMonthsAbstract_130" xlink:type="arc" order="3" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionTwelveMonthsOrLongerFairValue" xlink:label="loc_FBPAvailableForSaleSecuritiesContinuousUnrealizedLossPositionTwelveMonthsOrLongerFairValue_130" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPSecuritiesInUnrealizedLossPositionForMoreThanTwelveMonthsAbstract_130" xlink:to="loc_FBPAvailableForSaleSecuritiesContinuousUnrealizedLossPositionTwelveMonthsOrLongerFairValue_130" xlink:type="arc" order="4" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_AvailableforsaleSecuritiesContinuousUnrealizedLossPosition12MonthsOrLongerAggregateLosses2" xlink:label="loc_FBPAvailableforsaleSecuritiesContinuousUnrealizedLossPosition12MonthsOrLongerAggregateLosses2_130" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPSecuritiesInUnrealizedLossPositionForMoreThanTwelveMonthsAbstract_130" xlink:to="loc_FBPAvailableforsaleSecuritiesContinuousUnrealizedLossPosition12MonthsOrLongerAggregateLosses2_130" xlink:type="arc" order="5" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionFairValue" xlink:label="loc_FBPAvailableForSaleSecuritiesContinuousUnrealizedLossPositionFairValue_130" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPAvailableForSaleSecuritiesContinuousUnrealizedLossPositionFairValue_130" xlink:type="arc" order="6" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_AvailableforsaleSecuritiesContinuousUnrealizedLossPositionAggregateLosses2" xlink:label="loc_FBPAvailableforsaleSecuritiesContinuousUnrealizedLossPositionAggregateLosses2_130" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPAvailableforsaleSecuritiesContinuousUnrealizedLossPositionAggregateLosses2_130" xlink:type="arc" order="7" />
    </link:definitionLink>
    <link:definitionLink xlink:type="extended" xlink:role="http://firstbancorp.com/role/SecuritiesDetails2" xlink:title="0056 - Disclosure - Securities (Details 2)">
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StatementLineItems" xlink:label="loc_FBPStatementLineItems" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StatementTable" xlink:label="loc_FBPStatementTable" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/all" xbrldt:contextElement="segment" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPStatementTable" xlink:type="arc" order="10" xbrldt:closed="true" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis" xlink:label="loc_FBPMajorTypesOfDebtAndEquitySecuritiesAxis" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_FBPStatementTable" xlink:to="loc_FBPMajorTypesOfDebtAndEquitySecuritiesAxis" xlink:type="arc" order="1" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_MajorTypesOfDebtAndEquitySecuritiesDomain" xlink:label="loc_FBPMajorTypesOfDebtAndEquitySecuritiesDomain" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_FBPMajorTypesOfDebtAndEquitySecuritiesAxis" xlink:to="loc_FBPMajorTypesOfDebtAndEquitySecuritiesDomain" xlink:type="arc" order="20" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_MajorTypesOfDebtAndEquitySecuritiesDomain" xlink:label="loc_FBPMajorTypesOfDebtAndEquitySecuritiesDomain_10" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xbrldt:contextElement="segment" xlink:from="loc_FBPMajorTypesOfDebtAndEquitySecuritiesAxis" xlink:to="loc_FBPMajorTypesOfDebtAndEquitySecuritiesDomain_10" xlink:type="arc" order="30" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_FirstCitizensBancorpBondMember" xlink:label="loc_FBPFirstCitizensBancorpBondMember_0" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPMajorTypesOfDebtAndEquitySecuritiesDomain" xlink:to="loc_FBPFirstCitizensBancorpBondMember_0" xlink:type="arc" order="1" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_FirstCitizensBancorpTrustPreferredSecurityMember" xlink:label="loc_FBPFirstCitizensBancorpTrustPreferredSecurityMember_10" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPMajorTypesOfDebtAndEquitySecuritiesDomain" xlink:to="loc_FBPFirstCitizensBancorpTrustPreferredSecurityMember_10" xlink:type="arc" order="11" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_IssuerRating" xlink:label="loc_FBPIssuerRating_40" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPIssuerRating_40" xlink:type="arc" order="0" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_AvailableforsaleSecuritiesDebtMaturitiesDate" xlink:label="loc_FBPAvailableforsaleSecuritiesDebtMaturitiesDate_40" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPAvailableforsaleSecuritiesDebtMaturitiesDate_40" xlink:type="arc" order="1" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_AvailableForSaleDebtSecuritiesAmortizedCostBasis" xlink:label="loc_FBPAvailableForSaleDebtSecuritiesAmortizedCostBasis_40" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPAvailableForSaleDebtSecuritiesAmortizedCostBasis_40" xlink:type="arc" order="2" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_AvailableForSaleDebtSecuritiesMarketValue" xlink:label="loc_FBPAvailableForSaleDebtSecuritiesMarketValue_40" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPAvailableForSaleDebtSecuritiesMarketValue_40" xlink:type="arc" order="3" />
    </link:definitionLink>
    <link:definitionLink xlink:type="extended" xlink:role="http://firstbancorp.com/role/SecuritiesDetails3" xlink:title="0057 - Disclosure - Securities (Details 3)" />
    <link:definitionLink xlink:type="extended" xlink:role="http://firstbancorp.com/role/LoansAndAssetQualityInformationDetailsNarrative" xlink:title="0058 - Disclosure - Loans and Asset Quality Information (Details Narrative)">
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StatementLineItems" xlink:label="loc_FBPStatementLineItems" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StatementTable" xlink:label="loc_FBPStatementTable" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/all" xbrldt:contextElement="segment" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPStatementTable" xlink:type="arc" order="10" xbrldt:closed="true" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis" xlink:label="loc_FBPAccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_FBPStatementTable" xlink:to="loc_FBPAccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis" xlink:type="arc" order="1" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ReceivableTypeDomain" xlink:label="loc_FBPReceivableTypeDomain" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_FBPAccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis" xlink:to="loc_FBPReceivableTypeDomain" xlink:type="arc" order="20" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ReceivableTypeDomain" xlink:label="loc_FBPReceivableTypeDomain_10" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xbrldt:contextElement="segment" xlink:from="loc_FBPAccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis" xlink:to="loc_FBPReceivableTypeDomain_10" xlink:type="arc" order="30" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_PurchasedNonimpairedLoansMember" xlink:label="loc_FBPPurchasedNonimpairedLoansMember_40" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPReceivableTypeDomain" xlink:to="loc_FBPPurchasedNonimpairedLoansMember_40" xlink:type="arc" order="41" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_PurchasedNonperfomingLoansMember" xlink:label="loc_FBPPurchasedNonperfomingLoansMember_50" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPReceivableTypeDomain" xlink:to="loc_FBPPurchasedNonperfomingLoansMember_50" xlink:type="arc" order="51" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis" xlink:label="loc_FBPMajorTypesOfDebtAndEquitySecuritiesAxis" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_FBPStatementTable" xlink:to="loc_FBPMajorTypesOfDebtAndEquitySecuritiesAxis" xlink:type="arc" order="2" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_MajorTypesOfDebtAndEquitySecuritiesDomain" xlink:label="loc_FBPMajorTypesOfDebtAndEquitySecuritiesDomain" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_FBPMajorTypesOfDebtAndEquitySecuritiesAxis" xlink:to="loc_FBPMajorTypesOfDebtAndEquitySecuritiesDomain" xlink:type="arc" order="20" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_MajorTypesOfDebtAndEquitySecuritiesDomain" xlink:label="loc_FBPMajorTypesOfDebtAndEquitySecuritiesDomain_10" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xbrldt:contextElement="segment" xlink:from="loc_FBPMajorTypesOfDebtAndEquitySecuritiesAxis" xlink:to="loc_FBPMajorTypesOfDebtAndEquitySecuritiesDomain_10" xlink:type="arc" order="30" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_NonaccrualFinancingReceivableMember" xlink:label="loc_FBPNonaccrualFinancingReceivableMember_70" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPMajorTypesOfDebtAndEquitySecuritiesDomain" xlink:to="loc_FBPNonaccrualFinancingReceivableMember_70" xlink:type="arc" order="71" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_RestructuredLoansMember" xlink:label="loc_FBPRestructuredLoansMember_100" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPMajorTypesOfDebtAndEquitySecuritiesDomain" xlink:to="loc_FBPRestructuredLoansMember_100" xlink:type="arc" order="101" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis" xlink:label="loc_FBPFinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_FBPStatementTable" xlink:to="loc_FBPFinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis" xlink:type="arc" order="3" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" xlink:label="loc_FBPFinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_FBPFinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis" xlink:to="loc_FBPFinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" xlink:type="arc" order="20" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" xlink:label="loc_FBPFinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_10" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xbrldt:contextElement="segment" xlink:from="loc_FBPFinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis" xlink:to="loc_FBPFinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_10" xlink:type="arc" order="30" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_UnamortizedLoanCommitmentAndOriginationFeesAndUnamortizedDiscountsOrPremiumsOther" xlink:label="loc_FBPUnamortizedLoanCommitmentAndOriginationFeesAndUnamortizedDiscountsOrPremiumsOther_140" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPUnamortizedLoanCommitmentAndOriginationFeesAndUnamortizedDiscountsOrPremiumsOther_140" xlink:type="arc" order="0" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_LoansPledgedAsCollateral" xlink:label="loc_FBPLoansPledgedAsCollateral_140" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPLoansPledgedAsCollateral_140" xlink:type="arc" order="1" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_DueFromRelatedParties" xlink:label="loc_FBPDueFromRelatedParties_140" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPDueFromRelatedParties_140" xlink:type="arc" order="2" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_RepaymentsOfRelatedPartyDebt" xlink:label="loc_FBPRepaymentsOfRelatedPartyDebt_140" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPRepaymentsOfRelatedPartyDebt_140" xlink:type="arc" order="3" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ProceedsFromRelatedPartyDebt" xlink:label="loc_FBPProceedsFromRelatedPartyDebt_140" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPProceedsFromRelatedPartyDebt_140" xlink:type="arc" order="4" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_AccretionOfLoanDiscount" xlink:label="loc_FBPAccretionOfLoanDiscount_140" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPAccretionOfLoanDiscount_140" xlink:type="arc" order="5" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_LoanDiscount" xlink:label="loc_FBPLoanDiscount_140" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPLoanDiscount_140" xlink:type="arc" order="6" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_PercentageOfLoanDiscountAccretion" xlink:label="loc_FBPPercentageOfLoanDiscountAccretion_140" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPPercentageOfLoanDiscountAccretion_140" xlink:type="arc" order="7" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_InterestAndFeeIncomeLoansAndLeases" xlink:label="loc_FBPInterestAndFeeIncomeLoansAndLeases_140" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPInterestAndFeeIncomeLoansAndLeases_140" xlink:type="arc" order="8" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_InterestIncomeActuallyCollected" xlink:label="loc_FBPInterestIncomeActuallyCollected_140" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPInterestIncomeActuallyCollected_140" xlink:type="arc" order="9" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_PartialChargeoffsOnPurchasedLoansOutstanding" xlink:label="loc_FBPPartialChargeoffsOnPurchasedLoansOutstanding_140" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPPartialChargeoffsOnPurchasedLoansOutstanding_140" xlink:type="arc" order="10" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_FinancingReceivablesImpairedTroubledDebtRestructuringWriteDown" xlink:label="loc_FBPFinancingReceivablesImpairedTroubledDebtRestructuringWriteDown_140" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPFinancingReceivablesImpairedTroubledDebtRestructuringWriteDown_140" xlink:type="arc" order="11" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_FinancingReceivableReclassificationToHeldForSale" xlink:label="loc_FBPFinancingReceivableReclassificationToHeldForSale_140" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPFinancingReceivableReclassificationToHeldForSale_140" xlink:type="arc" order="12" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_ReclassificationOfPerfomingLoansToTdrStatus" xlink:label="loc_FBPReclassificationOfPerfomingLoansToTdrStatus_140" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPReclassificationOfPerfomingLoansToTdrStatus_140" xlink:type="arc" order="13" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_FinancingReceivableModificationsSubsequentDefaultNumberOfContracts" xlink:label="loc_FBPFinancingReceivableModificationsSubsequentDefaultNumberOfContracts_140" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPFinancingReceivableModificationsSubsequentDefaultNumberOfContracts_140" xlink:type="arc" order="14" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_FinancingReceivableModificationsSubsequentDefaultRecordedInvestment" xlink:label="loc_FBPFinancingReceivableModificationsSubsequentDefaultRecordedInvestment_140" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPFinancingReceivableModificationsSubsequentDefaultRecordedInvestment_140" xlink:type="arc" order="15" />
    </link:definitionLink>
    <link:definitionLink xlink:type="extended" xlink:role="http://firstbancorp.com/role/LoansAndAssetQualityInformationDetails" xlink:title="0059 - Disclosure - Loans and Asset Quality Information (Details)">
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StatementLineItems" xlink:label="loc_FBPStatementLineItems" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StatementTable" xlink:label="loc_FBPStatementTable" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/all" xbrldt:contextElement="segment" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPStatementTable" xlink:type="arc" order="10" xbrldt:closed="true" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis" xlink:label="loc_FBPFinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_FBPStatementTable" xlink:to="loc_FBPFinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis" xlink:type="arc" order="1" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" xlink:label="loc_FBPFinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_FBPFinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis" xlink:to="loc_FBPFinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" xlink:type="arc" order="20" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" xlink:label="loc_FBPFinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_10" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xbrldt:contextElement="segment" xlink:from="loc_FBPFinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis" xlink:to="loc_FBPFinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_10" xlink:type="arc" order="30" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_CommercialLoanMember" xlink:label="loc_FBPCommercialLoanMember_0" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPFinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" xlink:to="loc_FBPCommercialLoanMember_0" xlink:type="arc" order="1" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_CommercialRealEstateMember" xlink:label="loc_FBPCommercialRealEstateMember_10" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPFinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" xlink:to="loc_FBPCommercialRealEstateMember_10" xlink:type="arc" order="11" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_FixedRateResidentialMortgageMember" xlink:label="loc_FBPFixedRateResidentialMortgageMember_20" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPFinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" xlink:to="loc_FBPFixedRateResidentialMortgageMember_20" xlink:type="arc" order="21" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_HomeEquityMember" xlink:label="loc_FBPHomeEquityMember_30" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPFinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" xlink:to="loc_FBPHomeEquityMember_30" xlink:type="arc" order="31" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_RealEstateMember" xlink:label="loc_FBPRealEstateMember_40" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPFinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" xlink:to="loc_FBPRealEstateMember_40" xlink:type="arc" order="41" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ConsumerLoanMember" xlink:label="loc_FBPConsumerLoanMember_50" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPFinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" xlink:to="loc_FBPConsumerLoanMember_50" xlink:type="arc" order="51" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_SummaryOfMajorCategoriesOfTotalLoansOutstandingAbstract" xlink:label="loc_FBPSummaryOfMajorCategoriesOfTotalLoansOutstandingAbstract_150" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPSummaryOfMajorCategoriesOfTotalLoansOutstandingAbstract_150" xlink:type="arc" order="0" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_AllLoansNoncoveredAndCoveredAbstract" xlink:label="loc_FBPAllLoansNoncoveredAndCoveredAbstract_150" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPAllLoansNoncoveredAndCoveredAbstract_150" xlink:type="arc" order="1" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_LoansBeforeUnamortizedNetDeferredLoanCosts" xlink:label="loc_FBPLoansBeforeUnamortizedNetDeferredLoanCosts_150" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPAllLoansNoncoveredAndCoveredAbstract_150" xlink:to="loc_FBPLoansBeforeUnamortizedNetDeferredLoanCosts_150" xlink:type="arc" order="2" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_PercentageOfLoans" xlink:label="loc_FBPPercentageOfLoans_150" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPAllLoansNoncoveredAndCoveredAbstract_150" xlink:to="loc_FBPPercentageOfLoans_150" xlink:type="arc" order="3" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_UnamortizedNetDeferredLoanCosts" xlink:label="loc_FBPUnamortizedNetDeferredLoanCosts_150" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPAllLoansNoncoveredAndCoveredAbstract_150" xlink:to="loc_FBPUnamortizedNetDeferredLoanCosts_150" xlink:type="arc" order="4" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_Loans" xlink:label="loc_FBPLoans_150" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPAllLoansNoncoveredAndCoveredAbstract_150" xlink:to="loc_FBPLoans_150" xlink:type="arc" order="5" />
    </link:definitionLink>
    <link:definitionLink xlink:type="extended" xlink:role="http://firstbancorp.com/role/LoansAndAssetQualityInformationDetails1" xlink:title="0060 - Disclosure - Loans and Asset Quality Information (Details 1)">
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StatementLineItems" xlink:label="loc_FBPStatementLineItems" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StatementTable" xlink:label="loc_FBPStatementTable" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/all" xbrldt:contextElement="segment" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPStatementTable" xlink:type="arc" order="10" xbrldt:closed="true" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis" xlink:label="loc_FBPFinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_FBPStatementTable" xlink:to="loc_FBPFinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis" xlink:type="arc" order="1" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" xlink:label="loc_FBPFinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_FBPFinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis" xlink:to="loc_FBPFinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" xlink:type="arc" order="20" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" xlink:label="loc_FBPFinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_10" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xbrldt:contextElement="segment" xlink:from="loc_FBPFinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis" xlink:to="loc_FBPFinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_10" xlink:type="arc" order="30" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_CommercialLoanMember" xlink:label="loc_FBPCommercialLoanMember_0" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPFinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" xlink:to="loc_FBPCommercialLoanMember_0" xlink:type="arc" order="1" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_CommercialRealEstateMember" xlink:label="loc_FBPCommercialRealEstateMember_10" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPFinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" xlink:to="loc_FBPCommercialRealEstateMember_10" xlink:type="arc" order="11" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_FixedRateResidentialMortgageMember" xlink:label="loc_FBPFixedRateResidentialMortgageMember_20" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPFinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" xlink:to="loc_FBPFixedRateResidentialMortgageMember_20" xlink:type="arc" order="21" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_HomeEquityMember" xlink:label="loc_FBPHomeEquityMember_30" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPFinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" xlink:to="loc_FBPHomeEquityMember_30" xlink:type="arc" order="31" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_RealEstateMember" xlink:label="loc_FBPRealEstateMember_40" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPFinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" xlink:to="loc_FBPRealEstateMember_40" xlink:type="arc" order="41" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ConsumerLoanMember" xlink:label="loc_FBPConsumerLoanMember_50" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPFinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" xlink:to="loc_FBPConsumerLoanMember_50" xlink:type="arc" order="51" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_SummaryOfMajorCategoriesOfNoncoveredLoansOutstandingAbstract" xlink:label="loc_FBPSummaryOfMajorCategoriesOfNoncoveredLoansOutstandingAbstract_150" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPSummaryOfMajorCategoriesOfNoncoveredLoansOutstandingAbstract_150" xlink:type="arc" order="0" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_NoncoveredLoansAbstract" xlink:label="loc_FBPNoncoveredLoansAbstract_150" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPNoncoveredLoansAbstract_150" xlink:type="arc" order="1" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_LoansBeforeUnamortizedNetDeferredLoanCostsNoncovered" xlink:label="loc_FBPLoansBeforeUnamortizedNetDeferredLoanCostsNoncovered_150" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPNoncoveredLoansAbstract_150" xlink:to="loc_FBPLoansBeforeUnamortizedNetDeferredLoanCostsNoncovered_150" xlink:type="arc" order="2" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_PercentageOfLoansNonCovered" xlink:label="loc_FBPPercentageOfLoansNonCovered_150" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPNoncoveredLoansAbstract_150" xlink:to="loc_FBPPercentageOfLoansNonCovered_150" xlink:type="arc" order="3" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_UnamortizedLoanCommitmentAndOriginationFeesAndUnamortizedDiscountsOrPremiums" xlink:label="loc_FBPUnamortizedLoanCommitmentAndOriginationFeesAndUnamortizedDiscountsOrPremiums_150" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPNoncoveredLoansAbstract_150" xlink:to="loc_FBPUnamortizedLoanCommitmentAndOriginationFeesAndUnamortizedDiscountsOrPremiums_150" xlink:type="arc" order="4" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_LoansAndLeasesReceivableGrossCarryingAmount" xlink:label="loc_FBPLoansAndLeasesReceivableGrossCarryingAmount_150" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPNoncoveredLoansAbstract_150" xlink:to="loc_FBPLoansAndLeasesReceivableGrossCarryingAmount_150" xlink:type="arc" order="5" />
    </link:definitionLink>
    <link:definitionLink xlink:type="extended" xlink:role="http://firstbancorp.com/role/LoansAndAssetQualityInformationDetails2" xlink:title="0061 - Disclosure - Loans and Asset Quality Information (Details 2)">
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StatementLineItems" xlink:label="loc_FBPStatementLineItems" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StatementTable" xlink:label="loc_FBPStatementTable" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/all" xbrldt:contextElement="segment" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPStatementTable" xlink:type="arc" order="10" xbrldt:closed="true" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis" xlink:label="loc_FBPFinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_FBPStatementTable" xlink:to="loc_FBPFinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis" xlink:type="arc" order="1" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" xlink:label="loc_FBPFinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_FBPFinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis" xlink:to="loc_FBPFinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" xlink:type="arc" order="20" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" xlink:label="loc_FBPFinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_10" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xbrldt:contextElement="segment" xlink:from="loc_FBPFinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis" xlink:to="loc_FBPFinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_10" xlink:type="arc" order="30" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_CommercialLoanMember" xlink:label="loc_FBPCommercialLoanMember_0" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPFinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" xlink:to="loc_FBPCommercialLoanMember_0" xlink:type="arc" order="1" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_CommercialRealEstateMember" xlink:label="loc_FBPCommercialRealEstateMember_10" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPFinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" xlink:to="loc_FBPCommercialRealEstateMember_10" xlink:type="arc" order="11" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_FixedRateResidentialMortgageMember" xlink:label="loc_FBPFixedRateResidentialMortgageMember_20" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPFinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" xlink:to="loc_FBPFixedRateResidentialMortgageMember_20" xlink:type="arc" order="21" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_HomeEquityMember" xlink:label="loc_FBPHomeEquityMember_30" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPFinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" xlink:to="loc_FBPHomeEquityMember_30" xlink:type="arc" order="31" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_RealEstateMember" xlink:label="loc_FBPRealEstateMember_40" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPFinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" xlink:to="loc_FBPRealEstateMember_40" xlink:type="arc" order="41" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ConsumerLoanMember" xlink:label="loc_FBPConsumerLoanMember_50" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPFinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" xlink:to="loc_FBPConsumerLoanMember_50" xlink:type="arc" order="51" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_CarryingAmountOfCoveredLoansAbstract" xlink:label="loc_FBPCarryingAmountOfCoveredLoansAbstract_150" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPCarryingAmountOfCoveredLoansAbstract_150" xlink:type="arc" order="0" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_CoveredLoansAbstract" xlink:label="loc_FBPCoveredLoansAbstract_150" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPCoveredLoansAbstract_150" xlink:type="arc" order="1" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_ImpairedPurchasedLoansCarryingValueCovered" xlink:label="loc_FBPImpairedPurchasedLoansCarryingValueCovered_150" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPCoveredLoansAbstract_150" xlink:to="loc_FBPImpairedPurchasedLoansCarryingValueCovered_150" xlink:type="arc" order="2" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_ImpairedPurchasedLoansUnpaidPrincipalBalanceCovered" xlink:label="loc_FBPImpairedPurchasedLoansUnpaidPrincipalBalanceCovered_150" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPCoveredLoansAbstract_150" xlink:to="loc_FBPImpairedPurchasedLoansUnpaidPrincipalBalanceCovered_150" xlink:type="arc" order="3" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_NonimpairedPurchasedLoansCarryingValueCovered" xlink:label="loc_FBPNonimpairedPurchasedLoansCarryingValueCovered_150" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPCoveredLoansAbstract_150" xlink:to="loc_FBPNonimpairedPurchasedLoansCarryingValueCovered_150" xlink:type="arc" order="4" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_NonimpairedPurchasedLoansUnpaidPrincipalBalanceCovered" xlink:label="loc_FBPNonimpairedPurchasedLoansUnpaidPrincipalBalanceCovered_150" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPCoveredLoansAbstract_150" xlink:to="loc_FBPNonimpairedPurchasedLoansUnpaidPrincipalBalanceCovered_150" xlink:type="arc" order="5" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_LoansAndLeasesReceivableGrossCarryingAmountCovered" xlink:label="loc_FBPLoansAndLeasesReceivableGrossCarryingAmountCovered_150" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPLoansAndLeasesReceivableGrossCarryingAmountCovered_150" xlink:type="arc" order="6" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_TotalCoveredLoansUnpaidPrincipalBalance" xlink:label="loc_FBPTotalCoveredLoansUnpaidPrincipalBalance_150" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPTotalCoveredLoansUnpaidPrincipalBalance_150" xlink:type="arc" order="7" />
    </link:definitionLink>
    <link:definitionLink xlink:type="extended" xlink:role="http://firstbancorp.com/role/LoansAndAssetQualityInformationDetails3" xlink:title="0062 - Disclosure - Loans and Asset Quality Information (Details 3)">
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StatementLineItems" xlink:label="loc_FBPStatementLineItems" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StatementTable" xlink:label="loc_FBPStatementTable" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/all" xbrldt:contextElement="segment" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPStatementTable" xlink:type="arc" order="10" xbrldt:closed="true" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis" xlink:label="loc_FBPAccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_FBPStatementTable" xlink:to="loc_FBPAccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis" xlink:type="arc" order="1" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ReceivableTypeDomain" xlink:label="loc_FBPReceivableTypeDomain" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_FBPAccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis" xlink:to="loc_FBPReceivableTypeDomain" xlink:type="arc" order="20" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ReceivableTypeDomain" xlink:label="loc_FBPReceivableTypeDomain_10" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xbrldt:contextElement="segment" xlink:from="loc_FBPAccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis" xlink:to="loc_FBPReceivableTypeDomain_10" xlink:type="arc" order="30" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_CoveredMember" xlink:label="loc_FBPCoveredMember_0" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPReceivableTypeDomain" xlink:to="loc_FBPCoveredMember_0" xlink:type="arc" order="1" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_CoveredPurchasedNonimpairedLoansAbstract" xlink:label="loc_FBPCoveredPurchasedNonimpairedLoansAbstract_30" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPCoveredPurchasedNonimpairedLoansAbstract_30" xlink:type="arc" order="0" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_NonimpairedPurchasedLoansCarryingValue" xlink:label="loc_FBPNonimpairedPurchasedLoansCarryingValue_30" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPNonimpairedPurchasedLoansCarryingValue_30" xlink:type="arc" order="1" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_AdditionsDueToAcquisitionOfBankOfAshevilleAtFairValue" xlink:label="loc_FBPAdditionsDueToAcquisitionOfBankOfAshevilleAtFairValue_30" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPAdditionsDueToAcquisitionOfBankOfAshevilleAtFairValue_30" xlink:type="arc" order="2" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_PrincipalRepayments" xlink:label="loc_FBPPrincipalRepayments_30" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPPrincipalRepayments_30" xlink:type="arc" order="3" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_TransfersToForeclosedRealEstate" xlink:label="loc_FBPTransfersToForeclosedRealEstate_30" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPTransfersToForeclosedRealEstate_30" xlink:type="arc" order="4" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_LoanChargeoffs" xlink:label="loc_FBPLoanChargeoffs_30" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPLoanChargeoffs_30" xlink:type="arc" order="5" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_AccretionOfLoanDiscount" xlink:label="loc_FBPAccretionOfLoanDiscount_30" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPAccretionOfLoanDiscount_30" xlink:type="arc" order="6" />
    </link:definitionLink>
    <link:definitionLink xlink:type="extended" xlink:role="http://firstbancorp.com/role/LoansAndAssetQualityInformationDetails4" xlink:title="0063 - Disclosure - Loans and Asset Quality Information (Details 4)">
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StatementLineItems" xlink:label="loc_FBPStatementLineItems" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StatementTable" xlink:label="loc_FBPStatementTable" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/all" xbrldt:contextElement="segment" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPStatementTable" xlink:type="arc" order="10" xbrldt:closed="true" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis" xlink:label="loc_FBPAccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_FBPStatementTable" xlink:to="loc_FBPAccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis" xlink:type="arc" order="1" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ReceivableTypeDomain" xlink:label="loc_FBPReceivableTypeDomain" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_FBPAccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis" xlink:to="loc_FBPReceivableTypeDomain" xlink:type="arc" order="20" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ReceivableTypeDomain" xlink:label="loc_FBPReceivableTypeDomain_10" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xbrldt:contextElement="segment" xlink:from="loc_FBPAccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis" xlink:to="loc_FBPReceivableTypeDomain_10" xlink:type="arc" order="30" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_ContractualPrincipalMember" xlink:label="loc_FBPContractualPrincipalMember_0" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPReceivableTypeDomain" xlink:to="loc_FBPContractualPrincipalMember_0" xlink:type="arc" order="1" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_FairValueMember" xlink:label="loc_FBPFairValueMember_10" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPReceivableTypeDomain" xlink:to="loc_FBPFairValueMember_10" xlink:type="arc" order="11" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_PurchasedImpairedLoansSubstantiallyAllOfWhichAreCoveredLoansAbstract" xlink:label="loc_FBPPurchasedImpairedLoansSubstantiallyAllOfWhichAreCoveredLoansAbstract_70" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPPurchasedImpairedLoansSubstantiallyAllOfWhichAreCoveredLoansAbstract_70" xlink:type="arc" order="0" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_ImpairedPurchasedLoansCarryingValue" xlink:label="loc_FBPImpairedPurchasedLoansCarryingValue_70" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPImpairedPurchasedLoansCarryingValue_70" xlink:type="arc" order="1" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_ImpairedPurchaseLoansUnpaidPrincipalBalance" xlink:label="loc_FBPImpairedPurchaseLoansUnpaidPrincipalBalance_70" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPImpairedPurchaseLoansUnpaidPrincipalBalance_70" xlink:type="arc" order="2" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_FairValueAdjustmentWriteDown" xlink:label="loc_FBPFairValueAdjustmentWriteDown_70" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPFairValueAdjustmentWriteDown_70" xlink:type="arc" order="3" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_AdditionsDueToAcquisitionOfBankOfAshevilleAtFairValue" xlink:label="loc_FBPAdditionsDueToAcquisitionOfBankOfAshevilleAtFairValue_70" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPAdditionsDueToAcquisitionOfBankOfAshevilleAtFairValue_70" xlink:type="arc" order="4" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_ChangeDueToPaymentsReceived" xlink:label="loc_FBPChangeDueToPaymentsReceived_70" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPChangeDueToPaymentsReceived_70" xlink:type="arc" order="5" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_TransfersToForeclosedRealEstate" xlink:label="loc_FBPTransfersToForeclosedRealEstate_70" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPTransfersToForeclosedRealEstate_70" xlink:type="arc" order="6" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_LoanChargeoffs" xlink:label="loc_FBPLoanChargeoffs_70" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPLoanChargeoffs_70" xlink:type="arc" order="7" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_Other" xlink:label="loc_FBPOther_70" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPOther_70" xlink:type="arc" order="8" />
    </link:definitionLink>
    <link:definitionLink xlink:type="extended" xlink:role="http://firstbancorp.com/role/LoansAndAssetQualityInformationDetails5" xlink:title="0064 - Disclosure - Loans and Asset Quality Information (Details 5)">
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StatementLineItems" xlink:label="loc_FBPStatementLineItems" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StatementTable" xlink:label="loc_FBPStatementTable" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/all" xbrldt:contextElement="segment" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPStatementTable" xlink:type="arc" order="10" xbrldt:closed="true" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis" xlink:label="loc_FBPFinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_FBPStatementTable" xlink:to="loc_FBPFinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis" xlink:type="arc" order="1" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" xlink:label="loc_FBPFinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_FBPFinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis" xlink:to="loc_FBPFinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" xlink:type="arc" order="20" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" xlink:label="loc_FBPFinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_10" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xbrldt:contextElement="segment" xlink:from="loc_FBPFinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis" xlink:to="loc_FBPFinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_10" xlink:type="arc" order="30" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_NonCoveredNonperformingAssetsMember" xlink:label="loc_FBPNonCoveredNonperformingAssetsMember_0" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPFinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" xlink:to="loc_FBPNonCoveredNonperformingAssetsMember_0" xlink:type="arc" order="1" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_CoveredNonperformingAssetsMember" xlink:label="loc_FBPCoveredNonperformingAssetsMember_20" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPFinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" xlink:to="loc_FBPCoveredNonperformingAssetsMember_20" xlink:type="arc" order="21" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_SummaryOfNonperformingAssetsAbstract" xlink:label="loc_FBPSummaryOfNonperformingAssetsAbstract_70" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPSummaryOfNonperformingAssetsAbstract_70" xlink:type="arc" order="0" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_AssetQualityDataAbstract" xlink:label="loc_FBPAssetQualityDataAbstract_70" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPAssetQualityDataAbstract_70" xlink:type="arc" order="1" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestmentNonaccrualStatus" xlink:label="loc_FBPFinancingReceivableRecordedInvestmentNonaccrualStatus_70" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPAssetQualityDataAbstract_70" xlink:to="loc_FBPFinancingReceivableRecordedInvestmentNonaccrualStatus_70" xlink:type="arc" order="2" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_FinancingReceivableModificationsRecordedInvestment" xlink:label="loc_FBPFinancingReceivableModificationsRecordedInvestment_70" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPAssetQualityDataAbstract_70" xlink:to="loc_FBPFinancingReceivableModificationsRecordedInvestment_70" xlink:type="arc" order="3" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestment90DaysPastDueAndStillAccruing" xlink:label="loc_FBPFinancingReceivableRecordedInvestment90DaysPastDueAndStillAccruing_70" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPAssetQualityDataAbstract_70" xlink:to="loc_FBPFinancingReceivableRecordedInvestment90DaysPastDueAndStillAccruing_70" xlink:type="arc" order="4" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_NonperformingLoans" xlink:label="loc_FBPNonperformingLoans_70" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPAssetQualityDataAbstract_70" xlink:to="loc_FBPNonperformingLoans_70" xlink:type="arc" order="5" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_NonperformingLoansHeldForSale" xlink:label="loc_FBPNonperformingLoansHeldForSale_70" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPAssetQualityDataAbstract_70" xlink:to="loc_FBPNonperformingLoansHeldForSale_70" xlink:type="arc" order="6" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_ForeclosedRealEstateNoncovered" xlink:label="loc_FBPForeclosedRealEstateNoncovered_70" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPAssetQualityDataAbstract_70" xlink:to="loc_FBPForeclosedRealEstateNoncovered_70" xlink:type="arc" order="7" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_ForeclosedRealEstateCovered" xlink:label="loc_FBPForeclosedRealEstateCovered_70" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPAssetQualityDataAbstract_70" xlink:to="loc_FBPForeclosedRealEstateCovered_70" xlink:type="arc" order="8" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_NonperformingAssets" xlink:label="loc_FBPNonperformingAssets_70" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPAssetQualityDataAbstract_70" xlink:to="loc_FBPNonperformingAssets_70" xlink:type="arc" order="9" />
    </link:definitionLink>
    <link:definitionLink xlink:type="extended" xlink:role="http://firstbancorp.com/role/LoansAndAssetQualityInformationDetails6" xlink:title="0065 - Disclosure - Loans and Asset Quality Information (Details 6)">
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StatementLineItems" xlink:label="loc_FBPStatementLineItems" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StatementTable" xlink:label="loc_FBPStatementTable" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/all" xbrldt:contextElement="segment" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPStatementTable" xlink:type="arc" order="10" xbrldt:closed="true" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis" xlink:label="loc_FBPAccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_FBPStatementTable" xlink:to="loc_FBPAccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis" xlink:type="arc" order="1" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ReceivableTypeDomain" xlink:label="loc_FBPReceivableTypeDomain" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_FBPAccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis" xlink:to="loc_FBPReceivableTypeDomain" xlink:type="arc" order="20" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ReceivableTypeDomain" xlink:label="loc_FBPReceivableTypeDomain_10" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xbrldt:contextElement="segment" xlink:from="loc_FBPAccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis" xlink:to="loc_FBPReceivableTypeDomain_10" xlink:type="arc" order="30" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_NonCoveredMember" xlink:label="loc_FBPNonCoveredMember_0" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPReceivableTypeDomain" xlink:to="loc_FBPNonCoveredMember_0" xlink:type="arc" order="1" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_CoveredMember" xlink:label="loc_FBPCoveredMember_10" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPReceivableTypeDomain" xlink:to="loc_FBPCoveredMember_10" xlink:type="arc" order="11" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_InformationRelatedToImpairedLoansAbstract" xlink:label="loc_FBPInformationRelatedToImpairedLoansAbstract_190" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPInformationRelatedToImpairedLoansAbstract_190" xlink:type="arc" order="0" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ImpairedFinancingReceivableRecordedInvestment" xlink:label="loc_FBPImpairedFinancingReceivableRecordedInvestment_190" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPImpairedFinancingReceivableRecordedInvestment_190" xlink:type="arc" order="1" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ImpairedFinancingReceivableAverageRecordedInvestment" xlink:label="loc_FBPImpairedFinancingReceivableAverageRecordedInvestment_190" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPImpairedFinancingReceivableAverageRecordedInvestment_190" xlink:type="arc" order="2" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ImpairedFinancingReceivableRelatedAllowance" xlink:label="loc_FBPImpairedFinancingReceivableRelatedAllowance_190" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPImpairedFinancingReceivableRelatedAllowance_190" xlink:type="arc" order="3" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ImpairedFinancingReceivableWithNoRelatedAllowanceRecordedInvestment" xlink:label="loc_FBPImpairedFinancingReceivableWithNoRelatedAllowanceRecordedInvestment_190" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPImpairedFinancingReceivableWithNoRelatedAllowanceRecordedInvestment_190" xlink:type="arc" order="4" />
    </link:definitionLink>
    <link:definitionLink xlink:type="extended" xlink:role="http://firstbancorp.com/role/LoansAndAssetQualityInformationDetails7" xlink:title="0066 - Disclosure - Loans and Asset Quality Information (Details 7)">
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StatementLineItems" xlink:label="loc_FBPStatementLineItems" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StatementTable" xlink:label="loc_FBPStatementTable" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/all" xbrldt:contextElement="segment" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPStatementTable" xlink:type="arc" order="10" xbrldt:closed="true" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis" xlink:label="loc_FBPAccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_FBPStatementTable" xlink:to="loc_FBPAccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis" xlink:type="arc" order="1" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ReceivableTypeDomain" xlink:label="loc_FBPReceivableTypeDomain" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_FBPAccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis" xlink:to="loc_FBPReceivableTypeDomain" xlink:type="arc" order="20" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ReceivableTypeDomain" xlink:label="loc_FBPReceivableTypeDomain_10" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xbrldt:contextElement="segment" xlink:from="loc_FBPAccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis" xlink:to="loc_FBPReceivableTypeDomain_10" xlink:type="arc" order="30" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_NonCoveredMember" xlink:label="loc_FBPNonCoveredMember_0" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPReceivableTypeDomain" xlink:to="loc_FBPNonCoveredMember_0" xlink:type="arc" order="1" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_CoveredMember" xlink:label="loc_FBPCoveredMember_90" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPReceivableTypeDomain" xlink:to="loc_FBPCoveredMember_90" xlink:type="arc" order="91" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis" xlink:label="loc_FBPFinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_FBPStatementTable" xlink:to="loc_FBPFinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis" xlink:type="arc" order="2" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" xlink:label="loc_FBPFinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_FBPFinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis" xlink:to="loc_FBPFinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" xlink:type="arc" order="20" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" xlink:label="loc_FBPFinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_10" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xbrldt:contextElement="segment" xlink:from="loc_FBPFinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis" xlink:to="loc_FBPFinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_10" xlink:type="arc" order="30" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_CommercialUnsecuredMember" xlink:label="loc_FBPCommercialUnsecuredMember_0" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPFinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" xlink:to="loc_FBPCommercialUnsecuredMember_0" xlink:type="arc" order="2" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_CommercialSecuredMember" xlink:label="loc_FBPCommercialSecuredMember_10" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPFinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" xlink:to="loc_FBPCommercialSecuredMember_10" xlink:type="arc" order="12" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_SecuredInventoryAccountsReceivableMember" xlink:label="loc_FBPSecuredInventoryAccountsReceivableMember_20" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPFinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" xlink:to="loc_FBPSecuredInventoryAccountsReceivableMember_20" xlink:type="arc" order="22" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_RealEstateConstructionMember" xlink:label="loc_FBPRealEstateConstructionMember_30" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPFinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" xlink:to="loc_FBPRealEstateConstructionMember_30" xlink:type="arc" order="32" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_RealEstateResidentialMember" xlink:label="loc_FBPRealEstateResidentialMember_40" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPFinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" xlink:to="loc_FBPRealEstateResidentialMember_40" xlink:type="arc" order="42" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_RealEstateHomeEquityMember" xlink:label="loc_FBPRealEstateHomeEquityMember_50" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPFinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" xlink:to="loc_FBPRealEstateHomeEquityMember_50" xlink:type="arc" order="52" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_RealEstateCommercialMember" xlink:label="loc_FBPRealEstateCommercialMember_60" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPFinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" xlink:to="loc_FBPRealEstateCommercialMember_60" xlink:type="arc" order="62" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_ConsumerMember" xlink:label="loc_FBPConsumerMember_70" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPFinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" xlink:to="loc_FBPConsumerMember_70" xlink:type="arc" order="72" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_CompanysNonaccrualLoansAbstract" xlink:label="loc_FBPCompanysNonaccrualLoansAbstract_550" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPCompanysNonaccrualLoansAbstract_550" xlink:type="arc" order="0" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestmentNonaccrualStatus" xlink:label="loc_FBPFinancingReceivableRecordedInvestmentNonaccrualStatus_550" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPFinancingReceivableRecordedInvestmentNonaccrualStatus_550" xlink:type="arc" order="1" />
    </link:definitionLink>
    <link:definitionLink xlink:type="extended" xlink:role="http://firstbancorp.com/role/LoansAndAssetQualityInformationDetails8" xlink:title="0067 - Disclosure - Loans and Asset Quality Information (Details 8)">
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StatementLineItems" xlink:label="loc_FBPStatementLineItems" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StatementTable" xlink:label="loc_FBPStatementTable" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/all" xbrldt:contextElement="segment" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPStatementTable" xlink:type="arc" order="10" xbrldt:closed="true" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis" xlink:label="loc_FBPAccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_FBPStatementTable" xlink:to="loc_FBPAccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis" xlink:type="arc" order="1" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ReceivableTypeDomain" xlink:label="loc_FBPReceivableTypeDomain" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_FBPAccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis" xlink:to="loc_FBPReceivableTypeDomain" xlink:type="arc" order="20" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ReceivableTypeDomain" xlink:label="loc_FBPReceivableTypeDomain_10" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xbrldt:contextElement="segment" xlink:from="loc_FBPAccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis" xlink:to="loc_FBPReceivableTypeDomain_10" xlink:type="arc" order="30" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_NonCoveredMember" xlink:label="loc_FBPNonCoveredMember_0" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPReceivableTypeDomain" xlink:to="loc_FBPNonCoveredMember_0" xlink:type="arc" order="1" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_CoveredMember" xlink:label="loc_FBPCoveredMember_90" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPReceivableTypeDomain" xlink:to="loc_FBPCoveredMember_90" xlink:type="arc" order="91" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis" xlink:label="loc_FBPFinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_FBPStatementTable" xlink:to="loc_FBPFinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis" xlink:type="arc" order="2" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" xlink:label="loc_FBPFinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_FBPFinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis" xlink:to="loc_FBPFinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" xlink:type="arc" order="20" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" xlink:label="loc_FBPFinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_10" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xbrldt:contextElement="segment" xlink:from="loc_FBPFinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis" xlink:to="loc_FBPFinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_10" xlink:type="arc" order="30" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_CommercialUnsecuredMember" xlink:label="loc_FBPCommercialUnsecuredMember_0" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPFinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" xlink:to="loc_FBPCommercialUnsecuredMember_0" xlink:type="arc" order="2" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_CommercialSecuredMember" xlink:label="loc_FBPCommercialSecuredMember_10" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPFinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" xlink:to="loc_FBPCommercialSecuredMember_10" xlink:type="arc" order="12" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_SecuredInventoryAccountsReceivableMember" xlink:label="loc_FBPSecuredInventoryAccountsReceivableMember_20" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPFinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" xlink:to="loc_FBPSecuredInventoryAccountsReceivableMember_20" xlink:type="arc" order="22" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_RealEstateConstructionMember" xlink:label="loc_FBPRealEstateConstructionMember_30" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPFinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" xlink:to="loc_FBPRealEstateConstructionMember_30" xlink:type="arc" order="32" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_RealEstateResidentialMember" xlink:label="loc_FBPRealEstateResidentialMember_40" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPFinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" xlink:to="loc_FBPRealEstateResidentialMember_40" xlink:type="arc" order="42" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_RealEstateHomeEquityMember" xlink:label="loc_FBPRealEstateHomeEquityMember_50" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPFinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" xlink:to="loc_FBPRealEstateHomeEquityMember_50" xlink:type="arc" order="52" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_RealEstateCommercialMember" xlink:label="loc_FBPRealEstateCommercialMember_60" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPFinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" xlink:to="loc_FBPRealEstateCommercialMember_60" xlink:type="arc" order="62" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_ConsumerMember" xlink:label="loc_FBPConsumerMember_70" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPFinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" xlink:to="loc_FBPConsumerMember_70" xlink:type="arc" order="72" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_AnalysisOfPaymentStatusOfLoansAbstract" xlink:label="loc_FBPAnalysisOfPaymentStatusOfLoansAbstract_230" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPAnalysisOfPaymentStatusOfLoansAbstract_230" xlink:type="arc" order="0" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestment30To59DaysPastDue" xlink:label="loc_FBPFinancingReceivableRecordedInvestment30To59DaysPastDue_230" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPFinancingReceivableRecordedInvestment30To59DaysPastDue_230" xlink:type="arc" order="1" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestment60To89DaysPastDue" xlink:label="loc_FBPFinancingReceivableRecordedInvestment60To89DaysPastDue_230" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPFinancingReceivableRecordedInvestment60To89DaysPastDue_230" xlink:type="arc" order="2" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestmentNonaccrualStatus" xlink:label="loc_FBPFinancingReceivableRecordedInvestmentNonaccrualStatus_230" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPFinancingReceivableRecordedInvestmentNonaccrualStatus_230" xlink:type="arc" order="3" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestmentCurrent" xlink:label="loc_FBPFinancingReceivableRecordedInvestmentCurrent_230" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPFinancingReceivableRecordedInvestmentCurrent_230" xlink:type="arc" order="4" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_LoansAndLeasesReceivableGrossCarryingAmount" xlink:label="loc_FBPLoansAndLeasesReceivableGrossCarryingAmount_230" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPLoansAndLeasesReceivableGrossCarryingAmount_230" xlink:type="arc" order="5" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_UnamortizedNetDeferredLoanCosts" xlink:label="loc_FBPUnamortizedNetDeferredLoanCosts_230" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPUnamortizedNetDeferredLoanCosts_230" xlink:type="arc" order="6" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_LoansAndLeasesReceivableGrossCarryingAmountCovered" xlink:label="loc_FBPLoansAndLeasesReceivableGrossCarryingAmountCovered_230" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPLoansAndLeasesReceivableGrossCarryingAmountCovered_230" xlink:type="arc" order="7" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_Loans" xlink:label="loc_FBPLoans_230" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPLoans_230" xlink:type="arc" order="8" />
    </link:definitionLink>
    <link:definitionLink xlink:type="extended" xlink:role="http://firstbancorp.com/role/LoansAndAssetQualityInformationDetails9" xlink:title="0068 - Disclosure - Loans and Asset Quality Information (Details 9)">
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StatementLineItems" xlink:label="loc_FBPStatementLineItems" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StatementTable" xlink:label="loc_FBPStatementTable" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/all" xbrldt:contextElement="segment" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPStatementTable" xlink:type="arc" order="10" xbrldt:closed="true" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis" xlink:label="loc_FBPAccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_FBPStatementTable" xlink:to="loc_FBPAccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis" xlink:type="arc" order="1" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ReceivableTypeDomain" xlink:label="loc_FBPReceivableTypeDomain" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_FBPAccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis" xlink:to="loc_FBPReceivableTypeDomain" xlink:type="arc" order="20" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ReceivableTypeDomain" xlink:label="loc_FBPReceivableTypeDomain_10" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xbrldt:contextElement="segment" xlink:from="loc_FBPAccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis" xlink:to="loc_FBPReceivableTypeDomain_10" xlink:type="arc" order="30" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_NonCoveredMember" xlink:label="loc_FBPNonCoveredMember_70" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPReceivableTypeDomain" xlink:to="loc_FBPNonCoveredMember_70" xlink:type="arc" order="71" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis" xlink:label="loc_FBPFinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_FBPStatementTable" xlink:to="loc_FBPFinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis" xlink:type="arc" order="2" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" xlink:label="loc_FBPFinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_FBPFinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis" xlink:to="loc_FBPFinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" xlink:type="arc" order="20" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" xlink:label="loc_FBPFinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_10" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xbrldt:contextElement="segment" xlink:from="loc_FBPFinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis" xlink:to="loc_FBPFinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_10" xlink:type="arc" order="30" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_CommercialLoanMember" xlink:label="loc_FBPCommercialLoanMember_0" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPFinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" xlink:to="loc_FBPCommercialLoanMember_0" xlink:type="arc" order="1" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_RealEstateConstructionMember" xlink:label="loc_FBPRealEstateConstructionMember_10" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPFinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" xlink:to="loc_FBPRealEstateConstructionMember_10" xlink:type="arc" order="11" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_RealEstateResidentialMember" xlink:label="loc_FBPRealEstateResidentialMember_20" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPFinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" xlink:to="loc_FBPRealEstateResidentialMember_20" xlink:type="arc" order="21" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_RealEstateHomeEquityMember" xlink:label="loc_FBPRealEstateHomeEquityMember_30" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPFinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" xlink:to="loc_FBPRealEstateHomeEquityMember_30" xlink:type="arc" order="31" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_RealEstateCommercialMember" xlink:label="loc_FBPRealEstateCommercialMember_40" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPFinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" xlink:to="loc_FBPRealEstateCommercialMember_40" xlink:type="arc" order="41" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_ConsumerMember" xlink:label="loc_FBPConsumerMember_50" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPFinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" xlink:to="loc_FBPConsumerMember_50" xlink:type="arc" order="51" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_UnallocatedMember" xlink:label="loc_FBPUnallocatedMember_60" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPFinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" xlink:to="loc_FBPUnallocatedMember_60" xlink:type="arc" order="61" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_AllowanceForLoanLossesForNoncoveredLoansAbstract" xlink:label="loc_FBPAllowanceForLoanLossesForNoncoveredLoansAbstract_170" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPAllowanceForLoanLossesForNoncoveredLoansAbstract_170" xlink:type="arc" order="0" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_ActivityInAllowanceForLoanLossesForNoncoveredLoansAbstract" xlink:label="loc_FBPActivityInAllowanceForLoanLossesForNoncoveredLoansAbstract_170" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPActivityInAllowanceForLoanLossesForNoncoveredLoansAbstract_170" xlink:type="arc" order="1" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_FinancingReceivableAllowanceForCreditLosses" xlink:label="loc_FBPFinancingReceivableAllowanceForCreditLosses_170" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPFinancingReceivableAllowanceForCreditLosses_170" xlink:type="arc" order="2" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_FinancingReceivableAllowanceForCreditLossesWriteOffs" xlink:label="loc_FBPFinancingReceivableAllowanceForCreditLossesWriteOffs_170" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPFinancingReceivableAllowanceForCreditLossesWriteOffs_170" xlink:type="arc" order="3" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_FinancingReceivableAllowanceForCreditLossesRecovery" xlink:label="loc_FBPFinancingReceivableAllowanceForCreditLossesRecovery_170" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPFinancingReceivableAllowanceForCreditLossesRecovery_170" xlink:type="arc" order="4" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ProvisionForLoanLeaseAndOtherLosses" xlink:label="loc_FBPProvisionForLoanLeaseAndOtherLosses_170" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPProvisionForLoanLeaseAndOtherLosses_170" xlink:type="arc" order="5" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_EndingBalancesAllowanceForLoanLossesAbstract" xlink:label="loc_FBPEndingBalancesAllowanceForLoanLossesAbstract_170" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPEndingBalancesAllowanceForLoanLossesAbstract_170" xlink:type="arc" order="8" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_FinancingReceivableAllowanceForCreditLossesIndividuallyEvaluatedForImpairment1" xlink:label="loc_FBPFinancingReceivableAllowanceForCreditLossesIndividuallyEvaluatedForImpairment1_170" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPFinancingReceivableAllowanceForCreditLossesIndividuallyEvaluatedForImpairment1_170" xlink:type="arc" order="9" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_FinancingReceivableAllowanceForCreditLossesCollectivelyEvaluatedForImpairment" xlink:label="loc_FBPFinancingReceivableAllowanceForCreditLossesCollectivelyEvaluatedForImpairment_170" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPFinancingReceivableAllowanceForCreditLossesCollectivelyEvaluatedForImpairment_170" xlink:type="arc" order="10" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_FinancingReceivableAllowanceForCreditLossesAcquiredWithDeterioratedCreditQuality" xlink:label="loc_FBPFinancingReceivableAllowanceForCreditLossesAcquiredWithDeterioratedCreditQuality_170" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPFinancingReceivableAllowanceForCreditLossesAcquiredWithDeterioratedCreditQuality_170" xlink:type="arc" order="11" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_LoansReceivableAbstract" xlink:label="loc_FBPLoansReceivableAbstract_170" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPLoansReceivableAbstract_170" xlink:type="arc" order="13" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_LoansAndLeasesReceivableGrossCarryingAmount" xlink:label="loc_FBPLoansAndLeasesReceivableGrossCarryingAmount_170" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPLoansAndLeasesReceivableGrossCarryingAmount_170" xlink:type="arc" order="14" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_EndingBalancesLoansAbstract" xlink:label="loc_FBPEndingBalancesLoansAbstract_170" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPEndingBalancesLoansAbstract_170" xlink:type="arc" order="16" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_FinancingReceivableIndividuallyEvaluatedForImpairment" xlink:label="loc_FBPFinancingReceivableIndividuallyEvaluatedForImpairment_170" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPFinancingReceivableIndividuallyEvaluatedForImpairment_170" xlink:type="arc" order="17" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_FinancingReceivableCollectivelyEvaluatedForImpairment" xlink:label="loc_FBPFinancingReceivableCollectivelyEvaluatedForImpairment_170" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPFinancingReceivableCollectivelyEvaluatedForImpairment_170" xlink:type="arc" order="18" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_FinancingReceivableAcquiredWithDeterioratedCreditQuality" xlink:label="loc_FBPFinancingReceivableAcquiredWithDeterioratedCreditQuality_170" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPFinancingReceivableAcquiredWithDeterioratedCreditQuality_170" xlink:type="arc" order="19" />
    </link:definitionLink>
    <link:definitionLink xlink:type="extended" xlink:role="http://firstbancorp.com/role/LoansAndAssetQualityInformationDetails10" xlink:title="0069 - Disclosure - Loans and Asset Quality Information (Details 10)">
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StatementLineItems" xlink:label="loc_FBPStatementLineItems" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StatementTable" xlink:label="loc_FBPStatementTable" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/all" xbrldt:contextElement="segment" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPStatementTable" xlink:type="arc" order="10" xbrldt:closed="true" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis" xlink:label="loc_FBPAccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_FBPStatementTable" xlink:to="loc_FBPAccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis" xlink:type="arc" order="1" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ReceivableTypeDomain" xlink:label="loc_FBPReceivableTypeDomain" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_FBPAccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis" xlink:to="loc_FBPReceivableTypeDomain" xlink:type="arc" order="20" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ReceivableTypeDomain" xlink:label="loc_FBPReceivableTypeDomain_10" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xbrldt:contextElement="segment" xlink:from="loc_FBPAccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis" xlink:to="loc_FBPReceivableTypeDomain_10" xlink:type="arc" order="30" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_CoveredMember" xlink:label="loc_FBPCoveredMember_0" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPReceivableTypeDomain" xlink:to="loc_FBPCoveredMember_0" xlink:type="arc" order="1" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_AllowanceForLoanLossesForCoveredLoansAbstract" xlink:label="loc_FBPAllowanceForLoanLossesForCoveredLoansAbstract_30" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPAllowanceForLoanLossesForCoveredLoansAbstract_30" xlink:type="arc" order="0" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_ActivityInAllowanceForLoanLossesForCoveredLoansAbstract" xlink:label="loc_FBPActivityInAllowanceForLoanLossesForCoveredLoansAbstract_30" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPActivityInAllowanceForLoanLossesForCoveredLoansAbstract_30" xlink:type="arc" order="1" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_FinancingReceivableAllowanceForCreditLosses" xlink:label="loc_FBPFinancingReceivableAllowanceForCreditLosses_30" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPFinancingReceivableAllowanceForCreditLosses_30" xlink:type="arc" order="2" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_FinancingReceivableAllowanceForCreditLossesWriteOffs" xlink:label="loc_FBPFinancingReceivableAllowanceForCreditLossesWriteOffs_30" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPFinancingReceivableAllowanceForCreditLossesWriteOffs_30" xlink:type="arc" order="3" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_FinancingReceivableAllowanceForCreditLossesRecovery" xlink:label="loc_FBPFinancingReceivableAllowanceForCreditLossesRecovery_30" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPFinancingReceivableAllowanceForCreditLossesRecovery_30" xlink:type="arc" order="4" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ProvisionForLoanLeaseAndOtherLosses" xlink:label="loc_FBPProvisionForLoanLeaseAndOtherLosses_30" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPProvisionForLoanLeaseAndOtherLosses_30" xlink:type="arc" order="5" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_EndingBalancesAllowanceForLoanLossesAbstract" xlink:label="loc_FBPEndingBalancesAllowanceForLoanLossesAbstract_30" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPEndingBalancesAllowanceForLoanLossesAbstract_30" xlink:type="arc" order="8" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_FinancingReceivableAllowanceForCreditLossesIndividuallyEvaluatedForImpairment1" xlink:label="loc_FBPFinancingReceivableAllowanceForCreditLossesIndividuallyEvaluatedForImpairment1_30" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPFinancingReceivableAllowanceForCreditLossesIndividuallyEvaluatedForImpairment1_30" xlink:type="arc" order="9" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_FinancingReceivableAllowanceForCreditLossesCollectivelyEvaluatedForImpairment" xlink:label="loc_FBPFinancingReceivableAllowanceForCreditLossesCollectivelyEvaluatedForImpairment_30" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPFinancingReceivableAllowanceForCreditLossesCollectivelyEvaluatedForImpairment_30" xlink:type="arc" order="10" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_FinancingReceivableAllowanceForCreditLossesAcquiredWithDeterioratedCreditQuality" xlink:label="loc_FBPFinancingReceivableAllowanceForCreditLossesAcquiredWithDeterioratedCreditQuality_30" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPFinancingReceivableAllowanceForCreditLossesAcquiredWithDeterioratedCreditQuality_30" xlink:type="arc" order="11" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_LoansReceivableAbstract" xlink:label="loc_FBPLoansReceivableAbstract_30" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPLoansReceivableAbstract_30" xlink:type="arc" order="13" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_LoansAndLeasesReceivableGrossCarryingAmountCovered" xlink:label="loc_FBPLoansAndLeasesReceivableGrossCarryingAmountCovered_30" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPLoansReceivableAbstract_30" xlink:to="loc_FBPLoansAndLeasesReceivableGrossCarryingAmountCovered_30" xlink:type="arc" order="14" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_EndingBalancesLoansAbstract" xlink:label="loc_FBPEndingBalancesLoansAbstract_30" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPEndingBalancesLoansAbstract_30" xlink:type="arc" order="16" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_FinancingReceivableIndividuallyEvaluatedForImpairment" xlink:label="loc_FBPFinancingReceivableIndividuallyEvaluatedForImpairment_30" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPFinancingReceivableIndividuallyEvaluatedForImpairment_30" xlink:type="arc" order="17" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_FinancingReceivableCollectivelyEvaluatedForImpairment" xlink:label="loc_FBPFinancingReceivableCollectivelyEvaluatedForImpairment_30" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPFinancingReceivableCollectivelyEvaluatedForImpairment_30" xlink:type="arc" order="18" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_FinancingReceivableAcquiredWithDeterioratedCreditQuality" xlink:label="loc_FBPFinancingReceivableAcquiredWithDeterioratedCreditQuality_30" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPFinancingReceivableAcquiredWithDeterioratedCreditQuality_30" xlink:type="arc" order="19" />
    </link:definitionLink>
    <link:definitionLink xlink:type="extended" xlink:role="http://firstbancorp.com/role/LoansAndAssetQualityInformationDetails11" xlink:title="0070 - Disclosure - Loans and Asset Quality Information (Details 11)">
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StatementLineItems" xlink:label="loc_FBPStatementLineItems" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StatementTable" xlink:label="loc_FBPStatementTable" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/all" xbrldt:contextElement="segment" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPStatementTable" xlink:type="arc" order="10" xbrldt:closed="true" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis" xlink:label="loc_FBPAccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_FBPStatementTable" xlink:to="loc_FBPAccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis" xlink:type="arc" order="1" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ReceivableTypeDomain" xlink:label="loc_FBPReceivableTypeDomain" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_FBPAccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis" xlink:to="loc_FBPReceivableTypeDomain" xlink:type="arc" order="20" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ReceivableTypeDomain" xlink:label="loc_FBPReceivableTypeDomain_10" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xbrldt:contextElement="segment" xlink:from="loc_FBPAccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis" xlink:to="loc_FBPReceivableTypeDomain_10" xlink:type="arc" order="30" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_NonCoveredMember" xlink:label="loc_FBPNonCoveredMember_0" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPReceivableTypeDomain" xlink:to="loc_FBPNonCoveredMember_0" xlink:type="arc" order="1" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_CoveredMember" xlink:label="loc_FBPCoveredMember_90" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPReceivableTypeDomain" xlink:to="loc_FBPCoveredMember_90" xlink:type="arc" order="91" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis" xlink:label="loc_FBPFinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_FBPStatementTable" xlink:to="loc_FBPFinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis" xlink:type="arc" order="2" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" xlink:label="loc_FBPFinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_FBPFinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis" xlink:to="loc_FBPFinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" xlink:type="arc" order="20" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" xlink:label="loc_FBPFinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_10" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xbrldt:contextElement="segment" xlink:from="loc_FBPFinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis" xlink:to="loc_FBPFinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_10" xlink:type="arc" order="30" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_CommercialUnsecuredMember" xlink:label="loc_FBPCommercialUnsecuredMember_0" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPFinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" xlink:to="loc_FBPCommercialUnsecuredMember_0" xlink:type="arc" order="2" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_CommercialSecuredMember" xlink:label="loc_FBPCommercialSecuredMember_10" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPFinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" xlink:to="loc_FBPCommercialSecuredMember_10" xlink:type="arc" order="12" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_SecuredInventoryAccountsReceivableMember" xlink:label="loc_FBPSecuredInventoryAccountsReceivableMember_20" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPFinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" xlink:to="loc_FBPSecuredInventoryAccountsReceivableMember_20" xlink:type="arc" order="22" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_RealEstateConstructionMember" xlink:label="loc_FBPRealEstateConstructionMember_30" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPFinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" xlink:to="loc_FBPRealEstateConstructionMember_30" xlink:type="arc" order="32" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_RealEstateResidentialMember" xlink:label="loc_FBPRealEstateResidentialMember_40" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPFinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" xlink:to="loc_FBPRealEstateResidentialMember_40" xlink:type="arc" order="42" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_RealEstateHomeEquityMember" xlink:label="loc_FBPRealEstateHomeEquityMember_50" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPFinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" xlink:to="loc_FBPRealEstateHomeEquityMember_50" xlink:type="arc" order="52" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_RealEstateCommercialMember" xlink:label="loc_FBPRealEstateCommercialMember_60" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPFinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" xlink:to="loc_FBPRealEstateCommercialMember_60" xlink:type="arc" order="62" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_ConsumerMember" xlink:label="loc_FBPConsumerMember_70" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPFinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" xlink:to="loc_FBPConsumerMember_70" xlink:type="arc" order="72" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_ImpairedLoansAbstract" xlink:label="loc_FBPImpairedLoansAbstract_230" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPImpairedLoansAbstract_230" xlink:type="arc" order="0" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_LoansWithNoRelatedAllowanceRecordedAbstract" xlink:label="loc_FBPLoansWithNoRelatedAllowanceRecordedAbstract_230" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPLoansWithNoRelatedAllowanceRecordedAbstract_230" xlink:type="arc" order="1" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ImpairedFinancingReceivableWithNoRelatedAllowanceRecordedInvestment" xlink:label="loc_FBPImpairedFinancingReceivableWithNoRelatedAllowanceRecordedInvestment_230" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPImpairedFinancingReceivableWithNoRelatedAllowanceRecordedInvestment_230" xlink:type="arc" order="2" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ImpairedFinancingReceivableWithNoRelatedAllowanceUnpaidPrincipalBalance" xlink:label="loc_FBPImpairedFinancingReceivableWithNoRelatedAllowanceUnpaidPrincipalBalance_230" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPImpairedFinancingReceivableWithNoRelatedAllowanceUnpaidPrincipalBalance_230" xlink:type="arc" order="3" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ImpairedFinancingReceivableWithNoRelatedAllowanceAverageRecordedInvestment" xlink:label="loc_FBPImpairedFinancingReceivableWithNoRelatedAllowanceAverageRecordedInvestment_230" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPImpairedFinancingReceivableWithNoRelatedAllowanceAverageRecordedInvestment_230" xlink:type="arc" order="4" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_LoansWithAllowanceRecordedAbstract" xlink:label="loc_FBPLoansWithAllowanceRecordedAbstract_230" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPLoansWithAllowanceRecordedAbstract_230" xlink:type="arc" order="6" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment" xlink:label="loc_FBPImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment_230" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment_230" xlink:type="arc" order="7" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ImpairedFinancingReceivableWithRelatedAllowanceUnpaidPrincipalBalance" xlink:label="loc_FBPImpairedFinancingReceivableWithRelatedAllowanceUnpaidPrincipalBalance_230" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPImpairedFinancingReceivableWithRelatedAllowanceUnpaidPrincipalBalance_230" xlink:type="arc" order="8" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ImpairedFinancingReceivableRelatedAllowance" xlink:label="loc_FBPImpairedFinancingReceivableRelatedAllowance_230" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPImpairedFinancingReceivableRelatedAllowance_230" xlink:type="arc" order="9" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ImpairedFinancingReceivableWithRelatedAllowanceAverageRecordedInvestment" xlink:label="loc_FBPImpairedFinancingReceivableWithRelatedAllowanceAverageRecordedInvestment_230" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPImpairedFinancingReceivableWithRelatedAllowanceAverageRecordedInvestment_230" xlink:type="arc" order="10" />
    </link:definitionLink>
    <link:definitionLink xlink:type="extended" xlink:role="http://firstbancorp.com/role/LoansAndAssetQualityInformationDetails12" xlink:title="0071 - Disclosure - Loans and Asset Quality Information (Details 12)">
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StatementLineItems" xlink:label="loc_FBPStatementLineItems" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StatementTable" xlink:label="loc_FBPStatementTable" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/all" xbrldt:contextElement="segment" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPStatementTable" xlink:type="arc" order="10" xbrldt:closed="true" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_FinancingReceivableInformationByCreditQualityIndicatorAxis" xlink:label="loc_FBPFinancingReceivableInformationByCreditQualityIndicatorAxis" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_FBPStatementTable" xlink:to="loc_FBPFinancingReceivableInformationByCreditQualityIndicatorAxis" xlink:type="arc" order="1" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_FinancingReceivableByCreditQualityIndicatorDomain" xlink:label="loc_FBPFinancingReceivableByCreditQualityIndicatorDomain" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_FBPFinancingReceivableInformationByCreditQualityIndicatorAxis" xlink:to="loc_FBPFinancingReceivableByCreditQualityIndicatorDomain" xlink:type="arc" order="20" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_FinancingReceivableByCreditQualityIndicatorDomain" xlink:label="loc_FBPFinancingReceivableByCreditQualityIndicatorDomain_10" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xbrldt:contextElement="segment" xlink:from="loc_FBPFinancingReceivableInformationByCreditQualityIndicatorAxis" xlink:to="loc_FBPFinancingReceivableByCreditQualityIndicatorDomain_10" xlink:type="arc" order="30" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_PassMember" xlink:label="loc_FBPPassMember_0" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPFinancingReceivableByCreditQualityIndicatorDomain" xlink:to="loc_FBPPassMember_0" xlink:type="arc" order="1" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_WeakPassMember" xlink:label="loc_FBPWeakPassMember_10" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPFinancingReceivableByCreditQualityIndicatorDomain" xlink:to="loc_FBPWeakPassMember_10" xlink:type="arc" order="11" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_WatchStandardMember" xlink:label="loc_FBPWatchStandardMember_20" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPFinancingReceivableByCreditQualityIndicatorDomain" xlink:to="loc_FBPWatchStandardMember_20" xlink:type="arc" order="21" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_SpecialMentionMember" xlink:label="loc_FBPSpecialMentionMember_30" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPFinancingReceivableByCreditQualityIndicatorDomain" xlink:to="loc_FBPSpecialMentionMember_30" xlink:type="arc" order="31" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_ClassifiedMember" xlink:label="loc_FBPClassifiedMember_40" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPFinancingReceivableByCreditQualityIndicatorDomain" xlink:to="loc_FBPClassifiedMember_40" xlink:type="arc" order="41" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_NonaccrualFinancingReceivableMember" xlink:label="loc_FBPNonaccrualFinancingReceivableMember_50" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPFinancingReceivableByCreditQualityIndicatorDomain" xlink:to="loc_FBPNonaccrualFinancingReceivableMember_50" xlink:type="arc" order="51" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis" xlink:label="loc_FBPFinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_FBPStatementTable" xlink:to="loc_FBPFinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis" xlink:type="arc" order="2" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" xlink:label="loc_FBPFinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_FBPFinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis" xlink:to="loc_FBPFinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" xlink:type="arc" order="20" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" xlink:label="loc_FBPFinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_10" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xbrldt:contextElement="segment" xlink:from="loc_FBPFinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis" xlink:to="loc_FBPFinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_10" xlink:type="arc" order="30" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_CommercialUnsecuredMember" xlink:label="loc_FBPCommercialUnsecuredMember_0" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPFinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" xlink:to="loc_FBPCommercialUnsecuredMember_0" xlink:type="arc" order="2" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_CommercialSecuredMember" xlink:label="loc_FBPCommercialSecuredMember_70" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPFinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" xlink:to="loc_FBPCommercialSecuredMember_70" xlink:type="arc" order="72" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_SecuredInventoryAccountsReceivableMember" xlink:label="loc_FBPSecuredInventoryAccountsReceivableMember_140" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPFinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" xlink:to="loc_FBPSecuredInventoryAccountsReceivableMember_140" xlink:type="arc" order="142" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_RealEstateConstructionMember" xlink:label="loc_FBPRealEstateConstructionMember_210" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPFinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" xlink:to="loc_FBPRealEstateConstructionMember_210" xlink:type="arc" order="212" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_RealEstateResidentialMember" xlink:label="loc_FBPRealEstateResidentialMember_280" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPFinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" xlink:to="loc_FBPRealEstateResidentialMember_280" xlink:type="arc" order="282" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_RealEstateHomeEquityMember" xlink:label="loc_FBPRealEstateHomeEquityMember_350" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPFinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" xlink:to="loc_FBPRealEstateHomeEquityMember_350" xlink:type="arc" order="352" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_RealEstateCommercialMember" xlink:label="loc_FBPRealEstateCommercialMember_420" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPFinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" xlink:to="loc_FBPRealEstateCommercialMember_420" xlink:type="arc" order="422" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_ConsumerMember" xlink:label="loc_FBPConsumerMember_490" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPFinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" xlink:to="loc_FBPConsumerMember_490" xlink:type="arc" order="492" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis" xlink:label="loc_FBPAccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_FBPStatementTable" xlink:to="loc_FBPAccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis" xlink:type="arc" order="3" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ReceivableTypeDomain" xlink:label="loc_FBPReceivableTypeDomain" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_FBPAccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis" xlink:to="loc_FBPReceivableTypeDomain" xlink:type="arc" order="20" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ReceivableTypeDomain" xlink:label="loc_FBPReceivableTypeDomain_10" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xbrldt:contextElement="segment" xlink:from="loc_FBPAccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis" xlink:to="loc_FBPReceivableTypeDomain_10" xlink:type="arc" order="30" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_NonCoveredMember" xlink:label="loc_FBPNonCoveredMember_560" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPReceivableTypeDomain" xlink:to="loc_FBPNonCoveredMember_560" xlink:type="arc" order="561" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_RecordedInvestmentInLoansByCreditQualityIndicatorsAbstract" xlink:label="loc_FBPRecordedInvestmentInLoansByCreditQualityIndicatorsAbstract_1290" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPRecordedInvestmentInLoansByCreditQualityIndicatorsAbstract_1290" xlink:type="arc" order="0" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_LoansReceivableNonCoveredGrossCarryingAmount" xlink:label="loc_FBPLoansReceivableNonCoveredGrossCarryingAmount_1290" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPLoansReceivableNonCoveredGrossCarryingAmount_1290" xlink:type="arc" order="1" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_UnamortizedNetDeferredLoanCosts" xlink:label="loc_FBPUnamortizedNetDeferredLoanCosts_1290" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPUnamortizedNetDeferredLoanCosts_1290" xlink:type="arc" order="2" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_LoansAndLeasesReceivableGrossCarryingAmountCovered" xlink:label="loc_FBPLoansAndLeasesReceivableGrossCarryingAmountCovered_1290" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPLoansAndLeasesReceivableGrossCarryingAmountCovered_1290" xlink:type="arc" order="3" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_Loans" xlink:label="loc_FBPLoans_1290" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPLoans_1290" xlink:type="arc" order="4" />
    </link:definitionLink>
    <link:definitionLink xlink:type="extended" xlink:role="http://firstbancorp.com/role/LoansAndAssetQualityInformationDetails13" xlink:title="0072 - Disclosure - Loans and Asset Quality Information (Details 13)">
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StatementLineItems" xlink:label="loc_FBPStatementLineItems" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StatementTable" xlink:label="loc_FBPStatementTable" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/all" xbrldt:contextElement="segment" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPStatementTable" xlink:type="arc" order="10" xbrldt:closed="true" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis" xlink:label="loc_FBPAccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_FBPStatementTable" xlink:to="loc_FBPAccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis" xlink:type="arc" order="1" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ReceivableTypeDomain" xlink:label="loc_FBPReceivableTypeDomain" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_FBPAccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis" xlink:to="loc_FBPReceivableTypeDomain" xlink:type="arc" order="20" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ReceivableTypeDomain" xlink:label="loc_FBPReceivableTypeDomain_10" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xbrldt:contextElement="segment" xlink:from="loc_FBPAccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis" xlink:to="loc_FBPReceivableTypeDomain_10" xlink:type="arc" order="30" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_NonCoveredMember" xlink:label="loc_FBPNonCoveredMember_0" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPReceivableTypeDomain" xlink:to="loc_FBPNonCoveredMember_0" xlink:type="arc" order="1" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_CoveredMember" xlink:label="loc_FBPCoveredMember_60" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPReceivableTypeDomain" xlink:to="loc_FBPCoveredMember_60" xlink:type="arc" order="61" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis" xlink:label="loc_FBPFinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_FBPStatementTable" xlink:to="loc_FBPFinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis" xlink:type="arc" order="2" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" xlink:label="loc_FBPFinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_FBPFinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis" xlink:to="loc_FBPFinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" xlink:type="arc" order="20" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" xlink:label="loc_FBPFinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_10" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xbrldt:contextElement="segment" xlink:from="loc_FBPFinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis" xlink:to="loc_FBPFinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_10" xlink:type="arc" order="30" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_CommercialSecuredMember" xlink:label="loc_FBPCommercialSecuredMember_0" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPFinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" xlink:to="loc_FBPCommercialSecuredMember_0" xlink:type="arc" order="2" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_RealEstateConstructionMember" xlink:label="loc_FBPRealEstateConstructionMember_10" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPFinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" xlink:to="loc_FBPRealEstateConstructionMember_10" xlink:type="arc" order="12" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_RealEstateResidentialMember" xlink:label="loc_FBPRealEstateResidentialMember_20" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPFinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" xlink:to="loc_FBPRealEstateResidentialMember_20" xlink:type="arc" order="22" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_RealEstateHomeEquityMember" xlink:label="loc_FBPRealEstateHomeEquityMember_30" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPFinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" xlink:to="loc_FBPRealEstateHomeEquityMember_30" xlink:type="arc" order="32" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_RealEstateCommercialMember" xlink:label="loc_FBPRealEstateCommercialMember_40" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPFinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" xlink:to="loc_FBPRealEstateCommercialMember_40" xlink:type="arc" order="42" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_InformationRelatedToLoansModifiedInTroubledDebtRestructuringAbstract" xlink:label="loc_FBPInformationRelatedToLoansModifiedInTroubledDebtRestructuringAbstract_170" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPInformationRelatedToLoansModifiedInTroubledDebtRestructuringAbstract_170" xlink:type="arc" order="0" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_FinancingReceivableModificationsNumberOfContracts1Accruing" xlink:label="loc_FBPFinancingReceivableModificationsNumberOfContracts1Accruing_170" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPInformationRelatedToLoansModifiedInTroubledDebtRestructuringAbstract_170" xlink:to="loc_FBPFinancingReceivableModificationsNumberOfContracts1Accruing_170" xlink:type="arc" order="1" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_TdrsArisingDuringPeriodAccruingPremodification" xlink:label="loc_FBPTdrsArisingDuringPeriodAccruingPremodification_170" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPInformationRelatedToLoansModifiedInTroubledDebtRestructuringAbstract_170" xlink:to="loc_FBPTdrsArisingDuringPeriodAccruingPremodification_170" xlink:type="arc" order="2" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_FinancingReceivableModificationsPostModificationRecordedInvestment1Accruing" xlink:label="loc_FBPFinancingReceivableModificationsPostModificationRecordedInvestment1Accruing_170" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPInformationRelatedToLoansModifiedInTroubledDebtRestructuringAbstract_170" xlink:to="loc_FBPFinancingReceivableModificationsPostModificationRecordedInvestment1Accruing_170" xlink:type="arc" order="3" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_FinancingReceivableModificationsNumberOfContracts1Nonaccrual" xlink:label="loc_FBPFinancingReceivableModificationsNumberOfContracts1Nonaccrual_170" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPFinancingReceivableModificationsNumberOfContracts1Nonaccrual_170" xlink:type="arc" order="4" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_TdrsArisingDuringPeriodNonaccrualPremodification" xlink:label="loc_FBPTdrsArisingDuringPeriodNonaccrualPremodification_170" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPTdrsArisingDuringPeriodNonaccrualPremodification_170" xlink:type="arc" order="5" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_FinancingReceivableModificationsPostModificationRecordedInvestment1Nonaccrual" xlink:label="loc_FBPFinancingReceivableModificationsPostModificationRecordedInvestment1Nonaccrual_170" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPFinancingReceivableModificationsPostModificationRecordedInvestment1Nonaccrual_170" xlink:type="arc" order="6" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_FinancingReceivableModificationsNumberOfContracts1Total" xlink:label="loc_FBPFinancingReceivableModificationsNumberOfContracts1Total_170" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPFinancingReceivableModificationsNumberOfContracts1Total_170" xlink:type="arc" order="7" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_FinancingReceivableModificationsPostModificationRecordedInvestment1Total" xlink:label="loc_FBPFinancingReceivableModificationsPostModificationRecordedInvestment1Total_170" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPFinancingReceivableModificationsPostModificationRecordedInvestment1Total_170" xlink:type="arc" order="8" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_TdrsArisingDuringPeriodPostmodification" xlink:label="loc_FBPTdrsArisingDuringPeriodPostmodification_170" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPTdrsArisingDuringPeriodPostmodification_170" xlink:type="arc" order="9" />
    </link:definitionLink>
    <link:definitionLink xlink:type="extended" xlink:role="http://firstbancorp.com/role/PremisesAndEquipmentDetails" xlink:title="0073 - Disclosure - Premises and Equipment (Details)">
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StatementLineItems" xlink:label="loc_FBPStatementLineItems" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StatementTable" xlink:label="loc_FBPStatementTable" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/all" xbrldt:contextElement="segment" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPStatementTable" xlink:type="arc" order="10" xbrldt:closed="true" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_PropertyPlantAndEquipmentByTypeAxis" xlink:label="loc_FBPPropertyPlantAndEquipmentByTypeAxis" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_FBPStatementTable" xlink:to="loc_FBPPropertyPlantAndEquipmentByTypeAxis" xlink:type="arc" order="1" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_PropertyPlantAndEquipmentTypeDomain" xlink:label="loc_FBPPropertyPlantAndEquipmentTypeDomain" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_FBPPropertyPlantAndEquipmentByTypeAxis" xlink:to="loc_FBPPropertyPlantAndEquipmentTypeDomain" xlink:type="arc" order="20" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_PropertyPlantAndEquipmentTypeDomain" xlink:label="loc_FBPPropertyPlantAndEquipmentTypeDomain_10" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xbrldt:contextElement="segment" xlink:from="loc_FBPPropertyPlantAndEquipmentByTypeAxis" xlink:to="loc_FBPPropertyPlantAndEquipmentTypeDomain_10" xlink:type="arc" order="30" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_LandMember" xlink:label="loc_FBPLandMember_0" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPPropertyPlantAndEquipmentTypeDomain" xlink:to="loc_FBPLandMember_0" xlink:type="arc" order="1" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_BuildingMember" xlink:label="loc_FBPBuildingMember_10" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPPropertyPlantAndEquipmentTypeDomain" xlink:to="loc_FBPBuildingMember_10" xlink:type="arc" order="11" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_FurnitureAndFixturesMember" xlink:label="loc_FBPFurnitureAndFixturesMember_20" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPPropertyPlantAndEquipmentTypeDomain" xlink:to="loc_FBPFurnitureAndFixturesMember_20" xlink:type="arc" order="21" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_LeaseholdsAndLeaseholdImprovementsMember" xlink:label="loc_FBPLeaseholdsAndLeaseholdImprovementsMember_30" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPPropertyPlantAndEquipmentTypeDomain" xlink:to="loc_FBPLeaseholdsAndLeaseholdImprovementsMember_30" xlink:type="arc" order="31" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_PropertyPlantAndEquipmentGross" xlink:label="loc_FBPPropertyPlantAndEquipmentGross_110" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPPropertyPlantAndEquipmentGross_110" xlink:type="arc" order="0" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_AccumulatedDepreciationDepletionAndAmortizationPropertyPlantAndEquipment" xlink:label="loc_FBPAccumulatedDepreciationDepletionAndAmortizationPropertyPlantAndEquipment_110" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPAccumulatedDepreciationDepletionAndAmortizationPropertyPlantAndEquipment_110" xlink:type="arc" order="1" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_PropertyPlantAndEquipmentNet" xlink:label="loc_FBPPropertyPlantAndEquipmentNet_110" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPPropertyPlantAndEquipmentNet_110" xlink:type="arc" order="2" />
    </link:definitionLink>
    <link:definitionLink xlink:type="extended" xlink:role="http://firstbancorp.com/role/FdicIndemnificationAssetDetails" xlink:title="0074 - Disclosure - FDIC Indemnification Asset (Details)" />
    <link:definitionLink xlink:type="extended" xlink:role="http://firstbancorp.com/role/FdicIndemnificationAssetDetails1" xlink:title="0075 - Disclosure - FDIC Indemnification Asset (Details 1)" />
    <link:definitionLink xlink:type="extended" xlink:role="http://firstbancorp.com/role/GoodwillAndOtherIntangibleAssetsDetailsNarrative" xlink:title="0076 - Disclosure - Goodwill and Other Intangible Assets (Details Narrative)">
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StatementLineItems" xlink:label="loc_FBPStatementLineItems" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StatementTable" xlink:label="loc_FBPStatementTable" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/all" xbrldt:contextElement="segment" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPStatementTable" xlink:type="arc" order="10" xbrldt:closed="true" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_BusinessAcquisitionAxis" xlink:label="loc_FBPBusinessAcquisitionAxis" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_FBPStatementTable" xlink:to="loc_FBPBusinessAcquisitionAxis" xlink:type="arc" order="1" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_BusinessAcquisitionAcquireeDomain" xlink:label="loc_FBPBusinessAcquisitionAcquireeDomain" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_FBPBusinessAcquisitionAxis" xlink:to="loc_FBPBusinessAcquisitionAcquireeDomain" xlink:type="arc" order="20" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_BusinessAcquisitionAcquireeDomain" xlink:label="loc_FBPBusinessAcquisitionAcquireeDomain_10" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xbrldt:contextElement="segment" xlink:from="loc_FBPBusinessAcquisitionAxis" xlink:to="loc_FBPBusinessAcquisitionAcquireeDomain_10" xlink:type="arc" order="30" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_BranchAcquisition1Member" xlink:label="loc_FBPBranchAcquisition1Member_30" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPBusinessAcquisitionAcquireeDomain" xlink:to="loc_FBPBranchAcquisition1Member_30" xlink:type="arc" order="31" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_BankofAshevilleMember" xlink:label="loc_FBPBankofAshevilleMember_40" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPBusinessAcquisitionAcquireeDomain" xlink:to="loc_FBPBankofAshevilleMember_40" xlink:type="arc" order="41" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_FiniteLivedCoreDepositsGross" xlink:label="loc_FBPFiniteLivedCoreDepositsGross_60" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPFiniteLivedCoreDepositsGross_60" xlink:type="arc" order="0" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_AmortizationOfIntangibleAssets" xlink:label="loc_FBPAmortizationOfIntangibleAssets_60" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPAmortizationOfIntangibleAssets_60" xlink:type="arc" order="1" />
    </link:definitionLink>
    <link:definitionLink xlink:type="extended" xlink:role="http://firstbancorp.com/role/GoodwillAndOtherIntangibleAssetsDetails" xlink:title="0077 - Disclosure - Goodwill and Other Intangible Assets (Details)" />
    <link:definitionLink xlink:type="extended" xlink:role="http://firstbancorp.com/role/GoodwillAndOtherIntangibleAssetsDetails1" xlink:title="0078 - Disclosure - Goodwill and Other Intangible Assets (Details 1)" />
    <link:definitionLink xlink:type="extended" xlink:role="http://firstbancorp.com/role/IncomeTaxesDetailsNarrative" xlink:title="0079 - Disclosure - Income Taxes (Details Narrative)" />
    <link:definitionLink xlink:type="extended" xlink:role="http://firstbancorp.com/role/IncomeTaxesDetails" xlink:title="0080 - Disclosure - Income Taxes (Details)" />
    <link:definitionLink xlink:type="extended" xlink:role="http://firstbancorp.com/role/IncomeTaxesDetails1" xlink:title="0081 - Disclosure - Income Taxes (Details 1)" />
    <link:definitionLink xlink:type="extended" xlink:role="http://firstbancorp.com/role/IncomeTaxesDetails2" xlink:title="0082 - Disclosure - Income Taxes (Details 2)" />
    <link:definitionLink xlink:type="extended" xlink:role="http://firstbancorp.com/role/IncomeTaxesDetails3" xlink:title="0083 - Disclosure - Income Taxes (Details 3)" />
    <link:definitionLink xlink:type="extended" xlink:role="http://firstbancorp.com/role/TimeDepositsSecuritiesSoldUnderAgreementsToRepurchaseAndRelatedPartyDepositsDetailsNarrative" xlink:title="0084 - Disclosure - Time Deposits, Securities Sold Under Agreements to Repurchase, and Related Party Deposits (Details Narrative)" />
    <link:definitionLink xlink:type="extended" xlink:role="http://firstbancorp.com/role/TimeDepositsSecuritiesSoldUnderAgreementsToRepurchaseAndRelatedPartyDepositsDetails" xlink:title="0085 - Disclosure - Time Deposits, Securities Sold Under Agreements to Repurchase, and Related Party Deposits (Details)" />
    <link:definitionLink xlink:type="extended" xlink:role="http://firstbancorp.com/role/TimeDepositsSecuritiesSoldUnderAgreementsToRepurchaseAndRelatedPartyDepositsDetails1" xlink:title="0086 - Disclosure - Time Deposits, Securities Sold Under Agreements to Repurchase, and Related Party Deposits (Details 1)" />
    <link:definitionLink xlink:type="extended" xlink:role="http://firstbancorp.com/role/BorrowingsAndBorrowingsAvailabilityDetailsNarrative" xlink:title="0087 - Disclosure - Borrowings and Borrowings Availability (Details Narrative)">
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StatementLineItems" xlink:label="loc_FBPStatementLineItems" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StatementTable" xlink:label="loc_FBPStatementTable" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/all" xbrldt:contextElement="segment" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPStatementTable" xlink:type="arc" order="10" xbrldt:closed="true" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_CreditFacilityAxis" xlink:label="loc_FBPCreditFacilityAxis" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_FBPStatementTable" xlink:to="loc_FBPCreditFacilityAxis" xlink:type="arc" order="1" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_CreditFacilityDomain" xlink:label="loc_FBPCreditFacilityDomain" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_FBPCreditFacilityAxis" xlink:to="loc_FBPCreditFacilityDomain" xlink:type="arc" order="20" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_CreditFacilityDomain" xlink:label="loc_FBPCreditFacilityDomain_10" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xbrldt:contextElement="segment" xlink:from="loc_FBPCreditFacilityAxis" xlink:to="loc_FBPCreditFacilityDomain_10" xlink:type="arc" order="30" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_FhlbLineOfCreditMember" xlink:label="loc_FBPFhlbLineOfCreditMember_20" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPCreditFacilityDomain" xlink:to="loc_FBPFhlbLineOfCreditMember_20" xlink:type="arc" order="21" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_OvernightFederalFundsLineOfCreditMember" xlink:label="loc_FBPOvernightFederalFundsLineOfCreditMember_50" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPCreditFacilityDomain" xlink:to="loc_FBPOvernightFederalFundsLineOfCreditMember_50" xlink:type="arc" order="51" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_FRBLineOfCreditMember" xlink:label="loc_FBPFRBLineOfCreditMember_80" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPCreditFacilityDomain" xlink:to="loc_FBPFRBLineOfCreditMember_80" xlink:type="arc" order="81" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_CorrespondentBankLineOfCreditMember" xlink:label="loc_FBPCorrespondentBankLineOfCreditMember_110" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPCreditFacilityDomain" xlink:to="loc_FBPCorrespondentBankLineOfCreditMember_110" xlink:type="arc" order="111" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_DebtInstrumentAxis" xlink:label="loc_FBPDebtInstrumentAxis" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_FBPStatementTable" xlink:to="loc_FBPDebtInstrumentAxis" xlink:type="arc" order="2" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_DebtInstrumentNameDomain" xlink:label="loc_FBPDebtInstrumentNameDomain" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_FBPDebtInstrumentAxis" xlink:to="loc_FBPDebtInstrumentNameDomain" xlink:type="arc" order="20" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_DebtInstrumentNameDomain" xlink:label="loc_FBPDebtInstrumentNameDomain_10" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xbrldt:contextElement="segment" xlink:from="loc_FBPDebtInstrumentAxis" xlink:to="loc_FBPDebtInstrumentNameDomain_10" xlink:type="arc" order="30" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_TrustPreferredSecuritiesFirstBankCorpCapitalTrustIIMember" xlink:label="loc_FBPTrustPreferredSecuritiesFirstBankCorpCapitalTrustIIMember_0" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPDebtInstrumentNameDomain" xlink:to="loc_FBPTrustPreferredSecuritiesFirstBankCorpCapitalTrustIIMember_0" xlink:type="arc" order="1" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_TrustPreferredSecuritiesFirstBankCorpCapitalTrustIIIMember" xlink:label="loc_FBPTrustPreferredSecuritiesFirstBankCorpCapitalTrustIIIMember_10" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPDebtInstrumentNameDomain" xlink:to="loc_FBPTrustPreferredSecuritiesFirstBankCorpCapitalTrustIIIMember_10" xlink:type="arc" order="11" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_OtherBorrowings" xlink:label="loc_FBPOtherBorrowings_140" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPOtherBorrowings_140" xlink:type="arc" order="1" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_LineOfCreditFacilityMaximumBorrowingCapacity" xlink:label="loc_FBPLineOfCreditFacilityMaximumBorrowingCapacity_140" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPLineOfCreditFacilityMaximumBorrowingCapacity_140" xlink:type="arc" order="2" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_LineOfCreditFacilityAmountOutstanding" xlink:label="loc_FBPLineOfCreditFacilityAmountOutstanding_140" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPLineOfCreditFacilityAmountOutstanding_140" xlink:type="arc" order="3" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_LineOfCreditFacilityDecreaseRepayments" xlink:label="loc_FBPLineOfCreditFacilityDecreaseRepayments_140" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPLineOfCreditFacilityDecreaseRepayments_140" xlink:type="arc" order="4" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_LineOfCreditPrepaymentPenalties" xlink:label="loc_FBPLineOfCreditPrepaymentPenalties_140" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPLineOfCreditPrepaymentPenalties_140" xlink:type="arc" order="5" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_LineOfCreditAmountReduced" xlink:label="loc_FBPLineOfCreditAmountReduced_140" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPLineOfCreditAmountReduced_140" xlink:type="arc" order="6" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_LineOfCreditFacilityRemainingBorrowingCapacity" xlink:label="loc_FBPLineOfCreditFacilityRemainingBorrowingCapacity_140" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPLineOfCreditFacilityRemainingBorrowingCapacity_140" xlink:type="arc" order="7" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_LineOfCreditPercentSecuredByCommonStock" xlink:label="loc_FBPLineOfCreditPercentSecuredByCommonStock_140" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPLineOfCreditPercentSecuredByCommonStock_140" xlink:type="arc" order="8" />
    </link:definitionLink>
    <link:definitionLink xlink:type="extended" xlink:role="http://firstbancorp.com/role/BorrowingsAndBorrowingsAvailabilityDetails" xlink:title="0088 - Disclosure - Borrowings and Borrowings Availability (Details)">
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StatementLineItems" xlink:label="loc_FBPStatementLineItems" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StatementTable" xlink:label="loc_FBPStatementTable" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/all" xbrldt:contextElement="segment" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPStatementTable" xlink:type="arc" order="10" xbrldt:closed="true" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_DebtInstrumentAxis" xlink:label="loc_FBPDebtInstrumentAxis" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_FBPStatementTable" xlink:to="loc_FBPDebtInstrumentAxis" xlink:type="arc" order="1" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_DebtInstrumentNameDomain" xlink:label="loc_FBPDebtInstrumentNameDomain" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_FBPDebtInstrumentAxis" xlink:to="loc_FBPDebtInstrumentNameDomain" xlink:type="arc" order="20" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_DebtInstrumentNameDomain" xlink:label="loc_FBPDebtInstrumentNameDomain_10" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xbrldt:contextElement="segment" xlink:from="loc_FBPDebtInstrumentAxis" xlink:to="loc_FBPDebtInstrumentNameDomain_10" xlink:type="arc" order="30" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_TrustPreferredSecuritiesMember" xlink:label="loc_FBPTrustPreferredSecuritiesMember_0" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPDebtInstrumentNameDomain" xlink:to="loc_FBPTrustPreferredSecuritiesMember_0" xlink:type="arc" order="1" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_TrustPreferredSecurities2Member" xlink:label="loc_FBPTrustPreferredSecurities2Member_20" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPDebtInstrumentNameDomain" xlink:to="loc_FBPTrustPreferredSecurities2Member_20" xlink:type="arc" order="21" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_FhlbTermNote1Member" xlink:label="loc_FBPFhlbTermNote1Member_60" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPDebtInstrumentNameDomain" xlink:to="loc_FBPFhlbTermNote1Member_60" xlink:type="arc" order="61" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_FhlbTermNote2Member" xlink:label="loc_FBPFhlbTermNote2Member_80" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPDebtInstrumentNameDomain" xlink:to="loc_FBPFhlbTermNote2Member_80" xlink:type="arc" order="81" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_FhlbTermNote3Member" xlink:label="loc_FBPFhlbTermNote3Member_100" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPDebtInstrumentNameDomain" xlink:to="loc_FBPFhlbTermNote3Member_100" xlink:type="arc" order="101" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_FhlbTermNote4Member" xlink:label="loc_FBPFhlbTermNote4Member_120" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPDebtInstrumentNameDomain" xlink:to="loc_FBPFhlbTermNote4Member_120" xlink:type="arc" order="121" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_FhlbTermNote5Member" xlink:label="loc_FBPFhlbTermNote5Member_140" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPDebtInstrumentNameDomain" xlink:to="loc_FBPFhlbTermNote5Member_140" xlink:type="arc" order="141" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_FhlbTermNote6Member" xlink:label="loc_FBPFhlbTermNote6Member_160" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPDebtInstrumentNameDomain" xlink:to="loc_FBPFhlbTermNote6Member_160" xlink:type="arc" order="161" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_FhlbTermNote7Member" xlink:label="loc_FBPFhlbTermNote7Member_180" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPDebtInstrumentNameDomain" xlink:to="loc_FBPFhlbTermNote7Member_180" xlink:type="arc" order="181" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_DebtInstrumentMaturityDate" xlink:label="loc_FBPDebtInstrumentMaturityDate_270" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPDebtInstrumentMaturityDate_270" xlink:type="arc" order="2" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_DebtInstrumentIssuer" xlink:label="loc_FBPDebtInstrumentIssuer_270" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPDebtInstrumentIssuer_270" xlink:type="arc" order="3" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_DebtInstrumentCallFeature" xlink:label="loc_FBPDebtInstrumentCallFeature_270" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPDebtInstrumentCallFeature_270" xlink:type="arc" order="4" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_DebtInstrumentCallDateEarliest" xlink:label="loc_FBPDebtInstrumentCallDateEarliest_270" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPDebtInstrumentCallDateEarliest_270" xlink:type="arc" order="5" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_LongTermDebt" xlink:label="loc_FBPLongTermDebt_270" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPLongTermDebt_270" xlink:type="arc" order="6" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_UnamortizedFairMarketValueAdjustmentRecordedInAcquisition" xlink:label="loc_FBPUnamortizedFairMarketValueAdjustmentRecordedInAcquisition_270" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPUnamortizedFairMarketValueAdjustmentRecordedInAcquisition_270" xlink:type="arc" order="7" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_OtherBorrowings" xlink:label="loc_FBPOtherBorrowings_270" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPOtherBorrowings_270" xlink:type="arc" order="8" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_DebtInstrumentInterestRateStatedPercentage" xlink:label="loc_FBPDebtInstrumentInterestRateStatedPercentage_270" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPDebtInstrumentInterestRateStatedPercentage_270" xlink:type="arc" order="9" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_DebtInstrumentInterestRateEffectivePercentage" xlink:label="loc_FBPDebtInstrumentInterestRateEffectivePercentage_270" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPDebtInstrumentInterestRateEffectivePercentage_270" xlink:type="arc" order="10" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_DebtWeightedAverageInterestRate" xlink:label="loc_FBPDebtWeightedAverageInterestRate_270" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPDebtWeightedAverageInterestRate_270" xlink:type="arc" order="11" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_DebtInstrumentDescriptionOfVariableRateBasis" xlink:label="loc_FBPDebtInstrumentDescriptionOfVariableRateBasis_270" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPDebtInstrumentDescriptionOfVariableRateBasis_270" xlink:type="arc" order="12" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_DebtInstrumentBasisSpreadOnVariableRate" xlink:label="loc_FBPDebtInstrumentBasisSpreadOnVariableRate_270" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPDebtInstrumentBasisSpreadOnVariableRate_270" xlink:type="arc" order="13" />
    </link:definitionLink>
    <link:definitionLink xlink:type="extended" xlink:role="http://firstbancorp.com/role/LeasesDetailsNarrative" xlink:title="0089 - Disclosure - Leases (Details Narrative)" />
    <link:definitionLink xlink:type="extended" xlink:role="http://firstbancorp.com/role/LeasesDetails" xlink:title="0090 - Disclosure - Leases (Details)" />
    <link:definitionLink xlink:type="extended" xlink:role="http://firstbancorp.com/role/EmployeeBenefitPlansDetailsNarrative" xlink:title="0091 - Disclosure - Employee Benefit Plans (Details Narrative)">
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StatementLineItems" xlink:label="loc_FBPStatementLineItems" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StatementTable" xlink:label="loc_FBPStatementTable" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/all" xbrldt:contextElement="segment" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPStatementTable" xlink:type="arc" order="10" xbrldt:closed="true" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_DefinedBenefitPlanByPlanAssetCategoriesAxis" xlink:label="loc_FBPDefinedBenefitPlanByPlanAssetCategoriesAxis" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_FBPStatementTable" xlink:to="loc_FBPDefinedBenefitPlanByPlanAssetCategoriesAxis" xlink:type="arc" order="1" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_PlanAssetCategoriesDomain" xlink:label="loc_FBPPlanAssetCategoriesDomain" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_FBPDefinedBenefitPlanByPlanAssetCategoriesAxis" xlink:to="loc_FBPPlanAssetCategoriesDomain" xlink:type="arc" order="20" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_PlanAssetCategoriesDomain" xlink:label="loc_FBPPlanAssetCategoriesDomain_10" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xbrldt:contextElement="segment" xlink:from="loc_FBPDefinedBenefitPlanByPlanAssetCategoriesAxis" xlink:to="loc_FBPPlanAssetCategoriesDomain_10" xlink:type="arc" order="30" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_FixedIncomeInvestmentsMember" xlink:label="loc_FBPFixedIncomeInvestmentsMember_140" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPPlanAssetCategoriesDomain" xlink:to="loc_FBPFixedIncomeInvestmentsMember_140" xlink:type="arc" order="141" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_EquitySecurities1Member" xlink:label="loc_FBPEquitySecurities1Member_150" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPPlanAssetCategoriesDomain" xlink:to="loc_FBPEquitySecurities1Member_150" xlink:type="arc" order="151" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_DefinedBenefitPlansDisclosuresDefinedBenefitPlansAxis" xlink:label="loc_FBPDefinedBenefitPlansDisclosuresDefinedBenefitPlansAxis" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_FBPStatementTable" xlink:to="loc_FBPDefinedBenefitPlansDisclosuresDefinedBenefitPlansAxis" xlink:type="arc" order="2" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_DefinedBenefitPlansDisclosuresDefinedBenefitPlansDomain" xlink:label="loc_FBPDefinedBenefitPlansDisclosuresDefinedBenefitPlansDomain" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_FBPDefinedBenefitPlansDisclosuresDefinedBenefitPlansAxis" xlink:to="loc_FBPDefinedBenefitPlansDisclosuresDefinedBenefitPlansDomain" xlink:type="arc" order="20" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_DefinedBenefitPlansDisclosuresDefinedBenefitPlansDomain" xlink:label="loc_FBPDefinedBenefitPlansDisclosuresDefinedBenefitPlansDomain_10" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xbrldt:contextElement="segment" xlink:from="loc_FBPDefinedBenefitPlansDisclosuresDefinedBenefitPlansAxis" xlink:to="loc_FBPDefinedBenefitPlansDisclosuresDefinedBenefitPlansDomain_10" xlink:type="arc" order="30" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_Plan401kMember" xlink:label="loc_FBPPlan401kMember_0" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPDefinedBenefitPlansDisclosuresDefinedBenefitPlansDomain" xlink:to="loc_FBPPlan401kMember_0" xlink:type="arc" order="1" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_PensionPlanMember" xlink:label="loc_FBPPensionPlanMember_40" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPDefinedBenefitPlansDisclosuresDefinedBenefitPlansDomain" xlink:to="loc_FBPPensionPlanMember_40" xlink:type="arc" order="41" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_SerpPlanCurrentYearMember" xlink:label="loc_FBPSerpPlanCurrentYearMember_100" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPDefinedBenefitPlansDisclosuresDefinedBenefitPlansDomain" xlink:to="loc_FBPSerpPlanCurrentYearMember_100" xlink:type="arc" order="101" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_BusinessAcquisitionAxis" xlink:label="loc_FBPBusinessAcquisitionAxis" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_FBPStatementTable" xlink:to="loc_FBPBusinessAcquisitionAxis" xlink:type="arc" order="3" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_BusinessAcquisitionAcquireeDomain" xlink:label="loc_FBPBusinessAcquisitionAcquireeDomain" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_FBPBusinessAcquisitionAxis" xlink:to="loc_FBPBusinessAcquisitionAcquireeDomain" xlink:type="arc" order="20" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_BusinessAcquisitionAcquireeDomain" xlink:label="loc_FBPBusinessAcquisitionAcquireeDomain_10" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xbrldt:contextElement="segment" xlink:from="loc_FBPBusinessAcquisitionAxis" xlink:to="loc_FBPBusinessAcquisitionAcquireeDomain_10" xlink:type="arc" order="30" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_DescriptionOfDefinedContributionPensionAndOtherPostretirementPlans" xlink:label="loc_FBPDescriptionOfDefinedContributionPensionAndOtherPostretirementPlans_170" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPDescriptionOfDefinedContributionPensionAndOtherPostretirementPlans_170" xlink:type="arc" order="0" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_DeferralRate" xlink:label="loc_FBPDeferralRate_170" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPDeferralRate_170" xlink:type="arc" order="1" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_PercentOfAnnualSalaryEmployeesMayContribute" xlink:label="loc_FBPPercentOfAnnualSalaryEmployeesMayContribute_170" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPPercentOfAnnualSalaryEmployeesMayContribute_170" xlink:type="arc" order="2" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_PercentMatchedByCompanyUpTo3PercentOfEmployeeSalary" xlink:label="loc_FBPPercentMatchedByCompanyUpTo3PercentOfEmployeeSalary_170" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPPercentMatchedByCompanyUpTo3PercentOfEmployeeSalary_170" xlink:type="arc" order="3" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_PercentMatchedByCompany305PercentOfEmployeeSalary" xlink:label="loc_FBPPercentMatchedByCompany305PercentOfEmployeeSalary_170" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPPercentMatchedByCompany305PercentOfEmployeeSalary_170" xlink:type="arc" order="4" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_MatchingContributions" xlink:label="loc_FBPMatchingContributions_170" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPMatchingContributions_170" xlink:type="arc" order="5" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_DefinedBenefitPlanEstimatedFutureEmployerContributionsInCurrentFiscalYear" xlink:label="loc_FBPDefinedBenefitPlanEstimatedFutureEmployerContributionsInCurrentFiscalYear_170" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPDefinedBenefitPlanEstimatedFutureEmployerContributionsInCurrentFiscalYear_170" xlink:type="arc" order="6" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_DefinedBenefitPlanAccumulatedBenefitObligation" xlink:label="loc_FBPDefinedBenefitPlanAccumulatedBenefitObligation_170" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPDefinedBenefitPlanAccumulatedBenefitObligation_170" xlink:type="arc" order="7" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_DefinedBenefitPlanWeightedAverageAssetAllocations" xlink:label="loc_FBPDefinedBenefitPlanWeightedAverageAssetAllocations_170" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPDefinedBenefitPlanWeightedAverageAssetAllocations_170" xlink:type="arc" order="8" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_ExpectedAverageAnnualRateOfReturnMinimum" xlink:label="loc_FBPExpectedAverageAnnualRateOfReturnMinimum_170" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPExpectedAverageAnnualRateOfReturnMinimum_170" xlink:type="arc" order="9" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_ExpectedAverageAnnualRateOfReturnMaximum" xlink:label="loc_FBPExpectedAverageAnnualRateOfReturnMaximum_170" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPExpectedAverageAnnualRateOfReturnMaximum_170" xlink:type="arc" order="10" />
    </link:definitionLink>
    <link:definitionLink xlink:type="extended" xlink:role="http://firstbancorp.com/role/EmployeeBenefitPlansDetails" xlink:title="0092 - Disclosure - Employee Benefit Plans (Details)">
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StatementLineItems" xlink:label="loc_FBPStatementLineItems" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StatementTable" xlink:label="loc_FBPStatementTable" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/all" xbrldt:contextElement="segment" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPStatementTable" xlink:type="arc" order="10" xbrldt:closed="true" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_DefinedBenefitPlansDisclosuresDefinedBenefitPlansAxis" xlink:label="loc_FBPDefinedBenefitPlansDisclosuresDefinedBenefitPlansAxis" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_FBPStatementTable" xlink:to="loc_FBPDefinedBenefitPlansDisclosuresDefinedBenefitPlansAxis" xlink:type="arc" order="1" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_DefinedBenefitPlansDisclosuresDefinedBenefitPlansDomain" xlink:label="loc_FBPDefinedBenefitPlansDisclosuresDefinedBenefitPlansDomain" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_FBPDefinedBenefitPlansDisclosuresDefinedBenefitPlansAxis" xlink:to="loc_FBPDefinedBenefitPlansDisclosuresDefinedBenefitPlansDomain" xlink:type="arc" order="20" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_DefinedBenefitPlansDisclosuresDefinedBenefitPlansDomain" xlink:label="loc_FBPDefinedBenefitPlansDisclosuresDefinedBenefitPlansDomain_10" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xbrldt:contextElement="segment" xlink:from="loc_FBPDefinedBenefitPlansDisclosuresDefinedBenefitPlansAxis" xlink:to="loc_FBPDefinedBenefitPlansDisclosuresDefinedBenefitPlansDomain_10" xlink:type="arc" order="30" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_PensionPlanMember" xlink:label="loc_FBPPensionPlanMember_0" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPDefinedBenefitPlansDisclosuresDefinedBenefitPlansDomain" xlink:to="loc_FBPPensionPlanMember_0" xlink:type="arc" order="1" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_ChangeInBenefitObligationAbstract" xlink:label="loc_FBPChangeInBenefitObligationAbstract_40" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPChangeInBenefitObligationAbstract_40" xlink:type="arc" order="0" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_DefinedBenefitPlanBenefitObligation" xlink:label="loc_FBPDefinedBenefitPlanBenefitObligation_40" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPDefinedBenefitPlanBenefitObligation_40" xlink:type="arc" order="1" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_DefinedBenefitPlanServiceCost" xlink:label="loc_FBPDefinedBenefitPlanServiceCost_40" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPDefinedBenefitPlanServiceCost_40" xlink:type="arc" order="2" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_DefinedBenefitPlanInterestCost" xlink:label="loc_FBPDefinedBenefitPlanInterestCost_40" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPDefinedBenefitPlanInterestCost_40" xlink:type="arc" order="3" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_DefinedBenefitPlanActuarialGainLoss" xlink:label="loc_FBPDefinedBenefitPlanActuarialGainLoss_40" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPDefinedBenefitPlanActuarialGainLoss_40" xlink:type="arc" order="4" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_DefinedBenefitPlanBenefitsPaid" xlink:label="loc_FBPDefinedBenefitPlanBenefitsPaid_40" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPDefinedBenefitPlanBenefitsPaid_40" xlink:type="arc" order="5" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_DefinedBenefitPlanCurtailments" xlink:label="loc_FBPDefinedBenefitPlanCurtailments_40" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPDefinedBenefitPlanCurtailments_40" xlink:type="arc" order="6" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_ChangeInPlanAssetsAbstract" xlink:label="loc_FBPChangeInPlanAssetsAbstract_40" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPChangeInPlanAssetsAbstract_40" xlink:type="arc" order="8" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_DefinedBenefitPlanFairValueOfPlanAssets" xlink:label="loc_FBPDefinedBenefitPlanFairValueOfPlanAssets_40" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPDefinedBenefitPlanFairValueOfPlanAssets_40" xlink:type="arc" order="9" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_DefinedBenefitPlanActualReturnOnPlanAssets" xlink:label="loc_FBPDefinedBenefitPlanActualReturnOnPlanAssets_40" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPDefinedBenefitPlanActualReturnOnPlanAssets_40" xlink:type="arc" order="10" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_DefinedBenefitPlanContributionsByEmployer" xlink:label="loc_FBPDefinedBenefitPlanContributionsByEmployer_40" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPDefinedBenefitPlanContributionsByEmployer_40" xlink:type="arc" order="11" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_DefinedBenefitPlanFundedStatusOfPlan" xlink:label="loc_FBPDefinedBenefitPlanFundedStatusOfPlan_40" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPDefinedBenefitPlanFundedStatusOfPlan_40" xlink:type="arc" order="15" />
    </link:definitionLink>
    <link:definitionLink xlink:type="extended" xlink:role="http://firstbancorp.com/role/EmployeeBenefitPlansDetails1" xlink:title="0093 - Disclosure - Employee Benefit Plans (Details 1)">
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StatementLineItems" xlink:label="loc_FBPStatementLineItems" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StatementTable" xlink:label="loc_FBPStatementTable" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/all" xbrldt:contextElement="segment" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPStatementTable" xlink:type="arc" order="10" xbrldt:closed="true" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_DefinedBenefitPlansDisclosuresDefinedBenefitPlansAxis" xlink:label="loc_FBPDefinedBenefitPlansDisclosuresDefinedBenefitPlansAxis" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_FBPStatementTable" xlink:to="loc_FBPDefinedBenefitPlansDisclosuresDefinedBenefitPlansAxis" xlink:type="arc" order="1" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_DefinedBenefitPlansDisclosuresDefinedBenefitPlansDomain" xlink:label="loc_FBPDefinedBenefitPlansDisclosuresDefinedBenefitPlansDomain" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_FBPDefinedBenefitPlansDisclosuresDefinedBenefitPlansAxis" xlink:to="loc_FBPDefinedBenefitPlansDisclosuresDefinedBenefitPlansDomain" xlink:type="arc" order="20" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_DefinedBenefitPlansDisclosuresDefinedBenefitPlansDomain" xlink:label="loc_FBPDefinedBenefitPlansDisclosuresDefinedBenefitPlansDomain_10" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xbrldt:contextElement="segment" xlink:from="loc_FBPDefinedBenefitPlansDisclosuresDefinedBenefitPlansAxis" xlink:to="loc_FBPDefinedBenefitPlansDisclosuresDefinedBenefitPlansDomain_10" xlink:type="arc" order="30" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_PensionPlanMember" xlink:label="loc_FBPPensionPlanMember_0" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPDefinedBenefitPlansDisclosuresDefinedBenefitPlansDomain" xlink:to="loc_FBPPensionPlanMember_0" xlink:type="arc" order="1" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_DefinedBenefitPlanAssetsForPlanBenefitsCurrentAndNoncurrent" xlink:label="loc_FBPDefinedBenefitPlanAssetsForPlanBenefitsCurrentAndNoncurrent_30" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPDefinedBenefitPlanAssetsForPlanBenefitsCurrentAndNoncurrent_30" xlink:type="arc" order="0" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_PensionAndOtherPostretirementDefinedBenefitPlansLiabilitiesCurrentAndNoncurrent" xlink:label="loc_FBPPensionAndOtherPostretirementDefinedBenefitPlansLiabilitiesCurrentAndNoncurrent_30" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPPensionAndOtherPostretirementDefinedBenefitPlansLiabilitiesCurrentAndNoncurrent_30" xlink:type="arc" order="1" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_DefinedBenefitPlanAmountsRecognizedInBalanceSheet" xlink:label="loc_FBPDefinedBenefitPlanAmountsRecognizedInBalanceSheet_30" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPDefinedBenefitPlanAmountsRecognizedInBalanceSheet_30" xlink:type="arc" order="2" />
    </link:definitionLink>
    <link:definitionLink xlink:type="extended" xlink:role="http://firstbancorp.com/role/EmployeeBenefitPlansDetails2" xlink:title="0094 - Disclosure - Employee Benefit Plans (Details 2)">
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StatementLineItems" xlink:label="loc_FBPStatementLineItems" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StatementTable" xlink:label="loc_FBPStatementTable" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/all" xbrldt:contextElement="segment" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPStatementTable" xlink:type="arc" order="10" xbrldt:closed="true" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_DefinedBenefitPlansDisclosuresDefinedBenefitPlansAxis" xlink:label="loc_FBPDefinedBenefitPlansDisclosuresDefinedBenefitPlansAxis" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_FBPStatementTable" xlink:to="loc_FBPDefinedBenefitPlansDisclosuresDefinedBenefitPlansAxis" xlink:type="arc" order="1" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_DefinedBenefitPlansDisclosuresDefinedBenefitPlansDomain" xlink:label="loc_FBPDefinedBenefitPlansDisclosuresDefinedBenefitPlansDomain" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_FBPDefinedBenefitPlansDisclosuresDefinedBenefitPlansAxis" xlink:to="loc_FBPDefinedBenefitPlansDisclosuresDefinedBenefitPlansDomain" xlink:type="arc" order="20" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_DefinedBenefitPlansDisclosuresDefinedBenefitPlansDomain" xlink:label="loc_FBPDefinedBenefitPlansDisclosuresDefinedBenefitPlansDomain_10" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xbrldt:contextElement="segment" xlink:from="loc_FBPDefinedBenefitPlansDisclosuresDefinedBenefitPlansAxis" xlink:to="loc_FBPDefinedBenefitPlansDisclosuresDefinedBenefitPlansDomain_10" xlink:type="arc" order="30" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_PensionPlanMember" xlink:label="loc_FBPPensionPlanMember_0" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPDefinedBenefitPlansDisclosuresDefinedBenefitPlansDomain" xlink:to="loc_FBPPensionPlanMember_0" xlink:type="arc" order="1" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_DefinedBenefitPlanAccumulatedOtherComprehensiveIncomeNetGainsLossesBeforeTax" xlink:label="loc_FBPDefinedBenefitPlanAccumulatedOtherComprehensiveIncomeNetGainsLossesBeforeTax_30" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPDefinedBenefitPlanAccumulatedOtherComprehensiveIncomeNetGainsLossesBeforeTax_30" xlink:type="arc" order="1" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_DefinedBenefitPlanAccumulatedOtherComprehensiveIncomeNetTransitionAssetsObligationsBeforeTax" xlink:label="loc_FBPDefinedBenefitPlanAccumulatedOtherComprehensiveIncomeNetTransitionAssetsObligationsBeforeTax_30" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPDefinedBenefitPlanAccumulatedOtherComprehensiveIncomeNetTransitionAssetsObligationsBeforeTax_30" xlink:type="arc" order="2" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_DefinedBenefitPlanAccumulatedOtherComprehensiveIncomeNetPriorServiceCostCreditBeforeTax" xlink:label="loc_FBPDefinedBenefitPlanAccumulatedOtherComprehensiveIncomeNetPriorServiceCostCreditBeforeTax_30" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPDefinedBenefitPlanAccumulatedOtherComprehensiveIncomeNetPriorServiceCostCreditBeforeTax_30" xlink:type="arc" order="3" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_DefinedBenefitPlanAccumulatedOtherComprehensiveIncomeBeforeTax" xlink:label="loc_FBPDefinedBenefitPlanAccumulatedOtherComprehensiveIncomeBeforeTax_30" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPDefinedBenefitPlanAccumulatedOtherComprehensiveIncomeBeforeTax_30" xlink:type="arc" order="4" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_AmountRecognizedAOCIBeforeTaxEffectTaxBenefit" xlink:label="loc_FBPAmountRecognizedAOCIBeforeTaxEffectTaxBenefit_30" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPAmountRecognizedAOCIBeforeTaxEffectTaxBenefit_30" xlink:type="arc" order="5" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_DefinedBenefitPlanAccumulatedOtherComprehensiveIncomeLossAfterTax" xlink:label="loc_FBPDefinedBenefitPlanAccumulatedOtherComprehensiveIncomeLossAfterTax_30" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPDefinedBenefitPlanAccumulatedOtherComprehensiveIncomeLossAfterTax_30" xlink:type="arc" order="6" />
    </link:definitionLink>
    <link:definitionLink xlink:type="extended" xlink:role="http://firstbancorp.com/role/EmployeeBenefitPlansDetails3" xlink:title="0095 - Disclosure - Employee Benefit Plans (Details 3)">
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StatementLineItems" xlink:label="loc_FBPStatementLineItems" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StatementTable" xlink:label="loc_FBPStatementTable" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/all" xbrldt:contextElement="segment" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPStatementTable" xlink:type="arc" order="10" xbrldt:closed="true" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_DefinedBenefitPlansDisclosuresDefinedBenefitPlansAxis" xlink:label="loc_FBPDefinedBenefitPlansDisclosuresDefinedBenefitPlansAxis" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_FBPStatementTable" xlink:to="loc_FBPDefinedBenefitPlansDisclosuresDefinedBenefitPlansAxis" xlink:type="arc" order="1" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_DefinedBenefitPlansDisclosuresDefinedBenefitPlansDomain" xlink:label="loc_FBPDefinedBenefitPlansDisclosuresDefinedBenefitPlansDomain" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_FBPDefinedBenefitPlansDisclosuresDefinedBenefitPlansAxis" xlink:to="loc_FBPDefinedBenefitPlansDisclosuresDefinedBenefitPlansDomain" xlink:type="arc" order="20" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_DefinedBenefitPlansDisclosuresDefinedBenefitPlansDomain" xlink:label="loc_FBPDefinedBenefitPlansDisclosuresDefinedBenefitPlansDomain_10" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xbrldt:contextElement="segment" xlink:from="loc_FBPDefinedBenefitPlansDisclosuresDefinedBenefitPlansAxis" xlink:to="loc_FBPDefinedBenefitPlansDisclosuresDefinedBenefitPlansDomain_10" xlink:type="arc" order="30" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_PensionPlanMember" xlink:label="loc_FBPPensionPlanMember_0" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPDefinedBenefitPlansDisclosuresDefinedBenefitPlansDomain" xlink:to="loc_FBPPensionPlanMember_0" xlink:type="arc" order="1" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_AccumulatedOtherComprehensiveIncomeLossDefinedBenefitPensionAndOtherPostretirementPlansNetOfTax" xlink:label="loc_FBPAccumulatedOtherComprehensiveIncomeLossDefinedBenefitPensionAndOtherPostretirementPlansNetOfTax_30" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPAccumulatedOtherComprehensiveIncomeLossDefinedBenefitPensionAndOtherPostretirementPlansNetOfTax_30" xlink:type="arc" order="2" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_OtherComprehensiveIncomeLossPensionAndOtherPostretirementBenefitPlansNetUnamortizedGainLossArisingDuringPeriodBeforeTax" xlink:label="loc_FBPOtherComprehensiveIncomeLossPensionAndOtherPostretirementBenefitPlansNetUnamortizedGainLossArisingDuringPeriodBeforeTax_30" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPOtherComprehensiveIncomeLossPensionAndOtherPostretirementBenefitPlansNetUnamortizedGainLossArisingDuringPeriodBeforeTax_30" xlink:type="arc" order="3" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_DefinedBenefitPlanAmountsRecognizedInOtherComprehensiveIncomeNetPriorServiceCostCreditBeforeTax" xlink:label="loc_FBPDefinedBenefitPlanAmountsRecognizedInOtherComprehensiveIncomeNetPriorServiceCostCreditBeforeTax_30" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPDefinedBenefitPlanAmountsRecognizedInOtherComprehensiveIncomeNetPriorServiceCostCreditBeforeTax_30" xlink:type="arc" order="4" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_OtherComprehensiveIncomeReclassificationOfDefinedBenefitPlanNetTransitionAssetObligationRecognizedInNetPeriodicBenefitCostBeforeTax" xlink:label="loc_FBPOtherComprehensiveIncomeReclassificationOfDefinedBenefitPlanNetTransitionAssetObligationRecognizedInNetPeriodicBenefitCostBeforeTax_30" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPOtherComprehensiveIncomeReclassificationOfDefinedBenefitPlanNetTransitionAssetObligationRecognizedInNetPeriodicBenefitCostBeforeTax_30" xlink:type="arc" order="5" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_AmortizationOfUnrecognizedActuarialLoss" xlink:label="loc_FBPAmortizationOfUnrecognizedActuarialLoss_30" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPAmortizationOfUnrecognizedActuarialLoss_30" xlink:type="arc" order="6" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_AmortizationOfPriorServiceCostAndTransitionObligation" xlink:label="loc_FBPAmortizationOfPriorServiceCostAndTransitionObligation_30" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPAmortizationOfPriorServiceCostAndTransitionObligation_30" xlink:type="arc" order="7" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_OtherComprehensiveIncomeDefinedBenefitPlansTaxPortionAttributableToParent" xlink:label="loc_FBPOtherComprehensiveIncomeDefinedBenefitPlansTaxPortionAttributableToParent_30" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPOtherComprehensiveIncomeDefinedBenefitPlansTaxPortionAttributableToParent_30" xlink:type="arc" order="8" />
    </link:definitionLink>
    <link:definitionLink xlink:type="extended" xlink:role="http://firstbancorp.com/role/EmployeeBenefitPlansDetails4" xlink:title="0096 - Disclosure - Employee Benefit Plans (Details 4)">
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StatementLineItems" xlink:label="loc_FBPStatementLineItems" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StatementTable" xlink:label="loc_FBPStatementTable" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/all" xbrldt:contextElement="segment" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPStatementTable" xlink:type="arc" order="10" xbrldt:closed="true" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_DefinedBenefitPlansDisclosuresDefinedBenefitPlansAxis" xlink:label="loc_FBPDefinedBenefitPlansDisclosuresDefinedBenefitPlansAxis" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_FBPStatementTable" xlink:to="loc_FBPDefinedBenefitPlansDisclosuresDefinedBenefitPlansAxis" xlink:type="arc" order="1" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_DefinedBenefitPlansDisclosuresDefinedBenefitPlansDomain" xlink:label="loc_FBPDefinedBenefitPlansDisclosuresDefinedBenefitPlansDomain" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_FBPDefinedBenefitPlansDisclosuresDefinedBenefitPlansAxis" xlink:to="loc_FBPDefinedBenefitPlansDisclosuresDefinedBenefitPlansDomain" xlink:type="arc" order="20" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_DefinedBenefitPlansDisclosuresDefinedBenefitPlansDomain" xlink:label="loc_FBPDefinedBenefitPlansDisclosuresDefinedBenefitPlansDomain_10" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xbrldt:contextElement="segment" xlink:from="loc_FBPDefinedBenefitPlansDisclosuresDefinedBenefitPlansAxis" xlink:to="loc_FBPDefinedBenefitPlansDisclosuresDefinedBenefitPlansDomain_10" xlink:type="arc" order="30" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_PensionPlanMember" xlink:label="loc_FBPPensionPlanMember_0" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPDefinedBenefitPlansDisclosuresDefinedBenefitPlansDomain" xlink:to="loc_FBPPensionPlanMember_0" xlink:type="arc" order="1" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_PrepaidPensionCosts" xlink:label="loc_FBPPrepaidPensionCosts_30" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPPrepaidPensionCosts_30" xlink:type="arc" order="1" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_DefinedBenefitPlanNetPeriodicBenefitCost" xlink:label="loc_FBPDefinedBenefitPlanNetPeriodicBenefitCost_30" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPDefinedBenefitPlanNetPeriodicBenefitCost_30" xlink:type="arc" order="2" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_DefinedBenefitPlanContributionsByEmployer" xlink:label="loc_FBPDefinedBenefitPlanContributionsByEmployer_30" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPDefinedBenefitPlanContributionsByEmployer_30" xlink:type="arc" order="3" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_DefinedBenefitPlanRecognizedNetGainLossDueToSettlementsAndCurtailments1" xlink:label="loc_FBPDefinedBenefitPlanRecognizedNetGainLossDueToSettlementsAndCurtailments1_30" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPDefinedBenefitPlanRecognizedNetGainLossDueToSettlementsAndCurtailments1_30" xlink:type="arc" order="4" />
    </link:definitionLink>
    <link:definitionLink xlink:type="extended" xlink:role="http://firstbancorp.com/role/EmployeeBenefitPlansDetails5" xlink:title="0097 - Disclosure - Employee Benefit Plans (Details 5)">
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StatementLineItems" xlink:label="loc_FBPStatementLineItems" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StatementTable" xlink:label="loc_FBPStatementTable" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/all" xbrldt:contextElement="segment" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPStatementTable" xlink:type="arc" order="10" xbrldt:closed="true" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_DefinedBenefitPlansDisclosuresDefinedBenefitPlansAxis" xlink:label="loc_FBPDefinedBenefitPlansDisclosuresDefinedBenefitPlansAxis" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_FBPStatementTable" xlink:to="loc_FBPDefinedBenefitPlansDisclosuresDefinedBenefitPlansAxis" xlink:type="arc" order="1" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_DefinedBenefitPlansDisclosuresDefinedBenefitPlansDomain" xlink:label="loc_FBPDefinedBenefitPlansDisclosuresDefinedBenefitPlansDomain" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_FBPDefinedBenefitPlansDisclosuresDefinedBenefitPlansAxis" xlink:to="loc_FBPDefinedBenefitPlansDisclosuresDefinedBenefitPlansDomain" xlink:type="arc" order="20" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_DefinedBenefitPlansDisclosuresDefinedBenefitPlansDomain" xlink:label="loc_FBPDefinedBenefitPlansDisclosuresDefinedBenefitPlansDomain_10" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xbrldt:contextElement="segment" xlink:from="loc_FBPDefinedBenefitPlansDisclosuresDefinedBenefitPlansAxis" xlink:to="loc_FBPDefinedBenefitPlansDisclosuresDefinedBenefitPlansDomain_10" xlink:type="arc" order="30" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_PensionPlanMember" xlink:label="loc_FBPPensionPlanMember_0" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPDefinedBenefitPlansDisclosuresDefinedBenefitPlansDomain" xlink:to="loc_FBPPensionPlanMember_0" xlink:type="arc" order="1" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_DefinedBenefitPlanServiceCost" xlink:label="loc_FBPDefinedBenefitPlanServiceCost_40" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPDefinedBenefitPlanServiceCost_40" xlink:type="arc" order="2" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_DefinedBenefitPlanInterestCost" xlink:label="loc_FBPDefinedBenefitPlanInterestCost_40" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPDefinedBenefitPlanInterestCost_40" xlink:type="arc" order="3" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_DefinedBenefitPlanExpectedReturnOnPlanAssets" xlink:label="loc_FBPDefinedBenefitPlanExpectedReturnOnPlanAssets_40" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPDefinedBenefitPlanExpectedReturnOnPlanAssets_40" xlink:type="arc" order="4" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_DefinedBenefitPlanAmortizationOfGainsLosses" xlink:label="loc_FBPDefinedBenefitPlanAmortizationOfGainsLosses_40" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPDefinedBenefitPlanAmortizationOfGainsLosses_40" xlink:type="arc" order="5" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_DefinedBenefitPlanNetPeriodicBenefitCost" xlink:label="loc_FBPDefinedBenefitPlanNetPeriodicBenefitCost_40" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPDefinedBenefitPlanNetPeriodicBenefitCost_40" xlink:type="arc" order="6" />
    </link:definitionLink>
    <link:definitionLink xlink:type="extended" xlink:role="http://firstbancorp.com/role/EmployeeBenefitPlansDetails6" xlink:title="0098 - Disclosure - Employee Benefit Plans (Details 6)">
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StatementLineItems" xlink:label="loc_FBPStatementLineItems" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StatementTable" xlink:label="loc_FBPStatementTable" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/all" xbrldt:contextElement="segment" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPStatementTable" xlink:type="arc" order="10" xbrldt:closed="true" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_DefinedBenefitPlansDisclosuresDefinedBenefitPlansAxis" xlink:label="loc_FBPDefinedBenefitPlansDisclosuresDefinedBenefitPlansAxis" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_FBPStatementTable" xlink:to="loc_FBPDefinedBenefitPlansDisclosuresDefinedBenefitPlansAxis" xlink:type="arc" order="1" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_DefinedBenefitPlansDisclosuresDefinedBenefitPlansDomain" xlink:label="loc_FBPDefinedBenefitPlansDisclosuresDefinedBenefitPlansDomain" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_FBPDefinedBenefitPlansDisclosuresDefinedBenefitPlansAxis" xlink:to="loc_FBPDefinedBenefitPlansDisclosuresDefinedBenefitPlansDomain" xlink:type="arc" order="20" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_DefinedBenefitPlansDisclosuresDefinedBenefitPlansDomain" xlink:label="loc_FBPDefinedBenefitPlansDisclosuresDefinedBenefitPlansDomain_10" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xbrldt:contextElement="segment" xlink:from="loc_FBPDefinedBenefitPlansDisclosuresDefinedBenefitPlansAxis" xlink:to="loc_FBPDefinedBenefitPlansDisclosuresDefinedBenefitPlansDomain_10" xlink:type="arc" order="30" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_PensionPlanMember" xlink:label="loc_FBPPensionPlanMember_0" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPDefinedBenefitPlansDisclosuresDefinedBenefitPlansDomain" xlink:to="loc_FBPPensionPlanMember_0" xlink:type="arc" order="1" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_DefinedBenefitPlanExpectedFutureBenefitPaymentsNextTwelveMonths" xlink:label="loc_FBPDefinedBenefitPlanExpectedFutureBenefitPaymentsNextTwelveMonths_20" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPDefinedBenefitPlanExpectedFutureBenefitPaymentsNextTwelveMonths_20" xlink:type="arc" order="0" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_DefinedBenefitPlanExpectedFutureBenefitPaymentsYearTwo" xlink:label="loc_FBPDefinedBenefitPlanExpectedFutureBenefitPaymentsYearTwo_20" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPDefinedBenefitPlanExpectedFutureBenefitPaymentsYearTwo_20" xlink:type="arc" order="1" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_DefinedBenefitPlanExpectedFutureBenefitPaymentsYearThree" xlink:label="loc_FBPDefinedBenefitPlanExpectedFutureBenefitPaymentsYearThree_20" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPDefinedBenefitPlanExpectedFutureBenefitPaymentsYearThree_20" xlink:type="arc" order="2" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_DefinedBenefitPlanExpectedFutureBenefitPaymentsYearFour" xlink:label="loc_FBPDefinedBenefitPlanExpectedFutureBenefitPaymentsYearFour_20" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPDefinedBenefitPlanExpectedFutureBenefitPaymentsYearFour_20" xlink:type="arc" order="3" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_DefinedBenefitPlanExpectedFutureBenefitPaymentsYearFive" xlink:label="loc_FBPDefinedBenefitPlanExpectedFutureBenefitPaymentsYearFive_20" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPDefinedBenefitPlanExpectedFutureBenefitPaymentsYearFive_20" xlink:type="arc" order="4" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_DefinedBenefitPlanExpectedFutureBenefitPaymentsFiveFiscalYearsThereafter" xlink:label="loc_FBPDefinedBenefitPlanExpectedFutureBenefitPaymentsFiveFiscalYearsThereafter_20" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPDefinedBenefitPlanExpectedFutureBenefitPaymentsFiveFiscalYearsThereafter_20" xlink:type="arc" order="5" />
    </link:definitionLink>
    <link:definitionLink xlink:type="extended" xlink:role="http://firstbancorp.com/role/EmployeeBenefitPlansDetails7" xlink:title="0099 - Disclosure - Employee Benefit Plans (Details 7)">
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StatementLineItems" xlink:label="loc_FBPStatementLineItems" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StatementTable" xlink:label="loc_FBPStatementTable" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/all" xbrldt:contextElement="segment" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPStatementTable" xlink:type="arc" order="10" xbrldt:closed="true" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_DefinedBenefitPlanByPlanAssetCategoriesAxis" xlink:label="loc_FBPDefinedBenefitPlanByPlanAssetCategoriesAxis" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_FBPStatementTable" xlink:to="loc_FBPDefinedBenefitPlanByPlanAssetCategoriesAxis" xlink:type="arc" order="1" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_PlanAssetCategoriesDomain" xlink:label="loc_FBPPlanAssetCategoriesDomain" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_FBPDefinedBenefitPlanByPlanAssetCategoriesAxis" xlink:to="loc_FBPPlanAssetCategoriesDomain" xlink:type="arc" order="20" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_PlanAssetCategoriesDomain" xlink:label="loc_FBPPlanAssetCategoriesDomain_10" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xbrldt:contextElement="segment" xlink:from="loc_FBPDefinedBenefitPlanByPlanAssetCategoriesAxis" xlink:to="loc_FBPPlanAssetCategoriesDomain_10" xlink:type="arc" order="30" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_CashAndCashEquivalentsMember" xlink:label="loc_FBPCashAndCashEquivalentsMember_0" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPPlanAssetCategoriesDomain" xlink:to="loc_FBPCashAndCashEquivalentsMember_0" xlink:type="arc" order="1" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_UsGovernmentBondFundMember" xlink:label="loc_FBPUsGovernmentBondFundMember_10" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPPlanAssetCategoriesDomain" xlink:to="loc_FBPUsGovernmentBondFundMember_10" xlink:type="arc" order="11" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_UsCorporateBondFundMember" xlink:label="loc_FBPUsCorporateBondFundMember_20" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPPlanAssetCategoriesDomain" xlink:to="loc_FBPUsCorporateBondFundMember_20" xlink:type="arc" order="21" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_UsCorporateHighYieldBondFundMember" xlink:label="loc_FBPUsCorporateHighYieldBondFundMember_30" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPPlanAssetCategoriesDomain" xlink:to="loc_FBPUsCorporateHighYieldBondFundMember_30" xlink:type="arc" order="31" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_LargeCapValueFundMember" xlink:label="loc_FBPLargeCapValueFundMember_40" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPPlanAssetCategoriesDomain" xlink:to="loc_FBPLargeCapValueFundMember_40" xlink:type="arc" order="41" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_LargeCapGrowthFundMember" xlink:label="loc_FBPLargeCapGrowthFundMember_50" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPPlanAssetCategoriesDomain" xlink:to="loc_FBPLargeCapGrowthFundMember_50" xlink:type="arc" order="51" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_MidCapEquityFundMember" xlink:label="loc_FBPMidCapEquityFundMember_60" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPPlanAssetCategoriesDomain" xlink:to="loc_FBPMidCapEquityFundMember_60" xlink:type="arc" order="61" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_SmallCapGrowthFundMember" xlink:label="loc_FBPSmallCapGrowthFundMember_70" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPPlanAssetCategoriesDomain" xlink:to="loc_FBPSmallCapGrowthFundMember_70" xlink:type="arc" order="71" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_ForeignEquityFundMember" xlink:label="loc_FBPForeignEquityFundMember_80" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPPlanAssetCategoriesDomain" xlink:to="loc_FBPForeignEquityFundMember_80" xlink:type="arc" order="81" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_CompanyStockMember" xlink:label="loc_FBPCompanyStockMember_90" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPPlanAssetCategoriesDomain" xlink:to="loc_FBPCompanyStockMember_90" xlink:type="arc" order="91" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_DefinedBenefitPlanTargetPlanAssetAllocations" xlink:label="loc_FBPDefinedBenefitPlanTargetPlanAssetAllocations_110" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPDefinedBenefitPlanTargetPlanAssetAllocations_110" xlink:type="arc" order="2" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_DefinedBenefitPlanTargetPlanAssetAllocationsRangeMinimum" xlink:label="loc_FBPDefinedBenefitPlanTargetPlanAssetAllocationsRangeMinimum_110" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPDefinedBenefitPlanTargetPlanAssetAllocationsRangeMinimum_110" xlink:type="arc" order="3" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_DefinedBenefitPlanTargetPlanAssetAllocationsRangeMaximum" xlink:label="loc_FBPDefinedBenefitPlanTargetPlanAssetAllocationsRangeMaximum_110" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPDefinedBenefitPlanTargetPlanAssetAllocationsRangeMaximum_110" xlink:type="arc" order="4" />
    </link:definitionLink>
    <link:definitionLink xlink:type="extended" xlink:role="http://firstbancorp.com/role/EmployeeBenefitPlansDetails8" xlink:title="0100 - Disclosure - Employee Benefit Plans (Details 8)">
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StatementLineItems" xlink:label="loc_FBPStatementLineItems" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StatementTable" xlink:label="loc_FBPStatementTable" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/all" xbrldt:contextElement="segment" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPStatementTable" xlink:type="arc" order="10" xbrldt:closed="true" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_DefinedBenefitPlanByPlanAssetCategoriesAxis" xlink:label="loc_FBPDefinedBenefitPlanByPlanAssetCategoriesAxis" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_FBPStatementTable" xlink:to="loc_FBPDefinedBenefitPlanByPlanAssetCategoriesAxis" xlink:type="arc" order="1" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_PlanAssetCategoriesDomain" xlink:label="loc_FBPPlanAssetCategoriesDomain" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_FBPDefinedBenefitPlanByPlanAssetCategoriesAxis" xlink:to="loc_FBPPlanAssetCategoriesDomain" xlink:type="arc" order="20" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_PlanAssetCategoriesDomain" xlink:label="loc_FBPPlanAssetCategoriesDomain_10" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xbrldt:contextElement="segment" xlink:from="loc_FBPDefinedBenefitPlanByPlanAssetCategoriesAxis" xlink:to="loc_FBPPlanAssetCategoriesDomain_10" xlink:type="arc" order="30" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_CashAndCashEquivalentsMember" xlink:label="loc_FBPCashAndCashEquivalentsMember_0" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPPlanAssetCategoriesDomain" xlink:to="loc_FBPCashAndCashEquivalentsMember_0" xlink:type="arc" order="1" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_UsGovernmentBondFundMember" xlink:label="loc_FBPUsGovernmentBondFundMember_10" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPPlanAssetCategoriesDomain" xlink:to="loc_FBPUsGovernmentBondFundMember_10" xlink:type="arc" order="11" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_UsCorporateBondFundMember" xlink:label="loc_FBPUsCorporateBondFundMember_20" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPPlanAssetCategoriesDomain" xlink:to="loc_FBPUsCorporateBondFundMember_20" xlink:type="arc" order="21" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_UsCorporateHighYieldBondFundMember" xlink:label="loc_FBPUsCorporateHighYieldBondFundMember_30" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPPlanAssetCategoriesDomain" xlink:to="loc_FBPUsCorporateHighYieldBondFundMember_30" xlink:type="arc" order="31" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_LargeCapValueFundMember" xlink:label="loc_FBPLargeCapValueFundMember_40" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPPlanAssetCategoriesDomain" xlink:to="loc_FBPLargeCapValueFundMember_40" xlink:type="arc" order="41" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_LargeCapGrowthFundMember" xlink:label="loc_FBPLargeCapGrowthFundMember_50" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPPlanAssetCategoriesDomain" xlink:to="loc_FBPLargeCapGrowthFundMember_50" xlink:type="arc" order="51" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_MidCapEquityFundMember" xlink:label="loc_FBPMidCapEquityFundMember_60" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPPlanAssetCategoriesDomain" xlink:to="loc_FBPMidCapEquityFundMember_60" xlink:type="arc" order="61" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_SmallCapGrowthFundMember" xlink:label="loc_FBPSmallCapGrowthFundMember_70" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPPlanAssetCategoriesDomain" xlink:to="loc_FBPSmallCapGrowthFundMember_70" xlink:type="arc" order="71" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_ForeignEquityFundMember" xlink:label="loc_FBPForeignEquityFundMember_80" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPPlanAssetCategoriesDomain" xlink:to="loc_FBPForeignEquityFundMember_80" xlink:type="arc" order="81" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_CompanyStockMember" xlink:label="loc_FBPCompanyStockMember_90" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPPlanAssetCategoriesDomain" xlink:to="loc_FBPCompanyStockMember_90" xlink:type="arc" order="91" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_InvestmentCategoryBenchmark" xlink:label="loc_FBPInvestmentCategoryBenchmark_110" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPInvestmentCategoryBenchmark_110" xlink:type="arc" order="2" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_RangeOfAcceptableDeviationFromInvestmentCategoryBenchmarkMinimum" xlink:label="loc_FBPRangeOfAcceptableDeviationFromInvestmentCategoryBenchmarkMinimum_110" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPRangeOfAcceptableDeviationFromInvestmentCategoryBenchmarkMinimum_110" xlink:type="arc" order="3" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_RangeOfAcceptableDeviationFromInvestmentCategoryBenchmarkMaximum" xlink:label="loc_FBPRangeOfAcceptableDeviationFromInvestmentCategoryBenchmarkMaximum_110" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPRangeOfAcceptableDeviationFromInvestmentCategoryBenchmarkMaximum_110" xlink:type="arc" order="4" />
    </link:definitionLink>
    <link:definitionLink xlink:type="extended" xlink:role="http://firstbancorp.com/role/EmployeeBenefitPlansDetails9" xlink:title="0101 - Disclosure - Employee Benefit Plans (Details 9)">
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StatementLineItems" xlink:label="loc_FBPStatementLineItems" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StatementTable" xlink:label="loc_FBPStatementTable" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/all" xbrldt:contextElement="segment" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPStatementTable" xlink:type="arc" order="10" xbrldt:closed="true" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_DefinedBenefitPlanByPlanAssetCategoriesAxis" xlink:label="loc_FBPDefinedBenefitPlanByPlanAssetCategoriesAxis" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_FBPStatementTable" xlink:to="loc_FBPDefinedBenefitPlanByPlanAssetCategoriesAxis" xlink:type="arc" order="1" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_PlanAssetCategoriesDomain" xlink:label="loc_FBPPlanAssetCategoriesDomain" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_FBPDefinedBenefitPlanByPlanAssetCategoriesAxis" xlink:to="loc_FBPPlanAssetCategoriesDomain" xlink:type="arc" order="20" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_PlanAssetCategoriesDomain" xlink:label="loc_FBPPlanAssetCategoriesDomain_10" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xbrldt:contextElement="segment" xlink:from="loc_FBPDefinedBenefitPlanByPlanAssetCategoriesAxis" xlink:to="loc_FBPPlanAssetCategoriesDomain_10" xlink:type="arc" order="30" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_MoneyMarketFundsMember" xlink:label="loc_FBPMoneyMarketFundsMember_0" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPPlanAssetCategoriesDomain" xlink:to="loc_FBPMoneyMarketFundsMember_0" xlink:type="arc" order="1" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_UsGovernmentBondFundMember" xlink:label="loc_FBPUsGovernmentBondFundMember_20" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPPlanAssetCategoriesDomain" xlink:to="loc_FBPUsGovernmentBondFundMember_20" xlink:type="arc" order="21" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_UsCorporateBondFundMember" xlink:label="loc_FBPUsCorporateBondFundMember_40" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPPlanAssetCategoriesDomain" xlink:to="loc_FBPUsCorporateBondFundMember_40" xlink:type="arc" order="41" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_UsCorporateHighYieldBondFundMember" xlink:label="loc_FBPUsCorporateHighYieldBondFundMember_60" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPPlanAssetCategoriesDomain" xlink:to="loc_FBPUsCorporateHighYieldBondFundMember_60" xlink:type="arc" order="61" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_LargeCapValueFundMember" xlink:label="loc_FBPLargeCapValueFundMember_80" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPPlanAssetCategoriesDomain" xlink:to="loc_FBPLargeCapValueFundMember_80" xlink:type="arc" order="81" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_LargeCapGrowthFundMember" xlink:label="loc_FBPLargeCapGrowthFundMember_100" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPPlanAssetCategoriesDomain" xlink:to="loc_FBPLargeCapGrowthFundMember_100" xlink:type="arc" order="101" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_SmallCapGrowthFundMember" xlink:label="loc_FBPSmallCapGrowthFundMember_120" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPPlanAssetCategoriesDomain" xlink:to="loc_FBPSmallCapGrowthFundMember_120" xlink:type="arc" order="121" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_MidCapGrowthFundMember" xlink:label="loc_FBPMidCapGrowthFundMember_140" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPPlanAssetCategoriesDomain" xlink:to="loc_FBPMidCapGrowthFundMember_140" xlink:type="arc" order="141" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_ForeignEquityFundMember" xlink:label="loc_FBPForeignEquityFundMember_160" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPPlanAssetCategoriesDomain" xlink:to="loc_FBPForeignEquityFundMember_160" xlink:type="arc" order="161" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_CompanyStockMember" xlink:label="loc_FBPCompanyStockMember_180" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPPlanAssetCategoriesDomain" xlink:to="loc_FBPCompanyStockMember_180" xlink:type="arc" order="181" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_FairValueByFairValueHierarchyLevelAxis" xlink:label="loc_FBPFairValueByFairValueHierarchyLevelAxis" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_FBPStatementTable" xlink:to="loc_FBPFairValueByFairValueHierarchyLevelAxis" xlink:type="arc" order="2" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_FairValueMeasurementsFairValueHierarchyDomain" xlink:label="loc_FBPFairValueMeasurementsFairValueHierarchyDomain" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_FBPFairValueByFairValueHierarchyLevelAxis" xlink:to="loc_FBPFairValueMeasurementsFairValueHierarchyDomain" xlink:type="arc" order="20" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_FairValueMeasurementsFairValueHierarchyDomain" xlink:label="loc_FBPFairValueMeasurementsFairValueHierarchyDomain_10" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xbrldt:contextElement="segment" xlink:from="loc_FBPFairValueByFairValueHierarchyLevelAxis" xlink:to="loc_FBPFairValueMeasurementsFairValueHierarchyDomain_10" xlink:type="arc" order="30" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_FairValueInputsTotalMember" xlink:label="loc_FBPFairValueInputsTotalMember_0" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPFairValueMeasurementsFairValueHierarchyDomain" xlink:to="loc_FBPFairValueInputsTotalMember_0" xlink:type="arc" order="2" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_FairValueInputsLevel2Member" xlink:label="loc_FBPFairValueInputsLevel2Member_10" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPFairValueMeasurementsFairValueHierarchyDomain" xlink:to="loc_FBPFairValueInputsLevel2Member_10" xlink:type="arc" order="12" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_FairValueInputsLevel1Member" xlink:label="loc_FBPFairValueInputsLevel1Member_30" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPFairValueMeasurementsFairValueHierarchyDomain" xlink:to="loc_FBPFairValueInputsLevel1Member_30" xlink:type="arc" order="32" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_DefinedBenefitPlanFairValueOfPlanAssets" xlink:label="loc_FBPDefinedBenefitPlanFairValueOfPlanAssets_470" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPDefinedBenefitPlanFairValueOfPlanAssets_470" xlink:type="arc" order="1" />
    </link:definitionLink>
    <link:definitionLink xlink:type="extended" xlink:role="http://firstbancorp.com/role/EmployeeBenefitPlansDetails10" xlink:title="0102 - Disclosure - Employee Benefit Plans (Details 10)">
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StatementLineItems" xlink:label="loc_FBPStatementLineItems" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StatementTable" xlink:label="loc_FBPStatementTable" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/all" xbrldt:contextElement="segment" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPStatementTable" xlink:type="arc" order="10" xbrldt:closed="true" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_DefinedBenefitPlansDisclosuresDefinedBenefitPlansAxis" xlink:label="loc_FBPDefinedBenefitPlansDisclosuresDefinedBenefitPlansAxis" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_FBPStatementTable" xlink:to="loc_FBPDefinedBenefitPlansDisclosuresDefinedBenefitPlansAxis" xlink:type="arc" order="1" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_DefinedBenefitPlansDisclosuresDefinedBenefitPlansDomain" xlink:label="loc_FBPDefinedBenefitPlansDisclosuresDefinedBenefitPlansDomain" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_FBPDefinedBenefitPlansDisclosuresDefinedBenefitPlansAxis" xlink:to="loc_FBPDefinedBenefitPlansDisclosuresDefinedBenefitPlansDomain" xlink:type="arc" order="20" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_DefinedBenefitPlansDisclosuresDefinedBenefitPlansDomain" xlink:label="loc_FBPDefinedBenefitPlansDisclosuresDefinedBenefitPlansDomain_10" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xbrldt:contextElement="segment" xlink:from="loc_FBPDefinedBenefitPlansDisclosuresDefinedBenefitPlansAxis" xlink:to="loc_FBPDefinedBenefitPlansDisclosuresDefinedBenefitPlansDomain_10" xlink:type="arc" order="30" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_SerpPlanCurrentYearMember" xlink:label="loc_FBPSerpPlanCurrentYearMember_0" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPDefinedBenefitPlansDisclosuresDefinedBenefitPlansDomain" xlink:to="loc_FBPSerpPlanCurrentYearMember_0" xlink:type="arc" order="1" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_ChangeInBenefitObligation1Abstract" xlink:label="loc_FBPChangeInBenefitObligation1Abstract_40" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPChangeInBenefitObligation1Abstract_40" xlink:type="arc" order="1" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_DefinedBenefitPlanBenefitObligation" xlink:label="loc_FBPDefinedBenefitPlanBenefitObligation_40" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPDefinedBenefitPlanBenefitObligation_40" xlink:type="arc" order="2" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_DefinedBenefitPlanServiceCost" xlink:label="loc_FBPDefinedBenefitPlanServiceCost_40" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPDefinedBenefitPlanServiceCost_40" xlink:type="arc" order="3" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_DefinedBenefitPlanInterestCost" xlink:label="loc_FBPDefinedBenefitPlanInterestCost_40" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPDefinedBenefitPlanInterestCost_40" xlink:type="arc" order="4" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_DefinedBenefitPlanActuarialGainLoss" xlink:label="loc_FBPDefinedBenefitPlanActuarialGainLoss_40" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPDefinedBenefitPlanActuarialGainLoss_40" xlink:type="arc" order="5" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_DefinedBenefitPlanBenefitsPaid" xlink:label="loc_FBPDefinedBenefitPlanBenefitsPaid_40" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPDefinedBenefitPlanBenefitsPaid_40" xlink:type="arc" order="6" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_DefinedBenefitPlanCurtailments" xlink:label="loc_FBPDefinedBenefitPlanCurtailments_40" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPDefinedBenefitPlanCurtailments_40" xlink:type="arc" order="7" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_DefinedBenefitPlanFairValueOfPlanAssets" xlink:label="loc_FBPDefinedBenefitPlanFairValueOfPlanAssets_40" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPDefinedBenefitPlanFairValueOfPlanAssets_40" xlink:type="arc" order="9" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_DefinedBenefitPlanFundedStatusOfPlan" xlink:label="loc_FBPDefinedBenefitPlanFundedStatusOfPlan_40" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPDefinedBenefitPlanFundedStatusOfPlan_40" xlink:type="arc" order="10" />
    </link:definitionLink>
    <link:definitionLink xlink:type="extended" xlink:role="http://firstbancorp.com/role/EmployeeBenefitPlansDetails11" xlink:title="0103 - Disclosure - Employee Benefit Plans (Details 11)">
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StatementLineItems" xlink:label="loc_FBPStatementLineItems" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StatementTable" xlink:label="loc_FBPStatementTable" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/all" xbrldt:contextElement="segment" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPStatementTable" xlink:type="arc" order="10" xbrldt:closed="true" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_DefinedBenefitPlansDisclosuresDefinedBenefitPlansAxis" xlink:label="loc_FBPDefinedBenefitPlansDisclosuresDefinedBenefitPlansAxis" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_FBPStatementTable" xlink:to="loc_FBPDefinedBenefitPlansDisclosuresDefinedBenefitPlansAxis" xlink:type="arc" order="1" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_DefinedBenefitPlansDisclosuresDefinedBenefitPlansDomain" xlink:label="loc_FBPDefinedBenefitPlansDisclosuresDefinedBenefitPlansDomain" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_FBPDefinedBenefitPlansDisclosuresDefinedBenefitPlansAxis" xlink:to="loc_FBPDefinedBenefitPlansDisclosuresDefinedBenefitPlansDomain" xlink:type="arc" order="20" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_DefinedBenefitPlansDisclosuresDefinedBenefitPlansDomain" xlink:label="loc_FBPDefinedBenefitPlansDisclosuresDefinedBenefitPlansDomain_10" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xbrldt:contextElement="segment" xlink:from="loc_FBPDefinedBenefitPlansDisclosuresDefinedBenefitPlansAxis" xlink:to="loc_FBPDefinedBenefitPlansDisclosuresDefinedBenefitPlansDomain_10" xlink:type="arc" order="30" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_SerpPlanCurrentYearMember" xlink:label="loc_FBPSerpPlanCurrentYearMember_0" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPDefinedBenefitPlansDisclosuresDefinedBenefitPlansDomain" xlink:to="loc_FBPSerpPlanCurrentYearMember_0" xlink:type="arc" order="1" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_DefinedBenefitPlanAssetsForPlanBenefitsCurrentAndNoncurrent" xlink:label="loc_FBPDefinedBenefitPlanAssetsForPlanBenefitsCurrentAndNoncurrent_30" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPDefinedBenefitPlanAssetsForPlanBenefitsCurrentAndNoncurrent_30" xlink:type="arc" order="1" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_PensionAndOtherPostretirementDefinedBenefitPlansLiabilitiesCurrentAndNoncurrent" xlink:label="loc_FBPPensionAndOtherPostretirementDefinedBenefitPlansLiabilitiesCurrentAndNoncurrent_30" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPPensionAndOtherPostretirementDefinedBenefitPlansLiabilitiesCurrentAndNoncurrent_30" xlink:type="arc" order="2" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_DefinedBenefitPlanAmountsRecognizedInBalanceSheet" xlink:label="loc_FBPDefinedBenefitPlanAmountsRecognizedInBalanceSheet_30" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPDefinedBenefitPlanAmountsRecognizedInBalanceSheet_30" xlink:type="arc" order="3" />
    </link:definitionLink>
    <link:definitionLink xlink:type="extended" xlink:role="http://firstbancorp.com/role/EmployeeBenefitPlansDetails12" xlink:title="0104 - Disclosure - Employee Benefit Plans (Details 12)">
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StatementLineItems" xlink:label="loc_FBPStatementLineItems" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StatementTable" xlink:label="loc_FBPStatementTable" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/all" xbrldt:contextElement="segment" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPStatementTable" xlink:type="arc" order="10" xbrldt:closed="true" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_DefinedBenefitPlansDisclosuresDefinedBenefitPlansAxis" xlink:label="loc_FBPDefinedBenefitPlansDisclosuresDefinedBenefitPlansAxis" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_FBPStatementTable" xlink:to="loc_FBPDefinedBenefitPlansDisclosuresDefinedBenefitPlansAxis" xlink:type="arc" order="1" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_DefinedBenefitPlansDisclosuresDefinedBenefitPlansDomain" xlink:label="loc_FBPDefinedBenefitPlansDisclosuresDefinedBenefitPlansDomain" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_FBPDefinedBenefitPlansDisclosuresDefinedBenefitPlansAxis" xlink:to="loc_FBPDefinedBenefitPlansDisclosuresDefinedBenefitPlansDomain" xlink:type="arc" order="20" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_DefinedBenefitPlansDisclosuresDefinedBenefitPlansDomain" xlink:label="loc_FBPDefinedBenefitPlansDisclosuresDefinedBenefitPlansDomain_10" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xbrldt:contextElement="segment" xlink:from="loc_FBPDefinedBenefitPlansDisclosuresDefinedBenefitPlansAxis" xlink:to="loc_FBPDefinedBenefitPlansDisclosuresDefinedBenefitPlansDomain_10" xlink:type="arc" order="30" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_SerpPlanCurrentYearMember" xlink:label="loc_FBPSerpPlanCurrentYearMember_0" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPDefinedBenefitPlansDisclosuresDefinedBenefitPlansDomain" xlink:to="loc_FBPSerpPlanCurrentYearMember_0" xlink:type="arc" order="1" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_DefinedBenefitPlanAccumulatedOtherComprehensiveIncomeNetGainsLossesBeforeTax" xlink:label="loc_FBPDefinedBenefitPlanAccumulatedOtherComprehensiveIncomeNetGainsLossesBeforeTax_30" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPDefinedBenefitPlanAccumulatedOtherComprehensiveIncomeNetGainsLossesBeforeTax_30" xlink:type="arc" order="1" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_DefinedBenefitPlanAccumulatedOtherComprehensiveIncomeNetPriorServiceCostCreditBeforeTax" xlink:label="loc_FBPDefinedBenefitPlanAccumulatedOtherComprehensiveIncomeNetPriorServiceCostCreditBeforeTax_30" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPDefinedBenefitPlanAccumulatedOtherComprehensiveIncomeNetPriorServiceCostCreditBeforeTax_30" xlink:type="arc" order="2" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_DefinedBenefitPlanAccumulatedOtherComprehensiveIncomeBeforeTax" xlink:label="loc_FBPDefinedBenefitPlanAccumulatedOtherComprehensiveIncomeBeforeTax_30" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPDefinedBenefitPlanAccumulatedOtherComprehensiveIncomeBeforeTax_30" xlink:type="arc" order="3" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_AmountRecognizedAOCIBeforeTaxEffectTaxBenefit" xlink:label="loc_FBPAmountRecognizedAOCIBeforeTaxEffectTaxBenefit_30" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPAmountRecognizedAOCIBeforeTaxEffectTaxBenefit_30" xlink:type="arc" order="4" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_DefinedBenefitPlanAccumulatedOtherComprehensiveIncomeLossAfterTax" xlink:label="loc_FBPDefinedBenefitPlanAccumulatedOtherComprehensiveIncomeLossAfterTax_30" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPDefinedBenefitPlanAccumulatedOtherComprehensiveIncomeLossAfterTax_30" xlink:type="arc" order="5" />
    </link:definitionLink>
    <link:definitionLink xlink:type="extended" xlink:role="http://firstbancorp.com/role/EmployeeBenefitPlansDetails13" xlink:title="0105 - Disclosure - Employee Benefit Plans (Details 13)">
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StatementLineItems" xlink:label="loc_FBPStatementLineItems" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StatementTable" xlink:label="loc_FBPStatementTable" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/all" xbrldt:contextElement="segment" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPStatementTable" xlink:type="arc" order="10" xbrldt:closed="true" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_DefinedBenefitPlansDisclosuresDefinedBenefitPlansAxis" xlink:label="loc_FBPDefinedBenefitPlansDisclosuresDefinedBenefitPlansAxis" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_FBPStatementTable" xlink:to="loc_FBPDefinedBenefitPlansDisclosuresDefinedBenefitPlansAxis" xlink:type="arc" order="1" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_DefinedBenefitPlansDisclosuresDefinedBenefitPlansDomain" xlink:label="loc_FBPDefinedBenefitPlansDisclosuresDefinedBenefitPlansDomain" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_FBPDefinedBenefitPlansDisclosuresDefinedBenefitPlansAxis" xlink:to="loc_FBPDefinedBenefitPlansDisclosuresDefinedBenefitPlansDomain" xlink:type="arc" order="20" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_DefinedBenefitPlansDisclosuresDefinedBenefitPlansDomain" xlink:label="loc_FBPDefinedBenefitPlansDisclosuresDefinedBenefitPlansDomain_10" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xbrldt:contextElement="segment" xlink:from="loc_FBPDefinedBenefitPlansDisclosuresDefinedBenefitPlansAxis" xlink:to="loc_FBPDefinedBenefitPlansDisclosuresDefinedBenefitPlansDomain_10" xlink:type="arc" order="30" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_SerpPlanCurrentYearMember" xlink:label="loc_FBPSerpPlanCurrentYearMember_0" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPDefinedBenefitPlansDisclosuresDefinedBenefitPlansDomain" xlink:to="loc_FBPSerpPlanCurrentYearMember_0" xlink:type="arc" order="1" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_AccumulatedOtherComprehensiveIncomeLossDefinedBenefitPensionAndOtherPostretirementPlansNetOfTax" xlink:label="loc_FBPAccumulatedOtherComprehensiveIncomeLossDefinedBenefitPensionAndOtherPostretirementPlansNetOfTax_30" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPAccumulatedOtherComprehensiveIncomeLossDefinedBenefitPensionAndOtherPostretirementPlansNetOfTax_30" xlink:type="arc" order="1" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_OtherComprehensiveIncomeLossPensionAndOtherPostretirementBenefitPlansNetUnamortizedGainLossArisingDuringPeriodBeforeTax" xlink:label="loc_FBPOtherComprehensiveIncomeLossPensionAndOtherPostretirementBenefitPlansNetUnamortizedGainLossArisingDuringPeriodBeforeTax_30" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPOtherComprehensiveIncomeLossPensionAndOtherPostretirementBenefitPlansNetUnamortizedGainLossArisingDuringPeriodBeforeTax_30" xlink:type="arc" order="2" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_DefinedBenefitPlanAmountsRecognizedInOtherComprehensiveIncomeNetPriorServiceCostCreditBeforeTax" xlink:label="loc_FBPDefinedBenefitPlanAmountsRecognizedInOtherComprehensiveIncomeNetPriorServiceCostCreditBeforeTax_30" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPDefinedBenefitPlanAmountsRecognizedInOtherComprehensiveIncomeNetPriorServiceCostCreditBeforeTax_30" xlink:type="arc" order="3" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_AmortizationOfUnrecognizedActuarialLoss" xlink:label="loc_FBPAmortizationOfUnrecognizedActuarialLoss_30" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPAmortizationOfUnrecognizedActuarialLoss_30" xlink:type="arc" order="4" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_AmortizationOfPriorServiceCostAndTransitionObligation" xlink:label="loc_FBPAmortizationOfPriorServiceCostAndTransitionObligation_30" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPAmortizationOfPriorServiceCostAndTransitionObligation_30" xlink:type="arc" order="5" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_OtherComprehensiveIncomeDefinedBenefitPlansTaxPortionAttributableToParent" xlink:label="loc_FBPOtherComprehensiveIncomeDefinedBenefitPlansTaxPortionAttributableToParent_30" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPOtherComprehensiveIncomeDefinedBenefitPlansTaxPortionAttributableToParent_30" xlink:type="arc" order="6" />
    </link:definitionLink>
    <link:definitionLink xlink:type="extended" xlink:role="http://firstbancorp.com/role/EmployeeBenefitPlansDetails14" xlink:title="0106 - Disclosure - Employee Benefit Plans (Details 14)">
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StatementLineItems" xlink:label="loc_FBPStatementLineItems" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StatementTable" xlink:label="loc_FBPStatementTable" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/all" xbrldt:contextElement="segment" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPStatementTable" xlink:type="arc" order="10" xbrldt:closed="true" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_DefinedBenefitPlansDisclosuresDefinedBenefitPlansAxis" xlink:label="loc_FBPDefinedBenefitPlansDisclosuresDefinedBenefitPlansAxis" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_FBPStatementTable" xlink:to="loc_FBPDefinedBenefitPlansDisclosuresDefinedBenefitPlansAxis" xlink:type="arc" order="1" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_DefinedBenefitPlansDisclosuresDefinedBenefitPlansDomain" xlink:label="loc_FBPDefinedBenefitPlansDisclosuresDefinedBenefitPlansDomain" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_FBPDefinedBenefitPlansDisclosuresDefinedBenefitPlansAxis" xlink:to="loc_FBPDefinedBenefitPlansDisclosuresDefinedBenefitPlansDomain" xlink:type="arc" order="20" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_DefinedBenefitPlansDisclosuresDefinedBenefitPlansDomain" xlink:label="loc_FBPDefinedBenefitPlansDisclosuresDefinedBenefitPlansDomain_10" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xbrldt:contextElement="segment" xlink:from="loc_FBPDefinedBenefitPlansDisclosuresDefinedBenefitPlansAxis" xlink:to="loc_FBPDefinedBenefitPlansDisclosuresDefinedBenefitPlansDomain_10" xlink:type="arc" order="30" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_SerpPlanCurrentYearMember" xlink:label="loc_FBPSerpPlanCurrentYearMember_0" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPDefinedBenefitPlansDisclosuresDefinedBenefitPlansDomain" xlink:to="loc_FBPSerpPlanCurrentYearMember_0" xlink:type="arc" order="1" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_PrepaidPensionCosts" xlink:label="loc_FBPPrepaidPensionCosts_30" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPPrepaidPensionCosts_30" xlink:type="arc" order="1" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_DefinedBenefitPlanNetPeriodicBenefitCost" xlink:label="loc_FBPDefinedBenefitPlanNetPeriodicBenefitCost_30" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPDefinedBenefitPlanNetPeriodicBenefitCost_30" xlink:type="arc" order="2" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_DefinedBenefitPlanBenefitsPaid" xlink:label="loc_FBPDefinedBenefitPlanBenefitsPaid_30" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPDefinedBenefitPlanBenefitsPaid_30" xlink:type="arc" order="3" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_DefinedBenefitPlanRecognizedNetGainLossDueToSettlementsAndCurtailments1" xlink:label="loc_FBPDefinedBenefitPlanRecognizedNetGainLossDueToSettlementsAndCurtailments1_30" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPDefinedBenefitPlanRecognizedNetGainLossDueToSettlementsAndCurtailments1_30" xlink:type="arc" order="4" />
    </link:definitionLink>
    <link:definitionLink xlink:type="extended" xlink:role="http://firstbancorp.com/role/EmployeeBenefitPlansDetails15" xlink:title="0107 - Disclosure - Employee Benefit Plans (Details 15)">
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StatementLineItems" xlink:label="loc_FBPStatementLineItems" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StatementTable" xlink:label="loc_FBPStatementTable" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/all" xbrldt:contextElement="segment" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPStatementTable" xlink:type="arc" order="10" xbrldt:closed="true" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_DefinedBenefitPlansDisclosuresDefinedBenefitPlansAxis" xlink:label="loc_FBPDefinedBenefitPlansDisclosuresDefinedBenefitPlansAxis" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_FBPStatementTable" xlink:to="loc_FBPDefinedBenefitPlansDisclosuresDefinedBenefitPlansAxis" xlink:type="arc" order="1" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_DefinedBenefitPlansDisclosuresDefinedBenefitPlansDomain" xlink:label="loc_FBPDefinedBenefitPlansDisclosuresDefinedBenefitPlansDomain" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_FBPDefinedBenefitPlansDisclosuresDefinedBenefitPlansAxis" xlink:to="loc_FBPDefinedBenefitPlansDisclosuresDefinedBenefitPlansDomain" xlink:type="arc" order="20" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_DefinedBenefitPlansDisclosuresDefinedBenefitPlansDomain" xlink:label="loc_FBPDefinedBenefitPlansDisclosuresDefinedBenefitPlansDomain_10" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xbrldt:contextElement="segment" xlink:from="loc_FBPDefinedBenefitPlansDisclosuresDefinedBenefitPlansAxis" xlink:to="loc_FBPDefinedBenefitPlansDisclosuresDefinedBenefitPlansDomain_10" xlink:type="arc" order="30" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_SerpPlanCurrentYearMember" xlink:label="loc_FBPSerpPlanCurrentYearMember_0" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPDefinedBenefitPlansDisclosuresDefinedBenefitPlansDomain" xlink:to="loc_FBPSerpPlanCurrentYearMember_0" xlink:type="arc" order="1" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_DefinedBenefitPlanServiceCost" xlink:label="loc_FBPDefinedBenefitPlanServiceCost_40" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPDefinedBenefitPlanServiceCost_40" xlink:type="arc" order="1" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_DefinedBenefitPlanInterestCost" xlink:label="loc_FBPDefinedBenefitPlanInterestCost_40" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPDefinedBenefitPlanInterestCost_40" xlink:type="arc" order="2" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_DefinedBenefitPlanAmortizationOfGainsLosses" xlink:label="loc_FBPDefinedBenefitPlanAmortizationOfGainsLosses_40" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPDefinedBenefitPlanAmortizationOfGainsLosses_40" xlink:type="arc" order="3" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_DefinedBenefitPlanNetPeriodicBenefitCost" xlink:label="loc_FBPDefinedBenefitPlanNetPeriodicBenefitCost_40" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPDefinedBenefitPlanNetPeriodicBenefitCost_40" xlink:type="arc" order="4" />
    </link:definitionLink>
    <link:definitionLink xlink:type="extended" xlink:role="http://firstbancorp.com/role/EmployeeBenefitPlansDetails16" xlink:title="0108 - Disclosure - Employee Benefit Plans (Details 16)">
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StatementLineItems" xlink:label="loc_FBPStatementLineItems" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StatementTable" xlink:label="loc_FBPStatementTable" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/all" xbrldt:contextElement="segment" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPStatementTable" xlink:type="arc" order="10" xbrldt:closed="true" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_DefinedBenefitPlansDisclosuresDefinedBenefitPlansAxis" xlink:label="loc_FBPDefinedBenefitPlansDisclosuresDefinedBenefitPlansAxis" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_FBPStatementTable" xlink:to="loc_FBPDefinedBenefitPlansDisclosuresDefinedBenefitPlansAxis" xlink:type="arc" order="1" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_DefinedBenefitPlansDisclosuresDefinedBenefitPlansDomain" xlink:label="loc_FBPDefinedBenefitPlansDisclosuresDefinedBenefitPlansDomain" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_FBPDefinedBenefitPlansDisclosuresDefinedBenefitPlansAxis" xlink:to="loc_FBPDefinedBenefitPlansDisclosuresDefinedBenefitPlansDomain" xlink:type="arc" order="20" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_DefinedBenefitPlansDisclosuresDefinedBenefitPlansDomain" xlink:label="loc_FBPDefinedBenefitPlansDisclosuresDefinedBenefitPlansDomain_10" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xbrldt:contextElement="segment" xlink:from="loc_FBPDefinedBenefitPlansDisclosuresDefinedBenefitPlansAxis" xlink:to="loc_FBPDefinedBenefitPlansDisclosuresDefinedBenefitPlansDomain_10" xlink:type="arc" order="30" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_SerpPlanCurrentYearMember" xlink:label="loc_FBPSerpPlanCurrentYearMember_0" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPDefinedBenefitPlansDisclosuresDefinedBenefitPlansDomain" xlink:to="loc_FBPSerpPlanCurrentYearMember_0" xlink:type="arc" order="1" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_DefinedBenefitPlanExpectedFutureBenefitPaymentsNextTwelveMonths" xlink:label="loc_FBPDefinedBenefitPlanExpectedFutureBenefitPaymentsNextTwelveMonths_20" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPDefinedBenefitPlanExpectedFutureBenefitPaymentsNextTwelveMonths_20" xlink:type="arc" order="1" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_DefinedBenefitPlanExpectedFutureBenefitPaymentsYearTwo" xlink:label="loc_FBPDefinedBenefitPlanExpectedFutureBenefitPaymentsYearTwo_20" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPDefinedBenefitPlanExpectedFutureBenefitPaymentsYearTwo_20" xlink:type="arc" order="2" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_DefinedBenefitPlanExpectedFutureBenefitPaymentsYearThree" xlink:label="loc_FBPDefinedBenefitPlanExpectedFutureBenefitPaymentsYearThree_20" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPDefinedBenefitPlanExpectedFutureBenefitPaymentsYearThree_20" xlink:type="arc" order="3" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_DefinedBenefitPlanExpectedFutureBenefitPaymentsYearFour" xlink:label="loc_FBPDefinedBenefitPlanExpectedFutureBenefitPaymentsYearFour_20" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPDefinedBenefitPlanExpectedFutureBenefitPaymentsYearFour_20" xlink:type="arc" order="4" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_DefinedBenefitPlanExpectedFutureBenefitPaymentsYearFive" xlink:label="loc_FBPDefinedBenefitPlanExpectedFutureBenefitPaymentsYearFive_20" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPDefinedBenefitPlanExpectedFutureBenefitPaymentsYearFive_20" xlink:type="arc" order="5" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_DefinedBenefitPlanExpectedFutureBenefitPaymentsFiveFiscalYearsThereafter" xlink:label="loc_FBPDefinedBenefitPlanExpectedFutureBenefitPaymentsFiveFiscalYearsThereafter_20" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPDefinedBenefitPlanExpectedFutureBenefitPaymentsFiveFiscalYearsThereafter_20" xlink:type="arc" order="6" />
    </link:definitionLink>
    <link:definitionLink xlink:type="extended" xlink:role="http://firstbancorp.com/role/EmployeeBenefitPlansDetails17" xlink:title="0109 - Disclosure - Employee Benefit Plans (Details 17)">
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StatementLineItems" xlink:label="loc_FBPStatementLineItems" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StatementTable" xlink:label="loc_FBPStatementTable" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/all" xbrldt:contextElement="segment" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPStatementTable" xlink:type="arc" order="10" xbrldt:closed="true" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_DefinedBenefitPlansDisclosuresDefinedBenefitPlansAxis" xlink:label="loc_FBPDefinedBenefitPlansDisclosuresDefinedBenefitPlansAxis" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_FBPStatementTable" xlink:to="loc_FBPDefinedBenefitPlansDisclosuresDefinedBenefitPlansAxis" xlink:type="arc" order="1" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_DefinedBenefitPlansDisclosuresDefinedBenefitPlansDomain" xlink:label="loc_FBPDefinedBenefitPlansDisclosuresDefinedBenefitPlansDomain" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_FBPDefinedBenefitPlansDisclosuresDefinedBenefitPlansAxis" xlink:to="loc_FBPDefinedBenefitPlansDisclosuresDefinedBenefitPlansDomain" xlink:type="arc" order="20" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_DefinedBenefitPlansDisclosuresDefinedBenefitPlansDomain" xlink:label="loc_FBPDefinedBenefitPlansDisclosuresDefinedBenefitPlansDomain_10" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xbrldt:contextElement="segment" xlink:from="loc_FBPDefinedBenefitPlansDisclosuresDefinedBenefitPlansAxis" xlink:to="loc_FBPDefinedBenefitPlansDisclosuresDefinedBenefitPlansDomain_10" xlink:type="arc" order="30" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_PensionPlanMember" xlink:label="loc_FBPPensionPlanMember_0" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPDefinedBenefitPlansDisclosuresDefinedBenefitPlansDomain" xlink:to="loc_FBPPensionPlanMember_0" xlink:type="arc" order="1" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_SerpPlanCurrentYearMember" xlink:label="loc_FBPSerpPlanCurrentYearMember_30" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPDefinedBenefitPlansDisclosuresDefinedBenefitPlansDomain" xlink:to="loc_FBPSerpPlanCurrentYearMember_30" xlink:type="arc" order="31" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_DefinedBenefitPlanAssumptionsUsedCalculatingNetPeriodicBenefitCostDiscountRate" xlink:label="loc_FBPDefinedBenefitPlanAssumptionsUsedCalculatingNetPeriodicBenefitCostDiscountRate_70" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPDefinedBenefitPlanAssumptionsUsedCalculatingNetPeriodicBenefitCostDiscountRate_70" xlink:type="arc" order="2" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_DefinedBenefitPlanAssumptionsUsedCalculatingBenefitObligationDiscountRate" xlink:label="loc_FBPDefinedBenefitPlanAssumptionsUsedCalculatingBenefitObligationDiscountRate_70" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPDefinedBenefitPlanAssumptionsUsedCalculatingBenefitObligationDiscountRate_70" xlink:type="arc" order="3" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_DefinedBenefitPlanAssumptionsUsedCalculatingNetPeriodicBenefitCostExpectedLongTermReturnOnAssets" xlink:label="loc_FBPDefinedBenefitPlanAssumptionsUsedCalculatingNetPeriodicBenefitCostExpectedLongTermReturnOnAssets_70" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPDefinedBenefitPlanAssumptionsUsedCalculatingNetPeriodicBenefitCostExpectedLongTermReturnOnAssets_70" xlink:type="arc" order="4" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_DefinedBenefitPlanAssumptionsUsedCalculatingNetPeriodicBenefitCostRateOfCompensationIncrease" xlink:label="loc_FBPDefinedBenefitPlanAssumptionsUsedCalculatingNetPeriodicBenefitCostRateOfCompensationIncrease_70" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPDefinedBenefitPlanAssumptionsUsedCalculatingNetPeriodicBenefitCostRateOfCompensationIncrease_70" xlink:type="arc" order="5" />
    </link:definitionLink>
    <link:definitionLink xlink:type="extended" xlink:role="http://firstbancorp.com/role/CommitmentsContingenciesAndConcentrationsOfCreditRiskDetailsNarrative" xlink:title="0110 - Disclosure - Commitments, Contingencies, and Concentrations of Credit Risk (Details Narrative)">
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StatementLineItems" xlink:label="loc_FBPStatementLineItems" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StatementTable" xlink:label="loc_FBPStatementTable" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/all" xbrldt:contextElement="segment" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPStatementTable" xlink:type="arc" order="10" xbrldt:closed="true" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis" xlink:label="loc_FBPMajorTypesOfDebtAndEquitySecuritiesAxis" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_FBPStatementTable" xlink:to="loc_FBPMajorTypesOfDebtAndEquitySecuritiesAxis" xlink:type="arc" order="1" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_MajorTypesOfDebtAndEquitySecuritiesDomain" xlink:label="loc_FBPMajorTypesOfDebtAndEquitySecuritiesDomain" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_FBPMajorTypesOfDebtAndEquitySecuritiesAxis" xlink:to="loc_FBPMajorTypesOfDebtAndEquitySecuritiesDomain" xlink:type="arc" order="20" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_MajorTypesOfDebtAndEquitySecuritiesDomain" xlink:label="loc_FBPMajorTypesOfDebtAndEquitySecuritiesDomain_10" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xbrldt:contextElement="segment" xlink:from="loc_FBPMajorTypesOfDebtAndEquitySecuritiesAxis" xlink:to="loc_FBPMajorTypesOfDebtAndEquitySecuritiesDomain_10" xlink:type="arc" order="30" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_FederalHomeLoanBankAtlantaMember" xlink:label="loc_FBPFederalHomeLoanBankAtlantaMember_10" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPMajorTypesOfDebtAndEquitySecuritiesDomain" xlink:to="loc_FBPFederalHomeLoanBankAtlantaMember_10" xlink:type="arc" order="11" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_FederalReserveBankMember" xlink:label="loc_FBPFederalReserveBankMember_20" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPMajorTypesOfDebtAndEquitySecuritiesDomain" xlink:to="loc_FBPFederalReserveBankMember_20" xlink:type="arc" order="21" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_BankAmericaMember" xlink:label="loc_FBPBankAmericaMember_30" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPMajorTypesOfDebtAndEquitySecuritiesDomain" xlink:to="loc_FBPBankAmericaMember_30" xlink:type="arc" order="31" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_BbtMember" xlink:label="loc_FBPBbtMember_40" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPMajorTypesOfDebtAndEquitySecuritiesDomain" xlink:to="loc_FBPBbtMember_40" xlink:type="arc" order="41" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_CreditFacilityAxis" xlink:label="loc_FBPCreditFacilityAxis" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_FBPStatementTable" xlink:to="loc_FBPCreditFacilityAxis" xlink:type="arc" order="2" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_CreditFacilityDomain" xlink:label="loc_FBPCreditFacilityDomain" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_FBPCreditFacilityAxis" xlink:to="loc_FBPCreditFacilityDomain" xlink:type="arc" order="20" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_CreditFacilityDomain" xlink:label="loc_FBPCreditFacilityDomain_10" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xbrldt:contextElement="segment" xlink:from="loc_FBPCreditFacilityAxis" xlink:to="loc_FBPCreditFacilityDomain_10" xlink:type="arc" order="30" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_BankStandbyLettersOfCredit" xlink:label="loc_FBPBankStandbyLettersOfCredit_70" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPBankStandbyLettersOfCredit_70" xlink:type="arc" order="1" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_MarketableSecuritiesToAnyOneIssuerOrGuarantorThreshold" xlink:label="loc_FBPMarketableSecuritiesToAnyOneIssuerOrGuarantorThreshold_70" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPMarketableSecuritiesToAnyOneIssuerOrGuarantorThreshold_70" xlink:type="arc" order="2" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_Deposits" xlink:label="loc_FBPDeposits_70" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPDeposits_70" xlink:type="arc" order="3" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_CashFDICInsuredAmount" xlink:label="loc_FBPCashFDICInsuredAmount_70" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPCashFDICInsuredAmount_70" xlink:type="arc" order="4" />
    </link:definitionLink>
    <link:definitionLink xlink:type="extended" xlink:role="http://firstbancorp.com/role/CommitmentsContingenciesAndConcentrationsOfCreditRiskDetails" xlink:title="0111 - Disclosure - Commitments, Contingencies, and Concentrations of Credit Risk (Details)">
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StatementLineItems" xlink:label="loc_FBPStatementLineItems" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StatementTable" xlink:label="loc_FBPStatementTable" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/all" xbrldt:contextElement="segment" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPStatementTable" xlink:type="arc" order="10" xbrldt:closed="true" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ConcentrationRiskByTypeAxis" xlink:label="loc_FBPConcentrationRiskByTypeAxis" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_FBPStatementTable" xlink:to="loc_FBPConcentrationRiskByTypeAxis" xlink:type="arc" order="1" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ConcentrationRiskTypeDomain" xlink:label="loc_FBPConcentrationRiskTypeDomain" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_FBPConcentrationRiskByTypeAxis" xlink:to="loc_FBPConcentrationRiskTypeDomain" xlink:type="arc" order="20" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ConcentrationRiskTypeDomain" xlink:label="loc_FBPConcentrationRiskTypeDomain_10" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xbrldt:contextElement="segment" xlink:from="loc_FBPConcentrationRiskByTypeAxis" xlink:to="loc_FBPConcentrationRiskTypeDomain_10" xlink:type="arc" order="30" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_FixedRateMember" xlink:label="loc_FBPFixedRateMember_0" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPConcentrationRiskTypeDomain" xlink:to="loc_FBPFixedRateMember_0" xlink:type="arc" order="1" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_VariableRateMember" xlink:label="loc_FBPVariableRateMember_10" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPConcentrationRiskTypeDomain" xlink:to="loc_FBPVariableRateMember_10" xlink:type="arc" order="11" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_OutstandingClosedendLoanCommitments" xlink:label="loc_FBPOutstandingClosedendLoanCommitments_40" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPOutstandingClosedendLoanCommitments_40" xlink:type="arc" order="1" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_UnfundedCommitmentsOnRevolvingLinesOfCreditCreditCardsAndHomeEquityLoans" xlink:label="loc_FBPUnfundedCommitmentsOnRevolvingLinesOfCreditCreditCardsAndHomeEquityLoans_40" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPUnfundedCommitmentsOnRevolvingLinesOfCreditCreditCardsAndHomeEquityLoans_40" xlink:type="arc" order="2" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_CommitmentsTotal" xlink:label="loc_FBPCommitmentsTotal_40" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPCommitmentsTotal_40" xlink:type="arc" order="3" />
    </link:definitionLink>
    <link:definitionLink xlink:type="extended" xlink:role="http://firstbancorp.com/role/CommitmentsContingenciesAndConcentrationsOfCreditRiskDetails1" xlink:title="0112 - Disclosure - Commitments, Contingencies, and Concentrations of Credit Risk (Details 1)">
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StatementLineItems" xlink:label="loc_FBPStatementLineItems" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StatementTable" xlink:label="loc_FBPStatementTable" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/all" xbrldt:contextElement="segment" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPStatementTable" xlink:type="arc" order="10" xbrldt:closed="true" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis" xlink:label="loc_FBPMajorTypesOfDebtAndEquitySecuritiesAxis" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_FBPStatementTable" xlink:to="loc_FBPMajorTypesOfDebtAndEquitySecuritiesAxis" xlink:type="arc" order="1" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_MajorTypesOfDebtAndEquitySecuritiesDomain" xlink:label="loc_FBPMajorTypesOfDebtAndEquitySecuritiesDomain" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_FBPMajorTypesOfDebtAndEquitySecuritiesAxis" xlink:to="loc_FBPMajorTypesOfDebtAndEquitySecuritiesDomain" xlink:type="arc" order="20" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_MajorTypesOfDebtAndEquitySecuritiesDomain" xlink:label="loc_FBPMajorTypesOfDebtAndEquitySecuritiesDomain_10" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xbrldt:contextElement="segment" xlink:from="loc_FBPMajorTypesOfDebtAndEquitySecuritiesAxis" xlink:to="loc_FBPMajorTypesOfDebtAndEquitySecuritiesDomain_10" xlink:type="arc" order="30" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMember" xlink:label="loc_FBPMortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMember_0" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPMajorTypesOfDebtAndEquitySecuritiesDomain" xlink:to="loc_FBPMortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMember_0" xlink:type="arc" order="1" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_SmallBusinessAdministrationMember" xlink:label="loc_FBPSmallBusinessAdministrationMember_10" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPMajorTypesOfDebtAndEquitySecuritiesDomain" xlink:to="loc_FBPSmallBusinessAdministrationMember_10" xlink:type="arc" order="11" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_FederalHomeLoanBankSystemBondsMember" xlink:label="loc_FBPFederalHomeLoanBankSystemBondsMember_20" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPMajorTypesOfDebtAndEquitySecuritiesDomain" xlink:to="loc_FBPFederalHomeLoanBankSystemBondsMember_20" xlink:type="arc" order="21" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_FederalHomeLoanBankSystemCommonStockMember" xlink:label="loc_FBPFederalHomeLoanBankSystemCommonStockMember_30" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPMajorTypesOfDebtAndEquitySecuritiesDomain" xlink:to="loc_FBPFederalHomeLoanBankSystemCommonStockMember_30" xlink:type="arc" order="31" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_CravenCountyNorthCarolinaMunicipalBondMember" xlink:label="loc_FBPCravenCountyNorthCarolinaMunicipalBondMember_40" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPMajorTypesOfDebtAndEquitySecuritiesDomain" xlink:to="loc_FBPCravenCountyNorthCarolinaMunicipalBondMember_40" xlink:type="arc" order="41" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_FirstCitizensBancorpSouthCarolinaBondTrustPreferredSecuritiesMember" xlink:label="loc_FBPFirstCitizensBancorpSouthCarolinaBondTrustPreferredSecuritiesMember_50" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPMajorTypesOfDebtAndEquitySecuritiesDomain" xlink:to="loc_FBPFirstCitizensBancorpSouthCarolinaBondTrustPreferredSecuritiesMember_50" xlink:type="arc" order="51" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprises1Member" xlink:label="loc_FBPMortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprises1Member_60" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPMajorTypesOfDebtAndEquitySecuritiesDomain" xlink:to="loc_FBPMortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprises1Member_60" xlink:type="arc" order="61" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_USGovernmentSponsoredEnterprisesDebtSecurities1Member" xlink:label="loc_FBPUSGovernmentSponsoredEnterprisesDebtSecurities1Member_70" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPMajorTypesOfDebtAndEquitySecuritiesDomain" xlink:to="loc_FBPUSGovernmentSponsoredEnterprisesDebtSecurities1Member_70" xlink:type="arc" order="71" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_USGovernmentSponsoredEnterprisesDebtSecurities2Member" xlink:label="loc_FBPUSGovernmentSponsoredEnterprisesDebtSecurities2Member_80" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPMajorTypesOfDebtAndEquitySecuritiesDomain" xlink:to="loc_FBPUSGovernmentSponsoredEnterprisesDebtSecurities2Member_80" xlink:type="arc" order="81" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_FederalFarmCreditBondsMember" xlink:label="loc_FBPFederalFarmCreditBondsMember_90" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPMajorTypesOfDebtAndEquitySecuritiesDomain" xlink:to="loc_FBPFederalFarmCreditBondsMember_90" xlink:type="arc" order="91" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_USGovernmentSponsoredEnterprisesDebtSecurities3Member" xlink:label="loc_FBPUSGovernmentSponsoredEnterprisesDebtSecurities3Member_100" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPMajorTypesOfDebtAndEquitySecuritiesDomain" xlink:to="loc_FBPUSGovernmentSponsoredEnterprisesDebtSecurities3Member_100" xlink:type="arc" order="101" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_USGovernmentSponsoredEnterprisesDebtSecurities4Member" xlink:label="loc_FBPUSGovernmentSponsoredEnterprisesDebtSecurities4Member_110" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPMajorTypesOfDebtAndEquitySecuritiesDomain" xlink:to="loc_FBPUSGovernmentSponsoredEnterprisesDebtSecurities4Member_110" xlink:type="arc" order="111" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_AmortizedCostAvailableForSaleAndHeldToMaturity" xlink:label="loc_FBPAmortizedCostAvailableForSaleAndHeldToMaturity_130" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPAmortizedCostAvailableForSaleAndHeldToMaturity_130" xlink:type="arc" order="0" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_FairValueAvailableForSaleAndHeldToMaturity" xlink:label="loc_FBPFairValueAvailableForSaleAndHeldToMaturity_130" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPFairValueAvailableForSaleAndHeldToMaturity_130" xlink:type="arc" order="1" />
    </link:definitionLink>
    <link:definitionLink xlink:type="extended" xlink:role="http://firstbancorp.com/role/FairValueDetailsNarrative" xlink:title="0113 - Disclosure - Fair Value (Details Narrative)" />
    <link:definitionLink xlink:type="extended" xlink:role="http://firstbancorp.com/role/FairValueDetails" xlink:title="0114 - Disclosure - Fair Value (Details)">
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StatementLineItems" xlink:label="loc_FBPStatementLineItems" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StatementTable" xlink:label="loc_FBPStatementTable" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/all" xbrldt:contextElement="segment" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPStatementTable" xlink:type="arc" order="10" xbrldt:closed="true" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_FairValueByMeasurementFrequencyAxis" xlink:label="loc_FBPFairValueByMeasurementFrequencyAxis" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_FBPStatementTable" xlink:to="loc_FBPFairValueByMeasurementFrequencyAxis" xlink:type="arc" order="1" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_FairValueDisclosureItemAmountsDomain" xlink:label="loc_FBPFairValueDisclosureItemAmountsDomain" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_FBPFairValueByMeasurementFrequencyAxis" xlink:to="loc_FBPFairValueDisclosureItemAmountsDomain" xlink:type="arc" order="20" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_FairValueDisclosureItemAmountsDomain" xlink:label="loc_FBPFairValueDisclosureItemAmountsDomain_10" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xbrldt:contextElement="segment" xlink:from="loc_FBPFairValueByMeasurementFrequencyAxis" xlink:to="loc_FBPFairValueDisclosureItemAmountsDomain_10" xlink:type="arc" order="30" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_FairValueMeasurementsRecurringMember" xlink:label="loc_FBPFairValueMeasurementsRecurringMember_0" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPFairValueDisclosureItemAmountsDomain" xlink:to="loc_FBPFairValueMeasurementsRecurringMember_0" xlink:type="arc" order="1" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_FairValueMeasurementsNonrecurringMember" xlink:label="loc_FBPFairValueMeasurementsNonrecurringMember_40" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPFairValueDisclosureItemAmountsDomain" xlink:to="loc_FBPFairValueMeasurementsNonrecurringMember_40" xlink:type="arc" order="41" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_FairValueByFairValueHierarchyLevelAxis" xlink:label="loc_FBPFairValueByFairValueHierarchyLevelAxis" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_FBPStatementTable" xlink:to="loc_FBPFairValueByFairValueHierarchyLevelAxis" xlink:type="arc" order="2" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_FairValueMeasurementsFairValueHierarchyDomain" xlink:label="loc_FBPFairValueMeasurementsFairValueHierarchyDomain" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_FBPFairValueByFairValueHierarchyLevelAxis" xlink:to="loc_FBPFairValueMeasurementsFairValueHierarchyDomain" xlink:type="arc" order="20" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_FairValueMeasurementsFairValueHierarchyDomain" xlink:label="loc_FBPFairValueMeasurementsFairValueHierarchyDomain_10" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xbrldt:contextElement="segment" xlink:from="loc_FBPFairValueByFairValueHierarchyLevelAxis" xlink:to="loc_FBPFairValueMeasurementsFairValueHierarchyDomain_10" xlink:type="arc" order="30" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_EstimateOfFairValueFairValueDisclosureMember" xlink:label="loc_FBPEstimateOfFairValueFairValueDisclosureMember_0" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPFairValueMeasurementsFairValueHierarchyDomain" xlink:to="loc_FBPEstimateOfFairValueFairValueDisclosureMember_0" xlink:type="arc" order="2" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_FairValueInputsLevel1Member" xlink:label="loc_FBPFairValueInputsLevel1Member_10" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPFairValueMeasurementsFairValueHierarchyDomain" xlink:to="loc_FBPFairValueInputsLevel1Member_10" xlink:type="arc" order="12" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_FairValueInputsLevel2Member" xlink:label="loc_FBPFairValueInputsLevel2Member_20" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPFairValueMeasurementsFairValueHierarchyDomain" xlink:to="loc_FBPFairValueInputsLevel2Member_20" xlink:type="arc" order="22" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_FairValueInputsLevel3Member" xlink:label="loc_FBPFairValueInputsLevel3Member_30" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPFairValueMeasurementsFairValueHierarchyDomain" xlink:to="loc_FBPFairValueInputsLevel3Member_30" xlink:type="arc" order="32" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_FinancialInstrumentsMeasuredAtFairValueOnRecurringAndNonrecurringBasisAbstract" xlink:label="loc_FBPFinancialInstrumentsMeasuredAtFairValueOnRecurringAndNonrecurringBasisAbstract_170" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPFinancialInstrumentsMeasuredAtFairValueOnRecurringAndNonrecurringBasisAbstract_170" xlink:type="arc" order="0" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_DescriptionOfFinancialInstrumentsAbstract" xlink:label="loc_FBPDescriptionOfFinancialInstrumentsAbstract_170" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPDescriptionOfFinancialInstrumentsAbstract_170" xlink:type="arc" order="1" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_AvailableForSaleSecuritiesAbstract" xlink:label="loc_FBPAvailableForSaleSecuritiesAbstract_170" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPDescriptionOfFinancialInstrumentsAbstract_170" xlink:to="loc_FBPAvailableForSaleSecuritiesAbstract_170" xlink:type="arc" order="2" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_GovernmentSponsoredEnterpriseSecuritiesFairValueDisclosure" xlink:label="loc_FBPGovernmentSponsoredEnterpriseSecuritiesFairValueDisclosure_170" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPAvailableForSaleSecuritiesAbstract_170" xlink:to="loc_FBPGovernmentSponsoredEnterpriseSecuritiesFairValueDisclosure_170" xlink:type="arc" order="3" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_MortgageBackedSecuritiesAvailableForSaleFairValueDisclosure" xlink:label="loc_FBPMortgageBackedSecuritiesAvailableForSaleFairValueDisclosure_170" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPAvailableForSaleSecuritiesAbstract_170" xlink:to="loc_FBPMortgageBackedSecuritiesAvailableForSaleFairValueDisclosure_170" xlink:type="arc" order="4" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_CorporateBondsFairValueDisclosure" xlink:label="loc_FBPCorporateBondsFairValueDisclosure_170" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPAvailableForSaleSecuritiesAbstract_170" xlink:to="loc_FBPCorporateBondsFairValueDisclosure_170" xlink:type="arc" order="5" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_EquitySecuritiesFairValueDisclosure" xlink:label="loc_FBPEquitySecuritiesFairValueDisclosure_170" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPAvailableForSaleSecuritiesAbstract_170" xlink:to="loc_FBPEquitySecuritiesFairValueDisclosure_170" xlink:type="arc" order="6" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_AvailableForSaleSecuritiesFairValueDisclosure" xlink:label="loc_FBPAvailableForSaleSecuritiesFairValueDisclosure_170" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPAvailableForSaleSecuritiesFairValueDisclosure_170" xlink:type="arc" order="7" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_ImpairedLoansCoveredFairValueDisclosure" xlink:label="loc_FBPImpairedLoansCoveredFairValueDisclosure_170" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPImpairedLoansCoveredFairValueDisclosure_170" xlink:type="arc" order="9" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_ImpairedLoansNonCoveredFairValueDisclosure" xlink:label="loc_FBPImpairedLoansNonCoveredFairValueDisclosure_170" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPImpairedLoansNonCoveredFairValueDisclosure_170" xlink:type="arc" order="10" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_OtherRealEstateCoveredFairValueDisclosure" xlink:label="loc_FBPOtherRealEstateCoveredFairValueDisclosure_170" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPOtherRealEstateCoveredFairValueDisclosure_170" xlink:type="arc" order="11" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_OtherRealEstateNonCoveredFairValueDisclosure" xlink:label="loc_FBPOtherRealEstateNonCoveredFairValueDisclosure_170" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPOtherRealEstateNonCoveredFairValueDisclosure_170" xlink:type="arc" order="12" />
    </link:definitionLink>
    <link:definitionLink xlink:type="extended" xlink:role="http://firstbancorp.com/role/FairValueDetails1" xlink:title="0115 - Disclosure - Fair Value (Details 1)">
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StatementLineItems" xlink:label="loc_FBPStatementLineItems" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StatementTable" xlink:label="loc_FBPStatementTable" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/all" xbrldt:contextElement="segment" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPStatementTable" xlink:type="arc" order="10" xbrldt:closed="true" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_FairValueByAssetClassAxis" xlink:label="loc_FBPFairValueByAssetClassAxis" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_FBPStatementTable" xlink:to="loc_FBPFairValueByAssetClassAxis" xlink:type="arc" order="1" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_FairValueByAssetClassDomain" xlink:label="loc_FBPFairValueByAssetClassDomain" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_FBPFairValueByAssetClassAxis" xlink:to="loc_FBPFairValueByAssetClassDomain" xlink:type="arc" order="20" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_FairValueByAssetClassDomain" xlink:label="loc_FBPFairValueByAssetClassDomain_10" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xbrldt:contextElement="segment" xlink:from="loc_FBPFairValueByAssetClassAxis" xlink:to="loc_FBPFairValueByAssetClassDomain_10" xlink:type="arc" order="30" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_ImpairedLoansCoveredMember" xlink:label="loc_FBPImpairedLoansCoveredMember_0" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPFairValueByAssetClassDomain" xlink:to="loc_FBPImpairedLoansCoveredMember_0" xlink:type="arc" order="1" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_ImpairedLoansNonCoveredMember" xlink:label="loc_FBPImpairedLoansNonCoveredMember_20" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPFairValueByAssetClassDomain" xlink:to="loc_FBPImpairedLoansNonCoveredMember_20" xlink:type="arc" order="21" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_ForeclosedRealEstateCoveredMember" xlink:label="loc_FBPForeclosedRealEstateCoveredMember_40" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPFairValueByAssetClassDomain" xlink:to="loc_FBPForeclosedRealEstateCoveredMember_40" xlink:type="arc" order="41" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_ForeclosedRealEstateNonCoveredMember" xlink:label="loc_FBPForeclosedRealEstateNonCoveredMember_60" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPFairValueByAssetClassDomain" xlink:to="loc_FBPForeclosedRealEstateNonCoveredMember_60" xlink:type="arc" order="61" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_ImpairedLoansCoveredFairValueDisclosure" xlink:label="loc_FBPImpairedLoansCoveredFairValueDisclosure_90" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPImpairedLoansCoveredFairValueDisclosure_90" xlink:type="arc" order="1" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_ImpairedLoansNonCoveredFairValueDisclosure" xlink:label="loc_FBPImpairedLoansNonCoveredFairValueDisclosure_90" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPImpairedLoansNonCoveredFairValueDisclosure_90" xlink:type="arc" order="2" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_OtherRealEstateCoveredFairValueDisclosure" xlink:label="loc_FBPOtherRealEstateCoveredFairValueDisclosure_90" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPOtherRealEstateCoveredFairValueDisclosure_90" xlink:type="arc" order="3" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_OtherRealEstateNonCoveredFairValueDisclosure" xlink:label="loc_FBPOtherRealEstateNonCoveredFairValueDisclosure_90" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPOtherRealEstateNonCoveredFairValueDisclosure_90" xlink:type="arc" order="4" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_FairValueMeasurementsValuationTechniques" xlink:label="loc_FBPFairValueMeasurementsValuationTechniques_90" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPFairValueMeasurementsValuationTechniques_90" xlink:type="arc" order="6" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_FairValueMeasurementsSignificantAssumptions" xlink:label="loc_FBPFairValueMeasurementsSignificantAssumptions_90" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPFairValueMeasurementsSignificantAssumptions_90" xlink:type="arc" order="7" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_GeneralRangeOfSignificantInputValuesMinimum" xlink:label="loc_FBPGeneralRangeOfSignificantInputValuesMinimum_90" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPGeneralRangeOfSignificantInputValuesMinimum_90" xlink:type="arc" order="8" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_GeneralRangeOfSignificantInputValuesMaximum" xlink:label="loc_FBPGeneralRangeOfSignificantInputValuesMaximum_90" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPGeneralRangeOfSignificantInputValuesMaximum_90" xlink:type="arc" order="9" />
    </link:definitionLink>
    <link:definitionLink xlink:type="extended" xlink:role="http://firstbancorp.com/role/FairValueDetails2" xlink:title="0116 - Disclosure - Fair Value (Details 2)">
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StatementLineItems" xlink:label="loc_FBPStatementLineItems" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StatementTable" xlink:label="loc_FBPStatementTable" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/all" xbrldt:contextElement="segment" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPStatementTable" xlink:type="arc" order="10" xbrldt:closed="true" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_FairValueByFairValueHierarchyLevelAxis" xlink:label="loc_FBPFairValueByFairValueHierarchyLevelAxis" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_FBPStatementTable" xlink:to="loc_FBPFairValueByFairValueHierarchyLevelAxis" xlink:type="arc" order="1" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_FairValueMeasurementsFairValueHierarchyDomain" xlink:label="loc_FBPFairValueMeasurementsFairValueHierarchyDomain" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_FBPFairValueByFairValueHierarchyLevelAxis" xlink:to="loc_FBPFairValueMeasurementsFairValueHierarchyDomain" xlink:type="arc" order="20" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_FairValueMeasurementsFairValueHierarchyDomain" xlink:label="loc_FBPFairValueMeasurementsFairValueHierarchyDomain_10" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xbrldt:contextElement="segment" xlink:from="loc_FBPFairValueByFairValueHierarchyLevelAxis" xlink:to="loc_FBPFairValueMeasurementsFairValueHierarchyDomain_10" xlink:type="arc" order="30" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_FairValueInputsLevelMember" xlink:label="loc_FBPFairValueInputsLevelMember_0" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPFairValueMeasurementsFairValueHierarchyDomain" xlink:to="loc_FBPFairValueInputsLevelMember_0" xlink:type="arc" order="1" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_FairValueByBalanceSheetGroupingDisclosureItemAmountsAxis" xlink:label="loc_FBPFairValueByBalanceSheetGroupingDisclosureItemAmountsAxis" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_FBPStatementTable" xlink:to="loc_FBPFairValueByBalanceSheetGroupingDisclosureItemAmountsAxis" xlink:type="arc" order="2" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_FairValueDisclosureItemAmountsDomain" xlink:label="loc_FBPFairValueDisclosureItemAmountsDomain" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_FBPFairValueByBalanceSheetGroupingDisclosureItemAmountsAxis" xlink:to="loc_FBPFairValueDisclosureItemAmountsDomain" xlink:type="arc" order="20" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_FairValueDisclosureItemAmountsDomain" xlink:label="loc_FBPFairValueDisclosureItemAmountsDomain_10" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xbrldt:contextElement="segment" xlink:from="loc_FBPFairValueByBalanceSheetGroupingDisclosureItemAmountsAxis" xlink:to="loc_FBPFairValueDisclosureItemAmountsDomain_10" xlink:type="arc" order="30" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_CarryingReportedAmountFairValueDisclosureMember" xlink:label="loc_FBPCarryingReportedAmountFairValueDisclosureMember_10" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPFairValueDisclosureItemAmountsDomain" xlink:to="loc_FBPCarryingReportedAmountFairValueDisclosureMember_10" xlink:type="arc" order="11" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_EstimateOfFairValueFairValueDisclosureMember" xlink:label="loc_FBPEstimateOfFairValueFairValueDisclosureMember_20" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPFairValueDisclosureItemAmountsDomain" xlink:to="loc_FBPEstimateOfFairValueFairValueDisclosureMember_20" xlink:type="arc" order="21" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_CarryingAmountsAndEstimatedFairValuesOfFinancialInstrumentsAbstract" xlink:label="loc_FBPCarryingAmountsAndEstimatedFairValuesOfFinancialInstrumentsAbstract_70" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPCarryingAmountsAndEstimatedFairValuesOfFinancialInstrumentsAbstract_70" xlink:type="arc" order="0" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_CashAndCashEquivalentsFairValueDisclosure" xlink:label="loc_FBPCashAndCashEquivalentsFairValueDisclosure_70" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPCarryingAmountsAndEstimatedFairValuesOfFinancialInstrumentsAbstract_70" xlink:to="loc_FBPCashAndCashEquivalentsFairValueDisclosure_70" xlink:type="arc" order="1" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_DueFromBanks" xlink:label="loc_FBPDueFromBanks_70" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPCarryingAmountsAndEstimatedFairValuesOfFinancialInstrumentsAbstract_70" xlink:to="loc_FBPDueFromBanks_70" xlink:type="arc" order="2" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_FedFundsSoldFairValueDisclosure" xlink:label="loc_FBPFedFundsSoldFairValueDisclosure_70" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPCarryingAmountsAndEstimatedFairValuesOfFinancialInstrumentsAbstract_70" xlink:to="loc_FBPFedFundsSoldFairValueDisclosure_70" xlink:type="arc" order="3" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_AvailableForSaleSecuritiesFairValueDisclosure" xlink:label="loc_FBPAvailableForSaleSecuritiesFairValueDisclosure_70" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPAvailableForSaleSecuritiesFairValueDisclosure_70" xlink:type="arc" order="4" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_HeldToMaturitySecuritiesFairValueDisclosure" xlink:label="loc_FBPHeldToMaturitySecuritiesFairValueDisclosure_70" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPHeldToMaturitySecuritiesFairValueDisclosure_70" xlink:type="arc" order="5" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_PresoldMortgagesInProcessOfSettlementFairValueDisclosure" xlink:label="loc_FBPPresoldMortgagesInProcessOfSettlementFairValueDisclosure_70" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPPresoldMortgagesInProcessOfSettlementFairValueDisclosure_70" xlink:type="arc" order="6" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_LoansReceivableFairValueDisclosure" xlink:label="loc_FBPLoansReceivableFairValueDisclosure_70" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPLoansReceivableFairValueDisclosure_70" xlink:type="arc" order="7" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_LoansAndLeasesReceivableNetReportedAmountCovered" xlink:label="loc_FBPLoansAndLeasesReceivableNetReportedAmountCovered_70" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPLoansAndLeasesReceivableNetReportedAmountCovered_70" xlink:type="arc" order="8" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_LoansHeldForSaleFairValueDisclosure" xlink:label="loc_FBPLoansHeldForSaleFairValueDisclosure_70" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPLoansHeldForSaleFairValueDisclosure_70" xlink:type="arc" order="9" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_InterestReceivable" xlink:label="loc_FBPInterestReceivable_70" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPInterestReceivable_70" xlink:type="arc" order="10" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_FDICIndemnificationAsset" xlink:label="loc_FBPFDICIndemnificationAsset_70" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPFDICIndemnificationAsset_70" xlink:type="arc" order="11" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_BankOwnedLifeInsurance" xlink:label="loc_FBPBankOwnedLifeInsurance_70" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPBankOwnedLifeInsurance_70" xlink:type="arc" order="12" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_DepositsFairValueDisclosure" xlink:label="loc_FBPDepositsFairValueDisclosure_70" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPDepositsFairValueDisclosure_70" xlink:type="arc" order="13" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_SecuritiesLoanedOrSoldUnderAgreementsToRepurchaseFairValueDisclosure" xlink:label="loc_FBPSecuritiesLoanedOrSoldUnderAgreementsToRepurchaseFairValueDisclosure_70" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPSecuritiesLoanedOrSoldUnderAgreementsToRepurchaseFairValueDisclosure_70" xlink:type="arc" order="14" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_DebtInstrumentFairValue" xlink:label="loc_FBPDebtInstrumentFairValue_70" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPDebtInstrumentFairValue_70" xlink:type="arc" order="15" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_InterestPayableCurrentAndNoncurrent" xlink:label="loc_FBPInterestPayableCurrentAndNoncurrent_70" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPInterestPayableCurrentAndNoncurrent_70" xlink:type="arc" order="16" />
    </link:definitionLink>
    <link:definitionLink xlink:type="extended" xlink:role="http://firstbancorp.com/role/Equity-BasedCompensationPlansDetailsNarrative" xlink:title="0117 - Disclosure - Equity-Based Compensation Plans (Details Narrative)">
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StatementLineItems" xlink:label="loc_FBPStatementLineItems" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StatementTable" xlink:label="loc_FBPStatementTable" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/all" xbrldt:contextElement="segment" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPStatementTable" xlink:type="arc" order="10" xbrldt:closed="true" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_PlanNameAxis" xlink:label="loc_FBPPlanNameAxis" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_FBPStatementTable" xlink:to="loc_FBPPlanNameAxis" xlink:type="arc" order="1" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_PlanNameDomain" xlink:label="loc_FBPPlanNameDomain" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_FBPPlanNameAxis" xlink:to="loc_FBPPlanNameDomain" xlink:type="arc" order="20" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_PlanNameDomain" xlink:label="loc_FBPPlanNameDomain_10" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xbrldt:contextElement="segment" xlink:from="loc_FBPPlanNameAxis" xlink:to="loc_FBPPlanNameDomain_10" xlink:type="arc" order="30" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_FirstBancorpPlansMember" xlink:label="loc_FBPFirstBancorpPlansMember_30" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPPlanNameDomain" xlink:to="loc_FBPFirstBancorpPlansMember_30" xlink:type="arc" order="31" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_FirstBancorpEquityPlanMember" xlink:label="loc_FBPFirstBancorpEquityPlanMember_50" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPPlanNameDomain" xlink:to="loc_FBPFirstBancorpEquityPlanMember_50" xlink:type="arc" order="51" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_AwardTypeAxis" xlink:label="loc_FBPAwardTypeAxis" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_FBPStatementTable" xlink:to="loc_FBPAwardTypeAxis" xlink:type="arc" order="2" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardAwardTypeAndPlanNameDomain" xlink:label="loc_FBPShareBasedCompensationArrangementsByShareBasedPaymentAwardAwardTypeAndPlanNameDomain" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_FBPAwardTypeAxis" xlink:to="loc_FBPShareBasedCompensationArrangementsByShareBasedPaymentAwardAwardTypeAndPlanNameDomain" xlink:type="arc" order="20" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardAwardTypeAndPlanNameDomain" xlink:label="loc_FBPShareBasedCompensationArrangementsByShareBasedPaymentAwardAwardTypeAndPlanNameDomain_10" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xbrldt:contextElement="segment" xlink:from="loc_FBPAwardTypeAxis" xlink:to="loc_FBPShareBasedCompensationArrangementsByShareBasedPaymentAwardAwardTypeAndPlanNameDomain_10" xlink:type="arc" order="30" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_FebruaryPriorYearAwardMember" xlink:label="loc_FBPFebruaryPriorYearAwardMember_60" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPShareBasedCompensationArrangementsByShareBasedPaymentAwardAwardTypeAndPlanNameDomain" xlink:to="loc_FBPFebruaryPriorYearAwardMember_60" xlink:type="arc" order="62" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_FebruaryCurrentYearAwardMember" xlink:label="loc_FBPFebruaryCurrentYearAwardMember_80" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPShareBasedCompensationArrangementsByShareBasedPaymentAwardAwardTypeAndPlanNameDomain" xlink:to="loc_FBPFebruaryCurrentYearAwardMember_80" xlink:type="arc" order="82" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_RestrictedSharesAwardMember" xlink:label="loc_FBPRestrictedSharesAwardMember_90" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPShareBasedCompensationArrangementsByShareBasedPaymentAwardAwardTypeAndPlanNameDomain" xlink:to="loc_FBPRestrictedSharesAwardMember_90" xlink:type="arc" order="91" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_PerformanceUnitStockOptionAwardMember" xlink:label="loc_FBPPerformanceUnitStockOptionAwardMember_120" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPShareBasedCompensationArrangementsByShareBasedPaymentAwardAwardTypeAndPlanNameDomain" xlink:to="loc_FBPPerformanceUnitStockOptionAwardMember_120" xlink:type="arc" order="121" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_EquityGrant1Member" xlink:label="loc_FBPEquityGrant1Member_140" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPShareBasedCompensationArrangementsByShareBasedPaymentAwardAwardTypeAndPlanNameDomain" xlink:to="loc_FBPEquityGrant1Member_140" xlink:type="arc" order="141" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_EquityGrant2Member" xlink:label="loc_FBPEquityGrant2Member_150" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPShareBasedCompensationArrangementsByShareBasedPaymentAwardAwardTypeAndPlanNameDomain" xlink:to="loc_FBPEquityGrant2Member_150" xlink:type="arc" order="151" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_EquityGrant3Member" xlink:label="loc_FBPEquityGrant3Member_160" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPShareBasedCompensationArrangementsByShareBasedPaymentAwardAwardTypeAndPlanNameDomain" xlink:to="loc_FBPEquityGrant3Member_160" xlink:type="arc" order="161" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_EquityGrant4Member" xlink:label="loc_FBPEquityGrant4Member_170" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPShareBasedCompensationArrangementsByShareBasedPaymentAwardAwardTypeAndPlanNameDomain" xlink:to="loc_FBPEquityGrant4Member_170" xlink:type="arc" order="171" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_DirectorGrantsMember" xlink:label="loc_FBPDirectorGrantsMember_200" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPShareBasedCompensationArrangementsByShareBasedPaymentAwardAwardTypeAndPlanNameDomain" xlink:to="loc_FBPDirectorGrantsMember_200" xlink:type="arc" order="201" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_EmployeeGrantsMember" xlink:label="loc_FBPEmployeeGrantsMember_210" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPShareBasedCompensationArrangementsByShareBasedPaymentAwardAwardTypeAndPlanNameDomain" xlink:to="loc_FBPEmployeeGrantsMember_210" xlink:type="arc" order="211" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_DeferredCompensationArrangementWithIndividualExcludingShareBasedPaymentsAndPostretirementBenefitsByTitleOfIndividualAxis" xlink:label="loc_FBPDeferredCompensationArrangementWithIndividualExcludingShareBasedPaymentsAndPostretirementBenefitsByTitleOfIndividualAxis" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_FBPStatementTable" xlink:to="loc_FBPDeferredCompensationArrangementWithIndividualExcludingShareBasedPaymentsAndPostretirementBenefitsByTitleOfIndividualAxis" xlink:type="arc" order="3" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_TitleOfIndividualWithRelationshipToEntityDomain" xlink:label="loc_FBPTitleOfIndividualWithRelationshipToEntityDomain" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_FBPDeferredCompensationArrangementWithIndividualExcludingShareBasedPaymentsAndPostretirementBenefitsByTitleOfIndividualAxis" xlink:to="loc_FBPTitleOfIndividualWithRelationshipToEntityDomain" xlink:type="arc" order="20" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_TitleOfIndividualWithRelationshipToEntityDomain" xlink:label="loc_FBPTitleOfIndividualWithRelationshipToEntityDomain_10" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xbrldt:contextElement="segment" xlink:from="loc_FBPDeferredCompensationArrangementWithIndividualExcludingShareBasedPaymentsAndPostretirementBenefitsByTitleOfIndividualAxis" xlink:to="loc_FBPTitleOfIndividualWithRelationshipToEntityDomain_10" xlink:type="arc" order="30" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_DirectorEquityGrants" xlink:label="loc_FBPDirectorEquityGrants_230" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPDirectorEquityGrants_230" xlink:type="arc" order="0" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_AllocatedShareBasedCompensationExpenseTotal" xlink:label="loc_FBPAllocatedShareBasedCompensationExpenseTotal_230" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPAllocatedShareBasedCompensationExpenseTotal_230" xlink:type="arc" order="1" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_AllocatedShareBasedCompensationExpense" xlink:label="loc_FBPAllocatedShareBasedCompensationExpense_230" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPAllocatedShareBasedCompensationExpense_230" xlink:type="arc" order="2" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_SubsequentQuarterCompensationExpenseAssociatedWithSeniorExecutivesGrants" xlink:label="loc_FBPSubsequentQuarterCompensationExpenseAssociatedWithSeniorExecutivesGrants_230" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPSubsequentQuarterCompensationExpenseAssociatedWithSeniorExecutivesGrants_230" xlink:type="arc" order="3" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeLowerRangeLimit" xlink:label="loc_FBPShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeLowerRangeLimit_230" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeLowerRangeLimit_230" xlink:type="arc" order="4" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeUpperRangeLimit" xlink:label="loc_FBPShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeUpperRangeLimit_230" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeUpperRangeLimit_230" xlink:type="arc" order="5" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardNumberOfSharesAvailableForGrant" xlink:label="loc_FBPShareBasedCompensationArrangementByShareBasedPaymentAwardNumberOfSharesAvailableForGrant_230" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPShareBasedCompensationArrangementByShareBasedPaymentAwardNumberOfSharesAvailableForGrant_230" xlink:type="arc" order="6" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardNonOptionEquityInstrumentsGranted" xlink:label="loc_FBPShareBasedCompensationArrangementByShareBasedPaymentAwardNonOptionEquityInstrumentsGranted_230" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPShareBasedCompensationArrangementByShareBasedPaymentAwardNonOptionEquityInstrumentsGranted_230" xlink:type="arc" order="7" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriodWeightedAverageGrantDateFairValue" xlink:label="loc_FBPShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriodWeightedAverageGrantDateFairValue_230" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriodWeightedAverageGrantDateFairValue_230" xlink:type="arc" order="8" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_StockBasedCompensationIncomeTaxBenefit" xlink:label="loc_FBPStockBasedCompensationIncomeTaxBenefit_230" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPStockBasedCompensationIncomeTaxBenefit_230" xlink:type="arc" order="9" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ProceedsFromStockOptionsExercised" xlink:label="loc_FBPProceedsFromStockOptionsExercised_230" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPProceedsFromStockOptionsExercised_230" xlink:type="arc" order="10" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_DirectorEquitySharesPerDirector" xlink:label="loc_FBPDirectorEquitySharesPerDirector_230" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPDirectorEquitySharesPerDirector_230" xlink:type="arc" order="11" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_TaxBenefitsFromExerciseOfNonqualifiedStockOptions" xlink:label="loc_FBPTaxBenefitsFromExerciseOfNonqualifiedStockOptions_230" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPTaxBenefitsFromExerciseOfNonqualifiedStockOptions_230" xlink:type="arc" order="12" />
    </link:definitionLink>
    <link:definitionLink xlink:type="extended" xlink:role="http://firstbancorp.com/role/Equity-BasedCompensationPlansDetails" xlink:title="0118 - Disclosure - Equity-Based Compensation Plans (Details)" />
    <link:definitionLink xlink:type="extended" xlink:role="http://firstbancorp.com/role/Equity-BasedCompensationPlansDetails1" xlink:title="0119 - Disclosure - Equity-Based Compensation Plans (Details 1)">
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StatementLineItems" xlink:label="loc_FBPStatementLineItems" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StatementTable" xlink:label="loc_FBPStatementTable" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/all" xbrldt:contextElement="segment" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPStatementTable" xlink:type="arc" order="10" xbrldt:closed="true" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_PlanNameAxis" xlink:label="loc_FBPPlanNameAxis" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_FBPStatementTable" xlink:to="loc_FBPPlanNameAxis" xlink:type="arc" order="1" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_PlanNameDomain" xlink:label="loc_FBPPlanNameDomain" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_FBPPlanNameAxis" xlink:to="loc_FBPPlanNameDomain" xlink:type="arc" order="20" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_PlanNameDomain" xlink:label="loc_FBPPlanNameDomain_10" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xbrldt:contextElement="segment" xlink:from="loc_FBPPlanNameAxis" xlink:to="loc_FBPPlanNameDomain_10" xlink:type="arc" order="30" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StockOptionMember" xlink:label="loc_FBPStockOptionMember_0" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPPlanNameDomain" xlink:to="loc_FBPStockOptionMember_0" xlink:type="arc" order="1" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_WeightedAverageExercisePriceAbstract" xlink:label="loc_FBPWeightedAverageExercisePriceAbstract_40" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPWeightedAverageExercisePriceAbstract_40" xlink:type="arc" order="0" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePrice" xlink:label="loc_FBPShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePrice_40" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePrice_40" xlink:type="arc" order="1" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsGrantsInPeriodWeightedAverageExercisePrice" xlink:label="loc_FBPShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsGrantsInPeriodWeightedAverageExercisePrice_40" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsGrantsInPeriodWeightedAverageExercisePrice_40" xlink:type="arc" order="2" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsExercisesInPeriodWeightedAverageExercisePrice" xlink:label="loc_FBPShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsExercisesInPeriodWeightedAverageExercisePrice_40" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsExercisesInPeriodWeightedAverageExercisePrice_40" xlink:type="arc" order="3" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsForfeituresAndExpirationsInPeriodWeightedAverageExercisePrice" xlink:label="loc_FBPShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsForfeituresAndExpirationsInPeriodWeightedAverageExercisePrice_40" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsForfeituresAndExpirationsInPeriodWeightedAverageExercisePrice_40" xlink:type="arc" order="4" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsExpirationsInPeriodWeightedAverageExercisePrice" xlink:label="loc_FBPShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsExpirationsInPeriodWeightedAverageExercisePrice_40" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsExpirationsInPeriodWeightedAverageExercisePrice_40" xlink:type="arc" order="5" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisableWeightedAverageExercisePrice" xlink:label="loc_FBPShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisableWeightedAverageExercisePrice_40" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisableWeightedAverageExercisePrice_40" xlink:type="arc" order="7" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_NumberOfSharesAbstract" xlink:label="loc_FBPNumberOfSharesAbstract_40" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPNumberOfSharesAbstract_40" xlink:type="arc" order="9" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingNumber" xlink:label="loc_FBPShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingNumber_40" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingNumber_40" xlink:type="arc" order="10" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsGrantsInPeriodGross" xlink:label="loc_FBPShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsGrantsInPeriodGross_40" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsGrantsInPeriodGross_40" xlink:type="arc" order="11" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StockIssuedDuringPeriodSharesStockOptionsExercised" xlink:label="loc_FBPStockIssuedDuringPeriodSharesStockOptionsExercised_40" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPStockIssuedDuringPeriodSharesStockOptionsExercised_40" xlink:type="arc" order="12" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsForfeituresInPeriod" xlink:label="loc_FBPShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsForfeituresInPeriod_40" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsForfeituresInPeriod_40" xlink:type="arc" order="13" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExpirationsInPeriod" xlink:label="loc_FBPShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExpirationsInPeriod_40" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExpirationsInPeriod_40" xlink:type="arc" order="14" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisableNumber" xlink:label="loc_FBPShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisableNumber_40" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisableNumber_40" xlink:type="arc" order="16" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsOutstandingWeightedAverageRemainingContractualTerm2" xlink:label="loc_FBPSharebasedCompensationArrangementBySharebasedPaymentAwardOptionsOutstandingWeightedAverageRemainingContractualTerm2_40" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPSharebasedCompensationArrangementBySharebasedPaymentAwardOptionsOutstandingWeightedAverageRemainingContractualTerm2_40" xlink:type="arc" order="18" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsExercisableWeightedAverageRemainingContractualTerm1" xlink:label="loc_FBPSharebasedCompensationArrangementBySharebasedPaymentAwardOptionsExercisableWeightedAverageRemainingContractualTerm1_40" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPSharebasedCompensationArrangementBySharebasedPaymentAwardOptionsExercisableWeightedAverageRemainingContractualTerm1_40" xlink:type="arc" order="19" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisesInPeriodTotalIntrinsicValue" xlink:label="loc_FBPShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisesInPeriodTotalIntrinsicValue_40" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisesInPeriodTotalIntrinsicValue_40" xlink:type="arc" order="20" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsExercisableIntrinsicValue1" xlink:label="loc_FBPSharebasedCompensationArrangementBySharebasedPaymentAwardOptionsExercisableIntrinsicValue1_40" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPSharebasedCompensationArrangementBySharebasedPaymentAwardOptionsExercisableIntrinsicValue1_40" xlink:type="arc" order="21" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingIntrinsicValue" xlink:label="loc_FBPShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingIntrinsicValue_40" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingIntrinsicValue_40" xlink:type="arc" order="22" />
    </link:definitionLink>
    <link:definitionLink xlink:type="extended" xlink:role="http://firstbancorp.com/role/Equity-BasedCompensationPlansDetails2" xlink:title="0120 - Disclosure - Equity-Based Compensation Plans (Details 2)">
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StatementLineItems" xlink:label="loc_FBPStatementLineItems" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StatementTable" xlink:label="loc_FBPStatementTable" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/all" xbrldt:contextElement="segment" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPStatementTable" xlink:type="arc" order="10" xbrldt:closed="true" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansByExercisePriceRangeAxis" xlink:label="loc_FBPShareBasedCompensationSharesAuthorizedUnderStockOptionPlansByExercisePriceRangeAxis" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_FBPStatementTable" xlink:to="loc_FBPShareBasedCompensationSharesAuthorizedUnderStockOptionPlansByExercisePriceRangeAxis" xlink:type="arc" order="1" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeDomain" xlink:label="loc_FBPShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeDomain" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_FBPShareBasedCompensationSharesAuthorizedUnderStockOptionPlansByExercisePriceRangeAxis" xlink:to="loc_FBPShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeDomain" xlink:type="arc" order="20" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeDomain" xlink:label="loc_FBPShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeDomain_10" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xbrldt:contextElement="segment" xlink:from="loc_FBPShareBasedCompensationSharesAuthorizedUnderStockOptionPlansByExercisePriceRangeAxis" xlink:to="loc_FBPShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeDomain_10" xlink:type="arc" order="30" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_ExercisePriceRange1Member" xlink:label="loc_FBPExercisePriceRange1Member_0" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeDomain" xlink:to="loc_FBPExercisePriceRange1Member_0" xlink:type="arc" order="1" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_ExercisePriceRange2Member" xlink:label="loc_FBPExercisePriceRange2Member_10" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeDomain" xlink:to="loc_FBPExercisePriceRange2Member_10" xlink:type="arc" order="11" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_ExercisePriceRange3Member" xlink:label="loc_FBPExercisePriceRange3Member_20" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeDomain" xlink:to="loc_FBPExercisePriceRange3Member_20" xlink:type="arc" order="21" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_ExercisePriceRange4Member" xlink:label="loc_FBPExercisePriceRange4Member_30" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeDomain" xlink:to="loc_FBPExercisePriceRange4Member_30" xlink:type="arc" order="31" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_ExercisePriceRange5Member" xlink:label="loc_FBPExercisePriceRange5Member_40" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeDomain" xlink:to="loc_FBPExercisePriceRange5Member_40" xlink:type="arc" order="41" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_ExercisePriceRange6Member" xlink:label="loc_FBPExercisePriceRange6Member_50" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeDomain" xlink:to="loc_FBPExercisePriceRange6Member_50" xlink:type="arc" order="51" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeNumberOfOutstandingOptions" xlink:label="loc_FBPShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeNumberOfOutstandingOptions_80" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeNumberOfOutstandingOptions_80" xlink:type="arc" order="1" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_SharebasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeOutstandingOptionsWeightedAverageRemainingContractualTerm2" xlink:label="loc_FBPSharebasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeOutstandingOptionsWeightedAverageRemainingContractualTerm2_80" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPSharebasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeOutstandingOptionsWeightedAverageRemainingContractualTerm2_80" xlink:type="arc" order="2" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_SharebasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeOutstandingOptionsWeightedAverageExercisePriceBeginningBalance1" xlink:label="loc_FBPSharebasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeOutstandingOptionsWeightedAverageExercisePriceBeginningBalance1_80" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPSharebasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeOutstandingOptionsWeightedAverageExercisePriceBeginningBalance1_80" xlink:type="arc" order="3" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeNumberOfExercisableOptions" xlink:label="loc_FBPShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeNumberOfExercisableOptions_80" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeNumberOfExercisableOptions_80" xlink:type="arc" order="4" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_SharebasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeExercisableOptionsWeightedAverageExercisePrice1" xlink:label="loc_FBPSharebasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeExercisableOptionsWeightedAverageExercisePrice1_80" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPSharebasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeExercisableOptionsWeightedAverageExercisePrice1_80" xlink:type="arc" order="5" />
    </link:definitionLink>
    <link:definitionLink xlink:type="extended" xlink:role="http://firstbancorp.com/role/Equity-BasedCompensationPlansDetails3" xlink:title="0121 - Disclosure - Equity-Based Compensation Plans (Details 3)">
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StatementLineItems" xlink:label="loc_FBPStatementLineItems" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StatementTable" xlink:label="loc_FBPStatementTable" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/all" xbrldt:contextElement="segment" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPStatementTable" xlink:type="arc" order="10" xbrldt:closed="true" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_AwardTypeAxis" xlink:label="loc_FBPAwardTypeAxis" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_FBPStatementTable" xlink:to="loc_FBPAwardTypeAxis" xlink:type="arc" order="1" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardAwardTypeAndPlanNameDomain" xlink:label="loc_FBPShareBasedCompensationArrangementsByShareBasedPaymentAwardAwardTypeAndPlanNameDomain" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_FBPAwardTypeAxis" xlink:to="loc_FBPShareBasedCompensationArrangementsByShareBasedPaymentAwardAwardTypeAndPlanNameDomain" xlink:type="arc" order="20" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardAwardTypeAndPlanNameDomain" xlink:label="loc_FBPShareBasedCompensationArrangementsByShareBasedPaymentAwardAwardTypeAndPlanNameDomain_10" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xbrldt:contextElement="segment" xlink:from="loc_FBPAwardTypeAxis" xlink:to="loc_FBPShareBasedCompensationArrangementsByShareBasedPaymentAwardAwardTypeAndPlanNameDomain_10" xlink:type="arc" order="30" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_NonvestedPerformanceUnitsMember" xlink:label="loc_FBPNonvestedPerformanceUnitsMember_0" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPShareBasedCompensationArrangementsByShareBasedPaymentAwardAwardTypeAndPlanNameDomain" xlink:to="loc_FBPNonvestedPerformanceUnitsMember_0" xlink:type="arc" order="1" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_LongTermRestrictedStockMember" xlink:label="loc_FBPLongTermRestrictedStockMember_30" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPShareBasedCompensationArrangementsByShareBasedPaymentAwardAwardTypeAndPlanNameDomain" xlink:to="loc_FBPLongTermRestrictedStockMember_30" xlink:type="arc" order="31" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_OutstandingRestrictedStockAbstract" xlink:label="loc_FBPOutstandingRestrictedStockAbstract_70" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPOutstandingRestrictedStockAbstract_70" xlink:type="arc" order="0" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_NumberOfUnitsAbstract" xlink:label="loc_FBPNumberOfUnitsAbstract_70" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPNumberOfUnitsAbstract_70" xlink:type="arc" order="1" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedNumber" xlink:label="loc_FBPShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedNumber_70" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedNumber_70" xlink:type="arc" order="2" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriod" xlink:label="loc_FBPShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriod_70" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriod_70" xlink:type="arc" order="3" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsVestedInPeriod" xlink:label="loc_FBPShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsVestedInPeriod_70" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsVestedInPeriod_70" xlink:type="arc" order="4" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsForfeitedInPeriod" xlink:label="loc_FBPShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsForfeitedInPeriod_70" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsForfeitedInPeriod_70" xlink:type="arc" order="5" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_WeightedaverageGrantDateFairValueAbstract" xlink:label="loc_FBPWeightedaverageGrantDateFairValueAbstract_70" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPWeightedaverageGrantDateFairValueAbstract_70" xlink:type="arc" order="8" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedWeightedAverageGrantDateFairValue" xlink:label="loc_FBPShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedWeightedAverageGrantDateFairValue_70" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedWeightedAverageGrantDateFairValue_70" xlink:type="arc" order="9" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriodWeightedAverageGrantDateFairValue" xlink:label="loc_FBPShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriodWeightedAverageGrantDateFairValue_70" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriodWeightedAverageGrantDateFairValue_70" xlink:type="arc" order="10" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsVestedInPeriodWeightedAverageGrantDateFairValue" xlink:label="loc_FBPShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsVestedInPeriodWeightedAverageGrantDateFairValue_70" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsVestedInPeriodWeightedAverageGrantDateFairValue_70" xlink:type="arc" order="11" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsForfeituresWeightedAverageGrantDateFairValue" xlink:label="loc_FBPShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsForfeituresWeightedAverageGrantDateFairValue_70" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsForfeituresWeightedAverageGrantDateFairValue_70" xlink:type="arc" order="12" />
    </link:definitionLink>
    <link:definitionLink xlink:type="extended" xlink:role="http://firstbancorp.com/role/RegulatoryRestrictionsDetailsNarrative" xlink:title="0122 - Disclosure - Regulatory Restrictions (Details Narrative)" />
    <link:definitionLink xlink:type="extended" xlink:role="http://firstbancorp.com/role/RegulatoryRestrictionsDetails" xlink:title="0123 - Disclosure - Regulatory Restrictions (Details)">
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StatementLineItems" xlink:label="loc_FBPStatementLineItems" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StatementTable" xlink:label="loc_FBPStatementTable" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/all" xbrldt:contextElement="segment" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPStatementTable" xlink:type="arc" order="10" xbrldt:closed="true" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.sec.gov/dei/2012/dei-2012-01-31.xsd#dei_LegalEntityAxis" xlink:label="loc_FBPLegalEntityAxis" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_FBPStatementTable" xlink:to="loc_FBPLegalEntityAxis" xlink:type="arc" order="1" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.sec.gov/dei/2012/dei-2012-01-31.xsd#dei_EntityDomain" xlink:label="loc_FBPEntityDomain" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_FBPLegalEntityAxis" xlink:to="loc_FBPEntityDomain" xlink:type="arc" order="20" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.sec.gov/dei/2012/dei-2012-01-31.xsd#dei_EntityDomain" xlink:label="loc_FBPEntityDomain_10" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xbrldt:contextElement="segment" xlink:from="loc_FBPLegalEntityAxis" xlink:to="loc_FBPEntityDomain_10" xlink:type="arc" order="30" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_CompanyMember" xlink:label="loc_FBPCompanyMember_0" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPEntityDomain" xlink:to="loc_FBPCompanyMember_0" xlink:type="arc" order="1" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_BankMember" xlink:label="loc_FBPBankMember_10" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPEntityDomain" xlink:to="loc_FBPBankMember_10" xlink:type="arc" order="11" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_AmountAbstract" xlink:label="loc_FBPAmountAbstract_50" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPAmountAbstract_50" xlink:type="arc" order="1" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_Capital" xlink:label="loc_FBPCapital_50" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPCapital_50" xlink:type="arc" order="2" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_TierOneRiskBasedCapital" xlink:label="loc_FBPTierOneRiskBasedCapital_50" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPTierOneRiskBasedCapital_50" xlink:type="arc" order="3" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_TierOneLeverageCapital" xlink:label="loc_FBPTierOneLeverageCapital_50" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPTierOneLeverageCapital_50" xlink:type="arc" order="4" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_CapitalRequiredForCapitalAdequacy" xlink:label="loc_FBPCapitalRequiredForCapitalAdequacy_50" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPCapitalRequiredForCapitalAdequacy_50" xlink:type="arc" order="6" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_TierOneRiskBasedCapitalRequiredForCapitalAdequacy" xlink:label="loc_FBPTierOneRiskBasedCapitalRequiredForCapitalAdequacy_50" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPTierOneRiskBasedCapitalRequiredForCapitalAdequacy_50" xlink:type="arc" order="7" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_TierOneLeverageCapitalRequiredForCapitalAdequacy" xlink:label="loc_FBPTierOneLeverageCapitalRequiredForCapitalAdequacy_50" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPTierOneLeverageCapitalRequiredForCapitalAdequacy_50" xlink:type="arc" order="8" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_CapitalRequiredToBeWellCapitalized" xlink:label="loc_FBPCapitalRequiredToBeWellCapitalized_50" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPCapitalRequiredToBeWellCapitalized_50" xlink:type="arc" order="10" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_TierOneRiskBasedCapitalRequiredToBeWellCapitalized" xlink:label="loc_FBPTierOneRiskBasedCapitalRequiredToBeWellCapitalized_50" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPTierOneRiskBasedCapitalRequiredToBeWellCapitalized_50" xlink:type="arc" order="11" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_TierOneLeverageCapitalRequiredToBeWellCapitalized" xlink:label="loc_FBPTierOneLeverageCapitalRequiredToBeWellCapitalized_50" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPTierOneLeverageCapitalRequiredToBeWellCapitalized_50" xlink:type="arc" order="12" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_RatioAbstract" xlink:label="loc_FBPRatioAbstract_50" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPRatioAbstract_50" xlink:type="arc" order="14" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_CapitalToRiskWeightedAssets" xlink:label="loc_FBPCapitalToRiskWeightedAssets_50" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPCapitalToRiskWeightedAssets_50" xlink:type="arc" order="15" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_TierOneRiskBasedCapitalToRiskWeightedAssets" xlink:label="loc_FBPTierOneRiskBasedCapitalToRiskWeightedAssets_50" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPTierOneRiskBasedCapitalToRiskWeightedAssets_50" xlink:type="arc" order="16" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_TierOneLeverageCapitalToAverageAssets" xlink:label="loc_FBPTierOneLeverageCapitalToAverageAssets_50" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPTierOneLeverageCapitalToAverageAssets_50" xlink:type="arc" order="17" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_CapitalRequiredForCapitalAdequacyToRiskWeightedAssets" xlink:label="loc_FBPCapitalRequiredForCapitalAdequacyToRiskWeightedAssets_50" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPCapitalRequiredForCapitalAdequacyToRiskWeightedAssets_50" xlink:type="arc" order="19" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_TierOneRiskBasedCapitalRequiredForCapitalAdequacyToRiskWeightedAssets" xlink:label="loc_FBPTierOneRiskBasedCapitalRequiredForCapitalAdequacyToRiskWeightedAssets_50" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPTierOneRiskBasedCapitalRequiredForCapitalAdequacyToRiskWeightedAssets_50" xlink:type="arc" order="20" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_TierOneLeverageCapitalRequiredForCapitalAdequacyToAverageAssets" xlink:label="loc_FBPTierOneLeverageCapitalRequiredForCapitalAdequacyToAverageAssets_50" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPTierOneLeverageCapitalRequiredForCapitalAdequacyToAverageAssets_50" xlink:type="arc" order="21" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_CapitalRequiredToBeWellCapitalizedToRiskWeightedAssets" xlink:label="loc_FBPCapitalRequiredToBeWellCapitalizedToRiskWeightedAssets_50" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPCapitalRequiredToBeWellCapitalizedToRiskWeightedAssets_50" xlink:type="arc" order="23" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_TierOneRiskBasedCapitalRequiredToBeWellCapitalizedToRiskWeightedAssets" xlink:label="loc_FBPTierOneRiskBasedCapitalRequiredToBeWellCapitalizedToRiskWeightedAssets_50" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPTierOneRiskBasedCapitalRequiredToBeWellCapitalizedToRiskWeightedAssets_50" xlink:type="arc" order="24" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_TierOneLeverageCapitalRequiredToBeWellCapitalizedToAverageAssets" xlink:label="loc_FBPTierOneLeverageCapitalRequiredToBeWellCapitalizedToAverageAssets_50" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPTierOneLeverageCapitalRequiredToBeWellCapitalizedToAverageAssets_50" xlink:type="arc" order="25" />
    </link:definitionLink>
    <link:definitionLink xlink:type="extended" xlink:role="http://firstbancorp.com/role/SupplementaryIncomeStatementInformationDetails" xlink:title="0124 - Disclosure - Supplementary Income Statement Information (Details)" />
    <link:definitionLink xlink:type="extended" xlink:role="http://firstbancorp.com/role/ParentCompanyInformationDetails" xlink:title="0125 - Disclosure - Condensed Parent Company Information (Details)">
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StatementLineItems" xlink:label="loc_FBPStatementLineItems" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StatementTable" xlink:label="loc_FBPStatementTable" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/all" xbrldt:contextElement="segment" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPStatementTable" xlink:type="arc" order="10" xbrldt:closed="true" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.sec.gov/dei/2012/dei-2012-01-31.xsd#dei_LegalEntityAxis" xlink:label="loc_FBPLegalEntityAxis" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_FBPStatementTable" xlink:to="loc_FBPLegalEntityAxis" xlink:type="arc" order="1" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.sec.gov/dei/2012/dei-2012-01-31.xsd#dei_EntityDomain" xlink:label="loc_FBPEntityDomain" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_FBPLegalEntityAxis" xlink:to="loc_FBPEntityDomain" xlink:type="arc" order="20" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.sec.gov/dei/2012/dei-2012-01-31.xsd#dei_EntityDomain" xlink:label="loc_FBPEntityDomain_10" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xbrldt:contextElement="segment" xlink:from="loc_FBPLegalEntityAxis" xlink:to="loc_FBPEntityDomain_10" xlink:type="arc" order="30" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ParentCompanyMember" xlink:label="loc_FBPParentCompanyMember_0" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPEntityDomain" xlink:to="loc_FBPParentCompanyMember_0" xlink:type="arc" order="1" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_AssetsAbstract" xlink:label="loc_FBPAssetsAbstract_30" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPAssetsAbstract_30" xlink:type="arc" order="0" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_CashAndCashEquivalentsAtCarryingValue" xlink:label="loc_FBPCashAndCashEquivalentsAtCarryingValue_30" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPAssetsAbstract_30" xlink:to="loc_FBPCashAndCashEquivalentsAtCarryingValue_30" xlink:type="arc" order="1" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_EquityMethodInvestments" xlink:label="loc_FBPEquityMethodInvestments_30" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPAssetsAbstract_30" xlink:to="loc_FBPEquityMethodInvestments_30" xlink:type="arc" order="2" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_PropertyPlantAndEquipmentNet" xlink:label="loc_FBPPropertyPlantAndEquipmentNet_30" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPAssetsAbstract_30" xlink:to="loc_FBPPropertyPlantAndEquipmentNet_30" xlink:type="arc" order="3" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_OtherAssets" xlink:label="loc_FBPOtherAssets_30" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPAssetsAbstract_30" xlink:to="loc_FBPOtherAssets_30" xlink:type="arc" order="4" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_Assets" xlink:label="loc_FBPAssets_30" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPAssetsAbstract_30" xlink:to="loc_FBPAssets_30" xlink:type="arc" order="5" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_LiabilitiesAndShareholdersEquityAbstract" xlink:label="loc_FBPLiabilitiesAndShareholdersEquityAbstract_30" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPLiabilitiesAndShareholdersEquityAbstract_30" xlink:type="arc" order="7" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_OtherBorrowings" xlink:label="loc_FBPOtherBorrowings_30" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPLiabilitiesAndShareholdersEquityAbstract_30" xlink:to="loc_FBPOtherBorrowings_30" xlink:type="arc" order="8" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_OtherLiabilities" xlink:label="loc_FBPOtherLiabilities_30" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPLiabilitiesAndShareholdersEquityAbstract_30" xlink:to="loc_FBPOtherLiabilities_30" xlink:type="arc" order="9" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_Liabilities" xlink:label="loc_FBPLiabilities_30" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPLiabilitiesAndShareholdersEquityAbstract_30" xlink:to="loc_FBPLiabilities_30" xlink:type="arc" order="10" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StockholdersEquity" xlink:label="loc_FBPStockholdersEquity_30" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPLiabilitiesAndShareholdersEquityAbstract_30" xlink:to="loc_FBPStockholdersEquity_30" xlink:type="arc" order="12" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_LiabilitiesAndStockholdersEquity" xlink:label="loc_FBPLiabilitiesAndStockholdersEquity_30" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPLiabilitiesAndShareholdersEquityAbstract_30" xlink:to="loc_FBPLiabilitiesAndStockholdersEquity_30" xlink:type="arc" order="13" />
    </link:definitionLink>
    <link:definitionLink xlink:type="extended" xlink:role="http://firstbancorp.com/role/ParentCompanyInformationDetails1" xlink:title="0126 - Disclosure - Condensed Parent Company Information (Details 1)">
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StatementLineItems" xlink:label="loc_FBPStatementLineItems" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StatementTable" xlink:label="loc_FBPStatementTable" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/all" xbrldt:contextElement="segment" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPStatementTable" xlink:type="arc" order="10" xbrldt:closed="true" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.sec.gov/dei/2012/dei-2012-01-31.xsd#dei_LegalEntityAxis" xlink:label="loc_FBPLegalEntityAxis" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_FBPStatementTable" xlink:to="loc_FBPLegalEntityAxis" xlink:type="arc" order="1" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.sec.gov/dei/2012/dei-2012-01-31.xsd#dei_EntityDomain" xlink:label="loc_FBPEntityDomain" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_FBPLegalEntityAxis" xlink:to="loc_FBPEntityDomain" xlink:type="arc" order="20" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.sec.gov/dei/2012/dei-2012-01-31.xsd#dei_EntityDomain" xlink:label="loc_FBPEntityDomain_10" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xbrldt:contextElement="segment" xlink:from="loc_FBPLegalEntityAxis" xlink:to="loc_FBPEntityDomain_10" xlink:type="arc" order="30" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ParentCompanyMember" xlink:label="loc_FBPParentCompanyMember_0" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPEntityDomain" xlink:to="loc_FBPParentCompanyMember_0" xlink:type="arc" order="1" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_DividendsFromWhollyownedSubsidiaries" xlink:label="loc_FBPDividendsFromWhollyownedSubsidiaries_40" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPDividendsFromWhollyownedSubsidiaries_40" xlink:type="arc" order="1" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_IncomeLossFromEquityMethodInvestmentsNetOfDividendsOrDistributions" xlink:label="loc_FBPIncomeLossFromEquityMethodInvestmentsNetOfDividendsOrDistributions_40" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPIncomeLossFromEquityMethodInvestmentsNetOfDividendsOrDistributions_40" xlink:type="arc" order="2" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_InterestExpense" xlink:label="loc_FBPInterestExpense_40" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPInterestExpense_40" xlink:type="arc" order="3" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_NonoperatingIncomeExpense" xlink:label="loc_FBPNonoperatingIncomeExpense_40" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPNonoperatingIncomeExpense_40" xlink:type="arc" order="4" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_NetIncomeLoss" xlink:label="loc_FBPNetIncomeLoss_40" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPNetIncomeLoss_40" xlink:type="arc" order="5" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_PreferredStockDividendsAndAccretion" xlink:label="loc_FBPPreferredStockDividendsAndAccretion_40" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPPreferredStockDividendsAndAccretion_40" xlink:type="arc" order="7" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_NetIncomeLossAvailableToCommonStockholdersBasic" xlink:label="loc_FBPNetIncomeLossAvailableToCommonStockholdersBasic_40" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPNetIncomeLossAvailableToCommonStockholdersBasic_40" xlink:type="arc" order="9" />
    </link:definitionLink>
    <link:definitionLink xlink:type="extended" xlink:role="http://firstbancorp.com/role/ParentCompanyInformationDetails2" xlink:title="0127 - Disclosure - Condensed Parent Company Information (Details 2)">
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StatementLineItems" xlink:label="loc_FBPStatementLineItems" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StatementTable" xlink:label="loc_FBPStatementTable" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/all" xbrldt:contextElement="segment" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPStatementTable" xlink:type="arc" order="10" xbrldt:closed="true" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.sec.gov/dei/2012/dei-2012-01-31.xsd#dei_LegalEntityAxis" xlink:label="loc_FBPLegalEntityAxis" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_FBPStatementTable" xlink:to="loc_FBPLegalEntityAxis" xlink:type="arc" order="1" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.sec.gov/dei/2012/dei-2012-01-31.xsd#dei_EntityDomain" xlink:label="loc_FBPEntityDomain" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_FBPLegalEntityAxis" xlink:to="loc_FBPEntityDomain" xlink:type="arc" order="20" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.sec.gov/dei/2012/dei-2012-01-31.xsd#dei_EntityDomain" xlink:label="loc_FBPEntityDomain_10" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xbrldt:contextElement="segment" xlink:from="loc_FBPLegalEntityAxis" xlink:to="loc_FBPEntityDomain_10" xlink:type="arc" order="30" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ParentCompanyMember" xlink:label="loc_FBPParentCompanyMember_0" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPEntityDomain" xlink:to="loc_FBPParentCompanyMember_0" xlink:type="arc" order="1" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_OperatingActivitiesAbstract" xlink:label="loc_FBPOperatingActivitiesAbstract_40" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPOperatingActivitiesAbstract_40" xlink:type="arc" order="0" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_NetIncomeLoss" xlink:label="loc_FBPNetIncomeLoss_40" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPOperatingActivitiesAbstract_40" xlink:to="loc_FBPNetIncomeLoss_40" xlink:type="arc" order="1" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_IncomeLossFromEquityMethodInvestments" xlink:label="loc_FBPIncomeLossFromEquityMethodInvestments_40" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPOperatingActivitiesAbstract_40" xlink:to="loc_FBPIncomeLossFromEquityMethodInvestments_40" xlink:type="arc" order="2" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_EquityMethodInvestmentDividendsOrDistributions" xlink:label="loc_FBPEquityMethodInvestmentDividendsOrDistributions_40" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPOperatingActivitiesAbstract_40" xlink:to="loc_FBPEquityMethodInvestmentDividendsOrDistributions_40" xlink:type="arc" order="3" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_IncreaseDecreaseInOtherOperatingAssets" xlink:label="loc_FBPIncreaseDecreaseInOtherOperatingAssets_40" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPOperatingActivitiesAbstract_40" xlink:to="loc_FBPIncreaseDecreaseInOtherOperatingAssets_40" xlink:type="arc" order="4" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_IncreaseDecreaseInOtherOperatingLiabilities" xlink:label="loc_FBPIncreaseDecreaseInOtherOperatingLiabilities_40" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPOperatingActivitiesAbstract_40" xlink:to="loc_FBPIncreaseDecreaseInOtherOperatingLiabilities_40" xlink:type="arc" order="5" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_NetCashProvidedByUsedInOperatingActivities" xlink:label="loc_FBPNetCashProvidedByUsedInOperatingActivities_40" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPNetCashProvidedByUsedInOperatingActivities_40" xlink:type="arc" order="6" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_InvestingActivitiesAbstract" xlink:label="loc_FBPInvestingActivitiesAbstract_40" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPInvestingActivitiesAbstract_40" xlink:type="arc" order="7" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_PaymentsToAcquireAdditionalInterestInSubsidiaries" xlink:label="loc_FBPPaymentsToAcquireAdditionalInterestInSubsidiaries_40" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPInvestingActivitiesAbstract_40" xlink:to="loc_FBPPaymentsToAcquireAdditionalInterestInSubsidiaries_40" xlink:type="arc" order="8" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ProceedsFromDivestitureOfInterestInSubsidiariesAndAffiliates" xlink:label="loc_FBPProceedsFromDivestitureOfInterestInSubsidiariesAndAffiliates_40" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPInvestingActivitiesAbstract_40" xlink:to="loc_FBPProceedsFromDivestitureOfInterestInSubsidiariesAndAffiliates_40" xlink:type="arc" order="9" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_NetCashProvidedByUsedInInvestingActivities" xlink:label="loc_FBPNetCashProvidedByUsedInInvestingActivities_40" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPInvestingActivitiesAbstract_40" xlink:to="loc_FBPNetCashProvidedByUsedInInvestingActivities_40" xlink:type="arc" order="10" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_FinancingActivitiesAbstract" xlink:label="loc_FBPFinancingActivitiesAbstract_40" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPFinancingActivitiesAbstract_40" xlink:type="arc" order="11" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_PaymentsOfOrdinaryDividends" xlink:label="loc_FBPPaymentsOfOrdinaryDividends_40" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPFinancingActivitiesAbstract_40" xlink:to="loc_FBPPaymentsOfOrdinaryDividends_40" xlink:type="arc" order="12" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ProceedsFromIssuanceOfPreferredStockAndPreferenceStock" xlink:label="loc_FBPProceedsFromIssuanceOfPreferredStockAndPreferenceStock_40" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPFinancingActivitiesAbstract_40" xlink:to="loc_FBPProceedsFromIssuanceOfPreferredStockAndPreferenceStock_40" xlink:type="arc" order="13" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_PaymentsForRepurchaseOfPreferredStockAndPreferenceStock" xlink:label="loc_FBPPaymentsForRepurchaseOfPreferredStockAndPreferenceStock_40" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPFinancingActivitiesAbstract_40" xlink:to="loc_FBPPaymentsForRepurchaseOfPreferredStockAndPreferenceStock_40" xlink:type="arc" order="14" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ProceedsFromIssuanceOfCommonStock" xlink:label="loc_FBPProceedsFromIssuanceOfCommonStock_40" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPFinancingActivitiesAbstract_40" xlink:to="loc_FBPProceedsFromIssuanceOfCommonStock_40" xlink:type="arc" order="15" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_PaymentsForRepurchaseOfCommonStock" xlink:label="loc_FBPPaymentsForRepurchaseOfCommonStock_40" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPFinancingActivitiesAbstract_40" xlink:to="loc_FBPPaymentsForRepurchaseOfCommonStock_40" xlink:type="arc" order="16" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_PaymentsForRepurchaseOfWarrants" xlink:label="loc_FBPPaymentsForRepurchaseOfWarrants_40" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPFinancingActivitiesAbstract_40" xlink:to="loc_FBPPaymentsForRepurchaseOfWarrants_40" xlink:type="arc" order="17" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_NetCashProvidedByUsedInFinancingActivities" xlink:label="loc_FBPNetCashProvidedByUsedInFinancingActivities_40" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPFinancingActivitiesAbstract_40" xlink:to="loc_FBPNetCashProvidedByUsedInFinancingActivities_40" xlink:type="arc" order="18" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_CashAndCashEquivalentsPeriodIncreaseDecrease" xlink:label="loc_FBPCashAndCashEquivalentsPeriodIncreaseDecrease_40" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPFinancingActivitiesAbstract_40" xlink:to="loc_FBPCashAndCashEquivalentsPeriodIncreaseDecrease_40" xlink:type="arc" order="19" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_CashAndCashEquivalentsAtCarryingValue" xlink:label="loc_FBPCashAndCashEquivalentsAtCarryingValue_40" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPFinancingActivitiesAbstract_40" xlink:to="loc_FBPCashAndCashEquivalentsAtCarryingValue_40" xlink:type="arc" order="20" />
    </link:definitionLink>
    <link:definitionLink xlink:type="extended" xlink:role="http://firstbancorp.com/role/ShareholdersEquityTransactionsDetailsNarrative" xlink:title="0128 - Disclosure - Shareholders' Equity Transactions (Details Narrative)">
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StatementLineItems" xlink:label="loc_FBPStatementLineItems" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StatementTable" xlink:label="loc_FBPStatementTable" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/all" xbrldt:contextElement="segment" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPStatementTable" xlink:type="arc" order="10" xbrldt:closed="true" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_SubsidiarySaleOfStockAxis" xlink:label="loc_FBPSubsidiarySaleOfStockAxis" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_FBPStatementTable" xlink:to="loc_FBPSubsidiarySaleOfStockAxis" xlink:type="arc" order="1" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_SaleOfStockNameOfTransactionDomain" xlink:label="loc_FBPSaleOfStockNameOfTransactionDomain" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_FBPSubsidiarySaleOfStockAxis" xlink:to="loc_FBPSaleOfStockNameOfTransactionDomain" xlink:type="arc" order="20" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_SaleOfStockNameOfTransactionDomain" xlink:label="loc_FBPSaleOfStockNameOfTransactionDomain_10" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xbrldt:contextElement="segment" xlink:from="loc_FBPSubsidiarySaleOfStockAxis" xlink:to="loc_FBPSaleOfStockNameOfTransactionDomain_10" xlink:type="arc" order="30" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_TreasuryCapitalPurchaseProgramMember" xlink:label="loc_FBPTreasuryCapitalPurchaseProgramMember_0" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPSaleOfStockNameOfTransactionDomain" xlink:to="loc_FBPTreasuryCapitalPurchaseProgramMember_0" xlink:type="arc" order="1" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_SmallBusinessLendingFundMember" xlink:label="loc_FBPSmallBusinessLendingFundMember_90" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPSaleOfStockNameOfTransactionDomain" xlink:to="loc_FBPSmallBusinessLendingFundMember_90" xlink:type="arc" order="91" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StatementClassOfStockAxis" xlink:label="loc_FBPStatementClassOfStockAxis" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_FBPStatementTable" xlink:to="loc_FBPStatementClassOfStockAxis" xlink:type="arc" order="2" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ClassOfStockDomain" xlink:label="loc_FBPClassOfStockDomain" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_FBPStatementClassOfStockAxis" xlink:to="loc_FBPClassOfStockDomain" xlink:type="arc" order="20" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ClassOfStockDomain" xlink:label="loc_FBPClassOfStockDomain_10" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xbrldt:contextElement="segment" xlink:from="loc_FBPStatementClassOfStockAxis" xlink:to="loc_FBPClassOfStockDomain_10" xlink:type="arc" order="30" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_SeriesCPreferredStockMember" xlink:label="loc_FBPSeriesCPreferredStockMember_60" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPClassOfStockDomain" xlink:to="loc_FBPSeriesCPreferredStockMember_60" xlink:type="arc" order="61" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StatementEquityComponentsAxis" xlink:label="loc_FBPStatementEquityComponentsAxis" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_FBPStatementTable" xlink:to="loc_FBPStatementEquityComponentsAxis" xlink:type="arc" order="3" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_EquityComponentDomain" xlink:label="loc_FBPEquityComponentDomain" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_FBPStatementEquityComponentsAxis" xlink:to="loc_FBPEquityComponentDomain" xlink:type="arc" order="20" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_EquityComponentDomain" xlink:label="loc_FBPEquityComponentDomain_10" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xbrldt:contextElement="segment" xlink:from="loc_FBPStatementEquityComponentsAxis" xlink:to="loc_FBPEquityComponentDomain_10" xlink:type="arc" order="30" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_CommonStockMember" xlink:label="loc_FBPCommonStockMember_80" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPEquityComponentDomain" xlink:to="loc_FBPCommonStockMember_80" xlink:type="arc" order="81" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StockRedeemedOrCalledDuringPeriodValue" xlink:label="loc_FBPStockRedeemedOrCalledDuringPeriodValue_130" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPStockRedeemedOrCalledDuringPeriodValue_130" xlink:type="arc" order="1" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StockRedeemedOrCalledDuringPeriodShares" xlink:label="loc_FBPStockRedeemedOrCalledDuringPeriodShares_130" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPStockRedeemedOrCalledDuringPeriodShares_130" xlink:type="arc" order="2" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StockIssuedDuringPeriodValueNewIssues" xlink:label="loc_FBPStockIssuedDuringPeriodValueNewIssues_130" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPStockIssuedDuringPeriodValueNewIssues_130" xlink:type="arc" order="3" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StockIssuedDuringPeriodSharesNewIssues" xlink:label="loc_FBPStockIssuedDuringPeriodSharesNewIssues_130" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPStockIssuedDuringPeriodSharesNewIssues_130" xlink:type="arc" order="4" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StockIssuedDuringPeriodSharesStockOptionsExercised" xlink:label="loc_FBPStockIssuedDuringPeriodSharesStockOptionsExercised_130" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPStockIssuedDuringPeriodSharesStockOptionsExercised_130" xlink:type="arc" order="5" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_PreferredStockLiquidationPreference" xlink:label="loc_FBPPreferredStockLiquidationPreference_130" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPPreferredStockLiquidationPreference_130" xlink:type="arc" order="6" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ClassOfWarrantOrRightOutstanding" xlink:label="loc_FBPClassOfWarrantOrRightOutstanding_130" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPClassOfWarrantOrRightOutstanding_130" xlink:type="arc" order="7" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_PreferredStockDividendRatePercentage" xlink:label="loc_FBPPreferredStockDividendRatePercentage_130" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPPreferredStockDividendRatePercentage_130" xlink:type="arc" order="8" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_PreferredStockDividendRateAfterFiveYears" xlink:label="loc_FBPPreferredStockDividendRateAfterFiveYears_130" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPPreferredStockDividendRateAfterFiveYears_130" xlink:type="arc" order="9" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ClassOfWarrantOrRightExercisePriceOfWarrantsOrRights" xlink:label="loc_FBPClassOfWarrantOrRightExercisePriceOfWarrantsOrRights_130" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPClassOfWarrantOrRightExercisePriceOfWarrantsOrRights_130" xlink:type="arc" order="10" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_DiscountRateUsedToDetermineFairValueOfPreferredStock" xlink:label="loc_FBPDiscountRateUsedToDetermineFairValueOfPreferredStock_130" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPDiscountRateUsedToDetermineFairValueOfPreferredStock_130" xlink:type="arc" order="11" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_FairValueOfPreferredStock" xlink:label="loc_FBPFairValueOfPreferredStock_130" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPFairValueOfPreferredStock_130" xlink:type="arc" order="12" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_FairValueOfWarrant" xlink:label="loc_FBPFairValueOfWarrant_130" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPFairValueOfWarrant_130" xlink:type="arc" order="13" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_AggregateFairValueOfPreferredStockAndWarrant" xlink:label="loc_FBPAggregateFairValueOfPreferredStockAndWarrant_130" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPAggregateFairValueOfPreferredStockAndWarrant_130" xlink:type="arc" order="14" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_PercentOfAggregateFairValueAttributedToWarrant" xlink:label="loc_FBPPercentOfAggregateFairValueAttributedToWarrant_130" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPPercentOfAggregateFairValueAttributedToWarrant_130" xlink:type="arc" order="15" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_PercentOfAggregateFairValueAttributedToPreferredStock" xlink:label="loc_FBPPercentOfAggregateFairValueAttributedToPreferredStock_130" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPPercentOfAggregateFairValueAttributedToPreferredStock_130" xlink:type="arc" order="16" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_AmountAllocatedToPreferredStock" xlink:label="loc_FBPAmountAllocatedToPreferredStock_130" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPAmountAllocatedToPreferredStock_130" xlink:type="arc" order="17" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_AmountAllocatedToWarrant" xlink:label="loc_FBPAmountAllocatedToWarrant_130" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPAmountAllocatedToWarrant_130" xlink:type="arc" order="18" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_PreferredStockAccretionOfRedemptionDiscount" xlink:label="loc_FBPPreferredStockAccretionOfRedemptionDiscount_130" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPPreferredStockAccretionOfRedemptionDiscount_130" xlink:type="arc" order="19" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_WarrantRepurchasePerCommonShare" xlink:label="loc_FBPWarrantRepurchasePerCommonShare_130" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPWarrantRepurchasePerCommonShare_130" xlink:type="arc" order="20" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_ThresholdForQualifiedCommunityBanks" xlink:label="loc_FBPThresholdForQualifiedCommunityBanks_130" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPThresholdForQualifiedCommunityBanks_130" xlink:type="arc" order="21" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_DescriptionOfDividendRatePercentages" xlink:label="loc_FBPDescriptionOfDividendRatePercentages_130" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPDescriptionOfDividendRatePercentages_130" xlink:type="arc" order="22" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_SaleOfStockPricePerShare" xlink:label="loc_FBPSaleOfStockPricePerShare_130" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPSaleOfStockPricePerShare_130" xlink:type="arc" order="23" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ProceedsFromIssuanceOrSaleOfEquity" xlink:label="loc_FBPProceedsFromIssuanceOrSaleOfEquity_130" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPProceedsFromIssuanceOrSaleOfEquity_130" xlink:type="arc" order="24" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_DividendsPayableCurrentAndNoncurrent" xlink:label="loc_FBPDividendsPayableCurrentAndNoncurrent_130" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPDividendsPayableCurrentAndNoncurrent_130" xlink:type="arc" order="25" />
    </link:definitionLink>
    <link:definitionLink xlink:type="extended" xlink:role="http://firstbancorp.com/role/ShareholdersEquityTransactionsDetails" xlink:title="0129 - Disclosure - Shareholders' Equity Transactions (Details)" />
    <link:definitionLink xlink:type="extended" xlink:role="http://firstbancorp.com/role/SubsequentEventDetailsNarrative" xlink:title="0130 - Disclosure - Subsequent Event (Details Narrative)">
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StatementLineItems" xlink:label="loc_FBPStatementLineItems" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StatementTable" xlink:label="loc_FBPStatementTable" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/all" xbrldt:contextElement="segment" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPStatementTable" xlink:type="arc" order="10" xbrldt:closed="true" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_SubsequentEventTypeAxis" xlink:label="loc_FBPSubsequentEventTypeAxis" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_FBPStatementTable" xlink:to="loc_FBPSubsequentEventTypeAxis" xlink:type="arc" order="1" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_SubsequentEventTypeDomain" xlink:label="loc_FBPSubsequentEventTypeDomain" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_FBPSubsequentEventTypeAxis" xlink:to="loc_FBPSubsequentEventTypeDomain" xlink:type="arc" order="20" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_SubsequentEventTypeDomain" xlink:label="loc_FBPSubsequentEventTypeDomain_10" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xbrldt:contextElement="segment" xlink:from="loc_FBPSubsequentEventTypeAxis" xlink:to="loc_FBPSubsequentEventTypeDomain_10" xlink:type="arc" order="30" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_SubsequentEventMember" xlink:label="loc_FBPSubsequentEventMember_10" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPSubsequentEventTypeDomain" xlink:to="loc_FBPSubsequentEventMember_10" xlink:type="arc" order="11" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_LoansHeldForSaleOther" xlink:label="loc_FBPLoansHeldForSaleOther_30" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPLoansHeldForSaleOther_30" xlink:type="arc" order="1" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ProceedsFromSaleOfLoansHeldForSale" xlink:label="loc_FBPProceedsFromSaleOfLoansHeldForSale_30" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPProceedsFromSaleOfLoansHeldForSale_30" xlink:type="arc" order="2" />
    </link:definitionLink>
</link:linkbase>
</XBRL>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>EX-101.LAB
<SEQUENCE>13
<FILENAME>fbp-20121231_lab.xml
<DESCRIPTION>XBRL LABEL FILE
<TEXT>
<XBRL>
<?xml version="1.0" encoding="US-ASCII" standalone="no"?>
    <!-- Field: Doc-Info; Name: Generator; Value: GoFiler Complete; Version: 3.4c -->
    <!-- Field: Doc-Info; Name: VendorURI; Value: http://www.novaworks.co -->
    <!-- Field: Doc-Info; Name: Source; Value: FBP_12312012 (3).xfr; Date: 2013/03/15T19:58:12 -->
    <!-- Field: Doc-Info; Name: Status; Value: 0x80030001 -->
<link:linkbase xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance" xmlns:xlink="http://www.w3.org/1999/xlink" xmlns:link="http://www.xbrl.org/2003/linkbase" xmlns:xbrli="http://www.xbrl.org/2003/instance" xsi:schemaLocation="http://www.xbrl.org/2003/linkbase http://www.xbrl.org/2003/xbrl-linkbase-2003-12-31.xsd">
    <link:roleRef xlink:type="simple" xlink:href="http://www.xbrl.org/lrr/role/negated-2009-12-16.xsd#negatedLabel" roleURI="http://www.xbrl.org/2009/role/negatedLabel" />
    <link:roleRef xlink:type="simple" xlink:href="http://www.xbrl.org/lrr/role/negated-2009-12-16.xsd#negatedPeriodEndLabel" roleURI="http://www.xbrl.org/2009/role/negatedPeriodEndLabel" />
    <link:roleRef xlink:type="simple" xlink:href="http://www.xbrl.org/lrr/role/negated-2009-12-16.xsd#negatedPeriodStartLabel" roleURI="http://www.xbrl.org/2009/role/negatedPeriodStartLabel" />
    <link:roleRef xlink:type="simple" xlink:href="http://www.xbrl.org/lrr/role/negated-2009-12-16.xsd#negatedTotalLabel" roleURI="http://www.xbrl.org/2009/role/negatedTotalLabel" />
    <link:roleRef xlink:type="simple" xlink:href="http://www.xbrl.org/lrr/role/negated-2009-12-16.xsd#negatedNetLabel" roleURI="http://www.xbrl.org/2009/role/negatedNetLabel" />
    <link:roleRef xlink:type="simple" xlink:href="http://www.xbrl.org/lrr/role/negated-2009-12-16.xsd#negatedTerseLabel" roleURI="http://www.xbrl.org/2009/role/negatedTerseLabel" />
    <link:labelLink xlink:type="extended" xlink:role="http://www.xbrl.org/2003/role/link">
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_PreferredStockMember" xlink:label="us-gaap_PreferredStockMember" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_PreferredStockMember" xlink:to="us-gaap_PreferredStockMember_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_PreferredStockMember_lbl" xml:lang="en-US">Preferred Stock</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StatementEquityComponentsAxis" xlink:label="us-gaap_StatementEquityComponentsAxis" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_StatementEquityComponentsAxis" xlink:to="us-gaap_StatementEquityComponentsAxis_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_StatementEquityComponentsAxis_lbl" xml:lang="en-US">StatementEquityComponents [Axis]</link:label>
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_PreferredStockDiscountMember" xlink:label="FBP_PreferredStockDiscountMember" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_PreferredStockDiscountMember" xlink:to="FBP_PreferredStockDiscountMember_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="FBP_PreferredStockDiscountMember_lbl" xml:lang="en-US">Preferred Stock Discount</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_CommonStockMember" xlink:label="us-gaap_CommonStockMember" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_CommonStockMember" xlink:to="us-gaap_CommonStockMember_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_CommonStockMember_lbl" xml:lang="en-US">Common Stock</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_RetainedEarningsMember" xlink:label="us-gaap_RetainedEarningsMember" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_RetainedEarningsMember" xlink:to="us-gaap_RetainedEarningsMember_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_RetainedEarningsMember_lbl" xml:lang="en-US">Retained Earnings</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_AccumulatedOtherComprehensiveIncomeMember" xlink:label="us-gaap_AccumulatedOtherComprehensiveIncomeMember" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_AccumulatedOtherComprehensiveIncomeMember" xlink:to="us-gaap_AccumulatedOtherComprehensiveIncomeMember_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_AccumulatedOtherComprehensiveIncomeMember_lbl" xml:lang="en-US">Accumulated Other Comprehensive Income (Loss)</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_USGovernmentSponsoredEnterprisesDebtSecuritiesMember" xlink:label="us-gaap_USGovernmentSponsoredEnterprisesDebtSecuritiesMember" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_USGovernmentSponsoredEnterprisesDebtSecuritiesMember" xlink:to="us-gaap_USGovernmentSponsoredEnterprisesDebtSecuritiesMember_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_USGovernmentSponsoredEnterprisesDebtSecuritiesMember_lbl" xml:lang="en-US">US Government-sponsored enterprises securities</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis" xlink:label="us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis" xlink:to="us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis_lbl" xml:lang="en-US">Major Types of Debt and Equity Securities [Axis]</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_MortgageBackedSecuritiesMember" xlink:label="us-gaap_MortgageBackedSecuritiesMember" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_MortgageBackedSecuritiesMember" xlink:to="us-gaap_MortgageBackedSecuritiesMember_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_MortgageBackedSecuritiesMember_lbl" xml:lang="en-US">Mortgage-backed securities</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_CorporateDebtSecuritiesMember" xlink:label="us-gaap_CorporateDebtSecuritiesMember" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_CorporateDebtSecuritiesMember" xlink:to="us-gaap_CorporateDebtSecuritiesMember_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_CorporateDebtSecuritiesMember_lbl" xml:lang="en-US">Corporate bonds</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_EquitySecuritiesMember" xlink:label="us-gaap_EquitySecuritiesMember" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_EquitySecuritiesMember" xlink:to="us-gaap_EquitySecuritiesMember_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_EquitySecuritiesMember_lbl" xml:lang="en-US">Equities</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_USStatesAndPoliticalSubdivisionsMember" xlink:label="us-gaap_USStatesAndPoliticalSubdivisionsMember" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_USStatesAndPoliticalSubdivisionsMember" xlink:to="us-gaap_USStatesAndPoliticalSubdivisionsMember_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_USStatesAndPoliticalSubdivisionsMember_lbl" xml:lang="en-US">States and local governments</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_CommercialLoanMember" xlink:label="us-gaap_CommercialLoanMember" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_CommercialLoanMember" xlink:to="us-gaap_CommercialLoanMember_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_CommercialLoanMember_lbl" xml:lang="en-US">Commercial, financial and agricultural</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis" xlink:label="us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis" xlink:to="us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_lbl" xml:lang="en-US">Class of Financing Receivable [Axis]</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_CommercialRealEstateMember" xlink:label="us-gaap_CommercialRealEstateMember" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_CommercialRealEstateMember" xlink:to="us-gaap_CommercialRealEstateMember_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_CommercialRealEstateMember_lbl" xml:lang="en-US">Real Estate construction, land development and other land loans</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_FixedRateResidentialMortgageMember" xlink:label="us-gaap_FixedRateResidentialMortgageMember" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_FixedRateResidentialMortgageMember" xlink:to="us-gaap_FixedRateResidentialMortgageMember_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_FixedRateResidentialMortgageMember_lbl" xml:lang="en-US">Real estate mortgage residential (1-4 family) first mortgages</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_HomeEquityMember" xlink:label="us-gaap_HomeEquityMember" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_HomeEquityMember" xlink:to="us-gaap_HomeEquityMember_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_HomeEquityMember_lbl" xml:lang="en-US">Real estate mortgage home equity loans/lines of credit</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_RealEstateMember" xlink:label="us-gaap_RealEstateMember" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_RealEstateMember" xlink:to="us-gaap_RealEstateMember_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_RealEstateMember_lbl" xml:lang="en-US">Real estate mortgage commercial and other</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ConsumerLoanMember" xlink:label="us-gaap_ConsumerLoanMember" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_ConsumerLoanMember" xlink:to="us-gaap_ConsumerLoanMember_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_ConsumerLoanMember_lbl" xml:lang="en-US">Installment loans to individual</link:label>
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_NonCoveredNonperformingAssetsMember" xlink:label="FBP_NonCoveredNonperformingAssetsMember" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_NonCoveredNonperformingAssetsMember" xlink:to="FBP_NonCoveredNonperformingAssetsMember_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="FBP_NonCoveredNonperformingAssetsMember_lbl" xml:lang="en-US">Non-covered nonperforming Assets</link:label>
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_CoveredNonperformingAssetsMember" xlink:label="FBP_CoveredNonperformingAssetsMember" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_CoveredNonperformingAssetsMember" xlink:to="FBP_CoveredNonperformingAssetsMember_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="FBP_CoveredNonperformingAssetsMember_lbl" xml:lang="en-US">Covered nonperforming Assets</link:label>
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_NonCoveredMember" xlink:label="FBP_NonCoveredMember" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_NonCoveredMember" xlink:to="FBP_NonCoveredMember_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="FBP_NonCoveredMember_lbl" xml:lang="en-US">Non-covered</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis" xlink:label="us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis" xlink:to="us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_lbl" xml:lang="en-US">Receivable Type [Axis]</link:label>
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_CoveredMember" xlink:label="FBP_CoveredMember" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_CoveredMember" xlink:to="FBP_CoveredMember_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="FBP_CoveredMember_lbl" xml:lang="en-US">Covered</link:label>
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_ContractualPrincipalMember" xlink:label="FBP_ContractualPrincipalMember" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_ContractualPrincipalMember" xlink:to="FBP_ContractualPrincipalMember_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="FBP_ContractualPrincipalMember_lbl" xml:lang="en-US">Contractual Principal Receivable</link:label>
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_FairValueMember" xlink:label="FBP_FairValueMember" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_FairValueMember" xlink:to="FBP_FairValueMember_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="FBP_FairValueMember_lbl" xml:lang="en-US">Fair Value Adjustment Write Down</link:label>
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_CommercialUnsecuredMember" xlink:label="FBP_CommercialUnsecuredMember" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_CommercialUnsecuredMember" xlink:to="FBP_CommercialUnsecuredMember_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="FBP_CommercialUnsecuredMember_lbl" xml:lang="en-US">Commercial Unsecured</link:label>
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_CommercialSecuredMember" xlink:label="FBP_CommercialSecuredMember" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_CommercialSecuredMember" xlink:to="FBP_CommercialSecuredMember_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="FBP_CommercialSecuredMember_lbl" xml:lang="en-US">Commercial Secured</link:label>
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_SecuredInventoryAccountsReceivableMember" xlink:label="FBP_SecuredInventoryAccountsReceivableMember" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_SecuredInventoryAccountsReceivableMember" xlink:to="FBP_SecuredInventoryAccountsReceivableMember_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="FBP_SecuredInventoryAccountsReceivableMember_lbl" xml:lang="en-US">Secured by Inventory and Accounts Receivable</link:label>
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_RealEstateConstructionMember" xlink:label="FBP_RealEstateConstructionMember" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_RealEstateConstructionMember" xlink:to="FBP_RealEstateConstructionMember_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="FBP_RealEstateConstructionMember_lbl" xml:lang="en-US">Real Estate construction, land development and other land loans</link:label>
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_RealEstateResidentialMember" xlink:label="FBP_RealEstateResidentialMember" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_RealEstateResidentialMember" xlink:to="FBP_RealEstateResidentialMember_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="FBP_RealEstateResidentialMember_lbl" xml:lang="en-US">Real estate residential, farmland and mutli-family</link:label>
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_RealEstateHomeEquityMember" xlink:label="FBP_RealEstateHomeEquityMember" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_RealEstateHomeEquityMember" xlink:to="FBP_RealEstateHomeEquityMember_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="FBP_RealEstateHomeEquityMember_lbl" xml:lang="en-US">Real estate home equity lines of credit</link:label>
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_RealEstateCommercialMember" xlink:label="FBP_RealEstateCommercialMember" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_RealEstateCommercialMember" xlink:to="FBP_RealEstateCommercialMember_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="FBP_RealEstateCommercialMember_lbl" xml:lang="en-US">Real estate commercial</link:label>
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_ConsumerMember" xlink:label="FBP_ConsumerMember" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_ConsumerMember" xlink:to="FBP_ConsumerMember_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="FBP_ConsumerMember_lbl" xml:lang="en-US">Consumer</link:label>
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_UnallocatedMember" xlink:label="FBP_UnallocatedMember" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_UnallocatedMember" xlink:to="FBP_UnallocatedMember_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="FBP_UnallocatedMember_lbl" xml:lang="en-US">Unallocated</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_PassMember" xlink:label="us-gaap_PassMember" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_PassMember" xlink:to="us-gaap_PassMember_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_PassMember_lbl" xml:lang="en-US">Pass (Grades 1, 2 and 3)</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_FinancingReceivableInformationByCreditQualityIndicatorAxis" xlink:label="us-gaap_FinancingReceivableInformationByCreditQualityIndicatorAxis" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_FinancingReceivableInformationByCreditQualityIndicatorAxis" xlink:to="us-gaap_FinancingReceivableInformationByCreditQualityIndicatorAxis_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_FinancingReceivableInformationByCreditQualityIndicatorAxis_lbl" xml:lang="en-US">Credit Quality Indicator [Axis]</link:label>
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_WeakPassMember" xlink:label="FBP_WeakPassMember" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_WeakPassMember" xlink:to="FBP_WeakPassMember_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="FBP_WeakPassMember_lbl" xml:lang="en-US">Weak Pass (Grade 4)</link:label>
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_WatchStandardMember" xlink:label="FBP_WatchStandardMember" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_WatchStandardMember" xlink:to="FBP_WatchStandardMember_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="FBP_WatchStandardMember_lbl" xml:lang="en-US">Watch or Standard Loans (Grade 9)</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_SpecialMentionMember" xlink:label="us-gaap_SpecialMentionMember" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_SpecialMentionMember" xlink:to="us-gaap_SpecialMentionMember_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_SpecialMentionMember_lbl" xml:lang="en-US">Special Mention Loans (Grade 5)</link:label>
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_ClassifiedMember" xlink:label="FBP_ClassifiedMember" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_ClassifiedMember" xlink:to="FBP_ClassifiedMember_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="FBP_ClassifiedMember_lbl" xml:lang="en-US">Classified Loans (Grades 6,7 and 8)</link:label>
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_NonaccrualFinancingReceivableMember" xlink:label="FBP_NonaccrualFinancingReceivableMember" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_NonaccrualFinancingReceivableMember" xlink:to="FBP_NonaccrualFinancingReceivableMember_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="FBP_NonaccrualFinancingReceivableMember_lbl" xml:lang="en-US">Nonaccrual Loans</link:label>
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_FairValueInputsLevelMember" xlink:label="FBP_FairValueInputsLevelMember" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_FairValueInputsLevelMember" xlink:to="FBP_FairValueInputsLevelMember_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="FBP_FairValueInputsLevelMember_lbl" xml:lang="en-US">Level in Fair Value Hierachy</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_FairValueByFairValueHierarchyLevelAxis" xlink:label="us-gaap_FairValueByFairValueHierarchyLevelAxis" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_FairValueByFairValueHierarchyLevelAxis" xlink:to="us-gaap_FairValueByFairValueHierarchyLevelAxis_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_FairValueByFairValueHierarchyLevelAxis_lbl" xml:lang="en-US">Fair Value, Hierarchy [Axis]</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_CarryingReportedAmountFairValueDisclosureMember" xlink:label="us-gaap_CarryingReportedAmountFairValueDisclosureMember" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_CarryingReportedAmountFairValueDisclosureMember" xlink:to="us-gaap_CarryingReportedAmountFairValueDisclosureMember_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_CarryingReportedAmountFairValueDisclosureMember_lbl" xml:lang="en-US">Carrying Amount</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_FairValueByBalanceSheetGroupingDisclosureItemAmountsAxis" xlink:label="us-gaap_FairValueByBalanceSheetGroupingDisclosureItemAmountsAxis" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_FairValueByBalanceSheetGroupingDisclosureItemAmountsAxis" xlink:to="us-gaap_FairValueByBalanceSheetGroupingDisclosureItemAmountsAxis_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_FairValueByBalanceSheetGroupingDisclosureItemAmountsAxis_lbl" xml:lang="en-US">Fair Value, by Balance Sheet Grouping, Disclosure Item Amounts [Axis]</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_EstimateOfFairValueFairValueDisclosureMember" xlink:label="us-gaap_EstimateOfFairValueFairValueDisclosureMember" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_EstimateOfFairValueFairValueDisclosureMember" xlink:to="us-gaap_EstimateOfFairValueFairValueDisclosureMember_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_EstimateOfFairValueFairValueDisclosureMember_lbl" xml:lang="en-US">Fair Value</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_FairValueMeasurementsRecurringMember" xlink:label="us-gaap_FairValueMeasurementsRecurringMember" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_FairValueMeasurementsRecurringMember" xlink:to="us-gaap_FairValueMeasurementsRecurringMember_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_FairValueMeasurementsRecurringMember_lbl" xml:lang="en-US">Recurring</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_FairValueByMeasurementFrequencyAxis" xlink:label="us-gaap_FairValueByMeasurementFrequencyAxis" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_FairValueByMeasurementFrequencyAxis" xlink:to="us-gaap_FairValueByMeasurementFrequencyAxis_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_FairValueByMeasurementFrequencyAxis_lbl" xml:lang="en-US">Measurement Frequency [Axis]</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_FairValueMeasurementsNonrecurringMember" xlink:label="us-gaap_FairValueMeasurementsNonrecurringMember" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_FairValueMeasurementsNonrecurringMember" xlink:to="us-gaap_FairValueMeasurementsNonrecurringMember_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_FairValueMeasurementsNonrecurringMember_lbl" xml:lang="en-US">Nonrecurring</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_FairValueInputsLevel1Member" xlink:label="us-gaap_FairValueInputsLevel1Member" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_FairValueInputsLevel1Member" xlink:to="us-gaap_FairValueInputsLevel1Member_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_FairValueInputsLevel1Member_lbl" xml:lang="en-US">Quoted Prices in Market for Identical Assets (Level 1)</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_FairValueInputsLevel2Member" xlink:label="us-gaap_FairValueInputsLevel2Member" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_FairValueInputsLevel2Member" xlink:to="us-gaap_FairValueInputsLevel2Member_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_FairValueInputsLevel2Member_lbl" xml:lang="en-US">Significant Other Observable Inputs (Level 2)</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_FairValueInputsLevel3Member" xlink:label="us-gaap_FairValueInputsLevel3Member" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_FairValueInputsLevel3Member" xlink:to="us-gaap_FairValueInputsLevel3Member_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_FairValueInputsLevel3Member_lbl" xml:lang="en-US">Significant Unobservable Inputs (Level 3)</link:label>
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_FirstBancorpPlansMember" xlink:label="FBP_FirstBancorpPlansMember" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_FirstBancorpPlansMember" xlink:to="FBP_FirstBancorpPlansMember_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="FBP_FirstBancorpPlansMember_lbl" xml:lang="en-US">First Bancorp Plans</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_PlanNameAxis" xlink:label="us-gaap_PlanNameAxis" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_PlanNameAxis" xlink:to="us-gaap_PlanNameAxis_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_PlanNameAxis_lbl" xml:lang="en-US">Plan Name [Axis]</link:label>
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_FirstBancorpEquityPlanMember" xlink:label="FBP_FirstBancorpEquityPlanMember" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_FirstBancorpEquityPlanMember" xlink:to="FBP_FirstBancorpEquityPlanMember_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="FBP_FirstBancorpEquityPlanMember_lbl" xml:lang="en-US">First Bancorp 2007 Equity Plan</link:label>
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_FebruaryPriorYearAwardMember" xlink:label="FBP_FebruaryPriorYearAwardMember" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_FebruaryPriorYearAwardMember" xlink:to="FBP_FebruaryPriorYearAwardMember_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="FBP_FebruaryPriorYearAwardMember_lbl" xml:lang="en-US">February 2011 Award</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_AwardTypeAxis" xlink:label="us-gaap_AwardTypeAxis" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_AwardTypeAxis" xlink:to="us-gaap_AwardTypeAxis_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_AwardTypeAxis_lbl" xml:lang="en-US">Award Type [Axis]</link:label>
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_FebruaryCurrentYearAwardMember" xlink:label="FBP_FebruaryCurrentYearAwardMember" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_FebruaryCurrentYearAwardMember" xlink:to="FBP_FebruaryCurrentYearAwardMember_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="FBP_FebruaryCurrentYearAwardMember_lbl" xml:lang="en-US">February 2012 Award</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_RestrictedStockMember" xlink:label="us-gaap_RestrictedStockMember" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_RestrictedStockMember" xlink:to="us-gaap_RestrictedStockMember_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_RestrictedStockMember_lbl" xml:lang="en-US">Restricted Stock</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ChiefExecutiveOfficerMember" xlink:label="us-gaap_ChiefExecutiveOfficerMember" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_ChiefExecutiveOfficerMember" xlink:to="us-gaap_ChiefExecutiveOfficerMember_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_ChiefExecutiveOfficerMember_lbl" xml:lang="en-US">Chief Executive Officer</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_DeferredCompensationArrangementWithIndividualExcludingShareBasedPaymentsAndPostretirementBenefitsByTitleOfIndividualAxis" xlink:label="us-gaap_DeferredCompensationArrangementWithIndividualExcludingShareBasedPaymentsAndPostretirementBenefitsByTitleOfIndividualAxis" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_DeferredCompensationArrangementWithIndividualExcludingShareBasedPaymentsAndPostretirementBenefitsByTitleOfIndividualAxis" xlink:to="us-gaap_DeferredCompensationArrangementWithIndividualExcludingShareBasedPaymentsAndPostretirementBenefitsByTitleOfIndividualAxis_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_DeferredCompensationArrangementWithIndividualExcludingShareBasedPaymentsAndPostretirementBenefitsByTitleOfIndividualAxis_lbl" xml:lang="en-US">Deferred Bonus and Profit Sharing Plan by Title of Individual [Axis]</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StockOptionsMember" xlink:label="us-gaap_StockOptionsMember" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_StockOptionsMember" xlink:to="us-gaap_StockOptionsMember_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_StockOptionsMember_lbl" xml:lang="en-US">Stock Options</link:label>
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_PurchasedNonperfomingLoansMember" xlink:label="FBP_PurchasedNonperfomingLoansMember" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_PurchasedNonperfomingLoansMember" xlink:to="FBP_PurchasedNonperfomingLoansMember_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="FBP_PurchasedNonperfomingLoansMember_lbl" xml:lang="en-US">Purchased Nonperfoming Loans</link:label>
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_PurchasedNonimpairedLoansMember" xlink:label="FBP_PurchasedNonimpairedLoansMember" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_PurchasedNonimpairedLoansMember" xlink:to="FBP_PurchasedNonimpairedLoansMember_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="FBP_PurchasedNonimpairedLoansMember_lbl" xml:lang="en-US">Purchased Nonimpaired Loans</link:label>
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_PreferredStockDiscountMemberMember" xlink:label="FBP_PreferredStockDiscountMemberMember" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_PreferredStockDiscountMemberMember" xlink:to="FBP_PreferredStockDiscountMemberMember_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="FBP_PreferredStockDiscountMemberMember_lbl" xml:lang="en-US">Preferred Stock Discount</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_SeriesBPreferredStockMember" xlink:label="us-gaap_SeriesBPreferredStockMember" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_SeriesBPreferredStockMember" xlink:to="us-gaap_SeriesBPreferredStockMember_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_SeriesBPreferredStockMember_lbl" xml:lang="en-US">Series B</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StatementClassOfStockAxis" xlink:label="us-gaap_StatementClassOfStockAxis" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_StatementClassOfStockAxis" xlink:to="us-gaap_StatementClassOfStockAxis_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_StatementClassOfStockAxis_lbl" xml:lang="en-US">Class of Stock [Axis]</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_SeriesCPreferredStockMember" xlink:label="us-gaap_SeriesCPreferredStockMember" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_SeriesCPreferredStockMember" xlink:to="us-gaap_SeriesCPreferredStockMember_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_SeriesCPreferredStockMember_lbl" xml:lang="en-US">Preferred Stock - Series C</link:label>
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_PensionPlanMember" xlink:label="FBP_PensionPlanMember" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_PensionPlanMember" xlink:to="FBP_PensionPlanMember_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="FBP_PensionPlanMember_lbl" xml:lang="en-US">Pension Plan</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_DefinedBenefitPlansDisclosuresDefinedBenefitPlansAxis" xlink:label="us-gaap_DefinedBenefitPlansDisclosuresDefinedBenefitPlansAxis" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_DefinedBenefitPlansDisclosuresDefinedBenefitPlansAxis" xlink:to="us-gaap_DefinedBenefitPlansDisclosuresDefinedBenefitPlansAxis_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_DefinedBenefitPlansDisclosuresDefinedBenefitPlansAxis_lbl" xml:lang="en-US">Defined Benefit Plans and Other Postretirement Benefit Plans [Axis]</link:label>
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_SerpPlanCurrentYearMember" xlink:label="FBP_SerpPlanCurrentYearMember" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_SerpPlanCurrentYearMember" xlink:to="FBP_SerpPlanCurrentYearMember_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="FBP_SerpPlanCurrentYearMember_lbl" xml:lang="en-US">SERP</link:label>
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_BankofAshevilleMember" xlink:label="FBP_BankofAshevilleMember" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_BankofAshevilleMember" xlink:to="FBP_BankofAshevilleMember_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="FBP_BankofAshevilleMember_lbl" xml:lang="en-US">Bank of Asheville</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_BusinessAcquisitionAxis" xlink:label="us-gaap_BusinessAcquisitionAxis" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_BusinessAcquisitionAxis" xlink:to="us-gaap_BusinessAcquisitionAxis_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_BusinessAcquisitionAxis_lbl" xml:lang="en-US">Business Acquisition [Axis]</link:label>
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_FairValueAdjustmentsMember" xlink:label="FBP_FairValueAdjustmentsMember" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_FairValueAdjustmentsMember" xlink:to="FBP_FairValueAdjustmentsMember_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="FBP_FairValueAdjustmentsMember_lbl" xml:lang="en-US">Fair Value adjustments</link:label>
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_FirstCitizensBancorpBondMember" xlink:label="FBP_FirstCitizensBancorpBondMember" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_FirstCitizensBancorpBondMember" xlink:to="FBP_FirstCitizensBancorpBondMember_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="FBP_FirstCitizensBancorpBondMember_lbl" xml:lang="en-US">First Citizens Bancorp (South Carolina) Bond</link:label>
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_FirstCitizensBancorpTrustPreferredSecurityMember" xlink:label="FBP_FirstCitizensBancorpTrustPreferredSecurityMember" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_FirstCitizensBancorpTrustPreferredSecurityMember" xlink:to="FBP_FirstCitizensBancorpTrustPreferredSecurityMember_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="FBP_FirstCitizensBancorpTrustPreferredSecurityMember_lbl" xml:lang="en-US">First Citizens Bancorp (South Carolina) Trust Preferred Security</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_LandMember" xlink:label="us-gaap_LandMember" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_LandMember" xlink:to="us-gaap_LandMember_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_LandMember_lbl" xml:lang="en-US">Land</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_PropertyPlantAndEquipmentByTypeAxis" xlink:label="us-gaap_PropertyPlantAndEquipmentByTypeAxis" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_PropertyPlantAndEquipmentByTypeAxis" xlink:to="us-gaap_PropertyPlantAndEquipmentByTypeAxis_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_PropertyPlantAndEquipmentByTypeAxis_lbl" xml:lang="en-US">Property, Plant and Equipment, Type [Axis]</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_BuildingMember" xlink:label="us-gaap_BuildingMember" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_BuildingMember" xlink:to="us-gaap_BuildingMember_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_BuildingMember_lbl" xml:lang="en-US">Buildings</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_FurnitureAndFixturesMember" xlink:label="us-gaap_FurnitureAndFixturesMember" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_FurnitureAndFixturesMember" xlink:to="us-gaap_FurnitureAndFixturesMember_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_FurnitureAndFixturesMember_lbl" xml:lang="en-US">Furniture and Equipment</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_LeaseholdsAndLeaseholdImprovementsMember" xlink:label="us-gaap_LeaseholdsAndLeaseholdImprovementsMember" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_LeaseholdsAndLeaseholdImprovementsMember" xlink:to="us-gaap_LeaseholdsAndLeaseholdImprovementsMember_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_LeaseholdsAndLeaseholdImprovementsMember_lbl" xml:lang="en-US">Leasehold Improvements</link:label>
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_RestructuredLoansMember" xlink:label="FBP_RestructuredLoansMember" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_RestructuredLoansMember" xlink:to="FBP_RestructuredLoansMember_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="FBP_RestructuredLoansMember_lbl" xml:lang="en-US">Restructured Loans</link:label>
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_BranchAcquisition1Member" xlink:label="FBP_BranchAcquisition1Member" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_BranchAcquisition1Member" xlink:to="FBP_BranchAcquisition1Member_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="FBP_BranchAcquisition1Member_lbl" xml:lang="en-US">Branch Acquisition</link:label>
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_TrustPreferredSecuritiesMember" xlink:label="FBP_TrustPreferredSecuritiesMember" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_TrustPreferredSecuritiesMember" xlink:to="FBP_TrustPreferredSecuritiesMember_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="FBP_TrustPreferredSecuritiesMember_lbl" xml:lang="en-US">Trust Preferred Securities 1</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_DebtInstrumentAxis" xlink:label="us-gaap_DebtInstrumentAxis" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_DebtInstrumentAxis" xlink:to="us-gaap_DebtInstrumentAxis_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_DebtInstrumentAxis_lbl" xml:lang="en-US">Debt Instrument [Axis]</link:label>
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_FhlbTermNote1Member" xlink:label="FBP_FhlbTermNote1Member" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_FhlbTermNote1Member" xlink:to="FBP_FhlbTermNote1Member_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="FBP_FhlbTermNote1Member_lbl" xml:lang="en-US">FHLB Term Note 1</link:label>
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_FhlbTermNote2Member" xlink:label="FBP_FhlbTermNote2Member" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_FhlbTermNote2Member" xlink:to="FBP_FhlbTermNote2Member_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="FBP_FhlbTermNote2Member_lbl" xml:lang="en-US">FHLB Term Note 2</link:label>
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_FhlbTermNote3Member" xlink:label="FBP_FhlbTermNote3Member" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_FhlbTermNote3Member" xlink:to="FBP_FhlbTermNote3Member_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="FBP_FhlbTermNote3Member_lbl" xml:lang="en-US">FHLB Term Note 3</link:label>
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_FhlbTermNote4Member" xlink:label="FBP_FhlbTermNote4Member" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_FhlbTermNote4Member" xlink:to="FBP_FhlbTermNote4Member_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="FBP_FhlbTermNote4Member_lbl" xml:lang="en-US">FHLB Term Note 4</link:label>
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_FhlbTermNote5Member" xlink:label="FBP_FhlbTermNote5Member" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_FhlbTermNote5Member" xlink:to="FBP_FhlbTermNote5Member_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="FBP_FhlbTermNote5Member_lbl" xml:lang="en-US">FHLB Term Note 5</link:label>
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_FhlbTermNote6Member" xlink:label="FBP_FhlbTermNote6Member" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_FhlbTermNote6Member" xlink:to="FBP_FhlbTermNote6Member_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="FBP_FhlbTermNote6Member_lbl" xml:lang="en-US">FHLB Term Note 6</link:label>
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_FhlbTermNote7Member" xlink:label="FBP_FhlbTermNote7Member" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_FhlbTermNote7Member" xlink:to="FBP_FhlbTermNote7Member_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="FBP_FhlbTermNote7Member_lbl" xml:lang="en-US">FHLB Term Note 7</link:label>
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_TrustPreferredSecurities2Member" xlink:label="FBP_TrustPreferredSecurities2Member" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_TrustPreferredSecurities2Member" xlink:to="FBP_TrustPreferredSecurities2Member_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="FBP_TrustPreferredSecurities2Member_lbl" xml:lang="en-US">Trust Preferred Securities 2</link:label>
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_TrustPreferredSecuritiesFirstBankCorpCapitalTrustIIMember" xlink:label="FBP_TrustPreferredSecuritiesFirstBankCorpCapitalTrustIIMember" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_TrustPreferredSecuritiesFirstBankCorpCapitalTrustIIMember" xlink:to="FBP_TrustPreferredSecuritiesFirstBankCorpCapitalTrustIIMember_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="FBP_TrustPreferredSecuritiesFirstBankCorpCapitalTrustIIMember_lbl" xml:lang="en-US">First Bank Corp Capital Trust II</link:label>
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_TrustPreferredSecuritiesFirstBankCorpCapitalTrustIIIMember" xlink:label="FBP_TrustPreferredSecuritiesFirstBankCorpCapitalTrustIIIMember" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_TrustPreferredSecuritiesFirstBankCorpCapitalTrustIIIMember" xlink:to="FBP_TrustPreferredSecuritiesFirstBankCorpCapitalTrustIIIMember_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="FBP_TrustPreferredSecuritiesFirstBankCorpCapitalTrustIIIMember_lbl" xml:lang="en-US">First Bank Corp Capital Trust III</link:label>
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_FhlbLineOfCreditMember" xlink:label="FBP_FhlbLineOfCreditMember" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_FhlbLineOfCreditMember" xlink:to="FBP_FhlbLineOfCreditMember_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="FBP_FhlbLineOfCreditMember_lbl" xml:lang="en-US">FHLB Line of Credit</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_CreditFacilityAxis" xlink:label="us-gaap_CreditFacilityAxis" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_CreditFacilityAxis" xlink:to="us-gaap_CreditFacilityAxis_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_CreditFacilityAxis_lbl" xml:lang="en-US">Credit Facility [Axis]</link:label>
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_OvernightFederalFundsLineOfCreditMember" xlink:label="FBP_OvernightFederalFundsLineOfCreditMember" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_OvernightFederalFundsLineOfCreditMember" xlink:to="FBP_OvernightFederalFundsLineOfCreditMember_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="FBP_OvernightFederalFundsLineOfCreditMember_lbl" xml:lang="en-US">Overnight Federal Funds Line of Credit</link:label>
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_FRBLineOfCreditMember" xlink:label="FBP_FRBLineOfCreditMember" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_FRBLineOfCreditMember" xlink:to="FBP_FRBLineOfCreditMember_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="FBP_FRBLineOfCreditMember_lbl" xml:lang="en-US">FRB Line of Credit</link:label>
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_CorrespondentBankLineOfCreditMember" xlink:label="FBP_CorrespondentBankLineOfCreditMember" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_CorrespondentBankLineOfCreditMember" xlink:to="FBP_CorrespondentBankLineOfCreditMember_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="FBP_CorrespondentBankLineOfCreditMember_lbl" xml:lang="en-US">Correspondent Bank Line of Credit</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_CashAndCashEquivalentsMember" xlink:label="us-gaap_CashAndCashEquivalentsMember" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_CashAndCashEquivalentsMember" xlink:to="us-gaap_CashAndCashEquivalentsMember_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_CashAndCashEquivalentsMember_lbl" xml:lang="en-US">Fixed income investments - Cash/money market account</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_DefinedBenefitPlanByPlanAssetCategoriesAxis" xlink:label="us-gaap_DefinedBenefitPlanByPlanAssetCategoriesAxis" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_DefinedBenefitPlanByPlanAssetCategoriesAxis" xlink:to="us-gaap_DefinedBenefitPlanByPlanAssetCategoriesAxis_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_DefinedBenefitPlanByPlanAssetCategoriesAxis_lbl" xml:lang="en-US">Defined Benefit Plan, Asset Categories [Axis]</link:label>
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_UsGovernmentBondFundMember" xlink:label="FBP_UsGovernmentBondFundMember" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_UsGovernmentBondFundMember" xlink:to="FBP_UsGovernmentBondFundMember_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="FBP_UsGovernmentBondFundMember_lbl" xml:lang="en-US">Fixed income investments - US government bond fund</link:label>
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_UsCorporateBondFundMember" xlink:label="FBP_UsCorporateBondFundMember" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_UsCorporateBondFundMember" xlink:to="FBP_UsCorporateBondFundMember_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="FBP_UsCorporateBondFundMember_lbl" xml:lang="en-US">Fixed income investments - US corporate bond fund</link:label>
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_UsCorporateHighYieldBondFundMember" xlink:label="FBP_UsCorporateHighYieldBondFundMember" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_UsCorporateHighYieldBondFundMember" xlink:to="FBP_UsCorporateHighYieldBondFundMember_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="FBP_UsCorporateHighYieldBondFundMember_lbl" xml:lang="en-US">Fixed income investments - US corporate high yield bond fund</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_MoneyMarketFundsMember" xlink:label="us-gaap_MoneyMarketFundsMember" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_MoneyMarketFundsMember" xlink:to="us-gaap_MoneyMarketFundsMember_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_MoneyMarketFundsMember_lbl" xml:lang="en-US">Fixed income investments - Money market funds</link:label>
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_LargeCapValueFundMember" xlink:label="FBP_LargeCapValueFundMember" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_LargeCapValueFundMember" xlink:to="FBP_LargeCapValueFundMember_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="FBP_LargeCapValueFundMember_lbl" xml:lang="en-US">Equity investments - Large cap value fund</link:label>
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_LargeCapGrowthFundMember" xlink:label="FBP_LargeCapGrowthFundMember" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_LargeCapGrowthFundMember" xlink:to="FBP_LargeCapGrowthFundMember_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="FBP_LargeCapGrowthFundMember_lbl" xml:lang="en-US">Equity investments - Large cap growth fund</link:label>
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_MidCapEquityFundMember" xlink:label="FBP_MidCapEquityFundMember" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_MidCapEquityFundMember" xlink:to="FBP_MidCapEquityFundMember_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="FBP_MidCapEquityFundMember_lbl" xml:lang="en-US">Equity investments - Mid cap equity fund</link:label>
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_SmallCapGrowthFundMember" xlink:label="FBP_SmallCapGrowthFundMember" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_SmallCapGrowthFundMember" xlink:to="FBP_SmallCapGrowthFundMember_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="FBP_SmallCapGrowthFundMember_lbl" xml:lang="en-US">Equity investments - Small cap growth fund</link:label>
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_ForeignEquityFundMember" xlink:label="FBP_ForeignEquityFundMember" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_ForeignEquityFundMember" xlink:to="FBP_ForeignEquityFundMember_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="FBP_ForeignEquityFundMember_lbl" xml:lang="en-US">Equity investments - Foreign equity fund</link:label>
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_CompanyStockMember" xlink:label="FBP_CompanyStockMember" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_CompanyStockMember" xlink:to="FBP_CompanyStockMember_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="FBP_CompanyStockMember_lbl" xml:lang="en-US">Equity investments - Company stock</link:label>
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_MidCapGrowthFundMember" xlink:label="FBP_MidCapGrowthFundMember" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_MidCapGrowthFundMember" xlink:to="FBP_MidCapGrowthFundMember_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="FBP_MidCapGrowthFundMember_lbl" xml:lang="en-US">Equity investments - Mid cap growth fund</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_FairValueInputsLevel1Member" xlink:to="us-gaap_FairValueInputsLevel1Member_2_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="us-gaap_FairValueInputsLevel1Member_2_lbl" xml:lang="en-US">Fair Value, Level 1</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_FairValueInputsLevel3Member" xlink:to="us-gaap_FairValueInputsLevel3Member_2_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="us-gaap_FairValueInputsLevel3Member_2_lbl" xml:lang="en-US">Fair Value, Level 3</link:label>
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_FairValueInputsTotalMember" xlink:label="FBP_FairValueInputsTotalMember" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_FairValueInputsTotalMember" xlink:to="FBP_FairValueInputsTotalMember_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="FBP_FairValueInputsTotalMember_lbl" xml:lang="en-US">Fair Value Total</link:label>
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_Plan401kMember" xlink:label="FBP_Plan401kMember" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_Plan401kMember" xlink:to="FBP_Plan401kMember_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="FBP_Plan401kMember_lbl" xml:lang="en-US">401(k) Plan</link:label>
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_FixedRateMember" xlink:label="FBP_FixedRateMember" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_FixedRateMember" xlink:to="FBP_FixedRateMember_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="FBP_FixedRateMember_lbl" xml:lang="en-US">Fixed Rate</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ConcentrationRiskByTypeAxis" xlink:label="us-gaap_ConcentrationRiskByTypeAxis" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_ConcentrationRiskByTypeAxis" xlink:to="us-gaap_ConcentrationRiskByTypeAxis_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_ConcentrationRiskByTypeAxis_lbl" xml:lang="en-US">Concentration Risk Type [Axis]</link:label>
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_VariableRateMember" xlink:label="FBP_VariableRateMember" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_VariableRateMember" xlink:to="FBP_VariableRateMember_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="FBP_VariableRateMember_lbl" xml:lang="en-US">Variable Rate</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMember" xlink:label="us-gaap_MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMember" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMember" xlink:to="us-gaap_MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMember_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMember_lbl" xml:lang="en-US">Ginnie Mae - mortgage-backed securities</link:label>
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_SmallBusinessAdministrationMember" xlink:label="FBP_SmallBusinessAdministrationMember" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_SmallBusinessAdministrationMember" xlink:to="FBP_SmallBusinessAdministrationMember_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="FBP_SmallBusinessAdministrationMember_lbl" xml:lang="en-US">Small Business Administration</link:label>
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_FederalHomeLoanBankSystemBondsMember" xlink:label="FBP_FederalHomeLoanBankSystemBondsMember" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_FederalHomeLoanBankSystemBondsMember" xlink:to="FBP_FederalHomeLoanBankSystemBondsMember_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="FBP_FederalHomeLoanBankSystemBondsMember_lbl" xml:lang="en-US">Federal Home Loan Bank System - bonds</link:label>
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_FederalHomeLoanBankSystemCommonStockMember" xlink:label="FBP_FederalHomeLoanBankSystemCommonStockMember" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_FederalHomeLoanBankSystemCommonStockMember" xlink:to="FBP_FederalHomeLoanBankSystemCommonStockMember_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="FBP_FederalHomeLoanBankSystemCommonStockMember_lbl" xml:lang="en-US">Federal Home Loan Bank of Atlanta - common stock</link:label>
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_FirstCitizensBancorpSouthCarolinaBondTrustPreferredSecuritiesMember" xlink:label="FBP_FirstCitizensBancorpSouthCarolinaBondTrustPreferredSecuritiesMember" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_FirstCitizensBancorpSouthCarolinaBondTrustPreferredSecuritiesMember" xlink:to="FBP_FirstCitizensBancorpSouthCarolinaBondTrustPreferredSecuritiesMember_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="FBP_FirstCitizensBancorpSouthCarolinaBondTrustPreferredSecuritiesMember_lbl" xml:lang="en-US">First Citizens Bancorp (South Carolina) &#150; bond / trust preferred securities</link:label>
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprises1Member" xlink:label="FBP_MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprises1Member" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprises1Member" xlink:to="FBP_MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprises1Member_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="FBP_MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprises1Member_lbl" xml:lang="en-US">Fannie Mae - mortgage-backed securities and collateralized mortgage obligations</link:label>
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_USGovernmentSponsoredEnterprisesDebtSecurities1Member" xlink:label="FBP_USGovernmentSponsoredEnterprisesDebtSecurities1Member" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_USGovernmentSponsoredEnterprisesDebtSecurities1Member" xlink:to="FBP_USGovernmentSponsoredEnterprisesDebtSecurities1Member_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="FBP_USGovernmentSponsoredEnterprisesDebtSecurities1Member_lbl" xml:lang="en-US">Spartanburg, South Carolina Sanitary Sewer District municipal bond</link:label>
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_USGovernmentSponsoredEnterprisesDebtSecurities2Member" xlink:label="FBP_USGovernmentSponsoredEnterprisesDebtSecurities2Member" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_USGovernmentSponsoredEnterprisesDebtSecurities2Member" xlink:to="FBP_USGovernmentSponsoredEnterprisesDebtSecurities2Member_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="FBP_USGovernmentSponsoredEnterprisesDebtSecurities2Member_lbl" xml:lang="en-US">Richmond County, North Carolina municipal bond</link:label>
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_FederalFarmCreditBondsMember" xlink:label="FBP_FederalFarmCreditBondsMember" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_FederalFarmCreditBondsMember" xlink:to="FBP_FederalFarmCreditBondsMember_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="FBP_FederalFarmCreditBondsMember_lbl" xml:lang="en-US">Federal Farm Credit bonds</link:label>
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_USGovernmentSponsoredEnterprisesDebtSecurities3Member" xlink:label="FBP_USGovernmentSponsoredEnterprisesDebtSecurities3Member" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_USGovernmentSponsoredEnterprisesDebtSecurities3Member" xlink:to="FBP_USGovernmentSponsoredEnterprisesDebtSecurities3Member_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="FBP_USGovernmentSponsoredEnterprisesDebtSecurities3Member_lbl" xml:lang="en-US">South Carolina State municipal bond</link:label>
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_USGovernmentSponsoredEnterprisesDebtSecurities4Member" xlink:label="FBP_USGovernmentSponsoredEnterprisesDebtSecurities4Member" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_USGovernmentSponsoredEnterprisesDebtSecurities4Member" xlink:to="FBP_USGovernmentSponsoredEnterprisesDebtSecurities4Member_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="FBP_USGovernmentSponsoredEnterprisesDebtSecurities4Member_lbl" xml:lang="en-US">Virginia State Housing Authority municipal bond</link:label>
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_CravenCountyNorthCarolinaMunicipalBondMember" xlink:label="FBP_CravenCountyNorthCarolinaMunicipalBondMember" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_CravenCountyNorthCarolinaMunicipalBondMember" xlink:to="FBP_CravenCountyNorthCarolinaMunicipalBondMember_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="FBP_CravenCountyNorthCarolinaMunicipalBondMember_lbl" xml:lang="en-US">Craven County, North Carolina municipal bond</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StandbyLettersOfCreditMember" xlink:label="us-gaap_StandbyLettersOfCreditMember" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_StandbyLettersOfCreditMember" xlink:to="us-gaap_StandbyLettersOfCreditMember_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_StandbyLettersOfCreditMember_lbl" xml:lang="en-US">Standby Letter of Credit</link:label>
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_FederalHomeLoanBankAtlantaMember" xlink:label="FBP_FederalHomeLoanBankAtlantaMember" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_FederalHomeLoanBankAtlantaMember" xlink:to="FBP_FederalHomeLoanBankAtlantaMember_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="FBP_FederalHomeLoanBankAtlantaMember_lbl" xml:lang="en-US">Federal Home Loan Bank of Atlanta</link:label>
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_FederalReserveBankMember" xlink:label="FBP_FederalReserveBankMember" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_FederalReserveBankMember" xlink:to="FBP_FederalReserveBankMember_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="FBP_FederalReserveBankMember_lbl" xml:lang="en-US">Federal Reserve Bank</link:label>
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_BankAmericaMember" xlink:label="FBP_BankAmericaMember" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_BankAmericaMember" xlink:to="FBP_BankAmericaMember_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="FBP_BankAmericaMember_lbl" xml:lang="en-US">Bank of America</link:label>
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_BbtMember" xlink:label="FBP_BbtMember" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_BbtMember" xlink:to="FBP_BbtMember_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="FBP_BbtMember_lbl" xml:lang="en-US">BB&amp;T</link:label>
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_ImpairedLoansCoveredMember" xlink:label="FBP_ImpairedLoansCoveredMember" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_ImpairedLoansCoveredMember" xlink:to="FBP_ImpairedLoansCoveredMember_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="FBP_ImpairedLoansCoveredMember_lbl" xml:lang="en-US">Impaired Loans - Covered</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_FairValueByAssetClassAxis" xlink:label="us-gaap_FairValueByAssetClassAxis" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_FairValueByAssetClassAxis" xlink:to="us-gaap_FairValueByAssetClassAxis_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_FairValueByAssetClassAxis_lbl" xml:lang="en-US">Asset Class [Axis]</link:label>
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_ImpairedLoansNonCoveredMember" xlink:label="FBP_ImpairedLoansNonCoveredMember" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_ImpairedLoansNonCoveredMember" xlink:to="FBP_ImpairedLoansNonCoveredMember_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="FBP_ImpairedLoansNonCoveredMember_lbl" xml:lang="en-US">Impaired Loans - Non - Covered</link:label>
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_ForeclosedRealEstateCoveredMember" xlink:label="FBP_ForeclosedRealEstateCoveredMember" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_ForeclosedRealEstateCoveredMember" xlink:to="FBP_ForeclosedRealEstateCoveredMember_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="FBP_ForeclosedRealEstateCoveredMember_lbl" xml:lang="en-US">Foreclosed Real Estate - Covered</link:label>
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_ForeclosedRealEstateNonCoveredMember" xlink:label="FBP_ForeclosedRealEstateNonCoveredMember" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_ForeclosedRealEstateNonCoveredMember" xlink:to="FBP_ForeclosedRealEstateNonCoveredMember_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="FBP_ForeclosedRealEstateNonCoveredMember_lbl" xml:lang="en-US">Foreclosed Real Estate - Non-Covered</link:label>
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_ExercisePriceRange1Member" xlink:label="FBP_ExercisePriceRange1Member" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_ExercisePriceRange1Member" xlink:to="FBP_ExercisePriceRange1Member_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="FBP_ExercisePriceRange1Member_lbl" xml:lang="en-US">$8.85 to $11.06</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansByExercisePriceRangeAxis" xlink:label="us-gaap_ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansByExercisePriceRangeAxis" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansByExercisePriceRangeAxis" xlink:to="us-gaap_ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansByExercisePriceRangeAxis_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansByExercisePriceRangeAxis_lbl" xml:lang="en-US">Exercise Price Range [Axis]</link:label>
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_ExercisePriceRange2Member" xlink:label="FBP_ExercisePriceRange2Member" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_ExercisePriceRange2Member" xlink:to="FBP_ExercisePriceRange2Member_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="FBP_ExercisePriceRange2Member_lbl" xml:lang="en-US">$11.06 to $13.27</link:label>
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_ExercisePriceRange3Member" xlink:label="FBP_ExercisePriceRange3Member" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_ExercisePriceRange3Member" xlink:to="FBP_ExercisePriceRange3Member_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="FBP_ExercisePriceRange3Member_lbl" xml:lang="en-US">$13.27 to $15.48</link:label>
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_ExercisePriceRange4Member" xlink:label="FBP_ExercisePriceRange4Member" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_ExercisePriceRange4Member" xlink:to="FBP_ExercisePriceRange4Member_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="FBP_ExercisePriceRange4Member_lbl" xml:lang="en-US">$15.48 to $17.70</link:label>
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_ExercisePriceRange5Member" xlink:label="FBP_ExercisePriceRange5Member" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_ExercisePriceRange5Member" xlink:to="FBP_ExercisePriceRange5Member_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="FBP_ExercisePriceRange5Member_lbl" xml:lang="en-US">$17.70 to $19.91</link:label>
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_ExercisePriceRange6Member" xlink:label="FBP_ExercisePriceRange6Member" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_ExercisePriceRange6Member" xlink:to="FBP_ExercisePriceRange6Member_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="FBP_ExercisePriceRange6Member_lbl" xml:lang="en-US">$19.91 to $22.12</link:label>
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_NonvestedPerformanceUnitsMember" xlink:label="FBP_NonvestedPerformanceUnitsMember" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_NonvestedPerformanceUnitsMember" xlink:to="FBP_NonvestedPerformanceUnitsMember_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="FBP_NonvestedPerformanceUnitsMember_lbl" xml:lang="en-US">Nonvested Performance Units</link:label>
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_LongTermRestrictedStockMember" xlink:label="FBP_LongTermRestrictedStockMember" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_LongTermRestrictedStockMember" xlink:to="FBP_LongTermRestrictedStockMember_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="FBP_LongTermRestrictedStockMember_lbl" xml:lang="en-US">Long-Term Restricted Stock</link:label>
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_RestrictedSharesAwardMember" xlink:label="FBP_RestrictedSharesAwardMember" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_RestrictedSharesAwardMember" xlink:to="FBP_RestrictedSharesAwardMember_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="FBP_RestrictedSharesAwardMember_lbl" xml:lang="en-US">December 2009 Restricted Shares Award</link:label>
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_PerformanceUnitStockOptionAwardMember" xlink:label="FBP_PerformanceUnitStockOptionAwardMember" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_PerformanceUnitStockOptionAwardMember" xlink:to="FBP_PerformanceUnitStockOptionAwardMember_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="FBP_PerformanceUnitStockOptionAwardMember_lbl" xml:lang="en-US">June 2008 Performance Unit an Stock Option Award</link:label>
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_EquityGrant1Member" xlink:label="FBP_EquityGrant1Member" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_EquityGrant1Member" xlink:to="FBP_EquityGrant1Member_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="FBP_EquityGrant1Member_lbl" xml:lang="en-US">Equity Grant 1</link:label>
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_EquityGrant2Member" xlink:label="FBP_EquityGrant2Member" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_EquityGrant2Member" xlink:to="FBP_EquityGrant2Member_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="FBP_EquityGrant2Member_lbl" xml:lang="en-US">Equity Grant 2</link:label>
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_EquityGrant3Member" xlink:label="FBP_EquityGrant3Member" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_EquityGrant3Member" xlink:to="FBP_EquityGrant3Member_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="FBP_EquityGrant3Member_lbl" xml:lang="en-US">Equity Grant 3</link:label>
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_EquityGrant4Member" xlink:label="FBP_EquityGrant4Member" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_EquityGrant4Member" xlink:to="FBP_EquityGrant4Member_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="FBP_EquityGrant4Member_lbl" xml:lang="en-US">Equity Grant 4</link:label>
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_DirectorGrantsMember" xlink:label="FBP_DirectorGrantsMember" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_DirectorGrantsMember" xlink:to="FBP_DirectorGrantsMember_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="FBP_DirectorGrantsMember_lbl" xml:lang="en-US">Director Grants</link:label>
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_EmployeeGrantsMember" xlink:label="FBP_EmployeeGrantsMember" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_EmployeeGrantsMember" xlink:to="FBP_EmployeeGrantsMember_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="FBP_EmployeeGrantsMember_lbl" xml:lang="en-US">Employee Grants</link:label>
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_CompanyMember" xlink:label="FBP_CompanyMember" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_CompanyMember" xlink:to="FBP_CompanyMember_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="FBP_CompanyMember_lbl" xml:lang="en-US">Company</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.sec.gov/dei/2012/dei-2012-01-31.xsd#dei_LegalEntityAxis" xlink:label="dei_LegalEntityAxis" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_LegalEntityAxis" xlink:to="dei_LegalEntityAxis_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_LegalEntityAxis_lbl" xml:lang="en-US">Legal Entity [Axis]</link:label>
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_BankMember" xlink:label="FBP_BankMember" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_BankMember" xlink:to="FBP_BankMember_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="FBP_BankMember_lbl" xml:lang="en-US">Bank</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ParentCompanyMember" xlink:label="us-gaap_ParentCompanyMember" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_ParentCompanyMember" xlink:to="us-gaap_ParentCompanyMember_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_ParentCompanyMember_lbl" xml:lang="en-US">Parent Company</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_WarrantMember" xlink:label="us-gaap_WarrantMember" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_WarrantMember" xlink:to="us-gaap_WarrantMember_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_WarrantMember_lbl" xml:lang="en-US">Warrant</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_SeriesAPreferredStockMember" xlink:label="us-gaap_SeriesAPreferredStockMember" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_SeriesAPreferredStockMember" xlink:to="us-gaap_SeriesAPreferredStockMember_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_SeriesAPreferredStockMember_lbl" xml:lang="en-US">Series A</link:label>
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_TreasuryCapitalPurchaseProgramMember" xlink:label="FBP_TreasuryCapitalPurchaseProgramMember" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_TreasuryCapitalPurchaseProgramMember" xlink:to="FBP_TreasuryCapitalPurchaseProgramMember_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="FBP_TreasuryCapitalPurchaseProgramMember_lbl" xml:lang="en-US">Treasury Capital Purchase Program</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_SubsidiarySaleOfStockAxis" xlink:label="us-gaap_SubsidiarySaleOfStockAxis" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_SubsidiarySaleOfStockAxis" xlink:to="us-gaap_SubsidiarySaleOfStockAxis_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_SubsidiarySaleOfStockAxis_lbl" xml:lang="en-US">Subsidiary, Sale of Stock [Axis]</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_MinimumMember" xlink:label="us-gaap_MinimumMember" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_MinimumMember" xlink:to="us-gaap_MinimumMember_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_MinimumMember_lbl" xml:lang="en-US">Minimum</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_RangeAxis" xlink:label="us-gaap_RangeAxis" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_RangeAxis" xlink:to="us-gaap_RangeAxis_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_RangeAxis_lbl" xml:lang="en-US">Range [Axis]</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_MaximumMember" xlink:label="us-gaap_MaximumMember" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_MaximumMember" xlink:to="us-gaap_MaximumMember_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_MaximumMember_lbl" xml:lang="en-US">Maximum</link:label>
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_SmallBusinessLendingFundMember" xlink:label="FBP_SmallBusinessLendingFundMember" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_SmallBusinessLendingFundMember" xlink:to="FBP_SmallBusinessLendingFundMember_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="FBP_SmallBusinessLendingFundMember_lbl" xml:lang="en-US">Small Business Lending Fund</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_SubsequentEventMember" xlink:label="us-gaap_SubsequentEventMember" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_SubsequentEventMember" xlink:to="us-gaap_SubsequentEventMember_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_SubsequentEventMember_lbl" xml:lang="en-US">Subsequent Event</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_SubsequentEventTypeAxis" xlink:label="us-gaap_SubsequentEventTypeAxis" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_SubsequentEventTypeAxis" xlink:to="us-gaap_SubsequentEventTypeAxis_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_SubsequentEventTypeAxis_lbl" xml:lang="en-US">Subsequent Event Type [Axis]</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareByAntidilutiveSecuritiesAxis" xlink:label="us-gaap_AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareByAntidilutiveSecuritiesAxis" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareByAntidilutiveSecuritiesAxis" xlink:to="us-gaap_AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareByAntidilutiveSecuritiesAxis_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareByAntidilutiveSecuritiesAxis_lbl" xml:lang="en-US">Antidilutive Securities [Axis]</link:label>
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_TroubledDebtRestructuredMember" xlink:label="FBP_TroubledDebtRestructuredMember" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_TroubledDebtRestructuredMember" xlink:to="FBP_TroubledDebtRestructuredMember_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="FBP_TroubledDebtRestructuredMember_lbl" xml:lang="en-US">TDRs</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StockOptionMember" xlink:label="us-gaap_StockOptionMember" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_StockOptionMember" xlink:to="us-gaap_StockOptionMember_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="us-gaap_StockOptionMember_lbl" xml:lang="en-US">Stock Options</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_FixedIncomeInvestmentsMember" xlink:label="us-gaap_FixedIncomeInvestmentsMember" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_FixedIncomeInvestmentsMember" xlink:to="us-gaap_FixedIncomeInvestmentsMember_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_FixedIncomeInvestmentsMember_lbl" xml:lang="en-US">Fixed Income</link:label>
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_EquitySecurities1Member" xlink:label="FBP_EquitySecurities1Member" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_EquitySecurities1Member" xlink:to="FBP_EquitySecurities1Member_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="FBP_EquitySecurities1Member_lbl" xml:lang="en-US">Equities</link:label>
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_DocumentAndEntityInformationAbstract" xlink:label="FBP_DocumentAndEntityInformationAbstract" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_DocumentAndEntityInformationAbstract" xlink:to="FBP_DocumentAndEntityInformationAbstract_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="FBP_DocumentAndEntityInformationAbstract_lbl" xml:lang="en-US">Document And Entity Information</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.sec.gov/dei/2012/dei-2012-01-31.xsd#dei_EntityRegistrantName" xlink:label="dei_EntityRegistrantName" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_EntityRegistrantName" xlink:to="dei_EntityRegistrantName_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_EntityRegistrantName_lbl" xml:lang="en-US">Entity Registrant Name</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.sec.gov/dei/2012/dei-2012-01-31.xsd#dei_EntityCentralIndexKey" xlink:label="dei_EntityCentralIndexKey" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_EntityCentralIndexKey" xlink:to="dei_EntityCentralIndexKey_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_EntityCentralIndexKey_lbl" xml:lang="en-US">Entity Central Index Key</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.sec.gov/dei/2012/dei-2012-01-31.xsd#dei_DocumentType" xlink:label="dei_DocumentType" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_DocumentType" xlink:to="dei_DocumentType_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_DocumentType_lbl" xml:lang="en-US">Document Type</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.sec.gov/dei/2012/dei-2012-01-31.xsd#dei_DocumentPeriodEndDate" xlink:label="dei_DocumentPeriodEndDate" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_DocumentPeriodEndDate" xlink:to="dei_DocumentPeriodEndDate_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_DocumentPeriodEndDate_lbl" xml:lang="en-US">Document Period End Date</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.sec.gov/dei/2012/dei-2012-01-31.xsd#dei_AmendmentFlag" xlink:label="dei_AmendmentFlag" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_AmendmentFlag" xlink:to="dei_AmendmentFlag_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_AmendmentFlag_lbl" xml:lang="en-US">Amendment Flag</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.sec.gov/dei/2012/dei-2012-01-31.xsd#dei_CurrentFiscalYearEndDate" xlink:label="dei_CurrentFiscalYearEndDate" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_CurrentFiscalYearEndDate" xlink:to="dei_CurrentFiscalYearEndDate_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_CurrentFiscalYearEndDate_lbl" xml:lang="en-US">Current Fiscal Year End Date</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.sec.gov/dei/2012/dei-2012-01-31.xsd#dei_EntityWellKnownSeasonedIssuer" xlink:label="dei_EntityWellKnownSeasonedIssuer" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_EntityWellKnownSeasonedIssuer" xlink:to="dei_EntityWellKnownSeasonedIssuer_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_EntityWellKnownSeasonedIssuer_lbl" xml:lang="en-US">Is Entity a Well-known Seasoned Issuer?</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.sec.gov/dei/2012/dei-2012-01-31.xsd#dei_EntityVoluntaryFilers" xlink:label="dei_EntityVoluntaryFilers" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_EntityVoluntaryFilers" xlink:to="dei_EntityVoluntaryFilers_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_EntityVoluntaryFilers_lbl" xml:lang="en-US">Is Entity a Voluntary Filer?</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.sec.gov/dei/2012/dei-2012-01-31.xsd#dei_EntityCurrentReportingStatus" xlink:label="dei_EntityCurrentReportingStatus" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_EntityCurrentReportingStatus" xlink:to="dei_EntityCurrentReportingStatus_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_EntityCurrentReportingStatus_lbl" xml:lang="en-US">Is Entity's Reporting Status Current?</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.sec.gov/dei/2012/dei-2012-01-31.xsd#dei_EntityFilerCategory" xlink:label="dei_EntityFilerCategory" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_EntityFilerCategory" xlink:to="dei_EntityFilerCategory_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_EntityFilerCategory_lbl" xml:lang="en-US">Entity Filer Category</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.sec.gov/dei/2012/dei-2012-01-31.xsd#dei_EntityPublicFloat" xlink:label="dei_EntityPublicFloat" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_EntityPublicFloat" xlink:to="dei_EntityPublicFloat_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_EntityPublicFloat_lbl" xml:lang="en-US">Entity Public Float</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.sec.gov/dei/2012/dei-2012-01-31.xsd#dei_EntityCommonStockSharesOutstanding" xlink:label="dei_EntityCommonStockSharesOutstanding" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_EntityCommonStockSharesOutstanding" xlink:to="dei_EntityCommonStockSharesOutstanding_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_EntityCommonStockSharesOutstanding_lbl" xml:lang="en-US">Entity Common Stock, Shares Outstanding</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.sec.gov/dei/2012/dei-2012-01-31.xsd#dei_DocumentFiscalPeriodFocus" xlink:label="dei_DocumentFiscalPeriodFocus" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_DocumentFiscalPeriodFocus" xlink:to="dei_DocumentFiscalPeriodFocus_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_DocumentFiscalPeriodFocus_lbl" xml:lang="en-US">Document Fiscal Period Focus</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.sec.gov/dei/2012/dei-2012-01-31.xsd#dei_DocumentFiscalYearFocus" xlink:label="dei_DocumentFiscalYearFocus" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_DocumentFiscalYearFocus" xlink:to="dei_DocumentFiscalYearFocus_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_DocumentFiscalYearFocus_lbl" xml:lang="en-US">Document Fiscal Year Focus</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StatementTable" xlink:label="us-gaap_StatementTable" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_StatementTable" xlink:to="us-gaap_StatementTable_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_StatementTable_lbl" xml:lang="en-US">Statement [Table]</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StatementLineItems" xlink:label="us-gaap_StatementLineItems" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_StatementLineItems" xlink:to="us-gaap_StatementLineItems_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_StatementLineItems_lbl" xml:lang="en-US">Statement [Line Items]</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_AssetsAbstract" xlink:label="us-gaap_AssetsAbstract" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_AssetsAbstract" xlink:to="us-gaap_AssetsAbstract_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_AssetsAbstract_lbl" xml:lang="en-US">ASSETS</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_CashAndDueFromBanks" xlink:label="us-gaap_CashAndDueFromBanks" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_CashAndDueFromBanks" xlink:to="us-gaap_CashAndDueFromBanks_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_CashAndDueFromBanks_lbl" xml:lang="en-US">Cash and due from banks, noninterest-bearing</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_InterestBearingDepositsInBanks" xlink:label="us-gaap_InterestBearingDepositsInBanks" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_InterestBearingDepositsInBanks" xlink:to="us-gaap_InterestBearingDepositsInBanks_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_InterestBearingDepositsInBanks_lbl" xml:lang="en-US">Due from banks, interest-bearing</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_FederalFundsSold" xlink:label="us-gaap_FederalFundsSold" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_FederalFundsSold" xlink:to="us-gaap_FederalFundsSold_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_FederalFundsSold_lbl" xml:lang="en-US">Federal funds sold</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_CashCashEquivalentsAndFederalFundsSold" xlink:label="us-gaap_CashCashEquivalentsAndFederalFundsSold" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_CashCashEquivalentsAndFederalFundsSold" xlink:to="us-gaap_CashCashEquivalentsAndFederalFundsSold_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="us-gaap_CashCashEquivalentsAndFederalFundsSold_lbl" xml:lang="en-US">Total cash and cash equivalents</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_AvailableForSaleSecurities" xlink:label="us-gaap_AvailableForSaleSecurities" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_AvailableForSaleSecurities" xlink:to="us-gaap_AvailableForSaleSecurities_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_AvailableForSaleSecurities_lbl" xml:lang="en-US">Securities available for sale</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_HeldToMaturitySecurities" xlink:label="us-gaap_HeldToMaturitySecurities" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_HeldToMaturitySecurities" xlink:to="us-gaap_HeldToMaturitySecurities_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_HeldToMaturitySecurities_lbl" xml:lang="en-US">Securities held to maturity (fair values of $61,496 in 2012 and $62,754 in 2011)</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_LoansHeldForSaleMortgages" xlink:label="us-gaap_LoansHeldForSaleMortgages" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_LoansHeldForSaleMortgages" xlink:to="us-gaap_LoansHeldForSaleMortgages_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_LoansHeldForSaleMortgages_lbl" xml:lang="en-US">Presold mortgages in process of settlement</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_LoansAndLeasesReceivableGrossCarryingAmount" xlink:label="us-gaap_LoansAndLeasesReceivableGrossCarryingAmount" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_LoansAndLeasesReceivableGrossCarryingAmount" xlink:to="us-gaap_LoansAndLeasesReceivableGrossCarryingAmount_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_LoansAndLeasesReceivableGrossCarryingAmount_lbl" xml:lang="en-US">Loans - non-covered</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_LoansAndLeasesReceivableGrossCarryingAmountCovered" xlink:label="us-gaap_LoansAndLeasesReceivableGrossCarryingAmountCovered" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_LoansAndLeasesReceivableGrossCarryingAmountCovered" xlink:to="us-gaap_LoansAndLeasesReceivableGrossCarryingAmountCovered_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_LoansAndLeasesReceivableGrossCarryingAmountCovered_lbl" xml:lang="en-US">Loans - covered by FDIC loss share agreement</link:label>
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_Loans" xlink:label="FBP_Loans" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_Loans" xlink:to="FBP_Loans_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="FBP_Loans_lbl" xml:lang="en-US">Total loans</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_LoansAndLeasesReceivableAllowance" xlink:label="us-gaap_LoansAndLeasesReceivableAllowance" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_LoansAndLeasesReceivableAllowance" xlink:to="us-gaap_LoansAndLeasesReceivableAllowance_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:label="us-gaap_LoansAndLeasesReceivableAllowance_lbl" xml:lang="en-US">Allowance for loan losses - non-covered</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_LoansAndLeasesReceivableAllowanceCovered" xlink:label="us-gaap_LoansAndLeasesReceivableAllowanceCovered" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_LoansAndLeasesReceivableAllowanceCovered" xlink:to="us-gaap_LoansAndLeasesReceivableAllowanceCovered_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:label="us-gaap_LoansAndLeasesReceivableAllowanceCovered_lbl" xml:lang="en-US">Allowance for loan losses - covered</link:label>
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_AllowanceForLoanLosses" xlink:label="FBP_AllowanceForLoanLosses" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_AllowanceForLoanLosses" xlink:to="FBP_AllowanceForLoanLosses_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/negatedTotalLabel" xlink:label="FBP_AllowanceForLoanLosses_lbl" xml:lang="en-US">Total allowance for loan losses</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_LoansAndLeasesReceivableNetReportedAmountCoveredAndNotCovered" xlink:label="us-gaap_LoansAndLeasesReceivableNetReportedAmountCoveredAndNotCovered" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_LoansAndLeasesReceivableNetReportedAmountCoveredAndNotCovered" xlink:to="us-gaap_LoansAndLeasesReceivableNetReportedAmountCoveredAndNotCovered_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="us-gaap_LoansAndLeasesReceivableNetReportedAmountCoveredAndNotCovered_lbl" xml:lang="en-US">Net loans</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_LoansHeldForSaleOther" xlink:label="us-gaap_LoansHeldForSaleOther" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_LoansHeldForSaleOther" xlink:to="us-gaap_LoansHeldForSaleOther_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_LoansHeldForSaleOther_lbl" xml:lang="en-US">Loans held for sale</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_PropertyPlantAndEquipmentNet" xlink:label="us-gaap_PropertyPlantAndEquipmentNet" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_PropertyPlantAndEquipmentNet" xlink:to="us-gaap_PropertyPlantAndEquipmentNet_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_PropertyPlantAndEquipmentNet_lbl" xml:lang="en-US">Premises and equipment</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_InterestReceivable" xlink:label="us-gaap_InterestReceivable" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_InterestReceivable" xlink:to="us-gaap_InterestReceivable_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_InterestReceivable_lbl" xml:lang="en-US">Accrued interest receivable</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_FDICIndemnificationAsset" xlink:label="us-gaap_FDICIndemnificationAsset" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_FDICIndemnificationAsset" xlink:to="us-gaap_FDICIndemnificationAsset_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_FDICIndemnificationAsset_lbl" xml:lang="en-US">FDIC indemnification asset</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_Goodwill" xlink:label="us-gaap_Goodwill" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_Goodwill" xlink:to="us-gaap_Goodwill_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_Goodwill_lbl" xml:lang="en-US">Goodwill</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_IntangibleAssetsNetExcludingGoodwill" xlink:label="us-gaap_IntangibleAssetsNetExcludingGoodwill" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_IntangibleAssetsNetExcludingGoodwill" xlink:to="us-gaap_IntangibleAssetsNetExcludingGoodwill_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_IntangibleAssetsNetExcludingGoodwill_lbl" xml:lang="en-US">Other intangible assets</link:label>
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_ForeclosedRealEstateNoncovered" xlink:label="FBP_ForeclosedRealEstateNoncovered" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_ForeclosedRealEstateNoncovered" xlink:to="FBP_ForeclosedRealEstateNoncovered_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="FBP_ForeclosedRealEstateNoncovered_lbl" xml:lang="en-US">Foreclosed real estate - non-covered</link:label>
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_ForeclosedRealEstateCovered" xlink:label="FBP_ForeclosedRealEstateCovered" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_ForeclosedRealEstateCovered" xlink:to="FBP_ForeclosedRealEstateCovered_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="FBP_ForeclosedRealEstateCovered_lbl" xml:lang="en-US">Foreclosed real estate - covered</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_BankOwnedLifeInsurance" xlink:label="us-gaap_BankOwnedLifeInsurance" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_BankOwnedLifeInsurance" xlink:to="us-gaap_BankOwnedLifeInsurance_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_BankOwnedLifeInsurance_lbl" xml:lang="en-US">Bank-owned life insurance</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_OtherAssets" xlink:label="us-gaap_OtherAssets" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_OtherAssets" xlink:to="us-gaap_OtherAssets_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_OtherAssets_lbl" xml:lang="en-US">Other assets</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_Assets" xlink:label="us-gaap_Assets" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_Assets" xlink:to="us-gaap_Assets_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="us-gaap_Assets_lbl" xml:lang="en-US">Total assets</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_LiabilitiesAbstract" xlink:label="us-gaap_LiabilitiesAbstract" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_LiabilitiesAbstract" xlink:to="us-gaap_LiabilitiesAbstract_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_LiabilitiesAbstract_lbl" xml:lang="en-US">LIABILITIES</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_NoninterestBearingDomesticDepositDemand" xlink:label="us-gaap_NoninterestBearingDomesticDepositDemand" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_NoninterestBearingDomesticDepositDemand" xlink:to="us-gaap_NoninterestBearingDomesticDepositDemand_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_NoninterestBearingDomesticDepositDemand_lbl" xml:lang="en-US">Deposits: Noninterest bearing checking accounts</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_InterestBearingDomesticDepositChecking" xlink:label="us-gaap_InterestBearingDomesticDepositChecking" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_InterestBearingDomesticDepositChecking" xlink:to="us-gaap_InterestBearingDomesticDepositChecking_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_InterestBearingDomesticDepositChecking_lbl" xml:lang="en-US">Interest bearing checking accounts</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_DepositsMoneyMarketDeposits" xlink:label="us-gaap_DepositsMoneyMarketDeposits" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_DepositsMoneyMarketDeposits" xlink:to="us-gaap_DepositsMoneyMarketDeposits_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_DepositsMoneyMarketDeposits_lbl" xml:lang="en-US">Money market accounts</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_DepositsSavingsDeposits" xlink:label="us-gaap_DepositsSavingsDeposits" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_DepositsSavingsDeposits" xlink:to="us-gaap_DepositsSavingsDeposits_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_DepositsSavingsDeposits_lbl" xml:lang="en-US">Savings accounts</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_TimeDeposits100000OrMoreDomestic" xlink:label="us-gaap_TimeDeposits100000OrMoreDomestic" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_TimeDeposits100000OrMoreDomestic" xlink:to="us-gaap_TimeDeposits100000OrMoreDomestic_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_TimeDeposits100000OrMoreDomestic_lbl" xml:lang="en-US">Time deposits of $100,000 or more</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_TimeDepositsLessThan100000" xlink:label="us-gaap_TimeDepositsLessThan100000" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_TimeDepositsLessThan100000" xlink:to="us-gaap_TimeDepositsLessThan100000_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_TimeDepositsLessThan100000_lbl" xml:lang="en-US">Other time deposits</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_Deposits" xlink:label="us-gaap_Deposits" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_Deposits" xlink:to="us-gaap_Deposits_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="us-gaap_Deposits_lbl" xml:lang="en-US">Total deposits</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_FederalFundsPurchasedAndSecuritiesSoldUnderAgreementsToRepurchase" xlink:label="us-gaap_FederalFundsPurchasedAndSecuritiesSoldUnderAgreementsToRepurchase" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_FederalFundsPurchasedAndSecuritiesSoldUnderAgreementsToRepurchase" xlink:to="us-gaap_FederalFundsPurchasedAndSecuritiesSoldUnderAgreementsToRepurchase_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_FederalFundsPurchasedAndSecuritiesSoldUnderAgreementsToRepurchase_lbl" xml:lang="en-US">Securities sold under agreements to repurchase</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_OtherBorrowings" xlink:label="us-gaap_OtherBorrowings" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_OtherBorrowings" xlink:to="us-gaap_OtherBorrowings_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_OtherBorrowings_lbl" xml:lang="en-US">Borrowings</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_InterestPayableCurrentAndNoncurrent" xlink:label="us-gaap_InterestPayableCurrentAndNoncurrent" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_InterestPayableCurrentAndNoncurrent" xlink:to="us-gaap_InterestPayableCurrentAndNoncurrent_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_InterestPayableCurrentAndNoncurrent_lbl" xml:lang="en-US">Accrued interest payable</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_OtherLiabilities" xlink:label="us-gaap_OtherLiabilities" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_OtherLiabilities" xlink:to="us-gaap_OtherLiabilities_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_OtherLiabilities_lbl" xml:lang="en-US">Other liabilities</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_Liabilities" xlink:label="us-gaap_Liabilities" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_Liabilities" xlink:to="us-gaap_Liabilities_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="us-gaap_Liabilities_lbl" xml:lang="en-US">Total liabilities</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_CommitmentsAndContingencies" xlink:label="us-gaap_CommitmentsAndContingencies" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_CommitmentsAndContingencies" xlink:to="us-gaap_CommitmentsAndContingencies_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_CommitmentsAndContingencies_lbl" xml:lang="en-US">Commitments and contingencies</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StockholdersEquityAbstract" xlink:label="us-gaap_StockholdersEquityAbstract" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_StockholdersEquityAbstract" xlink:to="us-gaap_StockholdersEquityAbstract_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_StockholdersEquityAbstract_lbl" xml:lang="en-US">SHAREHOLDERS' EQUITY</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_PreferredStockValue" xlink:label="us-gaap_PreferredStockValue" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_PreferredStockValue" xlink:to="us-gaap_PreferredStockValue_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_PreferredStockValue_lbl" xml:lang="en-US">Preferred stock, no par value per share. Authorized: 5,000,000 shares Series B issued &amp; outstanding: 63,500 in 2012 and 2011 Series C, convertible, issued &amp; outstanding: 728,706 in 2012 and none in 2011</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_CommonStockValue" xlink:label="us-gaap_CommonStockValue" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_CommonStockValue" xlink:to="us-gaap_CommonStockValue_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_CommonStockValue_lbl" xml:lang="en-US">Common stock, no par value per share. Authorized: 40,000,000 shares Issued &amp; outstanding: 19,669,302 shares in 2012 and 16,909,820 shares in 2011</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_RetainedEarningsAccumulatedDeficit" xlink:label="us-gaap_RetainedEarningsAccumulatedDeficit" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_RetainedEarningsAccumulatedDeficit" xlink:to="us-gaap_RetainedEarningsAccumulatedDeficit_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_RetainedEarningsAccumulatedDeficit_lbl" xml:lang="en-US">Retained earnings</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_AccumulatedOtherComprehensiveIncomeLossNetOfTax" xlink:label="us-gaap_AccumulatedOtherComprehensiveIncomeLossNetOfTax" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_AccumulatedOtherComprehensiveIncomeLossNetOfTax" xlink:to="us-gaap_AccumulatedOtherComprehensiveIncomeLossNetOfTax_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_AccumulatedOtherComprehensiveIncomeLossNetOfTax_lbl" xml:lang="en-US">Accumulated other comprehensive income (loss)</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StockholdersEquity" xlink:label="us-gaap_StockholdersEquity" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_StockholdersEquity" xlink:to="us-gaap_StockholdersEquity_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="us-gaap_StockholdersEquity_lbl" xml:lang="en-US">Total shareholders' equity</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_LiabilitiesAndStockholdersEquity" xlink:label="us-gaap_LiabilitiesAndStockholdersEquity" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_LiabilitiesAndStockholdersEquity" xlink:to="us-gaap_LiabilitiesAndStockholdersEquity_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="us-gaap_LiabilitiesAndStockholdersEquity_lbl" xml:lang="en-US">Total liabilities and shareholders' equity</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_HeldToMaturitySecuritiesFairValue" xlink:label="us-gaap_HeldToMaturitySecuritiesFairValue" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_HeldToMaturitySecuritiesFairValue" xlink:to="us-gaap_HeldToMaturitySecuritiesFairValue_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_HeldToMaturitySecuritiesFairValue_lbl" xml:lang="en-US">Securities held to maturity fair values</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_PreferredStockSharesAuthorized" xlink:label="us-gaap_PreferredStockSharesAuthorized" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_PreferredStockSharesAuthorized" xlink:to="us-gaap_PreferredStockSharesAuthorized_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_PreferredStockSharesAuthorized_lbl" xml:lang="en-US">Preferred stock, shares authorized</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_PreferredStockSharesIssued" xlink:label="us-gaap_PreferredStockSharesIssued" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_PreferredStockSharesIssued" xlink:to="us-gaap_PreferredStockSharesIssued_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_PreferredStockSharesIssued_lbl" xml:lang="en-US">Preferred stock, shares issued</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_PreferredStockSharesOutstanding" xlink:label="us-gaap_PreferredStockSharesOutstanding" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_PreferredStockSharesOutstanding" xlink:to="us-gaap_PreferredStockSharesOutstanding_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_PreferredStockSharesOutstanding_lbl" xml:lang="en-US">Preferred stock, shares outstanding</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_CommonStockSharesAuthorized" xlink:label="us-gaap_CommonStockSharesAuthorized" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_CommonStockSharesAuthorized" xlink:to="us-gaap_CommonStockSharesAuthorized_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_CommonStockSharesAuthorized_lbl" xml:lang="en-US">common stock, shares authorized</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_CommonStockSharesIssued" xlink:label="us-gaap_CommonStockSharesIssued" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_CommonStockSharesIssued" xlink:to="us-gaap_CommonStockSharesIssued_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_CommonStockSharesIssued_lbl" xml:lang="en-US">Common stock, shares issued</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_CommonStockSharesOutstanding" xlink:label="us-gaap_CommonStockSharesOutstanding" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_CommonStockSharesOutstanding" xlink:to="us-gaap_CommonStockSharesOutstanding_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_CommonStockSharesOutstanding_lbl" xml:lang="en-US">Common stock, shares outstanding</link:label>
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_ConsolidatedStatementsOfIncomeAbstract" xlink:label="FBP_ConsolidatedStatementsOfIncomeAbstract" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_ConsolidatedStatementsOfIncomeAbstract" xlink:to="FBP_ConsolidatedStatementsOfIncomeAbstract_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="FBP_ConsolidatedStatementsOfIncomeAbstract_lbl" xml:lang="en-US">Consolidated Statements Of Income</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_InterestAndDividendIncomeOperatingAbstract" xlink:label="us-gaap_InterestAndDividendIncomeOperatingAbstract" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_InterestAndDividendIncomeOperatingAbstract" xlink:to="us-gaap_InterestAndDividendIncomeOperatingAbstract_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_InterestAndDividendIncomeOperatingAbstract_lbl" xml:lang="en-US">INTEREST INCOME</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_InterestAndFeeIncomeLoansAndLeasesHeldInPortfolio" xlink:label="us-gaap_InterestAndFeeIncomeLoansAndLeasesHeldInPortfolio" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_InterestAndFeeIncomeLoansAndLeasesHeldInPortfolio" xlink:to="us-gaap_InterestAndFeeIncomeLoansAndLeasesHeldInPortfolio_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_InterestAndFeeIncomeLoansAndLeasesHeldInPortfolio_lbl" xml:lang="en-US">Interest and fees on loans</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_InterestIncomeSecuritiesBySecurityTypeAbstract" xlink:label="us-gaap_InterestIncomeSecuritiesBySecurityTypeAbstract" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_InterestIncomeSecuritiesBySecurityTypeAbstract" xlink:to="us-gaap_InterestIncomeSecuritiesBySecurityTypeAbstract_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_InterestIncomeSecuritiesBySecurityTypeAbstract_lbl" xml:lang="en-US">Interest on investment securities:</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_InterestIncomeSecuritiesTaxable" xlink:label="us-gaap_InterestIncomeSecuritiesTaxable" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_InterestIncomeSecuritiesTaxable" xlink:to="us-gaap_InterestIncomeSecuritiesTaxable_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_InterestIncomeSecuritiesTaxable_lbl" xml:lang="en-US">Taxable interest income</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_InterestIncomeSecuritiesTaxExempt" xlink:label="us-gaap_InterestIncomeSecuritiesTaxExempt" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_InterestIncomeSecuritiesTaxExempt" xlink:to="us-gaap_InterestIncomeSecuritiesTaxExempt_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_InterestIncomeSecuritiesTaxExempt_lbl" xml:lang="en-US">Tax-exempt interest income</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_InterestIncomeFederalFundsSoldAndSecuritiesPurchasedUnderAgreementsToResell" xlink:label="us-gaap_InterestIncomeFederalFundsSoldAndSecuritiesPurchasedUnderAgreementsToResell" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_InterestIncomeFederalFundsSoldAndSecuritiesPurchasedUnderAgreementsToResell" xlink:to="us-gaap_InterestIncomeFederalFundsSoldAndSecuritiesPurchasedUnderAgreementsToResell_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_InterestIncomeFederalFundsSoldAndSecuritiesPurchasedUnderAgreementsToResell_lbl" xml:lang="en-US">Other, principally overnight investments</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_InterestAndDividendIncomeOperating" xlink:label="us-gaap_InterestAndDividendIncomeOperating" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_InterestAndDividendIncomeOperating" xlink:to="us-gaap_InterestAndDividendIncomeOperating_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="us-gaap_InterestAndDividendIncomeOperating_lbl" xml:lang="en-US">Total interest income</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_InterestExpenseAbstract" xlink:label="us-gaap_InterestExpenseAbstract" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_InterestExpenseAbstract" xlink:to="us-gaap_InterestExpenseAbstract_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_InterestExpenseAbstract_lbl" xml:lang="en-US">INTEREST EXPENSE</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_InterestExpenseNOWAccountsMoneyMarketAccountsAndSavingsDeposits" xlink:label="us-gaap_InterestExpenseNOWAccountsMoneyMarketAccountsAndSavingsDeposits" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_InterestExpenseNOWAccountsMoneyMarketAccountsAndSavingsDeposits" xlink:to="us-gaap_InterestExpenseNOWAccountsMoneyMarketAccountsAndSavingsDeposits_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_InterestExpenseNOWAccountsMoneyMarketAccountsAndSavingsDeposits_lbl" xml:lang="en-US">Savings, checking and money market</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_InterestExpenseTimeDeposits100000OrMore" xlink:label="us-gaap_InterestExpenseTimeDeposits100000OrMore" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_InterestExpenseTimeDeposits100000OrMore" xlink:to="us-gaap_InterestExpenseTimeDeposits100000OrMore_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="us-gaap_InterestExpenseTimeDeposits100000OrMore_lbl" xml:lang="en-US">Time deposits of $100,000 or more</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_InterestExpenseTimeDepositsLessThan100000" xlink:label="us-gaap_InterestExpenseTimeDepositsLessThan100000" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_InterestExpenseTimeDepositsLessThan100000" xlink:to="us-gaap_InterestExpenseTimeDepositsLessThan100000_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="us-gaap_InterestExpenseTimeDepositsLessThan100000_lbl" xml:lang="en-US">Other time deposits</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_InterestExpenseFederalFundsPurchasedAndSecuritiesSoldUnderAgreementsToRepurchase" xlink:label="us-gaap_InterestExpenseFederalFundsPurchasedAndSecuritiesSoldUnderAgreementsToRepurchase" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_InterestExpenseFederalFundsPurchasedAndSecuritiesSoldUnderAgreementsToRepurchase" xlink:to="us-gaap_InterestExpenseFederalFundsPurchasedAndSecuritiesSoldUnderAgreementsToRepurchase_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="us-gaap_InterestExpenseFederalFundsPurchasedAndSecuritiesSoldUnderAgreementsToRepurchase_lbl" xml:lang="en-US">Securities sold under agreements to repurchase</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_InterestExpenseBorrowings" xlink:label="us-gaap_InterestExpenseBorrowings" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_InterestExpenseBorrowings" xlink:to="us-gaap_InterestExpenseBorrowings_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="us-gaap_InterestExpenseBorrowings_lbl" xml:lang="en-US">Borrowings</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_InterestExpense" xlink:label="us-gaap_InterestExpense" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_InterestExpense" xlink:to="us-gaap_InterestExpense_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="us-gaap_InterestExpense_lbl" xml:lang="en-US">Total interest expense</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_InterestIncomeExpenseNet" xlink:label="us-gaap_InterestIncomeExpenseNet" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_InterestIncomeExpenseNet" xlink:to="us-gaap_InterestIncomeExpenseNet_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="us-gaap_InterestIncomeExpenseNet_lbl" xml:lang="en-US">Net interest income</link:label>
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_ProvisionForLoanLossesNoncovered" xlink:label="FBP_ProvisionForLoanLossesNoncovered" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_ProvisionForLoanLossesNoncovered" xlink:to="FBP_ProvisionForLoanLossesNoncovered_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="FBP_ProvisionForLoanLossesNoncovered_lbl" xml:lang="en-US">Provision for loan losses - non-covered</link:label>
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_ProvisionForLoanLossesCovered" xlink:label="FBP_ProvisionForLoanLossesCovered" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_ProvisionForLoanLossesCovered" xlink:to="FBP_ProvisionForLoanLossesCovered_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="FBP_ProvisionForLoanLossesCovered_lbl" xml:lang="en-US">Provision for loan losses - covered</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ProvisionForLoanLeaseAndOtherLosses" xlink:label="us-gaap_ProvisionForLoanLeaseAndOtherLosses" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_ProvisionForLoanLeaseAndOtherLosses" xlink:to="us-gaap_ProvisionForLoanLeaseAndOtherLosses_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="us-gaap_ProvisionForLoanLeaseAndOtherLosses_lbl" xml:lang="en-US">Total provision for loan losses</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_InterestIncomeExpenseAfterProvisionForLoanLoss" xlink:label="us-gaap_InterestIncomeExpenseAfterProvisionForLoanLoss" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_InterestIncomeExpenseAfterProvisionForLoanLoss" xlink:to="us-gaap_InterestIncomeExpenseAfterProvisionForLoanLoss_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="us-gaap_InterestIncomeExpenseAfterProvisionForLoanLoss_lbl" xml:lang="en-US">Net interest income after provision for loan losses</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_NoninterestIncomeAbstract" xlink:label="us-gaap_NoninterestIncomeAbstract" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_NoninterestIncomeAbstract" xlink:to="us-gaap_NoninterestIncomeAbstract_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_NoninterestIncomeAbstract_lbl" xml:lang="en-US">NONINTEREST INCOME</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_FeesAndCommissionsDepositorAccounts" xlink:label="us-gaap_FeesAndCommissionsDepositorAccounts" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_FeesAndCommissionsDepositorAccounts" xlink:to="us-gaap_FeesAndCommissionsDepositorAccounts_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_FeesAndCommissionsDepositorAccounts_lbl" xml:lang="en-US">Service charges on deposit accounts</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_FeesAndCommissionsOther" xlink:label="us-gaap_FeesAndCommissionsOther" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_FeesAndCommissionsOther" xlink:to="us-gaap_FeesAndCommissionsOther_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_FeesAndCommissionsOther_lbl" xml:lang="en-US">Other service charges, commissions and fees</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_FeesAndCommissionsMortgageBanking" xlink:label="us-gaap_FeesAndCommissionsMortgageBanking" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_FeesAndCommissionsMortgageBanking" xlink:to="us-gaap_FeesAndCommissionsMortgageBanking_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_FeesAndCommissionsMortgageBanking_lbl" xml:lang="en-US">Fees from presold mortgage loans</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_InsuranceCommissionsAndFees" xlink:label="us-gaap_InsuranceCommissionsAndFees" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_InsuranceCommissionsAndFees" xlink:to="us-gaap_InsuranceCommissionsAndFees_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_InsuranceCommissionsAndFees_lbl" xml:lang="en-US">Commissions from sales of insurance and financial products</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_BankOwnedLifeInsuranceIncome" xlink:label="us-gaap_BankOwnedLifeInsuranceIncome" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_BankOwnedLifeInsuranceIncome" xlink:to="us-gaap_BankOwnedLifeInsuranceIncome_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_BankOwnedLifeInsuranceIncome_lbl" xml:lang="en-US">Bank-owned life insurance income</link:label>
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_GainLossFromAcquisition" xlink:label="FBP_GainLossFromAcquisition" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_GainLossFromAcquisition" xlink:to="FBP_GainLossFromAcquisition_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="FBP_GainLossFromAcquisition_lbl" xml:lang="en-US">Gain from acquisition</link:label>
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_ForeclosedPropertyLossesAndWritedownsNoncovered" xlink:label="FBP_ForeclosedPropertyLossesAndWritedownsNoncovered" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_ForeclosedPropertyLossesAndWritedownsNoncovered" xlink:to="FBP_ForeclosedPropertyLossesAndWritedownsNoncovered_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:label="FBP_ForeclosedPropertyLossesAndWritedownsNoncovered_lbl" xml:lang="en-US">Foreclosed property losses and write-downs - non-covered</link:label>
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_ForeclosedPropertyLossesAndWritedownsCovered" xlink:label="FBP_ForeclosedPropertyLossesAndWritedownsCovered" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_ForeclosedPropertyLossesAndWritedownsCovered" xlink:to="FBP_ForeclosedPropertyLossesAndWritedownsCovered_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:label="FBP_ForeclosedPropertyLossesAndWritedownsCovered_lbl" xml:lang="en-US">Foreclosed property losses and write-downs - covered</link:label>
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_FdicIndemnificationAssetIncomeNet" xlink:label="FBP_FdicIndemnificationAssetIncomeNet" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_FdicIndemnificationAssetIncomeNet" xlink:to="FBP_FdicIndemnificationAssetIncomeNet_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:label="FBP_FdicIndemnificationAssetIncomeNet_lbl" xml:lang="en-US">FDIC indemnification asset income (expense), net</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_GainLossOnSaleOfSecuritiesNet" xlink:label="us-gaap_GainLossOnSaleOfSecuritiesNet" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_GainLossOnSaleOfSecuritiesNet" xlink:to="us-gaap_GainLossOnSaleOfSecuritiesNet_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_GainLossOnSaleOfSecuritiesNet_lbl" xml:lang="en-US">Securities gains</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_OtherNonoperatingGainsLosses" xlink:label="us-gaap_OtherNonoperatingGainsLosses" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_OtherNonoperatingGainsLosses" xlink:to="us-gaap_OtherNonoperatingGainsLosses_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_OtherNonoperatingGainsLosses_lbl" xml:lang="en-US">Other gains (losses)</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_NoninterestIncome" xlink:label="us-gaap_NoninterestIncome" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_NoninterestIncome" xlink:to="us-gaap_NoninterestIncome_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="us-gaap_NoninterestIncome_lbl" xml:lang="en-US">Total noninterest income</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_NoninterestExpenseAbstract" xlink:label="us-gaap_NoninterestExpenseAbstract" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_NoninterestExpenseAbstract" xlink:to="us-gaap_NoninterestExpenseAbstract_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_NoninterestExpenseAbstract_lbl" xml:lang="en-US">NONINTEREST EXPENSES</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_SalariesAndWages" xlink:label="us-gaap_SalariesAndWages" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_SalariesAndWages" xlink:to="us-gaap_SalariesAndWages_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_SalariesAndWages_lbl" xml:lang="en-US">Salaries</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_OtherLaborRelatedExpenses" xlink:label="us-gaap_OtherLaborRelatedExpenses" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_OtherLaborRelatedExpenses" xlink:to="us-gaap_OtherLaborRelatedExpenses_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_OtherLaborRelatedExpenses_lbl" xml:lang="en-US">Employee benefits</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_LaborAndRelatedExpense" xlink:label="us-gaap_LaborAndRelatedExpense" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_LaborAndRelatedExpense" xlink:to="us-gaap_LaborAndRelatedExpense_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="us-gaap_LaborAndRelatedExpense_lbl" xml:lang="en-US">Total personnel expense</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_OccupancyNet" xlink:label="us-gaap_OccupancyNet" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_OccupancyNet" xlink:to="us-gaap_OccupancyNet_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_OccupancyNet_lbl" xml:lang="en-US">Occupancy expense</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_EquipmentExpense" xlink:label="us-gaap_EquipmentExpense" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_EquipmentExpense" xlink:to="us-gaap_EquipmentExpense_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_EquipmentExpense_lbl" xml:lang="en-US">Equipment related expenses</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_AmortizationOfIntangibleAssets" xlink:label="us-gaap_AmortizationOfIntangibleAssets" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_AmortizationOfIntangibleAssets" xlink:to="us-gaap_AmortizationOfIntangibleAssets_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_AmortizationOfIntangibleAssets_lbl" xml:lang="en-US">Intangibles amortization</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_BusinessCombinationAcquisitionRelatedCosts" xlink:label="us-gaap_BusinessCombinationAcquisitionRelatedCosts" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_BusinessCombinationAcquisitionRelatedCosts" xlink:to="us-gaap_BusinessCombinationAcquisitionRelatedCosts_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_BusinessCombinationAcquisitionRelatedCosts_lbl" xml:lang="en-US">Acquisition expenses</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_OtherNoninterestExpense" xlink:label="us-gaap_OtherNoninterestExpense" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_OtherNoninterestExpense" xlink:to="us-gaap_OtherNoninterestExpense_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_OtherNoninterestExpense_lbl" xml:lang="en-US">Other operating expenses</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_NoninterestExpense" xlink:label="us-gaap_NoninterestExpense" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_NoninterestExpense" xlink:to="us-gaap_NoninterestExpense_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="us-gaap_NoninterestExpense_lbl" xml:lang="en-US">Total noninterest expenses</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments" xlink:label="us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments" xlink:to="us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments_lbl" xml:lang="en-US">Income (loss) before income taxes</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_IncomeTaxExpenseBenefit" xlink:label="us-gaap_IncomeTaxExpenseBenefit" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_IncomeTaxExpenseBenefit" xlink:to="us-gaap_IncomeTaxExpenseBenefit_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_IncomeTaxExpenseBenefit_lbl" xml:lang="en-US">Income tax expense (benefit)</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_NetIncomeLoss" xlink:label="us-gaap_NetIncomeLoss" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_NetIncomeLoss" xlink:to="us-gaap_NetIncomeLoss_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_NetIncomeLoss_lbl" xml:lang="en-US">Net income (loss)</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_PreferredStockDividendsIncomeStatementImpact" xlink:label="us-gaap_PreferredStockDividendsIncomeStatementImpact" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_PreferredStockDividendsIncomeStatementImpact" xlink:to="us-gaap_PreferredStockDividendsIncomeStatementImpact_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:label="us-gaap_PreferredStockDividendsIncomeStatementImpact_lbl" xml:lang="en-US">Preferred stock dividends</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_PreferredStockRedemptionDiscount" xlink:label="us-gaap_PreferredStockRedemptionDiscount" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_PreferredStockRedemptionDiscount" xlink:to="us-gaap_PreferredStockRedemptionDiscount_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_PreferredStockRedemptionDiscount_lbl" xml:lang="en-US">Accretion of preferred stock discount</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_NetIncomeLossAvailableToCommonStockholdersBasic" xlink:label="us-gaap_NetIncomeLossAvailableToCommonStockholdersBasic" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_NetIncomeLossAvailableToCommonStockholdersBasic" xlink:to="us-gaap_NetIncomeLossAvailableToCommonStockholdersBasic_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="us-gaap_NetIncomeLossAvailableToCommonStockholdersBasic_lbl" xml:lang="en-US">Net income (loss) available to common shareholders</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_EarningsPerShareBasic" xlink:label="us-gaap_EarningsPerShareBasic" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_EarningsPerShareBasic" xlink:to="us-gaap_EarningsPerShareBasic_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_EarningsPerShareBasic_lbl" xml:lang="en-US">Earnings (loss) per common share - Basic</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_EarningsPerShareDiluted" xlink:label="us-gaap_EarningsPerShareDiluted" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_EarningsPerShareDiluted" xlink:to="us-gaap_EarningsPerShareDiluted_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_EarningsPerShareDiluted_lbl" xml:lang="en-US">Earnings (loss) per common share - Diluted</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_CommonStockDividendsPerShareDeclared" xlink:label="us-gaap_CommonStockDividendsPerShareDeclared" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_CommonStockDividendsPerShareDeclared" xlink:to="us-gaap_CommonStockDividendsPerShareDeclared_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_CommonStockDividendsPerShareDeclared_lbl" xml:lang="en-US">Dividends declared per common share</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_WeightedAverageNumberOfSharesOutstandingBasic" xlink:label="us-gaap_WeightedAverageNumberOfSharesOutstandingBasic" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_WeightedAverageNumberOfSharesOutstandingBasic" xlink:to="us-gaap_WeightedAverageNumberOfSharesOutstandingBasic_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_WeightedAverageNumberOfSharesOutstandingBasic_lbl" xml:lang="en-US">Weighted average common shares outstanding: Basic</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_WeightedAverageNumberOfDilutedSharesOutstanding" xlink:label="us-gaap_WeightedAverageNumberOfDilutedSharesOutstanding" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_WeightedAverageNumberOfDilutedSharesOutstanding" xlink:to="us-gaap_WeightedAverageNumberOfDilutedSharesOutstanding_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_WeightedAverageNumberOfDilutedSharesOutstanding_lbl" xml:lang="en-US">Weighted average common shares outstanding: Diluted</link:label>
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_ConsolidatedStatementsOfComprehensiveIncomeAbstract" xlink:label="FBP_ConsolidatedStatementsOfComprehensiveIncomeAbstract" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_ConsolidatedStatementsOfComprehensiveIncomeAbstract" xlink:to="FBP_ConsolidatedStatementsOfComprehensiveIncomeAbstract_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="FBP_ConsolidatedStatementsOfComprehensiveIncomeAbstract_lbl" xml:lang="en-US">Consolidated Statements Of Comprehensive Income</link:label>
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_OtherComprehensiveIncomeLossAbstract" xlink:label="FBP_OtherComprehensiveIncomeLossAbstract" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_OtherComprehensiveIncomeLossAbstract" xlink:to="FBP_OtherComprehensiveIncomeLossAbstract_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="FBP_OtherComprehensiveIncomeLossAbstract_lbl" xml:lang="en-US">Other comprehensive income (loss):</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_OtherComprehensiveIncomeAvailableForSaleSecuritiesAdjustmentBeforeTaxPeriodIncreaseDecreaseAbstract" xlink:label="us-gaap_OtherComprehensiveIncomeAvailableForSaleSecuritiesAdjustmentBeforeTaxPeriodIncreaseDecreaseAbstract" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_OtherComprehensiveIncomeAvailableForSaleSecuritiesAdjustmentBeforeTaxPeriodIncreaseDecreaseAbstract" xlink:to="us-gaap_OtherComprehensiveIncomeAvailableForSaleSecuritiesAdjustmentBeforeTaxPeriodIncreaseDecreaseAbstract_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_OtherComprehensiveIncomeAvailableForSaleSecuritiesAdjustmentBeforeTaxPeriodIncreaseDecreaseAbstract_lbl" xml:lang="en-US">Unrealized gains on securities available for sale:</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodBeforeTax" xlink:label="us-gaap_OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodBeforeTax" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodBeforeTax" xlink:to="us-gaap_OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodBeforeTax_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodBeforeTax_lbl" xml:lang="en-US">Unrealized holding gains arising during the period, pretax</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodTax" xlink:label="us-gaap_OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodTax" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodTax" xlink:to="us-gaap_OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodTax_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:label="us-gaap_OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodTax_lbl" xml:lang="en-US">Tax expense</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_OtherComprehensiveIncomeLossReclassificationAdjustmentForSaleOfSecuritiesIncludedInNetIncomeBeforeTax" xlink:label="us-gaap_OtherComprehensiveIncomeLossReclassificationAdjustmentForSaleOfSecuritiesIncludedInNetIncomeBeforeTax" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_OtherComprehensiveIncomeLossReclassificationAdjustmentForSaleOfSecuritiesIncludedInNetIncomeBeforeTax" xlink:to="us-gaap_OtherComprehensiveIncomeLossReclassificationAdjustmentForSaleOfSecuritiesIncludedInNetIncomeBeforeTax_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_OtherComprehensiveIncomeLossReclassificationAdjustmentForSaleOfSecuritiesIncludedInNetIncomeBeforeTax_lbl" xml:lang="en-US">Reclassification to realized (gains)</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_OtherComprehensiveIncomeLossReclassificationAdjustmentForSaleOfSecuritiesIncludedInNetIncomeTax" xlink:label="us-gaap_OtherComprehensiveIncomeLossReclassificationAdjustmentForSaleOfSecuritiesIncludedInNetIncomeTax" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_OtherComprehensiveIncomeLossReclassificationAdjustmentForSaleOfSecuritiesIncludedInNetIncomeTax" xlink:to="us-gaap_OtherComprehensiveIncomeLossReclassificationAdjustmentForSaleOfSecuritiesIncludedInNetIncomeTax_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:label="us-gaap_OtherComprehensiveIncomeLossReclassificationAdjustmentForSaleOfSecuritiesIncludedInNetIncomeTax_lbl" xml:lang="en-US">Tax expense</link:label>
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_PostretirementPlansAbstract" xlink:label="FBP_PostretirementPlansAbstract" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_PostretirementPlansAbstract" xlink:to="FBP_PostretirementPlansAbstract_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="FBP_PostretirementPlansAbstract_lbl" xml:lang="en-US">Postretirement Plans:</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_OtherComprehensiveIncomeLossPensionAndOtherPostretirementBenefitPlansNetUnamortizedGainLossArisingDuringPeriodBeforeTax" xlink:label="us-gaap_OtherComprehensiveIncomeLossPensionAndOtherPostretirementBenefitPlansNetUnamortizedGainLossArisingDuringPeriodBeforeTax" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_OtherComprehensiveIncomeLossPensionAndOtherPostretirementBenefitPlansNetUnamortizedGainLossArisingDuringPeriodBeforeTax" xlink:to="us-gaap_OtherComprehensiveIncomeLossPensionAndOtherPostretirementBenefitPlansNetUnamortizedGainLossArisingDuringPeriodBeforeTax_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_OtherComprehensiveIncomeLossPensionAndOtherPostretirementBenefitPlansNetUnamortizedGainLossArisingDuringPeriodBeforeTax_lbl" xml:lang="en-US">Net gain (loss) arising during period</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_OtherComprehensiveIncomeDefinedBenefitPlansNetUnamortizedGainLossArisingDuringPeriodTax" xlink:label="us-gaap_OtherComprehensiveIncomeDefinedBenefitPlansNetUnamortizedGainLossArisingDuringPeriodTax" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_OtherComprehensiveIncomeDefinedBenefitPlansNetUnamortizedGainLossArisingDuringPeriodTax" xlink:to="us-gaap_OtherComprehensiveIncomeDefinedBenefitPlansNetUnamortizedGainLossArisingDuringPeriodTax_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:label="us-gaap_OtherComprehensiveIncomeDefinedBenefitPlansNetUnamortizedGainLossArisingDuringPeriodTax_lbl" xml:lang="en-US">Tax (expense) benefit</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_OtherComprehensiveIncomeReclassificationOfDefinedBenefitPlansNetGainLossRecognizedInNetPeriodicBenefitCostBeforeTax" xlink:label="us-gaap_OtherComprehensiveIncomeReclassificationOfDefinedBenefitPlansNetGainLossRecognizedInNetPeriodicBenefitCostBeforeTax" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_OtherComprehensiveIncomeReclassificationOfDefinedBenefitPlansNetGainLossRecognizedInNetPeriodicBenefitCostBeforeTax" xlink:to="us-gaap_OtherComprehensiveIncomeReclassificationOfDefinedBenefitPlansNetGainLossRecognizedInNetPeriodicBenefitCostBeforeTax_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_OtherComprehensiveIncomeReclassificationOfDefinedBenefitPlansNetGainLossRecognizedInNetPeriodicBenefitCostBeforeTax_lbl" xml:lang="en-US">Amortization of unrecognized net actuarial loss</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_OtherComprehensiveIncomeLossReclassificationPensionAndOtherPostretirementBenefitPlansNetGainLossRecognizedInNetPeriodicBenefitCostTax" xlink:label="us-gaap_OtherComprehensiveIncomeLossReclassificationPensionAndOtherPostretirementBenefitPlansNetGainLossRecognizedInNetPeriodicBenefitCostTax" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_OtherComprehensiveIncomeLossReclassificationPensionAndOtherPostretirementBenefitPlansNetGainLossRecognizedInNetPeriodicBenefitCostTax" xlink:to="us-gaap_OtherComprehensiveIncomeLossReclassificationPensionAndOtherPostretirementBenefitPlansNetGainLossRecognizedInNetPeriodicBenefitCostTax_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:label="us-gaap_OtherComprehensiveIncomeLossReclassificationPensionAndOtherPostretirementBenefitPlansNetGainLossRecognizedInNetPeriodicBenefitCostTax_lbl" xml:lang="en-US">Tax expense</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_OtherComprehensiveIncomeLossAmortizationPensionAndOtherPostretirementBenefitPlansNetPriorServiceCostRecognizedInNetPeriodicBenefitCostBeforeTax" xlink:label="us-gaap_OtherComprehensiveIncomeLossAmortizationPensionAndOtherPostretirementBenefitPlansNetPriorServiceCostRecognizedInNetPeriodicBenefitCostBeforeTax" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_OtherComprehensiveIncomeLossAmortizationPensionAndOtherPostretirementBenefitPlansNetPriorServiceCostRecognizedInNetPeriodicBenefitCostBeforeTax" xlink:to="us-gaap_OtherComprehensiveIncomeLossAmortizationPensionAndOtherPostretirementBenefitPlansNetPriorServiceCostRecognizedInNetPeriodicBenefitCostBeforeTax_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:label="us-gaap_OtherComprehensiveIncomeLossAmortizationPensionAndOtherPostretirementBenefitPlansNetPriorServiceCostRecognizedInNetPeriodicBenefitCostBeforeTax_lbl" xml:lang="en-US">Amortization of prior service cost and transition obligation</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_OtherComprehensiveIncomeAmortizationOfDefinedBenefitPlanNetPriorServiceCostRecognizedInNetPeriodicPensionCostTax" xlink:label="us-gaap_OtherComprehensiveIncomeAmortizationOfDefinedBenefitPlanNetPriorServiceCostRecognizedInNetPeriodicPensionCostTax" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_OtherComprehensiveIncomeAmortizationOfDefinedBenefitPlanNetPriorServiceCostRecognizedInNetPeriodicPensionCostTax" xlink:to="us-gaap_OtherComprehensiveIncomeAmortizationOfDefinedBenefitPlanNetPriorServiceCostRecognizedInNetPeriodicPensionCostTax_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_OtherComprehensiveIncomeAmortizationOfDefinedBenefitPlanNetPriorServiceCostRecognizedInNetPeriodicPensionCostTax_lbl" xml:lang="en-US">Tax expense</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent" xlink:label="us-gaap_OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent" xlink:to="us-gaap_OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="us-gaap_OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent_lbl" xml:lang="en-US">Other comprehensive income (loss)</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ComprehensiveIncomeNetOfTax" xlink:label="us-gaap_ComprehensiveIncomeNetOfTax" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_ComprehensiveIncomeNetOfTax" xlink:to="us-gaap_ComprehensiveIncomeNetOfTax_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="us-gaap_ComprehensiveIncomeNetOfTax_lbl" xml:lang="en-US">Comprehensive income (loss)</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_StatementEquityComponentsAxis" xlink:to="us-gaap_StatementEquityComponentsAxis_2_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="us-gaap_StatementEquityComponentsAxis_2_lbl" xml:lang="en-US">Equity Components [Axis]</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest" xlink:label="us-gaap_StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest" xlink:to="us-gaap_StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/periodStartLabel" xlink:label="us-gaap_StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest_lbl" xml:lang="en-US">Beginning balance</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_CommonStockSharesOutstanding" xlink:to="us-gaap_CommonStockSharesOutstanding_2_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/periodStartLabel" xlink:label="us-gaap_CommonStockSharesOutstanding_2_lbl" xml:lang="en-US">Beginning balance, shares</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StockRedeemedOrCalledDuringPeriodValue" xlink:label="us-gaap_StockRedeemedOrCalledDuringPeriodValue" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_StockRedeemedOrCalledDuringPeriodValue" xlink:to="us-gaap_StockRedeemedOrCalledDuringPeriodValue_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_StockRedeemedOrCalledDuringPeriodValue_lbl" xml:lang="en-US">Preferred stock redeemed</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StockIssuedDuringPeriodValueNewIssues" xlink:label="us-gaap_StockIssuedDuringPeriodValueNewIssues" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_StockIssuedDuringPeriodValueNewIssues" xlink:to="us-gaap_StockIssuedDuringPeriodValueNewIssues_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_StockIssuedDuringPeriodValueNewIssues_lbl" xml:lang="en-US">Preferred stock issued</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StockIssuedDuringPeriodValueStockOptionsExercised" xlink:label="us-gaap_StockIssuedDuringPeriodValueStockOptionsExercised" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_StockIssuedDuringPeriodValueStockOptionsExercised" xlink:to="us-gaap_StockIssuedDuringPeriodValueStockOptionsExercised_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_StockIssuedDuringPeriodValueStockOptionsExercised_lbl" xml:lang="en-US">Common stock issued under stock option plans</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StockIssuedDuringPeriodSharesStockOptionsExercised" xlink:label="us-gaap_StockIssuedDuringPeriodSharesStockOptionsExercised" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_StockIssuedDuringPeriodSharesStockOptionsExercised" xlink:to="us-gaap_StockIssuedDuringPeriodSharesStockOptionsExercised_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_StockIssuedDuringPeriodSharesStockOptionsExercised_lbl" xml:lang="en-US">Common stock issued under stock option plans, shares</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StockIssuedDuringPeriodValueDividendReinvestmentPlan" xlink:label="us-gaap_StockIssuedDuringPeriodValueDividendReinvestmentPlan" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_StockIssuedDuringPeriodValueDividendReinvestmentPlan" xlink:to="us-gaap_StockIssuedDuringPeriodValueDividendReinvestmentPlan_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_StockIssuedDuringPeriodValueDividendReinvestmentPlan_lbl" xml:lang="en-US">Common stock issued into dividend reinvestment plan</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StockIssuedDuringPeriodSharesDividendReinvestmentPlan" xlink:label="us-gaap_StockIssuedDuringPeriodSharesDividendReinvestmentPlan" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_StockIssuedDuringPeriodSharesDividendReinvestmentPlan" xlink:to="us-gaap_StockIssuedDuringPeriodSharesDividendReinvestmentPlan_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_StockIssuedDuringPeriodSharesDividendReinvestmentPlan_lbl" xml:lang="en-US">Common stock issued into dividend reinvestment plan, shares</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StockRepurchasedDuringPeriodValue" xlink:label="us-gaap_StockRepurchasedDuringPeriodValue" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_StockRepurchasedDuringPeriodValue" xlink:to="us-gaap_StockRepurchasedDuringPeriodValue_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_StockRepurchasedDuringPeriodValue_lbl" xml:lang="en-US">Repurchases of common stock</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StockRepurchasedDuringPeriodShares" xlink:label="us-gaap_StockRepurchasedDuringPeriodShares" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_StockRepurchasedDuringPeriodShares" xlink:to="us-gaap_StockRepurchasedDuringPeriodShares_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_StockRepurchasedDuringPeriodShares_lbl" xml:lang="en-US">Repurchases of common stock, shares</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_PaymentsForRepurchaseOfWarrants" xlink:label="us-gaap_PaymentsForRepurchaseOfWarrants" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_PaymentsForRepurchaseOfWarrants" xlink:to="us-gaap_PaymentsForRepurchaseOfWarrants_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:label="us-gaap_PaymentsForRepurchaseOfWarrants_lbl" xml:lang="en-US">Repurchase of outstanding common stock warrants</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_DividendsCommonStockCash" xlink:label="us-gaap_DividendsCommonStockCash" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_DividendsCommonStockCash" xlink:to="us-gaap_DividendsCommonStockCash_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_DividendsCommonStockCash_lbl" xml:lang="en-US">Cash dividends declared</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_DividendsPreferredStockCash" xlink:label="us-gaap_DividendsPreferredStockCash" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_DividendsPreferredStockCash" xlink:to="us-gaap_DividendsPreferredStockCash_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_DividendsPreferredStockCash_lbl" xml:lang="en-US">Preferred dividends</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_PreferredStockAccretionOfRedemptionDiscount" xlink:label="us-gaap_PreferredStockAccretionOfRedemptionDiscount" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_PreferredStockAccretionOfRedemptionDiscount" xlink:to="us-gaap_PreferredStockAccretionOfRedemptionDiscount_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="us-gaap_PreferredStockAccretionOfRedemptionDiscount_lbl" xml:lang="en-US">Accretion of preferred stock discount</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ExcessTaxBenefitFromShareBasedCompensationFinancingActivities" xlink:label="us-gaap_ExcessTaxBenefitFromShareBasedCompensationFinancingActivities" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_ExcessTaxBenefitFromShareBasedCompensationFinancingActivities" xlink:to="us-gaap_ExcessTaxBenefitFromShareBasedCompensationFinancingActivities_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_ExcessTaxBenefitFromShareBasedCompensationFinancingActivities_lbl" xml:lang="en-US">Tax benefit realized from exercise of nonqualified stock options</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StockIssuedDuringPeriodValueShareBasedCompensation" xlink:label="us-gaap_StockIssuedDuringPeriodValueShareBasedCompensation" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_StockIssuedDuringPeriodValueShareBasedCompensation" xlink:to="us-gaap_StockIssuedDuringPeriodValueShareBasedCompensation_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_StockIssuedDuringPeriodValueShareBasedCompensation_lbl" xml:lang="en-US">Stock-based compensation</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StockIssuedDuringPeriodSharesShareBasedCompensation" xlink:label="us-gaap_StockIssuedDuringPeriodSharesShareBasedCompensation" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_StockIssuedDuringPeriodSharesShareBasedCompensation" xlink:to="us-gaap_StockIssuedDuringPeriodSharesShareBasedCompensation_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_StockIssuedDuringPeriodSharesShareBasedCompensation_lbl" xml:lang="en-US">Stock-based compensation, shares</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent" xlink:to="us-gaap_OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent_2_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent_2_lbl" xml:lang="en-US">Other comprehensive income</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest" xlink:to="us-gaap_StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest_2_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/periodEndLabel" xlink:label="us-gaap_StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest_2_lbl" xml:lang="en-US">Ending balance</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_CommonStockSharesOutstanding" xlink:to="us-gaap_CommonStockSharesOutstanding_3_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/periodEndLabel" xlink:label="us-gaap_CommonStockSharesOutstanding_3_lbl" xml:lang="en-US">Ending balance, shares</link:label>
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_ConsolidatedStatementsOfCashFlowsAbstract" xlink:label="FBP_ConsolidatedStatementsOfCashFlowsAbstract" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_ConsolidatedStatementsOfCashFlowsAbstract" xlink:to="FBP_ConsolidatedStatementsOfCashFlowsAbstract_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="FBP_ConsolidatedStatementsOfCashFlowsAbstract_lbl" xml:lang="en-US">Consolidated Statements Of Cash Flows</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_NetCashProvidedByUsedInOperatingActivitiesAbstract" xlink:label="us-gaap_NetCashProvidedByUsedInOperatingActivitiesAbstract" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_NetCashProvidedByUsedInOperatingActivitiesAbstract" xlink:to="us-gaap_NetCashProvidedByUsedInOperatingActivitiesAbstract_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_NetCashProvidedByUsedInOperatingActivitiesAbstract_lbl" xml:lang="en-US">Cash Flows From Operating Activities</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_AdjustmentsNoncashItemsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract" xlink:label="us-gaap_AdjustmentsNoncashItemsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_AdjustmentsNoncashItemsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract" xlink:to="us-gaap_AdjustmentsNoncashItemsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_AdjustmentsNoncashItemsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract_lbl" xml:lang="en-US">Reconciliation of net income (loss) to net cash provided by operating activities:</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_ProvisionForLoanLeaseAndOtherLosses" xlink:to="us-gaap_ProvisionForLoanLeaseAndOtherLosses_2_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_ProvisionForLoanLeaseAndOtherLosses_2_lbl" xml:lang="en-US">Provision for loan losses</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_AccretionAmortizationOfDiscountsAndPremiumsInvestments" xlink:label="us-gaap_AccretionAmortizationOfDiscountsAndPremiumsInvestments" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_AccretionAmortizationOfDiscountsAndPremiumsInvestments" xlink:to="us-gaap_AccretionAmortizationOfDiscountsAndPremiumsInvestments_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:label="us-gaap_AccretionAmortizationOfDiscountsAndPremiumsInvestments_lbl" xml:lang="en-US">Net security premium amortization</link:label>
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_PurchaseAccountingAccretionAndAmortizationNet" xlink:label="FBP_PurchaseAccountingAccretionAndAmortizationNet" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_PurchaseAccountingAccretionAndAmortizationNet" xlink:to="FBP_PurchaseAccountingAccretionAndAmortizationNet_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:label="FBP_PurchaseAccountingAccretionAndAmortizationNet_lbl" xml:lang="en-US">Purchase accounting accretion and amortization, net</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_GainLossFromAcquisition" xlink:to="FBP_GainLossFromAcquisition_2_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:label="FBP_GainLossFromAcquisition_2_lbl" xml:lang="en-US">Gain from acquisition</link:label>
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_GainsLossesOnSalesOfOtherRealEstateTotal" xlink:label="FBP_GainsLossesOnSalesOfOtherRealEstateTotal" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_GainsLossesOnSalesOfOtherRealEstateTotal" xlink:to="FBP_GainsLossesOnSalesOfOtherRealEstateTotal_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:label="FBP_GainsLossesOnSalesOfOtherRealEstateTotal_lbl" xml:lang="en-US">Foreclosed property losses and write-downs</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_AvailableForSaleSecuritiesGrossRealizedGainLossNet" xlink:label="us-gaap_AvailableForSaleSecuritiesGrossRealizedGainLossNet" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_AvailableForSaleSecuritiesGrossRealizedGainLossNet" xlink:to="us-gaap_AvailableForSaleSecuritiesGrossRealizedGainLossNet_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:label="us-gaap_AvailableForSaleSecuritiesGrossRealizedGainLossNet_lbl" xml:lang="en-US">Gain on securities available for sale</link:label>
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_OtherOperatingGainsLosses" xlink:label="FBP_OtherOperatingGainsLosses" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_OtherOperatingGainsLosses" xlink:to="FBP_OtherOperatingGainsLosses_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:label="FBP_OtherOperatingGainsLosses_lbl" xml:lang="en-US">Other losses (gains)</link:label>
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_IncreaseDecreaseNetDeferredLoanCosts" xlink:label="FBP_IncreaseDecreaseNetDeferredLoanCosts" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_IncreaseDecreaseNetDeferredLoanCosts" xlink:to="FBP_IncreaseDecreaseNetDeferredLoanCosts_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="FBP_IncreaseDecreaseNetDeferredLoanCosts_lbl" xml:lang="en-US">Increase in net deferred loan costs</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_Depreciation" xlink:label="us-gaap_Depreciation" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_Depreciation" xlink:to="us-gaap_Depreciation_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_Depreciation_lbl" xml:lang="en-US">Depreciation of premises and equipment</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ShareBasedCompensation" xlink:label="us-gaap_ShareBasedCompensation" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_ShareBasedCompensation" xlink:to="us-gaap_ShareBasedCompensation_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_ShareBasedCompensation_lbl" xml:lang="en-US">Stock-based compensation expense</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_AmortizationOfIntangibleAssets" xlink:to="us-gaap_AmortizationOfIntangibleAssets_2_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="us-gaap_AmortizationOfIntangibleAssets_2_lbl" xml:lang="en-US">Amortization of intangible assets</link:label>
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_OriginationOfPresoldMortgagesInProcessOfSettlement" xlink:label="FBP_OriginationOfPresoldMortgagesInProcessOfSettlement" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_OriginationOfPresoldMortgagesInProcessOfSettlement" xlink:to="FBP_OriginationOfPresoldMortgagesInProcessOfSettlement_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="FBP_OriginationOfPresoldMortgagesInProcessOfSettlement_lbl" xml:lang="en-US">Origination of presold mortgages in process of settlement</link:label>
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_ProceedsFromSalesOfPresoldMortgagesInProcessOfSettlement" xlink:label="FBP_ProceedsFromSalesOfPresoldMortgagesInProcessOfSettlement" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_ProceedsFromSalesOfPresoldMortgagesInProcessOfSettlement" xlink:to="FBP_ProceedsFromSalesOfPresoldMortgagesInProcessOfSettlement_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="FBP_ProceedsFromSalesOfPresoldMortgagesInProcessOfSettlement_lbl" xml:lang="en-US">Proceeds from sales of presold mortgages in process of settlement</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_IncreaseDecreaseInAccruedInterestReceivableNet" xlink:label="us-gaap_IncreaseDecreaseInAccruedInterestReceivableNet" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_IncreaseDecreaseInAccruedInterestReceivableNet" xlink:to="us-gaap_IncreaseDecreaseInAccruedInterestReceivableNet_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:label="us-gaap_IncreaseDecreaseInAccruedInterestReceivableNet_lbl" xml:lang="en-US">Decrease in accrued interest receivable</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_IncreaseDecreaseInOtherOperatingAssets" xlink:label="us-gaap_IncreaseDecreaseInOtherOperatingAssets" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_IncreaseDecreaseInOtherOperatingAssets" xlink:to="us-gaap_IncreaseDecreaseInOtherOperatingAssets_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:label="us-gaap_IncreaseDecreaseInOtherOperatingAssets_lbl" xml:lang="en-US">Increase in other assets</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_IncreaseDecreaseInInterestPayableNet" xlink:label="us-gaap_IncreaseDecreaseInInterestPayableNet" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_IncreaseDecreaseInInterestPayableNet" xlink:to="us-gaap_IncreaseDecreaseInInterestPayableNet_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_IncreaseDecreaseInInterestPayableNet_lbl" xml:lang="en-US">Decrease in accrued interest payable</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_IncreaseDecreaseInOtherOperatingLiabilities" xlink:label="us-gaap_IncreaseDecreaseInOtherOperatingLiabilities" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_IncreaseDecreaseInOtherOperatingLiabilities" xlink:to="us-gaap_IncreaseDecreaseInOtherOperatingLiabilities_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_IncreaseDecreaseInOtherOperatingLiabilities_lbl" xml:lang="en-US">Increase (decrease) in other liabilities</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_NetCashProvidedByUsedInOperatingActivities" xlink:label="us-gaap_NetCashProvidedByUsedInOperatingActivities" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_NetCashProvidedByUsedInOperatingActivities" xlink:to="us-gaap_NetCashProvidedByUsedInOperatingActivities_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="us-gaap_NetCashProvidedByUsedInOperatingActivities_lbl" xml:lang="en-US">Net cash provided by operating activities</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_NetCashProvidedByUsedInInvestingActivitiesAbstract" xlink:label="us-gaap_NetCashProvidedByUsedInInvestingActivitiesAbstract" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_NetCashProvidedByUsedInInvestingActivitiesAbstract" xlink:to="us-gaap_NetCashProvidedByUsedInInvestingActivitiesAbstract_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_NetCashProvidedByUsedInInvestingActivitiesAbstract_lbl" xml:lang="en-US">Cash Flows From Investing Activities</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_PaymentsToAcquireAvailableForSaleSecurities" xlink:label="us-gaap_PaymentsToAcquireAvailableForSaleSecurities" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_PaymentsToAcquireAvailableForSaleSecurities" xlink:to="us-gaap_PaymentsToAcquireAvailableForSaleSecurities_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:label="us-gaap_PaymentsToAcquireAvailableForSaleSecurities_lbl" xml:lang="en-US">Purchases of securities available for sale</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_PaymentsToAcquireHeldToMaturitySecurities" xlink:label="us-gaap_PaymentsToAcquireHeldToMaturitySecurities" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_PaymentsToAcquireHeldToMaturitySecurities" xlink:to="us-gaap_PaymentsToAcquireHeldToMaturitySecurities_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:label="us-gaap_PaymentsToAcquireHeldToMaturitySecurities_lbl" xml:lang="en-US">Purchases of securities held to maturity</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ProceedsFromSaleOfAvailableForSaleSecurities" xlink:label="us-gaap_ProceedsFromSaleOfAvailableForSaleSecurities" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_ProceedsFromSaleOfAvailableForSaleSecurities" xlink:to="us-gaap_ProceedsFromSaleOfAvailableForSaleSecurities_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_ProceedsFromSaleOfAvailableForSaleSecurities_lbl" xml:lang="en-US">Proceeds from sales of securities available for sale</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ProceedsFromMaturitiesPrepaymentsAndCallsOfAvailableForSaleSecurities" xlink:label="us-gaap_ProceedsFromMaturitiesPrepaymentsAndCallsOfAvailableForSaleSecurities" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_ProceedsFromMaturitiesPrepaymentsAndCallsOfAvailableForSaleSecurities" xlink:to="us-gaap_ProceedsFromMaturitiesPrepaymentsAndCallsOfAvailableForSaleSecurities_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_ProceedsFromMaturitiesPrepaymentsAndCallsOfAvailableForSaleSecurities_lbl" xml:lang="en-US">Proceeds from maturities/issuer calls of securities available for sale</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ProceedsFromMaturitiesPrepaymentsAndCallsOfHeldToMaturitySecurities" xlink:label="us-gaap_ProceedsFromMaturitiesPrepaymentsAndCallsOfHeldToMaturitySecurities" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_ProceedsFromMaturitiesPrepaymentsAndCallsOfHeldToMaturitySecurities" xlink:to="us-gaap_ProceedsFromMaturitiesPrepaymentsAndCallsOfHeldToMaturitySecurities_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_ProceedsFromMaturitiesPrepaymentsAndCallsOfHeldToMaturitySecurities_lbl" xml:lang="en-US">Proceeds from maturities/issuer calls of securities held to maturity</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_PaymentsToAcquireLifeInsurancePolicies" xlink:label="us-gaap_PaymentsToAcquireLifeInsurancePolicies" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_PaymentsToAcquireLifeInsurancePolicies" xlink:to="us-gaap_PaymentsToAcquireLifeInsurancePolicies_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:label="us-gaap_PaymentsToAcquireLifeInsurancePolicies_lbl" xml:lang="en-US">Purchase of bank-owned life insurance</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_PaymentsForProceedsFromLoansAndLeases" xlink:label="us-gaap_PaymentsForProceedsFromLoansAndLeases" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_PaymentsForProceedsFromLoansAndLeases" xlink:to="us-gaap_PaymentsForProceedsFromLoansAndLeases_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:label="us-gaap_PaymentsForProceedsFromLoansAndLeases_lbl" xml:lang="en-US">Net (increase) decrease in loans</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_FDICIndemnificationAssetCashPaymentsReceived" xlink:label="us-gaap_FDICIndemnificationAssetCashPaymentsReceived" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_FDICIndemnificationAssetCashPaymentsReceived" xlink:to="us-gaap_FDICIndemnificationAssetCashPaymentsReceived_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:label="us-gaap_FDICIndemnificationAssetCashPaymentsReceived_lbl" xml:lang="en-US">Proceeds from FDIC loss share agreements</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ProceedsFromSaleOfOtherRealEstate" xlink:label="us-gaap_ProceedsFromSaleOfOtherRealEstate" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_ProceedsFromSaleOfOtherRealEstate" xlink:to="us-gaap_ProceedsFromSaleOfOtherRealEstate_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_ProceedsFromSaleOfOtherRealEstate_lbl" xml:lang="en-US">Proceeds from sales of foreclosed real estate</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_PaymentsToAcquirePropertyPlantAndEquipment" xlink:label="us-gaap_PaymentsToAcquirePropertyPlantAndEquipment" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_PaymentsToAcquirePropertyPlantAndEquipment" xlink:to="us-gaap_PaymentsToAcquirePropertyPlantAndEquipment_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:label="us-gaap_PaymentsToAcquirePropertyPlantAndEquipment_lbl" xml:lang="en-US">Purchases of premises and equipment</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_CashAcquiredFromAcquisition" xlink:label="us-gaap_CashAcquiredFromAcquisition" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_CashAcquiredFromAcquisition" xlink:to="us-gaap_CashAcquiredFromAcquisition_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_CashAcquiredFromAcquisition_lbl" xml:lang="en-US">Net cash received (paid) in acquisition</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_NetCashProvidedByUsedInInvestingActivities" xlink:label="us-gaap_NetCashProvidedByUsedInInvestingActivities" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_NetCashProvidedByUsedInInvestingActivities" xlink:to="us-gaap_NetCashProvidedByUsedInInvestingActivities_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="us-gaap_NetCashProvidedByUsedInInvestingActivities_lbl" xml:lang="en-US">Net cash provided by investing activities</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_NetCashProvidedByUsedInFinancingActivitiesAbstract" xlink:label="us-gaap_NetCashProvidedByUsedInFinancingActivitiesAbstract" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_NetCashProvidedByUsedInFinancingActivitiesAbstract" xlink:to="us-gaap_NetCashProvidedByUsedInFinancingActivitiesAbstract_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_NetCashProvidedByUsedInFinancingActivitiesAbstract_lbl" xml:lang="en-US">Cash Flows From Financing Activities</link:label>
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_IncreaseDecreaseInDepositsAndRepurchaseAgreements" xlink:label="FBP_IncreaseDecreaseInDepositsAndRepurchaseAgreements" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_IncreaseDecreaseInDepositsAndRepurchaseAgreements" xlink:to="FBP_IncreaseDecreaseInDepositsAndRepurchaseAgreements_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="FBP_IncreaseDecreaseInDepositsAndRepurchaseAgreements_lbl" xml:lang="en-US">Net increase (decrease) in deposits and repurchase agreements</link:label>
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_ProceedsFromRepaymentsOfBorrowings" xlink:label="FBP_ProceedsFromRepaymentsOfBorrowings" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_ProceedsFromRepaymentsOfBorrowings" xlink:to="FBP_ProceedsFromRepaymentsOfBorrowings_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="FBP_ProceedsFromRepaymentsOfBorrowings_lbl" xml:lang="en-US">Proceeds from (repayments of) borrowings, net</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_PaymentsOfDividendsCommonStock" xlink:label="us-gaap_PaymentsOfDividendsCommonStock" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_PaymentsOfDividendsCommonStock" xlink:to="us-gaap_PaymentsOfDividendsCommonStock_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:label="us-gaap_PaymentsOfDividendsCommonStock_lbl" xml:lang="en-US">Cash dividends paid - common stock</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_PaymentsOfDividendsPreferredStockAndPreferenceStock" xlink:label="us-gaap_PaymentsOfDividendsPreferredStockAndPreferenceStock" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_PaymentsOfDividendsPreferredStockAndPreferenceStock" xlink:to="us-gaap_PaymentsOfDividendsPreferredStockAndPreferenceStock_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:label="us-gaap_PaymentsOfDividendsPreferredStockAndPreferenceStock_lbl" xml:lang="en-US">Cash dividends paid - preferred stock</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ProceedsFromIssuanceOfPreferredStockAndPreferenceStock" xlink:label="us-gaap_ProceedsFromIssuanceOfPreferredStockAndPreferenceStock" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_ProceedsFromIssuanceOfPreferredStockAndPreferenceStock" xlink:to="us-gaap_ProceedsFromIssuanceOfPreferredStockAndPreferenceStock_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_ProceedsFromIssuanceOfPreferredStockAndPreferenceStock_lbl" xml:lang="en-US">Proceeds from issuance of preferred stock</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ProceedsFromIssuanceOfCommonStock" xlink:label="us-gaap_ProceedsFromIssuanceOfCommonStock" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_ProceedsFromIssuanceOfCommonStock" xlink:to="us-gaap_ProceedsFromIssuanceOfCommonStock_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_ProceedsFromIssuanceOfCommonStock_lbl" xml:lang="en-US">Proceeds from issuance of common stock</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_PaymentsForRepurchaseOfRedeemablePreferredStock" xlink:label="us-gaap_PaymentsForRepurchaseOfRedeemablePreferredStock" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_PaymentsForRepurchaseOfRedeemablePreferredStock" xlink:to="us-gaap_PaymentsForRepurchaseOfRedeemablePreferredStock_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:label="us-gaap_PaymentsForRepurchaseOfRedeemablePreferredStock_lbl" xml:lang="en-US">Redemption of preferred stock</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_PaymentsForRepurchaseOfCommonStock" xlink:label="us-gaap_PaymentsForRepurchaseOfCommonStock" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_PaymentsForRepurchaseOfCommonStock" xlink:to="us-gaap_PaymentsForRepurchaseOfCommonStock_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:label="us-gaap_PaymentsForRepurchaseOfCommonStock_lbl" xml:lang="en-US">Repurchase of common stock</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_PaymentsForRepurchaseOfWarrants" xlink:to="us-gaap_PaymentsForRepurchaseOfWarrants_2_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/negatedTerseLabel" xlink:label="us-gaap_PaymentsForRepurchaseOfWarrants_2_lbl" xml:lang="en-US">Repurchase of common stock warrants</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_ExcessTaxBenefitFromShareBasedCompensationFinancingActivities" xlink:to="us-gaap_ExcessTaxBenefitFromShareBasedCompensationFinancingActivities_2_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="us-gaap_ExcessTaxBenefitFromShareBasedCompensationFinancingActivities_2_lbl" xml:lang="en-US">Tax benefit from exercise of nonqualified stock options</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_NetCashProvidedByUsedInFinancingActivities" xlink:label="us-gaap_NetCashProvidedByUsedInFinancingActivities" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_NetCashProvidedByUsedInFinancingActivities" xlink:to="us-gaap_NetCashProvidedByUsedInFinancingActivities_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="us-gaap_NetCashProvidedByUsedInFinancingActivities_lbl" xml:lang="en-US">Net cash used by financing activities</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_CashAndCashEquivalentsPeriodIncreaseDecrease" xlink:label="us-gaap_CashAndCashEquivalentsPeriodIncreaseDecrease" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_CashAndCashEquivalentsPeriodIncreaseDecrease" xlink:to="us-gaap_CashAndCashEquivalentsPeriodIncreaseDecrease_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_CashAndCashEquivalentsPeriodIncreaseDecrease_lbl" xml:lang="en-US">Increase (decrease) in Cash and Cash Equivalents</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_CashAndCashEquivalentsAtCarryingValue" xlink:label="us-gaap_CashAndCashEquivalentsAtCarryingValue" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_CashAndCashEquivalentsAtCarryingValue" xlink:to="us-gaap_CashAndCashEquivalentsAtCarryingValue_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/periodStartLabel" xlink:label="us-gaap_CashAndCashEquivalentsAtCarryingValue_lbl" xml:lang="en-US">Cash and cash equivalents, beginning of Year</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_CashAndCashEquivalentsAtCarryingValue" xlink:to="us-gaap_CashAndCashEquivalentsAtCarryingValue_2_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/periodEndLabel" xlink:label="us-gaap_CashAndCashEquivalentsAtCarryingValue_2_lbl" xml:lang="en-US">Cash and cash equivalents, end of Year</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_SupplementalCashFlowElementsAbstract" xlink:label="us-gaap_SupplementalCashFlowElementsAbstract" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_SupplementalCashFlowElementsAbstract" xlink:to="us-gaap_SupplementalCashFlowElementsAbstract_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_SupplementalCashFlowElementsAbstract_lbl" xml:lang="en-US">Supplemental Disclosures of Cash Flow Information:</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_InterestPaid" xlink:label="us-gaap_InterestPaid" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_InterestPaid" xlink:to="us-gaap_InterestPaid_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_InterestPaid_lbl" xml:lang="en-US">Cash paid during the period for interest</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_IncomeTaxesPaidNet" xlink:label="us-gaap_IncomeTaxesPaidNet" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_IncomeTaxesPaidNet" xlink:to="us-gaap_IncomeTaxesPaidNet_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_IncomeTaxesPaidNet_lbl" xml:lang="en-US">Cash paid during the period for income taxes</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_CashFlowNoncashInvestingAndFinancingActivitiesDisclosureAbstract" xlink:label="us-gaap_CashFlowNoncashInvestingAndFinancingActivitiesDisclosureAbstract" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_CashFlowNoncashInvestingAndFinancingActivitiesDisclosureAbstract" xlink:to="us-gaap_CashFlowNoncashInvestingAndFinancingActivitiesDisclosureAbstract_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_CashFlowNoncashInvestingAndFinancingActivitiesDisclosureAbstract_lbl" xml:lang="en-US">Non-cash investing and financing transactions:</link:label>
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_ForeclosedLoansTransferredToForeclosedRealEstate" xlink:label="FBP_ForeclosedLoansTransferredToForeclosedRealEstate" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_ForeclosedLoansTransferredToForeclosedRealEstate" xlink:to="FBP_ForeclosedLoansTransferredToForeclosedRealEstate_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="FBP_ForeclosedLoansTransferredToForeclosedRealEstate_lbl" xml:lang="en-US">Foreclosed loans transferred to foreclosed real estate</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_TransferOfPortfolioLoansAndLeasesToHeldForSale1" xlink:label="us-gaap_TransferOfPortfolioLoansAndLeasesToHeldForSale1" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_TransferOfPortfolioLoansAndLeasesToHeldForSale1" xlink:to="us-gaap_TransferOfPortfolioLoansAndLeasesToHeldForSale1_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_TransferOfPortfolioLoansAndLeasesToHeldForSale1_lbl" xml:lang="en-US">Loans transferred to loans held-for-sale (at liquidation value)</link:label>
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_UnrealizedGainLossOnSecuritiesAvailableForSaleNetOfTaxes" xlink:label="FBP_UnrealizedGainLossOnSecuritiesAvailableForSaleNetOfTaxes" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_UnrealizedGainLossOnSecuritiesAvailableForSaleNetOfTaxes" xlink:to="FBP_UnrealizedGainLossOnSecuritiesAvailableForSaleNetOfTaxes_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="FBP_UnrealizedGainLossOnSecuritiesAvailableForSaleNetOfTaxes_lbl" xml:lang="en-US">Unrealized gain on securities available for sale, net of taxes</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_AccountingPoliciesAbstract" xlink:label="us-gaap_AccountingPoliciesAbstract" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_AccountingPoliciesAbstract" xlink:to="us-gaap_AccountingPoliciesAbstract_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_AccountingPoliciesAbstract_lbl" xml:lang="en-US">Accounting Policies [Abstract]</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_SignificantAccountingPoliciesTextBlock" xlink:label="us-gaap_SignificantAccountingPoliciesTextBlock" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_SignificantAccountingPoliciesTextBlock" xlink:to="us-gaap_SignificantAccountingPoliciesTextBlock_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_SignificantAccountingPoliciesTextBlock_lbl" xml:lang="en-US">Summary of Significant Accounting Policies</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_BusinessCombinationsAbstract" xlink:label="us-gaap_BusinessCombinationsAbstract" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_BusinessCombinationsAbstract" xlink:to="us-gaap_BusinessCombinationsAbstract_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_BusinessCombinationsAbstract_lbl" xml:lang="en-US">Business Combinations [Abstract]</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_BusinessCombinationDisclosureTextBlock" xlink:label="us-gaap_BusinessCombinationDisclosureTextBlock" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_BusinessCombinationDisclosureTextBlock" xlink:to="us-gaap_BusinessCombinationDisclosureTextBlock_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_BusinessCombinationDisclosureTextBlock_lbl" xml:lang="en-US">Acquisitions</link:label>
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_SecuritiesAbstract" xlink:label="FBP_SecuritiesAbstract" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_SecuritiesAbstract" xlink:to="FBP_SecuritiesAbstract_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="FBP_SecuritiesAbstract_lbl" xml:lang="en-US">Securities</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_InvestmentsInDebtAndMarketableEquitySecuritiesAndCertainTradingAssetsDisclosureTextBlock" xlink:label="us-gaap_InvestmentsInDebtAndMarketableEquitySecuritiesAndCertainTradingAssetsDisclosureTextBlock" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_InvestmentsInDebtAndMarketableEquitySecuritiesAndCertainTradingAssetsDisclosureTextBlock" xlink:to="us-gaap_InvestmentsInDebtAndMarketableEquitySecuritiesAndCertainTradingAssetsDisclosureTextBlock_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="us-gaap_InvestmentsInDebtAndMarketableEquitySecuritiesAndCertainTradingAssetsDisclosureTextBlock_lbl" xml:lang="en-US">Securities</link:label>
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_LoansAndAssetQualityInformationAbstract" xlink:label="FBP_LoansAndAssetQualityInformationAbstract" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_LoansAndAssetQualityInformationAbstract" xlink:to="FBP_LoansAndAssetQualityInformationAbstract_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="FBP_LoansAndAssetQualityInformationAbstract_lbl" xml:lang="en-US">Loans And Asset Quality Information</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_FinancingReceivablesTextBlock" xlink:label="us-gaap_FinancingReceivablesTextBlock" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_FinancingReceivablesTextBlock" xlink:to="us-gaap_FinancingReceivablesTextBlock_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_FinancingReceivablesTextBlock_lbl" xml:lang="en-US">Loans and Asset Quality Information Part I</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_PropertyPlantAndEquipmentAbstract" xlink:label="us-gaap_PropertyPlantAndEquipmentAbstract" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_PropertyPlantAndEquipmentAbstract" xlink:to="us-gaap_PropertyPlantAndEquipmentAbstract_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_PropertyPlantAndEquipmentAbstract_lbl" xml:lang="en-US">Property, Plant and Equipment [Abstract]</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_PropertyPlantAndEquipmentDisclosureTextBlock" xlink:label="us-gaap_PropertyPlantAndEquipmentDisclosureTextBlock" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_PropertyPlantAndEquipmentDisclosureTextBlock" xlink:to="us-gaap_PropertyPlantAndEquipmentDisclosureTextBlock_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_PropertyPlantAndEquipmentDisclosureTextBlock_lbl" xml:lang="en-US">Premises and Equipment</link:label>
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_FdicIndemnificationAssetAbstract" xlink:label="FBP_FdicIndemnificationAssetAbstract" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_FdicIndemnificationAssetAbstract" xlink:to="FBP_FdicIndemnificationAssetAbstract_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="FBP_FdicIndemnificationAssetAbstract_lbl" xml:lang="en-US">Fdic Indemnification Asset</link:label>
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_FdicIndemnificationAssetTextBlock" xlink:label="FBP_FdicIndemnificationAssetTextBlock" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_FdicIndemnificationAssetTextBlock" xlink:to="FBP_FdicIndemnificationAssetTextBlock_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="FBP_FdicIndemnificationAssetTextBlock_lbl" xml:lang="en-US">FDIC Indemnification Asset</link:label>
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_GoodwillAndOtherIntangibleAssetsAbstract" xlink:label="FBP_GoodwillAndOtherIntangibleAssetsAbstract" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_GoodwillAndOtherIntangibleAssetsAbstract" xlink:to="FBP_GoodwillAndOtherIntangibleAssetsAbstract_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="FBP_GoodwillAndOtherIntangibleAssetsAbstract_lbl" xml:lang="en-US">Goodwill And Other Intangible Assets</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_GoodwillAndIntangibleAssetsDisclosureTextBlock" xlink:label="us-gaap_GoodwillAndIntangibleAssetsDisclosureTextBlock" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_GoodwillAndIntangibleAssetsDisclosureTextBlock" xlink:to="us-gaap_GoodwillAndIntangibleAssetsDisclosureTextBlock_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_GoodwillAndIntangibleAssetsDisclosureTextBlock_lbl" xml:lang="en-US">Goodwill and Other Intangible Assets</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_IncomeTaxDisclosureAbstract" xlink:label="us-gaap_IncomeTaxDisclosureAbstract" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_IncomeTaxDisclosureAbstract" xlink:to="us-gaap_IncomeTaxDisclosureAbstract_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_IncomeTaxDisclosureAbstract_lbl" xml:lang="en-US">Income Tax Disclosure [Abstract]</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_IncomeTaxDisclosureTextBlock" xlink:label="us-gaap_IncomeTaxDisclosureTextBlock" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_IncomeTaxDisclosureTextBlock" xlink:to="us-gaap_IncomeTaxDisclosureTextBlock_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_IncomeTaxDisclosureTextBlock_lbl" xml:lang="en-US">Income Taxes</link:label>
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_NotesToFinancialStatementsAbstract" xlink:label="FBP_NotesToFinancialStatementsAbstract" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_NotesToFinancialStatementsAbstract" xlink:to="FBP_NotesToFinancialStatementsAbstract_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="FBP_NotesToFinancialStatementsAbstract_lbl" xml:lang="en-US">Notes to Financial Statements</link:label>
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_TimeDepositsSecuritiesSoldUnderAgreementsToRepurchaseAndRelatedPartyDepositsTextBlock" xlink:label="FBP_TimeDepositsSecuritiesSoldUnderAgreementsToRepurchaseAndRelatedPartyDepositsTextBlock" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_TimeDepositsSecuritiesSoldUnderAgreementsToRepurchaseAndRelatedPartyDepositsTextBlock" xlink:to="FBP_TimeDepositsSecuritiesSoldUnderAgreementsToRepurchaseAndRelatedPartyDepositsTextBlock_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="FBP_TimeDepositsSecuritiesSoldUnderAgreementsToRepurchaseAndRelatedPartyDepositsTextBlock_lbl" xml:lang="en-US">Time Deposits, Securities Sold Under Agreements to Repurchase, and Related Party Deposits</link:label>
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_BorrowingsAndBorrowingsAvailabilityTextBlock" xlink:label="FBP_BorrowingsAndBorrowingsAvailabilityTextBlock" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_BorrowingsAndBorrowingsAvailabilityTextBlock" xlink:to="FBP_BorrowingsAndBorrowingsAvailabilityTextBlock_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="FBP_BorrowingsAndBorrowingsAvailabilityTextBlock_lbl" xml:lang="en-US">Borrowings and Borrowings Availability</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_LeasesAbstract" xlink:label="us-gaap_LeasesAbstract" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_LeasesAbstract" xlink:to="us-gaap_LeasesAbstract_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_LeasesAbstract_lbl" xml:lang="en-US">Leases [Abstract]</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_LeasesOfLesseeDisclosureTextBlock" xlink:label="us-gaap_LeasesOfLesseeDisclosureTextBlock" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_LeasesOfLesseeDisclosureTextBlock" xlink:to="us-gaap_LeasesOfLesseeDisclosureTextBlock_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_LeasesOfLesseeDisclosureTextBlock_lbl" xml:lang="en-US">Leases</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_CompensationAndRetirementDisclosureAbstract" xlink:label="us-gaap_CompensationAndRetirementDisclosureAbstract" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_CompensationAndRetirementDisclosureAbstract" xlink:to="us-gaap_CompensationAndRetirementDisclosureAbstract_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_CompensationAndRetirementDisclosureAbstract_lbl" xml:lang="en-US">Compensation and Retirement Disclosure [Abstract]</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_PensionAndOtherPostretirementBenefitsDisclosureTextBlock" xlink:label="us-gaap_PensionAndOtherPostretirementBenefitsDisclosureTextBlock" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_PensionAndOtherPostretirementBenefitsDisclosureTextBlock" xlink:to="us-gaap_PensionAndOtherPostretirementBenefitsDisclosureTextBlock_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_PensionAndOtherPostretirementBenefitsDisclosureTextBlock_lbl" xml:lang="en-US">Employee Benefit Plans</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_CommitmentsAndContingenciesDisclosureAbstract" xlink:label="us-gaap_CommitmentsAndContingenciesDisclosureAbstract" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_CommitmentsAndContingenciesDisclosureAbstract" xlink:to="us-gaap_CommitmentsAndContingenciesDisclosureAbstract_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_CommitmentsAndContingenciesDisclosureAbstract_lbl" xml:lang="en-US">Commitments and Contingencies Disclosure [Abstract]</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_CommitmentsAndContingenciesDisclosureTextBlock" xlink:label="us-gaap_CommitmentsAndContingenciesDisclosureTextBlock" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_CommitmentsAndContingenciesDisclosureTextBlock" xlink:to="us-gaap_CommitmentsAndContingenciesDisclosureTextBlock_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_CommitmentsAndContingenciesDisclosureTextBlock_lbl" xml:lang="en-US">Commitments, Contingencies, and Concentrations of Credit Risk</link:label>
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_FairValueDisclosureAbstract" xlink:label="FBP_FairValueDisclosureAbstract" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_FairValueDisclosureAbstract" xlink:to="FBP_FairValueDisclosureAbstract_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="FBP_FairValueDisclosureAbstract_lbl" xml:lang="en-US">Fair Value</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_FairValueDisclosuresTextBlock" xlink:label="us-gaap_FairValueDisclosuresTextBlock" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_FairValueDisclosuresTextBlock" xlink:to="us-gaap_FairValueDisclosuresTextBlock_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="us-gaap_FairValueDisclosuresTextBlock_lbl" xml:lang="en-US">Fair Value</link:label>
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_EquitybasedCompensationPlansAbstract" xlink:label="FBP_EquitybasedCompensationPlansAbstract" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_EquitybasedCompensationPlansAbstract" xlink:to="FBP_EquitybasedCompensationPlansAbstract_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="FBP_EquitybasedCompensationPlansAbstract_lbl" xml:lang="en-US">Equity-Based Compensation Plans</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_DisclosureOfCompensationRelatedCostsShareBasedPaymentsTextBlock" xlink:label="us-gaap_DisclosureOfCompensationRelatedCostsShareBasedPaymentsTextBlock" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_DisclosureOfCompensationRelatedCostsShareBasedPaymentsTextBlock" xlink:to="us-gaap_DisclosureOfCompensationRelatedCostsShareBasedPaymentsTextBlock_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="us-gaap_DisclosureOfCompensationRelatedCostsShareBasedPaymentsTextBlock_lbl" xml:lang="en-US">Equity-Based Compensation Plans</link:label>
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_RegulatoryRestrictionsTextBlock" xlink:label="FBP_RegulatoryRestrictionsTextBlock" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_RegulatoryRestrictionsTextBlock" xlink:to="FBP_RegulatoryRestrictionsTextBlock_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="FBP_RegulatoryRestrictionsTextBlock_lbl" xml:lang="en-US">Regulatory Restrictions</link:label>
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_SupplementaryIncomeStatementInformationTextBlock" xlink:label="FBP_SupplementaryIncomeStatementInformationTextBlock" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_SupplementaryIncomeStatementInformationTextBlock" xlink:to="FBP_SupplementaryIncomeStatementInformationTextBlock_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="FBP_SupplementaryIncomeStatementInformationTextBlock_lbl" xml:lang="en-US">Supplementary Income Statement Information</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_CondensedFinancialInformationOfParentCompanyOnlyDisclosureAbstract" xlink:label="us-gaap_CondensedFinancialInformationOfParentCompanyOnlyDisclosureAbstract" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_CondensedFinancialInformationOfParentCompanyOnlyDisclosureAbstract" xlink:to="us-gaap_CondensedFinancialInformationOfParentCompanyOnlyDisclosureAbstract_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_CondensedFinancialInformationOfParentCompanyOnlyDisclosureAbstract_lbl" xml:lang="en-US">Condensed Financial Information of Parent Company Only Disclosure [Abstract]</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_CondensedFinancialInformationOfParentCompanyOnlyDisclosureTextBlock" xlink:label="us-gaap_CondensedFinancialInformationOfParentCompanyOnlyDisclosureTextBlock" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_CondensedFinancialInformationOfParentCompanyOnlyDisclosureTextBlock" xlink:to="us-gaap_CondensedFinancialInformationOfParentCompanyOnlyDisclosureTextBlock_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_CondensedFinancialInformationOfParentCompanyOnlyDisclosureTextBlock_lbl" xml:lang="en-US">Condensed Parent Company Information</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_EquityAbstract" xlink:label="us-gaap_EquityAbstract" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_EquityAbstract" xlink:to="us-gaap_EquityAbstract_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_EquityAbstract_lbl" xml:lang="en-US">Equity [Abstract]</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StockholdersEquityNoteDisclosureTextBlock" xlink:label="us-gaap_StockholdersEquityNoteDisclosureTextBlock" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_StockholdersEquityNoteDisclosureTextBlock" xlink:to="us-gaap_StockholdersEquityNoteDisclosureTextBlock_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_StockholdersEquityNoteDisclosureTextBlock_lbl" xml:lang="en-US">Shareholders Equity Transactions</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_SubsequentEventsAbstract" xlink:label="us-gaap_SubsequentEventsAbstract" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_SubsequentEventsAbstract" xlink:to="us-gaap_SubsequentEventsAbstract_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_SubsequentEventsAbstract_lbl" xml:lang="en-US">Subsequent Events [Abstract]</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_SubsequentEventsTextBlock" xlink:label="us-gaap_SubsequentEventsTextBlock" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_SubsequentEventsTextBlock" xlink:to="us-gaap_SubsequentEventsTextBlock_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="us-gaap_SubsequentEventsTextBlock_lbl" xml:lang="en-US">Subsequent Event</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_BasisOfAccountingPolicyPolicyTextBlock" xlink:label="us-gaap_BasisOfAccountingPolicyPolicyTextBlock" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_BasisOfAccountingPolicyPolicyTextBlock" xlink:to="us-gaap_BasisOfAccountingPolicyPolicyTextBlock_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_BasisOfAccountingPolicyPolicyTextBlock_lbl" xml:lang="en-US">Basis of Presentation</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_CashAndCashEquivalentsPolicyTextBlock" xlink:label="us-gaap_CashAndCashEquivalentsPolicyTextBlock" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_CashAndCashEquivalentsPolicyTextBlock" xlink:to="us-gaap_CashAndCashEquivalentsPolicyTextBlock_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_CashAndCashEquivalentsPolicyTextBlock_lbl" xml:lang="en-US">Cash and Cash Equivalents</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_InvestmentPolicyTextBlock" xlink:label="us-gaap_InvestmentPolicyTextBlock" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_InvestmentPolicyTextBlock" xlink:to="us-gaap_InvestmentPolicyTextBlock_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="us-gaap_InvestmentPolicyTextBlock_lbl" xml:lang="en-US">Securities</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_PropertyPlantAndEquipmentPolicyTextBlock" xlink:label="us-gaap_PropertyPlantAndEquipmentPolicyTextBlock" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_PropertyPlantAndEquipmentPolicyTextBlock" xlink:to="us-gaap_PropertyPlantAndEquipmentPolicyTextBlock_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="us-gaap_PropertyPlantAndEquipmentPolicyTextBlock_lbl" xml:lang="en-US">Premises and Equipment</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_FinanceLoansAndLeasesReceivablePolicy" xlink:label="us-gaap_FinanceLoansAndLeasesReceivablePolicy" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_FinanceLoansAndLeasesReceivablePolicy" xlink:to="us-gaap_FinanceLoansAndLeasesReceivablePolicy_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_FinanceLoansAndLeasesReceivablePolicy_lbl" xml:lang="en-US">Loans</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_LoansAndLeasesReceivableMortgageBankingActivitiesPolicy" xlink:label="us-gaap_LoansAndLeasesReceivableMortgageBankingActivitiesPolicy" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_LoansAndLeasesReceivableMortgageBankingActivitiesPolicy" xlink:to="us-gaap_LoansAndLeasesReceivableMortgageBankingActivitiesPolicy_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_LoansAndLeasesReceivableMortgageBankingActivitiesPolicy_lbl" xml:lang="en-US">Presold Mortgages in Process of Settlement and Loans Held for Sale</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_LoansAndLeasesReceivableAllowanceForLoanLossesPolicy" xlink:label="us-gaap_LoansAndLeasesReceivableAllowanceForLoanLossesPolicy" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_LoansAndLeasesReceivableAllowanceForLoanLossesPolicy" xlink:to="us-gaap_LoansAndLeasesReceivableAllowanceForLoanLossesPolicy_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_LoansAndLeasesReceivableAllowanceForLoanLossesPolicy_lbl" xml:lang="en-US">Allowance for Loan Losses</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_FinanceLoanAndLeaseReceivablesHeldForInvestmentsForeclosedAssetsPolicy" xlink:label="us-gaap_FinanceLoanAndLeaseReceivablesHeldForInvestmentsForeclosedAssetsPolicy" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_FinanceLoanAndLeaseReceivablesHeldForInvestmentsForeclosedAssetsPolicy" xlink:to="us-gaap_FinanceLoanAndLeaseReceivablesHeldForInvestmentsForeclosedAssetsPolicy_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_FinanceLoanAndLeaseReceivablesHeldForInvestmentsForeclosedAssetsPolicy_lbl" xml:lang="en-US">Foreclosed Real Estate</link:label>
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_FdicIndemnificationAssetPolicyTextBlock" xlink:label="FBP_FdicIndemnificationAssetPolicyTextBlock" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_FdicIndemnificationAssetPolicyTextBlock" xlink:to="FBP_FdicIndemnificationAssetPolicyTextBlock_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="FBP_FdicIndemnificationAssetPolicyTextBlock_lbl" xml:lang="en-US">FDIC Indemnification Asset</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_IncomeTaxPolicyTextBlock" xlink:label="us-gaap_IncomeTaxPolicyTextBlock" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_IncomeTaxPolicyTextBlock" xlink:to="us-gaap_IncomeTaxPolicyTextBlock_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="us-gaap_IncomeTaxPolicyTextBlock_lbl" xml:lang="en-US">Income Taxes</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_IntangibleAssetsFiniteLivedPolicy" xlink:label="us-gaap_IntangibleAssetsFiniteLivedPolicy" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_IntangibleAssetsFiniteLivedPolicy" xlink:to="us-gaap_IntangibleAssetsFiniteLivedPolicy_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_IntangibleAssetsFiniteLivedPolicy_lbl" xml:lang="en-US">Intangible Assets</link:label>
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_BankownedLifeInsurancePolicyTextBlock" xlink:label="FBP_BankownedLifeInsurancePolicyTextBlock" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_BankownedLifeInsurancePolicyTextBlock" xlink:to="FBP_BankownedLifeInsurancePolicyTextBlock_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="FBP_BankownedLifeInsurancePolicyTextBlock_lbl" xml:lang="en-US">Bank-owned life insurance</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_SecuritiesOwnedNotReadilyMarketablePolicy" xlink:label="us-gaap_SecuritiesOwnedNotReadilyMarketablePolicy" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_SecuritiesOwnedNotReadilyMarketablePolicy" xlink:to="us-gaap_SecuritiesOwnedNotReadilyMarketablePolicy_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_SecuritiesOwnedNotReadilyMarketablePolicy_lbl" xml:lang="en-US">Other Investments</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ShareBasedCompensationOptionAndIncentivePlansPolicy" xlink:label="us-gaap_ShareBasedCompensationOptionAndIncentivePlansPolicy" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_ShareBasedCompensationOptionAndIncentivePlansPolicy" xlink:to="us-gaap_ShareBasedCompensationOptionAndIncentivePlansPolicy_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_ShareBasedCompensationOptionAndIncentivePlansPolicy_lbl" xml:lang="en-US">Stock Option Plan</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_EarningsPerSharePolicyTextBlock" xlink:label="us-gaap_EarningsPerSharePolicyTextBlock" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_EarningsPerSharePolicyTextBlock" xlink:to="us-gaap_EarningsPerSharePolicyTextBlock_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_EarningsPerSharePolicyTextBlock_lbl" xml:lang="en-US">Per Share Amounts</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_FairValueOfFinancialInstrumentsPolicy" xlink:label="us-gaap_FairValueOfFinancialInstrumentsPolicy" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_FairValueOfFinancialInstrumentsPolicy" xlink:to="us-gaap_FairValueOfFinancialInstrumentsPolicy_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_FairValueOfFinancialInstrumentsPolicy_lbl" xml:lang="en-US">Fair Value of Financial Instruments</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ImpairmentOrDisposalOfLongLivedAssetsIncludingIntangibleAssetsPolicyPolicyTextBlock" xlink:label="us-gaap_ImpairmentOrDisposalOfLongLivedAssetsIncludingIntangibleAssetsPolicyPolicyTextBlock" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_ImpairmentOrDisposalOfLongLivedAssetsIncludingIntangibleAssetsPolicyPolicyTextBlock" xlink:to="us-gaap_ImpairmentOrDisposalOfLongLivedAssetsIncludingIntangibleAssetsPolicyPolicyTextBlock_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_ImpairmentOrDisposalOfLongLivedAssetsIncludingIntangibleAssetsPolicyPolicyTextBlock_lbl" xml:lang="en-US">Impairment</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ComprehensiveIncomePolicyPolicyTextBlock" xlink:label="us-gaap_ComprehensiveIncomePolicyPolicyTextBlock" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_ComprehensiveIncomePolicyPolicyTextBlock" xlink:to="us-gaap_ComprehensiveIncomePolicyPolicyTextBlock_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_ComprehensiveIncomePolicyPolicyTextBlock_lbl" xml:lang="en-US">Comprehensive Income</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_SegmentReportingPolicyPolicyTextBlock" xlink:label="us-gaap_SegmentReportingPolicyPolicyTextBlock" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_SegmentReportingPolicyPolicyTextBlock" xlink:to="us-gaap_SegmentReportingPolicyPolicyTextBlock_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_SegmentReportingPolicyPolicyTextBlock_lbl" xml:lang="en-US">Segment Reporting</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_PriorPeriodReclassificationAdjustmentDescription" xlink:label="us-gaap_PriorPeriodReclassificationAdjustmentDescription" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_PriorPeriodReclassificationAdjustmentDescription" xlink:to="us-gaap_PriorPeriodReclassificationAdjustmentDescription_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_PriorPeriodReclassificationAdjustmentDescription_lbl" xml:lang="en-US">Reclassifications</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_NewAccountingPronouncementsPolicyPolicyTextBlock" xlink:label="us-gaap_NewAccountingPronouncementsPolicyPolicyTextBlock" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_NewAccountingPronouncementsPolicyPolicyTextBlock" xlink:to="us-gaap_NewAccountingPronouncementsPolicyPolicyTextBlock_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_NewAccountingPronouncementsPolicyPolicyTextBlock_lbl" xml:lang="en-US">Recent Accounting Pronouncements</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ScheduleOfCalculationOfNumeratorAndDenominatorInEarningsPerShareTableTextBlock" xlink:label="us-gaap_ScheduleOfCalculationOfNumeratorAndDenominatorInEarningsPerShareTableTextBlock" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_ScheduleOfCalculationOfNumeratorAndDenominatorInEarningsPerShareTableTextBlock" xlink:to="us-gaap_ScheduleOfCalculationOfNumeratorAndDenominatorInEarningsPerShareTableTextBlock_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_ScheduleOfCalculationOfNumeratorAndDenominatorInEarningsPerShareTableTextBlock_lbl" xml:lang="en-US">Reconciliation of the numerators and denominators used in computing Basic and Diluted Earnings Per Common Share</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ScheduleOfAccumulatedOtherComprehensiveIncomeLossTableTextBlock" xlink:label="us-gaap_ScheduleOfAccumulatedOtherComprehensiveIncomeLossTableTextBlock" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_ScheduleOfAccumulatedOtherComprehensiveIncomeLossTableTextBlock" xlink:to="us-gaap_ScheduleOfAccumulatedOtherComprehensiveIncomeLossTableTextBlock_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_ScheduleOfAccumulatedOtherComprehensiveIncomeLossTableTextBlock_lbl" xml:lang="en-US">Components of accumulated other comprehensive income (loss)</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ScheduleOfBusinessAcquisitionsByAcquisitionTextBlock" xlink:label="us-gaap_ScheduleOfBusinessAcquisitionsByAcquisitionTextBlock" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_ScheduleOfBusinessAcquisitionsByAcquisitionTextBlock" xlink:to="us-gaap_ScheduleOfBusinessAcquisitionsByAcquisitionTextBlock_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_ScheduleOfBusinessAcquisitionsByAcquisitionTextBlock_lbl" xml:lang="en-US">Statement of net assets acquired</link:label>
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_SecuritiesTablesAbstract" xlink:label="FBP_SecuritiesTablesAbstract" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_SecuritiesTablesAbstract" xlink:to="FBP_SecuritiesTablesAbstract_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="FBP_SecuritiesTablesAbstract_lbl" xml:lang="en-US">Securities Tables</link:label>
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_ScheduleOfSecuritiesTableTextBlock" xlink:label="FBP_ScheduleOfSecuritiesTableTextBlock" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_ScheduleOfSecuritiesTableTextBlock" xlink:to="FBP_ScheduleOfSecuritiesTableTextBlock_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="FBP_ScheduleOfSecuritiesTableTextBlock_lbl" xml:lang="en-US">Book values and approximate fair values of investment securities</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ScheduleOfUnrealizedLossOnInvestmentsTableTextBlock" xlink:label="us-gaap_ScheduleOfUnrealizedLossOnInvestmentsTableTextBlock" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_ScheduleOfUnrealizedLossOnInvestmentsTableTextBlock" xlink:to="us-gaap_ScheduleOfUnrealizedLossOnInvestmentsTableTextBlock_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_ScheduleOfUnrealizedLossOnInvestmentsTableTextBlock_lbl" xml:lang="en-US">Schedule of information regarding securities with unrealized losses</link:label>
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_InvestmentInCorporateBondsTableTextBlock" xlink:label="FBP_InvestmentInCorporateBondsTableTextBlock" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_InvestmentInCorporateBondsTableTextBlock" xlink:to="FBP_InvestmentInCorporateBondsTableTextBlock_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="FBP_InvestmentInCorporateBondsTableTextBlock_lbl" xml:lang="en-US">Investment in corporate bonds</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_InvestmentsClassifiedByContractualMaturityDateTableTextBlock" xlink:label="us-gaap_InvestmentsClassifiedByContractualMaturityDateTableTextBlock" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_InvestmentsClassifiedByContractualMaturityDateTableTextBlock" xlink:to="us-gaap_InvestmentsClassifiedByContractualMaturityDateTableTextBlock_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_InvestmentsClassifiedByContractualMaturityDateTableTextBlock_lbl" xml:lang="en-US">Schedule of book values and approximate fair values of investment securities by contractual maturity</link:label>
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_LoansAndAssetQualityInformationTablesAbstract" xlink:label="FBP_LoansAndAssetQualityInformationTablesAbstract" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_LoansAndAssetQualityInformationTablesAbstract" xlink:to="FBP_LoansAndAssetQualityInformationTablesAbstract_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="FBP_LoansAndAssetQualityInformationTablesAbstract_lbl" xml:lang="en-US">Loans And Asset Quality Information Tables</link:label>
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_ScheduleOfAllLoansTableTextBlock" xlink:label="FBP_ScheduleOfAllLoansTableTextBlock" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_ScheduleOfAllLoansTableTextBlock" xlink:to="FBP_ScheduleOfAllLoansTableTextBlock_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="FBP_ScheduleOfAllLoansTableTextBlock_lbl" xml:lang="en-US">Summary of the major categories of total loans outstanding</link:label>
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_ScheduleOfMajorCategoriesOfNoncoveredLoansOutstandingtableTextBlock" xlink:label="FBP_ScheduleOfMajorCategoriesOfNoncoveredLoansOutstandingtableTextBlock" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_ScheduleOfMajorCategoriesOfNoncoveredLoansOutstandingtableTextBlock" xlink:to="FBP_ScheduleOfMajorCategoriesOfNoncoveredLoansOutstandingtableTextBlock_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="FBP_ScheduleOfMajorCategoriesOfNoncoveredLoansOutstandingtableTextBlock_lbl" xml:lang="en-US">Summary of the major categories of non-covered loans outstanding</link:label>
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_ScheduleOfCarryingAmountOfCoveredLoansTableTextBlock" xlink:label="FBP_ScheduleOfCarryingAmountOfCoveredLoansTableTextBlock" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_ScheduleOfCarryingAmountOfCoveredLoansTableTextBlock" xlink:to="FBP_ScheduleOfCarryingAmountOfCoveredLoansTableTextBlock_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="FBP_ScheduleOfCarryingAmountOfCoveredLoansTableTextBlock_lbl" xml:lang="en-US">Carrying amount of the covered loans</link:label>
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_ScheduleOfCoveredPurchasedNonimpairedLoansTableTextBlock" xlink:label="FBP_ScheduleOfCoveredPurchasedNonimpairedLoansTableTextBlock" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_ScheduleOfCoveredPurchasedNonimpairedLoansTableTextBlock" xlink:to="FBP_ScheduleOfCoveredPurchasedNonimpairedLoansTableTextBlock_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="FBP_ScheduleOfCoveredPurchasedNonimpairedLoansTableTextBlock_lbl" xml:lang="en-US">Schedule of covered purchased nonimpaired loans</link:label>
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_ScheduleOfPurchasedImpairedLoansTableTextBlock" xlink:label="FBP_ScheduleOfPurchasedImpairedLoansTableTextBlock" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_ScheduleOfPurchasedImpairedLoansTableTextBlock" xlink:to="FBP_ScheduleOfPurchasedImpairedLoansTableTextBlock_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="FBP_ScheduleOfPurchasedImpairedLoansTableTextBlock_lbl" xml:lang="en-US">Schedule of applied coste recovery method of purchased impaired loans</link:label>
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_SummaryOfNonperformingAssetsTableTextBlock" xlink:label="FBP_SummaryOfNonperformingAssetsTableTextBlock" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_SummaryOfNonperformingAssetsTableTextBlock" xlink:to="FBP_SummaryOfNonperformingAssetsTableTextBlock_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="FBP_SummaryOfNonperformingAssetsTableTextBlock_lbl" xml:lang="en-US">Summary of nonperforming assets</link:label>
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_InformationRelatedToImpairedLoansTableTextBlock" xlink:label="FBP_InformationRelatedToImpairedLoansTableTextBlock" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_InformationRelatedToImpairedLoansTableTextBlock" xlink:to="FBP_InformationRelatedToImpairedLoansTableTextBlock_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="FBP_InformationRelatedToImpairedLoansTableTextBlock_lbl" xml:lang="en-US">Information related to impaired loans</link:label>
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_ScheduleOfNonaccrualLoansTableTextBlock" xlink:label="FBP_ScheduleOfNonaccrualLoansTableTextBlock" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_ScheduleOfNonaccrualLoansTableTextBlock" xlink:to="FBP_ScheduleOfNonaccrualLoansTableTextBlock_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="FBP_ScheduleOfNonaccrualLoansTableTextBlock_lbl" xml:lang="en-US">Schedule of nonaccrual loans</link:label>
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_ScheduleOfAnalysisOfPaymentStatusOfLoansTableTextBlock" xlink:label="FBP_ScheduleOfAnalysisOfPaymentStatusOfLoansTableTextBlock" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_ScheduleOfAnalysisOfPaymentStatusOfLoansTableTextBlock" xlink:to="FBP_ScheduleOfAnalysisOfPaymentStatusOfLoansTableTextBlock_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="FBP_ScheduleOfAnalysisOfPaymentStatusOfLoansTableTextBlock_lbl" xml:lang="en-US">Schedule of analysis of the payment status of loans</link:label>
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_ScheduleOfAllowanceForLoanLossesForNoncoveredLoansTableTextBlock" xlink:label="FBP_ScheduleOfAllowanceForLoanLossesForNoncoveredLoansTableTextBlock" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_ScheduleOfAllowanceForLoanLossesForNoncoveredLoansTableTextBlock" xlink:to="FBP_ScheduleOfAllowanceForLoanLossesForNoncoveredLoansTableTextBlock_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="FBP_ScheduleOfAllowanceForLoanLossesForNoncoveredLoansTableTextBlock_lbl" xml:lang="en-US">Schedule of activity in the allowance for loan losses for non-covered loans</link:label>
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_ScheduleOfAllowanceForLoanLossesForCoveredLoanstableTextBlock" xlink:label="FBP_ScheduleOfAllowanceForLoanLossesForCoveredLoanstableTextBlock" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_ScheduleOfAllowanceForLoanLossesForCoveredLoanstableTextBlock" xlink:to="FBP_ScheduleOfAllowanceForLoanLossesForCoveredLoanstableTextBlock_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="FBP_ScheduleOfAllowanceForLoanLossesForCoveredLoanstableTextBlock_lbl" xml:lang="en-US">Schedule of activity in the allowance for loan losses for covered loans</link:label>
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_ScheduleOfImpairedLoansTableTextBlock" xlink:label="FBP_ScheduleOfImpairedLoansTableTextBlock" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_ScheduleOfImpairedLoansTableTextBlock" xlink:to="FBP_ScheduleOfImpairedLoansTableTextBlock_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="FBP_ScheduleOfImpairedLoansTableTextBlock_lbl" xml:lang="en-US">Schedule of impaired loans</link:label>
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_ScheduleOfFinancingReceivableRecordedInvestmentCreditQualityIndicatorTableTextBlock" xlink:label="FBP_ScheduleOfFinancingReceivableRecordedInvestmentCreditQualityIndicatorTableTextBlock" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_ScheduleOfFinancingReceivableRecordedInvestmentCreditQualityIndicatorTableTextBlock" xlink:to="FBP_ScheduleOfFinancingReceivableRecordedInvestmentCreditQualityIndicatorTableTextBlock_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="FBP_ScheduleOfFinancingReceivableRecordedInvestmentCreditQualityIndicatorTableTextBlock_lbl" xml:lang="en-US">Recorded investment in loans by credit quality indicators</link:label>
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_ScheduleOfInformationRelatedToLoansModifiedInTroubledDebtRestructuringTableTextBlock" xlink:label="FBP_ScheduleOfInformationRelatedToLoansModifiedInTroubledDebtRestructuringTableTextBlock" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_ScheduleOfInformationRelatedToLoansModifiedInTroubledDebtRestructuringTableTextBlock" xlink:to="FBP_ScheduleOfInformationRelatedToLoansModifiedInTroubledDebtRestructuringTableTextBlock_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="FBP_ScheduleOfInformationRelatedToLoansModifiedInTroubledDebtRestructuringTableTextBlock_lbl" xml:lang="en-US">Information related to loans modified in a troubled debt restructuring</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_PropertyPlantAndEquipmentTextBlock" xlink:label="us-gaap_PropertyPlantAndEquipmentTextBlock" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_PropertyPlantAndEquipmentTextBlock" xlink:to="us-gaap_PropertyPlantAndEquipmentTextBlock_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="us-gaap_PropertyPlantAndEquipmentTextBlock_lbl" xml:lang="en-US">Premises and equipment</link:label>
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_FdicIndemnificationAssetTablesAbstract" xlink:label="FBP_FdicIndemnificationAssetTablesAbstract" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_FdicIndemnificationAssetTablesAbstract" xlink:to="FBP_FdicIndemnificationAssetTablesAbstract_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="FBP_FdicIndemnificationAssetTablesAbstract_lbl" xml:lang="en-US">Fdic Indemnification Asset Tables</link:label>
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_ScheduleOfFdicIndemnificationAssetComponentsTableTextBlock" xlink:label="FBP_ScheduleOfFdicIndemnificationAssetComponentsTableTextBlock" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_ScheduleOfFdicIndemnificationAssetComponentsTableTextBlock" xlink:to="FBP_ScheduleOfFdicIndemnificationAssetComponentsTableTextBlock_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="FBP_ScheduleOfFdicIndemnificationAssetComponentsTableTextBlock_lbl" xml:lang="en-US">FDIC indemnification asset components</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_FDICIndemnificationAssetRollForwardTableTextBlock" xlink:label="us-gaap_FDICIndemnificationAssetRollForwardTableTextBlock" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_FDICIndemnificationAssetRollForwardTableTextBlock" xlink:to="us-gaap_FDICIndemnificationAssetRollForwardTableTextBlock_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_FDICIndemnificationAssetRollForwardTableTextBlock_lbl" xml:lang="en-US">Rollforward of the FDIC indemnification asset</link:label>
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_GoodwillAndOtherIntangibleAssetsTablesAbstract" xlink:label="FBP_GoodwillAndOtherIntangibleAssetsTablesAbstract" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_GoodwillAndOtherIntangibleAssetsTablesAbstract" xlink:to="FBP_GoodwillAndOtherIntangibleAssetsTablesAbstract_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="FBP_GoodwillAndOtherIntangibleAssetsTablesAbstract_lbl" xml:lang="en-US">Goodwill And Other Intangible Assets Tables</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ScheduleOfFiniteLivedIntangibleAssetsTableTextBlock" xlink:label="us-gaap_ScheduleOfFiniteLivedIntangibleAssetsTableTextBlock" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_ScheduleOfFiniteLivedIntangibleAssetsTableTextBlock" xlink:to="us-gaap_ScheduleOfFiniteLivedIntangibleAssetsTableTextBlock_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_ScheduleOfFiniteLivedIntangibleAssetsTableTextBlock_lbl" xml:lang="en-US">Summary of the gross carrying amount and accumulated amortization of amortizable intangible assets and the carrying amount of unamortized intangible assets</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ScheduleOfExpectedAmortizationExpenseTableTextBlock" xlink:label="us-gaap_ScheduleOfExpectedAmortizationExpenseTableTextBlock" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_ScheduleOfExpectedAmortizationExpenseTableTextBlock" xlink:to="us-gaap_ScheduleOfExpectedAmortizationExpenseTableTextBlock_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_ScheduleOfExpectedAmortizationExpenseTableTextBlock_lbl" xml:lang="en-US">The estimated amortization expense for the five succeeding fiscal years</link:label>
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_ScheduleOfComponentsOfIncomeTaxExpenseBenefit1TableTextBlock" xlink:label="FBP_ScheduleOfComponentsOfIncomeTaxExpenseBenefit1TableTextBlock" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_ScheduleOfComponentsOfIncomeTaxExpenseBenefit1TableTextBlock" xlink:to="FBP_ScheduleOfComponentsOfIncomeTaxExpenseBenefit1TableTextBlock_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="FBP_ScheduleOfComponentsOfIncomeTaxExpenseBenefit1TableTextBlock_lbl" xml:lang="en-US">Income tax allocation</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ScheduleOfComponentsOfIncomeTaxExpenseBenefitTableTextBlock" xlink:label="us-gaap_ScheduleOfComponentsOfIncomeTaxExpenseBenefitTableTextBlock" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_ScheduleOfComponentsOfIncomeTaxExpenseBenefitTableTextBlock" xlink:to="us-gaap_ScheduleOfComponentsOfIncomeTaxExpenseBenefitTableTextBlock_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_ScheduleOfComponentsOfIncomeTaxExpenseBenefitTableTextBlock_lbl" xml:lang="en-US">Components of Income tax expense</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ScheduleOfDeferredTaxAssetsAndLiabilitiesTableTextBlock" xlink:label="us-gaap_ScheduleOfDeferredTaxAssetsAndLiabilitiesTableTextBlock" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_ScheduleOfDeferredTaxAssetsAndLiabilitiesTableTextBlock" xlink:to="us-gaap_ScheduleOfDeferredTaxAssetsAndLiabilitiesTableTextBlock_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_ScheduleOfDeferredTaxAssetsAndLiabilitiesTableTextBlock_lbl" xml:lang="en-US">Deferred tax assets and liabilities</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ScheduleOfEffectiveIncomeTaxRateReconciliationTableTextBlock" xlink:label="us-gaap_ScheduleOfEffectiveIncomeTaxRateReconciliationTableTextBlock" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_ScheduleOfEffectiveIncomeTaxRateReconciliationTableTextBlock" xlink:to="us-gaap_ScheduleOfEffectiveIncomeTaxRateReconciliationTableTextBlock_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_ScheduleOfEffectiveIncomeTaxRateReconciliationTableTextBlock_lbl" xml:lang="en-US">Effective tax rate reconciliation</link:label>
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_MaturitiesOfTimeDepositsTableTextBlock" xlink:label="FBP_MaturitiesOfTimeDepositsTableTextBlock" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_MaturitiesOfTimeDepositsTableTextBlock" xlink:to="FBP_MaturitiesOfTimeDepositsTableTextBlock_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="FBP_MaturitiesOfTimeDepositsTableTextBlock_lbl" xml:lang="en-US">Maturities of time deposits</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ScheduleOfRepurchaseAgreements" xlink:label="us-gaap_ScheduleOfRepurchaseAgreements" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_ScheduleOfRepurchaseAgreements" xlink:to="us-gaap_ScheduleOfRepurchaseAgreements_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="us-gaap_ScheduleOfRepurchaseAgreements_lbl" xml:lang="en-US">Securities sold under agreements to repurchase</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ScheduleOfDebtTableTextBlock" xlink:label="us-gaap_ScheduleOfDebtTableTextBlock" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_ScheduleOfDebtTableTextBlock" xlink:to="us-gaap_ScheduleOfDebtTableTextBlock_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_ScheduleOfDebtTableTextBlock_lbl" xml:lang="en-US">Schedule of debt</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ScheduleOfFutureMinimumRentalPaymentsForOperatingLeasesTableTextBlock" xlink:label="us-gaap_ScheduleOfFutureMinimumRentalPaymentsForOperatingLeasesTableTextBlock" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_ScheduleOfFutureMinimumRentalPaymentsForOperatingLeasesTableTextBlock" xlink:to="us-gaap_ScheduleOfFutureMinimumRentalPaymentsForOperatingLeasesTableTextBlock_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_ScheduleOfFutureMinimumRentalPaymentsForOperatingLeasesTableTextBlock_lbl" xml:lang="en-US">Future minimum lease payments, operating lease</link:label>
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_ReconciliationOfBenefitObligationTableTextBlock" xlink:label="FBP_ReconciliationOfBenefitObligationTableTextBlock" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_ReconciliationOfBenefitObligationTableTextBlock" xlink:to="FBP_ReconciliationOfBenefitObligationTableTextBlock_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="FBP_ReconciliationOfBenefitObligationTableTextBlock_lbl" xml:lang="en-US">Reconciliation of benefit obligation</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ScheduleOfAmountsRecognizedInBalanceSheetTableTextBlock" xlink:label="us-gaap_ScheduleOfAmountsRecognizedInBalanceSheetTableTextBlock" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_ScheduleOfAmountsRecognizedInBalanceSheetTableTextBlock" xlink:to="us-gaap_ScheduleOfAmountsRecognizedInBalanceSheetTableTextBlock_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_ScheduleOfAmountsRecognizedInBalanceSheetTableTextBlock_lbl" xml:lang="en-US">Amounts recognized in balance sheet</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ScheduleOfAmountsRecognizedInOtherComprehensiveIncomeLossTableTextBlock" xlink:label="us-gaap_ScheduleOfAmountsRecognizedInOtherComprehensiveIncomeLossTableTextBlock" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_ScheduleOfAmountsRecognizedInOtherComprehensiveIncomeLossTableTextBlock" xlink:to="us-gaap_ScheduleOfAmountsRecognizedInOtherComprehensiveIncomeLossTableTextBlock_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_ScheduleOfAmountsRecognizedInOtherComprehensiveIncomeLossTableTextBlock_lbl" xml:lang="en-US">Amounts recognized in other comprehensive income</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ScheduleOfDefinedBenefitPlanAmountsRecognizedInOtherComprehensiveIncomeLossTableTextBlock" xlink:label="us-gaap_ScheduleOfDefinedBenefitPlanAmountsRecognizedInOtherComprehensiveIncomeLossTableTextBlock" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_ScheduleOfDefinedBenefitPlanAmountsRecognizedInOtherComprehensiveIncomeLossTableTextBlock" xlink:to="us-gaap_ScheduleOfDefinedBenefitPlanAmountsRecognizedInOtherComprehensiveIncomeLossTableTextBlock_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_ScheduleOfDefinedBenefitPlanAmountsRecognizedInOtherComprehensiveIncomeLossTableTextBlock_lbl" xml:lang="en-US">Reconciliation of balances in AOCI</link:label>
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_ReconciliationOfPrepaidPensionCostsTableTextBlock" xlink:label="FBP_ReconciliationOfPrepaidPensionCostsTableTextBlock" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_ReconciliationOfPrepaidPensionCostsTableTextBlock" xlink:to="FBP_ReconciliationOfPrepaidPensionCostsTableTextBlock_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="FBP_ReconciliationOfPrepaidPensionCostsTableTextBlock_lbl" xml:lang="en-US">Reconciliation of prepaid pension costs</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ScheduleOfNetBenefitCostsTableTextBlock" xlink:label="us-gaap_ScheduleOfNetBenefitCostsTableTextBlock" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_ScheduleOfNetBenefitCostsTableTextBlock" xlink:to="us-gaap_ScheduleOfNetBenefitCostsTableTextBlock_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_ScheduleOfNetBenefitCostsTableTextBlock_lbl" xml:lang="en-US">Net pension costs</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ScheduleOfExpectedBenefitPaymentsTableTextBlock" xlink:label="us-gaap_ScheduleOfExpectedBenefitPaymentsTableTextBlock" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_ScheduleOfExpectedBenefitPaymentsTableTextBlock" xlink:to="us-gaap_ScheduleOfExpectedBenefitPaymentsTableTextBlock_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_ScheduleOfExpectedBenefitPaymentsTableTextBlock_lbl" xml:lang="en-US">Expected benefit payments</link:label>
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_TargetedMixOfPensionPlansAssetsTableTextBlock" xlink:label="FBP_TargetedMixOfPensionPlansAssetsTableTextBlock" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_TargetedMixOfPensionPlansAssetsTableTextBlock" xlink:to="FBP_TargetedMixOfPensionPlansAssetsTableTextBlock_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="FBP_TargetedMixOfPensionPlansAssetsTableTextBlock_lbl" xml:lang="en-US">Targeted mix of the Pension Plan's assets</link:label>
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_InvestmentCategoryBenchmarksTableTextBlock" xlink:label="FBP_InvestmentCategoryBenchmarksTableTextBlock" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_InvestmentCategoryBenchmarksTableTextBlock" xlink:to="FBP_InvestmentCategoryBenchmarksTableTextBlock_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="FBP_InvestmentCategoryBenchmarksTableTextBlock_lbl" xml:lang="en-US">Investment category benchmarks</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ScheduleOfAllocationOfPlanAssetsTableTextBlock" xlink:label="us-gaap_ScheduleOfAllocationOfPlanAssetsTableTextBlock" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_ScheduleOfAllocationOfPlanAssetsTableTextBlock" xlink:to="us-gaap_ScheduleOfAllocationOfPlanAssetsTableTextBlock_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_ScheduleOfAllocationOfPlanAssetsTableTextBlock_lbl" xml:lang="en-US">Fair value of plan assets</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ScheduleOfAssumptionsUsedTableTextBlock" xlink:label="us-gaap_ScheduleOfAssumptionsUsedTableTextBlock" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_ScheduleOfAssumptionsUsedTableTextBlock" xlink:to="us-gaap_ScheduleOfAssumptionsUsedTableTextBlock_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_ScheduleOfAssumptionsUsedTableTextBlock_lbl" xml:lang="en-US">Assumptions used in determining actuarial information</link:label>
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_OutstandingLoanCommitmentsTableTextBlock" xlink:label="FBP_OutstandingLoanCommitmentsTableTextBlock" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_OutstandingLoanCommitmentsTableTextBlock" xlink:to="FBP_OutstandingLoanCommitmentsTableTextBlock_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="FBP_OutstandingLoanCommitmentsTableTextBlock_lbl" xml:lang="en-US">Outstanding loan commitments</link:label>
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_MaximumCreditRiskTableTextBlock" xlink:label="FBP_MaximumCreditRiskTableTextBlock" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_MaximumCreditRiskTableTextBlock" xlink:to="FBP_MaximumCreditRiskTableTextBlock_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="FBP_MaximumCreditRiskTableTextBlock_lbl" xml:lang="en-US">Maximum credit risk</link:label>
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_FairValueTablesAbstract" xlink:label="FBP_FairValueTablesAbstract" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_FairValueTablesAbstract" xlink:to="FBP_FairValueTablesAbstract_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="FBP_FairValueTablesAbstract_lbl" xml:lang="en-US">Fair Value Tables</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisTableTextBlock" xlink:label="us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisTableTextBlock" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisTableTextBlock" xlink:to="us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisTableTextBlock_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisTableTextBlock_lbl" xml:lang="en-US">Financial instruments that were measured at fair value on a recurring and nonrecurring basis</link:label>
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_Level3AssetsAndLiabilitiesMeasuredAtFairValueOnRecurringOrNonrecurringBasisTableTextBlock" xlink:label="FBP_Level3AssetsAndLiabilitiesMeasuredAtFairValueOnRecurringOrNonrecurringBasisTableTextBlock" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_Level3AssetsAndLiabilitiesMeasuredAtFairValueOnRecurringOrNonrecurringBasisTableTextBlock" xlink:to="FBP_Level3AssetsAndLiabilitiesMeasuredAtFairValueOnRecurringOrNonrecurringBasisTableTextBlock_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="FBP_Level3AssetsAndLiabilitiesMeasuredAtFairValueOnRecurringOrNonrecurringBasisTableTextBlock_lbl" xml:lang="en-US">Level 3 assets and liabilities measured at fair value on a recurring or non-recurring basis</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_FairValueByBalanceSheetGroupingTextBlock" xlink:label="us-gaap_FairValueByBalanceSheetGroupingTextBlock" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_FairValueByBalanceSheetGroupingTextBlock" xlink:to="us-gaap_FairValueByBalanceSheetGroupingTextBlock_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_FairValueByBalanceSheetGroupingTextBlock_lbl" xml:lang="en-US">The carrying amounts and estimated fair values of financial instruments</link:label>
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_EquitybasedCompensationPlansTablesAbstract" xlink:label="FBP_EquitybasedCompensationPlansTablesAbstract" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_EquitybasedCompensationPlansTablesAbstract" xlink:to="FBP_EquitybasedCompensationPlansTablesAbstract_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="FBP_EquitybasedCompensationPlansTablesAbstract_lbl" xml:lang="en-US">Equity-Based Compensation Plans Tables</link:label>
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_ScheduleOfOptionPricingAssumptionsTableTextBlock" xlink:label="FBP_ScheduleOfOptionPricingAssumptionsTableTextBlock" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_ScheduleOfOptionPricingAssumptionsTableTextBlock" xlink:to="FBP_ScheduleOfOptionPricingAssumptionsTableTextBlock_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="FBP_ScheduleOfOptionPricingAssumptionsTableTextBlock_lbl" xml:lang="en-US">Schedule of option pricing assumptions</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ScheduleOfShareBasedCompensationStockOptionsActivityTableTextBlock" xlink:label="us-gaap_ScheduleOfShareBasedCompensationStockOptionsActivityTableTextBlock" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_ScheduleOfShareBasedCompensationStockOptionsActivityTableTextBlock" xlink:to="us-gaap_ScheduleOfShareBasedCompensationStockOptionsActivityTableTextBlock_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_ScheduleOfShareBasedCompensationStockOptionsActivityTableTextBlock_lbl" xml:lang="en-US">Schedule of Company's stock options outstanding</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ScheduleOfShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsVestedAndExpectedToVestOutstandingTableTextBlock" xlink:label="us-gaap_ScheduleOfShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsVestedAndExpectedToVestOutstandingTableTextBlock" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_ScheduleOfShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsVestedAndExpectedToVestOutstandingTableTextBlock" xlink:to="us-gaap_ScheduleOfShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsVestedAndExpectedToVestOutstandingTableTextBlock_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_ScheduleOfShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsVestedAndExpectedToVestOutstandingTableTextBlock_lbl" xml:lang="en-US">Schedule of information about the stock options outstanding</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ScheduleOfNonvestedRestrictedStockUnitsActivityTableTextBlock" xlink:label="us-gaap_ScheduleOfNonvestedRestrictedStockUnitsActivityTableTextBlock" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_ScheduleOfNonvestedRestrictedStockUnitsActivityTableTextBlock" xlink:to="us-gaap_ScheduleOfNonvestedRestrictedStockUnitsActivityTableTextBlock_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_ScheduleOfNonvestedRestrictedStockUnitsActivityTableTextBlock_lbl" xml:lang="en-US">Schedule of outstanding restricted stock</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ScheduleOfComplianceWithRegulatoryCapitalRequirementsUnderBankingRegulationsTextBlock" xlink:label="us-gaap_ScheduleOfComplianceWithRegulatoryCapitalRequirementsUnderBankingRegulationsTextBlock" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_ScheduleOfComplianceWithRegulatoryCapitalRequirementsUnderBankingRegulationsTextBlock" xlink:to="us-gaap_ScheduleOfComplianceWithRegulatoryCapitalRequirementsUnderBankingRegulationsTextBlock_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_ScheduleOfComplianceWithRegulatoryCapitalRequirementsUnderBankingRegulationsTextBlock_lbl" xml:lang="en-US">Capital ratios</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ScheduleOfOtherNonoperatingIncomeExpenseTableTextBlock" xlink:label="us-gaap_ScheduleOfOtherNonoperatingIncomeExpenseTableTextBlock" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_ScheduleOfOtherNonoperatingIncomeExpenseTableTextBlock" xlink:to="us-gaap_ScheduleOfOtherNonoperatingIncomeExpenseTableTextBlock_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_ScheduleOfOtherNonoperatingIncomeExpenseTableTextBlock_lbl" xml:lang="en-US">Components of other noninterest income/expense</link:label>
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_CondensedFinancialDataForFirstBancorpParentCompanyOnlyCondensedBalanceSheetsTableTextBlock" xlink:label="FBP_CondensedFinancialDataForFirstBancorpParentCompanyOnlyCondensedBalanceSheetsTableTextBlock" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_CondensedFinancialDataForFirstBancorpParentCompanyOnlyCondensedBalanceSheetsTableTextBlock" xlink:to="FBP_CondensedFinancialDataForFirstBancorpParentCompanyOnlyCondensedBalanceSheetsTableTextBlock_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="FBP_CondensedFinancialDataForFirstBancorpParentCompanyOnlyCondensedBalanceSheetsTableTextBlock_lbl" xml:lang="en-US">Condensed financial data for First Bancorp (parent company only) CONDENSED BALANCE SHEETS</link:label>
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_CondensedFinancialDataForFirstBancorpParentCompanyOnlyCondensedStatementsOfIncomeTableTextBlock" xlink:label="FBP_CondensedFinancialDataForFirstBancorpParentCompanyOnlyCondensedStatementsOfIncomeTableTextBlock" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_CondensedFinancialDataForFirstBancorpParentCompanyOnlyCondensedStatementsOfIncomeTableTextBlock" xlink:to="FBP_CondensedFinancialDataForFirstBancorpParentCompanyOnlyCondensedStatementsOfIncomeTableTextBlock_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="FBP_CondensedFinancialDataForFirstBancorpParentCompanyOnlyCondensedStatementsOfIncomeTableTextBlock_lbl" xml:lang="en-US">Condensed financial data for First Bancorp (parent company only) CONDENSED STATEMENTS OF INCOME</link:label>
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_CondensedFinancialDataForFirstBancorpParentCompanyOnlyCondensedStatementsOfCashFlowsTableTextBlock" xlink:label="FBP_CondensedFinancialDataForFirstBancorpParentCompanyOnlyCondensedStatementsOfCashFlowsTableTextBlock" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_CondensedFinancialDataForFirstBancorpParentCompanyOnlyCondensedStatementsOfCashFlowsTableTextBlock" xlink:to="FBP_CondensedFinancialDataForFirstBancorpParentCompanyOnlyCondensedStatementsOfCashFlowsTableTextBlock_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="FBP_CondensedFinancialDataForFirstBancorpParentCompanyOnlyCondensedStatementsOfCashFlowsTableTextBlock_lbl" xml:lang="en-US">Condensed financial data for First Bancorp (parent company only) CONDENSED STATEMENTS OF CASH FLOWS</link:label>
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_ScheduleOfOptionPricingAssumptions2TableTextBlock" xlink:label="FBP_ScheduleOfOptionPricingAssumptions2TableTextBlock" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_ScheduleOfOptionPricingAssumptions2TableTextBlock" xlink:to="FBP_ScheduleOfOptionPricingAssumptions2TableTextBlock_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="FBP_ScheduleOfOptionPricingAssumptions2TableTextBlock_lbl" xml:lang="en-US">Pricing Assumptions</link:label>
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_ValueOfBidsTakenToSellLoansToUnaffiliatedThirdpartyInvestor" xlink:label="FBP_ValueOfBidsTakenToSellLoansToUnaffiliatedThirdpartyInvestor" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_ValueOfBidsTakenToSellLoansToUnaffiliatedThirdpartyInvestor" xlink:to="FBP_ValueOfBidsTakenToSellLoansToUnaffiliatedThirdpartyInvestor_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="FBP_ValueOfBidsTakenToSellLoansToUnaffiliatedThirdpartyInvestor_lbl" xml:lang="en-US">Value of bids taken to sell loans to an unaffiliated third-party investor</link:label>
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_DifferenceInLoansHeldForSaleAndLoansSoldToThirdPartyChargedOff" xlink:label="FBP_DifferenceInLoansHeldForSaleAndLoansSoldToThirdPartyChargedOff" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_DifferenceInLoansHeldForSaleAndLoansSoldToThirdPartyChargedOff" xlink:to="FBP_DifferenceInLoansHeldForSaleAndLoansSoldToThirdPartyChargedOff_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="FBP_DifferenceInLoansHeldForSaleAndLoansSoldToThirdPartyChargedOff_lbl" xml:lang="en-US">Difference in Loans held for sale and loans sold to third party, charged off</link:label>
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_WritedownOnNoncoveredForeclosedProperties" xlink:label="FBP_WritedownOnNoncoveredForeclosedProperties" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_WritedownOnNoncoveredForeclosedProperties" xlink:to="FBP_WritedownOnNoncoveredForeclosedProperties_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="FBP_WritedownOnNoncoveredForeclosedProperties_lbl" xml:lang="en-US">Writedown on non-covered foreclosed properties</link:label>
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_WritedownOnNoncoveredForeclosedPropertiesPercentReductionInCarryingValue" xlink:label="FBP_WritedownOnNoncoveredForeclosedPropertiesPercentReductionInCarryingValue" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_WritedownOnNoncoveredForeclosedPropertiesPercentReductionInCarryingValue" xlink:to="FBP_WritedownOnNoncoveredForeclosedPropertiesPercentReductionInCarryingValue_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="FBP_WritedownOnNoncoveredForeclosedPropertiesPercentReductionInCarryingValue_lbl" xml:lang="en-US">Writedown on non-covered foreclosed properties, percent reduction in carrying value</link:label>
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_ReceivableRelatedToClaimsSubmittedNotYetReceived" xlink:label="FBP_ReceivableRelatedToClaimsSubmittedNotYetReceived" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_ReceivableRelatedToClaimsSubmittedNotYetReceived" xlink:to="FBP_ReceivableRelatedToClaimsSubmittedNotYetReceived_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="FBP_ReceivableRelatedToClaimsSubmittedNotYetReceived_lbl" xml:lang="en-US">Receivable related to claims submitted, not yet received</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_OtherInvestments" xlink:label="us-gaap_OtherInvestments" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_OtherInvestments" xlink:to="us-gaap_OtherInvestments_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_OtherInvestments_lbl" xml:lang="en-US">Other investments</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareAmount" xlink:label="us-gaap_AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareAmount" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareAmount" xlink:to="us-gaap_AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareAmount_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareAmount_lbl" xml:lang="en-US">Number of anti-dilutive securities</link:label>
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_BasicAndDilutedEarningsPerCommonShareAbstract" xlink:label="FBP_BasicAndDilutedEarningsPerCommonShareAbstract" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_BasicAndDilutedEarningsPerCommonShareAbstract" xlink:to="FBP_BasicAndDilutedEarningsPerCommonShareAbstract_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="FBP_BasicAndDilutedEarningsPerCommonShareAbstract_lbl" xml:lang="en-US">Basic And Diluted Earnings Per Common Share</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_EarningsPerShareBasicAbstract" xlink:label="us-gaap_EarningsPerShareBasicAbstract" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_EarningsPerShareBasicAbstract" xlink:to="us-gaap_EarningsPerShareBasicAbstract_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_EarningsPerShareBasicAbstract_lbl" xml:lang="en-US">Basic EPS</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_NetIncomeLossAvailableToCommonStockholdersBasic" xlink:to="us-gaap_NetIncomeLossAvailableToCommonStockholdersBasic_2_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_NetIncomeLossAvailableToCommonStockholdersBasic_2_lbl" xml:lang="en-US">Net income (loss) available to common shareholders</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_WeightedAverageNumberOfSharesOutstandingBasic" xlink:to="us-gaap_WeightedAverageNumberOfSharesOutstandingBasic_2_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="us-gaap_WeightedAverageNumberOfSharesOutstandingBasic_2_lbl" xml:lang="en-US">Shares (denominator)</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_EarningsPerShareBasic" xlink:to="us-gaap_EarningsPerShareBasic_2_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="us-gaap_EarningsPerShareBasic_2_lbl" xml:lang="en-US">Basic EPS</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_EarningsPerShareDilutedAbstract" xlink:label="us-gaap_EarningsPerShareDilutedAbstract" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_EarningsPerShareDilutedAbstract" xlink:to="us-gaap_EarningsPerShareDilutedAbstract_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_EarningsPerShareDilutedAbstract_lbl" xml:lang="en-US">Diluted EPS per common share</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_WeightedAverageNumberDilutedSharesOutstandingAdjustment" xlink:label="us-gaap_WeightedAverageNumberDilutedSharesOutstandingAdjustment" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_WeightedAverageNumberDilutedSharesOutstandingAdjustment" xlink:to="us-gaap_WeightedAverageNumberDilutedSharesOutstandingAdjustment_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_WeightedAverageNumberDilutedSharesOutstandingAdjustment_lbl" xml:lang="en-US">Effect of Dilutive Securities</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_NetIncomeLossAvailableToCommonStockholdersDiluted" xlink:label="us-gaap_NetIncomeLossAvailableToCommonStockholdersDiluted" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_NetIncomeLossAvailableToCommonStockholdersDiluted" xlink:to="us-gaap_NetIncomeLossAvailableToCommonStockholdersDiluted_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_NetIncomeLossAvailableToCommonStockholdersDiluted_lbl" xml:lang="en-US">Income (numerator)</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_WeightedAverageNumberOfDilutedSharesOutstanding" xlink:to="us-gaap_WeightedAverageNumberOfDilutedSharesOutstanding_2_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="us-gaap_WeightedAverageNumberOfDilutedSharesOutstanding_2_lbl" xml:lang="en-US">Shares (denominator)</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_EarningsPerShareDiluted" xlink:to="us-gaap_EarningsPerShareDiluted_2_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="us-gaap_EarningsPerShareDiluted_2_lbl" xml:lang="en-US">Diluted EPS per common share</link:label>
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_ComponentsOfAccumulatedOtherComprehensiveIncomeLossAbstract" xlink:label="FBP_ComponentsOfAccumulatedOtherComprehensiveIncomeLossAbstract" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_ComponentsOfAccumulatedOtherComprehensiveIncomeLossAbstract" xlink:to="FBP_ComponentsOfAccumulatedOtherComprehensiveIncomeLossAbstract_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="FBP_ComponentsOfAccumulatedOtherComprehensiveIncomeLossAbstract_lbl" xml:lang="en-US">The components of accumulated other comprehensive income (loss):</link:label>
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_AccumulatedOtherComprehensiveIncomeLossUnrealizedGainLossOnSecuritiesAvailableForSaleBeforeTax" xlink:label="FBP_AccumulatedOtherComprehensiveIncomeLossUnrealizedGainLossOnSecuritiesAvailableForSaleBeforeTax" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_AccumulatedOtherComprehensiveIncomeLossUnrealizedGainLossOnSecuritiesAvailableForSaleBeforeTax" xlink:to="FBP_AccumulatedOtherComprehensiveIncomeLossUnrealizedGainLossOnSecuritiesAvailableForSaleBeforeTax_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="FBP_AccumulatedOtherComprehensiveIncomeLossUnrealizedGainLossOnSecuritiesAvailableForSaleBeforeTax_lbl" xml:lang="en-US">Unrealized gain (loss) on securities available for sale</link:label>
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_AccumulatedOtherComprehensiveIncomeLossUnrealizedGainLossOnSecuritiesAvailableForSaleTax" xlink:label="FBP_AccumulatedOtherComprehensiveIncomeLossUnrealizedGainLossOnSecuritiesAvailableForSaleTax" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_AccumulatedOtherComprehensiveIncomeLossUnrealizedGainLossOnSecuritiesAvailableForSaleTax" xlink:to="FBP_AccumulatedOtherComprehensiveIncomeLossUnrealizedGainLossOnSecuritiesAvailableForSaleTax_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="FBP_AccumulatedOtherComprehensiveIncomeLossUnrealizedGainLossOnSecuritiesAvailableForSaleTax_lbl" xml:lang="en-US">Deferred tax asset (liability)</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_AccumulatedOtherComprehensiveIncomeLossAvailableForSaleSecuritiesAdjustmentNetOfTax" xlink:label="us-gaap_AccumulatedOtherComprehensiveIncomeLossAvailableForSaleSecuritiesAdjustmentNetOfTax" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_AccumulatedOtherComprehensiveIncomeLossAvailableForSaleSecuritiesAdjustmentNetOfTax" xlink:to="us-gaap_AccumulatedOtherComprehensiveIncomeLossAvailableForSaleSecuritiesAdjustmentNetOfTax_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="us-gaap_AccumulatedOtherComprehensiveIncomeLossAvailableForSaleSecuritiesAdjustmentNetOfTax_lbl" xml:lang="en-US">Net unrealized gain (loss) on securities available for sale</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_DefinedBenefitPlanAccumulatedOtherComprehensiveIncomeMinimumPensionLiabilityBeforeTax" xlink:label="us-gaap_DefinedBenefitPlanAccumulatedOtherComprehensiveIncomeMinimumPensionLiabilityBeforeTax" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_DefinedBenefitPlanAccumulatedOtherComprehensiveIncomeMinimumPensionLiabilityBeforeTax" xlink:to="us-gaap_DefinedBenefitPlanAccumulatedOtherComprehensiveIncomeMinimumPensionLiabilityBeforeTax_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:label="us-gaap_DefinedBenefitPlanAccumulatedOtherComprehensiveIncomeMinimumPensionLiabilityBeforeTax_lbl" xml:lang="en-US">Additional pension liability</link:label>
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_AccumulatedOtherComprehensiveIncomeLossPensionLiabilityTax" xlink:label="FBP_AccumulatedOtherComprehensiveIncomeLossPensionLiabilityTax" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_AccumulatedOtherComprehensiveIncomeLossPensionLiabilityTax" xlink:to="FBP_AccumulatedOtherComprehensiveIncomeLossPensionLiabilityTax_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:label="FBP_AccumulatedOtherComprehensiveIncomeLossPensionLiabilityTax_lbl" xml:lang="en-US">Deferred tax asset</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_DefinedBenefitPlanAccumulatedOtherComprehensiveIncomeMinimumPensionLiabilityAfterTax" xlink:label="us-gaap_DefinedBenefitPlanAccumulatedOtherComprehensiveIncomeMinimumPensionLiabilityAfterTax" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_DefinedBenefitPlanAccumulatedOtherComprehensiveIncomeMinimumPensionLiabilityAfterTax" xlink:to="us-gaap_DefinedBenefitPlanAccumulatedOtherComprehensiveIncomeMinimumPensionLiabilityAfterTax_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/negatedTotalLabel" xlink:label="us-gaap_DefinedBenefitPlanAccumulatedOtherComprehensiveIncomeMinimumPensionLiabilityAfterTax_lbl" xml:lang="en-US">Net additional pension liability</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_AccumulatedOtherComprehensiveIncomeLossNetOfTax" xlink:to="us-gaap_AccumulatedOtherComprehensiveIncomeLossNetOfTax_2_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="us-gaap_AccumulatedOtherComprehensiveIncomeLossNetOfTax_2_lbl" xml:lang="en-US">Total accumulated other comprehensive income (loss)</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StatementScenarioAxis" xlink:label="us-gaap_StatementScenarioAxis" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_StatementScenarioAxis" xlink:to="us-gaap_StatementScenarioAxis_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_StatementScenarioAxis_lbl" xml:lang="en-US">Scenario [Axis]</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_BusinessAcquisitionNameOfAcquiredEntity" xlink:label="us-gaap_BusinessAcquisitionNameOfAcquiredEntity" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_BusinessAcquisitionNameOfAcquiredEntity" xlink:to="us-gaap_BusinessAcquisitionNameOfAcquiredEntity_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_BusinessAcquisitionNameOfAcquiredEntity_lbl" xml:lang="en-US">Name of purchased branch</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_BusinessAcquisitionDateOfAcquisitionAgreement1" xlink:label="us-gaap_BusinessAcquisitionDateOfAcquisitionAgreement1" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_BusinessAcquisitionDateOfAcquisitionAgreement1" xlink:to="us-gaap_BusinessAcquisitionDateOfAcquisitionAgreement1_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_BusinessAcquisitionDateOfAcquisitionAgreement1_lbl" xml:lang="en-US">Date of acquisition</link:label>
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_EstimatedReceivableFromFdic" xlink:label="FBP_EstimatedReceivableFromFdic" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_EstimatedReceivableFromFdic" xlink:to="FBP_EstimatedReceivableFromFdic_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="FBP_EstimatedReceivableFromFdic_lbl" xml:lang="en-US">Estimated receivable from FDIC</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_BusinessAcquisitionPurchasePriceAllocationLiabilitiesAssumed" xlink:label="us-gaap_BusinessAcquisitionPurchasePriceAllocationLiabilitiesAssumed" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_BusinessAcquisitionPurchasePriceAllocationLiabilitiesAssumed" xlink:to="us-gaap_BusinessAcquisitionPurchasePriceAllocationLiabilitiesAssumed_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_BusinessAcquisitionPurchasePriceAllocationLiabilitiesAssumed_lbl" xml:lang="en-US">Assumption of branch deposits</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_BusinessAcquisitionPurchasePriceAllocationIntangibleAssetsOtherThanGoodwill" xlink:label="us-gaap_BusinessAcquisitionPurchasePriceAllocationIntangibleAssetsOtherThanGoodwill" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_BusinessAcquisitionPurchasePriceAllocationIntangibleAssetsOtherThanGoodwill" xlink:to="us-gaap_BusinessAcquisitionPurchasePriceAllocationIntangibleAssetsOtherThanGoodwill_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_BusinessAcquisitionPurchasePriceAllocationIntangibleAssetsOtherThanGoodwill_lbl" xml:lang="en-US">Deposit premium of the branch</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_LoansAssumed1" xlink:label="us-gaap_LoansAssumed1" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_LoansAssumed1" xlink:to="us-gaap_LoansAssumed1_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_LoansAssumed1_lbl" xml:lang="en-US">Performing loans acquired</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_AssetsAbstract" xlink:to="us-gaap_AssetsAbstract_2_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="us-gaap_AssetsAbstract_2_lbl" xml:lang="en-US">Assets</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_BusinessAcquisitionPurchasePriceAllocationCurrentAssetsCashAndCashEquivalents" xlink:label="us-gaap_BusinessAcquisitionPurchasePriceAllocationCurrentAssetsCashAndCashEquivalents" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_BusinessAcquisitionPurchasePriceAllocationCurrentAssetsCashAndCashEquivalents" xlink:to="us-gaap_BusinessAcquisitionPurchasePriceAllocationCurrentAssetsCashAndCashEquivalents_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_BusinessAcquisitionPurchasePriceAllocationCurrentAssetsCashAndCashEquivalents_lbl" xml:lang="en-US">Cash and cash equivalents</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_BusinessAcquisitionPurchasePriceAllocationCurrentAssetsMarketableSecurities" xlink:label="us-gaap_BusinessAcquisitionPurchasePriceAllocationCurrentAssetsMarketableSecurities" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_BusinessAcquisitionPurchasePriceAllocationCurrentAssetsMarketableSecurities" xlink:to="us-gaap_BusinessAcquisitionPurchasePriceAllocationCurrentAssetsMarketableSecurities_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="us-gaap_BusinessAcquisitionPurchasePriceAllocationCurrentAssetsMarketableSecurities_lbl" xml:lang="en-US">Securities</link:label>
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_BusinessAcquisitionPurchasePriceAllocationLoans" xlink:label="FBP_BusinessAcquisitionPurchasePriceAllocationLoans" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_BusinessAcquisitionPurchasePriceAllocationLoans" xlink:to="FBP_BusinessAcquisitionPurchasePriceAllocationLoans_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="FBP_BusinessAcquisitionPurchasePriceAllocationLoans_lbl" xml:lang="en-US">Loans</link:label>
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_BusinessAcquisitionPurchasePriceAllocationCoreDepositIntangible" xlink:label="FBP_BusinessAcquisitionPurchasePriceAllocationCoreDepositIntangible" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_BusinessAcquisitionPurchasePriceAllocationCoreDepositIntangible" xlink:to="FBP_BusinessAcquisitionPurchasePriceAllocationCoreDepositIntangible_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="FBP_BusinessAcquisitionPurchasePriceAllocationCoreDepositIntangible_lbl" xml:lang="en-US">Core deposit intangible</link:label>
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_BusinessAcquisitionPurchasePriceAllocationFdicIndemnificationAsset" xlink:label="FBP_BusinessAcquisitionPurchasePriceAllocationFdicIndemnificationAsset" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_BusinessAcquisitionPurchasePriceAllocationFdicIndemnificationAsset" xlink:to="FBP_BusinessAcquisitionPurchasePriceAllocationFdicIndemnificationAsset_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="FBP_BusinessAcquisitionPurchasePriceAllocationFdicIndemnificationAsset_lbl" xml:lang="en-US">FDIC indemnification asset</link:label>
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_BusinessAcquisitionPurchasePriceAllocationForeclosedProperties" xlink:label="FBP_BusinessAcquisitionPurchasePriceAllocationForeclosedProperties" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_BusinessAcquisitionPurchasePriceAllocationForeclosedProperties" xlink:to="FBP_BusinessAcquisitionPurchasePriceAllocationForeclosedProperties_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="FBP_BusinessAcquisitionPurchasePriceAllocationForeclosedProperties_lbl" xml:lang="en-US">Foreclosed properties</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_BusinessAcquisitionPurchasePriceAllocationOtherAssets" xlink:label="us-gaap_BusinessAcquisitionPurchasePriceAllocationOtherAssets" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_BusinessAcquisitionPurchasePriceAllocationOtherAssets" xlink:to="us-gaap_BusinessAcquisitionPurchasePriceAllocationOtherAssets_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="us-gaap_BusinessAcquisitionPurchasePriceAllocationOtherAssets_lbl" xml:lang="en-US">Other assets</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_BusinessAcquisitionPurchasePriceAllocationAssetsAcquired" xlink:label="us-gaap_BusinessAcquisitionPurchasePriceAllocationAssetsAcquired" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_BusinessAcquisitionPurchasePriceAllocationAssetsAcquired" xlink:to="us-gaap_BusinessAcquisitionPurchasePriceAllocationAssetsAcquired_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_BusinessAcquisitionPurchasePriceAllocationAssetsAcquired_lbl" xml:lang="en-US">Total</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_LiabilitiesAbstract" xlink:to="us-gaap_LiabilitiesAbstract_2_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="us-gaap_LiabilitiesAbstract_2_lbl" xml:lang="en-US">Liabilities</link:label>
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_BusinessAcquisitionPurchasePriceAllocationDeposits" xlink:label="FBP_BusinessAcquisitionPurchasePriceAllocationDeposits" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_BusinessAcquisitionPurchasePriceAllocationDeposits" xlink:to="FBP_BusinessAcquisitionPurchasePriceAllocationDeposits_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="FBP_BusinessAcquisitionPurchasePriceAllocationDeposits_lbl" xml:lang="en-US">Deposits</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_BusinessAcquisitionPurchasePriceAllocationNotesPayableAndLongTermDebt" xlink:label="us-gaap_BusinessAcquisitionPurchasePriceAllocationNotesPayableAndLongTermDebt" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_BusinessAcquisitionPurchasePriceAllocationNotesPayableAndLongTermDebt" xlink:to="us-gaap_BusinessAcquisitionPurchasePriceAllocationNotesPayableAndLongTermDebt_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="us-gaap_BusinessAcquisitionPurchasePriceAllocationNotesPayableAndLongTermDebt_lbl" xml:lang="en-US">Borrowings</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_BusinessAcquisitionPurchasePriceAllocationOtherLiabilities" xlink:label="us-gaap_BusinessAcquisitionPurchasePriceAllocationOtherLiabilities" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_BusinessAcquisitionPurchasePriceAllocationOtherLiabilities" xlink:to="us-gaap_BusinessAcquisitionPurchasePriceAllocationOtherLiabilities_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_BusinessAcquisitionPurchasePriceAllocationOtherLiabilities_lbl" xml:lang="en-US">Other</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_BusinessAcquisitionPurchasePriceAllocationLiabilitiesAssumed" xlink:to="us-gaap_BusinessAcquisitionPurchasePriceAllocationLiabilitiesAssumed_2_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="us-gaap_BusinessAcquisitionPurchasePriceAllocationLiabilitiesAssumed_2_lbl" xml:lang="en-US">Total</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_BusinessAcquisitionPurchasePriceAllocationAssetsAcquiredLiabilitiesAssumedNet" xlink:label="us-gaap_BusinessAcquisitionPurchasePriceAllocationAssetsAcquiredLiabilitiesAssumedNet" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_BusinessAcquisitionPurchasePriceAllocationAssetsAcquiredLiabilitiesAssumedNet" xlink:to="us-gaap_BusinessAcquisitionPurchasePriceAllocationAssetsAcquiredLiabilitiesAssumedNet_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_BusinessAcquisitionPurchasePriceAllocationAssetsAcquiredLiabilitiesAssumedNet_lbl" xml:lang="en-US">Excess of liabilities received over assets</link:label>
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_LessAssetDiscount" xlink:label="FBP_LessAssetDiscount" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_LessAssetDiscount" xlink:to="FBP_LessAssetDiscount_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="FBP_LessAssetDiscount_lbl" xml:lang="en-US">Less: Asset discount</link:label>
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_BusinessAcquisitionPurchasePriceAllocationCashReceivedreceivableFromFdicAtClosing" xlink:label="FBP_BusinessAcquisitionPurchasePriceAllocationCashReceivedreceivableFromFdicAtClosing" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_BusinessAcquisitionPurchasePriceAllocationCashReceivedreceivableFromFdicAtClosing" xlink:to="FBP_BusinessAcquisitionPurchasePriceAllocationCashReceivedreceivableFromFdicAtClosing_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="FBP_BusinessAcquisitionPurchasePriceAllocationCashReceivedreceivableFromFdicAtClosing_lbl" xml:lang="en-US">Cash received/receivable from FDIC at closing</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_GainOnPurchaseOfBusiness" xlink:label="us-gaap_GainOnPurchaseOfBusiness" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_GainOnPurchaseOfBusiness" xlink:to="us-gaap_GainOnPurchaseOfBusiness_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_GainOnPurchaseOfBusiness_lbl" xml:lang="en-US">Total gain recorded</link:label>
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_SecuritiesNarrativeDetailsAbstract" xlink:label="FBP_SecuritiesNarrativeDetailsAbstract" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_SecuritiesNarrativeDetailsAbstract" xlink:to="FBP_SecuritiesNarrativeDetailsAbstract_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="FBP_SecuritiesNarrativeDetailsAbstract_lbl" xml:lang="en-US">Securities Details Narrative</link:label>
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_CollateralizedMortageObligationsAmortizedCost" xlink:label="FBP_CollateralizedMortageObligationsAmortizedCost" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_CollateralizedMortageObligationsAmortizedCost" xlink:to="FBP_CollateralizedMortageObligationsAmortizedCost_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="FBP_CollateralizedMortageObligationsAmortizedCost_lbl" xml:lang="en-US">Collateralized mortage obligations, amortized cost</link:label>
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_CollateralizedMortageObligationsFairValue" xlink:label="FBP_CollateralizedMortageObligationsFairValue" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_CollateralizedMortageObligationsFairValue" xlink:to="FBP_CollateralizedMortageObligationsFairValue_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="FBP_CollateralizedMortageObligationsFairValue_lbl" xml:lang="en-US">Collateralized mortage obligations, fair value</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_FederalHomeLoanBankStock" xlink:label="us-gaap_FederalHomeLoanBankStock" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_FederalHomeLoanBankStock" xlink:to="us-gaap_FederalHomeLoanBankStock_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_FederalHomeLoanBankStock_lbl" xml:lang="en-US">Federal Home Loan Bank Stock, cost</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_DepositLiabilitiesCollateralIssuedFinancialInstruments" xlink:label="us-gaap_DepositLiabilitiesCollateralIssuedFinancialInstruments" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_DepositLiabilitiesCollateralIssuedFinancialInstruments" xlink:to="us-gaap_DepositLiabilitiesCollateralIssuedFinancialInstruments_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_DepositLiabilitiesCollateralIssuedFinancialInstruments_lbl" xml:lang="en-US">Investment securities, pledged as collateral for public deposits</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_AvailableForSaleSecuritiesGrossRealizedGainsLossesSaleProceeds" xlink:label="us-gaap_AvailableForSaleSecuritiesGrossRealizedGainsLossesSaleProceeds" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_AvailableForSaleSecuritiesGrossRealizedGainsLossesSaleProceeds" xlink:to="us-gaap_AvailableForSaleSecuritiesGrossRealizedGainsLossesSaleProceeds_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_AvailableForSaleSecuritiesGrossRealizedGainsLossesSaleProceeds_lbl" xml:lang="en-US">Sales of investment securities</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_MarketableSecuritiesRealizedGainLossExcludingOtherThanTemporaryImpairments" xlink:label="us-gaap_MarketableSecuritiesRealizedGainLossExcludingOtherThanTemporaryImpairments" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_MarketableSecuritiesRealizedGainLossExcludingOtherThanTemporaryImpairments" xlink:to="us-gaap_MarketableSecuritiesRealizedGainLossExcludingOtherThanTemporaryImpairments_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_MarketableSecuritiesRealizedGainLossExcludingOtherThanTemporaryImpairments_lbl" xml:lang="en-US">Net realized gains of investment securities</link:label>
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_NetRealizedGainOnCallOfMunicipalSecurities" xlink:label="FBP_NetRealizedGainOnCallOfMunicipalSecurities" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_NetRealizedGainOnCallOfMunicipalSecurities" xlink:to="FBP_NetRealizedGainOnCallOfMunicipalSecurities_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="FBP_NetRealizedGainOnCallOfMunicipalSecurities_lbl" xml:lang="en-US">Net realized gain on the call of municipal securities</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_OtherThanTemporaryImpairmentLossesInvestmentsPortionRecognizedInEarningsNet" xlink:label="us-gaap_OtherThanTemporaryImpairmentLossesInvestmentsPortionRecognizedInEarningsNet" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_OtherThanTemporaryImpairmentLossesInvestmentsPortionRecognizedInEarningsNet" xlink:to="us-gaap_OtherThanTemporaryImpairmentLossesInvestmentsPortionRecognizedInEarningsNet_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_OtherThanTemporaryImpairmentLossesInvestmentsPortionRecognizedInEarningsNet_lbl" xml:lang="en-US">Write-downs of equity portfolio</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_AvailableForSaleSecuritiesAbstract" xlink:label="us-gaap_AvailableForSaleSecuritiesAbstract" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_AvailableForSaleSecuritiesAbstract" xlink:to="us-gaap_AvailableForSaleSecuritiesAbstract_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_AvailableForSaleSecuritiesAbstract_lbl" xml:lang="en-US">Securities available for sale:</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_AvailableForSaleSecuritiesAmortizedCost" xlink:label="us-gaap_AvailableForSaleSecuritiesAmortizedCost" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_AvailableForSaleSecuritiesAmortizedCost" xlink:to="us-gaap_AvailableForSaleSecuritiesAmortizedCost_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_AvailableForSaleSecuritiesAmortizedCost_lbl" xml:lang="en-US">Amortized Cost</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_AvailableForSaleSecurities" xlink:to="us-gaap_AvailableForSaleSecurities_2_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="us-gaap_AvailableForSaleSecurities_2_lbl" xml:lang="en-US">Fair Value</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_AvailableforsaleSecuritiesGrossUnrealizedGain" xlink:label="us-gaap_AvailableforsaleSecuritiesGrossUnrealizedGain" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_AvailableforsaleSecuritiesGrossUnrealizedGain" xlink:to="us-gaap_AvailableforsaleSecuritiesGrossUnrealizedGain_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_AvailableforsaleSecuritiesGrossUnrealizedGain_lbl" xml:lang="en-US">Unrealized Gain</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_AvailableForSaleSecuritiesGrossUnrealizedLosses1" xlink:label="us-gaap_AvailableForSaleSecuritiesGrossUnrealizedLosses1" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_AvailableForSaleSecuritiesGrossUnrealizedLosses1" xlink:to="us-gaap_AvailableForSaleSecuritiesGrossUnrealizedLosses1_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_AvailableForSaleSecuritiesGrossUnrealizedLosses1_lbl" xml:lang="en-US">Unrealized (losses)</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_HeldToMaturitySecuritiesDebtMaturitiesAbstract" xlink:label="us-gaap_HeldToMaturitySecuritiesDebtMaturitiesAbstract" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_HeldToMaturitySecuritiesDebtMaturitiesAbstract" xlink:to="us-gaap_HeldToMaturitySecuritiesDebtMaturitiesAbstract_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_HeldToMaturitySecuritiesDebtMaturitiesAbstract_lbl" xml:lang="en-US">Securities held to maturity:</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_HeldToMaturitySecurities" xlink:to="us-gaap_HeldToMaturitySecurities_2_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="us-gaap_HeldToMaturitySecurities_2_lbl" xml:lang="en-US">Amortized Cost</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_HeldToMaturitySecuritiesFairValue" xlink:to="us-gaap_HeldToMaturitySecuritiesFairValue_2_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="us-gaap_HeldToMaturitySecuritiesFairValue_2_lbl" xml:lang="en-US">Fair Value</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_HeldtomaturitySecuritiesUnrecognizedHoldingGain" xlink:label="us-gaap_HeldtomaturitySecuritiesUnrecognizedHoldingGain" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_HeldtomaturitySecuritiesUnrecognizedHoldingGain" xlink:to="us-gaap_HeldtomaturitySecuritiesUnrecognizedHoldingGain_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="us-gaap_HeldtomaturitySecuritiesUnrecognizedHoldingGain_lbl" xml:lang="en-US">Unrealized Gain</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_HeldToMaturitySecuritiesUnrecognizedHoldingLoss" xlink:label="us-gaap_HeldToMaturitySecuritiesUnrecognizedHoldingLoss" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_HeldToMaturitySecuritiesUnrecognizedHoldingLoss" xlink:to="us-gaap_HeldToMaturitySecuritiesUnrecognizedHoldingLoss_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="us-gaap_HeldToMaturitySecuritiesUnrecognizedHoldingLoss_lbl" xml:lang="en-US">Unrealized (losses)</link:label>
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_SecuritiesInUnrealizedLossPositionForLessThanTwelveMonthsAbstract" xlink:label="FBP_SecuritiesInUnrealizedLossPositionForLessThanTwelveMonthsAbstract" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_SecuritiesInUnrealizedLossPositionForLessThanTwelveMonthsAbstract" xlink:to="FBP_SecuritiesInUnrealizedLossPositionForLessThanTwelveMonthsAbstract_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="FBP_SecuritiesInUnrealizedLossPositionForLessThanTwelveMonthsAbstract_lbl" xml:lang="en-US">Securities in an Unrealized Loss Position for Less than 12 Months</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionLessThanTwelveMonthsFairValue" xlink:label="us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionLessThanTwelveMonthsFairValue" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionLessThanTwelveMonthsFairValue" xlink:to="us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionLessThanTwelveMonthsFairValue_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionLessThanTwelveMonthsFairValue_lbl" xml:lang="en-US">AFS Fair Value</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_AvailableforsaleSecuritiesContinuousUnrealizedLossPositionLessThan12MonthsAggregateLosses2" xlink:label="us-gaap_AvailableforsaleSecuritiesContinuousUnrealizedLossPositionLessThan12MonthsAggregateLosses2" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_AvailableforsaleSecuritiesContinuousUnrealizedLossPositionLessThan12MonthsAggregateLosses2" xlink:to="us-gaap_AvailableforsaleSecuritiesContinuousUnrealizedLossPositionLessThan12MonthsAggregateLosses2_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_AvailableforsaleSecuritiesContinuousUnrealizedLossPositionLessThan12MonthsAggregateLosses2_lbl" xml:lang="en-US">AFS Unrealized Losses</link:label>
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_SecuritiesInUnrealizedLossPositionForMoreThanTwelveMonthsAbstract" xlink:label="FBP_SecuritiesInUnrealizedLossPositionForMoreThanTwelveMonthsAbstract" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_SecuritiesInUnrealizedLossPositionForMoreThanTwelveMonthsAbstract" xlink:to="FBP_SecuritiesInUnrealizedLossPositionForMoreThanTwelveMonthsAbstract_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="FBP_SecuritiesInUnrealizedLossPositionForMoreThanTwelveMonthsAbstract_lbl" xml:lang="en-US">Securities in an Unrealized Loss Position for More than 12 Months</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionTwelveMonthsOrLongerFairValue" xlink:label="us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionTwelveMonthsOrLongerFairValue" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionTwelveMonthsOrLongerFairValue" xlink:to="us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionTwelveMonthsOrLongerFairValue_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionTwelveMonthsOrLongerFairValue_lbl" xml:lang="en-US">AFS Fair Value</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_AvailableforsaleSecuritiesContinuousUnrealizedLossPosition12MonthsOrLongerAggregateLosses2" xlink:label="us-gaap_AvailableforsaleSecuritiesContinuousUnrealizedLossPosition12MonthsOrLongerAggregateLosses2" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_AvailableforsaleSecuritiesContinuousUnrealizedLossPosition12MonthsOrLongerAggregateLosses2" xlink:to="us-gaap_AvailableforsaleSecuritiesContinuousUnrealizedLossPosition12MonthsOrLongerAggregateLosses2_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="us-gaap_AvailableforsaleSecuritiesContinuousUnrealizedLossPosition12MonthsOrLongerAggregateLosses2_lbl" xml:lang="en-US">AFS Unrealized Losses</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionFairValue" xlink:label="us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionFairValue" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionFairValue" xlink:to="us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionFairValue_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionFairValue_lbl" xml:lang="en-US">Total AFS Fair Value</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_AvailableforsaleSecuritiesContinuousUnrealizedLossPositionAggregateLosses2" xlink:label="us-gaap_AvailableforsaleSecuritiesContinuousUnrealizedLossPositionAggregateLosses2" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_AvailableforsaleSecuritiesContinuousUnrealizedLossPositionAggregateLosses2" xlink:to="us-gaap_AvailableforsaleSecuritiesContinuousUnrealizedLossPositionAggregateLosses2_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_AvailableforsaleSecuritiesContinuousUnrealizedLossPositionAggregateLosses2_lbl" xml:lang="en-US">Total AFS Unrealized Losses</link:label>
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_IssuerRating" xlink:label="FBP_IssuerRating" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_IssuerRating" xlink:to="FBP_IssuerRating_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="FBP_IssuerRating_lbl" xml:lang="en-US">S&amp;P issuer ratings</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_AvailableforsaleSecuritiesDebtMaturitiesDate" xlink:label="us-gaap_AvailableforsaleSecuritiesDebtMaturitiesDate" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_AvailableforsaleSecuritiesDebtMaturitiesDate" xlink:to="us-gaap_AvailableforsaleSecuritiesDebtMaturitiesDate_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_AvailableforsaleSecuritiesDebtMaturitiesDate_lbl" xml:lang="en-US">Maturity date</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_AvailableForSaleDebtSecuritiesAmortizedCostBasis" xlink:label="us-gaap_AvailableForSaleDebtSecuritiesAmortizedCostBasis" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_AvailableForSaleDebtSecuritiesAmortizedCostBasis" xlink:to="us-gaap_AvailableForSaleDebtSecuritiesAmortizedCostBasis_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/periodEndLabel" xlink:label="us-gaap_AvailableForSaleDebtSecuritiesAmortizedCostBasis_lbl" xml:lang="en-US">Amortized cost</link:label>
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_AvailableForSaleDebtSecuritiesMarketValue" xlink:label="FBP_AvailableForSaleDebtSecuritiesMarketValue" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_AvailableForSaleDebtSecuritiesMarketValue" xlink:to="FBP_AvailableForSaleDebtSecuritiesMarketValue_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/periodEndLabel" xlink:label="FBP_AvailableForSaleDebtSecuritiesMarketValue_lbl" xml:lang="en-US">Market value</link:label>
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_SecuritiesDetails2Abstract" xlink:label="FBP_SecuritiesDetails2Abstract" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_SecuritiesDetails2Abstract" xlink:to="FBP_SecuritiesDetails2Abstract_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="FBP_SecuritiesDetails2Abstract_lbl" xml:lang="en-US">Securities Details 3</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_AvailableForSaleSecuritiesAbstract" xlink:to="us-gaap_AvailableForSaleSecuritiesAbstract_2_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="us-gaap_AvailableForSaleSecuritiesAbstract_2_lbl" xml:lang="en-US">Securities Available for Sale</link:label>
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_DebtSecuritiesAbstract" xlink:label="FBP_DebtSecuritiesAbstract" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_DebtSecuritiesAbstract" xlink:to="FBP_DebtSecuritiesAbstract_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="FBP_DebtSecuritiesAbstract_lbl" xml:lang="en-US">Debt securities</link:label>
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_AmortizedCostAbstract" xlink:label="FBP_AmortizedCostAbstract" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_AmortizedCostAbstract" xlink:to="FBP_AmortizedCostAbstract_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="FBP_AmortizedCostAbstract_lbl" xml:lang="en-US">Amortized Cost</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_AvailableForSaleSecuritiesDebtMaturitiesWithinOneYearAmortizedCost" xlink:label="us-gaap_AvailableForSaleSecuritiesDebtMaturitiesWithinOneYearAmortizedCost" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_AvailableForSaleSecuritiesDebtMaturitiesWithinOneYearAmortizedCost" xlink:to="us-gaap_AvailableForSaleSecuritiesDebtMaturitiesWithinOneYearAmortizedCost_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_AvailableForSaleSecuritiesDebtMaturitiesWithinOneYearAmortizedCost_lbl" xml:lang="en-US">Due within one year</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterOneThroughFiveYearsAmortizedCost" xlink:label="us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterOneThroughFiveYearsAmortizedCost" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterOneThroughFiveYearsAmortizedCost" xlink:to="us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterOneThroughFiveYearsAmortizedCost_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterOneThroughFiveYearsAmortizedCost_lbl" xml:lang="en-US">Due after one year but within five years</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterFiveThroughTenYearsAmortizedCost" xlink:label="us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterFiveThroughTenYearsAmortizedCost" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterFiveThroughTenYearsAmortizedCost" xlink:to="us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterFiveThroughTenYearsAmortizedCost_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterFiveThroughTenYearsAmortizedCost_lbl" xml:lang="en-US">Due after five years but within ten years</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterTenYearsAmortizedCost" xlink:label="us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterTenYearsAmortizedCost" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterTenYearsAmortizedCost" xlink:to="us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterTenYearsAmortizedCost_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterTenYearsAmortizedCost_lbl" xml:lang="en-US">Due after ten years</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_AvailableForSaleSecuritiesDebtMaturitiesWithoutSingleMaturityDateAmortizedCost" xlink:label="us-gaap_AvailableForSaleSecuritiesDebtMaturitiesWithoutSingleMaturityDateAmortizedCost" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_AvailableForSaleSecuritiesDebtMaturitiesWithoutSingleMaturityDateAmortizedCost" xlink:to="us-gaap_AvailableForSaleSecuritiesDebtMaturitiesWithoutSingleMaturityDateAmortizedCost_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="us-gaap_AvailableForSaleSecuritiesDebtMaturitiesWithoutSingleMaturityDateAmortizedCost_lbl" xml:lang="en-US">Mortgage-backed securities</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAmortizedCost" xlink:label="us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAmortizedCost" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAmortizedCost" xlink:to="us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAmortizedCost_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAmortizedCost_lbl" xml:lang="en-US">Total debt securities</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_AvailableForSaleEquitySecuritiesAmortizedCostBasis" xlink:label="us-gaap_AvailableForSaleEquitySecuritiesAmortizedCostBasis" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_AvailableForSaleEquitySecuritiesAmortizedCostBasis" xlink:to="us-gaap_AvailableForSaleEquitySecuritiesAmortizedCostBasis_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_AvailableForSaleEquitySecuritiesAmortizedCostBasis_lbl" xml:lang="en-US">Equity securities</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_AvailableForSaleSecuritiesAmortizedCost" xlink:to="us-gaap_AvailableForSaleSecuritiesAmortizedCost_2_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="us-gaap_AvailableForSaleSecuritiesAmortizedCost_2_lbl" xml:lang="en-US">Total securities</link:label>
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_FairValueAbstract" xlink:label="FBP_FairValueAbstract" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_FairValueAbstract" xlink:to="FBP_FairValueAbstract_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="FBP_FairValueAbstract_lbl" xml:lang="en-US">Fair Value</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_AvailableForSaleSecuritiesDebtMaturitiesWithinOneYearFairValue" xlink:label="us-gaap_AvailableForSaleSecuritiesDebtMaturitiesWithinOneYearFairValue" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_AvailableForSaleSecuritiesDebtMaturitiesWithinOneYearFairValue" xlink:to="us-gaap_AvailableForSaleSecuritiesDebtMaturitiesWithinOneYearFairValue_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="us-gaap_AvailableForSaleSecuritiesDebtMaturitiesWithinOneYearFairValue_lbl" xml:lang="en-US">Due within one year</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterOneThroughFiveYearsFairValue" xlink:label="us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterOneThroughFiveYearsFairValue" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterOneThroughFiveYearsFairValue" xlink:to="us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterOneThroughFiveYearsFairValue_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterOneThroughFiveYearsFairValue_lbl" xml:lang="en-US">Due after one year but within five years</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterFiveThroughTenYearsFairValue" xlink:label="us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterFiveThroughTenYearsFairValue" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterFiveThroughTenYearsFairValue" xlink:to="us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterFiveThroughTenYearsFairValue_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterFiveThroughTenYearsFairValue_lbl" xml:lang="en-US">Due after five years but within ten years</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterTenYearsFairValue" xlink:label="us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterTenYearsFairValue" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterTenYearsFairValue" xlink:to="us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterTenYearsFairValue_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterTenYearsFairValue_lbl" xml:lang="en-US">Due after ten years</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_AvailableForSaleSecuritiesDebtMaturitiesWithoutSingleMaturityDateFairValue" xlink:label="us-gaap_AvailableForSaleSecuritiesDebtMaturitiesWithoutSingleMaturityDateFairValue" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_AvailableForSaleSecuritiesDebtMaturitiesWithoutSingleMaturityDateFairValue" xlink:to="us-gaap_AvailableForSaleSecuritiesDebtMaturitiesWithoutSingleMaturityDateFairValue_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="us-gaap_AvailableForSaleSecuritiesDebtMaturitiesWithoutSingleMaturityDateFairValue_lbl" xml:lang="en-US">Mortgage-backed securities</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_AvailableForSaleSecuritiesDebtSecurities" xlink:label="us-gaap_AvailableForSaleSecuritiesDebtSecurities" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_AvailableForSaleSecuritiesDebtSecurities" xlink:to="us-gaap_AvailableForSaleSecuritiesDebtSecurities_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="us-gaap_AvailableForSaleSecuritiesDebtSecurities_lbl" xml:lang="en-US">Total debt securities</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_AvailableForSaleSecuritiesEquitySecurities" xlink:label="us-gaap_AvailableForSaleSecuritiesEquitySecurities" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_AvailableForSaleSecuritiesEquitySecurities" xlink:to="us-gaap_AvailableForSaleSecuritiesEquitySecurities_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="us-gaap_AvailableForSaleSecuritiesEquitySecurities_lbl" xml:lang="en-US">Equity securities</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_AvailableForSaleSecurities" xlink:to="us-gaap_AvailableForSaleSecurities_3_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_AvailableForSaleSecurities_3_lbl" xml:lang="en-US">Total securities</link:label>
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_HeldToMaturitySecuritiesAbstract" xlink:label="FBP_HeldToMaturitySecuritiesAbstract" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_HeldToMaturitySecuritiesAbstract" xlink:to="FBP_HeldToMaturitySecuritiesAbstract_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="FBP_HeldToMaturitySecuritiesAbstract_lbl" xml:lang="en-US">Securities Held to Maturity</link:label>
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_DebtSecurities1Abstract" xlink:label="FBP_DebtSecurities1Abstract" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_DebtSecurities1Abstract" xlink:to="FBP_DebtSecurities1Abstract_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="FBP_DebtSecurities1Abstract_lbl" xml:lang="en-US">Debt securities</link:label>
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_AmortizedCost1Abstract" xlink:label="FBP_AmortizedCost1Abstract" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_AmortizedCost1Abstract" xlink:to="FBP_AmortizedCost1Abstract_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="FBP_AmortizedCost1Abstract_lbl" xml:lang="en-US">Amortized Cost</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_HeldToMaturitySecuritiesDebtMaturitiesWithinOneYearNetCarryingAmount" xlink:label="us-gaap_HeldToMaturitySecuritiesDebtMaturitiesWithinOneYearNetCarryingAmount" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_HeldToMaturitySecuritiesDebtMaturitiesWithinOneYearNetCarryingAmount" xlink:to="us-gaap_HeldToMaturitySecuritiesDebtMaturitiesWithinOneYearNetCarryingAmount_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="us-gaap_HeldToMaturitySecuritiesDebtMaturitiesWithinOneYearNetCarryingAmount_lbl" xml:lang="en-US">Due within one year</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_HeldToMaturitySecuritiesDebtMaturitiesAfterOneThroughFiveYearsNetCarryingAmount" xlink:label="us-gaap_HeldToMaturitySecuritiesDebtMaturitiesAfterOneThroughFiveYearsNetCarryingAmount" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_HeldToMaturitySecuritiesDebtMaturitiesAfterOneThroughFiveYearsNetCarryingAmount" xlink:to="us-gaap_HeldToMaturitySecuritiesDebtMaturitiesAfterOneThroughFiveYearsNetCarryingAmount_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="us-gaap_HeldToMaturitySecuritiesDebtMaturitiesAfterOneThroughFiveYearsNetCarryingAmount_lbl" xml:lang="en-US">Due after one year but within five years</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_HeldToMaturitySecuritiesDebtMaturitiesAfterFiveThroughTenYearsNetCarryingAmount" xlink:label="us-gaap_HeldToMaturitySecuritiesDebtMaturitiesAfterFiveThroughTenYearsNetCarryingAmount" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_HeldToMaturitySecuritiesDebtMaturitiesAfterFiveThroughTenYearsNetCarryingAmount" xlink:to="us-gaap_HeldToMaturitySecuritiesDebtMaturitiesAfterFiveThroughTenYearsNetCarryingAmount_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="us-gaap_HeldToMaturitySecuritiesDebtMaturitiesAfterFiveThroughTenYearsNetCarryingAmount_lbl" xml:lang="en-US">Due after five years but within ten years</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_HeldToMaturitySecuritiesDebtMaturitiesAfterTenYearsNetCarryingAmount" xlink:label="us-gaap_HeldToMaturitySecuritiesDebtMaturitiesAfterTenYearsNetCarryingAmount" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_HeldToMaturitySecuritiesDebtMaturitiesAfterTenYearsNetCarryingAmount" xlink:to="us-gaap_HeldToMaturitySecuritiesDebtMaturitiesAfterTenYearsNetCarryingAmount_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="us-gaap_HeldToMaturitySecuritiesDebtMaturitiesAfterTenYearsNetCarryingAmount_lbl" xml:lang="en-US">Due after ten years</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_HeldToMaturitySecuritiesDebtMaturitiesWithoutSingleMaturityDateNetCarryingAmount" xlink:label="us-gaap_HeldToMaturitySecuritiesDebtMaturitiesWithoutSingleMaturityDateNetCarryingAmount" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_HeldToMaturitySecuritiesDebtMaturitiesWithoutSingleMaturityDateNetCarryingAmount" xlink:to="us-gaap_HeldToMaturitySecuritiesDebtMaturitiesWithoutSingleMaturityDateNetCarryingAmount_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="us-gaap_HeldToMaturitySecuritiesDebtMaturitiesWithoutSingleMaturityDateNetCarryingAmount_lbl" xml:lang="en-US">Mortgage-backed securities</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_HeldToMaturitySecuritiesDebtMaturitiesNetCarryingAmount" xlink:label="us-gaap_HeldToMaturitySecuritiesDebtMaturitiesNetCarryingAmount" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_HeldToMaturitySecuritiesDebtMaturitiesNetCarryingAmount" xlink:to="us-gaap_HeldToMaturitySecuritiesDebtMaturitiesNetCarryingAmount_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="us-gaap_HeldToMaturitySecuritiesDebtMaturitiesNetCarryingAmount_lbl" xml:lang="en-US">Total debt securities</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_HeldToMaturitySecurities" xlink:to="us-gaap_HeldToMaturitySecurities_3_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_HeldToMaturitySecurities_3_lbl" xml:lang="en-US">Total securities</link:label>
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_FairValue1Abstract" xlink:label="FBP_FairValue1Abstract" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_FairValue1Abstract" xlink:to="FBP_FairValue1Abstract_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="FBP_FairValue1Abstract_lbl" xml:lang="en-US">Fair Value</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_HeldToMaturitySecuritiesDebtMaturitiesNextRollingTwelveMonthsFairValue" xlink:label="us-gaap_HeldToMaturitySecuritiesDebtMaturitiesNextRollingTwelveMonthsFairValue" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_HeldToMaturitySecuritiesDebtMaturitiesNextRollingTwelveMonthsFairValue" xlink:to="us-gaap_HeldToMaturitySecuritiesDebtMaturitiesNextRollingTwelveMonthsFairValue_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="us-gaap_HeldToMaturitySecuritiesDebtMaturitiesNextRollingTwelveMonthsFairValue_lbl" xml:lang="en-US">Due within one year</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_HeldToMaturitySecuritiesDebtMaturitiesRollingYearTwoThroughFiveFairValue" xlink:label="us-gaap_HeldToMaturitySecuritiesDebtMaturitiesRollingYearTwoThroughFiveFairValue" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_HeldToMaturitySecuritiesDebtMaturitiesRollingYearTwoThroughFiveFairValue" xlink:to="us-gaap_HeldToMaturitySecuritiesDebtMaturitiesRollingYearTwoThroughFiveFairValue_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="us-gaap_HeldToMaturitySecuritiesDebtMaturitiesRollingYearTwoThroughFiveFairValue_lbl" xml:lang="en-US">Due after one year but within five years</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_HeldToMaturitySecuritiesDebtMaturitiesRollingYearSixThroughTenFairValue" xlink:label="us-gaap_HeldToMaturitySecuritiesDebtMaturitiesRollingYearSixThroughTenFairValue" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_HeldToMaturitySecuritiesDebtMaturitiesRollingYearSixThroughTenFairValue" xlink:to="us-gaap_HeldToMaturitySecuritiesDebtMaturitiesRollingYearSixThroughTenFairValue_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="us-gaap_HeldToMaturitySecuritiesDebtMaturitiesRollingYearSixThroughTenFairValue_lbl" xml:lang="en-US">Due after five years but within ten years</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_HeldToMaturitySecuritiesDebtMaturitiesRollingAfterTenYearsFairValue" xlink:label="us-gaap_HeldToMaturitySecuritiesDebtMaturitiesRollingAfterTenYearsFairValue" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_HeldToMaturitySecuritiesDebtMaturitiesRollingAfterTenYearsFairValue" xlink:to="us-gaap_HeldToMaturitySecuritiesDebtMaturitiesRollingAfterTenYearsFairValue_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="us-gaap_HeldToMaturitySecuritiesDebtMaturitiesRollingAfterTenYearsFairValue_lbl" xml:lang="en-US">Due after ten years</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_HeldToMaturitySecuritiesDebtMaturitiesFairValue" xlink:label="us-gaap_HeldToMaturitySecuritiesDebtMaturitiesFairValue" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_HeldToMaturitySecuritiesDebtMaturitiesFairValue" xlink:to="us-gaap_HeldToMaturitySecuritiesDebtMaturitiesFairValue_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="us-gaap_HeldToMaturitySecuritiesDebtMaturitiesFairValue_lbl" xml:lang="en-US">Total debt securities</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_HeldToMaturitySecuritiesFairValue" xlink:to="us-gaap_HeldToMaturitySecuritiesFairValue_3_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_HeldToMaturitySecuritiesFairValue_3_lbl" xml:lang="en-US">Total securities</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_UnamortizedLoanCommitmentAndOriginationFeesAndUnamortizedDiscountsOrPremiumsOther" xlink:label="us-gaap_UnamortizedLoanCommitmentAndOriginationFeesAndUnamortizedDiscountsOrPremiumsOther" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_UnamortizedLoanCommitmentAndOriginationFeesAndUnamortizedDiscountsOrPremiumsOther" xlink:to="us-gaap_UnamortizedLoanCommitmentAndOriginationFeesAndUnamortizedDiscountsOrPremiumsOther_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_UnamortizedLoanCommitmentAndOriginationFeesAndUnamortizedDiscountsOrPremiumsOther_lbl" xml:lang="en-US">Unamortized premiums on loans</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_LoansPledgedAsCollateral" xlink:label="us-gaap_LoansPledgedAsCollateral" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_LoansPledgedAsCollateral" xlink:to="us-gaap_LoansPledgedAsCollateral_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_LoansPledgedAsCollateral_lbl" xml:lang="en-US">Loans pledged as collateral</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_DueFromRelatedParties" xlink:label="us-gaap_DueFromRelatedParties" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_DueFromRelatedParties" xlink:to="us-gaap_DueFromRelatedParties_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_DueFromRelatedParties_lbl" xml:lang="en-US">Loans to officers and directors</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_RepaymentsOfRelatedPartyDebt" xlink:label="us-gaap_RepaymentsOfRelatedPartyDebt" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_RepaymentsOfRelatedPartyDebt" xlink:to="us-gaap_RepaymentsOfRelatedPartyDebt_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_RepaymentsOfRelatedPartyDebt_lbl" xml:lang="en-US">Additions to loans, officers and directors</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ProceedsFromRelatedPartyDebt" xlink:label="us-gaap_ProceedsFromRelatedPartyDebt" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_ProceedsFromRelatedPartyDebt" xlink:to="us-gaap_ProceedsFromRelatedPartyDebt_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_ProceedsFromRelatedPartyDebt_lbl" xml:lang="en-US">Repayments of loans, officers and directors</link:label>
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_AccretionOfLoanDiscount" xlink:label="FBP_AccretionOfLoanDiscount" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_AccretionOfLoanDiscount" xlink:to="FBP_AccretionOfLoanDiscount_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="FBP_AccretionOfLoanDiscount_lbl" xml:lang="en-US">Accretion of loan discount</link:label>
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_LoanDiscount" xlink:label="FBP_LoanDiscount" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_LoanDiscount" xlink:to="FBP_LoanDiscount_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="FBP_LoanDiscount_lbl" xml:lang="en-US">Loan discount on loans</link:label>
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_PercentageOfLoanDiscountAccretion" xlink:label="FBP_PercentageOfLoanDiscountAccretion" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_PercentageOfLoanDiscountAccretion" xlink:to="FBP_PercentageOfLoanDiscountAccretion_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="FBP_PercentageOfLoanDiscountAccretion_lbl" xml:lang="en-US">Percentage of loan discount accretion</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_InterestAndFeeIncomeLoansAndLeases" xlink:label="us-gaap_InterestAndFeeIncomeLoansAndLeases" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_InterestAndFeeIncomeLoansAndLeases" xlink:to="us-gaap_InterestAndFeeIncomeLoansAndLeases_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_InterestAndFeeIncomeLoansAndLeases_lbl" xml:lang="en-US">Interest Income</link:label>
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_InterestIncomeActuallyCollected" xlink:label="FBP_InterestIncomeActuallyCollected" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_InterestIncomeActuallyCollected" xlink:to="FBP_InterestIncomeActuallyCollected_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="FBP_InterestIncomeActuallyCollected_lbl" xml:lang="en-US">Interest income, actually collected</link:label>
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_PartialChargeoffsOnPurchasedLoansOutstanding" xlink:label="FBP_PartialChargeoffsOnPurchasedLoansOutstanding" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_PartialChargeoffsOnPurchasedLoansOutstanding" xlink:to="FBP_PartialChargeoffsOnPurchasedLoansOutstanding_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="FBP_PartialChargeoffsOnPurchasedLoansOutstanding_lbl" xml:lang="en-US">Partial charge-offs on purchased loans outstanding</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_FinancingReceivablesImpairedTroubledDebtRestructuringWriteDown" xlink:label="us-gaap_FinancingReceivablesImpairedTroubledDebtRestructuringWriteDown" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_FinancingReceivablesImpairedTroubledDebtRestructuringWriteDown" xlink:to="us-gaap_FinancingReceivablesImpairedTroubledDebtRestructuringWriteDown_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_FinancingReceivablesImpairedTroubledDebtRestructuringWriteDown_lbl" xml:lang="en-US">Chargeoffs to write-down the TDRs</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_FinancingReceivableReclassificationToHeldForSale" xlink:label="us-gaap_FinancingReceivableReclassificationToHeldForSale" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_FinancingReceivableReclassificationToHeldForSale" xlink:to="us-gaap_FinancingReceivableReclassificationToHeldForSale_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_FinancingReceivableReclassificationToHeldForSale_lbl" xml:lang="en-US">Reclassification TDR to nonperforming loans held for sale</link:label>
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_ReclassificationOfPerfomingLoansToTdrStatus" xlink:label="FBP_ReclassificationOfPerfomingLoansToTdrStatus" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_ReclassificationOfPerfomingLoansToTdrStatus" xlink:to="FBP_ReclassificationOfPerfomingLoansToTdrStatus_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="FBP_ReclassificationOfPerfomingLoansToTdrStatus_lbl" xml:lang="en-US">Reclassification of perfoming loans to TDR status</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_FinancingReceivableModificationsSubsequentDefaultNumberOfContracts" xlink:label="us-gaap_FinancingReceivableModificationsSubsequentDefaultNumberOfContracts" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_FinancingReceivableModificationsSubsequentDefaultNumberOfContracts" xlink:to="us-gaap_FinancingReceivableModificationsSubsequentDefaultNumberOfContracts_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_FinancingReceivableModificationsSubsequentDefaultNumberOfContracts_lbl" xml:lang="en-US">Number of covered loans - Subsequent Default</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_FinancingReceivableModificationsSubsequentDefaultRecordedInvestment" xlink:label="us-gaap_FinancingReceivableModificationsSubsequentDefaultRecordedInvestment" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_FinancingReceivableModificationsSubsequentDefaultRecordedInvestment" xlink:to="us-gaap_FinancingReceivableModificationsSubsequentDefaultRecordedInvestment_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_FinancingReceivableModificationsSubsequentDefaultRecordedInvestment_lbl" xml:lang="en-US">Subsequently covered loans defaulted - Recorded Investment</link:label>
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_SummaryOfMajorCategoriesOfTotalLoansOutstandingAbstract" xlink:label="FBP_SummaryOfMajorCategoriesOfTotalLoansOutstandingAbstract" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_SummaryOfMajorCategoriesOfTotalLoansOutstandingAbstract" xlink:to="FBP_SummaryOfMajorCategoriesOfTotalLoansOutstandingAbstract_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="FBP_SummaryOfMajorCategoriesOfTotalLoansOutstandingAbstract_lbl" xml:lang="en-US">Summary of major categories of Total Loans Outstanding</link:label>
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_AllLoansNoncoveredAndCoveredAbstract" xlink:label="FBP_AllLoansNoncoveredAndCoveredAbstract" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_AllLoansNoncoveredAndCoveredAbstract" xlink:to="FBP_AllLoansNoncoveredAndCoveredAbstract_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="FBP_AllLoansNoncoveredAndCoveredAbstract_lbl" xml:lang="en-US">All loans (non-covered and covered):</link:label>
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_LoansBeforeUnamortizedNetDeferredLoanCosts" xlink:label="FBP_LoansBeforeUnamortizedNetDeferredLoanCosts" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_LoansBeforeUnamortizedNetDeferredLoanCosts" xlink:to="FBP_LoansBeforeUnamortizedNetDeferredLoanCosts_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="FBP_LoansBeforeUnamortizedNetDeferredLoanCosts_lbl" xml:lang="en-US">Amount of loans</link:label>
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_PercentageOfLoans" xlink:label="FBP_PercentageOfLoans" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_PercentageOfLoans" xlink:to="FBP_PercentageOfLoans_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="FBP_PercentageOfLoans_lbl" xml:lang="en-US">Percentage of Loans</link:label>
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_UnamortizedNetDeferredLoanCosts" xlink:label="FBP_UnamortizedNetDeferredLoanCosts" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_UnamortizedNetDeferredLoanCosts" xlink:to="FBP_UnamortizedNetDeferredLoanCosts_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="FBP_UnamortizedNetDeferredLoanCosts_lbl" xml:lang="en-US">Unamortized net deferred loan costs</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_Loans" xlink:to="FBP_Loans_2_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="FBP_Loans_2_lbl" xml:lang="en-US">Loans, total</link:label>
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_SummaryOfMajorCategoriesOfNoncoveredLoansOutstandingAbstract" xlink:label="FBP_SummaryOfMajorCategoriesOfNoncoveredLoansOutstandingAbstract" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_SummaryOfMajorCategoriesOfNoncoveredLoansOutstandingAbstract" xlink:to="FBP_SummaryOfMajorCategoriesOfNoncoveredLoansOutstandingAbstract_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="FBP_SummaryOfMajorCategoriesOfNoncoveredLoansOutstandingAbstract_lbl" xml:lang="en-US">Summary of the major categories of non-covered loans outstanding</link:label>
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_NoncoveredLoansAbstract" xlink:label="FBP_NoncoveredLoansAbstract" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_NoncoveredLoansAbstract" xlink:to="FBP_NoncoveredLoansAbstract_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="FBP_NoncoveredLoansAbstract_lbl" xml:lang="en-US">Non-covered loans:</link:label>
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_LoansBeforeUnamortizedNetDeferredLoanCostsNoncovered" xlink:label="FBP_LoansBeforeUnamortizedNetDeferredLoanCostsNoncovered" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_LoansBeforeUnamortizedNetDeferredLoanCostsNoncovered" xlink:to="FBP_LoansBeforeUnamortizedNetDeferredLoanCostsNoncovered_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="FBP_LoansBeforeUnamortizedNetDeferredLoanCostsNoncovered_lbl" xml:lang="en-US">Total loans</link:label>
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_PercentageOfLoansNonCovered" xlink:label="FBP_PercentageOfLoansNonCovered" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_PercentageOfLoansNonCovered" xlink:to="FBP_PercentageOfLoansNonCovered_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="FBP_PercentageOfLoansNonCovered_lbl" xml:lang="en-US">Percentage of Loans</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_UnamortizedLoanCommitmentAndOriginationFeesAndUnamortizedDiscountsOrPremiums" xlink:label="us-gaap_UnamortizedLoanCommitmentAndOriginationFeesAndUnamortizedDiscountsOrPremiums" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_UnamortizedLoanCommitmentAndOriginationFeesAndUnamortizedDiscountsOrPremiums" xlink:to="us-gaap_UnamortizedLoanCommitmentAndOriginationFeesAndUnamortizedDiscountsOrPremiums_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="us-gaap_UnamortizedLoanCommitmentAndOriginationFeesAndUnamortizedDiscountsOrPremiums_lbl" xml:lang="en-US">Unamortized net deferred loan costs</link:label>
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_CarryingAmountOfCoveredLoansAbstract" xlink:label="FBP_CarryingAmountOfCoveredLoansAbstract" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_CarryingAmountOfCoveredLoansAbstract" xlink:to="FBP_CarryingAmountOfCoveredLoansAbstract_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="FBP_CarryingAmountOfCoveredLoansAbstract_lbl" xml:lang="en-US">Carrying amount of the covered loans</link:label>
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_CoveredLoansAbstract" xlink:label="FBP_CoveredLoansAbstract" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_CoveredLoansAbstract" xlink:to="FBP_CoveredLoansAbstract_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="FBP_CoveredLoansAbstract_lbl" xml:lang="en-US">Covered loans:</link:label>
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_ImpairedPurchasedLoansCarryingValueCovered" xlink:label="FBP_ImpairedPurchasedLoansCarryingValueCovered" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_ImpairedPurchasedLoansCarryingValueCovered" xlink:to="FBP_ImpairedPurchasedLoansCarryingValueCovered_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="FBP_ImpairedPurchasedLoansCarryingValueCovered_lbl" xml:lang="en-US">Impaired Purchased Loans - Carrying Value</link:label>
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_ImpairedPurchasedLoansUnpaidPrincipalBalanceCovered" xlink:label="FBP_ImpairedPurchasedLoansUnpaidPrincipalBalanceCovered" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_ImpairedPurchasedLoansUnpaidPrincipalBalanceCovered" xlink:to="FBP_ImpairedPurchasedLoansUnpaidPrincipalBalanceCovered_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="FBP_ImpairedPurchasedLoansUnpaidPrincipalBalanceCovered_lbl" xml:lang="en-US">Impaired Purchased Loans - Unpaid Principal Balance</link:label>
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_NonimpairedPurchasedLoansCarryingValueCovered" xlink:label="FBP_NonimpairedPurchasedLoansCarryingValueCovered" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_NonimpairedPurchasedLoansCarryingValueCovered" xlink:to="FBP_NonimpairedPurchasedLoansCarryingValueCovered_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="FBP_NonimpairedPurchasedLoansCarryingValueCovered_lbl" xml:lang="en-US">Nonimpaired Purchased Loans - Carrying Value</link:label>
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_NonimpairedPurchasedLoansUnpaidPrincipalBalanceCovered" xlink:label="FBP_NonimpairedPurchasedLoansUnpaidPrincipalBalanceCovered" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_NonimpairedPurchasedLoansUnpaidPrincipalBalanceCovered" xlink:to="FBP_NonimpairedPurchasedLoansUnpaidPrincipalBalanceCovered_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="FBP_NonimpairedPurchasedLoansUnpaidPrincipalBalanceCovered_lbl" xml:lang="en-US">Nonimpaired Purchased Loans - Unpaid Principal Balance</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_LoansAndLeasesReceivableGrossCarryingAmountCovered" xlink:to="us-gaap_LoansAndLeasesReceivableGrossCarryingAmountCovered_2_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="us-gaap_LoansAndLeasesReceivableGrossCarryingAmountCovered_2_lbl" xml:lang="en-US">Total Covered Loans - Carrying Value</link:label>
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_TotalCoveredLoansUnpaidPrincipalBalance" xlink:label="FBP_TotalCoveredLoansUnpaidPrincipalBalance" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_TotalCoveredLoansUnpaidPrincipalBalance" xlink:to="FBP_TotalCoveredLoansUnpaidPrincipalBalance_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="FBP_TotalCoveredLoansUnpaidPrincipalBalance_lbl" xml:lang="en-US">Total Covered Loans - Unpaid Principal Balance</link:label>
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_CoveredPurchasedNonimpairedLoansAbstract" xlink:label="FBP_CoveredPurchasedNonimpairedLoansAbstract" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_CoveredPurchasedNonimpairedLoansAbstract" xlink:to="FBP_CoveredPurchasedNonimpairedLoansAbstract_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="FBP_CoveredPurchasedNonimpairedLoansAbstract_lbl" xml:lang="en-US">Covered purchased nonimpaired loans:</link:label>
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_NonimpairedPurchasedLoansCarryingValue" xlink:label="FBP_NonimpairedPurchasedLoansCarryingValue" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_NonimpairedPurchasedLoansCarryingValue" xlink:to="FBP_NonimpairedPurchasedLoansCarryingValue_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/periodStartLabel" xlink:label="FBP_NonimpairedPurchasedLoansCarryingValue_lbl" xml:lang="en-US">Carrying amount of nonimpaired covered loans, beginning balance</link:label>
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_AdditionsDueToAcquisitionOfBankOfAshevilleAtFairValue" xlink:label="FBP_AdditionsDueToAcquisitionOfBankOfAshevilleAtFairValue" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_AdditionsDueToAcquisitionOfBankOfAshevilleAtFairValue" xlink:to="FBP_AdditionsDueToAcquisitionOfBankOfAshevilleAtFairValue_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="FBP_AdditionsDueToAcquisitionOfBankOfAshevilleAtFairValue_lbl" xml:lang="en-US">Additions due to acquisition of The Bank of Asheville (at fair value)</link:label>
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_PrincipalRepayments" xlink:label="FBP_PrincipalRepayments" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_PrincipalRepayments" xlink:to="FBP_PrincipalRepayments_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="FBP_PrincipalRepayments_lbl" xml:lang="en-US">Principal repayments</link:label>
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_TransfersToForeclosedRealEstate" xlink:label="FBP_TransfersToForeclosedRealEstate" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_TransfersToForeclosedRealEstate" xlink:to="FBP_TransfersToForeclosedRealEstate_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="FBP_TransfersToForeclosedRealEstate_lbl" xml:lang="en-US">Transfers to foreclosed real estate</link:label>
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_LoanChargeoffs" xlink:label="FBP_LoanChargeoffs" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_LoanChargeoffs" xlink:to="FBP_LoanChargeoffs_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="FBP_LoanChargeoffs_lbl" xml:lang="en-US">Loan charge-offs</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_NonimpairedPurchasedLoansCarryingValue" xlink:to="FBP_NonimpairedPurchasedLoansCarryingValue_2_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/periodEndLabel" xlink:label="FBP_NonimpairedPurchasedLoansCarryingValue_2_lbl" xml:lang="en-US">Balance, ending, carrying value</link:label>
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_PurchasedImpairedLoansSubstantiallyAllOfWhichAreCoveredLoansAbstract" xlink:label="FBP_PurchasedImpairedLoansSubstantiallyAllOfWhichAreCoveredLoansAbstract" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_PurchasedImpairedLoansSubstantiallyAllOfWhichAreCoveredLoansAbstract" xlink:to="FBP_PurchasedImpairedLoansSubstantiallyAllOfWhichAreCoveredLoansAbstract_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="FBP_PurchasedImpairedLoansSubstantiallyAllOfWhichAreCoveredLoansAbstract_lbl" xml:lang="en-US">Purchased impaired loans (substantially all of which are covered loans)</link:label>
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_ImpairedPurchasedLoansCarryingValue" xlink:label="FBP_ImpairedPurchasedLoansCarryingValue" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_ImpairedPurchasedLoansCarryingValue" xlink:to="FBP_ImpairedPurchasedLoansCarryingValue_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/periodStartLabel" xlink:label="FBP_ImpairedPurchasedLoansCarryingValue_lbl" xml:lang="en-US">Balance, beginning, carrying value</link:label>
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_ImpairedPurchaseLoansUnpaidPrincipalBalance" xlink:label="FBP_ImpairedPurchaseLoansUnpaidPrincipalBalance" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_ImpairedPurchaseLoansUnpaidPrincipalBalance" xlink:to="FBP_ImpairedPurchaseLoansUnpaidPrincipalBalance_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/periodStartLabel" xlink:label="FBP_ImpairedPurchaseLoansUnpaidPrincipalBalance_lbl" xml:lang="en-US">Balance, beginning, contractual principal</link:label>
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_FairValueAdjustmentWriteDown" xlink:label="FBP_FairValueAdjustmentWriteDown" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_FairValueAdjustmentWriteDown" xlink:to="FBP_FairValueAdjustmentWriteDown_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/periodStartLabel" xlink:label="FBP_FairValueAdjustmentWriteDown_lbl" xml:lang="en-US">Balance, beginning, FMV</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_AdditionsDueToAcquisitionOfBankOfAshevilleAtFairValue" xlink:to="FBP_AdditionsDueToAcquisitionOfBankOfAshevilleAtFairValue_2_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="FBP_AdditionsDueToAcquisitionOfBankOfAshevilleAtFairValue_2_lbl" xml:lang="en-US">Additions due to acquisition of The Bank of Asheville</link:label>
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_ChangeDueToPaymentsReceived" xlink:label="FBP_ChangeDueToPaymentsReceived" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_ChangeDueToPaymentsReceived" xlink:to="FBP_ChangeDueToPaymentsReceived_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="FBP_ChangeDueToPaymentsReceived_lbl" xml:lang="en-US">Change due to payments received</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_TransfersToForeclosedRealEstate" xlink:to="FBP_TransfersToForeclosedRealEstate_2_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="FBP_TransfersToForeclosedRealEstate_2_lbl" xml:lang="en-US">Transfer to foreclosed real estate</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_LoanChargeoffs" xlink:to="FBP_LoanChargeoffs_2_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="FBP_LoanChargeoffs_2_lbl" xml:lang="en-US">Change due to loan charge-off</link:label>
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_Other" xlink:label="FBP_Other" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_Other" xlink:to="FBP_Other_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="FBP_Other_lbl" xml:lang="en-US">Other</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_ImpairedPurchasedLoansCarryingValue" xlink:to="FBP_ImpairedPurchasedLoansCarryingValue_2_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/periodEndLabel" xlink:label="FBP_ImpairedPurchasedLoansCarryingValue_2_lbl" xml:lang="en-US">Balance, ending, carrying value</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_ImpairedPurchaseLoansUnpaidPrincipalBalance" xlink:to="FBP_ImpairedPurchaseLoansUnpaidPrincipalBalance_2_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/periodEndLabel" xlink:label="FBP_ImpairedPurchaseLoansUnpaidPrincipalBalance_2_lbl" xml:lang="en-US">Balance, ending, contractual principal</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_FairValueAdjustmentWriteDown" xlink:to="FBP_FairValueAdjustmentWriteDown_2_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/periodEndLabel" xlink:label="FBP_FairValueAdjustmentWriteDown_2_lbl" xml:lang="en-US">Balance, ending, FMV</link:label>
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_SummaryOfNonperformingAssetsAbstract" xlink:label="FBP_SummaryOfNonperformingAssetsAbstract" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_SummaryOfNonperformingAssetsAbstract" xlink:to="FBP_SummaryOfNonperformingAssetsAbstract_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="FBP_SummaryOfNonperformingAssetsAbstract_lbl" xml:lang="en-US">Summary of nonperforming assets:</link:label>
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_AssetQualityDataAbstract" xlink:label="FBP_AssetQualityDataAbstract" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_AssetQualityDataAbstract" xlink:to="FBP_AssetQualityDataAbstract_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="FBP_AssetQualityDataAbstract_lbl" xml:lang="en-US">ASSET QUALITY DATA</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestmentNonaccrualStatus" xlink:label="us-gaap_FinancingReceivableRecordedInvestmentNonaccrualStatus" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_FinancingReceivableRecordedInvestmentNonaccrualStatus" xlink:to="us-gaap_FinancingReceivableRecordedInvestmentNonaccrualStatus_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_FinancingReceivableRecordedInvestmentNonaccrualStatus_lbl" xml:lang="en-US">Nonaccrual loans</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_FinancingReceivableModificationsRecordedInvestment" xlink:label="us-gaap_FinancingReceivableModificationsRecordedInvestment" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_FinancingReceivableModificationsRecordedInvestment" xlink:to="us-gaap_FinancingReceivableModificationsRecordedInvestment_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_FinancingReceivableModificationsRecordedInvestment_lbl" xml:lang="en-US">Restructured loans - accruing</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestment90DaysPastDueAndStillAccruing" xlink:label="us-gaap_FinancingReceivableRecordedInvestment90DaysPastDueAndStillAccruing" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_FinancingReceivableRecordedInvestment90DaysPastDueAndStillAccruing" xlink:to="us-gaap_FinancingReceivableRecordedInvestment90DaysPastDueAndStillAccruing_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_FinancingReceivableRecordedInvestment90DaysPastDueAndStillAccruing_lbl" xml:lang="en-US">Accruing loans &gt; 90 days past due</link:label>
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_NonperformingLoans" xlink:label="FBP_NonperformingLoans" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_NonperformingLoans" xlink:to="FBP_NonperformingLoans_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="FBP_NonperformingLoans_lbl" xml:lang="en-US">Total nonperforming loans</link:label>
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_NonperformingLoansHeldForSale" xlink:label="FBP_NonperformingLoansHeldForSale" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_NonperformingLoansHeldForSale" xlink:to="FBP_NonperformingLoansHeldForSale_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="FBP_NonperformingLoansHeldForSale_lbl" xml:lang="en-US">Nonperforming loans held for sale</link:label>
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_NonperformingAssets" xlink:label="FBP_NonperformingAssets" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_NonperformingAssets" xlink:to="FBP_NonperformingAssets_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="FBP_NonperformingAssets_lbl" xml:lang="en-US">Total nonperforming assets</link:label>
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_InformationRelatedToImpairedLoansAbstract" xlink:label="FBP_InformationRelatedToImpairedLoansAbstract" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_InformationRelatedToImpairedLoansAbstract" xlink:to="FBP_InformationRelatedToImpairedLoansAbstract_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="FBP_InformationRelatedToImpairedLoansAbstract_lbl" xml:lang="en-US">Information related to impaired loans:</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ImpairedFinancingReceivableRecordedInvestment" xlink:label="us-gaap_ImpairedFinancingReceivableRecordedInvestment" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_ImpairedFinancingReceivableRecordedInvestment" xlink:to="us-gaap_ImpairedFinancingReceivableRecordedInvestment_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_ImpairedFinancingReceivableRecordedInvestment_lbl" xml:lang="en-US">Impaired loans at period end</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ImpairedFinancingReceivableAverageRecordedInvestment" xlink:label="us-gaap_ImpairedFinancingReceivableAverageRecordedInvestment" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_ImpairedFinancingReceivableAverageRecordedInvestment" xlink:to="us-gaap_ImpairedFinancingReceivableAverageRecordedInvestment_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_ImpairedFinancingReceivableAverageRecordedInvestment_lbl" xml:lang="en-US">Average amount of impaired loans for period</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ImpairedFinancingReceivableRelatedAllowance" xlink:label="us-gaap_ImpairedFinancingReceivableRelatedAllowance" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_ImpairedFinancingReceivableRelatedAllowance" xlink:to="us-gaap_ImpairedFinancingReceivableRelatedAllowance_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/periodEndLabel" xlink:label="us-gaap_ImpairedFinancingReceivableRelatedAllowance_lbl" xml:lang="en-US">Impaired loans with related allowance - Related Allowance</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ImpairedFinancingReceivableWithNoRelatedAllowanceRecordedInvestment" xlink:label="us-gaap_ImpairedFinancingReceivableWithNoRelatedAllowanceRecordedInvestment" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_ImpairedFinancingReceivableWithNoRelatedAllowanceRecordedInvestment" xlink:to="us-gaap_ImpairedFinancingReceivableWithNoRelatedAllowanceRecordedInvestment_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/periodEndLabel" xlink:label="us-gaap_ImpairedFinancingReceivableWithNoRelatedAllowanceRecordedInvestment_lbl" xml:lang="en-US">Impaired loans with no related allowance - Recorded Investment</link:label>
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_CompanysNonaccrualLoansAbstract" xlink:label="FBP_CompanysNonaccrualLoansAbstract" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_CompanysNonaccrualLoansAbstract" xlink:to="FBP_CompanysNonaccrualLoansAbstract_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="FBP_CompanysNonaccrualLoansAbstract_lbl" xml:lang="en-US">Company's nonaccrual loans:</link:label>
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_AnalysisOfPaymentStatusOfLoansAbstract" xlink:label="FBP_AnalysisOfPaymentStatusOfLoansAbstract" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_AnalysisOfPaymentStatusOfLoansAbstract" xlink:to="FBP_AnalysisOfPaymentStatusOfLoansAbstract_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="FBP_AnalysisOfPaymentStatusOfLoansAbstract_lbl" xml:lang="en-US">Analysis of the payment status of loans</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestment30To59DaysPastDue" xlink:label="us-gaap_FinancingReceivableRecordedInvestment30To59DaysPastDue" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_FinancingReceivableRecordedInvestment30To59DaysPastDue" xlink:to="us-gaap_FinancingReceivableRecordedInvestment30To59DaysPastDue_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_FinancingReceivableRecordedInvestment30To59DaysPastDue_lbl" xml:lang="en-US">30-59 Days Past Due</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestment60To89DaysPastDue" xlink:label="us-gaap_FinancingReceivableRecordedInvestment60To89DaysPastDue" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_FinancingReceivableRecordedInvestment60To89DaysPastDue" xlink:to="us-gaap_FinancingReceivableRecordedInvestment60To89DaysPastDue_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_FinancingReceivableRecordedInvestment60To89DaysPastDue_lbl" xml:lang="en-US">60-89 Days Past Due</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestmentCurrent" xlink:label="us-gaap_FinancingReceivableRecordedInvestmentCurrent" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_FinancingReceivableRecordedInvestmentCurrent" xlink:to="us-gaap_FinancingReceivableRecordedInvestmentCurrent_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_FinancingReceivableRecordedInvestmentCurrent_lbl" xml:lang="en-US">Current</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_LoansAndLeasesReceivableGrossCarryingAmount" xlink:to="us-gaap_LoansAndLeasesReceivableGrossCarryingAmount_2_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="us-gaap_LoansAndLeasesReceivableGrossCarryingAmount_2_lbl" xml:lang="en-US">Total non-covered loans</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_UnamortizedNetDeferredLoanCosts" xlink:to="FBP_UnamortizedNetDeferredLoanCosts_2_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="FBP_UnamortizedNetDeferredLoanCosts_2_lbl" xml:lang="en-US">[UnamortizedNetDeferredLoanCosts]</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_Loans" xlink:to="FBP_Loans_3_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="FBP_Loans_3_lbl" xml:lang="en-US">Loans</link:label>
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_AllowanceForLoanLossesForNoncoveredLoansAbstract" xlink:label="FBP_AllowanceForLoanLossesForNoncoveredLoansAbstract" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_AllowanceForLoanLossesForNoncoveredLoansAbstract" xlink:to="FBP_AllowanceForLoanLossesForNoncoveredLoansAbstract_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="FBP_AllowanceForLoanLossesForNoncoveredLoansAbstract_lbl" xml:lang="en-US">Allowance for loan losses for non-covered loans:</link:label>
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_ActivityInAllowanceForLoanLossesForNoncoveredLoansAbstract" xlink:label="FBP_ActivityInAllowanceForLoanLossesForNoncoveredLoansAbstract" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_ActivityInAllowanceForLoanLossesForNoncoveredLoansAbstract" xlink:to="FBP_ActivityInAllowanceForLoanLossesForNoncoveredLoansAbstract_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="FBP_ActivityInAllowanceForLoanLossesForNoncoveredLoansAbstract_lbl" xml:lang="en-US">Activity in the allowance for loan losses for non-covered loans</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_FinancingReceivableAllowanceForCreditLosses" xlink:label="us-gaap_FinancingReceivableAllowanceForCreditLosses" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_FinancingReceivableAllowanceForCreditLosses" xlink:to="us-gaap_FinancingReceivableAllowanceForCreditLosses_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/periodStartLabel" xlink:label="us-gaap_FinancingReceivableAllowanceForCreditLosses_lbl" xml:lang="en-US">Beginning balance</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_FinancingReceivableAllowanceForCreditLossesWriteOffs" xlink:label="us-gaap_FinancingReceivableAllowanceForCreditLossesWriteOffs" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_FinancingReceivableAllowanceForCreditLossesWriteOffs" xlink:to="us-gaap_FinancingReceivableAllowanceForCreditLossesWriteOffs_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_FinancingReceivableAllowanceForCreditLossesWriteOffs_lbl" xml:lang="en-US">Charge-offs</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_FinancingReceivableAllowanceForCreditLossesRecovery" xlink:label="us-gaap_FinancingReceivableAllowanceForCreditLossesRecovery" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_FinancingReceivableAllowanceForCreditLossesRecovery" xlink:to="us-gaap_FinancingReceivableAllowanceForCreditLossesRecovery_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_FinancingReceivableAllowanceForCreditLossesRecovery_lbl" xml:lang="en-US">Recoveries</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_ProvisionForLoanLeaseAndOtherLosses" xlink:to="us-gaap_ProvisionForLoanLeaseAndOtherLosses_3_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="us-gaap_ProvisionForLoanLeaseAndOtherLosses_3_lbl" xml:lang="en-US">Provisions</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_FinancingReceivableAllowanceForCreditLosses" xlink:to="us-gaap_FinancingReceivableAllowanceForCreditLosses_2_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/periodEndLabel" xlink:label="us-gaap_FinancingReceivableAllowanceForCreditLosses_2_lbl" xml:lang="en-US">Ending balance</link:label>
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_EndingBalancesAllowanceForLoanLossesAbstract" xlink:label="FBP_EndingBalancesAllowanceForLoanLossesAbstract" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_EndingBalancesAllowanceForLoanLossesAbstract" xlink:to="FBP_EndingBalancesAllowanceForLoanLossesAbstract_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="FBP_EndingBalancesAllowanceForLoanLossesAbstract_lbl" xml:lang="en-US">Ending balances: Allowance for loan losses</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_FinancingReceivableAllowanceForCreditLossesIndividuallyEvaluatedForImpairment1" xlink:label="us-gaap_FinancingReceivableAllowanceForCreditLossesIndividuallyEvaluatedForImpairment1" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_FinancingReceivableAllowanceForCreditLossesIndividuallyEvaluatedForImpairment1" xlink:to="us-gaap_FinancingReceivableAllowanceForCreditLossesIndividuallyEvaluatedForImpairment1_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/periodEndLabel" xlink:label="us-gaap_FinancingReceivableAllowanceForCreditLossesIndividuallyEvaluatedForImpairment1_lbl" xml:lang="en-US">Individually evaluated for impairment</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_FinancingReceivableAllowanceForCreditLossesCollectivelyEvaluatedForImpairment" xlink:label="us-gaap_FinancingReceivableAllowanceForCreditLossesCollectivelyEvaluatedForImpairment" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_FinancingReceivableAllowanceForCreditLossesCollectivelyEvaluatedForImpairment" xlink:to="us-gaap_FinancingReceivableAllowanceForCreditLossesCollectivelyEvaluatedForImpairment_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/periodEndLabel" xlink:label="us-gaap_FinancingReceivableAllowanceForCreditLossesCollectivelyEvaluatedForImpairment_lbl" xml:lang="en-US">Collectively evaluated for impairment</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_FinancingReceivableAllowanceForCreditLossesAcquiredWithDeterioratedCreditQuality" xlink:label="us-gaap_FinancingReceivableAllowanceForCreditLossesAcquiredWithDeterioratedCreditQuality" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_FinancingReceivableAllowanceForCreditLossesAcquiredWithDeterioratedCreditQuality" xlink:to="us-gaap_FinancingReceivableAllowanceForCreditLossesAcquiredWithDeterioratedCreditQuality_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/periodEndLabel" xlink:label="us-gaap_FinancingReceivableAllowanceForCreditLossesAcquiredWithDeterioratedCreditQuality_lbl" xml:lang="en-US">Loans acquired with deteriorated credit quality</link:label>
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_LoansReceivableAbstract" xlink:label="FBP_LoansReceivableAbstract" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_LoansReceivableAbstract" xlink:to="FBP_LoansReceivableAbstract_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="FBP_LoansReceivableAbstract_lbl" xml:lang="en-US">Loans receivable:</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_LoansAndLeasesReceivableGrossCarryingAmount" xlink:to="us-gaap_LoansAndLeasesReceivableGrossCarryingAmount_3_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/periodEndLabel" xlink:label="us-gaap_LoansAndLeasesReceivableGrossCarryingAmount_3_lbl" xml:lang="en-US">Ending balance - total</link:label>
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_EndingBalancesLoansAbstract" xlink:label="FBP_EndingBalancesLoansAbstract" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_EndingBalancesLoansAbstract" xlink:to="FBP_EndingBalancesLoansAbstract_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="FBP_EndingBalancesLoansAbstract_lbl" xml:lang="en-US">Ending balances: Loans</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_FinancingReceivableIndividuallyEvaluatedForImpairment" xlink:label="us-gaap_FinancingReceivableIndividuallyEvaluatedForImpairment" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_FinancingReceivableIndividuallyEvaluatedForImpairment" xlink:to="us-gaap_FinancingReceivableIndividuallyEvaluatedForImpairment_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/periodEndLabel" xlink:label="us-gaap_FinancingReceivableIndividuallyEvaluatedForImpairment_lbl" xml:lang="en-US">Individually evaluated for impairment</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_FinancingReceivableCollectivelyEvaluatedForImpairment" xlink:label="us-gaap_FinancingReceivableCollectivelyEvaluatedForImpairment" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_FinancingReceivableCollectivelyEvaluatedForImpairment" xlink:to="us-gaap_FinancingReceivableCollectivelyEvaluatedForImpairment_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/periodEndLabel" xlink:label="us-gaap_FinancingReceivableCollectivelyEvaluatedForImpairment_lbl" xml:lang="en-US">Collectively evaluated for impairment</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_FinancingReceivableAcquiredWithDeterioratedCreditQuality" xlink:label="us-gaap_FinancingReceivableAcquiredWithDeterioratedCreditQuality" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_FinancingReceivableAcquiredWithDeterioratedCreditQuality" xlink:to="us-gaap_FinancingReceivableAcquiredWithDeterioratedCreditQuality_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/periodEndLabel" xlink:label="us-gaap_FinancingReceivableAcquiredWithDeterioratedCreditQuality_lbl" xml:lang="en-US">Loans acquired with deteriorated credit quality</link:label>
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_AllowanceForLoanLossesForCoveredLoansAbstract" xlink:label="FBP_AllowanceForLoanLossesForCoveredLoansAbstract" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_AllowanceForLoanLossesForCoveredLoansAbstract" xlink:to="FBP_AllowanceForLoanLossesForCoveredLoansAbstract_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="FBP_AllowanceForLoanLossesForCoveredLoansAbstract_lbl" xml:lang="en-US">Allowance for loan losses for covered loans:</link:label>
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_ActivityInAllowanceForLoanLossesForCoveredLoansAbstract" xlink:label="FBP_ActivityInAllowanceForLoanLossesForCoveredLoansAbstract" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_ActivityInAllowanceForLoanLossesForCoveredLoansAbstract" xlink:to="FBP_ActivityInAllowanceForLoanLossesForCoveredLoansAbstract_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="FBP_ActivityInAllowanceForLoanLossesForCoveredLoansAbstract_lbl" xml:lang="en-US">Activity in the allowance for loan losses for covered loans</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_LoansAndLeasesReceivableGrossCarryingAmountCovered" xlink:to="us-gaap_LoansAndLeasesReceivableGrossCarryingAmountCovered_3_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/periodEndLabel" xlink:label="us-gaap_LoansAndLeasesReceivableGrossCarryingAmountCovered_3_lbl" xml:lang="en-US">Ending balance - total</link:label>
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_ImpairedLoansAbstract" xlink:label="FBP_ImpairedLoansAbstract" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_ImpairedLoansAbstract" xlink:to="FBP_ImpairedLoansAbstract_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="FBP_ImpairedLoansAbstract_lbl" xml:lang="en-US">Impaired loans</link:label>
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_LoansWithNoRelatedAllowanceRecordedAbstract" xlink:label="FBP_LoansWithNoRelatedAllowanceRecordedAbstract" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_LoansWithNoRelatedAllowanceRecordedAbstract" xlink:to="FBP_LoansWithNoRelatedAllowanceRecordedAbstract_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="FBP_LoansWithNoRelatedAllowanceRecordedAbstract_lbl" xml:lang="en-US">Loans with no related allowance recorded:</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ImpairedFinancingReceivableWithNoRelatedAllowanceUnpaidPrincipalBalance" xlink:label="us-gaap_ImpairedFinancingReceivableWithNoRelatedAllowanceUnpaidPrincipalBalance" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_ImpairedFinancingReceivableWithNoRelatedAllowanceUnpaidPrincipalBalance" xlink:to="us-gaap_ImpairedFinancingReceivableWithNoRelatedAllowanceUnpaidPrincipalBalance_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/periodEndLabel" xlink:label="us-gaap_ImpairedFinancingReceivableWithNoRelatedAllowanceUnpaidPrincipalBalance_lbl" xml:lang="en-US">Imapired loans with no related allowance - Unpaid Principal Balance</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ImpairedFinancingReceivableWithNoRelatedAllowanceAverageRecordedInvestment" xlink:label="us-gaap_ImpairedFinancingReceivableWithNoRelatedAllowanceAverageRecordedInvestment" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_ImpairedFinancingReceivableWithNoRelatedAllowanceAverageRecordedInvestment" xlink:to="us-gaap_ImpairedFinancingReceivableWithNoRelatedAllowanceAverageRecordedInvestment_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_ImpairedFinancingReceivableWithNoRelatedAllowanceAverageRecordedInvestment_lbl" xml:lang="en-US">Impaired loans with no related allowance - Average Recorded Investment</link:label>
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_LoansWithAllowanceRecordedAbstract" xlink:label="FBP_LoansWithAllowanceRecordedAbstract" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_LoansWithAllowanceRecordedAbstract" xlink:to="FBP_LoansWithAllowanceRecordedAbstract_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="FBP_LoansWithAllowanceRecordedAbstract_lbl" xml:lang="en-US">Loans with an allowance recorded:</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment" xlink:label="us-gaap_ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment" xlink:to="us-gaap_ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/periodEndLabel" xlink:label="us-gaap_ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment_lbl" xml:lang="en-US">Impaired loans with allowance - Recorded Investment</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ImpairedFinancingReceivableWithRelatedAllowanceUnpaidPrincipalBalance" xlink:label="us-gaap_ImpairedFinancingReceivableWithRelatedAllowanceUnpaidPrincipalBalance" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_ImpairedFinancingReceivableWithRelatedAllowanceUnpaidPrincipalBalance" xlink:to="us-gaap_ImpairedFinancingReceivableWithRelatedAllowanceUnpaidPrincipalBalance_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/periodEndLabel" xlink:label="us-gaap_ImpairedFinancingReceivableWithRelatedAllowanceUnpaidPrincipalBalance_lbl" xml:lang="en-US">Impaired loans with allowance - Unpaid Principal Balance</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ImpairedFinancingReceivableWithRelatedAllowanceAverageRecordedInvestment" xlink:label="us-gaap_ImpairedFinancingReceivableWithRelatedAllowanceAverageRecordedInvestment" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_ImpairedFinancingReceivableWithRelatedAllowanceAverageRecordedInvestment" xlink:to="us-gaap_ImpairedFinancingReceivableWithRelatedAllowanceAverageRecordedInvestment_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_ImpairedFinancingReceivableWithRelatedAllowanceAverageRecordedInvestment_lbl" xml:lang="en-US">Impaired loans with related allowance - Average Recorded Investment</link:label>
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_RecordedInvestmentInLoansByCreditQualityIndicatorsAbstract" xlink:label="FBP_RecordedInvestmentInLoansByCreditQualityIndicatorsAbstract" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_RecordedInvestmentInLoansByCreditQualityIndicatorsAbstract" xlink:to="FBP_RecordedInvestmentInLoansByCreditQualityIndicatorsAbstract_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="FBP_RecordedInvestmentInLoansByCreditQualityIndicatorsAbstract_lbl" xml:lang="en-US">Recorded investment in loans by credit quality indicators:</link:label>
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_LoansReceivableNonCoveredGrossCarryingAmount" xlink:label="FBP_LoansReceivableNonCoveredGrossCarryingAmount" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_LoansReceivableNonCoveredGrossCarryingAmount" xlink:to="FBP_LoansReceivableNonCoveredGrossCarryingAmount_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="FBP_LoansReceivableNonCoveredGrossCarryingAmount_lbl" xml:lang="en-US">Non-covered loans</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_LoansAndLeasesReceivableGrossCarryingAmountCovered" xlink:to="us-gaap_LoansAndLeasesReceivableGrossCarryingAmountCovered_4_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_LoansAndLeasesReceivableGrossCarryingAmountCovered_4_lbl" xml:lang="en-US">Covered loans</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_Loans" xlink:to="FBP_Loans_4_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="FBP_Loans_4_lbl" xml:lang="en-US">Total loans</link:label>
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_InformationRelatedToLoansModifiedInTroubledDebtRestructuringAbstract" xlink:label="FBP_InformationRelatedToLoansModifiedInTroubledDebtRestructuringAbstract" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_InformationRelatedToLoansModifiedInTroubledDebtRestructuringAbstract" xlink:to="FBP_InformationRelatedToLoansModifiedInTroubledDebtRestructuringAbstract_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="FBP_InformationRelatedToLoansModifiedInTroubledDebtRestructuringAbstract_lbl" xml:lang="en-US">Information related to loans modified in a troubled debt restructuring:</link:label>
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_FinancingReceivableModificationsNumberOfContracts1Accruing" xlink:label="FBP_FinancingReceivableModificationsNumberOfContracts1Accruing" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_FinancingReceivableModificationsNumberOfContracts1Accruing" xlink:to="FBP_FinancingReceivableModificationsNumberOfContracts1Accruing_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="FBP_FinancingReceivableModificationsNumberOfContracts1Accruing_lbl" xml:lang="en-US">Number of contracts, TDRs Accruing</link:label>
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_TdrsArisingDuringPeriodAccruingPremodification" xlink:label="FBP_TdrsArisingDuringPeriodAccruingPremodification" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_TdrsArisingDuringPeriodAccruingPremodification" xlink:to="FBP_TdrsArisingDuringPeriodAccruingPremodification_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="FBP_TdrsArisingDuringPeriodAccruingPremodification_lbl" xml:lang="en-US">TDRs arising during period - Accruing Pre-Modification</link:label>
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_FinancingReceivableModificationsPostModificationRecordedInvestment1Accruing" xlink:label="FBP_FinancingReceivableModificationsPostModificationRecordedInvestment1Accruing" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_FinancingReceivableModificationsPostModificationRecordedInvestment1Accruing" xlink:to="FBP_FinancingReceivableModificationsPostModificationRecordedInvestment1Accruing_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="FBP_FinancingReceivableModificationsPostModificationRecordedInvestment1Accruing_lbl" xml:lang="en-US">TDRs arising during period - Accruing Post-Modification</link:label>
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_FinancingReceivableModificationsNumberOfContracts1Nonaccrual" xlink:label="FBP_FinancingReceivableModificationsNumberOfContracts1Nonaccrual" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_FinancingReceivableModificationsNumberOfContracts1Nonaccrual" xlink:to="FBP_FinancingReceivableModificationsNumberOfContracts1Nonaccrual_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="FBP_FinancingReceivableModificationsNumberOfContracts1Nonaccrual_lbl" xml:lang="en-US">Number of contracts, TDRs Nonaccrual</link:label>
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_TdrsArisingDuringPeriodNonaccrualPremodification" xlink:label="FBP_TdrsArisingDuringPeriodNonaccrualPremodification" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_TdrsArisingDuringPeriodNonaccrualPremodification" xlink:to="FBP_TdrsArisingDuringPeriodNonaccrualPremodification_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="FBP_TdrsArisingDuringPeriodNonaccrualPremodification_lbl" xml:lang="en-US">TDRs arising during period - Nonaccrual Pre-Modification</link:label>
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_FinancingReceivableModificationsPostModificationRecordedInvestment1Nonaccrual" xlink:label="FBP_FinancingReceivableModificationsPostModificationRecordedInvestment1Nonaccrual" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_FinancingReceivableModificationsPostModificationRecordedInvestment1Nonaccrual" xlink:to="FBP_FinancingReceivableModificationsPostModificationRecordedInvestment1Nonaccrual_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="FBP_FinancingReceivableModificationsPostModificationRecordedInvestment1Nonaccrual_lbl" xml:lang="en-US">TDRs arising during period - Nonaccrual Post-Modification</link:label>
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_FinancingReceivableModificationsNumberOfContracts1Total" xlink:label="FBP_FinancingReceivableModificationsNumberOfContracts1Total" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_FinancingReceivableModificationsNumberOfContracts1Total" xlink:to="FBP_FinancingReceivableModificationsNumberOfContracts1Total_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="FBP_FinancingReceivableModificationsNumberOfContracts1Total_lbl" xml:lang="en-US">Number of contracts, TDRs</link:label>
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_FinancingReceivableModificationsPostModificationRecordedInvestment1Total" xlink:label="FBP_FinancingReceivableModificationsPostModificationRecordedInvestment1Total" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_FinancingReceivableModificationsPostModificationRecordedInvestment1Total" xlink:to="FBP_FinancingReceivableModificationsPostModificationRecordedInvestment1Total_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="FBP_FinancingReceivableModificationsPostModificationRecordedInvestment1Total_lbl" xml:lang="en-US">TDRs arising during period Pre-Modification</link:label>
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_TdrsArisingDuringPeriodPostmodification" xlink:label="FBP_TdrsArisingDuringPeriodPostmodification" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_TdrsArisingDuringPeriodPostmodification" xlink:to="FBP_TdrsArisingDuringPeriodPostmodification_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="FBP_TdrsArisingDuringPeriodPostmodification_lbl" xml:lang="en-US">TDRs arising during period Post-Modification</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_PropertyPlantAndEquipmentGross" xlink:label="us-gaap_PropertyPlantAndEquipmentGross" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_PropertyPlantAndEquipmentGross" xlink:to="us-gaap_PropertyPlantAndEquipmentGross_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_PropertyPlantAndEquipmentGross_lbl" xml:lang="en-US">Premises and equipment, gross</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_AccumulatedDepreciationDepletionAndAmortizationPropertyPlantAndEquipment" xlink:label="us-gaap_AccumulatedDepreciationDepletionAndAmortizationPropertyPlantAndEquipment" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_AccumulatedDepreciationDepletionAndAmortizationPropertyPlantAndEquipment" xlink:to="us-gaap_AccumulatedDepreciationDepletionAndAmortizationPropertyPlantAndEquipment_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_AccumulatedDepreciationDepletionAndAmortizationPropertyPlantAndEquipment_lbl" xml:lang="en-US">Less accumulated depreciation and amortization</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_PropertyPlantAndEquipmentNet" xlink:to="us-gaap_PropertyPlantAndEquipmentNet_2_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="us-gaap_PropertyPlantAndEquipmentNet_2_lbl" xml:lang="en-US">Net book value of premises and equipment</link:label>
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_FdicIndemnificationAssetDetailsAbstract" xlink:label="FBP_FdicIndemnificationAssetDetailsAbstract" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_FdicIndemnificationAssetDetailsAbstract" xlink:to="FBP_FdicIndemnificationAssetDetailsAbstract_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="FBP_FdicIndemnificationAssetDetailsAbstract_lbl" xml:lang="en-US">Fdic Indemnification Asset Details</link:label>
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_FdicIndemnificationAssetComponentsAbstract" xlink:label="FBP_FdicIndemnificationAssetComponentsAbstract" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_FdicIndemnificationAssetComponentsAbstract" xlink:to="FBP_FdicIndemnificationAssetComponentsAbstract_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="FBP_FdicIndemnificationAssetComponentsAbstract_lbl" xml:lang="en-US">FDIC indemnification asset components</link:label>
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_ReceivableRelatedToEstimatedFutureClaimsOnLoans" xlink:label="FBP_ReceivableRelatedToEstimatedFutureClaimsOnLoans" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_ReceivableRelatedToEstimatedFutureClaimsOnLoans" xlink:to="FBP_ReceivableRelatedToEstimatedFutureClaimsOnLoans_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="FBP_ReceivableRelatedToEstimatedFutureClaimsOnLoans_lbl" xml:lang="en-US">Receivable related to estimated future claims on loans</link:label>
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_ReceivableRelatedToEstimatedFutureClaimsOnOtherRealEstateOwned" xlink:label="FBP_ReceivableRelatedToEstimatedFutureClaimsOnOtherRealEstateOwned" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_ReceivableRelatedToEstimatedFutureClaimsOnOtherRealEstateOwned" xlink:to="FBP_ReceivableRelatedToEstimatedFutureClaimsOnOtherRealEstateOwned_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="FBP_ReceivableRelatedToEstimatedFutureClaimsOnOtherRealEstateOwned_lbl" xml:lang="en-US">Receivable related to estimated future claims on other real estate owned</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_FDICIndemnificationAsset" xlink:to="us-gaap_FDICIndemnificationAsset_2_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="us-gaap_FDICIndemnificationAsset_2_lbl" xml:lang="en-US">FDIC indemnification asset</link:label>
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_FdicIndemnificationAssetDetails1Abstract" xlink:label="FBP_FdicIndemnificationAssetDetails1Abstract" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_FdicIndemnificationAssetDetails1Abstract" xlink:to="FBP_FdicIndemnificationAssetDetails1Abstract_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="FBP_FdicIndemnificationAssetDetails1Abstract_lbl" xml:lang="en-US">Fdic Indemnification Asset Details 1</link:label>
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_RollforwardOfFdicIndemnificationAssetAbstract" xlink:label="FBP_RollforwardOfFdicIndemnificationAssetAbstract" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_RollforwardOfFdicIndemnificationAssetAbstract" xlink:to="FBP_RollforwardOfFdicIndemnificationAssetAbstract_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="FBP_RollforwardOfFdicIndemnificationAssetAbstract_lbl" xml:lang="en-US">Rollforward of the FDIC indemnification asset</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_FDICIndemnificationAsset" xlink:to="us-gaap_FDICIndemnificationAsset_3_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/periodStartLabel" xlink:label="us-gaap_FDICIndemnificationAsset_3_lbl" xml:lang="en-US">Balance, beginning</link:label>
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_FDICIndemnificationAssetIncreaseBankOfAsheville" xlink:label="FBP_FDICIndemnificationAssetIncreaseBankOfAsheville" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_FDICIndemnificationAssetIncreaseBankOfAsheville" xlink:to="FBP_FDICIndemnificationAssetIncreaseBankOfAsheville_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="FBP_FDICIndemnificationAssetIncreaseBankOfAsheville_lbl" xml:lang="en-US">Increase related to acquisition of The Bank of Asheville</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_FDICIndemnificationAssetAdditionalEstimatedLosses" xlink:label="us-gaap_FDICIndemnificationAssetAdditionalEstimatedLosses" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_FDICIndemnificationAssetAdditionalEstimatedLosses" xlink:to="us-gaap_FDICIndemnificationAssetAdditionalEstimatedLosses_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_FDICIndemnificationAssetAdditionalEstimatedLosses_lbl" xml:lang="en-US">Increase related to unfavorable changes in loss estimates</link:label>
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_FDICIndemnificationAssetIncreaseRelatedToReimbursableExpenses" xlink:label="FBP_FDICIndemnificationAssetIncreaseRelatedToReimbursableExpenses" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_FDICIndemnificationAssetIncreaseRelatedToReimbursableExpenses" xlink:to="FBP_FDICIndemnificationAssetIncreaseRelatedToReimbursableExpenses_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="FBP_FDICIndemnificationAssetIncreaseRelatedToReimbursableExpenses_lbl" xml:lang="en-US">Increase related to reimbursable expenses</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_FDICIndemnificationAssetCashPaymentsReceived" xlink:to="us-gaap_FDICIndemnificationAssetCashPaymentsReceived_2_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_FDICIndemnificationAssetCashPaymentsReceived_2_lbl" xml:lang="en-US">Cash received</link:label>
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_FDICIndemnificationAssetAccretionOfDiscount1" xlink:label="FBP_FDICIndemnificationAssetAccretionOfDiscount1" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_FDICIndemnificationAssetAccretionOfDiscount1" xlink:to="FBP_FDICIndemnificationAssetAccretionOfDiscount1_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="FBP_FDICIndemnificationAssetAccretionOfDiscount1_lbl" xml:lang="en-US">Accretion of loan discount</link:label>
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_FDICIndeminficationAssetOtherActivity" xlink:label="FBP_FDICIndeminficationAssetOtherActivity" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_FDICIndeminficationAssetOtherActivity" xlink:to="FBP_FDICIndeminficationAssetOtherActivity_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="FBP_FDICIndeminficationAssetOtherActivity_lbl" xml:lang="en-US">Other</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_FDICIndemnificationAsset" xlink:to="us-gaap_FDICIndemnificationAsset_4_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/periodEndLabel" xlink:label="us-gaap_FDICIndemnificationAsset_4_lbl" xml:lang="en-US">Balance, ending</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_FiniteLivedCoreDepositsGross" xlink:label="us-gaap_FiniteLivedCoreDepositsGross" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_FiniteLivedCoreDepositsGross" xlink:to="us-gaap_FiniteLivedCoreDepositsGross_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_FiniteLivedCoreDepositsGross_lbl" xml:lang="en-US">Core deposit premiums</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_AmortizationOfIntangibleAssets" xlink:to="us-gaap_AmortizationOfIntangibleAssets_3_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_AmortizationOfIntangibleAssets_3_lbl" xml:lang="en-US">Amortization expense of intangible assets</link:label>
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_GoodwillAndOtherIntangibleAssetsDetailsAbstract" xlink:label="FBP_GoodwillAndOtherIntangibleAssetsDetailsAbstract" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_GoodwillAndOtherIntangibleAssetsDetailsAbstract" xlink:to="FBP_GoodwillAndOtherIntangibleAssetsDetailsAbstract_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="FBP_GoodwillAndOtherIntangibleAssetsDetailsAbstract_lbl" xml:lang="en-US">Goodwill And Other Intangible Assets Details</link:label>
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_SummaryOfGrossCarryingAmountAndAccumulatedAmortizationOfAmortizableIntangibleAssetsAndCarryingAmountOfUnamortizedIntangibleAssetsAbstract" xlink:label="FBP_SummaryOfGrossCarryingAmountAndAccumulatedAmortizationOfAmortizableIntangibleAssetsAndCarryingAmountOfUnamortizedIntangibleAssetsAbstract" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_SummaryOfGrossCarryingAmountAndAccumulatedAmortizationOfAmortizableIntangibleAssetsAndCarryingAmountOfUnamortizedIntangibleAssetsAbstract" xlink:to="FBP_SummaryOfGrossCarryingAmountAndAccumulatedAmortizationOfAmortizableIntangibleAssetsAndCarryingAmountOfUnamortizedIntangibleAssetsAbstract_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="FBP_SummaryOfGrossCarryingAmountAndAccumulatedAmortizationOfAmortizableIntangibleAssetsAndCarryingAmountOfUnamortizedIntangibleAssetsAbstract_lbl" xml:lang="en-US">Summary of the gross carrying amount and accumulated amortization of amortizable intangible assets and the carrying amount of unamortized intangible assets:</link:label>
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_AmortizableIntangibleAssetsAbstract" xlink:label="FBP_AmortizableIntangibleAssetsAbstract" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_AmortizableIntangibleAssetsAbstract" xlink:to="FBP_AmortizableIntangibleAssetsAbstract_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="FBP_AmortizableIntangibleAssetsAbstract_lbl" xml:lang="en-US">Amortizable intangible assets:</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_FiniteLivedCustomerListsGross" xlink:label="us-gaap_FiniteLivedCustomerListsGross" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_FiniteLivedCustomerListsGross" xlink:to="us-gaap_FiniteLivedCustomerListsGross_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_FiniteLivedCustomerListsGross_lbl" xml:lang="en-US">Customer lists</link:label>
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_CustomerListsAccumulatedAmortization" xlink:label="FBP_CustomerListsAccumulatedAmortization" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_CustomerListsAccumulatedAmortization" xlink:to="FBP_CustomerListsAccumulatedAmortization_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="FBP_CustomerListsAccumulatedAmortization_lbl" xml:lang="en-US">Customer Lists Accumulated Amortization</link:label>
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_CoreDepositPremiumsAccumulatedAmortization" xlink:label="FBP_CoreDepositPremiumsAccumulatedAmortization" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_CoreDepositPremiumsAccumulatedAmortization" xlink:to="FBP_CoreDepositPremiumsAccumulatedAmortization_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="FBP_CoreDepositPremiumsAccumulatedAmortization_lbl" xml:lang="en-US">Core Deposit premiums accumulated amortization</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_FiniteLivedIntangibleAssetsGross" xlink:label="us-gaap_FiniteLivedIntangibleAssetsGross" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_FiniteLivedIntangibleAssetsGross" xlink:to="us-gaap_FiniteLivedIntangibleAssetsGross_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_FiniteLivedIntangibleAssetsGross_lbl" xml:lang="en-US">[FiniteLivedIntangibleAssetsGross]</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_FiniteLivedIntangibleAssetsAccumulatedAmortization" xlink:label="us-gaap_FiniteLivedIntangibleAssetsAccumulatedAmortization" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_FiniteLivedIntangibleAssetsAccumulatedAmortization" xlink:to="us-gaap_FiniteLivedIntangibleAssetsAccumulatedAmortization_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_FiniteLivedIntangibleAssetsAccumulatedAmortization_lbl" xml:lang="en-US">FiniteLivedIntangibleAssetsAccumulatedAmortization</link:label>
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_UnamortizableIntangibleAssetsAbstract" xlink:label="FBP_UnamortizableIntangibleAssetsAbstract" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_UnamortizableIntangibleAssetsAbstract" xlink:to="FBP_UnamortizableIntangibleAssetsAbstract_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="FBP_UnamortizableIntangibleAssetsAbstract_lbl" xml:lang="en-US">Unamortizable intangible assets:</link:label>
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_GoodwillAndOtherIntangibleAssetsDetails1Abstract" xlink:label="FBP_GoodwillAndOtherIntangibleAssetsDetails1Abstract" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_GoodwillAndOtherIntangibleAssetsDetails1Abstract" xlink:to="FBP_GoodwillAndOtherIntangibleAssetsDetails1Abstract_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="FBP_GoodwillAndOtherIntangibleAssetsDetails1Abstract_lbl" xml:lang="en-US">Goodwill And Other Intangible Assets Details 1</link:label>
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_EstimatedAmortizationExpenseForFiveSucceedingYearsAbstract" xlink:label="FBP_EstimatedAmortizationExpenseForFiveSucceedingYearsAbstract" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_EstimatedAmortizationExpenseForFiveSucceedingYearsAbstract" xlink:to="FBP_EstimatedAmortizationExpenseForFiveSucceedingYearsAbstract_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="FBP_EstimatedAmortizationExpenseForFiveSucceedingYearsAbstract_lbl" xml:lang="en-US">The estimated amortization expense for five succeeding years:</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseNextTwelveMonths" xlink:label="us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseNextTwelveMonths" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseNextTwelveMonths" xlink:to="us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseNextTwelveMonths_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseNextTwelveMonths_lbl" xml:lang="en-US">2013</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseYearTwo" xlink:label="us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseYearTwo" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseYearTwo" xlink:to="us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseYearTwo_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseYearTwo_lbl" xml:lang="en-US">2014</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseYearThree" xlink:label="us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseYearThree" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseYearThree" xlink:to="us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseYearThree_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseYearThree_lbl" xml:lang="en-US">2015</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseYearFour" xlink:label="us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseYearFour" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseYearFour" xlink:to="us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseYearFour_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseYearFour_lbl" xml:lang="en-US">2016</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseYearFive" xlink:label="us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseYearFive" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseYearFive" xlink:to="us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseYearFive_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseYearFive_lbl" xml:lang="en-US">2017</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseAfterYearFive" xlink:label="us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseAfterYearFive" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseAfterYearFive" xlink:to="us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseAfterYearFive_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseAfterYearFive_lbl" xml:lang="en-US">Thereafter</link:label>
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_FiniteLivedIntangibleAssetsAmortizationExpenseTotal" xlink:label="FBP_FiniteLivedIntangibleAssetsAmortizationExpenseTotal" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_FiniteLivedIntangibleAssetsAmortizationExpenseTotal" xlink:to="FBP_FiniteLivedIntangibleAssetsAmortizationExpenseTotal_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="FBP_FiniteLivedIntangibleAssetsAmortizationExpenseTotal_lbl" xml:lang="en-US">Total</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_DeferredIncomeTaxExpenseBenefit" xlink:label="us-gaap_DeferredIncomeTaxExpenseBenefit" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_DeferredIncomeTaxExpenseBenefit" xlink:to="us-gaap_DeferredIncomeTaxExpenseBenefit_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_DeferredIncomeTaxExpenseBenefit_lbl" xml:lang="en-US">Deferred income tax benefit</link:label>
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_Pre1988TaxBadDebtReserve" xlink:label="FBP_Pre1988TaxBadDebtReserve" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_Pre1988TaxBadDebtReserve" xlink:to="FBP_Pre1988TaxBadDebtReserve_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="FBP_Pre1988TaxBadDebtReserve_lbl" xml:lang="en-US">Pre-1988 tax bad debt reserve</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_IncomeTaxEffectsAllocatedDirectlyToEquityEquityTransactions" xlink:label="us-gaap_IncomeTaxEffectsAllocatedDirectlyToEquityEquityTransactions" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_IncomeTaxEffectsAllocatedDirectlyToEquityEquityTransactions" xlink:to="us-gaap_IncomeTaxEffectsAllocatedDirectlyToEquityEquityTransactions_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_IncomeTaxEffectsAllocatedDirectlyToEquityEquityTransactions_lbl" xml:lang="en-US">Allocated to stockholders' equity, for unrealized holding gain/loss on debt and equity securities for financial reporting purposes</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_IncomeTaxEffectsAllocatedDirectlyToEquityOther" xlink:label="us-gaap_IncomeTaxEffectsAllocatedDirectlyToEquityOther" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_IncomeTaxEffectsAllocatedDirectlyToEquityOther" xlink:to="us-gaap_IncomeTaxEffectsAllocatedDirectlyToEquityOther_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_IncomeTaxEffectsAllocatedDirectlyToEquityOther_lbl" xml:lang="en-US">Allocated to stockholders' equity, for tax benefit of pension liabilities</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_IncomeTaxExpenseBenefitIntraperiodTaxAllocation" xlink:label="us-gaap_IncomeTaxExpenseBenefitIntraperiodTaxAllocation" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_IncomeTaxExpenseBenefitIntraperiodTaxAllocation" xlink:to="us-gaap_IncomeTaxExpenseBenefitIntraperiodTaxAllocation_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_IncomeTaxExpenseBenefitIntraperiodTaxAllocation_lbl" xml:lang="en-US">Total income taxes</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_CurrentFederalTaxExpenseBenefit" xlink:label="us-gaap_CurrentFederalTaxExpenseBenefit" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_CurrentFederalTaxExpenseBenefit" xlink:to="us-gaap_CurrentFederalTaxExpenseBenefit_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_CurrentFederalTaxExpenseBenefit_lbl" xml:lang="en-US">Current - Federal</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_CurrentStateAndLocalTaxExpenseBenefit" xlink:label="us-gaap_CurrentStateAndLocalTaxExpenseBenefit" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_CurrentStateAndLocalTaxExpenseBenefit" xlink:to="us-gaap_CurrentStateAndLocalTaxExpenseBenefit_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_CurrentStateAndLocalTaxExpenseBenefit_lbl" xml:lang="en-US">- State</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_DeferredFederalIncomeTaxExpenseBenefit" xlink:label="us-gaap_DeferredFederalIncomeTaxExpenseBenefit" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_DeferredFederalIncomeTaxExpenseBenefit" xlink:to="us-gaap_DeferredFederalIncomeTaxExpenseBenefit_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_DeferredFederalIncomeTaxExpenseBenefit_lbl" xml:lang="en-US">Deferred - Federal</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_DeferredStateAndLocalIncomeTaxExpenseBenefit" xlink:label="us-gaap_DeferredStateAndLocalIncomeTaxExpenseBenefit" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_DeferredStateAndLocalIncomeTaxExpenseBenefit" xlink:to="us-gaap_DeferredStateAndLocalIncomeTaxExpenseBenefit_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="us-gaap_DeferredStateAndLocalIncomeTaxExpenseBenefit_lbl" xml:lang="en-US">- State</link:label>
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_DeferredTaxAssetsAbstract" xlink:label="FBP_DeferredTaxAssetsAbstract" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_DeferredTaxAssetsAbstract" xlink:to="FBP_DeferredTaxAssetsAbstract_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="FBP_DeferredTaxAssetsAbstract_lbl" xml:lang="en-US">Deferred tax assets:</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_DeferredTaxAssetsTaxDeferredExpenseReservesAndAccrualsProvisionForLoanLosses" xlink:label="us-gaap_DeferredTaxAssetsTaxDeferredExpenseReservesAndAccrualsProvisionForLoanLosses" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_DeferredTaxAssetsTaxDeferredExpenseReservesAndAccrualsProvisionForLoanLosses" xlink:to="us-gaap_DeferredTaxAssetsTaxDeferredExpenseReservesAndAccrualsProvisionForLoanLosses_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_DeferredTaxAssetsTaxDeferredExpenseReservesAndAccrualsProvisionForLoanLosses_lbl" xml:lang="en-US">Allowance for loan losses</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_DeferredTaxAssetsTaxDeferredExpenseCompensationAndBenefitsPostretirementBenefits" xlink:label="us-gaap_DeferredTaxAssetsTaxDeferredExpenseCompensationAndBenefitsPostretirementBenefits" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_DeferredTaxAssetsTaxDeferredExpenseCompensationAndBenefitsPostretirementBenefits" xlink:to="us-gaap_DeferredTaxAssetsTaxDeferredExpenseCompensationAndBenefitsPostretirementBenefits_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_DeferredTaxAssetsTaxDeferredExpenseCompensationAndBenefitsPostretirementBenefits_lbl" xml:lang="en-US">Excess book over tax SERP retirement plan cost</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_DeferredTaxAssetsTaxDeferredExpenseCompensationAndBenefitsOther" xlink:label="us-gaap_DeferredTaxAssetsTaxDeferredExpenseCompensationAndBenefitsOther" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_DeferredTaxAssetsTaxDeferredExpenseCompensationAndBenefitsOther" xlink:to="us-gaap_DeferredTaxAssetsTaxDeferredExpenseCompensationAndBenefitsOther_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_DeferredTaxAssetsTaxDeferredExpenseCompensationAndBenefitsOther_lbl" xml:lang="en-US">Deferred compensation</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_DeferredTaxAssetsOperatingLossCarryforwardsStateAndLocal" xlink:label="us-gaap_DeferredTaxAssetsOperatingLossCarryforwardsStateAndLocal" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_DeferredTaxAssetsOperatingLossCarryforwardsStateAndLocal" xlink:to="us-gaap_DeferredTaxAssetsOperatingLossCarryforwardsStateAndLocal_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_DeferredTaxAssetsOperatingLossCarryforwardsStateAndLocal_lbl" xml:lang="en-US">State net operating loss carryforwards</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_DeferredTaxAssetsTaxDeferredExpenseReservesAndAccrualsAccruedLiabilities" xlink:label="us-gaap_DeferredTaxAssetsTaxDeferredExpenseReservesAndAccrualsAccruedLiabilities" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_DeferredTaxAssetsTaxDeferredExpenseReservesAndAccrualsAccruedLiabilities" xlink:to="us-gaap_DeferredTaxAssetsTaxDeferredExpenseReservesAndAccrualsAccruedLiabilities_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_DeferredTaxAssetsTaxDeferredExpenseReservesAndAccrualsAccruedLiabilities_lbl" xml:lang="en-US">Accruals, book versus tax</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_DeferredTaxAssetsTaxDeferredExpenseCompensationAndBenefitsPensions" xlink:label="us-gaap_DeferredTaxAssetsTaxDeferredExpenseCompensationAndBenefitsPensions" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_DeferredTaxAssetsTaxDeferredExpenseCompensationAndBenefitsPensions" xlink:to="us-gaap_DeferredTaxAssetsTaxDeferredExpenseCompensationAndBenefitsPensions_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_DeferredTaxAssetsTaxDeferredExpenseCompensationAndBenefitsPensions_lbl" xml:lang="en-US">Pension liability adjustments</link:label>
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_ForeclosedRealEstateDeferredTaxAssets" xlink:label="FBP_ForeclosedRealEstateDeferredTaxAssets" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_ForeclosedRealEstateDeferredTaxAssets" xlink:to="FBP_ForeclosedRealEstateDeferredTaxAssets_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="FBP_ForeclosedRealEstateDeferredTaxAssets_lbl" xml:lang="en-US">Foreclosed real estate</link:label>
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_BasisDifferencesInAssetsAcquiredInFdicTransactions" xlink:label="FBP_BasisDifferencesInAssetsAcquiredInFdicTransactions" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_BasisDifferencesInAssetsAcquiredInFdicTransactions" xlink:to="FBP_BasisDifferencesInAssetsAcquiredInFdicTransactions_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="FBP_BasisDifferencesInAssetsAcquiredInFdicTransactions_lbl" xml:lang="en-US">Basis differences in assets acquired in FDIC transactions</link:label>
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_NonqualifiedStockOptionsDeferredTaxAssets" xlink:label="FBP_NonqualifiedStockOptionsDeferredTaxAssets" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_NonqualifiedStockOptionsDeferredTaxAssets" xlink:to="FBP_NonqualifiedStockOptionsDeferredTaxAssets_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="FBP_NonqualifiedStockOptionsDeferredTaxAssets_lbl" xml:lang="en-US">Nonqualified stock options</link:label>
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_NonaccrualLoanInterestDeferredTaxAssets" xlink:label="FBP_NonaccrualLoanInterestDeferredTaxAssets" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_NonaccrualLoanInterestDeferredTaxAssets" xlink:to="FBP_NonaccrualLoanInterestDeferredTaxAssets_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="FBP_NonaccrualLoanInterestDeferredTaxAssets_lbl" xml:lang="en-US">Nonaccrual loan interest</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_DeferredTaxAssetsOther" xlink:label="us-gaap_DeferredTaxAssetsOther" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_DeferredTaxAssetsOther" xlink:to="us-gaap_DeferredTaxAssetsOther_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_DeferredTaxAssetsOther_lbl" xml:lang="en-US">All other</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_DeferredTaxAssetsGross" xlink:label="us-gaap_DeferredTaxAssetsGross" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_DeferredTaxAssetsGross" xlink:to="us-gaap_DeferredTaxAssetsGross_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_DeferredTaxAssetsGross_lbl" xml:lang="en-US">Gross deferred tax assets</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_DeferredTaxAssetsValuationAllowance" xlink:label="us-gaap_DeferredTaxAssetsValuationAllowance" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_DeferredTaxAssetsValuationAllowance" xlink:to="us-gaap_DeferredTaxAssetsValuationAllowance_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_DeferredTaxAssetsValuationAllowance_lbl" xml:lang="en-US">Less: Valuation allowance</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_DeferredTaxAssetsNet" xlink:label="us-gaap_DeferredTaxAssetsNet" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_DeferredTaxAssetsNet" xlink:to="us-gaap_DeferredTaxAssetsNet_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_DeferredTaxAssetsNet_lbl" xml:lang="en-US">Net deferred tax assets</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_DeferredTaxLiabilitiesAbstract" xlink:label="us-gaap_DeferredTaxLiabilitiesAbstract" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_DeferredTaxLiabilitiesAbstract" xlink:to="us-gaap_DeferredTaxLiabilitiesAbstract_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_DeferredTaxLiabilitiesAbstract_lbl" xml:lang="en-US">Deferred tax liabilities:</link:label>
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_LoanFees" xlink:label="FBP_LoanFees" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_LoanFees" xlink:to="FBP_LoanFees_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="FBP_LoanFees_lbl" xml:lang="en-US">Loan fees</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_DeferredTaxLiabilitiesPrepaidPensionCosts" xlink:label="us-gaap_DeferredTaxLiabilitiesPrepaidPensionCosts" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_DeferredTaxLiabilitiesPrepaidPensionCosts" xlink:to="us-gaap_DeferredTaxLiabilitiesPrepaidPensionCosts_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_DeferredTaxLiabilitiesPrepaidPensionCosts_lbl" xml:lang="en-US">Excess tax over book pension cost</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_DeferredTaxLiabilitiesPropertyPlantAndEquipment" xlink:label="us-gaap_DeferredTaxLiabilitiesPropertyPlantAndEquipment" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_DeferredTaxLiabilitiesPropertyPlantAndEquipment" xlink:to="us-gaap_DeferredTaxLiabilitiesPropertyPlantAndEquipment_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_DeferredTaxLiabilitiesPropertyPlantAndEquipment_lbl" xml:lang="en-US">Depreciable basis of fixed assets</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_DeferredTaxLiabilitiesGoodwillAndIntangibleAssetsIntangibleAssets" xlink:label="us-gaap_DeferredTaxLiabilitiesGoodwillAndIntangibleAssetsIntangibleAssets" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_DeferredTaxLiabilitiesGoodwillAndIntangibleAssetsIntangibleAssets" xlink:to="us-gaap_DeferredTaxLiabilitiesGoodwillAndIntangibleAssetsIntangibleAssets_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_DeferredTaxLiabilitiesGoodwillAndIntangibleAssetsIntangibleAssets_lbl" xml:lang="en-US">Amortizable basis of intangible assets</link:label>
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_UnrealizedGainOnSecuritiesAvailableForSale" xlink:label="FBP_UnrealizedGainOnSecuritiesAvailableForSale" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_UnrealizedGainOnSecuritiesAvailableForSale" xlink:to="FBP_UnrealizedGainOnSecuritiesAvailableForSale_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="FBP_UnrealizedGainOnSecuritiesAvailableForSale_lbl" xml:lang="en-US">Unrealized gain on securities available for sale</link:label>
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_FhlbStockDividends" xlink:label="FBP_FhlbStockDividends" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_FhlbStockDividends" xlink:to="FBP_FhlbStockDividends_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="FBP_FhlbStockDividends_lbl" xml:lang="en-US">FHLB stock dividends</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_DeferredTaxLiabilitiesOther" xlink:label="us-gaap_DeferredTaxLiabilitiesOther" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_DeferredTaxLiabilitiesOther" xlink:to="us-gaap_DeferredTaxLiabilitiesOther_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="us-gaap_DeferredTaxLiabilitiesOther_lbl" xml:lang="en-US">All other</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_DeferredIncomeTaxLiabilities" xlink:label="us-gaap_DeferredIncomeTaxLiabilities" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_DeferredIncomeTaxLiabilities" xlink:to="us-gaap_DeferredIncomeTaxLiabilities_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_DeferredIncomeTaxLiabilities_lbl" xml:lang="en-US">Gross deferred tax liabilities</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_DeferredTaxAssetsLiabilitiesNet" xlink:label="us-gaap_DeferredTaxAssetsLiabilitiesNet" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_DeferredTaxAssetsLiabilitiesNet" xlink:to="us-gaap_DeferredTaxAssetsLiabilitiesNet_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_DeferredTaxAssetsLiabilitiesNet_lbl" xml:lang="en-US">Net deferred tax asset (liability) - included in other assets</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_IncomeTaxReconciliationIncomeTaxExpenseBenefitAtFederalStatutoryIncomeTaxRate" xlink:label="us-gaap_IncomeTaxReconciliationIncomeTaxExpenseBenefitAtFederalStatutoryIncomeTaxRate" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_IncomeTaxReconciliationIncomeTaxExpenseBenefitAtFederalStatutoryIncomeTaxRate" xlink:to="us-gaap_IncomeTaxReconciliationIncomeTaxExpenseBenefitAtFederalStatutoryIncomeTaxRate_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_IncomeTaxReconciliationIncomeTaxExpenseBenefitAtFederalStatutoryIncomeTaxRate_lbl" xml:lang="en-US">Tax provision at statutory rate</link:label>
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_IncreaseDecreaseInIncomeTaxesResultingFromAbstract" xlink:label="FBP_IncreaseDecreaseInIncomeTaxesResultingFromAbstract" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_IncreaseDecreaseInIncomeTaxesResultingFromAbstract" xlink:to="FBP_IncreaseDecreaseInIncomeTaxesResultingFromAbstract_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="FBP_IncreaseDecreaseInIncomeTaxesResultingFromAbstract_lbl" xml:lang="en-US">Increase (decrease) in income taxes resulting from:</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_IncomeTaxReconciliationTaxExemptIncome" xlink:label="us-gaap_IncomeTaxReconciliationTaxExemptIncome" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_IncomeTaxReconciliationTaxExemptIncome" xlink:to="us-gaap_IncomeTaxReconciliationTaxExemptIncome_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="us-gaap_IncomeTaxReconciliationTaxExemptIncome_lbl" xml:lang="en-US">Tax-exempt interest income</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_IncomeTaxReconciliationTaxCreditsInvestment" xlink:label="us-gaap_IncomeTaxReconciliationTaxCreditsInvestment" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_IncomeTaxReconciliationTaxCreditsInvestment" xlink:to="us-gaap_IncomeTaxReconciliationTaxCreditsInvestment_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_IncomeTaxReconciliationTaxCreditsInvestment_lbl" xml:lang="en-US">Low income housing tax credits</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_IncomeTaxReconciliationNondeductibleExpenseOther" xlink:label="us-gaap_IncomeTaxReconciliationNondeductibleExpenseOther" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_IncomeTaxReconciliationNondeductibleExpenseOther" xlink:to="us-gaap_IncomeTaxReconciliationNondeductibleExpenseOther_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_IncomeTaxReconciliationNondeductibleExpenseOther_lbl" xml:lang="en-US">Non-deductible interest expense</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_IncomeTaxReconciliationTaxCreditsOther" xlink:label="us-gaap_IncomeTaxReconciliationTaxCreditsOther" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_IncomeTaxReconciliationTaxCreditsOther" xlink:to="us-gaap_IncomeTaxReconciliationTaxCreditsOther_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_IncomeTaxReconciliationTaxCreditsOther_lbl" xml:lang="en-US">State income taxes, net of federal benefit</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_IncomeTaxReconciliationChangeInDeferredTaxAssetsValuationAllowance" xlink:label="us-gaap_IncomeTaxReconciliationChangeInDeferredTaxAssetsValuationAllowance" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_IncomeTaxReconciliationChangeInDeferredTaxAssetsValuationAllowance" xlink:to="us-gaap_IncomeTaxReconciliationChangeInDeferredTaxAssetsValuationAllowance_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_IncomeTaxReconciliationChangeInDeferredTaxAssetsValuationAllowance_lbl" xml:lang="en-US">Change in valuation allowance</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_IncomeTaxReconciliationOtherAdjustments" xlink:label="us-gaap_IncomeTaxReconciliationOtherAdjustments" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_IncomeTaxReconciliationOtherAdjustments" xlink:to="us-gaap_IncomeTaxReconciliationOtherAdjustments_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_IncomeTaxReconciliationOtherAdjustments_lbl" xml:lang="en-US">Other, net</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_IncomeTaxExpenseBenefitContinuingOperations" xlink:label="us-gaap_IncomeTaxExpenseBenefitContinuingOperations" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_IncomeTaxExpenseBenefitContinuingOperations" xlink:to="us-gaap_IncomeTaxExpenseBenefitContinuingOperations_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="us-gaap_IncomeTaxExpenseBenefitContinuingOperations_lbl" xml:lang="en-US">Total</link:label>
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_AmortizationOfDepositPremiums" xlink:label="FBP_AmortizationOfDepositPremiums" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_AmortizationOfDepositPremiums" xlink:to="FBP_AmortizationOfDepositPremiums_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="FBP_AmortizationOfDepositPremiums_lbl" xml:lang="en-US">Amortization of deposit premiums</link:label>
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_UnamortizedDepositPremiums" xlink:label="FBP_UnamortizedDepositPremiums" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_UnamortizedDepositPremiums" xlink:to="FBP_UnamortizedDepositPremiums_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="FBP_UnamortizedDepositPremiums_lbl" xml:lang="en-US">Unamortized deposit premiums</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_DueToOtherRelatedPartiesCurrentAndNoncurrent" xlink:label="us-gaap_DueToOtherRelatedPartiesCurrentAndNoncurrent" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_DueToOtherRelatedPartiesCurrentAndNoncurrent" xlink:to="us-gaap_DueToOtherRelatedPartiesCurrentAndNoncurrent_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_DueToOtherRelatedPartiesCurrentAndNoncurrent_lbl" xml:lang="en-US">Deposits received from officers and directors</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_TimeDepositMaturitiesYearOne" xlink:label="us-gaap_TimeDepositMaturitiesYearOne" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_TimeDepositMaturitiesYearOne" xlink:to="us-gaap_TimeDepositMaturitiesYearOne_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="us-gaap_TimeDepositMaturitiesYearOne_lbl" xml:lang="en-US">2013</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_TimeDepositMaturitiesYearTwo" xlink:label="us-gaap_TimeDepositMaturitiesYearTwo" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_TimeDepositMaturitiesYearTwo" xlink:to="us-gaap_TimeDepositMaturitiesYearTwo_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="us-gaap_TimeDepositMaturitiesYearTwo_lbl" xml:lang="en-US">2014</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_TimeDepositMaturitiesYearThree" xlink:label="us-gaap_TimeDepositMaturitiesYearThree" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_TimeDepositMaturitiesYearThree" xlink:to="us-gaap_TimeDepositMaturitiesYearThree_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="us-gaap_TimeDepositMaturitiesYearThree_lbl" xml:lang="en-US">2015</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_TimeDepositMaturitiesYearFour" xlink:label="us-gaap_TimeDepositMaturitiesYearFour" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_TimeDepositMaturitiesYearFour" xlink:to="us-gaap_TimeDepositMaturitiesYearFour_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="us-gaap_TimeDepositMaturitiesYearFour_lbl" xml:lang="en-US">2016</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_TimeDepositMaturitiesYearFive" xlink:label="us-gaap_TimeDepositMaturitiesYearFive" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_TimeDepositMaturitiesYearFive" xlink:to="us-gaap_TimeDepositMaturitiesYearFive_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="us-gaap_TimeDepositMaturitiesYearFive_lbl" xml:lang="en-US">2017</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_TimeDepositMaturitiesAfterYearFive" xlink:label="us-gaap_TimeDepositMaturitiesAfterYearFive" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_TimeDepositMaturitiesAfterYearFive" xlink:to="us-gaap_TimeDepositMaturitiesAfterYearFive_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="us-gaap_TimeDepositMaturitiesAfterYearFive_lbl" xml:lang="en-US">Thereafter</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_TimeDeposits" xlink:label="us-gaap_TimeDeposits" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_TimeDeposits" xlink:to="us-gaap_TimeDeposits_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_TimeDeposits_lbl" xml:lang="en-US">[TimeDeposits]</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_SecuritiesLoanedOrSoldUnderAgreementsToRepurchaseFairValueDisclosure" xlink:label="us-gaap_SecuritiesLoanedOrSoldUnderAgreementsToRepurchaseFairValueDisclosure" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_SecuritiesLoanedOrSoldUnderAgreementsToRepurchaseFairValueDisclosure" xlink:to="us-gaap_SecuritiesLoanedOrSoldUnderAgreementsToRepurchaseFairValueDisclosure_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_SecuritiesLoanedOrSoldUnderAgreementsToRepurchaseFairValueDisclosure_lbl" xml:lang="en-US">Balance at December 31</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_AssetsSoldUnderAgreementsToRepurchaseInterestRate" xlink:label="us-gaap_AssetsSoldUnderAgreementsToRepurchaseInterestRate" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_AssetsSoldUnderAgreementsToRepurchaseInterestRate" xlink:to="us-gaap_AssetsSoldUnderAgreementsToRepurchaseInterestRate_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_AssetsSoldUnderAgreementsToRepurchaseInterestRate_lbl" xml:lang="en-US">Weighted average interest rate at December 31</link:label>
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_AssetsSoldUnderAgreementsToRepurchaseMaximumAmountOutstandingAtAnyMonthendDuringYear" xlink:label="FBP_AssetsSoldUnderAgreementsToRepurchaseMaximumAmountOutstandingAtAnyMonthendDuringYear" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_AssetsSoldUnderAgreementsToRepurchaseMaximumAmountOutstandingAtAnyMonthendDuringYear" xlink:to="FBP_AssetsSoldUnderAgreementsToRepurchaseMaximumAmountOutstandingAtAnyMonthendDuringYear_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="FBP_AssetsSoldUnderAgreementsToRepurchaseMaximumAmountOutstandingAtAnyMonthendDuringYear_lbl" xml:lang="en-US">Maximum amount outstanding at any month-end during the year</link:label>
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_AssetsSoldUnderAgreementsToRepurchaseAverageDailyBalanceOutstandingDuringYear" xlink:label="FBP_AssetsSoldUnderAgreementsToRepurchaseAverageDailyBalanceOutstandingDuringYear" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_AssetsSoldUnderAgreementsToRepurchaseAverageDailyBalanceOutstandingDuringYear" xlink:to="FBP_AssetsSoldUnderAgreementsToRepurchaseAverageDailyBalanceOutstandingDuringYear_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="FBP_AssetsSoldUnderAgreementsToRepurchaseAverageDailyBalanceOutstandingDuringYear_lbl" xml:lang="en-US">Average daily balance outstanding during the year</link:label>
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_AssetsSoldUnderAgreementsToRepurchaseAverageAnnualInterestRatePaidDuringYear" xlink:label="FBP_AssetsSoldUnderAgreementsToRepurchaseAverageAnnualInterestRatePaidDuringYear" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_AssetsSoldUnderAgreementsToRepurchaseAverageAnnualInterestRatePaidDuringYear" xlink:to="FBP_AssetsSoldUnderAgreementsToRepurchaseAverageAnnualInterestRatePaidDuringYear_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="FBP_AssetsSoldUnderAgreementsToRepurchaseAverageAnnualInterestRatePaidDuringYear_lbl" xml:lang="en-US">Average annual interest rate paid during the year</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_LineOfCreditFacilityMaximumBorrowingCapacity" xlink:label="us-gaap_LineOfCreditFacilityMaximumBorrowingCapacity" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_LineOfCreditFacilityMaximumBorrowingCapacity" xlink:to="us-gaap_LineOfCreditFacilityMaximumBorrowingCapacity_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_LineOfCreditFacilityMaximumBorrowingCapacity_lbl" xml:lang="en-US">Line of credit, borrowing capacity</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_LineOfCreditFacilityAmountOutstanding" xlink:label="us-gaap_LineOfCreditFacilityAmountOutstanding" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_LineOfCreditFacilityAmountOutstanding" xlink:to="us-gaap_LineOfCreditFacilityAmountOutstanding_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_LineOfCreditFacilityAmountOutstanding_lbl" xml:lang="en-US">Line of credit, outstanding</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_LineOfCreditFacilityDecreaseRepayments" xlink:label="us-gaap_LineOfCreditFacilityDecreaseRepayments" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_LineOfCreditFacilityDecreaseRepayments" xlink:to="us-gaap_LineOfCreditFacilityDecreaseRepayments_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_LineOfCreditFacilityDecreaseRepayments_lbl" xml:lang="en-US">Line of credit, amount repaid</link:label>
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_LineOfCreditPrepaymentPenalties" xlink:label="FBP_LineOfCreditPrepaymentPenalties" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_LineOfCreditPrepaymentPenalties" xlink:to="FBP_LineOfCreditPrepaymentPenalties_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="FBP_LineOfCreditPrepaymentPenalties_lbl" xml:lang="en-US">Line of credit, prepayment penalties</link:label>
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_LineOfCreditAmountReduced" xlink:label="FBP_LineOfCreditAmountReduced" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_LineOfCreditAmountReduced" xlink:to="FBP_LineOfCreditAmountReduced_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="FBP_LineOfCreditAmountReduced_lbl" xml:lang="en-US">Line of credit, amount reduced</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_LineOfCreditFacilityRemainingBorrowingCapacity" xlink:label="us-gaap_LineOfCreditFacilityRemainingBorrowingCapacity" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_LineOfCreditFacilityRemainingBorrowingCapacity" xlink:to="us-gaap_LineOfCreditFacilityRemainingBorrowingCapacity_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_LineOfCreditFacilityRemainingBorrowingCapacity_lbl" xml:lang="en-US">Line of credit, amount unused</link:label>
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_LineOfCreditPercentSecuredByCommonStock" xlink:label="FBP_LineOfCreditPercentSecuredByCommonStock" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_LineOfCreditPercentSecuredByCommonStock" xlink:to="FBP_LineOfCreditPercentSecuredByCommonStock_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="FBP_LineOfCreditPercentSecuredByCommonStock_lbl" xml:lang="en-US">Line of credit, percent secured by common stock</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_DebtInstrumentMaturityDate" xlink:label="us-gaap_DebtInstrumentMaturityDate" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_DebtInstrumentMaturityDate" xlink:to="us-gaap_DebtInstrumentMaturityDate_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="us-gaap_DebtInstrumentMaturityDate_lbl" xml:lang="en-US">Maturity date</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_DebtInstrumentIssuer" xlink:label="us-gaap_DebtInstrumentIssuer" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_DebtInstrumentIssuer" xlink:to="us-gaap_DebtInstrumentIssuer_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_DebtInstrumentIssuer_lbl" xml:lang="en-US">Issuer</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_DebtInstrumentCallFeature" xlink:label="us-gaap_DebtInstrumentCallFeature" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_DebtInstrumentCallFeature" xlink:to="us-gaap_DebtInstrumentCallFeature_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_DebtInstrumentCallFeature_lbl" xml:lang="en-US">Call Feature</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_DebtInstrumentCallDateEarliest" xlink:label="us-gaap_DebtInstrumentCallDateEarliest" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_DebtInstrumentCallDateEarliest" xlink:to="us-gaap_DebtInstrumentCallDateEarliest_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_DebtInstrumentCallDateEarliest_lbl" xml:lang="en-US">Earliest date of call feature</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_LongTermDebt" xlink:label="us-gaap_LongTermDebt" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_LongTermDebt" xlink:to="us-gaap_LongTermDebt_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_LongTermDebt_lbl" xml:lang="en-US">Total borrowings</link:label>
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_UnamortizedFairMarketValueAdjustmentRecordedInAcquisition" xlink:label="FBP_UnamortizedFairMarketValueAdjustmentRecordedInAcquisition" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_UnamortizedFairMarketValueAdjustmentRecordedInAcquisition" xlink:to="FBP_UnamortizedFairMarketValueAdjustmentRecordedInAcquisition_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="FBP_UnamortizedFairMarketValueAdjustmentRecordedInAcquisition_lbl" xml:lang="en-US">Unamortized fair market value adjustment recorded in acquisition</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_DebtInstrumentInterestRateStatedPercentage" xlink:label="us-gaap_DebtInstrumentInterestRateStatedPercentage" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_DebtInstrumentInterestRateStatedPercentage" xlink:to="us-gaap_DebtInstrumentInterestRateStatedPercentage_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_DebtInstrumentInterestRateStatedPercentage_lbl" xml:lang="en-US">Stated percentage</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_DebtInstrumentInterestRateEffectivePercentage" xlink:label="us-gaap_DebtInstrumentInterestRateEffectivePercentage" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_DebtInstrumentInterestRateEffectivePercentage" xlink:to="us-gaap_DebtInstrumentInterestRateEffectivePercentage_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_DebtInstrumentInterestRateEffectivePercentage_lbl" xml:lang="en-US">Effective percentage</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_DebtWeightedAverageInterestRate" xlink:label="us-gaap_DebtWeightedAverageInterestRate" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_DebtWeightedAverageInterestRate" xlink:to="us-gaap_DebtWeightedAverageInterestRate_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_DebtWeightedAverageInterestRate_lbl" xml:lang="en-US">Weighted average interest rate</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_DebtInstrumentDescriptionOfVariableRateBasis" xlink:label="us-gaap_DebtInstrumentDescriptionOfVariableRateBasis" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_DebtInstrumentDescriptionOfVariableRateBasis" xlink:to="us-gaap_DebtInstrumentDescriptionOfVariableRateBasis_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_DebtInstrumentDescriptionOfVariableRateBasis_lbl" xml:lang="en-US">Variable rate description</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_DebtInstrumentBasisSpreadOnVariableRate" xlink:label="us-gaap_DebtInstrumentBasisSpreadOnVariableRate" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_DebtInstrumentBasisSpreadOnVariableRate" xlink:to="us-gaap_DebtInstrumentBasisSpreadOnVariableRate_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_DebtInstrumentBasisSpreadOnVariableRate_lbl" xml:lang="en-US">Variable rate basis spread</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_LeaseAndRentalExpense" xlink:label="us-gaap_LeaseAndRentalExpense" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_LeaseAndRentalExpense" xlink:to="us-gaap_LeaseAndRentalExpense_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_LeaseAndRentalExpense_lbl" xml:lang="en-US">Rent expense</link:label>
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_YearEndingDecember31Abstract" xlink:label="FBP_YearEndingDecember31Abstract" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_YearEndingDecember31Abstract" xlink:to="FBP_YearEndingDecember31Abstract_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="FBP_YearEndingDecember31Abstract_lbl" xml:lang="en-US">Year ending December 31:</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_OperatingLeasesFutureMinimumPaymentsDueCurrent" xlink:label="us-gaap_OperatingLeasesFutureMinimumPaymentsDueCurrent" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_OperatingLeasesFutureMinimumPaymentsDueCurrent" xlink:to="us-gaap_OperatingLeasesFutureMinimumPaymentsDueCurrent_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="us-gaap_OperatingLeasesFutureMinimumPaymentsDueCurrent_lbl" xml:lang="en-US">2013</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_OperatingLeasesFutureMinimumPaymentsDueInTwoYears" xlink:label="us-gaap_OperatingLeasesFutureMinimumPaymentsDueInTwoYears" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_OperatingLeasesFutureMinimumPaymentsDueInTwoYears" xlink:to="us-gaap_OperatingLeasesFutureMinimumPaymentsDueInTwoYears_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="us-gaap_OperatingLeasesFutureMinimumPaymentsDueInTwoYears_lbl" xml:lang="en-US">2014</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_OperatingLeasesFutureMinimumPaymentsDueInThreeYears" xlink:label="us-gaap_OperatingLeasesFutureMinimumPaymentsDueInThreeYears" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_OperatingLeasesFutureMinimumPaymentsDueInThreeYears" xlink:to="us-gaap_OperatingLeasesFutureMinimumPaymentsDueInThreeYears_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="us-gaap_OperatingLeasesFutureMinimumPaymentsDueInThreeYears_lbl" xml:lang="en-US">2015</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_OperatingLeasesFutureMinimumPaymentsDueInFourYears" xlink:label="us-gaap_OperatingLeasesFutureMinimumPaymentsDueInFourYears" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_OperatingLeasesFutureMinimumPaymentsDueInFourYears" xlink:to="us-gaap_OperatingLeasesFutureMinimumPaymentsDueInFourYears_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="us-gaap_OperatingLeasesFutureMinimumPaymentsDueInFourYears_lbl" xml:lang="en-US">2016</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_OperatingLeasesFutureMinimumPaymentsDueInFiveYears" xlink:label="us-gaap_OperatingLeasesFutureMinimumPaymentsDueInFiveYears" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_OperatingLeasesFutureMinimumPaymentsDueInFiveYears" xlink:to="us-gaap_OperatingLeasesFutureMinimumPaymentsDueInFiveYears_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="us-gaap_OperatingLeasesFutureMinimumPaymentsDueInFiveYears_lbl" xml:lang="en-US">2017</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_OperatingLeasesFutureMinimumPaymentsDueThereafter" xlink:label="us-gaap_OperatingLeasesFutureMinimumPaymentsDueThereafter" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_OperatingLeasesFutureMinimumPaymentsDueThereafter" xlink:to="us-gaap_OperatingLeasesFutureMinimumPaymentsDueThereafter_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="us-gaap_OperatingLeasesFutureMinimumPaymentsDueThereafter_lbl" xml:lang="en-US">Thereafter</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_OperatingLeasesFutureMinimumPaymentsDue" xlink:label="us-gaap_OperatingLeasesFutureMinimumPaymentsDue" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_OperatingLeasesFutureMinimumPaymentsDue" xlink:to="us-gaap_OperatingLeasesFutureMinimumPaymentsDue_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="us-gaap_OperatingLeasesFutureMinimumPaymentsDue_lbl" xml:lang="en-US">Total</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_DescriptionOfDefinedContributionPensionAndOtherPostretirementPlans" xlink:label="us-gaap_DescriptionOfDefinedContributionPensionAndOtherPostretirementPlans" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_DescriptionOfDefinedContributionPensionAndOtherPostretirementPlans" xlink:to="us-gaap_DescriptionOfDefinedContributionPensionAndOtherPostretirementPlans_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_DescriptionOfDefinedContributionPensionAndOtherPostretirementPlans_lbl" xml:lang="en-US">Description of plan</link:label>
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_DeferralRate" xlink:label="FBP_DeferralRate" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_DeferralRate" xlink:to="FBP_DeferralRate_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="FBP_DeferralRate_lbl" xml:lang="en-US">Deferral rate</link:label>
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_PercentOfAnnualSalaryEmployeesMayContribute" xlink:label="FBP_PercentOfAnnualSalaryEmployeesMayContribute" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_PercentOfAnnualSalaryEmployeesMayContribute" xlink:to="FBP_PercentOfAnnualSalaryEmployeesMayContribute_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="FBP_PercentOfAnnualSalaryEmployeesMayContribute_lbl" xml:lang="en-US">Percent of annual salary employees may contribute</link:label>
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_PercentMatchedByCompanyUpTo3PercentOfEmployeeSalary" xlink:label="FBP_PercentMatchedByCompanyUpTo3PercentOfEmployeeSalary" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_PercentMatchedByCompanyUpTo3PercentOfEmployeeSalary" xlink:to="FBP_PercentMatchedByCompanyUpTo3PercentOfEmployeeSalary_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="FBP_PercentMatchedByCompanyUpTo3PercentOfEmployeeSalary_lbl" xml:lang="en-US">Percent matched by company up to 3 percent of employee salary</link:label>
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_PercentMatchedByCompany305PercentOfEmployeeSalary" xlink:label="FBP_PercentMatchedByCompany305PercentOfEmployeeSalary" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_PercentMatchedByCompany305PercentOfEmployeeSalary" xlink:to="FBP_PercentMatchedByCompany305PercentOfEmployeeSalary_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="FBP_PercentMatchedByCompany305PercentOfEmployeeSalary_lbl" xml:lang="en-US">Percent matched by company 3-5 percent of employee salary</link:label>
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_MatchingContributions" xlink:label="FBP_MatchingContributions" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_MatchingContributions" xlink:to="FBP_MatchingContributions_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="FBP_MatchingContributions_lbl" xml:lang="en-US">Matching contributions</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_DefinedBenefitPlanEstimatedFutureEmployerContributionsInCurrentFiscalYear" xlink:label="us-gaap_DefinedBenefitPlanEstimatedFutureEmployerContributionsInCurrentFiscalYear" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_DefinedBenefitPlanEstimatedFutureEmployerContributionsInCurrentFiscalYear" xlink:to="us-gaap_DefinedBenefitPlanEstimatedFutureEmployerContributionsInCurrentFiscalYear_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_DefinedBenefitPlanEstimatedFutureEmployerContributionsInCurrentFiscalYear_lbl" xml:lang="en-US">Expected contribution</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_DefinedBenefitPlanAccumulatedBenefitObligation" xlink:label="us-gaap_DefinedBenefitPlanAccumulatedBenefitObligation" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_DefinedBenefitPlanAccumulatedBenefitObligation" xlink:to="us-gaap_DefinedBenefitPlanAccumulatedBenefitObligation_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_DefinedBenefitPlanAccumulatedBenefitObligation_lbl" xml:lang="en-US">Accumulated benefit obligation</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_DefinedBenefitPlanWeightedAverageAssetAllocations" xlink:label="us-gaap_DefinedBenefitPlanWeightedAverageAssetAllocations" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_DefinedBenefitPlanWeightedAverageAssetAllocations" xlink:to="us-gaap_DefinedBenefitPlanWeightedAverageAssetAllocations_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_DefinedBenefitPlanWeightedAverageAssetAllocations_lbl" xml:lang="en-US">Pension plans allocated assets (percentage)</link:label>
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_ExpectedAverageAnnualRateOfReturnMinimum" xlink:label="FBP_ExpectedAverageAnnualRateOfReturnMinimum" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_ExpectedAverageAnnualRateOfReturnMinimum" xlink:to="FBP_ExpectedAverageAnnualRateOfReturnMinimum_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="FBP_ExpectedAverageAnnualRateOfReturnMinimum_lbl" xml:lang="en-US">Expected average annual rate of return, minimum</link:label>
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_ExpectedAverageAnnualRateOfReturnMaximum" xlink:label="FBP_ExpectedAverageAnnualRateOfReturnMaximum" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_ExpectedAverageAnnualRateOfReturnMaximum" xlink:to="FBP_ExpectedAverageAnnualRateOfReturnMaximum_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="FBP_ExpectedAverageAnnualRateOfReturnMaximum_lbl" xml:lang="en-US">Expected average annual rate of return, maximum</link:label>
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_ChangeInBenefitObligationAbstract" xlink:label="FBP_ChangeInBenefitObligationAbstract" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_ChangeInBenefitObligationAbstract" xlink:to="FBP_ChangeInBenefitObligationAbstract_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="FBP_ChangeInBenefitObligationAbstract_lbl" xml:lang="en-US">Change in benefit obligation</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_DefinedBenefitPlanBenefitObligation" xlink:label="us-gaap_DefinedBenefitPlanBenefitObligation" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_DefinedBenefitPlanBenefitObligation" xlink:to="us-gaap_DefinedBenefitPlanBenefitObligation_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/periodStartLabel" xlink:label="us-gaap_DefinedBenefitPlanBenefitObligation_lbl" xml:lang="en-US">Benefit obligation at beginning of year</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_DefinedBenefitPlanServiceCost" xlink:label="us-gaap_DefinedBenefitPlanServiceCost" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_DefinedBenefitPlanServiceCost" xlink:to="us-gaap_DefinedBenefitPlanServiceCost_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_DefinedBenefitPlanServiceCost_lbl" xml:lang="en-US">Service cost</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_DefinedBenefitPlanInterestCost" xlink:label="us-gaap_DefinedBenefitPlanInterestCost" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_DefinedBenefitPlanInterestCost" xlink:to="us-gaap_DefinedBenefitPlanInterestCost_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_DefinedBenefitPlanInterestCost_lbl" xml:lang="en-US">Interest cost</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_DefinedBenefitPlanActuarialGainLoss" xlink:label="us-gaap_DefinedBenefitPlanActuarialGainLoss" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_DefinedBenefitPlanActuarialGainLoss" xlink:to="us-gaap_DefinedBenefitPlanActuarialGainLoss_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_DefinedBenefitPlanActuarialGainLoss_lbl" xml:lang="en-US">Actuarial (gain) loss</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_DefinedBenefitPlanBenefitsPaid" xlink:label="us-gaap_DefinedBenefitPlanBenefitsPaid" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_DefinedBenefitPlanBenefitsPaid" xlink:to="us-gaap_DefinedBenefitPlanBenefitsPaid_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_DefinedBenefitPlanBenefitsPaid_lbl" xml:lang="en-US">Benefits paid</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_DefinedBenefitPlanCurtailments" xlink:label="us-gaap_DefinedBenefitPlanCurtailments" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_DefinedBenefitPlanCurtailments" xlink:to="us-gaap_DefinedBenefitPlanCurtailments_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_DefinedBenefitPlanCurtailments_lbl" xml:lang="en-US">Curtailment gain</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_DefinedBenefitPlanBenefitObligation" xlink:to="us-gaap_DefinedBenefitPlanBenefitObligation_2_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/periodEndLabel" xlink:label="us-gaap_DefinedBenefitPlanBenefitObligation_2_lbl" xml:lang="en-US">Benefit obligation at end of year</link:label>
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_ChangeInPlanAssetsAbstract" xlink:label="FBP_ChangeInPlanAssetsAbstract" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_ChangeInPlanAssetsAbstract" xlink:to="FBP_ChangeInPlanAssetsAbstract_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="FBP_ChangeInPlanAssetsAbstract_lbl" xml:lang="en-US">Change in plan assets</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_DefinedBenefitPlanFairValueOfPlanAssets" xlink:label="us-gaap_DefinedBenefitPlanFairValueOfPlanAssets" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_DefinedBenefitPlanFairValueOfPlanAssets" xlink:to="us-gaap_DefinedBenefitPlanFairValueOfPlanAssets_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/periodStartLabel" xlink:label="us-gaap_DefinedBenefitPlanFairValueOfPlanAssets_lbl" xml:lang="en-US">Plan assets at beginning of year</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_DefinedBenefitPlanActualReturnOnPlanAssets" xlink:label="us-gaap_DefinedBenefitPlanActualReturnOnPlanAssets" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_DefinedBenefitPlanActualReturnOnPlanAssets" xlink:to="us-gaap_DefinedBenefitPlanActualReturnOnPlanAssets_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_DefinedBenefitPlanActualReturnOnPlanAssets_lbl" xml:lang="en-US">Actual return on plan assets</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_DefinedBenefitPlanContributionsByEmployer" xlink:label="us-gaap_DefinedBenefitPlanContributionsByEmployer" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_DefinedBenefitPlanContributionsByEmployer" xlink:to="us-gaap_DefinedBenefitPlanContributionsByEmployer_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_DefinedBenefitPlanContributionsByEmployer_lbl" xml:lang="en-US">Employer contributions</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_DefinedBenefitPlanBenefitsPaid" xlink:to="us-gaap_DefinedBenefitPlanBenefitsPaid_2_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="us-gaap_DefinedBenefitPlanBenefitsPaid_2_lbl" xml:lang="en-US">Benefits paid - plan</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_DefinedBenefitPlanFairValueOfPlanAssets" xlink:to="us-gaap_DefinedBenefitPlanFairValueOfPlanAssets_2_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/periodEndLabel" xlink:label="us-gaap_DefinedBenefitPlanFairValueOfPlanAssets_2_lbl" xml:lang="en-US">Plan assets at end of year</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_DefinedBenefitPlanFundedStatusOfPlan" xlink:label="us-gaap_DefinedBenefitPlanFundedStatusOfPlan" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_DefinedBenefitPlanFundedStatusOfPlan" xlink:to="us-gaap_DefinedBenefitPlanFundedStatusOfPlan_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/periodEndLabel" xlink:label="us-gaap_DefinedBenefitPlanFundedStatusOfPlan_lbl" xml:lang="en-US">Funded status at end of year</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_DefinedBenefitPlanAssetsForPlanBenefitsCurrentAndNoncurrent" xlink:label="us-gaap_DefinedBenefitPlanAssetsForPlanBenefitsCurrentAndNoncurrent" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_DefinedBenefitPlanAssetsForPlanBenefitsCurrentAndNoncurrent" xlink:to="us-gaap_DefinedBenefitPlanAssetsForPlanBenefitsCurrentAndNoncurrent_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_DefinedBenefitPlanAssetsForPlanBenefitsCurrentAndNoncurrent_lbl" xml:lang="en-US">Other assets - prepaid pension asset</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_PensionAndOtherPostretirementDefinedBenefitPlansLiabilitiesCurrentAndNoncurrent" xlink:label="us-gaap_PensionAndOtherPostretirementDefinedBenefitPlansLiabilitiesCurrentAndNoncurrent" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_PensionAndOtherPostretirementDefinedBenefitPlansLiabilitiesCurrentAndNoncurrent" xlink:to="us-gaap_PensionAndOtherPostretirementDefinedBenefitPlansLiabilitiesCurrentAndNoncurrent_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="us-gaap_PensionAndOtherPostretirementDefinedBenefitPlansLiabilitiesCurrentAndNoncurrent_lbl" xml:lang="en-US">Other liabilities</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_DefinedBenefitPlanAmountsRecognizedInBalanceSheet" xlink:label="us-gaap_DefinedBenefitPlanAmountsRecognizedInBalanceSheet" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_DefinedBenefitPlanAmountsRecognizedInBalanceSheet" xlink:to="us-gaap_DefinedBenefitPlanAmountsRecognizedInBalanceSheet_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_DefinedBenefitPlanAmountsRecognizedInBalanceSheet_lbl" xml:lang="en-US">[DefinedBenefitPlanAmountsRecognizedInBalanceSheet]</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_DefinedBenefitPlanAccumulatedOtherComprehensiveIncomeNetGainsLossesBeforeTax" xlink:label="us-gaap_DefinedBenefitPlanAccumulatedOtherComprehensiveIncomeNetGainsLossesBeforeTax" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_DefinedBenefitPlanAccumulatedOtherComprehensiveIncomeNetGainsLossesBeforeTax" xlink:to="us-gaap_DefinedBenefitPlanAccumulatedOtherComprehensiveIncomeNetGainsLossesBeforeTax_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_DefinedBenefitPlanAccumulatedOtherComprehensiveIncomeNetGainsLossesBeforeTax_lbl" xml:lang="en-US">Net loss</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_DefinedBenefitPlanAccumulatedOtherComprehensiveIncomeNetTransitionAssetsObligationsBeforeTax" xlink:label="us-gaap_DefinedBenefitPlanAccumulatedOtherComprehensiveIncomeNetTransitionAssetsObligationsBeforeTax" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_DefinedBenefitPlanAccumulatedOtherComprehensiveIncomeNetTransitionAssetsObligationsBeforeTax" xlink:to="us-gaap_DefinedBenefitPlanAccumulatedOtherComprehensiveIncomeNetTransitionAssetsObligationsBeforeTax_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_DefinedBenefitPlanAccumulatedOtherComprehensiveIncomeNetTransitionAssetsObligationsBeforeTax_lbl" xml:lang="en-US">Net transition obligation</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_DefinedBenefitPlanAccumulatedOtherComprehensiveIncomeNetPriorServiceCostCreditBeforeTax" xlink:label="us-gaap_DefinedBenefitPlanAccumulatedOtherComprehensiveIncomeNetPriorServiceCostCreditBeforeTax" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_DefinedBenefitPlanAccumulatedOtherComprehensiveIncomeNetPriorServiceCostCreditBeforeTax" xlink:to="us-gaap_DefinedBenefitPlanAccumulatedOtherComprehensiveIncomeNetPriorServiceCostCreditBeforeTax_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_DefinedBenefitPlanAccumulatedOtherComprehensiveIncomeNetPriorServiceCostCreditBeforeTax_lbl" xml:lang="en-US">Prior service cost</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_DefinedBenefitPlanAccumulatedOtherComprehensiveIncomeBeforeTax" xlink:label="us-gaap_DefinedBenefitPlanAccumulatedOtherComprehensiveIncomeBeforeTax" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_DefinedBenefitPlanAccumulatedOtherComprehensiveIncomeBeforeTax" xlink:to="us-gaap_DefinedBenefitPlanAccumulatedOtherComprehensiveIncomeBeforeTax_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_DefinedBenefitPlanAccumulatedOtherComprehensiveIncomeBeforeTax_lbl" xml:lang="en-US">Amount recognized in AOCI before tax effect</link:label>
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_AmountRecognizedAOCIBeforeTaxEffectTaxBenefit" xlink:label="FBP_AmountRecognizedAOCIBeforeTaxEffectTaxBenefit" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_AmountRecognizedAOCIBeforeTaxEffectTaxBenefit" xlink:to="FBP_AmountRecognizedAOCIBeforeTaxEffectTaxBenefit_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="FBP_AmountRecognizedAOCIBeforeTaxEffectTaxBenefit_lbl" xml:lang="en-US">Tax benefit</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_DefinedBenefitPlanAccumulatedOtherComprehensiveIncomeLossAfterTax" xlink:label="us-gaap_DefinedBenefitPlanAccumulatedOtherComprehensiveIncomeLossAfterTax" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_DefinedBenefitPlanAccumulatedOtherComprehensiveIncomeLossAfterTax" xlink:to="us-gaap_DefinedBenefitPlanAccumulatedOtherComprehensiveIncomeLossAfterTax_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_DefinedBenefitPlanAccumulatedOtherComprehensiveIncomeLossAfterTax_lbl" xml:lang="en-US">Net amount recognized as reduction to AOCI</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_AccumulatedOtherComprehensiveIncomeLossDefinedBenefitPensionAndOtherPostretirementPlansNetOfTax" xlink:label="us-gaap_AccumulatedOtherComprehensiveIncomeLossDefinedBenefitPensionAndOtherPostretirementPlansNetOfTax" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_AccumulatedOtherComprehensiveIncomeLossDefinedBenefitPensionAndOtherPostretirementPlansNetOfTax" xlink:to="us-gaap_AccumulatedOtherComprehensiveIncomeLossDefinedBenefitPensionAndOtherPostretirementPlansNetOfTax_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/periodStartLabel" xlink:label="us-gaap_AccumulatedOtherComprehensiveIncomeLossDefinedBenefitPensionAndOtherPostretirementPlansNetOfTax_lbl" xml:lang="en-US">Accumulated other comprehensive loss at beginning of fiscal year</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_OtherComprehensiveIncomeLossPensionAndOtherPostretirementBenefitPlansNetUnamortizedGainLossArisingDuringPeriodBeforeTax" xlink:to="us-gaap_OtherComprehensiveIncomeLossPensionAndOtherPostretirementBenefitPlansNetUnamortizedGainLossArisingDuringPeriodBeforeTax_2_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="us-gaap_OtherComprehensiveIncomeLossPensionAndOtherPostretirementBenefitPlansNetUnamortizedGainLossArisingDuringPeriodBeforeTax_2_lbl" xml:lang="en-US">Net (gain) loss arising during period</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_DefinedBenefitPlanAmountsRecognizedInOtherComprehensiveIncomeNetPriorServiceCostCreditBeforeTax" xlink:label="us-gaap_DefinedBenefitPlanAmountsRecognizedInOtherComprehensiveIncomeNetPriorServiceCostCreditBeforeTax" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_DefinedBenefitPlanAmountsRecognizedInOtherComprehensiveIncomeNetPriorServiceCostCreditBeforeTax" xlink:to="us-gaap_DefinedBenefitPlanAmountsRecognizedInOtherComprehensiveIncomeNetPriorServiceCostCreditBeforeTax_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="us-gaap_DefinedBenefitPlanAmountsRecognizedInOtherComprehensiveIncomeNetPriorServiceCostCreditBeforeTax_lbl" xml:lang="en-US">Prior service cost</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_OtherComprehensiveIncomeReclassificationOfDefinedBenefitPlanNetTransitionAssetObligationRecognizedInNetPeriodicBenefitCostBeforeTax" xlink:label="us-gaap_OtherComprehensiveIncomeReclassificationOfDefinedBenefitPlanNetTransitionAssetObligationRecognizedInNetPeriodicBenefitCostBeforeTax" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_OtherComprehensiveIncomeReclassificationOfDefinedBenefitPlanNetTransitionAssetObligationRecognizedInNetPeriodicBenefitCostBeforeTax" xlink:to="us-gaap_OtherComprehensiveIncomeReclassificationOfDefinedBenefitPlanNetTransitionAssetObligationRecognizedInNetPeriodicBenefitCostBeforeTax_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_OtherComprehensiveIncomeReclassificationOfDefinedBenefitPlanNetTransitionAssetObligationRecognizedInNetPeriodicBenefitCostBeforeTax_lbl" xml:lang="en-US">Transition Obligation</link:label>
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_AmortizationOfUnrecognizedActuarialLoss" xlink:label="FBP_AmortizationOfUnrecognizedActuarialLoss" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_AmortizationOfUnrecognizedActuarialLoss" xlink:to="FBP_AmortizationOfUnrecognizedActuarialLoss_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="FBP_AmortizationOfUnrecognizedActuarialLoss_lbl" xml:lang="en-US">Amortization of unrecognized actuarial loss</link:label>
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_AmortizationOfPriorServiceCostAndTransitionObligation" xlink:label="FBP_AmortizationOfPriorServiceCostAndTransitionObligation" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_AmortizationOfPriorServiceCostAndTransitionObligation" xlink:to="FBP_AmortizationOfPriorServiceCostAndTransitionObligation_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="FBP_AmortizationOfPriorServiceCostAndTransitionObligation_lbl" xml:lang="en-US">Amortization of prior service cost and transition obligation</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_OtherComprehensiveIncomeDefinedBenefitPlansTaxPortionAttributableToParent" xlink:label="us-gaap_OtherComprehensiveIncomeDefinedBenefitPlansTaxPortionAttributableToParent" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_OtherComprehensiveIncomeDefinedBenefitPlansTaxPortionAttributableToParent" xlink:to="us-gaap_OtherComprehensiveIncomeDefinedBenefitPlansTaxPortionAttributableToParent_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_OtherComprehensiveIncomeDefinedBenefitPlansTaxPortionAttributableToParent_lbl" xml:lang="en-US">Tax expense (benefit) of changes during the year, net</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_AccumulatedOtherComprehensiveIncomeLossDefinedBenefitPensionAndOtherPostretirementPlansNetOfTax" xlink:to="us-gaap_AccumulatedOtherComprehensiveIncomeLossDefinedBenefitPensionAndOtherPostretirementPlansNetOfTax_2_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/periodEndLabel" xlink:label="us-gaap_AccumulatedOtherComprehensiveIncomeLossDefinedBenefitPensionAndOtherPostretirementPlansNetOfTax_2_lbl" xml:lang="en-US">Accumulated other comprehensive loss at end of fiscal year</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_PrepaidPensionCosts" xlink:label="us-gaap_PrepaidPensionCosts" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_PrepaidPensionCosts" xlink:to="us-gaap_PrepaidPensionCosts_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/periodStartLabel" xlink:label="us-gaap_PrepaidPensionCosts_lbl" xml:lang="en-US">Prepaid pension cost as of beginning of fiscal year</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_DefinedBenefitPlanNetPeriodicBenefitCost" xlink:label="us-gaap_DefinedBenefitPlanNetPeriodicBenefitCost" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_DefinedBenefitPlanNetPeriodicBenefitCost" xlink:to="us-gaap_DefinedBenefitPlanNetPeriodicBenefitCost_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:label="us-gaap_DefinedBenefitPlanNetPeriodicBenefitCost_lbl" xml:lang="en-US">Net periodic pension cost for fiscal year</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_DefinedBenefitPlanRecognizedNetGainLossDueToSettlementsAndCurtailments1" xlink:label="us-gaap_DefinedBenefitPlanRecognizedNetGainLossDueToSettlementsAndCurtailments1" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_DefinedBenefitPlanRecognizedNetGainLossDueToSettlementsAndCurtailments1" xlink:to="us-gaap_DefinedBenefitPlanRecognizedNetGainLossDueToSettlementsAndCurtailments1_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_DefinedBenefitPlanRecognizedNetGainLossDueToSettlementsAndCurtailments1_lbl" xml:lang="en-US">Effect of curtailment</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_PrepaidPensionCosts" xlink:to="us-gaap_PrepaidPensionCosts_2_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/periodEndLabel" xlink:label="us-gaap_PrepaidPensionCosts_2_lbl" xml:lang="en-US">Prepaid pension asset as of end of fiscal year</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_DefinedBenefitPlanServiceCost" xlink:to="us-gaap_DefinedBenefitPlanServiceCost_2_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="us-gaap_DefinedBenefitPlanServiceCost_2_lbl" xml:lang="en-US">Service cost - benefits earned during the period</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_DefinedBenefitPlanInterestCost" xlink:to="us-gaap_DefinedBenefitPlanInterestCost_2_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="us-gaap_DefinedBenefitPlanInterestCost_2_lbl" xml:lang="en-US">Interest cost on projected benefit obligation</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_DefinedBenefitPlanExpectedReturnOnPlanAssets" xlink:label="us-gaap_DefinedBenefitPlanExpectedReturnOnPlanAssets" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_DefinedBenefitPlanExpectedReturnOnPlanAssets" xlink:to="us-gaap_DefinedBenefitPlanExpectedReturnOnPlanAssets_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_DefinedBenefitPlanExpectedReturnOnPlanAssets_lbl" xml:lang="en-US">Expected return on plan assets</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_DefinedBenefitPlanAmortizationOfGainsLosses" xlink:label="us-gaap_DefinedBenefitPlanAmortizationOfGainsLosses" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_DefinedBenefitPlanAmortizationOfGainsLosses" xlink:to="us-gaap_DefinedBenefitPlanAmortizationOfGainsLosses_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_DefinedBenefitPlanAmortizationOfGainsLosses_lbl" xml:lang="en-US">Net amortization and deferral</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_DefinedBenefitPlanNetPeriodicBenefitCost" xlink:to="us-gaap_DefinedBenefitPlanNetPeriodicBenefitCost_2_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_DefinedBenefitPlanNetPeriodicBenefitCost_2_lbl" xml:lang="en-US">Net periodic pension cost</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_DefinedBenefitPlanExpectedFutureBenefitPaymentsNextTwelveMonths" xlink:label="us-gaap_DefinedBenefitPlanExpectedFutureBenefitPaymentsNextTwelveMonths" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_DefinedBenefitPlanExpectedFutureBenefitPaymentsNextTwelveMonths" xlink:to="us-gaap_DefinedBenefitPlanExpectedFutureBenefitPaymentsNextTwelveMonths_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_DefinedBenefitPlanExpectedFutureBenefitPaymentsNextTwelveMonths_lbl" xml:lang="en-US">Year ending December 31, 2013</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_DefinedBenefitPlanExpectedFutureBenefitPaymentsYearTwo" xlink:label="us-gaap_DefinedBenefitPlanExpectedFutureBenefitPaymentsYearTwo" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_DefinedBenefitPlanExpectedFutureBenefitPaymentsYearTwo" xlink:to="us-gaap_DefinedBenefitPlanExpectedFutureBenefitPaymentsYearTwo_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_DefinedBenefitPlanExpectedFutureBenefitPaymentsYearTwo_lbl" xml:lang="en-US">Year ending December 31, 2014</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_DefinedBenefitPlanExpectedFutureBenefitPaymentsYearThree" xlink:label="us-gaap_DefinedBenefitPlanExpectedFutureBenefitPaymentsYearThree" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_DefinedBenefitPlanExpectedFutureBenefitPaymentsYearThree" xlink:to="us-gaap_DefinedBenefitPlanExpectedFutureBenefitPaymentsYearThree_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_DefinedBenefitPlanExpectedFutureBenefitPaymentsYearThree_lbl" xml:lang="en-US">Year ending December 31, 2015</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_DefinedBenefitPlanExpectedFutureBenefitPaymentsYearFour" xlink:label="us-gaap_DefinedBenefitPlanExpectedFutureBenefitPaymentsYearFour" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_DefinedBenefitPlanExpectedFutureBenefitPaymentsYearFour" xlink:to="us-gaap_DefinedBenefitPlanExpectedFutureBenefitPaymentsYearFour_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_DefinedBenefitPlanExpectedFutureBenefitPaymentsYearFour_lbl" xml:lang="en-US">Year ending December 31, 2016</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_DefinedBenefitPlanExpectedFutureBenefitPaymentsYearFive" xlink:label="us-gaap_DefinedBenefitPlanExpectedFutureBenefitPaymentsYearFive" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_DefinedBenefitPlanExpectedFutureBenefitPaymentsYearFive" xlink:to="us-gaap_DefinedBenefitPlanExpectedFutureBenefitPaymentsYearFive_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_DefinedBenefitPlanExpectedFutureBenefitPaymentsYearFive_lbl" xml:lang="en-US">Year ending December 31, 2017</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_DefinedBenefitPlanExpectedFutureBenefitPaymentsFiveFiscalYearsThereafter" xlink:label="us-gaap_DefinedBenefitPlanExpectedFutureBenefitPaymentsFiveFiscalYearsThereafter" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_DefinedBenefitPlanExpectedFutureBenefitPaymentsFiveFiscalYearsThereafter" xlink:to="us-gaap_DefinedBenefitPlanExpectedFutureBenefitPaymentsFiveFiscalYearsThereafter_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_DefinedBenefitPlanExpectedFutureBenefitPaymentsFiveFiscalYearsThereafter_lbl" xml:lang="en-US">Years ending December 31, 2018-2022</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_DefinedBenefitPlanTargetPlanAssetAllocations" xlink:label="us-gaap_DefinedBenefitPlanTargetPlanAssetAllocations" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_DefinedBenefitPlanTargetPlanAssetAllocations" xlink:to="us-gaap_DefinedBenefitPlanTargetPlanAssetAllocations_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_DefinedBenefitPlanTargetPlanAssetAllocations_lbl" xml:lang="en-US">Targeted percentage of plan assets</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_DefinedBenefitPlanTargetPlanAssetAllocationsRangeMinimum" xlink:label="us-gaap_DefinedBenefitPlanTargetPlanAssetAllocationsRangeMinimum" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_DefinedBenefitPlanTargetPlanAssetAllocationsRangeMinimum" xlink:to="us-gaap_DefinedBenefitPlanTargetPlanAssetAllocationsRangeMinimum_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_DefinedBenefitPlanTargetPlanAssetAllocationsRangeMinimum_lbl" xml:lang="en-US">Targeted percentage of plan assets, minimum</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_DefinedBenefitPlanTargetPlanAssetAllocationsRangeMaximum" xlink:label="us-gaap_DefinedBenefitPlanTargetPlanAssetAllocationsRangeMaximum" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_DefinedBenefitPlanTargetPlanAssetAllocationsRangeMaximum" xlink:to="us-gaap_DefinedBenefitPlanTargetPlanAssetAllocationsRangeMaximum_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_DefinedBenefitPlanTargetPlanAssetAllocationsRangeMaximum_lbl" xml:lang="en-US">Targeted percentage of plan assets, maximum</link:label>
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_InvestmentCategoryBenchmark" xlink:label="FBP_InvestmentCategoryBenchmark" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_InvestmentCategoryBenchmark" xlink:to="FBP_InvestmentCategoryBenchmark_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="FBP_InvestmentCategoryBenchmark_lbl" xml:lang="en-US">Investment Category Benchmark</link:label>
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_RangeOfAcceptableDeviationFromInvestmentCategoryBenchmarkMinimum" xlink:label="FBP_RangeOfAcceptableDeviationFromInvestmentCategoryBenchmarkMinimum" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_RangeOfAcceptableDeviationFromInvestmentCategoryBenchmarkMinimum" xlink:to="FBP_RangeOfAcceptableDeviationFromInvestmentCategoryBenchmarkMinimum_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="FBP_RangeOfAcceptableDeviationFromInvestmentCategoryBenchmarkMinimum_lbl" xml:lang="en-US">Range of acceptable deviation from investment category benchmark, minimum</link:label>
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_RangeOfAcceptableDeviationFromInvestmentCategoryBenchmarkMaximum" xlink:label="FBP_RangeOfAcceptableDeviationFromInvestmentCategoryBenchmarkMaximum" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_RangeOfAcceptableDeviationFromInvestmentCategoryBenchmarkMaximum" xlink:to="FBP_RangeOfAcceptableDeviationFromInvestmentCategoryBenchmarkMaximum_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="FBP_RangeOfAcceptableDeviationFromInvestmentCategoryBenchmarkMaximum_lbl" xml:lang="en-US">Range of acceptable deviation from investment category benchmark, maximum</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_DefinedBenefitPlanFairValueOfPlanAssets" xlink:to="us-gaap_DefinedBenefitPlanFairValueOfPlanAssets_3_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="us-gaap_DefinedBenefitPlanFairValueOfPlanAssets_3_lbl" xml:lang="en-US">Fair value of plan assets</link:label>
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_ChangeInBenefitObligation1Abstract" xlink:label="FBP_ChangeInBenefitObligation1Abstract" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_ChangeInBenefitObligation1Abstract" xlink:to="FBP_ChangeInBenefitObligation1Abstract_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="FBP_ChangeInBenefitObligation1Abstract_lbl" xml:lang="en-US">Change in benefit obligation</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_DefinedBenefitPlanBenefitsPaid" xlink:to="us-gaap_DefinedBenefitPlanBenefitsPaid_3_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:label="us-gaap_DefinedBenefitPlanBenefitsPaid_3_lbl" xml:lang="en-US">Benefits paid</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_DefinedBenefitPlanAssumptionsUsedCalculatingNetPeriodicBenefitCostDiscountRate" xlink:label="us-gaap_DefinedBenefitPlanAssumptionsUsedCalculatingNetPeriodicBenefitCostDiscountRate" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_DefinedBenefitPlanAssumptionsUsedCalculatingNetPeriodicBenefitCostDiscountRate" xlink:to="us-gaap_DefinedBenefitPlanAssumptionsUsedCalculatingNetPeriodicBenefitCostDiscountRate_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_DefinedBenefitPlanAssumptionsUsedCalculatingNetPeriodicBenefitCostDiscountRate_lbl" xml:lang="en-US">Discount rate used to determine net periodic pension cost</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_DefinedBenefitPlanAssumptionsUsedCalculatingBenefitObligationDiscountRate" xlink:label="us-gaap_DefinedBenefitPlanAssumptionsUsedCalculatingBenefitObligationDiscountRate" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_DefinedBenefitPlanAssumptionsUsedCalculatingBenefitObligationDiscountRate" xlink:to="us-gaap_DefinedBenefitPlanAssumptionsUsedCalculatingBenefitObligationDiscountRate_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/periodEndLabel" xlink:label="us-gaap_DefinedBenefitPlanAssumptionsUsedCalculatingBenefitObligationDiscountRate_lbl" xml:lang="en-US">Discount rate used to calculate end of year liability disclosures</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_DefinedBenefitPlanAssumptionsUsedCalculatingNetPeriodicBenefitCostExpectedLongTermReturnOnAssets" xlink:label="us-gaap_DefinedBenefitPlanAssumptionsUsedCalculatingNetPeriodicBenefitCostExpectedLongTermReturnOnAssets" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_DefinedBenefitPlanAssumptionsUsedCalculatingNetPeriodicBenefitCostExpectedLongTermReturnOnAssets" xlink:to="us-gaap_DefinedBenefitPlanAssumptionsUsedCalculatingNetPeriodicBenefitCostExpectedLongTermReturnOnAssets_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_DefinedBenefitPlanAssumptionsUsedCalculatingNetPeriodicBenefitCostExpectedLongTermReturnOnAssets_lbl" xml:lang="en-US">Expected long-term rate of return on assets</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_DefinedBenefitPlanAssumptionsUsedCalculatingNetPeriodicBenefitCostRateOfCompensationIncrease" xlink:label="us-gaap_DefinedBenefitPlanAssumptionsUsedCalculatingNetPeriodicBenefitCostRateOfCompensationIncrease" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_DefinedBenefitPlanAssumptionsUsedCalculatingNetPeriodicBenefitCostRateOfCompensationIncrease" xlink:to="us-gaap_DefinedBenefitPlanAssumptionsUsedCalculatingNetPeriodicBenefitCostRateOfCompensationIncrease_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_DefinedBenefitPlanAssumptionsUsedCalculatingNetPeriodicBenefitCostRateOfCompensationIncrease_lbl" xml:lang="en-US">Rate of compensation increase</link:label>
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_BankStandbyLettersOfCredit" xlink:label="FBP_BankStandbyLettersOfCredit" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_BankStandbyLettersOfCredit" xlink:to="FBP_BankStandbyLettersOfCredit_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="FBP_BankStandbyLettersOfCredit_lbl" xml:lang="en-US">Bank Standby Letters of credit</link:label>
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_MarketableSecuritiesToAnyOneIssuerOrGuarantorThreshold" xlink:label="FBP_MarketableSecuritiesToAnyOneIssuerOrGuarantorThreshold" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_MarketableSecuritiesToAnyOneIssuerOrGuarantorThreshold" xlink:to="FBP_MarketableSecuritiesToAnyOneIssuerOrGuarantorThreshold_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="FBP_MarketableSecuritiesToAnyOneIssuerOrGuarantorThreshold_lbl" xml:lang="en-US">Marketable securities to any one issuer or guarantor, threshold</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_Deposits" xlink:to="us-gaap_Deposits_2_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="us-gaap_Deposits_2_lbl" xml:lang="en-US">Deposits</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_CashFDICInsuredAmount" xlink:label="us-gaap_CashFDICInsuredAmount" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_CashFDICInsuredAmount" xlink:to="us-gaap_CashFDICInsuredAmount_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_CashFDICInsuredAmount_lbl" xml:lang="en-US">FDIC-insured, amount</link:label>
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_OutstandingClosedendLoanCommitments" xlink:label="FBP_OutstandingClosedendLoanCommitments" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_OutstandingClosedendLoanCommitments" xlink:to="FBP_OutstandingClosedendLoanCommitments_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="FBP_OutstandingClosedendLoanCommitments_lbl" xml:lang="en-US">Outstanding closed-end loan commitments</link:label>
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_UnfundedCommitmentsOnRevolvingLinesOfCreditCreditCardsAndHomeEquityLoans" xlink:label="FBP_UnfundedCommitmentsOnRevolvingLinesOfCreditCreditCardsAndHomeEquityLoans" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_UnfundedCommitmentsOnRevolvingLinesOfCreditCreditCardsAndHomeEquityLoans" xlink:to="FBP_UnfundedCommitmentsOnRevolvingLinesOfCreditCreditCardsAndHomeEquityLoans_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="FBP_UnfundedCommitmentsOnRevolvingLinesOfCreditCreditCardsAndHomeEquityLoans_lbl" xml:lang="en-US">Unfunded commitments on revolving lines of credit, credit cards and home equity loans</link:label>
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_CommitmentsTotal" xlink:label="FBP_CommitmentsTotal" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_CommitmentsTotal" xlink:to="FBP_CommitmentsTotal_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="FBP_CommitmentsTotal_lbl" xml:lang="en-US">Commitments, total</link:label>
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_AmortizedCostAvailableForSaleAndHeldToMaturity" xlink:label="FBP_AmortizedCostAvailableForSaleAndHeldToMaturity" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_AmortizedCostAvailableForSaleAndHeldToMaturity" xlink:to="FBP_AmortizedCostAvailableForSaleAndHeldToMaturity_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="FBP_AmortizedCostAvailableForSaleAndHeldToMaturity_lbl" xml:lang="en-US">Amortized cost, Available for sale and held to maturity</link:label>
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_FairValueAvailableForSaleAndHeldToMaturity" xlink:label="FBP_FairValueAvailableForSaleAndHeldToMaturity" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_FairValueAvailableForSaleAndHeldToMaturity" xlink:to="FBP_FairValueAvailableForSaleAndHeldToMaturity_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="FBP_FairValueAvailableForSaleAndHeldToMaturity_lbl" xml:lang="en-US">Fair value, Available for sale and held to maturity</link:label>
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_FairValueNarrativeDetailsAbstract" xlink:label="FBP_FairValueNarrativeDetailsAbstract" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_FairValueNarrativeDetailsAbstract" xlink:to="FBP_FairValueNarrativeDetailsAbstract_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="FBP_FairValueNarrativeDetailsAbstract_lbl" xml:lang="en-US">Fair Value Details Narrative</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_OtherComprehensiveIncomeLossAvailableForSaleSecuritiesAdjustmentNetOfTax" xlink:label="us-gaap_OtherComprehensiveIncomeLossAvailableForSaleSecuritiesAdjustmentNetOfTax" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_OtherComprehensiveIncomeLossAvailableForSaleSecuritiesAdjustmentNetOfTax" xlink:to="us-gaap_OtherComprehensiveIncomeLossAvailableForSaleSecuritiesAdjustmentNetOfTax_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_OtherComprehensiveIncomeLossAvailableForSaleSecuritiesAdjustmentNetOfTax_lbl" xml:lang="en-US">Increase in fair value of securities available for sale</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_OtherComprehensiveIncomeAvailableforsaleSecuritiesTaxPortionAttributableToParent" xlink:label="us-gaap_OtherComprehensiveIncomeAvailableforsaleSecuritiesTaxPortionAttributableToParent" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_OtherComprehensiveIncomeAvailableforsaleSecuritiesTaxPortionAttributableToParent" xlink:to="us-gaap_OtherComprehensiveIncomeAvailableforsaleSecuritiesTaxPortionAttributableToParent_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_OtherComprehensiveIncomeAvailableforsaleSecuritiesTaxPortionAttributableToParent_lbl" xml:lang="en-US">Tax expense of increase in the fair value of securities available for sale</link:label>
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_FinancialInstrumentsMeasuredAtFairValueOnRecurringAndNonrecurringBasisAbstract" xlink:label="FBP_FinancialInstrumentsMeasuredAtFairValueOnRecurringAndNonrecurringBasisAbstract" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_FinancialInstrumentsMeasuredAtFairValueOnRecurringAndNonrecurringBasisAbstract" xlink:to="FBP_FinancialInstrumentsMeasuredAtFairValueOnRecurringAndNonrecurringBasisAbstract_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="FBP_FinancialInstrumentsMeasuredAtFairValueOnRecurringAndNonrecurringBasisAbstract_lbl" xml:lang="en-US">Financial instruments measured at fair value on a recurring and nonrecurring basis:</link:label>
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_DescriptionOfFinancialInstrumentsAbstract" xlink:label="FBP_DescriptionOfFinancialInstrumentsAbstract" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_DescriptionOfFinancialInstrumentsAbstract" xlink:to="FBP_DescriptionOfFinancialInstrumentsAbstract_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="FBP_DescriptionOfFinancialInstrumentsAbstract_lbl" xml:lang="en-US">Description of Financial Instruments</link:label>
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_GovernmentSponsoredEnterpriseSecuritiesFairValueDisclosure" xlink:label="FBP_GovernmentSponsoredEnterpriseSecuritiesFairValueDisclosure" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_GovernmentSponsoredEnterpriseSecuritiesFairValueDisclosure" xlink:to="FBP_GovernmentSponsoredEnterpriseSecuritiesFairValueDisclosure_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="FBP_GovernmentSponsoredEnterpriseSecuritiesFairValueDisclosure_lbl" xml:lang="en-US">Government-sponsored enterprise securities</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_MortgageBackedSecuritiesAvailableForSaleFairValueDisclosure" xlink:label="us-gaap_MortgageBackedSecuritiesAvailableForSaleFairValueDisclosure" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_MortgageBackedSecuritiesAvailableForSaleFairValueDisclosure" xlink:to="us-gaap_MortgageBackedSecuritiesAvailableForSaleFairValueDisclosure_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="us-gaap_MortgageBackedSecuritiesAvailableForSaleFairValueDisclosure_lbl" xml:lang="en-US">Mortgage-backed securities</link:label>
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_CorporateBondsFairValueDisclosure" xlink:label="FBP_CorporateBondsFairValueDisclosure" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_CorporateBondsFairValueDisclosure" xlink:to="FBP_CorporateBondsFairValueDisclosure_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="FBP_CorporateBondsFairValueDisclosure_lbl" xml:lang="en-US">Corporate bonds</link:label>
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_EquitySecuritiesFairValueDisclosure" xlink:label="FBP_EquitySecuritiesFairValueDisclosure" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_EquitySecuritiesFairValueDisclosure" xlink:to="FBP_EquitySecuritiesFairValueDisclosure_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="FBP_EquitySecuritiesFairValueDisclosure_lbl" xml:lang="en-US">Equity securities</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_AvailableForSaleSecuritiesFairValueDisclosure" xlink:label="us-gaap_AvailableForSaleSecuritiesFairValueDisclosure" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_AvailableForSaleSecuritiesFairValueDisclosure" xlink:to="us-gaap_AvailableForSaleSecuritiesFairValueDisclosure_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_AvailableForSaleSecuritiesFairValueDisclosure_lbl" xml:lang="en-US">Total available for sale securities</link:label>
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_ImpairedLoansCoveredFairValueDisclosure" xlink:label="FBP_ImpairedLoansCoveredFairValueDisclosure" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_ImpairedLoansCoveredFairValueDisclosure" xlink:to="FBP_ImpairedLoansCoveredFairValueDisclosure_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="FBP_ImpairedLoansCoveredFairValueDisclosure_lbl" xml:lang="en-US">Impaired loans - covered</link:label>
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_ImpairedLoansNonCoveredFairValueDisclosure" xlink:label="FBP_ImpairedLoansNonCoveredFairValueDisclosure" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_ImpairedLoansNonCoveredFairValueDisclosure" xlink:to="FBP_ImpairedLoansNonCoveredFairValueDisclosure_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="FBP_ImpairedLoansNonCoveredFairValueDisclosure_lbl" xml:lang="en-US">Impaired loans - non-covered</link:label>
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_OtherRealEstateCoveredFairValueDisclosure" xlink:label="FBP_OtherRealEstateCoveredFairValueDisclosure" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_OtherRealEstateCoveredFairValueDisclosure" xlink:to="FBP_OtherRealEstateCoveredFairValueDisclosure_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="FBP_OtherRealEstateCoveredFairValueDisclosure_lbl" xml:lang="en-US">Other real estate - covered</link:label>
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_OtherRealEstateNonCoveredFairValueDisclosure" xlink:label="FBP_OtherRealEstateNonCoveredFairValueDisclosure" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_OtherRealEstateNonCoveredFairValueDisclosure" xlink:to="FBP_OtherRealEstateNonCoveredFairValueDisclosure_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="FBP_OtherRealEstateNonCoveredFairValueDisclosure_lbl" xml:lang="en-US">Other real estate - non-covered</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_FairValueMeasurementsValuationTechniques" xlink:label="us-gaap_FairValueMeasurementsValuationTechniques" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_FairValueMeasurementsValuationTechniques" xlink:to="us-gaap_FairValueMeasurementsValuationTechniques_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_FairValueMeasurementsValuationTechniques_lbl" xml:lang="en-US">Valuation technique</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_FairValueMeasurementsSignificantAssumptions" xlink:label="us-gaap_FairValueMeasurementsSignificantAssumptions" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_FairValueMeasurementsSignificantAssumptions" xlink:to="us-gaap_FairValueMeasurementsSignificantAssumptions_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_FairValueMeasurementsSignificantAssumptions_lbl" xml:lang="en-US">Significant unobservable inputs</link:label>
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_GeneralRangeOfSignificantInputValuesMinimum" xlink:label="FBP_GeneralRangeOfSignificantInputValuesMinimum" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_GeneralRangeOfSignificantInputValuesMinimum" xlink:to="FBP_GeneralRangeOfSignificantInputValuesMinimum_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="FBP_GeneralRangeOfSignificantInputValuesMinimum_lbl" xml:lang="en-US">General range of significant input values, minimum</link:label>
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_GeneralRangeOfSignificantInputValuesMaximum" xlink:label="FBP_GeneralRangeOfSignificantInputValuesMaximum" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_GeneralRangeOfSignificantInputValuesMaximum" xlink:to="FBP_GeneralRangeOfSignificantInputValuesMaximum_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="FBP_GeneralRangeOfSignificantInputValuesMaximum_lbl" xml:lang="en-US">General range of significant input values, maximum</link:label>
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_CarryingAmountsAndEstimatedFairValuesOfFinancialInstrumentsAbstract" xlink:label="FBP_CarryingAmountsAndEstimatedFairValuesOfFinancialInstrumentsAbstract" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_CarryingAmountsAndEstimatedFairValuesOfFinancialInstrumentsAbstract" xlink:to="FBP_CarryingAmountsAndEstimatedFairValuesOfFinancialInstrumentsAbstract_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="FBP_CarryingAmountsAndEstimatedFairValuesOfFinancialInstrumentsAbstract_lbl" xml:lang="en-US">Carrying amounts and estimated fair values of financial instruments:</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_CashAndCashEquivalentsFairValueDisclosure" xlink:label="us-gaap_CashAndCashEquivalentsFairValueDisclosure" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_CashAndCashEquivalentsFairValueDisclosure" xlink:to="us-gaap_CashAndCashEquivalentsFairValueDisclosure_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="us-gaap_CashAndCashEquivalentsFairValueDisclosure_lbl" xml:lang="en-US">Cash and due from banks, noninterest-bearing</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_DueFromBanks" xlink:label="us-gaap_DueFromBanks" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_DueFromBanks" xlink:to="us-gaap_DueFromBanks_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="us-gaap_DueFromBanks_lbl" xml:lang="en-US">Due from banks, interest-bearing</link:label>
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_FedFundsSoldFairValueDisclosure" xlink:label="FBP_FedFundsSoldFairValueDisclosure" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_FedFundsSoldFairValueDisclosure" xlink:to="FBP_FedFundsSoldFairValueDisclosure_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="FBP_FedFundsSoldFairValueDisclosure_lbl" xml:lang="en-US">Federal funds sold</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_AvailableForSaleSecuritiesFairValueDisclosure" xlink:to="us-gaap_AvailableForSaleSecuritiesFairValueDisclosure_2_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="us-gaap_AvailableForSaleSecuritiesFairValueDisclosure_2_lbl" xml:lang="en-US">Securities available for sale</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_HeldToMaturitySecuritiesFairValueDisclosure" xlink:label="us-gaap_HeldToMaturitySecuritiesFairValueDisclosure" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_HeldToMaturitySecuritiesFairValueDisclosure" xlink:to="us-gaap_HeldToMaturitySecuritiesFairValueDisclosure_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_HeldToMaturitySecuritiesFairValueDisclosure_lbl" xml:lang="en-US">Securities held to maturity</link:label>
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_PresoldMortgagesInProcessOfSettlementFairValueDisclosure" xlink:label="FBP_PresoldMortgagesInProcessOfSettlementFairValueDisclosure" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_PresoldMortgagesInProcessOfSettlementFairValueDisclosure" xlink:to="FBP_PresoldMortgagesInProcessOfSettlementFairValueDisclosure_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="FBP_PresoldMortgagesInProcessOfSettlementFairValueDisclosure_lbl" xml:lang="en-US">Presold mortgages in process of settlement</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_LoansReceivableFairValueDisclosure" xlink:label="us-gaap_LoansReceivableFairValueDisclosure" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_LoansReceivableFairValueDisclosure" xlink:to="us-gaap_LoansReceivableFairValueDisclosure_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_LoansReceivableFairValueDisclosure_lbl" xml:lang="en-US">Loans - non-covered, net of allowance</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_LoansAndLeasesReceivableNetReportedAmountCovered" xlink:label="us-gaap_LoansAndLeasesReceivableNetReportedAmountCovered" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_LoansAndLeasesReceivableNetReportedAmountCovered" xlink:to="us-gaap_LoansAndLeasesReceivableNetReportedAmountCovered_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_LoansAndLeasesReceivableNetReportedAmountCovered_lbl" xml:lang="en-US">Loans - covered, net of allowance</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_LoansHeldForSaleFairValueDisclosure" xlink:label="us-gaap_LoansHeldForSaleFairValueDisclosure" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_LoansHeldForSaleFairValueDisclosure" xlink:to="us-gaap_LoansHeldForSaleFairValueDisclosure_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="us-gaap_LoansHeldForSaleFairValueDisclosure_lbl" xml:lang="en-US">Loans held for sale</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_DepositsFairValueDisclosure" xlink:label="us-gaap_DepositsFairValueDisclosure" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_DepositsFairValueDisclosure" xlink:to="us-gaap_DepositsFairValueDisclosure_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="us-gaap_DepositsFairValueDisclosure_lbl" xml:lang="en-US">Deposits</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_SecuritiesLoanedOrSoldUnderAgreementsToRepurchaseFairValueDisclosure" xlink:to="us-gaap_SecuritiesLoanedOrSoldUnderAgreementsToRepurchaseFairValueDisclosure_2_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="us-gaap_SecuritiesLoanedOrSoldUnderAgreementsToRepurchaseFairValueDisclosure_2_lbl" xml:lang="en-US">Securities sold under agreements to repurchase</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_DebtInstrumentFairValue" xlink:label="us-gaap_DebtInstrumentFairValue" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_DebtInstrumentFairValue" xlink:to="us-gaap_DebtInstrumentFairValue_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="us-gaap_DebtInstrumentFairValue_lbl" xml:lang="en-US">Borrowings</link:label>
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_DirectorEquityGrants" xlink:label="FBP_DirectorEquityGrants" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_DirectorEquityGrants" xlink:to="FBP_DirectorEquityGrants_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="FBP_DirectorEquityGrants_lbl" xml:lang="en-US">Director equity grants granted, value</link:label>
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_AllocatedShareBasedCompensationExpenseTotal" xlink:label="FBP_AllocatedShareBasedCompensationExpenseTotal" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_AllocatedShareBasedCompensationExpenseTotal" xlink:to="FBP_AllocatedShareBasedCompensationExpenseTotal_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="FBP_AllocatedShareBasedCompensationExpenseTotal_lbl" xml:lang="en-US">Total compensation expense associated with senior executives grants</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_AllocatedShareBasedCompensationExpense" xlink:label="us-gaap_AllocatedShareBasedCompensationExpense" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_AllocatedShareBasedCompensationExpense" xlink:to="us-gaap_AllocatedShareBasedCompensationExpense_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_AllocatedShareBasedCompensationExpense_lbl" xml:lang="en-US">Stock based compensation expense</link:label>
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_SubsequentQuarterCompensationExpenseAssociatedWithSeniorExecutivesGrants" xlink:label="FBP_SubsequentQuarterCompensationExpenseAssociatedWithSeniorExecutivesGrants" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_SubsequentQuarterCompensationExpenseAssociatedWithSeniorExecutivesGrants" xlink:to="FBP_SubsequentQuarterCompensationExpenseAssociatedWithSeniorExecutivesGrants_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="FBP_SubsequentQuarterCompensationExpenseAssociatedWithSeniorExecutivesGrants_lbl" xml:lang="en-US">Subsequent quarter compensation expense associated with senior executives grants</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeLowerRangeLimit" xlink:label="us-gaap_ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeLowerRangeLimit" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeLowerRangeLimit" xlink:to="us-gaap_ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeLowerRangeLimit_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeLowerRangeLimit_lbl" xml:lang="en-US">Exercise price range - floor</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeUpperRangeLimit" xlink:label="us-gaap_ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeUpperRangeLimit" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeUpperRangeLimit" xlink:to="us-gaap_ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeUpperRangeLimit_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeUpperRangeLimit_lbl" xml:lang="en-US">Exercise prices range - ceiling</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardNumberOfSharesAvailableForGrant" xlink:label="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardNumberOfSharesAvailableForGrant" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardNumberOfSharesAvailableForGrant" xlink:to="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardNumberOfSharesAvailableForGrant_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardNumberOfSharesAvailableForGrant_lbl" xml:lang="en-US">Shares remaining available for grant</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardNonOptionEquityInstrumentsGranted" xlink:label="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardNonOptionEquityInstrumentsGranted" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardNonOptionEquityInstrumentsGranted" xlink:to="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardNonOptionEquityInstrumentsGranted_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardNonOptionEquityInstrumentsGranted_lbl" xml:lang="en-US">Equity grants</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriodWeightedAverageGrantDateFairValue" xlink:label="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriodWeightedAverageGrantDateFairValue" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriodWeightedAverageGrantDateFairValue" xlink:to="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriodWeightedAverageGrantDateFairValue_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriodWeightedAverageGrantDateFairValue_lbl" xml:lang="en-US">Fair value of equity grant, per share</link:label>
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_StockBasedCompensationIncomeTaxBenefit" xlink:label="FBP_StockBasedCompensationIncomeTaxBenefit" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_StockBasedCompensationIncomeTaxBenefit" xlink:to="FBP_StockBasedCompensationIncomeTaxBenefit_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="FBP_StockBasedCompensationIncomeTaxBenefit_lbl" xml:lang="en-US">Stock based compensation, income tax benefit</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ProceedsFromStockOptionsExercised" xlink:label="us-gaap_ProceedsFromStockOptionsExercised" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_ProceedsFromStockOptionsExercised" xlink:to="us-gaap_ProceedsFromStockOptionsExercised_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_ProceedsFromStockOptionsExercised_lbl" xml:lang="en-US">Proceeds from stock options exercised</link:label>
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_DirectorEquitySharesPerDirector" xlink:label="FBP_DirectorEquitySharesPerDirector" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_DirectorEquitySharesPerDirector" xlink:to="FBP_DirectorEquitySharesPerDirector_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="FBP_DirectorEquitySharesPerDirector_lbl" xml:lang="en-US">Director equity grants granted, per director number of award options</link:label>
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_TaxBenefitsFromExerciseOfNonqualifiedStockOptions" xlink:label="FBP_TaxBenefitsFromExerciseOfNonqualifiedStockOptions" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_TaxBenefitsFromExerciseOfNonqualifiedStockOptions" xlink:to="FBP_TaxBenefitsFromExerciseOfNonqualifiedStockOptions_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="FBP_TaxBenefitsFromExerciseOfNonqualifiedStockOptions_lbl" xml:lang="en-US">Tax Benefits from the exercise of nonqualified stock options</link:label>
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_EquitybasedCompensationPlansDetailsAbstract" xlink:label="FBP_EquitybasedCompensationPlansDetailsAbstract" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_EquitybasedCompensationPlansDetailsAbstract" xlink:to="FBP_EquitybasedCompensationPlansDetailsAbstract_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="FBP_EquitybasedCompensationPlansDetailsAbstract_lbl" xml:lang="en-US">Equity-Based Compensation Plans Details</link:label>
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_BlackscholesOptionPricingModelWithFollowingAssumptionsAbstract" xlink:label="FBP_BlackscholesOptionPricingModelWithFollowingAssumptionsAbstract" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_BlackscholesOptionPricingModelWithFollowingAssumptionsAbstract" xlink:to="FBP_BlackscholesOptionPricingModelWithFollowingAssumptionsAbstract_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="FBP_BlackscholesOptionPricingModelWithFollowingAssumptionsAbstract_lbl" xml:lang="en-US">Black-Scholes option pricing model with the following assumptions:</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardFairValueAssumptionsExpectedDividendRate" xlink:label="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardFairValueAssumptionsExpectedDividendRate" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardFairValueAssumptionsExpectedDividendRate" xlink:to="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardFairValueAssumptionsExpectedDividendRate_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardFairValueAssumptionsExpectedDividendRate_lbl" xml:lang="en-US">Expected dividend yield</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardFairValueAssumptionsRiskFreeInterestRate" xlink:label="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardFairValueAssumptionsRiskFreeInterestRate" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardFairValueAssumptionsRiskFreeInterestRate" xlink:to="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardFairValueAssumptionsRiskFreeInterestRate_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardFairValueAssumptionsRiskFreeInterestRate_lbl" xml:lang="en-US">Risk-free interest rate</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_SharebasedCompensationArrangementBySharebasedPaymentAwardFairValueAssumptionsExpectedTerm1" xlink:label="us-gaap_SharebasedCompensationArrangementBySharebasedPaymentAwardFairValueAssumptionsExpectedTerm1" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_SharebasedCompensationArrangementBySharebasedPaymentAwardFairValueAssumptionsExpectedTerm1" xlink:to="us-gaap_SharebasedCompensationArrangementBySharebasedPaymentAwardFairValueAssumptionsExpectedTerm1_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_SharebasedCompensationArrangementBySharebasedPaymentAwardFairValueAssumptionsExpectedTerm1_lbl" xml:lang="en-US">Expected life</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardFairValueAssumptionsExpectedVolatilityRate" xlink:label="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardFairValueAssumptionsExpectedVolatilityRate" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardFairValueAssumptionsExpectedVolatilityRate" xlink:to="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardFairValueAssumptionsExpectedVolatilityRate_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardFairValueAssumptionsExpectedVolatilityRate_lbl" xml:lang="en-US">Expected volatility</link:label>
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_WeightedAverageExercisePriceAbstract" xlink:label="FBP_WeightedAverageExercisePriceAbstract" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_WeightedAverageExercisePriceAbstract" xlink:to="FBP_WeightedAverageExercisePriceAbstract_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="FBP_WeightedAverageExercisePriceAbstract_lbl" xml:lang="en-US">Weighted Average Exercise Price</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePrice" xlink:label="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePrice" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePrice" xlink:to="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePrice_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/periodStartLabel" xlink:label="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePrice_lbl" xml:lang="en-US">Balance, beginning</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsGrantsInPeriodWeightedAverageExercisePrice" xlink:label="us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsGrantsInPeriodWeightedAverageExercisePrice" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsGrantsInPeriodWeightedAverageExercisePrice" xlink:to="us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsGrantsInPeriodWeightedAverageExercisePrice_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsGrantsInPeriodWeightedAverageExercisePrice_lbl" xml:lang="en-US">Granted</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsExercisesInPeriodWeightedAverageExercisePrice" xlink:label="us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsExercisesInPeriodWeightedAverageExercisePrice" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsExercisesInPeriodWeightedAverageExercisePrice" xlink:to="us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsExercisesInPeriodWeightedAverageExercisePrice_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsExercisesInPeriodWeightedAverageExercisePrice_lbl" xml:lang="en-US">Exercised</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsForfeituresAndExpirationsInPeriodWeightedAverageExercisePrice" xlink:label="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsForfeituresAndExpirationsInPeriodWeightedAverageExercisePrice" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsForfeituresAndExpirationsInPeriodWeightedAverageExercisePrice" xlink:to="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsForfeituresAndExpirationsInPeriodWeightedAverageExercisePrice_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsForfeituresAndExpirationsInPeriodWeightedAverageExercisePrice_lbl" xml:lang="en-US">Forfeited</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsExpirationsInPeriodWeightedAverageExercisePrice" xlink:label="us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsExpirationsInPeriodWeightedAverageExercisePrice" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsExpirationsInPeriodWeightedAverageExercisePrice" xlink:to="us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsExpirationsInPeriodWeightedAverageExercisePrice_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsExpirationsInPeriodWeightedAverageExercisePrice_lbl" xml:lang="en-US">Expired</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePrice" xlink:to="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePrice_2_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/periodEndLabel" xlink:label="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePrice_2_lbl" xml:lang="en-US">Outstanding</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisableWeightedAverageExercisePrice" xlink:label="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisableWeightedAverageExercisePrice" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisableWeightedAverageExercisePrice" xlink:to="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisableWeightedAverageExercisePrice_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/periodEndLabel" xlink:label="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisableWeightedAverageExercisePrice_lbl" xml:lang="en-US">Exercisable</link:label>
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_NumberOfSharesAbstract" xlink:label="FBP_NumberOfSharesAbstract" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_NumberOfSharesAbstract" xlink:to="FBP_NumberOfSharesAbstract_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="FBP_NumberOfSharesAbstract_lbl" xml:lang="en-US">Number of shares:</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingNumber" xlink:label="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingNumber" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingNumber" xlink:to="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingNumber_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/periodStartLabel" xlink:label="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingNumber_lbl" xml:lang="en-US">Balance options outstanding, beginning</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsGrantsInPeriodGross" xlink:label="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsGrantsInPeriodGross" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsGrantsInPeriodGross" xlink:to="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsGrantsInPeriodGross_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsGrantsInPeriodGross_lbl" xml:lang="en-US">Granted</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_StockIssuedDuringPeriodSharesStockOptionsExercised" xlink:to="us-gaap_StockIssuedDuringPeriodSharesStockOptionsExercised_2_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="us-gaap_StockIssuedDuringPeriodSharesStockOptionsExercised_2_lbl" xml:lang="en-US">Exercised</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsForfeituresInPeriod" xlink:label="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsForfeituresInPeriod" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsForfeituresInPeriod" xlink:to="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsForfeituresInPeriod_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsForfeituresInPeriod_lbl" xml:lang="en-US">Forfeited</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExpirationsInPeriod" xlink:label="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExpirationsInPeriod" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExpirationsInPeriod" xlink:to="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExpirationsInPeriod_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExpirationsInPeriod_lbl" xml:lang="en-US">Expired</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingNumber" xlink:to="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingNumber_2_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/periodEndLabel" xlink:label="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingNumber_2_lbl" xml:lang="en-US">Balance options outstanding, end</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisableNumber" xlink:label="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisableNumber" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisableNumber" xlink:to="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisableNumber_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/periodEndLabel" xlink:label="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisableNumber_lbl" xml:lang="en-US">Exercisable, end of period</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsOutstandingWeightedAverageRemainingContractualTerm2" xlink:label="us-gaap_SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsOutstandingWeightedAverageRemainingContractualTerm2" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsOutstandingWeightedAverageRemainingContractualTerm2" xlink:to="us-gaap_SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsOutstandingWeightedAverageRemainingContractualTerm2_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsOutstandingWeightedAverageRemainingContractualTerm2_lbl" xml:lang="en-US">Weighted- Average Contractual Term (years), outstanding</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsExercisableWeightedAverageRemainingContractualTerm1" xlink:label="us-gaap_SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsExercisableWeightedAverageRemainingContractualTerm1" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsExercisableWeightedAverageRemainingContractualTerm1" xlink:to="us-gaap_SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsExercisableWeightedAverageRemainingContractualTerm1_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsExercisableWeightedAverageRemainingContractualTerm1_lbl" xml:lang="en-US">Weighted- Average Contractual Term (years), exercisable</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisesInPeriodTotalIntrinsicValue" xlink:label="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisesInPeriodTotalIntrinsicValue" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisesInPeriodTotalIntrinsicValue" xlink:to="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisesInPeriodTotalIntrinsicValue_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisesInPeriodTotalIntrinsicValue_lbl" xml:lang="en-US">Aggregate Intrinsic Value, exercised</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsExercisableIntrinsicValue1" xlink:label="us-gaap_SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsExercisableIntrinsicValue1" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsExercisableIntrinsicValue1" xlink:to="us-gaap_SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsExercisableIntrinsicValue1_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/periodEndLabel" xlink:label="us-gaap_SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsExercisableIntrinsicValue1_lbl" xml:lang="en-US">Aggregate Intrinsic Value, exercisable</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingIntrinsicValue" xlink:label="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingIntrinsicValue" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingIntrinsicValue" xlink:to="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingIntrinsicValue_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/periodEndLabel" xlink:label="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingIntrinsicValue_lbl" xml:lang="en-US">Aggregate Intrinsic Value, outstanding</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeNumberOfOutstandingOptions" xlink:label="us-gaap_ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeNumberOfOutstandingOptions" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeNumberOfOutstandingOptions" xlink:to="us-gaap_ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeNumberOfOutstandingOptions_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/periodEndLabel" xlink:label="us-gaap_ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeNumberOfOutstandingOptions_lbl" xml:lang="en-US">Options outstanding</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_SharebasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeOutstandingOptionsWeightedAverageRemainingContractualTerm2" xlink:label="us-gaap_SharebasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeOutstandingOptionsWeightedAverageRemainingContractualTerm2" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_SharebasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeOutstandingOptionsWeightedAverageRemainingContractualTerm2" xlink:to="us-gaap_SharebasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeOutstandingOptionsWeightedAverageRemainingContractualTerm2_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_SharebasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeOutstandingOptionsWeightedAverageRemainingContractualTerm2_lbl" xml:lang="en-US">Weighted-average remaining contractual, outstanding</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_SharebasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeOutstandingOptionsWeightedAverageExercisePriceBeginningBalance1" xlink:label="us-gaap_SharebasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeOutstandingOptionsWeightedAverageExercisePriceBeginningBalance1" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_SharebasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeOutstandingOptionsWeightedAverageExercisePriceBeginningBalance1" xlink:to="us-gaap_SharebasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeOutstandingOptionsWeightedAverageExercisePriceBeginningBalance1_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/periodEndLabel" xlink:label="us-gaap_SharebasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeOutstandingOptionsWeightedAverageExercisePriceBeginningBalance1_lbl" xml:lang="en-US">Weighted-average exercise price</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeNumberOfExercisableOptions" xlink:label="us-gaap_ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeNumberOfExercisableOptions" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeNumberOfExercisableOptions" xlink:to="us-gaap_ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeNumberOfExercisableOptions_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/periodEndLabel" xlink:label="us-gaap_ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeNumberOfExercisableOptions_lbl" xml:lang="en-US">Options exercisable</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_SharebasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeExercisableOptionsWeightedAverageExercisePrice1" xlink:label="us-gaap_SharebasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeExercisableOptionsWeightedAverageExercisePrice1" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_SharebasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeExercisableOptionsWeightedAverageExercisePrice1" xlink:to="us-gaap_SharebasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeExercisableOptionsWeightedAverageExercisePrice1_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/periodEndLabel" xlink:label="us-gaap_SharebasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeExercisableOptionsWeightedAverageExercisePrice1_lbl" xml:lang="en-US">Weighted-average exercise price</link:label>
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_OutstandingRestrictedStockAbstract" xlink:label="FBP_OutstandingRestrictedStockAbstract" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_OutstandingRestrictedStockAbstract" xlink:to="FBP_OutstandingRestrictedStockAbstract_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="FBP_OutstandingRestrictedStockAbstract_lbl" xml:lang="en-US">Outstanding restricted stock</link:label>
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_NumberOfUnitsAbstract" xlink:label="FBP_NumberOfUnitsAbstract" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_NumberOfUnitsAbstract" xlink:to="FBP_NumberOfUnitsAbstract_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="FBP_NumberOfUnitsAbstract_lbl" xml:lang="en-US">Number of Units:</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedNumber" xlink:label="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedNumber" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedNumber" xlink:to="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedNumber_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/periodStartLabel" xlink:label="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedNumber_lbl" xml:lang="en-US">Nonvested, beginning</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriod" xlink:label="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriod" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriod" xlink:to="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriod_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriod_lbl" xml:lang="en-US">Granted during the period</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsVestedInPeriod" xlink:label="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsVestedInPeriod" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsVestedInPeriod" xlink:to="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsVestedInPeriod_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsVestedInPeriod_lbl" xml:lang="en-US">Vested during the period</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsForfeitedInPeriod" xlink:label="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsForfeitedInPeriod" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsForfeitedInPeriod" xlink:to="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsForfeitedInPeriod_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsForfeitedInPeriod_lbl" xml:lang="en-US">Forfeited or expired during the period</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedNumber" xlink:to="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedNumber_2_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/periodEndLabel" xlink:label="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedNumber_2_lbl" xml:lang="en-US">Nonvested, ending</link:label>
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_WeightedaverageGrantDateFairValueAbstract" xlink:label="FBP_WeightedaverageGrantDateFairValueAbstract" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_WeightedaverageGrantDateFairValueAbstract" xlink:to="FBP_WeightedaverageGrantDateFairValueAbstract_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="FBP_WeightedaverageGrantDateFairValueAbstract_lbl" xml:lang="en-US">Weighted-Average Grant Date Fair Value:</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedWeightedAverageGrantDateFairValue" xlink:label="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedWeightedAverageGrantDateFairValue" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedWeightedAverageGrantDateFairValue" xlink:to="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedWeightedAverageGrantDateFairValue_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/periodStartLabel" xlink:label="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedWeightedAverageGrantDateFairValue_lbl" xml:lang="en-US">Nonvested, beginning</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriodWeightedAverageGrantDateFairValue" xlink:to="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriodWeightedAverageGrantDateFairValue_2_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriodWeightedAverageGrantDateFairValue_2_lbl" xml:lang="en-US">Granted during the period</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsVestedInPeriodWeightedAverageGrantDateFairValue" xlink:label="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsVestedInPeriodWeightedAverageGrantDateFairValue" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsVestedInPeriodWeightedAverageGrantDateFairValue" xlink:to="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsVestedInPeriodWeightedAverageGrantDateFairValue_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsVestedInPeriodWeightedAverageGrantDateFairValue_lbl" xml:lang="en-US">Vested during the period</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsForfeituresWeightedAverageGrantDateFairValue" xlink:label="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsForfeituresWeightedAverageGrantDateFairValue" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsForfeituresWeightedAverageGrantDateFairValue" xlink:to="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsForfeituresWeightedAverageGrantDateFairValue_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsForfeituresWeightedAverageGrantDateFairValue_lbl" xml:lang="en-US">Forfeited or expired during the period</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedWeightedAverageGrantDateFairValue" xlink:to="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedWeightedAverageGrantDateFairValue_2_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/periodEndLabel" xlink:label="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedWeightedAverageGrantDateFairValue_2_lbl" xml:lang="en-US">Nonvested, ending</link:label>
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_UndividedProfits" xlink:label="FBP_UndividedProfits" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_UndividedProfits" xlink:to="FBP_UndividedProfits_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="FBP_UndividedProfits_lbl" xml:lang="en-US">Undivided profits</link:label>
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_RestrictedInvestmentInBank" xlink:label="FBP_RestrictedInvestmentInBank" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_RestrictedInvestmentInBank" xlink:to="FBP_RestrictedInvestmentInBank_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="FBP_RestrictedInvestmentInBank_lbl" xml:lang="en-US">Restricted investment in bank</link:label>
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_AverageReserveBalance" xlink:label="FBP_AverageReserveBalance" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_AverageReserveBalance" xlink:to="FBP_AverageReserveBalance_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="FBP_AverageReserveBalance_lbl" xml:lang="en-US">Average reserve balance</link:label>
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_AmountAbstract" xlink:label="FBP_AmountAbstract" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_AmountAbstract" xlink:to="FBP_AmountAbstract_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="FBP_AmountAbstract_lbl" xml:lang="en-US">Amount</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_Capital" xlink:label="us-gaap_Capital" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_Capital" xlink:to="us-gaap_Capital_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_Capital_lbl" xml:lang="en-US">Total capital ratio, actual</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_TierOneRiskBasedCapital" xlink:label="us-gaap_TierOneRiskBasedCapital" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_TierOneRiskBasedCapital" xlink:to="us-gaap_TierOneRiskBasedCapital_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_TierOneRiskBasedCapital_lbl" xml:lang="en-US">Tier I capital ratio, actual</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_TierOneLeverageCapital" xlink:label="us-gaap_TierOneLeverageCapital" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_TierOneLeverageCapital" xlink:to="us-gaap_TierOneLeverageCapital_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_TierOneLeverageCapital_lbl" xml:lang="en-US">Leverage ratio, actual</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_CapitalRequiredForCapitalAdequacy" xlink:label="us-gaap_CapitalRequiredForCapitalAdequacy" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_CapitalRequiredForCapitalAdequacy" xlink:to="us-gaap_CapitalRequiredForCapitalAdequacy_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_CapitalRequiredForCapitalAdequacy_lbl" xml:lang="en-US">Total capital ratio, for capital adequacy purposes</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_TierOneRiskBasedCapitalRequiredForCapitalAdequacy" xlink:label="us-gaap_TierOneRiskBasedCapitalRequiredForCapitalAdequacy" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_TierOneRiskBasedCapitalRequiredForCapitalAdequacy" xlink:to="us-gaap_TierOneRiskBasedCapitalRequiredForCapitalAdequacy_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_TierOneRiskBasedCapitalRequiredForCapitalAdequacy_lbl" xml:lang="en-US">Tier I capital ratio, for capital adequacy purposes</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_TierOneLeverageCapitalRequiredForCapitalAdequacy" xlink:label="us-gaap_TierOneLeverageCapitalRequiredForCapitalAdequacy" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_TierOneLeverageCapitalRequiredForCapitalAdequacy" xlink:to="us-gaap_TierOneLeverageCapitalRequiredForCapitalAdequacy_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_TierOneLeverageCapitalRequiredForCapitalAdequacy_lbl" xml:lang="en-US">Leverage ratio, for capital adequacy purposes</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_CapitalRequiredToBeWellCapitalized" xlink:label="us-gaap_CapitalRequiredToBeWellCapitalized" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_CapitalRequiredToBeWellCapitalized" xlink:to="us-gaap_CapitalRequiredToBeWellCapitalized_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_CapitalRequiredToBeWellCapitalized_lbl" xml:lang="en-US">Total capital ratio, to be well capitalized under prompt corrective action provisions</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_TierOneRiskBasedCapitalRequiredToBeWellCapitalized" xlink:label="us-gaap_TierOneRiskBasedCapitalRequiredToBeWellCapitalized" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_TierOneRiskBasedCapitalRequiredToBeWellCapitalized" xlink:to="us-gaap_TierOneRiskBasedCapitalRequiredToBeWellCapitalized_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_TierOneRiskBasedCapitalRequiredToBeWellCapitalized_lbl" xml:lang="en-US">Tier I capital ratio, to be well capitalized under prompt corrective action provisions</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_TierOneLeverageCapitalRequiredToBeWellCapitalized" xlink:label="us-gaap_TierOneLeverageCapitalRequiredToBeWellCapitalized" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_TierOneLeverageCapitalRequiredToBeWellCapitalized" xlink:to="us-gaap_TierOneLeverageCapitalRequiredToBeWellCapitalized_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_TierOneLeverageCapitalRequiredToBeWellCapitalized_lbl" xml:lang="en-US">Leverage ratio, to be well capitalized under prompt corrective action provisions</link:label>
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_RatioAbstract" xlink:label="FBP_RatioAbstract" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_RatioAbstract" xlink:to="FBP_RatioAbstract_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="FBP_RatioAbstract_lbl" xml:lang="en-US">Ratio</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_CapitalToRiskWeightedAssets" xlink:label="us-gaap_CapitalToRiskWeightedAssets" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_CapitalToRiskWeightedAssets" xlink:to="us-gaap_CapitalToRiskWeightedAssets_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="us-gaap_CapitalToRiskWeightedAssets_lbl" xml:lang="en-US">Total capital ratio, actual</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_TierOneRiskBasedCapitalToRiskWeightedAssets" xlink:label="us-gaap_TierOneRiskBasedCapitalToRiskWeightedAssets" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_TierOneRiskBasedCapitalToRiskWeightedAssets" xlink:to="us-gaap_TierOneRiskBasedCapitalToRiskWeightedAssets_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="us-gaap_TierOneRiskBasedCapitalToRiskWeightedAssets_lbl" xml:lang="en-US">Tier I capital ratio, actual</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_TierOneLeverageCapitalToAverageAssets" xlink:label="us-gaap_TierOneLeverageCapitalToAverageAssets" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_TierOneLeverageCapitalToAverageAssets" xlink:to="us-gaap_TierOneLeverageCapitalToAverageAssets_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="us-gaap_TierOneLeverageCapitalToAverageAssets_lbl" xml:lang="en-US">Leverage ratio, actual</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_CapitalRequiredForCapitalAdequacyToRiskWeightedAssets" xlink:label="us-gaap_CapitalRequiredForCapitalAdequacyToRiskWeightedAssets" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_CapitalRequiredForCapitalAdequacyToRiskWeightedAssets" xlink:to="us-gaap_CapitalRequiredForCapitalAdequacyToRiskWeightedAssets_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="us-gaap_CapitalRequiredForCapitalAdequacyToRiskWeightedAssets_lbl" xml:lang="en-US">Total capital ratio, for capital adequacy purposes</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_TierOneRiskBasedCapitalRequiredForCapitalAdequacyToRiskWeightedAssets" xlink:label="us-gaap_TierOneRiskBasedCapitalRequiredForCapitalAdequacyToRiskWeightedAssets" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_TierOneRiskBasedCapitalRequiredForCapitalAdequacyToRiskWeightedAssets" xlink:to="us-gaap_TierOneRiskBasedCapitalRequiredForCapitalAdequacyToRiskWeightedAssets_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="us-gaap_TierOneRiskBasedCapitalRequiredForCapitalAdequacyToRiskWeightedAssets_lbl" xml:lang="en-US">Tier I capital ratio, for capital adequacy purposes</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_TierOneLeverageCapitalRequiredForCapitalAdequacyToAverageAssets" xlink:label="us-gaap_TierOneLeverageCapitalRequiredForCapitalAdequacyToAverageAssets" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_TierOneLeverageCapitalRequiredForCapitalAdequacyToAverageAssets" xlink:to="us-gaap_TierOneLeverageCapitalRequiredForCapitalAdequacyToAverageAssets_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="us-gaap_TierOneLeverageCapitalRequiredForCapitalAdequacyToAverageAssets_lbl" xml:lang="en-US">Leverage ratio, for capital adequacy purposes</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_CapitalRequiredToBeWellCapitalizedToRiskWeightedAssets" xlink:label="us-gaap_CapitalRequiredToBeWellCapitalizedToRiskWeightedAssets" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_CapitalRequiredToBeWellCapitalizedToRiskWeightedAssets" xlink:to="us-gaap_CapitalRequiredToBeWellCapitalizedToRiskWeightedAssets_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="us-gaap_CapitalRequiredToBeWellCapitalizedToRiskWeightedAssets_lbl" xml:lang="en-US">Total capital ratio, to be well capitalized under prompt corrective action provisions</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_TierOneRiskBasedCapitalRequiredToBeWellCapitalizedToRiskWeightedAssets" xlink:label="us-gaap_TierOneRiskBasedCapitalRequiredToBeWellCapitalizedToRiskWeightedAssets" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_TierOneRiskBasedCapitalRequiredToBeWellCapitalizedToRiskWeightedAssets" xlink:to="us-gaap_TierOneRiskBasedCapitalRequiredToBeWellCapitalizedToRiskWeightedAssets_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="us-gaap_TierOneRiskBasedCapitalRequiredToBeWellCapitalizedToRiskWeightedAssets_lbl" xml:lang="en-US">Tier I capital ratio, to be well capitalized under prompt corrective action provisions</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_TierOneLeverageCapitalRequiredToBeWellCapitalizedToAverageAssets" xlink:label="us-gaap_TierOneLeverageCapitalRequiredToBeWellCapitalizedToAverageAssets" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_TierOneLeverageCapitalRequiredToBeWellCapitalizedToAverageAssets" xlink:to="us-gaap_TierOneLeverageCapitalRequiredToBeWellCapitalizedToAverageAssets_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="us-gaap_TierOneLeverageCapitalRequiredToBeWellCapitalizedToAverageAssets_lbl" xml:lang="en-US">Leverage ratio, to be well capitalized under prompt corrective action provisions</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_FeesAndCommissionsDebitCards" xlink:label="us-gaap_FeesAndCommissionsDebitCards" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_FeesAndCommissionsDebitCards" xlink:to="us-gaap_FeesAndCommissionsDebitCards_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_FeesAndCommissionsDebitCards_lbl" xml:lang="en-US">Other service charges, commissions, and fees - debit interchange income</link:label>
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_OtherServiceChargesCommissionsAndFeesOtherInterchangeIncome" xlink:label="FBP_OtherServiceChargesCommissionsAndFeesOtherInterchangeIncome" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_OtherServiceChargesCommissionsAndFeesOtherInterchangeIncome" xlink:to="FBP_OtherServiceChargesCommissionsAndFeesOtherInterchangeIncome_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="FBP_OtherServiceChargesCommissionsAndFeesOtherInterchangeIncome_lbl" xml:lang="en-US">Other service charges, commissions, and fees - other interchange income</link:label>
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_OtherOperatingExpensesInterchangeExpense" xlink:label="FBP_OtherOperatingExpensesInterchangeExpense" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_OtherOperatingExpensesInterchangeExpense" xlink:to="FBP_OtherOperatingExpensesInterchangeExpense_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="FBP_OtherOperatingExpensesInterchangeExpense_lbl" xml:lang="en-US">Other operating expenses - interchange expense</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_SuppliesExpense" xlink:label="us-gaap_SuppliesExpense" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_SuppliesExpense" xlink:to="us-gaap_SuppliesExpense_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_SuppliesExpense_lbl" xml:lang="en-US">Other operating expenses - stationery and supplies</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_Communication" xlink:label="us-gaap_Communication" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_Communication" xlink:to="us-gaap_Communication_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_Communication_lbl" xml:lang="en-US">Other operating expenses - telephone expense</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_FederalDepositInsuranceCorporationPremiumExpense" xlink:label="us-gaap_FederalDepositInsuranceCorporationPremiumExpense" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_FederalDepositInsuranceCorporationPremiumExpense" xlink:to="us-gaap_FederalDepositInsuranceCorporationPremiumExpense_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_FederalDepositInsuranceCorporationPremiumExpense_lbl" xml:lang="en-US">Other operating expenses - FDIC insurance expense</link:label>
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_OtherOperatingExpensesRepossessionAndCollectionNoncovered" xlink:label="FBP_OtherOperatingExpensesRepossessionAndCollectionNoncovered" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_OtherOperatingExpensesRepossessionAndCollectionNoncovered" xlink:to="FBP_OtherOperatingExpensesRepossessionAndCollectionNoncovered_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="FBP_OtherOperatingExpensesRepossessionAndCollectionNoncovered_lbl" xml:lang="en-US">Other operating expenses - repossession and collection - non-covered</link:label>
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_OtherOperatingExpensesRepossessionAndCollectionCoveredNetOfFdicReimbursementAndRentalIncome" xlink:label="FBP_OtherOperatingExpensesRepossessionAndCollectionCoveredNetOfFdicReimbursementAndRentalIncome" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_OtherOperatingExpensesRepossessionAndCollectionCoveredNetOfFdicReimbursementAndRentalIncome" xlink:to="FBP_OtherOperatingExpensesRepossessionAndCollectionCoveredNetOfFdicReimbursementAndRentalIncome_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="FBP_OtherOperatingExpensesRepossessionAndCollectionCoveredNetOfFdicReimbursementAndRentalIncome_lbl" xml:lang="en-US">Other operating expenses - repossession and collection - covered, net of FDIC reimbursement and rental income</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ProfessionalFees" xlink:label="us-gaap_ProfessionalFees" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_ProfessionalFees" xlink:to="us-gaap_ProfessionalFees_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_ProfessionalFees_lbl" xml:lang="en-US">Other operating expenses - outside consultants</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_LegalFees" xlink:label="us-gaap_LegalFees" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_LegalFees" xlink:to="us-gaap_LegalFees_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_LegalFees_lbl" xml:lang="en-US">Other operating expenses - legal and audit</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_CashAndCashEquivalentsAtCarryingValue" xlink:to="us-gaap_CashAndCashEquivalentsAtCarryingValue_3_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_CashAndCashEquivalentsAtCarryingValue_3_lbl" xml:lang="en-US">Cash on deposit with bank subsidiary</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_EquityMethodInvestments" xlink:label="us-gaap_EquityMethodInvestments" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_EquityMethodInvestments" xlink:to="us-gaap_EquityMethodInvestments_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_EquityMethodInvestments_lbl" xml:lang="en-US">Investment in wholly-owned subsidiaries, at equity</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_Assets" xlink:to="us-gaap_Assets_2_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_Assets_2_lbl" xml:lang="en-US">Total assets</link:label>
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_LiabilitiesAndShareholdersEquityAbstract" xlink:label="FBP_LiabilitiesAndShareholdersEquityAbstract" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_LiabilitiesAndShareholdersEquityAbstract" xlink:to="FBP_LiabilitiesAndShareholdersEquityAbstract_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="FBP_LiabilitiesAndShareholdersEquityAbstract_lbl" xml:lang="en-US">Liabilities and shareholders' equity</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_OtherBorrowings" xlink:to="us-gaap_OtherBorrowings_2_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="us-gaap_OtherBorrowings_2_lbl" xml:lang="en-US">Trust preferred securities</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_Liabilities" xlink:to="us-gaap_Liabilities_2_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_Liabilities_2_lbl" xml:lang="en-US">Total liabilities</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_StockholdersEquity" xlink:to="us-gaap_StockholdersEquity_2_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_StockholdersEquity_2_lbl" xml:lang="en-US">Total shareholders' equity</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_LiabilitiesAndStockholdersEquity" xlink:to="us-gaap_LiabilitiesAndStockholdersEquity_2_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_LiabilitiesAndStockholdersEquity_2_lbl" xml:lang="en-US">Total liabilities and shareholders' equity</link:label>
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_DividendsFromWhollyownedSubsidiaries" xlink:label="FBP_DividendsFromWhollyownedSubsidiaries" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_DividendsFromWhollyownedSubsidiaries" xlink:to="FBP_DividendsFromWhollyownedSubsidiaries_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="FBP_DividendsFromWhollyownedSubsidiaries_lbl" xml:lang="en-US">Dividends from wholly-owned subsidiaries</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_IncomeLossFromEquityMethodInvestmentsNetOfDividendsOrDistributions" xlink:label="us-gaap_IncomeLossFromEquityMethodInvestmentsNetOfDividendsOrDistributions" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_IncomeLossFromEquityMethodInvestmentsNetOfDividendsOrDistributions" xlink:to="us-gaap_IncomeLossFromEquityMethodInvestmentsNetOfDividendsOrDistributions_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_IncomeLossFromEquityMethodInvestmentsNetOfDividendsOrDistributions_lbl" xml:lang="en-US">Earnings (losses) of wholly-owned subsidiaries, net of dividends</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_InterestExpense" xlink:to="us-gaap_InterestExpense_2_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_InterestExpense_2_lbl" xml:lang="en-US">Interest expense</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_NonoperatingIncomeExpense" xlink:label="us-gaap_NonoperatingIncomeExpense" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_NonoperatingIncomeExpense" xlink:to="us-gaap_NonoperatingIncomeExpense_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_NonoperatingIncomeExpense_lbl" xml:lang="en-US">All other income and expenses, net</link:label>
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_PreferredStockDividendsAndAccretion" xlink:label="FBP_PreferredStockDividendsAndAccretion" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_PreferredStockDividendsAndAccretion" xlink:to="FBP_PreferredStockDividendsAndAccretion_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="FBP_PreferredStockDividendsAndAccretion_lbl" xml:lang="en-US">Preferred stock dividends and accretion</link:label>
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_OperatingActivitiesAbstract" xlink:label="FBP_OperatingActivitiesAbstract" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_OperatingActivitiesAbstract" xlink:to="FBP_OperatingActivitiesAbstract_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="FBP_OperatingActivitiesAbstract_lbl" xml:lang="en-US">Operating Activities:</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_IncomeLossFromEquityMethodInvestments" xlink:label="us-gaap_IncomeLossFromEquityMethodInvestments" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_IncomeLossFromEquityMethodInvestments" xlink:to="us-gaap_IncomeLossFromEquityMethodInvestments_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:label="us-gaap_IncomeLossFromEquityMethodInvestments_lbl" xml:lang="en-US">Equity in undistributed (earnings) losses of subsidiaries</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_EquityMethodInvestmentDividendsOrDistributions" xlink:label="us-gaap_EquityMethodInvestmentDividendsOrDistributions" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_EquityMethodInvestmentDividendsOrDistributions" xlink:to="us-gaap_EquityMethodInvestmentDividendsOrDistributions_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_EquityMethodInvestmentDividendsOrDistributions_lbl" xml:lang="en-US">Dividend from subsidiaries in excess of earnings</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_IncreaseDecreaseInOtherOperatingAssets" xlink:to="us-gaap_IncreaseDecreaseInOtherOperatingAssets_2_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/negatedTerseLabel" xlink:label="us-gaap_IncreaseDecreaseInOtherOperatingAssets_2_lbl" xml:lang="en-US">Decrease in other assets</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_NetCashProvidedByUsedInOperatingActivities" xlink:to="us-gaap_NetCashProvidedByUsedInOperatingActivities_2_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_NetCashProvidedByUsedInOperatingActivities_2_lbl" xml:lang="en-US">Net cash provided by operating activities</link:label>
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_InvestingActivitiesAbstract" xlink:label="FBP_InvestingActivitiesAbstract" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_InvestingActivitiesAbstract" xlink:to="FBP_InvestingActivitiesAbstract_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="FBP_InvestingActivitiesAbstract_lbl" xml:lang="en-US">Investing Activities:</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_PaymentsToAcquireAdditionalInterestInSubsidiaries" xlink:label="us-gaap_PaymentsToAcquireAdditionalInterestInSubsidiaries" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_PaymentsToAcquireAdditionalInterestInSubsidiaries" xlink:to="us-gaap_PaymentsToAcquireAdditionalInterestInSubsidiaries_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:label="us-gaap_PaymentsToAcquireAdditionalInterestInSubsidiaries_lbl" xml:lang="en-US">Downstream cash investment in subsidiary</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ProceedsFromDivestitureOfInterestInSubsidiariesAndAffiliates" xlink:label="us-gaap_ProceedsFromDivestitureOfInterestInSubsidiariesAndAffiliates" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_ProceedsFromDivestitureOfInterestInSubsidiariesAndAffiliates" xlink:to="us-gaap_ProceedsFromDivestitureOfInterestInSubsidiariesAndAffiliates_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_ProceedsFromDivestitureOfInterestInSubsidiariesAndAffiliates_lbl" xml:lang="en-US">Cash proceeds from dissolution of subsidiary</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_NetCashProvidedByUsedInInvestingActivities" xlink:to="us-gaap_NetCashProvidedByUsedInInvestingActivities_2_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_NetCashProvidedByUsedInInvestingActivities_2_lbl" xml:lang="en-US">Net cash provided by investing activities</link:label>
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_FinancingActivitiesAbstract" xlink:label="FBP_FinancingActivitiesAbstract" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_FinancingActivitiesAbstract" xlink:to="FBP_FinancingActivitiesAbstract_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="FBP_FinancingActivitiesAbstract_lbl" xml:lang="en-US">Financing Activities:</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_PaymentsOfOrdinaryDividends" xlink:label="us-gaap_PaymentsOfOrdinaryDividends" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_PaymentsOfOrdinaryDividends" xlink:to="us-gaap_PaymentsOfOrdinaryDividends_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:label="us-gaap_PaymentsOfOrdinaryDividends_lbl" xml:lang="en-US">Payment of preferred and common cash dividends</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_PaymentsForRepurchaseOfPreferredStockAndPreferenceStock" xlink:label="us-gaap_PaymentsForRepurchaseOfPreferredStockAndPreferenceStock" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_PaymentsForRepurchaseOfPreferredStockAndPreferenceStock" xlink:to="us-gaap_PaymentsForRepurchaseOfPreferredStockAndPreferenceStock_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:label="us-gaap_PaymentsForRepurchaseOfPreferredStockAndPreferenceStock_lbl" xml:lang="en-US">Redemption of preferred stock</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_PaymentsForRepurchaseOfCommonStock" xlink:to="us-gaap_PaymentsForRepurchaseOfCommonStock_2_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/negatedTerseLabel" xlink:label="us-gaap_PaymentsForRepurchaseOfCommonStock_2_lbl" xml:lang="en-US">Repurchases of common stock</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_NetCashProvidedByUsedInFinancingActivities" xlink:to="us-gaap_NetCashProvidedByUsedInFinancingActivities_2_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_NetCashProvidedByUsedInFinancingActivities_2_lbl" xml:lang="en-US">Net cash provided (used) by financing activities</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_CashAndCashEquivalentsPeriodIncreaseDecrease" xlink:to="us-gaap_CashAndCashEquivalentsPeriodIncreaseDecrease_2_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="us-gaap_CashAndCashEquivalentsPeriodIncreaseDecrease_2_lbl" xml:lang="en-US">Net increase (decrease) in cash</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StockRedeemedOrCalledDuringPeriodShares" xlink:label="us-gaap_StockRedeemedOrCalledDuringPeriodShares" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_StockRedeemedOrCalledDuringPeriodShares" xlink:to="us-gaap_StockRedeemedOrCalledDuringPeriodShares_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_StockRedeemedOrCalledDuringPeriodShares_lbl" xml:lang="en-US">Preferred stock redeemed, shares</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StockIssuedDuringPeriodSharesNewIssues" xlink:label="us-gaap_StockIssuedDuringPeriodSharesNewIssues" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_StockIssuedDuringPeriodSharesNewIssues" xlink:to="us-gaap_StockIssuedDuringPeriodSharesNewIssues_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_StockIssuedDuringPeriodSharesNewIssues_lbl" xml:lang="en-US">Preferred stock issued, shares</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_PreferredStockLiquidationPreference" xlink:label="us-gaap_PreferredStockLiquidationPreference" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_PreferredStockLiquidationPreference" xlink:to="us-gaap_PreferredStockLiquidationPreference_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_PreferredStockLiquidationPreference_lbl" xml:lang="en-US">Liquidation value of shares</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ClassOfWarrantOrRightOutstanding" xlink:label="us-gaap_ClassOfWarrantOrRightOutstanding" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_ClassOfWarrantOrRightOutstanding" xlink:to="us-gaap_ClassOfWarrantOrRightOutstanding_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_ClassOfWarrantOrRightOutstanding_lbl" xml:lang="en-US">Warrant to purchase shares</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_PreferredStockDividendRatePercentage" xlink:label="us-gaap_PreferredStockDividendRatePercentage" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_PreferredStockDividendRatePercentage" xlink:to="us-gaap_PreferredStockDividendRatePercentage_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_PreferredStockDividendRatePercentage_lbl" xml:lang="en-US">Preferred stock dividend rate</link:label>
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_PreferredStockDividendRateAfterFiveYears" xlink:label="FBP_PreferredStockDividendRateAfterFiveYears" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_PreferredStockDividendRateAfterFiveYears" xlink:to="FBP_PreferredStockDividendRateAfterFiveYears_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="FBP_PreferredStockDividendRateAfterFiveYears_lbl" xml:lang="en-US">Preferred stock dividend rate after five years</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ClassOfWarrantOrRightExercisePriceOfWarrantsOrRights" xlink:label="us-gaap_ClassOfWarrantOrRightExercisePriceOfWarrantsOrRights" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_ClassOfWarrantOrRightExercisePriceOfWarrantsOrRights" xlink:to="us-gaap_ClassOfWarrantOrRightExercisePriceOfWarrantsOrRights_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_ClassOfWarrantOrRightExercisePriceOfWarrantsOrRights_lbl" xml:lang="en-US">Warrant, exercise price</link:label>
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_DiscountRateUsedToDetermineFairValueOfPreferredStock" xlink:label="FBP_DiscountRateUsedToDetermineFairValueOfPreferredStock" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_DiscountRateUsedToDetermineFairValueOfPreferredStock" xlink:to="FBP_DiscountRateUsedToDetermineFairValueOfPreferredStock_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="FBP_DiscountRateUsedToDetermineFairValueOfPreferredStock_lbl" xml:lang="en-US">Discount rate used to determine fair value of preferred stock</link:label>
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_FairValueOfPreferredStock" xlink:label="FBP_FairValueOfPreferredStock" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_FairValueOfPreferredStock" xlink:to="FBP_FairValueOfPreferredStock_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="FBP_FairValueOfPreferredStock_lbl" xml:lang="en-US">Fair value of preferred stock</link:label>
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_FairValueOfWarrant" xlink:label="FBP_FairValueOfWarrant" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_FairValueOfWarrant" xlink:to="FBP_FairValueOfWarrant_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="FBP_FairValueOfWarrant_lbl" xml:lang="en-US">Fair value of warrant</link:label>
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_AggregateFairValueOfPreferredStockAndWarrant" xlink:label="FBP_AggregateFairValueOfPreferredStockAndWarrant" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_AggregateFairValueOfPreferredStockAndWarrant" xlink:to="FBP_AggregateFairValueOfPreferredStockAndWarrant_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="FBP_AggregateFairValueOfPreferredStockAndWarrant_lbl" xml:lang="en-US">Aggregate fair value of preferred stock and warrant</link:label>
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_PercentOfAggregateFairValueAttributedToWarrant" xlink:label="FBP_PercentOfAggregateFairValueAttributedToWarrant" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_PercentOfAggregateFairValueAttributedToWarrant" xlink:to="FBP_PercentOfAggregateFairValueAttributedToWarrant_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="FBP_PercentOfAggregateFairValueAttributedToWarrant_lbl" xml:lang="en-US">Percent of aggregate fair value attributed to warrant</link:label>
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_PercentOfAggregateFairValueAttributedToPreferredStock" xlink:label="FBP_PercentOfAggregateFairValueAttributedToPreferredStock" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_PercentOfAggregateFairValueAttributedToPreferredStock" xlink:to="FBP_PercentOfAggregateFairValueAttributedToPreferredStock_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="FBP_PercentOfAggregateFairValueAttributedToPreferredStock_lbl" xml:lang="en-US">Percent of aggregate fair value attributed to preferred stock</link:label>
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_AmountAllocatedToPreferredStock" xlink:label="FBP_AmountAllocatedToPreferredStock" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_AmountAllocatedToPreferredStock" xlink:to="FBP_AmountAllocatedToPreferredStock_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="FBP_AmountAllocatedToPreferredStock_lbl" xml:lang="en-US">Amount allocated to preferred stock</link:label>
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_AmountAllocatedToWarrant" xlink:label="FBP_AmountAllocatedToWarrant" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_AmountAllocatedToWarrant" xlink:to="FBP_AmountAllocatedToWarrant_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="FBP_AmountAllocatedToWarrant_lbl" xml:lang="en-US">Amount allocated to warrant</link:label>
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_WarrantRepurchasePerCommonShare" xlink:label="FBP_WarrantRepurchasePerCommonShare" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_WarrantRepurchasePerCommonShare" xlink:to="FBP_WarrantRepurchasePerCommonShare_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="FBP_WarrantRepurchasePerCommonShare_lbl" xml:lang="en-US">Warrant repurchase, per common share</link:label>
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_ThresholdForQualifiedCommunityBanks" xlink:label="FBP_ThresholdForQualifiedCommunityBanks" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_ThresholdForQualifiedCommunityBanks" xlink:to="FBP_ThresholdForQualifiedCommunityBanks_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="FBP_ThresholdForQualifiedCommunityBanks_lbl" xml:lang="en-US">Threshold for qualified community banks</link:label>
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_DescriptionOfDividendRatePercentages" xlink:label="FBP_DescriptionOfDividendRatePercentages" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_DescriptionOfDividendRatePercentages" xlink:to="FBP_DescriptionOfDividendRatePercentages_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="FBP_DescriptionOfDividendRatePercentages_lbl" xml:lang="en-US">Description of dividend rate percentages</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_SaleOfStockPricePerShare" xlink:label="us-gaap_SaleOfStockPricePerShare" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_SaleOfStockPricePerShare" xlink:to="us-gaap_SaleOfStockPricePerShare_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_SaleOfStockPricePerShare_lbl" xml:lang="en-US">Stock sold price per share</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ProceedsFromIssuanceOrSaleOfEquity" xlink:label="us-gaap_ProceedsFromIssuanceOrSaleOfEquity" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_ProceedsFromIssuanceOrSaleOfEquity" xlink:to="us-gaap_ProceedsFromIssuanceOrSaleOfEquity_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_ProceedsFromIssuanceOrSaleOfEquity_lbl" xml:lang="en-US">Net proceeds from the sale of preferred and common stock</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_DividendsPayableCurrentAndNoncurrent" xlink:label="us-gaap_DividendsPayableCurrentAndNoncurrent" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_DividendsPayableCurrentAndNoncurrent" xlink:to="us-gaap_DividendsPayableCurrentAndNoncurrent_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_DividendsPayableCurrentAndNoncurrent_lbl" xml:lang="en-US">Accrued dividends</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_FairValueAssumptionsExpectedDividendRate" xlink:label="us-gaap_FairValueAssumptionsExpectedDividendRate" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_FairValueAssumptionsExpectedDividendRate" xlink:to="us-gaap_FairValueAssumptionsExpectedDividendRate_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="us-gaap_FairValueAssumptionsExpectedDividendRate_lbl" xml:lang="en-US">Expected dividend yield</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_FairValueAssumptionsRiskFreeInterestRate" xlink:label="us-gaap_FairValueAssumptionsRiskFreeInterestRate" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_FairValueAssumptionsRiskFreeInterestRate" xlink:to="us-gaap_FairValueAssumptionsRiskFreeInterestRate_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="us-gaap_FairValueAssumptionsRiskFreeInterestRate_lbl" xml:lang="en-US">Risk-free interest rate</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_FairValueAssumptionsExpectedTerm" xlink:label="us-gaap_FairValueAssumptionsExpectedTerm" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_FairValueAssumptionsExpectedTerm" xlink:to="us-gaap_FairValueAssumptionsExpectedTerm_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="us-gaap_FairValueAssumptionsExpectedTerm_lbl" xml:lang="en-US">Expected life</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_FairValueAssumptionsExpectedVolatilityRate" xlink:label="us-gaap_FairValueAssumptionsExpectedVolatilityRate" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_FairValueAssumptionsExpectedVolatilityRate" xlink:to="us-gaap_FairValueAssumptionsExpectedVolatilityRate_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="us-gaap_FairValueAssumptionsExpectedVolatilityRate_lbl" xml:lang="en-US">Expected volatility</link:label>
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_WeightedAverageFairValue" xlink:label="FBP_WeightedAverageFairValue" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_WeightedAverageFairValue" xlink:to="FBP_WeightedAverageFairValue_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="FBP_WeightedAverageFairValue_lbl" xml:lang="en-US">Weighted average fair value</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ProceedsFromSaleOfLoansHeldForSale" xlink:label="us-gaap_ProceedsFromSaleOfLoansHeldForSale" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_ProceedsFromSaleOfLoansHeldForSale" xlink:to="us-gaap_ProceedsFromSaleOfLoansHeldForSale_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_ProceedsFromSaleOfLoansHeldForSale_lbl" xml:lang="en-US">Proceeds from loans held for sale</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_ProvisionForLoanLossesNoncovered" xlink:to="FBP_ProvisionForLoanLossesNoncovered_doc" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="FBP_ProvisionForLoanLossesNoncovered_doc" xml:lang="en-US">The sum of the periodic provision charged to operations, based on an assessment of the uncollectibility of loans not covered by the FDIC loss sharing agreement, the offset to which is either added to or deducted from the allowance account for the purpose of reducing loan receivable to an amount that approximates their net realizable value (the amount expected to be collected).</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_ProvisionForLoanLossesCovered" xlink:to="FBP_ProvisionForLoanLossesCovered_doc" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="FBP_ProvisionForLoanLossesCovered_doc" xml:lang="en-US">Provision for loan losses, covered.</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_GainLossFromAcquisition" xlink:to="FBP_GainLossFromAcquisition_doc" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="FBP_GainLossFromAcquisition_doc" xml:lang="en-US">Gain (loss) from a business acquisition.</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_ForeclosedPropertyLossesAndWritedownsNoncovered" xlink:to="FBP_ForeclosedPropertyLossesAndWritedownsNoncovered_doc" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="FBP_ForeclosedPropertyLossesAndWritedownsNoncovered_doc" xml:lang="en-US">The net gain (loss) resulting from sales and other disposals of other real estate owned, increases (decreases) in the valuation allowance for foreclosed real estate, and write-downs of other real estate owned after acquisition or physical possession of non-covered transactions.</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_FdicIndemnificationAssetIncomeNet" xlink:to="FBP_FdicIndemnificationAssetIncomeNet_doc" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="FBP_FdicIndemnificationAssetIncomeNet_doc" xml:lang="en-US">FDIC indemnification asset income, net</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_PurchaseAccountingAccretionAndAmortizationNet" xlink:to="FBP_PurchaseAccountingAccretionAndAmortizationNet_doc" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="FBP_PurchaseAccountingAccretionAndAmortizationNet_doc" xml:lang="en-US">The amount recorded in earnings for the periodic recognition of adjustments for bank acquisitions and FDIC assisted transactions.</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_GainsLossesOnSalesOfOtherRealEstateTotal" xlink:to="FBP_GainsLossesOnSalesOfOtherRealEstateTotal_doc" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="FBP_GainsLossesOnSalesOfOtherRealEstateTotal_doc" xml:lang="en-US">The net gain (loss) resulting from sales and other disposals of other real estate owned, increases (decreases) in the valuation allowance for foreclosed real estate, and write-downs of other real estate owned after acquisition or physical possession.</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_OtherOperatingGainsLosses" xlink:to="FBP_OtherOperatingGainsLosses_doc" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="FBP_OtherOperatingGainsLosses_doc" xml:lang="en-US">Other operating gains (losses).</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_IncreaseDecreaseNetDeferredLoanCosts" xlink:to="FBP_IncreaseDecreaseNetDeferredLoanCosts_doc" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="FBP_IncreaseDecreaseNetDeferredLoanCosts_doc" xml:lang="en-US">The increase or decrease in the amount of deferred loan costs during the period.</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_OriginationOfPresoldMortgagesInProcessOfSettlement" xlink:to="FBP_OriginationOfPresoldMortgagesInProcessOfSettlement_doc" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="FBP_OriginationOfPresoldMortgagesInProcessOfSettlement_doc" xml:lang="en-US">Origination of presold mortgages in process of settlement.</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_ProceedsFromSalesOfPresoldMortgagesInProcessOfSettlement" xlink:to="FBP_ProceedsFromSalesOfPresoldMortgagesInProcessOfSettlement_doc" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="FBP_ProceedsFromSalesOfPresoldMortgagesInProcessOfSettlement_doc" xml:lang="en-US">Proceeds from sales of presold mortgages in process of settlement.</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_IncreaseDecreaseInDepositsAndRepurchaseAgreements" xlink:to="FBP_IncreaseDecreaseInDepositsAndRepurchaseAgreements_doc" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="FBP_IncreaseDecreaseInDepositsAndRepurchaseAgreements_doc" xml:lang="en-US">The net cash inflow or outflow in the total of all deposits and repurchase agreements.</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_ProceedsFromRepaymentsOfBorrowings" xlink:to="FBP_ProceedsFromRepaymentsOfBorrowings_doc" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="FBP_ProceedsFromRepaymentsOfBorrowings_doc" xml:lang="en-US">The net cash inflow or cash outflow from borrowings.</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_UnrealizedGainLossOnSecuritiesAvailableForSaleNetOfTaxes" xlink:to="FBP_UnrealizedGainLossOnSecuritiesAvailableForSaleNetOfTaxes_doc" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="FBP_UnrealizedGainLossOnSecuritiesAvailableForSaleNetOfTaxes_doc" xml:lang="en-US">Unrealized gain loss on securities available for sale net of taxes.</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_FdicIndemnificationAssetTextBlock" xlink:to="FBP_FdicIndemnificationAssetTextBlock_doc" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="FBP_FdicIndemnificationAssetTextBlock_doc" xml:lang="en-US">The entire disclosure regarding FDIC indemnification assets.</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_PreferredStockDiscountMember" xlink:to="FBP_PreferredStockDiscountMember_doc" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="FBP_PreferredStockDiscountMember_doc" xml:lang="en-US">Preferred Stock Discount Member</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_Loans" xlink:to="FBP_Loans_doc" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="FBP_Loans_doc" xml:lang="en-US">Aggregate gross carrying amount of loans receivable.</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_AllowanceForLoanLosses" xlink:to="FBP_AllowanceForLoanLosses_doc" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="FBP_AllowanceForLoanLosses_doc" xml:lang="en-US">Aggregate amount of allowance to cover probable credit losses on loans.</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_ScheduleOfSecuritiesTableTextBlock" xlink:to="FBP_ScheduleOfSecuritiesTableTextBlock_doc" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="FBP_ScheduleOfSecuritiesTableTextBlock_doc" xml:lang="en-US">Schedule of investment securities which includes, but is not limited to, amortized cost basis, fair value, and gross unrealized gain (loss) values by type of security.</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_ScheduleOfAllLoansTableTextBlock" xlink:to="FBP_ScheduleOfAllLoansTableTextBlock_doc" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="FBP_ScheduleOfAllLoansTableTextBlock_doc" xml:lang="en-US">Schedule summary of the major categories of loans, and for each the gross carrying value and percentage to total loans.</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_ScheduleOfMajorCategoriesOfNoncoveredLoansOutstandingtableTextBlock" xlink:to="FBP_ScheduleOfMajorCategoriesOfNoncoveredLoansOutstandingtableTextBlock_doc" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="FBP_ScheduleOfMajorCategoriesOfNoncoveredLoansOutstandingtableTextBlock_doc" xml:lang="en-US">Schedule of the summary of major categories of non-covered loans, and for each the gross carrying value and percentage to total loans.</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_ScheduleOfCarryingAmountOfCoveredLoansTableTextBlock" xlink:to="FBP_ScheduleOfCarryingAmountOfCoveredLoansTableTextBlock_doc" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="FBP_ScheduleOfCarryingAmountOfCoveredLoansTableTextBlock_doc" xml:lang="en-US">Schedule of the carrying amount of covered loans consisting of impaired and nonimpaired purchased loans, and unpaid principal amount.</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_ScheduleOfCoveredPurchasedNonimpairedLoansTableTextBlock" xlink:to="FBP_ScheduleOfCoveredPurchasedNonimpairedLoansTableTextBlock_doc" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="FBP_ScheduleOfCoveredPurchasedNonimpairedLoansTableTextBlock_doc" xml:lang="en-US">Schedule detailing activity related to covered purchased nonimpaired loans.</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_ScheduleOfPurchasedImpairedLoansTableTextBlock" xlink:to="FBP_ScheduleOfPurchasedImpairedLoansTableTextBlock_doc" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="FBP_ScheduleOfPurchasedImpairedLoansTableTextBlock_doc" xml:lang="en-US">Schedule of activity of purchased impaired loans.</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_SummaryOfNonperformingAssetsTableTextBlock" xlink:to="FBP_SummaryOfNonperformingAssetsTableTextBlock_doc" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="FBP_SummaryOfNonperformingAssetsTableTextBlock_doc" xml:lang="en-US">Schedule of carrying amount of nonperforming assets (non accrual loans, restructured loans, loans past 90 days or more days accruing, and other real estate).</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_ScheduleOfAllowanceForLoanLossesForNoncoveredLoansTableTextBlock" xlink:to="FBP_ScheduleOfAllowanceForLoanLossesForNoncoveredLoansTableTextBlock_doc" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="FBP_ScheduleOfAllowanceForLoanLossesForNoncoveredLoansTableTextBlock_doc" xml:lang="en-US">Tabular disclosure of activity of the allowance for loan losses for non-covered loans.</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_ScheduleOfAllowanceForLoanLossesForCoveredLoanstableTextBlock" xlink:to="FBP_ScheduleOfAllowanceForLoanLossesForCoveredLoanstableTextBlock_doc" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="FBP_ScheduleOfAllowanceForLoanLossesForCoveredLoanstableTextBlock_doc" xml:lang="en-US">Tabular disclosure of activity of the allowance for loan losses for covered loans.</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_UnamortizedNetDeferredLoanCosts" xlink:to="FBP_UnamortizedNetDeferredLoanCosts_doc" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="FBP_UnamortizedNetDeferredLoanCosts_doc" xml:lang="en-US">Unamortized costs incurred to originate loans and leases, unamortized loan commitments and loan syndication fees, and premiums over or discounts from face amounts of loans that are being amortized into income as an adjustment to yield.</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_PercentageOfLoans" xlink:to="FBP_PercentageOfLoans_doc" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="FBP_PercentageOfLoans_doc" xml:lang="en-US">Percentage of loans.</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_LoansReceivableNonCoveredGrossCarryingAmount" xlink:to="FBP_LoansReceivableNonCoveredGrossCarryingAmount_doc" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="FBP_LoansReceivableNonCoveredGrossCarryingAmount_doc" xml:lang="en-US">Amount before allowance of loans and leases held in portfolio, including but not limited to, commercial and consumer loans. Includes deferred interest and fees, undisbursed portion of loan balance, unamortized costs and premiums and discounts from face amounts. Excludes loans and leases covered under loss sharing agreements.</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_PercentageOfLoansNonCovered" xlink:to="FBP_PercentageOfLoansNonCovered_doc" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="FBP_PercentageOfLoansNonCovered_doc" xml:lang="en-US">Percentage of non-covered loans.</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_NonimpairedPurchasedLoansCarryingValue" xlink:to="FBP_NonimpairedPurchasedLoansCarryingValue_doc" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="FBP_NonimpairedPurchasedLoansCarryingValue_doc" xml:lang="en-US">Aggregate gross carrying amount of non impaired loans acquired.</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_TotalCoveredLoansUnpaidPrincipalBalance" xlink:to="FBP_TotalCoveredLoansUnpaidPrincipalBalance_doc" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="FBP_TotalCoveredLoansUnpaidPrincipalBalance_doc" xml:lang="en-US">Aggregate amount of the unpaid principal balances of covered loans.</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_AdditionsDueToAcquisitionOfBankOfAshevilleAtFairValue" xlink:to="FBP_AdditionsDueToAcquisitionOfBankOfAshevilleAtFairValue_doc" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="FBP_AdditionsDueToAcquisitionOfBankOfAshevilleAtFairValue_doc" xml:lang="en-US">The activity due to the acquisition of the Bank of Asheville.</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_PrincipalRepayments" xlink:to="FBP_PrincipalRepayments_doc" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="FBP_PrincipalRepayments_doc" xml:lang="en-US">The cash inflow associated with maturities (principal being due), and repayments of loans.</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_TransfersToForeclosedRealEstate" xlink:to="FBP_TransfersToForeclosedRealEstate_doc" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="FBP_TransfersToForeclosedRealEstate_doc" xml:lang="en-US">The value of loans transfered to foreclosed assets.</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_AccretionOfLoanDiscount" xlink:to="FBP_AccretionOfLoanDiscount_doc" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="FBP_AccretionOfLoanDiscount_doc" xml:lang="en-US">The increase in the net discounted value of loans.</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_LoanChargeoffs" xlink:to="FBP_LoanChargeoffs_doc" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="FBP_LoanChargeoffs_doc" xml:lang="en-US">Amount of write-off of the allowance for loans.</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_NonCoveredNonperformingAssetsMember" xlink:to="FBP_NonCoveredNonperformingAssetsMember_doc" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="FBP_NonCoveredNonperformingAssetsMember_doc" xml:lang="en-US">Non Covered Nonperforming Assets Member</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_CoveredNonperformingAssetsMember" xlink:to="FBP_CoveredNonperformingAssetsMember_doc" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="FBP_CoveredNonperformingAssetsMember_doc" xml:lang="en-US">Covered Nonperforming Assets Member</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_NonperformingAssets" xlink:to="FBP_NonperformingAssets_doc" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="FBP_NonperformingAssets_doc" xml:lang="en-US">The amount of nonperforming assets (defined as nonaccrual loans, restructured loans, loans past due 90 or more days and still accruing interest, and other real estate).</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_NonperformingLoans" xlink:to="FBP_NonperformingLoans_doc" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="FBP_NonperformingLoans_doc" xml:lang="en-US">The amount of nonperforming loans (defined as nonaccrual loans, restructured loans, loans past due 90 or more days and still accruing interest).</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_NonCoveredMember" xlink:to="FBP_NonCoveredMember_doc" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="FBP_NonCoveredMember_doc" xml:lang="en-US">Excludes items covered under loss sharing agreements.</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_CoveredMember" xlink:to="FBP_CoveredMember_doc" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="FBP_CoveredMember_doc" xml:lang="en-US">Covered by loss sharing agreements.</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_ScheduleOfFinancingReceivableRecordedInvestmentCreditQualityIndicatorTableTextBlock" xlink:to="FBP_ScheduleOfFinancingReceivableRecordedInvestmentCreditQualityIndicatorTableTextBlock_doc" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="FBP_ScheduleOfFinancingReceivableRecordedInvestmentCreditQualityIndicatorTableTextBlock_doc" xml:lang="en-US">Schedule detailing credit quality information related to financing receivables by credit quality indicator and by class of financing receivable.</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_ImpairedPurchasedLoansCarryingValueCovered" xlink:to="FBP_ImpairedPurchasedLoansCarryingValueCovered_doc" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="FBP_ImpairedPurchasedLoansCarryingValueCovered_doc" xml:lang="en-US">Reflects the adjusted carrying amount of loans for which it is probable, based on current facts and circumstances, that a creditor will not initially be able to collect all amounts due according to the contractual terms of the loan agreement, or will not recover the previously reported carrying amount of the loan covered by loss sharing arrangements.</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_ImpairedPurchasedLoansUnpaidPrincipalBalanceCovered" xlink:to="FBP_ImpairedPurchasedLoansUnpaidPrincipalBalanceCovered_doc" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="FBP_ImpairedPurchasedLoansUnpaidPrincipalBalanceCovered_doc" xml:lang="en-US">The unpaid principal balance of covered impaired purchased loans.</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_NonimpairedPurchasedLoansCarryingValueCovered" xlink:to="FBP_NonimpairedPurchasedLoansCarryingValueCovered_doc" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="FBP_NonimpairedPurchasedLoansCarryingValueCovered_doc" xml:lang="en-US">The carrying value of covered non-impaired purchased loans.</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_NonimpairedPurchasedLoansUnpaidPrincipalBalanceCovered" xlink:to="FBP_NonimpairedPurchasedLoansUnpaidPrincipalBalanceCovered_doc" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="FBP_NonimpairedPurchasedLoansUnpaidPrincipalBalanceCovered_doc" xml:lang="en-US">The unpaid principal balance of covered non-impaired purchased loans.</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_ImpairedPurchasedLoansCarryingValue" xlink:to="FBP_ImpairedPurchasedLoansCarryingValue_doc" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="FBP_ImpairedPurchasedLoansCarryingValue_doc" xml:lang="en-US">The carrying value of impaired purchased loans (includes covered and non-covered).</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_ChangeDueToPaymentsReceived" xlink:to="FBP_ChangeDueToPaymentsReceived_doc" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="FBP_ChangeDueToPaymentsReceived_doc" xml:lang="en-US">The decrease in amounts due to payments received.</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_Other" xlink:to="FBP_Other_doc" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="FBP_Other_doc" xml:lang="en-US">Other activity in amounts not disclosed elsewhere in taxonomy.</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_ContractualPrincipalMember" xlink:to="FBP_ContractualPrincipalMember_doc" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="FBP_ContractualPrincipalMember_doc" xml:lang="en-US">Amount of the contractual principal due at the origination of the mortgage loan (face amount).</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_FairValueMember" xlink:to="FBP_FairValueMember_doc" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="FBP_FairValueMember_doc" xml:lang="en-US">Represents the fair value.</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_FairValueAdjustmentWriteDown" xlink:to="FBP_FairValueAdjustmentWriteDown_doc" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="FBP_FairValueAdjustmentWriteDown_doc" xml:lang="en-US">Amount of fair value adjustment write down (nonaccretabe difference) of contractual principal receiavble.</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_CommercialUnsecuredMember" xlink:to="FBP_CommercialUnsecuredMember_doc" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="FBP_CommercialUnsecuredMember_doc" xml:lang="en-US">A loan, unsecured.</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_CommercialSecuredMember" xlink:to="FBP_CommercialSecuredMember_doc" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="FBP_CommercialSecuredMember_doc" xml:lang="en-US">A loan, secured.</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_SecuredInventoryAccountsReceivableMember" xlink:to="FBP_SecuredInventoryAccountsReceivableMember_doc" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="FBP_SecuredInventoryAccountsReceivableMember_doc" xml:lang="en-US">Loans related to financing receivables related secured inventory and accounts receivable financing.</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_RealEstateConstructionMember" xlink:to="FBP_RealEstateConstructionMember_doc" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="FBP_RealEstateConstructionMember_doc" xml:lang="en-US">Loan represents a contractual right to receive money either on demand or on fixed or determinable dates related to commercial real estate construction.</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_RealEstateResidentialMember" xlink:to="FBP_RealEstateResidentialMember_doc" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="FBP_RealEstateResidentialMember_doc" xml:lang="en-US">Loanthat represents a contractual right to receive money either on demand or on fixed or determinable dates related to residential financing.</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_RealEstateHomeEquityMember" xlink:to="FBP_RealEstateHomeEquityMember_doc" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="FBP_RealEstateHomeEquityMember_doc" xml:lang="en-US">Revolving, open-end loan extended under a line of credit and secured by the borrower's residential property.</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_RealEstateCommercialMember" xlink:to="FBP_RealEstateCommercialMember_doc" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="FBP_RealEstateCommercialMember_doc" xml:lang="en-US">Loans related to real estate financing receivables related to commercial real estate.</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_ConsumerMember" xlink:to="FBP_ConsumerMember_doc" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="FBP_ConsumerMember_doc" xml:lang="en-US">Loans related to consumer receivables.</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_UnallocatedMember" xlink:to="FBP_UnallocatedMember_doc" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="FBP_UnallocatedMember_doc" xml:lang="en-US">Loans unallocated Member</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_WeakPassMember" xlink:to="FBP_WeakPassMember_doc" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="FBP_WeakPassMember_doc" xml:lang="en-US">A category of credit quality indicator.</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_WatchStandardMember" xlink:to="FBP_WatchStandardMember_doc" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="FBP_WatchStandardMember_doc" xml:lang="en-US">A category of credit quality indicator.</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_ClassifiedMember" xlink:to="FBP_ClassifiedMember_doc" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="FBP_ClassifiedMember_doc" xml:lang="en-US">A category of credit quality indicator.</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_NonaccrualFinancingReceivableMember" xlink:to="FBP_NonaccrualFinancingReceivableMember_doc" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="FBP_NonaccrualFinancingReceivableMember_doc" xml:lang="en-US">Reflects the carrying amount of loans which no interest is continuing to be recognized.</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_LoanDiscount" xlink:to="FBP_LoanDiscount_doc" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="FBP_LoanDiscount_doc" xml:lang="en-US">The amount of discount on nonimpaired purchased loans.</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_PercentageOfLoanDiscountAccretion" xlink:to="FBP_PercentageOfLoanDiscountAccretion_doc" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="FBP_PercentageOfLoanDiscountAccretion_doc" xml:lang="en-US">Percentage of loan discount accretion that will reduce the indemnification asset.</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_ScheduleOfFdicIndemnificationAssetComponentsTableTextBlock" xlink:to="FBP_ScheduleOfFdicIndemnificationAssetComponentsTableTextBlock_doc" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="FBP_ScheduleOfFdicIndemnificationAssetComponentsTableTextBlock_doc" xml:lang="en-US">Tabular disclosure of FDIC indemnifications assets.</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_ReceivableRelatedToClaimsSubmittedNotYetReceived" xlink:to="FBP_ReceivableRelatedToClaimsSubmittedNotYetReceived_doc" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="FBP_ReceivableRelatedToClaimsSubmittedNotYetReceived_doc" xml:lang="en-US">Amount of receivables related to claims submitted on loans, relating to loss sharing agreements with the FDIC, not yet received.</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_ReceivableRelatedToEstimatedFutureClaimsOnLoans" xlink:to="FBP_ReceivableRelatedToEstimatedFutureClaimsOnLoans_doc" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="FBP_ReceivableRelatedToEstimatedFutureClaimsOnLoans_doc" xml:lang="en-US">Amount of receivables related to estimated future claims on loans, relating to loss sharing agreements with the FDIC.</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_ReceivableRelatedToEstimatedFutureClaimsOnOtherRealEstateOwned" xlink:to="FBP_ReceivableRelatedToEstimatedFutureClaimsOnOtherRealEstateOwned_doc" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="FBP_ReceivableRelatedToEstimatedFutureClaimsOnOtherRealEstateOwned_doc" xml:lang="en-US">Amount of receivables related to estimated future claims on other real estate owned, relating to loss sharing agreements with the FDIC .</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_FDICIndemnificationAssetIncreaseRelatedToReimbursableExpenses" xlink:to="FBP_FDICIndemnificationAssetIncreaseRelatedToReimbursableExpenses_doc" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="FBP_FDICIndemnificationAssetIncreaseRelatedToReimbursableExpenses_doc" xml:lang="en-US">Change in carrying amount of the indemnification asset relating to reimburseable expenses related to loss sharing agreements with the Federal Deposit Insurance Corporation (FDIC).</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_CustomerListsAccumulatedAmortization" xlink:to="FBP_CustomerListsAccumulatedAmortization_doc" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="FBP_CustomerListsAccumulatedAmortization_doc" xml:lang="en-US">Accumulated amortization on customer lists.</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_CoreDepositPremiumsAccumulatedAmortization" xlink:to="FBP_CoreDepositPremiumsAccumulatedAmortization_doc" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="FBP_CoreDepositPremiumsAccumulatedAmortization_doc" xml:lang="en-US">Accumulated amortization on core deposit premiums,</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_SerpPlanCurrentYearMember" xlink:to="FBP_SerpPlanCurrentYearMember_doc" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="FBP_SerpPlanCurrentYearMember_doc" xml:lang="en-US">Current Year SERP Plan</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_AccumulatedOtherComprehensiveIncomeLossPensionLiabilityTax" xlink:to="FBP_AccumulatedOtherComprehensiveIncomeLossPensionLiabilityTax_doc" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="FBP_AccumulatedOtherComprehensiveIncomeLossPensionLiabilityTax_doc" xml:lang="en-US">Accumulated tax of total pension liabilty at the end of an accounting period.</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_AccumulatedOtherComprehensiveIncomeLossUnrealizedGainLossOnSecuritiesAvailableForSaleBeforeTax" xlink:to="FBP_AccumulatedOtherComprehensiveIncomeLossUnrealizedGainLossOnSecuritiesAvailableForSaleBeforeTax_doc" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="FBP_AccumulatedOtherComprehensiveIncomeLossUnrealizedGainLossOnSecuritiesAvailableForSaleBeforeTax_doc" xml:lang="en-US">Accumulated appreciation or loss before tax, in value of the total of available-for-sale securities at the end of an accounting period.</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_AccumulatedOtherComprehensiveIncomeLossUnrealizedGainLossOnSecuritiesAvailableForSaleTax" xlink:to="FBP_AccumulatedOtherComprehensiveIncomeLossUnrealizedGainLossOnSecuritiesAvailableForSaleTax_doc" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="FBP_AccumulatedOtherComprehensiveIncomeLossUnrealizedGainLossOnSecuritiesAvailableForSaleTax_doc" xml:lang="en-US">Accumulated tax of the total of available-for-sale securities at the end of an accounting period.</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_FairValueInputsLevelMember" xlink:to="FBP_FairValueInputsLevelMember_doc" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="FBP_FairValueInputsLevelMember_doc" xml:lang="en-US">Assets or liabilities, including financial instruments classified in shareholders' equity, measured at fair value and categorized within levels of the fair value hierarchy.</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_ImpairedLoansCoveredFairValueDisclosure" xlink:to="FBP_ImpairedLoansCoveredFairValueDisclosure_doc" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="FBP_ImpairedLoansCoveredFairValueDisclosure_doc" xml:lang="en-US">Fair value of impaired loans covered by loss sharing arrangements.</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_ImpairedLoansNonCoveredFairValueDisclosure" xlink:to="FBP_ImpairedLoansNonCoveredFairValueDisclosure_doc" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="FBP_ImpairedLoansNonCoveredFairValueDisclosure_doc" xml:lang="en-US">Fair value of impaired loans not covered by loss sharing arrangements.</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_GovernmentSponsoredEnterpriseSecuritiesFairValueDisclosure" xlink:to="FBP_GovernmentSponsoredEnterpriseSecuritiesFairValueDisclosure_doc" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="FBP_GovernmentSponsoredEnterpriseSecuritiesFairValueDisclosure_doc" xml:lang="en-US">Fair value of government sponsored enterprise securities.</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_CorporateBondsFairValueDisclosure" xlink:to="FBP_CorporateBondsFairValueDisclosure_doc" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="FBP_CorporateBondsFairValueDisclosure_doc" xml:lang="en-US">Fair value of corporate bonds.</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_EquitySecuritiesFairValueDisclosure" xlink:to="FBP_EquitySecuritiesFairValueDisclosure_doc" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="FBP_EquitySecuritiesFairValueDisclosure_doc" xml:lang="en-US">Fair value of equity securities.</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_OtherRealEstateCoveredFairValueDisclosure" xlink:to="FBP_OtherRealEstateCoveredFairValueDisclosure_doc" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="FBP_OtherRealEstateCoveredFairValueDisclosure_doc" xml:lang="en-US">fair value of other real estate covered by loss sharing agreements.</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_OtherRealEstateNonCoveredFairValueDisclosure" xlink:to="FBP_OtherRealEstateNonCoveredFairValueDisclosure_doc" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="FBP_OtherRealEstateNonCoveredFairValueDisclosure_doc" xml:lang="en-US">Fair value of other real estate not covered by loss sharing agreements.</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_DirectorEquityGrants" xlink:to="FBP_DirectorEquityGrants_doc" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="FBP_DirectorEquityGrants_doc" xml:lang="en-US">The value of director equity grants of common shares on the date of the grant, to each non-employee director in June of each year.</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_FirstBancorpPlansMember" xlink:to="FBP_FirstBancorpPlansMember_doc" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="FBP_FirstBancorpPlansMember_doc" xml:lang="en-US">Total equity-based payment arrangement where one or more employees receive shares of stock, options or other equity instrument.</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_FirstBancorpEquityPlanMember" xlink:to="FBP_FirstBancorpEquityPlanMember_doc" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="FBP_FirstBancorpEquityPlanMember_doc" xml:lang="en-US">Equity-based payment arrangement where one or more employees receive shares of stock, options or other equity instrument.</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_FebruaryPriorYearAwardMember" xlink:to="FBP_FebruaryPriorYearAwardMember_doc" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="FBP_FebruaryPriorYearAwardMember_doc" xml:lang="en-US">Prior Year Combined Plans</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_FebruaryCurrentYearAwardMember" xlink:to="FBP_FebruaryCurrentYearAwardMember_doc" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="FBP_FebruaryCurrentYearAwardMember_doc" xml:lang="en-US">Current Year Senior Director Award</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_SubsequentQuarterCompensationExpenseAssociatedWithSeniorExecutivesGrants" xlink:to="FBP_SubsequentQuarterCompensationExpenseAssociatedWithSeniorExecutivesGrants_doc" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="FBP_SubsequentQuarterCompensationExpenseAssociatedWithSeniorExecutivesGrants_doc" xml:lang="en-US">Subsequent periods compensation expense of senior executive grants of stock or options.</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_StockBasedCompensationIncomeTaxBenefit" xlink:to="FBP_StockBasedCompensationIncomeTaxBenefit_doc" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="FBP_StockBasedCompensationIncomeTaxBenefit_doc" xml:lang="en-US">Tax effect of stock based compensation expense.</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_CollateralizedMortageObligationsAmortizedCost" xlink:to="FBP_CollateralizedMortageObligationsAmortizedCost_doc" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="FBP_CollateralizedMortageObligationsAmortizedCost_doc" xml:lang="en-US">The amortized cost of collateralized mortgage obligations.</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_CollateralizedMortageObligationsFairValue" xlink:to="FBP_CollateralizedMortageObligationsFairValue_doc" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="FBP_CollateralizedMortageObligationsFairValue_doc" xml:lang="en-US">The fair value of collateralized mortgage obligations.</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_NetRealizedGainOnCallOfMunicipalSecurities" xlink:to="FBP_NetRealizedGainOnCallOfMunicipalSecurities_doc" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="FBP_NetRealizedGainOnCallOfMunicipalSecurities_doc" xml:lang="en-US">The net realized gains on call of municipal securities during the period.</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_AllocatedShareBasedCompensationExpenseTotal" xlink:to="FBP_AllocatedShareBasedCompensationExpenseTotal_doc" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="FBP_AllocatedShareBasedCompensationExpenseTotal_doc" xml:lang="en-US">Represents the total expense recognized arising from equity-based compensation arrangements (for example, shares of stock, unit, stock options or other equity instruments) with employees, directors and certain consultants qualifying for treatment as employees.</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_ForeclosedPropertyLossesAndWritedownsCovered" xlink:to="FBP_ForeclosedPropertyLossesAndWritedownsCovered_doc" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="FBP_ForeclosedPropertyLossesAndWritedownsCovered_doc" xml:lang="en-US">The net gain (loss) resulting from sales and other disposals of other real estate owned, increases (decreases) in the valuation allowance for foreclosed real estate, and write-downs of other real estate owned after acquisition or physical possession for covered transaction.</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_InformationRelatedToImpairedLoansTableTextBlock" xlink:to="FBP_InformationRelatedToImpairedLoansTableTextBlock_doc" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="FBP_InformationRelatedToImpairedLoansTableTextBlock_doc" xml:lang="en-US">Tabular disclosure of impaired loans including recorded investment, related allowances and average recorded investment.</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_ScheduleOfNonaccrualLoansTableTextBlock" xlink:to="FBP_ScheduleOfNonaccrualLoansTableTextBlock_doc" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="FBP_ScheduleOfNonaccrualLoansTableTextBlock_doc" xml:lang="en-US">Tabular disclosure of nonaccrual loans receivables on nonaccrual status as of each balance sheet date.</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_ScheduleOfAnalysisOfPaymentStatusOfLoansTableTextBlock" xlink:to="FBP_ScheduleOfAnalysisOfPaymentStatusOfLoansTableTextBlock_doc" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="FBP_ScheduleOfAnalysisOfPaymentStatusOfLoansTableTextBlock_doc" xml:lang="en-US">Schedule detailing the loans receivables that are due but not impaired and receivables that are 90 days past due and still accruing. The schedule also includes loans receivables current and on nonaccrual status.</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_ScheduleOfImpairedLoansTableTextBlock" xlink:to="FBP_ScheduleOfImpairedLoansTableTextBlock_doc" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="FBP_ScheduleOfImpairedLoansTableTextBlock_doc" xml:lang="en-US">Schedule of the recorded investment, unpaid principal balance, associated allowance, and average recorded investment for impaired loans by type.</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_ScheduleOfInformationRelatedToLoansModifiedInTroubledDebtRestructuringTableTextBlock" xlink:to="FBP_ScheduleOfInformationRelatedToLoansModifiedInTroubledDebtRestructuringTableTextBlock_doc" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="FBP_ScheduleOfInformationRelatedToLoansModifiedInTroubledDebtRestructuringTableTextBlock_doc" xml:lang="en-US">Schedule detailing information related to troubled debt restructurings by status of troubled debt restructuring.</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_LoansBeforeUnamortizedNetDeferredLoanCosts" xlink:to="FBP_LoansBeforeUnamortizedNetDeferredLoanCosts_doc" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="FBP_LoansBeforeUnamortizedNetDeferredLoanCosts_doc" xml:lang="en-US">Aggregate gross carrying amount of loans before unamortized net deferred loan costs.</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_LoansBeforeUnamortizedNetDeferredLoanCostsNoncovered" xlink:to="FBP_LoansBeforeUnamortizedNetDeferredLoanCostsNoncovered_doc" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="FBP_LoansBeforeUnamortizedNetDeferredLoanCostsNoncovered_doc" xml:lang="en-US">Aggregate gross carrying amount of loans before unamortized net deferred loan costs. Excludes loans and leases covered under loss sharing agreements.</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_ImpairedPurchaseLoansUnpaidPrincipalBalance" xlink:to="FBP_ImpairedPurchaseLoansUnpaidPrincipalBalance_doc" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="FBP_ImpairedPurchaseLoansUnpaidPrincipalBalance_doc" xml:lang="en-US">Amount of unpaid principal balance of impaired purchased loans with related allowance for credit losses and without related allowance for credit losses.</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_FDICIndemnificationAssetAccretionOfDiscount1" xlink:to="FBP_FDICIndemnificationAssetAccretionOfDiscount1_doc" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="FBP_FDICIndemnificationAssetAccretionOfDiscount1_doc" xml:lang="en-US">Decrease to the indemnification asset due to accretion of the loan discount relating to loss sharing agreements with the Federal Deposit Insurance Corporation (FDIC).</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_FiniteLivedIntangibleAssetsAmortizationExpenseTotal" xlink:to="FBP_FiniteLivedIntangibleAssetsAmortizationExpenseTotal_doc" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="FBP_FiniteLivedIntangibleAssetsAmortizationExpenseTotal_doc" xml:lang="en-US">Amount of amortization expense expected to be recognized in total for assets excluding financial assets and goodwill, lacking physical substance with a finite life.</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_WeightedAverageExercisePriceAbstract" xlink:to="FBP_WeightedAverageExercisePriceAbstract_doc" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="FBP_WeightedAverageExercisePriceAbstract_doc" xml:lang="en-US">Information pertaining to the weighted average exercise price of stock based compensation awards.</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_DirectorEquitySharesPerDirector" xlink:to="FBP_DirectorEquitySharesPerDirector_doc" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="FBP_DirectorEquitySharesPerDirector_doc" xml:lang="en-US">The number of equity awards issued, on a per director basis.</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_FDICIndeminficationAssetOtherActivity" xlink:to="FBP_FDICIndeminficationAssetOtherActivity_doc" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="FBP_FDICIndeminficationAssetOtherActivity_doc" xml:lang="en-US">Decrease to the indemnification asset due to other activity with the Federal Deposit Insurance Corporation (FDIC).</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_FinancingReceivableModificationsNumberOfContracts1Accruing" xlink:to="FBP_FinancingReceivableModificationsNumberOfContracts1Accruing_doc" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="FBP_FinancingReceivableModificationsNumberOfContracts1Accruing_doc" xml:lang="en-US">The number of financing receivables that have been modified by troubled debt restructurings during the period and are still accruing.</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_FinancingReceivableModificationsNumberOfContracts1Nonaccrual" xlink:to="FBP_FinancingReceivableModificationsNumberOfContracts1Nonaccrual_doc" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="FBP_FinancingReceivableModificationsNumberOfContracts1Nonaccrual_doc" xml:lang="en-US">The number of financing receivables that have been modified by troubled debt restructurings during the period and are in nonaccrual status.</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_FinancingReceivableModificationsPostModificationRecordedInvestment1Accruing" xlink:to="FBP_FinancingReceivableModificationsPostModificationRecordedInvestment1Accruing_doc" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="FBP_FinancingReceivableModificationsPostModificationRecordedInvestment1Accruing_doc" xml:lang="en-US">Amount of investment in financing receivables (after modification) modified by troubled debt restructurings during the period and still accruing for interest.</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_FinancingReceivableModificationsPostModificationRecordedInvestment1Nonaccrual" xlink:to="FBP_FinancingReceivableModificationsPostModificationRecordedInvestment1Nonaccrual_doc" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="FBP_FinancingReceivableModificationsPostModificationRecordedInvestment1Nonaccrual_doc" xml:lang="en-US">Amount of investment in financing receivables (after modification) modified by troubled debt restructurings during the period and not accruing for interest.</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_FinancingReceivableModificationsNumberOfContracts1Total" xlink:to="FBP_FinancingReceivableModificationsNumberOfContracts1Total_doc" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="FBP_FinancingReceivableModificationsNumberOfContracts1Total_doc" xml:lang="en-US">The number of financing receivables that have been modified by troubled debt restructurings during the period.</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_FinancingReceivableModificationsPostModificationRecordedInvestment1Total" xlink:to="FBP_FinancingReceivableModificationsPostModificationRecordedInvestment1Total_doc" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="FBP_FinancingReceivableModificationsPostModificationRecordedInvestment1Total_doc" xml:lang="en-US">Amount of investment in financing receivables (before modification) modified by troubled debt restructurings during the period.</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_ForeclosedLoansTransferredToForeclosedRealEstate" xlink:to="FBP_ForeclosedLoansTransferredToForeclosedRealEstate_doc" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="FBP_ForeclosedLoansTransferredToForeclosedRealEstate_doc" xml:lang="en-US">Foreclosed loans transferred to foreclosed real estate in noncash transactions during the reporting period.</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_ScheduleOfOptionPricingAssumptionsTableTextBlock" xlink:to="FBP_ScheduleOfOptionPricingAssumptionsTableTextBlock_doc" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="FBP_ScheduleOfOptionPricingAssumptionsTableTextBlock_doc" xml:lang="en-US">Tabular disclosure of assumptions used for the option pricing model.</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_ForeclosedRealEstateNoncovered" xlink:to="FBP_ForeclosedRealEstateNoncovered_doc" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="FBP_ForeclosedRealEstateNoncovered_doc" xml:lang="en-US">Carrying amount as of the balance sheet date of land and buildings obtained through foreclosure proceedings or defeasance in full or partial satisfaction of a debt arrangemen not covered by loss sharing agreements.</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_ForeclosedRealEstateCovered" xlink:to="FBP_ForeclosedRealEstateCovered_doc" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="FBP_ForeclosedRealEstateCovered_doc" xml:lang="en-US">Carrying amount as of the balance sheet date of land and buildings obtained through foreclosure proceedings or defeasance in full or partial satisfaction of a debt arrangemen covered by loss sharing agreements.</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_PurchasedNonperfomingLoansMember" xlink:to="FBP_PurchasedNonperfomingLoansMember_doc" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="FBP_PurchasedNonperfomingLoansMember_doc" xml:lang="en-US">Purchased Non-perfroming Loans Member</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_PurchasedNonimpairedLoansMember" xlink:to="FBP_PurchasedNonimpairedLoansMember_doc" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="FBP_PurchasedNonimpairedLoansMember_doc" xml:lang="en-US">Purchased Non-impaired Loans Member</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_PartialChargeoffsOnPurchasedLoansOutstanding" xlink:to="FBP_PartialChargeoffsOnPurchasedLoansOutstanding_doc" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="FBP_PartialChargeoffsOnPurchasedLoansOutstanding_doc" xml:lang="en-US">Charge-offs to date of estimated losses to be realized from purchased loans outstanding.</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_ReclassificationOfPerfomingLoansToTdrStatus" xlink:to="FBP_ReclassificationOfPerfomingLoansToTdrStatus_doc" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="FBP_ReclassificationOfPerfomingLoansToTdrStatus_doc" xml:lang="en-US">The amount of a reclassification adjustment made for performing loans to TDR status for the period.</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_PreferredStockDiscountMemberMember" xlink:to="FBP_PreferredStockDiscountMemberMember_doc" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="FBP_PreferredStockDiscountMemberMember_doc" xml:lang="en-US">Preferred Stock Discount Member</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_FdicIndemnificationAssetPolicyTextBlock" xlink:to="FBP_FdicIndemnificationAssetPolicyTextBlock_doc" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="FBP_FdicIndemnificationAssetPolicyTextBlock_doc" xml:lang="en-US">The policy disclosure for FDIC indemnification asset.</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_BankownedLifeInsurancePolicyTextBlock" xlink:to="FBP_BankownedLifeInsurancePolicyTextBlock_doc" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="FBP_BankownedLifeInsurancePolicyTextBlock_doc" xml:lang="en-US">The policy disclosure for bank owned life insurance policy.</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_InvestmentInCorporateBondsTableTextBlock" xlink:to="FBP_InvestmentInCorporateBondsTableTextBlock_doc" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="FBP_InvestmentInCorporateBondsTableTextBlock_doc" xml:lang="en-US">The tabular disclosure for investment in corporate bonds.</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_ScheduleOfComponentsOfIncomeTaxExpenseBenefit1TableTextBlock" xlink:to="FBP_ScheduleOfComponentsOfIncomeTaxExpenseBenefit1TableTextBlock_doc" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="FBP_ScheduleOfComponentsOfIncomeTaxExpenseBenefit1TableTextBlock_doc" xml:lang="en-US">The tabular disclosure for the components of income tax expense.</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_TimeDepositsSecuritiesSoldUnderAgreementsToRepurchaseAndRelatedPartyDepositsTextBlock" xlink:to="FBP_TimeDepositsSecuritiesSoldUnderAgreementsToRepurchaseAndRelatedPartyDepositsTextBlock_doc" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="FBP_TimeDepositsSecuritiesSoldUnderAgreementsToRepurchaseAndRelatedPartyDepositsTextBlock_doc" xml:lang="en-US">The entire disclosure for time deposits, securities sold under agreements to repurchase, and related party deposits.</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_MaturitiesOfTimeDepositsTableTextBlock" xlink:to="FBP_MaturitiesOfTimeDepositsTableTextBlock_doc" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="FBP_MaturitiesOfTimeDepositsTableTextBlock_doc" xml:lang="en-US">The tabular disclosure for the maturities of time deposits.</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_BorrowingsAndBorrowingsAvailabilityTextBlock" xlink:to="FBP_BorrowingsAndBorrowingsAvailabilityTextBlock_doc" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="FBP_BorrowingsAndBorrowingsAvailabilityTextBlock_doc" xml:lang="en-US">The entire disclosure for borrowings and borrowings availability.</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_ReconciliationOfBenefitObligationTableTextBlock" xlink:to="FBP_ReconciliationOfBenefitObligationTableTextBlock_doc" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="FBP_ReconciliationOfBenefitObligationTableTextBlock_doc" xml:lang="en-US">The tabular disclosure for the reconciliation of benefit obligation.</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_ReconciliationOfPrepaidPensionCostsTableTextBlock" xlink:to="FBP_ReconciliationOfPrepaidPensionCostsTableTextBlock_doc" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="FBP_ReconciliationOfPrepaidPensionCostsTableTextBlock_doc" xml:lang="en-US">The tabular disclosure for reconciliation of prepaid costs.</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_TargetedMixOfPensionPlansAssetsTableTextBlock" xlink:to="FBP_TargetedMixOfPensionPlansAssetsTableTextBlock_doc" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="FBP_TargetedMixOfPensionPlansAssetsTableTextBlock_doc" xml:lang="en-US">The tabular disclosure for targets mix of pension plans.</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_InvestmentCategoryBenchmarksTableTextBlock" xlink:to="FBP_InvestmentCategoryBenchmarksTableTextBlock_doc" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="FBP_InvestmentCategoryBenchmarksTableTextBlock_doc" xml:lang="en-US">The tabular disclosure for investment category benchmarks.</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_PensionPlanMember" xlink:to="FBP_PensionPlanMember_doc" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="FBP_PensionPlanMember_doc" xml:lang="en-US">Pension Plan Member</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_OutstandingLoanCommitmentsTableTextBlock" xlink:to="FBP_OutstandingLoanCommitmentsTableTextBlock_doc" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="FBP_OutstandingLoanCommitmentsTableTextBlock_doc" xml:lang="en-US">The tabular disclosure for outstanding loan commitments.</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_MaximumCreditRiskTableTextBlock" xlink:to="FBP_MaximumCreditRiskTableTextBlock_doc" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="FBP_MaximumCreditRiskTableTextBlock_doc" xml:lang="en-US">The tabular disclosure formaximum credit risk.</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_RegulatoryRestrictionsTextBlock" xlink:to="FBP_RegulatoryRestrictionsTextBlock_doc" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="FBP_RegulatoryRestrictionsTextBlock_doc" xml:lang="en-US">The entire disclosure for regulatory restrictions.</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_SupplementaryIncomeStatementInformationTextBlock" xlink:to="FBP_SupplementaryIncomeStatementInformationTextBlock_doc" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="FBP_SupplementaryIncomeStatementInformationTextBlock_doc" xml:lang="en-US">The entire disclosure for supplementary income statement.</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_CondensedFinancialDataForFirstBancorpParentCompanyOnlyCondensedBalanceSheetsTableTextBlock" xlink:to="FBP_CondensedFinancialDataForFirstBancorpParentCompanyOnlyCondensedBalanceSheetsTableTextBlock_doc" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="FBP_CondensedFinancialDataForFirstBancorpParentCompanyOnlyCondensedBalanceSheetsTableTextBlock_doc" xml:lang="en-US">The tabular disclosure for condensed financial data for First Bancorp parent company only condensed balance sheets.</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_CondensedFinancialDataForFirstBancorpParentCompanyOnlyCondensedStatementsOfIncomeTableTextBlock" xlink:to="FBP_CondensedFinancialDataForFirstBancorpParentCompanyOnlyCondensedStatementsOfIncomeTableTextBlock_doc" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="FBP_CondensedFinancialDataForFirstBancorpParentCompanyOnlyCondensedStatementsOfIncomeTableTextBlock_doc" xml:lang="en-US">The tabular disclosure for condensed financial data for First Bancorp parent company only Condensed Statements of Income.</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_CondensedFinancialDataForFirstBancorpParentCompanyOnlyCondensedStatementsOfCashFlowsTableTextBlock" xlink:to="FBP_CondensedFinancialDataForFirstBancorpParentCompanyOnlyCondensedStatementsOfCashFlowsTableTextBlock_doc" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="FBP_CondensedFinancialDataForFirstBancorpParentCompanyOnlyCondensedStatementsOfCashFlowsTableTextBlock_doc" xml:lang="en-US">The tabular disclosure for condensed financial data for First Bancorp parent company only Condensed Statements of Cash Flows.</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_ScheduleOfOptionPricingAssumptions2TableTextBlock" xlink:to="FBP_ScheduleOfOptionPricingAssumptions2TableTextBlock_doc" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="FBP_ScheduleOfOptionPricingAssumptions2TableTextBlock_doc" xml:lang="en-US">The tabular disclosure for options pricing assumptions.</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_ValueOfBidsTakenToSellLoansToUnaffiliatedThirdpartyInvestor" xlink:to="FBP_ValueOfBidsTakenToSellLoansToUnaffiliatedThirdpartyInvestor_doc" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="FBP_ValueOfBidsTakenToSellLoansToUnaffiliatedThirdpartyInvestor_doc" xml:lang="en-US">The value of bids taken to sell loans to an unaffiliated third-party investor.</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_DifferenceInLoansHeldForSaleAndLoansSoldToThirdPartyChargedOff" xlink:to="FBP_DifferenceInLoansHeldForSaleAndLoansSoldToThirdPartyChargedOff_doc" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="FBP_DifferenceInLoansHeldForSaleAndLoansSoldToThirdPartyChargedOff_doc" xml:lang="en-US">The difference in Loans held for sale and loans sold to a third party which are charged off.</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_WritedownOnNoncoveredForeclosedProperties" xlink:to="FBP_WritedownOnNoncoveredForeclosedProperties_doc" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="FBP_WritedownOnNoncoveredForeclosedProperties_doc" xml:lang="en-US">The amount of a writedown on non-covered foreclosed properties.</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_WritedownOnNoncoveredForeclosedPropertiesPercentReductionInCarryingValue" xlink:to="FBP_WritedownOnNoncoveredForeclosedPropertiesPercentReductionInCarryingValue_doc" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="FBP_WritedownOnNoncoveredForeclosedPropertiesPercentReductionInCarryingValue_doc" xml:lang="en-US">The percent reduction in carrying value of a writedown on non-covered foreclosed properties,</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_EstimatedReceivableFromFdic" xlink:to="FBP_EstimatedReceivableFromFdic_doc" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="FBP_EstimatedReceivableFromFdic_doc" xml:lang="en-US">The amount of estimated receivable from the FDIC which represents the fair value of the FDIC's losses that are to be incurred and reimbursed by the company.</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_BankofAshevilleMember" xlink:to="FBP_BankofAshevilleMember_doc" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="FBP_BankofAshevilleMember_doc" xml:lang="en-US">Bank of Asheville Member</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_FairValueAdjustmentsMember" xlink:to="FBP_FairValueAdjustmentsMember_doc" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="FBP_FairValueAdjustmentsMember_doc" xml:lang="en-US">Fair Value Adjustments Member</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_BusinessAcquisitionPurchasePriceAllocationDeposits" xlink:to="FBP_BusinessAcquisitionPurchasePriceAllocationDeposits_doc" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="FBP_BusinessAcquisitionPurchasePriceAllocationDeposits_doc" xml:lang="en-US">The amount of acquisition cost of a business combination allocated to deposits.</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_BusinessAcquisitionPurchasePriceAllocationLoans" xlink:to="FBP_BusinessAcquisitionPurchasePriceAllocationLoans_doc" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="FBP_BusinessAcquisitionPurchasePriceAllocationLoans_doc" xml:lang="en-US">The amount of acquisition cost of a business combination allocated to loans.</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_BusinessAcquisitionPurchasePriceAllocationCoreDepositIntangible" xlink:to="FBP_BusinessAcquisitionPurchasePriceAllocationCoreDepositIntangible_doc" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="FBP_BusinessAcquisitionPurchasePriceAllocationCoreDepositIntangible_doc" xml:lang="en-US">The amount of acquisition cost of a business combination allocated to core deposit intangible.</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_BusinessAcquisitionPurchasePriceAllocationFdicIndemnificationAsset" xlink:to="FBP_BusinessAcquisitionPurchasePriceAllocationFdicIndemnificationAsset_doc" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="FBP_BusinessAcquisitionPurchasePriceAllocationFdicIndemnificationAsset_doc" xml:lang="en-US">The amount of acquisition cost of a business combination allocated to FDIC indemnification asset.</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_BusinessAcquisitionPurchasePriceAllocationForeclosedProperties" xlink:to="FBP_BusinessAcquisitionPurchasePriceAllocationForeclosedProperties_doc" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="FBP_BusinessAcquisitionPurchasePriceAllocationForeclosedProperties_doc" xml:lang="en-US">The amount of acquisition cost of a business combination allocated to foreclosed properties.</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_BusinessAcquisitionPurchasePriceAllocationCashReceivedreceivableFromFdicAtClosing" xlink:to="FBP_BusinessAcquisitionPurchasePriceAllocationCashReceivedreceivableFromFdicAtClosing_doc" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="FBP_BusinessAcquisitionPurchasePriceAllocationCashReceivedreceivableFromFdicAtClosing_doc" xml:lang="en-US">The amount of acquisition cost of a business combination allocated to the cash received/receivable from the FDIC at closing.</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_LessAssetDiscount" xlink:to="FBP_LessAssetDiscount_doc" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="FBP_LessAssetDiscount_doc" xml:lang="en-US">The amount of discount on assets acquired.</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_FirstCitizensBancorpBondMember" xlink:to="FBP_FirstCitizensBancorpBondMember_doc" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="FBP_FirstCitizensBancorpBondMember_doc" xml:lang="en-US">First Citizens Bancorp Bond Member</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_FirstCitizensBancorpTrustPreferredSecurityMember" xlink:to="FBP_FirstCitizensBancorpTrustPreferredSecurityMember_doc" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="FBP_FirstCitizensBancorpTrustPreferredSecurityMember_doc" xml:lang="en-US">First Citizens Bancorp Trust Preferred Security Member</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_AvailableForSaleDebtSecuritiesMarketValue" xlink:to="FBP_AvailableForSaleDebtSecuritiesMarketValue_doc" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="FBP_AvailableForSaleDebtSecuritiesMarketValue_doc" xml:lang="en-US">The market value of available for sale debt securities.</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_NonperformingLoansHeldForSale" xlink:to="FBP_NonperformingLoansHeldForSale_doc" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="FBP_NonperformingLoansHeldForSale_doc" xml:lang="en-US">Amount of TDRs, as of the balance sheet date, that are reclassified to nonperforming loans held for sales.</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_TdrsArisingDuringPeriodAccruingPremodification" xlink:to="FBP_TdrsArisingDuringPeriodAccruingPremodification_doc" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="FBP_TdrsArisingDuringPeriodAccruingPremodification_doc" xml:lang="en-US">Amount of investment in financing receivables (before modification) modified by troubled debt restructurings during the period and still accruing for interest.</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_TdrsArisingDuringPeriodNonaccrualPremodification" xlink:to="FBP_TdrsArisingDuringPeriodNonaccrualPremodification_doc" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="FBP_TdrsArisingDuringPeriodNonaccrualPremodification_doc" xml:lang="en-US">Amount of investment in financing receivables (before modification) modified by troubled debt restructurings during the period and not accruing for interest.</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_TdrsArisingDuringPeriodPostmodification" xlink:to="FBP_TdrsArisingDuringPeriodPostmodification_doc" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="FBP_TdrsArisingDuringPeriodPostmodification_doc" xml:lang="en-US">Amount of investment in financing receivables (after modification) modified by troubled debt restructurings during the period.</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_RestructuredLoansMember" xlink:to="FBP_RestructuredLoansMember_doc" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="FBP_RestructuredLoansMember_doc" xml:lang="en-US">Restructured Loans Member</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_InterestIncomeActuallyCollected" xlink:to="FBP_InterestIncomeActuallyCollected_doc" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="FBP_InterestIncomeActuallyCollected_doc" xml:lang="en-US">Interest and fee income, actually collected, generated by loans the Entity intends and has the ability to hold for the foreseeable future, or until maturity or payoff, including commercial and consumer loans, whether domestic or foreign, which may consist of: (1) industrial and agricultural; (2) real estate; and (3) real estate construction loans; (4) trade financing; (5) lease financing; (6) home equity lines-of-credit; (7) automobile and other vehicle loans; and (8) credit card and other revolving-type loans. Also includes interest income for leases held by the Entity.</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_BasisDifferencesInAssetsAcquiredInFdicTransactions" xlink:to="FBP_BasisDifferencesInAssetsAcquiredInFdicTransactions_doc" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="FBP_BasisDifferencesInAssetsAcquiredInFdicTransactions_doc" xml:lang="en-US">Amount before allocation of valuation allowances of deferred tax asset attributable to deductible temporary differences frombasis differences in assets acquired in FDIC transactions.</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_LoanFees" xlink:to="FBP_LoanFees_doc" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="FBP_LoanFees_doc" xml:lang="en-US">Amount of deferred tax consequences attributable to taxable temporary differences derived from loan fees.</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_UnrealizedGainOnSecuritiesAvailableForSale" xlink:to="FBP_UnrealizedGainOnSecuritiesAvailableForSale_doc" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="FBP_UnrealizedGainOnSecuritiesAvailableForSale_doc" xml:lang="en-US">Amount of deferred tax consequences attributable to taxable temporary differences derived from unrealized gains on securities available for sale.</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_FhlbStockDividends" xlink:to="FBP_FhlbStockDividends_doc" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="FBP_FhlbStockDividends_doc" xml:lang="en-US">Amount of deferred tax consequences attributable to taxable temporary differences derived from FHLB stock dividends.</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_Pre1988TaxBadDebtReserve" xlink:to="FBP_Pre1988TaxBadDebtReserve_doc" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="FBP_Pre1988TaxBadDebtReserve_doc" xml:lang="en-US">The amount of pre-1988 tax bad debt reserve base years amounts included in retained earnings.</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_AssetsSoldUnderAgreementsToRepurchaseMaximumAmountOutstandingAtAnyMonthendDuringYear" xlink:to="FBP_AssetsSoldUnderAgreementsToRepurchaseMaximumAmountOutstandingAtAnyMonthendDuringYear_doc" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="FBP_AssetsSoldUnderAgreementsToRepurchaseMaximumAmountOutstandingAtAnyMonthendDuringYear_doc" xml:lang="en-US">The maximum about outstanding at any month-end during the year for assets sold under agreements to repurchase.</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_AssetsSoldUnderAgreementsToRepurchaseAverageDailyBalanceOutstandingDuringYear" xlink:to="FBP_AssetsSoldUnderAgreementsToRepurchaseAverageDailyBalanceOutstandingDuringYear_doc" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="FBP_AssetsSoldUnderAgreementsToRepurchaseAverageDailyBalanceOutstandingDuringYear_doc" xml:lang="en-US">The average daily balance outstanding for assets sold under agreements to repurchase.</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_AssetsSoldUnderAgreementsToRepurchaseAverageAnnualInterestRatePaidDuringYear" xlink:to="FBP_AssetsSoldUnderAgreementsToRepurchaseAverageAnnualInterestRatePaidDuringYear_doc" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="FBP_AssetsSoldUnderAgreementsToRepurchaseAverageAnnualInterestRatePaidDuringYear_doc" xml:lang="en-US">The average annual interest rate for assets sold under agreements to repurchase.</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_AmortizationOfDepositPremiums" xlink:to="FBP_AmortizationOfDepositPremiums_doc" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="FBP_AmortizationOfDepositPremiums_doc" xml:lang="en-US">The amount of amortization of deposit premiums.</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_UnamortizedDepositPremiums" xlink:to="FBP_UnamortizedDepositPremiums_doc" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="FBP_UnamortizedDepositPremiums_doc" xml:lang="en-US">The carrying amount of unamortized deposit premiums.</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_TrustPreferredSecuritiesMember" xlink:to="FBP_TrustPreferredSecuritiesMember_doc" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="FBP_TrustPreferredSecuritiesMember_doc" xml:lang="en-US">Trust Preferred Securities Member</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_FhlbTermNote1Member" xlink:to="FBP_FhlbTermNote1Member_doc" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="FBP_FhlbTermNote1Member_doc" xml:lang="en-US">Fhlb Term Note 1 Member</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_FhlbTermNote2Member" xlink:to="FBP_FhlbTermNote2Member_doc" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="FBP_FhlbTermNote2Member_doc" xml:lang="en-US">Fhlb Term Note 2 Member</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_FhlbTermNote3Member" xlink:to="FBP_FhlbTermNote3Member_doc" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="FBP_FhlbTermNote3Member_doc" xml:lang="en-US">Fhlb Term Note 3 Member</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_FhlbTermNote4Member" xlink:to="FBP_FhlbTermNote4Member_doc" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="FBP_FhlbTermNote4Member_doc" xml:lang="en-US">Fhlb Term Note 4 Member</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_FhlbTermNote5Member" xlink:to="FBP_FhlbTermNote5Member_doc" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="FBP_FhlbTermNote5Member_doc" xml:lang="en-US">Fhlb Term Note 5 Member</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_FhlbTermNote6Member" xlink:to="FBP_FhlbTermNote6Member_doc" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="FBP_FhlbTermNote6Member_doc" xml:lang="en-US">Fhlb Term Note 6 Member</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_FhlbTermNote7Member" xlink:to="FBP_FhlbTermNote7Member_doc" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="FBP_FhlbTermNote7Member_doc" xml:lang="en-US">Fhlb Term Note 7 Member</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_TrustPreferredSecurities2Member" xlink:to="FBP_TrustPreferredSecurities2Member_doc" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="FBP_TrustPreferredSecurities2Member_doc" xml:lang="en-US">Trust Preferred Securities 2 Member</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_UnamortizedFairMarketValueAdjustmentRecordedInAcquisition" xlink:to="FBP_UnamortizedFairMarketValueAdjustmentRecordedInAcquisition_doc" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="FBP_UnamortizedFairMarketValueAdjustmentRecordedInAcquisition_doc" xml:lang="en-US">The amount of unamortized fair market value adjustment recorded in an acquisition.</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_TrustPreferredSecuritiesFirstBankCorpCapitalTrustIIMember" xlink:to="FBP_TrustPreferredSecuritiesFirstBankCorpCapitalTrustIIMember_doc" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="FBP_TrustPreferredSecuritiesFirstBankCorpCapitalTrustIIMember_doc" xml:lang="en-US">Trust Preferred Securities First Bank Corp Capital Trust II Member</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_TrustPreferredSecuritiesFirstBankCorpCapitalTrustIIIMember" xlink:to="FBP_TrustPreferredSecuritiesFirstBankCorpCapitalTrustIIIMember_doc" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="FBP_TrustPreferredSecuritiesFirstBankCorpCapitalTrustIIIMember_doc" xml:lang="en-US">Trust Preferred Securities First Bank Corp Capital Trust III Member</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_FhlbLineOfCreditMember" xlink:to="FBP_FhlbLineOfCreditMember_doc" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="FBP_FhlbLineOfCreditMember_doc" xml:lang="en-US">Fhlb Line Of Credit Member</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_OvernightFederalFundsLineOfCreditMember" xlink:to="FBP_OvernightFederalFundsLineOfCreditMember_doc" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="FBP_OvernightFederalFundsLineOfCreditMember_doc" xml:lang="en-US">Overnight Federal Funds Line Of Credit Member</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_FRBLineOfCreditMember" xlink:to="FBP_FRBLineOfCreditMember_doc" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="FBP_FRBLineOfCreditMember_doc" xml:lang="en-US">FRB Line Of Credit Member</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_CorrespondentBankLineOfCreditMember" xlink:to="FBP_CorrespondentBankLineOfCreditMember_doc" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="FBP_CorrespondentBankLineOfCreditMember_doc" xml:lang="en-US">Correspondent Bank Line Of Credit Member</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_LineOfCreditPrepaymentPenalties" xlink:to="FBP_LineOfCreditPrepaymentPenalties_doc" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="FBP_LineOfCreditPrepaymentPenalties_doc" xml:lang="en-US">The amount of prepayment penalties related to a line of credit.</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_LineOfCreditAmountReduced" xlink:to="FBP_LineOfCreditAmountReduced_doc" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="FBP_LineOfCreditAmountReduced_doc" xml:lang="en-US">The amount of decrease in the borrowing capacity of a line of credit by pledging letters of credit for public deposits.</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_LineOfCreditPercentSecuredByCommonStock" xlink:to="FBP_LineOfCreditPercentSecuredByCommonStock_doc" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="FBP_LineOfCreditPercentSecuredByCommonStock_doc" xml:lang="en-US">The percentage of common stock used to secure a line of credit.</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_AmountRecognizedAOCIBeforeTaxEffectTaxBenefit" xlink:to="FBP_AmountRecognizedAOCIBeforeTaxEffectTaxBenefit_doc" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="FBP_AmountRecognizedAOCIBeforeTaxEffectTaxBenefit_doc" xml:lang="en-US">The tax benefit associated with the amount recognized in AOCI.</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_AmortizationOfUnrecognizedActuarialLoss" xlink:to="FBP_AmortizationOfUnrecognizedActuarialLoss_doc" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="FBP_AmortizationOfUnrecognizedActuarialLoss_doc" xml:lang="en-US">The before tax amount of unrecognized actuarial loss.</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_AmortizationOfPriorServiceCostAndTransitionObligation" xlink:to="FBP_AmortizationOfPriorServiceCostAndTransitionObligation_doc" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="FBP_AmortizationOfPriorServiceCostAndTransitionObligation_doc" xml:lang="en-US">The before tax amount of amortization of prior service cost and transition obligation.</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_UsGovernmentBondFundMember" xlink:to="FBP_UsGovernmentBondFundMember_doc" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="FBP_UsGovernmentBondFundMember_doc" xml:lang="en-US">Us Government Bond Fund Member</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_UsCorporateBondFundMember" xlink:to="FBP_UsCorporateBondFundMember_doc" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="FBP_UsCorporateBondFundMember_doc" xml:lang="en-US">Us Corporate Bond Fund Member</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_UsCorporateHighYieldBondFundMember" xlink:to="FBP_UsCorporateHighYieldBondFundMember_doc" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="FBP_UsCorporateHighYieldBondFundMember_doc" xml:lang="en-US">Us Corporate High Yield Bond Fund Member</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_LargeCapValueFundMember" xlink:to="FBP_LargeCapValueFundMember_doc" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="FBP_LargeCapValueFundMember_doc" xml:lang="en-US">Large Cap Value Fund Member</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_LargeCapGrowthFundMember" xlink:to="FBP_LargeCapGrowthFundMember_doc" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="FBP_LargeCapGrowthFundMember_doc" xml:lang="en-US">Large Cap Growth Fund Member</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_MidCapEquityFundMember" xlink:to="FBP_MidCapEquityFundMember_doc" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="FBP_MidCapEquityFundMember_doc" xml:lang="en-US">Mid Cap Equity Fund Member</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_SmallCapGrowthFundMember" xlink:to="FBP_SmallCapGrowthFundMember_doc" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="FBP_SmallCapGrowthFundMember_doc" xml:lang="en-US">Small Cap Growth Fund Member</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_ForeignEquityFundMember" xlink:to="FBP_ForeignEquityFundMember_doc" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="FBP_ForeignEquityFundMember_doc" xml:lang="en-US">Foreign Equity Fund Member</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_CompanyStockMember" xlink:to="FBP_CompanyStockMember_doc" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="FBP_CompanyStockMember_doc" xml:lang="en-US">Company Stock Member</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_MidCapGrowthFundMember" xlink:to="FBP_MidCapGrowthFundMember_doc" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="FBP_MidCapGrowthFundMember_doc" xml:lang="en-US">Mid Cap Growth Fund Member</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_InvestmentCategoryBenchmark" xlink:to="FBP_InvestmentCategoryBenchmark_doc" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="FBP_InvestmentCategoryBenchmark_doc" xml:lang="en-US">The type of investment category benchmark.</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_RangeOfAcceptableDeviationFromInvestmentCategoryBenchmarkMinimum" xlink:to="FBP_RangeOfAcceptableDeviationFromInvestmentCategoryBenchmarkMinimum_doc" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="FBP_RangeOfAcceptableDeviationFromInvestmentCategoryBenchmarkMinimum_doc" xml:lang="en-US">The minimum range of acceptable deviation from the investment category benchmark.</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_RangeOfAcceptableDeviationFromInvestmentCategoryBenchmarkMaximum" xlink:to="FBP_RangeOfAcceptableDeviationFromInvestmentCategoryBenchmarkMaximum_doc" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="FBP_RangeOfAcceptableDeviationFromInvestmentCategoryBenchmarkMaximum_doc" xml:lang="en-US">The maximum range of acceptable deviation from the investment category benchmark.</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_FairValueInputsTotalMember" xlink:to="FBP_FairValueInputsTotalMember_doc" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="FBP_FairValueInputsTotalMember_doc" xml:lang="en-US">Fair Value Inputs Total Member</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_Plan401kMember" xlink:to="FBP_Plan401kMember_doc" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="FBP_Plan401kMember_doc" xml:lang="en-US">Plan401(k) Member</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_MatchingContributions" xlink:to="FBP_MatchingContributions_doc" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="FBP_MatchingContributions_doc" xml:lang="en-US">The amount matched by the company under a defined contribution plan.</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_DeferralRate" xlink:to="FBP_DeferralRate_doc" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="FBP_DeferralRate_doc" xml:lang="en-US">The automatic rate of deferral for employees enrolled in a defined contribution plan.</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_PercentOfAnnualSalaryEmployeesMayContribute" xlink:to="FBP_PercentOfAnnualSalaryEmployeesMayContribute_doc" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="FBP_PercentOfAnnualSalaryEmployeesMayContribute_doc" xml:lang="en-US">The percentage amount of annual salary employees may contribute to the defined contribution plan.</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_PercentMatchedByCompanyUpTo3PercentOfEmployeeSalary" xlink:to="FBP_PercentMatchedByCompanyUpTo3PercentOfEmployeeSalary_doc" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="FBP_PercentMatchedByCompanyUpTo3PercentOfEmployeeSalary_doc" xml:lang="en-US">The percent matched by company up to 3 percent of employee salary for the defined contribution plan.</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_PercentMatchedByCompany305PercentOfEmployeeSalary" xlink:to="FBP_PercentMatchedByCompany305PercentOfEmployeeSalary_doc" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="FBP_PercentMatchedByCompany305PercentOfEmployeeSalary_doc" xml:lang="en-US">The percent matched by company in the range of 3 to 5 percent of employee salary.</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_ExpectedAverageAnnualRateOfReturnMinimum" xlink:to="FBP_ExpectedAverageAnnualRateOfReturnMinimum_doc" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="FBP_ExpectedAverageAnnualRateOfReturnMinimum_doc" xml:lang="en-US">The minimum expected average annual rate of return on investments.</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_ExpectedAverageAnnualRateOfReturnMaximum" xlink:to="FBP_ExpectedAverageAnnualRateOfReturnMaximum_doc" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="FBP_ExpectedAverageAnnualRateOfReturnMaximum_doc" xml:lang="en-US">The maximum expected average annual rate of return on investments.</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_FixedRateMember" xlink:to="FBP_FixedRateMember_doc" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="FBP_FixedRateMember_doc" xml:lang="en-US">Fixed Rate Member</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_VariableRateMember" xlink:to="FBP_VariableRateMember_doc" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="FBP_VariableRateMember_doc" xml:lang="en-US">Variable Rate Member</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_SmallBusinessAdministrationMember" xlink:to="FBP_SmallBusinessAdministrationMember_doc" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="FBP_SmallBusinessAdministrationMember_doc" xml:lang="en-US">Small Business Administration Member</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_FederalHomeLoanBankSystemBondsMember" xlink:to="FBP_FederalHomeLoanBankSystemBondsMember_doc" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="FBP_FederalHomeLoanBankSystemBondsMember_doc" xml:lang="en-US">Federal Home Loan Bank System Bonds Member</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_FederalHomeLoanBankSystemCommonStockMember" xlink:to="FBP_FederalHomeLoanBankSystemCommonStockMember_doc" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="FBP_FederalHomeLoanBankSystemCommonStockMember_doc" xml:lang="en-US">Federal Home Loan Bank System Common Stock Member</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_FirstCitizensBancorpSouthCarolinaBondTrustPreferredSecuritiesMember" xlink:to="FBP_FirstCitizensBancorpSouthCarolinaBondTrustPreferredSecuritiesMember_doc" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="FBP_FirstCitizensBancorpSouthCarolinaBondTrustPreferredSecuritiesMember_doc" xml:lang="en-US">First Citizens Bancorp South Carolina Bond Trust Preferred Securities Member</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprises1Member" xlink:to="FBP_MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprises1Member_doc" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="FBP_MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprises1Member_doc" xml:lang="en-US">Mortgage Backed Securities Issued By US Government Sponsored Enterprises 1 Member</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_USGovernmentSponsoredEnterprisesDebtSecurities1Member" xlink:to="FBP_USGovernmentSponsoredEnterprisesDebtSecurities1Member_doc" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="FBP_USGovernmentSponsoredEnterprisesDebtSecurities1Member_doc" xml:lang="en-US">Debentures, bonds and other debt securities issued by US government sponsored entities (GSEs), for example, but not limited to, Federal Home Loan Mortgage Corporation (FHLMC or Freddie Mac), Federal National Mortgage Association (FNMA or Fannie Mae), and the Federal Home Loan Bank (FHLB). Excludes debt issued by the Government National Mortgage Association (GNMA or Ginnie Mae).</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_USGovernmentSponsoredEnterprisesDebtSecurities2Member" xlink:to="FBP_USGovernmentSponsoredEnterprisesDebtSecurities2Member_doc" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="FBP_USGovernmentSponsoredEnterprisesDebtSecurities2Member_doc" xml:lang="en-US">Debentures, bonds and other debt securities issued by US government sponsored entities (GSEs), for example, but not limited to, Federal Home Loan Mortgage Corporation (FHLMC or Freddie Mac), Federal National Mortgage Association (FNMA or Fannie Mae), and the Federal Home Loan Bank (FHLB). Excludes debt issued by the Government National Mortgage Association (GNMA or Ginnie Mae).</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_FederalFarmCreditBondsMember" xlink:to="FBP_FederalFarmCreditBondsMember_doc" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="FBP_FederalFarmCreditBondsMember_doc" xml:lang="en-US">Federal Farm Credit Bonds Member</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_USGovernmentSponsoredEnterprisesDebtSecurities3Member" xlink:to="FBP_USGovernmentSponsoredEnterprisesDebtSecurities3Member_doc" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="FBP_USGovernmentSponsoredEnterprisesDebtSecurities3Member_doc" xml:lang="en-US">Debentures, bonds and other debt securities issued by US government sponsored entities (GSEs), for example, but not limited to, Federal Home Loan Mortgage Corporation (FHLMC or Freddie Mac), Federal National Mortgage Association (FNMA or Fannie Mae), and the Federal Home Loan Bank (FHLB). Excludes debt issued by the Government National Mortgage Association (GNMA or Ginnie Mae).</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_USGovernmentSponsoredEnterprisesDebtSecurities4Member" xlink:to="FBP_USGovernmentSponsoredEnterprisesDebtSecurities4Member_doc" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="FBP_USGovernmentSponsoredEnterprisesDebtSecurities4Member_doc" xml:lang="en-US">Debentures, bonds and other debt securities issued by US government sponsored entities (GSEs), for example, but not limited to, Federal Home Loan Mortgage Corporation (FHLMC or Freddie Mac), Federal National Mortgage Association (FNMA or Fannie Mae), and the Federal Home Loan Bank (FHLB). Excludes debt issued by the Government National Mortgage Association (GNMA or Ginnie Mae).</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_AmortizedCostAvailableForSaleAndHeldToMaturity" xlink:to="FBP_AmortizedCostAvailableForSaleAndHeldToMaturity_doc" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="FBP_AmortizedCostAvailableForSaleAndHeldToMaturity_doc" xml:lang="en-US">This item represents the cost of debt and equity securities, available for sale and held to maturity, net of adjustments including accretion, amortization, collection of cash, previous other-than-temporary impairments recognized in earnings (less any cumulative-effect adjustments recognized, as defined), and fair value hedge accounting adjustments, if any.</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_FairValueAvailableForSaleAndHeldToMaturity" xlink:to="FBP_FairValueAvailableForSaleAndHeldToMaturity_doc" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="FBP_FairValueAvailableForSaleAndHeldToMaturity_doc" xml:lang="en-US">Amount of investment in debt and equity securities categorized a available for sale and held to maturity.</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_CravenCountyNorthCarolinaMunicipalBondMember" xlink:to="FBP_CravenCountyNorthCarolinaMunicipalBondMember_doc" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="FBP_CravenCountyNorthCarolinaMunicipalBondMember_doc" xml:lang="en-US">Craven County North Carolina Municipal Bond Member</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_MarketableSecuritiesToAnyOneIssuerOrGuarantorThreshold" xlink:to="FBP_MarketableSecuritiesToAnyOneIssuerOrGuarantorThreshold_doc" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="FBP_MarketableSecuritiesToAnyOneIssuerOrGuarantorThreshold_doc" xml:lang="en-US">The threshold for marketable securities issued to any one guarantor.</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_FederalHomeLoanBankAtlantaMember" xlink:to="FBP_FederalHomeLoanBankAtlantaMember_doc" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="FBP_FederalHomeLoanBankAtlantaMember_doc" xml:lang="en-US">Federal Home Loan Bank Atlanta Member</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_FederalReserveBankMember" xlink:to="FBP_FederalReserveBankMember_doc" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="FBP_FederalReserveBankMember_doc" xml:lang="en-US">Federal Reserve Bank Member</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_BankAmericaMember" xlink:to="FBP_BankAmericaMember_doc" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="FBP_BankAmericaMember_doc" xml:lang="en-US">Bank America Member</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_BbtMember" xlink:to="FBP_BbtMember_doc" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="FBP_BbtMember_doc" xml:lang="en-US">Bbt Member</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_ImpairedLoansCoveredMember" xlink:to="FBP_ImpairedLoansCoveredMember_doc" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="FBP_ImpairedLoansCoveredMember_doc" xml:lang="en-US">Impaired Loans Covered Member</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_ImpairedLoansNonCoveredMember" xlink:to="FBP_ImpairedLoansNonCoveredMember_doc" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="FBP_ImpairedLoansNonCoveredMember_doc" xml:lang="en-US">Impaired Loans Non Covered Member</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_ForeclosedRealEstateCoveredMember" xlink:to="FBP_ForeclosedRealEstateCoveredMember_doc" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="FBP_ForeclosedRealEstateCoveredMember_doc" xml:lang="en-US">Foreclosed Real Estate Covered Member</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_ForeclosedRealEstateNonCoveredMember" xlink:to="FBP_ForeclosedRealEstateNonCoveredMember_doc" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="FBP_ForeclosedRealEstateNonCoveredMember_doc" xml:lang="en-US">Foreclosed Real Estate Non Covered Member</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_GeneralRangeOfSignificantInputValuesMinimum" xlink:to="FBP_GeneralRangeOfSignificantInputValuesMinimum_doc" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="FBP_GeneralRangeOfSignificantInputValuesMinimum_doc" xml:lang="en-US">The minimum general range of significant unobservable input values.</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_GeneralRangeOfSignificantInputValuesMaximum" xlink:to="FBP_GeneralRangeOfSignificantInputValuesMaximum_doc" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="FBP_GeneralRangeOfSignificantInputValuesMaximum_doc" xml:lang="en-US">The maximum general range of significant unobservable input values.</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_ExercisePriceRange1Member" xlink:to="FBP_ExercisePriceRange1Member_doc" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="FBP_ExercisePriceRange1Member_doc" xml:lang="en-US">Exercise Price Range 1 Member</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_ExercisePriceRange2Member" xlink:to="FBP_ExercisePriceRange2Member_doc" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="FBP_ExercisePriceRange2Member_doc" xml:lang="en-US">Exercise Price Range 2 Member</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_ExercisePriceRange3Member" xlink:to="FBP_ExercisePriceRange3Member_doc" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="FBP_ExercisePriceRange3Member_doc" xml:lang="en-US">Exercise Price Range 3 Member</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_ExercisePriceRange4Member" xlink:to="FBP_ExercisePriceRange4Member_doc" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="FBP_ExercisePriceRange4Member_doc" xml:lang="en-US">Exercise Price Range 4 Member</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_ExercisePriceRange5Member" xlink:to="FBP_ExercisePriceRange5Member_doc" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="FBP_ExercisePriceRange5Member_doc" xml:lang="en-US">Exercise Price Range 5 Member</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_ExercisePriceRange6Member" xlink:to="FBP_ExercisePriceRange6Member_doc" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="FBP_ExercisePriceRange6Member_doc" xml:lang="en-US">Exercise Price Range 6 Member</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_NonvestedPerformanceUnitsMember" xlink:to="FBP_NonvestedPerformanceUnitsMember_doc" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="FBP_NonvestedPerformanceUnitsMember_doc" xml:lang="en-US">Nonvested Performance Units Member</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_LongTermRestrictedStockMember" xlink:to="FBP_LongTermRestrictedStockMember_doc" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="FBP_LongTermRestrictedStockMember_doc" xml:lang="en-US">Long Term Restricted Stock Member</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_RestrictedSharesAwardMember" xlink:to="FBP_RestrictedSharesAwardMember_doc" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="FBP_RestrictedSharesAwardMember_doc" xml:lang="en-US">Restricted Shares Award Member</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_PerformanceUnitStockOptionAwardMember" xlink:to="FBP_PerformanceUnitStockOptionAwardMember_doc" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="FBP_PerformanceUnitStockOptionAwardMember_doc" xml:lang="en-US">Performance Unit Stock Option Award Member</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_EquityGrant1Member" xlink:to="FBP_EquityGrant1Member_doc" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="FBP_EquityGrant1Member_doc" xml:lang="en-US">Equity Grant 1 Member</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_EquityGrant2Member" xlink:to="FBP_EquityGrant2Member_doc" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="FBP_EquityGrant2Member_doc" xml:lang="en-US">Equity Grant 2 Member</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_EquityGrant3Member" xlink:to="FBP_EquityGrant3Member_doc" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="FBP_EquityGrant3Member_doc" xml:lang="en-US">Equity Grant 3 Member</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_EquityGrant4Member" xlink:to="FBP_EquityGrant4Member_doc" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="FBP_EquityGrant4Member_doc" xml:lang="en-US">Equity Grant 4 Member</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_DirectorGrantsMember" xlink:to="FBP_DirectorGrantsMember_doc" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="FBP_DirectorGrantsMember_doc" xml:lang="en-US">Director Grants Member</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_EmployeeGrantsMember" xlink:to="FBP_EmployeeGrantsMember_doc" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="FBP_EmployeeGrantsMember_doc" xml:lang="en-US">Employee Grants Member</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_TaxBenefitsFromExerciseOfNonqualifiedStockOptions" xlink:to="FBP_TaxBenefitsFromExerciseOfNonqualifiedStockOptions_doc" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="FBP_TaxBenefitsFromExerciseOfNonqualifiedStockOptions_doc" xml:lang="en-US">Tax effect of exercise of nonqualified stock options.</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_CompanyMember" xlink:to="FBP_CompanyMember_doc" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="FBP_CompanyMember_doc" xml:lang="en-US">Company Member</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_BankMember" xlink:to="FBP_BankMember_doc" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="FBP_BankMember_doc" xml:lang="en-US">Bank Member</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_RestrictedInvestmentInBank" xlink:to="FBP_RestrictedInvestmentInBank_doc" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="FBP_RestrictedInvestmentInBank_doc" xml:lang="en-US">The amount of restricted investment in bank as to transfer to the company without obtaining prior regulatory approval.</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_UndividedProfits" xlink:to="FBP_UndividedProfits_doc" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="FBP_UndividedProfits_doc" xml:lang="en-US">The amount of undivided profits available for the payment of dividends subject to remaining in compliance with regulatory capital requirements.</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_AverageReserveBalance" xlink:to="FBP_AverageReserveBalance_doc" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="FBP_AverageReserveBalance_doc" xml:lang="en-US">The average reserve balance maintained by the bank under requirements of the Federal Reserve Board.</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_OtherServiceChargesCommissionsAndFeesOtherInterchangeIncome" xlink:to="FBP_OtherServiceChargesCommissionsAndFeesOtherInterchangeIncome_doc" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="FBP_OtherServiceChargesCommissionsAndFeesOtherInterchangeIncome_doc" xml:lang="en-US">The amount of other interchange income from other service charges, commissions, and fees.</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_OtherOperatingExpensesInterchangeExpense" xlink:to="FBP_OtherOperatingExpensesInterchangeExpense_doc" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="FBP_OtherOperatingExpensesInterchangeExpense_doc" xml:lang="en-US">The amount of interchange expense from other operating expenses.</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_OtherOperatingExpensesRepossessionAndCollectionNoncovered" xlink:to="FBP_OtherOperatingExpensesRepossessionAndCollectionNoncovered_doc" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="FBP_OtherOperatingExpensesRepossessionAndCollectionNoncovered_doc" xml:lang="en-US">The non-covered portion of repossession and collection.</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_OtherOperatingExpensesRepossessionAndCollectionCoveredNetOfFdicReimbursementAndRentalIncome" xlink:to="FBP_OtherOperatingExpensesRepossessionAndCollectionCoveredNetOfFdicReimbursementAndRentalIncome_doc" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="FBP_OtherOperatingExpensesRepossessionAndCollectionCoveredNetOfFdicReimbursementAndRentalIncome_doc" xml:lang="en-US">The covered portion (net of FDIC reimbursement and rental income) of repossession and collection.</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_PreferredStockDividendsAndAccretion" xlink:to="FBP_PreferredStockDividendsAndAccretion_doc" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="FBP_PreferredStockDividendsAndAccretion_doc" xml:lang="en-US">The amount of preferred stock dividends and accretion of the preferred stock discount during the period.</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_DividendsFromWhollyownedSubsidiaries" xlink:to="FBP_DividendsFromWhollyownedSubsidiaries_doc" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="FBP_DividendsFromWhollyownedSubsidiaries_doc" xml:lang="en-US">The amount of dividends from wholly owned subsidiaries during the period.</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_WeightedAverageFairValue" xlink:to="FBP_WeightedAverageFairValue_doc" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="FBP_WeightedAverageFairValue_doc" xml:lang="en-US">The per share weighted average fair value of a common stock warrant.</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_TreasuryCapitalPurchaseProgramMember" xlink:to="FBP_TreasuryCapitalPurchaseProgramMember_doc" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="FBP_TreasuryCapitalPurchaseProgramMember_doc" xml:lang="en-US">Treasury Capital Purchase Program Member</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_PreferredStockDividendRateAfterFiveYears" xlink:to="FBP_PreferredStockDividendRateAfterFiveYears_doc" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="FBP_PreferredStockDividendRateAfterFiveYears_doc" xml:lang="en-US">The percentage rate used to calculate dividend payments on preferred stock after five years.</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_DiscountRateUsedToDetermineFairValueOfPreferredStock" xlink:to="FBP_DiscountRateUsedToDetermineFairValueOfPreferredStock_doc" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="FBP_DiscountRateUsedToDetermineFairValueOfPreferredStock_doc" xml:lang="en-US">The discount rate used to determine fair value of preferred stock.</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_FairValueOfPreferredStock" xlink:to="FBP_FairValueOfPreferredStock_doc" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="FBP_FairValueOfPreferredStock_doc" xml:lang="en-US">The fair value of preferred stock as determined using the discounted cash flow model.</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_FairValueOfWarrant" xlink:to="FBP_FairValueOfWarrant_doc" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="FBP_FairValueOfWarrant_doc" xml:lang="en-US">The estimated fair value of a common stock warrant.</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_AggregateFairValueOfPreferredStockAndWarrant" xlink:to="FBP_AggregateFairValueOfPreferredStockAndWarrant_doc" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="FBP_AggregateFairValueOfPreferredStockAndWarrant_doc" xml:lang="en-US">The aggregate fair value of preferred stock and warrant.</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_PercentOfAggregateFairValueAttributedToWarrant" xlink:to="FBP_PercentOfAggregateFairValueAttributedToWarrant_doc" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="FBP_PercentOfAggregateFairValueAttributedToWarrant_doc" xml:lang="en-US">The percentage of the aggregate fair value attributed to warrant.</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_PercentOfAggregateFairValueAttributedToPreferredStock" xlink:to="FBP_PercentOfAggregateFairValueAttributedToPreferredStock_doc" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="FBP_PercentOfAggregateFairValueAttributedToPreferredStock_doc" xml:lang="en-US">The percentage of the aggregate fair value attributed to preferred stock.</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_AmountAllocatedToPreferredStock" xlink:to="FBP_AmountAllocatedToPreferredStock_doc" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="FBP_AmountAllocatedToPreferredStock_doc" xml:lang="en-US">The amount allocated to preferred stock.</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_AmountAllocatedToWarrant" xlink:to="FBP_AmountAllocatedToWarrant_doc" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="FBP_AmountAllocatedToWarrant_doc" xml:lang="en-US">The amount allocated to warrant.</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_WarrantRepurchasePerCommonShare" xlink:to="FBP_WarrantRepurchasePerCommonShare_doc" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="FBP_WarrantRepurchasePerCommonShare_doc" xml:lang="en-US">The per share amount of warrants repurchased.</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_SmallBusinessLendingFundMember" xlink:to="FBP_SmallBusinessLendingFundMember_doc" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="FBP_SmallBusinessLendingFundMember_doc" xml:lang="en-US">Small Business Lending Fund Member</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_ThresholdForQualifiedCommunityBanks" xlink:to="FBP_ThresholdForQualifiedCommunityBanks_doc" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="FBP_ThresholdForQualifiedCommunityBanks_doc" xml:lang="en-US">The threshold for community banks to no longer qualify for the SBLF.</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_DescriptionOfDividendRatePercentages" xlink:to="FBP_DescriptionOfDividendRatePercentages_doc" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="FBP_DescriptionOfDividendRatePercentages_doc" xml:lang="en-US">The description of dividend rate percentages.</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_Level3AssetsAndLiabilitiesMeasuredAtFairValueOnRecurringOrNonrecurringBasisTableTextBlock" xlink:to="FBP_Level3AssetsAndLiabilitiesMeasuredAtFairValueOnRecurringOrNonrecurringBasisTableTextBlock_doc" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="FBP_Level3AssetsAndLiabilitiesMeasuredAtFairValueOnRecurringOrNonrecurringBasisTableTextBlock_doc" xml:lang="en-US">The tabular disclosure for level 3 assets and liabilities measured at fair value on a recurring or non-recurring basis,</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_FedFundsSoldFairValueDisclosure" xlink:to="FBP_FedFundsSoldFairValueDisclosure_doc" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="FBP_FedFundsSoldFairValueDisclosure_doc" xml:lang="en-US">This element represents the portion of the balance sheet assertion valued at fair value by the entity whether such amount is presented as a separate caption or as a parenthetical disclosure.</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_PresoldMortgagesInProcessOfSettlementFairValueDisclosure" xlink:to="FBP_PresoldMortgagesInProcessOfSettlementFairValueDisclosure_doc" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="FBP_PresoldMortgagesInProcessOfSettlementFairValueDisclosure_doc" xml:lang="en-US">This element represents the portion of the balance sheet assertion valued at fair value by the entity whether such amount is presented as a separate caption or as a parenthetical disclosure.</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_IssuerRating" xlink:to="FBP_IssuerRating_doc" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="FBP_IssuerRating_doc" xml:lang="en-US">Ratings for bonds, as identified by S&amp;P issuer ratings.</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_TroubledDebtRestructuredMember" xlink:to="FBP_TroubledDebtRestructuredMember_doc" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="FBP_TroubledDebtRestructuredMember_doc" xml:lang="en-US">Information pertaining to financing receivables identified as troubled debt restructurings.</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_FDICIndemnificationAssetIncreaseBankOfAsheville" xlink:to="FBP_FDICIndemnificationAssetIncreaseBankOfAsheville_doc" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="FBP_FDICIndemnificationAssetIncreaseBankOfAsheville_doc" xml:lang="en-US">Increase in the FDIC Indemnification Asset due to the acquisition of the Bank of Asheville.</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_BranchAcquisition1Member" xlink:to="FBP_BranchAcquisition1Member_doc" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="FBP_BranchAcquisition1Member_doc" xml:lang="en-US">Information pertaining to a branch acquisition in 2012.</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_BankStandbyLettersOfCredit" xlink:to="FBP_BankStandbyLettersOfCredit_doc" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="FBP_BankStandbyLettersOfCredit_doc" xml:lang="en-US">Guarantee made on behalf of the company's customers to suppliers to guarantee payment from the customer.</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_ForeclosedRealEstateDeferredTaxAssets" xlink:to="FBP_ForeclosedRealEstateDeferredTaxAssets_doc" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="FBP_ForeclosedRealEstateDeferredTaxAssets_doc" xml:lang="en-US">Deferred tax assets related to foreclosed real estate.</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_NonqualifiedStockOptionsDeferredTaxAssets" xlink:to="FBP_NonqualifiedStockOptionsDeferredTaxAssets_doc" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="FBP_NonqualifiedStockOptionsDeferredTaxAssets_doc" xml:lang="en-US">Deferred tax assets related to nonqualified stock options.</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_NonaccrualLoanInterestDeferredTaxAssets" xlink:to="FBP_NonaccrualLoanInterestDeferredTaxAssets_doc" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="FBP_NonaccrualLoanInterestDeferredTaxAssets_doc" xml:lang="en-US">Deferred tax assets related to nonacrrual loan interest.</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_OutstandingClosedendLoanCommitments" xlink:to="FBP_OutstandingClosedendLoanCommitments_doc" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="FBP_OutstandingClosedendLoanCommitments_doc" xml:lang="en-US">The off-balance sheet contractual amount of lending-related commitments for closed-end loans.</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_UnfundedCommitmentsOnRevolvingLinesOfCreditCreditCardsAndHomeEquityLoans" xlink:to="FBP_UnfundedCommitmentsOnRevolvingLinesOfCreditCreditCardsAndHomeEquityLoans_doc" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="FBP_UnfundedCommitmentsOnRevolvingLinesOfCreditCreditCardsAndHomeEquityLoans_doc" xml:lang="en-US">The off-balance sheet amount of unfunded revolving lines of credit, credit cards and home equity loan commitments.</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_CommitmentsTotal" xlink:to="FBP_CommitmentsTotal_doc" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="FBP_CommitmentsTotal_doc" xml:lang="en-US">The total amount of off-balance sheet lending-related financial instruments (e.g., commitments), which represents the maximum possible credit risk should the counterparty draw upon the commitment.</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_EquitySecurities1Member" xlink:to="FBP_EquitySecurities1Member_doc" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="FBP_EquitySecurities1Member_doc" xml:lang="en-US">This category includes information about ownership interests or the right to acquire ownership interests in corporations and other legal entities which ownership interest is represented by shares of common or preferred stock (which is neither mandatorily redeemable no redeemable at the option of the holder), convertible securities, stock rights, or stock warrants.</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_RealEstateConstructionMember" xlink:to="FBP_RealEstateConstructionMember_3_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="FBP_RealEstateConstructionMember_3_lbl" xml:lang="en-US">RealEstateConstructionMember</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_PreferredStockDiscountMemberMember" xlink:to="FBP_PreferredStockDiscountMemberMember_3_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="FBP_PreferredStockDiscountMemberMember_3_lbl" xml:lang="en-US">PreferredStockDiscountMemberMember</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_StockOptionMember" xlink:to="us-gaap_StockOptionMember_2_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_StockOptionMember_2_lbl" xml:lang="en-US">Stock Option [Member]</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_EquitySecurities1Member" xlink:to="FBP_EquitySecurities1Member_3_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="FBP_EquitySecurities1Member_3_lbl" xml:lang="en-US">EquitySecurities1Member</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_CashCashEquivalentsAndFederalFundsSold" xlink:to="us-gaap_CashCashEquivalentsAndFederalFundsSold_2_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_CashCashEquivalentsAndFederalFundsSold_2_lbl" xml:lang="en-US">Cash, Cash Equivalents, and Federal Funds Sold</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_LoansAndLeasesReceivableAllowance" xlink:to="us-gaap_LoansAndLeasesReceivableAllowance_2_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_LoansAndLeasesReceivableAllowance_2_lbl" xml:lang="en-US">Loans and Leases Receivable, Allowance</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_LoansAndLeasesReceivableAllowanceCovered" xlink:to="us-gaap_LoansAndLeasesReceivableAllowanceCovered_2_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_LoansAndLeasesReceivableAllowanceCovered_2_lbl" xml:lang="en-US">Loans and Leases Receivable, Allowance, Covered</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_AllowanceForLoanLosses" xlink:to="FBP_AllowanceForLoanLosses_3_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="FBP_AllowanceForLoanLosses_3_lbl" xml:lang="en-US">AllowanceForLoanLosses</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_LoansAndLeasesReceivableNetReportedAmountCoveredAndNotCovered" xlink:to="us-gaap_LoansAndLeasesReceivableNetReportedAmountCoveredAndNotCovered_2_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_LoansAndLeasesReceivableNetReportedAmountCoveredAndNotCovered_2_lbl" xml:lang="en-US">Loans and Leases Receivable, Net Reported Amount, Covered and Not Covered</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_Deposits" xlink:to="us-gaap_Deposits_3_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_Deposits_3_lbl" xml:lang="en-US">Deposits [Default Label]</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_InterestAndDividendIncomeOperating" xlink:to="us-gaap_InterestAndDividendIncomeOperating_2_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_InterestAndDividendIncomeOperating_2_lbl" xml:lang="en-US">Interest and Dividend Income, Operating</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_InterestExpenseTimeDeposits100000OrMore" xlink:to="us-gaap_InterestExpenseTimeDeposits100000OrMore_2_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_InterestExpenseTimeDeposits100000OrMore_2_lbl" xml:lang="en-US">Interest Expense, Time Deposits, $100,000 or More</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_InterestExpenseTimeDepositsLessThan100000" xlink:to="us-gaap_InterestExpenseTimeDepositsLessThan100000_2_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_InterestExpenseTimeDepositsLessThan100000_2_lbl" xml:lang="en-US">Interest Expense, Time Deposits, Less than $100,000</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_InterestExpenseFederalFundsPurchasedAndSecuritiesSoldUnderAgreementsToRepurchase" xlink:to="us-gaap_InterestExpenseFederalFundsPurchasedAndSecuritiesSoldUnderAgreementsToRepurchase_2_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_InterestExpenseFederalFundsPurchasedAndSecuritiesSoldUnderAgreementsToRepurchase_2_lbl" xml:lang="en-US">Interest Expense, Federal Funds Purchased and Securities Sold under Agreements to Repurchase</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_InterestExpenseBorrowings" xlink:to="us-gaap_InterestExpenseBorrowings_2_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_InterestExpenseBorrowings_2_lbl" xml:lang="en-US">Interest Expense, Borrowings</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_InterestIncomeExpenseNet" xlink:to="us-gaap_InterestIncomeExpenseNet_2_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_InterestIncomeExpenseNet_2_lbl" xml:lang="en-US">Interest Income (Expense), Net</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_InterestIncomeExpenseAfterProvisionForLoanLoss" xlink:to="us-gaap_InterestIncomeExpenseAfterProvisionForLoanLoss_2_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_InterestIncomeExpenseAfterProvisionForLoanLoss_2_lbl" xml:lang="en-US">Interest Income (Expense), after Provision for Loan Loss</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_ForeclosedPropertyLossesAndWritedownsNoncovered" xlink:to="FBP_ForeclosedPropertyLossesAndWritedownsNoncovered_3_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="FBP_ForeclosedPropertyLossesAndWritedownsNoncovered_3_lbl" xml:lang="en-US">ForeclosedPropertyLossesAndWritedownsNoncovered</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_ForeclosedPropertyLossesAndWritedownsCovered" xlink:to="FBP_ForeclosedPropertyLossesAndWritedownsCovered_3_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="FBP_ForeclosedPropertyLossesAndWritedownsCovered_3_lbl" xml:lang="en-US">ForeclosedPropertyLossesAndWritedownsCovered</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_FdicIndemnificationAssetIncomeNet" xlink:to="FBP_FdicIndemnificationAssetIncomeNet_3_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="FBP_FdicIndemnificationAssetIncomeNet_3_lbl" xml:lang="en-US">FdicIndemnificationAssetIncomeNet</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_NoninterestIncome" xlink:to="us-gaap_NoninterestIncome_2_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_NoninterestIncome_2_lbl" xml:lang="en-US">Noninterest Income</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_LaborAndRelatedExpense" xlink:to="us-gaap_LaborAndRelatedExpense_2_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_LaborAndRelatedExpense_2_lbl" xml:lang="en-US">Labor and Related Expense</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_NoninterestExpense" xlink:to="us-gaap_NoninterestExpense_2_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_NoninterestExpense_2_lbl" xml:lang="en-US">Noninterest Expense</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments" xlink:to="us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments_2_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments_2_lbl" xml:lang="en-US">Income (Loss) from Continuing Operations before Equity Method Investments, Income Taxes, Extraordinary Items, Noncontrolling Interest</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_PreferredStockDividendsIncomeStatementImpact" xlink:to="us-gaap_PreferredStockDividendsIncomeStatementImpact_2_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_PreferredStockDividendsIncomeStatementImpact_2_lbl" xml:lang="en-US">Preferred Stock Dividends, Income Statement Impact</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodTax" xlink:to="us-gaap_OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodTax_2_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodTax_2_lbl" xml:lang="en-US">Other Comprehensive Income (Loss), Unrealized Holding Gain (Loss) on Securities Arising During Period, Tax</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_OtherComprehensiveIncomeLossReclassificationAdjustmentForSaleOfSecuritiesIncludedInNetIncomeTax" xlink:to="us-gaap_OtherComprehensiveIncomeLossReclassificationAdjustmentForSaleOfSecuritiesIncludedInNetIncomeTax_2_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_OtherComprehensiveIncomeLossReclassificationAdjustmentForSaleOfSecuritiesIncludedInNetIncomeTax_2_lbl" xml:lang="en-US">Other Comprehensive Income (Loss), Reclassification Adjustment for Sale of Securities Included in Net Income, Tax</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_OtherComprehensiveIncomeDefinedBenefitPlansNetUnamortizedGainLossArisingDuringPeriodTax" xlink:to="us-gaap_OtherComprehensiveIncomeDefinedBenefitPlansNetUnamortizedGainLossArisingDuringPeriodTax_2_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_OtherComprehensiveIncomeDefinedBenefitPlansNetUnamortizedGainLossArisingDuringPeriodTax_2_lbl" xml:lang="en-US">Other Comprehensive Income (Loss), Pension and Other Postretirement Benefit Plans, Net Unamortized (Gain) Loss Arising During Period, Tax</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_OtherComprehensiveIncomeLossReclassificationPensionAndOtherPostretirementBenefitPlansNetGainLossRecognizedInNetPeriodicBenefitCostTax" xlink:to="us-gaap_OtherComprehensiveIncomeLossReclassificationPensionAndOtherPostretirementBenefitPlansNetGainLossRecognizedInNetPeriodicBenefitCostTax_2_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_OtherComprehensiveIncomeLossReclassificationPensionAndOtherPostretirementBenefitPlansNetGainLossRecognizedInNetPeriodicBenefitCostTax_2_lbl" xml:lang="en-US">Other Comprehensive Income (Loss), Reclassification, Pension and Other Postretirement Benefit Plans, Net Gain (Loss) Recognized in Net Periodic Benefit Cost, Tax</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_OtherComprehensiveIncomeLossAmortizationPensionAndOtherPostretirementBenefitPlansNetPriorServiceCostRecognizedInNetPeriodicBenefitCostBeforeTax" xlink:to="us-gaap_OtherComprehensiveIncomeLossAmortizationPensionAndOtherPostretirementBenefitPlansNetPriorServiceCostRecognizedInNetPeriodicBenefitCostBeforeTax_2_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_OtherComprehensiveIncomeLossAmortizationPensionAndOtherPostretirementBenefitPlansNetPriorServiceCostRecognizedInNetPeriodicBenefitCostBeforeTax_2_lbl" xml:lang="en-US">Other Comprehensive Income (Loss), Amortization, Pension and Other Postretirement Benefit Plans, Net Prior Service Cost Recognized in Net Periodic Benefit Cost, before Tax</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_ComprehensiveIncomeNetOfTax" xlink:to="us-gaap_ComprehensiveIncomeNetOfTax_2_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_ComprehensiveIncomeNetOfTax_2_lbl" xml:lang="en-US">Comprehensive Income (Loss), Net of Tax, Attributable to Parent</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest" xlink:to="us-gaap_StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest_3_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest_3_lbl" xml:lang="en-US">Stockholders' Equity, Including Portion Attributable to Noncontrolling Interest</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_PaymentsForRepurchaseOfWarrants" xlink:to="us-gaap_PaymentsForRepurchaseOfWarrants_3_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_PaymentsForRepurchaseOfWarrants_3_lbl" xml:lang="en-US">Payments for Repurchase of Warrants</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_PreferredStockAccretionOfRedemptionDiscount" xlink:to="us-gaap_PreferredStockAccretionOfRedemptionDiscount_2_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_PreferredStockAccretionOfRedemptionDiscount_2_lbl" xml:lang="en-US">Preferred Stock, Accretion of Redemption Discount</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_AccretionAmortizationOfDiscountsAndPremiumsInvestments" xlink:to="us-gaap_AccretionAmortizationOfDiscountsAndPremiumsInvestments_2_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_AccretionAmortizationOfDiscountsAndPremiumsInvestments_2_lbl" xml:lang="en-US">Accretion (Amortization) of Discounts and Premiums, Investments</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_PurchaseAccountingAccretionAndAmortizationNet" xlink:to="FBP_PurchaseAccountingAccretionAndAmortizationNet_3_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="FBP_PurchaseAccountingAccretionAndAmortizationNet_3_lbl" xml:lang="en-US">PurchaseAccountingAccretionAndAmortizationNet</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_GainsLossesOnSalesOfOtherRealEstateTotal" xlink:to="FBP_GainsLossesOnSalesOfOtherRealEstateTotal_3_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="FBP_GainsLossesOnSalesOfOtherRealEstateTotal_3_lbl" xml:lang="en-US">GainsLossesOnSalesOfOtherRealEstateTotal</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_AvailableForSaleSecuritiesGrossRealizedGainLossNet" xlink:to="us-gaap_AvailableForSaleSecuritiesGrossRealizedGainLossNet_2_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_AvailableForSaleSecuritiesGrossRealizedGainLossNet_2_lbl" xml:lang="en-US">Available-for-sale Securities, Gross Realized Gain (Loss)</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_OtherOperatingGainsLosses" xlink:to="FBP_OtherOperatingGainsLosses_3_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="FBP_OtherOperatingGainsLosses_3_lbl" xml:lang="en-US">OtherOperatingGainsLosses</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_IncreaseDecreaseInAccruedInterestReceivableNet" xlink:to="us-gaap_IncreaseDecreaseInAccruedInterestReceivableNet_2_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_IncreaseDecreaseInAccruedInterestReceivableNet_2_lbl" xml:lang="en-US">Increase (Decrease) in Accrued Interest Receivable, Net</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_IncreaseDecreaseInOtherOperatingAssets" xlink:to="us-gaap_IncreaseDecreaseInOtherOperatingAssets_3_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_IncreaseDecreaseInOtherOperatingAssets_3_lbl" xml:lang="en-US">Increase (Decrease) in Other Operating Assets</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_PaymentsToAcquireAvailableForSaleSecurities" xlink:to="us-gaap_PaymentsToAcquireAvailableForSaleSecurities_2_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_PaymentsToAcquireAvailableForSaleSecurities_2_lbl" xml:lang="en-US">Payments to Acquire Available-for-sale Securities</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_PaymentsToAcquireHeldToMaturitySecurities" xlink:to="us-gaap_PaymentsToAcquireHeldToMaturitySecurities_2_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_PaymentsToAcquireHeldToMaturitySecurities_2_lbl" xml:lang="en-US">Payments to Acquire Held-to-maturity Securities</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_PaymentsToAcquireLifeInsurancePolicies" xlink:to="us-gaap_PaymentsToAcquireLifeInsurancePolicies_2_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_PaymentsToAcquireLifeInsurancePolicies_2_lbl" xml:lang="en-US">Payments to Acquire Life Insurance Policies</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_PaymentsForProceedsFromLoansAndLeases" xlink:to="us-gaap_PaymentsForProceedsFromLoansAndLeases_2_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_PaymentsForProceedsFromLoansAndLeases_2_lbl" xml:lang="en-US">Payments for (Proceeds from) Loans and Leases</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_PaymentsToAcquirePropertyPlantAndEquipment" xlink:to="us-gaap_PaymentsToAcquirePropertyPlantAndEquipment_2_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_PaymentsToAcquirePropertyPlantAndEquipment_2_lbl" xml:lang="en-US">Payments to Acquire Property, Plant, and Equipment</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_PaymentsOfDividendsCommonStock" xlink:to="us-gaap_PaymentsOfDividendsCommonStock_2_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_PaymentsOfDividendsCommonStock_2_lbl" xml:lang="en-US">Payments of Ordinary Dividends, Common Stock</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_PaymentsOfDividendsPreferredStockAndPreferenceStock" xlink:to="us-gaap_PaymentsOfDividendsPreferredStockAndPreferenceStock_2_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_PaymentsOfDividendsPreferredStockAndPreferenceStock_2_lbl" xml:lang="en-US">Payments of Ordinary Dividends, Preferred Stock and Preference Stock</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_PaymentsForRepurchaseOfRedeemablePreferredStock" xlink:to="us-gaap_PaymentsForRepurchaseOfRedeemablePreferredStock_2_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_PaymentsForRepurchaseOfRedeemablePreferredStock_2_lbl" xml:lang="en-US">Payments for Repurchase of Redeemable Preferred Stock</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_PaymentsForRepurchaseOfCommonStock" xlink:to="us-gaap_PaymentsForRepurchaseOfCommonStock_3_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_PaymentsForRepurchaseOfCommonStock_3_lbl" xml:lang="en-US">Payments for Repurchase of Common Stock</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_InvestmentsInDebtAndMarketableEquitySecuritiesAndCertainTradingAssetsDisclosureTextBlock" xlink:to="us-gaap_InvestmentsInDebtAndMarketableEquitySecuritiesAndCertainTradingAssetsDisclosureTextBlock_2_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_InvestmentsInDebtAndMarketableEquitySecuritiesAndCertainTradingAssetsDisclosureTextBlock_2_lbl" xml:lang="en-US">Investments in Debt and Marketable Equity Securities (and Certain Trading Assets) Disclosure [Text Block]</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_FairValueDisclosureAbstract" xlink:to="FBP_FairValueDisclosureAbstract_2_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="FBP_FairValueDisclosureAbstract_2_lbl" xml:lang="en-US">FairValueDisclosureAbstract</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_FairValueDisclosuresTextBlock" xlink:to="us-gaap_FairValueDisclosuresTextBlock_2_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_FairValueDisclosuresTextBlock_2_lbl" xml:lang="en-US">Fair Value Disclosures [Text Block]</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_DisclosureOfCompensationRelatedCostsShareBasedPaymentsTextBlock" xlink:to="us-gaap_DisclosureOfCompensationRelatedCostsShareBasedPaymentsTextBlock_2_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_DisclosureOfCompensationRelatedCostsShareBasedPaymentsTextBlock_2_lbl" xml:lang="en-US">Disclosure of Compensation Related Costs, Share-based Payments [Text Block]</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_SubsequentEventsTextBlock" xlink:to="us-gaap_SubsequentEventsTextBlock_2_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_SubsequentEventsTextBlock_2_lbl" xml:lang="en-US">Subsequent Events [Text Block]</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_InvestmentPolicyTextBlock" xlink:to="us-gaap_InvestmentPolicyTextBlock_2_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_InvestmentPolicyTextBlock_2_lbl" xml:lang="en-US">Investment, Policy [Policy Text Block]</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_PropertyPlantAndEquipmentPolicyTextBlock" xlink:to="us-gaap_PropertyPlantAndEquipmentPolicyTextBlock_2_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_PropertyPlantAndEquipmentPolicyTextBlock_2_lbl" xml:lang="en-US">Property, Plant and Equipment, Policy [Policy Text Block]</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_FdicIndemnificationAssetPolicyTextBlock" xlink:to="FBP_FdicIndemnificationAssetPolicyTextBlock_3_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="FBP_FdicIndemnificationAssetPolicyTextBlock_3_lbl" xml:lang="en-US">FdicIndemnificationAssetPolicyTextBlock</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_IncomeTaxPolicyTextBlock" xlink:to="us-gaap_IncomeTaxPolicyTextBlock_2_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_IncomeTaxPolicyTextBlock_2_lbl" xml:lang="en-US">Income Tax, Policy [Policy Text Block]</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_BankownedLifeInsurancePolicyTextBlock" xlink:to="FBP_BankownedLifeInsurancePolicyTextBlock_3_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="FBP_BankownedLifeInsurancePolicyTextBlock_3_lbl" xml:lang="en-US">BankownedLifeInsurancePolicyTextBlock</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_PropertyPlantAndEquipmentTextBlock" xlink:to="us-gaap_PropertyPlantAndEquipmentTextBlock_2_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_PropertyPlantAndEquipmentTextBlock_2_lbl" xml:lang="en-US">Property, Plant and Equipment [Table Text Block]</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_ScheduleOfRepurchaseAgreements" xlink:to="us-gaap_ScheduleOfRepurchaseAgreements_2_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_ScheduleOfRepurchaseAgreements_2_lbl" xml:lang="en-US">Schedule of Repurchase Agreements [Table Text Block]</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_AccumulatedOtherComprehensiveIncomeLossAvailableForSaleSecuritiesAdjustmentNetOfTax" xlink:to="us-gaap_AccumulatedOtherComprehensiveIncomeLossAvailableForSaleSecuritiesAdjustmentNetOfTax_2_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_AccumulatedOtherComprehensiveIncomeLossAvailableForSaleSecuritiesAdjustmentNetOfTax_2_lbl" xml:lang="en-US">Accumulated Other Comprehensive Income (Loss), Available-for-sale Securities Adjustment, Net of Tax</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_DefinedBenefitPlanAccumulatedOtherComprehensiveIncomeMinimumPensionLiabilityBeforeTax" xlink:to="us-gaap_DefinedBenefitPlanAccumulatedOtherComprehensiveIncomeMinimumPensionLiabilityBeforeTax_2_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_DefinedBenefitPlanAccumulatedOtherComprehensiveIncomeMinimumPensionLiabilityBeforeTax_2_lbl" xml:lang="en-US">Pension and Other Postretirement Benefit Plans, Accumulated Other Comprehensive Income (Loss), Minimum Pension Liability, before Tax</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_AccumulatedOtherComprehensiveIncomeLossPensionLiabilityTax" xlink:to="FBP_AccumulatedOtherComprehensiveIncomeLossPensionLiabilityTax_3_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="FBP_AccumulatedOtherComprehensiveIncomeLossPensionLiabilityTax_3_lbl" xml:lang="en-US">AccumulatedOtherComprehensiveIncomeLossPensionLiabilityTax</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_DefinedBenefitPlanAccumulatedOtherComprehensiveIncomeMinimumPensionLiabilityAfterTax" xlink:to="us-gaap_DefinedBenefitPlanAccumulatedOtherComprehensiveIncomeMinimumPensionLiabilityAfterTax_2_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_DefinedBenefitPlanAccumulatedOtherComprehensiveIncomeMinimumPensionLiabilityAfterTax_2_lbl" xml:lang="en-US">Defined Benefit Plan, Accumulated Other Comprehensive Income Minimum Pension Liability, after Tax</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_BusinessAcquisitionPurchasePriceAllocationCurrentAssetsMarketableSecurities" xlink:to="us-gaap_BusinessAcquisitionPurchasePriceAllocationCurrentAssetsMarketableSecurities_2_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_BusinessAcquisitionPurchasePriceAllocationCurrentAssetsMarketableSecurities_2_lbl" xml:lang="en-US">Business Acquisition, Purchase Price Allocation, Current Assets, Marketable Securities</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_BusinessAcquisitionPurchasePriceAllocationLoans" xlink:to="FBP_BusinessAcquisitionPurchasePriceAllocationLoans_3_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="FBP_BusinessAcquisitionPurchasePriceAllocationLoans_3_lbl" xml:lang="en-US">BusinessAcquisitionPurchasePriceAllocationLoans</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_BusinessAcquisitionPurchasePriceAllocationFdicIndemnificationAsset" xlink:to="FBP_BusinessAcquisitionPurchasePriceAllocationFdicIndemnificationAsset_3_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="FBP_BusinessAcquisitionPurchasePriceAllocationFdicIndemnificationAsset_3_lbl" xml:lang="en-US">BusinessAcquisitionPurchasePriceAllocationFdicIndemnificationAsset</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_BusinessAcquisitionPurchasePriceAllocationOtherAssets" xlink:to="us-gaap_BusinessAcquisitionPurchasePriceAllocationOtherAssets_2_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_BusinessAcquisitionPurchasePriceAllocationOtherAssets_2_lbl" xml:lang="en-US">Business Acquisition, Purchase Price Allocation, Other Assets</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_BusinessAcquisitionPurchasePriceAllocationNotesPayableAndLongTermDebt" xlink:to="us-gaap_BusinessAcquisitionPurchasePriceAllocationNotesPayableAndLongTermDebt_2_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_BusinessAcquisitionPurchasePriceAllocationNotesPayableAndLongTermDebt_2_lbl" xml:lang="en-US">Business Acquisition, Purchase Price Allocation, Notes Payable and Long-term Debt</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_HeldtomaturitySecuritiesUnrecognizedHoldingGain" xlink:to="us-gaap_HeldtomaturitySecuritiesUnrecognizedHoldingGain_2_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_HeldtomaturitySecuritiesUnrecognizedHoldingGain_2_lbl" xml:lang="en-US">Held-to-maturity Securities, Unrecognized Holding Gain</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_HeldToMaturitySecuritiesUnrecognizedHoldingLoss" xlink:to="us-gaap_HeldToMaturitySecuritiesUnrecognizedHoldingLoss_2_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_HeldToMaturitySecuritiesUnrecognizedHoldingLoss_2_lbl" xml:lang="en-US">Held-to-maturity Securities, Unrecognized Holding Loss</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionTwelveMonthsOrLongerFairValue" xlink:to="us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionTwelveMonthsOrLongerFairValue_2_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionTwelveMonthsOrLongerFairValue_2_lbl" xml:lang="en-US">Available-for-sale Securities, Continuous Unrealized Loss Position, Twelve Months or Longer, Fair Value</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_AvailableforsaleSecuritiesContinuousUnrealizedLossPosition12MonthsOrLongerAggregateLosses2" xlink:to="us-gaap_AvailableforsaleSecuritiesContinuousUnrealizedLossPosition12MonthsOrLongerAggregateLosses2_2_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_AvailableforsaleSecuritiesContinuousUnrealizedLossPosition12MonthsOrLongerAggregateLosses2_2_lbl" xml:lang="en-US">Available-for-sale Securities, Continuous Unrealized Loss Position, 12 Months or Longer, Aggregate Losses</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_AvailableForSaleDebtSecuritiesAmortizedCostBasis" xlink:to="us-gaap_AvailableForSaleDebtSecuritiesAmortizedCostBasis_2_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_AvailableForSaleDebtSecuritiesAmortizedCostBasis_2_lbl" xml:lang="en-US">Available-for-sale Debt Securities, Amortized Cost Basis</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_AvailableForSaleDebtSecuritiesMarketValue" xlink:to="FBP_AvailableForSaleDebtSecuritiesMarketValue_3_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="FBP_AvailableForSaleDebtSecuritiesMarketValue_3_lbl" xml:lang="en-US">AvailableForSaleDebtSecuritiesMarketValue</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_AmortizedCostAbstract" xlink:to="FBP_AmortizedCostAbstract_2_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="FBP_AmortizedCostAbstract_2_lbl" xml:lang="en-US">AmortizedCostAbstract</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_AvailableForSaleSecuritiesDebtMaturitiesWithoutSingleMaturityDateAmortizedCost" xlink:to="us-gaap_AvailableForSaleSecuritiesDebtMaturitiesWithoutSingleMaturityDateAmortizedCost_2_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_AvailableForSaleSecuritiesDebtMaturitiesWithoutSingleMaturityDateAmortizedCost_2_lbl" xml:lang="en-US">Available-for-sale Securities, Debt Maturities, without Single Maturity Date, Amortized Cost Basis</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_FairValueAbstract" xlink:to="FBP_FairValueAbstract_2_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="FBP_FairValueAbstract_2_lbl" xml:lang="en-US">FairValueAbstract</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_AvailableForSaleSecuritiesDebtMaturitiesWithinOneYearFairValue" xlink:to="us-gaap_AvailableForSaleSecuritiesDebtMaturitiesWithinOneYearFairValue_2_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_AvailableForSaleSecuritiesDebtMaturitiesWithinOneYearFairValue_2_lbl" xml:lang="en-US">Available-for-sale Securities, Debt Maturities, Next Twelve Months, Fair Value</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterOneThroughFiveYearsFairValue" xlink:to="us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterOneThroughFiveYearsFairValue_2_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterOneThroughFiveYearsFairValue_2_lbl" xml:lang="en-US">Available-for-sale Securities, Debt Maturities, Year Two Through Five, Fair Value</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterFiveThroughTenYearsFairValue" xlink:to="us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterFiveThroughTenYearsFairValue_2_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterFiveThroughTenYearsFairValue_2_lbl" xml:lang="en-US">Available-for-sale Securities, Debt Maturities, Year Six Through Ten, Fair Value</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterTenYearsFairValue" xlink:to="us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterTenYearsFairValue_2_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterTenYearsFairValue_2_lbl" xml:lang="en-US">Available-for-sale Securities, Debt Maturities, after Ten Years, Fair Value</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_AvailableForSaleSecuritiesDebtMaturitiesWithoutSingleMaturityDateFairValue" xlink:to="us-gaap_AvailableForSaleSecuritiesDebtMaturitiesWithoutSingleMaturityDateFairValue_2_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_AvailableForSaleSecuritiesDebtMaturitiesWithoutSingleMaturityDateFairValue_2_lbl" xml:lang="en-US">Available-for-sale Securities, Debt Maturities, without Single Maturity Date, Fair Value</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_AvailableForSaleSecuritiesDebtSecurities" xlink:to="us-gaap_AvailableForSaleSecuritiesDebtSecurities_2_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_AvailableForSaleSecuritiesDebtSecurities_2_lbl" xml:lang="en-US">Available-for-sale Securities, Debt Securities</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_AvailableForSaleSecuritiesEquitySecurities" xlink:to="us-gaap_AvailableForSaleSecuritiesEquitySecurities_2_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_AvailableForSaleSecuritiesEquitySecurities_2_lbl" xml:lang="en-US">Available-for-sale Securities, Equity Securities</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_DebtSecurities1Abstract" xlink:to="FBP_DebtSecurities1Abstract_2_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="FBP_DebtSecurities1Abstract_2_lbl" xml:lang="en-US">DebtSecurities1Abstract</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_AmortizedCost1Abstract" xlink:to="FBP_AmortizedCost1Abstract_2_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="FBP_AmortizedCost1Abstract_2_lbl" xml:lang="en-US">AmortizedCost1Abstract</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_HeldToMaturitySecuritiesDebtMaturitiesWithinOneYearNetCarryingAmount" xlink:to="us-gaap_HeldToMaturitySecuritiesDebtMaturitiesWithinOneYearNetCarryingAmount_2_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_HeldToMaturitySecuritiesDebtMaturitiesWithinOneYearNetCarryingAmount_2_lbl" xml:lang="en-US">Held-to-maturity Securities, Debt Maturities, within One Year, Net Carrying Amount</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_HeldToMaturitySecuritiesDebtMaturitiesAfterOneThroughFiveYearsNetCarryingAmount" xlink:to="us-gaap_HeldToMaturitySecuritiesDebtMaturitiesAfterOneThroughFiveYearsNetCarryingAmount_2_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_HeldToMaturitySecuritiesDebtMaturitiesAfterOneThroughFiveYearsNetCarryingAmount_2_lbl" xml:lang="en-US">Held-to-maturity Securities, Debt Maturities, after One Through Five Years, Net Carrying Amount</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_HeldToMaturitySecuritiesDebtMaturitiesAfterFiveThroughTenYearsNetCarryingAmount" xlink:to="us-gaap_HeldToMaturitySecuritiesDebtMaturitiesAfterFiveThroughTenYearsNetCarryingAmount_2_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_HeldToMaturitySecuritiesDebtMaturitiesAfterFiveThroughTenYearsNetCarryingAmount_2_lbl" xml:lang="en-US">Held-to-maturity Securities, Debt Maturities, after Five Through Ten Years, Net Carrying Amount</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_HeldToMaturitySecuritiesDebtMaturitiesAfterTenYearsNetCarryingAmount" xlink:to="us-gaap_HeldToMaturitySecuritiesDebtMaturitiesAfterTenYearsNetCarryingAmount_2_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_HeldToMaturitySecuritiesDebtMaturitiesAfterTenYearsNetCarryingAmount_2_lbl" xml:lang="en-US">Held-to-maturity Securities, Debt Maturities, after Ten Years, Net Carrying Amount</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_HeldToMaturitySecuritiesDebtMaturitiesWithoutSingleMaturityDateNetCarryingAmount" xlink:to="us-gaap_HeldToMaturitySecuritiesDebtMaturitiesWithoutSingleMaturityDateNetCarryingAmount_2_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_HeldToMaturitySecuritiesDebtMaturitiesWithoutSingleMaturityDateNetCarryingAmount_2_lbl" xml:lang="en-US">Held-to-maturity Securities, Debt Maturities, without Single Maturity Date, Net Carrying Amount</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_HeldToMaturitySecuritiesDebtMaturitiesNetCarryingAmount" xlink:to="us-gaap_HeldToMaturitySecuritiesDebtMaturitiesNetCarryingAmount_2_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_HeldToMaturitySecuritiesDebtMaturitiesNetCarryingAmount_2_lbl" xml:lang="en-US">Held-to-maturity Securities, Debt Maturities, Net Carrying Amount</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_FairValue1Abstract" xlink:to="FBP_FairValue1Abstract_2_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="FBP_FairValue1Abstract_2_lbl" xml:lang="en-US">FairValue1Abstract</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_HeldToMaturitySecuritiesDebtMaturitiesNextRollingTwelveMonthsFairValue" xlink:to="us-gaap_HeldToMaturitySecuritiesDebtMaturitiesNextRollingTwelveMonthsFairValue_2_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_HeldToMaturitySecuritiesDebtMaturitiesNextRollingTwelveMonthsFairValue_2_lbl" xml:lang="en-US">Held-to-maturity Securities, Debt Maturities, Next Rolling Twelve Months, Fair Value</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_HeldToMaturitySecuritiesDebtMaturitiesRollingYearTwoThroughFiveFairValue" xlink:to="us-gaap_HeldToMaturitySecuritiesDebtMaturitiesRollingYearTwoThroughFiveFairValue_2_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_HeldToMaturitySecuritiesDebtMaturitiesRollingYearTwoThroughFiveFairValue_2_lbl" xml:lang="en-US">Held-to-maturity Securities, Debt Maturities, Rolling Year Two Through Five, Fair Value</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_HeldToMaturitySecuritiesDebtMaturitiesRollingYearSixThroughTenFairValue" xlink:to="us-gaap_HeldToMaturitySecuritiesDebtMaturitiesRollingYearSixThroughTenFairValue_2_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_HeldToMaturitySecuritiesDebtMaturitiesRollingYearSixThroughTenFairValue_2_lbl" xml:lang="en-US">Held-to-maturity Securities, Debt Maturities, Rolling Year Six Through Ten, Fair Value</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_HeldToMaturitySecuritiesDebtMaturitiesRollingAfterTenYearsFairValue" xlink:to="us-gaap_HeldToMaturitySecuritiesDebtMaturitiesRollingAfterTenYearsFairValue_2_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_HeldToMaturitySecuritiesDebtMaturitiesRollingAfterTenYearsFairValue_2_lbl" xml:lang="en-US">Held-to-maturity Securities, Debt Maturities, Rolling after Ten Years, Fair Value</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_HeldToMaturitySecuritiesDebtMaturitiesFairValue" xlink:to="us-gaap_HeldToMaturitySecuritiesDebtMaturitiesFairValue_2_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_HeldToMaturitySecuritiesDebtMaturitiesFairValue_2_lbl" xml:lang="en-US">Held-to-maturity Securities, Debt Maturities, Fair Value</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_SummaryOfMajorCategoriesOfNoncoveredLoansOutstandingAbstract" xlink:to="FBP_SummaryOfMajorCategoriesOfNoncoveredLoansOutstandingAbstract_2_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="FBP_SummaryOfMajorCategoriesOfNoncoveredLoansOutstandingAbstract_2_lbl" xml:lang="en-US">SummaryOfMajorCategoriesOfNoncoveredLoansOutstandingAbstract</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_PercentageOfLoansNonCovered" xlink:to="FBP_PercentageOfLoansNonCovered_3_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="FBP_PercentageOfLoansNonCovered_3_lbl" xml:lang="en-US">PercentageOfLoansNonCovered</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_UnamortizedLoanCommitmentAndOriginationFeesAndUnamortizedDiscountsOrPremiums" xlink:to="us-gaap_UnamortizedLoanCommitmentAndOriginationFeesAndUnamortizedDiscountsOrPremiums_2_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_UnamortizedLoanCommitmentAndOriginationFeesAndUnamortizedDiscountsOrPremiums_2_lbl" xml:lang="en-US">Unamortized Loan Commitment and Origination Fees and Unamortized Discounts or Premiums</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_CarryingAmountOfCoveredLoansAbstract" xlink:to="FBP_CarryingAmountOfCoveredLoansAbstract_2_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="FBP_CarryingAmountOfCoveredLoansAbstract_2_lbl" xml:lang="en-US">CarryingAmountOfCoveredLoansAbstract</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_NonimpairedPurchasedLoansCarryingValue" xlink:to="FBP_NonimpairedPurchasedLoansCarryingValue_4_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="FBP_NonimpairedPurchasedLoansCarryingValue_4_lbl" xml:lang="en-US">NonimpairedPurchasedLoansCarryingValue</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_ImpairedPurchasedLoansCarryingValue" xlink:to="FBP_ImpairedPurchasedLoansCarryingValue_4_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="FBP_ImpairedPurchasedLoansCarryingValue_4_lbl" xml:lang="en-US">ImpairedPurchasedLoansCarryingValue</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_ImpairedPurchaseLoansUnpaidPrincipalBalance" xlink:to="FBP_ImpairedPurchaseLoansUnpaidPrincipalBalance_4_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="FBP_ImpairedPurchaseLoansUnpaidPrincipalBalance_4_lbl" xml:lang="en-US">ImpairedPurchaseLoansUnpaidPrincipalBalance</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_FairValueAdjustmentWriteDown" xlink:to="FBP_FairValueAdjustmentWriteDown_4_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="FBP_FairValueAdjustmentWriteDown_4_lbl" xml:lang="en-US">FairValueAdjustmentWriteDown</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_Other" xlink:to="FBP_Other_3_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="FBP_Other_3_lbl" xml:lang="en-US">Other [Default Label]</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_ImpairedFinancingReceivableRelatedAllowance" xlink:to="us-gaap_ImpairedFinancingReceivableRelatedAllowance_2_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_ImpairedFinancingReceivableRelatedAllowance_2_lbl" xml:lang="en-US">Impaired Financing Receivable, Related Allowance</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_ImpairedFinancingReceivableWithNoRelatedAllowanceRecordedInvestment" xlink:to="us-gaap_ImpairedFinancingReceivableWithNoRelatedAllowanceRecordedInvestment_2_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_ImpairedFinancingReceivableWithNoRelatedAllowanceRecordedInvestment_2_lbl" xml:lang="en-US">Impaired Financing Receivable, with No Related Allowance, Recorded Investment</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_FinancingReceivableAllowanceForCreditLosses" xlink:to="us-gaap_FinancingReceivableAllowanceForCreditLosses_3_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_FinancingReceivableAllowanceForCreditLosses_3_lbl" xml:lang="en-US">Financing Receivable, Allowance for Credit Losses</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_FinancingReceivableAllowanceForCreditLossesIndividuallyEvaluatedForImpairment1" xlink:to="us-gaap_FinancingReceivableAllowanceForCreditLossesIndividuallyEvaluatedForImpairment1_2_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_FinancingReceivableAllowanceForCreditLossesIndividuallyEvaluatedForImpairment1_2_lbl" xml:lang="en-US">Financing Receivable, Allowance for Credit Losses, Individually Evaluated for Impairment</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_FinancingReceivableAllowanceForCreditLossesCollectivelyEvaluatedForImpairment" xlink:to="us-gaap_FinancingReceivableAllowanceForCreditLossesCollectivelyEvaluatedForImpairment_2_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_FinancingReceivableAllowanceForCreditLossesCollectivelyEvaluatedForImpairment_2_lbl" xml:lang="en-US">Financing Receivable, Allowance for Credit Losses, Collectively Evaluated for Impairment</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_FinancingReceivableAllowanceForCreditLossesAcquiredWithDeterioratedCreditQuality" xlink:to="us-gaap_FinancingReceivableAllowanceForCreditLossesAcquiredWithDeterioratedCreditQuality_2_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_FinancingReceivableAllowanceForCreditLossesAcquiredWithDeterioratedCreditQuality_2_lbl" xml:lang="en-US">Financing Receivable, Allowance for Credit Losses, Acquired with Deteriorated Credit Quality</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_FinancingReceivableIndividuallyEvaluatedForImpairment" xlink:to="us-gaap_FinancingReceivableIndividuallyEvaluatedForImpairment_2_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_FinancingReceivableIndividuallyEvaluatedForImpairment_2_lbl" xml:lang="en-US">Financing Receivable, Individually Evaluated for Impairment</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_FinancingReceivableCollectivelyEvaluatedForImpairment" xlink:to="us-gaap_FinancingReceivableCollectivelyEvaluatedForImpairment_2_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_FinancingReceivableCollectivelyEvaluatedForImpairment_2_lbl" xml:lang="en-US">Financing Receivable, Collectively Evaluated for Impairment</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_FinancingReceivableAcquiredWithDeterioratedCreditQuality" xlink:to="us-gaap_FinancingReceivableAcquiredWithDeterioratedCreditQuality_2_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_FinancingReceivableAcquiredWithDeterioratedCreditQuality_2_lbl" xml:lang="en-US">Financing Receivable, Acquired with Deteriorated Credit Quality</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_ImpairedFinancingReceivableWithNoRelatedAllowanceUnpaidPrincipalBalance" xlink:to="us-gaap_ImpairedFinancingReceivableWithNoRelatedAllowanceUnpaidPrincipalBalance_2_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_ImpairedFinancingReceivableWithNoRelatedAllowanceUnpaidPrincipalBalance_2_lbl" xml:lang="en-US">Impaired Financing Receivable, with No Related Allowance, Unpaid Principal Balance</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment" xlink:to="us-gaap_ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment_2_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment_2_lbl" xml:lang="en-US">Impaired Financing Receivable, with Related Allowance, Recorded Investment</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_ImpairedFinancingReceivableWithRelatedAllowanceUnpaidPrincipalBalance" xlink:to="us-gaap_ImpairedFinancingReceivableWithRelatedAllowanceUnpaidPrincipalBalance_2_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_ImpairedFinancingReceivableWithRelatedAllowanceUnpaidPrincipalBalance_2_lbl" xml:lang="en-US">Impaired Financing Receivable, with Related Allowance, Unpaid Principal Balance</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_FdicIndemnificationAssetComponentsAbstract" xlink:to="FBP_FdicIndemnificationAssetComponentsAbstract_2_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="FBP_FdicIndemnificationAssetComponentsAbstract_2_lbl" xml:lang="en-US">FdicIndemnificationAssetComponentsAbstract</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_RollforwardOfFdicIndemnificationAssetAbstract" xlink:to="FBP_RollforwardOfFdicIndemnificationAssetAbstract_2_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="FBP_RollforwardOfFdicIndemnificationAssetAbstract_2_lbl" xml:lang="en-US">RollforwardOfFdicIndemnificationAssetAbstract</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_FDICIndemnificationAssetAccretionOfDiscount1" xlink:to="FBP_FDICIndemnificationAssetAccretionOfDiscount1_3_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="FBP_FDICIndemnificationAssetAccretionOfDiscount1_3_lbl" xml:lang="en-US">FDICIndemnificationAssetAccretionOfDiscount1</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_FDICIndeminficationAssetOtherActivity" xlink:to="FBP_FDICIndeminficationAssetOtherActivity_3_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="FBP_FDICIndeminficationAssetOtherActivity_3_lbl" xml:lang="en-US">FDICIndeminficationAssetOtherActivity</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_FiniteLivedIntangibleAssetsAmortizationExpenseTotal" xlink:to="FBP_FiniteLivedIntangibleAssetsAmortizationExpenseTotal_3_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="FBP_FiniteLivedIntangibleAssetsAmortizationExpenseTotal_3_lbl" xml:lang="en-US">FiniteLivedIntangibleAssetsAmortizationExpenseTotal</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_DeferredStateAndLocalIncomeTaxExpenseBenefit" xlink:to="us-gaap_DeferredStateAndLocalIncomeTaxExpenseBenefit_2_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_DeferredStateAndLocalIncomeTaxExpenseBenefit_2_lbl" xml:lang="en-US">Deferred State and Local Income Tax Expense (Benefit)</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_DeferredTaxLiabilitiesOther" xlink:to="us-gaap_DeferredTaxLiabilitiesOther_2_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_DeferredTaxLiabilitiesOther_2_lbl" xml:lang="en-US">Deferred Tax Liabilities, Other</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_IncomeTaxReconciliationTaxExemptIncome" xlink:to="us-gaap_IncomeTaxReconciliationTaxExemptIncome_2_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_IncomeTaxReconciliationTaxExemptIncome_2_lbl" xml:lang="en-US">Income Tax Reconciliation, Tax Exempt Income</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_IncomeTaxExpenseBenefitContinuingOperations" xlink:to="us-gaap_IncomeTaxExpenseBenefitContinuingOperations_2_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_IncomeTaxExpenseBenefitContinuingOperations_2_lbl" xml:lang="en-US">Income Tax Expense (Benefit), Continuing Operations</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_TimeDepositMaturitiesYearOne" xlink:to="us-gaap_TimeDepositMaturitiesYearOne_2_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_TimeDepositMaturitiesYearOne_2_lbl" xml:lang="en-US">Time Deposit Maturities, Next Twelve Months</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_TimeDepositMaturitiesYearTwo" xlink:to="us-gaap_TimeDepositMaturitiesYearTwo_2_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_TimeDepositMaturitiesYearTwo_2_lbl" xml:lang="en-US">Time Deposit Maturities, Year Two</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_TimeDepositMaturitiesYearThree" xlink:to="us-gaap_TimeDepositMaturitiesYearThree_2_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_TimeDepositMaturitiesYearThree_2_lbl" xml:lang="en-US">Time Deposit Maturities, Year Three</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_TimeDepositMaturitiesYearFour" xlink:to="us-gaap_TimeDepositMaturitiesYearFour_2_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_TimeDepositMaturitiesYearFour_2_lbl" xml:lang="en-US">Time Deposit Maturities, Year Four</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_TimeDepositMaturitiesYearFive" xlink:to="us-gaap_TimeDepositMaturitiesYearFive_2_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_TimeDepositMaturitiesYearFive_2_lbl" xml:lang="en-US">Time Deposit Maturities, Year Five</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_TimeDepositMaturitiesAfterYearFive" xlink:to="us-gaap_TimeDepositMaturitiesAfterYearFive_2_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_TimeDepositMaturitiesAfterYearFive_2_lbl" xml:lang="en-US">Time Deposit Maturities, after Year Five</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_DebtInstrumentMaturityDate" xlink:to="us-gaap_DebtInstrumentMaturityDate_2_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_DebtInstrumentMaturityDate_2_lbl" xml:lang="en-US">Debt Instrument, Maturity Date</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_OperatingLeasesFutureMinimumPaymentsDueCurrent" xlink:to="us-gaap_OperatingLeasesFutureMinimumPaymentsDueCurrent_2_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_OperatingLeasesFutureMinimumPaymentsDueCurrent_2_lbl" xml:lang="en-US">Operating Leases, Future Minimum Payments Due, Next Twelve Months</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_OperatingLeasesFutureMinimumPaymentsDueInTwoYears" xlink:to="us-gaap_OperatingLeasesFutureMinimumPaymentsDueInTwoYears_2_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_OperatingLeasesFutureMinimumPaymentsDueInTwoYears_2_lbl" xml:lang="en-US">Operating Leases, Future Minimum Payments, Due in Two Years</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_OperatingLeasesFutureMinimumPaymentsDueInThreeYears" xlink:to="us-gaap_OperatingLeasesFutureMinimumPaymentsDueInThreeYears_2_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_OperatingLeasesFutureMinimumPaymentsDueInThreeYears_2_lbl" xml:lang="en-US">Operating Leases, Future Minimum Payments, Due in Three Years</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_OperatingLeasesFutureMinimumPaymentsDueInFourYears" xlink:to="us-gaap_OperatingLeasesFutureMinimumPaymentsDueInFourYears_2_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_OperatingLeasesFutureMinimumPaymentsDueInFourYears_2_lbl" xml:lang="en-US">Operating Leases, Future Minimum Payments, Due in Four Years</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_OperatingLeasesFutureMinimumPaymentsDueInFiveYears" xlink:to="us-gaap_OperatingLeasesFutureMinimumPaymentsDueInFiveYears_2_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_OperatingLeasesFutureMinimumPaymentsDueInFiveYears_2_lbl" xml:lang="en-US">Operating Leases, Future Minimum Payments, Due in Five Years</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_OperatingLeasesFutureMinimumPaymentsDueThereafter" xlink:to="us-gaap_OperatingLeasesFutureMinimumPaymentsDueThereafter_2_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_OperatingLeasesFutureMinimumPaymentsDueThereafter_2_lbl" xml:lang="en-US">Operating Leases, Future Minimum Payments, Due Thereafter</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_OperatingLeasesFutureMinimumPaymentsDue" xlink:to="us-gaap_OperatingLeasesFutureMinimumPaymentsDue_2_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_OperatingLeasesFutureMinimumPaymentsDue_2_lbl" xml:lang="en-US">Operating Leases, Future Minimum Payments Due</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_DefinedBenefitPlanBenefitObligation" xlink:to="us-gaap_DefinedBenefitPlanBenefitObligation_3_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_DefinedBenefitPlanBenefitObligation_3_lbl" xml:lang="en-US">Defined Benefit Plan, Benefit Obligation</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_DefinedBenefitPlanFairValueOfPlanAssets" xlink:to="us-gaap_DefinedBenefitPlanFairValueOfPlanAssets_4_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_DefinedBenefitPlanFairValueOfPlanAssets_4_lbl" xml:lang="en-US">Defined Benefit Plan, Fair Value of Plan Assets</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_DefinedBenefitPlanFundedStatusOfPlan" xlink:to="us-gaap_DefinedBenefitPlanFundedStatusOfPlan_2_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_DefinedBenefitPlanFundedStatusOfPlan_2_lbl" xml:lang="en-US">Defined Benefit Plan, Funded Status of Plan</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_PensionAndOtherPostretirementDefinedBenefitPlansLiabilitiesCurrentAndNoncurrent" xlink:to="us-gaap_PensionAndOtherPostretirementDefinedBenefitPlansLiabilitiesCurrentAndNoncurrent_2_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_PensionAndOtherPostretirementDefinedBenefitPlansLiabilitiesCurrentAndNoncurrent_2_lbl" xml:lang="en-US">Pension and Other Postretirement Defined Benefit Plans, Liabilities</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_AccumulatedOtherComprehensiveIncomeLossDefinedBenefitPensionAndOtherPostretirementPlansNetOfTax" xlink:to="us-gaap_AccumulatedOtherComprehensiveIncomeLossDefinedBenefitPensionAndOtherPostretirementPlansNetOfTax_3_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_AccumulatedOtherComprehensiveIncomeLossDefinedBenefitPensionAndOtherPostretirementPlansNetOfTax_3_lbl" xml:lang="en-US">Accumulated Other Comprehensive Income (Loss), Pension and Other Postretirement Benefit Plans, Net of Tax</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_DefinedBenefitPlanAmountsRecognizedInOtherComprehensiveIncomeNetPriorServiceCostCreditBeforeTax" xlink:to="us-gaap_DefinedBenefitPlanAmountsRecognizedInOtherComprehensiveIncomeNetPriorServiceCostCreditBeforeTax_2_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_DefinedBenefitPlanAmountsRecognizedInOtherComprehensiveIncomeNetPriorServiceCostCreditBeforeTax_2_lbl" xml:lang="en-US">Defined Benefit Plan, Amounts Recognized in Other Comprehensive Income (Loss), Net Prior Service Cost, before Tax</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_PrepaidPensionCosts" xlink:to="us-gaap_PrepaidPensionCosts_3_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_PrepaidPensionCosts_3_lbl" xml:lang="en-US">Prepaid Pension Costs</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_ChangeInBenefitObligation1Abstract" xlink:to="FBP_ChangeInBenefitObligation1Abstract_2_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="FBP_ChangeInBenefitObligation1Abstract_2_lbl" xml:lang="en-US">ChangeInBenefitObligation1Abstract</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_DefinedBenefitPlanAssumptionsUsedCalculatingBenefitObligationDiscountRate" xlink:to="us-gaap_DefinedBenefitPlanAssumptionsUsedCalculatingBenefitObligationDiscountRate_2_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_DefinedBenefitPlanAssumptionsUsedCalculatingBenefitObligationDiscountRate_2_lbl" xml:lang="en-US">Defined Benefit Plan, Assumptions Used Calculating Benefit Obligation, Discount Rate</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_MortgageBackedSecuritiesAvailableForSaleFairValueDisclosure" xlink:to="us-gaap_MortgageBackedSecuritiesAvailableForSaleFairValueDisclosure_2_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_MortgageBackedSecuritiesAvailableForSaleFairValueDisclosure_2_lbl" xml:lang="en-US">Mortgage-backed Securities Available-for-sale, Fair Value Disclosure</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_CorporateBondsFairValueDisclosure" xlink:to="FBP_CorporateBondsFairValueDisclosure_3_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="FBP_CorporateBondsFairValueDisclosure_3_lbl" xml:lang="en-US">CorporateBondsFairValueDisclosure</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_EquitySecuritiesFairValueDisclosure" xlink:to="FBP_EquitySecuritiesFairValueDisclosure_3_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="FBP_EquitySecuritiesFairValueDisclosure_3_lbl" xml:lang="en-US">EquitySecuritiesFairValueDisclosure</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_CashAndCashEquivalentsFairValueDisclosure" xlink:to="us-gaap_CashAndCashEquivalentsFairValueDisclosure_2_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_CashAndCashEquivalentsFairValueDisclosure_2_lbl" xml:lang="en-US">Cash and Cash Equivalents, Fair Value Disclosure</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_DueFromBanks" xlink:to="us-gaap_DueFromBanks_2_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_DueFromBanks_2_lbl" xml:lang="en-US">Due from Banks</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_FedFundsSoldFairValueDisclosure" xlink:to="FBP_FedFundsSoldFairValueDisclosure_3_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="FBP_FedFundsSoldFairValueDisclosure_3_lbl" xml:lang="en-US">FedFundsSoldFairValueDisclosure</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FBP_PresoldMortgagesInProcessOfSettlementFairValueDisclosure" xlink:to="FBP_PresoldMortgagesInProcessOfSettlementFairValueDisclosure_3_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="FBP_PresoldMortgagesInProcessOfSettlementFairValueDisclosure_3_lbl" xml:lang="en-US">PresoldMortgagesInProcessOfSettlementFairValueDisclosure</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_LoansHeldForSaleFairValueDisclosure" xlink:to="us-gaap_LoansHeldForSaleFairValueDisclosure_2_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_LoansHeldForSaleFairValueDisclosure_2_lbl" xml:lang="en-US">Loans Held-for-sale, Fair Value Disclosure</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_DepositsFairValueDisclosure" xlink:to="us-gaap_DepositsFairValueDisclosure_2_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_DepositsFairValueDisclosure_2_lbl" xml:lang="en-US">Deposits, Fair Value Disclosure</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_DebtInstrumentFairValue" xlink:to="us-gaap_DebtInstrumentFairValue_2_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_DebtInstrumentFairValue_2_lbl" xml:lang="en-US">Debt Instrument, Fair Value Disclosure</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePrice" xlink:to="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePrice_3_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePrice_3_lbl" xml:lang="en-US">Share-based Compensation Arrangement by Share-based Payment Award, Options, Outstanding, Weighted Average Exercise Price</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisableWeightedAverageExercisePrice" xlink:to="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisableWeightedAverageExercisePrice_2_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisableWeightedAverageExercisePrice_2_lbl" xml:lang="en-US">Share-based Compensation Arrangement by Share-based Payment Award, Options, Exercisable, Weighted Average Exercise Price</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingNumber" xlink:to="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingNumber_3_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingNumber_3_lbl" xml:lang="en-US">Share-based Compensation Arrangement by Share-based Payment Award, Options, Outstanding, Number</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsGrantsInPeriodGross" xlink:to="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsGrantsInPeriodGross_2_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsGrantsInPeriodGross_2_lbl" xml:lang="en-US">Share-based Compensation Arrangement by Share-based Payment Award, Options, Grants in Period, Gross</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsForfeituresInPeriod" xlink:to="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsForfeituresInPeriod_2_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsForfeituresInPeriod_2_lbl" xml:lang="en-US">Share-based Compensation Arrangement by Share-based Payment Award, Options, Forfeitures in Period</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExpirationsInPeriod" xlink:to="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExpirationsInPeriod_2_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExpirationsInPeriod_2_lbl" xml:lang="en-US">Share-based Compensation Arrangement by Share-based Payment Award, Options, Expirations in Period</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisableNumber" xlink:to="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisableNumber_2_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisableNumber_2_lbl" xml:lang="en-US">Share-based Compensation Arrangement by Share-based Payment Award, Options, Exercisable, Number</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsExercisableIntrinsicValue1" xlink:to="us-gaap_SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsExercisableIntrinsicValue1_2_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsExercisableIntrinsicValue1_2_lbl" xml:lang="en-US">Share-based Compensation Arrangement by Share-based Payment Award, Options, Exercisable, Intrinsic Value</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingIntrinsicValue" xlink:to="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingIntrinsicValue_2_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingIntrinsicValue_2_lbl" xml:lang="en-US">Share-based Compensation Arrangement by Share-based Payment Award, Options, Outstanding, Intrinsic Value</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeNumberOfOutstandingOptions" xlink:to="us-gaap_ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeNumberOfOutstandingOptions_2_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeNumberOfOutstandingOptions_2_lbl" xml:lang="en-US">Share-based Compensation, Shares Authorized under Stock Option Plans, Exercise Price Range, Number of Outstanding Options</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_SharebasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeOutstandingOptionsWeightedAverageExercisePriceBeginningBalance1" xlink:to="us-gaap_SharebasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeOutstandingOptionsWeightedAverageExercisePriceBeginningBalance1_2_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_SharebasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeOutstandingOptionsWeightedAverageExercisePriceBeginningBalance1_2_lbl" xml:lang="en-US">Share-based Compensation, Shares Authorized under Stock Option Plans, Exercise Price Range, Outstanding Options, Weighted Average Exercise Price</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeNumberOfExercisableOptions" xlink:to="us-gaap_ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeNumberOfExercisableOptions_2_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeNumberOfExercisableOptions_2_lbl" xml:lang="en-US">Share-based Compensation, Shares Authorized under Stock Option Plans, Exercise Price Range, Number of Exercisable Options</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_SharebasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeExercisableOptionsWeightedAverageExercisePrice1" xlink:to="us-gaap_SharebasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeExercisableOptionsWeightedAverageExercisePrice1_2_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_SharebasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeExercisableOptionsWeightedAverageExercisePrice1_2_lbl" xml:lang="en-US">Share-based Compensation, Shares Authorized under Stock Option Plans, Exercise Price Range, Exercisable Options, Weighted Average Exercise Price</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedNumber" xlink:to="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedNumber_3_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedNumber_3_lbl" xml:lang="en-US">Share-based Compensation Arrangement by Share-based Payment Award, Equity Instruments Other than Options, Nonvested, Number</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedWeightedAverageGrantDateFairValue" xlink:to="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedWeightedAverageGrantDateFairValue_3_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedWeightedAverageGrantDateFairValue_3_lbl" xml:lang="en-US">Share-based Compensation Arrangement by Share-based Payment Award, Equity Instruments Other than Options, Nonvested, Weighted Average Grant Date Fair Value</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsVestedInPeriodWeightedAverageGrantDateFairValue" xlink:to="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsVestedInPeriodWeightedAverageGrantDateFairValue_2_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsVestedInPeriodWeightedAverageGrantDateFairValue_2_lbl" xml:lang="en-US">Share-based Compensation Arrangement by Share-based Payment Award, Equity Instruments Other than Options, Vested in Period, Weighted Average Grant Date Fair Value</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsForfeituresWeightedAverageGrantDateFairValue" xlink:to="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsForfeituresWeightedAverageGrantDateFairValue_2_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsForfeituresWeightedAverageGrantDateFairValue_2_lbl" xml:lang="en-US">Share-based Compensation Arrangement by Share-based Payment Award, Equity Instruments Other than Options, Forfeitures, Weighted Average Grant Date Fair Value</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_CapitalToRiskWeightedAssets" xlink:to="us-gaap_CapitalToRiskWeightedAssets_2_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_CapitalToRiskWeightedAssets_2_lbl" xml:lang="en-US">Capital to Risk Weighted Assets</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_TierOneRiskBasedCapitalToRiskWeightedAssets" xlink:to="us-gaap_TierOneRiskBasedCapitalToRiskWeightedAssets_2_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_TierOneRiskBasedCapitalToRiskWeightedAssets_2_lbl" xml:lang="en-US">Tier One Risk Based Capital to Risk Weighted Assets</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_TierOneLeverageCapitalToAverageAssets" xlink:to="us-gaap_TierOneLeverageCapitalToAverageAssets_2_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_TierOneLeverageCapitalToAverageAssets_2_lbl" xml:lang="en-US">Tier One Leverage Capital to Average Assets</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_CapitalRequiredForCapitalAdequacyToRiskWeightedAssets" xlink:to="us-gaap_CapitalRequiredForCapitalAdequacyToRiskWeightedAssets_2_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_CapitalRequiredForCapitalAdequacyToRiskWeightedAssets_2_lbl" xml:lang="en-US">Capital Required for Capital Adequacy to Risk Weighted Assets</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_TierOneRiskBasedCapitalRequiredForCapitalAdequacyToRiskWeightedAssets" xlink:to="us-gaap_TierOneRiskBasedCapitalRequiredForCapitalAdequacyToRiskWeightedAssets_2_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_TierOneRiskBasedCapitalRequiredForCapitalAdequacyToRiskWeightedAssets_2_lbl" xml:lang="en-US">Tier One Risk Based Capital Required for Capital Adequacy to Risk Weighted Assets</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_TierOneLeverageCapitalRequiredForCapitalAdequacyToAverageAssets" xlink:to="us-gaap_TierOneLeverageCapitalRequiredForCapitalAdequacyToAverageAssets_2_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_TierOneLeverageCapitalRequiredForCapitalAdequacyToAverageAssets_2_lbl" xml:lang="en-US">Tier One Leverage Capital Required for Capital Adequacy to Average Assets</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_CapitalRequiredToBeWellCapitalizedToRiskWeightedAssets" xlink:to="us-gaap_CapitalRequiredToBeWellCapitalizedToRiskWeightedAssets_2_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_CapitalRequiredToBeWellCapitalizedToRiskWeightedAssets_2_lbl" xml:lang="en-US">Capital Required to be Well Capitalized to Risk Weighted Assets</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_TierOneRiskBasedCapitalRequiredToBeWellCapitalizedToRiskWeightedAssets" xlink:to="us-gaap_TierOneRiskBasedCapitalRequiredToBeWellCapitalizedToRiskWeightedAssets_2_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_TierOneRiskBasedCapitalRequiredToBeWellCapitalizedToRiskWeightedAssets_2_lbl" xml:lang="en-US">Tier One Risk Based Capital Required to be Well Capitalized to Risk Weighted Assets</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_TierOneLeverageCapitalRequiredToBeWellCapitalizedToAverageAssets" xlink:to="us-gaap_TierOneLeverageCapitalRequiredToBeWellCapitalizedToAverageAssets_2_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_TierOneLeverageCapitalRequiredToBeWellCapitalizedToAverageAssets_2_lbl" xml:lang="en-US">Tier One Leverage Capital Required to be Well Capitalized to Average Assets</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_IncomeLossFromEquityMethodInvestments" xlink:to="us-gaap_IncomeLossFromEquityMethodInvestments_2_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_IncomeLossFromEquityMethodInvestments_2_lbl" xml:lang="en-US">Income (Loss) from Equity Method Investments</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_PaymentsToAcquireAdditionalInterestInSubsidiaries" xlink:to="us-gaap_PaymentsToAcquireAdditionalInterestInSubsidiaries_2_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_PaymentsToAcquireAdditionalInterestInSubsidiaries_2_lbl" xml:lang="en-US">Payments to Acquire Additional Interest in Subsidiaries</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_PaymentsOfOrdinaryDividends" xlink:to="us-gaap_PaymentsOfOrdinaryDividends_2_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_PaymentsOfOrdinaryDividends_2_lbl" xml:lang="en-US">Payments of Ordinary Dividends</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_PaymentsForRepurchaseOfPreferredStockAndPreferenceStock" xlink:to="us-gaap_PaymentsForRepurchaseOfPreferredStockAndPreferenceStock_2_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_PaymentsForRepurchaseOfPreferredStockAndPreferenceStock_2_lbl" xml:lang="en-US">Payments for Repurchase of Preferred Stock and Preference Stock</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_FairValueAssumptionsExpectedDividendRate" xlink:to="us-gaap_FairValueAssumptionsExpectedDividendRate_2_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_FairValueAssumptionsExpectedDividendRate_2_lbl" xml:lang="en-US">Fair Value Assumptions, Expected Dividend Rate</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_FairValueAssumptionsRiskFreeInterestRate" xlink:to="us-gaap_FairValueAssumptionsRiskFreeInterestRate_2_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_FairValueAssumptionsRiskFreeInterestRate_2_lbl" xml:lang="en-US">Fair Value Assumptions, Risk Free Interest Rate</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_FairValueAssumptionsExpectedTerm" xlink:to="us-gaap_FairValueAssumptionsExpectedTerm_2_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_FairValueAssumptionsExpectedTerm_2_lbl" xml:lang="en-US">Fair Value Assumptions, Expected Term</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_FairValueAssumptionsExpectedVolatilityRate" xlink:to="us-gaap_FairValueAssumptionsExpectedVolatilityRate_2_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_FairValueAssumptionsExpectedVolatilityRate_2_lbl" xml:lang="en-US">Fair Value Assumptions, Expected Volatility Rate</link:label>
    </link:labelLink>
</link:linkbase>
</XBRL>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>EX-101.PRE
<SEQUENCE>14
<FILENAME>fbp-20121231_pre.xml
<DESCRIPTION>XBRL PRESENTATION FILE
<TEXT>
<XBRL>
<?xml version="1.0" encoding="US-ASCII" standalone="no"?>
    <!-- Field: Doc-Info; Name: Generator; Value: GoFiler Complete; Version: 3.4c -->
    <!-- Field: Doc-Info; Name: VendorURI; Value: http://www.novaworks.co -->
    <!-- Field: Doc-Info; Name: Source; Value: FBP_12312012 (3).xfr; Date: 2013/03/15T19:58:12 -->
    <!-- Field: Doc-Info; Name: Status; Value: 0x80030001 -->
<link:linkbase xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance" xmlns:xlink="http://www.w3.org/1999/xlink" xmlns:link="http://www.xbrl.org/2003/linkbase" xmlns:xbrli="http://www.xbrl.org/2003/instance" xsi:schemaLocation="http://www.xbrl.org/2003/linkbase http://www.xbrl.org/2003/xbrl-linkbase-2003-12-31.xsd">
    <link:roleRef roleURI="http://firstbancorp.com/role/DocumentAndEntityInformation" xlink:href="fbp-20121231.xsd#DocumentAndEntityInformation" xlink:type="simple" />
    <link:roleRef roleURI="http://firstbancorp.com/role/BalanceSheets" xlink:href="fbp-20121231.xsd#BalanceSheets" xlink:type="simple" />
    <link:roleRef roleURI="http://firstbancorp.com/role/BalanceSheetsParenthetical" xlink:href="fbp-20121231.xsd#BalanceSheetsParenthetical" xlink:type="simple" />
    <link:roleRef roleURI="http://firstbancorp.com/role/StatementsOfIncome" xlink:href="fbp-20121231.xsd#StatementsOfIncome" xlink:type="simple" />
    <link:roleRef roleURI="http://firstbancorp.com/role/StatementsOfComprehensiveIncome" xlink:href="fbp-20121231.xsd#StatementsOfComprehensiveIncome" xlink:type="simple" />
    <link:roleRef roleURI="http://firstbancorp.com/role/StatementsOfShareholdersEquity" xlink:href="fbp-20121231.xsd#StatementsOfShareholdersEquity" xlink:type="simple" />
    <link:roleRef roleURI="http://firstbancorp.com/role/StatementsOfCashFlows" xlink:href="fbp-20121231.xsd#StatementsOfCashFlows" xlink:type="simple" />
    <link:roleRef roleURI="http://firstbancorp.com/role/SummaryOfSignificantAccountingPolicies" xlink:href="fbp-20121231.xsd#SummaryOfSignificantAccountingPolicies" xlink:type="simple" />
    <link:roleRef roleURI="http://firstbancorp.com/role/Acquisitions-CompletedAndPending" xlink:href="fbp-20121231.xsd#Acquisitions-CompletedAndPending" xlink:type="simple" />
    <link:roleRef roleURI="http://firstbancorp.com/role/Securities" xlink:href="fbp-20121231.xsd#Securities" xlink:type="simple" />
    <link:roleRef roleURI="http://firstbancorp.com/role/LoansAndAssetQualityInformation" xlink:href="fbp-20121231.xsd#LoansAndAssetQualityInformation" xlink:type="simple" />
    <link:roleRef roleURI="http://firstbancorp.com/role/PremisesAndEquipment" xlink:href="fbp-20121231.xsd#PremisesAndEquipment" xlink:type="simple" />
    <link:roleRef roleURI="http://firstbancorp.com/role/FdicIndemnificationAsset" xlink:href="fbp-20121231.xsd#FdicIndemnificationAsset" xlink:type="simple" />
    <link:roleRef roleURI="http://firstbancorp.com/role/GoodwillAndOtherIntangibleAssets" xlink:href="fbp-20121231.xsd#GoodwillAndOtherIntangibleAssets" xlink:type="simple" />
    <link:roleRef roleURI="http://firstbancorp.com/role/IncomeTaxes" xlink:href="fbp-20121231.xsd#IncomeTaxes" xlink:type="simple" />
    <link:roleRef roleURI="http://firstbancorp.com/role/TimeDepositsSecuritiesSoldUnderAgreementsToRepurchaseAndRelatedPartyDeposits" xlink:href="fbp-20121231.xsd#TimeDepositsSecuritiesSoldUnderAgreementsToRepurchaseAndRelatedPartyDeposits" xlink:type="simple" />
    <link:roleRef roleURI="http://firstbancorp.com/role/BorrowingsAndBorrowingsAvailability" xlink:href="fbp-20121231.xsd#BorrowingsAndBorrowingsAvailability" xlink:type="simple" />
    <link:roleRef roleURI="http://firstbancorp.com/role/Leases" xlink:href="fbp-20121231.xsd#Leases" xlink:type="simple" />
    <link:roleRef roleURI="http://firstbancorp.com/role/EmployeeBenefitPlans" xlink:href="fbp-20121231.xsd#EmployeeBenefitPlans" xlink:type="simple" />
    <link:roleRef roleURI="http://firstbancorp.com/role/CommitmentsContingenciesAndConcentrationsOfCreditRisk" xlink:href="fbp-20121231.xsd#CommitmentsContingenciesAndConcentrationsOfCreditRisk" xlink:type="simple" />
    <link:roleRef roleURI="http://firstbancorp.com/role/FairValue" xlink:href="fbp-20121231.xsd#FairValue" xlink:type="simple" />
    <link:roleRef roleURI="http://firstbancorp.com/role/Equity-BasedCompensationPlans" xlink:href="fbp-20121231.xsd#Equity-BasedCompensationPlans" xlink:type="simple" />
    <link:roleRef roleURI="http://firstbancorp.com/role/RegulatoryRestrictions" xlink:href="fbp-20121231.xsd#RegulatoryRestrictions" xlink:type="simple" />
    <link:roleRef roleURI="http://firstbancorp.com/role/SupplementaryIncomeStatementInformation" xlink:href="fbp-20121231.xsd#SupplementaryIncomeStatementInformation" xlink:type="simple" />
    <link:roleRef roleURI="http://firstbancorp.com/role/ParentCompanyInformation" xlink:href="fbp-20121231.xsd#ParentCompanyInformation" xlink:type="simple" />
    <link:roleRef roleURI="http://firstbancorp.com/role/ShareholdersEquityTransactions" xlink:href="fbp-20121231.xsd#ShareholdersEquityTransactions" xlink:type="simple" />
    <link:roleRef roleURI="http://firstbancorp.com/role/SubsequentEvent" xlink:href="fbp-20121231.xsd#SubsequentEvent" xlink:type="simple" />
    <link:roleRef roleURI="http://firstbancorp.com/role/SummaryOfSignificantAccountingPoliciesPolicies" xlink:href="fbp-20121231.xsd#SummaryOfSignificantAccountingPoliciesPolicies" xlink:type="simple" />
    <link:roleRef roleURI="http://firstbancorp.com/role/SummaryOfSignificantAccountingPoliciesTables" xlink:href="fbp-20121231.xsd#SummaryOfSignificantAccountingPoliciesTables" xlink:type="simple" />
    <link:roleRef roleURI="http://firstbancorp.com/role/Acquisitions-CompletedAndPendingTables" xlink:href="fbp-20121231.xsd#Acquisitions-CompletedAndPendingTables" xlink:type="simple" />
    <link:roleRef roleURI="http://firstbancorp.com/role/SecuritiesTables" xlink:href="fbp-20121231.xsd#SecuritiesTables" xlink:type="simple" />
    <link:roleRef roleURI="http://firstbancorp.com/role/LoansAndAssetQualityInformationTables" xlink:href="fbp-20121231.xsd#LoansAndAssetQualityInformationTables" xlink:type="simple" />
    <link:roleRef roleURI="http://firstbancorp.com/role/PremisesAndEquipmentTables" xlink:href="fbp-20121231.xsd#PremisesAndEquipmentTables" xlink:type="simple" />
    <link:roleRef roleURI="http://firstbancorp.com/role/FdicIndemnificationAssetTables" xlink:href="fbp-20121231.xsd#FdicIndemnificationAssetTables" xlink:type="simple" />
    <link:roleRef roleURI="http://firstbancorp.com/role/GoodwillAndOtherIntangibleAssetsTables" xlink:href="fbp-20121231.xsd#GoodwillAndOtherIntangibleAssetsTables" xlink:type="simple" />
    <link:roleRef roleURI="http://firstbancorp.com/role/IncomeTaxesTables" xlink:href="fbp-20121231.xsd#IncomeTaxesTables" xlink:type="simple" />
    <link:roleRef roleURI="http://firstbancorp.com/role/TimeDepositsSecuritiesSoldUnderAgreementsToRepurchaseAndRelatedPartyDepositsTables" xlink:href="fbp-20121231.xsd#TimeDepositsSecuritiesSoldUnderAgreementsToRepurchaseAndRelatedPartyDepositsTables" xlink:type="simple" />
    <link:roleRef roleURI="http://firstbancorp.com/role/BorrowingsAndBorrowingsAvailabilityTables" xlink:href="fbp-20121231.xsd#BorrowingsAndBorrowingsAvailabilityTables" xlink:type="simple" />
    <link:roleRef roleURI="http://firstbancorp.com/role/LeasesTables" xlink:href="fbp-20121231.xsd#LeasesTables" xlink:type="simple" />
    <link:roleRef roleURI="http://firstbancorp.com/role/EmployeeBenefitPlansTables" xlink:href="fbp-20121231.xsd#EmployeeBenefitPlansTables" xlink:type="simple" />
    <link:roleRef roleURI="http://firstbancorp.com/role/CommitmentsContingenciesAndConcentrationsOfCreditRiskTables" xlink:href="fbp-20121231.xsd#CommitmentsContingenciesAndConcentrationsOfCreditRiskTables" xlink:type="simple" />
    <link:roleRef roleURI="http://firstbancorp.com/role/FairValueTables" xlink:href="fbp-20121231.xsd#FairValueTables" xlink:type="simple" />
    <link:roleRef roleURI="http://firstbancorp.com/role/Equity-BasedCompensationPlansTables" xlink:href="fbp-20121231.xsd#Equity-BasedCompensationPlansTables" xlink:type="simple" />
    <link:roleRef roleURI="http://firstbancorp.com/role/RegulatoryRestrictionsTables" xlink:href="fbp-20121231.xsd#RegulatoryRestrictionsTables" xlink:type="simple" />
    <link:roleRef roleURI="http://firstbancorp.com/role/SupplementaryIncomeStatementInformationTables" xlink:href="fbp-20121231.xsd#SupplementaryIncomeStatementInformationTables" xlink:type="simple" />
    <link:roleRef roleURI="http://firstbancorp.com/role/ParentCompanyInformationTables" xlink:href="fbp-20121231.xsd#ParentCompanyInformationTables" xlink:type="simple" />
    <link:roleRef roleURI="http://firstbancorp.com/role/ShareholdersEquityTransactionsTables" xlink:href="fbp-20121231.xsd#ShareholdersEquityTransactionsTables" xlink:type="simple" />
    <link:roleRef roleURI="http://firstbancorp.com/role/SummaryOfSignificantAccountingPoliciesDetailsNarrative" xlink:href="fbp-20121231.xsd#SummaryOfSignificantAccountingPoliciesDetailsNarrative" xlink:type="simple" />
    <link:roleRef roleURI="http://firstbancorp.com/role/SummaryOfSignificantAccountingPoliciesDetails" xlink:href="fbp-20121231.xsd#SummaryOfSignificantAccountingPoliciesDetails" xlink:type="simple" />
    <link:roleRef roleURI="http://firstbancorp.com/role/SummaryOfSignificantAccountingPoliciesDetails1" xlink:href="fbp-20121231.xsd#SummaryOfSignificantAccountingPoliciesDetails1" xlink:type="simple" />
    <link:roleRef roleURI="http://firstbancorp.com/role/Acquisitions-CompletedAndPendingDetailsNarrative" xlink:href="fbp-20121231.xsd#Acquisitions-CompletedAndPendingDetailsNarrative" xlink:type="simple" />
    <link:roleRef roleURI="http://firstbancorp.com/role/Acquisitions-CompletedAndPendingDetails" xlink:href="fbp-20121231.xsd#Acquisitions-CompletedAndPendingDetails" xlink:type="simple" />
    <link:roleRef roleURI="http://firstbancorp.com/role/SecuritiesDetailsNarrative" xlink:href="fbp-20121231.xsd#SecuritiesDetailsNarrative" xlink:type="simple" />
    <link:roleRef roleURI="http://firstbancorp.com/role/SecuritiesDetails" xlink:href="fbp-20121231.xsd#SecuritiesDetails" xlink:type="simple" />
    <link:roleRef roleURI="http://firstbancorp.com/role/SecuritiesDetails1" xlink:href="fbp-20121231.xsd#SecuritiesDetails1" xlink:type="simple" />
    <link:roleRef roleURI="http://firstbancorp.com/role/SecuritiesDetails2" xlink:href="fbp-20121231.xsd#SecuritiesDetails2" xlink:type="simple" />
    <link:roleRef roleURI="http://firstbancorp.com/role/SecuritiesDetails3" xlink:href="fbp-20121231.xsd#SecuritiesDetails3" xlink:type="simple" />
    <link:roleRef roleURI="http://firstbancorp.com/role/LoansAndAssetQualityInformationDetailsNarrative" xlink:href="fbp-20121231.xsd#LoansAndAssetQualityInformationDetailsNarrative" xlink:type="simple" />
    <link:roleRef roleURI="http://firstbancorp.com/role/LoansAndAssetQualityInformationDetails" xlink:href="fbp-20121231.xsd#LoansAndAssetQualityInformationDetails" xlink:type="simple" />
    <link:roleRef roleURI="http://firstbancorp.com/role/LoansAndAssetQualityInformationDetails1" xlink:href="fbp-20121231.xsd#LoansAndAssetQualityInformationDetails1" xlink:type="simple" />
    <link:roleRef roleURI="http://firstbancorp.com/role/LoansAndAssetQualityInformationDetails2" xlink:href="fbp-20121231.xsd#LoansAndAssetQualityInformationDetails2" xlink:type="simple" />
    <link:roleRef roleURI="http://firstbancorp.com/role/LoansAndAssetQualityInformationDetails3" xlink:href="fbp-20121231.xsd#LoansAndAssetQualityInformationDetails3" xlink:type="simple" />
    <link:roleRef roleURI="http://firstbancorp.com/role/LoansAndAssetQualityInformationDetails4" xlink:href="fbp-20121231.xsd#LoansAndAssetQualityInformationDetails4" xlink:type="simple" />
    <link:roleRef roleURI="http://firstbancorp.com/role/LoansAndAssetQualityInformationDetails5" xlink:href="fbp-20121231.xsd#LoansAndAssetQualityInformationDetails5" xlink:type="simple" />
    <link:roleRef roleURI="http://firstbancorp.com/role/LoansAndAssetQualityInformationDetails6" xlink:href="fbp-20121231.xsd#LoansAndAssetQualityInformationDetails6" xlink:type="simple" />
    <link:roleRef roleURI="http://firstbancorp.com/role/LoansAndAssetQualityInformationDetails7" xlink:href="fbp-20121231.xsd#LoansAndAssetQualityInformationDetails7" xlink:type="simple" />
    <link:roleRef roleURI="http://firstbancorp.com/role/LoansAndAssetQualityInformationDetails8" xlink:href="fbp-20121231.xsd#LoansAndAssetQualityInformationDetails8" xlink:type="simple" />
    <link:roleRef roleURI="http://firstbancorp.com/role/LoansAndAssetQualityInformationDetails9" xlink:href="fbp-20121231.xsd#LoansAndAssetQualityInformationDetails9" xlink:type="simple" />
    <link:roleRef roleURI="http://firstbancorp.com/role/LoansAndAssetQualityInformationDetails10" xlink:href="fbp-20121231.xsd#LoansAndAssetQualityInformationDetails10" xlink:type="simple" />
    <link:roleRef roleURI="http://firstbancorp.com/role/LoansAndAssetQualityInformationDetails11" xlink:href="fbp-20121231.xsd#LoansAndAssetQualityInformationDetails11" xlink:type="simple" />
    <link:roleRef roleURI="http://firstbancorp.com/role/LoansAndAssetQualityInformationDetails12" xlink:href="fbp-20121231.xsd#LoansAndAssetQualityInformationDetails12" xlink:type="simple" />
    <link:roleRef roleURI="http://firstbancorp.com/role/LoansAndAssetQualityInformationDetails13" xlink:href="fbp-20121231.xsd#LoansAndAssetQualityInformationDetails13" xlink:type="simple" />
    <link:roleRef roleURI="http://firstbancorp.com/role/PremisesAndEquipmentDetails" xlink:href="fbp-20121231.xsd#PremisesAndEquipmentDetails" xlink:type="simple" />
    <link:roleRef roleURI="http://firstbancorp.com/role/FdicIndemnificationAssetDetails" xlink:href="fbp-20121231.xsd#FdicIndemnificationAssetDetails" xlink:type="simple" />
    <link:roleRef roleURI="http://firstbancorp.com/role/FdicIndemnificationAssetDetails1" xlink:href="fbp-20121231.xsd#FdicIndemnificationAssetDetails1" xlink:type="simple" />
    <link:roleRef roleURI="http://firstbancorp.com/role/GoodwillAndOtherIntangibleAssetsDetailsNarrative" xlink:href="fbp-20121231.xsd#GoodwillAndOtherIntangibleAssetsDetailsNarrative" xlink:type="simple" />
    <link:roleRef roleURI="http://firstbancorp.com/role/GoodwillAndOtherIntangibleAssetsDetails" xlink:href="fbp-20121231.xsd#GoodwillAndOtherIntangibleAssetsDetails" xlink:type="simple" />
    <link:roleRef roleURI="http://firstbancorp.com/role/GoodwillAndOtherIntangibleAssetsDetails1" xlink:href="fbp-20121231.xsd#GoodwillAndOtherIntangibleAssetsDetails1" xlink:type="simple" />
    <link:roleRef roleURI="http://firstbancorp.com/role/IncomeTaxesDetailsNarrative" xlink:href="fbp-20121231.xsd#IncomeTaxesDetailsNarrative" xlink:type="simple" />
    <link:roleRef roleURI="http://firstbancorp.com/role/IncomeTaxesDetails" xlink:href="fbp-20121231.xsd#IncomeTaxesDetails" xlink:type="simple" />
    <link:roleRef roleURI="http://firstbancorp.com/role/IncomeTaxesDetails1" xlink:href="fbp-20121231.xsd#IncomeTaxesDetails1" xlink:type="simple" />
    <link:roleRef roleURI="http://firstbancorp.com/role/IncomeTaxesDetails2" xlink:href="fbp-20121231.xsd#IncomeTaxesDetails2" xlink:type="simple" />
    <link:roleRef roleURI="http://firstbancorp.com/role/IncomeTaxesDetails3" xlink:href="fbp-20121231.xsd#IncomeTaxesDetails3" xlink:type="simple" />
    <link:roleRef roleURI="http://firstbancorp.com/role/TimeDepositsSecuritiesSoldUnderAgreementsToRepurchaseAndRelatedPartyDepositsDetailsNarrative" xlink:href="fbp-20121231.xsd#TimeDepositsSecuritiesSoldUnderAgreementsToRepurchaseAndRelatedPartyDepositsDetailsNarrative" xlink:type="simple" />
    <link:roleRef roleURI="http://firstbancorp.com/role/TimeDepositsSecuritiesSoldUnderAgreementsToRepurchaseAndRelatedPartyDepositsDetails" xlink:href="fbp-20121231.xsd#TimeDepositsSecuritiesSoldUnderAgreementsToRepurchaseAndRelatedPartyDepositsDetails" xlink:type="simple" />
    <link:roleRef roleURI="http://firstbancorp.com/role/TimeDepositsSecuritiesSoldUnderAgreementsToRepurchaseAndRelatedPartyDepositsDetails1" xlink:href="fbp-20121231.xsd#TimeDepositsSecuritiesSoldUnderAgreementsToRepurchaseAndRelatedPartyDepositsDetails1" xlink:type="simple" />
    <link:roleRef roleURI="http://firstbancorp.com/role/BorrowingsAndBorrowingsAvailabilityDetailsNarrative" xlink:href="fbp-20121231.xsd#BorrowingsAndBorrowingsAvailabilityDetailsNarrative" xlink:type="simple" />
    <link:roleRef roleURI="http://firstbancorp.com/role/BorrowingsAndBorrowingsAvailabilityDetails" xlink:href="fbp-20121231.xsd#BorrowingsAndBorrowingsAvailabilityDetails" xlink:type="simple" />
    <link:roleRef roleURI="http://firstbancorp.com/role/LeasesDetailsNarrative" xlink:href="fbp-20121231.xsd#LeasesDetailsNarrative" xlink:type="simple" />
    <link:roleRef roleURI="http://firstbancorp.com/role/LeasesDetails" xlink:href="fbp-20121231.xsd#LeasesDetails" xlink:type="simple" />
    <link:roleRef roleURI="http://firstbancorp.com/role/EmployeeBenefitPlansDetailsNarrative" xlink:href="fbp-20121231.xsd#EmployeeBenefitPlansDetailsNarrative" xlink:type="simple" />
    <link:roleRef roleURI="http://firstbancorp.com/role/EmployeeBenefitPlansDetails" xlink:href="fbp-20121231.xsd#EmployeeBenefitPlansDetails" xlink:type="simple" />
    <link:roleRef roleURI="http://firstbancorp.com/role/EmployeeBenefitPlansDetails1" xlink:href="fbp-20121231.xsd#EmployeeBenefitPlansDetails1" xlink:type="simple" />
    <link:roleRef roleURI="http://firstbancorp.com/role/EmployeeBenefitPlansDetails2" xlink:href="fbp-20121231.xsd#EmployeeBenefitPlansDetails2" xlink:type="simple" />
    <link:roleRef roleURI="http://firstbancorp.com/role/EmployeeBenefitPlansDetails3" xlink:href="fbp-20121231.xsd#EmployeeBenefitPlansDetails3" xlink:type="simple" />
    <link:roleRef roleURI="http://firstbancorp.com/role/EmployeeBenefitPlansDetails4" xlink:href="fbp-20121231.xsd#EmployeeBenefitPlansDetails4" xlink:type="simple" />
    <link:roleRef roleURI="http://firstbancorp.com/role/EmployeeBenefitPlansDetails5" xlink:href="fbp-20121231.xsd#EmployeeBenefitPlansDetails5" xlink:type="simple" />
    <link:roleRef roleURI="http://firstbancorp.com/role/EmployeeBenefitPlansDetails6" xlink:href="fbp-20121231.xsd#EmployeeBenefitPlansDetails6" xlink:type="simple" />
    <link:roleRef roleURI="http://firstbancorp.com/role/EmployeeBenefitPlansDetails7" xlink:href="fbp-20121231.xsd#EmployeeBenefitPlansDetails7" xlink:type="simple" />
    <link:roleRef roleURI="http://firstbancorp.com/role/EmployeeBenefitPlansDetails8" xlink:href="fbp-20121231.xsd#EmployeeBenefitPlansDetails8" xlink:type="simple" />
    <link:roleRef roleURI="http://firstbancorp.com/role/EmployeeBenefitPlansDetails9" xlink:href="fbp-20121231.xsd#EmployeeBenefitPlansDetails9" xlink:type="simple" />
    <link:roleRef roleURI="http://firstbancorp.com/role/EmployeeBenefitPlansDetails10" xlink:href="fbp-20121231.xsd#EmployeeBenefitPlansDetails10" xlink:type="simple" />
    <link:roleRef roleURI="http://firstbancorp.com/role/EmployeeBenefitPlansDetails11" xlink:href="fbp-20121231.xsd#EmployeeBenefitPlansDetails11" xlink:type="simple" />
    <link:roleRef roleURI="http://firstbancorp.com/role/EmployeeBenefitPlansDetails12" xlink:href="fbp-20121231.xsd#EmployeeBenefitPlansDetails12" xlink:type="simple" />
    <link:roleRef roleURI="http://firstbancorp.com/role/EmployeeBenefitPlansDetails13" xlink:href="fbp-20121231.xsd#EmployeeBenefitPlansDetails13" xlink:type="simple" />
    <link:roleRef roleURI="http://firstbancorp.com/role/EmployeeBenefitPlansDetails14" xlink:href="fbp-20121231.xsd#EmployeeBenefitPlansDetails14" xlink:type="simple" />
    <link:roleRef roleURI="http://firstbancorp.com/role/EmployeeBenefitPlansDetails15" xlink:href="fbp-20121231.xsd#EmployeeBenefitPlansDetails15" xlink:type="simple" />
    <link:roleRef roleURI="http://firstbancorp.com/role/EmployeeBenefitPlansDetails16" xlink:href="fbp-20121231.xsd#EmployeeBenefitPlansDetails16" xlink:type="simple" />
    <link:roleRef roleURI="http://firstbancorp.com/role/EmployeeBenefitPlansDetails17" xlink:href="fbp-20121231.xsd#EmployeeBenefitPlansDetails17" xlink:type="simple" />
    <link:roleRef roleURI="http://firstbancorp.com/role/CommitmentsContingenciesAndConcentrationsOfCreditRiskDetailsNarrative" xlink:href="fbp-20121231.xsd#CommitmentsContingenciesAndConcentrationsOfCreditRiskDetailsNarrative" xlink:type="simple" />
    <link:roleRef roleURI="http://firstbancorp.com/role/CommitmentsContingenciesAndConcentrationsOfCreditRiskDetails" xlink:href="fbp-20121231.xsd#CommitmentsContingenciesAndConcentrationsOfCreditRiskDetails" xlink:type="simple" />
    <link:roleRef roleURI="http://firstbancorp.com/role/CommitmentsContingenciesAndConcentrationsOfCreditRiskDetails1" xlink:href="fbp-20121231.xsd#CommitmentsContingenciesAndConcentrationsOfCreditRiskDetails1" xlink:type="simple" />
    <link:roleRef roleURI="http://firstbancorp.com/role/FairValueDetailsNarrative" xlink:href="fbp-20121231.xsd#FairValueDetailsNarrative" xlink:type="simple" />
    <link:roleRef roleURI="http://firstbancorp.com/role/FairValueDetails" xlink:href="fbp-20121231.xsd#FairValueDetails" xlink:type="simple" />
    <link:roleRef roleURI="http://firstbancorp.com/role/FairValueDetails1" xlink:href="fbp-20121231.xsd#FairValueDetails1" xlink:type="simple" />
    <link:roleRef roleURI="http://firstbancorp.com/role/FairValueDetails2" xlink:href="fbp-20121231.xsd#FairValueDetails2" xlink:type="simple" />
    <link:roleRef roleURI="http://firstbancorp.com/role/Equity-BasedCompensationPlansDetailsNarrative" xlink:href="fbp-20121231.xsd#Equity-BasedCompensationPlansDetailsNarrative" xlink:type="simple" />
    <link:roleRef roleURI="http://firstbancorp.com/role/Equity-BasedCompensationPlansDetails" xlink:href="fbp-20121231.xsd#Equity-BasedCompensationPlansDetails" xlink:type="simple" />
    <link:roleRef roleURI="http://firstbancorp.com/role/Equity-BasedCompensationPlansDetails1" xlink:href="fbp-20121231.xsd#Equity-BasedCompensationPlansDetails1" xlink:type="simple" />
    <link:roleRef roleURI="http://firstbancorp.com/role/Equity-BasedCompensationPlansDetails2" xlink:href="fbp-20121231.xsd#Equity-BasedCompensationPlansDetails2" xlink:type="simple" />
    <link:roleRef roleURI="http://firstbancorp.com/role/Equity-BasedCompensationPlansDetails3" xlink:href="fbp-20121231.xsd#Equity-BasedCompensationPlansDetails3" xlink:type="simple" />
    <link:roleRef roleURI="http://firstbancorp.com/role/RegulatoryRestrictionsDetailsNarrative" xlink:href="fbp-20121231.xsd#RegulatoryRestrictionsDetailsNarrative" xlink:type="simple" />
    <link:roleRef roleURI="http://firstbancorp.com/role/RegulatoryRestrictionsDetails" xlink:href="fbp-20121231.xsd#RegulatoryRestrictionsDetails" xlink:type="simple" />
    <link:roleRef roleURI="http://firstbancorp.com/role/SupplementaryIncomeStatementInformationDetails" xlink:href="fbp-20121231.xsd#SupplementaryIncomeStatementInformationDetails" xlink:type="simple" />
    <link:roleRef roleURI="http://firstbancorp.com/role/ParentCompanyInformationDetails" xlink:href="fbp-20121231.xsd#ParentCompanyInformationDetails" xlink:type="simple" />
    <link:roleRef roleURI="http://firstbancorp.com/role/ParentCompanyInformationDetails1" xlink:href="fbp-20121231.xsd#ParentCompanyInformationDetails1" xlink:type="simple" />
    <link:roleRef roleURI="http://firstbancorp.com/role/ParentCompanyInformationDetails2" xlink:href="fbp-20121231.xsd#ParentCompanyInformationDetails2" xlink:type="simple" />
    <link:roleRef roleURI="http://firstbancorp.com/role/ShareholdersEquityTransactionsDetailsNarrative" xlink:href="fbp-20121231.xsd#ShareholdersEquityTransactionsDetailsNarrative" xlink:type="simple" />
    <link:roleRef roleURI="http://firstbancorp.com/role/ShareholdersEquityTransactionsDetails" xlink:href="fbp-20121231.xsd#ShareholdersEquityTransactionsDetails" xlink:type="simple" />
    <link:roleRef roleURI="http://firstbancorp.com/role/SubsequentEventDetailsNarrative" xlink:href="fbp-20121231.xsd#SubsequentEventDetailsNarrative" xlink:type="simple" />
    <link:presentationLink xlink:type="extended" xlink:role="http://firstbancorp.com/role/DocumentAndEntityInformation" xlink:title="0001 - Document - Document and Entity Information">
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_DocumentAndEntityInformationAbstract" xlink:label="loc_FBPDocumentAndEntityInformationAbstract" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.sec.gov/dei/2012/dei-2012-01-31.xsd#dei_EntityRegistrantName" xlink:label="loc_FBPEntityRegistrantName" />
      <link:presentationArc order="0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPDocumentAndEntityInformationAbstract" xlink:to="loc_FBPEntityRegistrantName" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.sec.gov/dei/2012/dei-2012-01-31.xsd#dei_EntityCentralIndexKey" xlink:label="loc_FBPEntityCentralIndexKey" />
      <link:presentationArc order="10" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPDocumentAndEntityInformationAbstract" xlink:to="loc_FBPEntityCentralIndexKey" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.sec.gov/dei/2012/dei-2012-01-31.xsd#dei_DocumentType" xlink:label="loc_FBPDocumentType" />
      <link:presentationArc order="20" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPDocumentAndEntityInformationAbstract" xlink:to="loc_FBPDocumentType" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.sec.gov/dei/2012/dei-2012-01-31.xsd#dei_DocumentPeriodEndDate" xlink:label="loc_FBPDocumentPeriodEndDate" />
      <link:presentationArc order="30" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPDocumentAndEntityInformationAbstract" xlink:to="loc_FBPDocumentPeriodEndDate" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.sec.gov/dei/2012/dei-2012-01-31.xsd#dei_AmendmentFlag" xlink:label="loc_FBPAmendmentFlag" />
      <link:presentationArc order="40" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPDocumentAndEntityInformationAbstract" xlink:to="loc_FBPAmendmentFlag" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.sec.gov/dei/2012/dei-2012-01-31.xsd#dei_CurrentFiscalYearEndDate" xlink:label="loc_FBPCurrentFiscalYearEndDate" />
      <link:presentationArc order="50" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPDocumentAndEntityInformationAbstract" xlink:to="loc_FBPCurrentFiscalYearEndDate" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.sec.gov/dei/2012/dei-2012-01-31.xsd#dei_EntityWellKnownSeasonedIssuer" xlink:label="loc_FBPEntityWellKnownSeasonedIssuer" />
      <link:presentationArc order="60" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPDocumentAndEntityInformationAbstract" xlink:to="loc_FBPEntityWellKnownSeasonedIssuer" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.sec.gov/dei/2012/dei-2012-01-31.xsd#dei_EntityVoluntaryFilers" xlink:label="loc_FBPEntityVoluntaryFilers" />
      <link:presentationArc order="70" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPDocumentAndEntityInformationAbstract" xlink:to="loc_FBPEntityVoluntaryFilers" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.sec.gov/dei/2012/dei-2012-01-31.xsd#dei_EntityCurrentReportingStatus" xlink:label="loc_FBPEntityCurrentReportingStatus" />
      <link:presentationArc order="80" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPDocumentAndEntityInformationAbstract" xlink:to="loc_FBPEntityCurrentReportingStatus" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.sec.gov/dei/2012/dei-2012-01-31.xsd#dei_EntityFilerCategory" xlink:label="loc_FBPEntityFilerCategory" />
      <link:presentationArc order="90" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPDocumentAndEntityInformationAbstract" xlink:to="loc_FBPEntityFilerCategory" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.sec.gov/dei/2012/dei-2012-01-31.xsd#dei_EntityPublicFloat" xlink:label="loc_FBPEntityPublicFloat" />
      <link:presentationArc order="100" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPDocumentAndEntityInformationAbstract" xlink:to="loc_FBPEntityPublicFloat" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.sec.gov/dei/2012/dei-2012-01-31.xsd#dei_EntityCommonStockSharesOutstanding" xlink:label="loc_FBPEntityCommonStockSharesOutstanding" />
      <link:presentationArc order="110" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPDocumentAndEntityInformationAbstract" xlink:to="loc_FBPEntityCommonStockSharesOutstanding" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.sec.gov/dei/2012/dei-2012-01-31.xsd#dei_DocumentFiscalPeriodFocus" xlink:label="loc_FBPDocumentFiscalPeriodFocus" />
      <link:presentationArc order="120" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPDocumentAndEntityInformationAbstract" xlink:to="loc_FBPDocumentFiscalPeriodFocus" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.sec.gov/dei/2012/dei-2012-01-31.xsd#dei_DocumentFiscalYearFocus" xlink:label="loc_FBPDocumentFiscalYearFocus" />
      <link:presentationArc order="130" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPDocumentAndEntityInformationAbstract" xlink:to="loc_FBPDocumentFiscalYearFocus" xlink:type="arc" />
    </link:presentationLink>
    <link:presentationLink xlink:type="extended" xlink:role="http://firstbancorp.com/role/BalanceSheets" xlink:title="0002 - Statement - Consolidated Balance Sheets">
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_ConsolidatedBalanceSheetsAbstract" xlink:label="loc_FBPConsolidatedBalanceSheetsAbstract" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StatementTable" xlink:label="loc_FBPStatementTable" />
      <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPConsolidatedBalanceSheetsAbstract" xlink:to="loc_FBPStatementTable" order="100" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StatementLineItems" xlink:label="loc_FBPStatementLineItems" />
      <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPStatementTable" xlink:to="loc_FBPStatementLineItems" order="200" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StatementClassOfStockAxis" xlink:label="loc_FBPStatementClassOfStockAxis" />
      <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPStatementTable" xlink:to="loc_FBPStatementClassOfStockAxis" order="10" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ClassOfStockDomain" xlink:label="loc_FBPClassOfStockDomain" />
      <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPStatementClassOfStockAxis" xlink:to="loc_FBPClassOfStockDomain" order="0" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_SeriesBPreferredStockMember" xlink:label="loc_FBPSeriesBPreferredStockMember" />
      <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPClassOfStockDomain" xlink:to="loc_FBPSeriesBPreferredStockMember" order="20" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_SeriesCPreferredStockMember" xlink:label="loc_FBPSeriesCPreferredStockMember" />
      <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPClassOfStockDomain" xlink:to="loc_FBPSeriesCPreferredStockMember" order="30" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_AssetsAbstract" xlink:label="loc_FBPAssetsAbstract" />
      <link:presentationArc order="0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPAssetsAbstract" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_CashAndDueFromBanks" xlink:label="loc_FBPCashAndDueFromBanks" />
      <link:presentationArc order="10" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPAssetsAbstract" xlink:to="loc_FBPCashAndDueFromBanks" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_InterestBearingDepositsInBanks" xlink:label="loc_FBPInterestBearingDepositsInBanks" />
      <link:presentationArc order="20" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPAssetsAbstract" xlink:to="loc_FBPInterestBearingDepositsInBanks" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_FederalFundsSold" xlink:label="loc_FBPFederalFundsSold" />
      <link:presentationArc order="30" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPAssetsAbstract" xlink:to="loc_FBPFederalFundsSold" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_CashCashEquivalentsAndFederalFundsSold" xlink:label="loc_FBPCashCashEquivalentsAndFederalFundsSold" />
      <link:presentationArc order="40" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPAssetsAbstract" xlink:to="loc_FBPCashCashEquivalentsAndFederalFundsSold" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_AvailableForSaleSecurities" xlink:label="loc_FBPAvailableForSaleSecurities" />
      <link:presentationArc order="60" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPAssetsAbstract" xlink:to="loc_FBPAvailableForSaleSecurities" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_HeldToMaturitySecurities" xlink:label="loc_FBPHeldToMaturitySecurities" />
      <link:presentationArc order="70" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPAssetsAbstract" xlink:to="loc_FBPHeldToMaturitySecurities" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_LoansHeldForSaleMortgages" xlink:label="loc_FBPLoansHeldForSaleMortgages" />
      <link:presentationArc order="90" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPAssetsAbstract" xlink:to="loc_FBPLoansHeldForSaleMortgages" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_LoansAndLeasesReceivableGrossCarryingAmount" xlink:label="loc_FBPLoansAndLeasesReceivableGrossCarryingAmount" />
      <link:presentationArc order="110" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPAssetsAbstract" xlink:to="loc_FBPLoansAndLeasesReceivableGrossCarryingAmount" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_LoansAndLeasesReceivableGrossCarryingAmountCovered" xlink:label="loc_FBPLoansAndLeasesReceivableGrossCarryingAmountCovered" />
      <link:presentationArc order="120" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPAssetsAbstract" xlink:to="loc_FBPLoansAndLeasesReceivableGrossCarryingAmountCovered" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_Loans" xlink:label="loc_FBPLoans" />
      <link:presentationArc order="130" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPAssetsAbstract" xlink:to="loc_FBPLoans" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_LoansAndLeasesReceivableAllowance" xlink:label="loc_FBPLoansAndLeasesReceivableAllowance" />
      <link:presentationArc order="140" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPAssetsAbstract" xlink:to="loc_FBPLoansAndLeasesReceivableAllowance" xlink:type="arc" preferredLabel="http://www.xbrl.org/2009/role/negatedLabel" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_LoansAndLeasesReceivableAllowanceCovered" xlink:label="loc_FBPLoansAndLeasesReceivableAllowanceCovered" />
      <link:presentationArc order="150" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPAssetsAbstract" xlink:to="loc_FBPLoansAndLeasesReceivableAllowanceCovered" xlink:type="arc" preferredLabel="http://www.xbrl.org/2009/role/negatedLabel" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_AllowanceForLoanLosses" xlink:label="loc_FBPAllowanceForLoanLosses" />
      <link:presentationArc order="160" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPAssetsAbstract" xlink:to="loc_FBPAllowanceForLoanLosses" xlink:type="arc" preferredLabel="http://www.xbrl.org/2009/role/negatedTotalLabel" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_LoansAndLeasesReceivableNetReportedAmountCoveredAndNotCovered" xlink:label="loc_FBPLoansAndLeasesReceivableNetReportedAmountCoveredAndNotCovered" />
      <link:presentationArc order="170" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPAssetsAbstract" xlink:to="loc_FBPLoansAndLeasesReceivableNetReportedAmountCoveredAndNotCovered" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_LoansHeldForSaleOther" xlink:label="loc_FBPLoansHeldForSaleOther" />
      <link:presentationArc order="190" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPAssetsAbstract" xlink:to="loc_FBPLoansHeldForSaleOther" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_PropertyPlantAndEquipmentNet" xlink:label="loc_FBPPropertyPlantAndEquipmentNet" />
      <link:presentationArc order="200" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPAssetsAbstract" xlink:to="loc_FBPPropertyPlantAndEquipmentNet" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_InterestReceivable" xlink:label="loc_FBPInterestReceivable" />
      <link:presentationArc order="210" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPAssetsAbstract" xlink:to="loc_FBPInterestReceivable" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_FDICIndemnificationAsset" xlink:label="loc_FBPFDICIndemnificationAsset" />
      <link:presentationArc order="220" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPAssetsAbstract" xlink:to="loc_FBPFDICIndemnificationAsset" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_Goodwill" xlink:label="loc_FBPGoodwill" />
      <link:presentationArc order="230" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPAssetsAbstract" xlink:to="loc_FBPGoodwill" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_IntangibleAssetsNetExcludingGoodwill" xlink:label="loc_FBPIntangibleAssetsNetExcludingGoodwill" />
      <link:presentationArc order="240" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPAssetsAbstract" xlink:to="loc_FBPIntangibleAssetsNetExcludingGoodwill" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_ForeclosedRealEstateNoncovered" xlink:label="loc_FBPForeclosedRealEstateNoncovered" />
      <link:presentationArc order="250" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPAssetsAbstract" xlink:to="loc_FBPForeclosedRealEstateNoncovered" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_ForeclosedRealEstateCovered" xlink:label="loc_FBPForeclosedRealEstateCovered" />
      <link:presentationArc order="260" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPAssetsAbstract" xlink:to="loc_FBPForeclosedRealEstateCovered" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_BankOwnedLifeInsurance" xlink:label="loc_FBPBankOwnedLifeInsurance" />
      <link:presentationArc order="270" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPAssetsAbstract" xlink:to="loc_FBPBankOwnedLifeInsurance" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_OtherAssets" xlink:label="loc_FBPOtherAssets" />
      <link:presentationArc order="280" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPAssetsAbstract" xlink:to="loc_FBPOtherAssets" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_Assets" xlink:label="loc_FBPAssets" />
      <link:presentationArc order="290" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPAssetsAbstract" xlink:to="loc_FBPAssets" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_LiabilitiesAbstract" xlink:label="loc_FBPLiabilitiesAbstract" />
      <link:presentationArc order="310" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPLiabilitiesAbstract" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_NoninterestBearingDomesticDepositDemand" xlink:label="loc_FBPNoninterestBearingDomesticDepositDemand" />
      <link:presentationArc order="320" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPLiabilitiesAbstract" xlink:to="loc_FBPNoninterestBearingDomesticDepositDemand" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_InterestBearingDomesticDepositChecking" xlink:label="loc_FBPInterestBearingDomesticDepositChecking" />
      <link:presentationArc order="330" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPLiabilitiesAbstract" xlink:to="loc_FBPInterestBearingDomesticDepositChecking" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_DepositsMoneyMarketDeposits" xlink:label="loc_FBPDepositsMoneyMarketDeposits" />
      <link:presentationArc order="340" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPLiabilitiesAbstract" xlink:to="loc_FBPDepositsMoneyMarketDeposits" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_DepositsSavingsDeposits" xlink:label="loc_FBPDepositsSavingsDeposits" />
      <link:presentationArc order="350" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPLiabilitiesAbstract" xlink:to="loc_FBPDepositsSavingsDeposits" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_TimeDeposits100000OrMoreDomestic" xlink:label="loc_FBPTimeDeposits100000OrMoreDomestic" />
      <link:presentationArc order="360" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPLiabilitiesAbstract" xlink:to="loc_FBPTimeDeposits100000OrMoreDomestic" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_TimeDepositsLessThan100000" xlink:label="loc_FBPTimeDepositsLessThan100000" />
      <link:presentationArc order="370" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPLiabilitiesAbstract" xlink:to="loc_FBPTimeDepositsLessThan100000" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_Deposits" xlink:label="loc_FBPDeposits" />
      <link:presentationArc order="380" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPLiabilitiesAbstract" xlink:to="loc_FBPDeposits" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_FederalFundsPurchasedAndSecuritiesSoldUnderAgreementsToRepurchase" xlink:label="loc_FBPFederalFundsPurchasedAndSecuritiesSoldUnderAgreementsToRepurchase" />
      <link:presentationArc order="390" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPLiabilitiesAbstract" xlink:to="loc_FBPFederalFundsPurchasedAndSecuritiesSoldUnderAgreementsToRepurchase" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_OtherBorrowings" xlink:label="loc_FBPOtherBorrowings" />
      <link:presentationArc order="400" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPLiabilitiesAbstract" xlink:to="loc_FBPOtherBorrowings" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_InterestPayableCurrentAndNoncurrent" xlink:label="loc_FBPInterestPayableCurrentAndNoncurrent" />
      <link:presentationArc order="410" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPLiabilitiesAbstract" xlink:to="loc_FBPInterestPayableCurrentAndNoncurrent" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_OtherLiabilities" xlink:label="loc_FBPOtherLiabilities" />
      <link:presentationArc order="420" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPLiabilitiesAbstract" xlink:to="loc_FBPOtherLiabilities" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_Liabilities" xlink:label="loc_FBPLiabilities" />
      <link:presentationArc order="430" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPLiabilitiesAbstract" xlink:to="loc_FBPLiabilities" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_CommitmentsAndContingencies" xlink:label="loc_FBPCommitmentsAndContingencies" />
      <link:presentationArc order="450" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPLiabilitiesAbstract" xlink:to="loc_FBPCommitmentsAndContingencies" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StockholdersEquityAbstract" xlink:label="loc_FBPStockholdersEquityAbstract" />
      <link:presentationArc order="470" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPStockholdersEquityAbstract" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_PreferredStockValue" xlink:label="loc_FBPPreferredStockValue" />
      <link:presentationArc order="480" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPStockholdersEquityAbstract" xlink:to="loc_FBPPreferredStockValue" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_CommonStockValue" xlink:label="loc_FBPCommonStockValue" />
      <link:presentationArc order="490" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPStockholdersEquityAbstract" xlink:to="loc_FBPCommonStockValue" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_RetainedEarningsAccumulatedDeficit" xlink:label="loc_FBPRetainedEarningsAccumulatedDeficit" />
      <link:presentationArc order="500" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPStockholdersEquityAbstract" xlink:to="loc_FBPRetainedEarningsAccumulatedDeficit" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_AccumulatedOtherComprehensiveIncomeLossNetOfTax" xlink:label="loc_FBPAccumulatedOtherComprehensiveIncomeLossNetOfTax" />
      <link:presentationArc order="510" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPStockholdersEquityAbstract" xlink:to="loc_FBPAccumulatedOtherComprehensiveIncomeLossNetOfTax" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StockholdersEquity" xlink:label="loc_FBPStockholdersEquity" />
      <link:presentationArc order="520" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPStockholdersEquityAbstract" xlink:to="loc_FBPStockholdersEquity" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_LiabilitiesAndStockholdersEquity" xlink:label="loc_FBPLiabilitiesAndStockholdersEquity" />
      <link:presentationArc order="530" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPStockholdersEquityAbstract" xlink:to="loc_FBPLiabilitiesAndStockholdersEquity" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" />
    </link:presentationLink>
    <link:presentationLink xlink:type="extended" xlink:role="http://firstbancorp.com/role/BalanceSheetsParenthetical" xlink:title="0003 - Statement - Consolidated Balance Sheets (Parenthetical)">
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_ConsolidatedBalanceSheetsParentheticalAbstract" xlink:label="loc_FBPConsolidatedBalanceSheetsParentheticalAbstract" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StatementTable" xlink:label="loc_FBPStatementTable" />
      <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPConsolidatedBalanceSheetsParentheticalAbstract" xlink:to="loc_FBPStatementTable" order="100" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StatementLineItems" xlink:label="loc_FBPStatementLineItems" />
      <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPStatementTable" xlink:to="loc_FBPStatementLineItems" order="200" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StatementClassOfStockAxis" xlink:label="loc_FBPStatementClassOfStockAxis" />
      <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPStatementTable" xlink:to="loc_FBPStatementClassOfStockAxis" order="10" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ClassOfStockDomain" xlink:label="loc_FBPClassOfStockDomain" />
      <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPStatementClassOfStockAxis" xlink:to="loc_FBPClassOfStockDomain" order="0" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_SeriesBPreferredStockMember" xlink:label="loc_FBPSeriesBPreferredStockMember" />
      <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPClassOfStockDomain" xlink:to="loc_FBPSeriesBPreferredStockMember" order="20" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_SeriesCPreferredStockMember" xlink:label="loc_FBPSeriesCPreferredStockMember" />
      <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPClassOfStockDomain" xlink:to="loc_FBPSeriesCPreferredStockMember" order="30" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_HeldToMaturitySecuritiesFairValue" xlink:label="loc_FBPHeldToMaturitySecuritiesFairValue" />
      <link:presentationArc order="0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPHeldToMaturitySecuritiesFairValue" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_PreferredStockSharesAuthorized" xlink:label="loc_FBPPreferredStockSharesAuthorized" />
      <link:presentationArc order="10" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPPreferredStockSharesAuthorized" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_PreferredStockSharesIssued" xlink:label="loc_FBPPreferredStockSharesIssued" />
      <link:presentationArc order="20" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPPreferredStockSharesIssued" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_PreferredStockSharesOutstanding" xlink:label="loc_FBPPreferredStockSharesOutstanding" />
      <link:presentationArc order="30" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPPreferredStockSharesOutstanding" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_CommonStockSharesAuthorized" xlink:label="loc_FBPCommonStockSharesAuthorized" />
      <link:presentationArc order="40" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPCommonStockSharesAuthorized" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_CommonStockSharesIssued" xlink:label="loc_FBPCommonStockSharesIssued" />
      <link:presentationArc order="50" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPCommonStockSharesIssued" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_CommonStockSharesOutstanding" xlink:label="loc_FBPCommonStockSharesOutstanding" />
      <link:presentationArc order="60" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPCommonStockSharesOutstanding" xlink:type="arc" />
    </link:presentationLink>
    <link:presentationLink xlink:type="extended" xlink:role="http://firstbancorp.com/role/StatementsOfIncome" xlink:title="0004 - Statement - Consolidated Statements of Income">
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_ConsolidatedStatementsOfIncomeAbstract" xlink:label="loc_FBPConsolidatedStatementsOfIncomeAbstract" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_InterestAndDividendIncomeOperatingAbstract" xlink:label="loc_FBPInterestAndDividendIncomeOperatingAbstract" />
      <link:presentationArc order="0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPConsolidatedStatementsOfIncomeAbstract" xlink:to="loc_FBPInterestAndDividendIncomeOperatingAbstract" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_InterestAndFeeIncomeLoansAndLeasesHeldInPortfolio" xlink:label="loc_FBPInterestAndFeeIncomeLoansAndLeasesHeldInPortfolio" />
      <link:presentationArc order="10" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPInterestAndDividendIncomeOperatingAbstract" xlink:to="loc_FBPInterestAndFeeIncomeLoansAndLeasesHeldInPortfolio" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_InterestIncomeSecuritiesBySecurityTypeAbstract" xlink:label="loc_FBPInterestIncomeSecuritiesBySecurityTypeAbstract" />
      <link:presentationArc order="20" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPConsolidatedStatementsOfIncomeAbstract" xlink:to="loc_FBPInterestIncomeSecuritiesBySecurityTypeAbstract" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_InterestIncomeSecuritiesTaxable" xlink:label="loc_FBPInterestIncomeSecuritiesTaxable" />
      <link:presentationArc order="30" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPInterestIncomeSecuritiesBySecurityTypeAbstract" xlink:to="loc_FBPInterestIncomeSecuritiesTaxable" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_InterestIncomeSecuritiesTaxExempt" xlink:label="loc_FBPInterestIncomeSecuritiesTaxExempt" />
      <link:presentationArc order="40" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPInterestIncomeSecuritiesBySecurityTypeAbstract" xlink:to="loc_FBPInterestIncomeSecuritiesTaxExempt" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_InterestIncomeFederalFundsSoldAndSecuritiesPurchasedUnderAgreementsToResell" xlink:label="loc_FBPInterestIncomeFederalFundsSoldAndSecuritiesPurchasedUnderAgreementsToResell" />
      <link:presentationArc order="50" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPInterestIncomeSecuritiesBySecurityTypeAbstract" xlink:to="loc_FBPInterestIncomeFederalFundsSoldAndSecuritiesPurchasedUnderAgreementsToResell" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_InterestAndDividendIncomeOperating" xlink:label="loc_FBPInterestAndDividendIncomeOperating" />
      <link:presentationArc order="60" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPInterestIncomeSecuritiesBySecurityTypeAbstract" xlink:to="loc_FBPInterestAndDividendIncomeOperating" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_InterestExpenseAbstract" xlink:label="loc_FBPInterestExpenseAbstract" />
      <link:presentationArc order="80" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPConsolidatedStatementsOfIncomeAbstract" xlink:to="loc_FBPInterestExpenseAbstract" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_InterestExpenseNOWAccountsMoneyMarketAccountsAndSavingsDeposits" xlink:label="loc_FBPInterestExpenseNOWAccountsMoneyMarketAccountsAndSavingsDeposits" />
      <link:presentationArc order="90" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPInterestExpenseAbstract" xlink:to="loc_FBPInterestExpenseNOWAccountsMoneyMarketAccountsAndSavingsDeposits" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_InterestExpenseTimeDeposits100000OrMore" xlink:label="loc_FBPInterestExpenseTimeDeposits100000OrMore" />
      <link:presentationArc order="100" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPInterestExpenseAbstract" xlink:to="loc_FBPInterestExpenseTimeDeposits100000OrMore" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_InterestExpenseTimeDepositsLessThan100000" xlink:label="loc_FBPInterestExpenseTimeDepositsLessThan100000" />
      <link:presentationArc order="110" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPInterestExpenseAbstract" xlink:to="loc_FBPInterestExpenseTimeDepositsLessThan100000" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_InterestExpenseFederalFundsPurchasedAndSecuritiesSoldUnderAgreementsToRepurchase" xlink:label="loc_FBPInterestExpenseFederalFundsPurchasedAndSecuritiesSoldUnderAgreementsToRepurchase" />
      <link:presentationArc order="120" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPInterestExpenseAbstract" xlink:to="loc_FBPInterestExpenseFederalFundsPurchasedAndSecuritiesSoldUnderAgreementsToRepurchase" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_InterestExpenseBorrowings" xlink:label="loc_FBPInterestExpenseBorrowings" />
      <link:presentationArc order="130" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPInterestExpenseAbstract" xlink:to="loc_FBPInterestExpenseBorrowings" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_InterestExpense" xlink:label="loc_FBPInterestExpense" />
      <link:presentationArc order="140" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPInterestExpenseAbstract" xlink:to="loc_FBPInterestExpense" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_InterestIncomeExpenseNet" xlink:label="loc_FBPInterestIncomeExpenseNet" />
      <link:presentationArc order="160" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPInterestExpenseAbstract" xlink:to="loc_FBPInterestIncomeExpenseNet" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_ProvisionForLoanLossesNoncovered" xlink:label="loc_FBPProvisionForLoanLossesNoncovered" />
      <link:presentationArc order="170" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPInterestExpenseAbstract" xlink:to="loc_FBPProvisionForLoanLossesNoncovered" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_ProvisionForLoanLossesCovered" xlink:label="loc_FBPProvisionForLoanLossesCovered" />
      <link:presentationArc order="180" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPInterestExpenseAbstract" xlink:to="loc_FBPProvisionForLoanLossesCovered" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ProvisionForLoanLeaseAndOtherLosses" xlink:label="loc_FBPProvisionForLoanLeaseAndOtherLosses" />
      <link:presentationArc order="190" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPInterestExpenseAbstract" xlink:to="loc_FBPProvisionForLoanLeaseAndOtherLosses" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_InterestIncomeExpenseAfterProvisionForLoanLoss" xlink:label="loc_FBPInterestIncomeExpenseAfterProvisionForLoanLoss" />
      <link:presentationArc order="200" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPInterestExpenseAbstract" xlink:to="loc_FBPInterestIncomeExpenseAfterProvisionForLoanLoss" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_NoninterestIncomeAbstract" xlink:label="loc_FBPNoninterestIncomeAbstract" />
      <link:presentationArc order="220" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPConsolidatedStatementsOfIncomeAbstract" xlink:to="loc_FBPNoninterestIncomeAbstract" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_FeesAndCommissionsDepositorAccounts" xlink:label="loc_FBPFeesAndCommissionsDepositorAccounts" />
      <link:presentationArc order="230" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPNoninterestIncomeAbstract" xlink:to="loc_FBPFeesAndCommissionsDepositorAccounts" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_FeesAndCommissionsOther" xlink:label="loc_FBPFeesAndCommissionsOther" />
      <link:presentationArc order="240" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPNoninterestIncomeAbstract" xlink:to="loc_FBPFeesAndCommissionsOther" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_FeesAndCommissionsMortgageBanking" xlink:label="loc_FBPFeesAndCommissionsMortgageBanking" />
      <link:presentationArc order="250" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPNoninterestIncomeAbstract" xlink:to="loc_FBPFeesAndCommissionsMortgageBanking" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_InsuranceCommissionsAndFees" xlink:label="loc_FBPInsuranceCommissionsAndFees" />
      <link:presentationArc order="260" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPNoninterestIncomeAbstract" xlink:to="loc_FBPInsuranceCommissionsAndFees" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_BankOwnedLifeInsuranceIncome" xlink:label="loc_FBPBankOwnedLifeInsuranceIncome" />
      <link:presentationArc order="270" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPNoninterestIncomeAbstract" xlink:to="loc_FBPBankOwnedLifeInsuranceIncome" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_GainLossFromAcquisition" xlink:label="loc_FBPGainLossFromAcquisition" />
      <link:presentationArc order="280" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPNoninterestIncomeAbstract" xlink:to="loc_FBPGainLossFromAcquisition" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_ForeclosedPropertyLossesAndWritedownsNoncovered" xlink:label="loc_FBPForeclosedPropertyLossesAndWritedownsNoncovered" />
      <link:presentationArc order="290" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPNoninterestIncomeAbstract" xlink:to="loc_FBPForeclosedPropertyLossesAndWritedownsNoncovered" xlink:type="arc" preferredLabel="http://www.xbrl.org/2009/role/negatedLabel" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_ForeclosedPropertyLossesAndWritedownsCovered" xlink:label="loc_FBPForeclosedPropertyLossesAndWritedownsCovered" />
      <link:presentationArc order="300" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPNoninterestIncomeAbstract" xlink:to="loc_FBPForeclosedPropertyLossesAndWritedownsCovered" xlink:type="arc" preferredLabel="http://www.xbrl.org/2009/role/negatedLabel" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_FdicIndemnificationAssetIncomeNet" xlink:label="loc_FBPFdicIndemnificationAssetIncomeNet" />
      <link:presentationArc order="310" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPNoninterestIncomeAbstract" xlink:to="loc_FBPFdicIndemnificationAssetIncomeNet" xlink:type="arc" preferredLabel="http://www.xbrl.org/2009/role/negatedLabel" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_GainLossOnSaleOfSecuritiesNet" xlink:label="loc_FBPGainLossOnSaleOfSecuritiesNet" />
      <link:presentationArc order="320" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPNoninterestIncomeAbstract" xlink:to="loc_FBPGainLossOnSaleOfSecuritiesNet" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_OtherNonoperatingGainsLosses" xlink:label="loc_FBPOtherNonoperatingGainsLosses" />
      <link:presentationArc order="330" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPNoninterestIncomeAbstract" xlink:to="loc_FBPOtherNonoperatingGainsLosses" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_NoninterestIncome" xlink:label="loc_FBPNoninterestIncome" />
      <link:presentationArc order="340" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPNoninterestIncomeAbstract" xlink:to="loc_FBPNoninterestIncome" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_NoninterestExpenseAbstract" xlink:label="loc_FBPNoninterestExpenseAbstract" />
      <link:presentationArc order="360" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPConsolidatedStatementsOfIncomeAbstract" xlink:to="loc_FBPNoninterestExpenseAbstract" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_SalariesAndWages" xlink:label="loc_FBPSalariesAndWages" />
      <link:presentationArc order="370" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPNoninterestExpenseAbstract" xlink:to="loc_FBPSalariesAndWages" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_OtherLaborRelatedExpenses" xlink:label="loc_FBPOtherLaborRelatedExpenses" />
      <link:presentationArc order="380" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPNoninterestExpenseAbstract" xlink:to="loc_FBPOtherLaborRelatedExpenses" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_LaborAndRelatedExpense" xlink:label="loc_FBPLaborAndRelatedExpense" />
      <link:presentationArc order="390" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPNoninterestExpenseAbstract" xlink:to="loc_FBPLaborAndRelatedExpense" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_OccupancyNet" xlink:label="loc_FBPOccupancyNet" />
      <link:presentationArc order="400" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPNoninterestExpenseAbstract" xlink:to="loc_FBPOccupancyNet" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_EquipmentExpense" xlink:label="loc_FBPEquipmentExpense" />
      <link:presentationArc order="410" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPNoninterestExpenseAbstract" xlink:to="loc_FBPEquipmentExpense" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_AmortizationOfIntangibleAssets" xlink:label="loc_FBPAmortizationOfIntangibleAssets" />
      <link:presentationArc order="420" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPNoninterestExpenseAbstract" xlink:to="loc_FBPAmortizationOfIntangibleAssets" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_BusinessCombinationAcquisitionRelatedCosts" xlink:label="loc_FBPBusinessCombinationAcquisitionRelatedCosts" />
      <link:presentationArc order="430" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPNoninterestExpenseAbstract" xlink:to="loc_FBPBusinessCombinationAcquisitionRelatedCosts" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_OtherNoninterestExpense" xlink:label="loc_FBPOtherNoninterestExpense" />
      <link:presentationArc order="440" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPNoninterestExpenseAbstract" xlink:to="loc_FBPOtherNoninterestExpense" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_NoninterestExpense" xlink:label="loc_FBPNoninterestExpense" />
      <link:presentationArc order="450" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPNoninterestExpenseAbstract" xlink:to="loc_FBPNoninterestExpense" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments" xlink:label="loc_FBPIncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments" />
      <link:presentationArc order="470" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPNoninterestExpenseAbstract" xlink:to="loc_FBPIncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_IncomeTaxExpenseBenefit" xlink:label="loc_FBPIncomeTaxExpenseBenefit" />
      <link:presentationArc order="480" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPNoninterestExpenseAbstract" xlink:to="loc_FBPIncomeTaxExpenseBenefit" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_NetIncomeLoss" xlink:label="loc_FBPNetIncomeLoss" />
      <link:presentationArc order="500" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPNoninterestExpenseAbstract" xlink:to="loc_FBPNetIncomeLoss" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_PreferredStockDividendsIncomeStatementImpact" xlink:label="loc_FBPPreferredStockDividendsIncomeStatementImpact" />
      <link:presentationArc order="520" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPNoninterestExpenseAbstract" xlink:to="loc_FBPPreferredStockDividendsIncomeStatementImpact" xlink:type="arc" preferredLabel="http://www.xbrl.org/2009/role/negatedLabel" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_PreferredStockRedemptionDiscount" xlink:label="loc_FBPPreferredStockRedemptionDiscount" />
      <link:presentationArc order="530" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPNoninterestExpenseAbstract" xlink:to="loc_FBPPreferredStockRedemptionDiscount" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_NetIncomeLossAvailableToCommonStockholdersBasic" xlink:label="loc_FBPNetIncomeLossAvailableToCommonStockholdersBasic" />
      <link:presentationArc order="550" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPNoninterestExpenseAbstract" xlink:to="loc_FBPNetIncomeLossAvailableToCommonStockholdersBasic" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_EarningsPerShareBasic" xlink:label="loc_FBPEarningsPerShareBasic" />
      <link:presentationArc order="570" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPConsolidatedStatementsOfIncomeAbstract" xlink:to="loc_FBPEarningsPerShareBasic" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_EarningsPerShareDiluted" xlink:label="loc_FBPEarningsPerShareDiluted" />
      <link:presentationArc order="580" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPConsolidatedStatementsOfIncomeAbstract" xlink:to="loc_FBPEarningsPerShareDiluted" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_CommonStockDividendsPerShareDeclared" xlink:label="loc_FBPCommonStockDividendsPerShareDeclared" />
      <link:presentationArc order="600" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPConsolidatedStatementsOfIncomeAbstract" xlink:to="loc_FBPCommonStockDividendsPerShareDeclared" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_WeightedAverageNumberOfSharesOutstandingBasic" xlink:label="loc_FBPWeightedAverageNumberOfSharesOutstandingBasic" />
      <link:presentationArc order="620" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPConsolidatedStatementsOfIncomeAbstract" xlink:to="loc_FBPWeightedAverageNumberOfSharesOutstandingBasic" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_WeightedAverageNumberOfDilutedSharesOutstanding" xlink:label="loc_FBPWeightedAverageNumberOfDilutedSharesOutstanding" />
      <link:presentationArc order="630" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPConsolidatedStatementsOfIncomeAbstract" xlink:to="loc_FBPWeightedAverageNumberOfDilutedSharesOutstanding" xlink:type="arc" />
    </link:presentationLink>
    <link:presentationLink xlink:type="extended" xlink:role="http://firstbancorp.com/role/StatementsOfComprehensiveIncome" xlink:title="0005 - Statement - Consolidated Statements of Comprehensive Income">
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_ConsolidatedStatementsOfComprehensiveIncomeAbstract" xlink:label="loc_FBPConsolidatedStatementsOfComprehensiveIncomeAbstract" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_NetIncomeLoss" xlink:label="loc_FBPNetIncomeLoss" />
      <link:presentationArc order="0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPConsolidatedStatementsOfComprehensiveIncomeAbstract" xlink:to="loc_FBPNetIncomeLoss" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_OtherComprehensiveIncomeLossAbstract" xlink:label="loc_FBPOtherComprehensiveIncomeLossAbstract" />
      <link:presentationArc order="10" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPConsolidatedStatementsOfComprehensiveIncomeAbstract" xlink:to="loc_FBPOtherComprehensiveIncomeLossAbstract" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_OtherComprehensiveIncomeAvailableForSaleSecuritiesAdjustmentBeforeTaxPeriodIncreaseDecreaseAbstract" xlink:label="loc_FBPOtherComprehensiveIncomeAvailableForSaleSecuritiesAdjustmentBeforeTaxPeriodIncreaseDecreaseAbstract" />
      <link:presentationArc order="20" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPConsolidatedStatementsOfComprehensiveIncomeAbstract" xlink:to="loc_FBPOtherComprehensiveIncomeAvailableForSaleSecuritiesAdjustmentBeforeTaxPeriodIncreaseDecreaseAbstract" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodBeforeTax" xlink:label="loc_FBPOtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodBeforeTax" />
      <link:presentationArc order="30" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPOtherComprehensiveIncomeAvailableForSaleSecuritiesAdjustmentBeforeTaxPeriodIncreaseDecreaseAbstract" xlink:to="loc_FBPOtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodBeforeTax" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodTax" xlink:label="loc_FBPOtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodTax" />
      <link:presentationArc order="40" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPOtherComprehensiveIncomeAvailableForSaleSecuritiesAdjustmentBeforeTaxPeriodIncreaseDecreaseAbstract" xlink:to="loc_FBPOtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodTax" xlink:type="arc" preferredLabel="http://www.xbrl.org/2009/role/negatedLabel" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_OtherComprehensiveIncomeLossReclassificationAdjustmentForSaleOfSecuritiesIncludedInNetIncomeBeforeTax" xlink:label="loc_FBPOtherComprehensiveIncomeLossReclassificationAdjustmentForSaleOfSecuritiesIncludedInNetIncomeBeforeTax" />
      <link:presentationArc order="50" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPOtherComprehensiveIncomeAvailableForSaleSecuritiesAdjustmentBeforeTaxPeriodIncreaseDecreaseAbstract" xlink:to="loc_FBPOtherComprehensiveIncomeLossReclassificationAdjustmentForSaleOfSecuritiesIncludedInNetIncomeBeforeTax" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_OtherComprehensiveIncomeLossReclassificationAdjustmentForSaleOfSecuritiesIncludedInNetIncomeTax" xlink:label="loc_FBPOtherComprehensiveIncomeLossReclassificationAdjustmentForSaleOfSecuritiesIncludedInNetIncomeTax" />
      <link:presentationArc order="60" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPOtherComprehensiveIncomeAvailableForSaleSecuritiesAdjustmentBeforeTaxPeriodIncreaseDecreaseAbstract" xlink:to="loc_FBPOtherComprehensiveIncomeLossReclassificationAdjustmentForSaleOfSecuritiesIncludedInNetIncomeTax" xlink:type="arc" preferredLabel="http://www.xbrl.org/2009/role/negatedLabel" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_PostretirementPlansAbstract" xlink:label="loc_FBPPostretirementPlansAbstract" />
      <link:presentationArc order="70" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPConsolidatedStatementsOfComprehensiveIncomeAbstract" xlink:to="loc_FBPPostretirementPlansAbstract" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_OtherComprehensiveIncomeLossPensionAndOtherPostretirementBenefitPlansNetUnamortizedGainLossArisingDuringPeriodBeforeTax" xlink:label="loc_FBPOtherComprehensiveIncomeLossPensionAndOtherPostretirementBenefitPlansNetUnamortizedGainLossArisingDuringPeriodBeforeTax" />
      <link:presentationArc order="80" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPPostretirementPlansAbstract" xlink:to="loc_FBPOtherComprehensiveIncomeLossPensionAndOtherPostretirementBenefitPlansNetUnamortizedGainLossArisingDuringPeriodBeforeTax" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_OtherComprehensiveIncomeDefinedBenefitPlansNetUnamortizedGainLossArisingDuringPeriodTax" xlink:label="loc_FBPOtherComprehensiveIncomeDefinedBenefitPlansNetUnamortizedGainLossArisingDuringPeriodTax" />
      <link:presentationArc order="90" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPPostretirementPlansAbstract" xlink:to="loc_FBPOtherComprehensiveIncomeDefinedBenefitPlansNetUnamortizedGainLossArisingDuringPeriodTax" xlink:type="arc" preferredLabel="http://www.xbrl.org/2009/role/negatedLabel" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_OtherComprehensiveIncomeReclassificationOfDefinedBenefitPlansNetGainLossRecognizedInNetPeriodicBenefitCostBeforeTax" xlink:label="loc_FBPOtherComprehensiveIncomeReclassificationOfDefinedBenefitPlansNetGainLossRecognizedInNetPeriodicBenefitCostBeforeTax" />
      <link:presentationArc order="100" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPPostretirementPlansAbstract" xlink:to="loc_FBPOtherComprehensiveIncomeReclassificationOfDefinedBenefitPlansNetGainLossRecognizedInNetPeriodicBenefitCostBeforeTax" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_OtherComprehensiveIncomeLossReclassificationPensionAndOtherPostretirementBenefitPlansNetGainLossRecognizedInNetPeriodicBenefitCostTax" xlink:label="loc_FBPOtherComprehensiveIncomeLossReclassificationPensionAndOtherPostretirementBenefitPlansNetGainLossRecognizedInNetPeriodicBenefitCostTax" />
      <link:presentationArc order="110" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPPostretirementPlansAbstract" xlink:to="loc_FBPOtherComprehensiveIncomeLossReclassificationPensionAndOtherPostretirementBenefitPlansNetGainLossRecognizedInNetPeriodicBenefitCostTax" xlink:type="arc" preferredLabel="http://www.xbrl.org/2009/role/negatedLabel" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_OtherComprehensiveIncomeLossAmortizationPensionAndOtherPostretirementBenefitPlansNetPriorServiceCostRecognizedInNetPeriodicBenefitCostBeforeTax" xlink:label="loc_FBPOtherComprehensiveIncomeLossAmortizationPensionAndOtherPostretirementBenefitPlansNetPriorServiceCostRecognizedInNetPeriodicBenefitCostBeforeTax" />
      <link:presentationArc order="120" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPPostretirementPlansAbstract" xlink:to="loc_FBPOtherComprehensiveIncomeLossAmortizationPensionAndOtherPostretirementBenefitPlansNetPriorServiceCostRecognizedInNetPeriodicBenefitCostBeforeTax" xlink:type="arc" preferredLabel="http://www.xbrl.org/2009/role/negatedLabel" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_OtherComprehensiveIncomeAmortizationOfDefinedBenefitPlanNetPriorServiceCostRecognizedInNetPeriodicPensionCostTax" xlink:label="loc_FBPOtherComprehensiveIncomeAmortizationOfDefinedBenefitPlanNetPriorServiceCostRecognizedInNetPeriodicPensionCostTax" />
      <link:presentationArc order="130" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPPostretirementPlansAbstract" xlink:to="loc_FBPOtherComprehensiveIncomeAmortizationOfDefinedBenefitPlanNetPriorServiceCostRecognizedInNetPeriodicPensionCostTax" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent" xlink:label="loc_FBPOtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent" />
      <link:presentationArc order="150" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPPostretirementPlansAbstract" xlink:to="loc_FBPOtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ComprehensiveIncomeNetOfTax" xlink:label="loc_FBPComprehensiveIncomeNetOfTax" />
      <link:presentationArc order="160" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPPostretirementPlansAbstract" xlink:to="loc_FBPComprehensiveIncomeNetOfTax" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" />
    </link:presentationLink>
    <link:presentationLink xlink:type="extended" xlink:role="http://firstbancorp.com/role/StatementsOfShareholdersEquity" xlink:title="0006 - Statement - Consolidated Statements of Shareholders' Equity">
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StatementOfStockholdersEquityAbstract" xlink:label="loc_FBPStatementOfStockholdersEquityAbstract" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StatementTable" xlink:label="loc_FBPStatementTable" />
      <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPStatementOfStockholdersEquityAbstract" xlink:to="loc_FBPStatementTable" order="100" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StatementLineItems" xlink:label="loc_FBPStatementLineItems" />
      <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPStatementTable" xlink:to="loc_FBPStatementLineItems" order="200" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StatementEquityComponentsAxis" xlink:label="loc_FBPStatementEquityComponentsAxis" />
      <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPStatementTable" xlink:to="loc_FBPStatementEquityComponentsAxis" order="10" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_EquityComponentDomain" xlink:label="loc_FBPEquityComponentDomain" />
      <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPStatementEquityComponentsAxis" xlink:to="loc_FBPEquityComponentDomain" order="60" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_PreferredStockMember" xlink:label="loc_FBPPreferredStockMember" />
      <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPStatementEquityComponentsAxis" xlink:to="loc_FBPPreferredStockMember" order="10" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_PreferredStockDiscountMemberMember" xlink:label="loc_FBPPreferredStockDiscountMemberMember" />
      <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPStatementEquityComponentsAxis" xlink:to="loc_FBPPreferredStockDiscountMemberMember" order="20" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_CommonStockMember" xlink:label="loc_FBPCommonStockMember" />
      <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPStatementEquityComponentsAxis" xlink:to="loc_FBPCommonStockMember" order="30" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_RetainedEarningsMember" xlink:label="loc_FBPRetainedEarningsMember" />
      <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPStatementEquityComponentsAxis" xlink:to="loc_FBPRetainedEarningsMember" order="40" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_AccumulatedOtherComprehensiveIncomeMember" xlink:label="loc_FBPAccumulatedOtherComprehensiveIncomeMember" />
      <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPStatementEquityComponentsAxis" xlink:to="loc_FBPAccumulatedOtherComprehensiveIncomeMember" order="50" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest" xlink:label="loc_FBPStockholdersEquityIncludingPortionAttributableToNoncontrollingInterest" />
      <link:presentationArc order="10" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPStockholdersEquityIncludingPortionAttributableToNoncontrollingInterest" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/periodStartLabel" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_CommonStockSharesOutstanding" xlink:label="loc_FBPCommonStockSharesOutstanding" />
      <link:presentationArc order="20" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPCommonStockSharesOutstanding" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/periodStartLabel" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_NetIncomeLoss" xlink:label="loc_FBPNetIncomeLoss" />
      <link:presentationArc order="40" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPNetIncomeLoss" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StockRedeemedOrCalledDuringPeriodValue" xlink:label="loc_FBPStockRedeemedOrCalledDuringPeriodValue" />
      <link:presentationArc order="50" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPStockRedeemedOrCalledDuringPeriodValue" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StockIssuedDuringPeriodValueNewIssues" xlink:label="loc_FBPStockIssuedDuringPeriodValueNewIssues" />
      <link:presentationArc order="60" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPStockIssuedDuringPeriodValueNewIssues" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StockIssuedDuringPeriodValueStockOptionsExercised" xlink:label="loc_FBPStockIssuedDuringPeriodValueStockOptionsExercised" />
      <link:presentationArc order="70" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPStockIssuedDuringPeriodValueStockOptionsExercised" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StockIssuedDuringPeriodSharesStockOptionsExercised" xlink:label="loc_FBPStockIssuedDuringPeriodSharesStockOptionsExercised" />
      <link:presentationArc order="80" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPStockIssuedDuringPeriodSharesStockOptionsExercised" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StockIssuedDuringPeriodValueDividendReinvestmentPlan" xlink:label="loc_FBPStockIssuedDuringPeriodValueDividendReinvestmentPlan" />
      <link:presentationArc order="90" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPStockIssuedDuringPeriodValueDividendReinvestmentPlan" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StockIssuedDuringPeriodSharesDividendReinvestmentPlan" xlink:label="loc_FBPStockIssuedDuringPeriodSharesDividendReinvestmentPlan" />
      <link:presentationArc order="100" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPStockIssuedDuringPeriodSharesDividendReinvestmentPlan" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StockRepurchasedDuringPeriodValue" xlink:label="loc_FBPStockRepurchasedDuringPeriodValue" />
      <link:presentationArc order="110" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPStockRepurchasedDuringPeriodValue" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StockRepurchasedDuringPeriodShares" xlink:label="loc_FBPStockRepurchasedDuringPeriodShares" />
      <link:presentationArc order="120" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPStockRepurchasedDuringPeriodShares" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_PaymentsForRepurchaseOfWarrants" xlink:label="loc_FBPPaymentsForRepurchaseOfWarrants" />
      <link:presentationArc order="130" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPPaymentsForRepurchaseOfWarrants" xlink:type="arc" preferredLabel="http://www.xbrl.org/2009/role/negatedLabel" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_DividendsCommonStockCash" xlink:label="loc_FBPDividendsCommonStockCash" />
      <link:presentationArc order="140" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPDividendsCommonStockCash" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_DividendsPreferredStockCash" xlink:label="loc_FBPDividendsPreferredStockCash" />
      <link:presentationArc order="150" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPDividendsPreferredStockCash" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_PreferredStockAccretionOfRedemptionDiscount" xlink:label="loc_FBPPreferredStockAccretionOfRedemptionDiscount" />
      <link:presentationArc order="160" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPPreferredStockAccretionOfRedemptionDiscount" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ExcessTaxBenefitFromShareBasedCompensationFinancingActivities" xlink:label="loc_FBPExcessTaxBenefitFromShareBasedCompensationFinancingActivities" />
      <link:presentationArc order="170" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPExcessTaxBenefitFromShareBasedCompensationFinancingActivities" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StockIssuedDuringPeriodValueShareBasedCompensation" xlink:label="loc_FBPStockIssuedDuringPeriodValueShareBasedCompensation" />
      <link:presentationArc order="180" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPStockIssuedDuringPeriodValueShareBasedCompensation" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StockIssuedDuringPeriodSharesShareBasedCompensation" xlink:label="loc_FBPStockIssuedDuringPeriodSharesShareBasedCompensation" />
      <link:presentationArc order="190" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPStockIssuedDuringPeriodSharesShareBasedCompensation" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent" xlink:label="loc_FBPOtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent" />
      <link:presentationArc order="200" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPOtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest" xlink:label="loc_FBPStockholdersEquityIncludingPortionAttributableToNoncontrollingInterest_2" />
      <link:presentationArc order="220" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPStockholdersEquityIncludingPortionAttributableToNoncontrollingInterest_2" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/periodEndLabel" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_CommonStockSharesOutstanding" xlink:label="loc_FBPCommonStockSharesOutstanding_2" />
      <link:presentationArc order="230" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPCommonStockSharesOutstanding_2" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/periodEndLabel" />
    </link:presentationLink>
    <link:presentationLink xlink:type="extended" xlink:role="http://firstbancorp.com/role/StatementsOfCashFlows" xlink:title="0007 - Statement - Consolidated Statements of Cash Flows">
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_ConsolidatedStatementsOfCashFlowsAbstract" xlink:label="loc_FBPConsolidatedStatementsOfCashFlowsAbstract" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_NetCashProvidedByUsedInOperatingActivitiesAbstract" xlink:label="loc_FBPNetCashProvidedByUsedInOperatingActivitiesAbstract" />
      <link:presentationArc order="0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPConsolidatedStatementsOfCashFlowsAbstract" xlink:to="loc_FBPNetCashProvidedByUsedInOperatingActivitiesAbstract" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_NetIncomeLoss" xlink:label="loc_FBPNetIncomeLoss" />
      <link:presentationArc order="10" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPConsolidatedStatementsOfCashFlowsAbstract" xlink:to="loc_FBPNetIncomeLoss" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_AdjustmentsNoncashItemsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract" xlink:label="loc_FBPAdjustmentsNoncashItemsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract" />
      <link:presentationArc order="20" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPConsolidatedStatementsOfCashFlowsAbstract" xlink:to="loc_FBPAdjustmentsNoncashItemsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ProvisionForLoanLeaseAndOtherLosses" xlink:label="loc_FBPProvisionForLoanLeaseAndOtherLosses" />
      <link:presentationArc order="30" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPConsolidatedStatementsOfCashFlowsAbstract" xlink:to="loc_FBPProvisionForLoanLeaseAndOtherLosses" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_AccretionAmortizationOfDiscountsAndPremiumsInvestments" xlink:label="loc_FBPAccretionAmortizationOfDiscountsAndPremiumsInvestments" />
      <link:presentationArc order="40" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPConsolidatedStatementsOfCashFlowsAbstract" xlink:to="loc_FBPAccretionAmortizationOfDiscountsAndPremiumsInvestments" xlink:type="arc" preferredLabel="http://www.xbrl.org/2009/role/negatedLabel" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_PurchaseAccountingAccretionAndAmortizationNet" xlink:label="loc_FBPPurchaseAccountingAccretionAndAmortizationNet" />
      <link:presentationArc order="50" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPConsolidatedStatementsOfCashFlowsAbstract" xlink:to="loc_FBPPurchaseAccountingAccretionAndAmortizationNet" xlink:type="arc" preferredLabel="http://www.xbrl.org/2009/role/negatedLabel" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_GainLossFromAcquisition" xlink:label="loc_FBPGainLossFromAcquisition" />
      <link:presentationArc order="60" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPConsolidatedStatementsOfCashFlowsAbstract" xlink:to="loc_FBPGainLossFromAcquisition" xlink:type="arc" preferredLabel="http://www.xbrl.org/2009/role/negatedLabel" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_GainsLossesOnSalesOfOtherRealEstateTotal" xlink:label="loc_FBPGainsLossesOnSalesOfOtherRealEstateTotal" />
      <link:presentationArc order="70" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPConsolidatedStatementsOfCashFlowsAbstract" xlink:to="loc_FBPGainsLossesOnSalesOfOtherRealEstateTotal" xlink:type="arc" preferredLabel="http://www.xbrl.org/2009/role/negatedLabel" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_AvailableForSaleSecuritiesGrossRealizedGainLossNet" xlink:label="loc_FBPAvailableForSaleSecuritiesGrossRealizedGainLossNet" />
      <link:presentationArc order="80" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPConsolidatedStatementsOfCashFlowsAbstract" xlink:to="loc_FBPAvailableForSaleSecuritiesGrossRealizedGainLossNet" xlink:type="arc" preferredLabel="http://www.xbrl.org/2009/role/negatedLabel" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_OtherOperatingGainsLosses" xlink:label="loc_FBPOtherOperatingGainsLosses" />
      <link:presentationArc order="90" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPConsolidatedStatementsOfCashFlowsAbstract" xlink:to="loc_FBPOtherOperatingGainsLosses" xlink:type="arc" preferredLabel="http://www.xbrl.org/2009/role/negatedLabel" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_IncreaseDecreaseNetDeferredLoanCosts" xlink:label="loc_FBPIncreaseDecreaseNetDeferredLoanCosts" />
      <link:presentationArc order="100" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPConsolidatedStatementsOfCashFlowsAbstract" xlink:to="loc_FBPIncreaseDecreaseNetDeferredLoanCosts" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_Depreciation" xlink:label="loc_FBPDepreciation" />
      <link:presentationArc order="110" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPConsolidatedStatementsOfCashFlowsAbstract" xlink:to="loc_FBPDepreciation" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ShareBasedCompensation" xlink:label="loc_FBPShareBasedCompensation" />
      <link:presentationArc order="120" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPConsolidatedStatementsOfCashFlowsAbstract" xlink:to="loc_FBPShareBasedCompensation" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_AmortizationOfIntangibleAssets" xlink:label="loc_FBPAmortizationOfIntangibleAssets" />
      <link:presentationArc order="130" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPConsolidatedStatementsOfCashFlowsAbstract" xlink:to="loc_FBPAmortizationOfIntangibleAssets" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_OriginationOfPresoldMortgagesInProcessOfSettlement" xlink:label="loc_FBPOriginationOfPresoldMortgagesInProcessOfSettlement" />
      <link:presentationArc order="140" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPConsolidatedStatementsOfCashFlowsAbstract" xlink:to="loc_FBPOriginationOfPresoldMortgagesInProcessOfSettlement" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_ProceedsFromSalesOfPresoldMortgagesInProcessOfSettlement" xlink:label="loc_FBPProceedsFromSalesOfPresoldMortgagesInProcessOfSettlement" />
      <link:presentationArc order="150" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPConsolidatedStatementsOfCashFlowsAbstract" xlink:to="loc_FBPProceedsFromSalesOfPresoldMortgagesInProcessOfSettlement" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_IncreaseDecreaseInAccruedInterestReceivableNet" xlink:label="loc_FBPIncreaseDecreaseInAccruedInterestReceivableNet" />
      <link:presentationArc order="160" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPConsolidatedStatementsOfCashFlowsAbstract" xlink:to="loc_FBPIncreaseDecreaseInAccruedInterestReceivableNet" xlink:type="arc" preferredLabel="http://www.xbrl.org/2009/role/negatedLabel" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_IncreaseDecreaseInOtherOperatingAssets" xlink:label="loc_FBPIncreaseDecreaseInOtherOperatingAssets" />
      <link:presentationArc order="170" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPConsolidatedStatementsOfCashFlowsAbstract" xlink:to="loc_FBPIncreaseDecreaseInOtherOperatingAssets" xlink:type="arc" preferredLabel="http://www.xbrl.org/2009/role/negatedLabel" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_IncreaseDecreaseInInterestPayableNet" xlink:label="loc_FBPIncreaseDecreaseInInterestPayableNet" />
      <link:presentationArc order="180" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPConsolidatedStatementsOfCashFlowsAbstract" xlink:to="loc_FBPIncreaseDecreaseInInterestPayableNet" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_IncreaseDecreaseInOtherOperatingLiabilities" xlink:label="loc_FBPIncreaseDecreaseInOtherOperatingLiabilities" />
      <link:presentationArc order="190" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPConsolidatedStatementsOfCashFlowsAbstract" xlink:to="loc_FBPIncreaseDecreaseInOtherOperatingLiabilities" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_NetCashProvidedByUsedInOperatingActivities" xlink:label="loc_FBPNetCashProvidedByUsedInOperatingActivities" />
      <link:presentationArc order="200" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPConsolidatedStatementsOfCashFlowsAbstract" xlink:to="loc_FBPNetCashProvidedByUsedInOperatingActivities" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_NetCashProvidedByUsedInInvestingActivitiesAbstract" xlink:label="loc_FBPNetCashProvidedByUsedInInvestingActivitiesAbstract" />
      <link:presentationArc order="220" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPConsolidatedStatementsOfCashFlowsAbstract" xlink:to="loc_FBPNetCashProvidedByUsedInInvestingActivitiesAbstract" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_PaymentsToAcquireAvailableForSaleSecurities" xlink:label="loc_FBPPaymentsToAcquireAvailableForSaleSecurities" />
      <link:presentationArc order="230" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPConsolidatedStatementsOfCashFlowsAbstract" xlink:to="loc_FBPPaymentsToAcquireAvailableForSaleSecurities" xlink:type="arc" preferredLabel="http://www.xbrl.org/2009/role/negatedLabel" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_PaymentsToAcquireHeldToMaturitySecurities" xlink:label="loc_FBPPaymentsToAcquireHeldToMaturitySecurities" />
      <link:presentationArc order="240" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPConsolidatedStatementsOfCashFlowsAbstract" xlink:to="loc_FBPPaymentsToAcquireHeldToMaturitySecurities" xlink:type="arc" preferredLabel="http://www.xbrl.org/2009/role/negatedLabel" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ProceedsFromSaleOfAvailableForSaleSecurities" xlink:label="loc_FBPProceedsFromSaleOfAvailableForSaleSecurities" />
      <link:presentationArc order="250" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPConsolidatedStatementsOfCashFlowsAbstract" xlink:to="loc_FBPProceedsFromSaleOfAvailableForSaleSecurities" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ProceedsFromMaturitiesPrepaymentsAndCallsOfAvailableForSaleSecurities" xlink:label="loc_FBPProceedsFromMaturitiesPrepaymentsAndCallsOfAvailableForSaleSecurities" />
      <link:presentationArc order="260" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPConsolidatedStatementsOfCashFlowsAbstract" xlink:to="loc_FBPProceedsFromMaturitiesPrepaymentsAndCallsOfAvailableForSaleSecurities" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ProceedsFromMaturitiesPrepaymentsAndCallsOfHeldToMaturitySecurities" xlink:label="loc_FBPProceedsFromMaturitiesPrepaymentsAndCallsOfHeldToMaturitySecurities" />
      <link:presentationArc order="270" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPConsolidatedStatementsOfCashFlowsAbstract" xlink:to="loc_FBPProceedsFromMaturitiesPrepaymentsAndCallsOfHeldToMaturitySecurities" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_PaymentsToAcquireLifeInsurancePolicies" xlink:label="loc_FBPPaymentsToAcquireLifeInsurancePolicies" />
      <link:presentationArc order="280" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPConsolidatedStatementsOfCashFlowsAbstract" xlink:to="loc_FBPPaymentsToAcquireLifeInsurancePolicies" xlink:type="arc" preferredLabel="http://www.xbrl.org/2009/role/negatedLabel" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_PaymentsForProceedsFromLoansAndLeases" xlink:label="loc_FBPPaymentsForProceedsFromLoansAndLeases" />
      <link:presentationArc order="290" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPConsolidatedStatementsOfCashFlowsAbstract" xlink:to="loc_FBPPaymentsForProceedsFromLoansAndLeases" xlink:type="arc" preferredLabel="http://www.xbrl.org/2009/role/negatedLabel" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_FDICIndemnificationAssetCashPaymentsReceived" xlink:label="loc_FBPFDICIndemnificationAssetCashPaymentsReceived" />
      <link:presentationArc order="300" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPConsolidatedStatementsOfCashFlowsAbstract" xlink:to="loc_FBPFDICIndemnificationAssetCashPaymentsReceived" xlink:type="arc" preferredLabel="http://www.xbrl.org/2009/role/negatedLabel" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ProceedsFromSaleOfOtherRealEstate" xlink:label="loc_FBPProceedsFromSaleOfOtherRealEstate" />
      <link:presentationArc order="310" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPConsolidatedStatementsOfCashFlowsAbstract" xlink:to="loc_FBPProceedsFromSaleOfOtherRealEstate" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_PaymentsToAcquirePropertyPlantAndEquipment" xlink:label="loc_FBPPaymentsToAcquirePropertyPlantAndEquipment" />
      <link:presentationArc order="320" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPConsolidatedStatementsOfCashFlowsAbstract" xlink:to="loc_FBPPaymentsToAcquirePropertyPlantAndEquipment" xlink:type="arc" preferredLabel="http://www.xbrl.org/2009/role/negatedLabel" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_CashAcquiredFromAcquisition" xlink:label="loc_FBPCashAcquiredFromAcquisition" />
      <link:presentationArc order="330" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPConsolidatedStatementsOfCashFlowsAbstract" xlink:to="loc_FBPCashAcquiredFromAcquisition" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_NetCashProvidedByUsedInInvestingActivities" xlink:label="loc_FBPNetCashProvidedByUsedInInvestingActivities" />
      <link:presentationArc order="340" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPConsolidatedStatementsOfCashFlowsAbstract" xlink:to="loc_FBPNetCashProvidedByUsedInInvestingActivities" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_NetCashProvidedByUsedInFinancingActivitiesAbstract" xlink:label="loc_FBPNetCashProvidedByUsedInFinancingActivitiesAbstract" />
      <link:presentationArc order="360" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPConsolidatedStatementsOfCashFlowsAbstract" xlink:to="loc_FBPNetCashProvidedByUsedInFinancingActivitiesAbstract" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_IncreaseDecreaseInDepositsAndRepurchaseAgreements" xlink:label="loc_FBPIncreaseDecreaseInDepositsAndRepurchaseAgreements" />
      <link:presentationArc order="370" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPConsolidatedStatementsOfCashFlowsAbstract" xlink:to="loc_FBPIncreaseDecreaseInDepositsAndRepurchaseAgreements" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_ProceedsFromRepaymentsOfBorrowings" xlink:label="loc_FBPProceedsFromRepaymentsOfBorrowings" />
      <link:presentationArc order="380" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPConsolidatedStatementsOfCashFlowsAbstract" xlink:to="loc_FBPProceedsFromRepaymentsOfBorrowings" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_PaymentsOfDividendsCommonStock" xlink:label="loc_FBPPaymentsOfDividendsCommonStock" />
      <link:presentationArc order="390" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPConsolidatedStatementsOfCashFlowsAbstract" xlink:to="loc_FBPPaymentsOfDividendsCommonStock" xlink:type="arc" preferredLabel="http://www.xbrl.org/2009/role/negatedLabel" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_PaymentsOfDividendsPreferredStockAndPreferenceStock" xlink:label="loc_FBPPaymentsOfDividendsPreferredStockAndPreferenceStock" />
      <link:presentationArc order="400" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPConsolidatedStatementsOfCashFlowsAbstract" xlink:to="loc_FBPPaymentsOfDividendsPreferredStockAndPreferenceStock" xlink:type="arc" preferredLabel="http://www.xbrl.org/2009/role/negatedLabel" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ProceedsFromIssuanceOfPreferredStockAndPreferenceStock" xlink:label="loc_FBPProceedsFromIssuanceOfPreferredStockAndPreferenceStock" />
      <link:presentationArc order="410" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPConsolidatedStatementsOfCashFlowsAbstract" xlink:to="loc_FBPProceedsFromIssuanceOfPreferredStockAndPreferenceStock" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ProceedsFromIssuanceOfCommonStock" xlink:label="loc_FBPProceedsFromIssuanceOfCommonStock" />
      <link:presentationArc order="420" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPConsolidatedStatementsOfCashFlowsAbstract" xlink:to="loc_FBPProceedsFromIssuanceOfCommonStock" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_PaymentsForRepurchaseOfRedeemablePreferredStock" xlink:label="loc_FBPPaymentsForRepurchaseOfRedeemablePreferredStock" />
      <link:presentationArc order="430" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPConsolidatedStatementsOfCashFlowsAbstract" xlink:to="loc_FBPPaymentsForRepurchaseOfRedeemablePreferredStock" xlink:type="arc" preferredLabel="http://www.xbrl.org/2009/role/negatedLabel" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_PaymentsForRepurchaseOfCommonStock" xlink:label="loc_FBPPaymentsForRepurchaseOfCommonStock" />
      <link:presentationArc order="440" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPConsolidatedStatementsOfCashFlowsAbstract" xlink:to="loc_FBPPaymentsForRepurchaseOfCommonStock" xlink:type="arc" preferredLabel="http://www.xbrl.org/2009/role/negatedLabel" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_PaymentsForRepurchaseOfWarrants" xlink:label="loc_FBPPaymentsForRepurchaseOfWarrants" />
      <link:presentationArc order="450" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPConsolidatedStatementsOfCashFlowsAbstract" xlink:to="loc_FBPPaymentsForRepurchaseOfWarrants" xlink:type="arc" preferredLabel="http://www.xbrl.org/2009/role/negatedTerseLabel" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ExcessTaxBenefitFromShareBasedCompensationFinancingActivities" xlink:label="loc_FBPExcessTaxBenefitFromShareBasedCompensationFinancingActivities" />
      <link:presentationArc order="460" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPConsolidatedStatementsOfCashFlowsAbstract" xlink:to="loc_FBPExcessTaxBenefitFromShareBasedCompensationFinancingActivities" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_NetCashProvidedByUsedInFinancingActivities" xlink:label="loc_FBPNetCashProvidedByUsedInFinancingActivities" />
      <link:presentationArc order="470" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPConsolidatedStatementsOfCashFlowsAbstract" xlink:to="loc_FBPNetCashProvidedByUsedInFinancingActivities" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_CashAndCashEquivalentsPeriodIncreaseDecrease" xlink:label="loc_FBPCashAndCashEquivalentsPeriodIncreaseDecrease" />
      <link:presentationArc order="490" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPConsolidatedStatementsOfCashFlowsAbstract" xlink:to="loc_FBPCashAndCashEquivalentsPeriodIncreaseDecrease" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_CashAndCashEquivalentsAtCarryingValue" xlink:label="loc_FBPCashAndCashEquivalentsAtCarryingValue" />
      <link:presentationArc order="500" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPConsolidatedStatementsOfCashFlowsAbstract" xlink:to="loc_FBPCashAndCashEquivalentsAtCarryingValue" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/periodStartLabel" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_CashAndCashEquivalentsAtCarryingValue" xlink:label="loc_FBPCashAndCashEquivalentsAtCarryingValue_2" />
      <link:presentationArc order="520" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPConsolidatedStatementsOfCashFlowsAbstract" xlink:to="loc_FBPCashAndCashEquivalentsAtCarryingValue_2" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/periodEndLabel" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_SupplementalCashFlowElementsAbstract" xlink:label="loc_FBPSupplementalCashFlowElementsAbstract" />
      <link:presentationArc order="540" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPConsolidatedStatementsOfCashFlowsAbstract" xlink:to="loc_FBPSupplementalCashFlowElementsAbstract" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_InterestPaid" xlink:label="loc_FBPInterestPaid" />
      <link:presentationArc order="550" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPConsolidatedStatementsOfCashFlowsAbstract" xlink:to="loc_FBPInterestPaid" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_IncomeTaxesPaidNet" xlink:label="loc_FBPIncomeTaxesPaidNet" />
      <link:presentationArc order="560" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPConsolidatedStatementsOfCashFlowsAbstract" xlink:to="loc_FBPIncomeTaxesPaidNet" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_CashFlowNoncashInvestingAndFinancingActivitiesDisclosureAbstract" xlink:label="loc_FBPCashFlowNoncashInvestingAndFinancingActivitiesDisclosureAbstract" />
      <link:presentationArc order="570" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPConsolidatedStatementsOfCashFlowsAbstract" xlink:to="loc_FBPCashFlowNoncashInvestingAndFinancingActivitiesDisclosureAbstract" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_ForeclosedLoansTransferredToForeclosedRealEstate" xlink:label="loc_FBPForeclosedLoansTransferredToForeclosedRealEstate" />
      <link:presentationArc order="580" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPConsolidatedStatementsOfCashFlowsAbstract" xlink:to="loc_FBPForeclosedLoansTransferredToForeclosedRealEstate" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_TransferOfPortfolioLoansAndLeasesToHeldForSale1" xlink:label="loc_FBPTransferOfPortfolioLoansAndLeasesToHeldForSale1" />
      <link:presentationArc order="590" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPConsolidatedStatementsOfCashFlowsAbstract" xlink:to="loc_FBPTransferOfPortfolioLoansAndLeasesToHeldForSale1" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_UnrealizedGainLossOnSecuritiesAvailableForSaleNetOfTaxes" xlink:label="loc_FBPUnrealizedGainLossOnSecuritiesAvailableForSaleNetOfTaxes" />
      <link:presentationArc order="600" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPConsolidatedStatementsOfCashFlowsAbstract" xlink:to="loc_FBPUnrealizedGainLossOnSecuritiesAvailableForSaleNetOfTaxes" xlink:type="arc" />
    </link:presentationLink>
    <link:presentationLink xlink:type="extended" xlink:role="http://firstbancorp.com/role/SummaryOfSignificantAccountingPolicies" xlink:title="0008 - Disclosure - Summary of Significant Accounting Policies">
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_AccountingPoliciesAbstract" xlink:label="loc_FBPAccountingPoliciesAbstract" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_SignificantAccountingPoliciesTextBlock" xlink:label="loc_FBPSignificantAccountingPoliciesTextBlock" />
      <link:presentationArc order="0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPAccountingPoliciesAbstract" xlink:to="loc_FBPSignificantAccountingPoliciesTextBlock" xlink:type="arc" />
    </link:presentationLink>
    <link:presentationLink xlink:type="extended" xlink:role="http://firstbancorp.com/role/Acquisitions-CompletedAndPending" xlink:title="0009 - Disclosure - Acquisitions - Completed and Pending">
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_BusinessCombinationsAbstract" xlink:label="loc_FBPBusinessCombinationsAbstract" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_BusinessCombinationDisclosureTextBlock" xlink:label="loc_FBPBusinessCombinationDisclosureTextBlock" />
      <link:presentationArc order="0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPBusinessCombinationsAbstract" xlink:to="loc_FBPBusinessCombinationDisclosureTextBlock" xlink:type="arc" />
    </link:presentationLink>
    <link:presentationLink xlink:type="extended" xlink:role="http://firstbancorp.com/role/Securities" xlink:title="0010 - Disclosure - Securities">
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_SecuritiesAbstract" xlink:label="loc_FBPSecuritiesAbstract" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_InvestmentsInDebtAndMarketableEquitySecuritiesAndCertainTradingAssetsDisclosureTextBlock" xlink:label="loc_FBPInvestmentsInDebtAndMarketableEquitySecuritiesAndCertainTradingAssetsDisclosureTextBlock" />
      <link:presentationArc order="0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPSecuritiesAbstract" xlink:to="loc_FBPInvestmentsInDebtAndMarketableEquitySecuritiesAndCertainTradingAssetsDisclosureTextBlock" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
    </link:presentationLink>
    <link:presentationLink xlink:type="extended" xlink:role="http://firstbancorp.com/role/LoansAndAssetQualityInformation" xlink:title="0011 - Disclosure - Loans and Asset Quality Information">
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_LoansAndAssetQualityInformationAbstract" xlink:label="loc_FBPLoansAndAssetQualityInformationAbstract" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_FinancingReceivablesTextBlock" xlink:label="loc_FBPFinancingReceivablesTextBlock" />
      <link:presentationArc order="0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPLoansAndAssetQualityInformationAbstract" xlink:to="loc_FBPFinancingReceivablesTextBlock" xlink:type="arc" />
    </link:presentationLink>
    <link:presentationLink xlink:type="extended" xlink:role="http://firstbancorp.com/role/PremisesAndEquipment" xlink:title="0012 - Disclosure - Premises and Equipment">
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_PropertyPlantAndEquipmentAbstract" xlink:label="loc_FBPPropertyPlantAndEquipmentAbstract" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_PropertyPlantAndEquipmentDisclosureTextBlock" xlink:label="loc_FBPPropertyPlantAndEquipmentDisclosureTextBlock" />
      <link:presentationArc order="0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPPropertyPlantAndEquipmentAbstract" xlink:to="loc_FBPPropertyPlantAndEquipmentDisclosureTextBlock" xlink:type="arc" />
    </link:presentationLink>
    <link:presentationLink xlink:type="extended" xlink:role="http://firstbancorp.com/role/FdicIndemnificationAsset" xlink:title="0013 - Disclosure - FDIC Indemnification Asset">
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_FdicIndemnificationAssetAbstract" xlink:label="loc_FBPFdicIndemnificationAssetAbstract" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_FdicIndemnificationAssetTextBlock" xlink:label="loc_FBPFdicIndemnificationAssetTextBlock" />
      <link:presentationArc order="0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPFdicIndemnificationAssetAbstract" xlink:to="loc_FBPFdicIndemnificationAssetTextBlock" xlink:type="arc" />
    </link:presentationLink>
    <link:presentationLink xlink:type="extended" xlink:role="http://firstbancorp.com/role/GoodwillAndOtherIntangibleAssets" xlink:title="0014 - Disclosure - Goodwill and Other Intangible Assets">
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_GoodwillAndOtherIntangibleAssetsAbstract" xlink:label="loc_FBPGoodwillAndOtherIntangibleAssetsAbstract" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_GoodwillAndIntangibleAssetsDisclosureTextBlock" xlink:label="loc_FBPGoodwillAndIntangibleAssetsDisclosureTextBlock" />
      <link:presentationArc order="0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPGoodwillAndOtherIntangibleAssetsAbstract" xlink:to="loc_FBPGoodwillAndIntangibleAssetsDisclosureTextBlock" xlink:type="arc" />
    </link:presentationLink>
    <link:presentationLink xlink:type="extended" xlink:role="http://firstbancorp.com/role/IncomeTaxes" xlink:title="0015 - Disclosure - Income Taxes">
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_IncomeTaxDisclosureAbstract" xlink:label="loc_FBPIncomeTaxDisclosureAbstract" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_IncomeTaxDisclosureTextBlock" xlink:label="loc_FBPIncomeTaxDisclosureTextBlock" />
      <link:presentationArc order="0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPIncomeTaxDisclosureAbstract" xlink:to="loc_FBPIncomeTaxDisclosureTextBlock" xlink:type="arc" />
    </link:presentationLink>
    <link:presentationLink xlink:type="extended" xlink:role="http://firstbancorp.com/role/TimeDepositsSecuritiesSoldUnderAgreementsToRepurchaseAndRelatedPartyDeposits" xlink:title="0016 - Disclosure - Time Deposits, Securities Sold Under Agreements to Repurchase, and Related Party Deposits">
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_NotesToFinancialStatementsAbstract" xlink:label="loc_FBPNotesToFinancialStatementsAbstract" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_TimeDepositsSecuritiesSoldUnderAgreementsToRepurchaseAndRelatedPartyDepositsTextBlock" xlink:label="loc_FBPTimeDepositsSecuritiesSoldUnderAgreementsToRepurchaseAndRelatedPartyDepositsTextBlock" />
      <link:presentationArc order="0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPNotesToFinancialStatementsAbstract" xlink:to="loc_FBPTimeDepositsSecuritiesSoldUnderAgreementsToRepurchaseAndRelatedPartyDepositsTextBlock" xlink:type="arc" />
    </link:presentationLink>
    <link:presentationLink xlink:type="extended" xlink:role="http://firstbancorp.com/role/BorrowingsAndBorrowingsAvailability" xlink:title="0017 - Disclosure - Borrowings and Borrowings Availability">
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_NotesToFinancialStatementsAbstract" xlink:label="loc_FBPNotesToFinancialStatementsAbstract" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_BorrowingsAndBorrowingsAvailabilityTextBlock" xlink:label="loc_FBPBorrowingsAndBorrowingsAvailabilityTextBlock" />
      <link:presentationArc order="0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPNotesToFinancialStatementsAbstract" xlink:to="loc_FBPBorrowingsAndBorrowingsAvailabilityTextBlock" xlink:type="arc" />
    </link:presentationLink>
    <link:presentationLink xlink:type="extended" xlink:role="http://firstbancorp.com/role/Leases" xlink:title="0018 - Disclosure - Leases">
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_LeasesAbstract" xlink:label="loc_FBPLeasesAbstract" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_LeasesOfLesseeDisclosureTextBlock" xlink:label="loc_FBPLeasesOfLesseeDisclosureTextBlock" />
      <link:presentationArc order="0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPLeasesAbstract" xlink:to="loc_FBPLeasesOfLesseeDisclosureTextBlock" xlink:type="arc" />
    </link:presentationLink>
    <link:presentationLink xlink:type="extended" xlink:role="http://firstbancorp.com/role/EmployeeBenefitPlans" xlink:title="0019 - Disclosure - Employee Benefit Plans">
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_CompensationAndRetirementDisclosureAbstract" xlink:label="loc_FBPCompensationAndRetirementDisclosureAbstract" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_PensionAndOtherPostretirementBenefitsDisclosureTextBlock" xlink:label="loc_FBPPensionAndOtherPostretirementBenefitsDisclosureTextBlock" />
      <link:presentationArc order="0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPCompensationAndRetirementDisclosureAbstract" xlink:to="loc_FBPPensionAndOtherPostretirementBenefitsDisclosureTextBlock" xlink:type="arc" />
    </link:presentationLink>
    <link:presentationLink xlink:type="extended" xlink:role="http://firstbancorp.com/role/CommitmentsContingenciesAndConcentrationsOfCreditRisk" xlink:title="0020 - Disclosure - Commitments, Contingencies, and Concentrations of Credit Risk">
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_CommitmentsAndContingenciesDisclosureAbstract" xlink:label="loc_FBPCommitmentsAndContingenciesDisclosureAbstract" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_CommitmentsAndContingenciesDisclosureTextBlock" xlink:label="loc_FBPCommitmentsAndContingenciesDisclosureTextBlock" />
      <link:presentationArc order="0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPCommitmentsAndContingenciesDisclosureAbstract" xlink:to="loc_FBPCommitmentsAndContingenciesDisclosureTextBlock" xlink:type="arc" />
    </link:presentationLink>
    <link:presentationLink xlink:type="extended" xlink:role="http://firstbancorp.com/role/FairValue" xlink:title="0021 - Disclosure - Fair Value">
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_FairValueDisclosureAbstract" xlink:label="loc_FBPFairValueDisclosureAbstract" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_FairValueDisclosuresTextBlock" xlink:label="loc_FBPFairValueDisclosuresTextBlock" />
      <link:presentationArc order="0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPFairValueDisclosureAbstract" xlink:to="loc_FBPFairValueDisclosuresTextBlock" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
    </link:presentationLink>
    <link:presentationLink xlink:type="extended" xlink:role="http://firstbancorp.com/role/Equity-BasedCompensationPlans" xlink:title="0022 - Disclosure - Equity-Based Compensation Plans">
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_EquitybasedCompensationPlansAbstract" xlink:label="loc_FBPEquitybasedCompensationPlansAbstract" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_DisclosureOfCompensationRelatedCostsShareBasedPaymentsTextBlock" xlink:label="loc_FBPDisclosureOfCompensationRelatedCostsShareBasedPaymentsTextBlock" />
      <link:presentationArc order="0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPEquitybasedCompensationPlansAbstract" xlink:to="loc_FBPDisclosureOfCompensationRelatedCostsShareBasedPaymentsTextBlock" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
    </link:presentationLink>
    <link:presentationLink xlink:type="extended" xlink:role="http://firstbancorp.com/role/RegulatoryRestrictions" xlink:title="0023 - Disclosure - Regulatory Restrictions">
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_NotesToFinancialStatementsAbstract" xlink:label="loc_FBPNotesToFinancialStatementsAbstract" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_RegulatoryRestrictionsTextBlock" xlink:label="loc_FBPRegulatoryRestrictionsTextBlock" />
      <link:presentationArc order="0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPNotesToFinancialStatementsAbstract" xlink:to="loc_FBPRegulatoryRestrictionsTextBlock" xlink:type="arc" />
    </link:presentationLink>
    <link:presentationLink xlink:type="extended" xlink:role="http://firstbancorp.com/role/SupplementaryIncomeStatementInformation" xlink:title="0024 - Disclosure - Supplementary Income Statement Information">
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_NotesToFinancialStatementsAbstract" xlink:label="loc_FBPNotesToFinancialStatementsAbstract" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_SupplementaryIncomeStatementInformationTextBlock" xlink:label="loc_FBPSupplementaryIncomeStatementInformationTextBlock" />
      <link:presentationArc order="0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPNotesToFinancialStatementsAbstract" xlink:to="loc_FBPSupplementaryIncomeStatementInformationTextBlock" xlink:type="arc" />
    </link:presentationLink>
    <link:presentationLink xlink:type="extended" xlink:role="http://firstbancorp.com/role/ParentCompanyInformation" xlink:title="0025 - Disclosure - Condensed Parent Company Information">
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_CondensedFinancialInformationOfParentCompanyOnlyDisclosureAbstract" xlink:label="loc_FBPCondensedFinancialInformationOfParentCompanyOnlyDisclosureAbstract" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_CondensedFinancialInformationOfParentCompanyOnlyDisclosureTextBlock" xlink:label="loc_FBPCondensedFinancialInformationOfParentCompanyOnlyDisclosureTextBlock" />
      <link:presentationArc order="0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPCondensedFinancialInformationOfParentCompanyOnlyDisclosureAbstract" xlink:to="loc_FBPCondensedFinancialInformationOfParentCompanyOnlyDisclosureTextBlock" xlink:type="arc" />
    </link:presentationLink>
    <link:presentationLink xlink:type="extended" xlink:role="http://firstbancorp.com/role/ShareholdersEquityTransactions" xlink:title="0026 - Disclosure - Shareholders' Equity Transactions">
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_EquityAbstract" xlink:label="loc_FBPEquityAbstract" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StockholdersEquityNoteDisclosureTextBlock" xlink:label="loc_FBPStockholdersEquityNoteDisclosureTextBlock" />
      <link:presentationArc order="0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPEquityAbstract" xlink:to="loc_FBPStockholdersEquityNoteDisclosureTextBlock" xlink:type="arc" />
    </link:presentationLink>
    <link:presentationLink xlink:type="extended" xlink:role="http://firstbancorp.com/role/SubsequentEvent" xlink:title="0027 - Disclosure - Subsequent Event">
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_SubsequentEventsAbstract" xlink:label="loc_FBPSubsequentEventsAbstract" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_SubsequentEventsTextBlock" xlink:label="loc_FBPSubsequentEventsTextBlock" />
      <link:presentationArc order="0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPSubsequentEventsAbstract" xlink:to="loc_FBPSubsequentEventsTextBlock" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
    </link:presentationLink>
    <link:presentationLink xlink:type="extended" xlink:role="http://firstbancorp.com/role/SummaryOfSignificantAccountingPoliciesPolicies" xlink:title="0028 - Disclosure - Summary of Significant Accounting Policies (Policies)">
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_AccountingPoliciesAbstract" xlink:label="loc_FBPAccountingPoliciesAbstract" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_BasisOfAccountingPolicyPolicyTextBlock" xlink:label="loc_FBPBasisOfAccountingPolicyPolicyTextBlock" />
      <link:presentationArc order="0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPAccountingPoliciesAbstract" xlink:to="loc_FBPBasisOfAccountingPolicyPolicyTextBlock" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_CashAndCashEquivalentsPolicyTextBlock" xlink:label="loc_FBPCashAndCashEquivalentsPolicyTextBlock" />
      <link:presentationArc order="10" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPAccountingPoliciesAbstract" xlink:to="loc_FBPCashAndCashEquivalentsPolicyTextBlock" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_InvestmentPolicyTextBlock" xlink:label="loc_FBPInvestmentPolicyTextBlock" />
      <link:presentationArc order="20" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPAccountingPoliciesAbstract" xlink:to="loc_FBPInvestmentPolicyTextBlock" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_PropertyPlantAndEquipmentPolicyTextBlock" xlink:label="loc_FBPPropertyPlantAndEquipmentPolicyTextBlock" />
      <link:presentationArc order="30" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPAccountingPoliciesAbstract" xlink:to="loc_FBPPropertyPlantAndEquipmentPolicyTextBlock" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_FinanceLoansAndLeasesReceivablePolicy" xlink:label="loc_FBPFinanceLoansAndLeasesReceivablePolicy" />
      <link:presentationArc order="40" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPAccountingPoliciesAbstract" xlink:to="loc_FBPFinanceLoansAndLeasesReceivablePolicy" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_LoansAndLeasesReceivableMortgageBankingActivitiesPolicy" xlink:label="loc_FBPLoansAndLeasesReceivableMortgageBankingActivitiesPolicy" />
      <link:presentationArc order="50" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPAccountingPoliciesAbstract" xlink:to="loc_FBPLoansAndLeasesReceivableMortgageBankingActivitiesPolicy" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_LoansAndLeasesReceivableAllowanceForLoanLossesPolicy" xlink:label="loc_FBPLoansAndLeasesReceivableAllowanceForLoanLossesPolicy" />
      <link:presentationArc order="60" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPAccountingPoliciesAbstract" xlink:to="loc_FBPLoansAndLeasesReceivableAllowanceForLoanLossesPolicy" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_FinanceLoanAndLeaseReceivablesHeldForInvestmentsForeclosedAssetsPolicy" xlink:label="loc_FBPFinanceLoanAndLeaseReceivablesHeldForInvestmentsForeclosedAssetsPolicy" />
      <link:presentationArc order="70" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPAccountingPoliciesAbstract" xlink:to="loc_FBPFinanceLoanAndLeaseReceivablesHeldForInvestmentsForeclosedAssetsPolicy" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_FdicIndemnificationAssetPolicyTextBlock" xlink:label="loc_FBPFdicIndemnificationAssetPolicyTextBlock" />
      <link:presentationArc order="80" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPAccountingPoliciesAbstract" xlink:to="loc_FBPFdicIndemnificationAssetPolicyTextBlock" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_IncomeTaxPolicyTextBlock" xlink:label="loc_FBPIncomeTaxPolicyTextBlock" />
      <link:presentationArc order="90" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPAccountingPoliciesAbstract" xlink:to="loc_FBPIncomeTaxPolicyTextBlock" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_IntangibleAssetsFiniteLivedPolicy" xlink:label="loc_FBPIntangibleAssetsFiniteLivedPolicy" />
      <link:presentationArc order="100" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPAccountingPoliciesAbstract" xlink:to="loc_FBPIntangibleAssetsFiniteLivedPolicy" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_BankownedLifeInsurancePolicyTextBlock" xlink:label="loc_FBPBankownedLifeInsurancePolicyTextBlock" />
      <link:presentationArc order="110" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPAccountingPoliciesAbstract" xlink:to="loc_FBPBankownedLifeInsurancePolicyTextBlock" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_SecuritiesOwnedNotReadilyMarketablePolicy" xlink:label="loc_FBPSecuritiesOwnedNotReadilyMarketablePolicy" />
      <link:presentationArc order="120" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPAccountingPoliciesAbstract" xlink:to="loc_FBPSecuritiesOwnedNotReadilyMarketablePolicy" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ShareBasedCompensationOptionAndIncentivePlansPolicy" xlink:label="loc_FBPShareBasedCompensationOptionAndIncentivePlansPolicy" />
      <link:presentationArc order="130" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPAccountingPoliciesAbstract" xlink:to="loc_FBPShareBasedCompensationOptionAndIncentivePlansPolicy" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_EarningsPerSharePolicyTextBlock" xlink:label="loc_FBPEarningsPerSharePolicyTextBlock" />
      <link:presentationArc order="140" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPAccountingPoliciesAbstract" xlink:to="loc_FBPEarningsPerSharePolicyTextBlock" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_FairValueOfFinancialInstrumentsPolicy" xlink:label="loc_FBPFairValueOfFinancialInstrumentsPolicy" />
      <link:presentationArc order="150" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPAccountingPoliciesAbstract" xlink:to="loc_FBPFairValueOfFinancialInstrumentsPolicy" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ImpairmentOrDisposalOfLongLivedAssetsIncludingIntangibleAssetsPolicyPolicyTextBlock" xlink:label="loc_FBPImpairmentOrDisposalOfLongLivedAssetsIncludingIntangibleAssetsPolicyPolicyTextBlock" />
      <link:presentationArc order="160" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPAccountingPoliciesAbstract" xlink:to="loc_FBPImpairmentOrDisposalOfLongLivedAssetsIncludingIntangibleAssetsPolicyPolicyTextBlock" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ComprehensiveIncomePolicyPolicyTextBlock" xlink:label="loc_FBPComprehensiveIncomePolicyPolicyTextBlock" />
      <link:presentationArc order="170" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPAccountingPoliciesAbstract" xlink:to="loc_FBPComprehensiveIncomePolicyPolicyTextBlock" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_SegmentReportingPolicyPolicyTextBlock" xlink:label="loc_FBPSegmentReportingPolicyPolicyTextBlock" />
      <link:presentationArc order="180" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPAccountingPoliciesAbstract" xlink:to="loc_FBPSegmentReportingPolicyPolicyTextBlock" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_PriorPeriodReclassificationAdjustmentDescription" xlink:label="loc_FBPPriorPeriodReclassificationAdjustmentDescription" />
      <link:presentationArc order="190" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPAccountingPoliciesAbstract" xlink:to="loc_FBPPriorPeriodReclassificationAdjustmentDescription" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_NewAccountingPronouncementsPolicyPolicyTextBlock" xlink:label="loc_FBPNewAccountingPronouncementsPolicyPolicyTextBlock" />
      <link:presentationArc order="200" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPAccountingPoliciesAbstract" xlink:to="loc_FBPNewAccountingPronouncementsPolicyPolicyTextBlock" xlink:type="arc" />
    </link:presentationLink>
    <link:presentationLink xlink:type="extended" xlink:role="http://firstbancorp.com/role/SummaryOfSignificantAccountingPoliciesTables" xlink:title="0029 - Disclosure - Summary of Significant Accounting Policies (Tables)">
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_NotesToFinancialStatementsAbstract" xlink:label="loc_FBPNotesToFinancialStatementsAbstract" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ScheduleOfCalculationOfNumeratorAndDenominatorInEarningsPerShareTableTextBlock" xlink:label="loc_FBPScheduleOfCalculationOfNumeratorAndDenominatorInEarningsPerShareTableTextBlock" />
      <link:presentationArc order="0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPNotesToFinancialStatementsAbstract" xlink:to="loc_FBPScheduleOfCalculationOfNumeratorAndDenominatorInEarningsPerShareTableTextBlock" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ScheduleOfAccumulatedOtherComprehensiveIncomeLossTableTextBlock" xlink:label="loc_FBPScheduleOfAccumulatedOtherComprehensiveIncomeLossTableTextBlock" />
      <link:presentationArc order="10" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPNotesToFinancialStatementsAbstract" xlink:to="loc_FBPScheduleOfAccumulatedOtherComprehensiveIncomeLossTableTextBlock" xlink:type="arc" />
    </link:presentationLink>
    <link:presentationLink xlink:type="extended" xlink:role="http://firstbancorp.com/role/Acquisitions-CompletedAndPendingTables" xlink:title="0030 - Disclosure - Acquisitions - Completed and Pending (Tables)">
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_NotesToFinancialStatementsAbstract" xlink:label="loc_FBPNotesToFinancialStatementsAbstract" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ScheduleOfBusinessAcquisitionsByAcquisitionTextBlock" xlink:label="loc_FBPScheduleOfBusinessAcquisitionsByAcquisitionTextBlock" />
      <link:presentationArc order="0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPNotesToFinancialStatementsAbstract" xlink:to="loc_FBPScheduleOfBusinessAcquisitionsByAcquisitionTextBlock" xlink:type="arc" />
    </link:presentationLink>
    <link:presentationLink xlink:type="extended" xlink:role="http://firstbancorp.com/role/SecuritiesTables" xlink:title="0031 - Disclosure - Securities (Tables)">
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_SecuritiesTablesAbstract" xlink:label="loc_FBPSecuritiesTablesAbstract" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_ScheduleOfSecuritiesTableTextBlock" xlink:label="loc_FBPScheduleOfSecuritiesTableTextBlock" />
      <link:presentationArc order="0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPSecuritiesTablesAbstract" xlink:to="loc_FBPScheduleOfSecuritiesTableTextBlock" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ScheduleOfUnrealizedLossOnInvestmentsTableTextBlock" xlink:label="loc_FBPScheduleOfUnrealizedLossOnInvestmentsTableTextBlock" />
      <link:presentationArc order="10" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPSecuritiesTablesAbstract" xlink:to="loc_FBPScheduleOfUnrealizedLossOnInvestmentsTableTextBlock" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_InvestmentInCorporateBondsTableTextBlock" xlink:label="loc_FBPInvestmentInCorporateBondsTableTextBlock" />
      <link:presentationArc order="20" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPSecuritiesTablesAbstract" xlink:to="loc_FBPInvestmentInCorporateBondsTableTextBlock" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_InvestmentsClassifiedByContractualMaturityDateTableTextBlock" xlink:label="loc_FBPInvestmentsClassifiedByContractualMaturityDateTableTextBlock" />
      <link:presentationArc order="30" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPSecuritiesTablesAbstract" xlink:to="loc_FBPInvestmentsClassifiedByContractualMaturityDateTableTextBlock" xlink:type="arc" />
    </link:presentationLink>
    <link:presentationLink xlink:type="extended" xlink:role="http://firstbancorp.com/role/LoansAndAssetQualityInformationTables" xlink:title="0032 - Disclosure - Loans and Asset Quality Information (Tables)">
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_LoansAndAssetQualityInformationTablesAbstract" xlink:label="loc_FBPLoansAndAssetQualityInformationTablesAbstract" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_ScheduleOfAllLoansTableTextBlock" xlink:label="loc_FBPScheduleOfAllLoansTableTextBlock" />
      <link:presentationArc order="0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPLoansAndAssetQualityInformationTablesAbstract" xlink:to="loc_FBPScheduleOfAllLoansTableTextBlock" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_ScheduleOfMajorCategoriesOfNoncoveredLoansOutstandingtableTextBlock" xlink:label="loc_FBPScheduleOfMajorCategoriesOfNoncoveredLoansOutstandingtableTextBlock" />
      <link:presentationArc order="10" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPLoansAndAssetQualityInformationTablesAbstract" xlink:to="loc_FBPScheduleOfMajorCategoriesOfNoncoveredLoansOutstandingtableTextBlock" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_ScheduleOfCarryingAmountOfCoveredLoansTableTextBlock" xlink:label="loc_FBPScheduleOfCarryingAmountOfCoveredLoansTableTextBlock" />
      <link:presentationArc order="20" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPLoansAndAssetQualityInformationTablesAbstract" xlink:to="loc_FBPScheduleOfCarryingAmountOfCoveredLoansTableTextBlock" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_ScheduleOfCoveredPurchasedNonimpairedLoansTableTextBlock" xlink:label="loc_FBPScheduleOfCoveredPurchasedNonimpairedLoansTableTextBlock" />
      <link:presentationArc order="30" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPLoansAndAssetQualityInformationTablesAbstract" xlink:to="loc_FBPScheduleOfCoveredPurchasedNonimpairedLoansTableTextBlock" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_ScheduleOfPurchasedImpairedLoansTableTextBlock" xlink:label="loc_FBPScheduleOfPurchasedImpairedLoansTableTextBlock" />
      <link:presentationArc order="40" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPLoansAndAssetQualityInformationTablesAbstract" xlink:to="loc_FBPScheduleOfPurchasedImpairedLoansTableTextBlock" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_SummaryOfNonperformingAssetsTableTextBlock" xlink:label="loc_FBPSummaryOfNonperformingAssetsTableTextBlock" />
      <link:presentationArc order="50" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPLoansAndAssetQualityInformationTablesAbstract" xlink:to="loc_FBPSummaryOfNonperformingAssetsTableTextBlock" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_InformationRelatedToImpairedLoansTableTextBlock" xlink:label="loc_FBPInformationRelatedToImpairedLoansTableTextBlock" />
      <link:presentationArc order="60" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPLoansAndAssetQualityInformationTablesAbstract" xlink:to="loc_FBPInformationRelatedToImpairedLoansTableTextBlock" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_ScheduleOfNonaccrualLoansTableTextBlock" xlink:label="loc_FBPScheduleOfNonaccrualLoansTableTextBlock" />
      <link:presentationArc order="70" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPLoansAndAssetQualityInformationTablesAbstract" xlink:to="loc_FBPScheduleOfNonaccrualLoansTableTextBlock" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_ScheduleOfAnalysisOfPaymentStatusOfLoansTableTextBlock" xlink:label="loc_FBPScheduleOfAnalysisOfPaymentStatusOfLoansTableTextBlock" />
      <link:presentationArc order="80" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPLoansAndAssetQualityInformationTablesAbstract" xlink:to="loc_FBPScheduleOfAnalysisOfPaymentStatusOfLoansTableTextBlock" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_ScheduleOfAllowanceForLoanLossesForNoncoveredLoansTableTextBlock" xlink:label="loc_FBPScheduleOfAllowanceForLoanLossesForNoncoveredLoansTableTextBlock" />
      <link:presentationArc order="90" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPLoansAndAssetQualityInformationTablesAbstract" xlink:to="loc_FBPScheduleOfAllowanceForLoanLossesForNoncoveredLoansTableTextBlock" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_ScheduleOfAllowanceForLoanLossesForCoveredLoanstableTextBlock" xlink:label="loc_FBPScheduleOfAllowanceForLoanLossesForCoveredLoanstableTextBlock" />
      <link:presentationArc order="100" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPLoansAndAssetQualityInformationTablesAbstract" xlink:to="loc_FBPScheduleOfAllowanceForLoanLossesForCoveredLoanstableTextBlock" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_ScheduleOfImpairedLoansTableTextBlock" xlink:label="loc_FBPScheduleOfImpairedLoansTableTextBlock" />
      <link:presentationArc order="110" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPLoansAndAssetQualityInformationTablesAbstract" xlink:to="loc_FBPScheduleOfImpairedLoansTableTextBlock" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_ScheduleOfFinancingReceivableRecordedInvestmentCreditQualityIndicatorTableTextBlock" xlink:label="loc_FBPScheduleOfFinancingReceivableRecordedInvestmentCreditQualityIndicatorTableTextBlock" />
      <link:presentationArc order="120" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPLoansAndAssetQualityInformationTablesAbstract" xlink:to="loc_FBPScheduleOfFinancingReceivableRecordedInvestmentCreditQualityIndicatorTableTextBlock" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_ScheduleOfInformationRelatedToLoansModifiedInTroubledDebtRestructuringTableTextBlock" xlink:label="loc_FBPScheduleOfInformationRelatedToLoansModifiedInTroubledDebtRestructuringTableTextBlock" />
      <link:presentationArc order="130" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPLoansAndAssetQualityInformationTablesAbstract" xlink:to="loc_FBPScheduleOfInformationRelatedToLoansModifiedInTroubledDebtRestructuringTableTextBlock" xlink:type="arc" />
    </link:presentationLink>
    <link:presentationLink xlink:type="extended" xlink:role="http://firstbancorp.com/role/PremisesAndEquipmentTables" xlink:title="0033 - Disclosure - Premises and Equipment (Tables)">
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_PropertyPlantAndEquipmentAbstract" xlink:label="loc_FBPPropertyPlantAndEquipmentAbstract" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_PropertyPlantAndEquipmentTextBlock" xlink:label="loc_FBPPropertyPlantAndEquipmentTextBlock" />
      <link:presentationArc order="0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPPropertyPlantAndEquipmentAbstract" xlink:to="loc_FBPPropertyPlantAndEquipmentTextBlock" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
    </link:presentationLink>
    <link:presentationLink xlink:type="extended" xlink:role="http://firstbancorp.com/role/FdicIndemnificationAssetTables" xlink:title="0034 - Disclosure - FDIC Indemnification Asset (Tables)">
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_FdicIndemnificationAssetTablesAbstract" xlink:label="loc_FBPFdicIndemnificationAssetTablesAbstract" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_ScheduleOfFdicIndemnificationAssetComponentsTableTextBlock" xlink:label="loc_FBPScheduleOfFdicIndemnificationAssetComponentsTableTextBlock" />
      <link:presentationArc order="0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPFdicIndemnificationAssetTablesAbstract" xlink:to="loc_FBPScheduleOfFdicIndemnificationAssetComponentsTableTextBlock" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_FDICIndemnificationAssetRollForwardTableTextBlock" xlink:label="loc_FBPFDICIndemnificationAssetRollForwardTableTextBlock" />
      <link:presentationArc order="10" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPFdicIndemnificationAssetTablesAbstract" xlink:to="loc_FBPFDICIndemnificationAssetRollForwardTableTextBlock" xlink:type="arc" />
    </link:presentationLink>
    <link:presentationLink xlink:type="extended" xlink:role="http://firstbancorp.com/role/GoodwillAndOtherIntangibleAssetsTables" xlink:title="0035 - Disclosure - Goodwill and Other Intangible Assets (Tables)">
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_GoodwillAndOtherIntangibleAssetsTablesAbstract" xlink:label="loc_FBPGoodwillAndOtherIntangibleAssetsTablesAbstract" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ScheduleOfFiniteLivedIntangibleAssetsTableTextBlock" xlink:label="loc_FBPScheduleOfFiniteLivedIntangibleAssetsTableTextBlock" />
      <link:presentationArc order="0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPGoodwillAndOtherIntangibleAssetsTablesAbstract" xlink:to="loc_FBPScheduleOfFiniteLivedIntangibleAssetsTableTextBlock" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ScheduleOfExpectedAmortizationExpenseTableTextBlock" xlink:label="loc_FBPScheduleOfExpectedAmortizationExpenseTableTextBlock" />
      <link:presentationArc order="10" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPGoodwillAndOtherIntangibleAssetsTablesAbstract" xlink:to="loc_FBPScheduleOfExpectedAmortizationExpenseTableTextBlock" xlink:type="arc" />
    </link:presentationLink>
    <link:presentationLink xlink:type="extended" xlink:role="http://firstbancorp.com/role/IncomeTaxesTables" xlink:title="0036 - Disclosure - Income Taxes (Tables)">
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_IncomeTaxDisclosureAbstract" xlink:label="loc_FBPIncomeTaxDisclosureAbstract" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_ScheduleOfComponentsOfIncomeTaxExpenseBenefit1TableTextBlock" xlink:label="loc_FBPScheduleOfComponentsOfIncomeTaxExpenseBenefit1TableTextBlock" />
      <link:presentationArc order="0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPIncomeTaxDisclosureAbstract" xlink:to="loc_FBPScheduleOfComponentsOfIncomeTaxExpenseBenefit1TableTextBlock" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ScheduleOfComponentsOfIncomeTaxExpenseBenefitTableTextBlock" xlink:label="loc_FBPScheduleOfComponentsOfIncomeTaxExpenseBenefitTableTextBlock" />
      <link:presentationArc order="10" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPIncomeTaxDisclosureAbstract" xlink:to="loc_FBPScheduleOfComponentsOfIncomeTaxExpenseBenefitTableTextBlock" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ScheduleOfDeferredTaxAssetsAndLiabilitiesTableTextBlock" xlink:label="loc_FBPScheduleOfDeferredTaxAssetsAndLiabilitiesTableTextBlock" />
      <link:presentationArc order="20" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPIncomeTaxDisclosureAbstract" xlink:to="loc_FBPScheduleOfDeferredTaxAssetsAndLiabilitiesTableTextBlock" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ScheduleOfEffectiveIncomeTaxRateReconciliationTableTextBlock" xlink:label="loc_FBPScheduleOfEffectiveIncomeTaxRateReconciliationTableTextBlock" />
      <link:presentationArc order="30" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPIncomeTaxDisclosureAbstract" xlink:to="loc_FBPScheduleOfEffectiveIncomeTaxRateReconciliationTableTextBlock" xlink:type="arc" />
    </link:presentationLink>
    <link:presentationLink xlink:type="extended" xlink:role="http://firstbancorp.com/role/TimeDepositsSecuritiesSoldUnderAgreementsToRepurchaseAndRelatedPartyDepositsTables" xlink:title="0037 - Disclosure - Time Deposits, Securities Sold Under Agreements to Repurchase, and Related Party Deposits (Tables)">
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_NotesToFinancialStatementsAbstract" xlink:label="loc_FBPNotesToFinancialStatementsAbstract" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_MaturitiesOfTimeDepositsTableTextBlock" xlink:label="loc_FBPMaturitiesOfTimeDepositsTableTextBlock" />
      <link:presentationArc order="0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPNotesToFinancialStatementsAbstract" xlink:to="loc_FBPMaturitiesOfTimeDepositsTableTextBlock" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ScheduleOfRepurchaseAgreements" xlink:label="loc_FBPScheduleOfRepurchaseAgreements" />
      <link:presentationArc order="10" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPNotesToFinancialStatementsAbstract" xlink:to="loc_FBPScheduleOfRepurchaseAgreements" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
    </link:presentationLink>
    <link:presentationLink xlink:type="extended" xlink:role="http://firstbancorp.com/role/BorrowingsAndBorrowingsAvailabilityTables" xlink:title="0038 - Disclosure - Borrowings and Borrowings Availability (Tables)">
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_NotesToFinancialStatementsAbstract" xlink:label="loc_FBPNotesToFinancialStatementsAbstract" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ScheduleOfDebtTableTextBlock" xlink:label="loc_FBPScheduleOfDebtTableTextBlock" />
      <link:presentationArc order="0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPNotesToFinancialStatementsAbstract" xlink:to="loc_FBPScheduleOfDebtTableTextBlock" xlink:type="arc" />
    </link:presentationLink>
    <link:presentationLink xlink:type="extended" xlink:role="http://firstbancorp.com/role/LeasesTables" xlink:title="0039 - Disclosure - Leases (Tables)">
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_LeasesAbstract" xlink:label="loc_FBPLeasesAbstract" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ScheduleOfFutureMinimumRentalPaymentsForOperatingLeasesTableTextBlock" xlink:label="loc_FBPScheduleOfFutureMinimumRentalPaymentsForOperatingLeasesTableTextBlock" />
      <link:presentationArc order="0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPLeasesAbstract" xlink:to="loc_FBPScheduleOfFutureMinimumRentalPaymentsForOperatingLeasesTableTextBlock" xlink:type="arc" />
    </link:presentationLink>
    <link:presentationLink xlink:type="extended" xlink:role="http://firstbancorp.com/role/EmployeeBenefitPlansTables" xlink:title="0040 - Disclosure - Employee Benefit Plans (Tables)">
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_CompensationAndRetirementDisclosureAbstract" xlink:label="loc_FBPCompensationAndRetirementDisclosureAbstract" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StatementTable" xlink:label="loc_FBPStatementTable" />
      <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPCompensationAndRetirementDisclosureAbstract" xlink:to="loc_FBPStatementTable" order="100" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StatementLineItems" xlink:label="loc_FBPStatementLineItems" />
      <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPStatementTable" xlink:to="loc_FBPStatementLineItems" order="200" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_DefinedBenefitPlansDisclosuresDefinedBenefitPlansAxis" xlink:label="loc_FBPDefinedBenefitPlansDisclosuresDefinedBenefitPlansAxis" />
      <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPStatementTable" xlink:to="loc_FBPDefinedBenefitPlansDisclosuresDefinedBenefitPlansAxis" order="10" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_DefinedBenefitPlansDisclosuresDefinedBenefitPlansDomain" xlink:label="loc_FBPDefinedBenefitPlansDisclosuresDefinedBenefitPlansDomain" />
      <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPDefinedBenefitPlansDisclosuresDefinedBenefitPlansAxis" xlink:to="loc_FBPDefinedBenefitPlansDisclosuresDefinedBenefitPlansDomain" order="0" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_PensionPlanMember" xlink:label="loc_FBPPensionPlanMember" />
      <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPDefinedBenefitPlansDisclosuresDefinedBenefitPlansDomain" xlink:to="loc_FBPPensionPlanMember" order="10" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_SerpPlanCurrentYearMember" xlink:label="loc_FBPSerpPlanCurrentYearMember" />
      <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPDefinedBenefitPlansDisclosuresDefinedBenefitPlansDomain" xlink:to="loc_FBPSerpPlanCurrentYearMember" order="20" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_ReconciliationOfBenefitObligationTableTextBlock" xlink:label="loc_FBPReconciliationOfBenefitObligationTableTextBlock" />
      <link:presentationArc order="0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPReconciliationOfBenefitObligationTableTextBlock" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ScheduleOfAmountsRecognizedInBalanceSheetTableTextBlock" xlink:label="loc_FBPScheduleOfAmountsRecognizedInBalanceSheetTableTextBlock" />
      <link:presentationArc order="10" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPScheduleOfAmountsRecognizedInBalanceSheetTableTextBlock" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ScheduleOfAmountsRecognizedInOtherComprehensiveIncomeLossTableTextBlock" xlink:label="loc_FBPScheduleOfAmountsRecognizedInOtherComprehensiveIncomeLossTableTextBlock" />
      <link:presentationArc order="20" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPScheduleOfAmountsRecognizedInOtherComprehensiveIncomeLossTableTextBlock" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ScheduleOfDefinedBenefitPlanAmountsRecognizedInOtherComprehensiveIncomeLossTableTextBlock" xlink:label="loc_FBPScheduleOfDefinedBenefitPlanAmountsRecognizedInOtherComprehensiveIncomeLossTableTextBlock" />
      <link:presentationArc order="30" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPScheduleOfDefinedBenefitPlanAmountsRecognizedInOtherComprehensiveIncomeLossTableTextBlock" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_ReconciliationOfPrepaidPensionCostsTableTextBlock" xlink:label="loc_FBPReconciliationOfPrepaidPensionCostsTableTextBlock" />
      <link:presentationArc order="40" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPReconciliationOfPrepaidPensionCostsTableTextBlock" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ScheduleOfNetBenefitCostsTableTextBlock" xlink:label="loc_FBPScheduleOfNetBenefitCostsTableTextBlock" />
      <link:presentationArc order="50" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPScheduleOfNetBenefitCostsTableTextBlock" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ScheduleOfExpectedBenefitPaymentsTableTextBlock" xlink:label="loc_FBPScheduleOfExpectedBenefitPaymentsTableTextBlock" />
      <link:presentationArc order="60" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPScheduleOfExpectedBenefitPaymentsTableTextBlock" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_TargetedMixOfPensionPlansAssetsTableTextBlock" xlink:label="loc_FBPTargetedMixOfPensionPlansAssetsTableTextBlock" />
      <link:presentationArc order="70" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPTargetedMixOfPensionPlansAssetsTableTextBlock" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_InvestmentCategoryBenchmarksTableTextBlock" xlink:label="loc_FBPInvestmentCategoryBenchmarksTableTextBlock" />
      <link:presentationArc order="80" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPInvestmentCategoryBenchmarksTableTextBlock" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ScheduleOfAllocationOfPlanAssetsTableTextBlock" xlink:label="loc_FBPScheduleOfAllocationOfPlanAssetsTableTextBlock" />
      <link:presentationArc order="90" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPScheduleOfAllocationOfPlanAssetsTableTextBlock" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ScheduleOfAssumptionsUsedTableTextBlock" xlink:label="loc_FBPScheduleOfAssumptionsUsedTableTextBlock" />
      <link:presentationArc order="100" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPScheduleOfAssumptionsUsedTableTextBlock" xlink:type="arc" />
    </link:presentationLink>
    <link:presentationLink xlink:type="extended" xlink:role="http://firstbancorp.com/role/CommitmentsContingenciesAndConcentrationsOfCreditRiskTables" xlink:title="0041 - Disclosure - Commitments, Contingencies, and Concentrations of Credit Risk (Tables)">
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_CommitmentsAndContingenciesDisclosureAbstract" xlink:label="loc_FBPCommitmentsAndContingenciesDisclosureAbstract" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_OutstandingLoanCommitmentsTableTextBlock" xlink:label="loc_FBPOutstandingLoanCommitmentsTableTextBlock" />
      <link:presentationArc order="0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPCommitmentsAndContingenciesDisclosureAbstract" xlink:to="loc_FBPOutstandingLoanCommitmentsTableTextBlock" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_MaximumCreditRiskTableTextBlock" xlink:label="loc_FBPMaximumCreditRiskTableTextBlock" />
      <link:presentationArc order="10" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPCommitmentsAndContingenciesDisclosureAbstract" xlink:to="loc_FBPMaximumCreditRiskTableTextBlock" xlink:type="arc" />
    </link:presentationLink>
    <link:presentationLink xlink:type="extended" xlink:role="http://firstbancorp.com/role/FairValueTables" xlink:title="0042 - Disclosure - Fair Value (Tables)">
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_FairValueTablesAbstract" xlink:label="loc_FBPFairValueTablesAbstract" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisTableTextBlock" xlink:label="loc_FBPFairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisTableTextBlock" />
      <link:presentationArc order="0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPFairValueTablesAbstract" xlink:to="loc_FBPFairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisTableTextBlock" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_Level3AssetsAndLiabilitiesMeasuredAtFairValueOnRecurringOrNonrecurringBasisTableTextBlock" xlink:label="loc_FBPLevel3AssetsAndLiabilitiesMeasuredAtFairValueOnRecurringOrNonrecurringBasisTableTextBlock" />
      <link:presentationArc order="10" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPFairValueTablesAbstract" xlink:to="loc_FBPLevel3AssetsAndLiabilitiesMeasuredAtFairValueOnRecurringOrNonrecurringBasisTableTextBlock" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_FairValueByBalanceSheetGroupingTextBlock" xlink:label="loc_FBPFairValueByBalanceSheetGroupingTextBlock" />
      <link:presentationArc order="20" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPFairValueTablesAbstract" xlink:to="loc_FBPFairValueByBalanceSheetGroupingTextBlock" xlink:type="arc" />
    </link:presentationLink>
    <link:presentationLink xlink:type="extended" xlink:role="http://firstbancorp.com/role/Equity-BasedCompensationPlansTables" xlink:title="0043 - Disclosure - Equity-Based Compensation Plans (Tables)">
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_EquitybasedCompensationPlansTablesAbstract" xlink:label="loc_FBPEquitybasedCompensationPlansTablesAbstract" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_ScheduleOfOptionPricingAssumptionsTableTextBlock" xlink:label="loc_FBPScheduleOfOptionPricingAssumptionsTableTextBlock" />
      <link:presentationArc order="0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPEquitybasedCompensationPlansTablesAbstract" xlink:to="loc_FBPScheduleOfOptionPricingAssumptionsTableTextBlock" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ScheduleOfShareBasedCompensationStockOptionsActivityTableTextBlock" xlink:label="loc_FBPScheduleOfShareBasedCompensationStockOptionsActivityTableTextBlock" />
      <link:presentationArc order="10" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPEquitybasedCompensationPlansTablesAbstract" xlink:to="loc_FBPScheduleOfShareBasedCompensationStockOptionsActivityTableTextBlock" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ScheduleOfShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsVestedAndExpectedToVestOutstandingTableTextBlock" xlink:label="loc_FBPScheduleOfShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsVestedAndExpectedToVestOutstandingTableTextBlock" />
      <link:presentationArc order="20" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPEquitybasedCompensationPlansTablesAbstract" xlink:to="loc_FBPScheduleOfShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsVestedAndExpectedToVestOutstandingTableTextBlock" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ScheduleOfNonvestedRestrictedStockUnitsActivityTableTextBlock" xlink:label="loc_FBPScheduleOfNonvestedRestrictedStockUnitsActivityTableTextBlock" />
      <link:presentationArc order="30" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPEquitybasedCompensationPlansTablesAbstract" xlink:to="loc_FBPScheduleOfNonvestedRestrictedStockUnitsActivityTableTextBlock" xlink:type="arc" />
    </link:presentationLink>
    <link:presentationLink xlink:type="extended" xlink:role="http://firstbancorp.com/role/RegulatoryRestrictionsTables" xlink:title="0044 - Disclosure - Regulatory Restrictions (Tables)">
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_NotesToFinancialStatementsAbstract" xlink:label="loc_FBPNotesToFinancialStatementsAbstract" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ScheduleOfComplianceWithRegulatoryCapitalRequirementsUnderBankingRegulationsTextBlock" xlink:label="loc_FBPScheduleOfComplianceWithRegulatoryCapitalRequirementsUnderBankingRegulationsTextBlock" />
      <link:presentationArc order="0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPNotesToFinancialStatementsAbstract" xlink:to="loc_FBPScheduleOfComplianceWithRegulatoryCapitalRequirementsUnderBankingRegulationsTextBlock" xlink:type="arc" />
    </link:presentationLink>
    <link:presentationLink xlink:type="extended" xlink:role="http://firstbancorp.com/role/SupplementaryIncomeStatementInformationTables" xlink:title="0045 - Disclosure - Supplementary Income Statement Information (Tables)">
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_NotesToFinancialStatementsAbstract" xlink:label="loc_FBPNotesToFinancialStatementsAbstract" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ScheduleOfOtherNonoperatingIncomeExpenseTableTextBlock" xlink:label="loc_FBPScheduleOfOtherNonoperatingIncomeExpenseTableTextBlock" />
      <link:presentationArc order="0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPNotesToFinancialStatementsAbstract" xlink:to="loc_FBPScheduleOfOtherNonoperatingIncomeExpenseTableTextBlock" xlink:type="arc" />
    </link:presentationLink>
    <link:presentationLink xlink:type="extended" xlink:role="http://firstbancorp.com/role/ParentCompanyInformationTables" xlink:title="0046 - Disclosure - Condensed Parent Company Information (Tables)">
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_CondensedFinancialInformationOfParentCompanyOnlyDisclosureAbstract" xlink:label="loc_FBPCondensedFinancialInformationOfParentCompanyOnlyDisclosureAbstract" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_CondensedFinancialDataForFirstBancorpParentCompanyOnlyCondensedBalanceSheetsTableTextBlock" xlink:label="loc_FBPCondensedFinancialDataForFirstBancorpParentCompanyOnlyCondensedBalanceSheetsTableTextBlock" />
      <link:presentationArc order="0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPCondensedFinancialInformationOfParentCompanyOnlyDisclosureAbstract" xlink:to="loc_FBPCondensedFinancialDataForFirstBancorpParentCompanyOnlyCondensedBalanceSheetsTableTextBlock" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_CondensedFinancialDataForFirstBancorpParentCompanyOnlyCondensedStatementsOfIncomeTableTextBlock" xlink:label="loc_FBPCondensedFinancialDataForFirstBancorpParentCompanyOnlyCondensedStatementsOfIncomeTableTextBlock" />
      <link:presentationArc order="10" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPCondensedFinancialInformationOfParentCompanyOnlyDisclosureAbstract" xlink:to="loc_FBPCondensedFinancialDataForFirstBancorpParentCompanyOnlyCondensedStatementsOfIncomeTableTextBlock" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_CondensedFinancialDataForFirstBancorpParentCompanyOnlyCondensedStatementsOfCashFlowsTableTextBlock" xlink:label="loc_FBPCondensedFinancialDataForFirstBancorpParentCompanyOnlyCondensedStatementsOfCashFlowsTableTextBlock" />
      <link:presentationArc order="20" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPCondensedFinancialInformationOfParentCompanyOnlyDisclosureAbstract" xlink:to="loc_FBPCondensedFinancialDataForFirstBancorpParentCompanyOnlyCondensedStatementsOfCashFlowsTableTextBlock" xlink:type="arc" />
    </link:presentationLink>
    <link:presentationLink xlink:type="extended" xlink:role="http://firstbancorp.com/role/ShareholdersEquityTransactionsTables" xlink:title="0047 - Disclosure - Shareholders' Equity Transactions (Tables)">
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_EquityAbstract" xlink:label="loc_FBPEquityAbstract" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_ScheduleOfOptionPricingAssumptions2TableTextBlock" xlink:label="loc_FBPScheduleOfOptionPricingAssumptions2TableTextBlock" />
      <link:presentationArc order="0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPEquityAbstract" xlink:to="loc_FBPScheduleOfOptionPricingAssumptions2TableTextBlock" xlink:type="arc" />
    </link:presentationLink>
    <link:presentationLink xlink:type="extended" xlink:role="http://firstbancorp.com/role/SummaryOfSignificantAccountingPoliciesDetailsNarrative" xlink:title="0048 - Disclosure - Summary of Significant Accounting Policies (Details Narrative)">
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_NotesToFinancialStatementsAbstract" xlink:label="loc_FBPNotesToFinancialStatementsAbstract" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StatementTable" xlink:label="loc_FBPStatementTable" />
      <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPNotesToFinancialStatementsAbstract" xlink:to="loc_FBPStatementTable" order="100" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StatementLineItems" xlink:label="loc_FBPStatementLineItems" />
      <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPStatementTable" xlink:to="loc_FBPStatementLineItems" order="200" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareByAntidilutiveSecuritiesAxis" xlink:label="loc_FBPAntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareByAntidilutiveSecuritiesAxis" />
      <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPStatementTable" xlink:to="loc_FBPAntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareByAntidilutiveSecuritiesAxis" order="10" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_AntidilutiveSecuritiesNameDomain" xlink:label="loc_FBPAntidilutiveSecuritiesNameDomain" />
      <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPAntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareByAntidilutiveSecuritiesAxis" xlink:to="loc_FBPAntidilutiveSecuritiesNameDomain" order="0" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StockOptionsMember" xlink:label="loc_FBPStockOptionsMember" />
      <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPAntidilutiveSecuritiesNameDomain" xlink:to="loc_FBPStockOptionsMember" order="40" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_WarrantMember" xlink:label="loc_FBPWarrantMember" />
      <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPAntidilutiveSecuritiesNameDomain" xlink:to="loc_FBPWarrantMember" order="60" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_LoansHeldForSaleOther" xlink:label="loc_FBPLoansHeldForSaleOther" />
      <link:presentationArc order="0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPLoansHeldForSaleOther" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_ValueOfBidsTakenToSellLoansToUnaffiliatedThirdpartyInvestor" xlink:label="loc_FBPValueOfBidsTakenToSellLoansToUnaffiliatedThirdpartyInvestor" />
      <link:presentationArc order="10" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPValueOfBidsTakenToSellLoansToUnaffiliatedThirdpartyInvestor" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_DifferenceInLoansHeldForSaleAndLoansSoldToThirdPartyChargedOff" xlink:label="loc_FBPDifferenceInLoansHeldForSaleAndLoansSoldToThirdPartyChargedOff" />
      <link:presentationArc order="20" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPDifferenceInLoansHeldForSaleAndLoansSoldToThirdPartyChargedOff" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_WritedownOnNoncoveredForeclosedProperties" xlink:label="loc_FBPWritedownOnNoncoveredForeclosedProperties" />
      <link:presentationArc order="30" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPWritedownOnNoncoveredForeclosedProperties" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_WritedownOnNoncoveredForeclosedPropertiesPercentReductionInCarryingValue" xlink:label="loc_FBPWritedownOnNoncoveredForeclosedPropertiesPercentReductionInCarryingValue" />
      <link:presentationArc order="40" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPWritedownOnNoncoveredForeclosedPropertiesPercentReductionInCarryingValue" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_ReceivableRelatedToClaimsSubmittedNotYetReceived" xlink:label="loc_FBPReceivableRelatedToClaimsSubmittedNotYetReceived" />
      <link:presentationArc order="50" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPReceivableRelatedToClaimsSubmittedNotYetReceived" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_OtherInvestments" xlink:label="loc_FBPOtherInvestments" />
      <link:presentationArc order="60" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPOtherInvestments" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareAmount" xlink:label="loc_FBPAntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareAmount" />
      <link:presentationArc order="70" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPAntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareAmount" xlink:type="arc" />
    </link:presentationLink>
    <link:presentationLink xlink:type="extended" xlink:role="http://firstbancorp.com/role/SummaryOfSignificantAccountingPoliciesDetails" xlink:title="0049 - Disclosure - Summary of Significant Accounting Policies (Details)">
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_NotesToFinancialStatementsAbstract" xlink:label="loc_FBPNotesToFinancialStatementsAbstract" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_BasicAndDilutedEarningsPerCommonShareAbstract" xlink:label="loc_FBPBasicAndDilutedEarningsPerCommonShareAbstract" />
      <link:presentationArc order="0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPNotesToFinancialStatementsAbstract" xlink:to="loc_FBPBasicAndDilutedEarningsPerCommonShareAbstract" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_EarningsPerShareBasicAbstract" xlink:label="loc_FBPEarningsPerShareBasicAbstract" />
      <link:presentationArc order="10" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPNotesToFinancialStatementsAbstract" xlink:to="loc_FBPEarningsPerShareBasicAbstract" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_NetIncomeLossAvailableToCommonStockholdersBasic" xlink:label="loc_FBPNetIncomeLossAvailableToCommonStockholdersBasic" />
      <link:presentationArc order="20" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPEarningsPerShareBasicAbstract" xlink:to="loc_FBPNetIncomeLossAvailableToCommonStockholdersBasic" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_WeightedAverageNumberOfSharesOutstandingBasic" xlink:label="loc_FBPWeightedAverageNumberOfSharesOutstandingBasic" />
      <link:presentationArc order="30" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPEarningsPerShareBasicAbstract" xlink:to="loc_FBPWeightedAverageNumberOfSharesOutstandingBasic" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_EarningsPerShareBasic" xlink:label="loc_FBPEarningsPerShareBasic" />
      <link:presentationArc order="40" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPEarningsPerShareBasicAbstract" xlink:to="loc_FBPEarningsPerShareBasic" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_EarningsPerShareDilutedAbstract" xlink:label="loc_FBPEarningsPerShareDilutedAbstract" />
      <link:presentationArc order="50" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPNotesToFinancialStatementsAbstract" xlink:to="loc_FBPEarningsPerShareDilutedAbstract" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_WeightedAverageNumberDilutedSharesOutstandingAdjustment" xlink:label="loc_FBPWeightedAverageNumberDilutedSharesOutstandingAdjustment" />
      <link:presentationArc order="60" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPEarningsPerShareDilutedAbstract" xlink:to="loc_FBPWeightedAverageNumberDilutedSharesOutstandingAdjustment" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_NetIncomeLossAvailableToCommonStockholdersDiluted" xlink:label="loc_FBPNetIncomeLossAvailableToCommonStockholdersDiluted" />
      <link:presentationArc order="70" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPEarningsPerShareDilutedAbstract" xlink:to="loc_FBPNetIncomeLossAvailableToCommonStockholdersDiluted" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_WeightedAverageNumberOfDilutedSharesOutstanding" xlink:label="loc_FBPWeightedAverageNumberOfDilutedSharesOutstanding" />
      <link:presentationArc order="80" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPEarningsPerShareDilutedAbstract" xlink:to="loc_FBPWeightedAverageNumberOfDilutedSharesOutstanding" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_EarningsPerShareDiluted" xlink:label="loc_FBPEarningsPerShareDiluted" />
      <link:presentationArc order="90" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPEarningsPerShareDilutedAbstract" xlink:to="loc_FBPEarningsPerShareDiluted" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
    </link:presentationLink>
    <link:presentationLink xlink:type="extended" xlink:role="http://firstbancorp.com/role/SummaryOfSignificantAccountingPoliciesDetails1" xlink:title="0050 - Disclosure - Summary of Significant Accounting Policies (Details 1)">
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_NotesToFinancialStatementsAbstract" xlink:label="loc_FBPNotesToFinancialStatementsAbstract" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_ComponentsOfAccumulatedOtherComprehensiveIncomeLossAbstract" xlink:label="loc_FBPComponentsOfAccumulatedOtherComprehensiveIncomeLossAbstract" />
      <link:presentationArc order="10" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPNotesToFinancialStatementsAbstract" xlink:to="loc_FBPComponentsOfAccumulatedOtherComprehensiveIncomeLossAbstract" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_AccumulatedOtherComprehensiveIncomeLossUnrealizedGainLossOnSecuritiesAvailableForSaleBeforeTax" xlink:label="loc_FBPAccumulatedOtherComprehensiveIncomeLossUnrealizedGainLossOnSecuritiesAvailableForSaleBeforeTax" />
      <link:presentationArc order="20" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPNotesToFinancialStatementsAbstract" xlink:to="loc_FBPAccumulatedOtherComprehensiveIncomeLossUnrealizedGainLossOnSecuritiesAvailableForSaleBeforeTax" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_AccumulatedOtherComprehensiveIncomeLossUnrealizedGainLossOnSecuritiesAvailableForSaleTax" xlink:label="loc_FBPAccumulatedOtherComprehensiveIncomeLossUnrealizedGainLossOnSecuritiesAvailableForSaleTax" />
      <link:presentationArc order="30" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPNotesToFinancialStatementsAbstract" xlink:to="loc_FBPAccumulatedOtherComprehensiveIncomeLossUnrealizedGainLossOnSecuritiesAvailableForSaleTax" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_AccumulatedOtherComprehensiveIncomeLossAvailableForSaleSecuritiesAdjustmentNetOfTax" xlink:label="loc_FBPAccumulatedOtherComprehensiveIncomeLossAvailableForSaleSecuritiesAdjustmentNetOfTax" />
      <link:presentationArc order="40" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPNotesToFinancialStatementsAbstract" xlink:to="loc_FBPAccumulatedOtherComprehensiveIncomeLossAvailableForSaleSecuritiesAdjustmentNetOfTax" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_DefinedBenefitPlanAccumulatedOtherComprehensiveIncomeMinimumPensionLiabilityBeforeTax" xlink:label="loc_FBPDefinedBenefitPlanAccumulatedOtherComprehensiveIncomeMinimumPensionLiabilityBeforeTax" />
      <link:presentationArc order="60" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPNotesToFinancialStatementsAbstract" xlink:to="loc_FBPDefinedBenefitPlanAccumulatedOtherComprehensiveIncomeMinimumPensionLiabilityBeforeTax" xlink:type="arc" preferredLabel="http://www.xbrl.org/2009/role/negatedLabel" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_AccumulatedOtherComprehensiveIncomeLossPensionLiabilityTax" xlink:label="loc_FBPAccumulatedOtherComprehensiveIncomeLossPensionLiabilityTax" />
      <link:presentationArc order="70" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPNotesToFinancialStatementsAbstract" xlink:to="loc_FBPAccumulatedOtherComprehensiveIncomeLossPensionLiabilityTax" xlink:type="arc" preferredLabel="http://www.xbrl.org/2009/role/negatedLabel" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_DefinedBenefitPlanAccumulatedOtherComprehensiveIncomeMinimumPensionLiabilityAfterTax" xlink:label="loc_FBPDefinedBenefitPlanAccumulatedOtherComprehensiveIncomeMinimumPensionLiabilityAfterTax" />
      <link:presentationArc order="80" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPNotesToFinancialStatementsAbstract" xlink:to="loc_FBPDefinedBenefitPlanAccumulatedOtherComprehensiveIncomeMinimumPensionLiabilityAfterTax" xlink:type="arc" preferredLabel="http://www.xbrl.org/2009/role/negatedTotalLabel" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_AccumulatedOtherComprehensiveIncomeLossNetOfTax" xlink:label="loc_FBPAccumulatedOtherComprehensiveIncomeLossNetOfTax" />
      <link:presentationArc order="100" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPNotesToFinancialStatementsAbstract" xlink:to="loc_FBPAccumulatedOtherComprehensiveIncomeLossNetOfTax" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" />
    </link:presentationLink>
    <link:presentationLink xlink:type="extended" xlink:role="http://firstbancorp.com/role/Acquisitions-CompletedAndPendingDetailsNarrative" xlink:title="0051 - Disclosure - Acquisitions - Completed and Pending (Details Narrative)">
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_BusinessCombinationsAbstract" xlink:label="loc_FBPBusinessCombinationsAbstract" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StatementTable" xlink:label="loc_FBPStatementTable" />
      <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPBusinessCombinationsAbstract" xlink:to="loc_FBPStatementTable" order="100" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StatementLineItems" xlink:label="loc_FBPStatementLineItems" />
      <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPStatementTable" xlink:to="loc_FBPStatementLineItems" order="200" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StatementScenarioAxis" xlink:label="loc_FBPStatementScenarioAxis" />
      <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPStatementTable" xlink:to="loc_FBPStatementScenarioAxis" order="10" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ScenarioUnspecifiedDomain" xlink:label="loc_FBPScenarioUnspecifiedDomain" />
      <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPStatementScenarioAxis" xlink:to="loc_FBPScenarioUnspecifiedDomain" order="0" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_BusinessAcquisitionNameOfAcquiredEntity" xlink:label="loc_FBPBusinessAcquisitionNameOfAcquiredEntity" />
      <link:presentationArc order="0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPBusinessAcquisitionNameOfAcquiredEntity" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_BusinessAcquisitionDateOfAcquisitionAgreement1" xlink:label="loc_FBPBusinessAcquisitionDateOfAcquisitionAgreement1" />
      <link:presentationArc order="10" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPBusinessAcquisitionDateOfAcquisitionAgreement1" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_EstimatedReceivableFromFdic" xlink:label="loc_FBPEstimatedReceivableFromFdic" />
      <link:presentationArc order="20" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPEstimatedReceivableFromFdic" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_BusinessAcquisitionPurchasePriceAllocationLiabilitiesAssumed" xlink:label="loc_FBPBusinessAcquisitionPurchasePriceAllocationLiabilitiesAssumed" />
      <link:presentationArc order="30" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPBusinessAcquisitionPurchasePriceAllocationLiabilitiesAssumed" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_BusinessAcquisitionPurchasePriceAllocationIntangibleAssetsOtherThanGoodwill" xlink:label="loc_FBPBusinessAcquisitionPurchasePriceAllocationIntangibleAssetsOtherThanGoodwill" />
      <link:presentationArc order="40" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPBusinessAcquisitionPurchasePriceAllocationIntangibleAssetsOtherThanGoodwill" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_LoansAssumed1" xlink:label="loc_FBPLoansAssumed1" />
      <link:presentationArc order="50" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPLoansAssumed1" xlink:type="arc" />
    </link:presentationLink>
    <link:presentationLink xlink:type="extended" xlink:role="http://firstbancorp.com/role/Acquisitions-CompletedAndPendingDetails" xlink:title="0052 - Disclosure - Acquisitions - Completed and Pending (Details)">
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_NotesToFinancialStatementsAbstract" xlink:label="loc_FBPNotesToFinancialStatementsAbstract" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StatementTable" xlink:label="loc_FBPStatementTable" />
      <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPNotesToFinancialStatementsAbstract" xlink:to="loc_FBPStatementTable" order="100" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StatementLineItems" xlink:label="loc_FBPStatementLineItems" />
      <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPStatementTable" xlink:to="loc_FBPStatementLineItems" order="200" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_BusinessAcquisitionAxis" xlink:label="loc_FBPBusinessAcquisitionAxis" />
      <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPStatementTable" xlink:to="loc_FBPBusinessAcquisitionAxis" order="10" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_BusinessAcquisitionAcquireeDomain" xlink:label="loc_FBPBusinessAcquisitionAcquireeDomain" />
      <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPBusinessAcquisitionAxis" xlink:to="loc_FBPBusinessAcquisitionAcquireeDomain" order="0" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_BankofAshevilleMember" xlink:label="loc_FBPBankofAshevilleMember" />
      <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPBusinessAcquisitionAcquireeDomain" xlink:to="loc_FBPBankofAshevilleMember" order="10" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_FairValueAdjustmentsMember" xlink:label="loc_FBPFairValueAdjustmentsMember" />
      <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPBusinessAcquisitionAcquireeDomain" xlink:to="loc_FBPFairValueAdjustmentsMember" order="20" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_AssetsAbstract" xlink:label="loc_FBPAssetsAbstract" />
      <link:presentationArc order="0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPAssetsAbstract" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_BusinessAcquisitionPurchasePriceAllocationCurrentAssetsCashAndCashEquivalents" xlink:label="loc_FBPBusinessAcquisitionPurchasePriceAllocationCurrentAssetsCashAndCashEquivalents" />
      <link:presentationArc order="10" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPBusinessAcquisitionPurchasePriceAllocationCurrentAssetsCashAndCashEquivalents" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_BusinessAcquisitionPurchasePriceAllocationCurrentAssetsMarketableSecurities" xlink:label="loc_FBPBusinessAcquisitionPurchasePriceAllocationCurrentAssetsMarketableSecurities" />
      <link:presentationArc order="20" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPBusinessAcquisitionPurchasePriceAllocationCurrentAssetsMarketableSecurities" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_BusinessAcquisitionPurchasePriceAllocationLoans" xlink:label="loc_FBPBusinessAcquisitionPurchasePriceAllocationLoans" />
      <link:presentationArc order="30" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPBusinessAcquisitionPurchasePriceAllocationLoans" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_BusinessAcquisitionPurchasePriceAllocationCoreDepositIntangible" xlink:label="loc_FBPBusinessAcquisitionPurchasePriceAllocationCoreDepositIntangible" />
      <link:presentationArc order="40" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPBusinessAcquisitionPurchasePriceAllocationCoreDepositIntangible" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_BusinessAcquisitionPurchasePriceAllocationFdicIndemnificationAsset" xlink:label="loc_FBPBusinessAcquisitionPurchasePriceAllocationFdicIndemnificationAsset" />
      <link:presentationArc order="50" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPBusinessAcquisitionPurchasePriceAllocationFdicIndemnificationAsset" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_BusinessAcquisitionPurchasePriceAllocationForeclosedProperties" xlink:label="loc_FBPBusinessAcquisitionPurchasePriceAllocationForeclosedProperties" />
      <link:presentationArc order="60" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPBusinessAcquisitionPurchasePriceAllocationForeclosedProperties" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_BusinessAcquisitionPurchasePriceAllocationOtherAssets" xlink:label="loc_FBPBusinessAcquisitionPurchasePriceAllocationOtherAssets" />
      <link:presentationArc order="70" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPBusinessAcquisitionPurchasePriceAllocationOtherAssets" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_BusinessAcquisitionPurchasePriceAllocationAssetsAcquired" xlink:label="loc_FBPBusinessAcquisitionPurchasePriceAllocationAssetsAcquired" />
      <link:presentationArc order="80" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPBusinessAcquisitionPurchasePriceAllocationAssetsAcquired" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_LiabilitiesAbstract" xlink:label="loc_FBPLiabilitiesAbstract" />
      <link:presentationArc order="100" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPLiabilitiesAbstract" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_BusinessAcquisitionPurchasePriceAllocationDeposits" xlink:label="loc_FBPBusinessAcquisitionPurchasePriceAllocationDeposits" />
      <link:presentationArc order="110" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPBusinessAcquisitionPurchasePriceAllocationDeposits" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_BusinessAcquisitionPurchasePriceAllocationNotesPayableAndLongTermDebt" xlink:label="loc_FBPBusinessAcquisitionPurchasePriceAllocationNotesPayableAndLongTermDebt" />
      <link:presentationArc order="120" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPBusinessAcquisitionPurchasePriceAllocationNotesPayableAndLongTermDebt" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_BusinessAcquisitionPurchasePriceAllocationOtherLiabilities" xlink:label="loc_FBPBusinessAcquisitionPurchasePriceAllocationOtherLiabilities" />
      <link:presentationArc order="130" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPBusinessAcquisitionPurchasePriceAllocationOtherLiabilities" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_BusinessAcquisitionPurchasePriceAllocationLiabilitiesAssumed" xlink:label="loc_FBPBusinessAcquisitionPurchasePriceAllocationLiabilitiesAssumed" />
      <link:presentationArc order="140" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPBusinessAcquisitionPurchasePriceAllocationLiabilitiesAssumed" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_BusinessAcquisitionPurchasePriceAllocationAssetsAcquiredLiabilitiesAssumedNet" xlink:label="loc_FBPBusinessAcquisitionPurchasePriceAllocationAssetsAcquiredLiabilitiesAssumedNet" />
      <link:presentationArc order="160" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPBusinessAcquisitionPurchasePriceAllocationAssetsAcquiredLiabilitiesAssumedNet" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_LessAssetDiscount" xlink:label="loc_FBPLessAssetDiscount" />
      <link:presentationArc order="170" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPLessAssetDiscount" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_BusinessAcquisitionPurchasePriceAllocationCashReceivedreceivableFromFdicAtClosing" xlink:label="loc_FBPBusinessAcquisitionPurchasePriceAllocationCashReceivedreceivableFromFdicAtClosing" />
      <link:presentationArc order="180" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPBusinessAcquisitionPurchasePriceAllocationCashReceivedreceivableFromFdicAtClosing" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_GainOnPurchaseOfBusiness" xlink:label="loc_FBPGainOnPurchaseOfBusiness" />
      <link:presentationArc order="200" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPGainOnPurchaseOfBusiness" xlink:type="arc" />
    </link:presentationLink>
    <link:presentationLink xlink:type="extended" xlink:role="http://firstbancorp.com/role/SecuritiesDetailsNarrative" xlink:title="0053 - Disclosure - Securities (Details Narrative)">
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_SecuritiesNarrativeDetailsAbstract" xlink:label="loc_FBPSecuritiesNarrativeDetailsAbstract" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_CollateralizedMortageObligationsAmortizedCost" xlink:label="loc_FBPCollateralizedMortageObligationsAmortizedCost" />
      <link:presentationArc order="0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPSecuritiesNarrativeDetailsAbstract" xlink:to="loc_FBPCollateralizedMortageObligationsAmortizedCost" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_CollateralizedMortageObligationsFairValue" xlink:label="loc_FBPCollateralizedMortageObligationsFairValue" />
      <link:presentationArc order="10" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPSecuritiesNarrativeDetailsAbstract" xlink:to="loc_FBPCollateralizedMortageObligationsFairValue" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_FederalHomeLoanBankStock" xlink:label="loc_FBPFederalHomeLoanBankStock" />
      <link:presentationArc order="20" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPSecuritiesNarrativeDetailsAbstract" xlink:to="loc_FBPFederalHomeLoanBankStock" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_DepositLiabilitiesCollateralIssuedFinancialInstruments" xlink:label="loc_FBPDepositLiabilitiesCollateralIssuedFinancialInstruments" />
      <link:presentationArc order="30" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPSecuritiesNarrativeDetailsAbstract" xlink:to="loc_FBPDepositLiabilitiesCollateralIssuedFinancialInstruments" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_AvailableForSaleSecuritiesGrossRealizedGainsLossesSaleProceeds" xlink:label="loc_FBPAvailableForSaleSecuritiesGrossRealizedGainsLossesSaleProceeds" />
      <link:presentationArc order="40" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPSecuritiesNarrativeDetailsAbstract" xlink:to="loc_FBPAvailableForSaleSecuritiesGrossRealizedGainsLossesSaleProceeds" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_MarketableSecuritiesRealizedGainLossExcludingOtherThanTemporaryImpairments" xlink:label="loc_FBPMarketableSecuritiesRealizedGainLossExcludingOtherThanTemporaryImpairments" />
      <link:presentationArc order="50" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPSecuritiesNarrativeDetailsAbstract" xlink:to="loc_FBPMarketableSecuritiesRealizedGainLossExcludingOtherThanTemporaryImpairments" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_NetRealizedGainOnCallOfMunicipalSecurities" xlink:label="loc_FBPNetRealizedGainOnCallOfMunicipalSecurities" />
      <link:presentationArc order="60" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPSecuritiesNarrativeDetailsAbstract" xlink:to="loc_FBPNetRealizedGainOnCallOfMunicipalSecurities" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_OtherThanTemporaryImpairmentLossesInvestmentsPortionRecognizedInEarningsNet" xlink:label="loc_FBPOtherThanTemporaryImpairmentLossesInvestmentsPortionRecognizedInEarningsNet" />
      <link:presentationArc order="70" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPSecuritiesNarrativeDetailsAbstract" xlink:to="loc_FBPOtherThanTemporaryImpairmentLossesInvestmentsPortionRecognizedInEarningsNet" xlink:type="arc" />
    </link:presentationLink>
    <link:presentationLink xlink:type="extended" xlink:role="http://firstbancorp.com/role/SecuritiesDetails" xlink:title="0054 - Disclosure - Securities (Details)">
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_SecuritiesDetailsAbstract" xlink:label="loc_FBPSecuritiesDetailsAbstract" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StatementTable" xlink:label="loc_FBPStatementTable" />
      <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPSecuritiesDetailsAbstract" xlink:to="loc_FBPStatementTable" order="100" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StatementLineItems" xlink:label="loc_FBPStatementLineItems" />
      <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPStatementTable" xlink:to="loc_FBPStatementLineItems" order="200" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis" xlink:label="loc_FBPMajorTypesOfDebtAndEquitySecuritiesAxis" />
      <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPStatementTable" xlink:to="loc_FBPMajorTypesOfDebtAndEquitySecuritiesAxis" order="10" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_MajorTypesOfDebtAndEquitySecuritiesDomain" xlink:label="loc_FBPMajorTypesOfDebtAndEquitySecuritiesDomain" />
      <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPMajorTypesOfDebtAndEquitySecuritiesAxis" xlink:to="loc_FBPMajorTypesOfDebtAndEquitySecuritiesDomain" order="0" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_USGovernmentSponsoredEnterprisesDebtSecuritiesMember" xlink:label="loc_FBPUSGovernmentSponsoredEnterprisesDebtSecuritiesMember" />
      <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPMajorTypesOfDebtAndEquitySecuritiesDomain" xlink:to="loc_FBPUSGovernmentSponsoredEnterprisesDebtSecuritiesMember" order="10" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_MortgageBackedSecuritiesMember" xlink:label="loc_FBPMortgageBackedSecuritiesMember" />
      <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPMajorTypesOfDebtAndEquitySecuritiesDomain" xlink:to="loc_FBPMortgageBackedSecuritiesMember" order="20" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_CorporateDebtSecuritiesMember" xlink:label="loc_FBPCorporateDebtSecuritiesMember" />
      <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPMajorTypesOfDebtAndEquitySecuritiesDomain" xlink:to="loc_FBPCorporateDebtSecuritiesMember" order="30" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_EquitySecuritiesMember" xlink:label="loc_FBPEquitySecuritiesMember" />
      <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPMajorTypesOfDebtAndEquitySecuritiesDomain" xlink:to="loc_FBPEquitySecuritiesMember" order="40" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_USStatesAndPoliticalSubdivisionsMember" xlink:label="loc_FBPUSStatesAndPoliticalSubdivisionsMember" />
      <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPMajorTypesOfDebtAndEquitySecuritiesDomain" xlink:to="loc_FBPUSStatesAndPoliticalSubdivisionsMember" order="50" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_AvailableForSaleSecuritiesAbstract" xlink:label="loc_FBPAvailableForSaleSecuritiesAbstract" />
      <link:presentationArc order="0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPAvailableForSaleSecuritiesAbstract" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_AvailableForSaleSecuritiesAmortizedCost" xlink:label="loc_FBPAvailableForSaleSecuritiesAmortizedCost" />
      <link:presentationArc order="10" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPAvailableForSaleSecuritiesAmortizedCost" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_AvailableForSaleSecurities" xlink:label="loc_FBPAvailableForSaleSecurities" />
      <link:presentationArc order="20" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPAvailableForSaleSecurities" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_AvailableforsaleSecuritiesGrossUnrealizedGain" xlink:label="loc_FBPAvailableforsaleSecuritiesGrossUnrealizedGain" />
      <link:presentationArc order="30" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPAvailableforsaleSecuritiesGrossUnrealizedGain" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_AvailableForSaleSecuritiesGrossUnrealizedLosses1" xlink:label="loc_FBPAvailableForSaleSecuritiesGrossUnrealizedLosses1" />
      <link:presentationArc order="40" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPAvailableForSaleSecuritiesGrossUnrealizedLosses1" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_HeldToMaturitySecuritiesDebtMaturitiesAbstract" xlink:label="loc_FBPHeldToMaturitySecuritiesDebtMaturitiesAbstract" />
      <link:presentationArc order="60" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPHeldToMaturitySecuritiesDebtMaturitiesAbstract" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_HeldToMaturitySecurities" xlink:label="loc_FBPHeldToMaturitySecurities" />
      <link:presentationArc order="70" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPHeldToMaturitySecurities" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_HeldToMaturitySecuritiesFairValue" xlink:label="loc_FBPHeldToMaturitySecuritiesFairValue" />
      <link:presentationArc order="80" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPHeldToMaturitySecuritiesFairValue" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_HeldtomaturitySecuritiesUnrecognizedHoldingGain" xlink:label="loc_FBPHeldtomaturitySecuritiesUnrecognizedHoldingGain" />
      <link:presentationArc order="90" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPHeldtomaturitySecuritiesUnrecognizedHoldingGain" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_HeldToMaturitySecuritiesUnrecognizedHoldingLoss" xlink:label="loc_FBPHeldToMaturitySecuritiesUnrecognizedHoldingLoss" />
      <link:presentationArc order="100" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPHeldToMaturitySecuritiesUnrecognizedHoldingLoss" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
    </link:presentationLink>
    <link:presentationLink xlink:type="extended" xlink:role="http://firstbancorp.com/role/SecuritiesDetails1" xlink:title="0055 - Disclosure - Securities (Details 1)">
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_UnrealizedLossesDetailsAbstract" xlink:label="loc_FBPUnrealizedLossesDetailsAbstract" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StatementTable" xlink:label="loc_FBPStatementTable" />
      <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPUnrealizedLossesDetailsAbstract" xlink:to="loc_FBPStatementTable" order="100" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StatementLineItems" xlink:label="loc_FBPStatementLineItems" />
      <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPStatementTable" xlink:to="loc_FBPStatementLineItems" order="200" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis" xlink:label="loc_FBPMajorTypesOfDebtAndEquitySecuritiesAxis" />
      <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPStatementTable" xlink:to="loc_FBPMajorTypesOfDebtAndEquitySecuritiesAxis" order="10" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_MajorTypesOfDebtAndEquitySecuritiesDomain" xlink:label="loc_FBPMajorTypesOfDebtAndEquitySecuritiesDomain" />
      <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPMajorTypesOfDebtAndEquitySecuritiesAxis" xlink:to="loc_FBPMajorTypesOfDebtAndEquitySecuritiesDomain" order="0" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_USGovernmentSponsoredEnterprisesDebtSecuritiesMember" xlink:label="loc_FBPUSGovernmentSponsoredEnterprisesDebtSecuritiesMember" />
      <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPMajorTypesOfDebtAndEquitySecuritiesDomain" xlink:to="loc_FBPUSGovernmentSponsoredEnterprisesDebtSecuritiesMember" order="10" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_MortgageBackedSecuritiesMember" xlink:label="loc_FBPMortgageBackedSecuritiesMember" />
      <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPMajorTypesOfDebtAndEquitySecuritiesDomain" xlink:to="loc_FBPMortgageBackedSecuritiesMember" order="20" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_CorporateDebtSecuritiesMember" xlink:label="loc_FBPCorporateDebtSecuritiesMember" />
      <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPMajorTypesOfDebtAndEquitySecuritiesDomain" xlink:to="loc_FBPCorporateDebtSecuritiesMember" order="30" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_EquitySecuritiesMember" xlink:label="loc_FBPEquitySecuritiesMember" />
      <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPMajorTypesOfDebtAndEquitySecuritiesDomain" xlink:to="loc_FBPEquitySecuritiesMember" order="40" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_USStatesAndPoliticalSubdivisionsMember" xlink:label="loc_FBPUSStatesAndPoliticalSubdivisionsMember" />
      <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPMajorTypesOfDebtAndEquitySecuritiesDomain" xlink:to="loc_FBPUSStatesAndPoliticalSubdivisionsMember" order="50" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_SecuritiesInUnrealizedLossPositionForLessThanTwelveMonthsAbstract" xlink:label="loc_FBPSecuritiesInUnrealizedLossPositionForLessThanTwelveMonthsAbstract" />
      <link:presentationArc order="0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPSecuritiesInUnrealizedLossPositionForLessThanTwelveMonthsAbstract" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionLessThanTwelveMonthsFairValue" xlink:label="loc_FBPAvailableForSaleSecuritiesContinuousUnrealizedLossPositionLessThanTwelveMonthsFairValue" />
      <link:presentationArc order="10" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPSecuritiesInUnrealizedLossPositionForLessThanTwelveMonthsAbstract" xlink:to="loc_FBPAvailableForSaleSecuritiesContinuousUnrealizedLossPositionLessThanTwelveMonthsFairValue" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_AvailableforsaleSecuritiesContinuousUnrealizedLossPositionLessThan12MonthsAggregateLosses2" xlink:label="loc_FBPAvailableforsaleSecuritiesContinuousUnrealizedLossPositionLessThan12MonthsAggregateLosses2" />
      <link:presentationArc order="20" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPSecuritiesInUnrealizedLossPositionForLessThanTwelveMonthsAbstract" xlink:to="loc_FBPAvailableforsaleSecuritiesContinuousUnrealizedLossPositionLessThan12MonthsAggregateLosses2" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_SecuritiesInUnrealizedLossPositionForMoreThanTwelveMonthsAbstract" xlink:label="loc_FBPSecuritiesInUnrealizedLossPositionForMoreThanTwelveMonthsAbstract" />
      <link:presentationArc order="30" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPSecuritiesInUnrealizedLossPositionForMoreThanTwelveMonthsAbstract" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionTwelveMonthsOrLongerFairValue" xlink:label="loc_FBPAvailableForSaleSecuritiesContinuousUnrealizedLossPositionTwelveMonthsOrLongerFairValue" />
      <link:presentationArc order="40" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPSecuritiesInUnrealizedLossPositionForMoreThanTwelveMonthsAbstract" xlink:to="loc_FBPAvailableForSaleSecuritiesContinuousUnrealizedLossPositionTwelveMonthsOrLongerFairValue" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_AvailableforsaleSecuritiesContinuousUnrealizedLossPosition12MonthsOrLongerAggregateLosses2" xlink:label="loc_FBPAvailableforsaleSecuritiesContinuousUnrealizedLossPosition12MonthsOrLongerAggregateLosses2" />
      <link:presentationArc order="50" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPSecuritiesInUnrealizedLossPositionForMoreThanTwelveMonthsAbstract" xlink:to="loc_FBPAvailableforsaleSecuritiesContinuousUnrealizedLossPosition12MonthsOrLongerAggregateLosses2" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionFairValue" xlink:label="loc_FBPAvailableForSaleSecuritiesContinuousUnrealizedLossPositionFairValue" />
      <link:presentationArc order="60" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPAvailableForSaleSecuritiesContinuousUnrealizedLossPositionFairValue" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_AvailableforsaleSecuritiesContinuousUnrealizedLossPositionAggregateLosses2" xlink:label="loc_FBPAvailableforsaleSecuritiesContinuousUnrealizedLossPositionAggregateLosses2" />
      <link:presentationArc order="70" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPAvailableforsaleSecuritiesContinuousUnrealizedLossPositionAggregateLosses2" xlink:type="arc" />
    </link:presentationLink>
    <link:presentationLink xlink:type="extended" xlink:role="http://firstbancorp.com/role/SecuritiesDetails2" xlink:title="0056 - Disclosure - Securities (Details 2)">
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_NotesToFinancialStatementsAbstract" xlink:label="loc_FBPNotesToFinancialStatementsAbstract" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StatementTable" xlink:label="loc_FBPStatementTable" />
      <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPNotesToFinancialStatementsAbstract" xlink:to="loc_FBPStatementTable" order="100" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StatementLineItems" xlink:label="loc_FBPStatementLineItems" />
      <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPStatementTable" xlink:to="loc_FBPStatementLineItems" order="200" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis" xlink:label="loc_FBPMajorTypesOfDebtAndEquitySecuritiesAxis" />
      <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPStatementTable" xlink:to="loc_FBPMajorTypesOfDebtAndEquitySecuritiesAxis" order="10" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_MajorTypesOfDebtAndEquitySecuritiesDomain" xlink:label="loc_FBPMajorTypesOfDebtAndEquitySecuritiesDomain" />
      <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPMajorTypesOfDebtAndEquitySecuritiesAxis" xlink:to="loc_FBPMajorTypesOfDebtAndEquitySecuritiesDomain" order="0" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_FirstCitizensBancorpBondMember" xlink:label="loc_FBPFirstCitizensBancorpBondMember" />
      <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPMajorTypesOfDebtAndEquitySecuritiesDomain" xlink:to="loc_FBPFirstCitizensBancorpBondMember" order="10" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_FirstCitizensBancorpTrustPreferredSecurityMember" xlink:label="loc_FBPFirstCitizensBancorpTrustPreferredSecurityMember" />
      <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPMajorTypesOfDebtAndEquitySecuritiesDomain" xlink:to="loc_FBPFirstCitizensBancorpTrustPreferredSecurityMember" order="20" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_IssuerRating" xlink:label="loc_FBPIssuerRating" />
      <link:presentationArc order="0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPIssuerRating" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_AvailableforsaleSecuritiesDebtMaturitiesDate" xlink:label="loc_FBPAvailableforsaleSecuritiesDebtMaturitiesDate" />
      <link:presentationArc order="10" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPAvailableforsaleSecuritiesDebtMaturitiesDate" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_AvailableForSaleDebtSecuritiesAmortizedCostBasis" xlink:label="loc_FBPAvailableForSaleDebtSecuritiesAmortizedCostBasis" />
      <link:presentationArc order="20" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPAvailableForSaleDebtSecuritiesAmortizedCostBasis" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/periodEndLabel" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_AvailableForSaleDebtSecuritiesMarketValue" xlink:label="loc_FBPAvailableForSaleDebtSecuritiesMarketValue" />
      <link:presentationArc order="30" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPAvailableForSaleDebtSecuritiesMarketValue" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/periodEndLabel" />
    </link:presentationLink>
    <link:presentationLink xlink:type="extended" xlink:role="http://firstbancorp.com/role/SecuritiesDetails3" xlink:title="0057 - Disclosure - Securities (Details 3)">
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_SecuritiesDetails2Abstract" xlink:label="loc_FBPSecuritiesDetails2Abstract" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_AvailableForSaleSecuritiesAbstract" xlink:label="loc_FBPAvailableForSaleSecuritiesAbstract" />
      <link:presentationArc order="0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPSecuritiesDetails2Abstract" xlink:to="loc_FBPAvailableForSaleSecuritiesAbstract" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_DebtSecuritiesAbstract" xlink:label="loc_FBPDebtSecuritiesAbstract" />
      <link:presentationArc order="10" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPSecuritiesDetails2Abstract" xlink:to="loc_FBPDebtSecuritiesAbstract" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_AmortizedCostAbstract" xlink:label="loc_FBPAmortizedCostAbstract" />
      <link:presentationArc order="20" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPSecuritiesDetails2Abstract" xlink:to="loc_FBPAmortizedCostAbstract" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_AvailableForSaleSecuritiesDebtMaturitiesWithinOneYearAmortizedCost" xlink:label="loc_FBPAvailableForSaleSecuritiesDebtMaturitiesWithinOneYearAmortizedCost" />
      <link:presentationArc order="30" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPSecuritiesDetails2Abstract" xlink:to="loc_FBPAvailableForSaleSecuritiesDebtMaturitiesWithinOneYearAmortizedCost" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterOneThroughFiveYearsAmortizedCost" xlink:label="loc_FBPAvailableForSaleSecuritiesDebtMaturitiesAfterOneThroughFiveYearsAmortizedCost" />
      <link:presentationArc order="40" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPSecuritiesDetails2Abstract" xlink:to="loc_FBPAvailableForSaleSecuritiesDebtMaturitiesAfterOneThroughFiveYearsAmortizedCost" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterFiveThroughTenYearsAmortizedCost" xlink:label="loc_FBPAvailableForSaleSecuritiesDebtMaturitiesAfterFiveThroughTenYearsAmortizedCost" />
      <link:presentationArc order="50" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPSecuritiesDetails2Abstract" xlink:to="loc_FBPAvailableForSaleSecuritiesDebtMaturitiesAfterFiveThroughTenYearsAmortizedCost" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterTenYearsAmortizedCost" xlink:label="loc_FBPAvailableForSaleSecuritiesDebtMaturitiesAfterTenYearsAmortizedCost" />
      <link:presentationArc order="60" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPSecuritiesDetails2Abstract" xlink:to="loc_FBPAvailableForSaleSecuritiesDebtMaturitiesAfterTenYearsAmortizedCost" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_AvailableForSaleSecuritiesDebtMaturitiesWithoutSingleMaturityDateAmortizedCost" xlink:label="loc_FBPAvailableForSaleSecuritiesDebtMaturitiesWithoutSingleMaturityDateAmortizedCost" />
      <link:presentationArc order="70" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPSecuritiesDetails2Abstract" xlink:to="loc_FBPAvailableForSaleSecuritiesDebtMaturitiesWithoutSingleMaturityDateAmortizedCost" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAmortizedCost" xlink:label="loc_FBPAvailableForSaleSecuritiesDebtMaturitiesAmortizedCost" />
      <link:presentationArc order="80" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPSecuritiesDetails2Abstract" xlink:to="loc_FBPAvailableForSaleSecuritiesDebtMaturitiesAmortizedCost" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_AvailableForSaleEquitySecuritiesAmortizedCostBasis" xlink:label="loc_FBPAvailableForSaleEquitySecuritiesAmortizedCostBasis" />
      <link:presentationArc order="90" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPSecuritiesDetails2Abstract" xlink:to="loc_FBPAvailableForSaleEquitySecuritiesAmortizedCostBasis" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_AvailableForSaleSecuritiesAmortizedCost" xlink:label="loc_FBPAvailableForSaleSecuritiesAmortizedCost" />
      <link:presentationArc order="100" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPSecuritiesDetails2Abstract" xlink:to="loc_FBPAvailableForSaleSecuritiesAmortizedCost" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_FairValueAbstract" xlink:label="loc_FBPFairValueAbstract" />
      <link:presentationArc order="120" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPSecuritiesDetails2Abstract" xlink:to="loc_FBPFairValueAbstract" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_AvailableForSaleSecuritiesDebtMaturitiesWithinOneYearFairValue" xlink:label="loc_FBPAvailableForSaleSecuritiesDebtMaturitiesWithinOneYearFairValue" />
      <link:presentationArc order="130" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPSecuritiesDetails2Abstract" xlink:to="loc_FBPAvailableForSaleSecuritiesDebtMaturitiesWithinOneYearFairValue" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterOneThroughFiveYearsFairValue" xlink:label="loc_FBPAvailableForSaleSecuritiesDebtMaturitiesAfterOneThroughFiveYearsFairValue" />
      <link:presentationArc order="140" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPSecuritiesDetails2Abstract" xlink:to="loc_FBPAvailableForSaleSecuritiesDebtMaturitiesAfterOneThroughFiveYearsFairValue" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterFiveThroughTenYearsFairValue" xlink:label="loc_FBPAvailableForSaleSecuritiesDebtMaturitiesAfterFiveThroughTenYearsFairValue" />
      <link:presentationArc order="150" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPSecuritiesDetails2Abstract" xlink:to="loc_FBPAvailableForSaleSecuritiesDebtMaturitiesAfterFiveThroughTenYearsFairValue" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterTenYearsFairValue" xlink:label="loc_FBPAvailableForSaleSecuritiesDebtMaturitiesAfterTenYearsFairValue" />
      <link:presentationArc order="160" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPSecuritiesDetails2Abstract" xlink:to="loc_FBPAvailableForSaleSecuritiesDebtMaturitiesAfterTenYearsFairValue" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_AvailableForSaleSecuritiesDebtMaturitiesWithoutSingleMaturityDateFairValue" xlink:label="loc_FBPAvailableForSaleSecuritiesDebtMaturitiesWithoutSingleMaturityDateFairValue" />
      <link:presentationArc order="170" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPSecuritiesDetails2Abstract" xlink:to="loc_FBPAvailableForSaleSecuritiesDebtMaturitiesWithoutSingleMaturityDateFairValue" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_AvailableForSaleSecuritiesDebtSecurities" xlink:label="loc_FBPAvailableForSaleSecuritiesDebtSecurities" />
      <link:presentationArc order="180" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPSecuritiesDetails2Abstract" xlink:to="loc_FBPAvailableForSaleSecuritiesDebtSecurities" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_AvailableForSaleSecuritiesEquitySecurities" xlink:label="loc_FBPAvailableForSaleSecuritiesEquitySecurities" />
      <link:presentationArc order="190" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPSecuritiesDetails2Abstract" xlink:to="loc_FBPAvailableForSaleSecuritiesEquitySecurities" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_AvailableForSaleSecurities" xlink:label="loc_FBPAvailableForSaleSecurities" />
      <link:presentationArc order="200" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPSecuritiesDetails2Abstract" xlink:to="loc_FBPAvailableForSaleSecurities" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_HeldToMaturitySecuritiesAbstract" xlink:label="loc_FBPHeldToMaturitySecuritiesAbstract" />
      <link:presentationArc order="220" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPSecuritiesDetails2Abstract" xlink:to="loc_FBPHeldToMaturitySecuritiesAbstract" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_DebtSecurities1Abstract" xlink:label="loc_FBPDebtSecurities1Abstract" />
      <link:presentationArc order="230" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPSecuritiesDetails2Abstract" xlink:to="loc_FBPDebtSecurities1Abstract" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_AmortizedCost1Abstract" xlink:label="loc_FBPAmortizedCost1Abstract" />
      <link:presentationArc order="240" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPSecuritiesDetails2Abstract" xlink:to="loc_FBPAmortizedCost1Abstract" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_HeldToMaturitySecuritiesDebtMaturitiesWithinOneYearNetCarryingAmount" xlink:label="loc_FBPHeldToMaturitySecuritiesDebtMaturitiesWithinOneYearNetCarryingAmount" />
      <link:presentationArc order="250" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPSecuritiesDetails2Abstract" xlink:to="loc_FBPHeldToMaturitySecuritiesDebtMaturitiesWithinOneYearNetCarryingAmount" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_HeldToMaturitySecuritiesDebtMaturitiesAfterOneThroughFiveYearsNetCarryingAmount" xlink:label="loc_FBPHeldToMaturitySecuritiesDebtMaturitiesAfterOneThroughFiveYearsNetCarryingAmount" />
      <link:presentationArc order="260" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPSecuritiesDetails2Abstract" xlink:to="loc_FBPHeldToMaturitySecuritiesDebtMaturitiesAfterOneThroughFiveYearsNetCarryingAmount" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_HeldToMaturitySecuritiesDebtMaturitiesAfterFiveThroughTenYearsNetCarryingAmount" xlink:label="loc_FBPHeldToMaturitySecuritiesDebtMaturitiesAfterFiveThroughTenYearsNetCarryingAmount" />
      <link:presentationArc order="270" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPSecuritiesDetails2Abstract" xlink:to="loc_FBPHeldToMaturitySecuritiesDebtMaturitiesAfterFiveThroughTenYearsNetCarryingAmount" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_HeldToMaturitySecuritiesDebtMaturitiesAfterTenYearsNetCarryingAmount" xlink:label="loc_FBPHeldToMaturitySecuritiesDebtMaturitiesAfterTenYearsNetCarryingAmount" />
      <link:presentationArc order="280" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPSecuritiesDetails2Abstract" xlink:to="loc_FBPHeldToMaturitySecuritiesDebtMaturitiesAfterTenYearsNetCarryingAmount" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_HeldToMaturitySecuritiesDebtMaturitiesWithoutSingleMaturityDateNetCarryingAmount" xlink:label="loc_FBPHeldToMaturitySecuritiesDebtMaturitiesWithoutSingleMaturityDateNetCarryingAmount" />
      <link:presentationArc order="290" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPSecuritiesDetails2Abstract" xlink:to="loc_FBPHeldToMaturitySecuritiesDebtMaturitiesWithoutSingleMaturityDateNetCarryingAmount" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_HeldToMaturitySecuritiesDebtMaturitiesNetCarryingAmount" xlink:label="loc_FBPHeldToMaturitySecuritiesDebtMaturitiesNetCarryingAmount" />
      <link:presentationArc order="300" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPSecuritiesDetails2Abstract" xlink:to="loc_FBPHeldToMaturitySecuritiesDebtMaturitiesNetCarryingAmount" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_HeldToMaturitySecurities" xlink:label="loc_FBPHeldToMaturitySecurities" />
      <link:presentationArc order="310" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPSecuritiesDetails2Abstract" xlink:to="loc_FBPHeldToMaturitySecurities" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_FairValue1Abstract" xlink:label="loc_FBPFairValue1Abstract" />
      <link:presentationArc order="330" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPSecuritiesDetails2Abstract" xlink:to="loc_FBPFairValue1Abstract" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_HeldToMaturitySecuritiesDebtMaturitiesNextRollingTwelveMonthsFairValue" xlink:label="loc_FBPHeldToMaturitySecuritiesDebtMaturitiesNextRollingTwelveMonthsFairValue" />
      <link:presentationArc order="340" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPSecuritiesDetails2Abstract" xlink:to="loc_FBPHeldToMaturitySecuritiesDebtMaturitiesNextRollingTwelveMonthsFairValue" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_HeldToMaturitySecuritiesDebtMaturitiesRollingYearTwoThroughFiveFairValue" xlink:label="loc_FBPHeldToMaturitySecuritiesDebtMaturitiesRollingYearTwoThroughFiveFairValue" />
      <link:presentationArc order="350" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPSecuritiesDetails2Abstract" xlink:to="loc_FBPHeldToMaturitySecuritiesDebtMaturitiesRollingYearTwoThroughFiveFairValue" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_HeldToMaturitySecuritiesDebtMaturitiesRollingYearSixThroughTenFairValue" xlink:label="loc_FBPHeldToMaturitySecuritiesDebtMaturitiesRollingYearSixThroughTenFairValue" />
      <link:presentationArc order="360" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPSecuritiesDetails2Abstract" xlink:to="loc_FBPHeldToMaturitySecuritiesDebtMaturitiesRollingYearSixThroughTenFairValue" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_HeldToMaturitySecuritiesDebtMaturitiesRollingAfterTenYearsFairValue" xlink:label="loc_FBPHeldToMaturitySecuritiesDebtMaturitiesRollingAfterTenYearsFairValue" />
      <link:presentationArc order="370" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPSecuritiesDetails2Abstract" xlink:to="loc_FBPHeldToMaturitySecuritiesDebtMaturitiesRollingAfterTenYearsFairValue" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_HeldToMaturitySecuritiesDebtMaturitiesFairValue" xlink:label="loc_FBPHeldToMaturitySecuritiesDebtMaturitiesFairValue" />
      <link:presentationArc order="380" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPSecuritiesDetails2Abstract" xlink:to="loc_FBPHeldToMaturitySecuritiesDebtMaturitiesFairValue" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_HeldToMaturitySecuritiesFairValue" xlink:label="loc_FBPHeldToMaturitySecuritiesFairValue" />
      <link:presentationArc order="390" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPSecuritiesDetails2Abstract" xlink:to="loc_FBPHeldToMaturitySecuritiesFairValue" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    </link:presentationLink>
    <link:presentationLink xlink:type="extended" xlink:role="http://firstbancorp.com/role/LoansAndAssetQualityInformationDetailsNarrative" xlink:title="0058 - Disclosure - Loans and Asset Quality Information (Details Narrative)">
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_LoansAndAssetQualityInformationNarrativeDetailsAbstract" xlink:label="loc_FBPLoansAndAssetQualityInformationNarrativeDetailsAbstract" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StatementTable" xlink:label="loc_FBPStatementTable" />
      <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPLoansAndAssetQualityInformationNarrativeDetailsAbstract" xlink:to="loc_FBPStatementTable" order="100" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StatementLineItems" xlink:label="loc_FBPStatementLineItems" />
      <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPStatementTable" xlink:to="loc_FBPStatementLineItems" order="200" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis" xlink:label="loc_FBPAccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis" />
      <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPStatementTable" xlink:to="loc_FBPAccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis" order="10" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ReceivableTypeDomain" xlink:label="loc_FBPReceivableTypeDomain" />
      <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPAccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis" xlink:to="loc_FBPReceivableTypeDomain" order="0" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_PurchasedNonimpairedLoansMember" xlink:label="loc_FBPPurchasedNonimpairedLoansMember" />
      <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPReceivableTypeDomain" xlink:to="loc_FBPPurchasedNonimpairedLoansMember" order="50" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_PurchasedNonperfomingLoansMember" xlink:label="loc_FBPPurchasedNonperfomingLoansMember" />
      <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPReceivableTypeDomain" xlink:to="loc_FBPPurchasedNonperfomingLoansMember" order="60" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis" xlink:label="loc_FBPMajorTypesOfDebtAndEquitySecuritiesAxis" />
      <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPStatementTable" xlink:to="loc_FBPMajorTypesOfDebtAndEquitySecuritiesAxis" order="20" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_MajorTypesOfDebtAndEquitySecuritiesDomain" xlink:label="loc_FBPMajorTypesOfDebtAndEquitySecuritiesDomain" />
      <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPMajorTypesOfDebtAndEquitySecuritiesAxis" xlink:to="loc_FBPMajorTypesOfDebtAndEquitySecuritiesDomain" order="0" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_NonaccrualFinancingReceivableMember" xlink:label="loc_FBPNonaccrualFinancingReceivableMember" />
      <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPMajorTypesOfDebtAndEquitySecuritiesDomain" xlink:to="loc_FBPNonaccrualFinancingReceivableMember" order="80" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_RestructuredLoansMember" xlink:label="loc_FBPRestructuredLoansMember" />
      <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPMajorTypesOfDebtAndEquitySecuritiesDomain" xlink:to="loc_FBPRestructuredLoansMember" order="110" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis" xlink:label="loc_FBPFinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis" />
      <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPStatementTable" xlink:to="loc_FBPFinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis" order="30" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" xlink:label="loc_FBPFinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" />
      <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPFinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis" xlink:to="loc_FBPFinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" order="0" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_UnamortizedLoanCommitmentAndOriginationFeesAndUnamortizedDiscountsOrPremiumsOther" xlink:label="loc_FBPUnamortizedLoanCommitmentAndOriginationFeesAndUnamortizedDiscountsOrPremiumsOther" />
      <link:presentationArc order="0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPUnamortizedLoanCommitmentAndOriginationFeesAndUnamortizedDiscountsOrPremiumsOther" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_LoansPledgedAsCollateral" xlink:label="loc_FBPLoansPledgedAsCollateral" />
      <link:presentationArc order="10" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPLoansPledgedAsCollateral" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_DueFromRelatedParties" xlink:label="loc_FBPDueFromRelatedParties" />
      <link:presentationArc order="20" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPDueFromRelatedParties" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_RepaymentsOfRelatedPartyDebt" xlink:label="loc_FBPRepaymentsOfRelatedPartyDebt" />
      <link:presentationArc order="30" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPRepaymentsOfRelatedPartyDebt" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ProceedsFromRelatedPartyDebt" xlink:label="loc_FBPProceedsFromRelatedPartyDebt" />
      <link:presentationArc order="40" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPProceedsFromRelatedPartyDebt" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_AccretionOfLoanDiscount" xlink:label="loc_FBPAccretionOfLoanDiscount" />
      <link:presentationArc order="50" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPAccretionOfLoanDiscount" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_LoanDiscount" xlink:label="loc_FBPLoanDiscount" />
      <link:presentationArc order="60" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPLoanDiscount" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_PercentageOfLoanDiscountAccretion" xlink:label="loc_FBPPercentageOfLoanDiscountAccretion" />
      <link:presentationArc order="70" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPPercentageOfLoanDiscountAccretion" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_InterestAndFeeIncomeLoansAndLeases" xlink:label="loc_FBPInterestAndFeeIncomeLoansAndLeases" />
      <link:presentationArc order="80" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPInterestAndFeeIncomeLoansAndLeases" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_InterestIncomeActuallyCollected" xlink:label="loc_FBPInterestIncomeActuallyCollected" />
      <link:presentationArc order="90" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPInterestIncomeActuallyCollected" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_PartialChargeoffsOnPurchasedLoansOutstanding" xlink:label="loc_FBPPartialChargeoffsOnPurchasedLoansOutstanding" />
      <link:presentationArc order="100" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPPartialChargeoffsOnPurchasedLoansOutstanding" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_FinancingReceivablesImpairedTroubledDebtRestructuringWriteDown" xlink:label="loc_FBPFinancingReceivablesImpairedTroubledDebtRestructuringWriteDown" />
      <link:presentationArc order="110" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPFinancingReceivablesImpairedTroubledDebtRestructuringWriteDown" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_FinancingReceivableReclassificationToHeldForSale" xlink:label="loc_FBPFinancingReceivableReclassificationToHeldForSale" />
      <link:presentationArc order="120" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPFinancingReceivableReclassificationToHeldForSale" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_ReclassificationOfPerfomingLoansToTdrStatus" xlink:label="loc_FBPReclassificationOfPerfomingLoansToTdrStatus" />
      <link:presentationArc order="130" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPReclassificationOfPerfomingLoansToTdrStatus" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_FinancingReceivableModificationsSubsequentDefaultNumberOfContracts" xlink:label="loc_FBPFinancingReceivableModificationsSubsequentDefaultNumberOfContracts" />
      <link:presentationArc order="140" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPFinancingReceivableModificationsSubsequentDefaultNumberOfContracts" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_FinancingReceivableModificationsSubsequentDefaultRecordedInvestment" xlink:label="loc_FBPFinancingReceivableModificationsSubsequentDefaultRecordedInvestment" />
      <link:presentationArc order="150" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPFinancingReceivableModificationsSubsequentDefaultRecordedInvestment" xlink:type="arc" />
    </link:presentationLink>
    <link:presentationLink xlink:type="extended" xlink:role="http://firstbancorp.com/role/LoansAndAssetQualityInformationDetails" xlink:title="0059 - Disclosure - Loans and Asset Quality Information (Details)">
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_LoansAndAssetQualityInformationDetailsAbstract" xlink:label="loc_FBPLoansAndAssetQualityInformationDetailsAbstract" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StatementTable" xlink:label="loc_FBPStatementTable" />
      <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPLoansAndAssetQualityInformationDetailsAbstract" xlink:to="loc_FBPStatementTable" order="100" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StatementLineItems" xlink:label="loc_FBPStatementLineItems" />
      <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPStatementTable" xlink:to="loc_FBPStatementLineItems" order="200" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis" xlink:label="loc_FBPFinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis" />
      <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPStatementTable" xlink:to="loc_FBPFinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis" order="10" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" xlink:label="loc_FBPFinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" />
      <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPFinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis" xlink:to="loc_FBPFinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" order="0" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_CommercialLoanMember" xlink:label="loc_FBPCommercialLoanMember" />
      <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPFinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" xlink:to="loc_FBPCommercialLoanMember" order="10" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_CommercialRealEstateMember" xlink:label="loc_FBPCommercialRealEstateMember" />
      <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPFinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" xlink:to="loc_FBPCommercialRealEstateMember" order="20" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_FixedRateResidentialMortgageMember" xlink:label="loc_FBPFixedRateResidentialMortgageMember" />
      <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPFinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" xlink:to="loc_FBPFixedRateResidentialMortgageMember" order="30" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_HomeEquityMember" xlink:label="loc_FBPHomeEquityMember" />
      <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPFinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" xlink:to="loc_FBPHomeEquityMember" order="40" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_RealEstateMember" xlink:label="loc_FBPRealEstateMember" />
      <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPFinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" xlink:to="loc_FBPRealEstateMember" order="50" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ConsumerLoanMember" xlink:label="loc_FBPConsumerLoanMember" />
      <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPFinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" xlink:to="loc_FBPConsumerLoanMember" order="60" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_SummaryOfMajorCategoriesOfTotalLoansOutstandingAbstract" xlink:label="loc_FBPSummaryOfMajorCategoriesOfTotalLoansOutstandingAbstract" />
      <link:presentationArc order="0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPSummaryOfMajorCategoriesOfTotalLoansOutstandingAbstract" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_AllLoansNoncoveredAndCoveredAbstract" xlink:label="loc_FBPAllLoansNoncoveredAndCoveredAbstract" />
      <link:presentationArc order="10" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPAllLoansNoncoveredAndCoveredAbstract" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_LoansBeforeUnamortizedNetDeferredLoanCosts" xlink:label="loc_FBPLoansBeforeUnamortizedNetDeferredLoanCosts" />
      <link:presentationArc order="20" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPAllLoansNoncoveredAndCoveredAbstract" xlink:to="loc_FBPLoansBeforeUnamortizedNetDeferredLoanCosts" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_PercentageOfLoans" xlink:label="loc_FBPPercentageOfLoans" />
      <link:presentationArc order="30" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPAllLoansNoncoveredAndCoveredAbstract" xlink:to="loc_FBPPercentageOfLoans" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_UnamortizedNetDeferredLoanCosts" xlink:label="loc_FBPUnamortizedNetDeferredLoanCosts" />
      <link:presentationArc order="40" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPAllLoansNoncoveredAndCoveredAbstract" xlink:to="loc_FBPUnamortizedNetDeferredLoanCosts" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_Loans" xlink:label="loc_FBPLoans" />
      <link:presentationArc order="50" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPAllLoansNoncoveredAndCoveredAbstract" xlink:to="loc_FBPLoans" xlink:type="arc" />
    </link:presentationLink>
    <link:presentationLink xlink:type="extended" xlink:role="http://firstbancorp.com/role/LoansAndAssetQualityInformationDetails1" xlink:title="0060 - Disclosure - Loans and Asset Quality Information (Details 1)">
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_LoansAndAssetQualityInformationDetails1Abstract" xlink:label="loc_FBPLoansAndAssetQualityInformationDetails1Abstract" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StatementTable" xlink:label="loc_FBPStatementTable" />
      <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPLoansAndAssetQualityInformationDetails1Abstract" xlink:to="loc_FBPStatementTable" order="100" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StatementLineItems" xlink:label="loc_FBPStatementLineItems" />
      <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPStatementTable" xlink:to="loc_FBPStatementLineItems" order="200" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis" xlink:label="loc_FBPFinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis" />
      <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPStatementTable" xlink:to="loc_FBPFinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis" order="10" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" xlink:label="loc_FBPFinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" />
      <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPFinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis" xlink:to="loc_FBPFinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" order="0" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_CommercialLoanMember" xlink:label="loc_FBPCommercialLoanMember" />
      <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPFinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" xlink:to="loc_FBPCommercialLoanMember" order="10" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_CommercialRealEstateMember" xlink:label="loc_FBPCommercialRealEstateMember" />
      <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPFinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" xlink:to="loc_FBPCommercialRealEstateMember" order="20" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_FixedRateResidentialMortgageMember" xlink:label="loc_FBPFixedRateResidentialMortgageMember" />
      <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPFinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" xlink:to="loc_FBPFixedRateResidentialMortgageMember" order="30" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_HomeEquityMember" xlink:label="loc_FBPHomeEquityMember" />
      <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPFinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" xlink:to="loc_FBPHomeEquityMember" order="40" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_RealEstateMember" xlink:label="loc_FBPRealEstateMember" />
      <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPFinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" xlink:to="loc_FBPRealEstateMember" order="50" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ConsumerLoanMember" xlink:label="loc_FBPConsumerLoanMember" />
      <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPFinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" xlink:to="loc_FBPConsumerLoanMember" order="60" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_SummaryOfMajorCategoriesOfNoncoveredLoansOutstandingAbstract" xlink:label="loc_FBPSummaryOfMajorCategoriesOfNoncoveredLoansOutstandingAbstract" />
      <link:presentationArc order="0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPSummaryOfMajorCategoriesOfNoncoveredLoansOutstandingAbstract" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_NoncoveredLoansAbstract" xlink:label="loc_FBPNoncoveredLoansAbstract" />
      <link:presentationArc order="10" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPNoncoveredLoansAbstract" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_LoansBeforeUnamortizedNetDeferredLoanCostsNoncovered" xlink:label="loc_FBPLoansBeforeUnamortizedNetDeferredLoanCostsNoncovered" />
      <link:presentationArc order="20" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPNoncoveredLoansAbstract" xlink:to="loc_FBPLoansBeforeUnamortizedNetDeferredLoanCostsNoncovered" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_PercentageOfLoansNonCovered" xlink:label="loc_FBPPercentageOfLoansNonCovered" />
      <link:presentationArc order="30" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPNoncoveredLoansAbstract" xlink:to="loc_FBPPercentageOfLoansNonCovered" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_UnamortizedLoanCommitmentAndOriginationFeesAndUnamortizedDiscountsOrPremiums" xlink:label="loc_FBPUnamortizedLoanCommitmentAndOriginationFeesAndUnamortizedDiscountsOrPremiums" />
      <link:presentationArc order="40" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPNoncoveredLoansAbstract" xlink:to="loc_FBPUnamortizedLoanCommitmentAndOriginationFeesAndUnamortizedDiscountsOrPremiums" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_LoansAndLeasesReceivableGrossCarryingAmount" xlink:label="loc_FBPLoansAndLeasesReceivableGrossCarryingAmount" />
      <link:presentationArc order="50" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPNoncoveredLoansAbstract" xlink:to="loc_FBPLoansAndLeasesReceivableGrossCarryingAmount" xlink:type="arc" />
    </link:presentationLink>
    <link:presentationLink xlink:type="extended" xlink:role="http://firstbancorp.com/role/LoansAndAssetQualityInformationDetails2" xlink:title="0061 - Disclosure - Loans and Asset Quality Information (Details 2)">
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_LoansAndAssetQualityInformationDetails2Abstract" xlink:label="loc_FBPLoansAndAssetQualityInformationDetails2Abstract" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StatementTable" xlink:label="loc_FBPStatementTable" />
      <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPLoansAndAssetQualityInformationDetails2Abstract" xlink:to="loc_FBPStatementTable" order="100" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StatementLineItems" xlink:label="loc_FBPStatementLineItems" />
      <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPStatementTable" xlink:to="loc_FBPStatementLineItems" order="200" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis" xlink:label="loc_FBPFinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis" />
      <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPStatementTable" xlink:to="loc_FBPFinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis" order="10" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" xlink:label="loc_FBPFinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" />
      <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPFinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis" xlink:to="loc_FBPFinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" order="0" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_CommercialLoanMember" xlink:label="loc_FBPCommercialLoanMember" />
      <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPFinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" xlink:to="loc_FBPCommercialLoanMember" order="10" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_CommercialRealEstateMember" xlink:label="loc_FBPCommercialRealEstateMember" />
      <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPFinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" xlink:to="loc_FBPCommercialRealEstateMember" order="20" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_FixedRateResidentialMortgageMember" xlink:label="loc_FBPFixedRateResidentialMortgageMember" />
      <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPFinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" xlink:to="loc_FBPFixedRateResidentialMortgageMember" order="30" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_HomeEquityMember" xlink:label="loc_FBPHomeEquityMember" />
      <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPFinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" xlink:to="loc_FBPHomeEquityMember" order="40" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_RealEstateMember" xlink:label="loc_FBPRealEstateMember" />
      <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPFinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" xlink:to="loc_FBPRealEstateMember" order="50" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ConsumerLoanMember" xlink:label="loc_FBPConsumerLoanMember" />
      <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPFinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" xlink:to="loc_FBPConsumerLoanMember" order="60" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_CarryingAmountOfCoveredLoansAbstract" xlink:label="loc_FBPCarryingAmountOfCoveredLoansAbstract" />
      <link:presentationArc order="0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPCarryingAmountOfCoveredLoansAbstract" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_CoveredLoansAbstract" xlink:label="loc_FBPCoveredLoansAbstract" />
      <link:presentationArc order="10" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPCoveredLoansAbstract" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_ImpairedPurchasedLoansCarryingValueCovered" xlink:label="loc_FBPImpairedPurchasedLoansCarryingValueCovered" />
      <link:presentationArc order="20" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPCoveredLoansAbstract" xlink:to="loc_FBPImpairedPurchasedLoansCarryingValueCovered" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_ImpairedPurchasedLoansUnpaidPrincipalBalanceCovered" xlink:label="loc_FBPImpairedPurchasedLoansUnpaidPrincipalBalanceCovered" />
      <link:presentationArc order="30" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPCoveredLoansAbstract" xlink:to="loc_FBPImpairedPurchasedLoansUnpaidPrincipalBalanceCovered" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_NonimpairedPurchasedLoansCarryingValueCovered" xlink:label="loc_FBPNonimpairedPurchasedLoansCarryingValueCovered" />
      <link:presentationArc order="40" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPCoveredLoansAbstract" xlink:to="loc_FBPNonimpairedPurchasedLoansCarryingValueCovered" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_NonimpairedPurchasedLoansUnpaidPrincipalBalanceCovered" xlink:label="loc_FBPNonimpairedPurchasedLoansUnpaidPrincipalBalanceCovered" />
      <link:presentationArc order="50" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPCoveredLoansAbstract" xlink:to="loc_FBPNonimpairedPurchasedLoansUnpaidPrincipalBalanceCovered" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_LoansAndLeasesReceivableGrossCarryingAmountCovered" xlink:label="loc_FBPLoansAndLeasesReceivableGrossCarryingAmountCovered" />
      <link:presentationArc order="60" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPLoansAndLeasesReceivableGrossCarryingAmountCovered" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_TotalCoveredLoansUnpaidPrincipalBalance" xlink:label="loc_FBPTotalCoveredLoansUnpaidPrincipalBalance" />
      <link:presentationArc order="70" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPTotalCoveredLoansUnpaidPrincipalBalance" xlink:type="arc" />
    </link:presentationLink>
    <link:presentationLink xlink:type="extended" xlink:role="http://firstbancorp.com/role/LoansAndAssetQualityInformationDetails3" xlink:title="0062 - Disclosure - Loans and Asset Quality Information (Details 3)">
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_LoansAndAssetQualityInformationDetails3Abstract" xlink:label="loc_FBPLoansAndAssetQualityInformationDetails3Abstract" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StatementTable" xlink:label="loc_FBPStatementTable" />
      <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPLoansAndAssetQualityInformationDetails3Abstract" xlink:to="loc_FBPStatementTable" order="100" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StatementLineItems" xlink:label="loc_FBPStatementLineItems" />
      <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPStatementTable" xlink:to="loc_FBPStatementLineItems" order="200" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis" xlink:label="loc_FBPAccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis" />
      <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPStatementTable" xlink:to="loc_FBPAccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis" order="10" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ReceivableTypeDomain" xlink:label="loc_FBPReceivableTypeDomain" />
      <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPAccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis" xlink:to="loc_FBPReceivableTypeDomain" order="0" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_CoveredMember" xlink:label="loc_FBPCoveredMember" />
      <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPReceivableTypeDomain" xlink:to="loc_FBPCoveredMember" order="10" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_CoveredPurchasedNonimpairedLoansAbstract" xlink:label="loc_FBPCoveredPurchasedNonimpairedLoansAbstract" />
      <link:presentationArc order="0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPCoveredPurchasedNonimpairedLoansAbstract" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_NonimpairedPurchasedLoansCarryingValue" xlink:label="loc_FBPNonimpairedPurchasedLoansCarryingValue" />
      <link:presentationArc order="10" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPNonimpairedPurchasedLoansCarryingValue" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/periodStartLabel" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_AdditionsDueToAcquisitionOfBankOfAshevilleAtFairValue" xlink:label="loc_FBPAdditionsDueToAcquisitionOfBankOfAshevilleAtFairValue" />
      <link:presentationArc order="20" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPAdditionsDueToAcquisitionOfBankOfAshevilleAtFairValue" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_PrincipalRepayments" xlink:label="loc_FBPPrincipalRepayments" />
      <link:presentationArc order="30" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPPrincipalRepayments" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_TransfersToForeclosedRealEstate" xlink:label="loc_FBPTransfersToForeclosedRealEstate" />
      <link:presentationArc order="40" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPTransfersToForeclosedRealEstate" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_LoanChargeoffs" xlink:label="loc_FBPLoanChargeoffs" />
      <link:presentationArc order="50" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPLoanChargeoffs" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_AccretionOfLoanDiscount" xlink:label="loc_FBPAccretionOfLoanDiscount" />
      <link:presentationArc order="60" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPAccretionOfLoanDiscount" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_NonimpairedPurchasedLoansCarryingValue" xlink:label="loc_FBPNonimpairedPurchasedLoansCarryingValue_2" />
      <link:presentationArc order="70" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPNonimpairedPurchasedLoansCarryingValue_2" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/periodEndLabel" />
    </link:presentationLink>
    <link:presentationLink xlink:type="extended" xlink:role="http://firstbancorp.com/role/LoansAndAssetQualityInformationDetails4" xlink:title="0063 - Disclosure - Loans and Asset Quality Information (Details 4)">
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_LoansAndAssetQualityInformationDetails4Abstract" xlink:label="loc_FBPLoansAndAssetQualityInformationDetails4Abstract" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StatementTable" xlink:label="loc_FBPStatementTable" />
      <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPLoansAndAssetQualityInformationDetails4Abstract" xlink:to="loc_FBPStatementTable" order="100" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StatementLineItems" xlink:label="loc_FBPStatementLineItems" />
      <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPStatementTable" xlink:to="loc_FBPStatementLineItems" order="200" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis" xlink:label="loc_FBPAccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis" />
      <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPStatementTable" xlink:to="loc_FBPAccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis" order="10" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ReceivableTypeDomain" xlink:label="loc_FBPReceivableTypeDomain" />
      <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPAccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis" xlink:to="loc_FBPReceivableTypeDomain" order="0" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_ContractualPrincipalMember" xlink:label="loc_FBPContractualPrincipalMember" />
      <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPReceivableTypeDomain" xlink:to="loc_FBPContractualPrincipalMember" order="10" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_FairValueMember" xlink:label="loc_FBPFairValueMember" />
      <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPReceivableTypeDomain" xlink:to="loc_FBPFairValueMember" order="20" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_PurchasedImpairedLoansSubstantiallyAllOfWhichAreCoveredLoansAbstract" xlink:label="loc_FBPPurchasedImpairedLoansSubstantiallyAllOfWhichAreCoveredLoansAbstract" />
      <link:presentationArc order="0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPPurchasedImpairedLoansSubstantiallyAllOfWhichAreCoveredLoansAbstract" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_ImpairedPurchasedLoansCarryingValue" xlink:label="loc_FBPImpairedPurchasedLoansCarryingValue" />
      <link:presentationArc order="10" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPImpairedPurchasedLoansCarryingValue" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/periodStartLabel" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_ImpairedPurchaseLoansUnpaidPrincipalBalance" xlink:label="loc_FBPImpairedPurchaseLoansUnpaidPrincipalBalance" />
      <link:presentationArc order="20" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPImpairedPurchaseLoansUnpaidPrincipalBalance" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/periodStartLabel" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_FairValueAdjustmentWriteDown" xlink:label="loc_FBPFairValueAdjustmentWriteDown" />
      <link:presentationArc order="30" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPFairValueAdjustmentWriteDown" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/periodStartLabel" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_AdditionsDueToAcquisitionOfBankOfAshevilleAtFairValue" xlink:label="loc_FBPAdditionsDueToAcquisitionOfBankOfAshevilleAtFairValue" />
      <link:presentationArc order="40" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPAdditionsDueToAcquisitionOfBankOfAshevilleAtFairValue" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_ChangeDueToPaymentsReceived" xlink:label="loc_FBPChangeDueToPaymentsReceived" />
      <link:presentationArc order="50" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPChangeDueToPaymentsReceived" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_TransfersToForeclosedRealEstate" xlink:label="loc_FBPTransfersToForeclosedRealEstate" />
      <link:presentationArc order="60" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPTransfersToForeclosedRealEstate" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_LoanChargeoffs" xlink:label="loc_FBPLoanChargeoffs" />
      <link:presentationArc order="70" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPLoanChargeoffs" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_Other" xlink:label="loc_FBPOther" />
      <link:presentationArc order="80" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPOther" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_ImpairedPurchasedLoansCarryingValue" xlink:label="loc_FBPImpairedPurchasedLoansCarryingValue_2" />
      <link:presentationArc order="90" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPImpairedPurchasedLoansCarryingValue_2" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/periodEndLabel" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_ImpairedPurchaseLoansUnpaidPrincipalBalance" xlink:label="loc_FBPImpairedPurchaseLoansUnpaidPrincipalBalance_2" />
      <link:presentationArc order="100" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPImpairedPurchaseLoansUnpaidPrincipalBalance_2" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/periodEndLabel" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_FairValueAdjustmentWriteDown" xlink:label="loc_FBPFairValueAdjustmentWriteDown_2" />
      <link:presentationArc order="110" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPFairValueAdjustmentWriteDown_2" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/periodEndLabel" />
    </link:presentationLink>
    <link:presentationLink xlink:type="extended" xlink:role="http://firstbancorp.com/role/LoansAndAssetQualityInformationDetails5" xlink:title="0064 - Disclosure - Loans and Asset Quality Information (Details 5)">
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_SummaryOfNonperformingAssetsDetailsAbstract" xlink:label="loc_FBPSummaryOfNonperformingAssetsDetailsAbstract" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StatementTable" xlink:label="loc_FBPStatementTable" />
      <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPSummaryOfNonperformingAssetsDetailsAbstract" xlink:to="loc_FBPStatementTable" order="100" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StatementLineItems" xlink:label="loc_FBPStatementLineItems" />
      <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPStatementTable" xlink:to="loc_FBPStatementLineItems" order="200" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis" xlink:label="loc_FBPFinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis" />
      <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPStatementTable" xlink:to="loc_FBPFinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis" order="10" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" xlink:label="loc_FBPFinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" />
      <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPFinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis" xlink:to="loc_FBPFinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" order="0" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_NonCoveredNonperformingAssetsMember" xlink:label="loc_FBPNonCoveredNonperformingAssetsMember" />
      <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPFinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" xlink:to="loc_FBPNonCoveredNonperformingAssetsMember" order="10" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_CoveredNonperformingAssetsMember" xlink:label="loc_FBPCoveredNonperformingAssetsMember" />
      <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPFinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" xlink:to="loc_FBPCoveredNonperformingAssetsMember" order="30" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_SummaryOfNonperformingAssetsAbstract" xlink:label="loc_FBPSummaryOfNonperformingAssetsAbstract" />
      <link:presentationArc order="0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPSummaryOfNonperformingAssetsAbstract" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_AssetQualityDataAbstract" xlink:label="loc_FBPAssetQualityDataAbstract" />
      <link:presentationArc order="10" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPAssetQualityDataAbstract" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestmentNonaccrualStatus" xlink:label="loc_FBPFinancingReceivableRecordedInvestmentNonaccrualStatus" />
      <link:presentationArc order="20" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPAssetQualityDataAbstract" xlink:to="loc_FBPFinancingReceivableRecordedInvestmentNonaccrualStatus" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_FinancingReceivableModificationsRecordedInvestment" xlink:label="loc_FBPFinancingReceivableModificationsRecordedInvestment" />
      <link:presentationArc order="30" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPAssetQualityDataAbstract" xlink:to="loc_FBPFinancingReceivableModificationsRecordedInvestment" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestment90DaysPastDueAndStillAccruing" xlink:label="loc_FBPFinancingReceivableRecordedInvestment90DaysPastDueAndStillAccruing" />
      <link:presentationArc order="40" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPAssetQualityDataAbstract" xlink:to="loc_FBPFinancingReceivableRecordedInvestment90DaysPastDueAndStillAccruing" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_NonperformingLoans" xlink:label="loc_FBPNonperformingLoans" />
      <link:presentationArc order="50" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPAssetQualityDataAbstract" xlink:to="loc_FBPNonperformingLoans" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_NonperformingLoansHeldForSale" xlink:label="loc_FBPNonperformingLoansHeldForSale" />
      <link:presentationArc order="60" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPAssetQualityDataAbstract" xlink:to="loc_FBPNonperformingLoansHeldForSale" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_ForeclosedRealEstateNoncovered" xlink:label="loc_FBPForeclosedRealEstateNoncovered" />
      <link:presentationArc order="70" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPAssetQualityDataAbstract" xlink:to="loc_FBPForeclosedRealEstateNoncovered" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_ForeclosedRealEstateCovered" xlink:label="loc_FBPForeclosedRealEstateCovered" />
      <link:presentationArc order="80" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPAssetQualityDataAbstract" xlink:to="loc_FBPForeclosedRealEstateCovered" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_NonperformingAssets" xlink:label="loc_FBPNonperformingAssets" />
      <link:presentationArc order="90" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPAssetQualityDataAbstract" xlink:to="loc_FBPNonperformingAssets" xlink:type="arc" />
    </link:presentationLink>
    <link:presentationLink xlink:type="extended" xlink:role="http://firstbancorp.com/role/LoansAndAssetQualityInformationDetails6" xlink:title="0065 - Disclosure - Loans and Asset Quality Information (Details 6)">
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_LoansAndAssetQualityInformationDetails6Abstract" xlink:label="loc_FBPLoansAndAssetQualityInformationDetails6Abstract" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StatementTable" xlink:label="loc_FBPStatementTable" />
      <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPLoansAndAssetQualityInformationDetails6Abstract" xlink:to="loc_FBPStatementTable" order="100" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StatementLineItems" xlink:label="loc_FBPStatementLineItems" />
      <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPStatementTable" xlink:to="loc_FBPStatementLineItems" order="200" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis" xlink:label="loc_FBPAccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis" />
      <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPStatementTable" xlink:to="loc_FBPAccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis" order="10" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ReceivableTypeDomain" xlink:label="loc_FBPReceivableTypeDomain" />
      <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPAccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis" xlink:to="loc_FBPReceivableTypeDomain" order="0" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_NonCoveredMember" xlink:label="loc_FBPNonCoveredMember" />
      <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPReceivableTypeDomain" xlink:to="loc_FBPNonCoveredMember" order="10" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_CoveredMember" xlink:label="loc_FBPCoveredMember" />
      <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPReceivableTypeDomain" xlink:to="loc_FBPCoveredMember" order="20" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_InformationRelatedToImpairedLoansAbstract" xlink:label="loc_FBPInformationRelatedToImpairedLoansAbstract" />
      <link:presentationArc order="0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPInformationRelatedToImpairedLoansAbstract" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ImpairedFinancingReceivableRecordedInvestment" xlink:label="loc_FBPImpairedFinancingReceivableRecordedInvestment" />
      <link:presentationArc order="10" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPImpairedFinancingReceivableRecordedInvestment" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ImpairedFinancingReceivableAverageRecordedInvestment" xlink:label="loc_FBPImpairedFinancingReceivableAverageRecordedInvestment" />
      <link:presentationArc order="20" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPImpairedFinancingReceivableAverageRecordedInvestment" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ImpairedFinancingReceivableRelatedAllowance" xlink:label="loc_FBPImpairedFinancingReceivableRelatedAllowance" />
      <link:presentationArc order="30" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPImpairedFinancingReceivableRelatedAllowance" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/periodEndLabel" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ImpairedFinancingReceivableWithNoRelatedAllowanceRecordedInvestment" xlink:label="loc_FBPImpairedFinancingReceivableWithNoRelatedAllowanceRecordedInvestment" />
      <link:presentationArc order="40" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPImpairedFinancingReceivableWithNoRelatedAllowanceRecordedInvestment" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/periodEndLabel" />
    </link:presentationLink>
    <link:presentationLink xlink:type="extended" xlink:role="http://firstbancorp.com/role/LoansAndAssetQualityInformationDetails7" xlink:title="0066 - Disclosure - Loans and Asset Quality Information (Details 7)">
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_ScheduleOfNonaccrualLoansDetailsAbstract" xlink:label="loc_FBPScheduleOfNonaccrualLoansDetailsAbstract" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StatementTable" xlink:label="loc_FBPStatementTable" />
      <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPScheduleOfNonaccrualLoansDetailsAbstract" xlink:to="loc_FBPStatementTable" order="100" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StatementLineItems" xlink:label="loc_FBPStatementLineItems" />
      <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPStatementTable" xlink:to="loc_FBPStatementLineItems" order="200" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis" xlink:label="loc_FBPAccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis" />
      <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPStatementTable" xlink:to="loc_FBPAccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis" order="10" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ReceivableTypeDomain" xlink:label="loc_FBPReceivableTypeDomain" />
      <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPAccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis" xlink:to="loc_FBPReceivableTypeDomain" order="0" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_NonCoveredMember" xlink:label="loc_FBPNonCoveredMember" />
      <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPReceivableTypeDomain" xlink:to="loc_FBPNonCoveredMember" order="10" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_CoveredMember" xlink:label="loc_FBPCoveredMember" />
      <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPReceivableTypeDomain" xlink:to="loc_FBPCoveredMember" order="100" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis" xlink:label="loc_FBPFinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis" />
      <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPStatementTable" xlink:to="loc_FBPFinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis" order="20" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" xlink:label="loc_FBPFinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" />
      <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPFinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis" xlink:to="loc_FBPFinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" order="0" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_CommercialUnsecuredMember" xlink:label="loc_FBPCommercialUnsecuredMember" />
      <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPFinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" xlink:to="loc_FBPCommercialUnsecuredMember" order="10" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_CommercialSecuredMember" xlink:label="loc_FBPCommercialSecuredMember" />
      <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPFinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" xlink:to="loc_FBPCommercialSecuredMember" order="20" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_SecuredInventoryAccountsReceivableMember" xlink:label="loc_FBPSecuredInventoryAccountsReceivableMember" />
      <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPFinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" xlink:to="loc_FBPSecuredInventoryAccountsReceivableMember" order="30" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_RealEstateConstructionMember" xlink:label="loc_FBPRealEstateConstructionMember" />
      <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPFinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" xlink:to="loc_FBPRealEstateConstructionMember" order="40" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_RealEstateResidentialMember" xlink:label="loc_FBPRealEstateResidentialMember" />
      <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPFinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" xlink:to="loc_FBPRealEstateResidentialMember" order="50" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_RealEstateHomeEquityMember" xlink:label="loc_FBPRealEstateHomeEquityMember" />
      <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPFinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" xlink:to="loc_FBPRealEstateHomeEquityMember" order="60" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_RealEstateCommercialMember" xlink:label="loc_FBPRealEstateCommercialMember" />
      <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPFinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" xlink:to="loc_FBPRealEstateCommercialMember" order="70" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_ConsumerMember" xlink:label="loc_FBPConsumerMember" />
      <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPFinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" xlink:to="loc_FBPConsumerMember" order="80" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_CompanysNonaccrualLoansAbstract" xlink:label="loc_FBPCompanysNonaccrualLoansAbstract" />
      <link:presentationArc order="0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPCompanysNonaccrualLoansAbstract" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestmentNonaccrualStatus" xlink:label="loc_FBPFinancingReceivableRecordedInvestmentNonaccrualStatus" />
      <link:presentationArc order="10" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPFinancingReceivableRecordedInvestmentNonaccrualStatus" xlink:type="arc" />
    </link:presentationLink>
    <link:presentationLink xlink:type="extended" xlink:role="http://firstbancorp.com/role/LoansAndAssetQualityInformationDetails8" xlink:title="0067 - Disclosure - Loans and Asset Quality Information (Details 8)">
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_LoansAndAssetQualityInformationDetails8Abstract" xlink:label="loc_FBPLoansAndAssetQualityInformationDetails8Abstract" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StatementTable" xlink:label="loc_FBPStatementTable" />
      <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPLoansAndAssetQualityInformationDetails8Abstract" xlink:to="loc_FBPStatementTable" order="100" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StatementLineItems" xlink:label="loc_FBPStatementLineItems" />
      <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPStatementTable" xlink:to="loc_FBPStatementLineItems" order="200" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis" xlink:label="loc_FBPAccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis" />
      <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPStatementTable" xlink:to="loc_FBPAccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis" order="10" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ReceivableTypeDomain" xlink:label="loc_FBPReceivableTypeDomain" />
      <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPAccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis" xlink:to="loc_FBPReceivableTypeDomain" order="0" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_NonCoveredMember" xlink:label="loc_FBPNonCoveredMember" />
      <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPReceivableTypeDomain" xlink:to="loc_FBPNonCoveredMember" order="10" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_CoveredMember" xlink:label="loc_FBPCoveredMember" />
      <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPReceivableTypeDomain" xlink:to="loc_FBPCoveredMember" order="100" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis" xlink:label="loc_FBPFinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis" />
      <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPStatementTable" xlink:to="loc_FBPFinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis" order="20" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" xlink:label="loc_FBPFinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" />
      <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPFinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis" xlink:to="loc_FBPFinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" order="0" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_CommercialUnsecuredMember" xlink:label="loc_FBPCommercialUnsecuredMember" />
      <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPFinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" xlink:to="loc_FBPCommercialUnsecuredMember" order="10" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_CommercialSecuredMember" xlink:label="loc_FBPCommercialSecuredMember" />
      <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPFinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" xlink:to="loc_FBPCommercialSecuredMember" order="20" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_SecuredInventoryAccountsReceivableMember" xlink:label="loc_FBPSecuredInventoryAccountsReceivableMember" />
      <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPFinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" xlink:to="loc_FBPSecuredInventoryAccountsReceivableMember" order="30" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_RealEstateConstructionMember" xlink:label="loc_FBPRealEstateConstructionMember" />
      <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPFinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" xlink:to="loc_FBPRealEstateConstructionMember" order="40" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_RealEstateResidentialMember" xlink:label="loc_FBPRealEstateResidentialMember" />
      <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPFinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" xlink:to="loc_FBPRealEstateResidentialMember" order="50" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_RealEstateHomeEquityMember" xlink:label="loc_FBPRealEstateHomeEquityMember" />
      <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPFinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" xlink:to="loc_FBPRealEstateHomeEquityMember" order="60" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_RealEstateCommercialMember" xlink:label="loc_FBPRealEstateCommercialMember" />
      <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPFinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" xlink:to="loc_FBPRealEstateCommercialMember" order="70" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_ConsumerMember" xlink:label="loc_FBPConsumerMember" />
      <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPFinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" xlink:to="loc_FBPConsumerMember" order="80" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_AnalysisOfPaymentStatusOfLoansAbstract" xlink:label="loc_FBPAnalysisOfPaymentStatusOfLoansAbstract" />
      <link:presentationArc order="0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPAnalysisOfPaymentStatusOfLoansAbstract" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestment30To59DaysPastDue" xlink:label="loc_FBPFinancingReceivableRecordedInvestment30To59DaysPastDue" />
      <link:presentationArc order="10" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPFinancingReceivableRecordedInvestment30To59DaysPastDue" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestment60To89DaysPastDue" xlink:label="loc_FBPFinancingReceivableRecordedInvestment60To89DaysPastDue" />
      <link:presentationArc order="20" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPFinancingReceivableRecordedInvestment60To89DaysPastDue" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestmentNonaccrualStatus" xlink:label="loc_FBPFinancingReceivableRecordedInvestmentNonaccrualStatus" />
      <link:presentationArc order="30" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPFinancingReceivableRecordedInvestmentNonaccrualStatus" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestmentCurrent" xlink:label="loc_FBPFinancingReceivableRecordedInvestmentCurrent" />
      <link:presentationArc order="40" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPFinancingReceivableRecordedInvestmentCurrent" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_LoansAndLeasesReceivableGrossCarryingAmount" xlink:label="loc_FBPLoansAndLeasesReceivableGrossCarryingAmount" />
      <link:presentationArc order="50" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPLoansAndLeasesReceivableGrossCarryingAmount" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_UnamortizedNetDeferredLoanCosts" xlink:label="loc_FBPUnamortizedNetDeferredLoanCosts" />
      <link:presentationArc order="60" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPUnamortizedNetDeferredLoanCosts" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_LoansAndLeasesReceivableGrossCarryingAmountCovered" xlink:label="loc_FBPLoansAndLeasesReceivableGrossCarryingAmountCovered" />
      <link:presentationArc order="70" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPLoansAndLeasesReceivableGrossCarryingAmountCovered" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_Loans" xlink:label="loc_FBPLoans" />
      <link:presentationArc order="80" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPLoans" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
    </link:presentationLink>
    <link:presentationLink xlink:type="extended" xlink:role="http://firstbancorp.com/role/LoansAndAssetQualityInformationDetails9" xlink:title="0068 - Disclosure - Loans and Asset Quality Information (Details 9)">
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_LoansAndAssetQualityInformationDetails9Abstract" xlink:label="loc_FBPLoansAndAssetQualityInformationDetails9Abstract" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StatementTable" xlink:label="loc_FBPStatementTable" />
      <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPLoansAndAssetQualityInformationDetails9Abstract" xlink:to="loc_FBPStatementTable" order="100" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StatementLineItems" xlink:label="loc_FBPStatementLineItems" />
      <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPStatementTable" xlink:to="loc_FBPStatementLineItems" order="200" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis" xlink:label="loc_FBPAccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis" />
      <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPStatementTable" xlink:to="loc_FBPAccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis" order="10" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ReceivableTypeDomain" xlink:label="loc_FBPReceivableTypeDomain" />
      <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPAccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis" xlink:to="loc_FBPReceivableTypeDomain" order="0" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_NonCoveredMember" xlink:label="loc_FBPNonCoveredMember" />
      <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPReceivableTypeDomain" xlink:to="loc_FBPNonCoveredMember" order="80" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis" xlink:label="loc_FBPFinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis" />
      <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPStatementTable" xlink:to="loc_FBPFinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis" order="20" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" xlink:label="loc_FBPFinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" />
      <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPFinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis" xlink:to="loc_FBPFinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" order="0" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_CommercialLoanMember" xlink:label="loc_FBPCommercialLoanMember" />
      <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPFinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" xlink:to="loc_FBPCommercialLoanMember" order="10" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_RealEstateConstructionMember" xlink:label="loc_FBPRealEstateConstructionMember" />
      <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPFinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" xlink:to="loc_FBPRealEstateConstructionMember" order="20" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_RealEstateResidentialMember" xlink:label="loc_FBPRealEstateResidentialMember" />
      <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPFinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" xlink:to="loc_FBPRealEstateResidentialMember" order="30" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_RealEstateHomeEquityMember" xlink:label="loc_FBPRealEstateHomeEquityMember" />
      <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPFinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" xlink:to="loc_FBPRealEstateHomeEquityMember" order="40" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_RealEstateCommercialMember" xlink:label="loc_FBPRealEstateCommercialMember" />
      <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPFinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" xlink:to="loc_FBPRealEstateCommercialMember" order="50" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_ConsumerMember" xlink:label="loc_FBPConsumerMember" />
      <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPFinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" xlink:to="loc_FBPConsumerMember" order="60" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_UnallocatedMember" xlink:label="loc_FBPUnallocatedMember" />
      <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPFinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" xlink:to="loc_FBPUnallocatedMember" order="70" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_AllowanceForLoanLossesForNoncoveredLoansAbstract" xlink:label="loc_FBPAllowanceForLoanLossesForNoncoveredLoansAbstract" />
      <link:presentationArc order="0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPAllowanceForLoanLossesForNoncoveredLoansAbstract" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_ActivityInAllowanceForLoanLossesForNoncoveredLoansAbstract" xlink:label="loc_FBPActivityInAllowanceForLoanLossesForNoncoveredLoansAbstract" />
      <link:presentationArc order="10" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPActivityInAllowanceForLoanLossesForNoncoveredLoansAbstract" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_FinancingReceivableAllowanceForCreditLosses" xlink:label="loc_FBPFinancingReceivableAllowanceForCreditLosses" />
      <link:presentationArc order="20" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPFinancingReceivableAllowanceForCreditLosses" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/periodStartLabel" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_FinancingReceivableAllowanceForCreditLossesWriteOffs" xlink:label="loc_FBPFinancingReceivableAllowanceForCreditLossesWriteOffs" />
      <link:presentationArc order="30" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPFinancingReceivableAllowanceForCreditLossesWriteOffs" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_FinancingReceivableAllowanceForCreditLossesRecovery" xlink:label="loc_FBPFinancingReceivableAllowanceForCreditLossesRecovery" />
      <link:presentationArc order="40" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPFinancingReceivableAllowanceForCreditLossesRecovery" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ProvisionForLoanLeaseAndOtherLosses" xlink:label="loc_FBPProvisionForLoanLeaseAndOtherLosses" />
      <link:presentationArc order="50" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPProvisionForLoanLeaseAndOtherLosses" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_FinancingReceivableAllowanceForCreditLosses" xlink:label="loc_FBPFinancingReceivableAllowanceForCreditLosses_2" />
      <link:presentationArc order="60" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPFinancingReceivableAllowanceForCreditLosses_2" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/periodEndLabel" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_EndingBalancesAllowanceForLoanLossesAbstract" xlink:label="loc_FBPEndingBalancesAllowanceForLoanLossesAbstract" />
      <link:presentationArc order="80" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPEndingBalancesAllowanceForLoanLossesAbstract" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_FinancingReceivableAllowanceForCreditLossesIndividuallyEvaluatedForImpairment1" xlink:label="loc_FBPFinancingReceivableAllowanceForCreditLossesIndividuallyEvaluatedForImpairment1" />
      <link:presentationArc order="90" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPFinancingReceivableAllowanceForCreditLossesIndividuallyEvaluatedForImpairment1" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/periodEndLabel" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_FinancingReceivableAllowanceForCreditLossesCollectivelyEvaluatedForImpairment" xlink:label="loc_FBPFinancingReceivableAllowanceForCreditLossesCollectivelyEvaluatedForImpairment" />
      <link:presentationArc order="100" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPFinancingReceivableAllowanceForCreditLossesCollectivelyEvaluatedForImpairment" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/periodEndLabel" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_FinancingReceivableAllowanceForCreditLossesAcquiredWithDeterioratedCreditQuality" xlink:label="loc_FBPFinancingReceivableAllowanceForCreditLossesAcquiredWithDeterioratedCreditQuality" />
      <link:presentationArc order="110" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPFinancingReceivableAllowanceForCreditLossesAcquiredWithDeterioratedCreditQuality" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/periodEndLabel" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_LoansReceivableAbstract" xlink:label="loc_FBPLoansReceivableAbstract" />
      <link:presentationArc order="130" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPLoansReceivableAbstract" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_LoansAndLeasesReceivableGrossCarryingAmount" xlink:label="loc_FBPLoansAndLeasesReceivableGrossCarryingAmount" />
      <link:presentationArc order="140" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPLoansAndLeasesReceivableGrossCarryingAmount" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/periodEndLabel" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_EndingBalancesLoansAbstract" xlink:label="loc_FBPEndingBalancesLoansAbstract" />
      <link:presentationArc order="160" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPEndingBalancesLoansAbstract" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_FinancingReceivableIndividuallyEvaluatedForImpairment" xlink:label="loc_FBPFinancingReceivableIndividuallyEvaluatedForImpairment" />
      <link:presentationArc order="170" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPFinancingReceivableIndividuallyEvaluatedForImpairment" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/periodEndLabel" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_FinancingReceivableCollectivelyEvaluatedForImpairment" xlink:label="loc_FBPFinancingReceivableCollectivelyEvaluatedForImpairment" />
      <link:presentationArc order="180" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPFinancingReceivableCollectivelyEvaluatedForImpairment" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/periodEndLabel" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_FinancingReceivableAcquiredWithDeterioratedCreditQuality" xlink:label="loc_FBPFinancingReceivableAcquiredWithDeterioratedCreditQuality" />
      <link:presentationArc order="190" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPFinancingReceivableAcquiredWithDeterioratedCreditQuality" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/periodEndLabel" />
    </link:presentationLink>
    <link:presentationLink xlink:type="extended" xlink:role="http://firstbancorp.com/role/LoansAndAssetQualityInformationDetails10" xlink:title="0069 - Disclosure - Loans and Asset Quality Information (Details 10)">
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_LoansAndAssetQualityInformationDetails10Abstract" xlink:label="loc_FBPLoansAndAssetQualityInformationDetails10Abstract" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StatementTable" xlink:label="loc_FBPStatementTable" />
      <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPLoansAndAssetQualityInformationDetails10Abstract" xlink:to="loc_FBPStatementTable" order="100" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StatementLineItems" xlink:label="loc_FBPStatementLineItems" />
      <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPStatementTable" xlink:to="loc_FBPStatementLineItems" order="200" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis" xlink:label="loc_FBPAccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis" />
      <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPStatementTable" xlink:to="loc_FBPAccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis" order="10" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ReceivableTypeDomain" xlink:label="loc_FBPReceivableTypeDomain" />
      <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPAccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis" xlink:to="loc_FBPReceivableTypeDomain" order="0" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_CoveredMember" xlink:label="loc_FBPCoveredMember" />
      <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPReceivableTypeDomain" xlink:to="loc_FBPCoveredMember" order="10" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_AllowanceForLoanLossesForCoveredLoansAbstract" xlink:label="loc_FBPAllowanceForLoanLossesForCoveredLoansAbstract" />
      <link:presentationArc order="0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPAllowanceForLoanLossesForCoveredLoansAbstract" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_ActivityInAllowanceForLoanLossesForCoveredLoansAbstract" xlink:label="loc_FBPActivityInAllowanceForLoanLossesForCoveredLoansAbstract" />
      <link:presentationArc order="10" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPActivityInAllowanceForLoanLossesForCoveredLoansAbstract" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_FinancingReceivableAllowanceForCreditLosses" xlink:label="loc_FBPFinancingReceivableAllowanceForCreditLosses" />
      <link:presentationArc order="20" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPFinancingReceivableAllowanceForCreditLosses" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/periodStartLabel" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_FinancingReceivableAllowanceForCreditLossesWriteOffs" xlink:label="loc_FBPFinancingReceivableAllowanceForCreditLossesWriteOffs" />
      <link:presentationArc order="30" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPFinancingReceivableAllowanceForCreditLossesWriteOffs" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_FinancingReceivableAllowanceForCreditLossesRecovery" xlink:label="loc_FBPFinancingReceivableAllowanceForCreditLossesRecovery" />
      <link:presentationArc order="40" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPFinancingReceivableAllowanceForCreditLossesRecovery" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ProvisionForLoanLeaseAndOtherLosses" xlink:label="loc_FBPProvisionForLoanLeaseAndOtherLosses" />
      <link:presentationArc order="50" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPProvisionForLoanLeaseAndOtherLosses" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_FinancingReceivableAllowanceForCreditLosses" xlink:label="loc_FBPFinancingReceivableAllowanceForCreditLosses_2" />
      <link:presentationArc order="60" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPFinancingReceivableAllowanceForCreditLosses_2" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/periodEndLabel" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_EndingBalancesAllowanceForLoanLossesAbstract" xlink:label="loc_FBPEndingBalancesAllowanceForLoanLossesAbstract" />
      <link:presentationArc order="80" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPEndingBalancesAllowanceForLoanLossesAbstract" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_FinancingReceivableAllowanceForCreditLossesIndividuallyEvaluatedForImpairment1" xlink:label="loc_FBPFinancingReceivableAllowanceForCreditLossesIndividuallyEvaluatedForImpairment1" />
      <link:presentationArc order="90" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPFinancingReceivableAllowanceForCreditLossesIndividuallyEvaluatedForImpairment1" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/periodEndLabel" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_FinancingReceivableAllowanceForCreditLossesCollectivelyEvaluatedForImpairment" xlink:label="loc_FBPFinancingReceivableAllowanceForCreditLossesCollectivelyEvaluatedForImpairment" />
      <link:presentationArc order="100" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPFinancingReceivableAllowanceForCreditLossesCollectivelyEvaluatedForImpairment" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/periodEndLabel" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_FinancingReceivableAllowanceForCreditLossesAcquiredWithDeterioratedCreditQuality" xlink:label="loc_FBPFinancingReceivableAllowanceForCreditLossesAcquiredWithDeterioratedCreditQuality" />
      <link:presentationArc order="110" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPFinancingReceivableAllowanceForCreditLossesAcquiredWithDeterioratedCreditQuality" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/periodEndLabel" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_LoansReceivableAbstract" xlink:label="loc_FBPLoansReceivableAbstract" />
      <link:presentationArc order="130" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPLoansReceivableAbstract" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_LoansAndLeasesReceivableGrossCarryingAmountCovered" xlink:label="loc_FBPLoansAndLeasesReceivableGrossCarryingAmountCovered" />
      <link:presentationArc order="140" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPLoansReceivableAbstract" xlink:to="loc_FBPLoansAndLeasesReceivableGrossCarryingAmountCovered" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/periodEndLabel" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_EndingBalancesLoansAbstract" xlink:label="loc_FBPEndingBalancesLoansAbstract" />
      <link:presentationArc order="160" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPEndingBalancesLoansAbstract" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_FinancingReceivableIndividuallyEvaluatedForImpairment" xlink:label="loc_FBPFinancingReceivableIndividuallyEvaluatedForImpairment" />
      <link:presentationArc order="170" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPFinancingReceivableIndividuallyEvaluatedForImpairment" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/periodEndLabel" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_FinancingReceivableCollectivelyEvaluatedForImpairment" xlink:label="loc_FBPFinancingReceivableCollectivelyEvaluatedForImpairment" />
      <link:presentationArc order="180" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPFinancingReceivableCollectivelyEvaluatedForImpairment" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/periodEndLabel" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_FinancingReceivableAcquiredWithDeterioratedCreditQuality" xlink:label="loc_FBPFinancingReceivableAcquiredWithDeterioratedCreditQuality" />
      <link:presentationArc order="190" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPFinancingReceivableAcquiredWithDeterioratedCreditQuality" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/periodEndLabel" />
    </link:presentationLink>
    <link:presentationLink xlink:type="extended" xlink:role="http://firstbancorp.com/role/LoansAndAssetQualityInformationDetails11" xlink:title="0070 - Disclosure - Loans and Asset Quality Information (Details 11)">
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_LoansAndAssetQualityInformationDetails11Abstract" xlink:label="loc_FBPLoansAndAssetQualityInformationDetails11Abstract" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StatementTable" xlink:label="loc_FBPStatementTable" />
      <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPLoansAndAssetQualityInformationDetails11Abstract" xlink:to="loc_FBPStatementTable" order="100" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StatementLineItems" xlink:label="loc_FBPStatementLineItems" />
      <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPStatementTable" xlink:to="loc_FBPStatementLineItems" order="200" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis" xlink:label="loc_FBPAccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis" />
      <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPStatementTable" xlink:to="loc_FBPAccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis" order="10" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ReceivableTypeDomain" xlink:label="loc_FBPReceivableTypeDomain" />
      <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPAccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis" xlink:to="loc_FBPReceivableTypeDomain" order="0" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_NonCoveredMember" xlink:label="loc_FBPNonCoveredMember" />
      <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPReceivableTypeDomain" xlink:to="loc_FBPNonCoveredMember" order="10" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_CoveredMember" xlink:label="loc_FBPCoveredMember" />
      <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPReceivableTypeDomain" xlink:to="loc_FBPCoveredMember" order="100" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis" xlink:label="loc_FBPFinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis" />
      <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPStatementTable" xlink:to="loc_FBPFinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis" order="20" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" xlink:label="loc_FBPFinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" />
      <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPFinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis" xlink:to="loc_FBPFinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" order="0" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_CommercialUnsecuredMember" xlink:label="loc_FBPCommercialUnsecuredMember" />
      <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPFinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" xlink:to="loc_FBPCommercialUnsecuredMember" order="10" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_CommercialSecuredMember" xlink:label="loc_FBPCommercialSecuredMember" />
      <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPFinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" xlink:to="loc_FBPCommercialSecuredMember" order="20" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_SecuredInventoryAccountsReceivableMember" xlink:label="loc_FBPSecuredInventoryAccountsReceivableMember" />
      <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPFinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" xlink:to="loc_FBPSecuredInventoryAccountsReceivableMember" order="30" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_RealEstateConstructionMember" xlink:label="loc_FBPRealEstateConstructionMember" />
      <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPFinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" xlink:to="loc_FBPRealEstateConstructionMember" order="40" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_RealEstateResidentialMember" xlink:label="loc_FBPRealEstateResidentialMember" />
      <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPFinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" xlink:to="loc_FBPRealEstateResidentialMember" order="50" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_RealEstateHomeEquityMember" xlink:label="loc_FBPRealEstateHomeEquityMember" />
      <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPFinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" xlink:to="loc_FBPRealEstateHomeEquityMember" order="60" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_RealEstateCommercialMember" xlink:label="loc_FBPRealEstateCommercialMember" />
      <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPFinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" xlink:to="loc_FBPRealEstateCommercialMember" order="70" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_ConsumerMember" xlink:label="loc_FBPConsumerMember" />
      <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPFinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" xlink:to="loc_FBPConsumerMember" order="80" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_ImpairedLoansAbstract" xlink:label="loc_FBPImpairedLoansAbstract" />
      <link:presentationArc order="0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPImpairedLoansAbstract" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_LoansWithNoRelatedAllowanceRecordedAbstract" xlink:label="loc_FBPLoansWithNoRelatedAllowanceRecordedAbstract" />
      <link:presentationArc order="10" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPLoansWithNoRelatedAllowanceRecordedAbstract" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ImpairedFinancingReceivableWithNoRelatedAllowanceRecordedInvestment" xlink:label="loc_FBPImpairedFinancingReceivableWithNoRelatedAllowanceRecordedInvestment" />
      <link:presentationArc order="20" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPImpairedFinancingReceivableWithNoRelatedAllowanceRecordedInvestment" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/periodEndLabel" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ImpairedFinancingReceivableWithNoRelatedAllowanceUnpaidPrincipalBalance" xlink:label="loc_FBPImpairedFinancingReceivableWithNoRelatedAllowanceUnpaidPrincipalBalance" />
      <link:presentationArc order="30" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPImpairedFinancingReceivableWithNoRelatedAllowanceUnpaidPrincipalBalance" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/periodEndLabel" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ImpairedFinancingReceivableWithNoRelatedAllowanceAverageRecordedInvestment" xlink:label="loc_FBPImpairedFinancingReceivableWithNoRelatedAllowanceAverageRecordedInvestment" />
      <link:presentationArc order="40" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPImpairedFinancingReceivableWithNoRelatedAllowanceAverageRecordedInvestment" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_LoansWithAllowanceRecordedAbstract" xlink:label="loc_FBPLoansWithAllowanceRecordedAbstract" />
      <link:presentationArc order="60" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPLoansWithAllowanceRecordedAbstract" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment" xlink:label="loc_FBPImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment" />
      <link:presentationArc order="70" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/periodEndLabel" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ImpairedFinancingReceivableWithRelatedAllowanceUnpaidPrincipalBalance" xlink:label="loc_FBPImpairedFinancingReceivableWithRelatedAllowanceUnpaidPrincipalBalance" />
      <link:presentationArc order="80" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPImpairedFinancingReceivableWithRelatedAllowanceUnpaidPrincipalBalance" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/periodEndLabel" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ImpairedFinancingReceivableRelatedAllowance" xlink:label="loc_FBPImpairedFinancingReceivableRelatedAllowance" />
      <link:presentationArc order="90" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPImpairedFinancingReceivableRelatedAllowance" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/periodEndLabel" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ImpairedFinancingReceivableWithRelatedAllowanceAverageRecordedInvestment" xlink:label="loc_FBPImpairedFinancingReceivableWithRelatedAllowanceAverageRecordedInvestment" />
      <link:presentationArc order="100" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPImpairedFinancingReceivableWithRelatedAllowanceAverageRecordedInvestment" xlink:type="arc" />
    </link:presentationLink>
    <link:presentationLink xlink:type="extended" xlink:role="http://firstbancorp.com/role/LoansAndAssetQualityInformationDetails12" xlink:title="0071 - Disclosure - Loans and Asset Quality Information (Details 12)">
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_LoansAndAssetQualityInformationDetails12Abstract" xlink:label="loc_FBPLoansAndAssetQualityInformationDetails12Abstract" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StatementTable" xlink:label="loc_FBPStatementTable" />
      <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPLoansAndAssetQualityInformationDetails12Abstract" xlink:to="loc_FBPStatementTable" order="100" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StatementLineItems" xlink:label="loc_FBPStatementLineItems" />
      <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPStatementTable" xlink:to="loc_FBPStatementLineItems" order="200" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_FinancingReceivableInformationByCreditQualityIndicatorAxis" xlink:label="loc_FBPFinancingReceivableInformationByCreditQualityIndicatorAxis" />
      <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPStatementTable" xlink:to="loc_FBPFinancingReceivableInformationByCreditQualityIndicatorAxis" order="10" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_FinancingReceivableByCreditQualityIndicatorDomain" xlink:label="loc_FBPFinancingReceivableByCreditQualityIndicatorDomain" />
      <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPFinancingReceivableInformationByCreditQualityIndicatorAxis" xlink:to="loc_FBPFinancingReceivableByCreditQualityIndicatorDomain" order="0" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_PassMember" xlink:label="loc_FBPPassMember" />
      <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPFinancingReceivableByCreditQualityIndicatorDomain" xlink:to="loc_FBPPassMember" order="10" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_WeakPassMember" xlink:label="loc_FBPWeakPassMember" />
      <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPFinancingReceivableByCreditQualityIndicatorDomain" xlink:to="loc_FBPWeakPassMember" order="20" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_WatchStandardMember" xlink:label="loc_FBPWatchStandardMember" />
      <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPFinancingReceivableByCreditQualityIndicatorDomain" xlink:to="loc_FBPWatchStandardMember" order="30" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_SpecialMentionMember" xlink:label="loc_FBPSpecialMentionMember" />
      <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPFinancingReceivableByCreditQualityIndicatorDomain" xlink:to="loc_FBPSpecialMentionMember" order="40" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_ClassifiedMember" xlink:label="loc_FBPClassifiedMember" />
      <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPFinancingReceivableByCreditQualityIndicatorDomain" xlink:to="loc_FBPClassifiedMember" order="50" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_NonaccrualFinancingReceivableMember" xlink:label="loc_FBPNonaccrualFinancingReceivableMember" />
      <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPFinancingReceivableByCreditQualityIndicatorDomain" xlink:to="loc_FBPNonaccrualFinancingReceivableMember" order="60" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis" xlink:label="loc_FBPFinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis" />
      <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPStatementTable" xlink:to="loc_FBPFinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis" order="20" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" xlink:label="loc_FBPFinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" />
      <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPFinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis" xlink:to="loc_FBPFinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" order="0" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_CommercialUnsecuredMember" xlink:label="loc_FBPCommercialUnsecuredMember" />
      <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPFinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" xlink:to="loc_FBPCommercialUnsecuredMember" order="10" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_CommercialSecuredMember" xlink:label="loc_FBPCommercialSecuredMember" />
      <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPFinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" xlink:to="loc_FBPCommercialSecuredMember" order="80" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_SecuredInventoryAccountsReceivableMember" xlink:label="loc_FBPSecuredInventoryAccountsReceivableMember" />
      <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPFinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" xlink:to="loc_FBPSecuredInventoryAccountsReceivableMember" order="150" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_RealEstateConstructionMember" xlink:label="loc_FBPRealEstateConstructionMember" />
      <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPFinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" xlink:to="loc_FBPRealEstateConstructionMember" order="220" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_RealEstateResidentialMember" xlink:label="loc_FBPRealEstateResidentialMember" />
      <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPFinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" xlink:to="loc_FBPRealEstateResidentialMember" order="290" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_RealEstateHomeEquityMember" xlink:label="loc_FBPRealEstateHomeEquityMember" />
      <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPFinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" xlink:to="loc_FBPRealEstateHomeEquityMember" order="360" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_RealEstateCommercialMember" xlink:label="loc_FBPRealEstateCommercialMember" />
      <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPFinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" xlink:to="loc_FBPRealEstateCommercialMember" order="430" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_ConsumerMember" xlink:label="loc_FBPConsumerMember" />
      <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPFinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" xlink:to="loc_FBPConsumerMember" order="500" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis" xlink:label="loc_FBPAccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis" />
      <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPStatementTable" xlink:to="loc_FBPAccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis" order="30" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ReceivableTypeDomain" xlink:label="loc_FBPReceivableTypeDomain" />
      <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPAccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis" xlink:to="loc_FBPReceivableTypeDomain" order="0" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_NonCoveredMember" xlink:label="loc_FBPNonCoveredMember" />
      <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPReceivableTypeDomain" xlink:to="loc_FBPNonCoveredMember" order="570" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_RecordedInvestmentInLoansByCreditQualityIndicatorsAbstract" xlink:label="loc_FBPRecordedInvestmentInLoansByCreditQualityIndicatorsAbstract" />
      <link:presentationArc order="0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPRecordedInvestmentInLoansByCreditQualityIndicatorsAbstract" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_LoansReceivableNonCoveredGrossCarryingAmount" xlink:label="loc_FBPLoansReceivableNonCoveredGrossCarryingAmount" />
      <link:presentationArc order="10" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPLoansReceivableNonCoveredGrossCarryingAmount" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_UnamortizedNetDeferredLoanCosts" xlink:label="loc_FBPUnamortizedNetDeferredLoanCosts" />
      <link:presentationArc order="20" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPUnamortizedNetDeferredLoanCosts" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_LoansAndLeasesReceivableGrossCarryingAmountCovered" xlink:label="loc_FBPLoansAndLeasesReceivableGrossCarryingAmountCovered" />
      <link:presentationArc order="30" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPLoansAndLeasesReceivableGrossCarryingAmountCovered" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_Loans" xlink:label="loc_FBPLoans" />
      <link:presentationArc order="40" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPLoans" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    </link:presentationLink>
    <link:presentationLink xlink:type="extended" xlink:role="http://firstbancorp.com/role/LoansAndAssetQualityInformationDetails13" xlink:title="0072 - Disclosure - Loans and Asset Quality Information (Details 13)">
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_LoansAndAssetQualityInformationDetails13Abstract" xlink:label="loc_FBPLoansAndAssetQualityInformationDetails13Abstract" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StatementTable" xlink:label="loc_FBPStatementTable" />
      <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPLoansAndAssetQualityInformationDetails13Abstract" xlink:to="loc_FBPStatementTable" order="100" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StatementLineItems" xlink:label="loc_FBPStatementLineItems" />
      <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPStatementTable" xlink:to="loc_FBPStatementLineItems" order="200" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis" xlink:label="loc_FBPAccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis" />
      <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPStatementTable" xlink:to="loc_FBPAccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis" order="10" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ReceivableTypeDomain" xlink:label="loc_FBPReceivableTypeDomain" />
      <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPAccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis" xlink:to="loc_FBPReceivableTypeDomain" order="0" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_NonCoveredMember" xlink:label="loc_FBPNonCoveredMember" />
      <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPReceivableTypeDomain" xlink:to="loc_FBPNonCoveredMember" order="10" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_CoveredMember" xlink:label="loc_FBPCoveredMember" />
      <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPReceivableTypeDomain" xlink:to="loc_FBPCoveredMember" order="70" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis" xlink:label="loc_FBPFinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis" />
      <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPStatementTable" xlink:to="loc_FBPFinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis" order="20" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" xlink:label="loc_FBPFinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" />
      <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPFinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis" xlink:to="loc_FBPFinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" order="0" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_CommercialSecuredMember" xlink:label="loc_FBPCommercialSecuredMember" />
      <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPFinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" xlink:to="loc_FBPCommercialSecuredMember" order="10" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_RealEstateConstructionMember" xlink:label="loc_FBPRealEstateConstructionMember" />
      <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPFinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" xlink:to="loc_FBPRealEstateConstructionMember" order="20" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_RealEstateResidentialMember" xlink:label="loc_FBPRealEstateResidentialMember" />
      <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPFinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" xlink:to="loc_FBPRealEstateResidentialMember" order="30" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_RealEstateHomeEquityMember" xlink:label="loc_FBPRealEstateHomeEquityMember" />
      <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPFinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" xlink:to="loc_FBPRealEstateHomeEquityMember" order="40" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_RealEstateCommercialMember" xlink:label="loc_FBPRealEstateCommercialMember" />
      <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPFinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" xlink:to="loc_FBPRealEstateCommercialMember" order="50" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_InformationRelatedToLoansModifiedInTroubledDebtRestructuringAbstract" xlink:label="loc_FBPInformationRelatedToLoansModifiedInTroubledDebtRestructuringAbstract" />
      <link:presentationArc order="0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPInformationRelatedToLoansModifiedInTroubledDebtRestructuringAbstract" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_FinancingReceivableModificationsNumberOfContracts1Accruing" xlink:label="loc_FBPFinancingReceivableModificationsNumberOfContracts1Accruing" />
      <link:presentationArc order="10" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPInformationRelatedToLoansModifiedInTroubledDebtRestructuringAbstract" xlink:to="loc_FBPFinancingReceivableModificationsNumberOfContracts1Accruing" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_TdrsArisingDuringPeriodAccruingPremodification" xlink:label="loc_FBPTdrsArisingDuringPeriodAccruingPremodification" />
      <link:presentationArc order="20" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPInformationRelatedToLoansModifiedInTroubledDebtRestructuringAbstract" xlink:to="loc_FBPTdrsArisingDuringPeriodAccruingPremodification" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_FinancingReceivableModificationsPostModificationRecordedInvestment1Accruing" xlink:label="loc_FBPFinancingReceivableModificationsPostModificationRecordedInvestment1Accruing" />
      <link:presentationArc order="30" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPInformationRelatedToLoansModifiedInTroubledDebtRestructuringAbstract" xlink:to="loc_FBPFinancingReceivableModificationsPostModificationRecordedInvestment1Accruing" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_FinancingReceivableModificationsNumberOfContracts1Nonaccrual" xlink:label="loc_FBPFinancingReceivableModificationsNumberOfContracts1Nonaccrual" />
      <link:presentationArc order="40" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPFinancingReceivableModificationsNumberOfContracts1Nonaccrual" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_TdrsArisingDuringPeriodNonaccrualPremodification" xlink:label="loc_FBPTdrsArisingDuringPeriodNonaccrualPremodification" />
      <link:presentationArc order="50" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPTdrsArisingDuringPeriodNonaccrualPremodification" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_FinancingReceivableModificationsPostModificationRecordedInvestment1Nonaccrual" xlink:label="loc_FBPFinancingReceivableModificationsPostModificationRecordedInvestment1Nonaccrual" />
      <link:presentationArc order="60" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPFinancingReceivableModificationsPostModificationRecordedInvestment1Nonaccrual" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_FinancingReceivableModificationsNumberOfContracts1Total" xlink:label="loc_FBPFinancingReceivableModificationsNumberOfContracts1Total" />
      <link:presentationArc order="70" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPFinancingReceivableModificationsNumberOfContracts1Total" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_FinancingReceivableModificationsPostModificationRecordedInvestment1Total" xlink:label="loc_FBPFinancingReceivableModificationsPostModificationRecordedInvestment1Total" />
      <link:presentationArc order="80" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPFinancingReceivableModificationsPostModificationRecordedInvestment1Total" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_TdrsArisingDuringPeriodPostmodification" xlink:label="loc_FBPTdrsArisingDuringPeriodPostmodification" />
      <link:presentationArc order="90" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPTdrsArisingDuringPeriodPostmodification" xlink:type="arc" />
    </link:presentationLink>
    <link:presentationLink xlink:type="extended" xlink:role="http://firstbancorp.com/role/PremisesAndEquipmentDetails" xlink:title="0073 - Disclosure - Premises and Equipment (Details)">
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_PropertyPlantAndEquipmentAbstract" xlink:label="loc_FBPPropertyPlantAndEquipmentAbstract" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StatementTable" xlink:label="loc_FBPStatementTable" />
      <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPPropertyPlantAndEquipmentAbstract" xlink:to="loc_FBPStatementTable" order="100" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StatementLineItems" xlink:label="loc_FBPStatementLineItems" />
      <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPStatementTable" xlink:to="loc_FBPStatementLineItems" order="200" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_PropertyPlantAndEquipmentByTypeAxis" xlink:label="loc_FBPPropertyPlantAndEquipmentByTypeAxis" />
      <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPStatementTable" xlink:to="loc_FBPPropertyPlantAndEquipmentByTypeAxis" order="10" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_PropertyPlantAndEquipmentTypeDomain" xlink:label="loc_FBPPropertyPlantAndEquipmentTypeDomain" />
      <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPPropertyPlantAndEquipmentByTypeAxis" xlink:to="loc_FBPPropertyPlantAndEquipmentTypeDomain" order="0" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_LandMember" xlink:label="loc_FBPLandMember" />
      <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPPropertyPlantAndEquipmentTypeDomain" xlink:to="loc_FBPLandMember" order="10" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_BuildingMember" xlink:label="loc_FBPBuildingMember" />
      <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPPropertyPlantAndEquipmentTypeDomain" xlink:to="loc_FBPBuildingMember" order="20" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_FurnitureAndFixturesMember" xlink:label="loc_FBPFurnitureAndFixturesMember" />
      <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPPropertyPlantAndEquipmentTypeDomain" xlink:to="loc_FBPFurnitureAndFixturesMember" order="30" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_LeaseholdsAndLeaseholdImprovementsMember" xlink:label="loc_FBPLeaseholdsAndLeaseholdImprovementsMember" />
      <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPPropertyPlantAndEquipmentTypeDomain" xlink:to="loc_FBPLeaseholdsAndLeaseholdImprovementsMember" order="40" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_PropertyPlantAndEquipmentGross" xlink:label="loc_FBPPropertyPlantAndEquipmentGross" />
      <link:presentationArc order="0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPPropertyPlantAndEquipmentGross" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_AccumulatedDepreciationDepletionAndAmortizationPropertyPlantAndEquipment" xlink:label="loc_FBPAccumulatedDepreciationDepletionAndAmortizationPropertyPlantAndEquipment" />
      <link:presentationArc order="10" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPAccumulatedDepreciationDepletionAndAmortizationPropertyPlantAndEquipment" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_PropertyPlantAndEquipmentNet" xlink:label="loc_FBPPropertyPlantAndEquipmentNet" />
      <link:presentationArc order="20" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPPropertyPlantAndEquipmentNet" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
    </link:presentationLink>
    <link:presentationLink xlink:type="extended" xlink:role="http://firstbancorp.com/role/FdicIndemnificationAssetDetails" xlink:title="0074 - Disclosure - FDIC Indemnification Asset (Details)">
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_FdicIndemnificationAssetDetailsAbstract" xlink:label="loc_FBPFdicIndemnificationAssetDetailsAbstract" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_FdicIndemnificationAssetComponentsAbstract" xlink:label="loc_FBPFdicIndemnificationAssetComponentsAbstract" />
      <link:presentationArc order="0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPFdicIndemnificationAssetDetailsAbstract" xlink:to="loc_FBPFdicIndemnificationAssetComponentsAbstract" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_ReceivableRelatedToClaimsSubmittedNotYetReceived" xlink:label="loc_FBPReceivableRelatedToClaimsSubmittedNotYetReceived" />
      <link:presentationArc order="10" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPFdicIndemnificationAssetDetailsAbstract" xlink:to="loc_FBPReceivableRelatedToClaimsSubmittedNotYetReceived" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_ReceivableRelatedToEstimatedFutureClaimsOnLoans" xlink:label="loc_FBPReceivableRelatedToEstimatedFutureClaimsOnLoans" />
      <link:presentationArc order="20" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPFdicIndemnificationAssetDetailsAbstract" xlink:to="loc_FBPReceivableRelatedToEstimatedFutureClaimsOnLoans" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_ReceivableRelatedToEstimatedFutureClaimsOnOtherRealEstateOwned" xlink:label="loc_FBPReceivableRelatedToEstimatedFutureClaimsOnOtherRealEstateOwned" />
      <link:presentationArc order="30" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPFdicIndemnificationAssetDetailsAbstract" xlink:to="loc_FBPReceivableRelatedToEstimatedFutureClaimsOnOtherRealEstateOwned" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_FDICIndemnificationAsset" xlink:label="loc_FBPFDICIndemnificationAsset" />
      <link:presentationArc order="40" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPFdicIndemnificationAssetDetailsAbstract" xlink:to="loc_FBPFDICIndemnificationAsset" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" />
    </link:presentationLink>
    <link:presentationLink xlink:type="extended" xlink:role="http://firstbancorp.com/role/FdicIndemnificationAssetDetails1" xlink:title="0075 - Disclosure - FDIC Indemnification Asset (Details 1)">
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_FdicIndemnificationAssetDetails1Abstract" xlink:label="loc_FBPFdicIndemnificationAssetDetails1Abstract" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_RollforwardOfFdicIndemnificationAssetAbstract" xlink:label="loc_FBPRollforwardOfFdicIndemnificationAssetAbstract" />
      <link:presentationArc order="0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPFdicIndemnificationAssetDetails1Abstract" xlink:to="loc_FBPRollforwardOfFdicIndemnificationAssetAbstract" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_FDICIndemnificationAsset" xlink:label="loc_FBPFDICIndemnificationAsset" />
      <link:presentationArc order="10" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPFdicIndemnificationAssetDetails1Abstract" xlink:to="loc_FBPFDICIndemnificationAsset" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/periodStartLabel" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_FDICIndemnificationAssetIncreaseBankOfAsheville" xlink:label="loc_FBPFDICIndemnificationAssetIncreaseBankOfAsheville" />
      <link:presentationArc order="20" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPFdicIndemnificationAssetDetails1Abstract" xlink:to="loc_FBPFDICIndemnificationAssetIncreaseBankOfAsheville" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_FDICIndemnificationAssetAdditionalEstimatedLosses" xlink:label="loc_FBPFDICIndemnificationAssetAdditionalEstimatedLosses" />
      <link:presentationArc order="30" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPFdicIndemnificationAssetDetails1Abstract" xlink:to="loc_FBPFDICIndemnificationAssetAdditionalEstimatedLosses" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_FDICIndemnificationAssetIncreaseRelatedToReimbursableExpenses" xlink:label="loc_FBPFDICIndemnificationAssetIncreaseRelatedToReimbursableExpenses" />
      <link:presentationArc order="40" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPFdicIndemnificationAssetDetails1Abstract" xlink:to="loc_FBPFDICIndemnificationAssetIncreaseRelatedToReimbursableExpenses" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_FDICIndemnificationAssetCashPaymentsReceived" xlink:label="loc_FBPFDICIndemnificationAssetCashPaymentsReceived" />
      <link:presentationArc order="50" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPFdicIndemnificationAssetDetails1Abstract" xlink:to="loc_FBPFDICIndemnificationAssetCashPaymentsReceived" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_FDICIndemnificationAssetAccretionOfDiscount1" xlink:label="loc_FBPFDICIndemnificationAssetAccretionOfDiscount1" />
      <link:presentationArc order="60" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPFdicIndemnificationAssetDetails1Abstract" xlink:to="loc_FBPFDICIndemnificationAssetAccretionOfDiscount1" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_FDICIndeminficationAssetOtherActivity" xlink:label="loc_FBPFDICIndeminficationAssetOtherActivity" />
      <link:presentationArc order="70" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPFdicIndemnificationAssetDetails1Abstract" xlink:to="loc_FBPFDICIndeminficationAssetOtherActivity" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_FDICIndemnificationAsset" xlink:label="loc_FBPFDICIndemnificationAsset_2" />
      <link:presentationArc order="80" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPFdicIndemnificationAssetDetails1Abstract" xlink:to="loc_FBPFDICIndemnificationAsset_2" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/periodEndLabel" />
    </link:presentationLink>
    <link:presentationLink xlink:type="extended" xlink:role="http://firstbancorp.com/role/GoodwillAndOtherIntangibleAssetsDetailsNarrative" xlink:title="0076 - Disclosure - Goodwill and Other Intangible Assets (Details Narrative)">
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_GoodwillAndOtherIntangibleAssetsNarrativeDetailsAbstract" xlink:label="loc_FBPGoodwillAndOtherIntangibleAssetsNarrativeDetailsAbstract" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StatementTable" xlink:label="loc_FBPStatementTable" />
      <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPGoodwillAndOtherIntangibleAssetsNarrativeDetailsAbstract" xlink:to="loc_FBPStatementTable" order="100" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StatementLineItems" xlink:label="loc_FBPStatementLineItems" />
      <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPStatementTable" xlink:to="loc_FBPStatementLineItems" order="200" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_BusinessAcquisitionAxis" xlink:label="loc_FBPBusinessAcquisitionAxis" />
      <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPStatementTable" xlink:to="loc_FBPBusinessAcquisitionAxis" order="10" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_BusinessAcquisitionAcquireeDomain" xlink:label="loc_FBPBusinessAcquisitionAcquireeDomain" />
      <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPBusinessAcquisitionAxis" xlink:to="loc_FBPBusinessAcquisitionAcquireeDomain" order="0" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_BranchAcquisition1Member" xlink:label="loc_FBPBranchAcquisition1Member" />
      <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPBusinessAcquisitionAcquireeDomain" xlink:to="loc_FBPBranchAcquisition1Member" order="40" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_BankofAshevilleMember" xlink:label="loc_FBPBankofAshevilleMember" />
      <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPBusinessAcquisitionAcquireeDomain" xlink:to="loc_FBPBankofAshevilleMember" order="50" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_FiniteLivedCoreDepositsGross" xlink:label="loc_FBPFiniteLivedCoreDepositsGross" />
      <link:presentationArc order="0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPFiniteLivedCoreDepositsGross" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_AmortizationOfIntangibleAssets" xlink:label="loc_FBPAmortizationOfIntangibleAssets" />
      <link:presentationArc order="10" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPAmortizationOfIntangibleAssets" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    </link:presentationLink>
    <link:presentationLink xlink:type="extended" xlink:role="http://firstbancorp.com/role/GoodwillAndOtherIntangibleAssetsDetails" xlink:title="0077 - Disclosure - Goodwill and Other Intangible Assets (Details)">
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_GoodwillAndOtherIntangibleAssetsDetailsAbstract" xlink:label="loc_FBPGoodwillAndOtherIntangibleAssetsDetailsAbstract" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_SummaryOfGrossCarryingAmountAndAccumulatedAmortizationOfAmortizableIntangibleAssetsAndCarryingAmountOfUnamortizedIntangibleAssetsAbstract" xlink:label="loc_FBPSummaryOfGrossCarryingAmountAndAccumulatedAmortizationOfAmortizableIntangibleAssetsAndCarryingAmountOfUnamortizedIntangibleAssetsAbstract" />
      <link:presentationArc order="0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPGoodwillAndOtherIntangibleAssetsDetailsAbstract" xlink:to="loc_FBPSummaryOfGrossCarryingAmountAndAccumulatedAmortizationOfAmortizableIntangibleAssetsAndCarryingAmountOfUnamortizedIntangibleAssetsAbstract" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_AmortizableIntangibleAssetsAbstract" xlink:label="loc_FBPAmortizableIntangibleAssetsAbstract" />
      <link:presentationArc order="10" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPGoodwillAndOtherIntangibleAssetsDetailsAbstract" xlink:to="loc_FBPAmortizableIntangibleAssetsAbstract" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_FiniteLivedCustomerListsGross" xlink:label="loc_FBPFiniteLivedCustomerListsGross" />
      <link:presentationArc order="20" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPGoodwillAndOtherIntangibleAssetsDetailsAbstract" xlink:to="loc_FBPFiniteLivedCustomerListsGross" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_CustomerListsAccumulatedAmortization" xlink:label="loc_FBPCustomerListsAccumulatedAmortization" />
      <link:presentationArc order="30" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPGoodwillAndOtherIntangibleAssetsDetailsAbstract" xlink:to="loc_FBPCustomerListsAccumulatedAmortization" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_FiniteLivedCoreDepositsGross" xlink:label="loc_FBPFiniteLivedCoreDepositsGross" />
      <link:presentationArc order="40" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPGoodwillAndOtherIntangibleAssetsDetailsAbstract" xlink:to="loc_FBPFiniteLivedCoreDepositsGross" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_CoreDepositPremiumsAccumulatedAmortization" xlink:label="loc_FBPCoreDepositPremiumsAccumulatedAmortization" />
      <link:presentationArc order="50" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPGoodwillAndOtherIntangibleAssetsDetailsAbstract" xlink:to="loc_FBPCoreDepositPremiumsAccumulatedAmortization" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_FiniteLivedIntangibleAssetsGross" xlink:label="loc_FBPFiniteLivedIntangibleAssetsGross" />
      <link:presentationArc order="60" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPGoodwillAndOtherIntangibleAssetsDetailsAbstract" xlink:to="loc_FBPFiniteLivedIntangibleAssetsGross" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_FiniteLivedIntangibleAssetsAccumulatedAmortization" xlink:label="loc_FBPFiniteLivedIntangibleAssetsAccumulatedAmortization" />
      <link:presentationArc order="70" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPGoodwillAndOtherIntangibleAssetsDetailsAbstract" xlink:to="loc_FBPFiniteLivedIntangibleAssetsAccumulatedAmortization" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_UnamortizableIntangibleAssetsAbstract" xlink:label="loc_FBPUnamortizableIntangibleAssetsAbstract" />
      <link:presentationArc order="90" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPGoodwillAndOtherIntangibleAssetsDetailsAbstract" xlink:to="loc_FBPUnamortizableIntangibleAssetsAbstract" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_Goodwill" xlink:label="loc_FBPGoodwill" />
      <link:presentationArc order="100" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPGoodwillAndOtherIntangibleAssetsDetailsAbstract" xlink:to="loc_FBPGoodwill" xlink:type="arc" />
    </link:presentationLink>
    <link:presentationLink xlink:type="extended" xlink:role="http://firstbancorp.com/role/GoodwillAndOtherIntangibleAssetsDetails1" xlink:title="0078 - Disclosure - Goodwill and Other Intangible Assets (Details 1)">
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_GoodwillAndOtherIntangibleAssetsDetails1Abstract" xlink:label="loc_FBPGoodwillAndOtherIntangibleAssetsDetails1Abstract" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_EstimatedAmortizationExpenseForFiveSucceedingYearsAbstract" xlink:label="loc_FBPEstimatedAmortizationExpenseForFiveSucceedingYearsAbstract" />
      <link:presentationArc order="0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPGoodwillAndOtherIntangibleAssetsDetails1Abstract" xlink:to="loc_FBPEstimatedAmortizationExpenseForFiveSucceedingYearsAbstract" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseNextTwelveMonths" xlink:label="loc_FBPFiniteLivedIntangibleAssetsAmortizationExpenseNextTwelveMonths" />
      <link:presentationArc order="10" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPGoodwillAndOtherIntangibleAssetsDetails1Abstract" xlink:to="loc_FBPFiniteLivedIntangibleAssetsAmortizationExpenseNextTwelveMonths" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseYearTwo" xlink:label="loc_FBPFiniteLivedIntangibleAssetsAmortizationExpenseYearTwo" />
      <link:presentationArc order="20" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPGoodwillAndOtherIntangibleAssetsDetails1Abstract" xlink:to="loc_FBPFiniteLivedIntangibleAssetsAmortizationExpenseYearTwo" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseYearThree" xlink:label="loc_FBPFiniteLivedIntangibleAssetsAmortizationExpenseYearThree" />
      <link:presentationArc order="30" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPGoodwillAndOtherIntangibleAssetsDetails1Abstract" xlink:to="loc_FBPFiniteLivedIntangibleAssetsAmortizationExpenseYearThree" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseYearFour" xlink:label="loc_FBPFiniteLivedIntangibleAssetsAmortizationExpenseYearFour" />
      <link:presentationArc order="40" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPGoodwillAndOtherIntangibleAssetsDetails1Abstract" xlink:to="loc_FBPFiniteLivedIntangibleAssetsAmortizationExpenseYearFour" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseYearFive" xlink:label="loc_FBPFiniteLivedIntangibleAssetsAmortizationExpenseYearFive" />
      <link:presentationArc order="50" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPGoodwillAndOtherIntangibleAssetsDetails1Abstract" xlink:to="loc_FBPFiniteLivedIntangibleAssetsAmortizationExpenseYearFive" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseAfterYearFive" xlink:label="loc_FBPFiniteLivedIntangibleAssetsAmortizationExpenseAfterYearFive" />
      <link:presentationArc order="60" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPGoodwillAndOtherIntangibleAssetsDetails1Abstract" xlink:to="loc_FBPFiniteLivedIntangibleAssetsAmortizationExpenseAfterYearFive" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_FiniteLivedIntangibleAssetsAmortizationExpenseTotal" xlink:label="loc_FBPFiniteLivedIntangibleAssetsAmortizationExpenseTotal" />
      <link:presentationArc order="70" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPGoodwillAndOtherIntangibleAssetsDetails1Abstract" xlink:to="loc_FBPFiniteLivedIntangibleAssetsAmortizationExpenseTotal" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" />
    </link:presentationLink>
    <link:presentationLink xlink:type="extended" xlink:role="http://firstbancorp.com/role/IncomeTaxesDetailsNarrative" xlink:title="0079 - Disclosure - Income Taxes (Details Narrative)">
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_IncomeTaxDisclosureAbstract" xlink:label="loc_FBPIncomeTaxDisclosureAbstract" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_DeferredIncomeTaxExpenseBenefit" xlink:label="loc_FBPDeferredIncomeTaxExpenseBenefit" />
      <link:presentationArc order="0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPIncomeTaxDisclosureAbstract" xlink:to="loc_FBPDeferredIncomeTaxExpenseBenefit" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_Pre1988TaxBadDebtReserve" xlink:label="loc_FBPPre1988TaxBadDebtReserve" />
      <link:presentationArc order="10" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPIncomeTaxDisclosureAbstract" xlink:to="loc_FBPPre1988TaxBadDebtReserve" xlink:type="arc" />
    </link:presentationLink>
    <link:presentationLink xlink:type="extended" xlink:role="http://firstbancorp.com/role/IncomeTaxesDetails" xlink:title="0080 - Disclosure - Income Taxes (Details)">
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_IncomeTaxDisclosureAbstract" xlink:label="loc_FBPIncomeTaxDisclosureAbstract" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_IncomeTaxExpenseBenefit" xlink:label="loc_FBPIncomeTaxExpenseBenefit" />
      <link:presentationArc order="0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPIncomeTaxDisclosureAbstract" xlink:to="loc_FBPIncomeTaxExpenseBenefit" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_IncomeTaxEffectsAllocatedDirectlyToEquityEquityTransactions" xlink:label="loc_FBPIncomeTaxEffectsAllocatedDirectlyToEquityEquityTransactions" />
      <link:presentationArc order="10" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPIncomeTaxDisclosureAbstract" xlink:to="loc_FBPIncomeTaxEffectsAllocatedDirectlyToEquityEquityTransactions" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_IncomeTaxEffectsAllocatedDirectlyToEquityOther" xlink:label="loc_FBPIncomeTaxEffectsAllocatedDirectlyToEquityOther" />
      <link:presentationArc order="20" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPIncomeTaxDisclosureAbstract" xlink:to="loc_FBPIncomeTaxEffectsAllocatedDirectlyToEquityOther" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_IncomeTaxExpenseBenefitIntraperiodTaxAllocation" xlink:label="loc_FBPIncomeTaxExpenseBenefitIntraperiodTaxAllocation" />
      <link:presentationArc order="30" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPIncomeTaxDisclosureAbstract" xlink:to="loc_FBPIncomeTaxExpenseBenefitIntraperiodTaxAllocation" xlink:type="arc" />
    </link:presentationLink>
    <link:presentationLink xlink:type="extended" xlink:role="http://firstbancorp.com/role/IncomeTaxesDetails1" xlink:title="0081 - Disclosure - Income Taxes (Details 1)">
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_IncomeTaxDisclosureAbstract" xlink:label="loc_FBPIncomeTaxDisclosureAbstract" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_CurrentFederalTaxExpenseBenefit" xlink:label="loc_FBPCurrentFederalTaxExpenseBenefit" />
      <link:presentationArc order="0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPIncomeTaxDisclosureAbstract" xlink:to="loc_FBPCurrentFederalTaxExpenseBenefit" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_CurrentStateAndLocalTaxExpenseBenefit" xlink:label="loc_FBPCurrentStateAndLocalTaxExpenseBenefit" />
      <link:presentationArc order="10" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPIncomeTaxDisclosureAbstract" xlink:to="loc_FBPCurrentStateAndLocalTaxExpenseBenefit" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_DeferredFederalIncomeTaxExpenseBenefit" xlink:label="loc_FBPDeferredFederalIncomeTaxExpenseBenefit" />
      <link:presentationArc order="20" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPIncomeTaxDisclosureAbstract" xlink:to="loc_FBPDeferredFederalIncomeTaxExpenseBenefit" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_DeferredStateAndLocalIncomeTaxExpenseBenefit" xlink:label="loc_FBPDeferredStateAndLocalIncomeTaxExpenseBenefit" />
      <link:presentationArc order="30" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPIncomeTaxDisclosureAbstract" xlink:to="loc_FBPDeferredStateAndLocalIncomeTaxExpenseBenefit" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_IncomeTaxExpenseBenefit" xlink:label="loc_FBPIncomeTaxExpenseBenefit" />
      <link:presentationArc order="40" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPIncomeTaxDisclosureAbstract" xlink:to="loc_FBPIncomeTaxExpenseBenefit" xlink:type="arc" />
    </link:presentationLink>
    <link:presentationLink xlink:type="extended" xlink:role="http://firstbancorp.com/role/IncomeTaxesDetails2" xlink:title="0082 - Disclosure - Income Taxes (Details 2)">
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_IncomeTaxDisclosureAbstract" xlink:label="loc_FBPIncomeTaxDisclosureAbstract" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_DeferredTaxAssetsAbstract" xlink:label="loc_FBPDeferredTaxAssetsAbstract" />
      <link:presentationArc order="20" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPIncomeTaxDisclosureAbstract" xlink:to="loc_FBPDeferredTaxAssetsAbstract" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_DeferredTaxAssetsTaxDeferredExpenseReservesAndAccrualsProvisionForLoanLosses" xlink:label="loc_FBPDeferredTaxAssetsTaxDeferredExpenseReservesAndAccrualsProvisionForLoanLosses" />
      <link:presentationArc order="30" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPIncomeTaxDisclosureAbstract" xlink:to="loc_FBPDeferredTaxAssetsTaxDeferredExpenseReservesAndAccrualsProvisionForLoanLosses" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_DeferredTaxAssetsTaxDeferredExpenseCompensationAndBenefitsPostretirementBenefits" xlink:label="loc_FBPDeferredTaxAssetsTaxDeferredExpenseCompensationAndBenefitsPostretirementBenefits" />
      <link:presentationArc order="40" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPIncomeTaxDisclosureAbstract" xlink:to="loc_FBPDeferredTaxAssetsTaxDeferredExpenseCompensationAndBenefitsPostretirementBenefits" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_DeferredTaxAssetsTaxDeferredExpenseCompensationAndBenefitsOther" xlink:label="loc_FBPDeferredTaxAssetsTaxDeferredExpenseCompensationAndBenefitsOther" />
      <link:presentationArc order="50" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPIncomeTaxDisclosureAbstract" xlink:to="loc_FBPDeferredTaxAssetsTaxDeferredExpenseCompensationAndBenefitsOther" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_DeferredTaxAssetsOperatingLossCarryforwardsStateAndLocal" xlink:label="loc_FBPDeferredTaxAssetsOperatingLossCarryforwardsStateAndLocal" />
      <link:presentationArc order="60" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPIncomeTaxDisclosureAbstract" xlink:to="loc_FBPDeferredTaxAssetsOperatingLossCarryforwardsStateAndLocal" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_DeferredTaxAssetsTaxDeferredExpenseReservesAndAccrualsAccruedLiabilities" xlink:label="loc_FBPDeferredTaxAssetsTaxDeferredExpenseReservesAndAccrualsAccruedLiabilities" />
      <link:presentationArc order="70" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPIncomeTaxDisclosureAbstract" xlink:to="loc_FBPDeferredTaxAssetsTaxDeferredExpenseReservesAndAccrualsAccruedLiabilities" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_DeferredTaxAssetsTaxDeferredExpenseCompensationAndBenefitsPensions" xlink:label="loc_FBPDeferredTaxAssetsTaxDeferredExpenseCompensationAndBenefitsPensions" />
      <link:presentationArc order="80" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPIncomeTaxDisclosureAbstract" xlink:to="loc_FBPDeferredTaxAssetsTaxDeferredExpenseCompensationAndBenefitsPensions" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_ForeclosedRealEstateDeferredTaxAssets" xlink:label="loc_FBPForeclosedRealEstateDeferredTaxAssets" />
      <link:presentationArc order="90" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPIncomeTaxDisclosureAbstract" xlink:to="loc_FBPForeclosedRealEstateDeferredTaxAssets" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_BasisDifferencesInAssetsAcquiredInFdicTransactions" xlink:label="loc_FBPBasisDifferencesInAssetsAcquiredInFdicTransactions" />
      <link:presentationArc order="100" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPIncomeTaxDisclosureAbstract" xlink:to="loc_FBPBasisDifferencesInAssetsAcquiredInFdicTransactions" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_NonqualifiedStockOptionsDeferredTaxAssets" xlink:label="loc_FBPNonqualifiedStockOptionsDeferredTaxAssets" />
      <link:presentationArc order="110" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPIncomeTaxDisclosureAbstract" xlink:to="loc_FBPNonqualifiedStockOptionsDeferredTaxAssets" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_NonaccrualLoanInterestDeferredTaxAssets" xlink:label="loc_FBPNonaccrualLoanInterestDeferredTaxAssets" />
      <link:presentationArc order="120" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPIncomeTaxDisclosureAbstract" xlink:to="loc_FBPNonaccrualLoanInterestDeferredTaxAssets" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_DeferredTaxAssetsOther" xlink:label="loc_FBPDeferredTaxAssetsOther" />
      <link:presentationArc order="130" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPIncomeTaxDisclosureAbstract" xlink:to="loc_FBPDeferredTaxAssetsOther" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_DeferredTaxAssetsGross" xlink:label="loc_FBPDeferredTaxAssetsGross" />
      <link:presentationArc order="140" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPIncomeTaxDisclosureAbstract" xlink:to="loc_FBPDeferredTaxAssetsGross" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_DeferredTaxAssetsValuationAllowance" xlink:label="loc_FBPDeferredTaxAssetsValuationAllowance" />
      <link:presentationArc order="150" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPIncomeTaxDisclosureAbstract" xlink:to="loc_FBPDeferredTaxAssetsValuationAllowance" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_DeferredTaxAssetsNet" xlink:label="loc_FBPDeferredTaxAssetsNet" />
      <link:presentationArc order="160" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPIncomeTaxDisclosureAbstract" xlink:to="loc_FBPDeferredTaxAssetsNet" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_DeferredTaxLiabilitiesAbstract" xlink:label="loc_FBPDeferredTaxLiabilitiesAbstract" />
      <link:presentationArc order="170" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPIncomeTaxDisclosureAbstract" xlink:to="loc_FBPDeferredTaxLiabilitiesAbstract" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_LoanFees" xlink:label="loc_FBPLoanFees" />
      <link:presentationArc order="180" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPDeferredTaxLiabilitiesAbstract" xlink:to="loc_FBPLoanFees" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_DeferredTaxLiabilitiesPrepaidPensionCosts" xlink:label="loc_FBPDeferredTaxLiabilitiesPrepaidPensionCosts" />
      <link:presentationArc order="190" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPIncomeTaxDisclosureAbstract" xlink:to="loc_FBPDeferredTaxLiabilitiesPrepaidPensionCosts" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_DeferredTaxLiabilitiesPropertyPlantAndEquipment" xlink:label="loc_FBPDeferredTaxLiabilitiesPropertyPlantAndEquipment" />
      <link:presentationArc order="200" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPIncomeTaxDisclosureAbstract" xlink:to="loc_FBPDeferredTaxLiabilitiesPropertyPlantAndEquipment" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_DeferredTaxLiabilitiesGoodwillAndIntangibleAssetsIntangibleAssets" xlink:label="loc_FBPDeferredTaxLiabilitiesGoodwillAndIntangibleAssetsIntangibleAssets" />
      <link:presentationArc order="210" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPIncomeTaxDisclosureAbstract" xlink:to="loc_FBPDeferredTaxLiabilitiesGoodwillAndIntangibleAssetsIntangibleAssets" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_UnrealizedGainOnSecuritiesAvailableForSale" xlink:label="loc_FBPUnrealizedGainOnSecuritiesAvailableForSale" />
      <link:presentationArc order="220" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPIncomeTaxDisclosureAbstract" xlink:to="loc_FBPUnrealizedGainOnSecuritiesAvailableForSale" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_FhlbStockDividends" xlink:label="loc_FBPFhlbStockDividends" />
      <link:presentationArc order="230" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPIncomeTaxDisclosureAbstract" xlink:to="loc_FBPFhlbStockDividends" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_DeferredTaxLiabilitiesOther" xlink:label="loc_FBPDeferredTaxLiabilitiesOther" />
      <link:presentationArc order="240" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPIncomeTaxDisclosureAbstract" xlink:to="loc_FBPDeferredTaxLiabilitiesOther" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_DeferredIncomeTaxLiabilities" xlink:label="loc_FBPDeferredIncomeTaxLiabilities" />
      <link:presentationArc order="250" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPIncomeTaxDisclosureAbstract" xlink:to="loc_FBPDeferredIncomeTaxLiabilities" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_DeferredTaxAssetsLiabilitiesNet" xlink:label="loc_FBPDeferredTaxAssetsLiabilitiesNet" />
      <link:presentationArc order="260" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPIncomeTaxDisclosureAbstract" xlink:to="loc_FBPDeferredTaxAssetsLiabilitiesNet" xlink:type="arc" />
    </link:presentationLink>
    <link:presentationLink xlink:type="extended" xlink:role="http://firstbancorp.com/role/IncomeTaxesDetails3" xlink:title="0083 - Disclosure - Income Taxes (Details 3)">
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_IncomeTaxDisclosureAbstract" xlink:label="loc_FBPIncomeTaxDisclosureAbstract" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_IncomeTaxReconciliationIncomeTaxExpenseBenefitAtFederalStatutoryIncomeTaxRate" xlink:label="loc_FBPIncomeTaxReconciliationIncomeTaxExpenseBenefitAtFederalStatutoryIncomeTaxRate" />
      <link:presentationArc order="0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPIncomeTaxDisclosureAbstract" xlink:to="loc_FBPIncomeTaxReconciliationIncomeTaxExpenseBenefitAtFederalStatutoryIncomeTaxRate" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_IncreaseDecreaseInIncomeTaxesResultingFromAbstract" xlink:label="loc_FBPIncreaseDecreaseInIncomeTaxesResultingFromAbstract" />
      <link:presentationArc order="10" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPIncomeTaxDisclosureAbstract" xlink:to="loc_FBPIncreaseDecreaseInIncomeTaxesResultingFromAbstract" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_IncomeTaxReconciliationTaxExemptIncome" xlink:label="loc_FBPIncomeTaxReconciliationTaxExemptIncome" />
      <link:presentationArc order="20" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPIncomeTaxDisclosureAbstract" xlink:to="loc_FBPIncomeTaxReconciliationTaxExemptIncome" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_IncomeTaxReconciliationTaxCreditsInvestment" xlink:label="loc_FBPIncomeTaxReconciliationTaxCreditsInvestment" />
      <link:presentationArc order="30" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPIncomeTaxDisclosureAbstract" xlink:to="loc_FBPIncomeTaxReconciliationTaxCreditsInvestment" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_IncomeTaxReconciliationNondeductibleExpenseOther" xlink:label="loc_FBPIncomeTaxReconciliationNondeductibleExpenseOther" />
      <link:presentationArc order="40" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPIncomeTaxDisclosureAbstract" xlink:to="loc_FBPIncomeTaxReconciliationNondeductibleExpenseOther" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_IncomeTaxReconciliationTaxCreditsOther" xlink:label="loc_FBPIncomeTaxReconciliationTaxCreditsOther" />
      <link:presentationArc order="50" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPIncomeTaxDisclosureAbstract" xlink:to="loc_FBPIncomeTaxReconciliationTaxCreditsOther" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_IncomeTaxReconciliationChangeInDeferredTaxAssetsValuationAllowance" xlink:label="loc_FBPIncomeTaxReconciliationChangeInDeferredTaxAssetsValuationAllowance" />
      <link:presentationArc order="60" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPIncomeTaxDisclosureAbstract" xlink:to="loc_FBPIncomeTaxReconciliationChangeInDeferredTaxAssetsValuationAllowance" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_IncomeTaxReconciliationOtherAdjustments" xlink:label="loc_FBPIncomeTaxReconciliationOtherAdjustments" />
      <link:presentationArc order="70" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPIncomeTaxDisclosureAbstract" xlink:to="loc_FBPIncomeTaxReconciliationOtherAdjustments" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_IncomeTaxExpenseBenefitContinuingOperations" xlink:label="loc_FBPIncomeTaxExpenseBenefitContinuingOperations" />
      <link:presentationArc order="80" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPIncomeTaxDisclosureAbstract" xlink:to="loc_FBPIncomeTaxExpenseBenefitContinuingOperations" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
    </link:presentationLink>
    <link:presentationLink xlink:type="extended" xlink:role="http://firstbancorp.com/role/TimeDepositsSecuritiesSoldUnderAgreementsToRepurchaseAndRelatedPartyDepositsDetailsNarrative" xlink:title="0084 - Disclosure - Time Deposits, Securities Sold Under Agreements to Repurchase, and Related Party Deposits (Details Narrative)">
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_NotesToFinancialStatementsAbstract" xlink:label="loc_FBPNotesToFinancialStatementsAbstract" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_AmortizationOfDepositPremiums" xlink:label="loc_FBPAmortizationOfDepositPremiums" />
      <link:presentationArc order="0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPNotesToFinancialStatementsAbstract" xlink:to="loc_FBPAmortizationOfDepositPremiums" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_UnamortizedDepositPremiums" xlink:label="loc_FBPUnamortizedDepositPremiums" />
      <link:presentationArc order="10" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPNotesToFinancialStatementsAbstract" xlink:to="loc_FBPUnamortizedDepositPremiums" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_DueToOtherRelatedPartiesCurrentAndNoncurrent" xlink:label="loc_FBPDueToOtherRelatedPartiesCurrentAndNoncurrent" />
      <link:presentationArc order="20" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPNotesToFinancialStatementsAbstract" xlink:to="loc_FBPDueToOtherRelatedPartiesCurrentAndNoncurrent" xlink:type="arc" />
    </link:presentationLink>
    <link:presentationLink xlink:type="extended" xlink:role="http://firstbancorp.com/role/TimeDepositsSecuritiesSoldUnderAgreementsToRepurchaseAndRelatedPartyDepositsDetails" xlink:title="0085 - Disclosure - Time Deposits, Securities Sold Under Agreements to Repurchase, and Related Party Deposits (Details)">
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_NotesToFinancialStatementsAbstract" xlink:label="loc_FBPNotesToFinancialStatementsAbstract" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_TimeDepositMaturitiesYearOne" xlink:label="loc_FBPTimeDepositMaturitiesYearOne" />
      <link:presentationArc order="10" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPNotesToFinancialStatementsAbstract" xlink:to="loc_FBPTimeDepositMaturitiesYearOne" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_TimeDepositMaturitiesYearTwo" xlink:label="loc_FBPTimeDepositMaturitiesYearTwo" />
      <link:presentationArc order="20" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPNotesToFinancialStatementsAbstract" xlink:to="loc_FBPTimeDepositMaturitiesYearTwo" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_TimeDepositMaturitiesYearThree" xlink:label="loc_FBPTimeDepositMaturitiesYearThree" />
      <link:presentationArc order="30" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPNotesToFinancialStatementsAbstract" xlink:to="loc_FBPTimeDepositMaturitiesYearThree" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_TimeDepositMaturitiesYearFour" xlink:label="loc_FBPTimeDepositMaturitiesYearFour" />
      <link:presentationArc order="40" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPNotesToFinancialStatementsAbstract" xlink:to="loc_FBPTimeDepositMaturitiesYearFour" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_TimeDepositMaturitiesYearFive" xlink:label="loc_FBPTimeDepositMaturitiesYearFive" />
      <link:presentationArc order="50" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPNotesToFinancialStatementsAbstract" xlink:to="loc_FBPTimeDepositMaturitiesYearFive" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_TimeDepositMaturitiesAfterYearFive" xlink:label="loc_FBPTimeDepositMaturitiesAfterYearFive" />
      <link:presentationArc order="60" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPNotesToFinancialStatementsAbstract" xlink:to="loc_FBPTimeDepositMaturitiesAfterYearFive" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_TimeDeposits" xlink:label="loc_FBPTimeDeposits" />
      <link:presentationArc order="70" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPNotesToFinancialStatementsAbstract" xlink:to="loc_FBPTimeDeposits" xlink:type="arc" />
    </link:presentationLink>
    <link:presentationLink xlink:type="extended" xlink:role="http://firstbancorp.com/role/TimeDepositsSecuritiesSoldUnderAgreementsToRepurchaseAndRelatedPartyDepositsDetails1" xlink:title="0086 - Disclosure - Time Deposits, Securities Sold Under Agreements to Repurchase, and Related Party Deposits (Details 1)">
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_NotesToFinancialStatementsAbstract" xlink:label="loc_FBPNotesToFinancialStatementsAbstract" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_SecuritiesLoanedOrSoldUnderAgreementsToRepurchaseFairValueDisclosure" xlink:label="loc_FBPSecuritiesLoanedOrSoldUnderAgreementsToRepurchaseFairValueDisclosure" />
      <link:presentationArc order="10" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPNotesToFinancialStatementsAbstract" xlink:to="loc_FBPSecuritiesLoanedOrSoldUnderAgreementsToRepurchaseFairValueDisclosure" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_AssetsSoldUnderAgreementsToRepurchaseInterestRate" xlink:label="loc_FBPAssetsSoldUnderAgreementsToRepurchaseInterestRate" />
      <link:presentationArc order="20" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPNotesToFinancialStatementsAbstract" xlink:to="loc_FBPAssetsSoldUnderAgreementsToRepurchaseInterestRate" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_AssetsSoldUnderAgreementsToRepurchaseMaximumAmountOutstandingAtAnyMonthendDuringYear" xlink:label="loc_FBPAssetsSoldUnderAgreementsToRepurchaseMaximumAmountOutstandingAtAnyMonthendDuringYear" />
      <link:presentationArc order="30" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPNotesToFinancialStatementsAbstract" xlink:to="loc_FBPAssetsSoldUnderAgreementsToRepurchaseMaximumAmountOutstandingAtAnyMonthendDuringYear" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_AssetsSoldUnderAgreementsToRepurchaseAverageDailyBalanceOutstandingDuringYear" xlink:label="loc_FBPAssetsSoldUnderAgreementsToRepurchaseAverageDailyBalanceOutstandingDuringYear" />
      <link:presentationArc order="40" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPNotesToFinancialStatementsAbstract" xlink:to="loc_FBPAssetsSoldUnderAgreementsToRepurchaseAverageDailyBalanceOutstandingDuringYear" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_AssetsSoldUnderAgreementsToRepurchaseAverageAnnualInterestRatePaidDuringYear" xlink:label="loc_FBPAssetsSoldUnderAgreementsToRepurchaseAverageAnnualInterestRatePaidDuringYear" />
      <link:presentationArc order="50" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPNotesToFinancialStatementsAbstract" xlink:to="loc_FBPAssetsSoldUnderAgreementsToRepurchaseAverageAnnualInterestRatePaidDuringYear" xlink:type="arc" />
    </link:presentationLink>
    <link:presentationLink xlink:type="extended" xlink:role="http://firstbancorp.com/role/BorrowingsAndBorrowingsAvailabilityDetailsNarrative" xlink:title="0087 - Disclosure - Borrowings and Borrowings Availability (Details Narrative)">
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_NotesToFinancialStatementsAbstract" xlink:label="loc_FBPNotesToFinancialStatementsAbstract" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StatementTable" xlink:label="loc_FBPStatementTable" />
      <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPNotesToFinancialStatementsAbstract" xlink:to="loc_FBPStatementTable" order="100" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StatementLineItems" xlink:label="loc_FBPStatementLineItems" />
      <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPStatementTable" xlink:to="loc_FBPStatementLineItems" order="200" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_CreditFacilityAxis" xlink:label="loc_FBPCreditFacilityAxis" />
      <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPStatementTable" xlink:to="loc_FBPCreditFacilityAxis" order="10" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_CreditFacilityDomain" xlink:label="loc_FBPCreditFacilityDomain" />
      <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPCreditFacilityAxis" xlink:to="loc_FBPCreditFacilityDomain" order="0" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_FhlbLineOfCreditMember" xlink:label="loc_FBPFhlbLineOfCreditMember" />
      <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPCreditFacilityDomain" xlink:to="loc_FBPFhlbLineOfCreditMember" order="30" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_OvernightFederalFundsLineOfCreditMember" xlink:label="loc_FBPOvernightFederalFundsLineOfCreditMember" />
      <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPCreditFacilityDomain" xlink:to="loc_FBPOvernightFederalFundsLineOfCreditMember" order="60" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_FRBLineOfCreditMember" xlink:label="loc_FBPFRBLineOfCreditMember" />
      <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPCreditFacilityDomain" xlink:to="loc_FBPFRBLineOfCreditMember" order="90" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_CorrespondentBankLineOfCreditMember" xlink:label="loc_FBPCorrespondentBankLineOfCreditMember" />
      <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPCreditFacilityDomain" xlink:to="loc_FBPCorrespondentBankLineOfCreditMember" order="120" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_DebtInstrumentAxis" xlink:label="loc_FBPDebtInstrumentAxis" />
      <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPStatementTable" xlink:to="loc_FBPDebtInstrumentAxis" order="20" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_DebtInstrumentNameDomain" xlink:label="loc_FBPDebtInstrumentNameDomain" />
      <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPDebtInstrumentAxis" xlink:to="loc_FBPDebtInstrumentNameDomain" order="0" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_TrustPreferredSecuritiesFirstBankCorpCapitalTrustIIMember" xlink:label="loc_FBPTrustPreferredSecuritiesFirstBankCorpCapitalTrustIIMember" />
      <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPDebtInstrumentNameDomain" xlink:to="loc_FBPTrustPreferredSecuritiesFirstBankCorpCapitalTrustIIMember" order="10" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_TrustPreferredSecuritiesFirstBankCorpCapitalTrustIIIMember" xlink:label="loc_FBPTrustPreferredSecuritiesFirstBankCorpCapitalTrustIIIMember" />
      <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPDebtInstrumentNameDomain" xlink:to="loc_FBPTrustPreferredSecuritiesFirstBankCorpCapitalTrustIIIMember" order="20" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_OtherBorrowings" xlink:label="loc_FBPOtherBorrowings" />
      <link:presentationArc order="10" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPOtherBorrowings" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_LineOfCreditFacilityMaximumBorrowingCapacity" xlink:label="loc_FBPLineOfCreditFacilityMaximumBorrowingCapacity" />
      <link:presentationArc order="20" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPLineOfCreditFacilityMaximumBorrowingCapacity" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_LineOfCreditFacilityAmountOutstanding" xlink:label="loc_FBPLineOfCreditFacilityAmountOutstanding" />
      <link:presentationArc order="30" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPLineOfCreditFacilityAmountOutstanding" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_LineOfCreditFacilityDecreaseRepayments" xlink:label="loc_FBPLineOfCreditFacilityDecreaseRepayments" />
      <link:presentationArc order="40" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPLineOfCreditFacilityDecreaseRepayments" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_LineOfCreditPrepaymentPenalties" xlink:label="loc_FBPLineOfCreditPrepaymentPenalties" />
      <link:presentationArc order="50" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPLineOfCreditPrepaymentPenalties" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_LineOfCreditAmountReduced" xlink:label="loc_FBPLineOfCreditAmountReduced" />
      <link:presentationArc order="60" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPLineOfCreditAmountReduced" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_LineOfCreditFacilityRemainingBorrowingCapacity" xlink:label="loc_FBPLineOfCreditFacilityRemainingBorrowingCapacity" />
      <link:presentationArc order="70" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPLineOfCreditFacilityRemainingBorrowingCapacity" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_LineOfCreditPercentSecuredByCommonStock" xlink:label="loc_FBPLineOfCreditPercentSecuredByCommonStock" />
      <link:presentationArc order="80" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPLineOfCreditPercentSecuredByCommonStock" xlink:type="arc" />
    </link:presentationLink>
    <link:presentationLink xlink:type="extended" xlink:role="http://firstbancorp.com/role/BorrowingsAndBorrowingsAvailabilityDetails" xlink:title="0088 - Disclosure - Borrowings and Borrowings Availability (Details)">
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_NotesToFinancialStatementsAbstract" xlink:label="loc_FBPNotesToFinancialStatementsAbstract" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StatementTable" xlink:label="loc_FBPStatementTable" />
      <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPNotesToFinancialStatementsAbstract" xlink:to="loc_FBPStatementTable" order="100" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StatementLineItems" xlink:label="loc_FBPStatementLineItems" />
      <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPStatementTable" xlink:to="loc_FBPStatementLineItems" order="200" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_DebtInstrumentAxis" xlink:label="loc_FBPDebtInstrumentAxis" />
      <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPStatementTable" xlink:to="loc_FBPDebtInstrumentAxis" order="10" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_DebtInstrumentNameDomain" xlink:label="loc_FBPDebtInstrumentNameDomain" />
      <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPDebtInstrumentAxis" xlink:to="loc_FBPDebtInstrumentNameDomain" order="0" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_TrustPreferredSecuritiesMember" xlink:label="loc_FBPTrustPreferredSecuritiesMember" />
      <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPDebtInstrumentNameDomain" xlink:to="loc_FBPTrustPreferredSecuritiesMember" order="10" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_TrustPreferredSecurities2Member" xlink:label="loc_FBPTrustPreferredSecurities2Member" />
      <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPDebtInstrumentNameDomain" xlink:to="loc_FBPTrustPreferredSecurities2Member" order="30" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_FhlbTermNote1Member" xlink:label="loc_FBPFhlbTermNote1Member" />
      <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPDebtInstrumentNameDomain" xlink:to="loc_FBPFhlbTermNote1Member" order="70" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_FhlbTermNote2Member" xlink:label="loc_FBPFhlbTermNote2Member" />
      <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPDebtInstrumentNameDomain" xlink:to="loc_FBPFhlbTermNote2Member" order="90" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_FhlbTermNote3Member" xlink:label="loc_FBPFhlbTermNote3Member" />
      <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPDebtInstrumentNameDomain" xlink:to="loc_FBPFhlbTermNote3Member" order="110" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_FhlbTermNote4Member" xlink:label="loc_FBPFhlbTermNote4Member" />
      <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPDebtInstrumentNameDomain" xlink:to="loc_FBPFhlbTermNote4Member" order="130" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_FhlbTermNote5Member" xlink:label="loc_FBPFhlbTermNote5Member" />
      <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPDebtInstrumentNameDomain" xlink:to="loc_FBPFhlbTermNote5Member" order="150" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_FhlbTermNote6Member" xlink:label="loc_FBPFhlbTermNote6Member" />
      <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPDebtInstrumentNameDomain" xlink:to="loc_FBPFhlbTermNote6Member" order="170" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_FhlbTermNote7Member" xlink:label="loc_FBPFhlbTermNote7Member" />
      <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPDebtInstrumentNameDomain" xlink:to="loc_FBPFhlbTermNote7Member" order="190" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_DebtInstrumentMaturityDate" xlink:label="loc_FBPDebtInstrumentMaturityDate" />
      <link:presentationArc order="20" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPDebtInstrumentMaturityDate" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_DebtInstrumentIssuer" xlink:label="loc_FBPDebtInstrumentIssuer" />
      <link:presentationArc order="30" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPDebtInstrumentIssuer" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_DebtInstrumentCallFeature" xlink:label="loc_FBPDebtInstrumentCallFeature" />
      <link:presentationArc order="40" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPDebtInstrumentCallFeature" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_DebtInstrumentCallDateEarliest" xlink:label="loc_FBPDebtInstrumentCallDateEarliest" />
      <link:presentationArc order="50" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPDebtInstrumentCallDateEarliest" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_LongTermDebt" xlink:label="loc_FBPLongTermDebt" />
      <link:presentationArc order="60" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPLongTermDebt" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_UnamortizedFairMarketValueAdjustmentRecordedInAcquisition" xlink:label="loc_FBPUnamortizedFairMarketValueAdjustmentRecordedInAcquisition" />
      <link:presentationArc order="70" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPUnamortizedFairMarketValueAdjustmentRecordedInAcquisition" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_OtherBorrowings" xlink:label="loc_FBPOtherBorrowings" />
      <link:presentationArc order="80" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPOtherBorrowings" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_DebtInstrumentInterestRateStatedPercentage" xlink:label="loc_FBPDebtInstrumentInterestRateStatedPercentage" />
      <link:presentationArc order="90" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPDebtInstrumentInterestRateStatedPercentage" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_DebtInstrumentInterestRateEffectivePercentage" xlink:label="loc_FBPDebtInstrumentInterestRateEffectivePercentage" />
      <link:presentationArc order="100" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPDebtInstrumentInterestRateEffectivePercentage" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_DebtWeightedAverageInterestRate" xlink:label="loc_FBPDebtWeightedAverageInterestRate" />
      <link:presentationArc order="110" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPDebtWeightedAverageInterestRate" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_DebtInstrumentDescriptionOfVariableRateBasis" xlink:label="loc_FBPDebtInstrumentDescriptionOfVariableRateBasis" />
      <link:presentationArc order="120" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPDebtInstrumentDescriptionOfVariableRateBasis" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_DebtInstrumentBasisSpreadOnVariableRate" xlink:label="loc_FBPDebtInstrumentBasisSpreadOnVariableRate" />
      <link:presentationArc order="130" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPDebtInstrumentBasisSpreadOnVariableRate" xlink:type="arc" />
    </link:presentationLink>
    <link:presentationLink xlink:type="extended" xlink:role="http://firstbancorp.com/role/LeasesDetailsNarrative" xlink:title="0089 - Disclosure - Leases (Details Narrative)">
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_LeasesAbstract" xlink:label="loc_FBPLeasesAbstract" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_LeaseAndRentalExpense" xlink:label="loc_FBPLeaseAndRentalExpense" />
      <link:presentationArc order="0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPLeasesAbstract" xlink:to="loc_FBPLeaseAndRentalExpense" xlink:type="arc" />
    </link:presentationLink>
    <link:presentationLink xlink:type="extended" xlink:role="http://firstbancorp.com/role/LeasesDetails" xlink:title="0090 - Disclosure - Leases (Details)">
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_LeasesAbstract" xlink:label="loc_FBPLeasesAbstract" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_YearEndingDecember31Abstract" xlink:label="loc_FBPYearEndingDecember31Abstract" />
      <link:presentationArc order="0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPLeasesAbstract" xlink:to="loc_FBPYearEndingDecember31Abstract" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_OperatingLeasesFutureMinimumPaymentsDueCurrent" xlink:label="loc_FBPOperatingLeasesFutureMinimumPaymentsDueCurrent" />
      <link:presentationArc order="10" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPYearEndingDecember31Abstract" xlink:to="loc_FBPOperatingLeasesFutureMinimumPaymentsDueCurrent" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_OperatingLeasesFutureMinimumPaymentsDueInTwoYears" xlink:label="loc_FBPOperatingLeasesFutureMinimumPaymentsDueInTwoYears" />
      <link:presentationArc order="20" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPYearEndingDecember31Abstract" xlink:to="loc_FBPOperatingLeasesFutureMinimumPaymentsDueInTwoYears" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_OperatingLeasesFutureMinimumPaymentsDueInThreeYears" xlink:label="loc_FBPOperatingLeasesFutureMinimumPaymentsDueInThreeYears" />
      <link:presentationArc order="30" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPYearEndingDecember31Abstract" xlink:to="loc_FBPOperatingLeasesFutureMinimumPaymentsDueInThreeYears" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_OperatingLeasesFutureMinimumPaymentsDueInFourYears" xlink:label="loc_FBPOperatingLeasesFutureMinimumPaymentsDueInFourYears" />
      <link:presentationArc order="40" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPYearEndingDecember31Abstract" xlink:to="loc_FBPOperatingLeasesFutureMinimumPaymentsDueInFourYears" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_OperatingLeasesFutureMinimumPaymentsDueInFiveYears" xlink:label="loc_FBPOperatingLeasesFutureMinimumPaymentsDueInFiveYears" />
      <link:presentationArc order="50" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPYearEndingDecember31Abstract" xlink:to="loc_FBPOperatingLeasesFutureMinimumPaymentsDueInFiveYears" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_OperatingLeasesFutureMinimumPaymentsDueThereafter" xlink:label="loc_FBPOperatingLeasesFutureMinimumPaymentsDueThereafter" />
      <link:presentationArc order="60" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPYearEndingDecember31Abstract" xlink:to="loc_FBPOperatingLeasesFutureMinimumPaymentsDueThereafter" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_OperatingLeasesFutureMinimumPaymentsDue" xlink:label="loc_FBPOperatingLeasesFutureMinimumPaymentsDue" />
      <link:presentationArc order="70" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPYearEndingDecember31Abstract" xlink:to="loc_FBPOperatingLeasesFutureMinimumPaymentsDue" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
    </link:presentationLink>
    <link:presentationLink xlink:type="extended" xlink:role="http://firstbancorp.com/role/EmployeeBenefitPlansDetailsNarrative" xlink:title="0091 - Disclosure - Employee Benefit Plans (Details Narrative)">
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_CompensationAndRetirementDisclosureAbstract" xlink:label="loc_FBPCompensationAndRetirementDisclosureAbstract" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StatementTable" xlink:label="loc_FBPStatementTable" />
      <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPCompensationAndRetirementDisclosureAbstract" xlink:to="loc_FBPStatementTable" order="100" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StatementLineItems" xlink:label="loc_FBPStatementLineItems" />
      <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPStatementTable" xlink:to="loc_FBPStatementLineItems" order="200" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_DefinedBenefitPlanByPlanAssetCategoriesAxis" xlink:label="loc_FBPDefinedBenefitPlanByPlanAssetCategoriesAxis" />
      <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPStatementTable" xlink:to="loc_FBPDefinedBenefitPlanByPlanAssetCategoriesAxis" order="10" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_PlanAssetCategoriesDomain" xlink:label="loc_FBPPlanAssetCategoriesDomain" />
      <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPDefinedBenefitPlanByPlanAssetCategoriesAxis" xlink:to="loc_FBPPlanAssetCategoriesDomain" order="0" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_FixedIncomeInvestmentsMember" xlink:label="loc_FBPFixedIncomeInvestmentsMember" />
      <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPPlanAssetCategoriesDomain" xlink:to="loc_FBPFixedIncomeInvestmentsMember" order="150" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_EquitySecurities1Member" xlink:label="loc_FBPEquitySecurities1Member" />
      <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPPlanAssetCategoriesDomain" xlink:to="loc_FBPEquitySecurities1Member" order="160" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_DefinedBenefitPlansDisclosuresDefinedBenefitPlansAxis" xlink:label="loc_FBPDefinedBenefitPlansDisclosuresDefinedBenefitPlansAxis" />
      <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPStatementTable" xlink:to="loc_FBPDefinedBenefitPlansDisclosuresDefinedBenefitPlansAxis" order="20" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_DefinedBenefitPlansDisclosuresDefinedBenefitPlansDomain" xlink:label="loc_FBPDefinedBenefitPlansDisclosuresDefinedBenefitPlansDomain" />
      <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPDefinedBenefitPlansDisclosuresDefinedBenefitPlansAxis" xlink:to="loc_FBPDefinedBenefitPlansDisclosuresDefinedBenefitPlansDomain" order="0" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_Plan401kMember" xlink:label="loc_FBPPlan401kMember" />
      <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPDefinedBenefitPlansDisclosuresDefinedBenefitPlansDomain" xlink:to="loc_FBPPlan401kMember" order="10" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_PensionPlanMember" xlink:label="loc_FBPPensionPlanMember" />
      <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPDefinedBenefitPlansDisclosuresDefinedBenefitPlansDomain" xlink:to="loc_FBPPensionPlanMember" order="50" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_SerpPlanCurrentYearMember" xlink:label="loc_FBPSerpPlanCurrentYearMember" />
      <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPDefinedBenefitPlansDisclosuresDefinedBenefitPlansDomain" xlink:to="loc_FBPSerpPlanCurrentYearMember" order="110" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_BusinessAcquisitionAxis" xlink:label="loc_FBPBusinessAcquisitionAxis" />
      <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPStatementTable" xlink:to="loc_FBPBusinessAcquisitionAxis" order="30" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_BusinessAcquisitionAcquireeDomain" xlink:label="loc_FBPBusinessAcquisitionAcquireeDomain" />
      <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPBusinessAcquisitionAxis" xlink:to="loc_FBPBusinessAcquisitionAcquireeDomain" order="0" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_DescriptionOfDefinedContributionPensionAndOtherPostretirementPlans" xlink:label="loc_FBPDescriptionOfDefinedContributionPensionAndOtherPostretirementPlans" />
      <link:presentationArc order="0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPDescriptionOfDefinedContributionPensionAndOtherPostretirementPlans" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_DeferralRate" xlink:label="loc_FBPDeferralRate" />
      <link:presentationArc order="10" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPDeferralRate" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_PercentOfAnnualSalaryEmployeesMayContribute" xlink:label="loc_FBPPercentOfAnnualSalaryEmployeesMayContribute" />
      <link:presentationArc order="20" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPPercentOfAnnualSalaryEmployeesMayContribute" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_PercentMatchedByCompanyUpTo3PercentOfEmployeeSalary" xlink:label="loc_FBPPercentMatchedByCompanyUpTo3PercentOfEmployeeSalary" />
      <link:presentationArc order="30" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPPercentMatchedByCompanyUpTo3PercentOfEmployeeSalary" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_PercentMatchedByCompany305PercentOfEmployeeSalary" xlink:label="loc_FBPPercentMatchedByCompany305PercentOfEmployeeSalary" />
      <link:presentationArc order="40" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPPercentMatchedByCompany305PercentOfEmployeeSalary" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_MatchingContributions" xlink:label="loc_FBPMatchingContributions" />
      <link:presentationArc order="50" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPMatchingContributions" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_DefinedBenefitPlanEstimatedFutureEmployerContributionsInCurrentFiscalYear" xlink:label="loc_FBPDefinedBenefitPlanEstimatedFutureEmployerContributionsInCurrentFiscalYear" />
      <link:presentationArc order="60" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPDefinedBenefitPlanEstimatedFutureEmployerContributionsInCurrentFiscalYear" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_DefinedBenefitPlanAccumulatedBenefitObligation" xlink:label="loc_FBPDefinedBenefitPlanAccumulatedBenefitObligation" />
      <link:presentationArc order="70" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPDefinedBenefitPlanAccumulatedBenefitObligation" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_DefinedBenefitPlanWeightedAverageAssetAllocations" xlink:label="loc_FBPDefinedBenefitPlanWeightedAverageAssetAllocations" />
      <link:presentationArc order="80" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPDefinedBenefitPlanWeightedAverageAssetAllocations" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_ExpectedAverageAnnualRateOfReturnMinimum" xlink:label="loc_FBPExpectedAverageAnnualRateOfReturnMinimum" />
      <link:presentationArc order="90" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPExpectedAverageAnnualRateOfReturnMinimum" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_ExpectedAverageAnnualRateOfReturnMaximum" xlink:label="loc_FBPExpectedAverageAnnualRateOfReturnMaximum" />
      <link:presentationArc order="100" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPExpectedAverageAnnualRateOfReturnMaximum" xlink:type="arc" />
    </link:presentationLink>
    <link:presentationLink xlink:type="extended" xlink:role="http://firstbancorp.com/role/EmployeeBenefitPlansDetails" xlink:title="0092 - Disclosure - Employee Benefit Plans (Details)">
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_CompensationAndRetirementDisclosureAbstract" xlink:label="loc_FBPCompensationAndRetirementDisclosureAbstract" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StatementTable" xlink:label="loc_FBPStatementTable" />
      <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPCompensationAndRetirementDisclosureAbstract" xlink:to="loc_FBPStatementTable" order="100" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StatementLineItems" xlink:label="loc_FBPStatementLineItems" />
      <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPStatementTable" xlink:to="loc_FBPStatementLineItems" order="200" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_DefinedBenefitPlansDisclosuresDefinedBenefitPlansAxis" xlink:label="loc_FBPDefinedBenefitPlansDisclosuresDefinedBenefitPlansAxis" />
      <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPStatementTable" xlink:to="loc_FBPDefinedBenefitPlansDisclosuresDefinedBenefitPlansAxis" order="10" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_DefinedBenefitPlansDisclosuresDefinedBenefitPlansDomain" xlink:label="loc_FBPDefinedBenefitPlansDisclosuresDefinedBenefitPlansDomain" />
      <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPDefinedBenefitPlansDisclosuresDefinedBenefitPlansAxis" xlink:to="loc_FBPDefinedBenefitPlansDisclosuresDefinedBenefitPlansDomain" order="0" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_PensionPlanMember" xlink:label="loc_FBPPensionPlanMember" />
      <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPDefinedBenefitPlansDisclosuresDefinedBenefitPlansDomain" xlink:to="loc_FBPPensionPlanMember" order="10" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_ChangeInBenefitObligationAbstract" xlink:label="loc_FBPChangeInBenefitObligationAbstract" />
      <link:presentationArc order="0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPChangeInBenefitObligationAbstract" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_DefinedBenefitPlanBenefitObligation" xlink:label="loc_FBPDefinedBenefitPlanBenefitObligation" />
      <link:presentationArc order="10" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPDefinedBenefitPlanBenefitObligation" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/periodStartLabel" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_DefinedBenefitPlanServiceCost" xlink:label="loc_FBPDefinedBenefitPlanServiceCost" />
      <link:presentationArc order="20" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPDefinedBenefitPlanServiceCost" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_DefinedBenefitPlanInterestCost" xlink:label="loc_FBPDefinedBenefitPlanInterestCost" />
      <link:presentationArc order="30" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPDefinedBenefitPlanInterestCost" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_DefinedBenefitPlanActuarialGainLoss" xlink:label="loc_FBPDefinedBenefitPlanActuarialGainLoss" />
      <link:presentationArc order="40" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPDefinedBenefitPlanActuarialGainLoss" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_DefinedBenefitPlanBenefitsPaid" xlink:label="loc_FBPDefinedBenefitPlanBenefitsPaid" />
      <link:presentationArc order="50" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPDefinedBenefitPlanBenefitsPaid" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_DefinedBenefitPlanCurtailments" xlink:label="loc_FBPDefinedBenefitPlanCurtailments" />
      <link:presentationArc order="60" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPDefinedBenefitPlanCurtailments" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_DefinedBenefitPlanBenefitObligation" xlink:label="loc_FBPDefinedBenefitPlanBenefitObligation_2" />
      <link:presentationArc order="70" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPDefinedBenefitPlanBenefitObligation_2" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/periodEndLabel" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_ChangeInPlanAssetsAbstract" xlink:label="loc_FBPChangeInPlanAssetsAbstract" />
      <link:presentationArc order="80" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPChangeInPlanAssetsAbstract" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_DefinedBenefitPlanFairValueOfPlanAssets" xlink:label="loc_FBPDefinedBenefitPlanFairValueOfPlanAssets" />
      <link:presentationArc order="90" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPDefinedBenefitPlanFairValueOfPlanAssets" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/periodStartLabel" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_DefinedBenefitPlanActualReturnOnPlanAssets" xlink:label="loc_FBPDefinedBenefitPlanActualReturnOnPlanAssets" />
      <link:presentationArc order="100" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPDefinedBenefitPlanActualReturnOnPlanAssets" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_DefinedBenefitPlanContributionsByEmployer" xlink:label="loc_FBPDefinedBenefitPlanContributionsByEmployer" />
      <link:presentationArc order="110" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPDefinedBenefitPlanContributionsByEmployer" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_DefinedBenefitPlanBenefitsPaid" xlink:label="loc_FBPDefinedBenefitPlanBenefitsPaid_2" />
      <link:presentationArc order="120" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPDefinedBenefitPlanBenefitsPaid_2" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_DefinedBenefitPlanFairValueOfPlanAssets" xlink:label="loc_FBPDefinedBenefitPlanFairValueOfPlanAssets_2" />
      <link:presentationArc order="130" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPDefinedBenefitPlanFairValueOfPlanAssets_2" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/periodEndLabel" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_DefinedBenefitPlanFundedStatusOfPlan" xlink:label="loc_FBPDefinedBenefitPlanFundedStatusOfPlan" />
      <link:presentationArc order="150" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPDefinedBenefitPlanFundedStatusOfPlan" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/periodEndLabel" />
    </link:presentationLink>
    <link:presentationLink xlink:type="extended" xlink:role="http://firstbancorp.com/role/EmployeeBenefitPlansDetails1" xlink:title="0093 - Disclosure - Employee Benefit Plans (Details 1)">
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_CompensationAndRetirementDisclosureAbstract" xlink:label="loc_FBPCompensationAndRetirementDisclosureAbstract" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StatementTable" xlink:label="loc_FBPStatementTable" />
      <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPCompensationAndRetirementDisclosureAbstract" xlink:to="loc_FBPStatementTable" order="100" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StatementLineItems" xlink:label="loc_FBPStatementLineItems" />
      <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPStatementTable" xlink:to="loc_FBPStatementLineItems" order="200" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_DefinedBenefitPlansDisclosuresDefinedBenefitPlansAxis" xlink:label="loc_FBPDefinedBenefitPlansDisclosuresDefinedBenefitPlansAxis" />
      <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPStatementTable" xlink:to="loc_FBPDefinedBenefitPlansDisclosuresDefinedBenefitPlansAxis" order="10" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_DefinedBenefitPlansDisclosuresDefinedBenefitPlansDomain" xlink:label="loc_FBPDefinedBenefitPlansDisclosuresDefinedBenefitPlansDomain" />
      <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPDefinedBenefitPlansDisclosuresDefinedBenefitPlansAxis" xlink:to="loc_FBPDefinedBenefitPlansDisclosuresDefinedBenefitPlansDomain" order="0" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_PensionPlanMember" xlink:label="loc_FBPPensionPlanMember" />
      <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPDefinedBenefitPlansDisclosuresDefinedBenefitPlansDomain" xlink:to="loc_FBPPensionPlanMember" order="10" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_DefinedBenefitPlanAssetsForPlanBenefitsCurrentAndNoncurrent" xlink:label="loc_FBPDefinedBenefitPlanAssetsForPlanBenefitsCurrentAndNoncurrent" />
      <link:presentationArc order="0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPDefinedBenefitPlanAssetsForPlanBenefitsCurrentAndNoncurrent" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_PensionAndOtherPostretirementDefinedBenefitPlansLiabilitiesCurrentAndNoncurrent" xlink:label="loc_FBPPensionAndOtherPostretirementDefinedBenefitPlansLiabilitiesCurrentAndNoncurrent" />
      <link:presentationArc order="10" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPPensionAndOtherPostretirementDefinedBenefitPlansLiabilitiesCurrentAndNoncurrent" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_DefinedBenefitPlanAmountsRecognizedInBalanceSheet" xlink:label="loc_FBPDefinedBenefitPlanAmountsRecognizedInBalanceSheet" />
      <link:presentationArc order="20" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPDefinedBenefitPlanAmountsRecognizedInBalanceSheet" xlink:type="arc" />
    </link:presentationLink>
    <link:presentationLink xlink:type="extended" xlink:role="http://firstbancorp.com/role/EmployeeBenefitPlansDetails2" xlink:title="0094 - Disclosure - Employee Benefit Plans (Details 2)">
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_CompensationAndRetirementDisclosureAbstract" xlink:label="loc_FBPCompensationAndRetirementDisclosureAbstract" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StatementTable" xlink:label="loc_FBPStatementTable" />
      <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPCompensationAndRetirementDisclosureAbstract" xlink:to="loc_FBPStatementTable" order="100" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StatementLineItems" xlink:label="loc_FBPStatementLineItems" />
      <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPStatementTable" xlink:to="loc_FBPStatementLineItems" order="200" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_DefinedBenefitPlansDisclosuresDefinedBenefitPlansAxis" xlink:label="loc_FBPDefinedBenefitPlansDisclosuresDefinedBenefitPlansAxis" />
      <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPStatementTable" xlink:to="loc_FBPDefinedBenefitPlansDisclosuresDefinedBenefitPlansAxis" order="10" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_DefinedBenefitPlansDisclosuresDefinedBenefitPlansDomain" xlink:label="loc_FBPDefinedBenefitPlansDisclosuresDefinedBenefitPlansDomain" />
      <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPDefinedBenefitPlansDisclosuresDefinedBenefitPlansAxis" xlink:to="loc_FBPDefinedBenefitPlansDisclosuresDefinedBenefitPlansDomain" order="0" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_PensionPlanMember" xlink:label="loc_FBPPensionPlanMember" />
      <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPDefinedBenefitPlansDisclosuresDefinedBenefitPlansDomain" xlink:to="loc_FBPPensionPlanMember" order="10" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_DefinedBenefitPlanAccumulatedOtherComprehensiveIncomeNetGainsLossesBeforeTax" xlink:label="loc_FBPDefinedBenefitPlanAccumulatedOtherComprehensiveIncomeNetGainsLossesBeforeTax" />
      <link:presentationArc order="10" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPDefinedBenefitPlanAccumulatedOtherComprehensiveIncomeNetGainsLossesBeforeTax" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_DefinedBenefitPlanAccumulatedOtherComprehensiveIncomeNetTransitionAssetsObligationsBeforeTax" xlink:label="loc_FBPDefinedBenefitPlanAccumulatedOtherComprehensiveIncomeNetTransitionAssetsObligationsBeforeTax" />
      <link:presentationArc order="20" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPDefinedBenefitPlanAccumulatedOtherComprehensiveIncomeNetTransitionAssetsObligationsBeforeTax" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_DefinedBenefitPlanAccumulatedOtherComprehensiveIncomeNetPriorServiceCostCreditBeforeTax" xlink:label="loc_FBPDefinedBenefitPlanAccumulatedOtherComprehensiveIncomeNetPriorServiceCostCreditBeforeTax" />
      <link:presentationArc order="30" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPDefinedBenefitPlanAccumulatedOtherComprehensiveIncomeNetPriorServiceCostCreditBeforeTax" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_DefinedBenefitPlanAccumulatedOtherComprehensiveIncomeBeforeTax" xlink:label="loc_FBPDefinedBenefitPlanAccumulatedOtherComprehensiveIncomeBeforeTax" />
      <link:presentationArc order="40" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPDefinedBenefitPlanAccumulatedOtherComprehensiveIncomeBeforeTax" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_AmountRecognizedAOCIBeforeTaxEffectTaxBenefit" xlink:label="loc_FBPAmountRecognizedAOCIBeforeTaxEffectTaxBenefit" />
      <link:presentationArc order="50" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPAmountRecognizedAOCIBeforeTaxEffectTaxBenefit" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_DefinedBenefitPlanAccumulatedOtherComprehensiveIncomeLossAfterTax" xlink:label="loc_FBPDefinedBenefitPlanAccumulatedOtherComprehensiveIncomeLossAfterTax" />
      <link:presentationArc order="60" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPDefinedBenefitPlanAccumulatedOtherComprehensiveIncomeLossAfterTax" xlink:type="arc" />
    </link:presentationLink>
    <link:presentationLink xlink:type="extended" xlink:role="http://firstbancorp.com/role/EmployeeBenefitPlansDetails3" xlink:title="0095 - Disclosure - Employee Benefit Plans (Details 3)">
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_CompensationAndRetirementDisclosureAbstract" xlink:label="loc_FBPCompensationAndRetirementDisclosureAbstract" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StatementTable" xlink:label="loc_FBPStatementTable" />
      <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPCompensationAndRetirementDisclosureAbstract" xlink:to="loc_FBPStatementTable" order="100" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StatementLineItems" xlink:label="loc_FBPStatementLineItems" />
      <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPStatementTable" xlink:to="loc_FBPStatementLineItems" order="200" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_DefinedBenefitPlansDisclosuresDefinedBenefitPlansAxis" xlink:label="loc_FBPDefinedBenefitPlansDisclosuresDefinedBenefitPlansAxis" />
      <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPStatementTable" xlink:to="loc_FBPDefinedBenefitPlansDisclosuresDefinedBenefitPlansAxis" order="10" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_DefinedBenefitPlansDisclosuresDefinedBenefitPlansDomain" xlink:label="loc_FBPDefinedBenefitPlansDisclosuresDefinedBenefitPlansDomain" />
      <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPDefinedBenefitPlansDisclosuresDefinedBenefitPlansAxis" xlink:to="loc_FBPDefinedBenefitPlansDisclosuresDefinedBenefitPlansDomain" order="0" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_PensionPlanMember" xlink:label="loc_FBPPensionPlanMember" />
      <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPDefinedBenefitPlansDisclosuresDefinedBenefitPlansDomain" xlink:to="loc_FBPPensionPlanMember" order="10" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_AccumulatedOtherComprehensiveIncomeLossDefinedBenefitPensionAndOtherPostretirementPlansNetOfTax" xlink:label="loc_FBPAccumulatedOtherComprehensiveIncomeLossDefinedBenefitPensionAndOtherPostretirementPlansNetOfTax" />
      <link:presentationArc order="20" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPAccumulatedOtherComprehensiveIncomeLossDefinedBenefitPensionAndOtherPostretirementPlansNetOfTax" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/periodStartLabel" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_OtherComprehensiveIncomeLossPensionAndOtherPostretirementBenefitPlansNetUnamortizedGainLossArisingDuringPeriodBeforeTax" xlink:label="loc_FBPOtherComprehensiveIncomeLossPensionAndOtherPostretirementBenefitPlansNetUnamortizedGainLossArisingDuringPeriodBeforeTax" />
      <link:presentationArc order="30" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPOtherComprehensiveIncomeLossPensionAndOtherPostretirementBenefitPlansNetUnamortizedGainLossArisingDuringPeriodBeforeTax" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_DefinedBenefitPlanAmountsRecognizedInOtherComprehensiveIncomeNetPriorServiceCostCreditBeforeTax" xlink:label="loc_FBPDefinedBenefitPlanAmountsRecognizedInOtherComprehensiveIncomeNetPriorServiceCostCreditBeforeTax" />
      <link:presentationArc order="40" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPDefinedBenefitPlanAmountsRecognizedInOtherComprehensiveIncomeNetPriorServiceCostCreditBeforeTax" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_OtherComprehensiveIncomeReclassificationOfDefinedBenefitPlanNetTransitionAssetObligationRecognizedInNetPeriodicBenefitCostBeforeTax" xlink:label="loc_FBPOtherComprehensiveIncomeReclassificationOfDefinedBenefitPlanNetTransitionAssetObligationRecognizedInNetPeriodicBenefitCostBeforeTax" />
      <link:presentationArc order="50" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPOtherComprehensiveIncomeReclassificationOfDefinedBenefitPlanNetTransitionAssetObligationRecognizedInNetPeriodicBenefitCostBeforeTax" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_AmortizationOfUnrecognizedActuarialLoss" xlink:label="loc_FBPAmortizationOfUnrecognizedActuarialLoss" />
      <link:presentationArc order="60" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPAmortizationOfUnrecognizedActuarialLoss" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_AmortizationOfPriorServiceCostAndTransitionObligation" xlink:label="loc_FBPAmortizationOfPriorServiceCostAndTransitionObligation" />
      <link:presentationArc order="70" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPAmortizationOfPriorServiceCostAndTransitionObligation" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_OtherComprehensiveIncomeDefinedBenefitPlansTaxPortionAttributableToParent" xlink:label="loc_FBPOtherComprehensiveIncomeDefinedBenefitPlansTaxPortionAttributableToParent" />
      <link:presentationArc order="80" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPOtherComprehensiveIncomeDefinedBenefitPlansTaxPortionAttributableToParent" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_AccumulatedOtherComprehensiveIncomeLossDefinedBenefitPensionAndOtherPostretirementPlansNetOfTax" xlink:label="loc_FBPAccumulatedOtherComprehensiveIncomeLossDefinedBenefitPensionAndOtherPostretirementPlansNetOfTax_2" />
      <link:presentationArc order="90" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPAccumulatedOtherComprehensiveIncomeLossDefinedBenefitPensionAndOtherPostretirementPlansNetOfTax_2" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/periodEndLabel" />
    </link:presentationLink>
    <link:presentationLink xlink:type="extended" xlink:role="http://firstbancorp.com/role/EmployeeBenefitPlansDetails4" xlink:title="0096 - Disclosure - Employee Benefit Plans (Details 4)">
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_CompensationAndRetirementDisclosureAbstract" xlink:label="loc_FBPCompensationAndRetirementDisclosureAbstract" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StatementTable" xlink:label="loc_FBPStatementTable" />
      <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPCompensationAndRetirementDisclosureAbstract" xlink:to="loc_FBPStatementTable" order="100" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StatementLineItems" xlink:label="loc_FBPStatementLineItems" />
      <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPStatementTable" xlink:to="loc_FBPStatementLineItems" order="200" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_DefinedBenefitPlansDisclosuresDefinedBenefitPlansAxis" xlink:label="loc_FBPDefinedBenefitPlansDisclosuresDefinedBenefitPlansAxis" />
      <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPStatementTable" xlink:to="loc_FBPDefinedBenefitPlansDisclosuresDefinedBenefitPlansAxis" order="10" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_DefinedBenefitPlansDisclosuresDefinedBenefitPlansDomain" xlink:label="loc_FBPDefinedBenefitPlansDisclosuresDefinedBenefitPlansDomain" />
      <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPDefinedBenefitPlansDisclosuresDefinedBenefitPlansAxis" xlink:to="loc_FBPDefinedBenefitPlansDisclosuresDefinedBenefitPlansDomain" order="0" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_PensionPlanMember" xlink:label="loc_FBPPensionPlanMember" />
      <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPDefinedBenefitPlansDisclosuresDefinedBenefitPlansDomain" xlink:to="loc_FBPPensionPlanMember" order="10" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_PrepaidPensionCosts" xlink:label="loc_FBPPrepaidPensionCosts" />
      <link:presentationArc order="10" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPPrepaidPensionCosts" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/periodStartLabel" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_DefinedBenefitPlanNetPeriodicBenefitCost" xlink:label="loc_FBPDefinedBenefitPlanNetPeriodicBenefitCost" />
      <link:presentationArc order="20" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPDefinedBenefitPlanNetPeriodicBenefitCost" xlink:type="arc" preferredLabel="http://www.xbrl.org/2009/role/negatedLabel" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_DefinedBenefitPlanContributionsByEmployer" xlink:label="loc_FBPDefinedBenefitPlanContributionsByEmployer" />
      <link:presentationArc order="30" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPDefinedBenefitPlanContributionsByEmployer" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_DefinedBenefitPlanRecognizedNetGainLossDueToSettlementsAndCurtailments1" xlink:label="loc_FBPDefinedBenefitPlanRecognizedNetGainLossDueToSettlementsAndCurtailments1" />
      <link:presentationArc order="40" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPDefinedBenefitPlanRecognizedNetGainLossDueToSettlementsAndCurtailments1" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_PrepaidPensionCosts" xlink:label="loc_FBPPrepaidPensionCosts_2" />
      <link:presentationArc order="50" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPPrepaidPensionCosts_2" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/periodEndLabel" />
    </link:presentationLink>
    <link:presentationLink xlink:type="extended" xlink:role="http://firstbancorp.com/role/EmployeeBenefitPlansDetails5" xlink:title="0097 - Disclosure - Employee Benefit Plans (Details 5)">
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_CompensationAndRetirementDisclosureAbstract" xlink:label="loc_FBPCompensationAndRetirementDisclosureAbstract" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StatementTable" xlink:label="loc_FBPStatementTable" />
      <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPCompensationAndRetirementDisclosureAbstract" xlink:to="loc_FBPStatementTable" order="100" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StatementLineItems" xlink:label="loc_FBPStatementLineItems" />
      <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPStatementTable" xlink:to="loc_FBPStatementLineItems" order="200" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_DefinedBenefitPlansDisclosuresDefinedBenefitPlansAxis" xlink:label="loc_FBPDefinedBenefitPlansDisclosuresDefinedBenefitPlansAxis" />
      <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPStatementTable" xlink:to="loc_FBPDefinedBenefitPlansDisclosuresDefinedBenefitPlansAxis" order="10" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_DefinedBenefitPlansDisclosuresDefinedBenefitPlansDomain" xlink:label="loc_FBPDefinedBenefitPlansDisclosuresDefinedBenefitPlansDomain" />
      <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPDefinedBenefitPlansDisclosuresDefinedBenefitPlansAxis" xlink:to="loc_FBPDefinedBenefitPlansDisclosuresDefinedBenefitPlansDomain" order="0" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_PensionPlanMember" xlink:label="loc_FBPPensionPlanMember" />
      <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPDefinedBenefitPlansDisclosuresDefinedBenefitPlansDomain" xlink:to="loc_FBPPensionPlanMember" order="10" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_DefinedBenefitPlanServiceCost" xlink:label="loc_FBPDefinedBenefitPlanServiceCost" />
      <link:presentationArc order="20" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPDefinedBenefitPlanServiceCost" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_DefinedBenefitPlanInterestCost" xlink:label="loc_FBPDefinedBenefitPlanInterestCost" />
      <link:presentationArc order="30" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPDefinedBenefitPlanInterestCost" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_DefinedBenefitPlanExpectedReturnOnPlanAssets" xlink:label="loc_FBPDefinedBenefitPlanExpectedReturnOnPlanAssets" />
      <link:presentationArc order="40" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPDefinedBenefitPlanExpectedReturnOnPlanAssets" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_DefinedBenefitPlanAmortizationOfGainsLosses" xlink:label="loc_FBPDefinedBenefitPlanAmortizationOfGainsLosses" />
      <link:presentationArc order="50" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPDefinedBenefitPlanAmortizationOfGainsLosses" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_DefinedBenefitPlanNetPeriodicBenefitCost" xlink:label="loc_FBPDefinedBenefitPlanNetPeriodicBenefitCost" />
      <link:presentationArc order="60" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPDefinedBenefitPlanNetPeriodicBenefitCost" xlink:type="arc" />
    </link:presentationLink>
    <link:presentationLink xlink:type="extended" xlink:role="http://firstbancorp.com/role/EmployeeBenefitPlansDetails6" xlink:title="0098 - Disclosure - Employee Benefit Plans (Details 6)">
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_CompensationAndRetirementDisclosureAbstract" xlink:label="loc_FBPCompensationAndRetirementDisclosureAbstract" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StatementTable" xlink:label="loc_FBPStatementTable" />
      <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPCompensationAndRetirementDisclosureAbstract" xlink:to="loc_FBPStatementTable" order="100" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StatementLineItems" xlink:label="loc_FBPStatementLineItems" />
      <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPStatementTable" xlink:to="loc_FBPStatementLineItems" order="200" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_DefinedBenefitPlansDisclosuresDefinedBenefitPlansAxis" xlink:label="loc_FBPDefinedBenefitPlansDisclosuresDefinedBenefitPlansAxis" />
      <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPStatementTable" xlink:to="loc_FBPDefinedBenefitPlansDisclosuresDefinedBenefitPlansAxis" order="10" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_DefinedBenefitPlansDisclosuresDefinedBenefitPlansDomain" xlink:label="loc_FBPDefinedBenefitPlansDisclosuresDefinedBenefitPlansDomain" />
      <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPDefinedBenefitPlansDisclosuresDefinedBenefitPlansAxis" xlink:to="loc_FBPDefinedBenefitPlansDisclosuresDefinedBenefitPlansDomain" order="0" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_PensionPlanMember" xlink:label="loc_FBPPensionPlanMember" />
      <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPDefinedBenefitPlansDisclosuresDefinedBenefitPlansDomain" xlink:to="loc_FBPPensionPlanMember" order="10" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_DefinedBenefitPlanExpectedFutureBenefitPaymentsNextTwelveMonths" xlink:label="loc_FBPDefinedBenefitPlanExpectedFutureBenefitPaymentsNextTwelveMonths" />
      <link:presentationArc order="0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPDefinedBenefitPlanExpectedFutureBenefitPaymentsNextTwelveMonths" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_DefinedBenefitPlanExpectedFutureBenefitPaymentsYearTwo" xlink:label="loc_FBPDefinedBenefitPlanExpectedFutureBenefitPaymentsYearTwo" />
      <link:presentationArc order="10" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPDefinedBenefitPlanExpectedFutureBenefitPaymentsYearTwo" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_DefinedBenefitPlanExpectedFutureBenefitPaymentsYearThree" xlink:label="loc_FBPDefinedBenefitPlanExpectedFutureBenefitPaymentsYearThree" />
      <link:presentationArc order="20" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPDefinedBenefitPlanExpectedFutureBenefitPaymentsYearThree" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_DefinedBenefitPlanExpectedFutureBenefitPaymentsYearFour" xlink:label="loc_FBPDefinedBenefitPlanExpectedFutureBenefitPaymentsYearFour" />
      <link:presentationArc order="30" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPDefinedBenefitPlanExpectedFutureBenefitPaymentsYearFour" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_DefinedBenefitPlanExpectedFutureBenefitPaymentsYearFive" xlink:label="loc_FBPDefinedBenefitPlanExpectedFutureBenefitPaymentsYearFive" />
      <link:presentationArc order="40" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPDefinedBenefitPlanExpectedFutureBenefitPaymentsYearFive" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_DefinedBenefitPlanExpectedFutureBenefitPaymentsFiveFiscalYearsThereafter" xlink:label="loc_FBPDefinedBenefitPlanExpectedFutureBenefitPaymentsFiveFiscalYearsThereafter" />
      <link:presentationArc order="50" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPDefinedBenefitPlanExpectedFutureBenefitPaymentsFiveFiscalYearsThereafter" xlink:type="arc" />
    </link:presentationLink>
    <link:presentationLink xlink:type="extended" xlink:role="http://firstbancorp.com/role/EmployeeBenefitPlansDetails7" xlink:title="0099 - Disclosure - Employee Benefit Plans (Details 7)">
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_CompensationAndRetirementDisclosureAbstract" xlink:label="loc_FBPCompensationAndRetirementDisclosureAbstract" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StatementTable" xlink:label="loc_FBPStatementTable" />
      <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPCompensationAndRetirementDisclosureAbstract" xlink:to="loc_FBPStatementTable" order="100" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StatementLineItems" xlink:label="loc_FBPStatementLineItems" />
      <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPStatementTable" xlink:to="loc_FBPStatementLineItems" order="200" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_DefinedBenefitPlanByPlanAssetCategoriesAxis" xlink:label="loc_FBPDefinedBenefitPlanByPlanAssetCategoriesAxis" />
      <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPStatementTable" xlink:to="loc_FBPDefinedBenefitPlanByPlanAssetCategoriesAxis" order="10" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_PlanAssetCategoriesDomain" xlink:label="loc_FBPPlanAssetCategoriesDomain" />
      <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPDefinedBenefitPlanByPlanAssetCategoriesAxis" xlink:to="loc_FBPPlanAssetCategoriesDomain" order="0" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_CashAndCashEquivalentsMember" xlink:label="loc_FBPCashAndCashEquivalentsMember" />
      <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPPlanAssetCategoriesDomain" xlink:to="loc_FBPCashAndCashEquivalentsMember" order="10" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_UsGovernmentBondFundMember" xlink:label="loc_FBPUsGovernmentBondFundMember" />
      <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPPlanAssetCategoriesDomain" xlink:to="loc_FBPUsGovernmentBondFundMember" order="20" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_UsCorporateBondFundMember" xlink:label="loc_FBPUsCorporateBondFundMember" />
      <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPPlanAssetCategoriesDomain" xlink:to="loc_FBPUsCorporateBondFundMember" order="30" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_UsCorporateHighYieldBondFundMember" xlink:label="loc_FBPUsCorporateHighYieldBondFundMember" />
      <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPPlanAssetCategoriesDomain" xlink:to="loc_FBPUsCorporateHighYieldBondFundMember" order="40" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_LargeCapValueFundMember" xlink:label="loc_FBPLargeCapValueFundMember" />
      <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPPlanAssetCategoriesDomain" xlink:to="loc_FBPLargeCapValueFundMember" order="50" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_LargeCapGrowthFundMember" xlink:label="loc_FBPLargeCapGrowthFundMember" />
      <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPPlanAssetCategoriesDomain" xlink:to="loc_FBPLargeCapGrowthFundMember" order="60" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_MidCapEquityFundMember" xlink:label="loc_FBPMidCapEquityFundMember" />
      <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPPlanAssetCategoriesDomain" xlink:to="loc_FBPMidCapEquityFundMember" order="70" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_SmallCapGrowthFundMember" xlink:label="loc_FBPSmallCapGrowthFundMember" />
      <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPPlanAssetCategoriesDomain" xlink:to="loc_FBPSmallCapGrowthFundMember" order="80" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_ForeignEquityFundMember" xlink:label="loc_FBPForeignEquityFundMember" />
      <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPPlanAssetCategoriesDomain" xlink:to="loc_FBPForeignEquityFundMember" order="90" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_CompanyStockMember" xlink:label="loc_FBPCompanyStockMember" />
      <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPPlanAssetCategoriesDomain" xlink:to="loc_FBPCompanyStockMember" order="100" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_DefinedBenefitPlanTargetPlanAssetAllocations" xlink:label="loc_FBPDefinedBenefitPlanTargetPlanAssetAllocations" />
      <link:presentationArc order="20" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPDefinedBenefitPlanTargetPlanAssetAllocations" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_DefinedBenefitPlanTargetPlanAssetAllocationsRangeMinimum" xlink:label="loc_FBPDefinedBenefitPlanTargetPlanAssetAllocationsRangeMinimum" />
      <link:presentationArc order="30" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPDefinedBenefitPlanTargetPlanAssetAllocationsRangeMinimum" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_DefinedBenefitPlanTargetPlanAssetAllocationsRangeMaximum" xlink:label="loc_FBPDefinedBenefitPlanTargetPlanAssetAllocationsRangeMaximum" />
      <link:presentationArc order="40" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPDefinedBenefitPlanTargetPlanAssetAllocationsRangeMaximum" xlink:type="arc" />
    </link:presentationLink>
    <link:presentationLink xlink:type="extended" xlink:role="http://firstbancorp.com/role/EmployeeBenefitPlansDetails8" xlink:title="0100 - Disclosure - Employee Benefit Plans (Details 8)">
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_CompensationAndRetirementDisclosureAbstract" xlink:label="loc_FBPCompensationAndRetirementDisclosureAbstract" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StatementTable" xlink:label="loc_FBPStatementTable" />
      <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPCompensationAndRetirementDisclosureAbstract" xlink:to="loc_FBPStatementTable" order="100" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StatementLineItems" xlink:label="loc_FBPStatementLineItems" />
      <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPStatementTable" xlink:to="loc_FBPStatementLineItems" order="200" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_DefinedBenefitPlanByPlanAssetCategoriesAxis" xlink:label="loc_FBPDefinedBenefitPlanByPlanAssetCategoriesAxis" />
      <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPStatementTable" xlink:to="loc_FBPDefinedBenefitPlanByPlanAssetCategoriesAxis" order="10" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_PlanAssetCategoriesDomain" xlink:label="loc_FBPPlanAssetCategoriesDomain" />
      <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPDefinedBenefitPlanByPlanAssetCategoriesAxis" xlink:to="loc_FBPPlanAssetCategoriesDomain" order="0" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_CashAndCashEquivalentsMember" xlink:label="loc_FBPCashAndCashEquivalentsMember" />
      <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPPlanAssetCategoriesDomain" xlink:to="loc_FBPCashAndCashEquivalentsMember" order="10" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_UsGovernmentBondFundMember" xlink:label="loc_FBPUsGovernmentBondFundMember" />
      <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPPlanAssetCategoriesDomain" xlink:to="loc_FBPUsGovernmentBondFundMember" order="20" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_UsCorporateBondFundMember" xlink:label="loc_FBPUsCorporateBondFundMember" />
      <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPPlanAssetCategoriesDomain" xlink:to="loc_FBPUsCorporateBondFundMember" order="30" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_UsCorporateHighYieldBondFundMember" xlink:label="loc_FBPUsCorporateHighYieldBondFundMember" />
      <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPPlanAssetCategoriesDomain" xlink:to="loc_FBPUsCorporateHighYieldBondFundMember" order="40" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_LargeCapValueFundMember" xlink:label="loc_FBPLargeCapValueFundMember" />
      <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPPlanAssetCategoriesDomain" xlink:to="loc_FBPLargeCapValueFundMember" order="50" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_LargeCapGrowthFundMember" xlink:label="loc_FBPLargeCapGrowthFundMember" />
      <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPPlanAssetCategoriesDomain" xlink:to="loc_FBPLargeCapGrowthFundMember" order="60" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_MidCapEquityFundMember" xlink:label="loc_FBPMidCapEquityFundMember" />
      <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPPlanAssetCategoriesDomain" xlink:to="loc_FBPMidCapEquityFundMember" order="70" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_SmallCapGrowthFundMember" xlink:label="loc_FBPSmallCapGrowthFundMember" />
      <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPPlanAssetCategoriesDomain" xlink:to="loc_FBPSmallCapGrowthFundMember" order="80" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_ForeignEquityFundMember" xlink:label="loc_FBPForeignEquityFundMember" />
      <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPPlanAssetCategoriesDomain" xlink:to="loc_FBPForeignEquityFundMember" order="90" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_CompanyStockMember" xlink:label="loc_FBPCompanyStockMember" />
      <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPPlanAssetCategoriesDomain" xlink:to="loc_FBPCompanyStockMember" order="100" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_InvestmentCategoryBenchmark" xlink:label="loc_FBPInvestmentCategoryBenchmark" />
      <link:presentationArc order="20" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPInvestmentCategoryBenchmark" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_RangeOfAcceptableDeviationFromInvestmentCategoryBenchmarkMinimum" xlink:label="loc_FBPRangeOfAcceptableDeviationFromInvestmentCategoryBenchmarkMinimum" />
      <link:presentationArc order="30" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPRangeOfAcceptableDeviationFromInvestmentCategoryBenchmarkMinimum" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_RangeOfAcceptableDeviationFromInvestmentCategoryBenchmarkMaximum" xlink:label="loc_FBPRangeOfAcceptableDeviationFromInvestmentCategoryBenchmarkMaximum" />
      <link:presentationArc order="40" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPRangeOfAcceptableDeviationFromInvestmentCategoryBenchmarkMaximum" xlink:type="arc" />
    </link:presentationLink>
    <link:presentationLink xlink:type="extended" xlink:role="http://firstbancorp.com/role/EmployeeBenefitPlansDetails9" xlink:title="0101 - Disclosure - Employee Benefit Plans (Details 9)">
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_CompensationAndRetirementDisclosureAbstract" xlink:label="loc_FBPCompensationAndRetirementDisclosureAbstract" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StatementTable" xlink:label="loc_FBPStatementTable" />
      <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPCompensationAndRetirementDisclosureAbstract" xlink:to="loc_FBPStatementTable" order="100" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StatementLineItems" xlink:label="loc_FBPStatementLineItems" />
      <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPStatementTable" xlink:to="loc_FBPStatementLineItems" order="200" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_DefinedBenefitPlanByPlanAssetCategoriesAxis" xlink:label="loc_FBPDefinedBenefitPlanByPlanAssetCategoriesAxis" />
      <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPStatementTable" xlink:to="loc_FBPDefinedBenefitPlanByPlanAssetCategoriesAxis" order="10" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_PlanAssetCategoriesDomain" xlink:label="loc_FBPPlanAssetCategoriesDomain" />
      <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPDefinedBenefitPlanByPlanAssetCategoriesAxis" xlink:to="loc_FBPPlanAssetCategoriesDomain" order="0" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_MoneyMarketFundsMember" xlink:label="loc_FBPMoneyMarketFundsMember" />
      <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPPlanAssetCategoriesDomain" xlink:to="loc_FBPMoneyMarketFundsMember" order="10" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_UsGovernmentBondFundMember" xlink:label="loc_FBPUsGovernmentBondFundMember" />
      <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPPlanAssetCategoriesDomain" xlink:to="loc_FBPUsGovernmentBondFundMember" order="30" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_UsCorporateBondFundMember" xlink:label="loc_FBPUsCorporateBondFundMember" />
      <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPPlanAssetCategoriesDomain" xlink:to="loc_FBPUsCorporateBondFundMember" order="50" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_UsCorporateHighYieldBondFundMember" xlink:label="loc_FBPUsCorporateHighYieldBondFundMember" />
      <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPPlanAssetCategoriesDomain" xlink:to="loc_FBPUsCorporateHighYieldBondFundMember" order="70" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_LargeCapValueFundMember" xlink:label="loc_FBPLargeCapValueFundMember" />
      <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPPlanAssetCategoriesDomain" xlink:to="loc_FBPLargeCapValueFundMember" order="90" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_LargeCapGrowthFundMember" xlink:label="loc_FBPLargeCapGrowthFundMember" />
      <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPPlanAssetCategoriesDomain" xlink:to="loc_FBPLargeCapGrowthFundMember" order="110" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_SmallCapGrowthFundMember" xlink:label="loc_FBPSmallCapGrowthFundMember" />
      <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPPlanAssetCategoriesDomain" xlink:to="loc_FBPSmallCapGrowthFundMember" order="130" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_MidCapGrowthFundMember" xlink:label="loc_FBPMidCapGrowthFundMember" />
      <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPPlanAssetCategoriesDomain" xlink:to="loc_FBPMidCapGrowthFundMember" order="150" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_ForeignEquityFundMember" xlink:label="loc_FBPForeignEquityFundMember" />
      <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPPlanAssetCategoriesDomain" xlink:to="loc_FBPForeignEquityFundMember" order="170" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_CompanyStockMember" xlink:label="loc_FBPCompanyStockMember" />
      <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPPlanAssetCategoriesDomain" xlink:to="loc_FBPCompanyStockMember" order="190" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_FairValueByFairValueHierarchyLevelAxis" xlink:label="loc_FBPFairValueByFairValueHierarchyLevelAxis" />
      <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPStatementTable" xlink:to="loc_FBPFairValueByFairValueHierarchyLevelAxis" order="20" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_FairValueMeasurementsFairValueHierarchyDomain" xlink:label="loc_FBPFairValueMeasurementsFairValueHierarchyDomain" />
      <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPFairValueByFairValueHierarchyLevelAxis" xlink:to="loc_FBPFairValueMeasurementsFairValueHierarchyDomain" order="0" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_FairValueInputsTotalMember" xlink:label="loc_FBPFairValueInputsTotalMember" />
      <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPFairValueMeasurementsFairValueHierarchyDomain" xlink:to="loc_FBPFairValueInputsTotalMember" order="10" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_FairValueInputsLevel2Member" xlink:label="loc_FBPFairValueInputsLevel2Member" />
      <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPFairValueMeasurementsFairValueHierarchyDomain" xlink:to="loc_FBPFairValueInputsLevel2Member" order="20" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_FairValueInputsLevel1Member" xlink:label="loc_FBPFairValueInputsLevel1Member" />
      <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPFairValueMeasurementsFairValueHierarchyDomain" xlink:to="loc_FBPFairValueInputsLevel1Member" order="40" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_DefinedBenefitPlanFairValueOfPlanAssets" xlink:label="loc_FBPDefinedBenefitPlanFairValueOfPlanAssets" />
      <link:presentationArc order="10" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPDefinedBenefitPlanFairValueOfPlanAssets" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
    </link:presentationLink>
    <link:presentationLink xlink:type="extended" xlink:role="http://firstbancorp.com/role/EmployeeBenefitPlansDetails10" xlink:title="0102 - Disclosure - Employee Benefit Plans (Details 10)">
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_CompensationAndRetirementDisclosureAbstract" xlink:label="loc_FBPCompensationAndRetirementDisclosureAbstract" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StatementTable" xlink:label="loc_FBPStatementTable" />
      <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPCompensationAndRetirementDisclosureAbstract" xlink:to="loc_FBPStatementTable" order="100" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StatementLineItems" xlink:label="loc_FBPStatementLineItems" />
      <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPStatementTable" xlink:to="loc_FBPStatementLineItems" order="200" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_DefinedBenefitPlansDisclosuresDefinedBenefitPlansAxis" xlink:label="loc_FBPDefinedBenefitPlansDisclosuresDefinedBenefitPlansAxis" />
      <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPStatementTable" xlink:to="loc_FBPDefinedBenefitPlansDisclosuresDefinedBenefitPlansAxis" order="10" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_DefinedBenefitPlansDisclosuresDefinedBenefitPlansDomain" xlink:label="loc_FBPDefinedBenefitPlansDisclosuresDefinedBenefitPlansDomain" />
      <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPDefinedBenefitPlansDisclosuresDefinedBenefitPlansAxis" xlink:to="loc_FBPDefinedBenefitPlansDisclosuresDefinedBenefitPlansDomain" order="0" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_SerpPlanCurrentYearMember" xlink:label="loc_FBPSerpPlanCurrentYearMember" />
      <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPDefinedBenefitPlansDisclosuresDefinedBenefitPlansDomain" xlink:to="loc_FBPSerpPlanCurrentYearMember" order="10" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_ChangeInBenefitObligation1Abstract" xlink:label="loc_FBPChangeInBenefitObligation1Abstract" />
      <link:presentationArc order="10" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPChangeInBenefitObligation1Abstract" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_DefinedBenefitPlanBenefitObligation" xlink:label="loc_FBPDefinedBenefitPlanBenefitObligation" />
      <link:presentationArc order="20" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPDefinedBenefitPlanBenefitObligation" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/periodStartLabel" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_DefinedBenefitPlanServiceCost" xlink:label="loc_FBPDefinedBenefitPlanServiceCost" />
      <link:presentationArc order="30" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPDefinedBenefitPlanServiceCost" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_DefinedBenefitPlanInterestCost" xlink:label="loc_FBPDefinedBenefitPlanInterestCost" />
      <link:presentationArc order="40" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPDefinedBenefitPlanInterestCost" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_DefinedBenefitPlanActuarialGainLoss" xlink:label="loc_FBPDefinedBenefitPlanActuarialGainLoss" />
      <link:presentationArc order="50" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPDefinedBenefitPlanActuarialGainLoss" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_DefinedBenefitPlanBenefitsPaid" xlink:label="loc_FBPDefinedBenefitPlanBenefitsPaid" />
      <link:presentationArc order="60" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPDefinedBenefitPlanBenefitsPaid" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_DefinedBenefitPlanCurtailments" xlink:label="loc_FBPDefinedBenefitPlanCurtailments" />
      <link:presentationArc order="70" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPDefinedBenefitPlanCurtailments" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_DefinedBenefitPlanBenefitObligation" xlink:label="loc_FBPDefinedBenefitPlanBenefitObligation_2" />
      <link:presentationArc order="80" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPDefinedBenefitPlanBenefitObligation_2" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/periodEndLabel" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_DefinedBenefitPlanFairValueOfPlanAssets" xlink:label="loc_FBPDefinedBenefitPlanFairValueOfPlanAssets" />
      <link:presentationArc order="90" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPDefinedBenefitPlanFairValueOfPlanAssets" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/periodEndLabel" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_DefinedBenefitPlanFundedStatusOfPlan" xlink:label="loc_FBPDefinedBenefitPlanFundedStatusOfPlan" />
      <link:presentationArc order="100" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPDefinedBenefitPlanFundedStatusOfPlan" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/periodEndLabel" />
    </link:presentationLink>
    <link:presentationLink xlink:type="extended" xlink:role="http://firstbancorp.com/role/EmployeeBenefitPlansDetails11" xlink:title="0103 - Disclosure - Employee Benefit Plans (Details 11)">
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_CompensationAndRetirementDisclosureAbstract" xlink:label="loc_FBPCompensationAndRetirementDisclosureAbstract" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StatementTable" xlink:label="loc_FBPStatementTable" />
      <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPCompensationAndRetirementDisclosureAbstract" xlink:to="loc_FBPStatementTable" order="100" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StatementLineItems" xlink:label="loc_FBPStatementLineItems" />
      <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPStatementTable" xlink:to="loc_FBPStatementLineItems" order="200" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_DefinedBenefitPlansDisclosuresDefinedBenefitPlansAxis" xlink:label="loc_FBPDefinedBenefitPlansDisclosuresDefinedBenefitPlansAxis" />
      <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPStatementTable" xlink:to="loc_FBPDefinedBenefitPlansDisclosuresDefinedBenefitPlansAxis" order="10" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_DefinedBenefitPlansDisclosuresDefinedBenefitPlansDomain" xlink:label="loc_FBPDefinedBenefitPlansDisclosuresDefinedBenefitPlansDomain" />
      <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPDefinedBenefitPlansDisclosuresDefinedBenefitPlansAxis" xlink:to="loc_FBPDefinedBenefitPlansDisclosuresDefinedBenefitPlansDomain" order="0" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_SerpPlanCurrentYearMember" xlink:label="loc_FBPSerpPlanCurrentYearMember" />
      <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPDefinedBenefitPlansDisclosuresDefinedBenefitPlansDomain" xlink:to="loc_FBPSerpPlanCurrentYearMember" order="10" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_DefinedBenefitPlanAssetsForPlanBenefitsCurrentAndNoncurrent" xlink:label="loc_FBPDefinedBenefitPlanAssetsForPlanBenefitsCurrentAndNoncurrent" />
      <link:presentationArc order="10" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPDefinedBenefitPlanAssetsForPlanBenefitsCurrentAndNoncurrent" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_PensionAndOtherPostretirementDefinedBenefitPlansLiabilitiesCurrentAndNoncurrent" xlink:label="loc_FBPPensionAndOtherPostretirementDefinedBenefitPlansLiabilitiesCurrentAndNoncurrent" />
      <link:presentationArc order="20" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPPensionAndOtherPostretirementDefinedBenefitPlansLiabilitiesCurrentAndNoncurrent" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_DefinedBenefitPlanAmountsRecognizedInBalanceSheet" xlink:label="loc_FBPDefinedBenefitPlanAmountsRecognizedInBalanceSheet" />
      <link:presentationArc order="30" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPDefinedBenefitPlanAmountsRecognizedInBalanceSheet" xlink:type="arc" />
    </link:presentationLink>
    <link:presentationLink xlink:type="extended" xlink:role="http://firstbancorp.com/role/EmployeeBenefitPlansDetails12" xlink:title="0104 - Disclosure - Employee Benefit Plans (Details 12)">
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_CompensationAndRetirementDisclosureAbstract" xlink:label="loc_FBPCompensationAndRetirementDisclosureAbstract" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StatementTable" xlink:label="loc_FBPStatementTable" />
      <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPCompensationAndRetirementDisclosureAbstract" xlink:to="loc_FBPStatementTable" order="100" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StatementLineItems" xlink:label="loc_FBPStatementLineItems" />
      <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPStatementTable" xlink:to="loc_FBPStatementLineItems" order="200" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_DefinedBenefitPlansDisclosuresDefinedBenefitPlansAxis" xlink:label="loc_FBPDefinedBenefitPlansDisclosuresDefinedBenefitPlansAxis" />
      <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPStatementTable" xlink:to="loc_FBPDefinedBenefitPlansDisclosuresDefinedBenefitPlansAxis" order="10" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_DefinedBenefitPlansDisclosuresDefinedBenefitPlansDomain" xlink:label="loc_FBPDefinedBenefitPlansDisclosuresDefinedBenefitPlansDomain" />
      <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPDefinedBenefitPlansDisclosuresDefinedBenefitPlansAxis" xlink:to="loc_FBPDefinedBenefitPlansDisclosuresDefinedBenefitPlansDomain" order="0" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_SerpPlanCurrentYearMember" xlink:label="loc_FBPSerpPlanCurrentYearMember" />
      <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPDefinedBenefitPlansDisclosuresDefinedBenefitPlansDomain" xlink:to="loc_FBPSerpPlanCurrentYearMember" order="10" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_DefinedBenefitPlanAccumulatedOtherComprehensiveIncomeNetGainsLossesBeforeTax" xlink:label="loc_FBPDefinedBenefitPlanAccumulatedOtherComprehensiveIncomeNetGainsLossesBeforeTax" />
      <link:presentationArc order="10" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPDefinedBenefitPlanAccumulatedOtherComprehensiveIncomeNetGainsLossesBeforeTax" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_DefinedBenefitPlanAccumulatedOtherComprehensiveIncomeNetPriorServiceCostCreditBeforeTax" xlink:label="loc_FBPDefinedBenefitPlanAccumulatedOtherComprehensiveIncomeNetPriorServiceCostCreditBeforeTax" />
      <link:presentationArc order="20" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPDefinedBenefitPlanAccumulatedOtherComprehensiveIncomeNetPriorServiceCostCreditBeforeTax" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_DefinedBenefitPlanAccumulatedOtherComprehensiveIncomeBeforeTax" xlink:label="loc_FBPDefinedBenefitPlanAccumulatedOtherComprehensiveIncomeBeforeTax" />
      <link:presentationArc order="30" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPDefinedBenefitPlanAccumulatedOtherComprehensiveIncomeBeforeTax" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_AmountRecognizedAOCIBeforeTaxEffectTaxBenefit" xlink:label="loc_FBPAmountRecognizedAOCIBeforeTaxEffectTaxBenefit" />
      <link:presentationArc order="40" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPAmountRecognizedAOCIBeforeTaxEffectTaxBenefit" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_DefinedBenefitPlanAccumulatedOtherComprehensiveIncomeLossAfterTax" xlink:label="loc_FBPDefinedBenefitPlanAccumulatedOtherComprehensiveIncomeLossAfterTax" />
      <link:presentationArc order="50" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPDefinedBenefitPlanAccumulatedOtherComprehensiveIncomeLossAfterTax" xlink:type="arc" />
    </link:presentationLink>
    <link:presentationLink xlink:type="extended" xlink:role="http://firstbancorp.com/role/EmployeeBenefitPlansDetails13" xlink:title="0105 - Disclosure - Employee Benefit Plans (Details 13)">
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_CompensationAndRetirementDisclosureAbstract" xlink:label="loc_FBPCompensationAndRetirementDisclosureAbstract" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StatementTable" xlink:label="loc_FBPStatementTable" />
      <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPCompensationAndRetirementDisclosureAbstract" xlink:to="loc_FBPStatementTable" order="100" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StatementLineItems" xlink:label="loc_FBPStatementLineItems" />
      <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPStatementTable" xlink:to="loc_FBPStatementLineItems" order="200" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_DefinedBenefitPlansDisclosuresDefinedBenefitPlansAxis" xlink:label="loc_FBPDefinedBenefitPlansDisclosuresDefinedBenefitPlansAxis" />
      <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPStatementTable" xlink:to="loc_FBPDefinedBenefitPlansDisclosuresDefinedBenefitPlansAxis" order="10" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_DefinedBenefitPlansDisclosuresDefinedBenefitPlansDomain" xlink:label="loc_FBPDefinedBenefitPlansDisclosuresDefinedBenefitPlansDomain" />
      <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPDefinedBenefitPlansDisclosuresDefinedBenefitPlansAxis" xlink:to="loc_FBPDefinedBenefitPlansDisclosuresDefinedBenefitPlansDomain" order="0" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_SerpPlanCurrentYearMember" xlink:label="loc_FBPSerpPlanCurrentYearMember" />
      <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPDefinedBenefitPlansDisclosuresDefinedBenefitPlansDomain" xlink:to="loc_FBPSerpPlanCurrentYearMember" order="10" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_AccumulatedOtherComprehensiveIncomeLossDefinedBenefitPensionAndOtherPostretirementPlansNetOfTax" xlink:label="loc_FBPAccumulatedOtherComprehensiveIncomeLossDefinedBenefitPensionAndOtherPostretirementPlansNetOfTax" />
      <link:presentationArc order="10" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPAccumulatedOtherComprehensiveIncomeLossDefinedBenefitPensionAndOtherPostretirementPlansNetOfTax" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/periodStartLabel" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_OtherComprehensiveIncomeLossPensionAndOtherPostretirementBenefitPlansNetUnamortizedGainLossArisingDuringPeriodBeforeTax" xlink:label="loc_FBPOtherComprehensiveIncomeLossPensionAndOtherPostretirementBenefitPlansNetUnamortizedGainLossArisingDuringPeriodBeforeTax" />
      <link:presentationArc order="20" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPOtherComprehensiveIncomeLossPensionAndOtherPostretirementBenefitPlansNetUnamortizedGainLossArisingDuringPeriodBeforeTax" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_DefinedBenefitPlanAmountsRecognizedInOtherComprehensiveIncomeNetPriorServiceCostCreditBeforeTax" xlink:label="loc_FBPDefinedBenefitPlanAmountsRecognizedInOtherComprehensiveIncomeNetPriorServiceCostCreditBeforeTax" />
      <link:presentationArc order="30" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPDefinedBenefitPlanAmountsRecognizedInOtherComprehensiveIncomeNetPriorServiceCostCreditBeforeTax" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_AmortizationOfUnrecognizedActuarialLoss" xlink:label="loc_FBPAmortizationOfUnrecognizedActuarialLoss" />
      <link:presentationArc order="40" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPAmortizationOfUnrecognizedActuarialLoss" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_AmortizationOfPriorServiceCostAndTransitionObligation" xlink:label="loc_FBPAmortizationOfPriorServiceCostAndTransitionObligation" />
      <link:presentationArc order="50" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPAmortizationOfPriorServiceCostAndTransitionObligation" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_OtherComprehensiveIncomeDefinedBenefitPlansTaxPortionAttributableToParent" xlink:label="loc_FBPOtherComprehensiveIncomeDefinedBenefitPlansTaxPortionAttributableToParent" />
      <link:presentationArc order="60" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPOtherComprehensiveIncomeDefinedBenefitPlansTaxPortionAttributableToParent" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_AccumulatedOtherComprehensiveIncomeLossDefinedBenefitPensionAndOtherPostretirementPlansNetOfTax" xlink:label="loc_FBPAccumulatedOtherComprehensiveIncomeLossDefinedBenefitPensionAndOtherPostretirementPlansNetOfTax_2" />
      <link:presentationArc order="70" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPAccumulatedOtherComprehensiveIncomeLossDefinedBenefitPensionAndOtherPostretirementPlansNetOfTax_2" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/periodEndLabel" />
    </link:presentationLink>
    <link:presentationLink xlink:type="extended" xlink:role="http://firstbancorp.com/role/EmployeeBenefitPlansDetails14" xlink:title="0106 - Disclosure - Employee Benefit Plans (Details 14)">
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_CompensationAndRetirementDisclosureAbstract" xlink:label="loc_FBPCompensationAndRetirementDisclosureAbstract" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StatementTable" xlink:label="loc_FBPStatementTable" />
      <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPCompensationAndRetirementDisclosureAbstract" xlink:to="loc_FBPStatementTable" order="100" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StatementLineItems" xlink:label="loc_FBPStatementLineItems" />
      <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPStatementTable" xlink:to="loc_FBPStatementLineItems" order="200" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_DefinedBenefitPlansDisclosuresDefinedBenefitPlansAxis" xlink:label="loc_FBPDefinedBenefitPlansDisclosuresDefinedBenefitPlansAxis" />
      <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPStatementTable" xlink:to="loc_FBPDefinedBenefitPlansDisclosuresDefinedBenefitPlansAxis" order="10" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_DefinedBenefitPlansDisclosuresDefinedBenefitPlansDomain" xlink:label="loc_FBPDefinedBenefitPlansDisclosuresDefinedBenefitPlansDomain" />
      <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPDefinedBenefitPlansDisclosuresDefinedBenefitPlansAxis" xlink:to="loc_FBPDefinedBenefitPlansDisclosuresDefinedBenefitPlansDomain" order="0" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_SerpPlanCurrentYearMember" xlink:label="loc_FBPSerpPlanCurrentYearMember" />
      <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPDefinedBenefitPlansDisclosuresDefinedBenefitPlansDomain" xlink:to="loc_FBPSerpPlanCurrentYearMember" order="10" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_PrepaidPensionCosts" xlink:label="loc_FBPPrepaidPensionCosts" />
      <link:presentationArc order="10" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPPrepaidPensionCosts" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/periodStartLabel" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_DefinedBenefitPlanNetPeriodicBenefitCost" xlink:label="loc_FBPDefinedBenefitPlanNetPeriodicBenefitCost" />
      <link:presentationArc order="20" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPDefinedBenefitPlanNetPeriodicBenefitCost" xlink:type="arc" preferredLabel="http://www.xbrl.org/2009/role/negatedLabel" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_DefinedBenefitPlanBenefitsPaid" xlink:label="loc_FBPDefinedBenefitPlanBenefitsPaid" />
      <link:presentationArc order="30" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPDefinedBenefitPlanBenefitsPaid" xlink:type="arc" preferredLabel="http://www.xbrl.org/2009/role/negatedLabel" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_DefinedBenefitPlanRecognizedNetGainLossDueToSettlementsAndCurtailments1" xlink:label="loc_FBPDefinedBenefitPlanRecognizedNetGainLossDueToSettlementsAndCurtailments1" />
      <link:presentationArc order="40" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPDefinedBenefitPlanRecognizedNetGainLossDueToSettlementsAndCurtailments1" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_PrepaidPensionCosts" xlink:label="loc_FBPPrepaidPensionCosts_2" />
      <link:presentationArc order="50" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPPrepaidPensionCosts_2" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/periodEndLabel" />
    </link:presentationLink>
    <link:presentationLink xlink:type="extended" xlink:role="http://firstbancorp.com/role/EmployeeBenefitPlansDetails15" xlink:title="0107 - Disclosure - Employee Benefit Plans (Details 15)">
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_CompensationAndRetirementDisclosureAbstract" xlink:label="loc_FBPCompensationAndRetirementDisclosureAbstract" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StatementTable" xlink:label="loc_FBPStatementTable" />
      <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPCompensationAndRetirementDisclosureAbstract" xlink:to="loc_FBPStatementTable" order="100" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StatementLineItems" xlink:label="loc_FBPStatementLineItems" />
      <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPStatementTable" xlink:to="loc_FBPStatementLineItems" order="200" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_DefinedBenefitPlansDisclosuresDefinedBenefitPlansAxis" xlink:label="loc_FBPDefinedBenefitPlansDisclosuresDefinedBenefitPlansAxis" />
      <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPStatementTable" xlink:to="loc_FBPDefinedBenefitPlansDisclosuresDefinedBenefitPlansAxis" order="10" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_DefinedBenefitPlansDisclosuresDefinedBenefitPlansDomain" xlink:label="loc_FBPDefinedBenefitPlansDisclosuresDefinedBenefitPlansDomain" />
      <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPDefinedBenefitPlansDisclosuresDefinedBenefitPlansAxis" xlink:to="loc_FBPDefinedBenefitPlansDisclosuresDefinedBenefitPlansDomain" order="0" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_SerpPlanCurrentYearMember" xlink:label="loc_FBPSerpPlanCurrentYearMember" />
      <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPDefinedBenefitPlansDisclosuresDefinedBenefitPlansDomain" xlink:to="loc_FBPSerpPlanCurrentYearMember" order="10" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_DefinedBenefitPlanServiceCost" xlink:label="loc_FBPDefinedBenefitPlanServiceCost" />
      <link:presentationArc order="10" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPDefinedBenefitPlanServiceCost" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_DefinedBenefitPlanInterestCost" xlink:label="loc_FBPDefinedBenefitPlanInterestCost" />
      <link:presentationArc order="20" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPDefinedBenefitPlanInterestCost" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_DefinedBenefitPlanAmortizationOfGainsLosses" xlink:label="loc_FBPDefinedBenefitPlanAmortizationOfGainsLosses" />
      <link:presentationArc order="30" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPDefinedBenefitPlanAmortizationOfGainsLosses" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_DefinedBenefitPlanNetPeriodicBenefitCost" xlink:label="loc_FBPDefinedBenefitPlanNetPeriodicBenefitCost" />
      <link:presentationArc order="40" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPDefinedBenefitPlanNetPeriodicBenefitCost" xlink:type="arc" />
    </link:presentationLink>
    <link:presentationLink xlink:type="extended" xlink:role="http://firstbancorp.com/role/EmployeeBenefitPlansDetails16" xlink:title="0108 - Disclosure - Employee Benefit Plans (Details 16)">
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_CompensationAndRetirementDisclosureAbstract" xlink:label="loc_FBPCompensationAndRetirementDisclosureAbstract" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StatementTable" xlink:label="loc_FBPStatementTable" />
      <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPCompensationAndRetirementDisclosureAbstract" xlink:to="loc_FBPStatementTable" order="100" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StatementLineItems" xlink:label="loc_FBPStatementLineItems" />
      <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPStatementTable" xlink:to="loc_FBPStatementLineItems" order="200" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_DefinedBenefitPlansDisclosuresDefinedBenefitPlansAxis" xlink:label="loc_FBPDefinedBenefitPlansDisclosuresDefinedBenefitPlansAxis" />
      <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPStatementTable" xlink:to="loc_FBPDefinedBenefitPlansDisclosuresDefinedBenefitPlansAxis" order="10" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_DefinedBenefitPlansDisclosuresDefinedBenefitPlansDomain" xlink:label="loc_FBPDefinedBenefitPlansDisclosuresDefinedBenefitPlansDomain" />
      <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPDefinedBenefitPlansDisclosuresDefinedBenefitPlansAxis" xlink:to="loc_FBPDefinedBenefitPlansDisclosuresDefinedBenefitPlansDomain" order="0" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_SerpPlanCurrentYearMember" xlink:label="loc_FBPSerpPlanCurrentYearMember" />
      <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPDefinedBenefitPlansDisclosuresDefinedBenefitPlansDomain" xlink:to="loc_FBPSerpPlanCurrentYearMember" order="10" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_DefinedBenefitPlanExpectedFutureBenefitPaymentsNextTwelveMonths" xlink:label="loc_FBPDefinedBenefitPlanExpectedFutureBenefitPaymentsNextTwelveMonths" />
      <link:presentationArc order="10" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPDefinedBenefitPlanExpectedFutureBenefitPaymentsNextTwelveMonths" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_DefinedBenefitPlanExpectedFutureBenefitPaymentsYearTwo" xlink:label="loc_FBPDefinedBenefitPlanExpectedFutureBenefitPaymentsYearTwo" />
      <link:presentationArc order="20" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPDefinedBenefitPlanExpectedFutureBenefitPaymentsYearTwo" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_DefinedBenefitPlanExpectedFutureBenefitPaymentsYearThree" xlink:label="loc_FBPDefinedBenefitPlanExpectedFutureBenefitPaymentsYearThree" />
      <link:presentationArc order="30" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPDefinedBenefitPlanExpectedFutureBenefitPaymentsYearThree" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_DefinedBenefitPlanExpectedFutureBenefitPaymentsYearFour" xlink:label="loc_FBPDefinedBenefitPlanExpectedFutureBenefitPaymentsYearFour" />
      <link:presentationArc order="40" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPDefinedBenefitPlanExpectedFutureBenefitPaymentsYearFour" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_DefinedBenefitPlanExpectedFutureBenefitPaymentsYearFive" xlink:label="loc_FBPDefinedBenefitPlanExpectedFutureBenefitPaymentsYearFive" />
      <link:presentationArc order="50" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPDefinedBenefitPlanExpectedFutureBenefitPaymentsYearFive" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_DefinedBenefitPlanExpectedFutureBenefitPaymentsFiveFiscalYearsThereafter" xlink:label="loc_FBPDefinedBenefitPlanExpectedFutureBenefitPaymentsFiveFiscalYearsThereafter" />
      <link:presentationArc order="60" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPDefinedBenefitPlanExpectedFutureBenefitPaymentsFiveFiscalYearsThereafter" xlink:type="arc" />
    </link:presentationLink>
    <link:presentationLink xlink:type="extended" xlink:role="http://firstbancorp.com/role/EmployeeBenefitPlansDetails17" xlink:title="0109 - Disclosure - Employee Benefit Plans (Details 17)">
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_CompensationAndRetirementDisclosureAbstract" xlink:label="loc_FBPCompensationAndRetirementDisclosureAbstract" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StatementTable" xlink:label="loc_FBPStatementTable" />
      <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPCompensationAndRetirementDisclosureAbstract" xlink:to="loc_FBPStatementTable" order="100" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StatementLineItems" xlink:label="loc_FBPStatementLineItems" />
      <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPStatementTable" xlink:to="loc_FBPStatementLineItems" order="200" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_DefinedBenefitPlansDisclosuresDefinedBenefitPlansAxis" xlink:label="loc_FBPDefinedBenefitPlansDisclosuresDefinedBenefitPlansAxis" />
      <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPStatementTable" xlink:to="loc_FBPDefinedBenefitPlansDisclosuresDefinedBenefitPlansAxis" order="10" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_DefinedBenefitPlansDisclosuresDefinedBenefitPlansDomain" xlink:label="loc_FBPDefinedBenefitPlansDisclosuresDefinedBenefitPlansDomain" />
      <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPDefinedBenefitPlansDisclosuresDefinedBenefitPlansAxis" xlink:to="loc_FBPDefinedBenefitPlansDisclosuresDefinedBenefitPlansDomain" order="0" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_PensionPlanMember" xlink:label="loc_FBPPensionPlanMember" />
      <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPDefinedBenefitPlansDisclosuresDefinedBenefitPlansDomain" xlink:to="loc_FBPPensionPlanMember" order="10" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_SerpPlanCurrentYearMember" xlink:label="loc_FBPSerpPlanCurrentYearMember" />
      <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPDefinedBenefitPlansDisclosuresDefinedBenefitPlansDomain" xlink:to="loc_FBPSerpPlanCurrentYearMember" order="40" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_DefinedBenefitPlanAssumptionsUsedCalculatingNetPeriodicBenefitCostDiscountRate" xlink:label="loc_FBPDefinedBenefitPlanAssumptionsUsedCalculatingNetPeriodicBenefitCostDiscountRate" />
      <link:presentationArc order="20" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPDefinedBenefitPlanAssumptionsUsedCalculatingNetPeriodicBenefitCostDiscountRate" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_DefinedBenefitPlanAssumptionsUsedCalculatingBenefitObligationDiscountRate" xlink:label="loc_FBPDefinedBenefitPlanAssumptionsUsedCalculatingBenefitObligationDiscountRate" />
      <link:presentationArc order="30" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPDefinedBenefitPlanAssumptionsUsedCalculatingBenefitObligationDiscountRate" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/periodEndLabel" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_DefinedBenefitPlanAssumptionsUsedCalculatingNetPeriodicBenefitCostExpectedLongTermReturnOnAssets" xlink:label="loc_FBPDefinedBenefitPlanAssumptionsUsedCalculatingNetPeriodicBenefitCostExpectedLongTermReturnOnAssets" />
      <link:presentationArc order="40" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPDefinedBenefitPlanAssumptionsUsedCalculatingNetPeriodicBenefitCostExpectedLongTermReturnOnAssets" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_DefinedBenefitPlanAssumptionsUsedCalculatingNetPeriodicBenefitCostRateOfCompensationIncrease" xlink:label="loc_FBPDefinedBenefitPlanAssumptionsUsedCalculatingNetPeriodicBenefitCostRateOfCompensationIncrease" />
      <link:presentationArc order="50" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPDefinedBenefitPlanAssumptionsUsedCalculatingNetPeriodicBenefitCostRateOfCompensationIncrease" xlink:type="arc" />
    </link:presentationLink>
    <link:presentationLink xlink:type="extended" xlink:role="http://firstbancorp.com/role/CommitmentsContingenciesAndConcentrationsOfCreditRiskDetailsNarrative" xlink:title="0110 - Disclosure - Commitments, Contingencies, and Concentrations of Credit Risk (Details Narrative)">
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_CommitmentsAndContingenciesDisclosureAbstract" xlink:label="loc_FBPCommitmentsAndContingenciesDisclosureAbstract" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StatementTable" xlink:label="loc_FBPStatementTable" />
      <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPCommitmentsAndContingenciesDisclosureAbstract" xlink:to="loc_FBPStatementTable" order="100" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StatementLineItems" xlink:label="loc_FBPStatementLineItems" />
      <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPStatementTable" xlink:to="loc_FBPStatementLineItems" order="200" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis" xlink:label="loc_FBPMajorTypesOfDebtAndEquitySecuritiesAxis" />
      <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPStatementTable" xlink:to="loc_FBPMajorTypesOfDebtAndEquitySecuritiesAxis" order="10" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_MajorTypesOfDebtAndEquitySecuritiesDomain" xlink:label="loc_FBPMajorTypesOfDebtAndEquitySecuritiesDomain" />
      <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPMajorTypesOfDebtAndEquitySecuritiesAxis" xlink:to="loc_FBPMajorTypesOfDebtAndEquitySecuritiesDomain" order="0" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_FederalHomeLoanBankAtlantaMember" xlink:label="loc_FBPFederalHomeLoanBankAtlantaMember" />
      <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPMajorTypesOfDebtAndEquitySecuritiesDomain" xlink:to="loc_FBPFederalHomeLoanBankAtlantaMember" order="20" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_FederalReserveBankMember" xlink:label="loc_FBPFederalReserveBankMember" />
      <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPMajorTypesOfDebtAndEquitySecuritiesDomain" xlink:to="loc_FBPFederalReserveBankMember" order="30" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_BankAmericaMember" xlink:label="loc_FBPBankAmericaMember" />
      <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPMajorTypesOfDebtAndEquitySecuritiesDomain" xlink:to="loc_FBPBankAmericaMember" order="40" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_BbtMember" xlink:label="loc_FBPBbtMember" />
      <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPMajorTypesOfDebtAndEquitySecuritiesDomain" xlink:to="loc_FBPBbtMember" order="50" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_CreditFacilityAxis" xlink:label="loc_FBPCreditFacilityAxis" />
      <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPStatementTable" xlink:to="loc_FBPCreditFacilityAxis" order="20" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_CreditFacilityDomain" xlink:label="loc_FBPCreditFacilityDomain" />
      <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPCreditFacilityAxis" xlink:to="loc_FBPCreditFacilityDomain" order="0" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_BankStandbyLettersOfCredit" xlink:label="loc_FBPBankStandbyLettersOfCredit" />
      <link:presentationArc order="10" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPBankStandbyLettersOfCredit" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_MarketableSecuritiesToAnyOneIssuerOrGuarantorThreshold" xlink:label="loc_FBPMarketableSecuritiesToAnyOneIssuerOrGuarantorThreshold" />
      <link:presentationArc order="20" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPMarketableSecuritiesToAnyOneIssuerOrGuarantorThreshold" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_Deposits" xlink:label="loc_FBPDeposits" />
      <link:presentationArc order="30" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPDeposits" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_CashFDICInsuredAmount" xlink:label="loc_FBPCashFDICInsuredAmount" />
      <link:presentationArc order="40" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPCashFDICInsuredAmount" xlink:type="arc" />
    </link:presentationLink>
    <link:presentationLink xlink:type="extended" xlink:role="http://firstbancorp.com/role/CommitmentsContingenciesAndConcentrationsOfCreditRiskDetails" xlink:title="0111 - Disclosure - Commitments, Contingencies, and Concentrations of Credit Risk (Details)">
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_CommitmentsAndContingenciesDisclosureAbstract" xlink:label="loc_FBPCommitmentsAndContingenciesDisclosureAbstract" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StatementTable" xlink:label="loc_FBPStatementTable" />
      <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPCommitmentsAndContingenciesDisclosureAbstract" xlink:to="loc_FBPStatementTable" order="100" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StatementLineItems" xlink:label="loc_FBPStatementLineItems" />
      <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPStatementTable" xlink:to="loc_FBPStatementLineItems" order="200" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ConcentrationRiskByTypeAxis" xlink:label="loc_FBPConcentrationRiskByTypeAxis" />
      <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPStatementTable" xlink:to="loc_FBPConcentrationRiskByTypeAxis" order="10" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ConcentrationRiskTypeDomain" xlink:label="loc_FBPConcentrationRiskTypeDomain" />
      <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPConcentrationRiskByTypeAxis" xlink:to="loc_FBPConcentrationRiskTypeDomain" order="0" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_FixedRateMember" xlink:label="loc_FBPFixedRateMember" />
      <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPConcentrationRiskTypeDomain" xlink:to="loc_FBPFixedRateMember" order="10" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_VariableRateMember" xlink:label="loc_FBPVariableRateMember" />
      <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPConcentrationRiskTypeDomain" xlink:to="loc_FBPVariableRateMember" order="20" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_OutstandingClosedendLoanCommitments" xlink:label="loc_FBPOutstandingClosedendLoanCommitments" />
      <link:presentationArc order="10" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPOutstandingClosedendLoanCommitments" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_UnfundedCommitmentsOnRevolvingLinesOfCreditCreditCardsAndHomeEquityLoans" xlink:label="loc_FBPUnfundedCommitmentsOnRevolvingLinesOfCreditCreditCardsAndHomeEquityLoans" />
      <link:presentationArc order="20" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPUnfundedCommitmentsOnRevolvingLinesOfCreditCreditCardsAndHomeEquityLoans" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_CommitmentsTotal" xlink:label="loc_FBPCommitmentsTotal" />
      <link:presentationArc order="30" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPCommitmentsTotal" xlink:type="arc" />
    </link:presentationLink>
    <link:presentationLink xlink:type="extended" xlink:role="http://firstbancorp.com/role/CommitmentsContingenciesAndConcentrationsOfCreditRiskDetails1" xlink:title="0112 - Disclosure - Commitments, Contingencies, and Concentrations of Credit Risk (Details 1)">
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_CommitmentsAndContingenciesDisclosureAbstract" xlink:label="loc_FBPCommitmentsAndContingenciesDisclosureAbstract" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StatementTable" xlink:label="loc_FBPStatementTable" />
      <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPCommitmentsAndContingenciesDisclosureAbstract" xlink:to="loc_FBPStatementTable" order="100" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StatementLineItems" xlink:label="loc_FBPStatementLineItems" />
      <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPStatementTable" xlink:to="loc_FBPStatementLineItems" order="200" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis" xlink:label="loc_FBPMajorTypesOfDebtAndEquitySecuritiesAxis" />
      <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPStatementTable" xlink:to="loc_FBPMajorTypesOfDebtAndEquitySecuritiesAxis" order="10" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_MajorTypesOfDebtAndEquitySecuritiesDomain" xlink:label="loc_FBPMajorTypesOfDebtAndEquitySecuritiesDomain" />
      <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPMajorTypesOfDebtAndEquitySecuritiesAxis" xlink:to="loc_FBPMajorTypesOfDebtAndEquitySecuritiesDomain" order="0" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMember" xlink:label="loc_FBPMortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMember" />
      <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPMajorTypesOfDebtAndEquitySecuritiesDomain" xlink:to="loc_FBPMortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMember" order="10" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_SmallBusinessAdministrationMember" xlink:label="loc_FBPSmallBusinessAdministrationMember" />
      <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPMajorTypesOfDebtAndEquitySecuritiesDomain" xlink:to="loc_FBPSmallBusinessAdministrationMember" order="20" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_FederalHomeLoanBankSystemBondsMember" xlink:label="loc_FBPFederalHomeLoanBankSystemBondsMember" />
      <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPMajorTypesOfDebtAndEquitySecuritiesDomain" xlink:to="loc_FBPFederalHomeLoanBankSystemBondsMember" order="30" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_FederalHomeLoanBankSystemCommonStockMember" xlink:label="loc_FBPFederalHomeLoanBankSystemCommonStockMember" />
      <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPMajorTypesOfDebtAndEquitySecuritiesDomain" xlink:to="loc_FBPFederalHomeLoanBankSystemCommonStockMember" order="40" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_CravenCountyNorthCarolinaMunicipalBondMember" xlink:label="loc_FBPCravenCountyNorthCarolinaMunicipalBondMember" />
      <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPMajorTypesOfDebtAndEquitySecuritiesDomain" xlink:to="loc_FBPCravenCountyNorthCarolinaMunicipalBondMember" order="50" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_FirstCitizensBancorpSouthCarolinaBondTrustPreferredSecuritiesMember" xlink:label="loc_FBPFirstCitizensBancorpSouthCarolinaBondTrustPreferredSecuritiesMember" />
      <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPMajorTypesOfDebtAndEquitySecuritiesDomain" xlink:to="loc_FBPFirstCitizensBancorpSouthCarolinaBondTrustPreferredSecuritiesMember" order="60" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprises1Member" xlink:label="loc_FBPMortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprises1Member" />
      <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPMajorTypesOfDebtAndEquitySecuritiesDomain" xlink:to="loc_FBPMortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprises1Member" order="70" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_USGovernmentSponsoredEnterprisesDebtSecurities1Member" xlink:label="loc_FBPUSGovernmentSponsoredEnterprisesDebtSecurities1Member" />
      <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPMajorTypesOfDebtAndEquitySecuritiesDomain" xlink:to="loc_FBPUSGovernmentSponsoredEnterprisesDebtSecurities1Member" order="80" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_USGovernmentSponsoredEnterprisesDebtSecurities2Member" xlink:label="loc_FBPUSGovernmentSponsoredEnterprisesDebtSecurities2Member" />
      <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPMajorTypesOfDebtAndEquitySecuritiesDomain" xlink:to="loc_FBPUSGovernmentSponsoredEnterprisesDebtSecurities2Member" order="90" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_FederalFarmCreditBondsMember" xlink:label="loc_FBPFederalFarmCreditBondsMember" />
      <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPMajorTypesOfDebtAndEquitySecuritiesDomain" xlink:to="loc_FBPFederalFarmCreditBondsMember" order="100" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_USGovernmentSponsoredEnterprisesDebtSecurities3Member" xlink:label="loc_FBPUSGovernmentSponsoredEnterprisesDebtSecurities3Member" />
      <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPMajorTypesOfDebtAndEquitySecuritiesDomain" xlink:to="loc_FBPUSGovernmentSponsoredEnterprisesDebtSecurities3Member" order="110" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_USGovernmentSponsoredEnterprisesDebtSecurities4Member" xlink:label="loc_FBPUSGovernmentSponsoredEnterprisesDebtSecurities4Member" />
      <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPMajorTypesOfDebtAndEquitySecuritiesDomain" xlink:to="loc_FBPUSGovernmentSponsoredEnterprisesDebtSecurities4Member" order="120" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_AmortizedCostAvailableForSaleAndHeldToMaturity" xlink:label="loc_FBPAmortizedCostAvailableForSaleAndHeldToMaturity" />
      <link:presentationArc order="0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPAmortizedCostAvailableForSaleAndHeldToMaturity" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_FairValueAvailableForSaleAndHeldToMaturity" xlink:label="loc_FBPFairValueAvailableForSaleAndHeldToMaturity" />
      <link:presentationArc order="10" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPFairValueAvailableForSaleAndHeldToMaturity" xlink:type="arc" />
    </link:presentationLink>
    <link:presentationLink xlink:type="extended" xlink:role="http://firstbancorp.com/role/FairValueDetailsNarrative" xlink:title="0113 - Disclosure - Fair Value (Details Narrative)">
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_FairValueNarrativeDetailsAbstract" xlink:label="loc_FBPFairValueNarrativeDetailsAbstract" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_OtherComprehensiveIncomeLossAvailableForSaleSecuritiesAdjustmentNetOfTax" xlink:label="loc_FBPOtherComprehensiveIncomeLossAvailableForSaleSecuritiesAdjustmentNetOfTax" />
      <link:presentationArc order="0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPFairValueNarrativeDetailsAbstract" xlink:to="loc_FBPOtherComprehensiveIncomeLossAvailableForSaleSecuritiesAdjustmentNetOfTax" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_OtherComprehensiveIncomeAvailableforsaleSecuritiesTaxPortionAttributableToParent" xlink:label="loc_FBPOtherComprehensiveIncomeAvailableforsaleSecuritiesTaxPortionAttributableToParent" />
      <link:presentationArc order="10" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPFairValueNarrativeDetailsAbstract" xlink:to="loc_FBPOtherComprehensiveIncomeAvailableforsaleSecuritiesTaxPortionAttributableToParent" xlink:type="arc" />
    </link:presentationLink>
    <link:presentationLink xlink:type="extended" xlink:role="http://firstbancorp.com/role/FairValueDetails" xlink:title="0114 - Disclosure - Fair Value (Details)">
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_FairValueDetailsAbstract" xlink:label="loc_FBPFairValueDetailsAbstract" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StatementTable" xlink:label="loc_FBPStatementTable" />
      <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPFairValueDetailsAbstract" xlink:to="loc_FBPStatementTable" order="100" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StatementLineItems" xlink:label="loc_FBPStatementLineItems" />
      <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPStatementTable" xlink:to="loc_FBPStatementLineItems" order="200" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_FairValueByMeasurementFrequencyAxis" xlink:label="loc_FBPFairValueByMeasurementFrequencyAxis" />
      <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPStatementTable" xlink:to="loc_FBPFairValueByMeasurementFrequencyAxis" order="10" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_FairValueDisclosureItemAmountsDomain" xlink:label="loc_FBPFairValueDisclosureItemAmountsDomain" />
      <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPFairValueByMeasurementFrequencyAxis" xlink:to="loc_FBPFairValueDisclosureItemAmountsDomain" order="0" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_FairValueMeasurementsRecurringMember" xlink:label="loc_FBPFairValueMeasurementsRecurringMember" />
      <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPFairValueDisclosureItemAmountsDomain" xlink:to="loc_FBPFairValueMeasurementsRecurringMember" order="10" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_FairValueMeasurementsNonrecurringMember" xlink:label="loc_FBPFairValueMeasurementsNonrecurringMember" />
      <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPFairValueDisclosureItemAmountsDomain" xlink:to="loc_FBPFairValueMeasurementsNonrecurringMember" order="50" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_FairValueByFairValueHierarchyLevelAxis" xlink:label="loc_FBPFairValueByFairValueHierarchyLevelAxis" />
      <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPStatementTable" xlink:to="loc_FBPFairValueByFairValueHierarchyLevelAxis" order="20" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_FairValueMeasurementsFairValueHierarchyDomain" xlink:label="loc_FBPFairValueMeasurementsFairValueHierarchyDomain" />
      <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPFairValueByFairValueHierarchyLevelAxis" xlink:to="loc_FBPFairValueMeasurementsFairValueHierarchyDomain" order="0" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_EstimateOfFairValueFairValueDisclosureMember" xlink:label="loc_FBPEstimateOfFairValueFairValueDisclosureMember" />
      <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPFairValueMeasurementsFairValueHierarchyDomain" xlink:to="loc_FBPEstimateOfFairValueFairValueDisclosureMember" order="10" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_FairValueInputsLevel1Member" xlink:label="loc_FBPFairValueInputsLevel1Member" />
      <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPFairValueMeasurementsFairValueHierarchyDomain" xlink:to="loc_FBPFairValueInputsLevel1Member" order="20" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_FairValueInputsLevel2Member" xlink:label="loc_FBPFairValueInputsLevel2Member" />
      <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPFairValueMeasurementsFairValueHierarchyDomain" xlink:to="loc_FBPFairValueInputsLevel2Member" order="30" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_FairValueInputsLevel3Member" xlink:label="loc_FBPFairValueInputsLevel3Member" />
      <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPFairValueMeasurementsFairValueHierarchyDomain" xlink:to="loc_FBPFairValueInputsLevel3Member" order="40" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_FinancialInstrumentsMeasuredAtFairValueOnRecurringAndNonrecurringBasisAbstract" xlink:label="loc_FBPFinancialInstrumentsMeasuredAtFairValueOnRecurringAndNonrecurringBasisAbstract" />
      <link:presentationArc order="0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPFinancialInstrumentsMeasuredAtFairValueOnRecurringAndNonrecurringBasisAbstract" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_DescriptionOfFinancialInstrumentsAbstract" xlink:label="loc_FBPDescriptionOfFinancialInstrumentsAbstract" />
      <link:presentationArc order="10" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPDescriptionOfFinancialInstrumentsAbstract" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_AvailableForSaleSecuritiesAbstract" xlink:label="loc_FBPAvailableForSaleSecuritiesAbstract" />
      <link:presentationArc order="20" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPDescriptionOfFinancialInstrumentsAbstract" xlink:to="loc_FBPAvailableForSaleSecuritiesAbstract" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_GovernmentSponsoredEnterpriseSecuritiesFairValueDisclosure" xlink:label="loc_FBPGovernmentSponsoredEnterpriseSecuritiesFairValueDisclosure" />
      <link:presentationArc order="30" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPAvailableForSaleSecuritiesAbstract" xlink:to="loc_FBPGovernmentSponsoredEnterpriseSecuritiesFairValueDisclosure" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_MortgageBackedSecuritiesAvailableForSaleFairValueDisclosure" xlink:label="loc_FBPMortgageBackedSecuritiesAvailableForSaleFairValueDisclosure" />
      <link:presentationArc order="40" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPAvailableForSaleSecuritiesAbstract" xlink:to="loc_FBPMortgageBackedSecuritiesAvailableForSaleFairValueDisclosure" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_CorporateBondsFairValueDisclosure" xlink:label="loc_FBPCorporateBondsFairValueDisclosure" />
      <link:presentationArc order="50" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPAvailableForSaleSecuritiesAbstract" xlink:to="loc_FBPCorporateBondsFairValueDisclosure" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_EquitySecuritiesFairValueDisclosure" xlink:label="loc_FBPEquitySecuritiesFairValueDisclosure" />
      <link:presentationArc order="60" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPAvailableForSaleSecuritiesAbstract" xlink:to="loc_FBPEquitySecuritiesFairValueDisclosure" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_AvailableForSaleSecuritiesFairValueDisclosure" xlink:label="loc_FBPAvailableForSaleSecuritiesFairValueDisclosure" />
      <link:presentationArc order="70" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPAvailableForSaleSecuritiesFairValueDisclosure" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_ImpairedLoansCoveredFairValueDisclosure" xlink:label="loc_FBPImpairedLoansCoveredFairValueDisclosure" />
      <link:presentationArc order="90" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPImpairedLoansCoveredFairValueDisclosure" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_ImpairedLoansNonCoveredFairValueDisclosure" xlink:label="loc_FBPImpairedLoansNonCoveredFairValueDisclosure" />
      <link:presentationArc order="100" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPImpairedLoansNonCoveredFairValueDisclosure" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_OtherRealEstateCoveredFairValueDisclosure" xlink:label="loc_FBPOtherRealEstateCoveredFairValueDisclosure" />
      <link:presentationArc order="110" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPOtherRealEstateCoveredFairValueDisclosure" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_OtherRealEstateNonCoveredFairValueDisclosure" xlink:label="loc_FBPOtherRealEstateNonCoveredFairValueDisclosure" />
      <link:presentationArc order="120" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPOtherRealEstateNonCoveredFairValueDisclosure" xlink:type="arc" />
    </link:presentationLink>
    <link:presentationLink xlink:type="extended" xlink:role="http://firstbancorp.com/role/FairValueDetails1" xlink:title="0115 - Disclosure - Fair Value (Details 1)">
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_NotesToFinancialStatementsAbstract" xlink:label="loc_FBPNotesToFinancialStatementsAbstract" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StatementTable" xlink:label="loc_FBPStatementTable" />
      <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPNotesToFinancialStatementsAbstract" xlink:to="loc_FBPStatementTable" order="100" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StatementLineItems" xlink:label="loc_FBPStatementLineItems" />
      <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPStatementTable" xlink:to="loc_FBPStatementLineItems" order="200" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_FairValueByAssetClassAxis" xlink:label="loc_FBPFairValueByAssetClassAxis" />
      <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPStatementTable" xlink:to="loc_FBPFairValueByAssetClassAxis" order="10" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_FairValueByAssetClassDomain" xlink:label="loc_FBPFairValueByAssetClassDomain" />
      <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPFairValueByAssetClassAxis" xlink:to="loc_FBPFairValueByAssetClassDomain" order="0" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_ImpairedLoansCoveredMember" xlink:label="loc_FBPImpairedLoansCoveredMember" />
      <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPFairValueByAssetClassDomain" xlink:to="loc_FBPImpairedLoansCoveredMember" order="10" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_ImpairedLoansNonCoveredMember" xlink:label="loc_FBPImpairedLoansNonCoveredMember" />
      <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPFairValueByAssetClassDomain" xlink:to="loc_FBPImpairedLoansNonCoveredMember" order="30" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_ForeclosedRealEstateCoveredMember" xlink:label="loc_FBPForeclosedRealEstateCoveredMember" />
      <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPFairValueByAssetClassDomain" xlink:to="loc_FBPForeclosedRealEstateCoveredMember" order="50" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_ForeclosedRealEstateNonCoveredMember" xlink:label="loc_FBPForeclosedRealEstateNonCoveredMember" />
      <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPFairValueByAssetClassDomain" xlink:to="loc_FBPForeclosedRealEstateNonCoveredMember" order="70" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_ImpairedLoansCoveredFairValueDisclosure" xlink:label="loc_FBPImpairedLoansCoveredFairValueDisclosure" />
      <link:presentationArc order="10" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPImpairedLoansCoveredFairValueDisclosure" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_ImpairedLoansNonCoveredFairValueDisclosure" xlink:label="loc_FBPImpairedLoansNonCoveredFairValueDisclosure" />
      <link:presentationArc order="20" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPImpairedLoansNonCoveredFairValueDisclosure" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_OtherRealEstateCoveredFairValueDisclosure" xlink:label="loc_FBPOtherRealEstateCoveredFairValueDisclosure" />
      <link:presentationArc order="30" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPOtherRealEstateCoveredFairValueDisclosure" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_OtherRealEstateNonCoveredFairValueDisclosure" xlink:label="loc_FBPOtherRealEstateNonCoveredFairValueDisclosure" />
      <link:presentationArc order="40" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPOtherRealEstateNonCoveredFairValueDisclosure" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_FairValueMeasurementsValuationTechniques" xlink:label="loc_FBPFairValueMeasurementsValuationTechniques" />
      <link:presentationArc order="60" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPFairValueMeasurementsValuationTechniques" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_FairValueMeasurementsSignificantAssumptions" xlink:label="loc_FBPFairValueMeasurementsSignificantAssumptions" />
      <link:presentationArc order="70" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPFairValueMeasurementsSignificantAssumptions" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_GeneralRangeOfSignificantInputValuesMinimum" xlink:label="loc_FBPGeneralRangeOfSignificantInputValuesMinimum" />
      <link:presentationArc order="80" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPGeneralRangeOfSignificantInputValuesMinimum" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_GeneralRangeOfSignificantInputValuesMaximum" xlink:label="loc_FBPGeneralRangeOfSignificantInputValuesMaximum" />
      <link:presentationArc order="90" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPGeneralRangeOfSignificantInputValuesMaximum" xlink:type="arc" />
    </link:presentationLink>
    <link:presentationLink xlink:type="extended" xlink:role="http://firstbancorp.com/role/FairValueDetails2" xlink:title="0116 - Disclosure - Fair Value (Details 2)">
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_FairValueDetails1Abstract" xlink:label="loc_FBPFairValueDetails1Abstract" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StatementTable" xlink:label="loc_FBPStatementTable" />
      <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPFairValueDetails1Abstract" xlink:to="loc_FBPStatementTable" order="100" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StatementLineItems" xlink:label="loc_FBPStatementLineItems" />
      <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPStatementTable" xlink:to="loc_FBPStatementLineItems" order="200" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_FairValueByFairValueHierarchyLevelAxis" xlink:label="loc_FBPFairValueByFairValueHierarchyLevelAxis" />
      <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPStatementTable" xlink:to="loc_FBPFairValueByFairValueHierarchyLevelAxis" order="10" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_FairValueMeasurementsFairValueHierarchyDomain" xlink:label="loc_FBPFairValueMeasurementsFairValueHierarchyDomain" />
      <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPFairValueByFairValueHierarchyLevelAxis" xlink:to="loc_FBPFairValueMeasurementsFairValueHierarchyDomain" order="0" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_FairValueInputsLevelMember" xlink:label="loc_FBPFairValueInputsLevelMember" />
      <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPFairValueMeasurementsFairValueHierarchyDomain" xlink:to="loc_FBPFairValueInputsLevelMember" order="10" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_FairValueByBalanceSheetGroupingDisclosureItemAmountsAxis" xlink:label="loc_FBPFairValueByBalanceSheetGroupingDisclosureItemAmountsAxis" />
      <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPStatementTable" xlink:to="loc_FBPFairValueByBalanceSheetGroupingDisclosureItemAmountsAxis" order="20" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_FairValueDisclosureItemAmountsDomain" xlink:label="loc_FBPFairValueDisclosureItemAmountsDomain" />
      <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPFairValueByBalanceSheetGroupingDisclosureItemAmountsAxis" xlink:to="loc_FBPFairValueDisclosureItemAmountsDomain" order="0" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_CarryingReportedAmountFairValueDisclosureMember" xlink:label="loc_FBPCarryingReportedAmountFairValueDisclosureMember" />
      <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPFairValueDisclosureItemAmountsDomain" xlink:to="loc_FBPCarryingReportedAmountFairValueDisclosureMember" order="20" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_EstimateOfFairValueFairValueDisclosureMember" xlink:label="loc_FBPEstimateOfFairValueFairValueDisclosureMember" />
      <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPFairValueDisclosureItemAmountsDomain" xlink:to="loc_FBPEstimateOfFairValueFairValueDisclosureMember" order="30" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_CarryingAmountsAndEstimatedFairValuesOfFinancialInstrumentsAbstract" xlink:label="loc_FBPCarryingAmountsAndEstimatedFairValuesOfFinancialInstrumentsAbstract" />
      <link:presentationArc order="0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPCarryingAmountsAndEstimatedFairValuesOfFinancialInstrumentsAbstract" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_CashAndCashEquivalentsFairValueDisclosure" xlink:label="loc_FBPCashAndCashEquivalentsFairValueDisclosure" />
      <link:presentationArc order="10" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPCarryingAmountsAndEstimatedFairValuesOfFinancialInstrumentsAbstract" xlink:to="loc_FBPCashAndCashEquivalentsFairValueDisclosure" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_DueFromBanks" xlink:label="loc_FBPDueFromBanks" />
      <link:presentationArc order="20" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPCarryingAmountsAndEstimatedFairValuesOfFinancialInstrumentsAbstract" xlink:to="loc_FBPDueFromBanks" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_FedFundsSoldFairValueDisclosure" xlink:label="loc_FBPFedFundsSoldFairValueDisclosure" />
      <link:presentationArc order="30" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPCarryingAmountsAndEstimatedFairValuesOfFinancialInstrumentsAbstract" xlink:to="loc_FBPFedFundsSoldFairValueDisclosure" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_AvailableForSaleSecuritiesFairValueDisclosure" xlink:label="loc_FBPAvailableForSaleSecuritiesFairValueDisclosure" />
      <link:presentationArc order="40" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPAvailableForSaleSecuritiesFairValueDisclosure" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_HeldToMaturitySecuritiesFairValueDisclosure" xlink:label="loc_FBPHeldToMaturitySecuritiesFairValueDisclosure" />
      <link:presentationArc order="50" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPHeldToMaturitySecuritiesFairValueDisclosure" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_PresoldMortgagesInProcessOfSettlementFairValueDisclosure" xlink:label="loc_FBPPresoldMortgagesInProcessOfSettlementFairValueDisclosure" />
      <link:presentationArc order="60" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPPresoldMortgagesInProcessOfSettlementFairValueDisclosure" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_LoansReceivableFairValueDisclosure" xlink:label="loc_FBPLoansReceivableFairValueDisclosure" />
      <link:presentationArc order="70" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPLoansReceivableFairValueDisclosure" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_LoansAndLeasesReceivableNetReportedAmountCovered" xlink:label="loc_FBPLoansAndLeasesReceivableNetReportedAmountCovered" />
      <link:presentationArc order="80" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPLoansAndLeasesReceivableNetReportedAmountCovered" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_LoansHeldForSaleFairValueDisclosure" xlink:label="loc_FBPLoansHeldForSaleFairValueDisclosure" />
      <link:presentationArc order="90" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPLoansHeldForSaleFairValueDisclosure" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_InterestReceivable" xlink:label="loc_FBPInterestReceivable" />
      <link:presentationArc order="100" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPInterestReceivable" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_FDICIndemnificationAsset" xlink:label="loc_FBPFDICIndemnificationAsset" />
      <link:presentationArc order="110" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPFDICIndemnificationAsset" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_BankOwnedLifeInsurance" xlink:label="loc_FBPBankOwnedLifeInsurance" />
      <link:presentationArc order="120" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPBankOwnedLifeInsurance" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_DepositsFairValueDisclosure" xlink:label="loc_FBPDepositsFairValueDisclosure" />
      <link:presentationArc order="130" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPDepositsFairValueDisclosure" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_SecuritiesLoanedOrSoldUnderAgreementsToRepurchaseFairValueDisclosure" xlink:label="loc_FBPSecuritiesLoanedOrSoldUnderAgreementsToRepurchaseFairValueDisclosure" />
      <link:presentationArc order="140" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPSecuritiesLoanedOrSoldUnderAgreementsToRepurchaseFairValueDisclosure" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_DebtInstrumentFairValue" xlink:label="loc_FBPDebtInstrumentFairValue" />
      <link:presentationArc order="150" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPDebtInstrumentFairValue" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_InterestPayableCurrentAndNoncurrent" xlink:label="loc_FBPInterestPayableCurrentAndNoncurrent" />
      <link:presentationArc order="160" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPInterestPayableCurrentAndNoncurrent" xlink:type="arc" />
    </link:presentationLink>
    <link:presentationLink xlink:type="extended" xlink:role="http://firstbancorp.com/role/Equity-BasedCompensationPlansDetailsNarrative" xlink:title="0117 - Disclosure - Equity-Based Compensation Plans (Details Narrative)">
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_EquitybasedCompensationPlansNarrativeDetailsAbstract" xlink:label="loc_FBPEquitybasedCompensationPlansNarrativeDetailsAbstract" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StatementTable" xlink:label="loc_FBPStatementTable" />
      <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPEquitybasedCompensationPlansNarrativeDetailsAbstract" xlink:to="loc_FBPStatementTable" order="100" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StatementLineItems" xlink:label="loc_FBPStatementLineItems" />
      <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPStatementTable" xlink:to="loc_FBPStatementLineItems" order="200" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_PlanNameAxis" xlink:label="loc_FBPPlanNameAxis" />
      <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPStatementTable" xlink:to="loc_FBPPlanNameAxis" order="10" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_PlanNameDomain" xlink:label="loc_FBPPlanNameDomain" />
      <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPPlanNameAxis" xlink:to="loc_FBPPlanNameDomain" order="0" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_FirstBancorpPlansMember" xlink:label="loc_FBPFirstBancorpPlansMember" />
      <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPPlanNameDomain" xlink:to="loc_FBPFirstBancorpPlansMember" order="40" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_FirstBancorpEquityPlanMember" xlink:label="loc_FBPFirstBancorpEquityPlanMember" />
      <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPPlanNameDomain" xlink:to="loc_FBPFirstBancorpEquityPlanMember" order="60" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_AwardTypeAxis" xlink:label="loc_FBPAwardTypeAxis" />
      <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPStatementTable" xlink:to="loc_FBPAwardTypeAxis" order="20" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardAwardTypeAndPlanNameDomain" xlink:label="loc_FBPShareBasedCompensationArrangementsByShareBasedPaymentAwardAwardTypeAndPlanNameDomain" />
      <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPAwardTypeAxis" xlink:to="loc_FBPShareBasedCompensationArrangementsByShareBasedPaymentAwardAwardTypeAndPlanNameDomain" order="0" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_FebruaryPriorYearAwardMember" xlink:label="loc_FBPFebruaryPriorYearAwardMember" />
      <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPShareBasedCompensationArrangementsByShareBasedPaymentAwardAwardTypeAndPlanNameDomain" xlink:to="loc_FBPFebruaryPriorYearAwardMember" order="70" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_FebruaryCurrentYearAwardMember" xlink:label="loc_FBPFebruaryCurrentYearAwardMember" />
      <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPShareBasedCompensationArrangementsByShareBasedPaymentAwardAwardTypeAndPlanNameDomain" xlink:to="loc_FBPFebruaryCurrentYearAwardMember" order="90" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_RestrictedSharesAwardMember" xlink:label="loc_FBPRestrictedSharesAwardMember" />
      <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPShareBasedCompensationArrangementsByShareBasedPaymentAwardAwardTypeAndPlanNameDomain" xlink:to="loc_FBPRestrictedSharesAwardMember" order="100" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_PerformanceUnitStockOptionAwardMember" xlink:label="loc_FBPPerformanceUnitStockOptionAwardMember" />
      <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPShareBasedCompensationArrangementsByShareBasedPaymentAwardAwardTypeAndPlanNameDomain" xlink:to="loc_FBPPerformanceUnitStockOptionAwardMember" order="130" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_EquityGrant1Member" xlink:label="loc_FBPEquityGrant1Member" />
      <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPShareBasedCompensationArrangementsByShareBasedPaymentAwardAwardTypeAndPlanNameDomain" xlink:to="loc_FBPEquityGrant1Member" order="150" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_EquityGrant2Member" xlink:label="loc_FBPEquityGrant2Member" />
      <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPShareBasedCompensationArrangementsByShareBasedPaymentAwardAwardTypeAndPlanNameDomain" xlink:to="loc_FBPEquityGrant2Member" order="160" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_EquityGrant3Member" xlink:label="loc_FBPEquityGrant3Member" />
      <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPShareBasedCompensationArrangementsByShareBasedPaymentAwardAwardTypeAndPlanNameDomain" xlink:to="loc_FBPEquityGrant3Member" order="170" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_EquityGrant4Member" xlink:label="loc_FBPEquityGrant4Member" />
      <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPShareBasedCompensationArrangementsByShareBasedPaymentAwardAwardTypeAndPlanNameDomain" xlink:to="loc_FBPEquityGrant4Member" order="180" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_DirectorGrantsMember" xlink:label="loc_FBPDirectorGrantsMember" />
      <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPShareBasedCompensationArrangementsByShareBasedPaymentAwardAwardTypeAndPlanNameDomain" xlink:to="loc_FBPDirectorGrantsMember" order="210" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_EmployeeGrantsMember" xlink:label="loc_FBPEmployeeGrantsMember" />
      <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPShareBasedCompensationArrangementsByShareBasedPaymentAwardAwardTypeAndPlanNameDomain" xlink:to="loc_FBPEmployeeGrantsMember" order="220" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_DeferredCompensationArrangementWithIndividualExcludingShareBasedPaymentsAndPostretirementBenefitsByTitleOfIndividualAxis" xlink:label="loc_FBPDeferredCompensationArrangementWithIndividualExcludingShareBasedPaymentsAndPostretirementBenefitsByTitleOfIndividualAxis" />
      <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPStatementTable" xlink:to="loc_FBPDeferredCompensationArrangementWithIndividualExcludingShareBasedPaymentsAndPostretirementBenefitsByTitleOfIndividualAxis" order="30" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_TitleOfIndividualWithRelationshipToEntityDomain" xlink:label="loc_FBPTitleOfIndividualWithRelationshipToEntityDomain" />
      <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPDeferredCompensationArrangementWithIndividualExcludingShareBasedPaymentsAndPostretirementBenefitsByTitleOfIndividualAxis" xlink:to="loc_FBPTitleOfIndividualWithRelationshipToEntityDomain" order="0" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_DirectorEquityGrants" xlink:label="loc_FBPDirectorEquityGrants" />
      <link:presentationArc order="0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPDirectorEquityGrants" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_AllocatedShareBasedCompensationExpenseTotal" xlink:label="loc_FBPAllocatedShareBasedCompensationExpenseTotal" />
      <link:presentationArc order="10" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPAllocatedShareBasedCompensationExpenseTotal" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_AllocatedShareBasedCompensationExpense" xlink:label="loc_FBPAllocatedShareBasedCompensationExpense" />
      <link:presentationArc order="20" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPAllocatedShareBasedCompensationExpense" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_SubsequentQuarterCompensationExpenseAssociatedWithSeniorExecutivesGrants" xlink:label="loc_FBPSubsequentQuarterCompensationExpenseAssociatedWithSeniorExecutivesGrants" />
      <link:presentationArc order="30" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPSubsequentQuarterCompensationExpenseAssociatedWithSeniorExecutivesGrants" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeLowerRangeLimit" xlink:label="loc_FBPShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeLowerRangeLimit" />
      <link:presentationArc order="40" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeLowerRangeLimit" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeUpperRangeLimit" xlink:label="loc_FBPShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeUpperRangeLimit" />
      <link:presentationArc order="50" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeUpperRangeLimit" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardNumberOfSharesAvailableForGrant" xlink:label="loc_FBPShareBasedCompensationArrangementByShareBasedPaymentAwardNumberOfSharesAvailableForGrant" />
      <link:presentationArc order="60" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPShareBasedCompensationArrangementByShareBasedPaymentAwardNumberOfSharesAvailableForGrant" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardNonOptionEquityInstrumentsGranted" xlink:label="loc_FBPShareBasedCompensationArrangementByShareBasedPaymentAwardNonOptionEquityInstrumentsGranted" />
      <link:presentationArc order="70" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPShareBasedCompensationArrangementByShareBasedPaymentAwardNonOptionEquityInstrumentsGranted" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriodWeightedAverageGrantDateFairValue" xlink:label="loc_FBPShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriodWeightedAverageGrantDateFairValue" />
      <link:presentationArc order="80" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriodWeightedAverageGrantDateFairValue" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_StockBasedCompensationIncomeTaxBenefit" xlink:label="loc_FBPStockBasedCompensationIncomeTaxBenefit" />
      <link:presentationArc order="90" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPStockBasedCompensationIncomeTaxBenefit" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ProceedsFromStockOptionsExercised" xlink:label="loc_FBPProceedsFromStockOptionsExercised" />
      <link:presentationArc order="100" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPProceedsFromStockOptionsExercised" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_DirectorEquitySharesPerDirector" xlink:label="loc_FBPDirectorEquitySharesPerDirector" />
      <link:presentationArc order="110" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPDirectorEquitySharesPerDirector" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_TaxBenefitsFromExerciseOfNonqualifiedStockOptions" xlink:label="loc_FBPTaxBenefitsFromExerciseOfNonqualifiedStockOptions" />
      <link:presentationArc order="120" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPTaxBenefitsFromExerciseOfNonqualifiedStockOptions" xlink:type="arc" />
    </link:presentationLink>
    <link:presentationLink xlink:type="extended" xlink:role="http://firstbancorp.com/role/Equity-BasedCompensationPlansDetails" xlink:title="0118 - Disclosure - Equity-Based Compensation Plans (Details)">
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_EquitybasedCompensationPlansDetailsAbstract" xlink:label="loc_FBPEquitybasedCompensationPlansDetailsAbstract" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_BlackscholesOptionPricingModelWithFollowingAssumptionsAbstract" xlink:label="loc_FBPBlackscholesOptionPricingModelWithFollowingAssumptionsAbstract" />
      <link:presentationArc order="0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPEquitybasedCompensationPlansDetailsAbstract" xlink:to="loc_FBPBlackscholesOptionPricingModelWithFollowingAssumptionsAbstract" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardFairValueAssumptionsExpectedDividendRate" xlink:label="loc_FBPShareBasedCompensationArrangementByShareBasedPaymentAwardFairValueAssumptionsExpectedDividendRate" />
      <link:presentationArc order="10" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPEquitybasedCompensationPlansDetailsAbstract" xlink:to="loc_FBPShareBasedCompensationArrangementByShareBasedPaymentAwardFairValueAssumptionsExpectedDividendRate" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardFairValueAssumptionsRiskFreeInterestRate" xlink:label="loc_FBPShareBasedCompensationArrangementByShareBasedPaymentAwardFairValueAssumptionsRiskFreeInterestRate" />
      <link:presentationArc order="20" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPEquitybasedCompensationPlansDetailsAbstract" xlink:to="loc_FBPShareBasedCompensationArrangementByShareBasedPaymentAwardFairValueAssumptionsRiskFreeInterestRate" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_SharebasedCompensationArrangementBySharebasedPaymentAwardFairValueAssumptionsExpectedTerm1" xlink:label="loc_FBPSharebasedCompensationArrangementBySharebasedPaymentAwardFairValueAssumptionsExpectedTerm1" />
      <link:presentationArc order="30" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPEquitybasedCompensationPlansDetailsAbstract" xlink:to="loc_FBPSharebasedCompensationArrangementBySharebasedPaymentAwardFairValueAssumptionsExpectedTerm1" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardFairValueAssumptionsExpectedVolatilityRate" xlink:label="loc_FBPShareBasedCompensationArrangementByShareBasedPaymentAwardFairValueAssumptionsExpectedVolatilityRate" />
      <link:presentationArc order="40" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPEquitybasedCompensationPlansDetailsAbstract" xlink:to="loc_FBPShareBasedCompensationArrangementByShareBasedPaymentAwardFairValueAssumptionsExpectedVolatilityRate" xlink:type="arc" />
    </link:presentationLink>
    <link:presentationLink xlink:type="extended" xlink:role="http://firstbancorp.com/role/Equity-BasedCompensationPlansDetails1" xlink:title="0119 - Disclosure - Equity-Based Compensation Plans (Details 1)">
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_EquitybasedCompensationPlansDetails1Abstract" xlink:label="loc_FBPEquitybasedCompensationPlansDetails1Abstract" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StatementTable" xlink:label="loc_FBPStatementTable" />
      <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPEquitybasedCompensationPlansDetails1Abstract" xlink:to="loc_FBPStatementTable" order="100" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StatementLineItems" xlink:label="loc_FBPStatementLineItems" />
      <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPStatementTable" xlink:to="loc_FBPStatementLineItems" order="200" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_PlanNameAxis" xlink:label="loc_FBPPlanNameAxis" />
      <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPStatementTable" xlink:to="loc_FBPPlanNameAxis" order="10" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_PlanNameDomain" xlink:label="loc_FBPPlanNameDomain" />
      <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPPlanNameAxis" xlink:to="loc_FBPPlanNameDomain" order="0" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StockOptionMember" xlink:label="loc_FBPStockOptionMember" />
      <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPPlanNameDomain" xlink:to="loc_FBPStockOptionMember" order="10" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_WeightedAverageExercisePriceAbstract" xlink:label="loc_FBPWeightedAverageExercisePriceAbstract" />
      <link:presentationArc order="0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPWeightedAverageExercisePriceAbstract" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePrice" xlink:label="loc_FBPShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePrice" />
      <link:presentationArc order="10" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePrice" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/periodStartLabel" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsGrantsInPeriodWeightedAverageExercisePrice" xlink:label="loc_FBPShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsGrantsInPeriodWeightedAverageExercisePrice" />
      <link:presentationArc order="20" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsGrantsInPeriodWeightedAverageExercisePrice" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsExercisesInPeriodWeightedAverageExercisePrice" xlink:label="loc_FBPShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsExercisesInPeriodWeightedAverageExercisePrice" />
      <link:presentationArc order="30" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsExercisesInPeriodWeightedAverageExercisePrice" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsForfeituresAndExpirationsInPeriodWeightedAverageExercisePrice" xlink:label="loc_FBPShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsForfeituresAndExpirationsInPeriodWeightedAverageExercisePrice" />
      <link:presentationArc order="40" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsForfeituresAndExpirationsInPeriodWeightedAverageExercisePrice" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsExpirationsInPeriodWeightedAverageExercisePrice" xlink:label="loc_FBPShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsExpirationsInPeriodWeightedAverageExercisePrice" />
      <link:presentationArc order="50" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsExpirationsInPeriodWeightedAverageExercisePrice" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePrice" xlink:label="loc_FBPShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePrice_2" />
      <link:presentationArc order="60" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePrice_2" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/periodEndLabel" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisableWeightedAverageExercisePrice" xlink:label="loc_FBPShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisableWeightedAverageExercisePrice" />
      <link:presentationArc order="70" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisableWeightedAverageExercisePrice" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/periodEndLabel" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_NumberOfSharesAbstract" xlink:label="loc_FBPNumberOfSharesAbstract" />
      <link:presentationArc order="90" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPNumberOfSharesAbstract" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingNumber" xlink:label="loc_FBPShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingNumber" />
      <link:presentationArc order="100" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingNumber" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/periodStartLabel" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsGrantsInPeriodGross" xlink:label="loc_FBPShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsGrantsInPeriodGross" />
      <link:presentationArc order="110" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsGrantsInPeriodGross" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StockIssuedDuringPeriodSharesStockOptionsExercised" xlink:label="loc_FBPStockIssuedDuringPeriodSharesStockOptionsExercised" />
      <link:presentationArc order="120" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPStockIssuedDuringPeriodSharesStockOptionsExercised" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsForfeituresInPeriod" xlink:label="loc_FBPShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsForfeituresInPeriod" />
      <link:presentationArc order="130" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsForfeituresInPeriod" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExpirationsInPeriod" xlink:label="loc_FBPShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExpirationsInPeriod" />
      <link:presentationArc order="140" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExpirationsInPeriod" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingNumber" xlink:label="loc_FBPShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingNumber_2" />
      <link:presentationArc order="150" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingNumber_2" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/periodEndLabel" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisableNumber" xlink:label="loc_FBPShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisableNumber" />
      <link:presentationArc order="160" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisableNumber" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/periodEndLabel" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsOutstandingWeightedAverageRemainingContractualTerm2" xlink:label="loc_FBPSharebasedCompensationArrangementBySharebasedPaymentAwardOptionsOutstandingWeightedAverageRemainingContractualTerm2" />
      <link:presentationArc order="180" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPSharebasedCompensationArrangementBySharebasedPaymentAwardOptionsOutstandingWeightedAverageRemainingContractualTerm2" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsExercisableWeightedAverageRemainingContractualTerm1" xlink:label="loc_FBPSharebasedCompensationArrangementBySharebasedPaymentAwardOptionsExercisableWeightedAverageRemainingContractualTerm1" />
      <link:presentationArc order="190" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPSharebasedCompensationArrangementBySharebasedPaymentAwardOptionsExercisableWeightedAverageRemainingContractualTerm1" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisesInPeriodTotalIntrinsicValue" xlink:label="loc_FBPShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisesInPeriodTotalIntrinsicValue" />
      <link:presentationArc order="200" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisesInPeriodTotalIntrinsicValue" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsExercisableIntrinsicValue1" xlink:label="loc_FBPSharebasedCompensationArrangementBySharebasedPaymentAwardOptionsExercisableIntrinsicValue1" />
      <link:presentationArc order="210" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPSharebasedCompensationArrangementBySharebasedPaymentAwardOptionsExercisableIntrinsicValue1" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/periodEndLabel" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingIntrinsicValue" xlink:label="loc_FBPShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingIntrinsicValue" />
      <link:presentationArc order="220" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingIntrinsicValue" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/periodEndLabel" />
    </link:presentationLink>
    <link:presentationLink xlink:type="extended" xlink:role="http://firstbancorp.com/role/Equity-BasedCompensationPlansDetails2" xlink:title="0120 - Disclosure - Equity-Based Compensation Plans (Details 2)">
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_NotesToFinancialStatementsAbstract" xlink:label="loc_FBPNotesToFinancialStatementsAbstract" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StatementTable" xlink:label="loc_FBPStatementTable" />
      <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPNotesToFinancialStatementsAbstract" xlink:to="loc_FBPStatementTable" order="100" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StatementLineItems" xlink:label="loc_FBPStatementLineItems" />
      <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPStatementTable" xlink:to="loc_FBPStatementLineItems" order="200" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansByExercisePriceRangeAxis" xlink:label="loc_FBPShareBasedCompensationSharesAuthorizedUnderStockOptionPlansByExercisePriceRangeAxis" />
      <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPStatementTable" xlink:to="loc_FBPShareBasedCompensationSharesAuthorizedUnderStockOptionPlansByExercisePriceRangeAxis" order="10" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeDomain" xlink:label="loc_FBPShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeDomain" />
      <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPShareBasedCompensationSharesAuthorizedUnderStockOptionPlansByExercisePriceRangeAxis" xlink:to="loc_FBPShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeDomain" order="0" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_ExercisePriceRange1Member" xlink:label="loc_FBPExercisePriceRange1Member" />
      <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeDomain" xlink:to="loc_FBPExercisePriceRange1Member" order="10" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_ExercisePriceRange2Member" xlink:label="loc_FBPExercisePriceRange2Member" />
      <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeDomain" xlink:to="loc_FBPExercisePriceRange2Member" order="20" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_ExercisePriceRange3Member" xlink:label="loc_FBPExercisePriceRange3Member" />
      <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeDomain" xlink:to="loc_FBPExercisePriceRange3Member" order="30" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_ExercisePriceRange4Member" xlink:label="loc_FBPExercisePriceRange4Member" />
      <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeDomain" xlink:to="loc_FBPExercisePriceRange4Member" order="40" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_ExercisePriceRange5Member" xlink:label="loc_FBPExercisePriceRange5Member" />
      <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeDomain" xlink:to="loc_FBPExercisePriceRange5Member" order="50" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_ExercisePriceRange6Member" xlink:label="loc_FBPExercisePriceRange6Member" />
      <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeDomain" xlink:to="loc_FBPExercisePriceRange6Member" order="60" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeNumberOfOutstandingOptions" xlink:label="loc_FBPShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeNumberOfOutstandingOptions" />
      <link:presentationArc order="10" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeNumberOfOutstandingOptions" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/periodEndLabel" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_SharebasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeOutstandingOptionsWeightedAverageRemainingContractualTerm2" xlink:label="loc_FBPSharebasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeOutstandingOptionsWeightedAverageRemainingContractualTerm2" />
      <link:presentationArc order="20" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPSharebasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeOutstandingOptionsWeightedAverageRemainingContractualTerm2" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_SharebasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeOutstandingOptionsWeightedAverageExercisePriceBeginningBalance1" xlink:label="loc_FBPSharebasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeOutstandingOptionsWeightedAverageExercisePriceBeginningBalance1" />
      <link:presentationArc order="30" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPSharebasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeOutstandingOptionsWeightedAverageExercisePriceBeginningBalance1" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/periodEndLabel" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeNumberOfExercisableOptions" xlink:label="loc_FBPShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeNumberOfExercisableOptions" />
      <link:presentationArc order="40" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeNumberOfExercisableOptions" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/periodEndLabel" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_SharebasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeExercisableOptionsWeightedAverageExercisePrice1" xlink:label="loc_FBPSharebasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeExercisableOptionsWeightedAverageExercisePrice1" />
      <link:presentationArc order="50" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPSharebasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeExercisableOptionsWeightedAverageExercisePrice1" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/periodEndLabel" />
    </link:presentationLink>
    <link:presentationLink xlink:type="extended" xlink:role="http://firstbancorp.com/role/Equity-BasedCompensationPlansDetails3" xlink:title="0121 - Disclosure - Equity-Based Compensation Plans (Details 3)">
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_EquitybasedCompensationPlansDetails2Abstract" xlink:label="loc_FBPEquitybasedCompensationPlansDetails2Abstract" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StatementTable" xlink:label="loc_FBPStatementTable" />
      <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPEquitybasedCompensationPlansDetails2Abstract" xlink:to="loc_FBPStatementTable" order="100" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StatementLineItems" xlink:label="loc_FBPStatementLineItems" />
      <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPStatementTable" xlink:to="loc_FBPStatementLineItems" order="200" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_AwardTypeAxis" xlink:label="loc_FBPAwardTypeAxis" />
      <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPStatementTable" xlink:to="loc_FBPAwardTypeAxis" order="10" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardAwardTypeAndPlanNameDomain" xlink:label="loc_FBPShareBasedCompensationArrangementsByShareBasedPaymentAwardAwardTypeAndPlanNameDomain" />
      <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPAwardTypeAxis" xlink:to="loc_FBPShareBasedCompensationArrangementsByShareBasedPaymentAwardAwardTypeAndPlanNameDomain" order="0" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_NonvestedPerformanceUnitsMember" xlink:label="loc_FBPNonvestedPerformanceUnitsMember" />
      <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPShareBasedCompensationArrangementsByShareBasedPaymentAwardAwardTypeAndPlanNameDomain" xlink:to="loc_FBPNonvestedPerformanceUnitsMember" order="10" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_LongTermRestrictedStockMember" xlink:label="loc_FBPLongTermRestrictedStockMember" />
      <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPShareBasedCompensationArrangementsByShareBasedPaymentAwardAwardTypeAndPlanNameDomain" xlink:to="loc_FBPLongTermRestrictedStockMember" order="40" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_OutstandingRestrictedStockAbstract" xlink:label="loc_FBPOutstandingRestrictedStockAbstract" />
      <link:presentationArc order="0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPOutstandingRestrictedStockAbstract" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_NumberOfUnitsAbstract" xlink:label="loc_FBPNumberOfUnitsAbstract" />
      <link:presentationArc order="10" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPNumberOfUnitsAbstract" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedNumber" xlink:label="loc_FBPShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedNumber" />
      <link:presentationArc order="20" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedNumber" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/periodStartLabel" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriod" xlink:label="loc_FBPShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriod" />
      <link:presentationArc order="30" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriod" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsVestedInPeriod" xlink:label="loc_FBPShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsVestedInPeriod" />
      <link:presentationArc order="40" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsVestedInPeriod" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsForfeitedInPeriod" xlink:label="loc_FBPShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsForfeitedInPeriod" />
      <link:presentationArc order="50" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsForfeitedInPeriod" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedNumber" xlink:label="loc_FBPShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedNumber_2" />
      <link:presentationArc order="60" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedNumber_2" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/periodEndLabel" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_WeightedaverageGrantDateFairValueAbstract" xlink:label="loc_FBPWeightedaverageGrantDateFairValueAbstract" />
      <link:presentationArc order="80" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPWeightedaverageGrantDateFairValueAbstract" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedWeightedAverageGrantDateFairValue" xlink:label="loc_FBPShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedWeightedAverageGrantDateFairValue" />
      <link:presentationArc order="90" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedWeightedAverageGrantDateFairValue" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/periodStartLabel" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriodWeightedAverageGrantDateFairValue" xlink:label="loc_FBPShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriodWeightedAverageGrantDateFairValue" />
      <link:presentationArc order="100" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriodWeightedAverageGrantDateFairValue" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsVestedInPeriodWeightedAverageGrantDateFairValue" xlink:label="loc_FBPShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsVestedInPeriodWeightedAverageGrantDateFairValue" />
      <link:presentationArc order="110" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsVestedInPeriodWeightedAverageGrantDateFairValue" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsForfeituresWeightedAverageGrantDateFairValue" xlink:label="loc_FBPShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsForfeituresWeightedAverageGrantDateFairValue" />
      <link:presentationArc order="120" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsForfeituresWeightedAverageGrantDateFairValue" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedWeightedAverageGrantDateFairValue" xlink:label="loc_FBPShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedWeightedAverageGrantDateFairValue_2" />
      <link:presentationArc order="130" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedWeightedAverageGrantDateFairValue_2" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/periodEndLabel" />
    </link:presentationLink>
    <link:presentationLink xlink:type="extended" xlink:role="http://firstbancorp.com/role/RegulatoryRestrictionsDetailsNarrative" xlink:title="0122 - Disclosure - Regulatory Restrictions (Details Narrative)">
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_NotesToFinancialStatementsAbstract" xlink:label="loc_FBPNotesToFinancialStatementsAbstract" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_UndividedProfits" xlink:label="loc_FBPUndividedProfits" />
      <link:presentationArc order="10" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPNotesToFinancialStatementsAbstract" xlink:to="loc_FBPUndividedProfits" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_RestrictedInvestmentInBank" xlink:label="loc_FBPRestrictedInvestmentInBank" />
      <link:presentationArc order="20" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPNotesToFinancialStatementsAbstract" xlink:to="loc_FBPRestrictedInvestmentInBank" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_AverageReserveBalance" xlink:label="loc_FBPAverageReserveBalance" />
      <link:presentationArc order="30" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPNotesToFinancialStatementsAbstract" xlink:to="loc_FBPAverageReserveBalance" xlink:type="arc" />
    </link:presentationLink>
    <link:presentationLink xlink:type="extended" xlink:role="http://firstbancorp.com/role/RegulatoryRestrictionsDetails" xlink:title="0123 - Disclosure - Regulatory Restrictions (Details)">
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_NotesToFinancialStatementsAbstract" xlink:label="loc_FBPNotesToFinancialStatementsAbstract" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StatementTable" xlink:label="loc_FBPStatementTable" />
      <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPNotesToFinancialStatementsAbstract" xlink:to="loc_FBPStatementTable" order="100" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StatementLineItems" xlink:label="loc_FBPStatementLineItems" />
      <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPStatementTable" xlink:to="loc_FBPStatementLineItems" order="200" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.sec.gov/dei/2012/dei-2012-01-31.xsd#dei_LegalEntityAxis" xlink:label="loc_FBPLegalEntityAxis" />
      <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPStatementTable" xlink:to="loc_FBPLegalEntityAxis" order="10" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.sec.gov/dei/2012/dei-2012-01-31.xsd#dei_EntityDomain" xlink:label="loc_FBPEntityDomain" />
      <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPLegalEntityAxis" xlink:to="loc_FBPEntityDomain" order="0" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_CompanyMember" xlink:label="loc_FBPCompanyMember" />
      <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPEntityDomain" xlink:to="loc_FBPCompanyMember" order="10" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_BankMember" xlink:label="loc_FBPBankMember" />
      <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPEntityDomain" xlink:to="loc_FBPBankMember" order="20" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_AmountAbstract" xlink:label="loc_FBPAmountAbstract" />
      <link:presentationArc order="10" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPAmountAbstract" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_Capital" xlink:label="loc_FBPCapital" />
      <link:presentationArc order="20" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPCapital" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_TierOneRiskBasedCapital" xlink:label="loc_FBPTierOneRiskBasedCapital" />
      <link:presentationArc order="30" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPTierOneRiskBasedCapital" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_TierOneLeverageCapital" xlink:label="loc_FBPTierOneLeverageCapital" />
      <link:presentationArc order="40" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPTierOneLeverageCapital" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_CapitalRequiredForCapitalAdequacy" xlink:label="loc_FBPCapitalRequiredForCapitalAdequacy" />
      <link:presentationArc order="60" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPCapitalRequiredForCapitalAdequacy" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_TierOneRiskBasedCapitalRequiredForCapitalAdequacy" xlink:label="loc_FBPTierOneRiskBasedCapitalRequiredForCapitalAdequacy" />
      <link:presentationArc order="70" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPTierOneRiskBasedCapitalRequiredForCapitalAdequacy" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_TierOneLeverageCapitalRequiredForCapitalAdequacy" xlink:label="loc_FBPTierOneLeverageCapitalRequiredForCapitalAdequacy" />
      <link:presentationArc order="80" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPTierOneLeverageCapitalRequiredForCapitalAdequacy" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_CapitalRequiredToBeWellCapitalized" xlink:label="loc_FBPCapitalRequiredToBeWellCapitalized" />
      <link:presentationArc order="100" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPCapitalRequiredToBeWellCapitalized" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_TierOneRiskBasedCapitalRequiredToBeWellCapitalized" xlink:label="loc_FBPTierOneRiskBasedCapitalRequiredToBeWellCapitalized" />
      <link:presentationArc order="110" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPTierOneRiskBasedCapitalRequiredToBeWellCapitalized" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_TierOneLeverageCapitalRequiredToBeWellCapitalized" xlink:label="loc_FBPTierOneLeverageCapitalRequiredToBeWellCapitalized" />
      <link:presentationArc order="120" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPTierOneLeverageCapitalRequiredToBeWellCapitalized" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_RatioAbstract" xlink:label="loc_FBPRatioAbstract" />
      <link:presentationArc order="140" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPRatioAbstract" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_CapitalToRiskWeightedAssets" xlink:label="loc_FBPCapitalToRiskWeightedAssets" />
      <link:presentationArc order="150" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPCapitalToRiskWeightedAssets" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_TierOneRiskBasedCapitalToRiskWeightedAssets" xlink:label="loc_FBPTierOneRiskBasedCapitalToRiskWeightedAssets" />
      <link:presentationArc order="160" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPTierOneRiskBasedCapitalToRiskWeightedAssets" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_TierOneLeverageCapitalToAverageAssets" xlink:label="loc_FBPTierOneLeverageCapitalToAverageAssets" />
      <link:presentationArc order="170" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPTierOneLeverageCapitalToAverageAssets" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_CapitalRequiredForCapitalAdequacyToRiskWeightedAssets" xlink:label="loc_FBPCapitalRequiredForCapitalAdequacyToRiskWeightedAssets" />
      <link:presentationArc order="190" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPCapitalRequiredForCapitalAdequacyToRiskWeightedAssets" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_TierOneRiskBasedCapitalRequiredForCapitalAdequacyToRiskWeightedAssets" xlink:label="loc_FBPTierOneRiskBasedCapitalRequiredForCapitalAdequacyToRiskWeightedAssets" />
      <link:presentationArc order="200" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPTierOneRiskBasedCapitalRequiredForCapitalAdequacyToRiskWeightedAssets" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_TierOneLeverageCapitalRequiredForCapitalAdequacyToAverageAssets" xlink:label="loc_FBPTierOneLeverageCapitalRequiredForCapitalAdequacyToAverageAssets" />
      <link:presentationArc order="210" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPTierOneLeverageCapitalRequiredForCapitalAdequacyToAverageAssets" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_CapitalRequiredToBeWellCapitalizedToRiskWeightedAssets" xlink:label="loc_FBPCapitalRequiredToBeWellCapitalizedToRiskWeightedAssets" />
      <link:presentationArc order="230" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPCapitalRequiredToBeWellCapitalizedToRiskWeightedAssets" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_TierOneRiskBasedCapitalRequiredToBeWellCapitalizedToRiskWeightedAssets" xlink:label="loc_FBPTierOneRiskBasedCapitalRequiredToBeWellCapitalizedToRiskWeightedAssets" />
      <link:presentationArc order="240" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPTierOneRiskBasedCapitalRequiredToBeWellCapitalizedToRiskWeightedAssets" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_TierOneLeverageCapitalRequiredToBeWellCapitalizedToAverageAssets" xlink:label="loc_FBPTierOneLeverageCapitalRequiredToBeWellCapitalizedToAverageAssets" />
      <link:presentationArc order="250" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPTierOneLeverageCapitalRequiredToBeWellCapitalizedToAverageAssets" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
    </link:presentationLink>
    <link:presentationLink xlink:type="extended" xlink:role="http://firstbancorp.com/role/SupplementaryIncomeStatementInformationDetails" xlink:title="0124 - Disclosure - Supplementary Income Statement Information (Details)">
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_NotesToFinancialStatementsAbstract" xlink:label="loc_FBPNotesToFinancialStatementsAbstract" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_FeesAndCommissionsDebitCards" xlink:label="loc_FBPFeesAndCommissionsDebitCards" />
      <link:presentationArc order="0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPNotesToFinancialStatementsAbstract" xlink:to="loc_FBPFeesAndCommissionsDebitCards" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_OtherServiceChargesCommissionsAndFeesOtherInterchangeIncome" xlink:label="loc_FBPOtherServiceChargesCommissionsAndFeesOtherInterchangeIncome" />
      <link:presentationArc order="10" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPNotesToFinancialStatementsAbstract" xlink:to="loc_FBPOtherServiceChargesCommissionsAndFeesOtherInterchangeIncome" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_OtherOperatingExpensesInterchangeExpense" xlink:label="loc_FBPOtherOperatingExpensesInterchangeExpense" />
      <link:presentationArc order="30" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPNotesToFinancialStatementsAbstract" xlink:to="loc_FBPOtherOperatingExpensesInterchangeExpense" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_SuppliesExpense" xlink:label="loc_FBPSuppliesExpense" />
      <link:presentationArc order="40" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPNotesToFinancialStatementsAbstract" xlink:to="loc_FBPSuppliesExpense" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_Communication" xlink:label="loc_FBPCommunication" />
      <link:presentationArc order="50" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPNotesToFinancialStatementsAbstract" xlink:to="loc_FBPCommunication" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_FederalDepositInsuranceCorporationPremiumExpense" xlink:label="loc_FBPFederalDepositInsuranceCorporationPremiumExpense" />
      <link:presentationArc order="60" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPNotesToFinancialStatementsAbstract" xlink:to="loc_FBPFederalDepositInsuranceCorporationPremiumExpense" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_OtherOperatingExpensesRepossessionAndCollectionNoncovered" xlink:label="loc_FBPOtherOperatingExpensesRepossessionAndCollectionNoncovered" />
      <link:presentationArc order="70" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPNotesToFinancialStatementsAbstract" xlink:to="loc_FBPOtherOperatingExpensesRepossessionAndCollectionNoncovered" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_OtherOperatingExpensesRepossessionAndCollectionCoveredNetOfFdicReimbursementAndRentalIncome" xlink:label="loc_FBPOtherOperatingExpensesRepossessionAndCollectionCoveredNetOfFdicReimbursementAndRentalIncome" />
      <link:presentationArc order="80" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPNotesToFinancialStatementsAbstract" xlink:to="loc_FBPOtherOperatingExpensesRepossessionAndCollectionCoveredNetOfFdicReimbursementAndRentalIncome" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ProfessionalFees" xlink:label="loc_FBPProfessionalFees" />
      <link:presentationArc order="90" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPNotesToFinancialStatementsAbstract" xlink:to="loc_FBPProfessionalFees" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_LegalFees" xlink:label="loc_FBPLegalFees" />
      <link:presentationArc order="100" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPNotesToFinancialStatementsAbstract" xlink:to="loc_FBPLegalFees" xlink:type="arc" />
    </link:presentationLink>
    <link:presentationLink xlink:type="extended" xlink:role="http://firstbancorp.com/role/ParentCompanyInformationDetails" xlink:title="0125 - Disclosure - Condensed Parent Company Information (Details)">
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_CondensedFinancialInformationOfParentCompanyOnlyDisclosureAbstract" xlink:label="loc_FBPCondensedFinancialInformationOfParentCompanyOnlyDisclosureAbstract" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StatementTable" xlink:label="loc_FBPStatementTable" />
      <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPCondensedFinancialInformationOfParentCompanyOnlyDisclosureAbstract" xlink:to="loc_FBPStatementTable" order="100" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StatementLineItems" xlink:label="loc_FBPStatementLineItems" />
      <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPStatementTable" xlink:to="loc_FBPStatementLineItems" order="200" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.sec.gov/dei/2012/dei-2012-01-31.xsd#dei_LegalEntityAxis" xlink:label="loc_FBPLegalEntityAxis" />
      <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPStatementTable" xlink:to="loc_FBPLegalEntityAxis" order="10" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.sec.gov/dei/2012/dei-2012-01-31.xsd#dei_EntityDomain" xlink:label="loc_FBPEntityDomain" />
      <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPLegalEntityAxis" xlink:to="loc_FBPEntityDomain" order="0" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ParentCompanyMember" xlink:label="loc_FBPParentCompanyMember" />
      <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPEntityDomain" xlink:to="loc_FBPParentCompanyMember" order="10" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_AssetsAbstract" xlink:label="loc_FBPAssetsAbstract" />
      <link:presentationArc order="0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPAssetsAbstract" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_CashAndCashEquivalentsAtCarryingValue" xlink:label="loc_FBPCashAndCashEquivalentsAtCarryingValue" />
      <link:presentationArc order="10" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPAssetsAbstract" xlink:to="loc_FBPCashAndCashEquivalentsAtCarryingValue" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_EquityMethodInvestments" xlink:label="loc_FBPEquityMethodInvestments" />
      <link:presentationArc order="20" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPAssetsAbstract" xlink:to="loc_FBPEquityMethodInvestments" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_PropertyPlantAndEquipmentNet" xlink:label="loc_FBPPropertyPlantAndEquipmentNet" />
      <link:presentationArc order="30" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPAssetsAbstract" xlink:to="loc_FBPPropertyPlantAndEquipmentNet" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_OtherAssets" xlink:label="loc_FBPOtherAssets" />
      <link:presentationArc order="40" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPAssetsAbstract" xlink:to="loc_FBPOtherAssets" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_Assets" xlink:label="loc_FBPAssets" />
      <link:presentationArc order="50" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPAssetsAbstract" xlink:to="loc_FBPAssets" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_LiabilitiesAndShareholdersEquityAbstract" xlink:label="loc_FBPLiabilitiesAndShareholdersEquityAbstract" />
      <link:presentationArc order="70" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPLiabilitiesAndShareholdersEquityAbstract" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_OtherBorrowings" xlink:label="loc_FBPOtherBorrowings" />
      <link:presentationArc order="80" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPLiabilitiesAndShareholdersEquityAbstract" xlink:to="loc_FBPOtherBorrowings" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_OtherLiabilities" xlink:label="loc_FBPOtherLiabilities" />
      <link:presentationArc order="90" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPLiabilitiesAndShareholdersEquityAbstract" xlink:to="loc_FBPOtherLiabilities" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_Liabilities" xlink:label="loc_FBPLiabilities" />
      <link:presentationArc order="100" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPLiabilitiesAndShareholdersEquityAbstract" xlink:to="loc_FBPLiabilities" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StockholdersEquity" xlink:label="loc_FBPStockholdersEquity" />
      <link:presentationArc order="120" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPLiabilitiesAndShareholdersEquityAbstract" xlink:to="loc_FBPStockholdersEquity" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_LiabilitiesAndStockholdersEquity" xlink:label="loc_FBPLiabilitiesAndStockholdersEquity" />
      <link:presentationArc order="130" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPLiabilitiesAndShareholdersEquityAbstract" xlink:to="loc_FBPLiabilitiesAndStockholdersEquity" xlink:type="arc" />
    </link:presentationLink>
    <link:presentationLink xlink:type="extended" xlink:role="http://firstbancorp.com/role/ParentCompanyInformationDetails1" xlink:title="0126 - Disclosure - Condensed Parent Company Information (Details 1)">
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_CondensedFinancialInformationOfParentCompanyOnlyDisclosureAbstract" xlink:label="loc_FBPCondensedFinancialInformationOfParentCompanyOnlyDisclosureAbstract" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StatementTable" xlink:label="loc_FBPStatementTable" />
      <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPCondensedFinancialInformationOfParentCompanyOnlyDisclosureAbstract" xlink:to="loc_FBPStatementTable" order="100" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StatementLineItems" xlink:label="loc_FBPStatementLineItems" />
      <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPStatementTable" xlink:to="loc_FBPStatementLineItems" order="200" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.sec.gov/dei/2012/dei-2012-01-31.xsd#dei_LegalEntityAxis" xlink:label="loc_FBPLegalEntityAxis" />
      <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPStatementTable" xlink:to="loc_FBPLegalEntityAxis" order="10" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.sec.gov/dei/2012/dei-2012-01-31.xsd#dei_EntityDomain" xlink:label="loc_FBPEntityDomain" />
      <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPLegalEntityAxis" xlink:to="loc_FBPEntityDomain" order="0" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ParentCompanyMember" xlink:label="loc_FBPParentCompanyMember" />
      <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPEntityDomain" xlink:to="loc_FBPParentCompanyMember" order="10" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_DividendsFromWhollyownedSubsidiaries" xlink:label="loc_FBPDividendsFromWhollyownedSubsidiaries" />
      <link:presentationArc order="10" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPDividendsFromWhollyownedSubsidiaries" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_IncomeLossFromEquityMethodInvestmentsNetOfDividendsOrDistributions" xlink:label="loc_FBPIncomeLossFromEquityMethodInvestmentsNetOfDividendsOrDistributions" />
      <link:presentationArc order="20" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPIncomeLossFromEquityMethodInvestmentsNetOfDividendsOrDistributions" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_InterestExpense" xlink:label="loc_FBPInterestExpense" />
      <link:presentationArc order="30" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPInterestExpense" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_NonoperatingIncomeExpense" xlink:label="loc_FBPNonoperatingIncomeExpense" />
      <link:presentationArc order="40" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPNonoperatingIncomeExpense" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_NetIncomeLoss" xlink:label="loc_FBPNetIncomeLoss" />
      <link:presentationArc order="50" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPNetIncomeLoss" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_PreferredStockDividendsAndAccretion" xlink:label="loc_FBPPreferredStockDividendsAndAccretion" />
      <link:presentationArc order="70" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPPreferredStockDividendsAndAccretion" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_NetIncomeLossAvailableToCommonStockholdersBasic" xlink:label="loc_FBPNetIncomeLossAvailableToCommonStockholdersBasic" />
      <link:presentationArc order="90" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPNetIncomeLossAvailableToCommonStockholdersBasic" xlink:type="arc" />
    </link:presentationLink>
    <link:presentationLink xlink:type="extended" xlink:role="http://firstbancorp.com/role/ParentCompanyInformationDetails2" xlink:title="0127 - Disclosure - Condensed Parent Company Information (Details 2)">
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_CondensedFinancialInformationOfParentCompanyOnlyDisclosureAbstract" xlink:label="loc_FBPCondensedFinancialInformationOfParentCompanyOnlyDisclosureAbstract" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StatementTable" xlink:label="loc_FBPStatementTable" />
      <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPCondensedFinancialInformationOfParentCompanyOnlyDisclosureAbstract" xlink:to="loc_FBPStatementTable" order="100" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StatementLineItems" xlink:label="loc_FBPStatementLineItems" />
      <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPStatementTable" xlink:to="loc_FBPStatementLineItems" order="200" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.sec.gov/dei/2012/dei-2012-01-31.xsd#dei_LegalEntityAxis" xlink:label="loc_FBPLegalEntityAxis" />
      <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPStatementTable" xlink:to="loc_FBPLegalEntityAxis" order="10" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.sec.gov/dei/2012/dei-2012-01-31.xsd#dei_EntityDomain" xlink:label="loc_FBPEntityDomain" />
      <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPLegalEntityAxis" xlink:to="loc_FBPEntityDomain" order="0" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ParentCompanyMember" xlink:label="loc_FBPParentCompanyMember" />
      <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPEntityDomain" xlink:to="loc_FBPParentCompanyMember" order="10" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_OperatingActivitiesAbstract" xlink:label="loc_FBPOperatingActivitiesAbstract" />
      <link:presentationArc order="0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPOperatingActivitiesAbstract" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_NetIncomeLoss" xlink:label="loc_FBPNetIncomeLoss" />
      <link:presentationArc order="10" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPOperatingActivitiesAbstract" xlink:to="loc_FBPNetIncomeLoss" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_IncomeLossFromEquityMethodInvestments" xlink:label="loc_FBPIncomeLossFromEquityMethodInvestments" />
      <link:presentationArc order="20" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPOperatingActivitiesAbstract" xlink:to="loc_FBPIncomeLossFromEquityMethodInvestments" xlink:type="arc" preferredLabel="http://www.xbrl.org/2009/role/negatedLabel" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_EquityMethodInvestmentDividendsOrDistributions" xlink:label="loc_FBPEquityMethodInvestmentDividendsOrDistributions" />
      <link:presentationArc order="30" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPOperatingActivitiesAbstract" xlink:to="loc_FBPEquityMethodInvestmentDividendsOrDistributions" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_IncreaseDecreaseInOtherOperatingAssets" xlink:label="loc_FBPIncreaseDecreaseInOtherOperatingAssets" />
      <link:presentationArc order="40" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPOperatingActivitiesAbstract" xlink:to="loc_FBPIncreaseDecreaseInOtherOperatingAssets" xlink:type="arc" preferredLabel="http://www.xbrl.org/2009/role/negatedTerseLabel" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_IncreaseDecreaseInOtherOperatingLiabilities" xlink:label="loc_FBPIncreaseDecreaseInOtherOperatingLiabilities" />
      <link:presentationArc order="50" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPOperatingActivitiesAbstract" xlink:to="loc_FBPIncreaseDecreaseInOtherOperatingLiabilities" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_NetCashProvidedByUsedInOperatingActivities" xlink:label="loc_FBPNetCashProvidedByUsedInOperatingActivities" />
      <link:presentationArc order="60" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPNetCashProvidedByUsedInOperatingActivities" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_InvestingActivitiesAbstract" xlink:label="loc_FBPInvestingActivitiesAbstract" />
      <link:presentationArc order="70" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPInvestingActivitiesAbstract" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_PaymentsToAcquireAdditionalInterestInSubsidiaries" xlink:label="loc_FBPPaymentsToAcquireAdditionalInterestInSubsidiaries" />
      <link:presentationArc order="80" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPInvestingActivitiesAbstract" xlink:to="loc_FBPPaymentsToAcquireAdditionalInterestInSubsidiaries" xlink:type="arc" preferredLabel="http://www.xbrl.org/2009/role/negatedLabel" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ProceedsFromDivestitureOfInterestInSubsidiariesAndAffiliates" xlink:label="loc_FBPProceedsFromDivestitureOfInterestInSubsidiariesAndAffiliates" />
      <link:presentationArc order="90" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPInvestingActivitiesAbstract" xlink:to="loc_FBPProceedsFromDivestitureOfInterestInSubsidiariesAndAffiliates" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_NetCashProvidedByUsedInInvestingActivities" xlink:label="loc_FBPNetCashProvidedByUsedInInvestingActivities" />
      <link:presentationArc order="100" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPInvestingActivitiesAbstract" xlink:to="loc_FBPNetCashProvidedByUsedInInvestingActivities" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_FinancingActivitiesAbstract" xlink:label="loc_FBPFinancingActivitiesAbstract" />
      <link:presentationArc order="110" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPFinancingActivitiesAbstract" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_PaymentsOfOrdinaryDividends" xlink:label="loc_FBPPaymentsOfOrdinaryDividends" />
      <link:presentationArc order="120" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPFinancingActivitiesAbstract" xlink:to="loc_FBPPaymentsOfOrdinaryDividends" xlink:type="arc" preferredLabel="http://www.xbrl.org/2009/role/negatedLabel" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ProceedsFromIssuanceOfPreferredStockAndPreferenceStock" xlink:label="loc_FBPProceedsFromIssuanceOfPreferredStockAndPreferenceStock" />
      <link:presentationArc order="130" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPFinancingActivitiesAbstract" xlink:to="loc_FBPProceedsFromIssuanceOfPreferredStockAndPreferenceStock" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_PaymentsForRepurchaseOfPreferredStockAndPreferenceStock" xlink:label="loc_FBPPaymentsForRepurchaseOfPreferredStockAndPreferenceStock" />
      <link:presentationArc order="140" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPFinancingActivitiesAbstract" xlink:to="loc_FBPPaymentsForRepurchaseOfPreferredStockAndPreferenceStock" xlink:type="arc" preferredLabel="http://www.xbrl.org/2009/role/negatedLabel" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ProceedsFromIssuanceOfCommonStock" xlink:label="loc_FBPProceedsFromIssuanceOfCommonStock" />
      <link:presentationArc order="150" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPFinancingActivitiesAbstract" xlink:to="loc_FBPProceedsFromIssuanceOfCommonStock" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_PaymentsForRepurchaseOfCommonStock" xlink:label="loc_FBPPaymentsForRepurchaseOfCommonStock" />
      <link:presentationArc order="160" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPFinancingActivitiesAbstract" xlink:to="loc_FBPPaymentsForRepurchaseOfCommonStock" xlink:type="arc" preferredLabel="http://www.xbrl.org/2009/role/negatedTerseLabel" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_PaymentsForRepurchaseOfWarrants" xlink:label="loc_FBPPaymentsForRepurchaseOfWarrants" />
      <link:presentationArc order="170" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPFinancingActivitiesAbstract" xlink:to="loc_FBPPaymentsForRepurchaseOfWarrants" xlink:type="arc" preferredLabel="http://www.xbrl.org/2009/role/negatedTerseLabel" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_NetCashProvidedByUsedInFinancingActivities" xlink:label="loc_FBPNetCashProvidedByUsedInFinancingActivities" />
      <link:presentationArc order="180" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPFinancingActivitiesAbstract" xlink:to="loc_FBPNetCashProvidedByUsedInFinancingActivities" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_CashAndCashEquivalentsPeriodIncreaseDecrease" xlink:label="loc_FBPCashAndCashEquivalentsPeriodIncreaseDecrease" />
      <link:presentationArc order="190" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPFinancingActivitiesAbstract" xlink:to="loc_FBPCashAndCashEquivalentsPeriodIncreaseDecrease" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_CashAndCashEquivalentsAtCarryingValue" xlink:label="loc_FBPCashAndCashEquivalentsAtCarryingValue" />
      <link:presentationArc order="200" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPFinancingActivitiesAbstract" xlink:to="loc_FBPCashAndCashEquivalentsAtCarryingValue" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/periodStartLabel" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_CashAndCashEquivalentsAtCarryingValue" xlink:label="loc_FBPCashAndCashEquivalentsAtCarryingValue_2" />
      <link:presentationArc order="210" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPFinancingActivitiesAbstract" xlink:to="loc_FBPCashAndCashEquivalentsAtCarryingValue_2" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/periodEndLabel" />
    </link:presentationLink>
    <link:presentationLink xlink:type="extended" xlink:role="http://firstbancorp.com/role/ShareholdersEquityTransactionsDetailsNarrative" xlink:title="0128 - Disclosure - Shareholders' Equity Transactions (Details Narrative)">
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_EquityAbstract" xlink:label="loc_FBPEquityAbstract" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StatementTable" xlink:label="loc_FBPStatementTable" />
      <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPEquityAbstract" xlink:to="loc_FBPStatementTable" order="100" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StatementLineItems" xlink:label="loc_FBPStatementLineItems" />
      <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPStatementTable" xlink:to="loc_FBPStatementLineItems" order="200" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_SubsidiarySaleOfStockAxis" xlink:label="loc_FBPSubsidiarySaleOfStockAxis" />
      <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPStatementTable" xlink:to="loc_FBPSubsidiarySaleOfStockAxis" order="10" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_SaleOfStockNameOfTransactionDomain" xlink:label="loc_FBPSaleOfStockNameOfTransactionDomain" />
      <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPSubsidiarySaleOfStockAxis" xlink:to="loc_FBPSaleOfStockNameOfTransactionDomain" order="0" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_TreasuryCapitalPurchaseProgramMember" xlink:label="loc_FBPTreasuryCapitalPurchaseProgramMember" />
      <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPSaleOfStockNameOfTransactionDomain" xlink:to="loc_FBPTreasuryCapitalPurchaseProgramMember" order="10" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_SmallBusinessLendingFundMember" xlink:label="loc_FBPSmallBusinessLendingFundMember" />
      <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPSaleOfStockNameOfTransactionDomain" xlink:to="loc_FBPSmallBusinessLendingFundMember" order="100" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StatementClassOfStockAxis" xlink:label="loc_FBPStatementClassOfStockAxis" />
      <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPStatementTable" xlink:to="loc_FBPStatementClassOfStockAxis" order="20" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ClassOfStockDomain" xlink:label="loc_FBPClassOfStockDomain" />
      <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPStatementClassOfStockAxis" xlink:to="loc_FBPClassOfStockDomain" order="0" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_SeriesCPreferredStockMember" xlink:label="loc_FBPSeriesCPreferredStockMember" />
      <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPClassOfStockDomain" xlink:to="loc_FBPSeriesCPreferredStockMember" order="70" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StatementEquityComponentsAxis" xlink:label="loc_FBPStatementEquityComponentsAxis" />
      <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPStatementTable" xlink:to="loc_FBPStatementEquityComponentsAxis" order="30" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_EquityComponentDomain" xlink:label="loc_FBPEquityComponentDomain" />
      <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPStatementEquityComponentsAxis" xlink:to="loc_FBPEquityComponentDomain" order="0" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_CommonStockMember" xlink:label="loc_FBPCommonStockMember" />
      <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPEquityComponentDomain" xlink:to="loc_FBPCommonStockMember" order="90" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StockRedeemedOrCalledDuringPeriodValue" xlink:label="loc_FBPStockRedeemedOrCalledDuringPeriodValue" />
      <link:presentationArc order="10" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPStockRedeemedOrCalledDuringPeriodValue" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StockRedeemedOrCalledDuringPeriodShares" xlink:label="loc_FBPStockRedeemedOrCalledDuringPeriodShares" />
      <link:presentationArc order="20" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPStockRedeemedOrCalledDuringPeriodShares" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StockIssuedDuringPeriodValueNewIssues" xlink:label="loc_FBPStockIssuedDuringPeriodValueNewIssues" />
      <link:presentationArc order="30" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPStockIssuedDuringPeriodValueNewIssues" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StockIssuedDuringPeriodSharesNewIssues" xlink:label="loc_FBPStockIssuedDuringPeriodSharesNewIssues" />
      <link:presentationArc order="40" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPStockIssuedDuringPeriodSharesNewIssues" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StockIssuedDuringPeriodSharesStockOptionsExercised" xlink:label="loc_FBPStockIssuedDuringPeriodSharesStockOptionsExercised" />
      <link:presentationArc order="50" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPStockIssuedDuringPeriodSharesStockOptionsExercised" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_PreferredStockLiquidationPreference" xlink:label="loc_FBPPreferredStockLiquidationPreference" />
      <link:presentationArc order="60" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPPreferredStockLiquidationPreference" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ClassOfWarrantOrRightOutstanding" xlink:label="loc_FBPClassOfWarrantOrRightOutstanding" />
      <link:presentationArc order="70" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPClassOfWarrantOrRightOutstanding" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_PreferredStockDividendRatePercentage" xlink:label="loc_FBPPreferredStockDividendRatePercentage" />
      <link:presentationArc order="80" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPPreferredStockDividendRatePercentage" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_PreferredStockDividendRateAfterFiveYears" xlink:label="loc_FBPPreferredStockDividendRateAfterFiveYears" />
      <link:presentationArc order="90" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPPreferredStockDividendRateAfterFiveYears" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ClassOfWarrantOrRightExercisePriceOfWarrantsOrRights" xlink:label="loc_FBPClassOfWarrantOrRightExercisePriceOfWarrantsOrRights" />
      <link:presentationArc order="100" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPClassOfWarrantOrRightExercisePriceOfWarrantsOrRights" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_DiscountRateUsedToDetermineFairValueOfPreferredStock" xlink:label="loc_FBPDiscountRateUsedToDetermineFairValueOfPreferredStock" />
      <link:presentationArc order="110" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPDiscountRateUsedToDetermineFairValueOfPreferredStock" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_FairValueOfPreferredStock" xlink:label="loc_FBPFairValueOfPreferredStock" />
      <link:presentationArc order="120" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPFairValueOfPreferredStock" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_FairValueOfWarrant" xlink:label="loc_FBPFairValueOfWarrant" />
      <link:presentationArc order="130" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPFairValueOfWarrant" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_AggregateFairValueOfPreferredStockAndWarrant" xlink:label="loc_FBPAggregateFairValueOfPreferredStockAndWarrant" />
      <link:presentationArc order="140" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPAggregateFairValueOfPreferredStockAndWarrant" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_PercentOfAggregateFairValueAttributedToWarrant" xlink:label="loc_FBPPercentOfAggregateFairValueAttributedToWarrant" />
      <link:presentationArc order="150" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPPercentOfAggregateFairValueAttributedToWarrant" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_PercentOfAggregateFairValueAttributedToPreferredStock" xlink:label="loc_FBPPercentOfAggregateFairValueAttributedToPreferredStock" />
      <link:presentationArc order="160" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPPercentOfAggregateFairValueAttributedToPreferredStock" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_AmountAllocatedToPreferredStock" xlink:label="loc_FBPAmountAllocatedToPreferredStock" />
      <link:presentationArc order="170" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPAmountAllocatedToPreferredStock" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_AmountAllocatedToWarrant" xlink:label="loc_FBPAmountAllocatedToWarrant" />
      <link:presentationArc order="180" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPAmountAllocatedToWarrant" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_PreferredStockAccretionOfRedemptionDiscount" xlink:label="loc_FBPPreferredStockAccretionOfRedemptionDiscount" />
      <link:presentationArc order="190" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPPreferredStockAccretionOfRedemptionDiscount" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_WarrantRepurchasePerCommonShare" xlink:label="loc_FBPWarrantRepurchasePerCommonShare" />
      <link:presentationArc order="200" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPWarrantRepurchasePerCommonShare" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_ThresholdForQualifiedCommunityBanks" xlink:label="loc_FBPThresholdForQualifiedCommunityBanks" />
      <link:presentationArc order="210" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPThresholdForQualifiedCommunityBanks" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_DescriptionOfDividendRatePercentages" xlink:label="loc_FBPDescriptionOfDividendRatePercentages" />
      <link:presentationArc order="220" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPDescriptionOfDividendRatePercentages" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_SaleOfStockPricePerShare" xlink:label="loc_FBPSaleOfStockPricePerShare" />
      <link:presentationArc order="230" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPSaleOfStockPricePerShare" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ProceedsFromIssuanceOrSaleOfEquity" xlink:label="loc_FBPProceedsFromIssuanceOrSaleOfEquity" />
      <link:presentationArc order="240" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPProceedsFromIssuanceOrSaleOfEquity" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_DividendsPayableCurrentAndNoncurrent" xlink:label="loc_FBPDividendsPayableCurrentAndNoncurrent" />
      <link:presentationArc order="250" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPDividendsPayableCurrentAndNoncurrent" xlink:type="arc" />
    </link:presentationLink>
    <link:presentationLink xlink:type="extended" xlink:role="http://firstbancorp.com/role/ShareholdersEquityTransactionsDetails" xlink:title="0129 - Disclosure - Shareholders' Equity Transactions (Details)">
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_EquityAbstract" xlink:label="loc_FBPEquityAbstract" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_FairValueAssumptionsExpectedDividendRate" xlink:label="loc_FBPFairValueAssumptionsExpectedDividendRate" />
      <link:presentationArc order="10" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPEquityAbstract" xlink:to="loc_FBPFairValueAssumptionsExpectedDividendRate" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_FairValueAssumptionsRiskFreeInterestRate" xlink:label="loc_FBPFairValueAssumptionsRiskFreeInterestRate" />
      <link:presentationArc order="20" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPEquityAbstract" xlink:to="loc_FBPFairValueAssumptionsRiskFreeInterestRate" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_FairValueAssumptionsExpectedTerm" xlink:label="loc_FBPFairValueAssumptionsExpectedTerm" />
      <link:presentationArc order="30" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPEquityAbstract" xlink:to="loc_FBPFairValueAssumptionsExpectedTerm" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_FairValueAssumptionsExpectedVolatilityRate" xlink:label="loc_FBPFairValueAssumptionsExpectedVolatilityRate" />
      <link:presentationArc order="40" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPEquityAbstract" xlink:to="loc_FBPFairValueAssumptionsExpectedVolatilityRate" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
      <link:loc xlink:type="locator" xlink:href="fbp-20121231.xsd#FBP_WeightedAverageFairValue" xlink:label="loc_FBPWeightedAverageFairValue" />
      <link:presentationArc order="50" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPEquityAbstract" xlink:to="loc_FBPWeightedAverageFairValue" xlink:type="arc" />
    </link:presentationLink>
    <link:presentationLink xlink:type="extended" xlink:role="http://firstbancorp.com/role/SubsequentEventDetailsNarrative" xlink:title="0130 - Disclosure - Subsequent Event (Details Narrative)">
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_SubsequentEventsAbstract" xlink:label="loc_FBPSubsequentEventsAbstract" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StatementTable" xlink:label="loc_FBPStatementTable" />
      <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPSubsequentEventsAbstract" xlink:to="loc_FBPStatementTable" order="100" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StatementLineItems" xlink:label="loc_FBPStatementLineItems" />
      <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPStatementTable" xlink:to="loc_FBPStatementLineItems" order="200" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_SubsequentEventTypeAxis" xlink:label="loc_FBPSubsequentEventTypeAxis" />
      <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPStatementTable" xlink:to="loc_FBPSubsequentEventTypeAxis" order="10" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_SubsequentEventTypeDomain" xlink:label="loc_FBPSubsequentEventTypeDomain" />
      <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPSubsequentEventTypeAxis" xlink:to="loc_FBPSubsequentEventTypeDomain" order="0" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_SubsequentEventMember" xlink:label="loc_FBPSubsequentEventMember" />
      <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPSubsequentEventTypeDomain" xlink:to="loc_FBPSubsequentEventMember" order="20" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_LoansHeldForSaleOther" xlink:label="loc_FBPLoansHeldForSaleOther" />
      <link:presentationArc order="10" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPLoansHeldForSaleOther" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ProceedsFromSaleOfLoansHeldForSale" xlink:label="loc_FBPProceedsFromSaleOfLoansHeldForSale" />
      <link:presentationArc order="20" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FBPStatementLineItems" xlink:to="loc_FBPProceedsFromSaleOfLoansHeldForSale" xlink:type="arc" />
    </link:presentationLink>
</link:linkbase>
</XBRL>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>15
<FILENAME>image_001.jpg
<DESCRIPTION>GRAPHIC
<TEXT>
begin 644 image_001.jpg
M_]C_X``02D9)1@`!`0```0`!``#_VP!#``@&!@<&!0@'!P<)"0@*#!0-#`L+
M#!D2$P\4'1H?'AT:'!P@)"XG("(L(QP<*#<I+#`Q-#0T'R<Y/3@R/"XS-#+_
MVP!#`0D)"0P+#!@-#1@R(1PA,C(R,C(R,C(R,C(R,C(R,C(R,C(R,C(R,C(R
M,C(R,C(R,C(R,C(R,C(R,C(R,C(R,C+_P``1"``A`,@#`2(``A$!`Q$!_\0`
M'P```04!`0$!`0$```````````$"`P0%!@<("0H+_\0`M1```@$#`P($`P4%
M!`0```%]`0(#``01!1(A,4$&$U%A!R)Q%#*!D:$((T*QP152T?`D,V)R@@D*
M%A<8&1HE)B<H*2HT-38W.#DZ0T1%1D=(24I35%565UA96F-D969G:&EJ<W1U
M=G=X>7J#A(6&AXB)BI*3E)66EYB9FJ*CI*6FIZBIJK*SM+6VM[BYNL+#Q,7&
MQ\C)RM+3U-76U]C9VN'BX^3EYN?HZ>KQ\O/T]?;W^/GZ_\0`'P$``P$!`0$!
M`0$!`0````````$"`P0%!@<("0H+_\0`M1$``@$"!`0#!`<%!`0``0)W``$"
M`Q$$!2$Q!A)!40=A<1,B,H$(%$*1H;'!"2,S4O`58G+1"A8D-.$E\1<8&1HF
M)R@I*C4V-S@Y.D-$149'2$E*4U155E=865IC9&5F9VAI:G-T=79W>'EZ@H.$
MA8:'B(F*DI.4E9:7F)F:HJ.DI::GJ*FJLK.TM;:WN+FZPL/$Q<;'R,G*TM/4
MU=;7V-G:XN/DY>;GZ.GJ\O/T]?;W^/GZ_]H`#`,!``(1`Q$`/P#W^BBB@`HI
M,TM`!1110`4444`%%%%`!1110`44W>`X4D9/(%.H`**3-+0`444=:`"BBC-`
M!1110`4444`%%%%``>E8%G>7<^H7X>[FVPRR*D8@'EX`&/GV]>?6M\]*SX=*
MC@NI9XYK@"5V=XO,^0D]>*`,F#5;IK;?+<2?ZFS;*(F=TC$-U'?].V*T%UG?
M.$6W;RWEDABD+##NF<C'8?*>?:GIH=HD0C7S0@2),;^T;;D_P^E21Z5;QW7V
M@!R0[2*A<[%9OO,!ZG)_,T"*&EZKJ%Y-8+-#"$GM//=E?G.0.!CWZ>]1WM_?
M02:K<QW6([':P@9%VLNP,PSC.>3WK2M])AM6MVB>;]PAC0%\_(?X3Z@8%,FT
M6VGNI9I&F(E96DBWX1RH`&1WZ#B@8V;6?*U)+/R`S29"`2#<2$+<KVS@BH6U
MI;E(&A$J*Q@9G7:<>8V-IS]#G]*M#1[<7HNE,JN)O.VA_EWE=I./<<41Z-:1
M1NBHP#W'VDX;^/.>/;/:@!--U8:C),BQK'Y9(*E_G'./F7''2LNTU*_FU,JM
MQ)*!>2Q/"8`$CC4L`=V.O`[GK6U!IT<%T;G?+)*5V!I'SM7.<#\:DMK2.T21
M(MV))'E.3GECD_J:`,F/4KIM"TNY,G[V>6%9&VCD,V#Q[U8$MU>ZI=0QW36\
M5J47"HI+L1N.<@\8P.,?6A-`@2T6U%Q=^4C(T>9>8RIR-O%2C28Q*LHGN1)@
M*[B7!D`/&[UQ_6@"TW_'Y$?]AOYK67_PD$4E_)9QKR'>$,&!(=02<KV'!&?:
MM5E/VJ,@<!&&?RJ!-.CCN))4>51(2SQA_D)(P3B@#&35;HVGF23O_P`>,$I*
M*N=[,02,C'/'M6A_;&Z;8D#>6TDD,<A88:1`<@CL/E//MTIXT.T$0C_>[1"L
M'W^=JMN7\0>]2+I5NEU]H"OG>SA"YV*S<,P'J<G\S0!FVNLWKC3WN(H1'-:R
M7$Q#]`NWD<>_3W]J=%K%R]VTKP^5`;,3I&\B#.6ZENW'49J['HUM$L"@RE8$
M9$#/G*-C*GU'`_*HQH%IMVEIV^544M*24"L&7'T(!H`;#K\4D44LB%(W>6-G
M#`JK("3SW!`)'TJO_;IA$LTD<HSY/[N4JJ0[U)Y8#('')/?%77T2TDLGM)%E
M>-YO.;<^3NSD\^Y_F:FDTZ-YYIEDFBDF*[FC?'W00/YF@!)M12WTW[:X#)M#
M`1L&SGH`>ASZU7GU>:W^1[-S,D33RHLBG:@.,Y[D\X'MVJ0:+:B#R-L@A\GR
M?+$AV@9SG'][/.:)='AF4"22=FV-&SF4[F4]5)]*`*\NO;)BD5I)-&#$OF!U
M&3)C;@'Z\^E7]/O/MMN9#&8V5V1D)!PRG!Y'6F'2K9G9BK`L\;D!N`4^[C\J
MGMK9+5'2/=AG:0Y.>6.3_.@">BBB@`HHHH`****`"BBB@`HHHH`****`"BBB
B@!/\:6BB@`HHHH`****`"BBB@`HHHH`****`"BBB@#__V3\_
`
end
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>16
<FILENAME>image_002.jpg
<DESCRIPTION>GRAPHIC
<TEXT>
begin 644 image_002.jpg
M_]C_X``02D9)1@`!`0```0`!``#_VP!#``@&!@<&!0@'!P<)"0@*#!0-#`L+
M#!D2$P\4'1H?'AT:'!P@)"XG("(L(QP<*#<I+#`Q-#0T'R<Y/3@R/"XS-#+_
MVP!#`0D)"0P+#!@-#1@R(1PA,C(R,C(R,C(R,C(R,C(R,C(R,C(R,C(R,C(R
M,C(R,C(R,C(R,C(R,C(R,C(R,C(R,C+_P``1"``=`/H#`2(``A$!`Q$!_\0`
M'P```04!`0$!`0$```````````$"`P0%!@<("0H+_\0`M1```@$#`P($`P4%
M!`0```%]`0(#``01!1(A,4$&$U%A!R)Q%#*!D:$((T*QP152T?`D,V)R@@D*
M%A<8&1HE)B<H*2HT-38W.#DZ0T1%1D=(24I35%565UA96F-D969G:&EJ<W1U
M=G=X>7J#A(6&AXB)BI*3E)66EYB9FJ*CI*6FIZBIJK*SM+6VM[BYNL+#Q,7&
MQ\C)RM+3U-76U]C9VN'BX^3EYN?HZ>KQ\O/T]?;W^/GZ_\0`'P$``P$!`0$!
M`0$!`0````````$"`P0%!@<("0H+_\0`M1$``@$"!`0#!`<%!`0``0)W``$"
M`Q$$!2$Q!A)!40=A<1,B,H$(%$*1H;'!"2,S4O`58G+1"A8D-.$E\1<8&1HF
M)R@I*C4V-S@Y.D-$149'2$E*4U155E=865IC9&5F9VAI:G-T=79W>'EZ@H.$
MA8:'B(F*DI.4E9:7F)F:HJ.DI::GJ*FJLK.TM;:WN+FZPL/$Q<;'R,G*TM/4
MU=;7V-G:XN/DY>;GZ.GJ\O/T]?;W^/GZ_]H`#`,!``(1`Q$`/P#V'Q/XITSP
MEI#ZCJ<I5,[8XDP7E;^ZH[FO"]2^)7C?QM>26_A^&:RM1QLL_O*/5Y3T_#%-
MU1Y?B9X^U&[NKEUT'36,<90]4W854_VG(+9[`>PKU?PQX2@DT^%IK9;;3EY@
ML8LJN/5CU8GN3DFNI<E!+F5Y?D9:SVV/%!\.O%&JR&6XOK6:=CEO-N9)FS[E
M58?K4;GQQ\-;N$FXN+:!SA`)3);2^HQV_(&OJ:.&&VC"0Q+&@Z*BX%>8_'+5
M["#P<FDN5DU"\GC:"(<NH5LEL=?;ZFKIXF4Y<LDK$RI)*ZW.D\%>,(O$^FVL
MQ&R2XA\Q/J#AU/N#^8-=?VKR/X?:5-H[Z'IC`BX@1Y+@9^Z[@LR_@"!]:]9F
ME2&"261@J(I9F/8`<FN2:2FTC6+TU',RJI9B`HZDG@5#%>6MPY6&YAD8=0C@
MD?E7SL=2U#XL^)[E;[Q!%I&@VQS&CS",;2<+A21O<XR2>GZ5K7_PI\-P0>=H
M/C>&&]4?)YMU&`[>FY"",_C6WU=+23U]"/:7V1[M*?W3X./E//IQ7B'PL\0Z
MSJ6A^+Y;_5;RX>VM2T+2REC$=K\KZ=!6G\)O'FHZK+>^&=>G^T7UK&S07!8,
M9%7AE)'WB."#W!KFOA!_R+OCC_KS/_H$E5&ER1DI>0G*[1L_#6_\4>)?AKXB
M6#69GU?SQ':W%U*6V?(I(!.<9Y_$UZ/X&L=>TWPQ;V_B2]6[U!68M('WD+GA
M2V!N(]:\9\!,5^!_C0J2K!^JG!'[M*Z'PWXN;P?\"(=3!$EZ\\D-LLASF0N<
M$^H`!/X4ZM-MM1[CC)*U^Q[)-<P6ZAIYHH@>AD<+_.B"Y@N%+0312J.IC<,!
M^5>$>&_ACJ_Q`LD\1^*M=N@+H;X4'S/L['GY57J0`.E)XE^&.L?#^R?Q%X6U
MR[86F'F0_*X7NV!\K#U!'2L_8P;Y>;4?,][:'K/C768M+\+:NT6HPVM\EE))
M!^\42;MIVD`^XKF/A/XL;4O!YGU_6HI+S[2ZAKB95;;QCCBN/UC3M-^(W@*Y
M\=W,T\6KV%D;>:"(@1>9&2<XQG!#YZ]ZI_#CX6Z-XT\,-JE_=7D4HN'BVPLH
M7`QCJ/>M53@J3YGK<ERDY:'M?B'6;6+PKJ5S:ZC`LOV*9X)$E7)8*V"O/)!'
MYBN'^#OBR2_\*W,OB#6TDNA=LJ&[G4,$VKC&<<9S4'BOX1:+;>#O-6\OMVB:
M=<&W^9?G.7E^;CGDD<8XKC?AG\,='\;>';C4-0N;R*6*Y,*K"R@8`![@\\U,
M(4_9N[Z]@<I<R/HFVNH+N$36T\<T1)`>-PRG'7D5+D9K"\)^&+3P?H$>D64L
MTL$<CN&E(+$L<GH`*\Z^*WB_6)?$%EX,\-3/%>76T7$L9P^6/RH#_",?,2.<
M8K"$.>7+%FCE979ZR]_9Q2F-[NW20'!5I5!_+->8_'+6M3T?0=)FTK4;FS>2
MY96>WD*EAL)'(ZC-4K3X`:>]J'U+7+V6^89>2(`*&_X%DGZDUP/Q&\&ZUX+L
M;2TGU>2_T265FMPY(\J0+S\ISCCT.#CI711ITW424KD2E+EV/HSPQ/+<^%-&
MGGD:6:6Q@=Y&.2S&-22?<G-79+ZS@<I+=01O_=>0`_D37F6N:=XTU/P)X8L_
M#-Y#:VDMC;I>R"3RY5!C49W=D'<+\WX5R=Q\.O`.F*4U_P`=JU\1EO+E0D'_
M`'?F8_C6:IIZME<S1[^'5D#!E*D9!!X-.!!'!!'M7S%H>J0Z!XZL](T;Q!-K
M&@7\BVUQ&P=$99/D(VMT89R&&*ZCP#?W/@+XEZCX.U*=VM+N0?9I)&S\V,QL
M,_WEX^HIRP[6S%[3N>[$\5#<;Y+>5()5CF*$1N1N"MC@D=^:IZ]K5IX?T*]U
M6\;;#;1ES_M'H%'N3@?C7D'PKTF_\07VL^.M6>0M*94MD+'&\CYV`]!PH^A]
M*RA3YHN3*<K.QW'PWTKQ=I-G?CQ9JB7KR2@P8F\TJ.=QS@8!XP.WM79S7=O;
M[1/<11;NGF.%S^=>$?!S4[JP\">+-0C9I9[9%EC#DM\PC)'%87@_1-#\=-<:
MAXO\8-%J+2$"WEG5'9<##`OQCG@`=JWE1O*3;V\B%.RT/I6&X@N$+031R@<$
MQL&'Z4\R(#C->#W?PLUGP\XU7P!XB>[E1A^Y6559AGU!V,/4,.E>Q6(\0?V?
M;?;3IQN_*7SBF[&_`W8]LYK&5-+X64I-[H\:\-Z3)H6E:CI4HVW%IJLD<WJ?
MD'E,?9ER1^->HVWC*TAT^,O:W#LB`&.W4.W''W<@_EFM34O#=CJ=T+MU,=P8
MQ$[I_P`M$SD*WK@Y(/49/J:Y+7/"Z:5&TL5TSIU",G/Y@\_E2G+GES,:7*K(
MKZS\1->N5:WT'PU-;.W`O-698D0>H0'<3^5<GI^AF+5VUG4[R36?$$K#%PZ_
M)">WE(>I'8D8'8=ZZ_0_#":HBNUSY2==J1C/X'/]*[;2_#^GZ3\T$.9>GFOR
MW_UJ?M+*T58.6^K,_P`+Z`^F0O=76?MDPP03G8O7'U)ZUMZC:_;],N[/=M^T
M0O%N';<I&?UJS@4$=JB^MRCY8\"^%O#6HZ]?:!XOFN+*^A?R[<K,(U9E)#*=
MP//0CU!/MGTV[^"/@.PM6NKN\OK>!1DR2W:*OYE:Z7Q?\,/#_C&4W-U&]M?`
M;3<P8#..VX'AL5QT/[/VG-+&+GQ!?2P+_P`L_*4<>@.3C\JZW54M>9HQ46M+
M!\--.\`MXGOI?#4^JO>V4+J/M+?NY(VX++\O3.!S@^U8'P?Y\/>-SZV9_P#0
M)*]J\/>%-(\+Z8;#2+801N<R/G+R'&,LW?\`D*P_#?PUTSPK9:K:VEY=RIJB
M>5*92N4!##(P/]H]:CVL?>\[#Y'HSROP)_R0[QK_`+__`+32HKS29M0_9WT^
MZ@#,+&_DFE`[(69"?PW`_3->L:-\,=*T3PKJ?AR*\O);74FS+(Y7>OR@<8&.
MU;GAOPO8^&/#R:';-)/:KO)\_#%MQR0>V*IUU=M=[@H/\#&^&GBG3M?\(Z?#
M;S1B[M8%AGMMV&0J,9QZ$<@^])\3?%.G:!X0U""XFC:\NX'A@MMV68L,9(_N
MC.2?:L#6?@3X>O[HW6G7=UI;,2?+BPZ#)[`\C\Z71?@5X=T^Y%UJ%U=:FZL&
MV2X1&(]0.3^=1^ZYN:X>];E.<\):5/IW[/?B*YN%*B^66>('_GF%50?QVD_3
M%='\";B$>!)XO-3S([R0NI(!7(&,CM7IDUE;36+V4L*-:O&86B(^4H1@KCTQ
MQ7DMY^S[HLEV7MM7O8(&/$117VCTW'^M/VD:BDI.UW<'%IIH]#\5S1W7@77F
M@D253I]P,HP(R(VR,UP'[/\`=1-X1U"WWKYJ7A=ESR%*+@X]*[SPGX2M/"7A
MA-"BF>ZMP79FF49?><D$#C%<%J'P`T2XO3+9:K>6D#\^3L63:/0,><?6E!PY
M7!L;3NF>LPW$-P"898Y`IVDHP;!]#BO"/&TY\'?'2PU^\0FQN`DF_;G"[=CX
M]UX/T(KUCP/X,M?`^B2:9:W,MPDDS3-)(H4Y(`[>P%7?$7AK2O%&FFPU:V$T
M.[<A!PT;?WE/8U$)*$GV').2\RY8ZI8:E9+>65Y#<6S#(EC<%<>Y[?C7AOQR
M\5Z/K%O8:5IUXEU/:S/+,T)RB#;M`W="<GM6S+^SWI+71,6N7L=NS9,?E(3C
MTW?_`%JV9/@AX4?1O[-A%S#*)!(UX&!E;@C;R,!>>@%:T_90ES7;)?-)6///
M$>HZEKVK^%O!AU/^S=,;3;-6<DJK,\(.YN1GIM`SC->A6GP<\"Z)9^;J*23J
M@R\]Y=;$_3:!6CXC^%6A>)=.L+6=YX;BPMDMHKJ,C>R*``&!&#ZUS$'[/^FM
M*OVOQ!?SPJ?]6$5?UY_E3]K%Q24K"Y7?:YQ6N+X9C^*_A^'PHMO]ACN+=)/(
MSM,GFC.">O&.:]`^-WA9K[18?$ED&2_TLC>Z<,8LYS_P%N1]36@?@KX92]T^
MZLI+NS:S97Q&X/FLK9!8D=?IBO0YH(KFWDAFC5XI5*NC#(93P0?SI3K*\7'H
M.,-'<^=?$GC6^^)T/AOPQ8H4N;AE-]@?*TPXR/\`9`!?\?:O>+'2;70O#*:7
M9KMM[:V,:^^%.2?<GG\:YWPA\+-$\&:Q+J5E-<SSM&8H_/((B4GG;@=<`#/I
M7:S1B2&2,D@.I4D=LU%6I%M1AL.,6KM[G@7P9URQ\.>"/$NJZB&-K`\.]53<
M6RN`,>Y('I6CI/A/X:_$>W^TV!FTG4'),MG%.%9#[(P((]U%>A>#?A[IG@FR
MOK2TGN+N&\*F1;G:1@#;C``XP:YG7O@5X<U&Y:YT^XN-,);<8X@'0'V!Z?G6
MOM8.;:;5Q.+26AQ/C/X9Q?#W2SK>E>*9H9T=5C@DQ'+)D]%*D9(ZXQT!IEI\
M:_&$5E!&=.BN"D:KYQB8F3`^]QQSUKL=-^`>B078GU'5;V_4?\LR!&#[$C)Q
C7J5MI]G:6L-M;VT4<,*".-`O"J!@#\J'7@E:7O$<C>VA_]D_
`
end
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>17
<FILENAME>image_003.jpg
<DESCRIPTION>GRAPHIC
<TEXT>
begin 644 image_003.jpg
M_]C_X``02D9)1@`!`0```0`!``#_VP!#``@&!@<&!0@'!P<)"0@*#!0-#`L+
M#!D2$P\4'1H?'AT:'!P@)"XG("(L(QP<*#<I+#`Q-#0T'R<Y/3@R/"XS-#+_
MVP!#`0D)"0P+#!@-#1@R(1PA,C(R,C(R,C(R,C(R,C(R,C(R,C(R,C(R,C(R
M,C(R,C(R,C(R,C(R,C(R,C(R,C(R,C+_P``1"`)Z`]`#`2(``A$!`Q$!_\0`
M'P```04!`0$!`0$```````````$"`P0%!@<("0H+_\0`M1```@$#`P($`P4%
M!`0```%]`0(#``01!1(A,4$&$U%A!R)Q%#*!D:$((T*QP152T?`D,V)R@@D*
M%A<8&1HE)B<H*2HT-38W.#DZ0T1%1D=(24I35%565UA96F-D969G:&EJ<W1U
M=G=X>7J#A(6&AXB)BI*3E)66EYB9FJ*CI*6FIZBIJK*SM+6VM[BYNL+#Q,7&
MQ\C)RM+3U-76U]C9VN'BX^3EYN?HZ>KQ\O/T]?;W^/GZ_\0`'P$``P$!`0$!
M`0$!`0````````$"`P0%!@<("0H+_\0`M1$``@$"!`0#!`<%!`0``0)W``$"
M`Q$$!2$Q!A)!40=A<1,B,H$(%$*1H;'!"2,S4O`58G+1"A8D-.$E\1<8&1HF
M)R@I*C4V-S@Y.D-$149'2$E*4U155E=865IC9&5F9VAI:G-T=79W>'EZ@H.$
MA8:'B(F*DI.4E9:7F)F:HJ.DI::GJ*FJLK.TM;:WN+FZPL/$Q<;'R,G*TM/4
MU=;7V-G:XN/DY>;GZ.GJ\O/T]?;W^/GZ_]H`#`,!``(1`Q$`/P#T3P;X-\+7
MG@;P_=77AO1Y[B;3;:2666QB9W8Q*2S$KDDDY)-;?_"">#_^A4T/_P`%T/\`
M\31X$_Y)YX:_[!5K_P"BEKH*`.?_`.$$\'_]"IH?_@NA_P#B:/\`A!/!_P#T
M*FA_^"Z'_P")KH**`.?_`.$$\'_]"IH?_@NA_P#B:/\`A!/!_P#T*FA_^"Z'
M_P")KH**`.?_`.$$\'_]"IH?_@NA_P#B:/\`A!/!_P#T*FA_^"Z'_P")KH**
M`.?_`.$$\'_]"IH?_@NA_P#B:/\`A!/!_P#T*FA_^"Z'_P")KH**`.?_`.$$
M\'_]"IH?_@NA_P#B:/\`A!/!_P#T*FA_^"Z'_P")KH**`.?_`.$$\'_]"IH?
M_@NA_P#B:/\`A!/!_P#T*FA_^"Z'_P")KH**`.?_`.$$\'_]"IH?_@NA_P#B
M:/\`A!/!_P#T*FA_^"Z'_P")KH**`.?_`.$$\'_]"IH?_@NA_P#B:/\`A!/!
M_P#T*FA_^"Z'_P")KH**`.?_`.$$\'_]"IH?_@NA_P#B:/\`A!/!_P#T*FA_
M^"Z'_P")KH**`.?_`.$$\'_]"IH?_@NA_P#B:/\`A!/!_P#T*FA_^"Z'_P")
MKH**`.?_`.$$\'_]"IH?_@NA_P#B:/\`A!/!_P#T*FA_^"Z'_P")KH**`.?_
M`.$$\'_]"IH?_@NA_P#B:/\`A!/!_P#T*FA_^"Z'_P")KH**`.?_`.$$\'_]
M"IH?_@NA_P#B:/\`A!/!_P#T*FA_^"Z'_P")KH**`.?_`.$$\'_]"IH?_@NA
M_P#B:/\`A!/!_P#T*FA_^"Z'_P")KH**`.?_`.$$\'_]"IH?_@NA_P#B:/\`
MA!/!_P#T*FA_^"Z'_P")KH**`.?_`.$$\'_]"IH?_@NA_P#B:/\`A!/!_P#T
M*FA_^"Z'_P")KH**`.?_`.$$\'_]"IH?_@NA_P#B:/\`A!/!_P#T*FA_^"Z'
M_P")KH**`.?_`.$$\'_]"IH?_@NA_P#B:/\`A!/!_P#T*FA_^"Z'_P")KH**
M`.?_`.$$\'_]"IH?_@NA_P#B:/\`A!/!_P#T*FA_^"Z'_P")KH**`.?_`.$$
M\'_]"IH?_@NA_P#B:/\`A!/!_P#T*FA_^"Z'_P")KH**`.?_`.$$\'_]"IH?
M_@NA_P#B:/\`A!/!_P#T*FA_^"Z'_P")KH**`.?_`.$$\'_]"IH?_@NA_P#B
M:/\`A!/!_P#T*FA_^"Z'_P")KH**`.?_`.$$\'_]"IH?_@NA_P#B:/\`A!/!
M_P#T*FA_^"Z'_P")KH**`.?_`.$$\'_]"IH?_@NA_P#B:/\`A!/!_P#T*FA_
M^"Z'_P")KH**`.?_`.$$\'_]"IH?_@NA_P#B:/\`A!/!_P#T*FA_^"Z'_P")
MKH**`.?_`.$$\'_]"IH?_@NA_P#B:/\`A!/!_P#T*FA_^"Z'_P")KH**`.?_
M`.$$\'_]"IH?_@NA_P#B:/\`A!/!_P#T*FA_^"Z'_P")KH**`.?_`.$$\'_]
M"IH?_@NA_P#B:/\`A!/!_P#T*FA_^"Z'_P")KH**`.?_`.$$\'_]"IH?_@NA
M_P#B:/\`A!/!_P#T*FA_^"Z'_P")KH**`.?_`.$$\'_]"IH?_@NA_P#B:/\`
MA!/!_P#T*FA_^"Z'_P")KH**`.?_`.$$\'_]"IH?_@NA_P#B:/\`A!/!_P#T
M*FA_^"Z'_P")KH**`.?_`.$$\'_]"IH?_@NA_P#B:/\`A!/!_P#T*FA_^"Z'
M_P")KH**`.?_`.$$\'_]"IH?_@NA_P#B:/\`A!/!_P#T*FA_^"Z'_P")KH**
M`.?_`.$$\'_]"IH?_@NA_P#B:/\`A!/!_P#T*FA_^"Z'_P")KH**`.?_`.$$
M\'_]"IH?_@NA_P#B:/\`A!/!_P#T*FA_^"Z'_P")KH**`.?_`.$$\'_]"IH?
M_@NA_P#B:/\`A!/!_P#T*FA_^"Z'_P")KH**`.?_`.$$\'_]"IH?_@NA_P#B
M:/\`A!/!_P#T*FA_^"Z'_P")KH**`.?_`.$$\'_]"IH?_@NA_P#B:/\`A!/!
M_P#T*FA_^"Z'_P")KH**`.?_`.$$\'_]"IH?_@NA_P#B:/\`A!/!_P#T*FA_
M^"Z'_P")KH**`.?_`.$$\'_]"IH?_@NA_P#B:/\`A!/!_P#T*FA_^"Z'_P")
MKH**`.?_`.$$\'_]"IH?_@NA_P#B:/\`A!/!_P#T*FA_^"Z'_P")KH**`.?_
M`.$$\'_]"IH?_@NA_P#B:/\`A!/!_P#T*FA_^"Z'_P")KH**`.?_`.$$\'_]
M"IH?_@NA_P#B:/\`A!/!_P#T*FA_^"Z'_P")KH**`.?_`.$$\'_]"IH?_@NA
M_P#B:/\`A!/!_P#T*FA_^"Z'_P")KH**`.?_`.$$\'_]"IH?_@NA_P#B:/\`
MA!/!_P#T*FA_^"Z'_P")KH**`.?_`.$$\'_]"IH?_@NA_P#B:/\`A!/!_P#T
M*FA_^"Z'_P")KH**`.?_`.$$\'_]"IH?_@NA_P#B:/\`A!/!_P#T*FA_^"Z'
M_P")KH**`.?_`.$$\'_]"IH?_@NA_P#B:/\`A!/!_P#T*FA_^"Z'_P")KH**
M`.?_`.$$\'_]"IH?_@NA_P#B:/\`A!/!_P#T*FA_^"Z'_P")KH**`.?_`.$$
M\'_]"IH?_@NA_P#B:/\`A!/!_P#T*FA_^"Z'_P")KH**`.?_`.$$\'_]"IH?
M_@NA_P#B:/\`A!/!_P#T*FA_^"Z'_P")KH**`.?_`.$$\'_]"IH?_@NA_P#B
M:/\`A!/!_P#T*FA_^"Z'_P")KH**`.?_`.$$\'_]"IH?_@NA_P#B:/\`A!/!
M_P#T*FA_^"Z'_P")KH**`.?_`.$$\'_]"IH?_@NA_P#B:/\`A!/!_P#T*FA_
M^"Z'_P")KH**`.?_`.$$\'_]"IH?_@NA_P#B:/\`A!/!_P#T*FA_^"Z'_P")
MKH**`.?_`.$$\'_]"IH?_@NA_P#B:/\`A!/!_P#T*FA_^"Z'_P")KH**`.?_
M`.$$\'_]"IH?_@NA_P#B:/\`A!/!_P#T*FA_^"Z'_P")KH**`.?_`.$$\'_]
M"IH?_@NA_P#B:/\`A!/!_P#T*FA_^"Z'_P")KH**`.?_`.$$\'_]"IH?_@NA
M_P#B:/\`A!/!_P#T*FA_^"Z'_P")KH**`.?_`.$$\'_]"IH?_@NA_P#B:Q/&
M7@WPM9^!O$%U:^&M'@N(=-N9(I8K&)71A$Q#*0N001D$5W=<_P"._P#DGGB7
M_L%77_HIJ`#P)_R3SPU_V"K7_P!%+705S_@3_DGGAK_L%6O_`**6N@H`****
M`"BBB@`HHHH`****`"BBB@`HHHH`****`"BBB@`HHHH`****`"BBB@`HHHH`
M****`"BBB@`HHHH`****`"BBB@`HHHH`****`"BBB@`HHJ.>9;>WEG<$K&A<
M@=<`9H`DHKQ__AH[P?\`]`W7/^_$/_QVN@\'_&#P_P"-M=&D:;9ZG%<&)I=U
MS%&J87&>5<G//I0!Z!1165XA\1Z3X6TI]3UF\2UM58(&()+,>BJHY)]AV!/0
M&@#5HID4@FA2500KJ&&>N#3Z`"BN8U'QSIFF>.=.\)307;7]_%YL4B(IB`^?
M[Q+9S\AZ`]JZ>@`HKRS5OCYX5T;6;W2[BPUEI[.=X)&CAB*EE8J2,R`XR/2M
M#PI\:/"GBW6$TJV^W6=W+Q"MY$JB4\G`*LPSQWQGMF@#T.BBB@`HK'T[Q1H^
MK:YJ&CV%XMQ>:=M%T$!*QL<X7=T)X.0,XP0<'BMB@`HHHH`****`"BD)P"?2
MO(3^T;X05B#INN<''^HB_P#CM`'K]%<IX*^(F@>/()FTF29)X,&6VN4"2("<
M`\$@@X[$^^*ZN@`HHHH`**X?4?BCI-GXJF\.6>EZUJ]_`!YXTVU$JPDD#YB6
M&,9&3T&>N<UW%`!1110`4444`%%%%`!1110`4444`%%%%`!1110`4444`%%%
M%`!1110`4444`%%%%`!1110`4444`%%%%`!1110`4444`%%%%`!1110`4444
M`%%%%`!1110`4444`%%%%`!1110`5S_CO_DGGB7_`+!5U_Z*:N@KG_'?_)//
M$O\`V"KK_P!%-0`>!/\`DGGAK_L%6O\`Z*6N@KG_``)_R3SPU_V"K7_T4M=!
M0`4444`%%%%`!1110`4444`%%%%`!1110`4444`%%%%`!1110`4444`%%%%`
M!1110`4444`%%%%`!1110`4444`%%%%`!1110`4444`%%%%`!1110!X[^T=_
MR(FG?]A%?_1<E==\1/%[^"O`$FJ6X1KQPD%L'Z>8PZX[X`)QWQ7._'S2-2UG
MP78P:7I]W?3+?J[1VL+2L%V.,D*"<<CGWKH?B/X.F\:>`9-+MRJ7L>R>W\S@
M%U'W2>V06'XT`>=7GAKXDZ#X8/C:3QQ=S7\,9O;C3)2Q@5#DLN"VPX4_="`#
ML>`:S?B_J4WB[X8^&?%B7<D,$TGE2Z>N[RS*0V7Z_P`)1@..C=?71O?$GQ)U
M_P`,'P1)X'NX;^9/L=QJ<@98&49#-G;L&0/O!R#V'(%:_CSX=7\'P2T[P_I4
M,E]=Z7*D[I""6E.'WE5ZGER0!S_*@#2D\.>*M#^'*6$/C:(&:<2W>L:E*T;V
MUNRJ"D9);!]"67&>,'D<='XG7PU\5M"T[P]XXU3Q%I]W(EO?17MW]J12Y`!5
M\;3U!^7D%2">2*D\8?\`"6>-?"_A_59O!U_%;:3?8O-'<.9;A0(\.%*`E3\Z
M\`XSW&<&O6^JZQXU\%ZGIG@34]+\/Z?=HJ1FS".N90SLT*9,:C&<D<\F@#8\
M6_\`)R_A'_KQ_P#C]>SUY+XGT?4[C]H3POJ<.G7<EA#9[9;I(&,49_?<,X&`
M>1U/<5ZU0!\U>'O%^J>$?B3XZFTWPO>:Z)K^3S1;%AY`660Y;:C<')ZXZ5H:
M?-JGQJ\=:)K\&DVFEZ=HTJ&XE%VLLS%7#A2``V#C"_+@?.<]JZOX7Z/J>G_$
MCQ[=7NG7=M;W5X6MY9H&1)1YLARI(PPP0>/6L37?#6M?#KXL0>)_#.DWM]H^
MH,?MEK8PM(4#'YU(`.!G#K[C'`H`L?$'Q5J6L?$?_A#;+Q7#X8TVT@$MW?O*
M(F9R`P4-N4GAE^4,/XB<XP)?AUXGU.'Q?J/@:\\3Q>(+8VS36.K12^:P/4@L
M"23\Q."QQC`.,5!X^\+ZCI/Q#7QI8^$XO$^F7MNL=U82P>8ZO@`$(58KPJ\A
M3C#`XS6]\-EO-2UF[U&Z^&FE^&K2(8M)Q;+#<JV,,N-@+`Y^]A1CCYN<`'GW
MPM\*:K/\3M>5/%%[$=(OU-VRAO\`B8[97!\SY^^TGG=]XUVGPBUG5-2\;>.K
M>_U*\NH;:\"P1SSLZQ#S)1A03A1@#IZ"L[0HO$?@CXPZ\J^%KZ_T[7;U&%]$
M&,<*,['>65".-YR"1C'XU1L%\8_#?XD>)#8>$+K6[369_-AE@W*BY=BI+A6"
MXWL"&QT!R!U`-WX::SJE_P",/B)!>:E>7$-I<E;>.:=G6$;YAA`3\O0=/05S
M7PMT_P`9^/=-AU"Z\;:G::?IMX$\I9)'DNONNX=]X.,%5&=P'/`YSN_"70O$
M.F:[XXEUW3IH+B[*/Y@B<12N3*6\MB/F`+=B>U:WP&TG4M'\#75OJ>GW5C.U
M^[B.YA:)BNQ.<,`<<&@#F]7N_%VL?'37/#.C>([G3[66U0,S,TBV\?E1EFC3
M.%<DXR,'YB00:O?#C4O$FA_%76?!&L:Y<:S;PV_GI/<LS,#A""-Q)`(?E<D9
M'YWM)T?4X_VD-;U233KM=.DL0B7;0,(F;9",!\8)X/?L:-)T?4X_VD-;U233
MKM=.DL0B7;0,(F;9",!\8)X/?L:`/67^XWTKYB^%'Q5T/P%HFH6&J6FHS2SW
M9F4VL:,H7:HYW.O/%?3K?<;Z5Y/\`](U/1O"^JPZIIUW8RO?ET2Z@:)F78HR
M`P&1[T`87PJBN?$7Q2UWQS;:2^FZ'<0ND1==HD8LH)&!@G*,S8S@G&3UK&C\
M0ZO\1=2U;4I?B5;^%+.WF:+3[/[7Y!D7J"P#J<=,L=W).``,5]',H=2IZ$8-
M?.<'A_5/ASJVJ:=<?#2#Q987$YFL;M;43,B=`"WEN1QCY3CD$C(.:`.I\/>/
M-5\1_!KQ1<7=WC5]*AGB-Y;-LWX3*R*5Q@]>1CIGO5?X8:+XP\4:?I/BG4O&
ME^EK$'BBL`782JNY0TA+@,=^2=P;(`&<8`VK72]2G^#FO>?X/T_1=5O;&4?9
M-+@"M/\`*=F8U&0W.-I+'Z9P-SX1V-YIOPRTBTO[6>UN8Q)OAGC*.N9&(RIY
M'%`'F'P]TKQ$_P`8/$T:>*/+N+696OYS81M]M4/RNW.(\^J]*T+*7Q=\7_$&
MK76F>*;GP_H&G3-;VILRVZ5N.3M9"V0`V2>,@`<DUM^`-'U.S^+_`(VO;O3K
MN"SN6/DSRP,L<OS_`,+$8;\*P]/B\8?!_7M5M=.\+7/B'0=0F:>V^Q[MT9X^
M]L1BO!`P0`<9!X-`&]\//%.O1ZKK_@CQ)="[U'2(2\%Z"2TL>!]X]SAE.3SR
M<Y(S7)?"W3_&?CW38=0NO&VIVFGZ;>!/*621Y+K[KN'?>#C!51G<!SP.<];\
M._"VNOJNO^-O$=K]DU'5X2L%D`=T49`/S#L<!1@\C!SCI4WP&TG4M'\#75OJ
M>GW5C.U^[B.YA:)BNQ.<,`<<&@#F)7\8>)OC%XH\,Z5XIN],L0HDDDW-(84"
MK\L2[AM)9ADJ5/'7L:GA5OB!K>N:[X!'C"6&'3Y7:7561I;G`.`JL6#`,3GK
MD8P#C@]9X2TC4[;X]^+=1GTZ[BL9[;;#<R0,L4AS%PK$8/0]#V-)\/\`1]3L
MOC!XUOKK3KN"TN&/D3RP,L<OSY^5B,'\*`(OA!KOB"34/%7AK5-1;5)='G*0
M7%R[%F.YU(9CEMI*@\Y(S7-^+9+G2-!U/4=;^*5RGBL3,(M.TC46-NA'W8S"
MH#+P""QV@$C.3][7\'>'O$">)OB?Y=G=6$NH-*MA<SPM&CL7EVLK$<CD'(SU
MKG-"TS6-/^'&J^%K?X=:B/$DD<T,^HO;(D<D);)Q,2-Q`P`BY!P",T`==J_B
MW5]3_9P;Q#]LFM]5:*,/<V[^4Y83JA8%<8R!SC'4UR.K0?$!/AM9>/9?&UY$
M888"EA"753'N"JSG=AV)()W*<YZXP*W_`.Q]6E_9B;2!H^H+J:`(;,VKB8D7
M(;(3&3\O/3I6KK^CZG-^S?!I<6G7<FHBQM4-HL#&4,'0D;,9R,'/':@"+Q?\
M1M;M/AUX6FTORDU[Q"D:H^`=A*KN*@\9+,HYX&?I2:?X'^)7AC7]*NK+QC-K
MEM*^R_AU&1_+C3@G`9G)S@@%0"#CC!.*^O>!-<UKX4^#YM+MVBU[1(HI4MYU
MV/G:-R_-C#`JIP<=*EL_'7Q-\3:SI=GIW@Z70TC;?>W&HPN89$P`?O*A&"2=
MJDL<#G`.0"K\0?%6I:Q\1QX-LO%</A?3;2`2W=^\HB9G(#!0VY2>&7Y0P_B)
MSC`L_#/Q7J-IXXO/!5_XCA\26@@-Q9:G'+YK'N59LG/4\$G&,9QBJOQ`\*:G
MHWQ&'C&S\*0^*-.NX!%=V+Q"5ED`"A@I5B.%7#`''S`XR"=WX;+>:EK-WJ-U
M\--+\-6D0Q:3BV6&Y5L89<;`6!S]["C''S<X`/4:***`"BBB@`HHHH`****`
M"BBB@`HHHH`****`"BBB@`HHHH`****`"BBB@`HHHH`****`"BBB@`HHHH`*
M***`"BBB@`HHHH`****`"N?\=_\`)//$O_8*NO\`T4U=!7/^._\`DGGB7_L%
M77_HIJ`#P)_R3SPU_P!@JU_]%+705S_@3_DGGAK_`+!5K_Z*6N@H`****`"B
MBB@`HHHH`****`"BBB@`HHHH`****`"BBB@`HHHH`****`"BBB@`HHHH`***
M*`"BBB@`HHHH`****`"BBB@`HHHH`****`"BBB@`HHHH`****`"BBB@`HHHH
M`****`"BBB@`HHHH`****`"BBB@`HHHH`****`"BBB@`HHHH`****`"BBB@`
MHHHH`****`"BBB@`HHHH`****`"BBB@`HHHH`****`"BBB@`HHHH`****`"B
MBB@`HHHH`****`"BBB@`HHHH`****`"BBB@`HHHH`****`"BBB@`HHHH`***
M*`"BBB@`KG_'?_)//$O_`&"KK_T4U=!7/^._^2>>)?\`L%77_HIJ`#P)_P`D
M\\-?]@JU_P#12UT%<_X$_P"2>>&O^P5:_P#HI:Z"@`HHHH`*KWTUQ;Z?<S6E
MK]JN8XF:*W\P)YK@9"[CPN3QD]*L44`<3X.N_$$WB[Q-!K]S"TL2VK16ULS&
M&W5A(=JD@%C@#+8&3[`53\6:[J-SK>DQ:3=/!IUIK-M;7LJ9!N)&;F('/W5'
MWNH)('9A6QIME=CQOXKF\N6&.X@M%@N#&=K$)("5/0X)&:X35?A_XUTS2]'L
MK7QK+>6\6I0%$CT2/,+%\F=F!);!)8[CSGDT`=;XC@O_`!/XP3PW!K&H:386
MMD+VYFTZ7RII'=RJ('P<*-C$^O%7/`]S?Q+J^A:E>RWTVCW8MXKN8?O)86C6
M1"Y[L`V">^,GDU0UV74O"OBF'Q$NEZAK5I<6"V-VFG0AYED1BR2"/(RIW.#@
M\<5?\#VU_*NKZ[J5E+8S:Q=BXBM)C^\BA6-8T#CLQ"Y([9P>10!UE%07EE:Z
MC:26E[;0W-M(,/#/&'1AG/*G@\UY%J7@#PIJOQL71[C0[1-/7PX+H6]J#;KY
MOVDKO/EE<G:<?EZ"@#V2BO/_`/A27P\_Z%[_`,G;C_XY1_PI+X>?]"]_Y.W'
M_P`<H`]`HKS_`/X4E\//^A>_\G;C_P".4?\`"DOAY_T+W_D[<?\`QR@#T"BO
M/_\`A27P\_Z%[_R=N/\`XY1_PI+X>?\`0O?^3MQ_\<H`]`HKS_\`X4E\//\`
MH7O_`"=N/_CE'_"DOAY_T+W_`).W'_QR@#T"BO/_`/A27P\_Z%[_`,G;C_XY
M1_PI+X>?]"]_Y.W'_P`<H`]`HKS_`/X4E\//^A>_\G;C_P".4?\`"DOAY_T+
MW_D[<?\`QR@#T"BO/_\`A27P\_Z%[_R=N/\`XY1_PI+X>?\`0O?^3MQ_\<H`
M]`HKS_\`X4E\//\`H7O_`"=N/_CE'_"DOAY_T+W_`).W'_QR@#T"BO/_`/A2
M7P\_Z%[_`,G;C_XY1_PI+X>?]"]_Y.W'_P`<H`]`HKS_`/X4E\//^A>_\G;C
M_P".4?\`"DOAY_T+W_D[<?\`QR@#T"BO/_\`A27P\_Z%[_R=N/\`XY1_PI+X
M>?\`0O?^3MQ_\<H`]`HKS_\`X4E\//\`H7O_`"=N/_CE'_"DOAY_T+W_`).W
M'_QR@#T"BO/_`/A27P\_Z%[_`,G;C_XY1_PI+X>?]"]_Y.W'_P`<H`]`HKS_
M`/X4E\//^A>_\G;C_P".4?\`"DOAY_T+W_D[<?\`QR@#T"BO/_\`A27P\_Z%
M[_R=N/\`XY1_PI+X>?\`0O?^3MQ_\<H`]`HKS_\`X4E\//\`H7O_`"=N/_CE
M'_"DOAY_T+W_`).W'_QR@#T"BO/_`/A27P\_Z%[_`,G;C_XY1_PI+X>?]"]_
MY.W'_P`<H`]`HKS_`/X4E\//^A>_\G;C_P".4?\`"DOAY_T+W_D[<?\`QR@#
MT"BO/_\`A27P\_Z%[_R=N/\`XY1_PI+X>?\`0O?^3MQ_\<H`]`HKS_\`X4E\
M//\`H7O_`"=N/_CE'_"DOAY_T+W_`).W'_QR@#T"BO/_`/A27P\_Z%[_`,G;
MC_XY1_PI+X>?]"]_Y.W'_P`<H`]`HKS_`/X4E\//^A>_\G;C_P".4?\`"DOA
MY_T+W_D[<?\`QR@#T"BO/_\`A27P\_Z%[_R=N/\`XY1_PI+X>?\`0O?^3MQ_
M\<H`]`HKS_\`X4E\//\`H7O_`"=N/_CE'_"DOAY_T+W_`).W'_QR@#T"BO/_
M`/A27P\_Z%[_`,G;C_XY1_PI+X>?]"]_Y.W'_P`<H`]`HKS_`/X4E\//^A>_
M\G;C_P".4?\`"DOAY_T+W_D[<?\`QR@#T"BO/_\`A27P\_Z%[_R=N/\`XY1_
MPI+X>?\`0O?^3MQ_\<H`]`HKS_\`X4E\//\`H7O_`"=N/_CE'_"DOAY_T+W_
M`).W'_QR@#T"BO/_`/A27P\_Z%[_`,G;C_XY1_PI+X>?]"]_Y.W'_P`<H`]`
MHKS_`/X4E\//^A>_\G;C_P".4?\`"DOAY_T+W_D[<?\`QR@#T"BO/_\`A27P
M\_Z%[_R=N/\`XY1_PI+X>?\`0O?^3MQ_\<H`]`HKS_\`X4E\//\`H7O_`"=N
M/_CE'_"DOAY_T+W_`).W'_QR@#T"BO/_`/A27P\_Z%[_`,G;C_XY1_PI+X>?
M]"]_Y.W'_P`<H`]`HKS_`/X4E\//^A>_\G;C_P".4?\`"DOAY_T+W_D[<?\`
MQR@#T"BO/_\`A27P\_Z%[_R=N/\`XY1_PI+X>?\`0O?^3MQ_\<H`]`HKS_\`
MX4E\//\`H7O_`"=N/_CE'_"DOAY_T+W_`).W'_QR@#T"BO/_`/A27P\_Z%[_
M`,G;C_XY1_PI+X>?]"]_Y.W'_P`<H`]`HKS_`/X4E\//^A>_\G;C_P".4?\`
M"DOAY_T+W_D[<?\`QR@#T"BO/_\`A27P\_Z%[_R=N/\`XY1_PI+X>?\`0O?^
M3MQ_\<H`]`HKS_\`X4E\//\`H7O_`"=N/_CE'_"DOAY_T+W_`).W'_QR@#T"
MBO/_`/A27P\_Z%[_`,G;C_XY1_PI+X>?]"]_Y.W'_P`<H`]`HKS_`/X4E\//
M^A>_\G;C_P".4?\`"DOAY_T+W_D[<?\`QR@#T"BO/_\`A27P\_Z%[_R=N/\`
MXY1_PI+X>?\`0O?^3MQ_\<H`]`HKS_\`X4E\//\`H7O_`"=N/_CE'_"DOAY_
MT+W_`).W'_QR@#T"BO/_`/A27P\_Z%[_`,G;C_XY1_PI+X>?]"]_Y.W'_P`<
MH`]`HKS_`/X4E\//^A>_\G;C_P".4?\`"DOAY_T+W_D[<?\`QR@#T"BO/_\`
MA27P\_Z%[_R=N/\`XY1_PI+X>?\`0O?^3MQ_\<H`]`HKS_\`X4E\//\`H7O_
M`"=N/_CE'_"DOAY_T+W_`).W'_QR@#T"BO/_`/A27P\_Z%[_`,G;C_XY1_PI
M+X>?]"]_Y.W'_P`<H`]`HKS_`/X4E\//^A>_\G;C_P".4?\`"DOAY_T+W_D[
M<?\`QR@#T"BO/_\`A27P\_Z%[_R=N/\`XY1_PI+X>?\`0O?^3MQ_\<H`]`HK
MS_\`X4E\//\`H7O_`"=N/_CE<SXN^'OA?P?J7@[4-!TPV=U)XDLH'D%S*^8V
M+$KAF(YVB@#V:BBB@`HHHH`*Y_QW_P`D\\2_]@JZ_P#135T%<_X[_P"2>>)?
M^P5=?^BFH`/`G_)//#7_`&"K7_T4M=!7/^!/^2>>&O\`L%6O_HI:Z"@`HHHH
M`****`"BBB@`HHHH`*\__P";A?\`N5/_`&[KT"O/_P#FX7_N5/\`V[H`]`HH
MHH`****`"BBB@`HHHH`****`"BBB@`HHHH`****`"BBB@`HHHH`****`"BBB
M@`HHHH`****`"BBB@`HHHH`****`"BBB@`HHHH`****`"BBB@`HHHH`****`
M"BBB@`HHHH`****`"BBB@`HHHH`****`"BBB@`HHHH`****`"BBB@`HHHH`*
M***`"BBB@`HHHH`****`"BBB@`HHHH`****`"BBB@`HHHH`****`"BBB@`HH
MHH`****`"BBB@`HHHH`****`"BBB@`KS_P"*?_,E?]C78_\`L]>@5Y_\4_\`
MF2O^QKL?_9Z`/0****`"BBB@`KG_`!W_`,D\\2_]@JZ_]%-705S_`([_`.2>
M>)?^P5=?^BFH`/`G_)//#7_8*M?_`$4M=!7/^!/^2>>&O^P5:_\`HI:Z"@`H
MHHH`****`"BBB@`HHHH`*\__`.;A?^Y4_P#;NO0*\_\`^;A?^Y4_]NZ`/0**
M**`"BBB@`HHHH`IW=_\`9KB*!+6>XEE5G"Q%!A5*@D[F`_B%1_VC=?\`0&OO
M^^X/_CE$W_(PV?\`UZ3_`/H<-:%`&?\`VC=?]`:^_P"^X/\`XY1_:-U_T!K[
M_ON#_P".5H44`9_]HW7_`$!K[_ON#_XY1_:-U_T!K[_ON#_XY6A10!G_`-HW
M7_0&OO\`ON#_`..4?VC=?]`:^_[[@_\`CE:%%`&?_:-U_P!`:^_[[@_^.4?V
MC=?]`:^_[[@_^.5H44`9_P#:-U_T!K[_`+[@_P#CE']HW7_0&OO^^X/_`(Y6
MA10!G_VC=?\`0&OO^^X/_CE']HW7_0&OO^^X/_CE:%%`&?\`VC=?]`:^_P"^
MX/\`XY1_:-U_T!K[_ON#_P".5H44`9_]HW7_`$!K[_ON#_XY1_:-U_T!K[_O
MN#_XY6A10!G_`-HW7_0&OO\`ON#_`..4?VC=?]`:^_[[@_\`CE:%%`&?_:-U
M_P!`:^_[[@_^.4?VC=?]`:^_[[@_^.5H44`9_P#:-U_T!K[_`+[@_P#CE']H
MW7_0&OO^^X/_`(Y6A10!G_VC=?\`0&OO^^X/_CE']HW7_0&OO^^X/_CE:%%`
M&?\`VC=?]`:^_P"^X/\`XY1_:-U_T!K[_ON#_P".5H44`9_]HW7_`$!K[_ON
M#_XY1_:-U_T!K[_ON#_XY6A10!G_`-HW7_0&OO\`ON#_`..4?VC=?]`:^_[[
M@_\`CE:%%`&?_:-U_P!`:^_[[@_^.4?VC=?]`:^_[[@_^.5H44`9_P#:-U_T
M!K[_`+[@_P#CE']HW7_0&OO^^X/_`(Y6A10!G_VC=?\`0&OO^^X/_CE']HW7
M_0&OO^^X/_CE:%%`&9/J\MM;R3S:1?)%$I=VW0G"@9)XDS6G6?KO_(O:G_UZ
M2_\`H!K0H`****`"BBB@`HHHH`****`"BBB@`HHHH`****`"BBB@`HHHH`**
M**`"BBB@`HHHH`****`"BBB@`HHHH`****`"BBB@`HHHH`****`"BBB@`HHH
MH`****`"BBB@`HHHH`****`"BBB@`HHHH`****`"O/\`XI_\R5_V-=C_`.SU
MZ!7G_P`4_P#F2O\`L:['_P!GH`]`HHHH`****`"N?\=_\D\\2_\`8*NO_135
MT%<_X[_Y)YXE_P"P5=?^BFH`/`G_`"3SPU_V"K7_`-%+705S_@3_`))YX:_[
M!5K_`.BEKH*`"BBB@`HHHH`****`"BBB@`KS_P#YN%_[E3_V[KT"O/\`_FX7
M_N5/_;N@#T"BBB@`HHHH`****`,^;_D8;/\`Z])__0X:T*SYO^1AL_\`KTG_
M`/0X:T*`"BBB@`HHHH`***RO$.B'Q!IGV+^U=3TSYPYGTV?R9>,_+NP>.?TH
M`U:*\_\`^%6?]3[XY_\`!Q_]A5/5OA->3Z3=1:?X]\7?:GC(C%YJ9DA8^CJ%
M!P>GX]#TH`[K2M?TG7&NETN_@NS:2F&<1-G8W^'OT.#Z5I5\V?#3X1^*3K5]
M+J=_JOAZU@+02/93F&:Y;T5AP4Z'=R#V[D>I_P#"K/\`J??'/_@X_P#L*`/0
M*YS5-?U.#Q/#H>EZ9:74SV;7;275ZT"JH<)@;8GR<D>E9FF_#DZ;J5M>CQIX
MPN?(D#^1=:GYD4F#]UUV<@]Z9JVEV^J_%6UAN)+M%71)&!M;R6W;/GH.6C92
M1ST)Q0!TD=]J<&G2W&J6NF6DJR*JA=09HBI(&2[1+@\\#:<G'//$Z:UI4FH#
M3TU.S:](9A;+.IDPI(8[<YX((/I@UA>*K&'3O!$UM`]P\:SP$&XN))WYG0\O
M(S,?Q-5=)L+"X\-^*X;N.1;>[O[U;IK="TC*?E)`4$EMHP,`GCI0!T5CXCT/
M4X[B2PUG3KM+9=T[0722"(<\L0?E'!Z^AJ/PUXCL/%&DKJ&GSPR1[V1ECE60
MH0>`V.A(P<>XKF/#&LO<>(K.RCU;1O$D2VD@.H64`2>U4%<+*59E^?C@;.4^
MZ<<:W@"ZMYO"L-O%/&\UI++!<1JP+12"1LJP['Z]B#0!';>(]?U.[U5-+T/3
M9(-/O'M"]QJ;Q/(RJIR%$#`#YA_%6QI^O65]X=AUR1_L=F\7FNUTRIY0[[CG
M`QZYQ7GFG2>$EU;Q4FN^(O[/N3J\W[G^W9;3*;$Y\M95![\XYQ[5::YN=-\!
M^%UOEA@2*\5$O=1C<16D2;_(EF163)*B,`,5`9E)P0!0!WEKK^C7MD;VTU:P
MGM!((C/%<HR!R0`NX'&2648Z\CUI^GZUI6K/.FFZG9WCP';,MM.LAC//#;2<
M=#U]*\@U![?4+KQ!#)JW]MPW*:-YEPT4:PS_`.F%6\L(`'0?=SEB.5+'%>@7
MX,?Q-TQ8$19)-%NUW8Q]V2#:/H"3^=`&\FN:3+JKZ5'JED^HH,O:+<(9E&,\
MIG(X(/2A-<TF757TJ/5+)]109>T6X0S*,9Y3.1P0>E<-H%YH8\*:'H5W&LWB
M&UDB,EA&<74-V#\\S+D,!DLS.>&5C][<`:5K=6$O@+1_#R;6\36]Q;&6R7_C
MYAN%E4R3.OW@,[F,AX(;.3NY`/1YM9TNWOH[&;4K..[E?9';O.HD=L`X"DY)
MP0<>XID7B#19KZ*QBU>PDO)E+QVZ7*&1UYY"YR1P?R-96A0Q#QGXIG$:B5I+
M9"^.2HB!`SZ9)_.N*L;W1;CX=P:'ITD2:[+=%X+4*#<+/YY/GA.NT8+;^FT=
M10!ZW1110`4444`%%%%`!1110`4444`%%%%`&?KO_(O:G_UZ2_\`H!K0K/UW
M_D7M3_Z])?\`T`UH4`%%%%`!1110`4444`%%%%`!1110`4444`%%%%`!1110
M`4444`%%%%`!1110`4444`%%%%`!1110`4444`%%%%`!1110`4444`%%%%`!
M1110`4444`%%%%`!1110`4444`%%%%`!1110`4444`%%%%`!7G_Q3_YDK_L:
M['_V>O0*\_\`BG_S)7_8UV/_`+/0!Z!1110`4444`%<_X[_Y)YXE_P"P5=?^
MBFKH*Y_QW_R3SQ+_`-@JZ_\`134`'@3_`))YX:_[!5K_`.BEKH*Y_P`"?\D\
M\-?]@JU_]%+704`%%%%`!1110`4444`%%%%`!7G_`/S<+_W*G_MW7H%>?_\`
M-PO_`'*G_MW0!Z!1110`4444`%%%%`&?-_R,-G_UZ3_^APUH5GS?\C#9_P#7
MI/\`^APUH4`%%%%`!1110`4444`%%%%`!1110`4444`%%%%`!1110`4444`%
M%%%`!1110`52TG3(='TR&PMVD:*+.TR$%CDD\X`]:NT4`%%%%`!1110`4444
M`%%%%`!1110`4444`9^N_P#(O:G_`->DO_H!K0K/UW_D7M3_`.O27_T`UH4`
M%%%%`!1110`4444`%%%%`!1110`4444`%%%%`!1110`4444`%%%%`!1110`4
M444`%%%%`!1110`4444`%%%%`!1110`4444`%%%%`!1110`4444`%%%%`!11
M10`4444`%%%%`!1110`4444`%%%%`!7G_P`4_P#F2O\`L:['_P!GKT"O/_BG
M_P`R5_V-=C_[/0!Z!1110`4444`%<_X[_P"2>>)?^P5=?^BFKH*Y_P`=_P#)
M//$O_8*NO_134`'@3_DGGAK_`+!5K_Z*6N@KG_`G_)//#7_8*M?_`$4M=!0`
M4444`%%%%`!1110`4444`%>?_P#-PO\`W*G_`+=UZ!7G_P#S<+_W*G_MW0!Z
M!1110`4444`%%%%`&?-_R,-G_P!>D_\`Z'#6A6?-_P`C#9_]>D__`*'#6A0`
M4444`%%%%`!1110`4454U'5=.T>V%SJ=_:V4!8();F98E+')`RQ`SP>/:@"W
M16);^,_"UW<Q6UMXET>:>5@D<45]$S.QX``#9)/I6W0`445CZGXGTS2=0CL+
MEKM[N2(S+#:V,]PVP'!8^6C8&2!S0!L45F:5K^G:S)/%:23">WVF6&XMI+>1
M0WW24D56P<'!Q@X/H:TZ`"BBB@`HHJM-?VT%];V<DNVXN%=HDVD[@N-W/08R
M.M`%FBJ]A?6VIV,5Y9R>9;RC<C[2,CZ'FLE/&6@OJ,=BMZWF2SFVCE-O(('E
M&?W:S;?++<$;0V<@CKQ0!O45CZIXHTC1[DV]Y<2B18_-E\JWDE$*<X>0HI$:
M\'YGP/E/H:DU'Q#IFE^0)YI9'N%+Q16MO)<R.HQE@D2LVT9'S8QR.>10!J45
MG2Z]I<6C)JYO(VL)%5HY8\OYFXX4*%R68D@!0"23@#-.TO6;'68Y6LY)"T+[
M)8IH7ADC;&0&1P&7(((R.0<B@"_1110`4444`%%%%`!1110`4444`%%%%`&?
MKO\`R+VI_P#7I+_Z`:T*S]=_Y%[4_P#KTE_]`-:%`!1110`4444`%%%%`!11
M10`4444`%%%%`!1110`4444`%%%%`!1110`4444`%%%%`!1110`4444`%%%%
M`!1110`4444`%%%%`!1110`4444`%%%%`!1110`4444`%%%%`!1110`4444`
M%%%%`!1110`5Y_\`%/\`YDK_`+&NQ_\`9Z]`KS_XI_\`,E?]C78_^ST`>@44
M44`%%%%`!7/^._\`DGGB7_L%77_HIJZ"N?\`'?\`R3SQ+_V"KK_T4U`!X$_Y
M)YX:_P"P5:_^BEKH*Y_P)_R3SPU_V"K7_P!%+704`%%%%`!115>^^V?V?<_V
M?Y'VWRF^S_:,^7YF/EW8YVYQG'.*`+%%<'X,M-1M/&OBR+4]4;4+PI:.TWE^
M6BY$A"(F3M4>F23R2<FN?\4^`=(T/0YM;EO[V?QK-)BSU-+ATFGNF/R1I'N*
MA<?)MP<(#SQF@#URBO/];T6'QKXS30==62;2K#38[N6U29HUEGD=E!8J02%"
M-CGJU7O`43Z5+KWAQ9II;/2;U8[/SGWM'"\22+'N/)"EB!GH,#M0!V5>?_\`
M-PO_`'*G_MW7<WE[:Z=:27=[<PVUM&,O-/($11G'+'@<UY=_PEGAO_A>O]H_
M\)!I7V'_`(1KR/M/VV/R_,^T[MF[.-V.<=<4`>L45GV^O:-=VZ3VVK6$T+MM
M22.Y1E8^@(.":D_M;3?^@A:??V?ZY?O>G7K[4`7**I_VMIO_`$$+3[^S_7+]
M[TZ]?:C^UM-_Z"%I]_9_KE^]Z=>OM0!<HJG_`&MIO_00M/O[/]<OWO3KU]J/
M[6TW_H(6GW]G^N7[WIUZ^U`$<W_(PV?_`%Z3_P#H<-:%9*W=M=>(;7[/<13;
M+:X5_+<-M.^'@XZ5K4`%%%%`!1110`5E>(?^$@_LS_BFAIAU#>/^0D9/*"<Y
M^YSGI6K10!Y__P`7?_ZD;_R;KSCXU_\`">?\(;:?\)1_PCGV'^T$V?V7Y_F>
M9Y<F,^9QMQN]\XKZ'HH`^&/"7VS_`(3+0_[.\C[=_:$'V?[1GR_,\Q=N_;SM
MSC..<5]3_P#%W_\`J1O_`";KT"B@#B=-_P"%H?VE;?VH/!YL/,'VC[*;D2[,
M\[-W&<=,TS5I=3B^*MJ=+M+2YF.B2!ENKIH%"^>G(*QODYQQ@?6NYJH=,LSJ
MZZJ8?]-6`VPEW'_5E@Q&,XZ@'.,T`<!!>7VHW7BS6+]DTW5[#37LETZ"9G:!
M0&D68OA=V\X*D#@+C.=P&SJ-]=1W?@54NIE^U76)P)"/-'V65L-_>&X`\]P#
M70RZ)ILVL)JTEJIOE@:V\T,1NB)R48`X89Y&X''.,9JA:>"]!LKNTNH;24S6
M3%K5I;J67[/E2I6,.Q"+@XVC"\#C@8`.<G:^T76IK[7TUL1?;P8=3LK\O:B)
MVPB26Q?"@`A"1&W][<#R'^(H]1LM9U#4=1AUN;2T1);:[TC4/+^QHH&X26^]
M1)A@SYVR9!VD8`%=&?"&BM?&Z-M-DS>>8/M4OV<R9SO\C=Y>=WS9V_>^;KS2
MWWA+1M2NYKFX@GW3X\^.*[FBBGP,?O(T8))Q@'<#D``\#%`'(R:A?:_KVLE;
M/Q!=VMH\<5D^E7T5LD8:%)-[JTT9=B7!PRLN`,#ELZ.GWEWJ&H>#;N_,374M
MC<M*T+JR,VU.04)7GKP2/>N@O_"^D:E="YG@E27RQ$YMKF6#S4'19!&RAU&3
M@-D#)]35P:58K/9S);(C64;16X3*K&A`!`4<8PH'3C'%`&3X&`;P/I8/0PD?
MJ:PS#!KILO#'AZU$?A[2YXC=7N24W0N&6"(G)=MRC<W0`$9+'CM+33K6PTU-
M/MHC':HA14#DX!]R<]_6L>P\$:+I:6\=DVJPQ6Y'E0KK%WY:@'(&SS=N/;&*
M`*WA_P#Y#OC+[1_S_)][/^K^S18_#.[]:Y[X8BX%U:?:LY_X1NP\G.?N[ILX
MS_P#/X5VFJ>%](UBY-Q>6\ID:/RI?*N)(A,G.$D",!(O)^5\CYCZFI-1\/:9
MJGD&>&6-[=2D4MK<26TB*<94/$RMM.!\N<<#C@4`<'IPE']@YS]D/BN_QUQM
MS<[,_P#`NGX5U%F&_P"%H:L4_P!7_9-IO_W_`#9\?I6O+H.ERZ,FD&SC6PC5
M5CBCRGE[3E2I7!5@0"&!!!&0<T[2]&L=&CE6SCD#3/OEEFF>:21L8!9W)9L`
M`#)X`P*`+]%%%`!1110`4444`%%%%`!1110`4444`9^N_P#(O:G_`->DO_H!
MK0K/UW_D7M3_`.O27_T`U)_:VF_]!"T^_L_UR_>].O7VH`N453_M;3?^@A:?
M?V?ZY?O>G7K[4?VMIO\`T$+3[^S_`%R_>].O7VH`N453_M;3?^@A:??V?ZY?
MO>G7K[4?VMIO_00M/O[/]<OWO3KU]J`+E%4_[6TW_H(6GW]G^N7[WIUZ^U']
MK:;_`-!"T^_L_P!<OWO3KU]J`+E%4_[6TW_H(6GW]G^N7[WIUZ^U']K:;_T$
M+3[^S_7+][TZ]?:@"Y15/^UM-_Z"%I]_9_KE^]Z=>OM1_:VF_P#00M/O[/\`
M7+][TZ]?:@"Y15/^UM-_Z"%I]_9_KE^]Z=>OM1_:VF_]!"T^_L_UR_>].O7V
MH`N453_M;3?^@A:??V?ZY?O>G7K[4?VMIO\`T$+3[^S_`%R_>].O7VH`N453
M_M;3?^@A:??V?ZY?O>G7K[4?VMIO_00M/O[/]<OWO3KU]J`+E%4_[6TW_H(6
MGW]G^N7[WIUZ^U']K:;_`-!"T^_L_P!<OWO3KU]J`+E%4_[6TW_H(6GW]G^N
M7[WIUZ^U']K:;_T$+3[^S_7+][TZ]?:@"Y15/^UM-_Z"%I]_9_KE^]Z=>OM1
M_:VF_P#00M/O[/\`7+][TZ]?:@"Y15/^UM-_Z"%I]_9_KE^]Z=>OM1_:VF_]
M!"T^_L_UR_>].O7VH`N453_M;3?^@A:??V?ZY?O>G7K[4?VMIO\`T$+3[^S_
M`%R_>].O7VH`N453_M;3?^@A:??V?ZY?O>G7K[4?VMIO_00M/O[/]<OWO3KU
M]J`+E%4_[6TW_H(6GW]G^N7[WIUZ^U']K:;_`-!"T^_L_P!<OWO3KU]J`+E%
M4_[6TW_H(6GW]G^N7[WIUZ^U']K:;_T$+3[^S_7+][TZ]?:@"Y15/^UM-_Z"
M%I]_9_KE^]Z=>OM1_:VF_P#00M/O[/\`7+][TZ]?:@"Y15/^UM-_Z"%I]_9_
MKE^]Z=>OM1_:VF_]!"T^_L_UR_>].O7VH`N453_M;3?^@A:??V?ZY?O>G7K[
M4?VMIO\`T$+3[^S_`%R_>].O7VH`N453_M;3?^@A:??V?ZY?O>G7K[4?VMIO
M_00M/O[/]<OWO3KU]J`+E%4_[6TW_H(6GW]G^N7[WIUZ^U']K:;_`-!"T^_L
M_P!<OWO3KU]J`+E%4_[6TW_H(6GW]G^N7[WIUZ^U']K:;_T$+3[^S_7+][TZ
M]?:@"Y15/^UM-_Z"%I]_9_KE^]Z=>OM1_:VF_P#00M/O[/\`7+][TZ]?:@"Y
M15/^UM-_Z"%I]_9_KE^]Z=>OM1_:VF_]!"T^_L_UR_>].O7VH`N453_M;3?^
M@A:??V?ZY?O>G7K[4?VMIO\`T$+3[^S_`%R_>].O7VH`N453_M;3?^@A:??V
M?ZY?O>G7K[4?VMIO_00M/O[/]<OWO3KU]J`+E%4_[6TW_H(6GW]G^N7[WIUZ
M^U']K:;_`-!"T^_L_P!<OWO3KU]J`+E%4_[6TW_H(6GW]G^N7[WIUZ^U']K:
M;_T$+3[^S_7+][TZ]?:@"Y7G_P`4_P#F2O\`L:['_P!GKJ]1\2:1IFF7>H7%
M_;F&U1WDV2JS?*I8J!GEL#I7AOC3XU^&_$?_``CWV.RU5/[-UNVU";SHHQNC
MCW;@N)#EN1@'`]Z`/H>BO.?"OQI\->+_`!%;:)86FJ0W5P',;7$480[5+$95
MR>BGM7HU`!1110`5S_CO_DGGB7_L%77_`**:N@KG_'?_`"3SQ+_V"KK_`-%-
M0`>!/^2>>&O^P5:_^BEKH*Y_P)_R3SPU_P!@JU_]%+704`%%%%`!1110!SNF
MZ;>VOC+Q'J,EO_HUW%:BW;>O[PHKAAC.1R1UQUKA;&Z^(4>MRZSJ?PY_M#4-
MS+;.VMVZ):1'C9&G.TD?>;.6]A@#URB@#BO$-IXATWQ#;^)]`TF+5)Y;,6=Y
MISW2P,0&WHZNWR_*2P/J#5[P9I6IV=OJ.IZW'##JFK77VJ:WA;>MNH142/=_
M$0JC)'&2<<5T]%`!7G__`#<+_P!RI_[=UZ!7G_\`S<+_`-RI_P"W=`'H%%%%
M`!1110`4444`9\W_`",-G_UZ3_\`H<-:%9\W_(PV?_7I/_Z'#6A0`4444`%%
M%%`!1110`4444`%%%%`!1110`4444`%%%%`!1110`4444`%%%%`!1110`444
M4`%%%%`!1110`4444`%%%%`!1110!GZ[_P`B]J?_`%Z2_P#H!K0K/UW_`)%[
M4_\`KTE_]`-:%`!1110`4444`%%%%`!1110`4444`%%%%`!1110`4444`%%%
M%`!1110`4444`%%%%`!1110`4444`%%%%`!1110`4444`%%%%`!1110`4444
M`%%%%`!1110`4444`%%%%`!1110`4444`%%%%`!15>^O[/3+.2\O[J&VMHQE
MY9G"JOXFN`E^(&L>*)7M/`&CFZB!VMK&H*T5HGKM'WI#]/R(H`Z'XB7EM9_#
MOQ";JXBA$NG7$49D<+O=HV"J,]22<`5\35];-\(X-6M+N?Q3K%SK6LW%O)%'
M=3C$-H64C=%$#@8)S]1GBO*?%7P+_P"$9_L3_BH_M/\`:>JP:;_QX[/*\S=\
M_P#K#G&WIQG/44`<_P#!+_DKVA?]O'_I/)7U_7D'@CX&#P;XOL=>/B+[9]E\
MS$'V+R]VZ-D^]YAQC=GIVKU^@`HHHH`*Y_QW_P`D\\2_]@JZ_P#135T%<_X[
M_P"2>>)?^P5=?^BFH`/`G_)//#7_`&"K7_T4M=!7/^!/^2>>&O\`L%6O_HI:
MZ"@`HHHH`****`"BBB@`HHHH`*\__P";A?\`N5/_`&[KT"O/_P#FX7_N5/\`
MV[H`]`HHHH`****`"BBB@#/F_P"1AL_^O2?_`-#AK0K/F_Y&&S_Z])__`$.&
MM"@`HHHH`****`"BBLKQ#?ZMINF>?HNB'6+O>%^S"Z2W^7G+;WXX]/>@#5HK
MS_\`X2WXA_\`1,/_`"OV_P#A535/B#XVT73+C4M1^'"V]G;IOEE;7H"%'T"Y
M/T')H`]+HKYS^'7Q>\4WNKZCIT>BKKEW?W#W<$+:@MN8AC+(I<$%0`,*,8P>
MO;TS_A+?B'_T3#_ROV_^%`'H%4]2U;3='MUN-4U"TL8&;8LEU,L2EL$XRQ`S
M@'CVKE=-\3>.+G4K:"_^'ALK220++<C6H)?*4GEMH`+8]!5G7;;51XJM]4T-
MM+OKJUM&CN-.NYC'((W)(:-P&V%F3'S+@A>HQ0!O)K>DRZ2=5CU2R?30"3>+
M<(80`<'Y\XX/'6K-Q=VUG:O=7-Q%!;H,M+*X5%'J2>!7EGB#48-0\%^+X[W0
M)=%UY[>&6_M7E$J2*6VHZNIVMD*03@'C!Z"IO%+S:+X)U_PS=-NBCMA-I<I/
M+V^]08_]Z,D+_NE#US0!Z;]JM_M8M/M$7VDQ^:(=XWE,XW;>N,D#-35R3_\`
M)6[?_L!2?^CTKK:`,6Z\8>&+&ZDM;OQ'I%O<1';)%-?1(Z'T(+9!K9!!`(((
M/0BO/?#TVOK>>*X]+TO3+J`ZS/EKJ_>%MVR/C:(7!'3^(?A2Z5JHT_X;:%';
M73V+,XLY2(&GGC9=PD6")%?>P9&"\%0HW'(&"`>A45Y9+XI\1V]IJ]K%/?13
MQ-ITMG<:O;0";;/<>6P=(L#;A3P0KC)!P<&NJM;C4=-\;0Z3<ZM/J%M>V,MR
MHN(HU:%XW084QJN5(DZ-D_*.>M`'2P7$-U"LUO-'-$WW7C8,I[<$4ES=6]E;
M27-W/%!;Q*6DEE<*J#U)/`%>:>`-<OM8FM='BEGTJWTY7E=98`)-0'FL,H64
MCR1T++\Q)'W>_6>+[*6]CTG[+/8B]M]02XM[:]DV1W3*K93(!.0I9P0IP4!Q
MQ0!L:9JVGZU8I>Z9>P7EL_`E@<,N>XXZ'VJP+B!KE[99HS.B*[1!AN522`2.
MH!*M@^Q]*XWP)J$=V7CNM%N=)UDV4#SAY5DCFC!=4="I*D\'.0&&0#D`4GAO
M2(M(^(FO1I<75S+-I]G+-/=2EWD<O.,^BC``"J`HQP!0!N)XQ\+R7:VB>)-'
M:Y9Q&L*WT1<OG&T+NSG/&*VZ\FT?_A(KCX3WEI::-I5S9R1WJ!I;]Q(P,LF?
MW9AVYZX!?!XY%=U;>(],M=&TJ5$U.:WN;9'@:*PGN&V;1C>8T8*<$=<4`7I_
M$&CVNKPZ3/JEG%J,PW1VKS*)&'LN<\]O7!]#3M3UO2=%2-]5U2RL%D)"&ZN$
MB#$=<;B,UYO?>9H]S?&?2HM>\.W4M_<SW6G7(^T1C<A<.A*Y9&7:"C[@%'`*
MX/5WMI?:CXMM[[1]3TN-K;32@%PC3R*)75MQC5D.UA'PQ;J#P>P!M/XAT2/2
MDU5]8T]=.<[5NVN4$+'.,!\X/((Z]J=IFOZ-K1E&E:M87YBQY@M;E)=F<XSM
M)QG!_*N%U_6;_5O#>DR/:6XU2U\1P6LD7FE87ECEQD-@E5;@]"1G'.*TWGU/
M_A/]!EUO3;.T#P7,%M)97C3[I"%8J^Z-"%VHQ&`1D#..,@';T444`%%%%`!1
M110!GZ[_`,B]J?\`UZ2_^@&M"L_7?^1>U/\`Z])?_0#6A0`4444`%%%%`!11
M10`4444`%%%%`!1110`4444`%%%%`!1110`4444`%%%%`!1110`4444`%%%%
M`!1110`4444`%%%%`!1110`4444`%%%%`!1110`4444`%%%%`!1110`4444`
M%%,EEC@B>6618XT&YG<X"CU)K@;[XF?VC>R:7X'TR3Q!?(=LERIV6<!]6E/!
M]<#KV-`'>7-S!9VTES=3QP01C<\LKA54>I)X%<!<_$B[UZXDL/`.D-J\JG:^
MI7`,5E"?=C@N?8?AFBV^&]YKUQ'?^/M7;5Y5.Y--MR8K*$_[HP7/N?QS7?VU
MM!9VT=M:P1P01C:D42!54>@`X%`'!V/PS_M*\CU3QQJ<GB"^0[H[9ALLX#Z+
M$.&],GKW%=]%%'!$D44:QQH-JH@P%'H!3Z*`"O/_`(I_\R5_V-=C_P"SUZ!7
MG_Q3_P"9*_[&NQ_]GH`]`HHHH`****`"N?\`'?\`R3SQ+_V"KK_T4U=!7/\`
MCO\`Y)YXE_[!5U_Z*:@`\"?\D\\-?]@JU_\`12UT%<_X$_Y)YX:_[!5K_P"B
MEKH*`"BBB@`HHHH`****`"BBB@`KS_\`YN%_[E3_`-NZ]`KS_P#YN%_[E3_V
M[H`]`HHHH`****`"BBB@#/F_Y&&S_P"O2?\`]#AK0K/F_P"1AL_^O2?_`-#A
MK0H`****`"BBB@`HHHH`*S];T/3?$6ER:;JUL+FSD(+Q%V4$@Y'*D'K6A10!
MR.E_##P;HNIP:CIVB);W<#;HY5FD)4].A;%==110`5D:GX?AO[Y-0@O+O3M0
M2/ROM5HR;FCSG8RNK(PR21E21DX(R<Z]%`'-S^"K"[TK4;.\N[VYGU%52ZOI
M&3SG53E5&%"*!S@*H')/4DFSXI\*Z=XNTC^SM1,R(LBR)+`P61&'H2".1D'C
MH36W10!A:GX9%_K<6KV^KZAIUY';&UW6HA8-&6#$$21OSD#D8K3T^TFL[40S
MZA<W[Y)\ZY6,.?;]VBK^E6J*`.93PA);7=_/8>)-8L5OKAKF6&%;9E#L`"07
MA9APH[U8N/"6GR:7865M+<V3:?+YUK<P.#+'(0P9LN&#%@SYW`YW$]>:WJ*`
M.5/@.QEN+JYN=2U*YN;O[-Y\LLD>7,$OF1G`0*O/!"@`CMDECM2Z/;S>(+76
M6>47-M;2VR*"-A61D8DC&<YC&.?6M"B@#`B\)6,$6DK#/=1RZ7(SP3JR[V5R
M=\;?+@HV>1CL",$`UH:MI,&KVT<<SR120R":"XA($D,@!`=201G!(P0002""
M"15^B@#"\.>&QHD7FW%Y<7U^\21/<3LIVHHX1`JJH4$D],G/)/%7HM)@AUVZ
MU=7D-Q<V\5NZDC8%C9R"!C.<R'//I5^B@#D[7P/]BT\Z;!XEUM-.9G)M5-N`
M5=BS+O$/F`$L>0P(SP1746]O#:6T5M;QK'#$@2-%&`J@8`'MBI**`.5OO!$-
MWJ3/%J-]:Z=/YK75E!(JI*SE2^"4+J'P=VUE]1@EB="_\-P75Y#>V=[=Z7>1
MP_9_/LO+RT0.0C+(CJ0#R#C(YP0"<[5%`'/WO@^PNM&MM-AN+JS%M=+>)/`R
MM*9@Q;>Q=6#$L23D<U+9>'/(U&*_OM6U#5)X%86_VL0JL)888JL4:`DCC)R0
M,@8R<[=%`!1110`4444`%%%%`&?KO_(O:G_UZ2_^@&M"L_7?^1>U/_KTE_\`
M0#6A0`4444`%%%%`!1110`4444`%%%%`!1110`4444`%%%%`!1110`4444`%
M%%%`!1110`4444`%%%%`!1110`4444`%%%%`!1110`4444`%%%%`!1110`44
M44`%%%%`!117#ZW\3=,M+]M(T&VF\0ZUT%I8?,B'_II)]U1Z]<=\4`=NS!5+
M,0%`R2>U<'JGQ.M'OGTGPE83>)-67AEM3BWA]Y)?N@?3Z9%5!X)\1^,6$_CK
M5O)L201H>EN4BQZ2R=7]P#C/0UW>EZ1IVB6*6.EV4%I;)TCA0*/J?4^YYH`X
M6+X?ZQXIE2[\?ZP;J('<FC6#-%:IZ;C]Z0_7\R*[^QL+/3+..SL+6&VMHQA(
MH4"JOX"K%%`!1110`4444`%>?_%/_F2O^QKL?_9Z]`KS_P"*?_,E?]C78_\`
ML]`'H%%%%`!1110`5S_CO_DGGB7_`+!5U_Z*:N@KG_'?_)//$O\`V"KK_P!%
M-0`>!/\`DGGAK_L%6O\`Z*6N@KG_``)_R3SPU_V"K7_T4M=!0`4444`%%%%`
M!1110`4444`%>?\`_-PO_<J?^W=>@5Y__P`W"_\`<J?^W=`'H%%%%`!1110`
M4444`5;K3[>\DCDE\T/&&56BF>,@'&1E2,_='Y5#_8UK_P`];[_P/G_^+K0H
MH`S_`.QK7_GK??\`@?/_`/%T?V-:_P#/6^_\#Y__`(NM"B@#/_L:U_YZWW_@
M?/\`_%T?V-:_\];[_P`#Y_\`XNM"B@#/_L:U_P">M]_X'S__`!=']C6O_/6^
M_P#`^?\`^+K0HH`S_P"QK7_GK??^!\__`,71_8UK_P`];[_P/G_^+K0HH`S_
M`.QK7_GK??\`@?/_`/%T?V-:_P#/6^_\#Y__`(NM"B@#/_L:U_YZWW_@?/\`
M_%T?V-:_\];[_P`#Y_\`XNM"B@#/_L:U_P">M]_X'S__`!=']C6O_/6^_P#`
M^?\`^+K0HH`S_P"QK7_GK??^!\__`,71_8UK_P`];[_P/G_^+K0HH`S_`.QK
M7_GK??\`@?/_`/%T?V-:_P#/6^_\#Y__`(NM"B@#/_L:U_YZWW_@?/\`_%T?
MV-:_\];[_P`#Y_\`XNM"B@#/_L:U_P">M]_X'S__`!=']C6O_/6^_P#`^?\`
M^+K0HH`S_P"QK7_GK??^!\__`,71_8UK_P`];[_P/G_^+K0HH`S_`.QK7_GK
M??\`@?/_`/%T?V-:_P#/6^_\#Y__`(NM"B@#/_L:U_YZWW_@?/\`_%T?V-:_
M\];[_P`#Y_\`XNM"B@#/_L:U_P">M]_X'S__`!=']C6O_/6^_P#`^?\`^+K0
MHH`S_P"QK7_GK??^!\__`,71_8UK_P`];[_P/G_^+K0HH`S_`.QK7_GK??\`
M@?/_`/%T?V-:_P#/6^_\#Y__`(NM"B@#/_L:U_YZWW_@?/\`_%T?V-:_\];[
M_P`#Y_\`XNM"B@#-?0[*6-HY&O'1@596OIB"#U!&_FM*BB@`HHHH`****`"B
MBB@`HHHH`****`"BBB@`HHHH`***\1\0?M#)H?B/4M)3PPUP+*YDMO-:^V;R
MC%2=OEG'(/>@#VZBO`4_::4NH?PD0F?F*ZCD@>P\H9KWZ@`HHHH`****`"BB
MB@`HHHH`****`"BBB@`HHHH`****`"BBB@`HHHH`****`"BBB@`HHKD_$OQ#
MT/PW<"P+RZAJ[\1Z;8)YL['T('W?Q_6@#K*XWQ#\2='T:^_LJQ2?6=;;A=.T
M]?,<'_;(X0>N>1UQ61_8OC?QS\_B"]/AK1G_`.8;I\FZYE7TDE_A^@^A`KL?
M#WA;1/"ME]DT;3X;6,@;V49>0^K,>6/U-`''?\(MXO\`&WS^+]2_LC2G_P"8
M-I<GS,/26;O[@<?2NWT30-)\.6"V6CV$%G;CJL2X+'U8]6/N<FM*B@`HHHH`
M****`"BBB@`HHHH`*\_^*?\`S)7_`&-=C_[/7H%>?_%/_F2O^QKL?_9Z`/0*
M***`"BBB@`KG_'?_`"3SQ+_V"KK_`-%-705S_CO_`))YXE_[!5U_Z*:@`\"?
M\D\\-?\`8*M?_12UT%<_X$_Y)YX:_P"P5:_^BEKH*`"BBB@`HHHH`****`"B
MBB@`KS__`)N%_P"Y4_\`;NO0*\__`.;A?^Y4_P#;N@#T"BBB@`HHHH`****`
M"BBB@`HHHH`****`"BBB@`HHHH`****`"BBB@`HHHH`****`"BBB@`HHHH`*
M***`"BBB@`HHHH`****`"BBB@`HHHH`****`"BBB@`HHHH`****`"BBB@`HH
MHH`****`"BBB@`HHHH`***CN+B&TMY+BYFCAAC4L\DC!54#J23T%`$E?$'CO
M_DH?B7_L*W7_`*-:OI2X\7:[X[N9--\"I]ETU6,=SX@N(SL'J(%/WV]_Y<&L
MV3]G?PO<2-/=:OKTUQ(=\LK3Q9=SR6.8R>3D\DT`?+M?8'_"QM6M/^0K\/O$
MD..ILXTN@/Q4BN?'[./@\$'^T=</L9XO_C5>OT`<"OQC\'QL$U"XOM,D/&R]
ML94.?3A2/7\JV[+Q_P"$-1P+;Q+I;,>BM=*C'\&(-=$R*ZE74,IX((R#6)?>
M#/#&I9^V>'M+F8_Q/:)N_/&:`-B"X@N8Q);S1RH?XHV##\Q4E<)/\'?!$DAE
M@TE[*;M):74L9'X!L?I4?_"L9[7G2O&_BFT](Y+P3QK]%8?UH`[^BN`_X1SX
MCV/-IXYL[]1TCO\`2U3\V0Y-'V[XJV/^OT;PWJ8'_/I=20L?^_@QF@#OZ*X#
M_A/?$UG_`,A7X<ZS&!U^P3Q7?Y;<9H_X7!X;M_\`D*VFMZ1C[WV_39%V_7:&
MH`[^BN4L?B9X)U#'D>)M.!/033"(_D^*Z*TU&QOTWV5Y;W*]<PRJX_0T`6:*
M**`"BBB@`HHHH`****`"BBB@`HHKG_$OC70?"42G5;Y4GD_U5K$-\TI/0*@Y
MZ\9Z>]`'05S/B;Q[H/A4K!>W+3:A)Q%86J^;<2$]`$'3/J<"N<\WQ[XZ_P!2
MK>$-$?\`C<;[^9?8=(OYCWKIO#'@70/":L^G6>Z\DR9;VX/F3RD]27///H,#
MVH`YG[)X\\='-[,WA+1&_P"7>W;=?3+_`+3](_PY'0@UU?AKP;H/A*W,6D6$
M<+M_K+AOGEE_WG/)^G3VK>HH`****`"BBB@`HHHH`****`"BBB@`HHHH`*\_
M^*?_`#)7_8UV/_L]>@5Y_P#%/_F2O^QKL?\`V>@#T"BBB@`HHHH`*Y_QW_R3
MSQ+_`-@JZ_\`135T%<_X[_Y)YXE_[!5U_P"BFH`/`G_)//#7_8*M?_12UT%<
M_P"!/^2>>&O^P5:_^BEKH*`"BBB@`HHHH`**C6XA>XDMUFC::-59XPP+*&S@
MD=0#@X^AJHVN:0FK+I+:I8KJ3<K9FX03'C/"9W=.>G2@"_1534-4T_2+;[3J
M5];65ON"^;<S+&N3T&6(&:FM[B"[MHKFVFCF@E4/'+$P974\@@C@@^M`$M>?
M_P#-PO\`W*G_`+=UVVH:G8:3:FZU*^MK.W!"F6YE6-,GH,L0*\Q_X2SPW_PO
M7^T?^$@TK[#_`,(UY'VG[;'Y?F?:=VS=G&['..N*`/6**HZ9K>DZTDCZ5J=E
M?I&0':UN$E"D]`=I.*O4`%%%%`!1110`4444`%%%%`!1110`4444`%%%([K&
MA=V"J.I)P!0`M%4Y=7TV`@2ZA:1YZ;YE&?UJE+XN\-0!C-XATF,*<-OO8QCZ
MY:@#9HKFY?B%X-B(#>*='.?[EY&W\C7GGQ(^-^G:;IAL?"=W'>:A<*0;N/YH
M[<="1ZOZ=N_M0!ZQ:ZWIE[JM[I=M>Q2WUD%-S`I^:/<,C-7Z^%M%\3:OX?\`
M$$>MV%Y(M^KEVD<EO-R<L'_O`]\_SK[&\#>*O^$S\*VVL&PN+)I,JT<JD!F&
M,LA_B3G@^Q':@#HZ***`"BBB@`HHHH`****`"BBB@`HHHH`****`"BBB@`HH
MHH`****`"BBB@`HHHH`****`"BBB@`HHHH`****`"BBB@`HI&8*I9B`H&23V
MKSS4O'FH^(=0FT/X?V\=[<1G9<ZO+_QZ6GT/_+1O0#(^O.`#H?%?C72/"-O'
M]MD>:]G.VVL;==\\[=@J^F>YX_&N7M_"6O>/+B/4/'3&STM6#V_A^WD.WV:=
MQ]X^P_3D5O>%/`-AX<N)-3N9Y=5UZ<?Z1J=US(WL@_@7V';O76T`16UM!9VT
M=M;0QPP1*$CCC4*J@=``.@J6BB@`HHHH`****`"BBB@`HHHH`****`,N^\-:
M#J>?M^BZ==$]3-:HY_45SMW\(O`EXV]O#\,+]0UM+)"0?;:P%=M10!P'_"JK
M:VYTKQ5XHT['1(=1+1_BK`Y[]Z/^$2\>67-A\0FG4=(K_3(WS]7!!KOZ*`.`
MW_%>Q^]#X6U.,?W&F@D/USE:/^$T\:6?_(2^'-V5'\=AJ$4^?HO!KOZ*`.`_
MX6UIEMQJN@>)=+QU-WIC;?P*DY'O5VR^+'@2_($7B6S0G_GONA_]#`KLJI7N
MCZ9J0(O].M+K/_/>!7_F*`&V.N:1J>/L&JV-WGIY%PDF?R-7ZX^]^%?@;4,^
M=X9L5S_SP4P_^@$50_X5'HUO_P`@K6/$6D^@LM3=0/\`OK=[_G0!Y`_[1_BT
MR,8],T14R=H:*4D#MD^8,_D*MZ3^T9X@DUBS35=/TE=/:9%N&@AE\Q8R<,5S
M(>0.<8KQ.N@\"?\`)0O#7_85M?\`T:M`'TM_:GCKQS\NCVA\+:*__+]>INO)
M5]4CZ)QW/U!KH/#/P^T+PQ,UY##)>:I)S+J-Z_FSN>YW'I^&/QKJ:*`"BBB@
M`HHHH`****`"BBB@`HHHH`****`"BBB@`HHHH`*\_P#BG_S)7_8UV/\`[/7H
M%>?_`!3_`.9*_P"QKL?_`&>@#T"BBB@`HHHH`*Y_QW_R3SQ+_P!@JZ_]%-70
M5S_CO_DGGB7_`+!5U_Z*:@`\"?\`)//#7_8*M?\`T4M=!7/^!/\`DGGAK_L%
M6O\`Z*6N@H`****`"J]]#<7&GW,-I=?9;F2)EBN/+#^4Y&`VT\-@\X/6K%%`
M'`>#M+70_&?C"$7=U>RF.TFEN+IPTDCE9"2<``#H`````!7.IX8TJ\^#-QXC
MFM+=M>ELY-5_M/;^_6<9D4B3[PP0`!G'&*]%T[1KBT\6:YJLCQ&WOX[9(E4G
M</+5@VX8Q_$,8)KCYO`WBP6<OA6VU72X_!\SL&<QO]MC@8EFA7^#')4,>0#G
MMB@"X;&S\6>/H8]:M;>\M;/18;B*UN$$D?FS.P9]IX)`0`9'&:N^!;6+2M4\
M4Z+9J(["SU%6MH5/RPB2%)&51V&XL<#@9-2^(_#VN+JUKKGA.XT^'4HK<V<L
M.HJY@FASN7)3Y@RG./J:N^$=!O-%L;J;5;N.ZU;4;@W5[)"NV,.5"A$!YVJJ
MJ`3R<9/6@#SO]I"<+X'TNW\N4E]25_,"_(NV.08)[$[N!WP?2OF6OK+XV^&M
M>\6>&-/TO0=,-Y(MX+B5O/CC"!490/G89SO[?W?>OGW_`(5;XR_X2'^P/[&_
MXF?V3[;Y'VJ'_4[]F[=OV_>XQG/M0!V'P+\9:3X2_MX:G]J+W7V?R4M[=Y2V
MWS,_=''WAUKU_P#X6[HS_P"HT7Q)<`=3%I;G'USBO)/AE!XU\"^(M9TRWTVT
M>_\`+AEGTFZE"2W48W_-`XRIVY.>3G/0D<>W>&_B)H?B*Y.GLTNFZPAQ)IM^
MGE3*?8'AOPY]A0!EGXIEQ^X\">-)"?NDZ5M5AZYW=*8WQ,UAL&'X=>)F&<'S
M(0AS].>/>O1**`/-F^(GC!N(/AAJC,6VKYEVJ#\3M./KTIG_``G/Q`EY3X<-
M`-^S;+?[B3ZY5.GOTKTRB@#S/_A)OB9+\J>&=)A._;NE:X8`_14Z>_2C^UOB
MM+\R6OA:$;]FV2VOF.?7(7&/?I7IE%`'F>_XG2_*^KZ)"-^W=%I-TQS]"N,>
M_2C['\19>7\9P0$OLVQ>'W8`^HW#I[]*],HH`\S_`+!\:R<3_$K4&4/M'E>&
MUC.?J!T]^GO1_P`(GKLG-Q\0_$K,7V-Y6G&,?@`G`]^E>F44`>9_\((TG^O\
M=^.V`?8/*EDCY]\1\CWZ>]'_``KC2'_X^/$?C:X)?8YENISO^N$''OT]Z],H
MH`\S_P"%7>#G_P"/@>(+C#[!YLUT=I]L`<>_2G)\*/APK!W\/7DDF_:6D-X2
MS>IYP1[]*]*HH`X"+X<?#R(';X7SE]GSVMPW/XCI[]*N1>"_`D)4KX3M#M;8
M-^E.W/OE#D>YX]Z[.B@#F(O#_@^$$1>%K&,%]I":-C)]?]7T]^E-U7P]X5UC
M2IM.N]#'D2_NLQZ<Z,I[%2$R,?WNE=310!\UZ5\!R_B348=4O+Z/1HCLL[B&
MT?S)V8<$C:=H7N2,'L>X]!TKQMJG@AX](\:6SMID9$%KKMO:/'$0.`LJ$#:<
M8Y''UP37J=175K;WMK):W4$<]O*I62*50RL/0@]:`*D&M65S`D]N9Y89"`DD
M=M(RMGH00O*^_3WJ3^TX/^>=W]_9_P`>DO7_`+YZ>_2O/Y_"NO\`@">2_P#!
M#-?Z06+W'A^XD/R]R;=SRI_V3^O`KJ_"OC31_%]J[V$K1W4/RW-E<+LG@;H0
MR_7OTH`U?[3@_P">=W]_9_QZ2]?^^>GOTH_M.#_GG=_?V?\`'I+U_P"^>GOT
MJY10!3_M.#_GG=_?V?\`'I+U_P"^>GOTH_M.#_GG=_?V?\>DO7_OGI[]*N44
M`4_[3@_YYW?W]G_'I+U_[YZ>_2C^TX/^>=W]_9_QZ2]?^^>GOTJY10!3_M.#
M_GG=_?V?\>DO7_OGI[]*/[3@_P">=W]_9_QZ2]?^^>GOTJY10!3_`+3@_P">
M=W]_9_QZ2]?^^>GOTH_M.#_GG=_?V?\`'I+U_P"^>GOTJY10!3_M.#_GG=_?
MV?\`'I+U_P"^>GOTH_M.#_GG=_?V?\>DO7_OGI[]*N44`4_[3@_YYW?W]G_'
MI+U_[YZ>_2C^TX/^>=W]_9_QZ2]?^^>GOTJY10!3_M.#_GG=_?V?\>DO7_OG
MI[]*/[3@_P">=W]_9_QZ2]?^^>GOTJY10!3_`+3@_P">=W]_9_QZ2]?^^>GO
MTH_M.#_GG=_?V?\`'I+U_P"^>GOTJY10!3_M.#_GG=_?V?\`'I+U_P"^>GOT
MH_M.#_GG=_?V?\>DO7_OGI[]*N44`4_[3@_YYW?W]G_'I+U_[YZ>_2C^TX/^
M>=W]_9_QZ2]?^^>GOTJY10!3_M.#_GG=_?V?\>DO7_OGI[]*/[3@_P">=W]_
M9_QZ2]?^^>GOTJY10!3_`+3@_P">=W]_9_QZ2]?^^>GOTH_M.#_GG=_?V?\`
M'I+U_P"^>GOTJY10!3_M.#_GG=_?V?\`'I+U_P"^>GOTH_M.#_GG=_?V?\>D
MO7_OGI[]*N44`4_[3@_YYW?W]G_'I+U_[YZ>_2C^TX/^>=W]_9_QZ2]?^^>G
MOTJY10!3_M.#_GG=_?V?\>DO7_OGI[]*RM?\;Z%X9L#=ZK<30*6*1HUO('E<
M?PH".?KT]ZQ=>^($CZH_A[P=9C6=<'$K`XMK/_:E?IQ_='/;KP9?#?P^CLM2
M&O\`B.\.M^(F&?M,R_N[?_9A3HH'KU^F<4`<ZT&O_$>3?XACU#0O#!?:NE0P
M2_:+L=C,X7Y4/H/\#7H.F_V5H^GQ6&G6,UK:Q'RTBBLI0`?7[O\`X]W]:UZ*
M`*?]IP?\\[O[^S_CTEZ_]\]/?I1_:<'_`#SN_O[/^/27K_WST]^E7**`*?\`
M:<'_`#SN_O[/^/27K_WST]^E']IP?\\[O[^S_CTEZ_\`?/3WZ5<HH`I_VG!_
MSSN_O[/^/27K_P!\]/?I1_:<'_/.[^_L_P"/27K_`-\]/?I5RB@"G_:<'_/.
M[^_L_P"/27K_`-\]/?I1_:<'_/.[^_L_X])>O_?/3WZ5<HH`I_VG!_SSN_O[
M/^/27K_WST]^E']IP?\`/.[^_L_X])>O_?/3WZ5<HH`I_P!IP?\`/.[^_L_X
M])>O_?/3WZ4?VG!_SSN_O[/^/27K_P!\]/?I5RB@"G_:<'_/.[^_L_X])>O_
M`'ST]^E']IP?\\[O[^S_`(])>O\`WST]^E7**`*?]IP?\\[O[^S_`(])>O\`
MWST]^E']IP?\\[O[^S_CTEZ_]\]/?I5RB@"G_:<'_/.[^_L_X])>O_?/3WZ4
M?VG!_P`\[O[^S_CTEZ_]\]/?I5RB@"G_`&G!_P`\[O[^S_CTEZ_]\]/?I1_:
M<'_/.[^_L_X])>O_`'ST]^E7**`*?]IP?\\[O[^S_CTEZ_\`?/3WZ4?VG!_S
MSN_O[/\`CTEZ_P#?/3WZ5<HH`I_VG!_SSN_O[/\`CTEZ_P#?/3WZ4?VG!_SS
MN_O[/^/27K_WST]^E7**`/-&^$WPU9BQ\-762^W@W@Y_/I[]*L:?\,_A[I>H
MVVH6?AZZCNK:X5X7_P!,;;(IR#@D@@$#D\5Z'10!3_M.#_GG=_?V?\>DO7_O
MGI[]*/[3@_YYW?W]G_'I+U_[YZ>_2KE%`%/^TX/^>=W]_9_QZ2]?^^>GOTH_
MM.#_`)YW?W]G_'I+U_[YZ>_2KE%`%/\`M.#_`)YW?W]G_'I+U_[YZ>_2C^TX
M/^>=W]_9_P`>DO7_`+YZ>_2KE%`%/^TX/^>=W]_9_P`>DO7_`+YZ>_2C^TX/
M^>=W]_9_QZ2]?^^>GOTJY10!3_M.#_GG=_?V?\>DO7_OGI[]*/[3@_YYW?W]
MG_'I+U_[YZ>_2KE%`%/^TX/^>=W]_9_QZ2]?^^>GOTH_M.#_`)YW?W]G_'I+
MU_[YZ>_2KE%`%/\`M.#_`)YW?W]G_'I+U_[YZ>_2C^TX/^>=W]_9_P`>DO7_
M`+YZ>_2KE%`%/^TX/^>=W]_9_P`>DO7_`+YZ>_2C^TX/^>=W]_9_QZ2]?^^>
MGOTJY10!3_M.#_GG=_?V?\>DO7_OGI[]*/[3@_YYW?W]G_'I+U_[YZ>_2KE%
M`%/^TX/^>=W]_9_QZ2]?^^>GOTKA/B9=QW#>#%19@5\5V(/F0N@_CZ%@,_A7
MH]>?_%/_`)DK_L:['_V>@#T"BBB@`HHHH`*Y_P`=_P#)//$O_8*NO_135T%<
M_P"._P#DGGB7_L%77_HIJ`#P)_R3SPU_V"K7_P!%+705S_@3_DGGAK_L%6O_
M`**6N@H`\U\;^(O%MQXDF\->$;C3;">VL!?W%W>-ERNXC;&A5L_=Y)4CD<KQ
MF;0?%VM/XC\+V-\\%S::UHBW!9`!+'.B[G=@``$8,`/<<8YSROQFU;X?2:W#
MI?BC3M9.I0PJ\=YIJQ!A&Q/R$NV",@\%3C/!&357X0:S\.;3Q.NF^'-.UUM5
MO$<"\U(1':@7<5^1L`?+V7)[F@#WBBBB@`HHHH`****`"O/_`/FX7_N5/_;N
MO0*\_P#^;A?^Y4_]NZ`-CQIX-A\56<,T$YL=:LF\VPU",?/"_H?53W%<QIS:
M1\1(YO#GC728K?Q3IHQ*J_(Y'::!QSM/!QTSUR,5Z?7)^-?!H\20P7^GW)L/
M$%@2]A?)P5/]Q_5#W'/7Z@@&#]D\=^!.;&9O%NAI_P`N]PVV^A7_`&7Z2?CS
MV`%=+X8\>:#XK+0V-RT5_'D36%TOE7$9'4%#UQZC(JMX*\9GQ`+C2M5MQI_B
M/3_DO;)CU_Z:)ZH>/IGW!-KQ/X$T'Q9MEU"U,=['@PWULWESQ$="''7'H<B@
M#I**\V^T^//`G_'W&WB[0T_Y;0C;?0K[KTD_#D]3BNK\->,M!\6VYDTB_261
M/];;O\DT1[AD/(],]/>@#>HHHH`****`"BBB@`HHHH`****`"BBB@`HHHH`*
M***`"N0\5>`+'Q#=)JME<2:3X@@_U&IVO#_1QT=>V#VXSCBNOHH`\[TOQ]?Z
M%J,6A>/[:.PNW.RVU6+_`(]+O_@7\#>H.!].!7H8(8`@@@\@BJFJ:58:WITN
MGZG:175I*,/%*N0??V/H1R*\\.F^)_AD3+HHN/$'A5>7TYVS=6:]_*;^-1_=
M_P#KF@#T^BL?PYXHT?Q9I@O]'O$N(NCKT>-O[K*>0?\`(K8H`****`"BBB@`
MHHHH`****`"BBB@`HHHH`****`"BBB@`HHHH`****`"BBB@`HHKC?$_C^VTB
M_71-'M7UGQ'*/W=A;GB/_:E;HB]^>?H.:`.CUG6]-\/Z9+J.K7D5I:1_>DD/
M4^@'4GV'->?^=XG^)_%N;GPYX3?K,1MO+Y?]D?\`+-#Z]_<'`T-&^']SJ&IQ
M>(/'-VFK:JOS06BC%I9>R)_$?]H_S&:[^@#,T'P]I7AG3$T[1[*.UMD[(.6/
M]YCU8^YK3HHH`****`"BBB@`HHHH`****`"BBB@`HHHH`****`"BBB@`HHHH
M`****`"BBB@`HHHH`****`"BBB@`HHHH`****`"BBB@`HHHH`****`"BBB@`
MHHHH`****`"BBB@`KS_XI_\`,E?]C78_^SUZ!7G_`,4_^9*_[&NQ_P#9Z`/0
M****`"BBB@`KG_'?_)//$O\`V"KK_P!%-705S_CO_DGGB7_L%77_`**:@`\"
M?\D\\-?]@JU_]%+705S_`($_Y)YX:_[!5K_Z*6M\C((SB@#@/&/C_P`0>&M<
M^P:;X$U/6[?RED^UVQDVY.<K\L3#(QZ]ZQ_"^K^)_&'Q&L=8NO"%WX<M;&SE
MAN9+D-NN@^"B99$)"L"W`..>F>>6\3^'+KPA/!'KOQMUJSDN`S1QB&YD)`/7
M"2G`Y[XSSZ&K?PZO+)_'.GQV_P`5M6\1.PD']GSVMRB./+8Y8R.5XQGH3G'U
MH`]VHHHH`****`"BBB@`KS__`)N%_P"Y4_\`;NO0*\__`.;A?^Y4_P#;N@#T
M"BBB@#D/&O@U]=:WUC1K@6'B33_FL[P#AQWBD]4.2/;/U!E\%>,D\3V\]I>V
MYL->L"([^P?@QM_>7U0]C_\`6)ZJN,\:^#;C5+B#Q#X>F6R\36`_<3=$N$[P
MR^JG]*`.SKD_$OP\T/Q)<"_*2Z?JZ<Q:E8/Y4RGW(^]^/X$5+X,\96_BNQE6
M2%K+5[-O*O\`3Y#\\$@X_%3V-=/0!YM_;GC;P-\GB*R/B/1D_P"8GI\>VXB7
MUEB[_4?B379^'_$^B^*;`7FBZA#=Q<;@A^9#Z,IY4_45K5QGB#X:Z1JU\=6T
MV6?0];&2NH:>=C,?]M1PX/?/)]:`.SHKS8>+_%7@H^5XUTS^T--7@:WI<>0H
M]9HNJ^Y''IFNZTC6],U^P2^TF^@O+9NCQ-G!]".H/L>:`+]%%%`!1110`444
M4`%%%%`!1110`4444`%%%%`!1110!P_B/X>K=:F?$'AB].B>(1R9XU_<W/\`
MLS)T.?7&?K@4SP_\0F;5$\/>+K(:)KYXC#'_`$>[[;HGZ<_W2<]N3G'=UE>(
M/#>D^*=+?3M8LX[F!N1NX9#_`'E;JI]Q0!JT5Y?]K\4?##Y+[[3XB\)IPMTH
MW7EBO^V/^6B#U[8[<"O0M'UG3M?TV+4=*O(KNTD^[)&<C/H1U!]CR*`+U%%%
M`!1110`4444`%%%%`!1110`4444`%%%%`!1110`4444`%5[V^M--LI;R^N8K
M:VB7=)+*P55'N37/^*_'6F>%VBL]DNH:Q<<6VF6@WS2GL2/X5]S[XS6#8^"-
M6\67D6K_`!`F21$(>VT*!O\`1H/0R?\`/1_TZ]0<4`0R>(/$?Q&D:U\)^;H_
MA[)677)D(EG'0BW0\C_>/Z$8/8>&/".C^$;%K;2K;:TAW3W$AWRSM_>=CR3^
MG/`K:1$BC6.-%1%`5548``Z`"G4`%%%%`!1110`4444`%%%%`!1110`4444`
M%%%%`!1110`4444`%%%%`!1110`4444`%%%%`!1110`4444`%%%%`!1110`4
M444`%%%%`!1110`4444`%%%%`!1110`4444`%%%%`!7G_P`4_P#F2O\`L:['
M_P!GKT"O/_BG_P`R5_V-=C_[/0!Z!1110`4444`%<_X[_P"2>>)?^P5=?^BF
MKH*Y_P`=_P#)//$O_8*NO_134`'@3_DGGAK_`+!5K_Z*6N@KG_`G_)//#7_8
M*M?_`$4M;Y&01ZT`>:^+/!+:_P",M3:YTF&Z@U#1#;VE[)&KBSN$9B.OW<[P
M01_=(K&\`1:Q=>-;.5O`,?A=-/M98-0NHXO*2]8X`"J%52-RELC?QW&1F\/`
MGCCP@QE\)>,A=:?'C&G:X"T:1JO"AQG`SV4(,8R>*E\$?%N77_$5OX:UC3+>
M'4Y8MZ7&G7L5U;N0K,V2C'9PO`W,>><4`>HT444`%%%%`!1110`5Y_\`\W"_
M]RI_[=UZ!7G_`/S<+_W*G_MW0!Z!1110`4444`<1XS\(7EU?1>*/#$BVOB:S
M3`SQ'>Q]XI/7/8]N/8C5\'^+[/Q=ICS1Q/:W]L_E7MC-Q);2CJI'IUP>_P!0
M0.BKA/&'A*^34T\7>$RD/B&V7$T)XCU"(=8W'][C@^P]`0`=W16!X1\6V'B_
M2/MEH&AN(F\N[M)>)+:4=48?7.#W_,#?H`"`1@C(KA=7^&5B]^^K^&+V;PYK
M)Y,UF!Y,OM)%]UA^7OFNZHH`\X3Q[K?A.5;7Q]I/E6^=J:UIRF2V;TWK]Y#_
M`)`Q7?:?J-EJME'>:?=0W5M(,I+"X93^(J>2-)8VCD17C<%65AD$'J"*X'4/
MAFMA>R:IX(U.3P]J#'<\$8WVDY]'B/`^HZ>E`'H%%>=VWQ'O-!N8]/\`'VDM
MI$K';'J5N#)93'_>Y*'V/XXKO[:Y@O+>.XM9XYX)!N26)PRL/4$<&@"6BBB@
M`HHHH`****`"BBB@`HHHH`****`"BBB@`ZC!KSW6/A_=Z5J4NO\`@.ZCTO4G
M.ZXL''^B7GLRC[K>X_3)->A44`<=X6^(%KK=ZVC:K:R:-XBB'[W3[HX+_P"U
M$W1U^G/X<UV-8'BGP=H_B^R6#4X#YT9W074)V30-ZHW;Z=/:N1B\2>(OAW*E
MGXQ$FJZ"6"0:[!&2\0Z`7"CG_@0_4G@`]-HJ"SO;74;.*\LKB*XMI5W1RQ,&
M5AZ@BIZ`"BBB@`HHHH`****`"BBB@`HHHH`***P/%'C'1_"-FDVI3L9I3MM[
M2%=\T[>B)U/UZ>]`&Y++'!$\LTBQQH"S.YP%`ZDD]!7G5YXSUGQE=2Z5X!C5
M;9&,=SK]PG[F+U$(_P"6C>_3\#FF1>&O$/Q!F2\\9%]-T0,'AT"WD.Z0=0;A
MQR?]T?H<Y]%M+2VL+2*TLX([>WB7;'%$H55'H`.E`&!X5\#Z7X5$L\7FWFJ7
M'-UJ5VV^>8]\L>@]A^O6NEHHH`****`"BBB@`HHHH`****`"BBB@`HHKR/XN
M_%F+PO;3:%HDHDUJ5-LDJGBT4CK_`+_H.W4]@0#URBO(/A#\6H_$MO#H&N3!
M-9C7;#,YXNU`]?[_`*^O7UKU^@`HHHH`****`"BBB@`HHHH`****`"BBB@`H
MHHH`****`"BBB@`HHHH`****`"BBB@`HHHH`****`"BBB@`HHHH`****`"BB
MB@`HHHH`*\_^*?\`S)7_`&-=C_[/7H%>?_%/_F2O^QKL?_9Z`/0****`"BBB
M@`KG_'?_`"3SQ+_V"KK_`-%-705S_CO_`))YXE_[!5U_Z*:@`\"?\D\\-?\`
M8*M?_12UOG.#CK6!X$_Y)YX:_P"P5:_^BEKH*`/*(_@]>Z_.MUX[\6:AK#;T
ME%E`WE6Z..&`'H1QE0AZ^M=]H'A+0/"\'E:)I-K9_+M:1$S(XSG#.<LW/J37
MG_Q%\6ZIX*\76E]IFM6U\;I8X9/#4@9I)/FP'CV@[&.['(`./XS@"OX!\6ZU
MXX\:M=:GKMIIB6!D4>&XD=9F/SJ3*6"[BO!XW#(^ZAH`]AHHHH`****`"BBB
M@`KS_P#YN%_[E3_V[KT"O/\`_FX7_N5/_;N@#T"BBB@`HHHH`****`.!\7>%
MM1L-7_X3+P@H768U`O++.(]1B'53_M@=#71^%?%.G>+M%34M/9EYV302<202
M#JCCL1^M;=>>^*O#6I:%K3^-/!\(:^V_\3+3!PFH1CJ0!TD'8]_S#`'H5%9'
MAKQ+IOBS18M4TN7?"_RNC##Q..J,.S#_`.OT-:]`!1110!%<VUO>6TEM=01S
MP2#:\4J!E8>A!X->?W/PXO?#]Q)?^`-7;2I&.^33+G,EE,?]WJGU'X8KT6B@
M#S_3_B:EC>QZ5XUTV3P]J+':DTAWVDY]4E'`^AZ>M=\CI+&LD;JZ,,JRG((]
M0:KZAIUEJUE)9ZA:0W5M(,-%,@=3^!K@7\!ZYX2D:Y\`ZL4ML[FT346,ELWJ
M(V/S(?QY[G%`'I%%<+H_Q-L);]=(\36<WAS6>@@O3B*7MF.7[K#/T]LUW749
M%`!1110`4444`%%%%`!1110`4444`%%%%`!3)8HYXGBEC62-U*NCC(8'J".X
MI]%`'FU[X)UGP=>2ZM\/Y5\AVWW.@7#_`+B7U,1/^K;]/P&*Z'PGXZTOQ6)+
M:,2V.K6_%UIMV-DT1[\'[P]Q[9QTKJ*Y?Q9X$TOQ48KMFEL-8M^;74[0[)HB
M.G(^\OL?4XQ0!U%%>;67C?5_"%[%I'Q`B18G;9:Z]`O^CS>@E`_U;?IU[#->
MCQR)-$LD3J\;@,K*<A@>A!H`=1110`4444`%%%%`!1T&365X@\2:3X6TQ]0U
MB\2V@'"YY9V_NJHY8^PKA_L7B;XF?/J8N/#WA5ONV2G;=WJ_]-#_`,LT/]WK
MU]C0!=U;Q[>:OJ4N@^`[:/4K]#MN=1D/^B6?N6_C;V'ZX(K1\+^`;30KQM8U
M*YDUCQ#,/WVI70RP_P!F->B+[#^7%=%I6D:?H>G1:?I=I%:VD0PD40P/J?4^
MYY-7:`"BBB@`HHHH`****`"BBB@`HHIKNL:,[L%11DLQP`*`'45QVK?%+P?I
M,WV<ZLE[=DX6VT]3<.Q]/DR`?J16;_PE_CC7>/#O@MK&%ONW>NS>3CZPK\_Y
M&@#T.L?6O%>@>'4+:OJ]G9G&=DLHWGZ+U/X"N4_X07Q5KF#XG\<7BQ'K::,@
MM4'L7^\P^HK8T7X:^$-!?S;31+9[C.3<7(,\A/KN?.#],4`8Y^*9U7Y/"/A?
M6-<)^[<>5]FMC_VT?I^(KPWQW\+/$VCVMSXEFTVW@LY92\MK;7#3M:@]V8CD
M9[Y/O7UJ``,`8%,FABN()(9HTEBD4HZ.H964C!!!Z@B@#X_\(>"[V**R\6ZU
MH6H77AJ.7,IM&VRE1_&%^\4!ZD8Z'D5]9Z+KFF>(=,CU'2;R*[M9!P\9Z'T(
MZ@^QYJ[##%;01P01)%#$H2..-0JHH&``!P`!VK@M:^'L]CJ<GB#P-=II&KL=
MT]LPS:7GLZ#[I_VA[]SF@#T"BN+\,?$*#5-0.A:[:/HOB.,8:RN#\LW^U$_1
MP?S^N,UVE`!1110`4444`%%%%`!1110`4444`%%%%`!1110`4444`%%%%`!1
M110`4444`%%%%`!1110`4444`%%%%`!1110`4444`%%%%`!7G_Q3_P"9*_[&
MNQ_]GKT"O/\`XI_\R5_V-=C_`.ST`>@4444`%%%%`!7/^._^2>>)?^P5=?\`
MHIJZ"N?\=_\`)//$O_8*NO\`T4U`!X$_Y)YX:_[!5K_Z*6N@KG_`G_)//#7_
M`&"K7_T4M=!0!YOXT\4Z1X3\4&XT_P`+7.N>*9+17;[-&S&&W#$99\-L'+?=
M7G'..*LZ=KF@ZWXTT&>\T/[-K-UI2WMC>GHP93YD._`WE5;.#D?,3A3UY[QO
M+8ZCJ[:WX1^).@:9J4UL+.ZAN+Z%H9XP203][##)&=IZ\$<Y3X;:6!K>G3:Y
MX[T/6K[3K9[72[#3KF-Q%&5&YN`K,VU<=.@Y)[`'L-%%%`!1110`4444`%>?
M_P#-PO\`W*G_`+=UZ!7G_P#S<+_W*G_MW0!Z!1110`4444`%%%%`!1110!YS
MXF\/ZEX4UN;QGX2@,ID^;5])4X6[0=9$':0<GW_$ANR\/>(-.\4:+;ZMI<XE
MMIA_P)&[JP[,.XK4KS7Q#HFH>!M:G\7^%K=I[&<AM9TB,<2KWFB'9QR2._YT
M`>E45GZ)K>G^(M(M]4TNX6>TG7<CCJ/4$=B#P16A0`4444`%%%%`&?K&AZ7X
M@L&L=6L8+RV;^"5<X/J#U!]QS7#?\(EXK\$GS?!FI_VEIB\G1-4DSM'I#+U7
MV!X]<UZ310!QGA_XDZ1J]\-*U&*?1-;&`VGZ@-C,?]ANCCTQR?2NSK(\0>%]
M%\4V/V36M.ANXOX2XPZ'U5ARI^AK@M3M_%7PMTV;4K#55USPW;`-)9:G)MN(
M%SC$<O\`%V`!'H`#0!Z/;:OI]YJE]IEO=))>V/E_:81G,6\97/U`S5VOD3P#
M\0[O2_BF==U&;]SJLS1WV3\H5VX/L%.#]`17UW0`4444`%%%%`!1110`4444
M`%%%%`!1110!!>V-KJ5E+9WMO%<6TR[9(I5#*P]P:\XD\.>(_AS(]WX0\S5M
M`W%IM"GD)DA'4F!SS_P$_J3QZ=10!@^%_&&C>+[%KC2[@F2,[9[:4;)H&_NN
MO;Z]..M;U<;XH^'UKK-\NMZ1=2:-XBB'[O4+8??_`-F5>CJ>G//U'%4-'^(%
MUIFI1>'_`!W:II6IM\MO>J?]$O?=6_A/L?7MG%`'H-%%<UXG\=:'X4*0WD[S
MZA+_`*G3[5?-N)2>@"#IGU.!0!\__&'Q?XET[XHZO96/B#5+2UA$`CAMKMXT
M7,*,>%('5B<UPO\`PG?C#_H:]<_\&,W_`,55_P")][J&I?$/4[W4]+?3+J<1
M,;21P[(OE(%R1W*@$^A)':N0H`^M_`'@N*\T_2?%WB.^FUO6;BTBF@DNN4M5
M90P"+TW#(RW4GGCFO2*P/`H(^'OAH$8(TJUR#_UR6M^@`HHHH`****`"BBN8
MUOXA^$O#Q9-0URT69>#!$WFR9]-B9(_&@#IZ*\\_X6!XAUKCPKX(U":-NEYJ
MC"TB_P!X`Y+#Z8-'_"+^/]=.==\81:5`>MKH4&T_]_G^8'\Z`.UU/6M+T6W\
M_5-1M;*+^]<2J@/TR>:XV7XMZ1=RM;^&M,U;Q#.#C-C:L(E/^U(V`![\U;TS
MX4>$-.G^U3::=3O#RUSJ<AN'8^I#?+^E=E%%'!$L4,:1QH,*B+@`>P%`'G_F
M?%'7S\D.D>%K9N\A^V7*_@/D_.E3X36&H,LOBG6]7\0R`Y\NYN3'`#_LQIC'
MYUZ%10!FZ3X?T?0HO*TG2[2R7&#Y$*H6^I`R?QK2HHH`****`"BBB@`HHHH`
MQ/$_A+1O%VGBSU>U$FT[HID.V6%O[R-U!_0]P:XM=;\3?#5A!XE\[7/#0.V/
M6(E+7%L.PG7^(?[0_4G%>GTC*KJ590RD8((R"*`*VG:E9:O817VG745U:S#*
M2Q-N4_Y]*M5YSJ/@+4?#E_+K?P_N$M)G.^YT:8_Z)=?[H_Y9MZ$<?09K9\*^
M/]/\17#Z9=0R:5KT'$^F7?RR#W0_QKWR.W:@#K:***`"BBB@`HHHH`****`"
MBBB@`HHHH`****`"BBB@`HHHH`****`"BBB@`HHHH`****`"BBB@`HHHH`**
M**`"BBB@`KS_`.*?_,E?]C78_P#L]>@5Y_\`%/\`YDK_`+&NQ_\`9Z`/0***
M*`"BBB@`KG_'?_)//$O_`&"KK_T4U=!7/^._^2>>)?\`L%77_HIJ`#P)_P`D
M\\-?]@JU_P#12UT!&1@US_@3_DGGAK_L%6O_`**6N@H`^?O$GA7X:>$_B"EI
MXATB:QT:73_,MY5EN9$FFWD,&*L6R`!@#CDYZBK7@JW\#2_%[3IO`5C<SVL-
ME,;N8F816[$85AYGS%CRI!X^8$<@UT_Q#UWQ!?:^OA;P[X1TW7FAMUO+K^TX
MU>%0Q*I@,RC/![YZX'!IO@(_$&QUJ*RU+P3X?T30Y"[W#Z:L:'?M^4[5E;))
M"C.T\4`>I4444`%<N_Q%\(Q^)5\/-KEO_:C2>5Y0#%0_]POC8&SQ@G.>.O%=
M.2%!).`.2:\*N+G5IO`EYID?AIY?"<EZ\[>(&9/,^SF?>T_V?[[$#)#=P`V.
MU`'JOB7QSX:\(/`FNZI':23@F-/+>1B!WP@)`]S6Y;7,%[:Q75K-'-;S('CE
MC8,KJ1D$$=17(^%DM[SQIXNO&*S2B2VMT8C.(/(1P`?0EV/O3_ANB0>&[NUA
M`%M;:I>PP*HP%C$[X`'H.E`'85Y__P`W"_\`<J?^W==S>3R6UI)-#:37<BCB
M"`H'?GL795_,BO+O[9O_`/A>OVG_`(1G5?._X1KR_LGF6OF;?M.=^?.V;<\?
M>W9[8YH`]8HK/M]1NIK=))-%OX'9L&*1X"RCU.V0C'T)J3[;/_T#+O[^W[T7
M3^]]_I^OM0!<HJG]MG_Z!EW]_;]Z+I_>^_T_7VH^VS_]`R[^_M^]%T_O??Z?
MK[4`7**I_;9_^@9=_?V_>BZ?WOO]/U]J/ML__0,N_O[?O1=/[WW^GZ^U`%RB
MJ?VV?_H&7?W]OWHNG][[_3]?:C[;/_T#+O[^W[T73^]]_I^OM0!<HJG]MG_Z
M!EW]_;]Z+I_>^_T_7VH^VS_]`R[^_M^]%T_O??Z?K[4`>?:WI5]\.=8N/%/A
MRV:?0KAM^KZ3'_!ZSPCH".X_I]WT'2=6L=<TNWU+3;E+BTG7='(AX(_H1T(/
M(-'VR<C!TRZ^]M^]%T_O??Z?K[5YI>V^H_#36+G7]'TR[;PM<2%]3TT;#]F/
M_/>$*QPOJO'`],;0#U>BLK3M=CU;3X+^PM)[BUN,&*5'B(93_%]_I[=?:K/V
MV?\`Z!EW]_;]Z+I_>^_T_7VH`N453^VS_P#0,N_O[?O1=/[WW^GZ^U'VV?\`
MZ!EW]_;]Z+I_>^_T_7VH`N453^VS_P#0,N_O[?O1=/[WW^GZ^U'VV?\`Z!EW
M]_;]Z+I_>^_T_7VH`N5Y5\:=%\8>*--M-$\.Z2;FR+">ZF^TQ1Y89"IAF!Q_
M%^7I7I/VV?\`Z!EW]_;]Z+I_>^_T_7VH^VS_`/0,N_O[?O1=/[WW^GZ^U`'R
M9_PI+XA_]"]_Y.V__P`<KVCPEXTUSPE8Z?HGQ%TR33AM$-KJID62%\<!960D
M*V!U)YZG'4^E_;9_^@9=_?V_>BZ?WOO]/U]JKWRQZG92V5]HDUS;3'RY(I?)
M967U(W]/U]J`--'61%=&#*PR&!R"*6O+([#Q-\.I7FT&QOM5\+JQ,FE3R(\]
MJO=H&#$LO^P>?S)KL?#WC*P\4Z:+_1X+BXAW['`:(/&?]I2^5^AY]J`.BHJG
M]MG_`.@9=_?V_>BZ?WOO]/U]J/ML_P#T#+O[^W[T73^]]_I^OM0!<HJG]MG_
M`.@9=_?V_>BZ?WOO]/U]J/ML_P#T#+O[^W[T73^]]_I^OM0!<HJG]MG_`.@9
M=_?V_>BZ?WOO]/U]J/ML_P#T#+O[^W[T73^]]_I^OM0!<HJG]MG_`.@9=_?V
M_>BZ?WOO]/U]J/ML_P#T#+O[^W[T73^]]_I^OM0!<HJG]MG_`.@9=_?V_>BZ
M?WOO]/U]J/ML_P#T#+O[^W[T73^]]_I^OM0!<HJG]MG_`.@9=_?V_>BZ?WOO
M]/U]JK7^NQ:7927E_;2VMM&V'EFEA55'][)?I^OM0!JUS7CB\\*6_AV:/Q<]
MK_9\@QY4W+.?]@#YBWNO(KF)?'OB+Q>AA\!:)*+4ML?6=04)$HS@F)"?WA_R
M15[P_P"!;32[\:OJUIJ.NZZ7P;^^>)MGO&F_"*.V.10!YO#<_$+3-!N3H46M
MP^#A*ODR7,22:A!;_P`1C4G.W'3/08QCDUZ=\.=)\&II?]K>&95U":?_`(^-
M0N'\RY=NX<GE3[8'K76?;9_^@9=_?V_>BZ?WOO\`3]?:N$U_P3=#5'\0^#X;
MG1==+XD"F+[-=C_IJ@?&#Z@9[X)Y`!Z/17DNH_&L>'-,N+7Q)H%W9>(X5PMH
M!F&<\X=),_<R/?'09JO\+OC+_P`)-LT;6XB=:9SY3Q;$2=<D]"0`P'&!DD#/
MK0![%17,ZWX\T3PXI.KS"T8-CRWGA,A']X('+$?09]JY^/XIW&M+CPGX/UK5
MLG"W$R+:VY]Q(V?Y"@#T:H+N]M-/MVN+VZAMH%ZR32!%'XGBO.6MOBGKI(OK
MNV\/VS/M\O3(HYYBOJ7D<`?5>?:I;3X8:$+A;O6-.UG7KP/CSM5O$E^IV[PN
MWV()H`NWGQ;\,1W+6>DM>Z[>C_EAI-LTQ_[ZX7'T)JO_`&Q\2]?'_$M\/Z=X
M?MVZ3:I.9I2/4(G0^S5U]DL6G6ZV]CH,EK`K[1'`L**!_>P'QC]?:K'VV?\`
MZ!EW]_;]Z+I_>^_T_7VH`XC_`(5C=ZO\WBWQ?J^KJ?O6L#"TMS[%$Z_7(KI]
M$\&^&_#8']D:+9VK@8\U8P9#]7.6/YUH?;9_^@9=_?V_>BZ?WOO]/U]J/ML_
M_0,N_O[?O1=/[WW^GZ^U`%RBJ?VV?_H&7?W]OWHNG][[_3]?:C[;/_T#+O[^
MW[T73^]]_I^OM0!<HJG]MG_Z!EW]_;]Z+I_>^_T_7VH^VS_]`R[^_M^]%T_O
M??Z?K[4`7**I_;9_^@9=_?V_>BZ?WOO]/U]J/ML__0,N_O[?O1=/[WW^GZ^U
M`%RBJ?VV?_H&7?W]OWHNG][[_3]?:C[;/_T#+O[^W[T73^]]_I^OM0!<HJG]
MMG_Z!EW]_;]Z+I_>^_T_7VH^VS_]`R[^_M^]%T_O??Z?K[4`7**I_;9_^@9=
M_?V_>BZ?WOO]/U]J/ML__0,N_O[?O1=/[WW^GZ^U`%RBJ?VV?_H&7?W]OWHN
MG][[_3]?:C[;/_T#+O[^W[T73^]]_I^OM0!<HJG]MG_Z!EW]_;]Z+I_>^_T_
M7VH^VS_]`R[^_M^]%T_O??Z?K[4`7*YWQ7X*TCQ=;H+Z-X;R'FVOK=MD\#=0
M58>_8\5K?;9_^@9=_?V_>BZ?WOO]/U]J/ML__0,N_O[?O1=/[WW^GZ^U`'G\
M'BOQ!X!GCL/&Z-?Z06"0>(+:/A?03H/NGW'Z\FO1K6ZM[ZUCNK2>.>WE7='+
M$P96'J".#56>9KF!X+C1YY89"8WCD\EE93U)!?E?;K[5YW-X7\0^#+V34O`=
MI.;%Y"USH-U+'Y+^KPMO)0GT_H,4`>J45R'ACXA:?XH,MO;6-Y!J5NVRYL+C
MRXYH3W)5F!*CU`_"NC^VS_\`0,N_O[?O1=/[WW^GZ^U`%RBJ?VV?_H&7?W]O
MWHNG][[_`$_7VH^VS_\`0,N_O[?O1=/[WW^GZ^U`%RBJ?VV?_H&7?W]OWHNG
M][[_`$_7VH^VS_\`0,N_O[?O1=/[WW^GZ^U`%RBJ?VV?_H&7?W]OWHNG][[_
M`$_7VH^VS_\`0,N_O[?O1=/[WW^GZ^U`%RBJ?VV?_H&7?W]OWHNG][[_`$_7
MVH^VS_\`0,N_O[?O1=/[WW^GZ^U`%RBJ?VV?_H&7?W]OWHNG][[_`$_7VH^V
MS_\`0,N_O[?O1=/[WW^GZ^U`%RBJ?VV?_H&7?W]OWHNG][[_`$_7VH^VS_\`
M0,N_O[?O1=/[WW^GZ^U`%RBJ?VV?_H&7?W]OWHNG][[_`$_7VH^VS_\`0,N_
MO[?O1=/[WW^GZ^U`%RBJ?VV?_H&7?W]OWHNG][[_`$_7VH^VS_\`0,N_O[?O
M1=/[WW^GZ^U`%RBJ?VV?_H&7?W]OWHNG][[_`$_7VH^VS_\`0,N_O[?O1=/[
MWW^GZ^U`%RBJ?VV?_H&7?W]OWHNG][[_`$_7VH^VS_\`0,N_O[?O1=/[WW^G
MZ^U`%RBJ?VV?_H&7?W]OWHNG][[_`$_7VH^VS_\`0,N_O[?O1=/[WW^GZ^U`
M%RBJ?VV?_H&7?W]OWHNG][[_`$_7VH^VS_\`0,N_O[?O1=/[WW^GZ^U`%RBJ
M?VV?_H&7?W]OWHNG][[_`$_7VH^VS_\`0,N_O[?O1=/[WW^GZ^U`%RBJ?VV?
M_H&7?W]OWHNG][[_`$_7VH^VS_\`0,N_O[?O1=/[WW^GZ^U`%RBJ?VV?_H&7
M?W]OWHNG][[_`$_7VH^VS_\`0,N_O[?O1=/[WW^GZ^U`%RO/_BG_`,R5_P!C
M78_^SUVGVV?_`*!EW]_;]Z+I_>^_T_7VKRSXO>,-,L+SPM:7OFP7%IKEMJ$L
M9VNP@CW9?"L<9SP#@G!]*`/7Z*@LKVVU&RAO+.>.>VF0/'+&<JRGH0:GH`**
M**`"N?\`'?\`R3SQ+_V"KK_T4U=!7/\`CO\`Y)YXE_[!5U_Z*:@`\"?\D\\-
M?]@JU_\`12UT%<_X$_Y)YX:_[!5K_P"BEKH",C!H`\4\9ZAJ-[XT&M>$_B/X
M1TZ);1;8K<:A%N;YBQW#8P89Z9Z9.,9.;W@;4_&-SXLM8M7^(GA;6+(J^^RT
M^XA::3Y3@@+$IX.">>@K>/P3^'A))\/<G_I]N/\`XY6CH7PP\'>&M6BU32-'
M^S7L08)+]IF?&00>&<CH3VH`ZZBBB@!"`P((R#P17G?_``K35$A;1H/&=['X
M58E3I7V5#((CR8A<$[]N21T^[Q[UZ+10!QNN>"=0GU,ZCX9\1R^'[B6!+>Y"
MVJ7"3(GW#M8C:P!(W#G%=!H&B6OAW1+;2[1I7BA!)DF;<\CL2S.Q[LS$D_6M
M*B@`KS__`)N%_P"Y4_\`;NO0*\__`.;A?^Y4_P#;N@#T"BBB@`HHHH`****`
M"BBB@`HHHH`*1E5U*LH92,$$9!%+10!Y;>VMU\)M5EU738I)_!MW)NOK*,%F
MT]SUEC']SU';\J]+L[RVU"RAO+.=)[:9`\<L9RK*>A!J62-)8VCD171P596&
M00>H(KRZ6*Z^$6J-<VZS7'@>[DS-",LVER,?O+W,1)Z=OK]X`]3HJ.WN(;NV
MBN;:5)H)5#QR(V593R"".HJ2@`HHHH`****`"BBB@`KB/$7@)IM3;Q#X5O!H
MWB$<O(H_<78_NS)WS_>Z]^<#';T4`<7X:\>K?:C_`&!XCLSHWB-!_P`>TA_=
MW(_O0OT8'TZ_7!-=I6-XE\*Z1XLTW[%JUL)%4[HI5.V2%O[R-U!_R<UQL>O>
M(/AS(EIXJ:75O#V0L.MQH3+;CH!<*.2/]L?J3@`'I=%0VEY;7]I%=V<\<]O*
MNZ.6)@RL/4$5-0`4444`%%%%`!2.ZQHSNP5%&69C@`>IKCO$'Q&TS2K\Z1I<
M$VN:Z>%T^Q^8J?\`IH_1!ZYY'I64G@KQ!XQ=;GQWJ/EV6=RZ%ISE(1Z>;(.7
M/L#C/0T`6+_XDMJ-[)I7@?3FUZ_0[9+D';9VY]7DZ-]%Z]C26'PW?4[V/5?'
M.I'7KY#NCM,;;*W/HL?\7U;KW%=O8:=9:591V>GVL-K;1C"10H%4?@*LT`-1
M$CC6.-51%`"JHP`!V`IU%%`!1110!\W_`!S^'>K0ZE/XLM[FYU"QD_UZ2'<U
MH,\`?],^>/3OUS7`_#SP#JGCK7%AM"]O9P,&N;W'$0[`>KGL/QZ5]F21I+&T
M<B*Z."K*PR"#U!%4-$T'2_#>F)IND6:6EHC,PC0D\DY))))/XGT'04`8N@?#
M;PGX<2,V>CV\EP@&;JY42S,W=BS=">O&![5U=%%`!1110`4444`%%%%`!111
M0`4444`%%%%`!1110`4444`%%%%`!1110`4444`%%%%`!1110!RWBSP'I?BE
MX[S=+I^LV_-MJ=H=LT1'3)'WE]C[X(S7/V7CC5_"-Y%I'Q!A1(Y&V6VNVZ?Z
M/-Z"0?\`+-OT^@&:])J"]LK74;.6SO;>*XMI5VR12J&5AZ$&@"6.1)HEDB=7
MC<!E93D,#T(-.KS&3PUXC^'<CW?@XOJNA9+S:%<2$O$.I-NYY_X"<_B3QU_A
M;QEHWB^S>;3)R)HCMN+68;)H&]'7M]>GO0!OT444`%%%%`!1110`4444`%%%
M%`!1110`4444`%%%%`!1110`4444`%%%%`!1110`444UW2*-I)'5$499F.`!
M[F@!U%<1J?Q4\.VMV;#2C<Z]J/:UTF(SG\6'R@>O)Q5+;\2O%/WFL?"5@W9<
M75V1]?N+_,4`=+XRUMM!\,WEW;WNFVMZ(S]F;49=D3/Z>I..@]<5\5:GJ-[J
MVI7%_J%P]Q=SN7EE<Y+'_#T[8KZ^TKX6>&[&[%_J,=QKFI<9N]6E,[9]E/RC
MVXR/6N"^/5CX5M[SPW<7\)CNY;M$N#;\,UDOW^G<94+^-`%']GB7Q86N(U"M
MX7!;<9R?EEQTA_'&X=/QZ_0-4]*M+"QTJUMM+BBBL8XP($A^[LQQCUSUSWJY
M0`4444`%<_X[_P"2>>)?^P5=?^BFKH*Y_P`=_P#)//$O_8*NO_134`'@3_DG
MGAK_`+!5K_Z*6N@KG_`G_)//#7_8*M?_`$4M=!0`4444`%%%%`!1110`4444
M`%>?_P#-PO\`W*G_`+=UZ!7G_P#S<+_W*G_MW0!Z!1110`4444`%%%%`!111
M0`4444`%%%%`!4<\$5S;R03Q)+#(I1XW4%64\$$'J*DHH`\L4W/PAU38YEN/
M`UY+\K8+OI4C'H>YB)/X?7[WJ$4L<\*30R+)%(H9'0Y#`\@@]Q3+JUM[ZTFM
M+J%)K>9"DD;C*NI&""*\RMKBZ^$FJQV%[))/X)O)=MK=.Q9M-D;_`)9N?^>9
M/0]OSR`>IT4B.LB*Z,&1AE64Y!'J*6@`HHHH`****`"BBB@`ILD:31-'*BO&
MX*LK#(8'J"*=10!YQ=^$-8\%7<NJ^`R)+)V\RZ\/S/B*3U:$G_5M[=#^`%=-
MX5\9Z5XMMY/LC/!>P';=6%PNR>W;N&4]L]^E=#7)^*O`EGXAN(]4L[B32M?M
MQ_H^IVO#C_9<='7V/^-`'645YQ;?$B;PQ(VE_$.`:=>(A:'4($9[:]4=2F!E
M6]5(_+(%)_;'C/QY\NA6S^&M#?KJ5['FZF7_`*91?P@^I^H/:@#I?$_CC0_"
M@2._N6EO9>(;&V7S+B4GH%0>OJ<"N:_LWQKX\^;5IY/"VA/_`,N5JX-Y.O\`
MMR=(P?0<]B.]='X8\":'X59[BTA>XU&7F;4+MO-N)2>I+GIGT&!72T`9/A_P
MQHWA:P%GHUA%:Q?QE1EY#ZLQY8_4UK444`%%%%`!1110`4444`%%%%`!1110
M`4444`%%%%`!1110`4444`%%%%`!1110`4444`%%%%`!1110`4444`%%%%`!
M1110`4444`%%%%`!7'^*?A_9Z[>)K&FW,NC^((1^ZU&U&&;VD7HZ_7^7%=A1
M0!YYI7C^]T74(M"\?VL>FWKG;;ZE&?\`1+OW#?P-[''X9`KT,$$`@Y!Z$53U
M72=/UO3I;#4[2*[M)1AXI5R#[^Q]QR*\\.F>*/AF3)HOVCQ#X77EM.D;==6:
M_P#3)OXU']W_`.N:`/3Z*Q_#GBG1_%FFB^T>\2>,<2)T>)O[KKU4_P"1FMB@
M`HHHH`****`"BBB@`HHHH`****`"BBB@`HHHH`****`"BJ>I:MIVC6C76IWU
MO9VXZR3R!!].>I]JXF3XH?VM(UOX+\/ZAX@D!*_:0OV>U4^\C]?ICGUH`]"K
MG?$/CKPUX7!75=6@BG[6R'S)F],(N3^F*YW_`(13QMXE.[Q-XH&F6C==/T(%
M#CT:9OF^H'%=%X>\">&O"YWZ5I,$=QWN9!YDS'N=[9//MQ0!SO\`PEOC3Q+\
MOA?PO_9UJW34-=)CX]5A7YCZ@]*='\,&UAUG\:>(=0UY\[OLH;[/:J?:-.OU
MSSZ5Z%10!2TS2--T6T%KIEC;V<`_Y9P1A`?<XZGWJ[7*>(?B+X<\/7'V*2Z>
M]U,G":?8)Y\[-Z;5Z'ZD5B[_`(B^+_N)!X0TQOXGQ<7KCZ?=3/YCWH`Z[7_%
M.A^%[7[1K6IV]FF,JKMEW_W5'S-^`KY$^)'C%O&_C*ZU--XLT`AM$?@K$O3(
M[$DEC]:^E4^$7AH:?=Q3-?7&HW:[9=6GG\RZ]RK,"%)'&0.AKS7QI\%/#?AS
M_A'OL=[JK_VEK=MI\WG2QG;')NW%<1C#<#!.1[4`=A\!O%PUWP;_`&/<2[KW
M22(QN/+0G[A_#E?H!ZUZO7GGA+X.:%X,U^+6-+U/63,BLC12SIY<BL",.%0$
M@'!`SU`/:O0Z`"BBB@`KG_'?_)//$O\`V"KK_P!%-705S_CO_DGGB7_L%77_
M`**:@`\"?\D\\-?]@JU_]%+705S_`($_Y)YX:_[!5K_Z*6N@H`****`"BBB@
M`HHHH`****`"O/\`_FX7_N5/_;NO0*\__P";A?\`N5/_`&[H`]`HHHH`****
M`"BBB@`HHHH`****`"BBB@`HHHH`*KWUC:ZG8S65[!'<6LZ%)(I!E6![&K%%
M`'EVG7MW\*M5AT35YI+CPC=/LT[4).39,>D,I_N^C?TSM]1!!`(.0>A%5-3T
MRRUG3+C3M1MTN+2X39)$XX8?T/<'L:\[TC4[WX9ZO!X:U^X>?PY<OLTG593S
M`>T$Q[8[-_3[H!Z?1110`4444`%%%%`!12,RHI9F"J!DDG``K@M1^)(OKZ32
M?!6G-X@U)3MDF1MMI;^[R]#]%Z^N:`.VO;ZTTVSDN[ZYAMK:(9>69PJJ/<FN
M!D\<ZYXME:T\`Z9NM<E7US4$*6Z^OEJ>9#_7J,5+9?#B;5[R/5/'>I'6[Q#N
MCL4!2RMSZ+'_`!_5NO<&N_CC2&-8XD5(T&%51@`>@%`'"6/PHT6437/B:6;Q
M'JEPA26ZOCPH/:)`<1CTQR.Q%9^/$?POZ?:?$'A%.WWKS3U_]J1C\P/0#GTV
MB@"AHVM:;X@TR+4=*O(KJTE'RR1GOZ$=01W!Y%7ZX'6/`EWI>IR^(/`UQ'IV
MI.=US8./]$O?9E'W6_VA^F2:TO"OCNT\07,FE7UO)I7B"W'^D:;<G#_[R'HZ
M^X_P-`'64444`%%%%`!1110`4444`%%%%`!1110`4444`%%%%`!1110`4444
M`%%%%`!1110`4444`%%%%`!1110`4444`%%%%`!1110`4444`%%%%`!1110`
M4444`</XD^'D=YJ1U_PU>'0_$2\FXA7]U<=]LR=&!]<9^N!46@_$*2/4T\/>
M,K,:+KAXB<G_`$:\[;HG/K_=/TZ\5WM9FO>'M*\3:8^G:Q91W5L_.UQRI_O*
M>JGW%`&G17E^[Q3\,/\`6?:?$GA).C`;KVQ3W_YZ(!^7L!SW^AZ]I?B33(]1
MTB\CNK63HZ'E3Z,.H/L>:`-&BBB@`HHHH`****`"BBB@`HHK!\0>-?#GA9"=
M8U:WMY,9$&[=*WT1<M^E`&]2,RHI9F"J!DDG``KSS_A,_%WB0[?"?A5[6V;I
MJ.N$PICU6(?,P]#2K\,[G6V$WC;Q)?:USDV4)^S6@]MB<MCUR*`+VK?%+PU8
M71L;"6?6]2Z+9Z5$;AR?<CY1[\Y]JH>9\2O%/^KBL?"5@W\4F+J[(]A]Q?QY
M%=KI.B:7H5J+72M/MK*'ND$87/N<=3[FK]`'#Z;\*O#UO=B_UC[5X@U'O<ZM
M*9L>P0_*!Z#!Q7;1QI%&L<:*B*,*JC``]A3JH:MK6F:%9->:K?V]G;C^.9PH
M)]!ZGV'-`%^F2RQP1-+-(L<:#+.YP%'J2:\^/Q!UGQ*3%X%\.RW<1X_M74@;
M>U'NH^])^&#3HOAI/K<JW7CG7;K6W!#"QB)@LXS_`+B\MCU./<4`37WQ2TZ:
M[?3O"MA=^)=17@K8C$$9_P!N8_*![C(JM_PBOC/Q9EO%6OC2K!O^87HI*DCT
M>8\GW`X/M7>6.GV>EVB6EA:06MNGW8H(PBC\!5F@#%\/^$M!\+6_DZ+ID%KD
M8:11F1_]YSEC^)K:HHH`*\_^*?\`S)7_`&-=C_[/7H%>?_%/_F2O^QKL?_9Z
M`/0****`"BBB@`KG_'?_`"3SQ+_V"KK_`-%-705S_CO_`))YXE_[!5U_Z*:@
M`\"?\D\\-?\`8*M?_12UT%<_X$_Y)YX:_P"P5:_^BEKH*`"BBB@`HHHH`***
M*`"BBB@`KS__`)N%_P"Y4_\`;NO0*\__`.;A?^Y4_P#;N@#T"BBB@`HHHH`*
M***`"BBB@`HHHH`****`"BBB@`HHHH`*HZQH]AK^DW&F:G;K<6EPNUT;^8/8
MCJ#V-7J*`/--!UB_\`:S!X3\37#W&E3MLT?5Y.X[02GLPZ`]_P"7I=9NO:#I
MWB71Y]*U6W6>UF&"#U4]F4]B.QKS$^/KSX3L-`\90WNIVH'_`!+-2MD5FGB'
M59`S#YER`3D]1]2`>P45X_\`\-'>#_\`H&ZY_P!^(?\`X[6[9?&GPC>Z!_:B
M2W:2-,T$5@T0:ZE<`'"HI.0=PYSCM0!Z'7'^(?B+I6C7W]DV$4VM:XW"Z=8#
M>RG_`&VZ(!WSR/2L?[%XW\><ZC-)X4T%_P#EUMVS?3K_`+;](P?0<]00:[#P
M]X6T7PK8_9-&L(K9#]]P,O(?5F/+'ZT`<@O@WQ'XS83^.=0^S:>3N70M-D*Q
MX])I!RY]@<>AKO=.TRQTBQCLM.M(;6UC&%BA0*H_`=_>K5%`!1110`4444`%
M<]XJ\&Z5XMMHQ>(\-Y`=UK?6[;)[=NQ5A_+I70T4`><6GB[6?!-W%I7CL":Q
M=A':^((4Q$_HLZC_`%;>_3\B:]%BECFB26)UDC<!E=3D,#T(/<5'=VEO?VDM
MK=P1SV\JE9(I5#*P/8@]:\ZDT#7_`(=2M=^$UEU7P\26GT.5R9(!U+6['_T`
M_J3D`'I=%8OAKQ5I'BS3OMFDW/F!3MEA<;986_NNO4']/3-;5`!1110`4444
M`%%%%`!1110`4444`%%%%`!1110`4444`%%%%`!1110`4444`%%%%`!4-Y=V
M]A93WEU*L5O;QM++(W1$49)/T`J:O&_V@?&*:9X:C\.6LP^V:B=TX5N4A4YY
M]-QP/<!J`/7;*\M]1L;>]M)5EMKB-98I%Z,K#(/Y&IZ\+^!/Q#L$\.2^'M:U
M*VM9+)\VCW,RQB2-B24!8\E3GCT8>E>X0SPW,0E@E26,]'1@P/XB@"2BBB@`
MHHHH`****`"BBB@`HHHH`****`"BBB@`K@=<^'LUKJ<GB'P3>+H^LMS-`1_H
MMY[2)V)_O#Z]>:[ZB@#B?#7Q"AU#4AH'B"S;1/$:\&TG/R3_`.U"_1@?3K]<
M9KMJQ?$OA31_%NF_8M7M!*HYBE7Y9(6_O(W4']#WS7%#5_$_PT80Z_YVO>%U
M.$U6-=US:+_TV7^)1_>'^"T`>GT5YGXZ^,FB>&]"M[G1KFVU2^O`'MXD?*!,
M\L^.1T(QUS]#77>$O%^E>,M"CU73)ODZ31.?GA?NK#^O0CF@#>HKC=8^*'AC
M2KK[#;W4NK:D3A;+2XS<2$^GR_*#[$YK-^U_$GQ1Q:V=EX3L&_Y;71%S=D>H
M0?*OT;F@#NK_`%*QTJT:ZU"\M[2W7K+/($4?B:XB;XIP:E,UMX.T/4/$4X.T
MS1)Y-LI_VI7&!^7XU/I_PIT);I;_`%Z:\\1:@.?/U24R*OLL?W0/8@UV\,,5
MO"D,,:11(,*B*%"CT`%`'GW_``C7CSQ-\WB'Q)'HMFW6QT,$2$>C3-R#UZ9%
M;WA_X?\`ACPRXFT[2HOM><F[G_>S$]SO;)'X8KIJ*`"B@D`9)P*XK6/B?H5C
M>'3=*%QKVJ]K/2T\T@_[3CY5'KSD>E`':USOB/QSX=\*@+JFI1K<M]RTB_>3
M.3T`1>>?4X'O7.?V5\0/%W.K:E'X6TUNMGIK"6Z8>C3=%/NOY5T7ASP)X<\+
M$R:;IR?:V^_>3GS)W)ZDNW//H,"@#G?[8\?^+OET72X_#.FMTOM47?<L/581
MPI_WOSJ]I/POT.UO1J6LO<>(-5[W6J/YH7_=3[JCTX./6NWHH`0`*````.`!
M2T44`%%%%`!1110`5Y_\4_\`F2O^QKL?_9Z]`KS_`.*?_,E?]C78_P#L]`'H
M%%%%`!1110`5S_CO_DGGB7_L%77_`**:N@KG_'?_`"3SQ+_V"KK_`-%-0`>!
M/^2>>&O^P5:_^BEKH*Y_P)_R3SPU_P!@JU_]%+704`%%%%`!1110`4444`%%
M%%`!7G__`#<+_P!RI_[=UZ!7G_\`S<+_`-RI_P"W=`'H%%%%`!1110`4444`
M%%%%`!1110`4444`%%%%`!1110`4444`%?/_`.TU_P`RM_V]_P#M&OH"N`^)
MOPR'Q&72_P#B;'3VL#+@_9_-W[]G^TN,;/UH`^/Z^D_V<M)T]O"=_JS6<+:@
M-0>!;ED!=8Q'&=H/898]/6LO_AF7_J;O_*;_`/;:]1^''@4?#_P[/I(U'[?Y
MMTUR9?)\K&51<8W-_<ZY[T`=?1110`4444`%%%%`!1110`4444`%%%%`'%^)
M?`2W^H_V_P"'KPZ-XC0<740_=W`_NS)T8'UZ_7&*9X>\>O)JB^'O%=F-'\0?
MP(3^XNQ_>A<]<_W3SVYYKMZR?$/AK2?%.F-I^KVB3PGE&Z/&W]Y&ZJ?I0!K4
M5YFNK>(?AHX@U]I];\+@XCU5%W7%FO83J/O*/[X_J!7HEA?VFJ6,5[87,5S:
MS+NCEB8,K#V(H`L4444`%%%%`!1110`4444`%%%%`!1110`4444`%%%86L>,
M_#6@;AJFN6-M(O6)I@9/^^!EOTH`W:*\^_X6O:ZB=OAGP[KNN9^[-#:&*`_6
M1\8_*C[3\4M:/[JPT/P[`W>XE:[G7Z;?D/XT`>@UC:OXL\/:"&_M76K&T8?P
M23*'_!>I_*N7_P"%:W^I\^)O&NMZD#]Z"V<6D+>Q1.OYUL:1\./!VAX:R\/V
M0D'(EF3SGSZ[GR10!CM\6M-OB4\-Z+K>O-G`DM+-EB!]W?&![XH^W_%#6?\`
MCUT?1?#\+?Q7UP;F4#U`3Y<^QKT``*H50``,`#M2T`>??\*ZUC5?F\2>.M9O
M`?O06&VRB/L0N<BO$-;^#?C:[UJ[GTWPH;6R:0^3$=1A<A>Q+-)DD]3[FOK"
MB@#Y1T'X2^/='UNUO[GP?;ZA!$^9;2XN[8I*IX*\N<'!X..#@U[E-\'O!YE,
MUA:7>ESGK+I]Y)$?RR1^E=Y10!Y__P`(%XFT_P#Y`OQ$U=`.B:E#'>9]B6P:
M4GXJZ9_#X;UF(>GF6TS?S05W]%`'G_\`PG_B/3_^0W\/-9B`ZOILD=Z/KA<'
M%2P?&#P<THAO;VYTR<_\LK^TDB(]><8_6N[J.>WAN8C%/#'+&>J2*&!_`T`9
MVG>)M"UC`TW6=/NR?X8+E'/Y`YK5KE-1^&?@K5<_:O#6G@GJT$?DD_BF#65_
MPJBRL^=#\1^(](Q]V.WORT7XJX.?SH`]`HK@/^$>^(^F_P#(/\:6.I(/NQ:G
MIP3\"\9R:3^W_B5IO_'_`.#M.U11]Z33-0\O\0LHR?I0!Z!17G__``M6VL^-
M;\,>)-*Q]Z2:P+Q?@Z$Y_*M/3OB?X(U0@6WB6P4G@"=S`2?I(%H`ZVBHK>ZM
M[N(2VT\4T9Z/&X8'\14M`!1110`4444`%0W<4L]E/##*L4LD;*DC)O",1@$J
M>N#V[U-10!\1^-_"FK^$?$EQ9:O&N^1C)'/&@6.92?O*`,`>W;I75?"7X>:I
MXOOFN)GEM_#J.HO/F=5N\'/E`*1GJ>?X<^O%?2GB[P?I'C71SINKQ,4#!XY8
MB!)$P[J2#C(X/'2M73]/M-*T^"PL+>.WM8$"111C`4"@"MH_A_2/#]M]GTC3
M;:RB[B&,*6^IZD^YK2HHH`**Q_$'BO0O"UK]HUK4[>S4C*J[9=_]U!EF_`5R
M7_"6^,/%?R>$O#_]G63=-5UH%`1ZQPCYC[$\>N*`.]O;ZTTVT>ZOKJ&VMXQE
MY9I`BK]2>*X6;XFOK$SVG@?0[K7I0=K7C`P6D9]Y&^]CT'7L:ELOA;8W-VFH
M>+=1NO$M^O*_;#MMXS_L0CY0/8Y%=U##%;PI##&D42#"HBA54>@`Z4`>>CP!
MKGB<^9XY\123P'DZ3I9,%MCT9OON/K@^]=KI&AZ5H%F+32=/M[*`=4A0+N/J
M3U)]S6A10`4444`%%%%`!1110`4444`%%%%`!7G_`,4_^9*_[&NQ_P#9Z]`K
MS_XI_P#,E?\`8UV/_L]`'H%%%%`!1110`5S_`([_`.2>>)?^P5=?^BFKH*Y_
MQW_R3SQ+_P!@JZ_]%-0`>!/^2>>&O^P5:_\`HI:Z"N?\"?\`)//#7_8*M?\`
MT4M=!0`4444`%%%%`!117%7?Q1T*SU>6S:VU22S@F^SW&JQ6A:R@ESC8\F>"
M"0.`1EAS0!VM%<KXD\>6'AR^2Q&FZMJMX8O.D@TJU\]H8^@9^0%!(./I6]I.
MJV6N:5;:GIUPL]G<H'BD7N/IU!'0@\@B@"Y7G_\`S<+_`-RI_P"W=>@5Y_\`
M\W"_]RI_[=T`>@4444`%%%%`!1110`4444`%%%%`!1110`4444`%%%%`!111
M0`4444`%%%%`!1110`4444`%%%%`!1110`4444`%%%%`!1110`C*KJ590RD8
M((R"*\[O_!>J^$[Z76?`+HB2-ON]"F;%O<>IC_YYO^G3L,'T6B@#FO"GC;3/
M%22PQ"2SU2VXN].NALF@/?([CW'J.G2NEKEO%?@;3_$SQ7T<LNFZU;<VVIVO
MRRQGT/\`>7V/OTS6-IGCC4-`U&'0O'L,5I<R'9:ZO$,6MW]3_P`LW]0<#Z<9
M`/0J*`01D'(J*WN8+N!9[:>.:%L[9(W#*<'!P1[@B@"6BBB@`HH)`&2<"N9U
MCXA^$-!W#4/$%BCKUCCD\UQ_P%,G]*`.FHKS[_A9MSJ?'AGP;KNJY^[/+&+2
M!OI(_P#A1Y7Q3UH_-<:%X<@/_/-&NYU^N?D-`'H-<]K'COPKH.X:EK]A"Z]8
MA*'D'_`%RWZ5S_\`PJN/4CN\3>)]=UK/WH'N3!`?^V:8Q^==#H_@;PMH&TZ9
MH-C`Z])?*#2?]]MEOUH`Y[_A:8U(8\,^%==UG/W9OL_V>`_]M'Z?E1N^*>M#
MB/0O#D)_O%KN=?R^0UZ#10!Y]_PJ^;4^?$WB_7=6S]Z".46L#?6-/\:W='^'
M_A+0=IT[P_8Q.OW97C\R0?\``WRWZUTE%`!1110`4444`%%%%`!1110`4444
M`%%%%`!1110`4444`%%%%`!69J/AW1-8!_M+2+"\)&,SVZ.?S(K3HH`X2X^#
M_@R24SVFGSZ;<=IK"ZDB(^@!Q^E1_P#"O]?T\?\`$D^(>MP@=%U%([T#V^8"
MN_HH`\_\OXJZ9]V?PWK,0_OI);RM^7RT?\)WXIT__D,_#O554?QZ9/'>9]PH
MP?PKT"B@#@XOC!X1658=1GO=)G;I'J%E)$?SP0/SKI--\5^'M8VC3M<TZZ9N
MB17*,W_?.<UJRPQ3Q-%-&DD;<%74$'\#7-:E\./!FK;C=^&].+-U>*$1,?\`
M@28-`'445P'_``J;2[/G0]<\0Z-C[J6FH,8Q[%7SD4G_``C/Q#T[_D'>.;>^
M0?=BU/3EX^KH=QH`ZGQ-XDT[PGH4^L:H[K:PE01&NYF+,%``[]?R!K4BECGB
M26)U>-U#*RG(8'D$5\K?&+QCXDU&]B\,:[_9:R:?)YLW]F-(8W=E^7._G(!/
M'^U72_"A=3^(>AMHNI>*[VVT_242+^S[,"*2:(YP6EZE1C;M]`*`/6_$'Q&\
M.^'[G[$UR]_JA.$T_3T\^=F]-J\`_4BL;/Q%\7]!!X0TMNYQ<7KC_P!!3/YC
MWKK/#_A/0?"UMY&BZ9;V@(PSJN7?_><Y9OQ-;-`'):!\./#N@77VX6\FH:HQ
MR^H:B_GSL?7)X!^@%=;110`4444`%%%%`!1110`4444`%%%%`!1110`4444`
M%>?_`!3_`.9*_P"QKL?_`&>O0*\_^*?_`#)7_8UV/_L]`'H%%%%`!1110`5S
M_CO_`))YXE_[!5U_Z*:N@KG_`!W_`,D\\2_]@JZ_]%-0`>!/^2>>&O\`L%6O
M_HI:Z"N?\"?\D\\-?]@JU_\`12UT%`!1110`4444`,E)$+E?O;3C'K7BFDV_
MBV#X5V^MQ:KI9TJTLF>;0IK%9([I%+>;YLK98.WSD@#&<`]S7MU<1=_"W0[S
M5)+B2[U5;":;SY]'2\(LI9,[BS18[MAB,XR.E`#_``=+'/XL\6S%&2:2:T8*
MPY6(VZ%!],[_`,<U-\.L?V!?^7GR/[7OO)_W?M#_`-<U)XC\!:?XBODOEU'5
MM)O!%Y,D^E77D--'U"/P00,G'UK>TG2K+0]*MM,TZW6"SMD"11KV'UZDGJ2>
M230!+>/=):2-90PS7('R1SRF)&.>[!6(X_V37EWVGQ)_PO7?_96E?;O^$:QY
M/]IR>7Y?VG[V_P`C.[/&W;C'.[M7K%>?_P#-PO\`W*G_`+=T`=A;S:RUNAN;
M"PCF+?.D=Z[J!ZAC$"3[8%2>9J7_`#Z6GW\?\?+?=]?]7U]OUJY10!3\S4O^
M?2T^_C_CY;[OK_J^OM^M'F:E_P`^EI]_'_'RWW?7_5]?;]:N44`4_,U+_GTM
M/OX_X^6^[Z_ZOK[?K1YFI?\`/I:??Q_Q\M]WU_U?7V_6KE%`%/S-2_Y]+3[^
M/^/EON^O^KZ^WZT>9J7_`#Z6GW\?\?+?=]?]7U]OUJY10!3\S4O^?2T^_C_C
MY;[OK_J^OM^M'F:E_P`^EI]_'_'RWW?7_5]?;]:N44`4_,U+_GTM/OX_X^6^
M[Z_ZOK[?K1YFI?\`/I:??Q_Q\M]WU_U?7V_6KE%`%/S-2_Y]+3[^/^/EON^O
M^KZ^WZT>9J7_`#Z6GW\?\?+?=]?]7U]OUJY10!3\S4O^?2T^_C_CY;[OK_J^
MOM^M'F:E_P`^EI]_'_'RWW?7_5]?;]:N44`4_,U+_GTM/OX_X^6^[Z_ZOK[?
MK1YFI?\`/I:??Q_Q\M]WU_U?7V_6KE%`%/S-2_Y]+3[^/^/EON^O^KZ^WZT>
M9J7_`#Z6GW\?\?+?=]?]7U]OUJY10!3\S4O^?2T^_C_CY;[OK_J^OM^M'F:E
M_P`^EI]_'_'RWW?7_5]?;]:N44`4_,U+_GTM/OX_X^6^[Z_ZOK[?K1YFI?\`
M/I:??Q_Q\M]WU_U?7V_6KE%`%/S-2_Y]+3[^/^/EON^O^KZ^WZT>9J7_`#Z6
MGW\?\?+?=]?]7U]OUJY10!3\S4O^?2T^_C_CY;[OK_J^OM^M'F:E_P`^EI]_
M'_'RWW?7_5]?;]:N44`4_,U+_GTM/OX_X^6^[Z_ZOK[?K1YFI?\`/I:??Q_Q
M\M]WU_U?7V_6KE%`%/S-2_Y]+3[^/^/EON^O^KZ^WZT>9J7_`#Z6GW\?\?+?
M=]?]7U]OUJY10!3\S4O^?2T^_C_CY;[OK_J^OM^M'F:E_P`^EI]_'_'RWW?7
M_5]?;]:N44`4_,U+_GTM/OX_X^6^[Z_ZOK[?K1YFI?\`/I:??Q_Q\M]WU_U?
M7V_6KE%`%/S-2_Y]+3[^/^/EON^O^KZ^WZT>9J7_`#Z6GW\?\?+?=]?]7U]O
MUJY10!3\S4O^?2T^_C_CY;[OK_J^OM^M4]4T]]:TZ;3]2TJPNK28[7BEN&(*
M^O\`J^&],=/6MBB@#PWQ7>>*?A%H%Q'9WT-UH=YNMK&*>X+W%BY4E2C%1N48
M/!SCC\>=^#OQ4M/#6A7.B:S/&EO%)YMJ\A<\,?F10B,2<\@<?>;FCXUQ>*O%
MOBY;:P\-:W+IFFJ8HG2QE9)7)^=U(&"#@`'T7/>N)\-:#XX\,^([#6;3PIKA
MEM)0^W^SYL.O1E/R]""1^-`'T%#\2]=U9F70?`.J7BEL)/<2?9H6'8AG4?E3
MI;;XL:PH_P!.T#0(F/W8$:XF4=\E@5)^E=]877V_3K6\^SSV_GQ)+Y-PFR2/
M<`=KKV89P1V-6*`/,A\+)=0^;Q+JNHZZ2_S17&J21P[?4(D8P?;/XUTVC^$]
M-T#:=+\,Z-:NKX$B.?,V^N\Q[B?;/XUT]%`%/S-2_P"?2T^_C_CY;[OK_J^O
MM^M'F:E_SZ6GW\?\?+?=]?\`5]?;]:N44`4_,U+_`)]+3[^/^/EON^O^KZ^W
MZT>9J7_/I:??Q_Q\M]WU_P!7U]OUJY10!3\S4O\`GTM/OX_X^6^[Z_ZOK[?K
M1YFI?\^EI]_'_'RWW?7_`%?7V_6KE%`%/S-2_P"?2T^_C_CY;[OK_J^OM^M'
MF:E_SZ6GW\?\?+?=]?\`5]?;]:N44`4_,U+_`)]+3[^/^/EON^O^KZ^WZT>9
MJ7_/I:??Q_Q\M]WU_P!7U]OUJY10!3\S4O\`GTM/OX_X^6^[Z_ZOK[?K1YFI
M?\^EI]_'_'RWW?7_`%?7V_6KE%`%/S-2_P"?2T^_C_CY;[OK_J^OM^M'F:E_
MSZ6GW\?\?+?=]?\`5]?;]:N44`4_,U+_`)]+3[^/^/EON^O^KZ^WZT>9J7_/
MI:??Q_Q\M]WU_P!7U]OUJY10!3\S4O\`GTM/OX_X^6^[Z_ZOK[?K1YFI?\^E
MI]_'_'RWW?7_`%?7V_6KE%`%/S-2_P"?2T^_C_CY;[OK_J^OM^M'F:E_SZ6G
MW\?\?+?=]?\`5]?;]:N44`4_,U+_`)]+3[^/^/EON^O^KZ^WZT>9J7_/I:??
MQ_Q\M]WU_P!7U]OUJY10!3\S4O\`GTM/OX_X^6^[Z_ZOK[?K1YFI?\^EI]_'
M_'RWW?7_`%?7V_6KE%`%/S-2_P"?2T^_C_CY;[OK_J^OM^M'F:E_SZ6GW\?\
M?+?=]?\`5]?;]:N44`4_,U+_`)]+3[^/^/EON^O^KZ^WZT>9J7_/I:??Q_Q\
MM]WU_P!7U]OUJY10!3\S4O\`GTM/OX_X^6^[Z_ZOK[?K1YFI?\^EI]_'_'RW
MW?7_`%?7V_6KE%`%/S-2_P"?2T^_C_CY;[OK_J^OM^M'F:E_SZ6GW\?\?+?=
M]?\`5]?;]:N44`4_,U+_`)]+3[^/^/EON^O^KZ^WZT>9J7_/I:??Q_Q\M]WU
M_P!7U]OUJY10!3\S4O\`GTM/OX_X^6^[Z_ZOK[?K4=Q)K'V:7[-:6'VCD1>9
M=/MZ<$XCSUZ@?G6A10!\TZC\`/'&JZG=:A>:KH<ES<RM+*WGS<LQR?\`EE[U
MN>`_A!XY\$>*[75X=1T-X<^5=1":8^9"2-P'[L<\9'/4#/%>]44`4_,U+_GT
MM/OX_P"/EON^O^KZ^WZT>9J7_/I:??Q_Q\M]WU_U?7V_6KE%`%/S-2_Y]+3[
M^/\`CY;[OK_J^OM^M'F:E_SZ6GW\?\?+?=]?]7U]OUJY10!3\S4O^?2T^_C_
M`(^6^[Z_ZOK[?K1YFI?\^EI]_'_'RWW?7_5]?;]:N44`4_,U+_GTM/OX_P"/
MEON^O^KZ^WZT>9J7_/I:??Q_Q\M]WU_U?7V_6KE%`%/S-2_Y]+3[^/\`CY;[
MOK_J^OM^M'F:E_SZ6GW\?\?+?=]?]7U]OUJY10!3\S4O^?2T^_C_`(^6^[Z_
MZOK[?K1YFI?\^EI]_'_'RWW?7_5]?;]:N44`4_,U+_GTM/OX_P"/EON^O^KZ
M^WZT>9J7_/I:??Q_Q\M]WU_U?7V_6KE%`%/S-2_Y]+3[^/\`CY;[OK_J^OM^
MM'F:E_SZ6GW\?\?+?=]?]7U]OUJY10!3\S4O^?2T^_C_`(^6^[Z_ZOK[?K1Y
MFI?\^EI]_'_'RWW?7_5]?;]:N44`4_,U+_GTM/OX_P"/EON^O^KZ^WZUPGQ,
M>Z9O!GVB&&-?^$KL=ICE+DCY\9RHQ7H]>?\`Q3_YDK_L:['_`-GH`]`HHHH`
M****`"N?\=_\D\\2_P#8*NO_`$4U=!7/^._^2>>)?^P5=?\`HIJ`#P)_R3SP
MU_V"K7_T4M=!7/\`@3_DGGAK_L%6O_HI:Z"@`HHHH`****`"BBB@`HHHH`*\
M_P#^;A?^Y4_]NZ]`KS__`)N%_P"Y4_\`;N@#T"BBB@`HHHH`****`"BBB@`H
MHHH`****`"BBB@`HHHH`****`"BBB@`HHHH`****`"BBB@`HHHH`****`"BB
MB@`HHHH`****`"BBB@`HHHH`****`"BBB@`HHHH`****`"BBB@`HHHH`****
M`"BBB@`HHHH`****`"BBB@`HHHH`****`"BBB@`HHHH`****`"BBB@`HHHH`
M****`"BBB@`HHHH`****`"BBB@`HHHH`****`"BBB@`HHHH`****`"BBB@`H
MHHH`****`"O/_BG_`,R5_P!C78_^SUZ!7G_Q3_YDK_L:['_V>@#T"BBB@`HH
MHH`*Y_QW_P`D\\2_]@JZ_P#135T%<_X[_P"2>>)?^P5=?^BFH`/`G_)//#7_
M`&"K7_T4M=!7/^!/^2>>&O\`L%6O_HI:Z"@`HHHH`****`"BBB@`HHHH`*\_
M_P";A?\`N5/_`&[KT"O/_P#FX7_N5/\`V[H`]`HHHH`****`"BBB@`HHHH`*
M***`"BBB@`HHHH`****`"BBB@`HHHH`****`"BBB@`HHHH`****`"BBB@`HH
MHH`****`"BBB@`HHHH`****`"BBB@`HHHH`****`"BBB@`HHHH`****`"BBB
M@`HHHH`****`"BBB@`HHHH`****`"BBB@`HHHH`****`"BBB@`HHHH`****`
M"BBB@`HHHH`****`"BBB@`HHHH`****`"BBB@`HHHH`****`"BBB@`HHHH`*
M***`"BBB@`KS_P"*?_,E?]C78_\`L]>@5Y_\4_\`F2O^QKL?_9Z`/0****`"
MBBB@`KG_`!W_`,D\\2_]@JZ_]%-705S_`([_`.2>>)?^P5=?^BFH`/`G_)//
M#7_8*M?_`$4M=!7/^!/^2>>&O^P5:_\`HI:Z"@`HHHH`****`"BBB@`HHHH`
M*\__`.;A?^Y4_P#;NO0*\_\`^;A?^Y4_]NZ`/0****`"BBB@`HHHH`****`"
MBBB@`HHHH`****`"BBB@`HHHH`****`"BBB@`HHHH`****`"BBB@`HHHH`**
M**`"BBB@`HHHH`****`"BBB@`HHHH`****`"BBB@`HHHH`****`"BBB@`HHH
MH`****`"BBB@`HHHH`****`"BBB@`HHHH`****`"BBB@`HHHH`****`"BBB@
M`HHHH`****`"BBB@`HHHH`****`"BBB@`HHHH`****`"BBB@`HHHH`****`"
MBBB@`HHHH`*\_P#BG_S)7_8UV/\`[/7H%>?_`!3_`.9*_P"QKL?_`&>@#T"B
MBB@`HHHH`*Y_QW_R3SQ+_P!@JZ_]%-705S_CO_DGGB7_`+!5U_Z*:@`\"?\`
M)//#7_8*M?\`T4M=!7/^!/\`DGGAK_L%6O\`Z*6N@H`****`"BBB@`HHHH`*
M***`"O/_`/FX7_N5/_;NO0*\_P#^;A?^Y4_]NZ`/0****`"BBB@`HHHH`***
M*`"BBB@`HHHH`****`"BBB@`HHHH`****`"BBB@`HHHH`****`"BBB@`HHHH
M`****`"BBB@`HHHH`****`"BBB@`HHHH`****`"BBB@`HHHH`****`"BBB@`
MHHHH`****`"BBB@`HHHH`****`"BBB@`HHHH`****`"BBB@`HHHH`****`"B
MBB@`HHHH`****`"BBB@`HHHH`****`"BBB@`HHHH`****`"BBB@`HHHH`***
M*`"BBB@`HHHH`*\_^*?_`#)7_8UV/_L]>@5Y_P#%/_F2O^QKL?\`V>@#T"BB
MB@`HHHH`*Y_QW_R3SQ+_`-@JZ_\`135T%<_X[_Y)YXE_[!5U_P"BFH`/`G_)
M//#7_8*M?_12UT%<_P"!/^2>>&O^P5:_^BEKH*`"BBB@`HHHH`****`"BBB@
M`KS_`/YN%_[E3_V[KT"O/_\`FX7_`+E3_P!NZ`/0****`"BBB@`HHHH`****
M`"BBB@`HHHH`****`"BBB@`HHHH`****`"BBB@`HHHH`****`"BBB@`HHHH`
M****`"BBB@`HHHH`****`"BBB@`HHHH`****`"BBB@`HHHH`****`"BBB@`H
MHHH`****`"BBB@`HHHH`****`"BBB@`HHHH`****`"BBB@`HHHH`****`"BB
MB@`HHHH`****`"BBB@`HHHH`****`"BBB@`HHHH`****`"BBB@`HHHH`****
M`"BBB@`HHHH`*\_^*?\`S)7_`&-=C_[/7H%>?_%/_F2O^QKL?_9Z`/0****`
M"BBB@`KG_'?_`"3SQ+_V"KK_`-%-705S_CO_`))YXE_[!5U_Z*:@`\"?\D\\
M-?\`8*M?_12UT%<_X$_Y)YX:_P"P5:_^BEKH*`"BBB@`HHHH`*YSQ)XNM_#V
MI:/I_P!GDN;G4KN.`*A($*,VWS&.#@9.`#C)Z=#CH)I#%!)($9RBE@JC);`Z
M#WKPF_\`%]P;>QN]1\(>*TU6?6;:ZN))--(0JCG9!$2V3@'"C`W$L>"QH`])
M\0>,=3LM8DTGP[X:FUZ\MXEFNPMTEND"MG8-S`[F."=H[5O:!K=KXBT2VU2T
M65(I@08YEVO&ZDJR,.S*P(/TKG?"UU$OC/Q=',IAN)I+:[5)?E8PF!%!(]F5
M@?0U)\-W2?PW=W4)!MKG5+V:!E.0T9G?!!]#UH`["O/_`/FX7_N5/_;NNYO$
MNGM)%LIH8;DCY))XC*BG/=0RD\?[0KR_5](\=6OQ1L]3TR^\.75_<Z+-;_Z3
M;3P1+%'-&S?*KN2V94P=V,9X&`2`>KT5Y_\`\7?_`.I&_P#)NC_B[_\`U(W_
M`)-T`>@45Y__`,7?_P"I&_\`)NC_`(N__P!2-_Y-T`>@45Y__P`7?_ZD;_R;
MH_XN_P#]2-_Y-T`>@45Y_P#\7?\`^I&_\FZ/^+O_`/4C?^3=`'H%%>?_`/%W
M_P#J1O\`R;H_XN__`-2-_P"3=`'H%%>?_P#%W_\`J1O_`";H_P"+O_\`4C?^
M3=`'H%%>?_\`%W_^I&_\FZ/^+O\`_4C?^3=`'H%%>?\`_%W_`/J1O_)NC_B[
M_P#U(W_DW0!Z!17G_P#Q=_\`ZD;_`,FZ/^+O_P#4C?\`DW0!Z!17G_\`Q=__
M`*D;_P`FZ/\`B[__`%(W_DW0!W2W<#WTMDLH-S%&DKQ]U1RP4_B4?\JFKR>V
M_P"%I_\`"9:GL_X0W[=_9]IYN[[5Y?E^9<[-O?=GS,YXQMQWK8_XN_\`]2-_
MY-T`>@45Y_\`\7?_`.I&_P#)NC_B[_\`U(W_`)-T`>@45Y__`,7?_P"I&_\`
M)NC_`(N__P!2-_Y-T`>@45Y__P`7?_ZD;_R;H_XN_P#]2-_Y-T`>@45Y_P#\
M7?\`^I&_\FZ/^+O_`/4C?^3=`'H%%>?_`/%W_P#J1O\`R;H_XN__`-2-_P"3
M=`'H%%>?_P#%W_\`J1O_`";H_P"+O_\`4C?^3=`'H%%>?_\`%W_^I&_\FZ/^
M+O\`_4C?^3=`'H%%>?\`_%W_`/J1O_)NC_B[_P#U(W_DW0!Z!17G_P#Q=_\`
MZD;_`,FZ/^+O_P#4C?\`DW0!Z!4-K=P7L+2VTHDC622(L.SHY1Q^#*1^%<+_
M`,7?_P"I&_\`)NL?PU_PM/\`LJ?[#_PAOD_VA>[O/^U;O,^U2^9C'\._=M[[
M<9YS0!ZQ17G_`/Q=_P#ZD;_R;H_XN_\`]2-_Y-T`>@45Y_\`\7?_`.I&_P#)
MNC_B[_\`U(W_`)-T`>@45Y__`,7?_P"I&_\`)NC_`(N__P!2-_Y-T`>@45Y_
M_P`7?_ZD;_R;H_XN_P#]2-_Y-T`>@45Y_P#\7?\`^I&_\FZ/^+O_`/4C?^3=
M`'H%%>?_`/%W_P#J1O\`R;H_XN__`-2-_P"3=`'H%%>?_P#%W_\`J1O_`";H
M_P"+O_\`4C?^3=`'H%%>?_\`%W_^I&_\FZ/^+O\`_4C?^3=`'H%%>?\`_%W_
M`/J1O_)NC_B[_P#U(W_DW0!Z!17G_P#Q=_\`ZD;_`,FZ/^+O_P#4C?\`DW0!
MW5G=P:A8V][:RB6VN(UEBD7HZ,,@CZ@BIJ\G\)_\+3_X0W0_[._X0W[#_9]O
M]G^T?:O,\ORUV[\<;L8SCC-;'_%W_P#J1O\`R;H`]`HKS_\`XN__`-2-_P"3
M='_%W_\`J1O_`";H`]`HKS__`(N__P!2-_Y-T?\`%W_^I&_\FZ`/0**\_P#^
M+O\`_4C?^3='_%W_`/J1O_)N@#T"BO/_`/B[_P#U(W_DW1_Q=_\`ZD;_`,FZ
M`/0**\__`.+O_P#4C?\`DW1_Q=__`*D;_P`FZ`/0**\__P"+O_\`4C?^3='_
M`!=__J1O_)N@#T"BO/\`_B[_`/U(W_DW1_Q=_P#ZD;_R;H`]`HKS_P#XN_\`
M]2-_Y-T?\7?_`.I&_P#)N@#T"BO/_P#B[_\`U(W_`)-T?\7?_P"I&_\`)N@#
MNKR[@T^QN+VZE$5M;QM++(W1$49)/T`-35Y/XL_X6G_PANN?VC_PAOV'^S[C
M[1]G^U>9Y?EMNV9XW8SC/&:V/^+O_P#4C?\`DW0!Z!17G_\`Q=__`*D;_P`F
MZ/\`B[__`%(W_DW0!Z!17G__`!=__J1O_)NC_B[_`/U(W_DW0!Z!17G_`/Q=
M_P#ZD;_R;H_XN_\`]2-_Y-T`>@45Y_\`\7?_`.I&_P#)NC_B[_\`U(W_`)-T
M`>@45Y__`,7?_P"I&_\`)NC_`(N__P!2-_Y-T`>@45Y__P`7?_ZD;_R;H_XN
M_P#]2-_Y-T`>@45Y_P#\7?\`^I&_\FZ/^+O_`/4C?^3=`'H%%>?_`/%W_P#J
M1O\`R;H_XN__`-2-_P"3=`'H%%>?_P#%W_\`J1O_`";H_P"+O_\`4C?^3=`'
MH%>?_%/_`)DK_L:['_V>C_B[_P#U(W_DW6'XCTWX@WTWAZX\1MX8&GV&NV-P
M1IQN/-+&98@/G&,?O,GIT_`@'KE%%%`!1110`5S_`([_`.2>>)?^P5=?^BFK
MH*Y_QW_R3SQ+_P!@JZ_]%-0`>!/^2>>&O^P5:_\`HI:Z"N?\"?\`)//#7_8*
MM?\`T4M=!0`4444`%%%%`!52_P!,L]36W6\A\T6\Z7,7S%=LB'*G@C.#V/%6
MZX?Q1XIURSUW3;'3M+E@L#J=M;7>HW&T+*'*G9"O);(8@N0`,$#GH`:_B7P-
MX:\7O`^NZ7'=R0`B-_,>-@#VRA!(]C6Y;6T%E:Q6MK#'#;PH$CBC4*J*!@``
M=!7->)+7Q?JFJ16.@ZE#HEBD7FRZBULER\DF<")8V.`,<EB/[H'>F^$-9U-[
M/6;3Q!<V\]SHUT;>2]A78LZ"-9`[+T5L-\P'`/2@#K*@>RMY-0AOFCS<PQ20
MQR9/RHY0L,=.3&GY?6N"O;KQAJ.C:?<1:U;^'+%K7[=>:I=P0R%"[92#8Q`4
M*I&6/HO.<U?\,>)M5E\&3:A?6TNLSV]T;6";3X0IU!-X19E5B%4'.2<[0%)'
M%`':T5RG@36=9UJSU>37(HH+NWU*2`6\3!E@4(A";@/F(W')[G..,50UWQ-J
MT4M]!I;H)[C4(=(T\RH#&DA3?+-P,MM!(P>,QX[F@#NJ*XC0+KQ)HOBI?#WB
M+68=92]M7NK2]6U6W=&C*J\;(ORD8=6!Z_>SVQS^OZ?\0]'%I#;_`!&^U7]]
M.(+6V_L2W3<>K,6R<*J@L3@],=2*`/5Z*9"KI!&LLGF2*H#/C&XXY..U/H`*
M***`"BBB@`HHHH`****`"BBB@`HKAYO%.N3>/M'TU-+EL-&FFN87FNMOF7;Q
MH_**,E8\J"&."V1CC.9M;L/'&LZU<1Z5KD/A[3+95$,OV..ZDNV(RQ(9OD5>
M`.A)W9XQ0!V5%<=I'BN^F^'EUK6HPP'4+3[1"Z6Q)CFEB=HQLSS\S*,#WK,\
M0MXOC^>7Q=9>&-,LH(D-_<VT$K7TS+EB0Q`0`C```).[@C%`'>I96\>H37RQ
MXN9HHX9),GYD0N5&.G!D?\_I4]<A8>*-;E\#:7J;^'Y[S6+T%!:VX\M-V&(=
MVD(\N,A0<G)&X#!-7/`FJ:AK7@ZSO]5>-[V1YA*8EP@*RNH"CT```SSQSS0!
MT=%>>WOB#7M3:TTW1[U+.[U>\N3;W4L"R"UM8#M+JO1RQ`(W?W_0#%SP_J^N
M:9=ZUH?B"ZCU:]TZV2]@O(81"US$^_Y6C'`8,A''4$=\T`=M17E>FZYXOM!X
M<\07_B&PU*PUV>*$Z5#:+&(!*,YBD!+.4QR&[;OJ/5*`"BBB@`HHHH`****`
M"BBB@`HHHH`**KWUU]AT^YN_(GN/(B:3R;=-\DF!G:J]V/0#UKEO">OZ[JWB
M3Q#;ZO9+8QVJV[6MGO5WC5PYR[+P6;`.`2!P/4D`[&BO,-6E^(NEZ1>>+;G6
M[&WCM5:X;P^]FC1B)?X#<`EM^WG(XW<=*[35=2N%ET6VM"\<U_<KO(4$I$J&
M1\Y[':$SVWCO0!MU!9V5O80M#:Q^7&TLDQ&2<O([.YY]69C^->7ZMK'C;2+F
M'5;OQ!I\-W<3C[/X2^S1O)+&7V!1*I+EMOS%AE0?]FM_XA^*=<T/2KI=#TN4
MR10I-+J,VT00(S$84'EY./NXP-P)XX(!W%%9VNZD=(T"^U`(9'@@9T0=7?'R
MJ/<G`_&N-N9/&'B#5[G1]&\1QZ4-'AA2[O'L8YWNKAT#$;3A54`@\=VH`]#H
MKSN3QAKE]X.TU+1+2U\0W^H/I+RD%H;>5"XDD`/)XC)53W(!SWO:%>>(M#\4
MP^'?$6L0ZT+ZVDN;6\2U6WD1HRH=&125*X8$'KG(/:@#MJ***`"BBB@`HHHH
M`****`"BBB@`HHJEJVH/IFG2745A=7\BLJK;VJ@R.68*,9(``SDDD``$]J`+
MM%<9X2U[Q#J>B:_<ZC8Q-JEI>S10V$,BX3;&A6+><`G)Y8\9)[8K(FD\>^&3
M8:UJ_B&QU"WN;N"WNM)6Q6)8/.<+^ZE!+.4+`#=U&2>:`/2J*P=8U.^BUJUL
MM.B>:1+6>\EB3:/-V@+'&6;A=S-D'(^X><9KC;75/&&D>)])@U/Q/IVJ7=_,
MJ7>@06B*UE&X+&174ERJ8QE^".^2*`/2;&RM]-T^VL;2/RK:VB6&&,$G:B@!
M1D\G``ZU/7#^*/%.N6>NZ;8Z=I<L%@=3MK:[U&XVA90Y4[(5Y+9#$%R`!@@<
M].A\2WT]CI&+-BMW<S16L#*H8JTCA=P!X.T$MSV4T`:]%<-XG\4:Y9:YIMAI
M^F2P6/\`:=M;7>HW`4+*'*G9"O);(8@N0`,$#GI>\7ZEJWVW2_#^@W45EJ.I
MF1C>R1"46\48!9@AX9B64`'CDT`=717(>$M0UNWUG4O#7B&^AU&[LXXKF"_C
MA$)GBD+##(.`RLA''!!'?-=?0`4444`%%%%`!1110`4444`%%%%`!165K^J7
MFE6*/I^D7.J7DS^5%!"550VUF#2.Q`1/EP3SR0`"37/Z%K?B74OAHFIP06U[
MX@E:5%0D)"&$S(">1\B@9_O$+W)H`[6BO/K1_&'ACQ)HUKK7B.WUZRU:9[<J
M;%+:2W=8V<,FP_,#M(.>G&.];.KZKK9U/4[?0K=;F>RLH]D,A58WGE<XW,<$
M!%7<0",A^YQ0!T-]96^I:?<V-W'YMM<Q-#-&21N1@0PR.1D$]*GKSGP]J7B/
M3_&T&B7WBJS\3I-'(;Q8;-(7TUD&5+&,D88G;AL'H1WJ]-XIUR;Q]H^FII<M
MAHTTUS"\UUM\R[>-'Y11DK'E00QP6R,<9R`=Q16/K5]<07FDV-H[)->785V5
M02L2*7<\]CM"9[;QCFN?F\4ZY-X^T?34TN6PT:::YA>:ZV^9=O&C\HHR5CRH
M(8X+9&.,Y`.XHKF_&.NZKHVFNNC:1+?7KP22+,Q"V]N$QEI6)S_%D*`2VT],
M9K0\-7<^H>%M(O;I_,N+BRAEE?`&YF0$G`X')[4`:E%%%`!1110`4444`%%%
M%`!1110`445S?C'7=5T;3771M(EOKUX))%F8A;>W"8RTK$Y_BR%`);:>F,T`
M=)17(M>^)=1\":++H[0G5-0@M_/O9E4K;!T!>;9D!B.RCC)&1C-5=!N/$^B^
M+XO#^O:U!KD-Y9R7<-T+1;:6)HV12A13M*G>"#USF@#N*@O+*WOX5ANH_,C6
M6.8#)&'C=70\>C*I_"N5U'4/$NH/J\/AXHK+=Q6$4\RH8[8!-TL^#@N06VA>
M1N7IC-4O!6KZR_B+4-'O/$-KXGM(;<3'4K:V2+R)=VTP-L)0G`W==PYSU%`'
M?45P^A^*-<U?QY]CN],ETO2GTQKFWM[G;]HD.]!OD`SLZD!,YZD]@.@O+^X_
MX2?3M-MW98_)ENKG:H.57"(ISTRSDC'/[L^]`&Q17#Z'XHUS5_'GV.[TR72]
M*?3&N;>WN=OVB0[T&^0#.SJ0$SGJ3V`FUNP\<:SK5Q'I6N0^'M,ME40R_8X[
MJ2[8C+$AF^15X`Z$G=GC%`'95S_CO_DGGB7_`+!5U_Z*:CP7K-]KOAJ.ZU)(
M%O8YIK:<VY)C=HI&0LN><';FCQW_`,D\\2_]@JZ_]%-0`>!/^2>>&O\`L%6O
M_HI:Z"N?\"?\D\\-?]@JU_\`12UT%`!1110`4444`%<GX\_X]M`_[#MG_P"A
MUUE%`'GGQ`^)&G^&M3MM`;4DTZZNH_-FOI('E%M$<C*JH.Z0D'&?E&,G/`,6
MG:KX<U/P"VF>$;V2]@N+M+"6:42+([RL#,[%P"S;&=R1^G;TBB@#C?%WBS1?
M#D\>G>*-."Z!=086[>!IX&D!_P!2Z!3@X`8=<X/3%0_#2*+[%J]YIMK-::#>
M7QFTNWD4H!$47<Z(?N([[F4<<'.!FNXHH`X[PC<1VB^+[F9@L4.LW$CD]@(X
MR:R=2MKS3O!WAW77M97FL;Y=4U"&)2[A90_FX'<KYI/T6O1Z*`//=%\0V/CK
MQ]9:IH337&DZ593QRWC0M&C32M'B-=P!)"H2>.,KZUKV2_VG\2M3N7.Z/2;.
M*UA''RR2YDD/KDJ(A_\`KKJZ*`"BBB@`HHHH`****`"BBB@`HHHH`****`.3
M\1_\CWX-_P"NUW_Z(:N8\;_$O1K;Q#/X4N-<?1X8T'VZ]CAD>7Y@"(X=JG:Q
M!Y<]`>,GD>IT4`<-:W^AZYHGAJP\,LLFCRW0"[5=-L-OECPP#'YUC4YZ[N_>
M+Q9XU\,:9J-QHWC?34BL<++937-JUS#=<?-@!"%=2<$'L0<\UWU%`'*?#BTN
M;+P9;Q3V]S:Q--,]I:W))D@MRY,4;9)((3'!/'3M67X7OY-,^$37<"[[A/M8
M@3.-TAGD"#\6(%=_10!Y]KRQ>";OPOK,RRG2-,MI;"]ECC+F)75-LA`R<;HP
M">?O56T[5;KQ1?\`B?Q5X8CEDA&EI9:7/+%L%S,GF.2H?!(#,JY(`R".U>E4
M4`>`Z.O@I+_26\'Q:H?'*7$7VD3I.9%R0+G[1O'E@;2X)7^+&*]^HHH`****
M`"BBB@`HHHH`****`"BBB@`KDM&94^(GBYV.%6"Q)/H-DE=;10!XK+\5?!OB
M75A-KFNM::197`>VTY;:9C<NIRLLQ5""H(RJ`]@6ST'I-O)_:7C.>X0!H+"Q
M2.)L]9)CN88[85(_^^JZ&B@#QSQ5XK\.>*-.GT>ZT.:/QV`8+2R%LYN;>8'*
M.DX480'$FX$97G':NR^(2RI\+]429]\JVR!V]6W+D_G78T4`8'B+-U=:-I:K
MN6YO%EF&<8CB!DS[C>(Q_P`"KF+SQ3IOP^\7ZZ_B*66VL=5>*ZL[@0/(CNL:
MQO'E0<,-BGGL:]&HH`\IFLT3X62W>OZ3J`AO-2EU&80$I<Z>DDS.LX"@D,@*
ML1VYST(IG@.WTO5_&%MJF@7VJ:MI^G6<T,VL:H\CRSRR,I6)6=0=J*I.``!O
M]22?6:*`"BBB@`HHHH`****`"BBB@`HHHH`****`.(\-ZC;:19^--2O'*6UK
MK%S-*P&2%6.,GCO7)Z'\2O"7B7Q'8ZEK.N%+I9MFF:2EO,4@=SM#R,$VO*0<
M9SM4$XSRQ]CHH`YBSFN9-0\2:O;VHN9H2+2TB\S:)1$FXC.#MS([KT/W:X74
MO$?AGQIJ>F1Z#ITR>,TO())6%F\-Q8JC`2^=(5&5"[D*Y()8#%>PT4`<GX\_
MX]M`_P"P[9_^AU=U#-[XPTFSVYBM(I;V0YZ/Q'&,>^Z0_P#`:WZ*`.3\>?\`
M'MH'_8=L_P#T.JWC.]7P[XAT/Q1=+*=+M$N+6]DCC+F%90A60@9.T-&`<?WA
M7:T4`<+X0U.'Q7XOU;Q/IRS-HYM(+&UN)(S&+AD:1W90V#M!<+D@<@CM7=44
M4`%%%%`!1110`4444`%%%%`!1110`5YWX=\1V7A+X1#6M0WF"WDN#M099V-P
MX51]20*]$HH`\I\&>-_"VO\`BB"\N]?6]\1W<9AMK2.VG6"T3&YDC+(`6.WY
MG/+8XP.*Z:RU&[L?#6K>([?3)=0GN;N2X6VA?YY(581J4X.3Y:!@HZDX[YKL
M**`/*+'6/"_BWQYHU]X*MR;Z":2;5KZ"U:!1"R$%)B0N]F?;C.?ND\8KJ_$?
M_(]^#?\`KM=_^B&KK**`,"+-[XXN)"N8M.LUB1L_\M)6W.,>H5(_^^JI>(_^
M1[\&_P#7:[_]$-7644`9WB#_`)%K5?\`KSF_]`-5?!W_`")&@?\`8.M__1:U
MMT4`%%%%`!1110`4444`%%%%`!1110`5G>(/^1:U7_KSF_\`0#6C10!Y]<^-
M++P/\*-!U&Z&^26RMH+=#G:TAB!^8@$A0`22`3@<`GBJG@CQ?X1O;_4+J+Q$
M=6UZ:W-Q>3&VEB2.*/\`@C#J`D:[C@9)))))->F44`<7'J\_A/P/8:K=Z;-.
MLKBYU/R26>V$I+O)M`)8(6P1Q@`GMBL3PE=>']<\?C5?!-IY.E1V4D6I7,%L
MUO!/*64QIL(7<ZC>Q;&<,.>:]/HH`Y.3_DKD'_8"D_\`1Z5=T7-YX@US467Y
M%E2RA;.<I&N6/M^\=Q_P&M^B@#DY/^2N0?\`8"D_]'I7,>-_B7HUMXAG\*7&
MN/H\,:#[=>QPR/+\P!$<.U3M8@\N>@/&3R/4Z*`,3PE?Z%J/AFSE\-.KZ3&O
MDV^U'0`(=N,.`W4=3UJ+QW_R3SQ+_P!@JZ_]%-705S_CO_DGGB7_`+!5U_Z*
M:@`\"?\`)//#7_8*M?\`T4M=!7P]'XS\4VD26UMXEUF&"%1''%'?2JJ*.`H`
M;``'&*=_PG?C#_H:]<_\&,W_`,50!]OT5\0?\)WXP_Z&O7/_``8S?_%4?\)W
MXP_Z&O7/_!C-_P#%4`?;]%?$'_"=^,/^AKUS_P`&,W_Q5'_"=^,/^AKUS_P8
MS?\`Q5`'V_17Q!_PG?C#_H:]<_\`!C-_\51_PG?C#_H:]<_\&,W_`,50!]OT
M5\0?\)WXP_Z&O7/_``8S?_%4?\)WXP_Z&O7/_!C-_P#%4`?;]%?$'_"=^,/^
MAKUS_P`&,W_Q5'_"=^,/^AKUS_P8S?\`Q5`'V_17Q!_PG?C#_H:]<_\`!C-_
M\51_PG?C#_H:]<_\&,W_`,50!]OT5\0?\)WXP_Z&O7/_``8S?_%4?\)WXP_Z
M&O7/_!C-_P#%4`?;]%?$'_"=^,/^AKUS_P`&,W_Q5'_"=^,/^AKUS_P8S?\`
MQ5`'V_17Q!_PG?C#_H:]<_\`!C-_\51_PG?C#_H:]<_\&,W_`,50!]OT5\0?
M\)WXP_Z&O7/_``8S?_%4?\)WXP_Z&O7/_!C-_P#%4`?;]%?$'_"=^,/^AKUS
M_P`&,W_Q5'_"=^,/^AKUS_P8S?\`Q5`'V_17Q!_PG?C#_H:]<_\`!C-_\51_
MPG?C#_H:]<_\&,W_`,50!]OT5\0?\)WXP_Z&O7/_``8S?_%4?\)WXP_Z&O7/
M_!C-_P#%4`?;]%?$'_"=^,/^AKUS_P`&,W_Q5'_"=^,/^AKUS_P8S?\`Q5`'
MV_17Q!_PG?C#_H:]<_\`!C-_\51_PG?C#_H:]<_\&,W_`,50!]OT5\0?\)WX
MP_Z&O7/_``8S?_%4?\)WXP_Z&O7/_!C-_P#%4`?;]%?$'_"=^,/^AKUS_P`&
M,W_Q5'_"=^,/^AKUS_P8S?\`Q5`'V_17Q!_PG?C#_H:]<_\`!C-_\51_PG?C
M#_H:]<_\&,W_`,50!]OT5\0?\)WXP_Z&O7/_``8S?_%4?\)WXP_Z&O7/_!C-
M_P#%4`?;]%?$'_"=^,/^AKUS_P`&,W_Q5'_"=^,/^AKUS_P8S?\`Q5`'V_17
MQ!_PG?C#_H:]<_\`!C-_\51_PG?C#_H:]<_\&,W_`,50!]OT5\0?\)WXP_Z&
MO7/_``8S?_%4?\)WXP_Z&O7/_!C-_P#%4`?;]%?$'_"=^,/^AKUS_P`&,W_Q
M5'_"=^,/^AKUS_P8S?\`Q5`'V_17Q!_PG?C#_H:]<_\`!C-_\51_PG?C#_H:
M]<_\&,W_`,50!]OT5\0?\)WXP_Z&O7/_``8S?_%4?\)WXP_Z&O7/_!C-_P#%
M4`?;]%?$'_"=^,/^AKUS_P`&,W_Q5'_"=^,/^AKUS_P8S?\`Q5`'V_17Q!_P
MG?C#_H:]<_\`!C-_\51_PG?C#_H:]<_\&,W_`,50!]OT5\0?\)WXP_Z&O7/_
M``8S?_%4?\)WXP_Z&O7/_!C-_P#%4`?;]%?$'_"=^,/^AKUS_P`&,W_Q5'_"
M=^,/^AKUS_P8S?\`Q5`'V_17Q!_PG?C#_H:]<_\`!C-_\51_PG?C#_H:]<_\
M&,W_`,50!]OT5\0?\)WXP_Z&O7/_``8S?_%4?\)WXP_Z&O7/_!C-_P#%4`?;
M]%?$'_"=^,/^AKUS_P`&,W_Q5'_"=^,/^AKUS_P8S?\`Q5`'V_17Q!_PG?C#
M_H:]<_\`!C-_\51_PG?C#_H:]<_\&,W_`,50!]OT5\0?\)WXP_Z&O7/_``8S
M?_%4?\)WXP_Z&O7/_!C-_P#%4`?;]%?$'_"=^,/^AKUS_P`&,W_Q5'_"=^,/
M^AKUS_P8S?\`Q5`'V_17Q!_PG?C#_H:]<_\`!C-_\51_PG?C#_H:]<_\&,W_
M`,50!]OT5\0?\)WXP_Z&O7/_``8S?_%4?\)WXP_Z&O7/_!C-_P#%4`?;]%?$
M'_"=^,/^AKUS_P`&,W_Q5'_"=^,/^AKUS_P8S?\`Q5`'V_17Q!_PG?C#_H:]
M<_\`!C-_\51_PG?C#_H:]<_\&,W_`,50!]OT5\0?\)WXP_Z&O7/_``8S?_%4
M?\)WXP_Z&O7/_!C-_P#%4`?;]%?$'_"=^,/^AKUS_P`&,W_Q5'_"=^,/^AKU
MS_P8S?\`Q5`'V_17Q!_PG?C#_H:]<_\`!C-_\51_PG?C#_H:]<_\&,W_`,50
M!]OT5\0?\)WXP_Z&O7/_``8S?_%4?\)WXP_Z&O7/_!C-_P#%4`?;]%?$'_"=
M^,/^AKUS_P`&,W_Q5'_"=^,/^AKUS_P8S?\`Q5`'V_17Q!_PG?C#_H:]<_\`
M!C-_\51_PG?C#_H:]<_\&,W_`,50!]OT5\0?\)WXP_Z&O7/_``8S?_%4?\)W
MXP_Z&O7/_!C-_P#%4`?;]%?$'_"=^,/^AKUS_P`&,W_Q5'_"=^,/^AKUS_P8
MS?\`Q5`'V_17Q!_PG?C#_H:]<_\`!C-_\51_PG?C#_H:]<_\&,W_`,50!]OT
M5\0?\)WXP_Z&O7/_``8S?_%4?\)WXP_Z&O7/_!C-_P#%4`?;]%?$'_"=^,/^
MAKUS_P`&,W_Q5'_"=^,/^AKUS_P8S?\`Q5`'V_17Q!_PG?C#_H:]<_\`!C-_
M\51_PG?C#_H:]<_\&,W_`,50!]OT5\0?\)WXP_Z&O7/_``8S?_%4?\)WXP_Z
M&O7/_!C-_P#%4`?;]%?$'_"=^,/^AKUS_P`&,W_Q5'_"=^,/^AKUS_P8S?\`
MQ5`'V_17Q!_PG?C#_H:]<_\`!C-_\51_PG?C#_H:]<_\&,W_`,50!]OT5\0?
M\)WXP_Z&O7/_``8S?_%4?\)WXP_Z&O7/_!C-_P#%4`?;]%?$'_"=^,/^AKUS
M_P`&,W_Q5'_"=^,/^AKUS_P8S?\`Q5`'V_17Q!_PG?C#_H:]<_\`!C-_\51_
MPG?C#_H:]<_\&,W_`,50!]OT5\0?\)WXP_Z&O7/_``8S?_%4?\)WXP_Z&O7/
M_!C-_P#%4`?;]%?$'_"=^,/^AKUS_P`&,W_Q5'_"=^,/^AKUS_P8S?\`Q5`'
MV_7/^._^2>>)?^P5=?\`HIJ^0/\`A._&'_0UZY_X,9O_`(JFR>,_%-W$]M<^
7)=9F@F4QR127TK*ZG@J06P01QB@#_]D_
`
end
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>18
<FILENAME>R39.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
  <head>
    <META http-equiv="Content-Type" content="text/html; charset=us-ascii">
    <link rel="StyleSheet" type="text/css" href="report.css"><script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script></head>
  <body><span style="display: none;">v2.4.0.6</span><table class="report" border="0" cellspacing="2" id="ID0ELE">
      <tr>
        <th class="tl" colspan="1" rowspan="2">
          <div style="width: 200px;"><strong>Leases (Tables)<br></strong></div>
        </th>
        <th class="th" colspan="1">12 Months Ended</th>
      </tr>
      <tr>
        <th class="th">
          <div>Dec. 31, 2012</div>
        </th>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LeasesAbstract', window );"><strong>Leases [Abstract]</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ScheduleOfFutureMinimumRentalPaymentsForOperatingLeasesTableTextBlock', window );">Future minimum lease payments, operating lease</a></td>
        <td class="text"><p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">Future obligations for minimum rentals
under noncancelable operating leases at December 31, 2012 are as follows:</p>

<p style="font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify">&#160;</p>

<table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif">
<tr style="vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td colspan="5" nowrap="nowrap" style="font: italic 10pt Calibri, Helvetica, Sans-Serif; text-align: left">($ in thousands)</td></tr>
<tr style="vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td colspan="5" nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">Year ending December 31:</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="width: 90%; text-align: justify; padding-left: 5.4pt; font: 10pt Calibri, Helvetica, Sans-Serif">2013</td><td nowrap="nowrap" style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">$</td><td nowrap="nowrap" style="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">868</td><td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; padding-left: 5.4pt; font: 10pt Calibri, Helvetica, Sans-Serif">2014</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">844</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; padding-left: 5.4pt; font: 10pt Calibri, Helvetica, Sans-Serif">2015</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">721</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; padding-left: 5.4pt; font: 10pt Calibri, Helvetica, Sans-Serif">2016</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">608</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; padding-left: 5.4pt; font: 10pt Calibri, Helvetica, Sans-Serif">2017</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">515</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; padding-bottom: 1pt; padding-left: 5.4pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;&#160;Thereafter</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">1,584</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; padding-bottom: 2.5pt; padding-left: 5.4pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;&#160;&#160;&#160;&#160;&#160;&#160;Total</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">$</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">5,140</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
</table>

<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify">&#160;</p><span></span></td>
      </tr>
    </table>
    <div style="display: none;">
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_LeasesAbstract">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_LeasesAbstract</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:stringItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ScheduleOfFutureMinimumRentalPaymentsForOperatingLeasesTableTextBlock">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Tabular disclosure of future minimum payments required in the aggregate and for each of the five succeeding fiscal years for operating leases having initial or remaining noncancelable lease terms in excess of one year and the total minimum rentals to be received in the future under noncancelable subleases as of the balance sheet date.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 840<br><br> -SubTopic 20<br><br> -Section 50<br><br> -Paragraph 2<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6453985&amp;loc=d3e41502-112717<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_ScheduleOfFutureMinimumRentalPaymentsForOperatingLeasesTableTextBlock</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>nonnum:textBlockItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
    </div>
  </body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>19
<FILENAME>R112.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
  <head>
    <META http-equiv="Content-Type" content="text/html; charset=us-ascii">
    <link rel="StyleSheet" type="text/css" href="report.css"><script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script></head>
  <body><span style="display: none;">v2.4.0.6</span><table class="report" border="0" cellspacing="2" id="ID0EP4AG">
      <tr>
        <th class="tl" colspan="1" rowspan="1">
          <div style="width: 200px;"><strong>Commitments, Contingencies, and Concentrations of Credit Risk (Details 1) (USD $)<br>In Thousands, unless otherwise specified</strong></div>
        </th>
        <th class="th">
          <div>Dec. 31, 2012</div>
        </th>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Ginnie Mae - mortgage-backed securities</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_FBP_AmortizedCostAvailableForSaleAndHeldToMaturity', window );">Amortized cost, Available for sale and held to maturity</a></td>
        <td class="nump">$ 83,950<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_FBP_FairValueAvailableForSaleAndHeldToMaturity', window );">Fair value, Available for sale and held to maturity</a></td>
        <td class="nump">86,353<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Small Business Administration</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_FBP_AmortizedCostAvailableForSaleAndHeldToMaturity', window );">Amortized cost, Available for sale and held to maturity</a></td>
        <td class="nump">55,034<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_FBP_FairValueAvailableForSaleAndHeldToMaturity', window );">Fair value, Available for sale and held to maturity</a></td>
        <td class="nump">55,710<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Federal Home Loan Bank System - bonds</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_FBP_AmortizedCostAvailableForSaleAndHeldToMaturity', window );">Amortized cost, Available for sale and held to maturity</a></td>
        <td class="nump">9,000<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_FBP_FairValueAvailableForSaleAndHeldToMaturity', window );">Fair value, Available for sale and held to maturity</a></td>
        <td class="nump">9,088<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Federal Home Loan Bank of Atlanta - common stock</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_FBP_AmortizedCostAvailableForSaleAndHeldToMaturity', window );">Amortized cost, Available for sale and held to maturity</a></td>
        <td class="nump">4,934<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_FBP_FairValueAvailableForSaleAndHeldToMaturity', window );">Fair value, Available for sale and held to maturity</a></td>
        <td class="nump">4,934<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Craven County, North Carolina municipal bond</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_FBP_AmortizedCostAvailableForSaleAndHeldToMaturity', window );">Amortized cost, Available for sale and held to maturity</a></td>
        <td class="nump">3,643<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_FBP_FairValueAvailableForSaleAndHeldToMaturity', window );">Fair value, Available for sale and held to maturity</a></td>
        <td class="nump">4,029<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">First Citizens Bancorp (South Carolina) &#x96; bond / trust preferred securities</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_FBP_AmortizedCostAvailableForSaleAndHeldToMaturity', window );">Amortized cost, Available for sale and held to maturity</a></td>
        <td class="nump">3,998<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_FBP_FairValueAvailableForSaleAndHeldToMaturity', window );">Fair value, Available for sale and held to maturity</a></td>
        <td class="nump">3,813<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Fannie Mae - mortgage-backed securities and collateralized mortgage obligations</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_FBP_AmortizedCostAvailableForSaleAndHeldToMaturity', window );">Amortized cost, Available for sale and held to maturity</a></td>
        <td class="nump">3,701<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_FBP_FairValueAvailableForSaleAndHeldToMaturity', window );">Fair value, Available for sale and held to maturity</a></td>
        <td class="nump">3,987<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Spartanburg, South Carolina Sanitary Sewer District municipal bond</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_FBP_AmortizedCostAvailableForSaleAndHeldToMaturity', window );">Amortized cost, Available for sale and held to maturity</a></td>
        <td class="nump">3,293<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_FBP_FairValueAvailableForSaleAndHeldToMaturity', window );">Fair value, Available for sale and held to maturity</a></td>
        <td class="nump">3,662<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Richmond County, North Carolina municipal bond</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_FBP_AmortizedCostAvailableForSaleAndHeldToMaturity', window );">Amortized cost, Available for sale and held to maturity</a></td>
        <td class="nump">2,608<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_FBP_FairValueAvailableForSaleAndHeldToMaturity', window );">Fair value, Available for sale and held to maturity</a></td>
        <td class="nump">2,860<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Federal Farm Credit bonds</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_FBP_AmortizedCostAvailableForSaleAndHeldToMaturity', window );">Amortized cost, Available for sale and held to maturity</a></td>
        <td class="nump">2,500<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_FBP_FairValueAvailableForSaleAndHeldToMaturity', window );">Fair value, Available for sale and held to maturity</a></td>
        <td class="nump">2,508<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">South Carolina State municipal bond</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_FBP_AmortizedCostAvailableForSaleAndHeldToMaturity', window );">Amortized cost, Available for sale and held to maturity</a></td>
        <td class="nump">2,133<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_FBP_FairValueAvailableForSaleAndHeldToMaturity', window );">Fair value, Available for sale and held to maturity</a></td>
        <td class="nump">2,384<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Virginia State Housing Authority municipal bond</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_FBP_AmortizedCostAvailableForSaleAndHeldToMaturity', window );">Amortized cost, Available for sale and held to maturity</a></td>
        <td class="nump">2,162<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_FBP_FairValueAvailableForSaleAndHeldToMaturity', window );">Fair value, Available for sale and held to maturity</a></td>
        <td class="nump">$ 2,371<span></span></td>
      </tr>
    </table>
    <div style="display: none;">
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_FBP_AmortizedCostAvailableForSaleAndHeldToMaturity">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>This item represents the cost of debt and equity securities, available for sale and held to maturity, net of adjustments including accretion, amortization, collection of cash, previous other-than-temporary impairments recognized in earnings (less any cumulative-effect adjustments recognized, as defined), and fair value hedge accounting adjustments, if any.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>FBP_AmortizedCostAvailableForSaleAndHeldToMaturity</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>FBP_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_FBP_FairValueAvailableForSaleAndHeldToMaturity">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of investment in debt and equity securities categorized a available for sale and held to maturity.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>FBP_FairValueAvailableForSaleAndHeldToMaturity</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>FBP_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
    </div>
  </body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>20
<FILENAME>R54.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
  <head>
    <META http-equiv="Content-Type" content="text/html; charset=us-ascii">
    <link rel="StyleSheet" type="text/css" href="report.css"><script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script></head>
  <body><span style="display: none;">v2.4.0.6</span><table class="report" border="0" cellspacing="2" id="ID0EB2AG">
      <tr>
        <th class="tl" colspan="1" rowspan="1">
          <div style="width: 200px;"><strong>Securities (Details) (USD $)<br>In Thousands, unless otherwise specified</strong></div>
        </th>
        <th class="th">
          <div>Dec. 31, 2012</div>
        </th>
        <th class="th">
          <div>Dec. 31, 2011</div>
        </th>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesAmortizedCost', window );">Amortized Cost</a></td>
        <td class="nump">$ 164,063<span></span></td>
        <td class="nump">$ 178,730<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecurities', window );">Fair Value</a></td>
        <td class="nump">167,352<span></span></td>
        <td class="nump">182,626<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableforsaleSecuritiesGrossUnrealizedGain', window );">Unrealized Gain</a></td>
        <td class="nump">3,904<span></span></td>
        <td class="nump">5,022<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesGrossUnrealizedLosses1', window );">Unrealized (losses)</a></td>
        <td class="num">(615)<span></span></td>
        <td class="num">(1,126)<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_HeldToMaturitySecurities', window );">Amortized Cost</a></td>
        <td class="nump">56,064<span></span></td>
        <td class="nump">57,988<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_HeldToMaturitySecuritiesFairValue', window );">Fair Value</a></td>
        <td class="nump">61,496<span></span></td>
        <td class="nump">62,754<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_HeldtomaturitySecuritiesUnrecognizedHoldingGain', window );">Unrealized Gain</a></td>
        <td class="nump">5,432<span></span></td>
        <td class="nump">4,766<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_HeldToMaturitySecuritiesUnrecognizedHoldingLoss', window );">Unrealized (losses)</a></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">US Government-sponsored enterprises securities</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesAmortizedCost', window );">Amortized Cost</a></td>
        <td class="nump">11,500<span></span></td>
        <td class="nump">34,511<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecurities', window );">Fair Value</a></td>
        <td class="nump">11,596<span></span></td>
        <td class="nump">34,665<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableforsaleSecuritiesGrossUnrealizedGain', window );">Unrealized Gain</a></td>
        <td class="nump">96<span></span></td>
        <td class="nump">170<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesGrossUnrealizedLosses1', window );">Unrealized (losses)</a></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
        <td class="num">(16)<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Mortgage-backed securities</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesAmortizedCost', window );">Amortized Cost</a></td>
        <td class="nump">143,539<span></span></td>
        <td class="nump">120,032<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecurities', window );">Fair Value</a></td>
        <td class="nump">146,926<span></span></td>
        <td class="nump">124,105<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableforsaleSecuritiesGrossUnrealizedGain', window );">Unrealized Gain</a></td>
        <td class="nump">3,717<span></span></td>
        <td class="nump">4,164<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesGrossUnrealizedLosses1', window );">Unrealized (losses)</a></td>
        <td class="num">(330)<span></span></td>
        <td class="num">(91)<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Corporate bonds</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesAmortizedCost', window );">Amortized Cost</a></td>
        <td class="nump">3,998<span></span></td>
        <td class="nump">13,189<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecurities', window );">Fair Value</a></td>
        <td class="nump">3,813<span></span></td>
        <td class="nump">12,488<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableforsaleSecuritiesGrossUnrealizedGain', window );">Unrealized Gain</a></td>
        <td class="nump">75<span></span></td>
        <td class="nump">279<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesGrossUnrealizedLosses1', window );">Unrealized (losses)</a></td>
        <td class="num">(260)<span></span></td>
        <td class="num">(980)<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Equities</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesAmortizedCost', window );">Amortized Cost</a></td>
        <td class="nump">5,026<span></span></td>
        <td class="nump">10,998<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecurities', window );">Fair Value</a></td>
        <td class="nump">5,017<span></span></td>
        <td class="nump">11,368<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableforsaleSecuritiesGrossUnrealizedGain', window );">Unrealized Gain</a></td>
        <td class="nump">16<span></span></td>
        <td class="nump">409<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesGrossUnrealizedLosses1', window );">Unrealized (losses)</a></td>
        <td class="num">(25)<span></span></td>
        <td class="num">(39)<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">States and local governments</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_HeldToMaturitySecurities', window );">Amortized Cost</a></td>
        <td class="nump">56,064<span></span></td>
        <td class="nump">57,988<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_HeldToMaturitySecuritiesFairValue', window );">Fair Value</a></td>
        <td class="nump">61,496<span></span></td>
        <td class="nump">62,754<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_HeldtomaturitySecuritiesUnrecognizedHoldingGain', window );">Unrealized Gain</a></td>
        <td class="nump">5,432<span></span></td>
        <td class="nump">4,766<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_HeldToMaturitySecuritiesUnrecognizedHoldingLoss', window );">Unrealized (losses)</a></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
      </tr>
    </table>
    <div style="display: none;">
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AvailableForSaleSecurities">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of investment in debt and equity securities categorized neither as held-to-maturity nor trading.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name FASB Staff Position (FSP)<br><br> -Number FAS115-1/124-1<br><br> -Paragraph 15D<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 115<br><br> -Paragraph 12<br><br> -Subparagraph b<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 320<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 1<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6871852&amp;loc=d3e26610-111562<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 115<br><br> -Paragraph 16<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name FASB Staff Position (FSP)<br><br> -Number FAS115-1/124-1<br><br> -Paragraph 15C<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 320<br><br> -SubTopic 10<br><br> -Section 25<br><br> -Paragraph 1<br><br> -Subparagraph (b)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7534914&amp;loc=d3e22054-111558<br><br><br><br>Reference 7: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name FASB Staff Position (FSP)<br><br> -Number FAS115-1/124-1<br><br> -Paragraph 15E<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 8: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 115<br><br> -Paragraph 13<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 9: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 115<br><br> -Paragraph 14<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 10: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 133<br><br> -Paragraph 22<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_AvailableForSaleSecurities</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AvailableForSaleSecuritiesAmortizedCost">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>This item represents the cost of debt and equity securities, which are categorized neither as held-to-maturity nor trading, net of adjustments including accretion, amortization, collection of cash, previous other-than-temporary impairments recognized in earnings (less any cumulative-effect adjustments recognized, as defined), and fair value hedge accounting adjustments, if any.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 210<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.5-02.2)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name FASB Staff Position (FSP)<br><br> -Number FAS115-1/124-1<br><br> -Paragraph 7<br><br> -Footnote 2<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 115<br><br> -Paragraph 19<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_AvailableForSaleSecuritiesAmortizedCost</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AvailableforsaleSecuritiesGrossUnrealizedGain">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>This item represents the gross unrealized gains for securities, at a point in time, which are categorized neither as held-to-maturity nor trading securities.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 133<br><br> -Paragraph 22<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 320<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 2<br><br> -Subparagraph (b)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6872113&amp;loc=d3e27161-111563<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 115<br><br> -Paragraph 13, 19<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_AvailableforsaleSecuritiesGrossUnrealizedGain</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AvailableForSaleSecuritiesGrossUnrealizedLosses1">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>This item represents the gross unrealized losses for securities, at a point in time, which are categorized neither as held-to-maturity nor trading securities.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_AvailableForSaleSecuritiesGrossUnrealizedLosses1</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_HeldToMaturitySecurities">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>For an unclassified balance sheet, this item represents investments in debt securities which are categorized as held-to-maturity. The held-to-maturity category is for those securities that the entity has the positive intent and ability to hold until maturity.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 944<br><br> -SubTopic 210<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.7-03.1)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6879938&amp;loc=d3e572229-122910<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher AICPA<br><br> -Name Accounting Research Bulletin (ARB)<br><br> -Number 43<br><br> -Section A<br><br> -Paragraph 5<br><br> -Chapter 3<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 115<br><br> -Paragraph 17<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 115<br><br> -Paragraph 10<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 320<br><br> -SubTopic 10<br><br> -Section 25<br><br> -Paragraph 1<br><br> -Subparagraph (c)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7534914&amp;loc=d3e22054-111558<br><br><br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 115<br><br> -Paragraph 9<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 7: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 115<br><br> -Paragraph 19<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 8: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 115<br><br> -Paragraph 8<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 9: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 115<br><br> -Paragraph 11<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 10: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher AICPA<br><br> -Name Accounting Research Bulletin (ARB)<br><br> -Number 43<br><br> -Section A<br><br> -Paragraph 4<br><br> -Chapter 3<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 11: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 115<br><br> -Paragraph 7<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 12: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 210<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.9-03.6)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6876686&amp;loc=d3e534808-122878<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_HeldToMaturitySecurities</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_HeldToMaturitySecuritiesFairValue">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>This item represents the aggregate fair value of investments in debt securities as of the balance sheet date and which are categorized as held-to-maturity.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 115<br><br> -Paragraph 19<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 115<br><br> -Paragraph 137<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 320<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 5<br><br> -Subparagraph (a)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6872113&amp;loc=d3e27232-111563<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_HeldToMaturitySecuritiesFairValue</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_HeldtomaturitySecuritiesUnrecognizedHoldingGain">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>As of the balance sheet date, the excess of fair value over carrying value (amortized cost) of a debt security categorized as held-to-maturity, exclusive of dividend or interest income recognized but not yet received and exclusive of any write-downs for other-than-temporary impairment. Such item represents the gross unrecognized holding gain.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 115<br><br> -Paragraph 19<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 115<br><br> -Paragraph 137<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 320<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 5<br><br> -Subparagraph (b)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6872113&amp;loc=d3e27232-111563<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_HeldtomaturitySecuritiesUnrecognizedHoldingGain</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_HeldToMaturitySecuritiesUnrecognizedHoldingLoss">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>As of the balance sheet date, the excess of carrying value (amortized cost) over fair value of a debt security categorized as held-to-maturity, exclusive of dividend or interest income recognized but not yet received and exclusive of any write-downs for other-than-temporary impairment. Such item represents the gross unrecognized holding loss.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 115<br><br> -Paragraph 19<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 115<br><br> -Paragraph 137<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 320<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 5<br><br> -Subparagraph (c)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6872113&amp;loc=d3e27232-111563<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_HeldToMaturitySecuritiesUnrecognizedHoldingLoss</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
    </div>
  </body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>21
<FILENAME>R48.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
  <head>
    <META http-equiv="Content-Type" content="text/html; charset=us-ascii">
    <link rel="StyleSheet" type="text/css" href="report.css"><script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script></head>
  <body><span style="display: none;">v2.4.0.6</span><table class="report" border="0" cellspacing="2" id="ID0EFUAE">
      <tr>
        <th class="tl" colspan="1" rowspan="2">
          <div style="width: 200px;"><strong>Summary of Significant Accounting Policies (Details Narrative) (USD $)<br>In Thousands, except Share data, unless otherwise specified</strong></div>
        </th>
        <th class="th" colspan="1">12 Months Ended</th>
        <th class="th" colspan="1"></th>
        <th class="th" colspan="4">12 Months Ended</th>
      </tr>
      <tr>
        <th class="th">
          <div>Dec. 31, 2012</div>
        </th>
        <th class="th">
          <div>Dec. 31, 2011</div>
        </th>
        <th class="th">
          <div>Dec. 31, 2011

</div>
          <div>Stock Options</div>
        </th>
        <th class="th">
          <div>Dec. 31, 2010

</div>
          <div>Stock Options</div>
        </th>
        <th class="th">
          <div>Dec. 31, 2011

</div>
          <div>Warrant</div>
        </th>
        <th class="th">
          <div>Dec. 31, 2010

</div>
          <div>Warrant</div>
        </th>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansHeldForSaleOther', window );">Loans held for sale</a></td>
        <td class="nump">$ 30,393<span></span></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_FBP_ValueOfBidsTakenToSellLoansToUnaffiliatedThirdpartyInvestor', window );">Value of bids taken to sell loans to an unaffiliated third-party investor</a></td>
        <td class="nump">68,000<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_FBP_DifferenceInLoansHeldForSaleAndLoansSoldToThirdPartyChargedOff', window );">Difference in Loans held for sale and loans sold to third party, charged off</a></td>
        <td class="nump">37,600<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_FBP_WritedownOnNoncoveredForeclosedProperties', window );">Writedown on non-covered foreclosed properties</a></td>
        <td class="nump">10,600<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_FBP_WritedownOnNoncoveredForeclosedPropertiesPercentReductionInCarryingValue', window );">Writedown on non-covered foreclosed properties, percent reduction in carrying value</a></td>
        <td class="nump">29.00%<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_FBP_ReceivableRelatedToClaimsSubmittedNotYetReceived', window );">Receivable related to claims submitted, not yet received</a></td>
        <td class="nump">33,040<span></span></td>
        <td class="nump">13,377<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_OtherInvestments', window );">Other investments</a></td>
        <td class="nump">$ 2,400<span></span></td>
        <td class="nump">$ 2,600<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareAmount', window );">Number of anti-dilutive securities</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">396,689<span></span></td>
        <td class="nump">604,572<span></span></td>
        <td class="nump">616,308<span></span></td>
        <td class="nump">616,308<span></span></td>
      </tr>
    </table>
    <div style="display: none;">
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_FBP_DifferenceInLoansHeldForSaleAndLoansSoldToThirdPartyChargedOff">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The difference in Loans held for sale and loans sold to a third party which are charged off.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>FBP_DifferenceInLoansHeldForSaleAndLoansSoldToThirdPartyChargedOff</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>FBP_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_FBP_ReceivableRelatedToClaimsSubmittedNotYetReceived">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of receivables related to claims submitted on loans, relating to loss sharing agreements with the FDIC, not yet received.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>FBP_ReceivableRelatedToClaimsSubmittedNotYetReceived</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>FBP_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_FBP_ValueOfBidsTakenToSellLoansToUnaffiliatedThirdpartyInvestor">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The value of bids taken to sell loans to an unaffiliated third-party investor.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>FBP_ValueOfBidsTakenToSellLoansToUnaffiliatedThirdpartyInvestor</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>FBP_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_FBP_WritedownOnNoncoveredForeclosedProperties">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The amount of a writedown on non-covered foreclosed properties.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>FBP_WritedownOnNoncoveredForeclosedProperties</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>FBP_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_FBP_WritedownOnNoncoveredForeclosedPropertiesPercentReductionInCarryingValue">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The percent reduction in carrying value of a writedown on non-covered foreclosed properties,</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>FBP_WritedownOnNoncoveredForeclosedPropertiesPercentReductionInCarryingValue</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>FBP_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>num:percentItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareAmount">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Securities (including those issuable pursuant to contingent stock agreements) that could potentially dilute basic earnings per share (EPS) or earnings per unit (EPU) in the future that were not included in the computation of diluted EPS or EPU because to do so would increase EPS or EPU amounts or decrease loss per share or unit amounts for the period presented.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Emerging Issues Task Force (EITF)<br><br> -Number 07-4<br><br> -Paragraph 4<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Glossary Diluted Earnings Per Share<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6510752<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Glossary Contingent Stock Agreement<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6508534<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Glossary Antidilution<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6505113<br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 128<br><br> -Paragraph 171<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 128<br><br> -Paragraph 40<br><br> -Subparagraph c<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 7: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 260<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 1<br><br> -Subparagraph (c)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6371337&amp;loc=d3e3550-109257<br><br><br><br>Reference 8: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 128<br><br> -Paragraph 13, 14<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareAmount</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:sharesItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_LoansHeldForSaleOther">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Reflects the carrying amount of loans held for sale not otherwise specified in the existing taxonomy.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 65<br><br> -Paragraph 4, 5, 6, 7, 8, 9, 12, 17, 28, 29<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 310<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 2<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6375948&amp;loc=d3e4428-111522<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 210<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.9-03.7(a)(7))<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6876686&amp;loc=d3e534808-122878<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher OTS<br><br> -Name Federal Regulation (FR)<br><br> -Number Title 12<br><br> -Section 563c.102<br><br> -Paragraph 8<br><br> -Subparagraph h(i)<br><br> -Chapter V<br><br> -Subsection I<br><br> -LegacyDoc This is a non-GAAP reference that was included in the 2009 taxonomy.  It will be removed from future versions of this taxonomy.<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_LoansHeldForSaleOther</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_OtherInvestments">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Other investments not otherwise specified in the taxonomy.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 944<br><br> -SubTopic 210<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.7-03.1(f,g))<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6879938&amp;loc=d3e572229-122910<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 210<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.5-02.12)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 02<br><br> -Paragraph 12<br><br> -Article 5<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 03<br><br> -Paragraph 1<br><br> -Subparagraph g<br><br> -Article 7<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_OtherInvestments</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
    </div>
  </body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>22
<FILENAME>R121.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
  <head>
    <META http-equiv="Content-Type" content="text/html; charset=us-ascii">
    <link rel="StyleSheet" type="text/css" href="report.css"><script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script></head>
  <body><span style="display: none;">v2.4.0.6</span><table class="report" border="0" cellspacing="2" id="ID0EIRAG">
      <tr>
        <th class="tl" colspan="1" rowspan="2">
          <div style="width: 200px;"><strong>Equity-Based Compensation Plans (Details 3) (USD $)<br></strong></div>
        </th>
        <th class="th" colspan="3">12 Months Ended</th>
      </tr>
      <tr>
        <th class="th">
          <div>Dec. 31, 2012</div>
        </th>
        <th class="th">
          <div>Dec. 31, 2011</div>
        </th>
        <th class="th">
          <div>Dec. 31, 2010</div>
        </th>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Nonvested Performance Units</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedNumber', window );">Nonvested, beginning</a></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
        <td class="nump">27,113<span></span></td>
        <td class="nump">54,225<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriod', window );">Granted during the period</a></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsVestedInPeriod', window );">Vested during the period</a></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
        <td class="num">(27,022)<span></span></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsForfeitedInPeriod', window );">Forfeited or expired during the period</a></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
        <td class="num">(91)<span></span></td>
        <td class="num">(27,112)<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedNumber', window );">Nonvested, ending</a></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
        <td class="nump">27,113<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedWeightedAverageGrantDateFairValue', window );">Nonvested, beginning</a></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
        <td class="nump">$ 16.53<span></span></td>
        <td class="nump">$ 16.53<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriodWeightedAverageGrantDateFairValue', window );">Granted during the period</a></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsVestedInPeriodWeightedAverageGrantDateFairValue', window );">Vested during the period</a></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
        <td class="nump">$ 16.53<span></span></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsForfeituresWeightedAverageGrantDateFairValue', window );">Forfeited or expired during the period</a></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
        <td class="nump">$ 16.53<span></span></td>
        <td class="nump">$ 16.53<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedWeightedAverageGrantDateFairValue', window );">Nonvested, ending</a></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
        <td class="nump">$ 16.53<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Long-Term Restricted Stock</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedNumber', window );">Nonvested, beginning</a></td>
        <td class="nump">7,259<span></span></td>
        <td class="nump">29,267<span></span></td>
        <td class="nump">29,267<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriod', window );">Granted during the period</a></td>
        <td class="nump">49,559<span></span></td>
        <td class="nump">7,259<span></span></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsVestedInPeriod', window );">Vested during the period</a></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
        <td class="num">(29,267)<span></span></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsForfeitedInPeriod', window );">Forfeited or expired during the period</a></td>
        <td class="num">(2,474)<span></span></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedNumber', window );">Nonvested, ending</a></td>
        <td class="nump">54,344<span></span></td>
        <td class="nump">7,259<span></span></td>
        <td class="nump">29,267<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedWeightedAverageGrantDateFairValue', window );">Nonvested, beginning</a></td>
        <td class="nump">$ 14.54<span></span></td>
        <td class="nump">$ 13.59<span></span></td>
        <td class="nump">$ 13.59<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriodWeightedAverageGrantDateFairValue', window );">Granted during the period</a></td>
        <td class="nump">$ 9.99<span></span></td>
        <td class="nump">$ 14.54<span></span></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsVestedInPeriodWeightedAverageGrantDateFairValue', window );">Vested during the period</a></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
        <td class="nump">$ 13.59<span></span></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsForfeituresWeightedAverageGrantDateFairValue', window );">Forfeited or expired during the period</a></td>
        <td class="nump">$ 12.55<span></span></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedWeightedAverageGrantDateFairValue', window );">Nonvested, ending</a></td>
        <td class="nump">$ 10.48<span></span></td>
        <td class="nump">$ 14.54<span></span></td>
        <td class="nump">$ 13.59<span></span></td>
      </tr>
    </table>
    <div style="display: none;">
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsForfeitedInPeriod">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The number of equity-based payment instruments, excluding stock (or unit) options, that were forfeited during the reporting period.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 718<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 2<br><br> -Subparagraph (c)(1)(iv)(3)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6415400&amp;loc=d3e5070-113901<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 123R<br><br> -Paragraph A240<br><br> -Subparagraph b(2)(e)<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsForfeitedInPeriod</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:sharesItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsForfeituresWeightedAverageGrantDateFairValue">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Weighted average fair value as of the grant date of equity-based award plans other than stock (unit) option plans that were not exercised or put into effect as a result of the occurrence of a terminating event.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 718<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 2<br><br> -Subparagraph (c)(2)(iii)(3)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6415400&amp;loc=d3e5070-113901<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsForfeituresWeightedAverageGrantDateFairValue</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>num:perShareItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriod">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The number of grants made during the period on other than stock (or unit) option plans (for example, phantom stock or unit plan, stock or unit appreciation rights plan, performance target plan).</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 718<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 2<br><br> -Subparagraph (c)(2)(iii)(1)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6415400&amp;loc=d3e5070-113901<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 123R<br><br> -Paragraph A240<br><br> -Subparagraph b(2)(c)<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriod</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:sharesItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriodWeightedAverageGrantDateFairValue">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The weighted average fair value at grant date for nonvested equity-based awards issued during the period on other than stock (or unit) option plans (for example, phantom stock or unit plan, stock or unit appreciation rights plan, performance target plan).</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 718<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 2<br><br> -Subparagraph (c)(2)(iii)(1)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6415400&amp;loc=d3e5070-113901<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 123R<br><br> -Paragraph A240<br><br> -Subparagraph c(1)<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 123R<br><br> -Paragraph A240<br><br> -Subparagraph b(2)(c)<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriodWeightedAverageGrantDateFairValue</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>num:perShareItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedNumber">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The number of non-vested equity-based payment instruments, excluding stock (or unit) options, that validly exist and are outstanding as of the balance sheet date.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 718<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 2<br><br> -Subparagraph (c)(2)(i)-(ii)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6415400&amp;loc=d3e5070-113901<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 123R<br><br> -Paragraph A240<br><br> -Subparagraph b(2)(b)<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 123R<br><br> -Paragraph A240<br><br> -Subparagraph b(2)(a)<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedNumber</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:sharesItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedWeightedAverageGrantDateFairValue">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The weighted average fair value of nonvested awards on equity-based plans excluding option plans (for example, phantom stock or unit plan, stock or unit appreciation rights plan, revenue or profit achievement stock award plan) for which the employer is contingently obligated to issue equity instruments or transfer assets to an employee who has not yet satisfied service or performance criteria necessary to gain title to proceeds from the sale of the award or underlying shares or units.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 718<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 2<br><br> -Subparagraph (c)(2)(i)-(ii)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6415400&amp;loc=d3e5070-113901<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 123R<br><br> -Paragraph A240<br><br> -Subparagraph b(2)(b)<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 123R<br><br> -Paragraph A240<br><br> -Subparagraph b(2)(a)<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedWeightedAverageGrantDateFairValue</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>num:perShareItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsVestedInPeriod">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The number of equity-based payment instruments, excluding stock (or unit) options, that vested during the reporting period.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 718<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 2<br><br> -Subparagraph (c)(2)(iii)(2)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6415400&amp;loc=d3e5070-113901<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 123R<br><br> -Paragraph A240<br><br> -Subparagraph b(2)(d)<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsVestedInPeriod</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:sharesItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsVestedInPeriodWeightedAverageGrantDateFairValue">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The weighted average fair value as of grant date pertaining to an equity-based award plan other than a stock (or unit) option plan for which the grantee gained the right during the reporting period, by satisfying service and performance requirements, to receive or retain shares or units, other instruments, or cash in accordance with the terms of the arrangement.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 718<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 2<br><br> -Subparagraph (c)(2)(iii)(2)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6415400&amp;loc=d3e5070-113901<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 123R<br><br> -Paragraph A240<br><br> -Subparagraph b(2)(d)<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsVestedInPeriodWeightedAverageGrantDateFairValue</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>num:perShareItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
    </div>
  </body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>23
<FILENAME>R70.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
  <head>
    <META http-equiv="Content-Type" content="text/html; charset=us-ascii">
    <link rel="StyleSheet" type="text/css" href="report.css"><script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script></head>
  <body><span style="display: none;">v2.4.0.6</span><table class="report" border="0" cellspacing="2" id="ID0EQIAK">
      <tr>
        <th class="tl" colspan="1" rowspan="2">
          <div style="width: 200px;"><strong>Loans and Asset Quality Information (Details 11) (USD $)<br>In Thousands, unless otherwise specified</strong></div>
        </th>
        <th class="th" colspan="2">12 Months Ended</th>
        <th class="th" colspan="1"></th>
      </tr>
      <tr>
        <th class="th">
          <div>Dec. 31, 2012</div>
        </th>
        <th class="th">
          <div>Dec. 31, 2011</div>
        </th>
        <th class="th">
          <div>Dec. 31, 2010</div>
        </th>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableWithNoRelatedAllowanceRecordedInvestment', window );">Impaired loans with no related allowance - Recorded Investment</a></td>
        <td class="nump">$ 47,245<span></span></td>
        <td class="nump">$ 79,423<span></span></td>
        <td class="nump">$ 92,865<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableWithNoRelatedAllowanceUnpaidPrincipalBalance', window );">Imapired loans with no related allowance - Unpaid Principal Balance</a></td>
        <td class="nump">84,187<span></span></td>
        <td class="nump">124,387<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableWithNoRelatedAllowanceAverageRecordedInvestment', window );">Impaired loans with no related allowance - Average Recorded Investment</a></td>
        <td class="nump">63,546<span></span></td>
        <td class="nump">86,265<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment', window );">Impaired loans with allowance - Recorded Investment</a></td>
        <td class="nump">59,593<span></span></td>
        <td class="nump">61,553<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableWithRelatedAllowanceUnpaidPrincipalBalance', window );">Impaired loans with allowance - Unpaid Principal Balance</a></td>
        <td class="nump">71,062<span></span></td>
        <td class="nump">69,674<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableRelatedAllowance', window );">Impaired loans with related allowance - Related Allowance</a></td>
        <td class="nump">8,560<span></span></td>
        <td class="nump">10,910<span></span></td>
        <td class="nump">18,768<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableWithRelatedAllowanceAverageRecordedInvestment', window );">Impaired loans with related allowance - Average Recorded Investment</a></td>
        <td class="nump">76,425<span></span></td>
        <td class="nump">66,047<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Non-covered</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableWithNoRelatedAllowanceRecordedInvestment', window );">Impaired loans with no related allowance - Recorded Investment</a></td>
        <td class="nump">12,049<span></span></td>
        <td class="nump">35,721<span></span></td>
        <td class="nump">42,874<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableWithNoRelatedAllowanceUnpaidPrincipalBalance', window );">Imapired loans with no related allowance - Unpaid Principal Balance</a></td>
        <td class="nump">12,774<span></span></td>
        <td class="nump">45,809<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableWithNoRelatedAllowanceAverageRecordedInvestment', window );">Impaired loans with no related allowance - Average Recorded Investment</a></td>
        <td class="nump">24,174<span></span></td>
        <td class="nump">37,235<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment', window );">Impaired loans with allowance - Recorded Investment</a></td>
        <td class="nump">45,833<span></span></td>
        <td class="nump">49,565<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableWithRelatedAllowanceUnpaidPrincipalBalance', window );">Impaired loans with allowance - Unpaid Principal Balance</a></td>
        <td class="nump">52,791<span></span></td>
        <td class="nump">54,004<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableRelatedAllowance', window );">Impaired loans with related allowance - Related Allowance</a></td>
        <td class="nump">5,051<span></span></td>
        <td class="nump">5,804<span></span></td>
        <td class="nump">7,613<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableWithRelatedAllowanceAverageRecordedInvestment', window );">Impaired loans with related allowance - Average Recorded Investment</a></td>
        <td class="nump">61,024<span></span></td>
        <td class="nump">51,788<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Non-covered | Commercial Unsecured</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableWithNoRelatedAllowanceRecordedInvestment', window );">Impaired loans with no related allowance - Recorded Investment</a></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableWithNoRelatedAllowanceUnpaidPrincipalBalance', window );">Imapired loans with no related allowance - Unpaid Principal Balance</a></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableWithNoRelatedAllowanceAverageRecordedInvestment', window );">Impaired loans with no related allowance - Average Recorded Investment</a></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment', window );">Impaired loans with allowance - Recorded Investment</a></td>
        <td class="nump">307<span></span></td>
        <td class="nump">452<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableWithRelatedAllowanceUnpaidPrincipalBalance', window );">Impaired loans with allowance - Unpaid Principal Balance</a></td>
        <td class="nump">386<span></span></td>
        <td class="nump">454<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableRelatedAllowance', window );">Impaired loans with related allowance - Related Allowance</a></td>
        <td class="nump">58<span></span></td>
        <td class="nump">59<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableWithRelatedAllowanceAverageRecordedInvestment', window );">Impaired loans with related allowance - Average Recorded Investment</a></td>
        <td class="nump">221<span></span></td>
        <td class="nump">226<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Non-covered | Commercial Secured</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableWithNoRelatedAllowanceRecordedInvestment', window );">Impaired loans with no related allowance - Recorded Investment</a></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
        <td class="nump">295<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableWithNoRelatedAllowanceUnpaidPrincipalBalance', window );">Imapired loans with no related allowance - Unpaid Principal Balance</a></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
        <td class="nump">478<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableWithNoRelatedAllowanceAverageRecordedInvestment', window );">Impaired loans with no related allowance - Average Recorded Investment</a></td>
        <td class="nump">87<span></span></td>
        <td class="nump">504<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment', window );">Impaired loans with allowance - Recorded Investment</a></td>
        <td class="nump">2,398<span></span></td>
        <td class="nump">1,895<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableWithRelatedAllowanceUnpaidPrincipalBalance', window );">Impaired loans with allowance - Unpaid Principal Balance</a></td>
        <td class="nump">2,762<span></span></td>
        <td class="nump">1,899<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableRelatedAllowance', window );">Impaired loans with related allowance - Related Allowance</a></td>
        <td class="nump">436<span></span></td>
        <td class="nump">295<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableWithRelatedAllowanceAverageRecordedInvestment', window );">Impaired loans with related allowance - Average Recorded Investment</a></td>
        <td class="nump">2,304<span></span></td>
        <td class="nump">1,427<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Non-covered | Secured by Inventory and Accounts Receivable</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableWithNoRelatedAllowanceRecordedInvestment', window );">Impaired loans with no related allowance - Recorded Investment</a></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
        <td class="nump">27<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableWithNoRelatedAllowanceUnpaidPrincipalBalance', window );">Imapired loans with no related allowance - Unpaid Principal Balance</a></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
        <td class="nump">493<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableWithNoRelatedAllowanceAverageRecordedInvestment', window );">Impaired loans with no related allowance - Average Recorded Investment</a></td>
        <td class="nump">5<span></span></td>
        <td class="nump">124<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment', window );">Impaired loans with allowance - Recorded Investment</a></td>
        <td class="nump">17<span></span></td>
        <td class="nump">561<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableWithRelatedAllowanceUnpaidPrincipalBalance', window );">Impaired loans with allowance - Unpaid Principal Balance</a></td>
        <td class="nump">43<span></span></td>
        <td class="nump">571<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableRelatedAllowance', window );">Impaired loans with related allowance - Related Allowance</a></td>
        <td class="nump">4<span></span></td>
        <td class="nump">156<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableWithRelatedAllowanceAverageRecordedInvestment', window );">Impaired loans with related allowance - Average Recorded Investment</a></td>
        <td class="nump">548<span></span></td>
        <td class="nump">391<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Non-covered | RealEstateConstructionMember</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableWithNoRelatedAllowanceRecordedInvestment', window );">Impaired loans with no related allowance - Recorded Investment</a></td>
        <td class="nump">4,277<span></span></td>
        <td class="nump">15,105<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableWithNoRelatedAllowanceUnpaidPrincipalBalance', window );">Imapired loans with no related allowance - Unpaid Principal Balance</a></td>
        <td class="nump">4,305<span></span></td>
        <td class="nump">20,941<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableWithNoRelatedAllowanceAverageRecordedInvestment', window );">Impaired loans with no related allowance - Average Recorded Investment</a></td>
        <td class="nump">8,600<span></span></td>
        <td class="nump">17,876<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment', window );">Impaired loans with allowance - Recorded Investment</a></td>
        <td class="nump">3,934<span></span></td>
        <td class="nump">10,360<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableWithRelatedAllowanceUnpaidPrincipalBalance', window );">Impaired loans with allowance - Unpaid Principal Balance</a></td>
        <td class="nump">5,730<span></span></td>
        <td class="nump">12,606<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableRelatedAllowance', window );">Impaired loans with related allowance - Related Allowance</a></td>
        <td class="nump">1,213<span></span></td>
        <td class="nump">2,244<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableWithRelatedAllowanceAverageRecordedInvestment', window );">Impaired loans with related allowance - Average Recorded Investment</a></td>
        <td class="nump">12,199<span></span></td>
        <td class="nump">15,782<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Non-covered | Real estate residential, farmland and mutli-family</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableWithNoRelatedAllowanceRecordedInvestment', window );">Impaired loans with no related allowance - Recorded Investment</a></td>
        <td class="nump">1,597<span></span></td>
        <td class="nump">3,442<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableWithNoRelatedAllowanceUnpaidPrincipalBalance', window );">Imapired loans with no related allowance - Unpaid Principal Balance</a></td>
        <td class="nump">1,618<span></span></td>
        <td class="nump">4,741<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableWithNoRelatedAllowanceAverageRecordedInvestment', window );">Impaired loans with no related allowance - Average Recorded Investment</a></td>
        <td class="nump">2,692<span></span></td>
        <td class="nump">5,278<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment', window );">Impaired loans with allowance - Recorded Investment</a></td>
        <td class="nump">23,859<span></span></td>
        <td class="nump">24,460<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableWithRelatedAllowanceUnpaidPrincipalBalance', window );">Impaired loans with allowance - Unpaid Principal Balance</a></td>
        <td class="nump">25,844<span></span></td>
        <td class="nump">26,153<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableRelatedAllowance', window );">Impaired loans with related allowance - Related Allowance</a></td>
        <td class="nump">1,955<span></span></td>
        <td class="nump">2,169<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableWithRelatedAllowanceAverageRecordedInvestment', window );">Impaired loans with related allowance - Average Recorded Investment</a></td>
        <td class="nump">27,186<span></span></td>
        <td class="nump">22,487<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Non-covered | Real estate home equity lines of credit</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableWithNoRelatedAllowanceRecordedInvestment', window );">Impaired loans with no related allowance - Recorded Investment</a></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
        <td class="nump">46<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableWithNoRelatedAllowanceUnpaidPrincipalBalance', window );">Imapired loans with no related allowance - Unpaid Principal Balance</a></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
        <td class="nump">300<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableWithNoRelatedAllowanceAverageRecordedInvestment', window );">Impaired loans with no related allowance - Average Recorded Investment</a></td>
        <td class="nump">64<span></span></td>
        <td class="nump">79<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment', window );">Impaired loans with allowance - Recorded Investment</a></td>
        <td class="nump">1,645<span></span></td>
        <td class="nump">3,115<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableWithRelatedAllowanceUnpaidPrincipalBalance', window );">Impaired loans with allowance - Unpaid Principal Balance</a></td>
        <td class="nump">2,120<span></span></td>
        <td class="nump">3,141<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableRelatedAllowance', window );">Impaired loans with related allowance - Related Allowance</a></td>
        <td class="nump">96<span></span></td>
        <td class="nump">117<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableWithRelatedAllowanceAverageRecordedInvestment', window );">Impaired loans with related allowance - Average Recorded Investment</a></td>
        <td class="nump">2,901<span></span></td>
        <td class="nump">2,544<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Non-covered | Real estate commercial</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableWithNoRelatedAllowanceRecordedInvestment', window );">Impaired loans with no related allowance - Recorded Investment</a></td>
        <td class="nump">6,175<span></span></td>
        <td class="nump">16,794<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableWithNoRelatedAllowanceUnpaidPrincipalBalance', window );">Imapired loans with no related allowance - Unpaid Principal Balance</a></td>
        <td class="nump">6,851<span></span></td>
        <td class="nump">18,817<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableWithNoRelatedAllowanceAverageRecordedInvestment', window );">Impaired loans with no related allowance - Average Recorded Investment</a></td>
        <td class="nump">12,724<span></span></td>
        <td class="nump">13,359<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment', window );">Impaired loans with allowance - Recorded Investment</a></td>
        <td class="nump">10,851<span></span></td>
        <td class="nump">5,965<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableWithRelatedAllowanceUnpaidPrincipalBalance', window );">Impaired loans with allowance - Unpaid Principal Balance</a></td>
        <td class="nump">13,048<span></span></td>
        <td class="nump">6,421<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableRelatedAllowance', window );">Impaired loans with related allowance - Related Allowance</a></td>
        <td class="nump">936<span></span></td>
        <td class="nump">283<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableWithRelatedAllowanceAverageRecordedInvestment', window );">Impaired loans with related allowance - Average Recorded Investment</a></td>
        <td class="nump">12,863<span></span></td>
        <td class="nump">6,602<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Non-covered | Consumer</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableWithNoRelatedAllowanceRecordedInvestment', window );">Impaired loans with no related allowance - Recorded Investment</a></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
        <td class="nump">12<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableWithNoRelatedAllowanceUnpaidPrincipalBalance', window );">Imapired loans with no related allowance - Unpaid Principal Balance</a></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
        <td class="nump">39<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableWithNoRelatedAllowanceAverageRecordedInvestment', window );">Impaired loans with no related allowance - Average Recorded Investment</a></td>
        <td class="nump">2<span></span></td>
        <td class="nump">15<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment', window );">Impaired loans with allowance - Recorded Investment</a></td>
        <td class="nump">2,822<span></span></td>
        <td class="nump">2,757<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableWithRelatedAllowanceUnpaidPrincipalBalance', window );">Impaired loans with allowance - Unpaid Principal Balance</a></td>
        <td class="nump">2,858<span></span></td>
        <td class="nump">2,759<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableRelatedAllowance', window );">Impaired loans with related allowance - Related Allowance</a></td>
        <td class="nump">353<span></span></td>
        <td class="nump">481<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableWithRelatedAllowanceAverageRecordedInvestment', window );">Impaired loans with related allowance - Average Recorded Investment</a></td>
        <td class="nump">2,802<span></span></td>
        <td class="nump">2,329<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Covered</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableWithNoRelatedAllowanceRecordedInvestment', window );">Impaired loans with no related allowance - Recorded Investment</a></td>
        <td class="nump">35,196<span></span></td>
        <td class="nump">43,702<span></span></td>
        <td class="nump">49,991<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableWithNoRelatedAllowanceUnpaidPrincipalBalance', window );">Imapired loans with no related allowance - Unpaid Principal Balance</a></td>
        <td class="nump">71,413<span></span></td>
        <td class="nump">78,578<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableWithNoRelatedAllowanceAverageRecordedInvestment', window );">Impaired loans with no related allowance - Average Recorded Investment</a></td>
        <td class="nump">39,372<span></span></td>
        <td class="nump">49,030<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment', window );">Impaired loans with allowance - Recorded Investment</a></td>
        <td class="nump">13,760<span></span></td>
        <td class="nump">11,988<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableWithRelatedAllowanceUnpaidPrincipalBalance', window );">Impaired loans with allowance - Unpaid Principal Balance</a></td>
        <td class="nump">18,271<span></span></td>
        <td class="nump">15,670<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableRelatedAllowance', window );">Impaired loans with related allowance - Related Allowance</a></td>
        <td class="nump">3,509<span></span></td>
        <td class="nump">5,106<span></span></td>
        <td class="nump">11,155<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableWithRelatedAllowanceAverageRecordedInvestment', window );">Impaired loans with related allowance - Average Recorded Investment</a></td>
        <td class="nump">$ 15,401<span></span></td>
        <td class="nump">$ 14,259<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
    </table>
    <div style="display: none;">
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ImpairedFinancingReceivableRelatedAllowance">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of allowance for credit losses related to recorded investment.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 310<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 15<br><br> -Subparagraph (a)(3)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7512638&amp;loc=d3e5212-111524<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_ImpairedFinancingReceivableRelatedAllowance</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ImpairedFinancingReceivableWithNoRelatedAllowanceAverageRecordedInvestment">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of average investment of impaired financing receivables for which there is no related allowance for credit losses.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 310<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 15<br><br> -Subparagraph (c)(1)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7512638&amp;loc=d3e5212-111524<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 310<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 17<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7512638&amp;loc=d3e5258-111524<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_ImpairedFinancingReceivableWithNoRelatedAllowanceAverageRecordedInvestment</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ImpairedFinancingReceivableWithNoRelatedAllowanceRecordedInvestment">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of investment in impaired financing receivables for which there is no related allowance for credit losses.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 310<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 14A<br><br> -Subparagraph (b)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7512638&amp;loc=SL6953550-111524<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_ImpairedFinancingReceivableWithNoRelatedAllowanceRecordedInvestment</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ImpairedFinancingReceivableWithNoRelatedAllowanceUnpaidPrincipalBalance">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of unpaid principal balance of impaired financing receivables for which there is no related allowance for credit losses.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 310<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 15<br><br> -Subparagraph (a)(4)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7512638&amp;loc=d3e5212-111524<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_ImpairedFinancingReceivableWithNoRelatedAllowanceUnpaidPrincipalBalance</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ImpairedFinancingReceivableWithRelatedAllowanceAverageRecordedInvestment">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of average investment of impaired financing receivables for which there is a related allowance for credit losses.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 310<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 15<br><br> -Subparagraph (c)(1)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7512638&amp;loc=d3e5212-111524<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 310<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 17<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7512638&amp;loc=d3e5258-111524<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_ImpairedFinancingReceivableWithRelatedAllowanceAverageRecordedInvestment</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of investment in impaired financing receivables for which there is a related allowance for credit losses.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 310<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 14A<br><br> -Subparagraph (b)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7512638&amp;loc=SL6953550-111524<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ImpairedFinancingReceivableWithRelatedAllowanceUnpaidPrincipalBalance">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Unpaid principal balance of impaired financing receivables for which there is a related allowance for credit losses.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 310<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 15<br><br> -Subparagraph (a)(4)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7512638&amp;loc=d3e5212-111524<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_ImpairedFinancingReceivableWithRelatedAllowanceUnpaidPrincipalBalance</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
    </div>
  </body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>24
<FILENAME>R124.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
  <head>
    <META http-equiv="Content-Type" content="text/html; charset=us-ascii">
    <link rel="StyleSheet" type="text/css" href="report.css"><script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script></head>
  <body><span style="display: none;">v2.4.0.6</span><table class="report" border="0" cellspacing="2" id="ID0EHIAE">
      <tr>
        <th class="tl" colspan="1" rowspan="2">
          <div style="width: 200px;"><strong>Supplementary Income Statement Information (Details) (USD $)<br>In Thousands, unless otherwise specified</strong></div>
        </th>
        <th class="th" colspan="3">12 Months Ended</th>
      </tr>
      <tr>
        <th class="th">
          <div>Dec. 31, 2012</div>
        </th>
        <th class="th">
          <div>Dec. 31, 2011</div>
        </th>
        <th class="th">
          <div>Dec. 31, 2010</div>
        </th>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_FBP_NotesToFinancialStatementsAbstract', window );"><strong>Notes to Financial Statements</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FeesAndCommissionsDebitCards', window );">Other service charges, commissions, and fees - debit interchange income</a></td>
        <td class="nump">$ 5,262<span></span></td>
        <td class="nump">$ 4,757<span></span></td>
        <td class="nump">$ 3,608<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_FBP_OtherServiceChargesCommissionsAndFeesOtherInterchangeIncome', window );">Other service charges, commissions, and fees - other interchange income</a></td>
        <td class="nump">1,213<span></span></td>
        <td class="nump">1,033<span></span></td>
        <td class="nump">912<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_FBP_OtherOperatingExpensesInterchangeExpense', window );">Other operating expenses - interchange expense</a></td>
        <td class="nump">2,416<span></span></td>
        <td class="nump">2,042<span></span></td>
        <td class="nump">1,736<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_SuppliesExpense', window );">Other operating expenses - stationery and supplies</a></td>
        <td class="nump">2,240<span></span></td>
        <td class="nump">2,867<span></span></td>
        <td class="nump">2,563<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_Communication', window );">Other operating expenses - telephone expense</a></td>
        <td class="nump">1,683<span></span></td>
        <td class="nump">2,127<span></span></td>
        <td class="nump">2,053<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FederalDepositInsuranceCorporationPremiumExpense', window );">Other operating expenses - FDIC insurance expense</a></td>
        <td class="nump">2,678<span></span></td>
        <td class="nump">3,008<span></span></td>
        <td class="nump">4,387<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_FBP_OtherOperatingExpensesRepossessionAndCollectionNoncovered', window );">Other operating expenses - repossession and collection - non-covered</a></td>
        <td class="nump">3,107<span></span></td>
        <td class="nump">3,492<span></span></td>
        <td class="nump">2,138<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_FBP_OtherOperatingExpensesRepossessionAndCollectionCoveredNetOfFdicReimbursementAndRentalIncome', window );">Other operating expenses - repossession and collection - covered, net of FDIC reimbursement and rental income</a></td>
        <td class="nump">1,642<span></span></td>
        <td class="nump">1,968<span></span></td>
        <td class="nump">2,617<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ProfessionalFees', window );">Other operating expenses - outside consultants</a></td>
        <td class="nump">1,916<span></span></td>
        <td class="nump">1,842<span></span></td>
        <td class="nump">1,185<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LegalFees', window );">Other operating expenses - legal and audit</a></td>
        <td class="nump">$ 1,722<span></span></td>
        <td class="nump">$ 1,595<span></span></td>
        <td class="nump">$ 1,572<span></span></td>
      </tr>
    </table>
    <div style="display: none;">
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_FBP_NotesToFinancialStatementsAbstract">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>FBP_NotesToFinancialStatementsAbstract</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>FBP_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:stringItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_FBP_OtherOperatingExpensesInterchangeExpense">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The amount of interchange expense from other operating expenses.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>FBP_OtherOperatingExpensesInterchangeExpense</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>FBP_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_FBP_OtherOperatingExpensesRepossessionAndCollectionCoveredNetOfFdicReimbursementAndRentalIncome">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The covered portion (net of FDIC reimbursement and rental income) of repossession and collection.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>FBP_OtherOperatingExpensesRepossessionAndCollectionCoveredNetOfFdicReimbursementAndRentalIncome</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>FBP_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_FBP_OtherOperatingExpensesRepossessionAndCollectionNoncovered">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The non-covered portion of repossession and collection.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>FBP_OtherOperatingExpensesRepossessionAndCollectionNoncovered</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>FBP_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_FBP_OtherServiceChargesCommissionsAndFeesOtherInterchangeIncome">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The amount of other interchange income from other service charges, commissions, and fees.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>FBP_OtherServiceChargesCommissionsAndFeesOtherInterchangeIncome</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>FBP_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_Communication">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The amount of expense incurred in the period for communication, which is the exchange of information by several methods.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 225<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 2<br><br> -Subparagraph (SX 210.5-03.6)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6880815&amp;loc=d3e20235-122688<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_Communication</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FederalDepositInsuranceCorporationPremiumExpense">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The premium paid to the Federal Deposit Insurance Corporation for deposit insurance which is included in noninterest expense.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 225<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.9-04.14)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6879574&amp;loc=d3e536633-122882<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_FederalDepositInsuranceCorporationPremiumExpense</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FeesAndCommissionsDebitCards">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of income earned from debit card services, including interchange fees, annual fees and other fees.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_FeesAndCommissionsDebitCards</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_LegalFees">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The amount of expense provided in the period for legal costs incurred on or before the balance sheet date pertaining to resolved, pending or threatened litigation, including arbitration and mediation proceedings.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 5<br><br> -Paragraph 9<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 225<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 2<br><br> -Subparagraph (SX 210.5-03.3)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6880815&amp;loc=d3e20235-122688<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_LegalFees</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ProfessionalFees">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>A fee charged for services from professionals such as doctors, lawyers and accountants. The term is often expanded to include other professions, for example, pharmacists charging to maintain a medicinal profile of a client or customer.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 946<br><br> -SubTopic 225<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.6-07.2(a),(b),(c),(d))<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6488393&amp;loc=d3e606610-122999<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 946<br><br> -SubTopic 225<br><br> -Section 45<br><br> -Paragraph 3<br><br> -Subparagraph (k)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6488370&amp;loc=d3e13550-115849<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_ProfessionalFees</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_SuppliesExpense">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of expense associated with supplies that were used during the current accounting period.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 225<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.9-04.14)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6879574&amp;loc=d3e536633-122882<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_SuppliesExpense</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
    </div>
  </body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>25
<FILENAME>R55.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
  <head>
    <META http-equiv="Content-Type" content="text/html; charset=us-ascii">
    <link rel="StyleSheet" type="text/css" href="report.css"><script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script></head>
  <body><span style="display: none;">v2.4.0.6</span><table class="report" border="0" cellspacing="2" id="ID0EVBAI">
      <tr>
        <th class="tl" colspan="1" rowspan="1">
          <div style="width: 200px;"><strong>Securities (Details 1) (USD $)<br>In Thousands, unless otherwise specified</strong></div>
        </th>
        <th class="th">
          <div>Dec. 31, 2012</div>
        </th>
        <th class="th">
          <div>Dec. 31, 2011</div>
        </th>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_FBP_SecuritiesInUnrealizedLossPositionForLessThanTwelveMonthsAbstract', window );"><strong>Securities in an Unrealized Loss Position for Less than 12 Months</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionLessThanTwelveMonthsFairValue', window );">AFS Fair Value</a></td>
        <td class="nump">$ 26,330<span></span></td>
        <td class="nump">$ 28,478<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableforsaleSecuritiesContinuousUnrealizedLossPositionLessThan12MonthsAggregateLosses2', window );">AFS Unrealized Losses</a></td>
        <td class="nump">330<span></span></td>
        <td class="nump">537<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_FBP_SecuritiesInUnrealizedLossPositionForMoreThanTwelveMonthsAbstract', window );"><strong>Securities in an Unrealized Loss Position for More than 12 Months</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionTwelveMonthsOrLongerFairValue', window );">AFS Fair Value</a></td>
        <td class="nump">770<span></span></td>
        <td class="nump">12,097<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableforsaleSecuritiesContinuousUnrealizedLossPosition12MonthsOrLongerAggregateLosses2', window );">AFS Unrealized Losses</a></td>
        <td class="nump">285<span></span></td>
        <td class="nump">589<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionFairValue', window );">Total AFS Fair Value</a></td>
        <td class="nump">27,100<span></span></td>
        <td class="nump">40,575<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableforsaleSecuritiesContinuousUnrealizedLossPositionAggregateLosses2', window );">Total AFS Unrealized Losses</a></td>
        <td class="nump">615<span></span></td>
        <td class="nump">1,126<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">US Government-sponsored enterprises securities</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_FBP_SecuritiesInUnrealizedLossPositionForLessThanTwelveMonthsAbstract', window );"><strong>Securities in an Unrealized Loss Position for Less than 12 Months</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionLessThanTwelveMonthsFairValue', window );">AFS Fair Value</a></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
        <td class="nump">8,984<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableforsaleSecuritiesContinuousUnrealizedLossPositionLessThan12MonthsAggregateLosses2', window );">AFS Unrealized Losses</a></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
        <td class="nump">16<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_FBP_SecuritiesInUnrealizedLossPositionForMoreThanTwelveMonthsAbstract', window );"><strong>Securities in an Unrealized Loss Position for More than 12 Months</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionTwelveMonthsOrLongerFairValue', window );">AFS Fair Value</a></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableforsaleSecuritiesContinuousUnrealizedLossPosition12MonthsOrLongerAggregateLosses2', window );">AFS Unrealized Losses</a></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionFairValue', window );">Total AFS Fair Value</a></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
        <td class="nump">8,984<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableforsaleSecuritiesContinuousUnrealizedLossPositionAggregateLosses2', window );">Total AFS Unrealized Losses</a></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
        <td class="nump">16<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Mortgage-backed securities</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_FBP_SecuritiesInUnrealizedLossPositionForLessThanTwelveMonthsAbstract', window );"><strong>Securities in an Unrealized Loss Position for Less than 12 Months</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionLessThanTwelveMonthsFairValue', window );">AFS Fair Value</a></td>
        <td class="nump">26,330<span></span></td>
        <td class="nump">14,902<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableforsaleSecuritiesContinuousUnrealizedLossPositionLessThan12MonthsAggregateLosses2', window );">AFS Unrealized Losses</a></td>
        <td class="nump">330<span></span></td>
        <td class="nump">61<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_FBP_SecuritiesInUnrealizedLossPositionForMoreThanTwelveMonthsAbstract', window );"><strong>Securities in an Unrealized Loss Position for More than 12 Months</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionTwelveMonthsOrLongerFairValue', window );">AFS Fair Value</a></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
        <td class="nump">9,302<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableforsaleSecuritiesContinuousUnrealizedLossPosition12MonthsOrLongerAggregateLosses2', window );">AFS Unrealized Losses</a></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
        <td class="nump">30<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionFairValue', window );">Total AFS Fair Value</a></td>
        <td class="nump">26,330<span></span></td>
        <td class="nump">24,204<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableforsaleSecuritiesContinuousUnrealizedLossPositionAggregateLosses2', window );">Total AFS Unrealized Losses</a></td>
        <td class="nump">330<span></span></td>
        <td class="nump">91<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Corporate bonds</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_FBP_SecuritiesInUnrealizedLossPositionForLessThanTwelveMonthsAbstract', window );"><strong>Securities in an Unrealized Loss Position for Less than 12 Months</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionLessThanTwelveMonthsFairValue', window );">AFS Fair Value</a></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
        <td class="nump">4,588<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableforsaleSecuritiesContinuousUnrealizedLossPositionLessThan12MonthsAggregateLosses2', window );">AFS Unrealized Losses</a></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
        <td class="nump">458<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_FBP_SecuritiesInUnrealizedLossPositionForMoreThanTwelveMonthsAbstract', window );"><strong>Securities in an Unrealized Loss Position for More than 12 Months</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionTwelveMonthsOrLongerFairValue', window );">AFS Fair Value</a></td>
        <td class="nump">740<span></span></td>
        <td class="nump">2,773<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableforsaleSecuritiesContinuousUnrealizedLossPosition12MonthsOrLongerAggregateLosses2', window );">AFS Unrealized Losses</a></td>
        <td class="nump">260<span></span></td>
        <td class="nump">522<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionFairValue', window );">Total AFS Fair Value</a></td>
        <td class="nump">740<span></span></td>
        <td class="nump">7,361<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableforsaleSecuritiesContinuousUnrealizedLossPositionAggregateLosses2', window );">Total AFS Unrealized Losses</a></td>
        <td class="nump">260<span></span></td>
        <td class="nump">980<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Equities</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_FBP_SecuritiesInUnrealizedLossPositionForLessThanTwelveMonthsAbstract', window );"><strong>Securities in an Unrealized Loss Position for Less than 12 Months</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionLessThanTwelveMonthsFairValue', window );">AFS Fair Value</a></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
        <td class="nump">4<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableforsaleSecuritiesContinuousUnrealizedLossPositionLessThan12MonthsAggregateLosses2', window );">AFS Unrealized Losses</a></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
        <td class="nump">2<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_FBP_SecuritiesInUnrealizedLossPositionForMoreThanTwelveMonthsAbstract', window );"><strong>Securities in an Unrealized Loss Position for More than 12 Months</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionTwelveMonthsOrLongerFairValue', window );">AFS Fair Value</a></td>
        <td class="nump">30<span></span></td>
        <td class="nump">22<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableforsaleSecuritiesContinuousUnrealizedLossPosition12MonthsOrLongerAggregateLosses2', window );">AFS Unrealized Losses</a></td>
        <td class="nump">25<span></span></td>
        <td class="nump">37<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionFairValue', window );">Total AFS Fair Value</a></td>
        <td class="nump">30<span></span></td>
        <td class="nump">26<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableforsaleSecuritiesContinuousUnrealizedLossPositionAggregateLosses2', window );">Total AFS Unrealized Losses</a></td>
        <td class="nump">25<span></span></td>
        <td class="nump">39<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">States and local governments</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_FBP_SecuritiesInUnrealizedLossPositionForLessThanTwelveMonthsAbstract', window );"><strong>Securities in an Unrealized Loss Position for Less than 12 Months</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionLessThanTwelveMonthsFairValue', window );">AFS Fair Value</a></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableforsaleSecuritiesContinuousUnrealizedLossPositionLessThan12MonthsAggregateLosses2', window );">AFS Unrealized Losses</a></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_FBP_SecuritiesInUnrealizedLossPositionForMoreThanTwelveMonthsAbstract', window );"><strong>Securities in an Unrealized Loss Position for More than 12 Months</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionTwelveMonthsOrLongerFairValue', window );">AFS Fair Value</a></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableforsaleSecuritiesContinuousUnrealizedLossPosition12MonthsOrLongerAggregateLosses2', window );">AFS Unrealized Losses</a></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionFairValue', window );">Total AFS Fair Value</a></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableforsaleSecuritiesContinuousUnrealizedLossPositionAggregateLosses2', window );">Total AFS Unrealized Losses</a></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
      </tr>
    </table>
    <div style="display: none;">
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_FBP_SecuritiesInUnrealizedLossPositionForLessThanTwelveMonthsAbstract">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>FBP_SecuritiesInUnrealizedLossPositionForLessThanTwelveMonthsAbstract</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>FBP_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:stringItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_FBP_SecuritiesInUnrealizedLossPositionForMoreThanTwelveMonthsAbstract">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>FBP_SecuritiesInUnrealizedLossPositionForMoreThanTwelveMonthsAbstract</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>FBP_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:stringItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AvailableforsaleSecuritiesContinuousUnrealizedLossPosition12MonthsOrLongerAggregateLosses2">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of the excess of amortized cost basis over fair value of securities that have been in a loss position for twelve months or longer for securities which are categorized neither as held-to-maturity nor trading securities.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_AvailableforsaleSecuritiesContinuousUnrealizedLossPosition12MonthsOrLongerAggregateLosses2</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AvailableforsaleSecuritiesContinuousUnrealizedLossPositionAggregateLosses2">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of the excess of amortized cost basis over fair value of securities in a loss position and categorized neither as held-to-maturity nor trading securities.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 320<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 6<br><br> -Subparagraph (a)(2)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6872113&amp;loc=d3e27290-111563<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_AvailableforsaleSecuritiesContinuousUnrealizedLossPositionAggregateLosses2</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionFairValue">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>This item represents the aggregate fair value of investments in debt and equity securities in an unrealized loss position which are categorized neither as held-to-maturity nor trading securities.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 320<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 6<br><br> -Subparagraph (a)(1)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6872113&amp;loc=d3e27290-111563<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name FASB Staff Position (FSP)<br><br> -Number FAS115-1/124-1<br><br> -Paragraph 17<br><br> -Subparagraph a(1)<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Emerging Issues Task Force (EITF)<br><br> -Number 03-1<br><br> -Paragraph 21<br><br> -Subparagraph a(2)<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionFairValue</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AvailableforsaleSecuritiesContinuousUnrealizedLossPositionLessThan12MonthsAggregateLosses2">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of the excess of amortized cost basis over fair value of securities that have been in a loss position for less than twelve months for securities categorized neither as held-to-maturity nor trading securities.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 320<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 6<br><br> -Subparagraph (a)(2)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6872113&amp;loc=d3e27290-111563<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 320<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 7<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6872113&amp;loc=d3e27337-111563<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_AvailableforsaleSecuritiesContinuousUnrealizedLossPositionLessThan12MonthsAggregateLosses2</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionLessThanTwelveMonthsFairValue">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>This item represents the aggregate fair value of investments in debt and equity securities categorized neither as held-to-maturity nor trading securities that have been in a continuous unrealized loss position for less than twelve months.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Emerging Issues Task Force (EITF)<br><br> -Number 03-1<br><br> -Paragraph 21<br><br> -Subparagraph a(2)<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 320<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 7<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6872113&amp;loc=d3e27337-111563<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 320<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 6<br><br> -Subparagraph (a)(1)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6872113&amp;loc=d3e27290-111563<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name FASB Staff Position (FSP)<br><br> -Number FAS115-1/124-1<br><br> -Paragraph 17<br><br> -Subparagraph a(1)<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionLessThanTwelveMonthsFairValue</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionTwelveMonthsOrLongerFairValue">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>This item represents the aggregate fair value of investments in debt and equity securities categorized neither as held-to-maturity nor trading securities that have been in a continuous unrealized loss position for twelve months or longer.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Emerging Issues Task Force (EITF)<br><br> -Number 03-1<br><br> -Paragraph 21<br><br> -Subparagraph a(2)<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 320<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 7<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6872113&amp;loc=d3e27337-111563<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 320<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 6<br><br> -Subparagraph (a)(1)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6872113&amp;loc=d3e27290-111563<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name FASB Staff Position (FSP)<br><br> -Number FAS115-1/124-1<br><br> -Paragraph 17<br><br> -Subparagraph a(1)<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionTwelveMonthsOrLongerFairValue</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
    </div>
  </body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>26
<FILENAME>R78.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
  <head>
    <META http-equiv="Content-Type" content="text/html; charset=us-ascii">
    <link rel="StyleSheet" type="text/css" href="report.css"><script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script></head>
  <body><span style="display: none;">v2.4.0.6</span><table class="report" border="0" cellspacing="2" id="ID0EHFAC">
      <tr>
        <th class="tl" colspan="1" rowspan="1">
          <div style="width: 200px;"><strong>Goodwill and Other Intangible Assets (Details 1) (USD $)<br>In Thousands, unless otherwise specified</strong></div>
        </th>
        <th class="th">
          <div>Dec. 31, 2012</div>
        </th>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_FBP_GoodwillAndOtherIntangibleAssetsDetails1Abstract', window );"><strong>Goodwill And Other Intangible Assets Details 1</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseNextTwelveMonths', window );">2013</a></td>
        <td class="nump">$ 797<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseYearTwo', window );">2014</a></td>
        <td class="nump">693<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseYearThree', window );">2015</a></td>
        <td class="nump">638<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseYearFour', window );">2016</a></td>
        <td class="nump">571<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseYearFive', window );">2017</a></td>
        <td class="nump">321<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseAfterYearFive', window );">Thereafter</a></td>
        <td class="nump">88<span></span></td>
      </tr>
      <tr class="rou">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_FBP_FiniteLivedIntangibleAssetsAmortizationExpenseTotal', window );">Total</a></td>
        <td class="nump">$ 3,108<span></span></td>
      </tr>
    </table>
    <div style="display: none;">
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_FBP_FiniteLivedIntangibleAssetsAmortizationExpenseTotal">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of amortization expense expected to be recognized in total for assets excluding financial assets and goodwill, lacking physical substance with a finite life.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>FBP_FiniteLivedIntangibleAssetsAmortizationExpenseTotal</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>FBP_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_FBP_GoodwillAndOtherIntangibleAssetsDetails1Abstract">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>FBP_GoodwillAndOtherIntangibleAssetsDetails1Abstract</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>FBP_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:stringItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseAfterYearFive">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of amortization expense expected to be recognized after the fifth fiscal year following the latest fiscal year for assets, excluding financial assets and goodwill, lacking physical substance with a finite life.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseAfterYearFive</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseNextTwelveMonths">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of amortization expense expected to be recognized during the next fiscal year following the latest fiscal year for assets, excluding financial assets and goodwill, lacking physical substance with a finite life.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 350<br><br> -SubTopic 30<br><br> -Section 50<br><br> -Paragraph 2<br><br> -Subparagraph (a)(3)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7658586&amp;loc=d3e16323-109275<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseNextTwelveMonths</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseYearFive">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of amortization expense expected to be recognized during the fifth fiscal year following the latest fiscal year for assets, excluding financial assets and goodwill, lacking physical substance with a finite life.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 350<br><br> -SubTopic 30<br><br> -Section 50<br><br> -Paragraph 2<br><br> -Subparagraph (a)(3)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7658586&amp;loc=d3e16323-109275<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseYearFive</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseYearFour">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of amortization expense expected to be recognized during the fourth fiscal year following the latest fiscal year for assets, excluding financial assets and goodwill, lacking physical substance with a finite life.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 350<br><br> -SubTopic 30<br><br> -Section 50<br><br> -Paragraph 2<br><br> -Subparagraph (a)(3)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7658586&amp;loc=d3e16323-109275<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseYearFour</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseYearThree">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of amortization expense expected to be recognized during the third fiscal year following the latest fiscal year for assets, excluding financial assets and goodwill, lacking physical substance with a finite life.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 350<br><br> -SubTopic 30<br><br> -Section 50<br><br> -Paragraph 2<br><br> -Subparagraph (a)(3)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7658586&amp;loc=d3e16323-109275<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseYearThree</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseYearTwo">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of amortization expense expected to be recognized during the second fiscal year following the latest fiscal year for assets, excluding financial assets and goodwill, lacking physical substance with a finite life.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 350<br><br> -SubTopic 30<br><br> -Section 50<br><br> -Paragraph 2<br><br> -Subparagraph (a)(3)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7658586&amp;loc=d3e16323-109275<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseYearTwo</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
    </div>
  </body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>27
<FILENAME>R104.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
  <head>
    <META http-equiv="Content-Type" content="text/html; charset=us-ascii">
    <link rel="StyleSheet" type="text/css" href="report.css"><script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script></head>
  <body><span style="display: none;">v2.4.0.6</span><table class="report" border="0" cellspacing="2" id="ID0E4KAC">
      <tr>
        <th class="tl" colspan="1" rowspan="1">
          <div style="width: 200px;"><strong>Employee Benefit Plans (Details 12) (SERP, USD $)<br>In Thousands, unless otherwise specified</strong></div>
        </th>
        <th class="th">
          <div>Dec. 31, 2012</div>
        </th>
        <th class="th">
          <div>Dec. 31, 2011</div>
        </th>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">SERP</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DefinedBenefitPlanAccumulatedOtherComprehensiveIncomeNetGainsLossesBeforeTax', window );">Net loss</a></td>
        <td class="nump">$ 199<span></span></td>
        <td class="nump">$ 1,887<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DefinedBenefitPlanAccumulatedOtherComprehensiveIncomeNetPriorServiceCostCreditBeforeTax', window );">Prior service cost</a></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
        <td class="nump">102<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DefinedBenefitPlanAccumulatedOtherComprehensiveIncomeBeforeTax', window );">Amount recognized in AOCI before tax effect</a></td>
        <td class="nump">199<span></span></td>
        <td class="nump">1,989<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_FBP_AmountRecognizedAOCIBeforeTaxEffectTaxBenefit', window );">Tax benefit</a></td>
        <td class="num">(79)<span></span></td>
        <td class="num">(786)<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DefinedBenefitPlanAccumulatedOtherComprehensiveIncomeLossAfterTax', window );">Net amount recognized as reduction to AOCI</a></td>
        <td class="nump">$ 120<span></span></td>
        <td class="nump">$ 1,203<span></span></td>
      </tr>
    </table>
    <div style="display: none;">
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_FBP_AmountRecognizedAOCIBeforeTaxEffectTaxBenefit">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The tax benefit associated with the amount recognized in AOCI.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>FBP_AmountRecognizedAOCIBeforeTaxEffectTaxBenefit</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>FBP_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DefinedBenefitPlanAccumulatedOtherComprehensiveIncomeBeforeTax">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The pretax total of net gain (loss), prior service cost (credit), and transition assets (obligations), as well as minimum pension liability if still remaining, included in accumulated other comprehensive income associated with a defined benefit pension or other postretirement plan(s) because they have yet to be recognized as components of net periodic benefit cost.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 132R<br><br> -Paragraph 5<br><br> -Subparagraph i<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 715<br><br> -SubTopic 20<br><br> -Section 50<br><br> -Paragraph 1<br><br> -Subparagraph (j)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=21915506&amp;loc=d3e1928-114920<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 220<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 10A<br><br> -Subparagraph (i-k)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=20435746&amp;loc=SL7669646-108580<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_DefinedBenefitPlanAccumulatedOtherComprehensiveIncomeBeforeTax</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DefinedBenefitPlanAccumulatedOtherComprehensiveIncomeLossAfterTax">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>After tax total of net gain (loss), prior service cost (credit), and transition assets (obligations), as well as minimum pension liability if still remaining, included in accumulated other comprehensive income associated with a defined benefit pension or other postretirement plan(s).</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_DefinedBenefitPlanAccumulatedOtherComprehensiveIncomeLossAfterTax</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DefinedBenefitPlanAccumulatedOtherComprehensiveIncomeNetGainsLossesBeforeTax">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The pretax net amount of gains and losses that are not yet recognized as a component of net periodic benefit cost, and that are recognized as increases or decreases in other comprehensive income as they arise. Gains and losses are due to changes in the value of either the benefit obligation or the plan assets resulting from experience different from that assumed or from a change in an actuarial assumption, or the consequence of a decision to temporarily deviate from the substantive plan.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 220<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 10A<br><br> -Subparagraph (i)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=20435746&amp;loc=SL7669646-108580<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 158<br><br> -Paragraph 7<br><br> -Subparagraph c<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 132R<br><br> -Paragraph 5<br><br> -Subparagraph i<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 715<br><br> -SubTopic 20<br><br> -Section 50<br><br> -Paragraph 1<br><br> -Subparagraph (j)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=21915506&amp;loc=d3e1928-114920<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_DefinedBenefitPlanAccumulatedOtherComprehensiveIncomeNetGainsLossesBeforeTax</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DefinedBenefitPlanAccumulatedOtherComprehensiveIncomeNetPriorServiceCostCreditBeforeTax">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount related to the pretax cost of benefit changes attributable to plan participants' prior service pursuant to a plan amendment or a plan initiation, which has not yet been recognized as components of net periodic benefit cost.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 715<br><br> -SubTopic 60<br><br> -Glossary Prior Service Cost<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6521920<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 132R<br><br> -Paragraph 5<br><br> -Subparagraph i<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 87<br><br> -Paragraph 264<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 158<br><br> -Paragraph 7<br><br> -Subparagraph c<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 715<br><br> -SubTopic 30<br><br> -Glossary Prior Service Cost<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6521884<br><br><br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 220<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 10A<br><br> -Subparagraph (j)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=20435746&amp;loc=SL7669646-108580<br><br><br><br>Reference 7: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 106<br><br> -Paragraph 518<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 8: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 715<br><br> -SubTopic 20<br><br> -Section 50<br><br> -Paragraph 1<br><br> -Subparagraph (j)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=21915506&amp;loc=d3e1928-114920<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_DefinedBenefitPlanAccumulatedOtherComprehensiveIncomeNetPriorServiceCostCreditBeforeTax</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
    </div>
  </body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>28
<FILENAME>R46.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
  <head>
    <META http-equiv="Content-Type" content="text/html; charset=us-ascii">
    <link rel="StyleSheet" type="text/css" href="report.css"><script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script></head>
  <body><span style="display: none;">v2.4.0.6</span><table class="report" border="0" cellspacing="2" id="ID0EHH">
      <tr>
        <th class="tl" colspan="1" rowspan="2">
          <div style="width: 200px;"><strong>Condensed Parent Company Information (Tables)<br></strong></div>
        </th>
        <th class="th" colspan="1">12 Months Ended</th>
      </tr>
      <tr>
        <th class="th">
          <div>Dec. 31, 2012</div>
        </th>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_CondensedFinancialInformationOfParentCompanyOnlyDisclosureAbstract', window );"><strong>Condensed Financial Information of Parent Company Only Disclosure [Abstract]</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_FBP_CondensedFinancialDataForFirstBancorpParentCompanyOnlyCondensedBalanceSheetsTableTextBlock', window );">Condensed financial data for First Bancorp (parent company only) CONDENSED BALANCE SHEETS</a></td>
        <td class="text"><p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">Condensed financial data for First Bancorp
(parent company only) follows:</p>

<p style="font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify">&#160;</p>

<table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif">
<tr style="vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">CONDENSED BALANCE SHEETS</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td colspan="6" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif">As of December 31,</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="font: italic 10pt Calibri, Helvetica, Sans-Serif; text-align: justify">($ in thousands)</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: center; border-bottom: Black 1pt solid">2012</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: bold 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif">2011</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-decoration: underline; text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">Assets</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="width: 80%; text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">Cash on deposit with bank subsidiary</td><td nowrap="nowrap" style="width: 1%; font: bold 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="width: 1%; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">$</td><td nowrap="nowrap" style="width: 7%; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">3,335</td><td nowrap="nowrap" style="width: 1%; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">3,324</td><td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">Investment in wholly-owned subsidiaries, at equity</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">399,688</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">388,528</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">Premises and Equipment</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">152</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">161</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">Other assets</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">1,637</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">1,633</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;Total assets</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 2.5pt">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">$</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">404,812</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">393,646</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-decoration: underline; text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">Liabilities and shareholders&#146; equity</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">Trust preferred securities</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">$</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">46,394</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">46,394</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">Other liabilities</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">2,301</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">2,102</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;&#160;&#160;&#160;&#160;Total liabilities</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">48,695</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">48,496</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">Shareholders&#146; equity</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">356,117</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">345,150</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;Total liabilities and shareholders&#146; equity</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 2.5pt">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">$</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">404,812</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">393,646</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
</table>

<p style="font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify">&#160;</p><span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_FBP_CondensedFinancialDataForFirstBancorpParentCompanyOnlyCondensedStatementsOfIncomeTableTextBlock', window );">Condensed financial data for First Bancorp (parent company only) CONDENSED STATEMENTS OF INCOME</a></td>
        <td class="text"><p style="font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify"></p>

<table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif">
<tr style="vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">CONDENSED STATEMENTS OF INCOME</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td colspan="10" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif">Year Ended December 31,</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="font: italic 10pt Calibri, Helvetica, Sans-Serif; text-align: justify">($ in thousands)</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: center; border-bottom: Black 1pt solid">2012</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: bold 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif">2011</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif">2010</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="width: 70%; text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">Dividends from wholly-owned subsidiaries</td><td nowrap="nowrap" style="width: 1%; font: bold 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="width: 1%; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">$</td><td nowrap="nowrap" style="width: 7%; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">10,000</td><td nowrap="nowrap" style="width: 1%; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">9,500</td><td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">26,250</td><td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">Earnings (losses) of wholly-owned subsidiaries, net of dividends</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">(31,493</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">)</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">5,862</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">(14,536</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">)</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">Interest expense</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">(1,111</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">)</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">(1,041</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">)</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">(1,054</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">)</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">All other income and expenses, net</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">(802</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">)</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">(679</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">)</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">(678</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">)</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;Net income (loss)</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">(23,406</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">)</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">13,642</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">9,982</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;Preferred stock dividends and accretion</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">(2,809</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">)</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">(6,166</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">)</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">(4,107</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">)</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;Net income (loss) available to common shareholders</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 2.5pt">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">$</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">(26,215</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">)</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">7,476</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">5,875</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
</table>

<p style="font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify">&#160;</p><span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_FBP_CondensedFinancialDataForFirstBancorpParentCompanyOnlyCondensedStatementsOfCashFlowsTableTextBlock', window );">Condensed financial data for First Bancorp (parent company only) CONDENSED STATEMENTS OF CASH FLOWS</a></td>
        <td class="text"><table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif"><tr style="vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif"><td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">CONDENSED STATEMENTS OF CASH FLOWS</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td colspan="10" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif">Year Ended December 31,</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="font: italic 10pt Calibri, Helvetica, Sans-Serif; text-align: justify">($ in thousands)</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: center; border-bottom: Black 1pt solid">2012</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: bold 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif">2011</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif">2010</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">Operating Activities:</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="width: 70%; text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;&#160;&#160;&#160;&#160;Net income (loss)</td><td nowrap="nowrap" style="width: 1%; font: bold 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="width: 1%; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">$</td><td nowrap="nowrap" style="width: 7%; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">(23,406</td><td nowrap="nowrap" style="width: 1%; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">)</td><td nowrap="nowrap" style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">13,642</td><td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">9,982</td><td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; text-indent: -22.5pt; padding-left: 22.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;&#160;&#160;&#160;&#160;Equity in undistributed (earnings) losses of subsidiaries</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">21,493</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">(5,862</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">)</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#151;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; text-indent: -22.5pt; padding-left: 22.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;&#160;&#160;&#160;&#160;Dividend from subsidiaries in excess of earnings</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">10,000</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"><font style="font: 10pt Calibri, Helvetica, Sans-Serif">&#151;</font></td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">14,536</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;&#160;&#160;&#160;&#160;Decrease in other assets</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">26</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">38</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">32</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt">&#160;&#160;&#160;&#160;&#160;Increase (decrease) in other liabilities</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt">&#160;</td>
    <td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left; border-bottom: Black 1pt solid">&#160;</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right; border-bottom: Black 1pt solid">199</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left; padding-bottom: 1pt">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif; border-bottom: Black 1pt solid">(62</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt">)</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif; border-bottom: Black 1pt solid">17</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;Total &#150; operating activities</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt">&#160;</td>
    <td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left; border-bottom: Black 1pt solid">&#160;</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right; border-bottom: Black 1pt solid">8,312</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left; padding-bottom: 1pt">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif; border-bottom: Black 1pt solid">7,756</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif; border-bottom: Black 1pt solid">24,567</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">Investing Activities:</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;&#160;&#160;&#160;&#160;Downstream cash investment in subsidiary</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">(33,850</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">)</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">(16,250</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">)</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"><font style="font: 10pt Calibri, Helvetica, Sans-Serif">&#151;</font></td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt">&#160;&#160;&#160;&#160;&#160;Cash proceeds from dissolution of subsidiary</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt">&#160;</td>
    <td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left; border-bottom: Black 1pt solid">&#160;</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right; border-bottom: Black 1pt solid"><font style="font: 10pt Calibri, Helvetica, Sans-Serif"><b>&#151;</b></font></td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left; padding-bottom: 1pt">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif; border-bottom: Black 1pt solid"><font style="font: 10pt Calibri, Helvetica, Sans-Serif">&#151;</font></td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif; border-bottom: Black 1pt solid">706</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;Total &#150; investing activities</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt">&#160;</td>
    <td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left; border-bottom: Black 1pt solid">&#160;</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right; border-bottom: Black 1pt solid">(33,850</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left; padding-bottom: 1pt">)</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif; border-bottom: Black 1pt solid">(16,250</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt">)</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif; border-bottom: Black 1pt solid">706</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">Financing Activities:</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;&#160;&#160;&#160;&#160;&#160;Payment of preferred and common cash dividends</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">(8,463</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">)</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">(8,237</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">)</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">(8,609</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">)</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; text-indent: -0.3in; padding-left: 0.3in; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;&#160;&#160;&#160;&#160;&#160;Proceeds from issuance of preferred stock</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">7,287</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">63,500</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"><font style="font: 10pt Calibri, Helvetica, Sans-Serif">&#151;</font></td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; text-indent: -0.3in; padding-left: 0.3in; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;&#160;&#160;&#160;&#160;&#160;Redemption of preferred stock</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"><font style="font: 10pt Calibri, Helvetica, Sans-Serif">&#151;</font></td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">(65,000</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">)</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#151;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;&#160;&#160;&#160;&#160;&#160;Proceeds from issuance of common stock</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">26,727</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">881</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">840</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;&#160;&#160;&#160;&#160;&#160;Repurchases of common stock</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">(2</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">)</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">(228</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">)</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"><font style="font: 10pt Calibri, Helvetica, Sans-Serif">&#151;</font></td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt">&#160;&#160;&#160;&#160;&#160;&#160;Repurchase of common stock warrants</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif; border-bottom: Black 1pt solid">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif; border-bottom: Black 1pt solid"><font style="font: 10pt Calibri, Helvetica, Sans-Serif">&#151;</font></td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif; border-bottom: Black 1pt solid">(924</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt">)</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif; border-bottom: Black 1pt solid"><font style="font: 10pt Calibri, Helvetica, Sans-Serif">&#151;</font></td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;Total - financing activities</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt">&#160;</td>
    <td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left; border-bottom: Black 1pt solid">&#160;</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right; border-bottom: Black 1pt solid">25,549</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left; padding-bottom: 1pt">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif; border-bottom: Black 1pt solid">(10,008</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt">)</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif; border-bottom: Black 1pt solid">(7,769</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt">)</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">Net increase (decrease) in cash</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">11</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">(18,502</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">)</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">17,504</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt">Cash, beginning of year</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt">&#160;</td>
    <td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left; border-bottom: Black 1pt solid">&#160;</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right; border-bottom: Black 1pt solid">3,324</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left; padding-bottom: 1pt">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif; border-bottom: Black 1pt solid">21,826</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif; border-bottom: Black 1pt solid">4,322</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 2.5pt">Cash, end of year</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 2.5pt">&#160;</td>
    <td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left; border-bottom: Black 2.5pt double">$</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right; border-bottom: Black 2.5pt double">3,335</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left; padding-bottom: 2.5pt">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 2.5pt">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 2.5pt">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif; border-bottom: Black 2.5pt double">3,324</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 2.5pt">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 2.5pt">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 2.5pt">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif; border-bottom: Black 2.5pt double">21,826</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 2.5pt">&#160;</td></tr>
</table>



<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify">&#160;</p>

<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify">&#160;</p><span></span></td>
      </tr>
    </table>
    <div style="display: none;">
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_FBP_CondensedFinancialDataForFirstBancorpParentCompanyOnlyCondensedBalanceSheetsTableTextBlock">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The tabular disclosure for condensed financial data for First Bancorp parent company only condensed balance sheets.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>FBP_CondensedFinancialDataForFirstBancorpParentCompanyOnlyCondensedBalanceSheetsTableTextBlock</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>FBP_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>nonnum:textBlockItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_FBP_CondensedFinancialDataForFirstBancorpParentCompanyOnlyCondensedStatementsOfCashFlowsTableTextBlock">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The tabular disclosure for condensed financial data for First Bancorp parent company only Condensed Statements of Cash Flows.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>FBP_CondensedFinancialDataForFirstBancorpParentCompanyOnlyCondensedStatementsOfCashFlowsTableTextBlock</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>FBP_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>nonnum:textBlockItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_FBP_CondensedFinancialDataForFirstBancorpParentCompanyOnlyCondensedStatementsOfIncomeTableTextBlock">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The tabular disclosure for condensed financial data for First Bancorp parent company only Condensed Statements of Income.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>FBP_CondensedFinancialDataForFirstBancorpParentCompanyOnlyCondensedStatementsOfIncomeTableTextBlock</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>FBP_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>nonnum:textBlockItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_CondensedFinancialInformationOfParentCompanyOnlyDisclosureAbstract">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_CondensedFinancialInformationOfParentCompanyOnlyDisclosureAbstract</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:stringItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
    </div>
  </body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>29
<FILENAME>R33.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
  <head>
    <META http-equiv="Content-Type" content="text/html; charset=us-ascii">
    <link rel="StyleSheet" type="text/css" href="report.css"><script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script></head>
  <body><span style="display: none;">v2.4.0.6</span><table class="report" border="0" cellspacing="2" id="ID0EME">
      <tr>
        <th class="tl" colspan="1" rowspan="2">
          <div style="width: 200px;"><strong>Premises and Equipment (Tables)<br></strong></div>
        </th>
        <th class="th" colspan="1">12 Months Ended</th>
      </tr>
      <tr>
        <th class="th">
          <div>Dec. 31, 2012</div>
        </th>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PropertyPlantAndEquipmentAbstract', window );"><strong>Property, Plant and Equipment [Abstract]</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PropertyPlantAndEquipmentTextBlock', window );">Premises and equipment</a></td>
        <td class="text"><p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">Premises and equipment at December 31,
2012 and 2011 consisted of the following:</p>

<p style="font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify">&#160;</p>

<table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif">
<tr style="vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="font: italic 10pt Calibri, Helvetica, Sans-Serif; text-align: justify">($ in thousands)</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: center; border-bottom: Black 1pt solid">2012</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: bold 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif">2011</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="width: 80%; text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">Land</td><td nowrap="nowrap" style="width: 1%; font: bold 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="width: 1%; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">$</td><td nowrap="nowrap" style="width: 7%; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">23,359</td><td nowrap="nowrap" style="width: 1%; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">22,700</td><td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">Buildings</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">58,601</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">53,818</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">Furniture and equipment</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">34,179</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">31,618</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">Leasehold improvements</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">1,980</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">2,003</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;&#160;&#160;&#160;Total cost</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">118,119</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">110,139</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">Less accumulated depreciation and amortization</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">(43,748</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">)</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">(40,164</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">)</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;&#160;&#160;&#160;Net book value of premises and equipment</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 2.5pt">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">$</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">74,371</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">69,975</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
</table>

<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify"><b>&#160;</b></p>

<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify"><b>&#160;</b></p><span></span></td>
      </tr>
    </table>
    <div style="display: none;">
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_PropertyPlantAndEquipmentAbstract">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_PropertyPlantAndEquipmentAbstract</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:stringItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_PropertyPlantAndEquipmentTextBlock">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Tabular disclosure of the useful life and salvage value of long-lived, physical assets that are used in the normal conduct of business to produce goods and services and not intended for resale. Examples include land, buildings, machinery and equipment, and other types of furniture and equipment including, but not limited to, office equipment, furniture and fixtures, and computer equipment and software.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 02<br><br> -Paragraph 13<br><br> -Subparagraph b<br><br> -Article 5<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher AICPA<br><br> -Name Accounting Principles Board Opinion (APB)<br><br> -Number 12<br><br> -Paragraph 5<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 360<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 1<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6391035&amp;loc=d3e2868-110229<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 210<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.5-02.13)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_PropertyPlantAndEquipmentTextBlock</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>nonnum:textBlockItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
    </div>
  </body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>30
<FILENAME>R79.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
  <head>
    <META http-equiv="Content-Type" content="text/html; charset=us-ascii">
    <link rel="StyleSheet" type="text/css" href="report.css"><script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script></head>
  <body><span style="display: none;">v2.4.0.6</span><table class="report" border="0" cellspacing="2" id="ID0EFBAC">
      <tr>
        <th class="tl" colspan="1" rowspan="2">
          <div style="width: 200px;"><strong>Income Taxes (Details Narrative) (USD $)<br>In Thousands, unless otherwise specified</strong></div>
        </th>
        <th class="th" colspan="2">12 Months Ended</th>
      </tr>
      <tr>
        <th class="th">
          <div>Dec. 31, 2012</div>
        </th>
        <th class="th">
          <div>Dec. 31, 2011</div>
        </th>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_IncomeTaxDisclosureAbstract', window );"><strong>Income Tax Disclosure [Abstract]</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DeferredIncomeTaxExpenseBenefit', window );">Deferred income tax benefit</a></td>
        <td class="num">$ (8,508)<span></span></td>
        <td class="nump">$ 3,928<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_FBP_Pre1988TaxBadDebtReserve', window );">Pre-1988 tax bad debt reserve</a></td>
        <td class="nump">$ 6,869<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
    </table>
    <div style="display: none;">
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_FBP_Pre1988TaxBadDebtReserve">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The amount of pre-1988 tax bad debt reserve base years amounts included in retained earnings.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>FBP_Pre1988TaxBadDebtReserve</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>FBP_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DeferredIncomeTaxExpenseBenefit">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The component of income tax expense for the period representing the increase (decrease) in the entity's deferred tax assets and liabilities pertaining to continuing operations.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 109<br><br> -Paragraph 289<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 28<br><br> -Subparagraph (b)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6943989&amp;loc=d3e3602-108585<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 109<br><br> -Paragraph 45<br><br> -Subparagraph b<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 740<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SAB TOPIC 6.I.7)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6889476&amp;loc=d3e330036-122817<br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 740<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 9<br><br> -Subparagraph (b)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6907707&amp;loc=d3e32639-109319<br><br><br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 95<br><br> -Paragraph 28<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 7: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Glossary Deferred Tax Expense (or Benefit)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6510177<br><br><br><br>Reference 8: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 08<br><br> -Paragraph h<br><br> -Article 4<br><br><br><br>Reference 9: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 235<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.4-08.(h))<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6881521&amp;loc=d3e23780-122690<br><br><br><br>Reference 10: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Staff Accounting Bulletin (SAB)<br><br> -Number Topic 6<br><br> -Section I<br><br> -Subsection 7<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_DeferredIncomeTaxExpenseBenefit</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_IncomeTaxDisclosureAbstract">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_IncomeTaxDisclosureAbstract</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:stringItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
    </div>
  </body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>31
<FILENAME>R118.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
  <head>
    <META http-equiv="Content-Type" content="text/html; charset=us-ascii">
    <link rel="StyleSheet" type="text/css" href="report.css"><script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script></head>
  <body><span style="display: none;">v2.4.0.6</span><table class="report" border="0" cellspacing="2" id="ID0EABAC">
      <tr>
        <th class="tl" colspan="1" rowspan="2">
          <div style="width: 200px;"><strong>Equity-Based Compensation Plans (Details)<br></strong></div>
        </th>
        <th class="th" colspan="1">12 Months Ended</th>
      </tr>
      <tr>
        <th class="th">
          <div>Dec. 31, 2012</div>
        </th>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_FBP_EquitybasedCompensationPlansDetailsAbstract', window );"><strong>Equity-Based Compensation Plans Details</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardFairValueAssumptionsExpectedDividendRate', window );">Expected dividend yield</a></td>
        <td class="nump">3.28%<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardFairValueAssumptionsRiskFreeInterestRate', window );">Risk-free interest rate</a></td>
        <td class="nump">1.64%<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_SharebasedCompensationArrangementBySharebasedPaymentAwardFairValueAssumptionsExpectedTerm1', window );">Expected life</a></td>
        <td class="text">10 years<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardFairValueAssumptionsExpectedVolatilityRate', window );">Expected volatility</a></td>
        <td class="nump">41.82%<span></span></td>
      </tr>
    </table>
    <div style="display: none;">
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_FBP_EquitybasedCompensationPlansDetailsAbstract">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>FBP_EquitybasedCompensationPlansDetailsAbstract</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>FBP_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:stringItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardFairValueAssumptionsExpectedDividendRate">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The estimated dividend rate (a percentage of the share price) to be paid (expected dividends) to holders of the underlying shares over the option's term.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 718<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 2<br><br> -Subparagraph (f)(2)(iii)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6415400&amp;loc=d3e5070-113901<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 123R<br><br> -Paragraph A240<br><br> -Subparagraph e(2)(c)<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardFairValueAssumptionsExpectedDividendRate</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>num:percentItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_SharebasedCompensationArrangementBySharebasedPaymentAwardFairValueAssumptionsExpectedTerm1">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Expected term of share-based compensation awards, in 'PnYnMnDTnHnMnS' format, for example, 'P1Y5M13D' represents the reported fact of one year, five months, and thirteen days.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 718<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SAB TOPIC 14.D.2)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6793087&amp;loc=d3e301413-122809<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 718<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 2<br><br> -Subparagraph (f)(2)(i)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6415400&amp;loc=d3e5070-113901<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Staff Accounting Bulletin (SAB)<br><br> -Number Topic 14<br><br> -Section D<br><br> -Subsection 2<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_SharebasedCompensationArrangementBySharebasedPaymentAwardFairValueAssumptionsExpectedTerm1</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:durationItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardFairValueAssumptionsExpectedVolatilityRate">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The estimated measure of the percentage by which a share price is expected to fluctuate during a period. Volatility also may be defined as a probability-weighted measure of the dispersion of returns about the mean. The volatility of a share price is the standard deviation of the continuously compounded rates of return on the share over a specified period. That is the same as the standard deviation of the differences in the natural logarithms of the stock prices plus dividends, if any, over the period.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 718<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 2<br><br> -Subparagraph (f)(2)(ii)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6415400&amp;loc=d3e5070-113901<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 123R<br><br> -Paragraph A240<br><br> -Subparagraph e(2)(b)<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardFairValueAssumptionsExpectedVolatilityRate</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>num:percentItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardFairValueAssumptionsRiskFreeInterestRate">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The risk-free interest rate assumption that is used in valuing an option on its own shares.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 718<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 2<br><br> -Subparagraph (f)(2)(iv)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6415400&amp;loc=d3e5070-113901<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 123R<br><br> -Paragraph A240<br><br> -Subparagraph e(2)(d)<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardFairValueAssumptionsRiskFreeInterestRate</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>num:percentItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
    </div>
  </body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>32
<FILENAME>R127.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
  <head>
    <META http-equiv="Content-Type" content="text/html; charset=us-ascii">
    <link rel="StyleSheet" type="text/css" href="report.css"><script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script></head>
  <body><span style="display: none;">v2.4.0.6</span><table class="report" border="0" cellspacing="2" id="ID0EMTBG">
      <tr>
        <th class="tl" colspan="1" rowspan="2">
          <div style="width: 200px;"><strong>Condensed Parent Company Information (Details 2) (USD $)<br>In Thousands, unless otherwise specified</strong></div>
        </th>
        <th class="th" colspan="3">12 Months Ended</th>
      </tr>
      <tr>
        <th class="th">
          <div>Dec. 31, 2012</div>
        </th>
        <th class="th">
          <div>Dec. 31, 2011</div>
        </th>
        <th class="th">
          <div>Dec. 31, 2010</div>
        </th>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_FBP_OperatingActivitiesAbstract', window );"><strong>Operating Activities:</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NetIncomeLoss', window );">Net income (loss)</a></td>
        <td class="num">$ (23,406)<span></span></td>
        <td class="nump">$ 13,642<span></span></td>
        <td class="nump">$ 9,982<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_IncreaseDecreaseInOtherOperatingAssets', window );">Decrease in other assets</a></td>
        <td class="num">(29,952)<span></span></td>
        <td class="num">(30,096)<span></span></td>
        <td class="num">(32,538)<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_IncreaseDecreaseInOtherOperatingLiabilities', window );">Increase (decrease) in other liabilities</a></td>
        <td class="num">(2,940)<span></span></td>
        <td class="num">(330)<span></span></td>
        <td class="nump">597<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NetCashProvidedByUsedInOperatingActivities', window );">Net cash provided by operating activities</a></td>
        <td class="nump">41,681<span></span></td>
        <td class="nump">37,046<span></span></td>
        <td class="nump">64,109<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_FBP_InvestingActivitiesAbstract', window );"><strong>Investing Activities:</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NetCashProvidedByUsedInInvestingActivities', window );">Net cash provided by investing activities</a></td>
        <td class="nump">5,722<span></span></td>
        <td class="nump">171,261<span></span></td>
        <td class="nump">72,336<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_FBP_FinancingActivitiesAbstract', window );"><strong>Financing Activities:</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ProceedsFromIssuanceOfPreferredStockAndPreferenceStock', window );">Proceeds from issuance of preferred stock</a></td>
        <td class="nump">7,287<span></span></td>
        <td class="nump">63,500<span></span></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ProceedsFromIssuanceOfCommonStock', window );">Proceeds from issuance of common stock</a></td>
        <td class="nump">26,727<span></span></td>
        <td class="nump">881<span></span></td>
        <td class="nump">840<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PaymentsForRepurchaseOfCommonStock', window );">Repurchases of common stock</a></td>
        <td class="num">(2)<span></span></td>
        <td class="num">(228)<span></span></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PaymentsForRepurchaseOfWarrants', window );">Repurchase of common stock warrants</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="num">(924)<span></span></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NetCashProvidedByUsedInFinancingActivities', window );">Net cash provided (used) by financing activities</a></td>
        <td class="num">(22,063)<span></span></td>
        <td class="num">(204,142)<span></span></td>
        <td class="num">(275,315)<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_CashAndCashEquivalentsPeriodIncreaseDecrease', window );">Net increase (decrease) in cash</a></td>
        <td class="nump">25,340<span></span></td>
        <td class="nump">4,165<span></span></td>
        <td class="num">(138,870)<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_CashAndCashEquivalentsAtCarryingValue', window );">Cash and cash equivalents, beginning of Year</a></td>
        <td class="nump">216,167<span></span></td>
        <td class="nump">212,002<span></span></td>
        <td class="nump">350,872<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_CashAndCashEquivalentsAtCarryingValue', window );">Cash and cash equivalents, end of Year</a></td>
        <td class="nump">241,507<span></span></td>
        <td class="nump">216,167<span></span></td>
        <td class="nump">212,002<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Parent Company</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_FBP_OperatingActivitiesAbstract', window );"><strong>Operating Activities:</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NetIncomeLoss', window );">Net income (loss)</a></td>
        <td class="num">(23,406)<span></span></td>
        <td class="nump">13,642<span></span></td>
        <td class="nump">9,982<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_IncomeLossFromEquityMethodInvestments', window );">Equity in undistributed (earnings) losses of subsidiaries</a></td>
        <td class="nump">21,493<span></span></td>
        <td class="num">(5,862)<span></span></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_EquityMethodInvestmentDividendsOrDistributions', window );">Dividend from subsidiaries in excess of earnings</a></td>
        <td class="nump">10,000<span></span></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
        <td class="nump">14,536<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_IncreaseDecreaseInOtherOperatingAssets', window );">Decrease in other assets</a></td>
        <td class="nump">26<span></span></td>
        <td class="nump">38<span></span></td>
        <td class="nump">32<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_IncreaseDecreaseInOtherOperatingLiabilities', window );">Increase (decrease) in other liabilities</a></td>
        <td class="nump">199<span></span></td>
        <td class="num">(62)<span></span></td>
        <td class="nump">17<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NetCashProvidedByUsedInOperatingActivities', window );">Net cash provided by operating activities</a></td>
        <td class="nump">8,312<span></span></td>
        <td class="nump">7,756<span></span></td>
        <td class="nump">24,567<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_FBP_InvestingActivitiesAbstract', window );"><strong>Investing Activities:</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PaymentsToAcquireAdditionalInterestInSubsidiaries', window );">Downstream cash investment in subsidiary</a></td>
        <td class="num">(33,850)<span></span></td>
        <td class="num">(16,250)<span></span></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ProceedsFromDivestitureOfInterestInSubsidiariesAndAffiliates', window );">Cash proceeds from dissolution of subsidiary</a></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
        <td class="nump">706<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NetCashProvidedByUsedInInvestingActivities', window );">Net cash provided by investing activities</a></td>
        <td class="num">(33,850)<span></span></td>
        <td class="num">(16,250)<span></span></td>
        <td class="nump">706<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_FBP_FinancingActivitiesAbstract', window );"><strong>Financing Activities:</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PaymentsOfOrdinaryDividends', window );">Payment of preferred and common cash dividends</a></td>
        <td class="num">(8,463)<span></span></td>
        <td class="num">(8,237)<span></span></td>
        <td class="num">(8,609)<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ProceedsFromIssuanceOfPreferredStockAndPreferenceStock', window );">Proceeds from issuance of preferred stock</a></td>
        <td class="nump">7,287<span></span></td>
        <td class="nump">63,500<span></span></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PaymentsForRepurchaseOfPreferredStockAndPreferenceStock', window );">Redemption of preferred stock</a></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
        <td class="num">(65,000)<span></span></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ProceedsFromIssuanceOfCommonStock', window );">Proceeds from issuance of common stock</a></td>
        <td class="nump">26,727<span></span></td>
        <td class="nump">881<span></span></td>
        <td class="nump">840<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PaymentsForRepurchaseOfCommonStock', window );">Repurchases of common stock</a></td>
        <td class="num">(2)<span></span></td>
        <td class="num">(228)<span></span></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PaymentsForRepurchaseOfWarrants', window );">Repurchase of common stock warrants</a></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
        <td class="num">(924)<span></span></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NetCashProvidedByUsedInFinancingActivities', window );">Net cash provided (used) by financing activities</a></td>
        <td class="nump">25,549<span></span></td>
        <td class="num">(10,008)<span></span></td>
        <td class="num">(7,769)<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_CashAndCashEquivalentsPeriodIncreaseDecrease', window );">Net increase (decrease) in cash</a></td>
        <td class="nump">11<span></span></td>
        <td class="num">(18,502)<span></span></td>
        <td class="nump">17,504<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_CashAndCashEquivalentsAtCarryingValue', window );">Cash and cash equivalents, beginning of Year</a></td>
        <td class="nump">3,324<span></span></td>
        <td class="nump">21,826<span></span></td>
        <td class="nump">4,322<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_CashAndCashEquivalentsAtCarryingValue', window );">Cash and cash equivalents, end of Year</a></td>
        <td class="nump">$ 3,335<span></span></td>
        <td class="nump">$ 3,324<span></span></td>
        <td class="nump">$ 21,826<span></span></td>
      </tr>
    </table>
    <div style="display: none;">
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_FBP_FinancingActivitiesAbstract">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>FBP_FinancingActivitiesAbstract</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>FBP_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:stringItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_FBP_InvestingActivitiesAbstract">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>FBP_InvestingActivitiesAbstract</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>FBP_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:stringItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_FBP_OperatingActivitiesAbstract">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>FBP_OperatingActivitiesAbstract</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>FBP_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:stringItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_CashAndCashEquivalentsAtCarryingValue">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of currency on hand as well as demand deposits with banks or financial institutions. Includes other kinds of accounts that have the general characteristics of demand deposits. Also includes short-term, highly liquid investments that are both readily convertible to known amounts of cash and so near their maturity that they present insignificant risk of changes in value because of changes in interest rates. Excludes cash and cash equivalents within disposal group and discontinued operation.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 210<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 1<br><br> -Subparagraph (a)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6361293&amp;loc=d3e6676-107765<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Glossary Cash Equivalents<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6507016<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 95<br><br> -Paragraph 8, 9<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 95<br><br> -Paragraph 7, 26<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Glossary Cash<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6506951<br><br><br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 4<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6943989&amp;loc=d3e3044-108585<br><br><br><br>Reference 7: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 95<br><br> -Paragraph 7<br><br> -Footnote 1<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 8: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 210<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.5-02.1)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br><br><br>Reference 9: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 02<br><br> -Paragraph 1<br><br> -Article 5<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_CashAndCashEquivalentsAtCarryingValue</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_CashAndCashEquivalentsPeriodIncreaseDecrease">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of increase (decrease) in cash and cash equivalents. Cash and cash equivalents are the amount of currency on hand as well as demand deposits with banks or financial institutions. Includes other kinds of accounts that have the general characteristics of demand deposits. Also includes short-term, highly liquid investments that are both readily convertible to known amounts of cash and so near their maturity that they present insignificant risk of changes in value because of changes in interest rates. Excludes cash and cash equivalents within disposal group and discontinued operation.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 24<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6943989&amp;loc=d3e3521-108585<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 95<br><br> -Paragraph 26<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_CashAndCashEquivalentsPeriodIncreaseDecrease</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_EquityMethodInvestmentDividendsOrDistributions">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>This item represents disclosure of the amount of dividends or other distributions received from unconsolidated subsidiaries, certain corporate joint ventures, and certain noncontrolled corporation; these investments are accounted for under the equity method of accounting. This element excludes distributions that constitute a return of investment, which are classified as investing activities.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 03<br><br> -Paragraph 13<br><br> -Article 5<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 95<br><br> -Paragraph 28<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 28<br><br> -Subparagraph (b)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6943989&amp;loc=d3e3602-108585<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher AICPA<br><br> -Name Accounting Principles Board Opinion (APB)<br><br> -Number 18<br><br> -Paragraph 19<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_EquityMethodInvestmentDividendsOrDistributions</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_IncomeLossFromEquityMethodInvestments">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>This item represents the entity's proportionate share for the period of the net income (loss) of its investee (such as unconsolidated subsidiaries and joint ventures) to which the equity method of accounting is applied. This item includes income or expense related to stock-based compensation based on the investor's grant of stock to employees of an equity method investee.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 225<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 2<br><br> -Subparagraph (SX 210.5-03.12)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6880815&amp;loc=d3e20235-122688<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 28<br><br> -Subparagraph (b)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6943989&amp;loc=d3e3602-108585<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 03<br><br> -Paragraph 9<br><br> -Article 5<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 95<br><br> -Paragraph 28<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 04<br><br> -Paragraph 11<br><br> -Article 7<br><br><br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 323<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 1<br><br> -URI http://asc.fasb.org/extlink&amp;oid=16385135&amp;loc=d3e33749-111570<br><br><br><br>Reference 7: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher AICPA<br><br> -Name Accounting Principles Board Opinion (APB)<br><br> -Number 18<br><br> -Paragraph 6<br><br> -Subparagraph b<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 8: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher AICPA<br><br> -Name Accounting Principles Board Opinion (APB)<br><br> -Number 18<br><br> -Paragraph 19<br><br> -Subparagraph c<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_IncomeLossFromEquityMethodInvestments</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_IncreaseDecreaseInOtherOperatingAssets">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The increase (decrease) during the reporting period in other assets used in operating activities not separately disclosed in the statement of cash flows. May include changes in other current assets, other noncurrent assets, or a combination of other current and noncurrent assets.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 95<br><br> -Paragraph 28<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 28<br><br> -Subparagraph (a)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6943989&amp;loc=d3e3602-108585<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_IncreaseDecreaseInOtherOperatingAssets</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_IncreaseDecreaseInOtherOperatingLiabilities">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The increase (decrease) during the reporting period in other liabilities used in operating activities not separately disclosed in the statement of cash flows. May include changes in other current liabilities, other noncurrent liabilities, or a combination of other current and noncurrent liabilities.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 95<br><br> -Paragraph 28<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 28<br><br> -Subparagraph (a)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6943989&amp;loc=d3e3602-108585<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_IncreaseDecreaseInOtherOperatingLiabilities</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_NetCashProvidedByUsedInFinancingActivities">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The net cash inflow or outflow from financing activity for the period.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 24<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6943989&amp;loc=d3e3521-108585<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 26<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6943989&amp;loc=d3e3574-108585<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 95<br><br> -Paragraph 26<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_NetCashProvidedByUsedInFinancingActivities</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_NetCashProvidedByUsedInInvestingActivities">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The net cash inflow or outflow from investing activity.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 24<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6943989&amp;loc=d3e3521-108585<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 26<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6943989&amp;loc=d3e3574-108585<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 95<br><br> -Paragraph 26<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_NetCashProvidedByUsedInInvestingActivities</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_NetCashProvidedByUsedInOperatingActivities">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The net cash from (used in) all of the entity's operating activities, including those of discontinued operations, of the reporting entity. Operating activities generally involve producing and delivering goods and providing services. Operating activity cash flows include transactions, adjustments, and changes in value that are not defined as investing or financing activities. While for technical reasons this element has no balance attribute, the default assumption is a debit balance consistent with its label.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 95<br><br> -Paragraph 26<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 25<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6943989&amp;loc=d3e3536-108585<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 28<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6943989&amp;loc=d3e3602-108585<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 95<br><br> -Paragraph 28<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 24<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6943989&amp;loc=d3e3521-108585<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_NetCashProvidedByUsedInOperatingActivities</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_NetIncomeLoss">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The portion of profit or loss for the period, net of income taxes, which is attributable to the parent.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 03<br><br> -Paragraph 19<br><br> -Article 5<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 260<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 1<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6371337&amp;loc=d3e3550-109257<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 944<br><br> -SubTopic 225<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.7-04.22)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6879464&amp;loc=d3e573970-122913<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Glossary Other Comprehensive Income<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6519514<br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 225<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 2<br><br> -Subparagraph (SX 210.5-03.18)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6880815&amp;loc=d3e20235-122688<br><br><br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 130<br><br> -Paragraph 10, 15<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 7: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 04<br><br> -Paragraph 20<br><br> -Article 9<br><br><br><br>Reference 8: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Glossary Net Income<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6518256<br><br><br><br>Reference 9: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Emerging Issues Task Force (EITF)<br><br> -Number 87-21<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 10: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 95<br><br> -Paragraph 28, 29, 30<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 11: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 28<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6943989&amp;loc=d3e3602-108585<br><br><br><br>Reference 12: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 944<br><br> -SubTopic 225<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.7-04.19)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6879464&amp;loc=d3e573970-122913<br><br><br><br>Reference 13: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 220<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 6<br><br> -URI http://asc.fasb.org/extlink&amp;oid=20435746&amp;loc=d3e565-108580<br><br><br><br>Reference 14: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher AICPA<br><br> -Name Accounting Research Bulletin (ARB)<br><br> -Number 51<br><br> -Paragraph A7<br><br> -Appendix A<br><br><br><br>Reference 15: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher AICPA<br><br> -Name Accounting Research Bulletin (ARB)<br><br> -Number 51<br><br> -Paragraph 38<br><br> -Subparagraph a<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 16: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher AICPA<br><br> -Name Accounting Research Bulletin (ARB)<br><br> -Number 51<br><br> -Paragraph 38<br><br> -Subparagraph d<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_NetIncomeLoss</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_PaymentsForRepurchaseOfCommonStock">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The cash outflow to reacquire common stock during the period.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 95<br><br> -Paragraph 20<br><br> -Subparagraph a<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Glossary Financing Activities<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6513228<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 95<br><br> -Paragraph 18<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 15<br><br> -Subparagraph (a)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6943989&amp;loc=d3e3291-108585<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_PaymentsForRepurchaseOfCommonStock</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_PaymentsForRepurchaseOfPreferredStockAndPreferenceStock">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The cash outflow to reacquire preferred stock during the period.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 95<br><br> -Paragraph 20<br><br> -Subparagraph a<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Glossary Financing Activities<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6513228<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 95<br><br> -Paragraph 18<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 15<br><br> -Subparagraph (a)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6943989&amp;loc=d3e3291-108585<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_PaymentsForRepurchaseOfPreferredStockAndPreferenceStock</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_PaymentsForRepurchaseOfWarrants">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The aggregate amount paid by the entity to reacquire the right to purchase equity shares at a predetermined price, usually issued together with corporate debt.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 95<br><br> -Paragraph 20<br><br> -Subparagraph a<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Glossary Financing Activities<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6513228<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 95<br><br> -Paragraph 18<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 15<br><br> -Subparagraph (a)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6943989&amp;loc=d3e3291-108585<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_PaymentsForRepurchaseOfWarrants</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_PaymentsOfOrdinaryDividends">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Cash outflow in the form of ordinary dividends to common shareholders, preferred shareholders and noncontrolling interests, generally out of earnings.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 95<br><br> -Paragraph 20<br><br> -Subparagraph a<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Glossary Financing Activities<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6513228<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 95<br><br> -Paragraph 18<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 15<br><br> -Subparagraph (a)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6943989&amp;loc=d3e3291-108585<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_PaymentsOfOrdinaryDividends</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_PaymentsToAcquireAdditionalInterestInSubsidiaries">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The cash outflow associated with the purchase of noncontrolling interest during the period.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 13<br><br> -Subparagraph (b)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6943989&amp;loc=d3e3213-108585<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 95<br><br> -Paragraph 17<br><br> -Subparagraph b<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_PaymentsToAcquireAdditionalInterestInSubsidiaries</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ProceedsFromDivestitureOfInterestInSubsidiariesAndAffiliates">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The cash inflow associated with the deconsolidation of a previously consolidated subsidiary or sale of an entity that is related to it but not strictly controlled.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 95<br><br> -Paragraph 15<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 95<br><br> -Paragraph 16<br><br> -Subparagraph b<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Glossary Investing Activities<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6516133<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 12<br><br> -Subparagraph (b)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6943989&amp;loc=d3e3179-108585<br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher AICPA<br><br> -Name Accounting Research Bulletin (ARB)<br><br> -Number 51<br><br> -Paragraph 39<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_ProceedsFromDivestitureOfInterestInSubsidiariesAndAffiliates</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ProceedsFromIssuanceOfCommonStock">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The cash inflow from the additional capital contribution to the entity.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 95<br><br> -Paragraph 19<br><br> -Subparagraph a<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Glossary Financing Activities<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6513228<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 95<br><br> -Paragraph 18<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 14<br><br> -Subparagraph (a)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6943989&amp;loc=d3e3255-108585<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_ProceedsFromIssuanceOfCommonStock</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ProceedsFromIssuanceOfPreferredStockAndPreferenceStock">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Proceeds from issuance of capital stock which provides for a specific dividend that is paid to the shareholders before any dividends to common stockholders and which takes precedence over common stockholders in the event of liquidation.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 95<br><br> -Paragraph 19<br><br> -Subparagraph a<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Glossary Financing Activities<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6513228<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 95<br><br> -Paragraph 18<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 14<br><br> -Subparagraph (a)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6943989&amp;loc=d3e3255-108585<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_ProceedsFromIssuanceOfPreferredStockAndPreferenceStock</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
    </div>
  </body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>33
<FILENAME>report.css
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
/* Updated 2009-11-04 */
/* v2.2.0.24 */

/* DefRef Styles */
..report table.authRefData{
	background-color: #def;
	border: 2px solid #2F4497;
	font-size: 1em;
	position: absolute;
}

..report table.authRefData a {
	display: block;
	font-weight: bold;
}

..report table.authRefData p {
	margin-top: 0px;
}

..report table.authRefData .hide {
	background-color: #2F4497;
	padding: 1px 3px 0px 0px;
	text-align: right;
}

..report table.authRefData .hide a:hover {
	background-color: #2F4497;
}

..report table.authRefData .body {
	height: 150px;
	overflow: auto;
	width: 400px;
}

..report table.authRefData table{
	font-size: 1em;
}

/* Report Styles */
..pl a, .pl a:visited {
	color: black;
	text-decoration: none;
}

/* table */
..report {
	background-color: white;
	border: 2px solid #acf;
	clear: both;
	color: black;
	font: normal 8pt Helvetica, Arial, san-serif;
	margin-bottom: 2em;
}

..report hr {
	border: 1px solid #acf;
}

/* Top labels */
..report th {
	background-color: #acf;
	color: black;
	font-weight: bold;
	text-align: center;
}

..report th.void	{
	background-color: transparent;
	color: #000000;
	font: bold 10pt Helvetica, Arial, san-serif;
	text-align: left;
}

..report .pl {
	text-align: left;
	vertical-align: top;
	white-space: normal;
	width: 200px;
	word-wrap: break-word;
}

..report td.pl a.a {
	cursor: pointer;
	display: block;
	width: 200px;
}

..report td.pl div.a {
	width: 200px;
}

..report td.pl a:hover {
	background-color: #ffc;
}

/* Header rows... */
..report tr.rh {
	background-color: #acf;
	color: black;
	font-weight: bold;
}

/* Calendars... */
..report .rc {
	background-color: #f0f0f0;
}

/* Even rows... */
..report .re, .report .reu {
	background-color: #def;
}

..report .reu td {
	border-bottom: 1px solid black;
}

/* Odd rows... */
..report .ro, .report .rou {
	background-color: white;
}

..report .rou td {
	border-bottom: 1px solid black;
}

..report .rou table td, .report .reu table td {
	border-bottom: 0px solid black;
}

/* styles for footnote marker */
..report .fn {
	white-space: nowrap;
}

/* styles for numeric types */
..report .num, .report .nump {
	text-align: right;
	white-space: nowrap;
}

..report .nump {
	padding-left: 2em;
}

..report .nump {
	padding: 0px 0.4em 0px 2em;
}

/* styles for text types */
..report .text {
	text-align: left;
	white-space: normal;
}

..report .text .big {
	margin-bottom: 1em;
	width: 17em;
}

..report .text .more {
	display: none;
}

..report .text .note {
	font-style: italic;
	font-weight: bold;
}

..report .text .small {
	width: 10em;
}

..report sup {
	font-style: italic;
}

..report .outerFootnotes {
	font-size: 1em;
}
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>34
<FILENAME>R73.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
  <head>
    <META http-equiv="Content-Type" content="text/html; charset=us-ascii">
    <link rel="StyleSheet" type="text/css" href="report.css"><script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script></head>
  <body><span style="display: none;">v2.4.0.6</span><table class="report" border="0" cellspacing="2" id="ID0EXMAE">
      <tr>
        <th class="tl" colspan="1" rowspan="1">
          <div style="width: 200px;"><strong>Premises and Equipment (Details) (USD $)<br>In Thousands, unless otherwise specified</strong></div>
        </th>
        <th class="th">
          <div>Dec. 31, 2012</div>
        </th>
        <th class="th">
          <div>Dec. 31, 2011</div>
        </th>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PropertyPlantAndEquipmentGross', window );">Premises and equipment, gross</a></td>
        <td class="nump">$ 118,119<span></span></td>
        <td class="nump">$ 110,139<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AccumulatedDepreciationDepletionAndAmortizationPropertyPlantAndEquipment', window );">Less accumulated depreciation and amortization</a></td>
        <td class="num">(43,748)<span></span></td>
        <td class="num">(40,164)<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PropertyPlantAndEquipmentNet', window );">Net book value of premises and equipment</a></td>
        <td class="nump">74,371<span></span></td>
        <td class="nump">69,975<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Land</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PropertyPlantAndEquipmentGross', window );">Premises and equipment, gross</a></td>
        <td class="nump">23,359<span></span></td>
        <td class="nump">22,700<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Buildings</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PropertyPlantAndEquipmentGross', window );">Premises and equipment, gross</a></td>
        <td class="nump">58,601<span></span></td>
        <td class="nump">53,818<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Furniture and Equipment</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PropertyPlantAndEquipmentGross', window );">Premises and equipment, gross</a></td>
        <td class="nump">34,179<span></span></td>
        <td class="nump">31,618<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Leasehold Improvements</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PropertyPlantAndEquipmentGross', window );">Premises and equipment, gross</a></td>
        <td class="nump">$ 1,980<span></span></td>
        <td class="nump">$ 2,003<span></span></td>
      </tr>
    </table>
    <div style="display: none;">
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AccumulatedDepreciationDepletionAndAmortizationPropertyPlantAndEquipment">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The cumulative amount of depreciation, depletion and amortization (related to property, plant and equipment, but not including land) that has been recognized in the income statement.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 02<br><br> -Paragraph 14<br><br> -Article 5<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher AICPA<br><br> -Name Accounting Principles Board Opinion (APB)<br><br> -Number 12<br><br> -Paragraph 5<br><br> -Subparagraph c<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher AICPA<br><br> -Name Accounting Principles Board Opinion (APB)<br><br> -Number 12<br><br> -Paragraph 5<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 210<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.5-02.14)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 360<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 1<br><br> -Subparagraph (c)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6391035&amp;loc=d3e2868-110229<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_AccumulatedDepreciationDepletionAndAmortizationPropertyPlantAndEquipment</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_PropertyPlantAndEquipmentGross">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Gross amount of long-lived physical assets used in the normal conduct of business and not intended for resale. Examples include, but are not limited to, land, buildings, machinery and equipment, office equipment, furniture and fixtures, and computer equipment.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher AICPA<br><br> -Name Accounting Principles Board Opinion (APB)<br><br> -Number 12<br><br> -Paragraph 5<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 360<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 1<br><br> -Subparagraph (b)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6391035&amp;loc=d3e2868-110229<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 210<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.5-02.13)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_PropertyPlantAndEquipmentGross</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_PropertyPlantAndEquipmentNet">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount, net of accumulated depreciation, depletion and amortization, of long-lived physical assets used in the normal conduct of business and not intended for resale. Examples include, but are not limited to, land, buildings, machinery and equipment, office equipment, furniture and fixtures, and computer equipment.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 03<br><br> -Paragraph 8<br><br> -Article 7<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 12<br><br> -Paragraph 5<br><br> -Subparagraph b, c<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 360<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 1<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6391035&amp;loc=d3e2868-110229<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 210<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.5-02.13)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 02<br><br> -Paragraph 13<br><br> -Subparagraph a<br><br> -Article 5<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_PropertyPlantAndEquipmentNet</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
    </div>
  </body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>35
<FILENAME>R89.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
  <head>
    <META http-equiv="Content-Type" content="text/html; charset=us-ascii">
    <link rel="StyleSheet" type="text/css" href="report.css"><script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script></head>
  <body><span style="display: none;">v2.4.0.6</span><table class="report" border="0" cellspacing="2" id="ID0EWBAC">
      <tr>
        <th class="tl" colspan="1" rowspan="2">
          <div style="width: 200px;"><strong>Leases (Details Narrative) (USD $)<br>In Thousands, unless otherwise specified</strong></div>
        </th>
        <th class="th" colspan="3">12 Months Ended</th>
      </tr>
      <tr>
        <th class="th">
          <div>Dec. 31, 2012</div>
        </th>
        <th class="th">
          <div>Dec. 31, 2011</div>
        </th>
        <th class="th">
          <div>Dec. 31, 2010</div>
        </th>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LeasesAbstract', window );"><strong>Leases [Abstract]</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LeaseAndRentalExpense', window );">Rent expense</a></td>
        <td class="nump">$ 1,300<span></span></td>
        <td class="nump">$ 1,200<span></span></td>
        <td class="nump">$ 2,100<span></span></td>
      </tr>
    </table>
    <div style="display: none;">
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_LeaseAndRentalExpense">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Rental expense incurred for leased assets including furniture and equipment which has not been recognized in costs and expenses applicable to sales and revenues; for example, cost of goods sold or other operating costs and expenses.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_LeaseAndRentalExpense</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_LeasesAbstract">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_LeasesAbstract</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:stringItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
    </div>
  </body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>36
<FILENAME>R57.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
  <head>
    <META http-equiv="Content-Type" content="text/html; charset=us-ascii">
    <link rel="StyleSheet" type="text/css" href="report.css"><script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script></head>
  <body><span style="display: none;">v2.4.0.6</span><table class="report" border="0" cellspacing="2" id="ID0E2GAG">
      <tr>
        <th class="tl" colspan="1" rowspan="1">
          <div style="width: 200px;"><strong>Securities (Details 3) (USD $)<br>In Thousands, unless otherwise specified</strong></div>
        </th>
        <th class="th">
          <div>Dec. 31, 2012</div>
        </th>
        <th class="th">
          <div>Dec. 31, 2011</div>
        </th>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_FBP_SecuritiesDetails2Abstract', window );"><strong>Securities Details 3</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesWithinOneYearAmortizedCost', window );">Due within one year</a></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterOneThroughFiveYearsAmortizedCost', window );">Due after one year but within five years</a></td>
        <td class="nump">14,498<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterFiveThroughTenYearsAmortizedCost', window );">Due after five years but within ten years</a></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterTenYearsAmortizedCost', window );">Due after ten years</a></td>
        <td class="nump">1,000<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesWithoutSingleMaturityDateAmortizedCost', window );">Mortgage-backed securities</a></td>
        <td class="nump">143,539<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAmortizedCost', window );">Total debt securities</a></td>
        <td class="nump">159,037<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleEquitySecuritiesAmortizedCostBasis', window );">Equity securities</a></td>
        <td class="nump">5,026<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesAmortizedCost', window );">Total securities</a></td>
        <td class="nump">164,063<span></span></td>
        <td class="nump">178,730<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesWithinOneYearFairValue', window );">Due within one year</a></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterOneThroughFiveYearsFairValue', window );">Due after one year but within five years</a></td>
        <td class="nump">14,669<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterFiveThroughTenYearsFairValue', window );">Due after five years but within ten years</a></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterTenYearsFairValue', window );">Due after ten years</a></td>
        <td class="nump">740<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesWithoutSingleMaturityDateFairValue', window );">Mortgage-backed securities</a></td>
        <td class="nump">146,926<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesDebtSecurities', window );">Total debt securities</a></td>
        <td class="nump">162,335<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesEquitySecurities', window );">Equity securities</a></td>
        <td class="nump">5,017<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecurities', window );">Total securities</a></td>
        <td class="nump">167,352<span></span></td>
        <td class="nump">182,626<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesWithinOneYearNetCarryingAmount', window );">Due within one year</a></td>
        <td class="nump">350<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesAfterOneThroughFiveYearsNetCarryingAmount', window );">Due after one year but within five years</a></td>
        <td class="nump">3,837<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesAfterFiveThroughTenYearsNetCarryingAmount', window );">Due after five years but within ten years</a></td>
        <td class="nump">29,005<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesAfterTenYearsNetCarryingAmount', window );">Due after ten years</a></td>
        <td class="nump">22,872<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesWithoutSingleMaturityDateNetCarryingAmount', window );">Mortgage-backed securities</a></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesNetCarryingAmount', window );">Total debt securities</a></td>
        <td class="nump">56,064<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_HeldToMaturitySecurities', window );">Total securities</a></td>
        <td class="nump">56,064<span></span></td>
        <td class="nump">57,988<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesNextRollingTwelveMonthsFairValue', window );">Due within one year</a></td>
        <td class="nump">352<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesRollingYearTwoThroughFiveFairValue', window );">Due after one year but within five years</a></td>
        <td class="nump">4,140<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesRollingYearSixThroughTenFairValue', window );">Due after five years but within ten years</a></td>
        <td class="nump">31,807<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesRollingAfterTenYearsFairValue', window );">Due after ten years</a></td>
        <td class="nump">25,197<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesFairValue', window );">Total debt securities</a></td>
        <td class="nump">61,496<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_HeldToMaturitySecuritiesFairValue', window );">Total securities</a></td>
        <td class="nump">$ 61,496<span></span></td>
        <td class="nump">$ 62,754<span></span></td>
      </tr>
    </table>
    <div style="display: none;">
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_FBP_SecuritiesDetails2Abstract">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>FBP_SecuritiesDetails2Abstract</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>FBP_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:stringItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AvailableForSaleEquitySecuritiesAmortizedCostBasis">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>This item represents the cost of equity securities, which are categorized neither as held-to-maturity nor trading, net of adjustments for other-than-temporary impairments recognized in earnings (less any cumulative-effect adjustments recognized, as defined), and fair value hedge accounting adjustments, if any.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_AvailableForSaleEquitySecuritiesAmortizedCostBasis</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AvailableForSaleSecurities">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of investment in debt and equity securities categorized neither as held-to-maturity nor trading.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name FASB Staff Position (FSP)<br><br> -Number FAS115-1/124-1<br><br> -Paragraph 15D<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 115<br><br> -Paragraph 12<br><br> -Subparagraph b<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 320<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 1<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6871852&amp;loc=d3e26610-111562<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 115<br><br> -Paragraph 16<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name FASB Staff Position (FSP)<br><br> -Number FAS115-1/124-1<br><br> -Paragraph 15C<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 320<br><br> -SubTopic 10<br><br> -Section 25<br><br> -Paragraph 1<br><br> -Subparagraph (b)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7534914&amp;loc=d3e22054-111558<br><br><br><br>Reference 7: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name FASB Staff Position (FSP)<br><br> -Number FAS115-1/124-1<br><br> -Paragraph 15E<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 8: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 115<br><br> -Paragraph 13<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 9: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 115<br><br> -Paragraph 14<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 10: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 133<br><br> -Paragraph 22<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_AvailableForSaleSecurities</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AvailableForSaleSecuritiesAmortizedCost">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>This item represents the cost of debt and equity securities, which are categorized neither as held-to-maturity nor trading, net of adjustments including accretion, amortization, collection of cash, previous other-than-temporary impairments recognized in earnings (less any cumulative-effect adjustments recognized, as defined), and fair value hedge accounting adjustments, if any.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 210<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.5-02.2)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name FASB Staff Position (FSP)<br><br> -Number FAS115-1/124-1<br><br> -Paragraph 7<br><br> -Footnote 2<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 115<br><br> -Paragraph 19<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_AvailableForSaleSecuritiesAmortizedCost</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterFiveThroughTenYearsAmortizedCost">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of available-for-sale debt securities at cost, net of adjustments, maturing in the sixth fiscal year through the tenth fiscal year following the latest fiscal year. Adjustments include, but are not limited to, accretion, amortization, collection of cash, previous other-than-temporary impairments (OTTI) recognized in earnings (less any cumulative-effect adjustments, as defined) and fair value hedge accounting adjustments.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 210<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.5-02.2)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name FASB Staff Position (FSP)<br><br> -Number FAS115-1/124-1<br><br> -Paragraph 7<br><br> -Footnote 2<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 115<br><br> -Paragraph 20<br><br> -Subparagraph c<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterFiveThroughTenYearsAmortizedCost</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterFiveThroughTenYearsFairValue">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of available-for-sale debt securities at fair value maturing in the sixth fiscal year through the tenth fiscal year following the latest fiscal year.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 320<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 2<br><br> -Subparagraph (d)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6872113&amp;loc=d3e27161-111563<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 115<br><br> -Paragraph 20<br><br> -Subparagraph c<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 320<br><br> -Section 50<br><br> -Paragraph 3<br><br> -Subparagraph (c)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6957658&amp;loc=d3e62586-112803<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterFiveThroughTenYearsFairValue</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterOneThroughFiveYearsAmortizedCost">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of available-for-sale debt securities at cost, net of adjustments, maturing in the second fiscal year through the fifth fiscal year following the latest fiscal year. Adjustments include, but are not limited to, accretion, amortization, collection of cash, previous other-than-temporary impairments (OTTI) recognized in earnings (less any cumulative-effect adjustments, as defined) and fair value hedge accounting adjustments.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 210<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.5-02.2)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name FASB Staff Position (FSP)<br><br> -Number FAS115-1/124-1<br><br> -Paragraph 7<br><br> -Footnote 2<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 115<br><br> -Paragraph 20<br><br> -Subparagraph b<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterOneThroughFiveYearsAmortizedCost</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterOneThroughFiveYearsFairValue">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of available-for-sale debt securities at fair value maturing in the second fiscal year through the fifth fiscal year following the latest fiscal year.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 320<br><br> -Section 50<br><br> -Paragraph 3<br><br> -Subparagraph (b)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6957658&amp;loc=d3e62586-112803<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 320<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 2<br><br> -Subparagraph (d)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6872113&amp;loc=d3e27161-111563<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 115<br><br> -Paragraph 20<br><br> -Subparagraph b<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterOneThroughFiveYearsFairValue</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterTenYearsAmortizedCost">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of available-for-sale debt securities at cost, net of adjustments, maturing after the tenth fiscal year following the latest fiscal year. Adjustments include, but are not limited to, accretion, amortization, collection of cash, previous other-than-temporary impairments (OTTI) recognized in earnings (less any cumulative-effect adjustments, as defined) and fair value hedge accounting adjustments.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 210<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.5-02.2)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name FASB Staff Position (FSP)<br><br> -Number FAS115-1/124-1<br><br> -Paragraph 7<br><br> -Footnote 2<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 115<br><br> -Paragraph 20<br><br> -Subparagraph d<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterTenYearsAmortizedCost</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterTenYearsFairValue">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of available-for-sale debt securities at fair value maturing after the tenth fiscal year following the latest fiscal year.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 320<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 2<br><br> -Subparagraph (d)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6872113&amp;loc=d3e27161-111563<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 115<br><br> -Paragraph 20<br><br> -Subparagraph d<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 320<br><br> -Section 50<br><br> -Paragraph 3<br><br> -Subparagraph (d)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6957658&amp;loc=d3e62586-112803<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterTenYearsFairValue</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAmortizedCost">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of available-for-sale debt securities at cost, net of adjustments, which include, but are not limited to, accretion, amortization, collection of cash, previous other-than-temporary impairments (OTTI) recognized in earnings (less any cumulative-effect adjustments, as defined) and fair value hedge accounting adjustments.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 210<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.5-02.2)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name FASB Staff Position (FSP)<br><br> -Number FAS115-1/124-1<br><br> -Paragraph 7<br><br> -Footnote 2<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 115<br><br> -Paragraph 20<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAmortizedCost</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesWithinOneYearAmortizedCost">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of available-for-sale debt securities at cost, net of adjustments, maturing in the next fiscal year following the latest fiscal year. Adjustments include, but are not limited to, accretion, amortization, collection of cash, previous other-than-temporary impairments (OTTI) recognized in earnings (less any cumulative-effect adjustments, as defined) and fair value hedge accounting adjustments.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 210<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.5-02.2)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name FASB Staff Position (FSP)<br><br> -Number FAS115-1/124-1<br><br> -Paragraph 7<br><br> -Footnote 2<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 115<br><br> -Paragraph 20<br><br> -Subparagraph a<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_AvailableForSaleSecuritiesDebtMaturitiesWithinOneYearAmortizedCost</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesWithinOneYearFairValue">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of available-for-sale debt securities at fair value maturing in the next fiscal year following the latest fiscal year.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 320<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 2<br><br> -Subparagraph (d)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6872113&amp;loc=d3e27161-111563<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 320<br><br> -Section 50<br><br> -Paragraph 3<br><br> -Subparagraph (a)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6957658&amp;loc=d3e62586-112803<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 115<br><br> -Paragraph 20<br><br> -Subparagraph a<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_AvailableForSaleSecuritiesDebtMaturitiesWithinOneYearFairValue</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesWithoutSingleMaturityDateAmortizedCost">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of available-for-sale debt securities at cost, net of adjustments, that do not have a single maturity date and which the entity has decided to disclose separately rather than allocating the cost over several maturity groupings. Adjustments include, but are not limited to, accretion, amortization, collection of cash, previous other-than-temporary impairments (OTTI) recognized in earnings (less any cumulative-effect adjustments, as defined) and fair value hedge accounting adjustments.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 210<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.5-02.2)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name FASB Staff Position (FSP)<br><br> -Number FAS115-1/124-1<br><br> -Paragraph 7<br><br> -Footnote 2<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 115<br><br> -Paragraph 20<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_AvailableForSaleSecuritiesDebtMaturitiesWithoutSingleMaturityDateAmortizedCost</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesWithoutSingleMaturityDateFairValue">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of available-for-sale debt securities at fair value that do not have a single maturity date and which the entity has decided to disclose separately rather than allocating the fair value over several maturity groupings.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 320<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 3<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6872113&amp;loc=d3e27198-111563<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 320<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 2<br><br> -Subparagraph (aa)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6872113&amp;loc=d3e27161-111563<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 115<br><br> -Paragraph 20<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_AvailableForSaleSecuritiesDebtMaturitiesWithoutSingleMaturityDateFairValue</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AvailableForSaleSecuritiesDebtSecurities">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of debt securities categorized neither as held-to-maturity nor trading.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name FASB Staff Position (FSP)<br><br> -Number FAS115-1/124-1<br><br> -Paragraph 15C<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 115<br><br> -Paragraph 12<br><br> -Subparagraph b<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 115<br><br> -Paragraph 137<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 115<br><br> -Paragraph 16<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 320<br><br> -Section 50<br><br> -Paragraph 2<br><br> -Subparagraph (b)-(g)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6957658&amp;loc=d3e62557-112803<br><br><br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 320<br><br> -SubTopic 10<br><br> -Section 25<br><br> -Paragraph 1<br><br> -Subparagraph (b)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7534914&amp;loc=d3e22054-111558<br><br><br><br>Reference 7: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 320<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 1<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6871852&amp;loc=d3e26610-111562<br><br><br><br>Reference 8: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 133<br><br> -Paragraph 22<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 9: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 115<br><br> -Paragraph 13<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 10: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name FASB Staff Position (FSP)<br><br> -Number FAS115-1/124-1<br><br> -Paragraph 15D<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_AvailableForSaleSecuritiesDebtSecurities</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AvailableForSaleSecuritiesEquitySecurities">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of equity securities categorized neither as held-to-maturity nor as trading.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 115<br><br> -Paragraph 3<br><br> -Subparagraph c<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 115<br><br> -Paragraph 12<br><br> -Subparagraph b<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Emerging Issues Task Force (EITF)<br><br> -Number 86-40<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 115<br><br> -Paragraph 16<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 320<br><br> -Section 50<br><br> -Paragraph 2<br><br> -Subparagraph (a)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6957658&amp;loc=d3e62557-112803<br><br><br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 320<br><br> -SubTopic 10<br><br> -Section 25<br><br> -Paragraph 1<br><br> -Subparagraph (b)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7534914&amp;loc=d3e22054-111558<br><br><br><br>Reference 7: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 320<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 1<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6871852&amp;loc=d3e26610-111562<br><br><br><br>Reference 8: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 133<br><br> -Paragraph 22<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 9: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 115<br><br> -Paragraph 13<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 10: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 115<br><br> -Paragraph 19<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_AvailableForSaleSecuritiesEquitySecurities</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_HeldToMaturitySecurities">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>For an unclassified balance sheet, this item represents investments in debt securities which are categorized as held-to-maturity. The held-to-maturity category is for those securities that the entity has the positive intent and ability to hold until maturity.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 944<br><br> -SubTopic 210<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.7-03.1)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6879938&amp;loc=d3e572229-122910<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher AICPA<br><br> -Name Accounting Research Bulletin (ARB)<br><br> -Number 43<br><br> -Section A<br><br> -Paragraph 5<br><br> -Chapter 3<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 115<br><br> -Paragraph 17<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 115<br><br> -Paragraph 10<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 320<br><br> -SubTopic 10<br><br> -Section 25<br><br> -Paragraph 1<br><br> -Subparagraph (c)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7534914&amp;loc=d3e22054-111558<br><br><br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 115<br><br> -Paragraph 9<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 7: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 115<br><br> -Paragraph 19<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 8: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 115<br><br> -Paragraph 8<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 9: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 115<br><br> -Paragraph 11<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 10: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher AICPA<br><br> -Name Accounting Research Bulletin (ARB)<br><br> -Number 43<br><br> -Section A<br><br> -Paragraph 4<br><br> -Chapter 3<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 11: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 115<br><br> -Paragraph 7<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 12: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 210<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.9-03.6)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6876686&amp;loc=d3e534808-122878<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_HeldToMaturitySecurities</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesAfterFiveThroughTenYearsNetCarryingAmount">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Carrying amount of debt securities accounted for as held-to-maturity, net of adjustments including, but not limited to, accretion, amortization, collection of cash, previous other-than-temporary impairments (OTTI) recognized, and fair value hedge accounting adjustments, maturing in the fifth through tenth fiscal year following the latest fiscal year.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name FASB Staff Position (FSP)<br><br> -Number FAS115-1/124-1<br><br> -Paragraph 7<br><br> -Footnote 2<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 115<br><br> -Paragraph 20<br><br> -Subparagraph c<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 320<br><br> -Section 50<br><br> -Paragraph 3<br><br> -Subparagraph (c)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6957658&amp;loc=d3e62586-112803<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_HeldToMaturitySecuritiesDebtMaturitiesAfterFiveThroughTenYearsNetCarryingAmount</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesAfterOneThroughFiveYearsNetCarryingAmount">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Carrying amount of debt securities accounted for as held-to-maturity, net of adjustments including, but not limited to, accretion, amortization, collection of cash, previous other-than-temporary impairments (OTTI) recognized, and fair value hedge accounting adjustments, maturing in the next fiscal year through the fifth fiscal year following the latest fiscal year.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name FASB Staff Position (FSP)<br><br> -Number FAS115-1/124-1<br><br> -Paragraph 7<br><br> -Footnote 2<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 320<br><br> -Section 50<br><br> -Paragraph 3<br><br> -Subparagraph (b)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6957658&amp;loc=d3e62586-112803<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 115<br><br> -Paragraph 20<br><br> -Subparagraph b<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_HeldToMaturitySecuritiesDebtMaturitiesAfterOneThroughFiveYearsNetCarryingAmount</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesAfterTenYearsNetCarryingAmount">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Carrying amount of debt securities accounted for as held-to-maturity, net of adjustments including, but not limited to, accretion, amortization, collection of cash, previous other-than-temporary impairments (OTTI) recognized, and fair value hedge accounting adjustments, maturing after the tenth fiscal year following the latest fiscal year.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name FASB Staff Position (FSP)<br><br> -Number FAS115-1/124-1<br><br> -Paragraph 7<br><br> -Footnote 2<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 115<br><br> -Paragraph 20<br><br> -Subparagraph d<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 320<br><br> -Section 50<br><br> -Paragraph 3<br><br> -Subparagraph (d)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6957658&amp;loc=d3e62586-112803<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_HeldToMaturitySecuritiesDebtMaturitiesAfterTenYearsNetCarryingAmount</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesFairValue">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>This item represents the total of all debt securities grouped by maturity dates, at fair value, which are categorized as held-to-maturity.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 320<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 5<br><br> -Subparagraph (a)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6872113&amp;loc=d3e27232-111563<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_HeldToMaturitySecuritiesDebtMaturitiesFairValue</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesNetCarryingAmount">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Carrying amount of debt securities accounted for as held-to-maturity, net of adjustments including, but not limited to, accretion, amortization, collection of cash, previous other-than-temporary impairments (OTTI) recognized, and fair value hedge accounting adjustments.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 115<br><br> -Paragraph 20<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 320<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 5<br><br> -Subparagraph (d)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6872113&amp;loc=d3e27232-111563<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_HeldToMaturitySecuritiesDebtMaturitiesNetCarryingAmount</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesNextRollingTwelveMonthsFairValue">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of held-to-maturity debt securities at fair value maturing in the next rolling twelve months following the latest balance sheet presented.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_HeldToMaturitySecuritiesDebtMaturitiesNextRollingTwelveMonthsFairValue</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesRollingAfterTenYearsFairValue">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of held-to-maturity debt securities at fair value maturing after the tenth rolling twelve months following the latest balance sheet presented.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_HeldToMaturitySecuritiesDebtMaturitiesRollingAfterTenYearsFairValue</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesRollingYearSixThroughTenFairValue">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of held-to-maturity debt securities at fair value maturing in the sixth rolling twelve months through the tenth rolling twelve months following the latest balance sheet presented.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_HeldToMaturitySecuritiesDebtMaturitiesRollingYearSixThroughTenFairValue</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesRollingYearTwoThroughFiveFairValue">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of held-to-maturity debt securities at fair value maturing in the second rolling twelve months through the fifth rolling twelve months following the latest balance sheet presented.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_HeldToMaturitySecuritiesDebtMaturitiesRollingYearTwoThroughFiveFairValue</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesWithinOneYearNetCarryingAmount">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Carrying amount of debt securities accounted for as held-to-maturity, net of adjustments including, but not limited to, accretion, amortization, collection of cash, previous other-than-temporary impairments (OTTI) recognized, and fair value hedge accounting adjustments, maturing in the next fiscal year following the latest fiscal year.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name FASB Staff Position (FSP)<br><br> -Number FAS115-1/124-1<br><br> -Paragraph 7<br><br> -Footnote 2<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 320<br><br> -Section 50<br><br> -Paragraph 3<br><br> -Subparagraph (a)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6957658&amp;loc=d3e62586-112803<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 115<br><br> -Paragraph 20<br><br> -Subparagraph a<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_HeldToMaturitySecuritiesDebtMaturitiesWithinOneYearNetCarryingAmount</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesWithoutSingleMaturityDateNetCarryingAmount">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Carrying amount of debt securities accounted for as held-to-maturity, net of adjustments including, but not limited to, accretion, amortization, collection of cash, previous other-than-temporary impairments (OTTI) recognized, and fair value hedge accounting adjustments, over several maturity groupings.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 115<br><br> -Paragraph 20<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 320<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 5<br><br> -Subparagraph (d),(f)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6872113&amp;loc=d3e27232-111563<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_HeldToMaturitySecuritiesDebtMaturitiesWithoutSingleMaturityDateNetCarryingAmount</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_HeldToMaturitySecuritiesFairValue">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>This item represents the aggregate fair value of investments in debt securities as of the balance sheet date and which are categorized as held-to-maturity.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 115<br><br> -Paragraph 19<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 115<br><br> -Paragraph 137<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 320<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 5<br><br> -Subparagraph (a)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6872113&amp;loc=d3e27232-111563<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_HeldToMaturitySecuritiesFairValue</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
    </div>
  </body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>37
<FILENAME>R109.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
  <head>
    <META http-equiv="Content-Type" content="text/html; charset=us-ascii">
    <link rel="StyleSheet" type="text/css" href="report.css"><script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script></head>
  <body><span style="display: none;">v2.4.0.6</span><table class="report" border="0" cellspacing="2" id="ID0EMNAE">
      <tr>
        <th class="tl" colspan="1" rowspan="2">
          <div style="width: 200px;"><strong>Employee Benefit Plans (Details 17)<br></strong></div>
        </th>
        <th class="th" colspan="3">12 Months Ended</th>
      </tr>
      <tr>
        <th class="th">
          <div>Dec. 31, 2012</div>
        </th>
        <th class="th">
          <div>Dec. 31, 2011</div>
        </th>
        <th class="th">
          <div>Dec. 31, 2010</div>
        </th>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Pension Plan</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DefinedBenefitPlanAssumptionsUsedCalculatingNetPeriodicBenefitCostDiscountRate', window );">Discount rate used to determine net periodic pension cost</a></td>
        <td class="nump">4.39%<span></span></td>
        <td class="nump">5.59%<span></span></td>
        <td class="nump">6.00%<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DefinedBenefitPlanAssumptionsUsedCalculatingBenefitObligationDiscountRate', window );">Discount rate used to calculate end of year liability disclosures</a></td>
        <td class="nump">3.97%<span></span></td>
        <td class="nump">4.39%<span></span></td>
        <td class="nump">5.59%<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DefinedBenefitPlanAssumptionsUsedCalculatingNetPeriodicBenefitCostExpectedLongTermReturnOnAssets', window );">Expected long-term rate of return on assets</a></td>
        <td class="nump">7.75%<span></span></td>
        <td class="nump">7.75%<span></span></td>
        <td class="nump">7.75%<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DefinedBenefitPlanAssumptionsUsedCalculatingNetPeriodicBenefitCostRateOfCompensationIncrease', window );">Rate of compensation increase</a></td>
        <td class="nump">3.50%<span></span></td>
        <td class="nump">5.00%<span></span></td>
        <td class="nump">5.00%<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">SERP</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DefinedBenefitPlanAssumptionsUsedCalculatingNetPeriodicBenefitCostDiscountRate', window );">Discount rate used to determine net periodic pension cost</a></td>
        <td class="nump">4.39%<span></span></td>
        <td class="nump">5.59%<span></span></td>
        <td class="nump">6.00%<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DefinedBenefitPlanAssumptionsUsedCalculatingBenefitObligationDiscountRate', window );">Discount rate used to calculate end of year liability disclosures</a></td>
        <td class="nump">3.97%<span></span></td>
        <td class="nump">4.39%<span></span></td>
        <td class="nump">5.59%<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DefinedBenefitPlanAssumptionsUsedCalculatingNetPeriodicBenefitCostExpectedLongTermReturnOnAssets', window );">Expected long-term rate of return on assets</a></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DefinedBenefitPlanAssumptionsUsedCalculatingNetPeriodicBenefitCostRateOfCompensationIncrease', window );">Rate of compensation increase</a></td>
        <td class="nump">3.50%<span></span></td>
        <td class="nump">5.00%<span></span></td>
        <td class="nump">5.00%<span></span></td>
      </tr>
    </table>
    <div style="display: none;">
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DefinedBenefitPlanAssumptionsUsedCalculatingBenefitObligationDiscountRate">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The interest rate used to adjust for the time value of money for the plan.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 132R<br><br> -Paragraph 5<br><br> -Subparagraph j<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 715<br><br> -SubTopic 20<br><br> -Section 50<br><br> -Paragraph 1<br><br> -Subparagraph (k)(1)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=21915506&amp;loc=d3e1928-114920<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_DefinedBenefitPlanAssumptionsUsedCalculatingBenefitObligationDiscountRate</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>num:percentItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DefinedBenefitPlanAssumptionsUsedCalculatingNetPeriodicBenefitCostDiscountRate">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The interest rate used to adjust for the time value of money.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 132R<br><br> -Paragraph 5<br><br> -Subparagraph j<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 715<br><br> -SubTopic 20<br><br> -Section 50<br><br> -Paragraph 1<br><br> -Subparagraph (k)(1)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=21915506&amp;loc=d3e1928-114920<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_DefinedBenefitPlanAssumptionsUsedCalculatingNetPeriodicBenefitCostDiscountRate</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>num:percentItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DefinedBenefitPlanAssumptionsUsedCalculatingNetPeriodicBenefitCostExpectedLongTermReturnOnAssets">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>An assumption as to the rate of return on plan assets reflecting the average rate of earnings expected on the funds invested or to be invested to provide for the benefits included in the benefit obligation.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 715<br><br> -SubTopic 20<br><br> -Section 50<br><br> -Paragraph 1<br><br> -Subparagraph (k)(3)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=21915506&amp;loc=d3e1928-114920<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 87<br><br> -Paragraph 264<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 132R<br><br> -Paragraph 5<br><br> -Subparagraph j<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 715<br><br> -SubTopic 30<br><br> -Glossary Expected Long-Term Rate of Return on Plan Assets<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6512013<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_DefinedBenefitPlanAssumptionsUsedCalculatingNetPeriodicBenefitCostExpectedLongTermReturnOnAssets</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>num:percentItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DefinedBenefitPlanAssumptionsUsedCalculatingNetPeriodicBenefitCostRateOfCompensationIncrease">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Expected rate of compensation increases (for pay-related plans).</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 715<br><br> -SubTopic 20<br><br> -Section 50<br><br> -Paragraph 1<br><br> -Subparagraph (k)(2)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=21915506&amp;loc=d3e1928-114920<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 132R<br><br> -Paragraph 5<br><br> -Subparagraph j<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_DefinedBenefitPlanAssumptionsUsedCalculatingNetPeriodicBenefitCostRateOfCompensationIncrease</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>num:percentItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
    </div>
  </body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>38
<FILENAME>R76.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
  <head>
    <META http-equiv="Content-Type" content="text/html; charset=us-ascii">
    <link rel="StyleSheet" type="text/css" href="report.css"><script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script></head>
  <body><span style="display: none;">v2.4.0.6</span><table class="report" border="0" cellspacing="2" id="ID0ELDAE">
      <tr>
        <th class="tl" colspan="1" rowspan="2">
          <div style="width: 200px;"><strong>Goodwill and Other Intangible Assets (Details Narrative) (USD $)<br>In Thousands, unless otherwise specified</strong></div>
        </th>
        <th class="th" colspan="3">12 Months Ended</th>
      </tr>
      <tr>
        <th class="th">
          <div>Dec. 31, 2012</div>
        </th>
        <th class="th">
          <div>Dec. 31, 2011</div>
        </th>
        <th class="th">
          <div>Dec. 31, 2010</div>
        </th>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FiniteLivedCoreDepositsGross', window );">Core deposit premiums</a></td>
        <td class="nump">$ 7,974<span></span></td>
        <td class="nump">$ 7,867<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AmortizationOfIntangibleAssets', window );">Amortization expense of intangible assets</a></td>
        <td class="nump">897<span></span></td>
        <td class="nump">902<span></span></td>
        <td class="nump">874<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Branch Acquisition</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FiniteLivedCoreDepositsGross', window );">Core deposit premiums</a></td>
        <td class="nump">107<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Bank of Asheville</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FiniteLivedCoreDepositsGross', window );">Core deposit premiums</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">$ 277<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
    </table>
    <div style="display: none;">
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AmortizationOfIntangibleAssets">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The aggregate expense charged against earnings to allocate the cost of intangible assets (nonphysical assets not used in production) in a systematic and rational manner to the periods expected to benefit from such assets. As a noncash expense, this element is added back to net income when calculating cash provided by or used in operations using the indirect method.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 142<br><br> -Paragraph 45<br><br> -Subparagraph a(2)<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 28<br><br> -Subparagraph (b)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6943989&amp;loc=d3e3602-108585<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 350<br><br> -SubTopic 30<br><br> -Section 45<br><br> -Paragraph 2<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6388964&amp;loc=d3e16225-109274<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 350<br><br> -SubTopic 30<br><br> -Section 50<br><br> -Paragraph 2<br><br> -Subparagraph (a)(2)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7658586&amp;loc=d3e16323-109275<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_AmortizationOfIntangibleAssets</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FiniteLivedCoreDepositsGross">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Bank deposits belonging to an acquired bank that can be counted on as a stable source of lending funds. These deposits have the following attributes: predictable costs and low sensitivity to interest rates. This intangible asset is usually amortized over its estimated useful life.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 350<br><br> -SubTopic 30<br><br> -Section 50<br><br> -Paragraph 2<br><br> -Subparagraph (a)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7658586&amp;loc=d3e16323-109275<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_FiniteLivedCoreDepositsGross</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
    </div>
  </body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>39
<FILENAME>R86.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
  <head>
    <META http-equiv="Content-Type" content="text/html; charset=us-ascii">
    <link rel="StyleSheet" type="text/css" href="report.css"><script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script></head>
  <body><span style="display: none;">v2.4.0.6</span><table class="report" border="0" cellspacing="2" id="ID0EOHAC">
      <tr>
        <th class="tl" colspan="1" rowspan="1">
          <div style="width: 200px;"><strong>Time Deposits, Securities Sold Under Agreements to Repurchase, and Related Party Deposits (Details 1) (USD $)<br>In Thousands, unless otherwise specified</strong></div>
        </th>
        <th class="th">
          <div>Dec. 31, 2012</div>
        </th>
        <th class="th">
          <div>Dec. 31, 2011</div>
        </th>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_FBP_NotesToFinancialStatementsAbstract', window );"><strong>Notes to Financial Statements</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_SecuritiesLoanedOrSoldUnderAgreementsToRepurchaseFairValueDisclosure', window );">Balance at December 31</a></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
        <td class="nump">$ 17,105<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AssetsSoldUnderAgreementsToRepurchaseInterestRate', window );">Weighted average interest rate at December 31</a></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
        <td class="nump">0.32%<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_FBP_AssetsSoldUnderAgreementsToRepurchaseMaximumAmountOutstandingAtAnyMonthendDuringYear', window );">Maximum amount outstanding at any month-end during the year</a></td>
        <td class="nump">16,745<span></span></td>
        <td class="nump">72,926<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_FBP_AssetsSoldUnderAgreementsToRepurchaseAverageDailyBalanceOutstandingDuringYear', window );">Average daily balance outstanding during the year</a></td>
        <td class="nump">$ 1,667<span></span></td>
        <td class="nump">$ 55,011<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_FBP_AssetsSoldUnderAgreementsToRepurchaseAverageAnnualInterestRatePaidDuringYear', window );">Average annual interest rate paid during the year</a></td>
        <td class="nump">0.24%<span></span></td>
        <td class="nump">0.33%<span></span></td>
      </tr>
    </table>
    <div style="display: none;">
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_FBP_AssetsSoldUnderAgreementsToRepurchaseAverageAnnualInterestRatePaidDuringYear">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The average annual interest rate for assets sold under agreements to repurchase.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>FBP_AssetsSoldUnderAgreementsToRepurchaseAverageAnnualInterestRatePaidDuringYear</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>FBP_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>num:percentItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_FBP_AssetsSoldUnderAgreementsToRepurchaseAverageDailyBalanceOutstandingDuringYear">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The average daily balance outstanding for assets sold under agreements to repurchase.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>FBP_AssetsSoldUnderAgreementsToRepurchaseAverageDailyBalanceOutstandingDuringYear</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>FBP_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_FBP_AssetsSoldUnderAgreementsToRepurchaseMaximumAmountOutstandingAtAnyMonthendDuringYear">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The maximum about outstanding at any month-end during the year for assets sold under agreements to repurchase.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>FBP_AssetsSoldUnderAgreementsToRepurchaseMaximumAmountOutstandingAtAnyMonthendDuringYear</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>FBP_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_FBP_NotesToFinancialStatementsAbstract">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>FBP_NotesToFinancialStatementsAbstract</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>FBP_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:stringItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AssetsSoldUnderAgreementsToRepurchaseInterestRate">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Interest rate on the amount to be repaid to the counterparty to the repurchase agreement when the carrying amount (or market value, if higher than the carrying amount) of securities or other assets sold under the repurchase agreement exceeds 10 percent of total assets.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 08<br><br> -Paragraph m<br><br> -Subparagraph 1<br><br> -Article 4<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 235<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.4-08.(m)(1)(i)(A)(ii))<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6881521&amp;loc=d3e23780-122690<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_AssetsSoldUnderAgreementsToRepurchaseInterestRate</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>num:percentItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_SecuritiesLoanedOrSoldUnderAgreementsToRepurchaseFairValueDisclosure">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>This element represents the portion of the balance sheet assertion valued at fair value by the entity whether such amount is presented as a separate caption or as a parenthetical disclosure. Additionally, this element may be used in connection with the fair value disclosures required in the footnote disclosures to the financial statements. The element may be used in both the balance sheet and disclosure in the same submission. The amount of securities that an institution sells and agrees to repurchase (seller-borrower) at a specified date for a specified price, net of any reductions or offsets. Most repurchase agreements involve obligations of the federal government or its agencies, but other financial instruments, such as commercial paper, banker's acceptances, and negotiable certificates of deposit (CDs), are sometimes used in repurchase agreements. A repurchase agreement is similar to the seller-borrower's borrowing funds equal to the sales price of the related securities with the securities as collateral. Maturities of such agreements are flexible and generally vary from one day to 270 days.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher AICPA<br><br> -Name Audit and Accounting Guide (AAG)<br><br> -Number AAG-DEP<br><br> -Paragraph 4<br><br> -IssueDate 2006-05-01<br><br> -Chapter 14<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_SecuritiesLoanedOrSoldUnderAgreementsToRepurchaseFairValueDisclosure</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
    </div>
  </body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>40
<FILENAME>R81.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
  <head>
    <META http-equiv="Content-Type" content="text/html; charset=us-ascii">
    <link rel="StyleSheet" type="text/css" href="report.css"><script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script></head>
  <body><span style="display: none;">v2.4.0.6</span><table class="report" border="0" cellspacing="2" id="ID0EXLAC">
      <tr>
        <th class="tl" colspan="1" rowspan="2">
          <div style="width: 200px;"><strong>Income Taxes (Details 1) (USD $)<br>In Thousands, unless otherwise specified</strong></div>
        </th>
        <th class="th" colspan="3">12 Months Ended</th>
      </tr>
      <tr>
        <th class="th">
          <div>Dec. 31, 2012</div>
        </th>
        <th class="th">
          <div>Dec. 31, 2011</div>
        </th>
        <th class="th">
          <div>Dec. 31, 2010</div>
        </th>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_IncomeTaxDisclosureAbstract', window );"><strong>Income Tax Disclosure [Abstract]</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_CurrentFederalTaxExpenseBenefit', window );">Current - Federal</a></td>
        <td class="num">$ (8,401)<span></span></td>
        <td class="nump">$ 9,204<span></span></td>
        <td class="nump">$ 25,353<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_CurrentStateAndLocalTaxExpenseBenefit', window );">- State</a></td>
        <td class="num">(43)<span></span></td>
        <td class="nump">2,094<span></span></td>
        <td class="nump">3,807<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DeferredFederalIncomeTaxExpenseBenefit', window );">Deferred - Federal</a></td>
        <td class="num">(5,914)<span></span></td>
        <td class="num">(3,234)<span></span></td>
        <td class="num">(21,092)<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DeferredStateAndLocalIncomeTaxExpenseBenefit', window );">- State</a></td>
        <td class="num">(2,594)<span></span></td>
        <td class="num">(694)<span></span></td>
        <td class="num">(3,108)<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_IncomeTaxExpenseBenefit', window );">Income tax expense (benefit)</a></td>
        <td class="num">$ (16,952)<span></span></td>
        <td class="nump">$ 7,370<span></span></td>
        <td class="nump">$ 4,960<span></span></td>
      </tr>
    </table>
    <div style="display: none;">
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_CurrentFederalTaxExpenseBenefit">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The component of income tax expense for the period representing amounts paid or payable (or refundable) as determined by applying the provisions of enacted federal tax law to the domestic taxable Income or Loss from continuing operations.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 109<br><br> -Paragraph 289<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Glossary Current Tax Expense (or Benefit)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6509736<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 740<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 9<br><br> -Subparagraph (a)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6907707&amp;loc=d3e32639-109319<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 740<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SAB TOPIC 6.I.7)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6889476&amp;loc=d3e330036-122817<br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Staff Accounting Bulletin (SAB)<br><br> -Number Topic 6<br><br> -Section I<br><br> -Paragraph Question 1-7<br><br><br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 109<br><br> -Paragraph 45<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 7: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 235<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.4-08.(h))<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6881521&amp;loc=d3e23780-122690<br><br><br><br>Reference 8: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 08<br><br> -Paragraph h<br><br> -Article 4<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_CurrentFederalTaxExpenseBenefit</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_CurrentStateAndLocalTaxExpenseBenefit">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The component of income tax expense for the period representing amounts paid or payable (or refundable) as determined by applying the provisions of enacted state and local tax law to relevant amounts of taxable Income or Loss from continuing operations.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Staff Accounting Bulletin (SAB)<br><br> -Number Topic 6<br><br> -Section I<br><br> -Subsection 7<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Glossary Current Tax Expense (or Benefit)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6509736<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 740<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 9<br><br> -Subparagraph (a)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6907707&amp;loc=d3e32639-109319<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 740<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SAB TOPIC 6.I.7)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6889476&amp;loc=d3e330036-122817<br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 109<br><br> -Paragraph 289<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 109<br><br> -Paragraph 45<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 7: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 235<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.4-08.(h))<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6881521&amp;loc=d3e23780-122690<br><br><br><br>Reference 8: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 08<br><br> -Paragraph h<br><br> -Article 4<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_CurrentStateAndLocalTaxExpenseBenefit</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DeferredFederalIncomeTaxExpenseBenefit">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The component of total income tax expense for the period comprised of the increase (decrease) during the period in the entity's domestic deferred tax assets and liabilities attributable to continuing operations as determined by applying the provisions of the federally enacted tax law.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 109<br><br> -Paragraph 8, 16, 17, 289<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 235<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.4-08.(h))<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6881521&amp;loc=d3e23780-122690<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 08<br><br> -Paragraph h<br><br> -Article 4<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 740<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SAB TOPIC 6.I.7)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6889476&amp;loc=d3e330036-122817<br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 109<br><br> -Paragraph 45<br><br> -Subparagraph b<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Glossary Deferred Tax Expense (or Benefit)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6510177<br><br><br><br>Reference 7: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Staff Accounting Bulletin (SAB)<br><br> -Number Topic 6<br><br> -Section I<br><br> -Subsection 7<br><br><br><br>Reference 8: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 740<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 9<br><br> -Subparagraph (b)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6907707&amp;loc=d3e32639-109319<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_DeferredFederalIncomeTaxExpenseBenefit</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DeferredStateAndLocalIncomeTaxExpenseBenefit">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The component of total income tax expense for the period comprised of the increase (decrease) in the entity's state and local deferred tax assets and liabilities attributable to continuing operations as determined by applying the provisions of the applicable enacted tax laws.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 109<br><br> -Paragraph 8, 16, 17, 289<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 235<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.4-08.(h))<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6881521&amp;loc=d3e23780-122690<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 08<br><br> -Paragraph h<br><br> -Article 4<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 740<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SAB TOPIC 6.I.7)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6889476&amp;loc=d3e330036-122817<br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 109<br><br> -Paragraph 45<br><br> -Subparagraph b<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Glossary Deferred Tax Expense (or Benefit)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6510177<br><br><br><br>Reference 7: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Staff Accounting Bulletin (SAB)<br><br> -Number Topic 6<br><br> -Section I<br><br> -Subsection 7<br><br><br><br>Reference 8: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 740<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 9<br><br> -Subparagraph (b)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6907707&amp;loc=d3e32639-109319<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_DeferredStateAndLocalIncomeTaxExpenseBenefit</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_IncomeTaxDisclosureAbstract">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_IncomeTaxDisclosureAbstract</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:stringItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_IncomeTaxExpenseBenefit">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The sum of the current income tax expense or benefit and the deferred income tax expense or benefit pertaining to continuing operations.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 740<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 9<br><br> -Subparagraph (a),(b)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6907707&amp;loc=d3e32639-109319<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 109<br><br> -Paragraph 45<br><br> -Subparagraph a, b<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 235<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.4-08.(h))<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6881521&amp;loc=d3e23780-122690<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 08<br><br> -Paragraph h<br><br> -Article 4<br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Glossary Income Tax Expense (or Benefit)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6515339<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_IncomeTaxExpenseBenefit</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
    </div>
  </body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>41
<FILENAME>R87.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
  <head>
    <META http-equiv="Content-Type" content="text/html; charset=us-ascii">
    <link rel="StyleSheet" type="text/css" href="report.css"><script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script></head>
  <body><span style="display: none;">v2.4.0.6</span><table class="report" border="0" cellspacing="2" id="ID0EJSAG">
      <tr>
        <th class="tl" colspan="1" rowspan="2">
          <div style="width: 200px;"><strong>Borrowings and Borrowings Availability (Details Narrative) (USD $)<br>In Thousands, unless otherwise specified</strong></div>
        </th>
        <th class="th" colspan="1"></th>
        <th class="th" colspan="1"></th>
        <th class="th" colspan="2"></th>
        <th class="th" colspan="1">12 Months Ended</th>
        <th class="th" colspan="1"></th>
        <th class="th" colspan="1"></th>
        <th class="th" colspan="1"></th>
        <th class="th" colspan="1"></th>
        <th class="th" colspan="1"></th>
        <th class="th" colspan="1">12 Months Ended</th>
      </tr>
      <tr>
        <th class="th">
          <div>Dec. 31, 2012</div>
        </th>
        <th class="th">
          <div>Dec. 31, 2011</div>
        </th>
        <th class="th">
          <div>Dec. 31, 2012

</div>
          <div>First Bank Corp Capital Trust II</div>
        </th>
        <th class="th">
          <div>Dec. 31, 2012

</div>
          <div>First Bank Corp Capital Trust III</div>
        </th>
        <th class="th">
          <div>Dec. 31, 2012

</div>
          <div>FHLB Line of Credit</div>
        </th>
        <th class="th">
          <div>Dec. 31, 2011

</div>
          <div>FHLB Line of Credit</div>
        </th>
        <th class="th">
          <div>Dec. 31, 2012

</div>
          <div>Overnight Federal Funds Line of Credit</div>
        </th>
        <th class="th">
          <div>Dec. 31, 2011

</div>
          <div>Overnight Federal Funds Line of Credit</div>
        </th>
        <th class="th">
          <div>Dec. 31, 2012

</div>
          <div>FRB Line of Credit</div>
        </th>
        <th class="th">
          <div>Dec. 31, 2011

</div>
          <div>FRB Line of Credit</div>
        </th>
        <th class="th">
          <div>Dec. 31, 2011

</div>
          <div>Correspondent Bank Line of Credit</div>
        </th>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_OtherBorrowings', window );">Borrowings</a></td>
        <td class="nump">$ 46,394<span></span></td>
        <td class="nump">$ 133,925<span></span></td>
        <td class="nump">$ 10,300<span></span></td>
        <td class="nump">$ 10,300<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LineOfCreditFacilityMaximumBorrowingCapacity', window );">Line of credit, borrowing capacity</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">372,000<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">50,000<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">88,000<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">10,000<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LineOfCreditFacilityAmountOutstanding', window );">Line of credit, outstanding</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">0<span></span></td>
        <td class="nump">88,000<span></span></td>
        <td class="nump">0<span></span></td>
        <td class="nump">0<span></span></td>
        <td class="nump">0<span></span></td>
        <td class="nump">0<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LineOfCreditFacilityDecreaseRepayments', window );">Line of credit, amount repaid</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">65,000<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_FBP_LineOfCreditPrepaymentPenalties', window );">Line of credit, prepayment penalties</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">500<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_FBP_LineOfCreditAmountReduced', window );">Line of credit, amount reduced</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">143,000<span></span></td>
        <td class="nump">203,000<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LineOfCreditFacilityRemainingBorrowingCapacity', window );">Line of credit, amount unused</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">$ 229,000<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_FBP_LineOfCreditPercentSecuredByCommonStock', window );">Line of credit, percent secured by common stock</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">100.00%<span></span></td>
      </tr>
    </table>
    <div style="display: none;">
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_FBP_LineOfCreditAmountReduced">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The amount of decrease in the borrowing capacity of a line of credit by pledging letters of credit for public deposits.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>FBP_LineOfCreditAmountReduced</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>FBP_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_FBP_LineOfCreditPercentSecuredByCommonStock">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The percentage of common stock used to secure a line of credit.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>FBP_LineOfCreditPercentSecuredByCommonStock</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>FBP_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>num:percentItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_FBP_LineOfCreditPrepaymentPenalties">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The amount of prepayment penalties related to a line of credit.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>FBP_LineOfCreditPrepaymentPenalties</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>FBP_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_LineOfCreditFacilityAmountOutstanding">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount borrowed under the credit facility as of the balance sheet date.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 02<br><br> -Paragraph 19, 22<br><br> -Article 5<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_LineOfCreditFacilityAmountOutstanding</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_LineOfCreditFacilityDecreaseRepayments">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Decrease for amounts repaid on the credit facility for the period.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 235<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.4-08.(f))<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6881521&amp;loc=d3e23780-122690<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 08<br><br> -Paragraph f<br><br> -Article 4<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_LineOfCreditFacilityDecreaseRepayments</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_LineOfCreditFacilityMaximumBorrowingCapacity">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Maximum borrowing capacity under the credit facility without consideration of any current restrictions on the amount that could be borrowed or the amounts currently outstanding under the facility.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 129<br><br> -Paragraph 2, 4<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 210<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.5-02.19(b),22(b))<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 02<br><br> -Paragraph 19, 22<br><br> -Article 5<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_LineOfCreditFacilityMaximumBorrowingCapacity</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_LineOfCreditFacilityRemainingBorrowingCapacity">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of borrowing capacity currently available under the credit facility (current borrowing capacity less the amount of borrowings outstanding).</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 210<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.5-02.19(b),22(b))<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 02<br><br> -Paragraph 19, 22<br><br> -Article 5<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_LineOfCreditFacilityRemainingBorrowingCapacity</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_OtherBorrowings">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The carrying amount as of the balance sheet date for the aggregate of other miscellaneous borrowings owed by the reporting entity.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 210<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.9-03.13,16)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6876686&amp;loc=d3e534808-122878<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 03<br><br> -Paragraph 13, 16<br><br> -Article 9<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_OtherBorrowings</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
    </div>
  </body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>42
<FILENAME>R77.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
  <head>
    <META http-equiv="Content-Type" content="text/html; charset=us-ascii">
    <link rel="StyleSheet" type="text/css" href="report.css"><script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script></head>
  <body><span style="display: none;">v2.4.0.6</span><table class="report" border="0" cellspacing="2" id="ID0EYKAC">
      <tr>
        <th class="tl" colspan="1" rowspan="1">
          <div style="width: 200px;"><strong>Goodwill and Other Intangible Assets (Details) (USD $)<br>In Thousands, unless otherwise specified</strong></div>
        </th>
        <th class="th">
          <div>Dec. 31, 2012</div>
        </th>
        <th class="th">
          <div>Dec. 31, 2011</div>
        </th>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_FBP_GoodwillAndOtherIntangibleAssetsDetailsAbstract', window );"><strong>Goodwill And Other Intangible Assets Details</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FiniteLivedCustomerListsGross', window );">Customer lists</a></td>
        <td class="nump">$ 678<span></span></td>
        <td class="nump">$ 678<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_FBP_CustomerListsAccumulatedAmortization', window );">Customer Lists Accumulated Amortization</a></td>
        <td class="nump">417<span></span></td>
        <td class="nump">357<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FiniteLivedCoreDepositsGross', window );">Core deposit premiums</a></td>
        <td class="nump">7,974<span></span></td>
        <td class="nump">7,867<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_FBP_CoreDepositPremiumsAccumulatedAmortization', window );">Core Deposit premiums accumulated amortization</a></td>
        <td class="nump">5,128<span></span></td>
        <td class="nump">4,291<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FiniteLivedIntangibleAssetsGross', window );">[FiniteLivedIntangibleAssetsGross]</a></td>
        <td class="nump">8,652<span></span></td>
        <td class="nump">8,545<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FiniteLivedIntangibleAssetsAccumulatedAmortization', window );">FiniteLivedIntangibleAssetsAccumulatedAmortization</a></td>
        <td class="nump">5,545<span></span></td>
        <td class="nump">4,648<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_Goodwill', window );">Goodwill</a></td>
        <td class="nump">$ 65,835<span></span></td>
        <td class="nump">$ 65,835<span></span></td>
      </tr>
    </table>
    <div style="display: none;">
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_FBP_CoreDepositPremiumsAccumulatedAmortization">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Accumulated amortization on core deposit premiums,</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>FBP_CoreDepositPremiumsAccumulatedAmortization</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>FBP_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_FBP_CustomerListsAccumulatedAmortization">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Accumulated amortization on customer lists.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>FBP_CustomerListsAccumulatedAmortization</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>FBP_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_FBP_GoodwillAndOtherIntangibleAssetsDetailsAbstract">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>FBP_GoodwillAndOtherIntangibleAssetsDetailsAbstract</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>FBP_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:stringItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FiniteLivedCoreDepositsGross">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Bank deposits belonging to an acquired bank that can be counted on as a stable source of lending funds. These deposits have the following attributes: predictable costs and low sensitivity to interest rates. This intangible asset is usually amortized over its estimated useful life.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 350<br><br> -SubTopic 30<br><br> -Section 50<br><br> -Paragraph 2<br><br> -Subparagraph (a)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7658586&amp;loc=d3e16323-109275<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_FiniteLivedCoreDepositsGross</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FiniteLivedCustomerListsGross">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Gross carrying amount before accumulated amortization as of the balance sheet date of an asset comprised of customer information, acquired in a business combination or other transaction, having a finite beneficial life.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 350<br><br> -SubTopic 30<br><br> -Section 50<br><br> -Paragraph 2<br><br> -Subparagraph (a)(1)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7658586&amp;loc=d3e16323-109275<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_FiniteLivedCustomerListsGross</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FiniteLivedIntangibleAssetsAccumulatedAmortization">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Accumulated amount of amortization of assets, excluding financial assets and goodwill, lacking physical substance with a finite life.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 350<br><br> -SubTopic 30<br><br> -Section 50<br><br> -Paragraph 2<br><br> -Subparagraph (a)(1)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7658586&amp;loc=d3e16323-109275<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 142<br><br> -Paragraph 45<br><br> -Subparagraph a(1)<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_FiniteLivedIntangibleAssetsAccumulatedAmortization</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FiniteLivedIntangibleAssetsGross">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount before amortization of assets, excluding financial assets and goodwill, lacking physical substance with a finite life.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 350<br><br> -SubTopic 30<br><br> -Section 50<br><br> -Paragraph 2<br><br> -Subparagraph (a)(1)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7658586&amp;loc=d3e16323-109275<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 142<br><br> -Paragraph 45<br><br> -Subparagraph a(1)<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_FiniteLivedIntangibleAssetsGross</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_Goodwill">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Carrying amount as of the balance sheet date, which is the cumulative amount paid and (if applicable) the fair value of any noncontrolling interest in the acquiree, adjusted for any amortization recognized prior to the adoption of any changes in generally accepted accounting principles (as applicable) and for any impairment charges, in excess of the fair value of net assets acquired in one or more business combination transactions.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 142<br><br> -Paragraph 45<br><br> -Subparagraph e<br><br> -Clause 1<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 350<br><br> -SubTopic 20<br><br> -Section 50<br><br> -Paragraph 1<br><br> -URI http://asc.fasb.org/extlink&amp;oid=14024403&amp;loc=d3e13816-109267<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 350<br><br> -SubTopic 20<br><br> -Section 45<br><br> -Paragraph 1<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6388280&amp;loc=d3e13770-109266<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 141R<br><br> -Paragraph 68<br><br> -Subparagraph l<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 141R<br><br> -Paragraph 34<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 142<br><br> -Paragraph 43<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 7: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 142<br><br> -Paragraph 45<br><br> -Subparagraph e<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 8: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 141R<br><br> -Paragraph 72<br><br> -Subparagraph d<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_Goodwill</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
    </div>
  </body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>43
<FILENAME>R71.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
  <head>
    <META http-equiv="Content-Type" content="text/html; charset=us-ascii">
    <link rel="StyleSheet" type="text/css" href="report.css"><script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script></head>
  <body><span style="display: none;">v2.4.0.6</span><table class="report" border="0" cellspacing="2" id="ID0EVBHK">
      <tr>
        <th class="tl" colspan="1" rowspan="1">
          <div style="width: 200px;"><strong>Loans and Asset Quality Information (Details 12) (USD $)<br>In Thousands, unless otherwise specified</strong></div>
        </th>
        <th class="th">
          <div>Dec. 31, 2012</div>
        </th>
        <th class="th">
          <div>Dec. 31, 2011</div>
        </th>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_FBP_LoansReceivableNonCoveredGrossCarryingAmount', window );">Non-covered loans</a></td>
        <td class="nump">$ 2,094,143<span></span></td>
        <td class="nump">$ 2,069,152<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_FBP_UnamortizedNetDeferredLoanCosts', window );">Unamortized net deferred loan costs</a></td>
        <td class="nump">1,324<span></span></td>
        <td class="nump">1,280<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableGrossCarryingAmountCovered', window );">Covered loans</a></td>
        <td class="nump">282,314<span></span></td>
        <td class="nump">361,234<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_FBP_Loans', window );">Total loans</a></td>
        <td class="nump">2,376,457<span></span></td>
        <td class="nump">2,430,386<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Non-covered</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_FBP_LoansReceivableNonCoveredGrossCarryingAmount', window );">Non-covered loans</a></td>
        <td class="nump">2,092,819<span></span></td>
        <td class="nump">2,067,872<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Commercial Unsecured</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_FBP_LoansReceivableNonCoveredGrossCarryingAmount', window );">Non-covered loans</a></td>
        <td class="nump">35,686<span></span></td>
        <td class="nump">38,778<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Commercial Secured</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_FBP_LoansReceivableNonCoveredGrossCarryingAmount', window );">Non-covered loans</a></td>
        <td class="nump">113,712<span></span></td>
        <td class="nump">111,751<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Secured by Inventory and Accounts Receivable</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_FBP_LoansReceivableNonCoveredGrossCarryingAmount', window );">Non-covered loans</a></td>
        <td class="nump">21,343<span></span></td>
        <td class="nump">21,828<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">RealEstateConstructionMember</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_FBP_LoansReceivableNonCoveredGrossCarryingAmount', window );">Non-covered loans</a></td>
        <td class="nump">218,108<span></span></td>
        <td class="nump">246,805<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Real estate residential, farmland and mutli-family</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_FBP_LoansReceivableNonCoveredGrossCarryingAmount', window );">Non-covered loans</a></td>
        <td class="nump">819,439<span></span></td>
        <td class="nump">795,655<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Real estate home equity lines of credit</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_FBP_LoansReceivableNonCoveredGrossCarryingAmount', window );">Non-covered loans</a></td>
        <td class="nump">200,880<span></span></td>
        <td class="nump">207,436<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Real estate commercial</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_FBP_LoansReceivableNonCoveredGrossCarryingAmount', window );">Non-covered loans</a></td>
        <td class="nump">627,940<span></span></td>
        <td class="nump">587,183<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Consumer</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_FBP_LoansReceivableNonCoveredGrossCarryingAmount', window );">Non-covered loans</a></td>
        <td class="nump">55,711<span></span></td>
        <td class="nump">58,436<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Pass (Grades 1, 2 and 3)</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_FBP_LoansReceivableNonCoveredGrossCarryingAmount', window );">Non-covered loans</a></td>
        <td class="nump">602,668<span></span></td>
        <td class="nump">650,801<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableGrossCarryingAmountCovered', window );">Covered loans</a></td>
        <td class="nump">42,935<span></span></td>
        <td class="nump">62,052<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_FBP_Loans', window );">Total loans</a></td>
        <td class="nump">645,603<span></span></td>
        <td class="nump">712,853<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Pass (Grades 1, 2 and 3) | Commercial Unsecured</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_FBP_LoansReceivableNonCoveredGrossCarryingAmount', window );">Non-covered loans</a></td>
        <td class="nump">10,283<span></span></td>
        <td class="nump">13,516<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Pass (Grades 1, 2 and 3) | Commercial Secured</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_FBP_LoansReceivableNonCoveredGrossCarryingAmount', window );">Non-covered loans</a></td>
        <td class="nump">32,196<span></span></td>
        <td class="nump">36,587<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Pass (Grades 1, 2 and 3) | Secured by Inventory and Accounts Receivable</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_FBP_LoansReceivableNonCoveredGrossCarryingAmount', window );">Non-covered loans</a></td>
        <td class="nump">2,344<span></span></td>
        <td class="nump">3,756<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Pass (Grades 1, 2 and 3) | RealEstateConstructionMember</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_FBP_LoansReceivableNonCoveredGrossCarryingAmount', window );">Non-covered loans</a></td>
        <td class="nump">31,582<span></span></td>
        <td class="nump">37,596<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Pass (Grades 1, 2 and 3) | Real estate residential, farmland and mutli-family</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_FBP_LoansReceivableNonCoveredGrossCarryingAmount', window );">Non-covered loans</a></td>
        <td class="nump">249,313<span></span></td>
        <td class="nump">257,163<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Pass (Grades 1, 2 and 3) | Real estate home equity lines of credit</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_FBP_LoansReceivableNonCoveredGrossCarryingAmount', window );">Non-covered loans</a></td>
        <td class="nump">125,310<span></span></td>
        <td class="nump">130,913<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Pass (Grades 1, 2 and 3) | Real estate commercial</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_FBP_LoansReceivableNonCoveredGrossCarryingAmount', window );">Non-covered loans</a></td>
        <td class="nump">123,814<span></span></td>
        <td class="nump">140,577<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Pass (Grades 1, 2 and 3) | Consumer</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_FBP_LoansReceivableNonCoveredGrossCarryingAmount', window );">Non-covered loans</a></td>
        <td class="nump">27,826<span></span></td>
        <td class="nump">30,693<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Weak Pass (Grade 4)</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_FBP_LoansReceivableNonCoveredGrossCarryingAmount', window );">Non-covered loans</a></td>
        <td class="nump">1,317,636<span></span></td>
        <td class="nump">1,182,646<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableGrossCarryingAmountCovered', window );">Covered loans</a></td>
        <td class="nump">124,451<span></span></td>
        <td class="nump">161,508<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_FBP_Loans', window );">Total loans</a></td>
        <td class="nump">1,442,087<span></span></td>
        <td class="nump">1,344,154<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Weak Pass (Grade 4) | Commercial Unsecured</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_FBP_LoansReceivableNonCoveredGrossCarryingAmount', window );">Non-covered loans</a></td>
        <td class="nump">24,031<span></span></td>
        <td class="nump">23,735<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Weak Pass (Grade 4) | Commercial Secured</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_FBP_LoansReceivableNonCoveredGrossCarryingAmount', window );">Non-covered loans</a></td>
        <td class="nump">72,838<span></span></td>
        <td class="nump">66,105<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Weak Pass (Grade 4) | Secured by Inventory and Accounts Receivable</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_FBP_LoansReceivableNonCoveredGrossCarryingAmount', window );">Non-covered loans</a></td>
        <td class="nump">18,126<span></span></td>
        <td class="nump">16,197<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Weak Pass (Grade 4) | RealEstateConstructionMember</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_FBP_LoansReceivableNonCoveredGrossCarryingAmount', window );">Non-covered loans</a></td>
        <td class="nump">163,588<span></span></td>
        <td class="nump">156,651<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Weak Pass (Grade 4) | Real estate residential, farmland and mutli-family</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_FBP_LoansReceivableNonCoveredGrossCarryingAmount', window );">Non-covered loans</a></td>
        <td class="nump">499,922<span></span></td>
        <td class="nump">456,188<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Weak Pass (Grade 4) | Real estate home equity lines of credit</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_FBP_LoansReceivableNonCoveredGrossCarryingAmount', window );">Non-covered loans</a></td>
        <td class="nump">66,412<span></span></td>
        <td class="nump">67,606<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Weak Pass (Grade 4) | Real estate commercial</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_FBP_LoansReceivableNonCoveredGrossCarryingAmount', window );">Non-covered loans</a></td>
        <td class="nump">449,316<span></span></td>
        <td class="nump">372,614<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Weak Pass (Grade 4) | Consumer</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_FBP_LoansReceivableNonCoveredGrossCarryingAmount', window );">Non-covered loans</a></td>
        <td class="nump">23,403<span></span></td>
        <td class="nump">23,550<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Watch or Standard Loans (Grade 9)</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_FBP_LoansReceivableNonCoveredGrossCarryingAmount', window );">Non-covered loans</a></td>
        <td class="nump">36,734<span></span></td>
        <td class="nump">52,156<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableGrossCarryingAmountCovered', window );">Covered loans</a></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_FBP_Loans', window );">Total loans</a></td>
        <td class="nump">36,734<span></span></td>
        <td class="nump">52,156<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Watch or Standard Loans (Grade 9) | Commercial Unsecured</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_FBP_LoansReceivableNonCoveredGrossCarryingAmount', window );">Non-covered loans</a></td>
        <td class="nump">10<span></span></td>
        <td class="nump">13<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Watch or Standard Loans (Grade 9) | Commercial Secured</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_FBP_LoansReceivableNonCoveredGrossCarryingAmount', window );">Non-covered loans</a></td>
        <td class="nump">1,454<span></span></td>
        <td class="nump">1,912<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Watch or Standard Loans (Grade 9) | Secured by Inventory and Accounts Receivable</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_FBP_LoansReceivableNonCoveredGrossCarryingAmount', window );">Non-covered loans</a></td>
        <td class="nump">248<span></span></td>
        <td class="nump">282<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Watch or Standard Loans (Grade 9) | RealEstateConstructionMember</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_FBP_LoansReceivableNonCoveredGrossCarryingAmount', window );">Non-covered loans</a></td>
        <td class="nump">3,830<span></span></td>
        <td class="nump">6,490<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Watch or Standard Loans (Grade 9) | Real estate residential, farmland and mutli-family</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_FBP_LoansReceivableNonCoveredGrossCarryingAmount', window );">Non-covered loans</a></td>
        <td class="nump">7,154<span></span></td>
        <td class="nump">10,248<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Watch or Standard Loans (Grade 9) | Real estate home equity lines of credit</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_FBP_LoansReceivableNonCoveredGrossCarryingAmount', window );">Non-covered loans</a></td>
        <td class="nump">2,160<span></span></td>
        <td class="nump">2,422<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Watch or Standard Loans (Grade 9) | Real estate commercial</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_FBP_LoansReceivableNonCoveredGrossCarryingAmount', window );">Non-covered loans</a></td>
        <td class="nump">21,801<span></span></td>
        <td class="nump">30,722<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Watch or Standard Loans (Grade 9) | Consumer</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_FBP_LoansReceivableNonCoveredGrossCarryingAmount', window );">Non-covered loans</a></td>
        <td class="nump">77<span></span></td>
        <td class="nump">67<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Special Mention Loans (Grade 5)</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_FBP_LoansReceivableNonCoveredGrossCarryingAmount', window );">Non-covered loans</a></td>
        <td class="nump">61,305<span></span></td>
        <td class="nump">44,497<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableGrossCarryingAmountCovered', window );">Covered loans</a></td>
        <td class="nump">7,569<span></span></td>
        <td class="nump">8,033<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_FBP_Loans', window );">Total loans</a></td>
        <td class="nump">68,874<span></span></td>
        <td class="nump">52,530<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Special Mention Loans (Grade 5) | Commercial Unsecured</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_FBP_LoansReceivableNonCoveredGrossCarryingAmount', window );">Non-covered loans</a></td>
        <td class="nump">472<span></span></td>
        <td class="nump">217<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Special Mention Loans (Grade 5) | Commercial Secured</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_FBP_LoansReceivableNonCoveredGrossCarryingAmount', window );">Non-covered loans</a></td>
        <td class="nump">3,676<span></span></td>
        <td class="nump">2,196<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Special Mention Loans (Grade 5) | Secured by Inventory and Accounts Receivable</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_FBP_LoansReceivableNonCoveredGrossCarryingAmount', window );">Non-covered loans</a></td>
        <td class="nump">491<span></span></td>
        <td class="nump">756<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Special Mention Loans (Grade 5) | RealEstateConstructionMember</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_FBP_LoansReceivableNonCoveredGrossCarryingAmount', window );">Non-covered loans</a></td>
        <td class="nump">9,045<span></span></td>
        <td class="nump">9,903<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Special Mention Loans (Grade 5) | Real estate residential, farmland and mutli-family</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_FBP_LoansReceivableNonCoveredGrossCarryingAmount', window );">Non-covered loans</a></td>
        <td class="nump">29,091<span></span></td>
        <td class="nump">17,687<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Special Mention Loans (Grade 5) | Real estate home equity lines of credit</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_FBP_LoansReceivableNonCoveredGrossCarryingAmount', window );">Non-covered loans</a></td>
        <td class="nump">3,526<span></span></td>
        <td class="nump">1,868<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Special Mention Loans (Grade 5) | Real estate commercial</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_FBP_LoansReceivableNonCoveredGrossCarryingAmount', window );">Non-covered loans</a></td>
        <td class="nump">14,050<span></span></td>
        <td class="nump">11,502<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Special Mention Loans (Grade 5) | Consumer</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_FBP_LoansReceivableNonCoveredGrossCarryingAmount', window );">Non-covered loans</a></td>
        <td class="nump">954<span></span></td>
        <td class="nump">368<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Classified Loans (Grades 6,7 and 8)</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_FBP_LoansReceivableNonCoveredGrossCarryingAmount', window );">Non-covered loans</a></td>
        <td class="nump">41,442<span></span></td>
        <td class="nump">64,206<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableGrossCarryingAmountCovered', window );">Covered loans</a></td>
        <td class="nump">73,868<span></span></td>
        <td class="nump">88,169<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_FBP_Loans', window );">Total loans</a></td>
        <td class="nump">115,310<span></span></td>
        <td class="nump">152,375<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Classified Loans (Grades 6,7 and 8) | Commercial Unsecured</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_FBP_LoansReceivableNonCoveredGrossCarryingAmount', window );">Non-covered loans</a></td>
        <td class="nump">583<span></span></td>
        <td class="nump">845<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Classified Loans (Grades 6,7 and 8) | Commercial Secured</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_FBP_LoansReceivableNonCoveredGrossCarryingAmount', window );">Non-covered loans</a></td>
        <td class="nump">1,150<span></span></td>
        <td class="nump">2,761<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Classified Loans (Grades 6,7 and 8) | Secured by Inventory and Accounts Receivable</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_FBP_LoansReceivableNonCoveredGrossCarryingAmount', window );">Non-covered loans</a></td>
        <td class="nump">117<span></span></td>
        <td class="nump">249<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Classified Loans (Grades 6,7 and 8) | RealEstateConstructionMember</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_FBP_LoansReceivableNonCoveredGrossCarryingAmount', window );">Non-covered loans</a></td>
        <td class="nump">3,709<span></span></td>
        <td class="nump">13,393<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Classified Loans (Grades 6,7 and 8) | Real estate residential, farmland and mutli-family</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_FBP_LoansReceivableNonCoveredGrossCarryingAmount', window );">Non-covered loans</a></td>
        <td class="nump">24,330<span></span></td>
        <td class="nump">28,939<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Classified Loans (Grades 6,7 and 8) | Real estate home equity lines of credit</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_FBP_LoansReceivableNonCoveredGrossCarryingAmount', window );">Non-covered loans</a></td>
        <td class="nump">1,850<span></span></td>
        <td class="nump">1,466<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Classified Loans (Grades 6,7 and 8) | Real estate commercial</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_FBP_LoansReceivableNonCoveredGrossCarryingAmount', window );">Non-covered loans</a></td>
        <td class="nump">9,074<span></span></td>
        <td class="nump">15,565<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Classified Loans (Grades 6,7 and 8) | Consumer</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_FBP_LoansReceivableNonCoveredGrossCarryingAmount', window );">Non-covered loans</a></td>
        <td class="nump">629<span></span></td>
        <td class="nump">988<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Nonaccrual Loans</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_FBP_LoansReceivableNonCoveredGrossCarryingAmount', window );">Non-covered loans</a></td>
        <td class="nump">33,034<span></span></td>
        <td class="nump">73,566<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableGrossCarryingAmountCovered', window );">Covered loans</a></td>
        <td class="nump">33,491<span></span></td>
        <td class="nump">41,472<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_FBP_Loans', window );">Total loans</a></td>
        <td class="nump">66,525<span></span></td>
        <td class="nump">115,038<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Nonaccrual Loans | Commercial Unsecured</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_FBP_LoansReceivableNonCoveredGrossCarryingAmount', window );">Non-covered loans</a></td>
        <td class="nump">307<span></span></td>
        <td class="nump">452<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Nonaccrual Loans | Commercial Secured</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_FBP_LoansReceivableNonCoveredGrossCarryingAmount', window );">Non-covered loans</a></td>
        <td class="nump">2,398<span></span></td>
        <td class="nump">2,190<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Nonaccrual Loans | Secured by Inventory and Accounts Receivable</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_FBP_LoansReceivableNonCoveredGrossCarryingAmount', window );">Non-covered loans</a></td>
        <td class="nump">17<span></span></td>
        <td class="nump">588<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Nonaccrual Loans | RealEstateConstructionMember</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_FBP_LoansReceivableNonCoveredGrossCarryingAmount', window );">Non-covered loans</a></td>
        <td class="nump">6,354<span></span></td>
        <td class="nump">22,772<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Nonaccrual Loans | Real estate residential, farmland and mutli-family</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_FBP_LoansReceivableNonCoveredGrossCarryingAmount', window );">Non-covered loans</a></td>
        <td class="nump">9,629<span></span></td>
        <td class="nump">25,430<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Nonaccrual Loans | Real estate home equity lines of credit</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_FBP_LoansReceivableNonCoveredGrossCarryingAmount', window );">Non-covered loans</a></td>
        <td class="nump">1,622<span></span></td>
        <td class="nump">3,161<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Nonaccrual Loans | Real estate commercial</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_FBP_LoansReceivableNonCoveredGrossCarryingAmount', window );">Non-covered loans</a></td>
        <td class="nump">9,885<span></span></td>
        <td class="nump">16,203<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Nonaccrual Loans | Consumer</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_FBP_LoansReceivableNonCoveredGrossCarryingAmount', window );">Non-covered loans</a></td>
        <td class="nump">$ 2,822<span></span></td>
        <td class="nump">$ 2,770<span></span></td>
      </tr>
    </table>
    <div style="display: none;">
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_FBP_Loans">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Aggregate gross carrying amount of loans receivable.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>FBP_Loans</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>FBP_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_FBP_LoansReceivableNonCoveredGrossCarryingAmount">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount before allowance of loans and leases held in portfolio, including but not limited to, commercial and consumer loans. Includes deferred interest and fees, undisbursed portion of loan balance, unamortized costs and premiums and discounts from face amounts. Excludes loans and leases covered under loss sharing agreements.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>FBP_LoansReceivableNonCoveredGrossCarryingAmount</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>FBP_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_FBP_UnamortizedNetDeferredLoanCosts">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Unamortized costs incurred to originate loans and leases, unamortized loan commitments and loan syndication fees, and premiums over or discounts from face amounts of loans that are being amortized into income as an adjustment to yield.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>FBP_UnamortizedNetDeferredLoanCosts</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>FBP_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_LoansAndLeasesReceivableGrossCarryingAmountCovered">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Aggregate gross carrying amount of loans and leases receivable covered by loss sharing agreements.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_LoansAndLeasesReceivableGrossCarryingAmountCovered</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
    </div>
  </body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>44
<FILENAME>R25.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
  <head>
    <META http-equiv="Content-Type" content="text/html; charset=us-ascii">
    <link rel="StyleSheet" type="text/css" href="report.css"><script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script></head>
  <body><span style="display: none;">v2.4.0.6</span><table class="report" border="0" cellspacing="2" id="ID0ELE">
      <tr>
        <th class="tl" colspan="1" rowspan="2">
          <div style="width: 200px;"><strong>Condensed Parent Company Information<br></strong></div>
        </th>
        <th class="th" colspan="1">12 Months Ended</th>
      </tr>
      <tr>
        <th class="th">
          <div>Dec. 31, 2012</div>
        </th>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_CondensedFinancialInformationOfParentCompanyOnlyDisclosureAbstract', window );"><strong>Condensed Financial Information of Parent Company Only Disclosure [Abstract]</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_CondensedFinancialInformationOfParentCompanyOnlyDisclosureTextBlock', window );">Condensed Parent Company Information</a></td>
        <td class="text"><p style="font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"><b>Note 18. Condensed Parent Company
Information</b>&#160;</p>

<p style="font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">&#160;</p>

<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">Condensed financial data for First Bancorp
(parent company only) follows:</p>

<p style="font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify">&#160;</p>

<table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif">
<tr style="vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">CONDENSED BALANCE SHEETS</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td colspan="6" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif">As of December 31,</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="font: italic 10pt Calibri, Helvetica, Sans-Serif; text-align: justify">($ in thousands)</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: center; border-bottom: Black 1pt solid">2012</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: bold 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif">2011</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-decoration: underline; text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">Assets</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="width: 80%; text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">Cash on deposit with bank subsidiary</td><td nowrap="nowrap" style="width: 1%; font: bold 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="width: 1%; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">$</td><td nowrap="nowrap" style="width: 7%; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">3,335</td><td nowrap="nowrap" style="width: 1%; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">3,324</td><td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">Investment in wholly-owned subsidiaries, at equity</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">399,688</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">388,528</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">Premises and Equipment</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">152</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">161</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">Other assets</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">1,637</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">1,633</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;Total assets</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 2.5pt">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">$</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">404,812</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">393,646</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-decoration: underline; text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">Liabilities and shareholders&#146; equity</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">Trust preferred securities</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">$</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">46,394</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">46,394</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">Other liabilities</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">2,301</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">2,102</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;&#160;&#160;&#160;&#160;Total liabilities</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">48,695</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">48,496</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">Shareholders&#146; equity</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">356,117</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">345,150</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;Total liabilities and shareholders&#146; equity</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 2.5pt">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">$</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">404,812</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">393,646</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
</table>

<p style="font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify">&#160;</p>

<p style="font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify">&#160;</p>

<table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif">
<tr style="vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">CONDENSED STATEMENTS OF INCOME</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td colspan="10" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif">Year Ended December 31,</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="font: italic 10pt Calibri, Helvetica, Sans-Serif; text-align: justify">($ in thousands)</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: center; border-bottom: Black 1pt solid">2012</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: bold 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif">2011</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif">2010</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="width: 70%; text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">Dividends from wholly-owned subsidiaries</td><td nowrap="nowrap" style="width: 1%; font: bold 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="width: 1%; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">$</td><td nowrap="nowrap" style="width: 7%; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">10,000</td><td nowrap="nowrap" style="width: 1%; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">9,500</td><td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">26,250</td><td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">Earnings (losses) of wholly-owned subsidiaries, net of dividends</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">(31,493</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">)</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">5,862</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">(14,536</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">)</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">Interest expense</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">(1,111</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">)</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">(1,041</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">)</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">(1,054</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">)</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">All other income and expenses, net</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">(802</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">)</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">(679</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">)</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">(678</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">)</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;Net income (loss)</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">(23,406</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">)</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">13,642</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">9,982</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;Preferred stock dividends and accretion</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">(2,809</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">)</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">(6,166</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">)</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">(4,107</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">)</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;Net income (loss) available to common shareholders</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 2.5pt">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">$</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">(26,215</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">)</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">7,476</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">5,875</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
</table>

<p style="font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify">&#160;</p>





<p style="font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify">&#160;</p>



<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify">&#160;</p>

<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify"></p>



<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify"></p>

<table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif">
<tr style="vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">CONDENSED STATEMENTS OF CASH FLOWS</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td colspan="10" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif">Year Ended December 31,</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="font: italic 10pt Calibri, Helvetica, Sans-Serif; text-align: justify">($ in thousands)</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: center; border-bottom: Black 1pt solid">2012</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: bold 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif">2011</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif">2010</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">Operating Activities:</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="width: 70%; text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;&#160;&#160;&#160;&#160;Net income (loss)</td><td nowrap="nowrap" style="width: 1%; font: bold 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="width: 1%; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">$</td><td nowrap="nowrap" style="width: 7%; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">(23,406</td><td nowrap="nowrap" style="width: 1%; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">)</td><td nowrap="nowrap" style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">13,642</td><td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">9,982</td><td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; text-indent: -22.5pt; padding-left: 22.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;&#160;&#160;&#160;&#160;Equity in undistributed (earnings) losses of subsidiaries</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">21,493</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">(5,862</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">)</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#151;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; text-indent: -22.5pt; padding-left: 22.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;&#160;&#160;&#160;&#160;Dividend from subsidiaries in excess of earnings</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">10,000</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"><font style="font: 10pt Calibri, Helvetica, Sans-Serif">&#151;</font></td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">14,536</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;&#160;&#160;&#160;&#160;Decrease in other assets</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">26</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">38</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">32</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt">&#160;&#160;&#160;&#160;&#160;Increase (decrease) in other liabilities</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt">&#160;</td>
    <td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left; border-bottom: Black 1pt solid">&#160;</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right; border-bottom: Black 1pt solid">199</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left; padding-bottom: 1pt">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif; border-bottom: Black 1pt solid">(62</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt">)</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif; border-bottom: Black 1pt solid">17</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;Total &#150; operating activities</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt">&#160;</td>
    <td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left; border-bottom: Black 1pt solid">&#160;</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right; border-bottom: Black 1pt solid">8,312</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left; padding-bottom: 1pt">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif; border-bottom: Black 1pt solid">7,756</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif; border-bottom: Black 1pt solid">24,567</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">Investing Activities:</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;&#160;&#160;&#160;&#160;Downstream cash investment in subsidiary</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">(33,850</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">)</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">(16,250</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">)</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"><font style="font: 10pt Calibri, Helvetica, Sans-Serif">&#151;</font></td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt">&#160;&#160;&#160;&#160;&#160;Cash proceeds from dissolution of subsidiary</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt">&#160;</td>
    <td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left; border-bottom: Black 1pt solid">&#160;</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right; border-bottom: Black 1pt solid"><font style="font: 10pt Calibri, Helvetica, Sans-Serif"><b>&#151;</b></font></td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left; padding-bottom: 1pt">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif; border-bottom: Black 1pt solid"><font style="font: 10pt Calibri, Helvetica, Sans-Serif">&#151;</font></td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif; border-bottom: Black 1pt solid">706</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;Total &#150; investing activities</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt">&#160;</td>
    <td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left; border-bottom: Black 1pt solid">&#160;</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right; border-bottom: Black 1pt solid">(33,850</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left; padding-bottom: 1pt">)</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif; border-bottom: Black 1pt solid">(16,250</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt">)</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif; border-bottom: Black 1pt solid">706</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">Financing Activities:</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;&#160;&#160;&#160;&#160;&#160;Payment of preferred and common cash dividends</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">(8,463</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">)</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">(8,237</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">)</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">(8,609</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">)</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; text-indent: -0.3in; padding-left: 0.3in; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;&#160;&#160;&#160;&#160;&#160;Proceeds from issuance of preferred stock</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">7,287</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">63,500</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"><font style="font: 10pt Calibri, Helvetica, Sans-Serif">&#151;</font></td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; text-indent: -0.3in; padding-left: 0.3in; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;&#160;&#160;&#160;&#160;&#160;Redemption of preferred stock</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"><font style="font: 10pt Calibri, Helvetica, Sans-Serif">&#151;</font></td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">(65,000</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">)</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#151;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;&#160;&#160;&#160;&#160;&#160;Proceeds from issuance of common stock</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">26,727</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">881</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">840</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;&#160;&#160;&#160;&#160;&#160;Repurchases of common stock</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">(2</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">)</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">(228</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">)</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"><font style="font: 10pt Calibri, Helvetica, Sans-Serif">&#151;</font></td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt">&#160;&#160;&#160;&#160;&#160;&#160;Repurchase of common stock warrants</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif; border-bottom: Black 1pt solid">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif; border-bottom: Black 1pt solid"><font style="font: 10pt Calibri, Helvetica, Sans-Serif">&#151;</font></td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif; border-bottom: Black 1pt solid">(924</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt">)</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif; border-bottom: Black 1pt solid"><font style="font: 10pt Calibri, Helvetica, Sans-Serif">&#151;</font></td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;Total - financing activities</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt">&#160;</td>
    <td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left; border-bottom: Black 1pt solid">&#160;</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right; border-bottom: Black 1pt solid">25,549</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left; padding-bottom: 1pt">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif; border-bottom: Black 1pt solid">(10,008</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt">)</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif; border-bottom: Black 1pt solid">(7,769</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt">)</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">Net increase (decrease) in cash</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">11</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">(18,502</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">)</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">17,504</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt">Cash, beginning of year</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt">&#160;</td>
    <td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left; border-bottom: Black 1pt solid">&#160;</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right; border-bottom: Black 1pt solid">3,324</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left; padding-bottom: 1pt">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif; border-bottom: Black 1pt solid">21,826</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif; border-bottom: Black 1pt solid">4,322</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 2.5pt">Cash, end of year</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 2.5pt">&#160;</td>
    <td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left; border-bottom: Black 2.5pt double">$</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right; border-bottom: Black 2.5pt double">3,335</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left; padding-bottom: 2.5pt">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 2.5pt">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 2.5pt">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif; border-bottom: Black 2.5pt double">3,324</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 2.5pt">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 2.5pt">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 2.5pt">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif; border-bottom: Black 2.5pt double">21,826</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 2.5pt">&#160;</td></tr>
</table>



<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify">&#160;&#160;&#160;</p><span></span></td>
      </tr>
    </table>
    <div style="display: none;">
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_CondensedFinancialInformationOfParentCompanyOnlyDisclosureAbstract">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_CondensedFinancialInformationOfParentCompanyOnlyDisclosureAbstract</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:stringItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_CondensedFinancialInformationOfParentCompanyOnlyDisclosureTextBlock">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The entire disclosure for condensed financial information, including the financial position, cash flows, and the results of operations of the registrant (parent company) as of the same dates or for the same periods for which audited consolidated financial statements are being presented. Alternatively, the details of this disclosure can be reported by the specific parent company taxonomy elements, indicating the appropriate date and period contexts in an instance document.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 04<br><br> -Paragraph c<br><br> -Article 5<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 04<br><br> -Article 12<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 06<br><br> -Article 9<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 05<br><br> -Paragraph c<br><br> -Article 7<br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 810<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 11<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7656940&amp;loc=d3e5283-111683<br><br><br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 235<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 3<br><br> -Subparagraph (SX 210.12-04)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6881521&amp;loc=d3e24072-122690<br><br><br><br>Reference 7: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher AICPA<br><br> -Name Accounting Research Bulletin (ARB)<br><br> -Number 51<br><br> -Paragraph 24<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_CondensedFinancialInformationOfParentCompanyOnlyDisclosureTextBlock</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>nonnum:textBlockItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
    </div>
  </body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>45
<FILENAME>R50.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
  <head>
    <META http-equiv="Content-Type" content="text/html; charset=us-ascii">
    <link rel="StyleSheet" type="text/css" href="report.css"><script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script></head>
  <body><span style="display: none;">v2.4.0.6</span><table class="report" border="0" cellspacing="2" id="ID0EQAAE">
      <tr>
        <th class="tl" colspan="1" rowspan="1">
          <div style="width: 200px;"><strong>Summary of Significant Accounting Policies (Details 1) (USD $)<br>In Thousands, unless otherwise specified</strong></div>
        </th>
        <th class="th">
          <div>Dec. 31, 2012</div>
        </th>
        <th class="th">
          <div>Dec. 31, 2011</div>
        </th>
        <th class="th">
          <div>Dec. 31, 2010</div>
        </th>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_FBP_NotesToFinancialStatementsAbstract', window );"><strong>Notes to Financial Statements</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_FBP_AccumulatedOtherComprehensiveIncomeLossUnrealizedGainLossOnSecuritiesAvailableForSaleBeforeTax', window );">Unrealized gain (loss) on securities available for sale</a></td>
        <td class="nump">$ 3,290<span></span></td>
        <td class="nump">$ 3,896<span></span></td>
        <td class="nump">$ 2,478<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_FBP_AccumulatedOtherComprehensiveIncomeLossUnrealizedGainLossOnSecuritiesAvailableForSaleTax', window );">Deferred tax asset (liability)</a></td>
        <td class="num">(1,283)<span></span></td>
        <td class="num">(1,520)<span></span></td>
        <td class="num">(966)<span></span></td>
      </tr>
      <tr class="rou">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AccumulatedOtherComprehensiveIncomeLossAvailableForSaleSecuritiesAdjustmentNetOfTax', window );">Net unrealized gain (loss) on securities available for sale</a></td>
        <td class="nump">2,007<span></span></td>
        <td class="nump">2,376<span></span></td>
        <td class="nump">1,512<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DefinedBenefitPlanAccumulatedOtherComprehensiveIncomeMinimumPensionLiabilityBeforeTax', window );">Additional pension liability</a></td>
        <td class="num">(3,579)<span></span></td>
        <td class="num">(18,278)<span></span></td>
        <td class="num">(10,905)<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_FBP_AccumulatedOtherComprehensiveIncomeLossPensionLiabilityTax', window );">Deferred tax asset</a></td>
        <td class="nump">1,396<span></span></td>
        <td class="nump">7,220<span></span></td>
        <td class="nump">4,308<span></span></td>
      </tr>
      <tr class="reu">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DefinedBenefitPlanAccumulatedOtherComprehensiveIncomeMinimumPensionLiabilityAfterTax', window );">Net additional pension liability</a></td>
        <td class="num">(2,183)<span></span></td>
        <td class="num">(11,058)<span></span></td>
        <td class="num">(6,597)<span></span></td>
      </tr>
      <tr class="rou">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AccumulatedOtherComprehensiveIncomeLossNetOfTax', window );">Total accumulated other comprehensive income (loss)</a></td>
        <td class="num">$ (176)<span></span></td>
        <td class="num">$ (8,682)<span></span></td>
        <td class="num">$ (5,085)<span></span></td>
      </tr>
    </table>
    <div style="display: none;">
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_FBP_AccumulatedOtherComprehensiveIncomeLossPensionLiabilityTax">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Accumulated tax of total pension liabilty at the end of an accounting period.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>FBP_AccumulatedOtherComprehensiveIncomeLossPensionLiabilityTax</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>FBP_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_FBP_AccumulatedOtherComprehensiveIncomeLossUnrealizedGainLossOnSecuritiesAvailableForSaleBeforeTax">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Accumulated appreciation or loss before tax, in value of the total of available-for-sale securities at the end of an accounting period.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>FBP_AccumulatedOtherComprehensiveIncomeLossUnrealizedGainLossOnSecuritiesAvailableForSaleBeforeTax</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>FBP_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_FBP_AccumulatedOtherComprehensiveIncomeLossUnrealizedGainLossOnSecuritiesAvailableForSaleTax">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Accumulated tax of the total of available-for-sale securities at the end of an accounting period.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>FBP_AccumulatedOtherComprehensiveIncomeLossUnrealizedGainLossOnSecuritiesAvailableForSaleTax</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>FBP_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_FBP_NotesToFinancialStatementsAbstract">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>FBP_NotesToFinancialStatementsAbstract</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>FBP_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:stringItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AccumulatedOtherComprehensiveIncomeLossAvailableForSaleSecuritiesAdjustmentNetOfTax">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Accumulated appreciation or loss, net of tax, in value of the total of available-for-sale securities at the end of an accounting period.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 130<br><br> -Paragraph 26<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 220<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 10A<br><br> -Subparagraph (e)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=20435746&amp;loc=SL7669646-108580<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 220<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 14<br><br> -URI http://asc.fasb.org/extlink&amp;oid=20435746&amp;loc=d3e681-108580<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 220<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 11<br><br> -URI http://asc.fasb.org/extlink&amp;oid=20435746&amp;loc=d3e637-108580<br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 220<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 14A<br><br> -URI http://asc.fasb.org/extlink&amp;oid=20435746&amp;loc=SL7669686-108580<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_AccumulatedOtherComprehensiveIncomeLossAvailableForSaleSecuritiesAdjustmentNetOfTax</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AccumulatedOtherComprehensiveIncomeLossNetOfTax">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Accumulated change in equity from transactions and other events and circumstances from non-owner sources, net of tax effect, at period end. Excludes Net Income (Loss), and accumulated changes in equity from transactions resulting from investments by owners and distributions to owners. Includes foreign currency translation items, certain pension adjustments, unrealized gains and losses on certain investments in debt and equity securities, other than temporary impairment (OTTI) losses related to factors other than credit losses on available-for-sale and held-to-maturity debt securities that an entity does not intend to sell and it is not more likely than not that the entity will be required to sell before recovery of the amortized cost basis, as well as changes in the fair value of derivatives related to the effective portion of a designated cash flow hedge.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 130<br><br> -Paragraph 14, 17, 26<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 220<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 11<br><br> -URI http://asc.fasb.org/extlink&amp;oid=20435746&amp;loc=d3e637-108580<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 220<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 14A<br><br> -URI http://asc.fasb.org/extlink&amp;oid=20435746&amp;loc=SL7669686-108580<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 220<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 14<br><br> -URI http://asc.fasb.org/extlink&amp;oid=20435746&amp;loc=d3e681-108580<br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 04<br><br> -Article 3<br><br><br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 02<br><br> -Paragraph 31<br><br> -Article 5<br><br><br><br>Reference 7: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher AICPA<br><br> -Name Accounting Principles Board Opinion (APB)<br><br> -Number 12<br><br> -Paragraph 10<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 8: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name FASB Staff Position (FSP)<br><br> -Number FAS115-1/124-1<br><br> -Paragraph 15D<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_AccumulatedOtherComprehensiveIncomeLossNetOfTax</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DefinedBenefitPlanAccumulatedOtherComprehensiveIncomeMinimumPensionLiabilityAfterTax">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>After tax amount of additional minimum pension liability not yet recognized as a net periodic pension cost.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_DefinedBenefitPlanAccumulatedOtherComprehensiveIncomeMinimumPensionLiabilityAfterTax</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DefinedBenefitPlanAccumulatedOtherComprehensiveIncomeMinimumPensionLiabilityBeforeTax">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Before tax amount of additional minimum pension liability not yet recognized as a net periodic pension cost.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 130<br><br> -Paragraph 17, 26<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 715<br><br> -SubTopic 20<br><br> -Section 50<br><br> -Paragraph 1<br><br> -Subparagraph (j)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=21915506&amp;loc=d3e1928-114920<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 220<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 10A<br><br> -Subparagraph (i)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=20435746&amp;loc=SL7669646-108580<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 87<br><br> -Paragraph 36, 37, 38<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_DefinedBenefitPlanAccumulatedOtherComprehensiveIncomeMinimumPensionLiabilityBeforeTax</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
    </div>
  </body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>46
<FILENAME>R42.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
  <head>
    <META http-equiv="Content-Type" content="text/html; charset=us-ascii">
    <link rel="StyleSheet" type="text/css" href="report.css"><script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script></head>
  <body><span style="display: none;">v2.4.0.6</span><table class="report" border="0" cellspacing="2" id="ID0EHH">
      <tr>
        <th class="tl" colspan="1" rowspan="2">
          <div style="width: 200px;"><strong>Fair Value (Tables)<br></strong></div>
        </th>
        <th class="th" colspan="1">12 Months Ended</th>
      </tr>
      <tr>
        <th class="th">
          <div>Dec. 31, 2012</div>
        </th>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_FBP_FairValueTablesAbstract', window );"><strong>Fair Value Tables</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisTableTextBlock', window );">Financial instruments that were measured at fair value on a recurring and nonrecurring basis</a></td>
        <td class="text"><p style="font: 10pt Calibri, Helvetica, Sans-Serif; margin: 0"></p>

<p style="font: 10pt Calibri, Helvetica, Sans-Serif; margin: 0">&#160;</p>

<table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif">
<tr style="vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="font: italic 10pt Calibri, Helvetica, Sans-Serif; text-align: justify">($ in thousands)</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td colspan="6" nowrap="nowrap" style="text-align: center; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td colspan="6" nowrap="nowrap" style="text-align: center; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif">Description of Financial Instruments</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif">Fair Value at <br />
December 31, <br />
2012</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif">Quoted Prices in <br />
Active Markets<br />
 for Identical <br />
Assets (Level 1)</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif">Significant <br />
Other <br />
Observable<br />
 Inputs<br />
 (Level 2)</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif">Significant<br />
 Unobservable <br />
Inputs <br />(Level 3)</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-decoration: underline; text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">Recurring</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif; padding-left: 1em">Securities available for sale:</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="width: 60%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif; padding-left: 2em">Government-sponsored enterprise securities</td><td nowrap="nowrap" style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">$</td><td nowrap="nowrap" style="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">11,596</td><td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#151;</td><td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">11,596</td><td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#151;</td><td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif; padding-left: 2em">Mortgage-backed securities</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">146,926</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#151;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">146,926</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#151;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif; padding-left: 2em">Corporate bonds</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">3,813</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#151;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">3,813</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#151;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif; padding-left: 2em">Equity securities</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">5,017</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">&#151;</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">5,017</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">&#151;</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif; padding-left: 3em">Total available for sale securities</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">$</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">167,352</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">&#151;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">167,352</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">&#151;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-decoration: underline; text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">Nonrecurring</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif; padding-left: 2em">Impaired loans &#150; covered</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">$</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">12,234</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#151;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#151;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">12,234</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif; padding-left: 2em">Impaired loans &#150; non-covered</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">21,021</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#151;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#151;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">21,021</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif; padding-left: 2em">Foreclosed real estate &#150; covered</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">47,290</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#151;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#151;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">47,290</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif; padding-left: 2em">Foreclosed real estate &#150; non-covered</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">26,285</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#151;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#151;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">26,285</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
</table>

<p style="font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0.25in">&#160;</p>

<p style="font: 10pt Calibri, Helvetica, Sans-Serif; margin: 0"></p>





<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">&#160;</p>

<p style="font: 10pt Calibri, Helvetica, Sans-Serif; margin: 0">The following table summarizes the Company&#146;s financial instruments
that were measured at fair value on a recurring and nonrecurring basis at December 31, 2011.</p>

<p style="font: 10pt Calibri, Helvetica, Sans-Serif; margin: 0">&#160;</p>

<table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif">
<tr style="vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="font: italic 10pt Calibri, Helvetica, Sans-Serif; text-align: justify">($ in thousands)</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td colspan="6" nowrap="nowrap" style="text-align: center; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td colspan="6" nowrap="nowrap" style="text-align: center; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif">Description of Financial Instruments</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif">Fair Value at <br />
December 31, <br />
2011</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif">Quoted Prices in <br />
Active Markets <br />
for Identical<br />
 Assets (Level 1)</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif">Significant <br />
Other <br />
Observable <br />
Inputs <br />
(Level 2)</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif">Significant <br />
Unobservable <br />
Inputs <br />(Level 3)</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-decoration: underline; text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">Recurring</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif; padding-left: 1em">Securities available for sale:</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="width: 60%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif; padding-left: 2em">Government-sponsored enterprise securities</td><td nowrap="nowrap" style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">$</td><td nowrap="nowrap" style="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">34,665</td><td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#151;</td><td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">34,665</td><td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#151;</td><td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif; padding-left: 2em">Mortgage-backed securities</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">124,105</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#151;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">124,105</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#151;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif; padding-left: 2em">Corporate bonds</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">12,488</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#151;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">12,488</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#151;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif; padding-left: 2em">Equity securities</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">11,368</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">399</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">10,969</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">&#151;</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif; padding-left: 3em">Total available for sale securities</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">$</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">182,626</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">399</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">182,227</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">&#151;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-decoration: underline; text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">Nonrecurring</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif; padding-left: 2em">Impaired loans &#150; covered</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">$</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">21,288</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#151;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#151;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">21,288</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif; padding-left: 2em">Impaired loans &#150; non-covered</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">80,541</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#151;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#151;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">80,541</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif; padding-left: 2em">Foreclosed real estate &#150; covered</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">85,272</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#151;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#151;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">85,272</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif; padding-left: 2em">Foreclosed real estate &#150; non-covered</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">37,023</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#151;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#151;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">37,023</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
</table>

<p style="font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0.25in">&#160;</p><span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_FBP_Level3AssetsAndLiabilitiesMeasuredAtFairValueOnRecurringOrNonrecurringBasisTableTextBlock', window );">Level 3 assets and liabilities measured at fair value on a recurring or non-recurring basis</a></td>
        <td class="text"><p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify">For Level 3 assets and liabilities
measured at fair value on a recurring or non-recurring basis as of December 31, 2012, the significant unobservable inputs used
in the fair value measurements were as follows:</p>

<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify">&#160;</p>

<table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif">
<tr style="vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="font: italic 10pt Calibri, Helvetica, Sans-Serif; text-align: left; vertical-align: bottom">($ in thousands)</td><td style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td colspan="4" nowrap="nowrap" style="text-align: center; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td colspan="3" style="text-align: center; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; vertical-align: bottom">Description</td><td style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif">Fair Value at <br />
December 31,<br />
 2012</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif">Valuation <br />
Technique</td><td style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif">Significant Unobservable <br />
Inputs</td><td style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif">General Range <br />
of Significant <br />
Unobservable <br />
Input Values</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="width: 48%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif; vertical-align: top">Impaired loans &#150; covered</td><td style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif; vertical-align: top">$</td><td nowrap="nowrap" style="width: 10%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif; vertical-align: top">12,234</td><td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="width: 12%; text-align: center; font: 10pt Calibri, Helvetica, Sans-Serif; vertical-align: top">Appraised value</td><td style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: center; vertical-align: top">&#160;</td>
    <td style="width: 12%; text-align: center; font: 10pt Calibri, Helvetica, Sans-Serif; vertical-align: top">Discounts to reflect current market conditions, ultimate collectability, and estimated costs to sell</td><td style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: center; vertical-align: top">&#160;</td>
    <td nowrap="nowrap" style="width: 12%; text-align: center; font: 10pt Calibri, Helvetica, Sans-Serif; vertical-align: top">0-49%</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif; vertical-align: top">Impaired loans &#150; non-covered</td><td style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif; vertical-align: top">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif; vertical-align: top">21,021</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: center; font: 10pt Calibri, Helvetica, Sans-Serif; vertical-align: top">Appraised value</td><td style="font: 10pt Calibri, Helvetica, Sans-Serif; text-align: center; vertical-align: top">&#160;</td>
    <td style="text-align: center; font: 10pt Calibri, Helvetica, Sans-Serif; vertical-align: top">Discounts to reflect current market conditions, ultimate collectability, and estimated costs to sell</td><td style="font: 10pt Calibri, Helvetica, Sans-Serif; text-align: center; vertical-align: top">&#160;</td>
    <td nowrap="nowrap" style="text-align: center; font: 10pt Calibri, Helvetica, Sans-Serif; vertical-align: top">0-21%</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif; vertical-align: top">Foreclosed real estate &#150; covered</td><td style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif; vertical-align: top">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif; vertical-align: top">47,290</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: center; font: 10pt Calibri, Helvetica, Sans-Serif; vertical-align: top">Appraised value</td><td style="font: 10pt Calibri, Helvetica, Sans-Serif; text-align: center; vertical-align: top">&#160;</td>
    <td style="text-align: center; font: 10pt Calibri, Helvetica, Sans-Serif; vertical-align: top">Discounts to reflect current market conditions and estimated costs to sell</td><td style="font: 10pt Calibri, Helvetica, Sans-Serif; text-align: center; vertical-align: top">&#160;</td>
    <td nowrap="nowrap" style="text-align: center; font: 10pt Calibri, Helvetica, Sans-Serif; vertical-align: top">0-29%</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif; vertical-align: top">Foreclosed real estate &#150; non-covered</td><td style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif; vertical-align: top">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif; vertical-align: top">26,285</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: center; font: 10pt Calibri, Helvetica, Sans-Serif; vertical-align: top">Appraised value</td><td style="font: 10pt Calibri, Helvetica, Sans-Serif; text-align: center; vertical-align: top">&#160;</td>
    <td style="text-align: center; font: 10pt Calibri, Helvetica, Sans-Serif; vertical-align: top">Discounts to reflect current market conditions, abbreviated holding period and estimated costs to sell</td><td style="font: 10pt Calibri, Helvetica, Sans-Serif; text-align: center; vertical-align: top">&#160;</td>
    <td nowrap="nowrap" style="text-align: center; font: 10pt Calibri, Helvetica, Sans-Serif; vertical-align: top">0-40%</td></tr>
<tr style="vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif; vertical-align: top; border-bottom: Black 1pt solid">&#160;</td><td style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif; border-bottom: Black 1pt solid">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left; vertical-align: top">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right; vertical-align: top">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif; border-bottom: Black 1pt solid">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif; border-bottom: Black 1pt solid">&#160;</td>
    <td nowrap="nowrap" style="text-align: center; padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif; border-bottom: Black 1pt solid">&#160;</td><td style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif; border-bottom: Black 1pt solid">&#160;</td>
    <td style="text-align: center; padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif; border-bottom: Black 1pt solid">&#160;</td><td style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif; border-bottom: Black 1pt solid">&#160;</td>
    <td nowrap="nowrap" style="text-align: center; padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif; border-bottom: Black 1pt solid">&#160;</td></tr>
</table>

<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify">&#160;</p>

<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify">&#160;&#160;</p><span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueByBalanceSheetGroupingTextBlock', window );">The carrying amounts and estimated fair values of financial instruments</a></td>
        <td class="text"><p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">&#160;</p>

<table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif">
<tr style="vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: center; font: 10pt Calibri, Helvetica, Sans-Serif; vertical-align: bottom">&#160;</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt">&#160;</td>
    <td colspan="6" nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: center; border-bottom: Black 1pt solid">December 31, 2012</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: bold 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td colspan="6" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif">December 31, 2011</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="font: italic 10pt Calibri, Helvetica, Sans-Serif; text-align: justify">($ in thousands)</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; vertical-align: bottom">Level in <br />
Fair Value <br />
Hierarchy</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: center; border-bottom: Black 1pt solid">Carrying <br />
Amount</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: bold 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: center; border-bottom: Black 1pt solid">Estimated <br />
Fair Value</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: bold 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif">Carrying <br />
Amount</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif">Estimated <br />
Fair Value</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: center; font: 10pt Calibri, Helvetica, Sans-Serif; vertical-align: bottom">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="width: 49%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">Cash and due from banks, noninterest-bearing</td><td nowrap="nowrap" style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="width: 10%; text-align: center; font: 10pt Calibri, Helvetica, Sans-Serif; vertical-align: bottom">Level 1</td><td nowrap="nowrap" style="width: 1%; font: bold 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="width: 1%; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">$</td><td nowrap="nowrap" style="width: 7%; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">96,588</td><td nowrap="nowrap" style="width: 1%; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="width: 1%; font: bold 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="width: 1%; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="width: 7%; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">96,588</td><td nowrap="nowrap" style="width: 1%; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">80,341</td><td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">80,341</td><td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">Due from banks, interest-bearing</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: center; font: 10pt Calibri, Helvetica, Sans-Serif; vertical-align: bottom">Level 1</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">144,919</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">144,919</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">135,218</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">135,218</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">Federal funds sold</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: center; font: 10pt Calibri, Helvetica, Sans-Serif; vertical-align: bottom">Level 1</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">&#151;</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">&#151;</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">608</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">608</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">Securities available for sale</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: center; font: 10pt Calibri, Helvetica, Sans-Serif; vertical-align: bottom">Level 2</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">167,352</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">167,352</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">182,626</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">182,626</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">Securities held to maturity</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: center; font: 10pt Calibri, Helvetica, Sans-Serif; vertical-align: bottom">Level 2</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">56,064</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">61,496</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">57,988</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">62,754</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">Presold mortgages in process of settlement</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: center; font: 10pt Calibri, Helvetica, Sans-Serif; vertical-align: bottom">Level 1</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">8,490</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">8,490</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">6,090</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">6,090</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">Loans - non-covered, net of allowance</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: center; font: 10pt Calibri, Helvetica, Sans-Serif; vertical-align: bottom">Level 3</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">2,052,500</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">1,998,620</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">2,033,542</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">1,987,979</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">Loans - covered, net of allowance</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: center; font: 10pt Calibri, Helvetica, Sans-Serif; vertical-align: bottom">Level 3</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">277,555</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">277,555</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">355,426</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">355,426</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">Loans held for sale</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: center; font: 10pt Calibri, Helvetica, Sans-Serif; vertical-align: bottom">Level 2</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">30,393</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">30,393</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#151;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#151;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">Accrued interest receivable</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: center; font: 10pt Calibri, Helvetica, Sans-Serif; vertical-align: bottom">Level 1</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">10,201</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">10,201</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">11,779</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">11,779</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">FDIC indemnification asset</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: center; font: 10pt Calibri, Helvetica, Sans-Serif; vertical-align: bottom">Level 3</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">102,559</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">100,396</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">121,677</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">121,004</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">Bank-owned life insurance</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: center; font: 10pt Calibri, Helvetica, Sans-Serif; vertical-align: bottom">Level 1</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">27,857</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">27,857</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">2,207</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">2,207</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: center; font: 10pt Calibri, Helvetica, Sans-Serif; vertical-align: bottom">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">Deposits</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: center; font: 10pt Calibri, Helvetica, Sans-Serif; vertical-align: bottom">Level 2</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">2,821,360</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">2,823,989</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">2,755,037</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">2,759,504</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">Securities sold under agreements to repurchase</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: center; font: 10pt Calibri, Helvetica, Sans-Serif; vertical-align: bottom">Level 2</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">&#151;</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">&#151;</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">17,105</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">17,105</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">Borrowings</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: center; font: 10pt Calibri, Helvetica, Sans-Serif; vertical-align: bottom">Level 2</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">46,394</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">20,981</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">133,925</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">106,333</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">Accrued interest payable</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: center; font: 10pt Calibri, Helvetica, Sans-Serif; vertical-align: bottom">Level 2</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">1,299</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">1,299</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">1,872</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">1,872</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
</table>

<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify">&#160;</p><span></span></td>
      </tr>
    </table>
    <div style="display: none;">
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_FBP_FairValueTablesAbstract">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>FBP_FairValueTablesAbstract</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>FBP_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:stringItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_FBP_Level3AssetsAndLiabilitiesMeasuredAtFairValueOnRecurringOrNonrecurringBasisTableTextBlock">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The tabular disclosure for level 3 assets and liabilities measured at fair value on a recurring or non-recurring basis,</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>FBP_Level3AssetsAndLiabilitiesMeasuredAtFairValueOnRecurringOrNonrecurringBasisTableTextBlock</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>FBP_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>nonnum:textBlockItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisTableTextBlock">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Tabular disclosure related to assets and liabilities by class, including financial instruments measured at fair value that are classified in shareholders' equity, if any, that are measured at fair value on a recurring and/or nonrecurring basis in periods after initial recognition. Disclosures include, but are not limited to: (a) the fair value measurements recorded and the reasons for the measurements and (b) the level within the fair value hierarchy in which the fair value measurements are categorized in their entirety (levels 1, 2, 3) as well as transfers between levels 1 and 2.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 157<br><br> -Paragraph 6<br><br> -Footnote 4<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 820<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 2<br><br> -Subparagraph (a,b,bb)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7578670&amp;loc=d3e19207-110258<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 157<br><br> -Paragraph 32<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 820<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 2C<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7578670&amp;loc=SL7498348-110258<br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 820<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 3<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7578670&amp;loc=d3e19279-110258<br><br><br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 820<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 1<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7578670&amp;loc=d3e19190-110258<br><br><br><br>Reference 7: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 157<br><br> -Paragraph 33<br><br> -Subparagraph a, b<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisTableTextBlock</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>nonnum:textBlockItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FairValueByBalanceSheetGroupingTextBlock">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Tabular disclosure of the fair value of financial instruments (as defined), including financial assets and financial liabilities (collectively, as defined), and the measurements of those instruments, assets, and liabilities. Such certain disclosures about the financial instruments, assets, and liabilities include: (1) the fair value of the required items together with their carrying amounts (as appropriate) and (2) the methodology and assumptions used in developing such estimates of fair value.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 107<br><br> -Paragraph 14<br><br> -Subparagraph a<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 159<br><br> -Paragraph 18<br><br> -Subparagraph c(2), d, e, f<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 825<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 10<br><br> -Subparagraph (a)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7491637&amp;loc=d3e13433-108611<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 107<br><br> -Paragraph 15<br><br> -Subparagraph b-d<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 825<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 11<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7491637&amp;loc=d3e13467-108611<br><br><br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 159<br><br> -Paragraph 19<br><br> -Subparagraph a, b, c(1), d(1)<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 7: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 820<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 2<br><br> -Subparagraph (a)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7578670&amp;loc=d3e19207-110258<br><br><br><br>Reference 8: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 825<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 2<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6447952&amp;loc=d3e13220-108610<br><br><br><br>Reference 9: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 157<br><br> -Paragraph 32<br><br> -Subparagraph a, c(1), c(2), c(3), d<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 10: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 107<br><br> -Paragraph 10<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 11: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 825<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 12<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7491637&amp;loc=d3e13476-108611<br><br><br><br>Reference 12: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 825<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 30<br><br> -Subparagraph (a)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6957238&amp;loc=d3e14172-108612<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_FairValueByBalanceSheetGroupingTextBlock</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>nonnum:textBlockItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
    </div>
  </body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>47
<FILENAME>R75.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
  <head>
    <META http-equiv="Content-Type" content="text/html; charset=us-ascii">
    <link rel="StyleSheet" type="text/css" href="report.css"><script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script></head>
  <body><span style="display: none;">v2.4.0.6</span><table class="report" border="0" cellspacing="2" id="ID0ELDAE">
      <tr>
        <th class="tl" colspan="1" rowspan="2">
          <div style="width: 200px;"><strong>FDIC Indemnification Asset (Details 1) (USD $)<br>In Thousands, unless otherwise specified</strong></div>
        </th>
        <th class="th" colspan="3">12 Months Ended</th>
      </tr>
      <tr>
        <th class="th">
          <div>Dec. 31, 2012</div>
        </th>
        <th class="th">
          <div>Dec. 31, 2011</div>
        </th>
        <th class="th">
          <div>Dec. 31, 2010</div>
        </th>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_FBP_FdicIndemnificationAssetDetails1Abstract', window );"><strong>Fdic Indemnification Asset Details 1</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FDICIndemnificationAsset', window );">Balance, beginning</a></td>
        <td class="nump">$ 121,677<span></span></td>
        <td class="nump">$ 123,719<span></span></td>
        <td class="nump">$ 143,221<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_FBP_FDICIndemnificationAssetIncreaseBankOfAsheville', window );">Increase related to acquisition of The Bank of Asheville</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">42,218<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FDICIndemnificationAssetAdditionalEstimatedLosses', window );">Increase related to unfavorable changes in loss estimates</a></td>
        <td class="nump">16,984<span></span></td>
        <td class="nump">29,814<span></span></td>
        <td class="nump">30,419<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_FBP_FDICIndemnificationAssetIncreaseRelatedToReimbursableExpenses', window );">Increase related to reimbursable expenses</a></td>
        <td class="nump">6,947<span></span></td>
        <td class="nump">5,725<span></span></td>
        <td class="nump">2,900<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FDICIndemnificationAssetCashPaymentsReceived', window );">Cash received</a></td>
        <td class="num">(29,796)<span></span></td>
        <td class="num">(69,339)<span></span></td>
        <td class="num">(46,721)<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_FBP_FDICIndemnificationAssetAccretionOfDiscount1', window );">Accretion of loan discount</a></td>
        <td class="num">(13,173)<span></span></td>
        <td class="num">(9,278)<span></span></td>
        <td class="num">(6,100)<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_FBP_FDICIndeminficationAssetOtherActivity', window );">Other</a></td>
        <td class="num">(80)<span></span></td>
        <td class="num">(1,182)<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FDICIndemnificationAsset', window );">Balance, ending</a></td>
        <td class="nump">$ 102,559<span></span></td>
        <td class="nump">$ 121,677<span></span></td>
        <td class="nump">$ 123,719<span></span></td>
      </tr>
    </table>
    <div style="display: none;">
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_FBP_FDICIndeminficationAssetOtherActivity">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Decrease to the indemnification asset due to other activity with the Federal Deposit Insurance Corporation (FDIC).</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>FBP_FDICIndeminficationAssetOtherActivity</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>FBP_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_FBP_FDICIndemnificationAssetAccretionOfDiscount1">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Decrease to the indemnification asset due to accretion of the loan discount relating to loss sharing agreements with the Federal Deposit Insurance Corporation (FDIC).</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>FBP_FDICIndemnificationAssetAccretionOfDiscount1</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>FBP_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_FBP_FdicIndemnificationAssetDetails1Abstract">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>FBP_FdicIndemnificationAssetDetails1Abstract</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>FBP_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:stringItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_FBP_FDICIndemnificationAssetIncreaseBankOfAsheville">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Increase in the FDIC Indemnification Asset due to the acquisition of the Bank of Asheville.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>FBP_FDICIndemnificationAssetIncreaseBankOfAsheville</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>FBP_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_FBP_FDICIndemnificationAssetIncreaseRelatedToReimbursableExpenses">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Change in carrying amount of the indemnification asset relating to reimburseable expenses related to loss sharing agreements with the Federal Deposit Insurance Corporation (FDIC).</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>FBP_FDICIndemnificationAssetIncreaseRelatedToReimbursableExpenses</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>FBP_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FDICIndemnificationAsset">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Carrying amount of receivable assets originating from the indemnification agreement with the Federal Deposit Insurance Corporation (FDIC), in which the FDIC is to partially cover losses.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_FDICIndemnificationAsset</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FDICIndemnificationAssetAdditionalEstimatedLosses">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of increases to the indemnification asset due to additional estimated losses assumed by the Federal Deposit Insurance Corporation (FDIC), relating to loss sharing agreements with the FDIC.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_FDICIndemnificationAssetAdditionalEstimatedLosses</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FDICIndemnificationAssetCashPaymentsReceived">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of decreases to the indemnification asset due to cash payments received relating to loss sharing agreements with the Federal Deposit Insurance Corporation (FDIC).</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_FDICIndemnificationAssetCashPaymentsReceived</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
    </div>
  </body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>48
<FILENAME>R97.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
  <head>
    <META http-equiv="Content-Type" content="text/html; charset=us-ascii">
    <link rel="StyleSheet" type="text/css" href="report.css"><script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script></head>
  <body><span style="display: none;">v2.4.0.6</span><table class="report" border="0" cellspacing="2" id="ID0EVAAE">
      <tr>
        <th class="tl" colspan="1" rowspan="2">
          <div style="width: 200px;"><strong>Employee Benefit Plans (Details 5) (Pension Plan, USD $)<br>In Thousands, unless otherwise specified</strong></div>
        </th>
        <th class="th" colspan="3">12 Months Ended</th>
      </tr>
      <tr>
        <th class="th">
          <div>Dec. 31, 2012</div>
        </th>
        <th class="th">
          <div>Dec. 31, 2011</div>
        </th>
        <th class="th">
          <div>Dec. 31, 2010</div>
        </th>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Pension Plan</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DefinedBenefitPlanServiceCost', window );">Service cost - benefits earned during the period</a></td>
        <td class="nump">$ 1,835<span></span></td>
        <td class="nump">$ 1,782<span></span></td>
        <td class="nump">$ 1,754<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DefinedBenefitPlanInterestCost', window );">Interest cost on projected benefit obligation</a></td>
        <td class="nump">1,451<span></span></td>
        <td class="nump">1,638<span></span></td>
        <td class="nump">1,555<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DefinedBenefitPlanExpectedReturnOnPlanAssets', window );">Expected return on plan assets</a></td>
        <td class="num">(1,969)<span></span></td>
        <td class="num">(1,716)<span></span></td>
        <td class="num">(1,479)<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DefinedBenefitPlanAmortizationOfGainsLosses', window );">Net amortization and deferral</a></td>
        <td class="nump">559<span></span></td>
        <td class="nump">395<span></span></td>
        <td class="nump">465<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DefinedBenefitPlanNetPeriodicBenefitCost', window );">Net periodic pension cost</a></td>
        <td class="nump">$ 1,876<span></span></td>
        <td class="nump">$ 2,099<span></span></td>
        <td class="nump">$ 2,295<span></span></td>
      </tr>
    </table>
    <div style="display: none;">
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DefinedBenefitPlanAmortizationOfGainsLosses">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The amount of gains or losses recognized in net periodic benefit cost.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 132R<br><br> -Paragraph 5<br><br> -Subparagraph h<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 715<br><br> -SubTopic 20<br><br> -Section 50<br><br> -Paragraph 1<br><br> -Subparagraph (h)(4)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=21915506&amp;loc=d3e1928-114920<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_DefinedBenefitPlanAmortizationOfGainsLosses</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DefinedBenefitPlanExpectedReturnOnPlanAssets">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>An amount calculated as a basis for determining the extent of delayed recognition of the effects of changes in the fair value of assets. The expected return on plan assets is determined based on the expected long-term rate of return on plan assets and the market-related value of plan assets.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 715<br><br> -SubTopic 30<br><br> -Glossary Expected Return on Plan Assets<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6512136<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 715<br><br> -SubTopic 60<br><br> -Glossary Expected Return on Plan Assets<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6512171<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 87<br><br> -Paragraph 264<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 715<br><br> -SubTopic 20<br><br> -Section 50<br><br> -Paragraph 1<br><br> -Subparagraph (h)(3)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=21915506&amp;loc=d3e1928-114920<br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 106<br><br> -Paragraph 518<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 132R<br><br> -Paragraph 5<br><br> -Subparagraph h<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_DefinedBenefitPlanExpectedReturnOnPlanAssets</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DefinedBenefitPlanInterestCost">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The increase in a defined benefit pension plan's projected benefit obligation or a defined benefit postretirement plan's accumulated postretirement benefit obligation due to the passage of time.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 715<br><br> -SubTopic 20<br><br> -Section 50<br><br> -Paragraph 1<br><br> -Subparagraph (a)(2)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=21915506&amp;loc=d3e1928-114920<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 132R<br><br> -Paragraph 5<br><br> -Subparagraph a, h<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 87<br><br> -Paragraph 264<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 106<br><br> -Paragraph 518<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 715<br><br> -SubTopic 20<br><br> -Section 50<br><br> -Paragraph 1<br><br> -Subparagraph (h)(2)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=21915506&amp;loc=d3e1928-114920<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_DefinedBenefitPlanInterestCost</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DefinedBenefitPlanNetPeriodicBenefitCost">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The total amount of net periodic benefit cost for defined benefit plans for the period. Periodic benefit costs include the following components: service cost, interest cost, expected return on plan assets, gain (loss), prior service cost or credit, transition asset or obligation, and gain (loss) due to settlements or curtailments.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 132R<br><br> -Paragraph 5<br><br> -Subparagraph h<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 715<br><br> -SubTopic 20<br><br> -Section 50<br><br> -Paragraph 1<br><br> -Subparagraph (h)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=21915506&amp;loc=d3e1928-114920<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_DefinedBenefitPlanNetPeriodicBenefitCost</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DefinedBenefitPlanServiceCost">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The actuarial present value of benefits attributed by the pension benefit formula to services rendered by employees during the period. The portion of the expected postretirement benefit obligation attributed to employee service during the period. The service cost component is a portion of the benefit obligation and is unaffected by the funded status of the plan.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 132R<br><br> -Paragraph 5<br><br> -Subparagraph a, h<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Glossary Service Cost (Component of Net Periodic Pension Cost)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6525008<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 87<br><br> -Paragraph 264<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 715<br><br> -SubTopic 20<br><br> -Section 50<br><br> -Paragraph 1<br><br> -Subparagraph (a)(1)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=21915506&amp;loc=d3e1928-114920<br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 106<br><br> -Paragraph 518<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 715<br><br> -SubTopic 20<br><br> -Section 50<br><br> -Paragraph 1<br><br> -Subparagraph (h)(1)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=21915506&amp;loc=d3e1928-114920<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_DefinedBenefitPlanServiceCost</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
    </div>
  </body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>49
<FILENAME>R37.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
  <head>
    <META http-equiv="Content-Type" content="text/html; charset=us-ascii">
    <link rel="StyleSheet" type="text/css" href="report.css"><script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script></head>
  <body><span style="display: none;">v2.4.0.6</span><table class="report" border="0" cellspacing="2" id="ID0E1F">
      <tr>
        <th class="tl" colspan="1" rowspan="2">
          <div style="width: 200px;"><strong>Time Deposits, Securities Sold Under Agreements to Repurchase, and Related Party Deposits (Tables)<br></strong></div>
        </th>
        <th class="th" colspan="1">12 Months Ended</th>
      </tr>
      <tr>
        <th class="th">
          <div>Dec. 31, 2012</div>
        </th>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_FBP_NotesToFinancialStatementsAbstract', window );"><strong>Notes to Financial Statements</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_FBP_MaturitiesOfTimeDepositsTableTextBlock', window );">Maturities of time deposits</a></td>
        <td class="text"><p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">At December 31, 2012, the scheduled maturities
of time deposits were as follows:</p>

<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 13.5pt">&#160;</p>

<table cellpadding="0" cellspacing="0" align="center" style="border-collapse: collapse; width: 50%; font: 10pt Calibri, Helvetica, Sans-Serif">
<tr style="vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="font: italic 10pt Calibri, Helvetica, Sans-Serif; text-align: left; vertical-align: bottom">($ in thousands)</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif; vertical-align: bottom">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="width: 90%; text-align: left; padding-left: 4em; font: 10pt Calibri, Helvetica, Sans-Serif; vertical-align: bottom">2013</td><td nowrap="nowrap" style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">$</td><td nowrap="nowrap" style="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">888,823</td><td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td style="font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left; padding-left: 4em; vertical-align: bottom">2014</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">119,240</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td style="font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left; padding-left: 4em; vertical-align: bottom">2015</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">83,545</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td style="font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left; padding-left: 4em; vertical-align: bottom">2016</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">45,858</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td style="font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left; padding-left: 4em; vertical-align: bottom">2017</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">33,071</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt; padding-left: 3em; font: 10pt Calibri, Helvetica, Sans-Serif; vertical-align: bottom">Thereafter</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">3,123</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt; padding-left: 5.4pt; font: 10pt Calibri, Helvetica, Sans-Serif; vertical-align: bottom">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">$</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">1,173,660</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
</table>

<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 13.5pt">&#160;</p><span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ScheduleOfRepurchaseAgreements', window );">Securities sold under agreements to repurchase</a></td>
        <td class="text"><p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">The following table presents certain information
for securities sold under agreements to repurchase:</p>

<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 13.5pt">&#160;</p>

<table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif">
<tr style="vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="font: italic 10pt Calibri, Helvetica, Sans-Serif; text-align: justify">($ in thousands)</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif">2012</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif">2011</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="width: 80%; text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">Balance at December 31</td><td nowrap="nowrap" style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">$</td>
<td nowrap="nowrap" style="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">
<font style="font: 10pt Calibri, Helvetica, Sans-Serif">&#8213;</font>
</td><td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">$</td><td nowrap="nowrap" style="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">17,105</td><td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">Weighted average interest rate at December 31</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"><font style="font: 10pt Calibri, Helvetica, Sans-Serif">&#8213;</font></td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">0.32%</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">Maximum amount outstanding at any month-end during the year</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">$</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">16,745</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">$</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">72,926</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">Average daily balance outstanding during the year</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">$</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">1,667</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">$</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">55,011</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">Average annual interest rate paid during the year</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">0.24%</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">0.33%</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
</table>



<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">&#160;&#160;</p><span></span></td>
      </tr>
    </table>
    <div style="display: none;">
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_FBP_MaturitiesOfTimeDepositsTableTextBlock">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The tabular disclosure for the maturities of time deposits.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>FBP_MaturitiesOfTimeDepositsTableTextBlock</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>FBP_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>nonnum:textBlockItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_FBP_NotesToFinancialStatementsAbstract">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>FBP_NotesToFinancialStatementsAbstract</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>FBP_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:stringItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ScheduleOfRepurchaseAgreements">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The entire disclosure for repurchase agreements.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 08<br><br> -Paragraph m<br><br> -Subparagraph 1<br><br> -Article 4<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 235<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.4-08.(m)(1))<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6881521&amp;loc=d3e23780-122690<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_ScheduleOfRepurchaseAgreements</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>nonnum:textBlockItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
    </div>
  </body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>50
<FILENAME>R52.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
  <head>
    <META http-equiv="Content-Type" content="text/html; charset=us-ascii">
    <link rel="StyleSheet" type="text/css" href="report.css"><script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script></head>
  <body><span style="display: none;">v2.4.0.6</span><table class="report" border="0" cellspacing="2" id="ID0EG6AI">
      <tr>
        <th class="tl" colspan="1" rowspan="2">
          <div style="width: 200px;"><strong>Acquisitions - Completed and Pending (Details) (USD $)<br>In Thousands, unless otherwise specified</strong></div>
        </th>
        <th class="th" colspan="1">12 Months Ended</th>
        <th class="th" colspan="1"></th>
        <th class="th" colspan="1"></th>
        <th class="th" colspan="1"></th>
      </tr>
      <tr>
        <th class="th">
          <div>Dec. 31, 2011</div>
        </th>
        <th class="th">
          <div>Sep. 26, 2012</div>
        </th>
        <th class="th">
          <div>Aug. 24, 2012</div>
        </th>
        <th class="th">
          <div>Jan. 21, 2011</div>
        </th>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_BusinessAcquisitionPurchasePriceAllocationCurrentAssetsCashAndCashEquivalents', window );">Cash and cash equivalents</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">$ 27,297<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_BusinessAcquisitionPurchasePriceAllocationCurrentAssetsMarketableSecurities', window );">Securities</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">4,461<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_FBP_BusinessAcquisitionPurchasePriceAllocationLoans', window );">Loans</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">102,268<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_FBP_BusinessAcquisitionPurchasePriceAllocationCoreDepositIntangible', window );">Core deposit intangible</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">277<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_FBP_BusinessAcquisitionPurchasePriceAllocationFdicIndemnificationAsset', window );">FDIC indemnification asset</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">42,218<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_FBP_BusinessAcquisitionPurchasePriceAllocationForeclosedProperties', window );">Foreclosed properties</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">1,342<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_BusinessAcquisitionPurchasePriceAllocationOtherAssets', window );">Other assets</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">776<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_BusinessAcquisitionPurchasePriceAllocationAssetsAcquired', window );">Total</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">178,639<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_FBP_BusinessAcquisitionPurchasePriceAllocationDeposits', window );">Deposits</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">192,744<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_BusinessAcquisitionPurchasePriceAllocationNotesPayableAndLongTermDebt', window );">Borrowings</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">4,081<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_BusinessAcquisitionPurchasePriceAllocationOtherLiabilities', window );">Other</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">1,558<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_BusinessAcquisitionPurchasePriceAllocationLiabilitiesAssumed', window );">Total</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">64,000<span></span></td>
        <td class="nump">9,000<span></span></td>
        <td class="nump">198,383<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_BusinessAcquisitionPurchasePriceAllocationAssetsAcquiredLiabilitiesAssumedNet', window );">Excess of liabilities received over assets</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="num">(19,744)<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_FBP_BusinessAcquisitionPurchasePriceAllocationCashReceivedreceivableFromFdicAtClosing', window );">Cash received/receivable from FDIC at closing</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">29,940<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_GainOnPurchaseOfBusiness', window );">Total gain recorded</a></td>
        <td class="nump">10,196<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Bank of Asheville</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_BusinessAcquisitionPurchasePriceAllocationCurrentAssetsCashAndCashEquivalents', window );">Cash and cash equivalents</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">27,297<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_BusinessAcquisitionPurchasePriceAllocationCurrentAssetsMarketableSecurities', window );">Securities</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">4,461<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_FBP_BusinessAcquisitionPurchasePriceAllocationLoans', window );">Loans</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">153,994<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_FBP_BusinessAcquisitionPurchasePriceAllocationCoreDepositIntangible', window );">Core deposit intangible</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_FBP_BusinessAcquisitionPurchasePriceAllocationFdicIndemnificationAsset', window );">FDIC indemnification asset</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_FBP_BusinessAcquisitionPurchasePriceAllocationForeclosedProperties', window );">Foreclosed properties</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">3,501<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_BusinessAcquisitionPurchasePriceAllocationOtherAssets', window );">Other assets</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">1,146<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_BusinessAcquisitionPurchasePriceAllocationAssetsAcquired', window );">Total</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">190,399<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_FBP_BusinessAcquisitionPurchasePriceAllocationDeposits', window );">Deposits</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">192,284<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_BusinessAcquisitionPurchasePriceAllocationNotesPayableAndLongTermDebt', window );">Borrowings</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">4,004<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_BusinessAcquisitionPurchasePriceAllocationOtherLiabilities', window );">Other</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">111<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_BusinessAcquisitionPurchasePriceAllocationLiabilitiesAssumed', window );">Total</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">196,399<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_BusinessAcquisitionPurchasePriceAllocationAssetsAcquiredLiabilitiesAssumedNet', window );">Excess of liabilities received over assets</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="num">(6,000)<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_FBP_LessAssetDiscount', window );">Less: Asset discount</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="num">(23,940)<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_FBP_BusinessAcquisitionPurchasePriceAllocationCashReceivedreceivableFromFdicAtClosing', window );">Cash received/receivable from FDIC at closing</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">29,940<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Fair Value adjustments</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_BusinessAcquisitionPurchasePriceAllocationCurrentAssetsCashAndCashEquivalents', window );">Cash and cash equivalents</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_BusinessAcquisitionPurchasePriceAllocationCurrentAssetsMarketableSecurities', window );">Securities</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_FBP_BusinessAcquisitionPurchasePriceAllocationLoans', window );">Loans</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="num">(51,726)<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_FBP_BusinessAcquisitionPurchasePriceAllocationCoreDepositIntangible', window );">Core deposit intangible</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">277<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_FBP_BusinessAcquisitionPurchasePriceAllocationFdicIndemnificationAsset', window );">FDIC indemnification asset</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">42,218<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_FBP_BusinessAcquisitionPurchasePriceAllocationForeclosedProperties', window );">Foreclosed properties</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="num">(2,159)<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_BusinessAcquisitionPurchasePriceAllocationOtherAssets', window );">Other assets</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="num">(370)<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_BusinessAcquisitionPurchasePriceAllocationAssetsAcquired', window );">Total</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="num">(11,760)<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_FBP_BusinessAcquisitionPurchasePriceAllocationDeposits', window );">Deposits</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">460<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_BusinessAcquisitionPurchasePriceAllocationNotesPayableAndLongTermDebt', window );">Borrowings</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">77<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_BusinessAcquisitionPurchasePriceAllocationOtherLiabilities', window );">Other</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">1,447<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_BusinessAcquisitionPurchasePriceAllocationLiabilitiesAssumed', window );">Total</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">1,984<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_BusinessAcquisitionPurchasePriceAllocationAssetsAcquiredLiabilitiesAssumedNet', window );">Excess of liabilities received over assets</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="num">$ (13,744)<span></span></td>
      </tr>
    </table>
    <div style="display: none;">
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_FBP_BusinessAcquisitionPurchasePriceAllocationCashReceivedreceivableFromFdicAtClosing">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The amount of acquisition cost of a business combination allocated to the cash received/receivable from the FDIC at closing.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>FBP_BusinessAcquisitionPurchasePriceAllocationCashReceivedreceivableFromFdicAtClosing</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>FBP_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_FBP_BusinessAcquisitionPurchasePriceAllocationCoreDepositIntangible">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The amount of acquisition cost of a business combination allocated to core deposit intangible.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>FBP_BusinessAcquisitionPurchasePriceAllocationCoreDepositIntangible</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>FBP_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_FBP_BusinessAcquisitionPurchasePriceAllocationDeposits">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The amount of acquisition cost of a business combination allocated to deposits.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>FBP_BusinessAcquisitionPurchasePriceAllocationDeposits</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>FBP_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_FBP_BusinessAcquisitionPurchasePriceAllocationFdicIndemnificationAsset">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The amount of acquisition cost of a business combination allocated to FDIC indemnification asset.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>FBP_BusinessAcquisitionPurchasePriceAllocationFdicIndemnificationAsset</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>FBP_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_FBP_BusinessAcquisitionPurchasePriceAllocationForeclosedProperties">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The amount of acquisition cost of a business combination allocated to foreclosed properties.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>FBP_BusinessAcquisitionPurchasePriceAllocationForeclosedProperties</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>FBP_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_FBP_BusinessAcquisitionPurchasePriceAllocationLoans">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The amount of acquisition cost of a business combination allocated to loans.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>FBP_BusinessAcquisitionPurchasePriceAllocationLoans</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>FBP_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_FBP_LessAssetDiscount">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The amount of discount on assets acquired.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>FBP_LessAssetDiscount</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>FBP_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_BusinessAcquisitionPurchasePriceAllocationAssetsAcquired">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The amount of acquisition cost of a business combination allocated to assets acquired.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 141<br><br> -Paragraph 37<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_BusinessAcquisitionPurchasePriceAllocationAssetsAcquired</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_BusinessAcquisitionPurchasePriceAllocationAssetsAcquiredLiabilitiesAssumedNet">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The total purchase price of the acquired entity. This includes cash paid to equity interest holders of the acquired entity, fair value of debt and equity securities issued to equity holders of the acquired entity, and transaction costs paid to third parties to consummate the acquisition.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 141<br><br> -Paragraph 51<br><br> -Subparagraph d<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 141<br><br> -Paragraph 35<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_BusinessAcquisitionPurchasePriceAllocationAssetsAcquiredLiabilitiesAssumedNet</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_BusinessAcquisitionPurchasePriceAllocationCurrentAssetsCashAndCashEquivalents">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The amount of cash and cash equivalents acquired in a business combination.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 141<br><br> -Paragraph 51<br><br> -Subparagraph e<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_BusinessAcquisitionPurchasePriceAllocationCurrentAssetsCashAndCashEquivalents</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_BusinessAcquisitionPurchasePriceAllocationCurrentAssetsMarketableSecurities">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The amount of acquisition cost of a business combination allocated to marketable securities.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 141<br><br> -Paragraph 51<br><br> -Subparagraph e<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 141<br><br> -Paragraph 37<br><br> -Subparagraph a<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_BusinessAcquisitionPurchasePriceAllocationCurrentAssetsMarketableSecurities</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_BusinessAcquisitionPurchasePriceAllocationLiabilitiesAssumed">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The amount of acquisition cost of a business combination allocated to liabilities assumed.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Emerging Issues Task Force (EITF)<br><br> -Number 98-1<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 141<br><br> -Paragraph 37<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_BusinessAcquisitionPurchasePriceAllocationLiabilitiesAssumed</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_BusinessAcquisitionPurchasePriceAllocationNotesPayableAndLongTermDebt">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The amount of acquisition cost of a business combination allocated to notes payables and long-term debt assumed from the acquired entity.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 141<br><br> -Paragraph 51<br><br> -Subparagraph e<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Emerging Issues Task Force (EITF)<br><br> -Number 98-1<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 141<br><br> -Paragraph 37<br><br> -Subparagraph g<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_BusinessAcquisitionPurchasePriceAllocationNotesPayableAndLongTermDebt</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_BusinessAcquisitionPurchasePriceAllocationOtherAssets">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of acquisition cost of a business combination allocated to other assets not separately disclosed in the balance sheet.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_BusinessAcquisitionPurchasePriceAllocationOtherAssets</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_BusinessAcquisitionPurchasePriceAllocationOtherLiabilities">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of acquisition cost of a business combination allocated to other liabilities not separately disclosed in the balance sheet.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_BusinessAcquisitionPurchasePriceAllocationOtherLiabilities</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_GainOnPurchaseOfBusiness">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of the excess of the fair value of acquired net assets over the cost of an acquired business after pro rata reduction of the amounts that otherwise would have been assigned to acquired assets except financial assets other than investments accounted for by the equity method, assets to be disposed of by sale, deferred tax assets, prepaid assets relating to pension and postretirement benefit plans, and other current assets. This amount is considered an extraordinary item and often referred to as negative goodwill. This element is gross of the related tax effect.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 141<br><br> -Paragraph 44, 45, 46<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_GainOnPurchaseOfBusiness</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
    </div>
  </body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>51
<FILENAME>R67.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
  <head>
    <META http-equiv="Content-Type" content="text/html; charset=us-ascii">
    <link rel="StyleSheet" type="text/css" href="report.css"><script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script></head>
  <body><span style="display: none;">v2.4.0.6</span><table class="report" border="0" cellspacing="2" id="ID0EAKBK">
      <tr>
        <th class="tl" colspan="1" rowspan="1">
          <div style="width: 200px;"><strong>Loans and Asset Quality Information (Details 8) (USD $)<br>In Thousands, unless otherwise specified</strong></div>
        </th>
        <th class="th">
          <div>Dec. 31, 2012</div>
        </th>
        <th class="th">
          <div>Dec. 31, 2011</div>
        </th>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestment30To59DaysPastDue', window );">30-59 Days Past Due</a></td>
        <td class="nump">$ 23,654<span></span></td>
        <td class="nump">$ 22,901<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestment60To89DaysPastDue', window );">60-89 Days Past Due</a></td>
        <td class="nump">8,137<span></span></td>
        <td class="nump">11,385<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentNonaccrualStatus', window );">Nonaccrual loans</a></td>
        <td class="nump">66,525<span></span></td>
        <td class="nump">115,038<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentCurrent', window );">Current</a></td>
        <td class="nump">2,276,817<span></span></td>
        <td class="nump">2,279,782<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableGrossCarryingAmount', window );">Total non-covered loans</a></td>
        <td class="nump">2,094,143<span></span></td>
        <td class="nump">2,069,152<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_FBP_UnamortizedNetDeferredLoanCosts', window );">[UnamortizedNetDeferredLoanCosts]</a></td>
        <td class="nump">1,324<span></span></td>
        <td class="nump">1,280<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableGrossCarryingAmountCovered', window );">Total Covered Loans - Carrying Value</a></td>
        <td class="nump">282,314<span></span></td>
        <td class="nump">361,234<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_FBP_Loans', window );">Loans</a></td>
        <td class="nump">2,376,457<span></span></td>
        <td class="nump">2,430,386<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Commercial Unsecured</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentNonaccrualStatus', window );">Nonaccrual loans</a></td>
        <td class="nump">457<span></span></td>
        <td class="nump">452<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Commercial Secured</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentNonaccrualStatus', window );">Nonaccrual loans</a></td>
        <td class="nump">2,401<span></span></td>
        <td class="nump">2,548<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Secured by Inventory and Accounts Receivable</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentNonaccrualStatus', window );">Nonaccrual loans</a></td>
        <td class="nump">76<span></span></td>
        <td class="nump">690<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">RealEstateConstructionMember</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentNonaccrualStatus', window );">Nonaccrual loans</a></td>
        <td class="nump">18,052<span></span></td>
        <td class="nump">43,976<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableGrossCarryingAmount', window );">Total non-covered loans</a></td>
        <td class="nump">218,108<span></span></td>
        <td class="nump">246,805<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Real estate residential, farmland and mutli-family</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentNonaccrualStatus', window );">Nonaccrual loans</a></td>
        <td class="nump">20,341<span></span></td>
        <td class="nump">36,480<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableGrossCarryingAmount', window );">Total non-covered loans</a></td>
        <td class="nump">819,439<span></span></td>
        <td class="nump">795,655<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Real estate home equity lines of credit</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentNonaccrualStatus', window );">Nonaccrual loans</a></td>
        <td class="nump">2,087<span></span></td>
        <td class="nump">4,229<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableGrossCarryingAmount', window );">Total non-covered loans</a></td>
        <td class="nump">200,880<span></span></td>
        <td class="nump">207,436<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Real estate commercial</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentNonaccrualStatus', window );">Nonaccrual loans</a></td>
        <td class="nump">20,227<span></span></td>
        <td class="nump">23,662<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableGrossCarryingAmount', window );">Total non-covered loans</a></td>
        <td class="nump">627,940<span></span></td>
        <td class="nump">587,183<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Consumer</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentNonaccrualStatus', window );">Nonaccrual loans</a></td>
        <td class="nump">2,884<span></span></td>
        <td class="nump">3,001<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableGrossCarryingAmount', window );">Total non-covered loans</a></td>
        <td class="nump">55,711<span></span></td>
        <td class="nump">58,436<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Non-covered</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestment30To59DaysPastDue', window );">30-59 Days Past Due</a></td>
        <td class="nump">17,090<span></span></td>
        <td class="nump">16,390<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestment60To89DaysPastDue', window );">60-89 Days Past Due</a></td>
        <td class="nump">4,720<span></span></td>
        <td class="nump">7,997<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentNonaccrualStatus', window );">Nonaccrual loans</a></td>
        <td class="nump">33,034<span></span></td>
        <td class="nump">73,566<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentCurrent', window );">Current</a></td>
        <td class="nump">2,037,975<span></span></td>
        <td class="nump">1,969,919<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableGrossCarryingAmount', window );">Total non-covered loans</a></td>
        <td class="nump">2,092,819<span></span></td>
        <td class="nump">2,067,872<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Non-covered | Commercial Unsecured</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestment30To59DaysPastDue', window );">30-59 Days Past Due</a></td>
        <td class="nump">91<span></span></td>
        <td class="nump">67<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestment60To89DaysPastDue', window );">60-89 Days Past Due</a></td>
        <td class="nump">10<span></span></td>
        <td class="nump">591<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentNonaccrualStatus', window );">Nonaccrual loans</a></td>
        <td class="nump">307<span></span></td>
        <td class="nump">452<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentCurrent', window );">Current</a></td>
        <td class="nump">35,278<span></span></td>
        <td class="nump">37,668<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableGrossCarryingAmount', window );">Total non-covered loans</a></td>
        <td class="nump">35,686<span></span></td>
        <td class="nump">38,778<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Non-covered | Commercial Secured</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestment30To59DaysPastDue', window );">30-59 Days Past Due</a></td>
        <td class="nump">1,020<span></span></td>
        <td class="nump">672<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestment60To89DaysPastDue', window );">60-89 Days Past Due</a></td>
        <td class="nump">220<span></span></td>
        <td class="nump">207<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentNonaccrualStatus', window );">Nonaccrual loans</a></td>
        <td class="nump">2,398<span></span></td>
        <td class="nump">2,190<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentCurrent', window );">Current</a></td>
        <td class="nump">110,074<span></span></td>
        <td class="nump">108,682<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableGrossCarryingAmount', window );">Total non-covered loans</a></td>
        <td class="nump">113,712<span></span></td>
        <td class="nump">111,751<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Non-covered | Secured by Inventory and Accounts Receivable</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestment30To59DaysPastDue', window );">30-59 Days Past Due</a></td>
        <td class="nump">52<span></span></td>
        <td class="nump">247<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestment60To89DaysPastDue', window );">60-89 Days Past Due</a></td>
        <td class="nump">4<span></span></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentNonaccrualStatus', window );">Nonaccrual loans</a></td>
        <td class="nump">17<span></span></td>
        <td class="nump">588<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentCurrent', window );">Current</a></td>
        <td class="nump">21,270<span></span></td>
        <td class="nump">20,993<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableGrossCarryingAmount', window );">Total non-covered loans</a></td>
        <td class="nump">21,343<span></span></td>
        <td class="nump">21,828<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Non-covered | RealEstateConstructionMember</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestment30To59DaysPastDue', window );">30-59 Days Past Due</a></td>
        <td class="nump">490<span></span></td>
        <td class="nump">1,250<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestment60To89DaysPastDue', window );">60-89 Days Past Due</a></td>
        <td class="nump">263<span></span></td>
        <td class="nump">1,411<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentNonaccrualStatus', window );">Nonaccrual loans</a></td>
        <td class="nump">6,354<span></span></td>
        <td class="nump">22,772<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentCurrent', window );">Current</a></td>
        <td class="nump">211,001<span></span></td>
        <td class="nump">221,372<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableGrossCarryingAmount', window );">Total non-covered loans</a></td>
        <td class="nump">218,108<span></span></td>
        <td class="nump">246,805<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Non-covered | Real estate residential, farmland and mutli-family</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestment30To59DaysPastDue', window );">30-59 Days Past Due</a></td>
        <td class="nump">9,673<span></span></td>
        <td class="nump">9,751<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestment60To89DaysPastDue', window );">60-89 Days Past Due</a></td>
        <td class="nump">2,553<span></span></td>
        <td class="nump">4,259<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentNonaccrualStatus', window );">Nonaccrual loans</a></td>
        <td class="nump">9,629<span></span></td>
        <td class="nump">25,430<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentCurrent', window );">Current</a></td>
        <td class="nump">797,584<span></span></td>
        <td class="nump">756,215<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableGrossCarryingAmount', window );">Total non-covered loans</a></td>
        <td class="nump">819,439<span></span></td>
        <td class="nump">795,655<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Non-covered | Real estate home equity lines of credit</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestment30To59DaysPastDue', window );">30-59 Days Past Due</a></td>
        <td class="nump">976<span></span></td>
        <td class="nump">1,126<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestment60To89DaysPastDue', window );">60-89 Days Past Due</a></td>
        <td class="nump">320<span></span></td>
        <td class="nump">237<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentNonaccrualStatus', window );">Nonaccrual loans</a></td>
        <td class="nump">1,622<span></span></td>
        <td class="nump">3,161<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentCurrent', window );">Current</a></td>
        <td class="nump">197,962<span></span></td>
        <td class="nump">202,912<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableGrossCarryingAmount', window );">Total non-covered loans</a></td>
        <td class="nump">200,880<span></span></td>
        <td class="nump">207,436<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Non-covered | Real estate commercial</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestment30To59DaysPastDue', window );">30-59 Days Past Due</a></td>
        <td class="nump">4,326<span></span></td>
        <td class="nump">2,620<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestment60To89DaysPastDue', window );">60-89 Days Past Due</a></td>
        <td class="nump">1,131<span></span></td>
        <td class="nump">1,006<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentNonaccrualStatus', window );">Nonaccrual loans</a></td>
        <td class="nump">9,885<span></span></td>
        <td class="nump">16,203<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentCurrent', window );">Current</a></td>
        <td class="nump">612,598<span></span></td>
        <td class="nump">567,354<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableGrossCarryingAmount', window );">Total non-covered loans</a></td>
        <td class="nump">627,940<span></span></td>
        <td class="nump">587,183<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Non-covered | Consumer</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestment30To59DaysPastDue', window );">30-59 Days Past Due</a></td>
        <td class="nump">462<span></span></td>
        <td class="nump">657<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestment60To89DaysPastDue', window );">60-89 Days Past Due</a></td>
        <td class="nump">219<span></span></td>
        <td class="nump">286<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentNonaccrualStatus', window );">Nonaccrual loans</a></td>
        <td class="nump">2,822<span></span></td>
        <td class="nump">2,770<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentCurrent', window );">Current</a></td>
        <td class="nump">52,208<span></span></td>
        <td class="nump">54,723<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableGrossCarryingAmount', window );">Total non-covered loans</a></td>
        <td class="nump">55,711<span></span></td>
        <td class="nump">58,436<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Covered</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestment30To59DaysPastDue', window );">30-59 Days Past Due</a></td>
        <td class="nump">6,564<span></span></td>
        <td class="nump">6,511<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestment60To89DaysPastDue', window );">60-89 Days Past Due</a></td>
        <td class="nump">3,417<span></span></td>
        <td class="nump">3,388<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentNonaccrualStatus', window );">Nonaccrual loans</a></td>
        <td class="nump">33,491<span></span></td>
        <td class="nump">41,472<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentCurrent', window );">Current</a></td>
        <td class="nump">238,842<span></span></td>
        <td class="nump">309,863<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableGrossCarryingAmount', window );">Total non-covered loans</a></td>
        <td class="nump">282,314<span></span></td>
        <td class="nump">361,234<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableGrossCarryingAmountCovered', window );">Total Covered Loans - Carrying Value</a></td>
        <td class="nump">282,314<span></span></td>
        <td class="nump">361,234<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Covered | Commercial Unsecured</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentNonaccrualStatus', window );">Nonaccrual loans</a></td>
        <td class="nump">150<span></span></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Covered | Commercial Secured</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentNonaccrualStatus', window );">Nonaccrual loans</a></td>
        <td class="nump">3<span></span></td>
        <td class="nump">358<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Covered | Secured by Inventory and Accounts Receivable</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentNonaccrualStatus', window );">Nonaccrual loans</a></td>
        <td class="nump">59<span></span></td>
        <td class="nump">102<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Covered | RealEstateConstructionMember</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentNonaccrualStatus', window );">Nonaccrual loans</a></td>
        <td class="nump">11,698<span></span></td>
        <td class="nump">21,204<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Covered | Real estate residential, farmland and mutli-family</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentNonaccrualStatus', window );">Nonaccrual loans</a></td>
        <td class="nump">10,712<span></span></td>
        <td class="nump">11,050<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Covered | Real estate home equity lines of credit</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentNonaccrualStatus', window );">Nonaccrual loans</a></td>
        <td class="nump">465<span></span></td>
        <td class="nump">1,068<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Covered | Real estate commercial</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentNonaccrualStatus', window );">Nonaccrual loans</a></td>
        <td class="nump">10,342<span></span></td>
        <td class="nump">7,459<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Covered | Consumer</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentNonaccrualStatus', window );">Nonaccrual loans</a></td>
        <td class="nump">$ 62<span></span></td>
        <td class="nump">$ 231<span></span></td>
      </tr>
    </table>
    <div style="display: none;">
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_FBP_Loans">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Aggregate gross carrying amount of loans receivable.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>FBP_Loans</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>FBP_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_FBP_UnamortizedNetDeferredLoanCosts">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Unamortized costs incurred to originate loans and leases, unamortized loan commitments and loan syndication fees, and premiums over or discounts from face amounts of loans that are being amortized into income as an adjustment to yield.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>FBP_UnamortizedNetDeferredLoanCosts</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>FBP_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivableRecordedInvestment30To59DaysPastDue">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Financing receivables that are less than 60 days past due but more than 29 days past due.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 310<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 7A<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7512638&amp;loc=SL6953401-111524<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_FinancingReceivableRecordedInvestment30To59DaysPastDue</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivableRecordedInvestment60To89DaysPastDue">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Financing receivables that are less than 90 days past due but more than 59 days past due.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 310<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 7A<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7512638&amp;loc=SL6953401-111524<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_FinancingReceivableRecordedInvestment60To89DaysPastDue</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivableRecordedInvestmentCurrent">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Financing receivables that are current.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 310<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 7A<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7512638&amp;loc=SL6953401-111524<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_FinancingReceivableRecordedInvestmentCurrent</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivableRecordedInvestmentNonaccrualStatus">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Recorded investment in financing receivables that are on nonaccrual status as of the balance sheet date.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 310<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 7<br><br> -Subparagraph (d)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7512638&amp;loc=d3e5111-111524<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_FinancingReceivableRecordedInvestmentNonaccrualStatus</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_LoansAndLeasesReceivableGrossCarryingAmount">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount before allowance of loans and leases held in portfolio, including but not limited to, commercial and consumer loans. Includes deferred interest and fees, undisbursed portion of loan balance, unamortized costs and premiums and discounts from face amounts. Excludes loans and leases covered under loss sharing agreements.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 310<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 2<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6375948&amp;loc=d3e4428-111522<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher AICPA<br><br> -Name Statement of Position (SOP)<br><br> -Number 01-6<br><br> -Paragraph 13<br><br> -Subparagraph e<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_LoansAndLeasesReceivableGrossCarryingAmount</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_LoansAndLeasesReceivableGrossCarryingAmountCovered">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Aggregate gross carrying amount of loans and leases receivable covered by loss sharing agreements.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_LoansAndLeasesReceivableGrossCarryingAmountCovered</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
    </div>
  </body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>52
<FILENAME>R111.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
  <head>
    <META http-equiv="Content-Type" content="text/html; charset=us-ascii">
    <link rel="StyleSheet" type="text/css" href="report.css"><script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script></head>
  <body><span style="display: none;">v2.4.0.6</span><table class="report" border="0" cellspacing="2" id="ID0ERPAC">
      <tr>
        <th class="tl" colspan="1" rowspan="1">
          <div style="width: 200px;"><strong>Commitments, Contingencies, and Concentrations of Credit Risk (Details) (USD $)<br>In Thousands, unless otherwise specified</strong></div>
        </th>
        <th class="th">
          <div>Dec. 31, 2012</div>
        </th>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_FBP_OutstandingClosedendLoanCommitments', window );">Outstanding closed-end loan commitments</a></td>
        <td class="nump">$ 324<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_FBP_UnfundedCommitmentsOnRevolvingLinesOfCreditCreditCardsAndHomeEquityLoans', window );">Unfunded commitments on revolving lines of credit, credit cards and home equity loans</a></td>
        <td class="nump">217<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_FBP_CommitmentsTotal', window );">Commitments, total</a></td>
        <td class="nump">541<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Fixed Rate</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_FBP_OutstandingClosedendLoanCommitments', window );">Outstanding closed-end loan commitments</a></td>
        <td class="nump">66<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_FBP_UnfundedCommitmentsOnRevolvingLinesOfCreditCreditCardsAndHomeEquityLoans', window );">Unfunded commitments on revolving lines of credit, credit cards and home equity loans</a></td>
        <td class="nump">33<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_FBP_CommitmentsTotal', window );">Commitments, total</a></td>
        <td class="nump">99<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Variable Rate</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_FBP_OutstandingClosedendLoanCommitments', window );">Outstanding closed-end loan commitments</a></td>
        <td class="nump">258<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_FBP_UnfundedCommitmentsOnRevolvingLinesOfCreditCreditCardsAndHomeEquityLoans', window );">Unfunded commitments on revolving lines of credit, credit cards and home equity loans</a></td>
        <td class="nump">184<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_FBP_CommitmentsTotal', window );">Commitments, total</a></td>
        <td class="nump">$ 442<span></span></td>
      </tr>
    </table>
    <div style="display: none;">
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_FBP_CommitmentsTotal">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The total amount of off-balance sheet lending-related financial instruments (e.g., commitments), which represents the maximum possible credit risk should the counterparty draw upon the commitment.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>FBP_CommitmentsTotal</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>FBP_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_FBP_OutstandingClosedendLoanCommitments">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The off-balance sheet contractual amount of lending-related commitments for closed-end loans.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>FBP_OutstandingClosedendLoanCommitments</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>FBP_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_FBP_UnfundedCommitmentsOnRevolvingLinesOfCreditCreditCardsAndHomeEquityLoans">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The off-balance sheet amount of unfunded revolving lines of credit, credit cards and home equity loan commitments.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>FBP_UnfundedCommitmentsOnRevolvingLinesOfCreditCreditCardsAndHomeEquityLoans</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>FBP_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
    </div>
  </body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>53
<FILENAME>R61.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
  <head>
    <META http-equiv="Content-Type" content="text/html; charset=us-ascii">
    <link rel="StyleSheet" type="text/css" href="report.css"><script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script></head>
  <body><span style="display: none;">v2.4.0.6</span><table class="report" border="0" cellspacing="2" id="ID0ELIAI">
      <tr>
        <th class="tl" colspan="1" rowspan="1">
          <div style="width: 200px;"><strong>Loans and Asset Quality Information (Details 2) (USD $)<br>In Thousands, unless otherwise specified</strong></div>
        </th>
        <th class="th">
          <div>Dec. 31, 2012</div>
        </th>
        <th class="th">
          <div>Dec. 31, 2011</div>
        </th>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_FBP_CoveredLoansAbstract', window );"><strong>Covered loans:</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_FBP_ImpairedPurchasedLoansCarryingValueCovered', window );">Impaired Purchased Loans - Carrying Value</a></td>
        <td class="nump">$ 4,825<span></span></td>
        <td class="nump">$ 7,864<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_FBP_ImpairedPurchasedLoansUnpaidPrincipalBalanceCovered', window );">Impaired Purchased Loans - Unpaid Principal Balance</a></td>
        <td class="nump">8,815<span></span></td>
        <td class="nump">17,032<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_FBP_NonimpairedPurchasedLoansCarryingValueCovered', window );">Nonimpaired Purchased Loans - Carrying Value</a></td>
        <td class="nump">277,489<span></span></td>
        <td class="nump">335,370<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_FBP_NonimpairedPurchasedLoansUnpaidPrincipalBalanceCovered', window );">Nonimpaired Purchased Loans - Unpaid Principal Balance</a></td>
        <td class="nump">370,862<span></span></td>
        <td class="nump">472,943<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableGrossCarryingAmountCovered', window );">Total Covered Loans - Carrying Value</a></td>
        <td class="nump">282,314<span></span></td>
        <td class="nump">361,234<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_FBP_TotalCoveredLoansUnpaidPrincipalBalance', window );">Total Covered Loans - Unpaid Principal Balance</a></td>
        <td class="nump">379,677<span></span></td>
        <td class="nump">489,975<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Commercial, financial and agricultural</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_FBP_CoveredLoansAbstract', window );"><strong>Covered loans:</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_FBP_ImpairedPurchasedLoansCarryingValueCovered', window );">Impaired Purchased Loans - Carrying Value</a></td>
        <td class="nump">71<span></span></td>
        <td class="nump">69<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_FBP_ImpairedPurchasedLoansUnpaidPrincipalBalanceCovered', window );">Impaired Purchased Loans - Unpaid Principal Balance</a></td>
        <td class="nump">148<span></span></td>
        <td class="nump">319<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_FBP_NonimpairedPurchasedLoansCarryingValueCovered', window );">Nonimpaired Purchased Loans - Carrying Value</a></td>
        <td class="nump">5,446<span></span></td>
        <td class="nump">9,403<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_FBP_NonimpairedPurchasedLoansUnpaidPrincipalBalanceCovered', window );">Nonimpaired Purchased Loans - Unpaid Principal Balance</a></td>
        <td class="nump">7,009<span></span></td>
        <td class="nump">11,736<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableGrossCarryingAmountCovered', window );">Total Covered Loans - Carrying Value</a></td>
        <td class="nump">5,517<span></span></td>
        <td class="nump">9,472<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_FBP_TotalCoveredLoansUnpaidPrincipalBalance', window );">Total Covered Loans - Unpaid Principal Balance</a></td>
        <td class="nump">7,157<span></span></td>
        <td class="nump">12,055<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Real Estate construction, land development and other land loans</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_FBP_CoveredLoansAbstract', window );"><strong>Covered loans:</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_FBP_ImpairedPurchasedLoansCarryingValueCovered', window );">Impaired Purchased Loans - Carrying Value</a></td>
        <td class="nump">1,575<span></span></td>
        <td class="nump">3,865<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_FBP_ImpairedPurchasedLoansUnpaidPrincipalBalanceCovered', window );">Impaired Purchased Loans - Unpaid Principal Balance</a></td>
        <td class="nump">2,594<span></span></td>
        <td class="nump">8,505<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_FBP_NonimpairedPurchasedLoansCarryingValueCovered', window );">Nonimpaired Purchased Loans - Carrying Value</a></td>
        <td class="nump">45,314<span></span></td>
        <td class="nump">68,231<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_FBP_NonimpairedPurchasedLoansUnpaidPrincipalBalanceCovered', window );">Nonimpaired Purchased Loans - Unpaid Principal Balance</a></td>
        <td class="nump">82,676<span></span></td>
        <td class="nump">115,489<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableGrossCarryingAmountCovered', window );">Total Covered Loans - Carrying Value</a></td>
        <td class="nump">46,889<span></span></td>
        <td class="nump">72,096<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_FBP_TotalCoveredLoansUnpaidPrincipalBalance', window );">Total Covered Loans - Unpaid Principal Balance</a></td>
        <td class="nump">85,270<span></span></td>
        <td class="nump">123,994<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Real estate mortgage residential (1-4 family) first mortgages</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_FBP_CoveredLoansAbstract', window );"><strong>Covered loans:</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_FBP_ImpairedPurchasedLoansCarryingValueCovered', window );">Impaired Purchased Loans - Carrying Value</a></td>
        <td class="nump">794<span></span></td>
        <td class="nump">1,214<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_FBP_ImpairedPurchasedLoansUnpaidPrincipalBalanceCovered', window );">Impaired Purchased Loans - Unpaid Principal Balance</a></td>
        <td class="nump">1,902<span></span></td>
        <td class="nump">2,639<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_FBP_NonimpairedPurchasedLoansCarryingValueCovered', window );">Nonimpaired Purchased Loans - Carrying Value</a></td>
        <td class="nump">135,086<span></span></td>
        <td class="nump">157,712<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_FBP_NonimpairedPurchasedLoansUnpaidPrincipalBalanceCovered', window );">Nonimpaired Purchased Loans - Unpaid Principal Balance</a></td>
        <td class="nump">161,416<span></span></td>
        <td class="nump">189,436<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableGrossCarryingAmountCovered', window );">Total Covered Loans - Carrying Value</a></td>
        <td class="nump">135,880<span></span></td>
        <td class="nump">158,926<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_FBP_TotalCoveredLoansUnpaidPrincipalBalance', window );">Total Covered Loans - Unpaid Principal Balance</a></td>
        <td class="nump">163,318<span></span></td>
        <td class="nump">192,075<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Real estate mortgage home equity loans/lines of credit</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_FBP_CoveredLoansAbstract', window );"><strong>Covered loans:</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_FBP_ImpairedPurchasedLoansCarryingValueCovered', window );">Impaired Purchased Loans - Carrying Value</a></td>
        <td class="nump">16<span></span></td>
        <td class="nump">127<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_FBP_ImpairedPurchasedLoansUnpaidPrincipalBalanceCovered', window );">Impaired Purchased Loans - Unpaid Principal Balance</a></td>
        <td class="nump">56<span></span></td>
        <td class="nump">577<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_FBP_NonimpairedPurchasedLoansCarryingValueCovered', window );">Nonimpaired Purchased Loans - Carrying Value</a></td>
        <td class="nump">19,466<span></span></td>
        <td class="nump">23,211<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_FBP_NonimpairedPurchasedLoansUnpaidPrincipalBalanceCovered', window );">Nonimpaired Purchased Loans - Unpaid Principal Balance</a></td>
        <td class="nump">24,431<span></span></td>
        <td class="nump">29,249<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableGrossCarryingAmountCovered', window );">Total Covered Loans - Carrying Value</a></td>
        <td class="nump">19,482<span></span></td>
        <td class="nump">23,338<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_FBP_TotalCoveredLoansUnpaidPrincipalBalance', window );">Total Covered Loans - Unpaid Principal Balance</a></td>
        <td class="nump">24,487<span></span></td>
        <td class="nump">29,826<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Real estate mortgage commercial and other</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_FBP_CoveredLoansAbstract', window );"><strong>Covered loans:</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_FBP_ImpairedPurchasedLoansCarryingValueCovered', window );">Impaired Purchased Loans - Carrying Value</a></td>
        <td class="nump">2,369<span></span></td>
        <td class="nump">2,585<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_FBP_ImpairedPurchasedLoansUnpaidPrincipalBalanceCovered', window );">Impaired Purchased Loans - Unpaid Principal Balance</a></td>
        <td class="nump">4,115<span></span></td>
        <td class="nump">4,986<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_FBP_NonimpairedPurchasedLoansCarryingValueCovered', window );">Nonimpaired Purchased Loans - Carrying Value</a></td>
        <td class="nump">71,404<span></span></td>
        <td class="nump">93,428<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_FBP_NonimpairedPurchasedLoansUnpaidPrincipalBalanceCovered', window );">Nonimpaired Purchased Loans - Unpaid Principal Balance</a></td>
        <td class="nump">94,502<span></span></td>
        <td class="nump">125,450<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableGrossCarryingAmountCovered', window );">Total Covered Loans - Carrying Value</a></td>
        <td class="nump">73,773<span></span></td>
        <td class="nump">96,013<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_FBP_TotalCoveredLoansUnpaidPrincipalBalance', window );">Total Covered Loans - Unpaid Principal Balance</a></td>
        <td class="nump">98,617<span></span></td>
        <td class="nump">130,436<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Installment loans to individual</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_FBP_CoveredLoansAbstract', window );"><strong>Covered loans:</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_FBP_ImpairedPurchasedLoansCarryingValueCovered', window );">Impaired Purchased Loans - Carrying Value</a></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
        <td class="nump">4<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_FBP_ImpairedPurchasedLoansUnpaidPrincipalBalanceCovered', window );">Impaired Purchased Loans - Unpaid Principal Balance</a></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
        <td class="nump">6<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_FBP_NonimpairedPurchasedLoansCarryingValueCovered', window );">Nonimpaired Purchased Loans - Carrying Value</a></td>
        <td class="nump">773<span></span></td>
        <td class="nump">1,385<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_FBP_NonimpairedPurchasedLoansUnpaidPrincipalBalanceCovered', window );">Nonimpaired Purchased Loans - Unpaid Principal Balance</a></td>
        <td class="nump">828<span></span></td>
        <td class="nump">1,583<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableGrossCarryingAmountCovered', window );">Total Covered Loans - Carrying Value</a></td>
        <td class="nump">773<span></span></td>
        <td class="nump">1,389<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_FBP_TotalCoveredLoansUnpaidPrincipalBalance', window );">Total Covered Loans - Unpaid Principal Balance</a></td>
        <td class="nump">$ 828<span></span></td>
        <td class="nump">$ 1,589<span></span></td>
      </tr>
    </table>
    <div style="display: none;">
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_FBP_CoveredLoansAbstract">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>FBP_CoveredLoansAbstract</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>FBP_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:stringItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_FBP_ImpairedPurchasedLoansCarryingValueCovered">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Reflects the adjusted carrying amount of loans for which it is probable, based on current facts and circumstances, that a creditor will not initially be able to collect all amounts due according to the contractual terms of the loan agreement, or will not recover the previously reported carrying amount of the loan covered by loss sharing arrangements.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>FBP_ImpairedPurchasedLoansCarryingValueCovered</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>FBP_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_FBP_ImpairedPurchasedLoansUnpaidPrincipalBalanceCovered">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The unpaid principal balance of covered impaired purchased loans.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>FBP_ImpairedPurchasedLoansUnpaidPrincipalBalanceCovered</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>FBP_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_FBP_NonimpairedPurchasedLoansCarryingValueCovered">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The carrying value of covered non-impaired purchased loans.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>FBP_NonimpairedPurchasedLoansCarryingValueCovered</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>FBP_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_FBP_NonimpairedPurchasedLoansUnpaidPrincipalBalanceCovered">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The unpaid principal balance of covered non-impaired purchased loans.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>FBP_NonimpairedPurchasedLoansUnpaidPrincipalBalanceCovered</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>FBP_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_FBP_TotalCoveredLoansUnpaidPrincipalBalance">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Aggregate amount of the unpaid principal balances of covered loans.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>FBP_TotalCoveredLoansUnpaidPrincipalBalance</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>FBP_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_LoansAndLeasesReceivableGrossCarryingAmountCovered">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Aggregate gross carrying amount of loans and leases receivable covered by loss sharing agreements.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_LoansAndLeasesReceivableGrossCarryingAmountCovered</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
    </div>
  </body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>54
<FILENAME>R47.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
  <head>
    <META http-equiv="Content-Type" content="text/html; charset=us-ascii">
    <link rel="StyleSheet" type="text/css" href="report.css"><script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script></head>
  <body><span style="display: none;">v2.4.0.6</span><table class="report" border="0" cellspacing="2" id="ID0ELE">
      <tr>
        <th class="tl" colspan="1" rowspan="2">
          <div style="width: 200px;"><strong>Shareholders' Equity Transactions (Tables)<br></strong></div>
        </th>
        <th class="th" colspan="1">12 Months Ended</th>
      </tr>
      <tr>
        <th class="th">
          <div>Dec. 31, 2012</div>
        </th>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_EquityAbstract', window );"><strong>Equity [Abstract]</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_FBP_ScheduleOfOptionPricingAssumptions2TableTextBlock', window );">Pricing Assumptions</a></td>
        <td class="text"><p style="font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0.25in">&#160;</p>

<table cellspacing="0" cellpadding="0" align="center" style="font: 10pt Calibri, Helvetica, Sans-Serif; width: 50%; border-collapse: collapse">
<tr style="vertical-align: top; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="width: 65%; text-align: justify; font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif"><font style="font: 10pt Calibri, Helvetica, Sans-Serif">Expected dividend yield</font></td>
    <td nowrap="nowrap" style="width: 35%; text-align: center; font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif"><font style="font: 10pt Calibri, Helvetica, Sans-Serif">4.83%</font></td></tr>
<tr style="vertical-align: top; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif"><font style="font: 10pt Calibri, Helvetica, Sans-Serif">Risk-free interest rate</font></td>
    <td nowrap="nowrap" style="text-align: center; font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif"><font style="font: 10pt Calibri, Helvetica, Sans-Serif">2.48%</font></td></tr>
<tr style="vertical-align: top; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif"><font style="font: 10pt Calibri, Helvetica, Sans-Serif">Expected life</font></td>
    <td nowrap="nowrap" style="text-align: center; font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif"><font style="font: 10pt Calibri, Helvetica, Sans-Serif">10 years</font></td></tr>
<tr style="vertical-align: top; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif"><font style="font: 10pt Calibri, Helvetica, Sans-Serif">Expected volatility</font></td>
    <td nowrap="nowrap" style="text-align: center; font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif"><font style="font: 10pt Calibri, Helvetica, Sans-Serif">35.00%</font></td></tr>
<tr style="vertical-align: top; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif"><font style="font: 10pt Calibri, Helvetica, Sans-Serif">Weighted average fair value</font></td>
    <td nowrap="nowrap" style="text-align: center; font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif"><font style="font: 10pt Calibri, Helvetica, Sans-Serif">$ 4.47</font></td></tr></table><span></span></td>
      </tr>
    </table>
    <div style="display: none;">
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_FBP_ScheduleOfOptionPricingAssumptions2TableTextBlock">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The tabular disclosure for options pricing assumptions.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>FBP_ScheduleOfOptionPricingAssumptions2TableTextBlock</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>FBP_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>nonnum:textBlockItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_EquityAbstract">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_EquityAbstract</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:stringItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
    </div>
  </body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>55
<FILENAME>R9.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
  <head>
    <META http-equiv="Content-Type" content="text/html; charset=us-ascii">
    <link rel="StyleSheet" type="text/css" href="report.css"><script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script></head>
  <body><span style="display: none;">v2.4.0.6</span><table class="report" border="0" cellspacing="2" id="ID0ELE">
      <tr>
        <th class="tl" colspan="1" rowspan="2">
          <div style="width: 200px;"><strong>Acquisitions - Completed and Pending<br></strong></div>
        </th>
        <th class="th" colspan="1">12 Months Ended</th>
      </tr>
      <tr>
        <th class="th">
          <div>Dec. 31, 2012</div>
        </th>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_BusinessCombinationsAbstract', window );"><strong>Business Combinations [Abstract]</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_BusinessCombinationDisclosureTextBlock', window );">Acquisitions</a></td>
        <td class="text"><p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"><b>Note 2. Acquisitions &#150; Completed
and Pending</b>&#160;</p>

<p style="font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0.25in">&#160;</p>

<p style="font: 10pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left; text-indent: 0in">The Company did not complete
any significant acquisitions during 2010. The Company completed the acquisitions described below in 2011 and 2012. The results
of each acquired company/branch are included in the Company&#146;s results beginning on its respective acquisition date.</p>

<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">&#160;</p>

<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left; text-indent: 0.5in">(1) On January 21,
2011, the Bank entered into a loss share purchase and assumption agreement with the FDIC, as receiver for The Bank of Asheville,
Asheville, North Carolina. Earlier that day, the North Carolina Commissioner of Banks issued an order for the closure of The Bank
of Asheville and appointed the FDIC as receiver. According to the terms of the agreement, First Bank acquired substantially all
of the assets and liabilities of The Bank of Asheville. All deposits were assumed by First Bank with no losses to any depositor.</p>

<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left; text-indent: 0.25in">&#160;</p>

<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">The Bank of Asheville operated through
five branches in Asheville, North Carolina with total assets of approximately $198 million and 50 employees.</p>

<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left; text-indent: 0.25in">&#160;</p>

<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">Substantially all of the loans and foreclosed
real estate purchased are covered by loss share agreements between the FDIC and First Bank, which afford First Bank significant
loss protection. Under the loss share agreements, the FDIC will cover 80% of covered loan and foreclosed real estate losses. The
term for loss sharing on residential real estate loans is ten years, while the term for loss sharing on non-residential real estate
loans is five years in respect to losses and eight years in respect to loss recoveries. The reimbursable losses from the FDIC are
based on the book value of the relevant loan as determined by the FDIC at the date of the transaction. New loans made after that
date are not covered by the loss share agreements.</p>

<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left; text-indent: 0.25in">&#160;</p>

<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">First Bank received a $23.9 million discount
on the assets acquired and paid no deposit premium. The acquisition was accounted for under the purchase method of accounting in
accordance with relevant accounting guidance. The statement of net assets acquired as of January 21, 2011 and the resulting gain
are presented in the following table. The purchased assets and assumed liabilities were recorded at their respective acquisition
date fair values, and identifiable intangible assets were recorded at fair value. The Company recorded an estimated receivable
from the FDIC in the amount of $42.2 million, which represented the fair value of the FDIC&#146;s portion of the losses that are
expected to be incurred and reimbursed to the Company.</p>

<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left; text-indent: 0.25in">&#160;</p>

<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">An acquisition gain totaling $10.2 million
resulted from the acquisition and is included as a component of noninterest income in the statement of income. The amount of the
gain is equal to the amount by which the fair value of assets purchased exceeded the fair value of liabilities assumed.</p>

<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left; text-indent: 0.25in">&#160;</p>

<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">The statement of net assets acquired as
of January 21, 2011 and the resulting gain that was recorded are presented in the following table.</p>





<p style="font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0.25in">&#160;</p>

<table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif">
<tr style="vertical-align: bottom; font-family: Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; font-family: Calibri, Helvetica, Sans-Serif"><p style="font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify">&#160;</p><p style="font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify"><i>($ in thousands)</i></p></td><td nowrap="nowrap" style="padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font-family: Calibri, Helvetica, Sans-Serif">As <br />Recorded by <br />The Bank of<br /> Asheville</td><td nowrap="nowrap" style="padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font-family: Calibri, Helvetica, Sans-Serif">Fair <br />Value <br />Adjustments</td><td nowrap="nowrap" style="padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font-family: Calibri, Helvetica, Sans-Serif">As <br />Recorded by <br />the Company</td><td nowrap="nowrap" style="padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font-family: Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; border-bottom: Black 1pt solid; font-family: Calibri, Helvetica, Sans-Serif">Assets</td><td nowrap="nowrap" style="padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: right; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: right; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: right; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font-family: Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="width: 67%; text-align: justify; font-family: Calibri, Helvetica, Sans-Serif">Cash and cash equivalents</td><td nowrap="nowrap" style="width: 1%; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="width: 1%; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">$</td><td nowrap="nowrap" style="width: 8%; text-align: right; font-family: Calibri, Helvetica, Sans-Serif">27,297</td><td nowrap="nowrap" style="width: 1%; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="width: 1%; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="width: 1%; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="width: 8%; text-align: right; font-family: Calibri, Helvetica, Sans-Serif">&#151;</td><td nowrap="nowrap" style="width: 1%; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="width: 1%; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="width: 1%; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="width: 8%; text-align: right; font-family: Calibri, Helvetica, Sans-Serif">27,297</td><td nowrap="nowrap" style="width: 1%; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font-family: Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; font-family: Calibri, Helvetica, Sans-Serif">Securities</td><td nowrap="nowrap" style="font-family: Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">4,461</td><td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font-family: Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">&#151;</td><td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font-family: Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">4,461</td><td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font-family: Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; font-family: Calibri, Helvetica, Sans-Serif">Loans</td><td nowrap="nowrap" style="font-family: Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">153,994</td><td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font-family: Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">(51,726</td><td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">)(a)</td><td nowrap="nowrap" style="font-family: Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">102,268</td><td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font-family: Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; font-family: Calibri, Helvetica, Sans-Serif">Core deposit intangible</td><td nowrap="nowrap" style="font-family: Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">&#151;</td><td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font-family: Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">277</td><td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;(b)</td><td nowrap="nowrap" style="font-family: Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">277</td><td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font-family: Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; font-family: Calibri, Helvetica, Sans-Serif">FDIC indemnification asset</td><td nowrap="nowrap" style="font-family: Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">&#151;</td><td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font-family: Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">42,218</td><td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;(c)</td><td nowrap="nowrap" style="font-family: Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">42,218</td><td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font-family: Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; font-family: Calibri, Helvetica, Sans-Serif">Foreclosed properties</td><td nowrap="nowrap" style="font-family: Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">3,501</td><td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font-family: Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">(2,159</td><td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">)(d)</td><td nowrap="nowrap" style="font-family: Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">1,342</td><td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font-family: Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif">Other assets</td><td nowrap="nowrap" style="padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: right; font-family: Calibri, Helvetica, Sans-Serif">1,146</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: right; font-family: Calibri, Helvetica, Sans-Serif">(370</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">)(e)</td><td nowrap="nowrap" style="padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: right; font-family: Calibri, Helvetica, Sans-Serif">776</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font-family: Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif">&#160;&#160;&#160;Total</td><td nowrap="nowrap" style="padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: right; font-family: Calibri, Helvetica, Sans-Serif">190,399</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: right; font-family: Calibri, Helvetica, Sans-Serif">(11,760</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">)</td><td nowrap="nowrap" style="padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: right; font-family: Calibri, Helvetica, Sans-Serif">178,639</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font-family: Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font-family: Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font-family: Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font-family: Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font-family: Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; border-bottom: Black 1pt solid; font-family: Calibri, Helvetica, Sans-Serif">Liabilities</td><td nowrap="nowrap" style="padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: right; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: right; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: right; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font-family: Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; font-family: Calibri, Helvetica, Sans-Serif">Deposits</td><td nowrap="nowrap" style="font-family: Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">$</td><td nowrap="nowrap" style="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">192,284</td><td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font-family: Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">460</td><td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;(f)</td><td nowrap="nowrap" style="font-family: Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">192,744</td><td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font-family: Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; font-family: Calibri, Helvetica, Sans-Serif">Borrowings</td><td nowrap="nowrap" style="font-family: Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">4,004</td><td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font-family: Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">77</td><td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;(g)</td><td nowrap="nowrap" style="font-family: Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">4,081</td><td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font-family: Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif">Other</td><td nowrap="nowrap" style="padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: right; font-family: Calibri, Helvetica, Sans-Serif">111</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: right; font-family: Calibri, Helvetica, Sans-Serif">1,447</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;(h)</td><td nowrap="nowrap" style="padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: right; font-family: Calibri, Helvetica, Sans-Serif">1,558</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font-family: Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif">&#160;&#160;&#160;Total</td><td nowrap="nowrap" style="padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: right; font-family: Calibri, Helvetica, Sans-Serif">196,399</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: right; font-family: Calibri, Helvetica, Sans-Serif">1,984</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: right; font-family: Calibri, Helvetica, Sans-Serif">198,383</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font-family: Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font-family: Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font-family: Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font-family: Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font-family: Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; font-family: Calibri, Helvetica, Sans-Serif">Excess of liabilities received over assets</td><td nowrap="nowrap" style="font-family: Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">$</td><td nowrap="nowrap" style="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">(6,000</td><td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">)</td><td nowrap="nowrap" style="font-family: Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">(13,744</td><td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">)</td><td nowrap="nowrap" style="font-family: Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">(19,744</td><td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">)</td></tr>
<tr style="vertical-align: bottom; background-color: White; font-family: Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif">Less:&#160;&#160;Asset discount</td><td nowrap="nowrap" style="padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: right; font-family: Calibri, Helvetica, Sans-Serif">(23,940</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">)</td><td nowrap="nowrap" style="padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font-family: Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif">Cash received/receivable from FDIC at closing</td><td nowrap="nowrap" style="padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: right; font-family: Calibri, Helvetica, Sans-Serif">29,940</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: right; font-family: Calibri, Helvetica, Sans-Serif">29,940</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font-family: Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font-family: Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font-family: Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font-family: Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font-family: Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; padding-bottom: 2.5pt; font-family: Calibri, Helvetica, Sans-Serif">Total gain recorded</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">$</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; text-align: right; font-family: Calibri, Helvetica, Sans-Serif">10,196</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
</table>


<p style="font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify">&#160;</p>

<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left; text-indent: 0"><u>Explanation
of Fair Value Adjustments</u></p>

<table cellpadding="0" cellspacing="0" style="width: 100%; font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin-top: 0; margin-bottom: 0"><tr style="vertical-align: top">
<td style="width: 0.25in"></td><td style="width: 0.25in; font-family: Calibri, Helvetica, Sans-Serif">(a)</td><td style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">This estimated adjustment is necessary as of the acquisition date to write down The Bank of Asheville&#146;s
book value of loans to the estimated fair value as a result of future expected loan losses.</td></tr></table>

<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0 0 0 0.5in; text-align: left; text-indent: -0.25in">&#160;</p>

<table cellpadding="0" cellspacing="0" style="width: 100%; font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin-top: 0; margin-bottom: 0"><tr style="vertical-align: top; font-family: Calibri, Helvetica, Sans-Serif">
<td style="width: 0.25in; font-family: Calibri, Helvetica, Sans-Serif"></td><td style="width: 0.25in; font-family: Calibri, Helvetica, Sans-Serif">(b)</td><td style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">This fair value adjustment represents the value of the core deposit base assumed in the acquisition
based on a study performed by an independent consulting firm. This amount was recorded by the Company as an identifiable intangible
asset and will be amortized as an expense on a straight-line basis over the average life of the core deposit base, which is estimated
to be seven years.</td></tr></table>

<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">&#160;</p>

<table cellpadding="0" cellspacing="0" style="width: 100%; font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin-top: 0; margin-bottom: 0"><tr style="vertical-align: top; font-family: Calibri, Helvetica, Sans-Serif">
<td style="width: 0.25in; font-family: Calibri, Helvetica, Sans-Serif"></td><td style="width: 0.25in; font-family: Calibri, Helvetica, Sans-Serif">(c)</td><td style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">This adjustment is the estimated fair value of the amount that the Company expects to receive from
the FDIC under its loss share agreements as a result of future loan losses.</td></tr></table>

<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0 0 0 0.5in; text-align: left; text-indent: -0.25in">&#160;</p>

<table cellpadding="0" cellspacing="0" style="width: 100%; font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin-top: 0; margin-bottom: 0"><tr style="vertical-align: top; font-family: Calibri, Helvetica, Sans-Serif">
<td style="width: 0.25in; font-family: Calibri, Helvetica, Sans-Serif"></td><td style="width: 0.25in; font-family: Calibri, Helvetica, Sans-Serif">(d)</td><td style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">This is the estimated adjustment necessary to write down The Bank of Asheville&#146;s book value
of foreclosed real estate properties to their estimated fair value as of the acquisition date.</td></tr></table>

<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0 0 0 0.5in; text-align: left; text-indent: -0.25in">&#160;</p>

<table cellpadding="0" cellspacing="0" style="width: 100%; font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin-top: 0; margin-bottom: 0"><tr style="vertical-align: top; font-family: Calibri, Helvetica, Sans-Serif">
<td style="width: 0.25in; font-family: Calibri, Helvetica, Sans-Serif"></td><td style="width: 0.25in; font-family: Calibri, Helvetica, Sans-Serif">(e)</td><td style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">This is an immaterial adjustment made to reflect fair value.</td></tr></table>

<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0 0 0 0.5in; text-align: left; text-indent: -0.25in">&#160;</p>

<table cellpadding="0" cellspacing="0" style="width: 100%; font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin-top: 0; margin-bottom: 0"><tr style="vertical-align: top; font-family: Calibri, Helvetica, Sans-Serif">
<td style="width: 0.25in; font-family: Calibri, Helvetica, Sans-Serif"></td><td style="width: 0.25in; font-family: Calibri, Helvetica, Sans-Serif">(f)</td><td style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">This fair value adjustment was recorded because the weighted average interest rate of The Bank of
Asheville&#146;s time deposits exceeded the cost of similar wholesale funding at the time of the acquisition. This amount will
be amortized to reduce interest expense on a declining basis over the life of the portfolio of approximately 48 months.</td></tr></table>

<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0 0 0 0.5in; text-align: left; text-indent: -0.25in">&#160;</p>

<table cellpadding="0" cellspacing="0" style="width: 100%; font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin-top: 0; margin-bottom: 0"><tr style="vertical-align: top; font-family: Calibri, Helvetica, Sans-Serif">
<td style="width: 0.25in; font-family: Calibri, Helvetica, Sans-Serif"></td><td style="width: 0.25in; font-family: Calibri, Helvetica, Sans-Serif">(g)</td><td style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">This fair value adjustment was recorded because the interest rates of The Bank of Asheville&#146;s
fixed rate borrowings exceeded current interest rates on similar borrowings. This amount was realized shortly after the acquisition
by prepaying the borrowings at a premium and thus there will be no future amortization related to this adjustment.</td></tr></table>

<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0 0 0 0.5in; text-align: left; text-indent: -0.25in">&#160;</p>

<table cellpadding="0" cellspacing="0" style="width: 100%; font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin-top: 0; margin-bottom: 0"><tr style="vertical-align: top; font-family: Calibri, Helvetica, Sans-Serif">
<td style="width: 0.25in; font-family: Calibri, Helvetica, Sans-Serif"></td><td style="width: 0.25in; font-family: Calibri, Helvetica, Sans-Serif">(h)</td><td style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">This adjustment relates primarily to the estimate of what the Company will owe to the FDIC at the
conclusion of the loss share agreements based on a pre-established formula set forth in those agreements that is based on total
expected losses in relation to the amount of the discount bid.</td></tr></table>

<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left; text-indent: 0.25in"></p>



<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left; text-indent: 0.25in">&#160;</p>

<p style="font: 10pt Calibri, Helvetica, Sans-Serif; margin: 0; text-indent: 0in"><font style="font-weight: normal">The operating
results of the Company for the year ended December 31, 2011 include the operating results of the acquired assets and assumed liabilities
for the period subsequent to the acquisition date of January 21, 2011. Due primarily to the significant amount of fair value adjustments
and the FDIC loss share agreements now in place, historical results of The Bank of Asheville are not believed to be relevant to
the Company&#146;s results, and thus no pro forma information is presented.</font></p>

<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify">&#160;</p>

<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left; text-indent: 0.5in">(2) On August 24,
2012, the Company completed the purchase of a branch of Gateway Bank &#38; Trust Co. located in Wilmington, North Carolina. The
Company assumed the branch&#146;s $9 million in deposits. No loans were acquired in this transaction. The Company also did not
purchase the branch building, but instead transferred the acquired accounts to one of the Company&#146;s nearby existing branches.
The primary reason for this acquisition was to increase the Company&#146;s presence in Wilmington, North Carolina, where the Company
already has five branches. The Company paid a deposit premium for the branch of approximately $107,000, which is the amount of
the identifiable intangible asset associated with the fair value of the core deposit base. The intangible asset is being amortized
as expense on a straight-line basis over a seven year period. This branch&#146;s operations are included in the accompanying Consolidated
Statements of Income (Loss) beginning on the acquisition date of August 24, 2012. Historical pro forma information is not presented
due to the immateriality of the transaction.</p>

<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">&#160;&#160;</p>

<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left; text-indent: 0.5in">(3) At December 31,
2012, the Company had one pending acquisition. On September 26, 2012, the Company&#146;s subsidiary, First Bank, entered into
an agreement to assume all of the deposits, totaling approximately $64 million, and acquire selected performing loans, totaling
approximately $22 million, of the Four Oaks Bank &#38; Trust Company branches located in Southern Pines, North Carolina and Rockingham,
North Carolina. First Bank will acquire the Rockingham branch building, while the Southern Pines branch facility will not be acquired.
The deposits and loans of the Southern Pines branch will be initially assigned to a First Bank branch located nearby. The transaction
is expected to close in the first quarter of 2013.&#160;</p><span></span></td>
      </tr>
    </table>
    <div style="display: none;">
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_BusinessCombinationDisclosureTextBlock">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The entire disclosure for a business combination (or series of individually immaterial business combinations) completed during the period, including background, timing, and recognized assets and liabilities. The disclosure may include leverage buyout transactions (as applicable).</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 805<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 2<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7659399&amp;loc=d3e1392-128463<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 805<br><br> -SubTopic 20<br><br> -Section 50<br><br> -Paragraph 1<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6910749&amp;loc=d3e4845-128472<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 805<br><br> -SubTopic 20<br><br> -Section 50<br><br> -Paragraph 3<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6910749&amp;loc=d3e4926-128472<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 805<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 4<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7659399&amp;loc=d3e1490-128463<br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 805<br><br> -SubTopic 30<br><br> -Section 50<br><br> -Paragraph 1<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7488404&amp;loc=d3e6927-128479<br><br><br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 805<br><br> -SubTopic 30<br><br> -Section 50<br><br> -Paragraph 4<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7488404&amp;loc=d3e7008-128479<br><br><br><br>Reference 7: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 805<br><br> -SubTopic 30<br><br> -Section 50<br><br> -Paragraph 3<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7488404&amp;loc=d3e7000-128479<br><br><br><br>Reference 8: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 805<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 7<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7659399&amp;loc=d3e1524-128463<br><br><br><br>Reference 9: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 805<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 1<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7659399&amp;loc=d3e1383-128463<br><br><br><br>Reference 10: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 805<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 3<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7659399&amp;loc=d3e1486-128463<br><br><br><br>Reference 11: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 805<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 6<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7659399&amp;loc=d3e1500-128463<br><br><br><br>Reference 12: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 141R<br><br> -Paragraph 67-73<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 13: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 805<br><br> -SubTopic 20<br><br> -Section 50<br><br> -Paragraph 4<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6910749&amp;loc=d3e4934-128472<br><br><br><br>Reference 14: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 141R<br><br> -Paragraph F4<br><br> -Subparagraph e<br><br> -Appendix F<br><br><br><br>Reference 15: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 805<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 5<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7659399&amp;loc=d3e1497-128463<br><br><br><br>Reference 16: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 805<br><br> -SubTopic 20<br><br> -Section 50<br><br> -Paragraph 2<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6910749&amp;loc=d3e4922-128472<br><br><br><br>Reference 17: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Emerging Issues Task Force (EITF)<br><br> -Number 88-16<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 18: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 141<br><br> -Paragraph 51, 52<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 19: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 805<br><br> -SubTopic 30<br><br> -Section 50<br><br> -Paragraph 2<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7488404&amp;loc=d3e6996-128479<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_BusinessCombinationDisclosureTextBlock</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>nonnum:textBlockItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_BusinessCombinationsAbstract">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_BusinessCombinationsAbstract</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:stringItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
    </div>
  </body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>56
<FILENAME>R116.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
  <head>
    <META http-equiv="Content-Type" content="text/html; charset=us-ascii">
    <link rel="StyleSheet" type="text/css" href="report.css"><script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script></head>
  <body><span style="display: none;">v2.4.0.6</span><table class="report" border="0" cellspacing="2" id="ID0EGPCI">
      <tr>
        <th class="tl" colspan="1" rowspan="1">
          <div style="width: 200px;"><strong>Fair Value (Details 2) (USD $)<br>In Thousands, unless otherwise specified</strong></div>
        </th>
        <th class="th">
          <div>Dec. 31, 2012</div>
        </th>
        <th class="th">
          <div>Dec. 31, 2011</div>
        </th>
        <th class="th">
          <div>Dec. 31, 2010</div>
        </th>
        <th class="th">
          <div>Dec. 31, 2009</div>
        </th>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_FBP_CarryingAmountsAndEstimatedFairValuesOfFinancialInstrumentsAbstract', window );"><strong>Carrying amounts and estimated fair values of financial instruments:</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InterestReceivable', window );">Accrued interest receivable</a></td>
        <td class="nump">$ 10,201<span></span></td>
        <td class="nump">$ 11,779<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FDICIndemnificationAsset', window );">FDIC indemnification asset</a></td>
        <td class="nump">102,559<span></span></td>
        <td class="nump">121,677<span></span></td>
        <td class="nump">123,719<span></span></td>
        <td class="nump">143,221<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_BankOwnedLifeInsurance', window );">Bank-owned life insurance</a></td>
        <td class="nump">27,857<span></span></td>
        <td class="nump">2,207<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_SecuritiesLoanedOrSoldUnderAgreementsToRepurchaseFairValueDisclosure', window );">Securities sold under agreements to repurchase</a></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
        <td class="nump">17,105<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InterestPayableCurrentAndNoncurrent', window );">Accrued interest payable</a></td>
        <td class="nump">1,299<span></span></td>
        <td class="nump">1,872<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Carrying Amount</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_FBP_CarryingAmountsAndEstimatedFairValuesOfFinancialInstrumentsAbstract', window );"><strong>Carrying amounts and estimated fair values of financial instruments:</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_CashAndCashEquivalentsFairValueDisclosure', window );">Cash and due from banks, noninterest-bearing</a></td>
        <td class="nump">96,588<span></span></td>
        <td class="nump">80,341<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DueFromBanks', window );">Due from banks, interest-bearing</a></td>
        <td class="nump">144,919<span></span></td>
        <td class="nump">135,218<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_FBP_FedFundsSoldFairValueDisclosure', window );">Federal funds sold</a></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
        <td class="nump">608<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesFairValueDisclosure', window );">Securities available for sale</a></td>
        <td class="nump">167,352<span></span></td>
        <td class="nump">182,626<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_HeldToMaturitySecuritiesFairValueDisclosure', window );">Securities held to maturity</a></td>
        <td class="nump">56,064<span></span></td>
        <td class="nump">57,988<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_FBP_PresoldMortgagesInProcessOfSettlementFairValueDisclosure', window );">Presold mortgages in process of settlement</a></td>
        <td class="nump">8,490<span></span></td>
        <td class="nump">6,090<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansReceivableFairValueDisclosure', window );">Loans - non-covered, net of allowance</a></td>
        <td class="nump">2,052,500<span></span></td>
        <td class="nump">2,033,542<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableNetReportedAmountCovered', window );">Loans - covered, net of allowance</a></td>
        <td class="nump">277,555<span></span></td>
        <td class="nump">355,426<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansHeldForSaleFairValueDisclosure', window );">Loans held for sale</a></td>
        <td class="nump">30,393<span></span></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InterestReceivable', window );">Accrued interest receivable</a></td>
        <td class="nump">10,201<span></span></td>
        <td class="nump">11,779<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FDICIndemnificationAsset', window );">FDIC indemnification asset</a></td>
        <td class="nump">102,559<span></span></td>
        <td class="nump">121,677<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_BankOwnedLifeInsurance', window );">Bank-owned life insurance</a></td>
        <td class="nump">27,857<span></span></td>
        <td class="nump">2,207<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DepositsFairValueDisclosure', window );">Deposits</a></td>
        <td class="nump">2,821,360<span></span></td>
        <td class="nump">2,755,037<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_SecuritiesLoanedOrSoldUnderAgreementsToRepurchaseFairValueDisclosure', window );">Securities sold under agreements to repurchase</a></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
        <td class="nump">17,105<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DebtInstrumentFairValue', window );">Borrowings</a></td>
        <td class="nump">46,394<span></span></td>
        <td class="nump">133,925<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InterestPayableCurrentAndNoncurrent', window );">Accrued interest payable</a></td>
        <td class="nump">1,299<span></span></td>
        <td class="nump">1,872<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Fair Value</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_FBP_CarryingAmountsAndEstimatedFairValuesOfFinancialInstrumentsAbstract', window );"><strong>Carrying amounts and estimated fair values of financial instruments:</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_CashAndCashEquivalentsFairValueDisclosure', window );">Cash and due from banks, noninterest-bearing</a></td>
        <td class="nump">96,588<span></span></td>
        <td class="nump">80,341<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DueFromBanks', window );">Due from banks, interest-bearing</a></td>
        <td class="nump">144,919<span></span></td>
        <td class="nump">135,218<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_FBP_FedFundsSoldFairValueDisclosure', window );">Federal funds sold</a></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
        <td class="nump">608<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesFairValueDisclosure', window );">Securities available for sale</a></td>
        <td class="nump">167,352<span></span></td>
        <td class="nump">182,626<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_HeldToMaturitySecuritiesFairValueDisclosure', window );">Securities held to maturity</a></td>
        <td class="nump">61,496<span></span></td>
        <td class="nump">62,754<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_FBP_PresoldMortgagesInProcessOfSettlementFairValueDisclosure', window );">Presold mortgages in process of settlement</a></td>
        <td class="nump">8,490<span></span></td>
        <td class="nump">6,090<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansReceivableFairValueDisclosure', window );">Loans - non-covered, net of allowance</a></td>
        <td class="nump">1,998,620<span></span></td>
        <td class="nump">1,987,979<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableNetReportedAmountCovered', window );">Loans - covered, net of allowance</a></td>
        <td class="nump">277,555<span></span></td>
        <td class="nump">355,426<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansHeldForSaleFairValueDisclosure', window );">Loans held for sale</a></td>
        <td class="nump">30,393<span></span></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InterestReceivable', window );">Accrued interest receivable</a></td>
        <td class="nump">10,201<span></span></td>
        <td class="nump">11,779<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FDICIndemnificationAsset', window );">FDIC indemnification asset</a></td>
        <td class="nump">100,396<span></span></td>
        <td class="nump">121,004<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_BankOwnedLifeInsurance', window );">Bank-owned life insurance</a></td>
        <td class="nump">27,857<span></span></td>
        <td class="nump">2,207<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DepositsFairValueDisclosure', window );">Deposits</a></td>
        <td class="nump">2,823,989<span></span></td>
        <td class="nump">2,759,504<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_SecuritiesLoanedOrSoldUnderAgreementsToRepurchaseFairValueDisclosure', window );">Securities sold under agreements to repurchase</a></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
        <td class="nump">17,105<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DebtInstrumentFairValue', window );">Borrowings</a></td>
        <td class="nump">20,981<span></span></td>
        <td class="nump">106,333<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InterestPayableCurrentAndNoncurrent', window );">Accrued interest payable</a></td>
        <td class="nump">1,299<span></span></td>
        <td class="nump">1,872<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Level in Fair Value Hierachy</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_FBP_CarryingAmountsAndEstimatedFairValuesOfFinancialInstrumentsAbstract', window );"><strong>Carrying amounts and estimated fair values of financial instruments:</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_CashAndCashEquivalentsFairValueDisclosure', window );">Cash and due from banks, noninterest-bearing</a></td>
        <td class="nump">1<span></span></td>
        <td class="nump">1<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DueFromBanks', window );">Due from banks, interest-bearing</a></td>
        <td class="nump">1<span></span></td>
        <td class="nump">1<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_FBP_FedFundsSoldFairValueDisclosure', window );">Federal funds sold</a></td>
        <td class="nump">1<span></span></td>
        <td class="nump">1<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesFairValueDisclosure', window );">Securities available for sale</a></td>
        <td class="nump">2<span></span></td>
        <td class="nump">2<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_HeldToMaturitySecuritiesFairValueDisclosure', window );">Securities held to maturity</a></td>
        <td class="nump">2<span></span></td>
        <td class="nump">2<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_FBP_PresoldMortgagesInProcessOfSettlementFairValueDisclosure', window );">Presold mortgages in process of settlement</a></td>
        <td class="nump">1<span></span></td>
        <td class="nump">1<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansReceivableFairValueDisclosure', window );">Loans - non-covered, net of allowance</a></td>
        <td class="nump">3<span></span></td>
        <td class="nump">3<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableNetReportedAmountCovered', window );">Loans - covered, net of allowance</a></td>
        <td class="nump">3<span></span></td>
        <td class="nump">3<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansHeldForSaleFairValueDisclosure', window );">Loans held for sale</a></td>
        <td class="nump">2<span></span></td>
        <td class="nump">2<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InterestReceivable', window );">Accrued interest receivable</a></td>
        <td class="nump">1<span></span></td>
        <td class="nump">1<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FDICIndemnificationAsset', window );">FDIC indemnification asset</a></td>
        <td class="nump">3<span></span></td>
        <td class="nump">3<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_BankOwnedLifeInsurance', window );">Bank-owned life insurance</a></td>
        <td class="nump">1<span></span></td>
        <td class="nump">1<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DepositsFairValueDisclosure', window );">Deposits</a></td>
        <td class="nump">2<span></span></td>
        <td class="nump">2<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_SecuritiesLoanedOrSoldUnderAgreementsToRepurchaseFairValueDisclosure', window );">Securities sold under agreements to repurchase</a></td>
        <td class="nump">2<span></span></td>
        <td class="nump">2<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DebtInstrumentFairValue', window );">Borrowings</a></td>
        <td class="nump">2<span></span></td>
        <td class="nump">2<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InterestPayableCurrentAndNoncurrent', window );">Accrued interest payable</a></td>
        <td class="nump">$ 2<span></span></td>
        <td class="nump">$ 2<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
    </table>
    <div style="display: none;">
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_FBP_CarryingAmountsAndEstimatedFairValuesOfFinancialInstrumentsAbstract">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>FBP_CarryingAmountsAndEstimatedFairValuesOfFinancialInstrumentsAbstract</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>FBP_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:stringItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_FBP_FedFundsSoldFairValueDisclosure">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>This element represents the portion of the balance sheet assertion valued at fair value by the entity whether such amount is presented as a separate caption or as a parenthetical disclosure.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>FBP_FedFundsSoldFairValueDisclosure</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>FBP_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_FBP_PresoldMortgagesInProcessOfSettlementFairValueDisclosure">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>This element represents the portion of the balance sheet assertion valued at fair value by the entity whether such amount is presented as a separate caption or as a parenthetical disclosure.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>FBP_PresoldMortgagesInProcessOfSettlementFairValueDisclosure</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>FBP_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AvailableForSaleSecuritiesFairValueDisclosure">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>This element represents the portion of the balance sheet assertion valued at fair value by the entity whether such amount is presented as a separate caption or as a parenthetical disclosure. Additionally, this element may be used in connection with the fair value disclosures required in the footnote disclosures to the financial statements. The element may be used in both the balance sheet and disclosure in the same submission. This item represents Available-for-sale Securities which consist of all investments in certain debt and equity securities neither classified as trading or held-to-maturity securities. A debt security represents a creditor relationship with an enterprise. Debt securities include, among other items, US Treasury securities, US government securities, municipal securities, corporate bonds, convertible debt, commercial paper, and all securitized debt instruments. An equity security represents an ownership interest in an enterprise or the right to acquire or dispose of an ownership interest in an enterprise at fixed or determinable prices. Equity securities include, among other things, common stock, certain preferred stock, warrant rights, call options, and put options, but do not include convertible debt. An entity may opt to provide the reader with additional narrative text to better understand the nature of investments in debt and equity securities which are categorized as Available-for-sale.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 320<br><br> -SubTopic 10<br><br> -Section 25<br><br> -Paragraph 1<br><br> -Subparagraph (b)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7534914&amp;loc=d3e22054-111558<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 115<br><br> -Paragraph 12<br><br> -Subparagraph b<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Glossary Available-for-Sale Securities<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6505594<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_AvailableForSaleSecuritiesFairValueDisclosure</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_BankOwnedLifeInsurance">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The carrying amount of a life insurance policy on an officer, executive or employee for which the reporting entity (a bank) is entitled to proceeds from the policy upon death of the insured or surrender of the insurance policy.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher AICPA<br><br> -Name Audit and Accounting Guide (AAG)<br><br> -Number AAG-DEP<br><br> -Paragraph 9<br><br> -IssueDate 2006-05-01<br><br> -Chapter 12<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 210<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.9-03.10)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6876686&amp;loc=d3e534808-122878<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 03<br><br> -Paragraph 10<br><br> -Article 9<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher OTS<br><br> -Name Federal Regulation (FR)<br><br> -Number Title 12<br><br> -Section 563c.102<br><br> -Paragraph 12<br><br> -Chapter V<br><br> -Subsection I<br><br> -LegacyDoc This is a non-GAAP reference that was included in the 2009 taxonomy.  It will be removed from future versions of this taxonomy.<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_BankOwnedLifeInsurance</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_CashAndCashEquivalentsFairValueDisclosure">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>This element represents the portion of the balance sheet assertion valued at fair value by the entity whether such amount is presented as a separate caption or as a parenthetical disclosure. Additionally, this element may be used in connection with the fair value disclosures required in the footnote disclosures to the financial statements. The element may be used in both the balance sheet and disclosure in the same submission. This item includes currency on hand as well as demand deposits with banks or financial institutions. It also includes other kinds of accounts that have the general characteristics of demand deposits in that the Company may deposit additional funds at any time and also effectively may withdraw funds at any time without prior notice or penalty. Cash equivalents, excluding items classified as marketable securities, include short-term, highly liquid investments that are both readily convertible to known amounts of cash, and so near their maturity that they present minimal risk of changes in value because of changes in interest rates. Generally, only investments with original maturities of three months or less qualify under that definition. Original maturity means original maturity to the entity holding the investment. For example, both a three-month US Treasury bill and a three-year Treasury note purchased three months from maturity qualify as cash equivalents. However, a Treasury note purchased three years ago does not become a cash equivalent when its remaining maturity is three months.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 95<br><br> -Paragraph 8<br><br> -Footnote 2<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 95<br><br> -Paragraph 7, 8, 9, 10<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Glossary Cash<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6506951<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Glossary Cash Equivalents<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6507016<br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 95<br><br> -Paragraph 7<br><br> -Footnote 1<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_CashAndCashEquivalentsFairValueDisclosure</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DebtInstrumentFairValue">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>This element represents the portion of the balance sheet assertion valued at fair value by the entity whether such amount is presented as a separate caption or as a parenthetical disclosure. Additionally, this element may be used in connection with the fair value disclosures required in the footnote disclosures to the financial statements. The element may be used in both the balance sheet and disclosure in the same submission.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 825<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 10<br><br> -Subparagraph (a)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7491637&amp;loc=d3e13433-108611<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 825<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 12<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7491637&amp;loc=d3e13476-108611<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_DebtInstrumentFairValue</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DepositsFairValueDisclosure">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>This element represents the portion of the balance sheet assertion valued at fair value by the entity whether such amount is presented as a separate caption or as a parenthetical disclosure. Additionally, this element may be used in connection with the fair value disclosures required in the footnote disclosures to the financial statements. The element may be used in both the balance sheet and disclosure. This item represents the aggregate of all deposit liabilities held by the entity, including foreign and domestic, interest and noninterest bearing; may include demand deposits, saving deposits, negotiable orders of withdrawal (NOW) and time deposits among others.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_DepositsFairValueDisclosure</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DueFromBanks">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>A bank's noninterest bearing demand deposits in other banks (such as correspondents).</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 210<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.9-03.1)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6876686&amp;loc=d3e534808-122878<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher AICPA<br><br> -Name Audit and Accounting Guide (AAG)<br><br> -Number AAG-DEP<br><br> -Paragraph 1, 2, 3, 7<br><br> -IssueDate 2006-05-01<br><br> -Chapter 6<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 03<br><br> -Paragraph 1<br><br> -Article 9<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_DueFromBanks</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FDICIndemnificationAsset">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Carrying amount of receivable assets originating from the indemnification agreement with the Federal Deposit Insurance Corporation (FDIC), in which the FDIC is to partially cover losses.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_FDICIndemnificationAsset</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_HeldToMaturitySecuritiesFairValueDisclosure">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>This element represents the portion of the balance sheet assertion valued at fair value by the entity whether such amount is presented as a separate caption or as a parenthetical disclosure. Additionally, this element may be used in connection with the fair value disclosures required in the footnote disclosures to the financial statements. The element may be used in both the balance sheet and disclosure in the same submission. This item represents investments in debt securities which are categorized as held-to-maturity and that have scheduled maturities more than one year from the balance sheet date or operating cycle, if longer; such investments are normally measured at amortized cost (carrying value) unless circumstances indicate that the value to be recovered from the investment is less than its carried amount. The held-to-maturity category is for those securities that the Company has the positive intent and ability to hold until maturity.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 157<br><br> -Paragraph 33<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 115<br><br> -Paragraph 7-11<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_HeldToMaturitySecuritiesFairValueDisclosure</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_InterestPayableCurrentAndNoncurrent">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Carrying value as of the balance sheet date of [accrued] interest payable on all forms of debt, including trade payables, that has been incurred and is unpaid.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 03<br><br> -Paragraph 15<br><br> -Subparagraph 5<br><br> -Article 9<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 210<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.9-03.15(5))<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6876686&amp;loc=d3e534808-122878<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 944<br><br> -SubTopic 210<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.7-03.15(a))<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6879938&amp;loc=d3e572229-122910<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 03<br><br> -Paragraph 15<br><br> -Subparagraph a<br><br> -Article 7<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_InterestPayableCurrentAndNoncurrent</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_InterestReceivable">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Carrying amount as of the balance sheet date of interest earned but not received. Also called accrued interest or accrued interest receivable.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 210<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.5-02.8)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 02<br><br> -Paragraph 8<br><br> -Article 5<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_InterestReceivable</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_LoansAndLeasesReceivableNetReportedAmountCovered">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Net carrying amount of loans and leases receivable covered by loss sharing agreements.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_LoansAndLeasesReceivableNetReportedAmountCovered</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_LoansHeldForSaleFairValueDisclosure">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>This element represents the portion of the balance sheet assertion valued at fair value by the entity whether such amount is presented as a separate caption or as a parenthetical disclosure. Additionally, this element may be used in connection with the fair value disclosures required in the footnote disclosures to the financial statements. The element may be used in both the balance sheet and disclosure in the same submission. This item represents loans held-for-sale as presented on the statement of financial position which may include mortgage loans held-for-sale, finance receivables held-for-sale, or any other loans classified as held-for-sale which are due the Company as of the balance sheet date.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_LoansHeldForSaleFairValueDisclosure</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_LoansReceivableFairValueDisclosure">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>This element represents the portion of the balance sheet assertion valued at fair value by the entity whether such amount is presented as a separate caption or as a parenthetical disclosure. Additionally, this element may be used in connection with the fair value disclosures required in the footnote disclosures to the financial statements. The element may be used in both the balance sheet and disclosure in the same submission. This item represents loan receivable as presented on the statement of financial position which may include mortgage loans held for investment, finance receivables held for investment, policy loans on insurance contracts, or any other loans which are due the Company as of the balance sheet date.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 310<br><br> -SubTopic 10<br><br> -Glossary Loan<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6517073<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 114<br><br> -Paragraph 4<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_LoansReceivableFairValueDisclosure</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_SecuritiesLoanedOrSoldUnderAgreementsToRepurchaseFairValueDisclosure">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>This element represents the portion of the balance sheet assertion valued at fair value by the entity whether such amount is presented as a separate caption or as a parenthetical disclosure. Additionally, this element may be used in connection with the fair value disclosures required in the footnote disclosures to the financial statements. The element may be used in both the balance sheet and disclosure in the same submission. The amount of securities that an institution sells and agrees to repurchase (seller-borrower) at a specified date for a specified price, net of any reductions or offsets. Most repurchase agreements involve obligations of the federal government or its agencies, but other financial instruments, such as commercial paper, banker's acceptances, and negotiable certificates of deposit (CDs), are sometimes used in repurchase agreements. A repurchase agreement is similar to the seller-borrower's borrowing funds equal to the sales price of the related securities with the securities as collateral. Maturities of such agreements are flexible and generally vary from one day to 270 days.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher AICPA<br><br> -Name Audit and Accounting Guide (AAG)<br><br> -Number AAG-DEP<br><br> -Paragraph 4<br><br> -IssueDate 2006-05-01<br><br> -Chapter 14<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_SecuritiesLoanedOrSoldUnderAgreementsToRepurchaseFairValueDisclosure</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
    </div>
  </body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>57
<FILENAME>R62.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
  <head>
    <META http-equiv="Content-Type" content="text/html; charset=us-ascii">
    <link rel="StyleSheet" type="text/css" href="report.css"><script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script></head>
  <body><span style="display: none;">v2.4.0.6</span><table class="report" border="0" cellspacing="2" id="ID0EGHAE">
      <tr>
        <th class="tl" colspan="1" rowspan="2">
          <div style="width: 200px;"><strong>Loans and Asset Quality Information (Details 3) (USD $)<br>In Thousands, unless otherwise specified</strong></div>
        </th>
        <th class="th" colspan="2">12 Months Ended</th>
      </tr>
      <tr>
        <th class="th">
          <div>Dec. 31, 2012</div>
        </th>
        <th class="th">
          <div>Dec. 31, 2011</div>
        </th>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_FBP_AdditionsDueToAcquisitionOfBankOfAshevilleAtFairValue', window );">Additions due to acquisition of The Bank of Asheville (at fair value)</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">$ 17,645<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_FBP_TransfersToForeclosedRealEstate', window );">Transfers to foreclosed real estate</a></td>
        <td class="num">(4,149)<span></span></td>
        <td class="num">(10,573)<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_FBP_LoanChargeoffs', window );">Loan charge-offs</a></td>
        <td class="nump">172<span></span></td>
        <td class="num">(3,329)<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_FBP_AccretionOfLoanDiscount', window );">Accretion of loan discount</a></td>
        <td class="nump">16,466<span></span></td>
        <td class="nump">11,598<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Covered</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_FBP_NonimpairedPurchasedLoansCarryingValue', window );">Carrying amount of nonimpaired covered loans, beginning balance</a></td>
        <td class="nump">353,370<span></span></td>
        <td class="nump">366,521<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_FBP_AdditionsDueToAcquisitionOfBankOfAshevilleAtFairValue', window );">Additions due to acquisition of The Bank of Asheville (at fair value)</a></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
        <td class="nump">84,623<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_FBP_PrincipalRepayments', window );">Principal repayments</a></td>
        <td class="num">(51,582)<span></span></td>
        <td class="num">(40,576)<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_FBP_TransfersToForeclosedRealEstate', window );">Transfers to foreclosed real estate</a></td>
        <td class="num">(30,181)<span></span></td>
        <td class="num">(53,999)<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_FBP_LoanChargeoffs', window );">Loan charge-offs</a></td>
        <td class="num">(10,584)<span></span></td>
        <td class="num">(14,797)<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_FBP_AccretionOfLoanDiscount', window );">Accretion of loan discount</a></td>
        <td class="nump">16,466<span></span></td>
        <td class="nump">11,598<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_FBP_NonimpairedPurchasedLoansCarryingValue', window );">Balance, ending, carrying value</a></td>
        <td class="nump">$ 277,489<span></span></td>
        <td class="nump">$ 353,370<span></span></td>
      </tr>
    </table>
    <div style="display: none;">
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_FBP_AccretionOfLoanDiscount">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The increase in the net discounted value of loans.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>FBP_AccretionOfLoanDiscount</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>FBP_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_FBP_AdditionsDueToAcquisitionOfBankOfAshevilleAtFairValue">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The activity due to the acquisition of the Bank of Asheville.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>FBP_AdditionsDueToAcquisitionOfBankOfAshevilleAtFairValue</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>FBP_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_FBP_LoanChargeoffs">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of write-off of the allowance for loans.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>FBP_LoanChargeoffs</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>FBP_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_FBP_NonimpairedPurchasedLoansCarryingValue">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Aggregate gross carrying amount of non impaired loans acquired.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>FBP_NonimpairedPurchasedLoansCarryingValue</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>FBP_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_FBP_PrincipalRepayments">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The cash inflow associated with maturities (principal being due), and repayments of loans.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>FBP_PrincipalRepayments</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>FBP_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_FBP_TransfersToForeclosedRealEstate">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The value of loans transfered to foreclosed assets.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>FBP_TransfersToForeclosedRealEstate</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>FBP_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
    </div>
  </body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>58
<FILENAME>R128.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
  <head>
    <META http-equiv="Content-Type" content="text/html; charset=us-ascii">
    <link rel="StyleSheet" type="text/css" href="report.css"><script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script></head>
  <body><span style="display: none;">v2.4.0.6</span><table class="report" border="0" cellspacing="2" id="ID0EFKDI">
      <tr>
        <th class="tl" colspan="1" rowspan="2">
          <div style="width: 200px;"><strong>Shareholders' Equity Transactions (Details Narrative) (USD $)<br>In Thousands, except Share data, unless otherwise specified</strong></div>
        </th>
        <th class="th" colspan="5">12 Months Ended</th>
        <th class="th" colspan="1"></th>
        <th class="th" colspan="1">1 Months Ended</th>
        <th class="th" colspan="1">3 Months Ended</th>
        <th class="th" colspan="5">12 Months Ended</th>
      </tr>
      <tr>
        <th class="th">
          <div>Dec. 31, 2012</div>
        </th>
        <th class="th">
          <div>Dec. 31, 2010</div>
        </th>
        <th class="th">
          <div>Dec. 31, 2012

</div>
          <div>Common Stock</div>
        </th>
        <th class="th">
          <div>Dec. 31, 2011

</div>
          <div>Common Stock</div>
        </th>
        <th class="th">
          <div>Dec. 31, 2010

</div>
          <div>Common Stock</div>
        </th>
        <th class="th">
          <div>Dec. 31, 2012

</div>
          <div>Preferred Stock - Series C</div>
        </th>
        <th class="th">
          <div>Nov. 30, 2011

</div>
          <div>Treasury Capital Purchase Program</div>
        </th>
        <th class="th">
          <div>Sep. 30, 2011

</div>
          <div>Treasury Capital Purchase Program</div>
        </th>
        <th class="th">
          <div>Dec. 31, 2011

</div>
          <div>Treasury Capital Purchase Program</div>
        </th>
        <th class="th">
          <div>Dec. 31, 2010

</div>
          <div>Treasury Capital Purchase Program</div>
        </th>
        <th class="th">
          <div>Dec. 31, 2009

</div>
          <div>Treasury Capital Purchase Program</div>
        </th>
        <th class="th">
          <div>Dec. 31, 2012

</div>
          <div>Small Business Lending Fund</div>
        </th>
        <th class="th">
          <div>Dec. 31, 2011

</div>
          <div>Small Business Lending Fund</div>
        </th>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_StockRedeemedOrCalledDuringPeriodValue', window );">Preferred stock redeemed</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">$ 65,000<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_StockRedeemedOrCalledDuringPeriodShares', window );">Preferred stock redeemed, shares</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">65,000<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_StockIssuedDuringPeriodValueNewIssues', window );">Preferred stock issued</a></td>
        <td class="nump">7,287<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">65,000<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">63,500<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_StockIssuedDuringPeriodSharesNewIssues', window );">Preferred stock issued, shares</a></td>
        <td class="nump">728,706<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">65,000<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">63,500<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_StockIssuedDuringPeriodSharesStockOptionsExercised', window );">Common stock issued under stock option plans, shares</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">2,656,294<span></span></td>
        <td class="nump">2,000<span></span></td>
        <td class="nump">17,000<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PreferredStockLiquidationPreference', window );">Liquidation value of shares</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">$ 1,000<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">$ 1,000<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ClassOfWarrantOrRightOutstanding', window );">Warrant to purchase shares</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">616,308<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PreferredStockDividendRatePercentage', window );">Preferred stock dividend rate</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">5.00%<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_FBP_PreferredStockDividendRateAfterFiveYears', window );">Preferred stock dividend rate after five years</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">9.00%<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ClassOfWarrantOrRightExercisePriceOfWarrantsOrRights', window );">Warrant, exercise price</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">15.82<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_FBP_DiscountRateUsedToDetermineFairValueOfPreferredStock', window );">Discount rate used to determine fair value of preferred stock</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">13.00%<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_FBP_FairValueOfPreferredStock', window );">Fair value of preferred stock</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">36,200<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_FBP_FairValueOfWarrant', window );">Fair value of warrant</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">2,800<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_FBP_AggregateFairValueOfPreferredStockAndWarrant', window );">Aggregate fair value of preferred stock and warrant</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">39,000<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_FBP_PercentOfAggregateFairValueAttributedToWarrant', window );">Percent of aggregate fair value attributed to warrant</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">7.00%<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_FBP_PercentOfAggregateFairValueAttributedToPreferredStock', window );">Percent of aggregate fair value attributed to preferred stock</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">93.00%<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_FBP_AmountAllocatedToPreferredStock', window );">Amount allocated to preferred stock</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">60,400<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_FBP_AmountAllocatedToWarrant', window );">Amount allocated to warrant</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">4,600<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PreferredStockAccretionOfRedemptionDiscount', window );">Accretion of preferred stock discount</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">2,300<span></span></td>
        <td class="nump">1,000<span></span></td>
        <td class="nump">800<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_FBP_WarrantRepurchasePerCommonShare', window );">Warrant repurchase, per common share</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">$ 1.50<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_FBP_ThresholdForQualifiedCommunityBanks', window );">Threshold for qualified community banks</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">10,000,000<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_FBP_DescriptionOfDividendRatePercentages', window );">Description of dividend rate percentages</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">For the first nine quarters after issuance, the dividend rate can range from one percent (1%) to five percent (5%) per annum
based upon the increase in QSBL as compared to the baseline. For quarters subsequent to the issuance in 2011, the Company has
paid a dividend rate ranging from 3.0% to 5.0%. Based upon an increase in the level of QSBL over the baseline level calculated
under the terms of the related purchase agreement, the dividend rate for the first quarter of 2013 is expected to be 1.2% and
the dividend rate for the second quarter is expected to be 1.0%, subject to confirmation by Treasury. For the tenth calendar quarter
through four and one half years after issuance, the dividend rate will be fixed at between one percent (1%) and seven percent
(7%) based upon the level of QSBL compared to the baseline. After four and one half years from the issuance, the dividend rate
will increase to nine percent (9%). Subject to regulatory approval, the Company is generally permitted to redeem the Series B
preferred shares at par plus unpaid dividends.<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_SaleOfStockPricePerShare', window );">Stock sold price per share</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">$ 10.00<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ProceedsFromIssuanceOrSaleOfEquity', window );">Net proceeds from the sale of preferred and common stock</a></td>
        <td class="nump">33,800<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DividendsPayableCurrentAndNoncurrent', window );">Accrued dividends</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">$ 58<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
    </table>
    <div style="display: none;">
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_FBP_AggregateFairValueOfPreferredStockAndWarrant">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The aggregate fair value of preferred stock and warrant.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>FBP_AggregateFairValueOfPreferredStockAndWarrant</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>FBP_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_FBP_AmountAllocatedToPreferredStock">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The amount allocated to preferred stock.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>FBP_AmountAllocatedToPreferredStock</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>FBP_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_FBP_AmountAllocatedToWarrant">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The amount allocated to warrant.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>FBP_AmountAllocatedToWarrant</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>FBP_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_FBP_DescriptionOfDividendRatePercentages">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The description of dividend rate percentages.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>FBP_DescriptionOfDividendRatePercentages</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>FBP_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:stringItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_FBP_DiscountRateUsedToDetermineFairValueOfPreferredStock">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The discount rate used to determine fair value of preferred stock.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>FBP_DiscountRateUsedToDetermineFairValueOfPreferredStock</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>FBP_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>num:percentItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_FBP_FairValueOfPreferredStock">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The fair value of preferred stock as determined using the discounted cash flow model.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>FBP_FairValueOfPreferredStock</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>FBP_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_FBP_FairValueOfWarrant">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The estimated fair value of a common stock warrant.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>FBP_FairValueOfWarrant</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>FBP_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_FBP_PercentOfAggregateFairValueAttributedToPreferredStock">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The percentage of the aggregate fair value attributed to preferred stock.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>FBP_PercentOfAggregateFairValueAttributedToPreferredStock</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>FBP_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>num:percentItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_FBP_PercentOfAggregateFairValueAttributedToWarrant">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The percentage of the aggregate fair value attributed to warrant.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>FBP_PercentOfAggregateFairValueAttributedToWarrant</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>FBP_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>num:percentItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_FBP_PreferredStockDividendRateAfterFiveYears">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The percentage rate used to calculate dividend payments on preferred stock after five years.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>FBP_PreferredStockDividendRateAfterFiveYears</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>FBP_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>num:percentItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_FBP_ThresholdForQualifiedCommunityBanks">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The threshold for community banks to no longer qualify for the SBLF.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>FBP_ThresholdForQualifiedCommunityBanks</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>FBP_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_FBP_WarrantRepurchasePerCommonShare">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The per share amount of warrants repurchased.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>FBP_WarrantRepurchasePerCommonShare</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>FBP_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>num:perShareItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ClassOfWarrantOrRightExercisePriceOfWarrantsOrRights">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The exercise price of each class of warrants or rights outstanding.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 235<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.4-08.(i)(4))<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6881521&amp;loc=d3e23780-122690<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 08<br><br> -Paragraph i<br><br> -Subparagraph 4<br><br> -Article 4<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_ClassOfWarrantOrRightExercisePriceOfWarrantsOrRights</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>us-types:perUnitItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ClassOfWarrantOrRightOutstanding">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Aggregate amount of each class of warrants or rights outstanding.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 129<br><br> -Paragraph 4<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 235<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.4-08.(i))<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6881521&amp;loc=d3e23780-122690<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 08<br><br> -Paragraph i<br><br> -Article 4<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_ClassOfWarrantOrRightOutstanding</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:sharesItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DividendsPayableCurrentAndNoncurrent">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Carrying value as of the balance sheet date of dividends declared but unpaid on equity securities issued by the entity and outstanding.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 944<br><br> -SubTopic 210<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.9-03.15(5))<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6879938&amp;loc=d3e572229-122910<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 210<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.9-03.15(5))<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6876686&amp;loc=d3e534808-122878<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 03<br><br> -Paragraph 15<br><br> -Subparagraph a<br><br> -Article 7<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 03<br><br> -Paragraph 15<br><br> -Subparagraph 5<br><br> -Article 9<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_DividendsPayableCurrentAndNoncurrent</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_PreferredStockAccretionOfRedemptionDiscount">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The amount of accretion of the preferred stock redemption discount during the period.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_PreferredStockAccretionOfRedemptionDiscount</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_PreferredStockDividendRatePercentage">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The percentage rate used to calculate dividend payments on preferred stock.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_PreferredStockDividendRatePercentage</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>num:percentItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_PreferredStockLiquidationPreference">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The per share liquidation preference (or restrictions) of nonredeemable preferred stock (or preferred stock redeemable solely at the option of the issuer) that has a preference in involuntary liquidation considerably in excess of the par or stated value of the shares. The liquidation preference is the difference between the preference in liquidation and the par or stated values of the share.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 08<br><br> -Paragraph d<br><br> -Article 4<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 235<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.4-08.(d)(1))<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6881521&amp;loc=d3e23780-122690<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 02<br><br> -Paragraph 29<br><br> -Article 5<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 129<br><br> -Paragraph 4, 6<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 505<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 3<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6928386&amp;loc=d3e21475-112644<br><br><br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 505<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 4<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6928386&amp;loc=d3e21484-112644<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_PreferredStockLiquidationPreference</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>num:perShareItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ProceedsFromIssuanceOrSaleOfEquity">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The cash inflow from the issuance of common stock, preferred stock, treasury stock, stock options, and other types of equity.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 95<br><br> -Paragraph 19<br><br> -Subparagraph a<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Glossary Financing Activities<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6513228<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 95<br><br> -Paragraph 18<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 14<br><br> -Subparagraph (a)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6943989&amp;loc=d3e3255-108585<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_ProceedsFromIssuanceOrSaleOfEquity</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_SaleOfStockPricePerShare">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Per share amount received by subsidiary or equity investee for each share of common stock issued or sold in the stock transaction.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Staff Accounting Bulletin (SAB)<br><br> -Number Topic 5<br><br> -Section H<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_SaleOfStockPricePerShare</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>num:perShareItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_StockIssuedDuringPeriodSharesNewIssues">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Number of new stock issued during the period.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 505<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.3-04)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6959260&amp;loc=d3e187085-122770<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 02<br><br> -Paragraph 29, 30<br><br> -Article 5<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher AICPA<br><br> -Name Accounting Principles Board Opinion (APB)<br><br> -Number 12<br><br> -Paragraph 10<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 04<br><br> -Article 3<br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 505<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 2<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6928386&amp;loc=d3e21463-112644<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_StockIssuedDuringPeriodSharesNewIssues</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:sharesItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_StockIssuedDuringPeriodSharesStockOptionsExercised">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Number of share options (or share units) exercised during the current period.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 210<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.5-02.28,29)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 718<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 2<br><br> -Subparagraph (c)(1)(iv)(2)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6415400&amp;loc=d3e5070-113901<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 04<br><br> -Article 3<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 02<br><br> -Paragraph 29, 30<br><br> -Article 5<br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 505<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 2<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6928386&amp;loc=d3e21463-112644<br><br><br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 505<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.3-04)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6959260&amp;loc=d3e187085-122770<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_StockIssuedDuringPeriodSharesStockOptionsExercised</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:sharesItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_StockIssuedDuringPeriodValueNewIssues">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Equity impact of the value of new stock issued during the period. Includes shares issued in an initial public offering or a secondary public offering.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 505<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.3-04)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6959260&amp;loc=d3e187085-122770<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 02<br><br> -Paragraph 29, 30, 31<br><br> -Article 5<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher AICPA<br><br> -Name Accounting Principles Board Opinion (APB)<br><br> -Number 12<br><br> -Paragraph 10<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 04<br><br> -Article 3<br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 505<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 2<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6928386&amp;loc=d3e21463-112644<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_StockIssuedDuringPeriodValueNewIssues</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_StockRedeemedOrCalledDuringPeriodShares">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Number of stock bought back by the entity at the exercise price or redemption price.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 505<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 2<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6928386&amp;loc=d3e21463-112644<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 129<br><br> -Paragraph 4, 5<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_StockRedeemedOrCalledDuringPeriodShares</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:sharesItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_StockRedeemedOrCalledDuringPeriodValue">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Equity impact of the value of stock bought back by the entity at the exercise price or redemption price.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 505<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 2<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6928386&amp;loc=d3e21463-112644<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 129<br><br> -Paragraph 4, 5<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_StockRedeemedOrCalledDuringPeriodValue</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
    </div>
  </body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>EXCEL
<SEQUENCE>59
<FILENAME>Financial_Report.xls
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
begin 644 Financial_Report.xls
M[[N_34E-12U697)S:6]N.B`Q+C`-"E@M1&]C=6UE;G0M5'EP93H@5V]R:V)O
M;VL-"D-O;G1E;G0M5'EP93H@;75L=&EP87)T+W)E;&%T960[(&)O=6YD87)Y
M/2(M+2TM/5].97AT4&%R=%]F.3`V,V0R85\P,V4U7S0Y-#1?86(T.5\R,&4T
M,V1A-CEA.#8B#0H-"E1H:7,@9&]C=6UE;G0@:7,@82!3:6YG;&4@1FEL92!7
M96(@4&%G92P@86QS;R!K;F]W;B!A<R!A(%=E8B!!<F-H:79E(&9I;&4N("!)
M9B!Y;W4@87)E('-E96EN9R!T:&ES(&UE<W-A9V4L('EO=7(@8G)O=W-E<B!O
M<B!E9&ET;W(@9&]E<VXG="!S=7!P;W)T(%=E8B!!<F-H:79E(&9I;&5S+B`@
M4&QE87-E(&1O=VYL;V%D(&$@8G)O=W-E<B!T:&%T('-U<'!O<G1S(%=E8B!!
M<F-H:79E+"!S=6-H(&%S($UI8W)O<V]F="!);G1E<FYE="!%>'!L;W)E<BX-
M"@T*+2TM+2TM/5].97AT4&%R=%]F.3`V,V0R85\P,V4U7S0Y-#1?86(T.5\R
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M;V9T+6-O;3IO9F9I8V4Z97AC96PB('AM;&YS/3-$(FAT='`Z+R]W=W<N=S,N
M;W)G+U12+U)%0RUH=&UL-#`B/@T*/&AE860^#0H\;65T82!N86UE/3-$(D5X
M8V5L(%=O<FMB;V]K($9R86UE<V5T(CX-"@T*/&UE=&$@;F%M93TS1%!R;V=)
M9"!C;VYT96YT/3-$17AC96PN4VAE970^#0H\;&EN:R!R96P],T1&:6QE+4QI
M<W0@:')E9CTS1")7;W)K<VAE971S+V9I;&5L:7-T+GAM;"(^#0H-"CPA+2U;
M:68@9W1E(&US;R`Y73X\>&UL/@T*(#QX.D5X8V5L5V]R:V)O;VL^#0H@(#QX
M.D5X8V5L5V]R:W-H965T<SX-"B`@(#QX.D5X8V5L5V]R:W-H965T/@T*("`@
M(#QX.DYA;64^1&]C=6UE;G1?86YD7T5N=&ET>5]);F9O<FUA=&EO/"]X.DYA
M;64^#0H@("`@/'@Z5V]R:W-H965T4V]U<F-E($A2968],T0B5V]R:W-H965T
M<R]3:&5E=#`Q+FAT;6PB+SX-"B`@(#PO>#I%>&-E;%=O<FMS:&5E=#X-"B`@
M(#QX.D5X8V5L5V]R:W-H965T/@T*("`@(#QX.DYA;64^0V]N<V]L:61A=&5D
M7T)A;&%N8V5?4VAE971S/"]X.DYA;64^#0H@("`@/'@Z5V]R:W-H965T4V]U
M<F-E($A2968],T0B5V]R:W-H965T<R]3:&5E=#`R+FAT;6PB+SX-"B`@(#PO
M>#I%>&-E;%=O<FMS:&5E=#X-"B`@(#QX.D5X8V5L5V]R:W-H965T/@T*("`@
M(#QX.DYA;64^0V]N<V]L:61A=&5D7T)A;&%N8V5?4VAE971S7U!A/"]X.DYA
M;64^#0H@("`@/'@Z5V]R:W-H965T4V]U<F-E($A2968],T0B5V]R:W-H965T
M<R]3:&5E=#`S+FAT;6PB+SX-"B`@(#PO>#I%>&-E;%=O<FMS:&5E=#X-"B`@
M(#QX.D5X8V5L5V]R:W-H965T/@T*("`@(#QX.DYA;64^0V]N<V]L:61A=&5D
M7U-T871E;65N='-?;V9?26YC/"]X.DYA;64^#0H@("`@/'@Z5V]R:W-H965T
M4V]U<F-E($A2968],T0B5V]R:W-H965T<R]3:&5E=#`T+FAT;6PB+SX-"B`@
M(#PO>#I%>&-E;%=O<FMS:&5E=#X-"B`@(#QX.D5X8V5L5V]R:W-H965T/@T*
M("`@(#QX.DYA;64^0V]N<V]L:61A=&5D7U-T871E;65N='-?;V9?0V]M/"]X
M.DYA;64^#0H@("`@/'@Z5V]R:W-H965T4V]U<F-E($A2968],T0B5V]R:W-H
M965T<R]3:&5E=#`U+FAT;6PB+SX-"B`@(#PO>#I%>&-E;%=O<FMS:&5E=#X-
M"B`@(#QX.D5X8V5L5V]R:W-H965T/@T*("`@(#QX.DYA;64^0V]N<V]L:61A
M=&5D7U-T871E;65N='-?;V9?4VAA/"]X.DYA;64^#0H@("`@/'@Z5V]R:W-H
M965T4V]U<F-E($A2968],T0B5V]R:W-H965T<R]3:&5E=#`V+FAT;6PB+SX-
M"B`@(#PO>#I%>&-E;%=O<FMS:&5E=#X-"B`@(#QX.D5X8V5L5V]R:W-H965T
M/@T*("`@(#QX.DYA;64^0V]N<V]L:61A=&5D7U-T871E;65N='-?;V9?0V%S
M/"]X.DYA;64^#0H@("`@/'@Z5V]R:W-H965T4V]U<F-E($A2968],T0B5V]R
M:W-H965T<R]3:&5E=#`W+FAT;6PB+SX-"B`@(#PO>#I%>&-E;%=O<FMS:&5E
M=#X-"B`@(#QX.D5X8V5L5V]R:W-H965T/@T*("`@(#QX.DYA;64^4W5M;6%R
M>5]O9E]3:6=N:69I8V%N=%]!8V-O=6YT/"]X.DYA;64^#0H@("`@/'@Z5V]R
M:W-H965T4V]U<F-E($A2968],T0B5V]R:W-H965T<R]3:&5E=#`X+FAT;6PB
M+SX-"B`@(#PO>#I%>&-E;%=O<FMS:&5E=#X-"B`@(#QX.D5X8V5L5V]R:W-H
M965T/@T*("`@(#QX.DYA;64^06-Q=6ES:71I;VYS7T-O;7!L971E9%]A;F1?
M4&5N/"]X.DYA;64^#0H@("`@/'@Z5V]R:W-H965T4V]U<F-E($A2968],T0B
M5V]R:W-H965T<R]3:&5E=#`Y+FAT;6PB+SX-"B`@(#PO>#I%>&-E;%=O<FMS
M:&5E=#X-"B`@(#QX.D5X8V5L5V]R:W-H965T/@T*("`@(#QX.DYA;64^4V5C
M=7)I=&EE<SPO>#I.86UE/@T*("`@(#QX.E=O<FMS:&5E=%-O=7)C92!(4F5F
M/3-$(E=O<FMS:&5E=',O4VAE970Q,"YH=&UL(B\^#0H@("`\+W@Z17AC96Q7
M;W)K<VAE970^#0H@("`\>#I%>&-E;%=O<FMS:&5E=#X-"B`@("`\>#I.86UE
M/DQO86YS7V%N9%]!<W-E=%]1=6%L:71Y7TEN9F]R;3PO>#I.86UE/@T*("`@
M(#QX.E=O<FMS:&5E=%-O=7)C92!(4F5F/3-$(E=O<FMS:&5E=',O4VAE970Q
M,2YH=&UL(B\^#0H@("`\+W@Z17AC96Q7;W)K<VAE970^#0H@("`\>#I%>&-E
M;%=O<FMS:&5E=#X-"B`@("`\>#I.86UE/E!R96UI<V5S7V%N9%]%<75I<&UE
M;G0\+W@Z3F%M93X-"B`@("`\>#I7;W)K<VAE9713;W5R8V4@2%)E9CTS1")7
M;W)K<VAE971S+U-H965T,3(N:'1M;"(O/@T*("`@/"]X.D5X8V5L5V]R:W-H
M965T/@T*("`@/'@Z17AC96Q7;W)K<VAE970^#0H@("`@/'@Z3F%M93Y&1$E#
M7TEN9&5M;FEF:6-A=&EO;E]!<W-E=#PO>#I.86UE/@T*("`@(#QX.E=O<FMS
M:&5E=%-O=7)C92!(4F5F/3-$(E=O<FMS:&5E=',O4VAE970Q,RYH=&UL(B\^
M#0H@("`\+W@Z17AC96Q7;W)K<VAE970^#0H@("`\>#I%>&-E;%=O<FMS:&5E
M=#X-"B`@("`\>#I.86UE/D=O;V1W:6QL7V%N9%]/=&AE<E]);G1A;F=I8FQE
M7SPO>#I.86UE/@T*("`@(#QX.E=O<FMS:&5E=%-O=7)C92!(4F5F/3-$(E=O
M<FMS:&5E=',O4VAE970Q-"YH=&UL(B\^#0H@("`\+W@Z17AC96Q7;W)K<VAE
M970^#0H@("`\>#I%>&-E;%=O<FMS:&5E=#X-"B`@("`\>#I.86UE/DEN8V]M
M95]487AE<SPO>#I.86UE/@T*("`@(#QX.E=O<FMS:&5E=%-O=7)C92!(4F5F
M/3-$(E=O<FMS:&5E=',O4VAE970Q-2YH=&UL(B\^#0H@("`\+W@Z17AC96Q7
M;W)K<VAE970^#0H@("`\>#I%>&-E;%=O<FMS:&5E=#X-"B`@("`\>#I.86UE
M/E1I;65?1&5P;W-I='-?4V5C=7)I=&EE<U]3;VQD7SPO>#I.86UE/@T*("`@
M(#QX.E=O<FMS:&5E=%-O=7)C92!(4F5F/3-$(E=O<FMS:&5E=',O4VAE970Q
M-BYH=&UL(B\^#0H@("`\+W@Z17AC96Q7;W)K<VAE970^#0H@("`\>#I%>&-E
M;%=O<FMS:&5E=#X-"B`@("`\>#I.86UE/D)O<G)O=VEN9W-?86YD7T)O<G)O
M=VEN9W-?079A:3PO>#I.86UE/@T*("`@(#QX.E=O<FMS:&5E=%-O=7)C92!(
M4F5F/3-$(E=O<FMS:&5E=',O4VAE970Q-RYH=&UL(B\^#0H@("`\+W@Z17AC
M96Q7;W)K<VAE970^#0H@("`\>#I%>&-E;%=O<FMS:&5E=#X-"B`@("`\>#I.
M86UE/DQE87-E<SPO>#I.86UE/@T*("`@(#QX.E=O<FMS:&5E=%-O=7)C92!(
M4F5F/3-$(E=O<FMS:&5E=',O4VAE970Q."YH=&UL(B\^#0H@("`\+W@Z17AC
M96Q7;W)K<VAE970^#0H@("`\>#I%>&-E;%=O<FMS:&5E=#X-"B`@("`\>#I.
M86UE/D5M<&QO>65E7T)E;F5F:71?4&QA;G,\+W@Z3F%M93X-"B`@("`\>#I7
M;W)K<VAE9713;W5R8V4@2%)E9CTS1")7;W)K<VAE971S+U-H965T,3DN:'1M
M;"(O/@T*("`@/"]X.D5X8V5L5V]R:W-H965T/@T*("`@/'@Z17AC96Q7;W)K
M<VAE970^#0H@("`@/'@Z3F%M93Y#;VUM:71M96YT<U]#;VYT:6YG96YC:65S
M7V%N9%\\+W@Z3F%M93X-"B`@("`\>#I7;W)K<VAE9713;W5R8V4@2%)E9CTS
M1")7;W)K<VAE971S+U-H965T,C`N:'1M;"(O/@T*("`@/"]X.D5X8V5L5V]R
M:W-H965T/@T*("`@/'@Z17AC96Q7;W)K<VAE970^#0H@("`@/'@Z3F%M93Y&
M86ER7U9A;'5E/"]X.DYA;64^#0H@("`@/'@Z5V]R:W-H965T4V]U<F-E($A2
M968],T0B5V]R:W-H965T<R]3:&5E=#(Q+FAT;6PB+SX-"B`@(#PO>#I%>&-E
M;%=O<FMS:&5E=#X-"B`@(#QX.D5X8V5L5V]R:W-H965T/@T*("`@(#QX.DYA
M;64^17%U:71Y0F%S961?0V]M<&5N<V%T:6]N7U!L86YS/"]X.DYA;64^#0H@
M("`@/'@Z5V]R:W-H965T4V]U<F-E($A2968],T0B5V]R:W-H965T<R]3:&5E
M=#(R+FAT;6PB+SX-"B`@(#PO>#I%>&-E;%=O<FMS:&5E=#X-"B`@(#QX.D5X
M8V5L5V]R:W-H965T/@T*("`@(#QX.DYA;64^4F5G=6QA=&]R>5]297-T<FEC
M=&EO;G,\+W@Z3F%M93X-"B`@("`\>#I7;W)K<VAE9713;W5R8V4@2%)E9CTS
M1")7;W)K<VAE971S+U-H965T,C,N:'1M;"(O/@T*("`@/"]X.D5X8V5L5V]R
M:W-H965T/@T*("`@/'@Z17AC96Q7;W)K<VAE970^#0H@("`@/'@Z3F%M93Y3
M=7!P;&5M96YT87)Y7TEN8V]M95]3=&%T96UE;G0\+W@Z3F%M93X-"B`@("`\
M>#I7;W)K<VAE9713;W5R8V4@2%)E9CTS1")7;W)K<VAE971S+U-H965T,C0N
M:'1M;"(O/@T*("`@/"]X.D5X8V5L5V]R:W-H965T/@T*("`@/'@Z17AC96Q7
M;W)K<VAE970^#0H@("`@/'@Z3F%M93Y#;VYD96YS961?4&%R96YT7T-O;7!A
M;GE?26YF;W(\+W@Z3F%M93X-"B`@("`\>#I7;W)K<VAE9713;W5R8V4@2%)E
M9CTS1")7;W)K<VAE971S+U-H965T,C4N:'1M;"(O/@T*("`@/"]X.D5X8V5L
M5V]R:W-H965T/@T*("`@/'@Z17AC96Q7;W)K<VAE970^#0H@("`@/'@Z3F%M
M93Y3:&%R96AO;&1E<G-?17%U:71Y7U1R86YS86-T:6\\+W@Z3F%M93X-"B`@
M("`\>#I7;W)K<VAE9713;W5R8V4@2%)E9CTS1")7;W)K<VAE971S+U-H965T
M,C8N:'1M;"(O/@T*("`@/"]X.D5X8V5L5V]R:W-H965T/@T*("`@/'@Z17AC
M96Q7;W)K<VAE970^#0H@("`@/'@Z3F%M93Y3=6)S97%U96YT7T5V96YT/"]X
M.DYA;64^#0H@("`@/'@Z5V]R:W-H965T4V]U<F-E($A2968],T0B5V]R:W-H
M965T<R]3:&5E=#(W+FAT;6PB+SX-"B`@(#PO>#I%>&-E;%=O<FMS:&5E=#X-
M"B`@(#QX.D5X8V5L5V]R:W-H965T/@T*("`@(#QX.DYA;64^4W5M;6%R>5]O
M9E]3:6=N:69I8V%N=%]!8V-O=6YT,3PO>#I.86UE/@T*("`@(#QX.E=O<FMS
M:&5E=%-O=7)C92!(4F5F/3-$(E=O<FMS:&5E=',O4VAE970R."YH=&UL(B\^
M#0H@("`\+W@Z17AC96Q7;W)K<VAE970^#0H@("`\>#I%>&-E;%=O<FMS:&5E
M=#X-"B`@("`\>#I.86UE/E-U;6UA<GE?;V9?4VEG;FEF:6-A;G1?06-C;W5N
M=#(\+W@Z3F%M93X-"B`@("`\>#I7;W)K<VAE9713;W5R8V4@2%)E9CTS1")7
M;W)K<VAE971S+U-H965T,CDN:'1M;"(O/@T*("`@/"]X.D5X8V5L5V]R:W-H
M965T/@T*("`@/'@Z17AC96Q7;W)K<VAE970^#0H@("`@/'@Z3F%M93Y!8W%U
M:7-I=&EO;G-?0V]M<&QE=&5D7V%N9%]096XQ/"]X.DYA;64^#0H@("`@/'@Z
M5V]R:W-H965T4V]U<F-E($A2968],T0B5V]R:W-H965T<R]3:&5E=#,P+FAT
M;6PB+SX-"B`@(#PO>#I%>&-E;%=O<FMS:&5E=#X-"B`@(#QX.D5X8V5L5V]R
M:W-H965T/@T*("`@(#QX.DYA;64^4V5C=7)I=&EE<U]486)L97,\+W@Z3F%M
M93X-"B`@("`\>#I7;W)K<VAE9713;W5R8V4@2%)E9CTS1")7;W)K<VAE971S
M+U-H965T,S$N:'1M;"(O/@T*("`@/"]X.D5X8V5L5V]R:W-H965T/@T*("`@
M/'@Z17AC96Q7;W)K<VAE970^#0H@("`@/'@Z3F%M93Y,;V%N<U]A;F1?07-S
M971?475A;&ET>5]);F9O<FTQ/"]X.DYA;64^#0H@("`@/'@Z5V]R:W-H965T
M4V]U<F-E($A2968],T0B5V]R:W-H965T<R]3:&5E=#,R+FAT;6PB+SX-"B`@
M(#PO>#I%>&-E;%=O<FMS:&5E=#X-"B`@(#QX.D5X8V5L5V]R:W-H965T/@T*
M("`@(#QX.DYA;64^4')E;6ES97-?86YD7T5Q=6EP;65N=%]486)L97,\+W@Z
M3F%M93X-"B`@("`\>#I7;W)K<VAE9713;W5R8V4@2%)E9CTS1")7;W)K<VAE
M971S+U-H965T,S,N:'1M;"(O/@T*("`@/"]X.D5X8V5L5V]R:W-H965T/@T*
M("`@/'@Z17AC96Q7;W)K<VAE970^#0H@("`@/'@Z3F%M93Y&1$E#7TEN9&5M
M;FEF:6-A=&EO;E]!<W-E=%]486(\+W@Z3F%M93X-"B`@("`\>#I7;W)K<VAE
M9713;W5R8V4@2%)E9CTS1")7;W)K<VAE971S+U-H965T,S0N:'1M;"(O/@T*
M("`@/"]X.D5X8V5L5V]R:W-H965T/@T*("`@/'@Z17AC96Q7;W)K<VAE970^
M#0H@("`@/'@Z3F%M93Y';V]D=VEL;%]A;F1?3W1H97)?26YT86YG:6)L95\Q
M/"]X.DYA;64^#0H@("`@/'@Z5V]R:W-H965T4V]U<F-E($A2968],T0B5V]R
M:W-H965T<R]3:&5E=#,U+FAT;6PB+SX-"B`@(#PO>#I%>&-E;%=O<FMS:&5E
M=#X-"B`@(#QX.D5X8V5L5V]R:W-H965T/@T*("`@(#QX.DYA;64^26YC;VUE
M7U1A>&5S7U1A8FQE<SPO>#I.86UE/@T*("`@(#QX.E=O<FMS:&5E=%-O=7)C
M92!(4F5F/3-$(E=O<FMS:&5E=',O4VAE970S-BYH=&UL(B\^#0H@("`\+W@Z
M17AC96Q7;W)K<VAE970^#0H@("`\>#I%>&-E;%=O<FMS:&5E=#X-"B`@("`\
M>#I.86UE/E1I;65?1&5P;W-I='-?4V5C=7)I=&EE<U]3;VQD7S$\+W@Z3F%M
M93X-"B`@("`\>#I7;W)K<VAE9713;W5R8V4@2%)E9CTS1")7;W)K<VAE971S
M+U-H965T,S<N:'1M;"(O/@T*("`@/"]X.D5X8V5L5V]R:W-H965T/@T*("`@
M/'@Z17AC96Q7;W)K<VAE970^#0H@("`@/'@Z3F%M93Y";W)R;W=I;F=S7V%N
M9%]";W)R;W=I;F=S7T%V86DQ/"]X.DYA;64^#0H@("`@/'@Z5V]R:W-H965T
M4V]U<F-E($A2968],T0B5V]R:W-H965T<R]3:&5E=#,X+FAT;6PB+SX-"B`@
M(#PO>#I%>&-E;%=O<FMS:&5E=#X-"B`@(#QX.D5X8V5L5V]R:W-H965T/@T*
M("`@(#QX.DYA;64^3&5A<V5S7U1A8FQE<SPO>#I.86UE/@T*("`@(#QX.E=O
M<FMS:&5E=%-O=7)C92!(4F5F/3-$(E=O<FMS:&5E=',O4VAE970S.2YH=&UL
M(B\^#0H@("`\+W@Z17AC96Q7;W)K<VAE970^#0H@("`\>#I%>&-E;%=O<FMS
M:&5E=#X-"B`@("`\>#I.86UE/D5M<&QO>65E7T)E;F5F:71?4&QA;G-?5&%B
M;&5S/"]X.DYA;64^#0H@("`@/'@Z5V]R:W-H965T4V]U<F-E($A2968],T0B
M5V]R:W-H965T<R]3:&5E=#0P+FAT;6PB+SX-"B`@(#PO>#I%>&-E;%=O<FMS
M:&5E=#X-"B`@(#QX.D5X8V5L5V]R:W-H965T/@T*("`@(#QX.DYA;64^0V]M
M;6ET;65N='-?0V]N=&EN9V5N8VEE<U]A;F1?,3PO>#I.86UE/@T*("`@(#QX
M.E=O<FMS:&5E=%-O=7)C92!(4F5F/3-$(E=O<FMS:&5E=',O4VAE970T,2YH
M=&UL(B\^#0H@("`\+W@Z17AC96Q7;W)K<VAE970^#0H@("`\>#I%>&-E;%=O
M<FMS:&5E=#X-"B`@("`\>#I.86UE/D9A:7)?5F%L=65?5&%B;&5S/"]X.DYA
M;64^#0H@("`@/'@Z5V]R:W-H965T4V]U<F-E($A2968],T0B5V]R:W-H965T
M<R]3:&5E=#0R+FAT;6PB+SX-"B`@(#PO>#I%>&-E;%=O<FMS:&5E=#X-"B`@
M(#QX.D5X8V5L5V]R:W-H965T/@T*("`@(#QX.DYA;64^17%U:71Y0F%S961?
M0V]M<&5N<V%T:6]N7U!L86YS,3PO>#I.86UE/@T*("`@(#QX.E=O<FMS:&5E
M=%-O=7)C92!(4F5F/3-$(E=O<FMS:&5E=',O4VAE970T,RYH=&UL(B\^#0H@
M("`\+W@Z17AC96Q7;W)K<VAE970^#0H@("`\>#I%>&-E;%=O<FMS:&5E=#X-
M"B`@("`\>#I.86UE/E)E9W5L871O<GE?4F5S=')I8W1I;VYS7U1A8FQE<SPO
M>#I.86UE/@T*("`@(#QX.E=O<FMS:&5E=%-O=7)C92!(4F5F/3-$(E=O<FMS
M:&5E=',O4VAE970T-"YH=&UL(B\^#0H@("`\+W@Z17AC96Q7;W)K<VAE970^
M#0H@("`\>#I%>&-E;%=O<FMS:&5E=#X-"B`@("`\>#I.86UE/E-U<'!L96UE
M;G1A<GE?26YC;VUE7U-T871E;65N=#$\+W@Z3F%M93X-"B`@("`\>#I7;W)K
M<VAE9713;W5R8V4@2%)E9CTS1")7;W)K<VAE971S+U-H965T-#4N:'1M;"(O
M/@T*("`@/"]X.D5X8V5L5V]R:W-H965T/@T*("`@/'@Z17AC96Q7;W)K<VAE
M970^#0H@("`@/'@Z3F%M93Y#;VYD96YS961?4&%R96YT7T-O;7!A;GE?26YF
M;W(Q/"]X.DYA;64^#0H@("`@/'@Z5V]R:W-H965T4V]U<F-E($A2968],T0B
M5V]R:W-H965T<R]3:&5E=#0V+FAT;6PB+SX-"B`@(#PO>#I%>&-E;%=O<FMS
M:&5E=#X-"B`@(#QX.D5X8V5L5V]R:W-H965T/@T*("`@(#QX.DYA;64^4VAA
M<F5H;VQD97)S7T5Q=6ET>5]4<F%N<V%C=&EO,3PO>#I.86UE/@T*("`@(#QX
M.E=O<FMS:&5E=%-O=7)C92!(4F5F/3-$(E=O<FMS:&5E=',O4VAE970T-RYH
M=&UL(B\^#0H@("`\+W@Z17AC96Q7;W)K<VAE970^#0H@("`\>#I%>&-E;%=O
M<FMS:&5E=#X-"B`@("`\>#I.86UE/E-U;6UA<GE?;V9?4VEG;FEF:6-A;G1?
M06-C;W5N=#,\+W@Z3F%M93X-"B`@("`\>#I7;W)K<VAE9713;W5R8V4@2%)E
M9CTS1")7;W)K<VAE971S+U-H965T-#@N:'1M;"(O/@T*("`@/"]X.D5X8V5L
M5V]R:W-H965T/@T*("`@/'@Z17AC96Q7;W)K<VAE970^#0H@("`@/'@Z3F%M
M93Y3=6UM87)Y7V]F7U-I9VYI9FEC86YT7T%C8V]U;G0T/"]X.DYA;64^#0H@
M("`@/'@Z5V]R:W-H965T4V]U<F-E($A2968],T0B5V]R:W-H965T<R]3:&5E
M=#0Y+FAT;6PB+SX-"B`@(#PO>#I%>&-E;%=O<FMS:&5E=#X-"B`@(#QX.D5X
M8V5L5V]R:W-H965T/@T*("`@(#QX.DYA;64^4W5M;6%R>5]O9E]3:6=N:69I
M8V%N=%]!8V-O=6YT-3PO>#I.86UE/@T*("`@(#QX.E=O<FMS:&5E=%-O=7)C
M92!(4F5F/3-$(E=O<FMS:&5E=',O4VAE970U,"YH=&UL(B\^#0H@("`\+W@Z
M17AC96Q7;W)K<VAE970^#0H@("`\>#I%>&-E;%=O<FMS:&5E=#X-"B`@("`\
M>#I.86UE/D%C<75I<VET:6]N<U]#;VUP;&5T961?86YD7U!E;C(\+W@Z3F%M
M93X-"B`@("`\>#I7;W)K<VAE9713;W5R8V4@2%)E9CTS1")7;W)K<VAE971S
M+U-H965T-3$N:'1M;"(O/@T*("`@/"]X.D5X8V5L5V]R:W-H965T/@T*("`@
M/'@Z17AC96Q7;W)K<VAE970^#0H@("`@/'@Z3F%M93Y!8W%U:7-I=&EO;G-?
M0V]M<&QE=&5D7V%N9%]096XS/"]X.DYA;64^#0H@("`@/'@Z5V]R:W-H965T
M4V]U<F-E($A2968],T0B5V]R:W-H965T<R]3:&5E=#4R+FAT;6PB+SX-"B`@
M(#PO>#I%>&-E;%=O<FMS:&5E=#X-"B`@(#QX.D5X8V5L5V]R:W-H965T/@T*
M("`@(#QX.DYA;64^4V5C=7)I=&EE<U]$971A:6QS7TYA<G)A=&EV93PO>#I.
M86UE/@T*("`@(#QX.E=O<FMS:&5E=%-O=7)C92!(4F5F/3-$(E=O<FMS:&5E
M=',O4VAE970U,RYH=&UL(B\^#0H@("`\+W@Z17AC96Q7;W)K<VAE970^#0H@
M("`\>#I%>&-E;%=O<FMS:&5E=#X-"B`@("`\>#I.86UE/E-E8W5R:71I97-?
M1&5T86EL<SPO>#I.86UE/@T*("`@(#QX.E=O<FMS:&5E=%-O=7)C92!(4F5F
M/3-$(E=O<FMS:&5E=',O4VAE970U-"YH=&UL(B\^#0H@("`\+W@Z17AC96Q7
M;W)K<VAE970^#0H@("`\>#I%>&-E;%=O<FMS:&5E=#X-"B`@("`\>#I.86UE
M/E-E8W5R:71I97-?1&5T86EL<U\Q/"]X.DYA;64^#0H@("`@/'@Z5V]R:W-H
M965T4V]U<F-E($A2968],T0B5V]R:W-H965T<R]3:&5E=#4U+FAT;6PB+SX-
M"B`@(#PO>#I%>&-E;%=O<FMS:&5E=#X-"B`@(#QX.D5X8V5L5V]R:W-H965T
M/@T*("`@(#QX.DYA;64^4V5C=7)I=&EE<U]$971A:6QS7S(\+W@Z3F%M93X-
M"B`@("`\>#I7;W)K<VAE9713;W5R8V4@2%)E9CTS1")7;W)K<VAE971S+U-H
M965T-38N:'1M;"(O/@T*("`@/"]X.D5X8V5L5V]R:W-H965T/@T*("`@/'@Z
M17AC96Q7;W)K<VAE970^#0H@("`@/'@Z3F%M93Y396-U<FET:65S7T1E=&%I
M;'-?,SPO>#I.86UE/@T*("`@(#QX.E=O<FMS:&5E=%-O=7)C92!(4F5F/3-$
M(E=O<FMS:&5E=',O4VAE970U-RYH=&UL(B\^#0H@("`\+W@Z17AC96Q7;W)K
M<VAE970^#0H@("`\>#I%>&-E;%=O<FMS:&5E=#X-"B`@("`\>#I.86UE/DQO
M86YS7V%N9%]!<W-E=%]1=6%L:71Y7TEN9F]R;3(\+W@Z3F%M93X-"B`@("`\
M>#I7;W)K<VAE9713;W5R8V4@2%)E9CTS1")7;W)K<VAE971S+U-H965T-3@N
M:'1M;"(O/@T*("`@/"]X.D5X8V5L5V]R:W-H965T/@T*("`@/'@Z17AC96Q7
M;W)K<VAE970^#0H@("`@/'@Z3F%M93Y,;V%N<U]A;F1?07-S971?475A;&ET
M>5]);F9O<FTS/"]X.DYA;64^#0H@("`@/'@Z5V]R:W-H965T4V]U<F-E($A2
M968],T0B5V]R:W-H965T<R]3:&5E=#4Y+FAT;6PB+SX-"B`@(#PO>#I%>&-E
M;%=O<FMS:&5E=#X-"B`@(#QX.D5X8V5L5V]R:W-H965T/@T*("`@(#QX.DYA
M;64^3&]A;G-?86YD7T%S<V5T7U%U86QI='E?26YF;W)M-#PO>#I.86UE/@T*
M("`@(#QX.E=O<FMS:&5E=%-O=7)C92!(4F5F/3-$(E=O<FMS:&5E=',O4VAE
M970V,"YH=&UL(B\^#0H@("`\+W@Z17AC96Q7;W)K<VAE970^#0H@("`\>#I%
M>&-E;%=O<FMS:&5E=#X-"B`@("`\>#I.86UE/DQO86YS7V%N9%]!<W-E=%]1
M=6%L:71Y7TEN9F]R;34\+W@Z3F%M93X-"B`@("`\>#I7;W)K<VAE9713;W5R
M8V4@2%)E9CTS1")7;W)K<VAE971S+U-H965T-C$N:'1M;"(O/@T*("`@/"]X
M.D5X8V5L5V]R:W-H965T/@T*("`@/'@Z17AC96Q7;W)K<VAE970^#0H@("`@
M/'@Z3F%M93Y,;V%N<U]A;F1?07-S971?475A;&ET>5]);F9O<FTV/"]X.DYA
M;64^#0H@("`@/'@Z5V]R:W-H965T4V]U<F-E($A2968],T0B5V]R:W-H965T
M<R]3:&5E=#8R+FAT;6PB+SX-"B`@(#PO>#I%>&-E;%=O<FMS:&5E=#X-"B`@
M(#QX.D5X8V5L5V]R:W-H965T/@T*("`@(#QX.DYA;64^3&]A;G-?86YD7T%S
M<V5T7U%U86QI='E?26YF;W)M-SPO>#I.86UE/@T*("`@(#QX.E=O<FMS:&5E
M=%-O=7)C92!(4F5F/3-$(E=O<FMS:&5E=',O4VAE970V,RYH=&UL(B\^#0H@
M("`\+W@Z17AC96Q7;W)K<VAE970^#0H@("`\>#I%>&-E;%=O<FMS:&5E=#X-
M"B`@("`\>#I.86UE/DQO86YS7V%N9%]!<W-E=%]1=6%L:71Y7TEN9F]R;3@\
M+W@Z3F%M93X-"B`@("`\>#I7;W)K<VAE9713;W5R8V4@2%)E9CTS1")7;W)K
M<VAE971S+U-H965T-C0N:'1M;"(O/@T*("`@/"]X.D5X8V5L5V]R:W-H965T
M/@T*("`@/'@Z17AC96Q7;W)K<VAE970^#0H@("`@/'@Z3F%M93Y,;V%N<U]A
M;F1?07-S971?475A;&ET>5]);F9O<FTY/"]X.DYA;64^#0H@("`@/'@Z5V]R
M:W-H965T4V]U<F-E($A2968],T0B5V]R:W-H965T<R]3:&5E=#8U+FAT;6PB
M+SX-"B`@(#PO>#I%>&-E;%=O<FMS:&5E=#X-"B`@(#QX.D5X8V5L5V]R:W-H
M965T/@T*("`@(#QX.DYA;64^3&]A;G-?86YD7T%S<V5T7U%U86QI='E?26YF
M;W)M,3`\+W@Z3F%M93X-"B`@("`\>#I7;W)K<VAE9713;W5R8V4@2%)E9CTS
M1")7;W)K<VAE971S+U-H965T-C8N:'1M;"(O/@T*("`@/"]X.D5X8V5L5V]R
M:W-H965T/@T*("`@/'@Z17AC96Q7;W)K<VAE970^#0H@("`@/'@Z3F%M93Y,
M;V%N<U]A;F1?07-S971?475A;&ET>5]);F9O<FTQ,3PO>#I.86UE/@T*("`@
M(#QX.E=O<FMS:&5E=%-O=7)C92!(4F5F/3-$(E=O<FMS:&5E=',O4VAE970V
M-RYH=&UL(B\^#0H@("`\+W@Z17AC96Q7;W)K<VAE970^#0H@("`\>#I%>&-E
M;%=O<FMS:&5E=#X-"B`@("`\>#I.86UE/DQO86YS7V%N9%]!<W-E=%]1=6%L
M:71Y7TEN9F]R;3$R/"]X.DYA;64^#0H@("`@/'@Z5V]R:W-H965T4V]U<F-E
M($A2968],T0B5V]R:W-H965T<R]3:&5E=#8X+FAT;6PB+SX-"B`@(#PO>#I%
M>&-E;%=O<FMS:&5E=#X-"B`@(#QX.D5X8V5L5V]R:W-H965T/@T*("`@(#QX
M.DYA;64^3&]A;G-?86YD7T%S<V5T7U%U86QI='E?26YF;W)M,3,\+W@Z3F%M
M93X-"B`@("`\>#I7;W)K<VAE9713;W5R8V4@2%)E9CTS1")7;W)K<VAE971S
M+U-H965T-CDN:'1M;"(O/@T*("`@/"]X.D5X8V5L5V]R:W-H965T/@T*("`@
M/'@Z17AC96Q7;W)K<VAE970^#0H@("`@/'@Z3F%M93Y,;V%N<U]A;F1?07-S
M971?475A;&ET>5]);F9O<FTQ-#PO>#I.86UE/@T*("`@(#QX.E=O<FMS:&5E
M=%-O=7)C92!(4F5F/3-$(E=O<FMS:&5E=',O4VAE970W,"YH=&UL(B\^#0H@
M("`\+W@Z17AC96Q7;W)K<VAE970^#0H@("`\>#I%>&-E;%=O<FMS:&5E=#X-
M"B`@("`\>#I.86UE/DQO86YS7V%N9%]!<W-E=%]1=6%L:71Y7TEN9F]R;3$U
M/"]X.DYA;64^#0H@("`@/'@Z5V]R:W-H965T4V]U<F-E($A2968],T0B5V]R
M:W-H965T<R]3:&5E=#<Q+FAT;6PB+SX-"B`@(#PO>#I%>&-E;%=O<FMS:&5E
M=#X-"B`@(#QX.D5X8V5L5V]R:W-H965T/@T*("`@(#QX.DYA;64^3&]A;G-?
M86YD7T%S<V5T7U%U86QI='E?26YF;W)M,38\+W@Z3F%M93X-"B`@("`\>#I7
M;W)K<VAE9713;W5R8V4@2%)E9CTS1")7;W)K<VAE971S+U-H965T-S(N:'1M
M;"(O/@T*("`@/"]X.D5X8V5L5V]R:W-H965T/@T*("`@/'@Z17AC96Q7;W)K
M<VAE970^#0H@("`@/'@Z3F%M93Y0<F5M:7-E<U]A;F1?17%U:7!M96YT7T1E
M=&%I;',\+W@Z3F%M93X-"B`@("`\>#I7;W)K<VAE9713;W5R8V4@2%)E9CTS
M1")7;W)K<VAE971S+U-H965T-S,N:'1M;"(O/@T*("`@/"]X.D5X8V5L5V]R
M:W-H965T/@T*("`@/'@Z17AC96Q7;W)K<VAE970^#0H@("`@/'@Z3F%M93Y&
M1$E#7TEN9&5M;FEF:6-A=&EO;E]!<W-E=%]$970\+W@Z3F%M93X-"B`@("`\
M>#I7;W)K<VAE9713;W5R8V4@2%)E9CTS1")7;W)K<VAE971S+U-H965T-S0N
M:'1M;"(O/@T*("`@/"]X.D5X8V5L5V]R:W-H965T/@T*("`@/'@Z17AC96Q7
M;W)K<VAE970^#0H@("`@/'@Z3F%M93Y&1$E#7TEN9&5M;FEF:6-A=&EO;E]!
M<W-E=%]$970Q/"]X.DYA;64^#0H@("`@/'@Z5V]R:W-H965T4V]U<F-E($A2
M968],T0B5V]R:W-H965T<R]3:&5E=#<U+FAT;6PB+SX-"B`@(#PO>#I%>&-E
M;%=O<FMS:&5E=#X-"B`@(#QX.D5X8V5L5V]R:W-H965T/@T*("`@(#QX.DYA
M;64^1V]O9'=I;&Q?86YD7T]T:&5R7TEN=&%N9VEB;&5?,CPO>#I.86UE/@T*
M("`@(#QX.E=O<FMS:&5E=%-O=7)C92!(4F5F/3-$(E=O<FMS:&5E=',O4VAE
M970W-BYH=&UL(B\^#0H@("`\+W@Z17AC96Q7;W)K<VAE970^#0H@("`\>#I%
M>&-E;%=O<FMS:&5E=#X-"B`@("`\>#I.86UE/D=O;V1W:6QL7V%N9%]/=&AE
M<E]);G1A;F=I8FQE7S,\+W@Z3F%M93X-"B`@("`\>#I7;W)K<VAE9713;W5R
M8V4@2%)E9CTS1")7;W)K<VAE971S+U-H965T-S<N:'1M;"(O/@T*("`@/"]X
M.D5X8V5L5V]R:W-H965T/@T*("`@/'@Z17AC96Q7;W)K<VAE970^#0H@("`@
M/'@Z3F%M93Y';V]D=VEL;%]A;F1?3W1H97)?26YT86YG:6)L95\T/"]X.DYA
M;64^#0H@("`@/'@Z5V]R:W-H965T4V]U<F-E($A2968],T0B5V]R:W-H965T
M<R]3:&5E=#<X+FAT;6PB+SX-"B`@(#PO>#I%>&-E;%=O<FMS:&5E=#X-"B`@
M(#QX.D5X8V5L5V]R:W-H965T/@T*("`@(#QX.DYA;64^26YC;VUE7U1A>&5S
M7T1E=&%I;'-?3F%R<F%T:79E/"]X.DYA;64^#0H@("`@/'@Z5V]R:W-H965T
M4V]U<F-E($A2968],T0B5V]R:W-H965T<R]3:&5E=#<Y+FAT;6PB+SX-"B`@
M(#PO>#I%>&-E;%=O<FMS:&5E=#X-"B`@(#QX.D5X8V5L5V]R:W-H965T/@T*
M("`@(#QX.DYA;64^26YC;VUE7U1A>&5S7T1E=&%I;',\+W@Z3F%M93X-"B`@
M("`\>#I7;W)K<VAE9713;W5R8V4@2%)E9CTS1")7;W)K<VAE971S+U-H965T
M.#`N:'1M;"(O/@T*("`@/"]X.D5X8V5L5V]R:W-H965T/@T*("`@/'@Z17AC
M96Q7;W)K<VAE970^#0H@("`@/'@Z3F%M93Y);F-O;65?5&%X97-?1&5T86EL
M<U\Q/"]X.DYA;64^#0H@("`@/'@Z5V]R:W-H965T4V]U<F-E($A2968],T0B
M5V]R:W-H965T<R]3:&5E=#@Q+FAT;6PB+SX-"B`@(#PO>#I%>&-E;%=O<FMS
M:&5E=#X-"B`@(#QX.D5X8V5L5V]R:W-H965T/@T*("`@(#QX.DYA;64^26YC
M;VUE7U1A>&5S7T1E=&%I;'-?,CPO>#I.86UE/@T*("`@(#QX.E=O<FMS:&5E
M=%-O=7)C92!(4F5F/3-$(E=O<FMS:&5E=',O4VAE970X,BYH=&UL(B\^#0H@
M("`\+W@Z17AC96Q7;W)K<VAE970^#0H@("`\>#I%>&-E;%=O<FMS:&5E=#X-
M"B`@("`\>#I.86UE/DEN8V]M95]487AE<U]$971A:6QS7S,\+W@Z3F%M93X-
M"B`@("`\>#I7;W)K<VAE9713;W5R8V4@2%)E9CTS1")7;W)K<VAE971S+U-H
M965T.#,N:'1M;"(O/@T*("`@/"]X.D5X8V5L5V]R:W-H965T/@T*("`@/'@Z
M17AC96Q7;W)K<VAE970^#0H@("`@/'@Z3F%M93Y4:6UE7T1E<&]S:71S7U-E
M8W5R:71I97-?4V]L9%\R/"]X.DYA;64^#0H@("`@/'@Z5V]R:W-H965T4V]U
M<F-E($A2968],T0B5V]R:W-H965T<R]3:&5E=#@T+FAT;6PB+SX-"B`@(#PO
M>#I%>&-E;%=O<FMS:&5E=#X-"B`@(#QX.D5X8V5L5V]R:W-H965T/@T*("`@
M(#QX.DYA;64^5&EM95]$97!O<VET<U]396-U<FET:65S7U-O;&1?,SPO>#I.
M86UE/@T*("`@(#QX.E=O<FMS:&5E=%-O=7)C92!(4F5F/3-$(E=O<FMS:&5E
M=',O4VAE970X-2YH=&UL(B\^#0H@("`\+W@Z17AC96Q7;W)K<VAE970^#0H@
M("`\>#I%>&-E;%=O<FMS:&5E=#X-"B`@("`\>#I.86UE/E1I;65?1&5P;W-I
M='-?4V5C=7)I=&EE<U]3;VQD7S0\+W@Z3F%M93X-"B`@("`\>#I7;W)K<VAE
M9713;W5R8V4@2%)E9CTS1")7;W)K<VAE971S+U-H965T.#8N:'1M;"(O/@T*
M("`@/"]X.D5X8V5L5V]R:W-H965T/@T*("`@/'@Z17AC96Q7;W)K<VAE970^
M#0H@("`@/'@Z3F%M93Y";W)R;W=I;F=S7V%N9%]";W)R;W=I;F=S7T%V86DR
M/"]X.DYA;64^#0H@("`@/'@Z5V]R:W-H965T4V]U<F-E($A2968],T0B5V]R
M:W-H965T<R]3:&5E=#@W+FAT;6PB+SX-"B`@(#PO>#I%>&-E;%=O<FMS:&5E
M=#X-"B`@(#QX.D5X8V5L5V]R:W-H965T/@T*("`@(#QX.DYA;64^0F]R<F]W
M:6YG<U]A;F1?0F]R<F]W:6YG<U]!=F%I,SPO>#I.86UE/@T*("`@(#QX.E=O
M<FMS:&5E=%-O=7)C92!(4F5F/3-$(E=O<FMS:&5E=',O4VAE970X."YH=&UL
M(B\^#0H@("`\+W@Z17AC96Q7;W)K<VAE970^#0H@("`\>#I%>&-E;%=O<FMS
M:&5E=#X-"B`@("`\>#I.86UE/DQE87-E<U]$971A:6QS7TYA<G)A=&EV93PO
M>#I.86UE/@T*("`@(#QX.E=O<FMS:&5E=%-O=7)C92!(4F5F/3-$(E=O<FMS
M:&5E=',O4VAE970X.2YH=&UL(B\^#0H@("`\+W@Z17AC96Q7;W)K<VAE970^
M#0H@("`\>#I%>&-E;%=O<FMS:&5E=#X-"B`@("`\>#I.86UE/DQE87-E<U]$
M971A:6QS/"]X.DYA;64^#0H@("`@/'@Z5V]R:W-H965T4V]U<F-E($A2968]
M,T0B5V]R:W-H965T<R]3:&5E=#DP+FAT;6PB+SX-"B`@(#PO>#I%>&-E;%=O
M<FMS:&5E=#X-"B`@(#QX.D5X8V5L5V]R:W-H965T/@T*("`@(#QX.DYA;64^
M16UP;&]Y965?0F5N969I=%]0;&%N<U]$971A:6QS/"]X.DYA;64^#0H@("`@
M/'@Z5V]R:W-H965T4V]U<F-E($A2968],T0B5V]R:W-H965T<R]3:&5E=#DQ
M+FAT;6PB+SX-"B`@(#PO>#I%>&-E;%=O<FMS:&5E=#X-"B`@(#QX.D5X8V5L
M5V]R:W-H965T/@T*("`@(#QX.DYA;64^16UP;&]Y965?0F5N969I=%]0;&%N
M<U]$971A:6QS,3PO>#I.86UE/@T*("`@(#QX.E=O<FMS:&5E=%-O=7)C92!(
M4F5F/3-$(E=O<FMS:&5E=',O4VAE970Y,BYH=&UL(B\^#0H@("`\+W@Z17AC
M96Q7;W)K<VAE970^#0H@("`\>#I%>&-E;%=O<FMS:&5E=#X-"B`@("`\>#I.
M86UE/D5M<&QO>65E7T)E;F5F:71?4&QA;G-?1&5T86EL<S(\+W@Z3F%M93X-
M"B`@("`\>#I7;W)K<VAE9713;W5R8V4@2%)E9CTS1")7;W)K<VAE971S+U-H
M965T.3,N:'1M;"(O/@T*("`@/"]X.D5X8V5L5V]R:W-H965T/@T*("`@/'@Z
M17AC96Q7;W)K<VAE970^#0H@("`@/'@Z3F%M93Y%;7!L;WEE95]"96YE9FET
M7U!L86YS7T1E=&%I;',S/"]X.DYA;64^#0H@("`@/'@Z5V]R:W-H965T4V]U
M<F-E($A2968],T0B5V]R:W-H965T<R]3:&5E=#DT+FAT;6PB+SX-"B`@(#PO
M>#I%>&-E;%=O<FMS:&5E=#X-"B`@(#QX.D5X8V5L5V]R:W-H965T/@T*("`@
M(#QX.DYA;64^16UP;&]Y965?0F5N969I=%]0;&%N<U]$971A:6QS-#PO>#I.
M86UE/@T*("`@(#QX.E=O<FMS:&5E=%-O=7)C92!(4F5F/3-$(E=O<FMS:&5E
M=',O4VAE970Y-2YH=&UL(B\^#0H@("`\+W@Z17AC96Q7;W)K<VAE970^#0H@
M("`\>#I%>&-E;%=O<FMS:&5E=#X-"B`@("`\>#I.86UE/D5M<&QO>65E7T)E
M;F5F:71?4&QA;G-?1&5T86EL<S4\+W@Z3F%M93X-"B`@("`\>#I7;W)K<VAE
M9713;W5R8V4@2%)E9CTS1")7;W)K<VAE971S+U-H965T.38N:'1M;"(O/@T*
M("`@/"]X.D5X8V5L5V]R:W-H965T/@T*("`@/'@Z17AC96Q7;W)K<VAE970^
M#0H@("`@/'@Z3F%M93Y%;7!L;WEE95]"96YE9FET7U!L86YS7T1E=&%I;',V
M/"]X.DYA;64^#0H@("`@/'@Z5V]R:W-H965T4V]U<F-E($A2968],T0B5V]R
M:W-H965T<R]3:&5E=#DW+FAT;6PB+SX-"B`@(#PO>#I%>&-E;%=O<FMS:&5E
M=#X-"B`@(#QX.D5X8V5L5V]R:W-H965T/@T*("`@(#QX.DYA;64^16UP;&]Y
M965?0F5N969I=%]0;&%N<U]$971A:6QS-SPO>#I.86UE/@T*("`@(#QX.E=O
M<FMS:&5E=%-O=7)C92!(4F5F/3-$(E=O<FMS:&5E=',O4VAE970Y."YH=&UL
M(B\^#0H@("`\+W@Z17AC96Q7;W)K<VAE970^#0H@("`\>#I%>&-E;%=O<FMS
M:&5E=#X-"B`@("`\>#I.86UE/D5M<&QO>65E7T)E;F5F:71?4&QA;G-?1&5T
M86EL<S@\+W@Z3F%M93X-"B`@("`\>#I7;W)K<VAE9713;W5R8V4@2%)E9CTS
M1")7;W)K<VAE971S+U-H965T.3DN:'1M;"(O/@T*("`@/"]X.D5X8V5L5V]R
M:W-H965T/@T*("`@/'@Z17AC96Q7;W)K<VAE970^#0H@("`@/'@Z3F%M93Y%
M;7!L;WEE95]"96YE9FET7U!L86YS7T1E=&%I;',Y/"]X.DYA;64^#0H@("`@
M/'@Z5V]R:W-H965T4V]U<F-E($A2968],T0B5V]R:W-H965T<R]3:&5E=#$P
M,"YH=&UL(B\^#0H@("`\+W@Z17AC96Q7;W)K<VAE970^#0H@("`\>#I%>&-E
M;%=O<FMS:&5E=#X-"B`@("`\>#I.86UE/D5M<&QO>65E7T)E;F5F:71?4&QA
M;G-?1&5T86EL<S$P/"]X.DYA;64^#0H@("`@/'@Z5V]R:W-H965T4V]U<F-E
M($A2968],T0B5V]R:W-H965T<R]3:&5E=#$P,2YH=&UL(B\^#0H@("`\+W@Z
M17AC96Q7;W)K<VAE970^#0H@("`\>#I%>&-E;%=O<FMS:&5E=#X-"B`@("`\
M>#I.86UE/D5M<&QO>65E7T)E;F5F:71?4&QA;G-?1&5T86EL<S$Q/"]X.DYA
M;64^#0H@("`@/'@Z5V]R:W-H965T4V]U<F-E($A2968],T0B5V]R:W-H965T
M<R]3:&5E=#$P,BYH=&UL(B\^#0H@("`\+W@Z17AC96Q7;W)K<VAE970^#0H@
M("`\>#I%>&-E;%=O<FMS:&5E=#X-"B`@("`\>#I.86UE/D5M<&QO>65E7T)E
M;F5F:71?4&QA;G-?1&5T86EL<S$R/"]X.DYA;64^#0H@("`@/'@Z5V]R:W-H
M965T4V]U<F-E($A2968],T0B5V]R:W-H965T<R]3:&5E=#$P,RYH=&UL(B\^
M#0H@("`\+W@Z17AC96Q7;W)K<VAE970^#0H@("`\>#I%>&-E;%=O<FMS:&5E
M=#X-"B`@("`\>#I.86UE/D5M<&QO>65E7T)E;F5F:71?4&QA;G-?1&5T86EL
M<S$S/"]X.DYA;64^#0H@("`@/'@Z5V]R:W-H965T4V]U<F-E($A2968],T0B
M5V]R:W-H965T<R]3:&5E=#$P-"YH=&UL(B\^#0H@("`\+W@Z17AC96Q7;W)K
M<VAE970^#0H@("`\>#I%>&-E;%=O<FMS:&5E=#X-"B`@("`\>#I.86UE/D5M
M<&QO>65E7T)E;F5F:71?4&QA;G-?1&5T86EL<S$T/"]X.DYA;64^#0H@("`@
M/'@Z5V]R:W-H965T4V]U<F-E($A2968],T0B5V]R:W-H965T<R]3:&5E=#$P
M-2YH=&UL(B\^#0H@("`\+W@Z17AC96Q7;W)K<VAE970^#0H@("`\>#I%>&-E
M;%=O<FMS:&5E=#X-"B`@("`\>#I.86UE/D5M<&QO>65E7T)E;F5F:71?4&QA
M;G-?1&5T86EL<S$U/"]X.DYA;64^#0H@("`@/'@Z5V]R:W-H965T4V]U<F-E
M($A2968],T0B5V]R:W-H965T<R]3:&5E=#$P-BYH=&UL(B\^#0H@("`\+W@Z
M17AC96Q7;W)K<VAE970^#0H@("`\>#I%>&-E;%=O<FMS:&5E=#X-"B`@("`\
M>#I.86UE/D5M<&QO>65E7T)E;F5F:71?4&QA;G-?1&5T86EL<S$V/"]X.DYA
M;64^#0H@("`@/'@Z5V]R:W-H965T4V]U<F-E($A2968],T0B5V]R:W-H965T
M<R]3:&5E=#$P-RYH=&UL(B\^#0H@("`\+W@Z17AC96Q7;W)K<VAE970^#0H@
M("`\>#I%>&-E;%=O<FMS:&5E=#X-"B`@("`\>#I.86UE/D5M<&QO>65E7T)E
M;F5F:71?4&QA;G-?1&5T86EL<S$W/"]X.DYA;64^#0H@("`@/'@Z5V]R:W-H
M965T4V]U<F-E($A2968],T0B5V]R:W-H965T<R]3:&5E=#$P."YH=&UL(B\^
M#0H@("`\+W@Z17AC96Q7;W)K<VAE970^#0H@("`\>#I%>&-E;%=O<FMS:&5E
M=#X-"B`@("`\>#I.86UE/D5M<&QO>65E7T)E;F5F:71?4&QA;G-?1&5T86EL
M<S$X/"]X.DYA;64^#0H@("`@/'@Z5V]R:W-H965T4V]U<F-E($A2968],T0B
M5V]R:W-H965T<R]3:&5E=#$P.2YH=&UL(B\^#0H@("`\+W@Z17AC96Q7;W)K
M<VAE970^#0H@("`\>#I%>&-E;%=O<FMS:&5E=#X-"B`@("`\>#I.86UE/D-O
M;6UI=&UE;G1S7T-O;G1I;F=E;F-I97-?86YD7S(\+W@Z3F%M93X-"B`@("`\
M>#I7;W)K<VAE9713;W5R8V4@2%)E9CTS1")7;W)K<VAE971S+U-H965T,3$P
M+FAT;6PB+SX-"B`@(#PO>#I%>&-E;%=O<FMS:&5E=#X-"B`@(#QX.D5X8V5L
M5V]R:W-H965T/@T*("`@(#QX.DYA;64^0V]M;6ET;65N='-?0V]N=&EN9V5N
M8VEE<U]A;F1?,SPO>#I.86UE/@T*("`@(#QX.E=O<FMS:&5E=%-O=7)C92!(
M4F5F/3-$(E=O<FMS:&5E=',O4VAE970Q,3$N:'1M;"(O/@T*("`@/"]X.D5X
M8V5L5V]R:W-H965T/@T*("`@/'@Z17AC96Q7;W)K<VAE970^#0H@("`@/'@Z
M3F%M93Y#;VUM:71M96YT<U]#;VYT:6YG96YC:65S7V%N9%\T/"]X.DYA;64^
M#0H@("`@/'@Z5V]R:W-H965T4V]U<F-E($A2968],T0B5V]R:W-H965T<R]3
M:&5E=#$Q,BYH=&UL(B\^#0H@("`\+W@Z17AC96Q7;W)K<VAE970^#0H@("`\
M>#I%>&-E;%=O<FMS:&5E=#X-"B`@("`\>#I.86UE/D9A:7)?5F%L=65?1&5T
M86EL<U].87)R871I=F4\+W@Z3F%M93X-"B`@("`\>#I7;W)K<VAE9713;W5R
M8V4@2%)E9CTS1")7;W)K<VAE971S+U-H965T,3$S+FAT;6PB+SX-"B`@(#PO
M>#I%>&-E;%=O<FMS:&5E=#X-"B`@(#QX.D5X8V5L5V]R:W-H965T/@T*("`@
M(#QX.DYA;64^1F%I<E]686QU95]$971A:6QS/"]X.DYA;64^#0H@("`@/'@Z
M5V]R:W-H965T4V]U<F-E($A2968],T0B5V]R:W-H965T<R]3:&5E=#$Q-"YH
M=&UL(B\^#0H@("`\+W@Z17AC96Q7;W)K<VAE970^#0H@("`\>#I%>&-E;%=O
M<FMS:&5E=#X-"B`@("`\>#I.86UE/D9A:7)?5F%L=65?1&5T86EL<U\Q/"]X
M.DYA;64^#0H@("`@/'@Z5V]R:W-H965T4V]U<F-E($A2968],T0B5V]R:W-H
M965T<R]3:&5E=#$Q-2YH=&UL(B\^#0H@("`\+W@Z17AC96Q7;W)K<VAE970^
M#0H@("`\>#I%>&-E;%=O<FMS:&5E=#X-"B`@("`\>#I.86UE/D9A:7)?5F%L
M=65?1&5T86EL<U\R/"]X.DYA;64^#0H@("`@/'@Z5V]R:W-H965T4V]U<F-E
M($A2968],T0B5V]R:W-H965T<R]3:&5E=#$Q-BYH=&UL(B\^#0H@("`\+W@Z
M17AC96Q7;W)K<VAE970^#0H@("`\>#I%>&-E;%=O<FMS:&5E=#X-"B`@("`\
M>#I.86UE/D5Q=6ET>4)A<V5D7T-O;7!E;G-A=&EO;E]0;&%N<S(\+W@Z3F%M
M93X-"B`@("`\>#I7;W)K<VAE9713;W5R8V4@2%)E9CTS1")7;W)K<VAE971S
M+U-H965T,3$W+FAT;6PB+SX-"B`@(#PO>#I%>&-E;%=O<FMS:&5E=#X-"B`@
M(#QX.D5X8V5L5V]R:W-H965T/@T*("`@(#QX.DYA;64^17%U:71Y0F%S961?
M0V]M<&5N<V%T:6]N7U!L86YS,SPO>#I.86UE/@T*("`@(#QX.E=O<FMS:&5E
M=%-O=7)C92!(4F5F/3-$(E=O<FMS:&5E=',O4VAE970Q,3@N:'1M;"(O/@T*
M("`@/"]X.D5X8V5L5V]R:W-H965T/@T*("`@/'@Z17AC96Q7;W)K<VAE970^
M#0H@("`@/'@Z3F%M93Y%<75I='E"87-E9%]#;VUP96YS871I;VY?4&QA;G,T
M/"]X.DYA;64^#0H@("`@/'@Z5V]R:W-H965T4V]U<F-E($A2968],T0B5V]R
M:W-H965T<R]3:&5E=#$Q.2YH=&UL(B\^#0H@("`\+W@Z17AC96Q7;W)K<VAE
M970^#0H@("`\>#I%>&-E;%=O<FMS:&5E=#X-"B`@("`\>#I.86UE/D5Q=6ET
M>4)A<V5D7T-O;7!E;G-A=&EO;E]0;&%N<S4\+W@Z3F%M93X-"B`@("`\>#I7
M;W)K<VAE9713;W5R8V4@2%)E9CTS1")7;W)K<VAE971S+U-H965T,3(P+FAT
M;6PB+SX-"B`@(#PO>#I%>&-E;%=O<FMS:&5E=#X-"B`@(#QX.D5X8V5L5V]R
M:W-H965T/@T*("`@(#QX.DYA;64^17%U:71Y0F%S961?0V]M<&5N<V%T:6]N
M7U!L86YS-CPO>#I.86UE/@T*("`@(#QX.E=O<FMS:&5E=%-O=7)C92!(4F5F
M/3-$(E=O<FMS:&5E=',O4VAE970Q,C$N:'1M;"(O/@T*("`@/"]X.D5X8V5L
M5V]R:W-H965T/@T*("`@/'@Z17AC96Q7;W)K<VAE970^#0H@("`@/'@Z3F%M
M93Y296=U;&%T;W)Y7U)E<W1R:6-T:6]N<U]$971A:6P\+W@Z3F%M93X-"B`@
M("`\>#I7;W)K<VAE9713;W5R8V4@2%)E9CTS1")7;W)K<VAE971S+U-H965T
M,3(R+FAT;6PB+SX-"B`@(#PO>#I%>&-E;%=O<FMS:&5E=#X-"B`@(#QX.D5X
M8V5L5V]R:W-H965T/@T*("`@(#QX.DYA;64^4F5G=6QA=&]R>5]297-T<FEC
M=&EO;G-?1&5T86EL,3PO>#I.86UE/@T*("`@(#QX.E=O<FMS:&5E=%-O=7)C
M92!(4F5F/3-$(E=O<FMS:&5E=',O4VAE970Q,C,N:'1M;"(O/@T*("`@/"]X
M.D5X8V5L5V]R:W-H965T/@T*("`@/'@Z17AC96Q7;W)K<VAE970^#0H@("`@
M/'@Z3F%M93Y3=7!P;&5M96YT87)Y7TEN8V]M95]3=&%T96UE;G0R/"]X.DYA
M;64^#0H@("`@/'@Z5V]R:W-H965T4V]U<F-E($A2968],T0B5V]R:W-H965T
M<R]3:&5E=#$R-"YH=&UL(B\^#0H@("`\+W@Z17AC96Q7;W)K<VAE970^#0H@
M("`\>#I%>&-E;%=O<FMS:&5E=#X-"B`@("`\>#I.86UE/D-O;F1E;G-E9%]0
M87)E;G1?0V]M<&%N>5]);F9O<C(\+W@Z3F%M93X-"B`@("`\>#I7;W)K<VAE
M9713;W5R8V4@2%)E9CTS1")7;W)K<VAE971S+U-H965T,3(U+FAT;6PB+SX-
M"B`@(#PO>#I%>&-E;%=O<FMS:&5E=#X-"B`@(#QX.D5X8V5L5V]R:W-H965T
M/@T*("`@(#QX.DYA;64^0V]N9&5N<V5D7U!A<F5N=%]#;VUP86YY7TEN9F]R
M,SPO>#I.86UE/@T*("`@(#QX.E=O<FMS:&5E=%-O=7)C92!(4F5F/3-$(E=O
M<FMS:&5E=',O4VAE970Q,C8N:'1M;"(O/@T*("`@/"]X.D5X8V5L5V]R:W-H
M965T/@T*("`@/'@Z17AC96Q7;W)K<VAE970^#0H@("`@/'@Z3F%M93Y#;VYD
M96YS961?4&%R96YT7T-O;7!A;GE?26YF;W(T/"]X.DYA;64^#0H@("`@/'@Z
M5V]R:W-H965T4V]U<F-E($A2968],T0B5V]R:W-H965T<R]3:&5E=#$R-RYH
M=&UL(B\^#0H@("`\+W@Z17AC96Q7;W)K<VAE970^#0H@("`\>#I%>&-E;%=O
M<FMS:&5E=#X-"B`@("`\>#I.86UE/E-H87)E:&]L9&5R<U]%<75I='E?5')A
M;G-A8W1I;S(\+W@Z3F%M93X-"B`@("`\>#I7;W)K<VAE9713;W5R8V4@2%)E
M9CTS1")7;W)K<VAE971S+U-H965T,3(X+FAT;6PB+SX-"B`@(#PO>#I%>&-E
M;%=O<FMS:&5E=#X-"B`@(#QX.D5X8V5L5V]R:W-H965T/@T*("`@(#QX.DYA
M;64^4VAA<F5H;VQD97)S7T5Q=6ET>5]4<F%N<V%C=&EO,SPO>#I.86UE/@T*
M("`@(#QX.E=O<FMS:&5E=%-O=7)C92!(4F5F/3-$(E=O<FMS:&5E=',O4VAE
M970Q,CDN:'1M;"(O/@T*("`@/"]X.D5X8V5L5V]R:W-H965T/@T*("`@/'@Z
M17AC96Q7;W)K<VAE970^#0H@("`@/'@Z3F%M93Y3=6)S97%U96YT7T5V96YT
M7T1E=&%I;'-?3F%R<F$\+W@Z3F%M93X-"B`@("`\>#I7;W)K<VAE9713;W5R
M8V4@2%)E9CTS1")7;W)K<VAE971S+U-H965T,3,P+FAT;6PB+SX-"B`@(#PO
M>#I%>&-E;%=O<FMS:&5E=#X-"B`@/"]X.D5X8V5L5V]R:W-H965T<SX-"B`@
M/'@Z4W1Y;&5S:&5E="!(4F5F/3-$(E=O<FMS:&5E=',O<F5P;W)T+F-S<R(O
M/@T*("`\>#I!8W1I=F53:&5E=#XP/"]X.D%C=&EV95-H965T/@T*("`\>#I0
M<F]T96-T4W1R=6-T=7)E/D9A;'-E/"]X.E!R;W1E8W13=')U8W1U<F4^#0H@
M(#QX.E!R;W1E8W17:6YD;W=S/D9A;'-E/"]X.E!R;W1E8W17:6YD;W=S/@T*
M(#PO>#I%>&-E;%=O<FMB;V]K/@T*/"]X;6P^/"%;96YD:69=+2T^#0H\+VAE
M860^#0H@(#QB;V1Y/@T*("`@/'`^5&AI<R!P86=E('-H;W5L9"!B92!O<&5N
M960@=VET:"!-:6-R;W-O9G0@17AC96P@6%`@;W(@;F5W97(N/"]P/@T*("`\
M+V)O9'D^#0H\+VAT;6P^#0H-"BTM+2TM+3U?3F5X=%!A<G1?9CDP-C-D,F%?
M,#-E-5\T.30T7V%B-#E?,C!E-#-D838Y83@V#0I#;VYT96YT+4QO8V%T:6]N
M.B!F:6QE.B\O+T,Z+V8Y,#8S9#)A7S`S935?-#DT-%]A8C0Y7S(P930S9&$V
M.6$X-B]7;W)K<VAE971S+U-H965T,#$N:'1M;`T*0V]N=&5N="U4<F%N<V9E
M<BU%;F-O9&EN9SH@<75O=&5D+7!R:6YT86)L90T*0V]N=&5N="U4>7!E.B!T
M97AT+VAT;6P[(&-H87)S970](G5S+6%S8VEI(@T*#0H\:'1M;#X-"B`@/&AE
M860^#0H@("`@/$U%5$$@:'1T<"UE<75I=CTS1$-O;G1E;G0M5'EP92!C;VYT
M96YT/3-$)W1E>'0O:'1M;#L@8VAA<G-E=#UU=&8M."<^/'-C<FEP="!T>7!E
M/3-$=&5X="]J879A<V-R:7!T('-R8STS1%-H;W<N:G,^+RH@1&\@3F]T(%)E
M;6]V92!4:&ES($-O;6UE;G0@*B\\+W-C<FEP=#X\+VAE860^#0H@(#QB;V1Y
M/@T*("`@(#QT86)L92!C;&%S<STS1')E<&]R="!I9#TS1$E$,$564D%%/@T*
M("`@("`@/'1R/@T*("`@("`@("`\=&@@8VQA<W,],T1T;"!C;VQS<&%N/3-$
M,2!R;W=S<&%N/3-$,CX\<W1R;VYG/D1O8W5M96YT(&%N9"!%;G1I='D@26YF
M;W)M871I;VX@*%531"`D*3QB<CX\+W-T<F]N9SX\+W1H/@T*("`@("`@("`\
M=&@@8VQA<W,],T1T:"!C;VQS<&%N/3-$,3XQ,B!-;VYT:',@16YD960\+W1H
M/@T*("`@("`@("`\=&@@8VQA<W,],T1T:"!C;VQS<&%N/3-$,3X\+W1H/@T*
M("`@("`@("`\=&@@8VQA<W,],T1T:"!C;VQS<&%N/3-$,3X\+W1H/@T*("`@
M("`@/"]T<CX-"B`@("`@(#QT<CX-"B`@("`@("`@/'1H(&-L87-S/3-$=&@^
M1&5C+B`S,2P@,C`Q,CQB<CX\+W1H/@T*("`@("`@("`\=&@@8VQA<W,],T1T
M:#Y&96(N(#(X+"`R,#$S/&)R/CPO=&@^#0H@("`@("`@(#QT:"!C;&%S<STS
M1'1H/DIU;BX@,S`L(#(P,3(\8G(^/"]T:#X-"B`@("`@(#PO='(^#0H@("`@
M("`\='(@8VQA<W,],T1R93X-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L
M:6=N/3-$=&]P/CQS=')O;F<^1&]C=6UE;G0@06YD($5N=&ET>2!);F9O<FUA
M=&EO;CPO<W1R;VYG/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^
M/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^
M/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^
M/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L
M87-S/3-$<F\^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O
M<#Y%;G1I='D@4F5G:7-T<F%N="!.86UE/"]T9#X-"B`@("`@("`@/'1D(&-L
M87-S/3-$=&5X=#Y&25)35"!"04Y#3U)0("].0R\\<W!A;CX\+W-P86X^/"]T
M9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T
M9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T
M9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R93X-"B`@("`@
M("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/D5N=&ET>2!#96YT<F%L
M($EN9&5X($ME>3PO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^,#`P
M,#@Q,34X.3QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,]
M,T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,]
M,T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@
M(#QT<B!C;&%S<STS1')O/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI
M9VX],T1T;W`^1&]C=6UE;G0@5'EP93PO=&0^#0H@("`@("`@(#QT9"!C;&%S
M<STS1'1E>'0^,3`M2SQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@
M8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@
M8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-
M"B`@("`@(#QT<B!C;&%S<STS1')E/@T*("`@("`@("`\=&0@8VQA<W,],T1P
M;"!V86QI9VX],T1T;W`^1&]C=6UE;G0@4&5R:6]D($5N9"!$871E/"]T9#X-
M"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#Y$96,@,S$L#0H)"3(P,3(\<W!A
M;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A
M;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A
M;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,]
M,T1R;SX-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/D%M
M96YD;65N="!&;&%G/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#YF
M86QS93QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T
M97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T
M97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@(#QT
M<B!C;&%S<STS1')E/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX]
M,T1T;W`^0W5R<F5N="!&:7-C86P@665A<B!%;F0@1&%T93PO=&0^#0H@("`@
M("`@(#QT9"!C;&%S<STS1'1E>'0^+2TQ,BTS,3QS<&%N/CPO<W!A;CX\+W1D
M/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D
M/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D
M/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')O/@T*("`@("`@
M("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^27,@16YT:71Y(&$@5V5L
M;"UK;F]W;B!396%S;VYE9"!)<W-U97(_/"]T9#X-"B`@("`@("`@/'1D(&-L
M87-S/3-$=&5X=#Y.;SQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@
M8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@
M8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-
M"B`@("`@(#QT<B!C;&%S<STS1')E/@T*("`@("`@("`\=&0@8VQA<W,],T1P
M;"!V86QI9VX],T1T;W`^27,@16YT:71Y(&$@5F]L=6YT87)Y($9I;&5R/SPO
M=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^3F\\<W!A;CX\+W-P86X^
M/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^
M/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^
M/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R;SX-"B`@
M("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/DES($5N=&ET>2=S
M(%)E<&]R=&EN9R!3=&%T=7,@0W5R<F5N=#\\+W1D/@T*("`@("`@("`\=&0@
M8VQA<W,],T1T97AT/EEE<SQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\
M=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\
M=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T
M<CX-"B`@("`@(#QT<B!C;&%S<STS1')E/@T*("`@("`@("`\=&0@8VQA<W,]
M,T1P;"!V86QI9VX],T1T;W`^16YT:71Y($9I;&5R($-A=&5G;W)Y/"]T9#X-
M"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#Y!8V-E;&5R871E9"!&:6QE<CQS
M<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS
M<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS
M<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S
M<STS1')O/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^
M16YT:71Y(%!U8FQI8R!&;&]A=#PO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS
M1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS
M1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS
M1&YU;7`^)"`Q,S0L.3@Q+#,U.3QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@
M/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')E/@T*("`@("`@("`\=&0@8VQA
M<W,],T1P;"!V86QI9VX],T1T;W`^16YT:71Y($-O;6UO;B!3=&]C:RP@4VAA
M<F5S($]U='-T86YD:6YG/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X
M=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M
M<#XQ.2PV-S$L-S<U/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C
M;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*
M("`@("`@/'1R(&-L87-S/3-$<F\^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L
M('9A;&EG;CTS1'1O<#Y$;V-U;65N="!&:7-C86P@4&5R:6]D($9O8W5S/"]T
M9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#Y&63QS<&%N/CPO<W!A;CX\
M+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\
M+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\
M+W1D/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')E/@T*("`@
M("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^1&]C=6UE;G0@1FES
M8V%L(%EE87(@1F]C=7,\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT
M/C(P,3(\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$
M=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$
M=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@/"]T
M86)L93X-"B`@/"]B;V1Y/@T*/"]H=&UL/@T*#0HM+2TM+2T]7TYE>'1087)T
M7V8Y,#8S9#)A7S`S935?-#DT-%]A8C0Y7S(P930S9&$V.6$X-@T*0V]N=&5N
M="U,;V-A=&EO;CH@9FEL93HO+R]#.B]F.3`V,V0R85\P,V4U7S0Y-#1?86(T
M.5\R,&4T,V1A-CEA.#8O5V]R:W-H965T<R]3:&5E=#`R+FAT;6P-"D-O;G1E
M;G0M5')A;G-F97(M16YC;V1I;F<Z('%U;W1E9"UP<FEN=&%B;&4-"D-O;G1E
M;G0M5'EP93H@=&5X="]H=&UL.R!C:&%R<V5T/2)U<RUA<V-I:2(-"@T*/&AT
M;6P^#0H@(#QH96%D/@T*("`@(#Q-151!(&AT='`M97%U:78],T1#;VYT96YT
M+51Y<&4@8V]N=&5N=#TS1"=T97AT+VAT;6P[(&-H87)S970]=71F+3@G/CQS
M8W)I<'0@='EP93TS1'1E>'0O:F%V87-C<FEP="!S<F,],T13:&]W+FIS/B\J
M($1O($YO="!296UO=F4@5&AI<R!#;VUM96YT("HO/"]S8W)I<'0^/"]H96%D
M/@T*("`\8F]D>3X-"B`@("`\=&%B;&4@8VQA<W,],T1R97!O<G0@:60],T1)
M1#!%43)"1SX-"B`@("`@(#QT<CX-"B`@("`@("`@/'1H(&-L87-S/3-$=&P@
M8V]L<W!A;CTS1#$@<F]W<W!A;CTS1#$^/'-T<F]N9SY#;VYS;VQI9&%T960@
M0F%L86YC92!3:&5E=',@*%531"`D*3QB<CY);B!4:&]U<V%N9',L('5N;&5S
M<R!O=&AE<G=I<V4@<W!E8VEF:65D/"]S=')O;F<^/"]T:#X-"B`@("`@("`@
M/'1H(&-L87-S/3-$=&@^1&5C+B`S,2P@,C`Q,CQB<CX\+W1H/@T*("`@("`@
M("`\=&@@8VQA<W,],T1T:#Y$96,N(#,Q+"`R,#$Q/&)R/CPO=&@^#0H@("`@
M("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F4^#0H@("`@("`@(#QT9"!C
M;&%S<STS1'!L('9A;&EG;CTS1'1O<#X\<W1R;VYG/D%34T544SPO<W1R;VYG
M/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N
M/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N
M/CPO=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F\^#0H@
M("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y#87-H(&%N9"!D
M=64@9G)O;2!B86YK<RP@;F]N:6YT97)E<W0M8F5A<FEN9SPO=&0^#0H@("`@
M("`@(#QT9"!C;&%S<STS1&YU;7`^)"`Y-BPU.#@\<W!A;CX\+W-P86X^/"]T
M9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XD(#@P+#,T,3QS<&%N/CPO
M<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')E
M/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^1'5E(&9R
M;VT@8F%N:W,L(&EN=&5R97-T+6)E87)I;F<\+W1D/@T*("`@("`@("`\=&0@
M8VQA<W,],T1N=6UP/C$T-"PY,3D\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@
M("`@/'1D(&-L87-S/3-$;G5M<#XQ,S4L,C$X/'-P86X^/"]S<&%N/CPO=&0^
M#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F\^#0H@("`@("`@
M(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y&961E<F%L(&9U;F1S('-O
M;&0\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/B9N8G-P.R9N8G-P
M.SQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP
M/C8P.#QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@(#QT
M<B!C;&%S<STS1')E=3X-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N
M/3-$=&]P/E1O=&%L(&-A<V@@86YD(&-A<V@@97%U:79A;&5N=',\+W1D/@T*
M("`@("`@("`\=&0@8VQA<W,],T1N=6UP/C(T,2PU,#<\<W!A;CX\+W-P86X^
M/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XR,38L,38W/'-P86X^
M/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$
M<F\^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y396-U
M<FET:65S(&%V86EL86)L92!F;W(@<V%L93PO=&0^#0H@("`@("`@(#QT9"!C
M;&%S<STS1&YU;7`^,38W+#,U,CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@
M("`\=&0@8VQA<W,],T1N=6UP/C$X,BPV,C8\<W!A;CX\+W-P86X^/"]T9#X-
M"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R93X-"B`@("`@("`@
M/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/E-E8W5R:71I97,@:&5L9"!T
M;R!M871U<FET>2`H9F%I<B!V86QU97,@;V8@)#8Q+#0Y-B!I;B`R,#$R(&%N
M9"`D-C(L-S4T(&EN(#(P,3$I/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$
M;G5M<#XU-BPP-C0\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L
M87-S/3-$;G5M<#XU-RPY.#@\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO
M='(^#0H@("`@("`\='(@8VQA<W,],T1R;SX-"B`@("`@("`@/'1D(&-L87-S
M/3-$<&P@=F%L:6=N/3-$=&]P/E!R97-O;&0@;6]R=&=A9V5S(&EN('!R;V-E
M<W,@;V8@<V5T=&QE;65N=#PO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU
M;7`^."PT.3`\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S
M/3-$;G5M<#XV+#`Y,#QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-
M"B`@("`@(#QT<B!C;&%S<STS1')E/@T*("`@("`@("`\=&0@8VQA<W,],T1P
M;"!V86QI9VX],T1T;W`^3&]A;G,@+2!N;VXM8V]V97)E9#PO=&0^#0H@("`@
M("`@(#QT9"!C;&%S<STS1&YU;7`^,BPP.30L,30S/'-P86X^/"]S<&%N/CPO
M=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^,BPP-CDL,34R/'-P86X^
M/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$
M<F\^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y,;V%N
M<R`M(&-O=F5R960@8GD@1D1)0R!L;W-S('-H87)E(&%G<F5E;65N=#PO=&0^
M#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^,C@R+#,Q-#QS<&%N/CPO<W!A
M;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP/C,V,2PR,S0\<W!A
M;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,]
M,T1R974^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y4
M;W1A;"!L;V%N<SPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^,BPS
M-S8L-#4W/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS
M1&YU;7`^,BPT,S`L,S@V/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R
M/@T*("`@("`@/'1R(&-L87-S/3-$<F\^#0H@("`@("`@(#QT9"!C;&%S<STS
M1'!L('9A;&EG;CTS1'1O<#Y!;&QO=V%N8V4@9F]R(&QO86X@;&]S<V5S("T@
M;F]N+6-O=F5R960\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6T^*#0Q
M+#8T,RD\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$
M;G5M/B@S-2PV,3`I/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*
M("`@("`@/'1R(&-L87-S/3-$<F4^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L
M('9A;&EG;CTS1'1O<#Y!;&QO=V%N8V4@9F]R(&QO86X@;&]S<V5S("T@8V]V
M97)E9#PO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;3XH-"PW-3DI/'-P
M86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;3XH-2PX
M,#@I/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R
M(&-L87-S/3-$<F]U/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX]
M,T1T;W`^5&]T86P@86QL;W=A;F-E(&9O<B!L;V%N(&QO<W-E<SPO=&0^#0H@
M("`@("`@(#QT9"!C;&%S<STS1&YU;3XH-#8L-#`R*3QS<&%N/CPO<W!A;CX\
M+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6T^*#0Q+#0Q."D\<W!A;CX\
M+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R
M974^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y.970@
M;&]A;G,\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP/C(L,S,P+#`U
M-3QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP
M/C(L,S@X+#DV.#QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@
M("`@(#QT<B!C;&%S<STS1')O/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V
M86QI9VX],T1T;W`^3&]A;G,@:&5L9"!F;W(@<V%L93PO=&0^#0H@("`@("`@
M(#QT9"!C;&%S<STS1&YU;7`^,S`L,SDS/'-P86X^/"]S<&%N/CPO=&0^#0H@
M("`@("`@(#QT9"!C;&%S<STS1'1E>'0^)FYB<W`[)FYB<W`[/'-P86X^/"]S
M<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F4^
M#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y0<F5M:7-E
M<R!A;F0@97%U:7!M96YT/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M
M<#XW-"PS-S$\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S
M/3-$;G5M<#XV.2PY-S4\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^
M#0H@("`@("`\='(@8VQA<W,],T1R;SX-"B`@("`@("`@/'1D(&-L87-S/3-$
M<&P@=F%L:6=N/3-$=&]P/D%C8W)U960@:6YT97)E<W0@<F5C96EV86)L93PO
M=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^,3`L,C`Q/'-P86X^/"]S
M<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^,3$L-S<Y/'-P
M86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S
M/3-$<F4^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y&
M1$E#(&EN9&5M;FEF:6-A=&EO;B!A<W-E=#PO=&0^#0H@("`@("`@(#QT9"!C
M;&%S<STS1&YU;7`^,3`R+#4U.3QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@
M("`\=&0@8VQA<W,],T1N=6UP/C$R,2PV-S<\<W!A;CX\+W-P86X^/"]T9#X-
M"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R;SX-"B`@("`@("`@
M/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/D=O;V1W:6QL/"]T9#X-"B`@
M("`@("`@/'1D(&-L87-S/3-$;G5M<#XV-2PX,S4\<W!A;CX\+W-P86X^/"]T
M9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XV-2PX,S4\<W!A;CX\+W-P
M86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R93X-
M"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/D]T:&5R(&EN
M=&%N9VEB;&4@87-S971S/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M
M<#XS+#$P.#QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,]
M,T1N=6UP/C,L.#DW/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*
M("`@("`@/'1R(&-L87-S/3-$<F\^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L
M('9A;&EG;CTS1'1O<#Y&;W)E8VQO<V5D(')E86P@97-T871E("T@;F]N+6-O
M=F5R960\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP/C(V+#(X-3QS
M<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP/C,W
M+#`R,SQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@(#QT
M<B!C;&%S<STS1')E/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX]
M,T1T;W`^1F]R96-L;W-E9"!R96%L(&5S=&%T92`M(&-O=F5R960\+W1D/@T*
M("`@("`@("`\=&0@8VQA<W,],T1N=6UP/C0W+#(Y,#QS<&%N/CPO<W!A;CX\
M+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP/C@U+#(W,CQS<&%N/CPO
M<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')O
M/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^0F%N:RUO
M=VYE9"!L:69E(&EN<W5R86YC93PO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS
M1&YU;7`^,C<L.#4W/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C
M;&%S<STS1&YU;7`^,BPR,#<\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO
M='(^#0H@("`@("`\='(@8VQA<W,],T1R93X-"B`@("`@("`@/'1D(&-L87-S
M/3-$<&P@=F%L:6=N/3-$=&]P/D]T:&5R(&%S<V5T<SPO=&0^#0H@("`@("`@
M(#QT9"!C;&%S<STS1&YU;7`^-3,L-30S/'-P86X^/"]S<&%N/CPO=&0^#0H@
M("`@("`@(#QT9"!C;&%S<STS1&YU;7`^-#`L.3<P/'-P86X^/"]S<&%N/CPO
M=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F]U/@T*("`@
M("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^5&]T86P@87-S971S
M/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XS+#(T-"PY,3`\<W!A
M;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XS+#(Y
M,"PT-S0\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\
M='(@8VQA<W,],T1R93X-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N
M/3-$=&]P/CQS=')O;F<^3$E!0DE,251)15,\+W-T<F]N9SX\+W1D/@T*("`@
M("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@
M("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@
M("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')O/@T*("`@("`@("`\=&0@
M8VQA<W,],T1P;"!V86QI9VX],T1T;W`^1&5P;W-I=',Z($YO;FEN=&5R97-T
M(&)E87)I;F<@8VAE8VMI;F<@86-C;W5N=',\+W1D/@T*("`@("`@("`\=&0@
M8VQA<W,],T1N=6UP/C0Q,RPQ.34\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@
M("`@/'1D(&-L87-S/3-$;G5M<#XS,S4L.#,S/'-P86X^/"]S<&%N/CPO=&0^
M#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F4^#0H@("`@("`@
M(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y);G1E<F5S="!B96%R:6YG
M(&-H96-K:6YG(&%C8V]U;G1S/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$
M;G5M<#XU,3DL-3<S/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C
M;&%S<STS1&YU;7`^-#(S+#0U,CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@
M/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')O/@T*("`@("`@("`\=&0@8VQA
M<W,],T1P;"!V86QI9VX],T1T;W`^36]N97D@;6%R:V5T(&%C8V]U;G1S/"]T
M9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XU-38L,S4T/'-P86X^/"]S
M<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^-3$S+#@S,CQS
M<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S
M<STS1')E/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^
M4V%V:6YG<R!A8V-O=6YT<SPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU
M;7`^,34X+#4W.#QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA
M<W,],T1N=6UP/C$T-BPT.#$\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO
M='(^#0H@("`@("`\='(@8VQA<W,],T1R;SX-"B`@("`@("`@/'1D(&-L87-S
M/3-$<&P@=F%L:6=N/3-$=&]P/E1I;64@9&5P;W-I=',@;V8@)#$P,"PP,#`@
M;W(@;6]R93PO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^-C8T+#,S
M,#QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP
M/C<U,RPR,S,\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@
M("`\='(@8VQA<W,],T1R93X-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L
M:6=N/3-$=&]P/D]T:&5R('1I;64@9&5P;W-I=',\+W1D/@T*("`@("`@("`\
M=&0@8VQA<W,],T1N=6UP/C4P.2PS,S`\<W!A;CX\+W-P86X^/"]T9#X-"B`@
M("`@("`@/'1D(&-L87-S/3-$;G5M<#XU.#(L,C`V/'-P86X^/"]S<&%N/CPO
M=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F]U/@T*("`@
M("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^5&]T86P@9&5P;W-I
M=',\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP/C(L.#(Q+#,V,#QS
M<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP/C(L
M-S4U+#`S-SQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@
M(#QT<B!C;&%S<STS1')E/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI
M9VX],T1T;W`^4V5C=7)I=&EE<R!S;VQD('5N9&5R(&%G<F5E;65N=',@=&\@
M<F5P=7)C:&%S93PO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^)FYB
M<W`[)FYB<W`[/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S
M<STS1&YU;7`^,3<L,3`U/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R
M/@T*("`@("`@/'1R(&-L87-S/3-$<F\^#0H@("`@("`@(#QT9"!C;&%S<STS
M1'!L('9A;&EG;CTS1'1O<#Y";W)R;W=I;F=S/"]T9#X-"B`@("`@("`@/'1D
M(&-L87-S/3-$;G5M<#XT-BPS.30\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@
M("`@/'1D(&-L87-S/3-$;G5M<#XQ,S,L.3(U/'-P86X^/"]S<&%N/CPO=&0^
M#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F4^#0H@("`@("`@
M(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y!8V-R=65D(&EN=&5R97-T
M('!A>6%B;&4\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP/C$L,CDY
M/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^
M,2PX-S(\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\
M='(@8VQA<W,],T1R;SX-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N
M/3-$=&]P/D]T:&5R(&QI86)I;&ET:65S/"]T9#X-"B`@("`@("`@/'1D(&-L
M87-S/3-$;G5M<#XQ.2PW-#`\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@
M/'1D(&-L87-S/3-$;G5M<#XS-RPS.#4\<W!A;CX\+W-P86X^/"]T9#X-"B`@
M("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R974^#0H@("`@("`@(#QT
M9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y4;W1A;"!L:6%B:6QI=&EE<SPO
M=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^,BPX.#@L-SDS/'-P86X^
M/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^,BPY-#4L
M,S(T/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R
M(&-L87-S/3-$<F\^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS
M1'1O<#Y#;VUM:71M96YT<R!A;F0@8V]N=&EN9V5N8VEE<SPO=&0^#0H@("`@
M("`@(#QT9"!C;&%S<STS1'1E>'0^)FYB<W`[)FYB<W`[/'-P86X^/"]S<&%N
M/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^)FYB<W`[)FYB<W`[
M/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L
M87-S/3-$<F4^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O
M<#X\<W1R;VYG/E-(05)%2$],1$524R<@15%52519/"]S=')O;F<^/"]T9#X-
M"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-
M"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-
M"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R;SX-"B`@("`@("`@
M/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/E!R969E<G)E9"!S=&]C:RP@
M;F\@<&%R('9A;'5E('!E<B!S:&%R92X@075T:&]R:7IE9#H@-2PP,#`L,#`P
M('-H87)E<R!397)I97,@0B!I<W-U960@)F%M<#L@;W5T<W1A;F1I;F<Z(#8S
M+#4P,"!I;B`R,#$R(&%N9"`R,#$Q(%-E<FEE<R!#+"!C;VYV97)T:6)L92P@
M:7-S=65D("9A;7`[(&]U='-T86YD:6YG.B`W,C@L-S`V(&EN(#(P,3(@86YD
M(&YO;F4@:6X@,C`Q,3PO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^
M-S`L-S@W/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS
M1&YU;7`^-C,L-3`P/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*
M("`@("`@/'1R(&-L87-S/3-$<F4^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L
M('9A;&EG;CTS1'1O<#Y#;VUM;VX@<W1O8VLL(&YO('!A<B!V86QU92!P97(@
M<VAA<F4N($%U=&AO<FEZ960Z(#0P+#`P,"PP,#`@<VAA<F5S($ES<W5E9"`F
M86UP.R!O=71S=&%N9&EN9SH@,3DL-C8Y+#,P,B!S:&%R97,@:6X@,C`Q,B!A
M;F0@,38L.3`Y+#@R,"!S:&%R97,@:6X@,C`Q,3PO=&0^#0H@("`@("`@(#QT
M9"!C;&%S<STS1&YU;7`^,3,Q+#@W-SQS<&%N/CPO<W!A;CX\+W1D/@T*("`@
M("`@("`\=&0@8VQA<W,],T1N=6UP/C$P-"PX-#$\<W!A;CX\+W-P86X^/"]T
M9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R;SX-"B`@("`@
M("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/E)E=&%I;F5D(&5A<FYI
M;F=S/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XQ-3,L-C(Y/'-P
M86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^,3@U
M+#0Y,3QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@(#QT
M<B!C;&%S<STS1')E/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX]
M,T1T;W`^06-C=6UU;&%T960@;W1H97(@8V]M<')E:&5N<VEV92!I;F-O;64@
M*&QO<W,I/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M/B@Q-S8I/'-P
M86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;3XH."PV
M.#(I/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R
M(&-L87-S/3-$<F]U/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX]
M,T1T;W`^5&]T86P@<VAA<F5H;VQD97)S)R!E<75I='D\+W1D/@T*("`@("`@
M("`\=&0@8VQA<W,],T1N=6UP/C,U-BPQ,3<\<W!A;CX\+W-P86X^/"]T9#X-
M"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XS-#4L,34P/'-P86X^/"]S<&%N
M/CPO=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F5U/@T*
M("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^5&]T86P@;&EA
M8FEL:71I97,@86YD('-H87)E:&]L9&5R<R<@97%U:71Y/"]T9#X-"B`@("`@
M("`@/'1D(&-L87-S/3-$;G5M<#XS+#(T-"PY,3`\<W!A;CX\+W-P86X^/"]T
M9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XS+#(Y,"PT-S0\<W!A;CX\
M+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R
M:#X-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/E-E<FEE
M<R!"/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P
M86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P
M86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R93X-
M"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/CQS=')O;F<^
M4TA!4D5(3TQ$15)3)R!%455)5%D\+W-T<F]N9SX\+W1D/@T*("`@("`@("`\
M=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\
M=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T
M<CX-"B`@("`@(#QT<B!C;&%S<STS1')O/@T*("`@("`@("`\=&0@8VQA<W,]
M,T1P;"!V86QI9VX],T1T;W`^4')E9F5R<F5D('-T;V-K+"!N;R!P87(@=F%L
M=64@<&5R('-H87)E+B!!=71H;W)I>F5D.B`U+#`P,"PP,#`@<VAA<F5S(%-E
M<FEE<R!"(&ES<W5E9"`F86UP.R!O=71S=&%N9&EN9SH@-C,L-3`P(&EN(#(P
M,3(@86YD(#(P,3$@4V5R:65S($,L(&-O;G9E<G1I8FQE+"!I<W-U960@)F%M
M<#L@;W5T<W1A;F1I;F<Z(#<R."PW,#8@:6X@,C`Q,B!A;F0@;F]N92!I;B`R
M,#$Q/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XV,RPU,#`\<W!A
M;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XV,RPU
M,#`\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@
M8VQA<W,],T1R:#X-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$
M=&]P/E!R969E<G)E9"!3=&]C:R`M(%-E<FEE<R!#/"]T9#X-"B`@("`@("`@
M/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@
M/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO
M='(^#0H@("`@("`\='(@8VQA<W,],T1R;SX-"B`@("`@("`@/'1D(&-L87-S
M/3-$<&P@=F%L:6=N/3-$=&]P/CQS=')O;F<^4TA!4D5(3TQ$15)3)R!%455)
M5%D\+W-T<F]N9SX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS
M<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS
M<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S
M<STS1')E/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^
M4')E9F5R<F5D('-T;V-K+"!N;R!P87(@=F%L=64@<&5R('-H87)E+B!!=71H
M;W)I>F5D.B`U+#`P,"PP,#`@<VAA<F5S(%-E<FEE<R!"(&ES<W5E9"`F86UP
M.R!O=71S=&%N9&EN9SH@-C,L-3`P(&EN(#(P,3(@86YD(#(P,3$@4V5R:65S
M($,L(&-O;G9E<G1I8FQE+"!I<W-U960@)F%M<#L@;W5T<W1A;F1I;F<Z(#<R
M."PW,#8@:6X@,C`Q,B!A;F0@;F]N92!I;B`R,#$Q/"]T9#X-"B`@("`@("`@
M/'1D(&-L87-S/3-$;G5M<#XD(#<L,C@W/'-P86X^/"]S<&%N/CPO=&0^#0H@
M("`@("`@(#QT9"!C;&%S<STS1'1E>'0^)FYB<W`[)FYB<W`[/'-P86X^/"]S
M<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@(#PO=&%B;&4^#0H@(#PO8F]D
M>3X-"CPO:'1M;#X-"@T*+2TM+2TM/5].97AT4&%R=%]F.3`V,V0R85\P,V4U
M7S0Y-#1?86(T.5\R,&4T,V1A-CEA.#8-"D-O;G1E;G0M3&]C871I;VXZ(&9I
M;&4Z+R\O0SHO9CDP-C-D,F%?,#-E-5\T.30T7V%B-#E?,C!E-#-D838Y83@V
M+U=O<FMS:&5E=',O4VAE970P,RYH=&UL#0I#;VYT96YT+51R86YS9F5R+45N
M8V]D:6YG.B!Q=6]T960M<')I;G1A8FQE#0I#;VYT96YT+51Y<&4Z('1E>'0O
M:'1M;#L@8VAA<G-E=#TB=7,M87-C:6DB#0H-"CQH=&UL/@T*("`\:&5A9#X-
M"B`@("`\345402!H='1P+65Q=6EV/3-$0V]N=&5N="U4>7!E(&-O;G1E;G0]
M,T0G=&5X="]H=&UL.R!C:&%R<V5T/75T9BTX)SX\<V-R:7!T('1Y<&4],T1T
M97AT+VIA=F%S8W)I<'0@<W)C/3-$4VAO=RYJ<SXO*B!$;R!.;W0@4F5M;W9E
M(%1H:7,@0V]M;65N="`J+SPO<V-R:7!T/CPO:&5A9#X-"B`@/&)O9'D^#0H@
M("`@/'1A8FQE(&-L87-S/3-$<F5P;W)T(&ED/3-$240P15=*044^#0H@("`@
M("`\='(^#0H@("`@("`@(#QT:"!C;&%S<STS1'1L(&-O;'-P86X],T0Q(')O
M=W-P86X],T0Q/CQS=')O;F<^0V]N<V]L:61A=&5D($)A;&%N8V4@4VAE971S
M("A087)E;G1H971I8V%L*2`H55-$("0I/&)R/DEN(%1H;W5S86YD<RP@97AC
M97!T(%-H87)E(&1A=&$L('5N;&5S<R!O=&AE<G=I<V4@<W!E8VEF:65D/"]S
M=')O;F<^/"]T:#X-"B`@("`@("`@/'1H(&-L87-S/3-$=&@^1&5C+B`S,2P@
M,C`Q,CQB<CX\+W1H/@T*("`@("`@("`\=&@@8VQA<W,],T1T:#Y$96,N(#,Q
M+"`R,#$Q/&)R/CPO=&@^#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S
M/3-$<F4^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y3
M96-U<FET:65S(&AE;&0@=&\@;6%T=7)I='D@9F%I<B!V86QU97,\+W1D/@T*
M("`@("`@("`\=&0@8VQA<W,],T1N=6UP/B0@-C$L-#DV/'-P86X^/"]S<&%N
M/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^)"`V,BPW-30\<W!A
M;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,]
M,T1R;SX-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/E!R
M969E<G)E9"!S=&]C:RP@<VAA<F5S(&%U=&AO<FEZ960\+W1D/@T*("`@("`@
M("`\=&0@8VQA<W,],T1N=6UP/C4L,#`P+#`P,#QS<&%N/CPO<W!A;CX\+W1D
M/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP/C4L,#`P+#`P,#QS<&%N/CPO
M<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')E
M/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^8V]M;6]N
M('-T;V-K+"!S:&%R97,@875T:&]R:7IE9#PO=&0^#0H@("`@("`@(#QT9"!C
M;&%S<STS1&YU;7`^-#`L,#`P+#`P,#QS<&%N/CPO<W!A;CX\+W1D/@T*("`@
M("`@("`\=&0@8VQA<W,],T1N=6UP/C0P+#`P,"PP,#`\<W!A;CX\+W-P86X^
M/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R;SX-"B`@
M("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/D-O;6UO;B!S=&]C
M:RP@<VAA<F5S(&ES<W5E9#PO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU
M;7`^,3DL-C8Y+#,P,CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@
M8VQA<W,],T1N=6UP/C$V+#DP.2PX,C`\<W!A;CX\+W-P86X^/"]T9#X-"B`@
M("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R93X-"B`@("`@("`@/'1D
M(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/D-O;6UO;B!S=&]C:RP@<VAA<F5S
M(&]U='-T86YD:6YG/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XQ
M.2PV-CDL,S`R/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S
M<STS1&YU;7`^,38L.3`Y+#@R,#QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@
M/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')H/@T*("`@("`@("`\=&0@8VQA
M<W,],T1P;"!V86QI9VX],T1T;W`^4V5R:65S($(\+W1D/@T*("`@("`@("`\
M=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\
M=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T
M<CX-"B`@("`@(#QT<B!C;&%S<STS1')E/@T*("`@("`@("`\=&0@8VQA<W,]
M,T1P;"!V86QI9VX],T1T;W`^4')E9F5R<F5D('-T;V-K+"!S:&%R97,@:7-S
M=65D/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XV,RPU,#`\<W!A
M;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XV,RPU
M,#`\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@
M8VQA<W,],T1R;SX-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$
M=&]P/E!R969E<G)E9"!S=&]C:RP@<VAA<F5S(&]U='-T86YD:6YG/"]T9#X-
M"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XV,RPU,#`\<W!A;CX\+W-P86X^
M/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XV,RPU,#`\<W!A;CX\
M+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R
M:#X-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/E!R969E
M<G)E9"!3=&]C:R`M(%-E<FEE<R!#/"]T9#X-"B`@("`@("`@/'1D(&-L87-S
M/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S
M/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@
M("`\='(@8VQA<W,],T1R;SX-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L
M:6=N/3-$=&]P/E!R969E<G)E9"!S=&]C:RP@<VAA<F5S(&ES<W5E9#PO=&0^
M#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^-S(X+#<P-CQS<&%N/CPO<W!A
M;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP/C`\<W!A;CX\+W-P
M86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R93X-
M"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/E!R969E<G)E
M9"!S=&]C:RP@<VAA<F5S(&]U='-T86YD:6YG/"]T9#X-"B`@("`@("`@/'1D
M(&-L87-S/3-$;G5M<#XW,C@L-S`V/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@
M("`@(#QT9"!C;&%S<STS1&YU;7`^,#QS<&%N/CPO<W!A;CX\+W1D/@T*("`@
M("`@/"]T<CX-"B`@("`\+W1A8FQE/@T*("`\+V)O9'D^#0H\+VAT;6P^#0H-
M"BTM+2TM+3U?3F5X=%!A<G1?9CDP-C-D,F%?,#-E-5\T.30T7V%B-#E?,C!E
M-#-D838Y83@V#0I#;VYT96YT+4QO8V%T:6]N.B!F:6QE.B\O+T,Z+V8Y,#8S
M9#)A7S`S935?-#DT-%]A8C0Y7S(P930S9&$V.6$X-B]7;W)K<VAE971S+U-H
M965T,#0N:'1M;`T*0V]N=&5N="U4<F%N<V9E<BU%;F-O9&EN9SH@<75O=&5D
M+7!R:6YT86)L90T*0V]N=&5N="U4>7!E.B!T97AT+VAT;6P[(&-H87)S970]
M(G5S+6%S8VEI(@T*#0H\:'1M;#X-"B`@/&AE860^#0H@("`@/$U%5$$@:'1T
M<"UE<75I=CTS1$-O;G1E;G0M5'EP92!C;VYT96YT/3-$)W1E>'0O:'1M;#L@
M8VAA<G-E=#UU=&8M."<^/'-C<FEP="!T>7!E/3-$=&5X="]J879A<V-R:7!T
M('-R8STS1%-H;W<N:G,^+RH@1&\@3F]T(%)E;6]V92!4:&ES($-O;6UE;G0@
M*B\\+W-C<FEP=#X\+VAE860^#0H@(#QB;V1Y/@T*("`@(#QT86)L92!C;&%S
M<STS1')E<&]R="!I9#TS1$E$,$5"54%)/@T*("`@("`@/'1R/@T*("`@("`@
M("`\=&@@8VQA<W,],T1T;"!C;VQS<&%N/3-$,2!R;W=S<&%N/3-$,CX\<W1R
M;VYG/D-O;G-O;&ED871E9"!3=&%T96UE;G1S(&]F($EN8V]M92`H55-$("0I
M/&)R/DEN(%1H;W5S86YD<RP@97AC97!T(%-H87)E(&1A=&$L('5N;&5S<R!O
M=&AE<G=I<V4@<W!E8VEF:65D/"]S=')O;F<^/"]T:#X-"B`@("`@("`@/'1H
M(&-L87-S/3-$=&@@8V]L<W!A;CTS1#,^,3(@36]N=&AS($5N9&5D/"]T:#X-
M"B`@("`@(#PO='(^#0H@("`@("`\='(^#0H@("`@("`@(#QT:"!C;&%S<STS
M1'1H/D1E8RX@,S$L(#(P,3(\8G(^/"]T:#X-"B`@("`@("`@/'1H(&-L87-S
M/3-$=&@^1&5C+B`S,2P@,C`Q,3QB<CX\+W1H/@T*("`@("`@("`\=&@@8VQA
M<W,],T1T:#Y$96,N(#,Q+"`R,#$P/&)R/CPO=&@^#0H@("`@("`\+W1R/@T*
M("`@("`@/'1R(&-L87-S/3-$<F4^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L
M('9A;&EG;CTS1'1O<#X\<W1R;VYG/DE.5$5215-4($E.0T]-13PO<W1R;VYG
M/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N
M/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N
M/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N
M/CPO=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F\^#0H@
M("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y);G1E<F5S="!A
M;F0@9F5E<R!O;B!L;V%N<SPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU
M;7`^)"`Q-#4L-34T/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C
M;&%S<STS1&YU;7`^)"`Q-#<L-C4R/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@
M("`@(#QT9"!C;&%S<STS1&YU;7`^)"`Q-3$L,CDR/'-P86X^/"]S<&%N/CPO
M=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F4^#0H@("`@
M("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#X\<W1R;VYG/DEN=&5R
M97-T(&]N(&EN=F5S=&UE;G0@<V5C=7)I=&EE<SH\+W-T<F]N9SX\+W1D/@T*
M("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*
M("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*
M("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*
M("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')O/@T*("`@("`@("`\
M=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^5&%X86)L92!I;G1E<F5S="!I
M;F-O;64\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP/C0L,S4R/'-P
M86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^-2PV
M.#`\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M
M<#XU+#<U,#QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@
M(#QT<B!C;&%S<STS1')E/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI
M9VX],T1T;W`^5&%X+65X96UP="!I;G1E<F5S="!I;F-O;64\+W1D/@T*("`@
M("`@("`\=&0@8VQA<W,],T1N=6UP/C$L.34X/'-P86X^/"]S<&%N/CPO=&0^
M#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^,BPP,#`\<W!A;CX\+W-P86X^
M/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XQ+#8S,SQS<&%N/CPO
M<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')O
M/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^3W1H97(L
M('!R:6YC:7!A;&QY(&]V97)N:6=H="!I;G9E<W1M96YT<SPO=&0^#0H@("`@
M("`@(#QT9"!C;&%S<STS1&YU;7`^-C4V/'-P86X^/"]S<&%N/CPO=&0^#0H@
M("`@("`@(#QT9"!C;&%S<STS1&YU;7`^-#,V/'-P86X^/"]S<&%N/CPO=&0^
M#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^-3@V/'-P86X^/"]S<&%N/CPO
M=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F5U/@T*("`@
M("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^5&]T86P@:6YT97)E
M<W0@:6YC;VUE/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XQ-3(L
M-3(P/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU
M;7`^,34U+#<V.#QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA
M<W,],T1N=6UP/C$U.2PR-C$\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO
M='(^#0H@("`@("`\='(@8VQA<W,],T1R;SX-"B`@("`@("`@/'1D(&-L87-S
M/3-$<&P@=F%L:6=N/3-$=&]P/CQS=')O;F<^24Y415)%4U0@15A014Y313PO
M<W1R;VYG/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^
M/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^
M/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^
M/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$
M<F4^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y3879I
M;F=S+"!C:&5C:VEN9R!A;F0@;6]N97D@;6%R:V5T/"]T9#X-"B`@("`@("`@
M/'1D(&-L87-S/3-$;G5M<#XR+#@S-CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@
M("`@("`\=&0@8VQA<W,],T1N=6UP/C0L,C$R/'-P86X^/"]S<&%N/CPO=&0^
M#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^-BPS-C,\<W!A;CX\+W-P86X^
M/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R;SX-"B`@
M("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/E1I;64@9&5P;W-I
M=',@;V8@)#$P,"PP,#`@;W(@;6]R93PO=&0^#0H@("`@("`@(#QT9"!C;&%S
M<STS1&YU;7`^."PQ,S(\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D
M(&-L87-S/3-$;G5M<#XQ,"PQ,#,\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@
M("`@/'1D(&-L87-S/3-$;G5M<#XQ,BPS-S0\<W!A;CX\+W-P86X^/"]T9#X-
M"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R93X-"B`@("`@("`@
M/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/D]T:&5R('1I;64@9&5P;W-I
M=',\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP/C0L-#@V/'-P86X^
M/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^-RPP,S8\
M<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XQ
M,2PQ.3,\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\
M='(@8VQA<W,],T1R;SX-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N
M/3-$=&]P/E-E8W5R:71I97,@<V]L9"!U;F1E<B!A9W)E96UE;G1S('1O(')E
M<'5R8VAA<V4\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP/C0\<W!A
M;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XQ.#0\
M<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XR
M.3@\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@
M8VQA<W,],T1R93X-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$
M=&]P/D)O<G)O=VEN9W,\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP
M/C$L.#8R/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS
M1&YU;7`^,BPP,S`\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L
M87-S/3-$;G5M<#XQ+#8W.3QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T
M<CX-"B`@("`@(#QT<B!C;&%S<STS1')O=3X-"B`@("`@("`@/'1D(&-L87-S
M/3-$<&P@=F%L:6=N/3-$=&]P/E1O=&%L(&EN=&5R97-T(&5X<&5N<V4\+W1D
M/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP/C$W+#,R,#QS<&%N/CPO<W!A
M;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP/C(S+#4V-3QS<&%N
M/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP/C,Q+#DP
M-SQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C
M;&%S<STS1')E=3X-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$
M=&]P/DYE="!I;G1E<F5S="!I;F-O;64\+W1D/@T*("`@("`@("`\=&0@8VQA
M<W,],T1N=6UP/C$S-2PR,#`\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@
M/'1D(&-L87-S/3-$;G5M<#XQ,S(L,C`S/'-P86X^/"]S<&%N/CPO=&0^#0H@
M("`@("`@(#QT9"!C;&%S<STS1&YU;7`^,3(W+#,U-#QS<&%N/CPO<W!A;CX\
M+W1D/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')O/@T*("`@
M("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^4')O=FES:6]N(&9O
M<B!L;V%N(&QO<W-E<R`M(&YO;BUC;W9E<F5D/"]T9#X-"B`@("`@("`@/'1D
M(&-L87-S/3-$;G5M<#XV.2PY.3,\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@
M("`@/'1D(&-L87-S/3-$;G5M<#XR."PU,C4\<W!A;CX\+W-P86X^/"]T9#X-
M"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XS,RPV-#8\<W!A;CX\+W-P86X^
M/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R93X-"B`@
M("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/E!R;W9I<VEO;B!F
M;W(@;&]A;B!L;W-S97,@+2!C;W9E<F5D/"]T9#X-"B`@("`@("`@/'1D(&-L
M87-S/3-$;G5M<#XY+#8W.3QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\
M=&0@8VQA<W,],T1N=6UP/C$R+#<W-CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@
M("`@("`\=&0@8VQA<W,],T1N=6UP/C(P+#DQ-CQS<&%N/CPO<W!A;CX\+W1D
M/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')O=3X-"B`@("`@
M("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/E1O=&%L('!R;W9I<VEO
M;B!F;W(@;&]A;B!L;W-S97,\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N
M=6UP/C<Y+#8W,CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA
M<W,],T1N=6UP/C0Q+#,P,3QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\
M=&0@8VQA<W,],T1N=6UP/C4T+#4V,CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@
M("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')E=3X-"B`@("`@("`@/'1D
M(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/DYE="!I;G1E<F5S="!I;F-O;64@
M869T97(@<')O=FES:6]N(&9O<B!L;V%N(&QO<W-E<SPO=&0^#0H@("`@("`@
M(#QT9"!C;&%S<STS1&YU;7`^-34L-3(X/'-P86X^/"]S<&%N/CPO=&0^#0H@
M("`@("`@(#QT9"!C;&%S<STS1&YU;7`^.3`L.3`R/'-P86X^/"]S<&%N/CPO
M=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^-S(L-SDR/'-P86X^/"]S
M<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F\^
M#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#X\<W1R;VYG
M/DY/3DE.5$5215-4($E.0T]-13PO<W1R;VYG/CPO=&0^#0H@("`@("`@(#QT
M9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT
M9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT
M9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R
M/@T*("`@("`@/'1R(&-L87-S/3-$<F4^#0H@("`@("`@(#QT9"!C;&%S<STS
M1'!L('9A;&EG;CTS1'1O<#Y397)V:6-E(&-H87)G97,@;VX@9&5P;W-I="!A
M8V-O=6YT<SPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^,3$L.#8U
M/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^
M,3$L.3@Q/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS
M1&YU;7`^,3(L,S,U/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*
M("`@("`@/'1R(&-L87-S/3-$<F\^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L
M('9A;&EG;CTS1'1O<#Y/=&AE<B!S97)V:6-E(&-H87)G97,L(&-O;6UI<W-I
M;VYS(&%N9"!F965S/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XX
M+#@S,3QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N
M=6UP/C@L,#8W/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S
M<STS1&YU;7`^-BPU,#<\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^
M#0H@("`@("`\='(@8VQA<W,],T1R93X-"B`@("`@("`@/'1D(&-L87-S/3-$
M<&P@=F%L:6=N/3-$=&]P/D9E97,@9G)O;2!P<F5S;VQD(&UO<G1G86=E(&QO
M86YS/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XR+#,W.#QS<&%N
M/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP/C$L-C`Y
M/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^
M,2PX,3,\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\
M='(@8VQA<W,],T1R;SX-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N
M/3-$=&]P/D-O;6UI<W-I;VYS(&9R;VT@<V%L97,@;V8@:6YS=7)A;F-E(&%N
M9"!F:6YA;F-I86P@<')O9'5C=',\+W1D/@T*("`@("`@("`\=&0@8VQA<W,]
M,T1N=6UP/C$L.#,R/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C
M;&%S<STS1&YU;7`^,2PU,3(\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@
M/'1D(&-L87-S/3-$;G5M<#XQ+#0W-CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@
M("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')E/@T*("`@("`@("`\=&0@
M8VQA<W,],T1P;"!V86QI9VX],T1T;W`^0F%N:RUO=VYE9"!L:69E(&EN<W5R
M86YC92!I;F-O;64\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP/C4Y
M,3QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP
M/C0U/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU
M;7`^-#<\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\
M='(@8VQA<W,],T1R;SX-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N
M/3-$=&]P/D=A:6X@9G)O;2!A8W%U:7-I=&EO;CPO=&0^#0H@("`@("`@(#QT
M9"!C;&%S<STS1'1E>'0^)FYB<W`[)FYB<W`[/'-P86X^/"]S<&%N/CPO=&0^
M#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^,3`L,3DV/'-P86X^/"]S<&%N
M/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^)FYB<W`[)FYB<W`[
M/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L
M87-S/3-$<F4^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O
M<#Y&;W)E8VQO<V5D('!R;W!E<G1Y(&QO<W-E<R!A;F0@=W)I=&4M9&]W;G,@
M+2!N;VXM8V]V97)E9#PO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;3XH
M,34L,S(U*3QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,]
M,T1N=6T^*#,L,S4U*3QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@
M8VQA<W,],T1N=6T^*#DX-"D\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO
M='(^#0H@("`@("`\='(@8VQA<W,],T1R;SX-"B`@("`@("`@/'1D(&-L87-S
M/3-$<&P@=F%L:6=N/3-$=&]P/D9O<F5C;&]S960@<')O<&5R='D@;&]S<V5S
M(&%N9"!W<FET92UD;W=N<R`M(&-O=F5R960\+W1D/@T*("`@("`@("`\=&0@
M8VQA<W,],T1N=6T^*#$S+#`S-2D\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@
M("`@/'1D(&-L87-S/3-$;G5M/B@R-"PT.3(I/'-P86X^/"]S<&%N/CPO=&0^
M#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;3XH,S0L-3(W*3QS<&%N/CPO<W!A
M;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')E/@T*
M("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^1D1)0R!I;F1E
M;6YI9FEC871I;VX@87-S970@:6YC;VUE("AE>'!E;G-E*2P@;F5T/"]T9#X-
M"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XT+#`W-SQS<&%N/CPO<W!A;CX\
M+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP/C(P+#0X,3QS<&%N/CPO
M<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP/C0Q+#@P.#QS
M<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S
M<STS1')O/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^
M4V5C=7)I=&EE<R!G86EN<SPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU
M;7`^-C,X/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS
M1&YU;7`^-S0\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S
M/3-$;G5M<#XR-CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@
M("`@(#QT<B!C;&%S<STS1')E/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V
M86QI9VX],T1T;W`^3W1H97(@9V%I;G,@*&QO<W-E<RD\+W1D/@T*("`@("`@
M("`\=&0@8VQA<W,],T1N=6T^*#0V,RD\<W!A;CX\+W-P86X^/"]T9#X-"B`@
M("`@("`@/'1D(&-L87-S/3-$;G5M<#XY.#QS<&%N/CPO<W!A;CX\+W1D/@T*
M("`@("`@("`\=&0@8VQA<W,],T1N=6UP/C8P-3QS<&%N/CPO<W!A;CX\+W1D
M/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')O=3X-"B`@("`@
M("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/E1O=&%L(&YO;FEN=&5R
M97-T(&EN8V]M93PO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^,2PS
M.#D\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M
M<#XR-BPR,38\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S
M/3-$;G5M<#XR.2PQ,#8\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^
M#0H@("`@("`\='(@8VQA<W,],T1R93X-"B`@("`@("`@/'1D(&-L87-S/3-$
M<&P@=F%L:6=N/3-$=&]P/CQS=')O;F<^3D].24Y415)%4U0@15A014Y315,\
M+W-T<F]N9SX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N
M/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N
M/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N
M/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS
M1')O/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^4V%L
M87)I97,\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP/C0Q+#,S-CQS
M<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP/C,Y
M+#@R,CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N
M=6UP/C,U+#`W-CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@
M("`@(#QT<B!C;&%S<STS1')E/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V
M86QI9VX],T1T;W`^16UP;&]Y964@8F5N969I=',\+W1D/@T*("`@("`@("`\
M=&0@8VQA<W,],T1N=6UP/C$R+#`P-SQS<&%N/CPO<W!A;CX\+W1D/@T*("`@
M("`@("`\=&0@8VQA<W,],T1N=6UP/C$Q+#8Q-CQS<&%N/CPO<W!A;CX\+W1D
M/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP/C$P+#(Q-#QS<&%N/CPO<W!A
M;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')O=3X-
M"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/E1O=&%L('!E
M<G-O;FYE;"!E>'!E;G-E/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M
M<#XU,RPS-#,\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S
M/3-$;G5M<#XU,2PT,S@\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D
M(&-L87-S/3-$;G5M<#XT-2PR.3`\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@
M(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R93X-"B`@("`@("`@/'1D(&-L
M87-S/3-$<&P@=F%L:6=N/3-$=&]P/D]C8W5P86YC>2!E>'!E;G-E/"]T9#X-
M"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XV+#DU-#QS<&%N/CPO<W!A;CX\
M+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP/C8L-3<T/'-P86X^/"]S
M<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^-BPW.3D\<W!A
M;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,]
M,T1R;SX-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/D5Q
M=6EP;65N="!R96QA=&5D(&5X<&5N<V5S/"]T9#X-"B`@("`@("`@/'1D(&-L
M87-S/3-$;G5M<#XT+#@P,#QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\
M=&0@8VQA<W,],T1N=6UP/C0L,S(V/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@
M("`@(#QT9"!C;&%S<STS1&YU;7`^-"PS,C<\<W!A;CX\+W-P86X^/"]T9#X-
M"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R93X-"B`@("`@("`@
M/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/DEN=&%N9VEB;&5S(&%M;W)T
M:7IA=&EO;CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^.#DW/'-P
M86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^.3`R
M/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^
M.#<T/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R
M(&-L87-S/3-$<F\^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS
M1'1O<#Y!8W%U:7-I=&EO;B!E>'!E;G-E<SPO=&0^#0H@("`@("`@(#QT9"!C
M;&%S<STS1'1E>'0^)FYB<W`[)FYB<W`[/'-P86X^/"]S<&%N/CPO=&0^#0H@
M("`@("`@(#QT9"!C;&%S<STS1&YU;7`^-C,V/'-P86X^/"]S<&%N/CPO=&0^
M#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^)FYB<W`[)FYB<W`[/'-P86X^
M/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$
M<F4^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y/=&AE
M<B!O<&5R871I;F<@97AP96YS97,\+W1D/@T*("`@("`@("`\=&0@8VQA<W,]
M,T1N=6UP/C,Q+#(X,3QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@
M8VQA<W,],T1N=6UP/C,R+#(S,#QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@
M("`\=&0@8VQA<W,],T1N=6UP/C(Y+#8V-CQS<&%N/CPO<W!A;CX\+W1D/@T*
M("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')O=3X-"B`@("`@("`@
M/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/E1O=&%L(&YO;FEN=&5R97-T
M(&5X<&5N<V5S/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XY-RPR
M-S4\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M
M<#XY-BPQ,#8\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S
M/3-$;G5M<#XX-BPY-38\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^
M#0H@("`@("`\='(@8VQA<W,],T1R974^#0H@("`@("`@(#QT9"!C;&%S<STS
M1'!L('9A;&EG;CTS1'1O<#Y);F-O;64@*&QO<W,I(&)E9F]R92!I;F-O;64@
M=&%X97,\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6T^*#0P+#,U."D\
M<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XR
M,2PP,3(\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$
M;G5M<#XQ-"PY-#(\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@
M("`@("`\='(@8VQA<W,],T1R;SX-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@
M=F%L:6=N/3-$=&]P/DEN8V]M92!T87@@97AP96YS92`H8F5N969I="D\+W1D
M/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6T^*#$V+#DU,BD\<W!A;CX\+W-P
M86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XW+#,W,#QS<&%N
M/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP/C0L.38P
M/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L
M87-S/3-$<F4^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O
M<#Y.970@:6YC;VUE("AL;W-S*3PO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS
M1&YU;3XH,C,L-#`V*3QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@
M8VQA<W,],T1N=6UP/C$S+#8T,CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@
M("`\=&0@8VQA<W,],T1N=6UP/CDL.3@R/'-P86X^/"]S<&%N/CPO=&0^#0H@
M("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F\^#0H@("`@("`@(#QT
M9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y0<F5F97)R960@<W1O8VL@9&EV
M:61E;F1S/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M/B@R+#@P.2D\
M<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M/B@S
M+#(S-"D\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$
M;G5M/B@S+#(U,"D\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@
M("`@("`\='(@8VQA<W,],T1R93X-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@
M=F%L:6=N/3-$=&]P/D%C8W)E=&EO;B!O9B!P<F5F97)R960@<W1O8VL@9&ES
M8V]U;G0\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/B9N8G-P.R9N
M8G-P.SQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N
M=6T^*#(L.3,R*3QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA
M<W,],T1N=6T^*#@U-RD\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^
M#0H@("`@("`\='(@8VQA<W,],T1R;W4^#0H@("`@("`@(#QT9"!C;&%S<STS
M1'!L('9A;&EG;CTS1'1O<#Y.970@:6YC;VUE("AL;W-S*2!A=F%I;&%B;&4@
M=&\@8V]M;6]N('-H87)E:&]L9&5R<SPO=&0^#0H@("`@("`@(#QT9"!C;&%S
M<STS1&YU;3XD("@R-BPR,34I/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@
M(#QT9"!C;&%S<STS1&YU;7`^)"`W+#0W-CQS<&%N/CPO<W!A;CX\+W1D/@T*
M("`@("`@("`\=&0@8VQA<W,],T1N=6UP/B0@-2PX-S4\<W!A;CX\+W-P86X^
M/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R93X-"B`@
M("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/D5A<FYI;F=S("AL
M;W-S*2!P97(@8V]M;6]N('-H87)E("T@0F%S:6,\+W1D/@T*("`@("`@("`\
M=&0@8VQA<W,],T1N=6T^)"`H,2XU-"D\<W!A;CX\+W-P86X^/"]T9#X-"B`@
M("`@("`@/'1D(&-L87-S/3-$;G5M<#XD(#`N-#0\<W!A;CX\+W-P86X^/"]T
M9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XD(#`N,S4\<W!A;CX\+W-P
M86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R;SX-
M"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/D5A<FYI;F=S
M("AL;W-S*2!P97(@8V]M;6]N('-H87)E("T@1&EL=71E9#PO=&0^#0H@("`@
M("`@(#QT9"!C;&%S<STS1&YU;3XD("@Q+C4T*3QS<&%N/CPO<W!A;CX\+W1D
M/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP/B0@,"XT-#QS<&%N/CPO<W!A
M;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP/B0@,"XS-3QS<&%N
M/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS
M1')E/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^1&EV
M:61E;F1S(&1E8VQA<F5D('!E<B!C;VUM;VX@<VAA<F4\+W1D/@T*("`@("`@
M("`\=&0@8VQA<W,],T1N=6UP/B0@,"XS,CQS<&%N/CPO<W!A;CX\+W1D/@T*
M("`@("`@("`\=&0@8VQA<W,],T1N=6UP/B0@,"XS,CQS<&%N/CPO<W!A;CX\
M+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP/B0@,"XS,CQS<&%N/CPO
M<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')O
M/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^5V5I9VAT
M960@879E<F%G92!C;VUM;VX@<VAA<F5S(&]U='-T86YD:6YG.B!"87-I8SPO
M=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^,3<L,#0Y+#4Q,SQS<&%N
M/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP/C$V+#@U
M-BPP-S(\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$
M;G5M<#XQ-BPW-C0L.#<Y/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R
M/@T*("`@("`@/'1R(&-L87-S/3-$<F4^#0H@("`@("`@(#QT9"!C;&%S<STS
M1'!L('9A;&EG;CTS1'1O<#Y796EG:'1E9"!A=F5R86=E(&-O;6UO;B!S:&%R
M97,@;W5T<W1A;F1I;F<Z($1I;'5T960\+W1D/@T*("`@("`@("`\=&0@8VQA
M<W,],T1N=6UP/C$W+#`T.2PU,3,\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@
M("`@/'1D(&-L87-S/3-$;G5M<#XQ-BPX.#,L,C0T/'-P86X^/"]S<&%N/CPO
M=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^,38L-SDS+#8U,#QS<&%N
M/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`\+W1A8FQE/@T*("`\
M+V)O9'D^#0H\+VAT;6P^#0H-"BTM+2TM+3U?3F5X=%!A<G1?9CDP-C-D,F%?
M,#-E-5\T.30T7V%B-#E?,C!E-#-D838Y83@V#0I#;VYT96YT+4QO8V%T:6]N
M.B!F:6QE.B\O+T,Z+V8Y,#8S9#)A7S`S935?-#DT-%]A8C0Y7S(P930S9&$V
M.6$X-B]7;W)K<VAE971S+U-H965T,#4N:'1M;`T*0V]N=&5N="U4<F%N<V9E
M<BU%;F-O9&EN9SH@<75O=&5D+7!R:6YT86)L90T*0V]N=&5N="U4>7!E.B!T
M97AT+VAT;6P[(&-H87)S970](G5S+6%S8VEI(@T*#0H\:'1M;#X-"B`@/&AE
M860^#0H@("`@/$U%5$$@:'1T<"UE<75I=CTS1$-O;G1E;G0M5'EP92!C;VYT
M96YT/3-$)W1E>'0O:'1M;#L@8VAA<G-E=#UU=&8M."<^/'-C<FEP="!T>7!E
M/3-$=&5X="]J879A<V-R:7!T('-R8STS1%-H;W<N:G,^+RH@1&\@3F]T(%)E
M;6]V92!4:&ES($-O;6UE;G0@*B\\+W-C<FEP=#X\+VAE860^#0H@(#QB;V1Y
M/@T*("`@(#QT86)L92!C;&%S<STS1')E<&]R="!I9#TS1$E$,$4Q54%%/@T*
M("`@("`@/'1R/@T*("`@("`@("`\=&@@8VQA<W,],T1T;"!C;VQS<&%N/3-$
M,2!R;W=S<&%N/3-$,CX\<W1R;VYG/D-O;G-O;&ED871E9"!3=&%T96UE;G1S
M(&]F($-O;7!R96AE;G-I=F4@26YC;VUE("A54T0@)"D\8G(^26X@5&AO=7-A
M;F1S+"!U;FQE<W,@;W1H97)W:7-E('-P96-I9FEE9#PO<W1R;VYG/CPO=&@^
M#0H@("`@("`@(#QT:"!C;&%S<STS1'1H(&-O;'-P86X],T0S/C$R($UO;G1H
M<R!%;F1E9#PO=&@^#0H@("`@("`\+W1R/@T*("`@("`@/'1R/@T*("`@("`@
M("`\=&@@8VQA<W,],T1T:#Y$96,N(#,Q+"`R,#$R/&)R/CPO=&@^#0H@("`@
M("`@(#QT:"!C;&%S<STS1'1H/D1E8RX@,S$L(#(P,3$\8G(^/"]T:#X-"B`@
M("`@("`@/'1H(&-L87-S/3-$=&@^1&5C+B`S,2P@,C`Q,#QB<CX\+W1H/@T*
M("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')E/@T*("`@("`@("`\
M=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^/'-T<F]N9SY#;VYS;VQI9&%T
M960@4W1A=&5M96YT<R!/9B!#;VUP<F5H96YS:79E($EN8V]M93PO<W1R;VYG
M/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N
M/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N
M/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N
M/CPO=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F\^#0H@
M("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y.970@:6YC;VUE
M("AL;W-S*3PO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;3XD("@R,RPT
M,#8I/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU
M;7`^)"`Q,RPV-#(\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L
M87-S/3-$;G5M<#XD(#DL.3@R/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\
M+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F4^#0H@("`@("`@(#QT9"!C;&%S
M<STS1'!L('9A;&EG;CTS1'1O<#X\<W1R;VYG/E5N<F5A;&EZ960@9V%I;G,@
M;VX@<V5C=7)I=&EE<R!A=F%I;&%B;&4@9F]R('-A;&4Z/"]S=')O;F<^/"]T
M9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T
M9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T
M9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T
M9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R;SX-"B`@("`@
M("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/E5N<F5A;&EZ960@:&]L
M9&EN9R!G86EN<R!A<FES:6YG(&1U<FEN9R!T:&4@<&5R:6]D+"!P<F5T87@\
M+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP/C,R/'-P86X^/"]S<&%N
M/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^,2PT.3(\<W!A;CX\
M+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XV-S(\<W!A
M;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,]
M,T1R93X-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/E1A
M>"!E>'!E;G-E/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M/B@Q,BD\
M<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M/B@U
M.#,I/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU
M;3XH,C8Q*3QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@
M(#QT<B!C;&%S<STS1')O/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI
M9VX],T1T;W`^4F5C;&%S<VEF:6-A=&EO;B!T;R!R96%L:7IE9"`H9V%I;G,I
M/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M/B@V,S@I/'-P86X^/"]S
M<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;3XH-S0I/'-P86X^
M/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;3XH,C8I/'-P
M86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S
M/3-$<F4^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y4
M87@@97AP96YS93PO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^,C0Y
M/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^
M,CD\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M
M<#XQ,#QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@(#QT
M<B!C;&%S<STS1')O/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX]
M,T1T;W`^/'-T<F]N9SY0;W-T<F5T:7)E;65N="!0;&%N<SH\+W-T<F]N9SX\
M+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\
M+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\
M+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\
M+W1D/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')E/@T*("`@
M("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^3F5T(&=A:6X@*&QO
M<W,I(&%R:7-I;F<@9'5R:6YG('!E<FEO9#PO=&0^#0H@("`@("`@(#QT9"!C
M;&%S<STS1&YU;7`^,3,L.3<U/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@
M(#QT9"!C;&%S<STS1&YU;3XH-RPW.3@I/'-P86X^/"]S<&%N/CPO=&0^#0H@
M("`@("`@(#QT9"!C;&%S<STS1&YU;3XH,BPS,#<I/'-P86X^/"]S<&%N/CPO
M=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F\^#0H@("`@
M("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y487@@*&5X<&5N<V4I
M(&)E;F5F:70\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6T^*#4L-30R
M*3QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP
M/C,L,#@P/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS
M1&YU;7`^.3$Q/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@
M("`@/'1R(&-L87-S/3-$<F4^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A
M;&EG;CTS1'1O<#Y!;6]R=&EZ871I;VX@;V8@=6YR96-O9VYI>F5D(&YE="!A
M8W1U87)I86P@;&]S<SPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^
M-30U/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU
M;7`^,SDS/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS
M1&YU;7`^-3,Q/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@
M("`@/'1R(&-L87-S/3-$<F\^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A
M;&EG;CTS1'1O<#Y487@@97AP96YS93PO=&0^#0H@("`@("`@(#QT9"!C;&%S
M<STS1&YU;3XH,C$R*3QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@
M8VQA<W,],T1N=6T^*#$U-2D\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@
M/'1D(&-L87-S/3-$;G5M/B@R,3`I/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@
M("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F4^#0H@("`@("`@(#QT9"!C
M;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y!;6]R=&EZ871I;VX@;V8@<')I;W(@
M<V5R=FEC92!C;W-T(&%N9"!T<F%N<VET:6]N(&]B;&EG871I;VX\+W1D/@T*
M("`@("`@("`\=&0@8VQA<W,],T1N=6UP/C$W.3QS<&%N/CPO<W!A;CX\+W1D
M/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP/C,R/'-P86X^/"]S<&%N/CPO
M=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^,S4\<W!A;CX\+W-P86X^
M/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R;SX-"B`@
M("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/E1A>"!E>'!E;G-E
M/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M/B@W,"D\<W!A;CX\+W-P
M86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M/B@Q,RD\<W!A;CX\
M+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M/B@Q,RD\<W!A
M;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,]
M,T1R974^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y/
M=&AE<B!C;VUP<F5H96YS:79E(&EN8V]M92`H;&]S<RD\+W1D/@T*("`@("`@
M("`\=&0@8VQA<W,],T1N=6UP/C@L-3`V/'-P86X^/"]S<&%N/CPO=&0^#0H@
M("`@("`@(#QT9"!C;&%S<STS1&YU;3XH,RPU.3<I/'-P86X^/"]S<&%N/CPO
M=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;3XH-C4X*3QS<&%N/CPO<W!A
M;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')O=3X-
M"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/D-O;7!R96AE
M;G-I=F4@:6YC;VUE("AL;W-S*3PO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS
M1&YU;3XD("@Q-"PY,#`I/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT
M9"!C;&%S<STS1&YU;7`^)"`Q,"PP-#4\<W!A;CX\+W-P86X^/"]T9#X-"B`@
M("`@("`@/'1D(&-L87-S/3-$;G5M<#XD(#DL,S(T/'-P86X^/"]S<&%N/CPO
M=&0^#0H@("`@("`\+W1R/@T*("`@(#PO=&%B;&4^#0H@(#PO8F]D>3X-"CPO
M:'1M;#X-"@T*+2TM+2TM/5].97AT4&%R=%]F.3`V,V0R85\P,V4U7S0Y-#1?
M86(T.5\R,&4T,V1A-CEA.#8-"D-O;G1E;G0M3&]C871I;VXZ(&9I;&4Z+R\O
M0SHO9CDP-C-D,F%?,#-E-5\T.30T7V%B-#E?,C!E-#-D838Y83@V+U=O<FMS
M:&5E=',O4VAE970P-BYH=&UL#0I#;VYT96YT+51R86YS9F5R+45N8V]D:6YG
M.B!Q=6]T960M<')I;G1A8FQE#0I#;VYT96YT+51Y<&4Z('1E>'0O:'1M;#L@
M8VAA<G-E=#TB=7,M87-C:6DB#0H-"CQH=&UL/@T*("`\:&5A9#X-"B`@("`\
M345402!H='1P+65Q=6EV/3-$0V]N=&5N="U4>7!E(&-O;G1E;G0],T0G=&5X
M="]H=&UL.R!C:&%R<V5T/75T9BTX)SX\<V-R:7!T('1Y<&4],T1T97AT+VIA
M=F%S8W)I<'0@<W)C/3-$4VAO=RYJ<SXO*B!$;R!.;W0@4F5M;W9E(%1H:7,@
M0V]M;65N="`J+SPO<V-R:7!T/CPO:&5A9#X-"B`@/&)O9'D^#0H@("`@/'1A
M8FQE(&-L87-S/3-$<F5P;W)T(&ED/3-$240P15):0DL^#0H@("`@("`\='(^
M#0H@("`@("`@(#QT:"!C;&%S<STS1'1L(&-O;'-P86X],T0Q(')O=W-P86X]
M,T0Q/CQS=')O;F<^0V]N<V]L:61A=&5D(%-T871E;65N=',@;V8@4VAA<F5H
M;VQD97)S)R!%<75I='D@*%531"`D*3QB<CY);B!4:&]U<V%N9',L(&5X8V5P
M="!3:&%R92!D871A/"]S=')O;F<^/"]T:#X-"B`@("`@("`@/'1H(&-L87-S
M/3-$=&@^4')E9F5R<F5D(%-T;V-K/&)R/CPO=&@^#0H@("`@("`@(#QT:"!C
M;&%S<STS1'1H/E!R969E<G)E9%-T;V-K1&ES8V]U;G1-96UB97)-96UB97(\
M8G(^/"]T:#X-"B`@("`@("`@/'1H(&-L87-S/3-$=&@^0V]M;6]N(%-T;V-K
M/&)R/CPO=&@^#0H@("`@("`@(#QT:"!C;&%S<STS1'1H/E)E=&%I;F5D($5A
M<FYI;F=S/&)R/CPO=&@^#0H@("`@("`@(#QT:"!C;&%S<STS1'1H/D%C8W5M
M=6QA=&5D($]T:&5R($-O;7!R96AE;G-I=F4@26YC;VUE("A,;W-S*3QB<CX\
M+W1H/@T*("`@("`@("`\=&@@8VQA<W,],T1T:#Y4;W1A;#QB<CX\+W1H/@T*
M("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')C/@T*("`@("`@("`\
M=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^0F5G:6YN:6YG(&)A;&%N8V4@
M870@1&5C+B`S,2P@,C`P.3PO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU
M;7`^)"`V-2PP,#`\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L
M87-S/3-$;G5M/B0@*#,L-S@Y*3QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@
M("`\=&0@8VQA<W,],T1N=6UP/B0@,3`R+#8Y,3QS<&%N/CPO<W!A;CX\+W1D
M/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP/B0@,3@R+#DP.#QS<&%N/CPO
M<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6T^)"`H-"PT,C<I
M/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^
M)"`S-#(L,S@S/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@
M("`@/'1R(&-L87-S/3-$<F,^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A
M;&EG;CTS1'1O<#Y"96=I;FYI;F<@8F%L86YC92P@<VAA<F5S(&%T($1E8RX@
M,S$L(#(P,#D\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N
M/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N
M/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP/C$V+#<R
M,BPP,#`\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$
M=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$
M=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$
M=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\
M='(@8VQA<W,],T1R93X-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N
M/3-$=&]P/DYE="!I;F-O;64@*&QO<W,I/"]T9#X-"B`@("`@("`@/'1D(&-L
M87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L
M87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L
M87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L
M87-S/3-$;G5M<#XY+#DX,CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\
M=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\
M=&0@8VQA<W,],T1N=6UP/CDL.3@R/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@
M("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F\^#0H@("`@("`@(#QT9"!C
M;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y#;VUM;VX@<W1O8VL@:7-S=65D('5N
M9&5R('-T;V-K(&]P=&EO;B!P;&%N<SPO=&0^#0H@("`@("`@(#QT9"!C;&%S
M<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S
M<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S
M<STS1&YU;7`^,3<Q/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C
M;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C
M;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C
M;&%S<STS1&YU;7`^,3<Q/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R
M/@T*("`@("`@/'1R(&-L87-S/3-$<F4^#0H@("`@("`@(#QT9"!C;&%S<STS
M1'!L('9A;&EG;CTS1'1O<#Y#;VUM;VX@<W1O8VL@:7-S=65D('5N9&5R('-T
M;V-K(&]P=&EO;B!P;&%N<RP@<VAA<F5S/"]T9#X-"B`@("`@("`@/'1D(&-L
M87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L
M87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L
M87-S/3-$;G5M<#XQ-RPP,#`\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@
M/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@
M/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@
M/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO
M='(^#0H@("`@("`\='(@8VQA<W,],T1R;SX-"B`@("`@("`@/'1D(&-L87-S
M/3-$<&P@=F%L:6=N/3-$=&]P/D-O;6UO;B!S=&]C:R!I<W-U960@:6YT;R!D
M:79I9&5N9"!R96EN=F5S=&UE;G0@<&QA;CPO=&0^#0H@("`@("`@(#QT9"!C
M;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C
M;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C
M;&%S<STS1&YU;7`^-C8Y/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT
M9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT
M9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT
M9"!C;&%S<STS1&YU;7`^-C8Y/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\
M+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F4^#0H@("`@("`@(#QT9"!C;&%S
M<STS1'!L('9A;&EG;CTS1'1O<#Y#;VUM;VX@<W1O8VL@:7-S=65D(&EN=&\@
M9&EV:61E;F0@<F5I;G9E<W1M96YT('!L86XL('-H87)E<SPO=&0^#0H@("`@
M("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@
M("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@
M("`@(#QT9"!C;&%S<STS1&YU;7`^-#8L,#`P/'-P86X^/"]S<&%N/CPO=&0^
M#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^
M#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^
M#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^
M#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F\^#0H@("`@("`@
M(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y297!U<F-H87-E(&]F(&]U
M='-T86YD:6YG(&-O;6UO;B!S=&]C:R!W87)R86YT<SPO=&0^#0H@("`@("`@
M(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@
M(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@
M(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@
M(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@
M(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@
M(#QT9"!C;&%S<STS1'1E>'0^)FYB<W`[)FYB<W`[/'-P86X^/"]S<&%N/CPO
M=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F4^#0H@("`@
M("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y#87-H(&1I=FED96YD
M<R!D96-L87)E9#PO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P
M86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P
M86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P
M86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;3XH-2PS
M-S`I/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E
M>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU
M;3XH-2PS-S`I/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@
M("`@/'1R(&-L87-S/3-$<F\^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A
M;&EG;CTS1'1O<#Y0<F5F97)R960@9&EV:61E;F1S/"]T9#X-"B`@("`@("`@
M/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@
M/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@
M/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@
M/'1D(&-L87-S/3-$;G5M/B@S+#(U,"D\<W!A;CX\+W-P86X^/"]T9#X-"B`@
M("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@
M("`@("`@/'1D(&-L87-S/3-$;G5M/B@S+#(U,"D\<W!A;CX\+W-P86X^/"]T
M9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R93X-"B`@("`@
M("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/D%C8W)E=&EO;B!O9B!P
M<F5F97)R960@<W1O8VL@9&ES8V]U;G0\+W1D/@T*("`@("`@("`\=&0@8VQA
M<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA
M<W,],T1N=6UP/C@U-SQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@
M8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@
M8VQA<W,],T1N=6T^*#@U-RD\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@
M/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@
M/'1D(&-L87-S/3-$=&5X=#XF;F)S<#LF;F)S<#L\<W!A;CX\+W-P86X^/"]T
M9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R;SX-"B`@("`@
M("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/E1A>"!B96YE9FET(')E
M86QI>F5D(&9R;VT@97AE<F-I<V4@;V8@;F]N<75A;&EF:65D('-T;V-K(&]P
M=&EO;G,\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO
M<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO
M<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP/C,V/'-P86X^
M/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^
M/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^
M/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^,S8\<W!A
M;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,]
M,T1R93X-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/E-T
M;V-K+6)A<V5D(&-O;7!E;G-A=&EO;CPO=&0^#0H@("`@("`@(#QT9"!C;&%S
M<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S
M<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S
M<STS1&YU;7`^-C0P/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C
M;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C
M;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C
M;&%S<STS1&YU;7`^-C0P/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R
M/@T*("`@("`@/'1R(&-L87-S/3-$<F\^#0H@("`@("`@(#QT9"!C;&%S<STS
M1'!L('9A;&EG;CTS1'1O<#Y3=&]C:RUB87-E9"!C;VUP96YS871I;VXL('-H
M87)E<SPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S
M<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S
M<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^,38L,#`P/'-P
M86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P
M86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P
M86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P
M86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S
M/3-$<F4^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y/
M=&AE<B!C;VUP<F5H96YS:79E(&EN8V]M93PO=&0^#0H@("`@("`@(#QT9"!C
M;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C
M;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C
M;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C
M;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C
M;&%S<STS1&YU;3XH-C4X*3QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\
M=&0@8VQA<W,],T1N=6T^*#8U."D\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@
M(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R8SX-"B`@("`@("`@/'1D(&-L
M87-S/3-$<&P@=F%L:6=N/3-$=&]P/D5N9&EN9R!B86QA;F-E(&%T($1E8RX@
M,S$L(#(P,3`\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP/C8U+#`P
M,#QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6T^
M*#(L.3,R*3QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,]
M,T1N=6UP/C$P-"PR,#<\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D
M(&-L87-S/3-$;G5M<#XQ.#,L-#$S/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@
M("`@(#QT9"!C;&%S<STS1&YU;3XH-2PP.#4I/'-P86X^/"]S<&%N/CPO=&0^
M#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^,S0T+#8P,SQS<&%N/CPO<W!A
M;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')C/@T*
M("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^16YD:6YG(&)A
M;&%N8V4L('-H87)E<R!A="!$96,N(#,Q+"`R,#$P/"]T9#X-"B`@("`@("`@
M/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@
M/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@
M/'1D(&-L87-S/3-$;G5M<#XQ-BPX,#$L,#`P/'-P86X^/"]S<&%N/CPO=&0^
M#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^
M#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^
M#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^
M#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F\^#0H@("`@("`@
M(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y.970@:6YC;VUE("AL;W-S
M*3PO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N
M/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N
M/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N
M/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^,3,L-C0R/'-P86X^
M/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^
M/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^,3,L-C0R
M/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L
M87-S/3-$<F4^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O
M<#Y0<F5F97)R960@<W1O8VL@<F5D965M960\+W1D/@T*("`@("`@("`\=&0@
M8VQA<W,],T1N=6T^*#8U+#`P,"D\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@
M("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@
M("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@
M("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@
M("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@
M("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@
M(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R;SX-"B`@("`@("`@/'1D(&-L
M87-S/3-$<&P@=F%L:6=N/3-$=&]P/E!R969E<G)E9"!S=&]C:R!I<W-U960\
M+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP/C8S+#4P,#QS<&%N/CPO
M<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO
M<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO
M<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO
M<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO
M<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO
M<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')E
M/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^0V]M;6]N
M('-T;V-K(&ES<W5E9"!U;F1E<B!S=&]C:R!O<'1I;VX@<&QA;G,\+W1D/@T*
M("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*
M("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*
M("`@("`@("`\=&0@8VQA<W,],T1N=6UP/C,P/'-P86X^/"]S<&%N/CPO=&0^
M#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^
M#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^
M#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^,S`\<W!A;CX\+W-P86X^/"]T
M9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R;SX-"B`@("`@
M("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/D-O;6UO;B!S=&]C:R!I
M<W-U960@=6YD97(@<W1O8VL@;W!T:6]N('!L86YS+"!S:&%R97,\+W1D/@T*
M("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*
M("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*
M("`@("`@("`\=&0@8VQA<W,],T1N=6UP/C(L,#`P/'-P86X^/"]S<&%N/CPO
M=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO
M=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO
M=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO
M=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F4^#0H@("`@
M("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y#;VUM;VX@<W1O8VL@
M:7-S=65D(&EN=&\@9&EV:61E;F0@<F5I;G9E<W1M96YT('!L86X\+W1D/@T*
M("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*
M("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*
M("`@("`@("`\=&0@8VQA<W,],T1N=6UP/C@U,3QS<&%N/CPO<W!A;CX\+W1D
M/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D
M/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D
M/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP/C@U,3QS<&%N/CPO<W!A;CX\
M+W1D/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')O/@T*("`@
M("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^0V]M;6]N('-T;V-K
M(&ES<W5E9"!I;G1O(&1I=FED96YD(')E:6YV97-T;65N="!P;&%N+"!S:&%R
M97,\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A
M;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A
M;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP/C<Q+#`P,#QS<&%N
M/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N
M/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N
M/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N
M/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS
M1')E/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^4F5P
M=7)C:&%S97,@;V8@8V]M;6]N('-T;V-K/"]T9#X-"B`@("`@("`@/'1D(&-L
M87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L
M87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L
M87-S/3-$;G5M/B@R,C@I/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT
M9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT
M9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT
M9"!C;&%S<STS1&YU;3XH,C(X*3QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@
M/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')O/@T*("`@("`@("`\=&0@8VQA
M<W,],T1P;"!V86QI9VX],T1T;W`^4F5P=7)C:&%S97,@;V8@8V]M;6]N('-T
M;V-K+"!S:&%R97,\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS
M<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS
M<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6T^*#(P
M+#`P,"D\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$
M=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$
M=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$
M=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\
M='(@8VQA<W,],T1R93X-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N
M/3-$=&]P/E)E<'5R8VAA<V4@;V8@;W5T<W1A;F1I;F<@8V]M;6]N('-T;V-K
M('=A<G)A;G1S/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A
M;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A
M;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M/B@Y,C0I
M/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^
M/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^
M/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;3XH
M.3(T*3QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@(#QT
M<B!C;&%S<STS1')O/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX]
M,T1T;W`^0V%S:"!D:79I9&5N9',@9&5C;&%R960\+W1D/@T*("`@("`@("`\
M=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\
M=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\
M=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\
M=&0@8VQA<W,],T1N=6T^*#4L,SDX*3QS<&%N/CPO<W!A;CX\+W1D/@T*("`@
M("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@
M("`@("`\=&0@8VQA<W,],T1N=6T^*#4L,SDX*3QS<&%N/CPO<W!A;CX\+W1D
M/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')E/@T*("`@("`@
M("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^4')E9F5R<F5D(&1I=FED
M96YD<SPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S
M<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S
M<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S
M<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;3XH,RPR,S0I/'-P
M86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P
M86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;3XH,RPR
M,S0I/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R
M(&-L87-S/3-$<F\^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS
M1'1O<#Y!8V-R971I;VX@;V8@<')E9F5R<F5D('-T;V-K(&1I<V-O=6YT/"]T
M9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T
M9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XR+#DS,CQS<&%N/CPO<W!A
M;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A
M;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6T^*#(L.3,R*3QS<&%N
M/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N
M/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N
M/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS
M1')E/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^5&%X
M(&)E;F5F:70@<F5A;&EZ960@9G)O;2!E>&5R8VES92!O9B!N;VYQ=6%L:69I
M960@<W1O8VL@;W!T:6]N<SPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E
M>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E
M>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E
M>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E
M>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E
M>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E
M>'0^)FYB<W`[)FYB<W`[/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R
M/@T*("`@("`@/'1R(&-L87-S/3-$<F\^#0H@("`@("`@(#QT9"!C;&%S<STS
M1'!L('9A;&EG;CTS1'1O<#Y3=&]C:RUB87-E9"!C;VUP96YS871I;VX\+W1D
M/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D
M/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D
M/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP/CDP-3QS<&%N/CPO<W!A;CX\
M+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\
M+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\
M+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP/CDP-3QS<&%N/CPO<W!A
M;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')E/@T*
M("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^4W1O8VLM8F%S
M960@8V]M<&5N<V%T:6]N+"!S:&%R97,\+W1D/@T*("`@("`@("`\=&0@8VQA
M<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA
M<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA
M<W,],T1N=6UP/C4V+#`P,#QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\
M=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\
M=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\
M=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T
M<CX-"B`@("`@(#QT<B!C;&%S<STS1')O/@T*("`@("`@("`\=&0@8VQA<W,]
M,T1P;"!V86QI9VX],T1T;W`^3W1H97(@8V]M<')E:&5N<VEV92!I;F-O;64\
M+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\
M+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\
M+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\
M+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\
M+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6T^*#,L-3DW*3QS<&%N/CPO
M<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6T^*#,L-3DW*3QS
M<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S
M<STS1')C/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^
M16YD:6YG(&)A;&%N8V4@870@1&5C+B`S,2P@,C`Q,3PO=&0^#0H@("`@("`@
M(#QT9"!C;&%S<STS1&YU;7`^-C,L-3`P/'-P86X^/"]S<&%N/CPO=&0^#0H@
M("`@("`@(#QT9"!C;&%S<STS1'1E>'0^)FYB<W`[)FYB<W`[/'-P86X^/"]S
M<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^,3`T+#@T,3QS
M<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP/C$X
M-2PT.3$\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$
M;G5M/B@X+#8X,BD\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L
M87-S/3-$;G5M<#XS-#4L,34P/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\
M+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F,^#0H@("`@("`@(#QT9"!C;&%S
M<STS1'!L('9A;&EG;CTS1'1O<#Y%;F1I;F<@8F%L86YC92P@<VAA<F5S(&%T
M($1E8RX@,S$L(#(P,3$\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT
M/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT
M/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP
M/C$V+#DP.2PX,C`\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L
M87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L
M87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L
M87-S/3-$;G5M<#XQ-BPY,#DL.#(P/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@
M("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F4^#0H@("`@("`@(#QT9"!C
M;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y.970@:6YC;VUE("AL;W-S*3PO=&0^
M#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^
M#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^
M#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^
M#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;3XH,C,L-#`V*3QS<&%N/CPO<W!A
M;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A
M;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6T^*#(S+#0P-BD\<W!A
M;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,]
M,T1R;SX-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/E!R
M969E<G)E9"!S=&]C:R!I<W-U960\+W1D/@T*("`@("`@("`\=&0@8VQA<W,]
M,T1N=6UP/C<L,C@W/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C
M;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C
M;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C
M;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C
M;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C
M;&%S<STS1&YU;7`^-RPR.#<\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO
M='(^#0H@("`@("`\='(@8VQA<W,],T1R93X-"B`@("`@("`@/'1D(&-L87-S
M/3-$<&P@=F%L:6=N/3-$=&]P/D-O;6UO;B!S=&]C:R!I<W-U960@=6YD97(@
M<W1O8VL@;W!T:6]N('!L86YS/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$
M=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$
M=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$
M;G5M<#XR-BPS.3(\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L
M87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L
M87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L
M87-S/3-$;G5M<#XR-BPS.3(\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO
M='(^#0H@("`@("`\='(@8VQA<W,],T1R;SX-"B`@("`@("`@/'1D(&-L87-S
M/3-$<&P@=F%L:6=N/3-$=&]P/D-O;6UO;B!S=&]C:R!I<W-U960@=6YD97(@
M<W1O8VL@;W!T:6]N('!L86YS+"!S:&%R97,\+W1D/@T*("`@("`@("`\=&0@
M8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@
M8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@
M8VQA<W,],T1N=6UP/C(L-C4V+#(Y-#QS<&%N/CPO<W!A;CX\+W1D/@T*("`@
M("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@
M("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@
M("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@
M("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')E/@T*("`@("`@("`\=&0@
M8VQA<W,],T1P;"!V86QI9VX],T1T;W`^0V]M;6]N('-T;V-K(&ES<W5E9"!I
M;G1O(&1I=FED96YD(')E:6YV97-T;65N="!P;&%N/"]T9#X-"B`@("`@("`@
M/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@
M/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@
M/'1D(&-L87-S/3-$;G5M<#XS,S4\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@
M("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@
M("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@
M("`@/'1D(&-L87-S/3-$;G5M<#XS,S4\<W!A;CX\+W-P86X^/"]T9#X-"B`@
M("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R;SX-"B`@("`@("`@/'1D
M(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/D-O;6UO;B!S=&]C:R!I<W-U960@
M:6YT;R!D:79I9&5N9"!R96EN=F5S=&UE;G0@<&QA;BP@<VAA<F5S/"]T9#X-
M"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-
M"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-
M"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XS,2PP,#`\<W!A;CX\+W-P86X^
M/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^
M/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^
M/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^
M/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R93X-"B`@
M("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/E)E<'5R8VAA<V5S
M(&]F(&-O;6UO;B!S=&]C:SPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E
M>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E
M>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU
M;3XH,BD\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$
M=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$
M=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$
M;G5M/B@R*3QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@
M(#QT<B!C;&%S<STS1')O/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI
M9VX],T1T;W`^4F5P=7)C:&%S97,@;V8@8V]M;6]N('-T;V-K+"!S:&%R97,\
M+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\
M+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\
M+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/B9N8G-P.R9N8G-P.SQS
M<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS
M<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS
M<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS
M<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S
M<STS1')E/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^
M0V%S:"!D:79I9&5N9',@9&5C;&%R960\+W1D/@T*("`@("`@("`\=&0@8VQA
M<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA
M<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA
M<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA
M<W,],T1N=6T^*#4L-C0W*3QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\
M=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\
M=&0@8VQA<W,],T1N=6T^*#4L-C0W*3QS<&%N/CPO<W!A;CX\+W1D/@T*("`@
M("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')O/@T*("`@("`@("`\=&0@
M8VQA<W,],T1P;"!V86QI9VX],T1T;W`^4')E9F5R<F5D(&1I=FED96YD<SPO
M=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO
M=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO
M=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO
M=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;3XH,BPX,#DI/'-P86X^/"]S
M<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S
M<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;3XH,BPX,#DI/'-P
M86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S
M/3-$<F4^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y3
M=&]C:RUB87-E9"!C;VUP96YS871I;VX\+W1D/@T*("`@("`@("`\=&0@8VQA
M<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA
M<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA
M<W,],T1N=6UP/C,Q,3QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@
M8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@
M8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@
M8VQA<W,],T1N=6UP/C,Q,3QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T
M<CX-"B`@("`@(#QT<B!C;&%S<STS1')O/@T*("`@("`@("`\=&0@8VQA<W,]
M,T1P;"!V86QI9VX],T1T;W`^4W1O8VLM8F%S960@8V]M<&5N<V%T:6]N+"!S
M:&%R97,\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO
M<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO
M<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP/C<R+#`P,#QS
M<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS
M<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS
M<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS
M<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S
M<STS1')E/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^
M3W1H97(@8V]M<')E:&5N<VEV92!I;F-O;64\+W1D/@T*("`@("`@("`\=&0@
M8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@
M8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@
M8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@
M8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@
M8VQA<W,],T1N=6UP/C@L-3`V/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@
M(#QT9"!C;&%S<STS1&YU;7`^."PU,#8\<W!A;CX\+W-P86X^/"]T9#X-"B`@
M("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R8SX-"B`@("`@("`@/'1D
M(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/D5N9&EN9R!B86QA;F-E(&%T($1E
M8RX@,S$L(#(P,3(\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP/B0@
M-S`L-S@W/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS
M1'1E>'0^)FYB<W`[)FYB<W`[/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@
M(#QT9"!C;&%S<STS1&YU;7`^)"`Q,S$L.#<W/'-P86X^/"]S<&%N/CPO=&0^
M#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^)"`Q-3,L-C(Y/'-P86X^/"]S
M<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;3XD("@Q-S8I/'-P
M86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^)"`S
M-38L,3$W/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@("`@
M/'1R(&-L87-S/3-$<F,^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG
M;CTS1'1O<#Y%;F1I;F<@8F%L86YC92P@<VAA<F5S(&%T($1E8RX@,S$L(#(P
M,3(\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A
M;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A
M;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP/C$Y+#8V.2PS,#(\
M<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\
M<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\
M<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XQ
M.2PV-CDL,S`R/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@
M(#PO=&%B;&4^#0H@(#PO8F]D>3X-"CPO:'1M;#X-"@T*+2TM+2TM/5].97AT
M4&%R=%]F.3`V,V0R85\P,V4U7S0Y-#1?86(T.5\R,&4T,V1A-CEA.#8-"D-O
M;G1E;G0M3&]C871I;VXZ(&9I;&4Z+R\O0SHO9CDP-C-D,F%?,#-E-5\T.30T
M7V%B-#E?,C!E-#-D838Y83@V+U=O<FMS:&5E=',O4VAE970P-RYH=&UL#0I#
M;VYT96YT+51R86YS9F5R+45N8V]D:6YG.B!Q=6]T960M<')I;G1A8FQE#0I#
M;VYT96YT+51Y<&4Z('1E>'0O:'1M;#L@8VAA<G-E=#TB=7,M87-C:6DB#0H-
M"CQH=&UL/@T*("`\:&5A9#X-"B`@("`\345402!H='1P+65Q=6EV/3-$0V]N
M=&5N="U4>7!E(&-O;G1E;G0],T0G=&5X="]H=&UL.R!C:&%R<V5T/75T9BTX
M)SX\<V-R:7!T('1Y<&4],T1T97AT+VIA=F%S8W)I<'0@<W)C/3-$4VAO=RYJ
M<SXO*B!$;R!.;W0@4F5M;W9E(%1H:7,@0V]M;65N="`J+SPO<V-R:7!T/CPO
M:&5A9#X-"B`@/&)O9'D^#0H@("`@/'1A8FQE(&-L87-S/3-$<F5P;W)T(&ED
M/3-$240P141.04D^#0H@("`@("`\='(^#0H@("`@("`@(#QT:"!C;&%S<STS
M1'1L(&-O;'-P86X],T0Q(')O=W-P86X],T0R/CQS=')O;F<^0V]N<V]L:61A
M=&5D(%-T871E;65N=',@;V8@0V%S:"!&;&]W<R`H55-$("0I/&)R/DEN(%1H
M;W5S86YD<RP@=6YL97-S(&]T:&5R=VES92!S<&5C:69I960\+W-T<F]N9SX\
M+W1H/@T*("`@("`@("`\=&@@8VQA<W,],T1T:"!C;VQS<&%N/3-$,SXQ,B!-
M;VYT:',@16YD960\+W1H/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<CX-"B`@
M("`@("`@/'1H(&-L87-S/3-$=&@^1&5C+B`S,2P@,C`Q,CQB<CX\+W1H/@T*
M("`@("`@("`\=&@@8VQA<W,],T1T:#Y$96,N(#,Q+"`R,#$Q/&)R/CPO=&@^
M#0H@("`@("`@(#QT:"!C;&%S<STS1'1H/D1E8RX@,S$L(#(P,3`\8G(^/"]T
M:#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R93X-"B`@("`@
M("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/CQS=')O;F<^0V]N<V]L
M:61A=&5D(%-T871E;65N=',@3V8@0V%S:"!&;&]W<SPO<W1R;VYG/CPO=&0^
M#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^
M#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^
M#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^
M#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F\^#0H@("`@("`@
M(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y.970@:6YC;VUE("AL;W-S
M*3PO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;3XD("@R,RPT,#8I/'-P
M86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^)"`Q
M,RPV-#(\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$
M;G5M<#XD(#DL.3@R/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*
M("`@("`@/'1R(&-L87-S/3-$<F4^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L
M('9A;&EG;CTS1'1O<#Y0<F]V:7-I;VX@9F]R(&QO86X@;&]S<V5S/"]T9#X-
M"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XW.2PV-S(\<W!A;CX\+W-P86X^
M/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XT,2PS,#$\<W!A;CX\
M+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XU-"PU-C(\
M<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA
M<W,],T1R;SX-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P
M/DYE="!S96-U<FET>2!P<F5M:75M(&%M;W)T:7IA=&EO;CPO=&0^#0H@("`@
M("`@(#QT9"!C;&%S<STS1&YU;7`^,2PY,3<\<W!A;CX\+W-P86X^/"]T9#X-
M"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XQ+#,W,SQS<&%N/CPO<W!A;CX\
M+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP/C$L-#DQ/'-P86X^/"]S
M<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F4^
M#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y0=7)C:&%S
M92!A8V-O=6YT:6YG(&%C8W)E=&EO;B!A;F0@86UO<G1I>F%T:6]N+"!N970\
M+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6T^*#$V+#$Q-RD\<W!A;CX\
M+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M/B@Q,2PV,C@I
M/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;3XH
M.2PY-C,I/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@("`@
M/'1R(&-L87-S/3-$<F\^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG
M;CTS1'1O<#Y'86EN(&9R;VT@86-Q=6ES:71I;VX\+W1D/@T*("`@("`@("`\
M=&0@8VQA<W,],T1T97AT/B9N8G-P.R9N8G-P.SQS<&%N/CPO<W!A;CX\+W1D
M/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6T^*#$P+#$Y-BD\<W!A;CX\+W-P
M86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#XF;F)S<#LF;F)S
M<#L\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@
M8VQA<W,],T1R93X-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$
M=&]P/D9O<F5C;&]S960@<')O<&5R='D@;&]S<V5S(&%N9"!W<FET92UD;W=N
M<SPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^,C@L,S8P/'-P86X^
M/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^,C<L.#0W
M/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^
M,S4L-3$Q/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@("`@
M/'1R(&-L87-S/3-$<F\^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG
M;CTS1'1O<#Y'86EN(&]N('-E8W5R:71I97,@879A:6QA8FQE(&9O<B!S86QE
M/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M/B@V,S@I/'-P86X^/"]S
M<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;3XH-S0I/'-P86X^
M/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;3XH,C8I/'-P
M86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S
M/3-$<F4^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y/
M=&AE<B!L;W-S97,@*&=A:6YS*3PO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS
M1&YU;7`^-#8S/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S
M<STS1&YU;3XH,30S*3QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@
M8VQA<W,],T1N=6T^*#8U,BD\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO
M='(^#0H@("`@("`\='(@8VQA<W,],T1R;SX-"B`@("`@("`@/'1D(&-L87-S
M/3-$<&P@=F%L:6=N/3-$=&]P/DEN8W)E87-E(&EN(&YE="!D969E<G)E9"!L
M;V%N(&-O<W1S/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M/B@T-"D\
M<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M/B@S
M,#<I/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU
M;3XH-3DY*3QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@
M(#QT<B!C;&%S<STS1')E/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI
M9VX],T1T;W`^1&5P<F5C:6%T:6]N(&]F('!R96UI<V5S(&%N9"!E<75I<&UE
M;G0\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP/C0L-34W/'-P86X^
M/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^-"PS.#@\
M<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XS
M+#DY,SQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@(#QT
M<B!C;&%S<STS1')O/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX]
M,T1T;W`^4W1O8VLM8F%S960@8V]M<&5N<V%T:6]N(&5X<&5N<V4\+W1D/@T*
M("`@("`@("`\=&0@8VQA<W,],T1N=6UP/C,Q,3QS<&%N/CPO<W!A;CX\+W1D
M/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP/CDP-3QS<&%N/CPO<W!A;CX\
M+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP/C8T,#QS<&%N/CPO<W!A
M;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')E/@T*
M("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^06UO<G1I>F%T
M:6]N(&]F(&EN=&%N9VEB;&4@87-S971S/"]T9#X-"B`@("`@("`@/'1D(&-L
M87-S/3-$;G5M<#XX.3<\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D
M(&-L87-S/3-$;G5M<#XY,#(\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@
M/'1D(&-L87-S/3-$;G5M<#XX-S0\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@
M(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R;SX-"B`@("`@("`@/'1D(&-L
M87-S/3-$<&P@=F%L:6=N/3-$=&]P/D]R:6=I;F%T:6]N(&]F('!R97-O;&0@
M;6]R=&=A9V5S(&EN('!R;V-E<W,@;V8@<V5T=&QE;65N=#PO=&0^#0H@("`@
M("`@(#QT9"!C;&%S<STS1&YU;3XH.38L-S4P*3QS<&%N/CPO<W!A;CX\+W1D
M/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6T^*#<V+#`Y-2D\<W!A;CX\+W-P
M86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M/B@X."PV-C4I/'-P
M86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S
M/3-$<F4^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y0
M<F]C965D<R!F<F]M('-A;&5S(&]F('!R97-O;&0@;6]R=&=A9V5S(&EN('!R
M;V-E<W,@;V8@<V5T=&QE;65N=#PO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS
M1&YU;7`^.30L,S4P/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C
M;&%S<STS1&YU;7`^-S,L.38W/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@
M(#QT9"!C;&%S<STS1&YU;7`^.#@L-C<P/'-P86X^/"]S<&%N/CPO=&0^#0H@
M("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F\^#0H@("`@("`@(#QT
M9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y$96-R96%S92!I;B!A8V-R=65D
M(&EN=&5R97-T(')E8V5I=F%B;&4\+W1D/@T*("`@("`@("`\=&0@8VQA<W,]
M,T1N=6UP/C$L-3<X/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C
M;&%S<STS1&YU;7`^,2PX,#`\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@
M/'1D(&-L87-S/3-$;G5M<#XQ+#(P-#QS<&%N/CPO<W!A;CX\+W1D/@T*("`@
M("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')E/@T*("`@("`@("`\=&0@
M8VQA<W,],T1P;"!V86QI9VX],T1T;W`^26YC<F5A<V4@:6X@;W1H97(@87-S
M971S/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M/B@R.2PY-3(I/'-P
M86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;3XH,S`L
M,#DV*3QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N
M=6T^*#,R+#4S."D\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@
M("`@("`\='(@8VQA<W,],T1R;SX-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@
M=F%L:6=N/3-$=&]P/D1E8W)E87-E(&EN(&%C8W)U960@:6YT97)E<W0@<&%Y
M86)L93PO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;3XH-3<W*3QS<&%N
M/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6T^*#(Q,"D\
M<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M/B@Y
M-S(I/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R
M(&-L87-S/3-$<F4^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS
M1'1O<#Y);F-R96%S92`H9&5C<F5A<V4I(&EN(&]T:&5R(&QI86)I;&ET:65S
M/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M/B@R+#DT,"D\<W!A;CX\
M+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M/B@S,S`I/'-P
M86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^-3DW
M/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L
M87-S/3-$<F]U/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T
M;W`^3F5T(&-A<V@@<')O=FED960@8GD@;W!E<F%T:6YG(&%C=&EV:71I97,\
M+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP/C0Q+#8X,3QS<&%N/CPO
M<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP/C,W+#`T-CQS
M<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP/C8T
M+#$P.3QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@(#QT
M<B!C;&%S<STS1')E/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX]
M,T1T;W`^4'5R8VAA<V5S(&]F('-E8W5R:71I97,@879A:6QA8FQE(&9O<B!S
M86QE/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M/B@Y,BPP-3@I/'-P
M86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;3XH-S4L
M-C@Y*3QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N
M=6T^*#DY+#,Q,"D\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@
M("`@("`\='(@8VQA<W,],T1R;SX-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@
M=F%L:6=N/3-$=&]P/E!U<F-H87-E<R!O9B!S96-U<FET:65S(&AE;&0@=&\@
M;6%T=7)I='D\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/B9N8G-P
M.R9N8G-P.SQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,]
M,T1N=6T^*#0L,S,R*3QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@
M8VQA<W,],T1N=6T^*#(R+#0S,2D\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@
M(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R93X-"B`@("`@("`@/'1D(&-L
M87-S/3-$<&P@=F%L:6=N/3-$=&]P/E!R;V-E961S(&9R;VT@<V%L97,@;V8@
M<V5C=7)I=&EE<R!A=F%I;&%B;&4@9F]R('-A;&4\+W1D/@T*("`@("`@("`\
M=&0@8VQA<W,],T1N=6UP/CDL-C0Q/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@
M("`@(#QT9"!C;&%S<STS1&YU;7`^,BPU,3@\<W!A;CX\+W-P86X^/"]T9#X-
M"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#XF;F)S<#LF;F)S<#L\<W!A;CX\
M+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R
M;SX-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/E!R;V-E
M961S(&9R;VT@;6%T=7)I=&EE<R]I<W-U97(@8V%L;',@;V8@<V5C=7)I=&EE
M<R!A=F%I;&%B;&4@9F]R('-A;&4\+W1D/@T*("`@("`@("`\=&0@8VQA<W,]
M,T1N=6UP/CDV+#`T,#QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@
M8VQA<W,],T1N=6UP/C<U+#8Q-3QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@
M("`\=&0@8VQA<W,],T1N=6UP/CDW+#(P,CQS<&%N/CPO<W!A;CX\+W1D/@T*
M("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')E/@T*("`@("`@("`\
M=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^4')O8V5E9',@9G)O;2!M871U
M<FET:65S+VES<W5E<B!C86QL<R!O9B!S96-U<FET:65S(&AE;&0@=&\@;6%T
M=7)I='D\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP/C$L-CDP/'-P
M86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^,2PP
M-3,\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M
M<#XR+#8X-SQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@
M(#QT<B!C;&%S<STS1')O/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI
M9VX],T1T;W`^4'5R8VAA<V4@;V8@8F%N:RUO=VYE9"!L:69E(&EN<W5R86YC
M93PO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;3XH,C4L,#`P*3QS<&%N
M/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/B9N8G-P
M.R9N8G-P.SQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,]
M,T1T97AT/B9N8G-P.R9N8G-P.SQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@
M/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')E/@T*("`@("`@("`\=&0@8VQA
M<W,],T1P;"!V86QI9VX],T1T;W`^3F5T("AI;F-R96%S92D@9&5C<F5A<V4@
M:6X@;&]A;G,\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6T^*#@Y+#<Q
M."D\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M
M<#XQ,2PY,3(\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S
M/3-$;G5M<#XT,"PS,#8\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^
M#0H@("`@("`\='(@8VQA<W,],T1R;SX-"B`@("`@("`@/'1D(&-L87-S/3-$
M<&P@=F%L:6=N/3-$=&]P/E!R;V-E961S(&9R;VT@1D1)0R!L;W-S('-H87)E
M(&%G<F5E;65N=',\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP/C(Y
M+#<Y-CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N
M=6UP/C8Y+#,S.3QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA
M<W,],T1N=6UP/C0V+#<R,3QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T
M<CX-"B`@("`@(#QT<B!C;&%S<STS1')E/@T*("`@("`@("`\=&0@8VQA<W,]
M,T1P;"!V86QI9VX],T1T;W`^4')O8V5E9',@9G)O;2!S86QE<R!O9B!F;W)E
M8VQO<V5D(')E86P@97-T871E/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$
M;G5M<#XW-"PY-S(\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L
M87-S/3-$;G5M<#XT,RPT,30\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@
M/'1D(&-L87-S/3-$;G5M<#XR-"PX-S4\<W!A;CX\+W-P86X^/"]T9#X-"B`@
M("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R;SX-"B`@("`@("`@/'1D
M(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/E!U<F-H87-E<R!O9B!P<F5M:7-E
M<R!A;F0@97%U:7!M96YT/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M
M/B@X+#DU,RD\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S
M/3-$;G5M/B@V+#8P-BD\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D
M(&-L87-S/3-$;G5M/B@Q-RPU-#,I/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@
M("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F4^#0H@("`@("`@(#QT9"!C
M;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y.970@8V%S:"!R96-E:79E9"`H<&%I
M9"D@:6X@86-Q=6ES:71I;VX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N
M=6UP/CDL,S$R/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S
M<STS1&YU;7`^-30L,#,W/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT
M9"!C;&%S<STS1&YU;3XH,3<Q*3QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@
M/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')O=3X-"B`@("`@("`@/'1D(&-L
M87-S/3-$<&P@=F%L:6=N/3-$=&]P/DYE="!C87-H('!R;W9I9&5D(&)Y(&EN
M=F5S=&EN9R!A8W1I=FET:65S/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$
M;G5M<#XU+#<R,CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA
M<W,],T1N=6UP/C$W,2PR-C$\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@
M/'1D(&-L87-S/3-$;G5M<#XW,BPS,S8\<W!A;CX\+W-P86X^/"]T9#X-"B`@
M("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R93X-"B`@("`@("`@/'1D
M(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/DYE="!I;F-R96%S92`H9&5C<F5A
M<V4I(&EN(&1E<&]S:71S(&%N9"!R97!U<F-H87-E(&%G<F5E;65N=',\+W1D
M/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP/C,Y+#@X.#QS<&%N/CPO<W!A
M;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6T^*#$R-RPR-3,I/'-P
M86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;3XH,C@W
M+#DX,BD\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\
M='(@8VQA<W,],T1R;SX-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N
M/3-$=&]P/E!R;V-E961S(&9R;VT@*')E<&%Y;65N=',@;V8I(&)O<G)O=VEN
M9W,L(&YE=#PO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;3XH.#<L-3`P
M*3QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6T^
M*#8V+#@X,2D\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S
M/3-$;G5M<#XR,"PT,#`\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^
M#0H@("`@("`\='(@8VQA<W,],T1R93X-"B`@("`@("`@/'1D(&-L87-S/3-$
M<&P@=F%L:6=N/3-$=&]P/D-A<V@@9&EV:61E;F1S('!A:60@+2!C;VUM;VX@
M<W1O8VL\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6T^*#4L-#(V*3QS
M<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6T^*#4L
M,SDP*3QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N
M=6T^*#4L,S4Y*3QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@
M("`@(#QT<B!C;&%S<STS1')O/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V
M86QI9VX],T1T;W`^0V%S:"!D:79I9&5N9',@<&%I9"`M('!R969E<G)E9"!S
M=&]C:SPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;3XH,RPP,S<I/'-P
M86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;3XH,BPX
M-#<I/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU
M;3XH,RPR-3`I/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@
M("`@/'1R(&-L87-S/3-$<F4^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A
M;&EG;CTS1'1O<#Y0<F]C965D<R!F<F]M(&ES<W5A;F-E(&]F('!R969E<G)E
M9"!S=&]C:SPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^-RPR.#<\
M<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XV
M,RPU,#`\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$
M=&5X=#XF;F)S<#LF;F)S<#L\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO
M='(^#0H@("`@("`\='(@8VQA<W,],T1R;SX-"B`@("`@("`@/'1D(&-L87-S
M/3-$<&P@=F%L:6=N/3-$=&]P/E!R;V-E961S(&9R;VT@:7-S=6%N8V4@;V8@
M8V]M;6]N('-T;V-K/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XR
M-BPW,C<\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$
M;G5M<#XX.#$\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S
M/3-$;G5M<#XX-#`\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@
M("`@("`\='(@8VQA<W,],T1R93X-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@
M=F%L:6=N/3-$=&]P/E)E9&5M<'1I;VX@;V8@<')E9F5R<F5D('-T;V-K/"]T
M9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#XF;F)S<#LF;F)S<#L\<W!A
M;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M/B@V-2PP
M,#`I/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E
M>'0^)FYB<W`[)FYB<W`[/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R
M/@T*("`@("`@/'1R(&-L87-S/3-$<F\^#0H@("`@("`@(#QT9"!C;&%S<STS
M1'!L('9A;&EG;CTS1'1O<#Y297!U<F-H87-E(&]F(&-O;6UO;B!S=&]C:SPO
M=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;3XH,BD\<W!A;CX\+W-P86X^
M/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M/B@R,C@I/'-P86X^/"]S
M<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^)FYB<W`[)FYB
M<W`[/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R
M(&-L87-S/3-$<F4^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS
M1'1O<#Y297!U<F-H87-E(&]F(&-O;6UO;B!S=&]C:R!W87)R86YT<SPO=&0^
M#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^
M#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;3XH.3(T*3QS<&%N/CPO<W!A;CX\
M+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/B9N8G-P.R9N8G-P.SQS
M<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S
M<STS1')O/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^
M5&%X(&)E;F5F:70@9G)O;2!E>&5R8VES92!O9B!N;VYQ=6%L:69I960@<W1O
M8VL@;W!T:6]N<SPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P
M86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^)FYB
M<W`[)FYB<W`[/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S
M<STS1&YU;7`^,S8\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@
M("`@("`\='(@8VQA<W,],T1R974^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L
M('9A;&EG;CTS1'1O<#Y.970@8V%S:"!U<V5D(&)Y(&9I;F%N8VEN9R!A8W1I
M=FET:65S/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M/B@R,BPP-C,I
M/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;3XH
M,C`T+#$T,BD\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S
M/3-$;G5M/B@R-S4L,S$U*3QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T
M<CX-"B`@("`@(#QT<B!C;&%S<STS1')O/@T*("`@("`@("`\=&0@8VQA<W,]
M,T1P;"!V86QI9VX],T1T;W`^26YC<F5A<V4@*&1E8W)E87-E*2!I;B!#87-H
M(&%N9"!#87-H($5Q=6EV86QE;G1S/"]T9#X-"B`@("`@("`@/'1D(&-L87-S
M/3-$;G5M<#XR-2PS-#`\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D
M(&-L87-S/3-$;G5M<#XT+#$V-3QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@
M("`\=&0@8VQA<W,],T1N=6T^*#$S."PX-S`I/'-P86X^/"]S<&%N/CPO=&0^
M#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F4^#0H@("`@("`@
M(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y#87-H(&%N9"!C87-H(&5Q
M=6EV86QE;G1S+"!B96=I;FYI;F<@;V8@665A<CPO=&0^#0H@("`@("`@(#QT
M9"!C;&%S<STS1&YU;7`^,C$V+#$V-SQS<&%N/CPO<W!A;CX\+W1D/@T*("`@
M("`@("`\=&0@8VQA<W,],T1N=6UP/C(Q,BPP,#(\<W!A;CX\+W-P86X^/"]T
M9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XS-3`L.#<R/'-P86X^/"]S
M<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F\^
M#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y#87-H(&%N
M9"!C87-H(&5Q=6EV86QE;G1S+"!E;F0@;V8@665A<CPO=&0^#0H@("`@("`@
M(#QT9"!C;&%S<STS1&YU;7`^,C0Q+#4P-SQS<&%N/CPO<W!A;CX\+W1D/@T*
M("`@("`@("`\=&0@8VQA<W,],T1N=6UP/C(Q-BPQ-C<\<W!A;CX\+W-P86X^
M/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XR,3(L,#`R/'-P86X^
M/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$
M<F4^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y#87-H
M('!A:60@9'5R:6YG('1H92!P97)I;V0@9F]R(&EN=&5R97-T/"]T9#X-"B`@
M("`@("`@/'1D(&-L87-S/3-$;G5M<#XQ-RPX.3,\<W!A;CX\+W-P86X^/"]T
M9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XR,RPW-S4\<W!A;CX\+W-P
M86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XS,BPX-SD\<W!A
M;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,]
M,T1R;SX-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/D-A
M<V@@<&%I9"!D=7)I;F<@=&AE('!E<FEO9"!F;W(@:6YC;VUE('1A>&5S/"]T
M9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XQ-"PR.3(\<W!A;CX\+W-P
M86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XQ-"PX.3,\<W!A
M;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XQ-BPS
M,#D\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@
M8VQA<W,],T1R93X-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$
M=&]P/D9O<F5C;&]S960@;&]A;G,@=')A;G-F97)R960@=&\@9F]R96-L;W-E
M9"!R96%L(&5S=&%T93PO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^
M-3,L-3(Q/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS
M1&YU;7`^-S8L,C0R/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C
M;&%S<STS1&YU;7`^,3(S+#DV,CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@
M/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')O/@T*("`@("`@("`\=&0@8VQA
M<W,],T1P;"!V86QI9VX],T1T;W`^3&]A;G,@=')A;G-F97)R960@=&\@;&]A
M;G,@:&5L9"UF;W(M<V%L92`H870@;&EQ=6ED871I;VX@=F%L=64I/"]T9#X-
M"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XS,"PS.3,\<W!A;CX\+W-P86X^
M/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#XF;F)S<#LF;F)S<#L\
M<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#XF
M;F)S<#LF;F)S<#L\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@
M("`@("`\='(@8VQA<W,],T1R93X-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@
M=F%L:6=N/3-$=&]P/E5N<F5A;&EZ960@9V%I;B!O;B!S96-U<FET:65S(&%V
M86EL86)L92!F;W(@<V%L92P@;F5T(&]F('1A>&5S/"]T9#X-"B`@("`@("`@
M/'1D(&-L87-S/3-$;G5M/B0@*#,V.2D\<W!A;CX\+W-P86X^/"]T9#X-"B`@
M("`@("`@/'1D(&-L87-S/3-$;G5M<#XD(#@V-#QS<&%N/CPO<W!A;CX\+W1D
M/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP/B0@,SDU/'-P86X^/"]S<&%N
M/CPO=&0^#0H@("`@("`\+W1R/@T*("`@(#PO=&%B;&4^#0H@(#PO8F]D>3X-
M"CPO:'1M;#X-"@T*+2TM+2TM/5].97AT4&%R=%]F.3`V,V0R85\P,V4U7S0Y
M-#1?86(T.5\R,&4T,V1A-CEA.#8-"D-O;G1E;G0M3&]C871I;VXZ(&9I;&4Z
M+R\O0SHO9CDP-C-D,F%?,#-E-5\T.30T7V%B-#E?,C!E-#-D838Y83@V+U=O
M<FMS:&5E=',O4VAE970P."YH=&UL#0I#;VYT96YT+51R86YS9F5R+45N8V]D
M:6YG.B!Q=6]T960M<')I;G1A8FQE#0I#;VYT96YT+51Y<&4Z('1E>'0O:'1M
M;#L@8VAA<G-E=#TB=7,M87-C:6DB#0H-"CQH=&UL/@T*("`\:&5A9#X-"B`@
M("`\345402!H='1P+65Q=6EV/3-$0V]N=&5N="U4>7!E(&-O;G1E;G0],T0G
M=&5X="]H=&UL.R!C:&%R<V5T/75T9BTX)SX\<V-R:7!T('1Y<&4],T1T97AT
M+VIA=F%S8W)I<'0@<W)C/3-$4VAO=RYJ<SXO*B!$;R!.;W0@4F5M;W9E(%1H
M:7,@0V]M;65N="`J+SPO<V-R:7!T/CPO:&5A9#X-"B`@/&)O9'D^#0H@("`@
M/'1A8FQE(&-L87-S/3-$<F5P;W)T(&ED/3-$240P14Q%/@T*("`@("`@/'1R
M/@T*("`@("`@("`\=&@@8VQA<W,],T1T;"!C;VQS<&%N/3-$,2!R;W=S<&%N
M/3-$,CX\<W1R;VYG/E-U;6UA<GD@;V8@4VEG;FEF:6-A;G0@06-C;W5N=&EN
M9R!0;VQI8VEE<SQB<CX\+W-T<F]N9SX\+W1H/@T*("`@("`@("`\=&@@8VQA
M<W,],T1T:"!C;VQS<&%N/3-$,3XQ,B!-;VYT:',@16YD960\+W1H/@T*("`@
M("`@/"]T<CX-"B`@("`@(#QT<CX-"B`@("`@("`@/'1H(&-L87-S/3-$=&@^
M1&5C+B`S,2P@,C`Q,CQB<CX\+W1H/@T*("`@("`@/"]T<CX-"B`@("`@(#QT
M<B!C;&%S<STS1')E/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX]
M,T1T;W`^/'-T<F]N9SY!8V-O=6YT:6YG(%!O;&EC:65S(%M!8G-T<F%C=%T\
M+W-T<F]N9SX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N
M/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS
M1')O/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^4W5M
M;6%R>2!O9B!3:6=N:69I8V%N="!!8V-O=6YT:6YG(%!O;&EC:65S/"]T9#X-
M"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<"!S='EL93TS1"=F;VYT.B`Q
M,'!T+VYO<FUA;"!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[(&UA
M<F=I;CH@,#L@=&5X="UA;&EG;CH@:G5S=&EF>2<^/&(^3F]T92`Q+B!3=6UM
M87)Y(&]F(%-I9VYI9FEC86YT($%C8V]U;G1I;F<-"E!O;&EC:65S/"]B/CPO
M<#X-"@T*/'`@<W1Y;&4],T0G9F]N=#H@,3!P="]N;W)M86P@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF.R!M87)G:6XZ(#`[('1E>'0M86QI9VXZ
M(&IU<W1I9GDG/B8C,38P.R8C,38P.SPO<#X-"@T*/'`@<W1Y;&4],T0G9F]N
M=#H@,3!P="]N;W)M86P@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF
M.R!M87)G:6XZ(#`[('1E>'0M86QI9VXZ(&QE9G0G/CQF;VYT('-T>6QE/3-$
M)V9O;G0M9F%M:6QY.B!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G
M/CQB/BAA*0T*0F%S:7,@;V8@4')E<V5N=&%T:6]N/"]B/B`\+V9O;G0^/&9O
M;G0^+3PO9F]N=#X\9F]N="!S='EL93TS1"=F;VYT+69A;6EL>3H@0V%L:6)R
M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SX-"E1H92!C;VYS;VQI9&%T960@
M9FEN86YC:6%L('-T871E;65N=',@:6YC;'5D92!T:&4@86-C;W5N=',@;V8@
M1FER<W0@0F%N8V]R<"`H=&AE($-O;7!A;GDI(&%N9"!I=',@=VAO;&QY(&]W
M;F5D('-U8G-I9&EA<GD@+2!&:7)S=`T*0F%N:R`H=&AE($)A;FLI+B!4:&4@
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M871E9"X@4W5B<V5Q=65N=`T*979E;G1S(&AA=F4@8F5E;B!E=F%L=6%T960@
M=&AR;W5G:"!T:&4@9&%T92!O9B!F:6QI;F<@=&AI<R!&;W)M(#$P+4LN/"]F
M;VYT/B8C,38P.SPO<#X-"@T*/'`@<W1Y;&4],T0G9F]N=#H@,3!P="]N;W)M
M86P@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!M87)G:6XZ(#`[
M('1E>'0M86QI9VXZ(&QE9G0[('1E>'0M:6YD96YT.B`Q,RXU<'0G/B8C,38P
M.SPO<#X-"@T*/'`@<W1Y;&4],T0G9F]N=#H@,3!P="]N;W)M86P@0V%L:6)R
M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!M87)G:6XZ(#`[('1E>'0M86QI
M9VXZ(&QE9G0G/E1H92!#;VUP86YY(&ES(&$@8F%N:R!H;VQD:6YG(&-O;7!A
M;GDN#0I4:&4@<')I;F-I<&%L(&%C=&EV:71Y(&]F('1H92!#;VUP86YY(&ES
M('1H92!O=VYE<G-H:7`@86YD(&]P97)A=&EO;B!O9B!T:&4@0F%N:RP@82!S
M=&%T92!C:&%R=&5R960@8F%N:R!W:71H(&ET<R!M86EN(&]F9FEC92!I;@T*
M5')O>2P@3F]R=&@@0V%R;VQI;F$N(%1H92!#;VUP86YY(&ES(&%L<V\@=&AE
M('!A<F5N="!C;VUP86YY(&9O<B!A('-E<FEE<R!O9B!S=&%T=71O<GD@=')U
M<W1S('1H870@=V5R92!F;W)M960@870@=F%R:6]U<R!T:6UE<PT*<VEN8V4@
M,C`P,B!F;W(@=&AE('!U<G!O<V4@;V8@:7-S=6EN9R!T<G5S="!P<F5F97)R
M960@9&5B="!S96-U<FET:65S+B!4:&4@=')U<W1S(&%R92!N;W0@8V]N<V]L
M:61A=&5D(&9O<B!F:6YA;F-I86P@<F5P;W)T:6YG#0IP=7)P;W-E<SL@:&]W
M979E<BP@;F]T97,@:7-S=65D(&)Y('1H92!#;VUP86YY('1O('1H92!T<G5S
M=',@:6X@<F5T=7)N(&9O<B!T:&4@<')O8V5E9',@9G)O;2!T:&4@:7-S=6%N
M8V4@;V8@=&AE('1R=7-T('!R969E<G)E9`T*<V5C=7)I=&EE<R!A<F4@:6YC
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M1"=F;VYT.B`Q,'!T+VYO<FUA;"!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68[(&UA<F=I;CH@,#L@=&5X="UA;&EG;CH@;&5F="<^)B,Q-C`[/"]P
M/@T*#0H\<"!S='EL93TS1"=F;VYT.B`Q,'!T+VYO<FUA;"!#86QI8G)I+"!(
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M<W1E9"!T<F%N<V%C=&EO;G,N/"]P/@T*#0H\<"!S='EL93TS1"=F;VYT.B`Q
M,'!T+VYO<FUA;"!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[(&UA
M<F=I;CH@,#L@=&5X="UA;&EG;CH@;&5F="<^)B,Q-C`[/"]P/@T*#0H\<"!S
M='EL93TS1"=F;VYT.B`Q,'!T+VYO<FUA;"!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68[(&UA<F=I;CH@,#L@=&5X="UA;&EG;CH@;&5F="<^/&9O
M;G0@<W1Y;&4],T0G9F]N="UF86UI;'DZ($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9B<^/&(^*&(I#0I#87-H(&%N9"!#87-H($5Q=6EV86QE;G1S
M/"]B/B`\+V9O;G0^/&9O;G0^+3PO9F]N=#X\9F]N="!S='EL93TS1"=F;VYT
M+69A;6EL>3H@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SX-"E1H
M92!#;VUP86YY(&-O;G-I9&5R<R!A;&P@:&EG:&QY(&QI<75I9"!A<W-E=',@
M<W5C:"!A<R!C87-H(&]N(&AA;F0L(&YO;FEN=&5R97-T+6)E87)I;F<@86YD
M(&EN=&5R97-T+6)E87)I;F<@86UO=6YT<R!D=64@9G)O;0T*8F%N:W,@86YD
M(&9E9&5R86P@9G5N9',@<V]L9"!T;R!B92`F(S$T-SMC87-H(&5Q=6EV86QE
M;G1S+B8C,30X.SPO9F]N=#X\+W`^#0H-"CQP('-T>6QE/3-$)V9O;G0Z(#$P
M<'0O;F]R;6%L($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@;6%R
M9VEN.B`P.R!T97AT+6%L:6=N.B!L969T)SXF(S$V,#L\+W`^#0H-"CQP('-T
M>6QE/3-$)V9O;G0Z(#$P<'0O;F]R;6%L($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9CL@;6%R9VEN.B`P.R!T97AT+6%L:6=N.B!L969T)SX\9F]N
M="!S='EL93TS1"=F;VYT+69A;6EL>3H@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF)SX\8CXH8RD-"E-E8W5R:71I97,@/"]B/CPO9F]N=#X\9F]N
M=#XM/"]F;VYT/CQF;VYT('-T>6QE/3-$)V9O;G0M9F%M:6QY.B!#86QI8G)I
M+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B!$96)T#0IS96-U<FET:65S('1H
M870@=&AE($-O;7!A;GD@:&%S('1H92!P;W-I=&EV92!I;G1E;G0@86YD(&%B
M:6QI='D@=&\@:&]L9"!T;R!M871U<FET>2!A<F4@8VQA<W-I9FEE9"!A<R`F
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M:&]L9&5R<R8C,30V.R!E<75I='DN/"]F;VYT/CPO<#X-"@T*/'`@<W1Y;&4]
M,T0G9F]N=#H@,3!P="]N;W)M86P@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF.R!M87)G:6XZ(#`[('1E>'0M86QI9VXZ(&QE9G0[('1E>'0M:6YD
M96YT.B`Q,RXU<'0G/B8C,38P.SPO<#X-"@T*/'`@<W1Y;&4],T0G9F]N=#H@
M,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[(&UA<F=I;CH@
M,"`P(#$P<'0[('1E>'0M86QI9VXZ(&QE9G0G/D$@9&5C;&EN92!I;B!T:&4@
M;6%R:V5T('9A;'5E(&]F(&%N>2!A=F%I;&%B;&4-"F9O<B!S86QE(&]R(&AE
M;&0@=&\@;6%T=7)I='D@<V5C=7)I='D@8F5L;W<@8V]S="!T:&%T(&ES(&1E
M96UE9"!T;R!B92!O=&AE<B!T:&%N('1E;7!O<F%R>2!R97-U;'1S(&EN(&$@
M<F5D=6-T:6]N(&EN(&-A<G)Y:6YG(&%M;W5N=`T*=&\@9F%I<B!V86QU92X@
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M86YT+CPO<#X-"@T*/'`@<W1Y;&4],T0G9F]N=#H@,3!P="]N;W)M86P@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!M87)G:6XZ(#`[('1E>'0M
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M='D-"F1A=&4N/"]P/@T*#0H\<"!S='EL93TS1"=F;VYT.B`Q,'!T+VYO<FUA
M;"!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[(&UA<F=I;CH@,#L@
M=&5X="UA;&EG;CH@;&5F="<^)B,Q-C`[/"]P/@T*#0H-"@T*/'`@<W1Y;&4]
M,T0G9F]N=#H@,3!P="]N;W)M86P@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF.R!M87)G:6XZ(#`[('1E>'0M86QI9VXZ(&QE9G0G/B8C,38P.SPO
M<#X-"@T*/'`@<W1Y;&4],T0G9F]N=#H@,3!P="]N;W)M86P@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF.R!M87)G:6XZ(#`[('1E>'0M86QI9VXZ
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M;"!L:79E<R!O9B!T:&4@<')O<&5R=&EE<RP@=VAI8V@@<F%N9V4@9G)O;2`R
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M="!O<&5R871I;VYS+CPO9F]N=#X\+W`^#0H-"CQP('-T>6QE/3-$)V9O;G0Z
M(#$P<'0O;F]R;6%L($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@
M;6%R9VEN.B`P.R!T97AT+6%L:6=N.B!L969T)SXF(S$V,#L\+W`^#0H-"CQP
M('-T>6QE/3-$)V9O;G0Z(#$P<'0O;F]R;6%L($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9CL@;6%R9VEN.B`P.R!T97AT+6%L:6=N.B!L969T)SX\
M8CXH92D@3&]A;G,@)B,Q-3`[(#PO8CY,;V%N<R!A<F4@<W1A=&5D#0IA="!T
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M92!R96QA=&5D(&QO86XN/"]P/@T*#0H\<"!S='EL93TS1"=F;VYT.B`Q,'!T
M+VYO<FUA;"!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[(&UA<F=I
M;CH@,#L@=&5X="UA;&EG;CH@;&5F="<^)B,Q-C`[/"]P/@T*#0H\<"!S='EL
M93TS1"=F;VYT.B`Q,'!T+VYO<FUA;"!#86QI8G)I+"!(96QV971I8V$L(%-A
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M(&ET<R!R96-O<F1E9"!I;G9E<W1M96YT+CPO<#X-"@T*/'`@<W1Y;&4],T0G
M9F]N=#H@,3!P="]N;W)M86P@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF.R!M87)G:6XZ(#`[('1E>'0M86QI9VXZ(&QE9G0G/B8C,38P.SPO<#X-
M"@T*/'`@<W1Y;&4],T0G9F]N=#H@,3!P="]N;W)M86P@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF.R!M87)G:6XZ(#`[('1E>'0M86QI9VXZ(&QE
M9G0G/E!U<F-H87-E9"!L;V%N<R!A8W%U:7)E9"!I;B!A(&)U<VEN97-S#0IC
M;VUB:6YA=&EO;BP@=VAI8V@@:6YC;'5D92!L;V%N<R!T:&%T('=E<F4@<'5R
M8VAA<V5D(&EN('1H92`R,#`Y($-O;W!E<F%T:79E($)A;FL@86-Q=6ES:71I
M;VX@86YD('1H92`R,#$Q($)A;FL@;V8@07-H979I;&QE(&%C<75I<VET:6]N
M+`T*87)E(')E8V]R9&5D(&%T(&5S=&EM871E9"!F86ER('9A;'5E(&]N('1H
M96ER('!U<F-H87-E(&1A=&4N(%1H92!P=7)C:&%S97(@8V%N;F]T(&-A<G)Y
M(&]V97(@86YY(')E;&%T960@86QL;W=A;F-E(&9O<B!L;V%N(&QO<W-E<RX\
M+W`^#0H-"CQP('-T>6QE/3-$)V9O;G0Z(#$P<'0O;F]R;6%L($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9CL@;6%R9VEN.B`P.R!T97AT+6%L:6=N
M.B!L969T)SXF(S$V,#L\+W`^#0H-"CQP('-T>6QE/3-$)V9O;G0Z(#$P<'0O
M;F]R;6%L($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@;6%R9VEN
M.B`P.R!T97AT+6%L:6=N.B!L969T)SY4:&4@0V]M<&%N>2!F;VQL;W=S('-P
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M:6]N+CPO<#X-"@T*/'`@<W1Y;&4],T0G9F]N=#H@,3!P="]N;W)M86P@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!M87)G:6XZ(#`[('1E>'0M
M86QI9VXZ(&QE9G0[('1E>'0M:6YD96YT.B`P+C(U:6XG/B8C,38P.SPO<#X-
M"@T*/'`@<W1Y;&4],T0G9F]N=#H@,3!P="]N;W)M86P@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF.R!M87)G:6XZ(#`[('1E>'0M86QI9VXZ(&QE
M9G0G/D9O<B!N;VYI;7!A:7)E9"!P=7)C:&%S960@;&]A;G,L('1H92!#;VUP
M86YY#0IA8V-R971E<R!A;GD@9F%I<B!V86QU92!D:7-C;W5N="!O=F5R('1H
M92!L:69E(&]F('1H92!L;V%N(&EN(&$@;6%N;F5R(&-O;G-I<W1E;G0@=VET
M:"!T:&4@9W5I9&%N8V4@9F]R(&%C8V]U;G1I;F<@9F]R(&QO86X@;W)I9VEN
M871I;VX-"F9E97,@86YD(&-O<W1S+CPO<#X-"@T*/'`@<W1Y;&4],T0G9F]N
M=#H@,3!P="]N;W)M86P@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF
M.R!M87)G:6XZ(#`[('1E>'0M86QI9VXZ(&QE9G0[('1E>'0M:6YD96YT.B`P
M+C(U:6XG/B8C,38P.SPO<#X-"@T*/'`@<W1Y;&4],T0G9F]N=#H@,3!P="]N
M;W)M86P@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!M87)G:6XZ
M(#`[('1E>'0M86QI9VXZ(&QE9G0G/D$@;&]A;B!I<R!P;&%C960@;VX@;F]N
M86-C<G5A;"!S=&%T=7,-"G=H96XL(&EN(&UA;F%G96UE;G0F(S$T-CMS(&IU
M9&=M96YT+"!T:&4@8V]L;&5C=&EO;B!O9B!I;G1E<F5S="!A<'!E87)S(&1O
M=6)T9G5L+B!4:&4@86-C<G5A;"!O9B!I;G1E<F5S="!I<R!D:7-C;VYT:6YU
M960@;VX@86QL#0IL;V%N<R!T:&%T(&)E8V]M92`Y,"!D87ES(&]R(&UO<F4@
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M:65S('1O(&%L;"!L;V%N(&-L87-S:69I8V%T:6]N<RX\+W`^#0H-"CQP('-T
M>6QE/3-$)V9O;G0Z(#$P<'0O;F]R;6%L($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9CL@;6%R9VEN.B`P.R!T97AT+6%L:6=N.B!L969T.R!T97AT
M+6EN9&5N=#H@,"XR-6EN)SXF(S$V,#L\+W`^#0H-"@T*#0H\<"!S='EL93TS
M1"=F;VYT.B`Q,'!T+VYO<FUA;"!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68[(&UA<F=I;CH@,#L@=&5X="UA;&EG;CH@;&5F="<^)B,Q-C`[/"]P
M/@T*#0H\<"!S='EL93TS1"=F;VYT.B`Q,'!T+VYO<FUA;"!#86QI8G)I+"!(
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M(&-A<V4@;V8@82!C;VQL871E<F%L+61E<&5N9&5N=`T*;&]A;BP@=&AE(&9A
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M8F]V92!A<'!L:65S('1O(&%L;"!L;V%N(&-L87-S:69I8V%T:6]N<RX\+W`^
M#0H-"CQP('-T>6QE/3-$)V9O;G0Z(#$P<'0O;F]R;6%L($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9CL@;6%R9VEN.B`P.R!T97AT+6%L:6=N.B!L
M969T.R!T97AT+6EN9&5N=#H@,3,N-W!T)SXF(S$V,#L\+W`^#0H-"CQP('-T
M>6QE/3-$)V9O;G0Z(#$P<'0O;F]R;6%L($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9CL@;6%R9VEN.B`P.R!T97AT+6%L:6=N.B!L969T)SX\9F]N
M="!S='EL93TS1"=F;VYT+69A;6EL>3H@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF)SX\8CXH9BD-"E!R97-O;&0@36]R=&=A9V5S(&EN(%!R;V-E
M<W,@;V8@4V5T=&QE;65N="!A;F0@3&]A;G,@2&5L9"!F;W(@4V%L92`\+V(^
M/"]F;VYT/CQB/CQF;VYT/BT\+V9O;G0^/"]B/CQF;VYT('-T>6QE/3-$)V9O
M;G0M9F%M:6QY.B!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/@T*
M07,@82!P87)T(&]F(&YO<FUA;"!B=7-I;F5S<R!O<&5R871I;VYS+"!T:&4@
M0V]M<&%N>2!O<FEG:6YA=&5S(')E<VED96YT:6%L(&UO<G1G86=E(&QO86YS
M('1H870@:&%V92!B965N('!R92UA<'!R;W9E9"!B>2!S96-O;F1A<GD-"FEN
M=F5S=&]R<R!T;R!B92!S;VQD(&]N(&$@8F5S="!E9F9O<G1S(&)A<VES+B!4
M:&4@=&5R;7,@;V8@=&AE(&QO86YS(&%R92!S970@8GD@=&AE('-E8V]N9&%R
M>2!I;G9E<W1O<G,L(&%N9"!T:&4@<'5R8VAA<V4@<')I8V4-"G1H870@=&AE
M(&EN=F5S=&]R('=I;&P@<&%Y(&9O<B!T:&4@;&]A;B!I<R!A9W)E960@=&\@
M<')I;W(@=&\@=&AE(&9U;F1I;F<@;V8@=&AE(&QO86X@8GD@=&AE($-O;7!A
M;GDN($=E;F5R86QL>2!W:71H:6X@=&AR964@=V5E:W,-"F%F=&5R(&9U;F1I
M;F<L('1H92!L;V%N<R!A<F4@=')A;G-F97)R960@=&\@=&AE(&EN=F5S=&]R
M(&EN(&%C8V]R9&%N8V4@=VET:"!T:&4@86=R965D+75P;VX@=&5R;7,N(%1H
M92!#;VUP86YY(')E8V]R9',@9V%I;G,@9G)O;0T*=&AE('-A;&4@;V8@=&AE
M<V4@;&]A;G,@;VX@=&AE('-E='1L96UE;G0@9&%T92!O9B!T:&4@<V%L92!E
M<75A;"!T;R!T:&4@9&EF9F5R96YC92!B971W965N('1H92!P<F]C965D<R!R
M96-E:79E9"!A;F0@=&AE(&-A<G)Y:6YG#0IA;6]U;G0@;V8@=&AE(&QO86XN
M(%1H92!G86EN(&=E;F5R86QL>2!R97!R97-E;G1S('1H92!P;W)T:6]N(&]F
M('1H92!P<F]C965D<R!A='1R:6)U=&5D('1O('-E<G9I8V4@<F5L96%S92!P
M<F5M:75M<R!R96-E:79E9"!F<F]M#0IT:&4@:6YV97-T;W)S(&%N9"!T:&4@
M<F5A;&EZ871I;VX@;V8@;W)I9VEN871I;VX@9F5E<R!R96-E:79E9"!F<F]M
M(&)O<G)O=V5R<R!T:&%T('=E<F4@9&5F97)R960@87,@<&%R="!O9B!T:&4@
M8V%R<GEI;F<@86UO=6YT#0IO9B!T:&4@;&]A;BX@0F5T=V5E;B!T:&4@:6YI
M=&EA;"!F=6YD:6YG(&]F('1H92!L;V%N<R!B>2!T:&4@0V]M<&%N>2!A;F0@
M=&AE('-U8G-E<75E;G0@<F5I;6)U<G-E;65N="!B>2!T:&4@:6YV97-T;W)S
M+"!T:&4@0V]M<&%N>0T*8V%R<FEE<R!T:&4@;&]A;G,@;VX@:71S(&)A;&%N
M8V4@<VAE970@870@=&AE(&QO=V5R(&]F(&-O<W0@;W(@;6%R:V5T+B`\+V9O
M;G0^/"]P/@T*#0H\<"!S='EL93TS1"=F;VYT.B`Q,'!T+VYO<FUA;"!#86QI
M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[(&UA<F=I;CH@,#L@=&5X="UA
M;&EG;CH@;&5F=#L@=&5X="UI;F1E;G0Z(#$S+C=P="<^)B,Q-C`[/"]P/@T*
M#0H\<"!S='EL93TS1"=F;VYT.B`Q,'!T+VYO<FUA;"!#86QI8G)I+"!(96QV
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M:&5L9"!F;W(@<V%L92!A<R!O9B!$96-E;6)E<B`S,2P@,C`Q,B!O<B`R,#$Q
M+CPO<#X-"@T*/'`@<W1Y;&4],T0G9F]N=#H@,3!P="]N;W)M86P@0V%L:6)R
M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!M87)G:6XZ(#`[('1E>'0M86QI
M9VXZ(&QE9G0G/B8C,38P.SPO<#X-"@T*/'`@<W1Y;&4],T0G9F]N=#H@,3!P
M="]N;W)M86P@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!M87)G
M:6XZ(#`[('1E>'0M86QI9VXZ(&QE9G0G/D%S(&]F($1E8V5M8F5R(#,Q+"`R
M,#$R+"!T:&4@0V]M<&%N>2!H96QD#0HD,S`N-"!M:6QL:6]N(&EN(&QO86YS
M(&-L87-S:69I960@87,@:&5L9"!F;W(@<V%L92!B96-A=7-E('1H92!#;VUP
M86YY(&AA9"!S;VQI8VET960@86YD(')E8V5I=F5D(&)I9',@=&\@<V5L;"!A
M<'!R;WAI;6%T96QY("0V.`T*;6EL;&EO;B!O9B!L;V%N<R!T;R!A;B!U;F%F
M9FEL:6%T960@=&AI<F0M<&%R='D@:6YV97-T;W(L(&%N9"!I="!W87,@=&AE
M($-O;7!A;GDF(S$T-CMS(&EN=&5N="!T;R!A8V-E<'0@;VYE(&]F('1H92!O
M9F9E<G,@<F5C96EV960N#0I!<R!O9B!$96-E;6)E<B`S,2P@,C`Q,BP@=&AE
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M971I;VX-"F]F('1H92!L;V%N('-A;&4@;V-C=7)R960@:6X@2F%N=6%R>2`R
M,#$S+CPO<#X-"@T*/'`@<W1Y;&4],T0G9F]N=#H@,3!P="]N;W)M86P@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!M87)G:6XZ(#`[('1E>'0M
M86QI9VXZ(&QE9G0[('1E>'0M:6YD96YT.B`Q,RXU<'0G/B8C,38P.SPO<#X-
M"@T*/'`@<W1Y;&4],T0G9F]N=#H@,3!P="]N;W)M86P@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF.R!M87)G:6XZ(#`[('1E>'0M86QI9VXZ(&QE
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M=&]R<RP@:6YC;'5D:6YG.CPO9F]N=#X\+W`^#0H-"CQP('-T>6QE/3-$)V9O
M;G0Z(#$P<'0O;F]R;6%L($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9CL@;6%R9VEN.B`P.R!T97AT+6%L:6=N.B!L969T.R!T97AT+6EN9&5N=#H@
M,3,N-7!T)SXF(S$V,#L\+W`^#0H-"CQT86)L92!C96QL<&%D9&EN9STS1#`@
M8V5L;'-P86-I;F<],T0P('-T>6QE/3-$)W=I9'1H.B`Q,#`E.R!F;VYT.B`Q
M,'!T+VYO<FUA;"!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[(&UA
M<F=I;BUT;W`Z(#`[(&UA<F=I;BUB;W1T;VTZ(#`G/CQT<B!S='EL93TS1"=V
M97)T:6-A;"UA;&EG;CH@=&]P.R!F;VYT+69A;6EL>3H@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF)SX-"CQT9"!S='EL93TS1"=W:61T:#H@,S,N
M-S5P=#L@9F]N="UF86UI;'DZ($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9B<^/"]T9#X\=&0@<W1Y;&4],T0G=VED=&@Z(#$X<'0[(&9O;G0M9F%M
M:6QY.B!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/C$N/"]T9#X\
M=&0@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N="UF86UI;'DZ($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^4FES:R!G<F%D97,@87-S
M:6=N960@=&\@=&AE(&QO86YS(&EN('1H92!P;W)T9F]L:6\L/"]T9#X\+W1R
M/CPO=&%B;&4^#0H-"CQT86)L92!C96QL<&%D9&EN9STS1#`@8V5L;'-P86-I
M;F<],T0P('-T>6QE/3-$)W=I9'1H.B`Q,#`E.R!F;VYT.B`Q,'!T+VYO<FUA
M;"!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[(&UA<F=I;BUT;W`Z
M(#`[(&UA<F=I;BUB;W1T;VTZ(#`G/CQT<B!S='EL93TS1"=V97)T:6-A;"UA
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M:6YG/3-$,"!C96QL<W!A8VEN9STS1#`@<W1Y;&4],T0G=VED=&@Z(#$P,"4[
M(&9O;G0Z(#$P<'0O;F]R;6%L($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9CL@;6%R9VEN+71O<#H@,#L@;6%R9VEN+6)O='1O;3H@,"<^/'1R('-T
M>6QE/3-$)W9E<G1I8V%L+6%L:6=N.B!T;W`[(&9O;G0M9F%M:6QY.B!#86QI
M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/@T*/'1D('-T>6QE/3-$)W=I
M9'1H.B`S,RXW-7!T.R!F;VYT+69A;6EL>3H@0V%L:6)R:2P@2&5L=F5T:6-A
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M1#`@8V5L;'-P86-I;F<],T0P('-T>6QE/3-$)W=I9'1H.B`Q,#`E.R!F;VYT
M.B`Q,'!T+VYO<FUA;"!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[
M(&UA<F=I;BUT;W`Z(#`[(&UA<F=I;BUB;W1T;VTZ(#`G/CQT<B!S='EL93TS
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M"CQT86)L92!C96QL<&%D9&EN9STS1#`@8V5L;'-P86-I;F<],T0P('-T>6QE
M/3-$)W=I9'1H.B`Q,#`E.R!F;VYT.B`Q,'!T+VYO<FUA;"!#86QI8G)I+"!(
M96QV971I8V$L(%-A;G,M4V5R:68[(&UA<F=I;BUT;W`Z(#`[(&UA<F=I;BUB
M;W1T;VTZ(#`G/CQT<B!S='EL93TS1"=V97)T:6-A;"UA;&EG;CH@=&]P.R!F
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M+CPO=&0^/"]T<CX\+W1A8FQE/@T*#0H\<"!S='EL93TS1"=F;VYT.B`Q,'!T
M+VYO<FUA;"!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[(&UA<F=I
M;CH@,#L@=&5X="UA;&EG;CH@;&5F=#L@=&5X="UI;F1E;G0Z(#`N,6EN)SXF
M(S$V,#L\+W`^#0H-"CQP('-T>6QE/3-$)V9O;G0Z(#$P<'0O;F]R;6%L($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@;6%R9VEN.B`P.R!T97AT
M+6%L:6=N.B!L969T)SY7:&EL92!M86YA9V5M96YT('5S97,@=&AE(&)E<W0@
M:6YF;W)M871I;VX-"F%V86EL86)L92!T;R!M86ME(&5V86QU871I;VYS+"!F
M=71U<F4@861J=7-T;65N=',@;6%Y(&)E(&YE8V5S<V%R>2!I9B!E8V]N;VUI
M8R!A;F0@;W1H97(@8V]N9&ET:6]N<R!D:69F97(@<W5B<W1A;G1I86QL>2!F
M<F]M('1H90T*87-S=6UP=&EO;G,@=7-E9"X\+W`^#0H-"CQP('-T>6QE/3-$
M)V9O;G0Z(#$P<'0O;F]R;6%L($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9CL@;6%R9VEN.B`P.R!T97AT+6%L:6=N.B!L969T.R!T97AT+6EN9&5N
M=#H@,3,N-7!T)SXF(S$V,#L\+W`^#0H-"@T*#0H\<"!S='EL93TS1"=F;VYT
M.B`Q,'!T+VYO<FUA;"!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[
M(&UA<F=I;CH@,#L@=&5X="UA;&EG;CH@;&5F="<^/"]P/@T*#0H\<"!S='EL
M93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9CL@;6%R9VEN.B`P)SY&;W(@;&]A;G,@8V]V97)E9"!U;F1E<B!L;W-S('-H
M87)E(&%G<F5E;65N=',L('-U8G-E<75E;G0@9&5C<F5A<V5S#0IT;R!T:&4@
M97AP96-T960@8V%S:"!F;&]W<R!W:6QL(&=E;F5R86QL>2!R97-U;'0@:6X@
M861D:71I;VYA;"!P<F]V:7-I;VYS(&9O<B!L;V%N(&QO<W-E<RX@4W5B<V5Q
M=65N="!I;F-R96%S97,@:6X@97AP96-T960@8V%S:`T*9FQO=W,@=VEL;"!R
M97-U;'0@:6X@82!R979E<G-A;"!O9B!T:&4@86QL;W=A;F-E(&9O<B!L;V%N
M(&QO<W-E<R!T;R!T:&4@97AT96YT(&]F('!R:6]R(&%L;&]W86YC92!R96-O
M9VYI=&EO;BX\+W`^#0H-"CQP('-T>6QE/3-$)V9O;G0Z(#$P<'0O;F]R;6%L
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@;6%R9VEN.B`P.R!T
M97AT+6%L:6=N.B!L969T)SXF(S$V,#L\+W`^#0H-"CQP('-T>6QE/3-$)V9O
M;G0Z(#$P<'0O;F]R;6%L($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9CL@;6%R9VEN.B`P.R!T97AT+6%L:6=N.B!L969T)SY);B!A9&1I=&EO;BP@
M=F%R:6]U<R!R96=U;&%T;W)Y(&%G96YC:65S+`T*87,@86X@:6YT96=R86P@
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M97AA;6EN871I;VYS+CPO<#X-"@T*/'`@<W1Y;&4],T0G9F]N=#H@,3!P="]N
M;W)M86P@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!M87)G:6XZ
M(#`[('1E>'0M86QI9VXZ(&QE9G0[('1E>'0M:6YD96YT.B`Q,RXU<'0G/B8C
M,38P.SPO<#X-"@T*/'`@<W1Y;&4],T0G9F]N=#H@,3!P="]N;W)M86P@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!M87)G:6XZ(#`[('1E>'0M
M86QI9VXZ(&QE9G0G/CQF;VYT('-T>6QE/3-$)V9O;G0M9F%M:6QY.B!#86QI
M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/CQB/BAH*0T*1F]R96-L;W-E
M9"!296%L($5S=&%T93PO8CX@/"]F;VYT/CQF;VYT/BT\+V9O;G0^/&9O;G0@
M<W1Y;&4],T0G9F]N="UF86UI;'DZ($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9B<^#0I&;W)E8VQO<V5D(')E86P@97-T871E(&-O;G-I<W1S('!R
M:6UA<FEL>2!O9B!R96%L(&5S=&%T92!A8W%U:7)E9"!B>2!T:&4@0V]M<&%N
M>2!T:')O=6=H(&QE9V%L(&9O<F5C;&]S=7)E(&]R(&1E960@:6X@;&EE=2!O
M9B!F;W)E8VQO<W5R92X-"E1H92!P<F]P97)T>2!I<R!I;FET:6%L;'D@8V%R
M<FEE9"!A="!T:&4@;&]W97(@;V8@8V]S="`H9V5N97)A;&QY('1H92!L;V%N
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M<"!S='EL93TS1"=F;VYT.B`Q,'!T+VYO<FUA;"!#86QI8G)I+"!(96QV971I
M8V$L(%-A;G,M4V5R:68[(&UA<F=I;CH@,#L@=&5X="UA;&EG;CH@;&5F=#L@
M=&5X="UI;F1E;G0Z(#`N,C5I;B<^)B,Q-C`[/"]P/@T*#0H\<"!S='EL93TS
M1"=F;VYT.B`Q,'!T+VYO<FUA;"!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
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M=7-E(&ET(&ES(&YO=`T*8V]N=')A8W1U86QL>2!E;6)E9&1E9"!I;B!T:&4@
M;&]A;G,@86YD(&ES(&YO="!T<F%N<V9E<F%B;&4@=VET:"!T:&4@;&]A;G,@
M<VAO=6QD('1H92!#;VUP86YY(&-H;V]S92!T;R!D:7-P;W-E(&]F('1H96TN
M(%1H92!C87)R>6EN9PT*=F%L=64@;V8@=&AI<R!R96-E:79A8FQE(&%T(&5A
M8V@@<&5R:6]D(&5N9"!I<R!T:&4@<W5M(&]F.B8C,38P.R`Q*2!A8W1U86P@
M8VQA:6US('1H870@:&%V92!B965N('-U8FUI='1E9"!T;R!T:&4@1D1)0R!F
M;W(@<F5I;6)U<G-E;65N=`T*=&AA="!H879E(&YO="!Y970@8F5E;B!R96-E
M:79E9"!A;F0@,BD@=&AE($-O;7!A;GDF(S$T-CMS(&5S=&EM871E9"!A;6]U
M;G0@;V8@;&]A;B!A;F0@;W1H97(@<F5A;"!E<W1A=&4@;&]S<V5S(&-O=F5R
M960@8GD@=&AE#0IA9W)E96UE;G1S(&UU;'1I<&QI960@8GD@=&AE($9$24,@
M<F5I;6)U<G-E;65N="!P97)C96YT86=E+B8C,38P.R!!="!$96-E;6)E<B`S
M,2P@,C`Q,B!A;F0@,C`Q,2P@=&AE(&%M;W5N="!O9B!L;W-S(&-L86EM<R!T
M:&%T#0IH860@8F5E;B!I;F-U<G)E9"!B=70@;F]T('EE="!R96EM8G5R<V5D
M(&)Y('1H92!&1$E#('=A<R`D,S,N,"!M:6QL:6]N(&%N9"`D,3,N-"!M:6QL
M:6]N+"!R97-P96-T:79E;'DN/"]P/@T*#0H\<"!S='EL93TS1"=F;VYT.B`Q
M,'!T+VYO<FUA;"!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[(&UA
M<F=I;CH@,#L@=&5X="UA;&EG;CH@;&5F=#L@=&5X="UI;F1E;G0Z(#$S+C5P
M="<^)B,Q-C`[/"]P/@T*#0H\<"!S='EL93TS1"=F;VYT.B`Q,'!T+VYO<FUA
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M93TS1"=F;VYT.B`Q,'!T+VYO<FUA;"!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68[(&UA<F=I;CH@,#L@=&5X="UA;&EG;CH@;&5F=#L@=&5X="UI
M;F1E;G0Z(#$S+C5P="<^)B,Q-C`[/"]P/@T*#0H\<"!S='EL93TS1"=F;VYT
M.B`Q,'!T+VYO<FUA;"!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[
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M(&YO="!A;6]R=&EZ960L(&)U="!A<R!D:7-C=7-S960@:6X@3F]T92`Q*'$I
M+`T*:7,@<W5B:F5C="!T;R!F86ER('9A;'5E(&EM<&%I<FUE;G0@=&5S=',@
M;VX@870@;&5A<W0@86X@86YN=6%L(&)A<VES+CPO9F]N=#X\+W`^#0H-"CQP
M('-T>6QE/3-$)V9O;G0Z(#$P<'0O;F]R;6%L($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9CL@;6%R9VEN.B`P.R!T97AT+6%L:6=N.B!L969T)SXF
M(S$V,#L\+W`^#0H-"@T*#0H\<"!S='EL93TS1"=F;VYT.B`Q,'!T+VYO<FUA
M;"!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[(&UA<F=I;CH@,#L@
M=&5X="UA;&EG;CH@;&5F="<^)B,Q-C`[/"]P/@T*#0H\<"!S='EL93TS1"=F
M;VYT.B`Q,'!T+VYO<FUA;"!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R
M:68[(&UA<F=I;CH@,#L@=&5X="UA;&EG;CH@;&5F="<^/&(^*&PI($)A;FLM
M;W=N960@;&EF92!I;G-U<F%N8V4\+V(^("8C,34P.PT*5&AE($-O;7!A;GD@
M:&%S('!U<F-H87-E9"!L:69E(&EN<W5R86YC92!P;VQI8VEE<R!O;B!C97)T
M86EN(&-U<G)E;G0@86YD('!A<W0@:V5Y(&5M<&QO>65E<R!A;F0@9&ER96-T
M;W)S('=H97)E('1H92!I;G-U<F%N8V4@<&]L:6-Y#0IB96YE9FET<R!A;F0@
M;W=N97)S:&EP(&%R92!R971A:6YE9"!B>2!T:&4@96UP;&]Y97(N(%1H97-E
M('!O;&EC:65S(&%R92!R96-O<F1E9"!A="!T:&5I<B!C87-H('-U<G)E;F1E
M<B!V86QU92X@26YC;VUE(&9R;VT@=&AE<V4-"G!O;&EC:65S(&%N9"!C:&%N
M9V5S(&EN('1H92!N970@8V%S:"!S=7)R96YD97(@=F%L=64@87)E(')E8V]R
M9&5D('=I=&AI;B!N;VYI;G1E<F5S="!I;F-O;64@87,@)B,Q-#<[0F%N:RUO
M=VYE9"!L:69E(&EN<W5R86YC90T*:6YC;VUE+B8C,30X.SPO<#X-"@T*/'`@
M<W1Y;&4],T0G9F]N=#H@,3!P="]N;W)M86P@0V%L:6)R:2P@2&5L=F5T:6-A
M+"!386YS+5-E<FEF.R!M87)G:6XZ(#`[('1E>'0M86QI9VXZ(&QE9G0[('1E
M>'0M:6YD96YT.B`Q,RXU<'0G/B8C,38P.SPO<#X-"@T*/'`@<W1Y;&4],T0G
M9F]N=#H@,3!P="]N;W)M86P@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF.R!M87)G:6XZ(#`[('1E>'0M86QI9VXZ(&QE9G0G/CQB/BAM*3PO8CX@
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M<"!S='EL93TS1"=F;VYT.B`Q,'!T+VYO<FUA;"!#86QI8G)I+"!(96QV971I
M8V$L(%-A;G,M4V5R:68[(&UA<F=I;CH@,#L@=&5X="UA;&EG;CH@;&5F="<^
M)B,Q-C`[/"]P/@T*#0H\<"!S='EL93TS1"=F;VYT.B`Q,'!T+VYO<FUA;"!#
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M<R!R96-E:79E9`T*97AC965D('1H92!#;VUP86YY)B,Q-#8[<R!R96QA=&EV
M92!O=VYE<G-H:7`@;V8@=&AE(&EN=F5S=&5E)B,Q-#8[<R!E87)N:6YG<R!S
M:6YC92!T:&4@:6YV97-T;65N="!D871E+"!T:&5S92!P87EM96YT<R!A<F4@
M8V]N<VED97)E9`T*82!R971U<FX@;V8@:6YV97-T;65N="!A;F0@<F5D=6-E
M('1H92!C;W-T(&]F('1H92!I;G9E<W1M96YT+CPO<#X-"@T*/'`@<W1Y;&4]
M,T0G9F]N=#H@,3!P="]N;W)M86P@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF.R!M87)G:6XZ(#`[('1E>'0M86QI9VXZ(&QE9G0G/B8C,38P.SPO
M<#X-"@T*/'`@<W1Y;&4],T0G9F]N=#H@,3!P="]N;W)M86P@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF.R!M87)G:6XZ(#`[('1E>'0M86QI9VXZ
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M<R!R96-E:79E9"X\+W`^#0H-"CQP('-T>6QE/3-$)V9O;G0Z(#$P<'0O;F]R
M;6%L($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@;6%R9VEN.B`P
M.R!T97AT+6%L:6=N.B!L969T)SXF(S$V,#L\+W`^#0H-"CQP('-T>6QE/3-$
M)V9O;G0Z(#$P<'0O;F]R;6%L($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9CL@;6%R9VEN.B`P.R!T97AT+6%L:6=N.B!L969T)SY!;&P@;V8@=&AE
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M"@T*/'`@<W1Y;&4],T0G9F]N=#H@,3!P="]N;W)M86P@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF.R!M87)G:6XZ(#`[('1E>'0M86QI9VXZ(&QE
M9G0G/B8C,38P.SPO<#X-"@T*/'`@<W1Y;&4],T0G9F]N=#H@,3!P="]N;W)M
M86P@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!M87)G:6XZ(#`[
M('1E>'0M86QI9VXZ(&QE9G0G/D%T($1E8V5M8F5R)B,Q-C`[,S$L(#(P,3(@
M86YD(#(P,3$L('1H90T*0V]M<&%N>28C,30V.W,@:6YV97-T;65N=',@:6X@
M;&EM:71E9"!P87)T;F5R<VAI<',L($Q,0W,@86YD(&]T:&5R('!R:79A=&5L
M>2!H96QD(&-O;7!A;FEE<R!T;W1A;&5D("0R+C0@;6EL;&EO;B!A;F0@)#(N
M-B!M:6QL:6]N+`T*<F5S<&5C=&EV96QY+"!A;F0@=V5R92!I;F-L=61E9"!I
M;B!O=&AE<B!A<W-E=',N/"]P/@T*#0H\<"!S='EL93TS1"=F;VYT.B`Q,'!T
M+VYO<FUA;"!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[(&UA<F=I
M;CH@,#L@=&5X="UA;&EG;CH@;&5F=#L@=&5X="UI;F1E;G0Z(#$S+C5P="<^
M/&(^)B,Q-C`[/"]B/CPO<#X-"@T*/'`@<W1Y;&4],T0G9F]N=#H@,3!P="]N
M;W)M86P@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!M87)G:6XZ
M(#`[('1E>'0M86QI9VXZ(&QE9G0G/CQF;VYT('-T>6QE/3-$)V9O;G0M9F%M
M:6QY.B!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/CQB/BAN*0T*
M4W1O8VL@3W!T:6]N(%!L86X@/"]B/CPO9F]N=#X\8CX\9F]N=#XM/"]F;VYT
M/CPO8CX\9F]N="!S='EL93TS1"=F;VYT+69A;6EL>3H@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF)SX-"D%T($1E8V5M8F5R(#,Q+"`R,#$R+"!T
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M(#PO9F]N=#X\+W`^#0H-"CQP('-T>6QE/3-$)V9O;G0Z(#$P<'0O;F]R;6%L
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@;6%R9VEN.B`P.R!T
M97AT+6%L:6=N.B!L969T.R!T97AT+6EN9&5N=#H@,3,N-7!T)SXF(S$V,#L\
M+W`^#0H-"CQP('-T>6QE/3-$)V9O;G0Z(#$P<'0O;F]R;6%L($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9CL@;6%R9VEN.B`P.R!T97AT+6%L:6=N
M.B!L969T)SX\9F]N="!S='EL93TS1"=F;VYT+69A;6EL>3H@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF)SX\8CXH;RD-"E!E<B!3:&%R92!!;6]U
M;G1S/"]B/B`\+V9O;G0^/&9O;G0^+3PO9F]N=#X\9F]N="!S='EL93TS1"=F
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M/CPO<#X-"@T*/'`@<W1Y;&4],T0G9F]N=#H@,3!P="]N;W)M86P@0V%L:6)R
M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!M87)G:6XZ(#`[('1E>'0M86QI
M9VXZ(&QE9G0G/B8C,38P.SPO<#X-"@T*/'`@<W1Y;&4],T0G9F]N=#H@,3!P
M="]N;W)M86P@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!M87)G
M:6XZ(#`[('1E>'0M86QI9VXZ(&QE9G0G/DEN(&-O;7!U=&EN9R!$:6QU=&5D
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M:6-E<RP@=VET:`T*=&AE('!R;V-E961S(&9R;VT@=&AE(&5X97)C:7-E<R!U
M<V5D(&)Y('1H92!#;VUP86YY('1O(&)U>2!B86-K('-T;V-K(&EN('1H92!O
M<&5N(&UA<FME="!A="!T:&4@879E<F%G92!M87)K970@<')I8V4@:6X@969F
M96-T#0ID=7)I;F<@=&AE(')E<&]R=&EN9R!P97)I;V0N(%1H92!D:69F97)E
M;F-E(&)E='=E96X@=&AE(&YU;6)E<B!O9B!S:&%R97,@87-S=6UE9"!T;R!B
M92!E>&5R8VES960@86YD('1H92!N=6UB97(@;V8@<VAA<F5S(&)O=6=H=`T*
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M/@T*#0H\<"!S='EL93TS1"=F;VYT.B`Q,'!T+VYO<FUA;"!#86QI8G)I+"!(
M96QV971I8V$L(%-A;G,M4V5R:68[(&UA<F=I;CH@,#L@=&5X="UA;&EG;CH@
M;&5F="<^)B,Q-C`[/"]P/@T*#0H-"@T*/'`@<W1Y;&4],T0G9F]N=#H@,3!P
M="]N;W)M86P@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!M87)G
M:6XZ(#`[('1E>'0M86QI9VXZ(&QE9G0G/B8C,38P.SPO<#X-"@T*/'`@<W1Y
M;&4],T0G9F]N=#H@,3!P="]N;W)M86P@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF.R!M87)G:6XZ(#`[('1E>'0M86QI9VXZ(&QE9G0G/DEF(&%N
M>2!O9B!T:&4@<&]T96YT:6%L;'D@9&EL=71I=F4@8V]M;6]N#0IS=&]C:R!I
M<W-U86YC97,@:&%V92!A;B!A;G1I+61I;'5T:79E(&5F9F5C="P@=VAI8V@@
M:7,@=&AE(&-A<V4@=VAE;B!A(&YE="!L;W-S(&ES(')E<&]R=&5D+"!T:&4@
M<&]T96YT:6%L;'D@9&EL=71I=F4@8V]M;6]N('-T;V-K#0II<W-U86YC92!I
M<R!D:7-R96=A<F1E9"X\+W`^#0H-"CQP('-T>6QE/3-$)V9O;G0Z(#$P<'0O
M;F]R;6%L($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@;6%R9VEN
M.B`P.R!T97AT+6%L:6=N.B!L969T)SXF(S$V,#L\+W`^#0H-"CQP('-T>6QE
M/3-$)V9O;G0Z(#$P<'0O;F]R;6%L($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9CL@;6%R9VEN.B`P.R!T97AT+6%L:6=N.B!L969T)SY4:&4@9F]L
M;&]W:6YG(&ES(&$@<F5C;VYC:6QI871I;VX@;V8@=&AE#0IN=6UE<F%T;W)S
M(&%N9"!D96YO;6EN871O<G,@=7-E9"!I;B!C;VUP=71I;F<@0F%S:6,@86YD
M($1I;'5T960@16%R;FEN9W,@4&5R($-O;6UO;B!3:&%R93H\+W`^#0H-"CQP
M('-T>6QE/3-$)V9O;G0Z(#$P<'0O,3`N,#5P="!#86QI8G)I+"!(96QV971I
M8V$L(%-A;G,M4V5R:68[(&UA<F=I;CH@,#L@=&5X="UA;&EG;CH@:G5S=&EF
M>2<^)B,Q-C`[/"]P/@T*#0H\=&%B;&4@8V5L;'!A9&1I;F<],T0P(&-E;&QS
M<&%C:6YG/3-$,"!S='EL93TS1"=B;W)D97(M8V]L;&%P<V4Z(&-O;&QA<'-E
M.R!W:61T:#H@,3`P)3L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68G/@T*/'1R('-T>6QE/3-$)W9E<G1I8V%L+6%L:6=N.B!B
M;W1T;VT[(&9O;G0M9F%M:6QY.B!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68G/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X
M="UA;&EG;CH@:G5S=&EF>3L@9F]N="UF86UI;'DZ($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`Q<'0[(&9O;G0M9F%M:6QY
M.B!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^
M#0H@("`@/'1D(&-O;'-P86X],T0S-"!N;W=R87`],T1N;W=R87`@<W1Y;&4]
M,T0G=&5X="UA;&EG;CH@8V5N=&5R.R!B;W)D97(M8F]T=&]M.B!";&%C:R`Q
M<'0@<V]L:60[(&9O;G0M9F%M:6QY.B!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68G/D9O<B!T:&4@665A<G,@16YD960@1&5C96UB97(@,S$L/"]T
M9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M
M.B`Q<'0[(&9O;G0M9F%M:6QY.B!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68G/B8C,38P.SPO=&0^/"]T<CX-"CQT<B!S='EL93TS1"=V97)T:6-A
M;"UA;&EG;CH@8F]T=&]M.R!F;VYT+69A;6EL>3H@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF)SX-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T
M>6QE/3-$)W1E>'0M86QI9VXZ(&IU<W1I9GD[(&9O;G0M9F%M:6QY.B!#86QI
M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO
M=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT+7=E:6=H=#H@8F]L9#L@<&%D
M9&EN9RUB;W1T;VTZ(#%P=#L@9F]N="UF86UI;'DZ($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@8V]L<W!A
M;CTS1#$P(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT+7=E:6=H=#H@
M8F]L9#L@=&5X="UA;&EG;CH@8V5N=&5R.R!B;W)D97(M8F]T=&]M.B!";&%C
M:R`Q<'0@<V]L:60[(&9O;G0M9F%M:6QY.B!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68G/C(P,3(\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y
M;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#%P=#L@9F]N="UW96EG:'0Z(&)O;&0[
M(&9O;G0M9F%M:6QY.B!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G
M/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P861D
M:6YG+6)O='1O;3H@,7!T.R!F;VYT+69A;6EL>3H@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!C;VQS<&%N
M/3-$,3`@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&-E
M;G1E<CL@8F]R9&5R+6)O='1O;3H@0FQA8VL@,7!T('-O;&ED.R!F;VYT+69A
M;6EL>3H@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXR,#$Q/"]T
M9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M
M.B`Q<'0[(&9O;G0M9F%M:6QY.B!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=P861D:6YG+6)O='1O;3H@,7!T.R!F;VYT+69A;6EL>3H@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!C
M;VQS<&%N/3-$,3`@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI
M9VXZ(&-E;G1E<CL@8F]R9&5R+6)O='1O;3H@0FQA8VL@,7!T('-O;&ED.R!F
M;VYT+69A;6EL>3H@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXR
M,#$P/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M
M8F]T=&]M.B`Q<'0[(&9O;G0M9F%M:6QY.B!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/"]T<CX-"CQT<B!S='EL93TS1"=V
M97)T:6-A;"UA;&EG;CH@8F]T=&]M.R!F;VYT+69A;6EL>3H@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF)SX-"B`@("`\=&0@;F]W<F%P/3-$;F]W
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M-C`[/"]T9#X-"B`@("`\=&0@8V]L<W!A;CTS1#(@;F]W<F%P/3-$;F]W<F%P
M('-T>6QE/3-$)V9O;G0M=V5I9VAT.B!B;VQD.R!T97AT+6%L:6=N.B!C96YT
M97([(&)O<F1E<BUB;W1T;VTZ($)L86-K(#%P="!S;VQI9#L@9F]N="UF86UI
M;'DZ($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^26YC;VUE(#QB
M<B`O/BA.=6UE<BT\8G(@+SX-"F%T;W(I/"]T9#X\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`Q<'0[(&9O;G0M=V5I9VAT
M.B!B;VQD.R!F;VYT+69A;6EL>3H@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4]
M,T0G9F]N="UW96EG:'0Z(&)O;&0[('!A9&1I;F<M8F]T=&]M.B`Q<'0[(&9O
M;G0M9F%M:6QY.B!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C
M,38P.SPO=&0^#0H@("`@/'1D(&-O;'-P86X],T0R(&YO=W)A<#TS1&YO=W)A
M<"!S='EL93TS1"=F;VYT+7=E:6=H=#H@8F]L9#L@=&5X="UA;&EG;CH@8V5N
M=&5R.R!B;W)D97(M8F]T=&]M.B!";&%C:R`Q<'0@<V]L:60[(&9O;G0M9F%M
M:6QY.B!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/E-H87)E<R`\
M8G(@+SXH1&5N;VTM/&)R("\^#0II;F%T;W(I/"]T9#X\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`Q<'0[(&9O;G0M=V5I
M9VAT.B!B;VQD.R!F;VYT+69A;6EL>3H@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y
M;&4],T0G9F]N="UW96EG:'0Z(&)O;&0[('!A9&1I;F<M8F]T=&]M.B`Q<'0[
M(&9O;G0M9F%M:6QY.B!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G
M/B8C,38P.SPO=&0^#0H@("`@/'1D(&-O;'-P86X],T0R(&YO=W)A<#TS1&YO
M=W)A<"!S='EL93TS1"=F;VYT+7=E:6=H=#H@8F]L9#L@=&5X="UA;&EG;CH@
M8V5N=&5R.R!B;W)D97(M8F]T=&]M.B!";&%C:R`Q<'0@<V]L:60[(&9O;G0M
M9F%M:6QY.B!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/E!E<B`\
M8G(@+SY3:&%R92`\8G(@+SY!;6]U;G0\+W1D/CQT9"!N;W=R87`],T1N;W=R
M87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#%P=#L@9F]N="UW96EG:'0Z
M(&)O;&0[(&9O;G0M9F%M:6QY.B!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=P861D:6YG+6)O='1O;3H@,7!T.R!F;VYT+69A;6EL>3H@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!C
M;VQS<&%N/3-$,B!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG
M;CH@8V5N=&5R.R!B;W)D97(M8F]T=&]M.B!";&%C:R`Q<'0@<V]L:60[(&9O
M;G0M9F%M:6QY.B!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/DEN
M8V]M92`\8G(@+SXH3G5M97(M/&)R("\^#0IA=&]R*3PO=&0^/'1D(&YO=W)A
M<#TS1&YO=W)A<"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@,7!T.R!F;VYT
M+69A;6EL>3H@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V
M,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB
M;W1T;VTZ(#%P=#L@9F]N="UF86UI;'DZ($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@8V]L<W!A;CTS1#(@
M;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&-E;G1E<CL@
M8F]R9&5R+6)O='1O;3H@0FQA8VL@,7!T('-O;&ED.R!F;VYT+69A;6EL>3H@
M0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SY3:&%R97,@/&)R("\^
M*$1E;F]M+3QB<B`O/@T*:6YA=&]R*3PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A
M<"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@,7!T.R!F;VYT+69A;6EL>3H@
M0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#%P
M=#L@9F]N="UF86UI;'DZ($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@8V]L<W!A;CTS1#(@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&-E;G1E<CL@8F]R9&5R+6)O
M='1O;3H@0FQA8VL@,7!T('-O;&ED.R!F;VYT+69A;6EL>3H@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF)SY097(@/&)R("\^4VAA<F4@/&)R("\^
M06UO=6YT/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I
M;F<M8F]T=&]M.B`Q<'0[(&9O;G0M9F%M:6QY.B!#86QI8G)I+"!(96QV971I
M8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A
M<"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@,7!T.R!F;VYT+69A;6EL>3H@
M0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*
M("`@(#QT9"!C;VQS<&%N/3-$,B!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
M=&5X="UA;&EG;CH@8V5N=&5R.R!B;W)D97(M8F]T=&]M.B!";&%C:R`Q<'0@
M<V]L:60[(&9O;G0M9F%M:6QY.B!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68G/DEN8V]M92`\8G(@+SXH3G5M97(M/&)R("\^#0IA=&]R*3PO=&0^
M/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@
M,7!T.R!F;VYT+69A;6EL>3H@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
M<&%D9&EN9RUB;W1T;VTZ(#%P=#L@9F]N="UF86UI;'DZ($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@8V]L
M<W!A;CTS1#(@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ
M(&-E;G1E<CL@8F]R9&5R+6)O='1O;3H@0FQA8VL@,7!T('-O;&ED.R!F;VYT
M+69A;6EL>3H@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SY3:&%R
M97,@/&)R("\^*$1E;F]M+3QB<B`O/@T*:6YA=&]R*3PO=&0^/'1D(&YO=W)A
M<#TS1&YO=W)A<"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@,7!T.R!F;VYT
M+69A;6EL>3H@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V
M,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB
M;W1T;VTZ(#%P=#L@9F]N="UF86UI;'DZ($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@8V]L<W!A;CTS1#(@
M;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&-E;G1E<CL@
M8F]R9&5R+6)O='1O;3H@0FQA8VL@,7!T('-O;&ED.R!F;VYT+69A;6EL>3H@
M0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SY097(@/&)R("\^4VAA
M<F4@/&)R("\^06UO=6YT/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE
M/3-$)W!A9&1I;F<M8F]T=&]M.B`Q<'0[(&9O;G0M9F%M:6QY.B!#86QI8G)I
M+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/"]T<CX-"CQT
M<B!S='EL93TS1"=V97)T:6-A;"UA;&EG;CH@8F]T=&]M.R!B86-K9W)O=6YD
M+6-O;&]R.B!R9V(H,C`T+#(S."PR-34I.R!F;VYT+69A;6EL>3H@0V%L:6)R
M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SX-"B`@("`\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&IU<W1I9GD[(&9O;G0M9F%M
M:6QY.B!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO
M=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT+69A;6EL>3H@
M0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*
M("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@
M;&5F=#L@9F]N="UF86UI;'DZ($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$
M)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT+69A;6EL>3H@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N="UF86UI;'DZ
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\
M=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0M9F%M:6QY.B!#86QI
M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@
M/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T
M.R!F;VYT+69A;6EL>3H@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF
M)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X
M="UA;&EG;CH@<FEG:'0[(&9O;G0M9F%M:6QY.B!#86QI8G)I+"!(96QV971I
M8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A
M<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT+69A;6EL>3H@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N
M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N="UF86UI;'DZ($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@
M;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O
M;G0M9F%M:6QY.B!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C
M,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L
M:6=N.B!R:6=H=#L@9F]N="UF86UI;'DZ($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T
M>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0M9F%M:6QY.B!#86QI8G)I
M+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A
M<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT+69A;6EL>3H@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R
M87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N="UF
M86UI;'DZ($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[
M/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ
M(')I9VAT.R!F;VYT+69A;6EL>3H@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4]
M,T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N="UF86UI;'DZ($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)V9O;G0M9F%M:6QY.B!#86QI8G)I+"!(96QV971I
M8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS
M1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT+69A;6EL
M>3H@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D
M/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG
M:'0[(&9O;G0M9F%M:6QY.B!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R
M:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T
M97AT+6%L:6=N.B!L969T.R!F;VYT+69A;6EL>3H@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R
M87`@<W1Y;&4],T0G9F]N="UF86UI;'DZ($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0M9F%M:6QY.B!#
M86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D
M(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!R:6=H=#L@
M9F]N="UF86UI;'DZ($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^
M)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M
M86QI9VXZ(&QE9G0[(&9O;G0M9F%M:6QY.B!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S
M='EL93TS1"=F;VYT+69A;6EL>3H@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@
M<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N="UF86UI;'DZ($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W
M<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT
M+69A;6EL>3H@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V
M,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG
M;CH@;&5F=#L@9F]N="UF86UI;'DZ($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE
M/3-$)V9O;G0M9F%M:6QY.B!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R
M:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL
M93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT+69A;6EL>3H@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0M9F%M
M:6QY.B!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO
M=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L
M969T.R!F;VYT+69A;6EL>3H@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
M9F]N="UF86UI;'DZ($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^
M)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$
M)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0M9F%M:6QY.B!#86QI8G)I+"!(96QV
M971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO
M=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!R:6=H=#L@9F]N="UF86UI;'DZ
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\
M=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[
M(&9O;G0M9F%M:6QY.B!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G
M/B8C,38P.SPO=&0^/"]T<CX-"CQT<B!S='EL93TS1"=V97)T:6-A;"UA;&EG
M;CH@8F]T=&]M.R!B86-K9W)O=6YD+6-O;&]R.B!7:&ET93L@9F]N="UF86UI
M;'DZ($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^#0H@("`@/'1D
M(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!J=7-T:69Y
M.R!F;VYT+69A;6EL>3H@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF
M)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N
M="UF86UI;'DZ($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q
M-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E
M>'0M86QI9VXZ(&QE9G0[(&9O;G0M9F%M:6QY.B!#86QI8G)I+"!(96QV971I
M8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A
M<"!S='EL93TS1"=T97AT+6%L:6=N.B!R:6=H=#L@9F]N="UF86UI;'DZ($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@
M;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O
M;G0M9F%M:6QY.B!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C
M,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT+69A
M;6EL>3H@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\
M+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA
M;&EG;CH@;&5F=#L@9F]N="UF86UI;'DZ($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T
M>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT+69A;6EL>3H@0V%L:6)R
M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R
M87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N="UF
M86UI;'DZ($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[
M/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0M9F%M:6QY
M.B!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^
M#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N
M.B!L969T.R!F;VYT+69A;6EL>3H@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4]
M,T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0M9F%M:6QY.B!#86QI8G)I+"!(
M96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS
M1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT+69A;6EL
M>3H@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D
M/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N="UF86UI;'DZ($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@
M("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE
M9G0[(&9O;G0M9F%M:6QY.B!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R
M:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T
M97AT+6%L:6=N.B!R:6=H=#L@9F]N="UF86UI;'DZ($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0M9F%M:6QY.B!#
M86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D
M(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT+69A;6EL>3H@0V%L:6)R
M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@
M9F]N="UF86UI;'DZ($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^
M)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M
M86QI9VXZ(')I9VAT.R!F;VYT+69A;6EL>3H@0V%L:6)R:2P@2&5L=F5T:6-A
M+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@
M<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N="UF86UI;'DZ($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W
M<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0M9F%M:6QY.B!#86QI8G)I+"!(
M96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO
M=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT
M+69A;6EL>3H@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V
M,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG
M;CH@<FEG:'0[(&9O;G0M9F%M:6QY.B!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL
M93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT+69A;6EL>3H@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G9F]N="UF86UI;'DZ($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P
M/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0M9F%M
M:6QY.B!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO
M=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!R
M:6=H=#L@9F]N="UF86UI;'DZ($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$
M)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0M9F%M:6QY.B!#86QI8G)I+"!(96QV
M971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO
M=W)A<"!S='EL93TS1"=F;VYT+69A;6EL>3H@0V%L:6)R:2P@2&5L=F5T:6-A
M+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N="UF86UI;'DZ
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\
M=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT
M.R!F;VYT+69A;6EL>3H@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF
M)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X
M="UA;&EG;CH@;&5F=#L@9F]N="UF86UI;'DZ($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P
M('-T>6QE/3-$)V9O;G0M9F%M:6QY.B!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A
M<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT+69A;6EL>3H@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N
M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O
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M4V%N<RU397)I9B<^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=F;VYT+7=E:6=H=#H@8F]L9#L@=&5X="UA;&EG;CH@:G5S=&EF>3L@9F]N
M="UF86UI;'DZ($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^0F%S
M:6,@15!3/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0M
M9F%M:6QY.B!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P
M.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT
M+6%L:6=N.B!L969T.R!F;VYT+69A;6EL>3H@0V%L:6)R:2P@2&5L=F5T:6-A
M+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@
M<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0M9F%M:6QY.B!#86QI
M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO
M=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT
M+69A;6EL>3H@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V
M,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N="UF86UI
M;'DZ($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T
M9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI
M9VXZ(&QE9G0[(&9O;G0M9F%M:6QY.B!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL
M93TS1"=T97AT+6%L:6=N.B!R:6=H=#L@9F]N="UF86UI;'DZ($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P
M/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0M9F%M
M:6QY.B!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO
M=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT+69A;6EL>3H@
M0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*
M("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@
M;&5F=#L@9F]N="UF86UI;'DZ($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$
M)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT+69A;6EL>3H@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N="UF86UI;'DZ
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\
M=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0M9F%M:6QY.B!#86QI
M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@
M/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T
M.R!F;VYT+69A;6EL>3H@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF
M)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X
M="UA;&EG;CH@<FEG:'0[(&9O;G0M9F%M:6QY.B!#86QI8G)I+"!(96QV971I
M8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A
M<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT+69A;6EL>3H@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N
M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N="UF86UI;'DZ($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@
M;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O
M;G0M9F%M:6QY.B!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C
M,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L
M:6=N.B!R:6=H=#L@9F]N="UF86UI;'DZ($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T
M>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0M9F%M:6QY.B!#86QI8G)I
M+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A
M<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT+69A;6EL>3H@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R
M87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N="UF
M86UI;'DZ($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[
M/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ
M(')I9VAT.R!F;VYT+69A;6EL>3H@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4]
M,T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N="UF86UI;'DZ($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)V9O;G0M9F%M:6QY.B!#86QI8G)I+"!(96QV971I
M8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS
M1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT+69A;6EL
M>3H@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D
M/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG
M:'0[(&9O;G0M9F%M:6QY.B!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R
M:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T
M97AT+6%L:6=N.B!L969T.R!F;VYT+69A;6EL>3H@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R
M87`@<W1Y;&4],T0G9F]N="UF86UI;'DZ($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0M9F%M:6QY.B!#
M86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D
M(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!R:6=H=#L@
M9F]N="UF86UI;'DZ($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^
M)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M
M86QI9VXZ(&QE9G0[(&9O;G0M9F%M:6QY.B!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S
M='EL93TS1"=F;VYT+69A;6EL>3H@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@
M<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N="UF86UI;'DZ($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W
M<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT
M+69A;6EL>3H@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V
M,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG
M;CH@;&5F=#L@9F]N="UF86UI;'DZ($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9B<^)B,Q-C`[/"]T9#X\+W1R/@T*/'1R('-T>6QE/3-$)W9E<G1I
M8V%L+6%L:6=N.B!B;W1T;VT[(&)A8VMG<F]U;F0M8V]L;W(Z(%=H:71E.R!F
M;VYT+69A;6EL>3H@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SX-
M"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W=I9'1H.B`Q,"4[
M('1E>'0M86QI9VXZ(&QE9G0[('!A9&1I;F<M8F]T=&]M.B`R+C5P=#L@9F]N
M="UF86UI;'DZ($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^3F5T
M(&EN8V]M92`H;&]S<RD@879A:6QA8FQE('1O(&-O;6UO;B!S:&%R96AO;&1E
M<G,\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=VED=&@Z(#$E
M.R!F;VYT+7=E:6=H=#H@8F]L9#L@<&%D9&EN9RUB;W1T;VTZ(#(N-7!T.R!F
M;VYT+69A;6EL>3H@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF
M(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
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M9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W=I9'1H.B`Q)3L@9F]N
M="UW96EG:'0Z(&)O;&0[('!A9&1I;F<M8F]T=&]M.B`R+C5P=#L@9F]N="UF
M86UI;'DZ($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[
M/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W=I9'1H
M.B`Q)3L@9F]N="UW96EG:'0Z(&)O;&0[('1E>'0M86QI9VXZ(&QE9G0[(&9O
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M:#H@,24[('!A9&1I;F<M8F]T=&]M.B`R+C5P=#L@9F]N="UW96EG:'0Z(&)O
M;&0[('1E>'0M86QI9VXZ(&QE9G0[(&9O;G0M9F%M:6QY.B!#86QI8G)I+"!(
M96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS
M1&YO=W)A<"!S='EL93TS1"=W:61T:#H@,24[(&9O;G0M=V5I9VAT.B!B;VQD
M.R!P861D:6YG+6)O='1O;3H@,BXU<'0[(&9O;G0M9F%M:6QY.B!#86QI8G)I
M+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D
M(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=W:61T:#H@,24[(&)O<F1E<BUB
M;W1T;VTZ($)L86-K(#(N-7!T(&1O=6)L93L@9F]N="UW96EG:'0Z(&)O;&0[
M('1E>'0M86QI9VXZ(&QE9G0[(&9O;G0M9F%M:6QY.B!#86QI8G)I+"!(96QV
M971I8V$L(%-A;G,M4V5R:68G/B0\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@
M<W1Y;&4],T0G=VED=&@Z(#<E.R!B;W)D97(M8F]T=&]M.B!";&%C:R`R+C5P
M="!D;W5B;&4[(&9O;G0M=V5I9VAT.B!B;VQD.R!T97AT+6%L:6=N.B!R:6=H
M=#L@9F]N="UF86UI;'DZ($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9B<^*#$N-30\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=VED
M=&@Z(#$E.R!P861D:6YG+6)O='1O;3H@,BXU<'0[(&9O;G0M=V5I9VAT.B!B
M;VQD.R!T97AT+6%L:6=N.B!L969T.R!F;VYT+69A;6EL>3H@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF)SXI/"]T9#X\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)W=I9'1H.B`Q)3L@<&%D9&EN9RUB;W1T;VTZ(#(N-7!T
M.R!F;VYT+69A;6EL>3H@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF
M)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4]
M,T0G=VED=&@Z(#$E.R!T97AT+6%L:6=N.B!L969T.R!F;VYT+69A;6EL>3H@
M0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXD/"]T9#X\=&0@;F]W
M<F%P/3-$;F]W<F%P('-T>6QE/3-$)W=I9'1H.B`W)3L@=&5X="UA;&EG;CH@
M<FEG:'0[(&9O;G0M9F%M:6QY.B!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68G/C<L-#<V/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$
M)W=I9'1H.B`Q)3L@<&%D9&EN9RUB;W1T;VTZ(#(N-7!T.R!T97AT+6%L:6=N
M.B!L969T.R!F;VYT+69A;6EL>3H@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4]
M,T0G=VED=&@Z(#$E.R!P861D:6YG+6)O='1O;3H@,BXU<'0[(&9O;G0M9F%M
M:6QY.B!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO
M=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=W:61T:#H@
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M)W=I9'1H.B`Q)3L@<&%D9&EN9RUB;W1T;VTZ(#(N-7!T.R!T97AT+6%L:6=N
M.B!L969T.R!F;VYT+69A;6EL>3H@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4]
M,T0G=VED=&@Z(#$E.R!P861D:6YG+6)O='1O;3H@,BXU<'0[(&9O;G0M9F%M
M:6QY.B!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO
M=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=W:61T:#H@
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M96QV971I8V$L(%-A;G,M4V5R:68G/C`N-#0\+W1D/CQT9"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G=VED=&@Z(#$E.R!P861D:6YG+6)O='1O;3H@,BXU
M<'0[('1E>'0M86QI9VXZ(&QE9G0[(&9O;G0M9F%M:6QY.B!#86QI8G)I+"!(
M96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS
M1&YO=W)A<"!S='EL93TS1"=W:61T:#H@,24[('!A9&1I;F<M8F]T=&]M.B`R
M+C5P=#L@9F]N="UF86UI;'DZ($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T
M>6QE/3-$)W=I9'1H.B`Q)3L@=&5X="UA;&EG;CH@;&5F=#L@9F]N="UF86UI
M;'DZ($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)#PO=&0^/'1D
M(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=W:61T:#H@-R4[('1E>'0M86QI
M9VXZ(')I9VAT.R!F;VYT+69A;6EL>3H@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF)SXU+#@W-3PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL
M93TS1"=W:61T:#H@,24[('!A9&1I;F<M8F]T=&]M.B`R+C5P=#L@=&5X="UA
M;&EG;CH@;&5F=#L@9F]N="UF86UI;'DZ($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T
M>6QE/3-$)W=I9'1H.B`Q)3L@<&%D9&EN9RUB;W1T;VTZ(#(N-7!T.R!F;VYT
M+69A;6EL>3H@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V
M,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=VED
M=&@Z(#$E.R!T97AT+6%L:6=N.B!L969T.R!F;VYT+69A;6EL>3H@0V%L:6)R
M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R
M87`],T1N;W=R87`@<W1Y;&4],T0G=VED=&@Z(#<E.R!T97AT+6%L:6=N.B!R
M:6=H=#L@9F]N="UF86UI;'DZ($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9B<^,38L-S8T+#@W.3PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL
M93TS1"=W:61T:#H@,24[('!A9&1I;F<M8F]T=&]M.B`R+C5P=#L@=&5X="UA
M;&EG;CH@;&5F=#L@9F]N="UF86UI;'DZ($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T
M>6QE/3-$)W=I9'1H.B`Q)3L@<&%D9&EN9RUB;W1T;VTZ(#(N-7!T.R!F;VYT
M+69A;6EL>3H@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V
M,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=VED
M=&@Z(#$E.R!B;W)D97(M8F]T=&]M.B!";&%C:R`R+C5P="!D;W5B;&4[('1E
M>'0M86QI9VXZ(&QE9G0[(&9O;G0M9F%M:6QY.B!#86QI8G)I+"!(96QV971I
M8V$L(%-A;G,M4V5R:68G/B0\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y
M;&4],T0G=VED=&@Z(#<E.R!B;W)D97(M8F]T=&]M.B!";&%C:R`R+C5P="!D
M;W5B;&4[('1E>'0M86QI9VXZ(')I9VAT.R!F;VYT+69A;6EL>3H@0V%L:6)R
M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXP+C,U/"]T9#X\=&0@;F]W<F%P
M/3-$;F]W<F%P('-T>6QE/3-$)W=I9'1H.B`Q)3L@<&%D9&EN9RUB;W1T;VTZ
M(#(N-7!T.R!T97AT+6%L:6=N.B!L969T.R!F;VYT+69A;6EL>3H@0V%L:6)R
M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CPO='(^#0H\
M='(@<W1Y;&4],T0G=F5R=&EC86PM86QI9VXZ(&)O='1O;3L@8F%C:V=R;W5N
M9"UC;VQO<CH@<F=B*#(P-"PR,S@L,C4U*3L@9F]N="UF86UI;'DZ($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^#0H@("`@/'1D(&YO=W)A<#TS
M1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!J=7-T:69Y.R!F;VYT+69A
M;6EL>3H@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\
M+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N="UF86UI;'DZ
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-
M"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ
M(&QE9G0[(&9O;G0M9F%M:6QY.B!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=T97AT+6%L:6=N.B!R:6=H=#L@9F]N="UF86UI;'DZ($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0M9F%M:6QY
M.B!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^
M/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT+69A;6EL>3H@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@
M(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F
M=#L@9F]N="UF86UI;'DZ($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E
M>'0M86QI9VXZ(')I9VAT.R!F;VYT+69A;6EL>3H@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R
M87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N="UF86UI;'DZ($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@
M;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0M9F%M:6QY.B!#86QI8G)I
M+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D
M(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F
M;VYT+69A;6EL>3H@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF
M(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA
M;&EG;CH@<FEG:'0[(&9O;G0M9F%M:6QY.B!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S
M='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT+69A;6EL>3H@0V%L:6)R
M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R
M87`],T1N;W=R87`@<W1Y;&4],T0G9F]N="UF86UI;'DZ($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W
M<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0M
M9F%M:6QY.B!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P
M.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N
M.B!R:6=H=#L@9F]N="UF86UI;'DZ($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE
M/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0M9F%M:6QY.B!#86QI8G)I+"!(
M96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS
M1&YO=W)A<"!S='EL93TS1"=F;VYT+69A;6EL>3H@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N="UF86UI
M;'DZ($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T
M9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I
M9VAT.R!F;VYT+69A;6EL>3H@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
M=&5X="UA;&EG;CH@;&5F=#L@9F]N="UF86UI;'DZ($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)V9O;G0M9F%M:6QY.B!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO
M=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT+69A;6EL>3H@
M0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[
M(&9O;G0M9F%M:6QY.B!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G
M/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT
M+6%L:6=N.B!L969T.R!F;VYT+69A;6EL>3H@0V%L:6)R:2P@2&5L=F5T:6-A
M+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@
M<W1Y;&4],T0G9F]N="UF86UI;'DZ($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P
M('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0M9F%M:6QY.B!#86QI
M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO
M=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!R:6=H=#L@9F]N
M="UF86UI;'DZ($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q
M-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI
M9VXZ(&QE9G0[(&9O;G0M9F%M:6QY.B!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL
M93TS1"=F;VYT+69A;6EL>3H@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y
M;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N="UF86UI;'DZ($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P
M/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT+69A
M;6EL>3H@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\
M+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@
M;&5F=#L@9F]N="UF86UI;'DZ($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$
M)V9O;G0M9F%M:6QY.B!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G
M/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=T97AT+6%L:6=N.B!L969T.R!F;VYT+69A;6EL>3H@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0M9F%M:6QY
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M:6QY.B!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/@T*("`@(#QT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N="UW96EG:'0Z(&)O;&0[
M('1E>'0M86QI9VXZ(&IU<W1I9GD[('!A9&1I;F<M8F]T=&]M.B`Q<'0[(&9O
M;G0M9F%M:6QY.B!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/D5F
M9F5C="!O9B!D:6QU=&EV92!S96-U<FET:65S/"]T9#X\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)V9O;G0M=V5I9VAT.B!B;VQD.R!P861D:6YG+6)O
M='1O;3H@,7!T.R!F;VYT+69A;6EL>3H@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R
M87`@<W1Y;&4],T0G8F]R9&5R+6)O='1O;3H@0FQA8VL@,7!T('-O;&ED.R!F
M;VYT+7=E:6=H=#H@8F]L9#L@=&5X="UA;&EG;CH@;&5F=#L@9F]N="UF86UI
M;'DZ($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T
M9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V)O<F1E<BUB;W1T;VTZ
M($)L86-K(#%P="!S;VQI9#L@9F]N="UW96EG:'0Z(&)O;&0[('1E>'0M86QI
M9VXZ(')I9VAT.R!F;VYT+69A;6EL>3H@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF)SXF(S$U,3L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y
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M<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P
M('-T>6QE/3-$)V)O<F1E<BUB;W1T;VTZ($)L86-K(#%P="!S;VQI9#L@9F]N
M="UW96EG:'0Z(&)O;&0[('1E>'0M86QI9VXZ(&QE9G0[(&9O;G0M9F%M:6QY
M.B!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^
M/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=B;W)D97(M8F]T=&]M.B!"
M;&%C:R`Q<'0@<V]L:60[(&9O;G0M=V5I9VAT.B!B;VQD.R!T97AT+6%L:6=N
M.B!R:6=H=#L@9F]N="UF86UI;'DZ($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9B<^)B,Q-3$[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE
M/3-$)W!A9&1I;F<M8F]T=&]M.B`Q<'0[(&9O;G0M=V5I9VAT.B!B;VQD.R!T
M97AT+6%L:6=N.B!L969T.R!F;VYT+69A;6EL>3H@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R
M87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#%P=#L@9F]N="UF86UI;'DZ
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-
M"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ
M(&QE9G0[(&9O;G0M9F%M:6QY.B!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=T97AT+6%L:6=N.B!R:6=H=#L@9F]N="UF86UI;'DZ($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`Q<'0[('1E>'0M86QI
M9VXZ(&QE9G0[(&9O;G0M9F%M:6QY.B!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL
M93TS1"=P861D:6YG+6)O='1O;3H@,7!T.R!F;VYT+69A;6EL>3H@0V%L:6)R
M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G8F]R9&5R+6)O='1O;3H@0FQA
M8VL@,7!T('-O;&ED.R!T97AT+6%L:6=N.B!L969T.R!F;VYT+69A;6EL>3H@
M0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G8F]R9&5R+6)O='1O;3H@0FQA
M8VL@,7!T('-O;&ED.R!T97AT+6%L:6=N.B!R:6=H=#L@9F]N="UF86UI;'DZ
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-3$[/"]T9#X\
M=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`Q
M<'0[('1E>'0M86QI9VXZ(&QE9G0[(&9O;G0M9F%M:6QY.B!#86QI8G)I+"!(
M96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS
M1&YO=W)A<"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@,7!T.R!F;VYT+69A
M;6EL>3H@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\
M+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G8F]R9&5R
M+6)O='1O;3H@0FQA8VL@,7!T('-O;&ED.R!T97AT+6%L:6=N.B!L969T.R!F
M;VYT+69A;6EL>3H@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF
M(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G8F]R9&5R
M+6)O='1O;3H@0FQA8VL@,7!T('-O;&ED.R!T97AT+6%L:6=N.B!R:6=H=#L@
M9F]N="UF86UI;'DZ($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^
M,C<L,3<R/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I
M;F<M8F]T=&]M.B`Q<'0[('1E>'0M86QI9VXZ(&QE9G0[(&9O;G0M9F%M:6QY
M.B!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^
M/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@
M,7!T.R!F;VYT+69A;6EL>3H@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y
M;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N="UF86UI;'DZ($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P
M/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT+69A
M;6EL>3H@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\
M+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T
M;VTZ(#%P=#L@=&5X="UA;&EG;CH@;&5F=#L@9F]N="UF86UI;'DZ($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W
M<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`Q<'0[(&9O
M;G0M9F%M:6QY.B!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C
M,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=B
M;W)D97(M8F]T=&]M.B!";&%C:R`Q<'0@<V]L:60[('1E>'0M86QI9VXZ(&QE
M9G0[(&9O;G0M9F%M:6QY.B!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R
M:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=B
M;W)D97(M8F]T=&]M.B!";&%C:R`Q<'0@<V]L:60[('1E>'0M86QI9VXZ(')I
M9VAT.R!F;VYT+69A;6EL>3H@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF)SXF(S$U,3L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
M<&%D9&EN9RUB;W1T;VTZ(#%P=#L@=&5X="UA;&EG;CH@;&5F=#L@9F]N="UF
M86UI;'DZ($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[
M/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T
M=&]M.B`Q<'0[(&9O;G0M9F%M:6QY.B!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A
M<"!S='EL93TS1"=B;W)D97(M8F]T=&]M.B!";&%C:R`Q<'0@<V]L:60[('1E
M>'0M86QI9VXZ(&QE9G0[(&9O;G0M9F%M:6QY.B!#86QI8G)I+"!(96QV971I
M8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A
M<"!S='EL93TS1"=B;W)D97(M8F]T=&]M.B!";&%C:R`Q<'0@<V]L:60[('1E
M>'0M86QI9VXZ(')I9VAT.R!F;VYT+69A;6EL>3H@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF)SXR."PW-S$\+W1D/CQT9"!N;W=R87`],T1N;W=R
M87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#%P=#L@=&5X="UA;&EG;CH@
M;&5F=#L@9F]N="UF86UI;'DZ($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$
M)W!A9&1I;F<M8F]T=&]M.B`Q<'0[(&9O;G0M9F%M:6QY.B!#86QI8G)I+"!(
M96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO
M=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT
M+69A;6EL>3H@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V
M,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG
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M#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N
M.B!J=7-T:69Y.R!F;VYT+69A;6EL>3H@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y
M;&4],T0G9F]N="UF86UI;'DZ($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T
M>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0M9F%M:6QY.B!#86QI8G)I
M+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A
M<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!R:6=H=#L@9F]N="UF
M86UI;'DZ($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[
M/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ
M(&QE9G0[(&9O;G0M9F%M:6QY.B!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=F;VYT+69A;6EL>3H@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF
M)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4]
M,T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N="UF86UI;'DZ($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT+69A;6EL
M>3H@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D
M/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F
M=#L@9F]N="UF86UI;'DZ($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O
M;G0M9F%M:6QY.B!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C
M,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T
M97AT+6%L:6=N.B!L969T.R!F;VYT+69A;6EL>3H@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R
M87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0M9F%M:6QY.B!#
M86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D
M(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F
M;VYT+69A;6EL>3H@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF
M(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N="UF
M86UI;'DZ($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[
M/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M
M86QI9VXZ(&QE9G0[(&9O;G0M9F%M:6QY.B!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S
M='EL93TS1"=T97AT+6%L:6=N.B!R:6=H=#L@9F]N="UF86UI;'DZ($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W
M<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0M
M9F%M:6QY.B!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P
M.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT+69A;6EL
M>3H@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D
M/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG
M;CH@;&5F=#L@9F]N="UF86UI;'DZ($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE
M/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT+69A;6EL>3H@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N="UF86UI
M;'DZ($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T
M9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0M9F%M:6QY.B!#
M86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@
M("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L
M969T.R!F;VYT+69A;6EL>3H@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
M=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0M9F%M:6QY.B!#86QI8G)I+"!(96QV
M971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO
M=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT+69A;6EL>3H@
M0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N="UF86UI;'DZ($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\
M=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[
M(&9O;G0M9F%M:6QY.B!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G
M/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT
M+6%L:6=N.B!R:6=H=#L@9F]N="UF86UI;'DZ($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P
M('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0M9F%M:6QY.B!#86QI
M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO
M=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT+69A;6EL>3H@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N
M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N
M="UF86UI;'DZ($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q
M-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI
M9VXZ(')I9VAT.R!F;VYT+69A;6EL>3H@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y
M;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N="UF86UI;'DZ($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P
M/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0M9F%M:6QY.B!#86QI8G)I+"!(96QV
M971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A
M<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT+69A
M;6EL>3H@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\
M+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@
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M;G,M4V5R:68G/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
M9F]N="UW96EG:'0Z(&)O;&0[('1E>'0M86QI9VXZ(&QE9G0[('!A9&1I;F<M
M8F]T=&]M.B`R+C5P=#L@9F]N="UF86UI;'DZ($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9B<^1&EL=71E9"!%4%,@<&5R(&-O;6UO;B!S:&%R93PO
M=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT+7=E:6=H=#H@
M8F]L9#L@<&%D9&EN9RUB;W1T;VTZ(#(N-7!T.R!F;VYT+69A;6EL>3H@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@
M(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G8F]R9&5R+6)O='1O;3H@
M0FQA8VL@,BXU<'0@9&]U8FQE.R!F;VYT+7=E:6=H=#H@8F]L9#L@=&5X="UA
M;&EG;CH@;&5F=#L@9F]N="UF86UI;'DZ($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9B<^)#PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=B;W)D97(M8F]T=&]M.B!";&%C:R`R+C5P="!D;W5B;&4[(&9O;G0M=V5I
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M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@
M/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=B;W)D97(M8F]T=&]M.B!"
M;&%C:R`R+C5P="!D;W5B;&4[(&9O;G0M=V5I9VAT.B!B;VQD.R!T97AT+6%L
M:6=N.B!L969T.R!F;VYT+69A;6EL>3H@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y
M;&4],T0G8F]R9&5R+6)O='1O;3H@0FQA8VL@,BXU<'0@9&]U8FQE.R!F;VYT
M+7=E:6=H=#H@8F]L9#L@=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0M9F%M:6QY
M.B!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/C$W+#`T.2PU,3,\
M+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T
M;VTZ(#(N-7!T.R!F;VYT+7=E:6=H=#H@8F]L9#L@=&5X="UA;&EG;CH@;&5F
M=#L@9F]N="UF86UI;'DZ($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O
M;G0M=V5I9VAT.B!B;VQD.R!P861D:6YG+6)O='1O;3H@,BXU<'0[(&9O;G0M
M9F%M:6QY.B!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P
M.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=B;W)D
M97(M8F]T=&]M.B!";&%C:R`R+C5P="!D;W5B;&4[(&9O;G0M=V5I9VAT.B!B
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M;F<M8F]T=&]M.B`R+C5P=#L@9F]N="UF86UI;'DZ($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P
M/3-$;F]W<F%P('-T>6QE/3-$)V)O<F1E<BUB;W1T;VTZ($)L86-K(#(N-7!T
M(&1O=6)L93L@=&5X="UA;&EG;CH@;&5F=#L@9F]N="UF86UI;'DZ($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)#PO=&0^/'1D(&YO=W)A<#TS
M1&YO=W)A<"!S='EL93TS1"=B;W)D97(M8F]T=&]M.B!";&%C:R`R+C5P="!D
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M#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=B;W)D97(M8F]T
M=&]M.B!";&%C:R`R+C5P="!D;W5B;&4[('1E>'0M86QI9VXZ(&QE9G0[(&9O
M;G0M9F%M:6QY.B!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C
M,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=B;W)D97(M
M8F]T=&]M.B!";&%C:R`R+C5P="!D;W5B;&4[('1E>'0M86QI9VXZ(')I9VAT
M.R!F;VYT+69A;6EL>3H@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF
M)SXQ-BPX.#,L,C0T/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$
M)W!A9&1I;F<M8F]T=&]M.B`R+C5P=#L@=&5X="UA;&EG;CH@;&5F=#L@9F]N
M="UF86UI;'DZ($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q
M-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M
M8F]T=&]M.B`R+C5P=#L@9F]N="UF86UI;'DZ($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)V)O<F1E<BUB;W1T;VTZ($)L86-K(#(N-7!T(&1O
M=6)L93L@=&5X="UA;&EG;CH@;&5F=#L@9F]N="UF86UI;'DZ($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9B<^)#PO=&0^/'1D(&YO=W)A<#TS1&YO
M=W)A<"!S='EL93TS1"=B;W)D97(M8F]T=&]M.B!";&%C:R`R+C5P="!D;W5B
M;&4[('1E>'0M86QI9VXZ(')I9VAT.R!F;VYT+69A;6EL>3H@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF)SXP+C0T/"]T9#X\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`R+C5P=#L@=&5X="UA
M;&EG;CH@;&5F=#L@9F]N="UF86UI;'DZ($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T
M>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`R+C5P=#L@9F]N="UF86UI;'DZ($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@
M("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V)O<F1E<BUB;W1T;VTZ
M($)L86-K(#(N-7!T(&1O=6)L93L@=&5X="UA;&EG;CH@;&5F=#L@9F]N="UF
M86UI;'DZ($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)#PO=&0^
M/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=B;W)D97(M8F]T=&]M.B!"
M;&%C:R`R+C5P="!D;W5B;&4[('1E>'0M86QI9VXZ(')I9VAT.R!F;VYT+69A
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M/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=B;W)D97(M8F]T=&]M.B!";&%C:R`R+C5P="!D;W5B;&4[('1E>'0M86QI
M9VXZ(&QE9G0[(&9O;G0M9F%M:6QY.B!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL
M93TS1"=B;W)D97(M8F]T=&]M.B!";&%C:R`R+C5P="!D;W5B;&4[('1E>'0M
M86QI9VXZ(')I9VAT.R!F;VYT+69A;6EL>3H@0V%L:6)R:2P@2&5L=F5T:6-A
M+"!386YS+5-E<FEF)SXQ-BPW.3,L-C4P/"]T9#X\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`R+C5P=#L@=&5X="UA;&EG
M;CH@;&5F=#L@9F]N="UF86UI;'DZ($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE
M/3-$)W!A9&1I;F<M8F]T=&]M.B`R+C5P=#L@9F]N="UF86UI;'DZ($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\
M=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V)O<F1E<BUB;W1T;VTZ($)L
M86-K(#(N-7!T(&1O=6)L93L@=&5X="UA;&EG;CH@;&5F=#L@9F]N="UF86UI
M;'DZ($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)#PO=&0^/'1D
M(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=B;W)D97(M8F]T=&]M.B!";&%C
M:R`R+C5P="!D;W5B;&4[('1E>'0M86QI9VXZ(')I9VAT.R!F;VYT+69A;6EL
M>3H@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXP+C,U/"]T9#X\
M=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`R
M+C5P=#L@=&5X="UA;&EG;CH@;&5F=#L@9F]N="UF86UI;'DZ($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\+W1R/@T*/"]T
M86)L93X-"@T*/'`@<W1Y;&4],T0G9F]N=#H@,3!P="\Q,"XP-7!T($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@;6%R9VEN.B`P.R!T97AT+6%L
M:6=N.B!J=7-T:69Y)SXF(S$V,#L\+W`^#0H-"CQP('-T>6QE/3-$)V9O;G0Z
M(#$P<'0O;F]R;6%L($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@
M;6%R9VEN.B`P.R!T97AT+6%L:6=N.B!L969T)SY&;W(@=&AE('EE87(@96YD
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M<R!A;F0@-C`T+#<U,B!O<'1I;VYS+"!R97-P96-T:79E;'DL('1H870@=V5R
M92!A;G1I+61I;'5T:79E(&)E8V%U<V4@=&AE(&5X97)C:7-E('!R:6-E(&5X
M8V5E9&5D#0IT:&4@879E<F%G92!M87)K970@<')I8V4@9F]R('1H92!Y96%R
M+"!A;F0@=&AU<R!A<F4@;F]T(&EN8VQU9&5D(&EN('1H92!C86QC=6QA=&EO
M;B!T;R!D971E<FUI;F4@=&AE(&5F9F5C="!O9B!D:6QU=&EV92!S96-U<FET
M:65S+CPO<#X-"@T*/'`@<W1Y;&4],T0G9F]N=#H@,3!P="]N;W)M86P@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!M87)G:6XZ(#`[('1E>'0M
M86QI9VXZ(&QE9G0G/B8C,38P.SPO<#X-"@T*/'`@<W1Y;&4],T0G9F]N=#H@
M,3!P="]N;W)M86P@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!M
M87)G:6XZ(#`[('1E>'0M86QI9VXZ(&QE9G0G/DEN(&%D9&ET:6]N+"!T:&4@
M=V%R<F%N="!F;W(@-C$V+#,P."!S:&%R97,-"FES<W5E9"!T;R!T:&4@5')E
M87-U<GD@:6X@,C`P.2!A;F0@<F5P=7)C:&%S960@8GD@=&AE($-O;7!A;GD@
M:6X@,C`Q,2!W87,@86YT:2UD:6QU=&EV92!D=7)I;F<@,C`Q,"!A;F0@,C`Q
M,2`F(S$U,#L@<V5E($YO=&4@,3D-"F9O<B!A9&1I=&EO;F%L(&EN9F]R;6%T
M:6]N+CPO<#X-"@T*/'`@<W1Y;&4],T0G9F]N=#H@,3!P="]N;W)M86P@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!M87)G:6XZ(#`[('1E>'0M
M86QI9VXZ(&QE9G0G/B8C,38P.SPO<#X-"@T*/'`@<W1Y;&4],T0G9F]N=#H@
M,3!P="]N;W)M86P@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!M
M87)G:6XZ(#`[('1E>'0M86QI9VXZ(&QE9G0G/CQF;VYT('-T>6QE/3-$)V9O
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M#0H\<"!S='EL93TS1"=F;VYT.B`Q,'!T+VYO<FUA;"!#86QI8G)I+"!(96QV
M971I8V$L(%-A;G,M4V5R:68[(&UA<F=I;CH@,#L@=&5X="UA;&EG;CH@;&5F
M="<^)B,Q-C`[/"]P/@T*#0H\<"!S='EL93TS1"=F;VYT.B`Q,'!T+VYO<FUA
M;"!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[(&UA<F=I;CH@,#L@
M=&5X="UA;&EG;CH@;&5F="<^/&9O;G0@<W1Y;&4],T0G9F]N="UF86UI;'DZ
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^0V%S:`T*86YD($%M
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M92!F:6YA;F-I86P@:6YS=')U;65N=',N/"]F;VYT/CPO<#X-"@T*/'`@<W1Y
M;&4],T0G9F]N=#H@,3!P="]N;W)M86P@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF.R!M87)G:6XZ(#`[('1E>'0M86QI9VXZ(&QE9G0[('1E>'0M
M:6YD96YT.B`P+C(U:6XG/B8C,38P.SPO<#X-"@T*/'`@<W1Y;&4],T0G9F]N
M=#H@,3!P="]N;W)M86P@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF
M.R!M87)G:6XZ(#`[('1E>'0M86QI9VXZ(&QE9G0G/CQF;VYT('-T>6QE/3-$
M)V9O;G0M9F%M:6QY.B!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G
M/D%V86EL86)L90T*9F]R(%-A;&4@86YD($AE;&0@=&\@36%T=7)I='D@4V5C
M=7)I=&EE<R`\+V9O;G0^/&9O;G0^+3PO9F]N=#X\9F]N="!S='EL93TS1"=F
M;VYT+69A;6EL>3H@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SX-
M"D9A:7(@=F%L=65S(&%R92!P<F]V:61E9"!B>2!A('1H:7)D+7!A<G1Y(&%N
M9"!A<F4@8F%S960@;VX@<75O=&5D(&UA<FME="!P<FEC97,L('=H97)E(&%V
M86EL86)L92X@268@<75O=&5D(&UA<FME="!P<FEC97,@87)E(&YO=`T*879A
M:6QA8FQE+"!F86ER('9A;'5E<R!A<F4@8F%S960@;VX@<75O=&5D(&UA<FME
M="!P<FEC97,@;V8@8V]M<&%R86)L92!I;G-T<G5M96YT<R!O<B!M871R:7@@
M<')I8VEN9RX\+V9O;G0^/"]P/@T*#0H\<"!S='EL93TS1"=F;VYT.B`Q,'!T
M+VYO<FUA;"!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[(&UA<F=I
M;CH@,#L@=&5X="UA;&EG;CH@;&5F=#L@=&5X="UI;F1E;G0Z(#`N,C5I;B<^
M)B,Q-C`[/"]P/@T*#0H\<"!S='EL93TS1"=F;VYT.B`Q,'!T+VYO<FUA;"!#
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M=64@9F]R(&5A8V@@8V%T96=O<GD@:7,@9&5T97)M:6YE9`T*8GD@9&ES8V]U
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M;&%T97)A;"X\+V9O;G0^/"]P/@T*#0H\<"!S='EL93TS1"=F;VYT.B`Q,'!T
M+VYO<FUA;"!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[(&UA<F=I
M;CH@,#L@=&5X="UA;&EG;CH@;&5F="<^)B,Q-C`[/"]P/@T*#0H-"@T*/'`@
M<W1Y;&4],T0G9F]N=#H@,3!P="]N;W)M86P@0V%L:6)R:2P@2&5L=F5T:6-A
M+"!386YS+5-E<FEF.R!M87)G:6XZ(#`[('1E>'0M86QI9VXZ(&QE9G0G/B8C
M,38P.SPO<#X-"@T*/'`@<W1Y;&4],T0G9F]N=#H@,3!P="]N;W)M86P@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!M87)G:6XZ(#`[('1E>'0M
M86QI9VXZ(&QE9G0G/DQO86YS(&AE;&0@9F]R('-A;&4@)B,Q-3`[(%1H92!C
M87)R>6EN9PT*=F%L=64@;V8@;&]A;G,@:&5L9"!F;W(@<V%L92!A<'!R;WAI
M;6%T97,@9F%I<B!V86QU92!A="!$96-E;6)E<B`S,2P@,C`Q,B!A<R!T:&5S
M92!L;V%N<R!W97)E(&1I<V-O=6YT960@=&\@;&EQ=6ED871I;VX@=F%L=64@
M:6X-"F-O;FYE8W1I;VX@=VET:"!A;B!O9F9E<B!T;R!P=7)C:&%S92!R96-E
M:79E9"!P<FEO<B!T;R!$96-E;6)E<B`S,2P@,C`Q,BX\+W`^#0H-"CQP('-T
M>6QE/3-$)V9O;G0Z(#$P<'0O;F]R;6%L($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9CL@;6%R9VEN.B`P.R!T97AT+6%L:6=N.B!L969T.R!T97AT
M+6EN9&5N=#H@,"XR-6EN)SXF(S$V,#L\+W`^#0H-"CQP('-T>6QE/3-$)V9O
M;G0Z(#$P<'0O;F]R;6%L($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9CL@;6%R9VEN.B`P.R!T97AT+6%L:6=N.B!L969T)SY&1$E#($EN9&5M;FEF
M:6-A=&EO;B!!<W-E="`F(S$U,#L@1F%I<@T*=F%L=64@:7,@97%U86P@=&\@
M=&AE($9$24,@<F5I;6)U<G-E;65N="!R871E(&]F('1H92!E>'!E8W1E9"!L
M;W-S97,@=&\@8F4@:6YC=7)R960@86YD(')E:6UB=7)S960@8GD@=&AE($9$
M24,@86YD('1H96X@9&ES8V]U;G1E9`T*;W9E<B!T:&4@97-T:6UA=&5D('!E
M<FEO9"!O9B!R96-E:7!T+CPO<#X-"@T*/'`@<W1Y;&4],T0G9F]N=#H@,3!P
M="]N;W)M86P@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!M87)G
M:6XZ(#`[('1E>'0M86QI9VXZ(&QE9G0G/B8C,38P.SPO<#X-"@T*/'`@<W1Y
M;&4],T0G9F]N=#H@,3!P="]N;W)M86P@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF.R!M87)G:6XZ(#`[('1E>'0M86QI9VXZ(&QE9G0G/D)A;FLM
M3W=N960@3&EF92!);G-U<F%N8V4@)B,Q-3`[(%1H90T*8V%R<GEI;F<@=F%L
M=64@;V8@;&EF92!I;G-U<F%N8V4@87!P<F]X:6UA=&5S(&9A:7(@=F%L=64@
M8F5C875S92!T:&ES(&EN=F5S=&UE;G0@:7,@8V%R<FEE9"!A="!C87-H('-U
M<G)E;F1E<B!V86QU92P@87,@9&5T97)M:6YE9`T*8GD@=&AE(&ES<W5E<BX\
M+W`^#0H-"CQP('-T>6QE/3-$)V9O;G0Z(#$P<'0O;F]R;6%L($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9CL@;6%R9VEN.B`P.R!T97AT+6%L:6=N
M.B!L969T.R!T97AT+6EN9&5N=#H@,"XR-6EN)SXF(S$V,#L\+W`^#0H-"CQP
M('-T>6QE/3-$)V9O;G0Z(#$P<'0O;F]R;6%L($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9CL@;6%R9VEN.B`P.R!T97AT+6%L:6=N.B!L969T)SX\
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M;G0^/"]P/@T*#0H\<"!S='EL93TS1"=F;VYT.B`Q,'!T+VYO<FUA;"!#86QI
M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[(&UA<F=I;CH@,#L@=&5X="UA
M;&EG;CH@;&5F="<^)B,Q-C`[/"]P/@T*#0H\<"!S='EL93TS1"=F;VYT.B`Q
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M97,N/"]F;VYT/CPO<#X-"@T*/'`@<W1Y;&4],T0G9F]N=#H@,3!P="]N;W)M
M86P@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!M87)G:6XZ(#`[
M('1E>'0M86QI9VXZ(&IU<W1I9GDG/B8C,38P.SPO<#X-"@T*/'`@<W1Y;&4]
M,T0G9F]N=#H@,3!P="]N;W)M86P@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF.R!M87)G:6XZ(#`[('1E>'0M86QI9VXZ(&QE9G0G/CQF;VYT('-T
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M;6UA=&5R:6%L+B`\+V9O;G0^/"]P/@T*#0H\<"!S='EL93TS1"=F;VYT.B`Q
M,'!T+VYO<FUA;"!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[(&UA
M<F=I;CH@,#L@=&5X="UA;&EG;CH@:G5S=&EF>2<^)B,Q-C`[/"]P/@T*#0H\
M<"!S='EL93TS1"=F;VYT.B`Q,'!T+VYO<FUA;"!#86QI8G)I+"!(96QV971I
M8V$L(%-A;G,M4V5R:68[(&UA<F=I;CH@,#L@=&5X="UA;&EG;CH@;&5F="<^
M1F%I<B!V86QU92!E<W1I;6%T97,@87)E(&UA9&4@870@82!S<&5C:69I8PT*
M<&]I;G0@:6X@=&EM92P@8F%S960@;VX@<F5L979A;G0@;6%R:V5T(&EN9F]R
M;6%T:6]N(&%N9"!I;F9O<FUA=&EO;B!A8F]U="!T:&4@9FEN86YC:6%L(&EN
M<W1R=6UE;G0N(%1H97-E(&5S=&EM871E<R!D;R!N;W0@<F5F;&5C=`T*86YY
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M"@T*/'`@<W1Y;&4],T0G9F]N=#H@,3!P="]N;W)M86P@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF.R!M87)G:6XZ(#`[('1E>'0M86QI9VXZ(&QE
M9G0[('1E>'0M:6YD96YT.B`P+C(U:6XG/B8C,38P.SPO<#X-"@T*/'`@<W1Y
M;&4],T0G9F]N=#H@,3!P="]N;W)M86P@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF.R!M87)G:6XZ(#`[('1E>'0M86QI9VXZ(&QE9G0G/D9A:7(@
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M8V@@87,@9F]R96-L;W-E9"!P<F]P97)T:65S+`T*9&5F97)R960@:6YC;VUE
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M+W`^#0H-"CQP('-T>6QE/3-$)V9O;G0Z(#$P<'0O;F]R;6%L($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9CL@;6%R9VEN.B`P.R!T97AT+6%L:6=N
M.B!L969T)SXF(S$V,#L\+W`^#0H-"CQP('-T>6QE/3-$)V9O;G0Z(#$P<'0O
M;F]R;6%L($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@;6%R9VEN
M.B`P.R!T97AT+6%L:6=N.B!L969T)SX\9F]N="!S='EL93TS1"=F;VYT+69A
M;6EL>3H@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SX\8CXH<2D-
M"DEM<&%I<FUE;G0@/"]B/CPO9F]N=#X\9F]N=#XM/"]F;VYT/CQF;VYT('-T
M>6QE/3-$)V9O;G0M9F%M:6QY.B!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68G/B!';V]D=VEL;`T*:7,@979A;'5A=&5D(&9O<B!I;7!A:7)M96YT
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M:6X@86X@86UO=6YT(&5Q=6%L('1O('1H870@97AC97-S+CPO9F]N=#X\+W`^
M#0H-"CQP('-T>6QE/3-$)V9O;G0Z(#$P<'0O;F]R;6%L($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9CL@;6%R9VEN.B`P.R!T97AT+6%L:6=N.B!L
M969T.R!T97AT+6EN9&5N=#H@,3,N-7!T)SXF(S$V,#L\+W`^#0H-"CQP('-T
M>6QE/3-$)V9O;G0Z(#$P<'0O;F]R;6%L($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9CL@;6%R9VEN.B`P.R!T97AT+6%L:6=N.B!L969T)SY4:&4@
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M<#X-"@T*/'`@<W1Y;&4],T0G9F]N=#H@,3!P="]N;W)M86P@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF.R!M87)G:6XZ(#`[('1E>'0M86QI9VXZ
M(&QE9G0G/B8C,38P.SPO<#X-"@T*#0H-"CQP('-T>6QE/3-$)V9O;G0Z(#$P
M<'0O;F]R;6%L($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@;6%R
M9VEN.B`P.R!T97AT+6%L:6=N.B!L969T)SXF(S$V,#L\+W`^#0H-"CQP('-T
M>6QE/3-$)V9O;G0Z(#$P<'0O;F]R;6%L($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9CL@;6%R9VEN.B`P.R!T97AT+6%L:6=N.B!L969T)SY4;R!D
M871E+"!T:&4@0V]M<&%N>2!H87,@;F]T(')E8V]R9&5D#0IA;GD@:6UP86ER
M;65N="!W<FET92UD;W=N<R!O9B!I=',@;&]N9RUL:79E9"!A<W-E=',@;W(@
M9V]O9'=I;&PN/"]P/@T*#0H\<"!S='EL93TS1"=F;VYT.B`Q,'!T+VYO<FUA
M;"!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[(&UA<F=I;CH@,#L@
M=&5X="UA;&EG;CH@;&5F="<^)B,Q-C`[/"]P/@T*#0H\<"!S='EL93TS1"=F
M;VYT.B`Q,'!T+VYO<FUA;"!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R
M:68[(&UA<F=I;CH@,#L@=&5X="UA;&EG;CH@;&5F="<^/&9O;G0@<W1Y;&4]
M,T0G9F]N="UF86UI;'DZ($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9B<^/&(^*'(I#0I#;VUP<F5H96YS:79E($EN8V]M92`\+V(^/"]F;VYT/CQB
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M<F5H96YS:79E(&EN8V]M92`H;&]S<RD@9F]R('1H92!#;VUP86YY(&%R92!A
M<R!F;VQL;W=S.CPO9F]N=#X\+W`^#0H-"CQP('-T>6QE/3-$)V9O;G0Z(#$P
M<'0O;F]R;6%L($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@;6%R
M9VEN.B`P.R!T97AT+6%L:6=N.B!J=7-T:69Y)SXF(S$V,#L\+W`^#0H-"CQT
M86)L92!C96QL<&%D9&EN9STS1#`@8V5L;'-P86-I;F<],T0P('-T>6QE/3-$
M)V)O<F1E<BUC;VQL87!S93H@8V]L;&%P<V4[('=I9'1H.B`Q,#`E.R!F;VYT
M.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^#0H\='(@
M<W1Y;&4],T0G=F5R=&EC86PM86QI9VXZ(&)O='1O;3L@9F]N="UF86UI;'DZ
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^#0H@("`@/'1D(&YO
M=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT+7-T>6QE.B!I=&%L:6,[('1E
M>'0M86QI9VXZ(&IU<W1I9GD[(&9O;G0M9F%M:6QY.B!#86QI8G)I+"!(96QV
M971I8V$L(%-A;G,M4V5R:68G/B@D(&EN('1H;W5S86YD<RD\+W1D/CQT9"!N
M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N="UW96EG:'0Z(&)O;&0[('!A
M9&1I;F<M8F]T=&]M.B`Q<'0[(&9O;G0M9F%M:6QY.B!#86QI8G)I+"!(96QV
M971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&-O;'-P
M86X],T0R(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT+7=E:6=H=#H@
M8F]L9#L@=&5X="UA;&EG;CH@8V5N=&5R.R!B;W)D97(M8F]T=&]M.B!";&%C
M:R`Q<'0@<V]L:60[(&9O;G0M9F%M:6QY.B!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68G/D1E8V5M8F5R(#,Q+"`\8G(@+SX-"C(P,3(\+W1D/CQT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#%P
M=#L@9F]N="UW96EG:'0Z(&)O;&0[(&9O;G0M9F%M:6QY.B!#86QI8G)I+"!(
M96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS
M1&YO=W)A<"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@,7!T.R!F;VYT+69A
M;6EL>3H@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\
M+W1D/@T*("`@(#QT9"!C;VQS<&%N/3-$,B!N;W=R87`],T1N;W=R87`@<W1Y
M;&4],T0G=&5X="UA;&EG;CH@8V5N=&5R.R!B;W)D97(M8F]T=&]M.B!";&%C
M:R`Q<'0@<V]L:60[(&9O;G0M9F%M:6QY.B!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68G/D1E8V5M8F5R(#,Q+"`\8G(@+SX-"C(P,3$\+W1D/CQT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#%P
M=#L@9F]N="UF86UI;'DZ($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A
M9&1I;F<M8F]T=&]M.B`Q<'0[(&9O;G0M9F%M:6QY.B!#86QI8G)I+"!(96QV
M971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&-O;'-P
M86X],T0R(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!C
M96YT97([(&)O<F1E<BUB;W1T;VTZ($)L86-K(#%P="!S;VQI9#L@9F]N="UF
M86UI;'DZ($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^1&5C96UB
M97(@,S$L/&)R("\^#0H@,C`Q,#PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S
M='EL93TS1"=P861D:6YG+6)O='1O;3H@,7!T.R!F;VYT+69A;6EL>3H@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CPO='(^
M#0H\='(@<W1Y;&4],T0G=F5R=&EC86PM86QI9VXZ(&)O='1O;3L@8F%C:V=R
M;W5N9"UC;VQO<CH@<F=B*#(P-"PR,S@L,C4U*3L@9F]N="UF86UI;'DZ($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^#0H@("`@/'1D(&YO=W)A
M<#TS1&YO=W)A<"!S='EL93TS1"=W:61T:#H@-C<E.R!T97AT+6%L:6=N.B!L
M969T.R!T97AT+6EN9&5N=#H@+3`N,C5I;CL@<&%D9&EN9RUL969T.B`P+C(U
M:6X[(&9O;G0M9F%M:6QY.B!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R
M:68G/E5N<F5A;&EZ960@9V%I;B!O;B!S96-U<FET:65S(&%V86EL86)L92!F
M;W(@<V%L93PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=W:61T
M:#H@,24[(&9O;G0M=V5I9VAT.B!B;VQD.R!F;VYT+69A;6EL>3H@0V%L:6)R
M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=VED=&@Z(#$E.R!F;VYT+7=E
M:6=H=#H@8F]L9#L@=&5X="UA;&EG;CH@;&5F=#L@9F]N="UF86UI;'DZ($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)#PO=&0^/'1D(&YO=W)A
M<#TS1&YO=W)A<"!S='EL93TS1"=W:61T:#H@."4[(&9O;G0M=V5I9VAT.B!B
M;VQD.R!T97AT+6%L:6=N.B!R:6=H=#L@9F]N="UF86UI;'DZ($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9B<^,RPR.3`\+W1D/CQT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G=VED=&@Z(#$E.R!F;VYT+7=E:6=H=#H@8F]L
M9#L@=&5X="UA;&EG;CH@;&5F=#L@9F]N="UF86UI;'DZ($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)W=I9'1H.B`Q)3L@9F]N="UF86UI;'DZ($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\
M=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W=I9'1H.B`Q)3L@=&5X="UA
M;&EG;CH@;&5F=#L@9F]N="UF86UI;'DZ($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T
M>6QE/3-$)W=I9'1H.B`X)3L@=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0M9F%M
M:6QY.B!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/C,L.#DV/"]T
M9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W=I9'1H.B`Q)3L@=&5X
M="UA;&EG;CH@;&5F=#L@9F]N="UF86UI;'DZ($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P
M('-T>6QE/3-$)W=I9'1H.B`Q)3L@9F]N="UF86UI;'DZ($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W
M<F%P/3-$;F]W<F%P('-T>6QE/3-$)W=I9'1H.B`Q)3L@=&5X="UA;&EG;CH@
M;&5F=#L@9F]N="UF86UI;'DZ($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$
M)W=I9'1H.B`X)3L@=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0M9F%M:6QY.B!#
M86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/C(L-#<X/"]T9#X\=&0@
M;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W=I9'1H.B`Q)3L@=&5X="UA;&EG
M;CH@;&5F=#L@9F]N="UF86UI;'DZ($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9B<^)B,Q-C`[/"]T9#X\+W1R/@T*/'1R('-T>6QE/3-$)W9E<G1I
M8V%L+6%L:6=N.B!B;W1T;VT[(&)A8VMG<F]U;F0M8V]L;W(Z(%=H:71E.R!F
M;VYT+69A;6EL>3H@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SX-
M"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ
M(&QE9G0[('!A9&1I;F<M8F]T=&]M.B`Q<'0[('1E>'0M:6YD96YT.B`M,"XR
M-6EN.R!P861D:6YG+6QE9G0Z(#`N,C5I;CL@9F]N="UF86UI;'DZ($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[)B,Q-C`[)B,Q-C`[
M)B,Q-C`[)B,Q-C`[1&5F97)R960@=&%X(&QI86)I;&ET>3PO=&0^/'1D(&YO
M=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT+7=E:6=H=#H@8F]L9#L@<&%D
M9&EN9RUB;W1T;VTZ(#%P=#L@9F]N="UF86UI;'DZ($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P
M/3-$;F]W<F%P('-T>6QE/3-$)V)O<F1E<BUB;W1T;VTZ($)L86-K(#%P="!S
M;VQI9#L@9F]N="UW96EG:'0Z(&)O;&0[('1E>'0M86QI9VXZ(&QE9G0[(&9O
M;G0M9F%M:6QY.B!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C
M,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=B;W)D97(M
M8F]T=&]M.B!";&%C:R`Q<'0@<V]L:60[(&9O;G0M=V5I9VAT.B!B;VQD.R!T
M97AT+6%L:6=N.B!R:6=H=#L@9F]N="UF86UI;'DZ($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9B<^*#$L,C@S/"]T9#X\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`Q<'0[(&9O;G0M=V5I9VAT
M.B!B;VQD.R!T97AT+6%L:6=N.B!L969T.R!F;VYT+69A;6EL>3H@0V%L:6)R
M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXI/"]T9#X\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`Q<'0[(&9O;G0M9F%M
M:6QY.B!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO
M=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=B;W)D97(M
M8F]T=&]M.B!";&%C:R`Q<'0@<V]L:60[('1E>'0M86QI9VXZ(&QE9G0[(&9O
M;G0M9F%M:6QY.B!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C
M,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=B;W)D97(M
M8F]T=&]M.B!";&%C:R`Q<'0@<V]L:60[('1E>'0M86QI9VXZ(')I9VAT.R!F
M;VYT+69A;6EL>3H@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXH
M,2PU,C`\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN
M9RUB;W1T;VTZ(#%P=#L@=&5X="UA;&EG;CH@;&5F=#L@9F]N="UF86UI;'DZ
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^*3PO=&0^/'1D(&YO
M=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@,7!T.R!F
M;VYT+69A;6EL>3H@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF
M(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
M8F]R9&5R+6)O='1O;3H@0FQA8VL@,7!T('-O;&ED.R!T97AT+6%L:6=N.B!L
M969T.R!F;VYT+69A;6EL>3H@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
M8F]R9&5R+6)O='1O;3H@0FQA8VL@,7!T('-O;&ED.R!T97AT+6%L:6=N.B!R
M:6=H=#L@9F]N="UF86UI;'DZ($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9B<^*#DV-CPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P
M861D:6YG+6)O='1O;3H@,7!T.R!T97AT+6%L:6=N.B!L969T.R!F;VYT+69A
M;6EL>3H@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXI/"]T9#X\
M+W1R/@T*/'1R('-T>6QE/3-$)W9E<G1I8V%L+6%L:6=N.B!B;W1T;VT[(&)A
M8VMG<F]U;F0M8V]L;W(Z(')G8B@R,#0L,C,X+#(U-2D[(&9O;G0M9F%M:6QY
M.B!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/@T*("`@(#QT9"!N
M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@<&%D
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M+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@
M<W1Y;&4],T0G8F]R9&5R+6)O='1O;3H@0FQA8VL@,7!T('-O;&ED.R!F;VYT
M+7=E:6=H=#H@8F]L9#L@=&5X="UA;&EG;CH@;&5F=#L@9F]N="UF86UI;'DZ
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\
M=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V)O<F1E<BUB;W1T;VTZ($)L
M86-K(#%P="!S;VQI9#L@9F]N="UW96EG:'0Z(&)O;&0[('1E>'0M86QI9VXZ
M(')I9VAT.R!F;VYT+69A;6EL>3H@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF)SXR+#`P-SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=P861D:6YG+6)O='1O;3H@,7!T.R!F;VYT+7=E:6=H=#H@8F]L9#L@=&5X
M="UA;&EG;CH@;&5F=#L@9F]N="UF86UI;'DZ($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P
M('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`Q<'0[(&9O;G0M9F%M:6QY.B!#
M86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@
M("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=B;W)D97(M8F]T=&]M
M.B!";&%C:R`Q<'0@<V]L:60[('1E>'0M86QI9VXZ(&QE9G0[(&9O;G0M9F%M
M:6QY.B!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO
M=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=B;W)D97(M8F]T=&]M
M.B!";&%C:R`Q<'0@<V]L:60[('1E>'0M86QI9VXZ(')I9VAT.R!F;VYT+69A
M;6EL>3H@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXR+#,W-CPO
M=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P861D:6YG+6)O='1O
M;3H@,7!T.R!T97AT+6%L:6=N.B!L969T.R!F;VYT+69A;6EL>3H@0V%L:6)R
M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R
M87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#%P=#L@9F]N
M="UF86UI;'DZ($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q
M-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V)O
M<F1E<BUB;W1T;VTZ($)L86-K(#%P="!S;VQI9#L@=&5X="UA;&EG;CH@;&5F
M=#L@9F]N="UF86UI;'DZ($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V)O
M<F1E<BUB;W1T;VTZ($)L86-K(#%P="!S;VQI9#L@=&5X="UA;&EG;CH@<FEG
M:'0[(&9O;G0M9F%M:6QY.B!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R
M:68G/C$L-3$R/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A
M9&1I;F<M8F]T=&]M.B`Q<'0[('1E>'0M86QI9VXZ(&QE9G0[(&9O;G0M9F%M
M:6QY.B!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO
M=&0^/"]T<CX-"CQT<B!S='EL93TS1"=V97)T:6-A;"UA;&EG;CH@8F]T=&]M
M.R!B86-K9W)O=6YD+6-O;&]R.B!7:&ET93L@9F]N="UF86UI;'DZ($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^#0H@("`@/'1D(&YO=W)A<#TS
M1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!T97AT+6EN9&5N
M=#H@+3`N,C5I;CL@<&%D9&EN9RUL969T.B`P+C(U:6X[(&9O;G0M9F%M:6QY
M.B!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^
M/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT+69A;6EL>3H@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@
M(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F
M=#L@9F]N="UF86UI;'DZ($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E
M>'0M86QI9VXZ(')I9VAT.R!F;VYT+69A;6EL>3H@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R
M87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N="UF86UI;'DZ($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@
M;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0M9F%M:6QY.B!#86QI8G)I
M+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D
M(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F
M;VYT+69A;6EL>3H@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF
M(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA
M;&EG;CH@<FEG:'0[(&9O;G0M9F%M:6QY.B!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S
M='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT+69A;6EL>3H@0V%L:6)R
M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R
M87`],T1N;W=R87`@<W1Y;&4],T0G9F]N="UF86UI;'DZ($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W
M<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0M
M9F%M:6QY.B!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P
M.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N
M.B!R:6=H=#L@9F]N="UF86UI;'DZ($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE
M/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0M9F%M:6QY.B!#86QI8G)I+"!(
M96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/"]T<CX-"CQT<B!S
M='EL93TS1"=V97)T:6-A;"UA;&EG;CH@8F]T=&]M.R!B86-K9W)O=6YD+6-O
M;&]R.B!R9V(H,C`T+#(S."PR-34I.R!F;VYT+69A;6EL>3H@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF)SX-"B`@("`\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[('1E>'0M:6YD96YT.B`M
M,"XR-6EN.R!P861D:6YG+6QE9G0Z(#`N,C5I;CL@9F]N="UF86UI;'DZ($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^061D:71I;VYA;"!P96YS
M:6]N(&QI86)I;&ET>3PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=F;VYT+7=E:6=H=#H@8F]L9#L@9F]N="UF86UI;'DZ($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W
M<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0M=V5I9VAT.B!B;VQD.R!T97AT
M+6%L:6=N.B!L969T.R!F;VYT+69A;6EL>3H@0V%L:6)R:2P@2&5L=F5T:6-A
M+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@
M<W1Y;&4],T0G9F]N="UW96EG:'0Z(&)O;&0[('1E>'0M86QI9VXZ(')I9VAT
M.R!F;VYT+69A;6EL>3H@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF
M)SXH,RPU-SD\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N
M="UW96EG:'0Z(&)O;&0[('1E>'0M86QI9VXZ(&QE9G0[(&9O;G0M9F%M:6QY
M.B!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/BD\+W1D/CQT9"!N
M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N="UF86UI;'DZ($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@
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M8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS
M1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT+69A;6EL
M>3H@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D
M/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG
M:'0[(&9O;G0M9F%M:6QY.B!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R
M:68G/B@Q,"PY,#4\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
M=&5X="UA;&EG;CH@;&5F=#L@9F]N="UF86UI;'DZ($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9B<^*3PO=&0^/"]T<CX-"CQT<B!S='EL93TS1"=V
M97)T:6-A;"UA;&EG;CH@8F]T=&]M.R!B86-K9W)O=6YD+6-O;&]R.B!7:&ET
M93L@9F]N="UF86UI;'DZ($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9B<^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L
M:6=N.B!L969T.R!P861D:6YG+6)O='1O;3H@,7!T.R!T97AT+6EN9&5N=#H@
M+3`N,C5I;CL@<&%D9&EN9RUL969T.B`P+C(U:6X[(&9O;G0M9F%M:6QY.B!#
M86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.R8C,38P.R8C
M,38P.R8C,38P.R8C,38P.T1E9F5R<F5D('1A>"!A<W-E=#PO=&0^/'1D(&YO
M=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT+7=E:6=H=#H@8F]L9#L@<&%D
M9&EN9RUB;W1T;VTZ(#%P=#L@9F]N="UF86UI;'DZ($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P
M/3-$;F]W<F%P('-T>6QE/3-$)V)O<F1E<BUB;W1T;VTZ($)L86-K(#%P="!S
M;VQI9#L@9F]N="UW96EG:'0Z(&)O;&0[('1E>'0M86QI9VXZ(&QE9G0[(&9O
M;G0M9F%M:6QY.B!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C
M,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=B;W)D97(M
M8F]T=&]M.B!";&%C:R`Q<'0@<V]L:60[(&9O;G0M=V5I9VAT.B!B;VQD.R!T
M97AT+6%L:6=N.B!R:6=H=#L@9F]N="UF86UI;'DZ($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9B<^,2PS.38\+W1D/CQT9"!N;W=R87`],T1N;W=R
M87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#%P=#L@9F]N="UW96EG:'0Z
M(&)O;&0[('1E>'0M86QI9VXZ(&QE9G0[(&9O;G0M9F%M:6QY.B!#86QI8G)I
M+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A
M<#TS1&YO=W)A<"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@,7!T.R!F;VYT
M+69A;6EL>3H@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V
M,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G8F]R
M9&5R+6)O='1O;3H@0FQA8VL@,7!T('-O;&ED.R!T97AT+6%L:6=N.B!L969T
M.R!F;VYT+69A;6EL>3H@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF
M)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G8F]R
M9&5R+6)O='1O;3H@0FQA8VL@,7!T('-O;&ED.R!T97AT+6%L:6=N.B!R:6=H
M=#L@9F]N="UF86UI;'DZ($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9B<^-RPR,C`\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D
M9&EN9RUB;W1T;VTZ(#%P=#L@=&5X="UA;&EG;CH@;&5F=#L@9F]N="UF86UI
M;'DZ($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T
M9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M
M.B`Q<'0[(&9O;G0M9F%M:6QY.B!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S
M='EL93TS1"=B;W)D97(M8F]T=&]M.B!";&%C:R`Q<'0@<V]L:60[('1E>'0M
M86QI9VXZ(&QE9G0[(&9O;G0M9F%M:6QY.B!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S
M='EL93TS1"=B;W)D97(M8F]T=&]M.B!";&%C:R`Q<'0@<V]L:60[('1E>'0M
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M9B<^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L
M:6=N.B!L969T.R!P861D:6YG+6)O='1O;3H@,7!T.R!T97AT+6EN9&5N=#H@
M+3`N,C5I;CL@<&%D9&EN9RUL969T.B`P+C(U:6X[(&9O;G0M9F%M:6QY.B!#
M86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/DYE="!A9&1I=&EO;F%L
M('!E;G-I;VX@;&EA8FEL:71Y/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T
M>6QE/3-$)V9O;G0M=V5I9VAT.B!B;VQD.R!P861D:6YG+6)O='1O;3H@,7!T
M.R!F;VYT+69A;6EL>3H@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF
M)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4]
M,T0G8F]R9&5R+6)O='1O;3H@0FQA8VL@,7!T('-O;&ED.R!F;VYT+7=E:6=H
M=#H@8F]L9#L@=&5X="UA;&EG;CH@;&5F=#L@9F]N="UF86UI;'DZ($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W
M<F%P/3-$;F]W<F%P('-T>6QE/3-$)V)O<F1E<BUB;W1T;VTZ($)L86-K(#%P
M="!S;VQI9#L@9F]N="UW96EG:'0Z(&)O;&0[('1E>'0M86QI9VXZ(')I9VAT
M.R!F;VYT+69A;6EL>3H@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF
M)SXH,BPQ.#,\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D
M9&EN9RUB;W1T;VTZ(#%P=#L@9F]N="UW96EG:'0Z(&)O;&0[('1E>'0M86QI
M9VXZ(&QE9G0[(&9O;G0M9F%M:6QY.B!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68G/BD\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
M<&%D9&EN9RUB;W1T;VTZ(#%P=#L@9F]N="UF86UI;'DZ($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W
M<F%P/3-$;F]W<F%P('-T>6QE/3-$)V)O<F1E<BUB;W1T;VTZ($)L86-K(#%P
M="!S;VQI9#L@=&5X="UA;&EG;CH@;&5F=#L@9F]N="UF86UI;'DZ($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W
M<F%P/3-$;F]W<F%P('-T>6QE/3-$)V)O<F1E<BUB;W1T;VTZ($)L86-K(#%P
M="!S;VQI9#L@=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0M9F%M:6QY.B!#86QI
M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B@Q,2PP-3@\+W1D/CQT9"!N
M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#%P=#L@
M=&5X="UA;&EG;CH@;&5F=#L@9F]N="UF86UI;'DZ($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9B<^*3PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S
M='EL93TS1"=P861D:6YG+6)O='1O;3H@,7!T.R!F;VYT+69A;6EL>3H@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@
M(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G8F]R9&5R+6)O='1O;3H@
M0FQA8VL@,7!T('-O;&ED.R!T97AT+6%L:6=N.B!L969T.R!F;VYT+69A;6EL
M>3H@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D
M/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G8F]R9&5R+6)O='1O;3H@
M0FQA8VL@,7!T('-O;&ED.R!T97AT+6%L:6=N.B!R:6=H=#L@9F]N="UF86UI
M;'DZ($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^*#8L-3DW/"]T
M9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M
M.B`Q<'0[('1E>'0M86QI9VXZ(&QE9G0[(&9O;G0M9F%M:6QY.B!#86QI8G)I
M+"!(96QV971I8V$L(%-A;G,M4V5R:68G/BD\+W1D/CPO='(^#0H\='(@<W1Y
M;&4],T0G=F5R=&EC86PM86QI9VXZ(&)O='1O;3L@8F%C:V=R;W5N9"UC;VQO
M<CH@5VAI=&4[(&9O;G0M9F%M:6QY.B!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68G/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
M=&5X="UA;&EG;CH@:G5S=&EF>3L@=&5X="UI;F1E;G0Z("TP+C(U:6X[('!A
M9&1I;F<M;&5F=#H@,"XR-6EN.R!F;VYT+69A;6EL>3H@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G9F]N="UF86UI;'DZ($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0M9F%M:6QY
M.B!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^
M/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!R:6=H
M=#L@9F]N="UF86UI;'DZ($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E
M>'0M86QI9VXZ(&QE9G0[(&9O;G0M9F%M:6QY.B!#86QI8G)I+"!(96QV971I
M8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A
M<"!S='EL93TS1"=F;VYT+69A;6EL>3H@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R
M87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N="UF86UI;'DZ($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@
M;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F
M;VYT+69A;6EL>3H@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF
M(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA
M;&EG;CH@;&5F=#L@9F]N="UF86UI;'DZ($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T
M>6QE/3-$)V9O;G0M9F%M:6QY.B!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S
M='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT+69A;6EL>3H@0V%L:6)R
M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R
M87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0M
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M<RU397)I9B<^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T
M97AT+6%L:6=N.B!L969T.R!P861D:6YG+6)O='1O;3H@,BXU<'0[('1E>'0M
M:6YD96YT.B`M,"XR-6EN.R!P861D:6YG+6QE9G0Z(#`N,C5I;CL@9F]N="UF
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M("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=B;W)D97(M8F]T=&]M
M.B!";&%C:R`R+C5P="!D;W5B;&4[(&9O;G0M=V5I9VAT.B!B;VQD.R!T97AT
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M;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`R+C5P
M=#L@9F]N="UW96EG:'0Z(&)O;&0[('1E>'0M86QI9VXZ(&QE9G0[(&9O;G0M
M9F%M:6QY.B!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/BD\+W1D
M/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ
M(#(N-7!T.R!F;VYT+69A;6EL>3H@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@
M<W1Y;&4],T0G8F]R9&5R+6)O='1O;3H@0FQA8VL@,BXU<'0@9&]U8FQE.R!T
M97AT+6%L:6=N.B!L969T.R!F;VYT+69A;6EL>3H@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R
M87`@<W1Y;&4],T0G8F]R9&5R+6)O='1O;3H@0FQA8VL@,BXU<'0@9&]U8FQE
M.R!T97AT+6%L:6=N.B!R:6=H=#L@9F]N="UF86UI;'DZ($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9B<^*#@L-C@R/"]T9#X\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`R+C5P=#L@=&5X="UA
M;&EG;CH@;&5F=#L@9F]N="UF86UI;'DZ($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9B<^*3PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=P861D:6YG+6)O='1O;3H@,BXU<'0[(&9O;G0M9F%M:6QY.B!#86QI8G)I
M+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D
M(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=B;W)D97(M8F]T=&]M.B!";&%C
M:R`R+C5P="!D;W5B;&4[('1E>'0M86QI9VXZ(&QE9G0[(&9O;G0M9F%M:6QY
M.B!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^
M/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=B;W)D97(M8F]T=&]M.B!"
M;&%C:R`R+C5P="!D;W5B;&4[('1E>'0M86QI9VXZ(')I9VAT.R!F;VYT+69A
M;6EL>3H@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXH-2PP.#4\
M+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T
M;VTZ(#(N-7!T.R!T97AT+6%L:6=N.B!L969T.R!F;VYT+69A;6EL>3H@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXI/"]T9#X\+W1R/@T*/"]T
M86)L93X-"@T*/'`@<W1Y;&4],T0G9F]N=#H@,3!P="]N;W)M86P@0V%L:6)R
M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!M87)G:6XZ(#`[('1E>'0M86QI
M9VXZ(&IU<W1I9GDG/B8C,38P.SPO<#X-"@T*/'`@<W1Y;&4],T0G9F]N=#H@
M,3!P="]N;W)M86P@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!M
M87)G:6XZ(#`[('1E>'0M86QI9VXZ(&QE9G0G/CQF;VYT('-T>6QE/3-$)V9O
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M97)A=&EO;G,@;W(@8W5S=&]M97)S+CPO9F]N=#X\+W`^#0H-"CQP('-T>6QE
M/3-$)V9O;G0Z(#$P<'0O;F]R;6%L($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9CL@;6%R9VEN.B`P.R!T97AT+6%L:6=N.B!L969T)SXF(S$V,#L\
M+W`^#0H-"CQP('-T>6QE/3-$)V9O;G0Z(#$P<'0O;F]R;6%L($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9CL@;6%R9VEN.B`P.R!T97AT+6%L:6=N
M.B!L969T)SX\9F]N="!S='EL93TS1"=F;VYT+69A;6EL>3H@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF)SX\8CXH="D-"E)E8VQA<W-I9FEC871I
M;VYS/"]B/B`\+V9O;G0^/&9O;G0^+3PO9F]N=#X\9F]N="!S='EL93TS1"=F
M;VYT+69A;6EL>3H@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SX-
M"D-E<G1A:6X@86UO=6YT<R!F;W(@<')I;W(@>65A<G,@:&%V92!B965N(')E
M8VQA<W-I9FEE9"!T;R!C;VYF;W)M('1O('1H92`R,#$R('!R97-E;G1A=&EO
M;BX@5&AE(')E8VQA<W-I9FEC871I;VYS(&AA9"!N;R!E9F9E8W0-"F]N(&YE
M="!I;F-O;64@;W(@<VAA<F5H;VQD97)S)B,Q-#8[(&5Q=6ET>2!A<R!P<F5V
M:6]U<VQY('!R97-E;G1E9"P@;F]R(&1I9"!T:&5Y(&UA=&5R:6%L;'D@:6UP
M86-T('1R96YD<R!I;B!F:6YA;F-I86P@:6YF;W)M871I;VXN/"]F;VYT/CPO
M<#X-"@T*/'`@<W1Y;&4],T0G9F]N=#H@,3!P="]N;W)M86P@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF.R!M87)G:6XZ(#`[('1E>'0M86QI9VXZ
M(&QE9G0G/CQB/B8C,38P.SPO8CX\+W`^#0H-"CQP('-T>6QE/3-$)V9O;G0Z
M(#$P<'0O;F]R;6%L($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@
M;6%R9VEN.B`P.R!T97AT+6%L:6=N.B!L969T)SX\9F]N="!S='EL93TS1"=F
M;VYT+69A;6EL>3H@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SX\
M8CXH=2D-"E)E8V5N="!!8V-O=6YT:6YG(%!R;VYO=6YC96UE;G1S(#PO8CX\
M+V9O;G0^/&(^/&9O;G0^+3PO9F]N=#X\+V(^/&9O;G0@<W1Y;&4],T0G9F]N
M="UF86UI;'DZ($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^#0I)
M;B!!<')I;"`R,#$Q+"!T:&4@1D%30B!I<W-U960@861D:71I;VYA;"!G=6ED
M86YC92!T;R!A<W-I<W0@8W)E9&ET;W)S('=I=&@@=&AE:7(@9&5T97)M:6YA
M=&EO;B!O9B!W:&5N(&$@<F5S=')U8W1U<FEN9R!I<R!A(%1R;W5B;&5D#0I$
M96)T(%)E<W1R=6-T=7)I;F<@*"8C,30W.U1$4B8C,30X.RDN(%1H92!D971E
M<FUI;F%T:6]N(&ES(&)A<V5D(&]N('=H971H97(@=&AE(')E<W1R=6-T=7)I
M;F<@8V]N<W1I='5T97,@82!C;VYC97-S:6]N(&%N9"!W:&5T:&5R#0IT:&4@
M9&5B=&]R(&ES(&5X<&5R:65N8VEN9R!F:6YA;F-I86P@9&EF9FEC=6QT:65S
M(&%S(&)O=&@@979E;G1S(&UU<W0@8F4@<')E<V5N="X@5&AE(&YE=R!G=6ED
M86YC92!W87,@969F96-T:79E(&9O<B!T:&4@0V]M<&%N>0T*8F5G:6YN:6YG
M($IA;G5A<GD@,2P@,C`Q,B!A;F0@9&ED(&YO="!H879E(&$@;6%T97)I86P@
M969F96-T(&]N('1H92!#;VUP86YY)B,Q-#8[<R!41%(@9&5T97)M:6YA=&EO
M;G,N/"]F;VYT/CPO<#X-"@T*/'`@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI
M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[(&UA<F=I;CH@,"<^)B,Q-C`[
M/"]P/@T*#0H\<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9CL@;6%R9VEN.B`P)SY);B!-87D@,C`Q,2P@;F5W
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M#0IF;W(@=&AE($-O;7!A;GD@8F5G:6YN:6YG($IA;G5A<GD@,2P@,C`Q,B!A
M;F0@:&%D(&YO(&5F9F5C="!O;B!T:&4@9FEN86YC:6%L('-T871E;65N=',N
M/"]P/@T*#0H\<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9CL@;6%R9VEN.B`P)SXF(S$V,#L\+W`^#0H-"CQP
M('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF.R!M87)G:6XZ(#`G/E1H92!#;VUP<F5H96YS:79E($EN8V]M92!4
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M;VUP86YY(&]N($IA;G5A<GD@,2P@,C`Q,B!A;F0@:&%V92!B965N(&%P<&QI
M960@<F5T<F]S<&5C=&EV96QY+CPO<#X-"@T*/'`@<W1Y;&4],T0G9F]N=#H@
M,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[(&UA<F=I;CH@
M,"<^)B,Q-C`[/"]P/@T*#0H\<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@;6%R9VEN.B`P)SY4:&4@1D%3
M0B!A;65N9&5D('1H92!#;VUP<F5H96YS:79E($EN8V]M92!4;W!I8R!I;B!&
M96)R=6%R>2`R,#$S+@T*5&AE(&%M96YD;65N=',@861D<F5S<R!R97!O<G1I
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M:6YG(&%F=&5R($1E8V5M8F5R(#$U+"`R,#$R+B!%87)L>2!A9&]P=&EO;B!I
M<R!P97)M:71T960N(%1H92!#;VUP86YY(&1O97,@;F]T(&5X<&5C="!T:&5S
M92!A;65N9&UE;G1S('1O(&AA=F4@80T*;6%T97)I86P@969F96-T(&]N(&ET
M<R!F:6YA;F-I86P@<W1A=&5M96YT<RX\+W`^#0H-"CQP('-T>6QE/3-$)V9O
M;G0Z(#$P<'0O;F]R;6%L($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9CL@;6%R9VEN.B`P.R!T97AT+6%L:6=N.B!L969T)SXF(S$V,#L\+W`^#0H-
M"@T*#0H\<"!S='EL93TS1"=F;VYT.B`Q,'!T+VYO<FUA;"!#86QI8G)I+"!(
M96QV971I8V$L(%-A;G,M4V5R:68[(&UA<F=I;CH@,#L@=&5X="UA;&EG;CH@
M;&5F="<^)B,Q-C`[/"]P/@T*#0H\<"!S='EL93TS1"=F;VYT.B`Q,'!T+VYO
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M='=O+7-T97`-"F=O;V1W:6QL(&EM<&%I<FUE;G0@=&5S="X@5&AE<V4@86UE
M;F1M96YT<R!W97)E(&5F9F5C=&EV92!F;W(@=&AE($-O;7!A;GD@;VX@2F%N
M=6%R>2`Q+"`R,#$R(&%N9"!H860@;F\@969F96-T(&]N('1H92!F:6YA;F-I
M86P-"G-T871E;65N=',N/"]P/@T*#0H\<"!S='EL93TS1"=F;VYT.B`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@;6%R9VEN.B`P)SXF
M(S$V,#L\+W`^#0H-"CQP('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF.R!M87)G:6XZ(#`G/DEN($IU;'D@,C`Q
M,BP@=&AE($EN=&%N9VEB;&5S(%1O<&EC('=A<R!F=7)T:&5R(&%M96YD960@
M=&\@<&5R;6ET#0IA;B!E;G1I='D@=&\@8V]N<VED97(@<75A;&ET871I=F4@
M9F%C=&]R<R!T;R!D971E<FUI;F4@=VAE=&AE<B!I="!I<R!M;W)E(&QI:V5L
M>2!T:&%N(&YO="!T:&%T(&EN9&5F:6YI=&4M;&EV960@:6YT86YG:6)L92!A
M<W-E=',-"F%R92!I;7!A:7)E9"X@268@:70@:7,@9&5T97)M:6YE9"!T;R!B
M92!M;W)E(&QI:V5L>2!T:&%N(&YO="!T:&%T(&EN9&5F:6YI=&4M;&EV960@
M:6YT86YG:6)L92!A<W-E=',@87)E(&EM<&%I<F5D+"!T:&5N('1H92!E;G1I
M='D-"FES(')E<75I<F5D('1O(&1E=&5R;6EN92!T:&4@9F%I<B!V86QU92!O
M9B!T:&4@:6YD969I;FET92UL:79E9"!I;G1A;F=I8FQE(&%S<V5T(&%N9"!P
M97)F;W)M('1H92!Q=6%N=&ET871I=F4@:6UP86ER;65N="!T97-T(&)Y#0IC
M;VUP87)I;F<@=&AE(&9A:7(@=F%L=64@=VET:"!T:&4@8V%R<GEI;F<@86UO
M=6YT+B!4:&4@86UE;F1M96YT<R!A<F4@969F96-T:79E(&9O<B!A;FYU86P@
M86YD(&EN=&5R:6T@:6UP86ER;65N="!T97-T<R!P97)F;W)M960-"F9O<B!F
M:7-C86P@>65A<G,@8F5G:6YN:6YG(&%F=&5R(%-E<'1E;6)E<B`Q-2P@,C`Q
M,BX@16%R;'D@861O<'1I;VX@:7,@<&5R;6ET=&5D+B!4:&4@86UE;F1M96YT
M<R!A<F4@;F]T(&5X<&5C=&5D('1O(&AA=F4@82!M871E<FEA;`T*969F96-T
M(&]N('1H92!#;VUP86YY)B,Q-#8[<R!F:6YA;F-I86P@<W1A=&5M96YT<RX\
M+W`^#0H-"CQP('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF.R!M87)G:6XZ(#`G/B8C,38P.SPO<#X-"@T*/'`@
M<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68[(&UA<F=I;CH@,"<^26X@3V-T;V)E<B`R,#$R+"!T:&4@0G5S:6YE
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M:&%N9V5S('=I;&P@8F4@969F96-T:79E(&9O<B`R,#$S+"!H;W=E=F5R(&5A
M<FQY(&%D;W!T:6]N#0II<R!P97)M:71T960N(%1H92!A;65N9&UE;G1S(&%R
M92!N;W0@97AP96-T960@=&\@:&%V92!A(&UA=&5R:6%L(&5F9F5C="!O;B!T
M:&4@0V]M<&%N>28C,30V.W,@9FEN86YC:6%L('-T871E;65N=',N/"]P/@T*
M#0H\<"!S='EL93TS1"=F;VYT.B`Q,'!T+S$P+C`U<'0@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF.R!M87)G:6XZ(#`[('1E>'0M86QI9VXZ(&IU
M<W1I9GDG/B8C,38P.SPO<#X-"@T*/'`@<W1Y;&4],T0G9F]N=#H@,3!P="!#
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M<RX\+W`^#0H-"CQP('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF.R!M87)G:6XZ(#`G/B8C,38P.R8C,38P.SPO
M<#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@/"]T86)L
M93X-"B`@/"]B;V1Y/@T*/"]H=&UL/@T*#0HM+2TM+2T]7TYE>'1087)T7V8Y
M,#8S9#)A7S`S935?-#DT-%]A8C0Y7S(P930S9&$V.6$X-@T*0V]N=&5N="U,
M;V-A=&EO;CH@9FEL93HO+R]#.B]F.3`V,V0R85\P,V4U7S0Y-#1?86(T.5\R
M,&4T,V1A-CEA.#8O5V]R:W-H965T<R]3:&5E=#`Y+FAT;6P-"D-O;G1E;G0M
M5')A;G-F97(M16YC;V1I;F<Z('%U;W1E9"UP<FEN=&%B;&4-"D-O;G1E;G0M
M5'EP93H@=&5X="]H=&UL.R!C:&%R<V5T/2)U<RUA<V-I:2(-"@T*/&AT;6P^
M#0H@(#QH96%D/@T*("`@(#Q-151!(&AT='`M97%U:78],T1#;VYT96YT+51Y
M<&4@8V]N=&5N=#TS1"=T97AT+VAT;6P[(&-H87)S970]=71F+3@G/CQS8W)I
M<'0@='EP93TS1'1E>'0O:F%V87-C<FEP="!S<F,],T13:&]W+FIS/B\J($1O
M($YO="!296UO=F4@5&AI<R!#;VUM96YT("HO/"]S8W)I<'0^/"]H96%D/@T*
M("`\8F]D>3X-"B`@("`\=&%B;&4@8VQA<W,],T1R97!O<G0@:60],T1)1#!%
M3$4^#0H@("`@("`\='(^#0H@("`@("`@(#QT:"!C;&%S<STS1'1L(&-O;'-P
M86X],T0Q(')O=W-P86X],T0R/CQS=')O;F<^06-Q=6ES:71I;VYS("T@0V]M
M<&QE=&5D(&%N9"!096YD:6YG/&)R/CPO<W1R;VYG/CPO=&@^#0H@("`@("`@
M(#QT:"!C;&%S<STS1'1H(&-O;'-P86X],T0Q/C$R($UO;G1H<R!%;F1E9#PO
M=&@^#0H@("`@("`\+W1R/@T*("`@("`@/'1R/@T*("`@("`@("`\=&@@8VQA
M<W,],T1T:#Y$96,N(#,Q+"`R,#$R/&)R/CPO=&@^#0H@("`@("`\+W1R/@T*
M("`@("`@/'1R(&-L87-S/3-$<F4^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L
M('9A;&EG;CTS1'1O<#X\<W1R;VYG/D)U<VEN97-S($-O;6)I;F%T:6]N<R!;
M06)S=')A8W1=/"]S=')O;F<^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$
M=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\
M='(@8VQA<W,],T1R;SX-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N
M/3-$=&]P/D%C<75I<VET:6]N<SPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS
M1'1E>'0^/'`@<W1Y;&4],T0G9F]N=#H@,3!P="]N;W)M86P@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF.R!M87)G:6XZ(#`[('1E>'0M86QI9VXZ
M(&QE9G0G/CQB/DYO=&4@,BX@06-Q=6ES:71I;VYS("8C,34P.R!#;VUP;&5T
M960-"F%N9"!096YD:6YG/"]B/B8C,38P.SPO<#X-"@T*/'`@<W1Y;&4],T0G
M9F]N=#H@,3!P="\Q,"XP-7!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9CL@;6%R9VEN.B`P.R!T97AT+6%L:6=N.B!J=7-T:69Y.R!T97AT+6EN
M9&5N=#H@,"XR-6EN)SXF(S$V,#L\+W`^#0H-"CQP('-T>6QE/3-$)V9O;G0Z
M(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!M87)G:6XZ
M(#`[('1E>'0M86QI9VXZ(&QE9G0[('1E>'0M:6YD96YT.B`P:6XG/E1H92!#
M;VUP86YY(&1I9"!N;W0@8V]M<&QE=&4-"F%N>2!S:6=N:69I8V%N="!A8W%U
M:7-I=&EO;G,@9'5R:6YG(#(P,3`N(%1H92!#;VUP86YY(&-O;7!L971E9"!T
M:&4@86-Q=6ES:71I;VYS(&1E<V-R:6)E9"!B96QO=R!I;B`R,#$Q(&%N9"`R
M,#$R+B!4:&4@<F5S=6QT<PT*;V8@96%C:"!A8W%U:7)E9"!C;VUP86YY+V)R
M86YC:"!A<F4@:6YC;'5D960@:6X@=&AE($-O;7!A;GDF(S$T-CMS(')E<W5L
M=',@8F5G:6YN:6YG(&]N(&ET<R!R97-P96-T:79E(&%C<75I<VET:6]N(&1A
M=&4N/"]P/@T*#0H\<"!S='EL93TS1"=F;VYT.B`Q,'!T+VYO<FUA;"!#86QI
M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[(&UA<F=I;CH@,#L@=&5X="UA
M;&EG;CH@;&5F="<^)B,Q-C`[/"]P/@T*#0H\<"!S='EL93TS1"=F;VYT.B`Q
M,'!T+VYO<FUA;"!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[(&UA
M<F=I;CH@,#L@=&5X="UA;&EG;CH@;&5F=#L@=&5X="UI;F1E;G0Z(#`N-6EN
M)SXH,2D@3VX@2F%N=6%R>2`R,2P-"C(P,3$L('1H92!"86YK(&5N=&5R960@
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M/"]P/@T*#0H\<"!S='EL93TS1"=F;VYT.B`Q,'!T+VYO<FUA;"!#86QI8G)I
M+"!(96QV971I8V$L(%-A;G,M4V5R:68[(&UA<F=I;CH@,#L@=&5X="UA;&EG
M;CH@;&5F=#L@=&5X="UI;F1E;G0Z(#`N,C5I;B<^)B,Q-C`[/"]P/@T*#0H\
M<"!S='EL93TS1"=F;VYT.B`Q,'!T+VYO<FUA;"!#86QI8G)I+"!(96QV971I
M8V$L(%-A;G,M4V5R:68[(&UA<F=I;CH@,#L@=&5X="UA;&EG;CH@;&5F="<^
M5&AE($)A;FL@;V8@07-H979I;&QE(&]P97)A=&5D('1H<F]U9V@-"F9I=F4@
M8G)A;F-H97,@:6X@07-H979I;&QE+"!.;W)T:"!#87)O;&EN82!W:71H('1O
M=&%L(&%S<V5T<R!O9B!A<'!R;WAI;6%T96QY("0Q.3@@;6EL;&EO;B!A;F0@
M-3`@96UP;&]Y965S+CPO<#X-"@T*/'`@<W1Y;&4],T0G9F]N=#H@,3!P="]N
M;W)M86P@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!M87)G:6XZ
M(#`[('1E>'0M86QI9VXZ(&QE9G0[('1E>'0M:6YD96YT.B`P+C(U:6XG/B8C
M,38P.SPO<#X-"@T*/'`@<W1Y;&4],T0G9F]N=#H@,3!P="]N;W)M86P@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!M87)G:6XZ(#`[('1E>'0M
M86QI9VXZ(&QE9G0G/E-U8G-T86YT:6%L;'D@86QL(&]F('1H92!L;V%N<R!A
M;F0@9F]R96-L;W-E9`T*<F5A;"!E<W1A=&4@<'5R8VAA<V5D(&%R92!C;W9E
M<F5D(&)Y(&QO<W,@<VAA<F4@86=R965M96YT<R!B971W965N('1H92!&1$E#
M(&%N9"!&:7)S="!"86YK+"!W:&EC:"!A9F9O<F0@1FER<W0@0F%N:R!S:6=N
M:69I8V%N=`T*;&]S<R!P<F]T96-T:6]N+B!5;F1E<B!T:&4@;&]S<R!S:&%R
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M<#X-"@T*/'`@<W1Y;&4],T0G9F]N=#H@,3!P="]N;W)M86P@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF.R!M87)G:6XZ(#`[('1E>'0M86QI9VXZ
M(&QE9G0[('1E>'0M:6YD96YT.B`P+C(U:6XG/B8C,38P.SPO<#X-"@T*/'`@
M<W1Y;&4],T0G9F]N=#H@,3!P="]N;W)M86P@0V%L:6)R:2P@2&5L=F5T:6-A
M+"!386YS+5-E<FEF.R!M87)G:6XZ(#`[('1E>'0M86QI9VXZ(&QE9G0G/D9I
M<G-T($)A;FL@<F5C96EV960@82`D,C,N.2!M:6QL:6]N(&1I<V-O=6YT#0IO
M;B!T:&4@87-S971S(&%C<75I<F5D(&%N9"!P86ED(&YO(&1E<&]S:70@<')E
M;6EU;2X@5&AE(&%C<75I<VET:6]N('=A<R!A8V-O=6YT960@9F]R('5N9&5R
M('1H92!P=7)C:&%S92!M971H;V0@;V8@86-C;W5N=&EN9R!I;@T*86-C;W)D
M86YC92!W:71H(')E;&5V86YT(&%C8V]U;G1I;F<@9W5I9&%N8V4N(%1H92!S
M=&%T96UE;G0@;V8@;F5T(&%S<V5T<R!A8W%U:7)E9"!A<R!O9B!*86YU87)Y
M(#(Q+"`R,#$Q(&%N9"!T:&4@<F5S=6QT:6YG(&=A:6X-"F%R92!P<F5S96YT
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M;W5N="!O9B`D-#(N,B!M:6QL:6]N+"!W:&EC:"!R97!R97-E;G1E9"!T:&4@
M9F%I<B!V86QU92!O9B!T:&4@1D1)0R8C,30V.W,@<&]R=&EO;B!O9B!T:&4@
M;&]S<V5S('1H870@87)E#0IE>'!E8W1E9"!T;R!B92!I;F-U<G)E9"!A;F0@
M<F5I;6)U<G-E9"!T;R!T:&4@0V]M<&%N>2X\+W`^#0H-"CQP('-T>6QE/3-$
M)V9O;G0Z(#$P<'0O;F]R;6%L($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9CL@;6%R9VEN.B`P.R!T97AT+6%L:6=N.B!L969T.R!T97AT+6EN9&5N
M=#H@,"XR-6EN)SXF(S$V,#L\+W`^#0H-"CQP('-T>6QE/3-$)V9O;G0Z(#$P
M<'0O;F]R;6%L($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@;6%R
M9VEN.B`P.R!T97AT+6%L:6=N.B!L969T)SY!;B!A8W%U:7-I=&EO;B!G86EN
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M;65D+CPO<#X-"@T*/'`@<W1Y;&4],T0G9F]N=#H@,3!P="]N;W)M86P@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!M87)G:6XZ(#`[('1E>'0M
M86QI9VXZ(&QE9G0[('1E>'0M:6YD96YT.B`P+C(U:6XG/B8C,38P.SPO<#X-
M"@T*/'`@<W1Y;&4],T0G9F]N=#H@,3!P="]N;W)M86P@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF.R!M87)G:6XZ(#`[('1E>'0M86QI9VXZ(&QE
M9G0G/E1H92!S=&%T96UE;G0@;V8@;F5T(&%S<V5T<R!A8W%U:7)E9"!A<PT*
M;V8@2F%N=6%R>2`R,2P@,C`Q,2!A;F0@=&AE(')E<W5L=&EN9R!G86EN('1H
M870@=V%S(')E8V]R9&5D(&%R92!P<F5S96YT960@:6X@=&AE(&9O;&QO=VEN
M9R!T86)L92X\+W`^#0H-"@T*#0H-"@T*/'`@<W1Y;&4],T0G9F]N=#H@,3!P
M="\Q,"XP-7!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@;6%R
M9VEN.B`P.R!T97AT+6%L:6=N.B!J=7-T:69Y.R!T97AT+6EN9&5N=#H@,"XR
M-6EN)SXF(S$V,#L\+W`^#0H-"CQT86)L92!C96QL<&%D9&EN9STS1#`@8V5L
M;'-P86-I;F<],T0P('-T>6QE/3-$)V)O<F1E<BUC;VQL87!S93H@8V]L;&%P
M<V4[('=I9'1H.B`Q,#`E.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9B<^#0H\='(@<W1Y;&4],T0G=F5R=&EC86PM86QI9VXZ
M(&)O='1O;3L@9F]N="UF86UI;'DZ($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9B<^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T
M97AT+6%L:6=N.B!J=7-T:69Y.R!F;VYT+69A;6EL>3H@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF)SX\<"!S='EL93TS1"=F;VYT.B`Q,'!T+S$P
M+C`U<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!M87)G:6XZ
M(#`[('1E>'0M86QI9VXZ(&IU<W1I9GDG/B8C,38P.SPO<#X\<"!S='EL93TS
M1"=F;VYT.B`Q,'!T+S$P+C`U<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF.R!M87)G:6XZ(#`[('1E>'0M86QI9VXZ(&IU<W1I9GDG/CQI/B@D
M(&EN('1H;W5S86YD<RD\+VD^/"]P/CPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A
M<"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@,7!T.R!F;VYT+69A;6EL>3H@
M0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*
M("`@(#QT9"!C;VQS<&%N/3-$,B!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
M=&5X="UA;&EG;CH@8V5N=&5R.R!B;W)D97(M8F]T=&]M.B!";&%C:R`Q<'0@
M<V]L:60[(&9O;G0M9F%M:6QY.B!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68G/D%S(#QB<B`O/E)E8V]R9&5D(&)Y(#QB<B`O/E1H92!"86YK(&]F
M/&)R("\^($%S:&5V:6QL93PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL
M93TS1"=P861D:6YG+6)O='1O;3H@,7!T.R!F;VYT+69A;6EL>3H@0V%L:6)R
M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R
M87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#%P=#L@9F]N
M="UF86UI;'DZ($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q
M-C`[/"]T9#X-"B`@("`\=&0@8V]L<W!A;CTS1#(@;F]W<F%P/3-$;F]W<F%P
M('-T>6QE/3-$)W1E>'0M86QI9VXZ(&-E;G1E<CL@8F]R9&5R+6)O='1O;3H@
M0FQA8VL@,7!T('-O;&ED.R!F;VYT+69A;6EL>3H@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF)SY&86ER(#QB<B`O/E9A;'5E(#QB<B`O/D%D:G5S
M=&UE;G1S/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I
M;F<M8F]T=&]M.B`Q<'0[(&9O;G0M9F%M:6QY.B!#86QI8G)I+"!(96QV971I
M8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A
M<"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@,7!T.R!F;VYT+69A;6EL>3H@
M0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*
M("`@(#QT9"!C;VQS<&%N/3-$,B!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
M=&5X="UA;&EG;CH@8V5N=&5R.R!B;W)D97(M8F]T=&]M.B!";&%C:R`Q<'0@
M<V]L:60[(&9O;G0M9F%M:6QY.B!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68G/D%S(#QB<B`O/E)E8V]R9&5D(&)Y(#QB<B`O/G1H92!#;VUP86YY
M/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T
M=&]M.B`Q<'0[(&9O;G0M9F%M:6QY.B!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68G/B8C,38P.SPO=&0^/"]T<CX-"CQT<B!S='EL93TS1"=V97)T
M:6-A;"UA;&EG;CH@8F]T=&]M.R!B86-K9W)O=6YD+6-O;&]R.B!R9V(H,C`T
M+#(S."PR-34I.R!F;VYT+69A;6EL>3H@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF)SX-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$
M)W1E>'0M86QI9VXZ(&IU<W1I9GD[(&)O<F1E<BUB;W1T;VTZ($)L86-K(#%P
M="!S;VQI9#L@9F]N="UF86UI;'DZ($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9B<^07-S971S/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE
M/3-$)W!A9&1I;F<M8F]T=&]M.B`Q<'0[(&9O;G0M9F%M:6QY.B!#86QI8G)I
M+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D
M(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@,7!T
M.R!T97AT+6%L:6=N.B!L969T.R!F;VYT+69A;6EL>3H@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#%P=#L@=&5X="UA;&EG
M;CH@<FEG:'0[(&9O;G0M9F%M:6QY.B!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL
M93TS1"=P861D:6YG+6)O='1O;3H@,7!T.R!T97AT+6%L:6=N.B!L969T.R!F
M;VYT+69A;6EL>3H@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF
M(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN
M9RUB;W1T;VTZ(#%P=#L@9F]N="UF86UI;'DZ($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`Q<'0[('1E>'0M86QI
M9VXZ(&QE9G0[(&9O;G0M9F%M:6QY.B!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL
M93TS1"=P861D:6YG+6)O='1O;3H@,7!T.R!T97AT+6%L:6=N.B!R:6=H=#L@
M9F]N="UF86UI;'DZ($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^
M)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I
M;F<M8F]T=&]M.B`Q<'0[('1E>'0M86QI9VXZ(&QE9G0[(&9O;G0M9F%M:6QY
M.B!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^
M/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@
M,7!T.R!F;VYT+69A;6EL>3H@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y
M;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#%P=#L@=&5X="UA;&EG;CH@;&5F=#L@
M9F]N="UF86UI;'DZ($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^
M)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I
M;F<M8F]T=&]M.B`Q<'0[('1E>'0M86QI9VXZ(')I9VAT.R!F;VYT+69A;6EL
M>3H@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D
M/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ
M(#%P=#L@=&5X="UA;&EG;CH@;&5F=#L@9F]N="UF86UI;'DZ($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\+W1R/@T*/'1R
M('-T>6QE/3-$)W9E<G1I8V%L+6%L:6=N.B!B;W1T;VT[(&)A8VMG<F]U;F0M
M8V]L;W(Z(%=H:71E.R!F;VYT+69A;6EL>3H@0V%L:6)R:2P@2&5L=F5T:6-A
M+"!386YS+5-E<FEF)SX-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE
M/3-$)W=I9'1H.B`V-R4[('1E>'0M86QI9VXZ(&IU<W1I9GD[(&9O;G0M9F%M
M:6QY.B!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/D-A<V@@86YD
M(&-A<V@@97%U:79A;&5N=',\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y
M;&4],T0G=VED=&@Z(#$E.R!F;VYT+69A;6EL>3H@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G=VED=&@Z(#$E.R!T97AT+6%L:6=N.B!L969T
M.R!F;VYT+69A;6EL>3H@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF
M)SXD/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W=I9'1H.B`X
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M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S
M='EL93TS1"=W:61T:#H@,24[('1E>'0M86QI9VXZ(&QE9G0[(&9O;G0M9F%M
M:6QY.B!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO
M=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=W:61T:#H@."4[('1E
M>'0M86QI9VXZ(')I9VAT.R!F;VYT+69A;6EL>3H@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF)SXF(S$U,3L\+W1D/CQT9"!N;W=R87`],T1N;W=R
M87`@<W1Y;&4],T0G=VED=&@Z(#$E.R!T97AT+6%L:6=N.B!L969T.R!F;VYT
M+69A;6EL>3H@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V
M,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=VED=&@Z(#$E
M.R!F;VYT+69A;6EL>3H@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF
M)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4]
M,T0G=VED=&@Z(#$E.R!T97AT+6%L:6=N.B!L969T.R!F;VYT+69A;6EL>3H@
M0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=VED=&@Z(#@E.R!T97AT+6%L
M:6=N.B!R:6=H=#L@9F]N="UF86UI;'DZ($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9B<^,C<L,CDW/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T
M>6QE/3-$)W=I9'1H.B`Q)3L@=&5X="UA;&EG;CH@;&5F=#L@9F]N="UF86UI
M;'DZ($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T
M9#X\+W1R/@T*/'1R('-T>6QE/3-$)W9E<G1I8V%L+6%L:6=N.B!B;W1T;VT[
M(&)A8VMG<F]U;F0M8V]L;W(Z(')G8B@R,#0L,C,X+#(U-2D[(&9O;G0M9F%M
M:6QY.B!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/@T*("`@(#QT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@:G5S=&EF
M>3L@9F]N="UF86UI;'DZ($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9B<^4V5C=7)I=&EE<SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=F;VYT+69A;6EL>3H@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF
M)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4]
M,T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N="UF86UI;'DZ($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT+69A;6EL
M>3H@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXT+#0V,3PO=&0^
M/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T
M.R!F;VYT+69A;6EL>3H@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF
M)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N
M="UF86UI;'DZ($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q
M-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E
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M+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA
M;&EG;CH@;&5F=#L@9F]N="UF86UI;'DZ($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T
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M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/@T*("`@(#QT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@:G5S=&EF>3L@9F]N="UF
M86UI;'DZ($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^3&]A;G,\
M+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N="UF86UI;'DZ
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-
M"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ
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M/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N="UF86UI;'DZ($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@
M("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE
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M+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D
M(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F
M;VYT+69A;6EL>3H@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF
M(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA
M;&EG;CH@<FEG:'0[(&9O;G0M9F%M:6QY.B!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68G/C$P,BPR-C@\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@
M<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N="UF86UI;'DZ($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\+W1R/@T*
M/'1R('-T>6QE/3-$)W9E<G1I8V%L+6%L:6=N.B!B;W1T;VT[(&)A8VMG<F]U
M;F0M8V]L;W(Z(')G8B@R,#0L,C,X+#(U-2D[(&9O;G0M9F%M:6QY.B!#86QI
M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/@T*("`@(#QT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@:G5S=&EF>3L@9F]N="UF
M86UI;'DZ($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^0V]R92!D
M97!O<VET(&EN=&%N9VEB;&4\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y
M;&4],T0G9F]N="UF86UI;'DZ($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T
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M)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4]
M,T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N="UF86UI;'DZ($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT+69A;6EL
M>3H@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXR-S<\+W1D/CQT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@
M9F]N="UF86UI;'DZ($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^
M)B,Q-C`[*&(I/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O
M;G0M9F%M:6QY.B!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C
M,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T
M97AT+6%L:6=N.B!L969T.R!F;VYT+69A;6EL>3H@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R
M87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0M9F%M:6QY.B!#
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M86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/@T*("`@(#QT9"!N;W=R
M87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@:G5S=&EF>3L@9F]N
M="UF86UI;'DZ($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^1D1)
M0R!I;F1E;6YI9FEC871I;VX@87-S970\+W1D/CQT9"!N;W=R87`],T1N;W=R
M87`@<W1Y;&4],T0G9F]N="UF86UI;'DZ($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W
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M+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@
M<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N="UF86UI;'DZ($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W
M<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT
M+69A;6EL>3H@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXT,BPR
M,3@\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG
M;CH@;&5F=#L@9F]N="UF86UI;'DZ($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9B<^)B,Q-C`[*&,I/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T
M>6QE/3-$)V9O;G0M9F%M:6QY.B!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S
M='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT+69A;6EL>3H@0V%L:6)R
M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R
M87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0M
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M<RU397)I9B<^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T
M97AT+6%L:6=N.B!J=7-T:69Y.R!F;VYT+69A;6EL>3H@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF)SY&;W)E8VQO<V5D('!R;W!E<G1I97,\+W1D
M/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N="UF86UI;'DZ($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@
M("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE
M9G0[(&9O;G0M9F%M:6QY.B!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R
M:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T
M97AT+6%L:6=N.B!R:6=H=#L@9F]N="UF86UI;'DZ($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9B<^,RPU,#$\+W1D/CQT9"!N;W=R87`],T1N;W=R
M87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N="UF86UI;'DZ($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@
M;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0M9F%M:6QY.B!#86QI8G)I
M+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D
M(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F
M;VYT+69A;6EL>3H@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF
M(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA
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M971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A
M<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT+69A
M;6EL>3H@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\
M+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@
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M<RU397)I9B<^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T
M97AT+6%L:6=N.B!J=7-T:69Y.R!P861D:6YG+6)O='1O;3H@,7!T.R!F;VYT
M+69A;6EL>3H@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SY/=&AE
M<B!A<W-E=',\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D
M9&EN9RUB;W1T;VTZ(#%P=#L@9F]N="UF86UI;'DZ($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P
M/3-$;F]W<F%P('-T>6QE/3-$)V)O<F1E<BUB;W1T;VTZ($)L86-K(#%P="!S
M;VQI9#L@=&5X="UA;&EG;CH@;&5F=#L@9F]N="UF86UI;'DZ($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P
M/3-$;F]W<F%P('-T>6QE/3-$)V)O<F1E<BUB;W1T;VTZ($)L86-K(#%P="!S
M;VQI9#L@=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0M9F%M:6QY.B!#86QI8G)I
M+"!(96QV971I8V$L(%-A;G,M4V5R:68G/C$L,30V/"]T9#X\=&0@;F]W<F%P
M/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`Q<'0[('1E>'0M
M86QI9VXZ(&QE9G0[(&9O;G0M9F%M:6QY.B!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S
M='EL93TS1"=P861D:6YG+6)O='1O;3H@,7!T.R!F;VYT+69A;6EL>3H@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@
M(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G8F]R9&5R+6)O='1O;3H@
M0FQA8VL@,7!T('-O;&ED.R!T97AT+6%L:6=N.B!L969T.R!F;VYT+69A;6EL
M>3H@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D
M/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G8F]R9&5R+6)O='1O;3H@
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M;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`Q<'0[(&9O;G0M9F%M
M:6QY.B!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO
M=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=B;W)D97(M
M8F]T=&]M.B!";&%C:R`Q<'0@<V]L:60[('1E>'0M86QI9VXZ(&QE9G0[(&9O
M;G0M9F%M:6QY.B!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C
M,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=B;W)D97(M
M8F]T=&]M.B!";&%C:R`Q<'0@<V]L:60[('1E>'0M86QI9VXZ(')I9VAT.R!F
M;VYT+69A;6EL>3H@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXW
M-S8\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB
M;W1T;VTZ(#%P=#L@=&5X="UA;&EG;CH@;&5F=#L@9F]N="UF86UI;'DZ($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\+W1R
M/@T*/'1R('-T>6QE/3-$)W9E<G1I8V%L+6%L:6=N.B!B;W1T;VT[(&)A8VMG
M<F]U;F0M8V]L;W(Z(')G8B@R,#0L,C,X+#(U-2D[(&9O;G0M9F%M:6QY.B!#
M86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/@T*("`@(#QT9"!N;W=R
M87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@:G5S=&EF>3L@<&%D
M9&EN9RUB;W1T;VTZ(#%P=#L@9F]N="UF86UI;'DZ($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[)B,Q-C`[)B,Q-C`[5&]T86P\+W1D
M/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ
M(#%P=#L@9F]N="UF86UI;'DZ($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T
M>6QE/3-$)V)O<F1E<BUB;W1T;VTZ($)L86-K(#%P="!S;VQI9#L@=&5X="UA
M;&EG;CH@;&5F=#L@9F]N="UF86UI;'DZ($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T
M>6QE/3-$)V)O<F1E<BUB;W1T;VTZ($)L86-K(#%P="!S;VQI9#L@=&5X="UA
M;&EG;CH@<FEG:'0[(&9O;G0M9F%M:6QY.B!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68G/C$Y,"PS.3D\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@
M<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#%P=#L@=&5X="UA;&EG;CH@;&5F
M=#L@9F]N="UF86UI;'DZ($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A
M9&1I;F<M8F]T=&]M.B`Q<'0[(&9O;G0M9F%M:6QY.B!#86QI8G)I+"!(96QV
M971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A
M<#TS1&YO=W)A<"!S='EL93TS1"=B;W)D97(M8F]T=&]M.B!";&%C:R`Q<'0@
M<V]L:60[('1E>'0M86QI9VXZ(&QE9G0[(&9O;G0M9F%M:6QY.B!#86QI8G)I
M+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A
M<#TS1&YO=W)A<"!S='EL93TS1"=B;W)D97(M8F]T=&]M.B!";&%C:R`Q<'0@
M<V]L:60[('1E>'0M86QI9VXZ(')I9VAT.R!F;VYT+69A;6EL>3H@0V%L:6)R
M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXH,3$L-S8P/"]T9#X\=&0@;F]W
M<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`Q<'0[('1E
M>'0M86QI9VXZ(&QE9G0[(&9O;G0M9F%M:6QY.B!#86QI8G)I+"!(96QV971I
M8V$L(%-A;G,M4V5R:68G/BD\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y
M;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#%P=#L@9F]N="UF86UI;'DZ($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\
M=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V)O<F1E<BUB;W1T;VTZ($)L
M86-K(#%P="!S;VQI9#L@=&5X="UA;&EG;CH@;&5F=#L@9F]N="UF86UI;'DZ
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\
M=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V)O<F1E<BUB;W1T;VTZ($)L
M86-K(#%P="!S;VQI9#L@=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0M9F%M:6QY
M.B!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/C$W."PV,SD\+W1D
M/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ
M(#%P=#L@=&5X="UA;&EG;CH@;&5F=#L@9F]N="UF86UI;'DZ($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\+W1R/@T*/'1R
M('-T>6QE/3-$)W9E<G1I8V%L+6%L:6=N.B!B;W1T;VT[(&)A8VMG<F]U;F0M
M8V]L;W(Z(%=H:71E.R!F;VYT+69A;6EL>3H@0V%L:6)R:2P@2&5L=F5T:6-A
M+"!386YS+5-E<FEF)SX-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE
M/3-$)W1E>'0M86QI9VXZ(&IU<W1I9GD[(&9O;G0M9F%M:6QY.B!#86QI8G)I
M+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A
M<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT+69A;6EL>3H@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R
M87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N="UF
M86UI;'DZ($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[
M/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ
M(')I9VAT.R!F;VYT+69A;6EL>3H@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4]
M,T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N="UF86UI;'DZ($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)V9O;G0M9F%M:6QY.B!#86QI8G)I+"!(96QV971I
M8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS
M1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT+69A;6EL
M>3H@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D
M/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG
M:'0[(&9O;G0M9F%M:6QY.B!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R
M:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T
M97AT+6%L:6=N.B!L969T.R!F;VYT+69A;6EL>3H@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R
M87`@<W1Y;&4],T0G9F]N="UF86UI;'DZ($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0M9F%M:6QY.B!#
M86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D
M(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!R:6=H=#L@
M9F]N="UF86UI;'DZ($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^
M)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M
M86QI9VXZ(&QE9G0[(&9O;G0M9F%M:6QY.B!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/"]T<CX-"CQT<B!S='EL93TS1"=V
M97)T:6-A;"UA;&EG;CH@8F]T=&]M.R!B86-K9W)O=6YD+6-O;&]R.B!R9V(H
M,C`T+#(S."PR-34I.R!F;VYT+69A;6EL>3H@0V%L:6)R:2P@2&5L=F5T:6-A
M+"!386YS+5-E<FEF)SX-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE
M/3-$)W1E>'0M86QI9VXZ(&IU<W1I9GD[(&)O<F1E<BUB;W1T;VTZ($)L86-K
M(#%P="!S;VQI9#L@9F]N="UF86UI;'DZ($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9B<^3&EA8FEL:71I97,\+W1D/CQT9"!N;W=R87`],T1N;W=R
M87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#%P=#L@9F]N="UF86UI;'DZ
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-
M"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T
M=&]M.B`Q<'0[('1E>'0M86QI9VXZ(&QE9G0[(&9O;G0M9F%M:6QY.B!#86QI
M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO
M=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@,7!T.R!T
M97AT+6%L:6=N.B!R:6=H=#L@9F]N="UF86UI;'DZ($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`Q<'0[('1E>'0M86QI9VXZ
M(&QE9G0[(&9O;G0M9F%M:6QY.B!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=P861D:6YG+6)O='1O;3H@,7!T.R!F;VYT+69A;6EL>3H@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N
M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#%P=#L@
M=&5X="UA;&EG;CH@;&5F=#L@9F]N="UF86UI;'DZ($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`Q<'0[('1E>'0M86QI9VXZ
M(')I9VAT.R!F;VYT+69A;6EL>3H@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4]
M,T0G<&%D9&EN9RUB;W1T;VTZ(#%P=#L@=&5X="UA;&EG;CH@;&5F=#L@9F]N
M="UF86UI;'DZ($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q
M-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M
M8F]T=&]M.B`Q<'0[(&9O;G0M9F%M:6QY.B!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO
M=W)A<"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@,7!T.R!T97AT+6%L:6=N
M.B!L969T.R!F;VYT+69A;6EL>3H@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4]
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M96QV971I8V$L(%-A;G,M4V5R:68G/@T*("`@(#QT9"!N;W=R87`],T1N;W=R
M87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@:G5S=&EF>3L@9F]N="UF86UI;'DZ
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^1&5P;W-I=',\+W1D
M/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N="UF86UI;'DZ($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@
M("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE
M9G0[(&9O;G0M9F%M:6QY.B!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R
M:68G/B0\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA
M;&EG;CH@<FEG:'0[(&9O;G0M9F%M:6QY.B!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68G/C$Y,BPR.#0\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@
M<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N="UF86UI;'DZ($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W
M<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0M9F%M:6QY.B!#86QI8G)I+"!(
M96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO
M=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT
M+69A;6EL>3H@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V
M,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG
M;CH@<FEG:'0[(&9O;G0M9F%M:6QY.B!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68G/C0V,#PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=T97AT+6%L:6=N.B!L969T.R!F;VYT+69A;6EL>3H@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#LH9BD\+W1D/CQT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G9F]N="UF86UI;'DZ($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P
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M;'9E=&EC82P@4V%N<RU397)I9B<^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A
M<"!S='EL93TS1"=T97AT+6%L:6=N.B!J=7-T:69Y.R!F;VYT+69A;6EL>3H@
M0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SY";W)R;W=I;F=S/"]T
M9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0M9F%M:6QY.B!#
M86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@
M("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L
M969T.R!F;VYT+69A;6EL>3H@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
M=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0M9F%M:6QY.B!#86QI8G)I+"!(96QV
M971I8V$L(%-A;G,M4V5R:68G/C0L,#`T/"]T9#X\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0M9F%M:6QY.B!#
M86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D
M(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT+69A;6EL>3H@0V%L:6)R
M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@
M9F]N="UF86UI;'DZ($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^
M)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M
M86QI9VXZ(')I9VAT.R!F;VYT+69A;6EL>3H@0V%L:6)R:2P@2&5L=F5T:6-A
M+"!386YS+5-E<FEF)SXW-SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL
M93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT+69A;6EL>3H@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#LH9RD\+W1D/CQT9"!N;W=R
M87`],T1N;W=R87`@<W1Y;&4],T0G9F]N="UF86UI;'DZ($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W
M<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0M
M9F%M:6QY.B!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P
M.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N
M.B!R:6=H=#L@9F]N="UF86UI;'DZ($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9B<^-"PP.#$\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4]
M,T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N="UF86UI;'DZ($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\+W1R/@T*/'1R('-T
M>6QE/3-$)W9E<G1I8V%L+6%L:6=N.B!B;W1T;VT[(&)A8VMG<F]U;F0M8V]L
M;W(Z(%=H:71E.R!F;VYT+69A;6EL>3H@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF)SX-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$
M)W1E>'0M86QI9VXZ(&IU<W1I9GD[('!A9&1I;F<M8F]T=&]M.B`Q<'0[(&9O
M;G0M9F%M:6QY.B!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/D]T
M:&5R/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M
M8F]T=&]M.B`Q<'0[(&9O;G0M9F%M:6QY.B!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO
M=W)A<"!S='EL93TS1"=B;W)D97(M8F]T=&]M.B!";&%C:R`Q<'0@<V]L:60[
M('1E>'0M86QI9VXZ(&QE9G0[(&9O;G0M9F%M:6QY.B!#86QI8G)I+"!(96QV
M971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO
M=W)A<"!S='EL93TS1"=B;W)D97(M8F]T=&]M.B!";&%C:R`Q<'0@<V]L:60[
M('1E>'0M86QI9VXZ(')I9VAT.R!F;VYT+69A;6EL>3H@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF)SXQ,3$\+W1D/CQT9"!N;W=R87`],T1N;W=R
M87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#%P=#L@=&5X="UA;&EG;CH@
M;&5F=#L@9F]N="UF86UI;'DZ($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$
M)W!A9&1I;F<M8F]T=&]M.B`Q<'0[(&9O;G0M9F%M:6QY.B!#86QI8G)I+"!(
M96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO
M=W)A<#TS1&YO=W)A<"!S='EL93TS1"=B;W)D97(M8F]T=&]M.B!";&%C:R`Q
M<'0@<V]L:60[('1E>'0M86QI9VXZ(&QE9G0[(&9O;G0M9F%M:6QY.B!#86QI
M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO
M=W)A<#TS1&YO=W)A<"!S='EL93TS1"=B;W)D97(M8F]T=&]M.B!";&%C:R`Q
M<'0@<V]L:60[('1E>'0M86QI9VXZ(')I9VAT.R!F;VYT+69A;6EL>3H@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXQ+#0T-SPO=&0^/'1D(&YO
M=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@,7!T.R!T
M97AT+6%L:6=N.B!L969T.R!F;VYT+69A;6EL>3H@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF)SXF(S$V,#LH:"D\+W1D/CQT9"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#%P=#L@9F]N="UF86UI
M;'DZ($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T
M9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V)O<F1E<BUB
M;W1T;VTZ($)L86-K(#%P="!S;VQI9#L@=&5X="UA;&EG;CH@;&5F=#L@9F]N
M="UF86UI;'DZ($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q
M-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V)O<F1E<BUB
M;W1T;VTZ($)L86-K(#%P="!S;VQI9#L@=&5X="UA;&EG;CH@<FEG:'0[(&9O
M;G0M9F%M:6QY.B!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/C$L
M-34X/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M
M8F]T=&]M.B`Q<'0[('1E>'0M86QI9VXZ(&QE9G0[(&9O;G0M9F%M:6QY.B!#
M86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/"]T
M<CX-"CQT<B!S='EL93TS1"=V97)T:6-A;"UA;&EG;CH@8F]T=&]M.R!B86-K
M9W)O=6YD+6-O;&]R.B!R9V(H,C`T+#(S."PR-34I.R!F;VYT+69A;6EL>3H@
M0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SX-"B`@("`\=&0@;F]W
M<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&IU<W1I9GD[('!A
M9&1I;F<M8F]T=&]M.B`Q<'0[(&9O;G0M9F%M:6QY.B!#86QI8G)I+"!(96QV
M971I8V$L(%-A;G,M4V5R:68G/B8C,38P.R8C,38P.R8C,38P.U1O=&%L/"]T
M9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M
M.B`Q<'0[(&9O;G0M9F%M:6QY.B!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S
M='EL93TS1"=B;W)D97(M8F]T=&]M.B!";&%C:R`Q<'0@<V]L:60[('1E>'0M
M86QI9VXZ(&QE9G0[(&9O;G0M9F%M:6QY.B!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S
M='EL93TS1"=B;W)D97(M8F]T=&]M.B!";&%C:R`Q<'0@<V]L:60[('1E>'0M
M86QI9VXZ(')I9VAT.R!F;VYT+69A;6EL>3H@0V%L:6)R:2P@2&5L=F5T:6-A
M+"!386YS+5-E<FEF)SXQ.38L,SDY/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P
M('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`Q<'0[('1E>'0M86QI9VXZ(&QE
M9G0[(&9O;G0M9F%M:6QY.B!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R
M:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P
M861D:6YG+6)O='1O;3H@,7!T.R!F;VYT+69A;6EL>3H@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R
M87`],T1N;W=R87`@<W1Y;&4],T0G8F]R9&5R+6)O='1O;3H@0FQA8VL@,7!T
M('-O;&ED.R!T97AT+6%L:6=N.B!L969T.R!F;VYT+69A;6EL>3H@0V%L:6)R
M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R
M87`],T1N;W=R87`@<W1Y;&4],T0G8F]R9&5R+6)O='1O;3H@0FQA8VL@,7!T
M('-O;&ED.R!T97AT+6%L:6=N.B!R:6=H=#L@9F]N="UF86UI;'DZ($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^,2PY.#0\+W1D/CQT9"!N;W=R
M87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#%P=#L@=&5X
M="UA;&EG;CH@;&5F=#L@9F]N="UF86UI;'DZ($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P
M('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`Q<'0[(&9O;G0M9F%M:6QY.B!#
M86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@
M("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=B;W)D97(M8F]T=&]M
M.B!";&%C:R`Q<'0@<V]L:60[('1E>'0M86QI9VXZ(&QE9G0[(&9O;G0M9F%M
M:6QY.B!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO
M=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=B;W)D97(M8F]T=&]M
M.B!";&%C:R`Q<'0@<V]L:60[('1E>'0M86QI9VXZ(')I9VAT.R!F;VYT+69A
M;6EL>3H@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXQ.3@L,S@S
M/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T
M=&]M.B`Q<'0[('1E>'0M86QI9VXZ(&QE9G0[(&9O;G0M9F%M:6QY.B!#86QI
M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/"]T<CX-
M"CQT<B!S='EL93TS1"=V97)T:6-A;"UA;&EG;CH@8F]T=&]M.R!B86-K9W)O
M=6YD+6-O;&]R.B!7:&ET93L@9F]N="UF86UI;'DZ($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9B<^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S
M='EL93TS1"=T97AT+6%L:6=N.B!J=7-T:69Y.R!F;VYT+69A;6EL>3H@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N
M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N="UF86UI;'DZ($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@
M;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O
M;G0M9F%M:6QY.B!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C
M,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L
M:6=N.B!R:6=H=#L@9F]N="UF86UI;'DZ($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T
M>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0M9F%M:6QY.B!#86QI8G)I
M+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A
M<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT+69A;6EL>3H@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R
M87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N="UF
M86UI;'DZ($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[
M/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ
M(')I9VAT.R!F;VYT+69A;6EL>3H@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4]
M,T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N="UF86UI;'DZ($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)V9O;G0M9F%M:6QY.B!#86QI8G)I+"!(96QV971I
M8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS
M1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT+69A;6EL
M>3H@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D
M/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG
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M=&EC82P@4V%N<RU397)I9B<^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S
M='EL93TS1"=T97AT+6%L:6=N.B!J=7-T:69Y.R!F;VYT+69A;6EL>3H@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SY%>&-E<W,@;V8@;&EA8FEL
M:71I97,@<F5C96EV960@;W9E<B!A<W-E=',\+W1D/CQT9"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G9F]N="UF86UI;'DZ($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0M9F%M:6QY
M.B!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B0\+W1D/CQT9"!N
M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O
M;G0M9F%M:6QY.B!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B@V
M+#`P,#PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L
M:6=N.B!L969T.R!F;VYT+69A;6EL>3H@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF)SXI/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$
M)V9O;G0M9F%M:6QY.B!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G
M/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=T97AT+6%L:6=N.B!L969T.R!F;VYT+69A;6EL>3H@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0M9F%M:6QY
M.B!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B@Q,RPW-#0\+W1D
M/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F
M=#L@9F]N="UF86UI;'DZ($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9B<^*3PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT+69A
M;6EL>3H@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\
M+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA
M;&EG;CH@;&5F=#L@9F]N="UF86UI;'DZ($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T
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M+"!(96QV971I8V$L(%-A;G,M4V5R:68G/@T*("`@(#QT9"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@:G5S=&EF>3L@<&%D9&EN9RUB
M;W1T;VTZ(#%P=#L@9F]N="UF86UI;'DZ($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9B<^3&5S<SHF(S$V,#LF(S$V,#M!<W-E="!D:7-C;W5N=#PO
M=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P861D:6YG+6)O='1O
M;3H@,7!T.R!F;VYT+69A;6EL>3H@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@
M<W1Y;&4],T0G8F]R9&5R+6)O='1O;3H@0FQA8VL@,7!T('-O;&ED.R!T97AT
M+6%L:6=N.B!L969T.R!F;VYT+69A;6EL>3H@0V%L:6)R:2P@2&5L=F5T:6-A
M+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@
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M;F<M8F]T=&]M.B`Q<'0[(&9O;G0M9F%M:6QY.B!#86QI8G)I+"!(96QV971I
M8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS
M1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT+69A;6EL
M>3H@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D
M/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG
M:'0[(&9O;G0M9F%M:6QY.B!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R
M:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P
M861D:6YG+6)O='1O;3H@,7!T.R!T97AT+6%L:6=N.B!L969T.R!F;VYT+69A
M;6EL>3H@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\
M+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T
M;VTZ(#%P=#L@9F]N="UF86UI;'DZ($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P
M('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0M9F%M:6QY.B!#86QI
M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO
M=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!R:6=H=#L@9F]N
M="UF86UI;'DZ($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q
M-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M
M8F]T=&]M.B`Q<'0[('1E>'0M86QI9VXZ(&QE9G0[(&9O;G0M9F%M:6QY.B!#
M86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/"]T
M<CX-"CQT<B!S='EL93TS1"=V97)T:6-A;"UA;&EG;CH@8F]T=&]M.R!B86-K
M9W)O=6YD+6-O;&]R.B!R9V(H,C`T+#(S."PR-34I.R!F;VYT+69A;6EL>3H@
M0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SX-"B`@("`\=&0@;F]W
M<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&IU<W1I9GD[('!A
M9&1I;F<M8F]T=&]M.B`Q<'0[(&9O;G0M9F%M:6QY.B!#86QI8G)I+"!(96QV
M971I8V$L(%-A;G,M4V5R:68G/D-A<V@@<F5C96EV960O<F5C96EV86)L92!F
M<F]M($9$24,@870@8VQO<VEN9SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S
M='EL93TS1"=P861D:6YG+6)O='1O;3H@,7!T.R!F;VYT+69A;6EL>3H@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@
M(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G8F]R9&5R+6)O='1O;3H@
M0FQA8VL@,7!T('-O;&ED.R!T97AT+6%L:6=N.B!L969T.R!F;VYT+69A;6EL
M>3H@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D
M/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G8F]R9&5R+6)O='1O;3H@
M0FQA8VL@,7!T('-O;&ED.R!T97AT+6%L:6=N.B!R:6=H=#L@9F]N="UF86UI
M;'DZ($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^,CDL.30P/"]T
M9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M
M.B`Q<'0[('1E>'0M86QI9VXZ(&QE9G0[(&9O;G0M9F%M:6QY.B!#86QI8G)I
M+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A
M<#TS1&YO=W)A<"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@,7!T.R!F;VYT
M+69A;6EL>3H@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V
M,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X
M="UA;&EG;CH@;&5F=#L@9F]N="UF86UI;'DZ($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P
M('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT+69A;6EL>3H@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N
M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#%P=#L@
M=&5X="UA;&EG;CH@;&5F=#L@9F]N="UF86UI;'DZ($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`Q<'0[(&9O;G0M9F%M:6QY
M.B!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^
M#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=B;W)D97(M8F]T
M=&]M.B!";&%C:R`Q<'0@<V]L:60[('1E>'0M86QI9VXZ(&QE9G0[(&9O;G0M
M9F%M:6QY.B!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P
M.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=B;W)D97(M8F]T
M=&]M.B!";&%C:R`Q<'0@<V]L:60[('1E>'0M86QI9VXZ(')I9VAT.R!F;VYT
M+69A;6EL>3H@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXR.2PY
M-#`\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB
M;W1T;VTZ(#%P=#L@=&5X="UA;&EG;CH@;&5F=#L@9F]N="UF86UI;'DZ($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\+W1R
M/@T*/'1R('-T>6QE/3-$)W9E<G1I8V%L+6%L:6=N.B!B;W1T;VT[(&)A8VMG
M<F]U;F0M8V]L;W(Z(%=H:71E.R!F;VYT+69A;6EL>3H@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF)SX-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P
M('-T>6QE/3-$)W1E>'0M86QI9VXZ(&IU<W1I9GD[(&9O;G0M9F%M:6QY.B!#
M86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D
M(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT+69A;6EL>3H@0V%L:6)R
M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@
M9F]N="UF86UI;'DZ($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^
M)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M
M86QI9VXZ(')I9VAT.R!F;VYT+69A;6EL>3H@0V%L:6)R:2P@2&5L=F5T:6-A
M+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@
M<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N="UF86UI;'DZ($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W
M<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0M9F%M:6QY.B!#86QI8G)I+"!(
M96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO
M=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT
M+69A;6EL>3H@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V
M,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG
M;CH@<FEG:'0[(&9O;G0M9F%M:6QY.B!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL
M93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT+69A;6EL>3H@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G9F]N="UF86UI;'DZ($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P
M/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0M9F%M
M:6QY.B!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO
M=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!R
M:6=H=#L@9F]N="UF86UI;'DZ($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$
M)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0M9F%M:6QY.B!#86QI8G)I+"!(96QV
M971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/"]T<CX-"CQT<B!S='EL
M93TS1"=V97)T:6-A;"UA;&EG;CH@8F]T=&]M.R!B86-K9W)O=6YD+6-O;&]R
M.B!R9V(H,C`T+#(S."PR-34I.R!F;VYT+69A;6EL>3H@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF)SX-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P
M('-T>6QE/3-$)W1E>'0M86QI9VXZ(&IU<W1I9GD[('!A9&1I;F<M8F]T=&]M
M.B`R+C5P=#L@9F]N="UF86UI;'DZ($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9B<^5&]T86P@9V%I;B!R96-O<F1E9#PO=&0^/'1D(&YO=W)A<#TS
M1&YO=W)A<"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@,BXU<'0[(&9O;G0M
M9F%M:6QY.B!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P
M.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT
M+6%L:6=N.B!L969T.R!F;VYT+69A;6EL>3H@0V%L:6)R:2P@2&5L=F5T:6-A
M+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@
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M=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L
M:6=N.B!L969T.R!F;VYT+69A;6EL>3H@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y
M;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0M9F%M:6QY.B!#86QI8G)I
M+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A
M<#TS1&YO=W)A<"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@,BXU<'0[('1E
M>'0M86QI9VXZ(&QE9G0[(&9O;G0M9F%M:6QY.B!#86QI8G)I+"!(96QV971I
M8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A
M<"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@,BXU<'0[(&9O;G0M9F%M:6QY
M.B!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^
M#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=B;W)D97(M8F]T
M=&]M.B!";&%C:R`R+C5P="!D;W5B;&4[('1E>'0M86QI9VXZ(&QE9G0[(&9O
M;G0M9F%M:6QY.B!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B0\
M+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G8F]R9&5R+6)O='1O
M;3H@0FQA8VL@,BXU<'0@9&]U8FQE.R!T97AT+6%L:6=N.B!R:6=H=#L@9F]N
M="UF86UI;'DZ($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^,3`L
M,3DV/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M
M8F]T=&]M.B`R+C5P=#L@=&5X="UA;&EG;CH@;&5F=#L@9F]N="UF86UI;'DZ
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\
M+W1R/@T*/"]T86)L93X-"@T*#0H\<"!S='EL93TS1"=F;VYT.B`Q,'!T+S$P
M+C`U<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!M87)G:6XZ
M(#`[('1E>'0M86QI9VXZ(&IU<W1I9GDG/B8C,38P.SPO<#X-"@T*/'`@<W1Y
M;&4],T0G9F]N=#H@,3!P="]N;W)M86P@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF.R!M87)G:6XZ(#`[('1E>'0M86QI9VXZ(&QE9G0[('1E>'0M
M:6YD96YT.B`P)SX\=3Y%>'!L86YA=&EO;@T*;V8@1F%I<B!686QU92!!9&IU
M<W1M96YT<SPO=3X\+W`^#0H-"CQT86)L92!C96QL<&%D9&EN9STS1#`@8V5L
M;'-P86-I;F<],T0P('-T>6QE/3-$)W=I9'1H.B`Q,#`E.R!F;VYT.B`Q,'!T
M+VYO<FUA;"!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[(&UA<F=I
M;BUT;W`Z(#`[(&UA<F=I;BUB;W1T;VTZ(#`G/CQT<B!S='EL93TS1"=V97)T
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M<W-E<RX\+W1D/CPO='(^/"]T86)L93X-"@T*/'`@<W1Y;&4],T0G9F]N=#H@
M,3!P="]N;W)M86P@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!M
M87)G:6XZ(#`@,"`P(#`N-6EN.R!T97AT+6%L:6=N.B!L969T.R!T97AT+6EN
M9&5N=#H@+3`N,C5I;B<^)B,Q-C`[/"]P/@T*#0H\=&%B;&4@8V5L;'!A9&1I
M;F<],T0P(&-E;&QS<&%C:6YG/3-$,"!S='EL93TS1"=W:61T:#H@,3`P)3L@
M9F]N=#H@,3!P="]N;W)M86P@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF.R!M87)G:6XM=&]P.B`P.R!M87)G:6XM8F]T=&]M.B`P)SX\='(@<W1Y
M;&4],T0G=F5R=&EC86PM86QI9VXZ('1O<#L@9F]N="UF86UI;'DZ($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^#0H\=&0@<W1Y;&4],T0G=VED
M=&@Z(#`N,C5I;CL@9F]N="UF86UI;'DZ($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9B<^/"]T9#X\=&0@<W1Y;&4],T0G=VED=&@Z(#`N,C5I;CL@
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M9`T*=&\@8F4@<V5V96X@>65A<G,N/"]T9#X\+W1R/CPO=&%B;&4^#0H-"CQP
M('-T>6QE/3-$)V9O;G0Z(#$P<'0O;F]R;6%L($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9CL@;6%R9VEN.B`P.R!T97AT+6%L:6=N.B!L969T)SXF
M(S$V,#L\+W`^#0H-"CQT86)L92!C96QL<&%D9&EN9STS1#`@8V5L;'-P86-I
M;F<],T0P('-T>6QE/3-$)W=I9'1H.B`Q,#`E.R!F;VYT.B`Q,'!T+VYO<FUA
M;"!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[(&UA<F=I;BUT;W`Z
M(#`[(&UA<F=I;BUB;W1T;VTZ(#`G/CQT<B!S='EL93TS1"=V97)T:6-A;"UA
M;&EG;CH@=&]P.R!F;VYT+69A;6EL>3H@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF)SX-"CQT9"!S='EL93TS1"=W:61T:#H@,"XR-6EN.R!F;VYT
M+69A;6EL>3H@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SX\+W1D
M/CQT9"!S='EL93TS1"=W:61T:#H@,"XR-6EN.R!F;VYT+69A;6EL>3H@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXH8RD\+W1D/CQT9"!S='EL
M93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT+69A;6EL>3H@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF)SY4:&ES(&%D:G5S=&UE;G0@:7,@=&AE
M(&5S=&EM871E9"!F86ER('9A;'5E(&]F('1H92!A;6]U;G0@=&AA="!T:&4@
M0V]M<&%N>2!E>'!E8W1S('1O(')E8V5I=F4@9G)O;0T*=&AE($9$24,@=6YD
M97(@:71S(&QO<W,@<VAA<F4@86=R965M96YT<R!A<R!A(')E<W5L="!O9B!F
M=71U<F4@;&]A;B!L;W-S97,N/"]T9#X\+W1R/CPO=&%B;&4^#0H-"CQP('-T
M>6QE/3-$)V9O;G0Z(#$P<'0O;F]R;6%L($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9CL@;6%R9VEN.B`P(#`@,"`P+C5I;CL@=&5X="UA;&EG;CH@
M;&5F=#L@=&5X="UI;F1E;G0Z("TP+C(U:6XG/B8C,38P.SPO<#X-"@T*/'1A
M8FQE(&-E;&QP861D:6YG/3-$,"!C96QL<W!A8VEN9STS1#`@<W1Y;&4],T0G
M=VED=&@Z(#$P,"4[(&9O;G0Z(#$P<'0O;F]R;6%L($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9CL@;6%R9VEN+71O<#H@,#L@;6%R9VEN+6)O='1O
M;3H@,"<^/'1R('-T>6QE/3-$)W9E<G1I8V%L+6%L:6=N.B!T;W`[(&9O;G0M
M9F%M:6QY.B!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/@T*/'1D
M('-T>6QE/3-$)W=I9'1H.B`P+C(U:6X[(&9O;G0M9F%M:6QY.B!#86QI8G)I
M+"!(96QV971I8V$L(%-A;G,M4V5R:68G/CPO=&0^/'1D('-T>6QE/3-$)W=I
M9'1H.B`P+C(U:6X[(&9O;G0M9F%M:6QY.B!#86QI8G)I+"!(96QV971I8V$L
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M='EL93TS1"=F;VYT.B`Q,'!T+VYO<FUA;"!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68[(&UA<F=I;CH@,"`P(#`@,"XU:6X[('1E>'0M86QI9VXZ
M(&QE9G0[('1E>'0M:6YD96YT.B`M,"XR-6EN)SXF(S$V,#L\+W`^#0H-"CQT
M86)L92!C96QL<&%D9&EN9STS1#`@8V5L;'-P86-I;F<],T0P('-T>6QE/3-$
M)W=I9'1H.B`Q,#`E.R!F;VYT.B`Q,'!T+VYO<FUA;"!#86QI8G)I+"!(96QV
M971I8V$L(%-A;G,M4V5R:68[(&UA<F=I;BUT;W`Z(#`[(&UA<F=I;BUB;W1T
M;VTZ(#`G/CQT<B!S='EL93TS1"=V97)T:6-A;"UA;&EG;CH@=&]P.R!F;VYT
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M/'`@<W1Y;&4],T0G9F]N=#H@,3!P="]N;W)M86P@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF.R!M87)G:6XZ(#`@,"`P(#`N-6EN.R!T97AT+6%L
M:6=N.B!L969T.R!T97AT+6EN9&5N=#H@+3`N,C5I;B<^)B,Q-C`[/"]P/@T*
M#0H\=&%B;&4@8V5L;'!A9&1I;F<],T0P(&-E;&QS<&%C:6YG/3-$,"!S='EL
M93TS1"=W:61T:#H@,3`P)3L@9F]N=#H@,3!P="]N;W)M86P@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF.R!M87)G:6XM=&]P.B`P.R!M87)G:6XM
M8F]T=&]M.B`P)SX\='(@<W1Y;&4],T0G=F5R=&EC86PM86QI9VXZ('1O<#L@
M9F]N="UF86UI;'DZ($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^
M#0H\=&0@<W1Y;&4],T0G=VED=&@Z(#`N,C5I;CL@9F]N="UF86UI;'DZ($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^/"]T9#X\=&0@<W1Y;&4]
M,T0G=VED=&@Z(#`N,C5I;CL@9F]N="UF86UI;'DZ($-A;&EB<FDL($AE;'9E
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M=&0^/"]T<CX\+W1A8FQE/@T*#0H\<"!S='EL93TS1"=F;VYT.B`Q,'!T+VYO
M<FUA;"!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[(&UA<F=I;CH@
M,"`P(#`@,"XU:6X[('1E>'0M86QI9VXZ(&QE9G0[('1E>'0M:6YD96YT.B`M
M,"XR-6EN)SXF(S$V,#L\+W`^#0H-"CQT86)L92!C96QL<&%D9&EN9STS1#`@
M8V5L;'-P86-I;F<],T0P('-T>6QE/3-$)W=I9'1H.B`Q,#`E.R!F;VYT.B`Q
M,'!T+VYO<FUA;"!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[(&UA
M<F=I;BUT;W`Z(#`[(&UA<F=I;BUB;W1T;VTZ(#`G/CQT<B!S='EL93TS1"=V
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M='EL93TS1"=F;VYT.B`Q,'!T+VYO<FUA;"!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68[(&UA<F=I;CH@,"`P(#`@,"XU:6X[('1E>'0M86QI9VXZ
M(&QE9G0[('1E>'0M:6YD96YT.B`M,"XR-6EN)SXF(S$V,#L\+W`^#0H-"CQT
M86)L92!C96QL<&%D9&EN9STS1#`@8V5L;'-P86-I;F<],T0P('-T>6QE/3-$
M)W=I9'1H.B`Q,#`E.R!F;VYT.B`Q,'!T+VYO<FUA;"!#86QI8G)I+"!(96QV
M971I8V$L(%-A;G,M4V5R:68[(&UA<F=I;BUT;W`Z(#`[(&UA<F=I;BUB;W1T
M;VTZ(#`G/CQT<B!S='EL93TS1"=V97)T:6-A;"UA;&EG;CH@=&]P.R!F;VYT
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M/@T*#0H\<"!S='EL93TS1"=F;VYT.B`Q,'!T+VYO<FUA;"!#86QI8G)I+"!(
M96QV971I8V$L(%-A;G,M4V5R:68[(&UA<F=I;CH@,#L@=&5X="UA;&EG;CH@
M;&5F=#L@=&5X="UI;F1E;G0Z(#`N,C5I;B<^/"]P/@T*#0H-"@T*/'`@<W1Y
M;&4],T0G9F]N=#H@,3!P="]N;W)M86P@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF.R!M87)G:6XZ(#`[('1E>'0M86QI9VXZ(&QE9G0[('1E>'0M
M:6YD96YT.B`P+C(U:6XG/B8C,38P.SPO<#X-"@T*/'`@<W1Y;&4],T0G9F]N
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M87)Y(#(Q+"`R,#$Q+B!$=64@<')I;6%R:6QY('1O('1H92!S:6=N:69I8V%N
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M;B!I<R!P<F5S96YT960N/"]F;VYT/CPO<#X-"@T*/'`@<W1Y;&4],T0G9F]N
M=#H@,3!P="]N;W)M86P@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF
M.R!M87)G:6XZ(#`[('1E>'0M86QI9VXZ(&IU<W1I9GDG/B8C,38P.SPO<#X-
M"@T*/'`@<W1Y;&4],T0G9F]N=#H@,3!P="]N;W)M86P@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF.R!M87)G:6XZ(#`[('1E>'0M86QI9VXZ(&QE
M9G0[('1E>'0M:6YD96YT.B`P+C5I;B<^*#(I($]N($%U9W5S="`R-"P-"C(P
M,3(L('1H92!#;VUP86YY(&-O;7!L971E9"!T:&4@<'5R8VAA<V4@;V8@82!B
M<F%N8V@@;V8@1V%T97=A>2!"86YK("8C,S@[(%1R=7-T($-O+B!L;V-A=&5D
M(&EN(%=I;&UI;F=T;VXL($YO<G1H($-A<F]L:6YA+B!4:&4-"D-O;7!A;GD@
M87-S=6UE9"!T:&4@8G)A;F-H)B,Q-#8[<R`D.2!M:6QL:6]N(&EN(&1E<&]S
M:71S+B!.;R!L;V%N<R!W97)E(&%C<75I<F5D(&EN('1H:7,@=')A;G-A8W1I
M;VXN(%1H92!#;VUP86YY(&%L<V\@9&ED(&YO=`T*<'5R8VAA<V4@=&AE(&)R
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M<B!T:&4@8G)A;F-H(&]F(&%P<')O>&EM871E;'D@)#$P-RPP,#`L('=H:6-H
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M;GEI;F<@0V]N<V]L:61A=&5D#0I3=&%T96UE;G1S(&]F($EN8V]M92`H3&]S
M<RD@8F5G:6YN:6YG(&]N('1H92!A8W%U:7-I=&EO;B!D871E(&]F($%U9W5S
M="`R-"P@,C`Q,BX@2&ES=&]R:6-A;"!P<F\@9F]R;6$@:6YF;W)M871I;VX@
M:7,@;F]T('!R97-E;G1E9`T*9'5E('1O('1H92!I;6UA=&5R:6%L:71Y(&]F
M('1H92!T<F%N<V%C=&EO;BX\+W`^#0H-"CQP('-T>6QE/3-$)V9O;G0Z(#$P
M<'0O;F]R;6%L($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@;6%R
M9VEN.B`P.R!T97AT+6%L:6=N.B!L969T)SXF(S$V,#LF(S$V,#L\+W`^#0H-
M"CQP('-T>6QE/3-$)V9O;G0Z(#$P<'0O;F]R;6%L($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9CL@;6%R9VEN.B`P.R!T97AT+6%L:6=N.B!L969T
M.R!T97AT+6EN9&5N=#H@,"XU:6XG/B@S*2!!="!$96-E;6)E<B`S,2P-"C(P
M,3(L('1H92!#;VUP86YY(&AA9"!O;F4@<&5N9&EN9R!A8W%U:7-I=&EO;BX@
M3VX@4V5P=&5M8F5R(#(V+"`R,#$R+"!T:&4@0V]M<&%N>28C,30V.W,@<W5B
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M;R!C;&]S92!I;B!T:&4@9FER<W0@<75A<G1E<B!O9B`R,#$S+B8C,38P.SPO
M<#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@/"]T86)L
M93X-"B`@/"]B;V1Y/@T*/"]H=&UL/@T*#0HM+2TM+2T]7TYE>'1087)T7V8Y
M,#8S9#)A7S`S935?-#DT-%]A8C0Y7S(P930S9&$V.6$X-@T*0V]N=&5N="U,
M;V-A=&EO;CH@9FEL93HO+R]#.B]F.3`V,V0R85\P,V4U7S0Y-#1?86(T.5\R
M,&4T,V1A-CEA.#8O5V]R:W-H965T<R]3:&5E=#$P+FAT;6P-"D-O;G1E;G0M
M5')A;G-F97(M16YC;V1I;F<Z('%U;W1E9"UP<FEN=&%B;&4-"D-O;G1E;G0M
M5'EP93H@=&5X="]H=&UL.R!C:&%R<V5T/2)U<RUA<V-I:2(-"@T*/&AT;6P^
M#0H@(#QH96%D/@T*("`@(#Q-151!(&AT='`M97%U:78],T1#;VYT96YT+51Y
M<&4@8V]N=&5N=#TS1"=T97AT+VAT;6P[(&-H87)S970]=71F+3@G/CQS8W)I
M<'0@='EP93TS1'1E>'0O:F%V87-C<FEP="!S<F,],T13:&]W+FIS/B\J($1O
M($YO="!296UO=F4@5&AI<R!#;VUM96YT("HO/"]S8W)I<'0^/"]H96%D/@T*
M("`\8F]D>3X-"B`@("`\=&%B;&4@8VQA<W,],T1R97!O<G0@:60],T1)1#!%
M344^#0H@("`@("`\='(^#0H@("`@("`@(#QT:"!C;&%S<STS1'1L(&-O;'-P
M86X],T0Q(')O=W-P86X],T0R/CQS=')O;F<^4V5C=7)I=&EE<SQB<CX\+W-T
M<F]N9SX\+W1H/@T*("`@("`@("`\=&@@8VQA<W,],T1T:"!C;VQS<&%N/3-$
M,3XQ,B!-;VYT:',@16YD960\+W1H/@T*("`@("`@/"]T<CX-"B`@("`@(#QT
M<CX-"B`@("`@("`@/'1H(&-L87-S/3-$=&@^1&5C+B`S,2P@,C`Q,CQB<CX\
M+W1H/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')E/@T*("`@
M("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^/'-T<F]N9SY396-U
M<FET:65S/"]S=')O;F<^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X
M=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@
M8VQA<W,],T1R;SX-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$
M=&]P/E-E8W5R:71I97,\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT
M/CQP('-T>6QE/3-$)V9O;G0Z(#$P<'0O;F]R;6%L($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9CL@;6%R9VEN.B`P.R!T97AT+6%L:6=N.B!L969T
M)SX\8CY.;W1E(#,N(%-E8W5R:71I97,\+V(^/"]P/@T*#0H\<"!S='EL93TS
M1"=F;VYT.B`Q,'!T+VYO<FUA;"!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68[(&UA<F=I;CH@,#L@=&5X="UA;&EG;CH@;&5F="<^)B,Q-C`[/"]P
M/@T*#0H\<"!S='EL93TS1"=F;VYT.B`Q,'!T+VYO<FUA;"!#86QI8G)I+"!(
M96QV971I8V$L(%-A;G,M4V5R:68[(&UA<F=I;CH@,#L@=&5X="UA;&EG;CH@
M;&5F="<^5&AE(&)O;VL@=F%L=65S(&%N9"!A<'!R;WAI;6%T92!F86ER#0IV
M86QU97,@;V8@:6YV97-T;65N="!S96-U<FET:65S(&%T($1E8V5M8F5R(#,Q
M+"`R,#$R(&%N9"`R,#$Q(&%R92!S=6UM87)I>F5D(&%S(&9O;&QO=W,Z)B,Q
M-C`[/"]P/@T*#0H\<"!S='EL93TS1"=F;VYT.B`Q,'!T+S$P+C`U<'0@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!M87)G:6XZ(#`[('1E>'0M
M86QI9VXZ(&IU<W1I9GDG/B8C,38P.SPO<#X-"@T*/'1A8FQE(&-E;&QP861D
M:6YG/3-$,"!C96QL<W!A8VEN9STS1#`@<W1Y;&4],T0G8F]R9&5R+6-O;&QA
M<'-E.B!C;VQL87!S93L@=VED=&@Z(#$P,"4[(&9O;G0Z(#$P<'0@0V%L:6)R
M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SX-"CQT<B!S='EL93TS1"=V97)T
M:6-A;"UA;&EG;CH@8F]T=&]M.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9B<^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S
M='EL93TS1"=T97AT+6%L:6=N.B!J=7-T:69Y.R!F;VYT.B`Q,'!T($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W
M<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(&)O;&0@,3!P="!#86QI8G)I
M+"!(96QV971I8V$L(%-A;G,M4V5R:68[('!A9&1I;F<M8F]T=&]M.B`Q<'0G
M/B8C,38P.SPO=&0^#0H@("`@/'1D(&-O;'-P86X],T0Q-"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G9F]N=#H@8F]L9"`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9CL@=&5X="UA;&EG;CH@8V5N=&5R.R!B;W)D97(M
M8F]T=&]M.B!";&%C:R`Q<'0@<V]L:60G/C(P,3(\+W1D/CQT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#%P=#L@9F]N=#H@
M8F]L9"`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q
M-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M
M8F]T=&]M.B`Q<'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!C;VQS<&%N/3-$,30@
M;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&-E;G1E<CL@
M8F]R9&5R+6)O='1O;3H@0FQA8VL@,7!T('-O;&ED.R!F;VYT.B`Q,'!T($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^,C`Q,3PO=&0^/'1D(&YO
M=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@,7!T.R!F
M;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q
M-C`[/"]T9#X\+W1R/@T*/'1R('-T>6QE/3-$)W9E<G1I8V%L+6%L:6=N.B!B
M;W1T;VT[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF)SX-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M
M86QI9VXZ(&IU<W1I9GD[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A
M+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@
M<W1Y;&4],T0G9F]N=#H@8F]L9"`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@8V]L<W!A;CTS1#(@
M;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(&)O;&0@,3!P="!#86QI
M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[('1E>'0M86QI9VXZ(&-E;G1E
M<B<^06UO<G1I>F5D/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$
M)V9O;G0Z(&)O;&0@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R
M:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F
M;VYT.B!B;VQD(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF
M)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!C;VQS<&%N/3-$,B!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G9F]N=#H@8F]L9"`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9CL@=&5X="UA;&EG;CH@8V5N=&5R)SY&86ER/"]T
M9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(&)O;&0@,3!P
M="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^
M/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B!B;VQD(#$P<'0@
M0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*
M("`@(#QT9"!C;VQS<&%N/3-$-B!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
M9F]N=#H@8F]L9"`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9CL@=&5X="UA;&EG;CH@8V5N=&5R)SY5;G)E86QI>F5D/"]T9#X\=&0@;F]W
M<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(&)O;&0@,3!P="!#86QI8G)I
M+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A
M<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@8V]L<W!A
M;CTS1#(@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&-E
M;G1E<CL@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R
M:68G/D%M;W)T:7IE9#PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^
M)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z
M(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\
M+W1D/@T*("`@(#QT9"!C;VQS<&%N/3-$,B!N;W=R87`],T1N;W=R87`@<W1Y
M;&4],T0G=&5X="UA;&EG;CH@8V5N=&5R.R!F;VYT.B`Q,'!T($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9B<^1F%I<CPO=&0^/'1D(&YO=W)A<#TS
M1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P
M('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!C;VQS<&%N/3-$-B!N;W=R
M87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@8V5N=&5R.R!F;VYT
M.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^56YR96%L
M:7IE9#PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q
M,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T
M9#X\+W1R/@T*/'1R('-T>6QE/3-$)W9E<G1I8V%L+6%L:6=N.B!B;W1T;VT[
M(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SX-
M"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(&ET86QI
M8R`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@=&5X="UA
M;&EG;CH@:G5S=&EF>3L@8F]R9&5R+6)O='1O;3H@0FQA8VL@,7!T('-O;&ED
M)SXH)"!I;B!T:&]U<V%N9',I/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T
M>6QE/3-$)V9O;G0Z(&)O;&0@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68[('!A9&1I;F<M8F]T=&]M.B`Q<'0G/B8C,38P.SPO=&0^#0H@
M("`@/'1D(&-O;'-P86X],T0R(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F
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M87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@8F]L9"`Q,'!T($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9CL@<&%D9&EN9RUB;W1T;VTZ(#%P="<^
M)B,Q-C`[/"]T9#X-"B`@("`\=&0@8V]L<W!A;CTS1#(@;F]W<F%P/3-$;F]W
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M,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@8F]L
M9"`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@<&%D9&EN
M9RUB;W1T;VTZ(#%P="<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@8V]L<W!A;CTS
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M86YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y
M;&4],T0G9F]N=#H@8F]L9"`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9CL@<&%D9&EN9RUB;W1T;VTZ(#%P="<^)B,Q-C`[/"]T9#X-"B`@
M("`\=&0@8V]L<W!A;CTS1#(@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O
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M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#%P=#L@
M9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C
M,38P.SPO=&0^#0H@("`@/'1D(&-O;'-P86X],T0R(&YO=W)A<#TS1&YO=W)A
M<"!S='EL93TS1"=T97AT+6%L:6=N.B!C96YT97([(&)O<F1E<BUB;W1T;VTZ
M($)L86-K(#%P="!S;VQI9#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I
M8V$L(%-A;G,M4V5R:68G/D-O<W0\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@
M<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#%P=#L@9F]N=#H@,3!P="!#86QI
M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO
M=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@,7!T.R!F
M;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q
M-C`[/"]T9#X-"B`@("`\=&0@8V]L<W!A;CTS1#(@;F]W<F%P/3-$;F]W<F%P
M('-T>6QE/3-$)W1E>'0M86QI9VXZ(&-E;G1E<CL@8F]R9&5R+6)O='1O;3H@
M0FQA8VL@,7!T('-O;&ED.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9B<^5F%L=64\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@
M<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#%P=#L@9F]N=#H@,3!P="!#86QI
M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO
M=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@,7!T.R!F
M;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q
M-C`[/"]T9#X-"B`@("`\=&0@8V]L<W!A;CTS1#(@;F]W<F%P/3-$;F]W<F%P
M('-T>6QE/3-$)W1E>'0M86QI9VXZ(&-E;G1E<CL@8F]R9&5R+6)O='1O;3H@
M0FQA8VL@,7!T('-O;&ED.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9B<^1V%I;G,\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@
M<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#%P=#L@9F]N=#H@,3!P="!#86QI
M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO
M=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@,7!T.R!F
M;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q
M-C`[/"]T9#X-"B`@("`\=&0@8V]L<W!A;CTS1#(@;F]W<F%P/3-$;F]W<F%P
M('-T>6QE/3-$)W1E>'0M86QI9VXZ(&-E;G1E<CL@8F]R9&5R+6)O='1O;3H@
M0FQA8VL@,7!T('-O;&ED.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9B<^*$QO<W-E<RD\+W1D/CQT9"!N;W=R87`],T1N;W=R
M87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#%P=#L@9F]N=#H@,3!P="!#
M86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/"]T
M<CX-"CQT<B!S='EL93TS1"=V97)T:6-A;"UA;&EG;CH@8F]T=&]M.R!F;VYT
M.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^#0H@("`@
M/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!J=7-T
M:69Y.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O
M;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V
M,#L\+W1D/@T*("`@(#QT9"!C;VQS<&%N/3-$,B!N;W=R87`],T1N;W=R87`@
M<W1Y;&4],T0G=&5X="UA;&EG;CH@:G5S=&EF>3L@9F]N=#H@,3!P="!#86QI
M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO
M=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A
M+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!C;VQS<&%N/3-$
M,B!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@:G5S=&EF
M>3L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G
M/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT
M.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[
M/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@
M0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*
M("`@(#QT9"!C;VQS<&%N/3-$,B!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
M=&5X="UA;&EG;CH@:G5S=&EF>3L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV
M971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO
M=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T
M>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!C;VQS<&%N/3-$,B!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@:G5S=&EF>3L@9F]N=#H@
M,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO
M=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@
M;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!C
M;VQS<&%N/3-$,B!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG
M;CH@:G5S=&EF>3L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL
M93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O
M;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V
M,#L\+W1D/@T*("`@(#QT9"!C;VQS<&%N/3-$,B!N;W=R87`],T1N;W=R87`@
M<W1Y;&4],T0G=&5X="UA;&EG;CH@:G5S=&EF>3L@9F]N=#H@,3!P="!#86QI
M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO
M=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A
M+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!C;VQS<&%N/3-$
M,B!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@:G5S=&EF
M>3L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G
M/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT
M.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[
M/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@
M0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*
M("`@(#QT9"!C;VQS<&%N/3-$,B!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
M=&5X="UA;&EG;CH@:G5S=&EF>3L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV
M971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO
M=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\+W1R/@T*/'1R('-T>6QE/3-$)W9E
M<G1I8V%L+6%L:6=N.B!B;W1T;VT[(&)A8VMG<F]U;F0M8V]L;W(Z(')G8B@R
M,#0L,C,X+#(U-2D[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF)SX-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$
M)W1E>'0M86QI9VXZ(&IU<W1I9GD[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF)SY396-U<FET:65S(&%V86EL86)L92!F;W(@
M<V%L93H\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@
M8F]L9"`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q
M-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O
M;G0Z(&)O;&0@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[
M('1E>'0M86QI9VXZ(&QE9G0G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO
M=W)A<"!S='EL93TS1"=F;VYT.B!B;VQD(#$P<'0@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF.R!T97AT+6%L:6=N.B!R:6=H="<^)B,Q-C`[/"]T
M9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(&)O;&0@,3!P
M="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[('1E>'0M86QI9VXZ
M(&QE9G0G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^
M)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$
M)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R
M87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N
M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N
M=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P
M.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-
M"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ
M(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
M=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R
M87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI
M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO
M=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B!B;VQD(#$P<'0@0V%L:6)R
M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@8F]L9"`Q,'!T($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@=&5X="UA;&EG;CH@;&5F
M="<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O
M;G0Z(&)O;&0@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[
M('1E>'0M86QI9VXZ(')I9VAT)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G9F]N=#H@8F]L9"`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9CL@=&5X="UA;&EG;CH@;&5F="<^)B,Q-C`[/"]T
M9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@
M(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F
M=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G
M/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT
M+6%L:6=N.B!R:6=H=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S
M='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P
M/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P
M="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^
M/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!R:6=H
M=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G
M/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT
M+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T
M>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y
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M.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^
M)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z
M(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\
M+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA
M;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL
M93TS1"=T97AT+6%L:6=N.B!R:6=H=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(
M96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS
M1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\
M+W1R/@T*/'1R('-T>6QE/3-$)W9E<G1I8V%L+6%L:6=N.B!B;W1T;VT[(&)A
M8VMG<F]U;F0M8V]L;W(Z(%=H:71E.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9B<^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A
M<"!S='EL93TS1"=W:61T:#H@,C`E.R!T97AT+6%L:6=N.B!J=7-T:69Y.R!F
M;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q
M-C`[)B,Q-C`[1V]V97)N;65N="US<&]N<V]R960@96YT97)P<FES92!S96-U
M<FET:65S/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W=I9'1H
M.B`Q)3L@9F]N=#H@8F]L9"`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P
M('-T>6QE/3-$)W=I9'1H.B`Q)3L@9F]N=#H@8F]L9"`Q,'!T($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9CL@=&5X="UA;&EG;CH@;&5F="<^)#PO
M=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=W:61T:#H@-R4[(&9O
M;G0Z(&)O;&0@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[
M('1E>'0M86QI9VXZ(')I9VAT)SXQ,2PU,#`\+W1D/CQT9"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G=VED=&@Z(#$E.R!F;VYT.B!B;VQD(#$P<'0@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T97AT+6%L:6=N.B!L969T
M)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=VED
M=&@Z(#$E.R!F;VYT.B!B;VQD(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R
M87`@<W1Y;&4],T0G=VED=&@Z(#$E.R!F;VYT.B!B;VQD(#$P<'0@0V%L:6)R
M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T97AT+6%L:6=N.B!L969T)SXF
M(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=VED=&@Z
M(#<E.R!F;VYT.B!B;VQD(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF.R!T97AT+6%L:6=N.B!R:6=H="<^,3$L-3DV/"]T9#X\=&0@;F]W
M<F%P/3-$;F]W<F%P('-T>6QE/3-$)W=I9'1H.B`Q)3L@9F]N=#H@8F]L9"`Q
M,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@=&5X="UA;&EG
M;CH@;&5F="<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE
M/3-$)W=I9'1H.B`Q)3L@9F]N=#H@8F]L9"`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P
M/3-$;F]W<F%P('-T>6QE/3-$)W=I9'1H.B`Q)3L@9F]N=#H@8F]L9"`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@=&5X="UA;&EG;CH@
M;&5F="<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$
M)W=I9'1H.B`W)3L@9F]N=#H@8F]L9"`Q,'!T($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9CL@=&5X="UA;&EG;CH@<FEG:'0G/CDV/"]T9#X\=&0@
M;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W=I9'1H.B`Q)3L@9F]N=#H@8F]L
M9"`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@=&5X="UA
M;&EG;CH@;&5F="<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T
M>6QE/3-$)W=I9'1H.B`Q)3L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I
M8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS
M1&YO=W)A<"!S='EL93TS1"=W:61T:#H@,24[('1E>'0M86QI9VXZ(&QE9G0[
M(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF
M(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=VED=&@Z
M(#<E.R!T97AT+6%L:6=N.B!R:6=H=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(
M96QV971I8V$L(%-A;G,M4V5R:68G/CQF;VYT('-T>6QE/3-$)V9O;G0M<VEZ
M93H@,3!P="<^)B,Y-#<R.SPO9F]N=#X\+W1D/CQT9"!N;W=R87`],T1N;W=R
M87`@<W1Y;&4],T0G=VED=&@Z(#$E.R!T97AT+6%L:6=N.B!L969T.R!F;VYT
M.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[
M/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W=I9'1H.B`Q)3L@
M9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C
M,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=W
M:61T:#H@,24[('1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R
M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R
M87`],T1N;W=R87`@<W1Y;&4],T0G=VED=&@Z(#<E.R!T97AT+6%L:6=N.B!R
M:6=H=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R
M:68G/C,T+#4Q,3PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=W
M:61T:#H@,24[('1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R
M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R
M87`],T1N;W=R87`@<W1Y;&4],T0G=VED=&@Z(#$E.R!F;VYT.B`Q,'!T($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@
M("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W=I9'1H.B`Q)3L@=&5X
M="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S
M='EL93TS1"=W:61T:#H@-R4[('1E>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q
M,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^,S0L-C8U/"]T
M9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W=I9'1H.B`Q)3L@=&5X
M="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S
M='EL93TS1"=W:61T:#H@,24[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G=VED=&@Z(#$E.R!T97AT+6%L:6=N.B!L969T
M.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^
M)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W=I9'1H
M.B`W)3L@=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF)SXQ-S`\+W1D/CQT9"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G=VED=&@Z(#$E.R!T97AT+6%L:6=N.B!L969T.R!F
M;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^/"]T
M9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W=I9'1H.B`Q)3L@9F]N
M=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P
M.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=W:61T
M:#H@,24[('1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G=VED=&@Z(#<E.R!T97AT+6%L:6=N.B!R:6=H
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M+"!386YS+5-E<FEF)SX-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE
M/3-$)W1E>'0M86QI9VXZ(&IU<W1I9GD[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#LF(S$V,#M-;W)T9V%G92UB
M86-K960@<V5C=7)I=&EE<SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL
M93TS1"=F;VYT.B!B;VQD(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@
M<W1Y;&4],T0G9F]N=#H@8F]L9"`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9CL@=&5X="UA;&EG;CH@;&5F="<^)B,Q-C`[/"]T9#X\=&0@
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M:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@8F]L9"`Q,'!T($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9CL@=&5X="UA;&EG;CH@;&5F="<^)B,Q-C`[
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M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@8F]L9"`Q,'!T($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@=&5X="UA;&EG;CH@;&5F
M="<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O
M;G0Z(&)O;&0@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[
M('1E>'0M86QI9VXZ(')I9VAT)SXS+#<Q-SPO=&0^/'1D(&YO=W)A<#TS1&YO
M=W)A<"!S='EL93TS1"=F;VYT.B!B;VQD(#$P<'0@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF.R!T97AT+6%L:6=N.B!L969T)SXF(S$V,#L\+W1D
M/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@8F]L9"`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-
M"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(&)O;&0@
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M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@
M(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F
M=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G
M/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT
M+6%L:6=N.B!R:6=H=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68G/C$R,"PP,S(\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@
M<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I
M+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A
M<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P
M/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P
M<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D
M/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG
M:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF
M)SXQ,C0L,3`U/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E
M>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A
M+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@
M<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S
M='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P
M/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q
M,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^-"PQ-C0\+W1D
M/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F
M=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G
M/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT
M.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[
M/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M
M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y
M;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF)SXH.3$\+W1D/CQT9"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#
M86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/BD\+W1D/CPO='(^#0H\
M='(@<W1Y;&4],T0G=F5R=&EC86PM86QI9VXZ(&)O='1O;3L@8F%C:V=R;W5N
M9"UC;VQO<CH@5VAI=&4[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A
M+"!386YS+5-E<FEF)SX-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE
M/3-$)W1E>'0M86QI9VXZ(&IU<W1I9GD[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#LF(S$V,#M#;W)P;W)A=&4@
M8F]N9',\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@
M8F]L9"`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q
M-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O
M;G0Z(&)O;&0@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[
M('1E>'0M86QI9VXZ(&QE9G0G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO
M=W)A<"!S='EL93TS1"=F;VYT.B!B;VQD(#$P<'0@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF.R!T97AT+6%L:6=N.B!R:6=H="<^,RPY.3@\+W1D
M/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@8F]L9"`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@=&5X="UA;&EG;CH@
M;&5F="<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$
M)V9O;G0Z(&)O;&0@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R
M:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL
M93TS1"=F;VYT.B!B;VQD(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF.R!T97AT+6%L:6=N.B!L969T)SXF(S$V,#L\+W1D/CQT9"!N;W=R
M87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@8F]L9"`Q,'!T($-A;&EB<FDL
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M86YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R
M87`@<W1Y;&4],T0G9F]N=#H@8F]L9"`Q,'!T($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9CL@=&5X="UA;&EG;CH@;&5F="<^)B,Q-C`[/"]T9#X\
M=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(&)O;&0@,3!P="!#
M86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[('1E>'0M86QI9VXZ(')I
M9VAT)SXW-3PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT
M.B!B;VQD(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T
M97AT+6%L:6=N.B!L969T)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R
M87`@<W1Y;&4],T0G9F]N=#H@8F]L9"`Q,'!T($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$
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M86YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R
M87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI
M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO
M=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!R:6=H=#L@9F]N
M=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/C$S+#$X
M.3PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N
M.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$
M)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF
M(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
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M.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[
M/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@
M0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*
M("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@
M;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R
M:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T
M97AT+6%L:6=N.B!R:6=H=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I
M8V$L(%-A;G,M4V5R:68G/C(W.3PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S
M='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P
M/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P
M="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^
M/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!R:6=H
M=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G
M/B@Y.#`\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA
M;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68G/BD\+W1D/CPO='(^#0H\='(@<W1Y;&4],T0G=F5R=&EC86PM
M86QI9VXZ(&)O='1O;3L@8F%C:V=R;W5N9"UC;VQO<CH@<F=B*#(P-"PR,S@L
M,C4U*3L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R
M:68G/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA
M;&EG;CH@:G5S=&EF>3L@<&%D9&EN9RUB;W1T;VTZ(#%P=#L@9F]N=#H@,3!P
M="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.R8C,38P
M.T5Q=6ET>2!S96-U<FET:65S/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T
M>6QE/3-$)V9O;G0Z(&)O;&0@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68[('!A9&1I;F<M8F]T=&]M.B`Q<'0G/B8C,38P.SPO=&0^#0H@
M("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=B;W)D97(M8F]T=&]M
M.B!";&%C:R`Q<'0@<V]L:60[(&9O;G0Z(&)O;&0@,3!P="!#86QI8G)I+"!(
M96QV971I8V$L(%-A;G,M4V5R:68[('1E>'0M86QI9VXZ(&QE9G0G/B8C,38P
M.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=B;W)D97(M8F]T
M=&]M.B!";&%C:R`Q<'0@<V]L:60[(&9O;G0Z(&)O;&0@,3!P="!#86QI8G)I
M+"!(96QV971I8V$L(%-A;G,M4V5R:68[('1E>'0M86QI9VXZ(')I9VAT)SXU
M+#`R-CPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P861D:6YG
M+6)O='1O;3H@,7!T.R!F;VYT.B!B;VQD(#$P<'0@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF.R!T97AT+6%L:6=N.B!L969T)SXF(S$V,#L\+W1D
M/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@8F]L9"`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@<&%D9&EN9RUB;W1T
M;VTZ(#%P="<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P
M('-T>6QE/3-$)V)O<F1E<BUB;W1T;VTZ($)L86-K(#%P="!S;VQI9#L@9F]N
M=#H@8F]L9"`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@
M=&5X="UA;&EG;CH@;&5F="<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)V)O<F1E<BUB;W1T;VTZ($)L86-K(#%P="!S;VQI9#L@
M9F]N=#H@8F]L9"`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9CL@=&5X="UA;&EG;CH@<FEG:'0G/C4L,#$W/"]T9#X\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`Q<'0[(&9O;G0Z(&)O
M;&0@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[('1E>'0M
M86QI9VXZ(&QE9G0G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S
M='EL93TS1"=F;VYT.B!B;VQD(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF.R!P861D:6YG+6)O='1O;3H@,7!T)SXF(S$V,#L\+W1D/@T*
M("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G8F]R9&5R+6)O='1O
M;3H@0FQA8VL@,7!T('-O;&ED.R!F;VYT.B!B;VQD(#$P<'0@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T97AT+6%L:6=N.B!L969T)SXF(S$V
M,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G8F]R9&5R+6)O
M='1O;3H@0FQA8VL@,7!T('-O;&ED.R!F;VYT.B!B;VQD(#$P<'0@0V%L:6)R
M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T97AT+6%L:6=N.B!R:6=H="<^
M,38\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB
M;W1T;VTZ(#%P=#L@9F]N=#H@8F]L9"`Q,'!T($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9CL@=&5X="UA;&EG;CH@;&5F="<^)B,Q-C`[/"]T9#X\
M=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(&)O;&0@,3!P="!#
M86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[('!A9&1I;F<M8F]T=&]M
M.B`Q<'0G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S
M='EL93TS1"=B;W)D97(M8F]T=&]M.B!";&%C:R`Q<'0@<V]L:60[(&9O;G0Z
M(&)O;&0@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[('1E
M>'0M86QI9VXZ(&QE9G0G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A
M<"!S='EL93TS1"=B;W)D97(M8F]T=&]M.B!";&%C:R`Q<'0@<V]L:60[(&9O
M;G0Z(&)O;&0@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[
M('1E>'0M86QI9VXZ(')I9VAT)SXH,C4\+W1D/CQT9"!N;W=R87`],T1N;W=R
M87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#%P=#L@9F]N=#H@8F]L9"`Q
M,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@=&5X="UA;&EG
M;CH@;&5F="<^*3PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P
M861D:6YG+6)O='1O;3H@,7!T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P
M/3-$;F]W<F%P('-T>6QE/3-$)V)O<F1E<BUB;W1T;VTZ($)L86-K(#%P="!S
M;VQI9#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R
M:68[('1E>'0M86QI9VXZ(&QE9G0G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS
M1&YO=W)A<"!S='EL93TS1"=B;W)D97(M8F]T=&]M.B!";&%C:R`Q<'0@<V]L
M:60[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF
M.R!T97AT+6%L:6=N.B!R:6=H="<^,3`L.3DX/"]T9#X\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`Q<'0[('1E>'0M86QI
M9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4]
M,T0G<&%D9&EN9RUB;W1T;VTZ(#%P=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(
M96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO
M=W)A<#TS1&YO=W)A<"!S='EL93TS1"=B;W)D97(M8F]T=&]M.B!";&%C:R`Q
M<'0@<V]L:60[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF.R!T97AT+6%L:6=N.B!L969T)SXF(S$V,#L\+W1D/CQT9"!N;W=R
M87`],T1N;W=R87`@<W1Y;&4],T0G8F]R9&5R+6)O='1O;3H@0FQA8VL@,7!T
M('-O;&ED.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9CL@=&5X="UA;&EG;CH@<FEG:'0G/C$Q+#,V.#PO=&0^/'1D(&YO=W)A
M<#TS1&YO=W)A<"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@,7!T.R!T97AT
M+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T
M>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`Q<'0[(&9O;G0Z(#$P<'0@0V%L:6)R
M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G8F]R9&5R+6)O='1O;3H@0FQA
M8VL@,7!T('-O;&ED.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9CL@=&5X="UA;&EG;CH@;&5F="<^)B,Q-C`[/"]T9#X\=&0@
M;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V)O<F1E<BUB;W1T;VTZ($)L86-K
M(#%P="!S;VQI9#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68[('1E>'0M86QI9VXZ(')I9VAT)SXT,#D\+W1D/CQT9"!N;W=R
M87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#%P=#L@=&5X
M="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S
M='EL93TS1"=P861D:6YG+6)O='1O;3H@,7!T.R!F;VYT.B`Q,'!T($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\
M=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V)O<F1E<BUB;W1T;VTZ($)L
M86-K(#%P="!S;VQI9#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68[('1E>'0M86QI9VXZ(&QE9G0G/B8C,38P.SPO=&0^/'1D
M(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=B;W)D97(M8F]T=&]M.B!";&%C
M:R`Q<'0@<V]L:60[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF.R!T97AT+6%L:6=N.B!R:6=H="<^*#,Y/"]T9#X\=&0@;F]W
M<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`Q<'0[('1E
M>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A
M+"!386YS+5-E<FEF)SXI/"]T9#X\+W1R/@T*/'1R('-T>6QE/3-$)W9E<G1I
M8V%L+6%L:6=N.B!B;W1T;VT[(&)A8VMG<F]U;F0M8V]L;W(Z(%=H:71E.R!F
M;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^#0H@
M("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!J
M=7-T:69Y.R!P861D:6YG+6)O='1O;3H@,BXU<'0[(&9O;G0Z(#$P<'0@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SY4;W1A;"!A=F%I;&%B;&4@
M9F]R('-A;&4\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N
M=#H@8F]L9"`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@
M<&%D9&EN9RUB;W1T;VTZ(#(N-7!T)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N
M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G8F]R9&5R+6)O='1O;3H@0FQA8VL@
M,BXU<'0@9&]U8FQE.R!F;VYT.B!B;VQD(#$P<'0@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF.R!T97AT+6%L:6=N.B!L969T)SXD/"]T9#X\=&0@
M;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V)O<F1E<BUB;W1T;VTZ($)L86-K
M(#(N-7!T(&1O=6)L93L@9F]N=#H@8F]L9"`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9CL@=&5X="UA;&EG;CH@<FEG:'0G/C$V-"PP-C,\
M+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T
M;VTZ(#(N-7!T.R!F;VYT.B!B;VQD(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A
M+"!386YS+5-E<FEF.R!T97AT+6%L:6=N.B!L969T)SXF(S$V,#L\+W1D/CQT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@8F]L9"`Q,'!T($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@<&%D9&EN9RUB;W1T;VTZ
M(#(N-7!T)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@
M<W1Y;&4],T0G8F]R9&5R+6)O='1O;3H@0FQA8VL@,BXU<'0@9&]U8FQE.R!F
M;VYT.B!B;VQD(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF
M.R!T97AT+6%L:6=N.B!L969T)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G8F]R9&5R+6)O='1O;3H@0FQA8VL@,BXU<'0@9&]U
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M,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=B
M;W)D97(M8F]T=&]M.B!";&%C:R`R+C5P="!D;W5B;&4[(&9O;G0Z(&)O;&0@
M,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[('1E>'0M86QI
M9VXZ(&QE9G0G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL
M93TS1"=B;W)D97(M8F]T=&]M.B!";&%C:R`R+C5P="!D;W5B;&4[(&9O;G0Z
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M("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=B;W)D97(M8F]T=&]M
M.B!";&%C:R`R+C5P="!D;W5B;&4[(&9O;G0Z(&)O;&0@,3!P="!#86QI8G)I
M+"!(96QV971I8V$L(%-A;G,M4V5R:68[('1E>'0M86QI9VXZ(&QE9G0G/B8C
M,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=B;W)D97(M
M8F]T=&]M.B!";&%C:R`R+C5P="!D;W5B;&4[(&9O;G0Z(&)O;&0@,3!P="!#
M86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[('1E>'0M86QI9VXZ(')I
M9VAT)SXH-C$U/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A
M9&1I;F<M8F]T=&]M.B`R+C5P=#L@9F]N=#H@8F]L9"`Q,'!T($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9CL@=&5X="UA;&EG;CH@;&5F="<^*3PO
M=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P861D:6YG+6)O='1O
M;3H@,BXU<'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@
M<W1Y;&4],T0G8F]R9&5R+6)O='1O;3H@0FQA8VL@,BXU<'0@9&]U8FQE.R!F
M;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@=&5X
M="UA;&EG;CH@;&5F="<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P
M('-T>6QE/3-$)V)O<F1E<BUB;W1T;VTZ($)L86-K(#(N-7!T(&1O=6)L93L@
M9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[('1E
M>'0M86QI9VXZ(')I9VAT)SXQ-S@L-S,P/"]T9#X\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`R+C5P=#L@=&5X="UA;&EG
M;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=P861D:6YG+6)O='1O;3H@,BXU<'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N
M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G8F]R9&5R+6)O='1O;3H@0FQA8VL@
M,BXU<'0@9&]U8FQE.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9CL@=&5X="UA;&EG;CH@;&5F="<^)B,Q-C`[/"]T9#X\=&0@
M;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V)O<F1E<BUB;W1T;VTZ($)L86-K
M(#(N-7!T(&1O=6)L93L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68[('1E>'0M86QI9VXZ(')I9VAT)SXQ.#(L-C(V/"]T9#X\
M=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`R
M+C5P=#L@=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(
M96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS
M1&YO=W)A<"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@,BXU<'0[(&9O;G0Z
M(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\
M+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G8F]R9&5R
M+6)O='1O;3H@0FQA8VL@,BXU<'0@9&]U8FQE.R!F;VYT.B`Q,'!T($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@=&5X="UA;&EG;CH@;&5F="<^
M)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V)O<F1E
M<BUB;W1T;VTZ($)L86-K(#(N-7!T(&1O=6)L93L@9F]N=#H@,3!P="!#86QI
M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[('1E>'0M86QI9VXZ(')I9VAT
M)SXU+#`R,CPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P861D
M:6YG+6)O='1O;3H@,BXU<'0[('1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P
M<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D
M/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ
M(#(N-7!T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T
M>6QE/3-$)V)O<F1E<BUB;W1T;VTZ($)L86-K(#(N-7!T(&1O=6)L93L@9F]N
M=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[('1E>'0M
M86QI9VXZ(&QE9G0G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S
M='EL93TS1"=B;W)D97(M8F]T=&]M.B!";&%C:R`R+C5P="!D;W5B;&4[(&9O
M;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T97AT
M+6%L:6=N.B!R:6=H="<^*#$L,3(V/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P
M('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`R+C5P=#L@=&5X="UA;&EG;CH@
M;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R
M:68G/BD\+W1D/CPO='(^#0H\='(@<W1Y;&4],T0G=F5R=&EC86PM86QI9VXZ
M(&)O='1O;3L@8F%C:V=R;W5N9"UC;VQO<CH@<F=B*#(P-"PR,S@L,C4U*3L@
M9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/@T*
M("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@
M:G5S=&EF>3L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^
M)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$
M)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R
M87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N
M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N
M=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P
M.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-
M"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ
M(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
M=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R
M87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI
M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO
M=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W
M<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z
M(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\
M+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@
M<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
M=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I
M8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A
M<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P
M('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R
M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R
M87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z
M(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\
M+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@
M;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R
M:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F
M;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q
M-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E
M>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A
M+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@
M<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R
M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R
M87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@
M,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO
M=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@
M("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE
M9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF
M)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X
M="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A
M+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@
M<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I
M+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A
M<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P
M/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P
M<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D
M/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG
M:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF
M)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X
M="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S
M='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T
M>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P
M<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D
M/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F
M=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G
M/B8C,38P.SPO=&0^/"]T<CX-"CQT<B!S='EL93TS1"=V97)T:6-A;"UA;&EG
M;CH@8F]T=&]M.R!B86-K9W)O=6YD+6-O;&]R.B!7:&ET93L@9F]N=#H@,3!P
M="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/@T*("`@(#QT9"!N
M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@:G5S=&EF>3L@
M9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/E-E
M8W5R:71I97,@:&5L9"!T;R!M871U<FET>3H\+W1D/CQT9"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO
M=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@
M;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F
M;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q
M-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI
M9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4]
M,T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G
M/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@
M;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O
M;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V
M,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P
M="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^
M#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N
M.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$
M)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N
M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(
M96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO
M=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT
M.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[
M/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ
M(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$
M)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R
M87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A
M<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W
M<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT
M.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[
M/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ
M(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
M9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C
M,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T
M97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P
M('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W
M<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z
M(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\
M+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#
M86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@
M("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L
M969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E
M>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P
M('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R
M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R
M87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV
M971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A
M<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q
M,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T
M9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I
M9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E
M>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A
M+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CPO='(^#0H\='(@<W1Y;&4],T0G
M=F5R=&EC86PM86QI9VXZ(&)O='1O;3L@8F%C:V=R;W5N9"UC;VQO<CH@<F=B
M*#(P-"PR,S@L,C4U*3L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68G/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4]
M,T0G=&5X="UA;&EG;CH@;&5F=#L@<&%D9&EN9RUB;W1T;VTZ(#(N-7!T.R!F
M;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q
M-C`[)B,Q-C`[4W1A=&4@86YD(&QO8V%L(&=O=F5R;FUE;G1S/"]T9#X\=&0@
M;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(&)O;&0@,3!P="!#86QI
M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[('!A9&1I;F<M8F]T=&]M.B`R
M+C5P="<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T
M>6QE/3-$)V)O<F1E<BUB;W1T;VTZ($)L86-K(#(N-7!T(&1O=6)L93L@9F]N
M=#H@8F]L9"`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@
M=&5X="UA;&EG;CH@;&5F="<^)#PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S
M='EL93TS1"=B;W)D97(M8F]T=&]M.B!";&%C:R`R+C5P="!D;W5B;&4[(&9O
M;G0Z(&)O;&0@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[
M('1E>'0M86QI9VXZ(')I9VAT)SXU-BPP-C0\+W1D/CQT9"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#(N-7!T.R!F;VYT.B!B
M;VQD(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T97AT
M+6%L:6=N.B!L969T)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@
M<W1Y;&4],T0G9F]N=#H@8F]L9"`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9CL@<&%D9&EN9RUB;W1T;VTZ(#(N-7!T)SXF(S$V,#L\+W1D
M/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G8F]R9&5R+6)O
M='1O;3H@0FQA8VL@,BXU<'0@9&]U8FQE.R!F;VYT.B!B;VQD(#$P<'0@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T97AT+6%L:6=N.B!L969T
M)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G8F]R
M9&5R+6)O='1O;3H@0FQA8VL@,BXU<'0@9&]U8FQE.R!F;VYT.B!B;VQD(#$P
M<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T97AT+6%L:6=N
M.B!R:6=H="<^-C$L-#DV/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE
M/3-$)W!A9&1I;F<M8F]T=&]M.B`R+C5P=#L@9F]N=#H@8F]L9"`Q,'!T($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@=&5X="UA;&EG;CH@;&5F
M="<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O
M;G0Z(&)O;&0@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[
M('!A9&1I;F<M8F]T=&]M.B`R+C5P="<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@
M;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V)O<F1E<BUB;W1T;VTZ($)L86-K
M(#(N-7!T(&1O=6)L93L@9F]N=#H@8F]L9"`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9CL@=&5X="UA;&EG;CH@;&5F="<^)B,Q-C`[/"]T
M9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V)O<F1E<BUB;W1T;VTZ
M($)L86-K(#(N-7!T(&1O=6)L93L@9F]N=#H@8F]L9"`Q,'!T($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9CL@=&5X="UA;&EG;CH@<FEG:'0G/C4L
M-#,R/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M
M8F]T=&]M.B`R+C5P=#L@9F]N=#H@8F]L9"`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9CL@=&5X="UA;&EG;CH@;&5F="<^)B,Q-C`[/"]T
M9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M
M.B`R+C5P=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S
M='EL93TS1"=B;W)D97(M8F]T=&]M.B!";&%C:R`R+C5P="!D;W5B;&4[(&9O
M;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T97AT
M+6%L:6=N.B!L969T)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@
M<W1Y;&4],T0G8F]R9&5R+6)O='1O;3H@0FQA8VL@,BXU<'0@9&]U8FQE.R!F
M;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@=&5X
M="UA;&EG;CH@<FEG:'0G/CQP('-T>6QE/3-$)V9O;G0Z(#$P<'0O,3`N,#5P
M="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[(&UA<F=I;CH@,#L@
M=&5X="UA;&EG;CH@<FEG:'0G/B8C.30W,CL\+W`^/"]T9#X\=&0@;F]W<F%P
M/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`R+C5P=#L@=&5X
M="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S
M='EL93TS1"=P861D:6YG+6)O='1O;3H@,BXU<'0[(&9O;G0Z(#$P<'0@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@
M(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G8F]R9&5R+6)O='1O;3H@
M0FQA8VL@,BXU<'0@9&]U8FQE.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9CL@=&5X="UA;&EG;CH@;&5F="<^)B,Q-C`[/"]T
M9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V)O<F1E<BUB;W1T;VTZ
M($)L86-K(#(N-7!T(&1O=6)L93L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV
M971I8V$L(%-A;G,M4V5R:68[('1E>'0M86QI9VXZ(')I9VAT)SXU-RPY.#@\
M+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T
M;VTZ(#(N-7!T.R!T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W
M<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`R+C5P=#L@
M9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C
M,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=B
M;W)D97(M8F]T=&]M.B!";&%C:R`R+C5P="!D;W5B;&4[(&9O;G0Z(#$P<'0@
M0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T97AT+6%L:6=N.B!L
M969T)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
M8F]R9&5R+6)O='1O;3H@0FQA8VL@,BXU<'0@9&]U8FQE.R!F;VYT.B`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@=&5X="UA;&EG;CH@
M<FEG:'0G/C8R+#<U-#PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=P861D:6YG+6)O='1O;3H@,BXU<'0[('1E>'0M86QI9VXZ(&QE9G0[(&9O
M;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V
M,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB
M;W1T;VTZ(#(N-7!T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)V)O<F1E<BUB;W1T;VTZ($)L86-K(#(N-7!T(&1O=6)L
M93L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[
M('1E>'0M86QI9VXZ(&QE9G0G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO
M=W)A<"!S='EL93TS1"=B;W)D97(M8F]T=&]M.B!";&%C:R`R+C5P="!D;W5B
M;&4[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF
M.R!T97AT+6%L:6=N.B!R:6=H="<^-"PW-C8\+W1D/CQT9"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#(N-7!T.R!T97AT+6%L
M:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE
M/3-$)W!A9&1I;F<M8F]T=&]M.B`R+C5P=#L@9F]N=#H@,3!P="!#86QI8G)I
M+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D
M(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=B;W)D97(M8F]T=&]M.B!";&%C
M:R`R+C5P="!D;W5B;&4[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A
M+"!386YS+5-E<FEF.R!T97AT+6%L:6=N.B!L969T)SXF(S$V,#L\+W1D/CQT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G8F]R9&5R+6)O='1O;3H@0FQA
M8VL@,BXU<'0@9&]U8FQE.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9CL@=&5X="UA;&EG;CH@<FEG:'0G/CQP('-T>6QE/3-$
M)V9O;G0Z(#$P<'0O,3`N,#5P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68[(&UA<F=I;CH@,#L@=&5X="UA;&EG;CH@<FEG:'0G/B8C.30W,CL\
M+W`^/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M
M8F]T=&]M.B`R+C5P=#L@=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#
M86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/"]T
M<CX-"CPO=&%B;&4^#0H-"@T*/'`@<W1Y;&4],T0G9F]N=#H@,3!P="\Q,"XP
M-7!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@;6%R9VEN.B`P
M.R!T97AT+6%L:6=N.B!J=7-T:69Y)SXF(S$V,#L\+W`^#0H-"CQP('-T>6QE
M/3-$)V9O;G0Z(#$P<'0O;F]R;6%L($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9CL@;6%R9VEN.B`P.R!T97AT+6%L:6=N.B!L969T)SY);F-L=61E
M9"!I;B!M;W)T9V%G92UB86-K960@<V5C=7)I=&EE<PT*870@1&5C96UB97(@
M,S$L(#(P,3(@=V5R92!C;VQL871E<F%L:7IE9"!M;W)T9V%G92!O8FQI9V%T
M:6]N<R!W:71H(&%N(&%M;W)T:7IE9"!C;W-T(&]F("0S.#$L,#`P(&%N9"!A
M(&9A:7(@=F%L=64@;V8@)#,Y-BPP,#`N#0I);F-L=61E9"!I;B!M;W)T9V%G
M92UB86-K960@<V5C=7)I=&EE<R!A="!$96-E;6)E<B`S,2P@,C`Q,2!W97)E
M(&-O;&QA=&5R86QI>F5D(&UO<G1G86=E(&]B;&EG871I;VYS('=I=&@@86X@
M86UO<G1I>F5D(&-O<W0@;V8-"B0Q+#0V,BPP,#`@86YD(&$@9F%I<B!V86QU
M92!O9B`D,2PU,34L,#`P+B!!;&P@;V8@=&AE($-O;7!A;GDF(S$T-CMS(&UO
M<G1G86=E+6)A8VME9"!S96-U<FET:65S+"!I;F-L=61I;F<@=&AE(&-O;&QA
M=&5R86QI>F5D#0IM;W)T9V%G92!O8FQI9V%T:6]N<RP@=V5R92!I<W-U960@
M8GD@9V]V97)N;65N="US<&]N<V]R960@8V]R<&]R871I;VYS+CPO<#X-"@T*
M/'`@<W1Y;&4],T0G9F]N=#H@,3!P="]N;W)M86P@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF.R!M87)G:6XZ(#`[('1E>'0M86QI9VXZ(&QE9G0[
M('1E>'0M:6YD96YT.B`P+C(U:6XG/B8C,38P.SPO<#X-"@T*#0H-"CQP('-T
M>6QE/3-$)V9O;G0Z(#$P<'0O;F]R;6%L($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9CL@;6%R9VEN.B`P.R!T97AT+6%L:6=N.B!L969T)SXF(S$V
M,#L\+W`^#0H-"CQP('-T>6QE/3-$)V9O;G0Z(#$P<'0O;F]R;6%L($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@;6%R9VEN.B`P.R!T97AT+6%L
M:6=N.B!L969T)SY4:&4@0V]M<&%N>2!O=VYE9"!&961E<F%L($AO;64@3&]A
M;B!"86YK#0HH1DA,0BD@<W1O8VL@=VET:"!A(&-O<W0@86YD(&9A:7(@=F%L
M=64@;V8@)#0L.3,T+#`P,"!A="!$96-E;6)E<B`S,2P@,C`Q,B!A;F0@)#$P
M+#DP-"PP,#`@870@1&5C96UB97(@,S$L(#(P,3$L('=H:6-H(&ES(&EN8VQU
M9&5D#0II;B!E<75I='D@<V5C=7)I=&EE<R!A8F]V92!A;F0@<V5R=F5S(&%S
M('!A<G0@;V8@=&AE(&-O;&QA=&5R86P@9F]R('1H92!#;VUP86YY)B,Q-#8[
M<R!L:6YE(&]F(&-R961I="!W:71H('1H92!&2$Q"("AS964@3F]T90T*,3`@
M9F]R(&%D9&ET:6]N86P@9&ES8W5S<VEO;BDN(%1H92!I;G9E<W1M96YT(&EN
M('1H:7,@<W1O8VL@:7,@82!R97%U:7)E;65N="!F;W(@;65M8F5R<VAI<"!I
M;B!T:&4@1DA,0B!S>7-T96TN(%!E<FEO9&EC86QL>2!T:&4-"D9(3$(@<F5C
M86QC=6QA=&5S('1H92!#;VUP86YY)B,Q-#8[<R!R97%U:7)E9"!L979E;"!O
M9B!H;VQD:6YG<RP@86YD('1H92!#;VUP86YY(&5I=&AE<B!B=7ES(&UO<F4@
M<W1O8VL@;W(@=&AE($9(3$(@<F5D965M<R!A#0IP;W)T:6]N(&]F('1H92!S
M=&]C:R!A="!C;W-T+CPO<#X-"@T*/'`@<W1Y;&4],T0G9F]N=#H@,3!P="]N
M;W)M86P@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!M87)G:6XZ
M(#`[('1E>'0M86QI9VXZ(&QE9G0[('1E>'0M:6YD96YT.B`P+C(U:6XG/B8C
M,38P.R8C,38P.SPO<#X-"@T*/'`@<W1Y;&4],T0G9F]N=#H@,3!P="]N;W)M
M86P@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!M87)G:6XZ(#`[
M('1E>'0M86QI9VXZ(&QE9G0G/E1H92!F;VQL;W=I;F<@=&%B;&4@<')E<V5N
M=',@:6YF;W)M871I;VX-"G)E9V%R9&EN9R!S96-U<FET:65S('=I=&@@=6YR
M96%L:7IE9"!L;W-S97,@870@1&5C96UB97(@,S$L(#(P,3(Z/"]P/@T*#0H\
M<"!S='EL93TS1"=F;VYT.B`Q,'!T+VYO<FUA;"!#86QI8G)I+"!(96QV971I
M8V$L(%-A;G,M4V5R:68[(&UA<F=I;CH@,#L@=&5X="UA;&EG;CH@:G5S=&EF
M>3L@=&5X="UI;F1E;G0Z(#`N,C5I;B<^)B,Q-C`[/"]P/@T*#0H\=&%B;&4@
M8V5L;'!A9&1I;F<],T0P(&-E;&QS<&%C:6YG/3-$,"!S='EL93TS1"=B;W)D
M97(M8V]L;&%P<V4Z(&-O;&QA<'-E.R!W:61T:#H@,3`P)3L@9F]N=#H@,3!P
M="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/@T*/'1R('-T>6QE
M/3-$)W9E<G1I8V%L+6%L:6=N.B!B;W1T;VT[(&9O;G0Z(#$P<'0@0V%L:6)R
M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SX-"B`@("`\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)V9O;G0Z(&ET86QI8R`Q,'!T($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9CL@=&5X="UA;&EG;CH@:G5S=&EF>2<^*"0@
M:6X@=&AO=7-A;F1S*3PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=P861D:6YG+6)O='1O;3H@,7!T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@8V]L
M<W!A;CTS1#8@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ
M(&-E;G1E<CL@8F]R9&5R+6)O='1O;3H@0FQA8VL@,7!T('-O;&ED.R!F;VYT
M.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^4V5C=7)I
M=&EE<R!I;B!A;B!5;G)E86QI>F5D(#QB<B`O/@T*3&]S<R!0;W-I=&EO;B!F
M;W(@/&)R("\^#0I,97-S('1H86X@,3(@36]N=&AS/"]T9#X\=&0@;F]W<F%P
M/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`Q<'0[(&9O;G0Z
M(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\
M+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T
M;VTZ(#%P=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&-O;'-P86X],T0V(&YO=W)A
M<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!C96YT97([(&)O<F1E
M<BUB;W1T;VTZ($)L86-K(#%P="!S;VQI9#L@9F]N=#H@,3!P="!#86QI8G)I
M+"!(96QV971I8V$L(%-A;G,M4V5R:68G/E-E8W5R:71I97,@:6X@86X@56YR
M96%L:7IE9"`\8G(@+SX-"DQO<W,@4&]S:71I;VX@9F]R(#QB<B`O/@T*36]R
M92!T:&%N(#$R($UO;G1H<SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL
M93TS1"=P861D:6YG+6)O='1O;3H@,7!T.R!F;VYT.B`Q,'!T($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P
M/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`Q<'0[(&9O;G0Z
M(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\
M+W1D/@T*("`@(#QT9"!C;VQS<&%N/3-$-B!N;W=R87`],T1N;W=R87`@<W1Y
M;&4],T0G=&5X="UA;&EG;CH@8V5N=&5R.R!B;W)D97(M8F]T=&]M.B!";&%C
M:R`Q<'0@<V]L:60[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF)SY4;W1A;#PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL
M93TS1"=P861D:6YG+6)O='1O;3H@,7!T.R!F;VYT.B`Q,'!T($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\+W1R/@T*/'1R
M('-T>6QE/3-$)W9E<G1I8V%L+6%L:6=N.B!B;W1T;VT[(&9O;G0Z(#$P<'0@
M0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SX-"B`@("`\=&0@;F]W
M<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&IU<W1I9GD[(&9O
M;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V
M,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB
M;W1T;VTZ(#%P=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&-O;'-P86X],T0R(&YO
M=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!C96YT97([(&)O
M<F1E<BUB;W1T;VTZ($)L86-K(#%P="!S;VQI9#L@9F]N=#H@,3!P="!#86QI
M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/D9A:7(@5F%L=64\+W1D/CQT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#%P
M=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G
M/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P861D
M:6YG+6)O='1O;3H@,7!T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@8V]L<W!A;CTS
M1#(@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&-E;G1E
M<CL@8F]R9&5R+6)O='1O;3H@0FQA8VL@,7!T('-O;&ED.R!F;VYT.B`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^56YR96%L:7IE9"`\
M8G(@+SX-"DQO<W-E<SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=P861D:6YG+6)O='1O;3H@,7!T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`Q<'0[(&9O;G0Z(#$P
M<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D
M/@T*("`@(#QT9"!C;VQS<&%N/3-$,B!N;W=R87`],T1N;W=R87`@<W1Y;&4]
M,T0G=&5X="UA;&EG;CH@8V5N=&5R.R!B;W)D97(M8F]T=&]M.B!";&%C:R`Q
M<'0@<V]L:60[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF)SY&86ER(%9A;'5E/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T
M>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`Q<'0[(&9O;G0Z(#$P<'0@0V%L:6)R
M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R
M87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#%P=#L@9F]N
M=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P
M.SPO=&0^#0H@("`@/'1D(&-O;'-P86X],T0R(&YO=W)A<#TS1&YO=W)A<"!S
M='EL93TS1"=T97AT+6%L:6=N.B!C96YT97([(&)O<F1E<BUB;W1T;VTZ($)L
M86-K(#%P="!S;VQI9#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68G/E5N<F5A;&EZ960@/&)R("\^#0I,;W-S97,\+W1D/CQT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#%P
M=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G
M/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P861D
M:6YG+6)O='1O;3H@,7!T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@8V]L<W!A;CTS
M1#(@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&-E;G1E
M<CL@8F]R9&5R+6)O='1O;3H@0FQA8VL@,7!T('-O;&ED.R!F;VYT.B`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^1F%I<B!686QU93PO
M=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P861D:6YG+6)O='1O
M;3H@,7!T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$
M)W!A9&1I;F<M8F]T=&]M.B`Q<'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!C;VQS
M<&%N/3-$,B!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@
M8V5N=&5R.R!B;W)D97(M8F]T=&]M.B!";&%C:R`Q<'0@<V]L:60[(&9O;G0Z
M(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SY5;G)E86QI
M>F5D(#QB<B`O/@T*3&]S<V5S/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T
M>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`Q<'0[(&9O;G0Z(#$P<'0@0V%L:6)R
M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CPO='(^#0H\
M='(@<W1Y;&4],T0G=F5R=&EC86PM86QI9VXZ(&)O='1O;3L@8F%C:V=R;W5N
M9"UC;VQO<CH@<F=B*#(P-"PR,S@L,C4U*3L@9F]N=#H@,3!P="!#86QI8G)I
M+"!(96QV971I8V$L(%-A;G,M4V5R:68G/@T*("`@(#QT9"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@=&5X="UI;F1E;G0Z
M("TQ,BXV<'0[('!A9&1I;F<M;&5F=#H@,3(N-G!T.R!F;VYT.B`Q,'!T($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^1V]V97)N;65N="US<&]N
M<V]R960@96YT97)P<FES92!S96-U<FET:65S/"]T9#X\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A
M+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#
M86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B0\+W1D/CQT9"!N;W=R
M87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z
M(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$U,3L\
M+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@
M;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R
M:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F
M;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q
M-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E
M>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A
M+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@
M<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R
M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$U,3L\+W1D/CQT9"!N;W=R
M87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@
M,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO
M=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@
M("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE
M9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF
M)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X
M="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A
M+"!386YS+5-E<FEF)SXF(S$U,3L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@
M<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I
M+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A
M<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P
M/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P
M<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D
M/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG
M:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF
M)SXF(S$U,3L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X
M="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S
M='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T
M>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P
M<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$U,3L\+W1D
M/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F
M=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G
M/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT
M.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[
M/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M
M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y
M;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$U,3L\+W1D/CQT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P
M="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^
M/"]T<CX-"CQT<B!S='EL93TS1"=V97)T:6-A;"UA;&EG;CH@8F]T=&]M.R!B
M86-K9W)O=6YD+6-O;&]R.B!7:&ET93L@9F]N=#H@,3!P="!#86QI8G)I+"!(
M96QV971I8V$L(%-A;G,M4V5R:68G/@T*("`@(#QT9"!N;W=R87`],T1N;W=R
M87`@<W1Y;&4],T0G=VED=&@Z(#0P)3L@=&5X="UA;&EG;CH@;&5F=#L@9F]N
M=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/DUO<G1G
M86=E+6)A8VME9"!S96-U<FET:65S/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P
M('-T>6QE/3-$)W=I9'1H.B`Q)3L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV
M971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A
M<#TS1&YO=W)A<"!S='EL93TS1"=W:61T:#H@,24[('1E>'0M86QI9VXZ(&QE
M9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF
M)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=VED
M=&@Z(#<E.R!T97AT+6%L:6=N.B!R:6=H=#L@9F]N=#H@,3!P="!#86QI8G)I
M+"!(96QV971I8V$L(%-A;G,M4V5R:68G/C(V+#,S,#PO=&0^/'1D(&YO=W)A
M<#TS1&YO=W)A<"!S='EL93TS1"=W:61T:#H@,24[('1E>'0M86QI9VXZ(&QE
M9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF
M)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=VED
M=&@Z(#$E.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T
M>6QE/3-$)W=I9'1H.B`Q)3L@=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P
M="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^
M/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=W:61T:#H@-R4[('1E>'0M
M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9B<^,S,P/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE
M/3-$)W=I9'1H.B`Q)3L@=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#
M86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D
M(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=W:61T:#H@,24[(&9O;G0Z(#$P
M<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D
M/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=VED=&@Z(#$E
M.R!T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)W=I9'1H.B`W)3L@=&5X="UA;&EG;CH@<FEG:'0[(&9O
M;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$U
M,3L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=VED=&@Z(#$E
M.R!T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)W=I9'1H.B`Q)3L@9F]N=#H@,3!P="!#86QI8G)I+"!(
M96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO
M=W)A<#TS1&YO=W)A<"!S='EL93TS1"=W:61T:#H@,24[('1E>'0M86QI9VXZ
M(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
M=VED=&@Z(#<E.R!T97AT+6%L:6=N.B!R:6=H=#L@9F]N=#H@,3!P="!#86QI
M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,34Q.SPO=&0^/'1D(&YO
M=W)A<#TS1&YO=W)A<"!S='EL93TS1"=W:61T:#H@,24[('1E>'0M86QI9VXZ
M(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
M=VED=&@Z(#$E.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P
M('-T>6QE/3-$)W=I9'1H.B`Q)3L@=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@
M,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO
M=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=W:61T:#H@-R4[('1E
M>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9B<^,C8L,S,P/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P
M('-T>6QE/3-$)W=I9'1H.B`Q)3L@=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@
M,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO
M=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=W:61T:#H@,24[(&9O
M;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V
M,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=VED
M=&@Z(#$E.R!T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P
M/3-$;F]W<F%P('-T>6QE/3-$)W=I9'1H.B`W)3L@=&5X="UA;&EG;CH@<FEG
M:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF
M)SXS,S`\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=VED=&@Z
M(#$E.R!T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\+W1R/@T*/'1R('-T
M>6QE/3-$)W9E<G1I8V%L+6%L:6=N.B!B;W1T;VT[(&)A8VMG<F]U;F0M8V]L
M;W(Z(')G8B@R,#0L,C,X+#(U-2D[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF)SX-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P
M('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R
M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SY#;W)P;W)A=&4@8F]N9',\+W1D
M/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI
M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@
M/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T
M.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^
M)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M
M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9B<^)B,Q-3$[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T
M>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I
M8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS
M1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\
M=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT
M.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^
M)B,Q-3$[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M
M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y
M;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R
M:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL
M93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^-S0P/"]T9#X\=&0@
M;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O
M;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V
M,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P
M="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^
M#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N
M.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$
M)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9B<^,C8P/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P
M('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R
M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R
M87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV
M971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A
M<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q
M,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T
M9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I
M9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9B<^-S0P/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M
M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y
M;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R
M:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL
M93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T
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M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SX-"B`@("`\=&0@;F]W<F%P
M/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P
M<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SY%<75I='D@<V5C
M=7)I=&EE<SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT
M.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[
M/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M
M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y
M;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$U,3L\+W1D/CQT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P
M="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^
M/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\
M=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[
M(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF
M(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA
M;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF)SXF(S$U,3L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y
M;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(
M96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS
M1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@
M0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[
M(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXS
M,#PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N
M.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$
M)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF
M(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
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M/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI
M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@
M/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T
M.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^
M)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M
M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9B<^,S`\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4]
M,T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV
M971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO
M=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N
M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O
M;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXR-3PO
M=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L
M969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9B<^)B,Q-C`[/"]T9#X\+W1R/@T*/'1R('-T>6QE/3-$)W9E<G1I8V%L+6%L
M:6=N.B!B;W1T;VT[(&)A8VMG<F]U;F0M8V]L;W(Z(')G8B@R,#0L,C,X+#(U
M-2D[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF
M)SX-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI
M9VXZ(&QE9G0[('!A9&1I;F<M8F]T=&]M.B`Q<'0[(&9O;G0Z(#$P<'0@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SY3=&%T92!A;F0@;&]C86P@
M9V]V97)N;65N=',\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
M<&%D9&EN9RUB;W1T;VTZ(#%P=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV
M971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A
M<#TS1&YO=W)A<"!S='EL93TS1"=B;W)D97(M8F]T=&]M.B!";&%C:R`Q<'0@
M<V]L:60[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF.R!T97AT+6%L:6=N.B!L969T)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G8F]R9&5R+6)O='1O;3H@0FQA8VL@,7!T('-O
M;&ED.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9CL@=&5X="UA;&EG;CH@<FEG:'0G/B8C,34Q.SPO=&0^/'1D(&YO=W)A<#TS
M1&YO=W)A<"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@,7!T.R!T97AT+6%L
M:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE
M/3-$)W!A9&1I;F<M8F]T=&]M.B`Q<'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N
M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G8F]R9&5R+6)O='1O;3H@0FQA8VL@
M,7!T('-O;&ED.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9CL@=&5X="UA;&EG;CH@;&5F="<^)B,Q-C`[/"]T9#X\=&0@;F]W
M<F%P/3-$;F]W<F%P('-T>6QE/3-$)V)O<F1E<BUB;W1T;VTZ($)L86-K(#%P
M="!S;VQI9#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68[('1E>'0M86QI9VXZ(')I9VAT)SXF(S$U,3L\+W1D/CQT9"!N;W=R
M87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#%P=#L@=&5X
M="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S
M='EL93TS1"=P861D:6YG+6)O='1O;3H@,7!T.R!F;VYT.B`Q,'!T($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\
M=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V)O<F1E<BUB;W1T;VTZ($)L
M86-K(#%P="!S;VQI9#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68[('1E>'0M86QI9VXZ(&QE9G0G/B8C,38P.SPO=&0^/'1D
M(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=B;W)D97(M8F]T=&]M.B!";&%C
M:R`Q<'0@<V]L:60[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF.R!T97AT+6%L:6=N.B!R:6=H="<^)B,Q-3$[/"]T9#X\=&0@
M;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`Q<'0[
M('1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R
M87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#%P=#L@9F]N=#H@,3!P="!#
M86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@
M("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=B;W)D97(M8F]T=&]M
M.B!";&%C:R`Q<'0@<V]L:60[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF.R!T97AT+6%L:6=N.B!L969T)SXF(S$V,#L\+W1D
M/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G8F]R9&5R+6)O='1O;3H@
M0FQA8VL@,7!T('-O;&ED.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9CL@=&5X="UA;&EG;CH@<FEG:'0G/B8C,34Q.SPO=&0^
M/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@
M,7!T.R!T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`Q<'0[(&9O;G0Z(#$P
M<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D
M/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G8F]R9&5R+6)O
M='1O;3H@0FQA8VL@,7!T('-O;&ED.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9CL@=&5X="UA;&EG;CH@;&5F="<^)B,Q-C`[
M/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V)O<F1E<BUB;W1T
M;VTZ($)L86-K(#%P="!S;VQI9#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV
M971I8V$L(%-A;G,M4V5R:68[('1E>'0M86QI9VXZ(')I9VAT)SXF(S$U,3L\
M+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T
M;VTZ(#%P=#L@=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I
M+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A
M<#TS1&YO=W)A<"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@,7!T.R!F;VYT
M.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[
M/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V)O<F1E
M<BUB;W1T;VTZ($)L86-K(#%P="!S;VQI9#L@9F]N=#H@,3!P="!#86QI8G)I
M+"!(96QV971I8V$L(%-A;G,M4V5R:68[('1E>'0M86QI9VXZ(&QE9G0G/B8C
M,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=B;W)D97(M
M8F]T=&]M.B!";&%C:R`Q<'0@<V]L:60[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T97AT+6%L:6=N.B!R:6=H="<^)B,Q
M-3$[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M
M8F]T=&]M.B`Q<'0[('1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CPO='(^
M#0H\='(@<W1Y;&4],T0G=F5R=&EC86PM86QI9VXZ(&)O='1O;3L@8F%C:V=R
M;W5N9"UC;VQO<CH@5VAI=&4[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF)SX-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T
M>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[('!A9&1I;F<M8F]T=&]M.B`R+C5P
M=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G
M/B8C,38P.R8C,38P.R8C,38P.R8C,38P.U1O=&%L('1E;7!O<F%R:6QY(&EM
M<&%I<F5D('-E8W5R:71I97,\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y
M;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#(N-7!T.R!F;VYT.B`Q,'!T($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\
M=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V)O<F1E<BUB;W1T;VTZ($)L
M86-K(#(N-7!T(&1O=6)L93L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I
M8V$L(%-A;G,M4V5R:68[('1E>'0M86QI9VXZ(&QE9G0G/B0\+W1D/CQT9"!N
M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G8F]R9&5R+6)O='1O;3H@0FQA8VL@
M,BXU<'0@9&]U8FQE.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9CL@=&5X="UA;&EG;CH@<FEG:'0G/C(V+#,S,#PO=&0^/'1D
M(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@,BXU
M<'0[('1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#(N-7!T.R!F;VYT.B`Q
M,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T
M9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V)O<F1E<BUB
M;W1T;VTZ($)L86-K(#(N-7!T(&1O=6)L93L@9F]N=#H@,3!P="!#86QI8G)I
M+"!(96QV971I8V$L(%-A;G,M4V5R:68[('1E>'0M86QI9VXZ(&QE9G0G/B8C
M,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=B;W)D97(M
M8F]T=&]M.B!";&%C:R`R+C5P="!D;W5B;&4[(&9O;G0Z(#$P<'0@0V%L:6)R
M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T97AT+6%L:6=N.B!R:6=H="<^
M,S,P/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M
M8F]T=&]M.B`R+C5P=#L@=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#
M86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D
M(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@,BXU
M<'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF
M)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4]
M,T0G8F]R9&5R+6)O='1O;3H@0FQA8VL@,BXU<'0@9&]U8FQE.R!F;VYT.B`Q
M,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@=&5X="UA;&EG
M;CH@;&5F="<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE
M/3-$)V)O<F1E<BUB;W1T;VTZ($)L86-K(#(N-7!T(&1O=6)L93L@9F]N=#H@
M,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[('1E>'0M86QI
M9VXZ(')I9VAT)SXW-S`\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4]
M,T0G<&%D9&EN9RUB;W1T;VTZ(#(N-7!T.R!T97AT+6%L:6=N.B!L969T.R!F
M;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q
M-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M
M8F]T=&]M.B`R+C5P=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO
M=W)A<"!S='EL93TS1"=B;W)D97(M8F]T=&]M.B!";&%C:R`R+C5P="!D;W5B
M;&4[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF
M.R!T97AT+6%L:6=N.B!L969T)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G8F]R9&5R+6)O='1O;3H@0FQA8VL@,BXU<'0@9&]U
M8FQE.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9CL@=&5X="UA;&EG;CH@<FEG:'0G/C(X-3PO=&0^/'1D(&YO=W)A<#TS1&YO
M=W)A<"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@,BXU<'0[('1E>'0M86QI
M9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4]
M,T0G<&%D9&EN9RUB;W1T;VTZ(#(N-7!T.R!F;VYT.B`Q,'!T($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@
M;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V)O<F1E<BUB;W1T;VTZ($)L86-K
M(#(N-7!T(&1O=6)L93L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68[('1E>'0M86QI9VXZ(&QE9G0G/B8C,38P.SPO=&0^/'1D
M(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=B;W)D97(M8F]T=&]M.B!";&%C
M:R`R+C5P="!D;W5B;&4[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A
M+"!386YS+5-E<FEF.R!T97AT+6%L:6=N.B!R:6=H="<^,C<L,3`P/"]T9#X\
M=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`R
M+C5P=#L@=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(
M96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS
M1&YO=W)A<"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@,BXU<'0[(&9O;G0Z
M(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\
M+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G8F]R9&5R
M+6)O='1O;3H@0FQA8VL@,BXU<'0@9&]U8FQE.R!F;VYT.B`Q,'!T($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@=&5X="UA;&EG;CH@;&5F="<^
M)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V)O<F1E
M<BUB;W1T;VTZ($)L86-K(#(N-7!T(&1O=6)L93L@9F]N=#H@,3!P="!#86QI
M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[('1E>'0M86QI9VXZ(')I9VAT
M)SXV,34\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN
M9RUB;W1T;VTZ(#(N-7!T.R!T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\
M+W1R/@T*/"]T86)L93X-"@T*#0H-"CQP('-T>6QE/3-$)V9O;G0Z(#$P<'0O
M;F]R;6%L($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@;6%R9VEN
M.B`P.R!T97AT+6%L:6=N.B!J=7-T:69Y.R!T97AT+6EN9&5N=#H@,"XR-6EN
M)SXF(S$V,#L\+W`^#0H-"CQP('-T>6QE/3-$)V9O;G0Z(#$P<'0O;F]R;6%L
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@;6%R9VEN.B`P.R!T
M97AT+6%L:6=N.B!L969T)SY4:&4@9F]L;&]W:6YG('1A8FQE('!R97-E;G1S
M(&EN9F]R;6%T:6]N#0IR96=A<F1I;F<@<V5C=7)I=&EE<R!W:71H('5N<F5A
M;&EZ960@;&]S<V5S(&%T($1E8V5M8F5R(#,Q+"`R,#$Q.CPO<#X-"@T*/'`@
M<W1Y;&4],T0G9F]N=#H@,3!P="]N;W)M86P@0V%L:6)R:2P@2&5L=F5T:6-A
M+"!386YS+5-E<FEF.R!M87)G:6XZ(#`[('1E>'0M86QI9VXZ(&IU<W1I9GD[
M('1E>'0M:6YD96YT.B`P+C(U:6XG/B8C,38P.SPO<#X-"@T*/'1A8FQE(&-E
M;&QP861D:6YG/3-$,"!C96QL<W!A8VEN9STS1#`@<W1Y;&4],T0G8F]R9&5R
M+6-O;&QA<'-E.B!C;VQL87!S93L@=VED=&@Z(#$P,"4[(&9O;G0Z(#$P<'0@
M0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SX-"CQT<B!S='EL93TS
M1"=V97)T:6-A;"UA;&EG;CH@8F]T=&]M.R!F;VYT.B`Q,'!T($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9B<^#0H@("`@/'1D(&YO=W)A<#TS1&YO
M=W)A<"!S='EL93TS1"=F;VYT.B!I=&%L:6,@,3!P="!#86QI8G)I+"!(96QV
M971I8V$L(%-A;G,M4V5R:68[('1E>'0M86QI9VXZ(&IU<W1I9GDG/B@D(&EN
M('1H;W5S86YD<RD\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
M<&%D9&EN9RUB;W1T;VTZ(#%P=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV
M971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&-O;'-P
M86X],T0V(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!C
M96YT97([(&)O<F1E<BUB;W1T;VTZ($)L86-K(#%P="!S;VQI9#L@9F]N=#H@
M,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/E-E8W5R:71I
M97,@:6X@86X@56YR96%L:7IE9"`\8G(@+SX-"DQO<W,@4&]S:71I;VX@9F]R
M(#QB<B`O/@T*3&5S<R!T:&%N(#$R($UO;G1H<SPO=&0^/'1D(&YO=W)A<#TS
M1&YO=W)A<"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@,7!T.R!F;VYT.B`Q
M,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T
M9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M
M.B`Q<'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!C;VQS<&%N/3-$-B!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@8V5N=&5R.R!B;W)D97(M
M8F]T=&]M.B!";&%C:R`Q<'0@<V]L:60[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF)SY396-U<FET:65S(&EN(&%N(%5N<F5A
M;&EZ960@/&)R("\^#0I,;W-S(%!O<VET:6]N(&9O<B`\8G(@+SX-"DUO<F4@
M=&AA;B`Q,B!-;VYT:',\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4]
M,T0G<&%D9&EN9RUB;W1T;VTZ(#%P=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(
M96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS
M1&YO=W)A<"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@,7!T.R!F;VYT.B`Q
M,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T
M9#X-"B`@("`\=&0@8V]L<W!A;CTS1#8@;F]W<F%P/3-$;F]W<F%P('-T>6QE
M/3-$)W1E>'0M86QI9VXZ(&-E;G1E<CL@8F]R9&5R+6)O='1O;3H@0FQA8VL@
M,7!T('-O;&ED.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9B<^5&]T86P\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4]
M,T0G<&%D9&EN9RUB;W1T;VTZ(#%P=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(
M96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/"]T<CX-"CQT<B!S
M='EL93TS1"=V97)T:6-A;"UA;&EG;CH@8F]T=&]M.R!F;VYT.B`Q,'!T($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^#0H@("`@/'1D(&YO=W)A
M<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!J=7-T:69Y.R!F;VYT
M.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[
M/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T
M=&]M.B`Q<'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!C;VQS<&%N/3-$,B!N;W=R
M87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@8V5N=&5R.R!B;W)D
M97(M8F]T=&]M.B!";&%C:R`Q<'0@<V]L:60[(&9O;G0Z(#$P<'0@0V%L:6)R
M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SY&86ER(%9A;'5E/"]T9#X\=&0@
M;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`Q<'0[
M(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF
M(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN
M9RUB;W1T;VTZ(#%P=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&-O;'-P86X],T0R
M(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!C96YT97([
M(&)O<F1E<BUB;W1T;VTZ($)L86-K(#%P="!S;VQI9#L@9F]N=#H@,3!P="!#
M86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/E5N<F5A;&EZ960@/&)R
M("\^#0I,;W-S97,\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
M<&%D9&EN9RUB;W1T;VTZ(#%P=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV
M971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO
M=W)A<"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@,7!T.R!F;VYT.B`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-
M"B`@("`\=&0@8V]L<W!A;CTS1#(@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$
M)W1E>'0M86QI9VXZ(&-E;G1E<CL@8F]R9&5R+6)O='1O;3H@0FQA8VL@,7!T
M('-O;&ED.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9B<^1F%I<B!686QU93PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL
M93TS1"=P861D:6YG+6)O='1O;3H@,7!T.R!F;VYT.B`Q,'!T($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P
M/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`Q<'0[(&9O;G0Z
M(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\
M+W1D/@T*("`@(#QT9"!C;VQS<&%N/3-$,B!N;W=R87`],T1N;W=R87`@<W1Y
M;&4],T0G=&5X="UA;&EG;CH@8V5N=&5R.R!B;W)D97(M8F]T=&]M.B!";&%C
M:R`Q<'0@<V]L:60[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF)SY5;G)E86QI>F5D(#QB<B`O/@T*3&]S<V5S/"]T9#X\=&0@
M;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`Q<'0[
M(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF
M(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN
M9RUB;W1T;VTZ(#%P=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&-O;'-P86X],T0R
M(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!C96YT97([
M(&)O<F1E<BUB;W1T;VTZ($)L86-K(#%P="!S;VQI9#L@9F]N=#H@,3!P="!#
M86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/D9A:7(@5F%L=64\+W1D
M/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ
M(#%P=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R
M:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P
M861D:6YG+6)O='1O;3H@,7!T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@8V]L<W!A
M;CTS1#(@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&-E
M;G1E<CL@8F]R9&5R+6)O='1O;3H@0FQA8VL@,7!T('-O;&ED.R!F;VYT.B`Q
M,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^56YR96%L:7IE
M9"`\8G(@+SX-"DQO<W-E<SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL
M93TS1"=P861D:6YG+6)O='1O;3H@,7!T.R!F;VYT.B`Q,'!T($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\+W1R/@T*/'1R
M('-T>6QE/3-$)W9E<G1I8V%L+6%L:6=N.B!B;W1T;VT[(&)A8VMG<F]U;F0M
M8V]L;W(Z(')G8B@R,#0L,C,X+#(U-2D[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF)SX-"B`@("`\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)W=I9'1H.B`T,"4[('1E>'0M86QI9VXZ(&QE9G0[(&9O
M;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SY';W9E
M<FYM96YT+7-P;VYS;W)E9"!E;G1E<G!R:7-E('-E8W5R:71I97,\+W1D/CQT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=VED=&@Z(#$E.R!F;VYT.B`Q
M,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T
M9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W=I9'1H.B`Q
M)3L@=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV
M971I8V$L(%-A;G,M4V5R:68G/B0\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@
M<W1Y;&4],T0G=VED=&@Z(#<E.R!T97AT+6%L:6=N.B!R:6=H=#L@9F]N=#H@
M,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/C@L.3@T/"]T
M9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W=I9'1H.B`Q)3L@=&5X
M="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S
M='EL93TS1"=W:61T:#H@,24[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G=VED=&@Z(#$E.R!T97AT+6%L:6=N.B!L969T
M.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^
M)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W=I9'1H
M.B`W)3L@=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF)SXQ-CPO=&0^/'1D(&YO=W)A<#TS1&YO
M=W)A<"!S='EL93TS1"=W:61T:#H@,24[('1E>'0M86QI9VXZ(&QE9G0[(&9O
M;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V
M,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=VED=&@Z(#$E
M.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^
M)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$
M)W=I9'1H.B`Q)3L@=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI
M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO
M=W)A<#TS1&YO=W)A<"!S='EL93TS1"=W:61T:#H@-R4[('1E>'0M86QI9VXZ
M(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9B<^)B,Q-3$[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$
M)W=I9'1H.B`Q)3L@=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI
M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO
M=W)A<#TS1&YO=W)A<"!S='EL93TS1"=W:61T:#H@,24[(&9O;G0Z(#$P<'0@
M0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*
M("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=VED=&@Z(#$E.R!T
M97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P
M('-T>6QE/3-$)W=I9'1H.B`W)3L@=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z
M(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$U,3L\
M+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=VED=&@Z(#$E.R!T
M97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P
M('-T>6QE/3-$)W=I9'1H.B`Q)3L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV
M971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A
M<#TS1&YO=W)A<"!S='EL93TS1"=W:61T:#H@,24[('1E>'0M86QI9VXZ(&QE
M9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF
M)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=VED
M=&@Z(#<E.R!T97AT+6%L:6=N.B!R:6=H=#L@9F]N=#H@,3!P="!#86QI8G)I
M+"!(96QV971I8V$L(%-A;G,M4V5R:68G/C@L.3@T/"]T9#X\=&0@;F]W<F%P
M/3-$;F]W<F%P('-T>6QE/3-$)W=I9'1H.B`Q)3L@=&5X="UA;&EG;CH@;&5F
M=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G
M/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=W:61T
M:#H@,24[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y
M;&4],T0G=VED=&@Z(#$E.R!T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\
M=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W=I9'1H.B`W)3L@=&5X="UA
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M:6-A+"!386YS+5-E<FEF)SX-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T
M>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF)SY-;W)T9V%G92UB86-K960@<V5C=7)I
M=&EE<SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q
M,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T
M9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI
M9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4]
M,T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF)SXQ-"PY,#(\+W1D/CQT9"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#
M86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D
M(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@
M;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O
M;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V
M,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG
M;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF)SXV,3PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T
M97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P
M('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@
M<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I
M+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A
M<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!R:6=H=#L@9F]N=#H@
M,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/CDL,S`R/"]T
M9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE
M9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF
M)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N
M=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P
M.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT
M+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T
M>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9B<^,S`\+W1D/CQT9"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#
M86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D
M(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@
M;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O
M;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V
M,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG
M;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF)SXR-"PR,#0\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4]
M,T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV
M971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO
M=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N
M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O
M;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXY,3PO
M=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L
M969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9B<^)B,Q-C`[/"]T9#X\+W1R/@T*/'1R('-T>6QE/3-$)W9E<G1I8V%L+6%L
M:6=N.B!B;W1T;VT[(&)A8VMG<F]U;F0M8V]L;W(Z(')G8B@R,#0L,C,X+#(U
M-2D[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF
M)SX-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI
M9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF)SY#;W)P;W)A=&4@8F]N9',\+W1D/CQT9"!N;W=R87`],T1N;W=R
M87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A
M<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W
M<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT
M.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^-"PU.#@\
M+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@
M;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R
M:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F
M;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q
M-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E
M>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A
M+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@
M<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R
M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXT-3@\+W1D/CQT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P
M="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^
M/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\
M=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[
M(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF
M(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA
M;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF)SXR+#<W,SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL
M93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A
M+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#
M86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D
M(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!R:6=H=#L@
M9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/C4R
M,CPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N
M.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$
M)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF
M(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
M=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I
M8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A
M<"!S='EL93TS1"=T97AT+6%L:6=N.B!R:6=H=#L@9F]N=#H@,3!P="!#86QI
M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/C<L,S8Q/"]T9#X\=&0@;F]W
M<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z
M(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\
M+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#
M86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@
M("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L
M969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E
M>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC
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M86YS+5-E<FEF)SX-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$
M)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF)SY%<75I='D@<V5C=7)I=&EE<SPO=&0^/'1D(&YO
M=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W
M<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z
M(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\
M+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@
M<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF)SXT/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M
M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y
M;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R
M:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL
M93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^,CPO=&0^/'1D(&YO
M=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT
M.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[
M/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@
M0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*
M("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@
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M2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I
M8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS
M1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\
M=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT
M.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^
M,S<\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG
M;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^
M)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$
M)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R
M87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXR-CPO=&0^/'1D(&YO=W)A
M<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q
M,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T
M9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@
M(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F
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M971I8V$L(%-A;G,M4V5R:68G/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@
M<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@<&%D9&EN9RUB;W1T;VTZ(#%P
M=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G
M/E-T871E(&%N9"!L;V-A;"!G;W9E<FYM96YT<SPO=&0^/'1D(&YO=W)A<#TS
M1&YO=W)A<"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@,7!T.R!F;VYT.B`Q
M,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T
M9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V)O<F1E<BUB
M;W1T;VTZ($)L86-K(#%P="!S;VQI9#L@9F]N=#H@,3!P="!#86QI8G)I+"!(
M96QV971I8V$L(%-A;G,M4V5R:68[('1E>'0M86QI9VXZ(&QE9G0G/B8C,38P
M.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=B;W)D97(M8F]T
M=&]M.B!";&%C:R`Q<'0@<V]L:60[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF.R!T97AT+6%L:6=N.B!R:6=H="<^)B,Q-3$[
M/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T
M=&]M.B`Q<'0[('1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R
M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R
M87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#%P=#L@9F]N
M=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P
M.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=B;W)D
M97(M8F]T=&]M.B!";&%C:R`Q<'0@<V]L:60[(&9O;G0Z(#$P<'0@0V%L:6)R
M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T97AT+6%L:6=N.B!L969T)SXF
M(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G8F]R9&5R
M+6)O='1O;3H@0FQA8VL@,7!T('-O;&ED.R!F;VYT.B`Q,'!T($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9CL@=&5X="UA;&EG;CH@<FEG:'0G/B8C
M,34Q.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P861D:6YG
M+6)O='1O;3H@,7!T.R!T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@
M;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`Q<'0[
M(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF
M(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
M8F]R9&5R+6)O='1O;3H@0FQA8VL@,7!T('-O;&ED.R!F;VYT.B`Q,'!T($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@=&5X="UA;&EG;CH@;&5F
M="<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V)O
M<F1E<BUB;W1T;VTZ($)L86-K(#%P="!S;VQI9#L@9F]N=#H@,3!P="!#86QI
M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[('1E>'0M86QI9VXZ(')I9VAT
M)SXF(S$U,3L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D
M9&EN9RUB;W1T;VTZ(#%P=#L@=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P
M="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^
M/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@
M,7!T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE
M/3-$)V)O<F1E<BUB;W1T;VTZ($)L86-K(#%P="!S;VQI9#L@9F]N=#H@,3!P
M="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[('1E>'0M86QI9VXZ
M(&QE9G0G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=B;W)D97(M8F]T=&]M.B!";&%C:R`Q<'0@<V]L:60[(&9O;G0Z(#$P<'0@
M0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T97AT+6%L:6=N.B!R
M:6=H="<^)B,Q-3$[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$
M)W!A9&1I;F<M8F]T=&]M.B`Q<'0[('1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z
M(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\
M+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T
M;VTZ(#%P=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S
M='EL93TS1"=B;W)D97(M8F]T=&]M.B!";&%C:R`Q<'0@<V]L:60[(&9O;G0Z
M(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T97AT+6%L
M:6=N.B!L969T)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y
M;&4],T0G8F]R9&5R+6)O='1O;3H@0FQA8VL@,7!T('-O;&ED.R!F;VYT.B`Q
M,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@=&5X="UA;&EG
M;CH@<FEG:'0G/B8C,34Q.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL
M93TS1"=P861D:6YG+6)O='1O;3H@,7!T.R!T97AT+6%L:6=N.B!L969T.R!F
M;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q
M-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M
M8F]T=&]M.B`Q<'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R
M87`@<W1Y;&4],T0G8F]R9&5R+6)O='1O;3H@0FQA8VL@,7!T('-O;&ED.R!F
M;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@=&5X
M="UA;&EG;CH@;&5F="<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P
M('-T>6QE/3-$)V)O<F1E<BUB;W1T;VTZ($)L86-K(#%P="!S;VQI9#L@9F]N
M=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[('1E>'0M
M86QI9VXZ(')I9VAT)SXF(S$U,3L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@
M<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#%P=#L@=&5X="UA;&EG;CH@;&5F
M=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G
M/B8C,38P.SPO=&0^/"]T<CX-"CQT<B!S='EL93TS1"=V97)T:6-A;"UA;&EG
M;CH@8F]T=&]M.R!B86-K9W)O=6YD+6-O;&]R.B!7:&ET93L@9F]N=#H@,3!P
M="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/@T*("`@(#QT9"!N
M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@<&%D
M9&EN9RUB;W1T;VTZ(#(N-7!T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[5&]T
M86P@=&5M<&]R87)I;'D@:6UP86ER960@<V5C=7)I=&EE<SPO=&0^/'1D(&YO
M=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@,BXU<'0[
M(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF
M(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
M8F]R9&5R+6)O='1O;3H@0FQA8VL@,BXU<'0@9&]U8FQE.R!F;VYT.B`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@=&5X="UA;&EG;CH@
M;&5F="<^)#PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=B;W)D
M97(M8F]T=&]M.B!";&%C:R`R+C5P="!D;W5B;&4[(&9O;G0Z(#$P<'0@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T97AT+6%L:6=N.B!R:6=H
M="<^,C@L-#<X/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A
M9&1I;F<M8F]T=&]M.B`R+C5P=#L@=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@
M,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO
M=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P861D:6YG+6)O='1O
M;3H@,BXU<'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@
M<W1Y;&4],T0G8F]R9&5R+6)O='1O;3H@0FQA8VL@,BXU<'0@9&]U8FQE.R!F
M;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@=&5X
M="UA;&EG;CH@;&5F="<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P
M('-T>6QE/3-$)V)O<F1E<BUB;W1T;VTZ($)L86-K(#(N-7!T(&1O=6)L93L@
M9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[('1E
M>'0M86QI9VXZ(')I9VAT)SXU,S<\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@
M<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#(N-7!T.R!T97AT+6%L:6=N.B!L
M969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A
M9&1I;F<M8F]T=&]M.B`R+C5P=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV
M971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A
M<#TS1&YO=W)A<"!S='EL93TS1"=B;W)D97(M8F]T=&]M.B!";&%C:R`R+C5P
M="!D;W5B;&4[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF.R!T97AT+6%L:6=N.B!L969T)SXF(S$V,#L\+W1D/CQT9"!N;W=R
M87`],T1N;W=R87`@<W1Y;&4],T0G8F]R9&5R+6)O='1O;3H@0FQA8VL@,BXU
M<'0@9&]U8FQE.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9CL@=&5X="UA;&EG;CH@<FEG:'0G/C$R+#`Y-SPO=&0^/'1D(&YO
M=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@,BXU<'0[
M('1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R
M87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#(N-7!T.R!F;VYT.B`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-
M"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V)O<F1E<BUB;W1T
M;VTZ($)L86-K(#(N-7!T(&1O=6)L93L@9F]N=#H@,3!P="!#86QI8G)I+"!(
M96QV971I8V$L(%-A;G,M4V5R:68[('1E>'0M86QI9VXZ(&QE9G0G/B8C,38P
M.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=B;W)D97(M8F]T
M=&]M.B!";&%C:R`R+C5P="!D;W5B;&4[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T97AT+6%L:6=N.B!R:6=H="<^-3@Y
M/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T
M=&]M.B`R+C5P=#L@=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI
M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO
M=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@,BXU<'0[
M(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF
M(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
M8F]R9&5R+6)O='1O;3H@0FQA8VL@,BXU<'0@9&]U8FQE.R!F;VYT.B`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@=&5X="UA;&EG;CH@
M;&5F="<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$
M)V)O<F1E<BUB;W1T;VTZ($)L86-K(#(N-7!T(&1O=6)L93L@9F]N=#H@,3!P
M="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[('1E>'0M86QI9VXZ
M(')I9VAT)SXT,"PU-S4\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4]
M,T0G<&%D9&EN9RUB;W1T;VTZ(#(N-7!T.R!T97AT+6%L:6=N.B!L969T.R!F
M;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q
M-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M
M8F]T=&]M.B`R+C5P=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO
M=W)A<"!S='EL93TS1"=B;W)D97(M8F]T=&]M.B!";&%C:R`R+C5P="!D;W5B
M;&4[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF
M.R!T97AT+6%L:6=N.B!L969T)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G8F]R9&5R+6)O='1O;3H@0FQA8VL@,BXU<'0@9&]U
M8FQE.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9CL@=&5X="UA;&EG;CH@<FEG:'0G/C$L,3(V/"]T9#X\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`R+C5P=#L@=&5X="UA
M;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68G/B8C,38P.SPO=&0^/"]T<CX-"CPO=&%B;&4^#0H-"@T*#0H\
M<"!S='EL93TS1"=F;VYT.B`Q,'!T+VYO<FUA;"!#86QI8G)I+"!(96QV971I
M8V$L(%-A;G,M4V5R:68[(&UA<F=I;CH@,#L@=&5X="UA;&EG;CH@;&5F=#L@
M=&5X="UI;F1E;G0Z(#`N,6EN)SXF(S$V,#L\+W`^#0H-"CQP('-T>6QE/3-$
M)V9O;G0Z(#$P<'0O;F]R;6%L($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9CL@;6%R9VEN.B`P.R!T97AT+6%L:6=N.B!L969T)SY);B!T:&4@86)O
M=F4@=&%B;&5S+"!A;&P@;V8@=&AE(&YO;BUE<75I='D-"G-E8W5R:71I97,@
M=&AA="!W97)E(&EN(&%N('5N<F5A;&EZ960@;&]S<R!P;W-I=&EO;B!A="!$
M96-E;6)E<B`S,2P@,C`Q,B!A;F0@,C`Q,2!A<F4@8F]N9',@=&AA="!T:&4@
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M<#X-"@T*/'`@<W1Y;&4],T0G9F]N=#H@,3!P="]N;W)M86P@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF.R!M87)G:6XZ(#`[('1E>'0M86QI9VXZ
M(&QE9G0[('1E>'0M:6YD96YT.B`P+C(U:6XG/B8C,38P.SPO<#X-"@T*#0H-
M"@T*#0H\<"!S='EL93TS1"=F;VYT.B`Q,'!T+VYO<FUA;"!#86QI8G)I+"!(
M96QV971I8V$L(%-A;G,M4V5R:68[(&UA<F=I;CH@,#L@=&5X="UA;&EG;CH@
M;&5F="<^)B,Q-C`[/"]P/@T*#0H\<"!S='EL93TS1"=F;VYT.B`Q,'!T+VYO
M<FUA;"!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[(&UA<F=I;CH@
M,#L@=&5X="UA;&EG;CH@;&5F="<^070@1&5C96UB97(@,S$L(#(P,3(L('1H
M92!#;VUP86YY)B,Q-#8[<PT*)#,N."!M:6QL:6]N(&EN=F5S=&UE;G0@:6X@
M8V]R<&]R871E(&)O;F1S('=A<R!C;VUP<FES960@;V8@=&AE(&9O;&QO=VEN
M9SH\+W`^#0H-"CQP('-T>6QE/3-$)V9O;G0Z(#$P<'0O;F]R;6%L($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@;6%R9VEN.B`P.R!T97AT+6%L
M:6=N.B!L969T)SXF(S$V,#L\+W`^#0H-"CQT86)L92!C96QL<&%D9&EN9STS
M1#`@8V5L;'-P86-I;F<],T0P('-T>6QE/3-$)V)O<F1E<BUC;VQL87!S93H@
M8V]L;&%P<V4[('=I9'1H.B`Q,#`E.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9B<^#0H\='(@<W1Y;&4],T0G=F5R=&EC86PM
M86QI9VXZ(&)O='1O;3L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68G/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4]
M,T0G9F]N=#H@;F]R;6%L(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF.R!T97AT+6%L:6=N.B!L969T.R!B;W)D97(M8F]T=&]M.B!";&%C
M:R`Q<'0@<V]L:60G/CQI/B@D(&EN('1H;W5S86YD<RD-"B`@("`\+VD^/&)R
M("\^)B,Q-C`[(#QB<B`O/DES<W5E<CPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A
M<"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@,7!T.R!F;VYT.B`Q,'!T($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@
M("`\=&0@8V]L<W!A;CTS1#(@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E
M>'0M86QI9VXZ(&-E;G1E<CL@8F]R9&5R+6)O='1O;3H@0FQA8VL@,7!T('-O
M;&ED.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9CL@=F5R=&EC86PM86QI9VXZ(&)O='1O;2<^4R8C,S@[4"!)<W-U97(@/&)R
M("\^4F%T:6YG<R`H,2D\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4]
M,T0G<&%D9&EN9RUB;W1T;VTZ(#%P=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(
M96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS
M1&YO=W)A<"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@,7!T.R!F;VYT.B`Q
M,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T
M9#X-"B`@("`\=&0@8V]L<W!A;CTS1#(@;F]W<F%P/3-$;F]W<F%P('-T>6QE
M/3-$)W1E>'0M86QI9VXZ(&-E;G1E<CL@8F]R9&5R+6)O='1O;3H@0FQA8VL@
M,7!T('-O;&ED.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9CL@=F5R=&EC86PM86QI9VXZ(&)O='1O;2<^36%T=7)I='D\8G(@
M+SX-"D1A=&4\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D
M9&EN9RUB;W1T;VTZ(#%P=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I
M8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A
M<"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@,7!T.R!F;VYT.B`Q,'!T($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@
M("`\=&0@8V]L<W!A;CTS1#(@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E
M>'0M86QI9VXZ(&-E;G1E<CL@8F]R9&5R+6)O='1O;3H@0FQA8VL@,7!T('-O
M;&ED.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9B<^06UO<G1I>F5D(#QB<B`O/@T*0V]S=#PO=&0^/'1D(&YO=W)A<#TS1&YO
M=W)A<"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@,7!T.R!F;VYT.B`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\
M=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`Q
M<'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF
M)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!C;VQS<&%N/3-$,B!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@8V5N=&5R.R!B;W)D97(M8F]T
M=&]M.B!";&%C:R`Q<'0@<V]L:60[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF)SY-87)K970@5F%L=64\+W1D/CQT9"!N;W=R
M87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#%P=#L@9F]N
M=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P
M.SPO=&0^/"]T<CX-"CQT<B!S='EL93TS1"=V97)T:6-A;"UA;&EG;CH@8F]T
M=&]M.R!B86-K9W)O=6YD+6-O;&]R.B!R9V(H,C`T+#(S."PR-34I.R!F;VYT
M.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^#0H@("`@
M/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=W:61T:#H@-C`E.R!T97AT
M+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9B<^1FER<W0@0VET:7IE;G,@0F%N8V]R<"`H4V]U=&@@0V%R
M;VQI;F$I($)O;F0\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
M=VED=&@Z(#$E.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P
M('-T>6QE/3-$)W=I9'1H.B`Q)3L@=&5X="UA;&EG;CH@8V5N=&5R.R!F;VYT
M.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@=F5R=&EC
M86PM86QI9VXZ(&)O='1O;2<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)W=I9'1H.B`W)3L@=&5X="UA;&EG;CH@8V5N=&5R.R!F
M;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@=F5R
M=&EC86PM86QI9VXZ(&)O='1O;2<^/&9O;G0@<W1Y;&4],T0G9F]N=#H@,3!P
M="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/DYO="!2871E9#PO
M9F]N=#X\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=VED=&@Z
M(#$E.R!T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)W=I9'1H.B`Q)3L@9F]N=#H@,3!P="!#86QI8G)I
M+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D
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M>6QE/3-$)W=I9'1H.B`Q)3L@=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P
M="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^
M/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=W:61T:#H@,24[(&9O;G0Z
M(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\
M+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=VED=&@Z
M(#$E.R!T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9B<^)#PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A
M<"!S='EL93TS1"=W:61T:#H@-R4[('1E>'0M86QI9VXZ(')I9VAT.R!F;VYT
M.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^,BPY.3@\
M+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=VED=&@Z(#$E.R!T
M97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P
M('-T>6QE/3-$)W=I9'1H.B`Q)3L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV
M971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A
M<#TS1&YO=W)A<"!S='EL93TS1"=W:61T:#H@,24[('1E>'0M86QI9VXZ(&QE
M9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF
M)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=VED
M=&@Z(#<E.R!T97AT+6%L:6=N.B!R:6=H=#L@9F]N=#H@,3!P="!#86QI8G)I
M+"!(96QV971I8V$L(%-A;G,M4V5R:68G/C,L,#<S/"]T9#X\=&0@;F]W<F%P
M/3-$;F]W<F%P('-T>6QE/3-$)W=I9'1H.B`Q)3L@=&5X="UA;&EG;CH@;&5F
M=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G
M/B8C,38P.SPO=&0^/"]T<CX-"CQT<B!S='EL93TS1"=V97)T:6-A;"UA;&EG
M;CH@8F]T=&]M.R!B86-K9W)O=6YD+6-O;&]R.B!7:&ET93L@9F]N=#H@,3!P
M="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/@T*("`@(#QT9"!N
M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@<&%D
M9&EN9RUB;W1T;VTZ(#%P=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I
M8V$L(%-A;G,M4V5R:68G/D9I<G-T($-I=&EZ96YS($)A;F-O<G`@*%-O=71H
M($-A<F]L:6YA*2!4<G5S="!0<F5F97)R960@4V5C=7)I='D\+W1D/CQT9"!N
M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#%P=#L@
M9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C
M,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P
M861D:6YG+6)O='1O;3H@,7!T.R!T97AT+6%L:6=N.B!C96YT97([(&9O;G0Z
M(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!V97)T:6-A
M;"UA;&EG;CH@8F]T=&]M)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R
M87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#%P=#L@=&5X="UA;&EG;CH@
M8V5N=&5R.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9CL@=F5R=&EC86PM86QI9VXZ(&)O='1O;2<^/&9O;G0@<W1Y;&4],T0G
M9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/DYO
M="!2871E9#PO9F]N=#X\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4]
M,T0G<&%D9&EN9RUB;W1T;VTZ(#%P=#L@=&5X="UA;&EG;CH@;&5F=#L@9F]N
M=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P
M.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P861D:6YG+6)O
M='1O;3H@,7!T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P
M('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`Q<'0[('1E>'0M86QI9VXZ(&-E
M;G1E<CL@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R
M:68[('9E<G1I8V%L+6%L:6=N.B!B;W1T;VTG/B8C,38P.SPO=&0^/'1D(&YO
M=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@,7!T.R!T
M97AT+6%L:6=N.B!C96YT97([(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF.R!V97)T:6-A;"UA;&EG;CH@8F]T=&]M)SX\9F]N
M="!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9B<^-B\Q-2\S-#PO9F]N=#X\+W1D/CQT9"!N;W=R87`],T1N;W=R
M87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#%P=#L@=&5X="UA;&EG;CH@
M;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R
M:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P
M861D:6YG+6)O='1O;3H@,7!T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P
M/3-$;F]W<F%P('-T>6QE/3-$)V)O<F1E<BUB;W1T;VTZ($)L86-K(#%P="!S
M;VQI9#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R
M:68[('1E>'0M86QI9VXZ(&QE9G0G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS
M1&YO=W)A<"!S='EL93TS1"=B;W)D97(M8F]T=&]M.B!";&%C:R`Q<'0@<V]L
M:60[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF
M.R!T97AT+6%L:6=N.B!R:6=H="<^,2PP,#`\+W1D/CQT9"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#%P=#L@=&5X="UA;&EG
M;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=P861D:6YG+6)O='1O;3H@,7!T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W
M<F%P/3-$;F]W<F%P('-T>6QE/3-$)V)O<F1E<BUB;W1T;VTZ($)L86-K(#%P
M="!S;VQI9#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68[('1E>'0M86QI9VXZ(&QE9G0G/B8C,38P.SPO=&0^/'1D(&YO=W)A
M<#TS1&YO=W)A<"!S='EL93TS1"=B;W)D97(M8F]T=&]M.B!";&%C:R`Q<'0@
M<V]L:60[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF.R!T97AT+6%L:6=N.B!R:6=H="<^-S0P/"]T9#X\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`Q<'0[('1E>'0M86QI
M9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF)SXF(S$V,#L\+W1D/CPO='(^#0H\='(@<W1Y;&4],T0G=F5R=&EC
M86PM86QI9VXZ(&)O='1O;3L@8F%C:V=R;W5N9"UC;VQO<CH@<F=B*#(P-"PR
M,S@L,C4U*3L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68G/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X
M="UA;&EG;CH@;&5F=#L@<&%D9&EN9RUB;W1T;VTZ(#(N-7!T.R!F;VYT.B`Q
M,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[)B,Q
M-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[5&]T86P@:6YV97-T;65N="!I;B!C;W)P
M;W)A=&4@8F]N9',\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
M<&%D9&EN9RUB;W1T;VTZ(#(N-7!T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W
M<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`R+C5P=#L@
M=&5X="UA;&EG;CH@8V5N=&5R.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9CL@=F5R=&EC86PM86QI9VXZ(&)O='1O;2<^)B,Q
M-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M
M8F]T=&]M.B`R+C5P=#L@=&5X="UA;&EG;CH@8V5N=&5R.R!F;VYT.B`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@=F5R=&EC86PM86QI
M9VXZ(&)O='1O;2<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T
M>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`R+C5P=#L@=&5X="UA;&EG;CH@;&5F
M=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G
M/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P861D
M:6YG+6)O='1O;3H@,BXU<'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#(N-7!T.R!T97AT
M+6%L:6=N.B!C96YT97([(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A
M+"!386YS+5-E<FEF.R!V97)T:6-A;"UA;&EG;CH@8F]T=&]M)SXF(S$V,#L\
M+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T
M;VTZ(#(N-7!T.R!T97AT+6%L:6=N.B!C96YT97([(&9O;G0Z(#$P<'0@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!V97)T:6-A;"UA;&EG;CH@
M8F]T=&]M)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4]
M,T0G<&%D9&EN9RUB;W1T;VTZ(#(N-7!T.R!T97AT+6%L:6=N.B!L969T.R!F
M;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q
M-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M
M8F]T=&]M.B`R+C5P=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO
M=W)A<"!S='EL93TS1"=B;W)D97(M8F]T=&]M.B!";&%C:R`R+C5P="!D;W5B
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M<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
M<&%D9&EN9RUB;W1T;VTZ(#(N-7!T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W
M<F%P/3-$;F]W<F%P('-T>6QE/3-$)V)O<F1E<BUB;W1T;VTZ($)L86-K(#(N
M-7!T(&1O=6)L93L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68[('1E>'0M86QI9VXZ(&QE9G0G/B8C,38P.SPO=&0^/'1D(&YO
M=W)A<#TS1&YO=W)A<"!S='EL93TS1"=B;W)D97(M8F]T=&]M.B!";&%C:R`R
M+C5P="!D;W5B;&4[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF.R!T97AT+6%L:6=N.B!R:6=H="<^,RPX,3,\+W1D/CQT9"!N
M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#(N-7!T
M.R!T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\+W1R/@T*/"]T86)L93X-
M"@T*/'`@<W1Y;&4],T0G9F]N=#H@,3!P="]N;W)M86P@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF.R!M87)G:6XZ(#`[('1E>'0M86QI9VXZ(&QE
M9G0G/B8C,38P.SPO<#X-"@T*/'`@<W1Y;&4],T0G9F]N=#H@,3!P="]N;W)M
M86P@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!M87)G:6XZ(#`[
M('1E>'0M86QI9VXZ(&QE9G0G/E1H92!#;VUP86YY(&AA<R!C;VYC;'5D960@
M=&AA="!E86-H(&]F#0IT:&4@97%U:71Y('-E8W5R:71I97,@:6X@86X@=6YR
M96%L:7IE9"!L;W-S('!O<VET:6]N(&%T($1E8V5M8F5R(#,Q+"`R,#$R(&%N
M9"`R,#$Q('=A<R!I;B!S=6-H(&$@<&]S:71I;VX@9'5E('1O('1E;7!O<F%R
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M<"!S='EL93TS1"=F;VYT.B`Q,'!T+VYO<FUA;"!#86QI8G)I+"!(96QV971I
M8V$L(%-A;G,M4V5R:68[(&UA<F=I;CH@,#L@=&5X="UA;&EG;CH@;&5F=#L@
M=&5X="UI;F1E;G0Z(#`N,C5I;B<^)B,Q-C`[/"]P/@T*#0H\<"!S='EL93TS
M1"=F;VYT.B`Q,'!T+VYO<FUA;"!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68[(&UA<F=I;CH@,#L@=&5X="UA;&EG;CH@;&5F="<^5&AE(&%G9W)E
M9V%T92!C87)R>6EN9R!A;6]U;G0@;V8@8V]S="UM971H;V0-"FEN=F5S=&UE
M;G1S('=A<R`D-"PY,S0L,#`P(&%N9"`D,3`L.3`T+#`P,"!A="!$96-E;6)E
M<B`S,2P@,C`Q,B!A;F0@,C`Q,2P@<F5S<&5C=&EV96QY+"!W:&EC:"!W87,@
M=&AE($9E9&5R86P@2&]M92!,;V%N($)A;FL@<W1O8VL-"F1I<V-U<W-E9"!A
M8F]V92X@5&AE($-O;7!A;GD@9&5T97)M:6YE9"!T:&%T(&YO;F4@;V8@:71S
M(&-O<W0M;65T:&]D(&EN=F5S=&UE;G1S('=E<F4@:6UP86ER960@870@96ET
M:&5R('EE87(@96YD+CPO<#X-"@T*/'`@<W1Y;&4],T0G9F]N=#H@,3!P="]N
M;W)M86P@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!M87)G:6XZ
M(#`[('1E>'0M86QI9VXZ(&QE9G0[('1E>'0M:6YD96YT.B`P+C(U:6XG/B8C
M,38P.SPO<#X-"@T*/'`@<W1Y;&4],T0G9F]N=#H@,3!P="]N;W)M86P@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!M87)G:6XZ(#`[('1E>'0M
M86QI9VXZ(&QE9G0G/E1H92!B;V]K('9A;'5E<R!A;F0@87!P<F]X:6UA=&4@
M9F%I<B!V86QU97,-"F]F(&EN=F5S=&UE;G0@<V5C=7)I=&EE<R!A="!$96-E
M;6)E<B`S,2P@,C`Q,BP@8GD@8V]N=')A8W1U86P@;6%T=7)I='DL(&%R92!S
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M.B`Q,'!T+S$P+C`U<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF
M.R!M87)G:6XZ(#`[('1E>'0M86QI9VXZ(&IU<W1I9GDG/B8C,38P.SPO<#X-
M"@T*/'1A8FQE(&-E;&QP861D:6YG/3-$,"!C96QL<W!A8VEN9STS1#`@<W1Y
M;&4],T0G8F]R9&5R+6-O;&QA<'-E.B!C;VQL87!S93L@=VED=&@Z(#$P,"4[
M(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SX-
M"CQT<B!S='EL93TS1"=V97)T:6-A;"UA;&EG;CH@8F]T=&]M.R!F;VYT.B`Q
M,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^#0H@("`@/'1D
M(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!J=7-T:69Y
M.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^
M)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I
M;F<M8F]T=&]M.B`Q<'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A
M+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!C;VQS<&%N/3-$
M-B!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@8V5N=&5R
M.R!B;W)D97(M8F]T=&]M.B!";&%C:R`Q<'0@<V]L:60[(&9O;G0Z(#$P<'0@
M0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SY396-U<FET:65S($%V
M86EL86)L92!F;W(@4V%L93PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL
M93TS1"=P861D:6YG+6)O='1O;3H@,7!T.R!F;VYT.B`Q,'!T($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P
M/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`Q<'0[(&9O;G0Z
M(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\
M+W1D/@T*("`@(#QT9"!C;VQS<&%N/3-$-B!N;W=R87`],T1N;W=R87`@<W1Y
M;&4],T0G=&5X="UA;&EG;CH@8V5N=&5R.R!B;W)D97(M8F]T=&]M.B!";&%C
M:R`Q<'0@<V]L:60[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF)SY396-U<FET:65S($AE;&0@=&\@36%T=7)I='D\+W1D/CQT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#%P
M=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G
M/B8C,38P.SPO=&0^/"]T<CX-"CQT<B!S='EL93TS1"=V97)T:6-A;"UA;&EG
M;CH@8F]T=&]M.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9B<^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T
M97AT+6%L:6=N.B!J=7-T:69Y.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!C;VQS<&%N/3-$,B!N
M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@8V5N=&5R.R!F
M;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^06UO
M<G1I>F5D/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z
M(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\
M+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#
M86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@
M("`@/'1D(&-O;'-P86X],T0R(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T
M97AT+6%L:6=N.B!C96YT97([(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF)SY&86ER/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P
M('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4]
M,T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G
M/B8C,38P.SPO=&0^#0H@("`@/'1D(&-O;'-P86X],T0R(&YO=W)A<#TS1&YO
M=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!C96YT97([(&9O;G0Z(#$P<'0@
M0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SY!;6]R=&EZ960\+W1D
M/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI
M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO
M=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@8V]L
M<W!A;CTS1#(@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ
M(&-E;G1E<CL@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68G/D9A:7(\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
M9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C
M,38P.SPO=&0^/"]T<CX-"CQT<B!S='EL93TS1"=V97)T:6-A;"UA;&EG;CH@
M8F]T=&]M.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9B<^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT
M.B!I=&%L:6,@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[
M('1E>'0M86QI9VXZ(&IU<W1I9GDG/B@D(&EN('1H;W5S86YD<RD\+W1D/CQT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#%P
M=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G
M/B8C,38P.SPO=&0^#0H@("`@/'1D(&-O;'-P86X],T0R(&YO=W)A<#TS1&YO
M=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!C96YT97([(&)O<F1E<BUB;W1T
M;VTZ($)L86-K(#%P="!S;VQI9#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV
M971I8V$L(%-A;G,M4V5R:68G/D-O<W0\+W1D/CQT9"!N;W=R87`],T1N;W=R
M87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#%P=#L@9F]N=#H@,3!P="!#
M86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D
M(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@,7!T
M.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^
M)B,Q-C`[/"]T9#X-"B`@("`\=&0@8V]L<W!A;CTS1#(@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&-E;G1E<CL@8F]R9&5R+6)O='1O
M;3H@0FQA8VL@,7!T('-O;&ED.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9B<^5F%L=64\+W1D/CQT9"!N;W=R87`],T1N;W=R
M87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#%P=#L@9F]N=#H@,3!P="!#
M86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D
M(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@,7!T
M.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^
M)B,Q-C`[/"]T9#X-"B`@("`\=&0@8V]L<W!A;CTS1#(@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&-E;G1E<CL@8F]R9&5R+6)O='1O
M;3H@0FQA8VL@,7!T('-O;&ED.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9B<^0V]S=#PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A
M<"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@,7!T.R!F;VYT.B`Q,'!T($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@
M;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`Q<'0[
M(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF
M(S$V,#L\+W1D/@T*("`@(#QT9"!C;VQS<&%N/3-$,B!N;W=R87`],T1N;W=R
M87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@8V5N=&5R.R!B;W)D97(M8F]T=&]M
M.B!";&%C:R`Q<'0@<V]L:60[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF)SY686QU93PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A
M<"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@,7!T.R!F;VYT.B`Q,'!T($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\+W1R
M/@T*/'1R('-T>6QE/3-$)W9E<G1I8V%L+6%L:6=N.B!B;W1T;VT[(&9O;G0Z
M(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SX-"B`@("`\
M=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&IU<W1I
M9GD[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF
M)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N
M=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P
M.SPO=&0^#0H@("`@/'1D(&-O;'-P86X],T0R(&YO=W)A<#TS1&YO=W)A<"!S
M='EL93TS1"=T97AT+6%L:6=N.B!J=7-T:69Y.R!F;VYT.B`Q,'!T($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W
M<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&-O;'-P86X],T0R
M(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!J=7-T:69Y
M.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^
M)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z
M(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\
M+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#
M86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@
M("`@/'1D(&-O;'-P86X],T0R(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T
M97AT+6%L:6=N.B!J=7-T:69Y.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y
M;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R
M:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&-O;'-P86X],T0R(&YO=W)A<#TS
M1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!J=7-T:69Y.R!F;VYT.B`Q
M,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T
M9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CPO='(^
M#0H\='(@<W1Y;&4],T0G=F5R=&EC86PM86QI9VXZ(&)O='1O;3L@8F%C:V=R
M;W5N9"UC;VQO<CH@<F=B*#(P-"PR,S@L,C4U*3L@9F]N=#H@,3!P="!#86QI
M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/@T*("`@(#QT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@:G5S=&EF>3L@9F]N=#H@
M,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/D1E8G0@<V5C
M=7)I=&EE<SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT
M.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[
M/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M
M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y
M;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P
M="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^
M/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\
M=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[
M(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF
M(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA
M;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y
M;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(
M96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS
M1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@
M0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[
M(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF
M(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA
M;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL
M93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE
M/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@
M0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@
M9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C
M,38P.SPO=&0^/"]T<CX-"CQT<B!S='EL93TS1"=V97)T:6-A;"UA;&EG;CH@
M8F]T=&]M.R!B86-K9W)O=6YD+6-O;&]R.B!7:&ET93L@9F]N=#H@,3!P="!#
M86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/@T*("`@(#QT9"!N;W=R
M87`],T1N;W=R87`@<W1Y;&4],T0G=VED=&@Z(#4V)3L@=&5X="UA;&EG;CH@
M:G5S=&EF>3L@=&5X="UI;F1E;G0Z(#$S+C5P=#L@9F]N=#H@,3!P="!#86QI
M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/D1U92!W:71H:6X@;VYE('EE
M87(\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=VED=&@Z(#$E
M.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^
M)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$
M)W=I9'1H.B`Q)3L@=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI
M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B0\+W1D/CQT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G=VED=&@Z(#<E.R!T97AT+6%L:6=N.B!R:6=H
M=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G
M/B8C,34Q.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=W:61T
M:#H@,24[('1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G=VED=&@Z(#$E.R!F;VYT.B`Q,'!T($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\
M=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W=I9'1H.B`Q)3L@=&5X="UA
M;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL
M93TS1"=W:61T:#H@-R4[('1E>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-3$[/"]T9#X\
M=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W=I9'1H.B`Q)3L@=&5X="UA
M;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL
M93TS1"=W:61T:#H@-24[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A
M+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G=VED=&@Z(#$E.R!T97AT+6%L:6=N.B!L969T.R!F
M;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)#PO
M=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=W:61T:#H@-R4[('1E
M>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9B<^,S4P/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T
M>6QE/3-$)W=I9'1H.B`Q)3L@=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P
M="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^
M/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=W:61T:#H@,24[(&9O;G0Z
M(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\
M+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=VED=&@Z
M(#$E.R!T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)W=I9'1H.B`W)3L@=&5X="UA;&EG;CH@<FEG:'0[
M(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXS
M-3(\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=VED=&@Z(#$E
M.R!T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\+W1R/@T*/'1R('-T>6QE
M/3-$)W9E<G1I8V%L+6%L:6=N.B!B;W1T;VT[(&)A8VMG<F]U;F0M8V]L;W(Z
M(')G8B@R,#0L,C,X+#(U-2D[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF)SX-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T
M>6QE/3-$)W1E>'0M86QI9VXZ(&IU<W1I9GD[('1E>'0M:6YD96YT.B`Q,RXU
M<'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF
M)SY$=64@869T97(@;VYE('EE87(@8G5T('=I=&AI;B!F:79E('EE87)S/"]T
M9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@
M(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F
M=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G
M/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT
M+6%L:6=N.B!R:6=H=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68G/C$T+#0Y.#PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S
M='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P
M/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P
M="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^
M/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!R:6=H
M=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G
M/C$T+#8V.3PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT
M+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T
M>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y
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M(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@
M,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO
M=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L
M:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE
M/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9B<^-"PQ-#`\+W1D/CQT9"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#
M86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/"]T
M<CX-"CQT<B!S='EL93TS1"=V97)T:6-A;"UA;&EG;CH@8F]T=&]M.R!B86-K
M9W)O=6YD+6-O;&]R.B!7:&ET93L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV
M971I8V$L(%-A;G,M4V5R:68G/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@
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M("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@
M;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R
M:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T
M97AT+6%L:6=N.B!R:6=H=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I
M8V$L(%-A;G,M4V5R:68G/B8C,34Q.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A
M<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W
M<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R
M87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@
M,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO
M=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!R
M:6=H=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R
M:68G/B8C,34Q.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T
M97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P
M('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@
M<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I
M+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A
M<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!R:6=H=#L@9F]N=#H@
M,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/C(Y+#`P-3PO
M=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L
M969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O
M;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V
M,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X
M="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S
M='EL93TS1"=T97AT+6%L:6=N.B!R:6=H=#L@9F]N=#H@,3!P="!#86QI8G)I
M+"!(96QV971I8V$L(%-A;G,M4V5R:68G/C,Q+#@P-SPO=&0^/'1D(&YO=W)A
M<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q
M,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T
M9#X\+W1R/@T*/'1R('-T>6QE/3-$)W9E<G1I8V%L+6%L:6=N.B!B;W1T;VT[
M(&)A8VMG<F]U;F0M8V]L;W(Z(')G8B@R,#0L,C,X+#(U-2D[(&9O;G0Z(#$P
M<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SX-"B`@("`\=&0@
M;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&IU<W1I9GD[
M('1E>'0M:6YD96YT.B`Q,RXU<'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF)SY$=64@869T97(@=&5N('EE87)S/"]T9#X\
M=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R
M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@
M9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C
M,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L
M:6=N.B!R:6=H=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68G/C$L,#`P/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE
M/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO
M=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@
M;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F
M;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^-S0P
M/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ
M(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
M9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C
M,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T
M97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P
M('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^,C(L.#<R/"]T9#X\=&0@;F]W
M<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z
M(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\
M+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#
M86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@
M("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L
M969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E
M>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC
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M+"!386YS+5-E<FEF)SX-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE
M/3-$)W1E>'0M86QI9VXZ(&IU<W1I9GD[('!A9&1I;F<M8F]T=&]M.B`Q<'0[
M('1E>'0M:6YD96YT.B`Q,RXU<'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF)SY-;W)T9V%G92UB86-K960@<V5C=7)I=&EE
M<SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P861D:6YG+6)O
M='1O;3H@,7!T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P
M('-T>6QE/3-$)V)O<F1E<BUB;W1T;VTZ($)L86-K(#%P="!S;VQI9#L@9F]N
M=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[('1E>'0M
M86QI9VXZ(&QE9G0G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S
M='EL93TS1"=B;W)D97(M8F]T=&]M.B!";&%C:R`Q<'0@<V]L:60[(&9O;G0Z
M(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T97AT+6%L
M:6=N.B!R:6=H="<^,30S+#4S.3PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S
M='EL93TS1"=P861D:6YG+6)O='1O;3H@,7!T.R!T97AT+6%L:6=N.B!L969T
M.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^
M)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I
M;F<M8F]T=&]M.B`Q<'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A
M+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G8F]R9&5R+6)O='1O;3H@0FQA8VL@,7!T('-O;&ED
M.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@
M=&5X="UA;&EG;CH@;&5F="<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)V)O<F1E<BUB;W1T;VTZ($)L86-K(#%P="!S;VQI9#L@
M9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[('1E
M>'0M86QI9VXZ(')I9VAT)SXQ-#8L.3(V/"]T9#X\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`Q<'0[('1E>'0M86QI9VXZ
M(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
M<&%D9&EN9RUB;W1T;VTZ(#%P=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV
M971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A
M<#TS1&YO=W)A<"!S='EL93TS1"=B;W)D97(M8F]T=&]M.B!";&%C:R`Q<'0@
M<V]L:60[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF.R!T97AT+6%L:6=N.B!L969T)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G8F]R9&5R+6)O='1O;3H@0FQA8VL@,7!T('-O
M;&ED.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9CL@=&5X="UA;&EG;CH@<FEG:'0G/CQP('-T>6QE/3-$)V9O;G0Z(#$P<'0O
M,3`N,#5P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[(&UA<F=I
M;CH@,"<^)B,Q-3$[/"]P/CPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL
M93TS1"=P861D:6YG+6)O='1O;3H@,7!T.R!T97AT+6%L:6=N.B!L969T.R!F
M;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q
M-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M
M8F]T=&]M.B`Q<'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R
M87`@<W1Y;&4],T0G8F]R9&5R+6)O='1O;3H@0FQA8VL@,7!T('-O;&ED.R!F
M;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@=&5X
M="UA;&EG;CH@;&5F="<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P
M('-T>6QE/3-$)V)O<F1E<BUB;W1T;VTZ($)L86-K(#%P="!S;VQI9#L@9F]N
M=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[('1E>'0M
M86QI9VXZ(')I9VAT)SX\<"!S='EL93TS1"=F;VYT.B`Q,'!T+S$P+C`U<'0@
M0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!M87)G:6XZ(#`G/B8C
M,34Q.SPO<#X\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D
M9&EN9RUB;W1T;VTZ(#%P=#L@=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P
M="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^
M/"]T<CX-"CQT<B!S='EL93TS1"=V97)T:6-A;"UA;&EG;CH@8F]T=&]M.R!B
M86-K9W)O=6YD+6-O;&]R.B!R9V(H,C`T+#(S."PR-34I.R!F;VYT.B`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^#0H@("`@/'1D(&YO
M=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!J=7-T:69Y.R!T
M97AT+6EN9&5N=#H@,C=P=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I
M8V$L(%-A;G,M4V5R:68G/E1O=&%L(&1E8G0@<V5C=7)I=&EE<SPO=&0^/'1D
M(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@
M;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O
M;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V
M,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG
M;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF)SXQ-3DL,#,W/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE
M/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO
M=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@
M;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F
M;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^,38R
M+#,S-3PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L
M:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE
M/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF
M)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4]
M,T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV
M971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO
M=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!R:6=H=#L@9F]N=#H@,3!P="!#
M86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/C4V+#`V-#PO=&0^/'1D
M(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F
M;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q
M-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P
M<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D
M/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG
M;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=T97AT+6%L:6=N.B!R:6=H=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV
M971I8V$L(%-A;G,M4V5R:68G/C8Q+#0Y-CPO=&0^/'1D(&YO=W)A<#TS1&YO
M=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\+W1R
M/@T*/'1R('-T>6QE/3-$)W9E<G1I8V%L+6%L:6=N.B!B;W1T;VT[(&)A8VMG
M<F]U;F0M8V]L;W(Z(%=H:71E.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9B<^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S
M='EL93TS1"=T97AT+6%L:6=N.B!J=7-T:69Y.R!F;VYT.B`Q,'!T($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W
M<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R
M87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@
M,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO
M=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!R
M:6=H=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R
M:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T
M97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P
M('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@
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M969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O
M;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V
M,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X
M="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S
M='EL93TS1"=T97AT+6%L:6=N.B!R:6=H=#L@9F]N=#H@,3!P="!#86QI8G)I
M+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A
M<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q
M,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T
M9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@
M(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F
M=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G
M/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT
M+6%L:6=N.B!R:6=H=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S
M='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\+W1R/@T*/'1R
M('-T>6QE/3-$)W9E<G1I8V%L+6%L:6=N.B!B;W1T;VT[(&)A8VMG<F]U;F0M
M8V]L;W(Z(')G8B@R,#0L,C,X+#(U-2D[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF)SX-"B`@("`\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&IU<W1I9GD[('!A9&1I;F<M8F]T
M=&]M.B`Q<'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF)SY%<75I='D@<V5C=7)I=&EE<SPO=&0^/'1D(&YO=W)A<#TS1&YO
M=W)A<"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@,7!T.R!F;VYT.B`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-
M"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V)O<F1E<BUB;W1T
M;VTZ($)L86-K(#%P="!S;VQI9#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV
M971I8V$L(%-A;G,M4V5R:68[('1E>'0M86QI9VXZ(&QE9G0G/B8C,38P.SPO
M=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=B;W)D97(M8F]T=&]M
M.B!";&%C:R`Q<'0@<V]L:60[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF.R!T97AT+6%L:6=N.B!R:6=H="<^-2PP,C8\+W1D
M/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ
M(#%P=#L@=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(
M96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS
M1&YO=W)A<"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@,7!T.R!F;VYT.B`Q
M,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T
M9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V)O<F1E<BUB
M;W1T;VTZ($)L86-K(#%P="!S;VQI9#L@9F]N=#H@,3!P="!#86QI8G)I+"!(
M96QV971I8V$L(%-A;G,M4V5R:68[('1E>'0M86QI9VXZ(&QE9G0G/B8C,38P
M.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=B;W)D97(M8F]T
M=&]M.B!";&%C:R`Q<'0@<V]L:60[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF.R!T97AT+6%L:6=N.B!R:6=H="<^-2PP,3<\
M+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T
M;VTZ(#%P=#L@=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I
M+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A
M<#TS1&YO=W)A<"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@,7!T.R!F;VYT
M.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[
M/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V)O<F1E
M<BUB;W1T;VTZ($)L86-K(#%P="!S;VQI9#L@9F]N=#H@,3!P="!#86QI8G)I
M+"!(96QV971I8V$L(%-A;G,M4V5R:68[('1E>'0M86QI9VXZ(&QE9G0G/B8C
M,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=B;W)D97(M
M8F]T=&]M.B!";&%C:R`Q<'0@<V]L:60[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T97AT+6%L:6=N.B!R:6=H="<^/'`@
M<W1Y;&4],T0G9F]N=#H@,3!P="\Q,"XP-7!T($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9CL@;6%R9VEN.B`P)SXF(S$U,3L\+W`^/"]T9#X\=&0@
M;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`Q<'0[
M('1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R
M87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#%P=#L@9F]N=#H@,3!P="!#
M86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@
M("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=B;W)D97(M8F]T=&]M
M.B!";&%C:R`Q<'0@<V]L:60[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF.R!T97AT+6%L:6=N.B!L969T)SXF(S$V,#L\+W1D
M/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G8F]R9&5R+6)O='1O;3H@
M0FQA8VL@,7!T('-O;&ED.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9CL@=&5X="UA;&EG;CH@<FEG:'0G/CQP('-T>6QE/3-$
M)V9O;G0Z(#$P<'0O,3`N,#5P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68[(&UA<F=I;CH@,"<^)B,Q-3$[/"]P/CPO=&0^/'1D(&YO=W)A<#TS
M1&YO=W)A<"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@,7!T.R!T97AT+6%L
M:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9B<^)B,Q-C`[/"]T9#X\+W1R/@T*/'1R('-T>6QE/3-$)W9E<G1I
M8V%L+6%L:6=N.B!B;W1T;VT[(&)A8VMG<F]U;F0M8V]L;W(Z(%=H:71E.R!F
M;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^#0H@
M("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!J
M=7-T:69Y.R!P861D:6YG+6)O='1O;3H@,BXU<'0[('1E>'0M:6YD96YT.B`R
M-W!T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9B<^5&]T86P@<V5C=7)I=&EE<SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S
M='EL93TS1"=P861D:6YG+6)O='1O;3H@,BXU<'0[(&9O;G0Z(#$P<'0@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@
M(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G8F]R9&5R+6)O='1O;3H@
M0FQA8VL@,BXU<'0@9&]U8FQE.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9CL@=&5X="UA;&EG;CH@;&5F="<^)#PO=&0^/'1D
M(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=B;W)D97(M8F]T=&]M.B!";&%C
M:R`R+C5P="!D;W5B;&4[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A
M+"!386YS+5-E<FEF.R!T97AT+6%L:6=N.B!R:6=H="<^,38T+#`V,SPO=&0^
M/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@
M,BXU<'0[('1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#(N-7!T.R!F;VYT
M.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[
M/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V)O<F1E
M<BUB;W1T;VTZ($)L86-K(#(N-7!T(&1O=6)L93L@9F]N=#H@,3!P="!#86QI
M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[('1E>'0M86QI9VXZ(&QE9G0G
M/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=B;W)D
M97(M8F]T=&]M.B!";&%C:R`R+C5P="!D;W5B;&4[(&9O;G0Z(#$P<'0@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T97AT+6%L:6=N.B!R:6=H
M="<^,38W+#,U,CPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P
M861D:6YG+6)O='1O;3H@,BXU<'0[('1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z
M(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\
M+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T
M;VTZ(#(N-7!T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P
M('-T>6QE/3-$)V)O<F1E<BUB;W1T;VTZ($)L86-K(#(N-7!T(&1O=6)L93L@
M9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[('1E
M>'0M86QI9VXZ(&QE9G0G/B0\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y
M;&4],T0G8F]R9&5R+6)O='1O;3H@0FQA8VL@,BXU<'0@9&]U8FQE.R!F;VYT
M.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@=&5X="UA
M;&EG;CH@<FEG:'0G/C4V+#`V-#PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S
M='EL93TS1"=P861D:6YG+6)O='1O;3H@,BXU<'0[('1E>'0M86QI9VXZ(&QE
M9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF
M)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D
M9&EN9RUB;W1T;VTZ(#(N-7!T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P
M/3-$;F]W<F%P('-T>6QE/3-$)V)O<F1E<BUB;W1T;VTZ($)L86-K(#(N-7!T
M(&1O=6)L93L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68[('1E>'0M86QI9VXZ(&QE9G0G/B8C,38P.SPO=&0^/'1D(&YO=W)A
M<#TS1&YO=W)A<"!S='EL93TS1"=B;W)D97(M8F]T=&]M.B!";&%C:R`R+C5P
M="!D;W5B;&4[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF.R!T97AT+6%L:6=N.B!R:6=H="<^-C$L-#DV/"]T9#X\=&0@;F]W
M<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`R+C5P=#L@
M=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I
M8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/"]T<CX-"CPO=&%B;&4^#0H-
M"@T*/'`@<W1Y;&4],T0G9F]N=#H@,3!P="]N;W)M86P@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF.R!M87)G:6XZ(#`[('1E>'0M86QI9VXZ(&IU
M<W1I9GDG/B8C,38P.SPO<#X-"@T*/'`@<W1Y;&4],T0G9F]N=#H@,3!P="]N
M;W)M86P@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!M87)G:6XZ
M(#`[('1E>'0M86QI9VXZ(&QE9G0G/D%T($1E8V5M8F5R(#,Q+"`R,#$R+"!I
M;G9E<W1M96YT('-E8W5R:71I97,-"G=I=&@@8V%R<GEI;F<@=F%L=65S(&]F
M("0W."PU,3DL,#`P('=E<F4@<&QE9&=E9"!A<R!C;VQL871E<F%L(&9O<B!P
M=6)L:6,@86YD('!R:79A=&4@9&5P;W-I=',N($%T($1E8V5M8F5R(#,Q+"`R
M,#$Q+"!I;G9E<W1M96YT#0IS96-U<FET:65S('=I=&@@8V%R<GEI;F<@=F%L
M=65S(&]F("0T-RPT,3@L,#`P('=E<F4@<&QE9&=E9"!A<R!C;VQL871E<F%L
M(&9O<B!P=6)L:6,@86YD('!R:79A=&4@9&5P;W-I=',@86YD('-E8W5R:71I
M97,@<V]L9`T*=6YD97(@86=R965M96YT<R!T;R!R97!U<F-H87-E+B8C,38P
M.SPO<#X-"@T*/'`@<W1Y;&4],T0G9F]N=#H@,3!P="]N;W)M86P@0V%L:6)R
M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!M87)G:6XZ(#`[('1E>'0M86QI
M9VXZ(&QE9G0G/B8C,38P.SPO<#X-"@T*/'`@<W1Y;&4],T0G9F]N=#H@,3!P
M="]N;W)M86P@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!M87)G
M:6XZ(#`[('1E>'0M86QI9VXZ(&QE9G0G/E1H97)E('=E<F4@)#DL-C0Q+#`P
M,"!I;B!S86QE<R!O9B!S96-U<FET:65S#0II;B`R,#$R+"!W:&EC:"!R97-U
M;'1E9"!I;B!A(&YE="!G86EN(&]F("0T,SDL,#`P+B!4:&5R92!W97)E("0R
M+#4Q."PP,#`@:6X@<V%L97,@;V8@<V5C=7)I=&EE<R!I;B`R,#$Q+"!W:&EC
M:"!R97-U;'1E9"!I;B!A(&YE=`T*9V%I;B!O9B`D."PP,#`N(%1H97)E('=E
M<F4@;F\@<V%L97,@;V8@<V5C=7)I=&EE<R!I;B`R,#$P+B!$=7)I;F<@=&AE
M('1W96QV92!M;VYT:',@96YD960@1&5C96UB97(@,S$L(#(P,3(L(#(P,3$L
M(&%N9"`R,#$P+"!T:&4-"D-O;7!A;GD@<F5C;W)D960@82!N970@9V%I;B!O
M9B`D,C`P+#`P,"P@)#<Q+#`P,"P@86YD("0R-BPP,#`L(')E<W!E8W1I=F5L
M>2P@<F5L871E9"!T;R!T:&4@8V%L;"!O9B!S979E<F%L(&UU;FEC:7!A;"!A
M;F0@8V]R<&]R871E#0IB;VYD('-E8W5R:71I97,N($%L<V\L(&1U<FEN9R!T
M:&4@='=E;'9E(&UO;G1H<R!E;F1E9"!$96-E;6)E<B`S,2P@,C`Q,BP@,C`Q
M,2P@86YD(#(P,3`L('1H92!#;VUP86YY(')E8V]R9&5D(&YE="!L;W-S97,@
M;V8@)#$L,#`P+`T*)#4L,#`P+"!A;F0@)#`L(')E<W!E8W1I=F5L>2P@<F5L
M871E9"!T;R!W<FET92UD;W=N<R!O9B!T:&4@0V]M<&%N>28C,30V.W,@97%U
M:71Y('!O<G1F;VQI;RX\+W`^#0H-"CQP('-T>6QE/3-$)V9O;G0Z(#$P<'0O
M;F]R;6%L($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@;6%R9VEN
M.B`P.R!T97AT+6%L:6=N.B!L969T)SXF(S$V,#LF(S$V,#L\+W`^/'-P86X^
M/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@(#PO=&%B;&4^#0H@(#PO
M8F]D>3X-"CPO:'1M;#X-"@T*+2TM+2TM/5].97AT4&%R=%]F.3`V,V0R85\P
M,V4U7S0Y-#1?86(T.5\R,&4T,V1A-CEA.#8-"D-O;G1E;G0M3&]C871I;VXZ
M(&9I;&4Z+R\O0SHO9CDP-C-D,F%?,#-E-5\T.30T7V%B-#E?,C!E-#-D838Y
M83@V+U=O<FMS:&5E=',O4VAE970Q,2YH=&UL#0I#;VYT96YT+51R86YS9F5R
M+45N8V]D:6YG.B!Q=6]T960M<')I;G1A8FQE#0I#;VYT96YT+51Y<&4Z('1E
M>'0O:'1M;#L@8VAA<G-E=#TB=7,M87-C:6DB#0H-"CQH=&UL/@T*("`\:&5A
M9#X-"B`@("`\345402!H='1P+65Q=6EV/3-$0V]N=&5N="U4>7!E(&-O;G1E
M;G0],T0G=&5X="]H=&UL.R!C:&%R<V5T/75T9BTX)SX\<V-R:7!T('1Y<&4]
M,T1T97AT+VIA=F%S8W)I<'0@<W)C/3-$4VAO=RYJ<SXO*B!$;R!.;W0@4F5M
M;W9E(%1H:7,@0V]M;65N="`J+SPO<V-R:7!T/CPO:&5A9#X-"B`@/&)O9'D^
M#0H@("`@/'1A8FQE(&-L87-S/3-$<F5P;W)T(&ED/3-$240P14Q%/@T*("`@
M("`@/'1R/@T*("`@("`@("`\=&@@8VQA<W,],T1T;"!C;VQS<&%N/3-$,2!R
M;W=S<&%N/3-$,CX\<W1R;VYG/DQO86YS(&%N9"!!<W-E="!1=6%L:71Y($EN
M9F]R;6%T:6]N/&)R/CPO<W1R;VYG/CPO=&@^#0H@("`@("`@(#QT:"!C;&%S
M<STS1'1H(&-O;'-P86X],T0Q/C$R($UO;G1H<R!%;F1E9#PO=&@^#0H@("`@
M("`\+W1R/@T*("`@("`@/'1R/@T*("`@("`@("`\=&@@8VQA<W,],T1T:#Y$
M96,N(#,Q+"`R,#$R/&)R/CPO=&@^#0H@("`@("`\+W1R/@T*("`@("`@/'1R
M(&-L87-S/3-$<F4^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS
M1'1O<#X\<W1R;VYG/DQO86YS($%N9"!!<W-E="!1=6%L:71Y($EN9F]R;6%T
M:6]N/"]S=')O;F<^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\
M<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA
M<W,],T1R;SX-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P
M/DQO86YS(&%N9"!!<W-E="!1=6%L:71Y($EN9F]R;6%T:6]N(%!A<G0@23PO
M=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'`@<W1Y;&4],T0G9F]N
M=#H@,3!P="]N;W)M86P@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF
M.R!M87)G:6XZ(#`[('1E>'0M86QI9VXZ(&IU<W1I9GDG/CQB/DYO=&4@-"X@
M3&]A;G,@86YD($%S<V5T(%%U86QI='D-"DEN9F]R;6%T:6]N/"]B/B8C,38P
M.SPO<#X-"@T*/'`@<W1Y;&4],T0G9F]N=#H@,3!P="]N;W)M86P@0V%L:6)R
M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!M87)G:6XZ(#`[('1E>'0M86QI
M9VXZ(&QE9G0G/B8C,38P.SPO<#X-"@T*/'`@<W1Y;&4],T0G9F]N=#H@,3!P
M="]N;W)M86P@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!M87)G
M:6XZ(#`[('1E>'0M86QI9VXZ(&QE9G0G/E1H92!L;V%N<R!A;F0@9F]R96-L
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M:6YC;'5D960-"FEN('1H92!#;VUP86YY)B,Q-#8[<R`R,#$Q($%N;G5A;"!2
M97!O<G0@;VX@1F]R;2`Q,"U+(&9O<B!D971A:6QE9"!I;F9O<FUA=&EO;B!R
M96=A<F1I;F<@=&AE<V4@=')A;G-A8W1I;VYS+B!"96-A=7-E(&]F('1H92!L
M;W-S#0IP<F]T96-T:6]N('!R;W9I9&5D(&)Y('1H92!&1$E#+"!T:&4@<FES
M:R!O9B!T:&4@;&]A;G,@86YD(&9O<F5C;&]S960@<F5A;"!E<W1A=&4@=&AA
M="!A<F4@8V]V97)E9"!B>2!L;W-S('-H87)E(&%G<F5E;65N=',@87)E#0IS
M:6=N:69I8V%N=&QY(&1I9F9E<F5N="!F<F]M('1H;W-E(&%S<V5T<R!N;W0@
M8V]V97)E9"!U;F1E<B!T:&4@;&]S<R!S:&%R92!A9W)E96UE;G1S+B!!8V-O
M<F1I;F=L>2P@=&AE($-O;7!A;GD@<')E<V5N=',@<V5P87)A=&5L>0T*;&]A
M;G,@<W5B:F5C="!T;R!T:&4@;&]S<R!S:&%R92!A9W)E96UE;G1S(&%S("8C
M,30W.V-O=F5R960@;&]A;G,F(S$T.#L@:6X@=&AE(&EN9F]R;6%T:6]N(&)E
M;&]W(&%N9"!L;V%N<R!T:&%T(&%R92!N;W0@<W5B:F5C=`T*=&\@=&AE(&QO
M<W,@<VAA<F4@86=R965M96YT<R!A<R`F(S$T-SMN;VXM8V]V97)E9"!L;V%N
M<RXF(S$T.#LF(S$V,#L\+W`^#0H-"CQP('-T>6QE/3-$)V9O;G0Z(#$P<'0O
M;F]R;6%L($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@;6%R9VEN
M.B`P.R!T97AT+6%L:6=N.B!L969T)SXF(S$V,#L\+W`^#0H-"CQP('-T>6QE
M/3-$)V9O;G0Z(#$P<'0O;F]R;6%L($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9CL@;6%R9VEN.B`P.R!T97AT+6%L:6=N.B!L969T)SY4:&4@9F]L
M;&]W:6YG(&ES(&$@<W5M;6%R>2!O9B!T:&4@;6%J;W(-"F-A=&5G;W)I97,@
M;V8@=&]T86P@;&]A;G,@;W5T<W1A;F1I;F<Z/"]P/@T*#0H\<"!S='EL93TS
M1"=F;VYT.B`Q,'!T+VYO<FUA;"!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68[(&UA<F=I;CH@,#L@=&5X="UA;&EG;CH@;&5F="<^)B,Q-C`[/"]P
M/@T*#0H\=&%B;&4@8V5L;'!A9&1I;F<],T0P(&-E;&QS<&%C:6YG/3-$,"!S
M='EL93TS1"=B;W)D97(M8V]L;&%P<V4Z(&-O;&QA<'-E.R!W:61T:#H@,3`P
M)3L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G
M/@T*/'1R('-T>6QE/3-$)W9E<G1I8V%L+6%L:6=N.B!B;W1T;VT[(&9O;G0M
M9F%M:6QY.B!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/@T*("`@
M(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F
M=#L@9F]N="UF86UI;'DZ($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9B<^/'`@<W1Y;&4],T0G9F]N=#H@,3!P="]N;W)M86P@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF.R!M87)G:6XZ(#`[('1E>'0M86QI9VXZ(&QE
M9G0G/CQI/B@D#0II;B!T:&]U<V%N9',I/"]I/CPO<#X\+W1D/CQT9"!N;W=R
M87`],T1N;W=R87`@<W1Y;&4],T0G9F]N="UW96EG:'0Z(&)O;&0[('!A9&1I
M;F<M8F]T=&]M.B`Q<'0[(&9O;G0M9F%M:6QY.B!#86QI8G)I+"!(96QV971I
M8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&-O;'-P86X]
M,T0V(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT+7=E:6=H=#H@8F]L
M9#L@=&5X="UA;&EG;CH@8V5N=&5R.R!B;W)D97(M8F]T=&]M.B!";&%C:R`Q
M<'0@<V]L:60[(&9O;G0M9F%M:6QY.B!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68G/D1E8V5M8F5R(#,Q+"`R,#$R/"]T9#X\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`Q<'0[(&9O;G0M=V5I
M9VAT.B!B;VQD.R!F;VYT+69A;6EL>3H@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y
M;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#%P=#L@9F]N="UF86UI;'DZ($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\
M=&0@8V]L<W!A;CTS1#8@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M
M86QI9VXZ(&-E;G1E<CL@8F]R9&5R+6)O='1O;3H@0FQA8VL@,7!T('-O;&ED
M.R!F;VYT+69A;6EL>3H@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF
M)SY$96-E;6)E<B`S,2P@,C`Q,3PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S
M='EL93TS1"=P861D:6YG+6)O='1O;3H@,7!T.R!F;VYT+69A;6EL>3H@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CPO='(^
M#0H\='(@<W1Y;&4],T0G=F5R=&EC86PM86QI9VXZ(&)O='1O;3L@9F]N="UF
M86UI;'DZ($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^#0H@("`@
M/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T
M.R!F;VYT+69A;6EL>3H@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF
M)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N
M="UW96EG:'0Z(&)O;&0[('!A9&1I;F<M8F]T=&]M.B`Q<'0[(&9O;G0M9F%M
M:6QY.B!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO
M=&0^#0H@("`@/'1D(&-O;'-P86X],T0R(&YO=W)A<#TS1&YO=W)A<"!S='EL
M93TS1"=F;VYT+7=E:6=H=#H@8F]L9#L@=&5X="UA;&EG;CH@8V5N=&5R.R!B
M;W)D97(M8F]T=&]M.B!";&%C:R`Q<'0@<V]L:60[(&9O;G0M9F%M:6QY.B!#
M86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/D%M;W5N=#PO=&0^/'1D
M(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@,7!T
M.R!F;VYT+7=E:6=H=#H@8F]L9#L@9F]N="UF86UI;'DZ($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)V9O;G0M=V5I9VAT.B!B;VQD.R!P861D:6YG+6)O
M='1O;3H@,7!T.R!F;VYT+69A;6EL>3H@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!C;VQS<&%N/3-$,B!N
M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N="UW96EG:'0Z(&)O;&0[('1E
M>'0M86QI9VXZ(&-E;G1E<CL@8F]R9&5R+6)O='1O;3H@0FQA8VL@,7!T('-O
M;&ED.R!F;VYT+69A;6EL>3H@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF)SY097)C96YT86=E/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE
M/3-$)W!A9&1I;F<M8F]T=&]M.B`Q<'0[(&9O;G0M=V5I9VAT.B!B;VQD.R!F
M;VYT+69A;6EL>3H@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF
M(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN
M9RUB;W1T;VTZ(#%P=#L@9F]N="UF86UI;'DZ($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@8V]L<W!A;CTS
M1#(@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&-E;G1E
M<CL@8F]R9&5R+6)O='1O;3H@0FQA8VL@,7!T('-O;&ED.R!F;VYT+69A;6EL
M>3H@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SY!;6]U;G0\+W1D
M/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ
M(#%P=#L@9F]N="UF86UI;'DZ($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$
M)W!A9&1I;F<M8F]T=&]M.B`Q<'0[(&9O;G0M9F%M:6QY.B!#86QI8G)I+"!(
M96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&-O
M;'-P86X],T0R(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N
M.B!C96YT97([(&)O<F1E<BUB;W1T;VTZ($)L86-K(#%P="!S;VQI9#L@9F]N
M="UF86UI;'DZ($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^4&5R
M8V5N=&%G93PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P861D
M:6YG+6)O='1O;3H@,7!T.R!F;VYT+69A;6EL>3H@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CPO='(^#0H\='(@<W1Y;&4]
M,T0G=F5R=&EC86PM86QI9VXZ(&)O='1O;3L@8F%C:V=R;W5N9"UC;VQO<CH@
M<F=B*#(P-"PR,S@L,C4U*3L@9F]N="UF86UI;'DZ($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9B<^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S
M='EL93TS1"=F;VYT+7=E:6=H=#H@8F]L9#L@=&5X="UD96-O<F%T:6]N.B!U
M;F1E<FQI;F4[('1E>'0M86QI9VXZ(&QE9G0[('!A9&1I;F<M;&5F=#H@,#L@
M9F]N="UF86UI;'DZ($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^
M06QL)B,Q-C`[;&]A;G,@*&YO;BUC;W9E<F5D(&%N9"!C;W9E<F5D*3H\+W1D
M/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N="UF86UI;'DZ($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@
M("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE
M9G0[(&9O;G0M9F%M:6QY.B!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R
M:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T
M97AT+6%L:6=N.B!R:6=H=#L@9F]N="UF86UI;'DZ($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0M9F%M:6QY.B!#
M86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D
M(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT+69A;6EL>3H@0V%L:6)R
M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@
M9F]N="UF86UI;'DZ($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^
M)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M
M86QI9VXZ(')I9VAT.R!F;VYT+69A;6EL>3H@0V%L:6)R:2P@2&5L=F5T:6-A
M+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@
M<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N="UF86UI;'DZ($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W
M<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0M9F%M:6QY.B!#86QI8G)I+"!(
M96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO
M=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT
M+69A;6EL>3H@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V
M,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG
M;CH@<FEG:'0[(&9O;G0M9F%M:6QY.B!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL
M93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT+69A;6EL>3H@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G9F]N="UF86UI;'DZ($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P
M/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0M9F%M
M:6QY.B!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO
M=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!R
M:6=H=#L@9F]N="UF86UI;'DZ($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$
M)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0M9F%M:6QY.B!#86QI8G)I+"!(96QV
M971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/"]T<CX-"CQT<B!S='EL
M93TS1"=V97)T:6-A;"UA;&EG;CH@8F]T=&]M.R!B86-K9W)O=6YD+6-O;&]R
M.B!7:&ET93L@9F]N="UF86UI;'DZ($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9B<^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T
M97AT+6%L:6=N.B!L969T.R!P861D:6YG+6QE9G0Z(#4N-'!T.R!F;VYT+69A
M;6EL>3H@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\
M+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N="UF86UI;'DZ
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-
M"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ
M(&QE9G0[(&9O;G0M9F%M:6QY.B!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=T97AT+6%L:6=N.B!R:6=H=#L@9F]N="UF86UI;'DZ($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0M9F%M:6QY
M.B!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^
M/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT+69A;6EL>3H@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@
M(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F
M=#L@9F]N="UF86UI;'DZ($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E
M>'0M86QI9VXZ(')I9VAT.R!F;VYT+69A;6EL>3H@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R
M87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N="UF86UI;'DZ($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@
M;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0M9F%M:6QY.B!#86QI8G)I
M+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D
M(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F
M;VYT+69A;6EL>3H@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF
M(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA
M;&EG;CH@<FEG:'0[(&9O;G0M9F%M:6QY.B!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S
M='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT+69A;6EL>3H@0V%L:6)R
M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R
M87`],T1N;W=R87`@<W1Y;&4],T0G9F]N="UF86UI;'DZ($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W
M<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0M
M9F%M:6QY.B!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P
M.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N
M.B!R:6=H=#L@9F]N="UF86UI;'DZ($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE
M/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0M9F%M:6QY.B!#86QI8G)I+"!(
M96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/"]T<CX-"CQT<B!S
M='EL93TS1"=V97)T:6-A;"UA;&EG;CH@8F]T=&]M.R!B86-K9W)O=6YD+6-O
M;&]R.B!R9V(H,C`T+#(S."PR-34I.R!F;VYT+69A;6EL>3H@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF)SX-"B`@("`\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)W=I9'1H.B`V,"4[('1E>'0M86QI9VXZ(&QE9G0[('1E
M>'0M:6YD96YT.B`M,3)P=#L@<&%D9&EN9RUL969T.B`Q,G!T.R!F;VYT+69A
M;6EL>3H@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SY#;VUM97)C
M:6%L+"!F:6YA;F-I86PL(&%N9"!A9W)I8W5L='5R86P\+W1D/CQT9"!N;W=R
M87`],T1N;W=R87`@<W1Y;&4],T0G=VED=&@Z(#$E.R!F;VYT+7=E:6=H=#H@
M8F]L9#L@9F]N="UF86UI;'DZ($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T
M>6QE/3-$)W=I9'1H.B`Q)3L@9F]N="UW96EG:'0Z(&)O;&0[('1E>'0M86QI
M9VXZ(&QE9G0[(&9O;G0M9F%M:6QY.B!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68G/B0\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
M=VED=&@Z(#<E.R!F;VYT+7=E:6=H=#H@8F]L9#L@=&5X="UA;&EG;CH@<FEG
M:'0[(&9O;G0M9F%M:6QY.B!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R
M:68G/C$V,"PW.3`\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
M=VED=&@Z(#$E.R!F;VYT+7=E:6=H=#H@8F]L9#L@=&5X="UA;&EG;CH@;&5F
M=#L@9F]N="UF86UI;'DZ($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W=I
M9'1H.B`Q)3L@9F]N="UW96EG:'0Z(&)O;&0[(&9O;G0M9F%M:6QY.B!#86QI
M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@
M/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=W:61T:#H@,24[(&9O;G0M
M=V5I9VAT.B!B;VQD.R!T97AT+6%L:6=N.B!L969T.R!F;VYT+69A;6EL>3H@
M0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=VED=&@Z(#<E.R!F;VYT+7=E
M:6=H=#H@8F]L9#L@=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0M9F%M:6QY.B!#
M86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/C<E/"]T9#X\=&0@;F]W
M<F%P/3-$;F]W<F%P('-T>6QE/3-$)W=I9'1H.B`Q)3L@9F]N="UW96EG:'0Z
M(&)O;&0[('1E>'0M86QI9VXZ(&QE9G0[(&9O;G0M9F%M:6QY.B!#86QI8G)I
M+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A
M<#TS1&YO=W)A<"!S='EL93TS1"=W:61T:#H@,24[(&9O;G0M9F%M:6QY.B!#
M86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@
M("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=W:61T:#H@,24[('1E
M>'0M86QI9VXZ(&QE9G0[(&9O;G0M9F%M:6QY.B!#86QI8G)I+"!(96QV971I
M8V$L(%-A;G,M4V5R:68G/B0\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y
M;&4],T0G=VED=&@Z(#<E.R!T97AT+6%L:6=N.B!R:6=H=#L@9F]N="UF86UI
M;'DZ($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^,38R+#`Y.3PO
M=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=W:61T:#H@,24[('1E
M>'0M86QI9VXZ(&QE9G0[(&9O;G0M9F%M:6QY.B!#86QI8G)I+"!(96QV971I
M8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A
M<"!S='EL93TS1"=W:61T:#H@,24[(&9O;G0M9F%M:6QY.B!#86QI8G)I+"!(
M96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO
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M("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L
M969T.R!T97AT+6EN9&5N=#H@+3$R<'0[('!A9&1I;F<M;&5F=#H@,3)P=#L@
M9F]N="UF86UI;'DZ($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^
M4F5A;"!E<W1A=&4@)B,Q-3`[(&-O;G-T<G5C=&EO;BP@;&%N9"!D979E;&]P
M;65N="`F(S,X.R!O=&AE<B!L86YD(&QO86YS/"]T9#X\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)V9O;G0M=V5I9VAT.B!B;VQD.R!F;VYT+69A;6EL
M>3H@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D
M/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N="UW96EG
M:'0Z(&)O;&0[('1E>'0M86QI9VXZ(&QE9G0[(&9O;G0M9F%M:6QY.B!#86QI
M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO
M=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT+7=E:6=H=#H@8F]L9#L@=&5X
M="UA;&EG;CH@<FEG:'0[(&9O;G0M9F%M:6QY.B!#86QI8G)I+"!(96QV971I
M8V$L(%-A;G,M4V5R:68G/C(Y."PT-3@\+W1D/CQT9"!N;W=R87`],T1N;W=R
M87`@<W1Y;&4],T0G9F]N="UW96EG:'0Z(&)O;&0[('1E>'0M86QI9VXZ(&QE
M9G0[(&9O;G0M9F%M:6QY.B!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R
M:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F
M;VYT+7=E:6=H=#H@8F]L9#L@9F]N="UF86UI;'DZ($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P
M/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0M=V5I9VAT.B!B;VQD.R!T97AT+6%L
M:6=N.B!L969T.R!F;VYT+69A;6EL>3H@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y
M;&4],T0G9F]N="UW96EG:'0Z(&)O;&0[('1E>'0M86QI9VXZ(')I9VAT.R!F
M;VYT+69A;6EL>3H@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXQ
M,R4\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N="UW96EG
M:'0Z(&)O;&0[('1E>'0M86QI9VXZ(&QE9G0[(&9O;G0M9F%M:6QY.B!#86QI
M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO
M=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT+69A;6EL>3H@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N
M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N
M="UF86UI;'DZ($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q
M-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI
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M=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R
M87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N="UF
M86UI;'DZ($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[
M/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ
M(')I9VAT.R!F;VYT+69A;6EL>3H@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF)SXQ-24\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
M=&5X="UA;&EG;CH@;&5F=#L@9F]N="UF86UI;'DZ($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\+W1R/@T*/'1R('-T>6QE
M/3-$)W9E<G1I8V%L+6%L:6=N.B!B;W1T;VT[(&)A8VMG<F]U;F0M8V]L;W(Z
M(')G8B@R,#0L,C,X+#(U-2D[(&9O;G0M9F%M:6QY.B!#86QI8G)I+"!(96QV
M971I8V$L(%-A;G,M4V5R:68G/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@
M<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@=&5X="UI;F1E;G0Z("TQ,G!T
M.R!P861D:6YG+6QE9G0Z(#$R<'0[(&9O;G0M9F%M:6QY.B!#86QI8G)I+"!(
M96QV971I8V$L(%-A;G,M4V5R:68G/E)E86P@97-T871E("8C,34P.R!M;W)T
M9V%G92`F(S$U,#L@<F5S:61E;G1I86P@*#$M-"!F86UI;'DI(&9I<G-T(&UO
M<G1G86=E<SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT
M+7=E:6=H=#H@8F]L9#L@9F]N="UF86UI;'DZ($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)V9O;G0M=V5I9VAT.B!B;VQD.R!T97AT+6%L:6=N
M.B!L969T.R!F;VYT+69A;6EL>3H@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4]
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M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N="UW96EG:'0Z(&)O;&0[(&9O
M;G0M9F%M:6QY.B!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C
M,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F
M;VYT+7=E:6=H=#H@8F]L9#L@=&5X="UA;&EG;CH@;&5F=#L@9F]N="UF86UI
M;'DZ($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T
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M+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4]
M,T0G9F]N="UF86UI;'DZ($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE
M/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0M9F%M:6QY.B!#86QI8G)I+"!(
M96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS
M1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!R:6=H=#L@9F]N="UF86UI
M;'DZ($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^.#`U+#4T,CPO
M=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L
M969T.R!F;VYT+69A;6EL>3H@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
M9F]N="UF86UI;'DZ($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^
M)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$
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M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^#0H@("`@/'1D(&YO
M=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!T97AT
M+6EN9&5N=#H@+3$R<'0[('!A9&1I;F<M;&5F=#H@,3)P=#L@9F]N="UF86UI
M;'DZ($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^4F5A;"!E<W1A
M=&4@)B,Q-3`[(&UO<G1G86=E("8C,34P.R!H;VUE(&5Q=6ET>2!L;V%N<R`O
M(&QI;F5S(&]F(&-R961I=#PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL
M93TS1"=F;VYT+7=E:6=H=#H@8F]L9#L@9F]N="UF86UI;'DZ($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@
M;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0M=V5I9VAT.B!B;VQD.R!T
M97AT+6%L:6=N.B!L969T.R!F;VYT+69A;6EL>3H@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R
M87`@<W1Y;&4],T0G9F]N="UW96EG:'0Z(&)O;&0[('1E>'0M86QI9VXZ(')I
M9VAT.R!F;VYT+69A;6EL>3H@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF)SXR,S@L.3(U/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$
M)V9O;G0M=V5I9VAT.B!B;VQD.R!T97AT+6%L:6=N.B!L969T.R!F;VYT+69A
M;6EL>3H@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\
M+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N="UW96EG:'0Z
M(&)O;&0[(&9O;G0M9F%M:6QY.B!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S
M='EL93TS1"=F;VYT+7=E:6=H=#H@8F]L9#L@=&5X="UA;&EG;CH@;&5F=#L@
M9F]N="UF86UI;'DZ($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^
M)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0M
M=V5I9VAT.B!B;VQD.R!T97AT+6%L:6=N.B!R:6=H=#L@9F]N="UF86UI;'DZ
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^,3`E/"]T9#X\=&0@
M;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0M=V5I9VAT.B!B;VQD.R!T
M97AT+6%L:6=N.B!L969T.R!F;VYT+69A;6EL>3H@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R
M87`@<W1Y;&4],T0G9F]N="UF86UI;'DZ($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W
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M+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@
M<W1Y;&4],T0G9F]N="UF86UI;'DZ($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P
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M;"UA;&EG;CH@8F]T=&]M.R!B86-K9W)O=6YD+6-O;&]R.B!R9V(H,C`T+#(S
M."PR-34I.R!F;VYT+69A;6EL>3H@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF)SX-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E
M>'0M86QI9VXZ(&QE9G0[('1E>'0M:6YD96YT.B`M,3)P=#L@<&%D9&EN9RUL
M969T.B`Q,G!T.R!F;VYT+69A;6EL>3H@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF)SY296%L(&5S=&%T92`F(S$U,#L@;6]R=&=A9V4@)B,Q-3`[
M(&-O;6UE<F-I86P@86YD(&]T:&5R/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P
M('-T>6QE/3-$)V9O;G0M=V5I9VAT.B!B;VQD.R!F;VYT+69A;6EL>3H@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@
M(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N="UW96EG:'0Z(&)O
M;&0[('1E>'0M86QI9VXZ(&QE9G0[(&9O;G0M9F%M:6QY.B!#86QI8G)I+"!(
M96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS
M1&YO=W)A<"!S='EL93TS1"=F;VYT+7=E:6=H=#H@8F]L9#L@=&5X="UA;&EG
M;CH@<FEG:'0[(&9O;G0M9F%M:6QY.B!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68G/C<X.2PW-#8\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y
M;&4],T0G9F]N="UW96EG:'0Z(&)O;&0[('1E>'0M86QI9VXZ(&QE9G0[(&9O
M;G0M9F%M:6QY.B!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C
M,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT+7=E
M:6=H=#H@8F]L9#L@9F]N="UF86UI;'DZ($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)V9O;G0M=V5I9VAT.B!B;VQD.R!T97AT+6%L:6=N.B!L
M969T.R!F;VYT+69A;6EL>3H@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
M9F]N="UW96EG:'0Z(&)O;&0[('1E>'0M86QI9VXZ(')I9VAT.R!F;VYT+69A
M;6EL>3H@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXS,R4\+W1D
M/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N="UW96EG:'0Z(&)O
M;&0[('1E>'0M86QI9VXZ(&QE9G0[(&9O;G0M9F%M:6QY.B!#86QI8G)I+"!(
M96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS
M1&YO=W)A<"!S='EL93TS1"=F;VYT+69A;6EL>3H@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N="UF86UI
M;'DZ($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T
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M+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N="UF86UI;'DZ
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\
M=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT
M.R!F;VYT+69A;6EL>3H@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF
M)SXS,24\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA
M;&EG;CH@;&5F=#L@9F]N="UF86UI;'DZ($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\+W1R/@T*/'1R('-T>6QE/3-$)W9E
M<G1I8V%L+6%L:6=N.B!B;W1T;VT[(&)A8VMG<F]U;F0M8V]L;W(Z(%=H:71E
M.R!F;VYT+69A;6EL>3H@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF
M)SX-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI
M9VXZ(&QE9G0[('!A9&1I;F<M8F]T=&]M.B`Q<'0[('1E>'0M:6YD96YT.B`M
M,3)P=#L@<&%D9&EN9RUL969T.B`Q,G!T.R!F;VYT+69A;6EL>3H@0V%L:6)R
M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SY);G-T86QL;65N="!L;V%N<R!T
M;R!I;F1I=FED=6%L<SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=F;VYT+7=E:6=H=#H@8F]L9#L@<&%D9&EN9RUB;W1T;VTZ(#%P=#L@9F]N
M="UF86UI;'DZ($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q
M-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V)O
M<F1E<BUB;W1T;VTZ($)L86-K(#%P="!S;VQI9#L@9F]N="UW96EG:'0Z(&)O
M;&0[('1E>'0M86QI9VXZ(&QE9G0[(&9O;G0M9F%M:6QY.B!#86QI8G)I+"!(
M96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS
M1&YO=W)A<"!S='EL93TS1"=B;W)D97(M8F]T=&]M.B!";&%C:R`Q<'0@<V]L
M:60[(&9O;G0M=V5I9VAT.B!B;VQD.R!T97AT+6%L:6=N.B!R:6=H=#L@9F]N
M="UF86UI;'DZ($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^-S$L
M.3,S/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M
M8F]T=&]M.B`Q<'0[(&9O;G0M=V5I9VAT.B!B;VQD.R!T97AT+6%L:6=N.B!L
M969T.R!F;VYT+69A;6EL>3H@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
M9F]N="UW96EG:'0Z(&)O;&0[('!A9&1I;F<M8F]T=&]M.B`Q<'0[(&9O;G0M
M9F%M:6QY.B!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P
M.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=B;W)D
M97(M8F]T=&]M.B!";&%C:R`Q<'0@<V]L:60[(&9O;G0M=V5I9VAT.B!B;VQD
M.R!T97AT+6%L:6=N.B!L969T.R!F;VYT+69A;6EL>3H@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G8F]R9&5R+6)O='1O;3H@0FQA8VL@,7!T('-O;&ED
M.R!F;VYT+7=E:6=H=#H@8F]L9#L@=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0M
M9F%M:6QY.B!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/C,E/"]T
M9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M
M.B`Q<'0[(&9O;G0M=V5I9VAT.B!B;VQD.R!T97AT+6%L:6=N.B!L969T.R!F
M;VYT+69A;6EL>3H@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF
M(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN
M9RUB;W1T;VTZ(#%P=#L@9F]N="UF86UI;'DZ($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)V)O<F1E<BUB;W1T;VTZ($)L86-K(#%P="!S;VQI
M9#L@=&5X="UA;&EG;CH@;&5F=#L@9F]N="UF86UI;'DZ($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$
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M86YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y
M;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#%P=#L@9F]N="UF86UI;'DZ($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\
M=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V)O<F1E<BUB;W1T;VTZ($)L
M86-K(#%P="!S;VQI9#L@=&5X="UA;&EG;CH@;&5F=#L@9F]N="UF86UI;'DZ
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\
M=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V)O<F1E<BUB;W1T;VTZ($)L
M86-K(#%P="!S;VQI9#L@=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0M9F%M:6QY
M.B!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/C,E/"]T9#X\=&0@
M;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`Q<'0[
M('1E>'0M86QI9VXZ(&QE9G0[(&9O;G0M9F%M:6QY.B!#86QI8G)I+"!(96QV
M971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/"]T<CX-"CQT<B!S='EL
M93TS1"=V97)T:6-A;"UA;&EG;CH@8F]T=&]M.R!B86-K9W)O=6YD+6-O;&]R
M.B!R9V(H,C`T+#(S."PR-34I.R!F;VYT+69A;6EL>3H@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF)SX-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P
M('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[('1E>'0M:6YD96YT.B`M,3)P
M=#L@<&%D9&EN9RUL969T.B`Q,G!T.R!F;VYT+69A;6EL>3H@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#LF(S$V,#LF(S$V,#LF(S$V
M,#M3=6)T;W1A;#PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F
M;VYT+7=E:6=H=#H@8F]L9#L@9F]N="UF86UI;'DZ($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P
M/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0M=V5I9VAT.B!B;VQD.R!T97AT+6%L
M:6=N.B!L969T.R!F;VYT+69A;6EL>3H@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y
M;&4],T0G9F]N="UW96EG:'0Z(&)O;&0[('1E>'0M86QI9VXZ(')I9VAT.R!F
M;VYT+69A;6EL>3H@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXR
M+#,W-2PQ,S,\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N
M="UW96EG:'0Z(&)O;&0[('1E>'0M86QI9VXZ(&QE9G0[(&9O;G0M9F%M:6QY
M.B!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^
M/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT+7=E:6=H=#H@8F]L
M9#L@9F]N="UF86UI;'DZ($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE
M/3-$)V9O;G0M=V5I9VAT.B!B;VQD.R!T97AT+6%L:6=N.B!L969T.R!F;VYT
M+69A;6EL>3H@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V
M,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N="UW96EG
M:'0Z(&)O;&0[('1E>'0M86QI9VXZ(')I9VAT.R!F;VYT+69A;6EL>3H@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXQ,#`E/"]T9#X\=&0@;F]W
M<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0M=V5I9VAT.B!B;VQD.R!T97AT
M+6%L:6=N.B!L969T.R!F;VYT+69A;6EL>3H@0V%L:6)R:2P@2&5L=F5T:6-A
M+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@
M<W1Y;&4],T0G9F]N="UF86UI;'DZ($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P
M('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0M9F%M:6QY.B!#86QI
M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO
M=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!R:6=H=#L@9F]N
M="UF86UI;'DZ($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^,BPT
M,CDL,3`V/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M
M86QI9VXZ(&QE9G0[(&9O;G0M9F%M:6QY.B!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S
M='EL93TS1"=F;VYT+69A;6EL>3H@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@
M<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N="UF86UI;'DZ($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W
M<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT
M+69A;6EL>3H@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXQ,#`E
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M("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L
M969T.R!P861D:6YG+6)O='1O;3H@,7!T.R!T97AT+6EN9&5N=#H@+3$R<'0[
M('!A9&1I;F<M;&5F=#H@,3)P=#L@9F]N="UF86UI;'DZ($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9B<^56YA;6]R=&EZ960@;F5T(&1E9F5R<F5D
M(&QO86X@8V]S=',\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
M9F]N="UW96EG:'0Z(&)O;&0[('!A9&1I;F<M8F]T=&]M.B`Q<'0[(&9O;G0M
M9F%M:6QY.B!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P
M.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=B;W)D
M97(M8F]T=&]M.B!";&%C:R`Q<'0@<V]L:60[(&9O;G0M=V5I9VAT.B!B;VQD
M.R!T97AT+6%L:6=N.B!L969T.R!F;VYT+69A;6EL>3H@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G8F]R9&5R+6)O='1O;3H@0FQA8VL@,7!T('-O;&ED
M.R!F;VYT+7=E:6=H=#H@8F]L9#L@=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0M
M9F%M:6QY.B!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/C$L,S(T
M/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T
M=&]M.B`Q<'0[(&9O;G0M=V5I9VAT.B!B;VQD.R!T97AT+6%L:6=N.B!L969T
M.R!F;VYT+69A;6EL>3H@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF
M)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D
M9&EN9RUB;W1T;VTZ(#%P=#L@9F]N="UF86UI;'DZ($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P
M/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`Q<'0[('1E>'0M
M86QI9VXZ(&QE9G0[(&9O;G0M9F%M:6QY.B!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S
M='EL93TS1"=P861D:6YG+6)O='1O;3H@,7!T.R!T97AT+6%L:6=N.B!R:6=H
M=#L@9F]N="UF86UI;'DZ($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A
M9&1I;F<M8F]T=&]M.B`Q<'0[('1E>'0M86QI9VXZ(&QE9G0[(&9O;G0M9F%M
M:6QY.B!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO
M=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P861D:6YG+6)O='1O
M;3H@,7!T.R!F;VYT+69A;6EL>3H@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@
M<W1Y;&4],T0G8F]R9&5R+6)O='1O;3H@0FQA8VL@,7!T('-O;&ED.R!T97AT
M+6%L:6=N.B!L969T.R!F;VYT+69A;6EL>3H@0V%L:6)R:2P@2&5L=F5T:6-A
M+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@
M<W1Y;&4],T0G8F]R9&5R+6)O='1O;3H@0FQA8VL@,7!T('-O;&ED.R!T97AT
M+6%L:6=N.B!R:6=H=#L@9F]N="UF86UI;'DZ($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9B<^,2PR.#`\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@
M<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#%P=#L@=&5X="UA;&EG;CH@;&5F
M=#L@9F]N="UF86UI;'DZ($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A
M9&1I;F<M8F]T=&]M.B`Q<'0[(&9O;G0M9F%M:6QY.B!#86QI8G)I+"!(96QV
M971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A
M<#TS1&YO=W)A<"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@,7!T.R!T97AT
M+6%L:6=N.B!L969T.R!F;VYT+69A;6EL>3H@0V%L:6)R:2P@2&5L=F5T:6-A
M+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@
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M86UI;'DZ($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^#0H@("`@
M/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T
M.R!P861D:6YG+6)O='1O;3H@,BXU<'0[('!A9&1I;F<M;&5F=#H@,#L@9F]N
M="UF86UI;'DZ($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q
M-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[5&]T86P@;&]A;G,\+W1D/CQT9"!N;W=R
M87`],T1N;W=R87`@<W1Y;&4],T0G9F]N="UW96EG:'0Z(&)O;&0[('!A9&1I
M;F<M8F]T=&]M.B`R+C5P=#L@9F]N="UF86UI;'DZ($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P
M/3-$;F]W<F%P('-T>6QE/3-$)V)O<F1E<BUB;W1T;VTZ($)L86-K(#(N-7!T
M(&1O=6)L93L@9F]N="UW96EG:'0Z(&)O;&0[('1E>'0M86QI9VXZ(&QE9G0[
M(&9O;G0M9F%M:6QY.B!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G
M/B0\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G8F]R9&5R+6)O
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M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N="UW96EG:'0Z(&)O;&0[
M('!A9&1I;F<M8F]T=&]M.B`R+C5P=#L@9F]N="UF86UI;'DZ($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@
M;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`R+C5P
M=#L@9F]N="UW96EG:'0Z(&)O;&0[('1E>'0M86QI9VXZ(&QE9G0[(&9O;G0M
M9F%M:6QY.B!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P
M.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P861D:6YG+6)O
M='1O;3H@,BXU<'0[(&9O;G0M=V5I9VAT.B!B;VQD.R!T97AT+6%L:6=N.B!R
M:6=H=#L@9F]N="UF86UI;'DZ($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$
M)W!A9&1I;F<M8F]T=&]M.B`R+C5P=#L@9F]N="UW96EG:'0Z(&)O;&0[('1E
M>'0M86QI9VXZ(&QE9G0[(&9O;G0M9F%M:6QY.B!#86QI8G)I+"!(96QV971I
M8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A
M<"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@,BXU<'0[(&9O;G0M9F%M:6QY
M.B!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^
M#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=B;W)D97(M8F]T
M=&]M.B!";&%C:R`R+C5P="!D;W5B;&4[('1E>'0M86QI9VXZ(&QE9G0[(&9O
M;G0M9F%M:6QY.B!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B0\
M+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G8F]R9&5R+6)O='1O
M;3H@0FQA8VL@,BXU<'0@9&]U8FQE.R!T97AT+6%L:6=N.B!R:6=H=#L@9F]N
M="UF86UI;'DZ($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^,BPT
M,S`L,S@V/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I
M;F<M8F]T=&]M.B`R+C5P=#L@=&5X="UA;&EG;CH@;&5F=#L@9F]N="UF86UI
M;'DZ($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T
M9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M
M.B`R+C5P=#L@9F]N="UF86UI;'DZ($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P
M('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`R+C5P=#L@=&5X="UA;&EG;CH@
M;&5F=#L@9F]N="UF86UI;'DZ($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$
M)W!A9&1I;F<M8F]T=&]M.B`R+C5P=#L@=&5X="UA;&EG;CH@<FEG:'0[(&9O
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M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!M87)G:6XZ(#`[('1E>'0M
M86QI9VXZ(&QE9G0[('1E>'0M:6YD96YT.B`P+C(U:6XG/B8C,38P.SPO<#X-
M"@T*/'`@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68[(&UA<F=I;CH@,#L@=&5X="UA;&EG;CH@;&5F=#L@=&5X
M="UI;F1E;G0Z(#!I;B<^07,@;V8@1&5C96UB97(@,S$L(#(P,3(@86YD#0HR
M,#$Q+"!N970@;&]A;G,@:6YC;'5D92!A;B!U;F%M;W)T:7IE9"!P<F5M:75M
M(&]F("0T.#4L,#`P(&%N9"`D.30Y+#`P,"P@<F5S<&5C=&EV96QY+"!R96QA
M=&5D('1O(&%C<75I<F5D(&QO86YS+CPO<#X-"@T*/'`@<W1Y;&4],T0G9F]N
M=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[(&UA<F=I
M;CH@,#L@=&5X="UA;&EG;CH@;&5F=#L@=&5X="UI;F1E;G0Z(#!I;B<^)B,Q
M-C`[/"]P/@T*#0H\<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9CL@;6%R9VEN.B`P.R!T97AT+6%L:6=N.B!L
M969T.R!T97AT+6EN9&5N=#H@,&EN)SY!="!$96-E;6)E<B`S,2P@,C`Q,BP@
M=&AE($-O;7!A;GD-"F%L<V\@:&%D("0S,"!M:6QL:6]N(&-L87-S:69I960@
M87,@)B,Q-#<[;&]A;G,@:&5L9"!F;W(@<V%L928C,30X.R!T:&%T(&%R92!N
M;W0@:6YC;'5D960@:6X@=&AE(&QO86X@8F%L86YC97,@9&ES8VQO<V5D(&%B
M;W9E#0IO<B!I;B!T:&4@9&ES8VQO<W5R97,@<')E<V5N=&5D(&EN('1H92!R
M96UA:6YD97(@;V8@3F]T92`T+B!);B!T:&4@9F]U<G1H('%U87)T97(@;V8@
M,C`Q,BP@=&AE($-O;7!A;GD@:61E;G1I9FEE9"!A<'!R;WAI;6%T96QY#0HD
M-C@@;6EL;&EO;B!O9B!N;VXM8V]V97)E9"!H:6=H97(M<FES:R!L;V%N<R!T
M:&%T(&ET('1A<F=E=&5D(&9O<B!S86QE('1O(&$@=&AI<F0M<&%R='D@:6YV
M97-T;W(N($)A<V5D(&]N(&%N(&]F9F5R('1O('!U<F-H87-E#0IT:&5S92!L
M;V%N<R!R96-E:79E9"!P<FEO<B!T;R!Y96%R+65N9"P@=&AE($-O;7!A;GD@
M=W)O=&4@=&AE(&QO86YS(&1O=VX@8GD@87!P<F]X:6UA=&5L>2`D,S@@;6EL
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M;V8@87!P<F]X:6UA=&5L>2`D,S`@;6EL;&EO;BX\+W`^#0H-"CQP('-T>6QE
M/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF
M.R!M87)G:6XZ(#`[('1E>'0M86QI9VXZ(&QE9G0[('1E>'0M:6YD96YT.B`P
M:6XG/B8C,38P.SPO<#X-"@T*/'`@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI
M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[(&UA<F=I;CH@,#L@=&5X="UA
M;&EG;CH@;&5F=#L@=&5X="UI;F1E;G0Z(#!I;B<^3&]A;G,@:6X@=&AE(&%M
M;W5N="!O9B`D,BXQ#0IB:6QL:6]N('=E<F4@<&QE9&=E9"!A<R!C;VQL871E
M<F%L(&9O<B!C97)T86EN(&)O<G)O=VEN9W,@87,@;V8@8F]T:"!$96-E;6)E
M<B`S,2P@,C`Q,B!A;F0@1&5C96UB97(@,S$L(#(P,3$@*'-E92!.;W1E(#$P
M*2XF(S$V,#L\+W`^#0H-"CQP('-T>6QE/3-$)V9O;G0Z(#$P<'0O;F]R;6%L
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@;6%R9VEN.B`P.R!T
M97AT+6%L:6=N.B!L969T.R!T97AT+6EN9&5N=#H@,3,N-7!T)SXF(S$V,#L\
M+W`^#0H-"CQP('-T>6QE/3-$)V9O;G0Z(#$P<'0O;F]R;6%L($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9CL@;6%R9VEN.B`P.R!T97AT+6%L:6=N
M.B!L969T)SY4:&4@;&]A;G,@86)O=F4@86QS;R!I;F-L=61E(&QO86YS('1O
M#0IE>&5C=71I=F4@;V9F:6-E<G,@86YD(&1I<F5C=&]R<R!S97)V:6YG('1H
M92!#;VUP86YY(&%T($1E8V5M8F5R(#,Q+"`R,#$R(&%N9"!T;R!T:&5I<B!A
M<W-O8VEA=&5S+"!T;W1A;&EN9R!A<'!R;WAI;6%T96QY("0V+CD-"FUI;&QI
M;VX@86YD("0U+C,@;6EL;&EO;B!A="!$96-E;6)E<B`S,2P@,C`Q,B!A;F0@
M,C`Q,2P@<F5S<&5C=&EV96QY+B!$=7)I;F<@,C`Q,BP@861D:71I;VYS('1O
M('-U8V@@;&]A;G,@=V5R92!A<'!R;WAI;6%T96QY("0S+C8-"F%N9"!R97!A
M>6UE;G1S('1O=&%L960@87!P<F]X:6UA=&5L>2`D,BXP+B!4:&5S92!L;V%N
M<R!W97)E(&UA9&4@;VX@<W5B<W1A;G1I86QL>2!T:&4@<V%M92!T97)M<RP@
M:6YC;'5D:6YG(&EN=&5R97-T(')A=&5S(&%N9`T*8V]L;&%T97)A;"P@87,@
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M/@T*#0H\<"!S='EL93TS1"=F;VYT.B`Q,'!T+VYO<FUA;"!#86QI8G)I+"!(
M96QV971I8V$L(%-A;G,M4V5R:68[(&UA<F=I;CH@,#L@=&5X="UA;&EG;CH@
M;&5F="<^)B,Q-C`[/"]P/@T*#0H-"@T*#0H-"CQP('-T>6QE/3-$)V9O;G0Z
M(#$P<'0O;F]R;6%L($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@
M;6%R9VEN.B`P.R!T97AT+6%L:6=N.B!L969T)SY4:&4@9F]L;&]W:6YG(&ES
M(&$@<W5M;6%R>2!O9B!T:&4@;6%J;W(-"F-A=&5G;W)I97,@;V8@;F]N+6-O
M=F5R960@;&]A;G,@;W5T<W1A;F1I;F<Z/"]P/@T*#0H\=&%B;&4@8V5L;'!A
M9&1I;F<],T0P(&-E;&QS<&%C:6YG/3-$,"!S='EL93TS1"=B;W)D97(M8V]L
M;&%P<V4Z(&-O;&QA<'-E.R!W:61T:#H@,3`P)3L@9F]N=#H@,3!P="!#86QI
M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/@T*/'1R('-T>6QE/3-$)W9E
M<G1I8V%L+6%L:6=N.B!B;W1T;VT[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF)SX-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P
M('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R
M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SX\<"!S='EL93TS1"=F;VYT.B`Q
M,'!T+VYO<FUA;"!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[(&UA
M<F=I;CH@,#L@=&5X="UA;&EG;CH@;&5F="<^)B,Q-C`[/"]P/CQP('-T>6QE
M/3-$)V9O;G0Z(#$P<'0O;F]R;6%L($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9CL@;6%R9VEN.B`P.R!T97AT+6%L:6=N.B!L969T)SX\:3XH)"!I
M;B!T:&]U<V%N9',I/"]I/CPO<#X\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@
M<W1Y;&4],T0G9F]N=#H@8F]L9"`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9CL@<&%D9&EN9RUB;W1T;VTZ(#%P="<^)B,Q-C`[/"]T9#X-
M"B`@("`\=&0@8V]L<W!A;CTS1#8@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$
M)V9O;G0Z(&)O;&0@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R
M:68[('1E>'0M86QI9VXZ(&-E;G1E<CL@8F]R9&5R+6)O='1O;3H@0FQA8VL@
M,7!T('-O;&ED)SY$96-E;6)E<B`S,2P@,C`Q,CPO=&0^/'1D(&YO=W)A<#TS
M1&YO=W)A<"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@,7!T.R!F;VYT.B!B
M;VQD(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V
M,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB
M;W1T;VTZ(#%P=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&-O;'-P86X],T0V(&YO
M=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!C96YT97([(&)O
M<F1E<BUB;W1T;VTZ($)L86-K(#%P="!S;VQI9#L@9F]N=#H@,3!P="!#86QI
M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/D1E8V5M8F5R(#,Q+"`R,#$Q
M/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T
M=&]M.B`Q<'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF)SXF(S$V,#L\+W1D/CPO='(^#0H\='(@<W1Y;&4],T0G=F5R=&EC
M86PM86QI9VXZ(&)O='1O;3L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I
M8V$L(%-A;G,M4V5R:68G/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y
M;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(
M96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS
M1&YO=W)A<"!S='EL93TS1"=F;VYT.B!B;VQD(#$P<'0@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF.R!P861D:6YG+6)O='1O;3H@,7!T)SXF(S$V
M,#L\+W1D/@T*("`@(#QT9"!C;VQS<&%N/3-$,B!N;W=R87`],T1N;W=R87`@
M<W1Y;&4],T0G9F]N=#H@8F]L9"`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9CL@=&5X="UA;&EG;CH@8V5N=&5R.R!B;W)D97(M8F]T=&]M
M.B!";&%C:R`Q<'0@<V]L:60G/D%M;W5N=#PO=&0^/'1D(&YO=W)A<#TS1&YO
M=W)A<"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@,7!T.R!F;VYT.B!B;VQD
M(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\
M+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@8F]L9"`Q
M,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@<&%D9&EN9RUB
M;W1T;VTZ(#%P="<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@8V]L<W!A;CTS1#(@
M;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(&)O;&0@,3!P="!#86QI
M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[('1E>'0M86QI9VXZ(&-E;G1E
M<CL@8F]R9&5R+6)O='1O;3H@0FQA8VL@,7!T('-O;&ED)SY097)C96YT86=E
M/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T
M=&]M.B`Q<'0[(&9O;G0Z(&)O;&0@,3!P="!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S
M='EL93TS1"=P861D:6YG+6)O='1O;3H@,7!T.R!F;VYT.B`Q,'!T($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\
M=&0@8V]L<W!A;CTS1#(@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M
M86QI9VXZ(&-E;G1E<CL@8F]R9&5R+6)O='1O;3H@0FQA8VL@,7!T('-O;&ED
M.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^
M06UO=6YT/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I
M;F<M8F]T=&]M.B`Q<'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A
M+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@
M<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#%P=#L@9F]N=#H@,3!P="!#86QI
M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@
M/'1D(&-O;'-P86X],T0R(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT
M+6%L:6=N.B!C96YT97([(&)O<F1E<BUB;W1T;VTZ($)L86-K(#%P="!S;VQI
M9#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G
M/E!E<F-E;G1A9V4\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
M<&%D9&EN9RUB;W1T;VTZ(#%P=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV
M971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/"]T<CX-"CQT<B!S='EL
M93TS1"=V97)T:6-A;"UA;&EG;CH@8F]T=&]M.R!B86-K9W)O=6YD+6-O;&]R
M.B!R9V(H,C`T+#(S."PR-34I.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9B<^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S
M='EL93TS1"=F;VYT.B!B;VQD(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF.R!T97AT+61E8V]R871I;VXZ('5N9&5R;&EN93L@=&5X="UA
M;&EG;CH@;&5F=#L@<&%D9&EN9RUL969T.B`P)SY.;VXM8V]V97)E9"!L;V%N
M<SH\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P
M="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^
M#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N
M.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$
M)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N
M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(
M96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO
M=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT
M.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[
M/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ
M(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$
M)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R
M87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A
M<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W
M<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT
M.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[
M/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ
M(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
M9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C
M,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T
M97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P
M('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W
M<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z
M(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\
M+W1D/CPO='(^#0H\='(@<W1Y;&4],T0G=F5R=&EC86PM86QI9VXZ(&)O='1O
M;3L@8F%C:V=R;W5N9"UC;VQO<CH@5VAI=&4[(&9O;G0Z(#$P<'0@0V%L:6)R
M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SX-"B`@("`\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[('!A9&1I;F<M;&5F
M=#H@-2XT<'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4]
M,T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G
M/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@
M;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O
M;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V
M,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P
M="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^
M#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N
M.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$
M)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N
M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(
M96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO
M=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT
M.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[
M/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ
M(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$
M)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R
M87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A
M<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W
M<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT
M.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[
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M:68G/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=VED=&@Z
M(#8P)3L@=&5X="UA;&EG;CH@;&5F=#L@=&5X="UI;F1E;G0Z("TQ,G!T.R!P
M861D:6YG+6QE9G0Z(#$R<'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF)SY#;VUM97)C:6%L+"!F:6YA;F-I86PL(&%N9"!A
M9W)I8W5L='5R86P\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
M=VED=&@Z(#$E.R!F;VYT.B!B;VQD(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A
M+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G=VED=&@Z(#$E.R!F;VYT.B!B;VQD(#$P<'0@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T97AT+6%L:6=N.B!L969T
M)SXD/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W=I9'1H.B`W
M)3L@9F]N=#H@8F]L9"`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9CL@=&5X="UA;&EG;CH@<FEG:'0G/C$U-2PR-S,\+W1D/CQT9"!N;W=R
M87`],T1N;W=R87`@<W1Y;&4],T0G=VED=&@Z(#$E.R!F;VYT.B!B;VQD(#$P
M<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T97AT+6%L:6=N
M.B!L969T)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4]
M,T0G=VED=&@Z(#$E.R!F;VYT.B!B;VQD(#$P<'0@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G=VED=&@Z(#$E.R!F;VYT.B!B;VQD(#$P<'0@
M0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T97AT+6%L:6=N.B!L
M969T)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
M=VED=&@Z(#<E.R!F;VYT.B!B;VQD(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A
M+"!386YS+5-E<FEF.R!T97AT+6%L:6=N.B!R:6=H="<^-R4\+W1D/CQT9"!N
M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=VED=&@Z(#$E.R!F;VYT.B!B;VQD
M(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T97AT+6%L
M:6=N.B!L969T)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y
M;&4],T0G=VED=&@Z(#$E.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)W=I9'1H.B`Q)3L@=&5X="UA;&EG;CH@;&5F=#L@
M9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B0\
M+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=VED=&@Z(#<E.R!T
M97AT+6%L:6=N.B!R:6=H=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I
M8V$L(%-A;G,M4V5R:68G/C$U,BPV,C<\+W1D/CQT9"!N;W=R87`],T1N;W=R
M87`@<W1Y;&4],T0G=VED=&@Z(#$E.R!T97AT+6%L:6=N.B!L969T.R!F;VYT
M.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[
M/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W=I9'1H.B`Q)3L@
M9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C
M,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=W
M:61T:#H@,24[('1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R
M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R
M87`],T1N;W=R87`@<W1Y;&4],T0G=VED=&@Z(#<E.R!T97AT+6%L:6=N.B!R
M:6=H=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R
M:68G/C@E/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W=I9'1H
M.B`Q)3L@=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(
M96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/"]T<CX-"CQT<B!S
M='EL93TS1"=V97)T:6-A;"UA;&EG;CH@8F]T=&]M.R!B86-K9W)O=6YD+6-O
M;&]R.B!7:&ET93L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68G/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
M=&5X="UA;&EG;CH@;&5F=#L@=&5X="UI;F1E;G0Z("TQ,G!T.R!P861D:6YG
M+6QE9G0Z(#$R<'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF)SY296%L(&5S=&%T92`F(S$U,#L@8V]N<W1R=6-T:6]N+"!L
M86YD(&1E=F5L;W!M96YT("8C,S@[(&]T:&5R(&QA;F0@;&]A;G,\+W1D/CQT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@8F]L9"`Q,'!T($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@
M("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(&)O;&0@,3!P
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M,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@8F]L
M9"`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[
M/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z
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M.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[
M/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M
M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y
M;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF)SXR.3`L.3@S/"]T9#X\=&0@;F]W<F%P
M/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P
M<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D
M/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI
M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@
M/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T
M.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^
M)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M
M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9B<^,30E/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE
M/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CPO='(^#0H\='(@<W1Y
M;&4],T0G=F5R=&EC86PM86QI9VXZ(&)O='1O;3L@8F%C:V=R;W5N9"UC;VQO
M<CH@<F=B*#(P-"PR,S@L,C4U*3L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV
M971I8V$L(%-A;G,M4V5R:68G/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@
M<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@=&5X="UI;F1E;G0Z("TQ,G!T
M.R!P861D:6YG+6QE9G0Z(#$R<'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF)SY296%L(&5S=&%T92`F(S$U,#L@;6]R=&=A
M9V4@)B,Q-3`[(')E<VED96YT:6%L("@Q+30@9F%M:6QY*2!F:7)S="!M;W)T
M9V%G97,\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@
M8F]L9"`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q
M-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O
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M.B!L969T)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4]
M,T0G9F]N=#H@8F]L9"`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T
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M='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T
M>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P
M<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXV-#8L-C$V/"]T
M9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE
M9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF
M)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N
M=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P
M.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT
M+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T
M>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL
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M=F5T:6-A+"!386YS+5-E<FEF)SX-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P
M('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[('1E>'0M:6YD96YT.B`M,3)P
M=#L@<&%D9&EN9RUL969T.B`Q,G!T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9B<^4F5A;"!E<W1A=&4@)B,Q-3`[(&UO<G1G
M86=E("8C,34P.R!H;VUE(&5Q=6ET>2!L;V%N<R`O(&QI;F5S(&]F(&-R961I
M=#PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B!B;VQD
M(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\
M+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@
M8F]L9"`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@=&5X
M="UA;&EG;CH@;&5F="<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P
M('-T>6QE/3-$)V9O;G0Z(&)O;&0@,3!P="!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68[('1E>'0M86QI9VXZ(')I9VAT)SXR,3DL-#0S/"]T9#X\
M=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(&)O;&0@,3!P="!#
M86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[('1E>'0M86QI9VXZ(&QE
M9G0G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F
M;VYT.B!B;VQD(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF
M)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4]
M,T0G9F]N=#H@8F]L9"`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9CL@=&5X="UA;&EG;CH@;&5F="<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P
M/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(&)O;&0@,3!P="!#86QI8G)I+"!(
M96QV971I8V$L(%-A;G,M4V5R:68[('1E>'0M86QI9VXZ(')I9VAT)SXQ,24\
M+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@8F]L9"`Q
M,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@=&5X="UA;&EG
M;CH@;&5F="<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE
M/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF
M)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4]
M,T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV
M971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO
M=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!R:6=H=#L@9F]N=#H@,3!P="!#
M86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/C(S,RPQ-S$\+W1D/CQT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@
M9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C
M,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q
M,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T
M9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI
M9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4]
M,T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF)SXQ,24\+W1D/CQT9"!N;W=R87`],T1N;W=R
M87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI
M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/"]T<CX-
M"CQT<B!S='EL93TS1"=V97)T:6-A;"UA;&EG;CH@8F]T=&]M.R!B86-K9W)O
M=6YD+6-O;&]R.B!R9V(H,C`T+#(S."PR-34I.R!F;VYT.B`Q,'!T($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^#0H@("`@/'1D(&YO=W)A<#TS
M1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!T97AT+6EN9&5N
M=#H@+3$R<'0[('!A9&1I;F<M;&5F=#H@,3)P=#L@9F]N=#H@,3!P="!#86QI
M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/E)E86P@97-T871E("8C,34P
M.R!M;W)T9V%G92`F(S$U,#L@8V]M;65R8VEA;"!A;F0@;W1H97(\+W1D/CQT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@8F]L9"`Q,'!T($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@
M("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(&)O;&0@,3!P
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M,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@8F]L
M9"`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[
M/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z
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M.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[
M/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M
M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y
M;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF)SXV-C8L.#@R/"]T9#X\=&0@;F]W<F%P
M/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P
M<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D
M/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI
M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@
M/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T
M.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^
M)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M
M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
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M+5-E<FEF)SX-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E
M>'0M86QI9VXZ(&QE9G0[('!A9&1I;F<M8F]T=&]M.B`Q<'0[('1E>'0M:6YD
M96YT.B`M,3)P=#L@<&%D9&EN9RUL969T.B`Q,G!T.R!F;VYT.B`Q,'!T($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^26YS=&%L;&UE;G0@;&]A
M;G,@=&\@:6YD:79I9'5A;',\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y
M;&4],T0G9F]N=#H@8F]L9"`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9CL@<&%D9&EN9RUB;W1T;VTZ(#%P="<^)B,Q-C`[/"]T9#X-"B`@
M("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V)O<F1E<BUB;W1T;VTZ
M($)L86-K(#%P="!S;VQI9#L@9F]N=#H@8F]L9"`Q,'!T($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9CL@=&5X="UA;&EG;CH@;&5F="<^)B,Q-C`[
M/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V)O<F1E<BUB;W1T
M;VTZ($)L86-K(#%P="!S;VQI9#L@9F]N=#H@8F]L9"`Q,'!T($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9CL@=&5X="UA;&EG;CH@<FEG:'0G/C<Q
M+#$V,#PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P861D:6YG
M+6)O='1O;3H@,7!T.R!F;VYT.B!B;VQD(#$P<'0@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF.R!T97AT+6%L:6=N.B!L969T)SXF(S$V,#L\+W1D
M/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@8F]L9"`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@<&%D9&EN9RUB;W1T
M;VTZ(#%P="<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P
M('-T>6QE/3-$)V)O<F1E<BUB;W1T;VTZ($)L86-K(#%P="!S;VQI9#L@9F]N
M=#H@8F]L9"`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@
M=&5X="UA;&EG;CH@;&5F="<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)V)O<F1E<BUB;W1T;VTZ($)L86-K(#%P="!S;VQI9#L@
M9F]N=#H@8F]L9"`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9CL@=&5X="UA;&EG;CH@<FEG:'0G/C,E/"]T9#X\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`Q<'0[(&9O;G0Z(&)O;&0@
M,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[('1E>'0M86QI
M9VXZ(&QE9G0G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL
M93TS1"=P861D:6YG+6)O='1O;3H@,7!T.R!F;VYT.B`Q,'!T($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@
M;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V)O<F1E<BUB;W1T;VTZ($)L86-K
M(#%P="!S;VQI9#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68[('1E>'0M86QI9VXZ(&QE9G0G/B8C,38P.SPO=&0^/'1D(&YO
M=W)A<#TS1&YO=W)A<"!S='EL93TS1"=B;W)D97(M8F]T=&]M.B!";&%C:R`Q
M<'0@<V]L:60[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF.R!T97AT+6%L:6=N.B!R:6=H="<^-S<L-3DS/"]T9#X\=&0@;F]W
M<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`Q<'0[('1E
M>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A
M+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@
M<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#%P=#L@9F]N=#H@,3!P="!#86QI
M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@
M/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=B;W)D97(M8F]T=&]M.B!"
M;&%C:R`Q<'0@<V]L:60[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A
M+"!386YS+5-E<FEF.R!T97AT+6%L:6=N.B!L969T)SXF(S$V,#L\+W1D/CQT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G8F]R9&5R+6)O='1O;3H@0FQA
M8VL@,7!T('-O;&ED.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9CL@=&5X="UA;&EG;CH@<FEG:'0G/C0E/"]T9#X\=&0@;F]W
M<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`Q<'0[('1E
M>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A
M+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CPO='(^#0H\='(@<W1Y;&4],T0G
M=F5R=&EC86PM86QI9VXZ(&)O='1O;3L@8F%C:V=R;W5N9"UC;VQO<CH@<F=B
M*#(P-"PR,S@L,C4U*3L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68G/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4]
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M+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@
M8F]L9"`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@=&5X
M="UA;&EG;CH@;&5F="<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P
M('-T>6QE/3-$)V9O;G0Z(&)O;&0@,3!P="!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68[('1E>'0M86QI9VXZ(')I9VAT)SXR+#`Y,BPX,3D\+W1D
M/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@8F]L9"`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@=&5X="UA;&EG;CH@
M;&5F="<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$
M)V9O;G0Z(&)O;&0@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R
M:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL
M93TS1"=F;VYT.B!B;VQD(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF.R!T97AT+6%L:6=N.B!L969T)SXF(S$V,#L\+W1D/CQT9"!N;W=R
M87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@8F]L9"`Q,'!T($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9CL@=&5X="UA;&EG;CH@<FEG:'0G/C$P
M,"4\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@8F]L
M9"`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@=&5X="UA
M;&EG;CH@;&5F="<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T
M>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y
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M969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O
M;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V
M,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X
M="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S
M='EL93TS1"=T97AT+6%L:6=N.B!R:6=H=#L@9F]N=#H@,3!P="!#86QI8G)I
M+"!(96QV971I8V$L(%-A;G,M4V5R:68G/C$P,"4\+W1D/CQT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P
M="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^
M/"]T<CX-"CQT<B!S='EL93TS1"=V97)T:6-A;"UA;&EG;CH@8F]T=&]M.R!B
M86-K9W)O=6YD+6-O;&]R.B!7:&ET93L@9F]N=#H@,3!P="!#86QI8G)I+"!(
M96QV971I8V$L(%-A;G,M4V5R:68G/@T*("`@(#QT9"!N;W=R87`],T1N;W=R
M87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@<&%D9&EN9RUB;W1T;VTZ
M(#%P=#L@=&5X="UI;F1E;G0Z("TQ,G!T.R!P861D:6YG+6QE9G0Z(#$R<'0[
M(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SY5
M;F%M;W)T:7IE9"!N970@9&5F97)R960@;&]A;B!C;W-T<SPO=&0^/'1D(&YO
M=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B!B;VQD(#$P<'0@0V%L:6)R
M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!P861D:6YG+6)O='1O;3H@,7!T
M)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4]
M,T0G8F]R9&5R+6)O='1O;3H@0FQA8VL@,7!T('-O;&ED.R!F;VYT.B!B;VQD
M(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T97AT+6%L
M:6=N.B!L969T)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y
M;&4],T0G8F]R9&5R+6)O='1O;3H@0FQA8VL@,7!T('-O;&ED.R!F;VYT.B!B
M;VQD(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T97AT
M+6%L:6=N.B!R:6=H="<^,2PS,C0\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@
M<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#%P=#L@9F]N=#H@8F]L9"`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@=&5X="UA;&EG;CH@
M;&5F="<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$
M)W!A9&1I;F<M8F]T=&]M.B`Q<'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R
M87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#%P=#L@=&5X
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M:6YG+6)O='1O;3H@,7!T.R!T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\
M=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`Q
M<'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF
M)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4]
M,T0G8F]R9&5R+6)O='1O;3H@0FQA8VL@,7!T('-O;&ED.R!F;VYT.B`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@=&5X="UA;&EG;CH@
M;&5F="<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$
M)V)O<F1E<BUB;W1T;VTZ($)L86-K(#%P="!S;VQI9#L@9F]N=#H@,3!P="!#
M86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[('1E>'0M86QI9VXZ(')I
M9VAT)SXQ+#(X,#PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P
M861D:6YG+6)O='1O;3H@,7!T.R!T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q
M,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T
M9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M
M.B`Q<'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y
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M.R!T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\+W1R/@T*/'1R('-T>6QE
M/3-$)W9E<G1I8V%L+6%L:6=N.B!B;W1T;VT[(&)A8VMG<F]U;F0M8V]L;W(Z
M(')G8B@R,#0L,C,X+#(U-2D[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF)SX-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T
M>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[('!A9&1I;F<M8F]T=&]M.B`R+C5P
M=#L@<&%D9&EN9RUL969T.B`P.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[5&]T
M86P@;F]N+6-O=F5R960@;&]A;G,\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@
M<W1Y;&4],T0G9F]N=#H@8F]L9"`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9CL@<&%D9&EN9RUB;W1T;VTZ(#(N-7!T)SXF(S$V,#L\+W1D
M/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G8F]R9&5R+6)O
M='1O;3H@0FQA8VL@,BXU<'0@9&]U8FQE.R!F;VYT.B!B;VQD(#$P<'0@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T97AT+6%L:6=N.B!L969T
M)SXD/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V)O<F1E<BUB
M;W1T;VTZ($)L86-K(#(N-7!T(&1O=6)L93L@9F]N=#H@8F]L9"`Q,'!T($-A
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M861D:6YG+6)O='1O;3H@,BXU<'0G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO
M=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@,BXU<'0[
M(&9O;G0Z(&)O;&0@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R
M:68[('1E>'0M86QI9VXZ(&QE9G0G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS
M1&YO=W)A<"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@,BXU<'0[(&9O;G0Z
M(&)O;&0@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[('1E
M>'0M86QI9VXZ(')I9VAT)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R
M87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#(N-7!T.R!F;VYT.B!B;VQD
M(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T97AT+6%L
M:6=N.B!L969T)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y
M;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#(N-7!T.R!F;VYT.B`Q,'!T($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\
M=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V)O<F1E<BUB;W1T;VTZ($)L
M86-K(#(N-7!T(&1O=6)L93L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I
M8V$L(%-A;G,M4V5R:68[('1E>'0M86QI9VXZ(&QE9G0G/B0\+W1D/CQT9"!N
M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G8F]R9&5R+6)O='1O;3H@0FQA8VL@
M,BXU<'0@9&]U8FQE.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9CL@=&5X="UA;&EG;CH@<FEG:'0G/C(L,#8Y+#$U,CPO=&0^
M/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@
M,BXU<'0[('1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#(N-7!T.R!F;VYT
M.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[
M/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I
M;F<M8F]T=&]M.B`R+C5P=#L@=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P
M="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^
M/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@
M,BXU<'0[('1E>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P
M/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`R+C5P=#L@=&5X
M="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/"]T<CX-"CPO=&%B;&4^#0H-"CQP
M('-T>6QE/3-$)V9O;G0Z(#$P<'0O;F]R;6%L($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9CL@;6%R9VEN.B`P.R!T97AT+6%L:6=N.B!L969T)SXF
M(S$V,#L\+W`^#0H-"CQP('-T>6QE/3-$)V9O;G0Z(#$P<'0O;F]R;6%L($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@;6%R9VEN.B`P.R!T97AT
M+6%L:6=N.B!L969T)SY4:&4@8V%R<GEI;F<@86UO=6YT(&]F('1H92!C;W9E
M<F5D(&QO86YS#0IA="!$96-E;6)E<B`S,2P@,C`Q,B!C;VYS:7-T960@;V8@
M;&]A;G,@=&AA="!W97)E(&ED96YT:69I960@;VX@=&AE(&1A=&4@;V8@=&AE
M:7(@<'5R8VAA<V4@87,@8F5I;F<@:6UP86ER960@86YD('1H;W-E('1H870@
M=V5R90T*8VQA<W-I9FEE9"!O;B!T:&4@9&%T92!O9B!T:&5I<B!P=7)C:&%S
M92!A<R!N;VYI;7!A:7)E9"P@87,@9F]L;&]W<SH\+W`^#0H-"CQP('-T>6QE
M/3-$)V9O;G0Z(#$P<'0O,3`N,#5P="!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68[(&UA<F=I;CH@,#L@=&5X="UA;&EG;CH@:G5S=&EF>3L@=&5X
M="UI;F1E;G0Z(#`N,C5I;B<^)B,Q-C`[/"]P/@T*#0H\=&%B;&4@8V5L;'!A
M9&1I;F<],T0P(&-E;&QS<&%C:6YG/3-$,"!S='EL93TS1"=B;W)D97(M8V]L
M;&%P<V4Z(&-O;&QA<'-E.R!W:61T:#H@,3`P)3L@9F]N=#H@,3!P="!#86QI
M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/@T*/'1R('-T>6QE/3-$)W9E
M<G1I8V%L+6%L:6=N.B!B;W1T;VT[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF)SX-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P
M('-T>6QE/3-$)V9O;G0Z(&ET86QI8R`Q,'!T($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9CL@=&5X="UA;&EG;CH@:G5S=&EF>2<^*"0@:6X@=&AO
M=7-A;F1S*3PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P861D
M:6YG+6)O='1O;3H@,7!T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@8V]L<W!A;CTS
M1#(@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&-E;G1E
M<CL@8F]R9&5R+6)O='1O;3H@0FQA8VL@,7!T('-O;&ED.R!F;VYT.B`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^26UP86ER960@/&)R
M("\^#0I0=7)C:&%S960@/&)R("\^3&]A;G,@)B,Q-3`[(#QB<B`O/@T*0V%R
M<GEI;F<@/&)R("\^#0I686QU93PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S
M='EL93TS1"=P861D:6YG+6)O='1O;3H@,7!T.R!F;VYT.B`Q,'!T($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W
M<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`Q<'0[(&9O
M;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V
M,#L\+W1D/@T*("`@(#QT9"!C;VQS<&%N/3-$,B!N;W=R87`],T1N;W=R87`@
M<W1Y;&4],T0G=&5X="UA;&EG;CH@8V5N=&5R.R!B;W)D97(M8F]T=&]M.B!"
M;&%C:R`Q<'0@<V]L:60[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A
M+"!386YS+5-E<FEF)SY);7!A:7)E9#QB<B`O/@T*(%!U<F-H87-E9"`\8G(@
M+SX-"DQO86YS("8C,34P.R`\8G(@+SX-"E5N<&%I9"`\8G(@+SX-"E!R:6YC
M:7!A;"`\8G(@+SX-"D)A;&%N8V4\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@
M<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#%P=#L@9F]N=#H@,3!P="!#86QI
M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO
M=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@,7!T.R!F
M;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q
M-C`[/"]T9#X-"B`@("`\=&0@8V]L<W!A;CTS1#(@;F]W<F%P/3-$;F]W<F%P
M('-T>6QE/3-$)W1E>'0M86QI9VXZ(&-E;G1E<CL@8F]R9&5R+6)O='1O;3H@
M0FQA8VL@,7!T('-O;&ED.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9B<^3F]N:6UP86ER960@/&)R("\^#0I0=7)C:&%S960@
M/&)R("\^3&]A;G,@)B,Q-3`[/&)R("\^#0H@0V%R<GEI;F<@/&)R("\^#0I6
M86QU93PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P861D:6YG
M+6)O='1O;3H@,7!T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T
M>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`Q<'0[(&9O;G0Z(#$P<'0@0V%L:6)R
M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT
M9"!C;VQS<&%N/3-$,B!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA
M;&EG;CH@8V5N=&5R.R!B;W)D97(M8F]T=&]M.B!";&%C:R`Q<'0@<V]L:60[
M(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SY.
M;VYI;7!A:7)E9#QB<B`O/@T*(%!U<F-H87-E9"`\8G(@+SX-"DQO86YS("T@
M/&)R("\^#0I5;G!A:60\8G(@+SX-"B!0<FEN8VEP86P@/&)R("\^#0I"86QA
M;F-E/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M
M8F]T=&]M.B`Q<'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y
M;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#%P=#L@9F]N=#H@,3!P="!#86QI8G)I
M+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D
M(&-O;'-P86X],T0R(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L
M:6=N.B!C96YT97([(&)O<F1E<BUB;W1T;VTZ($)L86-K(#%P="!S;VQI9#L@
M9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/E1O
M=&%L(#QB<B`O/@T*0V]V97)E9"`\8G(@+SY,;V%N<R`F(S$U,#L@/&)R("\^
M#0I#87)R>6EN9R`\8G(@+SX-"E9A;'5E/"]T9#X\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`Q<'0[(&9O;G0Z(#$P<'0@
M0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#%P
M=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G
M/B8C,38P.SPO=&0^#0H@("`@/'1D(&-O;'-P86X],T0R(&YO=W)A<#TS1&YO
M=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!C96YT97([(&)O<F1E<BUB;W1T
M;VTZ($)L86-K(#%P="!S;VQI9#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV
M971I8V$L(%-A;G,M4V5R:68G/E1O=&%L/&)R("\^#0H@0V]V97)E9"`\8G(@
M+SX-"DQO86YS("8C,34P.R`\8G(@+SX-"E5N<&%I9"`\8G(@+SX-"E!R:6YC
M:7!A;"`\8G(@+SX-"D)A;&%N8V4\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@
M<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#%P=#L@9F]N=#H@,3!P="!#86QI
M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/"]T<CX-
M"CQT<B!S='EL93TS1"=V97)T:6-A;"UA;&EG;CH@8F]T=&]M.R!B86-K9W)O
M=6YD+6-O;&]R.B!R9V(H,C`T+#(S."PR-34I.R!F;VYT.B`Q,'!T($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^#0H@("`@/'1D(&YO=W)A<#TS
M1&YO=W)A<"!S='EL93TS1"=F;VYT.B!B;VQD(#$P<'0@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF.R!T97AT+61E8V]R871I;VXZ('5N9&5R;&EN
M93L@=&5X="UA;&EG;CH@:G5S=&EF>2<^0V]V97)E9"!L;V%N<SH\+W1D/CQT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I
M+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D
M(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F
M;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q
M-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI
M9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE
M/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO
M=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@
M;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F
M;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q
M-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI
M9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4]
M,T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G
M/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@
M;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O
M;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V
M,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P
M="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^
M#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N
M.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$
M)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N
M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(
M96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO
M=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT
M.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[
M/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ
M(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$
M)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R
M87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A
M<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W
M<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT
M.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[
M/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ
M(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF)SXF(S$V,#L\+W1D/CPO='(^#0H\='(@<W1Y;&4],T0G=F5R=&EC86PM
M86QI9VXZ(&)O='1O;3L@8F%C:V=R;W5N9"UC;VQO<CH@5VAI=&4[(&9O;G0Z
M(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SX-"B`@("`\
M=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W=I9'1H.B`T,"4[('1E>'0M
M86QI9VXZ(&QE9G0[('1E>'0M:6YD96YT.B`M,3)P=#L@<&%D9&EN9RUL969T
M.B`Q,G!T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9B<^0V]M;65R8VEA;"P@9FEN86YC:6%L+"!A;F0@86=R:6-U;'1U<F%L
M/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W=I9'1H.B`Q)3L@
M9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C
M,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=W
M:61T:#H@,24[('1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R
M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXD/"]T9#X\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)W=I9'1H.B`W)3L@=&5X="UA;&EG;CH@<FEG:'0[
M(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXW
M,3PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=W:61T:#H@,24[
M('1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R
M87`@<W1Y;&4],T0G=VED=&@Z(#$E.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W
M<F%P/3-$;F]W<F%P('-T>6QE/3-$)W=I9'1H.B`Q)3L@=&5X="UA;&EG;CH@
M;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R
M:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=W
M:61T:#H@-R4[('1E>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^,30X/"]T9#X\=&0@;F]W<F%P
M/3-$;F]W<F%P('-T>6QE/3-$)W=I9'1H.B`Q)3L@=&5X="UA;&EG;CH@;&5F
M=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G
M/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=W:61T
M:#H@,24[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y
M;&4],T0G=VED=&@Z(#$E.R!T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\
M=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W=I9'1H.B`W)3L@=&5X="UA
M;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF)SXU+#0T-CPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL
M93TS1"=W:61T:#H@,24[('1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@
M0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=VED=&@Z(#$E.R!F;VYT.B`Q
M,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T
M9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W=I9'1H.B`Q
M)3L@=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV
M971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO
M=W)A<"!S='EL93TS1"=W:61T:#H@-R4[('1E>'0M86QI9VXZ(')I9VAT.R!F
M;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^-RPP
M,#D\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=VED=&@Z(#$E
M.R!T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)W=I9'1H.B`Q)3L@9F]N=#H@,3!P="!#86QI8G)I+"!(
M96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO
M=W)A<#TS1&YO=W)A<"!S='EL93TS1"=W:61T:#H@,24[('1E>'0M86QI9VXZ
M(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
M=VED=&@Z(#<E.R!T97AT+6%L:6=N.B!R:6=H=#L@9F]N=#H@,3!P="!#86QI
M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/C4L-3$W/"]T9#X\=&0@;F]W
M<F%P/3-$;F]W<F%P('-T>6QE/3-$)W=I9'1H.B`Q)3L@=&5X="UA;&EG;CH@
M;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R
M:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=W
M:61T:#H@,24[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@
M<W1Y;&4],T0G=VED=&@Z(#$E.R!T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q
M,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T
M9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W=I9'1H.B`W)3L@=&5X
M="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A
M+"!386YS+5-E<FEF)SXW+#$U-SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S
M='EL93TS1"=W:61T:#H@,24[('1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P
M<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D
M/CPO='(^#0H\='(@<W1Y;&4],T0G=F5R=&EC86PM86QI9VXZ(&)O='1O;3L@
M8F%C:V=R;W5N9"UC;VQO<CH@<F=B*#(P-"PR,S@L,C4U*3L@9F]N=#H@,3!P
M="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/@T*("`@(#QT9"!N
M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@=&5X
M="UI;F1E;G0Z("TQ,G!T.R!P861D:6YG+6QE9G0Z(#$R<'0[(&9O;G0Z(#$P
M<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SY296%L(&5S=&%T
M92`F(S$U,#L@8V]N<W1R=6-T:6]N+"!L86YD(&1E=F5L;W!M96YT("8C,S@[
M(&]T:&5R(&QA;F0@;&]A;G,\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y
M;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R
M:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL
M93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^,2PU-S4\+W1D/CQT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@
M9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C
M,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q
M,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T
M9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI
M9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4]
M,T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF)SXR+#4Y-#PO=&0^/'1D(&YO=W)A<#TS1&YO
M=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@
M;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N
M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N
M=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P
M.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N
M.B!R:6=H=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68G/C0U+#,Q-#PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R
M87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI
M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO
M=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!R:6=H=#L@9F]N
M=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/C@R+#8W
M-CPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N
M.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$
M)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF
M(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
M=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I
M8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A
M<"!S='EL93TS1"=T97AT+6%L:6=N.B!R:6=H=#L@9F]N=#H@,3!P="!#86QI
M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/C0V+#@X.3PO=&0^/'1D(&YO
M=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT
M.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[
M/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@
M0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*
M("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@
M;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R
M:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T
M97AT+6%L:6=N.B!R:6=H=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I
M8V$L(%-A;G,M4V5R:68G/C@U+#(W,#PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A
M<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\+W1R/@T*
M/'1R('-T>6QE/3-$)W9E<G1I8V%L+6%L:6=N.B!B;W1T;VT[(&)A8VMG<F]U
M;F0M8V]L;W(Z(%=H:71E.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9B<^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL
M93TS1"=T97AT+6%L:6=N.B!L969T.R!T97AT+6EN9&5N=#H@+3$R<'0[('!A
M9&1I;F<M;&5F=#H@,3)P=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I
M8V$L(%-A;G,M4V5R:68G/E)E86P@97-T871E("8C,34P.R!M;W)T9V%G92`F
M(S$U,#L@<F5S:61E;G1I86P@*#$M-"!F86UI;'DI(&9I<G-T(&UO<G1G86=E
M<SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-
M"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ
M(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
M=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF)SXW.30\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@
M<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I
M+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A
M<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P
M/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P
M<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D
M/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG
M:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF
M)SXQ+#DP,CPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT
M+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T
M>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y
M;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(
M96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS
M1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!R:6=H=#L@9F]N=#H@,3!P
M="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/C$S-2PP.#8\+W1D
M/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F
M=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G
M/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT
M.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[
M/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M
M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y
M;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF)SXQ-C$L-#$V/"]T9#X\=&0@;F]W<F%P
M/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P
M<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D
M/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI
M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@
M/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T
M.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^
M)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M
M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9B<^,3,U+#@X,#PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S
M='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P
M/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P
M="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^
M/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!R:6=H
M=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G
M/C$V,RPS,3@\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X
M="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/"]T<CX-"CQT<B!S='EL93TS1"=V
M97)T:6-A;"UA;&EG;CH@8F]T=&]M.R!B86-K9W)O=6YD+6-O;&]R.B!R9V(H
M,C`T+#(S."PR-34I.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9B<^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=T97AT+6%L:6=N.B!L969T.R!T97AT+6EN9&5N=#H@+3$R<'0[('!A9&1I
M;F<M;&5F=#H@,3)P=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68G/E)E86P@97-T871E("8C,34P.R!M;W)T9V%G92`F(S$U
M,#L@:&]M92!E<75I='D@;&]A;G,@+R!L:6YE<R!O9B!C<F5D:70\+W1D/CQT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I
M+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D
M(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F
M;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q
M-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI
M9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9B<^,38\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
M=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I
M8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A
M<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P
M('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R
M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R
M87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z
M(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXU-CPO=&0^
M/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T
M.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^
M)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z
M(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\
M+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA
M;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL
M93TS1"=T97AT+6%L:6=N.B!R:6=H=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(
M96QV971I8V$L(%-A;G,M4V5R:68G/C$Y+#0V-CPO=&0^/'1D(&YO=W)A<#TS
M1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\
M=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R
M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@
M9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C
M,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L
M:6=N.B!R:6=H=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68G/C(T+#0S,3PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL
M93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A
M+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#
M86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D
M(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!R:6=H=#L@
M9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/C$Y
M+#0X,CPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L
M:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE
M/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF
M)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4]
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M;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q
M-C`[/"]T9#X\+W1R/@T*/'1R('-T>6QE/3-$)W9E<G1I8V%L+6%L:6=N.B!B
M;W1T;VT[(&)A8VMG<F]U;F0M8V]L;W(Z(%=H:71E.R!F;VYT.B`Q,'!T($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^#0H@("`@/'1D(&YO=W)A
M<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!T97AT+6EN
M9&5N=#H@+3$R<'0[('!A9&1I;F<M;&5F=#H@,3)P=#L@9F]N=#H@,3!P="!#
M86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/E)E86P@97-T871E("8C
M,34P.R!M;W)T9V%G92`F(S$U,#L@8V]M;65R8VEA;"!A;F0@;W1H97(\+W1D
M/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI
M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@
M/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T
M.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^
M)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M
M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9B<^,BPS-CD\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y
M;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(
M96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS
M1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@
M0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[
M(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXT
M+#$Q-3PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L
M:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE
M/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF
M)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4]
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M;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q
M-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P
M<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D
M/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG
M;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=T97AT+6%L:6=N.B!R:6=H=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV
M971I8V$L(%-A;G,M4V5R:68G/CDT+#4P,CPO=&0^/'1D(&YO=W)A<#TS1&YO
M=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@
M;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N
M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N
M=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P
M.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N
M.B!R:6=H=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68G/C<S+#<W,SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R
M87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI
M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO
M=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!R:6=H=#L@9F]N
M=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/CDX+#8Q
M-SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N
M.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9B<^)B,Q-C`[/"]T9#X\+W1R/@T*/'1R('-T>6QE/3-$)W9E<G1I8V%L
M+6%L:6=N.B!B;W1T;VT[(&)A8VMG<F]U;F0M8V]L;W(Z(')G8B@R,#0L,C,X
M+#(U-2D[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF)SX-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M
M86QI9VXZ(&QE9G0[('!A9&1I;F<M8F]T=&]M.B`Q<'0[('1E>'0M:6YD96YT
M.B`M,3)P=#L@<&%D9&EN9RUL969T.B`Q,G!T.R!F;VYT.B`Q,'!T($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^26YS=&%L;&UE;G0@;&]A;G,@
M=&\@:6YD:79I9'5A;',\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4]
M,T0G<&%D9&EN9RUB;W1T;VTZ(#%P=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(
M96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO
M=W)A<#TS1&YO=W)A<"!S='EL93TS1"=B;W)D97(M8F]T=&]M.B!";&%C:R`Q
M<'0@<V]L:60[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF.R!T97AT+6%L:6=N.B!L969T)SXF(S$V,#L\+W1D/CQT9"!N;W=R
M87`],T1N;W=R87`@<W1Y;&4],T0G8F]R9&5R+6)O='1O;3H@0FQA8VL@,7!T
M('-O;&ED.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9CL@=&5X="UA;&EG;CH@<FEG:'0G/B8C,34Q.SPO=&0^/'1D(&YO=W)A
M<#TS1&YO=W)A<"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@,7!T.R!T97AT
M+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T
M>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF.R!P861D:6YG+6)O='1O;3H@,7!T)SXF(S$V,#L\+W1D/@T*("`@(#QT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G8F]R9&5R+6)O='1O;3H@0FQA
M8VL@,7!T('-O;&ED.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9CL@=&5X="UA;&EG;CH@;&5F="<^)B,Q-C`[/"]T9#X\=&0@
M;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V)O<F1E<BUB;W1T;VTZ($)L86-K
M(#%P="!S;VQI9#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68[('1E>'0M86QI9VXZ(')I9VAT)SXF(S$U,3L\+W1D/CQT9"!N
M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#%P=#L@
M9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[('1E
M>'0M86QI9VXZ(&QE9G0G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A
M<"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@,7!T.R!F;VYT.B`Q,'!T($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@
M("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V)O<F1E<BUB;W1T;VTZ
M($)L86-K(#%P="!S;VQI9#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I
M8V$L(%-A;G,M4V5R:68[('1E>'0M86QI9VXZ(&QE9G0G/B8C,38P.SPO=&0^
M/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=B;W)D97(M8F]T=&]M.B!"
M;&%C:R`Q<'0@<V]L:60[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A
M+"!386YS+5-E<FEF.R!T97AT+6%L:6=N.B!R:6=H="<^-S<S/"]T9#X\=&0@
M;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`Q<'0[
M('1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R
M87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#%P=#L@9F]N=#H@,3!P="!#
M86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@
M("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=B;W)D97(M8F]T=&]M
M.B!";&%C:R`Q<'0@<V]L:60[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF.R!T97AT+6%L:6=N.B!L969T)SXF(S$V,#L\+W1D
M/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G8F]R9&5R+6)O='1O;3H@
M0FQA8VL@,7!T('-O;&ED.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9CL@=&5X="UA;&EG;CH@<FEG:'0G/C@R.#PO=&0^/'1D
M(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@,7!T
M.R!T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`Q<'0[(&9O;G0Z(#$P<'0@
M0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*
M("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G8F]R9&5R+6)O='1O
M;3H@0FQA8VL@,7!T('-O;&ED.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9CL@=&5X="UA;&EG;CH@;&5F="<^)B,Q-C`[/"]T
M9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V)O<F1E<BUB;W1T;VTZ
M($)L86-K(#%P="!S;VQI9#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I
M8V$L(%-A;G,M4V5R:68[('1E>'0M86QI9VXZ(')I9VAT)SXW-S,\+W1D/CQT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#%P
M=#L@=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV
M971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO
M=W)A<"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@,7!T.R!F;VYT.B`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-
M"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V)O<F1E<BUB;W1T
M;VTZ($)L86-K(#%P="!S;VQI9#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV
M971I8V$L(%-A;G,M4V5R:68[('1E>'0M86QI9VXZ(&QE9G0G/B8C,38P.SPO
M=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=B;W)D97(M8F]T=&]M
M.B!";&%C:R`Q<'0@<V]L:60[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF.R!T97AT+6%L:6=N.B!R:6=H="<^.#(X/"]T9#X\
M=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`Q
M<'0[('1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CPO='(^#0H\='(@<W1Y
M;&4],T0G=F5R=&EC86PM86QI9VXZ(&)O='1O;3L@8F%C:V=R;W5N9"UC;VQO
M<CH@5VAI=&4[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF)SX-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E
M>'0M86QI9VXZ(&IU<W1I9GD[('!A9&1I;F<M8F]T=&]M.B`R+C5P=#L@=&5X
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M/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G8F]R9&5R+6)O
M='1O;3H@0FQA8VL@,BXU<'0@9&]U8FQE.R!F;VYT.B`Q,'!T($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9CL@=&5X="UA;&EG;CH@;&5F="<^)#PO
M=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=B;W)D97(M8F]T=&]M
M.B!";&%C:R`R+C5P="!D;W5B;&4[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF.R!T97AT+6%L:6=N.B!R:6=H="<^-"PX,C4\
M+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T
M;VTZ(#(N-7!T.R!T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W
M<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`R+C5P=#L@
M9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C
M,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=B
M;W)D97(M8F]T=&]M.B!";&%C:R`R+C5P="!D;W5B;&4[(&9O;G0Z(#$P<'0@
M0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T97AT+6%L:6=N.B!L
M969T)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
M8F]R9&5R+6)O='1O;3H@0FQA8VL@,BXU<'0@9&]U8FQE.R!F;VYT.B`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@=&5X="UA;&EG;CH@
M<FEG:'0G/C@L.#$U/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$
M)W!A9&1I;F<M8F]T=&]M.B`R+C5P=#L@=&5X="UA;&EG;CH@;&5F=#L@9F]N
M=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P
M.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P861D:6YG+6)O
M='1O;3H@,BXU<'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R
M87`@<W1Y;&4],T0G8F]R9&5R+6)O='1O;3H@0FQA8VL@,BXU<'0@9&]U8FQE
M.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@
M=&5X="UA;&EG;CH@;&5F="<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)V)O<F1E<BUB;W1T;VTZ($)L86-K(#(N-7!T(&1O=6)L
M93L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[
M('1E>'0M86QI9VXZ(')I9VAT)SXR-S<L-#@Y/"]T9#X\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`R+C5P=#L@=&5X="UA
M;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL
M93TS1"=P861D:6YG+6)O='1O;3H@,BXU<'0[(&9O;G0Z(#$P<'0@0V%L:6)R
M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G8F]R9&5R+6)O='1O;3H@0FQA
M8VL@,BXU<'0@9&]U8FQE.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9CL@=&5X="UA;&EG;CH@;&5F="<^)B,Q-C`[/"]T9#X\
M=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V)O<F1E<BUB;W1T;VTZ($)L
M86-K(#(N-7!T(&1O=6)L93L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I
M8V$L(%-A;G,M4V5R:68[('1E>'0M86QI9VXZ(')I9VAT)SXS-S`L.#8R/"]T
M9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M
M.B`R+C5P=#L@=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I
M+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A
M<#TS1&YO=W)A<"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@,BXU<'0[(&9O
M;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V
M,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G8F]R
M9&5R+6)O='1O;3H@0FQA8VL@,BXU<'0@9&]U8FQE.R!F;VYT.B`Q,'!T($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@=&5X="UA;&EG;CH@;&5F
M="<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V)O
M<F1E<BUB;W1T;VTZ($)L86-K(#(N-7!T(&1O=6)L93L@9F]N=#H@,3!P="!#
M86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[('1E>'0M86QI9VXZ(')I
M9VAT)SXR.#(L,S$T/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$
M)W!A9&1I;F<M8F]T=&]M.B`R+C5P=#L@=&5X="UA;&EG;CH@;&5F=#L@9F]N
M=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P
M.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P861D:6YG+6)O
M='1O;3H@,BXU<'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R
M87`@<W1Y;&4],T0G8F]R9&5R+6)O='1O;3H@0FQA8VL@,BXU<'0@9&]U8FQE
M.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@
M=&5X="UA;&EG;CH@;&5F="<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)V)O<F1E<BUB;W1T;VTZ($)L86-K(#(N-7!T(&1O=6)L
M93L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[
M('1E>'0M86QI9VXZ(')I9VAT)SXS-SDL-C<W/"]T9#X\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`R+C5P=#L@=&5X="UA
M;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68G/B8C,38P.SPO=&0^/"]T<CX-"CPO=&%B;&4^#0H-"CQP('-T
M>6QE/3-$)V9O;G0Z(#$P<'0O;F]R;6%L($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9CL@;6%R9VEN.B`P.R!T97AT+6%L:6=N.B!L969T.R!T97AT
M+6EN9&5N=#H@,"XR-6EN)SXF(S$V,#L\+W`^#0H-"@T*#0H-"@T*/'`@<W1Y
M;&4],T0G9F]N=#H@,3!P="]N;W)M86P@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF.R!M87)G:6XZ(#`[('1E>'0M86QI9VXZ(&QE9G0G/B8C,38P
M.SPO<#X-"@T*/'`@<W1Y;&4],T0G9F]N=#H@,3!P="]N;W)M86P@0V%L:6)R
M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!M87)G:6XZ(#`[('1E>'0M86QI
M9VXZ(&QE9G0G/E1H92!C87)R>6EN9R!A;6]U;G0@;V8@=&AE(&-O=F5R960@
M;&]A;G,-"F%T($1E8V5M8F5R(#,Q+"`R,#$Q(&-O;G-I<W1E9"!O9B!I;7!A
M:7)E9"!A;F0@;F]N:6UP86ER960@<'5R8VAA<V5D(&QO86YS+"!A<R!F;VQL
M;W=S.CPO<#X-"@T*/'`@<W1Y;&4],T0G9F]N=#H@,3!P="\Q,"XP-7!T($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@;6%R9VEN.B`P.R!T97AT
M+6%L:6=N.B!J=7-T:69Y.R!T97AT+6EN9&5N=#H@,"XR-6EN)SXF(S$V,#L\
M+W`^#0H-"CQT86)L92!C96QL<&%D9&EN9STS1#`@8V5L;'-P86-I;F<],T0P
M('-T>6QE/3-$)V)O<F1E<BUC;VQL87!S93H@8V]L;&%P<V4[('=I9'1H.B`Q
M,#`E.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9B<^#0H\='(@<W1Y;&4],T0G=F5R=&EC86PM86QI9VXZ(&)O='1O;3L@9F]N
M=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/@T*("`@
M(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@:71A;&EC(#$P
M<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T97AT+6%L:6=N
M.B!J=7-T:69Y)SXH)"!I;B!T:&]U<V%N9',I/"]T9#X\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`Q<'0[(&9O;G0Z(#$P
M<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D
M/@T*("`@(#QT9"!C;VQS<&%N/3-$,B!N;W=R87`],T1N;W=R87`@<W1Y;&4]
M,T0G=&5X="UA;&EG;CH@8V5N=&5R.R!B;W)D97(M8F]T=&]M.B!";&%C:R`Q
M<'0@<V]L:60[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF)SY);7!A:7)E9"`\8G(@+SX-"E!U<F-H87-E9"`\8G(@+SY,;V%N
M<R`F(S$U,#L@/&)R("\^#0I#87)R>6EN9R`\8G(@+SX-"E9A;'5E/"]T9#X\
M=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`Q
M<'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF
M)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D
M9&EN9RUB;W1T;VTZ(#%P=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I
M8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&-O;'-P86X]
M,T0R(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!C96YT
M97([(&)O<F1E<BUB;W1T;VTZ($)L86-K(#%P="!S;VQI9#L@9F]N=#H@,3!P
M="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/DEM<&%I<F5D(#QB
M<B`O/@T*4'5R8VAA<V5D(#QB<B`O/@T*3&]A;G,@)B,Q-3`[(#QB<B`O/@T*
M56YP86ED(#QB<B`O/@T*4')I;F-I<&%L(#QB<B`O/@T*0F%L86YC93PO=&0^
M/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@
M,7!T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A
M9&1I;F<M8F]T=&]M.B`Q<'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!C;VQS<&%N
M/3-$,B!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@8V5N
M=&5R.R!B;W)D97(M8F]T=&]M.B!";&%C:R`Q<'0@<V]L:60[(&9O;G0Z(#$P
M<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SY.;VYI;7!A:7)E
M9"`\8G(@+SX-"E!U<F-H87-E9"`\8G(@+SY,;V%N<R`F(S$U,#L@/&)R("\^
M#0I#87)R>6EN9R`\8G(@+SX-"E9A;'5E/"]T9#X\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`Q<'0[(&9O;G0Z(#$P<'0@
M0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#%P
M=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G
M/B8C,38P.SPO=&0^#0H@("`@/'1D(&-O;'-P86X],T0R(&YO=W)A<#TS1&YO
M=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!C96YT97([(&)O<F1E<BUB;W1T
M;VTZ($)L86-K(#%P="!S;VQI9#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV
M971I8V$L(%-A;G,M4V5R:68G/DYO;FEM<&%I<F5D(#QB<B`O/@T*4'5R8VAA
M<V5D(#QB<B`O/@T*3&]A;G,@+2`\8G(@+SX-"E5N<&%I9"`\8G(@+SX-"E!R
M:6YC:7!A;"`\8G(@+SX-"D)A;&%N8V4\+W1D/CQT9"!N;W=R87`],T1N;W=R
M87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#%P=#L@9F]N=#H@,3!P="!#
M86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D
M(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@,7!T
M.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^
M)B,Q-C`[/"]T9#X-"B`@("`\=&0@8V]L<W!A;CTS1#(@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&-E;G1E<CL@8F]R9&5R+6)O='1O
M;3H@0FQA8VL@,7!T('-O;&ED.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9B<^5&]T86P\8G(@+SX-"B!#;W9E<F5D(#QB<B`O
M/DQO86YS("8C,34P.SQB<B`O/@T*($-A<G)Y:6YG(#QB<B`O/@T*5F%L=64\
M+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T
M;VTZ(#%P=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=P861D:6YG+6)O='1O;3H@,7!T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@8V]L
M<W!A;CTS1#(@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ
M(&-E;G1E<CL@8F]R9&5R+6)O='1O;3H@0FQA8VL@,7!T('-O;&ED.R!F;VYT
M.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^5&]T86P@
M/&)R("\^#0I#;W9E<F5D(#QB<B`O/@T*3&]A;G,@)B,Q-3`[(#QB<B`O/@T*
M56YP86ED(#QB<B`O/@T*4')I;F-I<&%L(#QB<B`O/@T*0F%L86YC93PO=&0^
M/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@
M,7!T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9B<^)B,Q-C`[/"]T9#X\+W1R/@T*/'1R('-T>6QE/3-$)W9E<G1I8V%L+6%L
M:6=N.B!B;W1T;VT[(&)A8VMG<F]U;F0M8V]L;W(Z(')G8B@R,#0L,C,X+#(U
M-2D[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF
M)SX-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(&)O
M;&0@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[('1E>'0M
M9&5C;W)A=&EO;CH@=6YD97)L:6YE.R!T97AT+6%L:6=N.B!J=7-T:69Y)SY#
M;W9E<F5D(&QO86YS.CPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^
M)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$
M)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R
M87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N
M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N
M=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P
M.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-
M"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ
M(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
M=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R
M87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI
M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO
M=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W
M<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z
M(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\
M+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@
M<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
M=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I
M8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A
M<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P
M('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R
M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R
M87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z
M(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\
M+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@
M;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R
M:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F
M;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q
M-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E
M>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A
M+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@
M<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R
M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R
M87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@
M,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO
M=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@
M("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE
M9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF
M)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X
M="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A
M+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@
M<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I
M+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/"]T<CX-"CQT
M<B!S='EL93TS1"=V97)T:6-A;"UA;&EG;CH@8F]T=&]M.R!B86-K9W)O=6YD
M+6-O;&]R.B!7:&ET93L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68G/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4]
M,T0G=VED=&@Z(#0P)3L@=&5X="UA;&EG;CH@;&5F=#L@=&5X="UI;F1E;G0Z
M("TQ,G!T.R!P861D:6YG+6QE9G0Z(#$R<'0[(&9O;G0Z(#$P<'0@0V%L:6)R
M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SY#;VUM97)C:6%L+"!F:6YA;F-I
M86PL(&%N9"!A9W)I8W5L='5R86P\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@
M<W1Y;&4],T0G=VED=&@Z(#$E.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P
M/3-$;F]W<F%P('-T>6QE/3-$)W=I9'1H.B`Q)3L@=&5X="UA;&EG;CH@;&5F
M=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G
M/B0\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=VED=&@Z(#<E
M.R!T97AT+6%L:6=N.B!R:6=H=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV
M971I8V$L(%-A;G,M4V5R:68G/C8Y/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P
M('-T>6QE/3-$)W=I9'1H.B`Q)3L@=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@
M,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO
M=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=W:61T:#H@,24[(&9O
M;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V
M,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=VED
M=&@Z(#$E.R!T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P
M/3-$;F]W<F%P('-T>6QE/3-$)W=I9'1H.B`W)3L@=&5X="UA;&EG;CH@<FEG
M:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF
M)SXS,3D\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=VED=&@Z
M(#$E.R!T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)W=I9'1H.B`Q)3L@9F]N=#H@,3!P="!#86QI8G)I
M+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D
M(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=W:61T:#H@,24[('1E>'0M86QI
M9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4]
M,T0G=VED=&@Z(#<E.R!T97AT+6%L:6=N.B!R:6=H=#L@9F]N=#H@,3!P="!#
M86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/CDL-#`S/"]T9#X\=&0@
M;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W=I9'1H.B`Q)3L@=&5X="UA;&EG
M;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=W:61T:#H@,24[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R
M87`@<W1Y;&4],T0G=VED=&@Z(#$E.R!T97AT+6%L:6=N.B!L969T.R!F;VYT
M.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[
M/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W=I9'1H.B`W)3L@
M=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF)SXQ,2PW,S8\+W1D/CQT9"!N;W=R87`],T1N;W=R
M87`@<W1Y;&4],T0G=VED=&@Z(#$E.R!T97AT+6%L:6=N.B!L969T.R!F;VYT
M.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[
M/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W=I9'1H.B`Q)3L@
M9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C
M,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=W
M:61T:#H@,24[('1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R
M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R
M87`],T1N;W=R87`@<W1Y;&4],T0G=VED=&@Z(#<E.R!T97AT+6%L:6=N.B!R
M:6=H=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R
M:68G/CDL-#<R/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W=I
M9'1H.B`Q)3L@=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I
M+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A
M<#TS1&YO=W)A<"!S='EL93TS1"=W:61T:#H@,24[(&9O;G0Z(#$P<'0@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@
M(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=VED=&@Z(#$E.R!T97AT
M+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T
M>6QE/3-$)W=I9'1H.B`W)3L@=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P
M<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXQ,BPP-34\+W1D
M/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=VED=&@Z(#$E.R!T97AT
M+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\+W1R/@T*/'1R('-T>6QE/3-$)W9E
M<G1I8V%L+6%L:6=N.B!B;W1T;VT[(&)A8VMG<F]U;F0M8V]L;W(Z(')G8B@R
M,#0L,C,X+#(U-2D[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF)SX-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$
M)W1E>'0M86QI9VXZ(&QE9G0[('1E>'0M:6YD96YT.B`M,3)P=#L@<&%D9&EN
M9RUL969T.B`Q,G!T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9B<^4F5A;"!E<W1A=&4@)B,Q-3`[(&-O;G-T<G5C=&EO;BP@
M;&%N9"!D979E;&]P;65N="`F(S,X.R!O=&AE<B!L86YD(&QO86YS/"]T9#X\
M=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R
M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@
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M=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO
M=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@
M;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F
M;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^."PU
M,#4\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG
M;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^
M)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$
M)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R
M87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXV."PR,S$\+W1D/CQT9"!N
M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N
M=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P
M.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-
M"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ
M(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
M=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF)SXQ,34L-#@Y/"]T9#X\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N
M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(
M96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO
M=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT
M.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[
M/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ
M(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9B<^-S(L,#DV/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$
M)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R
M87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A
M<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W
M<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT
M.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^,3(S+#DY
M-#PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N
M.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9B<^)B,Q-C`[/"]T9#X\+W1R/@T*/'1R('-T>6QE/3-$)W9E<G1I8V%L
M+6%L:6=N.B!B;W1T;VT[(&)A8VMG<F]U;F0M8V]L;W(Z(%=H:71E.R!F;VYT
M.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^#0H@("`@
M/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T
M.R!T97AT+6EN9&5N=#H@+3$R<'0[('!A9&1I;F<M;&5F=#H@,3)P=#L@9F]N
M=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/E)E86P@
M97-T871E("8C,34P.R!M;W)T9V%G92`F(S$U,#L@<F5S:61E;G1I86P@*#$M
M-"!F86UI;'DI(&9I<G-T(&UO<G1G86=E<SPO=&0^/'1D(&YO=W)A<#TS1&YO
M=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N
M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O
M;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXQ+#(Q
M-#PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N
M.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$
M)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF
M(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
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M+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#
M86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@
M("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L
M969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E
M>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9B<^,34W+#<Q,CPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A
M<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W
M<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R
M87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@
M,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO
M=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!R
M:6=H=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R
M:68G/C$X.2PT,S8\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
M=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I
M8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A
M<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P
M('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R
M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R
M87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z
M(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXQ-3@L.3(V
M/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ
M(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
M9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C
M,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T
M97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P
M('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^,3DR+#`W-3PO=&0^/'1D(&YO
M=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT
M.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[
M/"]T9#X\+W1R/@T*/'1R('-T>6QE/3-$)W9E<G1I8V%L+6%L:6=N.B!B;W1T
M;VT[(&)A8VMG<F]U;F0M8V]L;W(Z(')G8B@R,#0L,C,X+#(U-2D[(&9O;G0Z
M(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SX-"B`@("`\
M=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[
M('1E>'0M:6YD96YT.B`M,3)P=#L@<&%D9&EN9RUL969T.B`Q,G!T.R!F;VYT
M.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^4F5A;"!E
M<W1A=&4@)B,Q-3`[(&UO<G1G86=E("8C,34P.R!H;VUE(&5Q=6ET>2!L;V%N
M<R`O(&QI;F5S(&]F(&-R961I=#PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S
M='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T
M>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P
M<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXQ,C<\+W1D/CQT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@
M9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C
M,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q
M,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T
M9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI
M9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4]
M,T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF)SXU-S<\+W1D/CQT9"!N;W=R87`],T1N;W=R
M87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI
M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO
M=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W
M<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z
M(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\
M+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@
M<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF)SXR,RPR,3$\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
M=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I
M8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A
M<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P
M('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R
M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R
M87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z
M(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXR.2PR-#D\
M+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@
M;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R
M:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F
M;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q
M-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E
M>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A
M+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@
M<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R
M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXR,RPS,S@\+W1D/CQT9"!N;W=R
M87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@
M,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO
M=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@
M("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE
M9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF
M)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X
M="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A
M+"!386YS+5-E<FEF)SXR.2PX,C8\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@
M<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I
M+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/"]T<CX-"CQT
M<B!S='EL93TS1"=V97)T:6-A;"UA;&EG;CH@8F]T=&]M.R!B86-K9W)O=6YD
M+6-O;&]R.B!7:&ET93L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68G/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4]
M,T0G=&5X="UA;&EG;CH@;&5F=#L@=&5X="UI;F1E;G0Z("TQ,G!T.R!P861D
M:6YG+6QE9G0Z(#$R<'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A
M+"!386YS+5-E<FEF)SY296%L(&5S=&%T92`F(S$U,#L@;6]R=&=A9V4@)B,Q
M-3`[(&-O;6UE<F-I86P@86YD(&]T:&5R/"]T9#X\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R
M87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI
M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO
M=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!R:6=H=#L@9F]N
M=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/C(L-3@U
M/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ
M(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
M9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C
M,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T
M97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P
M('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^-"PY.#8\+W1D/CQT9"!N;W=R
M87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@
M,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO
M=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@
M("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE
M9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF
M)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X
M="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A
M+"!386YS+5-E<FEF)SXY,RPT,C@\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@
M<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I
M+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A
M<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P
M/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P
M<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D
M/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG
M:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF
M)SXQ,C4L-#4P/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E
M>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A
M+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@
M<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S
M='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P
M/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q
M,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^.38L,#$S/"]T
M9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE
M9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF
M)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N
M=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P
M.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT
M+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T
M>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9B<^,3,P+#0S-CPO=&0^/'1D(&YO=W)A
M<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q
M,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T
M9#X\+W1R/@T*/'1R('-T>6QE/3-$)W9E<G1I8V%L+6%L:6=N.B!B;W1T;VT[
M(&)A8VMG<F]U;F0M8V]L;W(Z(')G8B@R,#0L,C,X+#(U-2D[(&9O;G0Z(#$P
M<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SX-"B`@("`\=&0@
M;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[('!A
M9&1I;F<M8F]T=&]M.B`Q<'0[('1E>'0M:6YD96YT.B`M,3)P=#L@<&%D9&EN
M9RUL969T.B`Q,G!T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9B<^26YS=&%L;&UE;G0@;&]A;G,@=&\@:6YD:79I9'5A;',\
M+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T
M;VTZ(#%P=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S
M='EL93TS1"=B;W)D97(M8F]T=&]M.B!";&%C:R`Q<'0@<V]L:60[(&9O;G0Z
M(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T97AT+6%L
M:6=N.B!L969T)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y
M;&4],T0G8F]R9&5R+6)O='1O;3H@0FQA8VL@,7!T('-O;&ED.R!F;VYT.B`Q
M,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@=&5X="UA;&EG
M;CH@<FEG:'0G/C0\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
M<&%D9&EN9RUB;W1T;VTZ(#%P=#L@=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@
M,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO
M=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P861D:6YG+6)O='1O
M;3H@,7!T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T
M>6QE/3-$)V)O<F1E<BUB;W1T;VTZ($)L86-K(#%P="!S;VQI9#L@9F]N=#H@
M,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[('1E>'0M86QI
M9VXZ(&QE9G0G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL
M93TS1"=B;W)D97(M8F]T=&]M.B!";&%C:R`Q<'0@<V]L:60[(&9O;G0Z(#$P
M<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T97AT+6%L:6=N
M.B!R:6=H="<^-CPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P
M861D:6YG+6)O='1O;3H@,7!T.R!T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q
M,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T
M9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M
M.B`Q<'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y
M;&4],T0G8F]R9&5R+6)O='1O;3H@0FQA8VL@,7!T('-O;&ED.R!F;VYT.B`Q
M,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@=&5X="UA;&EG
M;CH@;&5F="<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE
M/3-$)V)O<F1E<BUB;W1T;VTZ($)L86-K(#%P="!S;VQI9#L@9F]N=#H@,3!P
M="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[('1E>'0M86QI9VXZ
M(')I9VAT)SXQ+#,X-3PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=P861D:6YG+6)O='1O;3H@,7!T.R!T97AT+6%L:6=N.B!L969T.R!F;VYT
M.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[
M/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T
M=&]M.B`Q<'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@
M<W1Y;&4],T0G8F]R9&5R+6)O='1O;3H@0FQA8VL@,7!T('-O;&ED.R!F;VYT
M.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@=&5X="UA
M;&EG;CH@;&5F="<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T
M>6QE/3-$)V)O<F1E<BUB;W1T;VTZ($)L86-K(#%P="!S;VQI9#L@9F]N=#H@
M,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[('1E>'0M86QI
M9VXZ(')I9VAT)SXQ+#4X,SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL
M93TS1"=P861D:6YG+6)O='1O;3H@,7!T.R!T97AT+6%L:6=N.B!L969T.R!F
M;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q
M-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M
M8F]T=&]M.B`Q<'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R
M87`@<W1Y;&4],T0G8F]R9&5R+6)O='1O;3H@0FQA8VL@,7!T('-O;&ED.R!F
M;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@=&5X
M="UA;&EG;CH@;&5F="<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P
M('-T>6QE/3-$)V)O<F1E<BUB;W1T;VTZ($)L86-K(#%P="!S;VQI9#L@9F]N
M=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[('1E>'0M
M86QI9VXZ(')I9VAT)SXQ+#,X.3PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S
M='EL93TS1"=P861D:6YG+6)O='1O;3H@,7!T.R!T97AT+6%L:6=N.B!L969T
M.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^
M)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I
M;F<M8F]T=&]M.B`Q<'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A
M+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G8F]R9&5R+6)O='1O;3H@0FQA8VL@,7!T('-O;&ED
M.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@
M=&5X="UA;&EG;CH@;&5F="<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)V)O<F1E<BUB;W1T;VTZ($)L86-K(#%P="!S;VQI9#L@
M9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[('1E
M>'0M86QI9VXZ(')I9VAT)SXQ+#4X.3PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A
M<"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@,7!T.R!T97AT+6%L:6=N.B!L
M969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9B<^)B,Q-C`[/"]T9#X\+W1R/@T*/'1R('-T>6QE/3-$)W9E<G1I8V%L+6%L
M:6=N.B!B;W1T;VT[(&)A8VMG<F]U;F0M8V]L;W(Z(%=H:71E.R!F;VYT.B`Q
M,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^#0H@("`@/'1D
M(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!J=7-T:69Y
M.R!P861D:6YG+6)O='1O;3H@,BXU<'0[('1E>'0M:6YD96YT.B`M,3)P=#L@
M<&%D9&EN9RUL969T.B`Q,G!T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q
M-C`[5&]T86P\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D
M9&EN9RUB;W1T;VTZ(#(N-7!T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P
M/3-$;F]W<F%P('-T>6QE/3-$)V)O<F1E<BUB;W1T;VTZ($)L86-K(#(N-7!T
M(&1O=6)L93L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68[('1E>'0M86QI9VXZ(&QE9G0G/B0\+W1D/CQT9"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G8F]R9&5R+6)O='1O;3H@0FQA8VL@,BXU<'0@9&]U
M8FQE.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9CL@=&5X="UA;&EG;CH@<FEG:'0G/C<L.#8T/"]T9#X\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`R+C5P=#L@=&5X="UA
M;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL
M93TS1"=P861D:6YG+6)O='1O;3H@,BXU<'0[(&9O;G0Z(#$P<'0@0V%L:6)R
M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G8F]R9&5R+6)O='1O;3H@0FQA
M8VL@,BXU<'0@9&]U8FQE.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9CL@=&5X="UA;&EG;CH@;&5F="<^)B,Q-C`[/"]T9#X\
M=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V)O<F1E<BUB;W1T;VTZ($)L
M86-K(#(N-7!T(&1O=6)L93L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I
M8V$L(%-A;G,M4V5R:68[('1E>'0M86QI9VXZ(')I9VAT)SXQ-RPP,S(\+W1D
M/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ
M(#(N-7!T.R!T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P
M/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`R+C5P=#L@9F]N
M=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P
M.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=B;W)D
M97(M8F]T=&]M.B!";&%C:R`R+C5P="!D;W5B;&4[(&9O;G0Z(#$P<'0@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T97AT+6%L:6=N.B!L969T
M)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G8F]R
M9&5R+6)O='1O;3H@0FQA8VL@,BXU<'0@9&]U8FQE.R!F;VYT.B`Q,'!T($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@=&5X="UA;&EG;CH@<FEG
M:'0G/C,U,RPS-S`\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
M<&%D9&EN9RUB;W1T;VTZ(#(N-7!T.R!T97AT+6%L:6=N.B!L969T.R!F;VYT
M.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[
M/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T
M=&]M.B`R+C5P=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A
M<"!S='EL93TS1"=B;W)D97(M8F]T=&]M.B!";&%C:R`R+C5P="!D;W5B;&4[
M(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T
M97AT+6%L:6=N.B!L969T)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R
M87`@<W1Y;&4],T0G8F]R9&5R+6)O='1O;3H@0FQA8VL@,BXU<'0@9&]U8FQE
M.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@
M=&5X="UA;&EG;CH@<FEG:'0G/C0W,BPY-#,\+W1D/CQT9"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#(N-7!T.R!T97AT+6%L
M:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE
M/3-$)W!A9&1I;F<M8F]T=&]M.B`R+C5P=#L@9F]N=#H@,3!P="!#86QI8G)I
M+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D
M(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=B;W)D97(M8F]T=&]M.B!";&%C
M:R`R+C5P="!D;W5B;&4[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A
M+"!386YS+5-E<FEF.R!T97AT+6%L:6=N.B!L969T)SXF(S$V,#L\+W1D/CQT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G8F]R9&5R+6)O='1O;3H@0FQA
M8VL@,BXU<'0@9&]U8FQE.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9CL@=&5X="UA;&EG;CH@<FEG:'0G/C,V,2PR,S0\+W1D
M/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ
M(#(N-7!T.R!T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P
M/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`R+C5P=#L@9F]N
M=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P
M.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=B;W)D
M97(M8F]T=&]M.B!";&%C:R`R+C5P="!D;W5B;&4[(&9O;G0Z(#$P<'0@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T97AT+6%L:6=N.B!L969T
M)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G8F]R
M9&5R+6)O='1O;3H@0FQA8VL@,BXU<'0@9&]U8FQE.R!F;VYT.B`Q,'!T($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@=&5X="UA;&EG;CH@<FEG
M:'0G/C0X.2PY-S4\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
M<&%D9&EN9RUB;W1T;VTZ(#(N-7!T.R!T97AT+6%L:6=N.B!L969T.R!F;VYT
M.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[
M/"]T9#X\+W1R/@T*/"]T86)L93X-"@T*/'`@<W1Y;&4],T0G9F]N=#H@,3!P
M="]N;W)M86P@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!M87)G
M:6XZ(#`[('1E>'0M86QI9VXZ(&QE9G0G/B8C,38P.SPO<#X-"@T*/'`@<W1Y
M;&4],T0G9F]N=#H@,3!P="]N;W)M86P@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF.R!M87)G:6XZ(#`[('1E>'0M86QI9VXZ(&QE9G0G/E1H92!F
M;VQL;W=I;F<@=&%B;&4@<')E<V5N=',@:6YF;W)M871I;VX-"G)E9V%R9&EN
M9R!C;W9E<F5D('!U<F-H87-E9"!N;VYI;7!A:7)E9"!L;V%N<R!S:6YC92!$
M96-E;6)E<B`S,2P@,C`Q,"X@5&AE(&%M;W5N=',@:6YC;'5D92!P<FEN8VEP
M86P@;VYL>2!A;F0@9&\@;F]T(')E9FQE8W0@86-C<G5E9`T*:6YT97)E<W0@
M87,@;V8@=&AE(&1A=&4@;V8@=&AE(&%C<75I<VET:6]N(&]R(&)E>6]N9"X\
M+W`^#0H-"CQP('-T>6QE/3-$)V9O;G0Z(#$P<'0O;F]R;6%L($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9CL@;6%R9VEN.B`P.R!T97AT+6%L:6=N
M.B!L969T.R!T97AT+6EN9&5N=#H@,"XR-6EN)SXF(S$V,#L\+W`^#0H-"CQP
M('-T>6QE/3-$)V9O;G0Z(#$P<'0O;F]R;6%L($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9CL@;6%R9VEN.B`P.R!T97AT+6%L:6=N.B!L969T.R!T
M97AT+6EN9&5N=#H@,"XR-6EN)SX\:3X\+VD^/"]P/@T*#0H\=&%B;&4@8V5L
M;'!A9&1I;F<],T0P(&-E;&QS<&%C:6YG/3-$,"!S='EL93TS1"=B;W)D97(M
M8V]L;&%P<V4Z(&-O;&QA<'-E.R!W:61T:#H@,3`P)3L@9F]N=#H@,3!P="!#
M86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/@T*/'1R('-T>6QE/3-$
M)W9E<G1I8V%L+6%L:6=N.B!B;W1T;VT[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF)SX-"B`@("`\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SX\:3XH)"!I;B!T:&]U<V%N
M9',I/"]I/CPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT
M.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[
M/"]T9#X-"B`@("`\=&0@8V]L<W!A;CTS1#(@;F]W<F%P/3-$;F]W<F%P('-T
M>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P
M/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CPO='(^#0H\='(@<W1Y;&4]
M,T0G=F5R=&EC86PM86QI9VXZ(&)O='1O;3L@8F%C:V=R;W5N9"UC;VQO<CH@
M<F=B*#(P-"PR,S@L,C4U*3L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I
M8V$L(%-A;G,M4V5R:68G/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y
M;&4],T0G=VED=&@Z(#DP)3L@=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P
M="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/D-A<G)Y:6YG(&%M
M;W5N="!O9B!N;VYI;7!A:7)E9"!C;W9E<F5D(&QO86YS(&%T($1E8V5M8F5R
M(#,Q+"`R,#$P/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W=I
M9'1H.B`Q)3L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S
M='EL93TS1"=W:61T:#H@,24[('1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P
M<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXD/"]T9#X\=&0@
M;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W=I9'1H.B`W)3L@=&5X="UA;&EG
M;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF)SXS-C8L-3(Q/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE
M/3-$)W=I9'1H.B`Q)3L@=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#
M86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/"]T
M<CX-"CQT<B!S='EL93TS1"=V97)T:6-A;"UA;&EG;CH@8F]T=&]M.R!B86-K
M9W)O=6YD+6-O;&]R.B!7:&ET93L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV
M971I8V$L(%-A;G,M4V5R:68G/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@
M<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I
M+"!(96QV971I8V$L(%-A;G,M4V5R:68G/D%D9&ET:6]N<R!D=64@=&\@86-Q
M=6ES:71I;VX@;V8@5&AE($)A;FL@;V8@07-H979I;&QE("AA="!F86ER('9A
M;'5E*3PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q
M,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T
M9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI
M9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4]
M,T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF)SXX-"PV,C,\+W1D/CQT9"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#
M86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/"]T
M<CX-"CQT<B!S='EL93TS1"=V97)T:6-A;"UA;&EG;CH@8F]T=&]M.R!B86-K
M9W)O=6YD+6-O;&]R.B!R9V(H,C`T+#(S."PR-34I.R!F;VYT.B`Q,'!T($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^#0H@("`@/'1D(&YO=W)A
M<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q
M,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^4')I;F-I<&%L
M(')E<&%Y;65N=',\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
M9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C
M,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T
M97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P
M('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^*#0P+#4W-CPO=&0^/'1D(&YO
M=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT
M.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^*3PO=&0^
M/"]T<CX-"CQT<B!S='EL93TS1"=V97)T:6-A;"UA;&EG;CH@8F]T=&]M.R!B
M86-K9W)O=6YD+6-O;&]R.B!7:&ET93L@9F]N=#H@,3!P="!#86QI8G)I+"!(
M96QV971I8V$L(%-A;G,M4V5R:68G/@T*("`@(#QT9"!N;W=R87`],T1N;W=R
M87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI
M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/E1R86YS9F5R<R!T;R!F;W)E
M8VQO<V5D(')E86P@97-T871E/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T
M>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y
M;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(
M96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS
M1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!R:6=H=#L@9F]N=#H@,3!P
M="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B@U,RPY.3D\+W1D
M/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F
M=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G
M/BD\+W1D/CPO='(^#0H\='(@<W1Y;&4],T0G=F5R=&EC86PM86QI9VXZ(&)O
M='1O;3L@8F%C:V=R;W5N9"UC;VQO<CH@<F=B*#(P-"PR,S@L,C4U*3L@9F]N
M=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/@T*("`@
M(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F
M=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G
M/DQO86X@8VAA<F=E+6]F9G,\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y
M;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R
M:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL
M93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^*#$T+#<Y-SPO=&0^
M/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T
M.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^
M*3PO=&0^/"]T<CX-"CQT<B!S='EL93TS1"=V97)T:6-A;"UA;&EG;CH@8F]T
M=&]M.R!B86-K9W)O=6YD+6-O;&]R.B!7:&ET93L@9F]N=#H@,3!P="!#86QI
M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/@T*("`@(#QT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@<&%D9&EN9RUB
M;W1T;VTZ(#%P=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68G/D%C8W)E=&EO;B!O9B!L;V%N(&1I<V-O=6YT/"]T9#X\=&0@
M;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`Q<'0[
M(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF
M(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
M8F]R9&5R+6)O='1O;3H@0FQA8VL@,7!T('-O;&ED.R!F;VYT.B`Q,'!T($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@=&5X="UA;&EG;CH@;&5F
M="<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V)O
M<F1E<BUB;W1T;VTZ($)L86-K(#%P="!S;VQI9#L@9F]N=#H@,3!P="!#86QI
M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[('1E>'0M86QI9VXZ(')I9VAT
M)SXQ,2PU.3@\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D
M9&EN9RUB;W1T;VTZ(#%P=#L@=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P
M="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^
M/"]T<CX-"CQT<B!S='EL93TS1"=V97)T:6-A;"UA;&EG;CH@8F]T=&]M.R!B
M86-K9W)O=6YD+6-O;&]R.B!R9V(H,C`T+#(S."PR-34I.R!F;VYT.B`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^#0H@("`@/'1D(&YO
M=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT
M.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^0V%R<GEI
M;F<@86UO=6YT(&]F(&YO;FEM<&%I<F5D(&-O=F5R960@;&]A;G,@870@1&5C
M96UB97(@,S$L(#(P,3$\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4]
M,T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G
M/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^,S4S+#,W,#PO=&0^/'1D
M(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F
M;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q
M-C`[/"]T9#X\+W1R/@T*/'1R('-T>6QE/3-$)W9E<G1I8V%L+6%L:6=N.B!B
M;W1T;VT[(&)A8VMG<F]U;F0M8V]L;W(Z(%=H:71E.R!F;VYT.B`Q,'!T($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^#0H@("`@/'1D(&YO=W)A
M<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q
M,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^4')I;F-I<&%L
M(')E<&%Y;65N=',\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
M9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C
M,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T
M97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P
M('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^*#4Q+#4X,CPO=&0^/'1D(&YO
M=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT
M.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^*3PO=&0^
M/"]T<CX-"CQT<B!S='EL93TS1"=V97)T:6-A;"UA;&EG;CH@8F]T=&]M.R!B
M86-K9W)O=6YD+6-O;&]R.B!R9V(H,C`T+#(S."PR-34I.R!F;VYT.B`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^#0H@("`@/'1D(&YO
M=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT
M.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^5')A;G-F
M97)S('1O(&9O<F5C;&]S960@<F5A;"!E<W1A=&4\+W1D/CQT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I
M8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS
M1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\
M=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT
M.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^
M*#,P+#$X,3PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT
M+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9B<^*3PO=&0^/"]T<CX-"CQT<B!S='EL93TS1"=V97)T:6-A
M;"UA;&EG;CH@8F]T=&]M.R!B86-K9W)O=6YD+6-O;&]R.B!7:&ET93L@9F]N
M=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/@T*("`@
M(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F
M=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G
M/DQO86X@8VAA<F=E+6]F9G,\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y
M;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R
M:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL
M93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^*#$P+#4X-#PO=&0^
M/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T
M.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^
M*3PO=&0^/"]T<CX-"CQT<B!S='EL93TS1"=V97)T:6-A;"UA;&EG;CH@8F]T
M=&]M.R!B86-K9W)O=6YD+6-O;&]R.B!R9V(H,C`T+#(S."PR-34I.R!F;VYT
M.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^#0H@("`@
M/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T
M.R!P861D:6YG+6)O='1O;3H@,7!T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9B<^06-C<F5T:6]N(&]F(&QO86X@9&ES8V]U
M;G0\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB
M;W1T;VTZ(#%P=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A
M<"!S='EL93TS1"=B;W)D97(M8F]T=&]M.B!";&%C:R`Q<'0@<V]L:60[(&9O
M;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T97AT
M+6%L:6=N.B!L969T)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@
M<W1Y;&4],T0G8F]R9&5R+6)O='1O;3H@0FQA8VL@,7!T('-O;&ED.R!F;VYT
M.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@=&5X="UA
M;&EG;CH@<FEG:'0G/C$V+#0V-CPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S
M='EL93TS1"=P861D:6YG+6)O='1O;3H@,7!T.R!T97AT+6%L:6=N.B!L969T
M.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^
M)B,Q-C`[/"]T9#X\+W1R/@T*/'1R('-T>6QE/3-$)W9E<G1I8V%L+6%L:6=N
M.B!B;W1T;VT[(&)A8VMG<F]U;F0M8V]L;W(Z(%=H:71E.R!F;VYT.B`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^#0H@("`@/'1D(&YO
M=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!P861D
M:6YG+6)O='1O;3H@,BXU<'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF)SY#87)R>6EN9R!A;6]U;G0@;V8@;F]N:6UP86ER
M960@8V]V97)E9"!L;V%N<R!A="!$96-E;6)E<B`S,2P@,C`Q,CPO=&0^/'1D
M(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@,BXU
M<'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF
M)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4]
M,T0G8F]R9&5R+6)O='1O;3H@0FQA8VL@,BXU<'0@9&]U8FQE.R!F;VYT.B`Q
M,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@=&5X="UA;&EG
M;CH@;&5F="<^)#PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=B
M;W)D97(M8F]T=&]M.B!";&%C:R`R+C5P="!D;W5B;&4[(&9O;G0Z(#$P<'0@
M0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T97AT+6%L:6=N.B!R
M:6=H="<^,C<W+#0X.3PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=P861D:6YG+6)O='1O;3H@,BXU<'0[('1E>'0M86QI9VXZ(&QE9G0[(&9O
M;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V
M,#L\+W1D/CPO='(^#0H\+W1A8FQE/@T*#0H\<"!S='EL93TS1"=F;VYT.B`Q
M,'!T+VYO<FUA;"!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[(&UA
M<F=I;CH@,#L@=&5X="UA;&EG;CH@;&5F="<^)B,Q-C`[/"]P/@T*#0H\<"!S
M='EL93TS1"=F;VYT.B`Q,'!T+VYO<FUA;"!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68[(&UA<F=I;CH@,#L@=&5X="UA;&EG;CH@;&5F="<^07,@
M<F5F;&5C=&5D(&EN('1H92!T86)L92!A8F]V92P@=&AE($-O;7!A;GD-"F%C
M8W)E=&5D("0Q-BPT-C8L,#`P(&%N9"`D,3$L-3DX+#`P,"!O9B!T:&4@;&]A
M;B!D:7-C;W5N="!O;B!P=7)C:&%S960@;F]N:6UP86ER960@;&]A;G,@:6YT
M;R!I;G1E<F5S="!I;F-O;64@9'5R:6YG(#(P,3(@86YD(#(P,3$L#0IR97-P
M96-T:79E;'DN($%S(&]F($1E8V5M8F5R(#,Q+"`R,#$R+"!T:&5R92!W87,@
M<F5M86EN:6YG(&QO86X@9&ES8V]U;G0@;V8@)#4V+#4Q-2PP,#`@<F5L871E
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M(&EN9&5M;FEF:6-A=&EO;B!A<W-E=`T*=VEL;"!B92!R96-O<F1E9"!A;6]U
M;G1I;F<@=&\@.#`E(&]F('1H92!L;V%N(&1I<V-O=6YT(&%C8W)E=&EO;BP@
M=VAI8V@@<F5D=6-E<R!N;VYI;G1E<F5S="!I;F-O;64N($%T($1E8V5M8F5R
M(#,Q+"`R,#$R+"!T:&4@0V]M<&%N>0T*86QS;R!H860@)#$X+#0P-BPP,#`@
M;V8@;&]A;B!D:7-C;W5N="!R96QA=&5D('1O('!U<F-H87-E9"!N;VYP97)F
M;W)M:6YG(&QO86YS+B!)="!I<R!N;W0@97AP96-T960@=&AA="!T:&ES(&%M
M;W5N="!W:6QL(&)E(&%C8W)E=&5D+`T*87,@:70@<F5P<F5S96YT<R!E<W1I
M;6%T960@;&]S<V5S(&]N('1H97-E(&QO86YS+B!!;B!A9&1I=&EO;F%L("0R
M,BPT-#$L,#`P(&EN('!A<G1I86P@8VAA<F=E+6]F9G,@:&%V92!B965N(')E
M8V]R9&5D(&]N('!U<F-H87-E9`T*;&]A;G,@;W5T<W1A;F1I;F<@870@1&5C
M96UB97(@,S$L(#(P,3(N/"]P/@T*#0H\<"!S='EL93TS1"=F;VYT.B`Q,'!T
M+VYO<FUA;"!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[(&UA<F=I
M;CH@,#L@=&5X="UA;&EG;CH@;&5F=#L@=&5X="UI;F1E;G0Z(#`N,C5I;B<^
M)B,Q-C`[/"]P/@T*#0H\<"!S='EL93TS1"=F;VYT.B`Q,'!T+VYO<FUA;"!#
M86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[(&UA<F=I;CH@,#L@=&5X
M="UA;&EG;CH@;&5F="<^5&AE(&9O;&QO=VEN9R!T86)L92!P<F5S96YT<R!I
M;F9O<FUA=&EO;@T*<F5G87)D:6YG(&%L;"!P=7)C:&%S960@:6UP86ER960@
M;&]A;G,@<VEN8V4@1&5C96UB97(@,S$L(#(P,3`L('-U8G-T86YT:6%L;'D@
M86QL(&]F('=H:6-H(&%R92!C;W9E<F5D(&QO86YS+B!4:&4@0V]M<&%N>2!H
M87,@87!P;&EE9`T*=&AE(&-O<W0@<F5C;W9E<GD@;65T:&]D('1O(&%L;"!P
M=7)C:&%S960@:6UP86ER960@;&]A;G,@870@=&AE:7(@<F5S<&5C=&EV92!A
M8W%U:7-I=&EO;B!D871E<R!D=64@=&\@=&AE('5N8V5R=&%I;G1Y(&%S('1O
M('1H90T*=&EM:6YG(&]F(&5X<&5C=&5D(&-A<V@@9FQO=W,L(&%S(')E9FQE
M8W1E9"!I;B!T:&4@9F]L;&]W:6YG('1A8FQE+CPO<#X-"@T*/'`@<W1Y;&4]
M,T0G9F]N=#H@,3!P="]N;W)M86P@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF.R!M87)G:6XZ(#`[('1E>'0M86QI9VXZ(&QE9G0G/B8C,38P.SPO
M<#X-"@T*#0H-"CQP('-T>6QE/3-$)V9O;G0Z(#$P<'0O;F]R;6%L($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@;6%R9VEN.B`P.R!T97AT+6%L
M:6=N.B!L969T)SXF(S$V,#L\+W`^#0H-"CQT86)L92!C96QL<&%D9&EN9STS
M1#`@8V5L;'-P86-I;F<],T0P('-T>6QE/3-$)V)O<F1E<BUC;VQL87!S93H@
M8V]L;&%P<V4[('=I9'1H.B`Q,#`E.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9B<^#0H\='(@<W1Y;&4],T0G=F5R=&EC86PM
M86QI9VXZ(&)O='1O;3L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68G/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4]
M,T0G=&5X="UA;&EG;CH@;&5F=#L@8F]R9&5R+6)O='1O;3H@0FQA8VL@,7!T
M('-O;&ED.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9B<^/'`@<W1Y;&4],T0G9F]N=#H@,3!P="]N;W)M86P@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF.R!M87)G:6XZ(#`[('1E>'0M86QI9VXZ
M(&QE9G0G/B8C,38P.SPO<#X\<"!S='EL93TS1"=F;VYT.B`Q,'!T+VYO<FUA
M;"!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[(&UA<F=I;CH@,#L@
M=&5X="UA;&EG;CH@;&5F="<^/&D^*"0@:6X@=&AO=7-A;F1S*3PO:3X\+W`^
M(#QP('-T>6QE/3-$)V9O;G0Z(#$P<'0O;F]R;6%L($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9CL@;6%R9VEN.B`P.R!T97AT+6%L:6=N.B!L969T
M)SX\:3XF(S$V,#L\+VD^/"]P/B`\<"!S='EL93TS1"=F;VYT.B`Q,'!T+VYO
M<FUA;"!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[(&UA<F=I;CH@
M,#L@=&5X="UA;&EG;CH@;&5F="<^)B,Q-C`[/"]P/B`\<"!S='EL93TS1"=F
M;VYT.B`Q,'!T+VYO<FUA;"!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R
M:68[(&UA<F=I;CH@,#L@=&5X="UA;&EG;CH@;&5F="<^)B,Q-C`[/"]P/B`\
M<"!S='EL93TS1"=F;VYT.B`Q,'!T+VYO<FUA;"!#86QI8G)I+"!(96QV971I
M8V$L(%-A;G,M4V5R:68[(&UA<F=I;CH@,#L@=&5X="UA;&EG;CH@;&5F="<^
M4'5R8VAA<V5D($EM<&%I<F5D($QO86YS/"]P/CPO=&0^/'1D(&YO=W)A<#TS
M1&YO=W)A<"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@,7!T.R!F;VYT.B`Q
M,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@8F]R9&5R+6)O
M='1O;3H@0FQA8VL@,7!T('-O;&ED)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!C
M;VQS<&%N/3-$,B!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG
M;CH@8V5N=&5R.R!B;W)D97(M8F]T=&]M.B!";&%C:R`Q<'0@<V]L:60[(&9O
M;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SY#;VYT
M<F%C='5A;"`\8G(@+SX-"E!R:6YC:7!A;"`\8G(@+SX-"E)E8V5I=F%B;&4\
M+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T
M;VTZ(#%P=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68[(&)O<F1E<BUB;W1T;VTZ($)L86-K(#%P="!S;VQI9"<^)B,Q-C`[
M/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T
M=&]M.B`Q<'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF.R!B;W)D97(M8F]T=&]M.B!";&%C:R`Q<'0@<V]L:60G/B8C,38P
M.SPO=&0^#0H@("`@/'1D(&-O;'-P86X],T0R(&YO=W)A<#TS1&YO=W)A<"!S
M='EL93TS1"=T97AT+6%L:6=N.B!C96YT97([(&)O<F1E<BUB;W1T;VTZ($)L
M86-K(#%P="!S;VQI9#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68G/D9A:7(@36%R:V5T/&)R("\^#0H@5F%L=64@/&)R("\^
M#0I!9&IU<W1M96YT("8C,34P.R`\8G(@+SX-"E=R:71E($1O=VX@/&)R("\^
M#0HH3F]N86-C<F5T86)L92`\8G(@+SX-"D1I9F9E<F5N8V4I/"]T9#X\=&0@
M;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`Q<'0[
M(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!B
M;W)D97(M8F]T=&]M.B!";&%C:R`Q<'0@<V]L:60G/B8C,38P.SPO=&0^/'1D
M(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@,7!T
M.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@
M8F]R9&5R+6)O='1O;3H@0FQA8VL@,7!T('-O;&ED)SXF(S$V,#L\+W1D/@T*
M("`@(#QT9"!C;VQS<&%N/3-$,B!S='EL93TS1"=T97AT+6%L:6=N.B!C96YT
M97([(&)O<F1E<BUB;W1T;VTZ($)L86-K(#%P="!S;VQI9#L@9F]N=#H@,3!P
M="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/D-A<G)Y:6YG(#QB
M<B`O/D%M;W5N=#PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P
M861D:6YG+6)O='1O;3H@,7!T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9CL@8F]R9&5R+6)O='1O;3H@0FQA8VL@,7!T('-O
M;&ED)SXF(S$V,#L\+W1D/CPO='(^#0H\='(@<W1Y;&4],T0G=F5R=&EC86PM
M86QI9VXZ(&)O='1O;3L@8F%C:V=R;W5N9"UC;VQO<CH@<F=B*#(P-"PR,S@L
M,C4U*3L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R
M:68G/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=VED=&@Z
M(#<P)3L@=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(
M96QV971I8V$L(%-A;G,M4V5R:68G/D)A;&%N8V4@870@1&5C96UB97(@,S$L
M(#(P,3`\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=VED=&@Z
M(#$E.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE
M/3-$)W=I9'1H.B`Q)3L@=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#
M86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B0\+W1D/CQT9"!N;W=R
M87`],T1N;W=R87`@<W1Y;&4],T0G=VED=&@Z(#<E.R!T97AT+6%L:6=N.B!R
M:6=H=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R
M:68G/C@L,#@P/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W=I
M9'1H.B`Q)3L@=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I
M+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A
M<#TS1&YO=W)A<"!S='EL93TS1"=W:61T:#H@,24[(&9O;G0Z(#$P<'0@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@
M(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=VED=&@Z(#$E.R!T97AT
M+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T
M>6QE/3-$)W=I9'1H.B`W)3L@=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P
M<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXR+#,R.3PO=&0^
M/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=W:61T:#H@,24[('1E>'0M
M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y
M;&4],T0G=VED=&@Z(#$E.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)W=I9'1H.B`Q)3L@=&5X="UA;&EG;CH@;&5F=#L@
M9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C
M,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=W:61T:#H@
M-R4[('1E>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9B<^-2PW-3$\+W1D/CQT9"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G=VED=&@Z(#$E.R!T97AT+6%L:6=N.B!L969T.R!F
M;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q
M-C`[/"]T9#X\+W1R/@T*/'1R('-T>6QE/3-$)W9E<G1I8V%L+6%L:6=N.B!B
M;W1T;VT[(&)A8VMG<F]U;F0M8V]L;W(Z(%=H:71E.R!F;VYT.B`Q,'!T($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^#0H@("`@/'1D(&YO=W)A
M<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q
M,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^061D:71I;VYS
M(&1U92!T;R!A8W%U:7-I=&EO;B!O9B!4:&4@0F%N:R!O9B!!<VAE=FEL;&4\
M+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#
M86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@
M("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L
M969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E
M>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9B<^,S@L-#4R/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P
M('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R
M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R
M87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV
M971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A
M<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q
M,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T
M9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I
M9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9B<^,C`L.#`W/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E
M>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A
M+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@
M<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S
M='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P
M/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q
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M/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG
M;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68G/D-H86YG92!D=64@=&\@<&%Y;65N=',@<F5C96EV960\+W1D/CQT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I
M+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D
M(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F
M;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q
M-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI
M9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9B<^*#$L-C(P/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE
M/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF)SXI/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P
M('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@
M<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I
M+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A
M<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!R:6=H=#L@9F]N=#H@
M,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B@S,C<\+W1D
M/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F
M=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G
M/BD\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P
M="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^
M#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N
M.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$
M)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9B<^*#$L,CDS/"]T9#X\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXI/"]T9#X\+W1R/@T*/'1R
M('-T>6QE/3-$)W9E<G1I8V%L+6%L:6=N.B!B;W1T;VT[(&)A8VMG<F]U;F0M
M8V]L;W(Z(%=H:71E.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9B<^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9B<^5')A;G-F97(@=&\@9F]R96-L;W-E9"!R96%L
M(&5S=&%T93PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT
M.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[
M/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M
M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y
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M2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N
M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N
M=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P
M.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N
M.B!R:6=H=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68G/B@Y+#,P.#PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9B<^*3PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S
M='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T
M>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P
M<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXH,3`L-3<S/"]T
M9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE
M9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF
M)SXI/"]T9#X\+W1R/@T*/'1R('-T>6QE/3-$)W9E<G1I8V%L+6%L:6=N.B!B
M;W1T;VT[(&)A8VMG<F]U;F0M8V]L;W(Z(')G8B@R,#0L,C,X+#(U-2D[(&9O
M;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SX-"B`@
M("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE
M9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF
M)SY#:&%N9V4@9'5E('1O(&QO86X@8VAA<F=E+6]F9CPO=&0^/'1D(&YO=W)A
M<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P
M/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P
M<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D
M/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG
M:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF
M)SXH-RPU,C(\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X
M="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68G/BD\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4]
M,T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G
M/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^*#0L,3DS/"]T9#X\=&0@
M;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O
M;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXI/"]T
M9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@
M(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F
M=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G
M/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT
M+6%L:6=N.B!R:6=H=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68G/B@S+#,R.3PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S
M='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9B<^*3PO=&0^/"]T<CX-"CQT<B!S='EL
M93TS1"=V97)T:6-A;"UA;&EG;CH@8F]T=&]M.R!B86-K9W)O=6YD+6-O;&]R
M.B!7:&ET93L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68G/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X
M="UA;&EG;CH@;&5F=#L@<&%D9&EN9RUB;W1T;VTZ(#%P=#L@9F]N=#H@,3!P
M="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/D]T:&5R/"]T9#X\
M=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`Q
M<'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF
M)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4]
M,T0G8F]R9&5R+6)O='1O;3H@0FQA8VL@,7!T('-O;&ED.R!F;VYT.B`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@=&5X="UA;&EG;CH@
M;&5F="<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$
M)V)O<F1E<BUB;W1T;VTZ($)L86-K(#%P="!S;VQI9#L@9F]N=#H@,3!P="!#
M86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[('1E>'0M86QI9VXZ(')I
M9VAT)SXX,#<\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D
M9&EN9RUB;W1T;VTZ(#%P=#L@=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P
M="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^
M/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@
M,7!T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE
M/3-$)V)O<F1E<BUB;W1T;VTZ($)L86-K(#%P="!S;VQI9#L@9F]N=#H@,3!P
M="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[('1E>'0M86QI9VXZ
M(&QE9G0G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=B;W)D97(M8F]T=&]M.B!";&%C:R`Q<'0@<V]L:60[(&9O;G0Z(#$P<'0@
M0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T97AT+6%L:6=N.B!R
M:6=H="<^,C(T/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A
M9&1I;F<M8F]T=&]M.B`Q<'0[('1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P
M<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D
M/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ
M(#%P=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R
M:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL
M93TS1"=B;W)D97(M8F]T=&]M.B!";&%C:R`Q<'0@<V]L:60[(&9O;G0Z(#$P
M<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T97AT+6%L:6=N
M.B!L969T)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4]
M,T0G8F]R9&5R+6)O='1O;3H@0FQA8VL@,7!T('-O;&ED.R!F;VYT.B`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@=&5X="UA;&EG;CH@
M<FEG:'0G/C4X,SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P
M861D:6YG+6)O='1O;3H@,7!T.R!T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q
M,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T
M9#X\+W1R/@T*/'1R('-T>6QE/3-$)W9E<G1I8V%L+6%L:6=N.B!B;W1T;VT[
M(&)A8VMG<F]U;F0M8V]L;W(Z(')G8B@R,#0L,C,X+#(U-2D[(&9O;G0Z(#$P
M<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SX-"B`@("`\=&0@
M;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O
M;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SY"86QA
M;F-E(&%T($1E8V5M8F5R(#,Q+"`R,#$Q/"]T9#X\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R
M87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI
M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO
M=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!R:6=H=#L@9F]N
M=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/C$X+#,Q
M-CPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N
M.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$
M)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF
M(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
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M+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#
M86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@
M("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L
M969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E
M>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9B<^."PW.#0\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@
M<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I
M+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/"]T<CX-"CQT
M<B!S='EL93TS1"=V97)T:6-A;"UA;&EG;CH@8F]T=&]M.R!B86-K9W)O=6YD
M+6-O;&]R.B!7:&ET93L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68G/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4]
M,T0G=&5X="UA;&EG;CH@:G5S=&EF>3L@9F]N=#H@,3!P="!#86QI8G)I+"!(
M96QV971I8V$L(%-A;G,M4V5R:68G/D-H86YG92!D=64@=&\@<&%Y;65N=',@
M<F5C96EV960\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N
M=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P
M.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT
M+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T
M>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9B<^*#,U-3PO=&0^/'1D(&YO=W)A<#TS
M1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^*3PO=&0^/'1D(&YO
M=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W
M<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z
M(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\
M+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@
M<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF)SXT-#PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT
M+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T
M>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y
M;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(
M96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS
M1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!R:6=H=#L@9F]N=#H@,3!P
M="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B@S.3D\+W1D/CQT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@
M9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/BD\
M+W1D/CPO='(^#0H\='(@<W1Y;&4],T0G=F5R=&EC86PM86QI9VXZ(&)O='1O
M;3L@8F%C:V=R;W5N9"UC;VQO<CH@<F=B*#(P-"PR,S@L,C4U*3L@9F]N=#H@
M,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/@T*("`@(#QT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@:G5S=&EF
M>3L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G
M/E1R86YS9F5R('1O(&9O<F5C;&]S960@<F5A;"!E<W1A=&4\+W1D/CQT9"!N
M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(
M96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO
M=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT
M.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[
M/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ
M(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9B<^*#<L-C,V/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$
M)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF)SXI/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T
M>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y
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M.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^
M*3PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-
M"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ
M(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
M=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF)SXH-"PQ-#D\+W1D/CQT9"!N;W=R87`],T1N;W=R
M87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI
M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/BD\+W1D/CPO='(^#0H\='(@
M<W1Y;&4],T0G=F5R=&EC86PM86QI9VXZ(&)O='1O;3L@8F%C:V=R;W5N9"UC
M;VQO<CH@5VAI=&4[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF)SX-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$
M)W1E>'0M86QI9VXZ(&IU<W1I9GD[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF)SY#:&%N9V4@9'5E('1O(&QO86X@8VAA<F=E
M+6]F9CPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q
M,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T
M9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI
M9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4]
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M:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P
M="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^
M/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!R:6=H
M=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G
M/B@U,S$\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA
M;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68G/BD\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
M9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C
M,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T
M97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P
M('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB
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M="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/@T*("`@(#QT9"!N
M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@:G5S=&EF>3L@
M<&%D9&EN9RUB;W1T;VTZ(#%P=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV
M971I8V$L(%-A;G,M4V5R:68G/D]T:&5R/"]T9#X\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`Q<'0[(&9O;G0Z(#$P<'0@
M0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*
M("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G8F]R9&5R+6)O='1O
M;3H@0FQA8VL@,7!T('-O;&ED.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9CL@=&5X="UA;&EG;CH@;&5F="<^)B,Q-C`[/"]T
M9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V)O<F1E<BUB;W1T;VTZ
M($)L86-K(#%P="!S;VQI9#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I
M8V$L(%-A;G,M4V5R:68[('1E>'0M86QI9VXZ(')I9VAT)SXH,2PQ-3$\+W1D
M/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ
M(#%P=#L@=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(
M96QV971I8V$L(%-A;G,M4V5R:68G/BD\+W1D/CQT9"!N;W=R87`],T1N;W=R
M87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#%P=#L@9F]N=#H@,3!P="!#
M86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@
M("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=B;W)D97(M8F]T=&]M
M.B!";&%C:R`Q<'0@<V]L:60[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF.R!T97AT+6%L:6=N.B!L969T)SXF(S$V,#L\+W1D
M/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G8F]R9&5R+6)O='1O;3H@
M0FQA8VL@,7!T('-O;&ED.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9CL@=&5X="UA;&EG;CH@<FEG:'0G/B@Q+#4V.#PO=&0^
M/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@
M,7!T.R!T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9B<^*3PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A
M<"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@,7!T.R!F;VYT.B`Q,'!T($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@
M("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V)O<F1E<BUB;W1T;VTZ
M($)L86-K(#%P="!S;VQI9#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I
M8V$L(%-A;G,M4V5R:68[('1E>'0M86QI9VXZ(&QE9G0G/B8C,38P.SPO=&0^
M/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=B;W)D97(M8F]T=&]M.B!"
M;&%C:R`Q<'0@<V]L:60[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A
M+"!386YS+5-E<FEF.R!T97AT+6%L:6=N.B!R:6=H="<^-#$W/"]T9#X\=&0@
M;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`Q<'0[
M('1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CPO='(^#0H\='(@<W1Y;&4]
M,T0G=F5R=&EC86PM86QI9VXZ(&)O='1O;3L@8F%C:V=R;W5N9"UC;VQO<CH@
M5VAI=&4[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF)SX-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M
M86QI9VXZ(&IU<W1I9GD[('!A9&1I;F<M8F]T=&]M.B`R+C5P=#L@9F]N=#H@
M,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/D)A;&%N8V4@
M870@1&5C96UB97(@,S$L(#(P,3(\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@
M<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#(N-7!T.R!F;VYT.B`Q,'!T($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@
M("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V)O<F1E<BUB;W1T;VTZ
M($)L86-K(#(N-7!T(&1O=6)L93L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV
M971I8V$L(%-A;G,M4V5R:68[('1E>'0M86QI9VXZ(&QE9G0G/B0\+W1D/CQT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G8F]R9&5R+6)O='1O;3H@0FQA
M8VL@,BXU<'0@9&]U8FQE.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9CL@=&5X="UA;&EG;CH@<FEG:'0G/C@L.#$U/"]T9#X\
M=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`R
M+C5P=#L@=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(
M96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS
M1&YO=W)A<"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@,BXU<'0[(&9O;G0Z
M(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\
M+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G8F]R9&5R
M+6)O='1O;3H@0FQA8VL@,BXU<'0@9&]U8FQE.R!F;VYT.B`Q,'!T($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@=&5X="UA;&EG;CH@;&5F="<^
M)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V)O<F1E
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M/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ
M(#(N-7!T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T
M>6QE/3-$)V)O<F1E<BUB;W1T;VTZ($)L86-K(#(N-7!T(&1O=6)L93L@9F]N
M=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[('1E>'0M
M86QI9VXZ(&QE9G0G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S
M='EL93TS1"=B;W)D97(M8F]T=&]M.B!";&%C:R`R+C5P="!D;W5B;&4[(&9O
M;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T97AT
M+6%L:6=N.B!R:6=H="<^-"PX,C4\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@
M<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#(N-7!T.R!T97AT+6%L:6=N.B!L
M969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9B<^)B,Q-C`[/"]T9#X\+W1R/@T*/"]T86)L93X-"@T*/'`@<W1Y;&4],T0G
M9F]N=#H@,3!P="]N;W)M86P@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF.R!M87)G:6XZ(#`[('1E>'0M86QI9VXZ(&QE9G0[('1E>'0M:6YD96YT
M.B`P+C(U:6XG/B8C,38P.SPO<#X-"@T*/'`@<W1Y;&4],T0G9F]N=#H@,3!P
M="]N;W)M86P@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!M87)G
M:6XZ(#`[('1E>'0M86QI9VXZ(&QE9G0G/D5A8V@@;V8@=&AE('!U<F-H87-E
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M:6%T960@=VET:"!T:&4@86)O=F4@;&]A;G,N($1U<FEN9R`R,#$R(&%N9"`R
M,#$Q+"!T:&4@0V]M<&%N>2!D:60@;F]T(')E8V5I=F4@86YY('!A>6UE;G1S
M('1H870@97AC965D960-"G1H92!I;FET:6%L(&-A<G)Y:6YG(&%M;W5N="!O
M9B!T:&4@<'5R8VAA<V5D(&EM<&%I<F5D(&QO86YS+CPO<#X-"@T*/'`@<W1Y
M;&4],T0G9F]N=#H@,3!P="]N;W)M86P@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF.R!M87)G:6XZ(#`[('1E>'0M86QI9VXZ(&QE9G0[('1E>'0M
M:6YD96YT.B`P+C(U:6XG/B8C,38P.SPO<#X-"@T*/'`@<W1Y;&4],T0G9F]N
M=#H@,3!P="]N;W)M86P@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF
M.R!M87)G:6XZ(#`[('1E>'0M86QI9VXZ(&QE9G0G/DYO;G!E<F9O<FUI;F<@
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M;VQL;W=S.CPO<#X-"@T*/'`@<W1Y;&4],T0G9F]N=#H@,3!P="\Q,"XP-7!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@;6%R9VEN.B`P.R!T
M97AT+6%L:6=N.B!J=7-T:69Y.R!T97AT+6EN9&5N=#H@,"XR-6EN)SXF(S$V
M,#L\+W`^#0H-"CQT86)L92!C96QL<&%D9&EN9STS1#`@8V5L;'-P86-I;F<]
M,T0P('-T>6QE/3-$)V)O<F1E<BUC;VQL87!S93H@8V]L;&%P<V4[('=I9'1H
M.B`Q,#`E.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9B<^#0H\='(@<W1Y;&4],T0G=F5R=&EC86PM86QI9VXZ(&)O='1O;3L@
M9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/@T*
M("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@8F]L9"`Q
M,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@=&5X="UA;&EG
M;CH@:G5S=&EF>2<^/'`@<W1Y;&4],T0G9F]N=#H@,3!P="\Q,"XP-7!T($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@;6%R9VEN.B`P(#`@,"`R
M-W!T.R!T97AT+6%L:6=N.B!J=7-T:69Y)SX\8CXF(S$V,#L\+V(^/"]P/CQP
M('-T>6QE/3-$)V9O;G0Z(#$P<'0O,3`N,#5P="!#86QI8G)I+"!(96QV971I
M8V$L(%-A;G,M4V5R:68[(&UA<F=I;CH@,#L@=&5X="UA;&EG;CH@:G5S=&EF
M>2<^/&(^05-3150@455!3$E462!$051!(#PO8CXH/&D^)"!I;B!T:&]U<V%N
M9',I/"]I/CPO<#X\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
M9F]N=#H@8F]L9"`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9CL@<&%D9&EN9RUB;W1T;VTZ(#%P="<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@
M8V]L<W!A;CTS1#(@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(&)O
M;&0@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[('1E>'0M
M86QI9VXZ(&-E;G1E<CL@8F]R9&5R+6)O='1O;3H@0FQA8VL@,7!T('-O;&ED
M)SY$96-E;6)E<B`S,2P\8G(@+SX-"B`R,#$R/"]T9#X\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`Q<'0[(&9O;G0Z(&)O
M;&0@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P
M.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P861D:6YG+6)O
M='1O;3H@,7!T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@8V]L<W!A;CTS1#(@;F]W
M<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&-E;G1E<CL@8F]R
M9&5R+6)O='1O;3H@0FQA8VL@,7!T('-O;&ED.R!F;VYT.B`Q,'!T($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^1&5C96UB97(@,S$L/&)R("\^
M#0H@,C`Q,3PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P861D
M:6YG+6)O='1O;3H@,7!T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\+W1R/@T*/'1R('-T>6QE/3-$
M)W9E<G1I8V%L+6%L:6=N.B!B;W1T;VT[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF)SX-"B`@("`\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&IU<W1I9GD[(&9O;G0Z(#$P<'0@
M0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I
M+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D
M(&-O;'-P86X],T0R(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L
M:6=N.B!R:6=H=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL
M93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O
M;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V
M,#L\+W1D/@T*("`@(#QT9"!C;VQS<&%N/3-$,B!N;W=R87`],T1N;W=R87`@
M<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R
M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R
M87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV
M971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/"]T<CX-"CQT<B!S='EL
M93TS1"=V97)T:6-A;"UA;&EG;CH@8F]T=&]M.R!B86-K9W)O=6YD+6-O;&]R
M.B!R9V(H,C`T+#(S."PR-34I.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9B<^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S
M='EL93TS1"=F;VYT.B!B;VQD(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF.R!T97AT+61E8V]R871I;VXZ('5N9&5R;&EN93L@=&5X="UA
M;&EG;CH@:G5S=&EF>2<^3F]N+6-O=F5R960@;F]N<&5R9F]R;6EN9R!A<W-E
M=',\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P
M="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^
M#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N
M.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$
M)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N
M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(
M96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO
M=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT
M.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[
M/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ
M(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$
M)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CPO='(^#0H\='(@<W1Y;&4]
M,T0G=F5R=&EC86PM86QI9VXZ(&)O='1O;3L@8F%C:V=R;W5N9"UC;VQO<CH@
M5VAI=&4[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF)SX-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W=I9'1H
M.B`X,"4[('1E>'0M86QI9VXZ(&IU<W1I9GD[('1E>'0M:6YD96YT.B`P+C(U
M:6X[('!A9&1I;F<M;&5F=#H@-2XT<'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF)SY.;VYA8V-R=6%L(&QO86YS/"]T9#X\
M=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W=I9'1H.B`Q)3L@9F]N=#H@
M8F]L9"`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q
M-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W=I
M9'1H.B`Q)3L@9F]N=#H@8F]L9"`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9CL@=&5X="UA;&EG;CH@;&5F="<^)#PO=&0^/'1D(&YO=W)A
M<#TS1&YO=W)A<"!S='EL93TS1"=W:61T:#H@-R4[(&9O;G0Z(&)O;&0@,3!P
M="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[('1E>'0M86QI9VXZ
M(')I9VAT)SXS,RPP,S0\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4]
M,T0G=VED=&@Z(#$E.R!F;VYT.B!B;VQD(#$P<'0@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF.R!T97AT+6%L:6=N.B!L969T)SXF(S$V,#L\+W1D
M/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=VED=&@Z(#$E.R!F;VYT
M.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[
M/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W=I9'1H
M.B`Q)3L@=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(
M96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS
M1&YO=W)A<"!S='EL93TS1"=W:61T:#H@-R4[('1E>'0M86QI9VXZ(')I9VAT
M.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^
M-S,L-38V/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W=I9'1H
M.B`Q)3L@=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(
M96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/"]T<CX-"CQT<B!S
M='EL93TS1"=V97)T:6-A;"UA;&EG;CH@8F]T=&]M.R!B86-K9W)O=6YD+6-O
M;&]R.B!R9V(H,C`T+#(S."PR-34I.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9B<^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A
M<"!S='EL93TS1"=T97AT+6%L:6=N.B!J=7-T:69Y.R!T97AT+6EN9&5N=#H@
M,"XR-6EN.R!P861D:6YG+6QE9G0Z(#4N-'!T.R!F;VYT.B`Q,'!T($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^4F5S=')U8W1U<F5D(&QO86YS
M("8C,34P.R!A8V-R=6EN9SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL
M93TS1"=F;VYT.B!B;VQD(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@
M<W1Y;&4],T0G9F]N=#H@8F]L9"`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9CL@=&5X="UA;&EG;CH@;&5F="<^)B,Q-C`[/"]T9#X\=&0@
M;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(&)O;&0@,3!P="!#86QI
M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[('1E>'0M86QI9VXZ(')I9VAT
M)SXR-"PX-#@\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N
M=#H@8F]L9"`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@
M=&5X="UA;&EG;CH@;&5F="<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R
M87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI
M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO
M=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!R:6=H=#L@9F]N
M=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/C$Q+#<R
M,#PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N
M.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9B<^)B,Q-C`[/"]T9#X\+W1R/@T*/'1R('-T>6QE/3-$)W9E<G1I8V%L
M+6%L:6=N.B!B;W1T;VT[(&)A8VMG<F]U;F0M8V]L;W(Z(%=H:71E.R!F;VYT
M.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^#0H@("`@
M/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!J=7-T
M:69Y.R!P861D:6YG+6)O='1O;3H@,7!T.R!T97AT+6EN9&5N=#H@,"XR-6EN
M.R!P861D:6YG+6QE9G0Z(#4N-'!T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9B<^06-C<G5I;F<@;&]A;G,@)B,V,CL@.3`@
M9&%Y<R!P87-T(&1U93PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=F;VYT.B!B;VQD(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF.R!P861D:6YG+6)O='1O;3H@,7!T)SXF(S$V,#L\+W1D/@T*("`@(#QT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G8F]R9&5R+6)O='1O;3H@0FQA
M8VL@,7!T('-O;&ED.R!F;VYT.B!B;VQD(#$P<'0@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF.R!T97AT+6%L:6=N.B!L969T)SXF(S$V,#L\+W1D
M/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G8F]R9&5R+6)O='1O;3H@
M0FQA8VL@,7!T('-O;&ED.R!F;VYT.B!B;VQD(#$P<'0@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF.R!T97AT+6%L:6=N.B!R:6=H="<^)B,Q-3$[
M/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T
M=&]M.B`Q<'0[(&9O;G0Z(&)O;&0@,3!P="!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68[('1E>'0M86QI9VXZ(&QE9G0G/B8C,38P.SPO=&0^/'1D
M(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@,7!T
M.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^
M)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$
M)V)O<F1E<BUB;W1T;VTZ($)L86-K(#%P="!S;VQI9#L@9F]N=#H@,3!P="!#
M86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[('1E>'0M86QI9VXZ(&QE
M9G0G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=B
M;W)D97(M8F]T=&]M.B!";&%C:R`Q<'0@<V]L:60[(&9O;G0Z(#$P<'0@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T97AT+6%L:6=N.B!R:6=H
M="<^)B,Q-3$[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A
M9&1I;F<M8F]T=&]M.B`Q<'0[('1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P
M<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D
M/CPO='(^#0H\='(@<W1Y;&4],T0G=F5R=&EC86PM86QI9VXZ(&)O='1O;3L@
M8F%C:V=R;W5N9"UC;VQO<CH@<F=B*#(P-"PR,S@L,C4U*3L@9F]N=#H@,3!P
M="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/@T*("`@(#QT9"!N
M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@:G5S=&EF>3L@
M=&5X="UI;F1E;G0Z(#`N,C5I;CL@<&%D9&EN9RUL969T.B`U+C1P=#L@9F]N
M=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P
M.R8C,38P.R8C,38P.R8C,38P.R8C,38P.U1O=&%L(&YO;BUC;W9E<F5D(&YO
M;G!E<F9O<FUI;F<@;&]A;G,\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y
M;&4],T0G9F]N=#H@8F]L9"`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P
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M=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N
M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O
M;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXX-2PR
M.#8\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG
M;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68G/B8C,38P.SPO=&0^/"]T<CX-"CQT<B!S='EL93TS1"=V97)T:6-A
M;"UA;&EG;CH@8F]T=&]M.R!B86-K9W)O=6YD+6-O;&]R.B!7:&ET93L@9F]N
M=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/@T*("`@
M(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@:G5S
M=&EF>3L@=&5X="UI;F1E;G0Z(#`N,C5I;CL@<&%D9&EN9RUL969T.B`U+C1P
M=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G
M/DYO;G!E<F9O<FUI;F<@;&]A;G,@:&5L9"!F;W(@<V%L93PO=&0^/'1D(&YO
M=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B!B;VQD(#$P<'0@0V%L:6)R
M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@8F]L9"`Q,'!T($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@=&5X="UA;&EG;CH@;&5F
M="<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O
M;G0Z(&)O;&0@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[
M('1E>'0M86QI9VXZ(')I9VAT)SXR,2PY,S@\+W1D/CQT9"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G9F]N=#H@8F]L9"`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9CL@=&5X="UA;&EG;CH@;&5F="<^)B,Q-C`[/"]T
M9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@
M(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F
M=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G
M/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT
M+6%L:6=N.B!R:6=H=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68G/B8C,34Q.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S
M='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\+W1R/@T*/'1R
M('-T>6QE/3-$)W9E<G1I8V%L+6%L:6=N.B!B;W1T;VT[(&)A8VMG<F]U;F0M
M8V]L;W(Z(')G8B@R,#0L,C,X+#(U-2D[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF)SX-"B`@("`\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&IU<W1I9GD[('!A9&1I;F<M8F]T
M=&]M.B`Q<'0[('1E>'0M:6YD96YT.B`P+C(U:6X[('!A9&1I;F<M;&5F=#H@
M-2XT<'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF)SY&;W)E8VQO<V5D(')E86P@97-T871E/"]T9#X\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)V9O;G0Z(&)O;&0@,3!P="!#86QI8G)I+"!(96QV
M971I8V$L(%-A;G,M4V5R:68[('!A9&1I;F<M8F]T=&]M.B`Q<'0G/B8C,38P
M.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=B;W)D
M97(M8F]T=&]M.B!";&%C:R`Q<'0@<V]L:60[(&9O;G0Z(&)O;&0@,3!P="!#
M86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[('1E>'0M86QI9VXZ(&QE
M9G0G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=B
M;W)D97(M8F]T=&]M.B!";&%C:R`Q<'0@<V]L:60[(&9O;G0Z(&)O;&0@,3!P
M="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[('1E>'0M86QI9VXZ
M(')I9VAT)SXR-BPR.#4\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4]
M,T0G<&%D9&EN9RUB;W1T;VTZ(#%P=#L@9F]N=#H@8F]L9"`Q,'!T($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@=&5X="UA;&EG;CH@;&5F="<^
M)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I
M;F<M8F]T=&]M.B`Q<'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A
M+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G8F]R9&5R+6)O='1O;3H@0FQA8VL@,7!T('-O;&ED
M.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@
M=&5X="UA;&EG;CH@;&5F="<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)V)O<F1E<BUB;W1T;VTZ($)L86-K(#%P="!S;VQI9#L@
M9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[('1E
M>'0M86QI9VXZ(')I9VAT)SXS-RPP,C,\+W1D/CQT9"!N;W=R87`],T1N;W=R
M87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#%P=#L@=&5X="UA;&EG;CH@
M;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R
M:68G/B8C,38P.SPO=&0^/"]T<CX-"CQT<B!S='EL93TS1"=V97)T:6-A;"UA
M;&EG;CH@8F]T=&]M.R!B86-K9W)O=6YD+6-O;&]R.B!7:&ET93L@9F]N=#H@
M,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/@T*("`@(#QT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@:G5S=&EF
M>3L@<&%D9&EN9RUB;W1T;VTZ(#(N-7!T.R!T97AT+6EN9&5N=#H@,"XW-6EN
M.R!P861D:6YG+6QE9G0Z(#4N-'!T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9B<^5&]T86P@;F]N+6-O=F5R960@;F]N<&5R
M9F]R;6EN9R!A<W-E=',\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4]
M,T0G9F]N=#H@8F]L9"`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9CL@<&%D9&EN9RUB;W1T;VTZ(#(N-7!T)SXF(S$V,#L\+W1D/@T*("`@
M(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G8F]R9&5R+6)O='1O;3H@
M0FQA8VL@,BXU<'0@9&]U8FQE.R!F;VYT.B!B;VQD(#$P<'0@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T97AT+6%L:6=N.B!L969T)SXD/"]T
M9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V)O<F1E<BUB;W1T;VTZ
M($)L86-K(#(N-7!T(&1O=6)L93L@9F]N=#H@8F]L9"`Q,'!T($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9CL@=&5X="UA;&EG;CH@<FEG:'0G/C$P
M-BPQ,#4\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN
M9RUB;W1T;VTZ(#(N-7!T.R!F;VYT.B!B;VQD(#$P<'0@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF.R!T97AT+6%L:6=N.B!L969T)SXF(S$V,#L\
M+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T
M;VTZ(#(N-7!T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P
M('-T>6QE/3-$)V)O<F1E<BUB;W1T;VTZ($)L86-K(#(N-7!T(&1O=6)L93L@
M9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[('1E
M>'0M86QI9VXZ(&QE9G0G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A
M<"!S='EL93TS1"=B;W)D97(M8F]T=&]M.B!";&%C:R`R+C5P="!D;W5B;&4[
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M4V5R:68G/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X
M="UA;&EG;CH@:G5S=&EF>3L@=&5X="UI;F1E;G0Z(#`N-S5I;CL@<&%D9&EN
M9RUL969T.B`U+C1P=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S
M='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T
M>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P
M<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D
M/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F
M=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G
M/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT
M.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[
M/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M
M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y
M;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P
M="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^
M/"]T<CX-"CQT<B!S='EL93TS1"=V97)T:6-A;"UA;&EG;CH@8F]T=&]M.R!B
M86-K9W)O=6YD+6-O;&]R.B!7:&ET93L@9F]N=#H@,3!P="!#86QI8G)I+"!(
M96QV971I8V$L(%-A;G,M4V5R:68G/@T*("`@(#QT9"!N;W=R87`],T1N;W=R
M87`@<W1Y;&4],T0G9F]N=#H@8F]L9"`Q,'!T($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9CL@=&5X="UD96-O<F%T:6]N.B!U;F1E<FQI;F4[('1E
M>'0M86QI9VXZ(&IU<W1I9GDG/D-O=F5R960@;F]N<&5R9F]R;6EN9R!A<W-E
M=',\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P
M="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^
M#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N
M.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$
M)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N
M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(
M96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO
M=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT
M.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[
M/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ
M(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$
M)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CPO='(^#0H\='(@<W1Y;&4]
M,T0G=F5R=&EC86PM86QI9VXZ(&)O='1O;3L@8F%C:V=R;W5N9"UC;VQO<CH@
M<F=B*#(P-"PR,S@L,C4U*3L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I
M8V$L(%-A;G,M4V5R:68G/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y
M;&4],T0G=&5X="UA;&EG;CH@:G5S=&EF>3L@=&5X="UI;F1E;G0Z(#`N,C5I
M;CL@<&%D9&EN9RUL969T.B`U+C1P=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(
M96QV971I8V$L(%-A;G,M4V5R:68G/DYO;F%C8W)U86P@;&]A;G,@*#$I/"]T
M9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(&)O;&0@,3!P
M="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^
M#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B!B;VQD
M(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T97AT+6%L
M:6=N.B!L969T)SXD/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$
M)V9O;G0Z(&)O;&0@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R
M:68[('1E>'0M86QI9VXZ(')I9VAT)SXS,RPT.3$\+W1D/CQT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@8F]L9"`Q,'!T($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9CL@=&5X="UA;&EG;CH@;&5F="<^)B,Q-C`[
M/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@
M0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*
M("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@
M;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R
M:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T
M97AT+6%L:6=N.B!R:6=H=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I
M8V$L(%-A;G,M4V5R:68G/C0Q+#0W,CPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A
M<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\+W1R/@T*
M/'1R('-T>6QE/3-$)W9E<G1I8V%L+6%L:6=N.B!B;W1T;VT[(&)A8VMG<F]U
M;F0M8V]L;W(Z(%=H:71E.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9B<^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL
M93TS1"=T97AT+6%L:6=N.B!J=7-T:69Y.R!T97AT+6EN9&5N=#H@,"XR-6EN
M.R!P861D:6YG+6QE9G0Z(#4N-'!T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9B<^4F5S=')U8W1U<F5D(&QO86YS("8C,34P
M.R!A8V-R=6EN9SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F
M;VYT.B!B;VQD(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF
M)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4]
M,T0G9F]N=#H@8F]L9"`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9CL@=&5X="UA;&EG;CH@;&5F="<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P
M/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(&)O;&0@,3!P="!#86QI8G)I+"!(
M96QV971I8V$L(%-A;G,M4V5R:68[('1E>'0M86QI9VXZ(')I9VAT)SXQ-2PT
M-C4\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@8F]L
M9"`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@=&5X="UA
M;&EG;CH@;&5F="<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T
M>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y
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M.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^
M)B,Q-C`[/"]T9#X\+W1R/@T*/'1R('-T>6QE/3-$)W9E<G1I8V%L+6%L:6=N
M.B!B;W1T;VT[(&)A8VMG<F]U;F0M8V]L;W(Z(')G8B@R,#0L,C,X+#(U-2D[
M(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SX-
M"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ
M(&IU<W1I9GD[('!A9&1I;F<M8F]T=&]M.B`Q<'0[('1E>'0M:6YD96YT.B`P
M+C(U:6X[('!A9&1I;F<M;&5F=#H@-2XT<'0[(&9O;G0Z(#$P<'0@0V%L:6)R
M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SY!8V-R=6EN9R!L;V%N<R`F(S8R
M.R`Y,"!D87ES('!A<W0@9'5E/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T
M>6QE/3-$)V9O;G0Z(&)O;&0@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68[('!A9&1I;F<M8F]T=&]M.B`Q<'0G/B8C,38P.SPO=&0^#0H@
M("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=B;W)D97(M8F]T=&]M
M.B!";&%C:R`Q<'0@<V]L:60[(&9O;G0Z(&)O;&0@,3!P="!#86QI8G)I+"!(
M96QV971I8V$L(%-A;G,M4V5R:68[('1E>'0M86QI9VXZ(&QE9G0G/B8C,38P
M.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=B;W)D97(M8F]T
M=&]M.B!";&%C:R`Q<'0@<V]L:60[(&9O;G0Z(&)O;&0@,3!P="!#86QI8G)I
M+"!(96QV971I8V$L(%-A;G,M4V5R:68[('1E>'0M86QI9VXZ(')I9VAT)SXF
M(S$U,3L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN
M9RUB;W1T;VTZ(#%P=#L@9F]N=#H@8F]L9"`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9CL@=&5X="UA;&EG;CH@;&5F="<^)B,Q-C`[/"]T
M9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M
M.B`Q<'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y
M;&4],T0G8F]R9&5R+6)O='1O;3H@0FQA8VL@,7!T('-O;&ED.R!F;VYT.B`Q
M,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@=&5X="UA;&EG
M;CH@;&5F="<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE
M/3-$)V)O<F1E<BUB;W1T;VTZ($)L86-K(#%P="!S;VQI9#L@9F]N=#H@,3!P
M="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[('1E>'0M86QI9VXZ
M(')I9VAT)SXF(S$U,3L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4]
M,T0G<&%D9&EN9RUB;W1T;VTZ(#%P=#L@=&5X="UA;&EG;CH@;&5F=#L@9F]N
M=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P
M.SPO=&0^/"]T<CX-"CQT<B!S='EL93TS1"=V97)T:6-A;"UA;&EG;CH@8F]T
M=&]M.R!B86-K9W)O=6YD+6-O;&]R.B!7:&ET93L@9F]N=#H@,3!P="!#86QI
M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/@T*("`@(#QT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@:G5S=&EF>3L@=&5X="UI
M;F1E;G0Z(#`N,C5I;CL@<&%D9&EN9RUL969T.B`U+C1P=#L@9F]N=#H@,3!P
M="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.R8C,38P
M.R8C,38P.R8C,38P.R8C,38P.U1O=&%L(&-O=F5R960@;F]N<&5R9F]R;6EN
M9R!L;V%N<SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT
M.B!B;VQD(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF
M(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
M9F]N=#H@8F]L9"`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9CL@=&5X="UA;&EG;CH@;&5F="<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)V9O;G0Z(&)O;&0@,3!P="!#86QI8G)I+"!(96QV
M971I8V$L(%-A;G,M4V5R:68[('1E>'0M86QI9VXZ(')I9VAT)SXT."PY-38\
M+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@8F]L9"`Q
M,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@=&5X="UA;&EG
M;CH@;&5F="<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE
M/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF
M)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4]
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M;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q
M-C`[/"]T9#X\+W1R/@T*/'1R('-T>6QE/3-$)W9E<G1I8V%L+6%L:6=N.B!B
M;W1T;VT[(&)A8VMG<F]U;F0M8V]L;W(Z(')G8B@R,#0L,C,X+#(U-2D[(&9O
M;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SX-"B`@
M("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&IU
M<W1I9GD[('!A9&1I;F<M8F]T=&]M.B`Q<'0[('1E>'0M:6YD96YT.B`P+C(U
M:6X[('!A9&1I;F<M;&5F=#H@-2XT<'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF)SY&;W)E8VQO<V5D(')E86P@97-T871E
M/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(&)O;&0@
M,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[('!A9&1I;F<M
M8F]T=&]M.B`Q<'0G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO
M=W)A<"!S='EL93TS1"=B;W)D97(M8F]T=&]M.B!";&%C:R`Q<'0@<V]L:60[
M(&9O;G0Z(&)O;&0@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R
M:68[('1E>'0M86QI9VXZ(&QE9G0G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS
M1&YO=W)A<"!S='EL93TS1"=B;W)D97(M8F]T=&]M.B!";&%C:R`Q<'0@<V]L
M:60[(&9O;G0Z(&)O;&0@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68[('1E>'0M86QI9VXZ(')I9VAT)SXT-RPR.3`\+W1D/CQT9"!N;W=R
M87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#%P=#L@9F]N
M=#H@8F]L9"`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@
M=&5X="UA;&EG;CH@;&5F="<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`Q<'0[(&9O;G0Z(#$P<'0@
M0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*
M("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G8F]R9&5R+6)O='1O
M;3H@0FQA8VL@,7!T('-O;&ED.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9CL@=&5X="UA;&EG;CH@;&5F="<^)B,Q-C`[/"]T
M9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V)O<F1E<BUB;W1T;VTZ
M($)L86-K(#%P="!S;VQI9#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I
M8V$L(%-A;G,M4V5R:68[('1E>'0M86QI9VXZ(')I9VAT)SXX-2PR-S(\+W1D
M/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ
M(#%P=#L@=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(
M96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/"]T<CX-"CQT<B!S
M='EL93TS1"=V97)T:6-A;"UA;&EG;CH@8F]T=&]M.R!B86-K9W)O=6YD+6-O
M;&]R.B!7:&ET93L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68G/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
M=&5X="UA;&EG;CH@:G5S=&EF>3L@<&%D9&EN9RUB;W1T;VTZ(#(N-7!T.R!T
M97AT+6EN9&5N=#H@,"XW-6EN.R!P861D:6YG+6QE9G0Z(#4N-'!T.R!F;VYT
M.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^5&]T86P@
M8V]V97)E9"!N;VYP97)F;W)M:6YG(&%S<V5T<SPO=&0^/'1D(&YO=W)A<#TS
M1&YO=W)A<"!S='EL93TS1"=F;VYT.B!B;VQD(#$P<'0@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF.R!P861D:6YG+6)O='1O;3H@,BXU<'0G/B8C
M,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=B
M;W)D97(M8F]T=&]M.B!";&%C:R`R+C5P="!D;W5B;&4[(&9O;G0Z(&)O;&0@
M,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[('1E>'0M86QI
M9VXZ(&QE9G0G/B0\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
M8F]R9&5R+6)O='1O;3H@0FQA8VL@,BXU<'0@9&]U8FQE.R!F;VYT.B!B;VQD
M(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T97AT+6%L
M:6=N.B!R:6=H="<^.38L,C0V/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T
M>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`R+C5P=#L@9F]N=#H@8F]L9"`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@=&5X="UA;&EG;CH@
M;&5F="<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$
M)W!A9&1I;F<M8F]T=&]M.B`R+C5P=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(
M96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO
M=W)A<#TS1&YO=W)A<"!S='EL93TS1"=B;W)D97(M8F]T=&]M.B!";&%C:R`R
M+C5P="!D;W5B;&4[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF.R!T97AT+6%L:6=N.B!L969T)SXF(S$V,#L\+W1D/CQT9"!N
M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G8F]R9&5R+6)O='1O;3H@0FQA8VL@
M,BXU<'0@9&]U8FQE.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9CL@=&5X="UA;&EG;CH@<FEG:'0G/C$T,"PY-C(\+W1D/CQT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#(N
M-7!T.R!T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\+W1R/@T*/'1R('-T
M>6QE/3-$)W9E<G1I8V%L+6%L:6=N.B!B;W1T;VT[(&)A8VMG<F]U;F0M8V]L
M;W(Z(')G8B@R,#0L,C,X+#(U-2D[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF)SX-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P
M('-T>6QE/3-$)W1E>'0M86QI9VXZ(&IU<W1I9GD[('1E>'0M:6YD96YT.B`P
M+C<U:6X[('!A9&1I;F<M;&5F=#H@-2XT<'0[(&9O;G0Z(#$P<'0@0V%L:6)R
M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R
M87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV
M971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A
M<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q
M,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T
M9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I
M9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E
M>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A
M+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@
M<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S
M='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P
M/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q
M,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T
M9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE
M9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF
M)SXF(S$V,#L\+W1D/CPO='(^#0H\='(@<W1Y;&4],T0G=F5R=&EC86PM86QI
M9VXZ(&)O='1O;3L@8F%C:V=R;W5N9"UC;VQO<CH@5VAI=&4[(&9O;G0Z(#$P
M<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SX-"B`@("`\=&0@
M;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&IU<W1I9GD[
M('!A9&1I;F<M8F]T=&]M.B`R+C5P=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(
M96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.R8C,38P.R8C,38P.R8C,38P
M.R8C,38P.R8C,38P.R8C,38P.U1O=&%L(&YO;G!E<F9O<FUI;F<@87-S971S
M/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(&)O;&0@
M,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[('!A9&1I;F<M
M8F]T=&]M.B`R+C5P="<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)V)O<F1E<BUB;W1T;VTZ($)L86-K(#(N-7!T(&1O
M=6)L93L@9F]N=#H@8F]L9"`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9CL@=&5X="UA;&EG;CH@;&5F="<^)#PO=&0^/'1D(&YO=W)A<#TS
M1&YO=W)A<"!S='EL93TS1"=B;W)D97(M8F]T=&]M.B!";&%C:R`R+C5P="!D
M;W5B;&4[(&9O;G0Z(&)O;&0@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68[('1E>'0M86QI9VXZ(')I9VAT)SXR,#(L,S4Q/"]T9#X\=&0@
M;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`R+C5P
M=#L@9F]N=#H@8F]L9"`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9CL@=&5X="UA;&EG;CH@;&5F="<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P
M/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`R+C5P=#L@9F]N
M=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P
M.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=B;W)D
M97(M8F]T=&]M.B!";&%C:R`R+C5P="!D;W5B;&4[(&9O;G0Z(#$P<'0@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T97AT+6%L:6=N.B!L969T
M)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G8F]R
M9&5R+6)O='1O;3H@0FQA8VL@,BXU<'0@9&]U8FQE.R!F;VYT.B`Q,'!T($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@=&5X="UA;&EG;CH@<FEG
M:'0G/C(V,RPR-S$\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
M<&%D9&EN9RUB;W1T;VTZ(#(N-7!T.R!T97AT+6%L:6=N.B!L969T.R!F;VYT
M.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[
M/"]T9#X\+W1R/@T*/"]T86)L93X-"@T*/'`@<W1Y;&4],T0G9F]N=#H@,3!P
M="\Q,"XP-7!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@;6%R
M9VEN.B`P.R!T97AT+6%L:6=N.B!J=7-T:69Y)SXF(S$V,#L\+W`^#0H-"CQP
M('-T>6QE/3-$)V9O;G0Z(#$P<'0O,3`N,#5P="!#86QI8G)I+"!(96QV971I
M8V$L(%-A;G,M4V5R:68[(&UA<F=I;CH@,#L@=&5X="UA;&EG;CH@:G5S=&EF
M>3L@8F]R9&5R+71O<#H@0FQA8VL@,7!T('-O;&ED)SXH,2D@070@1&5C96UB
M97(@,S$L(#(P,3(@86YD($1E8V5M8F5R#0HS,2P@,C`Q,2P@=&AE(&-O;G1R
M86-T=6%L(&)A;&%N8V4@;V8@=&AE(&YO;F%C8W)U86P@;&]A;G,@8V]V97)E
M9"!B>2!&1$E#(&QO<W,@<VAA<F4@86=R965M96YT<R!W87,@)#8T+C0@;6EL
M;&EO;B!A;F0@)#8Y+C`@;6EL;&EO;BP-"G)E<W!E8W1I=F5L>2X\+W`^#0H-
M"CQP('-T>6QE/3-$)V9O;G0Z(#$P<'0O;F]R;6%L($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9CL@;6%R9VEN.B`P.R!T97AT+6%L:6=N.B!L969T
M.R!T97AT+6EN9&5N=#H@,"XR-6EN)SXF(S$V,#L\+W`^#0H-"CQP('-T>6QE
M/3-$)V9O;G0Z(#$P<'0O;F]R;6%L($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9CL@;6%R9VEN.B`P.R!T97AT+6%L:6=N.B!L969T)SY)9B!T:&4@
M;F]N86-C<G5A;"!A;F0@<F5S=')U8W1U<F5D(&QO86YS#0IA<R!O9B!$96-E
M;6)E<B`S,2P@,C`Q,BP@,C`Q,2!A;F0@,C`Q,"!H860@8F5E;B!C=7)R96YT
M(&EN(&%C8V]R9&%N8V4@=VET:"!T:&5I<B!O<FEG:6YA;"!T97)M<R!A;F0@
M:&%D(&)E96X@;W5T<W1A;F1I;F<@=&AR;W5G:&]U=`T*=&AE('!E<FEO9"`H
M;W(@<VEN8V4@;W)I9VEN871I;VX@:68@:&5L9"!F;W(@<&%R="!O9B!T:&4@
M<&5R:6]D*2P@9W)O<W,@:6YT97)E<W0@:6YC;VUE(&EN('1H92!A;6]U;G1S
M(&]F(&%P<')O>&EM871E;'D@)#<L-C@Y+#`P,"P-"B0X+#<R-"PP,#`@86YD
M("0X+#$S-BPP,#`@9F]R(&YO;F%C8W)U86P@;&]A;G,@86YD("0R+#,Y,BPP
M,#`L("0Q+#@W,RPP,#`@86YD("0Q+#DT,RPP,#`@9F]R(')E<W1R=6-T=7)E
M9"!L;V%N<R!W;W5L9"!H879E(&)E96X-"G)E8V]R9&5D(&9O<B`R,#$R+"`R
M,#$Q+"!A;F0@,C`Q,"P@<F5S<&5C=&EV96QY+B!);G1E<F5S="!I;F-O;64@
M;VX@<W5C:"!L;V%N<R!T:&%T('=A<R!A8W1U86QL>2!C;VQL96-T960@86YD
M(&EN8VQU9&5D(&EN(&YE=`T*:6YC;VUE(&EN(#(P,3(L(#(P,3$@86YD(#(P
M,3`@86UO=6YT960@=&\@87!P<F]X:6UA=&5L>2`D,BPX,C0L,#`P+"`D,BPU
M-S@L,#`P(&%N9"`D,RPQ.34L,#`P(&9O<B!N;VYA8V-R=6%L(&QO86YS("AP
M<FEO<B!T;R!T:&5I<@T*8F5I;F<@<&QA8V5D(&]N(&YO;F%C8W)U86P@<W1A
M='5S*2P@86YD("0Q+#$W.2PP,#`L("0Q+#,U,2PP,#`L(&%N9"`D,2PS-#(L
M,#`P(&9O<B!R97-T<G5C='5R960@;&]A;G,L(')E<W!E8W1I=F5L>2X@070@
M1&5C96UB97(-"C,Q+"`R,#$R(&%N9"`R,#$Q+"!W92!H860@;F\@8V]M;6ET
M;65N=',@=&\@;&5N9"!A9&1I=&EO;F%L(&9U;F1S('1O(&1E8G1O<G,@=VAO
M<V4@;&]A;G,@=V5R92!N;VYP97)F;W)M:6YG+CPO<#X-"@T*/'`@<W1Y;&4]
M,T0G9F]N=#H@,3!P="]N;W)M86P@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF.R!M87)G:6XZ(#`[('1E>'0M86QI9VXZ(&QE9G0G/B8C,38P.SPO
M<#X-"@T*#0H-"CQP('-T>6QE/3-$)V9O;G0Z(#$P<'0O;F]R;6%L($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@;6%R9VEN.B`P.R!T97AT+6%L
M:6=N.B!L969T)SX\+W`^#0H-"CQP('-T>6QE/3-$)V9O;G0Z(#$P<'0O;F]R
M;6%L($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@;6%R9VEN.B`P
M.R!T97AT+6%L:6=N.B!L969T)SY4:&4@9F]L;&]W:6YG('1A8FQE('!R97-E
M;G1S(&EN9F]R;6%T:6]N#0IR96QA=&5D('1O('1H92!#;VUP86YY)B,Q-#8[
M<R!I;7!A:7)E9"!L;V%N<RX\+W`^#0H-"CQP('-T>6QE/3-$)V9O;G0Z(#$P
M<'0O,3`N,#5P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[(&UA
M<F=I;CH@,#L@=&5X="UA;&EG;CH@:G5S=&EF>3L@=&5X="UI;F1E;G0Z(#`N
M,C5I;B<^)B,Q-C`[/"]P/@T*#0H\=&%B;&4@8V5L;'!A9&1I;F<],T0P(&-E
M;&QS<&%C:6YG/3-$,"!S='EL93TS1"=B;W)D97(M8V]L;&%P<V4Z(&-O;&QA
M<'-E.R!W:61T:#H@,3`P)3L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I
M8V$L(%-A;G,M4V5R:68G/@T*/'1R('-T>6QE/3-$)W9E<G1I8V%L+6%L:6=N
M.B!B;W1T;VT[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF)SX-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E
M>'0M86QI9VXZ(&IU<W1I9GD[(&)O<F1E<BUB;W1T;VTZ($)L86-K(#%P="!S
M;VQI9#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R
M:68G/CQP('-T>6QE/3-$)V9O;G0Z(#$P<'0O,3`N,#5P="!#86QI8G)I+"!(
M96QV971I8V$L(%-A;G,M4V5R:68[(&UA<F=I;CH@,#L@=&5X="UA;&EG;CH@
M:G5S=&EF>2<^)B,Q-C`[/"]P/CQP('-T>6QE/3-$)V9O;G0Z(#$P<'0O,3`N
M,#5P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[(&UA<F=I;CH@
M,#L@=&5X="UA;&EG;CH@:G5S=&EF>2<^/&D^*"0@:6X@=&AO=7-A;F1S*3PO
M:3X\+W`^/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z
M(&)O;&0@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[('!A
M9&1I;F<M8F]T=&]M.B`Q<'0[(&)O<F1E<BUB;W1T;VTZ($)L86-K(#%P="!S
M;VQI9"<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@8V]L<W!A;CTS1#(@;F]W<F%P
M/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(&)O;&0@,3!P="!#86QI8G)I+"!(
M96QV971I8V$L(%-A;G,M4V5R:68[(&)O<F1E<BUB;W1T;VTZ($)L86-K(#%P
M="!S;VQI9#L@=&5X="UA;&EG;CH@8V5N=&5R.R!V97)T:6-A;"UA;&EG;CH@
M8F]T=&]M)SY!<R!O9B`O9F]R('1H92`\8G(@+SX-"GEE87(@96YD960@/&)R
M("\^#0I$96-E;6)E<B`S,2P@/&)R("\^,C`Q,CPO=&0^/'1D(&YO=W)A<#TS
M1&YO=W)A<"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@,7!T.R!F;VYT.B!B
M;VQD(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!B;W)D
M97(M8F]T=&]M.B!";&%C:R`Q<'0@<V]L:60G/B8C,38P.SPO=&0^/'1D(&YO
M=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@,7!T.R!F
M;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@8F]R
M9&5R+6)O='1O;3H@0FQA8VL@,7!T('-O;&ED)SXF(S$V,#L\+W1D/@T*("`@
M(#QT9"!C;VQS<&%N/3-$,B!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X
M="UA;&EG;CH@8V5N=&5R.R!B;W)D97(M8F]T=&]M.B!";&%C:R`Q<'0@<V]L
M:60[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF
M)SY!<R!O9B`O9F]R('1H92`\8G(@+SX-"GEE87(@96YD960@/&)R("\^1&5C
M96UB97(@,S$L(#QB<B`O/C(P,3$\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@
M<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#%P=#L@9F]N=#H@,3!P="!#86QI
M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[(&)O<F1E<BUB;W1T;VTZ($)L
M86-K(#%P="!S;VQI9"<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P
M('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`Q<'0[(&9O;G0Z(#$P<'0@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!B;W)D97(M8F]T=&]M.B!"
M;&%C:R`Q<'0@<V]L:60G/B8C,38P.SPO=&0^#0H@("`@/'1D(&-O;'-P86X]
M,T0R(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!C96YT
M97([(&)O<F1E<BUB;W1T;VTZ($)L86-K(#%P="!S;VQI9#L@9F]N=#H@,3!P
M="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/D%S(&]F("]F;W(@
M=&AE/&)R("\^#0H@>65A<B!E;F1E9"`\8G(@+SY$96-E;6)E<B`S,2P@/&)R
M("\^,C`Q,#PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P861D
M:6YG+6)O='1O;3H@,7!T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9CL@8F]R9&5R+6)O='1O;3H@0FQA8VL@,7!T('-O;&ED
M)SXF(S$V,#L\+W1D/CPO='(^#0H\='(@<W1Y;&4],T0G=F5R=&EC86PM86QI
M9VXZ(&)O='1O;3L@8F%C:V=R;W5N9"UC;VQO<CH@<F=B*#(P-"PR,S@L,C4U
M*3L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G
M/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@8F]L
M9"`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@=&5X="UA
M;&EG;CH@:G5S=&EF>2<^26UP86ER960@;&]A;G,@870@<&5R:6]D(&5N9#PO
M=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@
M("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE
M9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF
M)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X
M="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A
M+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@
M<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I
M+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A
M<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P
M/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P
M<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D
M/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG
M:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF
M)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X
M="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S
M='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T
M>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P
M<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D
M/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F
M=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G
M/B8C,38P.SPO=&0^/"]T<CX-"CQT<B!S='EL93TS1"=V97)T:6-A;"UA;&EG
M;CH@8F]T=&]M.R!B86-K9W)O=6YD+6-O;&]R.B!7:&ET93L@9F]N=#H@,3!P
M="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/@T*("`@(#QT9"!N
M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=VED=&@Z(#<P)3L@=&5X="UA;&EG
M;CH@:G5S=&EF>3L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68G/B8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.TYO;BUC
M;W9E<F5D/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W=I9'1H
M.B`Q)3L@9F]N=#H@8F]L9"`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P
M('-T>6QE/3-$)W=I9'1H.B`Q)3L@9F]N=#H@8F]L9"`Q,'!T($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9CL@=&5X="UA;&EG;CH@;&5F="<^)#PO
M=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=W:61T:#H@-R4[(&9O
M;G0Z(&)O;&0@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[
M('1E>'0M86QI9VXZ(')I9VAT)SXU-RPX.#(\+W1D/CQT9"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G=VED=&@Z(#$E.R!F;VYT.B!B;VQD(#$P<'0@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T97AT+6%L:6=N.B!L969T
M)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=VED
M=&@Z(#$E.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T
M>6QE/3-$)W=I9'1H.B`Q)3L@=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P
M="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^
M/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=W:61T:#H@-R4[('1E>'0M
M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9B<^.#4L,C@V/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T
M>6QE/3-$)W=I9'1H.B`Q)3L@=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P
M="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^
M/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=W:61T:#H@,24[(&9O;G0Z
M(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\
M+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=VED=&@Z
M(#$E.R!T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)W=I9'1H.B`W)3L@=&5X="UA;&EG;CH@<FEG:'0[
M(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXY
M-BPP,#,\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=VED=&@Z
M(#$E.R!T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\+W1R/@T*/'1R('-T
M>6QE/3-$)W9E<G1I8V%L+6%L:6=N.B!B;W1T;VT[(&)A8VMG<F]U;F0M8V]L
M;W(Z(')G8B@R,#0L,C,X+#(U-2D[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF)SX-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P
M('-T>6QE/3-$)W1E>'0M86QI9VXZ(&IU<W1I9GD[('!A9&1I;F<M8F]T=&]M
M.B`Q<'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF)SXF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#M#;W9E<F5D/"]T
M9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(&)O;&0@,3!P
M="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[('!A9&1I;F<M8F]T
M=&]M.B`Q<'0G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A
M<"!S='EL93TS1"=B;W)D97(M8F]T=&]M.B!";&%C:R`Q<'0@<V]L:60[(&9O
M;G0Z(&)O;&0@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[
M('1E>'0M86QI9VXZ(&QE9G0G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO
M=W)A<"!S='EL93TS1"=B;W)D97(M8F]T=&]M.B!";&%C:R`Q<'0@<V]L:60[
M(&9O;G0Z(&)O;&0@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R
M:68[('1E>'0M86QI9VXZ(')I9VAT)SXT."PY-38\+W1D/CQT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#%P=#L@9F]N=#H@
M8F]L9"`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@=&5X
M="UA;&EG;CH@;&5F="<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P
M('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`Q<'0[(&9O;G0Z(#$P<'0@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@
M(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G8F]R9&5R+6)O='1O;3H@
M0FQA8VL@,7!T('-O;&ED.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9CL@=&5X="UA;&EG;CH@;&5F="<^)B,Q-C`[/"]T9#X\
M=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V)O<F1E<BUB;W1T;VTZ($)L
M86-K(#%P="!S;VQI9#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68[('1E>'0M86QI9VXZ(')I9VAT)SXU-2PV.3`\+W1D/CQT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#%P
M=#L@=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV
M971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO
M=W)A<"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@,7!T.R!F;VYT.B`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-
M"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V)O<F1E<BUB;W1T
M;VTZ($)L86-K(#%P="!S;VQI9#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV
M971I8V$L(%-A;G,M4V5R:68[('1E>'0M86QI9VXZ(&QE9G0G/B8C,38P.SPO
M=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=B;W)D97(M8F]T=&]M
M.B!";&%C:R`Q<'0@<V]L:60[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF.R!T97AT+6%L:6=N.B!R:6=H="<^-S(L.#(U/"]T
M9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M
M.B`Q<'0[('1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CPO='(^#0H\='(@
M<W1Y;&4],T0G=F5R=&EC86PM86QI9VXZ(&)O='1O;3L@8F%C:V=R;W5N9"UC
M;VQO<CH@5VAI=&4[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF)SX-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$
M)W1E>'0M86QI9VXZ(&IU<W1I9GD[('!A9&1I;F<M8F]T=&]M.B`R+C5P=#L@
M9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[('!A
M9&1I;F<M;&5F=#H@,V5M)SY4;W1A;"!I;7!A:7)E9"!L;V%N<R!A="!P97)I
M;V0@96YD/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z
M(&)O;&0@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[('!A
M9&1I;F<M8F]T=&]M.B`R+C5P="<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W
M<F%P/3-$;F]W<F%P('-T>6QE/3-$)V)O<F1E<BUB;W1T;VTZ($)L86-K(#(N
M-7!T(&1O=6)L93L@9F]N=#H@8F]L9"`Q,'!T($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9CL@=&5X="UA;&EG;CH@;&5F="<^)#PO=&0^/'1D(&YO
M=W)A<#TS1&YO=W)A<"!S='EL93TS1"=B;W)D97(M8F]T=&]M.B!";&%C:R`R
M+C5P="!D;W5B;&4[(&9O;G0Z(&)O;&0@,3!P="!#86QI8G)I+"!(96QV971I
M8V$L(%-A;G,M4V5R:68[('1E>'0M86QI9VXZ(')I9VAT)SXQ,#8L.#,X/"]T
M9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M
M.B`R+C5P=#L@9F]N=#H@8F]L9"`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9CL@=&5X="UA;&EG;CH@;&5F="<^)B,Q-C`[/"]T9#X\=&0@
M;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`R+C5P
M=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G
M/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=B;W)D97(M8F]T=&]M.B!";&%C:R`R+C5P="!D;W5B;&4[(&9O;G0Z(#$P
M<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T97AT+6%L:6=N
M.B!L969T)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4]
M,T0G8F]R9&5R+6)O='1O;3H@0FQA8VL@,BXU<'0@9&]U8FQE.R!F;VYT.B`Q
M,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@=&5X="UA;&EG
M;CH@<FEG:'0G/C$T,"PY-S8\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y
M;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#(N-7!T.R!T97AT+6%L:6=N.B!L969T
M.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^
M)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I
M;F<M8F]T=&]M.B`R+C5P=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I
M8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS
M1&YO=W)A<"!S='EL93TS1"=B;W)D97(M8F]T=&]M.B!";&%C:R`R+C5P="!D
M;W5B;&4[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF.R!T97AT+6%L:6=N.B!L969T)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G8F]R9&5R+6)O='1O;3H@0FQA8VL@,BXU<'0@
M9&]U8FQE.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9CL@=&5X="UA;&EG;CH@<FEG:'0G/C$V."PX,C@\+W1D/CQT9"!N;W=R
M87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#(N-7!T.R!T
M97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\+W1R/@T*/'1R('-T>6QE/3-$
M)W9E<G1I8V%L+6%L:6=N.B!B;W1T;VT[(&)A8VMG<F]U;F0M8V]L;W(Z(')G
M8B@R,#0L,C,X+#(U-2D[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A
M+"!386YS+5-E<FEF)SX-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE
M/3-$)W1E>'0M86QI9VXZ(&IU<W1I9GD[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I
M8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS
M1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\
M=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT
M.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^
M)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M
M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y
M;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R
M:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL
M93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\
M=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[
M(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF
M(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@
M,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO
M=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L
M:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE
M/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@
M0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CPO
M='(^#0H\='(@<W1Y;&4],T0G=F5R=&EC86PM86QI9VXZ(&)O='1O;3L@8F%C
M:V=R;W5N9"UC;VQO<CH@5VAI=&4[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF)SX-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P
M('-T>6QE/3-$)V9O;G0Z(&)O;&0@,3!P="!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68[('1E>'0M86QI9VXZ(&IU<W1I9GDG/D%V97)A9V4@86UO
M=6YT(&]F(&EM<&%I<F5D(&QO86YS(&9O<B!P97)I;V0\+W1D/CQT9"!N;W=R
M87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV
M971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A
M<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q
M,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T
M9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I
M9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E
M>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A
M+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@
M<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S
M='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P
M/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q
M,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T
M9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE
M9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF
M)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N
M=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P
M.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT
M+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T
M>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P
M/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P
M<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D
M/CPO='(^#0H\='(@<W1Y;&4],T0G=F5R=&EC86PM86QI9VXZ(&)O='1O;3L@
M8F%C:V=R;W5N9"UC;VQO<CH@<F=B*#(P-"PR,S@L,C4U*3L@9F]N=#H@,3!P
M="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/@T*("`@(#QT9"!N
M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@:G5S=&EF>3L@
M9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C
M,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.TYO;BUC;W9E<F5D/"]T9#X\
M=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(&)O;&0@,3!P="!#
M86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@
M("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B!B;VQD(#$P
M<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T97AT+6%L:6=N
M.B!L969T)SXD/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O
M;G0Z(&)O;&0@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[
M('1E>'0M86QI9VXZ(')I9VAT)SXX-2PQ.3@\+W1D/CQT9"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G9F]N=#H@8F]L9"`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9CL@=&5X="UA;&EG;CH@;&5F="<^)B,Q-C`[/"]T
M9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@
M(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F
M=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G
M/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT
M+6%L:6=N.B!R:6=H=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68G/C@Y+#`R,SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S
M='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P
M/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P
M="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^
M/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!R:6=H
M=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G
M/C@Y+#<U,3PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT
M+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\+W1R/@T*/'1R('-T>6QE/3-$)W9E
M<G1I8V%L+6%L:6=N.B!B;W1T;VT[(&)A8VMG<F]U;F0M8V]L;W(Z(%=H:71E
M.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^
M#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N
M.B!J=7-T:69Y.R!P861D:6YG+6)O='1O;3H@,7!T.R!F;VYT.B`Q,'!T($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[)B,Q-C`[)B,Q
M-C`[)B,Q-C`[)B,Q-C`[0V]V97)E9#PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A
M<"!S='EL93TS1"=F;VYT.B!B;VQD(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A
M+"!386YS+5-E<FEF.R!P861D:6YG+6)O='1O;3H@,7!T)SXF(S$V,#L\+W1D
M/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G8F]R9&5R+6)O
M='1O;3H@0FQA8VL@,7!T('-O;&ED.R!F;VYT.B!B;VQD(#$P<'0@0V%L:6)R
M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T97AT+6%L:6=N.B!L969T)SXF
M(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G8F]R9&5R
M+6)O='1O;3H@0FQA8VL@,7!T('-O;&ED.R!F;VYT.B!B;VQD(#$P<'0@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T97AT+6%L:6=N.B!R:6=H
M="<^-30L-S<S/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A
M9&1I;F<M8F]T=&]M.B`Q<'0[(&9O;G0Z(&)O;&0@,3!P="!#86QI8G)I+"!(
M96QV971I8V$L(%-A;G,M4V5R:68[('1E>'0M86QI9VXZ(&QE9G0G/B8C,38P
M.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P861D:6YG+6)O
M='1O;3H@,7!T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P
M('-T>6QE/3-$)V)O<F1E<BUB;W1T;VTZ($)L86-K(#%P="!S;VQI9#L@9F]N
M=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[('1E>'0M
M86QI9VXZ(&QE9G0G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S
M='EL93TS1"=B;W)D97(M8F]T=&]M.B!";&%C:R`Q<'0@<V]L:60[(&9O;G0Z
M(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T97AT+6%L
M:6=N.B!R:6=H="<^-C,L,C@Y/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T
M>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`Q<'0[('1E>'0M86QI9VXZ(&QE9G0[
M(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF
M(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN
M9RUB;W1T;VTZ(#%P=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO
M=W)A<"!S='EL93TS1"=B;W)D97(M8F]T=&]M.B!";&%C:R`Q<'0@<V]L:60[
M(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T
M97AT+6%L:6=N.B!L969T)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R
M87`@<W1Y;&4],T0G8F]R9&5R+6)O='1O;3H@0FQA8VL@,7!T('-O;&ED.R!F
M;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@=&5X
M="UA;&EG;CH@<FEG:'0G/CDU+#,W,SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A
M<"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@,7!T.R!T97AT+6%L:6=N.B!L
M969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9B<^)B,Q-C`[/"]T9#X\+W1R/@T*/'1R('-T>6QE/3-$)W9E<G1I8V%L+6%L
M:6=N.B!B;W1T;VT[(&)A8VMG<F]U;F0M8V]L;W(Z(')G8B@R,#0L,C,X+#(U
M-2D[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF
M)SX-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI
M9VXZ(&IU<W1I9GD[('!A9&1I;F<M8F]T=&]M.B`R+C5P=#L@9F]N=#H@,3!P
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M#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=B;W)D97(M8F]T
M=&]M.B!";&%C:R`R+C5P="!D;W5B;&4[(&9O;G0Z(&)O;&0@,3!P="!#86QI
M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[('1E>'0M86QI9VXZ(&QE9G0G
M/B0\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G8F]R9&5R+6)O
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M+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G8F]R9&5R+6)O='1O;3H@0FQA8VL@,BXU<'0@9&]U
M8FQE.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9CL@=&5X="UA;&EG;CH@;&5F="<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)V)O<F1E<BUB;W1T;VTZ($)L86-K(#(N-7!T(&1O
M=6)L93L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R
M:68[('1E>'0M86QI9VXZ(')I9VAT)SXQ-3(L,S$R/"]T9#X\=&0@;F]W<F%P
M/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`R+C5P=#L@=&5X
M="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S
M='EL93TS1"=P861D:6YG+6)O='1O;3H@,BXU<'0[(&9O;G0Z(#$P<'0@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@
M(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G8F]R9&5R+6)O='1O;3H@
M0FQA8VL@,BXU<'0@9&]U8FQE.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9CL@=&5X="UA;&EG;CH@;&5F="<^)B,Q-C`[/"]T
M9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V)O<F1E<BUB;W1T;VTZ
M($)L86-K(#(N-7!T(&1O=6)L93L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV
M971I8V$L(%-A;G,M4V5R:68[('1E>'0M86QI9VXZ(')I9VAT)SXQ.#4L,3(T
M/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T
M=&]M.B`R+C5P=#L@=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI
M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/"]T<CX-
M"CQT<B!S='EL93TS1"=V97)T:6-A;"UA;&EG;CH@8F]T=&]M.R!B86-K9W)O
M=6YD+6-O;&]R.B!7:&ET93L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I
M8V$L(%-A;G,M4V5R:68G/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y
M;&4],T0G=&5X="UA;&EG;CH@:G5S=&EF>3L@9F]N=#H@,3!P="!#86QI8G)I
M+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A
M<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P
M/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P
M<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D
M/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG
M:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF
M)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X
M="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S
M='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T
M>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P
M<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D
M/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F
M=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G
M/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT
M.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[
M/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M
M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y
M;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P
M="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^
M/"]T<CX-"CQT<B!S='EL93TS1"=V97)T:6-A;"UA;&EG;CH@8F]T=&]M.R!B
M86-K9W)O=6YD+6-O;&]R.B!R9V(H,C`T+#(S."PR-34I.R!F;VYT.B`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^#0H@("`@/'1D(&YO
M=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B!B;VQD(#$P<'0@0V%L:6)R
M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T97AT+6%L:6=N.B!J=7-T:69Y
M)SY!;&QO=V%N8V4@9F]R(&QO86X@;&]S<V5S(')E;&%T960@=&\@:6UP86ER
M960@;&]A;G,@870@<&5R:6]D(&5N9#PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A
M<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P
M('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R
M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R
M87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z
M(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\
M+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@
M;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R
M:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F
M;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q
M-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E
M>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A
M+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@
M<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R
M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R
M87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@
M,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO
M=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@
M("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE
M9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF
M)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X
M="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A
M+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@
M<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I
M+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/"]T<CX-"CQT
M<B!S='EL93TS1"=V97)T:6-A;"UA;&EG;CH@8F]T=&]M.R!B86-K9W)O=6YD
M+6-O;&]R.B!7:&ET93L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68G/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4]
M,T0G=&5X="UA;&EG;CH@:G5S=&EF>3L@9F]N=#H@,3!P="!#86QI8G)I+"!(
M96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.R8C,38P.R8C,38P.R8C,38P
M.R8C,38P.TYO;BUC;W9E<F5D/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T
M>6QE/3-$)V9O;G0Z(&)O;&0@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A
M<"!S='EL93TS1"=F;VYT.B!B;VQD(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A
M+"!386YS+5-E<FEF.R!T97AT+6%L:6=N.B!L969T)SXD/"]T9#X\=&0@;F]W
M<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(&)O;&0@,3!P="!#86QI8G)I
M+"!(96QV971I8V$L(%-A;G,M4V5R:68[('1E>'0M86QI9VXZ(')I9VAT)SXU
M+#`U,3PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B!B
M;VQD(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T97AT
M+6%L:6=N.B!L969T)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@
M<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S
M='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P
M/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q
M,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^-2PX,#0\+W1D
M/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F
M=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G
M/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT
M.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[
M/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M
M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y
M;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF)SXW+#8Q,SPO=&0^/'1D(&YO=W)A<#TS
M1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\
M+W1R/@T*/'1R('-T>6QE/3-$)W9E<G1I8V%L+6%L:6=N.B!B;W1T;VT[(&)A
M8VMG<F]U;F0M8V]L;W(Z(')G8B@R,#0L,C,X+#(U-2D[(&9O;G0Z(#$P<'0@
M0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SX-"B`@("`\=&0@;F]W
M<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&IU<W1I9GD[('!A
M9&1I;F<M8F]T=&]M.B`Q<'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF)SXF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V
M,#M#;W9E<F5D/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O
M;G0Z(&)O;&0@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[
M('!A9&1I;F<M8F]T=&]M.B`Q<'0G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO
M=W)A<#TS1&YO=W)A<"!S='EL93TS1"=B;W)D97(M8F]T=&]M.B!";&%C:R`Q
M<'0@<V]L:60[(&9O;G0Z(&)O;&0@,3!P="!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68[('1E>'0M86QI9VXZ(&QE9G0G/B8C,38P.SPO=&0^/'1D
M(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=B;W)D97(M8F]T=&]M.B!";&%C
M:R`Q<'0@<V]L:60[(&9O;G0Z(&)O;&0@,3!P="!#86QI8G)I+"!(96QV971I
M8V$L(%-A;G,M4V5R:68[('1E>'0M86QI9VXZ(')I9VAT)SXS+#4P.3PO=&0^
M/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@
M,7!T.R!F;VYT.B!B;VQD(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF.R!T97AT+6%L:6=N.B!L969T)SXF(S$V,#L\+W1D/CQT9"!N;W=R
M87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#%P=#L@9F]N
M=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P
M.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=B;W)D
M97(M8F]T=&]M.B!";&%C:R`Q<'0@<V]L:60[(&9O;G0Z(#$P<'0@0V%L:6)R
M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T97AT+6%L:6=N.B!L969T)SXF
M(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G8F]R9&5R
M+6)O='1O;3H@0FQA8VL@,7!T('-O;&ED.R!F;VYT.B`Q,'!T($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9CL@=&5X="UA;&EG;CH@<FEG:'0G/C4L
M,3`V/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M
M8F]T=&]M.B`Q<'0[('1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N
M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#%P=#L@
M9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C
M,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=B
M;W)D97(M8F]T=&]M.B!";&%C:R`Q<'0@<V]L:60[(&9O;G0Z(#$P<'0@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T97AT+6%L:6=N.B!L969T
M)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G8F]R
M9&5R+6)O='1O;3H@0FQA8VL@,7!T('-O;&ED.R!F;VYT.B`Q,'!T($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@=&5X="UA;&EG;CH@<FEG:'0G
M/C$Q+#$U-3PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P861D
M:6YG+6)O='1O;3H@,7!T.R!T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\
M+W1R/@T*/'1R('-T>6QE/3-$)W9E<G1I8V%L+6%L:6=N.B!B;W1T;VT[(&)A
M8VMG<F]U;F0M8V]L;W(Z(%=H:71E.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9B<^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A
M<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!P861D:6YG+6)O='1O;3H@
M,BXU<'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF.R!P861D:6YG+6QE9G0Z(#-E;2<^06QL;W=A;F-E(&9O<B!L;V%N(&QO
M<W-E<R!R96QA=&5D('1O(&EM<&%I<F5D(&QO86YS("T@=&]T86P\+W1D/CQT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@8F]L9"`Q,'!T($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@<&%D9&EN9RUB;W1T;VTZ
M(#(N-7!T)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@
M<W1Y;&4],T0G8F]R9&5R+6)O='1O;3H@0FQA8VL@,BXU<'0@9&]U8FQE.R!F
M;VYT.B!B;VQD(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF
M.R!T97AT+6%L:6=N.B!L969T)SXD/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P
M('-T>6QE/3-$)V)O<F1E<BUB;W1T;VTZ($)L86-K(#(N-7!T(&1O=6)L93L@
M9F]N=#H@8F]L9"`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9CL@=&5X="UA;&EG;CH@<FEG:'0G/C@L-38P/"]T9#X\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`R+C5P=#L@9F]N=#H@
M8F]L9"`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@=&5X
M="UA;&EG;CH@;&5F="<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P
M('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`R+C5P=#L@9F]N=#H@,3!P="!#
M86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@
M("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=B;W)D97(M8F]T=&]M
M.B!";&%C:R`R+C5P="!D;W5B;&4[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF.R!T97AT+6%L:6=N.B!L969T)SXF(S$V,#L\
M+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G8F]R9&5R+6)O='1O
M;3H@0FQA8VL@,BXU<'0@9&]U8FQE.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9CL@=&5X="UA;&EG;CH@<FEG:'0G/C$P+#DQ
M,#PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P861D:6YG+6)O
M='1O;3H@,BXU<'0[('1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N
M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#(N-7!T
M.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^
M)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$
M)V)O<F1E<BUB;W1T;VTZ($)L86-K(#(N-7!T(&1O=6)L93L@9F]N=#H@,3!P
M="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[('1E>'0M86QI9VXZ
M(&QE9G0G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=B;W)D97(M8F]T=&]M.B!";&%C:R`R+C5P="!D;W5B;&4[(&9O;G0Z(#$P
M<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T97AT+6%L:6=N
M.B!R:6=H="<^,3@L-S8X/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE
M/3-$)W!A9&1I;F<M8F]T=&]M.B`R+C5P=#L@=&5X="UA;&EG;CH@;&5F=#L@
M9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C
M,38P.SPO=&0^/"]T<CX-"CQT<B!S='EL93TS1"=V97)T:6-A;"UA;&EG;CH@
M8F]T=&]M.R!B86-K9W)O=6YD+6-O;&]R.B!R9V(H,C`T+#(S."PR-34I.R!F
M;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^#0H@
M("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!J
M=7-T:69Y.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$
M)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF
M(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
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M.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[
M/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@
M0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*
M("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@
M;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R
M:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T
M97AT+6%L:6=N.B!R:6=H=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I
M8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A
M<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W
M<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R
M87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@
M,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO
M=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!R
M:6=H=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R
M:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T
M97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\+W1R/@T*/'1R('-T>6QE/3-$
M)W9E<G1I8V%L+6%L:6=N.B!B;W1T;VT[(&)A8VMG<F]U;F0M8V]L;W(Z(%=H
M:71E.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9B<^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B!B
M;VQD(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T97AT
M+6%L:6=N.B!L969T)SY!;6]U;G0@;V8@:6UP86ER960@;&]A;G,@=VET:"!N
M;R!R96QA=&5D(&%L;&]W86YC92!A="!P97)I;V0@96YD/"]T9#X\=&0@;F]W
M<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R
M87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@
M,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO
M=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!R
M:6=H=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R
M:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T
M97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P
M('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@
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M969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O
M;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V
M,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X
M="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S
M='EL93TS1"=T97AT+6%L:6=N.B!R:6=H=#L@9F]N=#H@,3!P="!#86QI8G)I
M+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A
M<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q
M,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T
M9#X\+W1R/@T*/'1R('-T>6QE/3-$)W9E<G1I8V%L+6%L:6=N.B!B;W1T;VT[
M(&)A8VMG<F]U;F0M8V]L;W(Z(')G8B@R,#0L,C,X+#(U-2D[(&9O;G0Z(#$P
M<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SX-"B`@("`\=&0@
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M("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@8F]L9"`Q
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M=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@
M("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE
M9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF
M)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X
M="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A
M+"!386YS+5-E<FEF)SXS-2PW,C$\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@
M<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I
M+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A
M<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P
M/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P
M<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D
M/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG
M:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF
M)SXT,BPX-S0\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X
M="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/"]T<CX-"CQT<B!S='EL93TS1"=V
M97)T:6-A;"UA;&EG;CH@8F]T=&]M.R!B86-K9W)O=6YD+6-O;&]R.B!7:&ET
M93L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G
M/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG
M;CH@:G5S=&EF>3L@<&%D9&EN9RUB;W1T;VTZ(#%P=#L@9F]N=#H@,3!P="!#
M86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.R8C,38P.R8C
M,38P.R8C,38P.R8C,38P.T-O=F5R960\+W1D/CQT9"!N;W=R87`],T1N;W=R
M87`@<W1Y;&4],T0G9F]N=#H@8F]L9"`Q,'!T($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9CL@<&%D9&EN9RUB;W1T;VTZ(#%P="<^)B,Q-C`[/"]T
M9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V)O<F1E<BUB
M;W1T;VTZ($)L86-K(#%P="!S;VQI9#L@9F]N=#H@8F]L9"`Q,'!T($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@=&5X="UA;&EG;CH@;&5F="<^
M)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V)O<F1E
M<BUB;W1T;VTZ($)L86-K(#%P="!S;VQI9#L@9F]N=#H@8F]L9"`Q,'!T($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@=&5X="UA;&EG;CH@<FEG
M:'0G/C,U+#$Y-CPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P
M861D:6YG+6)O='1O;3H@,7!T.R!F;VYT.B!B;VQD(#$P<'0@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T97AT+6%L:6=N.B!L969T)SXF(S$V
M,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB
M;W1T;VTZ(#%P=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A
M<"!S='EL93TS1"=B;W)D97(M8F]T=&]M.B!";&%C:R`Q<'0@<V]L:60[(&9O
M;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T97AT
M+6%L:6=N.B!L969T)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@
M<W1Y;&4],T0G8F]R9&5R+6)O='1O;3H@0FQA8VL@,7!T('-O;&ED.R!F;VYT
M.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@=&5X="UA
M;&EG;CH@<FEG:'0G/C0S+#<P,CPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S
M='EL93TS1"=P861D:6YG+6)O='1O;3H@,7!T.R!T97AT+6%L:6=N.B!L969T
M.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^
M)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I
M;F<M8F]T=&]M.B`Q<'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A
M+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G8F]R9&5R+6)O='1O;3H@0FQA8VL@,7!T('-O;&ED
M.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@
M=&5X="UA;&EG;CH@;&5F="<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)V)O<F1E<BUB;W1T;VTZ($)L86-K(#%P="!S;VQI9#L@
M9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[('1E
M>'0M86QI9VXZ(')I9VAT)SXT.2PY.3$\+W1D/CQT9"!N;W=R87`],T1N;W=R
M87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#%P=#L@=&5X="UA;&EG;CH@
M;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R
M:68G/B8C,38P.SPO=&0^/"]T<CX-"CQT<B!S='EL93TS1"=V97)T:6-A;"UA
M;&EG;CH@8F]T=&]M.R!B86-K9W)O=6YD+6-O;&]R.B!R9V(H,C`T+#(S."PR
M-34I.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9B<^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L
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M8V$L(%-A;G,M4V5R:68[('!A9&1I;F<M8F]T=&]M.B`R+C5P="<^)B,Q-C`[
M/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V)O<F1E
M<BUB;W1T;VTZ($)L86-K(#(N-7!T(&1O=6)L93L@9F]N=#H@8F]L9"`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@=&5X="UA;&EG;CH@
M;&5F="<^)#PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=B;W)D
M97(M8F]T=&]M.B!";&%C:R`R+C5P="!D;W5B;&4[(&9O;G0Z(&)O;&0@,3!P
M="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[('1E>'0M86QI9VXZ
M(')I9VAT)SXT-RPR-#4\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4]
M,T0G<&%D9&EN9RUB;W1T;VTZ(#(N-7!T.R!F;VYT.B!B;VQD(#$P<'0@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T97AT+6%L:6=N.B!L969T
M)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D
M9&EN9RUB;W1T;VTZ(#(N-7!T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P
M/3-$;F]W<F%P('-T>6QE/3-$)V)O<F1E<BUB;W1T;VTZ($)L86-K(#(N-7!T
M(&1O=6)L93L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68[('1E>'0M86QI9VXZ(&QE9G0G/B8C,38P.SPO=&0^/'1D(&YO=W)A
M<#TS1&YO=W)A<"!S='EL93TS1"=B;W)D97(M8F]T=&]M.B!";&%C:R`R+C5P
M="!D;W5B;&4[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF.R!T97AT+6%L:6=N.B!R:6=H="<^-SDL-#(S/"]T9#X\=&0@;F]W
M<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`R+C5P=#L@
M=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I
M8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A
M<"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@,BXU<'0[(&9O;G0Z(#$P<'0@
M0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*
M("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G8F]R9&5R+6)O='1O
M;3H@0FQA8VL@,BXU<'0@9&]U8FQE.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9CL@=&5X="UA;&EG;CH@;&5F="<^)B,Q-C`[
M/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V)O<F1E<BUB;W1T
M;VTZ($)L86-K(#(N-7!T(&1O=6)L93L@9F]N=#H@,3!P="!#86QI8G)I+"!(
M96QV971I8V$L(%-A;G,M4V5R:68[('1E>'0M86QI9VXZ(')I9VAT)SXY,BPX
M-C4\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB
M;W1T;VTZ(#(N-7!T.R!T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\+W1R
M/@T*/"]T86)L93X-"@T*/'`@<W1Y;&4],T0G9F]N=#H@,3!P="]N;W)M86P@
M0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!M87)G:6XZ(#`[('1E
M>'0M86QI9VXZ(&QE9G0[('1E>'0M:6YD96YT.B`P+C(U:6XG/B8C,38P.SPO
M<#X-"@T*/'`@<W1Y;&4],T0G9F]N=#H@,3!P="]N;W)M86P@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF.R!M87)G:6XZ(#`[('1E>'0M86QI9VXZ
M(&QE9G0G/D%L;"!O9B!T:&4@:6UP86ER960@;&]A;G,@;F]T960@:6X@=&AE
M#0IT86)L92!A8F]V92!W97)E(&]N(&YO;F%C8W)U86P@<W1A='5S(&%T(&5A
M8V@@<F5S<&5C=&EV92!P97)I;V0@96YD(&5X8V5P="!F;W(@=&AO<V4@8VQA
M<W-I9FEE9"!A<R!R97-T<G5C='5R960@;&]A;G,@*'-E92!T86)L90T*;VX@
M<')E=FEO=7,@<&%G92!F;W(@8F%L86YC97,I+B8C,38P.SPO<#X-"@T*/'`@
M<W1Y;&4],T0G9F]N=#H@,3!P="]N;W)M86P@0V%L:6)R:2P@2&5L=F5T:6-A
M+"!386YS+5-E<FEF.R!M87)G:6XZ(#`[('1E>'0M86QI9VXZ(&QE9G0G/B8C
M,38P.SPO<#X-"@T*/'`@<W1Y;&4],T0G9F]N=#H@,3!P="]N;W)M86P@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!M87)G:6XZ(#`[('1E>'0M
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M('1H86X@=&AE('1A8FQE<R!P<F5V:6]U<VQY('!R97-E;G1E9"X\+W`^#0H-
M"CQP('-T>6QE/3-$)V9O;G0Z(#$P<'0O;F]R;6%L($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9CL@;6%R9VEN.B`P.R!T97AT+6%L:6=N.B!L969T
M.R!T97AT+6EN9&5N=#H@,"XR-6EN)SXF(S$V,#L\+W`^#0H-"CQP('-T>6QE
M/3-$)V9O;G0Z(#$P<'0O;F]R;6%L($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9CL@;6%R9VEN.B`P.R!T97AT+6%L:6=N.B!L969T)SY4:&4@9F]L
M;&]W:6YG('1A8FQE('!R97-E;G1S('1H92!#;VUP86YY)B,Q-#8[<PT*;F]N
M86-C<G5A;"!L;V%N<R!A<R!O9B!$96-E;6)E<B`S,2P@,C`Q,BX\+W`^#0H-
M"CQP('-T>6QE/3-$)V9O;G0Z(#$P<'0O;F]R;6%L($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9CL@;6%R9VEN.B`P.R!T97AT+6%L:6=N.B!L969T
M)SXF(S$V,#L\+W`^#0H-"CQT86)L92!C96QL<&%D9&EN9STS1#`@8V5L;'-P
M86-I;F<],T0P('-T>6QE/3-$)V)O<F1E<BUC;VQL87!S93H@8V]L;&%P<V4[
M('=I9'1H.B`Q,#`E.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9B<^#0H\='(@<W1Y;&4],T0G=F5R=&EC86PM86QI9VXZ(&)O
M='1O;3L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R
M:68G/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@
M:71A;&EC(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T
M97AT+6%L:6=N.B!L969T)SXH)"!I;B!T:&]U<V%N9',I/"]T9#X\=&0@;F]W
M<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`Q<'0[(&9O
M;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V
M,#L\+W1D/@T*("`@(#QT9"!C;VQS<&%N/3-$,B!N;W=R87`],T1N;W=R87`@
M<W1Y;&4],T0G=&5X="UA;&EG;CH@8V5N=&5R.R!B;W)D97(M8F]T=&]M.B!"
M;&%C:R`Q<'0@<V]L:60[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A
M+"!386YS+5-E<FEF)SY.;VXM8V]V97)E9#PO=&0^/'1D(&YO=W)A<#TS1&YO
M=W)A<"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@,7!T.R!F;VYT.B`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\
M=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`Q
M<'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF
M)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!C;VQS<&%N/3-$,B!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@8V5N=&5R.R!B;W)D97(M8F]T
M=&]M.B!";&%C:R`Q<'0@<V]L:60[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF)SY#;W9E<F5D/"]T9#X\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`Q<'0[(&9O;G0Z(#$P
M<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D
M/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ
M(#%P=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R
M:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&-O;'-P86X],T0R(&YO=W)A<#TS
M1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!C96YT97([(&)O<F1E<BUB
M;W1T;VTZ($)L86-K(#%P="!S;VQI9#L@9F]N=#H@,3!P="!#86QI8G)I+"!(
M96QV971I8V$L(%-A;G,M4V5R:68G/E1O=&%L/"]T9#X\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`Q<'0[(&9O;G0Z(#$P
M<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D
M/CPO='(^#0H\='(@<W1Y;&4],T0G=F5R=&EC86PM86QI9VXZ(&)O='1O;3L@
M8F%C:V=R;W5N9"UC;VQO<CH@<F=B*#(P-"PR,S@L,C4U*3L@9F]N=#H@,3!P
M="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/@T*("`@(#QT9"!N
M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N
M=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/D-O;6UE
M<F-I86PL(&9I;F%N8VEA;"P@86YD(&%G<FEC=6QT=7)A;#H\+W1D/CQT9"!N
M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(
M96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO
M=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT
M.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[
M/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ
M(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$
M)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R
M87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A
M<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W
M<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT
M.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[
M/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ
M(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
M9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C
M,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T
M97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P
M('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W
M<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z
M(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\
M+W1D/CPO='(^#0H\='(@<W1Y;&4],T0G=F5R=&EC86PM86QI9VXZ(&)O='1O
M;3L@8F%C:V=R;W5N9"UC;VQO<CH@5VAI=&4[(&9O;G0Z(#$P<'0@0V%L:6)R
M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SX-"B`@("`\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)W=I9'1H.B`W,"4[('1E>'0M86QI9VXZ(&QE9G0[
M(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!P
M861D:6YG+6QE9G0Z(#%E;2<^0V]M;65R8VEA;"`M('5N<V5C=7)E9#PO=&0^
M/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=W:61T:#H@,24[(&9O;G0Z
M(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\
M+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=VED=&@Z
M(#$E.R!T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9B<^)#PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A
M<"!S='EL93TS1"=W:61T:#H@-R4[('1E>'0M86QI9VXZ(')I9VAT.R!F;VYT
M.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^,S`W/"]T
M9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W=I9'1H.B`Q)3L@=&5X
M="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S
M='EL93TS1"=W:61T:#H@,24[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G=VED=&@Z(#$E.R!T97AT+6%L:6=N.B!L969T
M.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^
M)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W=I9'1H
M.B`W)3L@=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF)SXQ-3`\+W1D/CQT9"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G=VED=&@Z(#$E.R!T97AT+6%L:6=N.B!L969T.R!F
M;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q
M-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W=I9'1H.B`Q
M)3L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G
M/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=W:61T:#H@,24[('1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N
M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=VED=&@Z(#<E.R!T97AT+6%L:6=N
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M+"!(96QV971I8V$L(%-A;G,M4V5R:68G/@T*("`@(#QT9"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#
M86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[('!A9&1I;F<M;&5F=#H@
M,65M)SY#;VUM97)C:6%L("T@<V5C=7)E9#PO=&0^/'1D(&YO=W)A<#TS1&YO
M=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N
M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O
M;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXR+#,Y
M.#PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N
M.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$
M)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF
M(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
M=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I
M8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A
M<"!S='EL93TS1"=T97AT+6%L:6=N.B!R:6=H=#L@9F]N=#H@,3!P="!#86QI
M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/C,\+W1D/CQT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P
M="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^
M/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\
M=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[
M(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF
M(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA
M;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF)SXR+#0P,3PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL
M93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\+W1R/@T*/'1R('-T
M>6QE/3-$)W9E<G1I8V%L+6%L:6=N.B!B;W1T;VT[(&)A8VMG<F]U;F0M8V]L
M;W(Z(%=H:71E.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9B<^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T
M97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9CL@<&%D9&EN9RUL969T.B`Q96TG/E-E8W5R960@8GD@
M:6YV96YT;W)Y(&%N9"!A8V-O=6YT<R!R96-E:79A8FQE/"]T9#X\=&0@;F]W
M<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R
M87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@
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M86YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y
M;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R
M:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL
M93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^-3D\+W1D/CQT9"!N
M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N
M=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P
M.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-
M"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ
M(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
M=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF)SXW-CPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S
M='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\+W1R/@T*/'1R
M('-T>6QE/3-$)W9E<G1I8V%L+6%L:6=N.B!B;W1T;VT[(&)A8VMG<F]U;F0M
M8V]L;W(Z(')G8B@R,#0L,C,X+#(U-2D[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF)SX-"B`@("`\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N
M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(
M96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO
M=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT
M.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[
M/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ
M(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$
M)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R
M87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A
M<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W
M<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT
M.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[
M/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ
M(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
M9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C
M,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T
M97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P
M('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W
M<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z
M(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\
M+W1D/CPO='(^#0H\='(@<W1Y;&4],T0G=F5R=&EC86PM86QI9VXZ(&)O='1O
M;3L@8F%C:V=R;W5N9"UC;VQO<CH@5VAI=&4[(&9O;G0Z(#$P<'0@0V%L:6)R
M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SX-"B`@("`\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@
M0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SY296%L(&5S=&%T92`F
M(S$U,#L@8V]N<W1R=6-T:6]N+"!L86YD(&1E=F5L;W!M96YT("8C,S@[(&]T
M:&5R(&QA;F0@;&]A;G,\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4]
M,T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G
M/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^-BPS-30\+W1D/CQT9"!N
M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N
M=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P
M.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-
M"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ
M(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
M=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF)SXQ,2PV.3@\+W1D/CQT9"!N;W=R87`],T1N;W=R
M87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI
M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO
M=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W
M<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z
M(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\
M+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@
M<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF)SXQ."PP-3(\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
M=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I
M8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/"]T<CX-"CQT<B!S='EL93TS
M1"=V97)T:6-A;"UA;&EG;CH@8F]T=&]M.R!B86-K9W)O=6YD+6-O;&]R.B!R
M9V(H,C`T+#(S."PR-34I.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9B<^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL
M93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A
M+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#
M86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D
M(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!R:6=H=#L@
M9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C
M,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L
M:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE
M/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF
M)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4]
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M;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q
M-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P
M<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D
M/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG
M;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=T97AT+6%L:6=N.B!R:6=H=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV
M971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO
M=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\+W1R
M/@T*/'1R('-T>6QE/3-$)W9E<G1I8V%L+6%L:6=N.B!B;W1T;VT[(&)A8VMG
M<F]U;F0M8V]L;W(Z(%=H:71E.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9B<^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S
M='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9B<^4F5A;"!E<W1A=&4@)B,Q-3`[(')E
M<VED96YT:6%L+"!F87)M;&%N9"!A;F0@;75L=&DM9F%M:6QY/"]T9#X\=&0@
M;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N
M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N
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M:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R
M87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A
M<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W
M<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT
M.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^,3`L-S$R
M/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ
M(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
M9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C
M,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T
M97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P
M('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^,C`L,S0Q/"]T9#X\=&0@;F]W
M<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z
M(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\
M+W1D/CPO='(^#0H\='(@<W1Y;&4],T0G=F5R=&EC86PM86QI9VXZ(&)O='1O
M;3L@8F%C:V=R;W5N9"UC;VQO<CH@<F=B*#(P-"PR,S@L,C4U*3L@9F]N=#H@
M,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/@T*("`@(#QT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@
M9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C
M,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q
M,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T
M9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI
M9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4]
M,T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#
M86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D
M(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@
M;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O
M;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V
M,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG
M;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4]
M,T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV
M971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO
M=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N
M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O
M;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V
M,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG
M;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68G/B8C,38P.SPO=&0^/"]T<CX-"CQT<B!S='EL93TS1"=V97)T:6-A
M;"UA;&EG;CH@8F]T=&]M.R!B86-K9W)O=6YD+6-O;&]R.B!7:&ET93L@9F]N
M=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/@T*("`@
M(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F
M=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G
M/E)E86P@97-T871E("8C,34P.R!H;VUE(&5Q=6ET>2!L:6YE<R!O9B!C<F5D
M:70\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P
M="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^
M#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N
M.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$
M)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9B<^,2PV,C(\+W1D/CQT9"!N;W=R87`],T1N;W=R
M87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI
M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO
M=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W
M<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z
M(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\
M+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@
M<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF)SXT-C4\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X
M="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S
M='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T
M>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P
M<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXR+#`X-SPO=&0^
M/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T
M.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^
M)B,Q-C`[/"]T9#X\+W1R/@T*/'1R('-T>6QE/3-$)W9E<G1I8V%L+6%L:6=N
M.B!B;W1T;VT[(&)A8VMG<F]U;F0M8V]L;W(Z(')G8B@R,#0L,C,X+#(U-2D[
M(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SX-
M"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ
M(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
M9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C
M,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T
M97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P
M('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W
M<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z
M(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\
M+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#
M86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@
M("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L
M969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E
M>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P
M('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R
M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R
M87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV
M971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A
M<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q
M,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T
M9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I
M9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E
M>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A
M+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CPO='(^#0H\='(@<W1Y;&4],T0G
M=F5R=&EC86PM86QI9VXZ(&)O='1O;3L@8F%C:V=R;W5N9"UC;VQO<CH@5VAI
M=&4[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF
M)SX-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI
M9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF)SY296%L(&5S=&%T92`M(&-O;6UE<F-I86P\+W1D/CQT9"!N;W=R
M87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV
M971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A
M<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q
M,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T
M9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I
M9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9B<^.2PX.#4\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X
M="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S
M='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T
M>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P
M<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXQ,"PS-#(\+W1D
M/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F
M=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G
M/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT
M.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[
M/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M
M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y
M;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF)SXR,"PR,C<\+W1D/CQT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P
M="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^
M/"]T<CX-"CQT<B!S='EL93TS1"=V97)T:6-A;"UA;&EG;CH@8F]T=&]M.R!B
M86-K9W)O=6YD+6-O;&]R.B!R9V(H,C`T+#(S."PR-34I.R!F;VYT.B`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^#0H@("`@/'1D(&YO
M=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT
M.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[
M/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@
M0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*
M("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@
M;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R
M:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T
M97AT+6%L:6=N.B!R:6=H=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I
M8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A
M<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W
M<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R
M87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@
M,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO
M=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!R
M:6=H=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R
M:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T
M97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P
M('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@
M<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I
M+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A
M<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!R:6=H=#L@9F]N=#H@
M,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO
M=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L
M969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9B<^)B,Q-C`[/"]T9#X\+W1R/@T*/'1R('-T>6QE/3-$)W9E<G1I8V%L+6%L
M:6=N.B!B;W1T;VT[(&)A8VMG<F]U;F0M8V]L;W(Z(%=H:71E.R!F;VYT.B`Q
M,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^#0H@("`@/'1D
M(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!P
M861D:6YG+6)O='1O;3H@,7!T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9B<^0V]N<W5M97(\+W1D/CQT9"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#%P=#L@9F]N=#H@,3!P
M="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^
M#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=B;W)D97(M8F]T
M=&]M.B!";&%C:R`Q<'0@<V]L:60[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF.R!T97AT+6%L:6=N.B!L969T)SXF(S$V,#L\
M+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G8F]R9&5R+6)O='1O
M;3H@0FQA8VL@,7!T('-O;&ED.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9CL@=&5X="UA;&EG;CH@<FEG:'0G/C(L.#(R/"]T
M9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M
M.B`Q<'0[('1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#%P=#L@9F]N=#H@
M,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO
M=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=B;W)D97(M
M8F]T=&]M.B!";&%C:R`Q<'0@<V]L:60[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T97AT+6%L:6=N.B!L969T)SXF(S$V
M,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G8F]R9&5R+6)O
M='1O;3H@0FQA8VL@,7!T('-O;&ED.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9CL@=&5X="UA;&EG;CH@<FEG:'0G/C8R/"]T
M9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M
M.B`Q<'0[('1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#%P=#L@9F]N=#H@
M,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO
M=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=B;W)D97(M
M8F]T=&]M.B!";&%C:R`Q<'0@<V]L:60[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T97AT+6%L:6=N.B!L969T)SXF(S$V
M,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G8F]R9&5R+6)O
M='1O;3H@0FQA8VL@,7!T('-O;&ED.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9CL@=&5X="UA;&EG;CH@<FEG:'0G/C(L.#@T
M/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T
M=&]M.B`Q<'0[('1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R
M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CPO='(^#0H\
M='(@<W1Y;&4],T0G=F5R=&EC86PM86QI9VXZ(&)O='1O;3L@8F%C:V=R;W5N
M9"UC;VQO<CH@<F=B*#(P-"PR,S@L,C4U*3L@9F]N=#H@,3!P="!#86QI8G)I
M+"!(96QV971I8V$L(%-A;G,M4V5R:68G/@T*("`@(#QT9"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@<&%D9&EN9RUB;W1T
M;VTZ(#(N-7!T.R!P861D:6YG+6QE9G0Z(#`N,VEN.R!F;VYT.B`Q,'!T($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[)B,Q-C`[5&]T
M86P\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB
M;W1T;VTZ(#(N-7!T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)V)O<F1E<BUB;W1T;VTZ($)L86-K(#(N-7!T(&1O=6)L
M93L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[
M('1E>'0M86QI9VXZ(&QE9G0G/B0\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@
M<W1Y;&4],T0G8F]R9&5R+6)O='1O;3H@0FQA8VL@,BXU<'0@9&]U8FQE.R!F
M;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@=&5X
M="UA;&EG;CH@<FEG:'0G/C,S+#`S-#PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A
M<"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@,BXU<'0[('1E>'0M86QI9VXZ
M(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
M<&%D9&EN9RUB;W1T;VTZ(#(N-7!T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W
M<F%P/3-$;F]W<F%P('-T>6QE/3-$)V)O<F1E<BUB;W1T;VTZ($)L86-K(#(N
M-7!T(&1O=6)L93L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68[('1E>'0M86QI9VXZ(&QE9G0G/B8C,38P.SPO=&0^/'1D(&YO
M=W)A<#TS1&YO=W)A<"!S='EL93TS1"=B;W)D97(M8F]T=&]M.B!";&%C:R`R
M+C5P="!D;W5B;&4[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF.R!T97AT+6%L:6=N.B!R:6=H="<^,S,L-#DQ/"]T9#X\=&0@
M;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`R+C5P
M=#L@=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV
M971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO
M=W)A<"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@,BXU<'0[(&9O;G0Z(#$P
M<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D
M/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G8F]R9&5R+6)O
M='1O;3H@0FQA8VL@,BXU<'0@9&]U8FQE.R!F;VYT.B`Q,'!T($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9CL@=&5X="UA;&EG;CH@;&5F="<^)B,Q
M-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V)O<F1E<BUB
M;W1T;VTZ($)L86-K(#(N-7!T(&1O=6)L93L@9F]N=#H@,3!P="!#86QI8G)I
M+"!(96QV971I8V$L(%-A;G,M4V5R:68[('1E>'0M86QI9VXZ(')I9VAT)SXV
M-BPU,C4\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN
M9RUB;W1T;VTZ(#(N-7!T.R!T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\
M+W1R/@T*/'1R('-T>6QE/3-$)W9E<G1I8V%L+6%L:6=N.B!B;W1T;VT[(&)A
M8VMG<F]U;F0M8V]L;W(Z(%=H:71E.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9B<^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A
M<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!P861D:6YG+6QE9G0Z(#4N
M-'!T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O
M;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V
M,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X
M="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S
M='EL93TS1"=T97AT+6%L:6=N.B!R:6=H=#L@9F]N=#H@,3!P="!#86QI8G)I
M+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A
M<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q
M,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T
M9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@
M(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F
M=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G
M/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT
M+6%L:6=N.B!R:6=H=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S
M='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P
M/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P
M="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^
M/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!R:6=H
M=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G
M/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT
M+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\+W1R/@T*/"]T86)L93X-"@T*/'`@
M<W1Y;&4],T0G9F]N=#H@,3!P="]N;W)M86P@0V%L:6)R:2P@2&5L=F5T:6-A
M+"!386YS+5-E<FEF.R!M87)G:6XZ(#`[('1E>'0M86QI9VXZ(&QE9G0G/CPO
M<#X-"@T*#0H-"CQP('-T>6QE/3-$)V9O;G0Z(#$P<'0O;F]R;6%L($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@;6%R9VEN.B`P.R!T97AT+6%L
M:6=N.B!L969T)SY4:&4@9F]L;&]W:6YG('1A8FQE('!R97-E;G1S('1H92!#
M;VUP86YY)B,Q-#8[<PT*;F]N86-C<G5A;"!L;V%N<R!A<R!O9B!$96-E;6)E
M<B`S,2P@,C`Q,2X\+W`^#0H-"CQP('-T>6QE/3-$)V9O;G0Z(#$P<'0O;F]R
M;6%L($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@;6%R9VEN.B`P
M.R!T97AT+6%L:6=N.B!L969T)SXF(S$V,#L\+W`^#0H-"CQT86)L92!C96QL
M<&%D9&EN9STS1#`@8V5L;'-P86-I;F<],T0P('-T>6QE/3-$)V)O<F1E<BUC
M;VQL87!S93H@8V]L;&%P<V4[('=I9'1H.B`Q,#`E.R!F;VYT.B`Q,'!T($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^#0H\='(@<W1Y;&4],T0G
M=F5R=&EC86PM86QI9VXZ(&)O='1O;3L@9F]N=#H@,3!P="!#86QI8G)I+"!(
M96QV971I8V$L(%-A;G,M4V5R:68G/@T*("`@(#QT9"!N;W=R87`],T1N;W=R
M87`@<W1Y;&4],T0G9F]N=#H@:71A;&EC(#$P<'0@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF.R!T97AT+6%L:6=N.B!L969T)SXH)"!I;B!T:&]U
M<V%N9',I/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I
M;F<M8F]T=&]M.B`Q<'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A
M+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!C;VQS<&%N/3-$
M,B!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@8V5N=&5R
M.R!B;W)D97(M8F]T=&]M.B!";&%C:R`Q<'0@<V]L:60[(&9O;G0Z(#$P<'0@
M0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SY.;VXM8V]V97)E9#PO
M=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P861D:6YG+6)O='1O
M;3H@,7!T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$
M)W!A9&1I;F<M8F]T=&]M.B`Q<'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!C;VQS
M<&%N/3-$,B!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@
M8V5N=&5R.R!B;W)D97(M8F]T=&]M.B!";&%C:R`Q<'0@<V]L:60[(&9O;G0Z
M(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SY#;W9E<F5D
M/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T
M=&]M.B`Q<'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4]
M,T0G<&%D9&EN9RUB;W1T;VTZ(#%P=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(
M96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&-O
M;'-P86X],T0R(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N
M.B!C96YT97([(&)O<F1E<BUB;W1T;VTZ($)L86-K(#%P="!S;VQI9#L@9F]N
M=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/E1O=&%L
M/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T
M=&]M.B`Q<'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF)SXF(S$V,#L\+W1D/CPO='(^#0H\='(@<W1Y;&4],T0G=F5R=&EC
M86PM86QI9VXZ(&)O='1O;3L@8F%C:V=R;W5N9"UC;VQO<CH@<F=B*#(P-"PR
M,S@L,C4U*3L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68G/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X
M="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68G/D-O;6UE<F-I86PL(&9I;F%N8VEA;"P@86YD(&%G<FEC
M=6QT=7)A;#H\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N
M=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P
M.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT
M+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T
M>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P
M/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P
M<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D
M/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI
M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@
M/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T
M.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^
M)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M
M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T
M>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I
M8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS
M1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\
M=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT
M.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^
M)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M
M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF)SXF(S$V,#L\+W1D/CPO='(^#0H\='(@<W1Y;&4],T0G=F5R
M=&EC86PM86QI9VXZ(&)O='1O;3L@8F%C:V=R;W5N9"UC;VQO<CH@5VAI=&4[
M(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SX-
M"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W=I9'1H.B`W,"4[
M('1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF.R!P861D:6YG+6QE9G0Z(#%E;2<^0V]M;65R8VEA
M;"`M('5N<V5C=7)E9#PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=W:61T:#H@,24[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R
M87`@<W1Y;&4],T0G=VED=&@Z(#$E.R!T97AT+6%L:6=N.B!L969T.R!F;VYT
M.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)#PO=&0^
M/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=W:61T:#H@-R4[('1E>'0M
M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9B<^-#4R/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE
M/3-$)W=I9'1H.B`Q)3L@=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#
M86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D
M(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=W:61T:#H@,24[(&9O;G0Z(#$P
M<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D
M/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=VED=&@Z(#$E
M.R!T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)W=I9'1H.B`W)3L@=&5X="UA;&EG;CH@<FEG:'0[(&9O
M;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$U
M,3L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=VED=&@Z(#$E
M.R!T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)W=I9'1H.B`Q)3L@9F]N=#H@,3!P="!#86QI8G)I+"!(
M96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO
M=W)A<#TS1&YO=W)A<"!S='EL93TS1"=W:61T:#H@,24[('1E>'0M86QI9VXZ
M(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
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M/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG
M;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68[('!A9&1I;F<M;&5F=#H@,65M)SY#;VUM97)C:6%L("T@<V5C=7)E
M9#PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-
M"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ
M(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
M=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF)SXR+#$Y,#PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A
M<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W
M<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R
M87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@
M,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO
M=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!R
M:6=H=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R
M:68G/C,U.#PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT
M+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T
M>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y
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M0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SX-"B`@("`\=&0@;F]W
M<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z
M(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!P861D:6YG
M+6QE9G0Z(#%E;2<^4V5C=7)E9"!B>2!I;G9E;G1O<GD@86YD(&%C8V]U;G1S
M(')E8V5I=F%B;&4\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
M9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C
M,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T
M97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P
M('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^-3@X/"]T9#X\=&0@;F]W<F%P
M/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P
M<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D
M/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI
M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@
M/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T
M.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^
M)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M
M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9B<^,3`R/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE
M/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO
M=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@
M;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F
M;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^-CDP
M/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ
M(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF)SXF(S$V,#L\+W1D/CPO='(^#0H\='(@<W1Y;&4],T0G=F5R=&EC86PM
M86QI9VXZ(&)O='1O;3L@8F%C:V=R;W5N9"UC;VQO<CH@<F=B*#(P-"PR,S@L
M,C4U*3L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R
M:68G/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA
M;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL
M93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE
M/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@
M0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@
M9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C
M,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q
M,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T
M9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI
M9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4]
M,T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#
M86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D
M(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@
M;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O
M;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V
M,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG
M;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4]
M,T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV
M971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/"]T<CX-"CQT<B!S='EL
M93TS1"=V97)T:6-A;"UA;&EG;CH@8F]T=&]M.R!B86-K9W)O=6YD+6-O;&]R
M.B!7:&ET93L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68G/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X
M="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68G/E)E86P@97-T871E("8C,34P.R!C;VYS=')U8W1I;VXL
M(&QA;F0@9&5V96QO<&UE;G0@)B,S.#L@;W1H97(@;&%N9"!L;V%N<SPO=&0^
M/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\
M=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[
M(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF
M(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA
M;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF)SXR,BPW-S(\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y
M;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(
M96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS
M1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@
M0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[
M(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXR
M,2PR,#0\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA
M;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL
M93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE
M/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@
M0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXT,RPY-S8\+W1D/CQT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@
M9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C
M,38P.SPO=&0^/"]T<CX-"CQT<B!S='EL93TS1"=V97)T:6-A;"UA;&EG;CH@
M8F]T=&]M.R!B86-K9W)O=6YD+6-O;&]R.B!R9V(H,C`T+#(S."PR-34I.R!F
M;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^#0H@
M("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L
M969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O
M;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V
M,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X
M="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S
M='EL93TS1"=T97AT+6%L:6=N.B!R:6=H=#L@9F]N=#H@,3!P="!#86QI8G)I
M+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A
M<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q
M,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T
M9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@
M(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F
M=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G
M/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT
M+6%L:6=N.B!R:6=H=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S
M='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P
M/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P
M="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^
M/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!R:6=H
M=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G
M/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT
M+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\+W1R/@T*/'1R('-T>6QE/3-$)W9E
M<G1I8V%L+6%L:6=N.B!B;W1T;VT[(&)A8VMG<F]U;F0M8V]L;W(Z(%=H:71E
M.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^
M#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N
M.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9B<^4F5A;"!E<W1A=&4@)B,Q-3`[(')E<VED96YT:6%L+"!F87)M;&%N
M9"!A;F0@;75L=&DM9F%M:6QY/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T
M>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y
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M.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^
M)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z
M(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\
M+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA
M;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL
M93TS1"=T97AT+6%L:6=N.B!R:6=H=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(
M96QV971I8V$L(%-A;G,M4V5R:68G/C$Q+#`U,#PO=&0^/'1D(&YO=W)A<#TS
M1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\
M=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R
M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@
M9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C
M,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L
M:6=N.B!R:6=H=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68G/C,V+#0X,#PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL
M93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\+W1R/@T*/'1R('-T
M>6QE/3-$)W9E<G1I8V%L+6%L:6=N.B!B;W1T;VT[(&)A8VMG<F]U;F0M8V]L
M;W(Z(')G8B@R,#0L,C,X+#(U-2D[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF)SX-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P
M('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R
M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R
M87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV
M971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A
M<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q
M,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T
M9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I
M9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E
M>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A
M+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@
M<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S
M='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P
M/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q
M,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T
M9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE
M9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF
M)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N
M=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P
M.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT
M+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T
M>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P
M/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P
M<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D
M/CPO='(^#0H\='(@<W1Y;&4],T0G=F5R=&EC86PM86QI9VXZ(&)O='1O;3L@
M8F%C:V=R;W5N9"UC;VQO<CH@5VAI=&4[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF)SX-"B`@("`\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SY296%L(&5S=&%T92`F(S$U
M,#L@:&]M92!E<75I='D@;&EN97,@;V8@8W)E9&ET/"]T9#X\=&0@;F]W<F%P
M/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P
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M86YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y
M;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R
M:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL
M93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^,2PP-C@\+W1D/CQT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@
M9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C
M,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q
M,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T
M9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI
M9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4]
M,T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF)SXT+#(R.3PO=&0^/'1D(&YO=W)A<#TS1&YO
M=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\+W1R
M/@T*/'1R('-T>6QE/3-$)W9E<G1I8V%L+6%L:6=N.B!B;W1T;VT[(&)A8VMG
M<F]U;F0M8V]L;W(Z(')G8B@R,#0L,C,X+#(U-2D[(&9O;G0Z(#$P<'0@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SX-"B`@("`\=&0@;F]W<F%P
M/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P
M<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D
M/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI
M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@
M/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T
M.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^
M)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M
M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T
M>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I
M8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS
M1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\
M=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT
M.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^
M)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M
M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y
M;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R
M:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL
M93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\
M=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[
M(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF
M(S$V,#L\+W1D/CPO='(^#0H\='(@<W1Y;&4],T0G=F5R=&EC86PM86QI9VXZ
M(&)O='1O;3L@8F%C:V=R;W5N9"UC;VQO<CH@5VAI=&4[(&9O;G0Z(#$P<'0@
M0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SX-"B`@("`\=&0@;F]W
M<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z
M(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SY296%L(&5S
M=&%T92`M(&-O;6UE<F-I86P\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y
M;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R
M:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL
M93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^,38L,C`S/"]T9#X\
M=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[
M(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF
M(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@
M,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO
M=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L
M:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE
M/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9B<^-RPT-3D\+W1D/CQT9"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#
M86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D
M(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@
M;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O
M;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V
M,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG
M;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF)SXR,RPV-C(\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4]
M,T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV
M971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/"]T<CX-"CQT<B!S='EL
M93TS1"=V97)T:6-A;"UA;&EG;CH@8F]T=&]M.R!B86-K9W)O=6YD+6-O;&]R
M.B!R9V(H,C`T+#(S."PR-34I.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9B<^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S
M='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P
M/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P
M="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^
M/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!R:6=H
M=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G
M/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT
M+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T
M>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y
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M.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^
M)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z
M(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\
M+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA
M;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL
M93TS1"=T97AT+6%L:6=N.B!R:6=H=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(
M96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS
M1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\
M+W1R/@T*/'1R('-T>6QE/3-$)W9E<G1I8V%L+6%L:6=N.B!B;W1T;VT[(&)A
M8VMG<F]U;F0M8V]L;W(Z(%=H:71E.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9B<^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A
M<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!P861D:6YG+6)O='1O;3H@
M,7!T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9B<^0V]N<W5M97(\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
M<&%D9&EN9RUB;W1T;VTZ(#%P=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV
M971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A
M<#TS1&YO=W)A<"!S='EL93TS1"=B;W)D97(M8F]T=&]M.B!";&%C:R`Q<'0@
M<V]L:60[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF.R!T97AT+6%L:6=N.B!L969T)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G8F]R9&5R+6)O='1O;3H@0FQA8VL@,7!T('-O
M;&ED.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9CL@=&5X="UA;&EG;CH@<FEG:'0G/C(L-S<P/"]T9#X\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`Q<'0[('1E>'0M86QI
M9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4]
M,T0G<&%D9&EN9RUB;W1T;VTZ(#%P=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(
M96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO
M=W)A<#TS1&YO=W)A<"!S='EL93TS1"=B;W)D97(M8F]T=&]M.B!";&%C:R`Q
M<'0@<V]L:60[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF.R!T97AT+6%L:6=N.B!L969T)SXF(S$V,#L\+W1D/CQT9"!N;W=R
M87`],T1N;W=R87`@<W1Y;&4],T0G8F]R9&5R+6)O='1O;3H@0FQA8VL@,7!T
M('-O;&ED.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9CL@=&5X="UA;&EG;CH@<FEG:'0G/C(S,3PO=&0^/'1D(&YO=W)A<#TS
M1&YO=W)A<"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@,7!T.R!T97AT+6%L
M:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE
M/3-$)W!A9&1I;F<M8F]T=&]M.B`Q<'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N
M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G8F]R9&5R+6)O='1O;3H@0FQA8VL@
M,7!T('-O;&ED.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9CL@=&5X="UA;&EG;CH@;&5F="<^)B,Q-C`[/"]T9#X\=&0@;F]W
M<F%P/3-$;F]W<F%P('-T>6QE/3-$)V)O<F1E<BUB;W1T;VTZ($)L86-K(#%P
M="!S;VQI9#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68[('1E>'0M86QI9VXZ(')I9VAT)SXS+#`P,3PO=&0^/'1D(&YO=W)A
M<#TS1&YO=W)A<"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@,7!T.R!T97AT
M+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\+W1R/@T*/'1R('-T>6QE/3-$)W9E
M<G1I8V%L+6%L:6=N.B!B;W1T;VT[(&)A8VMG<F]U;F0M8V]L;W(Z(')G8B@R
M,#0L,C,X+#(U-2D[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF)SX-"B`@("`\=&0@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F
M=#L@<&%D9&EN9RUB;W1T;VTZ(#(N-7!T.R!P861D:6YG+6QE9G0Z(#`N,VEN
M.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^
M)B,Q-C`[)B,Q-C`[5&]T86P\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y
M;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#(N-7!T.R!F;VYT.B`Q,'!T($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\
M=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V)O<F1E<BUB;W1T;VTZ($)L
M86-K(#(N-7!T(&1O=6)L93L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I
M8V$L(%-A;G,M4V5R:68[('1E>'0M86QI9VXZ(&QE9G0G/B0\+W1D/CQT9"!N
M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G8F]R9&5R+6)O='1O;3H@0FQA8VL@
M,BXU<'0@9&]U8FQE.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9CL@=&5X="UA;&EG;CH@<FEG:'0G/C<S+#4V-CPO=&0^/'1D
M(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@,BXU
M<'0[('1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#(N-7!T.R!F;VYT.B`Q
M,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T
M9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V)O<F1E<BUB
M;W1T;VTZ($)L86-K(#(N-7!T(&1O=6)L93L@9F]N=#H@,3!P="!#86QI8G)I
M+"!(96QV971I8V$L(%-A;G,M4V5R:68[('1E>'0M86QI9VXZ(&QE9G0G/B8C
M,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=B;W)D97(M
M8F]T=&]M.B!";&%C:R`R+C5P="!D;W5B;&4[(&9O;G0Z(#$P<'0@0V%L:6)R
M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T97AT+6%L:6=N.B!R:6=H="<^
M-#$L-#<R/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I
M;F<M8F]T=&]M.B`R+C5P=#L@=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P
M="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^
M/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@
M,BXU<'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y
M;&4],T0G8F]R9&5R+6)O='1O;3H@0FQA8VL@,BXU<'0@9&]U8FQE.R!F;VYT
M.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@=&5X="UA
M;&EG;CH@;&5F="<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T
M>6QE/3-$)V)O<F1E<BUB;W1T;VTZ($)L86-K(#(N-7!T(&1O=6)L93L@9F]N
M=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[('1E>'0M
M86QI9VXZ(')I9VAT)SXQ,34L,#,X/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P
M('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`R+C5P=#L@=&5X="UA;&EG;CH@
M;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R
M:68G/B8C,38P.SPO=&0^/"]T<CX-"CPO=&%B;&4^#0H-"CQP('-T>6QE/3-$
M)V9O;G0Z(#$P<'0O;F]R;6%L($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9CL@;6%R9VEN.B`P.R!T97AT+6%L:6=N.B!L969T)SXF(S$V,#L\+W`^
M#0H-"CQP('-T>6QE/3-$)V9O;G0Z(#$P<'0O;F]R;6%L($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9CL@;6%R9VEN.B`P.R!T97AT+6%L:6=N.B!L
M969T)SY4:&4@9F]L;&]W:6YG('1A8FQE('!R97-E;G1S(&%N(&%N86QY<VES
M#0IO9B!T:&4@<&%Y;65N="!S=&%T=7,@;V8@=&AE($-O;7!A;GDF(S$T-CMS
M(&QO86YS(&%S(&]F($1E8V5M8F5R(#,Q+"`R,#$R+CPO<#X-"@T*/'`@<W1Y
M;&4],T0G9F]N=#H@,3!P="\Q,"XP-7!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9CL@;6%R9VEN.B`P.R!T97AT+6%L:6=N.B!J=7-T:69Y.R!T
M97AT+6EN9&5N=#H@,"XR-6EN)SXF(S$V,#L\+W`^#0H-"CQT86)L92!C96QL
M<&%D9&EN9STS1#`@8V5L;'-P86-I;F<],T0P('-T>6QE/3-$)V)O<F1E<BUC
M;VQL87!S93H@8V]L;&%P<V4[('=I9'1H.B`Q,#`E.R!F;VYT.B`Q,'!T($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^#0H\='(@<W1Y;&4],T0G
M=F5R=&EC86PM86QI9VXZ(&)O='1O;3L@9F]N=#H@,3!P="!#86QI8G)I+"!(
M96QV971I8V$L(%-A;G,M4V5R:68G/@T*("`@(#QT9"!N;W=R87`],T1N;W=R
M87`@<W1Y;&4],T0G9F]N=#H@:71A;&EC(#$P<'0@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF.R!T97AT+6%L:6=N.B!J=7-T:69Y)SXH)"!I;B!T
M:&]U<V%N9',I/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A
M9&1I;F<M8F]T=&]M.B`Q<'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!C;VQS<&%N
M/3-$,B!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@8V5N
M=&5R.R!B;W)D97(M8F]T=&]M.B!";&%C:R`Q<'0@<V]L:60[(&9O;G0Z(#$P
M<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXS,"TU.2`\8G(@
M+SX-"D1A>7,@4&%S="`\8G(@+SX-"D1U93PO=&0^/'1D(&YO=W)A<#TS1&YO
M=W)A<"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@,7!T.R!F;VYT.B`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\
M=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`Q
M<'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF
M)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!C;VQS<&%N/3-$,B!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@8V5N=&5R.R!B;W)D97(M8F]T
M=&]M.B!";&%C:R`Q<'0@<V]L:60[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF)SXV,"TX.2!$87ES/&)R("\^#0H@4&%S="!$
M=64\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB
M;W1T;VTZ(#%P=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL
M93TS1"=P861D:6YG+6)O='1O;3H@,7!T.R!F;VYT.B`Q,'!T($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@
M8V]L<W!A;CTS1#(@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI
M9VXZ(&-E;G1E<CL@8F]R9&5R+6)O='1O;3H@0FQA8VL@,7!T('-O;&ED.R!F
M;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^3F]N
M86-C<G5A;"`\8G(@+SX-"DQO86YS/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P
M('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`Q<'0[(&9O;G0Z(#$P<'0@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N
M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#%P=#L@
M9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C
M,38P.SPO=&0^#0H@("`@/'1D(&-O;'-P86X],T0R(&YO=W)A<#TS1&YO=W)A
M<"!S='EL93TS1"=T97AT+6%L:6=N.B!C96YT97([(&)O<F1E<BUB;W1T;VTZ
M($)L86-K(#%P="!S;VQI9#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I
M8V$L(%-A;G,M4V5R:68G/D-U<G)E;G0\+W1D/CQT9"!N;W=R87`],T1N;W=R
M87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#%P=#L@9F]N=#H@,3!P="!#
M86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D
M(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@,7!T
M.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^
M)B,Q-C`[/"]T9#X-"B`@("`\=&0@8V]L<W!A;CTS1#(@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&-E;G1E<CL@8F]R9&5R+6)O='1O
M;3H@0FQA8VL@,7!T('-O;&ED.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9B<^5&]T86P@3&]A;G,\8G(@+SX-"B!296-E:79A
M8FQE/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M
M8F]T=&]M.B`Q<'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF)SXF(S$V,#L\+W1D/CPO='(^#0H\='(@<W1Y;&4],T0G=F5R
M=&EC86PM86QI9VXZ(&)O='1O;3L@8F%C:V=R;W5N9"UC;VQO<CH@<F=B*#(P
M-"PR,S@L,C4U*3L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68G/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
M=&5X="UD96-O<F%T:6]N.B!U;F1E<FQI;F4[('1E>'0M86QI9VXZ(&QE9G0[
M(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SY.
M;VXM8V]V97)E9"!L;V%N<SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL
M93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE
M/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@
M0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@
M9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C
M,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q
M,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T
M9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI
M9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4]
M,T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#
M86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D
M(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@
M;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O
M;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V
M,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG
M;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4]
M,T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV
M971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO
M=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N
M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O
M;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V
M,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG
M;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^
M)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$
M)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R
M87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N
M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N
M=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P
M.SPO=&0^/"]T<CX-"CQT<B!S='EL93TS1"=V97)T:6-A;"UA;&EG;CH@8F]T
M=&]M.R!B86-K9W)O=6YD+6-O;&]R.B!7:&ET93L@9F]N=#H@,3!P="!#86QI
M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/@T*("`@(#QT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P
M="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/D-O;6UE<F-I86PL
M(&9I;F%N8VEA;"P@86YD(&%G<FEC=6QT=7)A;#H\+W1D/CQT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I
M8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS
M1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\
M=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT
M.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^
M)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M
M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y
M;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R
M:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL
M93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\
M=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[
M(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF
M(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@
M,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO
M=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L
M:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE
M/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@
M0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I
M+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D
M(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F
M;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q
M-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI
M9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE
M/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO
M=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@
M;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F
M;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q
M-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI
M9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF)SXF(S$V,#L\+W1D/CPO='(^#0H\='(@<W1Y;&4],T0G=F5R=&EC
M86PM86QI9VXZ(&)O='1O;3L@8F%C:V=R;W5N9"UC;VQO<CH@<F=B*#(P-"PR
M,S@L,C4U*3L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68G/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=VED
M=&@Z(#4P)3L@=&5X="UA;&EG;CH@;&5F=#L@<&%D9&EN9RUL969T.B`Q96T[
M(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SY#
M;VUM97)C:6%L("T@=6YS96-U<F5D/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P
M('-T>6QE/3-$)W=I9'1H.B`Q)3L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV
M971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A
M<#TS1&YO=W)A<"!S='EL93TS1"=W:61T:#H@,24[('1E>'0M86QI9VXZ(&QE
M9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF
M)SXD/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W=I9'1H.B`W
M)3L@=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF)SXY,3PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A
M<"!S='EL93TS1"=W:61T:#H@,24[('1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z
M(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\
M+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=VED=&@Z(#$E.R!F
M;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q
M-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W=I
M9'1H.B`Q)3L@=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I
M+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A
M<#TS1&YO=W)A<"!S='EL93TS1"=W:61T:#H@-R4[('1E>'0M86QI9VXZ(')I
M9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9B<^,3`\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=VED=&@Z
M(#$E.R!T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)W=I9'1H.B`Q)3L@9F]N=#H@,3!P="!#86QI8G)I
M+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D
M(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=W:61T:#H@,24[('1E>'0M86QI
M9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4]
M,T0G=VED=&@Z(#<E.R!T97AT+6%L:6=N.B!R:6=H=#L@9F]N=#H@,3!P="!#
M86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/C,P-SPO=&0^/'1D(&YO
M=W)A<#TS1&YO=W)A<"!S='EL93TS1"=W:61T:#H@,24[('1E>'0M86QI9VXZ
M(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
M=VED=&@Z(#$E.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P
M('-T>6QE/3-$)W=I9'1H.B`Q)3L@=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@
M,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO
M=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=W:61T:#H@-R4[('1E
M>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9B<^,S4L,C<X/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P
M('-T>6QE/3-$)W=I9'1H.B`Q)3L@=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@
M,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO
M=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=W:61T:#H@,24[(&9O
M;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V
M,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=VED
M=&@Z(#$E.R!T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P
M/3-$;F]W<F%P('-T>6QE/3-$)W=I9'1H.B`W)3L@=&5X="UA;&EG;CH@<FEG
M:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF
M)SXS-2PV.#8\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=VED
M=&@Z(#$E.R!T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\+W1R/@T*/'1R
M('-T>6QE/3-$)W9E<G1I8V%L+6%L:6=N.B!B;W1T;VT[(&)A8VMG<F]U;F0M
M8V]L;W(Z(%=H:71E.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9B<^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=T97AT+6%L:6=N.B!L969T.R!P861D:6YG+6QE9G0Z(#%E;3L@9F]N=#H@
M,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/D-O;6UE<F-I
M86P@+2!S96-U<F5D/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$
M)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF
M(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
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M+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#
M86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@
M("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L
M969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E
M>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9B<^,C(P/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T
M>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I
M8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS
M1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\
M=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT
M.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^
M,BPS.3@\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA
M;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL
M93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE
M/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@
M0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXQ,3`L,#<T/"]T9#X\
M=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[
M(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF
M(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@
M,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO
M=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L
M:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE
M/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9B<^,3$S+#<Q,CPO=&0^/'1D(&YO=W)A<#TS
M1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\
M+W1R/@T*/'1R('-T>6QE/3-$)W9E<G1I8V%L+6%L:6=N.B!B;W1T;VT[(&)A
M8VMG<F]U;F0M8V]L;W(Z(')G8B@R,#0L,C,X+#(U-2D[(&9O;G0Z(#$P<'0@
M0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SX-"B`@("`\=&0@;F]W
M<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[('!A9&1I
M;F<M;&5F=#H@,65M.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9B<^4V5C=7)E9"!B>2!I;G9E;G1O<GD@86YD(&%C8V]U;G1S
M(')E8V5I=F%B;&4\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
M9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C
M,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T
M97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P
M('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^-3(\+W1D/CQT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P
M="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^
M/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\
M=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[
M(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF
M(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA
M;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF)SXT/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$
M)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R
M87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A
M<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W
M<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT
M.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^,3<\+W1D
M/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F
M=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G
M/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT
M.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[
M/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M
M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y
M;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF)SXR,2PR-S`\+W1D/CQT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P
M="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^
M/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\
M=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[
M(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF
M(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA
M;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF)SXR,2PS-#,\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y
M;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(
M96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/"]T<CX-"CQT<B!S
M='EL93TS1"=V97)T:6-A;"UA;&EG;CH@8F]T=&]M.R!B86-K9W)O=6YD+6-O
M;&]R.B!7:&ET93L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68G/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
M=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I
M8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A
M<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P
M('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R
M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R
M87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z
M(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\
M+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@
M;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R
M:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F
M;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q
M-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E
M>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A
M+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@
M<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R
M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R
M87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@
M,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO
M=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@
M("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE
M9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF
M)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X
M="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A
M+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@
M<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I
M+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A
M<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P
M/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P
M<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D
M/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG
M:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF
M)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X
M="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S
M='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T
M>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P
M<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D
M/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F
M=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G
M/B8C,38P.SPO=&0^/"]T<CX-"CQT<B!S='EL93TS1"=V97)T:6-A;"UA;&EG
M;CH@8F]T=&]M.R!B86-K9W)O=6YD+6-O;&]R.B!R9V(H,C`T+#(S."PR-34I
M.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^
M#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N
M.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9B<^4F5A;"!E<W1A=&4@)B,Q-3`[(&-O;G-T<G5C=&EO;BP@;&%N9"!D
M979E;&]P;65N="`F(S,X.R!O=&AE<B!L86YD(&QO86YS/"]T9#X\=&0@;F]W
M<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R
M87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@
M,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO
M=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!R
M:6=H=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R
M:68G/C0Y,#PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT
M+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T
M>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y
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M;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q
M-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P
M<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D
M/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG
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M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(
M96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO
M=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT
M.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[
M/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ
M(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9B<^,C$Q+#`P,3PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R
M87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI
M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO
M=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!R:6=H=#L@9F]N
M=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/C(Q."PQ
M,#@\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG
M;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68G/B8C,38P.SPO=&0^/"]T<CX-"CQT<B!S='EL93TS1"=V97)T:6-A
M;"UA;&EG;CH@8F]T=&]M.R!B86-K9W)O=6YD+6-O;&]R.B!7:&ET93L@9F]N
M=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/@T*("`@
M(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F
M=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G
M/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT
M.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[
M/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M
M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y
M;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P
M="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^
M/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\
M=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[
M(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF
M(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA
M;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y
M;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(
M96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS
M1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@
M0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[
M(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF
M(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA
M;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL
M93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE
M/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@
M0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@
M9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C
M,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q
M,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T
M9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI
M9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4]
M,T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#
M86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/"]T
M<CX-"CQT<B!S='EL93TS1"=V97)T:6-A;"UA;&EG;CH@8F]T=&]M.R!B86-K
M9W)O=6YD+6-O;&]R.B!R9V(H,C`T+#(S."PR-34I.R!F;VYT.B`Q,'!T($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^#0H@("`@/'1D(&YO=W)A
M<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q
M,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^4F5A;"!E<W1A
M=&4@)B,Q-3`[(')E<VED96YT:6%L+"!F87)M;&%N9"P@86YD(&UU;'1I+69A
M;6EL>3PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q
M,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T
M9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI
M9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4]
M,T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF)SXY+#8W,SPO=&0^/'1D(&YO=W)A<#TS1&YO
M=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@
M;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N
M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N
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M:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R
M87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A
M<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W
M<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT
M.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^.2PV,CD\
M+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@
M;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R
M:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F
M;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q
M-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E
M>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A
M+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@
M<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R
M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXW.3<L-3@T/"]T9#X\=&0@;F]W
M<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z
M(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\
M+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#
M86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@
M("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L
M969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E
M>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9B<^.#$Y+#0S.3PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A
M<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\+W1R/@T*
M/'1R('-T>6QE/3-$)W9E<G1I8V%L+6%L:6=N.B!B;W1T;VT[(&)A8VMG<F]U
M;F0M8V]L;W(Z(%=H:71E.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9B<^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL
M93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A
M+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#
M86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D
M(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!R:6=H=#L@
M9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C
M,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L
M:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE
M/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF
M)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4]
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M;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q
M-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P
M<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D
M/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG
M;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=T97AT+6%L:6=N.B!R:6=H=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV
M971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO
M=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@
M;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N
M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N
M=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P
M.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N
M.B!R:6=H=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R
M87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI
M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO
M=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!R:6=H=#L@9F]N
M=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P
M.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N
M.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9B<^)B,Q-C`[/"]T9#X\+W1R/@T*/'1R('-T>6QE/3-$)W9E<G1I8V%L
M+6%L:6=N.B!B;W1T;VT[(&)A8VMG<F]U;F0M8V]L;W(Z(')G8B@R,#0L,C,X
M+#(U-2D[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF)SX-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M
M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF)SY296%L(&5S=&%T92`F(S$U,#L@:&]M92!E<75I='D@;&EN
M97,@;V8@8W)E9&ET/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$
M)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF
M(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
M=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I
M8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A
M<"!S='EL93TS1"=T97AT+6%L:6=N.B!R:6=H=#L@9F]N=#H@,3!P="!#86QI
M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/CDW-CPO=&0^/'1D(&YO=W)A
M<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q
M,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T
M9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@
M(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F
M=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G
M/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT
M+6%L:6=N.B!R:6=H=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68G/C,R,#PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL
M93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A
M+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#
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M+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4]
M,T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G
M/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^,3DW+#DV,CPO=&0^/'1D
M(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F
M;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q
M-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P
M<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D
M/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG
M;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=T97AT+6%L:6=N.B!R:6=H=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV
M971I8V$L(%-A;G,M4V5R:68G/C(P,"PX.#`\+W1D/CQT9"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#
M86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/"]T
M<CX-"CQT<B!S='EL93TS1"=V97)T:6-A;"UA;&EG;CH@8F]T=&]M.R!B86-K
M9W)O=6YD+6-O;&]R.B!7:&ET93L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV
M971I8V$L(%-A;G,M4V5R:68G/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@
M<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I
M+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A
M<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P
M/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P
M<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D
M/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG
M:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF
M)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X
M="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S
M='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T
M>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P
M<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D
M/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F
M=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G
M/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT
M.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[
M/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M
M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y
M;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P
M="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^
M/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\
M=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[
M(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF
M(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA
M;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y
M;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(
M96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS
M1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@
M0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[
M(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF
M(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA
M;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68G/B8C,38P.SPO=&0^/"]T<CX-"CQT<B!S='EL93TS1"=V97)T
M:6-A;"UA;&EG;CH@8F]T=&]M.R!B86-K9W)O=6YD+6-O;&]R.B!R9V(H,C`T
M+#(S."PR-34I.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9B<^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T
M97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9B<^4F5A;"!E<W1A=&4@+2!C;VUM97)C:6%L/"]T9#X\
M=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R
M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@
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M=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO
M=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@
M;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F
M;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^,2PQ
M,S$\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG
M;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^
M)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$
M)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R
M87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXY+#@X-3PO=&0^/'1D(&YO
M=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT
M.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[
M/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@
M0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*
M("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@
M;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R
M:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T
M97AT+6%L:6=N.B!R:6=H=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I
M8V$L(%-A;G,M4V5R:68G/C8Q,BPU.3@\+W1D/CQT9"!N;W=R87`],T1N;W=R
M87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI
M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO
M=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W
M<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z
M(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\
M+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@
M<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF)SXV,C<L.30P/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$
M)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CPO='(^#0H\='(@<W1Y;&4]
M,T0G=F5R=&EC86PM86QI9VXZ(&)O='1O;3L@8F%C:V=R;W5N9"UC;VQO<CH@
M5VAI=&4[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF)SX-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M
M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y
M;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R
M:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL
M93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\
M=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[
M(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF
M(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@
M,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO
M=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L
M:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE
M/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@
M0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I
M+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D
M(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F
M;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q
M-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI
M9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE
M/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO
M=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@
M;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F
M;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q
M-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI
M9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4]
M,T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G
M/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@
M;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O
M;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V
M,#L\+W1D/CPO='(^#0H\='(@<W1Y;&4],T0G=F5R=&EC86PM86QI9VXZ(&)O
M='1O;3L@8F%C:V=R;W5N9"UC;VQO<CH@<F=B*#(P-"PR,S@L,C4U*3L@9F]N
M=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/@T*("`@
M(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F
M=#L@<&%D9&EN9RUB;W1T;VTZ(#%P=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(
M96QV971I8V$L(%-A;G,M4V5R:68G/D-O;G-U;65R/"]T9#X\=&0@;F]W<F%P
M/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`Q<'0[(&9O;G0Z
M(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\
M+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G8F]R9&5R
M+6)O='1O;3H@0FQA8VL@,7!T('-O;&ED.R!F;VYT.B`Q,'!T($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9CL@=&5X="UA;&EG;CH@;&5F="<^)B,Q
M-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V)O<F1E<BUB
M;W1T;VTZ($)L86-K(#%P="!S;VQI9#L@9F]N=#H@,3!P="!#86QI8G)I+"!(
M96QV971I8V$L(%-A;G,M4V5R:68[('1E>'0M86QI9VXZ(')I9VAT)SXT-C(\
M+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T
M;VTZ(#%P=#L@=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I
M+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A
M<#TS1&YO=W)A<"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@,7!T.R!F;VYT
M.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[
M/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V)O<F1E
M<BUB;W1T;VTZ($)L86-K(#%P="!S;VQI9#L@9F]N=#H@,3!P="!#86QI8G)I
M+"!(96QV971I8V$L(%-A;G,M4V5R:68[('1E>'0M86QI9VXZ(&QE9G0G/B8C
M,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=B;W)D97(M
M8F]T=&]M.B!";&%C:R`Q<'0@<V]L:60[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T97AT+6%L:6=N.B!R:6=H="<^,C$Y
M/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T
M=&]M.B`Q<'0[('1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R
M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R
M87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#%P=#L@9F]N
M=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P
M.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=B;W)D
M97(M8F]T=&]M.B!";&%C:R`Q<'0@<V]L:60[(&9O;G0Z(#$P<'0@0V%L:6)R
M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T97AT+6%L:6=N.B!L969T)SXF
M(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G8F]R9&5R
M+6)O='1O;3H@0FQA8VL@,7!T('-O;&ED.R!F;VYT.B`Q,'!T($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9CL@=&5X="UA;&EG;CH@<FEG:'0G/C(L
M.#(R/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M
M8F]T=&]M.B`Q<'0[('1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N
M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#%P=#L@
M9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C
M,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=B
M;W)D97(M8F]T=&]M.B!";&%C:R`Q<'0@<V]L:60[(&9O;G0Z(#$P<'0@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T97AT+6%L:6=N.B!L969T
M)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G8F]R
M9&5R+6)O='1O;3H@0FQA8VL@,7!T('-O;&ED.R!F;VYT.B`Q,'!T($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@=&5X="UA;&EG;CH@<FEG:'0G
M/C4R+#(P.#PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P861D
M:6YG+6)O='1O;3H@,7!T.R!T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\
M=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`Q
M<'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF
M)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4]
M,T0G8F]R9&5R+6)O='1O;3H@0FQA8VL@,7!T('-O;&ED.R!F;VYT.B`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@=&5X="UA;&EG;CH@
M;&5F="<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$
M)V)O<F1E<BUB;W1T;VTZ($)L86-K(#%P="!S;VQI9#L@9F]N=#H@,3!P="!#
M86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[('1E>'0M86QI9VXZ(')I
M9VAT)SXU-2PW,3$\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
M<&%D9&EN9RUB;W1T;VTZ(#%P=#L@=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@
M,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO
M=&0^/"]T<CX-"CQT<B!S='EL93TS1"=V97)T:6-A;"UA;&EG;CH@8F]T=&]M
M.R!B86-K9W)O=6YD+6-O;&]R.B!7:&ET93L@9F]N=#H@,3!P="!#86QI8G)I
M+"!(96QV971I8V$L(%-A;G,M4V5R:68G/@T*("`@(#QT9"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@<&%D9&EN9RUB;W1T
M;VTZ(#(N-7!T.R!P861D:6YG+6QE9G0Z(#`N,VEN.R!F;VYT.B`Q,'!T($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[)B,Q-C`[5&]T
M86P@;F]N+6-O=F5R960\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4]
M,T0G<&%D9&EN9RUB;W1T;VTZ(#(N-7!T.R!F;VYT.B`Q,'!T($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@
M;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V)O<F1E<BUB;W1T;VTZ($)L86-K
M(#(N-7!T(&1O=6)L93L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68[('1E>'0M86QI9VXZ(&QE9G0G/B0\+W1D/CQT9"!N;W=R
M87`],T1N;W=R87`@<W1Y;&4],T0G8F]R9&5R+6)O='1O;3H@0FQA8VL@,BXU
M<'0@9&]U8FQE.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9CL@=&5X="UA;&EG;CH@<FEG:'0G/C$W+#`Y,#PO=&0^/'1D(&YO
M=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@,BXU<'0[
M('1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R
M87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#(N-7!T.R!F;VYT.B`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-
M"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V)O<F1E<BUB;W1T
M;VTZ($)L86-K(#(N-7!T(&1O=6)L93L@9F]N=#H@,3!P="!#86QI8G)I+"!(
M96QV971I8V$L(%-A;G,M4V5R:68[('1E>'0M86QI9VXZ(&QE9G0G/B8C,38P
M.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=B;W)D97(M8F]T
M=&]M.B!";&%C:R`R+C5P="!D;W5B;&4[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T97AT+6%L:6=N.B!R:6=H="<^-"PW
M,C`\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB
M;W1T;VTZ(#(N-7!T.R!T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@
M;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`R+C5P
M=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G
M/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=B;W)D97(M8F]T=&]M.B!";&%C:R`R+C5P="!D;W5B;&4[(&9O;G0Z(#$P
M<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T97AT+6%L:6=N
M.B!L969T)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4]
M,T0G8F]R9&5R+6)O='1O;3H@0FQA8VL@,BXU<'0@9&]U8FQE.R!F;VYT.B`Q
M,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@=&5X="UA;&EG
M;CH@<FEG:'0G/C,S+#`S-#PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL
M93TS1"=P861D:6YG+6)O='1O;3H@,BXU<'0[('1E>'0M86QI9VXZ(&QE9G0[
M(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF
M(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN
M9RUB;W1T;VTZ(#(N-7!T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)V)O<F1E<BUB;W1T;VTZ($)L86-K(#(N-7!T(&1O
M=6)L93L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R
M:68[('1E>'0M86QI9VXZ(&QE9G0G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS
M1&YO=W)A<"!S='EL93TS1"=B;W)D97(M8F]T=&]M.B!";&%C:R`R+C5P="!D
M;W5B;&4[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF.R!T97AT+6%L:6=N.B!R:6=H="<^,BPP,S<L.3<U/"]T9#X\=&0@;F]W
M<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`R+C5P=#L@
M=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I
M8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A
M<"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@,BXU<'0[(&9O;G0Z(#$P<'0@
M0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*
M("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T
M;VTZ(#(N-7!T.R!T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W
M<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`R+C5P=#L@
M=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF)SXR+#`Y,BPX,3D\+W1D/CQT9"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#(N-7!T.R!T97AT+6%L
M:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9B<^)B,Q-C`[/"]T9#X\+W1R/@T*/'1R('-T>6QE/3-$)W9E<G1I
M8V%L+6%L:6=N.B!B;W1T;VT[(&)A8VMG<F]U;F0M8V]L;W(Z(')G8B@R,#0L
M,C,X+#(U-2D[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF)SX-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E
M>'0M86QI9VXZ(&QE9G0[('!A9&1I;F<M8F]T=&]M.B`Q<'0[(&9O;G0Z(#$P
M<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SY5;F%M;W)T:7IE
M9"!N970@9&5F97)R960@;&]A;B!C;W-T<SPO=&0^/'1D(&YO=W)A<#TS1&YO
M=W)A<"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@,7!T.R!F;VYT.B`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-
M"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T
M=&]M.B`Q<'0[('1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R
M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R
M87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#%P=#L@=&5X
M="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A
M+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@
M<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#%P=#L@=&5X="UA;&EG;CH@;&5F
M=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G
M/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P861D
M:6YG+6)O='1O;3H@,7!T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`Q<'0[('1E>'0M86QI
M9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4]
M,T0G<&%D9&EN9RUB;W1T;VTZ(#%P=#L@=&5X="UA;&EG;CH@<FEG:'0[(&9O
M;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V
M,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB
M;W1T;VTZ(#%P=#L@=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI
M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO
M=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@,7!T.R!F
M;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q
M-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A
M9&1I;F<M8F]T=&]M.B`Q<'0[('1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P
M<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D
M/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ
M(#%P=#L@=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#%P=#L@=&5X="UA
M;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL
M93TS1"=P861D:6YG+6)O='1O;3H@,7!T.R!F;VYT.B`Q,'!T($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@
M;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`Q<'0[
M('1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R
M87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#%P=#L@=&5X="UA;&EG;CH@
M<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
M<&%D9&EN9RUB;W1T;VTZ(#%P=#L@=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@
M,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO
M=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P861D:6YG+6)O='1O
M;3H@,7!T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T
M>6QE/3-$)V)O<F1E<BUB;W1T;VTZ($)L86-K(#%P="!S;VQI9#L@9F]N=#H@
M,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[('1E>'0M86QI
M9VXZ(&QE9G0G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL
M93TS1"=B;W)D97(M8F]T=&]M.B!";&%C:R`Q<'0@<V]L:60[(&9O;G0Z(#$P
M<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T97AT+6%L:6=N
M.B!R:6=H="<^,2PS,C0\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4]
M,T0G<&%D9&EN9RUB;W1T;VTZ(#%P=#L@=&5X="UA;&EG;CH@;&5F=#L@9F]N
M=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P
M.SPO=&0^/"]T<CX-"CQT<B!S='EL93TS1"=V97)T:6-A;"UA;&EG;CH@8F]T
M=&]M.R!B86-K9W)O=6YD+6-O;&]R.B!7:&ET93L@9F]N=#H@,3!P="!#86QI
M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/@T*("`@(#QT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@<&%D9&EN9RUB
M;W1T;VTZ(#(N-7!T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9B<^)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q
M-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[5&]T86P@;F]N+6-O
M=F5R960@;&]A;G,\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
M<&%D9&EN9RUB;W1T;VTZ(#(N-7!T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W
M<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`R+C5P=#L@
M=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I
M8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A
M<"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@,BXU<'0[('1E>'0M86QI9VXZ
M(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$
M)W!A9&1I;F<M8F]T=&]M.B`R+C5P=#L@=&5X="UA;&EG;CH@;&5F=#L@9F]N
M=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P
M.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P861D:6YG+6)O
M='1O;3H@,BXU<'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R
M87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#(N-7!T.R!T97AT+6%L:6=N
M.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$
M)W!A9&1I;F<M8F]T=&]M.B`R+C5P=#L@=&5X="UA;&EG;CH@<FEG:'0[(&9O
M;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V
M,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB
M;W1T;VTZ(#(N-7!T.R!T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@
M;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`R+C5P
M=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G
M/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=P861D:6YG+6)O='1O;3H@,BXU<'0[('1E>'0M86QI9VXZ(&QE9G0[(&9O
M;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V
M,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB
M;W1T;VTZ(#(N-7!T.R!T97AT+6%L:6=N.B!R:6=H=#L@9F]N=#H@,3!P="!#
M86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D
M(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@,BXU
M<'0[('1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#(N-7!T.R!F;VYT.B`Q
M,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T
M9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M
M8F]T=&]M.B`R+C5P=#L@=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#
M86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D
M(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@,BXU
M<'0[('1E>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`R+C5P=#L@=&5X="UA
M;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL
M93TS1"=P861D:6YG+6)O='1O;3H@,BXU<'0[(&9O;G0Z(#$P<'0@0V%L:6)R
M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G8F]R9&5R+6)O='1O;3H@0FQA
M8VL@,BXU<'0@9&]U8FQE.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9CL@=&5X="UA;&EG;CH@;&5F="<^)#PO=&0^/'1D(&YO
M=W)A<#TS1&YO=W)A<"!S='EL93TS1"=B;W)D97(M8F]T=&]M.B!";&%C:R`R
M+C5P="!D;W5B;&4[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF.R!T97AT+6%L:6=N.B!R:6=H="<^,BPP.30L,30S/"]T9#X\
M=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`R
M+C5P=#L@=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(
M96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/"]T<CX-"CQT<B!S
M='EL93TS1"=V97)T:6-A;"UA;&EG;CH@8F]T=&]M.R!B86-K9W)O=6YD+6-O
M;&]R.B!R9V(H,C`T+#(S."PR-34I.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9B<^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A
M<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W
M<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R
M87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@
M,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO
M=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!R
M:6=H=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R
M:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T
M97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P
M('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@
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M969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O
M;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V
M,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X
M="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S
M='EL93TS1"=T97AT+6%L:6=N.B!R:6=H=#L@9F]N=#H@,3!P="!#86QI8G)I
M+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A
M<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q
M,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T
M9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@
M(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F
M=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G
M/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT
M+6%L:6=N.B!R:6=H=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S
M='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P
M/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P
M="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^
M/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!R:6=H
M=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G
M/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT
M+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\+W1R/@T*/'1R('-T>6QE/3-$)W9E
M<G1I8V%L+6%L:6=N.B!B;W1T;VT[(&)A8VMG<F]U;F0M8V]L;W(Z(%=H:71E
M.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^
M#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N
M.B!L969T.R!P861D:6YG+6)O='1O;3H@,BXU<'0[(&9O;G0Z(#$P<'0@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SY#;W9E<F5D(&QO86YS/"]T
M9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M
M.B`R+C5P=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S
M='EL93TS1"=B;W)D97(M8F]T=&]M.B!";&%C:R`R+C5P="!D;W5B;&4[(&9O
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M(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN
M9RUB;W1T;VTZ(#(N-7!T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)V)O<F1E<BUB;W1T;VTZ($)L86-K(#(N-7!T(&1O
M=6)L93L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R
M:68[('1E>'0M86QI9VXZ(&QE9G0G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS
M1&YO=W)A<"!S='EL93TS1"=B;W)D97(M8F]T=&]M.B!";&%C:R`R+C5P="!D
M;W5B;&4[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF.R!T97AT+6%L:6=N.B!R:6=H="<^,RPT,3<\+W1D/CQT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#(N-7!T.R!T97AT
M+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T
M>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`R+C5P=#L@9F]N=#H@,3!P="!#86QI
M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@
M/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=B;W)D97(M8F]T=&]M.B!"
M;&%C:R`R+C5P="!D;W5B;&4[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF.R!T97AT+6%L:6=N.B!L969T)SXF(S$V,#L\+W1D
M/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G8F]R9&5R+6)O='1O;3H@
M0FQA8VL@,BXU<'0@9&]U8FQE.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9CL@=&5X="UA;&EG;CH@<FEG:'0G/C,S+#0Y,3PO
M=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P861D:6YG+6)O='1O
M;3H@,BXU<'0[('1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R
M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R
M87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#(N-7!T.R!F
M;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q
M-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V)O
M<F1E<BUB;W1T;VTZ($)L86-K(#(N-7!T(&1O=6)L93L@9F]N=#H@,3!P="!#
M86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[('1E>'0M86QI9VXZ(&QE
M9G0G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=B
M;W)D97(M8F]T=&]M.B!";&%C:R`R+C5P="!D;W5B;&4[(&9O;G0Z(#$P<'0@
M0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T97AT+6%L:6=N.B!R
M:6=H="<^,C,X+#@T,CPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=P861D:6YG+6)O='1O;3H@,BXU<'0[('1E>'0M86QI9VXZ(&QE9G0[(&9O
M;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V
M,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB
M;W1T;VTZ(#(N-7!T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)V)O<F1E<BUB;W1T;VTZ($)L86-K(#(N-7!T(&1O=6)L
M93L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[
M('1E>'0M86QI9VXZ(&QE9G0G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO
M=W)A<"!S='EL93TS1"=B;W)D97(M8F]T=&]M.B!";&%C:R`R+C5P="!D;W5B
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M;G,M4V5R:68G/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
M=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I
M8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A
M<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P
M('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R
M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R
M87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z
M(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\
M+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@
M;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R
M:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F
M;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q
M-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E
M>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A
M+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@
M<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R
M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R
M87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@
M,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO
M=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@
M("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE
M9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF
M)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X
M="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A
M+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@
M<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I
M+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A
M<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P
M/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P
M<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D
M/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG
M:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF
M)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X
M="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S
M='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T
M>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P
M<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D
M/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F
M=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G
M/B8C,38P.SPO=&0^/"]T<CX-"CQT<B!S='EL93TS1"=V97)T:6-A;"UA;&EG
M;CH@8F]T=&]M.R!B86-K9W)O=6YD+6-O;&]R.B!7:&ET93L@9F]N=#H@,3!P
M="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/@T*("`@(#QT9"!N
M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@<&%D
M9&EN9RUB;W1T;VTZ(#(N-7!T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q
M-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[
M)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[5&]T86P@;&]A;G,\+W1D/CQT9"!N
M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#(N-7!T
M.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^
M)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$
M)V)O<F1E<BUB;W1T;VTZ($)L86-K(#(N-7!T(&1O=6)L93L@9F]N=#H@,3!P
M="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[('1E>'0M86QI9VXZ
M(&QE9G0G/B0\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G8F]R
M9&5R+6)O='1O;3H@0FQA8VL@,BXU<'0@9&]U8FQE.R!F;VYT.B`Q,'!T($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@=&5X="UA;&EG;CH@<FEG
M:'0G/C(S+#8U-#PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P
M861D:6YG+6)O='1O;3H@,BXU<'0[('1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z
M(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\
M+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T
M;VTZ(#(N-7!T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P
M('-T>6QE/3-$)V)O<F1E<BUB;W1T;VTZ($)L86-K(#(N-7!T(&1O=6)L93L@
M9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[('1E
M>'0M86QI9VXZ(&QE9G0G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A
M<"!S='EL93TS1"=B;W)D97(M8F]T=&]M.B!";&%C:R`R+C5P="!D;W5B;&4[
M(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T
M97AT+6%L:6=N.B!R:6=H="<^."PQ,S<\+W1D/CQT9"!N;W=R87`],T1N;W=R
M87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#(N-7!T.R!T97AT+6%L:6=N
M.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$
M)W!A9&1I;F<M8F]T=&]M.B`R+C5P=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(
M96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO
M=W)A<#TS1&YO=W)A<"!S='EL93TS1"=B;W)D97(M8F]T=&]M.B!";&%C:R`R
M+C5P="!D;W5B;&4[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF.R!T97AT+6%L:6=N.B!L969T)SXF(S$V,#L\+W1D/CQT9"!N
M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G8F]R9&5R+6)O='1O;3H@0FQA8VL@
M,BXU<'0@9&]U8FQE.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9CL@=&5X="UA;&EG;CH@<FEG:'0G/C8V+#4R-3PO=&0^/'1D
M(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@,BXU
M<'0[('1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#(N-7!T.R!F;VYT.B`Q
M,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T
M9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V)O<F1E<BUB
M;W1T;VTZ($)L86-K(#(N-7!T(&1O=6)L93L@9F]N=#H@,3!P="!#86QI8G)I
M+"!(96QV971I8V$L(%-A;G,M4V5R:68[('1E>'0M86QI9VXZ(&QE9G0G/B8C
M,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=B;W)D97(M
M8F]T=&]M.B!";&%C:R`R+C5P="!D;W5B;&4[(&9O;G0Z(#$P<'0@0V%L:6)R
M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T97AT+6%L:6=N.B!R:6=H="<^
M,BPR-S8L.#$W/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A
M9&1I;F<M8F]T=&]M.B`R+C5P=#L@=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@
M,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO
M=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P861D:6YG+6)O='1O
M;3H@,BXU<'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@
M<W1Y;&4],T0G8F]R9&5R+6)O='1O;3H@0FQA8VL@,BXU<'0@9&]U8FQE.R!F
M;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@=&5X
M="UA;&EG;CH@;&5F="<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P
M('-T>6QE/3-$)V)O<F1E<BUB;W1T;VTZ($)L86-K(#(N-7!T(&1O=6)L93L@
M9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[('1E
M>'0M86QI9VXZ(')I9VAT)SXR+#,W-BPT-3<\+W1D/CQT9"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#(N-7!T.R!T97AT+6%L
M:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9B<^)B,Q-C`[/"]T9#X\+W1R/@T*/"]T86)L93X-"@T*/'`@<W1Y
M;&4],T0G9F]N=#H@,3!P="\Q,"XP-7!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9CL@;6%R9VEN.B`P.R!T97AT+6%L:6=N.B!J=7-T:69Y.R!T
M97AT+6EN9&5N=#H@,"XR-6EN)SXF(S$V,#L\+W`^#0H-"CQP('-T>6QE/3-$
M)V9O;G0Z(#$P<'0O;F]R;6%L($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9CL@;6%R9VEN.B`P.R!T97AT+6%L:6=N.B!L969T)SY4:&4@0V]M<&%N
M>2!H860@;F\@;F]N+6-O=F5R960@;W(@8V]V97)E9`T*;&]A;G,@=&AA="!W
M97)E('!A<W0@9'5E(&=R96%T97(@=&AA;B`Y,"!D87ES(&%N9"!A8V-R=6EN
M9R!I;G1E<F5S="!A="!$96-E;6)E<B`S,2P@,C`Q,BX\+W`^#0H-"@T*#0H-
M"@T*/'`@<W1Y;&4],T0G9F]N=#H@,3!P="]N;W)M86P@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF.R!M87)G:6XZ(#`[('1E>'0M86QI9VXZ(&QE
M9G0G/E1H92!F;VQL;W=I;F<@=&%B;&4@<')E<V5N=',@86X@86YA;'ES:7,-
M"F]F('1H92!P87EM96YT('-T871U<R!O9B!T:&4@0V]M<&%N>28C,30V.W,@
M;&]A;G,@87,@;V8@1&5C96UB97(@,S$L(#(P,3$N/"]P/@T*#0H\<"!S='EL
M93TS1"=F;VYT.B`Q,'!T+S$P+C`U<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF.R!M87)G:6XZ(#`[('1E>'0M86QI9VXZ(&IU<W1I9GD[('1E
M>'0M:6YD96YT.B`P+C(U:6XG/B8C,38P.SPO<#X-"@T*/'1A8FQE(&-E;&QP
M861D:6YG/3-$,"!C96QL<W!A8VEN9STS1#`@<W1Y;&4],T0G8F]R9&5R+6-O
M;&QA<'-E.B!C;VQL87!S93L@=VED=&@Z(#$P,"4[(&9O;G0Z(#$P<'0@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SX-"CQT<B!S='EL93TS1"=V
M97)T:6-A;"UA;&EG;CH@8F]T=&]M.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9B<^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A
M<"!S='EL93TS1"=F;VYT.B!I=&%L:6,@,3!P="!#86QI8G)I+"!(96QV971I
M8V$L(%-A;G,M4V5R:68[('1E>'0M86QI9VXZ(&IU<W1I9GDG/B@D(&EN('1H
M;W5S86YD<RD\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D
M9&EN9RUB;W1T;VTZ(#%P=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I
M8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&-O;'-P86X]
M,T0R(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!C96YT
M97([(&)O<F1E<BUB;W1T;VTZ($)L86-K(#%P="!S;VQI9#L@9F]N=#H@,3!P
M="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/C,P+34Y(#QB<B`O
M/@T*1&%Y<R!087-T/&)R("\^#0H@1'5E/"]T9#X\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`Q<'0[(&9O;G0Z(#$P<'0@
M0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#%P
M=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G
M/B8C,38P.SPO=&0^#0H@("`@/'1D(&-O;'-P86X],T0R(&YO=W)A<#TS1&YO
M=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!C96YT97([(&)O<F1E<BUB;W1T
M;VTZ($)L86-K(#%P="!S;VQI9#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV
M971I8V$L(%-A;G,M4V5R:68G/C8P+3@Y($1A>7,@/&)R("\^#0I087-T($1U
M93PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P861D:6YG+6)O
M='1O;3H@,7!T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE
M/3-$)W!A9&1I;F<M8F]T=&]M.B`Q<'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!C
M;VQS<&%N/3-$,B!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG
M;CH@8V5N=&5R.R!B;W)D97(M8F]T=&]M.B!";&%C:R`Q<'0@<V]L:60[(&9O
M;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SY.;VYA
M8V-R=6%L(#QB<B`O/@T*3&]A;G,\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@
M<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#%P=#L@9F]N=#H@,3!P="!#86QI
M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO
M=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@,7!T.R!F
M;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q
M-C`[/"]T9#X-"B`@("`\=&0@8V]L<W!A;CTS1#(@;F]W<F%P/3-$;F]W<F%P
M('-T>6QE/3-$)W1E>'0M86QI9VXZ(&-E;G1E<CL@8F]R9&5R+6)O='1O;3H@
M0FQA8VL@,7!T('-O;&ED.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9B<^0W5R<F5N=#PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A
M<"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@,7!T.R!F;VYT.B`Q,'!T($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@
M;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`Q<'0[
M(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF
M(S$V,#L\+W1D/@T*("`@(#QT9"!C;VQS<&%N/3-$,B!N;W=R87`],T1N;W=R
M87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@8V5N=&5R.R!B;W)D97(M8F]T=&]M
M.B!";&%C:R`Q<'0@<V]L:60[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF)SY4;W1A;"!,;V%N<R`\8G(@+SX-"E)E8V5I=F%B
M;&4\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB
M;W1T;VTZ(#%P=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68G/B8C,38P.SPO=&0^/"]T<CX-"CQT<B!S='EL93TS1"=V97)T
M:6-A;"UA;&EG;CH@8F]T=&]M.R!B86-K9W)O=6YD+6-O;&]R.B!R9V(H,C`T
M+#(S."PR-34I.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9B<^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T
M97AT+61E8V]R871I;VXZ('5N9&5R;&EN93L@=&5X="UA;&EG;CH@;&5F=#L@
M9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/DYO
M;BUC;W9E<F5D(&QO86YS/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE
M/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF
M)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4]
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M;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q
M-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P
M<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D
M/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG
M;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=T97AT+6%L:6=N.B!R:6=H=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV
M971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO
M=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@
M;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N
M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N
M=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P
M.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N
M.B!R:6=H=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R
M87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI
M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO
M=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!R:6=H=#L@9F]N
M=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P
M.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N
M.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$
M)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF
M(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
M=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I
M8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A
M<"!S='EL93TS1"=T97AT+6%L:6=N.B!R:6=H=#L@9F]N=#H@,3!P="!#86QI
M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO
M=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT
M.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[
M/"]T9#X\+W1R/@T*/'1R('-T>6QE/3-$)W9E<G1I8V%L+6%L:6=N.B!B;W1T
M;VT[(&)A8VMG<F]U;F0M8V]L;W(Z(%=H:71E.R!F;VYT.B`Q,'!T($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^#0H@("`@/'1D(&YO=W)A<#TS
M1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^0V]M;65R8VEA;"P@
M9FEN86YC:6%L+"!A;F0@86=R:6-U;'1U<F%L.CPO=&0^/'1D(&YO=W)A<#TS
M1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@
M0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[
M(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF
M(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA
M;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL
M93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE
M/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@
M0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@
M9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C
M,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q
M,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T
M9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI
M9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4]
M,T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#
M86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D
M(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@
M;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O
M;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V
M,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG
M;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4]
M,T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV
M971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO
M=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N
M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O
M;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V
M,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG
M;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68G/B8C,38P.SPO=&0^/"]T<CX-"CQT<B!S='EL93TS1"=V97)T:6-A
M;"UA;&EG;CH@8F]T=&]M.R!B86-K9W)O=6YD+6-O;&]R.B!R9V(H,C`T+#(S
M."PR-34I.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9B<^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=W:61T
M:#H@-3`E.R!T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9CL@<&%D9&EN9RUL969T.B`Q96TG/D-O
M;6UE<F-I86P@+2!U;G-E8W5R960\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@
M<W1Y;&4],T0G=VED=&@Z(#$E.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P
M/3-$;F]W<F%P('-T>6QE/3-$)W=I9'1H.B`Q)3L@=&5X="UA;&EG;CH@;&5F
M=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G
M/B0\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=VED=&@Z(#<E
M.R!T97AT+6%L:6=N.B!R:6=H=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV
M971I8V$L(%-A;G,M4V5R:68G/C8W/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P
M('-T>6QE/3-$)W=I9'1H.B`Q)3L@=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@
M,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO
M=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=W:61T:#H@,24[(&9O
M;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V
M,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=VED
M=&@Z(#$E.R!T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P
M/3-$;F]W<F%P('-T>6QE/3-$)W=I9'1H.B`W)3L@=&5X="UA;&EG;CH@<FEG
M:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF
M)SXU.3$\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=VED=&@Z
M(#$E.R!T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)W=I9'1H.B`Q)3L@9F]N=#H@,3!P="!#86QI8G)I
M+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D
M(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=W:61T:#H@,24[('1E>'0M86QI
M9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4]
M,T0G=VED=&@Z(#<E.R!T97AT+6%L:6=N.B!R:6=H=#L@9F]N=#H@,3!P="!#
M86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/C0U,CPO=&0^/'1D(&YO
M=W)A<#TS1&YO=W)A<"!S='EL93TS1"=W:61T:#H@,24[('1E>'0M86QI9VXZ
M(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
M=VED=&@Z(#$E.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P
M('-T>6QE/3-$)W=I9'1H.B`Q)3L@=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@
M,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO
M=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=W:61T:#H@-R4[('1E
M>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9B<^,S<L-C8X/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P
M('-T>6QE/3-$)W=I9'1H.B`Q)3L@=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@
M,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO
M=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=W:61T:#H@,24[(&9O
M;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V
M,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=VED
M=&@Z(#$E.R!T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P
M/3-$;F]W<F%P('-T>6QE/3-$)W=I9'1H.B`W)3L@=&5X="UA;&EG;CH@<FEG
M:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF
M)SXS."PW-S@\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=VED
M=&@Z(#$E.R!T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\+W1R/@T*/'1R
M('-T>6QE/3-$)W9E<G1I8V%L+6%L:6=N.B!B;W1T;VT[(&)A8VMG<F]U;F0M
M8V]L;W(Z(%=H:71E.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9B<^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9CL@<&%D9&EN9RUL969T.B`Q96TG/D-O;6UE<F-I
M86P@+2!S96-U<F5D/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$
M)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF
M(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
M=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I
M8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A
M<"!S='EL93TS1"=T97AT+6%L:6=N.B!R:6=H=#L@9F]N=#H@,3!P="!#86QI
M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/C8W,CPO=&0^/'1D(&YO=W)A
M<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q
M,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T
M9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@
M(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F
M=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G
M/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT
M+6%L:6=N.B!R:6=H=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68G/C(P-SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL
M93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A
M+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#
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M+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4]
M,T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G
M/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^,3`X+#8X,CPO=&0^/'1D
M(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F
M;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q
M-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P
M<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D
M/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG
M;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=T97AT+6%L:6=N.B!R:6=H=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV
M971I8V$L(%-A;G,M4V5R:68G/C$Q,2PW-3$\+W1D/CQT9"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#
M86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/"]T
M<CX-"CQT<B!S='EL93TS1"=V97)T:6-A;"UA;&EG;CH@8F]T=&]M.R!B86-K
M9W)O=6YD+6-O;&]R.B!R9V(H,C`T+#(S."PR-34I.R!F;VYT.B`Q,'!T($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^#0H@("`@/'1D(&YO=W)A
M<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q
M,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@<&%D9&EN9RUL
M969T.B`Q96TG/E-E8W5R960@8GD@:6YV96YT;W)Y(&%N9"!A8V-O=6YT<R!R
M96-E:79A8FQE/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O
M;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V
M,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X
M="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S
M='EL93TS1"=T97AT+6%L:6=N.B!R:6=H=#L@9F]N=#H@,3!P="!#86QI8G)I
M+"!(96QV971I8V$L(%-A;G,M4V5R:68G/C(T-SPO=&0^/'1D(&YO=W)A<#TS
M1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\
M=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R
M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@
M9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C
M,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L
M:6=N.B!R:6=H=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68G/B8C,34Q.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL
M93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A
M+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#
M86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D
M(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!R:6=H=#L@
M9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/C4X
M.#PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N
M.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$
M)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF
M(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
M=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I
M8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A
M<"!S='EL93TS1"=T97AT+6%L:6=N.B!R:6=H=#L@9F]N=#H@,3!P="!#86QI
M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/C(P+#DY,SPO=&0^/'1D(&YO
M=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT
M.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[
M/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@
M0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*
M("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@
M;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R
M:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T
M97AT+6%L:6=N.B!R:6=H=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I
M8V$L(%-A;G,M4V5R:68G/C(Q+#@R.#PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A
M<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\+W1R/@T*
M/'1R('-T>6QE/3-$)W9E<G1I8V%L+6%L:6=N.B!B;W1T;VT[(&)A8VMG<F]U
M;F0M8V]L;W(Z(%=H:71E.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9B<^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL
M93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A
M+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#
M86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D
M(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!R:6=H=#L@
M9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C
M,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L
M:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE
M/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF
M)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4]
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M;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q
M-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P
M<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D
M/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG
M;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=T97AT+6%L:6=N.B!R:6=H=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV
M971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO
M=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@
M;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N
M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N
M=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P
M.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N
M.B!R:6=H=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R
M87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI
M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO
M=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!R:6=H=#L@9F]N
M=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P
M.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N
M.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9B<^)B,Q-C`[/"]T9#X\+W1R/@T*/'1R('-T>6QE/3-$)W9E<G1I8V%L
M+6%L:6=N.B!B;W1T;VT[(&)A8VMG<F]U;F0M8V]L;W(Z(')G8B@R,#0L,C,X
M+#(U-2D[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF)SX-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M
M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF)SY296%L(&5S=&%T92`F(S$U,#L@8V]N<W1R=6-T:6]N+"!L
M86YD(&1E=F5L;W!M96YT("8C,S@[(&]T:&5R(&QA;F0@;&]A;G,\+W1D/CQT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I
M+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D
M(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F
M;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q
M-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI
M9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9B<^,2PR-3`\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4]
M,T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV
M971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO
M=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N
M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O
M;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXQ+#0Q
M,3PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N
M.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$
M)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF
M(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
M=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I
M8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A
M<"!S='EL93TS1"=T97AT+6%L:6=N.B!R:6=H=#L@9F]N=#H@,3!P="!#86QI
M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/C(R+#<W,CPO=&0^/'1D(&YO
M=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT
M.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[
M/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@
M0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*
M("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@
M;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R
M:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T
M97AT+6%L:6=N.B!R:6=H=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I
M8V$L(%-A;G,M4V5R:68G/C(R,2PS-S(\+W1D/CQT9"!N;W=R87`],T1N;W=R
M87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI
M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO
M=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W
M<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z
M(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\
M+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@
M<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF)SXR-#8L.#`U/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$
M)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CPO='(^#0H\='(@<W1Y;&4]
M,T0G=F5R=&EC86PM86QI9VXZ(&)O='1O;3L@8F%C:V=R;W5N9"UC;VQO<CH@
M5VAI=&4[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF)SX-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M
M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y
M;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R
M:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL
M93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\
M=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[
M(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF
M(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@
M,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO
M=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L
M:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE
M/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@
M0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I
M+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D
M(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F
M;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q
M-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI
M9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE
M/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO
M=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@
M;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F
M;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q
M-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI
M9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4]
M,T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G
M/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@
M;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O
M;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V
M,#L\+W1D/CPO='(^#0H\='(@<W1Y;&4],T0G=F5R=&EC86PM86QI9VXZ(&)O
M='1O;3L@8F%C:V=R;W5N9"UC;VQO<CH@<F=B*#(P-"PR,S@L,C4U*3L@9F]N
M=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/@T*("`@
M(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F
M=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G
M/E)E86P@97-T871E("8C,34P.R!R97-I9&5N=&EA;"P@9F%R;6QA;F0L(&%N
M9"!M=6QT:2UF86UI;'D\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4]
M,T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G
M/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^.2PW-3$\+W1D/CQT9"!N
M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N
M=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P
M.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-
M"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ
M(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
M=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF)SXT+#(U.3PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A
M<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W
M<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R
M87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@
M,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO
M=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!R
M:6=H=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R
M:68G/C(U+#0S,#PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T
M97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P
M('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@
M<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I
M+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A
M<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!R:6=H=#L@9F]N=#H@
M,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/C<U-BPR,34\
M+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@
M;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R
M:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F
M;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q
M-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E
M>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A
M+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@
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M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SX-"B`@("`\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@
M0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I
M+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D
M(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F
M;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q
M-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI
M9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE
M/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO
M=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@
M;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F
M;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q
M-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI
M9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4]
M,T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G
M/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@
M;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O
M;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V
M,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P
M="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^
M#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N
M.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$
M)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N
M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(
M96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO
M=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT
M.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[
M/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ
M(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$
M)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CPO='(^#0H\='(@<W1Y;&4]
M,T0G=F5R=&EC86PM86QI9VXZ(&)O='1O;3L@8F%C:V=R;W5N9"UC;VQO<CH@
M<F=B*#(P-"PR,S@L,C4U*3L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I
M8V$L(%-A;G,M4V5R:68G/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y
M;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(
M96QV971I8V$L(%-A;G,M4V5R:68G/E)E86P@97-T871E("8C,34P.R!H;VUE
M(&5Q=6ET>2!L:6YE<R!O9B!C<F5D:70\+W1D/CQT9"!N;W=R87`],T1N;W=R
M87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A
M<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W
M<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT
M.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^,2PQ,C8\
M+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@
M;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R
M:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F
M;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q
M-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E
M>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A
M+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@
M<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R
M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXR,S<\+W1D/CQT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P
M="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^
M/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\
M=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[
M(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF
M(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA
M;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF)SXS+#$V,3PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL
M93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A
M+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#
M86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D
M(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!R:6=H=#L@
M9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/C(P
M,BPY,3(\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA
M;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL
M93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE
M/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@
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M0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SX-"B`@("`\=&0@;F]W
M<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z
M(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\
M+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#
M86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@
M("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L
M969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E
M>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P
M('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R
M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R
M87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV
M971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A
M<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q
M,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T
M9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I
M9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E
M>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A
M+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@
M<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S
M='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P
M/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q
M,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T
M9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE
M9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF
M)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N
M=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P
M.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT
M+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T
M>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P
M/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P
M<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D
M/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI
M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@
M/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T
M.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^
M)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M
M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T
M>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CPO='(^#0H\='(@
M<W1Y;&4],T0G=F5R=&EC86PM86QI9VXZ(&)O='1O;3L@8F%C:V=R;W5N9"UC
M;VQO<CH@<F=B*#(P-"PR,S@L,C4U*3L@9F]N=#H@,3!P="!#86QI8G)I+"!(
M96QV971I8V$L(%-A;G,M4V5R:68G/@T*("`@(#QT9"!N;W=R87`],T1N;W=R
M87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI
M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/E)E86P@97-T871E("T@8V]M
M;65R8VEA;#PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT
M.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[
M/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M
M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y
M;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF)SXR+#8R,#PO=&0^/'1D(&YO=W)A<#TS
M1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\
M=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R
M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@
M9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C
M,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L
M:6=N.B!R:6=H=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68G/C$L,#`V/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE
M/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO
M=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@
M;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F
M;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^,38L
M,C`S/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI
M9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4]
M,T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G
M/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^-38W+#,U-#PO=&0^/'1D
M(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F
M;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q
M-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P
M<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D
M/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG
M;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=T97AT+6%L:6=N.B!R:6=H=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV
M971I8V$L(%-A;G,M4V5R:68G/C4X-RPQ.#,\+W1D/CQT9"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#
M86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/"]T
M<CX-"CQT<B!S='EL93TS1"=V97)T:6-A;"UA;&EG;CH@8F]T=&]M.R!B86-K
M9W)O=6YD+6-O;&]R.B!7:&ET93L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV
M971I8V$L(%-A;G,M4V5R:68G/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@
M<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I
M+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A
M<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P
M/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P
M<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D
M/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG
M:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF
M)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X
M="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S
M='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T
M>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P
M<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D
M/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F
M=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G
M/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT
M.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[
M/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M
M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y
M;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P
M="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^
M/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\
M=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[
M(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF
M(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA
M;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y
M;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(
M96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS
M1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@
M0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[
M(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF
M(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA
M;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68G/B8C,38P.SPO=&0^/"]T<CX-"CQT<B!S='EL93TS1"=V97)T
M:6-A;"UA;&EG;CH@8F]T=&]M.R!B86-K9W)O=6YD+6-O;&]R.B!R9V(H,C`T
M+#(S."PR-34I.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9B<^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T
M97AT+6%L:6=N.B!L969T.R!P861D:6YG+6)O='1O;3H@,7!T.R!F;VYT.B`Q
M,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^0V]N<W5M97(\
M+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T
M;VTZ(#%P=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S
M='EL93TS1"=B;W)D97(M8F]T=&]M.B!";&%C:R`Q<'0@<V]L:60[(&9O;G0Z
M(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T97AT+6%L
M:6=N.B!L969T)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y
M;&4],T0G8F]R9&5R+6)O='1O;3H@0FQA8VL@,7!T('-O;&ED.R!F;VYT.B`Q
M,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@=&5X="UA;&EG
M;CH@<FEG:'0G/C8U-SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=P861D:6YG+6)O='1O;3H@,7!T.R!T97AT+6%L:6=N.B!L969T.R!F;VYT
M.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[
M/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T
M=&]M.B`Q<'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@
M<W1Y;&4],T0G8F]R9&5R+6)O='1O;3H@0FQA8VL@,7!T('-O;&ED.R!F;VYT
M.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@=&5X="UA
M;&EG;CH@;&5F="<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T
M>6QE/3-$)V)O<F1E<BUB;W1T;VTZ($)L86-K(#%P="!S;VQI9#L@9F]N=#H@
M,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[('1E>'0M86QI
M9VXZ(')I9VAT)SXR.#8\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4]
M,T0G<&%D9&EN9RUB;W1T;VTZ(#%P=#L@=&5X="UA;&EG;CH@;&5F=#L@9F]N
M=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P
M.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P861D:6YG+6)O
M='1O;3H@,7!T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P
M('-T>6QE/3-$)V)O<F1E<BUB;W1T;VTZ($)L86-K(#%P="!S;VQI9#L@9F]N
M=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[('1E>'0M
M86QI9VXZ(&QE9G0G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S
M='EL93TS1"=B;W)D97(M8F]T=&]M.B!";&%C:R`Q<'0@<V]L:60[(&9O;G0Z
M(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T97AT+6%L
M:6=N.B!R:6=H="<^,BPW-S`\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y
M;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#%P=#L@=&5X="UA;&EG;CH@;&5F=#L@
M9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C
M,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P861D:6YG
M+6)O='1O;3H@,7!T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)V)O<F1E<BUB;W1T;VTZ($)L86-K(#%P="!S;VQI9#L@
M9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[('1E
M>'0M86QI9VXZ(&QE9G0G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A
M<"!S='EL93TS1"=B;W)D97(M8F]T=&]M.B!";&%C:R`Q<'0@<V]L:60[(&9O
M;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T97AT
M+6%L:6=N.B!R:6=H="<^-30L-S(S/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P
M('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`Q<'0[('1E>'0M86QI9VXZ(&QE
M9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF
M)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D
M9&EN9RUB;W1T;VTZ(#%P=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I
M8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS
M1&YO=W)A<"!S='EL93TS1"=B;W)D97(M8F]T=&]M.B!";&%C:R`Q<'0@<V]L
M:60[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF
M.R!T97AT+6%L:6=N.B!L969T)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G8F]R9&5R+6)O='1O;3H@0FQA8VL@,7!T('-O;&ED
M.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@
M=&5X="UA;&EG;CH@<FEG:'0G/C4X+#0S-CPO=&0^/'1D(&YO=W)A<#TS1&YO
M=W)A<"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@,7!T.R!T97AT+6%L:6=N
M.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9B<^)B,Q-C`[/"]T9#X\+W1R/@T*/'1R('-T>6QE/3-$)W9E<G1I8V%L
M+6%L:6=N.B!B;W1T;VT[(&)A8VMG<F]U;F0M8V]L;W(Z(%=H:71E.R!F;VYT
M.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^#0H@("`@
M/'1D('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[('!A9&1I;F<M8F]T=&]M
M.B`R+C5P=#L@<&%D9&EN9RUL969T.B`P+C-I;CL@9F]N=#H@,3!P="!#86QI
M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.R8C,38P.U1O=&%L
M(&YO;BUC;W9E<F5D/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$
M)W!A9&1I;F<M8F]T=&]M.B`R+C5P=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(
M96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO
M=W)A<#TS1&YO=W)A<"!S='EL93TS1"=B;W)D97(M8F]T=&]M.B!";&%C:R`R
M+C5P="!D;W5B;&4[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF.R!T97AT+6%L:6=N.B!L969T)SXD/"]T9#X\=&0@;F]W<F%P
M/3-$;F]W<F%P('-T>6QE/3-$)V)O<F1E<BUB;W1T;VTZ($)L86-K(#(N-7!T
M(&1O=6)L93L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68[('1E>'0M86QI9VXZ(')I9VAT)SXQ-BPS.3`\+W1D/CQT9"!N;W=R
M87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#(N-7!T.R!T
M97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P
M('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`R+C5P=#L@9F]N=#H@,3!P="!#
M86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@
M("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=B;W)D97(M8F]T=&]M
M.B!";&%C:R`R+C5P="!D;W5B;&4[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF.R!T97AT+6%L:6=N.B!L969T)SXF(S$V,#L\
M+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G8F]R9&5R+6)O='1O
M;3H@0FQA8VL@,BXU<'0@9&]U8FQE.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9CL@=&5X="UA;&EG;CH@<FEG:'0G/C<L.3DW
M/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T
M=&]M.B`R+C5P=#L@=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI
M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO
M=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@,BXU<'0[
M(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF
M(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
M8F]R9&5R+6)O='1O;3H@0FQA8VL@,BXU<'0@9&]U8FQE.R!F;VYT.B`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@=&5X="UA;&EG;CH@
M;&5F="<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$
M)V)O<F1E<BUB;W1T;VTZ($)L86-K(#(N-7!T(&1O=6)L93L@9F]N=#H@,3!P
M="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[('1E>'0M86QI9VXZ
M(')I9VAT)SXW,RPU-C8\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4]
M,T0G<&%D9&EN9RUB;W1T;VTZ(#(N-7!T.R!T97AT+6%L:6=N.B!L969T.R!F
M;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q
M-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M
M8F]T=&]M.B`R+C5P=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO
M=W)A<"!S='EL93TS1"=B;W)D97(M8F]T=&]M.B!";&%C:R`R+C5P="!D;W5B
M;&4[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF
M.R!T97AT+6%L:6=N.B!L969T)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G8F]R9&5R+6)O='1O;3H@0FQA8VL@,BXU<'0@9&]U
M8FQE.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9CL@=&5X="UA;&EG;CH@<FEG:'0G/C$L.38Y+#DQ.3PO=&0^/'1D(&YO=W)A
M<#TS1&YO=W)A<"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@,BXU<'0[('1E
M>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A
M+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@
M<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#(N-7!T.R!F;VYT.B`Q,'!T($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@
M("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M
M.B`R+C5P=#L@=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I
M+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A
M<#TS1&YO=W)A<"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@,BXU<'0[('1E
M>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9B<^,BPP-C<L.#<R/"]T9#X\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`R+C5P=#L@=&5X="UA;&EG
M;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68G/B8C,38P.SPO=&0^/"]T<CX-"CQT<B!S='EL93TS1"=V97)T:6-A
M;"UA;&EG;CH@8F]T=&]M.R!B86-K9W)O=6YD+6-O;&]R.B!R9V(H,C`T+#(S
M."PR-34I.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9B<^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT
M+6%L:6=N.B!L969T.R!P861D:6YG+6)O='1O;3H@,7!T.R!F;VYT.B`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^56YA;6]R=&EZ960@
M;F5T(&1E9F5R<F5D(&QO86X@8V]S=',\+W1D/CQT9"!N;W=R87`],T1N;W=R
M87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#%P=#L@9F]N=#H@,3!P="!#
M86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@
M("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P861D:6YG+6)O='1O
M;3H@,7!T.R!T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P
M/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`Q<'0[('1E>'0M
M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T
M>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`Q<'0[('1E>'0M86QI9VXZ(&QE9G0[
M(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF
M(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN
M9RUB;W1T;VTZ(#%P=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO
M=W)A<"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@,7!T.R!T97AT+6%L:6=N
M.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$
M)W!A9&1I;F<M8F]T=&]M.B`Q<'0[('1E>'0M86QI9VXZ(')I9VAT.R!F;VYT
M.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[
M/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T
M=&]M.B`Q<'0[('1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R
M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R
M87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#%P=#L@9F]N
M=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P
M.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P861D
M:6YG+6)O='1O;3H@,7!T.R!T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\
M=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`Q
M<'0[('1E>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`Q<'0[('1E>'0M86QI
M9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4]
M,T0G<&%D9&EN9RUB;W1T;VTZ(#%P=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(
M96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO
M=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@,7!T.R!T
M97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P
M('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`Q<'0[('1E>'0M86QI9VXZ(')I
M9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A
M9&1I;F<M8F]T=&]M.B`Q<'0[('1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P
M<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D
M/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ
M(#%P=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R
M:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL
M93TS1"=B;W)D97(M8F]T=&]M.B!";&%C:R`Q<'0@<V]L:60[(&9O;G0Z(#$P
M<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T97AT+6%L:6=N
M.B!L969T)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4]
M,T0G8F]R9&5R+6)O='1O;3H@0FQA8VL@,7!T('-O;&ED.R!F;VYT.B`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@=&5X="UA;&EG;CH@
M<FEG:'0G/C$L,C@P/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$
M)W!A9&1I;F<M8F]T=&]M.B`Q<'0[('1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z
M(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\
M+W1D/CPO='(^#0H\='(@<W1Y;&4],T0G=F5R=&EC86PM86QI9VXZ(&)O='1O
M;3L@8F%C:V=R;W5N9"UC;VQO<CH@5VAI=&4[(&9O;G0Z(#$P<'0@0V%L:6)R
M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SX-"B`@("`\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[('!A9&1I;F<M8F]T
M=&]M.B`R+C5P=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68G/B8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P
M.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.U1O=&%L(&YO;BUC;W9E
M<F5D(&QO86YS/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A
M9&1I;F<M8F]T=&]M.B`R+C5P=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV
M971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A
M<#TS1&YO=W)A<"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@,BXU<'0[('1E
M>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A
M+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@
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M+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T
M;VTZ(#(N-7!T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P
M('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`R+C5P=#L@=&5X="UA;&EG;CH@
M;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R
M:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P
M861D:6YG+6)O='1O;3H@,BXU<'0[('1E>'0M86QI9VXZ(')I9VAT.R!F;VYT
M.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[
M/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T
M=&]M.B`R+C5P=#L@=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI
M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO
M=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@,BXU<'0[
M(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF
M(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
M<&%D9&EN9RUB;W1T;VTZ(#(N-7!T.R!T97AT+6%L:6=N.B!L969T.R!F;VYT
M.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[
M/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T
M=&]M.B`R+C5P=#L@=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N
M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#(N-7!T
M.R!T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`R+C5P=#L@9F]N=#H@,3!P
M="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^
M#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P861D:6YG+6)O
M='1O;3H@,BXU<'0[('1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N
M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#(N-7!T
M.R!T97AT+6%L:6=N.B!R:6=H=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV
M971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO
M=W)A<"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@,BXU<'0[('1E>'0M86QI
M9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4]
M,T0G<&%D9&EN9RUB;W1T;VTZ(#(N-7!T.R!F;VYT.B`Q,'!T($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@
M;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V)O<F1E<BUB;W1T;VTZ($)L86-K
M(#(N-7!T(&1O=6)L93L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68[('1E>'0M86QI9VXZ(&QE9G0G/B0\+W1D/CQT9"!N;W=R
M87`],T1N;W=R87`@<W1Y;&4],T0G8F]R9&5R+6)O='1O;3H@0FQA8VL@,BXU
M<'0@9&]U8FQE.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
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M971I8V$L(%-A;G,M4V5R:68G/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@
M<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I
M+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A
M<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P
M/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P
M<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D
M/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG
M:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF
M)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X
M="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S
M='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T
M>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P
M<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D
M/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F
M=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G
M/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT
M.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[
M/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M
M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y
M;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P
M="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^
M/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\
M=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[
M(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF
M(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA
M;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y
M;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(
M96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS
M1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@
M0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[
M(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF
M(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA
M;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68G/B8C,38P.SPO=&0^/"]T<CX-"CQT<B!S='EL93TS1"=V97)T
M:6-A;"UA;&EG;CH@8F]T=&]M.R!B86-K9W)O=6YD+6-O;&]R.B!7:&ET93L@
M9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/@T*
M("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@
M;&5F=#L@<&%D9&EN9RUB;W1T;VTZ(#(N-7!T.R!F;VYT.B`Q,'!T($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^0V]V97)E9"!L;V%N<SPO=&0^
M/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@
M,BXU<'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y
M;&4],T0G8F]R9&5R+6)O='1O;3H@0FQA8VL@,BXU<'0@9&]U8FQE.R!F;VYT
M.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@=&5X="UA
M;&EG;CH@;&5F="<^)#PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=B;W)D97(M8F]T=&]M.B!";&%C:R`R+C5P="!D;W5B;&4[(&9O;G0Z(#$P
M<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T97AT+6%L:6=N
M.B!R:6=H="<^-BPU,3$\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4]
M,T0G<&%D9&EN9RUB;W1T;VTZ(#(N-7!T.R!T97AT+6%L:6=N.B!L969T.R!F
M;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q
M-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M
M8F]T=&]M.B`R+C5P=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO
M=W)A<"!S='EL93TS1"=B;W)D97(M8F]T=&]M.B!";&%C:R`R+C5P="!D;W5B
M;&4[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF
M.R!T97AT+6%L:6=N.B!L969T)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G8F]R9&5R+6)O='1O;3H@0FQA8VL@,BXU<'0@9&]U
M8FQE.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9CL@=&5X="UA;&EG;CH@<FEG:'0G/C,L,S@X/"]T9#X\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`R+C5P=#L@=&5X="UA
M;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL
M93TS1"=P861D:6YG+6)O='1O;3H@,BXU<'0[(&9O;G0Z(#$P<'0@0V%L:6)R
M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G8F]R9&5R+6)O='1O;3H@0FQA
M8VL@,BXU<'0@9&]U8FQE.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9CL@=&5X="UA;&EG;CH@;&5F="<^)B,Q-C`[/"]T9#X\
M=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V)O<F1E<BUB;W1T;VTZ($)L
M86-K(#(N-7!T(&1O=6)L93L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I
M8V$L(%-A;G,M4V5R:68[('1E>'0M86QI9VXZ(')I9VAT)SXT,2PT-S(\+W1D
M/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ
M(#(N-7!T.R!T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P
M/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`R+C5P=#L@9F]N
M=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P
M.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=B;W)D
M97(M8F]T=&]M.B!";&%C:R`R+C5P="!D;W5B;&4[(&9O;G0Z(#$P<'0@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T97AT+6%L:6=N.B!L969T
M)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G8F]R
M9&5R+6)O='1O;3H@0FQA8VL@,BXU<'0@9&]U8FQE.R!F;VYT.B`Q,'!T($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@=&5X="UA;&EG;CH@<FEG
M:'0G/C,P.2PX-C,\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
M<&%D9&EN9RUB;W1T;VTZ(#(N-7!T.R!T97AT+6%L:6=N.B!L969T.R!F;VYT
M.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[
M/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T
M=&]M.B`R+C5P=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A
M<"!S='EL93TS1"=B;W)D97(M8F]T=&]M.B!";&%C:R`R+C5P="!D;W5B;&4[
M(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T
M97AT+6%L:6=N.B!L969T)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R
M87`@<W1Y;&4],T0G8F]R9&5R+6)O='1O;3H@0FQA8VL@,BXU<'0@9&]U8FQE
M.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@
M=&5X="UA;&EG;CH@<FEG:'0G/C,V,2PR,S0\+W1D/CQT9"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#(N-7!T.R!T97AT+6%L
M:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9B<^)B,Q-C`[/"]T9#X\+W1R/@T*/'1R('-T>6QE/3-$)W9E<G1I
M8V%L+6%L:6=N.B!B;W1T;VT[(&)A8VMG<F]U;F0M8V]L;W(Z(')G8B@R,#0L
M,C,X+#(U-2D[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF)SX-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E
M>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A
M+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@
M<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S
M='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P
M/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q
M,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T
M9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE
M9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF
M)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N
M=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P
M.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT
M+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T
M>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P
M/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P
M<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D
M/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI
M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@
M/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T
M.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^
M)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M
M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T
M>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I
M8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS
M1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\
M=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT
M.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^
M)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M
M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y
M;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R
M:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL
M93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\
M=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[
M(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF
M(S$V,#L\+W1D/CPO='(^#0H\='(@<W1Y;&4],T0G=F5R=&EC86PM86QI9VXZ
M(&)O='1O;3L@8F%C:V=R;W5N9"UC;VQO<CH@5VAI=&4[(&9O;G0Z(#$P<'0@
M0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SX-"B`@("`\=&0@;F]W
M<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[('!A9&1I
M;F<M8F]T=&]M.B`R+C5P=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I
M8V$L(%-A;G,M4V5R:68G/B8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P
M.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C
M,38P.R8C,38P.R8C,38P.R8C,38P.U1O=&%L(&QO86YS/"]T9#X\=&0@;F]W
M<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`R+C5P=#L@
M9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C
M,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=B
M;W)D97(M8F]T=&]M.B!";&%C:R`R+C5P="!D;W5B;&4[(&9O;G0Z(#$P<'0@
M0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T97AT+6%L:6=N.B!L
M969T)SXD/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V)O<F1E
M<BUB;W1T;VTZ($)L86-K(#(N-7!T(&1O=6)L93L@9F]N=#H@,3!P="!#86QI
M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[('1E>'0M86QI9VXZ(')I9VAT
M)SXR,BPY,#$\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D
M9&EN9RUB;W1T;VTZ(#(N-7!T.R!T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q
M,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T
M9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M
M.B`R+C5P=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S
M='EL93TS1"=B;W)D97(M8F]T=&]M.B!";&%C:R`R+C5P="!D;W5B;&4[(&9O
M;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T97AT
M+6%L:6=N.B!L969T)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@
M<W1Y;&4],T0G8F]R9&5R+6)O='1O;3H@0FQA8VL@,BXU<'0@9&]U8FQE.R!F
M;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@=&5X
M="UA;&EG;CH@<FEG:'0G/C$Q+#,X-3PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A
M<"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@,BXU<'0[('1E>'0M86QI9VXZ
M(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
M<&%D9&EN9RUB;W1T;VTZ(#(N-7!T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W
M<F%P/3-$;F]W<F%P('-T>6QE/3-$)V)O<F1E<BUB;W1T;VTZ($)L86-K(#(N
M-7!T(&1O=6)L93L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68[('1E>'0M86QI9VXZ(&QE9G0G/B8C,38P.SPO=&0^/'1D(&YO
M=W)A<#TS1&YO=W)A<"!S='EL93TS1"=B;W)D97(M8F]T=&]M.B!";&%C:R`R
M+C5P="!D;W5B;&4[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF.R!T97AT+6%L:6=N.B!R:6=H="<^,3$U+#`S.#PO=&0^/'1D
M(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@,BXU
M<'0[('1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#(N-7!T.R!F;VYT.B`Q
M,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T
M9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V)O<F1E<BUB
M;W1T;VTZ($)L86-K(#(N-7!T(&1O=6)L93L@9F]N=#H@,3!P="!#86QI8G)I
M+"!(96QV971I8V$L(%-A;G,M4V5R:68[('1E>'0M86QI9VXZ(&QE9G0G/B8C
M,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=B;W)D97(M
M8F]T=&]M.B!";&%C:R`R+C5P="!D;W5B;&4[(&9O;G0Z(#$P<'0@0V%L:6)R
M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T97AT+6%L:6=N.B!R:6=H="<^
M,BPR-SDL-S@R/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A
M9&1I;F<M8F]T=&]M.B`R+C5P=#L@=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@
M,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO
M=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P861D:6YG+6)O='1O
M;3H@,BXU<'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@
M<W1Y;&4],T0G8F]R9&5R+6)O='1O;3H@0FQA8VL@,BXU<'0@9&]U8FQE.R!F
M;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@=&5X
M="UA;&EG;CH@;&5F="<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P
M('-T>6QE/3-$)V)O<F1E<BUB;W1T;VTZ($)L86-K(#(N-7!T(&1O=6)L93L@
M9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[('1E
M>'0M86QI9VXZ(')I9VAT)SXR+#0S,"PS.#8\+W1D/CQT9"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#(N-7!T.R!T97AT+6%L
M:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9B<^)B,Q-C`[/"]T9#X\+W1R/@T*/"]T86)L93X-"@T*/'`@<W1Y
M;&4],T0G9F]N=#H@,3!P="\Q,"XP-7!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9CL@;6%R9VEN.B`P.R!T97AT+6%L:6=N.B!J=7-T:69Y.R!T
M97AT+6EN9&5N=#H@,"XR-6EN)SXF(S$V,#L\+W`^#0H-"CQP('-T>6QE/3-$
M)V9O;G0Z(#$P<'0O;F]R;6%L($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9CL@;6%R9VEN.B`P.R!T97AT+6%L:6=N.B!L969T)SY4:&4@0V]M<&%N
M>2!H860@;F\@;F]N+6-O=F5R960@;W(@8V]V97)E9`T*;&]A;G,@=&AA="!W
M97)E('!A<W0@9'5E(&=R96%T97(@=&AA;B`Y,"!D87ES(&%N9"!A8V-R=6EN
M9R!I;G1E<F5S="!A="!$96-E;6)E<B`S,2P@,C`Q,2XF(S$V,#L\+W`^#0H-
M"@T*#0H-"@T*/'`@<W1Y;&4],T0G9F]N=#H@,3!P="]N;W)M86P@0V%L:6)R
M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!M87)G:6XZ(#`[('1E>'0M86QI
M9VXZ(&QE9G0G/E1H92!F;VQL;W=I;F<@=&%B;&4@<')E<V5N=',@=&AE(&%C
M=&EV:71Y#0II;B!T:&4@86QL;W=A;F-E(&9O<B!L;V%N(&QO<W-E<R!F;W(@
M;F]N+6-O=F5R960@;&]A;G,@9F]R('1H92!Y96%R(&5N9&5D($1E8V5M8F5R
M(#,Q+"`R,#$R+CPO<#X-"@T*/'`@<W1Y;&4],T0G9F]N=#H@,3!P="\Q,"XP
M-7!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@;6%R9VEN.B`P
M.R!T97AT+6%L:6=N.B!J=7-T:69Y.R!T97AT+6EN9&5N=#H@,"XR-6EN)SXF
M(S$V,#L\+W`^#0H-"CQT86)L92!C96QL<&%D9&EN9STS1#`@8V5L;'-P86-I
M;F<],T0P('-T>6QE/3-$)V)O<F1E<BUC;VQL87!S93H@8V]L;&%P<V4[('=I
M9'1H.B`Q,#`E.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9B<^#0H\='(@<W1Y;&4],T0G=F5R=&EC86PM86QI9VXZ(&)O='1O
M;3L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G
M/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@:71A
M;&EC(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T97AT
M+6%L:6=N.B!J=7-T:69Y)SXH)"!I;B!T:&]U<V%N9',I/"]T9#X\=&0@;F]W
M<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`Q<'0[(&9O
M;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V
M,#L\+W1D/@T*("`@(#QT9"!C;VQS<&%N/3-$,B!N;W=R87`],T1N;W=R87`@
M<W1Y;&4],T0G=&5X="UA;&EG;CH@8V5N=&5R.R!B;W)D97(M8F]T=&]M.B!"
M;&%C:R`Q<'0@<V]L:60[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A
M+"!386YS+5-E<FEF)SY#;VUM97)C:6%L+"`\8G(@+SX-"D9I;F%N8VEA;"P@
M86YD/&)R("\^#0H@06=R:6-U;'1U<F%L/"]T9#X\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`Q<'0[(&9O;G0Z(#$P<'0@
M0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#%P
M=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G
M/B8C,38P.SPO=&0^#0H@("`@/'1D(&-O;'-P86X],T0R(&YO=W)A<#TS1&YO
M=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!C96YT97([(&)O<F1E<BUB;W1T
M;VTZ($)L86-K(#%P="!S;VQI9#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV
M971I8V$L(%-A;G,M4V5R:68G/E)E86P@17-T871E("8C,34P.R`\8G(@+SX-
M"D-O;G-T<G5C=&EO;BP@/&)R("\^#0I,86YD(#QB<B`O/@T*1&5V96QO<&UE
M;G0L("8C,S@[(#QB<B`O/@T*3W1H97(@3&%N9"`\8G(@+SX-"DQO86YS/"]T
M9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M
M.B`Q<'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
M<&%D9&EN9RUB;W1T;VTZ(#%P=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV
M971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&-O;'-P
M86X],T0R(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!C
M96YT97([(&)O<F1E<BUB;W1T;VTZ($)L86-K(#%P="!S;VQI9#L@9F]N=#H@
M,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/E)E86P@17-T
M871E("8C,34P.R`\8G(@+SX-"E)E<VED96YT:6%L+"`\8G(@+SX-"D9A<FUL
M86YD+"`\8G(@+SX-"F%N9"!-=6QT:2T\8G(@+SX-"F9A;6EL>3PO=&0^/'1D
M(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@,7!T
M.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^
M)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I
M;F<M8F]T=&]M.B`Q<'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A
M+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!C;VQS<&%N/3-$
M,B!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@8V5N=&5R
M.R!B;W)D97(M8F]T=&]M.B!";&%C:R`Q<'0@<V]L:60[(&9O;G0Z(#$P<'0@
M0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SY296%L/&)R("\^#0H@
M17-T871E("8C,34P.R`\8G(@+SX-"DAO;64@/&)R("\^#0I%<75I='D@/&)R
M("\^#0I,:6YE<R!O9B`\8G(@+SX-"D-R961I=#PO=&0^/'1D(&YO=W)A<#TS
M1&YO=W)A<"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@,7!T.R!F;VYT.B`Q
M,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T
M9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M
M.B`Q<'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!C;VQS<&%N/3-$,B!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@8V5N=&5R.R!B;W)D97(M
M8F]T=&]M.B!";&%C:R`Q<'0@<V]L:60[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF)SY296%L($5S=&%T92`F(S$U,#L@/&)R
M("\^#0I#;VUM97)C:6%L/&)R("\^#0H@86YD($]T:&5R/"]T9#X\=&0@;F]W
M<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`Q<'0[(&9O
M;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V
M,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB
M;W1T;VTZ(#%P=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&-O;'-P86X],T0R(&YO
M=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!C96YT97([(&)O
M<F1E<BUB;W1T;VTZ($)L86-K(#%P="!S;VQI9#L@9F]N=#H@,3!P="!#86QI
M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/D-O;G-U;65R/"]T9#X\=&0@
M;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`Q<'0[
M(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF
M(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN
M9RUB;W1T;VTZ(#%P=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&-O;'-P86X],T0R
M(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!C96YT97([
M(&)O<F1E<BUB;W1T;VTZ($)L86-K(#%P="!S;VQI9#L@9F]N=#H@,3!P="!#
M86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/E5N86QL;RT\8G(@+SX-
M"F-A=&5D/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I
M;F<M8F]T=&]M.B`Q<'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A
M+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@
M<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#%P=#L@9F]N=#H@,3!P="!#86QI
M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@
M/'1D(&-O;'-P86X],T0R(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT
M+6%L:6=N.B!C96YT97([(&)O<F1E<BUB;W1T;VTZ($)L86-K(#%P="!S;VQI
M9#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G
M/E1O=&%L/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I
M;F<M8F]T=&]M.B`Q<'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A
M+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CPO='(^#0H\='(@<W1Y;&4],T0G
M=F5R=&EC86PM86QI9VXZ(&)O='1O;3L@9F]N=#H@,3!P="!#86QI8G)I+"!(
M96QV971I8V$L(%-A;G,M4V5R:68G/@T*("`@(#QT9"!N;W=R87`],T1N;W=R
M87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@:G5S=&EF>3L@9F]N=#H@,3!P="!#
M86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D
M(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@
M8V]L<W!A;CTS1#(@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI
M9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE
M/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF
M)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N
M=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P
M.SPO=&0^#0H@("`@/'1D(&-O;'-P86X],T0R(&YO=W)A<#TS1&YO=W)A<"!S
M='EL93TS1"=T97AT+6%L:6=N.B!R:6=H=#L@9F]N=#H@,3!P="!#86QI8G)I
M+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A
M<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!C;VQS<&%N/3-$,B!N
M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O
M;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V
M,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P
M="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^
M/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\
M=&0@8V]L<W!A;CTS1#(@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M
M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T
M>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
M9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C
M,38P.SPO=&0^#0H@("`@/'1D(&-O;'-P86X],T0R(&YO=W)A<#TS1&YO=W)A
M<"!S='EL93TS1"=T97AT+6%L:6=N.B!R:6=H=#L@9F]N=#H@,3!P="!#86QI
M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO
M=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A
M+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!C;VQS<&%N/3-$
M,B!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[
M(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF
M(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@
M,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO
M=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@
M("`\=&0@8V]L<W!A;CTS1#(@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E
M>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P
M('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4]
M,T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G
M/B8C,38P.SPO=&0^#0H@("`@/'1D(&-O;'-P86X],T0R(&YO=W)A<#TS1&YO
M=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!R:6=H=#L@9F]N=#H@,3!P="!#
M86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D
M(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\+W1R/@T*/'1R
M('-T>6QE/3-$)W9E<G1I8V%L+6%L:6=N.B!B;W1T;VT[(&)A8VMG<F]U;F0M
M8V]L;W(Z(')G8B@R,#0L,C,X+#(U-2D[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF)SX-"B`@("`\=&0@8V]L<W!A;CTS1#,S
M(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B!B;VQD(#$P<'0@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T97AT+61E8V]R871I;VXZ
M('5N9&5R;&EN93L@=&5X="UA;&EG;CH@:G5S=&EF>2<^07,@;V8@86YD(&9O
M<B!T:&4@>65A<B!E;F1E9"!$96-E;6)E<B`S,2P@,C`Q,CPO=&0^/"]T<CX-
M"CQT<B!S='EL93TS1"=V97)T:6-A;"UA;&EG;CH@8F]T=&]M.R!B86-K9W)O
M=6YD+6-O;&]R.B!7:&ET93L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I
M8V$L(%-A;G,M4V5R:68G/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y
M;&4],T0G=&5X="UA;&EG;CH@:G5S=&EF>3L@9F]N=#H@,3!P="!#86QI8G)I
M+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A
M<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P
M/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P
M<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D
M/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG
M:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF
M)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X
M="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S
M='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T
M>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P
M<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D
M/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F
M=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G
M/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT
M.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[
M/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M
M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y
M;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P
M="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^
M/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\
M=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[
M(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF
M(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA
M;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y
M;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(
M96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS
M1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@
M0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[
M(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF
M(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA
M;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL
M93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE
M/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@
M0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@
M9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C
M,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q
M,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T
M9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI
M9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4]
M,T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#
M86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D
M(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@
M;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O
M;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V
M,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG
M;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4]
M,T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV
M971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/"]T<CX-"CQT<B!S='EL
M93TS1"=V97)T:6-A;"UA;&EG;CH@8F]T=&]M.R!B86-K9W)O=6YD+6-O;&]R
M.B!R9V(H,C`T+#(S."PR-34I.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9B<^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S
M='EL93TS1"=W:61T:#H@,C`E.R!T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q
M,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^0F5G:6YN:6YG
M(&)A;&%N8V4\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=VED
M=&@Z(#$E.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T
M>6QE/3-$)W=I9'1H.B`Q)3L@=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P
M="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B0\+W1D/CQT9"!N
M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=VED=&@Z(#<E.R!T97AT+6%L:6=N
M.B!R:6=H=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68G/C,L-S@P/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$
M)W=I9'1H.B`Q)3L@=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI
M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO
M=W)A<#TS1&YO=W)A<"!S='EL93TS1"=W:61T:#H@,24[(&9O;G0Z(#$P<'0@
M0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*
M("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=VED=&@Z(#$E.R!T
M97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P
M('-T>6QE/3-$)W=I9'1H.B`W)3L@=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z
M(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXQ,2PS,#8\
M+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=VED=&@Z(#$E.R!T
M97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P
M('-T>6QE/3-$)W=I9'1H.B`Q)3L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV
M971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A
M<#TS1&YO=W)A<"!S='EL93TS1"=W:61T:#H@,24[('1E>'0M86QI9VXZ(&QE
M9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF
M)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=VED
M=&@Z(#<E.R!T97AT+6%L:6=N.B!R:6=H=#L@9F]N=#H@,3!P="!#86QI8G)I
M+"!(96QV971I8V$L(%-A;G,M4V5R:68G/C$S+#4S,CPO=&0^/'1D(&YO=W)A
M<#TS1&YO=W)A<"!S='EL93TS1"=W:61T:#H@,24[('1E>'0M86QI9VXZ(&QE
M9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF
M)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=VED
M=&@Z(#$E.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T
M>6QE/3-$)W=I9'1H.B`Q)3L@=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P
M="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^
M/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=W:61T:#H@-R4[('1E>'0M
M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9B<^,2PV.3`\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y
M;&4],T0G=VED=&@Z(#$E.R!T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\
M=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W=I9'1H.B`Q)3L@9F]N=#H@
M,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO
M=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=W:61T:#H@
M,24[('1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G=VED=&@Z(#<E.R!T97AT+6%L:6=N.B!R:6=H=#L@
M9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/C,L
M-#$T/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W=I9'1H.B`Q
M)3L@=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV
M971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO
M=W)A<"!S='EL93TS1"=W:61T:#H@,24[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N
M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=VED=&@Z(#$E.R!T97AT+6%L:6=N
M.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$
M)W=I9'1H.B`W)3L@=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXQ+#@W,CPO=&0^/'1D(&YO
M=W)A<#TS1&YO=W)A<"!S='EL93TS1"=W:61T:#H@,24[('1E>'0M86QI9VXZ
M(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
M=VED=&@Z(#$E.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P
M('-T>6QE/3-$)W=I9'1H.B`Q)3L@=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@
M,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO
M=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=W:61T:#H@-R4[('1E
M>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9B<^,38\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y
M;&4],T0G=VED=&@Z(#$E.R!T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\
M=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W=I9'1H.B`Q)3L@9F]N=#H@
M,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO
M=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=W:61T:#H@
M,24[('1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G=VED=&@Z(#<E.R!T97AT+6%L:6=N.B!R:6=H=#L@
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M+5-E<FEF)SX-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E
M>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A
M+"!386YS+5-E<FEF)SY#:&%R9V4M;V9F<SPO=&0^/'1D(&YO=W)A<#TS1&YO
M=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N
M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O
M;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXH-"PY
M,3(\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG
M;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68G/BD\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N
M=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P
M.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT
M+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T
M>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9B<^*#$Y+#,Q,CPO=&0^/'1D(&YO=W)A
M<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q
M,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^*3PO=&0^/'1D
M(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@
M;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O
M;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V
M,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG
M;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF)SXH,C`L.#<Y/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE
M/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF)SXI/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P
M('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@
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M969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9B<^*3PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q
M,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T
M9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI
M9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4]
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M=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R
M87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@
M,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO
M=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!R
M:6=H=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R
M:68G/B@Q+#4S.3PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T
M97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9B<^*3PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL
M93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE
M/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@
M0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$U,3L\+W1D/CQT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@
M9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C
M,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q
M,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T
M9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI
M9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4]
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M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SX-"B`@("`\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@
M0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SY296-O=F5R:65S/"]T
M9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@
M(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F
M=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G
M/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT
M+6%L:6=N.B!R:6=H=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68G/C,U-#PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL
M93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A
M+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#
M86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D
M(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!R:6=H=#L@
M9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/CDX
M-CPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N
M.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$
M)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF
M(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
M=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I
M8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A
M<"!S='EL93TS1"=T97AT+6%L:6=N.B!R:6=H=#L@9F]N=#H@,3!P="!#86QI
M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/C0S,#PO=&0^/'1D(&YO=W)A
M<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q
M,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T
M9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@
M(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F
M=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G
M/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT
M+6%L:6=N.B!R:6=H=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68G/C(P.3PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL
M93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A
M+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#
M86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D
M(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!R:6=H=#L@
M9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/C,S
M,SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N
M.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$
M)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF
M(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
M=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I
M8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A
M<"!S='EL93TS1"=T97AT+6%L:6=N.B!R:6=H=#L@9F]N=#H@,3!P="!#86QI
M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/C(W,SPO=&0^/'1D(&YO=W)A
M<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q
M,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T
M9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@
M(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F
M=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G
M/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT
M+6%L:6=N.B!R:6=H=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68G/B8C,34Q.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S
M='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P
M/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P
M="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^
M/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!R:6=H
M=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G
M/C(L-3@U/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M
M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF)SXF(S$V,#L\+W1D/CPO='(^#0H\='(@<W1Y;&4],T0G=F5R
M=&EC86PM86QI9VXZ(&)O='1O;3L@8F%C:V=R;W5N9"UC;VQO<CH@5VAI=&4[
M(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SX-
M"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ
M(&QE9G0[('!A9&1I;F<M8F]T=&]M.B`Q<'0[(&9O;G0Z(#$P<'0@0V%L:6)R
M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SY0<F]V:7-I;VYS/"]T9#X\=&0@
M;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`Q<'0[
M(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF
M(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
M8F]R9&5R+6)O='1O;3H@0FQA8VL@,7!T('-O;&ED.R!F;VYT.B`Q,'!T($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@=&5X="UA;&EG;CH@;&5F
M="<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V)O
M<F1E<BUB;W1T;VTZ($)L86-K(#%P="!S;VQI9#L@9F]N=#H@,3!P="!#86QI
M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[('1E>'0M86QI9VXZ(')I9VAT
M)SXU+#0V-3PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P861D
M:6YG+6)O='1O;3H@,7!T.R!T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\
M=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`Q
M<'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF
M)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4]
M,T0G8F]R9&5R+6)O='1O;3H@0FQA8VL@,7!T('-O;&ED.R!F;VYT.B`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@=&5X="UA;&EG;CH@
M;&5F="<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$
M)V)O<F1E<BUB;W1T;VTZ($)L86-K(#%P="!S;VQI9#L@9F]N=#H@,3!P="!#
M86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[('1E>'0M86QI9VXZ(')I
M9VAT)SXQ.2PX-S8\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
M<&%D9&EN9RUB;W1T;VTZ(#%P=#L@=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@
M,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO
M=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P861D:6YG+6)O='1O
M;3H@,7!T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T
M>6QE/3-$)V)O<F1E<BUB;W1T;VTZ($)L86-K(#%P="!S;VQI9#L@9F]N=#H@
M,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[('1E>'0M86QI
M9VXZ(&QE9G0G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL
M93TS1"=B;W)D97(M8F]T=&]M.B!";&%C:R`Q<'0@<V]L:60[(&9O;G0Z(#$P
M<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T97AT+6%L:6=N
M.B!R:6=H="<^,C`L.3DY/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE
M/3-$)W!A9&1I;F<M8F]T=&]M.B`Q<'0[('1E>'0M86QI9VXZ(&QE9G0[(&9O
M;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V
M,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB
M;W1T;VTZ(#%P=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A
M<"!S='EL93TS1"=B;W)D97(M8F]T=&]M.B!";&%C:R`Q<'0@<V]L:60[(&9O
M;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T97AT
M+6%L:6=N.B!L969T)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@
M<W1Y;&4],T0G8F]R9&5R+6)O='1O;3H@0FQA8VL@,7!T('-O;&ED.R!F;VYT
M.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@=&5X="UA
M;&EG;CH@<FEG:'0G/C,L,C<R/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T
M>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`Q<'0[('1E>'0M86QI9VXZ(&QE9G0[
M(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF
M(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN
M9RUB;W1T;VTZ(#%P=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO
M=W)A<"!S='EL93TS1"=B;W)D97(M8F]T=&]M.B!";&%C:R`Q<'0@<V]L:60[
M(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T
M97AT+6%L:6=N.B!L969T)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R
M87`@<W1Y;&4],T0G8F]R9&5R+6)O='1O;3H@0FQA8VL@,7!T('-O;&ED.R!F
M;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@=&5X
M="UA;&EG;CH@<FEG:'0G/C$X+#$Q-CPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A
M<"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@,7!T.R!T97AT+6%L:6=N.B!L
M969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A
M9&1I;F<M8F]T=&]M.B`Q<'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G8F]R9&5R+6)O='1O;3H@0FQA8VL@,7!T('-O
M;&ED.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9CL@=&5X="UA;&EG;CH@;&5F="<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)V)O<F1E<BUB;W1T;VTZ($)L86-K(#%P="!S;VQI
M9#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[
M('1E>'0M86QI9VXZ(')I9VAT)SXQ+#,S,SPO=&0^/'1D(&YO=W)A<#TS1&YO
M=W)A<"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@,7!T.R!T97AT+6%L:6=N
M.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$
M)W!A9&1I;F<M8F]T=&]M.B`Q<'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R
M87`],T1N;W=R87`@<W1Y;&4],T0G8F]R9&5R+6)O='1O;3H@0FQA8VL@,7!T
M('-O;&ED.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9CL@=&5X="UA;&EG;CH@;&5F="<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P
M/3-$;F]W<F%P('-T>6QE/3-$)V)O<F1E<BUB;W1T;VTZ($)L86-K(#%P="!S
M;VQI9#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R
M:68[('1E>'0M86QI9VXZ(')I9VAT)SXY,S(\+W1D/CQT9"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#%P=#L@=&5X="UA;&EG
M;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=P861D:6YG+6)O='1O;3H@,7!T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W
M<F%P/3-$;F]W<F%P('-T>6QE/3-$)V)O<F1E<BUB;W1T;VTZ($)L86-K(#%P
M="!S;VQI9#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68[('1E>'0M86QI9VXZ(&QE9G0G/B8C,38P.SPO=&0^/'1D(&YO=W)A
M<#TS1&YO=W)A<"!S='EL93TS1"=B;W)D97(M8F]T=&]M.B!";&%C:R`Q<'0@
M<V]L:60[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF.R!T97AT+6%L:6=N.B!R:6=H="<^-CDL.3DS/"]T9#X\=&0@;F]W<F%P
M/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`Q<'0[('1E>'0M
M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF)SXF(S$V,#L\+W1D/CPO='(^#0H\='(@<W1Y;&4],T0G=F5R
M=&EC86PM86QI9VXZ(&)O='1O;3L@8F%C:V=R;W5N9"UC;VQO<CH@<F=B*#(P
M-"PR,S@L,C4U*3L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68G/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
M=&5X="UA;&EG;CH@;&5F=#L@<&%D9&EN9RUB;W1T;VTZ(#(N-7!T.R!F;VYT
M.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^16YD:6YG
M(&)A;&%N8V4\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D
M9&EN9RUB;W1T;VTZ(#(N-7!T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P
M/3-$;F]W<F%P('-T>6QE/3-$)V)O<F1E<BUB;W1T;VTZ($)L86-K(#(N-7!T
M(&1O=6)L93L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68[('1E>'0M86QI9VXZ(&QE9G0G/B0\+W1D/CQT9"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G8F]R9&5R+6)O='1O;3H@0FQA8VL@,BXU<'0@9&]U
M8FQE.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9CL@=&5X="UA;&EG;CH@<FEG:'0G/C0L-C@W/"]T9#X\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`R+C5P=#L@=&5X="UA
M;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL
M93TS1"=P861D:6YG+6)O='1O;3H@,BXU<'0[(&9O;G0Z(#$P<'0@0V%L:6)R
M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G8F]R9&5R+6)O='1O;3H@0FQA
M8VL@,BXU<'0@9&]U8FQE.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9CL@=&5X="UA;&EG;CH@;&5F="<^)B,Q-C`[/"]T9#X\
M=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V)O<F1E<BUB;W1T;VTZ($)L
M86-K(#(N-7!T(&1O=6)L93L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I
M8V$L(%-A;G,M4V5R:68[('1E>'0M86QI9VXZ(')I9VAT)SXQ,BPX-38\+W1D
M/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ
M(#(N-7!T.R!T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P
M/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`R+C5P=#L@9F]N
M=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P
M.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=B;W)D
M97(M8F]T=&]M.B!";&%C:R`R+C5P="!D;W5B;&4[(&9O;G0Z(#$P<'0@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T97AT+6%L:6=N.B!L969T
M)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G8F]R
M9&5R+6)O='1O;3H@0FQA8VL@,BXU<'0@9&]U8FQE.R!F;VYT.B`Q,'!T($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@=&5X="UA;&EG;CH@<FEG
M:'0G/C$T+#`X,CPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P
M861D:6YG+6)O='1O;3H@,BXU<'0[('1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z
M(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\
M+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T
M;VTZ(#(N-7!T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P
M('-T>6QE/3-$)V)O<F1E<BUB;W1T;VTZ($)L86-K(#(N-7!T(&1O=6)L93L@
M9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[('1E
M>'0M86QI9VXZ(&QE9G0G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A
M<"!S='EL93TS1"=B;W)D97(M8F]T=&]M.B!";&%C:R`R+C5P="!D;W5B;&4[
M(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T
M97AT+6%L:6=N.B!R:6=H="<^,2PX.#0\+W1D/CQT9"!N;W=R87`],T1N;W=R
M87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#(N-7!T.R!T97AT+6%L:6=N
M.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$
M)W!A9&1I;F<M8F]T=&]M.B`R+C5P=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(
M96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO
M=W)A<#TS1&YO=W)A<"!S='EL93TS1"=B;W)D97(M8F]T=&]M.B!";&%C:R`R
M+C5P="!D;W5B;&4[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF.R!T97AT+6%L:6=N.B!L969T)SXF(S$V,#L\+W1D/CQT9"!N
M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G8F]R9&5R+6)O='1O;3H@0FQA8VL@
M,BXU<'0@9&]U8FQE.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9CL@=&5X="UA;&EG;CH@<FEG:'0G/C4L,C0W/"]T9#X\=&0@
M;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`R+C5P
M=#L@=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV
M971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO
M=W)A<"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@,BXU<'0[(&9O;G0Z(#$P
M<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D
M/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G8F]R9&5R+6)O
M='1O;3H@0FQA8VL@,BXU<'0@9&]U8FQE.R!F;VYT.B`Q,'!T($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9CL@=&5X="UA;&EG;CH@;&5F="<^)B,Q
M-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V)O<F1E<BUB
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M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#(N
M-7!T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE
M/3-$)V)O<F1E<BUB;W1T;VTZ($)L86-K(#(N-7!T(&1O=6)L93L@9F]N=#H@
M,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[('1E>'0M86QI
M9VXZ(&QE9G0G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL
M93TS1"=B;W)D97(M8F]T=&]M.B!";&%C:R`R+C5P="!D;W5B;&4[(&9O;G0Z
M(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T97AT+6%L
M:6=N.B!R:6=H="<^.30X/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE
M/3-$)W!A9&1I;F<M8F]T=&]M.B`R+C5P=#L@=&5X="UA;&EG;CH@;&5F=#L@
M9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C
M,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P861D:6YG
M+6)O='1O;3H@,BXU<'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A
M+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G8F]R9&5R+6)O='1O;3H@0FQA8VL@,BXU<'0@9&]U
M8FQE.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9CL@=&5X="UA;&EG;CH@;&5F="<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)V)O<F1E<BUB;W1T;VTZ($)L86-K(#(N-7!T(&1O
M=6)L93L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R
M:68[('1E>'0M86QI9VXZ(')I9VAT)SXT,2PV-#,\+W1D/CQT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#(N-7!T.R!T97AT
M+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\+W1R/@T*/'1R('-T>6QE/3-$)W9E
M<G1I8V%L+6%L:6=N.B!B;W1T;VT[(&)A8VMG<F]U;F0M8V]L;W(Z(%=H:71E
M.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^
M#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N
M.B!J=7-T:69Y.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE
M/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF
M)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4]
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M;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q
M-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P
M<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D
M/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG
M;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=T97AT+6%L:6=N.B!R:6=H=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV
M971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO
M=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@
M;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N
M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N
M=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P
M.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N
M.B!R:6=H=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R
M87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI
M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO
M=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!R:6=H=#L@9F]N
M=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P
M.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N
M.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$
M)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF
M(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
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M.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[
M/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@
M0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*
M("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@
M;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R
M:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T
M97AT+6%L:6=N.B!R:6=H=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I
M8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A
M<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W
M<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R
M87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@
M,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO
M=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!R
M:6=H=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R
M:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T
M97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P
M('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@
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M969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9B<^)B,Q-C`[/"]T9#X\+W1R/@T*/'1R('-T>6QE/3-$)W9E<G1I8V%L+6%L
M:6=N.B!B;W1T;VT[(&)A8VMG<F]U;F0M8V]L;W(Z(')G8B@R,#0L,C,X+#(U
M-2D[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF
M)SX-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P(&-O;'-P86X],T0S,R!S='EL
M93TS1"=F;VYT.B!B;VQD(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF.R!T97AT+6%L:6=N.B!J=7-T:69Y)SY%;F1I;F<@8F%L86YC97,@
M87,@;V8@1&5C96UB97(@,S$L(#(P,3(Z)B,Q-C`[)B,Q-C`[06QL;W=A;F-E
M(&9O<B!L;V%N(&QO<W-E<SPO=&0^/"]T<CX-"CQT<B!S='EL93TS1"=V97)T
M:6-A;"UA;&EG;CH@8F]T=&]M.R!B86-K9W)O=6YD+6-O;&]R.B!7:&ET93L@
M9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/@T*
M("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@
M:G5S=&EF>3L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^
M)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$
M)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R
M87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N
M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N
M=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P
M.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-
M"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ
M(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
M=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R
M87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI
M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO
M=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W
M<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z
M(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\
M+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@
M<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
M=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I
M8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A
M<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P
M('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R
M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R
M87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z
M(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\
M+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@
M;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R
M:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F
M;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q
M-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E
M>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A
M+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@
M<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R
M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R
M87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@
M,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO
M=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@
M("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE
M9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF
M)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X
M="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A
M+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@
M<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I
M+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A
M<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P
M/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P
M<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D
M/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG
M:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF
M)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X
M="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/"]T<CX-"CQT<B!S='EL93TS1"=V
M97)T:6-A;"UA;&EG;CH@8F]T=&]M.R!B86-K9W)O=6YD+6-O;&]R.B!R9V(H
M,C`T+#(S."PR-34I.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9B<^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=T97AT+6%L:6=N.B!L969T.R!P861D:6YG+6)O='1O;3H@,BXU<'0[(&9O
M;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SY);F1I
M=FED=6%L;'D@979A;'5A=&5D(&9O<B!I;7!A:7)M96YT/"]T9#X\=&0@;F]W
M<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`R+C5P=#L@
M9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C
M,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=B
M;W)D97(M8F]T=&]M.B!";&%C:R`R+C5P="!D;W5B;&4[(&9O;G0Z(#$P<'0@
M0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T97AT+6%L:6=N.B!L
M969T)SXD/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V)O<F1E
M<BUB;W1T;VTZ($)L86-K(#(N-7!T(&1O=6)L93L@9F]N=#H@,3!P="!#86QI
M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[('1E>'0M86QI9VXZ(')I9VAT
M)SXF(S$U,3L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D
M9&EN9RUB;W1T;VTZ(#(N-7!T.R!T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q
M,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T
M9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M
M.B`R+C5P=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S
M='EL93TS1"=B;W)D97(M8F]T=&]M.B!";&%C:R`R+C5P="!D;W5B;&4[(&9O
M;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T97AT
M+6%L:6=N.B!L969T)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@
M<W1Y;&4],T0G8F]R9&5R+6)O='1O;3H@0FQA8VL@,BXU<'0@9&]U8FQE.R!F
M;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@=&5X
M="UA;&EG;CH@<FEG:'0G/B8C,34Q.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A
M<"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@,BXU<'0[('1E>'0M86QI9VXZ
M(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
M<&%D9&EN9RUB;W1T;VTZ(#(N-7!T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W
M<F%P/3-$;F]W<F%P('-T>6QE/3-$)V)O<F1E<BUB;W1T;VTZ($)L86-K(#(N
M-7!T(&1O=6)L93L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68[('1E>'0M86QI9VXZ(&QE9G0G/B8C,38P.SPO=&0^/'1D(&YO
M=W)A<#TS1&YO=W)A<"!S='EL93TS1"=B;W)D97(M8F]T=&]M.B!";&%C:R`R
M+C5P="!D;W5B;&4[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF.R!T97AT+6%L:6=N.B!R:6=H="<^-3`\+W1D/CQT9"!N;W=R
M87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#(N-7!T.R!T
M97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P
M('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`R+C5P=#L@9F]N=#H@,3!P="!#
M86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@
M("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=B;W)D97(M8F]T=&]M
M.B!";&%C:R`R+C5P="!D;W5B;&4[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF.R!T97AT+6%L:6=N.B!L969T)SXF(S$V,#L\
M+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G8F]R9&5R+6)O='1O
M;3H@0FQA8VL@,BXU<'0@9&]U8FQE.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9CL@=&5X="UA;&EG;CH@<FEG:'0G/B8C,34Q
M.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P861D:6YG+6)O
M='1O;3H@,BXU<'0[('1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N
M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#(N-7!T
M.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^
M)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$
M)V)O<F1E<BUB;W1T;VTZ($)L86-K(#(N-7!T(&1O=6)L93L@9F]N=#H@,3!P
M="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[('1E>'0M86QI9VXZ
M(&QE9G0G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=B;W)D97(M8F]T=&]M.B!";&%C:R`R+C5P="!D;W5B;&4[(&9O;G0Z(#$P
M<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T97AT+6%L:6=N
M.B!R:6=H="<^.34W/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$
M)W!A9&1I;F<M8F]T=&]M.B`R+C5P=#L@=&5X="UA;&EG;CH@;&5F=#L@9F]N
M=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P
M.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P861D:6YG+6)O
M='1O;3H@,BXU<'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R
M87`@<W1Y;&4],T0G8F]R9&5R+6)O='1O;3H@0FQA8VL@,BXU<'0@9&]U8FQE
M.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@
M=&5X="UA;&EG;CH@;&5F="<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)V)O<F1E<BUB;W1T;VTZ($)L86-K(#(N-7!T(&1O=6)L
M93L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[
M('1E>'0M86QI9VXZ(')I9VAT)SXF(S$U,3L\+W1D/CQT9"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#(N-7!T.R!T97AT+6%L
M:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE
M/3-$)W!A9&1I;F<M8F]T=&]M.B`R+C5P=#L@9F]N=#H@,3!P="!#86QI8G)I
M+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D
M(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=B;W)D97(M8F]T=&]M.B!";&%C
M:R`R+C5P="!D;W5B;&4[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A
M+"!386YS+5-E<FEF.R!T97AT+6%L:6=N.B!L969T)SXF(S$V,#L\+W1D/CQT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G8F]R9&5R+6)O='1O;3H@0FQA
M8VL@,BXU<'0@9&]U8FQE.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9CL@=&5X="UA;&EG;CH@<FEG:'0G/B8C,34Q.SPO=&0^
M/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@
M,BXU<'0[('1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#(N-7!T.R!F;VYT
M.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[
M/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V)O<F1E
M<BUB;W1T;VTZ($)L86-K(#(N-7!T(&1O=6)L93L@9F]N=#H@,3!P="!#86QI
M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[('1E>'0M86QI9VXZ(&QE9G0G
M/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=B;W)D
M97(M8F]T=&]M.B!";&%C:R`R+C5P="!D;W5B;&4[(&9O;G0Z(#$P<'0@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T97AT+6%L:6=N.B!R:6=H
M="<^,2PP,#<\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D
M9&EN9RUB;W1T;VTZ(#(N-7!T.R!T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q
M,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T
M9#X\+W1R/@T*/'1R('-T>6QE/3-$)W9E<G1I8V%L+6%L:6=N.B!B;W1T;VT[
M(&)A8VMG<F]U;F0M8V]L;W(Z(%=H:71E.R!F;VYT.B`Q,'!T($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9B<^#0H@("`@/'1D(&YO=W)A<#TS1&YO
M=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!J=7-T:69Y.R!F;VYT.B`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\
M=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R
M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@
M9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C
M,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L
M:6=N.B!R:6=H=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL
M93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A
M+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#
M86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D
M(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!R:6=H=#L@
M9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C
M,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L
M:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE
M/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF
M)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4]
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M;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q
M-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P
M<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D
M/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG
M;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=T97AT+6%L:6=N.B!R:6=H=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV
M971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO
M=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@
M;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N
M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N
M=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P
M.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N
M.B!R:6=H=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R
M87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI
M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO
M=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!R:6=H=#L@9F]N
M=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P
M.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N
M.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$
M)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF
M(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
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M.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[
M/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@
M0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*
M("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@
M;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R
M:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T
M97AT+6%L:6=N.B!R:6=H=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I
M8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A
M<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\+W1R/@T*
M/'1R('-T>6QE/3-$)W9E<G1I8V%L+6%L:6=N.B!B;W1T;VT[(&)A8VMG<F]U
M;F0M8V]L;W(Z(')G8B@R,#0L,C,X+#(U-2D[(&9O;G0Z(#$P<'0@0V%L:6)R
M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SX-"B`@("`\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[('!A9&1I;F<M8F]T
M=&]M.B`R+C5P=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68G/D-O;&QE8W1I=F5L>2!E=F%L=6%T960@9F]R(&EM<&%I<FUE
M;G0\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB
M;W1T;VTZ(#(N-7!T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)V)O<F1E<BUB;W1T;VTZ($)L86-K(#(N-7!T(&1O=6)L
M93L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[
M('1E>'0M86QI9VXZ(&QE9G0G/B0\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@
M<W1Y;&4],T0G8F]R9&5R+6)O='1O;3H@0FQA8VL@,BXU<'0@9&]U8FQE.R!F
M;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@=&5X
M="UA;&EG;CH@<FEG:'0G/C0L-C@W/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P
M('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`R+C5P=#L@=&5X="UA;&EG;CH@
M;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R
M:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P
M861D:6YG+6)O='1O;3H@,BXU<'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R
M87`],T1N;W=R87`@<W1Y;&4],T0G8F]R9&5R+6)O='1O;3H@0FQA8VL@,BXU
M<'0@9&]U8FQE.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9CL@=&5X="UA;&EG;CH@;&5F="<^)B,Q-C`[/"]T9#X\=&0@;F]W
M<F%P/3-$;F]W<F%P('-T>6QE/3-$)V)O<F1E<BUB;W1T;VTZ($)L86-K(#(N
M-7!T(&1O=6)L93L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68[('1E>'0M86QI9VXZ(')I9VAT)SXQ,BPX-38\+W1D/CQT9"!N
M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#(N-7!T
M.R!T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`R+C5P=#L@9F]N=#H@,3!P
M="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^
M#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=B;W)D97(M8F]T
M=&]M.B!";&%C:R`R+C5P="!D;W5B;&4[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T97AT+6%L:6=N.B!L969T)SXF(S$V
M,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G8F]R9&5R+6)O
M='1O;3H@0FQA8VL@,BXU<'0@9&]U8FQE.R!F;VYT.B`Q,'!T($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9CL@=&5X="UA;&EG;CH@<FEG:'0G/C$T
M+#`S,CPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P861D:6YG
M+6)O='1O;3H@,BXU<'0[('1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@
M0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#(N
M-7!T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE
M/3-$)V)O<F1E<BUB;W1T;VTZ($)L86-K(#(N-7!T(&1O=6)L93L@9F]N=#H@
M,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[('1E>'0M86QI
M9VXZ(&QE9G0G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL
M93TS1"=B;W)D97(M8F]T=&]M.B!";&%C:R`R+C5P="!D;W5B;&4[(&9O;G0Z
M(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T97AT+6%L
M:6=N.B!R:6=H="<^,2PX.#0\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y
M;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#(N-7!T.R!T97AT+6%L:6=N.B!L969T
M.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^
M)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I
M;F<M8F]T=&]M.B`R+C5P=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I
M8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS
M1&YO=W)A<"!S='EL93TS1"=B;W)D97(M8F]T=&]M.B!";&%C:R`R+C5P="!D
M;W5B;&4[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF.R!T97AT+6%L:6=N.B!L969T)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G8F]R9&5R+6)O='1O;3H@0FQA8VL@,BXU<'0@
M9&]U8FQE.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9CL@=&5X="UA;&EG;CH@<FEG:'0G/C0L,CDP/"]T9#X\=&0@;F]W<F%P
M/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`R+C5P=#L@=&5X
M="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S
M='EL93TS1"=P861D:6YG+6)O='1O;3H@,BXU<'0[(&9O;G0Z(#$P<'0@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@
M(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G8F]R9&5R+6)O='1O;3H@
M0FQA8VL@,BXU<'0@9&]U8FQE.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9CL@=&5X="UA;&EG;CH@;&5F="<^)B,Q-C`[/"]T
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M87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#(N-7!T.R!F
M;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q
M-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V)O
M<F1E<BUB;W1T;VTZ($)L86-K(#(N-7!T(&1O=6)L93L@9F]N=#H@,3!P="!#
M86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[('1E>'0M86QI9VXZ(&QE
M9G0G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=B
M;W)D97(M8F]T=&]M.B!";&%C:R`R+C5P="!D;W5B;&4[(&9O;G0Z(#$P<'0@
M0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T97AT+6%L:6=N.B!R
M:6=H="<^.30X/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A
M9&1I;F<M8F]T=&]M.B`R+C5P=#L@=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@
M,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO
M=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P861D:6YG+6)O='1O
M;3H@,BXU<'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@
M<W1Y;&4],T0G8F]R9&5R+6)O='1O;3H@0FQA8VL@,BXU<'0@9&]U8FQE.R!F
M;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@=&5X
M="UA;&EG;CH@;&5F="<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P
M('-T>6QE/3-$)V)O<F1E<BUB;W1T;VTZ($)L86-K(#(N-7!T(&1O=6)L93L@
M9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[('1E
M>'0M86QI9VXZ(')I9VAT)SXT,"PV,S8\+W1D/CQT9"!N;W=R87`],T1N;W=R
M87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#(N-7!T.R!T97AT+6%L:6=N
M.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9B<^)B,Q-C`[/"]T9#X\+W1R/@T*/'1R('-T>6QE/3-$)W9E<G1I8V%L
M+6%L:6=N.B!B;W1T;VT[(&)A8VMG<F]U;F0M8V]L;W(Z(%=H:71E.R!F;VYT
M.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^#0H@("`@
M/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!J=7-T
M:69Y.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O
M;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V
M,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X
M="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S
M='EL93TS1"=T97AT+6%L:6=N.B!R:6=H=#L@9F]N=#H@,3!P="!#86QI8G)I
M+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A
M<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q
M,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T
M9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@
M(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F
M=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G
M/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT
M+6%L:6=N.B!R:6=H=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S
M='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P
M/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P
M="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^
M/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!R:6=H
M=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G
M/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT
M+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T
M>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y
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M.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^
M)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z
M(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\
M+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA
M;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL
M93TS1"=T97AT+6%L:6=N.B!R:6=H=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(
M96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS
M1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\
M=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R
M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@
M9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C
M,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L
M:6=N.B!R:6=H=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL
M93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A
M+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#
M86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D
M(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!R:6=H=#L@
M9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C
M,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L
M:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE
M/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF
M)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4]
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M;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q
M-C`[/"]T9#X\+W1R/@T*/'1R('-T>6QE/3-$)W9E<G1I8V%L+6%L:6=N.B!B
M;W1T;VT[(&)A8VMG<F]U;F0M8V]L;W(Z(')G8B@R,#0L,C,X+#(U-2D[(&9O
M;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SX-"B`@
M("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE
M9G0[('!A9&1I;F<M8F]T=&]M.B`R+C5P=#L@9F]N=#H@,3!P="!#86QI8G)I
M+"!(96QV971I8V$L(%-A;G,M4V5R:68G/DQO86YS(&%C<75I<F5D('=I=&@@
M9&5T97)I;W)A=&5D(&-R961I="!Q=6%L:71Y/"]T9#X\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`R+C5P=#L@9F]N=#H@
M,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO
M=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=B;W)D97(M
M8F]T=&]M.B!";&%C:R`R+C5P="!D;W5B;&4[(&9O;G0Z(#$P<'0@0V%L:6)R
M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T97AT+6%L:6=N.B!L969T)SXD
M/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V)O<F1E<BUB;W1T
M;VTZ($)L86-K(#(N-7!T(&1O=6)L93L@9F]N=#H@,3!P="!#86QI8G)I+"!(
M96QV971I8V$L(%-A;G,M4V5R:68[('1E>'0M86QI9VXZ(')I9VAT)SXF(S$U
M,3L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB
M;W1T;VTZ(#(N-7!T.R!T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@
M;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`R+C5P
M=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G
M/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=B;W)D97(M8F]T=&]M.B!";&%C:R`R+C5P="!D;W5B;&4[(&9O;G0Z(#$P
M<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T97AT+6%L:6=N
M.B!L969T)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4]
M,T0G8F]R9&5R+6)O='1O;3H@0FQA8VL@,BXU<'0@9&]U8FQE.R!F;VYT.B`Q
M,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@=&5X="UA;&EG
M;CH@<FEG:'0G/B8C,34Q.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL
M93TS1"=P861D:6YG+6)O='1O;3H@,BXU<'0[('1E>'0M86QI9VXZ(&QE9G0[
M(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF
M(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN
M9RUB;W1T;VTZ(#(N-7!T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)V)O<F1E<BUB;W1T;VTZ($)L86-K(#(N-7!T(&1O
M=6)L93L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R
M:68[('1E>'0M86QI9VXZ(&QE9G0G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS
M1&YO=W)A<"!S='EL93TS1"=B;W)D97(M8F]T=&]M.B!";&%C:R`R+C5P="!D
M;W5B;&4[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF.R!T97AT+6%L:6=N.B!R:6=H="<^)B,Q-3$[/"]T9#X\=&0@;F]W<F%P
M/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`R+C5P=#L@=&5X
M="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S
M='EL93TS1"=P861D:6YG+6)O='1O;3H@,BXU<'0[(&9O;G0Z(#$P<'0@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@
M(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G8F]R9&5R+6)O='1O;3H@
M0FQA8VL@,BXU<'0@9&]U8FQE.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9CL@=&5X="UA;&EG;CH@;&5F="<^)B,Q-C`[/"]T
M9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V)O<F1E<BUB;W1T;VTZ
M($)L86-K(#(N-7!T(&1O=6)L93L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV
M971I8V$L(%-A;G,M4V5R:68[('1E>'0M86QI9VXZ(')I9VAT)SXF(S$U,3L\
M+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T
M;VTZ(#(N-7!T.R!T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W
M<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`R+C5P=#L@
M9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C
M,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=B
M;W)D97(M8F]T=&]M.B!";&%C:R`R+C5P="!D;W5B;&4[(&9O;G0Z(#$P<'0@
M0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T97AT+6%L:6=N.B!L
M969T)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
M8F]R9&5R+6)O='1O;3H@0FQA8VL@,BXU<'0@9&]U8FQE.R!F;VYT.B`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@=&5X="UA;&EG;CH@
M<FEG:'0G/B8C,34Q.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=P861D:6YG+6)O='1O;3H@,BXU<'0[('1E>'0M86QI9VXZ(&QE9G0[(&9O
M;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V
M,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB
M;W1T;VTZ(#(N-7!T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)V)O<F1E<BUB;W1T;VTZ($)L86-K(#(N-7!T(&1O=6)L
M93L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[
M('1E>'0M86QI9VXZ(&QE9G0G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO
M=W)A<"!S='EL93TS1"=B;W)D97(M8F]T=&]M.B!";&%C:R`R+C5P="!D;W5B
M;&4[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF
M.R!T97AT+6%L:6=N.B!R:6=H="<^)B,Q-3$[/"]T9#X\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`R+C5P=#L@=&5X="UA
M;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL
M93TS1"=P861D:6YG+6)O='1O;3H@,BXU<'0[(&9O;G0Z(#$P<'0@0V%L:6)R
M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G8F]R9&5R+6)O='1O;3H@0FQA
M8VL@,BXU<'0@9&]U8FQE.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9CL@=&5X="UA;&EG;CH@;&5F="<^)B,Q-C`[/"]T9#X\
M=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V)O<F1E<BUB;W1T;VTZ($)L
M86-K(#(N-7!T(&1O=6)L93L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I
M8V$L(%-A;G,M4V5R:68[('1E>'0M86QI9VXZ(')I9VAT)SXF(S$U,3L\+W1D
M/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ
M(#(N-7!T.R!T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P
M/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`R+C5P=#L@9F]N
M=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P
M.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=B;W)D
M97(M8F]T=&]M.B!";&%C:R`R+C5P="!D;W5B;&4[(&9O;G0Z(#$P<'0@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T97AT+6%L:6=N.B!L969T
M)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G8F]R
M9&5R+6)O='1O;3H@0FQA8VL@,BXU<'0@9&]U8FQE.R!F;VYT.B`Q,'!T($-A
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M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SX-"B`@("`\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&IU<W1I9GD[(&9O;G0Z(#$P
M<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D
M/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI
M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@
M/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T
M.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^
M)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M
M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T
M>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I
M8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS
M1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\
M=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT
M.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^
M)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M
M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y
M;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R
M:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL
M93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\
M=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[
M(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF
M(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@
M,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO
M=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L
M:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE
M/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@
M0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I
M+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D
M(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F
M;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q
M-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI
M9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE
M/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO
M=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@
M;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F
M;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q
M-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI
M9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4]
M,T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G
M/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@
M;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O
M;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V
M,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P
M="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^
M#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N
M.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$
M)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CPO='(^
M#0H\='(@<W1Y;&4],T0G=F5R=&EC86PM86QI9VXZ(&)O='1O;3L@8F%C:V=R
M;W5N9"UC;VQO<CH@<F=B*#(P-"PR,S@L,C4U*3L@9F]N=#H@,3!P="!#86QI
M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/@T*("`@(#QT9"!N;W=R87`]
M,T1N;W=R87`@8V]L<W!A;CTS1#,S('-T>6QE/3-$)V9O;G0Z(&)O;&0@,3!P
M="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[('1E>'0M86QI9VXZ
M(&IU<W1I9GDG/DQO86YS(')E8V5I=F%B;&4@87,@;V8@1&5C96UB97(@,S$L
M(#(P,3(Z/"]T9#X\+W1R/@T*/'1R('-T>6QE/3-$)W9E<G1I8V%L+6%L:6=N
M.B!B;W1T;VT[(&)A8VMG<F]U;F0M8V]L;W(Z(%=H:71E.R!F;VYT.B`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^#0H@("`@/'1D(&YO
M=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!J=7-T:69Y.R!F
M;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q
M-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P
M<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D
M/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG
M;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=T97AT+6%L:6=N.B!R:6=H=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV
M971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO
M=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@
M;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N
M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N
M=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P
M.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N
M.B!R:6=H=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R
M87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI
M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO
M=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!R:6=H=#L@9F]N
M=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P
M.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N
M.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$
M)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF
M(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
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M.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[
M/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@
M0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*
M("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@
M;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R
M:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T
M97AT+6%L:6=N.B!R:6=H=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I
M8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A
M<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W
M<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R
M87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@
M,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO
M=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!R
M:6=H=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R
M:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T
M97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P
M('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@
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M969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O
M;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V
M,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X
M="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S
M='EL93TS1"=T97AT+6%L:6=N.B!R:6=H=#L@9F]N=#H@,3!P="!#86QI8G)I
M+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A
M<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q
M,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T
M9#X\+W1R/@T*/'1R('-T>6QE/3-$)W9E<G1I8V%L+6%L:6=N.B!B;W1T;VT[
M(&)A8VMG<F]U;F0M8V]L;W(Z(')G8B@R,#0L,C,X+#(U-2D[(&9O;G0Z(#$P
M<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SX-"B`@("`\=&0@
M;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[('!A
M9&1I;F<M8F]T=&]M.B`R+C5P=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV
M971I8V$L(%-A;G,M4V5R:68G/D5N9&EN9R!B86QA;F-E("8C,34P.R!T;W1A
M;#PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P861D:6YG+6)O
M='1O;3H@,BXU<'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R
M87`@<W1Y;&4],T0G8F]R9&5R+6)O='1O;3H@0FQA8VL@,BXU<'0@9&]U8FQE
M.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@
M=&5X="UA;&EG;CH@;&5F="<^)#PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S
M='EL93TS1"=B;W)D97(M8F]T=&]M.B!";&%C:R`R+C5P="!D;W5B;&4[(&9O
M;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T97AT
M+6%L:6=N.B!R:6=H="<^,3<P+#<T,3PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A
M<"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@,BXU<'0[('1E>'0M86QI9VXZ
M(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
M<&%D9&EN9RUB;W1T;VTZ(#(N-7!T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W
M<F%P/3-$;F]W<F%P('-T>6QE/3-$)V)O<F1E<BUB;W1T;VTZ($)L86-K(#(N
M-7!T(&1O=6)L93L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68[('1E>'0M86QI9VXZ(&QE9G0G/B8C,38P.SPO=&0^/'1D(&YO
M=W)A<#TS1&YO=W)A<"!S='EL93TS1"=B;W)D97(M8F]T=&]M.B!";&%C:R`R
M+C5P="!D;W5B;&4[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF.R!T97AT+6%L:6=N.B!R:6=H="<^,C$X+#$P.#PO=&0^/'1D
M(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@,BXU
M<'0[('1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#(N-7!T.R!F;VYT.B`Q
M,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T
M9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V)O<F1E<BUB
M;W1T;VTZ($)L86-K(#(N-7!T(&1O=6)L93L@9F]N=#H@,3!P="!#86QI8G)I
M+"!(96QV971I8V$L(%-A;G,M4V5R:68[('1E>'0M86QI9VXZ(&QE9G0G/B8C
M,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=B;W)D97(M
M8F]T=&]M.B!";&%C:R`R+C5P="!D;W5B;&4[(&9O;G0Z(#$P<'0@0V%L:6)R
M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T97AT+6%L:6=N.B!R:6=H="<^
M.#$Y+#0S.3PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P861D
M:6YG+6)O='1O;3H@,BXU<'0[('1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P
M<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D
M/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ
M(#(N-7!T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T
M>6QE/3-$)V)O<F1E<BUB;W1T;VTZ($)L86-K(#(N-7!T(&1O=6)L93L@9F]N
M=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[('1E>'0M
M86QI9VXZ(&QE9G0G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S
M='EL93TS1"=B;W)D97(M8F]T=&]M.B!";&%C:R`R+C5P="!D;W5B;&4[(&9O
M;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T97AT
M+6%L:6=N.B!R:6=H="<^,C`P+#@X,#PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A
M<"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@,BXU<'0[('1E>'0M86QI9VXZ
M(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
M<&%D9&EN9RUB;W1T;VTZ(#(N-7!T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W
M<F%P/3-$;F]W<F%P('-T>6QE/3-$)V)O<F1E<BUB;W1T;VTZ($)L86-K(#(N
M-7!T(&1O=6)L93L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68[('1E>'0M86QI9VXZ(&QE9G0G/B8C,38P.SPO=&0^/'1D(&YO
M=W)A<#TS1&YO=W)A<"!S='EL93TS1"=B;W)D97(M8F]T=&]M.B!";&%C:R`R
M+C5P="!D;W5B;&4[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF.R!T97AT+6%L:6=N.B!R:6=H="<^-C(W+#DT,#PO=&0^/'1D
M(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@,BXU
M<'0[('1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#(N-7!T.R!F;VYT.B`Q
M,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T
M9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V)O<F1E<BUB
M;W1T;VTZ($)L86-K(#(N-7!T(&1O=6)L93L@9F]N=#H@,3!P="!#86QI8G)I
M+"!(96QV971I8V$L(%-A;G,M4V5R:68[('1E>'0M86QI9VXZ(&QE9G0G/B8C
M,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=B;W)D97(M
M8F]T=&]M.B!";&%C:R`R+C5P="!D;W5B;&4[(&9O;G0Z(#$P<'0@0V%L:6)R
M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T97AT+6%L:6=N.B!R:6=H="<^
M-34L-S$Q/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I
M;F<M8F]T=&]M.B`R+C5P=#L@=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P
M="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^
M/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@
M,BXU<'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y
M;&4],T0G8F]R9&5R+6)O='1O;3H@0FQA8VL@,BXU<'0@9&]U8FQE.R!F;VYT
M.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@=&5X="UA
M;&EG;CH@;&5F="<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T
M>6QE/3-$)V)O<F1E<BUB;W1T;VTZ($)L86-K(#(N-7!T(&1O=6)L93L@9F]N
M=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[('1E>'0M
M86QI9VXZ(')I9VAT)SXF(S$U,3L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@
M<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#(N-7!T.R!T97AT+6%L:6=N.B!L
M969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A
M9&1I;F<M8F]T=&]M.B`R+C5P=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV
M971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A
M<#TS1&YO=W)A<"!S='EL93TS1"=B;W)D97(M8F]T=&]M.B!";&%C:R`R+C5P
M="!D;W5B;&4[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF.R!T97AT+6%L:6=N.B!L969T)SXF(S$V,#L\+W1D/CQT9"!N;W=R
M87`],T1N;W=R87`@<W1Y;&4],T0G8F]R9&5R+6)O='1O;3H@0FQA8VL@,BXU
M<'0@9&]U8FQE.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
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M+5-E<FEF)SX-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E
M>'0M86QI9VXZ(&IU<W1I9GD[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R
M87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A
M<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W
M<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT
M.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[
M/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ
M(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
M9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C
M,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T
M97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P
M('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W
M<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z
M(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\
M+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#
M86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@
M("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L
M969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E
M>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P
M('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R
M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R
M87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV
M971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A
M<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q
M,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T
M9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I
M9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E
M>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A
M+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@
M<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S
M='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P
M/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q
M,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T
M9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE
M9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF
M)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N
M=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P
M.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT
M+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T
M>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P
M/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P
M<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D
M/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI
M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@
M/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T
M.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^
M)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M
M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T
M>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I
M8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS
M1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\
M=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT
M.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^
M)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M
M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF)SXF(S$V,#L\+W1D/CPO='(^#0H\='(@<W1Y;&4],T0G=F5R
M=&EC86PM86QI9VXZ(&)O='1O;3L@8F%C:V=R;W5N9"UC;VQO<CH@<F=B*#(P
M-"PR,S@L,C4U*3L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68G/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@8V]L<W!A;CTS
M1#,S('-T>6QE/3-$)V9O;G0Z(&)O;&0@,3!P="!#86QI8G)I+"!(96QV971I
M8V$L(%-A;G,M4V5R:68[('1E>'0M86QI9VXZ(&IU<W1I9GDG/D5N9&EN9R!B
M86QA;F-E<R!A<R!O9B!$96-E;6)E<B`S,2P@,C`Q,CH@3&]A;G,\+W1D/CPO
M='(^#0H\='(@<W1Y;&4],T0G=F5R=&EC86PM86QI9VXZ(&)O='1O;3L@8F%C
M:V=R;W5N9"UC;VQO<CH@5VAI=&4[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF)SX-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P
M('-T>6QE/3-$)W1E>'0M86QI9VXZ(&IU<W1I9GD[(&9O;G0Z(#$P<'0@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N
M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(
M96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO
M=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT
M.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[
M/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ
M(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$
M)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R
M87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A
M<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W
M<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT
M.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[
M/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ
M(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
M9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C
M,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T
M97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P
M('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W
M<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z
M(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\
M+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#
M86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@
M("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L
M969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E
M>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P
M('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R
M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R
M87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV
M971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A
M<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q
M,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T
M9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I
M9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E
M>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A
M+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@
M<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S
M='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P
M/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q
M,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T
M9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE
M9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF
M)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N
M=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P
M.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT
M+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T
M>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P
M/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P
M<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D
M/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI
M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@
M/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T
M.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^
M)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M
M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T
M>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CPO='(^#0H\='(@
M<W1Y;&4],T0G=F5R=&EC86PM86QI9VXZ(&)O='1O;3L@8F%C:V=R;W5N9"UC
M;VQO<CH@<F=B*#(P-"PR,S@L,C4U*3L@9F]N=#H@,3!P="!#86QI8G)I+"!(
M96QV971I8V$L(%-A;G,M4V5R:68G/@T*("`@(#QT9"!N;W=R87`],T1N;W=R
M87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@<&%D9&EN9RUB;W1T;VTZ
M(#(N-7!T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9B<^26YD:79I9'5A;&QY(&5V86QU871E9"!F;W(@:6UP86ER;65N=#PO
M=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P861D:6YG+6)O='1O
M;3H@,BXU<'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@
M<W1Y;&4],T0G8F]R9&5R+6)O='1O;3H@0FQA8VL@,BXU<'0@9&]U8FQE.R!F
M;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@=&5X
M="UA;&EG;CH@;&5F="<^)#PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL
M93TS1"=B;W)D97(M8F]T=&]M.B!";&%C:R`R+C5P="!D;W5B;&4[(&9O;G0Z
M(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T97AT+6%L
M:6=N.B!R:6=H="<^)B,Q-3$[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T
M>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`R+C5P=#L@=&5X="UA;&EG;CH@;&5F
M=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G
M/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P861D
M:6YG+6)O='1O;3H@,BXU<'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G8F]R9&5R+6)O='1O;3H@0FQA8VL@,BXU<'0@
M9&]U8FQE.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9CL@=&5X="UA;&EG;CH@;&5F="<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P
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M+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@
M<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#(N-7!T.R!F;VYT.B`Q,'!T($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@
M("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V)O<F1E<BUB;W1T;VTZ
M($)L86-K(#(N-7!T(&1O=6)L93L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV
M971I8V$L(%-A;G,M4V5R:68[('1E>'0M86QI9VXZ(&QE9G0G/B8C,38P.SPO
M=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=B;W)D97(M8F]T=&]M
M.B!";&%C:R`R+C5P="!D;W5B;&4[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF.R!T97AT+6%L:6=N.B!R:6=H="<^,2PW,#4\
M+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T
M;VTZ(#(N-7!T.R!T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W
M<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`R+C5P=#L@
M9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C
M,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=B
M;W)D97(M8F]T=&]M.B!";&%C:R`R+C5P="!D;W5B;&4[(&9O;G0Z(#$P<'0@
M0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T97AT+6%L:6=N.B!L
M969T)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
M8F]R9&5R+6)O='1O;3H@0FQA8VL@,BXU<'0@9&]U8FQE.R!F;VYT.B`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@=&5X="UA;&EG;CH@
M<FEG:'0G/B8C,34Q.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=P861D:6YG+6)O='1O;3H@,BXU<'0[('1E>'0M86QI9VXZ(&QE9G0[(&9O
M;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V
M,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB
M;W1T;VTZ(#(N-7!T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)V)O<F1E<BUB;W1T;VTZ($)L86-K(#(N-7!T(&1O=6)L
M93L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[
M('1E>'0M86QI9VXZ(&QE9G0G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO
M=W)A<"!S='EL93TS1"=B;W)D97(M8F]T=&]M.B!";&%C:R`R+C5P="!D;W5B
M;&4[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF
M.R!T97AT+6%L:6=N.B!R:6=H="<^,34L,#0P/"]T9#X\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`R+C5P=#L@=&5X="UA
M;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL
M93TS1"=P861D:6YG+6)O='1O;3H@,BXU<'0[(&9O;G0Z(#$P<'0@0V%L:6)R
M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G8F]R9&5R+6)O='1O;3H@0FQA
M8VL@,BXU<'0@9&]U8FQE.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9CL@=&5X="UA;&EG;CH@;&5F="<^)B,Q-C`[/"]T9#X\
M=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V)O<F1E<BUB;W1T;VTZ($)L
M86-K(#(N-7!T(&1O=6)L93L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I
M8V$L(%-A;G,M4V5R:68[('1E>'0M86QI9VXZ(')I9VAT)SXF(S$U,3L\+W1D
M/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ
M(#(N-7!T.R!T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P
M/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`R+C5P=#L@9F]N
M=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P
M.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=B;W)D
M97(M8F]T=&]M.B!";&%C:R`R+C5P="!D;W5B;&4[(&9O;G0Z(#$P<'0@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T97AT+6%L:6=N.B!L969T
M)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G8F]R
M9&5R+6)O='1O;3H@0FQA8VL@,BXU<'0@9&]U8FQE.R!F;VYT.B`Q,'!T($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@=&5X="UA;&EG;CH@<FEG
M:'0G/B8C,34Q.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P
M861D:6YG+6)O='1O;3H@,BXU<'0[('1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z
M(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\
M+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T
M;VTZ(#(N-7!T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P
M('-T>6QE/3-$)V)O<F1E<BUB;W1T;VTZ($)L86-K(#(N-7!T(&1O=6)L93L@
M9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[('1E
M>'0M86QI9VXZ(&QE9G0G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A
M<"!S='EL93TS1"=B;W)D97(M8F]T=&]M.B!";&%C:R`R+C5P="!D;W5B;&4[
M(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T
M97AT+6%L:6=N.B!R:6=H="<^,C$L,#(Q/"]T9#X\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`R+C5P=#L@=&5X="UA;&EG
M;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68G/B8C,38P.SPO=&0^/"]T<CX-"CQT<B!S='EL93TS1"=V97)T:6-A
M;"UA;&EG;CH@8F]T=&]M.R!B86-K9W)O=6YD+6-O;&]R.B!7:&ET93L@9F]N
M=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/@T*("`@
M(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@:G5S
M=&EF>3L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R
M:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F
M;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q
M-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E
M>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A
M+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@
M<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R
M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R
M87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@
M,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO
M=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@
M("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE
M9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF
M)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X
M="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A
M+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@
M<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I
M+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A
M<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P
M/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P
M<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D
M/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG
M:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF
M)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X
M="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S
M='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T
M>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P
M<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D
M/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F
M=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G
M/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT
M.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[
M/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M
M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y
M;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P
M="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^
M/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\
M=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[
M(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF
M(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA
M;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y
M;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(
M96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS
M1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@
M0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[
M(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF
M(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA
M;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL
M93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE
M/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@
M0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@
M9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C
M,38P.SPO=&0^/"]T<CX-"CQT<B!S='EL93TS1"=V97)T:6-A;"UA;&EG;CH@
M8F]T=&]M.R!B86-K9W)O=6YD+6-O;&]R.B!R9V(H,C`T+#(S."PR-34I.R!F
M;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^#0H@
M("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L
M969T.R!P861D:6YG+6)O='1O;3H@,BXU<'0[(&9O;G0Z(#$P<'0@0V%L:6)R
M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SY#;VQL96-T:79E;'D@979A;'5A
M=&5D(&9O<B!I;7!A:7)M96YT/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T
M>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`R+C5P=#L@9F]N=#H@,3!P="!#86QI
M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@
M/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=B;W)D97(M8F]T=&]M.B!"
M;&%C:R`R+C5P="!D;W5B;&4[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF.R!T97AT+6%L:6=N.B!L969T)SXD/"]T9#X\=&0@
M;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V)O<F1E<BUB;W1T;VTZ($)L86-K
M(#(N-7!T(&1O=6)L93L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68[('1E>'0M86QI9VXZ(')I9VAT)SXQ-S`L-S0Q/"]T9#X\
M=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`R
M+C5P=#L@=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(
M96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS
M1&YO=W)A<"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@,BXU<'0[(&9O;G0Z
M(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\
M+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G8F]R9&5R
M+6)O='1O;3H@0FQA8VL@,BXU<'0@9&]U8FQE.R!F;VYT.B`Q,'!T($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@=&5X="UA;&EG;CH@;&5F="<^
M)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V)O<F1E
M<BUB;W1T;VTZ($)L86-K(#(N-7!T(&1O=6)L93L@9F]N=#H@,3!P="!#86QI
M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[('1E>'0M86QI9VXZ(')I9VAT
M)SXR,3,L.#,R/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A
M9&1I;F<M8F]T=&]M.B`R+C5P=#L@=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@
M,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO
M=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P861D:6YG+6)O='1O
M;3H@,BXU<'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@
M<W1Y;&4],T0G8F]R9&5R+6)O='1O;3H@0FQA8VL@,BXU<'0@9&]U8FQE.R!F
M;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@=&5X
M="UA;&EG;CH@;&5F="<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P
M('-T>6QE/3-$)V)O<F1E<BUB;W1T;VTZ($)L86-K(#(N-7!T(&1O=6)L93L@
M9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[('1E
M>'0M86QI9VXZ(')I9VAT)SXX,3<L-S,T/"]T9#X\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`R+C5P=#L@=&5X="UA;&EG
M;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=P861D:6YG+6)O='1O;3H@,BXU<'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N
M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G8F]R9&5R+6)O='1O;3H@0FQA8VL@
M,BXU<'0@9&]U8FQE.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9CL@=&5X="UA;&EG;CH@;&5F="<^)B,Q-C`[/"]T9#X\=&0@
M;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V)O<F1E<BUB;W1T;VTZ($)L86-K
M(#(N-7!T(&1O=6)L93L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68[('1E>'0M86QI9VXZ(')I9VAT)SXR,#`L.#@P/"]T9#X\
M=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`R
M+C5P=#L@=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(
M96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS
M1&YO=W)A<"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@,BXU<'0[(&9O;G0Z
M(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\
M+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G8F]R9&5R
M+6)O='1O;3H@0FQA8VL@,BXU<'0@9&]U8FQE.R!F;VYT.B`Q,'!T($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@=&5X="UA;&EG;CH@;&5F="<^
M)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V)O<F1E
M<BUB;W1T;VTZ($)L86-K(#(N-7!T(&1O=6)L93L@9F]N=#H@,3!P="!#86QI
M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[('1E>'0M86QI9VXZ(')I9VAT
M)SXV,3(L.3`P/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A
M9&1I;F<M8F]T=&]M.B`R+C5P=#L@=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@
M,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO
M=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P861D:6YG+6)O='1O
M;3H@,BXU<'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@
M<W1Y;&4],T0G8F]R9&5R+6)O='1O;3H@0FQA8VL@,BXU<'0@9&]U8FQE.R!F
M;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@=&5X
M="UA;&EG;CH@;&5F="<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P
M('-T>6QE/3-$)V)O<F1E<BUB;W1T;VTZ($)L86-K(#(N-7!T(&1O=6)L93L@
M9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[('1E
M>'0M86QI9VXZ(')I9VAT)SXU-2PW,3$\+W1D/CQT9"!N;W=R87`],T1N;W=R
M87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#(N-7!T.R!T97AT+6%L:6=N
M.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$
M)W!A9&1I;F<M8F]T=&]M.B`R+C5P=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(
M96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO
M=W)A<#TS1&YO=W)A<"!S='EL93TS1"=B;W)D97(M8F]T=&]M.B!";&%C:R`R
M+C5P="!D;W5B;&4[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF.R!T97AT+6%L:6=N.B!L969T)SXF(S$V,#L\+W1D/CQT9"!N
M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G8F]R9&5R+6)O='1O;3H@0FQA8VL@
M,BXU<'0@9&]U8FQE.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9CL@=&5X="UA;&EG;CH@<FEG:'0G/B8C,34Q.SPO=&0^/'1D
M(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@,BXU
M<'0[('1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#(N-7!T.R!F;VYT.B`Q
M,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T
M9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V)O<F1E<BUB
M;W1T;VTZ($)L86-K(#(N-7!T(&1O=6)L93L@9F]N=#H@,3!P="!#86QI8G)I
M+"!(96QV971I8V$L(%-A;G,M4V5R:68[('1E>'0M86QI9VXZ(&QE9G0G/B8C
M,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=B;W)D97(M
M8F]T=&]M.B!";&%C:R`R+C5P="!D;W5B;&4[(&9O;G0Z(#$P<'0@0V%L:6)R
M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T97AT+6%L:6=N.B!R:6=H="<^
M,BPP-S$L-SDX/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A
M9&1I;F<M8F]T=&]M.B`R+C5P=#L@=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@
M,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO
M=&0^/"]T<CX-"CQT<B!S='EL93TS1"=V97)T:6-A;"UA;&EG;CH@8F]T=&]M
M.R!B86-K9W)O=6YD+6-O;&]R.B!7:&ET93L@9F]N=#H@,3!P="!#86QI8G)I
M+"!(96QV971I8V$L(%-A;G,M4V5R:68G/@T*("`@(#QT9"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@:G5S=&EF>3L@9F]N=#H@,3!P
M="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^
M/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\
M=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[
M(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF
M(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA
M;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y
M;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(
M96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS
M1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@
M0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[
M(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF
M(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA
M;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL
M93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE
M/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@
M0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@
M9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C
M,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q
M,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T
M9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI
M9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4]
M,T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#
M86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D
M(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@
M;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O
M;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V
M,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG
M;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4]
M,T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV
M971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO
M=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N
M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O
M;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V
M,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG
M;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^
M)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$
M)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R
M87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N
M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N
M=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P
M.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-
M"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ
M(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
M=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R
M87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI
M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/"]T<CX-
M"CQT<B!S='EL93TS1"=V97)T:6-A;"UA;&EG;CH@8F]T=&]M.R!B86-K9W)O
M=6YD+6-O;&]R.B!R9V(H,C`T+#(S."PR-34I.R!F;VYT.B`Q,'!T($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^#0H@("`@/'1D(&YO=W)A<#TS
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M2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N
M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G8F]R9&5R+6)O='1O;3H@0FQA8VL@
M,BXU<'0@9&]U8FQE.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9CL@=&5X="UA;&EG;CH@;&5F="<^)#PO=&0^/'1D(&YO=W)A
M<#TS1&YO=W)A<"!S='EL93TS1"=B;W)D97(M8F]T=&]M.B!";&%C:R`R+C5P
M="!D;W5B;&4[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF.R!T97AT+6%L:6=N.B!R:6=H="<^)B,Q-3$[/"]T9#X\=&0@;F]W
M<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`R+C5P=#L@
M=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I
M8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A
M<"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@,BXU<'0[(&9O;G0Z(#$P<'0@
M0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*
M("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G8F]R9&5R+6)O='1O
M;3H@0FQA8VL@,BXU<'0@9&]U8FQE.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9CL@=&5X="UA;&EG;CH@;&5F="<^)B,Q-C`[
M/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V)O<F1E<BUB;W1T
M;VTZ($)L86-K(#(N-7!T(&1O=6)L93L@9F]N=#H@,3!P="!#86QI8G)I+"!(
M96QV971I8V$L(%-A;G,M4V5R:68[('1E>'0M86QI9VXZ(')I9VAT)SXF(S$U
M,3L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB
M;W1T;VTZ(#(N-7!T.R!T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@
M;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`R+C5P
M=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G
M/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=B;W)D97(M8F]T=&]M.B!";&%C:R`R+C5P="!D;W5B;&4[(&9O;G0Z(#$P
M<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T97AT+6%L:6=N
M.B!L969T)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4]
M,T0G8F]R9&5R+6)O='1O;3H@0FQA8VL@,BXU<'0@9&]U8FQE.R!F;VYT.B`Q
M,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@=&5X="UA;&EG
M;CH@<FEG:'0G/B8C,34Q.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL
M93TS1"=P861D:6YG+6)O='1O;3H@,BXU<'0[('1E>'0M86QI9VXZ(&QE9G0[
M(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF
M(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN
M9RUB;W1T;VTZ(#(N-7!T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)V)O<F1E<BUB;W1T;VTZ($)L86-K(#(N-7!T(&1O
M=6)L93L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R
M:68[('1E>'0M86QI9VXZ(&QE9G0G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS
M1&YO=W)A<"!S='EL93TS1"=B;W)D97(M8F]T=&]M.B!";&%C:R`R+C5P="!D
M;W5B;&4[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF.R!T97AT+6%L:6=N.B!R:6=H="<^)B,Q-3$[/"]T9#X\=&0@;F]W<F%P
M/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`R+C5P=#L@=&5X
M="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S
M='EL93TS1"=P861D:6YG+6)O='1O;3H@,BXU<'0[(&9O;G0Z(#$P<'0@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@
M(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G8F]R9&5R+6)O='1O;3H@
M0FQA8VL@,BXU<'0@9&]U8FQE.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9CL@=&5X="UA;&EG;CH@;&5F="<^)B,Q-C`[/"]T
M9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V)O<F1E<BUB;W1T;VTZ
M($)L86-K(#(N-7!T(&1O=6)L93L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV
M971I8V$L(%-A;G,M4V5R:68[('1E>'0M86QI9VXZ(')I9VAT)SXF(S$U,3L\
M+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T
M;VTZ(#(N-7!T.R!T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W
M<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`R+C5P=#L@
M9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C
M,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=B
M;W)D97(M8F]T=&]M.B!";&%C:R`R+C5P="!D;W5B;&4[(&9O;G0Z(#$P<'0@
M0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T97AT+6%L:6=N.B!L
M969T)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
M8F]R9&5R+6)O='1O;3H@0FQA8VL@,BXU<'0@9&]U8FQE.R!F;VYT.B`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@=&5X="UA;&EG;CH@
M<FEG:'0G/B8C,34Q.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=P861D:6YG+6)O='1O;3H@,BXU<'0[('1E>'0M86QI9VXZ(&QE9G0[(&9O
M;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V
M,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB
M;W1T;VTZ(#(N-7!T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)V)O<F1E<BUB;W1T;VTZ($)L86-K(#(N-7!T(&1O=6)L
M93L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[
M('1E>'0M86QI9VXZ(&QE9G0G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO
M=W)A<"!S='EL93TS1"=B;W)D97(M8F]T=&]M.B!";&%C:R`R+C5P="!D;W5B
M;&4[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF
M.R!T97AT+6%L:6=N.B!R:6=H="<^)B,Q-3$[/"]T9#X\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`R+C5P=#L@=&5X="UA
M;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL
M93TS1"=P861D:6YG+6)O='1O;3H@,BXU<'0[(&9O;G0Z(#$P<'0@0V%L:6)R
M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G8F]R9&5R+6)O='1O;3H@0FQA
M8VL@,BXU<'0@9&]U8FQE.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9CL@=&5X="UA;&EG;CH@;&5F="<^)B,Q-C`[/"]T9#X\
M=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V)O<F1E<BUB;W1T;VTZ($)L
M86-K(#(N-7!T(&1O=6)L93L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I
M8V$L(%-A;G,M4V5R:68[('1E>'0M86QI9VXZ(')I9VAT)SXF(S$U,3L\+W1D
M/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ
M(#(N-7!T.R!T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\+W1R/@T*/"]T
M86)L93X-"@T*/'`@<W1Y;&4],T0G9F]N=#H@,3!P="\Q,"XP-7!T($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@;6%R9VEN.B`P.R!T97AT+6%L
M:6=N.B!J=7-T:69Y.R!T97AT+6EN9&5N=#H@,"XR-6EN)SXF(S$V,#L\+W`^
M#0H-"@T*#0H-"@T*/'`@<W1Y;&4],T0G9F]N=#H@,3!P="]N;W)M86P@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!M87)G:6XZ(#`[('1E>'0M
M86QI9VXZ(&QE9G0G/E1H92!F;VQL;W=I;F<@=&%B;&4@<')E<V5N=',@=&AE
M(&%C=&EV:71Y#0II;B!T:&4@86QL;W=A;F-E(&9O<B!L;V%N(&QO<W-E<R!F
M;W(@;F]N+6-O=F5R960@;&]A;G,@9F]R('1H92!Y96%R(&5N9&5D($1E8V5M
M8F5R(#,Q+"`R,#$Q+CPO<#X-"@T*/'`@<W1Y;&4],T0G9F]N=#H@,3!P="\Q
M,"XP-7!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@;6%R9VEN
M.B`P.R!T97AT+6%L:6=N.B!J=7-T:69Y.R!T97AT+6EN9&5N=#H@,"XR-6EN
M)SXF(S$V,#L\+W`^#0H-"CQT86)L92!C96QL<&%D9&EN9STS1#`@8V5L;'-P
M86-I;F<],T0P('-T>6QE/3-$)V)O<F1E<BUC;VQL87!S93H@8V]L;&%P<V4[
M('=I9'1H.B`Q,#`E.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9B<^#0H\='(@<W1Y;&4],T0G=F5R=&EC86PM86QI9VXZ(&)O
M='1O;3L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R
M:68G/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@
M:71A;&EC(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T
M97AT+6%L:6=N.B!J=7-T:69Y)SXH)"!I;B!T:&]U<V%N9',I/"]T9#X\=&0@
M;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`Q<'0[
M(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF
M(S$V,#L\+W1D/@T*("`@(#QT9"!C;VQS<&%N/3-$,B!N;W=R87`],T1N;W=R
M87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@8V5N=&5R.R!B;W)D97(M8F]T=&]M
M.B!";&%C:R`Q<'0@<V]L:60[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF)SY#;VUM97)C:6%L+"`\8G(@+SX-"D9I;F%N8VEA
M;"P@86YD(#QB<B`O/@T*06=R:6-U;'1U<F%L/"]T9#X\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`Q<'0[(&9O;G0Z(#$P
M<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D
M/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ
M(#%P=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R
M:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&-O;'-P86X],T0R(&YO=W)A<#TS
M1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!C96YT97([(&)O<F1E<BUB
M;W1T;VTZ($)L86-K(#%P="!S;VQI9#L@9F]N=#H@,3!P="!#86QI8G)I+"!(
M96QV971I8V$L(%-A;G,M4V5R:68G/E)E86P@17-T871E("8C,34P.R`\8G(@
M+SX-"D-O;G-T<G5C=&EO;BP@/&)R("\^#0I,86YD(#QB<B`O/@T*1&5V96QO
M<&UE;G0L("8C,S@[(#QB<B`O/@T*3W1H97(@3&%N9"`\8G(@+SX-"DQO86YS
M/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T
M=&]M.B`Q<'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4]
M,T0G<&%D9&EN9RUB;W1T;VTZ(#%P=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(
M96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&-O
M;'-P86X],T0R(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N
M.B!C96YT97([(&)O<F1E<BUB;W1T;VTZ($)L86-K(#%P="!S;VQI9#L@9F]N
M=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/E)E86P@
M17-T871E("8C,34P.R`\8G(@+SX-"E)E<VED96YT:6%L+"`\8G(@+SX-"D9A
M<FUL86YD+"`\8G(@+SX-"F%N9"!-=6QT:2T\8G(@+SX-"F9A;6EL>3PO=&0^
M/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@
M,7!T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A
M9&1I;F<M8F]T=&]M.B`Q<'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!C;VQS<&%N
M/3-$,B!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@8V5N
M=&5R.R!B;W)D97(M8F]T=&]M.B!";&%C:R`Q<'0@<V]L:60[(&9O;G0Z(#$P
M<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SY296%L/&)R("\^
M#0H@17-T871E("8C,34P.R`\8G(@+SX-"DAO;64@/&)R("\^#0I%<75I='D\
M8G(@+SX-"B!,:6YE<R!O9B`\8G(@+SX-"D-R961I=#PO=&0^/'1D(&YO=W)A
M<#TS1&YO=W)A<"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@,7!T.R!F;VYT
M.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[
M/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T
M=&]M.B`Q<'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!C;VQS<&%N/3-$,B!N;W=R
M87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@8V5N=&5R.R!B;W)D
M97(M8F]T=&]M.B!";&%C:R`Q<'0@<V]L:60[(&9O;G0Z(#$P<'0@0V%L:6)R
M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SY296%L($5S=&%T92`F(S$U,#L\
M8G(@+SX-"B!#;VUM97)C:6%L(#QB<B`O/@T*86YD($]T:&5R/"]T9#X\=&0@
M;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`Q<'0[
M(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF
M(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN
M9RUB;W1T;VTZ(#%P=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&-O;'-P86X],T0R
M(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!C96YT97([
M(&)O<F1E<BUB;W1T;VTZ($)L86-K(#%P="!S;VQI9#L@9F]N=#H@,3!P="!#
M86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/D-O;G-U;65R/"]T9#X\
M=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`Q
M<'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF
M)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D
M9&EN9RUB;W1T;VTZ(#%P=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I
M8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&-O;'-P86X]
M,T0R(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!C96YT
M97([(&)O<F1E<BUB;W1T;VTZ($)L86-K(#%P="!S;VQI9#L@9F]N=#H@,3!P
M="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/E5N86QL;RT\8G(@
M+SX-"F-A=&5D/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A
M9&1I;F<M8F]T=&]M.B`Q<'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R
M87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#%P=#L@9F]N=#H@,3!P="!#
M86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@
M("`@/'1D(&-O;'-P86X],T0R(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T
M97AT+6%L:6=N.B!C96YT97([(&)O<F1E<BUB;W1T;VTZ($)L86-K(#%P="!S
M;VQI9#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R
M:68G/E1O=&%L/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A
M9&1I;F<M8F]T=&]M.B`Q<'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CPO='(^#0H\='(@<W1Y;&4]
M,T0G=F5R=&EC86PM86QI9VXZ(&)O='1O;3L@9F]N=#H@,3!P="!#86QI8G)I
M+"!(96QV971I8V$L(%-A;G,M4V5R:68G/@T*("`@(#QT9"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@:G5S=&EF>3L@9F]N=#H@,3!P
M="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^
M/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\
M=&0@8V]L<W!A;CTS1#(@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M
M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T
M>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
M9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C
M,38P.SPO=&0^#0H@("`@/'1D(&-O;'-P86X],T0R(&YO=W)A<#TS1&YO=W)A
M<"!S='EL93TS1"=T97AT+6%L:6=N.B!R:6=H=#L@9F]N=#H@,3!P="!#86QI
M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO
M=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A
M+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!C;VQS<&%N/3-$
M,B!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[
M(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF
M(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@
M,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO
M=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@
M("`\=&0@8V]L<W!A;CTS1#(@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E
M>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P
M('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4]
M,T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G
M/B8C,38P.SPO=&0^#0H@("`@/'1D(&-O;'-P86X],T0R(&YO=W)A<#TS1&YO
M=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!R:6=H=#L@9F]N=#H@,3!P="!#
M86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D
M(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P
M/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!C;VQS<&%N
M/3-$,B!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG
M:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF
M)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N
M=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P
M.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-
M"B`@("`\=&0@8V]L<W!A;CTS1#(@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$
M)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y
M;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R
M:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&-O;'-P86X],T0R(&YO=W)A<#TS
M1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!R:6=H=#L@9F]N=#H@,3!P
M="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^
M/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\+W1R/@T*
M/'1R('-T>6QE/3-$)W9E<G1I8V%L+6%L:6=N.B!B;W1T;VT[(&)A8VMG<F]U
M;F0M8V]L;W(Z(')G8B@R,#0L,C,X+#(U-2D[(&9O;G0Z(#$P<'0@0V%L:6)R
M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SX-"B`@("`\=&0@8V]L<W!A;CTS
M1#,S(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B!B;VQD(#$P<'0@
M0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T97AT+61E8V]R871I
M;VXZ('5N9&5R;&EN93L@=&5X="UA;&EG;CH@:G5S=&EF>2<^07,@;V8@86YD
M(&9O<B!T:&4@>65A<B!E;F1E9"!$96-E;6)E<B`S,2P@,C`Q,3PO=&0^/"]T
M<CX-"CQT<B!S='EL93TS1"=V97)T:6-A;"UA;&EG;CH@8F]T=&]M.R!B86-K
M9W)O=6YD+6-O;&]R.B!7:&ET93L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV
M971I8V$L(%-A;G,M4V5R:68G/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@
M<W1Y;&4],T0G=&5X="UA;&EG;CH@:G5S=&EF>3L@9F]N=#H@,3!P="!#86QI
M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO
M=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W
M<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z
M(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\
M+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@
M<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
M=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I
M8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A
M<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P
M('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R
M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R
M87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z
M(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\
M+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@
M;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R
M:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F
M;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q
M-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E
M>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A
M+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@
M<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R
M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R
M87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@
M,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO
M=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@
M("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE
M9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF
M)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X
M="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A
M+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@
M<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I
M+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A
M<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P
M/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P
M<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D
M/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG
M:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF
M)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X
M="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S
M='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T
M>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P
M<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D
M/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F
M=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G
M/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT
M.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[
M/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M
M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y
M;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P
M="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^
M/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\
M=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[
M(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF
M(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA
M;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y
M;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(
M96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/"]T<CX-"CQT<B!S
M='EL93TS1"=V97)T:6-A;"UA;&EG;CH@8F]T=&]M.R!B86-K9W)O=6YD+6-O
M;&]R.B!R9V(H,C`T+#(S."PR-34I.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9B<^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A
M<"!S='EL93TS1"=W:61T:#H@,C`E.R!T97AT+6%L:6=N.B!L969T.R!F;VYT
M.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^0F5G:6YN
M:6YG(&)A;&%N8V4\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
M=VED=&@Z(#$E.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P
M('-T>6QE/3-$)W=I9'1H.B`Q)3L@=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@
M,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B0\+W1D/CQT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=VED=&@Z(#<E.R!T97AT+6%L
M:6=N.B!R:6=H=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68G/C0L-S,Q/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE
M/3-$)W=I9'1H.B`Q)3L@=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#
M86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D
M(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=W:61T:#H@,24[(&9O;G0Z(#$P
M<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D
M/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=VED=&@Z(#$E
M.R!T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)W=I9'1H.B`W)3L@=&5X="UA;&EG;CH@<FEG:'0[(&9O
M;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXQ,BPU
M,C`\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=VED=&@Z(#$E
M.R!T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)W=I9'1H.B`Q)3L@9F]N=#H@,3!P="!#86QI8G)I+"!(
M96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO
M=W)A<#TS1&YO=W)A<"!S='EL93TS1"=W:61T:#H@,24[('1E>'0M86QI9VXZ
M(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
M=VED=&@Z(#<E.R!T97AT+6%L:6=N.B!R:6=H=#L@9F]N=#H@,3!P="!#86QI
M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/C$Q+#(X,SPO=&0^/'1D(&YO
M=W)A<#TS1&YO=W)A<"!S='EL93TS1"=W:61T:#H@,24[('1E>'0M86QI9VXZ
M(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
M=VED=&@Z(#$E.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P
M('-T>6QE/3-$)W=I9'1H.B`Q)3L@=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@
M,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO
M=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=W:61T:#H@-R4[('1E
M>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9B<^,RPV,S0\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@
M<W1Y;&4],T0G=VED=&@Z(#$E.R!T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q
M,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T
M9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W=I9'1H.B`Q)3L@9F]N
M=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P
M.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=W:61T
M:#H@,24[('1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G=VED=&@Z(#<E.R!T97AT+6%L:6=N.B!R:6=H
M=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G
M/C,L.3<R/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W=I9'1H
M.B`Q)3L@=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(
M96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS
M1&YO=W)A<"!S='EL93TS1"=W:61T:#H@,24[(&9O;G0Z(#$P<'0@0V%L:6)R
M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=VED=&@Z(#$E.R!T97AT+6%L
M:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE
M/3-$)W=I9'1H.B`W)3L@=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@
M0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXQ+#DV,3PO=&0^/'1D
M(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=W:61T:#H@,24[('1E>'0M86QI
M9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4]
M,T0G=VED=&@Z(#$E.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)W=I9'1H.B`Q)3L@=&5X="UA;&EG;CH@;&5F=#L@9F]N
M=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P
M.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=W:61T:#H@-R4[
M('1E>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9B<^,3<T/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P
M('-T>6QE/3-$)W=I9'1H.B`Q)3L@=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@
M,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO
M=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=W:61T:#H@,24[(&9O
M;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V
M,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=VED
M=&@Z(#$E.R!T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P
M/3-$;F]W<F%P('-T>6QE/3-$)W=I9'1H.B`W)3L@=&5X="UA;&EG;CH@<FEG
M:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF
M)SXS."PR-S4\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=VED
M=&@Z(#$E.R!T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\+W1R/@T*/'1R
M('-T>6QE/3-$)W9E<G1I8V%L+6%L:6=N.B!B;W1T;VT[(&)A8VMG<F]U;F0M
M8V]L;W(Z(%=H:71E.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9B<^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9B<^0VAA<F=E+6]F9G,\+W1D/CQT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I
M8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS
M1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\
M=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT
M.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^
M*#(L-S`S/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M
M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF)SXI/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$
M)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF
M(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
M=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I
M8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A
M<"!S='EL93TS1"=T97AT+6%L:6=N.B!R:6=H=#L@9F]N=#H@,3!P="!#86QI
M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B@Q-BPR-#`\+W1D/CQT9"!N
M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N
M=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/BD\+W1D
M/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI
M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@
M/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T
M.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^
M)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M
M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9B<^*#DL,#0U/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T
M>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF)SXI/"]T9#X\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R
M87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI
M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO
M=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!R:6=H=#L@9F]N
M=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B@Q+#$T
M-SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N
M.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9B<^*3PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT
M.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[
M/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M
M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y
M;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF)SXH,RPS-34\+W1D/CQT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P
M="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/BD\+W1D/CQT9"!N
M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(
M96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO
M=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT
M.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[
M/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ
M(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9B<^*#@T-3PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T
M97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9B<^*3PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL
M93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE
M/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@
M0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXH-3(T/"]T9#X\=&0@
M;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O
M;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXI/"]T
M9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@
M(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F
M=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G
M/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT
M+6%L:6=N.B!R:6=H=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68G/B@S,RPX-3D\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@
M<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I
M+"!(96QV971I8V$L(%-A;G,M4V5R:68G/BD\+W1D/CPO='(^#0H\='(@<W1Y
M;&4],T0G=F5R=&EC86PM86QI9VXZ(&)O='1O;3L@8F%C:V=R;W5N9"UC;VQO
M<CH@<F=B*#(P-"PR,S@L,C4U*3L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV
M971I8V$L(%-A;G,M4V5R:68G/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@
M<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I
M+"!(96QV971I8V$L(%-A;G,M4V5R:68G/E)E8V]V97)I97,\+W1D/CQT9"!N
M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(
M96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO
M=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT
M.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[
M/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ
M(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9B<^,S@Y/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E
M>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A
M+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@
M<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S
M='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P
M/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q
M,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^,2PQ-#(\+W1D
M/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F
M=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G
M/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT
M.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[
M/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M
M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y
M;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF)SXW,3D\+W1D/CQT9"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#
M86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D
M(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@
M;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O
M;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V
M,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG
M;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF)SXQ,#<\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
M=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I
M8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A
M<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P
M('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R
M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R
M87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z
M(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXS-SPO=&0^
M/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T
M.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^
M)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z
M(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\
M+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA
M;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL
M93TS1"=T97AT+6%L:6=N.B!R:6=H=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(
M96QV971I8V$L(%-A;G,M4V5R:68G/C$X,CPO=&0^/'1D(&YO=W)A<#TS1&YO
M=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@
M;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N
M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N
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M+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@
M<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S
M='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P
M/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q
M,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^,BPV-CD\+W1D
M/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F
M=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G
M/B8C,38P.SPO=&0^/"]T<CX-"CQT<B!S='EL93TS1"=V97)T:6-A;"UA;&EG
M;CH@8F]T=&]M.R!B86-K9W)O=6YD+6-O;&]R.B!7:&ET93L@9F]N=#H@,3!P
M="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/@T*("`@(#QT9"!N
M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@<&%D
M9&EN9RUB;W1T;VTZ(#%P=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I
M8V$L(%-A;G,M4V5R:68G/E!R;W9I<VEO;G,\+W1D/CQT9"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#%P=#L@9F]N=#H@,3!P
M="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^
M#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=B;W)D97(M8F]T
M=&]M.B!";&%C:R`Q<'0@<V]L:60[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF.R!T97AT+6%L:6=N.B!L969T)SXF(S$V,#L\
M+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G8F]R9&5R+6)O='1O
M;3H@0FQA8VL@,7!T('-O;&ED.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9CL@=&5X="UA;&EG;CH@<FEG:'0G/C$L,S8S/"]T
M9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M
M.B`Q<'0[('1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#%P=#L@9F]N=#H@
M,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO
M=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=B;W)D97(M
M8F]T=&]M.B!";&%C:R`Q<'0@<V]L:60[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T97AT+6%L:6=N.B!L969T)SXF(S$V
M,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G8F]R9&5R+6)O
M='1O;3H@0FQA8VL@,7!T('-O;&ED.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9CL@=&5X="UA;&EG;CH@<FEG:'0G/C$S+#@X
M-#PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P861D:6YG+6)O
M='1O;3H@,7!T.R!T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W
M<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`Q<'0[(&9O
M;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V
M,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G8F]R
M9&5R+6)O='1O;3H@0FQA8VL@,7!T('-O;&ED.R!F;VYT.B`Q,'!T($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@=&5X="UA;&EG;CH@;&5F="<^
M)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V)O<F1E
M<BUB;W1T;VTZ($)L86-K(#%P="!S;VQI9#L@9F]N=#H@,3!P="!#86QI8G)I
M+"!(96QV971I8V$L(%-A;G,M4V5R:68[('1E>'0M86QI9VXZ(')I9VAT)SXQ
M,"PU-S4\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN
M9RUB;W1T;VTZ(#%P=#L@=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#
M86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D
M(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@,7!T
M.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^
M)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$
M)V)O<F1E<BUB;W1T;VTZ($)L86-K(#%P="!S;VQI9#L@9F]N=#H@,3!P="!#
M86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[('1E>'0M86QI9VXZ(&QE
M9G0G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=B
M;W)D97(M8F]T=&]M.B!";&%C:R`Q<'0@<V]L:60[(&9O;G0Z(#$P<'0@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T97AT+6%L:6=N.B!R:6=H
M="<^*#DP-#PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P861D
M:6YG+6)O='1O;3H@,7!T.R!T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^*3PO=&0^/'1D(&YO
M=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@,7!T.R!F
M;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q
M-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V)O
M<F1E<BUB;W1T;VTZ($)L86-K(#%P="!S;VQI9#L@9F]N=#H@,3!P="!#86QI
M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[('1E>'0M86QI9VXZ(&QE9G0G
M/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=B;W)D
M97(M8F]T=&]M.B!";&%C:R`Q<'0@<V]L:60[(&9O;G0Z(#$P<'0@0V%L:6)R
M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T97AT+6%L:6=N.B!R:6=H="<^
M,BPW-C`\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN
M9RUB;W1T;VTZ(#%P=#L@=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#
M86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D
M(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@,7!T
M.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^
M)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$
M)V)O<F1E<BUB;W1T;VTZ($)L86-K(#%P="!S;VQI9#L@9F]N=#H@,3!P="!#
M86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[('1E>'0M86QI9VXZ(&QE
M9G0G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=B
M;W)D97(M8F]T=&]M.B!";&%C:R`Q<'0@<V]L:60[(&9O;G0Z(#$P<'0@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T97AT+6%L:6=N.B!R:6=H
M="<^-3<T/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I
M;F<M8F]T=&]M.B`Q<'0[('1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@
M0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#%P
M=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G
M/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=B;W)D97(M8F]T=&]M.B!";&%C:R`Q<'0@<V]L:60[(&9O;G0Z(#$P<'0@
M0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T97AT+6%L:6=N.B!L
M969T)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
M8F]R9&5R+6)O='1O;3H@0FQA8VL@,7!T('-O;&ED.R!F;VYT.B`Q,'!T($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@=&5X="UA;&EG;CH@<FEG
M:'0G/C(W,SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P861D
M:6YG+6)O='1O;3H@,7!T.R!T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\
M=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`Q
M<'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF
M)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4]
M,T0G8F]R9&5R+6)O='1O;3H@0FQA8VL@,7!T('-O;&ED.R!F;VYT.B`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@=&5X="UA;&EG;CH@
M;&5F="<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$
M)V)O<F1E<BUB;W1T;VTZ($)L86-K(#%P="!S;VQI9#L@9F]N=#H@,3!P="!#
M86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[('1E>'0M86QI9VXZ(')I
M9VAT)SXR."PU,C4\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
M<&%D9&EN9RUB;W1T;VTZ(#%P=#L@=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@
M,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO
M=&0^/"]T<CX-"CQT<B!S='EL93TS1"=V97)T:6-A;"UA;&EG;CH@8F]T=&]M
M.R!B86-K9W)O=6YD+6-O;&]R.B!R9V(H,C`T+#(S."PR-34I.R!F;VYT.B`Q
M,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^#0H@("`@/'1D
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M(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
M8F]R9&5R+6)O='1O;3H@0FQA8VL@,BXU<'0@9&]U8FQE.R!F;VYT.B`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@=&5X="UA;&EG;CH@
M;&5F="<^)#PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=B;W)D
M97(M8F]T=&]M.B!";&%C:R`R+C5P="!D;W5B;&4[(&9O;G0Z(#$P<'0@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T97AT+6%L:6=N.B!R:6=H
M="<^,RPW.#`\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D
M9&EN9RUB;W1T;VTZ(#(N-7!T.R!T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q
M,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T
M9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M
M.B`R+C5P=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S
M='EL93TS1"=B;W)D97(M8F]T=&]M.B!";&%C:R`R+C5P="!D;W5B;&4[(&9O
M;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T97AT
M+6%L:6=N.B!L969T)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@
M<W1Y;&4],T0G8F]R9&5R+6)O='1O;3H@0FQA8VL@,BXU<'0@9&]U8FQE.R!F
M;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@=&5X
M="UA;&EG;CH@<FEG:'0G/C$Q+#,P-CPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A
M<"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@,BXU<'0[('1E>'0M86QI9VXZ
M(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
M<&%D9&EN9RUB;W1T;VTZ(#(N-7!T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W
M<F%P/3-$;F]W<F%P('-T>6QE/3-$)V)O<F1E<BUB;W1T;VTZ($)L86-K(#(N
M-7!T(&1O=6)L93L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68[('1E>'0M86QI9VXZ(&QE9G0G/B8C,38P.SPO=&0^/'1D(&YO
M=W)A<#TS1&YO=W)A<"!S='EL93TS1"=B;W)D97(M8F]T=&]M.B!";&%C:R`R
M+C5P="!D;W5B;&4[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF.R!T97AT+6%L:6=N.B!R:6=H="<^,3,L-3,R/"]T9#X\=&0@
M;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`R+C5P
M=#L@=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV
M971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO
M=W)A<"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@,BXU<'0[(&9O;G0Z(#$P
M<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D
M/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G8F]R9&5R+6)O
M='1O;3H@0FQA8VL@,BXU<'0@9&]U8FQE.R!F;VYT.B`Q,'!T($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9CL@=&5X="UA;&EG;CH@;&5F="<^)B,Q
M-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V)O<F1E<BUB
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M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#(N
M-7!T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE
M/3-$)V)O<F1E<BUB;W1T;VTZ($)L86-K(#(N-7!T(&1O=6)L93L@9F]N=#H@
M,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[('1E>'0M86QI
M9VXZ(&QE9G0G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL
M93TS1"=B;W)D97(M8F]T=&]M.B!";&%C:R`R+C5P="!D;W5B;&4[(&9O;G0Z
M(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T97AT+6%L
M:6=N.B!R:6=H="<^,RPT,30\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y
M;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#(N-7!T.R!T97AT+6%L:6=N.B!L969T
M.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^
M)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I
M;F<M8F]T=&]M.B`R+C5P=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I
M8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS
M1&YO=W)A<"!S='EL93TS1"=B;W)D97(M8F]T=&]M.B!";&%C:R`R+C5P="!D
M;W5B;&4[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF.R!T97AT+6%L:6=N.B!L969T)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G8F]R9&5R+6)O='1O;3H@0FQA8VL@,BXU<'0@
M9&]U8FQE.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9CL@=&5X="UA;&EG;CH@<FEG:'0G/C$L.#<R/"]T9#X\=&0@;F]W<F%P
M/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`R+C5P=#L@=&5X
M="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S
M='EL93TS1"=P861D:6YG+6)O='1O;3H@,BXU<'0[(&9O;G0Z(#$P<'0@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@
M(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G8F]R9&5R+6)O='1O;3H@
M0FQA8VL@,BXU<'0@9&]U8FQE.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9CL@=&5X="UA;&EG;CH@;&5F="<^)B,Q-C`[/"]T
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M2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#(N-7!T.R!F;VYT
M.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[
M/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V)O<F1E
M<BUB;W1T;VTZ($)L86-K(#(N-7!T(&1O=6)L93L@9F]N=#H@,3!P="!#86QI
M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[('1E>'0M86QI9VXZ(&QE9G0G
M/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=B;W)D
M97(M8F]T=&]M.B!";&%C:R`R+C5P="!D;W5B;&4[(&9O;G0Z(#$P<'0@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T97AT+6%L:6=N.B!R:6=H
M="<^,S4L-C$P/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A
M9&1I;F<M8F]T=&]M.B`R+C5P=#L@=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@
M,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO
M=&0^/"]T<CX-"CQT<B!S='EL93TS1"=V97)T:6-A;"UA;&EG;CH@8F]T=&]M
M.R!B86-K9W)O=6YD+6-O;&]R.B!7:&ET93L@9F]N=#H@,3!P="!#86QI8G)I
M+"!(96QV971I8V$L(%-A;G,M4V5R:68G/@T*("`@(#QT9"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@:G5S=&EF>3L@9F]N=#H@,3!P
M="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^
M/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\
M=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[
M(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF
M(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA
M;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y
M;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(
M96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS
M1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@
M0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[
M(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF
M(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA
M;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL
M93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE
M/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@
M0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@
M9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C
M,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q
M,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T
M9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI
M9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4]
M,T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#
M86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D
M(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@
M;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O
M;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V
M,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG
M;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4]
M,T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV
M971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO
M=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N
M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O
M;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V
M,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG
M;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^
M)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$
M)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R
M87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N
M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N
M=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P
M.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-
M"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ
M(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
M=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R
M87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI
M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/"]T<CX-
M"CQT<B!S='EL93TS1"=V97)T:6-A;"UA;&EG;CH@8F]T=&]M.R!B86-K9W)O
M=6YD+6-O;&]R.B!R9V(H,C`T+#(S."PR-34I.R!F;VYT.B`Q,'!T($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^#0H@("`@/'1D(&YO=W)A<#TS
M1&YO=W)A<"!C;VQS<&%N/3-$,S,@<W1Y;&4],T0G9F]N=#H@8F]L9"`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@=&5X="UA;&EG;CH@
M:G5S=&EF>2<^16YD:6YG(&)A;&%N8V5S(&%S(&]F($1E8V5M8F5R(#,Q+"`R
M,#$Q.B8C,38P.R8C,38P.T%L;&]W86YC92!F;W(@;&]A;B!L;W-S97,\+W1D
M/CPO='(^#0H\='(@<W1Y;&4],T0G=F5R=&EC86PM86QI9VXZ(&)O='1O;3L@
M8F%C:V=R;W5N9"UC;VQO<CH@5VAI=&4[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF)SX-"B`@("`\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&IU<W1I9GD[(&9O;G0Z(#$P<'0@
M0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I
M+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D
M(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F
M;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q
M-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI
M9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE
M/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO
M=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@
M;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F
M;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q
M-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI
M9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4]
M,T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G
M/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@
M;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O
M;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V
M,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P
M="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^
M#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N
M.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$
M)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N
M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(
M96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO
M=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT
M.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[
M/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ
M(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$
M)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R
M87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A
M<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W
M<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT
M.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[
M/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ
M(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
M9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C
M,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T
M97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P
M('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W
M<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z
M(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\
M+W1D/CPO='(^#0H\='(@<W1Y;&4],T0G=F5R=&EC86PM86QI9VXZ(&)O='1O
M;3L@8F%C:V=R;W5N9"UC;VQO<CH@<F=B*#(P-"PR,S@L,C4U*3L@9F]N=#H@
M,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/@T*("`@(#QT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@
M<&%D9&EN9RUB;W1T;VTZ(#(N-7!T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9B<^26YD:79I9'5A;&QY(&5V86QU871E9"!F
M;W(@:6UP86ER;65N=#PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=P861D:6YG+6)O='1O;3H@,BXU<'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N
M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G8F]R9&5R+6)O='1O;3H@0FQA8VL@
M,BXU<'0@9&]U8FQE.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9CL@=&5X="UA;&EG;CH@;&5F="<^)#PO=&0^/'1D(&YO=W)A
M<#TS1&YO=W)A<"!S='EL93TS1"=B;W)D97(M8F]T=&]M.B!";&%C:R`R+C5P
M="!D;W5B;&4[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF.R!T97AT+6%L:6=N.B!R:6=H="<^-C`\+W1D/CQT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#(N-7!T.R!T97AT
M+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T
M>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`R+C5P=#L@9F]N=#H@,3!P="!#86QI
M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@
M/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=B;W)D97(M8F]T=&]M.B!"
M;&%C:R`R+C5P="!D;W5B;&4[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF.R!T97AT+6%L:6=N.B!L969T)SXF(S$V,#L\+W1D
M/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G8F]R9&5R+6)O='1O;3H@
M0FQA8VL@,BXU<'0@9&]U8FQE.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9CL@=&5X="UA;&EG;CH@<FEG:'0G/C8P-SPO=&0^
M/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@
M,BXU<'0[('1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#(N-7!T.R!F;VYT
M.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[
M/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V)O<F1E
M<BUB;W1T;VTZ($)L86-K(#(N-7!T(&1O=6)L93L@9F]N=#H@,3!P="!#86QI
M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[('1E>'0M86QI9VXZ(&QE9G0G
M/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=B;W)D
M97(M8F]T=&]M.B!";&%C:R`R+C5P="!D;W5B;&4[(&9O;G0Z(#$P<'0@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T97AT+6%L:6=N.B!R:6=H
M="<^,34P/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I
M;F<M8F]T=&]M.B`R+C5P=#L@=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P
M="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^
M/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@
M,BXU<'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y
M;&4],T0G8F]R9&5R+6)O='1O;3H@0FQA8VL@,BXU<'0@9&]U8FQE.R!F;VYT
M.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@=&5X="UA
M;&EG;CH@;&5F="<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T
M>6QE/3-$)V)O<F1E<BUB;W1T;VTZ($)L86-K(#(N-7!T(&1O=6)L93L@9F]N
M=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[('1E>'0M
M86QI9VXZ(')I9VAT)SXF(S$U,3L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@
M<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#(N-7!T.R!T97AT+6%L:6=N.B!L
M969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A
M9&1I;F<M8F]T=&]M.B`R+C5P=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV
M971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A
M<#TS1&YO=W)A<"!S='EL93TS1"=B;W)D97(M8F]T=&]M.B!";&%C:R`R+C5P
M="!D;W5B;&4[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF.R!T97AT+6%L:6=N.B!L969T)SXF(S$V,#L\+W1D/CQT9"!N;W=R
M87`],T1N;W=R87`@<W1Y;&4],T0G8F]R9&5R+6)O='1O;3H@0FQA8VL@,BXU
M<'0@9&]U8FQE.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9CL@=&5X="UA;&EG;CH@<FEG:'0G/C(P,#PO=&0^/'1D(&YO=W)A
M<#TS1&YO=W)A<"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@,BXU<'0[('1E
M>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A
M+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@
M<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#(N-7!T.R!F;VYT.B`Q,'!T($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@
M("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V)O<F1E<BUB;W1T;VTZ
M($)L86-K(#(N-7!T(&1O=6)L93L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV
M971I8V$L(%-A;G,M4V5R:68[('1E>'0M86QI9VXZ(&QE9G0G/B8C,38P.SPO
M=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=B;W)D97(M8F]T=&]M
M.B!";&%C:R`R+C5P="!D;W5B;&4[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF.R!T97AT+6%L:6=N.B!R:6=H="<^)B,Q-3$[
M/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T
M=&]M.B`R+C5P=#L@=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI
M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO
M=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@,BXU<'0[
M(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF
M(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
M8F]R9&5R+6)O='1O;3H@0FQA8VL@,BXU<'0@9&]U8FQE.R!F;VYT.B`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@=&5X="UA;&EG;CH@
M;&5F="<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$
M)V)O<F1E<BUB;W1T;VTZ($)L86-K(#(N-7!T(&1O=6)L93L@9F]N=#H@,3!P
M="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[('1E>'0M86QI9VXZ
M(')I9VAT)SXF(S$U,3L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4]
M,T0G<&%D9&EN9RUB;W1T;VTZ(#(N-7!T.R!T97AT+6%L:6=N.B!L969T.R!F
M;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q
M-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M
M8F]T=&]M.B`R+C5P=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO
M=W)A<"!S='EL93TS1"=B;W)D97(M8F]T=&]M.B!";&%C:R`R+C5P="!D;W5B
M;&4[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF
M.R!T97AT+6%L:6=N.B!L969T)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G8F]R9&5R+6)O='1O;3H@0FQA8VL@,BXU<'0@9&]U
M8FQE.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9CL@=&5X="UA;&EG;CH@<FEG:'0G/C$L,#$W/"]T9#X\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`R+C5P=#L@=&5X="UA
M;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68G/B8C,38P.SPO=&0^/"]T<CX-"CQT<B!S='EL93TS1"=V97)T
M:6-A;"UA;&EG;CH@8F]T=&]M.R!B86-K9W)O=6YD+6-O;&]R.B!7:&ET93L@
M9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/@T*
M("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@
M:G5S=&EF>3L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^
M)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$
M)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R
M87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N
M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N
M=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P
M.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-
M"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ
M(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
M=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R
M87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI
M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO
M=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W
M<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z
M(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\
M+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@
M<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
M=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I
M8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A
M<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P
M('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R
M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R
M87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z
M(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\
M+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@
M;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R
M:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F
M;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q
M-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E
M>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A
M+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@
M<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R
M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R
M87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@
M,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO
M=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@
M("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE
M9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF
M)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X
M="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A
M+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@
M<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I
M+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A
M<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P
M/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P
M<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D
M/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG
M:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF
M)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X
M="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S
M='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T
M>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P
M<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D
M/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F
M=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G
M/B8C,38P.SPO=&0^/"]T<CX-"CQT<B!S='EL93TS1"=V97)T:6-A;"UA;&EG
M;CH@8F]T=&]M.R!B86-K9W)O=6YD+6-O;&]R.B!R9V(H,C`T+#(S."PR-34I
M.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^
M#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N
M.B!L969T.R!P861D:6YG+6)O='1O;3H@,BXU<'0[(&9O;G0Z(#$P<'0@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SY#;VQL96-T:79E;'D@979A
M;'5A=&5D(&9O<B!I;7!A:7)M96YT/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P
M('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`R+C5P=#L@9F]N=#H@,3!P="!#
M86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@
M("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=B;W)D97(M8F]T=&]M
M.B!";&%C:R`R+C5P="!D;W5B;&4[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L
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M2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#(N-7!T.R!F;VYT
M.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[
M/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V)O<F1E
M<BUB;W1T;VTZ($)L86-K(#(N-7!T(&1O=6)L93L@9F]N=#H@,3!P="!#86QI
M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[('1E>'0M86QI9VXZ(&QE9G0G
M/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=B;W)D
M97(M8F]T=&]M.B!";&%C:R`R+C5P="!D;W5B;&4[(&9O;G0Z(#$P<'0@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T97AT+6%L:6=N.B!R:6=H
M="<^,3`L-CDY/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A
M9&1I;F<M8F]T=&]M.B`R+C5P=#L@=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@
M,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO
M=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P861D:6YG+6)O='1O
M;3H@,BXU<'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@
M<W1Y;&4],T0G8F]R9&5R+6)O='1O;3H@0FQA8VL@,BXU<'0@9&]U8FQE.R!F
M;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@=&5X
M="UA;&EG;CH@;&5F="<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P
M('-T>6QE/3-$)V)O<F1E<BUB;W1T;VTZ($)L86-K(#(N-7!T(&1O=6)L93L@
M9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[('1E
M>'0M86QI9VXZ(')I9VAT)SXQ,RPS.#(\+W1D/CQT9"!N;W=R87`],T1N;W=R
M87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#(N-7!T.R!T97AT+6%L:6=N
M.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$
M)W!A9&1I;F<M8F]T=&]M.B`R+C5P=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(
M96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO
M=W)A<#TS1&YO=W)A<"!S='EL93TS1"=B;W)D97(M8F]T=&]M.B!";&%C:R`R
M+C5P="!D;W5B;&4[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF.R!T97AT+6%L:6=N.B!L969T)SXF(S$V,#L\+W1D/CQT9"!N
M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G8F]R9&5R+6)O='1O;3H@0FQA8VL@
M,BXU<'0@9&]U8FQE.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9CL@=&5X="UA;&EG;CH@<FEG:'0G/C$L-CDP/"]T9#X\=&0@
M;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`R+C5P
M=#L@=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV
M971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO
M=W)A<"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@,BXU<'0[(&9O;G0Z(#$P
M<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D
M/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G8F]R9&5R+6)O
M='1O;3H@0FQA8VL@,BXU<'0@9&]U8FQE.R!F;VYT.B`Q,'!T($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9CL@=&5X="UA;&EG;CH@;&5F="<^)B,Q
M-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V)O<F1E<BUB
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M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#(N
M-7!T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE
M/3-$)V)O<F1E<BUB;W1T;VTZ($)L86-K(#(N-7!T(&1O=6)L93L@9F]N=#H@
M,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[('1E>'0M86QI
M9VXZ(&QE9G0G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL
M93TS1"=B;W)D97(M8F]T=&]M.B!";&%C:R`R+C5P="!D;W5B;&4[(&9O;G0Z
M(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T97AT+6%L
M:6=N.B!R:6=H="<^,2PX-S(\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y
M;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#(N-7!T.R!T97AT+6%L:6=N.B!L969T
M.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^
M)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I
M;F<M8F]T=&]M.B`R+C5P=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I
M8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS
M1&YO=W)A<"!S='EL93TS1"=B;W)D97(M8F]T=&]M.B!";&%C:R`R+C5P="!D
M;W5B;&4[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF.R!T97AT+6%L:6=N.B!L969T)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G8F]R9&5R+6)O='1O;3H@0FQA8VL@,BXU<'0@
M9&]U8FQE.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9CL@=&5X="UA;&EG;CH@<FEG:'0G/C$V/"]T9#X\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`R+C5P=#L@=&5X="UA
M;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL
M93TS1"=P861D:6YG+6)O='1O;3H@,BXU<'0[(&9O;G0Z(#$P<'0@0V%L:6)R
M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G8F]R9&5R+6)O='1O;3H@0FQA
M8VL@,BXU<'0@9&]U8FQE.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9CL@=&5X="UA;&EG;CH@;&5F="<^)B,Q-C`[/"]T9#X\
M=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V)O<F1E<BUB;W1T;VTZ($)L
M86-K(#(N-7!T(&1O=6)L93L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I
M8V$L(%-A;G,M4V5R:68[('1E>'0M86QI9VXZ(')I9VAT)SXS-"PU.3,\+W1D
M/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ
M(#(N-7!T.R!T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\+W1R/@T*/'1R
M('-T>6QE/3-$)W9E<G1I8V%L+6%L:6=N.B!B;W1T;VT[(&)A8VMG<F]U;F0M
M8V]L;W(Z(%=H:71E.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9B<^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=T97AT+6%L:6=N.B!J=7-T:69Y.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A
M+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#
M86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D
M(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!R:6=H=#L@
M9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C
M,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L
M:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE
M/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF
M)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4]
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M;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q
M-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P
M<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D
M/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG
M;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=T97AT+6%L:6=N.B!R:6=H=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV
M971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO
M=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@
M;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N
M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N
M=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P
M.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N
M.B!R:6=H=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R
M87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI
M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO
M=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!R:6=H=#L@9F]N
M=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P
M.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N
M.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$
M)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF
M(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
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M.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[
M/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@
M0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*
M("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@
M;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R
M:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T
M97AT+6%L:6=N.B!R:6=H=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I
M8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A
M<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W
M<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R
M87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@
M,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO
M=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!R
M:6=H=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R
M:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T
M97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\+W1R/@T*/'1R('-T>6QE/3-$
M)W9E<G1I8V%L+6%L:6=N.B!B;W1T;VT[(&)A8VMG<F]U;F0M8V]L;W(Z(')G
M8B@R,#0L,C,X+#(U-2D[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A
M+"!386YS+5-E<FEF)SX-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE
M/3-$)W1E>'0M86QI9VXZ(&QE9G0[('!A9&1I;F<M8F]T=&]M.B`R+C5P=#L@
M9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/DQO
M86YS(&%C<75I<F5D('=I=&@@9&5T97)I;W)A=&5D(&-R961I="!Q=6%L:71Y
M/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T
M=&]M.B`R+C5P=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A
M<"!S='EL93TS1"=B;W)D97(M8F]T=&]M.B!";&%C:R`R+C5P="!D;W5B;&4[
M(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T
M97AT+6%L:6=N.B!L969T)SXD/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T
M>6QE/3-$)V)O<F1E<BUB;W1T;VTZ($)L86-K(#(N-7!T(&1O=6)L93L@9F]N
M=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[('1E>'0M
M86QI9VXZ(')I9VAT)SXF(S$U,3L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@
M<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#(N-7!T.R!T97AT+6%L:6=N.B!L
M969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A
M9&1I;F<M8F]T=&]M.B`R+C5P=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV
M971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A
M<#TS1&YO=W)A<"!S='EL93TS1"=B;W)D97(M8F]T=&]M.B!";&%C:R`R+C5P
M="!D;W5B;&4[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF.R!T97AT+6%L:6=N.B!L969T)SXF(S$V,#L\+W1D/CQT9"!N;W=R
M87`],T1N;W=R87`@<W1Y;&4],T0G8F]R9&5R+6)O='1O;3H@0FQA8VL@,BXU
M<'0@9&]U8FQE.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9CL@=&5X="UA;&EG;CH@<FEG:'0G/B8C,34Q.SPO=&0^/'1D(&YO
M=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@,BXU<'0[
M('1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R
M87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#(N-7!T.R!F;VYT.B`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-
M"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V)O<F1E<BUB;W1T
M;VTZ($)L86-K(#(N-7!T(&1O=6)L93L@9F]N=#H@,3!P="!#86QI8G)I+"!(
M96QV971I8V$L(%-A;G,M4V5R:68[('1E>'0M86QI9VXZ(&QE9G0G/B8C,38P
M.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=B;W)D97(M8F]T
M=&]M.B!";&%C:R`R+C5P="!D;W5B;&4[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T97AT+6%L:6=N.B!R:6=H="<^)B,Q
M-3$[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M
M8F]T=&]M.B`R+C5P=#L@=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#
M86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D
M(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@,BXU
M<'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF
M)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4]
M,T0G8F]R9&5R+6)O='1O;3H@0FQA8VL@,BXU<'0@9&]U8FQE.R!F;VYT.B`Q
M,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@=&5X="UA;&EG
M;CH@;&5F="<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE
M/3-$)V)O<F1E<BUB;W1T;VTZ($)L86-K(#(N-7!T(&1O=6)L93L@9F]N=#H@
M,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[('1E>'0M86QI
M9VXZ(')I9VAT)SXF(S$U,3L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y
M;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#(N-7!T.R!T97AT+6%L:6=N.B!L969T
M.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^
M)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I
M;F<M8F]T=&]M.B`R+C5P=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I
M8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS
M1&YO=W)A<"!S='EL93TS1"=B;W)D97(M8F]T=&]M.B!";&%C:R`R+C5P="!D
M;W5B;&4[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF.R!T97AT+6%L:6=N.B!L969T)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G8F]R9&5R+6)O='1O;3H@0FQA8VL@,BXU<'0@
M9&]U8FQE.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9CL@=&5X="UA;&EG;CH@<FEG:'0G/B8C,34Q.SPO=&0^/'1D(&YO=W)A
M<#TS1&YO=W)A<"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@,BXU<'0[('1E
M>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A
M+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@
M<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#(N-7!T.R!F;VYT.B`Q,'!T($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@
M("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V)O<F1E<BUB;W1T;VTZ
M($)L86-K(#(N-7!T(&1O=6)L93L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV
M971I8V$L(%-A;G,M4V5R:68[('1E>'0M86QI9VXZ(&QE9G0G/B8C,38P.SPO
M=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=B;W)D97(M8F]T=&]M
M.B!";&%C:R`R+C5P="!D;W5B;&4[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF.R!T97AT+6%L:6=N.B!R:6=H="<^)B,Q-3$[
M/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T
M=&]M.B`R+C5P=#L@=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI
M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO
M=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@,BXU<'0[
M(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF
M(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
M8F]R9&5R+6)O='1O;3H@0FQA8VL@,BXU<'0@9&]U8FQE.R!F;VYT.B`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@=&5X="UA;&EG;CH@
M;&5F="<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$
M)V)O<F1E<BUB;W1T;VTZ($)L86-K(#(N-7!T(&1O=6)L93L@9F]N=#H@,3!P
M="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[('1E>'0M86QI9VXZ
M(')I9VAT)SXF(S$U,3L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4]
M,T0G<&%D9&EN9RUB;W1T;VTZ(#(N-7!T.R!T97AT+6%L:6=N.B!L969T.R!F
M;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q
M-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M
M8F]T=&]M.B`R+C5P=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO
M=W)A<"!S='EL93TS1"=B;W)D97(M8F]T=&]M.B!";&%C:R`R+C5P="!D;W5B
M;&4[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF
M.R!T97AT+6%L:6=N.B!L969T)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G8F]R9&5R+6)O='1O;3H@0FQA8VL@,BXU<'0@9&]U
M8FQE.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
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M"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ
M(&IU<W1I9GD[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4]
M,T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G
M/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@
M;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O
M;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V
M,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P
M="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^
M#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N
M.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$
M)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N
M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(
M96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO
M=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT
M.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[
M/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ
M(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$
M)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R
M87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A
M<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W
M<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT
M.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[
M/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ
M(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
M9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C
M,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T
M97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P
M('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W
M<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z
M(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\
M+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#
M86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@
M("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L
M969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E
M>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P
M('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R
M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R
M87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV
M971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A
M<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q
M,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T
M9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I
M9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E
M>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A
M+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@
M<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S
M='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P
M/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q
M,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T
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M/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@8V]L<W!A;CTS1#,S('-T>6QE
M/3-$)V9O;G0Z(&)O;&0@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68[('1E>'0M86QI9VXZ(&IU<W1I9GDG/DQO86YS(')E8V5I=F%B;&4@
M87,@;V8@1&5C96UB97(@,S$L(#(P,3$Z/"]T9#X\+W1R/@T*/'1R('-T>6QE
M/3-$)W9E<G1I8V%L+6%L:6=N.B!B;W1T;VT[(&)A8VMG<F]U;F0M8V]L;W(Z
M(%=H:71E.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9B<^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT
M+6%L:6=N.B!J=7-T:69Y.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P
M('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@
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M969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O
M;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V
M,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X
M="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S
M='EL93TS1"=T97AT+6%L:6=N.B!R:6=H=#L@9F]N=#H@,3!P="!#86QI8G)I
M+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A
M<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q
M,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T
M9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@
M(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F
M=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G
M/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT
M+6%L:6=N.B!R:6=H=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S
M='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P
M/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P
M="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^
M/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!R:6=H
M=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G
M/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT
M+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T
M>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y
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M.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^
M)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z
M(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\
M+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA
M;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL
M93TS1"=T97AT+6%L:6=N.B!R:6=H=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(
M96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS
M1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\
M=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R
M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@
M9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C
M,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L
M:6=N.B!R:6=H=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL
M93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A
M+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#
M86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D
M(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!R:6=H=#L@
M9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C
M,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L
M:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9B<^)B,Q-C`[/"]T9#X\+W1R/@T*/'1R('-T>6QE/3-$)W9E<G1I
M8V%L+6%L:6=N.B!B;W1T;VT[(&)A8VMG<F]U;F0M8V]L;W(Z(')G8B@R,#0L
M,C,X+#(U-2D[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF)SX-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E
M>'0M86QI9VXZ(&QE9G0[('!A9&1I;F<M8F]T=&]M.B`R+C5P=#L@9F]N=#H@
M,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/D5N9&EN9R!B
M86QA;F-E("8C,34P.R!T;W1A;#PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S
M='EL93TS1"=P861D:6YG+6)O='1O;3H@,BXU<'0[(&9O;G0Z(#$P<'0@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@
M(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G8F]R9&5R+6)O='1O;3H@
M0FQA8VL@,BXU<'0@9&]U8FQE.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9CL@=&5X="UA;&EG;CH@;&5F="<^)#PO=&0^/'1D
M(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=B;W)D97(M8F]T=&]M.B!";&%C
M:R`R+C5P="!D;W5B;&4[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A
M+"!386YS+5-E<FEF.R!T97AT+6%L:6=N.B!R:6=H="<^,3<R+#,U-SPO=&0^
M/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@
M,BXU<'0[('1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#(N-7!T.R!F;VYT
M.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[
M/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V)O<F1E
M<BUB;W1T;VTZ($)L86-K(#(N-7!T(&1O=6)L93L@9F]N=#H@,3!P="!#86QI
M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[('1E>'0M86QI9VXZ(&QE9G0G
M/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=B;W)D
M97(M8F]T=&]M.B!";&%C:R`R+C5P="!D;W5B;&4[(&9O;G0Z(#$P<'0@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T97AT+6%L:6=N.B!R:6=H
M="<^,C0V+#@P-3PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P
M861D:6YG+6)O='1O;3H@,BXU<'0[('1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z
M(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\
M+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T
M;VTZ(#(N-7!T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P
M('-T>6QE/3-$)V)O<F1E<BUB;W1T;VTZ($)L86-K(#(N-7!T(&1O=6)L93L@
M9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[('1E
M>'0M86QI9VXZ(&QE9G0G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A
M<"!S='EL93TS1"=B;W)D97(M8F]T=&]M.B!";&%C:R`R+C5P="!D;W5B;&4[
M(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T
M97AT+6%L:6=N.B!R:6=H="<^-SDU+#8U-3PO=&0^/'1D(&YO=W)A<#TS1&YO
M=W)A<"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@,BXU<'0[('1E>'0M86QI
M9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4]
M,T0G<&%D9&EN9RUB;W1T;VTZ(#(N-7!T.R!F;VYT.B`Q,'!T($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@
M;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V)O<F1E<BUB;W1T;VTZ($)L86-K
M(#(N-7!T(&1O=6)L93L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68[('1E>'0M86QI9VXZ(&QE9G0G/B8C,38P.SPO=&0^/'1D
M(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=B;W)D97(M8F]T=&]M.B!";&%C
M:R`R+C5P="!D;W5B;&4[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A
M+"!386YS+5-E<FEF.R!T97AT+6%L:6=N.B!R:6=H="<^,C`W+#0S-CPO=&0^
M/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@
M,BXU<'0[('1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#(N-7!T.R!F;VYT
M.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[
M/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V)O<F1E
M<BUB;W1T;VTZ($)L86-K(#(N-7!T(&1O=6)L93L@9F]N=#H@,3!P="!#86QI
M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[('1E>'0M86QI9VXZ(&QE9G0G
M/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=B;W)D
M97(M8F]T=&]M.B!";&%C:R`R+C5P="!D;W5B;&4[(&9O;G0Z(#$P<'0@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T97AT+6%L:6=N.B!R:6=H
M="<^-3@W+#$X,SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P
M861D:6YG+6)O='1O;3H@,BXU<'0[('1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z
M(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\
M+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T
M;VTZ(#(N-7!T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P
M('-T>6QE/3-$)V)O<F1E<BUB;W1T;VTZ($)L86-K(#(N-7!T(&1O=6)L93L@
M9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[('1E
M>'0M86QI9VXZ(&QE9G0G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A
M<"!S='EL93TS1"=B;W)D97(M8F]T=&]M.B!";&%C:R`R+C5P="!D;W5B;&4[
M(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T
M97AT+6%L:6=N.B!R:6=H="<^-3@L-#,V/"]T9#X\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`R+C5P=#L@=&5X="UA;&EG
M;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=P861D:6YG+6)O='1O;3H@,BXU<'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N
M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G8F]R9&5R+6)O='1O;3H@0FQA8VL@
M,BXU<'0@9&]U8FQE.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9CL@=&5X="UA;&EG;CH@;&5F="<^)B,Q-C`[/"]T9#X\=&0@
M;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V)O<F1E<BUB;W1T;VTZ($)L86-K
M(#(N-7!T(&1O=6)L93L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68[('1E>'0M86QI9VXZ(')I9VAT)SXF(S$U,3L\+W1D/CQT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#(N
M-7!T.R!T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`R+C5P=#L@9F]N=#H@
M,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO
M=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=B;W)D97(M
M8F]T=&]M.B!";&%C:R`R+C5P="!D;W5B;&4[(&9O;G0Z(#$P<'0@0V%L:6)R
M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T97AT+6%L:6=N.B!L969T)SXF
M(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G8F]R9&5R
M+6)O='1O;3H@0FQA8VL@,BXU<'0@9&]U8FQE.R!F;VYT.B`Q,'!T($-A;&EB
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M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SX-"B`@("`\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&IU<W1I9GD[(&9O;G0Z(#$P
M<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D
M/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI
M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@
M/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T
M.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^
M)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M
M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T
M>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I
M8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS
M1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\
M=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT
M.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^
M)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M
M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y
M;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R
M:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL
M93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\
M=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[
M(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF
M(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@
M,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO
M=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L
M:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE
M/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@
M0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I
M+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D
M(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F
M;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q
M-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI
M9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE
M/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO
M=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@
M;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F
M;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q
M-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI
M9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4]
M,T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G
M/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@
M;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O
M;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V
M,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P
M="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^
M#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N
M.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$
M)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CPO='(^
M#0H\='(@<W1Y;&4],T0G=F5R=&EC86PM86QI9VXZ(&)O='1O;3L@8F%C:V=R
M;W5N9"UC;VQO<CH@<F=B*#(P-"PR,S@L,C4U*3L@9F]N=#H@,3!P="!#86QI
M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/@T*("`@(#QT9"!N;W=R87`]
M,T1N;W=R87`@8V]L<W!A;CTS1#,S('-T>6QE/3-$)V9O;G0Z(&)O;&0@,3!P
M="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[('1E>'0M86QI9VXZ
M(&IU<W1I9GDG/D5N9&EN9R!B86QA;F-E<R!A<R!O9B!$96-E;6)E<B`S,2P@
M,C`Q,3H@3&]A;G,\+W1D/CPO='(^#0H\='(@<W1Y;&4],T0G=F5R=&EC86PM
M86QI9VXZ(&)O='1O;3L@8F%C:V=R;W5N9"UC;VQO<CH@5VAI=&4[(&9O;G0Z
M(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SX-"B`@("`\
M=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&IU<W1I
M9GD[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF
M)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N
M=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P
M.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT
M+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T
M>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P
M/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P
M<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D
M/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI
M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@
M/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T
M.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^
M)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M
M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T
M>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I
M8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS
M1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\
M=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT
M.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^
M)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M
M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y
M;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R
M:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL
M93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\
M=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[
M(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF
M(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@
M,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO
M=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L
M:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE
M/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@
M0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I
M+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D
M(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F
M;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q
M-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI
M9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE
M/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO
M=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@
M;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F
M;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q
M-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI
M9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4]
M,T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G
M/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@
M;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O
M;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V
M,#L\+W1D/CPO='(^#0H\='(@<W1Y;&4],T0G=F5R=&EC86PM86QI9VXZ(&)O
M='1O;3L@8F%C:V=R;W5N9"UC;VQO<CH@<F=B*#(P-"PR,S@L,C4U*3L@9F]N
M=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/@T*("`@
M(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F
M=#L@<&%D9&EN9RUB;W1T;VTZ(#(N-7!T.R!F;VYT.B`Q,'!T($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9B<^26YD:79I9'5A;&QY(&5V86QU871E
M9"!F;W(@:6UP86ER;65N=#PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL
M93TS1"=P861D:6YG+6)O='1O;3H@,BXU<'0[(&9O;G0Z(#$P<'0@0V%L:6)R
M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G8F]R9&5R+6)O='1O;3H@0FQA
M8VL@,BXU<'0@9&]U8FQE.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9CL@=&5X="UA;&EG;CH@;&5F="<^)#PO=&0^/'1D(&YO
M=W)A<#TS1&YO=W)A<"!S='EL93TS1"=B;W)D97(M8F]T=&]M.B!";&%C:R`R
M+C5P="!D;W5B;&4[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF.R!T97AT+6%L:6=N.B!R:6=H="<^,BPU,C8\+W1D/CQT9"!N
M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#(N-7!T
M.R!T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`R+C5P=#L@9F]N=#H@,3!P
M="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^
M#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=B;W)D97(M8F]T
M=&]M.B!";&%C:R`R+C5P="!D;W5B;&4[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T97AT+6%L:6=N.B!L969T)SXF(S$V
M,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G8F]R9&5R+6)O
M='1O;3H@0FQA8VL@,BXU<'0@9&]U8FQE.R!F;VYT.B`Q,'!T($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9CL@=&5X="UA;&EG;CH@<FEG:'0G/C,T
M+#<U,#PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P861D:6YG
M+6)O='1O;3H@,BXU<'0[('1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@
M0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#(N
M-7!T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE
M/3-$)V)O<F1E<BUB;W1T;VTZ($)L86-K(#(N-7!T(&1O=6)L93L@9F]N=#H@
M,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[('1E>'0M86QI
M9VXZ(&QE9G0G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL
M93TS1"=B;W)D97(M8F]T=&]M.B!";&%C:R`R+C5P="!D;W5B;&4[(&9O;G0Z
M(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T97AT+6%L
M:6=N.B!R:6=H="<^,3$L.#@P/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T
M>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`R+C5P=#L@=&5X="UA;&EG;CH@;&5F
M=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G
M/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P861D
M:6YG+6)O='1O;3H@,BXU<'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G8F]R9&5R+6)O='1O;3H@0FQA8VL@,BXU<'0@
M9&]U8FQE.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9CL@=&5X="UA;&EG;CH@;&5F="<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P
M/3-$;F]W<F%P('-T>6QE/3-$)V)O<F1E<BUB;W1T;VTZ($)L86-K(#(N-7!T
M(&1O=6)L93L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68[('1E>'0M86QI9VXZ(')I9VAT)SXU,C<\+W1D/CQT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#(N-7!T.R!T97AT
M+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T
M>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`R+C5P=#L@9F]N=#H@,3!P="!#86QI
M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@
M/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=B;W)D97(M8F]T=&]M.B!"
M;&%C:R`R+C5P="!D;W5B;&4[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF.R!T97AT+6%L:6=N.B!L969T)SXF(S$V,#L\+W1D
M/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G8F]R9&5R+6)O='1O;3H@
M0FQA8VL@,BXU<'0@9&]U8FQE.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9CL@=&5X="UA;&EG;CH@<FEG:'0G/C,P+#@T-CPO
M=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P861D:6YG+6)O='1O
M;3H@,BXU<'0[('1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R
M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R
M87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#(N-7!T.R!F
M;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q
M-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V)O
M<F1E<BUB;W1T;VTZ($)L86-K(#(N-7!T(&1O=6)L93L@9F]N=#H@,3!P="!#
M86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[('1E>'0M86QI9VXZ(&QE
M9G0G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=B
M;W)D97(M8F]T=&]M.B!";&%C:R`R+C5P="!D;W5B;&4[(&9O;G0Z(#$P<'0@
M0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T97AT+6%L:6=N.B!R
M:6=H="<^,3(\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D
M9&EN9RUB;W1T;VTZ(#(N-7!T.R!T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q
M,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T
M9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M
M.B`R+C5P=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S
M='EL93TS1"=B;W)D97(M8F]T=&]M.B!";&%C:R`R+C5P="!D;W5B;&4[(&9O
M;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T97AT
M+6%L:6=N.B!L969T)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@
M<W1Y;&4],T0G8F]R9&5R+6)O='1O;3H@0FQA8VL@,BXU<'0@9&]U8FQE.R!F
M;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@=&5X
M="UA;&EG;CH@<FEG:'0G/B8C,34Q.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A
M<"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@,BXU<'0[('1E>'0M86QI9VXZ
M(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
M<&%D9&EN9RUB;W1T;VTZ(#(N-7!T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W
M<F%P/3-$;F]W<F%P('-T>6QE/3-$)V)O<F1E<BUB;W1T;VTZ($)L86-K(#(N
M-7!T(&1O=6)L93L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68[('1E>'0M86QI9VXZ(&QE9G0G/B8C,38P.SPO=&0^/'1D(&YO
M=W)A<#TS1&YO=W)A<"!S='EL93TS1"=B;W)D97(M8F]T=&]M.B!";&%C:R`R
M+C5P="!D;W5B;&4[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF.R!T97AT+6%L:6=N.B!R:6=H="<^.#`L-30Q/"]T9#X\=&0@
M;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`R+C5P
M=#L@=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV
M971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/"]T<CX-"CQT<B!S='EL
M93TS1"=V97)T:6-A;"UA;&EG;CH@8F]T=&]M.R!B86-K9W)O=6YD+6-O;&]R
M.B!7:&ET93L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68G/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X
M="UA;&EG;CH@:G5S=&EF>3L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I
M8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A
M<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P
M('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R
M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R
M87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z
M(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\
M+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@
M;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R
M:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F
M;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q
M-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E
M>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A
M+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@
M<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R
M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R
M87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@
M,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO
M=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@
M("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE
M9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF
M)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X
M="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A
M+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@
M<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I
M+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A
M<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P
M/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P
M<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D
M/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG
M:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF
M)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X
M="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S
M='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T
M>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P
M<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D
M/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F
M=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G
M/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT
M.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[
M/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M
M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y
M;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P
M="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^
M/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\
M=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[
M(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF
M(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA
M;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y
M;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(
M96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS
M1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@
M0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[
M(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF
M(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA
M;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68G/B8C,38P.SPO=&0^/"]T<CX-"CQT<B!S='EL93TS1"=V97)T
M:6-A;"UA;&EG;CH@8F]T=&]M.R!B86-K9W)O=6YD+6-O;&]R.B!R9V(H,C`T
M+#(S."PR-34I.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9B<^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T
M97AT+6%L:6=N.B!L969T.R!P861D:6YG+6)O='1O;3H@,BXU<'0[(&9O;G0Z
M(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SY#;VQL96-T
M:79E;'D@979A;'5A=&5D(&9O<B!I;7!A:7)M96YT/"]T9#X\=&0@;F]W<F%P
M/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`R+C5P=#L@9F]N
M=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P
M.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=B;W)D
M97(M8F]T=&]M.B!";&%C:R`R+C5P="!D;W5B;&4[(&9O;G0Z(#$P<'0@0V%L
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M;F<M8F]T=&]M.B`R+C5P=#L@=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P
M="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^
M/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@
M,BXU<'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y
M;&4],T0G8F]R9&5R+6)O='1O;3H@0FQA8VL@,BXU<'0@9&]U8FQE.R!F;VYT
M.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@=&5X="UA
M;&EG;CH@;&5F="<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T
M>6QE/3-$)V)O<F1E<BUB;W1T;VTZ($)L86-K(#(N-7!T(&1O=6)L93L@9F]N
M=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[('1E>'0M
M86QI9VXZ(')I9VAT)SXR,3(L,#4U/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P
M('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`R+C5P=#L@=&5X="UA;&EG;CH@
M;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R
M:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P
M861D:6YG+6)O='1O;3H@,BXU<'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R
M87`],T1N;W=R87`@<W1Y;&4],T0G8F]R9&5R+6)O='1O;3H@0FQA8VL@,BXU
M<'0@9&]U8FQE.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9CL@=&5X="UA;&EG;CH@;&5F="<^)B,Q-C`[/"]T9#X\=&0@;F]W
M<F%P/3-$;F]W<F%P('-T>6QE/3-$)V)O<F1E<BUB;W1T;VTZ($)L86-K(#(N
M-7!T(&1O=6)L93L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68[('1E>'0M86QI9VXZ(')I9VAT)SXW.#,L-S<U/"]T9#X\=&0@
M;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`R+C5P
M=#L@=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV
M971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO
M=W)A<"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@,BXU<'0[(&9O;G0Z(#$P
M<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D
M/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G8F]R9&5R+6)O
M='1O;3H@0FQA8VL@,BXU<'0@9&]U8FQE.R!F;VYT.B`Q,'!T($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9CL@=&5X="UA;&EG;CH@;&5F="<^)B,Q
M-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V)O<F1E<BUB
M;W1T;VTZ($)L86-K(#(N-7!T(&1O=6)L93L@9F]N=#H@,3!P="!#86QI8G)I
M+"!(96QV971I8V$L(%-A;G,M4V5R:68[('1E>'0M86QI9VXZ(')I9VAT)SXR
M,#8L.3`Y/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I
M;F<M8F]T=&]M.B`R+C5P=#L@=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P
M="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^
M/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@
M,BXU<'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y
M;&4],T0G8F]R9&5R+6)O='1O;3H@0FQA8VL@,BXU<'0@9&]U8FQE.R!F;VYT
M.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@=&5X="UA
M;&EG;CH@;&5F="<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T
M>6QE/3-$)V)O<F1E<BUB;W1T;VTZ($)L86-K(#(N-7!T(&1O=6)L93L@9F]N
M=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[('1E>'0M
M86QI9VXZ(')I9VAT)SXU-38L,S,W/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P
M('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`R+C5P=#L@=&5X="UA;&EG;CH@
M;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R
M:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P
M861D:6YG+6)O='1O;3H@,BXU<'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R
M87`],T1N;W=R87`@<W1Y;&4],T0G8F]R9&5R+6)O='1O;3H@0FQA8VL@,BXU
M<'0@9&]U8FQE.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9CL@=&5X="UA;&EG;CH@;&5F="<^)B,Q-C`[/"]T9#X\=&0@;F]W
M<F%P/3-$;F]W<F%P('-T>6QE/3-$)V)O<F1E<BUB;W1T;VTZ($)L86-K(#(N
M-7!T(&1O=6)L93L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68[('1E>'0M86QI9VXZ(')I9VAT)SXU."PT,C0\+W1D/CQT9"!N
M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#(N-7!T
M.R!T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`R+C5P=#L@9F]N=#H@,3!P
M="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^
M#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=B;W)D97(M8F]T
M=&]M.B!";&%C:R`R+C5P="!D;W5B;&4[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T97AT+6%L:6=N.B!L969T)SXF(S$V
M,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G8F]R9&5R+6)O
M='1O;3H@0FQA8VL@,BXU<'0@9&]U8FQE.R!F;VYT.B`Q,'!T($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9CL@=&5X="UA;&EG;CH@<FEG:'0G/B8C
M,34Q.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P861D:6YG
M+6)O='1O;3H@,BXU<'0[('1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@
M0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#(N
M-7!T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE
M/3-$)V)O<F1E<BUB;W1T;VTZ($)L86-K(#(N-7!T(&1O=6)L93L@9F]N=#H@
M,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[('1E>'0M86QI
M9VXZ(&QE9G0G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL
M93TS1"=B;W)D97(M8F]T=&]M.B!";&%C:R`R+C5P="!D;W5B;&4[(&9O;G0Z
M(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T97AT+6%L
M:6=N.B!R:6=H="<^,2PY.#<L,S,Q/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P
M('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`R+C5P=#L@=&5X="UA;&EG;CH@
M;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R
M:68G/B8C,38P.SPO=&0^/"]T<CX-"CQT<B!S='EL93TS1"=V97)T:6-A;"UA
M;&EG;CH@8F]T=&]M.R!B86-K9W)O=6YD+6-O;&]R.B!7:&ET93L@9F]N=#H@
M,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/@T*("`@(#QT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@:G5S=&EF
M>3L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G
M/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT
M.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[
M/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M
M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y
M;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P
M="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^
M/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\
M=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[
M(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF
M(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA
M;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y
M;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(
M96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS
M1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@
M0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[
M(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF
M(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA
M;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL
M93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE
M/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@
M0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@
M9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C
M,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q
M,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T
M9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI
M9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4]
M,T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#
M86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D
M(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@
M;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O
M;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V
M,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG
M;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4]
M,T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV
M971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO
M=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N
M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O
M;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V
M,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG
M;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^
M)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$
M)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R
M87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N
M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N
M=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P
M.SPO=&0^/"]T<CX-"CQT<B!S='EL93TS1"=V97)T:6-A;"UA;&EG;CH@8F]T
M=&]M.R!B86-K9W)O=6YD+6-O;&]R.B!R9V(H,C`T+#(S."PR-34I.R!F;VYT
M.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^#0H@("`@
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M/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G8F]R9&5R+6)O
M='1O;3H@0FQA8VL@,BXU<'0@9&]U8FQE.R!F;VYT.B`Q,'!T($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9CL@=&5X="UA;&EG;CH@;&5F="<^)#PO
M=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=B;W)D97(M8F]T=&]M
M.B!";&%C:R`R+C5P="!D;W5B;&4[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF.R!T97AT+6%L:6=N.B!R:6=H="<^)B,Q-3$[
M/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T
M=&]M.B`R+C5P=#L@=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI
M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO
M=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@,BXU<'0[
M(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF
M(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
M8F]R9&5R+6)O='1O;3H@0FQA8VL@,BXU<'0@9&]U8FQE.R!F;VYT.B`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@=&5X="UA;&EG;CH@
M;&5F="<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$
M)V)O<F1E<BUB;W1T;VTZ($)L86-K(#(N-7!T(&1O=6)L93L@9F]N=#H@,3!P
M="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[('1E>'0M86QI9VXZ
M(')I9VAT)SXY,C`\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
M<&%D9&EN9RUB;W1T;VTZ(#(N-7!T.R!T97AT+6%L:6=N.B!L969T.R!F;VYT
M.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[
M/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T
M=&]M.B`R+C5P=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A
M<"!S='EL93TS1"=B;W)D97(M8F]T=&]M.B!";&%C:R`R+C5P="!D;W5B;&4[
M(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T
M97AT+6%L:6=N.B!L969T)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R
M87`@<W1Y;&4],T0G8F]R9&5R+6)O='1O;3H@0FQA8VL@,BXU<'0@9&]U8FQE
M.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@
M=&5X="UA;&EG;CH@<FEG:'0G/B8C,34Q.SPO=&0^/'1D(&YO=W)A<#TS1&YO
M=W)A<"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@,BXU<'0[('1E>'0M86QI
M9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4]
M,T0G<&%D9&EN9RUB;W1T;VTZ(#(N-7!T.R!F;VYT.B`Q,'!T($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@
M;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V)O<F1E<BUB;W1T;VTZ($)L86-K
M(#(N-7!T(&1O=6)L93L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68[('1E>'0M86QI9VXZ(&QE9G0G/B8C,38P.SPO=&0^/'1D
M(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=B;W)D97(M8F]T=&]M.B!";&%C
M:R`R+C5P="!D;W5B;&4[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A
M+"!386YS+5-E<FEF.R!T97AT+6%L:6=N.B!R:6=H="<^)B,Q-3$[/"]T9#X\
M=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`R
M+C5P=#L@=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(
M96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS
M1&YO=W)A<"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@,BXU<'0[(&9O;G0Z
M(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\
M+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G8F]R9&5R
M+6)O='1O;3H@0FQA8VL@,BXU<'0@9&]U8FQE.R!F;VYT.B`Q,'!T($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@=&5X="UA;&EG;CH@;&5F="<^
M)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V)O<F1E
M<BUB;W1T;VTZ($)L86-K(#(N-7!T(&1O=6)L93L@9F]N=#H@,3!P="!#86QI
M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[('1E>'0M86QI9VXZ(')I9VAT
M)SXF(S$U,3L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D
M9&EN9RUB;W1T;VTZ(#(N-7!T.R!T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q
M,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T
M9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M
M.B`R+C5P=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S
M='EL93TS1"=B;W)D97(M8F]T=&]M.B!";&%C:R`R+C5P="!D;W5B;&4[(&9O
M;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T97AT
M+6%L:6=N.B!L969T)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@
M<W1Y;&4],T0G8F]R9&5R+6)O='1O;3H@0FQA8VL@,BXU<'0@9&]U8FQE.R!F
M;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@=&5X
M="UA;&EG;CH@<FEG:'0G/B8C,34Q.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A
M<"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@,BXU<'0[('1E>'0M86QI9VXZ
M(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
M<&%D9&EN9RUB;W1T;VTZ(#(N-7!T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W
M<F%P/3-$;F]W<F%P('-T>6QE/3-$)V)O<F1E<BUB;W1T;VTZ($)L86-K(#(N
M-7!T(&1O=6)L93L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68[('1E>'0M86QI9VXZ(&QE9G0G/B8C,38P.SPO=&0^/'1D(&YO
M=W)A<#TS1&YO=W)A<"!S='EL93TS1"=B;W)D97(M8F]T=&]M.B!";&%C:R`R
M+C5P="!D;W5B;&4[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF.R!T97AT+6%L:6=N.B!R:6=H="<^)B,Q-3$[/"]T9#X\=&0@
M;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`R+C5P
M=#L@=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV
M971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO
M=W)A<"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@,BXU<'0[(&9O;G0Z(#$P
M<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D
M/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G8F]R9&5R+6)O
M='1O;3H@0FQA8VL@,BXU<'0@9&]U8FQE.R!F;VYT.B`Q,'!T($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9CL@=&5X="UA;&EG;CH@;&5F="<^)B,Q
M-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V)O<F1E<BUB
M;W1T;VTZ($)L86-K(#(N-7!T(&1O=6)L93L@9F]N=#H@,3!P="!#86QI8G)I
M+"!(96QV971I8V$L(%-A;G,M4V5R:68[('1E>'0M86QI9VXZ(')I9VAT)SXY
M,C`\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB
M;W1T;VTZ(#(N-7!T.R!T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\+W1R
M/@T*/"]T86)L93X-"@T*/'`@<W1Y;&4],T0G9F]N=#H@,3!P="\Q,"XP-7!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@;6%R9VEN.B`P.R!T
M97AT+6%L:6=N.B!J=7-T:69Y.R!T97AT+6EN9&5N=#H@,"XR-6EN)SXF(S$V
M,#L\+W`^#0H-"@T*#0H-"@T*/'`@<W1Y;&4],T0G9F]N=#H@,3!P="]N;W)M
M86P@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!M87)G:6XZ(#`[
M('1E>'0M86QI9VXZ(&QE9G0G/E1H92!F;VQL;W=I;F<@=&%B;&4@<')E<V5N
M=',@=&AE(&%C=&EV:71Y#0II;B!T:&4@86QL;W=A;F-E(&9O<B!L;V%N(&QO
M<W-E<R!F;W(@8V]V97)E9"!L;V%N<R!F;W(@=&AE('EE87(@96YD960@1&5C
M96UB97(@,S$L(#(P,3(N/"]P/@T*#0H\<"!S='EL93TS1"=F;VYT.B`Q,'!T
M+S$P+C`U<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!M87)G
M:6XZ(#`[('1E>'0M86QI9VXZ(&IU<W1I9GD[('1E>'0M:6YD96YT.B`P+C(U
M:6XG/B8C,38P.SPO<#X-"@T*/'1A8FQE(&-E;&QP861D:6YG/3-$,"!C96QL
M<W!A8VEN9STS1#`@<W1Y;&4],T0G8F]R9&5R+6-O;&QA<'-E.B!C;VQL87!S
M93L@=VED=&@Z(#$P,"4[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A
M+"!386YS+5-E<FEF)SX-"CQT<B!S='EL93TS1"=V97)T:6-A;"UA;&EG;CH@
M8F]T=&]M.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9B<^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT
M.B!I=&%L:6,@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[
M('1E>'0M86QI9VXZ(&IU<W1I9GDG/B@D(&EN('1H;W5S86YD<RD\+W1D/CQT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#%P
M=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G
M/B8C,38P.SPO=&0^#0H@("`@/'1D(&-O;'-P86X],T0R(&YO=W)A<#TS1&YO
M=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!C96YT97([(&)O<F1E<BUB;W1T
M;VTZ($)L86-K(#%P="!S;VQI9#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV
M971I8V$L(%-A;G,M4V5R:68G/D-O=F5R960@3&]A;G,\+W1D/CQT9"!N;W=R
M87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#%P=#L@9F]N
M=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P
M.SPO=&0^/"]T<CX-"CQT<B!S='EL93TS1"=V97)T:6-A;"UA;&EG;CH@8F]T
M=&]M.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9B<^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L
M:6=N.B!J=7-T:69Y.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T
M>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!C;VQS<&%N/3-$,B!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P
M<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D
M/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI
M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/"]T<CX-
M"CQT<B!S='EL93TS1"=V97)T:6-A;"UA;&EG;CH@8F]T=&]M.R!B86-K9W)O
M=6YD+6-O;&]R.B!R9V(H,C`T+#(S."PR-34I.R!F;VYT.B`Q,'!T($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^#0H@("`@/'1D(&-O;'-P86X]
M,T0U(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B!B;VQD(#$P<'0@
M0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T97AT+61E8V]R871I
M;VXZ('5N9&5R;&EN93L@=&5X="UA;&EG;CH@;&5F="<^07,@;V8@86YD(&9O
M<B!T:&4@>65A<B!E;F1E9"!$96-E;6)E<B`S,2P@,C`Q,CPO=&0^/"]T<CX-
M"CQT<B!S='EL93TS1"=V97)T:6-A;"UA;&EG;CH@8F]T=&]M.R!B86-K9W)O
M=6YD+6-O;&]R.B!7:&ET93L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I
M8V$L(%-A;G,M4V5R:68G/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y
M;&4],T0G=VED=&@Z(#DP)3L@=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P
M="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/D)E9VEN;FEN9R!B
M86QA;F-E/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W=I9'1H
M.B`Q)3L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R
M:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL
M93TS1"=W:61T:#H@,24[('1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@
M0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXD/"]T9#X\=&0@;F]W
M<F%P/3-$;F]W<F%P('-T>6QE/3-$)W=I9'1H.B`W)3L@=&5X="UA;&EG;CH@
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M+"!(96QV971I8V$L(%-A;G,M4V5R:68G/@T*("`@(#QT9"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#
M86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/D-H87)G92UO9F9S/"]T
M9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@
M(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F
M=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G
M/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT
M+6%L:6=N.B!R:6=H=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68G/B@Q,"PW,C@\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@
M<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I
M+"!(96QV971I8V$L(%-A;G,M4V5R:68G/BD\+W1D/CPO='(^#0H\='(@<W1Y
M;&4],T0G=F5R=&EC86PM86QI9VXZ(&)O='1O;3L@8F%C:V=R;W5N9"UC;VQO
M<CH@5VAI=&4[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF)SX-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E
M>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A
M+"!386YS+5-E<FEF)SY296-O=F5R:65S/"]T9#X\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R
M87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI
M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO
M=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!R:6=H=#L@9F]N
M=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,34Q
M.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N
M.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9B<^)B,Q-C`[/"]T9#X\+W1R/@T*/'1R('-T>6QE/3-$)W9E<G1I8V%L
M+6%L:6=N.B!B;W1T;VT[(&)A8VMG<F]U;F0M8V]L;W(Z(')G8B@R,#0L,C,X
M+#(U-2D[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF)SX-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M
M86QI9VXZ(&QE9G0[('!A9&1I;F<M8F]T=&]M.B`Q<'0[(&9O;G0Z(#$P<'0@
M0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SY0<F]V:7-I;VYS/"]T
M9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M
M.B`Q<'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y
M;&4],T0G8F]R9&5R+6)O='1O;3H@0FQA8VL@,7!T('-O;&ED.R!F;VYT.B`Q
M,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@=&5X="UA;&EG
M;CH@;&5F="<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE
M/3-$)V)O<F1E<BUB;W1T;VTZ($)L86-K(#%P="!S;VQI9#L@9F]N=#H@,3!P
M="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[('1E>'0M86QI9VXZ
M(')I9VAT)SXY+#8W.3PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=P861D:6YG+6)O='1O;3H@,7!T.R!T97AT+6%L:6=N.B!L969T.R!F;VYT
M.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[
M/"]T9#X\+W1R/@T*/'1R('-T>6QE/3-$)W9E<G1I8V%L+6%L:6=N.B!B;W1T
M;VT[(&)A8VMG<F]U;F0M8V]L;W(Z(%=H:71E.R!F;VYT.B`Q,'!T($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^#0H@("`@/'1D(&YO=W)A<#TS
M1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!P861D:6YG+6)O
M='1O;3H@,BXU<'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF)SY%;F1I;F<@8F%L86YC93PO=&0^/'1D(&YO=W)A<#TS1&YO
M=W)A<"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@,BXU<'0[(&9O;G0Z(#$P
M<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D
M/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G8F]R9&5R+6)O
M='1O;3H@0FQA8VL@,BXU<'0@9&]U8FQE.R!F;VYT.B`Q,'!T($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9CL@=&5X="UA;&EG;CH@;&5F="<^)#PO
M=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=B;W)D97(M8F]T=&]M
M.B!";&%C:R`R+C5P="!D;W5B;&4[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF.R!T97AT+6%L:6=N.B!R:6=H="<^-"PW-3D\
M+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T
M;VTZ(#(N-7!T.R!T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\+W1R/@T*
M/'1R('-T>6QE/3-$)W9E<G1I8V%L+6%L:6=N.B!B;W1T;VT[(&)A8VMG<F]U
M;F0M8V]L;W(Z(')G8B@R,#0L,C,X+#(U-2D[(&9O;G0Z(#$P<'0@0V%L:6)R
M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SX-"B`@("`\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@
M0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I
M+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D
M(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F
M;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q
M-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI
M9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE
M/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CPO='(^#0H\='(@<W1Y
M;&4],T0G=F5R=&EC86PM86QI9VXZ(&)O='1O;3L@8F%C:V=R;W5N9"UC;VQO
M<CH@5VAI=&4[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF)SX-"B`@("`\=&0@8V]L<W!A;CTS1#4@;F]W<F%P/3-$;F]W<F%P
M('-T>6QE/3-$)V9O;G0Z(&)O;&0@,3!P="!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68[('1E>'0M86QI9VXZ(&QE9G0G/D5N9&EN9R!B86QA;F-E
M<R!A<R!O9B!$96-E;6)E<B`S,2P@,C`Q,CHF(S$V,#LF(S$V,#M!;&QO=V%N
M8V4@9F]R(&QO86X@;&]S<V5S/"]T9#X\+W1R/@T*/'1R('-T>6QE/3-$)W9E
M<G1I8V%L+6%L:6=N.B!B;W1T;VT[(&)A8VMG<F]U;F0M8V]L;W(Z(')G8B@R
M,#0L,C,X+#(U-2D[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF)SX-"B`@("`\=&0@8V]L<W!A;CTS1#4@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CPO='(^
M#0H\='(@<W1Y;&4],T0G=F5R=&EC86PM86QI9VXZ(&)O='1O;3L@8F%C:V=R
M;W5N9"UC;VQO<CH@5VAI=&4[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF)SX-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T
M>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[('!A9&1I;F<M8F]T=&]M.B`R+C5P
M=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G
M/DEN9&EV:61U86QL>2!E=F%L=6%T960@9F]R(&EM<&%I<FUE;G0\+W1D/CQT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#(N
M-7!T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE
M/3-$)V)O<F1E<BUB;W1T;VTZ($)L86-K(#(N-7!T(&1O=6)L93L@9F]N=#H@
M,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[('1E>'0M86QI
M9VXZ(&QE9G0G/B0\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
M8F]R9&5R+6)O='1O;3H@0FQA8VL@,BXU<'0@9&]U8FQE.R!F;VYT.B`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@=&5X="UA;&EG;CH@
M<FEG:'0G/C0L-#4Y/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$
M)W!A9&1I;F<M8F]T=&]M.B`R+C5P=#L@=&5X="UA;&EG;CH@;&5F=#L@9F]N
M=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P
M.SPO=&0^/"]T<CX-"CQT<B!S='EL93TS1"=V97)T:6-A;"UA;&EG;CH@8F]T
M=&]M.R!B86-K9W)O=6YD+6-O;&]R.B!R9V(H,C`T+#(S."PR-34I.R!F;VYT
M.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^#0H@("`@
M/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T
M.R!P861D:6YG+6)O='1O;3H@,BXU<'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF)SY#;VQL96-T:79E;'D@979A;'5A=&5D
M(&9O<B!I;7!A:7)M96YT/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE
M/3-$)W!A9&1I;F<M8F]T=&]M.B`R+C5P=#L@9F]N=#H@,3!P="!#86QI8G)I
M+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D
M(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=B;W)D97(M8F]T=&]M.B!";&%C
M:R`R+C5P="!D;W5B;&4[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A
M+"!386YS+5-E<FEF.R!T97AT+6%L:6=N.B!L969T)SXF(S$V,#L\+W1D/CQT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G8F]R9&5R+6)O='1O;3H@0FQA
M8VL@,BXU<'0@9&]U8FQE.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC
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M+5-E<FEF)SX-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E
M>'0M86QI9VXZ(&QE9G0[('!A9&1I;F<M8F]T=&]M.B`R+C5P=#L@9F]N=#H@
M,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/DQO86YS(&%C
M<75I<F5D('=I=&@@9&5T97)I;W)A=&5D(&-R961I="!Q=6%L:71Y/"]T9#X\
M=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`R
M+C5P=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R
M:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL
M93TS1"=B;W)D97(M8F]T=&]M.B!";&%C:R`R+C5P="!D;W5B;&4[(&9O;G0Z
M(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T97AT+6%L
M:6=N.B!L969T)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y
M;&4],T0G8F]R9&5R+6)O='1O;3H@0FQA8VL@,BXU<'0@9&]U8FQE.R!F;VYT
M.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@=&5X="UA
M;&EG;CH@<FEG:'0G/C$W/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE
M/3-$)W!A9&1I;F<M8F]T=&]M.B`R+C5P=#L@=&5X="UA;&EG;CH@;&5F=#L@
M9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C
M,38P.SPO=&0^/"]T<CX-"CQT<B!S='EL93TS1"=V97)T:6-A;"UA;&EG;CH@
M8F]T=&]M.R!B86-K9W)O=6YD+6-O;&]R.B!R9V(H,C`T+#(S."PR-34I.R!F
M;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^#0H@
M("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L
M969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O
M;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V
M,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X
M="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S
M='EL93TS1"=T97AT+6%L:6=N.B!R:6=H=#L@9F]N=#H@,3!P="!#86QI8G)I
M+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A
M<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q
M,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T
M9#X\+W1R/@T*/'1R('-T>6QE/3-$)W9E<G1I8V%L+6%L:6=N.B!B;W1T;VT[
M(&)A8VMG<F]U;F0M8V]L;W(Z(%=H:71E.R!F;VYT.B`Q,'!T($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9B<^#0H@("`@/'1D(&-O;'-P86X],T0U
M(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B!B;VQD(#$P<'0@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T97AT+6%L:6=N.B!L969T
M)SY,;V%N<R!R96-E:79A8FQE(&%S(&]F($1E8V5M8F5R(#,Q+"`R,#$R.CPO
M=&0^/"]T<CX-"CQT<B!S='EL93TS1"=V97)T:6-A;"UA;&EG;CH@8F]T=&]M
M.R!B86-K9W)O=6YD+6-O;&]R.B!R9V(H,C`T+#(S."PR-34I.R!F;VYT.B`Q
M,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^#0H@("`@/'1D
M(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F
M;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q
M-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P
M<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D
M/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG
M;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=T97AT+6%L:6=N.B!R:6=H=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV
M971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO
M=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\+W1R
M/@T*/'1R('-T>6QE/3-$)W9E<G1I8V%L+6%L:6=N.B!B;W1T;VT[(&)A8VMG
M<F]U;F0M8V]L;W(Z(%=H:71E.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9B<^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S
M='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!P861D:6YG+6)O='1O;3H@,BXU
M<'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF
M)SY%;F1I;F<@8F%L86YC92`F(S$U,#L@=&]T86P\+W1D/CQT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#(N-7!T.R!F;VYT
M.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[
M/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V)O<F1E
M<BUB;W1T;VTZ($)L86-K(#(N-7!T(&1O=6)L93L@9F]N=#H@,3!P="!#86QI
M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[('1E>'0M86QI9VXZ(&QE9G0G
M/B0\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G8F]R9&5R+6)O
M='1O;3H@0FQA8VL@,BXU<'0@9&]U8FQE.R!F;VYT.B`Q,'!T($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9CL@=&5X="UA;&EG;CH@<FEG:'0G/C(X
M,BPS,30\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN
M9RUB;W1T;VTZ(#(N-7!T.R!T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\
M+W1R/@T*/'1R('-T>6QE/3-$)W9E<G1I8V%L+6%L:6=N.B!B;W1T;VT[(&)A
M8VMG<F]U;F0M8V]L;W(Z(')G8B@R,#0L,C,X+#(U-2D[(&9O;G0Z(#$P<'0@
M0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SX-"B`@("`\=&0@;F]W
M<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z
M(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\
M+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#
M86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@
M("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L
M969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E
M>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P
M('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R
M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CPO='(^#0H\
M='(@<W1Y;&4],T0G=F5R=&EC86PM86QI9VXZ(&)O='1O;3L@8F%C:V=R;W5N
M9"UC;VQO<CH@5VAI=&4[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A
M+"!386YS+5-E<FEF)SX-"B`@("`\=&0@8V]L<W!A;CTS1#4@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)V9O;G0Z(&)O;&0@,3!P="!#86QI8G)I+"!(96QV
M971I8V$L(%-A;G,M4V5R:68[('1E>'0M86QI9VXZ(&QE9G0G/D5N9&EN9R!B
M86QA;F-E<R!A<R!O9B!$96-E;6)E<B`S,2P@,C`Q,CH@3&]A;G,\+W1D/CPO
M='(^#0H\='(@<W1Y;&4],T0G=F5R=&EC86PM86QI9VXZ(&)O='1O;3L@8F%C
M:V=R;W5N9"UC;VQO<CH@<F=B*#(P-"PR,S@L,C4U*3L@9F]N=#H@,3!P="!#
M86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/@T*("`@(#QT9"!N;W=R
M87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@
M,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO
M=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@
M("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE
M9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF
M)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X
M="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A
M+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@
M<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I
M+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/"]T<CX-"CQT
M<B!S='EL93TS1"=V97)T:6-A;"UA;&EG;CH@8F]T=&]M.R!B86-K9W)O=6YD
M+6-O;&]R.B!7:&ET93L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68G/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4]
M,T0G=&5X="UA;&EG;CH@;&5F=#L@<&%D9&EN9RUB;W1T;VTZ(#(N-7!T.R!F
M;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^26YD
M:79I9'5A;&QY(&5V86QU871E9"!F;W(@:6UP86ER;65N=#PO=&0^/'1D(&YO
M=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@,BXU<'0[
M(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF
M(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
M8F]R9&5R+6)O='1O;3H@0FQA8VL@,BXU<'0@9&]U8FQE.R!F;VYT.B`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@=&5X="UA;&EG;CH@
M;&5F="<^)#PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=B;W)D
M97(M8F]T=&]M.B!";&%C:R`R+C5P="!D;W5B;&4[(&9O;G0Z(#$P<'0@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T97AT+6%L:6=N.B!R:6=H
M="<^-S0L.3$T/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A
M9&1I;F<M8F]T=&]M.B`R+C5P=#L@=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@
M,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO
M=&0^/"]T<CX-"CQT<B!S='EL93TS1"=V97)T:6-A;"UA;&EG;CH@8F]T=&]M
M.R!B86-K9W)O=6YD+6-O;&]R.B!R9V(H,C`T+#(S."PR-34I.R!F;VYT.B`Q
M,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^#0H@("`@/'1D
M(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!P
M861D:6YG+6)O='1O;3H@,BXU<'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF)SY#;VQL96-T:79E;'D@979A;'5A=&5D(&9O
M<B!I;7!A:7)M96YT/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$
M)W!A9&1I;F<M8F]T=&]M.B`R+C5P=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(
M96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO
M=W)A<#TS1&YO=W)A<"!S='EL93TS1"=B;W)D97(M8F]T=&]M.B!";&%C:R`R
M+C5P="!D;W5B;&4[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF.R!T97AT+6%L:6=N.B!L969T)SXF(S$V,#L\+W1D/CQT9"!N
M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G8F]R9&5R+6)O='1O;3H@0FQA8VL@
M,BXU<'0@9&]U8FQE.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9CL@=&5X="UA;&EG;CH@<FEG:'0G/C(P-RPT,#`\+W1D/CQT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#(N
M-7!T.R!T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\+W1R/@T*/'1R('-T
M>6QE/3-$)W9E<G1I8V%L+6%L:6=N.B!B;W1T;VT[(&)A8VMG<F]U;F0M8V]L
M;W(Z(%=H:71E.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9B<^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T
M97AT+6%L:6=N.B!L969T.R!P861D:6YG+6)O='1O;3H@,BXU<'0[(&9O;G0Z
M(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SY,;V%N<R!A
M8W%U:7)E9"!W:71H(&1E=&5R:6]R871E9"!C<F5D:70@<75A;&ET>3PO=&0^
M/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@
M,BXU<'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y
M;&4],T0G8F]R9&5R+6)O='1O;3H@0FQA8VL@,BXU<'0@9&]U8FQE.R!F;VYT
M.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@=&5X="UA
M;&EG;CH@;&5F="<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T
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M;VYT.B`Q,'!T+S$P+C`U<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF.R!M87)G:6XZ(#`[('1E>'0M86QI9VXZ(&IU<W1I9GD[('1E>'0M:6YD
M96YT.B`P+C(U:6XG/B8C,38P.SPO<#X-"@T*/'`@<W1Y;&4],T0G9F]N=#H@
M,3!P="]N;W)M86P@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!M
M87)G:6XZ(#`[('1E>'0M86QI9VXZ(&QE9G0G/E1H92!F;VQL;W=I;F<@=&%B
M;&4@<')E<V5N=',@=&AE(&%C=&EV:71Y#0II;B!T:&4@86QL;W=A;F-E(&9O
M<B!L;V%N(&QO<W-E<R!F;W(@8V]V97)E9"!L;V%N<R!F;W(@=&AE('EE87(@
M96YD960@1&5C96UB97(@,S$L(#(P,3$N/"]P/@T*#0H\<"!S='EL93TS1"=F
M;VYT.B`Q,'!T+S$P+C`U<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF.R!M87)G:6XZ(#`[('1E>'0M86QI9VXZ(&IU<W1I9GD[('1E>'0M:6YD
M96YT.B`P+C(U:6XG/B8C,38P.SPO<#X-"@T*/'1A8FQE(&-E;&QP861D:6YG
M/3-$,"!C96QL<W!A8VEN9STS1#`@<W1Y;&4],T0G8F]R9&5R+6-O;&QA<'-E
M.B!C;VQL87!S93L@=VED=&@Z(#$P,"4[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF)SX-"CQT<B!S='EL93TS1"=V97)T:6-A
M;"UA;&EG;CH@8F]T=&]M.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9B<^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL
M93TS1"=F;VYT.B!I=&%L:6,@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68[('1E>'0M86QI9VXZ(&IU<W1I9GDG/B@D(&EN('1H;W5S86YD
M<RD\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB
M;W1T;VTZ(#%P=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&-O;'-P86X],T0R(&YO
M=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!C96YT97([(&)O
M<F1E<BUB;W1T;VTZ($)L86-K(#%P="!S;VQI9#L@9F]N=#H@,3!P="!#86QI
M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/D-O=F5R960@3&]A;G,\+W1D
M/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ
M(#%P=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R
M:68G/B8C,38P.SPO=&0^/"]T<CX-"CQT<B!S='EL93TS1"=V97)T:6-A;"UA
M;&EG;CH@8F]T=&]M.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9B<^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=T97AT+6%L:6=N.B!J=7-T:69Y.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A
M+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!C;VQS<&%N/3-$
M,B!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[
M(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF
M(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@
M,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO
M=&0^/"]T<CX-"CQT<B!S='EL93TS1"=V97)T:6-A;"UA;&EG;CH@8F]T=&]M
M.R!B86-K9W)O=6YD+6-O;&]R.B!R9V(H,C`T+#(S."PR-34I.R!F;VYT.B`Q
M,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^#0H@("`@/'1D
M(&-O;'-P86X],T0U(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B!B
M;VQD(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T97AT
M+61E8V]R871I;VXZ('5N9&5R;&EN93L@=&5X="UA;&EG;CH@;&5F="<^07,@
M;V8@86YD(&9O<B!T:&4@>65A<B!E;F1E9"!$96-E;6)E<B`S,2P@,C`Q,3PO
M=&0^/"]T<CX-"CQT<B!S='EL93TS1"=V97)T:6-A;"UA;&EG;CH@8F]T=&]M
M.R!B86-K9W)O=6YD+6-O;&]R.B!7:&ET93L@9F]N=#H@,3!P="!#86QI8G)I
M+"!(96QV971I8V$L(%-A;G,M4V5R:68G/@T*("`@(#QT9"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G=VED=&@Z(#DP)3L@=&5X="UA;&EG;CH@;&5F=#L@
M9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/D)E
M9VEN;FEN9R!B86QA;F-E/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE
M/3-$)W=I9'1H.B`Q)3L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO
M=W)A<"!S='EL93TS1"=W:61T:#H@,24[('1E>'0M86QI9VXZ(&QE9G0[(&9O
M;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXD/"]T
M9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W=I9'1H.B`W)3L@=&5X
M="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A
M+"!386YS+5-E<FEF)SXQ,2PQ-34\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@
M<W1Y;&4],T0G=VED=&@Z(#$E.R!T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q
M,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T
M9#X\+W1R/@T*/'1R('-T>6QE/3-$)W9E<G1I8V%L+6%L:6=N.B!B;W1T;VT[
M(&)A8VMG<F]U;F0M8V]L;W(Z(')G8B@R,#0L,C,X+#(U-2D[(&9O;G0Z(#$P
M<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SX-"B`@("`\=&0@
M;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O
M;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SY#:&%R
M9V4M;V9F<SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT
M.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[
M/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M
M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y
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M<F]U;F0M8V]L;W(Z(%=H:71E.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9B<^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S
M='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9B<^4F5C;W9E<FEE<SPO=&0^/'1D(&YO
M=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W
M<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z
M(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\
M+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@
M<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF)SXF(S$U,3L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
M=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I
M8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/"]T<CX-"CQT<B!S='EL93TS
M1"=V97)T:6-A;"UA;&EG;CH@8F]T=&]M.R!B86-K9W)O=6YD+6-O;&]R.B!R
M9V(H,C`T+#(S."PR-34I.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9B<^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL
M93TS1"=T97AT+6%L:6=N.B!L969T.R!P861D:6YG+6)O='1O;3H@,7!T.R!F
M;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^4')O
M=FES:6]N<SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P861D
M:6YG+6)O='1O;3H@,7!T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)V)O<F1E<BUB;W1T;VTZ($)L86-K(#%P="!S;VQI
M9#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[
M('1E>'0M86QI9VXZ(&QE9G0G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO
M=W)A<"!S='EL93TS1"=B;W)D97(M8F]T=&]M.B!";&%C:R`Q<'0@<V]L:60[
M(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T
M97AT+6%L:6=N.B!R:6=H="<^,3(L-S<V/"]T9#X\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`Q<'0[('1E>'0M86QI9VXZ
M(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF)SXF(S$V,#L\+W1D/CPO='(^#0H\='(@<W1Y;&4],T0G=F5R=&EC86PM
M86QI9VXZ(&)O='1O;3L@8F%C:V=R;W5N9"UC;VQO<CH@5VAI=&4[(&9O;G0Z
M(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SX-"B`@("`\
M=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[
M('!A9&1I;F<M8F]T=&]M.B`R+C5P=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(
M96QV971I8V$L(%-A;G,M4V5R:68G/D5N9&EN9R!B86QA;F-E/"]T9#X\=&0@
M;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`R+C5P
M=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G
M/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=B;W)D97(M8F]T=&]M.B!";&%C:R`R+C5P="!D;W5B;&4[(&9O;G0Z(#$P
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M,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/@T*("`@(#QT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@
M9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C
M,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q
M,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T
M9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI
M9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4]
M,T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#
M86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/"]T
M<CX-"CQT<B!S='EL93TS1"=V97)T:6-A;"UA;&EG;CH@8F]T=&]M.R!B86-K
M9W)O=6YD+6-O;&]R.B!7:&ET93L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV
M971I8V$L(%-A;G,M4V5R:68G/@T*("`@(#QT9"!C;VQS<&%N/3-$-2!N;W=R
M87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@8F]L9"`Q,'!T($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9CL@=&5X="UA;&EG;CH@;&5F="<^16YD
M:6YG(&)A;&%N8V5S(&%S(&]F($1E8V5M8F5R(#,Q+"`R,#$Q.B8C,38P.R8C
M,38P.T%L;&]W86YC92!F;W(@;&]A;B!L;W-S97,\+W1D/CPO='(^#0H\='(@
M<W1Y;&4],T0G=F5R=&EC86PM86QI9VXZ(&)O='1O;3L@8F%C:V=R;W5N9"UC
M;VQO<CH@<F=B*#(P-"PR,S@L,C4U*3L@9F]N=#H@,3!P="!#86QI8G)I+"!(
M96QV971I8V$L(%-A;G,M4V5R:68G/@T*("`@(#QT9"!C;VQS<&%N/3-$-2!N
M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N
M=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P
M.SPO=&0^/"]T<CX-"CQT<B!S='EL93TS1"=V97)T:6-A;"UA;&EG;CH@8F]T
M=&]M.R!B86-K9W)O=6YD+6-O;&]R.B!7:&ET93L@9F]N=#H@,3!P="!#86QI
M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/@T*("`@(#QT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@<&%D9&EN9RUB
M;W1T;VTZ(#(N-7!T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9B<^26YD:79I9'5A;&QY(&5V86QU871E9"!F;W(@:6UP86ER
M;65N=#PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P861D:6YG
M+6)O='1O;3H@,BXU<'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A
M+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G8F]R9&5R+6)O='1O;3H@0FQA8VL@,BXU<'0@9&]U
M8FQE.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9CL@=&5X="UA;&EG;CH@;&5F="<^)#PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A
M<"!S='EL93TS1"=B;W)D97(M8F]T=&]M.B!";&%C:R`R+C5P="!D;W5B;&4[
M(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T
M97AT+6%L:6=N.B!R:6=H="<^-2PT.#$\+W1D/CQT9"!N;W=R87`],T1N;W=R
M87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#(N-7!T.R!T97AT+6%L:6=N
M.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9B<^)B,Q-C`[/"]T9#X\+W1R/@T*/'1R('-T>6QE/3-$)W9E<G1I8V%L
M+6%L:6=N.B!B;W1T;VT[(&)A8VMG<F]U;F0M8V]L;W(Z(')G8B@R,#0L,C,X
M+#(U-2D[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF)SX-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M
M86QI9VXZ(&QE9G0[('!A9&1I;F<M8F]T=&]M.B`R+C5P=#L@9F]N=#H@,3!P
M="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/D-O;&QE8W1I=F5L
M>2!E=F%L=6%T960@9F]R(&EM<&%I<FUE;G0\+W1D/CQT9"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#(N-7!T.R!F;VYT.B`Q
M,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T
M9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V)O<F1E<BUB
M;W1T;VTZ($)L86-K(#(N-7!T(&1O=6)L93L@9F]N=#H@,3!P="!#86QI8G)I
M+"!(96QV971I8V$L(%-A;G,M4V5R:68[('1E>'0M86QI9VXZ(&QE9G0G/B8C
M,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=B;W)D97(M
M8F]T=&]M.B!";&%C:R`R+C5P="!D;W5B;&4[(&9O;G0Z(#$P<'0@0V%L:6)R
M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T97AT+6%L:6=N.B!R:6=H="<^
M)B,Q-3$[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I
M;F<M8F]T=&]M.B`R+C5P=#L@=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P
M="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^
M/"]T<CX-"CQT<B!S='EL93TS1"=V97)T:6-A;"UA;&EG;CH@8F]T=&]M.R!B
M86-K9W)O=6YD+6-O;&]R.B!7:&ET93L@9F]N=#H@,3!P="!#86QI8G)I+"!(
M96QV971I8V$L(%-A;G,M4V5R:68G/@T*("`@(#QT9"!N;W=R87`],T1N;W=R
M87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@<&%D9&EN9RUB;W1T;VTZ
M(#(N-7!T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9B<^3&]A;G,@86-Q=6ER960@=VET:"!D971E<FEO<F%T960@8W)E9&ET
M('%U86QI='D\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D
M9&EN9RUB;W1T;VTZ(#(N-7!T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P
M/3-$;F]W<F%P('-T>6QE/3-$)V)O<F1E<BUB;W1T;VTZ($)L86-K(#(N-7!T
M(&1O=6)L93L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68[('1E>'0M86QI9VXZ(&QE9G0G/B8C,38P.SPO=&0^/'1D(&YO=W)A
M<#TS1&YO=W)A<"!S='EL93TS1"=B;W)D97(M8F]T=&]M.B!";&%C:R`R+C5P
M="!D;W5B;&4[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF.R!T97AT+6%L:6=N.B!R:6=H="<^,S(W/"]T9#X\=&0@;F]W<F%P
M/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`R+C5P=#L@=&5X
M="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/"]T<CX-"CQT<B!S='EL93TS1"=V
M97)T:6-A;"UA;&EG;CH@8F]T=&]M.R!B86-K9W)O=6YD+6-O;&]R.B!R9V(H
M,C`T+#(S."PR-34I.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9B<^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R
M87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI
M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO
M=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!R:6=H=#L@9F]N
M=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P
M.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N
M.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9B<^)B,Q-C`[/"]T9#X\+W1R/@T*/'1R('-T>6QE/3-$)W9E<G1I8V%L
M+6%L:6=N.B!B;W1T;VT[(&)A8VMG<F]U;F0M8V]L;W(Z(%=H:71E.R!F;VYT
M.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^#0H@("`@
M/'1D(&-O;'-P86X],T0U(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT
M.B!B;VQD(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T
M97AT+6%L:6=N.B!L969T)SY,;V%N<R!R96-E:79A8FQE(&%S(&]F($1E8V5M
M8F5R(#,Q+"`R,#$Q.CPO=&0^/"]T<CX-"CQT<B!S='EL93TS1"=V97)T:6-A
M;"UA;&EG;CH@8F]T=&]M.R!B86-K9W)O=6YD+6-O;&]R.B!R9V(H,C`T+#(S
M."PR-34I.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9B<^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT
M+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T
M>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y
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M.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^
M)B,Q-C`[/"]T9#X\+W1R/@T*/'1R('-T>6QE/3-$)W9E<G1I8V%L+6%L:6=N
M.B!B;W1T;VT[(&)A8VMG<F]U;F0M8V]L;W(Z(%=H:71E.R!F;VYT.B`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^#0H@("`@/'1D(&YO
M=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!P861D
M:6YG+6)O='1O;3H@,BXU<'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF)SY%;F1I;F<@8F%L86YC92`F(S$U,#L@=&]T86P\
M+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T
M;VTZ(#(N-7!T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P
M('-T>6QE/3-$)V)O<F1E<BUB;W1T;VTZ($)L86-K(#(N-7!T(&1O=6)L93L@
M9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[('1E
M>'0M86QI9VXZ(&QE9G0G/B0\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y
M;&4],T0G8F]R9&5R+6)O='1O;3H@0FQA8VL@,BXU<'0@9&]U8FQE.R!F;VYT
M.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@=&5X="UA
M;&EG;CH@<FEG:'0G/C,V,2PR,S0\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@
M<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#(N-7!T.R!T97AT+6%L:6=N.B!L
M969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9B<^)B,Q-C`[/"]T9#X\+W1R/@T*/'1R('-T>6QE/3-$)W9E<G1I8V%L+6%L
M:6=N.B!B;W1T;VT[(&)A8VMG<F]U;F0M8V]L;W(Z(')G8B@R,#0L,C,X+#(U
M-2D[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF
M)SX-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI
M9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4]
M,T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G
M/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@
M;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O
M;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V
M,#L\+W1D/CPO='(^#0H\='(@<W1Y;&4],T0G=F5R=&EC86PM86QI9VXZ(&)O
M='1O;3L@8F%C:V=R;W5N9"UC;VQO<CH@5VAI=&4[(&9O;G0Z(#$P<'0@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SX-"B`@("`\=&0@8V]L<W!A
M;CTS1#4@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(&)O;&0@,3!P
M="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[('1E>'0M86QI9VXZ
M(&QE9G0G/D5N9&EN9R!B86QA;F-E<R!A<R!O9B!$96-E;6)E<B`S,2P@,C`Q
M,3H@3&]A;G,\+W1D/CPO='(^#0H\='(@<W1Y;&4],T0G=F5R=&EC86PM86QI
M9VXZ(&)O='1O;3L@8F%C:V=R;W5N9"UC;VQO<CH@<F=B*#(P-"PR,S@L,C4U
M*3L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G
M/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG
M;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^
M)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$
M)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R
M87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N
M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N
M=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P
M.SPO=&0^/"]T<CX-"CQT<B!S='EL93TS1"=V97)T:6-A;"UA;&EG;CH@8F]T
M=&]M.R!B86-K9W)O=6YD+6-O;&]R.B!7:&ET93L@9F]N=#H@,3!P="!#86QI
M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/@T*("`@(#QT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@<&%D9&EN9RUB
M;W1T;VTZ(#(N-7!T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9B<^26YD:79I9'5A;&QY(&5V86QU871E9"!F;W(@:6UP86ER
M;65N=#PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P861D:6YG
M+6)O='1O;3H@,BXU<'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A
M+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G8F]R9&5R+6)O='1O;3H@0FQA8VL@,BXU<'0@9&]U
M8FQE.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9CL@=&5X="UA;&EG;CH@;&5F="<^)#PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A
M<"!S='EL93TS1"=B;W)D97(M8F]T=&]M.B!";&%C:R`R+C5P="!D;W5B;&4[
M(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T
M97AT+6%L:6=N.B!R:6=H="<^-#0L-S(S/"]T9#X\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`R+C5P=#L@=&5X="UA;&EG
M;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68G/B8C,38P.SPO=&0^/"]T<CX-"CQT<B!S='EL93TS1"=V97)T:6-A
M;"UA;&EG;CH@8F]T=&]M.R!B86-K9W)O=6YD+6-O;&]R.B!R9V(H,C`T+#(S
M."PR-34I.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9B<^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT
M+6%L:6=N.B!L969T.R!P861D:6YG+6)O='1O;3H@,BXU<'0[(&9O;G0Z(#$P
M<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SY#;VQL96-T:79E
M;'D@979A;'5A=&5D(&9O<B!I;7!A:7)M96YT/"]T9#X\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`R+C5P=#L@9F]N=#H@
M,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO
M=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=B;W)D97(M
M8F]T=&]M.B!";&%C:R`R+C5P="!D;W5B;&4[(&9O;G0Z(#$P<'0@0V%L:6)R
M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T97AT+6%L:6=N.B!L969T)SXF
M(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G8F]R9&5R
M+6)O='1O;3H@0FQA8VL@,BXU<'0@9&]U8FQE.R!F;VYT.B`Q,'!T($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@=&5X="UA;&EG;CH@<FEG:'0G
M/C,Q-BPU,3$\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D
M9&EN9RUB;W1T;VTZ(#(N-7!T.R!T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q
M,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T
M9#X\+W1R/@T*/'1R('-T>6QE/3-$)W9E<G1I8V%L+6%L:6=N.B!B;W1T;VT[
M(&)A8VMG<F]U;F0M8V]L;W(Z(%=H:71E.R!F;VYT.B`Q,'!T($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9B<^#0H@("`@/'1D(&YO=W)A<#TS1&YO
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M=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R
M87`],T1N;W=R87`@<W1Y;&4],T0G8F]R9&5R+6)O='1O;3H@0FQA8VL@,BXU
M<'0@9&]U8FQE.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9CL@=&5X="UA;&EG;CH@;&5F="<^)B,Q-C`[/"]T9#X\=&0@;F]W
M<F%P/3-$;F]W<F%P('-T>6QE/3-$)V)O<F1E<BUB;W1T;VTZ($)L86-K(#(N
M-7!T(&1O=6)L93L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68[('1E>'0M86QI9VXZ(')I9VAT)SXW+#@V-#PO=&0^/'1D(&YO
M=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@,BXU<'0[
M('1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CPO='(^#0H\+W1A8FQE/@T*
M#0H\<"!S='EL93TS1"=F;VYT.B`Q,'!T+S$P+C`U<'0@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF.R!M87)G:6XZ(#`[('1E>'0M86QI9VXZ(&IU
M<W1I9GD[('1E>'0M:6YD96YT.B`P+C(U:6XG/B8C,38P.SPO<#X-"@T*#0H-
M"@T*#0H\<"!S='EL93TS1"=F;VYT.B`Q,'!T+S$P+C`U<'0@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF.R!M87)G:6XZ(#`[('1E>'0M86QI9VXZ
M(&IU<W1I9GD[('1E>'0M:6YD96YT.B`P+C(U:6XG/B8C,38P.SPO<#X-"@T*
M/'`@<W1Y;&4],T0G9F]N=#H@,3!P="]N;W)M86P@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF.R!M87)G:6XZ(#`[('1E>'0M86QI9VXZ(&QE9G0G
M/E1H92!F;VQL;W=I;F<@=&%B;&4@<')E<V5N=',@=&AE($-O;7!A;GDF(S$T
M-CMS#0II;7!A:7)E9"!L;V%N<R!A<R!O9B!$96-E;6)E<B`S,2P@,C`Q,BX\
M+W`^#0H-"CQP('-T>6QE/3-$)V9O;G0Z(#$P<'0O,3`N,#5P="!#86QI8G)I
M+"!(96QV971I8V$L(%-A;G,M4V5R:68[(&UA<F=I;CH@,#L@=&5X="UA;&EG
M;CH@:G5S=&EF>3L@=&5X="UI;F1E;G0Z(#`N,C5I;B<^)B,Q-C`[/"]P/@T*
M#0H\=&%B;&4@8V5L;'!A9&1I;F<],T0P(&-E;&QS<&%C:6YG/3-$,"!S='EL
M93TS1"=B;W)D97(M8V]L;&%P<V4Z(&-O;&QA<'-E.R!W:61T:#H@,3`P)3L@
M9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/@T*
M/'1R('-T>6QE/3-$)W9E<G1I8V%L+6%L:6=N.B!B;W1T;VT[(&9O;G0Z(#$P
M<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SX-"B`@("`\=&0@
M;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(&ET86QI8R`Q,'!T($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@=&5X="UA;&EG;CH@:G5S
M=&EF>2<^*"0@:6X@=&AO=7-A;F1S*3PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A
M<"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@,7!T.R!F;VYT.B`Q,'!T($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@
M("`\=&0@8V]L<W!A;CTS1#(@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E
M>'0M86QI9VXZ(&-E;G1E<CL@8F]R9&5R+6)O='1O;3H@0FQA8VL@,7!T('-O
M;&ED.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9B<^4F5C;W)D960@/&)R("\^#0I);G9E<W1M96YT/"]T9#X\=&0@;F]W<F%P
M/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`Q<'0[(&9O;G0Z
M(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\
M+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T
M;VTZ(#%P=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&-O;'-P86X],T0R(&YO=W)A
M<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!C96YT97([(&)O<F1E
M<BUB;W1T;VTZ($)L86-K(#%P="!S;VQI9#L@9F]N=#H@,3!P="!#86QI8G)I
M+"!(96QV971I8V$L(%-A;G,M4V5R:68G/E5N<&%I9"`\8G(@+SX-"E!R:6YC
M:7!A;"`\8G(@+SX-"D)A;&%N8V4\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@
M<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#%P=#L@9F]N=#H@,3!P="!#86QI
M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO
M=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@,7!T.R!F
M;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q
M-C`[/"]T9#X-"B`@("`\=&0@8V]L<W!A;CTS1#(@;F]W<F%P/3-$;F]W<F%P
M('-T>6QE/3-$)W1E>'0M86QI9VXZ(&-E;G1E<CL@8F]R9&5R+6)O='1O;3H@
M0FQA8VL@,7!T('-O;&ED.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9B<^4F5L871E9"`\8G(@+SX-"D%L;&]W86YC93PO=&0^
M/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@
M,7!T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A
M9&1I;F<M8F]T=&]M.B`Q<'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!C;VQS<&%N
M/3-$,B!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@8V5N
M=&5R.R!B;W)D97(M8F]T=&]M.B!";&%C:R`Q<'0@<V]L:60[(&9O;G0Z(#$P
M<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SY!=F5R86=E(#QB
M<B`O/@T*4F5C;W)D960@/&)R("\^#0I);G9E<W1M96YT/"]T9#X\=&0@;F]W
M<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`Q<'0[(&9O
M;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V
M,#L\+W1D/CPO='(^#0H\='(@<W1Y;&4],T0G=F5R=&EC86PM86QI9VXZ(&)O
M='1O;3L@8F%C:V=R;W5N9"UC;VQO<CH@<F=B*#(P-"PR,S@L,C4U*3L@9F]N
M=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/@T*("`@
M(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UD96-O<F%T:6]N
M.B!U;F1E<FQI;F4[('1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SY.;VXM8V]V97)E9"!L;V%N
M<R!W:71H(&YO(')E;&%T960@86QL;W=A;F-E(')E8V]R9&5D.CPO=&0^/'1D
M(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@
M;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O
M;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V
M,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG
M;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4]
M,T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV
M971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO
M=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N
M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O
M;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V
M,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG
M;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^
M)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$
M)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R
M87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N
M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N
M=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P
M.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-
M"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ
M(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
M=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R
M87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI
M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/"]T<CX-
M"CQT<B!S='EL93TS1"=V97)T:6-A;"UA;&EG;CH@8F]T=&]M.R!B86-K9W)O
M=6YD+6-O;&]R.B!7:&ET93L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I
M8V$L(%-A;G,M4V5R:68G/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y
M;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(
M96QV971I8V$L(%-A;G,M4V5R:68G/D-O;6UE<F-I86PL(&9I;F%N8VEA;"P@
M86YD(&%G<FEC=6QT=7)A;#H\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y
M;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R
M:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL
M93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\
M=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[
M(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF
M(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@
M,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO
M=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L
M:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE
M/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@
M0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I
M+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D
M(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F
M;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q
M-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI
M9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE
M/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO
M=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@
M;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F
M;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q
M-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI
M9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF)SXF(S$V,#L\+W1D/CPO='(^#0H\='(@<W1Y;&4],T0G=F5R=&EC
M86PM86QI9VXZ(&)O='1O;3L@8F%C:V=R;W5N9"UC;VQO<CH@<F=B*#(P-"PR
M,S@L,C4U*3L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68G/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X
M="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68[('!A9&1I;F<M;&5F=#H@,65M)SY#;VUM97)C:6%L("T@
M=6YS96-U<F5D/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O
M;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V
M,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X
M="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68G/B0\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4]
M,T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF)SXF(S$U,3L\+W1D/CQT9"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#
M86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D
M(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@
M;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O
M;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V
M,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG
M;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF)SXF(S$U,3L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4]
M,T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV
M971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO
M=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N
M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O
M;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$U
M,3L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG
M;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^
M)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$
M)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R
M87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$U,3L\+W1D/CQT9"!N
M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N
M=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P
M.SPO=&0^/"]T<CX-"CQT<B!S='EL93TS1"=V97)T:6-A;"UA;&EG;CH@8F]T
M=&]M.R!B86-K9W)O=6YD+6-O;&]R.B!7:&ET93L@9F]N=#H@,3!P="!#86QI
M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/@T*("`@(#QT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G=VED=&@Z(#8P)3L@=&5X="UA;&EG;CH@;&5F
M=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[
M('!A9&1I;F<M;&5F=#H@,65M)SY#;VUM97)C:6%L("T@<V5C=7)E9#PO=&0^
M/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=W:61T:#H@,24[(&9O;G0Z
M(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\
M+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=VED=&@Z
M(#$E.R!T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)W=I9'1H.B`W)3L@=&5X="UA;&EG;CH@<FEG:'0[
M(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF
M(S$U,3L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=VED=&@Z
M(#$E.R!T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)W=I9'1H.B`Q)3L@9F]N=#H@,3!P="!#86QI8G)I
M+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D
M(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=W:61T:#H@,24[('1E>'0M86QI
M9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4]
M,T0G=VED=&@Z(#<E.R!T97AT+6%L:6=N.B!R:6=H=#L@9F]N=#H@,3!P="!#
M86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,34Q.SPO=&0^/'1D
M(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=W:61T:#H@,24[('1E>'0M86QI
M9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4]
M,T0G=VED=&@Z(#$E.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)W=I9'1H.B`Q)3L@=&5X="UA;&EG;CH@;&5F=#L@9F]N
M=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P
M.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=W:61T:#H@-R4[
M('1E>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9B<^)B,Q-3$[/"]T9#X\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)W=I9'1H.B`Q)3L@=&5X="UA;&EG;CH@;&5F=#L@9F]N
M=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P
M.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=W:61T:#H@,24[
M(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF
M(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
M=VED=&@Z(#$E.R!T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W
M<F%P/3-$;F]W<F%P('-T>6QE/3-$)W=I9'1H.B`W)3L@=&5X="UA;&EG;CH@
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M96QV971I8V$L(%-A;G,M4V5R:68G/@T*("`@(#QT9"!N;W=R87`],T1N;W=R
M87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI
M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[('!A9&1I;F<M;&5F=#H@,65M
M)SY396-U<F5D(&)Y(&EN=F5N=&]R>2!A;F0@86-C;W5N=',@<F5C96EV86)L
M93PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-
M"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ
M(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
M=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF)SXF(S$U,3L\+W1D/CQT9"!N;W=R87`],T1N;W=R
M87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI
M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO
M=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W
M<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z
M(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\
M+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@
M<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF)SXF(S$U,3L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
M=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I
M8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A
M<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P
M('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R
M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R
M87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z
M(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$U,3L\
M+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@
M;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R
M:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F
M;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q
M-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E
M>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A
M+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@
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M=F5T:6-A+"!386YS+5-E<FEF)SX-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P
M('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R
M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R
M87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV
M971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A
M<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q
M,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T
M9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I
M9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E
M>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A
M+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@
M<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S
M='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P
M/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q
M,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T
M9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE
M9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF
M)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N
M=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P
M.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT
M+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T
M>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P
M/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P
M<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D
M/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI
M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@
M/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T
M.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^
M)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M
M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T
M>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CPO='(^#0H\='(@
M<W1Y;&4],T0G=F5R=&EC86PM86QI9VXZ(&)O='1O;3L@8F%C:V=R;W5N9"UC
M;VQO<CH@<F=B*#(P-"PR,S@L,C4U*3L@9F]N=#H@,3!P="!#86QI8G)I+"!(
M96QV971I8V$L(%-A;G,M4V5R:68G/@T*("`@(#QT9"!N;W=R87`],T1N;W=R
M87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI
M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/E)E86P@97-T871E("8C,34P
M.R!C;VYS=')U8W1I;VXL(&QA;F0@9&5V96QO<&UE;G0@)B,S.#L@;W1H97(@
M;&%N9"!L;V%N<SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F
M;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q
M-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E
M>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A
M+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@
M<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R
M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXT+#(W-SPO=&0^/'1D(&YO=W)A
M<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q
M,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T
M9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@
M(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F
M=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G
M/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT
M+6%L:6=N.B!R:6=H=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68G/C0L,S`U/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T
M>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I
M8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS
M1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\
M=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT
M.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^
M)B,Q-3$[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M
M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y
M;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R
M:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL
M93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^."PV,#`\+W1D/CQT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@
M9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C
M,38P.SPO=&0^/"]T<CX-"CQT<B!S='EL93TS1"=V97)T:6-A;"UA;&EG;CH@
M8F]T=&]M.R!B86-K9W)O=6YD+6-O;&]R.B!7:&ET93L@9F]N=#H@,3!P="!#
M86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/@T*("`@(#QT9"!N;W=R
M87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@
M,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO
M=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@
M("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE
M9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF
M)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X
M="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A
M+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@
M<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I
M+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A
M<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P
M/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P
M<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D
M/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG
M:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF
M)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X
M="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S
M='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T
M>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P
M<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D
M/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F
M=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G
M/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT
M.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[
M/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M
M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y
M;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P
M="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^
M/"]T<CX-"CQT<B!S='EL93TS1"=V97)T:6-A;"UA;&EG;CH@8F]T=&]M.R!B
M86-K9W)O=6YD+6-O;&]R.B!R9V(H,C`T+#(S."PR-34I.R!F;VYT.B`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^#0H@("`@/'1D(&YO
M=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT
M.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^4F5A;"!E
M<W1A=&4@)B,Q-3`[(')E<VED96YT:6%L+"!F87)M;&%N9"P@86YD(&UU;'1I
M+69A;6EL>3PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT
M.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[
M/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M
M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y
M;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF)SXQ+#4Y-SPO=&0^/'1D(&YO=W)A<#TS
M1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\
M=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R
M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@
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M=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO
M=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@
M;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F
M;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q
M-3$[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI
M9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4]
M,T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G
M/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^,BPV.3(\+W1D/CQT9"!N
M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N
M=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P
M.SPO=&0^/"]T<CX-"CQT<B!S='EL93TS1"=V97)T:6-A;"UA;&EG;CH@8F]T
M=&]M.R!B86-K9W)O=6YD+6-O;&]R.B!7:&ET93L@9F]N=#H@,3!P="!#86QI
M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/@T*("`@(#QT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P
M="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^
M/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\
M=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[
M(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF
M(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA
M;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y
M;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(
M96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS
M1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@
M0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[
M(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF
M(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA
M;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL
M93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE
M/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@
M0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@
M9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C
M,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q
M,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T
M9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI
M9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4]
M,T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#
M86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/"]T
M<CX-"CQT<B!S='EL93TS1"=V97)T:6-A;"UA;&EG;CH@8F]T=&]M.R!B86-K
M9W)O=6YD+6-O;&]R.B!R9V(H,C`T+#(S."PR-34I.R!F;VYT.B`Q,'!T($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^#0H@("`@/'1D(&YO=W)A
M<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q
M,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^4F5A;"!E<W1A
M=&4@)B,Q-3`[(&AO;64@97%U:71Y(&QI;F5S(&]F(&-R961I=#PO=&0^/'1D
M(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@
M;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O
M;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V
M,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG
M;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF)SXF(S$U,3L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4]
M,T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV
M971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO
M=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N
M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O
M;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$U
M,3L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG
M;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^
M)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$
M)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R
M87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$U,3L\+W1D/CQT9"!N
M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N
M=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P
M.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-
M"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ
M(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
M=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF)SXV-#PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S
M='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\+W1R/@T*/'1R
M('-T>6QE/3-$)W9E<G1I8V%L+6%L:6=N.B!B;W1T;VT[(&)A8VMG<F]U;F0M
M8V]L;W(Z(%=H:71E.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9B<^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R
M87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI
M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO
M=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!R:6=H=#L@9F]N
M=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P
M.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N
M.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$
M)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF
M(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
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M.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[
M/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@
M0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*
M("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@
M;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R
M:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T
M97AT+6%L:6=N.B!R:6=H=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I
M8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A
M<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W
M<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R
M87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@
M,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO
M=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!R
M:6=H=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R
M:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T
M97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\+W1R/@T*/'1R('-T>6QE/3-$
M)W9E<G1I8V%L+6%L:6=N.B!B;W1T;VT[(&)A8VMG<F]U;F0M8V]L;W(Z(')G
M8B@R,#0L,C,X+#(U-2D[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A
M+"!386YS+5-E<FEF)SX-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE
M/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF)SY296%L(&5S=&%T92`F(S$U,#L@8V]M;65R
M8VEA;#PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q
M,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T
M9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI
M9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4]
M,T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF)SXV+#$W-3PO=&0^/'1D(&YO=W)A<#TS1&YO
M=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@
M;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N
M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N
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M:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R
M87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A
M<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W
M<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT
M.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-3$[
M/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ
M(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
M9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C
M,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T
M97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P
M('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB
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M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SX-"B`@("`\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@
M0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I
M+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D
M(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F
M;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q
M-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI
M9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE
M/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO
M=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@
M;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F
M;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q
M-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI
M9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4]
M,T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G
M/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@
M;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O
M;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V
M,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P
M="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^
M#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N
M.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$
M)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CPO='(^
M#0H\='(@<W1Y;&4],T0G=F5R=&EC86PM86QI9VXZ(&)O='1O;3L@8F%C:V=R
M;W5N9"UC;VQO<CH@<F=B*#(P-"PR,S@L,C4U*3L@9F]N=#H@,3!P="!#86QI
M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/@T*("`@(#QT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@<&%D9&EN9RUB
M;W1T;VTZ(#%P=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68G/D-O;G-U;65R/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T
M>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`Q<'0[(&9O;G0Z(#$P<'0@0V%L:6)R
M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G8F]R9&5R+6)O='1O;3H@0FQA
M8VL@,7!T('-O;&ED.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9CL@=&5X="UA;&EG;CH@;&5F="<^)B,Q-C`[/"]T9#X\=&0@
M;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V)O<F1E<BUB;W1T;VTZ($)L86-K
M(#%P="!S;VQI9#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68[('1E>'0M86QI9VXZ(')I9VAT)SXF(S$U,3L\+W1D/CQT9"!N
M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#%P=#L@
M=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I
M8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A
M<"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@,7!T.R!F;VYT.B`Q,'!T($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@
M("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V)O<F1E<BUB;W1T;VTZ
M($)L86-K(#%P="!S;VQI9#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I
M8V$L(%-A;G,M4V5R:68[('1E>'0M86QI9VXZ(&QE9G0G/B8C,38P.SPO=&0^
M/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=B;W)D97(M8F]T=&]M.B!"
M;&%C:R`Q<'0@<V]L:60[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A
M+"!386YS+5-E<FEF.R!T97AT+6%L:6=N.B!R:6=H="<^)B,Q-3$[/"]T9#X\
M=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`Q
M<'0[('1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#%P=#L@9F]N=#H@,3!P
M="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^
M#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=B;W)D97(M8F]T
M=&]M.B!";&%C:R`Q<'0@<V]L:60[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF.R!T97AT+6%L:6=N.B!L969T)SXF(S$V,#L\
M+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G8F]R9&5R+6)O='1O
M;3H@0FQA8VL@,7!T('-O;&ED.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9CL@=&5X="UA;&EG;CH@<FEG:'0G/B8C,34Q.SPO
M=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P861D:6YG+6)O='1O
M;3H@,7!T.R!T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P
M/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`Q<'0[(&9O;G0Z
M(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\
M+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G8F]R9&5R
M+6)O='1O;3H@0FQA8VL@,7!T('-O;&ED.R!F;VYT.B`Q,'!T($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9CL@=&5X="UA;&EG;CH@;&5F="<^)B,Q
M-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V)O<F1E<BUB
M;W1T;VTZ($)L86-K(#%P="!S;VQI9#L@9F]N=#H@,3!P="!#86QI8G)I+"!(
M96QV971I8V$L(%-A;G,M4V5R:68[('1E>'0M86QI9VXZ(')I9VAT)SXR/"]T
M9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M
M.B`Q<'0[('1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CPO='(^#0H\='(@
M<W1Y;&4],T0G=F5R=&EC86PM86QI9VXZ(&)O='1O;3L@8F%C:V=R;W5N9"UC
M;VQO<CH@5VAI=&4[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF)SX-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$
M)W1E>'0M86QI9VXZ(&QE9G0[('!A9&1I;F<M8F]T=&]M.B`R+C5P=#L@9F]N
M=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/E1O=&%L
M(&YO;BUC;W9E<F5D(&EM<&%I<F5D(&QO86YS('=I=&@@;F\@86QL;W=A;F-E
M/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T
M=&]M.B`R+C5P=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A
M<"!S='EL93TS1"=B;W)D97(M8F]T=&]M.B!";&%C:R`R+C5P="!D;W5B;&4[
M(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T
M97AT+6%L:6=N.B!L969T)SXD/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T
M>6QE/3-$)V)O<F1E<BUB;W1T;VTZ($)L86-K(#(N-7!T(&1O=6)L93L@9F]N
M=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[('1E>'0M
M86QI9VXZ(')I9VAT)SXQ,BPP-#D\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@
M<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#(N-7!T.R!T97AT+6%L:6=N.B!L
M969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A
M9&1I;F<M8F]T=&]M.B`R+C5P=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV
M971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A
M<#TS1&YO=W)A<"!S='EL93TS1"=B;W)D97(M8F]T=&]M.B!";&%C:R`R+C5P
M="!D;W5B;&4[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF.R!T97AT+6%L:6=N.B!L969T)SXF(S$V,#L\+W1D/CQT9"!N;W=R
M87`],T1N;W=R87`@<W1Y;&4],T0G8F]R9&5R+6)O='1O;3H@0FQA8VL@,BXU
M<'0@9&]U8FQE.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9CL@=&5X="UA;&EG;CH@<FEG:'0G/C$R+#<W-#PO=&0^/'1D(&YO
M=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@,BXU<'0[
M('1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R
M87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#(N-7!T.R!F;VYT.B`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-
M"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V)O<F1E<BUB;W1T
M;VTZ($)L86-K(#(N-7!T(&1O=6)L93L@9F]N=#H@,3!P="!#86QI8G)I+"!(
M96QV971I8V$L(%-A;G,M4V5R:68[('1E>'0M86QI9VXZ(&QE9G0G/B8C,38P
M.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=B;W)D97(M8F]T
M=&]M.B!";&%C:R`R+C5P="!D;W5B;&4[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T97AT+6%L:6=N.B!R:6=H="<^)B,Q
M-3$[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M
M8F]T=&]M.B`R+C5P=#L@=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#
M86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D
M(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@,BXU
M<'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF
M)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4]
M,T0G8F]R9&5R+6)O='1O;3H@0FQA8VL@,BXU<'0@9&]U8FQE.R!F;VYT.B`Q
M,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@=&5X="UA;&EG
M;CH@;&5F="<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE
M/3-$)V)O<F1E<BUB;W1T;VTZ($)L86-K(#(N-7!T(&1O=6)L93L@9F]N=#H@
M,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[('1E>'0M86QI
M9VXZ(')I9VAT)SXR-"PQ-S0\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y
M;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#(N-7!T.R!T97AT+6%L:6=N.B!L969T
M.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^
M)B,Q-C`[/"]T9#X\+W1R/@T*/'1R('-T>6QE/3-$)W9E<G1I8V%L+6%L:6=N
M.B!B;W1T;VT[(&)A8VMG<F]U;F0M8V]L;W(Z(')G8B@R,#0L,C,X+#(U-2D[
M(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SX-
M"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ
M(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
M9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C
M,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T
M97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P
M('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W
M<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z
M(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\
M+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#
M86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@
M("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L
M969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E
M>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P
M('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R
M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R
M87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV
M971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A
M<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q
M,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T
M9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I
M9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E
M>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A
M+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@
M<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S
M='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P
M/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q
M,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T
M9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE
M9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF
M)SXF(S$V,#L\+W1D/CPO='(^#0H\='(@<W1Y;&4],T0G=F5R=&EC86PM86QI
M9VXZ(&)O='1O;3L@8F%C:V=R;W5N9"UC;VQO<CH@5VAI=&4[(&9O;G0Z(#$P
M<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SX-"B`@("`\=&0@
M;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[('!A
M9&1I;F<M8F]T=&]M.B`R+C5P=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV
M971I8V$L(%-A;G,M4V5R:68G/E1O=&%L(&-O=F5R960@:6UP86ER960@;&]A
M;G,@=VET:"!N;R!A;&QO=V%N8V4\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@
M<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#(N-7!T.R!F;VYT.B`Q,'!T($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@
M("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V)O<F1E<BUB;W1T;VTZ
M($)L86-K(#(N-7!T(&1O=6)L93L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV
M971I8V$L(%-A;G,M4V5R:68[('1E>'0M86QI9VXZ(&QE9G0G/B0\+W1D/CQT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G8F]R9&5R+6)O='1O;3H@0FQA
M8VL@,BXU<'0@9&]U8FQE.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9CL@=&5X="UA;&EG;CH@<FEG:'0G/C,U+#$Y-CPO=&0^
M/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@
M,BXU<'0[('1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#(N-7!T.R!F;VYT
M.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[
M/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V)O<F1E
M<BUB;W1T;VTZ($)L86-K(#(N-7!T(&1O=6)L93L@9F]N=#H@,3!P="!#86QI
M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[('1E>'0M86QI9VXZ(&QE9G0G
M/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=B;W)D
M97(M8F]T=&]M.B!";&%C:R`R+C5P="!D;W5B;&4[(&9O;G0Z(#$P<'0@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T97AT+6%L:6=N.B!R:6=H
M="<^-S$L-#$S/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A
M9&1I;F<M8F]T=&]M.B`R+C5P=#L@=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@
M,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO
M=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P861D:6YG+6)O='1O
M;3H@,BXU<'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@
M<W1Y;&4],T0G8F]R9&5R+6)O='1O;3H@0FQA8VL@,BXU<'0@9&]U8FQE.R!F
M;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@=&5X
M="UA;&EG;CH@;&5F="<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P
M('-T>6QE/3-$)V)O<F1E<BUB;W1T;VTZ($)L86-K(#(N-7!T(&1O=6)L93L@
M9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[('1E
M>'0M86QI9VXZ(')I9VAT)SXF(S$U,3L\+W1D/CQT9"!N;W=R87`],T1N;W=R
M87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#(N-7!T.R!T97AT+6%L:6=N
M.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$
M)W!A9&1I;F<M8F]T=&]M.B`R+C5P=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(
M96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO
M=W)A<#TS1&YO=W)A<"!S='EL93TS1"=B;W)D97(M8F]T=&]M.B!";&%C:R`R
M+C5P="!D;W5B;&4[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF.R!T97AT+6%L:6=N.B!L969T)SXF(S$V,#L\+W1D/CQT9"!N
M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G8F]R9&5R+6)O='1O;3H@0FQA8VL@
M,BXU<'0@9&]U8FQE.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
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M971I8V$L(%-A;G,M4V5R:68G/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@
M<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I
M+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A
M<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P
M/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P
M<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D
M/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG
M:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF
M)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X
M="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S
M='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T
M>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P
M<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D
M/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F
M=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G
M/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT
M.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[
M/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M
M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y
M;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P
M="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^
M/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\
M=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[
M(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF
M(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA
M;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y
M;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(
M96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/"]T<CX-"CQT<B!S
M='EL93TS1"=V97)T:6-A;"UA;&EG;CH@8F]T=&]M.R!B86-K9W)O=6YD+6-O
M;&]R.B!7:&ET93L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68G/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
M=&5X="UA;&EG;CH@;&5F=#L@<&%D9&EN9RUB;W1T;VTZ(#(N-7!T.R!F;VYT
M.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^5&]T86P@
M:6UP86ER960@;&]A;G,@=VET:"!N;R!A;&QO=V%N8V4@<F5C;W)D960\+W1D
M/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ
M(#(N-7!T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T
M>6QE/3-$)V)O<F1E<BUB;W1T;VTZ($)L86-K(#(N-7!T(&1O=6)L93L@9F]N
M=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[('1E>'0M
M86QI9VXZ(&QE9G0G/B0\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4]
M,T0G8F]R9&5R+6)O='1O;3H@0FQA8VL@,BXU<'0@9&]U8FQE.R!F;VYT.B`Q
M,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@=&5X="UA;&EG
M;CH@<FEG:'0G/C0W+#(T-3PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL
M93TS1"=P861D:6YG+6)O='1O;3H@,BXU<'0[('1E>'0M86QI9VXZ(&QE9G0[
M(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF
M(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN
M9RUB;W1T;VTZ(#(N-7!T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)V)O<F1E<BUB;W1T;VTZ($)L86-K(#(N-7!T(&1O
M=6)L93L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R
M:68[('1E>'0M86QI9VXZ(&QE9G0G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS
M1&YO=W)A<"!S='EL93TS1"=B;W)D97(M8F]T=&]M.B!";&%C:R`R+C5P="!D
M;W5B;&4[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF.R!T97AT+6%L:6=N.B!R:6=H="<^.#0L,3@W/"]T9#X\=&0@;F]W<F%P
M/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`R+C5P=#L@=&5X
M="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S
M='EL93TS1"=P861D:6YG+6)O='1O;3H@,BXU<'0[(&9O;G0Z(#$P<'0@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@
M(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G8F]R9&5R+6)O='1O;3H@
M0FQA8VL@,BXU<'0@9&]U8FQE.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9CL@=&5X="UA;&EG;CH@;&5F="<^)B,Q-C`[/"]T
M9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V)O<F1E<BUB;W1T;VTZ
M($)L86-K(#(N-7!T(&1O=6)L93L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV
M971I8V$L(%-A;G,M4V5R:68[('1E>'0M86QI9VXZ(')I9VAT)SXF(S$U,3L\
M+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T
M;VTZ(#(N-7!T.R!T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W
M<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`R+C5P=#L@
M9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C
M,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=B
M;W)D97(M8F]T=&]M.B!";&%C:R`R+C5P="!D;W5B;&4[(&9O;G0Z(#$P<'0@
M0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T97AT+6%L:6=N.B!L
M969T)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
M8F]R9&5R+6)O='1O;3H@0FQA8VL@,BXU<'0@9&]U8FQE.R!F;VYT.B`Q,'!T
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M=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/@T*("`@
M(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F
M=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G
M/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT
M.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[
M/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M
M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y
M;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P
M="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^
M/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\
M=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[
M(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF
M(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA
M;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y
M;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(
M96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS
M1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@
M0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[
M(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF
M(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA
M;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL
M93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE
M/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@
M0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@
M9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C
M,38P.SPO=&0^/"]T<CX-"CQT<B!S='EL93TS1"=V97)T:6-A;"UA;&EG;CH@
M8F]T=&]M.R!B86-K9W)O=6YD+6-O;&]R.B!7:&ET93L@9F]N=#H@,3!P="!#
M86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/@T*("`@(#QT9"!N;W=R
M87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UD96-O<F%T:6]N.B!U;F1E<FQI
M;F4[('1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF)SY.;VXM8V]V97)E9"8C,38P.R8C,38P.VQO
M86YS('=I=&@@86X@86QL;W=A;F-E(')E8V]R9&5D.CPO=&0^/'1D(&YO=W)A
M<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P
M/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P
M<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D
M/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG
M:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF
M)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X
M="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S
M='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T
M>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P
M<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D
M/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F
M=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G
M/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT
M.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[
M/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M
M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y
M;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P
M="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^
M/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\
M=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[
M(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF
M(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA
M;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y
M;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(
M96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/"]T<CX-"CQT<B!S
M='EL93TS1"=V97)T:6-A;"UA;&EG;CH@8F]T=&]M.R!B86-K9W)O=6YD+6-O
M;&]R.B!R9V(H,C`T+#(S."PR-34I.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9B<^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A
M<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^0V]M;65R8VEA;"P@9FEN86YC
M:6%L+"!A;F0@86=R:6-U;'1U<F%L.CPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A
M<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P
M('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R
M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R
M87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z
M(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\
M+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@
M;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R
M:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F
M;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q
M-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E
M>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A
M+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@
M<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R
M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R
M87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@
M,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO
M=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@
M("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE
M9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF
M)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X
M="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A
M+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@
M<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I
M+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A
M<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P
M/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P
M<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D
M/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG
M:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF
M)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X
M="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/"]T<CX-"CQT<B!S='EL93TS1"=V
M97)T:6-A;"UA;&EG;CH@8F]T=&]M.R!B86-K9W)O=6YD+6-O;&]R.B!7:&ET
M93L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G
M/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG
M;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68[('!A9&1I;F<M;&5F=#H@,65M)SY#;VUM97)C:6%L("T@=6YS96-U
M<F5D/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P
M<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D
M/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG
M;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68G/B0\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X
M="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A
M+"!386YS+5-E<FEF)SXS,#<\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y
M;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(
M96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS
M1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@
M0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[
M(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXS
M.#8\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG
M;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^
M)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$
M)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R
M87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXU.#PO=&0^/'1D(&YO=W)A
M<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q
M,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T
M9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@
M(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F
M=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G
M/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT
M+6%L:6=N.B!R:6=H=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68G/C(R,3PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL
M93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\+W1R/@T*/'1R('-T
M>6QE/3-$)W9E<G1I8V%L+6%L:6=N.B!B;W1T;VT[(&)A8VMG<F]U;F0M8V]L
M;W(Z(')G8B@R,#0L,C,X+#(U-2D[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF)SX-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P
M('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R
M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!P861D:6YG+6QE9G0Z(#%E;2<^
M0V]M;65R8VEA;"`M('-E8W5R960\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@
M<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S
M='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P
M/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q
M,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^,BPS.3@\+W1D
M/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F
M=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G
M/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT
M.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[
M/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M
M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y
M;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF)SXR+#<V,CPO=&0^/'1D(&YO=W)A<#TS
M1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\
M=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R
M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@
M9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C
M,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L
M:6=N.B!R:6=H=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68G/C0S-CPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R
M87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI
M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO
M=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!R:6=H=#L@9F]N
M=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/C(L,S`T
M/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ
M(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF)SXF(S$V,#L\+W1D/CPO='(^#0H\='(@<W1Y;&4],T0G=F5R=&EC86PM
M86QI9VXZ(&)O='1O;3L@8F%C:V=R;W5N9"UC;VQO<CH@5VAI=&4[(&9O;G0Z
M(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SX-"B`@("`\
M=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[
M(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!P
M861D:6YG+6QE9G0Z(#%E;2<^4V5C=7)E9"!B>2!I;G9E;G1O<GD@86YD(&%C
M8V]U;G1S(')E8V5I=F%B;&4\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y
M;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R
M:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL
M93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^,3<\+W1D/CQT9"!N
M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N
M=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P
M.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-
M"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ
M(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
M=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF)SXT,SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S
M='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P
M/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P
M="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^
M/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!R:6=H
M=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G
M/C0\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG
M;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^
M)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$
M)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R
M87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXU-#@\+W1D/CQT9"!N;W=R
M87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@
M,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO
M=&0^/"]T<CX-"CQT<B!S='EL93TS1"=V97)T:6-A;"UA;&EG;CH@8F]T=&]M
M.R!B86-K9W)O=6YD+6-O;&]R.B!R9V(H,C`T+#(S."PR-34I.R!F;VYT.B`Q
M,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^#0H@("`@/'1D
M(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F
M;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q
M-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P
M<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D
M/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG
M;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=T97AT+6%L:6=N.B!R:6=H=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV
M971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO
M=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@
M;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N
M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N
M=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P
M.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N
M.B!R:6=H=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R
M87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI
M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO
M=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!R:6=H=#L@9F]N
M=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P
M.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N
M.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$
M)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF
M(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
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M.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[
M/"]T9#X\+W1R/@T*/'1R('-T>6QE/3-$)W9E<G1I8V%L+6%L:6=N.B!B;W1T
M;VT[(&)A8VMG<F]U;F0M8V]L;W(Z(%=H:71E.R!F;VYT.B`Q,'!T($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^#0H@("`@/'1D(&YO=W)A<#TS
M1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^4F5A;"!E<W1A=&4@
M)B,Q-3`[(&-O;G-T<G5C=&EO;BP@;&%N9"!D979E;&]P;65N="`F(S,X.R!O
M=&AE<B!L86YD(&QO86YS/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE
M/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF
M)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4]
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M,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P
M="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^
M#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N
M.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$
M)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9B<^-2PW,S`\+W1D/CQT9"!N;W=R87`],T1N;W=R
M87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI
M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO
M=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W
M<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z
M(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\
M+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@
M<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF)SXQ+#(Q,SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T
M97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P
M('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@
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M969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9B<^)B,Q-C`[/"]T9#X\+W1R/@T*/'1R('-T>6QE/3-$)W9E<G1I8V%L+6%L
M:6=N.B!B;W1T;VT[(&)A8VMG<F]U;F0M8V]L;W(Z(')G8B@R,#0L,C,X+#(U
M-2D[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF
M)SX-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI
M9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4]
M,T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G
M/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@
M;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O
M;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V
M,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P
M="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^
M#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N
M.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$
M)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N
M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(
M96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO
M=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT
M.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[
M/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ
M(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$
M)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R
M87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A
M<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W
M<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT
M.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[
M/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ
M(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF)SXF(S$V,#L\+W1D/CPO='(^#0H\='(@<W1Y;&4],T0G=F5R=&EC86PM
M86QI9VXZ(&)O='1O;3L@8F%C:V=R;W5N9"UC;VQO<CH@5VAI=&4[(&9O;G0Z
M(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SX-"B`@("`\
M=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[
M(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SY2
M96%L(&5S=&%T92`F(S$U,#L@<F5S:61E;G1I86PL(&9A<FUL86YD+"!A;F0@
M;75L=&DM9F%M:6QY/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$
M)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF
M(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
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M.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[
M/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@
M0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*
M("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@
M;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R
M:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T
M97AT+6%L:6=N.B!R:6=H=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I
M8V$L(%-A;G,M4V5R:68G/C(U+#@T-#PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A
M<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W
M<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R
M87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@
M,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO
M=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!R
M:6=H=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R
M:68G/C$L.34U/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E
M>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A
M+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@
M<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S
M='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P
M/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q
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M/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG
M;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^
M)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$
M)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R
M87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N
M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N
M=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P
M.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-
M"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ
M(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
M=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R
M87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI
M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO
M=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W
M<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z
M(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\
M+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@
M<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
M=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I
M8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A
M<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P
M('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R
M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R
M87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z
M(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\
M+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@
M;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R
M:68G/B8C,38P.SPO=&0^/"]T<CX-"CQT<B!S='EL93TS1"=V97)T:6-A;"UA
M;&EG;CH@8F]T=&]M.R!B86-K9W)O=6YD+6-O;&]R.B!7:&ET93L@9F]N=#H@
M,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/@T*("`@(#QT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@
M9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/E)E
M86P@97-T871E("8C,34P.R!H;VUE(&5Q=6ET>2!L:6YE<R!O9B!C<F5D:70\
M+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#
M86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@
M("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L
M969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E
M>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9B<^,2PV-#4\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@
M<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I
M+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A
M<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P
M/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P
M<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D
M/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG
M:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF
M)SXR+#$R,#PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT
M+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T
M>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y
M;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(
M96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS
M1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!R:6=H=#L@9F]N=#H@,3!P
M="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/CDV/"]T9#X\=&0@
M;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O
M;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V
M,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P
M="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^
M#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N
M.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$
M)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9B<^,BPY,#$\+W1D/CQT9"!N;W=R87`],T1N;W=R
M87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI
M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/"]T<CX-
M"CQT<B!S='EL93TS1"=V97)T:6-A;"UA;&EG;CH@8F]T=&]M.R!B86-K9W)O
M=6YD+6-O;&]R.B!R9V(H,C`T+#(S."PR-34I.R!F;VYT.B`Q,'!T($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^#0H@("`@/'1D(&YO=W)A<#TS
M1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\
M=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R
M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@
M9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C
M,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L
M:6=N.B!R:6=H=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL
M93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A
M+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#
M86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D
M(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!R:6=H=#L@
M9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C
M,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L
M:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE
M/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF
M)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4]
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M;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q
M-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P
M<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D
M/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG
M;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=T97AT+6%L:6=N.B!R:6=H=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV
M971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO
M=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\+W1R
M/@T*/'1R('-T>6QE/3-$)W9E<G1I8V%L+6%L:6=N.B!B;W1T;VT[(&)A8VMG
M<F]U;F0M8V]L;W(Z(%=H:71E.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9B<^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S
M='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9B<^4F5A;"!E<W1A=&4@)B,Q-3`[(&-O
M;6UE<F-I86P\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N
M=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P
M.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT
M+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T
M>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9B<^,3`L.#4Q/"]T9#X\=&0@;F]W<F%P
M/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P
M<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D
M/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI
M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@
M/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T
M.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^
M)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M
M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9B<^,3,L,#0X/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T
M>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I
M8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS
M1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\
M=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT
M.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^
M.3,V/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI
M9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4]
M,T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G
M/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A
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M=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/@T*("`@
M(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F
M=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G
M/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT
M.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[
M/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M
M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y
M;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P
M="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^
M/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\
M=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[
M(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF
M(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA
M;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y
M;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(
M96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS
M1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@
M0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[
M(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF
M(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA
M;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL
M93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE
M/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@
M0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@
M9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C
M,38P.SPO=&0^/"]T<CX-"CQT<B!S='EL93TS1"=V97)T:6-A;"UA;&EG;CH@
M8F]T=&]M.R!B86-K9W)O=6YD+6-O;&]R.B!7:&ET93L@9F]N=#H@,3!P="!#
M86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/@T*("`@(#QT9"!N;W=R
M87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@<&%D9&EN
M9RUB;W1T;VTZ(#%P=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68G/D-O;G-U;65R/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P
M('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`Q<'0[(&9O;G0Z(#$P<'0@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@
M(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G8F]R9&5R+6)O='1O;3H@
M0FQA8VL@,7!T('-O;&ED.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9CL@=&5X="UA;&EG;CH@;&5F="<^)B,Q-C`[/"]T9#X\
M=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V)O<F1E<BUB;W1T;VTZ($)L
M86-K(#%P="!S;VQI9#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68[('1E>'0M86QI9VXZ(')I9VAT)SXR+#@R,CPO=&0^/'1D
M(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@,7!T
M.R!T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`Q<'0[(&9O;G0Z(#$P<'0@
M0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*
M("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G8F]R9&5R+6)O='1O
M;3H@0FQA8VL@,7!T('-O;&ED.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9CL@=&5X="UA;&EG;CH@;&5F="<^)B,Q-C`[/"]T
M9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V)O<F1E<BUB;W1T;VTZ
M($)L86-K(#%P="!S;VQI9#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I
M8V$L(%-A;G,M4V5R:68[('1E>'0M86QI9VXZ(')I9VAT)SXR+#@U.#PO=&0^
M/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@
M,7!T.R!T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`Q<'0[(&9O;G0Z(#$P
M<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D
M/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G8F]R9&5R+6)O
M='1O;3H@0FQA8VL@,7!T('-O;&ED.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9CL@=&5X="UA;&EG;CH@;&5F="<^)B,Q-C`[
M/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V)O<F1E<BUB;W1T
M;VTZ($)L86-K(#%P="!S;VQI9#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV
M971I8V$L(%-A;G,M4V5R:68[('1E>'0M86QI9VXZ(')I9VAT)SXS-3,\+W1D
M/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ
M(#%P=#L@=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(
M96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS
M1&YO=W)A<"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@,7!T.R!F;VYT.B`Q
M,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T
M9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V)O<F1E<BUB
M;W1T;VTZ($)L86-K(#%P="!S;VQI9#L@9F]N=#H@,3!P="!#86QI8G)I+"!(
M96QV971I8V$L(%-A;G,M4V5R:68[('1E>'0M86QI9VXZ(&QE9G0G/B8C,38P
M.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=B;W)D97(M8F]T
M=&]M.B!";&%C:R`Q<'0@<V]L:60[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF.R!T97AT+6%L:6=N.B!R:6=H="<^,BPX,#(\
M+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T
M;VTZ(#%P=#L@=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I
M+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/"]T<CX-"CQT
M<B!S='EL93TS1"=V97)T:6-A;"UA;&EG;CH@8F]T=&]M.R!B86-K9W)O=6YD
M+6-O;&]R.B!R9V(H,C`T+#(S."PR-34I.R!F;VYT.B`Q,'!T($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9B<^#0H@("`@/'1D(&YO=W)A<#TS1&YO
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M=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R
M87`],T1N;W=R87`@<W1Y;&4],T0G8F]R9&5R+6)O='1O;3H@0FQA8VL@,BXU
M<'0@9&]U8FQE.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9CL@=&5X="UA;&EG;CH@;&5F="<^)#PO=&0^/'1D(&YO=W)A<#TS
M1&YO=W)A<"!S='EL93TS1"=B;W)D97(M8F]T=&]M.B!";&%C:R`R+C5P="!D
M;W5B;&4[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF.R!T97AT+6%L:6=N.B!R:6=H="<^-#4L.#,S/"]T9#X\=&0@;F]W<F%P
M/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`R+C5P=#L@=&5X
M="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S
M='EL93TS1"=P861D:6YG+6)O='1O;3H@,BXU<'0[(&9O;G0Z(#$P<'0@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@
M(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G8F]R9&5R+6)O='1O;3H@
M0FQA8VL@,BXU<'0@9&]U8FQE.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9CL@=&5X="UA;&EG;CH@;&5F="<^)B,Q-C`[/"]T
M9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V)O<F1E<BUB;W1T;VTZ
M($)L86-K(#(N-7!T(&1O=6)L93L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV
M971I8V$L(%-A;G,M4V5R:68[('1E>'0M86QI9VXZ(')I9VAT)SXU,BPW.3$\
M+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T
M;VTZ(#(N-7!T.R!T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W
M<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`R+C5P=#L@
M9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C
M,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=B
M;W)D97(M8F]T=&]M.B!";&%C:R`R+C5P="!D;W5B;&4[(&9O;G0Z(#$P<'0@
M0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T97AT+6%L:6=N.B!L
M969T)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
M8F]R9&5R+6)O='1O;3H@0FQA8VL@,BXU<'0@9&]U8FQE.R!F;VYT.B`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@=&5X="UA;&EG;CH@
M<FEG:'0G/C4L,#4Q/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$
M)W!A9&1I;F<M8F]T=&]M.B`R+C5P=#L@=&5X="UA;&EG;CH@;&5F=#L@9F]N
M=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P
M.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P861D:6YG+6)O
M='1O;3H@,BXU<'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R
M87`@<W1Y;&4],T0G8F]R9&5R+6)O='1O;3H@0FQA8VL@,BXU<'0@9&]U8FQE
M.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@
M=&5X="UA;&EG;CH@;&5F="<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)V)O<F1E<BUB;W1T;VTZ($)L86-K(#(N-7!T(&1O=6)L
M93L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[
M('1E>'0M86QI9VXZ(')I9VAT)SXV,2PP,C0\+W1D/CQT9"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#(N-7!T.R!T97AT+6%L
M:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9B<^)B,Q-C`[/"]T9#X\+W1R/@T*/'1R('-T>6QE/3-$)W9E<G1I
M8V%L+6%L:6=N.B!B;W1T;VT[(&)A8VMG<F]U;F0M8V]L;W(Z(%=H:71E.R!F
M;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^#0H@
M("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L
M969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O
M;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V
M,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X
M="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S
M='EL93TS1"=T97AT+6%L:6=N.B!R:6=H=#L@9F]N=#H@,3!P="!#86QI8G)I
M+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A
M<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q
M,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T
M9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@
M(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F
M=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G
M/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT
M+6%L:6=N.B!R:6=H=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S
M='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P
M/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P
M="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^
M/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!R:6=H
M=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G
M/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT
M+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T
M>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y
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M.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^
M)B,Q-C`[/"]T9#X\+W1R/@T*/'1R('-T>6QE/3-$)W9E<G1I8V%L+6%L:6=N
M.B!B;W1T;VT[(&)A8VMG<F]U;F0M8V]L;W(Z(')G8B@R,#0L,C,X+#(U-2D[
M(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SX-
M"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ
M(&QE9G0[('!A9&1I;F<M8F]T=&]M.B`R+C5P=#L@9F]N=#H@,3!P="!#86QI
M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/E1O=&%L(&-O=F5R960@:6UP
M86ER960@;&]A;G,@=VET:"!A;&QO=V%N8V4\+W1D/CQT9"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#(N-7!T.R!F;VYT.B`Q
M,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T
M9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V)O<F1E<BUB
M;W1T;VTZ($)L86-K(#(N-7!T(&1O=6)L93L@9F]N=#H@,3!P="!#86QI8G)I
M+"!(96QV971I8V$L(%-A;G,M4V5R:68[('1E>'0M86QI9VXZ(&QE9G0G/B0\
M+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G8F]R9&5R+6)O='1O
M;3H@0FQA8VL@,BXU<'0@9&]U8FQE.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9CL@=&5X="UA;&EG;CH@<FEG:'0G/C$S+#<V
M,#PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P861D:6YG+6)O
M='1O;3H@,BXU<'0[('1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N
M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#(N-7!T
M.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^
M)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$
M)V)O<F1E<BUB;W1T;VTZ($)L86-K(#(N-7!T(&1O=6)L93L@9F]N=#H@,3!P
M="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[('1E>'0M86QI9VXZ
M(&QE9G0G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=B;W)D97(M8F]T=&]M.B!";&%C:R`R+C5P="!D;W5B;&4[(&9O;G0Z(#$P
M<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T97AT+6%L:6=N
M.B!R:6=H="<^,3@L,C<Q/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE
M/3-$)W!A9&1I;F<M8F]T=&]M.B`R+C5P=#L@=&5X="UA;&EG;CH@;&5F=#L@
M9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C
M,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P861D:6YG
M+6)O='1O;3H@,BXU<'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A
M+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G8F]R9&5R+6)O='1O;3H@0FQA8VL@,BXU<'0@9&]U
M8FQE.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9CL@=&5X="UA;&EG;CH@;&5F="<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)V)O<F1E<BUB;W1T;VTZ($)L86-K(#(N-7!T(&1O
M=6)L93L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R
M:68[('1E>'0M86QI9VXZ(')I9VAT)SXS+#4P.3PO=&0^/'1D(&YO=W)A<#TS
M1&YO=W)A<"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@,BXU<'0[('1E>'0M
M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y
M;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#(N-7!T.R!F;VYT.B`Q,'!T($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\
M=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V)O<F1E<BUB;W1T;VTZ($)L
M86-K(#(N-7!T(&1O=6)L93L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I
M8V$L(%-A;G,M4V5R:68[('1E>'0M86QI9VXZ(&QE9G0G/B8C,38P.SPO=&0^
M/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=B;W)D97(M8F]T=&]M.B!"
M;&%C:R`R+C5P="!D;W5B;&4[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF.R!T97AT+6%L:6=N.B!R:6=H="<^,34L-#`Q/"]T
M9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M
M.B`R+C5P=#L@=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I
M+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/"]T<CX-"CQT
M<B!S='EL93TS1"=V97)T:6-A;"UA;&EG;CH@8F]T=&]M.R!B86-K9W)O=6YD
M+6-O;&]R.B!7:&ET93L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68G/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4]
M,T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV
M971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO
M=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N
M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O
M;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V
M,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG
M;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^
M)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$
M)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R
M87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N
M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N
M=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P
M.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-
M"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ
M(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
M=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R
M87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI
M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO
M=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W
M<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z
M(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\
M+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@
M<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
M=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I
M8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/"]T<CX-"CQT<B!S='EL93TS
M1"=V97)T:6-A;"UA;&EG;CH@8F]T=&]M.R!B86-K9W)O=6YD+6-O;&]R.B!R
M9V(H,C`T+#(S."PR-34I.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9B<^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL
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M86YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R
M87`@<W1Y;&4],T0G8F]R9&5R+6)O='1O;3H@0FQA8VL@,BXU<'0@9&]U8FQE
M.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@
M=&5X="UA;&EG;CH@;&5F="<^)#PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S
M='EL93TS1"=B;W)D97(M8F]T=&]M.B!";&%C:R`R+C5P="!D;W5B;&4[(&9O
M;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T97AT
M+6%L:6=N.B!R:6=H="<^-3DL-3DS/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P
M('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`R+C5P=#L@=&5X="UA;&EG;CH@
M;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R
M:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P
M861D:6YG+6)O='1O;3H@,BXU<'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R
M87`],T1N;W=R87`@<W1Y;&4],T0G8F]R9&5R+6)O='1O;3H@0FQA8VL@,BXU
M<'0@9&]U8FQE.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9CL@=&5X="UA;&EG;CH@;&5F="<^)B,Q-C`[/"]T9#X\=&0@;F]W
M<F%P/3-$;F]W<F%P('-T>6QE/3-$)V)O<F1E<BUB;W1T;VTZ($)L86-K(#(N
M-7!T(&1O=6)L93L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68[('1E>'0M86QI9VXZ(')I9VAT)SXW,2PP-C(\+W1D/CQT9"!N
M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#(N-7!T
M.R!T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`R+C5P=#L@9F]N=#H@,3!P
M="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^
M#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=B;W)D97(M8F]T
M=&]M.B!";&%C:R`R+C5P="!D;W5B;&4[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T97AT+6%L:6=N.B!L969T)SXF(S$V
M,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G8F]R9&5R+6)O
M='1O;3H@0FQA8VL@,BXU<'0@9&]U8FQE.R!F;VYT.B`Q,'!T($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9CL@=&5X="UA;&EG;CH@<FEG:'0G/C@L
M-38P/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M
M8F]T=&]M.B`R+C5P=#L@=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#
M86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D
M(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@,BXU
M<'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF
M)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4]
M,T0G8F]R9&5R+6)O='1O;3H@0FQA8VL@,BXU<'0@9&]U8FQE.R!F;VYT.B`Q
M,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@=&5X="UA;&EG
M;CH@;&5F="<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE
M/3-$)V)O<F1E<BUB;W1T;VTZ($)L86-K(#(N-7!T(&1O=6)L93L@9F]N=#H@
M,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[('1E>'0M86QI
M9VXZ(')I9VAT)SXW-BPT,C4\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y
M;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#(N-7!T.R!T97AT+6%L:6=N.B!L969T
M.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^
M)B,Q-C`[/"]T9#X\+W1R/@T*/"]T86)L93X-"@T*#0H\<"!S='EL93TS1"=F
M;VYT.B`Q,'!T+VYO<FUA;"!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R
M:68[(&UA<F=I;CH@,#L@=&5X="UA;&EG;CH@;&5F="<^)B,Q-C`[/"]P/@T*
M#0H\<"!S='EL93TS1"=F;VYT.B`Q,'!T+VYO<FUA;"!#86QI8G)I+"!(96QV
M971I8V$L(%-A;G,M4V5R:68[(&UA<F=I;CH@,#L@=&5X="UA;&EG;CH@;&5F
M="<^26YT97)E<W0@:6YC;VUE(')E8V]R9&5D(&]N(&YO;BUC;W9E<F5D#0IA
M;F0@8V]V97)E9"!I;7!A:7)E9"!L;V%N<R!D=7)I;F<@=&AE('EE87(@96YD
M960@1&5C96UB97(@,S$L(#(P,3(@=V%S(&EN<VEG;FEF:6-A;G0N)B,Q-C`[
M/"]P/@T*#0H\<"!S='EL93TS1"=F;VYT.B`Q,'!T+VYO<FUA;"!#86QI8G)I
M+"!(96QV971I8V$L(%-A;G,M4V5R:68[(&UA<F=I;CH@,#L@=&5X="UA;&EG
M;CH@;&5F="<^)B,Q-C`[/"]P/@T*#0H\<"!S='EL93TS1"=F;VYT.B`Q,'!T
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M)R`O/@T*5&AE(&9O;&QO=VEN9R!T86)L92!P<F5S96YT<R!T:&4@0V]M<&%N
M>28C,30V.W,@:6UP86ER960@;&]A;G,@87,@;V8@1&5C96UB97(@,S$L(#(P
M,3$N/"]P/@T*#0H\<"!S='EL93TS1"=F;VYT.B`Q,'!T+S$P+C`U<'0@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!M87)G:6XZ(#`[('1E>'0M
M86QI9VXZ(&IU<W1I9GD[('1E>'0M:6YD96YT.B`P+C(U:6XG/B8C,38P.SPO
M<#X-"@T*#0H-"CQP('-T>6QE/3-$)V9O;G0Z(#$P<'0O,3`N,#5P="!#86QI
M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[(&UA<F=I;CH@,#L@=&5X="UA
M;&EG;CH@:G5S=&EF>2<^/"]P/@T*#0H\=&%B;&4@8V5L;'!A9&1I;F<],T0P
M(&-E;&QS<&%C:6YG/3-$,"!S='EL93TS1"=B;W)D97(M8V]L;&%P<V4Z(&-O
M;&QA<'-E.R!W:61T:#H@,3`P)3L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV
M971I8V$L(%-A;G,M4V5R:68G/@T*/'1R('-T>6QE/3-$)W9E<G1I8V%L+6%L
M:6=N.B!B;W1T;VT[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF)SX-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$
M)V9O;G0Z(&ET86QI8R`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9CL@=&5X="UA;&EG;CH@:G5S=&EF>2<^*"0@:6X@=&AO=7-A;F1S*3PO
M=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P861D:6YG+6)O='1O
M;3H@,7!T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@8V]L<W!A;CTS1#(@;F]W<F%P
M/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&-E;G1E<CL@8F]R9&5R
M+6)O='1O;3H@0FQA8VL@,7!T('-O;&ED.R!F;VYT.B`Q,'!T($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9B<^4F5C;W)D960@/&)R("\^#0I);G9E
M<W1M96YT/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I
M;F<M8F]T=&]M.B`Q<'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A
M+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@
M<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#%P=#L@9F]N=#H@,3!P="!#86QI
M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@
M/'1D(&-O;'-P86X],T0R(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT
M+6%L:6=N.B!C96YT97([(&)O<F1E<BUB;W1T;VTZ($)L86-K(#%P="!S;VQI
M9#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G
M/E5N<&%I9"`\8G(@+SX-"E!R:6YC:7!A;"`\8G(@+SX-"D)A;&%N8V4\+W1D
M/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ
M(#%P=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R
M:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P
M861D:6YG+6)O='1O;3H@,7!T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@8V]L<W!A
M;CTS1#(@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&-E
M;G1E<CL@8F]R9&5R+6)O='1O;3H@0FQA8VL@,7!T('-O;&ED.R!F;VYT.B`Q
M,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^4F5L871E9"`\
M8G(@+SX-"D%L;&]W86YC93PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL
M93TS1"=P861D:6YG+6)O='1O;3H@,7!T.R!F;VYT.B`Q,'!T($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P
M/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`Q<'0[(&9O;G0Z
M(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\
M+W1D/@T*("`@(#QT9"!C;VQS<&%N/3-$,B!N;W=R87`],T1N;W=R87`@<W1Y
M;&4],T0G=&5X="UA;&EG;CH@8V5N=&5R.R!B;W)D97(M8F]T=&]M.B!";&%C
M:R`Q<'0@<V]L:60[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF)SY!=F5R86=E(#QB<B`O/@T*4F5C;W)D960@/&)R("\^#0I)
M;G9E<W1M96YT/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A
M9&1I;F<M8F]T=&]M.B`Q<'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CPO='(^#0H\='(@<W1Y;&4]
M,T0G=F5R=&EC86PM86QI9VXZ(&)O='1O;3L@8F%C:V=R;W5N9"UC;VQO<CH@
M<F=B*#(P-"PR,S@L,C4U*3L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I
M8V$L(%-A;G,M4V5R:68G/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@8V]L
M<W!A;CTS1#$W('-T>6QE/3-$)W1E>'0M9&5C;W)A=&EO;CH@=6YD97)L:6YE
M.R!T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9B<^3F]N+6-O=F5R960@;&]A;G,@=VET:"!N;R!R
M96QA=&5D(&%L;&]W86YC92!R96-O<F1E9#H\+W1D/CPO='(^#0H\='(@<W1Y
M;&4],T0G=F5R=&EC86PM86QI9VXZ(&)O='1O;3L@8F%C:V=R;W5N9"UC;VQO
M<CH@5VAI=&4[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF)SX-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E
M>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A
M+"!386YS+5-E<FEF)SY#;VUM97)C:6%L+"!F:6YA;F-I86PL(&%N9"!A9W)I
M8W5L='5R86PZ/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O
M;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V
M,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X
M="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S
M='EL93TS1"=T97AT+6%L:6=N.B!R:6=H=#L@9F]N=#H@,3!P="!#86QI8G)I
M+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A
M<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q
M,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T
M9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@
M(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F
M=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G
M/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT
M+6%L:6=N.B!R:6=H=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S
M='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P
M/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P
M="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^
M/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!R:6=H
M=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G
M/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT
M+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T
M>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y
M;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(
M96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS
M1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!R:6=H=#L@9F]N=#H@,3!P
M="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^
M/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T
M.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^
M)B,Q-C`[/"]T9#X\+W1R/@T*/'1R('-T>6QE/3-$)W9E<G1I8V%L+6%L:6=N
M.B!B;W1T;VT[(&)A8VMG<F]U;F0M8V]L;W(Z(')G8B@R,#0L,C,X+#(U-2D[
M(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SX-
M"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ
M(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF.R!P861D:6YG+6QE9G0Z(#%E;2<^0V]M;65R8VEA;"`M('5N<V5C=7)E
M9#PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-
M"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ
M(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF)SXD/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M
M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9B<^)B,Q-3$[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T
M>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I
M8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS
M1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\
M=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT
M.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^
M)B,Q-3$[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M
M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y
M;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R
M:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL
M93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-3$[/"]T9#X\
M=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[
M(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF
M(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@
M,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO
M=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L
M:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE
M/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE
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M=F5T:6-A+"!386YS+5-E<FEF)SX-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P
M('-T>6QE/3-$)W=I9'1H.B`V,"4[('1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z
M(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!P861D:6YG
M+6QE9G0Z(#%E;2<^0V]M;65R8VEA;"`M('-E8W5R960\+W1D/CQT9"!N;W=R
M87`],T1N;W=R87`@<W1Y;&4],T0G=VED=&@Z(#$E.R!F;VYT.B`Q,'!T($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@
M("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W=I9'1H.B`Q)3L@=&5X
M="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S
M='EL93TS1"=W:61T:#H@-R4[('1E>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q
M,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^,CDU/"]T9#X\
M=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W=I9'1H.B`Q)3L@=&5X="UA
M;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL
M93TS1"=W:61T:#H@,24[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A
M+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G=VED=&@Z(#$E.R!T97AT+6%L:6=N.B!L969T.R!F
M;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q
M-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W=I9'1H.B`W
M)3L@=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF)SXT-S@\+W1D/CQT9"!N;W=R87`],T1N;W=R
M87`@<W1Y;&4],T0G=VED=&@Z(#$E.R!T97AT+6%L:6=N.B!L969T.R!F;VYT
M.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[
M/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W=I9'1H.B`Q)3L@
M9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C
M,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=W
M:61T:#H@,24[('1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R
M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R
M87`],T1N;W=R87`@<W1Y;&4],T0G=VED=&@Z(#<E.R!T97AT+6%L:6=N.B!R
M:6=H=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R
M:68G/B8C,34Q.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=W
M:61T:#H@,24[('1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R
M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R
M87`],T1N;W=R87`@<W1Y;&4],T0G=VED=&@Z(#$E.R!F;VYT.B`Q,'!T($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@
M("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W=I9'1H.B`Q)3L@=&5X
M="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S
M='EL93TS1"=W:61T:#H@-R4[('1E>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q
M,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^-3`T/"]T9#X\
M=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W=I9'1H.B`Q)3L@=&5X="UA
M;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68G/B8C,38P.SPO=&0^/"]T<CX-"CQT<B!S='EL93TS1"=V97)T
M:6-A;"UA;&EG;CH@8F]T=&]M.R!B86-K9W)O=6YD+6-O;&]R.B!R9V(H,C`T
M+#(S."PR-34I.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9B<^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T
M97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9CL@<&%D9&EN9RUL969T.B`Q96TG/E-E8W5R960@8GD@
M:6YV96YT;W)Y(&%N9"!A8V-O=6YT<R!R96-E:79A8FQE/"]T9#X\=&0@;F]W
M<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R
M87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@
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M86YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y
M;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R
M:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL
M93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^-#DS/"]T9#X\=&0@
M;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O
M;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V
M,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P
M="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^
M#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N
M.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$
M)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9B<^)B,Q-3$[/"]T9#X\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N
M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(
M96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO
M=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT
M.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[
M/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ
M(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
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M)SX-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI
M9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4]
M,T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G
M/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@
M;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O
M;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V
M,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P
M="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^
M#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N
M.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$
M)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N
M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(
M96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO
M=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT
M.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[
M/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ
M(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$
M)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R
M87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A
M<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W
M<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT
M.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[
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M:68G/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA
M;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68G/E)E86P@97-T871E("8C,34P.R!C;VYS=')U8W1I;VXL(&QA
M;F0@9&5V96QO<&UE;G0@)B,S.#L@;W1H97(@;&%N9"!L;V%N<SPO=&0^/'1D
M(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@
M;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O
M;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V
M,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG
M;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF)SXQ-2PQ,#4\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4]
M,T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV
M971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO
M=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N
M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O
M;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXR,"PY
M-#$\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG
M;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^
M)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$
M)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R
M87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$U,3L\+W1D/CQT9"!N
M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N
M=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P
M.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-
M"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ
M(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
M=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF)SXQ-RPX-S8\+W1D/CQT9"!N;W=R87`],T1N;W=R
M87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI
M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/"]T<CX-
M"CQT<B!S='EL93TS1"=V97)T:6-A;"UA;&EG;CH@8F]T=&]M.R!B86-K9W)O
M=6YD+6-O;&]R.B!7:&ET93L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I
M8V$L(%-A;G,M4V5R:68G/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y
M;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(
M96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS
M1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@
M0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[
M(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF
M(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA
M;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL
M93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE
M/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@
M0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@
M9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C
M,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q
M,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T
M9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI
M9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4]
M,T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#
M86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D
M(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@
M;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O
M;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V
M,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG
M;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4]
M,T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV
M971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/"]T<CX-"CQT<B!S='EL
M93TS1"=V97)T:6-A;"UA;&EG;CH@8F]T=&]M.R!B86-K9W)O=6YD+6-O;&]R
M.B!R9V(H,C`T+#(S."PR-34I.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9B<^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S
M='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9B<^4F5A;"!E<W1A=&4@)B,Q-3`[(')E
M<VED96YT:6%L+"!F87)M;&%N9"P@86YD(&UU;'1I+69A;6EL>3PO=&0^/'1D
M(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@
M;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O
M;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V
M,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG
M;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF)SXS+#0T,CPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R
M87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI
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M<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
M9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C
M,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T
M97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P
M('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-3$[/"]T9#X\=&0@;F]W
M<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z
M(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\
M+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#
M86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@
M("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L
M969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E
M>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9B<^-2PR-S@\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@
M<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I
M+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/"]T<CX-"CQT
M<B!S='EL93TS1"=V97)T:6-A;"UA;&EG;CH@8F]T=&]M.R!B86-K9W)O=6YD
M+6-O;&]R.B!7:&ET93L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68G/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4]
M,T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV
M971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO
M=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N
M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O
M;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V
M,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG
M;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^
M)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$
M)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R
M87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N
M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N
M=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P
M.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-
M"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ
M(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
M=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R
M87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI
M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO
M=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W
M<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z
M(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\
M+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@
M<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
M=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I
M8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/"]T<CX-"CQT<B!S='EL93TS
M1"=V97)T:6-A;"UA;&EG;CH@8F]T=&]M.R!B86-K9W)O=6YD+6-O;&]R.B!R
M9V(H,C`T+#(S."PR-34I.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9B<^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL
M93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9B<^4F5A;"!E<W1A=&4@)B,Q-3`[(&AO;64@
M97%U:71Y(&QI;F5S(&]F(&-R961I=#PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A
M<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P
M('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R
M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R
M87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z
M(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXT-CPO=&0^
M/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T
M.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^
M)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z
M(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\
M+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA
M;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL
M93TS1"=T97AT+6%L:6=N.B!R:6=H=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(
M96QV971I8V$L(%-A;G,M4V5R:68G/C,P,#PO=&0^/'1D(&YO=W)A<#TS1&YO
M=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@
M;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N
M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N
M=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P
M.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N
M.B!R:6=H=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68G/B8C,34Q.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R
M87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI
M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO
M=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!R:6=H=#L@9F]N
M=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/C<Y/"]T
M9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE
M9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF
M)SXF(S$V,#L\+W1D/CPO='(^#0H\='(@<W1Y;&4],T0G=F5R=&EC86PM86QI
M9VXZ(&)O='1O;3L@8F%C:V=R;W5N9"UC;VQO<CH@5VAI=&4[(&9O;G0Z(#$P
M<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SX-"B`@("`\=&0@
M;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O
M;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V
M,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P
M="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^
M#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N
M.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$
M)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N
M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(
M96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO
M=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT
M.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[
M/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ
M(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$
M)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R
M87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A
M<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W
M<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT
M.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[
M/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ
M(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
M9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C
M,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T
M97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P
M('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W
M<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z
M(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\
M+W1D/CPO='(^#0H\='(@<W1Y;&4],T0G=F5R=&EC86PM86QI9VXZ(&)O='1O
M;3L@8F%C:V=R;W5N9"UC;VQO<CH@<F=B*#(P-"PR,S@L,C4U*3L@9F]N=#H@
M,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/@T*("`@(#QT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@
M9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/E)E
M86P@97-T871E("8C,34P.R!C;VUM97)C:6%L/"]T9#X\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A
M+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#
M86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D
M(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!R:6=H=#L@
M9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/C$V
M+#<Y-#PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L
M:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE
M/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF
M)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4]
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M;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q
M-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P
M<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D
M/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG
M;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=T97AT+6%L:6=N.B!R:6=H=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV
M971I8V$L(%-A;G,M4V5R:68G/B8C,34Q.SPO=&0^/'1D(&YO=W)A<#TS1&YO
M=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@
M;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N
M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N
M=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P
M.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N
M.B!R:6=H=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68G/C$S+#,U.3PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\+W1R/@T*/'1R('-T>6QE
M/3-$)W9E<G1I8V%L+6%L:6=N.B!B;W1T;VT[(&)A8VMG<F]U;F0M8V]L;W(Z
M(%=H:71E.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9B<^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT
M+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T
M>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y
M;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(
M96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS
M1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!R:6=H=#L@9F]N=#H@,3!P
M="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^
M/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T
M.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^
M)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z
M(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\
M+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA
M;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL
M93TS1"=T97AT+6%L:6=N.B!R:6=H=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(
M96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS
M1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\
M=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R
M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@
M9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C
M,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L
M:6=N.B!R:6=H=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL
M93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A
M+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#
M86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D
M(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!R:6=H=#L@
M9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C
M,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L
M:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9B<^)B,Q-C`[/"]T9#X\+W1R/@T*/'1R('-T>6QE/3-$)W9E<G1I
M8V%L+6%L:6=N.B!B;W1T;VT[(&)A8VMG<F]U;F0M8V]L;W(Z(')G8B@R,#0L
M,C,X+#(U-2D[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF)SX-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E
M>'0M86QI9VXZ(&QE9G0[('!A9&1I;F<M8F]T=&]M.B`Q<'0[(&9O;G0Z(#$P
M<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SY#;VYS=6UE<CPO
M=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P861D:6YG+6)O='1O
M;3H@,7!T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T
M>6QE/3-$)V)O<F1E<BUB;W1T;VTZ($)L86-K(#%P="!S;VQI9#L@9F]N=#H@
M,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[('1E>'0M86QI
M9VXZ(&QE9G0G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL
M93TS1"=B;W)D97(M8F]T=&]M.B!";&%C:R`Q<'0@<V]L:60[(&9O;G0Z(#$P
M<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T97AT+6%L:6=N
M.B!R:6=H="<^,3(\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
M<&%D9&EN9RUB;W1T;VTZ(#%P=#L@=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@
M,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO
M=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P861D:6YG+6)O='1O
M;3H@,7!T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T
M>6QE/3-$)V)O<F1E<BUB;W1T;VTZ($)L86-K(#%P="!S;VQI9#L@9F]N=#H@
M,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[('1E>'0M86QI
M9VXZ(&QE9G0G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL
M93TS1"=B;W)D97(M8F]T=&]M.B!";&%C:R`Q<'0@<V]L:60[(&9O;G0Z(#$P
M<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T97AT+6%L:6=N
M.B!R:6=H="<^,SD\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
M<&%D9&EN9RUB;W1T;VTZ(#%P=#L@=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@
M,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO
M=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P861D:6YG+6)O='1O
M;3H@,7!T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T
M>6QE/3-$)V)O<F1E<BUB;W1T;VTZ($)L86-K(#%P="!S;VQI9#L@9F]N=#H@
M,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[('1E>'0M86QI
M9VXZ(&QE9G0G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL
M93TS1"=B;W)D97(M8F]T=&]M.B!";&%C:R`Q<'0@<V]L:60[(&9O;G0Z(#$P
M<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T97AT+6%L:6=N
M.B!R:6=H="<^)B,Q-3$[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE
M/3-$)W!A9&1I;F<M8F]T=&]M.B`Q<'0[('1E>'0M86QI9VXZ(&QE9G0[(&9O
M;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V
M,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB
M;W1T;VTZ(#%P=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A
M<"!S='EL93TS1"=B;W)D97(M8F]T=&]M.B!";&%C:R`Q<'0@<V]L:60[(&9O
M;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T97AT
M+6%L:6=N.B!L969T)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@
M<W1Y;&4],T0G8F]R9&5R+6)O='1O;3H@0FQA8VL@,7!T('-O;&ED.R!F;VYT
M.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@=&5X="UA
M;&EG;CH@<FEG:'0G/C$U/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE
M/3-$)W!A9&1I;F<M8F]T=&]M.B`Q<'0[('1E>'0M86QI9VXZ(&QE9G0[(&9O
M;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V
M,#L\+W1D/CPO='(^#0H\='(@<W1Y;&4],T0G=F5R=&EC86PM86QI9VXZ(&)O
M='1O;3L@8F%C:V=R;W5N9"UC;VQO<CH@5VAI=&4[(&9O;G0Z(#$P<'0@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SX-"B`@("`\=&0@;F]W<F%P
M/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[('!A9&1I;F<M
M8F]T=&]M.B`R+C5P=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68G/E1O=&%L(&YO;BUC;W9E<F5D(&EM<&%I<F5D(&QO86YS
M('=I=&@@;F\@86QL;W=A;F-E/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T
M>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`R+C5P=#L@9F]N=#H@,3!P="!#86QI
M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@
M/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=B;W)D97(M8F]T=&]M.B!"
M;&%C:R`R+C5P="!D;W5B;&4[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF.R!T97AT+6%L:6=N.B!L969T)SXD/"]T9#X\=&0@
M;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V)O<F1E<BUB;W1T;VTZ($)L86-K
M(#(N-7!T(&1O=6)L93L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68[('1E>'0M86QI9VXZ(')I9VAT)SXS-2PW,C$\+W1D/CQT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#(N
M-7!T.R!T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`R+C5P=#L@9F]N=#H@
M,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO
M=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=B;W)D97(M
M8F]T=&]M.B!";&%C:R`R+C5P="!D;W5B;&4[(&9O;G0Z(#$P<'0@0V%L:6)R
M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T97AT+6%L:6=N.B!L969T)SXF
M(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G8F]R9&5R
M+6)O='1O;3H@0FQA8VL@,BXU<'0@9&]U8FQE.R!F;VYT.B`Q,'!T($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@=&5X="UA;&EG;CH@<FEG:'0G
M/C0U+#@P.3PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P861D
M:6YG+6)O='1O;3H@,BXU<'0[('1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P
M<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D
M/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ
M(#(N-7!T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T
M>6QE/3-$)V)O<F1E<BUB;W1T;VTZ($)L86-K(#(N-7!T(&1O=6)L93L@9F]N
M=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[('1E>'0M
M86QI9VXZ(&QE9G0G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S
M='EL93TS1"=B;W)D97(M8F]T=&]M.B!";&%C:R`R+C5P="!D;W5B;&4[(&9O
M;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T97AT
M+6%L:6=N.B!R:6=H="<^)B,Q-3$[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P
M('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`R+C5P=#L@=&5X="UA;&EG;CH@
M;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R
M:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P
M861D:6YG+6)O='1O;3H@,BXU<'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R
M87`],T1N;W=R87`@<W1Y;&4],T0G8F]R9&5R+6)O='1O;3H@0FQA8VL@,BXU
M<'0@9&]U8FQE.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9CL@=&5X="UA;&EG;CH@;&5F="<^)B,Q-C`[/"]T9#X\=&0@;F]W
M<F%P/3-$;F]W<F%P('-T>6QE/3-$)V)O<F1E<BUB;W1T;VTZ($)L86-K(#(N
M-7!T(&1O=6)L93L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68[('1E>'0M86QI9VXZ(')I9VAT)SXS-RPR,S4\+W1D/CQT9"!N
M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#(N-7!T
M.R!T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\+W1R/@T*/'1R('-T>6QE
M/3-$)W9E<G1I8V%L+6%L:6=N.B!B;W1T;VT[(&)A8VMG<F]U;F0M8V]L;W(Z
M(')G8B@R,#0L,C,X+#(U-2D[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF)SX-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T
M>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I
M8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS
M1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\
M=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT
M.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^
M)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M
M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y
M;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R
M:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL
M93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\
M=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[
M(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF
M(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@
M,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO
M=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L
M:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE
M/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@
M0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I
M+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D
M(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F
M;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q
M-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI
M9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE
M/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CPO='(^#0H\='(@<W1Y
M;&4],T0G=F5R=&EC86PM86QI9VXZ(&)O='1O;3L@8F%C:V=R;W5N9"UC;VQO
M<CH@5VAI=&4[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF)SX-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E
M>'0M86QI9VXZ(&QE9G0[('!A9&1I;F<M8F]T=&]M.B`R+C5P=#L@9F]N=#H@
M,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/E1O=&%L(&-O
M=F5R960@:6UP86ER960@;&]A;G,@=VET:"!N;R!A;&QO=V%N8V4\+W1D/CQT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#(N
M-7!T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE
M/3-$)V)O<F1E<BUB;W1T;VTZ($)L86-K(#(N-7!T(&1O=6)L93L@9F]N=#H@
M,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[('1E>'0M86QI
M9VXZ(&QE9G0G/B0\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
M8F]R9&5R+6)O='1O;3H@0FQA8VL@,BXU<'0@9&]U8FQE.R!F;VYT.B`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@=&5X="UA;&EG;CH@
M<FEG:'0G/C0S+#<P,CPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=P861D:6YG+6)O='1O;3H@,BXU<'0[('1E>'0M86QI9VXZ(&QE9G0[(&9O
M;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V
M,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB
M;W1T;VTZ(#(N-7!T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)V)O<F1E<BUB;W1T;VTZ($)L86-K(#(N-7!T(&1O=6)L
M93L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[
M('1E>'0M86QI9VXZ(&QE9G0G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO
M=W)A<"!S='EL93TS1"=B;W)D97(M8F]T=&]M.B!";&%C:R`R+C5P="!D;W5B
M;&4[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF
M.R!T97AT+6%L:6=N.B!R:6=H="<^-S@L-3<X/"]T9#X\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`R+C5P=#L@=&5X="UA
M;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL
M93TS1"=P861D:6YG+6)O='1O;3H@,BXU<'0[(&9O;G0Z(#$P<'0@0V%L:6)R
M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G8F]R9&5R+6)O='1O;3H@0FQA
M8VL@,BXU<'0@9&]U8FQE.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9CL@=&5X="UA;&EG;CH@;&5F="<^)B,Q-C`[/"]T9#X\
M=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V)O<F1E<BUB;W1T;VTZ($)L
M86-K(#(N-7!T(&1O=6)L93L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I
M8V$L(%-A;G,M4V5R:68[('1E>'0M86QI9VXZ(')I9VAT)SXF(S$U,3L\+W1D
M/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ
M(#(N-7!T.R!T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P
M/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`R+C5P=#L@9F]N
M=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P
M.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=B;W)D
M97(M8F]T=&]M.B!";&%C:R`R+C5P="!D;W5B;&4[(&9O;G0Z(#$P<'0@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T97AT+6%L:6=N.B!L969T
M)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G8F]R
M9&5R+6)O='1O;3H@0FQA8VL@,BXU<'0@9&]U8FQE.R!F;VYT.B`Q,'!T($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@=&5X="UA;&EG;CH@<FEG
M:'0G/C0Y+#`S,#PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P
M861D:6YG+6)O='1O;3H@,BXU<'0[('1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z
M(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\
M+W1D/CPO='(^#0H\='(@<W1Y;&4],T0G=F5R=&EC86PM86QI9VXZ(&)O='1O
M;3L@8F%C:V=R;W5N9"UC;VQO<CH@<F=B*#(P-"PR,S@L,C4U*3L@9F]N=#H@
M,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/@T*("`@(#QT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@
M9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C
M,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q
M,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T
M9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI
M9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4]
M,T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#
M86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D
M(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@
M;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O
M;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V
M,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG
M;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4]
M,T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV
M971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO
M=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N
M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O
M;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V
M,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG
M;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^
M)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$
M)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R
M87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N
M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N
M=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P
M.SPO=&0^/"]T<CX-"CQT<B!S='EL93TS1"=V97)T:6-A;"UA;&EG;CH@8F]T
M=&]M.R!B86-K9W)O=6YD+6-O;&]R.B!7:&ET93L@9F]N=#H@,3!P="!#86QI
M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/@T*("`@(#QT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@<&%D9&EN9RUB
M;W1T;VTZ(#(N-7!T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9B<^5&]T86P@:6UP86ER960@;&]A;G,@=VET:"!N;R!A;&QO
M=V%N8V4@<F5C;W)D960\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4]
M,T0G<&%D9&EN9RUB;W1T;VTZ(#(N-7!T.R!F;VYT.B`Q,'!T($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@
M;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V)O<F1E<BUB;W1T;VTZ($)L86-K
M(#(N-7!T(&1O=6)L93L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68[('1E>'0M86QI9VXZ(&QE9G0G/B0\+W1D/CQT9"!N;W=R
M87`],T1N;W=R87`@<W1Y;&4],T0G8F]R9&5R+6)O='1O;3H@0FQA8VL@,BXU
M<'0@9&]U8FQE.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9CL@=&5X="UA;&EG;CH@<FEG:'0G/C<Y+#0R,SPO=&0^/'1D(&YO
M=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@,BXU<'0[
M('1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R
M87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#(N-7!T.R!F;VYT.B`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-
M"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V)O<F1E<BUB;W1T
M;VTZ($)L86-K(#(N-7!T(&1O=6)L93L@9F]N=#H@,3!P="!#86QI8G)I+"!(
M96QV971I8V$L(%-A;G,M4V5R:68[('1E>'0M86QI9VXZ(&QE9G0G/B8C,38P
M.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=B;W)D97(M8F]T
M=&]M.B!";&%C:R`R+C5P="!D;W5B;&4[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T97AT+6%L:6=N.B!R:6=H="<^,3(T
M+#,X-SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P861D:6YG
M+6)O='1O;3H@,BXU<'0[('1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@
M0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#(N
M-7!T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE
M/3-$)V)O<F1E<BUB;W1T;VTZ($)L86-K(#(N-7!T(&1O=6)L93L@9F]N=#H@
M,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[('1E>'0M86QI
M9VXZ(&QE9G0G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL
M93TS1"=B;W)D97(M8F]T=&]M.B!";&%C:R`R+C5P="!D;W5B;&4[(&9O;G0Z
M(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T97AT+6%L
M:6=N.B!R:6=H="<^)B,Q-3$[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T
M>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`R+C5P=#L@=&5X="UA;&EG;CH@;&5F
M=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G
M/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P861D
M:6YG+6)O='1O;3H@,BXU<'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G8F]R9&5R+6)O='1O;3H@0FQA8VL@,BXU<'0@
M9&]U8FQE.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9CL@=&5X="UA;&EG;CH@;&5F="<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P
M/3-$;F]W<F%P('-T>6QE/3-$)V)O<F1E<BUB;W1T;VTZ($)L86-K(#(N-7!T
M(&1O=6)L93L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68[('1E>'0M86QI9VXZ(')I9VAT)SXX-BPR-C4\+W1D/CQT9"!N;W=R
M87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#(N-7!T.R!T
M97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\+W1R/@T*/'1R('-T>6QE/3-$
M)W9E<G1I8V%L+6%L:6=N.B!B;W1T;VT[(&)A8VMG<F]U;F0M8V]L;W(Z(')G
M8B@R,#0L,C,X+#(U-2D[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A
M+"!386YS+5-E<FEF)SX-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE
M/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO
M=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@
M;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F
M;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q
M-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI
M9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4]
M,T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G
M/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@
M;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O
M;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V
M,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P
M="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^
M#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N
M.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$
M)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N
M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(
M96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO
M=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT
M.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[
M/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ
M(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$
M)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CPO='(^#0H\='(@<W1Y;&4]
M,T0G=F5R=&EC86PM86QI9VXZ(&)O='1O;3L@8F%C:V=R;W5N9"UC;VQO<CH@
M5VAI=&4[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF)SX-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M
M9&5C;W)A=&EO;CH@=6YD97)L:6YE.R!T97AT+6%L:6=N.B!L969T.R!F;VYT
M.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^3F]N+6-O
M=F5R960F(S$V,#LF(S$V,#ML;V%N<R!W:71H(&%N(&%L;&]W86YC92!R96-O
M<F1E9#H\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@
M,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO
M=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L
M:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE
M/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@
M0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I
M+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D
M(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F
M;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q
M-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI
M9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE
M/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO
M=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@
M;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F
M;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q
M-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI
M9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF)SXF(S$V,#L\+W1D/CPO='(^#0H\='(@<W1Y;&4],T0G=F5R=&EC
M86PM86QI9VXZ(&)O='1O;3L@8F%C:V=R;W5N9"UC;VQO<CH@<F=B*#(P-"PR
M,S@L,C4U*3L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68G/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X
M="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68G/D-O;6UE<F-I86PL(&9I;F%N8VEA;"P@86YD(&%G<FEC
M=6QT=7)A;#H\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N
M=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P
M.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT
M+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T
M>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P
M/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P
M<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D
M/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI
M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@
M/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T
M.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^
M)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M
M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T
M>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I
M8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS
M1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\
M=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT
M.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^
M)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M
M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y
M;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R
M:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL
M93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\
M=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[
M(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF
M(S$V,#L\+W1D/CPO='(^#0H\='(@<W1Y;&4],T0G=F5R=&EC86PM86QI9VXZ
M(&)O='1O;3L@8F%C:V=R;W5N9"UC;VQO<CH@5VAI=&4[(&9O;G0Z(#$P<'0@
M0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SX-"B`@("`\=&0@;F]W
M<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z
M(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!P861D:6YG
M+6QE9G0Z(#%E;2<^0V]M;65R8VEA;"`M('5N<V5C=7)E9#PO=&0^/'1D(&YO
M=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W
M<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z
M(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXD/"]T9#X\
M=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT
M.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^
M-#4R/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI
M9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4]
M,T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G
M/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^-#4T/"]T9#X\=&0@;F]W
M<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z
M(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\
M+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#
M86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@
M("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L
M969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E
M>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9B<^-3D\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y
M;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(
M96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS
M1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@
M0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[
M(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXR
M,C8\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG
M;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68G/B8C,38P.SPO=&0^/"]T<CX-"CQT<B!S='EL93TS1"=V97)T:6-A
M;"UA;&EG;CH@8F]T=&]M.R!B86-K9W)O=6YD+6-O;&]R.B!R9V(H,C`T+#(S
M."PR-34I.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9B<^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT
M+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9CL@<&%D9&EN9RUL969T.B`Q96TG/D-O;6UE<F-I86P@+2!S
M96-U<F5D/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z
M(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\
M+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA
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M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I
M+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D
M(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F
M;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q
M-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI
M9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9B<^,2PX.3D\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4]
M,T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV
M971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO
M=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N
M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O
M;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXR.34\
M+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@
M;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R
M:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F
M;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q
M-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E
M>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A
M+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@
M<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R
M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXQ+#0R-SPO=&0^/'1D(&YO=W)A
M<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q
M,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T
M9#X\+W1R/@T*/'1R('-T>6QE/3-$)W9E<G1I8V%L+6%L:6=N.B!B;W1T;VT[
M(&)A8VMG<F]U;F0M8V]L;W(Z(%=H:71E.R!F;VYT.B`Q,'!T($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9B<^#0H@("`@/'1D(&YO=W)A<#TS1&YO
M=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@<&%D9&EN9RUL969T.B`Q
M96TG/E-E8W5R960@8GD@:6YV96YT;W)Y(&%N9"!A8V-O=6YT<R!R96-E:79A
M8FQE/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P
M<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D
M/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG
M;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=T97AT+6%L:6=N.B!R:6=H=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV
M971I8V$L(%-A;G,M4V5R:68G/C4V,3PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A
M<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W
M<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R
M87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@
M,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO
M=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!R
M:6=H=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R
M:68G/C4W,3PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT
M+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T
M>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y
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M;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q
M-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P
M<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D
M/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG
M;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=T97AT+6%L:6=N.B!R:6=H=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV
M971I8V$L(%-A;G,M4V5R:68G/C,Y,3PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A
M<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\+W1R/@T*
M/'1R('-T>6QE/3-$)W9E<G1I8V%L+6%L:6=N.B!B;W1T;VT[(&)A8VMG<F]U
M;F0M8V]L;W(Z(')G8B@R,#0L,C,X+#(U-2D[(&9O;G0Z(#$P<'0@0V%L:6)R
M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SX-"B`@("`\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@
M0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I
M+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D
M(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F
M;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q
M-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI
M9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE
M/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO
M=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@
M;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F
M;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q
M-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI
M9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4]
M,T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G
M/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@
M;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O
M;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V
M,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P
M="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^
M#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N
M.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$
M)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CPO='(^
M#0H\='(@<W1Y;&4],T0G=F5R=&EC86PM86QI9VXZ(&)O='1O;3L@8F%C:V=R
M;W5N9"UC;VQO<CH@5VAI=&4[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF)SX-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T
M>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF)SY296%L(&5S=&%T92`F(S$U,#L@8V]N
M<W1R=6-T:6]N+"!L86YD(&1E=F5L;W!M96YT("8C,S@[(&]T:&5R(&QA;F0@
M;&]A;G,\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@
M,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO
M=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L
M:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE
M/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9B<^,3`L,S8P/"]T9#X\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@
M0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I
M+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D
M(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F
M;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q
M-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI
M9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9B<^,3(L-C`V/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE
M/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO
M=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@
M;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F
M;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^,BPR
M-#0\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG
M;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^
M)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$
M)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R
M87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXQ-2PW.#(\+W1D/CQT9"!N
M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N
M=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P
M.SPO=&0^/"]T<CX-"CQT<B!S='EL93TS1"=V97)T:6-A;"UA;&EG;CH@8F]T
M=&]M.R!B86-K9W)O=6YD+6-O;&]R.B!R9V(H,C`T+#(S."PR-34I.R!F;VYT
M.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^#0H@("`@
M/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T
M.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^
M)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z
M(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\
M+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA
M;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL
M93TS1"=T97AT+6%L:6=N.B!R:6=H=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(
M96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS
M1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\
M=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R
M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@
M9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C
M,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L
M:6=N.B!R:6=H=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL
M93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A
M+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#
M86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D
M(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!R:6=H=#L@
M9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C
M,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L
M:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE
M/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF
M)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4]
M,T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV
M971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO
M=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!R:6=H=#L@9F]N=#H@,3!P="!#
M86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D
M(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F
M;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q
M-C`[/"]T9#X\+W1R/@T*/'1R('-T>6QE/3-$)W9E<G1I8V%L+6%L:6=N.B!B
M;W1T;VT[(&)A8VMG<F]U;F0M8V]L;W(Z(%=H:71E.R!F;VYT.B`Q,'!T($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^#0H@("`@/'1D(&YO=W)A
M<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q
M,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^4F5A;"!E<W1A
M=&4@)B,Q-3`[(')E<VED96YT:6%L+"!F87)M;&%N9"P@86YD(&UU;'1I+69A
M;6EL>3PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q
M,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T
M9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI
M9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4]
M,T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF)SXR-"PT-C`\+W1D/CQT9"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#
M86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D
M(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@
M;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O
M;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V
M,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG
M;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF)SXR-BPQ-3,\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4]
M,T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV
M971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO
M=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N
M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O
M;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXR+#$V
M.3PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N
M.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$
M)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF
M(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
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M.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[
M/"]T9#X\+W1R/@T*/'1R('-T>6QE/3-$)W9E<G1I8V%L+6%L:6=N.B!B;W1T
M;VT[(&)A8VMG<F]U;F0M8V]L;W(Z(')G8B@R,#0L,C,X+#(U-2D[(&9O;G0Z
M(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SX-"B`@("`\
M=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[
M(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF
M(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@
M,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO
M=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L
M:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE
M/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@
M0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I
M+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D
M(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F
M;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q
M-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI
M9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE
M/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO
M=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@
M;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F
M;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q
M-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI
M9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4]
M,T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G
M/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@
M;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O
M;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V
M,#L\+W1D/CPO='(^#0H\='(@<W1Y;&4],T0G=F5R=&EC86PM86QI9VXZ(&)O
M='1O;3L@8F%C:V=R;W5N9"UC;VQO<CH@5VAI=&4[(&9O;G0Z(#$P<'0@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SX-"B`@("`\=&0@;F]W<F%P
M/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P
M<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SY296%L(&5S=&%T
M92`F(S$U,#L@:&]M92!E<75I='D@;&EN97,@;V8@8W)E9&ET/"]T9#X\=&0@
M;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N
M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N
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M:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R
M87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A
M<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W
M<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT
M.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^,RPQ-#$\
M+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@
M;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R
M:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F
M;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q
M-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E
M>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A
M+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@
M<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R
M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXQ,3<\+W1D/CQT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P
M="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^
M/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\
M=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[
M(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF
M(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA
M;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF)SXR+#4T-#PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL
M93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\+W1R/@T*/'1R('-T
M>6QE/3-$)W9E<G1I8V%L+6%L:6=N.B!B;W1T;VT[(&)A8VMG<F]U;F0M8V]L
M;W(Z(')G8B@R,#0L,C,X+#(U-2D[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF)SX-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P
M('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R
M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R
M87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV
M971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A
M<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q
M,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T
M9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I
M9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E
M>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A
M+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@
M<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S
M='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P
M/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q
M,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T
M9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE
M9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF
M)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N
M=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P
M.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT
M+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T
M>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P
M/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P
M<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D
M/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI
M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@
M/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T
M.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^
M)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M
M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T
M>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CPO='(^#0H\='(@
M<W1Y;&4],T0G=F5R=&EC86PM86QI9VXZ(&)O='1O;3L@8F%C:V=R;W5N9"UC
M;VQO<CH@5VAI=&4[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF)SX-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$
M)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF)SY296%L(&5S=&%T92`F(S$U,#L@8V]M;65R8VEA
M;#PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-
M"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ
M(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
M=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF)SXU+#DV-3PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A
M<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W
M<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R
M87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@
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M+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@
M<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S
M='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P
M/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q
M,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^,C@S/"]T9#X\
M=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[
M(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF
M(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@
M,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO
M=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L
M:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE
M/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9B<^-BPV,#(\+W1D/CQT9"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#
M86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/"]T
M<CX-"CQT<B!S='EL93TS1"=V97)T:6-A;"UA;&EG;CH@8F]T=&]M.R!B86-K
M9W)O=6YD+6-O;&]R.B!R9V(H,C`T+#(S."PR-34I.R!F;VYT.B`Q,'!T($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^#0H@("`@/'1D(&YO=W)A
M<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q
M,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T
M9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@
M(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F
M=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G
M/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT
M+6%L:6=N.B!R:6=H=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S
M='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P
M/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P
M="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^
M/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!R:6=H
M=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G
M/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT
M+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T
M>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y
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M.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^
M)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z
M(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\
M+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA
M;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL
M93TS1"=T97AT+6%L:6=N.B!R:6=H=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(
M96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS
M1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\
M+W1R/@T*/'1R('-T>6QE/3-$)W9E<G1I8V%L+6%L:6=N.B!B;W1T;VT[(&)A
M8VMG<F]U;F0M8V]L;W(Z(%=H:71E.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9B<^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A
M<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!P861D:6YG+6)O='1O;3H@
M,7!T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9B<^0V]N<W5M97(\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
M<&%D9&EN9RUB;W1T;VTZ(#%P=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV
M971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A
M<#TS1&YO=W)A<"!S='EL93TS1"=B;W)D97(M8F]T=&]M.B!";&%C:R`Q<'0@
M<V]L:60[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF.R!T97AT+6%L:6=N.B!L969T)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G8F]R9&5R+6)O='1O;3H@0FQA8VL@,7!T('-O
M;&ED.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9CL@=&5X="UA;&EG;CH@<FEG:'0G/C(L-S4W/"]T9#X\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`Q<'0[('1E>'0M86QI
M9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4]
M,T0G<&%D9&EN9RUB;W1T;VTZ(#%P=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(
M96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO
M=W)A<#TS1&YO=W)A<"!S='EL93TS1"=B;W)D97(M8F]T=&]M.B!";&%C:R`Q
M<'0@<V]L:60[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF.R!T97AT+6%L:6=N.B!L969T)SXF(S$V,#L\+W1D/CQT9"!N;W=R
M87`],T1N;W=R87`@<W1Y;&4],T0G8F]R9&5R+6)O='1O;3H@0FQA8VL@,7!T
M('-O;&ED.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9CL@=&5X="UA;&EG;CH@<FEG:'0G/C(L-S4Y/"]T9#X\=&0@;F]W<F%P
M/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`Q<'0[('1E>'0M
M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y
M;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#%P=#L@9F]N=#H@,3!P="!#86QI8G)I
M+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D
M(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=B;W)D97(M8F]T=&]M.B!";&%C
M:R`Q<'0@<V]L:60[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF.R!T97AT+6%L:6=N.B!L969T)SXF(S$V,#L\+W1D/CQT9"!N
M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G8F]R9&5R+6)O='1O;3H@0FQA8VL@
M,7!T('-O;&ED.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9CL@=&5X="UA;&EG;CH@<FEG:'0G/C0X,3PO=&0^/'1D(&YO=W)A
M<#TS1&YO=W)A<"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@,7!T.R!T97AT
M+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T
M>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`Q<'0[(&9O;G0Z(#$P<'0@0V%L:6)R
M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G8F]R9&5R+6)O='1O;3H@0FQA
M8VL@,7!T('-O;&ED.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9CL@=&5X="UA;&EG;CH@;&5F="<^)B,Q-C`[/"]T9#X\=&0@
M;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V)O<F1E<BUB;W1T;VTZ($)L86-K
M(#%P="!S;VQI9#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68[('1E>'0M86QI9VXZ(')I9VAT)SXR+#,R.3PO=&0^/'1D(&YO
M=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@,7!T.R!T
M97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\+W1R/@T*/'1R('-T>6QE/3-$
M)W9E<G1I8V%L+6%L:6=N.B!B;W1T;VT[(&)A8VMG<F]U;F0M8V]L;W(Z(')G
M8B@R,#0L,C,X+#(U-2D[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A
M+"!386YS+5-E<FEF)SX-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE
M/3-$)W1E>'0M86QI9VXZ(&QE9G0[('!A9&1I;F<M8F]T=&]M.B`R+C5P=#L@
M9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/E1O
M=&%L(&YO;BUC;W9E<F5D(&EM<&%I<F5D(&QO86YS('=I=&@@86QL;W=A;F-E
M/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T
M=&]M.B`R+C5P=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A
M<"!S='EL93TS1"=B;W)D97(M8F]T=&]M.B!";&%C:R`R+C5P="!D;W5B;&4[
M(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T
M97AT+6%L:6=N.B!L969T)SXD/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T
M>6QE/3-$)V)O<F1E<BUB;W1T;VTZ($)L86-K(#(N-7!T(&1O=6)L93L@9F]N
M=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[('1E>'0M
M86QI9VXZ(')I9VAT)SXT.2PU-C4\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@
M<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#(N-7!T.R!T97AT+6%L:6=N.B!L
M969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A
M9&1I;F<M8F]T=&]M.B`R+C5P=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV
M971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A
M<#TS1&YO=W)A<"!S='EL93TS1"=B;W)D97(M8F]T=&]M.B!";&%C:R`R+C5P
M="!D;W5B;&4[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF.R!T97AT+6%L:6=N.B!L969T)SXF(S$V,#L\+W1D/CQT9"!N;W=R
M87`],T1N;W=R87`@<W1Y;&4],T0G8F]R9&5R+6)O='1O;3H@0FQA8VL@,BXU
M<'0@9&]U8FQE.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9CL@=&5X="UA;&EG;CH@<FEG:'0G/C4T+#`P-#PO=&0^/'1D(&YO
M=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@,BXU<'0[
M('1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R
M87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#(N-7!T.R!F;VYT.B`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-
M"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V)O<F1E<BUB;W1T
M;VTZ($)L86-K(#(N-7!T(&1O=6)L93L@9F]N=#H@,3!P="!#86QI8G)I+"!(
M96QV971I8V$L(%-A;G,M4V5R:68[('1E>'0M86QI9VXZ(&QE9G0G/B8C,38P
M.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=B;W)D97(M8F]T
M=&]M.B!";&%C:R`R+C5P="!D;W5B;&4[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T97AT+6%L:6=N.B!R:6=H="<^-2PX
M,#0\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB
M;W1T;VTZ(#(N-7!T.R!T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@
M;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`R+C5P
M=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G
M/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=B;W)D97(M8F]T=&]M.B!";&%C:R`R+C5P="!D;W5B;&4[(&9O;G0Z(#$P
M<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T97AT+6%L:6=N
M.B!L969T)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4]
M,T0G8F]R9&5R+6)O='1O;3H@0FQA8VL@,BXU<'0@9&]U8FQE.R!F;VYT.B`Q
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M0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SX-"B`@("`\=&0@;F]W
M<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z
M(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\
M+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#
M86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@
M("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L
M969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E
M>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P
M('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R
M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R
M87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV
M971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A
M<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q
M,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T
M9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I
M9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E
M>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A
M+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@
M<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S
M='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P
M/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q
M,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T
M9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE
M9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF
M)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N
M=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P
M.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT
M+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T
M>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P
M/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P
M<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D
M/CPO='(^#0H\='(@<W1Y;&4],T0G=F5R=&EC86PM86QI9VXZ(&)O='1O;3L@
M8F%C:V=R;W5N9"UC;VQO<CH@<F=B*#(P-"PR,S@L,C4U*3L@9F]N=#H@,3!P
M="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/@T*("`@(#QT9"!N
M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@<&%D
M9&EN9RUB;W1T;VTZ(#(N-7!T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9B<^5&]T86P@8V]V97)E9"!I;7!A:7)E9"!L;V%N
M<R!W:71H(&%L;&]W86YC93PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL
M93TS1"=P861D:6YG+6)O='1O;3H@,BXU<'0[(&9O;G0Z(#$P<'0@0V%L:6)R
M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G8F]R9&5R+6)O='1O;3H@0FQA
M8VL@,BXU<'0@9&]U8FQE.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9CL@=&5X="UA;&EG;CH@;&5F="<^)#PO=&0^/'1D(&YO
M=W)A<#TS1&YO=W)A<"!S='EL93TS1"=B;W)D97(M8F]T=&]M.B!";&%C:R`R
M+C5P="!D;W5B;&4[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF.R!T97AT+6%L:6=N.B!R:6=H="<^,3$L.3@X/"]T9#X\=&0@
M;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`R+C5P
M=#L@=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV
M971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO
M=W)A<"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@,BXU<'0[(&9O;G0Z(#$P
M<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D
M/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G8F]R9&5R+6)O
M='1O;3H@0FQA8VL@,BXU<'0@9&]U8FQE.R!F;VYT.B`Q,'!T($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9CL@=&5X="UA;&EG;CH@;&5F="<^)B,Q
M-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V)O<F1E<BUB
M;W1T;VTZ($)L86-K(#(N-7!T(&1O=6)L93L@9F]N=#H@,3!P="!#86QI8G)I
M+"!(96QV971I8V$L(%-A;G,M4V5R:68[('1E>'0M86QI9VXZ(')I9VAT)SXQ
M-2PV-S`\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN
M9RUB;W1T;VTZ(#(N-7!T.R!T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\
M=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`R
M+C5P=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R
M:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL
M93TS1"=B;W)D97(M8F]T=&]M.B!";&%C:R`R+C5P="!D;W5B;&4[(&9O;G0Z
M(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T97AT+6%L
M:6=N.B!L969T)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y
M;&4],T0G8F]R9&5R+6)O='1O;3H@0FQA8VL@,BXU<'0@9&]U8FQE.R!F;VYT
M.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@=&5X="UA
M;&EG;CH@<FEG:'0G/C4L,3`V/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T
M>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`R+C5P=#L@=&5X="UA;&EG;CH@;&5F
M=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G
M/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P861D
M:6YG+6)O='1O;3H@,BXU<'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G8F]R9&5R+6)O='1O;3H@0FQA8VL@,BXU<'0@
M9&]U8FQE.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9CL@=&5X="UA;&EG;CH@;&5F="<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P
M/3-$;F]W<F%P('-T>6QE/3-$)V)O<F1E<BUB;W1T;VTZ($)L86-K(#(N-7!T
M(&1O=6)L93L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68[('1E>'0M86QI9VXZ(')I9VAT)SXQ-"PR-3D\+W1D/CQT9"!N;W=R
M87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#(N-7!T.R!T
M97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\+W1R/@T*/'1R('-T>6QE/3-$
M)W9E<G1I8V%L+6%L:6=N.B!B;W1T;VT[(&)A8VMG<F]U;F0M8V]L;W(Z(%=H
M:71E.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9B<^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L
M:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE
M/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF
M)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4]
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M;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q
M-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P
M<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D
M/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG
M;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=T97AT+6%L:6=N.B!R:6=H=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV
M971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO
M=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@
M;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N
M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N
M=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P
M.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N
M.B!R:6=H=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R
M87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI
M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO
M=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!R:6=H=#L@9F]N
M=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P
M.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N
M.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9B<^)B,Q-C`[/"]T9#X\+W1R/@T*/'1R('-T>6QE/3-$)W9E<G1I8V%L
M+6%L:6=N.B!B;W1T;VT[(&)A8VMG<F]U;F0M8V]L;W(Z(')G8B@R,#0L,C,X
M+#(U-2D[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF)SX-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M
M86QI9VXZ(&QE9G0[('!A9&1I;F<M8F]T=&]M.B`R+C5P=#L@9F]N=#H@,3!P
M="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/E1O=&%L(&EM<&%I
M<F5D(&QO86YS('=I=&@@86X@86QL;W=A;F-E(')E8V]R9&5D/"]T9#X\=&0@
M;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`R+C5P
M=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G
M/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=B;W)D97(M8F]T=&]M.B!";&%C:R`R+C5P="!D;W5B;&4[(&9O;G0Z(#$P
M<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T97AT+6%L:6=N
M.B!L969T)SXD/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V)O
M<F1E<BUB;W1T;VTZ($)L86-K(#(N-7!T(&1O=6)L93L@9F]N=#H@,3!P="!#
M86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[('1E>'0M86QI9VXZ(')I
M9VAT)SXV,2PU-3,\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
M<&%D9&EN9RUB;W1T;VTZ(#(N-7!T.R!T97AT+6%L:6=N.B!L969T.R!F;VYT
M.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[
M/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T
M=&]M.B`R+C5P=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A
M<"!S='EL93TS1"=B;W)D97(M8F]T=&]M.B!";&%C:R`R+C5P="!D;W5B;&4[
M(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T
M97AT+6%L:6=N.B!L969T)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R
M87`@<W1Y;&4],T0G8F]R9&5R+6)O='1O;3H@0FQA8VL@,BXU<'0@9&]U8FQE
M.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@
M=&5X="UA;&EG;CH@<FEG:'0G/C8Y+#8W-#PO=&0^/'1D(&YO=W)A<#TS1&YO
M=W)A<"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@,BXU<'0[('1E>'0M86QI
M9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4]
M,T0G<&%D9&EN9RUB;W1T;VTZ(#(N-7!T.R!F;VYT.B`Q,'!T($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@
M;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V)O<F1E<BUB;W1T;VTZ($)L86-K
M(#(N-7!T(&1O=6)L93L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68[('1E>'0M86QI9VXZ(&QE9G0G/B8C,38P.SPO=&0^/'1D
M(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=B;W)D97(M8F]T=&]M.B!";&%C
M:R`R+C5P="!D;W5B;&4[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A
M+"!386YS+5-E<FEF.R!T97AT+6%L:6=N.B!R:6=H="<^,3`L.3$P/"]T9#X\
M=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`R
M+C5P=#L@=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(
M96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS
M1&YO=W)A<"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@,BXU<'0[(&9O;G0Z
M(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\
M+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G8F]R9&5R
M+6)O='1O;3H@0FQA8VL@,BXU<'0@9&]U8FQE.R!F;VYT.B`Q,'!T($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@=&5X="UA;&EG;CH@;&5F="<^
M)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V)O<F1E
M<BUB;W1T;VTZ($)L86-K(#(N-7!T(&1O=6)L93L@9F]N=#H@,3!P="!#86QI
M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[('1E>'0M86QI9VXZ(')I9VAT
M)SXV-BPP-#<\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D
M9&EN9RUB;W1T;VTZ(#(N-7!T.R!T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q
M,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T
M9#X\+W1R/@T*/"]T86)L93X-"@T*/'`@<W1Y;&4],T0G9F]N=#H@,3!P="\Q
M,"XP-7!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@;6%R9VEN
M.B`P.R!T97AT+6%L:6=N.B!J=7-T:69Y.R!T97AT+6EN9&5N=#H@,"XR-6EN
M)SXF(S$V,#L\+W`^#0H-"CQP('-T>6QE/3-$)V9O;G0Z(#$P<'0O;F]R;6%L
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@;6%R9VEN.B`P.R!T
M97AT+6%L:6=N.B!L969T)SY);G1E<F5S="!I;F-O;64@<F5C;W)D960@;VX@
M;F]N+6-O=F5R960-"F%N9"!C;W9E<F5D(&EM<&%I<F5D(&QO86YS(&1U<FEN
M9R!T:&4@>65A<B!E;F1E9"!$96-E;6)E<B`S,2P@,C`Q,2!W87,@:6YS:6=N
M:69I8V%N="X\+W`^#0H-"CQP('-T>6QE/3-$)V9O;G0Z(#$P<'0O;F]R;6%L
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@;6%R9VEN.B`P.R!T
M97AT+6%L:6=N.B!L969T.R!T97AT+6EN9&5N=#H@,"XR-6EN)SXF(S$V,#L\
M+W`^#0H-"CQP('-T>6QE/3-$)V9O;G0Z(#$P<'0O;F]R;6%L($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9CL@;6%R9VEN.B`P.R!T97AT+6%L:6=N
M.B!L969T)SY4:&4@<F5L871E9"!A;&QO=V%N8V4@;&ES=&5D(&%B;W9E(&EN
M8VQU9&5S#0IB;W1H(')E<V5R=F5S(&]N(&QO86YS('-P96-I9FEC86QL>2!R
M979I97=E9"!F;W(@:6UP86ER;65N="!A;F0@9V5N97)A;"!R97-E<G9E<R!O
M;B!I;7!A:7)E9"!L;V%N<R!T:&%T('=E<F4@;F]T('-P96-I9FEC86QL>2!R
M979I97=E9`T*9F]R(&EM<&%I<FUE;G0N/"]P/@T*#0H\<"!S='EL93TS1"=F
M;VYT.B`Q,'!T+VYO<FUA;"!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R
M:68[(&UA<F=I;CH@,#L@=&5X="UA;&EG;CH@;&5F=#L@=&5X="UI;F1E;G0Z
M(#`N,6EN)SXF(S$V,#L\+W`^#0H-"@T*#0H\<"!S='EL93TS1"=F;VYT.B`Q
M,'!T+VYO<FUA;"!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[(&UA
M<F=I;CH@,#L@=&5X="UA;&EG;CH@;&5F="<^)B,Q-C`[/"]P/@T*#0H\<"!S
M='EL93TS1"=F;VYT.B`Q,'!T+VYO<FUA;"!#86QI8G)I+"!(96QV971I8V$L
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M86X@='EP92XF(S$V,#L\+W`^#0H-"CQP('-T>6QE/3-$)V9O;G0Z(#$P<'0O
M;F]R;6%L($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@;6%R9VEN
M.B`P(#`@,"`P+C)I;CL@=&5X="UA;&EG;CH@;&5F=#L@=&5X="UI;F1E;G0Z
M(#`N,6EN)SXF(S$V,#L\+W`^#0H-"CQP('-T>6QE/3-$)V9O;G0Z(#$P<'0O
M;F]R;6%L($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@;6%R9VEN
M.B`P.R!T97AT+6%L:6=N.B!L969T)SY4:&4@9F]L;&]W:6YG(&1E<V-R:6)E
M<R!T:&4@0V]M<&%N>28C,30V.W,-"FEN=&5R;F%L(')I<VL@9W)A9&5S(&EN
M(&%S8V5N9&EN9R!O<F1E<B!O9B!L:6ME;&EH;V]D(&]F(&QO<W,Z/"]P/@T*
M#0H\<"!S='EL93TS1"=F;VYT.B`Q,'!T+S$P+C`U<'0@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF.R!M87)G:6XZ(#`[('1E>'0M86QI9VXZ(&IU
M<W1I9GD[('1E>'0M:6YD96YT.B`P+C%I;B<^)B,Q-C`[/"]P/@T*#0H\=&%B
M;&4@8V5L;'-P86-I;F<],T0P(&-E;&QP861D:6YG/3-$,"!S='EL93TS1"=W
M:61T:#H@,3`P)3L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68[(&)O<F1E<BUC;VQL87!S93H@8V]L;&%P<V4G/@T*/'1R('-T
M>6QE/3-$)W9E<G1I8V%L+6%L:6=N.B!T;W`[(&9O;G0Z(#$P<'0@0V%L:6)R
M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SX-"B`@("`\=&0@<W1Y;&4],T0G
M=VED=&@Z(#@E.R!P861D:6YG+7)I9VAT.B`U+C1P=#L@<&%D9&EN9RUL969T
M.B`U+C1P=#L@=&5X="UA;&EG;CH@:G5S=&EF>3L@9F]N=#H@,3!P="\Q,"XP
M-7!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T
M9#X-"B`@("`\=&0@<W1Y;&4],T0G=VED=&@Z(#(Q)3L@<&%D9&EN9RUR:6=H
M=#H@-2XT<'0[('!A9&1I;F<M;&5F=#H@-2XT<'0[('1E>'0M86QI9VXZ(&-E
M;G1E<CL@9F]N=#H@,3!P="\Q,"XP-7!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9B<^/&9O;G0@<W1Y;&4],T0G9F]N="UF86UI;'DZ($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^3G5M97)I8V%L(%)I<VL@1W)A
M9&4\+V9O;G0^/"]T9#X-"B`@("`\=&0@<W1Y;&4],T0G=VED=&@Z(#<Q)3L@
M<&%D9&EN9RUR:6=H=#H@-2XT<'0[('!A9&1I;F<M;&5F=#H@-2XT<'0[('1E
M>'0M86QI9VXZ(&IU<W1I9GD[(&9O;G0Z(#$P<'0O,3`N,#5P="!#86QI8G)I
M+"!(96QV971I8V$L(%-A;G,M4V5R:68G/CQF;VYT('-T>6QE/3-$)V9O;G0M
M9F%M:6QY.B!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/D1E<V-R
M:7!T:6]N/"]F;VYT/CPO=&0^/"]T<CX-"CQT<B!S='EL93TS1"=V97)T:6-A
M;"UA;&EG;CH@=&]P.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9B<^#0H@("`@/'1D(&-O;'-P86X],T0R('-T>6QE/3-$)V9O
M;G0Z(#$P<'0O,3`N,#5P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R
M:68[('1E>'0M86QI9VXZ(&IU<W1I9GDG/CQF;VYT('-T>6QE/3-$)V9O;G0M
M9F%M:6QY.B!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/CQU/E!A
M<W,Z/"]U/CPO9F]N=#X\+W1D/@T*("`@(#QT9"!S='EL93TS1"=P861D:6YG
M+7)I9VAT.B`U+C1P=#L@<&%D9&EN9RUL969T.B`U+C1P=#L@=&5X="UA;&EG
M;CH@:G5S=&EF>3L@9F]N=#H@,3!P="\Q,"XP-7!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\+W1R/@T*/'1R('-T>6QE
M/3-$)W9E<G1I8V%L+6%L:6=N.B!T;W`[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF.R!B86-K9W)O=6YD+6-O;&]R.B!R9V(H
M,C`T+#(S."PR-34I)SX-"B`@("`\=&0@<W1Y;&4],T0G<&%D9&EN9RUR:6=H
M=#H@-2XT<'0[('!A9&1I;F<M;&5F=#H@-2XT<'0[('1E>'0M86QI9VXZ(&IU
M<W1I9GD[(&9O;G0Z(#$P<'0O,3`N,#5P="!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D('-T>6QE/3-$)W!A
M9&1I;F<M<FEG:'0Z(#4N-'!T.R!P861D:6YG+6QE9G0Z(#4N-'!T.R!T97AT
M+6%L:6=N.B!C96YT97([(&9O;G0Z(#$P<'0O,3`N,#5P="!#86QI8G)I+"!(
M96QV971I8V$L(%-A;G,M4V5R:68G/CQF;VYT('-T>6QE/3-$)V9O;G0M9F%M
M:6QY.B!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/C$\+V9O;G0^
M/"]T9#X-"B`@("`\=&0@<W1Y;&4],T0G<&%D9&EN9RUR:6=H=#H@-2XT<'0[
M('!A9&1I;F<M;&5F=#H@-2XT<'0[('1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z
M(#$P<'0O,3`N,#5P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G
M/CQF;VYT('-T>6QE/3-$)V9O;G0M9F%M:6QY.B!#86QI8G)I+"!(96QV971I
M8V$L(%-A;G,M4V5R:68G/D-A<V@@<V5C=7)E9"!L;V%N<RX\+V9O;G0^/"]T
M9#X\+W1R/@T*/'1R('-T>6QE/3-$)W9E<G1I8V%L+6%L:6=N.B!T;W`[(&9O
M;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!B86-K
M9W)O=6YD+6-O;&]R.B!7:&ET92<^#0H@("`@/'1D('-T>6QE/3-$)W!A9&1I
M;F<M<FEG:'0Z(#4N-'!T.R!P861D:6YG+6QE9G0Z(#4N-'!T.R!T97AT+6%L
M:6=N.B!J=7-T:69Y.R!F;VYT.B`Q,'!T+S$P+C`U<'0@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!S='EL
M93TS1"=P861D:6YG+7)I9VAT.B`U+C1P=#L@<&%D9&EN9RUL969T.B`U+C1P
M=#L@=&5X="UA;&EG;CH@8V5N=&5R.R!F;VYT.B`Q,'!T+S$P+C`U<'0@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SX\9F]N="!S='EL93TS1"=F
M;VYT+69A;6EL>3H@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXR
M/"]F;VYT/CPO=&0^#0H@("`@/'1D('-T>6QE/3-$)W!A9&1I;F<M<FEG:'0Z
M(#4N-'!T.R!P861D:6YG+6QE9G0Z(#4N-'!T.R!T97AT+6%L:6=N.B!L969T
M.R!F;VYT.B`Q,'!T+S$P+C`U<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF)SX\9F]N="!S='EL93TS1"=F;VYT+69A;6EL>3H@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF)SY.;VXM8V%S:"!S96-U<F5D(&QO86YS
M('1H870@:&%V92!N;R!M:6YO<B!O<B!M86IO<B!E>&-E<'1I;VYS('1O('1H
M92!L96YD:6YG(&=U:61E;&EN97,N/"]F;VYT/CPO=&0^/"]T<CX-"CQT<B!S
M='EL93TS1"=V97)T:6-A;"UA;&EG;CH@=&]P.R!F;VYT.B`Q,'!T($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@8F%C:V=R;W5N9"UC;VQO<CH@
M<F=B*#(P-"PR,S@L,C4U*2<^#0H@("`@/'1D('-T>6QE/3-$)W!A9&1I;F<M
M<FEG:'0Z(#4N-'!T.R!P861D:6YG+6QE9G0Z(#4N-'!T.R!T97AT+6%L:6=N
M.B!J=7-T:69Y.R!F;VYT.B`Q,'!T+S$P+C`U<'0@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!S='EL93TS
M1"=P861D:6YG+7)I9VAT.B`U+C1P=#L@<&%D9&EN9RUL969T.B`U+C1P=#L@
M=&5X="UA;&EG;CH@8V5N=&5R.R!F;VYT.B`Q,'!T+S$P+C`U<'0@0V%L:6)R
M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SX\9F]N="!S='EL93TS1"=F;VYT
M+69A;6EL>3H@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXS/"]F
M;VYT/CPO=&0^#0H@("`@/'1D('-T>6QE/3-$)W!A9&1I;F<M<FEG:'0Z(#4N
M-'!T.R!P861D:6YG+6QE9G0Z(#4N-'!T.R!T97AT+6%L:6=N.B!L969T.R!F
M;VYT.B`Q,'!T+S$P+C`U<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF)SX\9F]N="!S='EL93TS1"=F;VYT+69A;6EL>3H@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF)SY.;VXM8V%S:"!S96-U<F5D(&QO86YS('1H
M870@:&%V92!N;R!M86IO<B!E>&-E<'1I;VYS('1O('1H92!L96YD:6YG(&=U
M:61E;&EN97,N/"]F;VYT/CPO=&0^/"]T<CX-"CQT<B!S='EL93TS1"=V97)T
M:6-A;"UA;&EG;CH@=&]P.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9CL@8F%C:V=R;W5N9"UC;VQO<CH@5VAI=&4G/@T*("`@
M(#QT9"!C;VQS<&%N/3-$,B!S='EL93TS1"=F;VYT.B`Q,'!T+S$P+C`U<'0@
M0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T97AT+6%L:6=N.B!J
M=7-T:69Y)SX\9F]N="!S='EL93TS1"=F;VYT+69A;6EL>3H@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF)SX\=3Y796%K(%!A<W,Z/"]U/CPO9F]N
M=#X\+W1D/@T*("`@(#QT9"!S='EL93TS1"=P861D:6YG+7)I9VAT.B`U+C1P
M=#L@<&%D9&EN9RUL969T.B`U+C1P=#L@=&5X="UA;&EG;CH@;&5F=#L@9F]N
M=#H@,3!P="\Q,"XP-7!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9B<^)B,Q-C`[/"]T9#X\+W1R/@T*/'1R('-T>6QE/3-$)W9E<G1I8V%L+6%L
M:6=N.B!T;W`[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF.R!B86-K9W)O=6YD+6-O;&]R.B!R9V(H,C`T+#(S."PR-34I)SX-
M"B`@("`\=&0@<W1Y;&4],T0G<&%D9&EN9RUR:6=H=#H@-2XT<'0[('!A9&1I
M;F<M;&5F=#H@-2XT<'0[('1E>'0M86QI9VXZ(&IU<W1I9GD[(&9O;G0Z(#$P
M<'0O,3`N,#5P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C
M,38P.SPO=&0^#0H@("`@/'1D('-T>6QE/3-$)W!A9&1I;F<M<FEG:'0Z(#4N
M-'!T.R!P861D:6YG+6QE9G0Z(#4N-'!T.R!T97AT+6%L:6=N.B!C96YT97([
M(&9O;G0Z(#$P<'0O,3`N,#5P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68G/CQF;VYT('-T>6QE/3-$)V9O;G0M9F%M:6QY.B!#86QI8G)I+"!(
M96QV971I8V$L(%-A;G,M4V5R:68G/C0\+V9O;G0^/"]T9#X-"B`@("`\=&0@
M<W1Y;&4],T0G<&%D9&EN9RUR:6=H=#H@-2XT<'0[('!A9&1I;F<M;&5F=#H@
M-2XT<'0[('1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0O,3`N,#5P="!#
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M.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@
M8F%C:V=R;W5N9"UC;VQO<CH@5VAI=&4G/@T*("`@(#QT9"!C;VQS<&%N/3-$
M,B!S='EL93TS1"=F;VYT.B`Q,'!T+S$P+C`U<'0@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF.R!T97AT+6%L:6=N.B!J=7-T:69Y)SX\9F]N="!S
M='EL93TS1"=F;VYT+69A;6EL>3H@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF)SX\=3Y7871C:"!O<B!3=&%N9&%R9#H\+W4^/"]F;VYT/CPO=&0^
M#0H@("`@/'1D('-T>6QE/3-$)W!A9&1I;F<M<FEG:'0Z(#4N-'!T.R!P861D
M:6YG+6QE9G0Z(#4N-'!T.R!T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T
M+S$P+C`U<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V
M,#L\+W1D/CPO='(^#0H\='(@<W1Y;&4],T0G=F5R=&EC86PM86QI9VXZ('1O
M<#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[
M(&)A8VMG<F]U;F0M8V]L;W(Z(')G8B@R,#0L,C,X+#(U-2DG/@T*("`@(#QT
M9"!S='EL93TS1"=P861D:6YG+7)I9VAT.B`U+C1P=#L@<&%D9&EN9RUL969T
M.B`U+C1P=#L@=&5X="UA;&EG;CH@:G5S=&EF>3L@9F]N=#H@,3!P="\Q,"XP
M-7!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T
M9#X-"B`@("`\=&0@<W1Y;&4],T0G<&%D9&EN9RUR:6=H=#H@-2XT<'0[('!A
M9&1I;F<M;&5F=#H@-2XT<'0[('1E>'0M86QI9VXZ(&-E;G1E<CL@9F]N=#H@
M,3!P="\Q,"XP-7!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^
M/&9O;G0@<W1Y;&4],T0G9F]N="UF86UI;'DZ($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9B<^.3PO9F]N=#X\+W1D/@T*("`@(#QT9"!S='EL93TS
M1"=P861D:6YG+7)I9VAT.B`U+C1P=#L@<&%D9&EN9RUL969T.B`U+C1P=#L@
M=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="\Q,"XP-7!T($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9B<^/&9O;G0@<W1Y;&4],T0G9F]N="UF
M86UI;'DZ($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^3&]A;G,@
M=&AA="!M965T('1H92!G=6ED96QI;F5S(&9O<B!A(%)I<VL@1W)A9&5D(#4@
M;&]A;BP@97AC97!T('1H92!C;VQL871E<F%L(&-O=F5R86=E(&ES('-U9F9I
M8VEE;G0@=&\@<V%T:7-F>2!T:&4@9&5B="!W:71H(&YO(')I<VL@;V8@;&]S
M<R!U;F1E<B!R96%S;VYA8FQE(&-I<F-U;7-T86YC97,N)B,Q-C`[)B,Q-C`[
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M;F0M8V]L;W(Z(%=H:71E)SX-"B`@("`\=&0@8V]L<W!A;CTS1#(@<W1Y;&4]
M,T0G9F]N=#H@,3!P="\Q,"XP-7!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9CL@=&5X="UA;&EG;CH@:G5S=&EF>2<^/&9O;G0@<W1Y;&4],T0G
M9F]N="UF86UI;'DZ($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^
M/'4^4W!E8VEA;"!-96YT:6]N.CPO=3X\+V9O;G0^/"]T9#X-"B`@("`\=&0@
M<W1Y;&4],T0G<&%D9&EN9RUR:6=H=#H@-2XT<'0[('!A9&1I;F<M;&5F=#H@
M-2XT<'0[('1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0O,3`N,#5P="!#
M86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/"]T
M<CX-"CQT<B!S='EL93TS1"=V97)T:6-A;"UA;&EG;CH@=&]P.R!F;VYT.B`Q
M,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@8F%C:V=R;W5N
M9"UC;VQO<CH@<F=B*#(P-"PR,S@L,C4U*2<^#0H@("`@/'1D('-T>6QE/3-$
M)W!A9&1I;F<M<FEG:'0Z(#4N-'!T.R!P861D:6YG+6QE9G0Z(#4N-'!T.R!T
M97AT+6%L:6=N.B!J=7-T:69Y.R!F;VYT.B`Q,'!T+S$P+C`U<'0@0V%L:6)R
M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT
M9"!S='EL93TS1"=P861D:6YG+7)I9VAT.B`U+C1P=#L@<&%D9&EN9RUL969T
M.B`U+C1P=#L@=&5X="UA;&EG;CH@8V5N=&5R.R!F;VYT.B`Q,'!T+S$P+C`U
M<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SX\9F]N="!S='EL
M93TS1"=F;VYT+69A;6EL>3H@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF)SXU/"]F;VYT/CPO=&0^#0H@("`@/'1D('-T>6QE/3-$)W!A9&1I;F<M
M<FEG:'0Z(#4N-'!T.R!P861D:6YG+6QE9G0Z(#4N-'!T.R!T97AT+6%L:6=N
M.B!L969T.R!F;VYT.B`Q,'!T+S$P+C`U<'0@0V%L:6)R:2P@2&5L=F5T:6-A
M+"!386YS+5-E<FEF)SX\9F]N="!S='EL93TS1"=F;VYT+69A;6EL>3H@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SY%>&ES=&EN9R!L;V%N<R!W
M:71H(&UA:F]R(&5X8V5P=&EO;G,@=&AA="!C86YN;W0@8F4@;6ET:6=A=&5D
M+CPO9F]N=#X\+W1D/CPO='(^#0H\='(@<W1Y;&4],T0G=F5R=&EC86PM86QI
M9VXZ('1O<#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68[(&)A8VMG<F]U;F0M8V]L;W(Z(%=H:71E)SX-"B`@("`\=&0@8V]L
M<W!A;CTS1#(@<W1Y;&4],T0G9F]N=#H@,3!P="\Q,"XP-7!T($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9CL@=&5X="UA;&EG;CH@:G5S=&EF>2<^
M/&9O;G0@<W1Y;&4],T0G9F]N="UF86UI;'DZ($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9B<^/'4^0VQA<W-I9FEE9#H\+W4^/"]F;VYT/CPO=&0^
M#0H@("`@/'1D('-T>6QE/3-$)W!A9&1I;F<M<FEG:'0Z(#4N-'!T.R!P861D
M:6YG+6QE9G0Z(#4N-'!T.R!T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T
M+S$P+C`U<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V
M,#L\+W1D/CPO='(^#0H\='(@<W1Y;&4],T0G=F5R=&EC86PM86QI9VXZ('1O
M<#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[
M(&)A8VMG<F]U;F0M8V]L;W(Z(')G8B@R,#0L,C,X+#(U-2DG/@T*("`@(#QT
M9"!S='EL93TS1"=P861D:6YG+7)I9VAT.B`U+C1P=#L@<&%D9&EN9RUL969T
M.B`U+C1P=#L@=&5X="UA;&EG;CH@:G5S=&EF>3L@9F]N=#H@,3!P="\Q,"XP
M-7!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T
M9#X-"B`@("`\=&0@<W1Y;&4],T0G<&%D9&EN9RUR:6=H=#H@-2XT<'0[('!A
M9&1I;F<M;&5F=#H@-2XT<'0[('1E>'0M86QI9VXZ(&-E;G1E<CL@9F]N=#H@
M,3!P="\Q,"XP-7!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^
M/&9O;G0@<W1Y;&4],T0G9F]N="UF86UI;'DZ($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9B<^-CPO9F]N=#X\+W1D/@T*("`@(#QT9"!S='EL93TS
M1"=P861D:6YG+7)I9VAT.B`U+C1P=#L@<&%D9&EN9RUL969T.B`U+C1P=#L@
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M/'1R('-T>6QE/3-$)W9E<G1I8V%L+6%L:6=N.B!T;W`[(&9O;G0Z(#$P<'0@
M0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!B86-K9W)O=6YD+6-O
M;&]R.B!7:&ET92<^#0H@("`@/'1D('-T>6QE/3-$)W!A9&1I;F<M<FEG:'0Z
M(#4N-'!T.R!P861D:6YG+6QE9G0Z(#4N-'!T.R!T97AT+6%L:6=N.B!J=7-T
M:69Y.R!F;VYT.B`Q,'!T+S$P+C`U<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!S='EL93TS1"=P861D
M:6YG+7)I9VAT.B`U+C1P=#L@<&%D9&EN9RUL969T.B`U+C1P=#L@=&5X="UA
M;&EG;CH@8V5N=&5R.R!F;VYT.B`Q,'!T+S$P+C`U<'0@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF)SX\9F]N="!S='EL93TS1"=F;VYT+69A;6EL
M>3H@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXW/"]F;VYT/CPO
M=&0^#0H@("`@/'1D('-T>6QE/3-$)W!A9&1I;F<M<FEG:'0Z(#4N-'!T.R!P
M861D:6YG+6QE9G0Z(#4N-'!T.R!T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q
M,'!T+S$P+C`U<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SX\
M9F]N="!S='EL93TS1"=F;VYT+69A;6EL>3H@0V%L:6)R:2P@2&5L=F5T:6-A
M+"!386YS+5-E<FEF)SY,;V%N<R!T:&%T(&AA=F4@82!W96QL+61E9FEN960@
M=V5A:VYE<W,@=&AA="!M86ME('1H92!C;VQL96-T:6]N(&]R(&QI<75I9&%T
M:6]N(&EM<')O8F%B;&4N/"]F;VYT/CPO=&0^/"]T<CX-"CQT<B!S='EL93TS
M1"=V97)T:6-A;"UA;&EG;CH@=&]P.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9CL@8F%C:V=R;W5N9"UC;VQO<CH@<F=B*#(P
M-"PR,S@L,C4U*2<^#0H@("`@/'1D('-T>6QE/3-$)W!A9&1I;F<M<FEG:'0Z
M(#4N-'!T.R!P861D:6YG+6QE9G0Z(#4N-'!T.R!T97AT+6%L:6=N.B!J=7-T
M:69Y.R!F;VYT.B`Q,'!T+S$P+C`U<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!S='EL93TS1"=P861D
M:6YG+7)I9VAT.B`U+C1P=#L@<&%D9&EN9RUL969T.B`U+C1P=#L@=&5X="UA
M;&EG;CH@8V5N=&5R.R!F;VYT.B`Q,'!T+S$P+C`U<'0@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF)SX\9F]N="!S='EL93TS1"=F;VYT+69A;6EL
M>3H@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXX/"]F;VYT/CPO
M=&0^#0H@("`@/'1D('-T>6QE/3-$)W!A9&1I;F<M<FEG:'0Z(#4N-'!T.R!P
M861D:6YG+6QE9G0Z(#4N-'!T.R!T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q
M,'!T+S$P+C`U<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SX\
M9F]N="!S='EL93TS1"=F;VYT+69A;6EL>3H@0V%L:6)R:2P@2&5L=F5T:6-A
M+"!386YS+5-E<FEF)SY,;V%N<R!T:&%T(&%R92!C;VYS:61E<F5D('5N8V]L
M;&5C=&EB;&4@86YD(&%R92!I;B!T:&4@<')O8V5S<R!O9B!B96EN9R!C:&%R
M9V5D+6]F9BX\+V9O;G0^/"]T9#X\+W1R/@T*/"]T86)L93X-"CQP('-T>6QE
M/3-$)V9O;G0Z(#$P<'0O,3`N,#5P="!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68[(&UA<F=I;CH@,#L@=&5X="UA;&EG;CH@:G5S=&EF>2<^/&(^
M)B,Q-C`[/"]B/CPO<#X-"@T*#0H-"@T*#0H\<"!S='EL93TS1"=F;VYT.B`Q
M,'!T+VYO<FUA;"!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[(&UA
M<F=I;CH@,#L@=&5X="UA;&EG;CH@;&5F="<^5&AE(&9O;&QO=VEN9R!T86)L
M92!P<F5S96YT<R!T:&4@0V]M<&%N>28C,30V.W,-"G)E8V]R9&5D(&EN=F5S
M=&UE;G0@:6X@;&]A;G,@8GD@8W)E9&ET('%U86QI='D@:6YD:6-A=&]R<R!A
M<R!O9B!$96-E;6)E<B`S,2P@,C`Q,BX\+W`^#0H-"CQP('-T>6QE/3-$)V9O
M;G0Z(#$P<'0O,3`N,#5P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R
M:68[(&UA<F=I;CH@,#L@=&5X="UA;&EG;CH@:G5S=&EF>2<^)B,Q-C`[/"]P
M/@T*#0H\=&%B;&4@8V5L;'!A9&1I;F<],T0P(&-E;&QS<&%C:6YG/3-$,"!S
M='EL93TS1"=B;W)D97(M8V]L;&%P<V4Z(&-O;&QA<'-E.R!W:61T:#H@,3`P
M)3L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G
M/@T*/'1R('-T>6QE/3-$)W9E<G1I8V%L+6%L:6=N.B!B;W1T;VT[(&9O;G0Z
M(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SX-"B`@("`\
M=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(&ET86QI8R`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@=&5X="UA;&EG;CH@
M:G5S=&EF>2<^*"0@:6X@=&AO=7-A;F1S*3PO=&0^/'1D(&YO=W)A<#TS1&YO
M=W)A<"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@,7!T.R!F;VYT.B`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-
M"B`@("`\=&0@8V]L<W!A;CTS1#(V(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=T97AT+6%L:6=N.B!C96YT97([(&)O<F1E<BUB;W1T;VTZ($)L86-K(#%P
M="!S;VQI9#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68G/D-R961I="!1=6%L:71Y($EN9&EC871O<B`H1W)O=7!E9"!B>2!)
M;G1E<FYA;&QY($%S<VEG;F5D($=R861E*3PO=&0^/'1D(&YO=W)A<#TS1&YO
M=W)A<"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@,7!T.R!F;VYT.B`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\
M+W1R/@T*/'1R('-T>6QE/3-$)W9E<G1I8V%L+6%L:6=N.B!B;W1T;VT[(&9O
M;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SX-"B`@
M("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&IU
M<W1I9GD[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
M<&%D9&EN9RUB;W1T;VTZ(#%P=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV
M971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&-O;'-P
M86X],T0R(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!C
M96YT97([(&)O<F1E<BUB;W1T;VTZ($)L86-K(#%P="!S;VQI9#L@9F]N=#H@
M,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/E!A<W,@*$=R
M861E<R`\8G(@+SX-"C$L(#(L("8C,S@[(#,I/"]T9#X\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`Q<'0[(&9O;G0Z(#$P
M<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D
M/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ
M(#%P=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R
M:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&-O;'-P86X],T0R(&YO=W)A<#TS
M1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!C96YT97([(&)O<F1E<BUB
M;W1T;VTZ($)L86-K(#%P="!S;VQI9#L@9F]N=#H@,3!P="!#86QI8G)I+"!(
M96QV971I8V$L(%-A;G,M4V5R:68G/E=E86L@4&%S<R`\8G(@+SX-"BA'<F%D
M92`T*3PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P861D:6YG
M+6)O='1O;3H@,7!T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T
M>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`Q<'0[(&9O;G0Z(#$P<'0@0V%L:6)R
M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT
M9"!C;VQS<&%N/3-$,B!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA
M;&EG;CH@8V5N=&5R.R!B;W)D97(M8F]T=&]M.B!";&%C:R`Q<'0@<V]L:60[
M(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SY7
M871C:"!O<CQB<B`O/@T*(%-T86YD87)D(#QB<B`O/@T*3&]A;G,@/&)R("\^
M#0HH1W)A9&4@.2D\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
M<&%D9&EN9RUB;W1T;VTZ(#%P=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV
M971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO
M=W)A<"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@,7!T.R!F;VYT.B`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-
M"B`@("`\=&0@8V]L<W!A;CTS1#(@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$
M)W1E>'0M86QI9VXZ(&-E;G1E<CL@8F]R9&5R+6)O='1O;3H@0FQA8VL@,7!T
M('-O;&ED.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9B<^4W!E8VEA;"`\8G(@+SX-"DUE;G1I;VX\8G(@+SX-"B!,;V%N<R`\
M8G(@+SX-"BA'<F%D92`U*3PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL
M93TS1"=P861D:6YG+6)O='1O;3H@,7!T.R!F;VYT.B`Q,'!T($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P
M/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`Q<'0[(&9O;G0Z
M(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\
M+W1D/@T*("`@(#QT9"!C;VQS<&%N/3-$,B!N;W=R87`],T1N;W=R87`@<W1Y
M;&4],T0G=&5X="UA;&EG;CH@8V5N=&5R.R!B;W)D97(M8F]T=&]M.B!";&%C
M:R`Q<'0@<V]L:60[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF)SY#;&%S<VEF:65D/&)R("\^#0H@3&]A;G,@/&)R("\^#0HH
M1W)A9&5S(#QB<B`O/C8L(#<L("8C,S@[(#@I/"]T9#X\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`Q<'0[(&9O;G0Z(#$P
M<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D
M/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ
M(#%P=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R
M:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&-O;'-P86X],T0R(&YO=W)A<#TS
M1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!C96YT97([(&)O<F1E<BUB
M;W1T;VTZ($)L86-K(#%P="!S;VQI9#L@9F]N=#H@,3!P="!#86QI8G)I+"!(
M96QV971I8V$L(%-A;G,M4V5R:68G/DYO;F%C8W)U86P@/&)R("\^#0I,;V%N
M<SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P861D:6YG+6)O
M='1O;3H@,7!T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE
M/3-$)W!A9&1I;F<M8F]T=&]M.B`Q<'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!C
M;VQS<&%N/3-$,B!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG
M;CH@8V5N=&5R.R!B;W)D97(M8F]T=&]M.B!";&%C:R`Q<'0@<V]L:60[(&9O
M;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SY4;W1A
M;#PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P861D:6YG+6)O
M='1O;3H@,7!T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9B<^)B,Q-C`[/"]T9#X\+W1R/@T*/'1R('-T>6QE/3-$)W9E<G1I
M8V%L+6%L:6=N.B!B;W1T;VT[(&)A8VMG<F]U;F0M8V]L;W(Z(')G8B@R,#0L
M,C,X+#(U-2D[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF)SX-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E
M>'0M9&5C;W)A=&EO;CH@=6YD97)L:6YE.R!T97AT+6%L:6=N.B!L969T.R!F
M;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^3F]N
M+6-O=F5R960@;&]A;G,Z/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE
M/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF
M)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4]
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M;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q
M-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P
M<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D
M/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG
M;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=T97AT+6%L:6=N.B!R:6=H=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV
M971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO
M=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@
M;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N
M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N
M=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P
M.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N
M.B!R:6=H=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R
M87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI
M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO
M=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!R:6=H=#L@9F]N
M=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P
M.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N
M.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$
M)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF
M(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
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M.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[
M/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@
M0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*
M("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@
M;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R
M:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T
M97AT+6%L:6=N.B!R:6=H=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I
M8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A
M<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W
M<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R
M87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@
M,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO
M=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!R
M:6=H=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R
M:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T
M97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\+W1R/@T*/'1R('-T>6QE/3-$
M)W9E<G1I8V%L+6%L:6=N.B!B;W1T;VT[(&)A8VMG<F]U;F0M8V]L;W(Z(%=H
M:71E.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9B<^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L
M:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9B<^0V]M;65R8VEA;"P@9FEN86YC:6%L+"!A;F0@86=R:6-U;'1U
M<F%L.CPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q
M,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T
M9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI
M9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4]
M,T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#
M86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D
M(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@
M;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O
M;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V
M,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG
M;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4]
M,T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV
M971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO
M=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N
M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O
M;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V
M,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG
M;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^
M)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$
M)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R
M87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N
M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N
M=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P
M.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-
M"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ
M(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
M=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R
M87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI
M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO
M=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W
M<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z
M(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\
M+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@
M<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
M=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I
M8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A
M<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P
M('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R
M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R
M87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z
M(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\
M+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@
M;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R
M:68G/B8C,38P.SPO=&0^/"]T<CX-"CQT<B!S='EL93TS1"=V97)T:6-A;"UA
M;&EG;CH@8F]T=&]M.R!B86-K9W)O=6YD+6-O;&]R.B!R9V(H,C`T+#(S."PR
M-34I.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9B<^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=W:61T:#H@
M,S`E.R!T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9B<^0V]M;65R8VEA;"`M('5N<V5C=7)E9#PO
M=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=W:61T:#H@,24[(&9O
M;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V
M,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=VED
M=&@Z(#$E.R!T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9B<^)#PO=&0^/'1D(&YO=W)A<#TS1&YO
M=W)A<"!S='EL93TS1"=W:61T:#H@-R4[('1E>'0M86QI9VXZ(')I9VAT.R!F
M;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^,3`L
M,C@S/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W=I9'1H.B`Q
M)3L@=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV
M971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO
M=W)A<"!S='EL93TS1"=W:61T:#H@,24[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N
M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=VED=&@Z(#$E.R!T97AT+6%L:6=N
M.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$
M)W=I9'1H.B`W)3L@=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXR-"PP,S$\+W1D/CQT9"!N
M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=VED=&@Z(#$E.R!T97AT+6%L:6=N
M.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$
M)W=I9'1H.B`Q)3L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A
M<"!S='EL93TS1"=W:61T:#H@,24[('1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z
M(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\
M+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=VED=&@Z(#<E.R!T
M97AT+6%L:6=N.B!R:6=H=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I
M8V$L(%-A;G,M4V5R:68G/C$P/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T
M>6QE/3-$)W=I9'1H.B`Q)3L@=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P
M="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^
M/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=W:61T:#H@,24[(&9O;G0Z
M(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\
M+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=VED=&@Z
M(#$E.R!T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)W=I9'1H.B`W)3L@=&5X="UA;&EG;CH@<FEG:'0[
M(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXT
M-S(\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=VED=&@Z(#$E
M.R!T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)W=I9'1H.B`Q)3L@9F]N=#H@,3!P="!#86QI8G)I+"!(
M96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO
M=W)A<#TS1&YO=W)A<"!S='EL93TS1"=W:61T:#H@,24[('1E>'0M86QI9VXZ
M(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
M=VED=&@Z(#<E.R!T97AT+6%L:6=N.B!R:6=H=#L@9F]N=#H@,3!P="!#86QI
M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/C4X,SPO=&0^/'1D(&YO=W)A
M<#TS1&YO=W)A<"!S='EL93TS1"=W:61T:#H@,24[('1E>'0M86QI9VXZ(&QE
M9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF
M)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=VED
M=&@Z(#$E.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T
M>6QE/3-$)W=I9'1H.B`Q)3L@=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P
M="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^
M/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=W:61T:#H@-R4[('1E>'0M
M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9B<^,S`W/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE
M/3-$)W=I9'1H.B`Q)3L@=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#
M86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D
M(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=W:61T:#H@,24[(&9O;G0Z(#$P
M<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D
M/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=VED=&@Z(#$E
M.R!T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)W=I9'1H.B`W)3L@=&5X="UA;&EG;CH@<FEG:'0[(&9O
M;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXS-2PV
M.#8\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=VED=&@Z(#$E
M.R!T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\+W1R/@T*/'1R('-T>6QE
M/3-$)W9E<G1I8V%L+6%L:6=N.B!B;W1T;VT[(&)A8VMG<F]U;F0M8V]L;W(Z
M(%=H:71E.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9B<^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT
M+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9B<^0V]M;65R8VEA;"`M('-E8W5R960\+W1D/CQT9"!N;W=R
M87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV
M971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A
M<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q
M,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T
M9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I
M9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9B<^,S(L,3DV/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E
M>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A
M+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@
M<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S
M='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P
M/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q
M,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^-S(L.#,X/"]T
M9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE
M9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF
M)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N
M=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P
M.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT
M+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T
M>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9B<^,2PT-30\+W1D/CQT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P
M="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^
M/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\
M=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[
M(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF
M(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA
M;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF)SXS+#8W-CPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL
M93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A
M+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#
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M+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4]
M,T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G
M/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^,BPS.3@\+W1D/CQT9"!N
M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N
M=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P
M.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-
M"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ
M(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
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M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/@T*("`@(#QT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P
M="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/E-E8W5R960@8GD@
M:6YV96YT;W)Y(&%N9"!A8V-O=6YT<R!R96-E:79A8FQE/"]T9#X\=&0@;F]W
M<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R
M87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@
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M+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@
M<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S
M='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P
M/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q
M,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^,3@L,3(V/"]T
M9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE
M9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF
M)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N
M=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P
M.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT
M+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T
M>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9B<^,C0X/"]T9#X\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@
M0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I
M+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D
M(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F
M;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q
M-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI
M9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9B<^-#DQ/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$
M)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R
M87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A
M<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W
M<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT
M.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^,3$W/"]T
M9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE
M9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF
M)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N
M=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P
M.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT
M+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T
M>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9B<^,3<\+W1D/CQT9"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#
M86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D
M(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@
M;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O
M;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V
M,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG
M;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF)SXR,2PS-#,\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4]
M,T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV
M971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/"]T<CX-"CQT<B!S='EL
M93TS1"=V97)T:6-A;"UA;&EG;CH@8F]T=&]M.R!B86-K9W)O=6YD+6-O;&]R
M.B!7:&ET93L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68G/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X
M="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S
M='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T
M>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P
M<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D
M/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F
M=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G
M/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT
M.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[
M/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M
M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y
M;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P
M="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^
M/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\
M=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[
M(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF
M(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA
M;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y
M;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(
M96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS
M1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@
M0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[
M(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF
M(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA
M;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL
M93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE
M/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@
M0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@
M9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C
M,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q
M,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T
M9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI
M9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4]
M,T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#
M86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D
M(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@
M;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O
M;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V
M,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG
M;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4]
M,T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV
M971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/"]T<CX-"CQT<B!S='EL
M93TS1"=V97)T:6-A;"UA;&EG;CH@8F]T=&]M.R!B86-K9W)O=6YD+6-O;&]R
M.B!R9V(H,C`T+#(S."PR-34I.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9B<^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S
M='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9B<^4F5A;"!E<W1A=&4@)B,Q-3`[(&-O
M;G-T<G5C=&EO;BP@;&%N9"!D979E;&]P;65N="`F(S,X.R!O=&AE<B!L86YD
M(&QO86YS/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z
M(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\
M+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA
M;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL
M93TS1"=T97AT+6%L:6=N.B!R:6=H=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(
M96QV971I8V$L(%-A;G,M4V5R:68G/C,Q+#4X,CPO=&0^/'1D(&YO=W)A<#TS
M1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\
M=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R
M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@
M9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C
M,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L
M:6=N.B!R:6=H=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68G/C$V,RPU.#@\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y
M;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(
M96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS
M1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@
M0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[
M(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXS
M+#@S,#PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L
M:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE
M/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF
M)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4]
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M,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P
M="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^
M#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N
M.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$
M)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9B<^,RPW,#D\+W1D/CQT9"!N;W=R87`],T1N;W=R
M87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI
M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO
M=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W
M<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z
M(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\
M+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@
M<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF)SXV+#,U-#PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T
M97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P
M('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@
M<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I
M+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A
M<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!R:6=H=#L@9F]N=#H@
M,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/C(Q."PQ,#@\
M+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@
M;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R
M:68G/B8C,38P.SPO=&0^/"]T<CX-"CQT<B!S='EL93TS1"=V97)T:6-A;"UA
M;&EG;CH@8F]T=&]M.R!B86-K9W)O=6YD+6-O;&]R.B!7:&ET93L@9F]N=#H@
M,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/@T*("`@(#QT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@
M9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C
M,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q
M,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T
M9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI
M9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4]
M,T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#
M86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D
M(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@
M;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O
M;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V
M,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG
M;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4]
M,T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV
M971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO
M=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N
M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O
M;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V
M,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG
M;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^
M)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$
M)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R
M87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N
M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N
M=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P
M.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-
M"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ
M(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
M=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R
M87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI
M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO
M=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W
M<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z
M(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\
M+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@
M<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
M=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I
M8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A
M<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P
M('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R
M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R
M87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z
M(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\
M+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@
M;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R
M:68G/B8C,38P.SPO=&0^/"]T<CX-"CQT<B!S='EL93TS1"=V97)T:6-A;"UA
M;&EG;CH@8F]T=&]M.R!B86-K9W)O=6YD+6-O;&]R.B!R9V(H,C`T+#(S."PR
M-34I.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9B<^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L
M:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9B<^4F5A;"!E<W1A=&4@)B,Q-3`[(')E<VED96YT:6%L+"!F87)M
M;&%N9"P@86YD(&UU;'1I+69A;6EL>3PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A
M<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P
M('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R
M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R
M87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z
M(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXR-#DL,S$S
M/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ
M(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
M9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C
M,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T
M97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P
M('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^-#DY+#DR,CPO=&0^/'1D(&YO
M=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT
M.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[
M/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@
M0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*
M("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@
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M87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV
M971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A
M<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q
M,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T
M9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I
M9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9B<^,CDL,#DQ/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E
M>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A
M+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@
M<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S
M='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P
M/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q
M,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^,C0L,S,P/"]T
M9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE
M9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF
M)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N
M=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P
M.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT
M+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T
M>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9B<^.2PV,CD\+W1D/CQT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P
M="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^
M/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\
M=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[
M(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF
M(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA
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M86YS+5-E<FEF)SX-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$
M)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R
M87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A
M<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W
M<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT
M.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[
M/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ
M(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
M9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C
M,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T
M97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P
M('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W
M<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z
M(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\
M+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#
M86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@
M("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L
M969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E
M>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P
M('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R
M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R
M87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV
M971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A
M<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q
M,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T
M9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I
M9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E
M>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A
M+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@
M<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S
M='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P
M/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q
M,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T
M9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE
M9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF
M)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N
M=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P
M.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT
M+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T
M>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P
M/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P
M<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D
M/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI
M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@
M/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T
M.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^
M)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M
M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T
M>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CPO='(^#0H\='(@
M<W1Y;&4],T0G=F5R=&EC86PM86QI9VXZ(&)O='1O;3L@8F%C:V=R;W5N9"UC
M;VQO<CH@<F=B*#(P-"PR,S@L,C4U*3L@9F]N=#H@,3!P="!#86QI8G)I+"!(
M96QV971I8V$L(%-A;G,M4V5R:68G/@T*("`@(#QT9"!N;W=R87`],T1N;W=R
M87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI
M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/E)E86P@97-T871E("8C,34P
M.R!H;VUE(&5Q=6ET>2!L:6YE<R!O9B!C<F5D:70\+W1D/CQT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I
M8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS
M1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\
M=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT
M.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^
M,3(U+#,Q,#PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT
M+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T
M>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y
M;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(
M96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS
M1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!R:6=H=#L@9F]N=#H@,3!P
M="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/C8V+#0Q,CPO=&0^
M/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T
M.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^
M)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z
M(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\
M+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA
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M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I
M+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D
M(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F
M;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q
M-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI
M9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9B<^,RPU,C8\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4]
M,T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV
M971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO
M=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N
M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O
M;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXQ+#@U
M,#PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N
M.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$
M)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF
M(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
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M+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#
M86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@
M("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L
M969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E
M>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9B<^,C`P+#@X,#PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A
M<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\+W1R/@T*
M/'1R('-T>6QE/3-$)W9E<G1I8V%L+6%L:6=N.B!B;W1T;VT[(&)A8VMG<F]U
M;F0M8V]L;W(Z(%=H:71E.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9B<^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL
M93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A
M+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#
M86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D
M(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!R:6=H=#L@
M9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C
M,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L
M:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE
M/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF
M)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4]
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M;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q
M-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P
M<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D
M/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG
M;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=T97AT+6%L:6=N.B!R:6=H=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV
M971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO
M=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@
M;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N
M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N
M=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P
M.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N
M.B!R:6=H=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R
M87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI
M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO
M=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!R:6=H=#L@9F]N
M=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P
M.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N
M.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$
M)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF
M(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
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M.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[
M/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@
M0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*
M("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@
M;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R
M:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T
M97AT+6%L:6=N.B!R:6=H=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I
M8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A
M<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\+W1R/@T*
M/'1R('-T>6QE/3-$)W9E<G1I8V%L+6%L:6=N.B!B;W1T;VT[(&)A8VMG<F]U
M;F0M8V]L;W(Z(')G8B@R,#0L,C,X+#(U-2D[(&9O;G0Z(#$P<'0@0V%L:6)R
M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SX-"B`@("`\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@
M0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SY296%L(&5S=&%T92`M
M(&-O;6UE<F-I86P\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
M9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C
M,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T
M97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P
M('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^,3(S+#@Q-#PO=&0^/'1D(&YO
M=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT
M.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[
M/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@
M0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*
M("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@
M;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R
M:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T
M97AT+6%L:6=N.B!R:6=H=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I
M8V$L(%-A;G,M4V5R:68G/C0T.2PS,38\+W1D/CQT9"!N;W=R87`],T1N;W=R
M87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI
M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO
M=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W
M<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z
M(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\
M+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@
M<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF)SXR,2PX,#$\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
M=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I
M8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A
M<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P
M('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R
M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R
M87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z
M(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXQ-"PP-3`\
M+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@
M;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R
M:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F
M;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q
M-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E
M>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A
M+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@
M<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R
M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXY+#`W-#PO=&0^/'1D(&YO=W)A
M<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q
M,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T
M9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@
M(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F
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M2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I
M8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS
M1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\
M=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT
M.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^
M-C(W+#DT,#PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT
M+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\+W1R/@T*/'1R('-T>6QE/3-$)W9E
M<G1I8V%L+6%L:6=N.B!B;W1T;VT[(&)A8VMG<F]U;F0M8V]L;W(Z(%=H:71E
M.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^
M#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N
M.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$
M)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF
M(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
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M.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[
M/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@
M0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*
M("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@
M;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R
M:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T
M97AT+6%L:6=N.B!R:6=H=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I
M8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A
M<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W
M<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R
M87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@
M,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO
M=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!R
M:6=H=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R
M:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T
M97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P
M('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@
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M969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O
M;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V
M,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X
M="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S
M='EL93TS1"=T97AT+6%L:6=N.B!R:6=H=#L@9F]N=#H@,3!P="!#86QI8G)I
M+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A
M<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q
M,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T
M9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@
M(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F
M=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G
M/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT
M+6%L:6=N.B!R:6=H=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S
M='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P
M/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P
M="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^
M/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!R:6=H
M=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G
M/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT
M+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\+W1R/@T*/'1R('-T>6QE/3-$)W9E
M<G1I8V%L+6%L:6=N.B!B;W1T;VT[(&)A8VMG<F]U;F0M8V]L;W(Z(')G8B@R
M,#0L,C,X+#(U-2D[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF)SX-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$
M)W1E>'0M86QI9VXZ(&QE9G0[('!A9&1I;F<M8F]T=&]M.B`Q<'0[(&9O;G0Z
M(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SY#;VYS=6UE
M<CPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P861D:6YG+6)O
M='1O;3H@,7!T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P
M('-T>6QE/3-$)V)O<F1E<BUB;W1T;VTZ($)L86-K(#%P="!S;VQI9#L@9F]N
M=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[('1E>'0M
M86QI9VXZ(&QE9G0G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S
M='EL93TS1"=B;W)D97(M8F]T=&]M.B!";&%C:R`Q<'0@<V]L:60[(&9O;G0Z
M(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T97AT+6%L
M:6=N.B!R:6=H="<^,C<L.#(V/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T
M>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`Q<'0[('1E>'0M86QI9VXZ(&QE9G0[
M(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF
M(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN
M9RUB;W1T;VTZ(#%P=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO
M=W)A<"!S='EL93TS1"=B;W)D97(M8F]T=&]M.B!";&%C:R`Q<'0@<V]L:60[
M(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T
M97AT+6%L:6=N.B!L969T)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R
M87`@<W1Y;&4],T0G8F]R9&5R+6)O='1O;3H@0FQA8VL@,7!T('-O;&ED.R!F
M;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@=&5X
M="UA;&EG;CH@<FEG:'0G/C(S+#0P,SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A
M<"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@,7!T.R!T97AT+6%L:6=N.B!L
M969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A
M9&1I;F<M8F]T=&]M.B`Q<'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G8F]R9&5R+6)O='1O;3H@0FQA8VL@,7!T('-O
M;&ED.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9CL@=&5X="UA;&EG;CH@;&5F="<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)V)O<F1E<BUB;W1T;VTZ($)L86-K(#%P="!S;VQI
M9#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[
M('1E>'0M86QI9VXZ(')I9VAT)SXW-SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A
M<"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@,7!T.R!T97AT+6%L:6=N.B!L
M969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A
M9&1I;F<M8F]T=&]M.B`Q<'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G8F]R9&5R+6)O='1O;3H@0FQA8VL@,7!T('-O
M;&ED.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9CL@=&5X="UA;&EG;CH@;&5F="<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)V)O<F1E<BUB;W1T;VTZ($)L86-K(#%P="!S;VQI
M9#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[
M('1E>'0M86QI9VXZ(')I9VAT)SXY-30\+W1D/CQT9"!N;W=R87`],T1N;W=R
M87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#%P=#L@=&5X="UA;&EG;CH@
M;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R
M:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P
M861D:6YG+6)O='1O;3H@,7!T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P
M/3-$;F]W<F%P('-T>6QE/3-$)V)O<F1E<BUB;W1T;VTZ($)L86-K(#%P="!S
M;VQI9#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R
M:68[('1E>'0M86QI9VXZ(&QE9G0G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS
M1&YO=W)A<"!S='EL93TS1"=B;W)D97(M8F]T=&]M.B!";&%C:R`Q<'0@<V]L
M:60[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF
M.R!T97AT+6%L:6=N.B!R:6=H="<^-C(Y/"]T9#X\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`Q<'0[('1E>'0M86QI9VXZ
M(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
M<&%D9&EN9RUB;W1T;VTZ(#%P=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV
M971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A
M<#TS1&YO=W)A<"!S='EL93TS1"=B;W)D97(M8F]T=&]M.B!";&%C:R`Q<'0@
M<V]L:60[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF.R!T97AT+6%L:6=N.B!L969T)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G8F]R9&5R+6)O='1O;3H@0FQA8VL@,7!T('-O
M;&ED.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9CL@=&5X="UA;&EG;CH@<FEG:'0G/C(L.#(R/"]T9#X\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`Q<'0[('1E>'0M86QI
M9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4]
M,T0G<&%D9&EN9RUB;W1T;VTZ(#%P=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(
M96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO
M=W)A<#TS1&YO=W)A<"!S='EL93TS1"=B;W)D97(M8F]T=&]M.B!";&%C:R`Q
M<'0@<V]L:60[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF.R!T97AT+6%L:6=N.B!L969T)SXF(S$V,#L\+W1D/CQT9"!N;W=R
M87`],T1N;W=R87`@<W1Y;&4],T0G8F]R9&5R+6)O='1O;3H@0FQA8VL@,7!T
M('-O;&ED.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9CL@=&5X="UA;&EG;CH@<FEG:'0G/C4U+#<Q,3PO=&0^/'1D(&YO=W)A
M<#TS1&YO=W)A<"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@,7!T.R!T97AT
M+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\+W1R/@T*/'1R('-T>6QE/3-$)W9E
M<G1I8V%L+6%L:6=N.B!B;W1T;VT[(&)A8VMG<F]U;F0M8V]L;W(Z(%=H:71E
M.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^
M#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N
M.B!L969T.R!P861D:6YG+6)O='1O;3H@,BXU<'0[(&9O;G0Z(#$P<'0@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!P861D:6YG+6QE9G0Z(#)E
M;2<^)B,Q-C`[)B,Q-C`[5&]T86P\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@
M<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#(N-7!T.R!F;VYT.B`Q,'!T($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@
M("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V)O<F1E<BUB;W1T;VTZ
M($)L86-K(#(N-7!T(&1O=6)L93L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV
M971I8V$L(%-A;G,M4V5R:68[('1E>'0M86QI9VXZ(&QE9G0G/B0\+W1D/CQT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G8F]R9&5R+6)O='1O;3H@0FQA
M8VL@,BXU<'0@9&]U8FQE.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9CL@=&5X="UA;&EG;CH@<FEG:'0G/C8P,BPV-C@\+W1D
M/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ
M(#(N-7!T.R!T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P
M/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`R+C5P=#L@9F]N
M=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P
M.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=B;W)D
M97(M8F]T=&]M.B!";&%C:R`R+C5P="!D;W5B;&4[(&9O;G0Z(#$P<'0@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T97AT+6%L:6=N.B!L969T
M)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G8F]R
M9&5R+6)O='1O;3H@0FQA8VL@,BXU<'0@9&]U8FQE.R!F;VYT.B`Q,'!T($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@=&5X="UA;&EG;CH@<FEG
M:'0G/C$L,S$W+#8S-CPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=P861D:6YG+6)O='1O;3H@,BXU<'0[('1E>'0M86QI9VXZ(&QE9G0[(&9O
M;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V
M,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB
M;W1T;VTZ(#(N-7!T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)V)O<F1E<BUB;W1T;VTZ($)L86-K(#(N-7!T(&1O=6)L
M93L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[
M('1E>'0M86QI9VXZ(&QE9G0G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO
M=W)A<"!S='EL93TS1"=B;W)D97(M8F]T=&]M.B!";&%C:R`R+C5P="!D;W5B
M;&4[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF
M.R!T97AT+6%L:6=N.B!R:6=H="<^,S8L-S,T/"]T9#X\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`R+C5P=#L@=&5X="UA
M;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL
M93TS1"=P861D:6YG+6)O='1O;3H@,BXU<'0[(&9O;G0Z(#$P<'0@0V%L:6)R
M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G8F]R9&5R+6)O='1O;3H@0FQA
M8VL@,BXU<'0@9&]U8FQE.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9CL@=&5X="UA;&EG;CH@;&5F="<^)B,Q-C`[/"]T9#X\
M=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V)O<F1E<BUB;W1T;VTZ($)L
M86-K(#(N-7!T(&1O=6)L93L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I
M8V$L(%-A;G,M4V5R:68[('1E>'0M86QI9VXZ(')I9VAT)SXV,2PS,#4\+W1D
M/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ
M(#(N-7!T.R!T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P
M/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`R+C5P=#L@9F]N
M=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P
M.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=B;W)D
M97(M8F]T=&]M.B!";&%C:R`R+C5P="!D;W5B;&4[(&9O;G0Z(#$P<'0@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T97AT+6%L:6=N.B!L969T
M)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G8F]R
M9&5R+6)O='1O;3H@0FQA8VL@,BXU<'0@9&]U8FQE.R!F;VYT.B`Q,'!T($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@=&5X="UA;&EG;CH@<FEG
M:'0G/C0Q+#0T,CPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P
M861D:6YG+6)O='1O;3H@,BXU<'0[('1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z
M(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\
M+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T
M;VTZ(#(N-7!T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P
M('-T>6QE/3-$)V)O<F1E<BUB;W1T;VTZ($)L86-K(#(N-7!T(&1O=6)L93L@
M9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[('1E
M>'0M86QI9VXZ(&QE9G0G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A
M<"!S='EL93TS1"=B;W)D97(M8F]T=&]M.B!";&%C:R`R+C5P="!D;W5B;&4[
M(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T
M97AT+6%L:6=N.B!R:6=H="<^,S,L,#,T/"]T9#X\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`R+C5P=#L@=&5X="UA;&EG
M;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=P861D:6YG+6)O='1O;3H@,BXU<'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N
M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#(N-7!T
M.R!T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`R+C5P=#L@=&5X="UA;&EG
M;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF)SXR+#`Y,BPX,3D\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y
M;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#(N-7!T.R!T97AT+6%L:6=N.B!L969T
M.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^
M)B,Q-C`[/"]T9#X\+W1R/@T*/'1R('-T>6QE/3-$)W9E<G1I8V%L+6%L:6=N
M.B!B;W1T;VT[(&)A8VMG<F]U;F0M8V]L;W(Z(')G8B@R,#0L,C,X+#(U-2D[
M(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SX-
M"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ
M(&QE9G0[('!A9&1I;F<M8F]T=&]M.B`Q<'0[(&9O;G0Z(#$P<'0@0V%L:6)R
M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SY5;F%M;W)T:7IE9"!N970@9&5F
M97)R960@;&]A;B!C;W-T<SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL
M93TS1"=P861D:6YG+6)O='1O;3H@,7!T.R!F;VYT.B`Q,'!T($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@
M;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`Q<'0[
M('1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R
M87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#%P=#L@=&5X="UA;&EG;CH@
M<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
M<&%D9&EN9RUB;W1T;VTZ(#%P=#L@=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@
M,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO
M=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P861D:6YG+6)O='1O
M;3H@,7!T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T
M>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`Q<'0[('1E>'0M86QI9VXZ(&QE9G0[
M(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF
M(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN
M9RUB;W1T;VTZ(#%P=#L@=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@
M0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#%P
M=#L@=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV
M971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO
M=W)A<"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@,7!T.R!F;VYT.B`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-
M"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T
M=&]M.B`Q<'0[('1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R
M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R
M87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#%P=#L@=&5X
M="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A
M+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@
M<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#%P=#L@=&5X="UA;&EG;CH@;&5F
M=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G
M/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P861D
M:6YG+6)O='1O;3H@,7!T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`Q<'0[('1E>'0M86QI
M9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4]
M,T0G<&%D9&EN9RUB;W1T;VTZ(#%P=#L@=&5X="UA;&EG;CH@<FEG:'0[(&9O
M;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V
M,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB
M;W1T;VTZ(#%P=#L@=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI
M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO
M=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@,7!T.R!F
M;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q
M-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A
M9&1I;F<M8F]T=&]M.B`Q<'0[('1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P
M<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D
M/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ
M(#%P=#L@=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#%P=#L@=&5X="UA
M;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL
M93TS1"=P861D:6YG+6)O='1O;3H@,7!T.R!F;VYT.B`Q,'!T($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@
M;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`Q<'0[
M('1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R
M87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#%P=#L@=&5X="UA;&EG;CH@
M<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
M<&%D9&EN9RUB;W1T;VTZ(#%P=#L@=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@
M,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO
M=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P861D:6YG+6)O='1O
M;3H@,7!T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T
M>6QE/3-$)V)O<F1E<BUB;W1T;VTZ($)L86-K(#%P="!S;VQI9#L@9F]N=#H@
M,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[('1E>'0M86QI
M9VXZ(&QE9G0G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL
M93TS1"=B;W)D97(M8F]T=&]M.B!";&%C:R`Q<'0@<V]L:60[(&9O;G0Z(#$P
M<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T97AT+6%L:6=N
M.B!R:6=H="<^,2PS,C0\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4]
M,T0G<&%D9&EN9RUB;W1T;VTZ(#%P=#L@=&5X="UA;&EG;CH@;&5F=#L@9F]N
M=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P
M.SPO=&0^/"]T<CX-"CQT<B!S='EL93TS1"=V97)T:6-A;"UA;&EG;CH@8F]T
M=&]M.R!B86-K9W)O=6YD+6-O;&]R.B!7:&ET93L@9F]N=#H@,3!P="!#86QI
M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/@T*("`@(#QT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@<&%D9&EN9RUB
M;W1T;VTZ(#(N-7!T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9B<^)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q
M-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[5&]T86P@;F]N+6-O=F5R960F
M(S$V,#LF(S$V,#ML;V%N<SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL
M93TS1"=P861D:6YG+6)O='1O;3H@,BXU<'0[(&9O;G0Z(#$P<'0@0V%L:6)R
M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#(N
M-7!T.R!T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`R+C5P=#L@=&5X="UA
M;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y
M;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#(N-7!T.R!T97AT+6%L:6=N.B!L969T
M.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^
M)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I
M;F<M8F]T=&]M.B`R+C5P=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I
M8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS
M1&YO=W)A<"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@,BXU<'0[('1E>'0M
M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y
M;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#(N-7!T.R!T97AT+6%L:6=N.B!R:6=H
M=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G
M/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P861D
M:6YG+6)O='1O;3H@,BXU<'0[('1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P
M<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D
M/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ
M(#(N-7!T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T
M>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`R+C5P=#L@=&5X="UA;&EG;CH@;&5F
M=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G
M/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P861D
M:6YG+6)O='1O;3H@,BXU<'0[('1E>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q
M,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T
M9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M
M.B`R+C5P=#L@=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I
M+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A
M<#TS1&YO=W)A<"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@,BXU<'0[(&9O
M;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V
M,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D
M9&EN9RUB;W1T;VTZ(#(N-7!T.R!T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q
M,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T
M9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M
M.B`R+C5P=#L@=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R
M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R
M87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#(N-7!T.R!T
M97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P
M('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`R+C5P=#L@9F]N=#H@,3!P="!#
M86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@
M("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P861D:6YG+6)O='1O
M;3H@,BXU<'0[('1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R
M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R
M87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#(N-7!T.R!T
M97AT+6%L:6=N.B!R:6=H=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I
M8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A
M<"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@,BXU<'0[('1E>'0M86QI9VXZ
M(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
M<&%D9&EN9RUB;W1T;VTZ(#(N-7!T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W
M<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`R+C5P=#L@
M=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I
M8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A
M<"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@,BXU<'0[('1E>'0M86QI9VXZ
M(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$
M)W!A9&1I;F<M8F]T=&]M.B`R+C5P=#L@=&5X="UA;&EG;CH@;&5F=#L@9F]N
M=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P
M.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P861D:6YG+6)O
M='1O;3H@,BXU<'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R
M87`@<W1Y;&4],T0G8F]R9&5R+6)O='1O;3H@0FQA8VL@,BXU<'0@9&]U8FQE
M.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@
M=&5X="UA;&EG;CH@;&5F="<^)#PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S
M='EL93TS1"=B;W)D97(M8F]T=&]M.B!";&%C:R`R+C5P="!D;W5B;&4[(&9O
M;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T97AT
M+6%L:6=N.B!R:6=H="<^,BPP.30L,30S/"]T9#X\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`R+C5P=#L@=&5X="UA;&EG
M;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68G/B8C,38P.SPO=&0^/"]T<CX-"CQT<B!S='EL93TS1"=V97)T:6-A
M;"UA;&EG;CH@8F]T=&]M.R!B86-K9W)O=6YD+6-O;&]R.B!R9V(H,C`T+#(S
M."PR-34I.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9B<^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT
M+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T
M>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y
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M.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^
M)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z
M(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\
M+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA
M;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL
M93TS1"=T97AT+6%L:6=N.B!R:6=H=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(
M96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS
M1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\
M=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R
M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@
M9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C
M,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L
M:6=N.B!R:6=H=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL
M93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A
M+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#
M86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D
M(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!R:6=H=#L@
M9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C
M,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L
M:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE
M/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF
M)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4]
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M;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q
M-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P
M<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D
M/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG
M;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=T97AT+6%L:6=N.B!R:6=H=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV
M971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO
M=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@
M;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N
M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N
M=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P
M.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N
M.B!R:6=H=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\+W1R/@T*/'1R('-T>6QE
M/3-$)W9E<G1I8V%L+6%L:6=N.B!B;W1T;VT[(&)A8VMG<F]U;F0M8V]L;W(Z
M(%=H:71E.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9B<^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT
M+6%L:6=N.B!L969T.R!P861D:6YG+6)O='1O;3H@,BXU<'0[(&9O;G0Z(#$P
M<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SY4;W1A;"!C;W9E
M<F5D(&QO86YS/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A
M9&1I;F<M8F]T=&]M.B`R+C5P=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV
M971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A
M<#TS1&YO=W)A<"!S='EL93TS1"=B;W)D97(M8F]T=&]M.B!";&%C:R`R+C5P
M="!D;W5B;&4[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF.R!T97AT+6%L:6=N.B!L969T)SXD/"]T9#X\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)V)O<F1E<BUB;W1T;VTZ($)L86-K(#(N-7!T(&1O
M=6)L93L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R
M:68[('1E>'0M86QI9VXZ(')I9VAT)SXT,BPY,S4\+W1D/CQT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#(N-7!T.R!T97AT
M+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T
M>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`R+C5P=#L@9F]N=#H@,3!P="!#86QI
M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@
M/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=B;W)D97(M8F]T=&]M.B!"
M;&%C:R`R+C5P="!D;W5B;&4[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF.R!T97AT+6%L:6=N.B!L969T)SXF(S$V,#L\+W1D
M/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G8F]R9&5R+6)O='1O;3H@
M0FQA8VL@,BXU<'0@9&]U8FQE.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9CL@=&5X="UA;&EG;CH@<FEG:'0G/C$R-"PT-3$\
M+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T
M;VTZ(#(N-7!T.R!T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W
M<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`R+C5P=#L@
M9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C
M,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=B
M;W)D97(M8F]T=&]M.B!";&%C:R`R+C5P="!D;W5B;&4[(&9O;G0Z(#$P<'0@
M0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T97AT+6%L:6=N.B!L
M969T)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
M8F]R9&5R+6)O='1O;3H@0FQA8VL@,BXU<'0@9&]U8FQE.R!F;VYT.B`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@=&5X="UA;&EG;CH@
M<FEG:'0G/B8C,34Q.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=P861D:6YG+6)O='1O;3H@,BXU<'0[('1E>'0M86QI9VXZ(&QE9G0[(&9O
M;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V
M,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB
M;W1T;VTZ(#(N-7!T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)V)O<F1E<BUB;W1T;VTZ($)L86-K(#(N-7!T(&1O=6)L
M93L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[
M('1E>'0M86QI9VXZ(&QE9G0G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO
M=W)A<"!S='EL93TS1"=B;W)D97(M8F]T=&]M.B!";&%C:R`R+C5P="!D;W5B
M;&4[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF
M.R!T97AT+6%L:6=N.B!R:6=H="<^-RPU-CD\+W1D/CQT9"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#(N-7!T.R!T97AT+6%L
M:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE
M/3-$)W!A9&1I;F<M8F]T=&]M.B`R+C5P=#L@9F]N=#H@,3!P="!#86QI8G)I
M+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D
M(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=B;W)D97(M8F]T=&]M.B!";&%C
M:R`R+C5P="!D;W5B;&4[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A
M+"!386YS+5-E<FEF.R!T97AT+6%L:6=N.B!L969T)SXF(S$V,#L\+W1D/CQT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G8F]R9&5R+6)O='1O;3H@0FQA
M8VL@,BXU<'0@9&]U8FQE.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9CL@=&5X="UA;&EG;CH@<FEG:'0G/C<S+#@V.#PO=&0^
M/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@
M,BXU<'0[('1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#(N-7!T.R!F;VYT
M.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[
M/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V)O<F1E
M<BUB;W1T;VTZ($)L86-K(#(N-7!T(&1O=6)L93L@9F]N=#H@,3!P="!#86QI
M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[('1E>'0M86QI9VXZ(&QE9G0G
M/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=B;W)D
M97(M8F]T=&]M.B!";&%C:R`R+C5P="!D;W5B;&4[(&9O;G0Z(#$P<'0@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T97AT+6%L:6=N.B!R:6=H
M="<^,S,L-#DQ/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A
M9&1I;F<M8F]T=&]M.B`R+C5P=#L@=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@
M,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO
M=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P861D:6YG+6)O='1O
M;3H@,BXU<'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@
M<W1Y;&4],T0G8F]R9&5R+6)O='1O;3H@0FQA8VL@,BXU<'0@9&]U8FQE.R!F
M;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@=&5X
M="UA;&EG;CH@;&5F="<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P
M('-T>6QE/3-$)V)O<F1E<BUB;W1T;VTZ($)L86-K(#(N-7!T(&1O=6)L93L@
M9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[('1E
M>'0M86QI9VXZ(')I9VAT)SXR.#(L,S$T/"]T9#X\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`R+C5P=#L@=&5X="UA;&EG
M;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68G/B8C,38P.SPO=&0^/"]T<CX-"CQT<B!S='EL93TS1"=V97)T:6-A
M;"UA;&EG;CH@8F]T=&]M.R!B86-K9W)O=6YD+6-O;&]R.B!R9V(H,C`T+#(S
M."PR-34I.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9B<^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT
M+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T
M>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y
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M.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^
M)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z
M(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\
M+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA
M;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL
M93TS1"=T97AT+6%L:6=N.B!R:6=H=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(
M96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS
M1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\
M=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R
M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@
M9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C
M,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L
M:6=N.B!R:6=H=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL
M93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A
M+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#
M86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D
M(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!R:6=H=#L@
M9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C
M,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L
M:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE
M/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF
M)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4]
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M;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q
M-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P
M<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D
M/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG
M;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=T97AT+6%L:6=N.B!R:6=H=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV
M971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO
M=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@
M;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N
M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N
M=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P
M.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N
M.B!R:6=H=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\+W1R/@T*/'1R('-T>6QE
M/3-$)W9E<G1I8V%L+6%L:6=N.B!B;W1T;VT[(&)A8VMG<F]U;F0M8V]L;W(Z
M(%=H:71E.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9B<^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT
M+6%L:6=N.B!L969T.R!P861D:6YG+6)O='1O;3H@,BXU<'0[(&9O;G0Z(#$P
M<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#LF(S$V
M,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF
M(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#M4;W1A;"!L;V%N
M<SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P861D:6YG+6)O
M='1O;3H@,BXU<'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R
M87`@<W1Y;&4],T0G8F]R9&5R+6)O='1O;3H@0FQA8VL@,BXU<'0@9&]U8FQE
M.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@
M=&5X="UA;&EG;CH@;&5F="<^)#PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S
M='EL93TS1"=B;W)D97(M8F]T=&]M.B!";&%C:R`R+C5P="!D;W5B;&4[(&9O
M;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T97AT
M+6%L:6=N.B!R:6=H="<^-C0U+#8P,SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A
M<"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@,BXU<'0[('1E>'0M86QI9VXZ
M(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
M<&%D9&EN9RUB;W1T;VTZ(#(N-7!T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W
M<F%P/3-$;F]W<F%P('-T>6QE/3-$)V)O<F1E<BUB;W1T;VTZ($)L86-K(#(N
M-7!T(&1O=6)L93L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68[('1E>'0M86QI9VXZ(&QE9G0G/B8C,38P.SPO=&0^/'1D(&YO
M=W)A<#TS1&YO=W)A<"!S='EL93TS1"=B;W)D97(M8F]T=&]M.B!";&%C:R`R
M+C5P="!D;W5B;&4[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF.R!T97AT+6%L:6=N.B!R:6=H="<^,2PT-#(L,#@W/"]T9#X\
M=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`R
M+C5P=#L@=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(
M96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS
M1&YO=W)A<"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@,BXU<'0[(&9O;G0Z
M(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\
M+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G8F]R9&5R
M+6)O='1O;3H@0FQA8VL@,BXU<'0@9&]U8FQE.R!F;VYT.B`Q,'!T($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@=&5X="UA;&EG;CH@;&5F="<^
M)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V)O<F1E
M<BUB;W1T;VTZ($)L86-K(#(N-7!T(&1O=6)L93L@9F]N=#H@,3!P="!#86QI
M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[('1E>'0M86QI9VXZ(')I9VAT
M)SXS-BPW,S0\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D
M9&EN9RUB;W1T;VTZ(#(N-7!T.R!T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q
M,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T
M9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M
M.B`R+C5P=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S
M='EL93TS1"=B;W)D97(M8F]T=&]M.B!";&%C:R`R+C5P="!D;W5B;&4[(&9O
M;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T97AT
M+6%L:6=N.B!L969T)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@
M<W1Y;&4],T0G8F]R9&5R+6)O='1O;3H@0FQA8VL@,BXU<'0@9&]U8FQE.R!F
M;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@=&5X
M="UA;&EG;CH@<FEG:'0G/C8X+#@W-#PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A
M<"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@,BXU<'0[('1E>'0M86QI9VXZ
M(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
M<&%D9&EN9RUB;W1T;VTZ(#(N-7!T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W
M<F%P/3-$;F]W<F%P('-T>6QE/3-$)V)O<F1E<BUB;W1T;VTZ($)L86-K(#(N
M-7!T(&1O=6)L93L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68[('1E>'0M86QI9VXZ(&QE9G0G/B8C,38P.SPO=&0^/'1D(&YO
M=W)A<#TS1&YO=W)A<"!S='EL93TS1"=B;W)D97(M8F]T=&]M.B!";&%C:R`R
M+C5P="!D;W5B;&4[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF.R!T97AT+6%L:6=N.B!R:6=H="<^,3$U+#,Q,#PO=&0^/'1D
M(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@,BXU
M<'0[('1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#(N-7!T.R!F;VYT.B`Q
M,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T
M9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V)O<F1E<BUB
M;W1T;VTZ($)L86-K(#(N-7!T(&1O=6)L93L@9F]N=#H@,3!P="!#86QI8G)I
M+"!(96QV971I8V$L(%-A;G,M4V5R:68[('1E>'0M86QI9VXZ(&QE9G0G/B8C
M,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=B;W)D97(M
M8F]T=&]M.B!";&%C:R`R+C5P="!D;W5B;&4[(&9O;G0Z(#$P<'0@0V%L:6)R
M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T97AT+6%L:6=N.B!R:6=H="<^
M-C8L-3(U/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I
M;F<M8F]T=&]M.B`R+C5P=#L@=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P
M="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^
M/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@
M,BXU<'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y
M;&4],T0G8F]R9&5R+6)O='1O;3H@0FQA8VL@,BXU<'0@9&]U8FQE.R!F;VYT
M.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@=&5X="UA
M;&EG;CH@;&5F="<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T
M>6QE/3-$)V)O<F1E<BUB;W1T;VTZ($)L86-K(#(N-7!T(&1O=6)L93L@9F]N
M=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[('1E>'0M
M86QI9VXZ(')I9VAT)SXR+#,W-BPT-3<\+W1D/CQT9"!N;W=R87`],T1N;W=R
M87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#(N-7!T.R!T97AT+6%L:6=N
M.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9B<^)B,Q-C`[/"]T9#X\+W1R/@T*/"]T86)L93X-"@T*/'`@<W1Y;&4]
M,T0G9F]N=#H@,3!P="\Q,"XP-7!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9CL@;6%R9VEN.B`P.R!T97AT+6%L:6=N.B!J=7-T:69Y.R!T97AT
M+6EN9&5N=#H@,"XR-6EN)SXF(S$V,#L\+W`^#0H-"CQP('-T>6QE/3-$)V9O
M;G0Z(#$P<'0O;F]R;6%L($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9CL@;6%R9VEN.B`P.R!T97AT+6%L:6=N.B!L969T)SY!="!$96-E;6)E<B`S
M,2P@,C`Q,BP@=&AE<F4@=V%S(&%N(&EN<VEG;FEF:6-A;G0-"F%M;W5N="!O
M9B!L;V%N<R!T:&%T('=E<F4@9W)A9&5D("8C,30W.S@F(S$T.#L@=VET:"!A
M;B!A8V-R=6EN9R!S=&%T=7,N/"]P/@T*#0H\<"!S='EL93TS1"=F;VYT.B`Q
M,'!T+VYO<FUA;"!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[(&UA
M<F=I;CH@,#L@=&5X="UA;&EG;CH@;&5F="<^/"]P/@T*#0H-"@T*/'`@<W1Y
M;&4],T0G9F]N=#H@,3!P="]N;W)M86P@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF.R!M87)G:6XZ(#`[('1E>'0M86QI9VXZ(&QE9G0G/B8C,38P
M.SPO<#X-"@T*/'`@<W1Y;&4],T0G9F]N=#H@,3!P="]N;W)M86P@0V%L:6)R
M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!M87)G:6XZ(#`[('1E>'0M86QI
M9VXZ(&QE9G0G/E1H92!F;VQL;W=I;F<@=&%B;&4@<')E<V5N=',@=&AE($-O
M;7!A;GDF(S$T-CMS(')E8V]R9&5D(&EN=F5S=&UE;G0@:6X@;&]A;G,@8GD@
M8W)E9&ET('%U86QI='D@:6YD:6-A=&]R<R!A<R!O9B!$96-E;6)E<B`S,2P-
M"C(P,3$N/"]P/@T*#0H\<"!S='EL93TS1"=F;VYT.B`Q,'!T+S$P+C`U<'0@
M0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!M87)G:6XZ(#`[('1E
M>'0M86QI9VXZ(&IU<W1I9GDG/B8C,38P.SPO<#X-"@T*/'1A8FQE(&-E;&QP
M861D:6YG/3-$,"!C96QL<W!A8VEN9STS1#`@<W1Y;&4],T0G8F]R9&5R+6-O
M;&QA<'-E.B!C;VQL87!S93L@=VED=&@Z(#$P,"4[(&9O;G0Z(#$P<'0@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SX-"CQT<B!S='EL93TS1"=V
M97)T:6-A;"UA;&EG;CH@8F]T=&]M.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9B<^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A
M<"!S='EL93TS1"=F;VYT.B!I=&%L:6,@,3!P="!#86QI8G)I+"!(96QV971I
M8V$L(%-A;G,M4V5R:68[('1E>'0M86QI9VXZ(&IU<W1I9GDG/B@D(&EN('1H
M;W5S86YD<RD\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D
M9&EN9RUB;W1T;VTZ(#%P=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I
M8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&-O;'-P86X]
M,T0R-B!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@8V5N
M=&5R.R!B;W)D97(M8F]T=&]M.B!";&%C:R`Q<'0@<V]L:60[(&9O;G0Z(#$P
M<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SY#<F5D:70@475A
M;&ET>2!);F1I8V%T;W(@*$=R;W5P960@8GD@26YT97)N86QL>2!!<W-I9VYE
M9"!'<F%D92D\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D
M9&EN9RUB;W1T;VTZ(#%P=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I
M8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/"]T<CX-"CQT<B!S='EL93TS
M1"=V97)T:6-A;"UA;&EG;CH@8F]T=&]M.R!F;VYT.B`Q,'!T($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9B<^#0H@("`@/'1D(&YO=W)A<#TS1&YO
M=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!J=7-T:69Y.R!F;VYT.B`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\
M=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`Q
M<'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF
M)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!C;VQS<&%N/3-$,B!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@8V5N=&5R.R!B;W)D97(M8F]T
M=&]M.B!";&%C:R`Q<'0@<V]L:60[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF)SY087-S("A'<F%D97,\8G(@+SX-"B`Q+"`R
M+"`F(S,X.R`S*3PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P
M861D:6YG+6)O='1O;3H@,7!T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`Q<'0[(&9O;G0Z(#$P<'0@
M0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*
M("`@(#QT9"!C;VQS<&%N/3-$,B!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
M=&5X="UA;&EG;CH@8V5N=&5R.R!B;W)D97(M8F]T=&]M.B!";&%C:R`Q<'0@
M<V]L:60[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF)SY796%K(%!A<W,@/&)R("\^#0HH1W)A9&4@-"D\+W1D/CQT9"!N;W=R
M87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#%P=#L@9F]N
M=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P
M.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P861D:6YG+6)O
M='1O;3H@,7!T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@8V]L<W!A;CTS1#(@;F]W
M<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&-E;G1E<CL@8F]R
M9&5R+6)O='1O;3H@0FQA8VL@,7!T('-O;&ED.R!F;VYT.B`Q,'!T($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^5V%T8V@@;W(\8G(@+SX-"B!3
M=&%N9&%R9"`\8G(@+SX-"DQO86YS(#QB<B`O/@T**$=R861E(#DI/"]T9#X\
M=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`Q
M<'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF
M)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D
M9&EN9RUB;W1T;VTZ(#%P=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I
M8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&-O;'-P86X]
M,T0R(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!C96YT
M97([(&)O<F1E<BUB;W1T;VTZ($)L86-K(#%P="!S;VQI9#L@9F]N=#H@,3!P
M="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/E-P96-I86P\8G(@
M+SX-"B!-96YT:6]N(#QB<B`O/@T*3&]A;G,@/&)R("\^#0HH1W)A9&4@-2D\
M+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T
M;VTZ(#%P=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=P861D:6YG+6)O='1O;3H@,7!T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@8V]L
M<W!A;CTS1#(@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ
M(&-E;G1E<CL@8F]R9&5R+6)O='1O;3H@0FQA8VL@,7!T('-O;&ED.R!F;VYT
M.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^0VQA<W-I
M9FEE9"`\8G(@+SX-"DQO86YS("A'<F%D97,@/&)R("\^-BP@-RP@)B,S.#L@
M."D\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB
M;W1T;VTZ(#%P=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL
M93TS1"=P861D:6YG+6)O='1O;3H@,7!T.R!F;VYT.B`Q,'!T($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@
M8V]L<W!A;CTS1#(@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI
M9VXZ(&-E;G1E<CL@8F]R9&5R+6)O='1O;3H@0FQA8VL@,7!T('-O;&ED.R!F
M;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^3F]N
M86-C<G5A;"`\8G(@+SX-"DQO86YS/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P
M('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`Q<'0[(&9O;G0Z(#$P<'0@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N
M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#%P=#L@
M9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C
M,38P.SPO=&0^#0H@("`@/'1D(&-O;'-P86X],T0R(&YO=W)A<#TS1&YO=W)A
M<"!S='EL93TS1"=T97AT+6%L:6=N.B!C96YT97([(&)O<F1E<BUB;W1T;VTZ
M($)L86-K(#%P="!S;VQI9#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I
M8V$L(%-A;G,M4V5R:68G/E1O=&%L/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P
M('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`Q<'0[(&9O;G0Z(#$P<'0@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CPO='(^
M#0H\='(@<W1Y;&4],T0G=F5R=&EC86PM86QI9VXZ(&)O='1O;3L@8F%C:V=R
M;W5N9"UC;VQO<CH@<F=B*#(P-"PR,S@L,C4U*3L@9F]N=#H@,3!P="!#86QI
M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/@T*("`@(#QT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G=&5X="UD96-O<F%T:6]N.B!U;F1E<FQI;F4[
M('1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF)SY.;VXM8V]V97)E9"!L;V%N<SH\+W1D/CQT9"!N
M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(
M96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO
M=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT
M.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[
M/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ
M(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$
M)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R
M87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A
M<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W
M<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT
M.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[
M/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ
M(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
M9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C
M,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T
M97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P
M('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W
M<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z
M(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\
M+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#
M86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@
M("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L
M969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E
M>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P
M('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R
M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R
M87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV
M971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A
M<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q
M,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T
M9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I
M9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E
M>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A
M+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@
M<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S
M='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P
M/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q
M,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T
M9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE
M9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF
M)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N
M=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P
M.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT
M+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T
M>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P
M/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P
M<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D
M/CPO='(^#0H\='(@<W1Y;&4],T0G=F5R=&EC86PM86QI9VXZ(&)O='1O;3L@
M8F%C:V=R;W5N9"UC;VQO<CH@5VAI=&4[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF)SX-"B`@("`\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SY#;VUM97)C:6%L+"!F:6YA
M;F-I86PL(&%N9"!A9W)I8W5L='5R86PZ/"]T9#X\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R
M87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI
M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO
M=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!R:6=H=#L@9F]N
M=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P
M.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N
M.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$
M)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF
M(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
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M.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[
M/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@
M0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*
M("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@
M;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R
M:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T
M97AT+6%L:6=N.B!R:6=H=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I
M8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A
M<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W
M<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R
M87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@
M,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO
M=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!R
M:6=H=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R
M:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T
M97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P
M('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@
M<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I
M+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A
M<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!R:6=H=#L@9F]N=#H@
M,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO
M=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L
M969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O
M;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V
M,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X
M="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S
M='EL93TS1"=T97AT+6%L:6=N.B!R:6=H=#L@9F]N=#H@,3!P="!#86QI8G)I
M+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A
M<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q
M,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T
M9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@
M(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F
M=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G
M/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT
M+6%L:6=N.B!R:6=H=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S
M='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\+W1R/@T*/'1R
M('-T>6QE/3-$)W9E<G1I8V%L+6%L:6=N.B!B;W1T;VT[(&)A8VMG<F]U;F0M
M8V]L;W(Z(')G8B@R,#0L,C,X+#(U-2D[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF)SX-"B`@("`\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)W=I9'1H.B`S,"4[('1E>'0M86QI9VXZ(&QE9G0[(&9O
M;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SY#;VUM
M97)C:6%L("T@=6YS96-U<F5D/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T
M>6QE/3-$)W=I9'1H.B`Q)3L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I
M8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS
M1&YO=W)A<"!S='EL93TS1"=W:61T:#H@,24[('1E>'0M86QI9VXZ(&QE9G0[
M(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXD
M/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W=I9'1H.B`W)3L@
M=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF)SXQ,RPU,38\+W1D/CQT9"!N;W=R87`],T1N;W=R
M87`@<W1Y;&4],T0G=VED=&@Z(#$E.R!T97AT+6%L:6=N.B!L969T.R!F;VYT
M.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[
M/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W=I9'1H.B`Q)3L@
M9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C
M,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=W
M:61T:#H@,24[('1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R
M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R
M87`],T1N;W=R87`@<W1Y;&4],T0G=VED=&@Z(#<E.R!T97AT+6%L:6=N.B!R
M:6=H=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R
M:68G/C(S+#<S-3PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=W
M:61T:#H@,24[('1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R
M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R
M87`],T1N;W=R87`@<W1Y;&4],T0G=VED=&@Z(#$E.R!F;VYT.B`Q,'!T($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@
M("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W=I9'1H.B`Q)3L@=&5X
M="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S
M='EL93TS1"=W:61T:#H@-R4[('1E>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q
M,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^,3,\+W1D/CQT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=VED=&@Z(#$E.R!T97AT+6%L
M:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE
M/3-$)W=I9'1H.B`Q)3L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO
M=W)A<"!S='EL93TS1"=W:61T:#H@,24[('1E>'0M86QI9VXZ(&QE9G0[(&9O
M;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V
M,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=VED=&@Z(#<E
M.R!T97AT+6%L:6=N.B!R:6=H=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV
M971I8V$L(%-A;G,M4V5R:68G/C(Q-SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A
M<"!S='EL93TS1"=W:61T:#H@,24[('1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z
M(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\
M+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=VED=&@Z(#$E.R!F
M;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q
M-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W=I
M9'1H.B`Q)3L@=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I
M+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A
M<#TS1&YO=W)A<"!S='EL93TS1"=W:61T:#H@-R4[('1E>'0M86QI9VXZ(')I
M9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9B<^.#0U/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W=I9'1H
M.B`Q)3L@=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(
M96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS
M1&YO=W)A<"!S='EL93TS1"=W:61T:#H@,24[(&9O;G0Z(#$P<'0@0V%L:6)R
M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=VED=&@Z(#$E.R!T97AT+6%L
M:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE
M/3-$)W=I9'1H.B`W)3L@=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@
M0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXT-3(\+W1D/CQT9"!N
M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=VED=&@Z(#$E.R!T97AT+6%L:6=N
M.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$
M)W=I9'1H.B`Q)3L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A
M<"!S='EL93TS1"=W:61T:#H@,24[('1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z
M(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\
M+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=VED=&@Z(#<E.R!T
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M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SX-"B`@("`\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@
M0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SY#;VUM97)C:6%L("T@
M<V5C=7)E9#PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT
M.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[
M/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M
M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y
M;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF)SXS-BPU.#<\+W1D/CQT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P
M="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^
M/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\
M=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[
M(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF
M(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA
M;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF)SXV-BPQ,#4\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y
M;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(
M96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS
M1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@
M0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[
M(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXQ
M+#DQ,CPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L
M:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE
M/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF
M)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4]
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M,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P
M="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^
M#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N
M.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$
M)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9B<^,BPW-C$\+W1D/CQT9"!N;W=R87`],T1N;W=R
M87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI
M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO
M=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W
M<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z
M(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\
M+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@
M<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF)SXR+#$Y,#PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T
M97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P
M('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@
M<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I
M+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A
M<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!R:6=H=#L@9F]N=#H@
M,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/C$Q,2PW-3$\
M+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@
M;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R
M:68G/B8C,38P.SPO=&0^/"]T<CX-"CQT<B!S='EL93TS1"=V97)T:6-A;"UA
M;&EG;CH@8F]T=&]M.R!B86-K9W)O=6YD+6-O;&]R.B!R9V(H,C`T+#(S."PR
M-34I.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9B<^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L
M:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9B<^4V5C=7)E9"!B>2!I;G9E;G1O<GD@86YD(&%C8V]U;G1S(')E
M8V5I=F%B;&4\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N
M=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P
M.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT
M+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T
M>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9B<^,RPW-38\+W1D/CQT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P
M="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^
M/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\
M=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[
M(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF
M(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA
M;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF)SXQ-BPQ.3<\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y
M;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(
M96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS
M1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@
M0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[
M(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXR
M.#(\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG
M;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^
M)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$
M)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R
M87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXW-38\+W1D/CQT9"!N;W=R
M87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@
M,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO
M=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@
M("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE
M9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF
M)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X
M="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A
M+"!386YS+5-E<FEF)SXR-#D\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y
M;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(
M96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS
M1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@
M0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[
M(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXU
M.#@\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG
M;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^
M)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$
M)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R
M87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXR,2PX,C@\+W1D/CQT9"!N
M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N
M=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P
M.SPO=&0^/"]T<CX-"CQT<B!S='EL93TS1"=V97)T:6-A;"UA;&EG;CH@8F]T
M=&]M.R!B86-K9W)O=6YD+6-O;&]R.B!7:&ET93L@9F]N=#H@,3!P="!#86QI
M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/@T*("`@(#QT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P
M="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^
M/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\
M=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[
M(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF
M(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA
M;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y
M;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(
M96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS
M1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@
M0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[
M(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF
M(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA
M;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL
M93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE
M/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@
M0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@
M9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C
M,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q
M,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T
M9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI
M9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4]
M,T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#
M86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D
M(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@
M;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O
M;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V
M,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG
M;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4]
M,T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV
M971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO
M=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N
M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O
M;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V
M,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG
M;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^
M)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$
M)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R
M87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N
M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N
M=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P
M.SPO=&0^/"]T<CX-"CQT<B!S='EL93TS1"=V97)T:6-A;"UA;&EG;CH@8F]T
M=&]M.R!B86-K9W)O=6YD+6-O;&]R.B!R9V(H,C`T+#(S."PR-34I.R!F;VYT
M.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^#0H@("`@
M/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T
M.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^
M4F5A;"!E<W1A=&4@)B,Q-3`[(&-O;G-T<G5C=&EO;BP@;&%N9"!D979E;&]P
M;65N="`F(S,X.R!O=&AE<B!L86YD(&QO86YS/"]T9#X\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A
M+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#
M86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D
M(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!R:6=H=#L@
M9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/C,W
M+#4Y-CPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L
M:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE
M/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF
M)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4]
M,T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV
M971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO
M=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!R:6=H=#L@9F]N=#H@,3!P="!#
M86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/C$U-BPV-3$\+W1D/CQT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@
M9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C
M,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q
M,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T
M9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI
M9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4]
M,T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF)SXV+#0Y,#PO=&0^/'1D(&YO=W)A<#TS1&YO
M=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@
M;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N
M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N
M=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P
M.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N
M.B!R:6=H=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68G/CDL.3`S/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$
M)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R
M87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A
M<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W
M<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT
M.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^,3,L,SDS
M/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ
M(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
M9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C
M,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T
M97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P
M('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^,C(L-S<R/"]T9#X\=&0@;F]W
M<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z
M(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\
M+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#
M86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@
M("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L
M969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E
M>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9B<^,C0V+#@P-3PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A
M<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\+W1R/@T*
M/'1R('-T>6QE/3-$)W9E<G1I8V%L+6%L:6=N.B!B;W1T;VT[(&)A8VMG<F]U
M;F0M8V]L;W(Z(%=H:71E.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9B<^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL
M93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A
M+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#
M86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D
M(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!R:6=H=#L@
M9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C
M,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L
M:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE
M/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF
M)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4]
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M;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q
M-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P
M<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D
M/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG
M;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=T97AT+6%L:6=N.B!R:6=H=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV
M971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO
M=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@
M;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N
M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N
M=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P
M.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N
M.B!R:6=H=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R
M87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI
M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO
M=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!R:6=H=#L@9F]N
M=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P
M.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N
M.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$
M)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF
M(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
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M.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[
M/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@
M0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*
M("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@
M;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R
M:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T
M97AT+6%L:6=N.B!R:6=H=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I
M8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A
M<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\+W1R/@T*
M/'1R('-T>6QE/3-$)W9E<G1I8V%L+6%L:6=N.B!B;W1T;VT[(&)A8VMG<F]U
M;F0M8V]L;W(Z(')G8B@R,#0L,C,X+#(U-2D[(&9O;G0Z(#$P<'0@0V%L:6)R
M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SX-"B`@("`\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@
M0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SY296%L(&5S=&%T92`F
M(S$U,#L@<F5S:61E;G1I86PL(&9A<FUL86YD+"!A;F0@;75L=&DM9F%M:6QY
M/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@
M0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*
M("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@
M;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R
M:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T
M97AT+6%L:6=N.B!R:6=H=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I
M8V$L(%-A;G,M4V5R:68G/C(U-RPQ-C,\+W1D/CQT9"!N;W=R87`],T1N;W=R
M87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI
M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO
M=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W
M<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z
M(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\
M+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@
M<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF)SXT-38L,3@X/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$
M)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R
M87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A
M<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W
M<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT
M.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^,3`L,C0X
M/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ
M(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
M9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C
M,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T
M97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P
M('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^,3<L-C@W/"]T9#X\=&0@;F]W
M<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z
M(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\
M+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#
M86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@
M("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L
M969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E
M>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9B<^,C@L.3,Y/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P
M('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R
M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R
M87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV
M971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A
M<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q
M,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T
M9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I
M9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9B<^,C4L-#,P/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E
M>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A
M+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@
M<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S
M='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P
M/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q
M,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^-SDU+#8U-3PO
M=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L
M969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9B<^)B,Q-C`[/"]T9#X\+W1R/@T*/'1R('-T>6QE/3-$)W9E<G1I8V%L+6%L
M:6=N.B!B;W1T;VT[(&)A8VMG<F]U;F0M8V]L;W(Z(%=H:71E.R!F;VYT.B`Q
M,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^#0H@("`@/'1D
M(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F
M;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q
M-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P
M<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D
M/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG
M;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=T97AT+6%L:6=N.B!R:6=H=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV
M971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO
M=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@
M;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N
M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N
M=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P
M.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N
M.B!R:6=H=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R
M87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI
M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO
M=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!R:6=H=#L@9F]N
M=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P
M.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N
M.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$
M)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF
M(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
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M.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[
M/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@
M0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*
M("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@
M;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R
M:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T
M97AT+6%L:6=N.B!R:6=H=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I
M8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A
M<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W
M<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R
M87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@
M,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO
M=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!R
M:6=H=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R
M:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T
M97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P
M('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@
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M969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9B<^)B,Q-C`[/"]T9#X\+W1R/@T*/'1R('-T>6QE/3-$)W9E<G1I8V%L+6%L
M:6=N.B!B;W1T;VT[(&)A8VMG<F]U;F0M8V]L;W(Z(')G8B@R,#0L,C,X+#(U
M-2D[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF
M)SX-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI
M9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF)SY296%L(&5S=&%T92`F(S$U,#L@:&]M92!E<75I='D@;&EN97,@
M;V8@8W)E9&ET/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O
M;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V
M,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X
M="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S
M='EL93TS1"=T97AT+6%L:6=N.B!R:6=H=#L@9F]N=#H@,3!P="!#86QI8G)I
M+"!(96QV971I8V$L(%-A;G,M4V5R:68G/C$S,"PY,3,\+W1D/CQT9"!N;W=R
M87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@
M,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO
M=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@
M("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE
M9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF
M)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X
M="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A
M+"!386YS+5-E<FEF)SXV-RPV,#8\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@
M<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I
M+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A
M<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P
M/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P
M<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D
M/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG
M:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF
M)SXR+#0R,CPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT
M+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T
M>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y
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M(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@
M,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO
M=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L
M:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE
M/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9B<^,2PT-C8\+W1D/CQT9"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#
M86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D
M(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@
M;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O
M;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V
M,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG
M;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF)SXS+#$V,3PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R
M87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI
M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO
M=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!R:6=H=#L@9F]N
M=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/C(P-RPT
M,S8\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG
M;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68G/B8C,38P.SPO=&0^/"]T<CX-"CQT<B!S='EL93TS1"=V97)T:6-A
M;"UA;&EG;CH@8F]T=&]M.R!B86-K9W)O=6YD+6-O;&]R.B!7:&ET93L@9F]N
M=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/@T*("`@
M(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F
M=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G
M/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT
M.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[
M/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M
M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y
M;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P
M="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^
M/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\
M=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[
M(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF
M(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA
M;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y
M;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(
M96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS
M1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@
M0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[
M(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF
M(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA
M;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL
M93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE
M/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@
M0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@
M9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C
M,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q
M,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T
M9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI
M9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4]
M,T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#
M86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D
M(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@
M;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O
M;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V
M,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG
M;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4]
M,T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV
M971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO
M=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N
M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O
M;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V
M,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG
M;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68G/B8C,38P.SPO=&0^/"]T<CX-"CQT<B!S='EL93TS1"=V97)T:6-A
M;"UA;&EG;CH@8F]T=&]M.R!B86-K9W)O=6YD+6-O;&]R.B!R9V(H,C`T+#(S
M."PR-34I.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9B<^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT
M+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9B<^4F5A;"!E<W1A=&4@+2!C;VUM97)C:6%L/"]T9#X\=&0@
M;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N
M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N
M=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P
M.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N
M.B!R:6=H=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68G/C$T,"PU-S<\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4]
M,T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV
M971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO
M=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N
M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O
M;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXS-S(L
M-C$T/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI
M9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4]
M,T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G
M/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^,S`L-S(R/"]T9#X\=&0@
M;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O
M;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V
M,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P
M="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^
M#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N
M.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$
M)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9B<^,3$L-3`R/"]T9#X\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N
M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(
M96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO
M=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT
M.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[
M/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ
M(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9B<^,34L-38U/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$
M)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R
M87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A
M<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W
M<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT
M.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^,38L,C`S
M/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ
M(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
M9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C
M,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T
M97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P
M('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^-3@W+#$X,SPO=&0^/'1D(&YO
M=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT
M.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[
M/"]T9#X\+W1R/@T*/'1R('-T>6QE/3-$)W9E<G1I8V%L+6%L:6=N.B!B;W1T
M;VT[(&)A8VMG<F]U;F0M8V]L;W(Z(%=H:71E.R!F;VYT.B`Q,'!T($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^#0H@("`@/'1D(&YO=W)A<#TS
M1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\
M=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R
M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@
M9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C
M,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L
M:6=N.B!R:6=H=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL
M93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A
M+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#
M86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D
M(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!R:6=H=#L@
M9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C
M,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L
M:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE
M/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF
M)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4]
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M;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q
M-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P
M<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D
M/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG
M;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=T97AT+6%L:6=N.B!R:6=H=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV
M971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO
M=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@
M;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N
M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N
M=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P
M.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N
M.B!R:6=H=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R
M87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI
M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO
M=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!R:6=H=#L@9F]N
M=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P
M.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N
M.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$
M)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF
M(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
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M.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[
M/"]T9#X\+W1R/@T*/'1R('-T>6QE/3-$)W9E<G1I8V%L+6%L:6=N.B!B;W1T
M;VT[(&)A8VMG<F]U;F0M8V]L;W(Z(')G8B@R,#0L,C,X+#(U-2D[(&9O;G0Z
M(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SX-"B`@("`\
M=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[
M('!A9&1I;F<M8F]T=&]M.B`Q<'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF)SY#;VYS=6UE<CPO=&0^/'1D(&YO=W)A<#TS
M1&YO=W)A<"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@,7!T.R!F;VYT.B`Q
M,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T
M9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V)O<F1E<BUB
M;W1T;VTZ($)L86-K(#%P="!S;VQI9#L@9F]N=#H@,3!P="!#86QI8G)I+"!(
M96QV971I8V$L(%-A;G,M4V5R:68[('1E>'0M86QI9VXZ(&QE9G0G/B8C,38P
M.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=B;W)D97(M8F]T
M=&]M.B!";&%C:R`Q<'0@<V]L:60[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF.R!T97AT+6%L:6=N.B!R:6=H="<^,S`L-CDS
M/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T
M=&]M.B`Q<'0[('1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R
M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R
M87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#%P=#L@9F]N
M=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P
M.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=B;W)D
M97(M8F]T=&]M.B!";&%C:R`Q<'0@<V]L:60[(&9O;G0Z(#$P<'0@0V%L:6)R
M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T97AT+6%L:6=N.B!L969T)SXF
M(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G8F]R9&5R
M+6)O='1O;3H@0FQA8VL@,7!T('-O;&ED.R!F;VYT.B`Q,'!T($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9CL@=&5X="UA;&EG;CH@<FEG:'0G/C(S
M+#4U,#PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P861D:6YG
M+6)O='1O;3H@,7!T.R!T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@
M;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`Q<'0[
M(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF
M(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
M8F]R9&5R+6)O='1O;3H@0FQA8VL@,7!T('-O;&ED.R!F;VYT.B`Q,'!T($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@=&5X="UA;&EG;CH@;&5F
M="<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V)O
M<F1E<BUB;W1T;VTZ($)L86-K(#%P="!S;VQI9#L@9F]N=#H@,3!P="!#86QI
M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[('1E>'0M86QI9VXZ(')I9VAT
M)SXV-SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P861D:6YG
M+6)O='1O;3H@,7!T.R!T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@
M;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`Q<'0[
M(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF
M(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
M8F]R9&5R+6)O='1O;3H@0FQA8VL@,7!T('-O;&ED.R!F;VYT.B`Q,'!T($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@=&5X="UA;&EG;CH@;&5F
M="<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V)O
M<F1E<BUB;W1T;VTZ($)L86-K(#%P="!S;VQI9#L@9F]N=#H@,3!P="!#86QI
M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[('1E>'0M86QI9VXZ(')I9VAT
M)SXS-C@\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN
M9RUB;W1T;VTZ(#%P=#L@=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#
M86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D
M(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@,7!T
M.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^
M)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$
M)V)O<F1E<BUB;W1T;VTZ($)L86-K(#%P="!S;VQI9#L@9F]N=#H@,3!P="!#
M86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[('1E>'0M86QI9VXZ(&QE
M9G0G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=B
M;W)D97(M8F]T=&]M.B!";&%C:R`Q<'0@<V]L:60[(&9O;G0Z(#$P<'0@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T97AT+6%L:6=N.B!R:6=H
M="<^.3@X/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I
M;F<M8F]T=&]M.B`Q<'0[('1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@
M0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#%P
M=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G
M/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=B;W)D97(M8F]T=&]M.B!";&%C:R`Q<'0@<V]L:60[(&9O;G0Z(#$P<'0@
M0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T97AT+6%L:6=N.B!L
M969T)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
M8F]R9&5R+6)O='1O;3H@0FQA8VL@,7!T('-O;&ED.R!F;VYT.B`Q,'!T($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@=&5X="UA;&EG;CH@<FEG
M:'0G/C(L-S<P/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A
M9&1I;F<M8F]T=&]M.B`Q<'0[('1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P
M<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D
M/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ
M(#%P=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R
M:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL
M93TS1"=B;W)D97(M8F]T=&]M.B!";&%C:R`Q<'0@<V]L:60[(&9O;G0Z(#$P
M<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T97AT+6%L:6=N
M.B!L969T)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4]
M,T0G8F]R9&5R+6)O='1O;3H@0FQA8VL@,7!T('-O;&ED.R!F;VYT.B`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@=&5X="UA;&EG;CH@
M<FEG:'0G/C4X+#0S-CPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=P861D:6YG+6)O='1O;3H@,7!T.R!T97AT+6%L:6=N.B!L969T.R!F;VYT
M.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[
M/"]T9#X\+W1R/@T*/'1R('-T>6QE/3-$)W9E<G1I8V%L+6%L:6=N.B!B;W1T
M;VT[(&)A8VMG<F]U;F0M8V]L;W(Z(%=H:71E.R!F;VYT.B`Q,'!T($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^#0H@("`@/'1D('-T>6QE/3-$
M)W1E>'0M86QI9VXZ(&QE9G0[('!A9&1I;F<M8F]T=&]M.B`R+C5P=#L@9F]N
M=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[('!A9&1I
M;F<M;&5F=#H@,F5M)SXF(S$V,#LF(S$V,#M4;W1A;#PO=&0^/'1D(&YO=W)A
M<#TS1&YO=W)A<"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@,BXU<'0[(&9O
M;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V
M,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G8F]R
M9&5R+6)O='1O;3H@0FQA8VL@,BXU<'0@9&]U8FQE.R!F;VYT.B`Q,'!T($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@=&5X="UA;&EG;CH@;&5F
M="<^)#PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=B;W)D97(M
M8F]T=&]M.B!";&%C:R`R+C5P="!D;W5B;&4[(&9O;G0Z(#$P<'0@0V%L:6)R
M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T97AT+6%L:6=N.B!R:6=H="<^
M-C4P+#@P,3PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P861D
M:6YG+6)O='1O;3H@,BXU<'0[('1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P
M<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D
M/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ
M(#(N-7!T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T
M>6QE/3-$)V)O<F1E<BUB;W1T;VTZ($)L86-K(#(N-7!T(&1O=6)L93L@9F]N
M=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[('1E>'0M
M86QI9VXZ(&QE9G0G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S
M='EL93TS1"=B;W)D97(M8F]T=&]M.B!";&%C:R`R+C5P="!D;W5B;&4[(&9O
M;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T97AT
M+6%L:6=N.B!R:6=H="<^,2PQ.#(L-C0V/"]T9#X\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`R+C5P=#L@=&5X="UA;&EG
M;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=P861D:6YG+6)O='1O;3H@,BXU<'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N
M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G8F]R9&5R+6)O='1O;3H@0FQA8VL@
M,BXU<'0@9&]U8FQE.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9CL@=&5X="UA;&EG;CH@;&5F="<^)B,Q-C`[/"]T9#X\=&0@
M;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V)O<F1E<BUB;W1T;VTZ($)L86-K
M(#(N-7!T(&1O=6)L93L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68[('1E>'0M86QI9VXZ(')I9VAT)SXU,BPQ-38\+W1D/CQT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#(N
M-7!T.R!T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`R+C5P=#L@9F]N=#H@
M,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO
M=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=B;W)D97(M
M8F]T=&]M.B!";&%C:R`R+C5P="!D;W5B;&4[(&9O;G0Z(#$P<'0@0V%L:6)R
M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T97AT+6%L:6=N.B!L969T)SXF
M(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G8F]R9&5R
M+6)O='1O;3H@0FQA8VL@,BXU<'0@9&]U8FQE.R!F;VYT.B`Q,'!T($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@=&5X="UA;&EG;CH@<FEG:'0G
M/C0T+#0Y-SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P861D
M:6YG+6)O='1O;3H@,BXU<'0[('1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P
M<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D
M/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ
M(#(N-7!T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T
M>6QE/3-$)V)O<F1E<BUB;W1T;VTZ($)L86-K(#(N-7!T(&1O=6)L93L@9F]N
M=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[('1E>'0M
M86QI9VXZ(&QE9G0G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S
M='EL93TS1"=B;W)D97(M8F]T=&]M.B!";&%C:R`R+C5P="!D;W5B;&4[(&9O
M;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T97AT
M+6%L:6=N.B!R:6=H="<^-C0L,C`V/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P
M('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`R+C5P=#L@=&5X="UA;&EG;CH@
M;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R
M:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P
M861D:6YG+6)O='1O;3H@,BXU<'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R
M87`],T1N;W=R87`@<W1Y;&4],T0G8F]R9&5R+6)O='1O;3H@0FQA8VL@,BXU
M<'0@9&]U8FQE.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9CL@=&5X="UA;&EG;CH@;&5F="<^)B,Q-C`[/"]T9#X\=&0@;F]W
M<F%P/3-$;F]W<F%P('-T>6QE/3-$)V)O<F1E<BUB;W1T;VTZ($)L86-K(#(N
M-7!T(&1O=6)L93L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68[('1E>'0M86QI9VXZ(')I9VAT)SXW,RPU-C8\+W1D/CQT9"!N
M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#(N-7!T
M.R!T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`R+C5P=#L@9F]N=#H@,3!P
M="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^
M#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P861D:6YG+6)O
M='1O;3H@,BXU<'0[('1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N
M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#(N-7!T
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M;G,M4V5R:68G/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
M=&5X="UA;&EG;CH@;&5F=#L@<&%D9&EN9RUB;W1T;VTZ(#%P=#L@9F]N=#H@
M,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/E5N86UO<G1I
M>F5D(&YE="!D969E<G)E9"!L;V%N(&-O<W1S/"]T9#X\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`Q<'0[(&9O;G0Z(#$P
M<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D
M/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB
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M969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A
M9&1I;F<M8F]T=&]M.B`Q<'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#%P=#L@=&5X="UA
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M+6)O='1O;3H@,7!T.R!T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@
M;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`Q<'0[
M(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF
M(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
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M+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T
M>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`Q<'0[(&9O;G0Z(#$P<'0@0V%L:6)R
M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#%P
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M.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[
M/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T
M=&]M.B`Q<'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@
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M,7!T.R!T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`Q<'0[(&9O;G0Z(#$P
M<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D
M/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB
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M969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A
M9&1I;F<M8F]T=&]M.B`Q<'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G8F]R9&5R+6)O='1O;3H@0FQA8VL@,7!T('-O
M;&ED.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9CL@=&5X="UA;&EG;CH@;&5F="<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)V)O<F1E<BUB;W1T;VTZ($)L86-K(#%P="!S;VQI
M9#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[
M('1E>'0M86QI9VXZ(')I9VAT)SXQ+#(X,#PO=&0^/'1D(&YO=W)A<#TS1&YO
M=W)A<"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@,7!T.R!T97AT+6%L:6=N
M.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9B<^)B,Q-C`[/"]T9#X\+W1R/@T*/'1R('-T>6QE/3-$)W9E<G1I8V%L
M+6%L:6=N.B!B;W1T;VT[(&)A8VMG<F]U;F0M8V]L;W(Z(%=H:71E.R!F;VYT
M.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^#0H@("`@
M/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T
M.R!P861D:6YG+6)O='1O;3H@,BXU<'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#LF(S$V,#LF(S$V,#LF(S$V
M,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#M4;W1A;"!N
M;VXM8V]V97)E9"8C,38P.R8C,38P.VQO86YS/"]T9#X\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`R+C5P=#L@9F]N=#H@
M,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO
M=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P861D:6YG
M+6)O='1O;3H@,BXU<'0[('1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@
M0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#(N
M-7!T.R!T97AT+6%L:6=N.B!R:6=H=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(
M96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS
M1&YO=W)A<"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@,BXU<'0[('1E>'0M
M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y
M;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#(N-7!T.R!F;VYT.B`Q,'!T($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\
M=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`R
M+C5P=#L@=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(
M96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS
M1&YO=W)A<"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@,BXU<'0[('1E>'0M
M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T
M>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`R+C5P=#L@=&5X="UA;&EG;CH@;&5F
M=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G
M/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P861D
M:6YG+6)O='1O;3H@,BXU<'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#(N-7!T.R!T97AT
M+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T
M>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`R+C5P=#L@=&5X="UA;&EG;CH@<FEG
M:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF
M)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D
M9&EN9RUB;W1T;VTZ(#(N-7!T.R!T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q
M,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T
M9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M
M.B`R+C5P=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S
M='EL93TS1"=P861D:6YG+6)O='1O;3H@,BXU<'0[('1E>'0M86QI9VXZ(&QE
M9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF
M)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D
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M87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#(N-7!T.R!F
M;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q
M-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A
M9&1I;F<M8F]T=&]M.B`R+C5P=#L@=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@
M,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO
M=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P861D:6YG+6)O='1O
M;3H@,BXU<'0[('1E>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W
M<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`R+C5P=#L@
M=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I
M8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A
M<"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@,BXU<'0[(&9O;G0Z(#$P<'0@
M0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*
M("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T
M;VTZ(#(N-7!T.R!T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W
M<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`R+C5P=#L@
M=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R
M87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#(N-7!T.R!T97AT+6%L:6=N
M.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$
M)W!A9&1I;F<M8F]T=&]M.B`R+C5P=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(
M96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO
M=W)A<#TS1&YO=W)A<"!S='EL93TS1"=B;W)D97(M8F]T=&]M.B!";&%C:R`R
M+C5P="!D;W5B;&4[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF.R!T97AT+6%L:6=N.B!L969T)SXD/"]T9#X\=&0@;F]W<F%P
M/3-$;F]W<F%P('-T>6QE/3-$)V)O<F1E<BUB;W1T;VTZ($)L86-K(#(N-7!T
M(&1O=6)L93L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68[('1E>'0M86QI9VXZ(')I9VAT)SXR+#`V.2PQ-3(\+W1D/CQT9"!N
M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#(N-7!T
M.R!T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\+W1R/@T*/'1R('-T>6QE
M/3-$)W9E<G1I8V%L+6%L:6=N.B!B;W1T;VT[(&)A8VMG<F]U;F0M8V]L;W(Z
M(')G8B@R,#0L,C,X+#(U-2D[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF)SX-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T
M>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I
M8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS
M1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\
M=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT
M.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^
M)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M
M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y
M;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R
M:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL
M93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\
M=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[
M(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF
M(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@
M,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO
M=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L
M:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE
M/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@
M0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I
M+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D
M(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F
M;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q
M-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI
M9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE
M/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO
M=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@
M;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F
M;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q
M-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI
M9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4]
M,T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G
M/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@
M;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O
M;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V
M,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P
M="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^
M#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N
M.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$
M)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CPO='(^
M#0H\='(@<W1Y;&4],T0G=F5R=&EC86PM86QI9VXZ(&)O='1O;3L@8F%C:V=R
M;W5N9"UC;VQO<CH@5VAI=&4[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF)SX-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T
M>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[('!A9&1I;F<M8F]T=&]M.B`R+C5P
M=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G
M/E1O=&%L(&-O=F5R960@;&]A;G,\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@
M<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#(N-7!T.R!F;VYT.B`Q,'!T($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@
M("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V)O<F1E<BUB;W1T;VTZ
M($)L86-K(#(N-7!T(&1O=6)L93L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV
M971I8V$L(%-A;G,M4V5R:68[('1E>'0M86QI9VXZ(&QE9G0G/B0\+W1D/CQT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G8F]R9&5R+6)O='1O;3H@0FQA
M8VL@,BXU<'0@9&]U8FQE.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9CL@=&5X="UA;&EG;CH@<FEG:'0G/C8R+#`U,CPO=&0^
M/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@
M,BXU<'0[('1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#(N-7!T.R!F;VYT
M.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[
M/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V)O<F1E
M<BUB;W1T;VTZ($)L86-K(#(N-7!T(&1O=6)L93L@9F]N=#H@,3!P="!#86QI
M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[('1E>'0M86QI9VXZ(&QE9G0G
M/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=B;W)D
M97(M8F]T=&]M.B!";&%C:R`R+C5P="!D;W5B;&4[(&9O;G0Z(#$P<'0@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T97AT+6%L:6=N.B!R:6=H
M="<^,38Q+#4P.#PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P
M861D:6YG+6)O='1O;3H@,BXU<'0[('1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z
M(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\
M+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T
M;VTZ(#(N-7!T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P
M('-T>6QE/3-$)V)O<F1E<BUB;W1T;VTZ($)L86-K(#(N-7!T(&1O=6)L93L@
M9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[('1E
M>'0M86QI9VXZ(&QE9G0G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A
M<"!S='EL93TS1"=B;W)D97(M8F]T=&]M.B!";&%C:R`R+C5P="!D;W5B;&4[
M(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T
M97AT+6%L:6=N.B!R:6=H="<^)B,Q-3$[/"]T9#X\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`R+C5P=#L@=&5X="UA;&EG
M;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=P861D:6YG+6)O='1O;3H@,BXU<'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N
M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G8F]R9&5R+6)O='1O;3H@0FQA8VL@
M,BXU<'0@9&]U8FQE.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9CL@=&5X="UA;&EG;CH@;&5F="<^)B,Q-C`[/"]T9#X\=&0@
M;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V)O<F1E<BUB;W1T;VTZ($)L86-K
M(#(N-7!T(&1O=6)L93L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68[('1E>'0M86QI9VXZ(')I9VAT)SXX+#`S,SPO=&0^/'1D
M(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@,BXU
M<'0[('1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#(N-7!T.R!F;VYT.B`Q
M,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T
M9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V)O<F1E<BUB
M;W1T;VTZ($)L86-K(#(N-7!T(&1O=6)L93L@9F]N=#H@,3!P="!#86QI8G)I
M+"!(96QV971I8V$L(%-A;G,M4V5R:68[('1E>'0M86QI9VXZ(&QE9G0G/B8C
M,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=B;W)D97(M
M8F]T=&]M.B!";&%C:R`R+C5P="!D;W5B;&4[(&9O;G0Z(#$P<'0@0V%L:6)R
M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T97AT+6%L:6=N.B!R:6=H="<^
M.#@L,38Y/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I
M;F<M8F]T=&]M.B`R+C5P=#L@=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P
M="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^
M/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@
M,BXU<'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y
M;&4],T0G8F]R9&5R+6)O='1O;3H@0FQA8VL@,BXU<'0@9&]U8FQE.R!F;VYT
M.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@=&5X="UA
M;&EG;CH@;&5F="<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T
M>6QE/3-$)V)O<F1E<BUB;W1T;VTZ($)L86-K(#(N-7!T(&1O=6)L93L@9F]N
M=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[('1E>'0M
M86QI9VXZ(')I9VAT)SXT,2PT-S(\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@
M<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#(N-7!T.R!T97AT+6%L:6=N.B!L
M969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A
M9&1I;F<M8F]T=&]M.B`R+C5P=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV
M971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A
M<#TS1&YO=W)A<"!S='EL93TS1"=B;W)D97(M8F]T=&]M.B!";&%C:R`R+C5P
M="!D;W5B;&4[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF.R!T97AT+6%L:6=N.B!L969T)SXF(S$V,#L\+W1D/CQT9"!N;W=R
M87`],T1N;W=R87`@<W1Y;&4],T0G8F]R9&5R+6)O='1O;3H@0FQA8VL@,BXU
M<'0@9&]U8FQE.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9CL@=&5X="UA;&EG;CH@<FEG:'0G/C,V,2PR,S0\+W1D/CQT9"!N
M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#(N-7!T
M.R!T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\+W1R/@T*/'1R('-T>6QE
M/3-$)W9E<G1I8V%L+6%L:6=N.B!B;W1T;VT[(&)A8VMG<F]U;F0M8V]L;W(Z
M(')G8B@R,#0L,C,X+#(U-2D[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF)SX-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T
M>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I
M8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS
M1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\
M=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT
M.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^
M)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M
M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y
M;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R
M:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL
M93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\
M=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[
M(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF
M(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@
M,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO
M=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L
M:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE
M/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@
M0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I
M+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D
M(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F
M;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q
M-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI
M9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE
M/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO
M=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@
M;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F
M;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q
M-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI
M9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4]
M,T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G
M/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@
M;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O
M;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V
M,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P
M="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^
M#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N
M.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$
M)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CPO='(^
M#0H\='(@<W1Y;&4],T0G=F5R=&EC86PM86QI9VXZ(&)O='1O;3L@8F%C:V=R
M;W5N9"UC;VQO<CH@5VAI=&4[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF)SX-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T
M>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[('!A9&1I;F<M8F]T=&]M.B`R+C5P
M=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G
M/B8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C
M,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P
M.U1O=&%L(&QO86YS/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$
M)W!A9&1I;F<M8F]T=&]M.B`R+C5P=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(
M96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO
M=W)A<#TS1&YO=W)A<"!S='EL93TS1"=B;W)D97(M8F]T=&]M.B!";&%C:R`R
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M<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`R+C5P=#L@
M=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I
M8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A
M<"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@,BXU<'0[(&9O;G0Z(#$P<'0@
M0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*
M("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G8F]R9&5R+6)O='1O
M;3H@0FQA8VL@,BXU<'0@9&]U8FQE.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9CL@=&5X="UA;&EG;CH@;&5F="<^)B,Q-C`[
M/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V)O<F1E<BUB;W1T
M;VTZ($)L86-K(#(N-7!T(&1O=6)L93L@9F]N=#H@,3!P="!#86QI8G)I+"!(
M96QV971I8V$L(%-A;G,M4V5R:68[('1E>'0M86QI9VXZ(')I9VAT)SXQ+#,T
M-"PQ-30\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN
M9RUB;W1T;VTZ(#(N-7!T.R!T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\
M=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`R
M+C5P=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R
M:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL
M93TS1"=B;W)D97(M8F]T=&]M.B!";&%C:R`R+C5P="!D;W5B;&4[(&9O;G0Z
M(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T97AT+6%L
M:6=N.B!L969T)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y
M;&4],T0G8F]R9&5R+6)O='1O;3H@0FQA8VL@,BXU<'0@9&]U8FQE.R!F;VYT
M.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@=&5X="UA
M;&EG;CH@<FEG:'0G/C4R+#$U-CPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S
M='EL93TS1"=P861D:6YG+6)O='1O;3H@,BXU<'0[('1E>'0M86QI9VXZ(&QE
M9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF
M)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D
M9&EN9RUB;W1T;VTZ(#(N-7!T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P
M/3-$;F]W<F%P('-T>6QE/3-$)V)O<F1E<BUB;W1T;VTZ($)L86-K(#(N-7!T
M(&1O=6)L93L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68[('1E>'0M86QI9VXZ(&QE9G0G/B8C,38P.SPO=&0^/'1D(&YO=W)A
M<#TS1&YO=W)A<"!S='EL93TS1"=B;W)D97(M8F]T=&]M.B!";&%C:R`R+C5P
M="!D;W5B;&4[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF.R!T97AT+6%L:6=N.B!R:6=H="<^-3(L-3,P/"]T9#X\=&0@;F]W
M<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`R+C5P=#L@
M=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I
M8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A
M<"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@,BXU<'0[(&9O;G0Z(#$P<'0@
M0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*
M("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G8F]R9&5R+6)O='1O
M;3H@0FQA8VL@,BXU<'0@9&]U8FQE.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9CL@=&5X="UA;&EG;CH@;&5F="<^)B,Q-C`[
M/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V)O<F1E<BUB;W1T
M;VTZ($)L86-K(#(N-7!T(&1O=6)L93L@9F]N=#H@,3!P="!#86QI8G)I+"!(
M96QV971I8V$L(%-A;G,M4V5R:68[('1E>'0M86QI9VXZ(')I9VAT)SXQ-3(L
M,S<U/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M
M8F]T=&]M.B`R+C5P=#L@=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#
M86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D
M(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@,BXU
M<'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF
M)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4]
M,T0G8F]R9&5R+6)O='1O;3H@0FQA8VL@,BXU<'0@9&]U8FQE.R!F;VYT.B`Q
M,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@=&5X="UA;&EG
M;CH@;&5F="<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE
M/3-$)V)O<F1E<BUB;W1T;VTZ($)L86-K(#(N-7!T(&1O=6)L93L@9F]N=#H@
M,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[('1E>'0M86QI
M9VXZ(')I9VAT)SXQ,34L,#,X/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T
M>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`R+C5P=#L@=&5X="UA;&EG;CH@;&5F
M=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G
M/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P861D
M:6YG+6)O='1O;3H@,BXU<'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G8F]R9&5R+6)O='1O;3H@0FQA8VL@,BXU<'0@
M9&]U8FQE.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9CL@=&5X="UA;&EG;CH@;&5F="<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P
M/3-$;F]W<F%P('-T>6QE/3-$)V)O<F1E<BUB;W1T;VTZ($)L86-K(#(N-7!T
M(&1O=6)L93L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68[('1E>'0M86QI9VXZ(')I9VAT)SXR+#0S,"PS.#8\+W1D/CQT9"!N
M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#(N-7!T
M.R!T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\+W1R/@T*/"]T86)L93X-
M"@T*/'`@<W1Y;&4],T0G9F]N=#H@,3!P="\Q,"XP-7!T($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9CL@;6%R9VEN.B`P.R!T97AT+6%L:6=N.B!J
M=7-T:69Y.R!T97AT+6EN9&5N=#H@,"XR-6EN)SXF(S$V,#L\+W`^#0H-"CQP
M('-T>6QE/3-$)V9O;G0Z(#$P<'0O;F]R;6%L($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9CL@;6%R9VEN.B`P.R!T97AT+6%L:6=N.B!L969T)SY!
M="!$96-E;6)E<B`S,2P@,C`Q,2P@=&AE<F4@=V%S(&%N(&EN<VEG;FEF:6-A
M;G0-"F%M;W5N="!O9B!L;V%N<R!T:&%T('=E<F4@9W)A9&5D("8C,30W.S@F
M(S$T.#L@=VET:"!A;B!A8V-R=6EN9R!S=&%T=7,N/"]P/@T*#0H\<"!S='EL
M93TS1"=F;VYT.B`Q,'!T+S$P+C`U<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF.R!M87)G:6XZ(#`[('1E>'0M86QI9VXZ(&IU<W1I9GDG/CQI
M/B8C,38P.SPO:3X\+W`^#0H-"CQP('-T>6QE/3-$)V9O;G0Z(#$P<'0O,3`N
M,#5P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[(&UA<F=I;CH@
M,#L@=&5X="UA;&EG;CH@:G5S=&EF>2<^/&D^5')O=6)L960@1&5B="!297-T
M<G5C='5R:6YG<SPO:3X\+W`^#0H-"CQP('-T>6QE/3-$)V9O;G0Z(#$P<'0O
M;F]R;6%L($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@;6%R9VEN
M.B`P.R!T97AT+6%L:6=N.B!L969T)SXF(S$V,#LF(S$V,#L\+W`^#0H-"CQP
M('-T>6QE/3-$)V9O;G0Z(#$P<'0O;F]R;6%L($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9CL@;6%R9VEN.B`P.R!T97AT+6%L:6=N.B!L969T)SY4
M:&4@<F5S=')U8W1U<FEN9R!O9B!A(&QO86X@:7,@8V]N<VED97)E9`T*82`F
M(S$T-SMT<F]U8FQE9"!D96)T(')E<W1R=6-T=7)I;F<F(S$T.#L@:68@8F]T
M:"`H:2D@=&AE(&)O<G)O=V5R(&ES(&5X<&5R:65N8VEN9R!F:6YA;F-I86P@
M9&EF9FEC=6QT:65S(&%N9"`H:6DI('1H92!C<F5D:71O<@T*:&%S(&=R86YT
M960@82!C;VYC97-S:6]N+B!#;VYC97-S:6]N<R!M87D@:6YC;'5D92!I;G1E
M<F5S="!R871E(')E9'5C=&EO;G,@;W(@8F5L;W<@;6%R:V5T(&EN=&5R97-T
M(')A=&5S+"!P<FEN8VEP86P@9F]R9VEV96YE<W,L#0IR97-T<G5C='5R:6YG
M(&%M;W)T:7IA=&EO;B!S8VAE9'5L97,@86YD(&]T:&5R(&%C=&EO;G,@:6YT
M96YD960@=&\@;6EN:6UI>F4@<&]T96YT:6%L(&QO<W-E<RX\+W`^#0H-"CQP
M('-T>6QE/3-$)V9O;G0Z(#$P<'0O;F]R;6%L($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9CL@;6%R9VEN.B`P.R!T97AT+6%L:6=N.B!L969T)SXF
M(S$V,#L\+W`^#0H-"CQP('-T>6QE/3-$)V9O;G0Z(#$P<'0O;F]R;6%L($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@;6%R9VEN.B`P.R!T97AT
M+6%L:6=N.B!L969T)SY4:&4@=F%S="!M86IO<FET>2!O9B!T:&4@0V]M<&%N
M>28C,30V.W,-"G1R;W5B;&5D(&1E8G0@<F5S=')U8W1U<FEN9W,@;6]D:69I
M960@9'5R:6YG('1H92!Y96%R(&5N9&5D($1E8V5M8F5R(#,Q+"`R,#$Q(&%N
M9"`R,#$R(')E;&%T960@=&\@:6YT97)E<W0@<F%T92!R961U8W1I;VYS(&-O
M;6)I;F5D#0IW:71H(')E<W1R=6-T=7)E9"!A;6]R=&EZ871I;VX@<V-H961U
M;&5S+B!4:&4@0V]M<&%N>2!D;V5S(&YO="!G<F%N="!P<FEN8VEP86P@9F]R
M9VEV96YE<W,N/"]P/@T*#0H\<"!S='EL93TS1"=F;VYT.B`Q,'!T+VYO<FUA
M;"!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[(&UA<F=I;CH@,#L@
M=&5X="UA;&EG;CH@;&5F="<^)B,Q-C`[/"]P/@T*#0H\<"!S='EL93TS1"=F
M;VYT.B`Q,'!T+VYO<FUA;"!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R
M:68[(&UA<F=I;CH@,#L@=&5X="UA;&EG;CH@;&5F="<^06QL(&QO86YS(&-L
M87-S:69I960@87,@=')O=6)L960@9&5B=`T*<F5S=')U8W1U<FEN9W,@87)E
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M=FEO=7-L>2X\+W`^#0H-"@T*#0H-"@T*/'`@<W1Y;&4],T0G9F]N=#H@,3!P
M="]N;W)M86P@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!M87)G
M:6XZ(#`[('1E>'0M86QI9VXZ(&QE9G0G/E1H92!F;VQL;W=I;F<@=&%B;&4@
M<')E<V5N=',@:6YF;W)M871I;VX-"G)E;&%T960@=&\@;&]A;G,@;6]D:69I
M960@:6X@82!T<F]U8FQE9"!D96)T(')E<W1R=6-T=7)I;F<@9'5R:6YG('1H
M92!Y96%R<R!E;F1E9"!$96-E;6)E<B`S,2P@,C`Q,B!A;F0@,C`Q,2XF(S$V
M,#L\+W`^#0H-"CQP('-T>6QE/3-$)V9O;G0Z(#$P<'0O;F]R;6%L($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@;6%R9VEN.B`P.R!T97AT+6%L
M:6=N.B!L969T)SXF(S$V,#L\+W`^#0H-"CQT86)L92!C96QL<&%D9&EN9STS
M1#`@8V5L;'-P86-I;F<],T0P('-T>6QE/3-$)V)O<F1E<BUC;VQL87!S93H@
M8V]L;&%P<V4[('=I9'1H.B`Q,#`E.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9B<^#0H\='(@<W1Y;&4],T0G=F5R=&EC86PM
M86QI9VXZ(&)O='1O;3L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68G/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4]
M,T0G9F]N=#H@:71A;&EC(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF.R!T97AT+6%L:6=N.B!J=7-T:69Y)SXH)"!I;B!T:&]U<V%N9',I
M/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T
M=&]M.B`Q<'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!C;VQS<&%N/3-$,3`@;F]W
M<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&-E;G1E<CL@8F]R
M9&5R+6)O='1O;3H@0FQA8VL@,7!T('-O;&ED.R!F;VYT.B`Q,'!T($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@=F5R=&EC86PM86QI9VXZ(&)O
M='1O;2<^1F]R('1H92!Y96%R(&5N9&5D($1E8V5M8F5R(#,Q+"`R,#$R/"]T
M9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M
M.B`Q<'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF)SXF(S$V,#L\+W1D/CPO='(^#0H\='(@<W1Y;&4],T0G=F5R=&EC86PM
M86QI9VXZ(&)O='1O;3L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68G/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4]
M,T0G=&5X="UA;&EG;CH@:G5S=&EF>3L@9F]N=#H@,3!P="!#86QI8G)I+"!(
M96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS
M1&YO=W)A<"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@,7!T.R!F;VYT.B`Q
M,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T
M9#X-"B`@("`\=&0@8V]L<W!A;CTS1#(@;F]W<F%P/3-$;F]W<F%P('-T>6QE
M/3-$)W1E>'0M86QI9VXZ(&-E;G1E<CL@8F]R9&5R+6)O='1O;3H@0FQA8VL@
M,7!T('-O;&ED.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9B<^3G5M8F5R(&]F(#QB<B`O/@T*0V]N=')A8W1S/"]T9#X\=&0@
M;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`Q<'0[
M(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF
M(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN
M9RUB;W1T;VTZ(#%P=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&-O;'-P86X],T0R
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M,7!T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A
M9&1I;F<M8F]T=&]M.B`Q<'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!C;VQS<&%N
M/3-$,B!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@8V5N
M=&5R.R!B;W)D97(M8F]T=&]M.B!";&%C:R`Q<'0@<V]L:60[(&9O;G0Z(#$P
M<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SY0;W-T+4UO9&EF
M:6-A=&EO;CQB<B`O/@T*(%)E<W1R=6-T=7)E9"`\8G(@+SX-"D)A;&%N8V5S
M/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T
M=&]M.B`Q<'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF)SXF(S$V,#L\+W1D/CPO='(^#0H\='(@<W1Y;&4],T0G=F5R=&EC
M86PM86QI9VXZ(&)O='1O;3L@8F%C:V=R;W5N9"UC;VQO<CH@<F=B*#(P-"PR
M,S@L,C4U*3L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68G/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X
M="UD96-O<F%T:6]N.B!U;F1E<FQI;F4[('1E>'0M86QI9VXZ(&IU<W1I9GD[
M(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SY.
M;VXM8V]V97)E9"!41%)S("8C,34P.R!!8V-R=6EN9SPO=&0^/'1D(&YO=W)A
M<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P
M/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P
M<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D
M/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG
M:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF
M)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X
M="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S
M='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T
M>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P
M<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D
M/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F
M=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G
M/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT
M.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[
M/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M
M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y
M;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P
M="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^
M/"]T<CX-"CQT<B!S='EL93TS1"=V97)T:6-A;"UA;&EG;CH@8F]T=&]M.R!B
M86-K9W)O=6YD+6-O;&]R.B!7:&ET93L@9F]N=#H@,3!P="!#86QI8G)I+"!(
M96QV971I8V$L(%-A;G,M4V5R:68G/@T*("`@(#QT9"!N;W=R87`],T1N;W=R
M87`@<W1Y;&4],T0G=VED=&@Z(#<P)3L@=&5X="UA;&EG;CH@:G5S=&EF>3L@
M9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/E)E
M86P@97-T871E("8C,34P.R!C;VYS=')U8W1I;VXL(&QA;F0@9&5V96QO<&UE
M;G0@)B,S.#L@;W1H97(@;&%N9"!L;V%N<SPO=&0^/'1D(&YO=W)A<#TS1&YO
M=W)A<"!S='EL93TS1"=W:61T:#H@,24[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N
M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=VED=&@Z(#$E.R!T97AT+6%L:6=N
M.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$
M)W=I9'1H.B`W)3L@=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXR/"]T9#X\=&0@;F]W<F%P
M/3-$;F]W<F%P('-T>6QE/3-$)W=I9'1H.B`Q)3L@=&5X="UA;&EG;CH@;&5F
M=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G
M/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=W:61T
M:#H@,24[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y
M;&4],T0G=VED=&@Z(#$E.R!T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)#PO=&0^/'1D(&YO
M=W)A<#TS1&YO=W)A<"!S='EL93TS1"=W:61T:#H@-R4[('1E>'0M86QI9VXZ
M(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9B<^-C0R/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W=I
M9'1H.B`Q)3L@=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I
M+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A
M<#TS1&YO=W)A<"!S='EL93TS1"=W:61T:#H@,24[(&9O;G0Z(#$P<'0@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@
M(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=VED=&@Z(#$E.R!T97AT
M+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9B<^)#PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=W:61T:#H@-R4[('1E>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^-C0R/"]T9#X\=&0@;F]W
M<F%P/3-$;F]W<F%P('-T>6QE/3-$)W=I9'1H.B`Q)3L@=&5X="UA;&EG;CH@
M;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R
M:68G/B8C,38P.SPO=&0^/"]T<CX-"CQT<B!S='EL93TS1"=V97)T:6-A;"UA
M;&EG;CH@8F]T=&]M.R!B86-K9W)O=6YD+6-O;&]R.B!R9V(H,C`T+#(S."PR
M-34I.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9B<^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L
M:6=N.B!J=7-T:69Y.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9B<^4F5A;"!E<W1A=&4@)B,Q-3`[(')E<VED96YT:6%L+"!F
M87)M;&%N9"P@86YD(&UU;'1I+69A;6EL>3PO=&0^/'1D(&YO=W)A<#TS1&YO
M=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N
M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O
M;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXX/"]T
M9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE
M9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF
M)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N
M=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P
M.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT
M+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T
M>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9B<^,2PV-3,\+W1D/CQT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P
M="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^
M/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\
M=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[
M(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF
M(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA
M;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF)SXQ+#8U,SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL
M93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\+W1R/@T*/'1R('-T
M>6QE/3-$)W9E<G1I8V%L+6%L:6=N.B!B;W1T;VT[(&)A8VMG<F]U;F0M8V]L
M;W(Z(%=H:71E.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9B<^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T
M97AT+6%L:6=N.B!J=7-T:69Y.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9B<^4F5A;"!E<W1A=&4@)B,Q-3`[(&-O;6UE<F-I
M86P\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P
M="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^
M#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N
M.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$
M)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9B<^)B,Q-3$[/"]T9#X\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N
M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(
M96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO
M=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT
M.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[
M/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ
M(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9B<^)B,Q-3$[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$
M)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R
M87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A
M<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W
M<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT
M.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-3$[
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M:68G/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA
M;&EG;CH@:G5S=&EF>3L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S
M='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T
M>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P
M<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D
M/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F
M=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G
M/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT
M.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[
M/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M
M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y
M;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P
M="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^
M/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\
M=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[
M(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF
M(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA
M;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y
M;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(
M96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/"]T<CX-"CQT<B!S
M='EL93TS1"=V97)T:6-A;"UA;&EG;CH@8F]T=&]M.R!B86-K9W)O=6YD+6-O
M;&]R.B!7:&ET93L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68G/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
M=&5X="UD96-O<F%T:6]N.B!U;F1E<FQI;F4[('1E>'0M86QI9VXZ(&IU<W1I
M9GD[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF
M)SY.;VXM8V]V97)E9"!41%)S("T@3F]N86-C<G5A;#PO=&0^/'1D(&YO=W)A
M<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P
M/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P
M<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D
M/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG
M:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF
M)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X
M="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S
M='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T
M>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P
M<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D
M/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F
M=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G
M/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT
M.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[
M/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M
M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y
M;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P
M="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^
M/"]T<CX-"CQT<B!S='EL93TS1"=V97)T:6-A;"UA;&EG;CH@8F]T=&]M.R!B
M86-K9W)O=6YD+6-O;&]R.B!R9V(H,C`T+#(S."PR-34I.R!F;VYT.B`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^#0H@("`@/'1D(&YO
M=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!J=7-T:69Y.R!F
M;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^0V]M
M;65R8VEA;"P@9FEN86YC:6%L+"!A;F0@86=R:6-U;'1U<F%L.CPO=&0^/'1D
M(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@
M;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O
M;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V
M,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG
M;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4]
M,T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV
M971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO
M=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N
M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O
M;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V
M,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG
M;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^
M)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$
M)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R
M87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N
M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N
M=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P
M.SPO=&0^/"]T<CX-"CQT<B!S='EL93TS1"=V97)T:6-A;"UA;&EG;CH@8F]T
M=&]M.R!B86-K9W)O=6YD+6-O;&]R.B!7:&ET93L@9F]N=#H@,3!P="!#86QI
M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/@T*("`@(#QT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@:G5S=&EF>3L@9F]N=#H@
M,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[('!A9&1I;F<M
M;&5F=#H@,65M)SY#;VUM97)C:6%L("8C,34P.R!S96-U<F5D/"]T9#X\=&0@
M;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N
M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N
M=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P
M.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N
M.B!R:6=H=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68G/C$\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X
M="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S
M='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T
M>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P
M<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXQ,3PO=&0^/'1D
M(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F
M;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q
M-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P
M<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D
M/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG
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M+"!(96QV971I8V$L(%-A;G,M4V5R:68G/@T*("`@(#QT9"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@:G5S=&EF>3L@9F]N=#H@,3!P
M="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/E)E86P@97-T871E
M("8C,34P.R!C;VYS=')U8W1I;VXL(&QA;F0@9&5V96QO<&UE;G0@)B,S.#L@
M;W1H97(@;&%N9"!L;V%N<SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL
M93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE
M/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@
M0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXR/"]T9#X\=&0@;F]W
M<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z
M(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\
M+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#
M86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@
M("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L
M969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E
M>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9B<^,S,R/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T
M>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I
M8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS
M1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\
M=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT
M.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^
M,S,R/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI
M9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF)SXF(S$V,#L\+W1D/CPO='(^#0H\='(@<W1Y;&4],T0G=F5R=&EC
M86PM86QI9VXZ(&)O='1O;3L@8F%C:V=R;W5N9"UC;VQO<CH@5VAI=&4[(&9O
M;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SX-"B`@
M("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&IU
M<W1I9GD[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF)SY296%L(&5S=&%T92`F(S$U,#L@<F5S:61E;G1I86PL(&9A<FUL86YD
M+"!A;F0@;75L=&DM9F%M:6QY/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T
M>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y
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M,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P
M="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^
M#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N
M.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$
M)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9B<^,RPW,S8\+W1D/CQT9"!N;W=R87`],T1N;W=R
M87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI
M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO
M=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W
M<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z
M(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\
M+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@
M<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF)SXS+#<S-CPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T
M97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\+W1R/@T*/'1R('-T>6QE/3-$
M)W9E<G1I8V%L+6%L:6=N.B!B;W1T;VT[(&)A8VMG<F]U;F0M8V]L;W(Z(')G
M8B@R,#0L,C,X+#(U-2D[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A
M+"!386YS+5-E<FEF)SX-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE
M/3-$)W1E>'0M86QI9VXZ(&IU<W1I9GD[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF)SY296%L(&5S=&%T92`F(S$U,#L@:&]M
M92!E<75I='D@;&EN97,@;V8@8W)E9&ET/"]T9#X\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R
M87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI
M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO
M=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!R:6=H=#L@9F]N
M=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/C$\+W1D
M/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F
M=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G
M/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT
M.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[
M/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M
M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y
M;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF)SXQ,C,\+W1D/CQT9"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#
M86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D
M(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@
M;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O
M;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V
M,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG
M;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF)SXQ,C,\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
M=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I
M8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/"]T<CX-"CQT<B!S='EL93TS
M1"=V97)T:6-A;"UA;&EG;CH@8F]T=&]M.R!B86-K9W)O=6YD+6-O;&]R.B!7
M:&ET93L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R
M:68G/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA
M;&EG;CH@:G5S=&EF>3L@<&%D9&EN9RUB;W1T;VTZ(#%P=#L@9F]N=#H@,3!P
M="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/E)E86P@97-T871E
M("8C,34P.R!C;VUM97)C:6%L/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T
M>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`Q<'0[(&9O;G0Z(#$P<'0@0V%L:6)R
M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G8F]R9&5R+6)O='1O;3H@0FQA
M8VL@,7!T('-O;&ED.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9CL@=&5X="UA;&EG;CH@;&5F="<^)B,Q-C`[/"]T9#X\=&0@
M;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V)O<F1E<BUB;W1T;VTZ($)L86-K
M(#%P="!S;VQI9#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68[('1E>'0M86QI9VXZ(')I9VAT)SXU/"]T9#X\=&0@;F]W<F%P
M/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`Q<'0[('1E>'0M
M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y
M;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#%P=#L@9F]N=#H@,3!P="!#86QI8G)I
M+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D
M(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=B;W)D97(M8F]T=&]M.B!";&%C
M:R`Q<'0@<V]L:60[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF.R!T97AT+6%L:6=N.B!L969T)SXF(S$V,#L\+W1D/CQT9"!N
M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G8F]R9&5R+6)O='1O;3H@0FQA8VL@
M,7!T('-O;&ED.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9CL@=&5X="UA;&EG;CH@<FEG:'0G/C$L,#@R/"]T9#X\=&0@;F]W
M<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`Q<'0[('1E
M>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A
M+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@
M<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#%P=#L@9F]N=#H@,3!P="!#86QI
M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@
M/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=B;W)D97(M8F]T=&]M.B!"
M;&%C:R`Q<'0@<V]L:60[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A
M+"!386YS+5-E<FEF.R!T97AT+6%L:6=N.B!L969T)SXF(S$V,#L\+W1D/CQT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G8F]R9&5R+6)O='1O;3H@0FQA
M8VL@,7!T('-O;&ED.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9CL@=&5X="UA;&EG;CH@<FEG:'0G/C$L,#@R/"]T9#X\=&0@
M;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`Q<'0[
M('1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CPO='(^#0H\='(@<W1Y;&4]
M,T0G=F5R=&EC86PM86QI9VXZ(&)O='1O;3L@8F%C:V=R;W5N9"UC;VQO<CH@
M<F=B*#(P-"PR,S@L,C4U*3L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I
M8V$L(%-A;G,M4V5R:68G/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y
M;&4],T0G=&5X="UA;&EG;CH@:G5S=&EF>3L@9F]N=#H@,3!P="!#86QI8G)I
M+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A
M<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P
M/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF.R!T97AT+6%L:6=N.B!L969T)SXF(S$V,#L\+W1D
M/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI
M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[('1E>'0M86QI9VXZ(')I9VAT
M)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N
M=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[('1E>'0M
M86QI9VXZ(&QE9G0G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S
M='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T
M>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF.R!T97AT+6%L:6=N.B!L969T)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I
M8V$L(%-A;G,M4V5R:68[('1E>'0M86QI9VXZ(')I9VAT)SXF(S$V,#L\+W1D
M/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI
M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[('1E>'0M86QI9VXZ(&QE9G0G
M/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT
M.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[
M/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z
M(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T97AT+6%L
M:6=N.B!L969T)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y
M;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R
M:68[('1E>'0M86QI9VXZ(')I9VAT)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I
M8V$L(%-A;G,M4V5R:68[('1E>'0M86QI9VXZ(&QE9G0G/B8C,38P.SPO=&0^
M/"]T<CX-"CQT<B!S='EL93TS1"=V97)T:6-A;"UA;&EG;CH@8F]T=&]M.R!B
M86-K9W)O=6YD+6-O;&]R.B!7:&ET93L@9F]N=#H@,3!P="!#86QI8G)I+"!(
M96QV971I8V$L(%-A;G,M4V5R:68G/@T*("`@(#QT9"!N;W=R87`],T1N;W=R
M87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@:G5S=&EF>3L@<&%D9&EN9RUB;W1T
M;VTZ(#%P=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68G/E1O=&%L(&YO;BUC;W9E<F5D(%1$4G,@87)I<VEN9R!D=7)I;F<@
M<&5R:6]D/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I
M;F<M8F]T=&]M.B`Q<'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A
M+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G8F]R9&5R+6)O='1O;3H@0FQA8VL@,7!T('-O;&ED
M.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@
M=&5X="UA;&EG;CH@;&5F="<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)V)O<F1E<BUB;W1T;VTZ($)L86-K(#%P="!S;VQI9#L@
M9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[('1E
M>'0M86QI9VXZ(')I9VAT)SXS-CPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S
M='EL93TS1"=P861D:6YG+6)O='1O;3H@,7!T.R!T97AT+6%L:6=N.B!L969T
M.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^
M)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I
M;F<M8F]T=&]M.B`Q<'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A
M+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G8F]R9&5R+6)O='1O;3H@0FQA8VL@,7!T('-O;&ED
M.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@
M=&5X="UA;&EG;CH@;&5F="<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)V)O<F1E<BUB;W1T;VTZ($)L86-K(#%P="!S;VQI9#L@
M9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[('1E
M>'0M86QI9VXZ(')I9VAT)SXW+#4W.3PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A
M<"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@,7!T.R!T97AT+6%L:6=N.B!L
M969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A
M9&1I;F<M8F]T=&]M.B`Q<'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G8F]R9&5R+6)O='1O;3H@0FQA8VL@,7!T('-O
M;&ED.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9CL@=&5X="UA;&EG;CH@;&5F="<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)V)O<F1E<BUB;W1T;VTZ($)L86-K(#%P="!S;VQI
M9#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[
M('1E>'0M86QI9VXZ(')I9VAT)SXW+#4W.3PO=&0^/'1D(&YO=W)A<#TS1&YO
M=W)A<"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@,7!T.R!T97AT+6%L:6=N
M.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9B<^)B,Q-C`[/"]T9#X\+W1R/@T*/'1R('-T>6QE/3-$)W9E<G1I8V%L
M+6%L:6=N.B!B;W1T;VT[(&)A8VMG<F]U;F0M8V]L;W(Z(')G8B@R,#0L,C,X
M+#(U-2D[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF)SX-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M
M86QI9VXZ(&IU<W1I9GD[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A
M+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@
M<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S
M='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P
M/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q
M,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T
M9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE
M9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF
M)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N
M=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P
M.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT
M+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T
M>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P
M/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P
M<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D
M/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI
M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@
M/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T
M.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^
M)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M
M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T
M>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CPO='(^#0H\='(@
M<W1Y;&4],T0G=F5R=&EC86PM86QI9VXZ(&)O='1O;3L@8F%C:V=R;W5N9"UC
M;VQO<CH@5VAI=&4[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF)SX-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$
M)W1E>'0M86QI9VXZ(&IU<W1I9GD[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF)SY4;W1A;"!C;W9E<F5D(%1$4G,@87)I<VEN
M9R!D=7)I;F<@<&5R:6]D)B,Q-3`[($%C8W)U:6YG/"]T9#X\=&0@;F]W<F%P
M/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P
M="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^
M/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!R:6=H
M=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G
M/C8\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG
M;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^
M)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$
M)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF)SXD/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T
M>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9B<^-RPU,C8\+W1D/CQT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P
M="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^
M/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\
M=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[
M(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXD
M/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ
M(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9B<^-RPS-#(\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
M=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I
M8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/"]T<CX-"CQT<B!S='EL93TS
M1"=V97)T:6-A;"UA;&EG;CH@8F]T=&]M.R!B86-K9W)O=6YD+6-O;&]R.B!R
M9V(H,C`T+#(S."PR-34I.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9B<^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL
M93TS1"=T97AT+6%L:6=N.B!J=7-T:69Y.R!P861D:6YG+6)O='1O;3H@,7!T
M.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^
M5&]T86P@8V]V97)E9"!41%)S(&%R:7-I;F<@9'5R:6YG('!E<FEO9"`F(S$U
M,#L@3F]N86-C<G5A;#PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=P861D:6YG+6)O='1O;3H@,7!T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W
M<F%P/3-$;F]W<F%P('-T>6QE/3-$)V)O<F1E<BUB;W1T;VTZ($)L86-K(#%P
M="!S;VQI9#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68[('1E>'0M86QI9VXZ(&QE9G0G/B8C,38P.SPO=&0^/'1D(&YO=W)A
M<#TS1&YO=W)A<"!S='EL93TS1"=B;W)D97(M8F]T=&]M.B!";&%C:R`Q<'0@
M<V]L:60[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF.R!T97AT+6%L:6=N.B!R:6=H="<^-#PO=&0^/'1D(&YO=W)A<#TS1&YO
M=W)A<"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@,7!T.R!T97AT+6%L:6=N
M.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$
M)W!A9&1I;F<M8F]T=&]M.B`Q<'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R
M87`],T1N;W=R87`@<W1Y;&4],T0G8F]R9&5R+6)O='1O;3H@0FQA8VL@,7!T
M('-O;&ED.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9CL@=&5X="UA;&EG;CH@;&5F="<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P
M/3-$;F]W<F%P('-T>6QE/3-$)V)O<F1E<BUB;W1T;VTZ($)L86-K(#%P="!S
M;VQI9#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R
M:68[('1E>'0M86QI9VXZ(')I9VAT)SXQ+#(S,#PO=&0^/'1D(&YO=W)A<#TS
M1&YO=W)A<"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@,7!T.R!T97AT+6%L
M:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE
M/3-$)W!A9&1I;F<M8F]T=&]M.B`Q<'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N
M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G8F]R9&5R+6)O='1O;3H@0FQA8VL@
M,7!T('-O;&ED.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9CL@=&5X="UA;&EG;CH@;&5F="<^)B,Q-C`[/"]T9#X\=&0@;F]W
M<F%P/3-$;F]W<F%P('-T>6QE/3-$)V)O<F1E<BUB;W1T;VTZ($)L86-K(#%P
M="!S;VQI9#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68[('1E>'0M86QI9VXZ(')I9VAT)SXQ+#(S,3PO=&0^/'1D(&YO=W)A
M<#TS1&YO=W)A<"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@,7!T.R!T97AT
M+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\+W1R/@T*/'1R('-T>6QE/3-$)W9E
M<G1I8V%L+6%L:6=N.B!B;W1T;VT[(&)A8VMG<F]U;F0M8V]L;W(Z(%=H:71E
M.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^
M#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N
M.B!J=7-T:69Y.R!P861D:6YG+6)O='1O;3H@,7!T.R!F;VYT.B`Q,'!T($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@
M;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF.R!P861D:6YG+6)O='1O;3H@,7!T)SXF
M(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
M<&%D9&EN9RUB;W1T;VTZ(#%P=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV
M971I8V$L(%-A;G,M4V5R:68[('1E>'0M86QI9VXZ(&QE9G0[(&)O<F1E<BUB
M;W1T;VTZ($)L86-K(#%P="!S;VQI9"<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P
M/3-$;F]W<F%P('-T>6QE/3-$)V)O<F1E<BUB;W1T;VTZ($)L86-K(#%P="!S
M;VQI9#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R
M:68[('1E>'0M86QI9VXZ(')I9VAT)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#%P=#L@9F]N=#H@
M,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[('1E>'0M86QI
M9VXZ(&QE9G0G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL
M93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9CL@<&%D9&EN9RUB;W1T;VTZ(#%P="<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@
M;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V)O<F1E<BUB;W1T;VTZ($)L86-K
M(#%P="!S;VQI9#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68[('1E>'0M86QI9VXZ(&QE9G0G/B8C,38P.SPO=&0^/'1D(&YO
M=W)A<#TS1&YO=W)A<"!S='EL93TS1"=B;W)D97(M8F]T=&]M.B!";&%C:R`Q
M<'0@<V]L:60[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF.R!T97AT+6%L:6=N.B!R:6=H="<^)B,Q-C`[/"]T9#X\=&0@;F]W
M<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`Q<'0[(&9O
M;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T97AT
M+6%L:6=N.B!L969T)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@
M<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68[('!A9&1I;F<M8F]T=&]M.B`Q<'0G/B8C,38P.SPO=&0^#0H@("`@
M/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=B;W)D97(M8F]T=&]M.B!"
M;&%C:R`Q<'0@<V]L:60[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A
M+"!386YS+5-E<FEF.R!T97AT+6%L:6=N.B!L969T)SXF(S$V,#L\+W1D/CQT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G8F]R9&5R+6)O='1O;3H@0FQA
M8VL@,7!T('-O;&ED.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9CL@=&5X="UA;&EG;CH@<FEG:'0G/B8C,38P.SPO=&0^/'1D
M(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@,7!T
M.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@
M=&5X="UA;&EG;CH@;&5F="<^)B,Q-C`[/"]T9#X\+W1R/@T*/'1R('-T>6QE
M/3-$)W9E<G1I8V%L+6%L:6=N.B!B;W1T;VT[(&)A8VMG<F]U;F0M8V]L;W(Z
M(')G8B@R,#0L,C,X+#(U-2D[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF)SX-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T
M>6QE/3-$)W1E>'0M86QI9VXZ(&IU<W1I9GD[('!A9&1I;F<M8F]T=&]M.B`R
M+C5P=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R
M:68G/E1O=&%L(%1$4G,@87)I<VEN9R!D=7)I;F<@<&5R:6]D/"]T9#X\=&0@
M;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`R+C5P
M=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G
M/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=B;W)D97(M8F]T=&]M.B!";&%C:R`R+C5P="!D;W5B;&4[(&9O;G0Z(#$P
M<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T97AT+6%L:6=N
M.B!L969T)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4]
M,T0G8F]R9&5R+6)O='1O;3H@0FQA8VL@,BXU<'0@9&]U8FQE.R!F;VYT.B`Q
M,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@=&5X="UA;&EG
M;CH@<FEG:'0G/C0V/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$
M)W!A9&1I;F<M8F]T=&]M.B`R+C5P=#L@=&5X="UA;&EG;CH@;&5F=#L@9F]N
M=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P
M.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P861D:6YG+6)O
M='1O;3H@,BXU<'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R
M87`@<W1Y;&4],T0G8F]R9&5R+6)O='1O;3H@0FQA8VL@,BXU<'0@9&]U8FQE
M.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@
M=&5X="UA;&EG;CH@;&5F="<^)#PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S
M='EL93TS1"=B;W)D97(M8F]T=&]M.B!";&%C:R`R+C5P="!D;W5B;&4[(&9O
M;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T97AT
M+6%L:6=N.B!R:6=H="<^,38L,S,U/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P
M('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`R+C5P=#L@=&5X="UA;&EG;CH@
M;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R
M:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P
M861D:6YG+6)O='1O;3H@,BXU<'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R
M87`],T1N;W=R87`@<W1Y;&4],T0G8F]R9&5R+6)O='1O;3H@0FQA8VL@,BXU
M<'0@9&]U8FQE.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9CL@=&5X="UA;&EG;CH@;&5F="<^)#PO=&0^/'1D(&YO=W)A<#TS
M1&YO=W)A<"!S='EL93TS1"=B;W)D97(M8F]T=&]M.B!";&%C:R`R+C5P="!D
M;W5B;&4[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF.R!T97AT+6%L:6=N.B!R:6=H="<^,38L,34R/"]T9#X\=&0@;F]W<F%P
M/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`R+C5P=#L@=&5X
M="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/"]T<CX-"CPO=&%B;&4^#0H-"CQP
M('-T>6QE/3-$)V9O;G0Z(#$P<'0O,3`N,#5P="!#86QI8G)I+"!(96QV971I
M8V$L(%-A;G,M4V5R:68[(&UA<F=I;CH@,#L@=&5X="UA;&EG;CH@:G5S=&EF
M>2<^)B,Q-C`[/"]P/@T*#0H\<"!S='EL93TS1"=F;VYT.B`Q,'!T+VYO<FUA
M;"!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[(&UA<F=I;CH@,#L@
M=&5X="UA;&EG;CH@;&5F="<^)B,Q-C`[/"]P/@T*#0H\=&%B;&4@8V5L;'!A
M9&1I;F<],T0P(&-E;&QS<&%C:6YG/3-$,"!S='EL93TS1"=B;W)D97(M8V]L
M;&%P<V4Z(&-O;&QA<'-E.R!W:61T:#H@,3`P)3L@9F]N=#H@,3!P="!#86QI
M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/@T*/'1R('-T>6QE/3-$)W9E
M<G1I8V%L+6%L:6=N.B!B;W1T;VT[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF)SX-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P
M('-T>6QE/3-$)V9O;G0Z(&ET86QI8R`Q,'!T($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9CL@=&5X="UA;&EG;CH@:G5S=&EF>2<^*"0@:6X@=&AO
M=7-A;F1S*3PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P861D
M:6YG+6)O='1O;3H@,7!T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@8V]L<W!A;CTS
M1#$P(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!C96YT
M97([(&)O<F1E<BUB;W1T;VTZ($)L86-K(#%P="!S;VQI9#L@9F]N=#H@,3!P
M="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[('9E<G1I8V%L+6%L
M:6=N.B!B;W1T;VTG/D9O<B!T:&4@>65A<B!E;F1E9"!$96-E;6)E<B`S,2P@
M,C`Q,3PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P861D:6YG
M+6)O='1O;3H@,7!T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\+W1R/@T*/'1R('-T>6QE/3-$)W9E
M<G1I8V%L+6%L:6=N.B!B;W1T;VT[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF)SX-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P
M('-T>6QE/3-$)W1E>'0M86QI9VXZ(&IU<W1I9GD[(&9O;G0Z(#$P<'0@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N
M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#%P=#L@
M9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C
M,38P.SPO=&0^#0H@("`@/'1D(&-O;'-P86X],T0R(&YO=W)A<#TS1&YO=W)A
M<"!S='EL93TS1"=T97AT+6%L:6=N.B!C96YT97([(&)O<F1E<BUB;W1T;VTZ
M($)L86-K(#%P="!S;VQI9#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I
M8V$L(%-A;G,M4V5R:68G/DYU;6)E<B!O9B`\8G(@+SX-"D-O;G1R86-T<SPO
M=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P861D:6YG+6)O='1O
M;3H@,7!T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$
M)W!A9&1I;F<M8F]T=&]M.B`Q<'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!C;VQS
M<&%N/3-$,B!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@
M8V5N=&5R.R!B;W)D97(M8F]T=&]M.B!";&%C:R`Q<'0@<V]L:60[(&9O;G0Z
M(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SY0<F4M36]D
M:69I8V%T:6]N(#QB<B`O/@T*4F5S=')U8W1U<F5D(#QB<B`O/@T*0F%L86YC
M97,\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB
M;W1T;VTZ(#%P=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL
M93TS1"=P861D:6YG+6)O='1O;3H@,7!T.R!F;VYT.B`Q,'!T($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@
M8V]L<W!A;CTS1#(@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI
M9VXZ(&-E;G1E<CL@8F]R9&5R+6)O='1O;3H@0FQA8VL@,7!T('-O;&ED.R!F
M;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^4&]S
M="U-;V1I9FEC871I;VX\8G(@+SX-"B!297-T<G5C='5R960@/&)R("\^#0I"
M86QA;F-E<SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P861D
M:6YG+6)O='1O;3H@,7!T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\+W1R/@T*/'1R('-T>6QE/3-$
M)W9E<G1I8V%L+6%L:6=N.B!B;W1T;VT[(&)A8VMG<F]U;F0M8V]L;W(Z(')G
M8B@R,#0L,C,X+#(U-2D[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A
M+"!386YS+5-E<FEF)SX-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE
M/3-$)W1E>'0M9&5C;W)A=&EO;CH@=6YD97)L:6YE.R!T97AT+6%L:6=N.B!J
M=7-T:69Y.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9B<^3F]N+6-O=F5R960@5$12<R`F(S$U,#L@06-C<G5I;F<\+W1D/CQT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I
M+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D
M(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F
M;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q
M-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI
M9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE
M/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO
M=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@
M;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F
M;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q
M-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI
M9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4]
M,T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G
M/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@
M;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O
M;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V
M,#L\+W1D/CPO='(^#0H\='(@<W1Y;&4],T0G=F5R=&EC86PM86QI9VXZ(&)O
M='1O;3L@8F%C:V=R;W5N9"UC;VQO<CH@5VAI=&4[(&9O;G0Z(#$P<'0@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SX-"B`@("`\=&0@;F]W<F%P
M/3-$;F]W<F%P('-T>6QE/3-$)W=I9'1H.B`W,"4[('1E>'0M86QI9VXZ(&IU
M<W1I9GD[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF)SY296%L(&5S=&%T92`F(S$U,#L@8V]N<W1R=6-T:6]N+"!L86YD(&1E
M=F5L;W!M96YT("8C,S@[(&]T:&5R(&QA;F0@;&]A;G,\+W1D/CQT9"!N;W=R
M87`],T1N;W=R87`@<W1Y;&4],T0G=VED=&@Z(#$E.R!F;VYT.B`Q,'!T($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@
M("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W=I9'1H.B`Q)3L@=&5X
M="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S
M='EL93TS1"=W:61T:#H@-R4[('1E>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q
M,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^,CPO=&0^/'1D
M(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=W:61T:#H@,24[('1E>'0M86QI
M9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4]
M,T0G=VED=&@Z(#$E.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)W=I9'1H.B`Q)3L@=&5X="UA;&EG;CH@;&5F=#L@9F]N
M=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B0\+W1D
M/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=VED=&@Z(#<E.R!T97AT
M+6%L:6=N.B!R:6=H=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68G/C4P,3PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL
M93TS1"=W:61T:#H@,24[('1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@
M0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=VED=&@Z(#$E.R!F;VYT.B`Q
M,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T
M9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W=I9'1H.B`Q
M)3L@=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV
M971I8V$L(%-A;G,M4V5R:68G/B0\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@
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M;G,M4V5R:68G/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
M=&5X="UA;&EG;CH@:G5S=&EF>3L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV
M971I8V$L(%-A;G,M4V5R:68G/E)E86P@97-T871E("8C,34P.R!R97-I9&5N
M=&EA;"P@9F%R;6QA;F0L(&%N9"!M=6QT:2UF86UI;'D\+W1D/CQT9"!N;W=R
M87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV
M971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A
M<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q
M,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T
M9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I
M9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9B<^-3PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L
M:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE
M/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF
M)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4]
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M,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P
M="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^
M#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N
M.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$
M)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9B<^,2PV-#4\+W1D/CQT9"!N;W=R87`],T1N;W=R
M87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI
M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/"]T<CX-
M"CQT<B!S='EL93TS1"=V97)T:6-A;"UA;&EG;CH@8F]T=&]M.R!B86-K9W)O
M=6YD+6-O;&]R.B!7:&ET93L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I
M8V$L(%-A;G,M4V5R:68G/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y
M;&4],T0G=&5X="UA;&EG;CH@:G5S=&EF>3L@9F]N=#H@,3!P="!#86QI8G)I
M+"!(96QV971I8V$L(%-A;G,M4V5R:68G/E)E86P@97-T871E("8C,34P.R!C
M;VUM97)C:6%L/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O
M;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V
M,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X
M="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S
M='EL93TS1"=T97AT+6%L:6=N.B!R:6=H=#L@9F]N=#H@,3!P="!#86QI8G)I
M+"!(96QV971I8V$L(%-A;G,M4V5R:68G/C0\+W1D/CQT9"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#
M86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D
M(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@
M;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O
M;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V
M,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG
M;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF)SXQ+#@W,3PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R
M87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI
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M:68G/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA
M;&EG;CH@:G5S=&EF>3L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S
M='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T
M>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P
M<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D
M/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F
M=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G
M/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT
M.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[
M/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M
M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y
M;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P
M="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^
M/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\
M=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[
M(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF
M(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA
M;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y
M;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(
M96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/"]T<CX-"CQT<B!S
M='EL93TS1"=V97)T:6-A;"UA;&EG;CH@8F]T=&]M.R!B86-K9W)O=6YD+6-O
M;&]R.B!7:&ET93L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68G/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
M=&5X="UD96-O<F%T:6]N.B!U;F1E<FQI;F4[('1E>'0M86QI9VXZ(&IU<W1I
M9GD[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF
M)SY.;VXM8V]V97)E9"!41%)S("T@3F]N86-C<G5A;#PO=&0^/'1D(&YO=W)A
M<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P
M/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P
M<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D
M/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG
M:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF
M)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X
M="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S
M='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T
M>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P
M<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D
M/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F
M=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G
M/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT
M.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[
M/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M
M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y
M;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P
M="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^
M/"]T<CX-"CQT<B!S='EL93TS1"=V97)T:6-A;"UA;&EG;CH@8F]T=&]M.R!B
M86-K9W)O=6YD+6-O;&]R.B!R9V(H,C`T+#(S."PR-34I.R!F;VYT.B`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^#0H@("`@/'1D(&YO
M=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!J=7-T:69Y.R!F
M;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^0V]M
M;65R8VEA;"P@9FEN86YC:6%L+"!A;F0@86=R:6-U;'1U<F%L.CPO=&0^/'1D
M(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@
M;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O
M;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V
M,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG
M;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4]
M,T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV
M971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO
M=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N
M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O
M;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V
M,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG
M;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^
M)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$
M)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R
M87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N
M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N
M=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P
M.SPO=&0^/"]T<CX-"CQT<B!S='EL93TS1"=V97)T:6-A;"UA;&EG;CH@8F]T
M=&]M.R!B86-K9W)O=6YD+6-O;&]R.B!7:&ET93L@9F]N=#H@,3!P="!#86QI
M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/@T*("`@(#QT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@:G5S=&EF>3L@9F]N=#H@
M,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[('!A9&1I;F<M
M;&5F=#H@,65M)SY#;VUM97)C:6%L("8C,34P.R!S96-U<F5D/"]T9#X\=&0@
M;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N
M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N
M=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P
M.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N
M.B!R:6=H=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68G/B8C,34Q.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R
M87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI
M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO
M=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!R:6=H=#L@9F]N
M=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,34Q
M.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N
M.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$
M)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF
M(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
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M.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[
M/"]T9#X\+W1R/@T*/'1R('-T>6QE/3-$)W9E<G1I8V%L+6%L:6=N.B!B;W1T
M;VT[(&)A8VMG<F]U;F0M8V]L;W(Z(')G8B@R,#0L,C,X+#(U-2D[(&9O;G0Z
M(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SX-"B`@("`\
M=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&IU<W1I
M9GD[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF
M)SY296%L(&5S=&%T92`F(S$U,#L@8V]N<W1R=6-T:6]N+"!L86YD(&1E=F5L
M;W!M96YT("8C,S@[(&]T:&5R(&QA;F0@;&]A;G,\+W1D/CQT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I
M8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS
M1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\
M=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT
M.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^
M,3PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N
M.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$
M)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF
M(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
M=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I
M8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A
M<"!S='EL93TS1"=T97AT+6%L:6=N.B!R:6=H=#L@9F]N=#H@,3!P="!#86QI
M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/C,U-SPO=&0^/'1D(&YO=W)A
M<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q
M,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T
M9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@
M(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F
M=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G
M/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT
M+6%L:6=N.B!R:6=H=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68G/C,U-SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL
M93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\+W1R/@T*/'1R('-T
M>6QE/3-$)W9E<G1I8V%L+6%L:6=N.B!B;W1T;VT[(&)A8VMG<F]U;F0M8V]L
M;W(Z(%=H:71E.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9B<^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T
M97AT+6%L:6=N.B!J=7-T:69Y.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9B<^4F5A;"!E<W1A=&4@)B,Q-3`[(')E<VED96YT
M:6%L+"!F87)M;&%N9"P@86YD(&UU;'1I+69A;6EL>3PO=&0^/'1D(&YO=W)A
M<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P
M/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P
M<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D
M/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG
M:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF
M)SXS/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI
M9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4]
M,T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G
M/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^,S@R/"]T9#X\=&0@;F]W
M<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z
M(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\
M+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#
M86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@
M("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L
M969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E
M>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC
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M96QV971I8V$L(%-A;G,M4V5R:68G/@T*("`@(#QT9"!N;W=R87`],T1N;W=R
M87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@:G5S=&EF>3L@9F]N=#H@,3!P="!#
M86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/E)E86P@97-T871E("8C
M,34P.R!H;VUE(&5Q=6ET>2!L:6YE<R!O9B!C<F5D:70\+W1D/CQT9"!N;W=R
M87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV
M971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A
M<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q
M,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T
M9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I
M9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9B<^)B,Q-3$[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E
M>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A
M+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@
M<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S
M='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P
M/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q
M,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-3$[/"]T
M9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE
M9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF
M)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N
M=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P
M.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT
M+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T
M>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL
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M2&5L=F5T:6-A+"!386YS+5-E<FEF)SX-"B`@("`\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&IU<W1I9GD[('!A9&1I;F<M8F]T
M=&]M.B`Q<'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF)SY296%L(&5S=&%T92`F(S$U,#L@8V]M;65R8VEA;#PO=&0^/'1D
M(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@,7!T
M.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^
M)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$
M)V)O<F1E<BUB;W1T;VTZ($)L86-K(#%P="!S;VQI9#L@9F]N=#H@,3!P="!#
M86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[('1E>'0M86QI9VXZ(&QE
M9G0G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=B
M;W)D97(M8F]T=&]M.B!";&%C:R`Q<'0@<V]L:60[(&9O;G0Z(#$P<'0@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T97AT+6%L:6=N.B!R:6=H
M="<^-#PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P861D:6YG
M+6)O='1O;3H@,7!T.R!T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@
M;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`Q<'0[
M(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF
M(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
M8F]R9&5R+6)O='1O;3H@0FQA8VL@,7!T('-O;&ED.R!F;VYT.B`Q,'!T($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@=&5X="UA;&EG;CH@;&5F
M="<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V)O
M<F1E<BUB;W1T;VTZ($)L86-K(#%P="!S;VQI9#L@9F]N=#H@,3!P="!#86QI
M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[('1E>'0M86QI9VXZ(')I9VAT
M)SXQ+#0P.#PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P861D
M:6YG+6)O='1O;3H@,7!T.R!T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\
M=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`Q
M<'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF
M)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4]
M,T0G8F]R9&5R+6)O='1O;3H@0FQA8VL@,7!T('-O;&ED.R!F;VYT.B`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@=&5X="UA;&EG;CH@
M;&5F="<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$
M)V)O<F1E<BUB;W1T;VTZ($)L86-K(#%P="!S;VQI9#L@9F]N=#H@,3!P="!#
M86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[('1E>'0M86QI9VXZ(')I
M9VAT)SXQ+#0P.#PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P
M861D:6YG+6)O='1O;3H@,7!T.R!T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q
M,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T
M9#X\+W1R/@T*/'1R('-T>6QE/3-$)W9E<G1I8V%L+6%L:6=N.B!B;W1T;VT[
M(&)A8VMG<F]U;F0M8V]L;W(Z(')G8B@R,#0L,C,X+#(U-2D[(&9O;G0Z(#$P
M<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SX-"B`@("`\=&0@
M;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&IU<W1I9GD[
M(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF
M(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@
M,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO
M=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q
M,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@=&5X="UA;&EG
M;CH@;&5F="<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE
M/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF
M.R!T97AT+6%L:6=N.B!R:6=H="<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A
M+"!386YS+5-E<FEF.R!T97AT+6%L:6=N.B!L969T)SXF(S$V,#L\+W1D/CQT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I
M+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D
M(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9CL@=&5X="UA;&EG;CH@;&5F="<^)B,Q
M-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P
M<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T97AT+6%L:6=N
M.B!R:6=H="<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE
M/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF
M.R!T97AT+6%L:6=N.B!L969T)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO
M=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9CL@=&5X="UA;&EG;CH@;&5F="<^)B,Q-C`[/"]T9#X\=&0@
M;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T97AT+6%L:6=N.B!R:6=H="<^)B,Q
M-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P
M<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T97AT+6%L:6=N
M.B!L969T)SXF(S$V,#L\+W1D/CPO='(^#0H\='(@<W1Y;&4],T0G=F5R=&EC
M86PM86QI9VXZ(&)O='1O;3L@8F%C:V=R;W5N9"UC;VQO<CH@5VAI=&4[(&9O
M;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SX-"B`@
M("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&IU
M<W1I9GD[('!A9&1I;F<M8F]T=&]M.B`Q<'0[(&9O;G0Z(#$P<'0@0V%L:6)R
M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SY4;W1A;"!N;VXM8V]V97)E9"!4
M1%)S(&%R:7-I;F<@9'5R:6YG('!E<FEO9#PO=&0^/'1D(&YO=W)A<#TS1&YO
M=W)A<"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@,7!T.R!F;VYT.B`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-
M"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V)O<F1E<BUB;W1T
M;VTZ($)L86-K(#%P="!S;VQI9#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV
M971I8V$L(%-A;G,M4V5R:68[('1E>'0M86QI9VXZ(&QE9G0G/B8C,38P.SPO
M=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=B;W)D97(M8F]T=&]M
M.B!";&%C:R`Q<'0@<V]L:60[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF.R!T97AT+6%L:6=N.B!R:6=H="<^,3D\+W1D/CQT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#%P
M=#L@=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV
M971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO
M=W)A<"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@,7!T.R!F;VYT.B`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-
M"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V)O<F1E<BUB;W1T
M;VTZ($)L86-K(#%P="!S;VQI9#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV
M971I8V$L(%-A;G,M4V5R:68[('1E>'0M86QI9VXZ(&QE9G0G/B8C,38P.SPO
M=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=B;W)D97(M8F]T=&]M
M.B!";&%C:R`Q<'0@<V]L:60[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF.R!T97AT+6%L:6=N.B!R:6=H="<^-BPQ-30\+W1D
M/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ
M(#%P=#L@=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(
M96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS
M1&YO=W)A<"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@,7!T.R!F;VYT.B`Q
M,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T
M9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V)O<F1E<BUB
M;W1T;VTZ($)L86-K(#%P="!S;VQI9#L@9F]N=#H@,3!P="!#86QI8G)I+"!(
M96QV971I8V$L(%-A;G,M4V5R:68[('1E>'0M86QI9VXZ(&QE9G0G/B8C,38P
M.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=B;W)D97(M8F]T
M=&]M.B!";&%C:R`Q<'0@<V]L:60[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF.R!T97AT+6%L:6=N.B!R:6=H="<^-BPR-C(\
M+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T
M;VTZ(#%P=#L@=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I
M+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/"]T<CX-"CQT
M<B!S='EL93TS1"=V97)T:6-A;"UA;&EG;CH@8F]T=&]M.R!B86-K9W)O=6YD
M+6-O;&]R.B!R9V(H,C`T+#(S."PR-34I.R!F;VYT.B`Q,'!T($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9B<^#0H@("`@/'1D(&YO=W)A<#TS1&YO
M=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!J=7-T:69Y.R!F;VYT.B`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\
M=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R
M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@
M9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C
M,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L
M:6=N.B!R:6=H=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL
M93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A
M+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#
M86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D
M(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!R:6=H=#L@
M9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C
M,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L
M:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE
M/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF
M)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4]
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M;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q
M-C`[/"]T9#X\+W1R/@T*/'1R('-T>6QE/3-$)W9E<G1I8V%L+6%L:6=N.B!B
M;W1T;VT[(&)A8VMG<F]U;F0M8V]L;W(Z(%=H:71E.R!F;VYT.B`Q,'!T($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^#0H@("`@/'1D(&YO=W)A
M<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!J=7-T:69Y.R!F;VYT
M.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^5&]T86P@
M8V]V97)E9"!41%)S(&%R:7-I;F<@9'5R:6YG('!E<FEO9"8C,34P.R!!8V-R
M=6EN9SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q
M,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T
M9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI
M9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4]
M,T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF)SXS-SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A
M<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W
M<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R
M87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@
M,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B0\+W1D/CQT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[
M(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXV
M+#4R.#PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L
M:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE
M/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF
M)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4]
M,T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV
M971I8V$L(%-A;G,M4V5R:68G/B0\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@
M<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R
M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXV+#4R.#PO=&0^/'1D(&YO=W)A
M<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q
M,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T
M9#X\+W1R/@T*/'1R('-T>6QE/3-$)W9E<G1I8V%L+6%L:6=N.B!B;W1T;VT[
M(&)A8VMG<F]U;F0M8V]L;W(Z(')G8B@R,#0L,C,X+#(U-2D[(&9O;G0Z(#$P
M<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SX-"B`@("`\=&0@
M;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&IU<W1I9GD[
M('!A9&1I;F<M8F]T=&]M.B`Q<'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF)SY4;W1A;"!C;W9E<F5D(%1$4G,@87)I<VEN
M9R!D=7)I;F<@<&5R:6]D("8C,34P.R!.;VYA8V-R=6%L/"]T9#X\=&0@;F]W
M<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`Q<'0[(&9O
M;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V
M,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G8F]R
M9&5R+6)O='1O;3H@0FQA8VL@,7!T('-O;&ED.R!F;VYT.B`Q,'!T($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@=&5X="UA;&EG;CH@;&5F="<^
M)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V)O<F1E
M<BUB;W1T;VTZ($)L86-K(#%P="!S;VQI9#L@9F]N=#H@,3!P="!#86QI8G)I
M+"!(96QV971I8V$L(%-A;G,M4V5R:68[('1E>'0M86QI9VXZ(')I9VAT)SXX
M/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T
M=&]M.B`Q<'0[('1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R
M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R
M87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#%P=#L@9F]N
M=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P
M.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=B;W)D
M97(M8F]T=&]M.B!";&%C:R`Q<'0@<V]L:60[(&9O;G0Z(#$P<'0@0V%L:6)R
M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T97AT+6%L:6=N.B!L969T)SXF
M(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G8F]R9&5R
M+6)O='1O;3H@0FQA8VL@,7!T('-O;&ED.R!F;VYT.B`Q,'!T($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9CL@=&5X="UA;&EG;CH@<FEG:'0G/C$L
M-#<R/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M
M8F]T=&]M.B`Q<'0[('1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N
M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#%P=#L@
M9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C
M,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=B
M;W)D97(M8F]T=&]M.B!";&%C:R`Q<'0@<V]L:60[(&9O;G0Z(#$P<'0@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T97AT+6%L:6=N.B!L969T
M)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G8F]R
M9&5R+6)O='1O;3H@0FQA8VL@,7!T('-O;&ED.R!F;VYT.B`Q,'!T($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@=&5X="UA;&EG;CH@<FEG:'0G
M/C$L-#<R/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I
M;F<M8F]T=&]M.B`Q<'0[('1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@
M0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CPO
M='(^#0H\='(@<W1Y;&4],T0G=F5R=&EC86PM86QI9VXZ(&)O='1O;3L@8F%C
M:V=R;W5N9"UC;VQO<CH@5VAI=&4[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF)SX-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P
M('-T>6QE/3-$)W1E>'0M86QI9VXZ(&IU<W1I9GD[('!A9&1I;F<M8F]T=&]M
M.B`Q<'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
M9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[('!A
M9&1I;F<M8F]T=&]M.B`Q<'0G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A
M<#TS1&YO=W)A<"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@,7!T.R!F;VYT
M.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@=&5X="UA
M;&EG;CH@;&5F=#L@8F]R9&5R+6)O='1O;3H@0FQA8VL@,7!T('-O;&ED)SXF
M(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN
M9RUB;W1T;VTZ(#%P=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68[('1E>'0M86QI9VXZ(')I9VAT.R!B;W)D97(M8F]T=&]M
M.B!";&%C:R`Q<'0@<V]L:60G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO
M=W)A<"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@,7!T.R!F;VYT.B`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@=&5X="UA;&EG;CH@
M;&5F="<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$
M)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!P
M861D:6YG+6)O='1O;3H@,7!T)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R
M87`],T1N;W=R87`@<W1Y;&4],T0G8F]R9&5R+6)O='1O;3H@0FQA8VL@,7!T
M('-O;&ED.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9CL@=&5X="UA;&EG;CH@;&5F="<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P
M/3-$;F]W<F%P('-T>6QE/3-$)V)O<F1E<BUB;W1T;VTZ($)L86-K(#%P="!S
M;VQI9#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R
M:68[('1E>'0M86QI9VXZ(')I9VAT)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#%P=#L@9F]N=#H@
M,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[('1E>'0M86QI
M9VXZ(&QE9G0G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL
M93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9CL@<&%D9&EN9RUB;W1T;VTZ(#%P="<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@
M;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V)O<F1E<BUB;W1T;VTZ($)L86-K
M(#%P="!S;VQI9#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68[('1E>'0M86QI9VXZ(&QE9G0G/B8C,38P.SPO=&0^/'1D(&YO
M=W)A<#TS1&YO=W)A<"!S='EL93TS1"=B;W)D97(M8F]T=&]M.B!";&%C:R`Q
M<'0@<V]L:60[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF.R!T97AT+6%L:6=N.B!R:6=H="<^)B,Q-C`[/"]T9#X\=&0@;F]W
M<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`Q<'0[(&9O
M;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T97AT
M+6%L:6=N.B!L969T)SXF(S$V,#L\+W1D/CPO='(^#0H\='(@<W1Y;&4],T0G
M=F5R=&EC86PM86QI9VXZ(&)O='1O;3L@8F%C:V=R;W5N9"UC;VQO<CH@<F=B
M*#(P-"PR,S@L,C4U*3L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68G/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4]
M,T0G=&5X="UA;&EG;CH@:G5S=&EF>3L@<&%D9&EN9RUB;W1T;VTZ(#(N-7!T
M.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^
M5&]T86P@5$12<R!A<FES:6YG(&1U<FEN9R!P97)I;V0\+W1D/CQT9"!N;W=R
M87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#(N-7!T.R!F
M;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q
M-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V)O
M<F1E<BUB;W1T;VTZ($)L86-K(#(N-7!T(&1O=6)L93L@9F]N=#H@,3!P="!#
M86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[('1E>'0M86QI9VXZ(&QE
M9G0G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=B
M;W)D97(M8F]T=&]M.B!";&%C:R`R+C5P="!D;W5B;&4[(&9O;G0Z(#$P<'0@
M0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T97AT+6%L:6=N.B!R
M:6=H="<^-C0\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D
M9&EN9RUB;W1T;VTZ(#(N-7!T.R!T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q
M,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T
M9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M
M.B`R+C5P=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S
M='EL93TS1"=B;W)D97(M8F]T=&]M.B!";&%C:R`R+C5P="!D;W5B;&4[(&9O
M;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T97AT
M+6%L:6=N.B!L969T)SXD/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE
M/3-$)V)O<F1E<BUB;W1T;VTZ($)L86-K(#(N-7!T(&1O=6)L93L@9F]N=#H@
M,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[('1E>'0M86QI
M9VXZ(')I9VAT)SXQ-"PQ-30\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y
M;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#(N-7!T.R!T97AT+6%L:6=N.B!L969T
M.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^
M)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I
M;F<M8F]T=&]M.B`R+C5P=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I
M8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS
M1&YO=W)A<"!S='EL93TS1"=B;W)D97(M8F]T=&]M.B!";&%C:R`R+C5P="!D
M;W5B;&4[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF.R!T97AT+6%L:6=N.B!L969T)SXD/"]T9#X\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)V)O<F1E<BUB;W1T;VTZ($)L86-K(#(N-7!T(&1O=6)L
M93L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[
M('1E>'0M86QI9VXZ(')I9VAT)SXQ-"PR-C(\+W1D/CQT9"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#(N-7!T.R!T97AT+6%L
M:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9B<^)B,Q-C`[/"]T9#X\+W1R/@T*/"]T86)L93X-"@T*/'`@<W1Y
M;&4],T0G9F]N=#H@,3!P="\Q,"XP-7!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9CL@;6%R9VEN.B`P.R!T97AT+6%L:6=N.B!J=7-T:69Y)SXF
M(S$V,#L\+W`^#0H-"CQP('-T>6QE/3-$)V9O;G0Z(#$P<'0O;F]R;6%L($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@;6%R9VEN.B`P.R!T97AT
M+6%L:6=N.B!L969T)SY!<R!P87)T(&]F(&$@<F]U=&EN92!R96=U;&%T;W)Y
M(&5X86T@=&AA=`T*8V]N8VQU9&5D(&EN('1H92!T:&ER9"!Q=6%R=&5R(&]F
M(#(P,3(L('1H92!#;VUP86YY(')E8VQA<W-I9FEE9"!A<'!R;WAI;6%T96QY
M("0S,"!M:6QL:6]N(&]F('!E<F9O<FUI;F<@;&]A;G,@=&\@5$12('-T871U
M<R!D=7)I;F<-"G1H92!S96-O;F0@86YD('1H:7)D('%U87)T97)S(&]F(#(P
M,3(N($)E8V%U<V4@=&AE<V4@;&]A;G,@=V5R92!R97-T<G5C='5R960@<')I
M;W(@=&\@2F%N=6%R>2`Q+"`R,#$R('1H97D@87)E(&YO="!I;F-L=61E9"!I
M;@T*=&AE('1A8FQE<R!A8F]V92X@06QS;RP@:6X@8V]N;F5C=&EO;B!W:71H
M(&%N(&%N=&EC:7!A=&5D('!L86YN960@87-S970@9&ES<&]S:71I;VXL('1H
M92!#;VUP86YY(')E8V]R9&5D("0V(&UI;&QI;VX@:6X@8VAA<F=E+6]F9G,-
M"G1O('=R:71E+61O=VX@=&AE(%1$4G,@=&\@=&AE:7(@97-T:6UA=&5D(&QI
M<75I9&%T:6]N('9A;'5E(&%T($1E8V5M8F5R(#,Q+"`R,#$R+"!A;F0@<F5C
M;&%S<VEF:65D(&%P<')O>&EM871E;'D@)#4@;6EL;&EO;B!O9@T*5$12<R!T
M;R!T:&4@)B,Q-#<[;F]N<&5R9F]R;6EN9R!L;V%N<R!H96QD(&9O<B!S86QE
M)B,Q-#@[(&-A=&5G;W)Y(&%S(&]F($1E8V5M8F5R(#,Q+"`R,#$R+CPO<#X-
M"@T*/'`@<W1Y;&4],T0G9F]N=#H@,3!P="]N;W)M86P@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF.R!M87)G:6XZ(#`[('1E>'0M86QI9VXZ(&QE
M9G0G/B8C,38P.SPO<#X-"@T*#0H-"CQP('-T>6QE/3-$)V9O;G0Z(#$P<'0O
M;F]R;6%L($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@;6%R9VEN
M.B`P.R!T97AT+6%L:6=N.B!L969T)SXF(S$V,#L\+W`^#0H-"CQP('-T>6QE
M/3-$)V9O;G0Z(#$P<'0O;F]R;6%L($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9CL@;6%R9VEN.B`P.R!T97AT+6%L:6=N.B!L969T)SY4:&5R92!W
M97)E(&YO(&YO;BUC;W9E<F5D(&%C8W)U:6YG(')E<W1R=6-T=7)E9`T*;&]A
M;G,@=&AA="!W97)E(&UO9&EF:65D(&EN('1H92!P<F5V:6]U<R`Q,B!M;VYT
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M>65A<B!E;F1E9"!$96-E;6)E<B`S,2P@,C`Q,BX@5&AE<F4@=V5R92!N;R!C
M;W9E<F5D(&%C8W)U:6YG(')E<W1R=6-T=7)E9"!L;V%N<R!T:&%T('=E<F4@
M;6]D:69I960@:6X@=&AE('!R979I;W5S#0HQ,B!M;VYT:',@86YD('1H870@
M9&5F875L=&5D(&1U<FEN9R!T:&4@>65A<B!E;F1E9"!$96-E;6)E<B`S,2P@
M,C`Q,2X@5&AE($-O;7!A;GD@8V]N<VED97)S(&$@;&]A;B!T;R!H879E(&1E
M9F%U;'1E9"!W:&5N(&ET(&)E8V]M97,-"CDP(&]R(&UO<F4@9&%Y<R!D96QI
M;G%U96YT('5N9&5R('1H92!M;V1I9FEE9"!T97)M<RP@:&%S(&)E96X@=')A
M;G-F97)R960@=&\@;F]N86-C<G5A;"!S=&%T=7,L(&]R(&AA<R!B965N('1R
M86YS9F5R<F5D('1O(&]T:&5R#0IR96%L(&5S=&%T92!O=VYE9"XF(S$V,#L\
M+W`^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@(#PO=&%B
M;&4^#0H@(#PO8F]D>3X-"CPO:'1M;#X-"@T*+2TM+2TM/5].97AT4&%R=%]F
M.3`V,V0R85\P,V4U7S0Y-#1?86(T.5\R,&4T,V1A-CEA.#8-"D-O;G1E;G0M
M3&]C871I;VXZ(&9I;&4Z+R\O0SHO9CDP-C-D,F%?,#-E-5\T.30T7V%B-#E?
M,C!E-#-D838Y83@V+U=O<FMS:&5E=',O4VAE970Q,BYH=&UL#0I#;VYT96YT
M+51R86YS9F5R+45N8V]D:6YG.B!Q=6]T960M<')I;G1A8FQE#0I#;VYT96YT
M+51Y<&4Z('1E>'0O:'1M;#L@8VAA<G-E=#TB=7,M87-C:6DB#0H-"CQH=&UL
M/@T*("`\:&5A9#X-"B`@("`\345402!H='1P+65Q=6EV/3-$0V]N=&5N="U4
M>7!E(&-O;G1E;G0],T0G=&5X="]H=&UL.R!C:&%R<V5T/75T9BTX)SX\<V-R
M:7!T('1Y<&4],T1T97AT+VIA=F%S8W)I<'0@<W)C/3-$4VAO=RYJ<SXO*B!$
M;R!.;W0@4F5M;W9E(%1H:7,@0V]M;65N="`J+SPO<V-R:7!T/CPO:&5A9#X-
M"B`@/&)O9'D^#0H@("`@/'1A8FQE(&-L87-S/3-$<F5P;W)T(&ED/3-$240P
M14Q%/@T*("`@("`@/'1R/@T*("`@("`@("`\=&@@8VQA<W,],T1T;"!C;VQS
M<&%N/3-$,2!R;W=S<&%N/3-$,CX\<W1R;VYG/E!R96UI<V5S(&%N9"!%<75I
M<&UE;G0\8G(^/"]S=')O;F<^/"]T:#X-"B`@("`@("`@/'1H(&-L87-S/3-$
M=&@@8V]L<W!A;CTS1#$^,3(@36]N=&AS($5N9&5D/"]T:#X-"B`@("`@(#PO
M='(^#0H@("`@("`\='(^#0H@("`@("`@(#QT:"!C;&%S<STS1'1H/D1E8RX@
M,S$L(#(P,3(\8G(^/"]T:#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA
M<W,],T1R93X-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P
M/CQS=')O;F<^4')O<&5R='DL(%!L86YT(&%N9"!%<75I<&UE;G0@6T%B<W1R
M86-T73PO<W1R;VYG/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^
M/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L
M87-S/3-$<F\^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O
M<#Y0<F5M:7-E<R!A;F0@17%U:7!M96YT/"]T9#X-"B`@("`@("`@/'1D(&-L
M87-S/3-$=&5X=#X\<"!S='EL93TS1"=F;VYT.B`Q,'!T+VYO<FUA;"!#86QI
M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[(&UA<F=I;CH@,#L@=&5X="UA
M;&EG;CH@;&5F="<^/&(^3F]T92`U+B!0<F5M:7-E<R!A;F0@17%U:7!M96YT
M/"]B/CPO<#X-"@T*/'`@<W1Y;&4],T0G9F]N=#H@,3!P="]N;W)M86P@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!M87)G:6XZ(#`[('1E>'0M
M86QI9VXZ(&QE9G0G/B8C,38P.SPO<#X-"@T*/'`@<W1Y;&4],T0G9F]N=#H@
M,3!P="]N;W)M86P@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!M
M87)G:6XZ(#`[('1E>'0M86QI9VXZ(&QE9G0G/E!R96UI<V5S(&%N9"!E<75I
M<&UE;G0@870@1&5C96UB97(@,S$L#0HR,#$R(&%N9"`R,#$Q(&-O;G-I<W1E
M9"!O9B!T:&4@9F]L;&]W:6YG.CPO<#X-"@T*/'`@<W1Y;&4],T0G9F]N=#H@
M,3!P="\Q,"XP-7!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@
M;6%R9VEN.B`P.R!T97AT+6%L:6=N.B!J=7-T:69Y)SXF(S$V,#L\+W`^#0H-
M"CQT86)L92!C96QL<&%D9&EN9STS1#`@8V5L;'-P86-I;F<],T0P('-T>6QE
M/3-$)V)O<F1E<BUC;VQL87!S93H@8V]L;&%P<V4[('=I9'1H.B`Q,#`E.R!F
M;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^#0H\
M='(@<W1Y;&4],T0G=F5R=&EC86PM86QI9VXZ(&)O='1O;3L@9F]N=#H@,3!P
M="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/@T*("`@(#QT9"!N
M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@:71A;&EC(#$P<'0@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T97AT+6%L:6=N.B!J=7-T
M:69Y)SXH)"!I;B!T:&]U<V%N9',I/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P
M('-T>6QE/3-$)V9O;G0Z(&)O;&0@,3!P="!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68[('!A9&1I;F<M8F]T=&]M.B`Q<'0G/B8C,38P.SPO=&0^
M#0H@("`@/'1D(&-O;'-P86X],T0R(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=F;VYT.B!B;VQD(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF.R!T97AT+6%L:6=N.B!C96YT97([(&)O<F1E<BUB;W1T;VTZ($)L86-K
M(#%P="!S;VQI9"<^,C`Q,CPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL
M93TS1"=P861D:6YG+6)O='1O;3H@,7!T.R!F;VYT.B!B;VQD(#$P<'0@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N
M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#%P=#L@
M9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C
M,38P.SPO=&0^#0H@("`@/'1D(&-O;'-P86X],T0R(&YO=W)A<#TS1&YO=W)A
M<"!S='EL93TS1"=T97AT+6%L:6=N.B!C96YT97([(&)O<F1E<BUB;W1T;VTZ
M($)L86-K(#%P="!S;VQI9#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I
M8V$L(%-A;G,M4V5R:68G/C(P,3$\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@
M<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#%P=#L@9F]N=#H@,3!P="!#86QI
M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/"]T<CX-
M"CQT<B!S='EL93TS1"=V97)T:6-A;"UA;&EG;CH@8F]T=&]M.R!F;VYT.B`Q
M,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^#0H@("`@/'1D
M(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!J=7-T:69Y
M.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^
M)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z
M(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\
M+W1D/@T*("`@(#QT9"!C;VQS<&%N/3-$,B!N;W=R87`],T1N;W=R87`@<W1Y
M;&4],T0G=&5X="UA;&EG;CH@:G5S=&EF>3L@9F]N=#H@,3!P="!#86QI8G)I
M+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A
M<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!C;VQS<&%N/3-$,B!N
M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@:G5S=&EF>3L@
M9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C
M,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q
M,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T
M9#X\+W1R/@T*/'1R('-T>6QE/3-$)W9E<G1I8V%L+6%L:6=N.B!B;W1T;VT[
M(&)A8VMG<F]U;F0M8V]L;W(Z(')G8B@R,#0L,C,X+#(U-2D[(&9O;G0Z(#$P
M<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SX-"B`@("`\=&0@
M;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W=I9'1H.B`X,"4[('1E>'0M86QI
M9VXZ(&IU<W1I9GD[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF)SY,86YD/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE
M/3-$)W=I9'1H.B`Q)3L@9F]N=#H@8F]L9"`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P
M/3-$;F]W<F%P('-T>6QE/3-$)W=I9'1H.B`Q)3L@9F]N=#H@8F]L9"`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@=&5X="UA;&EG;CH@
M;&5F="<^)#PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=W:61T
M:#H@-R4[(&9O;G0Z(&)O;&0@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68[('1E>'0M86QI9VXZ(')I9VAT)SXR,RPS-3D\+W1D/CQT9"!N
M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=VED=&@Z(#$E.R!F;VYT.B!B;VQD
M(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T97AT+6%L
M:6=N.B!L969T)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y
M;&4],T0G=VED=&@Z(#$E.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)W=I9'1H.B`Q)3L@=&5X="UA;&EG;CH@;&5F=#L@
M9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C
M,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=W:61T:#H@
M-R4[('1E>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9B<^,C(L-S`P/"]T9#X\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)W=I9'1H.B`Q)3L@=&5X="UA;&EG;CH@;&5F=#L@
M9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C
M,38P.SPO=&0^/"]T<CX-"CQT<B!S='EL93TS1"=V97)T:6-A;"UA;&EG;CH@
M8F]T=&]M.R!B86-K9W)O=6YD+6-O;&]R.B!7:&ET93L@9F]N=#H@,3!P="!#
M86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/@T*("`@(#QT9"!N;W=R
M87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@:G5S=&EF>3L@9F]N
M=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/D)U:6QD
M:6YG<SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B!B
M;VQD(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V
M,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N
M=#H@8F]L9"`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@
M=&5X="UA;&EG;CH@;&5F="<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)V9O;G0Z(&)O;&0@,3!P="!#86QI8G)I+"!(96QV971I
M8V$L(%-A;G,M4V5R:68[('1E>'0M86QI9VXZ(')I9VAT)SXU."PV,#$\+W1D
M/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@8F]L9"`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@=&5X="UA;&EG;CH@
M;&5F="<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$
M)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF
M(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
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M.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[
M/"]T9#X\+W1R/@T*/'1R('-T>6QE/3-$)W9E<G1I8V%L+6%L:6=N.B!B;W1T
M;VT[(&)A8VMG<F]U;F0M8V]L;W(Z(')G8B@R,#0L,C,X+#(U-2D[(&9O;G0Z
M(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SX-"B`@("`\
M=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&IU<W1I
M9GD[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF
M)SY&=7)N:71U<F4@86YD(&5Q=6EP;65N=#PO=&0^/'1D(&YO=W)A<#TS1&YO
M=W)A<"!S='EL93TS1"=F;VYT.B!B;VQD(#$P<'0@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@8F]L9"`Q,'!T($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9CL@=&5X="UA;&EG;CH@;&5F="<^)B,Q-C`[
M/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(&)O;&0@
M,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[('1E>'0M86QI
M9VXZ(')I9VAT)SXS-"PQ-SD\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y
M;&4],T0G9F]N=#H@8F]L9"`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9CL@=&5X="UA;&EG;CH@;&5F="<^)B,Q-C`[/"]T9#X\=&0@;F]W
M<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R
M87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@
M,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO
M=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!R
M:6=H=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R
M:68G/C,Q+#8Q.#PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T
M97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\+W1R/@T*/'1R('-T>6QE/3-$
M)W9E<G1I8V%L+6%L:6=N.B!B;W1T;VT[(&)A8VMG<F]U;F0M8V]L;W(Z(%=H
M:71E.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9B<^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L
M:6=N.B!J=7-T:69Y.R!P861D:6YG+6)O='1O;3H@,7!T.R!F;VYT.B`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^3&5A<V5H;VQD(&EM
M<')O=F5M96YT<SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F
M;VYT.B!B;VQD(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF
M.R!P861D:6YG+6)O='1O;3H@,7!T)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N
M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G8F]R9&5R+6)O='1O;3H@0FQA8VL@
M,7!T('-O;&ED.R!F;VYT.B!B;VQD(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A
M+"!386YS+5-E<FEF.R!T97AT+6%L:6=N.B!L969T)SXF(S$V,#L\+W1D/CQT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G8F]R9&5R+6)O='1O;3H@0FQA
M8VL@,7!T('-O;&ED.R!F;VYT.B!B;VQD(#$P<'0@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF.R!T97AT+6%L:6=N.B!R:6=H="<^,2PY.#`\+W1D
M/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ
M(#%P=#L@9F]N=#H@8F]L9"`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9CL@=&5X="UA;&EG;CH@;&5F="<^)B,Q-C`[/"]T9#X\=&0@;F]W
M<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`Q<'0[(&9O
M;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V
M,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G8F]R
M9&5R+6)O='1O;3H@0FQA8VL@,7!T('-O;&ED.R!F;VYT.B`Q,'!T($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@=&5X="UA;&EG;CH@;&5F="<^
M)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V)O<F1E
M<BUB;W1T;VTZ($)L86-K(#%P="!S;VQI9#L@9F]N=#H@,3!P="!#86QI8G)I
M+"!(96QV971I8V$L(%-A;G,M4V5R:68[('1E>'0M86QI9VXZ(')I9VAT)SXR
M+#`P,SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P861D:6YG
M+6)O='1O;3H@,7!T.R!T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\+W1R
M/@T*/'1R('-T>6QE/3-$)W9E<G1I8V%L+6%L:6=N.B!B;W1T;VT[(&)A8VMG
M<F]U;F0M8V]L;W(Z(')G8B@R,#0L,C,X+#(U-2D[(&9O;G0Z(#$P<'0@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SX-"B`@("`\=&0@;F]W<F%P
M/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&IU<W1I9GD[(&9O;G0Z
M(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#LF
M(S$V,#LF(S$V,#LF(S$V,#M4;W1A;"!C;W-T/"]T9#X\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)V9O;G0Z(&)O;&0@,3!P="!#86QI8G)I+"!(96QV
M971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A
M<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B!B;VQD(#$P<'0@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T97AT+6%L:6=N.B!L969T)SXF(S$V
M,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@8F]L
M9"`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@=&5X="UA
M;&EG;CH@<FEG:'0G/C$Q."PQ,3D\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@
M<W1Y;&4],T0G9F]N=#H@8F]L9"`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9CL@=&5X="UA;&EG;CH@;&5F="<^)B,Q-C`[/"]T9#X\=&0@
M;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N
M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N
M=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P
M.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N
M.B!R:6=H=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68G/C$Q,"PQ,SD\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4]
M,T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV
M971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/"]T<CX-"CQT<B!S='EL
M93TS1"=V97)T:6-A;"UA;&EG;CH@8F]T=&]M.R!B86-K9W)O=6YD+6-O;&]R
M.B!7:&ET93L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68G/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X
M="UA;&EG;CH@:G5S=&EF>3L@<&%D9&EN9RUB;W1T;VTZ(#%P=#L@9F]N=#H@
M,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/DQE<W,@86-C
M=6UU;&%T960@9&5P<F5C:6%T:6]N(&%N9"!A;6]R=&EZ871I;VX\+W1D/CQT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@8F]L9"`Q,'!T($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@<&%D9&EN9RUB;W1T;VTZ
M(#%P="<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T
M>6QE/3-$)V)O<F1E<BUB;W1T;VTZ($)L86-K(#%P="!S;VQI9#L@9F]N=#H@
M8F]L9"`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@=&5X
M="UA;&EG;CH@;&5F="<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P
M('-T>6QE/3-$)V)O<F1E<BUB;W1T;VTZ($)L86-K(#%P="!S;VQI9#L@9F]N
M=#H@8F]L9"`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@
M=&5X="UA;&EG;CH@<FEG:'0G/B@T,RPW-#@\+W1D/CQT9"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#%P=#L@9F]N=#H@8F]L
M9"`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@=&5X="UA
M;&EG;CH@;&5F="<^*3PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=P861D:6YG+6)O='1O;3H@,7!T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W
M<F%P/3-$;F]W<F%P('-T>6QE/3-$)V)O<F1E<BUB;W1T;VTZ($)L86-K(#%P
M="!S;VQI9#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68[('1E>'0M86QI9VXZ(&QE9G0G/B8C,38P.SPO=&0^/'1D(&YO=W)A
M<#TS1&YO=W)A<"!S='EL93TS1"=B;W)D97(M8F]T=&]M.B!";&%C:R`Q<'0@
M<V]L:60[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF.R!T97AT+6%L:6=N.B!R:6=H="<^*#0P+#$V-#PO=&0^/'1D(&YO=W)A
M<#TS1&YO=W)A<"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@,7!T.R!T97AT
M+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9B<^*3PO=&0^/"]T<CX-"CQT<B!S='EL93TS1"=V97)T:6-A
M;"UA;&EG;CH@8F]T=&]M.R!B86-K9W)O=6YD+6-O;&]R.B!R9V(H,C`T+#(S
M."PR-34I.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9B<^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT
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M:68[('!A9&1I;F<M8F]T=&]M.B`R+C5P="<^)B,Q-C`[/"]T9#X-"B`@("`\
M=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V)O<F1E<BUB;W1T;VTZ($)L
M86-K(#(N-7!T(&1O=6)L93L@9F]N=#H@8F]L9"`Q,'!T($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9CL@=&5X="UA;&EG;CH@;&5F="<^)#PO=&0^
M/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=B;W)D97(M8F]T=&]M.B!"
M;&%C:R`R+C5P="!D;W5B;&4[(&9O;G0Z(&)O;&0@,3!P="!#86QI8G)I+"!(
M96QV971I8V$L(%-A;G,M4V5R:68[('1E>'0M86QI9VXZ(')I9VAT)SXW-"PS
M-S$\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB
M;W1T;VTZ(#(N-7!T.R!F;VYT.B!B;VQD(#$P<'0@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF.R!T97AT+6%L:6=N.B!L969T)SXF(S$V,#L\+W1D
M/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ
M(#(N-7!T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T
M>6QE/3-$)V)O<F1E<BUB;W1T;VTZ($)L86-K(#(N-7!T(&1O=6)L93L@9F]N
M=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[('1E>'0M
M86QI9VXZ(&QE9G0G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S
M='EL93TS1"=B;W)D97(M8F]T=&]M.B!";&%C:R`R+C5P="!D;W5B;&4[(&9O
M;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T97AT
M+6%L:6=N.B!R:6=H="<^-CDL.3<U/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P
M('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`R+C5P=#L@=&5X="UA;&EG;CH@
M;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R
M:68G/B8C,38P.SPO=&0^/"]T<CX-"CPO=&%B;&4^#0H-"CQP('-T>6QE/3-$
M)V9O;G0Z(#$P<'0O;F]R;6%L($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9CL@;6%R9VEN.B`P.R!T97AT+6%L:6=N.B!J=7-T:69Y)SX\8CXF(S$V
M,#L\+V(^/"]P/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@
M("`\+W1A8FQE/@T*("`\+V)O9'D^#0H\+VAT;6P^#0H-"BTM+2TM+3U?3F5X
M=%!A<G1?9CDP-C-D,F%?,#-E-5\T.30T7V%B-#E?,C!E-#-D838Y83@V#0I#
M;VYT96YT+4QO8V%T:6]N.B!F:6QE.B\O+T,Z+V8Y,#8S9#)A7S`S935?-#DT
M-%]A8C0Y7S(P930S9&$V.6$X-B]7;W)K<VAE971S+U-H965T,3,N:'1M;`T*
M0V]N=&5N="U4<F%N<V9E<BU%;F-O9&EN9SH@<75O=&5D+7!R:6YT86)L90T*
M0V]N=&5N="U4>7!E.B!T97AT+VAT;6P[(&-H87)S970](G5S+6%S8VEI(@T*
M#0H\:'1M;#X-"B`@/&AE860^#0H@("`@/$U%5$$@:'1T<"UE<75I=CTS1$-O
M;G1E;G0M5'EP92!C;VYT96YT/3-$)W1E>'0O:'1M;#L@8VAA<G-E=#UU=&8M
M."<^/'-C<FEP="!T>7!E/3-$=&5X="]J879A<V-R:7!T('-R8STS1%-H;W<N
M:G,^+RH@1&\@3F]T(%)E;6]V92!4:&ES($-O;6UE;G0@*B\\+W-C<FEP=#X\
M+VAE860^#0H@(#QB;V1Y/@T*("`@(#QT86)L92!C;&%S<STS1')E<&]R="!I
M9#TS1$E$,$5,13X-"B`@("`@(#QT<CX-"B`@("`@("`@/'1H(&-L87-S/3-$
M=&P@8V]L<W!A;CTS1#$@<F]W<W!A;CTS1#(^/'-T<F]N9SY&1$E#($EN9&5M
M;FEF:6-A=&EO;B!!<W-E=#QB<CX\+W-T<F]N9SX\+W1H/@T*("`@("`@("`\
M=&@@8VQA<W,],T1T:"!C;VQS<&%N/3-$,3XQ,B!-;VYT:',@16YD960\+W1H
M/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<CX-"B`@("`@("`@/'1H(&-L87-S
M/3-$=&@^1&5C+B`S,2P@,C`Q,CQB<CX\+W1H/@T*("`@("`@/"]T<CX-"B`@
M("`@(#QT<B!C;&%S<STS1')E/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V
M86QI9VX],T1T;W`^/'-T<F]N9SY&9&EC($EN9&5M;FEF:6-A=&EO;B!!<W-E
M=#PO<W1R;VYG/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P
M86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S
M/3-$<F\^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y&
M1$E#($EN9&5M;FEF:6-A=&EO;B!!<W-E=#PO=&0^#0H@("`@("`@(#QT9"!C
M;&%S<STS1'1E>'0^/'`@<W1Y;&4],T0G9F]N=#H@,3!P="]N;W)M86P@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!M87)G:6XZ(#`[('1E>'0M
M86QI9VXZ(&IU<W1I9GDG/CQB/DYO=&4@-BX@1D1)0R!);F1E;6YI9FEC871I
M;VX@07-S970\+V(^/"]P/@T*#0H\<"!S='EL93TS1"=F;VYT.B`Q,'!T+VYO
M<FUA;"!#86UB<FEA+'-E<FEF.R!M87)G:6XZ(#`[('1E>'0M86QI9VXZ(&IU
M<W1I9GDG/B8C,38P.SPO<#X-"@T*/'`@<W1Y;&4],T0G9F]N=#H@,3!P="]N
M;W)M86P@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!M87)G:6XZ
M(#`[('1E>'0M86QI9VXZ(&IU<W1I9GDG/D%S(&1I<V-U<W-E9"!I;B!.;W1E
M(#$H:2DL('1H92!&1$E##0II;F1E;6YI9FEC871I;VX@87-S970@:7,@=&AE
M(&5S=&EM871E9"!A;6]U;G0@=&AA="!T:&4@0V]M<&%N>2!W:6QL(')E8V5I
M=F4@9G)O;2!T:&4@1D1)0R!U;F1E<B!L;W-S('-H87)E(&%G<F5E;65N=',@
M87-S;V-I871E9`T*=VET:"!T=V\@1D1)0RUA<W-I<W1E9"!F86EL960@8F%N
M:R!A8W%U:7-I=&EO;G,N/"]P/@T*#0H\<"!S='EL93TS1"=F;VYT.B`Q,'!T
M+VYO<FUA;"!#86UB<FEA+'-E<FEF.R!M87)G:6XZ(#`[('1E>'0M86QI9VXZ
M(&IU<W1I9GD[('1E>'0M:6YD96YT.B`P+C(U:6XG/B8C,38P.SPO<#X-"@T*
M/'`@<W1Y;&4],T0G9F]N=#H@,3!P="]N;W)M86P@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF.R!M87)G:6XZ(#`[('1E>'0M86QI9VXZ(&QE9G0G
M/D%T($1E8V5M8F5R(#,Q+"`R,#$R(&%N9"`R,#$Q+"!T:&4@1D1)0PT*:6YD
M96UN:69I8V%T:6]N(&%S<V5T('=A<R!C;VUP<FES960@;V8@=&AE(&9O;&QO
M=VEN9R!C;VUP;VYE;G1S.CPO<#X-"@T*/'`@<W1Y;&4],T0G9F]N=#H@,3!P
M="]N;W)M86P@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!M87)G
M:6XZ(#`[('1E>'0M86QI9VXZ(&QE9G0[('1E>'0M:6YD96YT.B`P+C(U:6XG
M/B8C,38P.SPO<#X-"@T*/'1A8FQE(&-E;&QP861D:6YG/3-$,"!C96QL<W!A
M8VEN9STS1#`@<W1Y;&4],T0G8F]R9&5R+6-O;&QA<'-E.B!C;VQL87!S93L@
M=VED=&@Z(#$P,"4[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF)SX-"CQT<B!S='EL93TS1"=V97)T:6-A;"UA;&EG;CH@8F]T
M=&]M.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9B<^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B!I
M=&%L:6,@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[('1E
M>'0M86QI9VXZ(&QE9G0G/B@D(&EN('1H;W5S86YD<RD\+W1D/CQT9"!N;W=R
M87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@8F]L9"`Q,'!T($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9CL@<&%D9&EN9RUB;W1T;VTZ(#%P="<^
M)B,Q-C`[/"]T9#X-"B`@("`\=&0@8V]L<W!A;CTS1#(@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)V9O;G0Z(&)O;&0@,3!P="!#86QI8G)I+"!(96QV971I
M8V$L(%-A;G,M4V5R:68[('1E>'0M86QI9VXZ(&-E;G1E<CL@8F]R9&5R+6)O
M='1O;3H@0FQA8VL@,7!T('-O;&ED)SXR,#$R/"]T9#X\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`Q<'0[(&9O;G0Z(&)O
M;&0@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P
M.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P861D:6YG+6)O
M='1O;3H@,7!T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@8V]L<W!A;CTS1#(@;F]W
M<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&-E;G1E<CL@8F]R
M9&5R+6)O='1O;3H@0FQA8VL@,7!T('-O;&ED.R!F;VYT.B`Q,'!T($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^,C`Q,3PO=&0^/'1D(&YO=W)A
M<#TS1&YO=W)A<"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@,7!T.R!F;VYT
M.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[
M/"]T9#X\+W1R/@T*/'1R('-T>6QE/3-$)W9E<G1I8V%L+6%L:6=N.B!B;W1T
M;VT[(&)A8VMG<F]U;F0M8V]L;W(Z(')G8B@R,#0L,C,X+#(U-2D[(&9O;G0Z
M(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SX-"B`@("`\
M=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W=I9'1H.B`X,"4[('1E>'0M
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M("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=W:61T:#H@,24[(&9O
M;G0Z(&)O;&0@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[
M('1E>'0M86QI9VXZ(&QE9G0G/B0\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@
M<W1Y;&4],T0G=VED=&@Z(#<E.R!F;VYT.B!B;VQD(#$P<'0@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T97AT+6%L:6=N.B!R:6=H="<^,S,L
M,#0P/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W=I9'1H.B`Q
M)3L@9F]N=#H@8F]L9"`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9CL@=&5X="UA;&EG;CH@;&5F="<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P
M/3-$;F]W<F%P('-T>6QE/3-$)W=I9'1H.B`Q)3L@9F]N=#H@,3!P="!#86QI
M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@
M/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=W:61T:#H@,24[('1E>'0M
M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y
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M"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ
M(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF)SY296-E:79A8FQE(')E;&%T960@=&\@97-T:6UA=&5D(&9U='5R92!C
M;&%I;7,@;VX@;&]A;G,\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4]
M,T0G9F]N=#H@8F]L9"`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T
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M<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P
M('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R
M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R
M87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z
M(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXY,"PR-S4\
M+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@
M;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R
M:68G/B8C,38P.SPO=&0^/"]T<CX-"CQT<B!S='EL93TS1"=V97)T:6-A;"UA
M;&EG;CH@8F]T=&]M.R!B86-K9W)O=6YD+6-O;&]R.B!R9V(H,C`T+#(S."PR
M-34I.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9B<^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L
M:6=N.B!L969T.R!P861D:6YG+6)O='1O;3H@,7!T.R!F;VYT.B`Q,'!T($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^4F5C96EV86)L92!R96QA
M=&5D('1O(&5S=&EM871E9"!F=71U<F4@8VQA:6US(&]N(&9O<F5C;&]S960@
M<F5A;"!E<W1A=&4\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
M9F]N=#H@8F]L9"`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9CL@<&%D9&EN9RUB;W1T;VTZ(#%P="<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@
M;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V)O<F1E<BUB;W1T;VTZ($)L86-K
M(#%P="!S;VQI9#L@9F]N=#H@8F]L9"`Q,'!T($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9CL@=&5X="UA;&EG;CH@;&5F="<^)B,Q-C`[/"]T9#X\
M=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V)O<F1E<BUB;W1T;VTZ($)L
M86-K(#%P="!S;VQI9#L@9F]N=#H@8F]L9"`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9CL@=&5X="UA;&EG;CH@<FEG:'0G/C<L-#<U/"]T
M9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M
M.B`Q<'0[(&9O;G0Z(&)O;&0@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68[('1E>'0M86QI9VXZ(&QE9G0G/B8C,38P.SPO=&0^/'1D(&YO
M=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@,7!T.R!F
M;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q
M-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V)O
M<F1E<BUB;W1T;VTZ($)L86-K(#%P="!S;VQI9#L@9F]N=#H@,3!P="!#86QI
M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[('1E>'0M86QI9VXZ(&QE9G0G
M/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=B;W)D
M97(M8F]T=&]M.B!";&%C:R`Q<'0@<V]L:60[(&9O;G0Z(#$P<'0@0V%L:6)R
M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T97AT+6%L:6=N.B!R:6=H="<^
M,3@L,#(U/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I
M;F<M8F]T=&]M.B`Q<'0[('1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@
M0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CPO
M='(^#0H\='(@<W1Y;&4],T0G=F5R=&EC86PM86QI9VXZ(&)O='1O;3L@8F%C
M:V=R;W5N9"UC;VQO<CH@5VAI=&4[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF)SX-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P
M('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[('!A9&1I;F<M8F]T=&]M.B`R
M+C5P=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R
M:68G/B8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.T9$24,@:6YD96UN
M:69I8V%T:6]N(&%S<V5T/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE
M/3-$)V9O;G0Z(&)O;&0@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68[('!A9&1I;F<M8F]T=&]M.B`R+C5P="<^)B,Q-C`[/"]T9#X-"B`@
M("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V)O<F1E<BUB;W1T;VTZ
M($)L86-K(#(N-7!T(&1O=6)L93L@9F]N=#H@8F]L9"`Q,'!T($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9CL@=&5X="UA;&EG;CH@;&5F="<^)#PO
M=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=B;W)D97(M8F]T=&]M
M.B!";&%C:R`R+C5P="!D;W5B;&4[(&9O;G0Z(&)O;&0@,3!P="!#86QI8G)I
M+"!(96QV971I8V$L(%-A;G,M4V5R:68[('1E>'0M86QI9VXZ(')I9VAT)SXQ
M,#(L-34Y/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I
M;F<M8F]T=&]M.B`R+C5P=#L@9F]N=#H@8F]L9"`Q,'!T($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9CL@=&5X="UA;&EG;CH@;&5F="<^)B,Q-C`[
M/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T
M=&]M.B`R+C5P=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A
M<"!S='EL93TS1"=B;W)D97(M8F]T=&]M.B!";&%C:R`R+C5P="!D;W5B;&4[
M(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T
M97AT+6%L:6=N.B!L969T)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R
M87`@<W1Y;&4],T0G8F]R9&5R+6)O='1O;3H@0FQA8VL@,BXU<'0@9&]U8FQE
M.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@
M=&5X="UA;&EG;CH@<FEG:'0G/C$R,2PV-S<\+W1D/CQT9"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#(N-7!T.R!T97AT+6%L
M:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9B<^)B,Q-C`[/"]T9#X\+W1R/@T*/"]T86)L93X-"@T*/'`@<W1Y
M;&4],T0G9F]N=#H@,3!P="]N;W)M86P@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF.R!M87)G:6XZ(#`[('1E>'0M86QI9VXZ(&QE9G0[('1E>'0M
M:6YD96YT.B`P+C(U:6XG/B8C,38P.SPO<#X-"@T*#0H-"@T*#0H\<"!S='EL
M93TS1"=F;VYT.B`Q,'!T+VYO<FUA;"!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68[(&UA<F=I;CH@,#L@=&5X="UA;&EG;CH@;&5F="<^)B,Q-C`[
M/"]P/@T*#0H\<"!S='EL93TS1"=F;VYT.B`Q,'!T+VYO<FUA;"!#86QI8G)I
M+"!(96QV971I8V$L(%-A;G,M4V5R:68[(&UA<F=I;CH@,#L@=&5X="UA;&EG
M;CH@;&5F="<^5&AE(&9O;&QO=VEN9R!P<F5S96YT<R!A(')O;&QF;W)W87)D
M(&]F#0IT:&4@1D1)0R!I;F1E;6YI9FEC871I;VX@87-S970@<VEN8V4@2F%N
M=6%R>2`Q+"`R,#$P+CPO<#X-"@T*/'`@<W1Y;&4],T0G9F]N=#H@,3!P="\Q
M,"XP-7!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@;6%R9VEN
M.B`P.R!T97AT+6%L:6=N.B!J=7-T:69Y.R!T97AT+6EN9&5N=#H@,"XR-6EN
M)SXF(S$V,#L\+W`^#0H-"CQT86)L92!C96QL<&%D9&EN9STS1#`@8V5L;'-P
M86-I;F<],T0P('-T>6QE/3-$)V)O<F1E<BUC;VQL87!S93H@8V]L;&%P<V4[
M('=I9'1H.B`Q,#`E.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9B<^#0H\='(@<W1Y;&4],T0G=F5R=&EC86PM86QI9VXZ(&)O
M='1O;3L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R
M:68G/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@
M:71A;&EC(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T
M97AT+6%L:6=N.B!L969T)SXH)"!I;B!T:&]U<V%N9',I/"]T9#X\=&0@;F]W
M<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!C;VQS
M<&%N/3-$,B!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@
M<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
M9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C
M,38P.SPO=&0^/"]T<CX-"CQT<B!S='EL93TS1"=V97)T:6-A;"UA;&EG;CH@
M8F]T=&]M.R!B86-K9W)O=6YD+6-O;&]R.B!R9V(H,C`T+#(S."PR-34I.R!F
M;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^#0H@
M("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=W:61T:#H@.3`E.R!T
M97AT+6%L:6=N.B!J=7-T:69Y.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9B<^0F%L86YC92!A="!*86YU87)Y(#$L(#(P,3`\
M+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=VED=&@Z(#$E.R!F
M;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q
M-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W=I
M9'1H.B`Q)3L@=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I
M+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B0\+W1D/CQT9"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G=VED=&@Z(#<E.R!T97AT+6%L:6=N.B!R:6=H=#L@
M9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/C$T
M,RPR,C$\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=VED=&@Z
M(#$E.R!T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\+W1R/@T*/'1R('-T
M>6QE/3-$)W9E<G1I8V%L+6%L:6=N.B!B;W1T;VT[(&)A8VMG<F]U;F0M8V]L
M;W(Z(%=H:71E.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9B<^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T
M97AT+6%L:6=N.B!J=7-T:69Y.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9B<^26YC<F5A<V4@<F5L871E9"!T;R!U;F9A=F]R
M86)L92!C:&%N9V4@:6X@;&]S<R!E<W1I;6%T97,\+W1D/CQT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I
M8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS
M1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\
M=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT
M.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^
M,S`L-#$Y/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M
M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF)SXF(S$V,#L\+W1D/CPO='(^#0H\='(@<W1Y;&4],T0G=F5R
M=&EC86PM86QI9VXZ(&)O='1O;3L@8F%C:V=R;W5N9"UC;VQO<CH@<F=B*#(P
M-"PR,S@L,C4U*3L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68G/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
M=&5X="UA;&EG;CH@:G5S=&EF>3L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV
M971I8V$L(%-A;G,M4V5R:68G/DEN8W)E87-E(')E;&%T960@=&\@<F5I;6)U
M<G-A8FQE(&5X<&5N<V5S/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE
M/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF
M)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4]
M,T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV
M971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO
M=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!R:6=H=#L@9F]N=#H@,3!P="!#
M86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/C(L.3`P/"]T9#X\=&0@
M;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O
M;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V
M,#L\+W1D/CPO='(^#0H\='(@<W1Y;&4],T0G=F5R=&EC86PM86QI9VXZ(&)O
M='1O;3L@8F%C:V=R;W5N9"UC;VQO<CH@5VAI=&4[(&9O;G0Z(#$P<'0@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SX-"B`@("`\=&0@;F]W<F%P
M/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&IU<W1I9GD[(&9O;G0Z
M(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SY#87-H(')E
M8V5I=F5D/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z
M(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\
M+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA
M;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL
M93TS1"=T97AT+6%L:6=N.B!R:6=H=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(
M96QV971I8V$L(%-A;G,M4V5R:68G/B@T-BPW,C$\+W1D/CQT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P
M="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/BD\+W1D/CPO='(^
M#0H\='(@<W1Y;&4],T0G=F5R=&EC86PM86QI9VXZ(&)O='1O;3L@8F%C:V=R
M;W5N9"UC;VQO<CH@<F=B*#(P-"PR,S@L,C4U*3L@9F]N=#H@,3!P="!#86QI
M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/@T*("`@(#QT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@:G5S=&EF>3L@<&%D9&EN
M9RUB;W1T;VTZ(#%P=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68G/D%C8W)E=&EO;B!O9B!L;V%N(&1I<V-O=6YT/"]T9#X\
M=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`Q
M<'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF
M)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4]
M,T0G8F]R9&5R+6)O='1O;3H@0FQA8VL@,7!T('-O;&ED.R!F;VYT.B`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@=&5X="UA;&EG;CH@
M;&5F="<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$
M)V)O<F1E<BUB;W1T;VTZ($)L86-K(#%P="!S;VQI9#L@9F]N=#H@,3!P="!#
M86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[('1E>'0M86QI9VXZ(')I
M9VAT)SXH-BPQ,#`\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
M<&%D9&EN9RUB;W1T;VTZ(#%P=#L@=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@
M,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/BD\+W1D/CPO
M='(^#0H\='(@<W1Y;&4],T0G=F5R=&EC86PM86QI9VXZ(&)O='1O;3L@8F%C
M:V=R;W5N9"UC;VQO<CH@5VAI=&4[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF)SX-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P
M('-T>6QE/3-$)W1E>'0M86QI9VXZ(&IU<W1I9GD[(&9O;G0Z(#$P<'0@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SY"86QA;F-E(&%T($1E8V5M
M8F5R(#,Q+"`R,#$P/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$
M)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF
M(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
M=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I
M8V$L(%-A;G,M4V5R:68G/B0\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y
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M="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/@T*("`@(#QT9"!N
M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@:G5S=&EF>3L@
M9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/DEN
M8W)E87-E(')E;&%T960@=&\@86-Q=6ES:71I;VX@;V8@5&AE($)A;FL@;V8@
M07-H979I;&QE/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O
M;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V
M,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X
M="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S
M='EL93TS1"=T97AT+6%L:6=N.B!R:6=H=#L@9F]N=#H@,3!P="!#86QI8G)I
M+"!(96QV971I8V$L(%-A;G,M4V5R:68G/C0R+#(Q.#PO=&0^/'1D(&YO=W)A
M<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q
M,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T
M9#X\+W1R/@T*/'1R('-T>6QE/3-$)W9E<G1I8V%L+6%L:6=N.B!B;W1T;VT[
M(&)A8VMG<F]U;F0M8V]L;W(Z(%=H:71E.R!F;VYT.B`Q,'!T($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9B<^#0H@("`@/'1D(&YO=W)A<#TS1&YO
M=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!J=7-T:69Y.R!F;VYT.B`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^26YC<F5A<V4@<F5L
M871E9"!T;R!U;F9A=F]R86)L92!C:&%N9V4@:6X@;&]S<R!E<W1I;6%T97,\
M+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#
M86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@
M("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L
M969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E
M>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9B<^,CDL.#$T/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P
M('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R
M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CPO='(^#0H\
M='(@<W1Y;&4],T0G=F5R=&EC86PM86QI9VXZ(&)O='1O;3L@8F%C:V=R;W5N
M9"UC;VQO<CH@<F=B*#(P-"PR,S@L,C4U*3L@9F]N=#H@,3!P="!#86QI8G)I
M+"!(96QV971I8V$L(%-A;G,M4V5R:68G/@T*("`@(#QT9"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@:G5S=&EF>3L@9F]N=#H@,3!P
M="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/DEN8W)E87-E(')E
M;&%T960@=&\@<F5I;6)U<G-A8FQE(&5X<&5N<V5S/"]T9#X\=&0@;F]W<F%P
M/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P
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M"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ
M(&IU<W1I9GD[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF)SY#87-H(')E8V5I=F5D/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P
M('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@
M<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I
M+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A
M<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!R:6=H=#L@9F]N=#H@
M,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B@V.2PS,SD\
M+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@
M;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R
M:68G/BD\+W1D/CPO='(^#0H\='(@<W1Y;&4],T0G=F5R=&EC86PM86QI9VXZ
M(&)O='1O;3L@8F%C:V=R;W5N9"UC;VQO<CH@<F=B*#(P-"PR,S@L,C4U*3L@
M9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/@T*
M("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@
M:G5S=&EF>3L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68G/D%C8W)E=&EO;B!O9B!L;V%N(&1I<V-O=6YT/"]T9#X\=&0@;F]W
M<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R
M87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@
M,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO
M=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!R
M:6=H=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R
M:68G/B@Y+#(W.#PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T
M97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9B<^*3PO=&0^/"]T<CX-"CQT<B!S='EL93TS1"=V97)T
M:6-A;"UA;&EG;CH@8F]T=&]M.R!B86-K9W)O=6YD+6-O;&]R.B!7:&ET93L@
M9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/@T*
M("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@
M:G5S=&EF>3L@<&%D9&EN9RUB;W1T;VTZ(#%P=#L@9F]N=#H@,3!P="!#86QI
M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/D]T:&5R/"]T9#X\=&0@;F]W
M<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`Q<'0[(&9O
M;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V
M,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G8F]R
M9&5R+6)O='1O;3H@0FQA8VL@,7!T('-O;&ED.R!F;VYT.B`Q,'!T($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@=&5X="UA;&EG;CH@;&5F="<^
M)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V)O<F1E
M<BUB;W1T;VTZ($)L86-K(#%P="!S;VQI9#L@9F]N=#H@,3!P="!#86QI8G)I
M+"!(96QV971I8V$L(%-A;G,M4V5R:68[('1E>'0M86QI9VXZ(')I9VAT)SXH
M,2PQ.#(\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN
M9RUB;W1T;VTZ(#%P=#L@=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#
M86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/BD\+W1D/CPO='(^#0H\
M='(@<W1Y;&4],T0G=F5R=&EC86PM86QI9VXZ(&)O='1O;3L@8F%C:V=R;W5N
M9"UC;VQO<CH@<F=B*#(P-"PR,S@L,C4U*3L@9F]N=#H@,3!P="!#86QI8G)I
M+"!(96QV971I8V$L(%-A;G,M4V5R:68G/@T*("`@(#QT9"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@:G5S=&EF>3L@9F]N=#H@,3!P
M="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/D)A;&%N8V4@870@
M1&5C96UB97(@,S$L(#(P,3$\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y
M;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R
M:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL
M93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9B<^)#PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A
M<"!S='EL93TS1"=T97AT+6%L:6=N.B!R:6=H=#L@9F]N=#H@,3!P="!#86QI
M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/C$R,2PV-S<\+W1D/CQT9"!N
M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N
M=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P
M.SPO=&0^/"]T<CX-"CQT<B!S='EL93TS1"=V97)T:6-A;"UA;&EG;CH@8F]T
M=&]M.R!B86-K9W)O=6YD+6-O;&]R.B!7:&ET93L@9F]N=#H@,3!P="!#86QI
M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/@T*("`@(#QT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@:G5S=&EF>3L@9F]N=#H@
M,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/DEN8W)E87-E
M(')E;&%T960@=&\@=6YF879O<F%B;&4@8VAA;F=E<R!I;B!L;W-S(&5S=&EM
M871E<SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q
M,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T
M9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI
M9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4]
M,T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF)SXQ-BPY.#0\+W1D/CQT9"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#
M86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/"]T
M<CX-"CQT<B!S='EL93TS1"=V97)T:6-A;"UA;&EG;CH@8F]T=&]M.R!B86-K
M9W)O=6YD+6-O;&]R.B!R9V(H,C`T+#(S."PR-34I.R!F;VYT.B`Q,'!T($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^#0H@("`@/'1D(&YO=W)A
M<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!J=7-T:69Y.R!F;VYT
M.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^26YC<F5A
M<V4@<F5L871E9"!T;R!R96EM8G5R<V%B;&4@97AP96YS97,\+W1D/CQT9"!N
M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(
M96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO
M=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT
M.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[
M/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ
M(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9B<^-BPY-#<\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
M=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I
M8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/"]T<CX-"CQT<B!S='EL93TS
M1"=V97)T:6-A;"UA;&EG;CH@8F]T=&]M.R!B86-K9W)O=6YD+6-O;&]R.B!7
M:&ET93L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R
M:68G/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA
M;&EG;CH@:G5S=&EF>3L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68G/D-A<V@@<F5C96EV960\+W1D/CQT9"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO
M=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@
M;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F
M;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^*#(Y
M+#<Y-CPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L
M:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9B<^*3PO=&0^/"]T<CX-"CQT<B!S='EL93TS1"=V97)T:6-A;"UA
M;&EG;CH@8F]T=&]M.R!B86-K9W)O=6YD+6-O;&]R.B!R9V(H,C`T+#(S."PR
M-34I.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9B<^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L
M:6=N.B!J=7-T:69Y.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9B<^06-C<F5T:6]N(&]F(&QO86X@9&ES8V]U;G0\+W1D/CQT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I
M+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D
M(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F
M;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q
M-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI
M9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9B<^*#$S+#$W,SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL
M93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9B<^*3PO=&0^/"]T<CX-"CQT<B!S='EL93TS
M1"=V97)T:6-A;"UA;&EG;CH@8F]T=&]M.R!B86-K9W)O=6YD+6-O;&]R.B!7
M:&ET93L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R
M:68G/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA
M;&EG;CH@:G5S=&EF>3L@<&%D9&EN9RUB;W1T;VTZ(#%P=#L@9F]N=#H@,3!P
M="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/D]T:&5R/"]T9#X\
M=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`Q
M<'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF
M)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4]
M,T0G8F]R9&5R+6)O='1O;3H@0FQA8VL@,7!T('-O;&ED.R!F;VYT.B`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@=&5X="UA;&EG;CH@
M;&5F="<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$
M)V)O<F1E<BUB;W1T;VTZ($)L86-K(#%P="!S;VQI9#L@9F]N=#H@,3!P="!#
M86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[('1E>'0M86QI9VXZ(')I
M9VAT)SXH.#`\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D
M9&EN9RUB;W1T;VTZ(#%P=#L@=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P
M="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/BD\+W1D/CPO='(^
M#0H\='(@<W1Y;&4],T0G=F5R=&EC86PM86QI9VXZ(&)O='1O;3L@8F%C:V=R
M;W5N9"UC;VQO<CH@<F=B*#(P-"PR,S@L,C4U*3L@9F]N=#H@,3!P="!#86QI
M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/@T*("`@(#QT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@:G5S=&EF>3L@<&%D9&EN
M9RUB;W1T;VTZ(#(N-7!T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9B<^0F%L86YC92!A="!$96-E;6)E<B`S,2P@,C`Q,CPO
M=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P861D:6YG+6)O='1O
M;3H@,BXU<'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@
M<W1Y;&4],T0G8F]R9&5R+6)O='1O;3H@0FQA8VL@,BXU<'0@9&]U8FQE.R!F
M;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@=&5X
M="UA;&EG;CH@;&5F="<^)#PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL
M93TS1"=B;W)D97(M8F]T=&]M.B!";&%C:R`R+C5P="!D;W5B;&4[(&9O;G0Z
M(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T97AT+6%L
M:6=N.B!R:6=H="<^,3`R+#4U.3PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S
M='EL93TS1"=P861D:6YG+6)O='1O;3H@,BXU<'0[('1E>'0M86QI9VXZ(&QE
M9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF
M)SXF(S$V,#L\+W1D/CPO='(^#0H\+W1A8FQE/@T*#0H\<"!S='EL93TS1"=F
M;VYT.B`Q,'!T+VYO<FUA;"!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R
M:68[(&UA<F=I;CH@,#L@=&5X="UA;&EG;CH@:G5S=&EF>3L@=&5X="UI;F1E
M;G0Z(#`N,C5I;B<^/&(^)B,Q-C`[/"]B/B8C,38P.SPO<#X\<W!A;CX\+W-P
M86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@/"]T86)L93X-"B`@/"]B;V1Y
M/@T*/"]H=&UL/@T*#0HM+2TM+2T]7TYE>'1087)T7V8Y,#8S9#)A7S`S935?
M-#DT-%]A8C0Y7S(P930S9&$V.6$X-@T*0V]N=&5N="U,;V-A=&EO;CH@9FEL
M93HO+R]#.B]F.3`V,V0R85\P,V4U7S0Y-#1?86(T.5\R,&4T,V1A-CEA.#8O
M5V]R:W-H965T<R]3:&5E=#$T+FAT;6P-"D-O;G1E;G0M5')A;G-F97(M16YC
M;V1I;F<Z('%U;W1E9"UP<FEN=&%B;&4-"D-O;G1E;G0M5'EP93H@=&5X="]H
M=&UL.R!C:&%R<V5T/2)U<RUA<V-I:2(-"@T*/&AT;6P^#0H@(#QH96%D/@T*
M("`@(#Q-151!(&AT='`M97%U:78],T1#;VYT96YT+51Y<&4@8V]N=&5N=#TS
M1"=T97AT+VAT;6P[(&-H87)S970]=71F+3@G/CQS8W)I<'0@='EP93TS1'1E
M>'0O:F%V87-C<FEP="!S<F,],T13:&]W+FIS/B\J($1O($YO="!296UO=F4@
M5&AI<R!#;VUM96YT("HO/"]S8W)I<'0^/"]H96%D/@T*("`\8F]D>3X-"B`@
M("`\=&%B;&4@8VQA<W,],T1R97!O<G0@:60],T1)1#!%3$4^#0H@("`@("`\
M='(^#0H@("`@("`@(#QT:"!C;&%S<STS1'1L(&-O;'-P86X],T0Q(')O=W-P
M86X],T0R/CQS=')O;F<^1V]O9'=I;&P@86YD($]T:&5R($EN=&%N9VEB;&4@
M07-S971S/&)R/CPO<W1R;VYG/CPO=&@^#0H@("`@("`@(#QT:"!C;&%S<STS
M1'1H(&-O;'-P86X],T0Q/C$R($UO;G1H<R!%;F1E9#PO=&@^#0H@("`@("`\
M+W1R/@T*("`@("`@/'1R/@T*("`@("`@("`\=&@@8VQA<W,],T1T:#Y$96,N
M(#,Q+"`R,#$R/&)R/CPO=&@^#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L
M87-S/3-$<F4^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O
M<#X\<W1R;VYG/D=O;V1W:6QL($%N9"!/=&AE<B!);G1A;F=I8FQE($%S<V5T
M<SPO<W1R;VYG/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P
M86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S
M/3-$<F\^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y'
M;V]D=VEL;"!A;F0@3W1H97(@26YT86YG:6)L92!!<W-E=',\+W1D/@T*("`@
M("`@("`\=&0@8VQA<W,],T1T97AT/CQP('-T>6QE/3-$)V9O;G0Z(#$P<'0O
M,3`N,#5P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[(&UA<F=I
M;CH@,#L@=&5X="UA;&EG;CH@:G5S=&EF>2<^/&(^3F]T92`W+B!';V]D=VEL
M;"!A;F0@3W1H97(@26YT86YG:6)L90T*07-S971S/"]B/B8C,38P.SPO<#X-
M"@T*/'`@<W1Y;&4],T0G9F]N=#H@,3!P="]N;W)M86P@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF.R!M87)G:6XZ(#`[('1E>'0M86QI9VXZ(&QE
M9G0G/B8C,38P.SPO<#X-"@T*/'`@<W1Y;&4],T0G9F]N=#H@,3!P="]N;W)M
M86P@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!M87)G:6XZ(#`[
M('1E>'0M86QI9VXZ(&QE9G0G/E1H92!F;VQL;W=I;F<@:7,@82!S=6UM87)Y
M(&]F('1H92!G<F]S<PT*8V%R<GEI;F<@86UO=6YT(&%N9"!A8V-U;75L871E
M9"!A;6]R=&EZ871I;VX@;V8@86UO<G1I>F5D(&EN=&%N9VEB;&4@87-S971S
M(&%S(&]F($1E8V5M8F5R(#,Q+"`R,#$R(&%N9"!$96-E;6)E<B`S,2P@,C`Q
M,2!A;F0@=&AE#0IC87)R>6EN9R!A;6]U;G0@;V8@=6YA;6]R=&EZ960@:6YT
M86YG:6)L92!A<W-E=',@87,@;V8@=&AO<V4@<V%M92!D871E<RX@26X@,C`Q
M,BP@=&AE($-O;7!A;GD@<F5C;W)D960@82!C;W)E(&1E<&]S:70@<')E;6EU
M;2!I;G1A;F=I8FQE#0IO9B`D,3`W+#`P,"!I;B!C;VYN96-T:6]N('=I=&@@
M82!B<F%N8V@@86-Q=6ES:71I;VXL('=H:6-H(&ES(&)E:6YG(&%M;W)T:7IE
M9"!O;B!A('-T<F%I9VAT+6QI;F4@8F%S:7,@;W9E<B!T:&4@97-T:6UA=&5D
M(&QI9F4-"F]F('1H92!R96QA=&5D(&1E<&]S:71S(&]F('-E=F5N('EE87)S
M+B!);B`R,#$Q+"!T:&4@0V]M<&%N>2!R96-O<F1E9"!A(&-O<F4@9&5P;W-I
M="!P<F5M:75M(&EN=&%N9VEB;&4@;V8@)#(W-RPP,#`@:6X@8V]N;F5C=&EO
M;@T*=VET:"!T:&4@86-Q=6ES:71I;VX@;V8@5&AE($)A;FL@;V8@07-H979I
M;&QE+"!W:&EC:"!I<R!B96EN9R!A;6]R=&EZ960@;VX@82!S=')A:6=H="UL
M:6YE(&)A<VES(&]V97(@=&AE(&5S=&EM871E9"!L:69E(&]F('1H90T*<F5L
M871E9"!D97!O<VET<R!O9B!S979E;B!Y96%R<RX\+W`^#0H-"CQP('-T>6QE
M/3-$)V9O;G0Z(#$P<'0O,3`N,#5P="!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68[(&UA<F=I;CH@,#L@=&5X="UA;&EG;CH@:G5S=&EF>3L@=&5X
M="UI;F1E;G0Z(#`N,C5I;B<^)B,Q-C`[/"]P/@T*#0H\=&%B;&4@8V5L;'!A
M9&1I;F<],T0P(&-E;&QS<&%C:6YG/3-$,"!S='EL93TS1"=B;W)D97(M8V]L
M;&%P<V4Z(&-O;&QA<'-E.R!W:61T:#H@,3`P)3L@9F]N=#H@,3!P="!#86QI
M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/@T*/'1R('-T>6QE/3-$)W9E
M<G1I8V%L+6%L:6=N.B!B;W1T;VT[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF)SX-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P
M('-T>6QE/3-$)W1E>'0M86QI9VXZ(&IU<W1I9GD[(&9O;G0Z(#$P<'0@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N
M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@8F]L9"`Q,'!T($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@<&%D9&EN9RUB;W1T;VTZ(#%P
M="<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@8V]L<W!A;CTS1#8@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)V9O;G0Z(&)O;&0@,3!P="!#86QI8G)I+"!(96QV
M971I8V$L(%-A;G,M4V5R:68[('1E>'0M86QI9VXZ(&-E;G1E<CL@8F]R9&5R
M+6)O='1O;3H@0FQA8VL@,7!T('-O;&ED)SY$96-E;6)E<B`S,2P@,C`Q,CPO
M=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P861D:6YG+6)O='1O
M;3H@,7!T.R!F;VYT.B!B;VQD(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y
M;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#%P=#L@9F]N=#H@,3!P="!#86QI8G)I
M+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D
M(&-O;'-P86X],T0V(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L
M:6=N.B!C96YT97([(&)O<F1E<BUB;W1T;VTZ($)L86-K(#%P="!S;VQI9#L@
M9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/D1E
M8V5M8F5R(#,Q+"`R,#$Q/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE
M/3-$)W!A9&1I;F<M8F]T=&]M.B`Q<'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CPO='(^#0H\='(@
M<W1Y;&4],T0G=F5R=&EC86PM86QI9VXZ(&)O='1O;3L@9F]N=#H@,3!P="!#
M86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/@T*("`@(#QT9"!N;W=R
M87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@:G5S=&EF>3L@9F]N
M=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[(&)O<F1E
M<BUB;W1T;VTZ($)L86-K(#%P="!S;VQI9"<^/'`@<W1Y;&4],T0G9F]N=#H@
M,3!P="\Q,"XP-7!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@
M;6%R9VEN.B`P.R!T97AT+6%L:6=N.B!J=7-T:69Y)SXF(S$V,#L\+W`^/'`@
M<W1Y;&4],T0G9F]N=#H@,3!P="\Q,"XP-7!T($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9CL@;6%R9VEN.B`P.R!T97AT+6%L:6=N.B!J=7-T:69Y
M)SX\:3XH)"!I;B!T:&]U<V%N9',I/"]I/CPO<#X\+W1D/CQT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@8F]L9"`Q,'!T($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9CL@<&%D9&EN9RUB;W1T;VTZ(#%P="<^)B,Q
M-C`[/"]T9#X-"B`@("`\=&0@8V]L<W!A;CTS1#(@;F]W<F%P/3-$;F]W<F%P
M('-T>6QE/3-$)V9O;G0Z(&)O;&0@,3!P="!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68[('1E>'0M86QI9VXZ(&-E;G1E<CL@8F]R9&5R+6)O='1O
M;3H@0FQA8VL@,7!T('-O;&ED)SY'<F]S<R!#87)R>6EN9R`\8G(@+SX-"D%M
M;W5N=#PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P861D:6YG
M+6)O='1O;3H@,7!T.R!F;VYT.B!B;VQD(#$P<'0@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R
M87`@<W1Y;&4],T0G9F]N=#H@8F]L9"`Q,'!T($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9CL@<&%D9&EN9RUB;W1T;VTZ(#%P="<^)B,Q-C`[/"]T
M9#X-"B`@("`\=&0@8V]L<W!A;CTS1#(@;F]W<F%P/3-$;F]W<F%P('-T>6QE
M/3-$)V9O;G0Z(&)O;&0@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68[('1E>'0M86QI9VXZ(&-E;G1E<CL@8F]R9&5R+6)O='1O;3H@0FQA
M8VL@,7!T('-O;&ED)SY!8V-U;75L871E9#QB<B`O/@T*($%M;W)T:7IA=&EO
M;CPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P861D:6YG+6)O
M='1O;3H@,7!T.R!F;VYT.B!B;VQD(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A
M+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@
M<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#%P=#L@9F]N=#H@,3!P="!#86QI
M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@
M/'1D(&-O;'-P86X],T0R(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT
M+6%L:6=N.B!C96YT97([(&)O<F1E<BUB;W1T;VTZ($)L86-K(#%P="!S;VQI
M9#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G
M/D=R;W-S($-A<G)Y:6YG(#QB<B`O/@T*06UO=6YT/"]T9#X\=&0@;F]W<F%P
M/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`Q<'0[(&9O;G0Z
M(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\
M+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T
M;VTZ(#%P=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&-O;'-P86X],T0R(&YO=W)A
M<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!C96YT97([(&)O<F1E
M<BUB;W1T;VTZ($)L86-K(#%P="!S;VQI9#L@9F]N=#H@,3!P="!#86QI8G)I
M+"!(96QV971I8V$L(%-A;G,M4V5R:68G/D%C8W5M=6QA=&5D(#QB<B`O/@T*
M06UO<G1I>F%T:6]N/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$
M)W!A9&1I;F<M8F]T=&]M.B`Q<'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CPO='(^#0H\='(@<W1Y
M;&4],T0G=F5R=&EC86PM86QI9VXZ(&)O='1O;3L@8F%C:V=R;W5N9"UC;VQO
M<CH@<F=B*#(P-"PR,S@L,C4U*3L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV
M971I8V$L(%-A;G,M4V5R:68G/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@
M<W1Y;&4],T0G=&5X="UA;&EG;CH@:G5S=&EF>3L@9F]N=#H@,3!P="!#86QI
M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/D%M;W)T:7IE9"!I;G1A;F=I
M8FQE(&%S<V5T<SH\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
M9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C
M,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T
M97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P
M('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W
M<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z
M(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\
M+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#
M86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@
M("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L
M969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E
M>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P
M('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R
M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R
M87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV
M971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A
M<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q
M,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T
M9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I
M9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E
M>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A
M+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@
M<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S
M='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P
M/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q
M,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T
M9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE
M9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF
M)SXF(S$V,#L\+W1D/CPO='(^#0H\='(@<W1Y;&4],T0G=F5R=&EC86PM86QI
M9VXZ(&)O='1O;3L@8F%C:V=R;W5N9"UC;VQO<CH@5VAI=&4[(&9O;G0Z(#$P
M<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SX-"B`@("`\=&0@
M;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W=I9'1H.B`V,"4[('1E>'0M86QI
M9VXZ(&IU<W1I9GD[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF)SXF(S$V,#LF(S$V,#LF(S$V,#M#=7-T;VUE<B!L:7-T<SPO
M=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=W:61T:#H@,24[(&9O
M;G0Z(&)O;&0@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G
M/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=W:61T:#H@,24[(&9O;G0Z(&)O;&0@,3!P="!#86QI8G)I+"!(96QV971I
M8V$L(%-A;G,M4V5R:68[('1E>'0M86QI9VXZ(&QE9G0G/B0\+W1D/CQT9"!N
M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=VED=&@Z(#<E.R!F;VYT.B!B;VQD
M(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T97AT+6%L
M:6=N.B!R:6=H="<^-C<X/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE
M/3-$)W=I9'1H.B`Q)3L@9F]N=#H@8F]L9"`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9CL@=&5X="UA;&EG;CH@;&5F="<^)B,Q-C`[/"]T
M9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W=I9'1H.B`Q)3L@9F]N
M=#H@8F]L9"`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^
M)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$
M)W=I9'1H.B`Q)3L@9F]N=#H@8F]L9"`Q,'!T($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9CL@=&5X="UA;&EG;CH@;&5F="<^)B,Q-C`[/"]T9#X\
M=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W=I9'1H.B`W)3L@9F]N=#H@
M8F]L9"`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@=&5X
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M(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
M=VED=&@Z(#$E.R!T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)#PO=&0^/'1D(&YO=W)A<#TS
M1&YO=W)A<"!S='EL93TS1"=W:61T:#H@-R4[('1E>'0M86QI9VXZ(')I9VAT
M.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^
M-C<X/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W=I9'1H.B`Q
M)3L@=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV
M971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO
M=W)A<"!S='EL93TS1"=W:61T:#H@,24[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N
M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=VED=&@Z(#$E.R!T97AT+6%L:6=N
M.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$
M)W=I9'1H.B`W)3L@=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXS-3<\+W1D/CQT9"!N;W=R
M87`],T1N;W=R87`@<W1Y;&4],T0G=VED=&@Z(#$E.R!T97AT+6%L:6=N.B!L
M969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9B<^)B,Q-C`[/"]T9#X\+W1R/@T*/'1R('-T>6QE/3-$)W9E<G1I8V%L+6%L
M:6=N.B!B;W1T;VT[(&)A8VMG<F]U;F0M8V]L;W(Z(')G8B@R,#0L,C,X+#(U
M-2D[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF
M)SX-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI
M9VXZ(&QE9G0[('!A9&1I;F<M8F]T=&]M.B`Q<'0[(&9O;G0Z(#$P<'0@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#LF(S$V,#LF(S$V
M,#M#;W)E(&1E<&]S:70@<')E;6EU;7,\+W1D/CQT9"!N;W=R87`],T1N;W=R
M87`@<W1Y;&4],T0G9F]N=#H@8F]L9"`Q,'!T($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9CL@<&%D9&EN9RUB;W1T;VTZ(#%P="<^)B,Q-C`[/"]T
M9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V)O<F1E<BUB
M;W1T;VTZ($)L86-K(#%P="!S;VQI9#L@9F]N=#H@8F]L9"`Q,'!T($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@=&5X="UA;&EG;CH@;&5F="<^
M)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V)O<F1E
M<BUB;W1T;VTZ($)L86-K(#%P="!S;VQI9#L@9F]N=#H@8F]L9"`Q,'!T($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@=&5X="UA;&EG;CH@<FEG
M:'0G/C<L.3<T/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A
M9&1I;F<M8F]T=&]M.B`Q<'0[(&9O;G0Z(&)O;&0@,3!P="!#86QI8G)I+"!(
M96QV971I8V$L(%-A;G,M4V5R:68[('1E>'0M86QI9VXZ(&QE9G0G/B8C,38P
M.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B!B;VQD
M(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!P861D:6YG
M+6)O='1O;3H@,7!T)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G8F]R9&5R+6)O='1O;3H@0FQA8VL@,7!T('-O;&ED
M.R!F;VYT.B!B;VQD(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF.R!T97AT+6%L:6=N.B!L969T)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G8F]R9&5R+6)O='1O;3H@0FQA8VL@,7!T('-O
M;&ED.R!F;VYT.B!B;VQD(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF.R!T97AT+6%L:6=N.B!R:6=H="<^-2PQ,C@\+W1D/CQT9"!N;W=R
M87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#%P=#L@9F]N
M=#H@8F]L9"`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@
M=&5X="UA;&EG;CH@;&5F="<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`Q<'0[(&9O;G0Z(#$P<'0@
M0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*
M("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G8F]R9&5R+6)O='1O
M;3H@0FQA8VL@,7!T('-O;&ED.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9CL@=&5X="UA;&EG;CH@;&5F="<^)B,Q-C`[/"]T
M9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V)O<F1E<BUB;W1T;VTZ
M($)L86-K(#%P="!S;VQI9#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I
M8V$L(%-A;G,M4V5R:68[('1E>'0M86QI9VXZ(')I9VAT)SXW+#@V-SPO=&0^
M/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@
M,7!T.R!T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`Q<'0[(&9O;G0Z(#$P
M<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D
M/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G8F]R9&5R+6)O
M='1O;3H@0FQA8VL@,7!T('-O;&ED.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9CL@=&5X="UA;&EG;CH@;&5F="<^)B,Q-C`[
M/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V)O<F1E<BUB;W1T
M;VTZ($)L86-K(#%P="!S;VQI9#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV
M971I8V$L(%-A;G,M4V5R:68[('1E>'0M86QI9VXZ(')I9VAT)SXT+#(Y,3PO
M=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P861D:6YG+6)O='1O
M;3H@,7!T.R!T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\+W1R/@T*/'1R
M('-T>6QE/3-$)W9E<G1I8V%L+6%L:6=N.B!B;W1T;VT[(&)A8VMG<F]U;F0M
M8V]L;W(Z(%=H:71E.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9B<^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
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M861D:6YG+6)O='1O;3H@,BXU<'0G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO
M=W)A<#TS1&YO=W)A<"!S='EL93TS1"=B;W)D97(M8F]T=&]M.B!";&%C:R`R
M+C5P="!D;W5B;&4[(&9O;G0Z(&)O;&0@,3!P="!#86QI8G)I+"!(96QV971I
M8V$L(%-A;G,M4V5R:68[('1E>'0M86QI9VXZ(&QE9G0G/B0\+W1D/CQT9"!N
M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G8F]R9&5R+6)O='1O;3H@0FQA8VL@
M,BXU<'0@9&]U8FQE.R!F;VYT.B!B;VQD(#$P<'0@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF.R!T97AT+6%L:6=N.B!R:6=H="<^."PV-3(\+W1D
M/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ
M(#(N-7!T.R!F;VYT.B!B;VQD(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF.R!T97AT+6%L:6=N.B!L969T)SXF(S$V,#L\+W1D/CQT9"!N
M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@8F]L9"`Q,'!T($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@<&%D9&EN9RUB;W1T;VTZ(#(N
M-7!T)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y
M;&4],T0G8F]R9&5R+6)O='1O;3H@0FQA8VL@,BXU<'0@9&]U8FQE.R!F;VYT
M.B!B;VQD(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T
M97AT+6%L:6=N.B!L969T)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R
M87`@<W1Y;&4],T0G8F]R9&5R+6)O='1O;3H@0FQA8VL@,BXU<'0@9&]U8FQE
M.R!F;VYT.B!B;VQD(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF.R!T97AT+6%L:6=N.B!R:6=H="<^-2PU-#4\+W1D/CQT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#(N-7!T.R!F;VYT
M.B!B;VQD(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T
M97AT+6%L:6=N.B!L969T)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R
M87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#(N-7!T.R!F;VYT.B`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-
M"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V)O<F1E<BUB;W1T
M;VTZ($)L86-K(#(N-7!T(&1O=6)L93L@9F]N=#H@,3!P="!#86QI8G)I+"!(
M96QV971I8V$L(%-A;G,M4V5R:68[('1E>'0M86QI9VXZ(&QE9G0G/B0\+W1D
M/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G8F]R9&5R+6)O='1O;3H@
M0FQA8VL@,BXU<'0@9&]U8FQE.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9CL@=&5X="UA;&EG;CH@<FEG:'0G/C@L-30U/"]T
M9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M
M.B`R+C5P=#L@=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I
M+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A
M<#TS1&YO=W)A<"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@,BXU<'0[(&9O
M;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V
M,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G8F]R
M9&5R+6)O='1O;3H@0FQA8VL@,BXU<'0@9&]U8FQE.R!F;VYT.B`Q,'!T($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@=&5X="UA;&EG;CH@;&5F
M="<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V)O
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M,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/@T*("`@(#QT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@:G5S=&EF
M>3L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G
M/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT
M.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[
M/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M
M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y
M;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P
M="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^
M/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\
M=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[
M(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF
M(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA
M;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y
M;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(
M96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS
M1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@
M0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[
M(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF
M(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA
M;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL
M93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE
M/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@
M0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@
M9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C
M,38P.SPO=&0^/"]T<CX-"CQT<B!S='EL93TS1"=V97)T:6-A;"UA;&EG;CH@
M8F]T=&]M.R!B86-K9W)O=6YD+6-O;&]R.B!7:&ET93L@9F]N=#H@,3!P="!#
M86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/@T*("`@(#QT9"!N;W=R
M87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@:G5S=&EF>3L@9F]N
M=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/E5N86UO
M<G1I>F5D(&EN=&%N9VEB;&4@87-S971S.CPO=&0^/'1D(&YO=W)A<#TS1&YO
M=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N
M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O
M;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V
M,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG
M;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^
M)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$
M)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R
M87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N
M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N
M=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P
M.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-
M"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ
M(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
M=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R
M87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI
M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO
M=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W
M<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z
M(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\
M+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@
M<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
M=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I
M8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/"]T<CX-"CQT<B!S='EL93TS
M1"=V97)T:6-A;"UA;&EG;CH@8F]T=&]M.R!B86-K9W)O=6YD+6-O;&]R.B!R
M9V(H,C`T+#(S."PR-34I.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9B<^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL
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M,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=B
M;W)D97(M8F]T=&]M.B!";&%C:R`R+C5P="!D;W5B;&4[(&9O;G0Z(&)O;&0@
M,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[('1E>'0M86QI
M9VXZ(&QE9G0G/B0\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
M8F]R9&5R+6)O='1O;3H@0FQA8VL@,BXU<'0@9&]U8FQE.R!F;VYT.B!B;VQD
M(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T97AT+6%L
M:6=N.B!R:6=H="<^-C4L.#,U/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T
M>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`R+C5P=#L@9F]N=#H@8F]L9"`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@=&5X="UA;&EG;CH@
M;&5F="<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$
M)W!A9&1I;F<M8F]T=&]M.B`R+C5P=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(
M96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO
M=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@,BXU<'0[
M('1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R
M87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#(N-7!T.R!T97AT+6%L:6=N
M.B!R:6=H=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=P861D:6YG+6)O='1O;3H@,BXU<'0[('1E>'0M86QI9VXZ(&QE9G0[(&9O
M;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V
M,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB
M;W1T;VTZ(#(N-7!T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)V)O<F1E<BUB;W1T;VTZ($)L86-K(#(N-7!T(&1O=6)L
M93L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[
M('1E>'0M86QI9VXZ(&QE9G0G/B0\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@
M<W1Y;&4],T0G8F]R9&5R+6)O='1O;3H@0FQA8VL@,BXU<'0@9&]U8FQE.R!F
M;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@=&5X
M="UA;&EG;CH@<FEG:'0G/C8U+#@S-3PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A
M<"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@,BXU<'0[('1E>'0M86QI9VXZ
M(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
M<&%D9&EN9RUB;W1T;VTZ(#(N-7!T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W
M<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`R+C5P=#L@
M=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I
M8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A
M<"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@,BXU<'0[('1E>'0M86QI9VXZ
M(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$
M)W!A9&1I;F<M8F]T=&]M.B`R+C5P=#L@=&5X="UA;&EG;CH@;&5F=#L@9F]N
M=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P
M.SPO=&0^/"]T<CX-"CPO=&%B;&4^#0H-"CQP('-T>6QE/3-$)V9O;G0Z(#$P
M<'0O;F]R;6%L($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@;6%R
M9VEN.B`P.R!T97AT+6%L:6=N.B!L969T)SXF(S$V,#L\+W`^#0H-"CQP('-T
M>6QE/3-$)V9O;G0Z(#$P<'0O;F]R;6%L($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9CL@;6%R9VEN.B`P.R!T97AT+6%L:6=N.B!J=7-T:69Y)SY!
M;6]R=&EZ871I;VX@97AP96YS92!T;W1A;&5D("0X.3<L,#`P+`T*)#DP,BPP
M,#`@86YD("0X-S0L,#`P(&9O<B!T:&4@>65A<G,@96YD960@1&5C96UB97(@
M,S$L(#(P,3(L(#(P,3$@86YD(#(P,3`L(')E<W!E8W1I=F5L>2X\+W`^#0H-
M"CQP('-T>6QE/3-$)V9O;G0Z(#$P<'0O;F]R;6%L($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9CL@;6%R9VEN.B`P.R!T97AT+6%L:6=N.B!J=7-T
M:69Y.R!T97AT+6EN9&5N=#H@,"XR-6EN)SXF(S$V,#L\+W`^#0H-"CQP('-T
M>6QE/3-$)V9O;G0Z(#$P<'0O;F]R;6%L($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9CL@;6%R9VEN.B`P.R!T97AT+6%L:6=N.B!L969T)SY';V]D
M=VEL;"!I<R!E=F%L=6%T960@9F]R(&EM<&%I<FUE;G0@;VX-"F%T(&QE87-T
M(&%N(&%N;G5A;"!B87-I<R`F(S$U,#L@<V5E($YO=&4@,2AQ*2X@1F]R(&5A
M8V@@;V8@=&AE('EE87)S('!R97-E;G1E9"P@=&AE($-O;7!A;GDF(S$T-CMS
M(&5V86QU871I;VX@:6YD:6-A=&5D('1H870-"G1H97)E('=A<R!N;R!G;V]D
M=VEL;"!I;7!A:7)M96YT+CPO<#X-"@T*/'`@<W1Y;&4],T0G9F]N=#H@,3!P
M="]N;W)M86P@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!M87)G
M:6XZ(#`[('1E>'0M86QI9VXZ(&QE9G0[('1E>'0M:6YD96YT.B`P+C(U:6XG
M/B8C,38P.SPO<#X-"@T*#0H-"@T*#0H\<"!S='EL93TS1"=F;VYT.B`Q,'!T
M+VYO<FUA;"!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[(&UA<F=I
M;CH@,#L@=&5X="UA;&EG;CH@;&5F="<^)B,Q-C`[/"]P/@T*#0H\<"!S='EL
M93TS1"=F;VYT.B`Q,'!T+VYO<FUA;"!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68[(&UA<F=I;CH@,#L@=&5X="UA;&EG;CH@;&5F="<^5&AE(&9O
M;&QO=VEN9R!T86)L92!P<F5S96YT<R!T:&4@97-T:6UA=&5D#0IA;6]R=&EZ
M871I;VX@97AP96YS92!F;W(@:6YT86YG:6)L92!A<W-E=',@9F]R(&5A8V@@
M;V8@=&AE(&9I=F4@8V%L96YD87(@>65A<G,@96YD:6YG($1E8V5M8F5R(#,Q
M+"`R,#$W(&%N9"!T:&4@97-T:6UA=&5D(&%M;W5N=`T*86UO<G1I>F%B;&4@
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M"@T*/'`@<W1Y;&4],T0G9F]N=#H@,3!P="\Q,"XP-7!T($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9CL@;6%R9VEN.B`P.R!T97AT+6%L:6=N.B!J
M=7-T:69Y.R!T97AT+6EN9&5N=#H@,"XR-6EN)SXF(S$V,#L\+W`^#0H-"CQT
M86)L92!C96QL<&%D9&EN9STS1#`@8V5L;'-P86-I;F<],T0P(&%L:6=N/3-$
M8V5N=&5R('-T>6QE/3-$)V)O<F1E<BUC;VQL87!S93H@8V]L;&%P<V4[('=I
M9'1H.B`U,"4[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF)SX-"CQT<B!S='EL93TS1"=V97)T:6-A;"UA;&EG;CH@8F]T=&]M
M.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^
M#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B!I=&%L
M:6,@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[(&)O<F1E
M<BUB;W1T;VTZ($)L86-K(#%P="!S;VQI9#L@=&5X="UA;&EG;CH@;&5F=#L@
M=F5R=&EC86PM86QI9VXZ(&)O='1O;2<^/'`@<W1Y;&4],T0G9F]N=#H@,3!P
M="\Q,"XP-7!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@;6%R
M9VEN.B`P)SX\:3XH)"!I;B!T:&]U<V%N9',I/"]I/CPO<#X@#0H\+W1D/CQT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#%P
M=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G
M/B8C,38P.SPO=&0^#0H@("`@/'1D(&-O;'-P86X],T0R(&YO=W)A<#TS1&YO
M=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!C96YT97([(&)O<F1E<BUB;W1T
M;VTZ($)L86-K(#%P="!S;VQI9#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV
M971I8V$L(%-A;G,M4V5R:68G/D5S=&EM871E9"`\8G(@+SY!;6]R=&EZ871I
M;VX@17AP96YS93PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P
M861D:6YG+6)O='1O;3H@,7!T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\+W1R/@T*/'1R('-T>6QE
M/3-$)W9E<G1I8V%L+6%L:6=N.B!B;W1T;VT[(&)A8VMG<F]U;F0M8V]L;W(Z
M(')G8B@R,#0L,C,X+#(U-2D[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF)SX-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T
M>6QE/3-$)W=I9'1H.B`X-B4[('1E>'0M86QI9VXZ(&QE9G0[('!A9&1I;F<M
M;&5F=#H@-F5M.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9CL@=F5R=&EC86PM86QI9VXZ(&)O='1O;2<^,C`Q,SPO=&0^/'1D
M(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=W:61T:#H@-24[(&9O;G0Z(#$P
M<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D
M/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=VED=&@Z(#$E
M.R!T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9B<^)#PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S
M='EL93TS1"=W:61T:#H@-R4[('1E>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q
M,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^-SDW/"]T9#X\
M=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W=I9'1H.B`Q)3L@=&5X="UA
M;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68G/B8C,38P.SPO=&0^/"]T<CX-"CQT<B!S='EL93TS1"=V97)T
M:6-A;"UA;&EG;CH@8F]T=&]M.R!B86-K9W)O=6YD+6-O;&]R.B!7:&ET93L@
M9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/@T*
M("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@
M;&5F=#L@<&%D9&EN9RUL969T.B`V96T[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF.R!V97)T:6-A;"UA;&EG;CH@8F]T=&]M
M)SXR,#$T/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z
M(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\
M+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA
M;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL
M93TS1"=T97AT+6%L:6=N.B!R:6=H=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(
M96QV971I8V$L(%-A;G,M4V5R:68G/C8Y,SPO=&0^/'1D(&YO=W)A<#TS1&YO
M=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\+W1R
M/@T*/'1R('-T>6QE/3-$)W9E<G1I8V%L+6%L:6=N.B!B;W1T;VT[(&)A8VMG
M<F]U;F0M8V]L;W(Z(')G8B@R,#0L,C,X+#(U-2D[(&9O;G0Z(#$P<'0@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SX-"B`@("`\=&0@;F]W<F%P
M/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[('!A9&1I;F<M
M;&5F=#H@-F5M.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9CL@=F5R=&EC86PM86QI9VXZ(&)O='1O;2<^,C`Q-3PO=&0^/'1D
M(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@
M;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O
M;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V
M,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG
M;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF)SXV,S@\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
M=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I
M8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/"]T<CX-"CQT<B!S='EL93TS
M1"=V97)T:6-A;"UA;&EG;CH@8F]T=&]M.R!B86-K9W)O=6YD+6-O;&]R.B!7
M:&ET93L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R
M:68G/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA
M;&EG;CH@;&5F=#L@<&%D9&EN9RUL969T.B`V96T[(&9O;G0Z(#$P<'0@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!V97)T:6-A;"UA;&EG;CH@
M8F]T=&]M)SXR,#$V/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$
M)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF
M(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
M=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I
M8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A
M<"!S='EL93TS1"=T97AT+6%L:6=N.B!R:6=H=#L@9F]N=#H@,3!P="!#86QI
M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/C4W,3PO=&0^/'1D(&YO=W)A
M<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q
M,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T
M9#X\+W1R/@T*/'1R('-T>6QE/3-$)W9E<G1I8V%L+6%L:6=N.B!B;W1T;VT[
M(&)A8VMG<F]U;F0M8V]L;W(Z(')G8B@R,#0L,C,X+#(U-2D[(&9O;G0Z(#$P
M<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SX-"B`@("`\=&0@
M;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[('!A
M9&1I;F<M;&5F=#H@-F5M.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9CL@=F5R=&EC86PM86QI9VXZ(&)O='1O;2<^,C`Q-SPO
M=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@
M("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE
M9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF
M)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X
M="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A
M+"!386YS+5-E<FEF)SXS,C$\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y
M;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(
M96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/"]T<CX-"CQT<B!S
M='EL93TS1"=V97)T:6-A;"UA;&EG;CH@8F]T=&]M.R!B86-K9W)O=6YD+6-O
M;&]R.B!7:&ET93L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68G/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
M=&5X="UA;&EG;CH@;&5F=#L@<&%D9&EN9RUB;W1T;VTZ(#%P=#L@<&%D9&EN
M9RUL969T.B`U96T[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF.R!V97)T:6-A;"UA;&EG;CH@8F]T=&]M)SY4:&5R96%F=&5R
M/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T
M=&]M.B`Q<'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@
M<W1Y;&4],T0G8F]R9&5R+6)O='1O;3H@0FQA8VL@,7!T('-O;&ED.R!F;VYT
M.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@=&5X="UA
M;&EG;CH@;&5F="<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T
M>6QE/3-$)V)O<F1E<BUB;W1T;VTZ($)L86-K(#%P="!S;VQI9#L@9F]N=#H@
M,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[('1E>'0M86QI
M9VXZ(')I9VAT)SXX.#PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=P861D:6YG+6)O='1O;3H@,7!T.R!T97AT+6%L:6=N.B!L969T.R!F;VYT
M.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[
M/"]T9#X\+W1R/@T*/'1R('-T>6QE/3-$)W9E<G1I8V%L+6%L:6=N.B!B;W1T
M;VT[(&)A8VMG<F]U;F0M8V]L;W(Z(')G8B@R,#0L,C,X+#(U-2D[(&9O;G0Z
M(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SX-"B`@("`\
M=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[
M('!A9&1I;F<M8F]T=&]M.B`R+C5P=#L@<&%D9&EN9RUL969T.B`V96T[(&9O
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M(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
M8F]R9&5R+6)O='1O;3H@0FQA8VL@,BXU<'0@9&]U8FQE.R!F;VYT.B`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@=&5X="UA;&EG;CH@
M;&5F="<^)#PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=B;W)D
M97(M8F]T=&]M.B!";&%C:R`R+C5P="!D;W5B;&4[(&9O;G0Z(#$P<'0@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T97AT+6%L:6=N.B!R:6=H
M="<^,RPQ,#@\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D
M9&EN9RUB;W1T;VTZ(#(N-7!T.R!T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q
M,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T
M9#X\+W1R/@T*/"]T86)L93X-"@T*/'`@<W1Y;&4],T0G9F]N=#H@,3!P="\Q
M,"XP-7!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@;6%R9VEN
M.B`P.R!T97AT+6%L:6=N.B!J=7-T:69Y)SX\8CXF(S$V,#L\+V(^/"]P/@T*
M#0H\<"!S='EL93TS1"=F;VYT.B`Q,'!T+S$P+C`U<'0@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF.R!M87)G:6XZ(#`[('1E>'0M86QI9VXZ(&IU
M<W1I9GDG/CQB/CPO8CXF(S$V,#L\+W`^/'-P86X^/"]S<&%N/CPO=&0^#0H@
M("`@("`\+W1R/@T*("`@(#PO=&%B;&4^#0H@(#PO8F]D>3X-"CPO:'1M;#X-
M"@T*+2TM+2TM/5].97AT4&%R=%]F.3`V,V0R85\P,V4U7S0Y-#1?86(T.5\R
M,&4T,V1A-CEA.#8-"D-O;G1E;G0M3&]C871I;VXZ(&9I;&4Z+R\O0SHO9CDP
M-C-D,F%?,#-E-5\T.30T7V%B-#E?,C!E-#-D838Y83@V+U=O<FMS:&5E=',O
M4VAE970Q-2YH=&UL#0I#;VYT96YT+51R86YS9F5R+45N8V]D:6YG.B!Q=6]T
M960M<')I;G1A8FQE#0I#;VYT96YT+51Y<&4Z('1E>'0O:'1M;#L@8VAA<G-E
M=#TB=7,M87-C:6DB#0H-"CQH=&UL/@T*("`\:&5A9#X-"B`@("`\345402!H
M='1P+65Q=6EV/3-$0V]N=&5N="U4>7!E(&-O;G1E;G0],T0G=&5X="]H=&UL
M.R!C:&%R<V5T/75T9BTX)SX\<V-R:7!T('1Y<&4],T1T97AT+VIA=F%S8W)I
M<'0@<W)C/3-$4VAO=RYJ<SXO*B!$;R!.;W0@4F5M;W9E(%1H:7,@0V]M;65N
M="`J+SPO<V-R:7!T/CPO:&5A9#X-"B`@/&)O9'D^#0H@("`@/'1A8FQE(&-L
M87-S/3-$<F5P;W)T(&ED/3-$240P14Q%/@T*("`@("`@/'1R/@T*("`@("`@
M("`\=&@@8VQA<W,],T1T;"!C;VQS<&%N/3-$,2!R;W=S<&%N/3-$,CX\<W1R
M;VYG/DEN8V]M92!487AE<SQB<CX\+W-T<F]N9SX\+W1H/@T*("`@("`@("`\
M=&@@8VQA<W,],T1T:"!C;VQS<&%N/3-$,3XQ,B!-;VYT:',@16YD960\+W1H
M/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<CX-"B`@("`@("`@/'1H(&-L87-S
M/3-$=&@^1&5C+B`S,2P@,C`Q,CQB<CX\+W1H/@T*("`@("`@/"]T<CX-"B`@
M("`@(#QT<B!C;&%S<STS1')E/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V
M86QI9VX],T1T;W`^/'-T<F]N9SY);F-O;64@5&%X($1I<V-L;W-U<F4@6T%B
M<W1R86-T73PO<W1R;VYG/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E
M>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R
M(&-L87-S/3-$<F\^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS
M1'1O<#Y);F-O;64@5&%X97,\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T
M97AT/CQP('-T>6QE/3-$)V9O;G0Z(#$P<'0O,3`N,#5P="!#86QI8G)I+"!(
M96QV971I8V$L(%-A;G,M4V5R:68[(&UA<F=I;CH@,#L@=&5X="UA;&EG;CH@
M:G5S=&EF>2<^/&(^3F]T92`X+B!);F-O;64@5&%X97,\+V(^/"]P/@T*#0H\
M<"!S='EL93TS1"=F;VYT.B`Q,'!T+S$P+C`U<'0@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF.R!M87)G:6XZ(#`[('1E>'0M86QI9VXZ(&QE9G0G
M/B8C,38P.SPO<#X-"@T*/'`@<W1Y;&4],T0G9F]N=#H@,3!P="]N;W)M86P@
M0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!M87)G:6XZ(#`[('1E
M>'0M86QI9VXZ(&QE9G0G/E1O=&%L(&EN8V]M90T*=&%X97,@9F]R('1H92!Y
M96%R<R!E;F1E9"!$96-E;6)E<B`S,2P@,C`Q,BP@,C`Q,2!A;F0@,C`Q,"!W
M97)E(&%L;&]C871E9"!A<R!F;VQL;W=S.CPO<#X-"@T*/'`@<W1Y;&4],T0G
M9F]N=#H@,3!P="\Q,"XP-7!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9CL@;6%R9VEN.B`P.R!T97AT+6%L:6=N.B!J=7-T:69Y.R!T97AT+6EN
M9&5N=#H@,"XR-6EN)SXF(S$V,#LF(S$V,#L\+W`^#0H-"CQT86)L92!C96QL
M<&%D9&EN9STS1#`@8V5L;'-P86-I;F<],T0P('-T>6QE/3-$)V)O<F1E<BUC
M;VQL87!S93H@8V]L;&%P<V4[('=I9'1H.B`Q,#`E.R!F;VYT.B`Q,'!T($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^#0H\='(@<W1Y;&4],T0G
M=F5R=&EC86PM86QI9VXZ(&)O='1O;3L@9F]N=#H@,3!P="!#86QI8G)I+"!(
M96QV971I8V$L(%-A;G,M4V5R:68G/@T*("`@(#QT9"!N;W=R87`],T1N;W=R
M87`@<W1Y;&4],T0G9F]N=#H@:71A;&EC(#$P<'0@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF.R!T97AT+6%L:6=N.B!J=7-T:69Y)SXH26X@=&AO
M=7-A;F1S*3PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT
M.B!B;VQD(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!P
M861D:6YG+6)O='1O;3H@,7!T)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!C;VQS
M<&%N/3-$,B!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@8F]L9"`Q
M,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@=&5X="UA;&EG
M;CH@8V5N=&5R.R!B;W)D97(M8F]T=&]M.B!";&%C:R`Q<'0@<V]L:60G/C(P
M,3(\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB
M;W1T;VTZ(#%P=#L@9F]N=#H@8F]L9"`Q,'!T($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P
M('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`Q<'0[(&9O;G0Z(#$P<'0@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@
M(#QT9"!C;VQS<&%N/3-$,B!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X
M="UA;&EG;CH@8V5N=&5R.R!B;W)D97(M8F]T=&]M.B!";&%C:R`Q<'0@<V]L
M:60[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF
M)SXR,#$Q/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I
M;F<M8F]T=&]M.B`Q<'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A
M+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@
M<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#%P=#L@9F]N=#H@,3!P="!#86QI
M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@
M/'1D(&-O;'-P86X],T0R(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT
M+6%L:6=N.B!C96YT97([(&)O<F1E<BUB;W1T;VTZ($)L86-K(#%P="!S;VQI
M9#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G
M/C(P,3`\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN
M9RUB;W1T;VTZ(#%P=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/"]T<CX-"CQT<B!S='EL93TS1"=V
M97)T:6-A;"UA;&EG;CH@8F]T=&]M.R!B86-K9W)O=6YD+6-O;&]R.B!R9V(H
M,C`T+#(S."PR-34I.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9B<^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@
M=&5X="UA;&EG;CH@:G5S=&EF>2<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A
M+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68[('1E>'0M86QI9VXZ(&QE9G0G/B8C,38P.SPO=&0^/'1D
M(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9CL@=&5X="UA;&EG;CH@<FEG:'0G/B8C
M,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q
M,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@=&5X="UA;&EG
M;CH@;&5F="<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE
M/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF
M)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4]
M,T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[
M('1E>'0M86QI9VXZ(&QE9G0G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO
M=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9CL@=&5X="UA;&EG;CH@<FEG:'0G/B8C,38P.SPO=&0^/'1D
M(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9CL@=&5X="UA;&EG;CH@;&5F="<^)B,Q
M-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P
M<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D
M/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P
M="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[('1E>'0M86QI9VXZ
M(&QE9G0G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@
M=&5X="UA;&EG;CH@<FEG:'0G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO
M=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9CL@=&5X="UA;&EG;CH@;&5F="<^)B,Q-C`[/"]T9#X\+W1R
M/@T*/'1R('-T>6QE/3-$)W9E<G1I8V%L+6%L:6=N.B!B;W1T;VT[(&)A8VMG
M<F]U;F0M8V]L;W(Z(%=H:71E.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9B<^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S
M='EL93TS1"=W:61T:#H@-S`E.R!T97AT+6%L:6=N.B!J=7-T:69Y.R!F;VYT
M.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^06QL;V-A
M=&5D('1O(&YE="!I;F-O;64\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y
M;&4],T0G=VED=&@Z(#$E.R!F;VYT.B!B;VQD(#$P<'0@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R
M87`],T1N;W=R87`@<W1Y;&4],T0G=VED=&@Z(#$E.R!F;VYT.B!B;VQD(#$P
M<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T97AT+6%L:6=N
M.B!L969T)SXD/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W=I
M9'1H.B`W)3L@9F]N=#H@8F]L9"`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9CL@=&5X="UA;&EG;CH@<FEG:'0G/B@Q-BPY-3(\+W1D/CQT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=VED=&@Z(#$E.R!F;VYT.B!B
M;VQD(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T97AT
M+6%L:6=N.B!L969T)SXI/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE
M/3-$)W=I9'1H.B`Q)3L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO
M=W)A<"!S='EL93TS1"=W:61T:#H@,24[('1E>'0M86QI9VXZ(&QE9G0[(&9O
M;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V
M,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=VED=&@Z(#<E
M.R!T97AT+6%L:6=N.B!R:6=H=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV
M971I8V$L(%-A;G,M4V5R:68G/C<L,S<P/"]T9#X\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)W=I9'1H.B`Q)3L@=&5X="UA;&EG;CH@;&5F=#L@9F]N
M=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P
M.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=W:61T:#H@,24[
M(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF
M(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
M=VED=&@Z(#$E.R!T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W
M<F%P/3-$;F]W<F%P('-T>6QE/3-$)W=I9'1H.B`W)3L@=&5X="UA;&EG;CH@
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M+"!(96QV971I8V$L(%-A;G,M4V5R:68G/@T*("`@(#QT9"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@:G5S=&EF>3L@9F]N=#H@,3!P
M="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/D%L;&]C871E9"!T
M;R!S=&]C:VAO;&1E<G,F(S$T-CL@97%U:71Y+"!F;W(@=6YR96%L:7IE9"!H
M;VQD:6YG(&=A:6XO;&]S<R!O;B`\8G(@+SXF(S$V,#LF(S$V,#LF(S$V,#MD
M96)T(&%N9"!E<75I='D@<V5C=7)I=&EE<R!F;W(@9FEN86YC:6%L(')E<&]R
M=&EN9R!P=7)P;W-E<SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=F;VYT.B!B;VQD(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y
M;&4],T0G9F]N=#H@8F]L9"`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9CL@=&5X="UA;&EG;CH@;&5F="<^)B,Q-C`[/"]T9#X\=&0@;F]W
M<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(&)O;&0@,3!P="!#86QI8G)I
M+"!(96QV971I8V$L(%-A;G,M4V5R:68[('1E>'0M86QI9VXZ(')I9VAT)SXH
M,C,W/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(&)O
M;&0@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[('1E>'0M
M86QI9VXZ(&QE9G0G/BD\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4]
M,T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G
M/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^-34T/"]T9#X\=&0@;F]W
M<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z
M(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\
M+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#
M86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@
M("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L
M969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E
M>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC
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M86YS+5-E<FEF)SX-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$
M)W1E>'0M86QI9VXZ(&IU<W1I9GD[('!A9&1I;F<M8F]T=&]M.B`Q<'0[(&9O
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M.B`Q<'0G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S
M='EL93TS1"=B;W)D97(M8F]T=&]M.B!";&%C:R`Q<'0@<V]L:60[(&9O;G0Z
M(&)O;&0@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[('1E
M>'0M86QI9VXZ(&QE9G0G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A
M<"!S='EL93TS1"=B;W)D97(M8F]T=&]M.B!";&%C:R`Q<'0@<V]L:60[(&9O
M;G0Z(&)O;&0@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[
M('1E>'0M86QI9VXZ(')I9VAT)SXU+#@R-#PO=&0^/'1D(&YO=W)A<#TS1&YO
M=W)A<"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@,7!T.R!F;VYT.B!B;VQD
M(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T97AT+6%L
M:6=N.B!L969T)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y
M;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#%P=#L@9F]N=#H@,3!P="!#86QI8G)I
M+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D
M(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=B;W)D97(M8F]T=&]M.B!";&%C
M:R`Q<'0@<V]L:60[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF.R!T97AT+6%L:6=N.B!L969T)SXF(S$V,#L\+W1D/CQT9"!N
M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G8F]R9&5R+6)O='1O;3H@0FQA8VL@
M,7!T('-O;&ED.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9CL@=&5X="UA;&EG;CH@<FEG:'0G/B@R+#DQ,CPO=&0^/'1D(&YO
M=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@,7!T.R!T
M97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9B<^*3PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL
M93TS1"=P861D:6YG+6)O='1O;3H@,7!T.R!F;VYT.B`Q,'!T($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@
M;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V)O<F1E<BUB;W1T;VTZ($)L86-K
M(#%P="!S;VQI9#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68[('1E>'0M86QI9VXZ(&QE9G0G/B8C,38P.SPO=&0^/'1D(&YO
M=W)A<#TS1&YO=W)A<"!S='EL93TS1"=B;W)D97(M8F]T=&]M.B!";&%C:R`Q
M<'0@<V]L:60[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF.R!T97AT+6%L:6=N.B!R:6=H="<^*#8X.#PO=&0^/'1D(&YO=W)A
M<#TS1&YO=W)A<"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@,7!T.R!T97AT
M+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9B<^*3PO=&0^/"]T<CX-"CQT<B!S='EL93TS1"=V97)T:6-A
M;"UA;&EG;CH@8F]T=&]M.R!B86-K9W)O=6YD+6-O;&]R.B!R9V(H,C`T+#(S
M."PR-34I.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9B<^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT
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M9&1I;F<M8F]T=&]M.B`R+C5P="<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W
M<F%P/3-$;F]W<F%P('-T>6QE/3-$)V)O<F1E<BUB;W1T;VTZ($)L86-K(#(N
M-7!T(&1O=6)L93L@9F]N=#H@8F]L9"`Q,'!T($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9CL@=&5X="UA;&EG;CH@;&5F="<^)#PO=&0^/'1D(&YO
M=W)A<#TS1&YO=W)A<"!S='EL93TS1"=B;W)D97(M8F]T=&]M.B!";&%C:R`R
M+C5P="!D;W5B;&4[(&9O;G0Z(&)O;&0@,3!P="!#86QI8G)I+"!(96QV971I
M8V$L(%-A;G,M4V5R:68[('1E>'0M86QI9VXZ(')I9VAT)SXH,3$L,S8U/"]T
M9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M
M.B`R+C5P=#L@9F]N=#H@8F]L9"`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9CL@=&5X="UA;&EG;CH@;&5F="<^*3PO=&0^/'1D(&YO=W)A
M<#TS1&YO=W)A<"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@,BXU<'0[(&9O
M;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V
M,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G8F]R
M9&5R+6)O='1O;3H@0FQA8VL@,BXU<'0@9&]U8FQE.R!F;VYT.B`Q,'!T($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@=&5X="UA;&EG;CH@;&5F
M="<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V)O
M<F1E<BUB;W1T;VTZ($)L86-K(#(N-7!T(&1O=6)L93L@9F]N=#H@,3!P="!#
M86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[('1E>'0M86QI9VXZ(')I
M9VAT)SXU+#`Q,CPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P
M861D:6YG+6)O='1O;3H@,BXU<'0[('1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z
M(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\
M+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T
M;VTZ(#(N-7!T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P
M('-T>6QE/3-$)V)O<F1E<BUB;W1T;VTZ($)L86-K(#(N-7!T(&1O=6)L93L@
M9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[('1E
M>'0M86QI9VXZ(&QE9G0G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A
M<"!S='EL93TS1"=B;W)D97(M8F]T=&]M.B!";&%C:R`R+C5P="!D;W5B;&4[
M(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T
M97AT+6%L:6=N.B!R:6=H="<^-"PU,C,\+W1D/CQT9"!N;W=R87`],T1N;W=R
M87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#(N-7!T.R!T97AT+6%L:6=N
M.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9B<^)B,Q-C`[/"]T9#X\+W1R/@T*/"]T86)L93X-"@T*/'`@<W1Y;&4]
M,T0G9F]N=#H@,3!P="\Q,"XP-7!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9CL@;6%R9VEN.B`P.R!T97AT+6%L:6=N.B!J=7-T:69Y)SXF(S$V
M,#L\+W`^#0H-"CQP('-T>6QE/3-$)V9O;G0Z(#$P<'0O;F]R;6%L($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@;6%R9VEN.B`P.R!T97AT+6%L
M:6=N.B!L969T)SY4:&4@8V]M<&]N96YT<PT*;V8@:6YC;VUE('1A>"!E>'!E
M;G-E("AB96YE9FET*2!F;W(@=&AE('EE87)S(&5N9&5D($1E8V5M8F5R(#,Q
M+"`R,#$R+"`R,#$Q(&%N9"`R,#$P(&%R92!A<R!F;VQL;W=S.CPO<#X-"@T*
M/'`@<W1Y;&4],T0G9F]N=#H@,3!P="\Q,"XP-7!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9CL@;6%R9VEN.B`P.R!T97AT+6%L:6=N.B!J=7-T
M:69Y)SXF(S$V,#L\+W`^#0H-"CQT86)L92!C96QL<&%D9&EN9STS1#`@8V5L
M;'-P86-I;F<],T0P('-T>6QE/3-$)V)O<F1E<BUC;VQL87!S93H@8V]L;&%P
M<V4[('=I9'1H.B`Q,#`E.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9B<^#0H\='(@<W1Y;&4],T0G=F5R=&EC86PM86QI9VXZ
M(&)O='1O;3L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68G/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N
M=#H@:71A;&EC(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF
M.R!T97AT+6%L:6=N.B!J=7-T:69Y)SXH)"!I;B!T:&]U<V%N9',I/"]T9#X\
M=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(&)O;&0@,3!P="!#
M86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[('!A9&1I;F<M8F]T=&]M
M.B`Q<'0G/B8C,38P.SPO=&0^#0H@("`@/'1D(&-O;'-P86X],T0R(&YO=W)A
M<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B!B;VQD(#$P<'0@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T97AT+6%L:6=N.B!C96YT97([(&)O
M<F1E<BUB;W1T;VTZ($)L86-K(#%P="!S;VQI9"<^,C`Q,CPO=&0^/'1D(&YO
M=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@,7!T.R!F
M;VYT.B!B;VQD(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF
M)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D
M9&EN9RUB;W1T;VTZ(#%P=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I
M8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&-O;'-P86X]
M,T0R(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!C96YT
M97([(&)O<F1E<BUB;W1T;VTZ($)L86-K(#%P="!S;VQI9#L@9F]N=#H@,3!P
M="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/C(P,3$\+W1D/CQT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#%P
M=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G
M/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P861D
M:6YG+6)O='1O;3H@,7!T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@8V]L<W!A;CTS
M1#(@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&-E;G1E
M<CL@8F]R9&5R+6)O='1O;3H@0FQA8VL@,7!T('-O;&ED.R!F;VYT.B`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^,C`Q,#PO=&0^/'1D
M(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@,7!T
M.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^
M)B,Q-C`[/"]T9#X\+W1R/@T*/'1R('-T>6QE/3-$)W9E<G1I8V%L+6%L:6=N
M.B!B;W1T;VT[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF)SX-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E
M>'0M86QI9VXZ(&IU<W1I9GD[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R
M87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&-O;'-P86X],T0R(&YO
M=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!R:6=H=#L@9F]N
M=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P
M.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\
M=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R
M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT
M9"!C;VQS<&%N/3-$,B!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA
M;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y
M;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R
M:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F
M;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q
M-C`[/"]T9#X-"B`@("`\=&0@8V]L<W!A;CTS1#(@;F]W<F%P/3-$;F]W<F%P
M('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W
M<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CPO='(^#0H\='(@<W1Y
M;&4],T0G=F5R=&EC86PM86QI9VXZ(&)O='1O;3L@8F%C:V=R;W5N9"UC;VQO
M<CH@<F=B*#(P-"PR,S@L,C4U*3L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV
M971I8V$L(%-A;G,M4V5R:68G/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@
M<W1Y;&4],T0G=VED=&@Z(#<P)3L@=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@
M,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/D-U<G)E;G0F
M(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LM($9E9&5R86P\+W1D/CQT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=VED=&@Z(#$E.R!F;VYT.B!B
M;VQD(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V
M,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=VED
M=&@Z(#$E.R!F;VYT.B!B;VQD(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF.R!T97AT+6%L:6=N.B!L969T)SXD/"]T9#X\=&0@;F]W<F%P
M/3-$;F]W<F%P('-T>6QE/3-$)W=I9'1H.B`W)3L@9F]N=#H@8F]L9"`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@=&5X="UA;&EG;CH@
M<FEG:'0G/B@X+#0P,3PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=W:61T:#H@,24[(&9O;G0Z(&)O;&0@,3!P="!#86QI8G)I+"!(96QV971I
M8V$L(%-A;G,M4V5R:68[('1E>'0M86QI9VXZ(&QE9G0G/BD\+W1D/CQT9"!N
M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=VED=&@Z(#$E.R!F;VYT.B`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-
M"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W=I9'1H.B`Q)3L@
M=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I
M8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A
M<"!S='EL93TS1"=W:61T:#H@-R4[('1E>'0M86QI9VXZ(')I9VAT.R!F;VYT
M.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^.2PR,#0\
M+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=VED=&@Z(#$E.R!T
M97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P
M('-T>6QE/3-$)W=I9'1H.B`Q)3L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV
M971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A
M<#TS1&YO=W)A<"!S='EL93TS1"=W:61T:#H@,24[('1E>'0M86QI9VXZ(&QE
M9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF
M)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=VED
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M<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SX-"B`@("`\=&0@
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M971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A
M<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B!B;VQD(#$P<'0@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T97AT+6%L:6=N.B!L969T)SXF(S$V
M,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@8F]L
M9"`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@=&5X="UA
M;&EG;CH@<FEG:'0G/B@T,SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL
M93TS1"=F;VYT.B!B;VQD(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF.R!T97AT+6%L:6=N.B!L969T)SXI/"]T9#X\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A
M+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#
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M+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4]
M,T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G
M/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^,RPX,#<\+W1D/CQT9"!N
M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N
M=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P
M.SPO=&0^/"]T<CX-"CQT<B!S='EL93TS1"=V97)T:6-A;"UA;&EG;CH@8F]T
M=&]M.R!B86-K9W)O=6YD+6-O;&]R.B!R9V(H,C`T+#(S."PR-34I.R!F;VYT
M.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^#0H@("`@
M/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T
M.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^
M1&5F97)R960F(S$V,#LF(S$V,#LF(S$V,#LM($9E9&5R86P\+W1D/CQT9"!N
M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@8F]L9"`Q,'!T($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\
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M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I
M+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D
M(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F
M;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q
M-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI
M9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9B<^*#,L,C,T/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE
M/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF)SXI/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P
M('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@
M<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I
M+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A
M<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!R:6=H=#L@9F]N=#H@
M,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B@R,2PP.3(\
M+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@
M;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R
M:68G/BD\+W1D/CPO='(^#0H\='(@<W1Y;&4],T0G=F5R=&EC86PM86QI9VXZ
M(&)O='1O;3L@8F%C:V=R;W5N9"UC;VQO<CH@5VAI=&4[(&9O;G0Z(#$P<'0@
M0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SX-"B`@("`\=&0@;F]W
M<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[('!A9&1I
M;F<M8F]T=&]M.B`Q<'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A
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M8F]T=&]M.B`Q<'0G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO
M=W)A<"!S='EL93TS1"=B;W)D97(M8F]T=&]M.B!";&%C:R`Q<'0@<V]L:60[
M(&9O;G0Z(&)O;&0@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R
M:68[('1E>'0M86QI9VXZ(&QE9G0G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS
M1&YO=W)A<"!S='EL93TS1"=B;W)D97(M8F]T=&]M.B!";&%C:R`Q<'0@<V]L
M:60[(&9O;G0Z(&)O;&0@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68[('1E>'0M86QI9VXZ(')I9VAT)SXH,BPU.30\+W1D/CQT9"!N;W=R
M87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#%P=#L@9F]N
M=#H@8F]L9"`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@
M=&5X="UA;&EG;CH@;&5F="<^*3PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S
M='EL93TS1"=P861D:6YG+6)O='1O;3H@,7!T.R!F;VYT.B`Q,'!T($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\
M=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V)O<F1E<BUB;W1T;VTZ($)L
M86-K(#%P="!S;VQI9#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68[('1E>'0M86QI9VXZ(&QE9G0G/B8C,38P.SPO=&0^/'1D
M(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=B;W)D97(M8F]T=&]M.B!";&%C
M:R`Q<'0@<V]L:60[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF.R!T97AT+6%L:6=N.B!R:6=H="<^*#8Y-#PO=&0^/'1D(&YO
M=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@,7!T.R!T
M97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9B<^*3PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL
M93TS1"=P861D:6YG+6)O='1O;3H@,7!T.R!F;VYT.B`Q,'!T($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@
M;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V)O<F1E<BUB;W1T;VTZ($)L86-K
M(#%P="!S;VQI9#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68[('1E>'0M86QI9VXZ(&QE9G0G/B8C,38P.SPO=&0^/'1D(&YO
M=W)A<#TS1&YO=W)A<"!S='EL93TS1"=B;W)D97(M8F]T=&]M.B!";&%C:R`Q
M<'0@<V]L:60[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF.R!T97AT+6%L:6=N.B!R:6=H="<^*#,L,3`X/"]T9#X\=&0@;F]W
M<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`Q<'0[('1E
M>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A
M+"!386YS+5-E<FEF)SXI/"]T9#X\+W1R/@T*/'1R('-T>6QE/3-$)W9E<G1I
M8V%L+6%L:6=N.B!B;W1T;VT[(&)A8VMG<F]U;F0M8V]L;W(Z(')G8B@R,#0L
M,C,X+#(U-2D[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF)SX-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E
M>'0M86QI9VXZ(&IU<W1I9GD[('!A9&1I;F<M8F]T=&]M.B`R+C5P=#L@9F]N
M=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P
M.R8C,38P.R8C,38P.R8C,38P.R8C,38P.U1O=&%L/"]T9#X\=&0@;F]W<F%P
M/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(&)O;&0@,3!P="!#86QI8G)I+"!(
M96QV971I8V$L(%-A;G,M4V5R:68[('!A9&1I;F<M8F]T=&]M.B`R+C5P="<^
M)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$
M)V)O<F1E<BUB;W1T;VTZ($)L86-K(#(N-7!T(&1O=6)L93L@9F]N=#H@8F]L
M9"`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@=&5X="UA
M;&EG;CH@;&5F="<^)#PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=B;W)D97(M8F]T=&]M.B!";&%C:R`R+C5P="!D;W5B;&4[(&9O;G0Z(&)O
M;&0@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[('1E>'0M
M86QI9VXZ(')I9VAT)SXH,38L.34R/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P
M('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`R+C5P=#L@9F]N=#H@8F]L9"`Q
M,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@=&5X="UA;&EG
M;CH@;&5F="<^*3PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P
M861D:6YG+6)O='1O;3H@,BXU<'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R
M87`],T1N;W=R87`@<W1Y;&4],T0G8F]R9&5R+6)O='1O;3H@0FQA8VL@,BXU
M<'0@9&]U8FQE.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9CL@=&5X="UA;&EG;CH@;&5F="<^)B,Q-C`[/"]T9#X\=&0@;F]W
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M:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R
M87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#(N-7!T.R!F;VYT.B`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-
M"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V)O<F1E<BUB;W1T
M;VTZ($)L86-K(#(N-7!T(&1O=6)L93L@9F]N=#H@,3!P="!#86QI8G)I+"!(
M96QV971I8V$L(%-A;G,M4V5R:68[('1E>'0M86QI9VXZ(&QE9G0G/B8C,38P
M.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=B;W)D97(M8F]T
M=&]M.B!";&%C:R`R+C5P="!D;W5B;&4[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T97AT+6%L:6=N.B!R:6=H="<^-"PY
M-C`\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB
M;W1T;VTZ(#(N-7!T.R!T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\+W1R
M/@T*/"]T86)L93X-"@T*/'`@<W1Y;&4],T0G9F]N=#H@,3!P="]N;W)M86P@
M0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!M87)G:6XZ(#`[('1E
M>'0M86QI9VXZ(&QE9G0G/B8C,38P.SPO<#X-"@T*#0H-"@T*#0H\<"!S='EL
M93TS1"=F;VYT.B`Q,'!T+VYO<FUA;"!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68[(&UA<F=I;CH@,#L@=&5X="UA;&EG;CH@;&5F="<^/"]P/@T*
M#0H\<"!S='EL93TS1"=F;VYT.B`Q,'!T+VYO<FUA;"!#86QI8G)I+"!(96QV
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M9"!B96QO=SH\+W`^#0H-"CQP('-T>6QE/3-$)V9O;G0Z(#$P<'0O,3`N,#5P
M="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[(&UA<F=I;CH@,#L@
M=&5X="UA;&EG;CH@:G5S=&EF>2<^)B,Q-C`[/"]P/@T*#0H\=&%B;&4@8V5L
M;'!A9&1I;F<],T0P(&-E;&QS<&%C:6YG/3-$,"!S='EL93TS1"=B;W)D97(M
M8V]L;&%P<V4Z(&-O;&QA<'-E.R!W:61T:#H@,3`P)3L@9F]N=#H@,3!P="!#
M86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/@T*/'1R('-T>6QE/3-$
M)W9E<G1I8V%L+6%L:6=N.B!B;W1T;VT[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF)SX-"B`@("`\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)V9O;G0Z(&ET86QI8R`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9CL@=&5X="UA;&EG;CH@:G5S=&EF>2<^*$EN('1H
M;W5S86YD<RD\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N
M=#H@8F]L9"`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@
M<&%D9&EN9RUB;W1T;VTZ(#%P="<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@8V]L
M<W!A;CTS1#(@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(&)O;&0@
M,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[('1E>'0M86QI
M9VXZ(&-E;G1E<CL@8F]R9&5R+6)O='1O;3H@0FQA8VL@,7!T('-O;&ED)SXR
M,#$R/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M
M8F]T=&]M.B`Q<'0[(&9O;G0Z(&)O;&0@,3!P="!#86QI8G)I+"!(96QV971I
M8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A
M<"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@,7!T.R!F;VYT.B`Q,'!T($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@
M("`\=&0@8V]L<W!A;CTS1#(@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E
M>'0M86QI9VXZ(&-E;G1E<CL@8F]R9&5R+6)O='1O;3H@0FQA8VL@,7!T('-O
M;&ED.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9B<^,C`Q,3PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P861D
M:6YG+6)O='1O;3H@,7!T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\+W1R/@T*/'1R('-T>6QE/3-$
M)W9E<G1I8V%L+6%L:6=N.B!B;W1T;VT[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF)SX-"B`@("`\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&IU<W1I9GD[(&9O;G0Z(#$P<'0@
M0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I
M+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D
M(&-O;'-P86X],T0R(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L
M:6=N.B!J=7-T:69Y.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T
M>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
M9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C
M,38P.SPO=&0^#0H@("`@/'1D(&-O;'-P86X],T0R(&YO=W)A<#TS1&YO=W)A
M<"!S='EL93TS1"=T97AT+6%L:6=N.B!J=7-T:69Y.R!F;VYT.B`Q,'!T($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@
M;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CPO='(^#0H\='(@
M<W1Y;&4],T0G=F5R=&EC86PM86QI9VXZ(&)O='1O;3L@8F%C:V=R;W5N9"UC
M;VQO<CH@<F=B*#(P-"PR,S@L,C4U*3L@9F]N=#H@,3!P="!#86QI8G)I+"!(
M96QV971I8V$L(%-A;G,M4V5R:68G/@T*("`@(#QT9"!N;W=R87`],T1N;W=R
M87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@:G5S=&EF>3L@9F]N=#H@,3!P="!#
M86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/D1E9F5R<F5D('1A>"!A
M<W-E=',Z/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z
M(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\
M+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA
M;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL
M93TS1"=T97AT+6%L:6=N.B!R:6=H=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(
M96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS
M1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\
M=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R
M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@
M9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C
M,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L
M:6=N.B!R:6=H=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL
M93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\+W1R/@T*/'1R('-T
M>6QE/3-$)W9E<G1I8V%L+6%L:6=N.B!B;W1T;VT[(&)A8VMG<F]U;F0M8V]L
M;W(Z(%=H:71E.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9B<^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=W
M:61T:#H@.#`E.R!T97AT+6%L:6=N.B!J=7-T:69Y.R!F;VYT.B`Q,'!T($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[)B,Q-C`[)B,Q
M-C`[)B,Q-C`[)B,Q-C`[06QL;W=A;F-E(&9O<B!L;V%N(&QO<W-E<SPO=&0^
M/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=W:61T:#H@,24[(&9O;G0Z
M(&)O;&0@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C
M,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=W
M:61T:#H@,24[(&9O;G0Z(&)O;&0@,3!P="!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68[('1E>'0M86QI9VXZ(&QE9G0G/B0\+W1D/CQT9"!N;W=R
M87`],T1N;W=R87`@<W1Y;&4],T0G=VED=&@Z(#<E.R!F;VYT.B!B;VQD(#$P
M<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T97AT+6%L:6=N
M.B!R:6=H="<^,3@L,C(X/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE
M/3-$)W=I9'1H.B`Q)3L@9F]N=#H@8F]L9"`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9CL@=&5X="UA;&EG;CH@;&5F="<^)B,Q-C`[/"]T
M9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W=I9'1H.B`Q)3L@9F]N
M=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P
M.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=W:61T
M:#H@,24[('1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G=VED=&@Z(#<E.R!T97AT+6%L:6=N.B!R:6=H
M=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G
M/C$V+#0U.#PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=W:61T
M:#H@,24[('1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CPO='(^#0H\='(@
M<W1Y;&4],T0G=F5R=&EC86PM86QI9VXZ(&)O='1O;3L@8F%C:V=R;W5N9"UC
M;VQO<CH@<F=B*#(P-"PR,S@L,C4U*3L@9F]N=#H@,3!P="!#86QI8G)I+"!(
M96QV971I8V$L(%-A;G,M4V5R:68G/@T*("`@(#QT9"!N;W=R87`],T1N;W=R
M87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@:G5S=&EF>3L@9F]N=#H@,3!P="!#
M86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.R8C,38P.R8C
M,38P.R8C,38P.R8C,38P.T5X8V5S<R!B;V]K(&]V97(@=&%X(%-%4E`@<F5T
M:7)E;65N="!P;&%N(&-O<W0\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y
M;&4],T0G9F]N=#H@8F]L9"`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P
M('-T>6QE/3-$)V9O;G0Z(&)O;&0@,3!P="!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68[('1E>'0M86QI9VXZ(&QE9G0G/B8C,38P.SPO=&0^/'1D
M(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B!B;VQD(#$P<'0@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T97AT+6%L:6=N.B!R:6=H
M="<^,BPU-3,\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N
M=#H@8F]L9"`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@
M=&5X="UA;&EG;CH@;&5F="<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R
M87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI
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M(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SX-"B`@("`\
M=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&IU<W1I
M9GD[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF
M)SXF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#M$969E<G)E9"!C;VUP
M96YS871I;VX\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N
M=#H@8F]L9"`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^
M)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$
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M1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^
M)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$
M)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R
M87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXQ,S@\+W1D/CQT9"!N;W=R
M87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@
M,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO
M=&0^/"]T<CX-"CQT<B!S='EL93TS1"=V97)T:6-A;"UA;&EG;CH@8F]T=&]M
M.R!B86-K9W)O=6YD+6-O;&]R.B!R9V(H,C`T+#(S."PR-34I.R!F;VYT.B`Q
M,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^#0H@("`@/'1D
M(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!J=7-T:69Y
M.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^
M)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[4W1A=&4@;F5T(&]P97)A
M=&EN9R!L;W-S(&-A<G)Y9F]R=V%R9',\+W1D/CQT9"!N;W=R87`],T1N;W=R
M87`@<W1Y;&4],T0G9F]N=#H@8F]L9"`Q,'!T($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$
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M1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@
M0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[
M(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXV
M,CPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N
M.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9B<^)B,Q-C`[/"]T9#X\+W1R/@T*/'1R('-T>6QE/3-$)W9E<G1I8V%L
M+6%L:6=N.B!B;W1T;VT[(&)A8VMG<F]U;F0M8V]L;W(Z(%=H:71E.R!F;VYT
M.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^#0H@("`@
M/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!J=7-T
M:69Y.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9B<^)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[06-C<G5A;',L(&)O
M;VL@=F5R<W5S('1A>#PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=F;VYT.B!B;VQD(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y
M;&4],T0G9F]N=#H@8F]L9"`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9CL@=&5X="UA;&EG;CH@;&5F="<^)B,Q-C`[/"]T9#X\=&0@;F]W
M<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(&)O;&0@,3!P="!#86QI8G)I
M+"!(96QV971I8V$L(%-A;G,M4V5R:68[('1E>'0M86QI9VXZ(')I9VAT)SXQ
M+#0P,SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B!B
M;VQD(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T97AT
M+6%L:6=N.B!L969T)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@
M<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S
M='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P
M/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q
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M("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@
M:G5S=&EF>3L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68G/B8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.U!E;G-I;VX@
M;&EA8FEL:71Y(&%D:G5S=&UE;G1S/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P
M('-T>6QE/3-$)V9O;G0Z(&)O;&0@,3!P="!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO
M=W)A<"!S='EL93TS1"=F;VYT.B!B;VQD(#$P<'0@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF.R!T97AT+6%L:6=N.B!L969T)SXF(S$V,#L\+W1D
M/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@8F]L9"`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@=&5X="UA;&EG;CH@
M<FEG:'0G/C$L,SDV/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$
M)V9O;G0Z(&)O;&0@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R
M:68[('1E>'0M86QI9VXZ(&QE9G0G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS
M1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@
M0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[
M(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXW
M+#(R,#PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L
M:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9B<^)B,Q-C`[/"]T9#X\+W1R/@T*/'1R('-T>6QE/3-$)W9E<G1I
M8V%L+6%L:6=N.B!B;W1T;VT[(&)A8VMG<F]U;F0M8V]L;W(Z(%=H:71E.R!F
M;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^#0H@
M("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!J
M=7-T:69Y.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9B<^)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[1F]R96-L;W-E
M9"!R96%L(&5S=&%T93PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=F;VYT.B!B;VQD(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y
M;&4],T0G9F]N=#H@8F]L9"`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9CL@=&5X="UA;&EG;CH@;&5F="<^)B,Q-C`[/"]T9#X\=&0@;F]W
M<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(&)O;&0@,3!P="!#86QI8G)I
M+"!(96QV971I8V$L(%-A;G,M4V5R:68[('1E>'0M86QI9VXZ(')I9VAT)SXV
M+#@Q,SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B!B
M;VQD(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T97AT
M+6%L:6=N.B!L969T)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@
M<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S
M='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P
M/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q
M,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^,2PT,#(\+W1D
M/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F
M=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G
M/B8C,38P.SPO=&0^/"]T<CX-"CQT<B!S='EL93TS1"=V97)T:6-A;"UA;&EG
M;CH@8F]T=&]M.R!B86-K9W)O=6YD+6-O;&]R.B!R9V(H,C`T+#(S."PR-34I
M.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^
M#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N
M.B!J=7-T:69Y.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9B<^)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[0F%S:7,@
M9&EF9F5R96YC97,@:6X@87-S971S(&%C<75I<F5D(&EN($9$24,@=')A;G-A
M8W1I;VYS/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z
M(&)O;&0@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C
M,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F
M;VYT.B!B;VQD(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF
M.R!T97AT+6%L:6=N.B!L969T)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G9F]N=#H@8F]L9"`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9CL@=&5X="UA;&EG;CH@<FEG:'0G/C$L,#4X/"]T
M9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(&)O;&0@,3!P
M="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[('1E>'0M86QI9VXZ
M(&QE9G0G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^
M)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$
M)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R
M87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXW-S$\+W1D/CQT9"!N;W=R
M87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@
M,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO
M=&0^/"]T<CX-"CQT<B!S='EL93TS1"=V97)T:6-A;"UA;&EG;CH@8F]T=&]M
M.R!B86-K9W)O=6YD+6-O;&]R.B!7:&ET93L@9F]N=#H@,3!P="!#86QI8G)I
M+"!(96QV971I8V$L(%-A;G,M4V5R:68G/@T*("`@(#QT9"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@:G5S=&EF>3L@9F]N=#H@,3!P
M="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.R8C,38P
M.R8C,38P.R8C,38P.R8C,38P.TYO;G%U86QI9FEE9"!S=&]C:R!O<'1I;VYS
M/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(&)O;&0@
M,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO
M=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B!B
M;VQD(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T97AT
M+6%L:6=N.B!L969T)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@
M<W1Y;&4],T0G9F]N=#H@8F]L9"`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9CL@=&5X="UA;&EG;CH@<FEG:'0G/C4U-#PO=&0^/'1D(&YO
M=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B!B;VQD(#$P<'0@0V%L:6)R
M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T97AT+6%L:6=N.B!L969T)SXF
M(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@
M,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO
M=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L
M:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE
M/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE
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M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/@T*("`@(#QT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@:G5S=&EF>3L@9F]N=#H@
M,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.R8C
M,38P.R8C,38P.R8C,38P.R8C,38P.TYO;F%C8W)U86P@;&]A;B!I;G1E<F5S
M=#PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B!B;VQD
M(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\
M+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@
M8F]L9"`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@=&5X
M="UA;&EG;CH@;&5F="<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P
M('-T>6QE/3-$)V9O;G0Z(&)O;&0@,3!P="!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68[('1E>'0M86QI9VXZ(')I9VAT)SXT,C`\+W1D/CQT9"!N
M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@8F]L9"`Q,'!T($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@=&5X="UA;&EG;CH@;&5F="<^
M)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z
M(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\
M+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA
M;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL
M93TS1"=T97AT+6%L:6=N.B!R:6=H=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(
M96QV971I8V$L(%-A;G,M4V5R:68G/C<T-#PO=&0^/'1D(&YO=W)A<#TS1&YO
M=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\+W1R
M/@T*/'1R('-T>6QE/3-$)W9E<G1I8V%L+6%L:6=N.B!B;W1T;VT[(&)A8VMG
M<F]U;F0M8V]L;W(Z(%=H:71E.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9B<^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S
M='EL93TS1"=T97AT+6%L:6=N.B!J=7-T:69Y.R!P861D:6YG+6)O='1O;3H@
M,7!T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9B<^)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[06QL(&]T:&5R/"]T
M9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(&)O;&0@,3!P
M="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[('!A9&1I;F<M8F]T
M=&]M.B`Q<'0G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A
M<"!S='EL93TS1"=B;W)D97(M8F]T=&]M.B!";&%C:R`Q<'0@<V]L:60[(&9O
M;G0Z(&)O;&0@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[
M('1E>'0M86QI9VXZ(&QE9G0G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO
M=W)A<"!S='EL93TS1"=B;W)D97(M8F]T=&]M.B!";&%C:R`Q<'0@<V]L:60[
M(&9O;G0Z(&)O;&0@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R
M:68[('1E>'0M86QI9VXZ(')I9VAT)SXW,S(\+W1D/CQT9"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#%P=#L@9F]N=#H@8F]L
M9"`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@=&5X="UA
M;&EG;CH@;&5F="<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T
M>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`Q<'0[(&9O;G0Z(#$P<'0@0V%L:6)R
M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G8F]R9&5R+6)O='1O;3H@0FQA
M8VL@,7!T('-O;&ED.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9CL@=&5X="UA;&EG;CH@;&5F="<^)B,Q-C`[/"]T9#X\=&0@
M;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V)O<F1E<BUB;W1T;VTZ($)L86-K
M(#%P="!S;VQI9#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68[('1E>'0M86QI9VXZ(')I9VAT)SXV-C,\+W1D/CQT9"!N;W=R
M87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#%P=#L@=&5X
M="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/"]T<CX-"CQT<B!S='EL93TS1"=V
M97)T:6-A;"UA;&EG;CH@8F]T=&]M.R!B86-K9W)O=6YD+6-O;&]R.B!R9V(H
M,C`T+#(S."PR-34I.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9B<^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=T97AT+6%L:6=N.B!J=7-T:69Y.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[
M)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[1W)O<W,@9&5F97)R960@=&%X(&%S
M<V5T<SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B!B
M;VQD(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V
M,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N
M=#H@8F]L9"`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@
M=&5X="UA;&EG;CH@;&5F="<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)V9O;G0Z(&)O;&0@,3!P="!#86QI8G)I+"!(96QV971I
M8V$L(%-A;G,M4V5R:68[('1E>'0M86QI9VXZ(')I9VAT)SXS-"PR-#8\+W1D
M/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@8F]L9"`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@=&5X="UA;&EG;CH@
M;&5F="<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$
M)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF
M(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
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M.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[
M/"]T9#X\+W1R/@T*/'1R('-T>6QE/3-$)W9E<G1I8V%L+6%L:6=N.B!B;W1T
M;VT[(&)A8VMG<F]U;F0M8V]L;W(Z(%=H:71E.R!F;VYT.B`Q,'!T($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^#0H@("`@/'1D(&YO=W)A<#TS
M1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!J=7-T:69Y.R!P861D:6YG
M+6)O='1O;3H@,7!T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9B<^)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q
M-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[3&5S<SH@5F%L=6%T:6]N(&%L;&]W86YC
M93PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B!B;VQD
M(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!P861D:6YG
M+6)O='1O;3H@,7!T)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G8F]R9&5R+6)O='1O;3H@0FQA8VL@,7!T('-O;&ED
M.R!F;VYT.B!B;VQD(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF.R!T97AT+6%L:6=N.B!L969T)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G8F]R9&5R+6)O='1O;3H@0FQA8VL@,7!T('-O
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M>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`Q<'0[(&9O;G0Z(#$P<'0@0V%L:6)R
M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G8F]R9&5R+6)O='1O;3H@0FQA
M8VL@,7!T('-O;&ED.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9CL@=&5X="UA;&EG;CH@;&5F="<^)B,Q-C`[/"]T9#X\=&0@
M;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V)O<F1E<BUB;W1T;VTZ($)L86-K
M(#%P="!S;VQI9#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68[('1E>'0M86QI9VXZ(')I9VAT)SXH.#$\+W1D/CQT9"!N;W=R
M87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#%P=#L@=&5X
M="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68G/BD\+W1D/CPO='(^#0H\='(@<W1Y;&4],T0G=F5R=&EC
M86PM86QI9VXZ(&)O='1O;3L@8F%C:V=R;W5N9"UC;VQO<CH@<F=B*#(P-"PR
M,S@L,C4U*3L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68G/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X
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M('!A9&1I;F<M8F]T=&]M.B`Q<'0G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO
M=W)A<#TS1&YO=W)A<"!S='EL93TS1"=B;W)D97(M8F]T=&]M.B!";&%C:R`Q
M<'0@<V]L:60[(&9O;G0Z(&)O;&0@,3!P="!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68[('1E>'0M86QI9VXZ(&QE9G0G/B8C,38P.SPO=&0^/'1D
M(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=B;W)D97(M8F]T=&]M.B!";&%C
M:R`Q<'0@<V]L:60[(&9O;G0Z(&)O;&0@,3!P="!#86QI8G)I+"!(96QV971I
M8V$L(%-A;G,M4V5R:68[('1E>'0M86QI9VXZ(')I9VAT)SXS-"PQ,S0\+W1D
M/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ
M(#%P=#L@9F]N=#H@8F]L9"`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9CL@=&5X="UA;&EG;CH@;&5F="<^)B,Q-C`[/"]T9#X\=&0@;F]W
M<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`Q<'0[(&9O
M;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V
M,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G8F]R
M9&5R+6)O='1O;3H@0FQA8VL@,7!T('-O;&ED.R!F;VYT.B`Q,'!T($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@=&5X="UA;&EG;CH@;&5F="<^
M)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V)O<F1E
M<BUB;W1T;VTZ($)L86-K(#%P="!S;VQI9#L@9F]N=#H@,3!P="!#86QI8G)I
M+"!(96QV971I8V$L(%-A;G,M4V5R:68[('1E>'0M86QI9VXZ(')I9VAT)SXS
M,"PS-C$\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN
M9RUB;W1T;VTZ(#%P=#L@=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#
M86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/"]T
M<CX-"CQT<B!S='EL93TS1"=V97)T:6-A;"UA;&EG;CH@8F]T=&]M.R!B86-K
M9W)O=6YD+6-O;&]R.B!7:&ET93L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV
M971I8V$L(%-A;G,M4V5R:68G/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@
M<W1Y;&4],T0G=&5X="UA;&EG;CH@:G5S=&EF>3L@9F]N=#H@,3!P="!#86QI
M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/D1E9F5R<F5D('1A>"!L:6%B
M:6QI=&EE<SH\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N
M=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P
M.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT
M+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T
M>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P
M/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P
M<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D
M/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI
M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@
M/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T
M.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^
M)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M
M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T
M>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CPO='(^#0H\='(@
M<W1Y;&4],T0G=F5R=&EC86PM86QI9VXZ(&)O='1O;3L@8F%C:V=R;W5N9"UC
M;VQO<CH@<F=B*#(P-"PR,S@L,C4U*3L@9F]N=#H@,3!P="!#86QI8G)I+"!(
M96QV971I8V$L(%-A;G,M4V5R:68G/@T*("`@(#QT9"!N;W=R87`],T1N;W=R
M87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@:G5S=&EF>3L@9F]N=#H@,3!P="!#
M86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.R8C,38P.R8C
M,38P.R8C,38P.R8C,38P.TQO86X@9F5E<SPO=&0^/'1D(&YO=W)A<#TS1&YO
M=W)A<"!S='EL93TS1"=F;VYT.B!B;VQD(#$P<'0@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@8F]L9"`Q,'!T($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9CL@=&5X="UA;&EG;CH@;&5F="<^)B,Q-C`[
M/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(&)O;&0@
M,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[('1E>'0M86QI
M9VXZ(')I9VAT)SXH,2PT,C<\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y
M;&4],T0G9F]N=#H@8F]L9"`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9CL@=&5X="UA;&EG;CH@;&5F="<^*3PO=&0^/'1D(&YO=W)A<#TS
M1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@
M0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[
M(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXH
M,2PR,3<\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA
M;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68G/BD\+W1D/CPO='(^#0H\='(@<W1Y;&4],T0G=F5R=&EC86PM
M86QI9VXZ(&)O='1O;3L@8F%C:V=R;W5N9"UC;VQO<CH@5VAI=&4[(&9O;G0Z
M(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SX-"B`@("`\
M=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&IU<W1I
M9GD[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF
M)SXF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#M%>&-E<W,@=&%X(&]V
M97(@8F]O:R!P96YS:6]N(&-O<W0\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@
M<W1Y;&4],T0G9F]N=#H@8F]L9"`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W
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M+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@
M<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I
M+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A
M<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!R:6=H=#L@9F]N=#H@
M,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B@R,3D\+W1D
M/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F
M=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G
M/BD\+W1D/CPO='(^#0H\='(@<W1Y;&4],T0G=F5R=&EC86PM86QI9VXZ(&)O
M='1O;3L@8F%C:V=R;W5N9"UC;VQO<CH@<F=B*#(P-"PR,S@L,C4U*3L@9F]N
M=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/@T*("`@
M(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@:G5S
M=&EF>3L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R
M:68G/B8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.T1E<')E8VEA8FQE
M(&)A<VES(&]F(&9I>&5D(&%S<V5T<SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A
M<"!S='EL93TS1"=F;VYT.B!B;VQD(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A
M+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G9F]N=#H@8F]L9"`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9CL@=&5X="UA;&EG;CH@;&5F="<^)B,Q-C`[/"]T
M9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(&)O;&0@,3!P
M="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[('1E>'0M86QI9VXZ
M(')I9VAT)SXH,BPS,#@\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4]
M,T0G9F]N=#H@8F]L9"`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9CL@=&5X="UA;&EG;CH@;&5F="<^*3PO=&0^/'1D(&YO=W)A<#TS1&YO
M=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N
M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O
M;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXH,BPS
M-S(\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG
M;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68G/BD\+W1D/CPO='(^#0H\='(@<W1Y;&4],T0G=F5R=&EC86PM86QI
M9VXZ(&)O='1O;3L@8F%C:V=R;W5N9"UC;VQO<CH@5VAI=&4[(&9O;G0Z(#$P
M<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SX-"B`@("`\=&0@
M;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&IU<W1I9GD[
M(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF
M(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#M!;6]R=&EZ86)L92!B87-I
M<R!O9B!I;G1A;F=I8FQE(&%S<V5T<SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A
M<"!S='EL93TS1"=F;VYT.B!B;VQD(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A
M+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G9F]N=#H@8F]L9"`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9CL@=&5X="UA;&EG;CH@;&5F="<^)B,Q-C`[/"]T
M9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(&)O;&0@,3!P
M="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[('1E>'0M86QI9VXZ
M(')I9VAT)SXH.2PQ,3D\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4]
M,T0G9F]N=#H@8F]L9"`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9CL@=&5X="UA;&EG;CH@;&5F="<^*3PO=&0^/'1D(&YO=W)A<#TS1&YO
M=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N
M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O
M;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXH."PS
M,S0\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG
M;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68G/BD\+W1D/CPO='(^#0H\='(@<W1Y;&4],T0G=F5R=&EC86PM86QI
M9VXZ(&)O='1O;3L@8F%C:V=R;W5N9"UC;VQO<CH@<F=B*#(P-"PR,S@L,C4U
M*3L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G
M/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG
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M/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@8F]L
M9"`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@=&5X="UA
M;&EG;CH@;&5F="<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T
M>6QE/3-$)V9O;G0Z(&)O;&0@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68[('1E>'0M86QI9VXZ(')I9VAT)SXH,2PR.#,\+W1D/CQT9"!N
M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@8F]L9"`Q,'!T($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@=&5X="UA;&EG;CH@;&5F="<^
M*3PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-
M"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ
M(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
M=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF)SXH,2PU,C`\+W1D/CQT9"!N;W=R87`],T1N;W=R
M87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI
M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/BD\+W1D/CPO='(^#0H\='(@
M<W1Y;&4],T0G=F5R=&EC86PM86QI9VXZ(&)O='1O;3L@8F%C:V=R;W5N9"UC
M;VQO<CH@5VAI=&4[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF)SX-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$
M)W1E>'0M86QI9VXZ(&IU<W1I9GD[('!A9&1I;F<M8F]T=&]M.B`Q<'0[(&9O
M;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SY&2$Q"
M('-T;V-K(&1I=FED96YD<R`\8G(@+SX\+W1D/CQT9"!N;W=R87`],T1N;W=R
M87`@<W1Y;&4],T0G9F]N=#H@8F]L9"`Q,'!T($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9CL@<&%D9&EN9RUB;W1T;VTZ(#%P="<^)B,Q-C`[/"]T
M9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(&)O
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M('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`Q<'0[(&9O;G0Z(#$P<'0@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@
M(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F
M=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G
M/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT
M+6%L:6=N.B!R:6=H=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68G/B@T,S<\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y
M;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#%P=#L@=&5X="UA;&EG;CH@;&5F=#L@
M9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/BD\
M+W1D/CPO='(^#0H\='(@<W1Y;&4],T0G=F5R=&EC86PM86QI9VXZ(&)O='1O
M;3L@8F%C:V=R;W5N9"UC;VQO<CH@<F=B*#(P-"PR,S@L,C4U*3L@9F]N=#H@
M,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/@T*("`@(#QT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@:G5S=&EF
M>3L@<&%D9&EN9RUB;W1T;VTZ(#%P=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(
M96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.R8C,38P.R8C,38P.R8C,38P
M.R8C,38P.T%L;"!O=&AE<CPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL
M93TS1"=F;VYT.B!B;VQD(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF.R!P861D:6YG+6)O='1O;3H@,7!T)SXF(S$V,#L\+W1D/@T*("`@
M(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G8F]R9&5R+6)O='1O;3H@
M0FQA8VL@,7!T('-O;&ED.R!F;VYT.B!B;VQD(#$P<'0@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF.R!T97AT+6%L:6=N.B!L969T)SXF(S$V,#L\
M+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G8F]R9&5R+6)O='1O
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M<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`Q<'0[(&9O
M;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V
M,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G8F]R
M9&5R+6)O='1O;3H@0FQA8VL@,7!T('-O;&ED.R!F;VYT.B`Q,'!T($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@=&5X="UA;&EG;CH@;&5F="<^
M)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V)O<F1E
M<BUB;W1T;VTZ($)L86-K(#%P="!S;VQI9#L@9F]N=#H@,3!P="!#86QI8G)I
M+"!(96QV971I8V$L(%-A;G,M4V5R:68[('1E>'0M86QI9VXZ(')I9VAT)SXH
M,3DX/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M
M8F]T=&]M.B`Q<'0[('1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXI/"]T9#X\+W1R/@T*/'1R
M('-T>6QE/3-$)W9E<G1I8V%L+6%L:6=N.B!B;W1T;VT[(&)A8VMG<F]U;F0M
M8V]L;W(Z(%=H:71E.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9B<^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=T97AT+6%L:6=N.B!J=7-T:69Y.R!P861D:6YG+6)O='1O;3H@,7!T.R!F
M;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q
M-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[
M)B,Q-C`[)B,Q-C`[1W)O<W,@9&5F97)R960@=&%X(&QI86)I;&ET:65S/"]T
M9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(&)O;&0@,3!P
M="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[('!A9&1I;F<M8F]T
M=&]M.B`Q<'0G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A
M<"!S='EL93TS1"=B;W)D97(M8F]T=&]M.B!";&%C:R`Q<'0@<V]L:60[(&9O
M;G0Z(&)O;&0@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[
M('1E>'0M86QI9VXZ(&QE9G0G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO
M=W)A<"!S='EL93TS1"=B;W)D97(M8F]T=&]M.B!";&%C:R`Q<'0@<V]L:60[
M(&9O;G0Z(&)O;&0@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R
M:68[('1E>'0M86QI9VXZ(')I9VAT)SXH,34L,30Y/"]T9#X\=&0@;F]W<F%P
M/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`Q<'0[(&9O;G0Z
M(&)O;&0@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[('1E
M>'0M86QI9VXZ(&QE9G0G/BD\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y
M;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#%P=#L@9F]N=#H@,3!P="!#86QI8G)I
M+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D
M(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=B;W)D97(M8F]T=&]M.B!";&%C
M:R`Q<'0@<V]L:60[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF.R!T97AT+6%L:6=N.B!L969T)SXF(S$V,#L\+W1D/CQT9"!N
M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G8F]R9&5R+6)O='1O;3H@0FQA8VL@
M,7!T('-O;&ED.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9CL@=&5X="UA;&EG;CH@<FEG:'0G/B@Q-"PR.3<\+W1D/CQT9"!N
M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#%P=#L@
M=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I
M8V$L(%-A;G,M4V5R:68G/BD\+W1D/CPO='(^#0H\='(@<W1Y;&4],T0G=F5R
M=&EC86PM86QI9VXZ(&)O='1O;3L@8F%C:V=R;W5N9"UC;VQO<CH@<F=B*#(P
M-"PR,S@L,C4U*3L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68G/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
M=&5X="UA;&EG;CH@:G5S=&EF>3L@<&%D9&EN9RUB;W1T;VTZ(#(N-7!T.R!F
M;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q
M-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[
M)B,Q-C`[)B,Q-C`[3F5T(&1E9F5R<F5D('1A>"!A<W-E="`M(&EN8VQU9&5D
M(&EN(&]T:&5R(&%S<V5T<SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL
M93TS1"=F;VYT.B!B;VQD(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF.R!P861D:6YG+6)O='1O;3H@,BXU<'0G/B8C,38P.SPO=&0^#0H@
M("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=B;W)D97(M8F]T=&]M
M.B!";&%C:R`R+C5P="!D;W5B;&4[(&9O;G0Z(&)O;&0@,3!P="!#86QI8G)I
M+"!(96QV971I8V$L(%-A;G,M4V5R:68[('1E>'0M86QI9VXZ(&QE9G0G/B0\
M+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G8F]R9&5R+6)O='1O
M;3H@0FQA8VL@,BXU<'0@9&]U8FQE.R!F;VYT.B!B;VQD(#$P<'0@0V%L:6)R
M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T97AT+6%L:6=N.B!R:6=H="<^
M,3@L.3@U/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I
M;F<M8F]T=&]M.B`R+C5P=#L@9F]N=#H@8F]L9"`Q,'!T($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9CL@=&5X="UA;&EG;CH@;&5F="<^)B,Q-C`[
M/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T
M=&]M.B`R+C5P=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A
M<"!S='EL93TS1"=B;W)D97(M8F]T=&]M.B!";&%C:R`R+C5P="!D;W5B;&4[
M(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T
M97AT+6%L:6=N.B!L969T)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R
M87`@<W1Y;&4],T0G8F]R9&5R+6)O='1O;3H@0FQA8VL@,BXU<'0@9&]U8FQE
M.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@
M=&5X="UA;&EG;CH@<FEG:'0G/C$V+#`V-#PO=&0^/'1D(&YO=W)A<#TS1&YO
M=W)A<"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@,BXU<'0[('1E>'0M86QI
M9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF)SXF(S$V,#L\+W1D/CPO='(^#0H\+W1A8FQE/@T*#0H-"@T*/'`@
M<W1Y;&4],T0G9F]N=#H@,3!P="]N;W)M86P@0V%L:6)R:2P@2&5L=F5T:6-A
M+"!386YS+5-E<FEF.R!M87)G:6XZ(#`[('1E>'0M86QI9VXZ(&QE9G0G/B8C
M,38P.SPO<#X-"@T*/'`@<W1Y;&4],T0G9F]N=#H@,3!P="]N;W)M86P@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!M87)G:6XZ(#`[('1E>'0M
M86QI9VXZ(&QE9G0G/D$@<&]R=&EO;B!O9B!T:&4-"F%N;G5A;"!C:&%N9V4@
M:6X@=&AE(&YE="!D969E<G)E9"!T87@@87-S970@<F5L871E<R!T;R!U;G)E
M86QI>F5D(&=A:6YS(&%N9"!L;W-S97,@;VX@<V5C=7)I=&EE<R!A=F%I;&%B
M;&4@9F]R('-A;&4N(%1H92!R96QA=&5D#0HR,#$R(&%N9"`R,#$Q(&1E9F5R
M<F5D('1A>"!E>'!E;G-E("AB96YE9FET*2!O9B!A<'!R;WAI;6%T96QY("@D
M,C,W+#`P,"D@86YD("0U-30L,#`P(')E<W!E8W1I=F5L>2P@:&%S(&)E96X@
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M,#`@86YD("@D,BPY,3(L,#`P*2P@<F5S<&5C=&EV96QY+"!H87,@8F5E;B!R
M96-O<F1E9"!D:7)E8W1L>0T*=&\@<VAA<F5H;VQD97)S)B,Q-#8[(&5Q=6ET
M>2X@5&AE(&)A;&%N8V4@;V8@=&AE(#(P,3(@9&5C<F5A<V4@:6X@=&AE(&YE
M="!D969E<G)E9"!T87@@87-S970@;V8@)#@L-3`X+#`P,"!I<R!R969L96-T
M960@87,@82!D969E<G)E9`T*:6YC;VUE('1A>"!E>'!E;G-E+"!A;F0@=&AE
M(&)A;&%N8V4@;V8@=&AE(#(P,3$@:6YC<F5A<V4@:6X@=&AE(&YE="!D969E
M<G)E9"!T87@@87-S970@;V8@)#,L.3(X+#`P,"!I<R!R969L96-T960@87,@
M82!D969E<G)E9`T*:6YC;VUE('1A>"!B96YE9FET(&EN('1H92!C;VYS;VQI
M9&%T960@<W1A=&5M96YT(&]F(&EN8V]M92`H;&]S<RDN/"]P/@T*#0H\<"!S
M='EL93TS1"=F;VYT.B`Q,'!T+VYO<FUA;"!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68[(&UA<F=I;CH@,#L@=&5X="UA;&EG;CH@:G5S=&EF>2<^
M)B,Q-C`[/"]P/@T*#0H\<"!S='EL93TS1"=F;VYT.B`Q,'!T+VYO<FUA;"!#
M86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[(&UA<F=I;CH@,#L@=&5X
M="UA;&EG;CH@;&5F="<^5&AE('9A;'5A=&EO;@T*86QL;W=A;F-E<R!F;W(@
M,C`Q,B!A;F0@,C`Q,2!R96QA=&4@<')I;6%R:6QY('1O('-T871E(&YE="!O
M<&5R871I;F<@;&]S<R!C87)R>69O<G=A<F1S+B!)="!I<R!M86YA9V5M96YT
M)B,Q-#8[<R!B96QI968@=&AA="!T:&4-"G)E86QI>F%T:6]N(&]F('1H92!R
M96UA:6YI;F<@;F5T(&1E9F5R<F5D('1A>"!A<W-E=',@:7,@;6]R92!L:6ME
M;'D@=&AA;B!N;W0N/"]P/@T*#0H\<"!S='EL93TS1"=F;VYT.B`Q,'!T+VYO
M<FUA;"!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[(&UA<F=I;CH@
M,#L@=&5X="UA;&EG;CH@:G5S=&EF>3L@=&5X="UI;F1E;G0Z(#`N,C5I;B<^
M)B,Q-C`[/"]P/@T*#0H\<"!S='EL93TS1"=F;VYT.B`Q,'!T+VYO<FUA;"!#
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M<RXF(S$T.#L\+W`^#0H-"CQP('-T>6QE/3-$)V9O;G0Z(#$P<'0O;F]R;6%L
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@;6%R9VEN.B`P.R!T
M97AT+6%L:6=N.B!J=7-T:69Y.R!T97AT+6EN9&5N=#H@,"XR-6EN)SXF(S$V
M,#L\+W`^#0H-"CQP('-T>6QE/3-$)V9O;G0Z(#$P<'0O;F]R;6%L($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@;6%R9VEN.B`P.R!T97AT+6%L
M:6=N.B!L969T)SY4:&4@0V]M<&%N>28C,30V.W,-"G1A>"!R971U<FYS(&%R
M92!S=6)J96-T('1O(&EN8V]M92!T87@@875D:70@8GD@9F5D97)A;"!A;F0@
M<W1A=&4@86=E;F-I97,@8F5G:6YN:6YG('=I=&@@=&AE('EE87(@,C`P.2X\
M+W`^#0H-"CQP('-T>6QE/3-$)V9O;G0Z(#$P<'0O;F]R;6%L($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9CL@;6%R9VEN.B`P.R!T97AT+6%L:6=N
M.B!J=7-T:69Y.R!T97AT+6EN9&5N=#H@,"XR-6EN)SXF(S$V,#L\+W`^#0H-
M"CQP('-T>6QE/3-$)V9O;G0Z(#$P<'0O;F]R;6%L($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9CL@;6%R9VEN.B`P.R!T97AT+6%L:6=N.B!L969T
M)SY2971A:6YE9"!E87)N:6YG<PT*870@1&5C96UB97(@,S$L(#(P,3(@86YD
M(#(P,3$@:6YC;'5D97,@87!P<F]X:6UA=&5L>2`D-BPX-CDL,#`P(')E<')E
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M9PT*;&]A;B!L979E;',@<F5L871I=F4@=&\@=&AE(&5N9"!O9B`Q.3@W+"!F
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M.B`Q,'!T+VYO<FUA;"!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[
M(&UA<F=I;CH@,#L@=&5X="UA;&EG;CH@;&5F="<^)B,Q-C`[/"]P/@T*#0H-
M"@T*/'`@<W1Y;&4],T0G9F]N=#H@,3!P="]N;W)M86P@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF.R!M87)G:6XZ(#`[('1E>'0M86QI9VXZ(&QE
M9G0G/CPO<#X-"@T*/'`@<W1Y;&4],T0G9F]N=#H@,3!P="]N;W)M86P@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!M87)G:6XZ(#`[('1E>'0M
M86QI9VXZ(&QE9G0G/E1H92!F;VQL;W=I;F<-"FES(&$@<F5C;VYC:6QE;65N
M="!O9B!F961E<F%L(&EN8V]M92!T87@@97AP96YS92!A="!T:&4@<W1A='5T
M;W)Y(')A=&4@;V8@,S4E('1O('1H92!I;F-O;64@=&%X('!R;W9I<VEO;B!R
M97!O<G1E9"!I;B!T:&4@9FEN86YC:6%L#0IS=&%T96UE;G1S+CPO<#X-"@T*
M/'`@<W1Y;&4],T0G9F]N=#H@,3!P="\Q,"XP-7!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9CL@;6%R9VEN.B`P.R!T97AT+6%L:6=N.B!J=7-T
M:69Y)SXF(S$V,#L\+W`^#0H-"CQT86)L92!C96QL<&%D9&EN9STS1#`@8V5L
M;'-P86-I;F<],T0P('-T>6QE/3-$)V)O<F1E<BUC;VQL87!S93H@8V]L;&%P
M<V4[('=I9'1H.B`Q,#`E.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9B<^#0H\='(@<W1Y;&4],T0G=F5R=&EC86PM86QI9VXZ
M(&)O='1O;3L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68G/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N
M=#H@:71A;&EC(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF
M.R!T97AT+6%L:6=N.B!J=7-T:69Y)SXH26X@=&AO=7-A;F1S*3PO=&0^/'1D
M(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B!B;VQD(#$P<'0@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!P861D:6YG+6)O='1O;3H@
M,7!T)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!C;VQS<&%N/3-$,B!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@8F]L9"`Q,'!T($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9CL@=&5X="UA;&EG;CH@8V5N=&5R.R!B;W)D
M97(M8F]T=&]M.B!";&%C:R`Q<'0@<V]L:60G/C(P,3(\+W1D/CQT9"!N;W=R
M87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#%P=#L@9F]N
M=#H@8F]L9"`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^
M)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I
M;F<M8F]T=&]M.B`Q<'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A
M+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!C;VQS<&%N/3-$
M,B!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@8V5N=&5R
M.R!B;W)D97(M8F]T=&]M.B!";&%C:R`Q<'0@<V]L:60[(&9O;G0Z(#$P<'0@
M0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXR,#$Q/"]T9#X\=&0@
M;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`Q<'0[
M(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF
M(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN
M9RUB;W1T;VTZ(#%P=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&-O;'-P86X],T0R
M(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!C96YT97([
M(&)O<F1E<BUB;W1T;VTZ($)L86-K(#%P="!S;VQI9#L@9F]N=#H@,3!P="!#
M86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/C(P,3`\+W1D/CQT9"!N
M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#%P=#L@
M9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C
M,38P.SPO=&0^/"]T<CX-"CQT<B!S='EL93TS1"=V97)T:6-A;"UA;&EG;CH@
M8F]T=&]M.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9B<^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT
M+6%L:6=N.B!J=7-T:69Y.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P
M('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!C;VQS<&%N/3-$,B!N;W=R
M87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z
M(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\
M+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#
M86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D
M(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@
M8V]L<W!A;CTS1#(@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI
M9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE
M/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF
M)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N
M=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P
M.SPO=&0^#0H@("`@/'1D(&-O;'-P86X],T0R(&YO=W)A<#TS1&YO=W)A<"!S
M='EL93TS1"=T97AT+6%L:6=N.B!R:6=H=#L@9F]N=#H@,3!P="!#86QI8G)I
M+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A
M<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\+W1R/@T*/'1R('-T>6QE
M/3-$)W9E<G1I8V%L+6%L:6=N.B!B;W1T;VT[(&)A8VMG<F]U;F0M8V]L;W(Z
M(')G8B@R,#0L,C,X+#(U-2D[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF)SX-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T
M>6QE/3-$)W=I9'1H.B`W,"4[('1E>'0M86QI9VXZ(&IU<W1I9GD[(&9O;G0Z
M(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SY487@@<')O
M=FES:6]N(&%T('-T871U=&]R>2!R871E/"]T9#X\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)W=I9'1H.B`Q)3L@9F]N=#H@8F]L9"`Q,'!T($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\
M=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W=I9'1H.B`Q)3L@9F]N=#H@
M8F]L9"`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@=&5X
M="UA;&EG;CH@;&5F="<^)#PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL
M93TS1"=W:61T:#H@-R4[(&9O;G0Z(&)O;&0@,3!P="!#86QI8G)I+"!(96QV
M971I8V$L(%-A;G,M4V5R:68[('1E>'0M86QI9VXZ(')I9VAT)SXH,30L,3(U
M/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W=I9'1H.B`Q)3L@
M9F]N=#H@8F]L9"`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9CL@=&5X="UA;&EG;CH@;&5F="<^*3PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A
M<"!S='EL93TS1"=W:61T:#H@,24[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R
M87`],T1N;W=R87`@<W1Y;&4],T0G=VED=&@Z(#$E.R!T97AT+6%L:6=N.B!L
M969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W=I
M9'1H.B`W)3L@=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R
M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXW+#,U-#PO=&0^/'1D(&YO=W)A
M<#TS1&YO=W)A<"!S='EL93TS1"=W:61T:#H@,24[('1E>'0M86QI9VXZ(&QE
M9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF
M)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=VED
M=&@Z(#$E.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T
M>6QE/3-$)W=I9'1H.B`Q)3L@=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P
M="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^
M/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=W:61T:#H@-R4[('1E>'0M
M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9B<^-2PR,S`\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y
M;&4],T0G=VED=&@Z(#$E.R!T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\
M+W1R/@T*/'1R('-T>6QE/3-$)W9E<G1I8V%L+6%L:6=N.B!B;W1T;VT[(&)A
M8VMG<F]U;F0M8V]L;W(Z(%=H:71E.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9B<^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A
M<"!S='EL93TS1"=T97AT+6%L:6=N.B!J=7-T:69Y.R!F;VYT.B`Q,'!T($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^26YC<F5A<V4@*&1E8W)E
M87-E*2!I;B!I;F-O;64@=&%X97,@<F5S=6QT:6YG(&9R;VTZ/"]T9#X\=&0@
M;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N
M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N
M=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P
M.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N
M.B!R:6=H=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R
M87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI
M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO
M=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!R:6=H=#L@9F]N
M=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P
M.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N
M.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$
M)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF
M(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
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M.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[
M/"]T9#X\+W1R/@T*/'1R('-T>6QE/3-$)W9E<G1I8V%L+6%L:6=N.B!B;W1T
M;VT[(&)A8VMG<F]U;F0M8V]L;W(Z(')G8B@R,#0L,C,X+#(U-2D[(&9O;G0Z
M(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SX-"B`@("`\
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M+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@
M8F]L9"`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@=&5X
M="UA;&EG;CH@;&5F="<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P
M('-T>6QE/3-$)V9O;G0Z(&)O;&0@,3!P="!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68[('1E>'0M86QI9VXZ(')I9VAT)SXH.#,Q/"]T9#X\=&0@
M;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(&)O;&0@,3!P="!#86QI
M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[('1E>'0M86QI9VXZ(&QE9G0G
M/BD\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P
M="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^
M#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N
M.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$
M)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9B<^*#@U,CPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A
M<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^*3PO=&0^/'1D(&YO=W)A<#TS
M1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@
M0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[
M(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXH
M-S(V/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI
M9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF)SXI/"]T9#X\+W1R/@T*/'1R('-T>6QE/3-$)W9E<G1I8V%L+6%L
M:6=N.B!B;W1T;VT[(&)A8VMG<F]U;F0M8V]L;W(Z(%=H:71E.R!F;VYT.B`Q
M,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^#0H@("`@/'1D
M(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!J=7-T:69Y
M.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^
M)B,Q-C`[)B,Q-C`[)B,Q-C`[3&]W(&EN8V]M92!H;W5S:6YG('1A>"!C<F5D
M:71S/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(&)O
M;&0@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P
M.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT
M.B!B;VQD(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T
M97AT+6%L:6=N.B!L969T)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R
M87`@<W1Y;&4],T0G9F]N=#H@8F]L9"`Q,'!T($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9CL@=&5X="UA;&EG;CH@<FEG:'0G/B@Q.#$\+W1D/CQT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@8F]L9"`Q,'!T($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@=&5X="UA;&EG;CH@;&5F
M="<^*3PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q
M,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T
M9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI
M9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4]
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M:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P
M="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^
M/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!R:6=H
M=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G
M/B@Q-#,\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA
M;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68G/BD\+W1D/CPO='(^#0H\='(@<W1Y;&4],T0G=F5R=&EC86PM
M86QI9VXZ(&)O='1O;3L@8F%C:V=R;W5N9"UC;VQO<CH@<F=B*#(P-"PR,S@L
M,C4U*3L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R
M:68G/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA
M;&EG;CH@:G5S=&EF>3L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68G/B8C,38P.R8C,38P.R8C,38P.TYO;BUD961U8W1I8FQE
M(&EN=&5R97-T(&5X<&5N<V4\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y
M;&4],T0G9F]N=#H@8F]L9"`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P
M('-T>6QE/3-$)V9O;G0Z(&)O;&0@,3!P="!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68[('1E>'0M86QI9VXZ(&QE9G0G/B8C,38P.SPO=&0^/'1D
M(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B!B;VQD(#$P<'0@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T97AT+6%L:6=N.B!R:6=H
M="<^,C,\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@
M8F]L9"`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@=&5X
M="UA;&EG;CH@;&5F="<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P
M('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@
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M(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@
M,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO
M=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L
M:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE
M/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9B<^,S<\+W1D/CQT9"!N;W=R87`],T1N;W=R
M87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI
M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/"]T<CX-
M"CQT<B!S='EL93TS1"=V97)T:6-A;"UA;&EG;CH@8F]T=&]M.R!B86-K9W)O
M=6YD+6-O;&]R.B!7:&ET93L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I
M8V$L(%-A;G,M4V5R:68G/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y
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M("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@8F]L9"`Q
M,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@=&5X="UA;&EG
M;CH@;&5F="<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE
M/3-$)V9O;G0Z(&)O;&0@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68[('1E>'0M86QI9VXZ(')I9VAT)SXH,2PW,30\+W1D/CQT9"!N;W=R
M87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@8F]L9"`Q,'!T($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9CL@=&5X="UA;&EG;CH@;&5F="<^*3PO
M=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@
M("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE
M9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF
M)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X
M="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A
M+"!386YS+5-E<FEF)SXY,3`\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y
M;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(
M96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS
M1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@
M0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[
M(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXT
M-30\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG
M;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68G/B8C,38P.SPO=&0^/"]T<CX-"CQT<B!S='EL93TS1"=V97)T:6-A
M;"UA;&EG;CH@8F]T=&]M.R!B86-K9W)O=6YD+6-O;&]R.B!R9V(H,C`T+#(S
M."PR-34I.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9B<^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT
M+6%L:6=N.B!J=7-T:69Y.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9B<^)B,Q-C`[)B,Q-C`[)B,Q-C`[0VAA;F=E(&EN('9A
M;'5A=&EO;B!A;&QO=V%N8V4\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y
M;&4],T0G9F]N=#H@8F]L9"`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P
M('-T>6QE/3-$)V9O;G0Z(&)O;&0@,3!P="!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68[('1E>'0M86QI9VXZ(&QE9G0G/B8C,38P.SPO=&0^/'1D
M(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B!B;VQD(#$P<'0@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T97AT+6%L:6=N.B!R:6=H
M="<^,S$\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@
M8F]L9"`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@=&5X
M="UA;&EG;CH@;&5F="<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P
M('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@
M<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I
M+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A
M<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!R:6=H=#L@9F]N=#H@
M,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B@U/"]T9#X\
M=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[
M(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXI
M/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@
M0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*
M("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@
M;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R
M:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T
M97AT+6%L:6=N.B!R:6=H=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I
M8V$L(%-A;G,M4V5R:68G/B@Q-#4\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@
M<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I
M+"!(96QV971I8V$L(%-A;G,M4V5R:68G/BD\+W1D/CPO='(^#0H\='(@<W1Y
M;&4],T0G=F5R=&EC86PM86QI9VXZ(&)O='1O;3L@8F%C:V=R;W5N9"UC;VQO
M<CH@5VAI=&4[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF)SX-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E
M>'0M86QI9VXZ(&IU<W1I9GD[('!A9&1I;F<M8F]T=&]M.B`Q<'0[(&9O;G0Z
M(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#LF
M(S$V,#LF(S$V,#M/=&AE<BP@;F5T/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P
M('-T>6QE/3-$)V9O;G0Z(&)O;&0@,3!P="!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68[('!A9&1I;F<M8F]T=&]M.B`Q<'0G/B8C,38P.SPO=&0^
M#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=B;W)D97(M8F]T
M=&]M.B!";&%C:R`Q<'0@<V]L:60[(&9O;G0Z(&)O;&0@,3!P="!#86QI8G)I
M+"!(96QV971I8V$L(%-A;G,M4V5R:68[('1E>'0M86QI9VXZ(&QE9G0G/B8C
M,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=B;W)D97(M
M8F]T=&]M.B!";&%C:R`Q<'0@<V]L:60[(&9O;G0Z(&)O;&0@,3!P="!#86QI
M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[('1E>'0M86QI9VXZ(')I9VAT
M)SXH,34U/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I
M;F<M8F]T=&]M.B`Q<'0[(&9O;G0Z(&)O;&0@,3!P="!#86QI8G)I+"!(96QV
M971I8V$L(%-A;G,M4V5R:68[('1E>'0M86QI9VXZ(&QE9G0G/BD\+W1D/CQT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#%P
M=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G
M/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=B;W)D97(M8F]T=&]M.B!";&%C:R`Q<'0@<V]L:60[(&9O;G0Z(#$P<'0@
M0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T97AT+6%L:6=N.B!L
M969T)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
M8F]R9&5R+6)O='1O;3H@0FQA8VL@,7!T('-O;&ED.R!F;VYT.B`Q,'!T($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@=&5X="UA;&EG;CH@<FEG
M:'0G/CDS/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I
M;F<M8F]T=&]M.B`Q<'0[('1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@
M0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#%P
M=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G
M/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=B;W)D97(M8F]T=&]M.B!";&%C:R`Q<'0@<V]L:60[(&9O;G0Z(#$P<'0@
M0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T97AT+6%L:6=N.B!L
M969T)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
M8F]R9&5R+6)O='1O;3H@0FQA8VL@,7!T('-O;&ED.R!F;VYT.B`Q,'!T($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@=&5X="UA;&EG;CH@<FEG
M:'0G/C(U,SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P861D
M:6YG+6)O='1O;3H@,7!T.R!T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\
M+W1R/@T*/'1R('-T>6QE/3-$)W9E<G1I8V%L+6%L:6=N.B!B;W1T;VT[(&)A
M8VMG<F]U;F0M8V]L;W(Z(')G8B@R,#0L,C,X+#(U-2D[(&9O;G0Z(#$P<'0@
M0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SX-"B`@("`\=&0@;F]W
M<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&IU<W1I9GD[('!A
M9&1I;F<M8F]T=&]M.B`R+C5P=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV
M971I8V$L(%-A;G,M4V5R:68G/B8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C
M,38P.U1O=&%L/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O
M;G0Z(&)O;&0@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[
M('!A9&1I;F<M8F]T=&]M.B`R+C5P="<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@
M;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V)O<F1E<BUB;W1T;VTZ($)L86-K
M(#(N-7!T(&1O=6)L93L@9F]N=#H@8F]L9"`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9CL@=&5X="UA;&EG;CH@;&5F="<^)#PO=&0^/'1D
M(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=B;W)D97(M8F]T=&]M.B!";&%C
M:R`R+C5P="!D;W5B;&4[(&9O;G0Z(&)O;&0@,3!P="!#86QI8G)I+"!(96QV
M971I8V$L(%-A;G,M4V5R:68[('1E>'0M86QI9VXZ(')I9VAT)SXH,38L.34R
M/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T
M=&]M.B`R+C5P=#L@9F]N=#H@8F]L9"`Q,'!T($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9CL@=&5X="UA;&EG;CH@;&5F="<^*3PO=&0^/'1D(&YO
M=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@,BXU<'0[
M(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF
M(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
M8F]R9&5R+6)O='1O;3H@0FQA8VL@,BXU<'0@9&]U8FQE.R!F;VYT.B`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@=&5X="UA;&EG;CH@
M;&5F="<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$
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M,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB
M;W1T;VTZ(#(N-7!T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)V)O<F1E<BUB;W1T;VTZ($)L86-K(#(N-7!T(&1O=6)L
M93L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[
M('1E>'0M86QI9VXZ(&QE9G0G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO
M=W)A<"!S='EL93TS1"=B;W)D97(M8F]T=&]M.B!";&%C:R`R+C5P="!D;W5B
M;&4[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF
M.R!T97AT+6%L:6=N.B!R:6=H="<^-"PY-C`\+W1D/CQT9"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#(N-7!T.R!T97AT+6%L
M:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9B<^)B,Q-C`[/"]T9#X\+W1R/@T*/"]T86)L93X-"@T*/'`@<W1Y
M;&4],T0G9F]N=#H@,3!P="\Q,"XP-7!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9CL@;6%R9VEN.B`P.R!T97AT+6%L:6=N.B!J=7-T:69Y)SXF
M(S$V,#L\+W`^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@
M(#PO=&%B;&4^#0H@(#PO8F]D>3X-"CPO:'1M;#X-"@T*+2TM+2TM/5].97AT
M4&%R=%]F.3`V,V0R85\P,V4U7S0Y-#1?86(T.5\R,&4T,V1A-CEA.#8-"D-O
M;G1E;G0M3&]C871I;VXZ(&9I;&4Z+R\O0SHO9CDP-C-D,F%?,#-E-5\T.30T
M7V%B-#E?,C!E-#-D838Y83@V+U=O<FMS:&5E=',O4VAE970Q-BYH=&UL#0I#
M;VYT96YT+51R86YS9F5R+45N8V]D:6YG.B!Q=6]T960M<')I;G1A8FQE#0I#
M;VYT96YT+51Y<&4Z('1E>'0O:'1M;#L@8VAA<G-E=#TB=7,M87-C:6DB#0H-
M"CQH=&UL/@T*("`\:&5A9#X-"B`@("`\345402!H='1P+65Q=6EV/3-$0V]N
M=&5N="U4>7!E(&-O;G1E;G0],T0G=&5X="]H=&UL.R!C:&%R<V5T/75T9BTX
M)SX\<V-R:7!T('1Y<&4],T1T97AT+VIA=F%S8W)I<'0@<W)C/3-$4VAO=RYJ
M<SXO*B!$;R!.;W0@4F5M;W9E(%1H:7,@0V]M;65N="`J+SPO<V-R:7!T/CPO
M:&5A9#X-"B`@/&)O9'D^#0H@("`@/'1A8FQE(&-L87-S/3-$<F5P;W)T(&ED
M/3-$240P14Q%/@T*("`@("`@/'1R/@T*("`@("`@("`\=&@@8VQA<W,],T1T
M;"!C;VQS<&%N/3-$,2!R;W=S<&%N/3-$,CX\<W1R;VYG/E1I;64@1&5P;W-I
M=',L(%-E8W5R:71I97,@4V]L9"!5;F1E<B!!9W)E96UE;G1S('1O(%)E<'5R
M8VAA<V4L(&%N9"!296QA=&5D(%!A<G1Y($1E<&]S:71S/&)R/CPO<W1R;VYG
M/CPO=&@^#0H@("`@("`@(#QT:"!C;&%S<STS1'1H(&-O;'-P86X],T0Q/C$R
M($UO;G1H<R!%;F1E9#PO=&@^#0H@("`@("`\+W1R/@T*("`@("`@/'1R/@T*
M("`@("`@("`\=&@@8VQA<W,],T1T:#Y$96,N(#,Q+"`R,#$R/&)R/CPO=&@^
M#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F4^#0H@("`@("`@
M(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#X\<W1R;VYG/DYO=&5S('1O
M($9I;F%N8VEA;"!3=&%T96UE;G1S/"]S=')O;F<^/"]T9#X-"B`@("`@("`@
M/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO
M='(^#0H@("`@("`\='(@8VQA<W,],T1R;SX-"B`@("`@("`@/'1D(&-L87-S
M/3-$<&P@=F%L:6=N/3-$=&]P/E1I;64@1&5P;W-I=',L(%-E8W5R:71I97,@
M4V]L9"!5;F1E<B!!9W)E96UE;G1S('1O(%)E<'5R8VAA<V4L(&%N9"!296QA
M=&5D(%!A<G1Y($1E<&]S:71S/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$
M=&5X=#X\<"!S='EL93TS1"=F;VYT.B`Q,'!T+VYO<FUA;"!#86QI8G)I+"!(
M96QV971I8V$L(%-A;G,M4V5R:68[(&UA<F=I;CH@,#L@=&5X="UA;&EG;CH@
M;&5F="<^/&(^3F]T92`Y+B!4:6UE($1E<&]S:71S+"!396-U<FET:65S#0I3
M;VQD(%5N9&5R($%G<F5E;65N=',@=&\@4F5P=7)C:&%S92P@86YD(%)E;&%T
M960@4&%R='D@1&5P;W-I=',\+V(^)B,Q-C`[/"]P/@T*#0H\<"!S='EL93TS
M1"=F;VYT.B`Q,'!T+VYO<FUA;"!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68[(&UA<F=I;CH@,#L@=&5X="UA;&EG;CH@;&5F="<^/&(^)B,Q-C`[
M/"]B/CPO<#X-"@T*/'`@<W1Y;&4],T0G9F]N=#H@,3!P="]N;W)M86P@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!M87)G:6XZ(#`[('1E>'0M
M86QI9VXZ(&QE9G0G/D%T($1E8V5M8F5R(#,Q+"`R,#$R+"!T:&4@<V-H961U
M;&5D(&UA='5R:71I97,-"F]F('1I;64@9&5P;W-I=',@=V5R92!A<R!F;VQL
M;W=S.CPO<#X-"@T*/'`@<W1Y;&4],T0G9F]N=#H@,3!P="]N;W)M86P@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!M87)G:6XZ(#`[('1E>'0M
M86QI9VXZ(&IU<W1I9GD[('1E>'0M:6YD96YT.B`Q,RXU<'0G/B8C,38P.SPO
M<#X-"@T*/'1A8FQE(&-E;&QP861D:6YG/3-$,"!C96QL<W!A8VEN9STS1#`@
M86QI9VX],T1C96YT97(@<W1Y;&4],T0G8F]R9&5R+6-O;&QA<'-E.B!C;VQL
M87!S93L@=VED=&@Z(#4P)3L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I
M8V$L(%-A;G,M4V5R:68G/@T*/'1R('-T>6QE/3-$)W9E<G1I8V%L+6%L:6=N
M.B!B;W1T;VT[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF)SX-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O
M;G0Z(&ET86QI8R`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9CL@=&5X="UA;&EG;CH@;&5F=#L@=F5R=&EC86PM86QI9VXZ(&)O='1O;2<^
M*"0@:6X@=&AO=7-A;F1S*3PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL
M93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@8V]L<W!A;CTS1#(@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\
M=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R
M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CPO='(^#0H\
M='(@<W1Y;&4],T0G=F5R=&EC86PM86QI9VXZ(&)O='1O;3L@9F]N=#H@,3!P
M="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/@T*("`@(#QT9"!N
M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N
M=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[('9E<G1I
M8V%L+6%L:6=N.B!B;W1T;VTG/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO
M=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@8V]L<W!A;CTS1#(@
M;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F
M;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q
M-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P
M<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D
M/CPO='(^#0H\='(@<W1Y;&4],T0G=F5R=&EC86PM86QI9VXZ(&)O='1O;3L@
M8F%C:V=R;W5N9"UC;VQO<CH@<F=B*#(P-"PR,S@L,C4U*3L@9F]N=#H@,3!P
M="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/@T*("`@(#QT9"!N
M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=VED=&@Z(#DP)3L@=&5X="UA;&EG
M;CH@;&5F=#L@<&%D9&EN9RUL969T.B`T96T[(&9O;G0Z(#$P<'0@0V%L:6)R
M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!V97)T:6-A;"UA;&EG;CH@8F]T
M=&]M)SXR,#$S/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W=I
M9'1H.B`Q)3L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S
M='EL93TS1"=W:61T:#H@,24[('1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P
M<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXD/"]T9#X\=&0@
M;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W=I9'1H.B`W)3L@=&5X="UA;&EG
M;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF)SXX.#@L.#(S/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE
M/3-$)W=I9'1H.B`Q)3L@=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#
M86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/"]T
M<CX-"CQT<B!S='EL93TS1"=V97)T:6-A;"UA;&EG;CH@8F]T=&]M.R!B86-K
M9W)O=6YD+6-O;&]R.B!7:&ET93L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV
M971I8V$L(%-A;G,M4V5R:68G/@T*("`@(#QT9"!S='EL93TS1"=F;VYT.B`Q
M,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@=&5X="UA;&EG
M;CH@;&5F=#L@<&%D9&EN9RUL969T.B`T96T[('9E<G1I8V%L+6%L:6=N.B!B
M;W1T;VTG/C(P,30\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
M9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C
M,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T
M97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P
M('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^,3$Y+#(T,#PO=&0^/'1D(&YO
M=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT
M.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[
M/"]T9#X\+W1R/@T*/'1R('-T>6QE/3-$)W9E<G1I8V%L+6%L:6=N.B!B;W1T
M;VT[(&)A8VMG<F]U;F0M8V]L;W(Z(')G8B@R,#0L,C,X+#(U-2D[(&9O;G0Z
M(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SX-"B`@("`\
M=&0@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68[('1E>'0M86QI9VXZ(&QE9G0[('!A9&1I;F<M;&5F=#H@-&5M
M.R!V97)T:6-A;"UA;&EG;CH@8F]T=&]M)SXR,#$U/"]T9#X\=&0@;F]W<F%P
M/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P
M="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^
M/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!R:6=H
M=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G
M/C@S+#4T-3PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT
M+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\+W1R/@T*/'1R('-T>6QE/3-$)W9E
M<G1I8V%L+6%L:6=N.B!B;W1T;VT[(&)A8VMG<F]U;F0M8V]L;W(Z(%=H:71E
M.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^
M#0H@("`@/'1D('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF.R!T97AT+6%L:6=N.B!L969T.R!P861D:6YG+6QE
M9G0Z(#1E;3L@=F5R=&EC86PM86QI9VXZ(&)O='1O;2<^,C`Q-CPO=&0^/'1D
M(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@
M;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O
M;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V
M,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG
M;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF)SXT-2PX-3@\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4]
M,T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV
M971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/"]T<CX-"CQT<B!S='EL
M93TS1"=V97)T:6-A;"UA;&EG;CH@8F]T=&]M.R!B86-K9W)O=6YD+6-O;&]R
M.B!R9V(H,C`T+#(S."PR-34I.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9B<^#0H@("`@/'1D('-T>6QE/3-$)V9O;G0Z(#$P
M<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T97AT+6%L:6=N
M.B!L969T.R!P861D:6YG+6QE9G0Z(#1E;3L@=F5R=&EC86PM86QI9VXZ(&)O
M='1O;2<^,C`Q-SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F
M;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q
M-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E
M>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A
M+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@
M<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R
M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXS,RPP-S$\+W1D/CQT9"!N;W=R
M87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@
M,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO
M=&0^/"]T<CX-"CQT<B!S='EL93TS1"=V97)T:6-A;"UA;&EG;CH@8F]T=&]M
M.R!B86-K9W)O=6YD+6-O;&]R.B!7:&ET93L@9F]N=#H@,3!P="!#86QI8G)I
M+"!(96QV971I8V$L(%-A;G,M4V5R:68G/@T*("`@(#QT9"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@<&%D9&EN9RUB;W1T
M;VTZ(#%P=#L@<&%D9&EN9RUL969T.B`S96T[(&9O;G0Z(#$P<'0@0V%L:6)R
M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!V97)T:6-A;"UA;&EG;CH@8F]T
M=&]M)SY4:&5R96%F=&5R/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE
M/3-$)W!A9&1I;F<M8F]T=&]M.B`Q<'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N
M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G8F]R9&5R+6)O='1O;3H@0FQA8VL@
M,7!T('-O;&ED.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9CL@=&5X="UA;&EG;CH@;&5F="<^)B,Q-C`[/"]T9#X\=&0@;F]W
M<F%P/3-$;F]W<F%P('-T>6QE/3-$)V)O<F1E<BUB;W1T;VTZ($)L86-K(#%P
M="!S;VQI9#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68[('1E>'0M86QI9VXZ(')I9VAT)SXS+#$R,SPO=&0^/'1D(&YO=W)A
M<#TS1&YO=W)A<"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@,7!T.R!T97AT
M+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\+W1R/@T*/'1R('-T>6QE/3-$)W9E
M<G1I8V%L+6%L:6=N.B!B;W1T;VT[(&)A8VMG<F]U;F0M8V]L;W(Z(')G8B@R
M,#0L,C,X+#(U-2D[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF)SX-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$
M)W1E>'0M86QI9VXZ(&QE9G0[('!A9&1I;F<M8F]T=&]M.B`R+C5P=#L@<&%D
M9&EN9RUL969T.B`U+C1P=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I
M8V$L(%-A;G,M4V5R:68[('9E<G1I8V%L+6%L:6=N.B!B;W1T;VTG/B8C,38P
M.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P861D:6YG+6)O
M='1O;3H@,BXU<'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R
M87`@<W1Y;&4],T0G8F]R9&5R+6)O='1O;3H@0FQA8VL@,BXU<'0@9&]U8FQE
M.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@
M=&5X="UA;&EG;CH@;&5F="<^)#PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S
M='EL93TS1"=B;W)D97(M8F]T=&]M.B!";&%C:R`R+C5P="!D;W5B;&4[(&9O
M;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T97AT
M+6%L:6=N.B!R:6=H="<^,2PQ-S,L-C8P/"]T9#X\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`R+C5P=#L@=&5X="UA;&EG
M;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68G/B8C,38P.SPO=&0^/"]T<CX-"CPO=&%B;&4^#0H-"CQP('-T>6QE
M/3-$)V9O;G0Z(#$P<'0O;F]R;6%L($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9CL@;6%R9VEN.B`P.R!T97AT+6%L:6=N.B!J=7-T:69Y.R!T97AT
M+6EN9&5N=#H@,3,N-7!T)SXF(S$V,#L\+W`^#0H-"CQP('-T>6QE/3-$)V9O
M;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!M87)G
M:6XZ(#`[('1E>'0M86QI9VXZ(&QE9G0[('1E>'0M:6YD96YT.B`P:6XG/D9O
M<B!T:&4@>65A<G,@96YD960@1&5C96UB97(-"C,Q+"`R,#$R+"`R,#$Q+"!A
M;F0@,C`Q,"P@=&AE($-O;7!A;GD@<F5C;W)D960@86UO<G1I>F%T:6]N(&]F
M(&1E<&]S:70@<')E;6EU;7,@86UO=6YT:6YG('1O("0X-2PP,#`L("0S,S<L
M,#`P(&%N9"`D,BPR,3$L,#`P+`T*<F5S<&5C=&EV96QY+"!W:&EC:"!R961U
M8V5D(&EN=&5R97-T(&5X<&5N<V4N(%1H92!D97!O<VET('!R96UI=6US(')E
M;&%T960@=&\@=&AE($-O;7!A;GDF(S$T-CMS(&%C<75I<VET:6]N<R!A<F4@
M9&ES8W5S<V5D(&EN#0I.;W1E(#(N(%1H92!#;VUP86YY(&AA<R`D,S@L,#`P
M(')E;6%I;FEN9R!I;B!U;F%M;W)T:7IE9"!D97!O<VET('!R96UI=6US(&%T
M($1E8V5M8F5R(#,Q+"`R,#$R+CPO<#X-"@T*/'`@<W1Y;&4],T0G9F]N=#H@
M,3!P="]N;W)M86P@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!M
M87)G:6XZ(#`[('1E>'0M86QI9VXZ(&QE9G0G/B8C,38P.SPO<#X-"@T*/'`@
M<W1Y;&4],T0G9F]N=#H@,3!P="]N;W)M86P@0V%L:6)R:2P@2&5L=F5T:6-A
M+"!386YS+5-E<FEF.R!M87)G:6XZ(#`[('1E>'0M86QI9VXZ(&QE9G0G/E-E
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M:V5E<&EN9RX@5&AE($-O;7!A;GD@:&%D(&YO('-E8W5R:71I97,@<V]L9`T*
M=6YD97(@86=R965M96YT<R!T;R!R97!U<F-H87-E(&%T($1E8V5M8F5R(#,Q
M+"`R,#$R+CPO<#X-"@T*/'`@<W1Y;&4],T0G9F]N=#H@,3!P="]N;W)M86P@
M0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!M87)G:6XZ(#`[('1E
M>'0M86QI9VXZ(&QE9G0G/B8C,38P.SPO<#X-"@T*/'`@<W1Y;&4],T0G9F]N
M=#H@,3!P="]N;W)M86P@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF
M.R!M87)G:6XZ(#`[('1E>'0M86QI9VXZ(&QE9G0G/E1H92!F;VQL;W=I;F<@
M=&%B;&4@<')E<V5N=',@8V5R=&%I;B!I;F9O<FUA=&EO;@T*9F]R('-E8W5R
M:71I97,@<V]L9"!U;F1E<B!A9W)E96UE;G1S('1O(')E<'5R8VAA<V4Z/"]P
M/@T*#0H\<"!S='EL93TS1"=F;VYT.B`Q,'!T+VYO<FUA;"!#86QI8G)I+"!(
M96QV971I8V$L(%-A;G,M4V5R:68[(&UA<F=I;CH@,#L@=&5X="UA;&EG;CH@
M:G5S=&EF>3L@=&5X="UI;F1E;G0Z(#$S+C5P="<^)B,Q-C`[/"]P/@T*#0H\
M=&%B;&4@8V5L;'!A9&1I;F<],T0P(&-E;&QS<&%C:6YG/3-$,"!S='EL93TS
M1"=B;W)D97(M8V]L;&%P<V4Z(&-O;&QA<'-E.R!W:61T:#H@,3`P)3L@9F]N
M=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/@T*/'1R
M('-T>6QE/3-$)W9E<G1I8V%L+6%L:6=N.B!B;W1T;VT[(&9O;G0Z(#$P<'0@
M0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SX-"B`@("`\=&0@;F]W
M<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(&ET86QI8R`Q,'!T($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@=&5X="UA;&EG;CH@:G5S=&EF
M>2<^*"0@:6X@=&AO=7-A;F1S*3PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S
M='EL93TS1"=P861D:6YG+6)O='1O;3H@,7!T.R!F;VYT.B`Q,'!T($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\
M=&0@8V]L<W!A;CTS1#(@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M
M86QI9VXZ(&-E;G1E<CL@8F]R9&5R+6)O='1O;3H@0FQA8VL@,7!T('-O;&ED
M.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^
M,C`Q,CPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P861D:6YG
M+6)O='1O;3H@,7!T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T
M>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`Q<'0[(&9O;G0Z(#$P<'0@0V%L:6)R
M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT
M9"!C;VQS<&%N/3-$,B!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA
M;&EG;CH@8V5N=&5R.R!B;W)D97(M8F]T=&]M.B!";&%C:R`Q<'0@<V]L:60[
M(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXR
M,#$Q/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M
M8F]T=&]M.B`Q<'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF)SXF(S$V,#L\+W1D/CPO='(^#0H\='(@<W1Y;&4],T0G=F5R
M=&EC86PM86QI9VXZ(&)O='1O;3L@8F%C:V=R;W5N9"UC;VQO<CH@<F=B*#(P
M-"PR,S@L,C4U*3L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68G/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
M=VED=&@Z(#@P)3L@=&5X="UA;&EG;CH@:G5S=&EF>3L@9F]N=#H@,3!P="!#
M86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/D)A;&%N8V4@870@1&5C
M96UB97(@,S$\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=VED
M=&@Z(#$E.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T
M>6QE/3-$)W=I9'1H.B`Q)3L@=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P
M="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B0\+W1D/@T*/'1D
M(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=W:61T:#H@-R4[('1E>'0M86QI
M9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9B<^#0H\9F]N="!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,X,C$S.SPO9F]N=#X-"CPO=&0^
M/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=W:61T:#H@,24[('1E>'0M
M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y
M;&4],T0G=VED=&@Z(#$E.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)W=I9'1H.B`Q)3L@=&5X="UA;&EG;CH@;&5F=#L@
M9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B0\
M+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=VED=&@Z(#<E.R!T
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M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SX-"B`@("`\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&IU<W1I9GD[(&9O;G0Z(#$P
M<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SY796EG:'1E9"!A
M=F5R86=E(&EN=&5R97-T(')A=&4@870@1&5C96UB97(@,S$\+W1D/CQT9"!N
M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(
M96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO
M=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT
M.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[
M/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ
M(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9B<^/&9O;G0@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV
M971I8V$L(%-A;G,M4V5R:68G/B8C.#(Q,SL\+V9O;G0^/"]T9#X\=&0@;F]W
M<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z
M(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\
M+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#
M86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@
M("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L
M969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E
M>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9B<^,"XS,B4\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@
M<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I
M+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/"]T<CX-"CQT
M<B!S='EL93TS1"=V97)T:6-A;"UA;&EG;CH@8F]T=&]M.R!B86-K9W)O=6YD
M+6-O;&]R.B!R9V(H,C`T+#(S."PR-34I.R!F;VYT.B`Q,'!T($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9B<^#0H@("`@/'1D(&YO=W)A<#TS1&YO
M=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!J=7-T:69Y.R!F;VYT.B`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^36%X:6UU;2!A;6]U
M;G0@;W5T<W1A;F1I;F<@870@86YY(&UO;G1H+65N9"!D=7)I;F<@=&AE('EE
M87(\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P
M="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^
M#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N
M.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9B<^)#PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT
M+6%L:6=N.B!R:6=H=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68G/C$V+#<T-3PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S
M='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P
M/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P
M="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B0\+W1D/CQT9"!N
M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O
M;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXW,BPY
M,C8\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG
M;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68G/B8C,38P.SPO=&0^/"]T<CX-"CQT<B!S='EL93TS1"=V97)T:6-A
M;"UA;&EG;CH@8F]T=&]M.R!B86-K9W)O=6YD+6-O;&]R.B!7:&ET93L@9F]N
M=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/@T*("`@
M(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@:G5S
M=&EF>3L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R
M:68G/D%V97)A9V4@9&%I;'D@8F%L86YC92!O=71S=&%N9&EN9R!D=7)I;F<@
M=&AE('EE87(\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N
M=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P
M.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT
M+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9B<^)#PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=T97AT+6%L:6=N.B!R:6=H=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV
M971I8V$L(%-A;G,M4V5R:68G/C$L-C8W/"]T9#X\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N
M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(
M96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO
M=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT
M.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)#PO=&0^
M/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!R:6=H
M=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G
M/C4U+#`Q,3PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT
M+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\+W1R/@T*/'1R('-T>6QE/3-$)W9E
M<G1I8V%L+6%L:6=N.B!B;W1T;VT[(&)A8VMG<F]U;F0M8V]L;W(Z(')G8B@R
M,#0L,C,X+#(U-2D[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF)SX-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$
M)W1E>'0M86QI9VXZ(&IU<W1I9GD[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF)SY!=F5R86=E(&%N;G5A;"!I;G1E<F5S="!R
M871E('!A:60@9'5R:6YG('1H92!Y96%R/"]T9#X\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R
M87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI
M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO
M=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!R:6=H=#L@9F]N
M=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/C`N,C0E
M/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ
M(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
M9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C
M,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T
M97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P
M('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^,"XS,R4\+W1D/CQT9"!N;W=R
M87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@
M,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO
M=&0^/"]T<CX-"CPO=&%B;&4^#0H-"@T*#0H\<"!S='EL93TS1"=F;VYT.B`Q
M,'!T+VYO<FUA;"!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[(&UA
M<F=I;CH@,#L@=&5X="UA;&EG;CH@;&5F="<^)B,Q-C`[/"]P/@T*#0H\<"!S
M='EL93TS1"=F;VYT.B`Q,'!T+VYO<FUA;"!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68[(&UA<F=I;CH@,#L@=&5X="UA;&EG;CH@;&5F="<^1&5P
M;W-I=',@<F5C96EV960@9G)O;2!E>&5C=71I=F4@;V9F:6-E<G,-"F%N9"!D
M:7)E8W1O<G,@86YD('1H96ER(&%S<V]C:6%T97,@=&]T86QE9"!A<'!R;WAI
M;6%T96QY("0S,"PU-#(L,#`P(&%N9"`D,S`L-S8T+#`P,"!A="!$96-E;6)E
M<B`S,2P@,C`Q,B!A;F0@,C`Q,2P@<F5S<&5C=&EV96QY+@T*5&AE<V4@9&5P
M;W-I="!A8V-O=6YT<R!H879E('-U8G-T86YT:6%L;'D@=&AE('-A;64@=&5R
M;7,L(&EN8VQU9&EN9R!I;G1E<F5S="!R871E<RP@87,@=&AO<V4@<')E=F%I
M;&EN9R!A="!T:&4@=&EM92!F;W(@8V]M<&%R86)L90T*=')A;G-A8W1I;VYS
M('=I=&@@;W1H97(@;F]N+7)E;&%T960@9&5P;W-I=&]R<RX\+W`^#0H-"CQP
M('-T>6QE/3-$)V9O;G0Z(#$P<'0O;F]R;6%L($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9CL@;6%R9VEN.B`P.R!T97AT+6%L:6=N.B!L969T)SXF
M(S$V,#L\+W`^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@
M(#PO=&%B;&4^#0H@(#PO8F]D>3X-"CPO:'1M;#X-"@T*+2TM+2TM/5].97AT
M4&%R=%]F.3`V,V0R85\P,V4U7S0Y-#1?86(T.5\R,&4T,V1A-CEA.#8-"D-O
M;G1E;G0M3&]C871I;VXZ(&9I;&4Z+R\O0SHO9CDP-C-D,F%?,#-E-5\T.30T
M7V%B-#E?,C!E-#-D838Y83@V+U=O<FMS:&5E=',O4VAE970Q-RYH=&UL#0I#
M;VYT96YT+51R86YS9F5R+45N8V]D:6YG.B!Q=6]T960M<')I;G1A8FQE#0I#
M;VYT96YT+51Y<&4Z('1E>'0O:'1M;#L@8VAA<G-E=#TB=7,M87-C:6DB#0H-
M"CQH=&UL/@T*("`\:&5A9#X-"B`@("`\345402!H='1P+65Q=6EV/3-$0V]N
M=&5N="U4>7!E(&-O;G1E;G0],T0G=&5X="]H=&UL.R!C:&%R<V5T/75T9BTX
M)SX\<V-R:7!T('1Y<&4],T1T97AT+VIA=F%S8W)I<'0@<W)C/3-$4VAO=RYJ
M<SXO*B!$;R!.;W0@4F5M;W9E(%1H:7,@0V]M;65N="`J+SPO<V-R:7!T/CPO
M:&5A9#X-"B`@/&)O9'D^#0H@("`@/'1A8FQE(&-L87-S/3-$<F5P;W)T(&ED
M/3-$240P14Q%/@T*("`@("`@/'1R/@T*("`@("`@("`\=&@@8VQA<W,],T1T
M;"!C;VQS<&%N/3-$,2!R;W=S<&%N/3-$,CX\<W1R;VYG/D)O<G)O=VEN9W,@
M86YD($)O<G)O=VEN9W,@079A:6QA8FEL:71Y/&)R/CPO<W1R;VYG/CPO=&@^
M#0H@("`@("`@(#QT:"!C;&%S<STS1'1H(&-O;'-P86X],T0Q/C$R($UO;G1H
M<R!%;F1E9#PO=&@^#0H@("`@("`\+W1R/@T*("`@("`@/'1R/@T*("`@("`@
M("`\=&@@8VQA<W,],T1T:#Y$96,N(#,Q+"`R,#$R/&)R/CPO=&@^#0H@("`@
M("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F4^#0H@("`@("`@(#QT9"!C
M;&%S<STS1'!L('9A;&EG;CTS1'1O<#X\<W1R;VYG/DYO=&5S('1O($9I;F%N
M8VEA;"!3=&%T96UE;G1S/"]S=')O;F<^/"]T9#X-"B`@("`@("`@/'1D(&-L
M87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@
M("`@("`\='(@8VQA<W,],T1R;SX-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@
M=F%L:6=N/3-$=&]P/D)O<G)O=VEN9W,@86YD($)O<G)O=VEN9W,@079A:6QA
M8FEL:71Y/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<"!S='EL
M93TS1"=F;VYT.B`Q,'!T+VYO<FUA;"!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68[(&UA<F=I;CH@,#L@=&5X="UA;&EG;CH@:G5S=&EF>2<^/&(^
M3F]T92`Q,"X@0F]R<F]W:6YG<R!A;F0@0F]R<F]W:6YG<PT*079A:6QA8FEL
M:71Y/"]B/B8C,38P.SPO<#X-"@T*/'`@<W1Y;&4],T0G9F]N=#H@,3!P="]N
M;W)M86P@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!M87)G:6XZ
M(#`[('1E>'0M86QI9VXZ(&IU<W1I9GD[('1E>'0M:6YD96YT.B`P+C5I;B<^
M)B,Q-C`[/"]P/@T*#0H\<"!S='EL93TS1"=F;VYT.B`Q,'!T+VYO<FUA;"!#
M86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[(&UA<F=I;CH@,#L@=&5X
M="UA;&EG;CH@;&5F="<^5&AE(&9O;&QO=VEN9R!T86)L97,@<')E<V5N="!I
M;F9O<FUA=&EO;@T*<F5G87)D:6YG('1H92!#;VUP86YY)B,Q-#8[<R!O=71S
M=&%N9&EN9R!B;W)R;W=I;F=S(&%T($1E8V5M8F5R(#,Q+"`R,#$R(&%N9"`R
M,#$Q.CPO<#X-"@T*/'`@<W1Y;&4],T0G9F]N=#H@,3!P="]N;W)M86P@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!M87)G:6XZ(#`[('1E>'0M
M86QI9VXZ(&QE9G0[('1E>'0M:6YD96YT.B`P+C(U:6XG/B8C,38P.SPO<#X-
M"@T*/'1A8FQE(&-E;&QP861D:6YG/3-$,"!C96QL<W!A8VEN9STS1#`@<W1Y
M;&4],T0G8F]R9&5R+6-O;&QA<'-E.B!C;VQL87!S93L@=VED=&@Z(#$P,"4[
M(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SX-
M"CQT<B!S='EL93TS1"=V97)T:6-A;"UA;&EG;CH@8F]T=&]M.R!F;VYT.B`Q
M,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^#0H@("`@/'1D
M(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!C96YT97([
M(&)O<F1E<BUB;W1T;VTZ($)L86-K(#%P="!S;VQI9#L@9F]N=#H@,3!P="!#
M86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/D1E<V-R:7!T:6]N("T@
M,C`Q,CPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P861D:6YG
M+6)O='1O;3H@,7!T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&-E;G1E<CL@8F]R9&5R+6)O='1O
M;3H@0FQA8VL@,7!T('-O;&ED.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9B<^1'5E(&1A=&4\+W1D/CQT9"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#%P=#L@9F]N=#H@,3!P
M="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^
M#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N
M.B!C96YT97([(&)O<F1E<BUB;W1T;VTZ($)L86-K(#%P="!S;VQI9#L@9F]N
M=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/D-A;&P@
M1F5A='5R93PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P861D
M:6YG+6)O='1O;3H@,7!T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@8V]L<W!A;CTS
M1#(@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&-E;G1E
M<CL@8F]R9&5R+6)O='1O;3H@0FQA8VL@,7!T('-O;&ED.R!F;VYT.B`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^,C`Q,B`\8G(@+SY!
M;6]U;G0\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN
M9RUB;W1T;VTZ(#%P=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S
M='EL93TS1"=P861D:6YG+6)O='1O;3H@,7!T.R!F;VYT.B`Q,'!T($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\
M=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&-E;G1E
M<CL@8F]R9&5R+6)O='1O;3H@0FQA8VL@,7!T('-O;&ED.R!F;VYT.B`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^26YT97)E<W0@4F%T
M93PO=&0^/"]T<CX-"CQT<B!S='EL93TS1"=V97)T:6-A;"UA;&EG;CH@8F]T
M=&]M.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9B<^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L
M:6=N.B!C96YT97([('!A9&1I;F<M;&5F=#H@-2XT<'0[(&9O;G0Z(#$P<'0@
M0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I
M+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D
M(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!C96YT97([
M('!A9&1I;F<M;&5F=#H@-2XT<'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO
M=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!C96YT97([('!A9&1I;F<M;&5F
M=#H@-2XT<'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4]
M,T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G
M/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=T97AT+6%L:6=N.B!L969T.R!V97)T:6-A;"UA;&EG;CH@=&]P.R!F;VYT
M.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[
M/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ
M(')I9VAT.R!V97)T:6-A;"UA;&EG;CH@=&]P.R!F;VYT.B`Q,'!T($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W
M<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z
M(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\
M+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#
M86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@
M("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!C
M96YT97([('!A9&1I;F<M;&5F=#H@-2XT<'0[(&9O;G0Z(#$P<'0@0V%L:6)R
M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CPO='(^#0H\
M='(@<W1Y;&4],T0G=F5R=&EC86PM86QI9VXZ(&)O='1O;3L@8F%C:V=R;W5N
M9"UC;VQO<CH@<F=B*#(P-"PR,S@L,C4U*3L@9F]N=#H@,3!P="!#86QI8G)I
M+"!(96QV971I8V$L(%-A;G,M4V5R:68G/@T*("`@(#QT9"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G=VED=&@Z(#(U)3L@=&5X="UA;&EG;CH@;&5F=#L@
M=&5X="UI;F1E;G0Z("TP+C(U:6X[('!A9&1I;F<M;&5F=#H@,"XR-6EN.R!V
M97)T:6-A;"UA;&EG;CH@=&]P.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9B<^5')U<W0@4')E9F5R<F5D(%-E8W5R:71I97,\
M+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=VED=&@Z(#$E.R!F
M;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q
M-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W=I
M9'1H.B`Q-24[('1E>'0M86QI9VXZ(&-E;G1E<CL@<&%D9&EN9RUL969T.B`U
M+C1P=#L@=F5R=&EC86PM86QI9VXZ('1O<#L@9F]N=#H@,3!P="!#86QI8G)I
M+"!(96QV971I8V$L(%-A;G,M4V5R:68G/C$O,C,O,S0\+W1D/CQT9"!N;W=R
M87`],T1N;W=R87`@<W1Y;&4],T0G=VED=&@Z(#$E.R!F;VYT.B`Q,'!T($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@
M("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W=I9'1H.B`R,B4[('1E
M>'0M86QI9VXZ(&-E;G1E<CL@<&%D9&EN9RUL969T.B`U+C1P=#L@=F5R=&EC
M86PM86QI9VXZ('1O<#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68G/E%U87)T97)L>2!B>2!#;VUP86YY(#QB<B`O/F)E9VEN
M;FEN9R`Q+S(S+S`Y/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$
M)W=I9'1H.B`Q)3L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A
M<"!S='EL93TS1"=W:61T:#H@,24[('1E>'0M86QI9VXZ(&QE9G0[('9E<G1I
M8V%L+6%L:6=N.B!T;W`[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A
M+"!386YS+5-E<FEF)SXD/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE
M/3-$)W=I9'1H.B`W)3L@=&5X="UA;&EG;CH@<FEG:'0[('9E<G1I8V%L+6%L
M:6=N.B!T;W`[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF)SXR,"PV,C`L,#`P/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T
M>6QE/3-$)W=I9'1H.B`Q)3L@=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P
M="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^
M/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=W:61T:#H@,24[(&9O;G0Z
M(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\
M+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=VED=&@Z
M(#(U)3L@=&5X="UA;&EG;CH@8V5N=&5R.R!P861D:6YG+6QE9G0Z(#4N-'!T
M.R!V97)T:6-A;"UA;&EG;CH@=&]P.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9B<^,RXP,24@870@,3(O,S$O,3(@/&)R("\^
M861J=7-T86)L92!R871E(#QB<B`O/C,@;6]N=&@@3$E"3U(@*R`R+C<P)3PO
M=&0^/"]T<CX-"CQT<B!S='EL93TS1"=V97)T:6-A;"UA;&EG;CH@8F]T=&]M
M.R!B86-K9W)O=6YD+6-O;&]R.B!7:&ET93L@9F]N=#H@,3!P="!#86QI8G)I
M+"!(96QV971I8V$L(%-A;G,M4V5R:68G/@T*("`@(#QT9"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@<&%D9&EN9RUB;W1T
M;VTZ(#%P=#L@=&5X="UI;F1E;G0Z("TP+C(U:6X[('!A9&1I;F<M;&5F=#H@
M,"XR-6EN.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$
M)W!A9&1I;F<M8F]T=&]M.B`Q<'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R
M87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@8V5N=&5R.R!P861D
M:6YG+6)O='1O;3H@,7!T.R!P861D:6YG+6QE9G0Z(#4N-'!T.R!F;VYT.B`Q
M,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T
M9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M
M.B`Q<'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y
M;&4],T0G=&5X="UA;&EG;CH@8V5N=&5R.R!P861D:6YG+6)O='1O;3H@,7!T
M.R!P861D:6YG+6QE9G0Z(#4N-'!T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`Q<'0[(&9O;G0Z(#$P
M<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D
M/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB
M;W1T;VTZ(#%P=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68[('1E>'0M86QI9VXZ(&QE9G0[('9E<G1I8V%L+6%L:6=N.B!T
M;W`G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P
M861D:6YG+6)O='1O;3H@,7!T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9CL@=&5X="UA;&EG;CH@<FEG:'0[('9E<G1I8V%L
M+6%L:6=N.B!T;W`G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S
M='EL93TS1"=P861D:6YG+6)O='1O;3H@,7!T.R!T97AT+6%L:6=N.B!L969T
M.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^
M)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I
M;F<M8F]T=&]M.B`Q<'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A
M+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@8V5N=&5R.R!P861D:6YG+6)O
M='1O;3H@,7!T.R!P861D:6YG+6QE9G0Z(#4N-'!T.R!F;VYT.B`Q,'!T($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\+W1R
M/@T*/'1R('-T>6QE/3-$)W9E<G1I8V%L+6%L:6=N.B!B;W1T;VT[(&)A8VMG
M<F]U;F0M8V]L;W(Z(')G8B@R,#0L,C,X+#(U-2D[(&9O;G0Z(#$P<'0@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SX-"B`@("`\=&0@;F]W<F%P
M/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[('!A9&1I;F<M
M8F]T=&]M.B`Q<'0[('1E>'0M:6YD96YT.B`M,"XR-6EN.R!P861D:6YG+6QE
M9G0Z(#`N,C5I;CL@=F5R=&EC86PM86QI9VXZ('1O<#L@9F]N=#H@,3!P="!#
M86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/E1R=7-T(%!R969E<G)E
M9"!396-U<FET:65S/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$
M)W!A9&1I;F<M8F]T=&]M.B`Q<'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R
M87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@8V5N=&5R.R!P861D
M:6YG+6)O='1O;3H@,7!T.R!P861D:6YG+6QE9G0Z(#4N-'!T.R!V97)T:6-A
M;"UA;&EG;CH@=&]P.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9B<^-B\Q-2\S-CPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S
M='EL93TS1"=P861D:6YG+6)O='1O;3H@,7!T.R!F;VYT.B`Q,'!T($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\
M=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&-E;G1E
M<CL@<&%D9&EN9RUB;W1T;VTZ(#%P=#L@<&%D9&EN9RUL969T.B`U+C1P=#L@
M=F5R=&EC86PM86QI9VXZ('1O<#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV
M971I8V$L(%-A;G,M4V5R:68G/E%U87)T97)L>2!B>2!#;VUP86YY(#QB<B`O
M/F)E9VEN;FEN9R`V+S$U+S$Q/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T
M>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`Q<'0[(&9O;G0Z(#$P<'0@0V%L:6)R
M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#%P
M=#L@=&5X="UA;&EG;CH@;&5F=#L@=F5R=&EC86PM86QI9VXZ('1O<#L@9F]N
M=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[(&)O<F1E
M<BUB;W1T;VTZ($)L86-K(#%P="!S;VQI9"<^)B,Q-C`[/"]T9#X\=&0@;F]W
M<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`Q<'0[('1E
M>'0M86QI9VXZ(')I9VAT.R!V97)T:6-A;"UA;&EG;CH@=&]P.R!F;VYT.B`Q
M,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@8F]R9&5R+6)O
M='1O;3H@0FQA8VL@,7!T('-O;&ED)SXR-2PW-S0L,#`P/"]T9#X\=&0@;F]W
M<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`Q<'0[('1E
M>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A
M+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@
M<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#%P=#L@9F]N=#H@,3!P="!#86QI
M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@
M/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!C96YT
M97([('!A9&1I;F<M8F]T=&]M.B`Q<'0[('!A9&1I;F<M;&5F=#H@-2XT<'0[
M('9E<G1I8V%L+6%L:6=N.B!T;W`[(&)O<F1E<BUB;W1T;VTZ($)L86-K(#%P
M="!S;VQI9#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68G/C$N-S`E(&%T(#$R+S,Q+S$R(#QB<B`O/F%D:G5S=&%B;&4@<F%T
M92`\8G(@+SXS(&UO;G1H($Q)0D]2("L@,2XS.24\+W1D/CPO='(^#0H\='(@
M<W1Y;&4],T0G=F5R=&EC86PM86QI9VXZ(&)O='1O;3L@8F%C:V=R;W5N9"UC
M;VQO<CH@5VAI=&4[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF)SX-"B`@("`\=&0@8V]L<W!A;CTS1#4@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[('!A9&1I;F<M8F]T=&]M
M.B`R+C5P=#L@<&%D9&EN9RUL969T.B`P.R!V97)T:6-A;"UA;&EG;CH@=&]P
M.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^
M5&]T86P@8F]R<F]W:6YG<R`O('=E:6=H=&5D(&%V97)A9V4@<F%T92!A<R!O
M9B!$96-E;6)E<B`S,2P@,C`Q,CPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S
M='EL93TS1"=P861D:6YG+6)O='1O;3H@,BXU<'0[(&9O;G0Z(#$P<'0@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@
M(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G8F]R9&5R+6)O='1O;3H@
M0FQA8VL@,BXU<'0@9&]U8FQE.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9CL@=&5X="UA;&EG;CH@;&5F=#L@=F5R=&EC86PM
M86QI9VXZ('1O<"<^)#PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=B;W)D97(M8F]T=&]M.B!";&%C:R`R+C5P="!D;W5B;&4[(&9O;G0Z(#$P
M<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T97AT+6%L:6=N
M.B!R:6=H=#L@=F5R=&EC86PM86QI9VXZ('1O<"<^-#8L,SDT+#`P,#PO=&0^
M/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@
M,BXU<'0[('1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#(N-7!T.R!F;VYT
M.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[
M/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M
M86QI9VXZ(&-E;G1E<CL@<&%D9&EN9RUB;W1T;VTZ(#(N-7!T.R!P861D:6YG
M+6QE9G0Z(#4N-'!T.R!V97)T:6-A;"UA;&EG;CH@=&]P.R!F;VYT.B`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^,BXR."4\+W1D/CPO
M='(^#0H\+W1A8FQE/@T*#0H\<"!S='EL93TS1"=F;VYT.B`Q,'!T+VYO<FUA
M;"!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[(&UA<F=I;CH@,#L@
M=&5X="UA;&EG;CH@;&5F="<^)B,Q-C`[/"]P/@T*#0H\<"!S='EL93TS1"=F
M;VYT.B`Q,'!T+VYO<FUA;"!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R
M:68[(&UA<F=I;CH@,#L@=&5X="UA;&EG;CH@;&5F=#L@=&5X="UI;F1E;G0Z
M(#`N,C5I;B<^)B,Q-C`[/"]P/@T*#0H\=&%B;&4@8V5L;'!A9&1I;F<],T0P
M(&-E;&QS<&%C:6YG/3-$,"!S='EL93TS1"=B;W)D97(M8V]L;&%P<V4Z(&-O
M;&QA<'-E.R!W:61T:#H@,3`P)3L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV
M971I8V$L(%-A;G,M4V5R:68G/@T*/'1R('-T>6QE/3-$)W9E<G1I8V%L+6%L
M:6=N.B!B;W1T;VT[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF)SX-"B`@("`\=&0@<W1Y;&4],T0G=&5X="UA;&EG;CH@8V5N
M=&5R.R!B;W)D97(M8F]T=&]M.B!";&%C:R`Q<'0@<V]L:60[(&9O;G0Z(#$P
M<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T97AT+6EN9&5N
M=#H@,#L@=F5R=&EC86PM86QI9VXZ(&)O='1O;2<^1&5S8W)I<'1I;VX@+2`R
M,#$Q/"]T9#X\=&0@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#%P=#L@=&5X
M="UA;&EG;CH@8V5N=&5R.R!V97)T:6-A;"UA;&EG;CH@8F]T=&]M.R!F;VYT
M.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[
M/"]T9#X-"B`@("`\=&0@<W1Y;&4],T0G=&5X="UA;&EG;CH@8V5N=&5R.R!B
M;W)D97(M8F]T=&]M.B!";&%C:R`Q<'0@<V]L:60[(&9O;G0Z(#$P<'0@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!V97)T:6-A;"UA;&EG;CH@
M8F]T=&]M)SY$=64@9&%T93PO=&0^/'1D('-T>6QE/3-$)W!A9&1I;F<M8F]T
M=&]M.B`Q<'0[('1E>'0M86QI9VXZ(&-E;G1E<CL@=F5R=&EC86PM86QI9VXZ
M(&)O='1O;3L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D('-T>6QE/3-$)W1E>'0M86QI
M9VXZ(&-E;G1E<CL@8F]R9&5R+6)O='1O;3H@0FQA8VL@,7!T('-O;&ED.R!F
M;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@=F5R
M=&EC86PM86QI9VXZ(&)O='1O;2<^0V%L;"!&96%T=7)E/"]T9#X\=&0@<W1Y
M;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#%P=#L@=&5X="UA;&EG;CH@8V5N=&5R
M.R!V97)T:6-A;"UA;&EG;CH@8F]T=&]M.R!F;VYT.B`Q,'!T($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@
M8V]L<W!A;CTS1#(@<W1Y;&4],T0G=&5X="UA;&EG;CH@8V5N=&5R.R!B;W)D
M97(M8F]T=&]M.B!";&%C:R`Q<'0@<V]L:60[(&9O;G0Z(#$P<'0@0V%L:6)R
M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!V97)T:6-A;"UA;&EG;CH@8F]T
M=&]M)SXR,#$Q(#QB<B`O/D%M;W5N=#PO=&0^/'1D('-T>6QE/3-$)W!A9&1I
M;F<M8F]T=&]M.B`Q<'0[('1E>'0M86QI9VXZ(&-E;G1E<CL@=F5R=&EC86PM
M86QI9VXZ(&)O='1O;3L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D('-T>6QE/3-$)W!A9&1I;F<M
M8F]T=&]M.B`Q<'0[('1E>'0M86QI9VXZ(&-E;G1E<CL@=F5R=&EC86PM86QI
M9VXZ(&)O='1O;3L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D('-T>6QE/3-$)W1E>'0M
M86QI9VXZ(&-E;G1E<CL@8F]R9&5R+6)O='1O;3H@0FQA8VL@,7!T('-O;&ED
M.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@
M=F5R=&EC86PM86QI9VXZ(&)O='1O;2<^26YT97)E<W0@4F%T93PO=&0^/"]T
M<CX-"CQT<B!S='EL93TS1"=V97)T:6-A;"UA;&EG;CH@8F]T=&]M.R!F;VYT
M.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^#0H@("`@
M/'1D('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[('1E>'0M:6YD96YT.B`P
M.R!V97)T:6-A;"UA;&EG;CH@=&]P.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@<W1Y;&4],T0G
M9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C
M,38P.SPO=&0^#0H@("`@/'1D('-T>6QE/3-$)W1E>'0M86QI9VXZ(&-E;G1E
M<CL@=F5R=&EC86PM86QI9VXZ('1O<#L@9F]N=#H@,3!P="!#86QI8G)I+"!(
M96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D('-T>6QE/3-$
M)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF
M(S$V,#L\+W1D/@T*("`@(#QT9"!S='EL93TS1"=T97AT+6%L:6=N.B!C96YT
M97([('9E<G1I8V%L+6%L:6=N.B!T;W`[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!S='EL93TS
M1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^
M)B,Q-C`[/"]T9#X-"B`@("`\=&0@8V]L<W!A;CTS1#(@<W1Y;&4],T0G=&5X
M="UA;&EG;CH@8V5N=&5R.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@<W1Y;&4],T0G9F]N=#H@
M,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO
M=&0^/'1D('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A
M+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!S='EL93TS1"=T
M97AT+6%L:6=N.B!C96YT97([('9E<G1I8V%L+6%L:6=N.B!T;W`[(&9O;G0Z
M(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\
M+W1D/CPO='(^#0H\='(@<W1Y;&4],T0G=F5R=&EC86PM86QI9VXZ(&)O='1O
M;3L@8F%C:V=R;W5N9"UC;VQO<CH@<F=B*#(P-"PR,S@L,C4U*3L@9F]N=#H@
M,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/@T*("`@(#QT
M9"!S='EL93TS1"=W:61T:#H@,C4E.R!T97AT+6%L:6=N.B!L969T.R!T97AT
M+6EN9&5N=#H@,#L@=F5R=&EC86PM86QI9VXZ('1O<#L@9F]N=#H@,3!P="!#
M86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/D9(3$(@5&5R;2!.;W1E
M/"]T9#X\=&0@<W1Y;&4],T0G=VED=&@Z(#$E.R!F;VYT.B`Q,'!T($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\
M=&0@<W1Y;&4],T0G=VED=&@Z(#$U)3L@=&5X="UA;&EG;CH@8V5N=&5R.R!P
M861D:6YG+6QE9G0Z(#4N-'!T.R!V97)T:6-A;"UA;&EG;CH@=&]P.R!F;VYT
M.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^-"\R,"\Q
M,CPO=&0^/'1D('-T>6QE/3-$)W=I9'1H.B`Q)3L@9F]N=#H@,3!P="!#86QI
M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@
M/'1D('-T>6QE/3-$)W=I9'1H.B`R,B4[('1E>'0M86QI9VXZ(&-E;G1E<CL@
M<&%D9&EN9RUL969T.B`U+C1P=#L@=F5R=&EC86PM86QI9VXZ('1O<#L@9F]N
M=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/E%U87)T
M97)L>2!B>2!&2$Q"+"`\8G(@+SX-"F)E9VEN;FEN9R`T+S(P+S`Y/"]T9#X\
M=&0@<W1Y;&4],T0G=VED=&@Z(#$E.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@<W1Y
M;&4],T0G=VED=&@Z(#$E.R!T97AT+6%L:6=N.B!L969T.R!V97)T:6-A;"UA
M;&EG;CH@=&]P.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9B<^)#PO=&0^/'1D('-T>6QE/3-$)W=I9'1H.B`W)3L@=&5X="UA
M;&EG;CH@<FEG:'0[('9E<G1I8V%L+6%L:6=N.B!T;W`[(&9O;G0Z(#$P<'0@
M0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXW+#4P,"PP,#`\+W1D
M/CQT9"!S='EL93TS1"=W:61T:#H@,24[('1E>'0M86QI9VXZ(&QE9G0[(&9O
M;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V
M,#L\+W1D/CQT9"!S='EL93TS1"=W:61T:#H@,24[(&9O;G0Z(#$P<'0@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@
M(#QT9"!S='EL93TS1"=W:61T:#H@,C4E.R!T97AT+6%L:6=N.B!C96YT97([
M('!A9&1I;F<M;&5F=#H@-2XT<'0[('9E<G1I8V%L+6%L:6=N.B!T;W`[(&9O
M;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXT+C4Q
M)2!F:7AE9#PO=&0^/"]T<CX-"CQT<B!S='EL93TS1"=V97)T:6-A;"UA;&EG
M;CH@8F]T=&]M.R!B86-K9W)O=6YD+6-O;&]R.B!7:&ET93L@9F]N=#H@,3!P
M="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/@T*("`@(#QT9"!S
M='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!T97AT+6EN9&5N=#H@,#L@=F5R
M=&EC86PM86QI9VXZ('1O<#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I
M8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D('-T>6QE/3-$)V9O;G0Z
M(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\
M+W1D/@T*("`@(#QT9"!S='EL93TS1"=T97AT+6%L:6=N.B!C96YT97([('!A
M9&1I;F<M;&5F=#H@-2XT<'0[('9E<G1I8V%L+6%L:6=N.B!T;W`[(&9O;G0Z
M(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\
M+W1D/CQT9"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@<W1Y;&4],T0G
M=&5X="UA;&EG;CH@8V5N=&5R.R!P861D:6YG+6QE9G0Z(#4N-'!T.R!V97)T
M:6-A;"UA;&EG;CH@=&]P.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@<W1Y;&4],T0G9F]N=#H@
M,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO
M=&0^#0H@("`@/'1D('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[('9E<G1I
M8V%L+6%L:6=N.B!T;W`[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A
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M93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@<W1Y;&4],T0G=&5X="UA;&EG;CH@
M8V5N=&5R.R!P861D:6YG+6QE9G0Z(#4N-'!T.R!V97)T:6-A;"UA;&EG;CH@
M=&]P.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9B<^)B,Q-C`[/"]T9#X\+W1R/@T*/'1R('-T>6QE/3-$)W9E<G1I8V%L+6%L
M:6=N.B!B;W1T;VT[(&)A8VMG<F]U;F0M8V]L;W(Z(')G8B@R,#0L,C,X+#(U
M-2D[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF
M)SX-"B`@("`\=&0@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@=&5X="UI
M;F1E;G0Z(#`[('9E<G1I8V%L+6%L:6=N.B!T;W`[(&9O;G0Z(#$P<'0@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SY&2$Q"(%1E<FT@3F]T93PO
M=&0^/'1D('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A
M+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!S='EL93TS1"=T
M97AT+6%L:6=N.B!C96YT97([('!A9&1I;F<M;&5F=#H@-2XT<'0[('9E<G1I
M8V%L+6%L:6=N.B!T;W`[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A
M+"!386YS+5-E<FEF)SXV+S(X+S$R/"]T9#X\=&0@<W1Y;&4],T0G9F]N=#H@
M,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO
M=&0^#0H@("`@/'1D('-T>6QE/3-$)W1E>'0M86QI9VXZ(&-E;G1E<CL@<&%D
M9&EN9RUL969T.B`U+C1P=#L@=F5R=&EC86PM86QI9VXZ('1O<#L@9F]N=#H@
M,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/DYO;F4\+W1D
M/CQT9"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@<W1Y;&4],T0G=&5X
M="UA;&EG;CH@;&5F=#L@=F5R=&EC86PM86QI9VXZ('1O<#L@9F]N=#H@,3!P
M="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^
M/'1D('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!V97)T:6-A;"UA;&EG
M;CH@=&]P.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9B<^,34L,#`P+#`P,#PO=&0^/'1D('-T>6QE/3-$)W1E>'0M86QI9VXZ
M(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF)SXF(S$V,#L\+W1D/CQT9"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\
M=&0@<W1Y;&4],T0G=&5X="UA;&EG;CH@8V5N=&5R.R!P861D:6YG+6QE9G0Z
M(#4N-'!T.R!V97)T:6-A;"UA;&EG;CH@=&]P.R!F;VYT.B`Q,'!T($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^,"XV.24@9FEX960\+W1D/CPO
M='(^#0H\='(@<W1Y;&4],T0G=F5R=&EC86PM86QI9VXZ(&)O='1O;3L@8F%C
M:V=R;W5N9"UC;VQO<CH@5VAI=&4[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF)SX-"B`@("`\=&0@<W1Y;&4],T0G=&5X="UA
M;&EG;CH@;&5F=#L@=&5X="UI;F1E;G0Z(#`[('9E<G1I8V%L+6%L:6=N.B!T
M;W`[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF
M)SXF(S$V,#L\+W1D/CQT9"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@
M<W1Y;&4],T0G=&5X="UA;&EG;CH@8V5N=&5R.R!P861D:6YG+6QE9G0Z(#4N
M-'!T.R!V97)T:6-A;"UA;&EG;CH@=&]P.R!F;VYT.B`Q,'!T($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@<W1Y;&4]
M,T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G
M/B8C,38P.SPO=&0^#0H@("`@/'1D('-T>6QE/3-$)W1E>'0M86QI9VXZ(&-E
M;G1E<CL@<&%D9&EN9RUL969T.B`U+C1P=#L@=F5R=&EC86PM86QI9VXZ('1O
M<#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G
M/B8C,38P.SPO=&0^/'1D('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!S
M='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!V97)T:6-A;"UA;&EG;CH@=&]P
M.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^
M)B,Q-C`[/"]T9#X\=&0@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[('9E
M<G1I8V%L+6%L:6=N.B!T;W`[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!S='EL93TS1"=T97AT
M+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@<W1Y;&4],T0G9F]N=#H@,3!P
M="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^
M#0H@("`@/'1D('-T>6QE/3-$)W1E>'0M86QI9VXZ(&-E;G1E<CL@<&%D9&EN
M9RUL969T.B`U+C1P=#L@=F5R=&EC86PM86QI9VXZ('1O<#L@9F]N=#H@,3!P
M="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^
M/"]T<CX-"CQT<B!S='EL93TS1"=V97)T:6-A;"UA;&EG;CH@8F]T=&]M.R!B
M86-K9W)O=6YD+6-O;&]R.B!R9V(H,C`T+#(S."PR-34I.R!F;VYT.B`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^#0H@("`@/'1D('-T
M>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[('1E>'0M:6YD96YT.B`P.R!V97)T
M:6-A;"UA;&EG;CH@=&]P.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9B<^1DA,0B!497)M($YO=&4F(SD[/"]T9#X\=&0@<W1Y
M;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R
M:68G/B8C,38P.SPO=&0^#0H@("`@/'1D('-T>6QE/3-$)W1E>'0M86QI9VXZ
M(&-E;G1E<CL@<&%D9&EN9RUL969T.B`U+C1P=#L@=F5R=&EC86PM86QI9VXZ
M('1O<#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R
M:68G/C$R+S(X+S$R/"]T9#X\=&0@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI
M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@
M/'1D('-T>6QE/3-$)W1E>'0M86QI9VXZ(&-E;G1E<CL@<&%D9&EN9RUL969T
M.B`U+C1P=#L@=F5R=&EC86PM86QI9VXZ('1O<#L@9F]N=#H@,3!P="!#86QI
M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/DYO;F4\+W1D/CQT9"!S='EL
M93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@<W1Y;&4],T0G=&5X="UA;&EG;CH@
M;&5F=#L@=F5R=&EC86PM86QI9VXZ('1O<#L@9F]N=#H@,3!P="!#86QI8G)I
M+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D('-T>6QE
M/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!V97)T:6-A;"UA;&EG;CH@=&]P.R!F
M;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^-RPU
M,#`L,#`P/"]T9#X\=&0@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N
M=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P
M.SPO=&0^/'1D('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!S='EL93TS
M1"=T97AT+6%L:6=N.B!C96YT97([('!A9&1I;F<M;&5F=#H@-2XT<'0[('9E
M<G1I8V%L+6%L:6=N.B!T;W`[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF)SXP+CDQ)2!F:7AE9#PO=&0^/"]T<CX-"CQT<B!S
M='EL93TS1"=V97)T:6-A;"UA;&EG;CH@8F]T=&]M.R!B86-K9W)O=6YD+6-O
M;&]R.B!7:&ET93L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68G/@T*("`@(#QT9"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T
M.R!T97AT+6EN9&5N=#H@,#L@=F5R=&EC86PM86QI9VXZ('1O<#L@9F]N=#H@
M,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO
M=&0^/'1D('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A
M+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!S='EL93TS1"=T
M97AT+6%L:6=N.B!C96YT97([('!A9&1I;F<M;&5F=#H@-2XT<'0[('9E<G1I
M8V%L+6%L:6=N.B!T;W`[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A
M+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!S='EL93TS1"=F;VYT.B`Q
M,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T
M9#X-"B`@("`\=&0@<W1Y;&4],T0G=&5X="UA;&EG;CH@8V5N=&5R.R!P861D
M:6YG+6QE9G0Z(#4N-'!T.R!V97)T:6-A;"UA;&EG;CH@=&]P.R!F;VYT.B`Q
M,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T
M9#X\=&0@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D('-T>6QE/3-$)W1E
M>'0M86QI9VXZ(&QE9G0[('9E<G1I8V%L+6%L:6=N.B!T;W`[(&9O;G0Z(#$P
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M)SXF(S$V,#L\+W1D/CQT9"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@
M<W1Y;&4],T0G=&5X="UA;&EG;CH@8V5N=&5R.R!P861D:6YG+6QE9G0Z(#4N
M-'!T.R!V97)T:6-A;"UA;&EG;CH@=&]P.R!F;VYT.B`Q,'!T($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\+W1R/@T*/'1R
M('-T>6QE/3-$)W9E<G1I8V%L+6%L:6=N.B!B;W1T;VT[(&)A8VMG<F]U;F0M
M8V]L;W(Z(')G8B@R,#0L,C,X+#(U-2D[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF)SX-"B`@("`\=&0@<W1Y;&4],T0G=&5X
M="UA;&EG;CH@;&5F=#L@=&5X="UI;F1E;G0Z(#`[('9E<G1I8V%L+6%L:6=N
M.B!T;W`[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF)SY&2$Q"(%1E<FT@3F]T93PO=&0^/'1D('-T>6QE/3-$)V9O;G0Z(#$P
M<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D
M/@T*("`@(#QT9"!S='EL93TS1"=T97AT+6%L:6=N.B!C96YT97([('!A9&1I
M;F<M;&5F=#H@-2XT<'0[('9E<G1I8V%L+6%L:6=N.B!T;W`[(&9O;G0Z(#$P
M<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXV+S(X+S(P,3,\
M+W1D/CQT9"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@<W1Y;&4],T0G
M=&5X="UA;&EG;CH@8V5N=&5R.R!P861D:6YG+6QE9G0Z(#4N-'!T.R!V97)T
M:6-A;"UA;&EG;CH@=&]P.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9B<^3F]N93PO=&0^/'1D('-T>6QE/3-$)V9O;G0Z(#$P
M<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D
M/@T*("`@(#QT9"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!V97)T:6-A
M;"UA;&EG;CH@=&]P.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@<W1Y;&4],T0G=&5X="UA;&EG
M;CH@<FEG:'0[('9E<G1I8V%L+6%L:6=N.B!T;W`[(&9O;G0Z(#$P<'0@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXQ-2PP,#`L,#`P/"]T9#X\
M=&0@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI
M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D('-T
M>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!S='EL93TS1"=T97AT+6%L:6=N
M.B!C96YT97([('!A9&1I;F<M;&5F=#H@-2XT<'0[('9E<G1I8V%L+6%L:6=N
M.B!T;W`[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF)SXP+C<R)2!F:7AE9#PO=&0^/"]T<CX-"CQT<B!S='EL93TS1"=V97)T
M:6-A;"UA;&EG;CH@8F]T=&]M.R!B86-K9W)O=6YD+6-O;&]R.B!7:&ET93L@
M9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/@T*
M("`@(#QT9"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!T97AT+6EN9&5N
M=#H@,#L@=F5R=&EC86PM86QI9VXZ('1O<#L@9F]N=#H@,3!P="!#86QI8G)I
M+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D('-T>6QE
M/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF
M)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!S='EL93TS1"=T97AT+6%L:6=N.B!C
M96YT97([('!A9&1I;F<M;&5F=#H@-2XT<'0[('9E<G1I8V%L+6%L:6=N.B!T
M;W`[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF
M)SXF(S$V,#L\+W1D/CQT9"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@
M<W1Y;&4],T0G=&5X="UA;&EG;CH@8V5N=&5R.R!P861D:6YG+6QE9G0Z(#4N
M-'!T.R!V97)T:6-A;"UA;&EG;CH@=&]P.R!F;VYT.B`Q,'!T($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@<W1Y;&4]
M,T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G
M/B8C,38P.SPO=&0^#0H@("`@/'1D('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE
M9G0[('9E<G1I8V%L+6%L:6=N.B!T;W`[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@
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M/CQT9"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@<W1Y;&4],T0G=&5X
M="UA;&EG;CH@8V5N=&5R.R!P861D:6YG+6QE9G0Z(#4N-'!T.R!V97)T:6-A
M;"UA;&EG;CH@=&]P.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\+W1R/@T*/'1R('-T>6QE/3-$)W9E
M<G1I8V%L+6%L:6=N.B!B;W1T;VT[(&)A8VMG<F]U;F0M8V]L;W(Z(')G8B@R
M,#0L,C,X+#(U-2D[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF)SX-"B`@("`\=&0@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F
M=#L@=&5X="UI;F1E;G0Z(#`[('9E<G1I8V%L+6%L:6=N.B!T;W`[(&9O;G0Z
M(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SY&2$Q"(%1E
M<FT@3F]T928C.3L\+W1D/CQT9"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\
M=&0@<W1Y;&4],T0G=&5X="UA;&EG;CH@8V5N=&5R.R!P861D:6YG+6QE9G0Z
M(#4N-'!T.R!V97)T:6-A;"UA;&EG;CH@=&]P.R!F;VYT.B`Q,'!T($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^,3(O,S`O,3,\+W1D/CQT9"!S
M='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@<W1Y;&4],T0G=&5X="UA;&EG
M;CH@8V5N=&5R.R!P861D:6YG+6QE9G0Z(#4N-'!T.R!V97)T:6-A;"UA;&EG
M;CH@=&]P.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9B<^3F]N93PO=&0^/'1D('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R
M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT
M9"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!V97)T:6-A;"UA;&EG;CH@
M=&]P.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9B<^)B,Q-C`[/"]T9#X\=&0@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[
M('9E<G1I8V%L+6%L:6=N.B!T;W`[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF)SXW+#4P,"PP,#`\+W1D/CQT9"!S='EL93TS
M1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@<W1Y;&4],T0G9F]N
M=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P
M.SPO=&0^#0H@("`@/'1D('-T>6QE/3-$)W1E>'0M86QI9VXZ(&-E;G1E<CL@
M<&%D9&EN9RUL969T.B`U+C1P=#L@=F5R=&EC86PM86QI9VXZ('1O<#L@9F]N
M=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/C$N-3`E
M(&9I>&5D/"]T9#X\+W1R/@T*/'1R('-T>6QE/3-$)W9E<G1I8V%L+6%L:6=N
M.B!B;W1T;VT[(&)A8VMG<F]U;F0M8V]L;W(Z(%=H:71E.R!F;VYT.B`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^#0H@("`@/'1D('-T
M>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[('1E>'0M:6YD96YT.B`P.R!V97)T
M:6-A;"UA;&EG;CH@=&]P.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@<W1Y;&4],T0G9F]N=#H@
M,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO
M=&0^#0H@("`@/'1D('-T>6QE/3-$)W1E>'0M86QI9VXZ(&-E;G1E<CL@<&%D
M9&EN9RUL969T.B`U+C1P=#L@=F5R=&EC86PM86QI9VXZ('1O<#L@9F]N=#H@
M,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO
M=&0^/'1D('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A
M+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!S='EL93TS1"=T
M97AT+6%L:6=N.B!C96YT97([('!A9&1I;F<M;&5F=#H@-2XT<'0[('9E<G1I
M8V%L+6%L:6=N.B!T;W`[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A
M+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!S='EL93TS1"=F;VYT.B`Q
M,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T
M9#X-"B`@("`\=&0@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@=F5R=&EC
M86PM86QI9VXZ('1O<#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D('-T>6QE/3-$)W1E>'0M86QI
M9VXZ(')I9VAT.R!V97)T:6-A;"UA;&EG;CH@=&]P.R!F;VYT.B`Q,'!T($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@
M<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I
M+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D('-T>6QE
M/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF
M)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!S='EL93TS1"=T97AT+6%L:6=N.B!C
M96YT97([('!A9&1I;F<M;&5F=#H@-2XT<'0[('9E<G1I8V%L+6%L:6=N.B!T
M;W`[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF
M)SXF(S$V,#L\+W1D/CPO='(^#0H\='(@<W1Y;&4],T0G=F5R=&EC86PM86QI
M9VXZ(&)O='1O;3L@8F%C:V=R;W5N9"UC;VQO<CH@<F=B*#(P-"PR,S@L,C4U
M*3L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G
M/@T*("`@(#QT9"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!T97AT+6EN
M9&5N=#H@,#L@=F5R=&EC86PM86QI9VXZ('1O<#L@9F]N=#H@,3!P="!#86QI
M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/D9(3$(@5&5R;2!.;W1E)B,Y
M.SPO=&0^/'1D('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!S='EL93TS
M1"=T97AT+6%L:6=N.B!C96YT97([('!A9&1I;F<M;&5F=#H@-2XT<'0[('9E
M<G1I8V%L+6%L:6=N.B!T;W`[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF)SXQ+S$S+S$T/"]T9#X\=&0@<W1Y;&4],T0G9F]N
M=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P
M.SPO=&0^#0H@("`@/'1D('-T>6QE/3-$)W1E>'0M86QI9VXZ(&-E;G1E<CL@
M<&%D9&EN9RUL969T.B`U+C1P=#L@=F5R=&EC86PM86QI9VXZ('1O<#L@9F]N
M=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/DYO;F4\
M+W1D/CQT9"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@<W1Y;&4],T0G
M=&5X="UA;&EG;CH@;&5F=#L@=F5R=&EC86PM86QI9VXZ('1O<#L@9F]N=#H@
M,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO
M=&0^/'1D('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!V97)T:6-A;"UA
M;&EG;CH@=&]P.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9B<^,C`L,#`P+#`P,#PO=&0^/'1D('-T>6QE/3-$)W1E>'0M86QI
M9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!S='EL93TS1"=F;VYT.B`Q,'!T($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@
M("`\=&0@<W1Y;&4],T0G=&5X="UA;&EG;CH@8V5N=&5R.R!P861D:6YG+6QE
M9G0Z(#4N-'!T.R!V97)T:6-A;"UA;&EG;CH@=&]P.R!F;VYT.B`Q,'!T($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^,2XS."4@9FEX960\+W1D
M/CPO='(^#0H\='(@<W1Y;&4],T0G=F5R=&EC86PM86QI9VXZ(&)O='1O;3L@
M8F%C:V=R;W5N9"UC;VQO<CH@5VAI=&4[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF)SX-"B`@("`\=&0@<W1Y;&4],T0G=&5X
M="UA;&EG;CH@;&5F=#L@=&5X="UI;F1E;G0Z(#`[('9E<G1I8V%L+6%L:6=N
M.B!T;W`[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF)SXF(S$V,#L\+W1D/CQT9"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\
M=&0@<W1Y;&4],T0G=&5X="UA;&EG;CH@8V5N=&5R.R!P861D:6YG+6QE9G0Z
M(#4N-'!T.R!V97)T:6-A;"UA;&EG;CH@=&]P.R!F;VYT.B`Q,'!T($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@<W1Y
M;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R
M:68G/B8C,38P.SPO=&0^#0H@("`@/'1D('-T>6QE/3-$)W1E>'0M86QI9VXZ
M(&-E;G1E<CL@<&%D9&EN9RUL969T.B`U+C1P=#L@=F5R=&EC86PM86QI9VXZ
M('1O<#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R
M:68G/B8C,38P.SPO=&0^/'1D('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R
M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT
M9"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!V97)T:6-A;"UA;&EG;CH@
M=&]P.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9B<^)B,Q-C`[/"]T9#X\=&0@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[
M('9E<G1I8V%L+6%L:6=N.B!T;W`[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!S='EL93TS1"=T
M97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@<W1Y;&4],T0G9F]N=#H@
M,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO
M=&0^#0H@("`@/'1D('-T>6QE/3-$)W1E>'0M86QI9VXZ(&-E;G1E<CL@<&%D
M9&EN9RUL969T.B`U+C1P=#L@=F5R=&EC86PM86QI9VXZ('1O<#L@9F]N=#H@
M,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO
M=&0^/"]T<CX-"CQT<B!S='EL93TS1"=V97)T:6-A;"UA;&EG;CH@8F]T=&]M
M.R!B86-K9W)O=6YD+6-O;&]R.B!R9V(H,C`T+#(S."PR-34I.R!F;VYT.B`Q
M,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^#0H@("`@/'1D
M('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[('1E>'0M:6YD96YT.B`P.R!V
M97)T:6-A;"UA;&EG;CH@=&]P.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9B<^1DA,0B!497)M($YO=&4F(SD[/"]T9#X\=&0@
M<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D('-T>6QE/3-$)W1E>'0M86QI
M9VXZ(&-E;G1E<CL@<&%D9&EN9RUL969T.B`U+C1P=#L@=F5R=&EC86PM86QI
M9VXZ('1O<#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68G/C8O,S`O,30\+W1D/CQT9"!S='EL93TS1"=F;VYT.B`Q,'!T($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@
M("`\=&0@<W1Y;&4],T0G=&5X="UA;&EG;CH@8V5N=&5R.R!P861D:6YG+6QE
M9G0Z(#4N-'!T.R!V97)T:6-A;"UA;&EG;CH@=&]P.R!F;VYT.B`Q,'!T($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^3F]N93PO=&0^/'1D('-T
M>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!S='EL93TS1"=T97AT+6%L:6=N
M.B!L969T.R!V97)T:6-A;"UA;&EG;CH@=&]P.R!F;VYT.B`Q,'!T($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@<W1Y
M;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[('9E<G1I8V%L+6%L:6=N.B!T;W`[
M(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXQ
M-2PP,#`L,#`P/"]T9#X\=&0@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@
M9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C
M,38P.SPO=&0^/'1D('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!S='EL
M93TS1"=T97AT+6%L:6=N.B!C96YT97([('!A9&1I;F<M;&5F=#H@-2XT<'0[
M('9E<G1I8V%L+6%L:6=N.B!T;W`[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF)SXQ+C(Q)2!F:7AE9#PO=&0^/"]T<CX-"CQT
M<B!S='EL93TS1"=V97)T:6-A;"UA;&EG;CH@8F]T=&]M.R!B86-K9W)O=6YD
M+6-O;&]R.B!7:&ET93L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68G/@T*("`@(#QT9"!S='EL93TS1"=T97AT+6%L:6=N.B!L
M969T.R!T97AT+6EN9&5N=#H@,#L@=F5R=&EC86PM86QI9VXZ('1O<#L@9F]N
M=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P
M.SPO=&0^/'1D('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!S='EL93TS
M1"=T97AT+6%L:6=N.B!C96YT97([('!A9&1I;F<M;&5F=#H@-2XT<'0[('9E
M<G1I8V%L+6%L:6=N.B!T;W`[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!S='EL93TS1"=F;VYT
M.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[
M/"]T9#X-"B`@("`\=&0@<W1Y;&4],T0G=&5X="UA;&EG;CH@8V5N=&5R.R!P
M861D:6YG+6QE9G0Z(#4N-'!T.R!V97)T:6-A;"UA;&EG;CH@=&]P.R!F;VYT
M.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[
M/"]T9#X\=&0@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I
M8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D('-T>6QE/3-$
M)W1E>'0M86QI9VXZ(&QE9G0[('9E<G1I8V%L+6%L:6=N.B!T;W`[(&9O;G0Z
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M<FEF)SXF(S$V,#L\+W1D/CQT9"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\
M=&0@<W1Y;&4],T0G=&5X="UA;&EG;CH@8V5N=&5R.R!P861D:6YG+6QE9G0Z
M(#4N-'!T.R!V97)T:6-A;"UA;&EG;CH@=&]P.R!F;VYT.B`Q,'!T($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\+W1R/@T*
M/'1R('-T>6QE/3-$)W9E<G1I8V%L+6%L:6=N.B!B;W1T;VT[(&)A8VMG<F]U
M;F0M8V]L;W(Z(')G8B@R,#0L,C,X+#(U-2D[(&9O;G0Z(#$P<'0@0V%L:6)R
M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SX-"B`@("`\=&0@<W1Y;&4],T0G
M=&5X="UA;&EG;CH@;&5F=#L@=&5X="UI;F1E;G0Z(#`[('9E<G1I8V%L+6%L
M:6=N.B!T;W`[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF)SY4<G5S="!0<F5F97)R960@4V5C=7)I=&EE<SPO=&0^/'1D('-T
M>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!S='EL93TS1"=T97AT+6%L:6=N
M.B!C96YT97([('!A9&1I;F<M;&5F=#H@-2XT<'0[('9E<G1I8V%L+6%L:6=N
M.B!T;W`[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF)SXQ+S(S+S,T/"]T9#X\=&0@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI
M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@
M/'1D('-T>6QE/3-$)W1E>'0M86QI9VXZ(&-E;G1E<CL@<&%D9&EN9RUL969T
M.B`U+C1P=#L@=F5R=&EC86PM86QI9VXZ('1O<#L@9F]N=#H@,3!P="!#86QI
M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/E%U87)T97)L>2!B>2!#;VUP
M86YY(#QB<B`O/F)E9VEN;FEN9R`Q+S(S+S`Y/"]T9#X\=&0@<W1Y;&4],T0G
M9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C
M,38P.SPO=&0^#0H@("`@/'1D('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[
M('9E<G1I8V%L+6%L:6=N.B!T;W`[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!S='EL93TS1"=T
M97AT+6%L:6=N.B!R:6=H=#L@=F5R=&EC86PM86QI9VXZ('1O<#L@9F]N=#H@
M,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/C(P+#8R,"PP
M,#`\+W1D/CQT9"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q
M,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T
M9#X\=&0@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D('-T>6QE/3-$)W1E
M>'0M86QI9VXZ(&-E;G1E<CL@<&%D9&EN9RUL969T.B`U+C1P=#L@=F5R=&EC
M86PM86QI9VXZ('1O<#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68G/C,N,3,E(&%T(#$R+S,Q+S$Q(#QB<B`O/F%D:G5S=&%B
M;&4@<F%T92`\8G(@+SXS(&UO;G1H($Q)0D]2("L@,BXW,"4\+W1D/CPO='(^
M#0H\='(@<W1Y;&4],T0G=F5R=&EC86PM86QI9VXZ(&)O='1O;3L@8F%C:V=R
M;W5N9"UC;VQO<CH@5VAI=&4[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF)SX-"B`@("`\=&0@<W1Y;&4],T0G=&5X="UA;&EG
M;CH@;&5F=#L@<&%D9&EN9RUB;W1T;VTZ(#%P=#L@=&5X="UI;F1E;G0Z(#`[
M('9E<G1I8V%L+6%L:6=N.B!T;W`[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!S='EL93TS1"=P
M861D:6YG+6)O='1O;3H@,7!T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@<W1Y;&4]
M,T0G=&5X="UA;&EG;CH@8V5N=&5R.R!P861D:6YG+6)O='1O;3H@,7!T.R!P
M861D:6YG+6QE9G0Z(#4N-'!T.R!V97)T:6-A;"UA;&EG;CH@=&]P.R!F;VYT
M.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[
M/"]T9#X\=&0@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#%P=#L@9F]N=#H@
M,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO
M=&0^#0H@("`@/'1D('-T>6QE/3-$)W1E>'0M86QI9VXZ(&-E;G1E<CL@<&%D
M9&EN9RUB;W1T;VTZ(#%P=#L@<&%D9&EN9RUL969T.B`U+C1P=#L@=F5R=&EC
M86PM86QI9VXZ('1O<#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D('-T>6QE/3-$)W!A9&1I;F<M
M8F]T=&]M.B`Q<'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!S='EL93TS1"=P861D
M:6YG+6)O='1O;3H@,7!T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9CL@=&5X="UA;&EG;CH@;&5F=#L@=F5R=&EC86PM86QI
M9VXZ('1O<"<^)B,Q-C`[/"]T9#X\=&0@<W1Y;&4],T0G<&%D9&EN9RUB;W1T
M;VTZ(#%P=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68[('1E>'0M86QI9VXZ(')I9VAT.R!V97)T:6-A;"UA;&EG;CH@=&]P
M)SXF(S$V,#L\+W1D/CQT9"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@,7!T
M.R!T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@<W1Y;&4],T0G<&%D
M9&EN9RUB;W1T;VTZ(#%P=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I
M8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D('-T>6QE/3-$
M)W1E>'0M86QI9VXZ(&-E;G1E<CL@<&%D9&EN9RUB;W1T;VTZ(#%P=#L@<&%D
M9&EN9RUL969T.B`U+C1P=#L@=F5R=&EC86PM86QI9VXZ('1O<#L@9F]N=#H@
M,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO
M=&0^/"]T<CX-"CQT<B!S='EL93TS1"=V97)T:6-A;"UA;&EG;CH@8F]T=&]M
M.R!B86-K9W)O=6YD+6-O;&]R.B!R9V(H,C`T+#(S."PR-34I.R!F;VYT.B`Q
M,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^#0H@("`@/'1D
M('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[('!A9&1I;F<M8F]T=&]M.B`Q
M<'0[('1E>'0M:6YD96YT.B`P.R!V97)T:6-A;"UA;&EG;CH@=&]P.R!F;VYT
M.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^5')U<W0@
M4')E9F5R<F5D(%-E8W5R:71I97,\+W1D/CQT9"!S='EL93TS1"=P861D:6YG
M+6)O='1O;3H@,7!T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@<W1Y;&4],T0G=&5X
M="UA;&EG;CH@8V5N=&5R.R!P861D:6YG+6)O='1O;3H@,7!T.R!P861D:6YG
M+6QE9G0Z(#4N-'!T.R!V97)T:6-A;"UA;&EG;CH@=&]P.R!F;VYT.B`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^-B\Q-2\S-CPO=&0^
M/'1D('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`Q<'0[(&9O;G0Z(#$P<'0@
M0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*
M("`@(#QT9"!S='EL93TS1"=T97AT+6%L:6=N.B!C96YT97([('!A9&1I;F<M
M8F]T=&]M.B`Q<'0[('!A9&1I;F<M;&5F=#H@-2XT<'0[('9E<G1I8V%L+6%L
M:6=N.B!T;W`[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF)SY1=6%R=&5R;'D@8GD@0V]M<&%N>2`\8G(@+SYB96=I;FYI;F<@
M-B\Q-2\Q,3PO=&0^/'1D('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`Q<'0[
M(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF
M(S$V,#L\+W1D/@T*("`@(#QT9"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@
M,7!T.R!T97AT+6%L:6=N.B!L969T.R!V97)T:6-A;"UA;&EG;CH@=&]P.R!B
M;W)D97(M8F]T=&]M.B!";&%C:R`Q<'0@<V]L:60[(&9O;G0Z(#$P<'0@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!S
M='EL93TS1"=P861D:6YG+6)O='1O;3H@,7!T.R!T97AT+6%L:6=N.B!R:6=H
M=#L@=F5R=&EC86PM86QI9VXZ('1O<#L@8F]R9&5R+6)O='1O;3H@0FQA8VL@
M,7!T('-O;&ED.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9B<^,C4L-S<T+#`P,#PO=&0^/'1D('-T>6QE/3-$)W!A9&1I;F<M
M8F]T=&]M.B`Q<'0[('1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!S
M='EL93TS1"=P861D:6YG+6)O='1O;3H@,7!T.R!F;VYT.B`Q,'!T($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\
M=&0@<W1Y;&4],T0G=&5X="UA;&EG;CH@8V5N=&5R.R!P861D:6YG+6)O='1O
M;3H@,7!T.R!P861D:6YG+6QE9G0Z(#4N-'!T.R!V97)T:6-A;"UA;&EG;CH@
M=&]P.R!B;W)D97(M8F]T=&]M.B!";&%C:R`Q<'0@<V]L:60[(&9O;G0Z(#$P
M<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXQ+CDT)2!A="`Q
M,B\S,2\Q,2`\8G(@+SYA9&IU<W1A8FQE(')A=&4@/&)R("\^,R!M;VYT:"!,
M24)/4B`K(#$N,SDE/"]T9#X\+W1R/@T*/'1R('-T>6QE/3-$)W9E<G1I8V%L
M+6%L:6=N.B!B;W1T;VT[(&)A8VMG<F]U;F0M8V]L;W(Z(%=H:71E.R!F;VYT
M.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^#0H@("`@
M/'1D(&-O;'-P86X],T0U('-T>6QE/3-$)V9O;G0Z(&YO<FUA;"`Q,'!T($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@=&5X="UI;F1E;G0Z(#`[
M('1E>'0M86QI9VXZ(&QE9G0[('9E<G1I8V%L+6%L:6=N.B!T;W`G/E1O=&%L
M(&)O<G)O=VEN9W,@+R!W96EG:'1E9"!A=F5R86=E(')A=&4\+W1D/CQT9"!S
M='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@<W1Y;&4],T0G=&5X="UA;&EG
M;CH@;&5F=#L@=F5R=&EC86PM86QI9VXZ('1O<#L@9F]N=#H@,3!P="!#86QI
M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D('-T
M>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!V97)T:6-A;"UA;&EG;CH@=&]P
M.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^
M,3,S+#@Y-"PP,#`\+W1D/CQT9"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T
M.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^
M)B,Q-C`[/"]T9#X\=&0@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(
M96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D('-T
M>6QE/3-$)W1E>'0M86QI9VXZ(&-E;G1E<CL@<&%D9&EN9RUL969T.B`U+C1P
M=#L@=F5R=&EC86PM86QI9VXZ('1O<#L@9F]N=#H@,3!P="!#86QI8G)I+"!(
M96QV971I8V$L(%-A;G,M4V5R:68G/C$N-S0E/"]T9#X\+W1R/@T*/'1R('-T
M>6QE/3-$)W9E<G1I8V%L+6%L:6=N.B!B;W1T;VT[(&)A8VMG<F]U;F0M8V]L
M;W(Z(')G8B@R,#0L,C,X+#(U-2D[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF)SX-"B`@("`\=&0@8V]L<W!A;CTS1#4@<W1Y
M;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@<&%D9&EN9RUB;W1T;VTZ(#%P=#L@
M=&5X="UI;F1E;G0Z(#`[('9E<G1I8V%L+6%L:6=N.B!T;W`[(&9O;G0Z(#$P
M<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SY5;F%M;W)T:7IE
M9"!F86ER(&UA<FME="!V86QU92!A9&IU<W1M96YT(')E8V]R9&5D(&EN(&%C
M<75I<VET:6]N/"]T9#X\=&0@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#%P
M=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G
M/B8C,38P.SPO=&0^#0H@("`@/'1D('-T>6QE/3-$)V)O<F1E<BUB;W1T;VTZ
M($)L86-K(#%P="!S;VQI9#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I
M8V$L(%-A;G,M4V5R:68[('1E>'0M86QI9VXZ(&QE9G0[('9E<G1I8V%L+6%L
M:6=N.B!T;W`G/B8C,38P.SPO=&0^/'1D('-T>6QE/3-$)V)O<F1E<BUB;W1T
M;VTZ($)L86-K(#%P="!S;VQI9#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV
M971I8V$L(%-A;G,M4V5R:68[('1E>'0M86QI9VXZ(')I9VAT.R!V97)T:6-A
M;"UA;&EG;CH@=&]P)SXS,2PP,#`\+W1D/CQT9"!S='EL93TS1"=P861D:6YG
M+6)O='1O;3H@,7!T.R!T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@
M<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#%P=#L@9F]N=#H@,3!P="!#86QI
M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@
M/'1D('-T>6QE/3-$)W1E>'0M86QI9VXZ(&-E;G1E<CL@<&%D9&EN9RUB;W1T
M;VTZ(#%P=#L@<&%D9&EN9RUL969T.B`U+C1P=#L@=F5R=&EC86PM86QI9VXZ
M('1O<#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R
M:68G/B8C,38P.SPO=&0^/"]T<CX-"CQT<B!S='EL93TS1"=V97)T:6-A;"UA
M;&EG;CH@8F]T=&]M.R!B86-K9W)O=6YD+6-O;&]R.B!7:&ET93L@9F]N=#H@
M,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/@T*("`@(#QT
M9"!C;VQS<&%N/3-$-2!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!P861D
M:6YG+6)O='1O;3H@,BXU<'0[('1E>'0M:6YD96YT.B`P.R!V97)T:6-A;"UA
M;&EG;CH@=&]P.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9B<^5&]T86P@8F]R<F]W:6YG<R!A<R!O9B!$96-E;6)E<B`S,2P@
M,C`Q,3PO=&0^/'1D('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`R+C5P=#L@
M9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C
M,38P.SPO=&0^#0H@("`@/'1D('-T>6QE/3-$)V)O<F1E<BUB;W1T;VTZ($)L
M86-K(#(N-7!T(&1O=6)L93L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I
M8V$L(%-A;G,M4V5R:68[('1E>'0M86QI9VXZ(&QE9G0[('9E<G1I8V%L+6%L
M:6=N.B!T;W`G/B0\+W1D/CQT9"!S='EL93TS1"=B;W)D97(M8F]T=&]M.B!"
M;&%C:R`R+C5P="!D;W5B;&4[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF.R!T97AT+6%L:6=N.B!R:6=H=#L@=F5R=&EC86PM
M86QI9VXZ('1O<"<^,3,S+#DR-2PP,#`\+W1D/CQT9"!S='EL93TS1"=P861D
M:6YG+6)O='1O;3H@,BXU<'0[('1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P
M<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D
M/CQT9"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@,BXU<'0[(&9O;G0Z(#$P
M<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D
M/@T*("`@(#QT9"!S='EL93TS1"=T97AT+6%L:6=N.B!C96YT97([('!A9&1I
M;F<M8F]T=&]M.B`R+C5P=#L@<&%D9&EN9RUL969T.B`U+C1P=#L@=F5R=&EC
M86PM86QI9VXZ('1O<#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/"]T<CX-"CPO=&%B;&4^#0H-"CQP
M('-T>6QE/3-$)V9O;G0Z(#$P<'0O;F]R;6%L($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9CL@;6%R9VEN.B`P.R!T97AT+6%L:6=N.B!L969T)SXF
M(S$V,#L\+W`^#0H-"CQP('-T>6QE/3-$)V9O;G0Z(#$P<'0O;F]R;6%L($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@;6%R9VEN.B`P.R!T97AT
M+6%L:6=N.B!L969T)SY);B!T:&4@86)O=F4@=&%B;&5S+"!T:&4@)#(P+C8@
M;6EL;&EO;@T*:6X@8F]R<F]W:6YG<R!D=64@;VX@2F%N=6%R>2`R,RP@,C`S
M-"!R96QA=&4@=&\@8F]R<F]W:6YG<R!S=')U8W1U<F5D(&%S('1R=7-T('!R
M969E<G)E9"!C87!I=&%L('-E8W5R:71I97,@=&AA="!W97)E(&ES<W5E9"!B
M>0T*1FER<W0@0F%N8V]R<"!#87!I=&%L(%1R=7-T<R!)22!A;F0@24E)("@D
M,3`N,R!M:6QL:6]N(&)Y(&5A8V@@=')U<W0I+"!W:&EC:"!A<F4@=6YC;VYS
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M>6UE;G0@9&%T92!B96=I;FYI;F<@;VX@2F%N=6%R>2`R,RP@,C`P.2X@5&AE
M(&EN=&5R97-T(')A=&4@;VX@=&AE<V4@9&5B="!S96-U<FET:65S#0IA9&IU
M<W1S(&]N(&$@<75A<G1E<FQY(&)A<VES(&%T(&$@<F%T92!O9B!T:')E92UM
M;VYT:"!,24)/4B!P;'5S(#(N-S`E+CPO<#X-"@T*/'`@<W1Y;&4],T0G9F]N
M=#H@,3!P="]N;W)M86P@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF
M.R!M87)G:6XZ(#`[('1E>'0M86QI9VXZ(&IU<W1I9GD[('1E>'0M:6YD96YT
M.B`P+C(U:6XG/B8C,38P.SPO<#X-"@T*/'`@<W1Y;&4],T0G9F]N=#H@,3!P
M="]N;W)M86P@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!M87)G
M:6XZ(#`[('1E>'0M86QI9VXZ(&QE9G0G/DEN('1H92!A8F]V92!T86)L97,L
M('1H92`D,C4N."!M:6QL:6]N#0II;B!B;W)R;W=I;F=S(&1U92!O;B!*=6YE
M(#$U+"`R,#,V(')E;&%T92!T;R!B;W)R;W=I;F=S('-T<G5C='5R960@87,@
M=')U<W0@<')E9F5R<F5D(&-A<&ET86P@<V5C=7)I=&EE<R!T:&%T('=E<F4@
M:7-S=65D(&)Y($9I<G-T#0I"86YC;W)P($-A<&ET86P@5')U<W0@258L(&%N
M('5N8V]N<V]L:61A=&5D('-U8G-I9&EA<GD@;V8@=&AE($-O;7!A;GDL(&]N
M($%P<FEL(#$S+"`R,#`V(&%N9"!Q=6%L:69Y(&%S(&-A<&ET86P@9F]R(')E
M9W5L871O<GD-"F-A<&ET86P@861E<75A8WD@<F5Q=6ER96UE;G1S+B!4:&5S
M92!U;G-E8W5R960@9&5B="!S96-U<FET:65S(&%R92!C86QL86)L92!B>2!T
M:&4@0V]M<&%N>2!A="!P87(@;VX@86YY('%U87)T97)L>2!I;G1E<F5S="!P
M87EM96YT#0ID871E(&)E9VEN;FEN9R!O;B!*=6YE(#$U+"`R,#$Q+B!4:&4@
M:6YT97)E<W0@<F%T92!O;B!T:&5S92!D96)T('-E8W5R:71I97,@861J=7-T
M<R!O;B!A('%U87)T97)L>2!B87-I<R!A="!A(')A=&4@;V8@=&AR964M;6]N
M=&@-"DQ)0D]2('!L=7,@,2XS.24N/"]P/@T*#0H\<"!S='EL93TS1"=F;VYT
M.B`Q,'!T+VYO<FUA;"!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[
M(&UA<F=I;CH@,#L@=&5X="UA;&EG;CH@;&5F=#L@=&5X="UI;F1E;G0Z(#`N
M,C5I;B<^)B,Q-C`[/"]P/@T*#0H-"@T*/'`@<W1Y;&4],T0G9F]N=#H@,3!P
M="]N;W)M86P@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!M87)G
M:6XZ(#`[('1E>'0M86QI9VXZ(&QE9G0G/B8C,38P.SPO<#X-"@T*/'`@<W1Y
M;&4],T0G9F]N=#H@,3!P="]N;W)M86P@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF.R!M87)G:6XZ(#`[('1E>'0M86QI9VXZ(&QE9G0G/D%T($1E
M8V5M8F5R(#,Q+"`R,#$R+"!T:&4@0V]M<&%N>2!H860-"G1H<F5E('-O=7)C
M97,@;V8@<F5A9&EL>2!A=F%I;&%B;&4@8F]R<F]W:6YG(&-A<&%C:71Y("8C
M,34P.R`Q*2!A;B!A<'!R;WAI;6%T96QY("0S-S(@;6EL;&EO;B!L:6YE(&]F
M(&-R961I="!W:71H('1H92!&2$Q"+"!O9@T*=VAI8V@@;F]N92!W87,@;W5T
M<W1A;F1I;F<@870@1&5C96UB97(@,S$L(#(P,3(@86YD("0X."!M:6QL:6]N
M('=A<R!O=71S=&%N9&EN9R!A="!$96-E;6)E<B`S,2P@,C`Q,2P@,BD@82`D
M-3`@;6EL;&EO;B!O=F5R;FEG:'0-"F9E9&5R86P@9G5N9',@;&EN92!O9B!C
M<F5D:70@=VET:"!A(&-O<G)E<W!O;F1E;G0@8F%N:RP@;V8@=VAI8V@@;F]N
M92!W87,@;W5T<W1A;F1I;F<@870@1&5C96UB97(@,S$L(#(P,3(@;W(@,C`Q
M,2P@86YD(#,I(&%N(&%P<')O>&EM871E;'D-"B0X."!M:6QL:6]N(&QI;F4@
M;V8@8W)E9&ET('1H<F]U9V@@=&AE($9E9&5R86P@4F5S97)V92!"86YK(&]F
M(%)I8VAM;VYD)B,Q-#8[<R`H1E)"*2!D:7-C;W5N="!W:6YD;W<L(&]F('=H
M:6-H(&YO;F4@=V%S(&]U='-T86YD:6YG#0IA="!$96-E;6)E<B`S,2P@,C`Q
M,B!O<B`R,#$Q+CPO<#X-"@T*/'`@<W1Y;&4],T0G9F]N=#H@,3!P="]N;W)M
M86P@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!M87)G:6XZ(#`[
M('1E>'0M86QI9VXZ(&QE9G0G/B8C,38P.SPO<#X-"@T*/'`@<W1Y;&4],T0G
M9F]N=#H@,3!P="]N;W)M86P@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF.R!M87)G:6XZ(#`[('1E>'0M86QI9VXZ(&QE9G0G/DEN($1E8V5M8F5R
M(#(P,3(L('1H92!#;VUP86YY(')E<&%I9"!I=',-"G)E;6%I;FEN9R`D-C4@
M;6EL;&EO;B!I;B!&2$Q"(&%D=F%N8V5S('!R:6]R('1O('1H96ER(&UA='5R
M:71Y(&1A=&5S+"!W:&EC:"!R97-U;'1E9"!I;B`D,"XU(&UI;&QI;VX@:6X@
M<')E<&%Y;65N="!P96YA;'1I97,@=&AA=`T*87)E(&EN8VQU9&5D(&EN("8C
M,30W.T]T:&5R(&=A:6YS("AL;W-S97,I)B,Q-#@[(&EN('1H92!#;VYS;VQI
M9&%T960@4W1A=&5M96YT(&]F($EN8V]M92`H3&]S<RD@9F]R(#(P,3(N/"]P
M/@T*#0H\<"!S='EL93TS1"=F;VYT.B`Q,'!T+VYO<FUA;"!#86QI8G)I+"!(
M96QV971I8V$L(%-A;G,M4V5R:68[(&UA<F=I;CH@,#L@=&5X="UA;&EG;CH@
M;&5F="<^)B,Q-C`[/"]P/@T*#0H\<"!S='EL93TS1"=F;VYT.B`Q,'!T+VYO
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M=V%S(')E9'5C960@8GD@)#$T,R!M:6QL:6]N(&%N9"`D,C`S(&UI;&QI;VX@
M870@1&5C96UB97(@,S$L(#(P,3(@86YD(#(P,3$L(&%S(&$@<F5S=6QT(&]F
M('1H90T*0V]M<&%N>2!P;&5D9VEN9R!L971T97)S(&]F(&-R961I="!F;W(@
M<'5B;&EC(&1E<&]S:71S(&%T(&5A8V@@;V8@=&AO<V4@9&%T97,N($%C8V]R
M9&EN9VQY+"!T:&4@0V]M<&%N>28C,30V.W,@=6YU<V5D($9(3$(@;&EN90T*
M;V8@8W)E9&ET('=A<R`D,C(Y(&UI;&QI;VX@870@1&5C96UB97(@,S$L(#(P
M,3(N/"]P/@T*#0H\<"!S='EL93TS1"=F;VYT.B`Q,'!T+VYO<FUA;"!#86QI
M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[(&UA<F=I;CH@,#L@=&5X="UA
M;&EG;CH@;&5F="<^)B,Q-C`[/"]P/@T*#0H\<"!S='EL93TS1"=F;VYT.B`Q
M,'!T+VYO<FUA;"!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[(&UA
M<F=I;CH@,#L@=&5X="UA;&EG;CH@;&5F="<^5&AE($-O;7!A;GDF(S$T-CMS
M(&-O<G)E<W!O;F1E;G0@8F%N:PT*<F5L871I;VYS:&EP(&%L;&]W<R!T:&4@
M0V]M<&%N>2!T;R!P=7)C:&%S92!U<"!T;R`D-3`@;6EL;&EO;B!I;B!F961E
M<F%L(&9U;F1S(&]N(&%N(&]V97)N:6=H="P@=6YS96-U<F5D(&)A<VES("AF
M961E<F%L(&9U;F1S#0IP=7)C:&%S960I+B!4:&4@0V]M<&%N>2!H860@;F\@
M8F]R<F]W:6YG<R!O=71S=&%N9&EN9R!U;F1E<B!T:&ES(&QI;F4@870@1&5C
M96UB97(@,S$L(#(P,3(@;W(@,C`Q,2X\+W`^#0H-"CQP('-T>6QE/3-$)V9O
M;G0Z(#$P<'0O;F]R;6%L($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9CL@;6%R9VEN.B`P.R!T97AT+6%L:6=N.B!L969T.R!T97AT+6EN9&5N=#H@
M,"XR-6EN)SXF(S$V,#L\+W`^#0H-"CQP('-T>6QE/3-$)V9O;G0Z(#$P<'0O
M;F]R;6%L($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@;6%R9VEN
M.B`P.R!T97AT+6%L:6=N.B!L969T)SY4:&4@0V]M<&%N>2!H87,@82!L:6YE
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M(&%S(&]F($1E8V5M8F5R(#,Q+"`R,#$R+"!T:&4@879A:6QA8FQE(&QI;F4@
M;V8-"F-R961I="!W87,@87!P<F]X:6UA=&5L>2`D.#@@;6EL;&EO;BX@5&AE
M($-O;7!A;GD@:&%D(&YO(&)O<G)O=VEN9W,@;W5T<W1A;F1I;F<@=6YD97(@
M=&AI<R!L:6YE(&]F(&-R961I="!A="!$96-E;6)E<B`S,2P@,C`Q,@T*;W(@
M,C`Q,2X\+W`^#0H-"CQP('-T>6QE/3-$)V9O;G0Z(#$P<'0O;F]R;6%L($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@;6%R9VEN.B`P.R!T97AT
M+6%L:6=N.B!L969T.R!T97AT+6EN9&5N=#H@,"XR-6EN)SXF(S$V,#L\+W`^
M#0H-"CQP('-T>6QE/3-$)V9O;G0Z(#$P<'0O;F]R;6%L($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9CL@;6%R9VEN.B`P.R!T97AT+6%L:6=N.B!L
M969T)SY!="!$96-E;6)E<B`S,2P@,C`Q,2P@=&AE($-O;7!A;GD@86QS;PT*
M:&%D(&$@)#$P(&UI;&QI;VX@;&EN92!O9B!C<F5D:70@=VET:"!A(&-O<G)E
M<W!O;F1E;G0@8F%N:R!T:&%T('=A<R!S96-U<F5D(&)Y(#$P,"4@;V8@=&AE
M(&-O;6UO;B!S=&]C:R!O9B!T:&4@0F%N:RX@5&AE(&QI;F4-"F]F(&-R961I
M="!W87,@;F]T(&1R87=N(&%T($1E8V5M8F5R(#,Q+"`R,#$Q+B!4:&ES(&QI
M;F4@;V8@8W)E9&ET(&UA='5R960@:6X@36%R8V@@,C`Q,BP@86YD('1H92!#
M;VUP86YY(&1E8VED960@;F]T('1O(')E;F5W#0IT:&ES(&QI;F4@;V8@8W)E
M9&ET+B8C,38P.SPO<#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^
M#0H@("`@/"]T86)L93X-"B`@/"]B;V1Y/@T*/"]H=&UL/@T*#0HM+2TM+2T]
M7TYE>'1087)T7V8Y,#8S9#)A7S`S935?-#DT-%]A8C0Y7S(P930S9&$V.6$X
M-@T*0V]N=&5N="U,;V-A=&EO;CH@9FEL93HO+R]#.B]F.3`V,V0R85\P,V4U
M7S0Y-#1?86(T.5\R,&4T,V1A-CEA.#8O5V]R:W-H965T<R]3:&5E=#$X+FAT
M;6P-"D-O;G1E;G0M5')A;G-F97(M16YC;V1I;F<Z('%U;W1E9"UP<FEN=&%B
M;&4-"D-O;G1E;G0M5'EP93H@=&5X="]H=&UL.R!C:&%R<V5T/2)U<RUA<V-I
M:2(-"@T*/&AT;6P^#0H@(#QH96%D/@T*("`@(#Q-151!(&AT='`M97%U:78]
M,T1#;VYT96YT+51Y<&4@8V]N=&5N=#TS1"=T97AT+VAT;6P[(&-H87)S970]
M=71F+3@G/CQS8W)I<'0@='EP93TS1'1E>'0O:F%V87-C<FEP="!S<F,],T13
M:&]W+FIS/B\J($1O($YO="!296UO=F4@5&AI<R!#;VUM96YT("HO/"]S8W)I
M<'0^/"]H96%D/@T*("`\8F]D>3X-"B`@("`\=&%B;&4@8VQA<W,],T1R97!O
M<G0@:60],T1)1#!%3$4^#0H@("`@("`\='(^#0H@("`@("`@(#QT:"!C;&%S
M<STS1'1L(&-O;'-P86X],T0Q(')O=W-P86X],T0R/CQS=')O;F<^3&5A<V5S
M/&)R/CPO<W1R;VYG/CPO=&@^#0H@("`@("`@(#QT:"!C;&%S<STS1'1H(&-O
M;'-P86X],T0Q/C$R($UO;G1H<R!%;F1E9#PO=&@^#0H@("`@("`\+W1R/@T*
M("`@("`@/'1R/@T*("`@("`@("`\=&@@8VQA<W,],T1T:#Y$96,N(#,Q+"`R
M,#$R/&)R/CPO=&@^#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$
M<F4^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#X\<W1R
M;VYG/DQE87-E<R!;06)S=')A8W1=/"]S=')O;F<^/"]T9#X-"B`@("`@("`@
M/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO
M='(^#0H@("`@("`\='(@8VQA<W,],T1R;SX-"B`@("`@("`@/'1D(&-L87-S
M/3-$<&P@=F%L:6=N/3-$=&]P/DQE87-E<SPO=&0^#0H@("`@("`@(#QT9"!C
M;&%S<STS1'1E>'0^/'`@<W1Y;&4],T0G9F]N=#H@,3!P="]N;W)M86P@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!M87)G:6XZ(#`[('1E>'0M
M86QI9VXZ(&QE9G0G/CQB/DYO=&4@,3$N($QE87-E<SPO8CXF(S$V,#L\+W`^
M#0H-"CQP('-T>6QE/3-$)V9O;G0Z(#$P<'0O;F]R;6%L($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9CL@;6%R9VEN.B`P.R!T97AT+6%L:6=N.B!L
M969T)SXF(S$V,#L\+W`^#0H-"CQP('-T>6QE/3-$)V9O;G0Z(#$P<'0O;F]R
M;6%L($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@;6%R9VEN.B`P
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M=V%S("0Q+C,@;6EL;&EO;B!I;B`R,#$R+"`D,2XR(&UI;&QI;VX@:6X@,C`Q
M,2P-"F%N9"`D,BXQ(&UI;&QI;VX@:6X@,C`Q,"X\+W`^#0H-"CQP('-T>6QE
M/3-$)V9O;G0Z(#$P<'0O;F]R;6%L($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9CL@;6%R9VEN.B`P.R!T97AT+6%L:6=N.B!L969T)SXF(S$V,#L\
M+W`^#0H-"CQP('-T>6QE/3-$)V9O;G0Z(#$P<'0O;F]R;6%L($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9CL@;6%R9VEN.B`P.R!T97AT+6%L:6=N
M.B!L969T)SY&=71U<F4@;V)L:6=A=&EO;G,@9F]R(&UI;FEM=6T@<F5N=&%L
M<PT*=6YD97(@;F]N8V%N8V5L86)L92!O<&5R871I;F<@;&5A<V5S(&%T($1E
M8V5M8F5R(#,Q+"`R,#$R(&%R92!A<R!F;VQL;W=S.CPO<#X-"@T*/'`@<W1Y
M;&4],T0G9F]N=#H@,3!P="\Q,"XP-7!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9CL@;6%R9VEN.B`P.R!T97AT+6%L:6=N.B!J=7-T:69Y)SXF
M(S$V,#L\+W`^#0H-"CQT86)L92!C96QL<&%D9&EN9STS1#`@8V5L;'-P86-I
M;F<],T0P('-T>6QE/3-$)V)O<F1E<BUC;VQL87!S93H@8V]L;&%P<V4[('=I
M9'1H.B`Q,#`E.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9B<^#0H\='(@<W1Y;&4],T0G=F5R=&EC86PM86QI9VXZ(&)O='1O
M;3L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G
M/@T*("`@(#QT9"!C;VQS<&%N/3-$-2!N;W=R87`],T1N;W=R87`@<W1Y;&4]
M,T0G9F]N=#H@:71A;&EC(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF.R!T97AT+6%L:6=N.B!L969T)SXH)"!I;B!T:&]U<V%N9',I/"]T
M9#X\+W1R/@T*/'1R('-T>6QE/3-$)W9E<G1I8V%L+6%L:6=N.B!B;W1T;VT[
M(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SX-
M"B`@("`\=&0@8V]L<W!A;CTS1#4@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$
M)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CPO='(^#0H\='(@<W1Y;&4]
M,T0G=F5R=&EC86PM86QI9VXZ(&)O='1O;3L@8F%C:V=R;W5N9"UC;VQO<CH@
M<F=B*#(P-"PR,S@L,C4U*3L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I
M8V$L(%-A;G,M4V5R:68G/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y
M;&4],T0G=&5X="UA;&EG;CH@:G5S=&EF>3L@9F]N=#H@,3!P="!#86QI8G)I
M+"!(96QV971I8V$L(%-A;G,M4V5R:68G/EEE87(@96YD:6YG($1E8V5M8F5R
M(#,Q.CPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q
M,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T
M9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI
M9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4]
M,T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#
M86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/"]T
M<CX-"CQT<B!S='EL93TS1"=V97)T:6-A;"UA;&EG;CH@8F]T=&]M.R!B86-K
M9W)O=6YD+6-O;&]R.B!7:&ET93L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV
M971I8V$L(%-A;G,M4V5R:68G/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@
M<W1Y;&4],T0G=VED=&@Z(#DP)3L@=&5X="UA;&EG;CH@:G5S=&EF>3L@<&%D
M9&EN9RUL969T.B`U+C1P=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I
M8V$L(%-A;G,M4V5R:68G/C(P,3,\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@
M<W1Y;&4],T0G=VED=&@Z(#$E.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P
M/3-$;F]W<F%P('-T>6QE/3-$)W=I9'1H.B`Q)3L@=&5X="UA;&EG;CH@;&5F
M=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G
M/B0\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=VED=&@Z(#<E
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M,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/@T*("`@(#QT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@:G5S=&EF
M>3L@<&%D9&EN9RUL969T.B`U+C1P=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(
M96QV971I8V$L(%-A;G,M4V5R:68G/C(P,30\+W1D/CQT9"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO
M=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@
M;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F
M;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^.#0T
M/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ
M(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF)SXF(S$V,#L\+W1D/CPO='(^#0H\='(@<W1Y;&4],T0G=F5R=&EC86PM
M86QI9VXZ(&)O='1O;3L@8F%C:V=R;W5N9"UC;VQO<CH@5VAI=&4[(&9O;G0Z
M(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SX-"B`@("`\
M=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&IU<W1I
M9GD[('!A9&1I;F<M;&5F=#H@-2XT<'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF)SXR,#$U/"]T9#X\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A
M+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#
M86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D
M(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!R:6=H=#L@
M9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/C<R
M,3PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N
M.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9B<^)B,Q-C`[/"]T9#X\+W1R/@T*/'1R('-T>6QE/3-$)W9E<G1I8V%L
M+6%L:6=N.B!B;W1T;VT[(&)A8VMG<F]U;F0M8V]L;W(Z(')G8B@R,#0L,C,X
M+#(U-2D[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF)SX-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M
M86QI9VXZ(&IU<W1I9GD[('!A9&1I;F<M;&5F=#H@-2XT<'0[(&9O;G0Z(#$P
M<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXR,#$V/"]T9#X\
M=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R
M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@
M9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C
M,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L
M:6=N.B!R:6=H=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68G/C8P.#PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\+W1R/@T*/'1R('-T>6QE
M/3-$)W9E<G1I8V%L+6%L:6=N.B!B;W1T;VT[(&)A8VMG<F]U;F0M8V]L;W(Z
M(%=H:71E.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9B<^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT
M+6%L:6=N.B!J=7-T:69Y.R!P861D:6YG+6QE9G0Z(#4N-'!T.R!F;VYT.B`Q
M,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^,C`Q-SPO=&0^
M/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\
M=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[
M(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF
M(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA
M;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF)SXU,34\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4]
M,T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV
M971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/"]T<CX-"CQT<B!S='EL
M93TS1"=V97)T:6-A;"UA;&EG;CH@8F]T=&]M.R!B86-K9W)O=6YD+6-O;&]R
M.B!R9V(H,C`T+#(S."PR-34I.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9B<^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S
M='EL93TS1"=T97AT+6%L:6=N.B!J=7-T:69Y.R!P861D:6YG+6)O='1O;3H@
M,7!T.R!P861D:6YG+6QE9G0Z(#4N-'!T.R!F;VYT.B`Q,'!T($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[)B,Q-C`[5&AE<F5A9G1E
M<CPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P861D:6YG+6)O
M='1O;3H@,7!T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P
M('-T>6QE/3-$)V)O<F1E<BUB;W1T;VTZ($)L86-K(#%P="!S;VQI9#L@9F]N
M=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[('1E>'0M
M86QI9VXZ(&QE9G0G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S
M='EL93TS1"=B;W)D97(M8F]T=&]M.B!";&%C:R`Q<'0@<V]L:60[(&9O;G0Z
M(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T97AT+6%L
M:6=N.B!R:6=H="<^,2PU.#0\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y
M;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#%P=#L@=&5X="UA;&EG;CH@;&5F=#L@
M9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C
M,38P.SPO=&0^/"]T<CX-"CQT<B!S='EL93TS1"=V97)T:6-A;"UA;&EG;CH@
M8F]T=&]M.R!B86-K9W)O=6YD+6-O;&]R.B!7:&ET93L@9F]N=#H@,3!P="!#
M86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/@T*("`@(#QT9"!N;W=R
M87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@:G5S=&EF>3L@<&%D
M9&EN9RUB;W1T;VTZ(#(N-7!T.R!P861D:6YG+6QE9G0Z(#4N-'!T.R!F;VYT
M.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[
M)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[5&]T86P\+W1D
M/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ
M(#(N-7!T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T
M>6QE/3-$)V)O<F1E<BUB;W1T;VTZ($)L86-K(#(N-7!T(&1O=6)L93L@9F]N
M=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[('1E>'0M
M86QI9VXZ(&QE9G0G/B0\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4]
M,T0G8F]R9&5R+6)O='1O;3H@0FQA8VL@,BXU<'0@9&]U8FQE.R!F;VYT.B`Q
M,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@=&5X="UA;&EG
M;CH@<FEG:'0G/C4L,30P/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE
M/3-$)W!A9&1I;F<M8F]T=&]M.B`R+C5P=#L@=&5X="UA;&EG;CH@;&5F=#L@
M9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C
M,38P.SPO=&0^/"]T<CX\+W1A8FQE/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@
M("`@/"]T<CX-"B`@("`\+W1A8FQE/@T*("`\+V)O9'D^#0H\+VAT;6P^#0H-
M"BTM+2TM+3U?3F5X=%!A<G1?9CDP-C-D,F%?,#-E-5\T.30T7V%B-#E?,C!E
M-#-D838Y83@V#0I#;VYT96YT+4QO8V%T:6]N.B!F:6QE.B\O+T,Z+V8Y,#8S
M9#)A7S`S935?-#DT-%]A8C0Y7S(P930S9&$V.6$X-B]7;W)K<VAE971S+U-H
M965T,3DN:'1M;`T*0V]N=&5N="U4<F%N<V9E<BU%;F-O9&EN9SH@<75O=&5D
M+7!R:6YT86)L90T*0V]N=&5N="U4>7!E.B!T97AT+VAT;6P[(&-H87)S970]
M(G5S+6%S8VEI(@T*#0H\:'1M;#X-"B`@/&AE860^#0H@("`@/$U%5$$@:'1T
M<"UE<75I=CTS1$-O;G1E;G0M5'EP92!C;VYT96YT/3-$)W1E>'0O:'1M;#L@
M8VAA<G-E=#UU=&8M."<^/'-C<FEP="!T>7!E/3-$=&5X="]J879A<V-R:7!T
M('-R8STS1%-H;W<N:G,^+RH@1&\@3F]T(%)E;6]V92!4:&ES($-O;6UE;G0@
M*B\\+W-C<FEP=#X\+VAE860^#0H@(#QB;V1Y/@T*("`@(#QT86)L92!C;&%S
M<STS1')E<&]R="!I9#TS1$E$,$5,13X-"B`@("`@(#QT<CX-"B`@("`@("`@
M/'1H(&-L87-S/3-$=&P@8V]L<W!A;CTS1#$@<F]W<W!A;CTS1#(^/'-T<F]N
M9SY%;7!L;WEE92!"96YE9FET(%!L86YS/&)R/CPO<W1R;VYG/CPO=&@^#0H@
M("`@("`@(#QT:"!C;&%S<STS1'1H(&-O;'-P86X],T0Q/C$R($UO;G1H<R!%
M;F1E9#PO=&@^#0H@("`@("`\+W1R/@T*("`@("`@/'1R/@T*("`@("`@("`\
M=&@@8VQA<W,],T1T:#Y$96,N(#,Q+"`R,#$R/&)R/CPO=&@^#0H@("`@("`\
M+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F4^#0H@("`@("`@(#QT9"!C;&%S
M<STS1'!L('9A;&EG;CTS1'1O<#X\<W1R;VYG/D-O;7!E;G-A=&EO;B!A;F0@
M4F5T:7)E;65N="!$:7-C;&]S=7)E(%M!8G-T<F%C=%T\+W-T<F]N9SX\+W1D
M/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D
M/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')O/@T*("`@("`@
M("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^16UP;&]Y964@0F5N969I
M="!0;&%N<SPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'`@<W1Y
M;&4],T0G9F]N=#H@,3!P="]N;W)M86P@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF.R!M87)G:6XZ(#`[('1E>'0M86QI9VXZ(&QE9G0G/CQB/DYO
M=&4@,3(N($5M<&QO>65E($)E;F5F:70@4&QA;G,\+V(^)B,Q-C`[/"]P/@T*
M#0H\<"!S='EL93TS1"=F;VYT.B`Q,'!T+VYO<FUA;"!#86QI8G)I+"!(96QV
M971I8V$L(%-A;G,M4V5R:68[(&UA<F=I;CH@,#L@=&5X="UA;&EG;CH@;&5F
M="<^)B,Q-C`[/"]P/@T*#0H\<"!S='EL93TS1"=F;VYT.B`Q,'!T+VYO<FUA
M;"!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[(&UA<F=I;CH@,#L@
M=&5X="UA;&EG;CH@;&5F="<^/'4^-#`Q*&LI(%!L86X\+W4^+B!4:&4@0V]M
M<&%N>2!S<&]N<V]R<PT*82!R971I<F5M96YT('-A=FEN9W,@<&QA;B!P=7)S
M=6%N="!T;R!396-T:6]N(#0P,2AK*2!O9B!T:&4@26YT97)N86P@4F5V96YU
M92!#;V1E+B!4:')O=6=H($1E8V5M8F5R(#,Q+"`R,#$R+"!E;7!L;WEE97,@
M=VAO(&AA=F4-"F-O;7!L971E9"!O;F4@>65A<B!O9B!S97)V:6-E(&%R92!E
M;&EG:6)L92!T;R!P87)T:6-I<&%T92!I;B!T:&4@<&QA;BX@4W5B<V5Q=65N
M="!T;R!$96-E;6)E<B`S,2P@,C`Q,BP@=&AE('=A:71I;F<@<&5R:6]D(&AA
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M8V]N=')I8G5T92!U<"!T;R`Q-24@;V8@86YN=6%L('-A;&%R>0T*=&\@=&AE
M('!L86XN(%1H92!#;VUP86YY(&-O;G1R:6)U=&5S(&%N(&%M;W5N="!E<75A
M;"!T;R!T:&4@<W5M(&]F(#$I(#$P,"4@;V8@=&AE(&5M<&QO>65E)B,Q-#8[
M<R!S86QA<GD@8V]N=')I8G5T960@=7`@=&\@,R4-"F%N9"`R*2`U,"4@;V8@
M=&AE(&5M<&QO>65E)B,Q-#8[<R!S86QA<GD@8V]N=')I8G5T960@8F5T=V5E
M;B`S)2!A;F0@-24N($-O;7!A;GD@8V]N=')I8G5T:6]N<R!A<F4@,3`P)2!V
M97-T960@:6UM961I871E;'DN(%1H90T*0V]M<&%N>28C,30V.W,@;6%T8VAI
M;F<@8V]N=')I8G5T:6]N(&5X<&5N<V4@=V%S("0Q+C(@;6EL;&EO;BP@)#$N
M,B!M:6QL:6]N+"!A;F0@)#$N,2!M:6QL:6]N+"!F;W(@=&AE('EE87)S(&5N
M9&5D($1E8V5M8F5R(#,Q+`T*,C`Q,BP@,C`Q,2P@86YD(#(P,3`L(')E<W!E
M8W1I=F5L>2X@06QT:&]U9V@@9&ES8W)E=&EO;F%R>2!C;VYT<FEB=71I;VYS
M(&)Y('1H92!#;VUP86YY(&%R92!P97)M:71T960@8GD@=&AE('!L86XL('1H
M92!#;VUP86YY#0ID:60@;F]T(&UA:V4@86YY('-U8V@@8V]N=')I8G5T:6]N
M<R!I;B`R,#$R+"`R,#$Q(&]R(#(P,3`N(%1H92!#;VUP86YY)B,Q-#8[<R!M
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M#0H\<"!S='EL93TS1"=F;VYT.B`Q,'!T+VYO<FUA;"!#86QI8G)I+"!(96QV
M971I8V$L(%-A;G,M4V5R:68[(&UA<F=I;CH@,#L@=&5X="UA;&EG;CH@;&5F
M="<^)B,Q-C`[/"]P/@T*#0H\<"!S='EL93TS1"=F;VYT.B`Q,'!T+VYO<FUA
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M(&%T(&YO<FUA;"!R971I<F5M96YT(&%G92!O9B`V-2P@97%U86P@=&\-"F]N
M92UT=V5L9G1H(&]F('1H92!S=6T@;V8@*&DI(#`N-S4E(&]F($9I;F%L($%V
M97)A9V4@06YN=6%L($-O;7!E;G-A=&EO;B`H-2!H:6=H97-T(&-O;G-E8W5T
M:79E(&-A;&5N9&%R('EE87)S)B,Q-#8[(&5A<FYI;F=S#0IO=70@;V8@=&AE
M(&QA<W0@,3`@>65A<G,@;V8@96UP;&]Y;65N="D@;75L=&EP;&EE9"!B>2!T
M:&4@96UP;&]Y964F(S$T-CMS('EE87)S(&]F('-E<G9I8V4@;F]T(&EN(&5X
M8V5S<R!O9B`T,"!Y96%R<RP@86YD("AI:2D-"C`N-C4E(&]F($9I;F%L($%V
M97)A9V4@06YN=6%L($-O;7!E;G-A=&EO;B!I;B!E>&-E<W,@;V8@=&AE(&%V
M97)A9V4@<V]C:6%L('-E8W5R:71Y('=A9V4@8F%S92!M=6QT:7!L:65D(&)Y
M('EE87)S(&]F('-E<G9I8V4@;F]T#0II;B!E>&-E<W,@;V8@,S4@>65A<G,N
M($)E;F5F:71S('=E<F4@9G5L;'D@=F5S=&5D(&%F=&5R(&9I=F4@>65A<G,@
M;V8@<V5R=FEC92X\+W`^#0H-"CQP('-T>6QE/3-$)V9O;G0Z(#$P<'0O;F]R
M;6%L($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@;6%R9VEN.B`P
M.R!T97AT+6%L:6=N.B!L969T)SXF(S$V,#L\+W`^#0H-"CQP('-T>6QE/3-$
M)V9O;G0Z(#$P<'0O;F]R;6%L($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9CL@;6%R9VEN.B`P.R!T97AT+6%L:6=N.B!L969T)SY$=7)I;F<@=&AE
M('-E8V]N9"!Q=6%R=&5R(&]F(#(P,#DL('1H90T*0V]M<&%N>2!A;65N9&5D
M('1H92!096YS:6]N(%!L86X@=&\@;&EM:70@96QI9VEB:6QI='D@=&\@96UP
M;&]Y965S(&AI<F5D('!R:6]R('1O($IU;F4@,3DL(#(P,#DN($1U<FEN9R!T
M:&4@9F]U<G1H('%U87)T97(@;V8@,C`Q,BP-"G1H92!#;VUP86YY(&YO=&EF
M:65D(&5M<&QO>65E<R!T:&%T('1H92!096YS:6]N(%!L86X@=V]U;&0@8F4@
M9G)O>F5N(&9O<B!A;&P@<&%R=&EC:7!A;G1S(&]N($1E8V5M8F5R(#,Q+"`R
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M<VEO;B!0;&%N(')E<W5L=&5D(&EN(&%N(&EM;65D:6%T92`D-BXV(&UI;&QI
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M;B!S:&%R96AO;&1E<G,F(S$T-CL@97%U:71Y+CPO<#X-"@T*/'`@<W1Y;&4]
M,T0G9F]N=#H@,3!P="]N;W)M86P@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF.R!M87)G:6XZ(#`[('1E>'0M86QI9VXZ(&QE9G0G/B8C,38P.SPO
M<#X-"@T*/'`@<W1Y;&4],T0G9F]N=#H@,3!P="]N;W)M86P@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF.R!M87)G:6XZ(#`[('1E>'0M86QI9VXZ
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M,#`-"G1O('1H92!096YS:6]N(%!L86X@:6X@96%C:"!O9B!T:&4@>65A<G,@
M96YD960@1&5C96UB97(@,S$L(#(P,3(L(#(P,3$@86YD(#(P,3`N(%1H92!#
M;VUP86YY(&5X<&5C=',@=&AA="!I="!W:6QL(&-O;G1R:6)U=&4@)#$L-3`P
M+#`P,`T*=&\@=&AE(%!E;G-I;VX@4&QA;B!I;B`R,#$S+CPO<#X-"@T*#0H-
M"@T*#0H\<"!S='EL93TS1"=F;VYT.B`Q,'!T+VYO<FUA;"!#86QI8G)I+"!(
M96QV971I8V$L(%-A;G,M4V5R:68[(&UA<F=I;CH@,#L@=&5X="UA;&EG;CH@
M;&5F="<^)B,Q-C`[/"]P/@T*#0H\<"!S='EL93TS1"=F;VYT.B`Q,'!T+VYO
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M86-T=6%R:6%L(&-O;G-U;'1A;G1S+`T*86YD(&ET<R!P;&%N(&%S<V5T<RP@
M=VET:"!T:&4@9&EF9F5R96YC92!B971W965N('1H92!T=V\@86UO=6YT<R!R
M97!R97-E;G1I;F<@=&AE(&9U;F1E9"!S=&%T=7,@;V8@=&AE(%!E;G-I;VX@
M4&QA;B!A<R!O9B!T:&4@96YD#0IO9B!T:&4@<F5S<&5C=&EV92!Y96%R+CPO
M<#X-"@T*/'`@<W1Y;&4],T0G9F]N=#H@,3!P="]N;W)M86P@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF.R!M87)G:6XZ(#`[('1E>'0M86QI9VXZ
M(&QE9G0[('1E>'0M:6YD96YT.B`Q,RXU<'0G/B8C,38P.SPO<#X-"@T*/'1A
M8FQE(&-E;&QP861D:6YG/3-$,"!C96QL<W!A8VEN9STS1#`@<W1Y;&4],T0G
M8F]R9&5R+6-O;&QA<'-E.B!C;VQL87!S93L@=VED=&@Z(#$P,"4[(&9O;G0Z
M(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SX-"CQT<B!S
M='EL93TS1"=V97)T:6-A;"UA;&EG;CH@8F]T=&]M.R!F;VYT.B`Q,'!T($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^#0H@("`@/'1D(&YO=W)A
M<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B!I=&%L:6,@,3!P="!#86QI8G)I
M+"!(96QV971I8V$L(%-A;G,M4V5R:68[('1E>'0M86QI9VXZ(&IU<W1I9GDG
M/B@D(&EN('1H;W5S86YD<RD\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y
M;&4],T0G9F]N=#H@8F]L9"`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9CL@<&%D9&EN9RUB;W1T;VTZ(#%P="<^)B,Q-C`[/"]T9#X-"B`@
M("`\=&0@8V]L<W!A;CTS1#(@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O
M;G0Z(&)O;&0@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[
M('1E>'0M86QI9VXZ(&-E;G1E<CL@8F]R9&5R+6)O='1O;3H@0FQA8VL@,7!T
M('-O;&ED)SXR,#$R/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$
M)W!A9&1I;F<M8F]T=&]M.B`Q<'0[(&9O;G0Z(&)O;&0@,3!P="!#86QI8G)I
M+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A
M<#TS1&YO=W)A<"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@,7!T.R!F;VYT
M.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[
M/"]T9#X-"B`@("`\=&0@8V]L<W!A;CTS1#(@;F]W<F%P/3-$;F]W<F%P('-T
M>6QE/3-$)W1E>'0M86QI9VXZ(&-E;G1E<CL@8F]R9&5R+6)O='1O;3H@0FQA
M8VL@,7!T('-O;&ED.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9B<^,C`Q,3PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL
M93TS1"=P861D:6YG+6)O='1O;3H@,7!T.R!F;VYT.B`Q,'!T($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P
M/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`Q<'0[(&9O;G0Z
M(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\
M+W1D/@T*("`@(#QT9"!C;VQS<&%N/3-$,B!N;W=R87`],T1N;W=R87`@<W1Y
M;&4],T0G=&5X="UA;&EG;CH@8V5N=&5R.R!B;W)D97(M8F]T=&]M.B!";&%C
M:R`Q<'0@<V]L:60[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF)SXR,#$P/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE
M/3-$)W!A9&1I;F<M8F]T=&]M.B`Q<'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CPO='(^#0H\='(@
M<W1Y;&4],T0G=F5R=&EC86PM86QI9VXZ(&)O='1O;3L@8F%C:V=R;W5N9"UC
M;VQO<CH@<F=B*#(P-"PR,S@L,C4U*3L@9F]N=#H@,3!P="!#86QI8G)I+"!(
M96QV971I8V$L(%-A;G,M4V5R:68G/@T*("`@(#QT9"!N;W=R87`],T1N;W=R
M87`@<W1Y;&4],T0G=&5X="UD96-O<F%T:6]N.B!U;F1E<FQI;F4[('1E>'0M
M86QI9VXZ(&IU<W1I9GD[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A
M+"!386YS+5-E<FEF)SY#:&%N9V4@:6X@8F5N969I="!O8FQI9V%T:6]N/"]T
M9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@
M(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F
M=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G
M/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT
M+6%L:6=N.B!R:6=H=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S
M='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P
M/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P
M="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^
M/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!R:6=H
M=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G
M/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT
M+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T
M>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y
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M.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^
M)B,Q-C`[/"]T9#X\+W1R/@T*/'1R('-T>6QE/3-$)W9E<G1I8V%L+6%L:6=N
M.B!B;W1T;VT[(&)A8VMG<F]U;F0M8V]L;W(Z(%=H:71E.R!F;VYT.B`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^#0H@("`@/'1D(&YO
M=W)A<#TS1&YO=W)A<"!S='EL93TS1"=W:61T:#H@-S`E.R!T97AT+6%L:6=N
M.B!J=7-T:69Y.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9B<^0F5N969I="!O8FQI9V%T:6]N(&%T(&)E9VEN;FEN9R!O9B!Y
M96%R/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W=I9'1H.B`Q
M)3L@9F]N=#H@8F]L9"`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T
M>6QE/3-$)W=I9'1H.B`Q)3L@9F]N=#H@8F]L9"`Q,'!T($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9CL@=&5X="UA;&EG;CH@;&5F="<^)#PO=&0^
M/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=W:61T:#H@-R4[(&9O;G0Z
M(&)O;&0@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[('1E
M>'0M86QI9VXZ(')I9VAT)SXT,"PP.#0\+W1D/CQT9"!N;W=R87`],T1N;W=R
M87`@<W1Y;&4],T0G=VED=&@Z(#$E.R!F;VYT.B!B;VQD(#$P<'0@0V%L:6)R
M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T97AT+6%L:6=N.B!L969T)SXF
M(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=VED=&@Z
M(#$E.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE
M/3-$)W=I9'1H.B`Q)3L@=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#
M86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D
M(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=W:61T:#H@-R4[('1E>'0M86QI
M9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9B<^,S$L,30P/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE
M/3-$)W=I9'1H.B`Q)3L@=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#
M86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D
M(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=W:61T:#H@,24[(&9O;G0Z(#$P
M<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D
M/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=VED=&@Z(#$E
M.R!T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)W=I9'1H.B`W)3L@=&5X="UA;&EG;CH@<FEG:'0[(&9O
M;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXR-2PS
M.34\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=VED=&@Z(#$E
M.R!T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\+W1R/@T*/'1R('-T>6QE
M/3-$)W9E<G1I8V%L+6%L:6=N.B!B;W1T;VT[(&)A8VMG<F]U;F0M8V]L;W(Z
M(')G8B@R,#0L,C,X+#(U-2D[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF)SX-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T
M>6QE/3-$)W1E>'0M86QI9VXZ(&IU<W1I9GD[(&9O;G0Z(#$P<'0@0V%L:6)R
M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SY397)V:6-E(&-O<W0\+W1D/CQT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@8F]L9"`Q,'!T($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@
M("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(&)O;&0@,3!P
M="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[('1E>'0M86QI9VXZ
M(&QE9G0G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=F;VYT.B!B;VQD(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF.R!T97AT+6%L:6=N.B!R:6=H="<^,2PX,S4\+W1D/CQT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@8F]L9"`Q,'!T($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9CL@=&5X="UA;&EG;CH@;&5F="<^)B,Q-C`[
M/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@
M0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*
M("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@
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M87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV
M971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A
M<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q
M,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T
M9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I
M9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9B<^,2PW-30\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X
M="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/"]T<CX-"CQT<B!S='EL93TS1"=V
M97)T:6-A;"UA;&EG;CH@8F]T=&]M.R!B86-K9W)O=6YD+6-O;&]R.B!7:&ET
M93L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G
M/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG
M;CH@:G5S=&EF>3L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68G/DEN=&5R97-T(&-O<W0\+W1D/CQT9"!N;W=R87`],T1N;W=R
M87`@<W1Y;&4],T0G9F]N=#H@8F]L9"`Q,'!T($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)V9O;G0Z(&)O;&0@,3!P="!#86QI8G)I+"!(96QV
M971I8V$L(%-A;G,M4V5R:68[('1E>'0M86QI9VXZ(&QE9G0G/B8C,38P.SPO
M=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B!B;VQD(#$P
M<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T97AT+6%L:6=N
M.B!R:6=H="<^,2PT-3$\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4]
M,T0G9F]N=#H@8F]L9"`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9CL@=&5X="UA;&EG;CH@;&5F="<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P
M/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P
M="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^
M/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!R:6=H
M=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G
M/C$L-C,X/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M
M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y
M;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R
M:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL
M93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^,2PU-34\+W1D/CQT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@
M9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C
M,38P.SPO=&0^/"]T<CX-"CQT<B!S='EL93TS1"=V97)T:6-A;"UA;&EG;CH@
M8F]T=&]M.R!B86-K9W)O=6YD+6-O;&]R.B!R9V(H,C`T+#(S."PR-34I.R!F
M;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^#0H@
M("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!J
M=7-T:69Y.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9B<^06-T=6%R:6%L("AG86EN*2!L;W-S/"]T9#X\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)V9O;G0Z(&)O;&0@,3!P="!#86QI8G)I+"!(96QV
M971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A
M<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B!B;VQD(#$P<'0@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T97AT+6%L:6=N.B!L969T)SXF(S$V
M,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@8F]L
M9"`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@=&5X="UA
M;&EG;CH@<FEG:'0G/B@T+#`P-CPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S
M='EL93TS1"=F;VYT.B!B;VQD(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF.R!T97AT+6%L:6=N.B!L969T)SXI/"]T9#X\=&0@;F]W<F%P
M/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P
M="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^
M/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!R:6=H
M=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G
M/C8L,#`T/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M
M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y
M;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R
M:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL
M93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^,BPX,S`\+W1D/CQT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@
M9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C
M,38P.SPO=&0^/"]T<CX-"CQT<B!S='EL93TS1"=V97)T:6-A;"UA;&EG;CH@
M8F]T=&]M.R!B86-K9W)O=6YD+6-O;&]R.B!7:&ET93L@9F]N=#H@,3!P="!#
M86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/@T*("`@(#QT9"!N;W=R
M87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@:G5S=&EF>3L@9F]N
M=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/D)E;F5F
M:71S('!A:60\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N
M=#H@8F]L9"`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^
M)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$
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M,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X
M="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S
M='EL93TS1"=T97AT+6%L:6=N.B!R:6=H=#L@9F]N=#H@,3!P="!#86QI8G)I
M+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B@T.#`\+W1D/CQT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P
M="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/BD\+W1D/CQT9"!N
M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(
M96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO
M=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT
M.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[
M/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ
M(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9B<^*#,Y-#PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T
M97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9B<^*3PO=&0^/"]T<CX-"CQT<B!S='EL93TS1"=V97)T
M:6-A;"UA;&EG;CH@8F]T=&]M.R!B86-K9W)O=6YD+6-O;&]R.B!R9V(H,C`T
M+#(S."PR-34I.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9B<^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T
M97AT+6%L:6=N.B!J=7-T:69Y.R!P861D:6YG+6)O='1O;3H@,7!T.R!F;VYT
M.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^0W5R=&%I
M;&UE;G0@9V%I;CPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F
M;VYT.B!B;VQD(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF
M.R!P861D:6YG+6)O='1O;3H@,7!T)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N
M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G8F]R9&5R+6)O='1O;3H@0FQA8VL@
M,7!T('-O;&ED.R!F;VYT.B!B;VQD(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A
M+"!386YS+5-E<FEF.R!T97AT+6%L:6=N.B!L969T)SXF(S$V,#L\+W1D/CQT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G8F]R9&5R+6)O='1O;3H@0FQA
M8VL@,7!T('-O;&ED.R!F;VYT.B!B;VQD(#$P<'0@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF.R!T97AT+6%L:6=N.B!R:6=H="<^*#8L-3@Y/"]T
M9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M
M.B`Q<'0[(&9O;G0Z(&)O;&0@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68[('1E>'0M86QI9VXZ(&QE9G0G/BD\+W1D/CQT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#%P=#L@9F]N=#H@
M,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO
M=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=B;W)D97(M
M8F]T=&]M.B!";&%C:R`Q<'0@<V]L:60[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T97AT+6%L:6=N.B!L969T)SXF(S$V
M,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G8F]R9&5R+6)O
M='1O;3H@0FQA8VL@,7!T('-O;&ED.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9CL@=&5X="UA;&EG;CH@<FEG:'0G/B8C,34Q
M.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P861D:6YG+6)O
M='1O;3H@,7!T.R!T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W
M<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`Q<'0[(&9O
M;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V
M,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G8F]R
M9&5R+6)O='1O;3H@0FQA8VL@,7!T('-O;&ED.R!F;VYT.B`Q,'!T($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@=&5X="UA;&EG;CH@;&5F="<^
M)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V)O<F1E
M<BUB;W1T;VTZ($)L86-K(#%P="!S;VQI9#L@9F]N=#H@,3!P="!#86QI8G)I
M+"!(96QV971I8V$L(%-A;G,M4V5R:68[('1E>'0M86QI9VXZ(')I9VAT)SXF
M(S$U,3L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN
M9RUB;W1T;VTZ(#%P=#L@=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#
M86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/"]T
M<CX-"CQT<B!S='EL93TS1"=V97)T:6-A;"UA;&EG;CH@8F]T=&]M.R!B86-K
M9W)O=6YD+6-O;&]R.B!7:&ET93L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV
M971I8V$L(%-A;G,M4V5R:68G/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@
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M,7!T)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y
M;&4],T0G8F]R9&5R+6)O='1O;3H@0FQA8VL@,7!T('-O;&ED.R!F;VYT.B!B
M;VQD(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T97AT
M+6%L:6=N.B!L969T)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@
M<W1Y;&4],T0G8F]R9&5R+6)O='1O;3H@0FQA8VL@,7!T('-O;&ED.R!F;VYT
M.B!B;VQD(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T
M97AT+6%L:6=N.B!R:6=H="<^,S(L,C<R/"]T9#X\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`Q<'0[(&9O;G0Z(&)O;&0@
M,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[('1E>'0M86QI
M9VXZ(&QE9G0G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL
M93TS1"=P861D:6YG+6)O='1O;3H@,7!T.R!F;VYT.B`Q,'!T($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@
M;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V)O<F1E<BUB;W1T;VTZ($)L86-K
M(#%P="!S;VQI9#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68[('1E>'0M86QI9VXZ(&QE9G0G/B8C,38P.SPO=&0^/'1D(&YO
M=W)A<#TS1&YO=W)A<"!S='EL93TS1"=B;W)D97(M8F]T=&]M.B!";&%C:R`Q
M<'0@<V]L:60[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF.R!T97AT+6%L:6=N.B!R:6=H="<^-#`L,#@T/"]T9#X\=&0@;F]W
M<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`Q<'0[('1E
M>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A
M+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@
M<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#%P=#L@9F]N=#H@,3!P="!#86QI
M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@
M/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=B;W)D97(M8F]T=&]M.B!"
M;&%C:R`Q<'0@<V]L:60[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A
M+"!386YS+5-E<FEF.R!T97AT+6%L:6=N.B!L969T)SXF(S$V,#L\+W1D/CQT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G8F]R9&5R+6)O='1O;3H@0FQA
M8VL@,7!T('-O;&ED.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9CL@=&5X="UA;&EG;CH@<FEG:'0G/C,Q+#$T,#PO=&0^/'1D
M(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@,7!T
M.R!T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\+W1R/@T*/'1R('-T>6QE
M/3-$)W9E<G1I8V%L+6%L:6=N.B!B;W1T;VT[(&)A8VMG<F]U;F0M8V]L;W(Z
M(')G8B@R,#0L,C,X+#(U-2D[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF)SX-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T
M>6QE/3-$)W1E>'0M9&5C;W)A=&EO;CH@=6YD97)L:6YE.R!T97AT+6%L:6=N
M.B!J=7-T:69Y.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9B<^0VAA;F=E(&EN('!L86X@87-S971S/"]T9#X\=&0@;F]W<F%P
M/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P
M="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^
M/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!R:6=H
M=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G
M/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT
M+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T
M>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y
M;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(
M96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS
M1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!R:6=H=#L@9F]N=#H@,3!P
M="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^
M/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T
M.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^
M)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z
M(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\
M+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA
M;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL
M93TS1"=T97AT+6%L:6=N.B!R:6=H=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(
M96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS
M1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\
M+W1R/@T*/'1R('-T>6QE/3-$)W9E<G1I8V%L+6%L:6=N.B!B;W1T;VT[(&)A
M8VMG<F]U;F0M8V]L;W(Z(%=H:71E.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9B<^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A
M<"!S='EL93TS1"=T97AT+6%L:6=N.B!J=7-T:69Y.R!F;VYT.B`Q,'!T($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^4&QA;B!A<W-E=',@870@
M8F5G:6YN:6YG(&]F('EE87(\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y
M;&4],T0G9F]N=#H@8F]L9"`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P
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M=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N
M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O
M;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXR,BPT
M,S$\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG
M;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^
M)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$
M)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R
M87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXQ-RPW.3,\+W1D/CQT9"!N
M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N
M=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P
M.SPO=&0^/"]T<CX-"CQT<B!S='EL93TS1"=V97)T:6-A;"UA;&EG;CH@8F]T
M=&]M.R!B86-K9W)O=6YD+6-O;&]R.B!R9V(H,C`T+#(S."PR-34I.R!F;VYT
M.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^#0H@("`@
M/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!J=7-T
M:69Y.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9B<^06-T=6%L(')E='5R;B!O;B!P;&%N(&%S<V5T<SPO=&0^/'1D(&YO=W)A
M<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B!B;VQD(#$P<'0@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N
M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@8F]L9"`Q,'!T($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@=&5X="UA;&EG;CH@;&5F="<^
M)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z
M(&)O;&0@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[('1E
M>'0M86QI9VXZ(')I9VAT)SXS+#8V,3PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A
M<"!S='EL93TS1"=F;VYT.B!B;VQD(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A
M+"!386YS+5-E<FEF.R!T97AT+6%L:6=N.B!L969T)SXF(S$V,#L\+W1D/CQT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I
M+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D
M(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F
M;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q
M-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI
M9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9B<^,34\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
M=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I
M8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A
M<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P
M('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R
M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R
M87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z
M(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXR+#4S,CPO
M=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L
M969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9B<^)B,Q-C`[/"]T9#X\+W1R/@T*/'1R('-T>6QE/3-$)W9E<G1I8V%L+6%L
M:6=N.B!B;W1T;VT[(&)A8VMG<F]U;F0M8V]L;W(Z(%=H:71E.R!F;VYT.B`Q
M,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^#0H@("`@/'1D
M(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!J=7-T:69Y
M.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^
M16UP;&]Y97(@8V]N=')I8G5T:6]N<SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A
M<"!S='EL93TS1"=F;VYT.B!B;VQD(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A
M+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G9F]N=#H@8F]L9"`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9CL@=&5X="UA;&EG;CH@;&5F="<^)B,Q-C`[/"]T
M9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(&)O;&0@,3!P
M="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[('1E>'0M86QI9VXZ
M(')I9VAT)SXR+#4P,#PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=F;VYT.B!B;VQD(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF.R!T97AT+6%L:6=N.B!L969T)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I
M8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS
M1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\
M=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT
M.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^
M,BPU,#`\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA
M;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL
M93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE
M/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@
M0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXR+#4P,#PO=&0^/'1D
M(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F
M;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q
M-C`[/"]T9#X\+W1R/@T*/'1R('-T>6QE/3-$)W9E<G1I8V%L+6%L:6=N.B!B
M;W1T;VT[(&)A8VMG<F]U;F0M8V]L;W(Z(')G8B@R,#0L,C,X+#(U-2D[(&9O
M;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SX-"B`@
M("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&IU
M<W1I9GD[('!A9&1I;F<M8F]T=&]M.B`Q<'0[(&9O;G0Z(#$P<'0@0V%L:6)R
M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SY"96YE9FET<R!P86ED/"]T9#X\
M=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(&)O;&0@,3!P="!#
M86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[('!A9&1I;F<M8F]T=&]M
M.B`Q<'0G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S
M='EL93TS1"=B;W)D97(M8F]T=&]M.B!";&%C:R`Q<'0@<V]L:60[(&9O;G0Z
M(&)O;&0@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[('1E
M>'0M86QI9VXZ(&QE9G0G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A
M<"!S='EL93TS1"=B;W)D97(M8F]T=&]M.B!";&%C:R`Q<'0@<V]L:60[(&9O
M;G0Z(&)O;&0@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[
M('1E>'0M86QI9VXZ(')I9VAT)SXH-3`S/"]T9#X\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`Q<'0[(&9O;G0Z(&)O;&0@
M,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[('1E>'0M86QI
M9VXZ(&QE9G0G/BD\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
M<&%D9&EN9RUB;W1T;VTZ(#%P=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV
M971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A
M<#TS1&YO=W)A<"!S='EL93TS1"=B;W)D97(M8F]T=&]M.B!";&%C:R`Q<'0@
M<V]L:60[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF.R!T97AT+6%L:6=N.B!L969T)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G8F]R9&5R+6)O='1O;3H@0FQA8VL@,7!T('-O
M;&ED.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9CL@=&5X="UA;&EG;CH@<FEG:'0G/B@T.#`\+W1D/CQT9"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#%P=#L@=&5X="UA;&EG
M;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68G/BD\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D
M9&EN9RUB;W1T;VTZ(#%P=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I
M8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS
M1&YO=W)A<"!S='EL93TS1"=B;W)D97(M8F]T=&]M.B!";&%C:R`Q<'0@<V]L
M:60[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF
M.R!T97AT+6%L:6=N.B!L969T)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G8F]R9&5R+6)O='1O;3H@0FQA8VL@,7!T('-O;&ED
M.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@
M=&5X="UA;&EG;CH@<FEG:'0G/B@S.30\+W1D/CQT9"!N;W=R87`],T1N;W=R
M87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#%P=#L@=&5X="UA;&EG;CH@
M;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R
M:68G/BD\+W1D/CPO='(^#0H\='(@<W1Y;&4],T0G=F5R=&EC86PM86QI9VXZ
M(&)O='1O;3L@8F%C:V=R;W5N9"UC;VQO<CH@5VAI=&4[(&9O;G0Z(#$P<'0@
M0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SX-"B`@("`\=&0@;F]W
M<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&IU<W1I9GD[('!A
M9&1I;F<M8F]T=&]M.B`Q<'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF)SY0;&%N(&%S<V5T<R!A="!E;F0@;V8@>65A<CPO
M=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B!B;VQD(#$P
M<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!P861D:6YG+6)O
M='1O;3H@,7!T)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R
M87`@<W1Y;&4],T0G8F]R9&5R+6)O='1O;3H@0FQA8VL@,7!T('-O;&ED.R!F
M;VYT.B!B;VQD(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF
M.R!T97AT+6%L:6=N.B!L969T)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G8F]R9&5R+6)O='1O;3H@0FQA8VL@,7!T('-O;&ED
M.R!F;VYT.B!B;VQD(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF.R!T97AT+6%L:6=N.B!R:6=H="<^,S`L,3(T/"]T9#X\=&0@;F]W<F%P
M/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`Q<'0[(&9O;G0Z
M(&)O;&0@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[('1E
M>'0M86QI9VXZ(&QE9G0G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A
M<"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@,7!T.R!F;VYT.B`Q,'!T($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@
M("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V)O<F1E<BUB;W1T;VTZ
M($)L86-K(#%P="!S;VQI9#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I
M8V$L(%-A;G,M4V5R:68[('1E>'0M86QI9VXZ(&QE9G0G/B8C,38P.SPO=&0^
M/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=B;W)D97(M8F]T=&]M.B!"
M;&%C:R`Q<'0@<V]L:60[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A
M+"!386YS+5-E<FEF.R!T97AT+6%L:6=N.B!R:6=H="<^,C0L-#8V/"]T9#X\
M=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`Q
M<'0[('1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#%P=#L@9F]N=#H@,3!P
M="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^
M#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=B;W)D97(M8F]T
M=&]M.B!";&%C:R`Q<'0@<V]L:60[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF.R!T97AT+6%L:6=N.B!L969T)SXF(S$V,#L\
M+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G8F]R9&5R+6)O='1O
M;3H@0FQA8VL@,7!T('-O;&ED.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9CL@=&5X="UA;&EG;CH@<FEG:'0G/C(R+#0S,3PO
M=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P861D:6YG+6)O='1O
M;3H@,7!T.R!T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\+W1R/@T*/'1R
M('-T>6QE/3-$)W9E<G1I8V%L+6%L:6=N.B!B;W1T;VT[(&)A8VMG<F]U;F0M
M8V]L;W(Z(')G8B@R,#0L,C,X+#(U-2D[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF)SX-"B`@("`\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&IU<W1I9GD[(&9O;G0Z(#$P<'0@
M0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I
M+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D
M(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F
M;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q
M-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI
M9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE
M/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO
M=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@
M;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F
M;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q
M-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI
M9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4]
M,T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G
M/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@
M;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O
M;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V
M,#L\+W1D/CPO='(^#0H\='(@<W1Y;&4],T0G=F5R=&EC86PM86QI9VXZ(&)O
M='1O;3L@8F%C:V=R;W5N9"UC;VQO<CH@5VAI=&4[(&9O;G0Z(#$P<'0@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SX-"B`@("`\=&0@;F]W<F%P
M/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&IU<W1I9GD[('!A9&1I
M;F<M8F]T=&]M.B`R+C5P=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I
M8V$L(%-A;G,M4V5R:68G/D9U;F1E9"!S=&%T=7,@870@96YD(&]F('EE87(\
M+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@8F]L9"`Q
M,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@<&%D9&EN9RUB
M;W1T;VTZ(#(N-7!T)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G8F]R9&5R+6)O='1O;3H@0FQA8VL@,BXU<'0@9&]U
M8FQE.R!F;VYT.B!B;VQD(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF.R!T97AT+6%L:6=N.B!L969T)SXD/"]T9#X\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)V)O<F1E<BUB;W1T;VTZ($)L86-K(#(N-7!T(&1O
M=6)L93L@9F]N=#H@8F]L9"`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9CL@=&5X="UA;&EG;CH@<FEG:'0G/B@R+#$T.#PO=&0^/'1D(&YO
M=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@,BXU<'0[
M(&9O;G0Z(&)O;&0@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R
M:68[('1E>'0M86QI9VXZ(&QE9G0G/BD\+W1D/CQT9"!N;W=R87`],T1N;W=R
M87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#(N-7!T.R!F;VYT.B`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-
M"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V)O<F1E<BUB;W1T
M;VTZ($)L86-K(#(N-7!T(&1O=6)L93L@9F]N=#H@,3!P="!#86QI8G)I+"!(
M96QV971I8V$L(%-A;G,M4V5R:68[('1E>'0M86QI9VXZ(&QE9G0G/B8C,38P
M.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=B;W)D97(M8F]T
M=&]M.B!";&%C:R`R+C5P="!D;W5B;&4[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T97AT+6%L:6=N.B!R:6=H="<^*#$U
M+#8Q.#PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P861D:6YG
M+6)O='1O;3H@,BXU<'0[('1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@
M0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXI/"]T9#X\=&0@;F]W
M<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`R+C5P=#L@
M9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C
M,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=B
M;W)D97(M8F]T=&]M.B!";&%C:R`R+C5P="!D;W5B;&4[(&9O;G0Z(#$P<'0@
M0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T97AT+6%L:6=N.B!L
M969T)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
M8F]R9&5R+6)O='1O;3H@0FQA8VL@,BXU<'0@9&]U8FQE.R!F;VYT.B`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@=&5X="UA;&EG;CH@
M<FEG:'0G/B@X+#<P.3PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=P861D:6YG+6)O='1O;3H@,BXU<'0[('1E>'0M86QI9VXZ(&QE9G0[(&9O
M;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXI/"]T
M9#X\+W1R/@T*/"]T86)L93X-"@T*/'`@<W1Y;&4],T0G9F]N=#H@,3!P="]N
M;W)M86P@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!M87)G:6XZ
M(#`[('1E>'0M86QI9VXZ(&IU<W1I9GDG/B8C,38P.SPO<#X-"@T*/'`@<W1Y
M;&4],T0G9F]N=#H@,3!P="]N;W)M86P@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF.R!M87)G:6XZ(#`[('1E>'0M86QI9VXZ(&QE9G0G/E1H92!A
M8V-U;75L871E9"!B96YE9FET(&]B;&EG871I;VX@<F5L871E9`T*=&\@=&AE
M(%!E;G-I;VX@4&QA;B!W87,@)#,R+#(W,BPP,#`L("0R.2PV-#$L,#`P+"!A
M;F0@)#(R+#$R-"PP,#`@870@1&5C96UB97(@,S$L(#(P,3(L(#(P,3$L(&%N
M9"`R,#$P+"!R97-P96-T:79E;'DN)B,Q-C`[/"]P/@T*#0H\<"!S='EL93TS
M1"=F;VYT.B`Q,'!T+VYO<FUA;"!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68[(&UA<F=I;CH@,#L@=&5X="UA;&EG;CH@;&5F=#L@=&5X="UI;F1E
M;G0Z(#`N,C5I;B<^)B,Q-C`[/"]P/@T*#0H\<"!S='EL93TS1"=F;VYT.B`Q
M,'!T+VYO<FUA;"!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[(&UA
M<F=I;CH@,#L@=&5X="UA;&EG;CH@;&5F="<^5&AE(&9O;&QO=VEN9R!T86)L
M92!P<F5S96YT<R!I;F9O<FUA=&EO;@T*<F5G87)D:6YG('1H92!A;6]U;G1S
M(')E8V]G;FEZ960@:6X@=&AE(&-O;G-O;&ED871E9"!B86QA;F-E('-H965T
M<R!A="!$96-E;6)E<B`S,2P@,C`Q,B!A;F0@,C`Q,2!A<R!I="!R96QA=&5S
M('1O('1H92!096YS:6]N#0I0;&%N+"!E>&-L=61I;F<@=&AE(')E;&%T960@
M9&5F97)R960@=&%X(&%S<V5T<RX\+W`^#0H-"CQP('-T>6QE/3-$)V9O;G0Z
M(#$P<'0O;F]R;6%L($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@
M;6%R9VEN.B`P.R!T97AT+6%L:6=N.B!J=7-T:69Y.R!T97AT+6EN9&5N=#H@
M,3,N-7!T)SXF(S$V,#L\+W`^#0H-"CQT86)L92!C96QL<&%D9&EN9STS1#`@
M8V5L;'-P86-I;F<],T0P('-T>6QE/3-$)V)O<F1E<BUC;VQL87!S93H@8V]L
M;&%P<V4[('=I9'1H.B`Q,#`E.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9B<^#0H\='(@<W1Y;&4],T0G=F5R=&EC86PM86QI
M9VXZ(&)O='1O;3L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68G/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
M9F]N=#H@:71A;&EC(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF.R!T97AT+6%L:6=N.B!J=7-T:69Y)SXH)"!I;B!T:&]U<V%N9',I/"]T
M9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(&)O;&0@,3!P
M="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[('!A9&1I;F<M8F]T
M=&]M.B`Q<'0G/B8C,38P.SPO=&0^#0H@("`@/'1D(&-O;'-P86X],T0R(&YO
M=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B!B;VQD(#$P<'0@0V%L:6)R
M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T97AT+6%L:6=N.B!C96YT97([
M(&)O<F1E<BUB;W1T;VTZ($)L86-K(#%P="!S;VQI9"<^,C`Q,CPO=&0^/'1D
M(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@,7!T
M.R!F;VYT.B!B;VQD(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
M<&%D9&EN9RUB;W1T;VTZ(#%P=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV
M971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&-O;'-P
M86X],T0R(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!C
M96YT97([(&)O<F1E<BUB;W1T;VTZ($)L86-K(#%P="!S;VQI9#L@9F]N=#H@
M,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/C(P,3$\+W1D
M/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ
M(#%P=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R
M:68G/B8C,38P.SPO=&0^/"]T<CX-"CQT<B!S='EL93TS1"=V97)T:6-A;"UA
M;&EG;CH@8F]T=&]M.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9B<^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=T97AT+6%L:6=N.B!J=7-T:69Y.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A
M+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!C;VQS<&%N/3-$
M,B!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@:G5S=&EF
M>3L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G
M/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT
M.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[
M/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@
M0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*
M("`@(#QT9"!C;VQS<&%N/3-$,B!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
M=&5X="UA;&EG;CH@:G5S=&EF>3L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV
M971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO
M=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\+W1R/@T*/'1R('-T>6QE/3-$)W9E
M<G1I8V%L+6%L:6=N.B!B;W1T;VT[(&)A8VMG<F]U;F0M8V]L;W(Z(')G8B@R
M,#0L,C,X+#(U-2D[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF)SX-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$
M)W=I9'1H.B`X,"4[('1E>'0M86QI9VXZ(&IU<W1I9GD[(&9O;G0Z(#$P<'0@
M0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SY/=&AE<B!A<W-E=',@
M)B,Q-3`[('!R97!A:60@<&5N<VEO;B!A<W-E=#PO=&0^/'1D(&YO=W)A<#TS
M1&YO=W)A<"!S='EL93TS1"=W:61T:#H@,24[(&9O;G0Z(&)O;&0@,3!P="!#
M86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@
M("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=W:61T:#H@,24[(&9O
M;G0Z(&)O;&0@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[
M('1E>'0M86QI9VXZ(&QE9G0G/B0\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@
M<W1Y;&4],T0G=VED=&@Z(#<E.R!F;VYT.B!B;VQD(#$P<'0@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T97AT+6%L:6=N.B!R:6=H="<^,2PR
M,S(\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=VED=&@Z(#$E
M.R!F;VYT.B!B;VQD(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF.R!T97AT+6%L:6=N.B!L969T)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G=VED=&@Z(#$E.R!F;VYT.B`Q,'!T($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\
M=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W=I9'1H.B`Q)3L@=&5X="UA
M;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL
M93TS1"=W:61T:#H@-R4[('1E>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^-C<Q/"]T9#X\=&0@
M;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W=I9'1H.B`Q)3L@=&5X="UA;&EG
M;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68G/B8C,38P.SPO=&0^/"]T<CX-"CQT<B!S='EL93TS1"=V97)T:6-A
M;"UA;&EG;CH@8F]T=&]M.R!B86-K9W)O=6YD+6-O;&]R.B!7:&ET93L@9F]N
M=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/@T*("`@
M(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@:G5S
M=&EF>3L@<&%D9&EN9RUB;W1T;VTZ(#%P=#L@9F]N=#H@,3!P="!#86QI8G)I
M+"!(96QV971I8V$L(%-A;G,M4V5R:68G/D]T:&5R(&QI86)I;&ET:65S/"]T
M9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(&)O;&0@,3!P
M="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[('!A9&1I;F<M8F]T
M=&]M.B`Q<'0G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A
M<"!S='EL93TS1"=B;W)D97(M8F]T=&]M.B!";&%C:R`Q<'0@<V]L:60[(&9O
M;G0Z(&)O;&0@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[
M('1E>'0M86QI9VXZ(&QE9G0G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO
M=W)A<"!S='EL93TS1"=B;W)D97(M8F]T=&]M.B!";&%C:R`Q<'0@<V]L:60[
M(&9O;G0Z(&)O;&0@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R
M:68[('1E>'0M86QI9VXZ(')I9VAT)SXH,RPS.#`\+W1D/CQT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#%P=#L@9F]N=#H@
M8F]L9"`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@=&5X
M="UA;&EG;CH@;&5F="<^*3PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL
M93TS1"=P861D:6YG+6)O='1O;3H@,7!T.R!F;VYT.B`Q,'!T($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@
M;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V)O<F1E<BUB;W1T;VTZ($)L86-K
M(#%P="!S;VQI9#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68[('1E>'0M86QI9VXZ(&QE9G0G/B8C,38P.SPO=&0^/'1D(&YO
M=W)A<#TS1&YO=W)A<"!S='EL93TS1"=B;W)D97(M8F]T=&]M.B!";&%C:R`Q
M<'0@<V]L:60[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF.R!T97AT+6%L:6=N.B!R:6=H="<^*#$V+#(X.3PO=&0^/'1D(&YO
M=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@,7!T.R!T
M97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9B<^*3PO=&0^/"]T<CX-"CQT<B!S='EL93TS1"=V97)T
M:6-A;"UA;&EG;CH@8F]T=&]M.R!B86-K9W)O=6YD+6-O;&]R.B!R9V(H,C`T
M+#(S."PR-34I.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9B<^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T
M97AT+6%L:6=N.B!J=7-T:69Y.R!P861D:6YG+6)O='1O;3H@,BXU<'0[(&9O
M;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V
M,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@8F]L
M9"`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@<&%D9&EN
M9RUB;W1T;VTZ(#(N-7!T)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G8F]R9&5R+6)O='1O;3H@0FQA8VL@,BXU<'0@
M9&]U8FQE.R!F;VYT.B!B;VQD(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF.R!T97AT+6%L:6=N.B!L969T)SXD/"]T9#X\=&0@;F]W<F%P
M/3-$;F]W<F%P('-T>6QE/3-$)V)O<F1E<BUB;W1T;VTZ($)L86-K(#(N-7!T
M(&1O=6)L93L@9F]N=#H@8F]L9"`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9CL@=&5X="UA;&EG;CH@<FEG:'0G/B@R+#$T.#PO=&0^/'1D
M(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@,BXU
M<'0[(&9O;G0Z(&)O;&0@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68[('1E>'0M86QI9VXZ(&QE9G0G/BD\+W1D/CQT9"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#(N-7!T.R!F;VYT.B`Q
M,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T
M9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V)O<F1E<BUB
M;W1T;VTZ($)L86-K(#(N-7!T(&1O=6)L93L@9F]N=#H@,3!P="!#86QI8G)I
M+"!(96QV971I8V$L(%-A;G,M4V5R:68[('1E>'0M86QI9VXZ(&QE9G0G/B8C
M,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=B;W)D97(M
M8F]T=&]M.B!";&%C:R`R+C5P="!D;W5B;&4[(&9O;G0Z(#$P<'0@0V%L:6)R
M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T97AT+6%L:6=N.B!R:6=H="<^
M*#$U+#8Q.#PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P861D
M:6YG+6)O='1O;3H@,BXU<'0[('1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P
M<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXI/"]T9#X\+W1R
M/@T*/"]T86)L93X-"@T*/'`@<W1Y;&4],T0G9F]N=#H@,3!P="\Q,"XP-7!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@;6%R9VEN.B`P.R!T
M97AT+6%L:6=N.B!J=7-T:69Y)SXF(S$V,#L\+W`^#0H-"CQP('-T>6QE/3-$
M)V9O;G0Z(#$P<'0O;F]R;6%L($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9CL@;6%R9VEN.B`P.R!T97AT+6%L:6=N.B!L969T)SY4:&4@9F]L;&]W
M:6YG('1A8FQE('!R97-E;G1S(&EN9F]R;6%T:6]N#0IR96=A<F1I;F<@=&AE
M(&%M;W5N=',@<F5C;V=N:7IE9"!I;B!A8V-U;75L871E9"!O=&AE<B!C;VUP
M<F5H96YS:79E(&EN8V]M92`H04]#22D@870@1&5C96UB97(@,S$L(#(P,3(@
M86YD(#(P,3$L(&%S(&ET(')E;&%T97,-"G1O('1H92!096YS:6]N(%!L86XN
M/"]P/@T*#0H\<"!S='EL93TS1"=F;VYT.B`Q,'!T+VYO<FUA;"!#86QI8G)I
M+"!(96QV971I8V$L(%-A;G,M4V5R:68[(&UA<F=I;CH@,#L@=&5X="UA;&EG
M;CH@:G5S=&EF>3L@=&5X="UI;F1E;G0Z(#$S+C5P="<^)B,Q-C`[/"]P/@T*
M#0H\=&%B;&4@8V5L;'!A9&1I;F<],T0P(&-E;&QS<&%C:6YG/3-$,"!S='EL
M93TS1"=B;W)D97(M8V]L;&%P<V4Z(&-O;&QA<'-E.R!W:61T:#H@,3`P)3L@
M9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/@T*
M/'1R('-T>6QE/3-$)W9E<G1I8V%L+6%L:6=N.B!B;W1T;VT[(&9O;G0Z(#$P
M<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SX-"B`@("`\=&0@
M;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(&ET86QI8R`Q,'!T($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@=&5X="UA;&EG;CH@:G5S
M=&EF>2<^*"0@:6X@=&AO=7-A;F1S*3PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A
M<"!S='EL93TS1"=F;VYT.B!B;VQD(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A
M+"!386YS+5-E<FEF.R!P861D:6YG+6)O='1O;3H@,7!T)SXF(S$V,#L\+W1D
M/@T*("`@(#QT9"!C;VQS<&%N/3-$,B!N;W=R87`],T1N;W=R87`@<W1Y;&4]
M,T0G9F]N=#H@8F]L9"`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9CL@=&5X="UA;&EG;CH@8V5N=&5R.R!B;W)D97(M8F]T=&]M.B!";&%C
M:R`Q<'0@<V]L:60G/C(P,3(\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y
M;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#%P=#L@9F]N=#H@8F]L9"`Q,'!T($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@
M;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`Q<'0[
M(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF
M(S$V,#L\+W1D/@T*("`@(#QT9"!C;VQS<&%N/3-$,B!N;W=R87`],T1N;W=R
M87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@8V5N=&5R.R!B;W)D97(M8F]T=&]M
M.B!";&%C:R`Q<'0@<V]L:60[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF)SXR,#$Q/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P
M('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`Q<'0[(&9O;G0Z(#$P<'0@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CPO='(^
M#0H\='(@<W1Y;&4],T0G=F5R=&EC86PM86QI9VXZ(&)O='1O;3L@9F]N=#H@
M,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/@T*("`@(#QT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@:G5S=&EF
M>3L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G
M/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT
M.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[
M/"]T9#X-"B`@("`\=&0@8V]L<W!A;CTS1#(@;F]W<F%P/3-$;F]W<F%P('-T
M>6QE/3-$)W1E>'0M86QI9VXZ(&IU<W1I9GD[(&9O;G0Z(#$P<'0@0V%L:6)R
M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R
M87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV
M971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO
M=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@8V]L<W!A;CTS1#(@
M;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&IU<W1I9GD[
M(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF
M(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@
M,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO
M=&0^/"]T<CX-"CQT<B!S='EL93TS1"=V97)T:6-A;"UA;&EG;CH@8F]T=&]M
M.R!B86-K9W)O=6YD+6-O;&]R.B!R9V(H,C`T+#(S."PR-34I.R!F;VYT.B`Q
M,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^#0H@("`@/'1D
M(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=W:61T:#H@.#`E.R!T97AT+6%L
M:6=N.B!J=7-T:69Y.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9B<^3F5T(&QO<W,\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@
M<W1Y;&4],T0G=VED=&@Z(#$E.R!F;VYT.B!B;VQD(#$P<'0@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N
M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=VED=&@Z(#$E.R!F;VYT.B!B;VQD
M(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T97AT+6%L
M:6=N.B!L969T)SXD/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$
M)W=I9'1H.B`W)3L@9F]N=#H@8F]L9"`Q,'!T($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9CL@=&5X="UA;&EG;CH@<FEG:'0G/C,L,S@P/"]T9#X\
M=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W=I9'1H.B`Q)3L@9F]N=#H@
M8F]L9"`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@=&5X
M="UA;&EG;CH@;&5F="<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P
M('-T>6QE/3-$)W=I9'1H.B`Q)3L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV
M971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A
M<#TS1&YO=W)A<"!S='EL93TS1"=W:61T:#H@,24[('1E>'0M86QI9VXZ(&QE
M9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF
M)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=VED
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M<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SX-"B`@("`\=&0@
M;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&IU<W1I9GD[
M(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SY.
M970@=')A;G-I=&EO;B!O8FQI9V%T:6]N/"]T9#X\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)V9O;G0Z(&)O;&0@,3!P="!#86QI8G)I+"!(96QV971I
M8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS
M1&YO=W)A<"!S='EL93TS1"=F;VYT.B!B;VQD(#$P<'0@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF.R!T97AT+6%L:6=N.B!L969T)SXF(S$V,#L\
M+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@8F]L9"`Q
M,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@=&5X="UA;&EG
M;CH@<FEG:'0G/B8C,34Q.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL
M93TS1"=F;VYT.B!B;VQD(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF.R!T97AT+6%L:6=N.B!L969T)SXF(S$V,#L\+W1D/CQT9"!N;W=R
M87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV
M971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A
M<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q
M,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T
M9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I
M9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9B<^,S(\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA
M;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68G/B8C,38P.SPO=&0^/"]T<CX-"CQT<B!S='EL93TS1"=V97)T
M:6-A;"UA;&EG;CH@8F]T=&]M.R!B86-K9W)O=6YD+6-O;&]R.B!R9V(H,C`T
M+#(S."PR-34I.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9B<^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T
M97AT+6%L:6=N.B!J=7-T:69Y.R!P861D:6YG+6)O='1O;3H@,7!T.R!F;VYT
M.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^4')I;W(@
M<V5R=FEC92!C;W-T/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$
M)V9O;G0Z(&)O;&0@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R
M:68[('!A9&1I;F<M8F]T=&]M.B`Q<'0G/B8C,38P.SPO=&0^#0H@("`@/'1D
M(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=B;W)D97(M8F]T=&]M.B!";&%C
M:R`Q<'0@<V]L:60[(&9O;G0Z(&)O;&0@,3!P="!#86QI8G)I+"!(96QV971I
M8V$L(%-A;G,M4V5R:68[('1E>'0M86QI9VXZ(&QE9G0G/B8C,38P.SPO=&0^
M/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=B;W)D97(M8F]T=&]M.B!"
M;&%C:R`Q<'0@<V]L:60[(&9O;G0Z(&)O;&0@,3!P="!#86QI8G)I+"!(96QV
M971I8V$L(%-A;G,M4V5R:68[('1E>'0M86QI9VXZ(')I9VAT)SXF(S$U,3L\
M+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T
M;VTZ(#%P=#L@9F]N=#H@8F]L9"`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9CL@=&5X="UA;&EG;CH@;&5F="<^)B,Q-C`[/"]T9#X\=&0@
M;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`Q<'0[
M(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF
M(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
M8F]R9&5R+6)O='1O;3H@0FQA8VL@,7!T('-O;&ED.R!F;VYT.B`Q,'!T($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@=&5X="UA;&EG;CH@;&5F
M="<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V)O
M<F1E<BUB;W1T;VTZ($)L86-K(#%P="!S;VQI9#L@9F]N=#H@,3!P="!#86QI
M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[('1E>'0M86QI9VXZ(')I9VAT
M)SXT-#PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P861D:6YG
M+6)O='1O;3H@,7!T.R!T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\+W1R
M/@T*/'1R('-T>6QE/3-$)W9E<G1I8V%L+6%L:6=N.B!B;W1T;VT[(&)A8VMG
M<F]U;F0M8V]L;W(Z(%=H:71E.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9B<^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S
M='EL93TS1"=T97AT+6%L:6=N.B!J=7-T:69Y.R!F;VYT.B`Q,'!T($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^06UO=6YT(')E8V]G;FEZ960@
M:6X@04]#22!B969O<F4@=&%X(&5F9F5C=#PO=&0^/'1D(&YO=W)A<#TS1&YO
M=W)A<"!S='EL93TS1"=F;VYT.B!B;VQD(#$P<'0@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@8F]L9"`Q,'!T($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9CL@=&5X="UA;&EG;CH@;&5F="<^)B,Q-C`[
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M87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV
M971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A
M<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q
M,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T
M9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I
M9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
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M(%-A;G,M4V5R:68G/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4]
M,T0G=&5X="UA;&EG;CH@:G5S=&EF>3L@<&%D9&EN9RUB;W1T;VTZ(#%P=#L@
M9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/E1A
M>"!B96YE9FET/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O
M;G0Z(&)O;&0@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[
M('!A9&1I;F<M8F]T=&]M.B`Q<'0G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO
M=W)A<#TS1&YO=W)A<"!S='EL93TS1"=B;W)D97(M8F]T=&]M.B!";&%C:R`Q
M<'0@<V]L:60[(&9O;G0Z(&)O;&0@,3!P="!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68[('1E>'0M86QI9VXZ(&QE9G0G/B8C,38P.SPO=&0^/'1D
M(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=B;W)D97(M8F]T=&]M.B!";&%C
M:R`Q<'0@<V]L:60[(&9O;G0Z(&)O;&0@,3!P="!#86QI8G)I+"!(96QV971I
M8V$L(%-A;G,M4V5R:68[('1E>'0M86QI9VXZ(')I9VAT)SXH,2PS,3<\+W1D
M/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ
M(#%P=#L@9F]N=#H@8F]L9"`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9CL@=&5X="UA;&EG;CH@;&5F="<^*3PO=&0^/'1D(&YO=W)A<#TS
M1&YO=W)A<"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@,7!T.R!F;VYT.B`Q
M,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T
M9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V)O<F1E<BUB
M;W1T;VTZ($)L86-K(#%P="!S;VQI9#L@9F]N=#H@,3!P="!#86QI8G)I+"!(
M96QV971I8V$L(%-A;G,M4V5R:68[('1E>'0M86QI9VXZ(&QE9G0G/B8C,38P
M.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=B;W)D97(M8F]T
M=&]M.B!";&%C:R`Q<'0@<V]L:60[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF.R!T97AT+6%L:6=N.B!R:6=H="<^*#8L-#,T
M/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T
M=&]M.B`Q<'0[('1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R
M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXI/"]T9#X\+W1R/@T*/'1R('-T
M>6QE/3-$)W9E<G1I8V%L+6%L:6=N.B!B;W1T;VT[(&)A8VMG<F]U;F0M8V]L
M;W(Z(%=H:71E.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9B<^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T
M97AT+6%L:6=N.B!J=7-T:69Y.R!P861D:6YG+6)O='1O;3H@,BXU<'0[(&9O
M;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SY.970@
M86UO=6YT(')E8V]G;FEZ960@87,@<F5D=6-T:6]N('1O($%/0TD\+W1D/CQT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@8F]L9"`Q,'!T($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@<&%D9&EN9RUB;W1T;VTZ
M(#(N-7!T)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@
M<W1Y;&4],T0G8F]R9&5R+6)O='1O;3H@0FQA8VL@,BXU<'0@9&]U8FQE.R!F
M;VYT.B!B;VQD(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF
M.R!T97AT+6%L:6=N.B!L969T)SXD/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P
M('-T>6QE/3-$)V)O<F1E<BUB;W1T;VTZ($)L86-K(#(N-7!T(&1O=6)L93L@
M9F]N=#H@8F]L9"`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9CL@=&5X="UA;&EG;CH@<FEG:'0G/C(L,#8S/"]T9#X\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`R+C5P=#L@9F]N=#H@
M8F]L9"`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@=&5X
M="UA;&EG;CH@;&5F="<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P
M('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`R+C5P=#L@9F]N=#H@,3!P="!#
M86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@
M("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=B;W)D97(M8F]T=&]M
M.B!";&%C:R`R+C5P="!D;W5B;&4[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF.R!T97AT+6%L:6=N.B!L969T)SXF(S$V,#L\
M+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G8F]R9&5R+6)O='1O
M;3H@0FQA8VL@,BXU<'0@9&]U8FQE.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9CL@=&5X="UA;&EG;CH@<FEG:'0G/CDL.#4U
M/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T
M=&]M.B`R+C5P=#L@=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI
M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/"]T<CX-
M"CPO=&%B;&4^#0H-"CQP('-T>6QE/3-$)V9O;G0Z(#$P<'0O;F]R;6%L($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@;6%R9VEN.B`P.R!T97AT
M+6%L:6=N.B!J=7-T:69Y.R!T97AT+6EN9&5N=#H@,"XR-6EN)SXF(S$V,#L\
M+W`^#0H-"@T*#0H-"@T*/'`@<W1Y;&4],T0G9F]N=#H@,3!P="]N;W)M86P@
M0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!M87)G:6XZ(#`[('1E
M>'0M86QI9VXZ(&QE9G0G/B8C,38P.SPO<#X-"@T*/'`@<W1Y;&4],T0G9F]N
M=#H@,3!P="]N;W)M86P@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF
M.R!M87)G:6XZ(#`[('1E>'0M86QI9VXZ(&IU<W1I9GD[('1E>'0M:6YD96YT
M.B`P+C(U:6XG/B8C,38P.SPO<#X-"@T*/'`@<W1Y;&4],T0G9F]N=#H@,3!P
M="]N;W)M86P@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!M87)G
M:6XZ(#`[('1E>'0M86QI9VXZ(&QE9G0G/E1H92!F;VQL;W=I;F<@=&%B;&4@
M<F5C;VYC:6QE<R!T:&4@8F5G:6YN:6YG#0IA;F0@96YD:6YG(&)A;&%N8V5S
M(&]F(&%C8W5M=6QA=&5D(&]T:&5R(&-O;7!R96AE;G-I=F4@:6YC;VUE("A!
M3T-)*2!A="!$96-E;6)E<B`S,2P@,C`Q,B!A;F0@,C`Q,2P@87,@:70@<F5L
M871E<R!T;R!T:&4@4&5N<VEO;@T*4&QA;CH\+W`^#0H-"CQP('-T>6QE/3-$
M)V9O;G0Z(#$P<'0O;F]R;6%L($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9CL@;6%R9VEN.B`P.R!T97AT+6%L:6=N.B!L969T)SXF(S$V,#L\+W`^
M#0H-"CQT86)L92!C96QL<&%D9&EN9STS1#`@8V5L;'-P86-I;F<],T0P('-T
M>6QE/3-$)V)O<F1E<BUC;VQL87!S93H@8V]L;&%P<V4[('=I9'1H.B`Q,#`E
M.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^
M#0H\='(@<W1Y;&4],T0G=F5R=&EC86PM86QI9VXZ(&)O='1O;3L@9F]N=#H@
M,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/@T*("`@(#QT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@:71A;&EC(#$P<'0@
M0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T97AT+6%L:6=N.B!J
M=7-T:69Y)SXH)"!I;B!T:&]U<V%N9',I/"]T9#X\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)V9O;G0Z(&)O;&0@,3!P="!#86QI8G)I+"!(96QV971I
M8V$L(%-A;G,M4V5R:68[('!A9&1I;F<M8F]T=&]M.B`Q<'0G/B8C,38P.SPO
M=&0^#0H@("`@/'1D(&-O;'-P86X],T0R(&YO=W)A<#TS1&YO=W)A<"!S='EL
M93TS1"=F;VYT.B!B;VQD(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF.R!T97AT+6%L:6=N.B!C96YT97([(&)O<F1E<BUB;W1T;VTZ($)L
M86-K(#%P="!S;VQI9"<^,C`Q,CPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S
M='EL93TS1"=P861D:6YG+6)O='1O;3H@,7!T.R!F;VYT.B!B;VQD(#$P<'0@
M0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#%P
M=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G
M/B8C,38P.SPO=&0^#0H@("`@/'1D(&-O;'-P86X],T0R(&YO=W)A<#TS1&YO
M=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!C96YT97([(&)O<F1E<BUB;W1T
M;VTZ($)L86-K(#%P="!S;VQI9#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV
M971I8V$L(%-A;G,M4V5R:68G/C(P,3$\+W1D/CQT9"!N;W=R87`],T1N;W=R
M87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#%P=#L@9F]N=#H@,3!P="!#
M86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/"]T
M<CX-"CQT<B!S='EL93TS1"=V97)T:6-A;"UA;&EG;CH@8F]T=&]M.R!F;VYT
M.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^#0H@("`@
M/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!J=7-T
M:69Y.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O
M;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V
M,#L\+W1D/@T*("`@(#QT9"!C;VQS<&%N/3-$,B!N;W=R87`],T1N;W=R87`@
M<W1Y;&4],T0G=&5X="UA;&EG;CH@:G5S=&EF>3L@9F]N=#H@,3!P="!#86QI
M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO
M=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A
M+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!C;VQS<&%N/3-$
M,B!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@:G5S=&EF
M>3L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G
M/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT
M.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[
M/"]T9#X\+W1R/@T*/'1R('-T>6QE/3-$)W9E<G1I8V%L+6%L:6=N.B!B;W1T
M;VT[(&)A8VMG<F]U;F0M8V]L;W(Z(')G8B@R,#0L,C,X+#(U-2D[(&9O;G0Z
M(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SX-"B`@("`\
M=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W=I9'1H.B`X,"4[('1E>'0M
M86QI9VXZ(&IU<W1I9GD[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A
M+"!386YS+5-E<FEF)SY!8V-U;75L871E9"!O=&AE<B!C;VUP<F5H96YS:79E
M(&QO<W,@870@8F5G:6YN:6YG(&]F(&9I<V-A;"!Y96%R/"]T9#X\=&0@;F]W
M<F%P/3-$;F]W<F%P('-T>6QE/3-$)W=I9'1H.B`Q)3L@9F]N=#H@8F]L9"`Q
M,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T
M9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W=I9'1H.B`Q
M)3L@9F]N=#H@8F]L9"`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
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M("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=VED=&@Z(#$E.R!T
M97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P
M('-T>6QE/3-$)W=I9'1H.B`W)3L@=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z
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M)SX-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI
M9VXZ(&IU<W1I9GD[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF)SY.970@*&=A:6XI(&QO<W,@87)I<VEN9R!D=7)I;F<@<&5R
M:6]D/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(&)O
M;&0@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P
M.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT
M.B!B;VQD(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T
M97AT+6%L:6=N.B!L969T)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R
M87`@<W1Y;&4],T0G9F]N=#H@8F]L9"`Q,'!T($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9CL@=&5X="UA;&EG;CH@<FEG:'0G/B@Q,BPR.#@\+W1D
M/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@8F]L9"`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@=&5X="UA;&EG;CH@
M;&5F="<^*3PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT
M.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[
M/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M
M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y
M;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF)SXW+#<P-SPO=&0^/'1D(&YO=W)A<#TS
M1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\
M+W1R/@T*/'1R('-T>6QE/3-$)W9E<G1I8V%L+6%L:6=N.B!B;W1T;VT[(&)A
M8VMG<F]U;F0M8V]L;W(Z(')G8B@R,#0L,C,X+#(U-2D[(&9O;G0Z(#$P<'0@
M0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SX-"B`@("`\=&0@;F]W
M<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&IU<W1I9GD[(&9O
M;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SY0<FEO
M<B!S97)V:6-E(&-O<W0\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4]
M,T0G9F]N=#H@8F]L9"`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T
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M86QI9VXZ(&QE9G0G/BD\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4]
M,T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G
M/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A
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M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SX-"B`@("`\=&0@;F]W<F%P
M/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&IU<W1I9GD[(&9O;G0Z
M(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SY4<F%N<VET
M:6]N($]B;&EG871I;VX\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4]
M,T0G9F]N=#H@8F]L9"`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T
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M86QI9VXZ(&QE9G0G/BD\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4]
M,T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G
M/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A
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M=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/@T*("`@
M(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@:G5S
M=&EF>3L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R
M:68G/D%M;W)T:7IA=&EO;B!O9B!U;G)E8V]G;FEZ960@86-T=6%R:6%L(&QO
M<W,\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@8F]L
M9"`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[
M/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z
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M/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG
M;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=T97AT+6%L:6=N.B!R:6=H=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV
M971I8V$L(%-A;G,M4V5R:68G/B@S.#(\+W1D/CQT9"!N;W=R87`],T1N;W=R
M87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI
M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/BD\+W1D/CPO='(^#0H\='(@
M<W1Y;&4],T0G=F5R=&EC86PM86QI9VXZ(&)O='1O;3L@8F%C:V=R;W5N9"UC
M;VQO<CH@5VAI=&4[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF)SX-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$
M)W1E>'0M86QI9VXZ(&IU<W1I9GD[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF)SY!;6]R=&EZ871I;VX@;V8@<')I;W(@<V5R
M=FEC92!C;W-T(&%N9"!T<F%N<VET:6]N(&]B;&EG871I;VX\+W1D/CQT9"!N
M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@8F]L9"`Q,'!T($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\
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M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(
M96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO
M=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT
M.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[
M/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ
M(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
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M+5-E<FEF)SX-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E
M>'0M86QI9VXZ(&IU<W1I9GD[('!A9&1I;F<M8F]T=&]M.B`Q<'0[(&9O;G0Z
M(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SY487@@97AP
M96YS92`H8F5N969I="D@;V8@8VAA;F=E<R!D=7)I;F<@=&AE('EE87(L(&YE
M=#PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B!B;VQD
M(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!P861D:6YG
M+6)O='1O;3H@,7!T)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G8F]R9&5R+6)O='1O;3H@0FQA8VL@,7!T('-O;&ED
M.R!F;VYT.B!B;VQD(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF.R!T97AT+6%L:6=N.B!L969T)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G8F]R9&5R+6)O='1O;3H@0FQA8VL@,7!T('-O
M;&ED.R!F;VYT.B!B;VQD(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF.R!T97AT+6%L:6=N.B!R:6=H="<^-2PQ,3<\+W1D/CQT9"!N;W=R
M87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#%P=#L@9F]N
M=#H@8F]L9"`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@
M=&5X="UA;&EG;CH@;&5F="<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`Q<'0[(&9O;G0Z(#$P<'0@
M0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*
M("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G8F]R9&5R+6)O='1O
M;3H@0FQA8VL@,7!T('-O;&ED.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9CL@=&5X="UA;&EG;CH@;&5F="<^)B,Q-C`[/"]T
M9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V)O<F1E<BUB;W1T;VTZ
M($)L86-K(#%P="!S;VQI9#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I
M8V$L(%-A;G,M4V5R:68[('1E>'0M86QI9VXZ(')I9VAT)SXH,BPX.#D\+W1D
M/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ
M(#%P=#L@=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(
M96QV971I8V$L(%-A;G,M4V5R:68G/BD\+W1D/CPO='(^#0H\='(@<W1Y;&4]
M,T0G=F5R=&EC86PM86QI9VXZ(&)O='1O;3L@8F%C:V=R;W5N9"UC;VQO<CH@
M5VAI=&4[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF)SX-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M
M86QI9VXZ(&IU<W1I9GD[('!A9&1I;F<M8F]T=&]M.B`R+C5P=#L@9F]N=#H@
M,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/D%C8W5M=6QA
M=&5D(&]T:&5R(&-O;7!R96AE;G-I=F4@;&]S<R!A="!E;F0@;V8@9FES8V%L
M('EE87(\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@
M8F]L9"`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@<&%D
M9&EN9RUB;W1T;VTZ(#(N-7!T)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R
M87`],T1N;W=R87`@<W1Y;&4],T0G8F]R9&5R+6)O='1O;3H@0FQA8VL@,BXU
M<'0@9&]U8FQE.R!F;VYT.B!B;VQD(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A
M+"!386YS+5-E<FEF.R!T97AT+6%L:6=N.B!L969T)SXD/"]T9#X\=&0@;F]W
M<F%P/3-$;F]W<F%P('-T>6QE/3-$)V)O<F1E<BUB;W1T;VTZ($)L86-K(#(N
M-7!T(&1O=6)L93L@9F]N=#H@8F]L9"`Q,'!T($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9CL@=&5X="UA;&EG;CH@<FEG:'0G/C(L,#8S/"]T9#X\
M=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`R
M+C5P=#L@9F]N=#H@8F]L9"`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9CL@=&5X="UA;&EG;CH@;&5F="<^)B,Q-C`[/"]T9#X\=&0@;F]W
M<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`R+C5P=#L@
M9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C
M,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=B
M;W)D97(M8F]T=&]M.B!";&%C:R`R+C5P="!D;W5B;&4[(&9O;G0Z(#$P<'0@
M0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T97AT+6%L:6=N.B!L
M969T)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
M8F]R9&5R+6)O='1O;3H@0FQA8VL@,BXU<'0@9&]U8FQE.R!F;VYT.B`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@=&5X="UA;&EG;CH@
M<FEG:'0G/CDL.#4U/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$
M)W!A9&1I;F<M8F]T=&]M.B`R+C5P=#L@=&5X="UA;&EG;CH@;&5F=#L@9F]N
M=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P
M.SPO=&0^/"]T<CX-"CPO=&%B;&4^#0H-"CQP('-T>6QE/3-$)V9O;G0Z(#$P
M<'0O;F]R;6%L($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@;6%R
M9VEN.B`P.R!T97AT+6%L:6=N.B!L969T)SXF(S$V,#L\+W`^#0H-"CQP('-T
M>6QE/3-$)V9O;G0Z(#$P<'0O;F]R;6%L($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9CL@;6%R9VEN.B`P.R!T97AT+6%L:6=N.B!L969T)SY4:&4@
M9F]L;&]W:6YG('1A8FQE(')E8V]N8VEL97,@=&AE(&)E9VEN;FEN9PT*86YD
M(&5N9&EN9R!B86QA;F-E<R!O9B!T:&4@<')E<&%I9"!P96YS:6]N(&-O<W0@
M<F5L871E9"!T;R!T:&4@4&5N<VEO;B!0;&%N.CPO<#X-"@T*/'`@<W1Y;&4]
M,T0G9F]N=#H@,3!P="]N;W)M86P@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF.R!M87)G:6XZ(#`[('1E>'0M86QI9VXZ(&IU<W1I9GD[('1E>'0M
M:6YD96YT.B`Q,RXU<'0G/B8C,38P.SPO<#X-"@T*/'1A8FQE(&-E;&QP861D
M:6YG/3-$,"!C96QL<W!A8VEN9STS1#`@<W1Y;&4],T0G8F]R9&5R+6-O;&QA
M<'-E.B!C;VQL87!S93L@=VED=&@Z(#$P,"4[(&9O;G0Z(#$P<'0@0V%L:6)R
M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SX-"CQT<B!S='EL93TS1"=V97)T
M:6-A;"UA;&EG;CH@8F]T=&]M.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9B<^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S
M='EL93TS1"=F;VYT.B!I=&%L:6,@,3!P="!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68[('1E>'0M86QI9VXZ(&IU<W1I9GDG/B@D(&EN('1H;W5S
M86YD<RD\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@
M8F]L9"`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@<&%D
M9&EN9RUB;W1T;VTZ(#%P="<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@8V]L<W!A
M;CTS1#(@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(&)O;&0@,3!P
M="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[('1E>'0M86QI9VXZ
M(&-E;G1E<CL@8F]R9&5R+6)O='1O;3H@0FQA8VL@,7!T('-O;&ED)SXR,#$R
M/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T
M=&]M.B`Q<'0[(&9O;G0Z(&)O;&0@,3!P="!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S
M='EL93TS1"=P861D:6YG+6)O='1O;3H@,7!T.R!F;VYT.B`Q,'!T($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\
M=&0@8V]L<W!A;CTS1#(@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M
M86QI9VXZ(&-E;G1E<CL@8F]R9&5R+6)O='1O;3H@0FQA8VL@,7!T('-O;&ED
M.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^
M,C`Q,3PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P861D:6YG
M+6)O='1O;3H@,7!T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\+W1R/@T*/'1R('-T>6QE/3-$)W9E
M<G1I8V%L+6%L:6=N.B!B;W1T;VT[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF)SX-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P
M('-T>6QE/3-$)W1E>'0M86QI9VXZ(&IU<W1I9GD[(&9O;G0Z(#$P<'0@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N
M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(
M96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&-O
M;'-P86X],T0R(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N
M.B!J=7-T:69Y.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE
M/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF
M)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N
M=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P
M.SPO=&0^#0H@("`@/'1D(&-O;'-P86X],T0R(&YO=W)A<#TS1&YO=W)A<"!S
M='EL93TS1"=T97AT+6%L:6=N.B!J=7-T:69Y.R!F;VYT.B`Q,'!T($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W
M<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CPO='(^#0H\='(@<W1Y
M;&4],T0G=F5R=&EC86PM86QI9VXZ(&)O='1O;3L@8F%C:V=R;W5N9"UC;VQO
M<CH@<F=B*#(P-"PR,S@L,C4U*3L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV
M971I8V$L(%-A;G,M4V5R:68G/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@
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M:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL
M93TS1"=W:61T:#H@,24[(&9O;G0Z(&)O;&0@,3!P="!#86QI8G)I+"!(96QV
M971I8V$L(%-A;G,M4V5R:68[('1E>'0M86QI9VXZ(&QE9G0G/B0\+W1D/CQT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=VED=&@Z(#<E.R!F;VYT.B!B
M;VQD(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T97AT
M+6%L:6=N.B!R:6=H="<^-C<Q/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T
M>6QE/3-$)W=I9'1H.B`Q)3L@9F]N=#H@8F]L9"`Q,'!T($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9CL@=&5X="UA;&EG;CH@;&5F="<^)B,Q-C`[
M/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W=I9'1H.B`Q)3L@
M9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C
M,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=W
M:61T:#H@,24[('1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R
M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R
M87`],T1N;W=R87`@<W1Y;&4],T0G=VED=&@Z(#<E.R!T97AT+6%L:6=N.B!R
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M86YS+5-E<FEF)SX-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$
M)W1E>'0M86QI9VXZ(&IU<W1I9GD[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF)SY.970@<&5R:6]D:6,@<&5N<VEO;B!C;W-T
M(&9O<B!F:7-C86P@>65A<CPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL
M93TS1"=F;VYT.B!B;VQD(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@
M<W1Y;&4],T0G9F]N=#H@8F]L9"`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9CL@=&5X="UA;&EG;CH@;&5F="<^)B,Q-C`[/"]T9#X\=&0@
M;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(&)O;&0@,3!P="!#86QI
M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[('1E>'0M86QI9VXZ(')I9VAT
M)SXH,2PX-S8\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N
M=#H@8F]L9"`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@
M=&5X="UA;&EG;CH@;&5F="<^*3PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S
M='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T
M>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P
M<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXH,BPP.3D\+W1D
M/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F
M=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G
M/BD\+W1D/CPO='(^#0H\='(@<W1Y;&4],T0G=F5R=&EC86PM86QI9VXZ(&)O
M='1O;3L@8F%C:V=R;W5N9"UC;VQO<CH@<F=B*#(P-"PR,S@L,C4U*3L@9F]N
M=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/@T*("`@
M(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@:G5S
M=&EF>3L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R
M:68G/D%C='5A;"!E;7!L;WEE<B!C;VYT<FEB=71I;VYS/"]T9#X\=&0@;F]W
M<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(&)O;&0@,3!P="!#86QI8G)I
M+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D
M(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B!B;VQD(#$P<'0@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T97AT+6%L:6=N.B!L969T
M)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N
M=#H@8F]L9"`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@
M=&5X="UA;&EG;CH@<FEG:'0G/C(L-3`P/"]T9#X\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)V9O;G0Z(&)O;&0@,3!P="!#86QI8G)I+"!(96QV971I
M8V$L(%-A;G,M4V5R:68[('1E>'0M86QI9VXZ(&QE9G0G/B8C,38P.SPO=&0^
M/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\
M=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[
M(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF
M(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA
M;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF)SXR+#4P,#PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL
M93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\+W1R/@T*/'1R('-T
M>6QE/3-$)W9E<G1I8V%L+6%L:6=N.B!B;W1T;VT[(&)A8VMG<F]U;F0M8V]L
M;W(Z(%=H:71E.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9B<^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T
M97AT+6%L:6=N.B!J=7-T:69Y.R!P861D:6YG+6)O='1O;3H@,7!T.R!F;VYT
M.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^169F96-T
M(&]F(&-U<G1A:6QM96YT/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE
M/3-$)V9O;G0Z(&)O;&0@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68[('!A9&1I;F<M8F]T=&]M.B`Q<'0G/B8C,38P.SPO=&0^#0H@("`@
M/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=B;W)D97(M8F]T=&]M.B!"
M;&%C:R`Q<'0@<V]L:60[(&9O;G0Z(&)O;&0@,3!P="!#86QI8G)I+"!(96QV
M971I8V$L(%-A;G,M4V5R:68[('1E>'0M86QI9VXZ(&QE9G0G/B8C,38P.SPO
M=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=B;W)D97(M8F]T=&]M
M.B!";&%C:R`Q<'0@<V]L:60[(&9O;G0Z(&)O;&0@,3!P="!#86QI8G)I+"!(
M96QV971I8V$L(%-A;G,M4V5R:68[('1E>'0M86QI9VXZ(')I9VAT)SXH-C,\
M+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T
M;VTZ(#%P=#L@9F]N=#H@8F]L9"`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9CL@=&5X="UA;&EG;CH@;&5F="<^*3PO=&0^/'1D(&YO=W)A
M<#TS1&YO=W)A<"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@,7!T.R!F;VYT
M.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[
M/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V)O<F1E
M<BUB;W1T;VTZ($)L86-K(#%P="!S;VQI9#L@9F]N=#H@,3!P="!#86QI8G)I
M+"!(96QV971I8V$L(%-A;G,M4V5R:68[('1E>'0M86QI9VXZ(&QE9G0G/B8C
M,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=B;W)D97(M
M8F]T=&]M.B!";&%C:R`Q<'0@<V]L:60[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T97AT+6%L:6=N.B!R:6=H="<^)B,Q
M-3$[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M
M8F]T=&]M.B`Q<'0[('1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CPO='(^
M#0H\='(@<W1Y;&4],T0G=F5R=&EC86PM86QI9VXZ(&)O='1O;3L@8F%C:V=R
M;W5N9"UC;VQO<CH@<F=B*#(P-"PR,S@L,C4U*3L@9F]N=#H@,3!P="!#86QI
M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/@T*("`@(#QT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@:G5S=&EF>3L@<&%D9&EN
M9RUB;W1T;VTZ(#(N-7!T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9B<^4')E<&%I9"!P96YS:6]N(&%S<V5T(&%S(&]F(&5N
M9"!O9B!F:7-C86P@>65A<CPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL
M93TS1"=F;VYT.B!B;VQD(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF.R!P861D:6YG+6)O='1O;3H@,BXU<'0G/B8C,38P.SPO=&0^#0H@
M("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=B;W)D97(M8F]T=&]M
M.B!";&%C:R`R+C5P="!D;W5B;&4[(&9O;G0Z(&)O;&0@,3!P="!#86QI8G)I
M+"!(96QV971I8V$L(%-A;G,M4V5R:68[('1E>'0M86QI9VXZ(&QE9G0G/B0\
M+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G8F]R9&5R+6)O='1O
M;3H@0FQA8VL@,BXU<'0@9&]U8FQE.R!F;VYT.B!B;VQD(#$P<'0@0V%L:6)R
M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T97AT+6%L:6=N.B!R:6=H="<^
M,2PR,S(\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN
M9RUB;W1T;VTZ(#(N-7!T.R!F;VYT.B!B;VQD(#$P<'0@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF.R!T97AT+6%L:6=N.B!L969T)SXF(S$V,#L\
M+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T
M;VTZ(#(N-7!T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P
M('-T>6QE/3-$)V)O<F1E<BUB;W1T;VTZ($)L86-K(#(N-7!T(&1O=6)L93L@
M9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[('1E
M>'0M86QI9VXZ(&QE9G0G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A
M<"!S='EL93TS1"=B;W)D97(M8F]T=&]M.B!";&%C:R`R+C5P="!D;W5B;&4[
M(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T
M97AT+6%L:6=N.B!R:6=H="<^-C<Q/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P
M('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`R+C5P=#L@=&5X="UA;&EG;CH@
M;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R
M:68G/B8C,38P.SPO=&0^/"]T<CX-"CPO=&%B;&4^#0H-"CQP('-T>6QE/3-$
M)V9O;G0Z(#$P<'0O;F]R;6%L($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9CL@;6%R9VEN.B`P.R!T97AT+6%L:6=N.B!L969T.R!T97AT+6EN9&5N
M=#H@,"XR-6EN)SXF(S$V,#L\+W`^#0H-"CQP('-T>6QE/3-$)V9O;G0Z(#$P
M<'0O;F]R;6%L($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@;6%R
M9VEN.B`P.R!T97AT+6%L:6=N.B!L969T)SY.970@<&5N<VEO;B!C;W-T(&9O
M<B!T:&4@4&5N<VEO;B!0;&%N#0II;F-L=61E9"!T:&4@9F]L;&]W:6YG(&-O
M;7!O;F5N=',@9F]R('1H92!Y96%R<R!E;F1E9"!$96-E;6)E<B`S,2P@,C`Q
M,BP@,C`Q,2P@86YD(#(P,3`Z/"]P/@T*#0H\<"!S='EL93TS1"=F;VYT.B`Q
M,'!T+S$P+C`U<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!M
M87)G:6XZ(#`[('1E>'0M86QI9VXZ(&IU<W1I9GDG/B8C,38P.SPO<#X-"@T*
M/'1A8FQE(&-E;&QP861D:6YG/3-$,"!C96QL<W!A8VEN9STS1#`@<W1Y;&4]
M,T0G8F]R9&5R+6-O;&QA<'-E.B!C;VQL87!S93L@=VED=&@Z(#$P,"4[(&9O
M;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SX-"CQT
M<B!S='EL93TS1"=V97)T:6-A;"UA;&EG;CH@8F]T=&]M.R!F;VYT.B`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^#0H@("`@/'1D(&YO
M=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B!I=&%L:6,@,3!P="!#86QI
M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[('1E>'0M86QI9VXZ(&IU<W1I
M9GDG/B@D(&EN('1H;W5S86YD<RD\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@
M<W1Y;&4],T0G9F]N=#H@8F]L9"`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9CL@<&%D9&EN9RUB;W1T;VTZ(#%P="<^)B,Q-C`[/"]T9#X-
M"B`@("`\=&0@8V]L<W!A;CTS1#(@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$
M)V9O;G0Z(&)O;&0@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R
M:68[('1E>'0M86QI9VXZ(&-E;G1E<CL@8F]R9&5R+6)O='1O;3H@0FQA8VL@
M,7!T('-O;&ED)SXR,#$R/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE
M/3-$)W!A9&1I;F<M8F]T=&]M.B`Q<'0[(&9O;G0Z(&)O;&0@,3!P="!#86QI
M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO
M=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@,7!T.R!F
M;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q
M-C`[/"]T9#X-"B`@("`\=&0@8V]L<W!A;CTS1#(@;F]W<F%P/3-$;F]W<F%P
M('-T>6QE/3-$)W1E>'0M86QI9VXZ(&-E;G1E<CL@8F]R9&5R+6)O='1O;3H@
M0FQA8VL@,7!T('-O;&ED.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9B<^,C`Q,3PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S
M='EL93TS1"=P861D:6YG+6)O='1O;3H@,7!T.R!F;VYT.B`Q,'!T($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W
M<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`Q<'0[(&9O
M;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V
M,#L\+W1D/@T*("`@(#QT9"!C;VQS<&%N/3-$,B!N;W=R87`],T1N;W=R87`@
M<W1Y;&4],T0G=&5X="UA;&EG;CH@8V5N=&5R.R!B;W)D97(M8F]T=&]M.B!"
M;&%C:R`Q<'0@<V]L:60[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A
M+"!386YS+5-E<FEF)SXR,#$P/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T
M>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`Q<'0[(&9O;G0Z(#$P<'0@0V%L:6)R
M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CPO='(^#0H\
M='(@<W1Y;&4],T0G=F5R=&EC86PM86QI9VXZ(&)O='1O;3L@9F]N=#H@,3!P
M="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/@T*("`@(#QT9"!N
M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@:G5S=&EF>3L@
M9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C
M,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q
M,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T
M9#X-"B`@("`\=&0@8V]L<W!A;CTS1#(@;F]W<F%P/3-$;F]W<F%P('-T>6QE
M/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A
M+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@
M<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&-O;'-P86X],T0R(&YO=W)A
M<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!R:6=H=#L@9F]N=#H@
M,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO
M=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@
M;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!C
M;VQS<&%N/3-$,B!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG
M;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4]
M,T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G
M/B8C,38P.SPO=&0^/"]T<CX-"CQT<B!S='EL93TS1"=V97)T:6-A;"UA;&EG
M;CH@8F]T=&]M.R!B86-K9W)O=6YD+6-O;&]R.B!R9V(H,C`T+#(S."PR-34I
M.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^
M#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=W:61T:#H@-S`E
M.R!T97AT+6%L:6=N.B!J=7-T:69Y.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9B<^4V5R=FEC92!C;W-T("8C,34P.R!B96YE
M9FET<R!E87)N960@9'5R:6YG('1H92!P97)I;V0\+W1D/CQT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G=VED=&@Z(#$E.R!F;VYT.B!B;VQD(#$P<'0@
M0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*
M("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=VED=&@Z(#$E.R!F
M;VYT.B!B;VQD(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF
M.R!T97AT+6%L:6=N.B!L969T)SXD/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P
M('-T>6QE/3-$)W=I9'1H.B`W)3L@9F]N=#H@8F]L9"`Q,'!T($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9CL@=&5X="UA;&EG;CH@<FEG:'0G/C$L
M.#,U/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W=I9'1H.B`Q
M)3L@9F]N=#H@8F]L9"`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9CL@=&5X="UA;&EG;CH@;&5F="<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P
M/3-$;F]W<F%P('-T>6QE/3-$)W=I9'1H.B`Q)3L@9F]N=#H@,3!P="!#86QI
M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@
M/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=W:61T:#H@,24[('1E>'0M
M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y
M;&4],T0G=VED=&@Z(#<E.R!T97AT+6%L:6=N.B!R:6=H=#L@9F]N=#H@,3!P
M="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/C$L-S@R/"]T9#X\
M=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W=I9'1H.B`Q)3L@=&5X="UA
M;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL
M93TS1"=W:61T:#H@,24[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A
M+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G=VED=&@Z(#$E.R!T97AT+6%L:6=N.B!L969T.R!F
M;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q
M-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W=I9'1H.B`W
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M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SX-"B`@("`\=&0@;F]W<F%P
M/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&IU<W1I9GD[(&9O;G0Z
M(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SY);G1E<F5S
M="!C;W-T(&]N('!R;VIE8W1E9"!B96YE9FET(&]B;&EG871I;VX\+W1D/CQT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@8F]L9"`Q,'!T($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@
M("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(&)O;&0@,3!P
M="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[('1E>'0M86QI9VXZ
M(&QE9G0G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=F;VYT.B!B;VQD(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF.R!T97AT+6%L:6=N.B!R:6=H="<^,2PT-3$\+W1D/CQT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@8F]L9"`Q,'!T($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9CL@=&5X="UA;&EG;CH@;&5F="<^)B,Q-C`[
M/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@
M0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*
M("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@
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M87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV
M971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A
M<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q
M,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T
M9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I
M9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9B<^,2PU-34\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X
M="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/"]T<CX-"CQT<B!S='EL93TS1"=V
M97)T:6-A;"UA;&EG;CH@8F]T=&]M.R!B86-K9W)O=6YD+6-O;&]R.B!R9V(H
M,C`T+#(S."PR-34I.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9B<^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=T97AT+6%L:6=N.B!J=7-T:69Y.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9B<^17AP96-T960@<F5T=7)N(&]N('!L86X@
M87-S971S/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z
M(&)O;&0@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C
M,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F
M;VYT.B!B;VQD(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF
M.R!T97AT+6%L:6=N.B!L969T)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G9F]N=#H@8F]L9"`Q,'!T($-A;&EB<FDL($AE;'9E
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M,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X
M="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S
M='EL93TS1"=T97AT+6%L:6=N.B!R:6=H=#L@9F]N=#H@,3!P="!#86QI8G)I
M+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B@Q+#<Q-CPO=&0^/'1D(&YO=W)A
M<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q
M,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^*3PO=&0^/'1D
M(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@
M;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O
M;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V
M,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG
M;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF)SXH,2PT-SD\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4]
M,T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV
M971I8V$L(%-A;G,M4V5R:68G/BD\+W1D/CPO='(^#0H\='(@<W1Y;&4],T0G
M=F5R=&EC86PM86QI9VXZ(&)O='1O;3L@8F%C:V=R;W5N9"UC;VQO<CH@5VAI
M=&4[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF
M)SX-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI
M9VXZ(&IU<W1I9GD[('!A9&1I;F<M8F]T=&]M.B`Q<'0[(&9O;G0Z(#$P<'0@
M0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SY.970@86UO<G1I>F%T
M:6]N(&%N9"!D969E<G)A;#PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL
M93TS1"=F;VYT.B!B;VQD(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF.R!P861D:6YG+6)O='1O;3H@,7!T)SXF(S$V,#L\+W1D/@T*("`@
M(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G8F]R9&5R+6)O='1O;3H@
M0FQA8VL@,7!T('-O;&ED.R!F;VYT.B!B;VQD(#$P<'0@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF.R!T97AT+6%L:6=N.B!L969T)SXF(S$V,#L\
M+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G8F]R9&5R+6)O='1O
M;3H@0FQA8VL@,7!T('-O;&ED.R!F;VYT.B!B;VQD(#$P<'0@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T97AT+6%L:6=N.B!R:6=H="<^-34Y
M/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T
M=&]M.B`Q<'0[(&9O;G0Z(&)O;&0@,3!P="!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68[('1E>'0M86QI9VXZ(&QE9G0G/B8C,38P.SPO=&0^/'1D
M(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@,7!T
M.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^
M)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$
M)V)O<F1E<BUB;W1T;VTZ($)L86-K(#%P="!S;VQI9#L@9F]N=#H@,3!P="!#
M86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[('1E>'0M86QI9VXZ(&QE
M9G0G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=B
M;W)D97(M8F]T=&]M.B!";&%C:R`Q<'0@<V]L:60[(&9O;G0Z(#$P<'0@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T97AT+6%L:6=N.B!R:6=H
M="<^,SDU/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I
M;F<M8F]T=&]M.B`Q<'0[('1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@
M0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#%P
M=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G
M/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=B;W)D97(M8F]T=&]M.B!";&%C:R`Q<'0@<V]L:60[(&9O;G0Z(#$P<'0@
M0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T97AT+6%L:6=N.B!L
M969T)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
M8F]R9&5R+6)O='1O;3H@0FQA8VL@,7!T('-O;&ED.R!F;VYT.B`Q,'!T($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@=&5X="UA;&EG;CH@<FEG
M:'0G/C0V-3PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P861D
M:6YG+6)O='1O;3H@,7!T.R!T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\
M+W1R/@T*/'1R('-T>6QE/3-$)W9E<G1I8V%L+6%L:6=N.B!B;W1T;VT[(&)A
M8VMG<F]U;F0M8V]L;W(Z(')G8B@R,#0L,C,X+#(U-2D[(&9O;G0Z(#$P<'0@
M0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SX-"B`@("`\=&0@;F]W
M<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&IU<W1I9GD[('!A
M9&1I;F<M8F]T=&]M.B`R+C5P=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV
M971I8V$L(%-A;G,M4V5R:68G/B8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C
M,38P.TYE="!P97)I;V1I8R!P96YS:6]N(&-O<W0\+W1D/CQT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@8F]L9"`Q,'!T($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9CL@<&%D9&EN9RUB;W1T;VTZ(#(N-7!T)SXF
M(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
M8F]R9&5R+6)O='1O;3H@0FQA8VL@,BXU<'0@9&]U8FQE.R!F;VYT.B!B;VQD
M(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T97AT+6%L
M:6=N.B!L969T)SXD/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$
M)V)O<F1E<BUB;W1T;VTZ($)L86-K(#(N-7!T(&1O=6)L93L@9F]N=#H@8F]L
M9"`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@=&5X="UA
M;&EG;CH@<FEG:'0G/C$L.#<V/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T
M>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`R+C5P=#L@9F]N=#H@8F]L9"`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@=&5X="UA;&EG;CH@
M;&5F="<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$
M)W!A9&1I;F<M8F]T=&]M.B`R+C5P=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(
M96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO
M=W)A<#TS1&YO=W)A<"!S='EL93TS1"=B;W)D97(M8F]T=&]M.B!";&%C:R`R
M+C5P="!D;W5B;&4[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF.R!T97AT+6%L:6=N.B!L969T)SXF(S$V,#L\+W1D/CQT9"!N
M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G8F]R9&5R+6)O='1O;3H@0FQA8VL@
M,BXU<'0@9&]U8FQE.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9CL@=&5X="UA;&EG;CH@<FEG:'0G/C(L,#DY/"]T9#X\=&0@
M;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`R+C5P
M=#L@=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV
M971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO
M=W)A<"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@,BXU<'0[(&9O;G0Z(#$P
M<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D
M/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G8F]R9&5R+6)O
M='1O;3H@0FQA8VL@,BXU<'0@9&]U8FQE.R!F;VYT.B`Q,'!T($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9CL@=&5X="UA;&EG;CH@;&5F="<^)B,Q
M-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V)O<F1E<BUB
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M='(^#0H\+W1A8FQE/@T*#0H\<"!S='EL93TS1"=F;VYT.B`Q,'!T+VYO<FUA
M;"!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[(&UA<F=I;CH@,#L@
M=&5X="UA;&EG;CH@:G5S=&EF>2<^)B,Q-C`[/"]P/@T*#0H\<"!S='EL93TS
M1"=F;VYT.B`Q,'!T+VYO<FUA;"!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68[(&UA<F=I;CH@,#L@=&5X="UA;&EG;CH@;&5F="<^5&AE(&5S=&EM
M871E9"!N970@;&]S<R!T:&%T('=I;&P@8F4@86UO<G1I>F5D#0IF<F]M(&%C
M8W5M=6QA=&5D(&]T:&5R(&-O;7!R96AE;G-I=F4@:6YC;VUE(&EN=&\@;F5T
M('!E<FEO9&EC('!E;G-I;VX@8V]S="!O=F5R('1H92!N97AT(&9I<V-A;"!Y
M96%R(&ES("0Q-"PP,#`N/"]P/@T*#0H\<"!S='EL93TS1"=F;VYT.B`Q,'!T
M+VYO<FUA;"!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[(&UA<F=I
M;CH@,#L@=&5X="UA;&EG;CH@;&5F="<^)B,Q-C`[/"]P/@T*#0H\<"!S='EL
M93TS1"=F;VYT.B`Q,'!T+VYO<FUA;"!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68[(&UA<F=I;CH@,#L@=&5X="UA;&EG;CH@;&5F="<^5&AE(&9O
M;&QO=VEN9R!T86)L92!I<R!A;B!E<W1I;6%T92!O9@T*=&AE(&)E;F5F:71S
M('1H870@=VEL;"!B92!P86ED(&EN(&%C8V]R9&%N8V4@=VET:"!T:&4@4&5N
M<VEO;B!0;&%N(&1U<FEN9R!T:&4@:6YD:6-A=&5D('1I;64@<&5R:6]D<SH\
M+W`^#0H-"CQP('-T>6QE/3-$)V9O;G0Z(#$P<'0O;F]R;6%L($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9CL@;6%R9VEN.B`P.R!T97AT+6%L:6=N
M.B!J=7-T:69Y.R!T97AT+6EN9&5N=#H@,"XR-6EN)SXF(S$V,#L\+W`^#0H-
M"CQT86)L92!C96QL<&%D9&EN9STS1#`@8V5L;'-P86-I;F<],T0P('-T>6QE
M/3-$)V)O<F1E<BUC;VQL87!S93H@8V]L;&%P<V4[('=I9'1H.B`Q,#`E.R!F
M;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^#0H\
M='(@<W1Y;&4],T0G=F5R=&EC86PM86QI9VXZ(&)O='1O;2<^#0H@("`@/'1D
M(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!J=7-T:69Y
M)SX\<"!S='EL93TS1"=F;VYT.B`Q,'!T+S$P+C`U<'0@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF.R!M87)G:6XZ(#`[('1E>'0M86QI9VXZ(&IU
M<W1I9GDG/B8C,38P.SPO<#X\<"!S='EL93TS1"=F;VYT.B`Q,'!T+S$P+C`U
M<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!M87)G:6XZ(#`[
M('1E>'0M86QI9VXZ(&IU<W1I9GDG/CQI/B@D(&EN('1H;W5S86YD<RD\+VD^
M/"]P/CPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P861D:6YG
M+6)O='1O;3H@,7!T)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!C;VQS<&%N/3-$
M,B!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@8V5N=&5R
M.R!B;W)D97(M8F]T=&]M.B!";&%C:R`Q<'0@<V]L:60G/D5S=&EM871E9"`\
M8G(@+SX-"F)E;F5F:70@/&)R("\^#0IP87EM96YT<SPO=&0^/'1D(&YO=W)A
M<#TS1&YO=W)A<"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@,7!T)SXF(S$V
M,#L\+W1D/CPO='(^#0H\='(@<W1Y;&4],T0G=F5R=&EC86PM86QI9VXZ(&)O
M='1O;3L@8F%C:V=R;W5N9"UC;VQO<CH@<F=B*#(P-"PR,S@L,C4U*2<^#0H@
M("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=W:61T:#H@.3`E.R!T
M97AT+6%L:6=N.B!J=7-T:69Y)SXF(S$V,#M996%R(&5N9&EN9R!$96-E;6)E
M<B`S,2P@,C`Q,SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=W
M:61T:#H@,24G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A
M<"!S='EL93TS1"=W:61T:#H@,24[('1E>'0M86QI9VXZ(&QE9G0G/B0\+W1D
M/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=VED=&@Z(#<E.R!T97AT
M+6%L:6=N.B!R:6=H="<^-S(S/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T
M>6QE/3-$)W=I9'1H.B`Q)3L@=&5X="UA;&EG;CH@;&5F="<^)B,Q-C`[/"]T
M9#X\+W1R/@T*/'1R('-T>6QE/3-$)W9E<G1I8V%L+6%L:6=N.B!B;W1T;VT[
M(&)A8VMG<F]U;F0M8V]L;W(Z(%=H:71E)SX-"B`@("`\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&IU<W1I9GDG/B8C,38P.UEE
M87(@96YD:6YG($1E8V5M8F5R(#,Q+"`R,#$T/"]T9#X\=&0@;F]W<F%P/3-$
M;F]W<F%P/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S
M='EL93TS1"=T97AT+6%L:6=N.B!L969T)SXF(S$V,#L\+W1D/CQT9"!N;W=R
M87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0G/C@V,#PO
M=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L
M969T)SXF(S$V,#L\+W1D/CPO='(^#0H\='(@<W1Y;&4],T0G=F5R=&EC86PM
M86QI9VXZ(&)O='1O;3L@8F%C:V=R;W5N9"UC;VQO<CH@<F=B*#(P-"PR,S@L
M,C4U*2<^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT
M+6%L:6=N.B!J=7-T:69Y)SXF(S$V,#M996%R(&5N9&EN9R!$96-E;6)E<B`S
M,2P@,C`Q-3PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<#XF(S$V,#L\+W1D/@T*
M("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@
M;&5F="<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$
M)W1E>'0M86QI9VXZ(')I9VAT)SXY-C@\+W1D/CQT9"!N;W=R87`],T1N;W=R
M87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F="<^)B,Q-C`[/"]T9#X\+W1R
M/@T*/'1R('-T>6QE/3-$)W9E<G1I8V%L+6%L:6=N.B!B;W1T;VT[(&)A8VMG
M<F]U;F0M8V]L;W(Z(%=H:71E)SX-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P
M('-T>6QE/3-$)W1E>'0M86QI9VXZ(&IU<W1I9GDG/B8C,38P.UEE87(@96YD
M:6YG($1E8V5M8F5R(#,Q+"`R,#$V/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P
M/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=T97AT+6%L:6=N.B!L969T)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0G/C$L,38P/"]T9#X\
M=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0G
M/B8C,38P.SPO=&0^/"]T<CX-"CQT<B!S='EL93TS1"=V97)T:6-A;"UA;&EG
M;CH@8F]T=&]M.R!B86-K9W)O=6YD+6-O;&]R.B!R9V(H,C`T+#(S."PR-34I
M)SX-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI
M9VXZ(&IU<W1I9GDG/B8C,38P.UEE87(@96YD:6YG($1E8V5M8F5R(#,Q+"`R
M,#$W/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P/B8C,38P.SPO=&0^#0H@("`@
M/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T
M)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X
M="UA;&EG;CH@<FEG:'0G/C$L,S`R/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P
M('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0G/B8C,38P.SPO=&0^/"]T<CX-
M"CQT<B!S='EL93TS1"=V97)T:6-A;"UA;&EG;CH@8F]T=&]M.R!B86-K9W)O
M=6YD+6-O;&]R.B!7:&ET92<^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S
M='EL93TS1"=T97AT+6%L:6=N.B!J=7-T:69Y)SXF(S$V,#M996%R<R!E;F1I
M;F<@1&5C96UB97(@,S$L(#(P,3@M,C`R,CPO=&0^/'1D(&YO=W)A<#TS1&YO
M=W)A<#XF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y
M;&4],T0G=&5X="UA;&EG;CH@;&5F="<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P
M/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT)SXY+#`Q,SPO
M=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L
M969T)SXF(S$V,#L\+W1D/CPO='(^#0H\+W1A8FQE/@T*#0H\<"!S='EL93TS
M1"=F;VYT.B`Q,'!T+VYO<FUA;"!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68[(&UA<F=I;CH@,#L@=&5X="UA;&EG;CH@:G5S=&EF>2<^)B,Q-C`[
M/"]P/@T*#0H\<"!S='EL93TS1"=F;VYT.B`Q,'!T+VYO<FUA;"!#86QI8G)I
M+"!(96QV971I8V$L(%-A;G,M4V5R:68[(&UA<F=I;CH@,#L@=&5X="UA;&EG
M;CH@;&5F="<^1F]R(&5A8V@@;V8@=&AE('EE87)S(&5N9&5D($1E8V5M8F5R
M(#,Q+`T*,C`Q,BP@,C`Q,2P@86YD(#(P,3`L('1H92!#;VUP86YY('5S960@
M86X@97AP96-T960@;&]N9RUT97)M(')A=&4M;V8M<F5T=7)N+6]N+6%S<V5T
M<R!A<W-U;7!T:6]N(&]F(#<N-S4E+B!4:&4@0V]M<&%N>2!A<G)I=F5D#0IA
M="!T:&ES(')A=&4@8F%S960@<')I;6%R:6QY(&]N(&$@=&AI<F0M<&%R='D@
M:6YV97-T;65N="!C;VYS=6QT:6YG(&9I<FTF(S$T-CMS(&AI<W1O<FEC86P@
M86YA;'ES:7,@;V8@:6YV97-T;65N="!R971U<FYS+"!W:&EC:`T*:6YD:6-A
M=&5D('1H870@=&AE(&UI>"!O9B!T:&4@4&5N<VEO;B!0;&%N)B,Q-#8[<R!A
M<W-E=',@*&=E;F5R86QL>2`W-24@97%U:71I97,@86YD(#(U)2!F:7AE9"!I
M;F-O;64I(&-A;B!B92!E>'!E8W1E9"!T;R!R971U<FX-"F%P<')O>&EM871E
M;'D@-RXW-24@;VX@82!L;VYG('1E<FT@8F%S:7,N/"]P/@T*#0H\<"!S='EL
M93TS1"=F;VYT.B`Q,'!T+VYO<FUA;"!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68[(&UA<F=I;CH@,#L@=&5X="UA;&EG;CH@;&5F=#L@=&5X="UI
M;F1E;G0Z(#`N,C5I;B<^)B,Q-C`[/"]P/@T*#0H-"@T*/'`@<W1Y;&4],T0G
M9F]N=#H@,3!P="]N;W)M86P@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF.R!M87)G:6XZ(#`[('1E>'0M86QI9VXZ(&QE9G0G/CPO<#X-"@T*/'`@
M<W1Y;&4],T0G9F]N=#H@,3!P="]N;W)M86P@0V%L:6)R:2P@2&5L=F5T:6-A
M+"!386YS+5-E<FEF.R!M87)G:6XZ(#`[('1E>'0M86QI9VXZ(&QE9G0G/D9U
M;F1S(&EN('1H92!096YS:6]N(%!L86X@87)E(&EN=F5S=&5D#0II;B!A(&UI
M>"!O9B!I;G9E<W1M96YT('1Y<&5S(&EN(&%C8V]R9&%N8V4@=VET:"!T:&4@
M4&5N<VEO;B!0;&%N)B,Q-#8[<R!I;G9E<W1M96YT('!O;&EC>2P@=VAI8V@@
M:7,@:6YT96YD960@=&\@<')O=FED92!A;B!A=F5R86=E#0IA;FYU86P@<F%T
M92!O9B!R971U<FX@;V8@-R4@=&\@,3`E+"!W:&EL92!M86EN=&%I;FEN9R!P
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M92!096YS:6]N(%!L86XF(S$T-CMS(&%S<V5T<R!A<R!O9B!$96-E;6)E<B`S
M,2P@,C`Q,BP@87,@<V5T#0IO=70@8GD@=&AE(%!L86XF(S$T-CMS(&EN=F5S
M=&UE;G0@<&]L:6-Y.CPO<#X-"@T*/'`@<W1Y;&4],T0G9F]N=#H@,3!P="]N
M;W)M86P@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!M87)G:6XZ
M(#`[('1E>'0M86QI9VXZ(&IU<W1I9GDG/B8C,38P.SPO<#X-"@T*/'1A8FQE
M(&-E;&QP861D:6YG/3-$,"!C96QL<W!A8VEN9STS1#`@<W1Y;&4],T0G8F]R
M9&5R+6-O;&QA<'-E.B!C;VQL87!S93L@=VED=&@Z(#$P,"4[(&9O;G0Z(#$P
M<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SX-"CQT<B!S='EL
M93TS1"=V97)T:6-A;"UA;&EG;CH@8F]T=&]M.R!F;VYT.B`Q,'!T($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^#0H@("`@/'1D(&YO=W)A<#TS
M1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!J=7-T:69Y.R!B;W)D97(M
M8F]T=&]M.B!";&%C:R`Q<'0@<V]L:60[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF)SY);G9E<W1M96YT('1Y<&4\+W1D/CQT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#%P
M=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G
M/B8C,38P.SPO=&0^#0H@("`@/'1D(&-O;'-P86X],T0R(&YO=W)A<#TS1&YO
M=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!C96YT97([(&)O<F1E<BUB;W1T
M;VTZ($)L86-K(#%P="!S;VQI9#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV
M971I8V$L(%-A;G,M4V5R:68[('9E<G1I8V%L+6%L:6=N.B!B;W1T;VTG/E1A
M<F=E=&5D("4@/&)R("\^;V8@5&]T86P@07-S971S/"]T9#X\=&0@;F]W<F%P
M/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`Q<'0[(&9O;G0Z
M(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\
M+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T
M;VTZ(#%P=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S
M='EL93TS1"=T97AT+6%L:6=N.B!C96YT97([(&)O<F1E<BUB;W1T;VTZ($)L
M86-K(#%P="!S;VQI9#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68G/D%C8V5P=&%B;&4@4F%N9V4@)2!O9B`\8G(@+SX-"E1O
M=&%L($%S<V5T<SPO=&0^/"]T<CX-"CQT<B!S='EL93TS1"=V97)T:6-A;"UA
M;&EG;CH@8F]T=&]M.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9B<^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=T97AT+6%L:6=N.B!C96YT97([(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&-O;'-P86X],T0R
M(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!C96YT97([
M('9E<G1I8V%L+6%L:6=N.B!B;W1T;VT[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I
M8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A
M<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P
M('-T>6QE/3-$)W1E>'0M86QI9VXZ(&-E;G1E<CL@9F]N=#H@,3!P="!#86QI
M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/"]T<CX-
M"CQT<B!S='EL93TS1"=V97)T:6-A;"UA;&EG;CH@8F]T=&]M.R!B86-K9W)O
M=6YD+6-O;&]R.B!R9V(H,C`T+#(S."PR-34I.R!F;VYT.B`Q,'!T($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^#0H@("`@/'1D(&YO=W)A<#TS
M1&YO=W)A<"!S='EL93TS1"=T97AT+61E8V]R871I;VXZ('5N9&5R;&EN93L@
M=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I
M8V$L(%-A;G,M4V5R:68G/D9I>&5D(&EN8V]M92!I;G9E<W1M96YT<SPO=&0^
M/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\
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M:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R
M87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI
M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO
M=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W
M<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&-E;G1E<CL@<&%D
M9&EN9RUL969T.B`U+C1P=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I
M8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/"]T<CX-"CQT<B!S='EL93TS
M1"=V97)T:6-A;"UA;&EG;CH@8F]T=&]M.R!B86-K9W)O=6YD+6-O;&]R.B!7
M:&ET93L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R
M:68G/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=VED=&@Z
M(#,S)3L@=&5X="UA;&EG;CH@:G5S=&EF>3L@9F]N=#H@,3!P="!#86QI8G)I
M+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.R8C,38P.R8C,38P.T-A
M<V@O;6]N97D@;6%R:V5T(&%C8V]U;G0\+W1D/CQT9"!N;W=R87`],T1N;W=R
M87`@<W1Y;&4],T0G=VED=&@Z(#$E.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W
M<F%P/3-$;F]W<F%P('-T>6QE/3-$)W=I9'1H.B`Q)3L@=&5X="UA;&EG;CH@
M8V5N=&5R.R!V97)T:6-A;"UA;&EG;CH@8F]T=&]M.R!F;VYT.B`Q,'!T($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@
M;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W=I9'1H.B`S,24[('1E>'0M86QI
M9VXZ(&-E;G1E<CL@=F5R=&EC86PM86QI9VXZ(&)O='1O;3L@9F]N=#H@,3!P
M="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/C(E/"]T9#X\=&0@
M;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W=I9'1H.B`Q)3L@=&5X="UA;&EG
M;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=W:61T:#H@,24[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R
M87`@<W1Y;&4],T0G=VED=&@Z(#,R)3L@=&5X="UA;&EG;CH@8V5N=&5R.R!P
M861D:6YG+6QE9G0Z(#4N-'!T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9B<^,24M-24\+W1D/CPO='(^#0H\='(@<W1Y;&4]
M,T0G=F5R=&EC86PM86QI9VXZ(&)O='1O;3L@8F%C:V=R;W5N9"UC;VQO<CH@
M<F=B*#(P-"PR,S@L,C4U*3L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I
M8V$L(%-A;G,M4V5R:68G/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y
M;&4],T0G=&5X="UA;&EG;CH@:G5S=&EF>3L@9F]N=#H@,3!P="!#86QI8G)I
M+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.R8C,38P.R8C,38P.U53
M(&=O=F5R;FUE;G0@8F]N9"!F=6YD/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P
M('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@
M<W1Y;&4],T0G=&5X="UA;&EG;CH@8V5N=&5R.R!V97)T:6-A;"UA;&EG;CH@
M8F]T=&]M.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$
M)W1E>'0M86QI9VXZ(&-E;G1E<CL@=F5R=&EC86PM86QI9VXZ(&)O='1O;3L@
M9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/C$P
M)3PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N
M.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$
M)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF
M(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
M=&5X="UA;&EG;CH@8V5N=&5R.R!P861D:6YG+6QE9G0Z(#4N-'!T.R!F;VYT
M.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^,3`E+3(P
M)3PO=&0^/"]T<CX-"CQT<B!S='EL93TS1"=V97)T:6-A;"UA;&EG;CH@8F]T
M=&]M.R!B86-K9W)O=6YD+6-O;&]R.B!7:&ET93L@9F]N=#H@,3!P="!#86QI
M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/@T*("`@(#QT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@:G5S=&EF>3L@9F]N=#H@
M,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.R8C
M,38P.R8C,38P.U53(&-O<G!O<F%T92!B;VYD(&9U;F0\+W1D/CQT9"!N;W=R
M87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV
M971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A
M<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!C96YT97([('9E<G1I
M8V%L+6%L:6=N.B!B;W1T;VT[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R
M87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@8V5N=&5R.R!V97)T:6-A;"UA;&EG
M;CH@8F]T=&]M.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9B<^,3`E/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$
M)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R
M87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A
M<"!S='EL93TS1"=T97AT+6%L:6=N.B!C96YT97([('!A9&1I;F<M;&5F=#H@
M-2XT<'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF)SXU)2TQ-24\+W1D/CPO='(^#0H\='(@<W1Y;&4],T0G=F5R=&EC86PM
M86QI9VXZ(&)O='1O;3L@8F%C:V=R;W5N9"UC;VQO<CH@<F=B*#(P-"PR,S@L
M,C4U*3L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R
M:68G/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA
M;&EG;CH@:G5S=&EF>3L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68G/B8C,38P.R8C,38P.R8C,38P.U53(&-O<G!O<F%T92!H
M:6=H('EI96QD(&)O;F0@9G5N9#PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S
M='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T
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M969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O
M;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V
M,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X
M="UA;&EG;CH@8V5N=&5R.R!P861D:6YG+6QE9G0Z(#4N-'!T.R!F;VYT.B`Q
M,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^,"4M,3`E/"]T
M9#X\+W1R/@T*/'1R('-T>6QE/3-$)W9E<G1I8V%L+6%L:6=N.B!B;W1T;VT[
M(&)A8VMG<F]U;F0M8V]L;W(Z(%=H:71E.R!F;VYT.B`Q,'!T($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9B<^#0H@("`@/'1D(&YO=W)A<#TS1&YO
M=W)A<"!S='EL93TS1"=T97AT+61E8V]R871I;VXZ('5N9&5R;&EN93L@=&5X
M="UA;&EG;CH@:G5S=&EF>3L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I
M8V$L(%-A;G,M4V5R:68G/D5Q=6ET>2!I;G9E<W1M96YT<SPO=&0^/'1D(&YO
M=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W
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M86YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y
M;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(
M96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS
M1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&-E;G1E<CL@<&%D9&EN9RUL
M969T.B`U+C1P=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68G/B8C,38P.SPO=&0^/"]T<CX-"CQT<B!S='EL93TS1"=V97)T
M:6-A;"UA;&EG;CH@8F]T=&]M.R!B86-K9W)O=6YD+6-O;&]R.B!R9V(H,C`T
M+#(S."PR-34I.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9B<^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T
M97AT+6%L:6=N.B!J=7-T:69Y.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[)B,Q-C`[)B,Q-C`[3&%R9V4@8V%P
M('9A;'5E(&9U;F0\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
M9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C
M,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T
M97AT+6%L:6=N.B!C96YT97([('9E<G1I8V%L+6%L:6=N.B!B;W1T;VT[(&9O
M;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V
M,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG
M;CH@8V5N=&5R.R!V97)T:6-A;"UA;&EG;CH@8F]T=&]M.R!F;VYT.B`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^,C`E/"]T9#X\=&0@
M;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O
M;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V
M,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P
M="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^
M#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N
M.B!C96YT97([('!A9&1I;F<M;&5F=#H@-2XT<'0[(&9O;G0Z(#$P<'0@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXR,"4M,S`E/"]T9#X\+W1R
M/@T*/'1R('-T>6QE/3-$)W9E<G1I8V%L+6%L:6=N.B!B;W1T;VT[(&)A8VMG
M<F]U;F0M8V]L;W(Z(%=H:71E.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9B<^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S
M='EL93TS1"=T97AT+6%L:6=N.B!J=7-T:69Y.R!F;VYT.B`Q,'!T($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[)B,Q-C`[)B,Q-C`[
M3&%R9V4@8V%P(&=R;W=T:"!F=6YD/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P
M('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@
M<W1Y;&4],T0G=&5X="UA;&EG;CH@8V5N=&5R.R!V97)T:6-A;"UA;&EG;CH@
M8F]T=&]M.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$
M)W1E>'0M86QI9VXZ(&-E;G1E<CL@=F5R=&EC86PM86QI9VXZ(&)O='1O;3L@
M9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/C(P
M)3PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N
M.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$
M)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF
M(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
M=&5X="UA;&EG;CH@8V5N=&5R.R!P861D:6YG+6QE9G0Z(#4N-'!T.R!F;VYT
M.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^,C`E+3,P
M)3PO=&0^/"]T<CX-"CQT<B!S='EL93TS1"=V97)T:6-A;"UA;&EG;CH@8F]T
M=&]M.R!B86-K9W)O=6YD+6-O;&]R.B!R9V(H,C`T+#(S."PR-34I.R!F;VYT
M.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^#0H@("`@
M/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!J=7-T
M:69Y.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9B<^)B,Q-C`[)B,Q-C`[)B,Q-C`[36ED(&-A<"!E<75I='D@9G5N9#PO=&0^
M/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\
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M:6-A+"!386YS+5-E<FEF)SXQ,"4\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@
M<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I
M+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A
M<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P
M/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&-E;G1E<CL@<&%D9&EN
M9RUL969T.B`U+C1P=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68G/C4E+3$U)3PO=&0^/"]T<CX-"CQT<B!S='EL93TS1"=V
M97)T:6-A;"UA;&EG;CH@8F]T=&]M.R!B86-K9W)O=6YD+6-O;&]R.B!7:&ET
M93L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G
M/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG
M;CH@:G5S=&EF>3L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68G/B8C,38P.R8C,38P.R8C,38P.U-M86QL(&-A<"!G<F]W=&@@
M9G5N9#PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q
M,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T
M9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI
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M1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\
M=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R
M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@8V5N=&5R
M.R!P861D:6YG+6QE9G0Z(#4N-'!T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9B<^-24M,34E/"]T9#X\+W1R/@T*/'1R('-T
M>6QE/3-$)W9E<G1I8V%L+6%L:6=N.B!B;W1T;VT[(&)A8VMG<F]U;F0M8V]L
M;W(Z(')G8B@R,#0L,C,X+#(U-2D[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF)SX-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P
M('-T>6QE/3-$)W1E>'0M86QI9VXZ(&IU<W1I9GD[(&9O;G0Z(#$P<'0@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#LF(S$V,#LF(S$V
M,#M&;W)E:6=N(&5Q=6ET>2!F=6YD/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P
M('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@
M<W1Y;&4],T0G=&5X="UA;&EG;CH@8V5N=&5R.R!V97)T:6-A;"UA;&EG;CH@
M8F]T=&]M.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$
M)W1E>'0M86QI9VXZ(&-E;G1E<CL@=F5R=&EC86PM86QI9VXZ(&)O='1O;3L@
M9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/C$P
M)3PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N
M.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$
M)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF
M(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
M=&5X="UA;&EG;CH@8V5N=&5R.R!P861D:6YG+6QE9G0Z(#4N-'!T.R!F;VYT
M.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^-24M,34E
M/"]T9#X\+W1R/@T*/'1R('-T>6QE/3-$)W9E<G1I8V%L+6%L:6=N.B!B;W1T
M;VT[(&)A8VMG<F]U;F0M8V]L;W(Z(%=H:71E.R!F;VYT.B`Q,'!T($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^#0H@("`@/'1D(&YO=W)A<#TS
M1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!J=7-T:69Y.R!F;VYT.B`Q
M,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[)B,Q
M-C`[)B,Q-C`[0V]M<&%N>2!S=&]C:SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A
M<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P
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M.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$
M)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF
M(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
M=&5X="UA;&EG;CH@8V5N=&5R.R!P861D:6YG+6QE9G0Z(#4N-'!T.R!F;VYT
M.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^,"4M,3`E
M/"]T9#X\+W1R/@T*/"]T86)L93X-"@T*/'`@<W1Y;&4],T0G9F]N=#H@,3!P
M="]N;W)M86P@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!M87)G
M:6XZ(#`[('1E>'0M86QI9VXZ(&IU<W1I9GD[('1E>'0M:6YD96YT.B`P+C(U
M:6XG/B8C,38P.SPO<#X-"@T*/'`@<W1Y;&4],T0G9F]N=#H@,3!P="]N;W)M
M86P@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!M87)G:6XZ(#`[
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M(&]F(&-E<G1A:6X@:6YV97-T;65N=`T*8V%T96=O<GD@86YD('!E97(@9W)O
M=7`@8F5N8VAM87)K<RX@5&AE(&EN=F5S=&UE;G0@8V%T96=O<GD@8F5N8VAM
M87)K<R!A<R!O9B!$96-E;6)E<B`S,2P@,C`Q,B!A<F4@87,@9F]L;&]W<SH\
M+W`^#0H-"CQP('-T>6QE/3-$)V9O;G0Z(#$P<'0O;F]R;6%L($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9CL@;6%R9VEN.B`P.R!T97AT+6%L:6=N
M.B!L969T)SXF(S$V,#L\+W`^#0H-"CQT86)L92!C96QL<&%D9&EN9STS1#`@
M8V5L;'-P86-I;F<],T0P('-T>6QE/3-$)V)O<F1E<BUC;VQL87!S93H@8V]L
M;&%P<V4[('=I9'1H.B`Q,#`E.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9B<^#0H\='(@<W1Y;&4],T0G=F5R=&EC86PM86QI
M9VXZ(&)O='1O;3L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68G/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
M=VED=&@Z(#,S)3L@=&5X="UA;&EG;CH@;&5F=#L@8F]R9&5R+6)O='1O;3H@
M0FQA8VL@,7!T('-O;&ED.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9B<^)B,Q-C`[/&)R("\^26YV97-T;65N="!#871E9V]R
M>3PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=W:61T:#H@,24[
M('!A9&1I;F<M8F]T=&]M.B`Q<'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R
M87`],T1N;W=R87`@<W1Y;&4],T0G=VED=&@Z(#,S)3L@=&5X="UA;&EG;CH@
M8V5N=&5R.R!B;W)D97(M8F]T=&]M.B!";&%C:R`Q<'0@<V]L:60[(&9O;G0Z
M(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!P861D:6YG
M+6QE9G0Z(#`G/DEN=F5S=&UE;G0@0V%T96=O<GD@0F5N8VAM87)K/"]T9#X\
M=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W=I9'1H.B`Q)3L@<&%D9&EN
M9RUB;W1T;VTZ(#%P=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO
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M=F5T:6-A+"!386YS+5-E<FEF)SX-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P
M('-T>6QE/3-$)W1E>'0M86QI9VXZ(&-E;G1E<CL@9F]N=#H@,3!P="!#86QI
M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO
M=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W
M<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&-E;G1E<CL@<&%D
M9&EN9RUL969T.B`P.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T
M>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y
M;&4],T0G=&5X="UA;&EG;CH@8V5N=&5R.R!P861D:6YG+6QE9G0Z(#`[(&9O
M;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V
M,#L\+W1D/CPO='(^#0H\='(@<W1Y;&4],T0G=F5R=&EC86PM86QI9VXZ(&)O
M='1O;3L@8F%C:V=R;W5N9"UC;VQO<CH@<F=B*#(P-"PR,S@L,C4U*3L@9F]N
M=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/@T*("`@
M(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UD96-O<F%T:6]N
M.B!U;F1E<FQI;F4[('1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SY&:7AE9"!I;F-O;64@:6YV
M97-T;65N=',\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N
M=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P
M.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT
M+6%L:6=N.B!C96YT97([('!A9&1I;F<M;&5F=#H@,#L@9F]N=#H@,3!P="!#
M86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D
M(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@
M;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&-E;G1E<CL@
M<&%D9&EN9RUL969T.B`P.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\+W1R/@T*/'1R('-T>6QE/3-$
M)W9E<G1I8V%L+6%L:6=N.B!B;W1T;VT[(&)A8VMG<F]U;F0M8V]L;W(Z(%=H
M:71E.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9B<^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L
M:6=N.B!J=7-T:69Y.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9B<^)B,Q-C`[)B,Q-C`[)B,Q-C`[0V%S:"]M;VYE>2!M87)K
M970@86-C;W5N=#PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F
M;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q
M-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E
M>'0M86QI9VXZ(&-E;G1E<CL@<&%D9&EN9RUL969T.B`P.R!F;VYT.B`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^0VET:6=R;W5P(%1R
M96%S=7)Y($)I;&P@26YD97@@)B,Q-3`[(#,@;6]N=&@\+W1D/CQT9"!N;W=R
M87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV
M971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A
M<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!C96YT97([('!A9&1I
M;F<M;&5F=#H@,#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68G/C`M-3`@8F%S:7,@<&]I;G1S/"]T9#X\+W1R/@T*/'1R('-T
M>6QE/3-$)W9E<G1I8V%L+6%L:6=N.B!B;W1T;VT[(&)A8VMG<F]U;F0M8V]L
M;W(Z(')G8B@R,#0L,C,X+#(U-2D[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF)SX-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P
M('-T>6QE/3-$)W1E>'0M86QI9VXZ(&IU<W1I9GD[(&9O;G0Z(#$P<'0@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#LF(S$V,#LF(S$V
M,#M54R!G;W9E<FYM96YT(&)O;F0@9G5N9#PO=&0^/'1D(&YO=W)A<#TS1&YO
M=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&-E;G1E<CL@<&%D9&EN9RUL969T
M.B`P.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9B<^0F%R8VQA>7,@26YT97)M961I871E($=O=F5R;FUE;G0@0F]N9"!);F1E
M>#PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-
M"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ
M(&-E;G1E<CL@<&%D9&EN9RUL969T.B`P.R!F;VYT.B`Q,'!T($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9B<^,"TR,#`@8F%S:7,@<&]I;G1S/"]T
M9#X\+W1R/@T*/'1R('-T>6QE/3-$)W9E<G1I8V%L+6%L:6=N.B!B;W1T;VT[
M(&)A8VMG<F]U;F0M8V]L;W(Z(%=H:71E.R!F;VYT.B`Q,'!T($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9B<^#0H@("`@/'1D(&YO=W)A<#TS1&YO
M=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!J=7-T:69Y.R!F;VYT.B`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[)B,Q-C`[
M)B,Q-C`[55,@8V]R<&]R871E(&)O;F0@9G5N9#PO=&0^/'1D(&YO=W)A<#TS
M1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&-E;G1E<CL@<&%D9&EN9RUL
M969T.B`P.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9B<^0F%R8VQA>7,@06=G<F5G871E($EN9&5X/"]T9#X\=&0@;F]W<F%P
M/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@8V5N=&5R.R!P861D:6YG
M+6QE9G0Z(#`[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF)SXP+3(P,"!B87-I<R!P;VEN=',\+W1D/CPO='(^#0H\='(@<W1Y
M;&4],T0G=F5R=&EC86PM86QI9VXZ(&)O='1O;3L@8F%C:V=R;W5N9"UC;VQO
M<CH@<F=B*#(P-"PR,S@L,C4U*3L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV
M971I8V$L(%-A;G,M4V5R:68G/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@
M<W1Y;&4],T0G=&5X="UA;&EG;CH@:G5S=&EF>3L@9F]N=#H@,3!P="!#86QI
M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.R8C,38P.R8C,38P
M.U53(&-O<G!O<F%T92!H:6=H('EI96QD(&)O;F0@9G5N9#PO=&0^/'1D(&YO
M=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W
M<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&-E;G1E<CL@<&%D
M9&EN9RUL969T.B`P.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9B<^0F%R8VQA>7,@2&EG:"!9:65L9"!);F1E>#PO=&0^/'1D
M(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@
M;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&-E;G1E<CL@
M<&%D9&EN9RUL969T.B`P.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9B<^,"TR,#`@8F%S:7,@<&]I;G1S/"]T9#X\+W1R/@T*
M/'1R('-T>6QE/3-$)W9E<G1I8V%L+6%L:6=N.B!B;W1T;VT[(&)A8VMG<F]U
M;F0M8V]L;W(Z(%=H:71E.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9B<^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL
M93TS1"=T97AT+61E8V]R871I;VXZ('5N9&5R;&EN93L@=&5X="UA;&EG;CH@
M:G5S=&EF>3L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68G/D5Q=6ET>2!I;G9E<W1M96YT<SPO=&0^/'1D(&YO=W)A<#TS1&YO
M=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&-E;G1E<CL@<&%D9&EN9RUL969T
M.B`P.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O
M;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V
M,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X
M="UA;&EG;CH@8V5N=&5R.R!P861D:6YG+6QE9G0Z(#`[(&9O;G0Z(#$P<'0@
M0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CPO
M='(^#0H\='(@<W1Y;&4],T0G=F5R=&EC86PM86QI9VXZ(&)O='1O;3L@8F%C
M:V=R;W5N9"UC;VQO<CH@<F=B*#(P-"PR,S@L,C4U*3L@9F]N=#H@,3!P="!#
M86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/@T*("`@(#QT9"!N;W=R
M87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@:G5S=&EF>3L@9F]N
M=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P
M.R8C,38P.R8C,38P.TQA<F=E(&-A<"!V86QU92!F=6YD/"]T9#X\=&0@;F]W
M<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R
M87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@8V5N=&5R.R!P861D
M:6YG+6QE9G0Z(#`[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF)SY2=7-S96QL(#$P,#`@5F%L=64@26YD97@\+W1D/CQT9"!N
M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(
M96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO
M=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!C96YT97([('!A
M9&1I;F<M;&5F=#H@,#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68G/C`M,S`P(&)A<VES('!O:6YT<SPO=&0^/"]T<CX-"CQT
M<B!S='EL93TS1"=V97)T:6-A;"UA;&EG;CH@8F]T=&]M.R!B86-K9W)O=6YD
M+6-O;&]R.B!7:&ET93L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68G/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4]
M,T0G=&5X="UA;&EG;CH@:G5S=&EF>3L@9F]N=#H@,3!P="!#86QI8G)I+"!(
M96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.R8C,38P.R8C,38P.TQA<F=E
M(&-A<"!G<F]W=&@@9G5N9#PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL
M93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE
M/3-$)W1E>'0M86QI9VXZ(&-E;G1E<CL@<&%D9&EN9RUL969T.B`P.R!F;VYT
M.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^4G5S<V5L
M;"`Q,#`P($=R;W=T:"!);F1E>#PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S
M='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T
M>6QE/3-$)W1E>'0M86QI9VXZ(&-E;G1E<CL@<&%D9&EN9RUL969T.B`P.R!F
M;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^,"TS
M,#`@8F%S:7,@<&]I;G1S/"]T9#X\+W1R/@T*/'1R('-T>6QE/3-$)W9E<G1I
M8V%L+6%L:6=N.B!B;W1T;VT[(&)A8VMG<F]U;F0M8V]L;W(Z(')G8B@R,#0L
M,C,X+#(U-2D[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF)SX-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E
M>'0M86QI9VXZ(&IU<W1I9GD[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF)SXF(S$V,#LF(S$V,#LF(S$V,#M-:60@8V%P(&5Q
M=6ET>2!F=6YD/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O
M;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V
M,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X
M="UA;&EG;CH@8V5N=&5R.R!P861D:6YG+6QE9G0Z(#`[(&9O;G0Z(#$P<'0@
M0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SY2=7-S96QL($UI9"!#
M87`@26YD97@\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N
M=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P
M.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT
M+6%L:6=N.B!C96YT97([('!A9&1I;F<M;&5F=#H@,#L@9F]N=#H@,3!P="!#
M86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/C`M,S`P(&)A<VES('!O
M:6YT<SPO=&0^/"]T<CX-"CQT<B!S='EL93TS1"=V97)T:6-A;"UA;&EG;CH@
M8F]T=&]M.R!B86-K9W)O=6YD+6-O;&]R.B!7:&ET93L@9F]N=#H@,3!P="!#
M86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/@T*("`@(#QT9"!N;W=R
M87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@:G5S=&EF>3L@9F]N
M=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P
M.R8C,38P.R8C,38P.U-M86QL(&-A<"!G<F]W=&@@9G5N9#PO=&0^/'1D(&YO
M=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W
M<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&-E;G1E<CL@<&%D
M9&EN9RUL969T.B`P.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9B<^4G5S<V5L;"`R,#`P($=R;W=T:"!);F1E>#PO=&0^/'1D
M(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@
M;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&-E;G1E<CL@
M<&%D9&EN9RUL969T.B`P.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9B<^,"TS,#`@8F%S:7,@<&]I;G1S/"]T9#X\+W1R/@T*
M/'1R('-T>6QE/3-$)W9E<G1I8V%L+6%L:6=N.B!B;W1T;VT[(&)A8VMG<F]U
M;F0M8V]L;W(Z(')G8B@R,#0L,C,X+#(U-2D[(&9O;G0Z(#$P<'0@0V%L:6)R
M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SX-"B`@("`\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&IU<W1I9GD[(&9O;G0Z(#$P
M<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#LF(S$V
M,#LF(S$V,#M&;W)E:6=N(&5Q=6ET>2!F=6YD/"]T9#X\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A
M+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@8V5N=&5R.R!P861D:6YG+6QE
M9G0Z(#`[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF)SY-4T-)($5!1D4@26YD97@\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@
M<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S
M='EL93TS1"=T97AT+6%L:6=N.B!C96YT97([('!A9&1I;F<M;&5F=#H@,#L@
M9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/C`M
M,S`P(&)A<VES('!O:6YT<SPO=&0^/"]T<CX-"CQT<B!S='EL93TS1"=V97)T
M:6-A;"UA;&EG;CH@8F]T=&]M.R!B86-K9W)O=6YD+6-O;&]R.B!7:&ET93L@
M9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/@T*
M("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@
M:G5S=&EF>3L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68G/B8C,38P.R8C,38P.R8C,38P.T-O;7!A;GD@<W1O8VL\+W1D/CQT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I
M+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D
M(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!C96YT97([
M('!A9&1I;F<M;&5F=#H@,#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I
M8V$L(%-A;G,M4V5R:68G/E)U<W-E;&P@,C`P,"!);F1E>#PO=&0^/'1D(&YO
M=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W
M<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&-E;G1E<CL@<&%D
M9&EN9RUL969T.B`P.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9B<^,"TS,#`@8F%S:7,@<&]I;G1S/"]T9#X\+W1R/@T*/"]T
M86)L93X-"@T*/'`@<W1Y;&4],T0G9F]N=#H@,3!P="]N;W)M86P@0V%L:6)R
M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!M87)G:6XZ(#`[('1E>'0M86QI
M9VXZ(&QE9G0G/B8C,38P.SPO<#X-"@T*/'`@<W1Y;&4],T0G9F]N=#H@,3!P
M="]N;W)M86P@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!M87)G
M:6XZ(#`[('1E>'0M86QI9VXZ(&QE9G0G/D5A8V@@;V8@=&AE(&EN=F5S=&UE
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M(&-A=&5G;W)Y#0IR86YK:6YG(&ES(&)E;&]W('1H92`W-3QS=7`^=&@\+W-U
M<#X@<&5R8V5N=&EL92!F;W(@=&AE('1R86EL:6YG(&]N92UY96%R('!E<FEO
M9#L@=&AE(#4P/'-U<#YT:#PO<W5P/B!P97)C96YT:6QE(&9O<B!T:&4@=')A
M:6QI;F<-"G1H<F5E+7EE87(@<&5R:6]D.R!A;F0@=&AE(#(U/'-U<#YT:#PO
M<W5P/B!P97)C96YT:6QE(&9O<B!T:&4@=')A:6QI;F<@9FEV92UY96%R('!E
M<FEO9"X\+W`^#0H-"CQP('-T>6QE/3-$)V9O;G0Z(#$P<'0O;F]R;6%L($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@;6%R9VEN.B`P.R!T97AT
M+6%L:6=N.B!L969T)SXF(S$V,#L\+W`^#0H-"@T*#0H\<"!S='EL93TS1"=F
M;VYT.B`Q,'!T+VYO<FUA;"!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R
M:68[(&UA<F=I;CH@,#L@=&5X="UA;&EG;CH@;&5F="<^/"]P/@T*#0H\<"!S
M='EL93TS1"=F;VYT.B`Q,'!T+VYO<FUA;"!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68[(&UA<F=I;CH@,#L@=&5X="UA;&EG;CH@;&5F="<^/&9O
M;G0@<W1Y;&4],T0G;&5T=&5R+7-P86-I;F<Z("TP+C$U<'0G/E1H90T*4&5N
M<VEO;B!0;&%N(&EN=F5S=',@:6X@=F%R:6]U<R!I;G9E<W1M96YT('-E8W5R
M:71I97,@=VAI8V@@87)E(&5X<&]S960@=&\@=F%R:6]U<R!R:7-K<R!S=6-H
M(&%S(&EN=&5R97-T(')A=&4L(&UA<FME="P@86YD(&-R961I=`T*<FES:W,N
M($%L;"!O9B!T:&5S92!R:7-K<R!A<F4@;6]N:71O<F5D(&%N9"!M86YA9V5D
M(&)Y('1H92!#;VUP86YY+B!.;R!S:6=N:69I8V%N="!C;VYC96YT<F%T:6]N
M(&]F(')I<VL@97AI<W1S('=I=&AI;B!T:&4@<&QA;@T*87-S971S(&%T($1E
M8V5M8F5R(#,Q+"`R,#$R+CPO9F]N=#XF(S$V,#L\+W`^#0H-"CQP('-T>6QE
M/3-$)V9O;G0Z(#$P<'0O;F]R;6%L($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9CL@;6%R9VEN.B`P.R!T97AT+6%L:6=N.B!L969T.R!T97AT+6EN
M9&5N=#H@,"XU:6XG/B8C,38P.SPO<#X-"@T*/'`@<W1Y;&4],T0G9F]N=#H@
M,3!P="]N;W)M86P@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!M
M87)G:6XZ(#`[('1E>'0M86QI9VXZ(&QE9G0G/E1H92!F86ER('9A;'5E<R!O
M9B!T:&4@0V]M<&%N>28C,30V.W,-"G!E;G-I;VX@<&QA;B!A<W-E=',@870@
M1&5C96UB97(@,S$L(#(P,3(L(&)Y(&%S<V5T(&-A=&5G;W)Y+"!A<F4@87,@
M9F]L;&]W<SH\+W`^#0H-"CQP('-T>6QE/3-$)V9O;G0Z(#$P<'0O;F]R;6%L
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@;6%R9VEN.B`P.R!T
M97AT+6%L:6=N.B!L969T)SXF(S$V,#L\+W`^#0H-"CQT86)L92!C96QL<&%D
M9&EN9STS1#`@8V5L;'-P86-I;F<],T0P('-T>6QE/3-$)V)O<F1E<BUC;VQL
M87!S93H@8V]L;&%P<V4[('=I9'1H.B`Q,#`E.R!F;VYT.B`Q,'!T($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^#0H\='(@<W1Y;&4],T0G=F5R
M=&EC86PM86QI9VXZ(&)O='1O;2<^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A
M<"!S='EL93TS1"=F;VYT+7-T>6QE.B!I=&%L:6,[('1E>'0M86QI9VXZ(&IU
M<W1I9GDG/B@D(&EN('1H;W5S86YD<RD\+W1D/CQT9"!N;W=R87`],T1N;W=R
M87`^)B,Q-C`[/"]T9#X-"B`@("`\=&0@8V]L<W!A;CTS1#8@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&-E;G1E<B<^)B,Q-C`[/"]T
M9#X\=&0@;F]W<F%P/3-$;F]W<F%P/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS
M1&YO=W)A<#XF(S$V,#L\+W1D/@T*("`@(#QT9"!C;VQS<&%N/3-$-B!N;W=R
M87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@8V5N=&5R)SXF(S$V
M,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`^)B,Q-C`[/"]T9#X\+W1R/@T*
M/'1R('-T>6QE/3-$)W9E<G1I8V%L+6%L:6=N.B!B;W1T;VTG/@T*("`@(#QT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@:G5S=&EF
M>2<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O
M;G0M=V5I9VAT.B!B;VQD.R!P861D:6YG+6)O='1O;3H@,7!T)SXF(S$V,#L\
M+W1D/@T*("`@(#QT9"!C;VQS<&%N/3-$,B!N;W=R87`],T1N;W=R87`@<W1Y
M;&4],T0G9F]N="UW96EG:'0Z(&)O;&0[('1E>'0M86QI9VXZ(&-E;G1E<CL@
M8F]R9&5R+6)O='1O;3H@0FQA8VL@,7!T('-O;&ED)SY4;W1A;"!&86ER(%9A
M;'5E(#QB<B`O/@T*870@1&5C96UB97(@/&)R("\^#0HS,2P@,C`Q,CPO=&0^
M/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@
M,7!T.R!F;VYT+7=E:6=H=#H@8F]L9"<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P
M/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0M=V5I9VAT.B!B;VQD.R!P861D:6YG
M+6)O='1O;3H@,7!T)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!C;VQS<&%N/3-$
M,B!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N="UW96EG:'0Z(&)O;&0[
M('1E>'0M86QI9VXZ(&-E;G1E<CL@8F]R9&5R+6)O='1O;3H@0FQA8VL@,7!T
M('-O;&ED)SY1=6]T960@4')I8V5S/&)R("\^#0H@:6X@06-T:79E(#QB<B`O
M/@T*36%R:V5T<R!F;W(@/&)R("\^#0I)9&5N=&EC86P@07-S971S(#QB<B`O
M/@T**$QE=F5L(#$I/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$
M)W!A9&1I;F<M8F]T=&]M.B`Q<'0[(&9O;G0M=V5I9VAT.B!B;VQD)SXF(S$V
M,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N="UW96EG
M:'0Z(&)O;&0[('!A9&1I;F<M8F]T=&]M.B`Q<'0G/B8C,38P.SPO=&0^#0H@
M("`@/'1D(&-O;'-P86X],T0R(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F
M;VYT+7=E:6=H=#H@8F]L9#L@=&5X="UA;&EG;CH@8V5N=&5R.R!B;W)D97(M
M8F]T=&]M.B!";&%C:R`Q<'0@<V]L:60G/E-I9VYI9FEC86YT($]T:&5R(#QB
M<B`O/@T*3V)S97)V86)L92!);G!U=',@/&)R("\^#0HH3&5V96P@,BD\+W1D
M/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ
M(#%P=#L@9F]N="UW96EG:'0Z(&)O;&0G/B8C,38P.SPO=&0^/'1D(&YO=W)A
M<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT+7=E:6=H=#H@8F]L9#L@<&%D9&EN
M9RUB;W1T;VTZ(#%P="<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@8V]L<W!A;CTS
M1#(@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0M=V5I9VAT.B!B;VQD
M.R!T97AT+6%L:6=N.B!C96YT97([(&)O<F1E<BUB;W1T;VTZ($)L86-K(#%P
M="!S;VQI9"<^4VEG;FEF:6-A;G0@/&)R("\^#0I5;F]B<V5R=F%B;&4@/&)R
M("\^#0I);G!U=',@/&)R("\^*$QE=F5L(#,I/"]T9#X\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`Q<'0[(&9O;G0M=V5I
M9VAT.B!B;VQD)SXF(S$V,#L\+W1D/CPO='(^#0H\='(@<W1Y;&4],T0G=F5R
M=&EC86PM86QI9VXZ(&)O='1O;2<^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A
M<"!S='EL93TS1"=T97AT+6%L:6=N.B!J=7-T:69Y)SXF(S$V,#L\+W1D/CQT
M9"!N;W=R87`],T1N;W=R87`^)B,Q-C`[/"]T9#X-"B`@("`\=&0@8V]L<W!A
M;CTS1#(@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I
M9VAT)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`^)B,Q-C`[/"]T
M9#X\=&0@;F]W<F%P/3-$;F]W<F%P/B8C,38P.SPO=&0^#0H@("`@/'1D(&-O
M;'-P86X],T0R(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N
M.B!R:6=H="<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P/B8C,38P
M.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<#XF(S$V,#L\+W1D/@T*("`@(#QT
M9"!C;VQS<&%N/3-$,B!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA
M;&EG;CH@<FEG:'0G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<#XF
M(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`^)B,Q-C`[/"]T9#X-"B`@
M("`\=&0@8V]L<W!A;CTS1#(@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E
M>'0M86QI9VXZ(')I9VAT)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R
M87`^)B,Q-C`[/"]T9#X\+W1R/@T*/'1R('-T>6QE/3-$)W9E<G1I8V%L+6%L
M:6=N.B!B;W1T;VT[(&)A8VMG<F]U;F0M8V]L;W(Z(')G8B@R,#0L,C,X+#(U
M-2DG/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA
M;&EG;CH@:G5S=&EF>2<^1FEX960@:6YC;VUE(&EN=F5S=&UE;G1S/"]T9#X\
M=&0@;F]W<F%P/3-$;F]W<F%P/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A
M<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T)SXF(S$V,#L\
M+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@
M<FEG:'0G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=T97AT+6%L:6=N.B!L969T)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N
M;W=R87`^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T
M>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0G/B8C,38P.SPO=&0^/'1D(&YO=W)A
M<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!R:6=H="<^)B,Q-C`[
M/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ
M(&QE9G0G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<#XF(S$V,#L\
M+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA
M;&EG;CH@;&5F="<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T
M>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT)SXF(S$V,#L\+W1D/CQT9"!N;W=R
M87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F="<^)B,Q-C`[
M/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P/B8C,38P.SPO=&0^#0H@("`@/'1D
M(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T)SXF
M(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA
M;&EG;CH@<FEG:'0G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S
M='EL93TS1"=T97AT+6%L:6=N.B!L969T)SXF(S$V,#L\+W1D/CPO='(^#0H\
M='(@<W1Y;&4],T0G=F5R=&EC86PM86QI9VXZ(&)O='1O;3L@8F%C:V=R;W5N
M9"UC;VQO<CH@5VAI=&4G/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y
M;&4],T0G=VED=&@Z(#8P)3L@=&5X="UA;&EG;CH@:G5S=&EF>2<^)B,Q-C`[
M)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[36]N97D@;6%R:V5T(&9U;F1S/"]T
M9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W=I9'1H.B`Q)2<^)B,Q
M-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W=I
M9'1H.B`Q)3L@=&5X="UA;&EG;CH@;&5F="<^)#PO=&0^/'1D(&YO=W)A<#TS
M1&YO=W)A<"!S='EL93TS1"=W:61T:#H@-R4[('1E>'0M86QI9VXZ(')I9VAT
M)SXT-#$\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=VED=&@Z
M(#$E.R!T97AT+6%L:6=N.B!L969T)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G=VED=&@Z(#$E.R!F;VYT+7=E:6=H=#H@8F]L
M9"<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE
M/3-$)W=I9'1H.B`Q)3L@9F]N="UW96EG:'0Z(&)O;&0[('1E>'0M86QI9VXZ
M(&QE9G0G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=W:61T:#H@-R4[(&9O;G0M=V5I9VAT.B!B;VQD.R!T97AT+6%L:6=N.B!R
M:6=H="<^)B,Q-3$[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$
M)W=I9'1H.B`Q)3L@9F]N="UW96EG:'0Z(&)O;&0[('1E>'0M86QI9VXZ(&QE
M9G0G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=W
M:61T:#H@,24G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A
M<"!S='EL93TS1"=W:61T:#H@,24[('1E>'0M86QI9VXZ(&QE9G0G/B8C,38P
M.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=W:61T:#H@-R4[
M('1E>'0M86QI9VXZ(')I9VAT)SXT-#$\+W1D/CQT9"!N;W=R87`],T1N;W=R
M87`@<W1Y;&4],T0G=VED=&@Z(#$E.R!T97AT+6%L:6=N.B!L969T)SXF(S$V
M,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=VED=&@Z(#$E
M.R!F;VYT+7=E:6=H=#H@8F]L9"<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W
M<F%P/3-$;F]W<F%P('-T>6QE/3-$)W=I9'1H.B`Q)3L@9F]N="UW96EG:'0Z
M(&)O;&0[('1E>'0M86QI9VXZ(&QE9G0G/B8C,38P.SPO=&0^/'1D(&YO=W)A
M<#TS1&YO=W)A<"!S='EL93TS1"=W:61T:#H@-R4[(&9O;G0M=V5I9VAT.B!B
M;VQD.R!T97AT+6%L:6=N.B!R:6=H="<^)B,Q-3$[/"]T9#X\=&0@;F]W<F%P
M/3-$;F]W<F%P('-T>6QE/3-$)W=I9'1H.B`Q)3L@9F]N="UW96EG:'0Z(&)O
M;&0[('1E>'0M86QI9VXZ(&QE9G0G/B8C,38P.SPO=&0^/"]T<CX-"CQT<B!S
M='EL93TS1"=V97)T:6-A;"UA;&EG;CH@8F]T=&]M.R!B86-K9W)O=6YD+6-O
M;&]R.B!R9V(H,C`T+#(S."PR-34I)SX-"B`@("`\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&IU<W1I9GDG/B8C,38P.R8C,38P
M.R8C,38P.R8C,38P.R8C,38P.U53(&=O=F5R;FUE;G0@8F]N9"!F=6YD/"]T
M9#X\=&0@;F]W<F%P/3-$;F]W<F%P/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO
M=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T)SXF(S$V
M,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG
M;CH@<FEG:'0G/C(L.3DU/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE
M/3-$)W1E>'0M86QI9VXZ(&QE9G0G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS
M1&YO=W)A<#XF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@
M<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F="<^)B,Q-C`[/"]T9#X\=&0@;F]W
M<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT)SXR+#DY
M-3PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N
M.B!L969T)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4]
M,T0G9F]N="UW96EG:'0Z(&)O;&0G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO
M=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT+7=E:6=H=#H@8F]L9#L@=&5X
M="UA;&EG;CH@;&5F="<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P
M('-T>6QE/3-$)V9O;G0M=V5I9VAT.B!B;VQD.R!T97AT+6%L:6=N.B!R:6=H
M="<^)B,Q-3$[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O
M;G0M=V5I9VAT.B!B;VQD.R!T97AT+6%L:6=N.B!L969T)SXF(S$V,#L\+W1D
M/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N="UW96EG:'0Z(&)O
M;&0G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL
M93TS1"=F;VYT+7=E:6=H=#H@8F]L9#L@=&5X="UA;&EG;CH@;&5F="<^)B,Q
M-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0M=V5I
M9VAT.B!B;VQD.R!T97AT+6%L:6=N.B!R:6=H="<^)B,Q-3$[/"]T9#X\=&0@
M;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0M=V5I9VAT.B!B;VQD.R!T
M97AT+6%L:6=N.B!L969T)SXF(S$V,#L\+W1D/CPO='(^#0H\='(@<W1Y;&4]
M,T0G=F5R=&EC86PM86QI9VXZ(&)O='1O;3L@8F%C:V=R;W5N9"UC;VQO<CH@
M5VAI=&4G/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X
M="UA;&EG;CH@:G5S=&EF>2<^)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q
M-C`[55,@8V]R<&]R871E(&)O;F0@9G5N9#PO=&0^/'1D(&YO=W)A<#TS1&YO
M=W)A<#XF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y
M;&4],T0G=&5X="UA;&EG;CH@;&5F="<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P
M/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT)SXS+#`P.#PO
M=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L
M969T)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`^)B,Q-C`[/"]T
M9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI
M9VXZ(&QE9G0G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL
M93TS1"=T97AT+6%L:6=N.B!R:6=H="<^,RPP,#@\+W1D/CQT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F="<^)B,Q-C`[/"]T
M9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0M=V5I9VAT.B!B
M;VQD)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y
M;&4],T0G9F]N="UW96EG:'0Z(&)O;&0[('1E>'0M86QI9VXZ(&QE9G0G/B8C
M,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT+7=E
M:6=H=#H@8F]L9#L@=&5X="UA;&EG;CH@<FEG:'0G/B8C,34Q.SPO=&0^/'1D
M(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT+7=E:6=H=#H@8F]L9#L@
M=&5X="UA;&EG;CH@;&5F="<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)V9O;G0M=V5I9VAT.B!B;VQD)SXF(S$V,#L\+W1D/@T*
M("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N="UW96EG:'0Z
M(&)O;&0[('1E>'0M86QI9VXZ(&QE9G0G/B8C,38P.SPO=&0^/'1D(&YO=W)A
M<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT+7=E:6=H=#H@8F]L9#L@=&5X="UA
M;&EG;CH@<FEG:'0G/B8C,34Q.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S
M='EL93TS1"=F;VYT+7=E:6=H=#H@8F]L9#L@=&5X="UA;&EG;CH@;&5F="<^
M)B,Q-C`[/"]T9#X\+W1R/@T*/'1R('-T>6QE/3-$)W9E<G1I8V%L+6%L:6=N
M.B!B;W1T;VT[(&)A8VMG<F]U;F0M8V]L;W(Z(')G8B@R,#0L,C,X+#(U-2DG
M/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG
M;CH@;&5F="<^)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[55,@8V]R
M<&]R871E(&AI9V@@>6EE;&0@8F]N9"!F=6YD/"]T9#X\=&0@;F]W<F%P/3-$
M;F]W<F%P/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S
M='EL93TS1"=T97AT+6%L:6=N.B!L969T)SXF(S$V,#L\+W1D/CQT9"!N;W=R
M87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0G/C$L-38S
M/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ
M(&QE9G0G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<#XF(S$V,#L\
M+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA
M;&EG;CH@;&5F="<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T
M>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT)SXQ+#4V,SPO=&0^/'1D(&YO=W)A
M<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T)SXF(S$V,#L\
M+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N="UW96EG:'0Z
M(&)O;&0G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S
M='EL93TS1"=F;VYT+7=E:6=H=#H@8F]L9#L@=&5X="UA;&EG;CH@;&5F="<^
M)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0M
M=V5I9VAT.B!B;VQD.R!T97AT+6%L:6=N.B!R:6=H="<^)B,Q-3$[/"]T9#X\
M=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0M=V5I9VAT.B!B;VQD
M.R!T97AT+6%L:6=N.B!L969T)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G9F]N="UW96EG:'0Z(&)O;&0G/B8C,38P.SPO=&0^
M#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT+7=E:6=H
M=#H@8F]L9#L@=&5X="UA;&EG;CH@;&5F="<^)B,Q-C`[/"]T9#X\=&0@;F]W
M<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0M=V5I9VAT.B!B;VQD.R!T97AT
M+6%L:6=N.B!R:6=H="<^)B,Q-3$[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P
M('-T>6QE/3-$)V9O;G0M=V5I9VAT.B!B;VQD.R!T97AT+6%L:6=N.B!L969T
M)SXF(S$V,#L\+W1D/CPO='(^#0H\='(@<W1Y;&4],T0G=F5R=&EC86PM86QI
M9VXZ(&)O='1O;3L@8F%C:V=R;W5N9"UC;VQO<CH@5VAI=&4G/@T*("`@(#QT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@:G5S=&EF
M>2<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P/B8C,38P.SPO=&0^
M#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N
M.B!L969T)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4]
M,T0G=&5X="UA;&EG;CH@<FEG:'0G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS
M1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T)SXF(S$V,#L\+W1D
M/CQT9"!N;W=R87`],T1N;W=R87`^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W
M<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0G/B8C,38P
M.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N
M.B!R:6=H="<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE
M/3-$)W1E>'0M86QI9VXZ(&QE9G0G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS
M1&YO=W)A<#XF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@
M<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F="<^)B,Q-C`[/"]T9#X\=&0@;F]W
M<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT)SXF(S$V
M,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG
M;CH@;&5F="<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P/B8C,38P
M.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT
M+6%L:6=N.B!L969T)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@
M<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0G/B8C,38P.SPO=&0^/'1D(&YO
M=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T)SXF(S$V
M,#L\+W1D/CPO='(^#0H\='(@<W1Y;&4],T0G=F5R=&EC86PM86QI9VXZ(&)O
M='1O;3L@8F%C:V=R;W5N9"UC;VQO<CH@<F=B*#(P-"PR,S@L,C4U*2<^#0H@
M("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!J
M=7-T:69Y)SY%<75I='D@:6YV97-T;65N=',\+W1D/CQT9"!N;W=R87`],T1N
M;W=R87`^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T
M>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0G/B8C,38P.SPO=&0^/'1D(&YO=W)A
M<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!R:6=H="<^)B,Q-C`[
M/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ
M(&QE9G0G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<#XF(S$V,#L\
M+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA
M;&EG;CH@;&5F="<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T
M>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT)SXF(S$V,#L\+W1D/CQT9"!N;W=R
M87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F="<^)B,Q-C`[
M/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P/B8C,38P.SPO=&0^#0H@("`@/'1D
M(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T)SXF
M(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA
M;&EG;CH@<FEG:'0G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S
M='EL93TS1"=T97AT+6%L:6=N.B!L969T)SXF(S$V,#L\+W1D/CQT9"!N;W=R
M87`],T1N;W=R87`^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0G/B8C,38P.SPO=&0^/'1D
M(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!R:6=H="<^
M)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M
M86QI9VXZ(&QE9G0G/B8C,38P.SPO=&0^/"]T<CX-"CQT<B!S='EL93TS1"=V
M97)T:6-A;"UA;&EG;CH@8F]T=&]M.R!B86-K9W)O=6YD+6-O;&]R.B!7:&ET
M92<^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L
M:6=N.B!J=7-T:69Y)SXF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#M,
M87)G92!C87`@=F%L=64@9G5N9#PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<#XF
M(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
M=&5X="UA;&EG;CH@;&5F="<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT)SXV+#$P,3PO=&0^/'1D
M(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T)SXF
M(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`^)B,Q-C`[/"]T9#X-"B`@
M("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE
M9G0G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T
M97AT+6%L:6=N.B!R:6=H="<^-BPQ,#$\+W1D/CQT9"!N;W=R87`],T1N;W=R
M87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F="<^)B,Q-C`[/"]T9#X\=&0@
M;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0M=V5I9VAT.B!B;VQD)SXF
M(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
M9F]N="UW96EG:'0Z(&)O;&0[('1E>'0M86QI9VXZ(&QE9G0G/B8C,38P.SPO
M=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT+7=E:6=H=#H@
M8F]L9#L@=&5X="UA;&EG;CH@<FEG:'0G/B8C,34Q.SPO=&0^/'1D(&YO=W)A
M<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT+7=E:6=H=#H@8F]L9#L@=&5X="UA
M;&EG;CH@;&5F="<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T
M>6QE/3-$)V9O;G0M=V5I9VAT.B!B;VQD)SXF(S$V,#L\+W1D/@T*("`@(#QT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N="UW96EG:'0Z(&)O;&0[
M('1E>'0M86QI9VXZ(&QE9G0G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO
M=W)A<"!S='EL93TS1"=F;VYT+7=E:6=H=#H@8F]L9#L@=&5X="UA;&EG;CH@
M<FEG:'0G/B8C,34Q.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=F;VYT+7=E:6=H=#H@8F]L9#L@=&5X="UA;&EG;CH@;&5F="<^)B,Q-C`[
M/"]T9#X\+W1R/@T*/'1R('-T>6QE/3-$)W9E<G1I8V%L+6%L:6=N.B!B;W1T
M;VT[(&)A8VMG<F]U;F0M8V]L;W(Z(')G8B@R,#0L,C,X+#(U-2DG/@T*("`@
M(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@:G5S
M=&EF>2<^)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[3&%R9V4@8V%P
M(&=R;W=T:"!F=6YD/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P/B8C,38P.SPO
M=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L
M:6=N.B!L969T)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y
M;&4],T0G=&5X="UA;&EG;CH@<FEG:'0G/C8L,#(P/"]T9#X\=&0@;F]W<F%P
M/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0G/B8C,38P.SPO
M=&0^/'1D(&YO=W)A<#TS1&YO=W)A<#XF(S$V,#L\+W1D/@T*("`@(#QT9"!N
M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F="<^)B,Q
M-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI
M9VXZ(')I9VAT)SXV+#`R,#PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL
M93TS1"=T97AT+6%L:6=N.B!L969T)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G9F]N="UW96EG:'0Z(&)O;&0G/B8C,38P.SPO
M=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT+7=E
M:6=H=#H@8F]L9#L@=&5X="UA;&EG;CH@;&5F="<^)B,Q-C`[/"]T9#X\=&0@
M;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0M=V5I9VAT.B!B;VQD.R!T
M97AT+6%L:6=N.B!R:6=H="<^)B,Q-3$[/"]T9#X\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)V9O;G0M=V5I9VAT.B!B;VQD.R!T97AT+6%L:6=N.B!L
M969T)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
M9F]N="UW96EG:'0Z(&)O;&0G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A
M<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT+7=E:6=H=#H@8F]L9#L@=&5X="UA
M;&EG;CH@;&5F="<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T
M>6QE/3-$)V9O;G0M=V5I9VAT.B!B;VQD.R!T97AT+6%L:6=N.B!R:6=H="<^
M)B,Q-3$[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0M
M=V5I9VAT.B!B;VQD.R!T97AT+6%L:6=N.B!L969T)SXF(S$V,#L\+W1D/CPO
M='(^#0H\='(@<W1Y;&4],T0G=F5R=&EC86PM86QI9VXZ(&)O='1O;3L@8F%C
M:V=R;W5N9"UC;VQO<CH@5VAI=&4G/@T*("`@(#QT9"!N;W=R87`],T1N;W=R
M87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@:G5S=&EF>2<^)B,Q-C`[)B,Q-C`[
M)B,Q-C`[)B,Q-C`[)B,Q-C`[4VUA;&P@8V%P(&=R;W=T:"!F=6YD/"]T9#X\
M=&0@;F]W<F%P/3-$;F]W<F%P/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A
M<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T)SXF(S$V,#L\
M+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@
M<FEG:'0G/C(L-3$T/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$
M)W1E>'0M86QI9VXZ(&QE9G0G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO
M=W)A<#XF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y
M;&4],T0G=&5X="UA;&EG;CH@;&5F="<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P
M/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT)SXR+#4Q-#PO
M=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L
M969T)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
M9F]N="UW96EG:'0Z(&)O;&0G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A
M<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT+7=E:6=H=#H@8F]L9#L@=&5X="UA
M;&EG;CH@;&5F="<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T
M>6QE/3-$)V9O;G0M=V5I9VAT.B!B;VQD.R!T97AT+6%L:6=N.B!R:6=H="<^
M)B,Q-3$[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0M
M=V5I9VAT.B!B;VQD.R!T97AT+6%L:6=N.B!L969T)SXF(S$V,#L\+W1D/CQT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N="UW96EG:'0Z(&)O;&0G
M/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=F;VYT+7=E:6=H=#H@8F]L9#L@=&5X="UA;&EG;CH@;&5F="<^)B,Q-C`[
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M*#(P-"PR,S@L,C4U*2<^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL
M93TS1"=T97AT+6%L:6=N.B!J=7-T:69Y)SXF(S$V,#LF(S$V,#LF(S$V,#LF
M(S$V,#LF(S$V,#M-:60@8V%P(&=R;W=T:"!F=6YD/"]T9#X\=&0@;F]W<F%P
M/3-$;F]W<F%P/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A
M<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T)SXF(S$V,#L\+W1D/CQT9"!N
M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0G/C,L
M,34S/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI
M9VXZ(&QE9G0G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<#XF(S$V
M,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X
M="UA;&EG;CH@;&5F="<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P
M('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT)SXS+#$U,SPO=&0^/'1D(&YO
M=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T)SXF(S$V
M,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N="UW96EG
M:'0Z(&)O;&0G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A
M<"!S='EL93TS1"=F;VYT+7=E:6=H=#H@8F]L9#L@=&5X="UA;&EG;CH@;&5F
M="<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O
M;G0M=V5I9VAT.B!B;VQD.R!T97AT+6%L:6=N.B!R:6=H="<^)B,Q-3$[/"]T
M9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0M=V5I9VAT.B!B
M;VQD.R!T97AT+6%L:6=N.B!L969T)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G9F]N="UW96EG:'0Z(&)O;&0G/B8C,38P.SPO
M=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT+7=E
M:6=H=#H@8F]L9#L@=&5X="UA;&EG;CH@;&5F="<^)B,Q-C`[/"]T9#X\=&0@
M;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0M=V5I9VAT.B!B;VQD.R!T
M97AT+6%L:6=N.B!R:6=H="<^)B,Q-3$[/"]T9#X\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)V9O;G0M=V5I9VAT.B!B;VQD.R!T97AT+6%L:6=N.B!L
M969T)SXF(S$V,#L\+W1D/CPO='(^#0H\='(@<W1Y;&4],T0G=F5R=&EC86PM
M86QI9VXZ(&)O='1O;3L@8F%C:V=R;W5N9"UC;VQO<CH@5VAI=&4G/@T*("`@
M(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@:G5S
M=&EF>3L@=&5X="UI;F1E;G0Z(#`G/B8C,38P.R8C,38P.R8C,38P.R8C,38P
M.R8C,38P.T9O<F5I9VX@97%U:71Y(&9U;F0\+W1D/CQT9"!N;W=R87`],T1N
M;W=R87`^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T
M>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0G/B8C,38P.SPO=&0^/'1D(&YO=W)A
M<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!R:6=H="<^,RPQ-#<\
M+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@
M;&5F="<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P/B8C,38P.SPO
M=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L
M:6=N.B!L969T)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y
M;&4],T0G=&5X="UA;&EG;CH@<FEG:'0G/C,L,30W/"]T9#X\=&0@;F]W<F%P
M/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0G/B8C,38P.SPO
M=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT+7=E:6=H=#H@
M8F]L9"<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T
M>6QE/3-$)V9O;G0M=V5I9VAT.B!B;VQD.R!T97AT+6%L:6=N.B!L969T)SXF
M(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N="UW
M96EG:'0Z(&)O;&0[('1E>'0M86QI9VXZ(')I9VAT)SXF(S$U,3L\+W1D/CQT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N="UW96EG:'0Z(&)O;&0[
M('1E>'0M86QI9VXZ(&QE9G0G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO
M=W)A<"!S='EL93TS1"=F;VYT+7=E:6=H=#H@8F]L9"<^)B,Q-C`[/"]T9#X-
M"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0M=V5I9VAT
M.B!B;VQD.R!T97AT+6%L:6=N.B!L969T)SXF(S$V,#L\+W1D/CQT9"!N;W=R
M87`],T1N;W=R87`@<W1Y;&4],T0G9F]N="UW96EG:'0Z(&)O;&0[('1E>'0M
M86QI9VXZ(')I9VAT)SXF(S$U,3L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@
M<W1Y;&4],T0G9F]N="UW96EG:'0Z(&)O;&0[('1E>'0M86QI9VXZ(&QE9G0G
M/B8C,38P.SPO=&0^/"]T<CX-"CQT<B!S='EL93TS1"=V97)T:6-A;"UA;&EG
M;CH@8F]T=&]M.R!B86-K9W)O=6YD+6-O;&]R.B!R9V(H,C`T+#(S."PR-34I
M)SX-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI
M9VXZ(&IU<W1I9GD[('!A9&1I;F<M8F]T=&]M.B`Q<'0G/B8C,38P.R8C,38P
M.R8C,38P.R8C,38P.R8C,38P.T-O;7!A;GD@<W1O8VL\+W1D/CQT9"!N;W=R
M87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#%P="<^)B,Q
M-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V)O
M<F1E<BUB;W1T;VTZ($)L86-K(#%P="!S;VQI9#L@=&5X="UA;&EG;CH@;&5F
M="<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V)O
M<F1E<BUB;W1T;VTZ($)L86-K(#%P="!S;VQI9#L@=&5X="UA;&EG;CH@<FEG
M:'0G/C$L,3@R/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A
M9&1I;F<M8F]T=&]M.B`Q<'0[('1E>'0M86QI9VXZ(&QE9G0G/B8C,38P.SPO
M=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P861D:6YG+6)O='1O
M;3H@,7!T)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@
M<W1Y;&4],T0G8F]R9&5R+6)O='1O;3H@0FQA8VL@,7!T('-O;&ED.R!T97AT
M+6%L:6=N.B!L969T)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@
M<W1Y;&4],T0G8F]R9&5R+6)O='1O;3H@0FQA8VL@,7!T('-O;&ED.R!T97AT
M+6%L:6=N.B!R:6=H="<^,2PQ.#(\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@
M<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#%P=#L@=&5X="UA;&EG;CH@;&5F
M="<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O
M;G0M=V5I9VAT.B!B;VQD.R!P861D:6YG+6)O='1O;3H@,7!T)SXF(S$V,#L\
M+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G8F]R9&5R
M+6)O='1O;3H@0FQA8VL@,7!T('-O;&ED.R!F;VYT+7=E:6=H=#H@8F]L9#L@
M=&5X="UA;&EG;CH@;&5F="<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)V)O<F1E<BUB;W1T;VTZ($)L86-K(#%P="!S;VQI9#L@
M9F]N="UW96EG:'0Z(&)O;&0[('1E>'0M86QI9VXZ(')I9VAT)SXF(S$U,3L\
M+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T
M;VTZ(#%P=#L@9F]N="UW96EG:'0Z(&)O;&0[('1E>'0M86QI9VXZ(&QE9G0G
M/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT
M+7=E:6=H=#H@8F]L9#L@<&%D9&EN9RUB;W1T;VTZ(#%P="<^)B,Q-C`[/"]T
M9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V)O<F1E<BUB
M;W1T;VTZ($)L86-K(#%P="!S;VQI9#L@9F]N="UW96EG:'0Z(&)O;&0[('1E
M>'0M86QI9VXZ(&QE9G0G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A
M<"!S='EL93TS1"=B;W)D97(M8F]T=&]M.B!";&%C:R`Q<'0@<V]L:60[(&9O
M;G0M=V5I9VAT.B!B;VQD.R!T97AT+6%L:6=N.B!R:6=H="<^)B,Q-3$[/"]T
M9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M
M.B`Q<'0[(&9O;G0M=V5I9VAT.B!B;VQD.R!T97AT+6%L:6=N.B!L969T)SXF
M(S$V,#L\+W1D/CPO='(^#0H\='(@<W1Y;&4],T0G=F5R=&EC86PM86QI9VXZ
M(&)O='1O;3L@8F%C:V=R;W5N9"UC;VQO<CH@5VAI=&4G/@T*("`@(#QT9"!N
M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@:G5S=&EF>3L@
M<&%D9&EN9RUB;W1T;VTZ(#(N-7!T)SXF(S$V,#LF(S$V,#LF(S$V,#LF(S$V
M,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#M4;W1A;#PO
M=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P861D:6YG+6)O='1O
M;3H@,BXU<'0G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A
M<"!S='EL93TS1"=B;W)D97(M8F]T=&]M.B!";&%C:R`R+C5P="!D;W5B;&4[
M('1E>'0M86QI9VXZ(&QE9G0G/B0\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@
M<W1Y;&4],T0G8F]R9&5R+6)O='1O;3H@0FQA8VL@,BXU<'0@9&]U8FQE.R!T
M97AT+6%L:6=N.B!R:6=H="<^,S`L,3(T/"]T9#X\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`R+C5P=#L@=&5X="UA;&EG
M;CH@;&5F="<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE
M/3-$)W!A9&1I;F<M8F]T=&]M.B`R+C5P="<^)B,Q-C`[/"]T9#X-"B`@("`\
M=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V)O<F1E<BUB;W1T;VTZ($)L
M86-K(#(N-7!T(&1O=6)L93L@=&5X="UA;&EG;CH@;&5F="<^)B,Q-C`[/"]T
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M<'0G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL
M93TS1"=B;W)D97(M8F]T=&]M.B!";&%C:R`R+C5P="!D;W5B;&4[('1E>'0M
M86QI9VXZ(&QE9G0G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S
M='EL93TS1"=B;W)D97(M8F]T=&]M.B!";&%C:R`R+C5P="!D;W5B;&4[('1E
M>'0M86QI9VXZ(')I9VAT)SXT-#$\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@
M<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#(N-7!T.R!T97AT+6%L:6=N.B!L
M969T)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
M9F]N="UW96EG:'0Z(&)O;&0[('!A9&1I;F<M8F]T=&]M.B`R+C5P="<^)B,Q
M-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V)O
M<F1E<BUB;W1T;VTZ($)L86-K(#(N-7!T(&1O=6)L93L@9F]N="UW96EG:'0Z
M(&)O;&0[('1E>'0M86QI9VXZ(&QE9G0G/B8C,38P.SPO=&0^/'1D(&YO=W)A
M<#TS1&YO=W)A<"!S='EL93TS1"=B;W)D97(M8F]T=&]M.B!";&%C:R`R+C5P
M="!D;W5B;&4[(&9O;G0M=V5I9VAT.B!B;VQD.R!T97AT+6%L:6=N.B!R:6=H
M="<^)B,Q-3$[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A
M9&1I;F<M8F]T=&]M.B`R+C5P=#L@9F]N="UW96EG:'0Z(&)O;&0[('1E>'0M
M86QI9VXZ(&QE9G0G/B8C,38P.SPO=&0^/"]T<CX-"CPO=&%B;&4^#0H-"CQP
M('-T>6QE/3-$)V9O;G0Z(#$P<'0O,3`N,#5P="!#86QI8G)I+"!(96QV971I
M8V$L(%-A;G,M4V5R:68[(&UA<F=I;CH@,#L@=&5X="UA;&EG;CH@:G5S=&EF
M>3L@=&5X="UI;F1E;G0Z(#`N,C5I;B<^)B,Q-C`[/"]P/@T*#0H\<"!S='EL
M93TS1"=F;VYT.B`Q,'!T+VYO<FUA;"!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68[(&UA<F=I;CH@,#L@=&5X="UA;&EG;CH@;&5F="<^5&AE(&9A
M:7(@=F%L=65S(&]F('1H92!#;VUP86YY)B,Q-#8[<PT*<&5N<VEO;B!P;&%N
M(&%S<V5T<R!A="!$96-E;6)E<B`S,2P@,C`Q,2P@8GD@87-S970@8V%T96=O
M<GDL(&%R92!A<R!F;VQL;W=S.CPO<#X-"@T*/'1A8FQE(&-E;&QP861D:6YG
M/3-$,"!C96QL<W!A8VEN9STS1#`@<W1Y;&4],T0G8F]R9&5R+6-O;&QA<'-E
M.B!C;VQL87!S93L@=VED=&@Z(#$P,"4[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF)SX-"CQT<B!S='EL93TS1"=V97)T:6-A
M;"UA;&EG;CH@8F]T=&]M.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9B<^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL
M93TS1"=F;VYT.B!I=&%L:6,@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68[('1E>'0M86QI9VXZ(&IU<W1I9GDG/B@D(&EN('1H;W5S86YD
M<RD\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P
M="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^
M#0H@("`@/'1D(&-O;'-P86X],T0V(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=T97AT+6%L:6=N.B!C96YT97([(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S
M='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@8V]L<W!A;CTS1#8@;F]W<F%P
M/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&-E;G1E<CL@9F]N=#H@
M,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO
M=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\+W1R
M/@T*/'1R('-T>6QE/3-$)W9E<G1I8V%L+6%L:6=N.B!B;W1T;VT[(&9O;G0Z
M(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SX-"B`@("`\
M=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&IU<W1I
M9GD[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF
M)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N
M=#H@8F]L9"`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@
M<&%D9&EN9RUB;W1T;VTZ(#%P="<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@8V]L
M<W!A;CTS1#(@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(&)O;&0@
M,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[('1E>'0M86QI
M9VXZ(&-E;G1E<CL@8F]R9&5R+6)O='1O;3H@0FQA8VL@,7!T('-O;&ED)SY4
M;W1A;"!&86ER(%9A;'5E/&)R("\^#0H@870@1&5C96UB97(@/&)R("\^#0HS
M,2P@,C`Q,3PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P861D
M:6YG+6)O='1O;3H@,7!T.R!F;VYT.B!B;VQD(#$P<'0@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G9F]N=#H@8F]L9"`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9CL@<&%D9&EN9RUB;W1T;VTZ(#%P="<^)B,Q-C`[
M/"]T9#X-"B`@("`\=&0@8V]L<W!A;CTS1#(@;F]W<F%P/3-$;F]W<F%P('-T
M>6QE/3-$)V9O;G0Z(&)O;&0@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68[('1E>'0M86QI9VXZ(&-E;G1E<CL@8F]R9&5R+6)O='1O;3H@
M0FQA8VL@,7!T('-O;&ED)SY1=6]T960@4')I8V5S(#QB<B`O/@T*:6X@06-T
M:79E(#QB<B`O/@T*36%R:V5T<R!F;W(@/&)R("\^#0I)9&5N=&EC86P@07-S
M971S(#QB<B`O/@T**$QE=F5L(#$I/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P
M('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`Q<'0[(&9O;G0Z(&)O;&0@,3!P
M="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^
M/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B!B;VQD(#$P<'0@
M0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!P861D:6YG+6)O='1O
M;3H@,7!T)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!C;VQS<&%N/3-$,B!N;W=R
M87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@8F]L9"`Q,'!T($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9CL@=&5X="UA;&EG;CH@8V5N=&5R.R!B
M;W)D97(M8F]T=&]M.B!";&%C:R`Q<'0@<V]L:60G/E-I9VYI9FEC86YT($]T
M:&5R(#QB<B`O/@T*3V)S97)V86)L92!);G!U=',@/&)R("\^#0HH3&5V96P@
M,BD\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB
M;W1T;VTZ(#%P=#L@9F]N=#H@8F]L9"`Q,'!T($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P
M('-T>6QE/3-$)V9O;G0Z(&)O;&0@,3!P="!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68[('!A9&1I;F<M8F]T=&]M.B`Q<'0G/B8C,38P.SPO=&0^
M#0H@("`@/'1D(&-O;'-P86X],T0R(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=F;VYT.B!B;VQD(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF.R!T97AT+6%L:6=N.B!C96YT97([(&)O<F1E<BUB;W1T;VTZ($)L86-K
M(#%P="!S;VQI9"<^4VEG;FEF:6-A;G0@/&)R("\^#0I5;F]B<V5R=F%B;&4@
M/&)R("\^#0I);G!U=',@/&)R("\^*$QE=F5L(#,I/"]T9#X\=&0@;F]W<F%P
M/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`Q<'0[(&9O;G0Z
M(&)O;&0@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C
M,38P.SPO=&0^/"]T<CX-"CQT<B!S='EL93TS1"=V97)T:6-A;"UA;&EG;CH@
M8F]T=&]M.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9B<^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT
M+6%L:6=N.B!J=7-T:69Y.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P
M('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!C;VQS<&%N/3-$,B!N;W=R
M87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z
M(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\
M+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#
M86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D
M(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@
M8V]L<W!A;CTS1#(@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI
M9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE
M/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF
M)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N
M=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P
M.SPO=&0^#0H@("`@/'1D(&-O;'-P86X],T0R(&YO=W)A<#TS1&YO=W)A<"!S
M='EL93TS1"=T97AT+6%L:6=N.B!R:6=H=#L@9F]N=#H@,3!P="!#86QI8G)I
M+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A
M<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!C;VQS<&%N/3-$,B!N
M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O
M;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V
M,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P
M="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^
M/"]T<CX-"CQT<B!S='EL93TS1"=V97)T:6-A;"UA;&EG;CH@8F]T=&]M.R!B
M86-K9W)O=6YD+6-O;&]R.B!R9V(H,C`T+#(S."PR-34I.R!F;VYT.B`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^#0H@("`@/'1D(&YO
M=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!J=7-T:69Y.R!F
M;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^1FEX
M960@:6YC;VUE(&EN=F5S=&UE;G1S/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P
M('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@
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M969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O
M;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V
M,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X
M="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S
M='EL93TS1"=T97AT+6%L:6=N.B!R:6=H=#L@9F]N=#H@,3!P="!#86QI8G)I
M+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A
M<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q
M,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T
M9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@
M(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F
M=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G
M/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT
M+6%L:6=N.B!R:6=H=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S
M='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P
M/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P
M="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^
M/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!R:6=H
M=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G
M/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT
M+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\+W1R/@T*/'1R('-T>6QE/3-$)W9E
M<G1I8V%L+6%L:6=N.B!B;W1T;VT[(&)A8VMG<F]U;F0M8V]L;W(Z(%=H:71E
M.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^
M#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=W:61T:#H@-C`E
M.R!T97AT+6%L:6=N.B!J=7-T:69Y.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[
M)B,Q-C`[36]N97D@;6%R:V5T(&9U;F1S/"]T9#X\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)W=I9'1H.B`Q)3L@9F]N=#H@,3!P="!#86QI8G)I+"!(
M96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO
M=W)A<#TS1&YO=W)A<"!S='EL93TS1"=W:61T:#H@,24[('1E>'0M86QI9VXZ
M(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF)SXD/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W=I9'1H
M.B`W)3L@=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF)SXX,S$\+W1D/CQT9"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G=VED=&@Z(#$E.R!T97AT+6%L:6=N.B!L969T.R!F
M;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q
M-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W=I9'1H.B`Q
M)3L@9F]N=#H@8F]L9"`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T
M>6QE/3-$)W=I9'1H.B`Q)3L@9F]N=#H@8F]L9"`Q,'!T($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9CL@=&5X="UA;&EG;CH@;&5F="<^)B,Q-C`[
M/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W=I9'1H.B`W)3L@
M9F]N=#H@8F]L9"`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
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M+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@
M<W1Y;&4],T0G=VED=&@Z(#$E.R!T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q
M,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T
M9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W=I9'1H.B`W)3L@=&5X
M="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A
M+"!386YS+5-E<FEF)SXX,S$\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y
M;&4],T0G=VED=&@Z(#$E.R!T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\
M=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W=I9'1H.B`Q)3L@9F]N=#H@
M8F]L9"`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q
M-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W=I
M9'1H.B`Q)3L@9F]N=#H@8F]L9"`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9CL@=&5X="UA;&EG;CH@;&5F="<^)B,Q-C`[/"]T9#X\=&0@
M;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W=I9'1H.B`W)3L@9F]N=#H@8F]L
M9"`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@=&5X="UA
M;&EG;CH@<FEG:'0G/B8C,34Q.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S
M='EL93TS1"=W:61T:#H@,24[(&9O;G0Z(&)O;&0@,3!P="!#86QI8G)I+"!(
M96QV971I8V$L(%-A;G,M4V5R:68[('1E>'0M86QI9VXZ(&QE9G0G/B8C,38P
M.SPO=&0^/"]T<CX-"CQT<B!S='EL93TS1"=V97)T:6-A;"UA;&EG;CH@8F]T
M=&]M.R!B86-K9W)O=6YD+6-O;&]R.B!R9V(H,C`T+#(S."PR-34I.R!F;VYT
M.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^#0H@("`@
M/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!J=7-T
M:69Y.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9B<^)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[55,@9V]V97)N;65N
M="!B;VYD(&9U;F0\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
M9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C
M,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T
M97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P
M('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^,BPS-38\+W1D/CQT9"!N;W=R
M87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@
M,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO
M=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@
M("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE
M9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF
M)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X
M="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A
M+"!386YS+5-E<FEF)SXR+#,U-CPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S
M='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P
M/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(&)O;&0@,3!P="!#86QI8G)I+"!(
M96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO
M=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B!B;VQD(#$P<'0@0V%L:6)R
M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T97AT+6%L:6=N.B!L969T)SXF
M(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@
M8F]L9"`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@=&5X
M="UA;&EG;CH@<FEG:'0G/B8C,34Q.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A
M<"!S='EL93TS1"=F;VYT.B!B;VQD(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A
M+"!386YS+5-E<FEF.R!T97AT+6%L:6=N.B!L969T)SXF(S$V,#L\+W1D/CQT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@8F]L9"`Q,'!T($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@
M("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(&)O;&0@,3!P
M="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[('1E>'0M86QI9VXZ
M(&QE9G0G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=F;VYT.B!B;VQD(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF.R!T97AT+6%L:6=N.B!R:6=H="<^)B,Q-3$[/"]T9#X\=&0@;F]W<F%P
M/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(&)O;&0@,3!P="!#86QI8G)I+"!(
M96QV971I8V$L(%-A;G,M4V5R:68[('1E>'0M86QI9VXZ(&QE9G0G/B8C,38P
M.SPO=&0^/"]T<CX-"CQT<B!S='EL93TS1"=V97)T:6-A;"UA;&EG;CH@8F]T
M=&]M.R!B86-K9W)O=6YD+6-O;&]R.B!7:&ET93L@9F]N=#H@,3!P="!#86QI
M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/@T*("`@(#QT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@:G5S=&EF>3L@9F]N=#H@
M,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.R8C
M,38P.R8C,38P.R8C,38P.R8C,38P.U53(&-O<G!O<F%T92!B;VYD(&9U;F0\
M+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#
M86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@
M("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L
M969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E
M>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9B<^,BPS,S$\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@
M<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I
M+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A
M<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P
M/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P
M<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D
M/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG
M:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF
M)SXR+#,S,3PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT
M+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T
M>6QE/3-$)V9O;G0Z(&)O;&0@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A
M<"!S='EL93TS1"=F;VYT.B!B;VQD(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A
M+"!386YS+5-E<FEF.R!T97AT+6%L:6=N.B!L969T)SXF(S$V,#L\+W1D/CQT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@8F]L9"`Q,'!T($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@=&5X="UA;&EG;CH@<FEG
M:'0G/B8C,34Q.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F
M;VYT.B!B;VQD(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF
M.R!T97AT+6%L:6=N.B!L969T)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G9F]N=#H@8F]L9"`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P
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M=6YD+6-O;&]R.B!R9V(H,C`T+#(S."PR-34I.R!F;VYT.B`Q,'!T($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^#0H@("`@/'1D(&YO=W)A<#TS
M1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[)B,Q-C`[
M)B,Q-C`[)B,Q-C`[)B,Q-C`[55,@8V]R<&]R871E(&AI9V@@>6EE;&0@8F]N
M9"!F=6YD/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z
M(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\
M+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA
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M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I
M+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D
M(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F
M;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q
M-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI
M9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9B<^,2PQ.34\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4]
M,T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV
M971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO
M=W)A<"!S='EL93TS1"=F;VYT.B!B;VQD(#$P<'0@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@8F]L9"`Q,'!T($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9CL@=&5X="UA;&EG;CH@;&5F="<^)B,Q-C`[
M/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(&)O;&0@
M,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[('1E>'0M86QI
M9VXZ(')I9VAT)SXF(S$U,3L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y
M;&4],T0G9F]N=#H@8F]L9"`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9CL@=&5X="UA;&EG;CH@;&5F="<^)B,Q-C`[/"]T9#X\=&0@;F]W
M<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(&)O;&0@,3!P="!#86QI8G)I
M+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D
M(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B!B;VQD(#$P<'0@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T97AT+6%L:6=N.B!L969T
M)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N
M=#H@8F]L9"`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@
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M2&5L=F5T:6-A+"!386YS+5-E<FEF)SX-"B`@("`\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&IU<W1I9GD[(&9O;G0Z(#$P<'0@
M0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I
M+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D
M(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F
M;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q
M-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI
M9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE
M/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO
M=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@
M;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F
M;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q
M-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI
M9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4]
M,T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G
M/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@
M;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O
M;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V
M,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P
M="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^
M#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N
M.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$
M)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CPO='(^
M#0H\='(@<W1Y;&4],T0G=F5R=&EC86PM86QI9VXZ(&)O='1O;3L@8F%C:V=R
M;W5N9"UC;VQO<CH@<F=B*#(P-"PR,S@L,C4U*3L@9F]N=#H@,3!P="!#86QI
M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/@T*("`@(#QT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@:G5S=&EF>3L@9F]N=#H@
M,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/D5Q=6ET>2!I
M;G9E<W1M96YT<SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F
M;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q
M-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E
M>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A
M+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@
M<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R
M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R
M87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@
M,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO
M=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@
M("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE
M9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF
M)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X
M="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A
M+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@
M<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I
M+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A
M<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P
M/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P
M<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D
M/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG
M:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF
M)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X
M="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S
M='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T
M>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P
M<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D
M/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F
M=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G
M/B8C,38P.SPO=&0^/"]T<CX-"CQT<B!S='EL93TS1"=V97)T:6-A;"UA;&EG
M;CH@8F]T=&]M.R!B86-K9W)O=6YD+6-O;&]R.B!7:&ET93L@9F]N=#H@,3!P
M="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/@T*("`@(#QT9"!N
M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@:G5S=&EF>3L@
M9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C
M,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.TQA<F=E(&-A<"!V86QU92!F
M=6YD/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P
M<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D
M/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG
M;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=T97AT+6%L:6=N.B!R:6=H=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV
M971I8V$L(%-A;G,M4V5R:68G/C4L,3DT/"]T9#X\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N
M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(
M96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO
M=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT
M.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[
M/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ
M(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9B<^-2PQ.30\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
M=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I
M8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A
M<"!S='EL93TS1"=F;VYT.B!B;VQD(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A
M+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G9F]N=#H@8F]L9"`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9CL@=&5X="UA;&EG;CH@;&5F="<^)B,Q-C`[/"]T
M9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(&)O;&0@,3!P
M="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[('1E>'0M86QI9VXZ
M(')I9VAT)SXF(S$U,3L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4]
M,T0G9F]N=#H@8F]L9"`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9CL@=&5X="UA;&EG;CH@;&5F="<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P
M/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(&)O;&0@,3!P="!#86QI8G)I+"!(
M96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO
M=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B!B;VQD(#$P<'0@0V%L:6)R
M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T97AT+6%L:6=N.B!L969T)SXF
M(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@
M8F]L9"`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@=&5X
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M86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/@T*("`@(#QT9"!N;W=R
M87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@:G5S=&EF>3L@9F]N
M=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P
M.R8C,38P.R8C,38P.R8C,38P.R8C,38P.TQA<F=E(&-A<"!G<F]W=&@@9G5N
M9#PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-
M"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ
M(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
M=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF)SXT+#@X,SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A
M<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W
M<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R
M87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@
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M+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@
M<W1Y;&4],T0G9F]N=#H@8F]L9"`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W
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M=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R
M87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@8F]L9"`Q,'!T($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9CL@=&5X="UA;&EG;CH@;&5F="<^)B,Q
M-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(&)O
M;&0@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[('1E>'0M
M86QI9VXZ(')I9VAT)SXF(S$U,3L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@
M<W1Y;&4],T0G9F]N=#H@8F]L9"`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9CL@=&5X="UA;&EG;CH@;&5F="<^)B,Q-C`[/"]T9#X\+W1R
M/@T*/'1R('-T>6QE/3-$)W9E<G1I8V%L+6%L:6=N.B!B;W1T;VT[(&)A8VMG
M<F]U;F0M8V]L;W(Z(%=H:71E.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9B<^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S
M='EL93TS1"=T97AT+6%L:6=N.B!J=7-T:69Y.R!F;VYT.B`Q,'!T($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[)B,Q-C`[)B,Q-C`[
M)B,Q-C`[)B,Q-C`[4VUA;&P@8V%P(&=R;W=T:"!F=6YD/"]T9#X\=&0@;F]W
M<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R
M87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@
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M+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@
M<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S
M='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P
M/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q
M,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^,BPP,S`\+W1D
M/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F
M=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G
M/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT
M.B!B;VQD(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF
M(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
M9F]N=#H@8F]L9"`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9CL@=&5X="UA;&EG;CH@;&5F="<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)V9O;G0Z(&)O;&0@,3!P="!#86QI8G)I+"!(96QV
M971I8V$L(%-A;G,M4V5R:68[('1E>'0M86QI9VXZ(')I9VAT)SXF(S$U,3L\
M+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@8F]L9"`Q
M,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@=&5X="UA;&EG
M;CH@;&5F="<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE
M/3-$)V9O;G0Z(&)O;&0@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S
M='EL93TS1"=F;VYT.B!B;VQD(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF.R!T97AT+6%L:6=N.B!L969T)SXF(S$V,#L\+W1D/CQT9"!N
M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@8F]L9"`Q,'!T($-A;&EB
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M8V$L(%-A;G,M4V5R:68G/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y
M;&4],T0G=&5X="UA;&EG;CH@:G5S=&EF>3L@9F]N=#H@,3!P="!#86QI8G)I
M+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.R8C,38P.R8C,38P.R8C
M,38P.R8C,38P.TUI9"!C87`@9W)O=W1H(&9U;F0\+W1D/CQT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I
M8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS
M1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\
M=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT
M.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^
M,BPT.3$\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA
M;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL
M93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE
M/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@
M0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXR+#0Y,3PO=&0^/'1D
M(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F
M;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q
M-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(&)O
M;&0@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P
M.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT
M.B!B;VQD(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T
M97AT+6%L:6=N.B!L969T)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R
M87`@<W1Y;&4],T0G9F]N=#H@8F]L9"`Q,'!T($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9CL@=&5X="UA;&EG;CH@<FEG:'0G/B8C,34Q.SPO=&0^
M/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B!B;VQD(#$P<'0@
M0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T97AT+6%L:6=N.B!L
M969T)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
M9F]N=#H@8F]L9"`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE
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M/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG
M;CH@:G5S=&EF>3L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68G/B8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.T9O<F5I
M9VX@97%U:71Y(&9U;F0\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4]
M,T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G
M/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^,BPS,C@\+W1D/CQT9"!N
M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N
M=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P
M.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-
M"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ
M(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
M=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF)SXR+#,R.#PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A
M<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W
M<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(&)O;&0@,3!P="!#86QI8G)I
M+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D
M(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B!B;VQD(#$P<'0@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T97AT+6%L:6=N.B!L969T
M)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N
M=#H@8F]L9"`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@
M=&5X="UA;&EG;CH@<FEG:'0G/B8C,34Q.SPO=&0^/'1D(&YO=W)A<#TS1&YO
M=W)A<"!S='EL93TS1"=F;VYT.B!B;VQD(#$P<'0@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF.R!T97AT+6%L:6=N.B!L969T)SXF(S$V,#L\+W1D
M/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@8F]L9"`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-
M"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(&)O;&0@
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M8F]T=&]M.R!B86-K9W)O=6YD+6-O;&]R.B!R9V(H,C`T+#(S."PR-34I.R!F
M;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^#0H@
M("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!J
M=7-T:69Y.R!P861D:6YG+6)O='1O;3H@,7!T.R!F;VYT.B`Q,'!T($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[)B,Q-C`[)B,Q-C`[
M)B,Q-C`[)B,Q-C`[0V]M<&%N>2!S=&]C:SPO=&0^/'1D(&YO=W)A<#TS1&YO
M=W)A<"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@,7!T.R!F;VYT.B`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-
M"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V)O<F1E<BUB;W1T
M;VTZ($)L86-K(#%P="!S;VQI9#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV
M971I8V$L(%-A;G,M4V5R:68[('1E>'0M86QI9VXZ(&QE9G0G/B8C,38P.SPO
M=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=B;W)D97(M8F]T=&]M
M.B!";&%C:R`Q<'0@<V]L:60[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF.R!T97AT+6%L:6=N.B!R:6=H="<^.#(W/"]T9#X\
M=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`Q
M<'0[('1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#%P=#L@9F]N=#H@,3!P
M="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^
M#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=B;W)D97(M8F]T
M=&]M.B!";&%C:R`Q<'0@<V]L:60[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF.R!T97AT+6%L:6=N.B!L969T)SXF(S$V,#L\
M+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G8F]R9&5R+6)O='1O
M;3H@0FQA8VL@,7!T('-O;&ED.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9CL@=&5X="UA;&EG;CH@<FEG:'0G/C@R-SPO=&0^
M/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@
M,7!T.R!T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)V9O;G0Z(&)O;&0@,3!P="!#86QI8G)I+"!(96QV
M971I8V$L(%-A;G,M4V5R:68[('!A9&1I;F<M8F]T=&]M.B`Q<'0G/B8C,38P
M.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=B;W)D
M97(M8F]T=&]M.B!";&%C:R`Q<'0@<V]L:60[(&9O;G0Z(&)O;&0@,3!P="!#
M86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[('1E>'0M86QI9VXZ(&QE
M9G0G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=B
M;W)D97(M8F]T=&]M.B!";&%C:R`Q<'0@<V]L:60[(&9O;G0Z(&)O;&0@,3!P
M="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[('1E>'0M86QI9VXZ
M(')I9VAT)SXF(S$U,3L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4]
M,T0G<&%D9&EN9RUB;W1T;VTZ(#%P=#L@9F]N=#H@8F]L9"`Q,'!T($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@=&5X="UA;&EG;CH@;&5F="<^
M)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z
M(&)O;&0@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[('!A
M9&1I;F<M8F]T=&]M.B`Q<'0G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A
M<#TS1&YO=W)A<"!S='EL93TS1"=B;W)D97(M8F]T=&]M.B!";&%C:R`Q<'0@
M<V]L:60[(&9O;G0Z(&)O;&0@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68[('1E>'0M86QI9VXZ(&QE9G0G/B8C,38P.SPO=&0^/'1D(&YO
M=W)A<#TS1&YO=W)A<"!S='EL93TS1"=B;W)D97(M8F]T=&]M.B!";&%C:R`Q
M<'0@<V]L:60[(&9O;G0Z(&)O;&0@,3!P="!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68[('1E>'0M86QI9VXZ(')I9VAT)SXF(S$U,3L\+W1D/CQT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#%P
M=#L@9F]N=#H@8F]L9"`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9CL@=&5X="UA;&EG;CH@;&5F="<^)B,Q-C`[/"]T9#X\+W1R/@T*/'1R
M('-T>6QE/3-$)W9E<G1I8V%L+6%L:6=N.B!B;W1T;VT[(&)A8VMG<F]U;F0M
M8V]L;W(Z(%=H:71E.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9B<^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
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M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@
M(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G8F]R9&5R+6)O='1O;3H@
M0FQA8VL@,BXU<'0@9&]U8FQE.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9CL@=&5X="UA;&EG;CH@;&5F="<^)#PO=&0^/'1D
M(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=B;W)D97(M8F]T=&]M.B!";&%C
M:R`R+C5P="!D;W5B;&4[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A
M+"!386YS+5-E<FEF.R!T97AT+6%L:6=N.B!R:6=H="<^,C0L-#8V/"]T9#X\
M=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`R
M+C5P=#L@=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(
M96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS
M1&YO=W)A<"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@,BXU<'0[(&9O;G0Z
M(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\
M+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G8F]R9&5R
M+6)O='1O;3H@0FQA8VL@,BXU<'0@9&]U8FQE.R!F;VYT.B`Q,'!T($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@=&5X="UA;&EG;CH@;&5F="<^
M)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V)O<F1E
M<BUB;W1T;VTZ($)L86-K(#(N-7!T(&1O=6)L93L@9F]N=#H@,3!P="!#86QI
M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[('1E>'0M86QI9VXZ(')I9VAT
M)SXR,RPV,S4\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D
M9&EN9RUB;W1T;VTZ(#(N-7!T.R!T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q
M,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T
M9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M
M.B`R+C5P=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S
M='EL93TS1"=B;W)D97(M8F]T=&]M.B!";&%C:R`R+C5P="!D;W5B;&4[(&9O
M;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T97AT
M+6%L:6=N.B!L969T)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@
M<W1Y;&4],T0G8F]R9&5R+6)O='1O;3H@0FQA8VL@,BXU<'0@9&]U8FQE.R!F
M;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@=&5X
M="UA;&EG;CH@<FEG:'0G/C@S,3PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S
M='EL93TS1"=P861D:6YG+6)O='1O;3H@,BXU<'0[('1E>'0M86QI9VXZ(&QE
M9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF
M)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N
M=#H@8F]L9"`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@
M<&%D9&EN9RUB;W1T;VTZ(#(N-7!T)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N
M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G8F]R9&5R+6)O='1O;3H@0FQA8VL@
M,BXU<'0@9&]U8FQE.R!F;VYT.B!B;VQD(#$P<'0@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF.R!T97AT+6%L:6=N.B!L969T)SXF(S$V,#L\+W1D
M/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G8F]R9&5R+6)O='1O;3H@
M0FQA8VL@,BXU<'0@9&]U8FQE.R!F;VYT.B!B;VQD(#$P<'0@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T97AT+6%L:6=N.B!R:6=H="<^)B,Q
M-3$[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M
M8F]T=&]M.B`R+C5P=#L@9F]N=#H@8F]L9"`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9CL@=&5X="UA;&EG;CH@;&5F="<^)B,Q-C`[/"]T
M9#X\+W1R/@T*/"]T86)L93X-"@T*/'`@<W1Y;&4],T0G9F]N=#H@,3!P="]N
M;W)M86P@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!M87)G:6XZ
M(#`[('1E>'0M86QI9VXZ(&IU<W1I9GDG/B8C,38P.SPO<#X-"@T*/'`@<W1Y
M;&4],T0G9F]N=#H@,3!P="]N;W)M86P@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF.R!M87)G:6XZ(#`[('1E>'0M86QI9VXZ(&IU<W1I9GDG/E1H
M92!F;VQL;W=I;F<@:7,@82!D97-C<FEP=&EO;B!O9B!T:&4-"G9A;'5A=&EO
M;B!M971H;V1O;&]G:65S('5S960@9F]R(&%S<V5T<R!M96%S=7)E9"!A="!F
M86ER('9A;'5E+B!4:&5R92!H879E(&)E96X@;F\@8VAA;F=E<R!I;B!T:&4@
M;65T:&]D;VQO9VEE<R!U<V5D(&%T($1E8V5M8F5R#0HS,2P@,C`Q,B!A;F0@
M,C`Q,2X\+W`^#0H-"CQP('-T>6QE/3-$)V9O;G0Z(#$P<'0O;F]R;6%L($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@;6%R9VEN.B`P.R!T97AT
M+6%L:6=N.B!J=7-T:69Y)SXF(S$V,#L\+W`^#0H-"CQT86)L92!C96QL<&%D
M9&EN9STS1#`@8V5L;'-P86-I;F<],T0P('-T>6QE/3-$)W=I9'1H.B`Q,#`E
M.R!F;VYT.B`Q,'!T+VYO<FUA;"!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68[(&UA<F=I;BUT;W`Z(#`[(&UA<F=I;BUB;W1T;VTZ(#`G/CQT<B!S
M='EL93TS1"=V97)T:6-A;"UA;&EG;CH@=&]P.R!F;VYT.B`Q,'!T($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^#0H\=&0@<W1Y;&4],T0G=VED
M=&@Z(#`N-6EN.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9B<^/"]T9#X\=&0@<W1Y;&4],T0G=VED=&@Z(#`N,C5I;CL@9F]N
M=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/BT\+W1D
M/CQT9"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A
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M:6YG/3-$,"!S='EL93TS1"=W:61T:#H@,3`P)3L@9F]N=#H@,3!P="]N;W)M
M86P@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!M87)G:6XM=&]P
M.B`P.R!M87)G:6XM8F]T=&]M.B`P)SX\='(@<W1Y;&4],T0G=F5R=&EC86PM
M86QI9VXZ('1O<#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68G/@T*/'1D('-T>6QE/3-$)W=I9'1H.B`P+C5I;CL@9F]N=#H@
M,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/CPO=&0^/'1D
M('-T>6QE/3-$)W=I9'1H.B`P+C(U:6X[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@
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M+W1A8FQE/@T*#0H\<"!S='EL93TS1"=F;VYT.B`Q,'!T+VYO<FUA;"!#86QI
M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[(&UA<F=I;CH@,#L@=&5X="UA
M;&EG;CH@:G5S=&EF>2<^)B,Q-C`[/"]P/@T*#0H-"@T*#0H\<"!S='EL93TS
M1"=F;VYT.B`Q,'!T+VYO<FUA;"!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68[(&UA<F=I;CH@,#L@=&5X="UA;&EG;CH@:G5S=&EF>2<^)B,Q-C`[
M/"]P/@T*#0H\<"!S='EL93TS1"=F;VYT.B`Q,'!T+VYO<FUA;"!#86QI8G)I
M+"!(96QV971I8V$L(%-A;G,M4V5R:68[(&UA<F=I;CH@,#L@=&5X="UA;&EG
M;CH@;&5F="<^/'4^4W5P<&QE;65N=&%L($5X96-U=&EV92!2971I<F5M96YT
M#0I0;&%N/"]U/BX@2&ES=&]R:6-A;&QY+"!T:&4@0V]M<&%N>2!S<&]N<V]R
M960@82!3=7!P;&5M96YT86P@17AE8W5T:79E(%)E=&ER96UE;G0@4&QA;B`H
M=&AE("8C,30W.U-%4E`F(S$T.#LI(&9O<B!T:&4@8F5N969I=`T*;V8@8V5R
M=&%I;B!S96YI;W(@;6%N86=E;65N="!E>&5C=71I=F5S(&]F('1H92!#;VUP
M86YY+B!4:&4@<'5R<&]S92!O9B!T:&4@4T524"!W87,@=&\@<')O=FED92!A
M9&1I=&EO;F%L(&UO;G1H;'D@<&5N<VEO;B!B96YE9FET<PT*=&\@96YS=7)E
M('1H870@96%C:"!S=6-H('-E;FEO<B!M86YA9V5M96YT(&5X96-U=&EV92!W
M;W5L9"!R96-E:79E(&QI9F5T:6UE(&UO;G1H;'D@<&5N<VEO;B!B96YE9FET
M<R!E<75A;"!T;R`S)2!O9B!H:7,@;W(@:&5R#0IF:6YA;"!A=F5R86=E(&-O
M;7!E;G-A=&EO;B!M=6QT:7!L:65D(&)Y(&AI<R!O<B!H97(@>65A<G,@;V8@
M<V5R=FEC92`H;6%X:6UU;2!O9B`R,"!Y96%R<RD@=&\@=&AE($-O;7!A;GD@
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M:6]N(%!L86X@*&1E<V-R:6)E9"!A8F]V92DL(&%N9"`H:6DI(#4P)2!O9B!T
M:&4@<&%R=&EC:7!A;G0F(S$T-CMS#0IP<FEM87)Y('-O8VEA;"!S96-U<FET
M>2!B96YE9FET+B!&:6YA;"!A=F5R86=E(&-O;7!E;G-A=&EO;B!M96%N<R!T
M:&4@879E<F%G92!O9B!T:&4@-2!H:6=H97-T(&-O;G-E8W5T:79E(&-A;&5N
M9&%R('EE87)S(&]F(&5A<FYI;F=S#0ID=7)I;F<@=&AE(&QA<W0@,3`@>65A
M<G,@;V8@<V5R=FEC92!P<FEO<B!T;R!T97)M:6YA=&EO;B!O9B!E;7!L;WEM
M96YT+B!4:&4@4T524"!I<R!A;B!U;F9U;F1E9"!P;&%N+B!087EM96YT<R!A
M<F4@;6%D92!F<F]M('1H90T*9V5N97)A;"!A<W-E=',@;V8@=&AE($-O;7!A
M;GDN)B,Q-C`[/"]P/@T*#0H\<"!S='EL93TS1"=F;VYT.B`Q,'!T+VYO<FUA
M;"!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[(&UA<F=I;CH@,#L@
M=&5X="UA;&EG;CH@;&5F="<^)B,Q-C`[/"]P/@T*#0H\<"!S='EL93TS1"=F
M;VYT.B`Q,'!T+VYO<FUA;"!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R
M:68[(&UA<F=I;CH@,#L@=&5X="UA;&EG;CH@;&5F="<^1'5R:6YG('1H92!F
M;W5R=&@@<75A<G1E<B!O9B`R,#$R+"!T:&4-"D-O;7!A;GD@;F]T:69I960@
M<&%R=&EC:7!A;G1S('1H870@=&AE(%-%4E`@=V]U;&0@8F4@9G)O>F5N(&]N
M($1E8V5M8F5R(#,Q+"`R,#$R+B!!;'1H;W5G:"!N;R!P<F5V:6]U<VQY(&%C
M8W)U960@8F5N969I=',@=VEL;`T*8F4@;&]S="P@<&%R=&EC:7!A;G1S('=I
M;&P@;F\@;&]N9V5R(&%C8W)U92!B96YE9FET<R!F;W(@<V5R=FEC92!S=6)S
M97%U96YT('1O(#(P,3(N(%1H92!F<F5E>FEN9R!O9B!T:&4@4T524"!R97-U
M;'1E9"!I;B!A;B!I;6UE9&EA=&4-"B0P+C4@;6EL;&EO;B!R961U8W1I;VX@
M:6X@:71S(&)E;F5F:70@;V)L:6=A=&EO;BP@=VAI8V@@:7,@<F5F97)R960@
M=&\@87,@82`F(S$T-SMC=7)T86EL;65N="!G86EN)B,Q-#@[(&EN('1H92!T
M86)L92!B96QO=RX-"E1H92!C=7)T86EL;65N="!G86EN(')E9'5C960@=&AE
M(&QI86)I;&ET>2!O9B!T:&4@<&QA;B!A;F0@;&]W97)E9"!T:&4@86UO=6YT
M(&]F(&%C8W5M=6QA=&5D(&]T:&5R(&-O;7!R96AE;G-I=F4@;&]S<RP@=VAI
M8V@@<F5S=6QT<PT*:6X@86X@:6YC<F5A<V4@:6X@<VAA<F5H;VQD97)S)B,Q
M-#8[(&5Q=6ET>2X\+W`^#0H-"CQP('-T>6QE/3-$)V9O;G0Z(#$P<'0O;F]R
M;6%L($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@;6%R9VEN.B`P
M.R!T97AT+6%L:6=N.B!L969T)SXF(S$V,#L\+W`^#0H-"CQP('-T>6QE/3-$
M)V9O;G0Z(#$P<'0O;F]R;6%L($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9CL@;6%R9VEN.B`P.R!T97AT+6%L:6=N.B!L969T)SY4:&4@9F]L;&]W
M:6YG('1A8FQE(')E8V]N8VEL97,@=&AE(&)E9VEN;FEN9PT*86YD(&5N9&EN
M9R!B86QA;F-E<R!O9B!T:&4@4T524"8C,30V.W,@8F5N969I="!O8FQI9V%T
M:6]N+"!A<R!C;VUP=71E9"!B>2!T:&4@0V]M<&%N>28C,30V.W,@:6YD97!E
M;F1E;G0@86-T=6%R:6%L(&-O;G-U;'1A;G1S.CPO<#X-"@T*/'`@<W1Y;&4]
M,T0G9F]N=#H@,3!P="]N;W)M86P@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF.R!M87)G:6XZ(#`[('1E>'0M86QI9VXZ(&IU<W1I9GD[('1E>'0M
M:6YD96YT.B`Q,RXU<'0G/B8C,38P.SPO<#X-"@T*/'1A8FQE(&-E;&QP861D
M:6YG/3-$,"!C96QL<W!A8VEN9STS1#`@<W1Y;&4],T0G8F]R9&5R+6-O;&QA
M<'-E.B!C;VQL87!S93L@=VED=&@Z(#$P,"4[(&9O;G0Z(#$P<'0@0V%L:6)R
M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SX-"CQT<B!S='EL93TS1"=V97)T
M:6-A;"UA;&EG;CH@8F]T=&]M)SX-"B`@("`\=&0@<W1Y;&4],T0G9F]N="US
M='EL93H@:71A;&EC.R!T97AT+6%L:6=N.B!J=7-T:69Y)SXH)"!I;B!T:&]U
M<V%N9',I/"]T9#X\=&0@<W1Y;&4],T0G9F]N="UW96EG:'0Z(&)O;&0[('!A
M9&1I;F<M8F]T=&]M.B`Q<'0G/B8C,38P.SPO=&0^#0H@("`@/'1D(&-O;'-P
M86X],T0R('-T>6QE/3-$)V9O;G0M=V5I9VAT.B!B;VQD.R!T97AT+6%L:6=N
M.B!C96YT97([(&)O<F1E<BUB;W1T;VTZ($)L86-K(#%P="!S;VQI9"<^,C`Q
M,CPO=&0^/'1D('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`Q<'0[(&9O;G0M
M=V5I9VAT.B!B;VQD)SXF(S$V,#L\+W1D/CQT9"!S='EL93TS1"=P861D:6YG
M+6)O='1O;3H@,7!T)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!C;VQS<&%N/3-$
M,B!S='EL93TS1"=T97AT+6%L:6=N.B!C96YT97([(&)O<F1E<BUB;W1T;VTZ
M($)L86-K(#%P="!S;VQI9"<^,C`Q,3PO=&0^/'1D('-T>6QE/3-$)W!A9&1I
M;F<M8F]T=&]M.B`Q<'0G/B8C,38P.SPO=&0^/'1D('-T>6QE/3-$)W!A9&1I
M;F<M8F]T=&]M.B`Q<'0G/B8C,38P.SPO=&0^#0H@("`@/'1D(&-O;'-P86X]
M,T0R('-T>6QE/3-$)W1E>'0M86QI9VXZ(&-E;G1E<CL@8F]R9&5R+6)O='1O
M;3H@0FQA8VL@,7!T('-O;&ED)SXR,#$P/"]T9#X\=&0@<W1Y;&4],T0G<&%D
M9&EN9RUB;W1T;VTZ(#%P="<^)B,Q-C`[/"]T9#X\+W1R/@T*/'1R('-T>6QE
M/3-$)W9E<G1I8V%L+6%L:6=N.B!B;W1T;VT[(&)A8VMG<F]U;F0M8V]L;W(Z
M(')G8B@R,#0L,C,X+#(U-2DG/@T*("`@(#QT9"!S='EL93TS1"=T97AT+61E
M8V]R871I;VXZ('5N9&5R;&EN93L@=&5X="UA;&EG;CH@:G5S=&EF>2<^0VAA
M;F=E(&EN(&)E;F5F:70@;V)L:6=A=&EO;CPO=&0^/'1D/B8C,38P.SPO=&0^
M#0H@("`@/'1D('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0G/B8C,38P.SPO
M=&0^/'1D('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT)SXF(S$V,#L\+W1D
M/CQT9"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T)SXF(S$V,#L\+W1D/CQT
M9#XF(S$V,#L\+W1D/@T*("`@(#QT9"!S='EL93TS1"=T97AT+6%L:6=N.B!L
M969T)SXF(S$V,#L\+W1D/CQT9"!S='EL93TS1"=T97AT+6%L:6=N.B!R:6=H
M="<^)B,Q-C`[/"]T9#X\=&0@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F="<^
M)B,Q-C`[/"]T9#X\=&0^)B,Q-C`[/"]T9#X-"B`@("`\=&0@<W1Y;&4],T0G
M=&5X="UA;&EG;CH@;&5F="<^)B,Q-C`[/"]T9#X\=&0@<W1Y;&4],T0G=&5X
M="UA;&EG;CH@<FEG:'0G/B8C,38P.SPO=&0^/'1D('-T>6QE/3-$)W1E>'0M
M86QI9VXZ(&QE9G0G/B8C,38P.SPO=&0^/"]T<CX-"CQT<B!S='EL93TS1"=V
M97)T:6-A;"UA;&EG;CH@8F]T=&]M.R!B86-K9W)O=6YD+6-O;&]R.B!7:&ET
M92<^#0H@("`@/'1D('-T>6QE/3-$)W=I9'1H.B`W,"4[('1E>'0M86QI9VXZ
M(&IU<W1I9GDG/E!R;VIE8W1E9"!B96YE9FET(&]B;&EG871I;VX@870@8F5G
M:6YN:6YG(&]F('EE87(\+W1D/CQT9"!S='EL93TS1"=W:61T:#H@,24[(&9O
M;G0M=V5I9VAT.B!B;VQD)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!S='EL93TS
M1"=W:61T:#H@,24[(&9O;G0M=V5I9VAT.B!B;VQD.R!T97AT+6%L:6=N.B!L
M969T)SXD/"]T9#X\=&0@<W1Y;&4],T0G=VED=&@Z(#<E.R!F;VYT+7=E:6=H
M=#H@8F]L9#L@=&5X="UA;&EG;CH@<FEG:'0G/C@L,#8T/"]T9#X\=&0@<W1Y
M;&4],T0G=VED=&@Z(#$E.R!F;VYT+7=E:6=H=#H@8F]L9#L@=&5X="UA;&EG
M;CH@;&5F="<^)B,Q-C`[/"]T9#X\=&0@<W1Y;&4],T0G=VED=&@Z(#$E)SXF
M(S$V,#L\+W1D/@T*("`@(#QT9"!S='EL93TS1"=W:61T:#H@,24[('1E>'0M
M86QI9VXZ(&QE9G0G/B8C,38P.SPO=&0^/'1D('-T>6QE/3-$)W=I9'1H.B`W
M)3L@=&5X="UA;&EG;CH@<FEG:'0G/C<L-#,S/"]T9#X\=&0@<W1Y;&4],T0G
M=VED=&@Z(#$E.R!T97AT+6%L:6=N.B!L969T)SXF(S$V,#L\+W1D/CQT9"!S
M='EL93TS1"=W:61T:#H@,24G/B8C,38P.SPO=&0^#0H@("`@/'1D('-T>6QE
M/3-$)W=I9'1H.B`Q)3L@=&5X="UA;&EG;CH@;&5F="<^)B,Q-C`[/"]T9#X\
M=&0@<W1Y;&4],T0G=VED=&@Z(#<E.R!T97AT+6%L:6=N.B!R:6=H="<^-BPR
M,C(\+W1D/CQT9"!S='EL93TS1"=W:61T:#H@,24[('1E>'0M86QI9VXZ(&QE
M9G0G/B8C,38P.SPO=&0^/"]T<CX-"CQT<B!S='EL93TS1"=V97)T:6-A;"UA
M;&EG;CH@8F]T=&]M.R!B86-K9W)O=6YD+6-O;&]R.B!R9V(H,C`T+#(S."PR
M-34I)SX-"B`@("`\=&0@<W1Y;&4],T0G=&5X="UA;&EG;CH@:G5S=&EF>2<^
M4V5R=FEC92!C;W-T/"]T9#X\=&0@<W1Y;&4],T0G9F]N="UW96EG:'0Z(&)O
M;&0G/B8C,38P.SPO=&0^#0H@("`@/'1D('-T>6QE/3-$)V9O;G0M=V5I9VAT
M.B!B;VQD.R!T97AT+6%L:6=N.B!L969T)SXF(S$V,#L\+W1D/CQT9"!S='EL
M93TS1"=F;VYT+7=E:6=H=#H@8F]L9#L@=&5X="UA;&EG;CH@<FEG:'0G/C,P
M,SPO=&0^/'1D('-T>6QE/3-$)V9O;G0M=V5I9VAT.B!B;VQD.R!T97AT+6%L
M:6=N.B!L969T)SXF(S$V,#L\+W1D/CQT9#XF(S$V,#L\+W1D/@T*("`@(#QT
M9"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T)SXF(S$V,#L\+W1D/CQT9"!S
M='EL93TS1"=T97AT+6%L:6=N.B!R:6=H="<^,CDR/"]T9#X\=&0@<W1Y;&4]
M,T0G=&5X="UA;&EG;CH@;&5F="<^)B,Q-C`[/"]T9#X\=&0^)B,Q-C`[/"]T
M9#X-"B`@("`\=&0@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F="<^)B,Q-C`[
M/"]T9#X\=&0@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0G/C0P.#PO=&0^
M/'1D('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0G/B8C,38P.SPO=&0^/"]T
M<CX-"CQT<B!S='EL93TS1"=V97)T:6-A;"UA;&EG;CH@8F]T=&]M.R!B86-K
M9W)O=6YD+6-O;&]R.B!7:&ET92<^#0H@("`@/'1D('-T>6QE/3-$)W1E>'0M
M86QI9VXZ(&IU<W1I9GDG/DEN=&5R97-T(&-O<W0\+W1D/CQT9"!S='EL93TS
M1"=F;VYT+7=E:6=H=#H@8F]L9"<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@<W1Y
M;&4],T0G9F]N="UW96EG:'0Z(&)O;&0[('1E>'0M86QI9VXZ(&QE9G0G/B8C
M,38P.SPO=&0^/'1D('-T>6QE/3-$)V9O;G0M=V5I9VAT.B!B;VQD.R!T97AT
M+6%L:6=N.B!R:6=H="<^,C@P/"]T9#X\=&0@<W1Y;&4],T0G9F]N="UW96EG
M:'0Z(&)O;&0[('1E>'0M86QI9VXZ(&QE9G0G/B8C,38P.SPO=&0^/'1D/B8C
M,38P.SPO=&0^#0H@("`@/'1D('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0G
M/B8C,38P.SPO=&0^/'1D('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT)SXS
M-3$\+W1D/CQT9"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T)SXF(S$V,#L\
M+W1D/CQT9#XF(S$V,#L\+W1D/@T*("`@(#QT9"!S='EL93TS1"=T97AT+6%L
M:6=N.B!L969T)SXF(S$V,#L\+W1D/CQT9"!S='EL93TS1"=T97AT+6%L:6=N
M.B!R:6=H="<^,S<W/"]T9#X\=&0@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F
M="<^)B,Q-C`[/"]T9#X\+W1R/@T*/'1R('-T>6QE/3-$)W9E<G1I8V%L+6%L
M:6=N.B!B;W1T;VT[(&)A8VMG<F]U;F0M8V]L;W(Z(')G8B@R,#0L,C,X+#(U
M-2DG/@T*("`@(#QT9"!S='EL93TS1"=T97AT+6%L:6=N.B!J=7-T:69Y)SY!
M8W1U87)I86P@*&=A:6XI(&QO<W,\+W1D/CQT9"!S='EL93TS1"=F;VYT+7=E
M:6=H=#H@8F]L9"<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@<W1Y;&4],T0G9F]N
M="UW96EG:'0Z(&)O;&0[('1E>'0M86QI9VXZ(&QE9G0G/B8C,38P.SPO=&0^
M/'1D('-T>6QE/3-$)V9O;G0M=V5I9VAT.B!B;VQD.R!T97AT+6%L:6=N.B!R
M:6=H="<^*#$L,C`Q/"]T9#X\=&0@<W1Y;&4],T0G9F]N="UW96EG:'0Z(&)O
M;&0[('1E>'0M86QI9VXZ(&QE9G0G/BD\+W1D/CQT9#XF(S$V,#L\+W1D/@T*
M("`@(#QT9"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T)SXF(S$V,#L\+W1D
M/CQT9"!S='EL93TS1"=T97AT+6%L:6=N.B!R:6=H="<^.3,\+W1D/CQT9"!S
M='EL93TS1"=T97AT+6%L:6=N.B!L969T)SXF(S$V,#L\+W1D/CQT9#XF(S$V
M,#L\+W1D/@T*("`@(#QT9"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T)SXF
M(S$V,#L\+W1D/CQT9"!S='EL93TS1"=T97AT+6%L:6=N.B!R:6=H="<^-3,Q
M/"]T9#X\=&0@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F="<^)B,Q-C`[/"]T
M9#X\+W1R/@T*/'1R('-T>6QE/3-$)W9E<G1I8V%L+6%L:6=N.B!B;W1T;VT[
M(&)A8VMG<F]U;F0M8V]L;W(Z(%=H:71E)SX-"B`@("`\=&0@<W1Y;&4],T0G
M=&5X="UA;&EG;CH@:G5S=&EF>2<^0F5N969I=',@<&%I9#PO=&0^/'1D('-T
M>6QE/3-$)V9O;G0M=V5I9VAT.B!B;VQD)SXF(S$V,#L\+W1D/@T*("`@(#QT
M9"!S='EL93TS1"=F;VYT+7=E:6=H=#H@8F]L9#L@=&5X="UA;&EG;CH@;&5F
M="<^)B,Q-C`[/"]T9#X\=&0@<W1Y;&4],T0G9F]N="UW96EG:'0Z(&)O;&0[
M('1E>'0M86QI9VXZ(')I9VAT)SXH,30V/"]T9#X\=&0@<W1Y;&4],T0G9F]N
M="UW96EG:'0Z(&)O;&0[('1E>'0M86QI9VXZ(&QE9G0G/BD\+W1D/CQT9#XF
M(S$V,#L\+W1D/@T*("`@(#QT9"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T
M)SXF(S$V,#L\+W1D/CQT9"!S='EL93TS1"=T97AT+6%L:6=N.B!R:6=H="<^
M*#$P-3PO=&0^/'1D('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0G/BD\+W1D
M/CQT9#XF(S$V,#L\+W1D/@T*("`@(#QT9"!S='EL93TS1"=T97AT+6%L:6=N
M.B!L969T)SXF(S$V,#L\+W1D/CQT9"!S='EL93TS1"=T97AT+6%L:6=N.B!R
M:6=H="<^*#$P-3PO=&0^/'1D('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0G
M/BD\+W1D/CPO='(^#0H\='(@<W1Y;&4],T0G=F5R=&EC86PM86QI9VXZ(&)O
M='1O;3L@8F%C:V=R;W5N9"UC;VQO<CH@<F=B*#(P-"PR,S@L,C4U*2<^#0H@
M("`@/'1D('-T>6QE/3-$)W1E>'0M86QI9VXZ(&IU<W1I9GD[('!A9&1I;F<M
M8F]T=&]M.B`Q<'0G/D-U<G1A:6QM96YT(&=A:6X\+W1D/CQT9"!S='EL93TS
M1"=F;VYT+7=E:6=H=#H@8F]L9#L@<&%D9&EN9RUB;W1T;VTZ(#%P="<^)B,Q
M-C`[/"]T9#X-"B`@("`\=&0@<W1Y;&4],T0G8F]R9&5R+6)O='1O;3H@0FQA
M8VL@,7!T('-O;&ED.R!F;VYT+7=E:6=H=#H@8F]L9#L@=&5X="UA;&EG;CH@
M;&5F="<^)B,Q-C`[/"]T9#X\=&0@<W1Y;&4],T0G8F]R9&5R+6)O='1O;3H@
M0FQA8VL@,7!T('-O;&ED.R!F;VYT+7=E:6=H=#H@8F]L9#L@=&5X="UA;&EG
M;CH@<FEG:'0G/B@T.#<\+W1D/CQT9"!S='EL93TS1"=P861D:6YG+6)O='1O
M;3H@,7!T.R!F;VYT+7=E:6=H=#H@8F]L9#L@=&5X="UA;&EG;CH@;&5F="<^
M*3PO=&0^/'1D('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`Q<'0G/B8C,38P
M.SPO=&0^#0H@("`@/'1D('-T>6QE/3-$)V)O<F1E<BUB;W1T;VTZ($)L86-K
M(#%P="!S;VQI9#L@=&5X="UA;&EG;CH@;&5F="<^)B,Q-C`[/"]T9#X\=&0@
M<W1Y;&4],T0G8F]R9&5R+6)O='1O;3H@0FQA8VL@,7!T('-O;&ED.R!T97AT
M+6%L:6=N.B!R:6=H="<^)B,Q-3$[/"]T9#X\=&0@<W1Y;&4],T0G<&%D9&EN
M9RUB;W1T;VTZ(#%P=#L@=&5X="UA;&EG;CH@;&5F="<^)B,Q-C`[/"]T9#X\
M=&0@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#%P="<^)B,Q-C`[/"]T9#X-
M"B`@("`\=&0@<W1Y;&4],T0G8F]R9&5R+6)O='1O;3H@0FQA8VL@,7!T('-O
M;&ED.R!T97AT+6%L:6=N.B!L969T)SXF(S$V,#L\+W1D/CQT9"!S='EL93TS
M1"=B;W)D97(M8F]T=&]M.B!";&%C:R`Q<'0@<V]L:60[('1E>'0M86QI9VXZ
M(')I9VAT)SXF(S$U,3L\+W1D/CQT9"!S='EL93TS1"=P861D:6YG+6)O='1O
M;3H@,7!T.R!T97AT+6%L:6=N.B!L969T)SXF(S$V,#L\+W1D/CPO='(^#0H\
M='(@<W1Y;&4],T0G=F5R=&EC86PM86QI9VXZ(&)O='1O;3L@8F%C:V=R;W5N
M9"UC;VQO<CH@5VAI=&4G/@T*("`@(#QT9"!S='EL93TS1"=T97AT+6%L:6=N
M.B!J=7-T:69Y)SY0<F]J96-T960@8F5N969I="!O8FQI9V%T:6]N(&%T(&5N
M9"!O9B!Y96%R/"]T9#X\=&0@<W1Y;&4],T0G9F]N="UW96EG:'0Z(&)O;&0G
M/B8C,38P.SPO=&0^#0H@("`@/'1D('-T>6QE/3-$)V9O;G0M=V5I9VAT.B!B
M;VQD.R!T97AT+6%L:6=N.B!L969T)SXF(S$V,#L\+W1D/CQT9"!S='EL93TS
M1"=F;VYT+7=E:6=H=#H@8F]L9#L@=&5X="UA;&EG;CH@<FEG:'0G/C8L.#$S
M/"]T9#X\=&0@<W1Y;&4],T0G9F]N="UW96EG:'0Z(&)O;&0[('1E>'0M86QI
M9VXZ(&QE9G0G/B8C,38P.SPO=&0^/'1D/B8C,38P.SPO=&0^#0H@("`@/'1D
M('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0G/B8C,38P.SPO=&0^/'1D('-T
M>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT)SXX+#`V-#PO=&0^/'1D('-T>6QE
M/3-$)W1E>'0M86QI9VXZ(&QE9G0G/B8C,38P.SPO=&0^/'1D/B8C,38P.SPO
M=&0^#0H@("`@/'1D('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0G/B8C,38P
M.SPO=&0^/'1D('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT)SXW+#0S,SPO
M=&0^/'1D('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0G/B8C,38P.SPO=&0^
M/"]T<CX-"CQT<B!S='EL93TS1"=V97)T:6-A;"UA;&EG;CH@8F]T=&]M.R!B
M86-K9W)O=6YD+6-O;&]R.B!R9V(H,C`T+#(S."PR-34I)SX-"B`@("`\=&0@
M<W1Y;&4],T0G=&5X="UA;&EG;CH@:G5S=&EF>3L@<&%D9&EN9RUB;W1T;VTZ
M(#%P="<^4&QA;B!A<W-E=',\+W1D/CQT9"!S='EL93TS1"=P861D:6YG+6)O
M='1O;3H@,7!T)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!S='EL93TS1"=B;W)D
M97(M8F]T=&]M.B!";&%C:R`Q<'0@<V]L:60[('1E>'0M86QI9VXZ(&QE9G0G
M/B8C,38P.SPO=&0^/'1D('-T>6QE/3-$)V)O<F1E<BUB;W1T;VTZ($)L86-K
M(#%P="!S;VQI9#L@=&5X="UA;&EG;CH@<FEG:'0G/CQP('-T>6QE/3-$)V9O
M;G0Z(#$P<'0O;F]R;6%L($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9CL@;6%R9VEN.B`P)SXF(S$U,3L\+W`^/"]T9#X\=&0@<W1Y;&4],T0G<&%D
M9&EN9RUB;W1T;VTZ(#%P=#L@=&5X="UA;&EG;CH@;&5F="<^)B,Q-C`[/"]T
M9#X\=&0@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#%P="<^)B,Q-C`[/"]T
M9#X-"B`@("`\=&0@<W1Y;&4],T0G8F]R9&5R+6)O='1O;3H@0FQA8VL@,7!T
M('-O;&ED.R!T97AT+6%L:6=N.B!L969T)SXF(S$V,#L\+W1D/CQT9"!S='EL
M93TS1"=B;W)D97(M8F]T=&]M.B!";&%C:R`Q<'0@<V]L:60[('1E>'0M86QI
M9VXZ(')I9VAT)SXF(S$U,3L\<"!S='EL93TS1"=F;VYT.B`Q,'!T+VYO<FUA
M;"!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[(&UA<F=I;CH@,"<^
M/"]P/CPO=&0^/'1D('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`Q<'0[('1E
M>'0M86QI9VXZ(&QE9G0G/B8C,38P.SPO=&0^/'1D('-T>6QE/3-$)W!A9&1I
M;F<M8F]T=&]M.B`Q<'0G/B8C,38P.SPO=&0^#0H@("`@/'1D('-T>6QE/3-$
M)V)O<F1E<BUB;W1T;VTZ($)L86-K(#%P="!S;VQI9#L@=&5X="UA;&EG;CH@
M;&5F="<^)B,Q-C`[/"]T9#X\=&0@<W1Y;&4],T0G8F]R9&5R+6)O='1O;3H@
M0FQA8VL@,7!T('-O;&ED.R!T97AT+6%L:6=N.B!R:6=H="<^/'`@<W1Y;&4]
M,T0G9F]N=#H@,3!P="]N;W)M86P@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF.R!M87)G:6XZ(#`G/B8C,34Q.SPO<#X\+W1D/CQT9"!S='EL93TS
M1"=P861D:6YG+6)O='1O;3H@,7!T.R!T97AT+6%L:6=N.B!L969T)SXF(S$V
M,#L\+W1D/CPO='(^#0H\='(@<W1Y;&4],T0G=F5R=&EC86PM86QI9VXZ(&)O
M='1O;3L@8F%C:V=R;W5N9"UC;VQO<CH@5VAI=&4G/@T*("`@(#QT9"!S='EL
M93TS1"=T97AT+6%L:6=N.B!J=7-T:69Y.R!P861D:6YG+6)O='1O;3H@,BXU
M<'0G/D9U;F1E9"!S=&%T=7,@870@96YD(&]F('EE87(\+W1D/CQT9"!S='EL
M93TS1"=F;VYT+7=E:6=H=#H@8F]L9#L@<&%D9&EN9RUB;W1T;VTZ(#(N-7!T
M)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!S='EL93TS1"=B;W)D97(M8F]T=&]M
M.B!";&%C:R`R+C5P="!D;W5B;&4[(&9O;G0M=V5I9VAT.B!B;VQD.R!T97AT
M+6%L:6=N.B!L969T)SXD/"]T9#X\=&0@<W1Y;&4],T0G8F]R9&5R+6)O='1O
M;3H@0FQA8VL@,BXU<'0@9&]U8FQE.R!F;VYT+7=E:6=H=#H@8F]L9#L@=&5X
M="UA;&EG;CH@<FEG:'0G/B@V+#@Q,SPO=&0^/'1D('-T>6QE/3-$)W!A9&1I
M;F<M8F]T=&]M.B`R+C5P=#L@9F]N="UW96EG:'0Z(&)O;&0[('1E>'0M86QI
M9VXZ(&QE9G0G/BD\+W1D/CQT9"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@
M,BXU<'0G/B8C,38P.SPO=&0^#0H@("`@/'1D('-T>6QE/3-$)V)O<F1E<BUB
M;W1T;VTZ($)L86-K(#(N-7!T(&1O=6)L93L@=&5X="UA;&EG;CH@;&5F="<^
M)B,Q-C`[/"]T9#X\=&0@<W1Y;&4],T0G8F]R9&5R+6)O='1O;3H@0FQA8VL@
M,BXU<'0@9&]U8FQE.R!T97AT+6%L:6=N.B!R:6=H="<^*#@L,#8T/"]T9#X\
M=&0@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#(N-7!T.R!T97AT+6%L:6=N
M.B!L969T)SXI/"]T9#X\=&0@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#(N
M-7!T)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!S='EL93TS1"=B;W)D97(M8F]T
M=&]M.B!";&%C:R`R+C5P="!D;W5B;&4[('1E>'0M86QI9VXZ(&QE9G0G/B8C
M,38P.SPO=&0^/'1D('-T>6QE/3-$)V)O<F1E<BUB;W1T;VTZ($)L86-K(#(N
M-7!T(&1O=6)L93L@=&5X="UA;&EG;CH@<FEG:'0G/B@W+#0S,SPO=&0^/'1D
M('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`R+C5P=#L@=&5X="UA;&EG;CH@
M;&5F="<^*3PO=&0^/"]T<CX-"CPO=&%B;&4^#0H-"@T*#0H\<"!S='EL93TS
M1"=F;VYT.B`Q,'!T+VYO<FUA;"!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68[(&UA<F=I;CH@,#L@=&5X="UA;&EG;CH@:G5S=&EF>3L@=&5X="UI
M;F1E;G0Z(#$S+C5P="<^)B,Q-C`[/"]P/@T*#0H\<"!S='EL93TS1"=F;VYT
M.B`Q,'!T+VYO<FUA;"!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[
M(&UA<F=I;CH@,#L@=&5X="UA;&EG;CH@;&5F="<^5&AE(&%C8W5M=6QA=&5D
M(&)E;F5F:70@;V)L:6=A=&EO;B!R96QA=&5D#0IT;R!T:&4@4T524"!W87,@
M)#8L.#$S+#`P,"P@)#<L,3DY+#`P,"P@86YD("0U+#8R,RPP,#`@870@1&5C
M96UB97(@,S$L(#(P,3(L(#(P,3$L(&%N9"`R,#$P+"!R97-P96-T:79E;'DN
M)B,Q-C`[/"]P/@T*#0H\<"!S='EL93TS1"=F;VYT.B`Q,'!T+VYO<FUA;"!#
M86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[(&UA<F=I;CH@,#L@=&5X
M="UA;&EG;CH@;&5F="<^)B,Q-C`[/"]P/@T*#0H\<"!S='EL93TS1"=F;VYT
M.B`Q,'!T+VYO<FUA;"!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[
M(&UA<F=I;CH@,#L@=&5X="UA;&EG;CH@;&5F="<^5&AE(&9O;&QO=VEN9R!T
M86)L92!P<F5S96YT<R!I;F9O<FUA=&EO;@T*<F5G87)D:6YG('1H92!A;6]U
M;G1S(')E8V]G;FEZ960@:6X@=&AE(&-O;G-O;&ED871E9"!B86QA;F-E('-H
M965T<R!A="!$96-E;6)E<B`S,2P@,C`Q,B!A;F0@,C`Q,2!A<R!I="!R96QA
M=&5S('1O('1H92!315)0+"!E>&-L=61I;F<-"G1H92!R96QA=&5D(&1E9F5R
M<F5D('1A>"!A<W-E=',N/"]P/@T*#0H\<"!S='EL93TS1"=F;VYT.B`Q,'!T
M+VYO<FUA;"!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[(&UA<F=I
M;CH@,#L@=&5X="UA;&EG;CH@;&5F=#L@=&5X="UI;F1E;G0Z(#$S+C5P="<^
M)B,Q-C`[/"]P/@T*#0H\=&%B;&4@8V5L;'!A9&1I;F<],T0P(&-E;&QS<&%C
M:6YG/3-$,"!S='EL93TS1"=B;W)D97(M8V]L;&%P<V4Z(&-O;&QA<'-E.R!W
M:61T:#H@,3`P)3L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68G/@T*/'1R('-T>6QE/3-$)W9E<G1I8V%L+6%L:6=N.B!B;W1T
M;VT[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF
M)SX-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(&ET
M86QI8R`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@=&5X
M="UA;&EG;CH@:G5S=&EF>2<^*"0@:6X@=&AO=7-A;F1S*3PO=&0^/'1D(&YO
M=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B!B;VQD(#$P<'0@0V%L:6)R
M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!P861D:6YG+6)O='1O;3H@,7!T
M)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!C;VQS<&%N/3-$,B!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G9F]N=#H@8F]L9"`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9CL@=&5X="UA;&EG;CH@8V5N=&5R.R!B;W)D97(M
M8F]T=&]M.B!";&%C:R`Q<'0@<V]L:60G/C(P,3(\+W1D/CQT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#%P=#L@9F]N=#H@
M8F]L9"`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q
M-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M
M8F]T=&]M.B`Q<'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!C;VQS<&%N/3-$,B!N
M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@8V5N=&5R.R!B
M;W)D97(M8F]T=&]M.B!";&%C:R`Q<'0@<V]L:60[(&9O;G0Z(#$P<'0@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXR,#$Q/"]T9#X\=&0@;F]W
M<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`Q<'0[(&9O
M;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V
M,#L\+W1D/CPO='(^#0H\='(@<W1Y;&4],T0G=F5R=&EC86PM86QI9VXZ(&)O
M='1O;3L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R
M:68G/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA
M;&EG;CH@:G5S=&EF>3L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S
M='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@8V]L<W!A;CTS1#(@;F]W<F%P
M/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&IU<W1I9GD[(&9O;G0Z
M(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\
M+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#
M86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D
M(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@
M8V]L<W!A;CTS1#(@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI
M9VXZ(&IU<W1I9GD[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y
M;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R
M:68G/B8C,38P.SPO=&0^/"]T<CX-"CQT<B!S='EL93TS1"=V97)T:6-A;"UA
M;&EG;CH@8F]T=&]M.R!B86-K9W)O=6YD+6-O;&]R.B!R9V(H,C`T+#(S."PR
M-34I.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9B<^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=W:61T:#H@
M.#`E.R!T97AT+6%L:6=N.B!J=7-T:69Y.R!F;VYT.B`Q,'!T($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9B<^3W1H97(@87-S971S("8C,34P.R!P
M<F5P86ED('!E;G-I;VX@87-S970@*&QI86)I;&ET>2D\+W1D/CQT9"!N;W=R
M87`],T1N;W=R87`@<W1Y;&4],T0G=VED=&@Z(#$E.R!F;VYT.B!B;VQD(#$P
M<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D
M/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=VED=&@Z(#$E
M.R!F;VYT.B!B;VQD(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF.R!T97AT+6%L:6=N.B!L969T)SXD/"]T9#X\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)W=I9'1H.B`W)3L@9F]N=#H@8F]L9"`Q,'!T($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@=&5X="UA;&EG;CH@<FEG:'0G
M/B@V+#8Q-#PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=W:61T
M:#H@,24[(&9O;G0Z(&)O;&0@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68[('1E>'0M86QI9VXZ(&QE9G0G/BD\+W1D/CQT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G=VED=&@Z(#$E.R!F;VYT.B`Q,'!T($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\
M=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W=I9'1H.B`Q)3L@=&5X="UA
M;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL
M93TS1"=W:61T:#H@-R4[('1E>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^*#8L,#<U/"]T9#X\
M=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W=I9'1H.B`Q)3L@=&5X="UA
M;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68G/BD\+W1D/CPO='(^#0H\='(@<W1Y;&4],T0G=F5R=&EC86PM
M86QI9VXZ(&)O='1O;3L@8F%C:V=R;W5N9"UC;VQO<CH@5VAI=&4[(&9O;G0Z
M(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SX-"B`@("`\
M=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&IU<W1I
M9GD[('!A9&1I;F<M8F]T=&]M.B`Q<'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF)SY/=&AE<B!L:6%B:6QI=&EE<SPO=&0^
M/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B!B;VQD(#$P<'0@
M0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!P861D:6YG+6)O='1O
M;3H@,7!T)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@
M<W1Y;&4],T0G8F]R9&5R+6)O='1O;3H@0FQA8VL@,7!T('-O;&ED.R!F;VYT
M.B!B;VQD(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T
M97AT+6%L:6=N.B!L969T)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R
M87`@<W1Y;&4],T0G8F]R9&5R+6)O='1O;3H@0FQA8VL@,7!T('-O;&ED.R!F
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M)W!A9&1I;F<M8F]T=&]M.B`Q<'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R
M87`],T1N;W=R87`@<W1Y;&4],T0G8F]R9&5R+6)O='1O;3H@0FQA8VL@,7!T
M('-O;&ED.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9CL@=&5X="UA;&EG;CH@;&5F="<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P
M/3-$;F]W<F%P('-T>6QE/3-$)V)O<F1E<BUB;W1T;VTZ($)L86-K(#%P="!S
M;VQI9#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R
M:68[('1E>'0M86QI9VXZ(')I9VAT)SXH,2PY.#D\+W1D/CQT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#%P=#L@=&5X="UA
M;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68G/BD\+W1D/CPO='(^#0H\='(@<W1Y;&4],T0G=F5R=&EC86PM
M86QI9VXZ(&)O='1O;3L@8F%C:V=R;W5N9"UC;VQO<CH@<F=B*#(P-"PR,S@L
M,C4U*3L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R
M:68G/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA
M;&EG;CH@:G5S=&EF>3L@<&%D9&EN9RUB;W1T;VTZ(#(N-7!T.R!F;VYT.B`Q
M,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T
M9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(&)O;&0@,3!P
M="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[('!A9&1I;F<M8F]T
M=&]M.B`R+C5P="<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)V)O<F1E<BUB;W1T;VTZ($)L86-K(#(N-7!T(&1O=6)L
M93L@9F]N=#H@8F]L9"`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9CL@=&5X="UA;&EG;CH@;&5F="<^)#PO=&0^/'1D(&YO=W)A<#TS1&YO
M=W)A<"!S='EL93TS1"=B;W)D97(M8F]T=&]M.B!";&%C:R`R+C5P="!D;W5B
M;&4[(&9O;G0Z(&)O;&0@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68[('1E>'0M86QI9VXZ(')I9VAT)SXH-BPX,3,\+W1D/CQT9"!N;W=R
M87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#(N-7!T.R!F
M;VYT.B!B;VQD(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF
M.R!T97AT+6%L:6=N.B!L969T)SXI/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P
M('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`R+C5P=#L@9F]N=#H@,3!P="!#
M86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@
M("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=B;W)D97(M8F]T=&]M
M.B!";&%C:R`R+C5P="!D;W5B;&4[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF.R!T97AT+6%L:6=N.B!L969T)SXF(S$V,#L\
M+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G8F]R9&5R+6)O='1O
M;3H@0FQA8VL@,BXU<'0@9&]U8FQE.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9CL@=&5X="UA;&EG;CH@<FEG:'0G/B@X+#`V
M-#PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P861D:6YG+6)O
M='1O;3H@,BXU<'0[('1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXI/"]T9#X\+W1R/@T*/"]T
M86)L93X-"@T*/'`@<W1Y;&4],T0G9F]N=#H@,3!P="]N;W)M86P@0V%L:6)R
M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!M87)G:6XZ(#`[('1E>'0M86QI
M9VXZ(&IU<W1I9GDG/B8C,38P.SPO<#X-"@T*#0H-"@T*#0H\<"!S='EL93TS
M1"=F;VYT.B`Q,'!T+VYO<FUA;"!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68[(&UA<F=I;CH@,#L@=&5X="UA;&EG;CH@;&5F="<^5&AE(&9O;&QO
M=VEN9R!T86)L92!P<F5S96YT<R!I;F9O<FUA=&EO;@T*<F5G87)D:6YG('1H
M92!A;6]U;G1S(')E8V]G;FEZ960@:6X@04]#22!A="!$96-E;6)E<B`S,2P@
M,C`Q,B!A;F0@,C`Q,2X\+W`^#0H-"CQP('-T>6QE/3-$)V9O;G0Z(#$P<'0O
M;F]R;6%L($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@;6%R9VEN
M.B`P.R!T97AT+6%L:6=N.B!J=7-T:69Y.R!T97AT+6EN9&5N=#H@,3,N-7!T
M)SXF(S$V,#L\+W`^#0H-"CQT86)L92!C96QL<&%D9&EN9STS1#`@8V5L;'-P
M86-I;F<],T0P('-T>6QE/3-$)V)O<F1E<BUC;VQL87!S93H@8V]L;&%P<V4[
M('=I9'1H.B`Q,#`E.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9B<^#0H\='(@<W1Y;&4],T0G=F5R=&EC86PM86QI9VXZ(&)O
M='1O;3L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R
M:68G/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@
M:71A;&EC(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T
M97AT+6%L:6=N.B!J=7-T:69Y)SXH)"!I;B!T:&]U<V%N9',I/"]T9#X\=&0@
M;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(&)O;&0@,3!P="!#86QI
M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[('!A9&1I;F<M8F]T=&]M.B`Q
M<'0G/B8C,38P.SPO=&0^#0H@("`@/'1D(&-O;'-P86X],T0R(&YO=W)A<#TS
M1&YO=W)A<"!S='EL93TS1"=F;VYT.B!B;VQD(#$P<'0@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF.R!T97AT+6%L:6=N.B!C96YT97([(&)O<F1E
M<BUB;W1T;VTZ($)L86-K(#%P="!S;VQI9"<^,C`Q,CPO=&0^/'1D(&YO=W)A
M<#TS1&YO=W)A<"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@,7!T.R!F;VYT
M.B!B;VQD(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF
M(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN
M9RUB;W1T;VTZ(#%P=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&-O;'-P86X],T0R
M(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!C96YT97([
M(&)O<F1E<BUB;W1T;VTZ($)L86-K(#%P="!S;VQI9#L@9F]N=#H@,3!P="!#
M86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/C(P,3$\+W1D/CQT9"!N
M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#%P=#L@
M9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C
M,38P.SPO=&0^/"]T<CX-"CQT<B!S='EL93TS1"=V97)T:6-A;"UA;&EG;CH@
M8F]T=&]M.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9B<^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT
M+6%L:6=N.B!J=7-T:69Y.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P
M('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!C;VQS<&%N/3-$,B!N;W=R
M87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@:G5S=&EF>3L@9F]N
M=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P
M.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\
M=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R
M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT
M9"!C;VQS<&%N/3-$,B!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA
M;&EG;CH@:G5S=&EF>3L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S
M='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9B<^)B,Q-C`[/"]T9#X\+W1R/@T*/'1R('-T>6QE/3-$)W9E<G1I8V%L
M+6%L:6=N.B!B;W1T;VT[(&)A8VMG<F]U;F0M8V]L;W(Z(')G8B@R,#0L,C,X
M+#(U-2D[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF)SX-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W=I9'1H
M.B`X,"4[('1E>'0M86QI9VXZ(&IU<W1I9GD[(&9O;G0Z(#$P<'0@0V%L:6)R
M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SY.970@*&=A:6XI(&QO<W,\+W1D
M/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=VED=&@Z(#$E.R!F;VYT
M.B!B;VQD(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF
M(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
M=VED=&@Z(#$E.R!F;VYT.B!B;VQD(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A
M+"!386YS+5-E<FEF.R!T97AT+6%L:6=N.B!L969T)SXD/"]T9#X\=&0@;F]W
M<F%P/3-$;F]W<F%P('-T>6QE/3-$)W=I9'1H.B`W)3L@9F]N=#H@8F]L9"`Q
M,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@=&5X="UA;&EG
M;CH@<FEG:'0G/C$Y.3PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=W:61T:#H@,24[(&9O;G0Z(&)O;&0@,3!P="!#86QI8G)I+"!(96QV971I
M8V$L(%-A;G,M4V5R:68[('1E>'0M86QI9VXZ(&QE9G0G/B8C,38P.SPO=&0^
M/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=W:61T:#H@,24[(&9O;G0Z
M(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\
M+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=VED=&@Z
M(#$E.R!T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)W=I9'1H.B`W)3L@=&5X="UA;&EG;CH@<FEG:'0[
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M+5-E<FEF)SX-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E
M>'0M86QI9VXZ(&IU<W1I9GD[('!A9&1I;F<M8F]T=&]M.B`Q<'0[(&9O;G0Z
M(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SY0<FEO<B!S
M97)V:6-E(&-O<W0\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
M9F]N=#H@8F]L9"`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9CL@<&%D9&EN9RUB;W1T;VTZ(#%P="<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@
M;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V)O<F1E<BUB;W1T;VTZ($)L86-K
M(#%P="!S;VQI9#L@9F]N=#H@8F]L9"`Q,'!T($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9CL@=&5X="UA;&EG;CH@;&5F="<^)B,Q-C`[/"]T9#X\
M=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V)O<F1E<BUB;W1T;VTZ($)L
M86-K(#%P="!S;VQI9#L@9F]N=#H@8F]L9"`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9CL@=&5X="UA;&EG;CH@<FEG:'0G/B8C,34Q.SPO
M=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P861D:6YG+6)O='1O
M;3H@,7!T.R!F;VYT.B!B;VQD(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF.R!T97AT+6%L:6=N.B!L969T)SXF(S$V,#L\+W1D/CQT9"!N
M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#%P=#L@
M9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C
M,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=B
M;W)D97(M8F]T=&]M.B!";&%C:R`Q<'0@<V]L:60[(&9O;G0Z(#$P<'0@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T97AT+6%L:6=N.B!L969T
M)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G8F]R
M9&5R+6)O='1O;3H@0FQA8VL@,7!T('-O;&ED.R!F;VYT.B`Q,'!T($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@=&5X="UA;&EG;CH@<FEG:'0G
M/C$P,CPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P861D:6YG
M+6)O='1O;3H@,7!T.R!T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\+W1R
M/@T*/'1R('-T>6QE/3-$)W9E<G1I8V%L+6%L:6=N.B!B;W1T;VT[(&)A8VMG
M<F]U;F0M8V]L;W(Z(')G8B@R,#0L,C,X+#(U-2D[(&9O;G0Z(#$P<'0@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SX-"B`@("`\=&0@;F]W<F%P
M/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&IU<W1I9GD[(&9O;G0Z
M(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SY!;6]U;G0@
M<F5C;V=N:7IE9"!I;B!!3T-)(&)E9F]R92!T87@@969F96-T/"]T9#X\=&0@
M;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(&)O;&0@,3!P="!#86QI
M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@
M/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B!B;VQD(#$P<'0@
M0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T97AT+6%L:6=N.B!L
M969T)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
M9F]N=#H@8F]L9"`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9CL@=&5X="UA;&EG;CH@<FEG:'0G/C$Y.3PO=&0^/'1D(&YO=W)A<#TS1&YO
M=W)A<"!S='EL93TS1"=F;VYT.B!B;VQD(#$P<'0@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF.R!T97AT+6%L:6=N.B!L969T)SXF(S$V,#L\+W1D
M/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI
M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@
M/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T
M.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^
M)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M
M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9B<^,2PY.#D\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y
M;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(
M96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/"]T<CX-"CQT<B!S
M='EL93TS1"=V97)T:6-A;"UA;&EG;CH@8F]T=&]M.R!B86-K9W)O=6YD+6-O
M;&]R.B!7:&ET93L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68G/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
M=&5X="UA;&EG;CH@:G5S=&EF>3L@<&%D9&EN9RUB;W1T;VTZ(#%P=#L@9F]N
M=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/E1A>"!B
M96YE9FET/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z
M(&)O;&0@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[('!A
M9&1I;F<M8F]T=&]M.B`Q<'0G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A
M<#TS1&YO=W)A<"!S='EL93TS1"=B;W)D97(M8F]T=&]M.B!";&%C:R`Q<'0@
M<V]L:60[(&9O;G0Z(&)O;&0@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68[('1E>'0M86QI9VXZ(&QE9G0G/B8C,38P.SPO=&0^/'1D(&YO
M=W)A<#TS1&YO=W)A<"!S='EL93TS1"=B;W)D97(M8F]T=&]M.B!";&%C:R`Q
M<'0@<V]L:60[(&9O;G0Z(&)O;&0@,3!P="!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68[('1E>'0M86QI9VXZ(')I9VAT)SXH-SD\+W1D/CQT9"!N
M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#%P=#L@
M9F]N=#H@8F]L9"`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9CL@=&5X="UA;&EG;CH@;&5F="<^*3PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A
M<"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@,7!T.R!F;VYT.B`Q,'!T($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@
M("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V)O<F1E<BUB;W1T;VTZ
M($)L86-K(#%P="!S;VQI9#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I
M8V$L(%-A;G,M4V5R:68[('1E>'0M86QI9VXZ(&QE9G0G/B8C,38P.SPO=&0^
M/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=B;W)D97(M8F]T=&]M.B!"
M;&%C:R`Q<'0@<V]L:60[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A
M+"!386YS+5-E<FEF.R!T97AT+6%L:6=N.B!R:6=H="<^*#<X-CPO=&0^/'1D
M(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@,7!T
M.R!T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9B<^*3PO=&0^/"]T<CX-"CQT<B!S='EL93TS1"=V
M97)T:6-A;"UA;&EG;CH@8F]T=&]M.R!B86-K9W)O=6YD+6-O;&]R.B!R9V(H
M,C`T+#(S."PR-34I.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9B<^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=T97AT+6%L:6=N.B!J=7-T:69Y.R!P861D:6YG+6)O='1O;3H@,BXU<'0[
M(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SY.
M970@86UO=6YT(')E8V]G;FEZ960@87,@<F5D=6-T:6]N('1O($%/0TD\+W1D
M/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@8F]L9"`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@<&%D9&EN9RUB;W1T
M;VTZ(#(N-7!T)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R
M87`@<W1Y;&4],T0G8F]R9&5R+6)O='1O;3H@0FQA8VL@,BXU<'0@9&]U8FQE
M.R!F;VYT.B!B;VQD(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF.R!T97AT+6%L:6=N.B!L969T)SXD/"]T9#X\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)V)O<F1E<BUB;W1T;VTZ($)L86-K(#(N-7!T(&1O=6)L
M93L@9F]N=#H@8F]L9"`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
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M("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G8F]R9&5R+6)O='1O
M;3H@0FQA8VL@,BXU<'0@9&]U8FQE.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9CL@=&5X="UA;&EG;CH@;&5F="<^)B,Q-C`[
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M#0H\+W1A8FQE/@T*#0H\<"!S='EL93TS1"=F;VYT.B`Q,'!T+VYO<FUA;"!#
M86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[(&UA<F=I;CH@,#L@=&5X
M="UA;&EG;CH@;&5F="<^)B,Q-C`[/"]P/@T*#0H\<"!S='EL93TS1"=F;VYT
M.B`Q,'!T+VYO<FUA;"!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[
M(&UA<F=I;CH@,#L@=&5X="UA;&EG;CH@;&5F="<^5&AE(&9O;&QO=VEN9R!T
M86)L92!R96-O;F-I;&5S('1H92!B96=I;FYI;F<-"F%N9"!E;F1I;F<@8F%L
M86YC97,@;V8@86-C=6UU;&%T960@;W1H97(@8V]M<')E:&5N<VEV92!I;F-O
M;64@*$%/0TDI(&%T($1E8V5M8F5R(#,Q+"`R,#$R(&%N9"`R,#$Q+"!A<R!I
M="!R96QA=&5S('1O('1H92!315)0.CPO<#X-"@T*/'`@<W1Y;&4],T0G9F]N
M=#H@,3!P="]N;W)M86P@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF
M.R!M87)G:6XZ(#`[('1E>'0M86QI9VXZ(&QE9G0G/B8C,38P.SPO<#X-"@T*
M/'1A8FQE(&-E;&QP861D:6YG/3-$,"!C96QL<W!A8VEN9STS1#`@<W1Y;&4]
M,T0G8F]R9&5R+6-O;&QA<'-E.B!C;VQL87!S93L@=VED=&@Z(#$P,"4[(&9O
M;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SX-"CQT
M<B!S='EL93TS1"=V97)T:6-A;"UA;&EG;CH@8F]T=&]M.R!F;VYT.B`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^#0H@("`@/'1D(&YO
M=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B!I=&%L:6,@,3!P="!#86QI
M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[('1E>'0M86QI9VXZ(&IU<W1I
M9GDG/B@D(&EN('1H;W5S86YD<RD\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@
M<W1Y;&4],T0G9F]N=#H@8F]L9"`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9CL@<&%D9&EN9RUB;W1T;VTZ(#%P="<^)B,Q-C`[/"]T9#X-
M"B`@("`\=&0@8V]L<W!A;CTS1#(@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$
M)V9O;G0Z(&)O;&0@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R
M:68[('1E>'0M86QI9VXZ(&-E;G1E<CL@8F]R9&5R+6)O='1O;3H@0FQA8VL@
M,7!T('-O;&ED)SXR,#$R/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE
M/3-$)W!A9&1I;F<M8F]T=&]M.B`Q<'0[(&9O;G0Z(&)O;&0@,3!P="!#86QI
M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO
M=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@,7!T.R!F
M;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q
M-C`[/"]T9#X-"B`@("`\=&0@8V]L<W!A;CTS1#(@;F]W<F%P/3-$;F]W<F%P
M('-T>6QE/3-$)W1E>'0M86QI9VXZ(&-E;G1E<CL@8F]R9&5R+6)O='1O;3H@
M0FQA8VL@,7!T('-O;&ED.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9B<^,C`Q,3PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S
M='EL93TS1"=P861D:6YG+6)O='1O;3H@,7!T.R!F;VYT.B`Q,'!T($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\+W1R/@T*
M/'1R('-T>6QE/3-$)W9E<G1I8V%L+6%L:6=N.B!B;W1T;VT[(&9O;G0Z(#$P
M<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SX-"B`@("`\=&0@
M;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&IU<W1I9GD[
M(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF
M(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@
M,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO
M=&0^#0H@("`@/'1D(&-O;'-P86X],T0R(&YO=W)A<#TS1&YO=W)A<"!S='EL
M93TS1"=T97AT+6%L:6=N.B!J=7-T:69Y.R!F;VYT.B`Q,'!T($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P
M/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R
M87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&-O;'-P86X],T0R(&YO
M=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!J=7-T:69Y.R!F
M;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q
M-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P
M<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D
M/CPO='(^#0H\='(@<W1Y;&4],T0G=F5R=&EC86PM86QI9VXZ(&)O='1O;3L@
M8F%C:V=R;W5N9"UC;VQO<CH@<F=B*#(P-"PR,S@L,C4U*3L@9F]N=#H@,3!P
M="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/@T*("`@(#QT9"!N
M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=VED=&@Z(#@P)3L@=&5X="UA;&EG
M;CH@:G5S=&EF>3L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68G/D%C8W5M=6QA=&5D(&]T:&5R(&-O;7!R96AE;G-I=F4@;&]S
M<R!A="!B96=I;FYI;F<@;V8@9FES8V%L('EE87(\+W1D/CQT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G=VED=&@Z(#$E.R!F;VYT.B!B;VQD(#$P<'0@
M0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*
M("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=VED=&@Z(#$E.R!F
M;VYT.B!B;VQD(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF
M.R!T97AT+6%L:6=N.B!L969T)SXD/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P
M('-T>6QE/3-$)W=I9'1H.B`W)3L@9F]N=#H@8F]L9"`Q,'!T($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9CL@=&5X="UA;&EG;CH@<FEG:'0G/C$L
M,C`S/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W=I9'1H.B`Q
M)3L@9F]N=#H@8F]L9"`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9CL@=&5X="UA;&EG;CH@;&5F="<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P
M/3-$;F]W<F%P('-T>6QE/3-$)W=I9'1H.B`Q)3L@9F]N=#H@,3!P="!#86QI
M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@
M/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=W:61T:#H@,24[('1E>'0M
M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y
M;&4],T0G=VED=&@Z(#<E.R!T97AT+6%L:6=N.B!R:6=H=#L@9F]N=#H@,3!P
M="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/C$L,38U/"]T9#X\
M=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W=I9'1H.B`Q)3L@=&5X="UA
M;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68G/B8C,38P.SPO=&0^/"]T<CX-"CQT<B!S='EL93TS1"=V97)T
M:6-A;"UA;&EG;CH@8F]T=&]M.R!B86-K9W)O=6YD+6-O;&]R.B!7:&ET93L@
M9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/@T*
M("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@
M:G5S=&EF>3L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68G/DYE="`H9V%I;BD@;&]S<R!A<FES:6YG(&1U<FEN9R!P97)I;V0\
M+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@8F]L9"`Q
M,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T
M9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(&)O
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M/BD\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P
M="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^
M#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N
M.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$
M)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9B<^.3,\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@
M<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I
M+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/"]T<CX-"CQT
M<B!S='EL93TS1"=V97)T:6-A;"UA;&EG;CH@8F]T=&]M.R!B86-K9W)O=6YD
M+6-O;&]R.B!R9V(H,C`T+#(S."PR-34I.R!F;VYT.B`Q,'!T($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9B<^#0H@("`@/'1D(&YO=W)A<#TS1&YO
M=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!J=7-T:69Y.R!F;VYT.B`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^4')I;W(@<V5R=FEC
M92!C;W-T/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z
M(&)O;&0@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C
M,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F
M;VYT.B!B;VQD(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF
M.R!T97AT+6%L:6=N.B!L969T)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G9F]N=#H@8F]L9"`Q,'!T($-A;&EB<FDL($AE;'9E
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M+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA
M;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL
M93TS1"=T97AT+6%L:6=N.B!R:6=H=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(
M96QV971I8V$L(%-A;G,M4V5R:68G/B8C,34Q.SPO=&0^/'1D(&YO=W)A<#TS
M1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\
M+W1R/@T*/'1R('-T>6QE/3-$)W9E<G1I8V%L+6%L:6=N.B!B;W1T;VT[(&)A
M8VMG<F]U;F0M8V]L;W(Z(%=H:71E.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9B<^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A
M<"!S='EL93TS1"=T97AT+6%L:6=N.B!J=7-T:69Y.R!F;VYT.B`Q,'!T($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^06UO<G1I>F%T:6]N(&]F
M('5N<F5C;V=N:7IE9"!A8W1U87)I86P@;&]S<SPO=&0^/'1D(&YO=W)A<#TS
M1&YO=W)A<"!S='EL93TS1"=F;VYT.B!B;VQD(#$P<'0@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R
M87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@8F]L9"`Q,'!T($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9CL@=&5X="UA;&EG;CH@;&5F="<^)B,Q
M-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(&)O
M;&0@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[('1E>'0M
M86QI9VXZ(')I9VAT)SXF(S$U,3L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@
M<W1Y;&4],T0G9F]N=#H@8F]L9"`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9CL@=&5X="UA;&EG;CH@;&5F="<^)B,Q-C`[/"]T9#X\=&0@
M;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N
M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N
M=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P
M.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N
M.B!R:6=H=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68G/B@Q,CPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T
M97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9B<^*3PO=&0^/"]T<CX-"CQT<B!S='EL93TS1"=V97)T
M:6-A;"UA;&EG;CH@8F]T=&]M.R!B86-K9W)O=6YD+6-O;&]R.B!R9V(H,C`T
M+#(S."PR-34I.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9B<^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T
M97AT+6%L:6=N.B!J=7-T:69Y.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9B<^06UO<G1I>F%T:6]N(&]F('!R:6]R('-E<G9I
M8V4@8V]S="!A;F0@=')A;G-I=&EO;B!O8FQI9V%T:6]N/"]T9#X\=&0@;F]W
M<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(&)O;&0@,3!P="!#86QI8G)I
M+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D
M(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B!B;VQD(#$P<'0@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T97AT+6%L:6=N.B!L969T
M)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N
M=#H@8F]L9"`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@
M=&5X="UA;&EG;CH@<FEG:'0G/B@Q.3PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A
M<"!S='EL93TS1"=F;VYT.B!B;VQD(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A
M+"!386YS+5-E<FEF.R!T97AT+6%L:6=N.B!L969T)SXI/"]T9#X\=&0@;F]W
M<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R
M87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@
M,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO
M=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!R
M:6=H=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R
M:68G/B@Q.3PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT
M+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9B<^*3PO=&0^/"]T<CX-"CQT<B!S='EL93TS1"=V97)T:6-A
M;"UA;&EG;CH@8F]T=&]M.R!B86-K9W)O=6YD+6-O;&]R.B!7:&ET93L@9F]N
M=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/@T*("`@
M(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@:G5S
M=&EF>3L@<&%D9&EN9RUB;W1T;VTZ(#%P=#L@9F]N=#H@,3!P="!#86QI8G)I
M+"!(96QV971I8V$L(%-A;G,M4V5R:68G/E1A>"!E>'!E;G-E("AB96YE9FET
M*2!O9B!C:&%N9V5S(&1U<FEN9R!T:&4@>65A<BP@;F5T/"]T9#X\=&0@;F]W
M<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(&)O;&0@,3!P="!#86QI8G)I
M+"!(96QV971I8V$L(%-A;G,M4V5R:68[('!A9&1I;F<M8F]T=&]M.B`Q<'0G
M/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=B;W)D97(M8F]T=&]M.B!";&%C:R`Q<'0@<V]L:60[(&9O;G0Z(&)O;&0@
M,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[('1E>'0M86QI
M9VXZ(&QE9G0G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL
M93TS1"=B;W)D97(M8F]T=&]M.B!";&%C:R`Q<'0@<V]L:60[(&9O;G0Z(&)O
M;&0@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[('1E>'0M
M86QI9VXZ(')I9VAT)SXW,#8\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y
M;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#%P=#L@9F]N=#H@8F]L9"`Q,'!T($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@=&5X="UA;&EG;CH@;&5F
M="<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A
M9&1I;F<M8F]T=&]M.B`Q<'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G8F]R9&5R+6)O='1O;3H@0FQA8VL@,7!T('-O
M;&ED.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9CL@=&5X="UA;&EG;CH@;&5F="<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)V)O<F1E<BUB;W1T;VTZ($)L86-K(#%P="!S;VQI
M9#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[
M('1E>'0M86QI9VXZ(')I9VAT)SXH,C0\+W1D/CQT9"!N;W=R87`],T1N;W=R
M87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#%P=#L@=&5X="UA;&EG;CH@
M;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R
M:68G/BD\+W1D/CPO='(^#0H\='(@<W1Y;&4],T0G=F5R=&EC86PM86QI9VXZ
M(&)O='1O;3L@8F%C:V=R;W5N9"UC;VQO<CH@<F=B*#(P-"PR,S@L,C4U*3L@
M9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/@T*
M("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@
M:G5S=&EF>3L@<&%D9&EN9RUB;W1T;VTZ(#(N-7!T.R!F;VYT.B`Q,'!T($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^06-C=6UU;&%T960@;W1H
M97(@8V]M<')E:&5N<VEV92!L;W-S(&%T(&5N9"!O9B!F:7-C86P@>65A<CPO
M=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B!B;VQD(#$P
M<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!P861D:6YG+6)O
M='1O;3H@,BXU<'0G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO
M=W)A<"!S='EL93TS1"=B;W)D97(M8F]T=&]M.B!";&%C:R`R+C5P="!D;W5B
M;&4[(&9O;G0Z(&)O;&0@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68[('1E>'0M86QI9VXZ(&QE9G0G/B0\+W1D/CQT9"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G8F]R9&5R+6)O='1O;3H@0FQA8VL@,BXU<'0@9&]U
M8FQE.R!F;VYT.B!B;VQD(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF.R!T97AT+6%L:6=N.B!R:6=H="<^,3(P/"]T9#X\=&0@;F]W<F%P
M/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`R+C5P=#L@9F]N
M=#H@8F]L9"`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@
M=&5X="UA;&EG;CH@;&5F="<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`R+C5P=#L@9F]N=#H@,3!P
M="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^
M#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=B;W)D97(M8F]T
M=&]M.B!";&%C:R`R+C5P="!D;W5B;&4[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T97AT+6%L:6=N.B!L969T)SXF(S$V
M,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G8F]R9&5R+6)O
M='1O;3H@0FQA8VL@,BXU<'0@9&]U8FQE.R!F;VYT.B`Q,'!T($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9CL@=&5X="UA;&EG;CH@<FEG:'0G/C$L
M,C`S/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M
M8F]T=&]M.B`R+C5P=#L@=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#
M86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/"]T
M<CX-"CPO=&%B;&4^#0H-"CQP('-T>6QE/3-$)V9O;G0Z(#$P<'0O;F]R;6%L
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@;6%R9VEN.B`P.R!T
M97AT+6%L:6=N.B!L969T)SXF(S$V,#L\+W`^#0H-"CQP('-T>6QE/3-$)V9O
M;G0Z(#$P<'0O;F]R;6%L($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9CL@;6%R9VEN.B`P.R!T97AT+6%L:6=N.B!L969T)SY4:&4@9F]L;&]W:6YG
M('1A8FQE(')E8V]N8VEL97,@=&AE(&)E9VEN;FEN9PT*86YD(&5N9&EN9R!B
M86QA;F-E<R!O9B!T:&4@<')E<&%I9"!P96YS:6]N(&-O<W0@<F5L871E9"!T
M;R!T:&4@4T524#H\+W`^#0H-"CQP('-T>6QE/3-$)V9O;G0Z(#$P<'0O;F]R
M;6%L($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@;6%R9VEN.B`P
M.R!T97AT+6%L:6=N.B!L969T.R!T97AT+6EN9&5N=#H@,3,N-7!T)SXF(S$V
M,#L\+W`^#0H-"CQT86)L92!C96QL<&%D9&EN9STS1#`@8V5L;'-P86-I;F<]
M,T0P('-T>6QE/3-$)V)O<F1E<BUC;VQL87!S93H@8V]L;&%P<V4[('=I9'1H
M.B`Q,#`E.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9B<^#0H\='(@<W1Y;&4],T0G=F5R=&EC86PM86QI9VXZ(&)O='1O;3L@
M9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/@T*
M("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@:71A;&EC
M(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T97AT+6%L
M:6=N.B!J=7-T:69Y)SXH)"!I;B!T:&]U<V%N9',I/"]T9#X\=&0@;F]W<F%P
M/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(&)O;&0@,3!P="!#86QI8G)I+"!(
M96QV971I8V$L(%-A;G,M4V5R:68[('!A9&1I;F<M8F]T=&]M.B`Q<'0G/B8C
M,38P.SPO=&0^#0H@("`@/'1D(&-O;'-P86X],T0R(&YO=W)A<#TS1&YO=W)A
M<"!S='EL93TS1"=F;VYT.B!B;VQD(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A
M+"!386YS+5-E<FEF.R!T97AT+6%L:6=N.B!C96YT97([(&)O<F1E<BUB;W1T
M;VTZ($)L86-K(#%P="!S;VQI9"<^,C`Q,CPO=&0^/'1D(&YO=W)A<#TS1&YO
M=W)A<"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@,7!T.R!F;VYT.B!B;VQD
M(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\
M+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T
M;VTZ(#%P=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&-O;'-P86X],T0R(&YO=W)A
M<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!C96YT97([(&)O<F1E
M<BUB;W1T;VTZ($)L86-K(#%P="!S;VQI9#L@9F]N=#H@,3!P="!#86QI8G)I
M+"!(96QV971I8V$L(%-A;G,M4V5R:68G/C(P,3$\+W1D/CQT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#%P=#L@9F]N=#H@
M,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO
M=&0^/"]T<CX-"CQT<B!S='EL93TS1"=V97)T:6-A;"UA;&EG;CH@8F]T=&]M
M.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^
M#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N
M.B!J=7-T:69Y.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE
M/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF
M)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!C;VQS<&%N/3-$,B!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@:G5S=&EF>3L@9F]N=#H@,3!P
M="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^
M/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W
M<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!C;VQS
M<&%N/3-$,B!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@
M:G5S=&EF>3L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^
M)B,Q-C`[/"]T9#X\+W1R/@T*/'1R('-T>6QE/3-$)W9E<G1I8V%L+6%L:6=N
M.B!B;W1T;VT[(&)A8VMG<F]U;F0M8V]L;W(Z(')G8B@R,#0L,C,X+#(U-2D[
M(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SX-
M"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W=I9'1H.B`X,"4[
M('1E>'0M86QI9VXZ(&IU<W1I9GD[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF)SY0<F5P86ED('!E;G-I;VX@8V]S="`H;&EA
M8FEL:71Y*2!A<R!O9B!B96=I;FYI;F<@;V8@9FES8V%L('EE87(\+W1D/CQT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=VED=&@Z(#$E.R!F;VYT.B!B
M;VQD(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V
M,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=VED
M=&@Z(#$E.R!F;VYT.B!B;VQD(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF.R!T97AT+6%L:6=N.B!L969T)SXD/"]T9#X\=&0@;F]W<F%P
M/3-$;F]W<F%P('-T>6QE/3-$)W=I9'1H.B`W)3L@9F]N=#H@8F]L9"`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@=&5X="UA;&EG;CH@
M<FEG:'0G/B@V+#`W-3PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=W:61T:#H@,24[(&9O;G0Z(&)O;&0@,3!P="!#86QI8G)I+"!(96QV971I
M8V$L(%-A;G,M4V5R:68[('1E>'0M86QI9VXZ(&QE9G0G/BD\+W1D/CQT9"!N
M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=VED=&@Z(#$E.R!F;VYT.B`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-
M"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W=I9'1H.B`Q)3L@
M=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I
M8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A
M<"!S='EL93TS1"=W:61T:#H@-R4[('1E>'0M86QI9VXZ(')I9VAT.R!F;VYT
M.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^*#4L-3`W
M/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W=I9'1H.B`Q)3L@
M=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I
M8V$L(%-A;G,M4V5R:68G/BD\+W1D/CPO='(^#0H\='(@<W1Y;&4],T0G=F5R
M=&EC86PM86QI9VXZ(&)O='1O;3L@8F%C:V=R;W5N9"UC;VQO<CH@5VAI=&4[
M(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SX-
M"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ
M(&IU<W1I9GD[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF)SY.970@<&5R:6]D:6,@<&5N<VEO;B!C;W-T(&9O<B!F:7-C86P@
M>65A<CPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B!B
M;VQD(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V
M,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N
M=#H@8F]L9"`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@
M=&5X="UA;&EG;CH@;&5F="<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)V9O;G0Z(&)O;&0@,3!P="!#86QI8G)I+"!(96QV971I
M8V$L(%-A;G,M4V5R:68[('1E>'0M86QI9VXZ(')I9VAT)SXH-C`R/"]T9#X\
M=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(&)O;&0@,3!P="!#
M86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[('1E>'0M86QI9VXZ(&QE
M9G0G/BD\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@
M,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO
M=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L
M:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE
M/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9B<^*#8W,SPO=&0^/'1D(&YO=W)A<#TS1&YO
M=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^*3PO=&0^/"]T<CX-"CQT
M<B!S='EL93TS1"=V97)T:6-A;"UA;&EG;CH@8F]T=&]M.R!B86-K9W)O=6YD
M+6-O;&]R.B!R9V(H,C`T+#(S."PR-34I.R!F;VYT.B`Q,'!T($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9B<^#0H@("`@/'1D(&YO=W)A<#TS1&YO
M=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!J=7-T:69Y.R!F;VYT.B`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^0F5N969I=',@<&%I
M9#PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B!B;VQD
M(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\
M+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@
M8F]L9"`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@=&5X
M="UA;&EG;CH@;&5F="<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P
M('-T>6QE/3-$)V9O;G0Z(&)O;&0@,3!P="!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68[('1E>'0M86QI9VXZ(')I9VAT)SXQ-#8\+W1D/CQT9"!N
M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@8F]L9"`Q,'!T($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@=&5X="UA;&EG;CH@;&5F="<^
M)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z
M(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\
M+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA
M;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL
M93TS1"=T97AT+6%L:6=N.B!R:6=H=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(
M96QV971I8V$L(%-A;G,M4V5R:68G/C$P-3PO=&0^/'1D(&YO=W)A<#TS1&YO
M=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\+W1R
M/@T*/'1R('-T>6QE/3-$)W9E<G1I8V%L+6%L:6=N.B!B;W1T;VT[(&)A8VMG
M<F]U;F0M8V]L;W(Z(%=H:71E.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9B<^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S
M='EL93TS1"=T97AT+6%L:6=N.B!J=7-T:69Y.R!P861D:6YG+6)O='1O;3H@
M,7!T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9B<^169F96-T(&]F(&-U<G1A:6QM96YT/"]T9#X\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)V9O;G0Z(&)O;&0@,3!P="!#86QI8G)I+"!(96QV971I
M8V$L(%-A;G,M4V5R:68[('!A9&1I;F<M8F]T=&]M.B`Q<'0G/B8C,38P.SPO
M=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=B;W)D97(M
M8F]T=&]M.B!";&%C:R`Q<'0@<V]L:60[(&9O;G0Z(&)O;&0@,3!P="!#86QI
M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[('1E>'0M86QI9VXZ(&QE9G0G
M/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=B;W)D
M97(M8F]T=&]M.B!";&%C:R`Q<'0@<V]L:60[(&9O;G0Z(&)O;&0@,3!P="!#
M86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[('1E>'0M86QI9VXZ(')I
M9VAT)SXH.#,\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D
M9&EN9RUB;W1T;VTZ(#%P=#L@9F]N=#H@8F]L9"`Q,'!T($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9CL@=&5X="UA;&EG;CH@;&5F="<^*3PO=&0^
M/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@
M,7!T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE
M/3-$)V)O<F1E<BUB;W1T;VTZ($)L86-K(#%P="!S;VQI9#L@9F]N=#H@,3!P
M="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[('1E>'0M86QI9VXZ
M(&QE9G0G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=B;W)D97(M8F]T=&]M.B!";&%C:R`Q<'0@<V]L:60[(&9O;G0Z(#$P<'0@
M0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T97AT+6%L:6=N.B!R
M:6=H="<^)B,Q-3$[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$
M)W!A9&1I;F<M8F]T=&]M.B`Q<'0[('1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z
M(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\
M+W1D/CPO='(^#0H\='(@<W1Y;&4],T0G=F5R=&EC86PM86QI9VXZ(&)O='1O
M;3L@8F%C:V=R;W5N9"UC;VQO<CH@<F=B*#(P-"PR,S@L,C4U*3L@9F]N=#H@
M,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/@T*("`@(#QT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@:G5S=&EF
M>3L@<&%D9&EN9RUB;W1T;VTZ(#(N-7!T.R!F;VYT.B`Q,'!T($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9B<^4')E<&%I9"!P96YS:6]N(&-O<W0@
M*&QI86)I;&ET>2D@87,@;V8@96YD(&]F(&9I<V-A;"!Y96%R/"]T9#X\=&0@
M;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(&)O;&0@,3!P="!#86QI
M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[('!A9&1I;F<M8F]T=&]M.B`R
M+C5P="<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T
M>6QE/3-$)V)O<F1E<BUB;W1T;VTZ($)L86-K(#(N-7!T(&1O=6)L93L@9F]N
M=#H@8F]L9"`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@
M=&5X="UA;&EG;CH@;&5F="<^)#PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S
M='EL93TS1"=B;W)D97(M8F]T=&]M.B!";&%C:R`R+C5P="!D;W5B;&4[(&9O
M;G0Z(&)O;&0@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[
M('1E>'0M86QI9VXZ(')I9VAT)SXH-BPV,30\+W1D/CQT9"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#(N-7!T.R!F;VYT.B!B
M;VQD(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T97AT
M+6%L:6=N.B!L969T)SXI/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE
M/3-$)W!A9&1I;F<M8F]T=&]M.B`R+C5P=#L@9F]N=#H@,3!P="!#86QI8G)I
M+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D
M(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=B;W)D97(M8F]T=&]M.B!";&%C
M:R`R+C5P="!D;W5B;&4[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A
M+"!386YS+5-E<FEF.R!T97AT+6%L:6=N.B!L969T)SXF(S$V,#L\+W1D/CQT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G8F]R9&5R+6)O='1O;3H@0FQA
M8VL@,BXU<'0@9&]U8FQE.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9CL@=&5X="UA;&EG;CH@<FEG:'0G/B@V+#`W-3PO=&0^
M/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@
M,BXU<'0[('1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF)SXI/"]T9#X\+W1R/@T*/"]T86)L93X-
M"@T*/'`@<W1Y;&4],T0G9F]N=#H@,3!P="]N;W)M86P@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF.R!M87)G:6XZ(#`[('1E>'0M86QI9VXZ(&IU
M<W1I9GDG/B8C,38P.SPO<#X-"@T*/'`@<W1Y;&4],T0G9F]N=#H@,3!P="]N
M;W)M86P@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!M87)G:6XZ
M(#`[('1E>'0M86QI9VXZ(&QE9G0G/DYE="!P96YS:6]N(&-O<W0@9F]R('1H
M92!315)0(&EN8VQU9&5D#0IT:&4@9F]L;&]W:6YG(&-O;7!O;F5N=',@9F]R
M('1H92!Y96%R<R!E;F1E9"!$96-E;6)E<B`S,2P@,C`Q,BP@,C`Q,2P@86YD
M(#(P,3`Z/"]P/@T*#0H\<"!S='EL93TS1"=F;VYT.B`Q,'!T+S$P+C`U<'0@
M0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!M87)G:6XZ(#`[('1E
M>'0M86QI9VXZ(&QE9G0G/B8C,38P.SPO<#X-"@T*/'1A8FQE(&-E;&QP861D
M:6YG/3-$,"!C96QL<W!A8VEN9STS1#`@<W1Y;&4],T0G8F]R9&5R+6-O;&QA
M<'-E.B!C;VQL87!S93L@=VED=&@Z(#$P,"4[(&9O;G0Z(#$P<'0@0V%L:6)R
M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SX-"CQT<B!S='EL93TS1"=V97)T
M:6-A;"UA;&EG;CH@8F]T=&]M.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9B<^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S
M='EL93TS1"=F;VYT.B!I=&%L:6,@,3!P="!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68[('1E>'0M86QI9VXZ(&IU<W1I9GDG/B@D(&EN('1H;W5S
M86YD<RD\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@
M8F]L9"`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@<&%D
M9&EN9RUB;W1T;VTZ(#%P="<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@8V]L<W!A
M;CTS1#(@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(&)O;&0@,3!P
M="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[('1E>'0M86QI9VXZ
M(&-E;G1E<CL@8F]R9&5R+6)O='1O;3H@0FQA8VL@,7!T('-O;&ED)SXR,#$R
M/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T
M=&]M.B`Q<'0[(&9O;G0Z(&)O;&0@,3!P="!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S
M='EL93TS1"=P861D:6YG+6)O='1O;3H@,7!T.R!F;VYT.B`Q,'!T($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\
M=&0@8V]L<W!A;CTS1#(@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M
M86QI9VXZ(&-E;G1E<CL@8F]R9&5R+6)O='1O;3H@0FQA8VL@,7!T('-O;&ED
M.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^
M,C`Q,3PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P861D:6YG
M+6)O='1O;3H@,7!T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T
M>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`Q<'0[(&9O;G0Z(#$P<'0@0V%L:6)R
M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT
M9"!C;VQS<&%N/3-$,B!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA
M;&EG;CH@8V5N=&5R.R!B;W)D97(M8F]T=&]M.B!";&%C:R`Q<'0@<V]L:60[
M(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXR
M,#$P/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M
M8F]T=&]M.B`Q<'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF)SXF(S$V,#L\+W1D/CPO='(^#0H\='(@<W1Y;&4],T0G=F5R
M=&EC86PM86QI9VXZ(&)O='1O;3L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV
M971I8V$L(%-A;G,M4V5R:68G/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@
M<W1Y;&4],T0G=&5X="UA;&EG;CH@:G5S=&EF>3L@9F]N=#H@,3!P="!#86QI
M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO
M=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@8V]L
M<W!A;CTS1#(@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ
M(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$
M)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF
M(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@
M,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO
M=&0^#0H@("`@/'1D(&-O;'-P86X],T0R(&YO=W)A<#TS1&YO=W)A<"!S='EL
M93TS1"=T97AT+6%L:6=N.B!R:6=H=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(
M96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS
M1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P
M('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!C;VQS<&%N/3-$,B!N;W=R
M87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z
M(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\
M+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#
M86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/"]T
M<CX-"CQT<B!S='EL93TS1"=V97)T:6-A;"UA;&EG;CH@8F]T=&]M.R!B86-K
M9W)O=6YD+6-O;&]R.B!R9V(H,C`T+#(S."PR-34I.R!F;VYT.B`Q,'!T($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^#0H@("`@/'1D(&YO=W)A
M<#TS1&YO=W)A<"!S='EL93TS1"=W:61T:#H@-S`E.R!T97AT+6%L:6=N.B!J
M=7-T:69Y.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9B<^4V5R=FEC92!C;W-T("8C,34P.R!B96YE9FET<R!E87)N960@9'5R
M:6YG('1H92!P97)I;V0\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4]
M,T0G=VED=&@Z(#$E.R!F;VYT.B!B;VQD(#$P<'0@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G=VED=&@Z(#$E.R!F;VYT.B!B;VQD(#$P<'0@
M0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T97AT+6%L:6=N.B!L
M969T)SXD/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W=I9'1H
M.B`W)3L@9F]N=#H@8F]L9"`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
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M86YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R
M87`@<W1Y;&4],T0G=VED=&@Z(#$E.R!T97AT+6%L:6=N.B!L969T.R!F;VYT
M.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[
M/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W=I9'1H.B`W)3L@
M=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF)SXR.3(\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@
M<W1Y;&4],T0G=VED=&@Z(#$E.R!T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q
M,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T
M9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W=I9'1H.B`Q)3L@9F]N
M=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P
M.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=W:61T
M:#H@,24[('1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G=VED=&@Z(#<E.R!T97AT+6%L:6=N.B!R:6=H
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M+5-E<FEF)SX-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E
M>'0M86QI9VXZ(&IU<W1I9GD[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF)SY);G1E<F5S="!C;W-T(&]N('!R;VIE8W1E9"!B
M96YE9FET(&]B;&EG871I;VX\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y
M;&4],T0G9F]N=#H@8F]L9"`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P
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M<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P
M('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R
M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R
M87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z
M(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXS-3$\+W1D
M/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F
M=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G
M/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT
M.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[
M/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M
M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y
M;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF)SXS-S<\+W1D/CQT9"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#
M86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/"]T
M<CX-"CQT<B!S='EL93TS1"=V97)T:6-A;"UA;&EG;CH@8F]T=&]M.R!B86-K
M9W)O=6YD+6-O;&]R.B!R9V(H,C`T+#(S."PR-34I.R!F;VYT.B`Q,'!T($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^#0H@("`@/'1D(&YO=W)A
M<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!J=7-T:69Y.R!P861D
M:6YG+6)O='1O;3H@,7!T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9B<^3F5T(&%M;W)T:7IA=&EO;B!A;F0@9&5F97)R86P\
M+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@8F]L9"`Q
M,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@<&%D9&EN9RUB
M;W1T;VTZ(#%P="<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)V)O<F1E<BUB;W1T;VTZ($)L86-K(#%P="!S;VQI9#L@
M9F]N=#H@8F]L9"`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9CL@=&5X="UA;&EG;CH@;&5F="<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)V)O<F1E<BUB;W1T;VTZ($)L86-K(#%P="!S;VQI
M9#L@9F]N=#H@8F]L9"`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9CL@=&5X="UA;&EG;CH@<FEG:'0G/C$Y/"]T9#X\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`Q<'0[(&9O;G0Z(&)O
M;&0@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[('1E>'0M
M86QI9VXZ(&QE9G0G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S
M='EL93TS1"=P861D:6YG+6)O='1O;3H@,7!T.R!F;VYT.B`Q,'!T($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\
M=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V)O<F1E<BUB;W1T;VTZ($)L
M86-K(#%P="!S;VQI9#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68[('1E>'0M86QI9VXZ(&QE9G0G/B8C,38P.SPO=&0^/'1D
M(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=B;W)D97(M8F]T=&]M.B!";&%C
M:R`Q<'0@<V]L:60[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF.R!T97AT+6%L:6=N.B!R:6=H="<^,S`\+W1D/CQT9"!N;W=R
M87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#%P=#L@=&5X
M="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S
M='EL93TS1"=P861D:6YG+6)O='1O;3H@,7!T.R!F;VYT.B`Q,'!T($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\
M=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V)O<F1E<BUB;W1T;VTZ($)L
M86-K(#%P="!S;VQI9#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68[('1E>'0M86QI9VXZ(&QE9G0G/B8C,38P.SPO=&0^/'1D
M(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=B;W)D97(M8F]T=&]M.B!";&%C
M:R`Q<'0@<V]L:60[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF.R!T97AT+6%L:6=N.B!R:6=H="<^,3`P/"]T9#X\=&0@;F]W
M<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`Q<'0[('1E
M>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A
M+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CPO='(^#0H\='(@<W1Y;&4],T0G
M=F5R=&EC86PM86QI9VXZ(&)O='1O;3L@8F%C:V=R;W5N9"UC;VQO<CH@5VAI
M=&4[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF
M)SX-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI
M9VXZ(&IU<W1I9GD[('!A9&1I;F<M8F]T=&]M.B`R+C5P=#L@9F]N=#H@,3!P
M="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.R8C,38P
M.R8C,38P.R8C,38P.R8C,38P.TYE="!P97)I;V1I8R!P96YS:6]N(&-O<W0\
M+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@8F]L9"`Q
M,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@<&%D9&EN9RUB
M;W1T;VTZ(#(N-7!T)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G8F]R9&5R+6)O='1O;3H@0FQA8VL@,BXU<'0@9&]U
M8FQE.R!F;VYT.B!B;VQD(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF.R!T97AT+6%L:6=N.B!L969T)SXD/"]T9#X\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)V)O<F1E<BUB;W1T;VTZ($)L86-K(#(N-7!T(&1O
M=6)L93L@9F]N=#H@8F]L9"`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
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M/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G8F]R9&5R+6)O
M='1O;3H@0FQA8VL@,BXU<'0@9&]U8FQE.R!F;VYT.B`Q,'!T($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9CL@=&5X="UA;&EG;CH@;&5F="<^)B,Q
M-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V)O<F1E<BUB
M;W1T;VTZ($)L86-K(#(N-7!T(&1O=6)L93L@9F]N=#H@,3!P="!#86QI8G)I
M+"!(96QV971I8V$L(%-A;G,M4V5R:68[('1E>'0M86QI9VXZ(')I9VAT)SXV
M-S,\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB
M;W1T;VTZ(#(N-7!T.R!T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@
M;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`R+C5P
M=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G
M/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=B;W)D97(M8F]T=&]M.B!";&%C:R`R+C5P="!D;W5B;&4[(&9O;G0Z(#$P
M<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T97AT+6%L:6=N
M.B!L969T)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4]
M,T0G8F]R9&5R+6)O='1O;3H@0FQA8VL@,BXU<'0@9&]U8FQE.R!F;VYT.B`Q
M,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@=&5X="UA;&EG
M;CH@<FEG:'0G/C@X-3PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=P861D:6YG+6)O='1O;3H@,BXU<'0[('1E>'0M86QI9VXZ(&QE9G0[(&9O
M;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V
M,#L\+W1D/CPO='(^#0H\+W1A8FQE/@T*#0H\<"!S='EL93TS1"=F;VYT.B`Q
M,'!T+VYO<FUA;"!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[(&UA
M<F=I;CH@,#L@=&5X="UA;&EG;CH@:G5S=&EF>2<^)B,Q-C`[/"]P/@T*#0H-
M"@T*#0H-"CQP('-T>6QE/3-$)V9O;G0Z(#$P<'0O;F]R;6%L($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9CL@;6%R9VEN.B`P.R!T97AT+6%L:6=N
M.B!L969T)SXF(S$V,#L\+W`^#0H-"CQP('-T>6QE/3-$)V9O;G0Z(#$P<'0O
M;F]R;6%L($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@;6%R9VEN
M.B`P.R!T97AT+6%L:6=N.B!L969T)SY4:&4@9F]L;&]W:6YG('1A8FQE(&ES
M(&%N(&5S=&EM871E(&]F#0IT:&4@8F5N969I=',@=&AA="!W:6QL(&)E('!A
M:60@:6X@86-C;W)D86YC92!W:71H('1H92!315)0(&1U<FEN9R!T:&4@:6YD
M:6-A=&5D('1I;64@<&5R:6]D<SH\+W`^#0H-"CQP('-T>6QE/3-$)V9O;G0Z
M(#$P<'0O;F]R;6%L($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@
M;6%R9VEN.B`P.R!T97AT+6%L:6=N.B!J=7-T:69Y.R!T97AT+6EN9&5N=#H@
M,"XR-6EN)SXF(S$V,#L\+W`^#0H-"CQT86)L92!C96QL<&%D9&EN9STS1#`@
M8V5L;'-P86-I;F<],T0P('-T>6QE/3-$)V)O<F1E<BUC;VQL87!S93H@8V]L
M;&%P<V4[('=I9'1H.B`Q,#`E.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9B<^#0H\='(@<W1Y;&4],T0G=F5R=&EC86PM86QI
M9VXZ(&)O='1O;3L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68G/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
M=&5X="UA;&EG;CH@:G5S=&EF>3L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV
M971I8V$L(%-A;G,M4V5R:68G/CQP('-T>6QE/3-$)V9O;G0Z(#$P<'0O,3`N
M,#5P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[(&UA<F=I;CH@
M,#L@=&5X="UA;&EG;CH@:G5S=&EF>2<^)B,Q-C`[/"]P/CQP('-T>6QE/3-$
M)V9O;G0Z(#$P<'0O,3`N,#5P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68[(&UA<F=I;CH@,#L@=&5X="UA;&EG;CH@:G5S=&EF>2<^/&D^*"0@
M:6X@=&AO=7-A;F1S*3PO:3X\+W`^(#QP('-T>6QE/3-$)V9O;G0Z(#$P<'0O
M,3`N,#5P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[(&UA<F=I
M;CH@,#L@=&5X="UA;&EG;CH@:G5S=&EF>2<^)B,Q-C`[/"]P/CPO=&0^/'1D
M(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@,7!T
M.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^
M)B,Q-C`[/"]T9#X-"B`@("`\=&0@8V]L<W!A;CTS1#(@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&-E;G1E<CL@8F]R9&5R+6)O='1O
M;3H@0FQA8VL@,7!T('-O;&ED.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9B<^17-T:6UA=&5D(#QB<B`O/@T*8F5N969I="`\
M8G(@+SX-"G!A>6UE;G1S/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE
M/3-$)W!A9&1I;F<M8F]T=&]M.B`Q<'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CPO='(^#0H\='(@
M<W1Y;&4],T0G=F5R=&EC86PM86QI9VXZ(&)O='1O;3L@8F%C:V=R;W5N9"UC
M;VQO<CH@<F=B*#(P-"PR,S@L,C4U*3L@9F]N=#H@,3!P="!#86QI8G)I+"!(
M96QV971I8V$L(%-A;G,M4V5R:68G/@T*("`@(#QT9"!N;W=R87`],T1N;W=R
M87`@<W1Y;&4],T0G=VED=&@Z(#DP)3L@=&5X="UA;&EG;CH@:G5S=&EF>3L@
M9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C
M,38P.UEE87(@96YD:6YG($1E8V5M8F5R(#,Q+"`R,#$S/"]T9#X\=&0@;F]W
M<F%P/3-$;F]W<F%P('-T>6QE/3-$)W=I9'1H.B`Q)3L@9F]N=#H@,3!P="!#
M86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@
M("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=W:61T:#H@,24[('1E
M>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A
M+"!386YS+5-E<FEF)SXD/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE
M/3-$)W=I9'1H.B`W)3L@=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@
M0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXR,34\+W1D/CQT9"!N
M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=VED=&@Z(#$E.R!T97AT+6%L:6=N
M.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9B<^)B,Q-C`[/"]T9#X\+W1R/@T*/'1R('-T>6QE/3-$)W9E<G1I8V%L
M+6%L:6=N.B!B;W1T;VT[(&)A8VMG<F]U;F0M8V]L;W(Z(%=H:71E.R!F;VYT
M.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^#0H@("`@
M/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!J=7-T
M:69Y.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9B<^)B,Q-C`[665A<B!E;F1I;F<@1&5C96UB97(@,S$L(#(P,30\+W1D/CQT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I
M+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D
M(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F
M;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q
M-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI
M9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
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M8V$L(%-A;G,M4V5R:68G/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y
M;&4],T0G=&5X="UA;&EG;CH@:G5S=&EF>3L@9F]N=#H@,3!P="!#86QI8G)I
M+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.UEE87(@96YD:6YG($1E
M8V5M8F5R(#,Q+"`R,#$U/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE
M/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF
M)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4]
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M.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[
M/"]T9#X\+W1R/@T*/'1R('-T>6QE/3-$)W9E<G1I8V%L+6%L:6=N.B!B;W1T
M;VT[(&)A8VMG<F]U;F0M8V]L;W(Z(%=H:71E.R!F;VYT.B`Q,'!T($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^#0H@("`@/'1D(&YO=W)A<#TS
M1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!J=7-T:69Y.R!F;VYT.B`Q
M,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[665A
M<B!E;F1I;F<@1&5C96UB97(@,S$L(#(P,38\+W1D/CQT9"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO
M=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@
M;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F
M;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^,S,P
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M:68G/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA
M;&EG;CH@:G5S=&EF>3L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68G/B8C,38P.UEE87(@96YD:6YG($1E8V5M8F5R(#,Q+"`R
M,#$W/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P
M<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D
M/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG
M;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=T97AT+6%L:6=N.B!R:6=H=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV
M971I8V$L(%-A;G,M4V5R:68G/C,U-SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A
M<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\+W1R/@T*
M/'1R('-T>6QE/3-$)W9E<G1I8V%L+6%L:6=N.B!B;W1T;VT[(&)A8VMG<F]U
M;F0M8V]L;W(Z(%=H:71E.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9B<^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL
M93TS1"=T97AT+6%L:6=N.B!J=7-T:69Y.R!F;VYT.B`Q,'!T($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[665A<G,@96YD:6YG($1E
M8V5M8F5R(#,Q+"`R,#$X+3(P,C(\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@
M<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S
M='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P
M/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q
M,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^,BPS,#D\+W1D
M/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F
M=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G
M/B8C,38P.SPO=&0^/"]T<CX-"CPO=&%B;&4^#0H-"CQP('-T>6QE/3-$)V9O
M;G0Z(#$P<'0O;F]R;6%L($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9CL@;6%R9VEN.B`P.R!T97AT+6%L:6=N.B!L969T)SXF(S$V,#L\+W`^#0H-
M"CQP('-T>6QE/3-$)V9O;G0Z(#$P<'0O;F]R;6%L($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9CL@;6%R9VEN.B`P.R!T97AT+6%L:6=N.B!L969T
M)SY4:&4@9F]L;&]W:6YG(&%S<W5M<'1I;VYS('=E<F4@=7-E9"!I;@T*9&5T
M97)M:6YI;F<@=&AE(&%C='5A<FEA;"!I;F9O<FUA=&EO;B!F;W(@=&AE(%!E
M;G-I;VX@4&QA;B!A;F0@=&AE(%-%4E`@9F]R('1H92!Y96%R<R!E;F1E9"!$
M96-E;6)E<B`S,2P@,C`Q,BP@,C`Q,2P@86YD(#(P,3`Z/"]P/@T*#0H\<"!S
M='EL93TS1"=F;VYT.B`Q,'!T+S$P+C`U<'0@0V%L:6)R:2P@2&5L=F5T:6-A
M+"!386YS+5-E<FEF.R!M87)G:6XZ(#`[('1E>'0M86QI9VXZ(&IU<W1I9GDG
M/B8C,38P.SPO<#X-"@T*/'1A8FQE(&-E;&QP861D:6YG/3-$,"!C96QL<W!A
M8VEN9STS1#`@<W1Y;&4],T0G8F]R9&5R+6-O;&QA<'-E.B!C;VQL87!S93L@
M=VED=&@Z(#$P,"4[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF)SX-"CQT<B!S='EL93TS1"=V97)T:6-A;"UA;&EG;CH@8F]T
M=&]M.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9B<^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L
M:6=N.B!J=7-T:69Y.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T
M>6QE/3-$)V9O;G0Z(&)O;&0@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68[('!A9&1I;F<M8F]T=&]M.B`Q<'0G/B8C,38P.SPO=&0^#0H@
M("`@/'1D(&-O;'-P86X],T0V(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F
M;VYT.B!B;VQD(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF
M.R!T97AT+6%L:6=N.B!C96YT97([(&)O<F1E<BUB;W1T;VTZ($)L86-K(#%P
M="!S;VQI9"<^,C`Q,CPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=P861D:6YG+6)O='1O;3H@,7!T.R!F;VYT.B!B;VQD(#$P<'0@0V%L:6)R
M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R
M87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#%P=#L@9F]N
M=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P
M.SPO=&0^#0H@("`@/'1D(&-O;'-P86X],T0V(&YO=W)A<#TS1&YO=W)A<"!S
M='EL93TS1"=T97AT+6%L:6=N.B!C96YT97([(&)O<F1E<BUB;W1T;VTZ($)L
M86-K(#%P="!S;VQI9#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68G/C(P,3$\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y
M;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#%P=#L@9F]N=#H@,3!P="!#86QI8G)I
M+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A
M<#TS1&YO=W)A<"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@,7!T.R!F;VYT
M.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[
M/"]T9#X-"B`@("`\=&0@8V]L<W!A;CTS1#8@;F]W<F%P/3-$;F]W<F%P('-T
M>6QE/3-$)W1E>'0M86QI9VXZ(&-E;G1E<CL@8F]R9&5R+6)O='1O;3H@0FQA
M8VL@,7!T('-O;&ED.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9B<^,C`Q,#PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL
M93TS1"=P861D:6YG+6)O='1O;3H@,7!T.R!F;VYT.B`Q,'!T($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\+W1R/@T*/'1R
M('-T>6QE/3-$)W9E<G1I8V%L+6%L:6=N.B!B;W1T;VT[(&9O;G0Z(#$P<'0@
M0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SX-"B`@("`\=&0@;F]W
M<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&IU<W1I9GD[(&9O
M;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V
M,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@8F]L
M9"`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@<&%D9&EN
M9RUB;W1T;VTZ(#%P="<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@8V]L<W!A;CTS
M1#(@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(&)O;&0@,3!P="!#
M86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[('1E>'0M86QI9VXZ(&-E
M;G1E<CL@8F]R9&5R+6)O='1O;3H@0FQA8VL@,7!T('-O;&ED)SY096YS:6]N
M(#QB<B`O/E!L86X\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
M<&%D9&EN9RUB;W1T;VTZ(#%P=#L@9F]N=#H@8F]L9"`Q,'!T($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P
M/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(&)O;&0@,3!P="!#86QI8G)I+"!(
M96QV971I8V$L(%-A;G,M4V5R:68[('!A9&1I;F<M8F]T=&]M.B`Q<'0G/B8C
M,38P.SPO=&0^#0H@("`@/'1D(&-O;'-P86X],T0R(&YO=W)A<#TS1&YO=W)A
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M+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T
M;VTZ(#%P=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&-O;'-P86X],T0R(&YO=W)A
M<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!C96YT97([(&)O<F1E
M<BUB;W1T;VTZ($)L86-K(#%P="!S;VQI9#L@9F]N=#H@,3!P="!#86QI8G)I
M+"!(96QV971I8V$L(%-A;G,M4V5R:68G/E!E;G-I;VX@/&)R("\^4&QA;CPO
M=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P861D:6YG+6)O='1O
M;3H@,7!T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$
M)W!A9&1I;F<M8F]T=&]M.B`Q<'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!C;VQS
M<&%N/3-$,B!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@
M8V5N=&5R.R!B;W)D97(M8F]T=&]M.B!";&%C:R`Q<'0@<V]L:60[(&9O;G0Z
M(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SY315)0/"]T
M9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M
M.B`Q<'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
M<&%D9&EN9RUB;W1T;VTZ(#%P=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV
M971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&-O;'-P
M86X],T0R(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!C
M96YT97([(&)O<F1E<BUB;W1T;VTZ($)L86-K(#%P="!S;VQI9#L@9F]N=#H@
M,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/E!E;G-I;VX@
M/&)R("\^4&QA;CPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P
M861D:6YG+6)O='1O;3H@,7!T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`Q<'0[(&9O;G0Z(#$P<'0@
M0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*
M("`@(#QT9"!C;VQS<&%N/3-$,B!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
M=&5X="UA;&EG;CH@8V5N=&5R.R!B;W)D97(M8F]T=&]M.B!";&%C:R`Q<'0@
M<V]L:60[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF)SY315)0/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A
M9&1I;F<M8F]T=&]M.B`Q<'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CPO='(^#0H\='(@<W1Y;&4]
M,T0G=F5R=&EC86PM86QI9VXZ(&)O='1O;3L@8F%C:V=R;W5N9"UC;VQO<CH@
M<F=B*#(P-"PR,S@L,C4U*3L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I
M8V$L(%-A;G,M4V5R:68G/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y
M;&4],T0G=VED=&@Z(#0P)3L@=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P
M="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/D1I<V-O=6YT#0H@
M("`@<F%T92!U<V5D('1O(&1E=&5R;6EN92!N970@<&5R:6]D:6,@<&5N<VEO
M;B!C;W-T/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W=I9'1H
M.B`Q)3L@9F]N=#H@8F]L9"`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P
M('-T>6QE/3-$)W=I9'1H.B`Q)3L@9F]N=#H@8F]L9"`Q,'!T($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9CL@=&5X="UA;&EG;CH@;&5F="<^)B,Q
M-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W=I9'1H.B`W
M)3L@9F]N=#H@8F]L9"`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9CL@=&5X="UA;&EG;CH@8V5N=&5R.R!V97)T:6-A;"UA;&EG;CH@8F]T
M=&]M)SXT+C,Y)3PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=W
M:61T:#H@,24[(&9O;G0Z(&)O;&0@,3!P="!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68[('1E>'0M86QI9VXZ(&-E;G1E<CL@=F5R=&EC86PM86QI
M9VXZ(&)O='1O;2<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T
M>6QE/3-$)W=I9'1H.B`Q)3L@9F]N=#H@8F]L9"`Q,'!T($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9CL@=&5X="UA;&EG;CH@8V5N=&5R.R!V97)T
M:6-A;"UA;&EG;CH@8F]T=&]M)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R
M87`],T1N;W=R87`@<W1Y;&4],T0G=VED=&@Z(#$E.R!F;VYT.B!B;VQD(#$P
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M.24\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=VED=&@Z(#$E
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M;W1T;VTG/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S
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M<F%P('-T>6QE/3-$)W=I9'1H.B`Q)3L@=&5X="UA;&EG;CH@8V5N=&5R.R!F
M;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@=F5R
M=&EC86PM86QI9VXZ(&)O='1O;2<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)W=I9'1H.B`Q)3L@9F]N=#H@,3!P="!#86QI8G)I
M+"!(96QV971I8V$L(%-A;G,M4V5R:68[('1E>'0M86QI9VXZ(&-E;G1E<CL@
M=F5R=&EC86PM86QI9VXZ(&)O='1O;2<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@
M;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W=I9'1H.B`Q)3L@=&5X="UA;&EG
M;CH@8V5N=&5R.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9CL@=F5R=&EC86PM86QI9VXZ(&)O='1O;2<^)B,Q-C`[/"]T9#X\
M=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W=I9'1H.B`W)3L@=&5X="UA
M;&EG;CH@8V5N=&5R.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9CL@=F5R=&EC86PM86QI9VXZ(&)O='1O;2<^-2XU.24\+W1D
M/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=VED=&@Z(#$E.R!T97AT
M+6%L:6=N.B!C96YT97([(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A
M+"!386YS+5-E<FEF.R!V97)T:6-A;"UA;&EG;CH@8F]T=&]M)SXF(S$V,#L\
M+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=VED=&@Z(#$E.R!F
M;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@=&5X
M="UA;&EG;CH@8V5N=&5R.R!V97)T:6-A;"UA;&EG;CH@8F]T=&]M)SXF(S$V
M,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=VED
M=&@Z(#$E.R!T97AT+6%L:6=N.B!C96YT97([(&9O;G0Z(#$P<'0@0V%L:6)R
M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!V97)T:6-A;"UA;&EG;CH@8F]T
M=&]M)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
M=VED=&@Z(#<E.R!T97AT+6%L:6=N.B!C96YT97([(&9O;G0Z(#$P<'0@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!V97)T:6-A;"UA;&EG;CH@
M8F]T=&]M)SXV+C`P)3PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=W:61T:#H@,24[('1E>'0M86QI9VXZ(&-E;G1E<CL@9F]N=#H@,3!P="!#
M86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[('9E<G1I8V%L+6%L:6=N
M.B!B;W1T;VTG/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL
M93TS1"=W:61T:#H@,24[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A
M+"!386YS+5-E<FEF.R!T97AT+6%L:6=N.B!C96YT97([('9E<G1I8V%L+6%L
M:6=N.B!B;W1T;VTG/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO
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M('9E<G1I8V%L+6%L:6=N.B!B;W1T;VTG/C8N,#`E/"]T9#X\=&0@;F]W<F%P
M/3-$;F]W<F%P('-T>6QE/3-$)W=I9'1H.B`Q)3L@=&5X="UA;&EG;CH@;&5F
M=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G
M/B8C,38P.SPO=&0^/"]T<CX-"CQT<B!S='EL93TS1"=V97)T:6-A;"UA;&EG
M;CH@8F]T=&]M.R!B86-K9W)O=6YD+6-O;&]R.B!7:&ET93L@9F]N=#H@,3!P
M="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/@T*("`@(#QT9"!N
M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N
M=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/D1I<V-O
M=6YT#0H@("`@<F%T92!U<V5D('1O(&-A;&-U;&%T92!E;F0@;V8@>65A<B!L
M:6%B:6QI='D@9&ES8VQO<W5R97,\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@
M<W1Y;&4],T0G9F]N=#H@8F]L9"`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)V9O;G0Z(&)O;&0@,3!P="!#86QI8G)I+"!(96QV971I
M8V$L(%-A;G,M4V5R:68[('1E>'0M86QI9VXZ(&QE9G0G/B8C,38P.SPO=&0^
M/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B!B;VQD(#$P<'0@
M0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T97AT+6%L:6=N.B!C
M96YT97([('9E<G1I8V%L+6%L:6=N.B!B;W1T;VTG/C,N.3<E/"]T9#X\=&0@
M;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(&)O;&0@,3!P="!#86QI
M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[('1E>'0M86QI9VXZ(&-E;G1E
M<CL@=F5R=&EC86PM86QI9VXZ(&)O='1O;2<^)B,Q-C`[/"]T9#X\=&0@;F]W
M<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(&)O;&0@,3!P="!#86QI8G)I
M+"!(96QV971I8V$L(%-A;G,M4V5R:68[('1E>'0M86QI9VXZ(&-E;G1E<CL@
M=F5R=&EC86PM86QI9VXZ(&)O='1O;2<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@
M;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(&)O;&0@,3!P="!#86QI
M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[('1E>'0M86QI9VXZ(&-E;G1E
M<CL@=F5R=&EC86PM86QI9VXZ(&)O='1O;2<^)B,Q-C`[/"]T9#X\=&0@;F]W
M<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(&)O;&0@,3!P="!#86QI8G)I
M+"!(96QV971I8V$L(%-A;G,M4V5R:68[('1E>'0M86QI9VXZ(&-E;G1E<CL@
M=F5R=&EC86PM86QI9VXZ(&)O='1O;2<^,RXY-R4\+W1D/CQT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@8F]L9"`Q,'!T($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9CL@=&5X="UA;&EG;CH@8V5N=&5R.R!V97)T
M:6-A;"UA;&EG;CH@8F]T=&]M)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68[('1E>'0M86QI9VXZ(&-E;G1E<CL@=F5R=&EC86PM86QI
M9VXZ(&)O='1O;2<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W
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M+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#
M86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[('1E>'0M86QI9VXZ(&-E
M;G1E<CL@=F5R=&EC86PM86QI9VXZ(&)O='1O;2<^)B,Q-C`[/"]T9#X-"B`@
M("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&-E
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M;CH@8F]T=&]M)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y
M;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R
M:68[('1E>'0M86QI9VXZ(&-E;G1E<CL@=F5R=&EC86PM86QI9VXZ(&)O='1O
M;2<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE
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M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(
M96QV971I8V$L(%-A;G,M4V5R:68[('1E>'0M86QI9VXZ(&-E;G1E<CL@=F5R
M=&EC86PM86QI9VXZ(&)O='1O;2<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W
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M93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\+W1R/@T*/'1R('-T
M>6QE/3-$)W9E<G1I8V%L+6%L:6=N.B!B;W1T;VT[(&)A8VMG<F]U;F0M8V]L
M;W(Z(')G8B@R,#0L,C,X+#(U-2D[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF)SX-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P
M('-T>6QE/3-$)W1E>'0M86QI9VXZ(&IU<W1I9GD[(&9O;G0Z(#$P<'0@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SY%>'!E8W1E9"!L;VYG+71E
M<FT@<F%T92!O9B!R971U<FX@;VX@87-S971S/"]T9#X\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)V9O;G0Z(&)O;&0@,3!P="!#86QI8G)I+"!(96QV
M971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A
M<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B!B;VQD(#$P<'0@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T97AT+6%L:6=N.B!L969T)SXF(S$V
M,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@8F]L
M9"`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@=&5X="UA
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M("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B!B;VQD(#$P
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M1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@
M=&5X="UA;&EG;CH@8V5N=&5R.R!V97)T:6-A;"UA;&EG;CH@8F]T=&]M)SXF
M(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
M=&5X="UA;&EG;CH@8V5N=&5R.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9CL@=F5R=&EC86PM86QI9VXZ(&)O='1O;2<^)B,Q
M-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI
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M<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9CL@=&5X="UA;&EG;CH@8V5N=&5R.R!V97)T:6-A
M;"UA;&EG;CH@8F]T=&]M)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@8V5N=&5R.R!F;VYT.B`Q
M,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@=F5R=&EC86PM
M86QI9VXZ(&)O='1O;2<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P
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M<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9CL@=&5X="UA;&EG;CH@8V5N=&5R.R!V97)T:6-A;"UA;&EG;CH@
M8F]T=&]M)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@
M<W1Y;&4],T0G=&5X="UA;&EG;CH@8V5N=&5R.R!F;VYT.B`Q,'!T($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@=F5R=&EC86PM86QI9VXZ(&)O
M='1O;2<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$
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M/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@=&5X="UA;&EG;CH@8V5N=&5R
M.R!V97)T:6-A;"UA;&EG;CH@8F]T=&]M)SXF(S$V,#L\+W1D/@T*("`@(#QT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@8V5N=&5R
M.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@
M=F5R=&EC86PM86QI9VXZ(&)O='1O;2<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P
M/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&-E;G1E<CL@9F]N=#H@
M,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[('9E<G1I8V%L
M+6%L:6=N.B!B;W1T;VTG/CQF;VYT('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SYN+V$\+V9O;G0^/"]T9#X\
M=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[
M(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF
M(S$V,#L\+W1D/CPO='(^#0H\='(@<W1Y;&4],T0G=F5R=&EC86PM86QI9VXZ
M(&)O='1O;3L@8F%C:V=R;W5N9"UC;VQO<CH@5VAI=&4[(&9O;G0Z(#$P<'0@
M0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SX-"B`@("`\=&0@;F]W
M<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&IU<W1I9GD[(&9O
M;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SY2871E
M(&]F(&-O;7!E;G-A=&EO;B!I;F-R96%S93PO=&0^/'1D(&YO=W)A<#TS1&YO
M=W)A<"!S='EL93TS1"=F;VYT.B!B;VQD(#$P<'0@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@8F]L9"`Q,'!T($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9CL@=&5X="UA;&EG;CH@;&5F="<^)B,Q-C`[
M/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(&)O;&0@
M,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[('1E>'0M86QI
M9VXZ(&-E;G1E<CL@=F5R=&EC86PM86QI9VXZ(&)O='1O;2<^,RXU,"4\+W1D
M/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@8F]L9"`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@=&5X="UA;&EG;CH@
M8V5N=&5R.R!V97)T:6-A;"UA;&EG;CH@8F]T=&]M)SXF(S$V,#L\+W1D/CQT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@8F]L9"`Q,'!T($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@=&5X="UA;&EG;CH@8V5N
M=&5R.R!V97)T:6-A;"UA;&EG;CH@8F]T=&]M)SXF(S$V,#L\+W1D/@T*("`@
M(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@8F]L9"`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@=&5X="UA;&EG;CH@
M8V5N=&5R.R!V97)T:6-A;"UA;&EG;CH@8F]T=&]M)SXF(S$V,#L\+W1D/CQT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@8F]L9"`Q,'!T($-A
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M<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9CL@=&5X="UA;&EG;CH@8V5N=&5R.R!V97)T:6-A
M;"UA;&EG;CH@8F]T=&]M)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@8V5N=&5R.R!F;VYT.B`Q
M,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@=F5R=&EC86PM
M86QI9VXZ(&)O='1O;2<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P
M('-T>6QE/3-$)W1E>'0M86QI9VXZ(&-E;G1E<CL@9F]N=#H@,3!P="!#86QI
M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[('9E<G1I8V%L+6%L:6=N.B!B
M;W1T;VTG/C4N,#`E/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$
M)W1E>'0M86QI9VXZ(&-E;G1E<CL@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV
M971I8V$L(%-A;G,M4V5R:68[('9E<G1I8V%L+6%L:6=N.B!B;W1T;VTG/B8C
M,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q
M,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@=&5X="UA;&EG
M;CH@8V5N=&5R.R!V97)T:6-A;"UA;&EG;CH@8F]T=&]M)SXF(S$V,#L\+W1D
M/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG
M;CH@8V5N=&5R.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9CL@=F5R=&EC86PM86QI9VXZ(&)O='1O;2<^)B,Q-C`[/"]T9#X\
M=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&-E;G1E
M<CL@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[
M('9E<G1I8V%L+6%L:6=N.B!B;W1T;VTG/C4N,#`E/"]T9#X\=&0@;F]W<F%P
M/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&-E;G1E<CL@9F]N=#H@
M,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[('9E<G1I8V%L
M+6%L:6=N.B!B;W1T;VTG/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A
M<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9CL@=&5X="UA;&EG;CH@8V5N=&5R.R!V97)T:6-A;"UA;&EG;CH@
M8F]T=&]M)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@
M<W1Y;&4],T0G=&5X="UA;&EG;CH@8V5N=&5R.R!F;VYT.B`Q,'!T($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@=F5R=&EC86PM86QI9VXZ(&)O
M='1O;2<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$
M)W1E>'0M86QI9VXZ(&-E;G1E<CL@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV
M971I8V$L(%-A;G,M4V5R:68[('9E<G1I8V%L+6%L:6=N.B!B;W1T;VTG/C4N
M,#`E/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI
M9VXZ(&-E;G1E<CL@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68[('9E<G1I8V%L+6%L:6=N.B!B;W1T;VTG/B8C,38P.SPO=&0^
M/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@=&5X="UA;&EG;CH@8V5N=&5R
M.R!V97)T:6-A;"UA;&EG;CH@8F]T=&]M)SXF(S$V,#L\+W1D/@T*("`@(#QT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@8V5N=&5R
M.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@
M=F5R=&EC86PM86QI9VXZ(&)O='1O;2<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P
M/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&-E;G1E<CL@9F]N=#H@
M,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[('9E<G1I8V%L
M+6%L:6=N.B!B;W1T;VTG/C4N,#`E/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P
M('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R
M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CPO='(^#0H\
M+W1A8FQE/@T*#0H\<"!S='EL93TS1"=F;VYT.B`Q,'!T+VYO<FUA;"!#86QI
M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[(&UA<F=I;CH@,#L@=&5X="UA
M;&EG;CH@:G5S=&EF>2<^)B,Q-C`[/"]P/@T*#0H\<"!S='EL93TS1"=F;VYT
M.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@;6%R9VEN
M.B`P.R!T97AT+6%L:6=N.B!L969T.R!T97AT+6EN9&5N=#H@,&EN)SY4:&4@
M0V]M<&%N>28C,30V.W,@9&ES8V]U;G0-"G)A=&4@<&]L:6-Y(&ES(&)A<V5D
M(&]N(&$@8V%L8W5L871I;VX@;V8@=&AE($-O;7!A;GDF(S$T-CMS(&5X<&5C
M=&5D('!E;G-I;VX@<&%Y;65N=',L('=I=&@@=&AO<V4@<&%Y;65N=',@9&ES
M8V]U;G1E9"!U<VEN9R!T:&4-"D-I=&EG<F]U<"!096YS:6]N($EN9&5X('EI
M96QD(&-U<G9E+B8C,38P.SPO<#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@
M(#PO='(^#0H@("`@/"]T86)L93X-"B`@/"]B;V1Y/@T*/"]H=&UL/@T*#0HM
M+2TM+2T]7TYE>'1087)T7V8Y,#8S9#)A7S`S935?-#DT-%]A8C0Y7S(P930S
M9&$V.6$X-@T*0V]N=&5N="U,;V-A=&EO;CH@9FEL93HO+R]#.B]F.3`V,V0R
M85\P,V4U7S0Y-#1?86(T.5\R,&4T,V1A-CEA.#8O5V]R:W-H965T<R]3:&5E
M=#(P+FAT;6P-"D-O;G1E;G0M5')A;G-F97(M16YC;V1I;F<Z('%U;W1E9"UP
M<FEN=&%B;&4-"D-O;G1E;G0M5'EP93H@=&5X="]H=&UL.R!C:&%R<V5T/2)U
M<RUA<V-I:2(-"@T*/&AT;6P^#0H@(#QH96%D/@T*("`@(#Q-151!(&AT='`M
M97%U:78],T1#;VYT96YT+51Y<&4@8V]N=&5N=#TS1"=T97AT+VAT;6P[(&-H
M87)S970]=71F+3@G/CQS8W)I<'0@='EP93TS1'1E>'0O:F%V87-C<FEP="!S
M<F,],T13:&]W+FIS/B\J($1O($YO="!296UO=F4@5&AI<R!#;VUM96YT("HO
M/"]S8W)I<'0^/"]H96%D/@T*("`\8F]D>3X-"B`@("`\=&%B;&4@8VQA<W,]
M,T1R97!O<G0@:60],T1)1#!%3$4^#0H@("`@("`\='(^#0H@("`@("`@(#QT
M:"!C;&%S<STS1'1L(&-O;'-P86X],T0Q(')O=W-P86X],T0R/CQS=')O;F<^
M0V]M;6ET;65N=',L($-O;G1I;F=E;F-I97,L(&%N9"!#;VYC96YT<F%T:6]N
M<R!O9B!#<F5D:70@4FES:SQB<CX\+W-T<F]N9SX\+W1H/@T*("`@("`@("`\
M=&@@8VQA<W,],T1T:"!C;VQS<&%N/3-$,3XQ,B!-;VYT:',@16YD960\+W1H
M/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<CX-"B`@("`@("`@/'1H(&-L87-S
M/3-$=&@^1&5C+B`S,2P@,C`Q,CQB<CX\+W1H/@T*("`@("`@/"]T<CX-"B`@
M("`@(#QT<B!C;&%S<STS1')E/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V
M86QI9VX],T1T;W`^/'-T<F]N9SY#;VUM:71M96YT<R!A;F0@0V]N=&EN9V5N
M8VEE<R!$:7-C;&]S=7)E(%M!8G-T<F%C=%T\+W-T<F]N9SX\+W1D/@T*("`@
M("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@
M("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')O/@T*("`@("`@("`\=&0@
M8VQA<W,],T1P;"!V86QI9VX],T1T;W`^0V]M;6ET;65N=',L($-O;G1I;F=E
M;F-I97,L(&%N9"!#;VYC96YT<F%T:6]N<R!O9B!#<F5D:70@4FES:SPO=&0^
M#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'`@<W1Y;&4],T0G9F]N=#H@
M,3!P="]N;W)M86P@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!M
M87)G:6XZ(#`[('1E>'0M86QI9VXZ(&QE9G0G/CQB/DYO=&4@,3,N($-O;6UI
M=&UE;G1S+"!#;VYT:6YG96YC:65S+`T*86YD($-O;F-E;G1R871I;VYS(&]F
M($-R961I="!2:7-K/"]B/B8C,38P.SPO<#X-"@T*/'`@<W1Y;&4],T0G9F]N
M=#H@,3!P="]N;W)M86P@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF
M.R!M87)G:6XZ(#`[('1E>'0M86QI9VXZ(&QE9G0G/B8C,38P.SPO<#X-"@T*
M/'`@<W1Y;&4],T0G9F]N=#H@,3!P="]N;W)M86P@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF.R!M87)G:6XZ(#`[('1E>'0M86QI9VXZ(&QE9G0G
M/E-E92!.;W1E(#$Q('=I=&@@<F5S<&5C="!T;R!F=71U<F4@;V)L:6=A=&EO
M;G,-"G5N9&5R(&YO;F-A;F-E;&%B;&4@;W!E<F%T:6YG(&QE87-E<RX\+W`^
M#0H-"CQP('-T>6QE/3-$)V9O;G0Z(#$P<'0O;F]R;6%L($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9CL@;6%R9VEN.B`P.R!T97AT+6%L:6=N.B!L
M969T)SXF(S$V,#L\+W`^#0H-"CQP('-T>6QE/3-$)V9O;G0Z(#$P<'0O;F]R
M;6%L($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@;6%R9VEN.B`P
M.R!T97AT+6%L:6=N.B!L969T)SY);B!T:&4@;F]R;6%L(&-O=7)S92!O9B!T
M:&4@0V]M<&%N>28C,30V.W,-"F)U<VEN97-S+"!T:&5R92!A<F4@=F%R:6]U
M<R!O=71S=&%N9&EN9R!C;VUM:71M96YT<R!A;F0@8V]N=&EN9V5N="!L:6%B
M:6QI=&EE<R!S=6-H(&%S(&-O;6UI=&UE;G1S('1O(&5X=&5N9"!C<F5D:70@
M=&AA="!A<F4@;F]T#0IR969L96-T960@:6X@=&AE(&9I;F%N8VEA;"!S=&%T
M96UE;G1S+B!4:&4@9F]L;&]W:6YG('1A8FQE('!R97-E;G1S('1H92!#;VUP
M86YY)B,Q-#8[<R!O=71S=&%N9&EN9R!L;V%N(&-O;6UI=&UE;G1S(&%T($1E
M8V5M8F5R#0HS,2P@,C`Q,BX\+W`^#0H-"CQP('-T>6QE/3-$)V9O;G0Z(#$P
M<'0O;F]R;6%L($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@;6%R
M9VEN.B`P.R!T97AT+6%L:6=N.B!L969T)SXF(S$V,#L\+W`^#0H-"CQT86)L
M92!C96QL<&%D9&EN9STS1#`@8V5L;'-P86-I;F<],T0P('-T>6QE/3-$)V)O
M<F1E<BUC;VQL87!S93H@8V]L;&%P<V4[('=I9'1H.B`Q,#`E.R!F;VYT.B`Q
M,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^#0H\='(@<W1Y
M;&4],T0G=F5R=&EC86PM86QI9VXZ(&)O='1O;3L@9F]N=#H@,3!P="!#86QI
M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/@T*("`@(#QT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@:71A;&EC(#$P<'0@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T97AT+6%L:6=N.B!J=7-T:69Y)SXH
M)"!I;B!M:6QL:6]N<RD\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4]
M,T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G
M/B8C,38P.SPO=&0^#0H@("`@/'1D(&-O;'-P86X],T0R(&YO=W)A<#TS1&YO
M=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!C96YT97([(&9O;G0Z(#$P<'0@
M0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I
M+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A
M<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@8V]L<W!A
M;CTS1#(@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&-E
M;G1E<CL@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R
M:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F
M;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q
M-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P
M<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D
M/@T*("`@(#QT9"!C;VQS<&%N/3-$,B!N;W=R87`],T1N;W=R87`@<W1Y;&4]
M,T0G=&5X="UA;&EG;CH@8V5N=&5R.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A
M+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CPO='(^#0H\='(@<W1Y;&4],T0G
M=F5R=&EC86PM86QI9VXZ(&)O='1O;3L@9F]N=#H@,3!P="!#86QI8G)I+"!(
M96QV971I8V$L(%-A;G,M4V5R:68G/@T*("`@(#QT9"!N;W=R87`],T1N;W=R
M87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@:G5S=&EF>3L@9F]N=#H@,3!P="!#
M86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D
M(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@
M8V]L<W!A;CTS1#(@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI
M9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE
M/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF
M)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N
M=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P
M.SPO=&0^#0H@("`@/'1D(&-O;'-P86X],T0R(&YO=W)A<#TS1&YO=W)A<"!S
M='EL93TS1"=T97AT+6%L:6=N.B!R:6=H=#L@9F]N=#H@,3!P="!#86QI8G)I
M+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A
M<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!C;VQS<&%N/3-$,B!N
M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O
M;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V
M,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P
M="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^
M/"]T<CX-"CQT<B!S='EL93TS1"=V97)T:6-A;"UA;&EG;CH@8F]T=&]M.R!F
M;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^#0H@
M("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!J
M=7-T:69Y.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9CL@8F]R9&5R+6)O='1O;3H@0FQA8VL@,7!T('-O;&ED)SY4>7!E(&]F
M($-O;6UI=&UE;G0\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
M<&%D9&EN9RUB;W1T;VTZ(#%P=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV
M971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&-O;'-P
M86X],T0R(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!C
M96YT97([(&)O<F1E<BUB;W1T;VTZ($)L86-K(#%P="!S;VQI9#L@9F]N=#H@
M,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/D9I>&5D(%)A
M=&4\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB
M;W1T;VTZ(#%P=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL
M93TS1"=P861D:6YG+6)O='1O;3H@,7!T.R!F;VYT.B`Q,'!T($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@
M8V]L<W!A;CTS1#(@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI
M9VXZ(&-E;G1E<CL@8F]R9&5R+6)O='1O;3H@0FQA8VL@,7!T('-O;&ED.R!F
M;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^5F%R
M:6%B;&4@4F%T93PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P
M861D:6YG+6)O='1O;3H@,7!T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`Q<'0[(&9O;G0Z(#$P<'0@
M0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*
M("`@(#QT9"!C;VQS<&%N/3-$,B!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
M=&5X="UA;&EG;CH@8V5N=&5R.R!B;W)D97(M8F]T=&]M.B!";&%C:R`Q<'0@
M<V]L:60[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF)SY4;W1A;#PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P
M861D:6YG+6)O='1O;3H@,7!T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\+W1R/@T*/'1R('-T>6QE
M/3-$)W9E<G1I8V%L+6%L:6=N.B!B;W1T;VT[(&)A8VMG<F]U;F0M8V]L;W(Z
M(')G8B@R,#0L,C,X+#(U-2D[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF)SX-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T
M>6QE/3-$)W=I9'1H.B`W,"4[('1E>'0M86QI9VXZ(&IU<W1I9GD[(&9O;G0Z
M(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SY/=71S=&%N
M9&EN9R!C;&]S960M96YD(&QO86X@8V]M;6ET;65N=',\+W1D/CQT9"!N;W=R
M87`],T1N;W=R87`@<W1Y;&4],T0G=VED=&@Z(#$E.R!F;VYT.B`Q,'!T($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@
M("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W=I9'1H.B`Q)3L@=&5X
M="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68G/B0\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4]
M,T0G=VED=&@Z(#<E.R!T97AT+6%L:6=N.B!R:6=H=#L@9F]N=#H@,3!P="!#
M86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/C8V/"]T9#X\=&0@;F]W
M<F%P/3-$;F]W<F%P('-T>6QE/3-$)W=I9'1H.B`Q)3L@=&5X="UA;&EG;CH@
M;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R
M:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=W
M:61T:#H@,24[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@
M<W1Y;&4],T0G=VED=&@Z(#$E.R!T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q
M,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T
M9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W=I9'1H.B`W)3L@=&5X
M="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A
M+"!386YS+5-E<FEF)SXR-3@\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y
M;&4],T0G=VED=&@Z(#$E.R!T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\
M=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W=I9'1H.B`Q)3L@9F]N=#H@
M,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO
M=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=W:61T:#H@
M,24[('1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G=VED=&@Z(#<E.R!T97AT+6%L:6=N.B!R:6=H=#L@
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M<FEF)SX-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M
M86QI9VXZ(&QE9G0[('!A9&1I;F<M8F]T=&]M.B`Q<'0[(&9O;G0Z(#$P<'0@
M0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SY5;F9U;F1E9"!C;VUM
M:71M96YT<R!O;B!R979O;'9I;F<@;&EN97,@;V8@8W)E9&ET+"`\8G(@+SX-
M"B8C,38P.R8C,38P.V-R961I="!C87)D<R!A;F0@:&]M92!E<75I='D@;&]A
M;G,\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB
M;W1T;VTZ(#%P=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A
M<"!S='EL93TS1"=B;W)D97(M8F]T=&]M.B!";&%C:R`Q<'0@<V]L:60[(&9O
M;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T97AT
M+6%L:6=N.B!L969T)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@
M<W1Y;&4],T0G8F]R9&5R+6)O='1O;3H@0FQA8VL@,7!T('-O;&ED.R!F;VYT
M.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@=&5X="UA
M;&EG;CH@<FEG:'0G/C,S/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE
M/3-$)W!A9&1I;F<M8F]T=&]M.B`Q<'0[('1E>'0M86QI9VXZ(&QE9G0[(&9O
M;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V
M,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB
M;W1T;VTZ(#%P=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A
M<"!S='EL93TS1"=B;W)D97(M8F]T=&]M.B!";&%C:R`Q<'0@<V]L:60[(&9O
M;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T97AT
M+6%L:6=N.B!L969T)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@
M<W1Y;&4],T0G8F]R9&5R+6)O='1O;3H@0FQA8VL@,7!T('-O;&ED.R!F;VYT
M.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@=&5X="UA
M;&EG;CH@<FEG:'0G/C$X-#PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL
M93TS1"=P861D:6YG+6)O='1O;3H@,7!T.R!T97AT+6%L:6=N.B!L969T.R!F
M;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q
M-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M
M8F]T=&]M.B`Q<'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R
M87`@<W1Y;&4],T0G8F]R9&5R+6)O='1O;3H@0FQA8VL@,7!T('-O;&ED.R!F
M;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@=&5X
M="UA;&EG;CH@;&5F="<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P
M('-T>6QE/3-$)V)O<F1E<BUB;W1T;VTZ($)L86-K(#%P="!S;VQI9#L@9F]N
M=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[('1E>'0M
M86QI9VXZ(')I9VAT)SXR,3<\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y
M;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#%P=#L@=&5X="UA;&EG;CH@;&5F=#L@
M9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C
M,38P.SPO=&0^/"]T<CX-"CQT<B!S='EL93TS1"=V97)T:6-A;"UA;&EG;CH@
M8F]T=&]M.R!B86-K9W)O=6YD+6-O;&]R.B!R9V(H,C`T+#(S."PR-34I.R!F
M;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^#0H@
M("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!J
M=7-T:69Y.R!P861D:6YG+6)O='1O;3H@,BXU<'0[(&9O;G0Z(#$P<'0@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#LF(S$V,#LF(S$V
M,#LF(S$V,#LF(S$V,#M4;W1A;#PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S
M='EL93TS1"=P861D:6YG+6)O='1O;3H@,BXU<'0[(&9O;G0Z(#$P<'0@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@
M(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G8F]R9&5R+6)O='1O;3H@
M0FQA8VL@,BXU<'0@9&]U8FQE.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9CL@=&5X="UA;&EG;CH@;&5F="<^)#PO=&0^/'1D
M(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=B;W)D97(M8F]T=&]M.B!";&%C
M:R`R+C5P="!D;W5B;&4[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A
M+"!386YS+5-E<FEF.R!T97AT+6%L:6=N.B!R:6=H="<^.3D\+W1D/CQT9"!N
M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#(N-7!T
M.R!T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`R+C5P=#L@9F]N=#H@,3!P
M="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^
M#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=B;W)D97(M8F]T
M=&]M.B!";&%C:R`R+C5P="!D;W5B;&4[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T97AT+6%L:6=N.B!L969T)SXF(S$V
M,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G8F]R9&5R+6)O
M='1O;3H@0FQA8VL@,BXU<'0@9&]U8FQE.R!F;VYT.B`Q,'!T($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9CL@=&5X="UA;&EG;CH@<FEG:'0G/C0T
M,CPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P861D:6YG+6)O
M='1O;3H@,BXU<'0[('1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N
M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#(N-7!T
M.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^
M)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$
M)V)O<F1E<BUB;W1T;VTZ($)L86-K(#(N-7!T(&1O=6)L93L@9F]N=#H@,3!P
M="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[('1E>'0M86QI9VXZ
M(&QE9G0G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=B;W)D97(M8F]T=&]M.B!";&%C:R`R+C5P="!D;W5B;&4[(&9O;G0Z(#$P
M<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T97AT+6%L:6=N
M.B!R:6=H="<^-30Q/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$
M)W!A9&1I;F<M8F]T=&]M.B`R+C5P=#L@=&5X="UA;&EG;CH@;&5F=#L@9F]N
M=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P
M.SPO=&0^/"]T<CX-"CPO=&%B;&4^#0H-"CQP('-T>6QE/3-$)V9O;G0Z(#$P
M<'0O;F]R;6%L($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@;6%R
M9VEN.B`P.R!T97AT+6%L:6=N.B!L969T)SXF(S$V,#L\+W`^#0H-"CQP('-T
M>6QE/3-$)V9O;G0Z(#$P<'0O;F]R;6%L($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9CL@;6%R9VEN.B`P.R!T97AT+6%L:6=N.B!L969T)SY!="!$
M96-E;6)E<B`S,2P@,C`Q,B!A;F0@,C`Q,2P@=&AE($-O;7!A;GD-"FAA9"`D
M,3(N."!M:6QL:6]N(&%N9"`D-RXQ(&UI;&QI;VXL(')E<W!E8W1I=F5L>2P@
M:6X@<W1A;F1B>2!L971T97)S(&]F(&-R961I="!O=71S=&%N9&EN9RX@5&AE
M($-O;7!A;GD@:&%S(&YO(&-A<G)Y:6YG(&%M;W5N=`T*9F]R('1H97-E('-T
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M<F%T:6]N<RX\+W`^#0H-"CQP('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R
M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!M87)G:6XZ(#`[('1E>'0M86QI
M9VXZ(&QE9G0[('1E>'0M:6YD96YT.B`P:6XG/B8C,38P.SPO<#X-"@T*/'`@
M<W1Y;&4],T0G9F]N=#H@,3!P="]N;W)M86P@0V%L:6)R:2P@2&5L=F5T:6-A
M+"!386YS+5-E<FEF.R!M87)G:6XZ(#`[('1E>'0M86QI9VXZ(&QE9G0G/E1H
M92!#;VUP86YY(&ES(&YO="!I;G9O;'9E9"!I;B!A;GD@;&5G86P-"G!R;V-E
M961I;F=S('=H:6-H+"!I;B!M86YA9V5M96YT)B,Q-#8[<R!O<&EN:6]N+"!C
M;W5L9"!H879E(&$@;6%T97)I86P@969F96-T(&]N('1H92!C;VYS;VQI9&%T
M960@9FEN86YC:6%L('!O<VET:6]N(&]F('1H92!#;VUP86YY+CPO<#X-"@T*
M/'`@<W1Y;&4],T0G9F]N=#H@,3!P="]N;W)M86P@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF.R!M87)G:6XZ(#`[('1E>'0M86QI9VXZ(&QE9G0G
M/B8C,38P.SPO<#X-"@T*/'`@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I
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M:6]N<RX\+W`^#0H-"CQP('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF.R!M87)G:6XZ(#`[('1E>'0M86QI9VXZ
M(&QE9G0[('1E>'0M:6YD96YT.B`P+C(U:6XG/B8C,38P.SPO<#X-"@T*/'`@
M<W1Y;&4],T0G9F]N=#H@,3!P="]N;W)M86P@0V%L:6)R:2P@2&5L=F5T:6-A
M+"!386YS+5-E<FEF.R!M87)G:6XZ(#`[('1E>'0M86QI9VXZ(&QE9G0G/E1H
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M9"!B>2!E8V]N;VUI8R!C;VYD:71I;VYS+CPO<#X-"@T*/'`@<W1Y;&4],T0G
M9F]N=#H@,3!P="]N;W)M86P@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF.R!M87)G:6XZ(#`[('1E>'0M86QI9VXZ(&QE9G0[('1E>'0M:6YD96YT
M.B`P+C(U:6XG/B8C,38P.SPO<#X-"@T*/'`@<W1Y;&4],T0G9F]N=#H@,3!P
M="]N;W)M86P@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!M87)G
M:6XZ(#`[('1E>'0M86QI9VXZ(&QE9G0G/DEN(&%D9&ET:6]N('1O(&UO;FET
M;W)I;F<@<&]T96YT:6%L(&-O;F-E;G1R871I;VYS#0IO9B!L;V%N<R!T;R!P
M87)T:6-U;&%R(&)O<G)O=V5R<R!O<B!G<F]U<',@;V8@8F]R<F]W97)S+"!I
M;F1U<W1R:65S(&%N9"!G96]G<F%P:&EC(')E9VEO;G,L('1H92!#;VUP86YY
M(&UO;FET;W)S(&5X<&]S=7)E('1O(&-R961I=`T*<FES:R!T:&%T(&-O=6QD
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M:6-E<RX\+W`^#0H-"CQP('-T>6QE/3-$)V9O;G0Z(#$P<'0O;F]R;6%L($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@;6%R9VEN.B`P.R!T97AT
M+6%L:6=N.B!L969T)SXF(S$V,#L\+W`^#0H-"@T*#0H\<"!S='EL93TS1"=F
M;VYT.B`Q,'!T+VYO<FUA;"!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R
M:68[(&UA<F=I;CH@,#L@=&5X="UA;&EG;CH@;&5F="<^)B,Q-C`[/"]P/@T*
M#0H\<"!S='EL93TS1"=F;VYT.B`Q,'!T+VYO<FUA;"!#86QI8G)I+"!(96QV
M971I8V$L(%-A;G,M4V5R:68[(&UA<F=I;CH@,#L@=&5X="UA;&EG;CH@;&5F
M="<^5&AE($-O;7!A;GDF(S$T-CMS(&EN=F5S=&UE;G0@<&]R=&9O;&EO#0IC
M;VYS:7-T<R!P<FEN8VEP86QL>2!O9B!O8FQI9V%T:6]N<R!O9B!G;W9E<FYM
M96YT+7-P;VYS;W)E9"!E;G1E<G!R:7-E<RP@;6]R=&=A9V4M8F%C:V5D('-E
M8W5R:71I97,@9W5A<F%N=&5E9"!B>2!G;W9E<FYM96YT+7-P;VYS;W)E9`T*
M96YT97)P<FES97,L(&-O<G!O<F%T92!B;VYD<RP@1DA,0B!S=&]C:R!A;F0@
M9V5N97)A;"!O8FQI9V%T:6]N(&UU;FEC:7!A;"!S96-U<FET:65S+B!4:&4@
M9F]L;&]W:6YG(&%R92!T:&4@9F%I<B!V86QU97,@870@1&5C96UB97(-"C,Q
M+"`R,#$R(&]F(&%V86EL86)L92!F;W(@<V%L92!A;F0@:&5L9"!T;R!M871U
M<FET>2!S96-U<FET:65S('1O(&%N>2!O;F4@:7-S=65R+V=U87)A;G1O<B!T
M:&%T(&5X8V5E9"`D,BXP(&UI;&QI;VXL('=I=&@@<W5C:`T*86UO=6YT<R!R
M97!R97-E;G1I;F<@=&AE(&UA>&EM=6T@86UO=6YT(&]F(&-R961I="!R:7-K
M('1H870@=&AE($-O;7!A;GD@=V]U;&0@:6YC=7(@:68@=&AE(&ES<W5E<B!D
M:60@;F]T(')E<&%Y('1H92!O8FQI9V%T:6]N+CPO<#X-"@T*/'`@<W1Y;&4]
M,T0G9F]N=#H@,3!P="]N;W)M86P@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF.R!M87)G:6XZ(#`[('1E>'0M86QI9VXZ(&QE9G0[('1E>'0M:6YD
M96YT.B`P+C(U:6XG/B8C,38P.SPO<#X-"@T*/'1A8FQE(&-E;&QP861D:6YG
M/3-$,"!C96QL<W!A8VEN9STS1#`@<W1Y;&4],T0G8F]R9&5R+6-O;&QA<'-E
M.B!C;VQL87!S93L@=VED=&@Z(#$P,"4[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF)SX-"CQT<B!S='EL93TS1"=V97)T:6-A
M;"UA;&EG;CH@8F]T=&]M.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9B<^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL
M93TS1"=B;W)D97(M8F]T=&]M.B!";&%C:R`Q<'0@<V]L:60[(&9O;G0Z(#$P
M<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SX\<"!S='EL93TS
M1"=F;VYT.B`Q,'!T+VYO<FUA;"!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68[(&UA<F=I;CH@,#L@=&5X="UA;&EG;CH@8V5N=&5R)SXH/&D^)"!I
M;B!T:&]U<V%N9',\+VD^*3PO<#X@/'`@<W1Y;&4],T0G9F]N=#H@,3!P="]N
M;W)M86P@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!M87)G:6XZ
M(#`[('1E>'0M86QI9VXZ(&QE9G0G/DES<W5E<CPO<#X\+W1D/CQT9"!N;W=R
M87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#%P=#L@9F]N
M=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P
M.SPO=&0^#0H@("`@/'1D(&-O;'-P86X],T0R(&YO=W)A<#TS1&YO=W)A<"!S
M='EL93TS1"=T97AT+6%L:6=N.B!C96YT97([(&)O<F1E<BUB;W1T;VTZ($)L
M86-K(#%P="!S;VQI9#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68G/D%M;W)T:7IE9"!#;W-T/"]T9#X\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`Q<'0[(&9O;G0Z(#$P
M<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D
M/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ
M(#%P=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R
M:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&-O;'-P86X],T0R(&YO=W)A<#TS
M1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!C96YT97([(&)O<F1E<BUB
M;W1T;VTZ($)L86-K(#%P="!S;VQI9#L@9F]N=#H@,3!P="!#86QI8G)I+"!(
M96QV971I8V$L(%-A;G,M4V5R:68G/D9A:7(@5F%L=64\+W1D/CQT9"!N;W=R
M87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#%P=#L@9F]N
M=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P
M.SPO=&0^/"]T<CX-"CQT<B!S='EL93TS1"=V97)T:6-A;"UA;&EG;CH@8F]T
M=&]M.R!B86-K9W)O=6YD+6-O;&]R.B!R9V(H,C`T+#(S."PR-34I.R!F;VYT
M.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^#0H@("`@
M/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=W:61T:#H@.#`E.R!T97AT
M+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9B<^1VEN;FEE($UA92`M(&UO<G1G86=E+6)A8VME9"!S96-U
M<FET:65S/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W=I9'1H
M.B`Q)3L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R
M:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL
M93TS1"=W:61T:#H@,24[('1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@
M0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXD/"]T9#X\=&0@;F]W
M<F%P/3-$;F]W<F%P('-T>6QE/3-$)W=I9'1H.B`W)3L@=&5X="UA;&EG;CH@
M<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF)SXX,RPY-3`\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
M=VED=&@Z(#$E.R!T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W
M<F%P/3-$;F]W<F%P('-T>6QE/3-$)W=I9'1H.B`Q)3L@9F]N=#H@,3!P="!#
M86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@
M("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=W:61T:#H@,24[('1E
M>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A
M+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@
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M)SX-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI
M9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF)SY3;6%L;"!"=7-I;F5S<R!!9&UI;FES=')A=&EO;CPO=&0^/'1D
M(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@
M;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O
M;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V
M,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG
M;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF)SXU-2PP,S0\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4]
M,T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV
M971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO
M=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N
M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O
M;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXU-2PW
M,3`\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG
M;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68G/B8C,38P.SPO=&0^/"]T<CX-"CQT<B!S='EL93TS1"=V97)T:6-A
M;"UA;&EG;CH@8F]T=&]M.R!B86-K9W)O=6YD+6-O;&]R.B!R9V(H,C`T+#(S
M."PR-34I.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9B<^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT
M+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9B<^1F5D97)A;"!(;VUE($QO86X@0F%N:R!3>7-T96T@+2!B
M;VYD<SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q
M,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T
M9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI
M9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4]
M,T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF)SXY+#`P,#PO=&0^/'1D(&YO=W)A<#TS1&YO
M=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@
M;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N
M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N
M=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P
M.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N
M.B!R:6=H=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68G/CDL,#@X/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$
M)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CPO='(^#0H\='(@<W1Y;&4]
M,T0G=F5R=&EC86PM86QI9VXZ(&)O='1O;3L@8F%C:V=R;W5N9"UC;VQO<CH@
M5VAI=&4[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF)SX-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M
M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF)SY&961E<F%L($AO;64@3&]A;B!"86YK(&]F($%T;&%N=&$F
M(S$V,#LF(S$V,#LM(&-O;6UO;B!S=&]C:SPO=&0^/'1D(&YO=W)A<#TS1&YO
M=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N
M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O
M;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXT+#DS
M-#PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N
M.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$
M)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF
M(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
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M,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/@T*("`@(#QT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@
M9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/D-R
M879E;B!#;W5N='DL($YO<G1H($-A<F]L:6YA(&UU;FEC:7!A;"!B;VYD/"]T
M9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@
M(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F
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M2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I
M8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS
M1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\
M=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT
M.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^
M-"PP,CD\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA
M;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68G/B8C,38P.SPO=&0^/"]T<CX-"CQT<B!S='EL93TS1"=V97)T
M:6-A;"UA;&EG;CH@8F]T=&]M.R!B86-K9W)O=6YD+6-O;&]R.B!7:&ET93L@
M9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/@T*
M("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@
M;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R
M:68G/D9I<G-T($-I=&EZ96YS($)A;F-O<G`@*%-O=71H($-A<F]L:6YA*2`F
M(S$U,#L@8F]N9"`O('1R=7-T('!R969E<G)E9"!S96-U<FET:65S/"]T9#X\
M=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R
M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@
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M=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO
M=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@
M;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F
M;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^,RPX
M,3,\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG
M;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68G/B8C,38P.SPO=&0^/"]T<CX-"CQT<B!S='EL93TS1"=V97)T:6-A
M;"UA;&EG;CH@8F]T=&]M.R!B86-K9W)O=6YD+6-O;&]R.B!R9V(H,C`T+#(S
M."PR-34I.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9B<^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT
M+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9B<^1F%N;FEE($UA92`M(&UO<G1G86=E+6)A8VME9"!S96-U
M<FET:65S(&%N9"!C;VQL871E<F%L:7IE9"!M;W)T9V%G92!O8FQI9V%T:6]N
M<SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-
M"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ
M(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
M=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF)SXS+#<P,3PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A
M<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W
M<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R
M87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@
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M)SX-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI
M9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF)SY3<&%R=&%N8G5R9RP@4V]U=&@@0V%R;VQI;F$@4V%N:71A<GD@
M4V5W97(@1&ES=')I8W0@;75N:6-I<&%L(&)O;F0\+W1D/CQT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I
M8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS
M1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\
M=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT
M.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^
M,RPR.3,\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA
M;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL
M93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE
M/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@
M0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXS+#8V,CPO=&0^/'1D
M(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F
M;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q
M-C`[/"]T9#X\+W1R/@T*/'1R('-T>6QE/3-$)W9E<G1I8V%L+6%L:6=N.B!B
M;W1T;VT[(&)A8VMG<F]U;F0M8V]L;W(Z(')G8B@R,#0L,C,X+#(U-2D[(&9O
M;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SX-"B`@
M("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE
M9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF
M)SY2:6-H;6]N9"!#;W5N='DL($YO<G1H($-A<F]L:6YA(&UU;FEC:7!A;"!B
M;VYD/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P
M<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D
M/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG
M;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=T97AT+6%L:6=N.B!R:6=H=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV
M971I8V$L(%-A;G,M4V5R:68G/C(L-C`X/"]T9#X\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N
M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(
M96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO
M=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT
M.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[
M/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ
M(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9B<^,BPX-C`\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
M=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I
M8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/"]T<CX-"CQT<B!S='EL93TS
M1"=V97)T:6-A;"UA;&EG;CH@8F]T=&]M.R!B86-K9W)O=6YD+6-O;&]R.B!7
M:&ET93L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R
M:68G/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA
M;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68G/D9E9&5R86P@1F%R;2!#<F5D:70@8F]N9',\+W1D/CQT9"!N
M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(
M96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO
M=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT
M.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[
M/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ
M(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9B<^,BPU,#`\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
M=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I
M8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A
M<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P
M('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R
M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R
M87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z
M(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXR+#4P.#PO
M=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L
M969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9B<^)B,Q-C`[/"]T9#X\+W1R/@T*/'1R('-T>6QE/3-$)W9E<G1I8V%L+6%L
M:6=N.B!B;W1T;VT[(&)A8VMG<F]U;F0M8V]L;W(Z(')G8B@R,#0L,C,X+#(U
M-2D[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF
M)SX-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI
M9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF)SY3;W5T:"!#87)O;&EN82!3=&%T92!M=6YI8VEP86P@8F]N9#PO
M=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@
M("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE
M9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF
M)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X
M="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A
M+"!386YS+5-E<FEF)SXR+#$S,SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S
M='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P
M/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P
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M"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ
M(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF)SY6:7)G:6YI82!3=&%T92!(;W5S:6YG($%U=&AO<FET>2!M=6YI8VEP
M86P@8F]N9#PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT
M.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[
M/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M
M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y
M;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF)SXR+#$V,CPO=&0^/'1D(&YO=W)A<#TS
M1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\
M=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R
M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@
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M/@T*#0H\<"!S='EL93TS1"=F;VYT.B`Q,'!T+VYO<FUA;"!#86QI8G)I+"!(
M96QV971I8V$L(%-A;G,M4V5R:68[(&UA<F=I;CH@,#L@=&5X="UA;&EG;CH@
M;&5F="<^)B,Q-C`[/"]P/@T*#0H\<"!S='EL93TS1"=F;VYT.B`Q,'!T+VYO
M<FUA;"!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[(&UA<F=I;CH@
M,#L@=&5X="UA;&EG;CH@;&5F="<^5&AE($-O;7!A;GD@<&QA8V5S(&ET<R!D
M97!O<VET<R!A;F0@8V]R<F5S<&]N9&5N=`T*86-C;W5N=',@=VET:"!T:&4@
M1F5D97)A;"!(;VUE($QO86X@0F%N:R!O9B!!=&QA;G1A+"!T:&4@1F5D97)A
M;"!297-E<G9E($)A;FLL(&%N9"!"86YK(&]F($%M97)I8V$@86YD('-E;&QS
M(&ET<R!F961E<F%L(&9U;F1S#0IT;R!"86YK(&]F($%M97)I8V$N($%T($1E
M8V5M8F5R(#,Q+"`R,#$R+"!T:&4@0V]M<&%N>2!H860@9&5P;W-I=',@:6X@
M=&AE($9E9&5R86P@2&]M92!,;V%N($)A;FL@;V8@071L86YT82!T;W1A;&EN
M9R`D-"XY(&UI;&QI;VXL#0ID97!O<VET<R!O9B`D,3,S+C@@;6EL;&EO;B!I
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M:6-A#0IA;F0@0D(F(S,X.U0@87)E($9$24,M:6YS=7)E9"!U<"!T;R`D,C4P
M+#`P,"X\+W`^#0H-"CQP('-T>6QE/3-$)V9O;G0Z(#$P<'0O;F]R;6%L($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@;6%R9VEN.B`P.R!T97AT
M+6%L:6=N.B!L969T)SXF(S$V,#LF(S$V,#L\+W`^/'-P86X^/"]S<&%N/CPO
M=&0^#0H@("`@("`\+W1R/@T*("`@(#PO=&%B;&4^#0H@(#PO8F]D>3X-"CPO
M:'1M;#X-"@T*+2TM+2TM/5].97AT4&%R=%]F.3`V,V0R85\P,V4U7S0Y-#1?
M86(T.5\R,&4T,V1A-CEA.#8-"D-O;G1E;G0M3&]C871I;VXZ(&9I;&4Z+R\O
M0SHO9CDP-C-D,F%?,#-E-5\T.30T7V%B-#E?,C!E-#-D838Y83@V+U=O<FMS
M:&5E=',O4VAE970R,2YH=&UL#0I#;VYT96YT+51R86YS9F5R+45N8V]D:6YG
M.B!Q=6]T960M<')I;G1A8FQE#0I#;VYT96YT+51Y<&4Z('1E>'0O:'1M;#L@
M8VAA<G-E=#TB=7,M87-C:6DB#0H-"CQH=&UL/@T*("`\:&5A9#X-"B`@("`\
M345402!H='1P+65Q=6EV/3-$0V]N=&5N="U4>7!E(&-O;G1E;G0],T0G=&5X
M="]H=&UL.R!C:&%R<V5T/75T9BTX)SX\<V-R:7!T('1Y<&4],T1T97AT+VIA
M=F%S8W)I<'0@<W)C/3-$4VAO=RYJ<SXO*B!$;R!.;W0@4F5M;W9E(%1H:7,@
M0V]M;65N="`J+SPO<V-R:7!T/CPO:&5A9#X-"B`@/&)O9'D^#0H@("`@/'1A
M8FQE(&-L87-S/3-$<F5P;W)T(&ED/3-$240P14U%/@T*("`@("`@/'1R/@T*
M("`@("`@("`\=&@@8VQA<W,],T1T;"!C;VQS<&%N/3-$,2!R;W=S<&%N/3-$
M,CX\<W1R;VYG/D9A:7(@5F%L=64\8G(^/"]S=')O;F<^/"]T:#X-"B`@("`@
M("`@/'1H(&-L87-S/3-$=&@@8V]L<W!A;CTS1#$^,3(@36]N=&AS($5N9&5D
M/"]T:#X-"B`@("`@(#PO='(^#0H@("`@("`\='(^#0H@("`@("`@(#QT:"!C
M;&%S<STS1'1H/D1E8RX@,S$L(#(P,3(\8G(^/"]T:#X-"B`@("`@(#PO='(^
M#0H@("`@("`\='(@8VQA<W,],T1R93X-"B`@("`@("`@/'1D(&-L87-S/3-$
M<&P@=F%L:6=N/3-$=&]P/CQS=')O;F<^1F%I<E9A;'5E1&ES8VQO<W5R94%B
M<W1R86-T/"]S=')O;F<^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X
M=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@
M8VQA<W,],T1R;SX-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$
M=&]P/D9A:7(@5F%L=64\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT
M/CQP('-T>6QE/3-$)V9O;G0Z(#$P<'0O;F]R;6%L($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9CL@;6%R9VEN.B`P.R!T97AT+6%L:6=N.B!L969T
M)SX\8CY.;W1E(#$T+B!&86ER(%9A;'5E(&]F($9I;F%N8VEA;"!);G-T<G5M
M96YT<SPO8CXF(S$V,#L\+W`^#0H-"CQP('-T>6QE/3-$)V9O;G0Z(#$P<'0O
M,3`N,#5P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[(&UA<F=I
M;CH@,#L@=&5X="UA;&EG;CH@;&5F="<^)B,Q-C`[/"]P/@T*#0H\<"!S='EL
M93TS1"=F;VYT.B`Q,'!T+VYO<FUA;"!#86QI8G)I+"!(96QV971I8V$L(%-A
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M(&9A:7(@=F%L=64Z/"]P/@T*#0H\<"!S='EL93TS1"=F;VYT.B`Q,'!T+VYO
M<FUA;"!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[(&UA<F=I;CH@
M,#L@=&5X="UA;&EG;CH@:G5S=&EF>2<^)B,Q-C`[/"]P/@T*#0H\<"!S='EL
M93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9CL@;6%R9VEN.B`P(#`@,"`R-"XT-7!T)SY,979E;"`Q.B!1=6]T960@<')I
M8V5S("AU;F%D:G5S=&5D*2!O9B!I9&5N=&EC86P@87-S971S#0IO<B!L:6%B
M:6QI=&EE<R!I;B!A8W1I=F4@;6%R:V5T<R!T:&%T('1H92!E;G1I='D@:&%S
M('1H92!A8FEL:71Y('1O(&%C8V5S<R!A<R!O9B!T:&4@;65A<W5R96UE;G0@
M9&%T92X\+W`^#0H-"CQP('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF.R!M87)G:6XZ(#`@,"`P(#(T+C0U<'0G
M/B8C,38P.SPO<#X-"@T*/'`@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I
M+"!(96QV971I8V$L(%-A;G,M4V5R:68[(&UA<F=I;CH@,"`P(#`@,C0N-#5P
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M#0H\<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9CL@;6%R9VEN.B`P(#`@,"`R-"XT-7!T)SXF(S$V,#L\+W`^
M#0H-"CQP('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A
M+"!386YS+5-E<FEF.R!M87)G:6XZ(#`@,"`P(#(T+C0U<'0G/DQE=F5L(#,Z
M(%-I9VYI9FEC86YT('5N;V)S97)V86)L92!I;G!U=',@=&AA="!R969L96-T
M#0IA(')E<&]R=&EN9R!E;G1I='DF(S$T-CMS(&]W;B!A<W-U;7!T:6]N<R!A
M8F]U="!T:&4@87-S=6UP=&EO;G,@=&AA="!M87)K970@<&%R=&EC:7!A;G1S
M('=O=6QD('5S92!I;B!P<FEC:6YG(&%N(&%S<V5T(&]R(&QI86)I;&ET>2X\
M+W`^#0H-"CQP('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF.R!M87)G:6XZ(#`G/B8C,38P.SPO<#X-"@T*/'`@
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M97)L>6EN9R!C;VQL871E<F%L('9A;'5E+CPO<#X-"@T*/'`@<W1Y;&4],T0G
M9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[(&UA
M<F=I;CH@,"<^)B,Q-C`[/"]P/@T*#0H\=&%B;&4@8V5L;'!A9&1I;F<],T0P
M(&-E;&QS<&%C:6YG/3-$,"!S='EL93TS1"=B;W)D97(M8V]L;&%P<V4Z(&-O
M;&QA<'-E.R!W:61T:#H@,3`P)3L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV
M971I8V$L(%-A;G,M4V5R:68G/@T*/'1R('-T>6QE/3-$)W9E<G1I8V%L+6%L
M:6=N.B!B;W1T;VT[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF)SX-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$
M)V9O;G0Z(&ET86QI8R`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9CL@=&5X="UA;&EG;CH@:G5S=&EF>2<^*"0@:6X@=&AO=7-A;F1S*3PO
M=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@
M("`\=&0@8V]L<W!A;CTS1#8@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E
M>'0M86QI9VXZ(&-E;G1E<CL@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I
M8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A
M<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE
M/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF
M)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!C;VQS<&%N/3-$-B!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@8V5N=&5R.R!F;VYT.B`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\
M=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R
M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CPO='(^#0H\
M='(@<W1Y;&4],T0G=F5R=&EC86PM86QI9VXZ(&)O='1O;3L@9F]N=#H@,3!P
M="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/@T*("`@(#QT9"!N
M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@8F]R
M9&5R+6)O='1O;3H@0FQA8VL@,7!T('-O;&ED.R!F;VYT.B`Q,'!T($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^1&5S8W)I<'1I;VX@;V8@1FEN
M86YC:6%L($EN<W1R=6UE;G1S/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T
M>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`Q<'0[(&9O;G0Z(#$P<'0@0V%L:6)R
M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT
M9"!C;VQS<&%N/3-$,B!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA
M;&EG;CH@8V5N=&5R.R!B;W)D97(M8F]T=&]M.B!";&%C:R`Q<'0@<V]L:60[
M(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SY&
M86ER(%9A;'5E(&%T(#QB<B`O/@T*1&5C96UB97(@,S$L(#QB<B`O/@T*,C`Q
M,CPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P861D:6YG+6)O
M='1O;3H@,7!T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE
M/3-$)W!A9&1I;F<M8F]T=&]M.B`Q<'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!C
M;VQS<&%N/3-$,B!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG
M;CH@8V5N=&5R.R!B;W)D97(M8F]T=&]M.B!";&%C:R`Q<'0@<V]L:60[(&9O
M;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SY1=6]T
M960@4')I8V5S(&EN(#QB<B`O/@T*06-T:79E($UA<FME=',\8G(@+SX-"B!F
M;W(@261E;G1I8V%L(#QB<B`O/@T*07-S971S("A,979E;"`Q*3PO=&0^/'1D
M(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@,7!T
M.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^
M)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I
M;F<M8F]T=&]M.B`Q<'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A
M+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!C;VQS<&%N/3-$
M,B!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@8V5N=&5R
M.R!B;W)D97(M8F]T=&]M.B!";&%C:R`Q<'0@<V]L:60[(&9O;G0Z(#$P<'0@
M0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SY3:6=N:69I8V%N="`\
M8G(@+SX-"D]T:&5R(#QB<B`O/@T*3V)S97)V86)L93QB<B`O/@T*($EN<'5T
M<SQB<B`O/@T*("A,979E;"`R*3PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S
M='EL93TS1"=P861D:6YG+6)O='1O;3H@,7!T.R!F;VYT.B`Q,'!T($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W
M<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`Q<'0[(&9O
M;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V
M,#L\+W1D/@T*("`@(#QT9"!C;VQS<&%N/3-$,B!N;W=R87`],T1N;W=R87`@
M<W1Y;&4],T0G=&5X="UA;&EG;CH@8V5N=&5R.R!B;W)D97(M8F]T=&]M.B!"
M;&%C:R`Q<'0@<V]L:60[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A
M+"!386YS+5-E<FEF)SY3:6=N:69I8V%N=#QB<B`O/@T*(%5N;V)S97)V86)L
M92`\8G(@+SX-"DEN<'5T<R`\8G(@+SXH3&5V96P@,RD\+W1D/CQT9"!N;W=R
M87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#%P=#L@9F]N
M=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P
M.SPO=&0^/"]T<CX-"CQT<B!S='EL93TS1"=V97)T:6-A;"UA;&EG;CH@8F]T
M=&]M.R!B86-K9W)O=6YD+6-O;&]R.B!R9V(H,C`T+#(S."PR-34I.R!F;VYT
M.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^#0H@("`@
M/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+61E8V]R871I;VXZ
M('5N9&5R;&EN93L@=&5X="UA;&EG;CH@:G5S=&EF>3L@9F]N=#H@,3!P="!#
M86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/E)E8W5R<FEN9SPO=&0^
M/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\
M=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[
M(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF
M(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA
M;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y
M;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(
M96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS
M1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@
M0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[
M(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF
M(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA
M;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL
M93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE
M/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@
M0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@
M9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C
M,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q
M,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T
M9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI
M9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4]
M,T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#
M86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/"]T
M<CX-"CQT<B!S='EL93TS1"=V97)T:6-A;"UA;&EG;CH@8F]T=&]M.R!B86-K
M9W)O=6YD+6-O;&]R.B!7:&ET93L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV
M971I8V$L(%-A;G,M4V5R:68G/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@
M<W1Y;&4],T0G=&5X="UA;&EG;CH@:G5S=&EF>3L@9F]N=#H@,3!P="!#86QI
M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[('!A9&1I;F<M;&5F=#H@,65M
M)SY396-U<FET:65S(&%V86EL86)L92!F;W(@<V%L93H\+W1D/CQT9"!N;W=R
M87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV
M971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A
M<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q
M,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T
M9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I
M9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E
M>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A
M+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@
M<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S
M='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P
M/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q
M,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T
M9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE
M9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF
M)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N
M=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P
M.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT
M+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T
M>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P
M/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P
M<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D
M/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI
M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@
M/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T
M.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^
M)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M
M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T
M>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CPO='(^#0H\='(@
M<W1Y;&4],T0G=F5R=&EC86PM86QI9VXZ(&)O='1O;3L@8F%C:V=R;W5N9"UC
M;VQO<CH@<F=B*#(P-"PR,S@L,C4U*3L@9F]N=#H@,3!P="!#86QI8G)I+"!(
M96QV971I8V$L(%-A;G,M4V5R:68G/@T*("`@(#QT9"!N;W=R87`],T1N;W=R
M87`@<W1Y;&4],T0G=VED=&@Z(#8P)3L@=&5X="UA;&EG;CH@;&5F=#L@9F]N
M=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[('!A9&1I
M;F<M;&5F=#H@,F5M)SY';W9E<FYM96YT+7-P;VYS;W)E9"!E;G1E<G!R:7-E
M('-E8W5R:71I97,\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
M=VED=&@Z(#$E.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P
M('-T>6QE/3-$)W=I9'1H.B`Q)3L@=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@
M,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B0\+W1D/CQT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=VED=&@Z(#<E.R!T97AT+6%L
M:6=N.B!R:6=H=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68G/C$Q+#4Y-CPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL
M93TS1"=W:61T:#H@,24[('1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@
M0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=VED=&@Z(#$E.R!F;VYT.B`Q
M,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T
M9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W=I9'1H.B`Q
M)3L@=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV
M971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO
M=W)A<"!S='EL93TS1"=W:61T:#H@-R4[('1E>'0M86QI9VXZ(')I9VAT.R!F
M;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q
M-3$[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W=I9'1H.B`Q
M)3L@=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV
M971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO
M=W)A<"!S='EL93TS1"=W:61T:#H@,24[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N
M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=VED=&@Z(#$E.R!T97AT+6%L:6=N
M.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$
M)W=I9'1H.B`W)3L@=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXQ,2PU.38\+W1D/CQT9"!N
M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=VED=&@Z(#$E.R!T97AT+6%L:6=N
M.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$
M)W=I9'1H.B`Q)3L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A
M<"!S='EL93TS1"=W:61T:#H@,24[('1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z
M(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\
M+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=VED=&@Z(#<E.R!T
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M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SX-"B`@("`\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&IU<W1I9GD[(&9O;G0Z(#$P
M<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!P861D:6YG+6QE
M9G0Z(#)E;2<^36]R=&=A9V4M8F%C:V5D('-E8W5R:71I97,\+W1D/CQT9"!N
M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(
M96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO
M=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT
M.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[
M/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ
M(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9B<^,30V+#DR-CPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R
M87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI
M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO
M=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!R:6=H=#L@9F]N
M=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,34Q
M.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N
M.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$
M)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF
M(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
M=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I
M8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A
M<"!S='EL93TS1"=T97AT+6%L:6=N.B!R:6=H=#L@9F]N=#H@,3!P="!#86QI
M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/C$T-BPY,C8\+W1D/CQT9"!N
M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N
M=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P
M.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-
M"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ
M(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
M=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF)SXF(S$U,3L\+W1D/CQT9"!N;W=R87`],T1N;W=R
M87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI
M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/"]T<CX-
M"CQT<B!S='EL93TS1"=V97)T:6-A;"UA;&EG;CH@8F]T=&]M.R!B86-K9W)O
M=6YD+6-O;&]R.B!R9V(H,C`T+#(S."PR-34I.R!F;VYT.B`Q,'!T($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^#0H@("`@/'1D(&YO=W)A<#TS
M1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!J=7-T:69Y.R!F;VYT.B`Q
M,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@<&%D9&EN9RUL
M969T.B`R96TG/D-O<G!O<F%T92!B;VYD<SPO=&0^/'1D(&YO=W)A<#TS1&YO
M=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N
M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O
M;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXS+#@Q
M,SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N
M.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$
M)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF
M(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
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M.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[
M/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@
M0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*
M("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@
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M87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV
M971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A
M<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q
M,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T
M9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I
M9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
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M)SX-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI
M9VXZ(&IU<W1I9GD[('!A9&1I;F<M8F]T=&]M.B`Q<'0[(&9O;G0Z(#$P<'0@
M0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!P861D:6YG+6QE9G0Z
M(#)E;2<^17%U:71Y('-E8W5R:71I97,\+W1D/CQT9"!N;W=R87`],T1N;W=R
M87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#%P=#L@9F]N=#H@,3!P="!#
M86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@
M("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=B;W)D97(M8F]T=&]M
M.B!";&%C:R`Q<'0@<V]L:60[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF.R!T97AT+6%L:6=N.B!L969T)SXF(S$V,#L\+W1D
M/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G8F]R9&5R+6)O='1O;3H@
M0FQA8VL@,7!T('-O;&ED.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9CL@=&5X="UA;&EG;CH@<FEG:'0G/C4L,#$W/"]T9#X\
M=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`Q
M<'0[('1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#%P=#L@9F]N=#H@,3!P
M="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^
M#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=B;W)D97(M8F]T
M=&]M.B!";&%C:R`Q<'0@<V]L:60[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF.R!T97AT+6%L:6=N.B!L969T)SXF(S$V,#L\
M+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G8F]R9&5R+6)O='1O
M;3H@0FQA8VL@,7!T('-O;&ED.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9CL@=&5X="UA;&EG;CH@<FEG:'0G/B8C,34Q.SPO
M=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P861D:6YG+6)O='1O
M;3H@,7!T.R!T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P
M/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`Q<'0[(&9O;G0Z
M(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\
M+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G8F]R9&5R
M+6)O='1O;3H@0FQA8VL@,7!T('-O;&ED.R!F;VYT.B`Q,'!T($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9CL@=&5X="UA;&EG;CH@;&5F="<^)B,Q
M-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V)O<F1E<BUB
M;W1T;VTZ($)L86-K(#%P="!S;VQI9#L@9F]N=#H@,3!P="!#86QI8G)I+"!(
M96QV971I8V$L(%-A;G,M4V5R:68[('1E>'0M86QI9VXZ(')I9VAT)SXU+#`Q
M-SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P861D:6YG+6)O
M='1O;3H@,7!T.R!T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W
M<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`Q<'0[(&9O
M;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V
M,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G8F]R
M9&5R+6)O='1O;3H@0FQA8VL@,7!T('-O;&ED.R!F;VYT.B`Q,'!T($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@=&5X="UA;&EG;CH@;&5F="<^
M)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V)O<F1E
M<BUB;W1T;VTZ($)L86-K(#%P="!S;VQI9#L@9F]N=#H@,3!P="!#86QI8G)I
M+"!(96QV971I8V$L(%-A;G,M4V5R:68[('1E>'0M86QI9VXZ(')I9VAT)SXF
M(S$U,3L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN
M9RUB;W1T;VTZ(#%P=#L@=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#
M86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/"]T
M<CX-"CQT<B!S='EL93TS1"=V97)T:6-A;"UA;&EG;CH@8F]T=&]M.R!B86-K
M9W)O=6YD+6-O;&]R.B!R9V(H,C`T+#(S."PR-34I.R!F;VYT.B`Q,'!T($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^#0H@("`@/'1D(&YO=W)A
M<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!P861D:6YG
M+6)O='1O;3H@,BXU<'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A
M+"!386YS+5-E<FEF.R!P861D:6YG+6QE9G0Z(#-E;2<^5&]T86P@879A:6QA
M8FQE(&9O<B!S86QE('-E8W5R:71I97,\+W1D/CQT9"!N;W=R87`],T1N;W=R
M87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#(N-7!T.R!F;VYT.B`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-
M"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V)O<F1E<BUB;W1T
M;VTZ($)L86-K(#(N-7!T(&1O=6)L93L@9F]N=#H@,3!P="!#86QI8G)I+"!(
M96QV971I8V$L(%-A;G,M4V5R:68[('1E>'0M86QI9VXZ(&QE9G0G/B0\+W1D
M/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G8F]R9&5R+6)O='1O;3H@
M0FQA8VL@,BXU<'0@9&]U8FQE.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9CL@=&5X="UA;&EG;CH@<FEG:'0G/C$V-RPS-3(\
M+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T
M;VTZ(#(N-7!T.R!T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W
M<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`R+C5P=#L@
M9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C
M,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=B
M;W)D97(M8F]T=&]M.B!";&%C:R`R+C5P="!D;W5B;&4[(&9O;G0Z(#$P<'0@
M0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T97AT+6%L:6=N.B!L
M969T)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
M8F]R9&5R+6)O='1O;3H@0FQA8VL@,BXU<'0@9&]U8FQE.R!F;VYT.B`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@=&5X="UA;&EG;CH@
M<FEG:'0G/B8C,34Q.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=P861D:6YG+6)O='1O;3H@,BXU<'0[('1E>'0M86QI9VXZ(&QE9G0[(&9O
M;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V
M,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB
M;W1T;VTZ(#(N-7!T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)V)O<F1E<BUB;W1T;VTZ($)L86-K(#(N-7!T(&1O=6)L
M93L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[
M('1E>'0M86QI9VXZ(&QE9G0G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO
M=W)A<"!S='EL93TS1"=B;W)D97(M8F]T=&]M.B!";&%C:R`R+C5P="!D;W5B
M;&4[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF
M.R!T97AT+6%L:6=N.B!R:6=H="<^,38W+#,U,CPO=&0^/'1D(&YO=W)A<#TS
M1&YO=W)A<"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@,BXU<'0[('1E>'0M
M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y
M;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#(N-7!T.R!F;VYT.B`Q,'!T($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\
M=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V)O<F1E<BUB;W1T;VTZ($)L
M86-K(#(N-7!T(&1O=6)L93L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I
M8V$L(%-A;G,M4V5R:68[('1E>'0M86QI9VXZ(&QE9G0G/B8C,38P.SPO=&0^
M/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=B;W)D97(M8F]T=&]M.B!"
M;&%C:R`R+C5P="!D;W5B;&4[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF.R!T97AT+6%L:6=N.B!R:6=H="<^)B,Q-3$[/"]T
M9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M
M.B`R+C5P=#L@=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I
M+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/"]T<CX-"CQT
M<B!S='EL93TS1"=V97)T:6-A;"UA;&EG;CH@8F]T=&]M.R!B86-K9W)O=6YD
M+6-O;&]R.B!7:&ET93L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68G/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4]
M,T0G=&5X="UA;&EG;CH@:G5S=&EF>3L@9F]N=#H@,3!P="!#86QI8G)I+"!(
M96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS
M1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@
M0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[
M(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF
M(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA
M;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL
M93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE
M/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@
M0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@
M9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C
M,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q
M,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T
M9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI
M9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4]
M,T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#
M86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D
M(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@
M;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O
M;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V
M,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG
M;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4]
M,T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV
M971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/"]T<CX-"CQT<B!S='EL
M93TS1"=V97)T:6-A;"UA;&EG;CH@8F]T=&]M.R!B86-K9W)O=6YD+6-O;&]R
M.B!R9V(H,C`T+#(S."PR-34I.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9B<^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S
M='EL93TS1"=T97AT+61E8V]R871I;VXZ('5N9&5R;&EN93L@=&5X="UA;&EG
M;CH@:G5S=&EF>3L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68G/DYO;G)E8W5R<FEN9SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A
M<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P
M('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R
M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R
M87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z
M(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\
M+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@
M;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R
M:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F
M;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q
M-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E
M>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A
M+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@
M<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R
M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R
M87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@
M,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO
M=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@
M("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE
M9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF
M)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X
M="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A
M+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@
M<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I
M+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A
M<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P
M/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P
M<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D
M/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG
M:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF
M)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X
M="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/"]T<CX-"CQT<B!S='EL93TS1"=V
M97)T:6-A;"UA;&EG;CH@8F]T=&]M.R!B86-K9W)O=6YD+6-O;&]R.B!7:&ET
M93L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G
M/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG
M;CH@:G5S=&EF>3L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68[('!A9&1I;F<M;&5F=#H@,F5M)SY);7!A:7)E9"!L;V%N<R`F
M(S$U,#L@8V]V97)E9#PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^
M)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$
M)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF)SXD/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T
M>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9B<^,3(L,C,T/"]T9#X\=&0@;F]W<F%P
M/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P
M<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D
M/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI
M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@
M/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T
M.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^
M)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M
M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9B<^)B,Q-3$[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T
M>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I
M8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS
M1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\
M=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT
M.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^
M)B,Q-3$[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M
M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y
M;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R
M:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL
M93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T
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M("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@
M:G5S=&EF>3L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68[('!A9&1I;F<M;&5F=#H@,F5M)SY);7!A:7)E9"!L;V%N<R`F(S$U
M,#L@;F]N+6-O=F5R960\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4]
M,T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G
M/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^,C$L,#(Q/"]T9#X\=&0@
M;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O
M;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V
M,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P
M="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^
M#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N
M.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$
M)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9B<^)B,Q-3$[/"]T9#X\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N
M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(
M96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO
M=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT
M.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[
M/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ
M(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9B<^)B,Q-3$[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$
M)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R
M87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A
M<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W
M<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT
M.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^,C$L,#(Q
M/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ
M(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF)SXF(S$V,#L\+W1D/CPO='(^#0H\='(@<W1Y;&4],T0G=F5R=&EC86PM
M86QI9VXZ(&)O='1O;3L@8F%C:V=R;W5N9"UC;VQO<CH@5VAI=&4[(&9O;G0Z
M(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SX-"B`@("`\
M=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&IU<W1I
M9GD[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF
M.R!P861D:6YG+6QE9G0Z(#)E;2<^1F]R96-L;W-E9"!R96%L(&5S=&%T92`F
M(S$U,#L@8V]V97)E9#PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^
M)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$
M)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R
M87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXT-RPR.3`\+W1D/CQT9"!N
M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N
M=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P
M.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-
M"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ
M(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
M=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF)SXF(S$U,3L\+W1D/CQT9"!N;W=R87`],T1N;W=R
M87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI
M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO
M=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W
M<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z
M(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\
M+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@
M<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF)SXF(S$U,3L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
M=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I
M8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A
M<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P
M('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R
M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R
M87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z
M(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXT-RPR.3`\
M+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@
M;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R
M:68G/B8C,38P.SPO=&0^/"]T<CX-"CQT<B!S='EL93TS1"=V97)T:6-A;"UA
M;&EG;CH@8F]T=&]M.R!B86-K9W)O=6YD+6-O;&]R.B!R9V(H,C`T+#(S."PR
M-34I.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9B<^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L
M:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9CL@<&%D9&EN9RUL969T.B`R96TG/D9O<F5C;&]S960@<F5A;"!E
M<W1A=&4@)B,Q-3`[(&YO;BUC;W9E<F5D/"]T9#X\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R
M87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI
M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO
M=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!R:6=H=#L@9F]N
M=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/C(V+#(X
M-3PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N
M.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$
M)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF
M(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
M=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I
M8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A
M<"!S='EL93TS1"=T97AT+6%L:6=N.B!R:6=H=#L@9F]N=#H@,3!P="!#86QI
M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,34Q.SPO=&0^/'1D(&YO
M=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT
M.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[
M/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@
M0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*
M("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@
M;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R
M:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T
M97AT+6%L:6=N.B!R:6=H=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I
M8V$L(%-A;G,M4V5R:68G/B8C,34Q.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A
M<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W
M<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R
M87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@
M,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO
M=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!R
M:6=H=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R
M:68G/C(V+#(X-3PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T
M97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\+W1R/@T*/"]T86)L93X-"@T*
M/'`@<W1Y;&4],T0G9F]N=#H@,3!P="\Q,"XP-7!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9CL@;6%R9VEN.B`P.R!T97AT+6%L:6=N.B!J=7-T
M:69Y.R!T97AT+6EN9&5N=#H@,"XR-6EN)SXF(S$V,#L\+W`^#0H-"CQP('-T
M>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF.R!M87)G:6XZ(#`G/CPO<#X-"@T*#0H-"@T*#0H\<"!S='EL93TS1"=F
M;VYT.B`Q,'!T+VYO<FUA;"!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R
M:68[(&UA<F=I;CH@,#L@=&5X="UA;&EG;CH@;&5F="<^)B,Q-C`[/"]P/@T*
M#0H\<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9CL@;6%R9VEN.B`P)SY4:&4@9F]L;&]W:6YG('1A8FQE('-U
M;6UA<FEZ97,@=&AE($-O;7!A;GDF(S$T-CMS(&9I;F%N8VEA;"!I;G-T<G5M
M96YT<PT*=&AA="!W97)E(&UE87-U<F5D(&%T(&9A:7(@=F%L=64@;VX@82!R
M96-U<G)I;F<@86YD(&YO;G)E8W5R<FEN9R!B87-I<R!A="!$96-E;6)E<B`S
M,2P@,C`Q,2XF(S$V,#L\+W`^#0H-"CQP('-T>6QE/3-$)V9O;G0Z(#$P<'0@
M0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!M87)G:6XZ(#`G/B8C
M,38P.SPO<#X-"@T*/'1A8FQE(&-E;&QP861D:6YG/3-$,"!C96QL<W!A8VEN
M9STS1#`@<W1Y;&4],T0G8F]R9&5R+6-O;&QA<'-E.B!C;VQL87!S93L@=VED
M=&@Z(#$P,"4[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF)SX-"CQT<B!S='EL93TS1"=V97)T:6-A;"UA;&EG;CH@8F]T=&]M
M.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^
M#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B!I=&%L
M:6,@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[('1E>'0M
M86QI9VXZ(&IU<W1I9GDG/B@D(&EN('1H;W5S86YD<RD\+W1D/CQT9"!N;W=R
M87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV
M971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&-O;'-P
M86X],T0V(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!C
M96YT97([(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
M9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C
M,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q
M,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T
M9#X-"B`@("`\=&0@8V]L<W!A;CTS1#8@;F]W<F%P/3-$;F]W<F%P('-T>6QE
M/3-$)W1E>'0M86QI9VXZ(&-E;G1E<CL@9F]N=#H@,3!P="!#86QI8G)I+"!(
M96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS
M1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\+W1R/@T*/'1R('-T>6QE/3-$
M)W9E<G1I8V%L+6%L:6=N.B!B;W1T;VT[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF)SX-"B`@("`\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&)O<F1E<BUB;W1T;VTZ
M($)L86-K(#%P="!S;VQI9#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I
M8V$L(%-A;G,M4V5R:68G/D1E<V-R:7!T:6]N(&]F($9I;F%N8VEA;"!);G-T
M<G5M96YT<SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P861D
M:6YG+6)O='1O;3H@,7!T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@8V]L<W!A;CTS
M1#(@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&-E;G1E
M<CL@8F]R9&5R+6)O='1O;3H@0FQA8VL@,7!T('-O;&ED.R!F;VYT.B`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^1F%I<B!686QU92!A
M="`\8G(@+SX-"D1E8V5M8F5R(#,Q+"`\8G(@+SX-"C(P,3$\+W1D/CQT9"!N
M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#%P=#L@
M9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C
M,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P861D:6YG
M+6)O='1O;3H@,7!T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@8V]L<W!A;CTS1#(@
M;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&-E;G1E<CL@
M8F]R9&5R+6)O='1O;3H@0FQA8VL@,7!T('-O;&ED.R!F;VYT.B`Q,'!T($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^475O=&5D(%!R:6-E<R!I
M;B`\8G(@+SX-"D%C=&EV92!-87)K971S(#QB<B`O/@T*9F]R($ED96YT:6-A
M;#QB<B`O/@T*($%S<V5T<R`H3&5V96P@,2D\+W1D/CQT9"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#%P=#L@9F]N=#H@,3!P
M="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^
M/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@
M,7!T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@8V]L<W!A;CTS1#(@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&-E;G1E<CL@8F]R9&5R+6)O
M='1O;3H@0FQA8VL@,7!T('-O;&ED.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9B<^4VEG;FEF:6-A;G0@/&)R("\^#0I/=&AE
M<B`\8G(@+SX-"D]B<V5R=F%B;&4@/&)R("\^#0I);G!U=',@/&)R("\^#0HH
M3&5V96P@,BD\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D
M9&EN9RUB;W1T;VTZ(#%P=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I
M8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A
M<"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@,7!T.R!F;VYT.B`Q,'!T($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@
M("`\=&0@8V]L<W!A;CTS1#(@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E
M>'0M86QI9VXZ(&-E;G1E<CL@8F]R9&5R+6)O='1O;3H@0FQA8VL@,7!T('-O
M;&ED.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9B<^4VEG;FEF:6-A;G0@/&)R("\^#0I5;F]B<V5R=F%B;&4@/&)R("\^#0I)
M;G!U=',@/&)R("\^*$QE=F5L(#,I/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P
M('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`Q<'0[(&9O;G0Z(#$P<'0@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CPO='(^
M#0H\='(@<W1Y;&4],T0G=F5R=&EC86PM86QI9VXZ(&)O='1O;3L@8F%C:V=R
M;W5N9"UC;VQO<CH@<F=B*#(P-"PR,S@L,C4U*3L@9F]N=#H@,3!P="!#86QI
M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/@T*("`@(#QT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G=&5X="UD96-O<F%T:6]N.B!U;F1E<FQI;F4[
M('1E>'0M86QI9VXZ(&IU<W1I9GD[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF)SY296-U<G)I;F<\+W1D/CQT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I
M8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS
M1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\
M=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT
M.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^
M)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M
M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y
M;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R
M:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL
M93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\
M=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[
M(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF
M(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@
M,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO
M=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L
M:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE
M/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@
M0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I
M+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D
M(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F
M;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q
M-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI
M9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE
M/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CPO='(^#0H\='(@<W1Y
M;&4],T0G=F5R=&EC86PM86QI9VXZ(&)O='1O;3L@8F%C:V=R;W5N9"UC;VQO
M<CH@5VAI=&4[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF)SX-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E
M>'0M86QI9VXZ(&IU<W1I9GD[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF.R!P861D:6YG+6QE9G0Z(#%E;2<^4V5C=7)I=&EE
M<R!A=F%I;&%B;&4@9F]R('-A;&4Z/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P
M('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@
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M969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O
M;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V
M,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X
M="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S
M='EL93TS1"=T97AT+6%L:6=N.B!R:6=H=#L@9F]N=#H@,3!P="!#86QI8G)I
M+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A
M<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q
M,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T
M9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@
M(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F
M=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G
M/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT
M+6%L:6=N.B!R:6=H=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S
M='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P
M/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P
M="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^
M/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!R:6=H
M=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G
M/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT
M+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\+W1R/@T*/'1R('-T>6QE/3-$)W9E
M<G1I8V%L+6%L:6=N.B!B;W1T;VT[(&)A8VMG<F]U;F0M8V]L;W(Z(')G8B@R
M,#0L,C,X+#(U-2D[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF)SX-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$
M)W=I9'1H.B`V,"4[('1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!P861D:6YG+6QE9G0Z(#)E
M;2<^1V]V97)N;65N="US<&]N<V]R960@96YT97)P<FES92!S96-U<FET:65S
M/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W=I9'1H.B`Q)3L@
M9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C
M,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=W
M:61T:#H@,24[('1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R
M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXD/"]T9#X\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)W=I9'1H.B`W)3L@=&5X="UA;&EG;CH@<FEG:'0[
M(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXS
M-"PV-C4\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=VED=&@Z
M(#$E.R!T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)W=I9'1H.B`Q)3L@9F]N=#H@,3!P="!#86QI8G)I
M+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D
M(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=W:61T:#H@,24[('1E>'0M86QI
M9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4]
M,T0G=VED=&@Z(#<E.R!T97AT+6%L:6=N.B!R:6=H=#L@9F]N=#H@,3!P="!#
M86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,34Q.SPO=&0^/'1D
M(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=W:61T:#H@,24[('1E>'0M86QI
M9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4]
M,T0G=VED=&@Z(#$E.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)W=I9'1H.B`Q)3L@=&5X="UA;&EG;CH@;&5F=#L@9F]N
M=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P
M.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=W:61T:#H@-R4[
M('1E>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9B<^,S0L-C8U/"]T9#X\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)W=I9'1H.B`Q)3L@=&5X="UA;&EG;CH@;&5F=#L@9F]N
M=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P
M.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=W:61T:#H@,24[
M(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF
M(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
M=VED=&@Z(#$E.R!T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W
M<F%P/3-$;F]W<F%P('-T>6QE/3-$)W=I9'1H.B`W)3L@=&5X="UA;&EG;CH@
M<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF)SXF(S$U,3L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
M=VED=&@Z(#$E.R!T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\+W1R/@T*
M/'1R('-T>6QE/3-$)W9E<G1I8V%L+6%L:6=N.B!B;W1T;VT[(&)A8VMG<F]U
M;F0M8V]L;W(Z(%=H:71E.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9B<^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL
M93TS1"=T97AT+6%L:6=N.B!J=7-T:69Y.R!F;VYT.B`Q,'!T($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9CL@<&%D9&EN9RUL969T.B`R96TG/DUO
M<G1G86=E+6)A8VME9"!S96-U<FET:65S/"]T9#X\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R
M87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI
M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO
M=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!R:6=H=#L@9F]N
M=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/C$R-"PQ
M,#4\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG
M;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^
M)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$
M)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R
M87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$U,3L\+W1D/CQT9"!N
M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N
M=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P
M.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-
M"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ
M(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
M=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF)SXQ,C0L,3`U/"]T9#X\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N
M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(
M96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO
M=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT
M.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[
M/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ
M(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
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M8V$L(%-A;G,M4V5R:68G/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y
M;&4],T0G=&5X="UA;&EG;CH@:G5S=&EF>3L@9F]N=#H@,3!P="!#86QI8G)I
M+"!(96QV971I8V$L(%-A;G,M4V5R:68[('!A9&1I;F<M;&5F=#H@,F5M)SY#
M;W)P;W)A=&4@8F]N9',\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4]
M,T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G
M/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^,3(L-#@X/"]T9#X\=&0@
M;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O
M;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V
M,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P
M="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^
M#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N
M.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$
M)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9B<^)B,Q-3$[/"]T9#X\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N
M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(
M96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO
M=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT
M.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[
M/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ
M(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9B<^,3(L-#@X/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$
M)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R
M87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A
M<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W
M<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT
M.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-3$[
M/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ
M(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF)SXF(S$V,#L\+W1D/CPO='(^#0H\='(@<W1Y;&4],T0G=F5R=&EC86PM
M86QI9VXZ(&)O='1O;3L@8F%C:V=R;W5N9"UC;VQO<CH@5VAI=&4[(&9O;G0Z
M(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SX-"B`@("`\
M=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&IU<W1I
M9GD[('!A9&1I;F<M8F]T=&]M.B`Q<'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF.R!P861D:6YG+6QE9G0Z(#)E;2<^17%U
M:71Y('-E8W5R:71I97,\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4]
M,T0G<&%D9&EN9RUB;W1T;VTZ(#%P=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(
M96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO
M=W)A<#TS1&YO=W)A<"!S='EL93TS1"=B;W)D97(M8F]T=&]M.B!";&%C:R`Q
M<'0@<V]L:60[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF.R!T97AT+6%L:6=N.B!L969T)SXF(S$V,#L\+W1D/CQT9"!N;W=R
M87`],T1N;W=R87`@<W1Y;&4],T0G8F]R9&5R+6)O='1O;3H@0FQA8VL@,7!T
M('-O;&ED.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9CL@=&5X="UA;&EG;CH@<FEG:'0G/C$Q+#,V.#PO=&0^/'1D(&YO=W)A
M<#TS1&YO=W)A<"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@,7!T.R!T97AT
M+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T
M>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`Q<'0[(&9O;G0Z(#$P<'0@0V%L:6)R
M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G8F]R9&5R+6)O='1O;3H@0FQA
M8VL@,7!T('-O;&ED.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9CL@=&5X="UA;&EG;CH@;&5F="<^)B,Q-C`[/"]T9#X\=&0@
M;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V)O<F1E<BUB;W1T;VTZ($)L86-K
M(#%P="!S;VQI9#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68[('1E>'0M86QI9VXZ(')I9VAT)SXS.3D\+W1D/CQT9"!N;W=R
M87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#%P=#L@=&5X
M="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S
M='EL93TS1"=P861D:6YG+6)O='1O;3H@,7!T.R!F;VYT.B`Q,'!T($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\
M=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V)O<F1E<BUB;W1T;VTZ($)L
M86-K(#%P="!S;VQI9#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68[('1E>'0M86QI9VXZ(&QE9G0G/B8C,38P.SPO=&0^/'1D
M(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=B;W)D97(M8F]T=&]M.B!";&%C
M:R`Q<'0@<V]L:60[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF.R!T97AT+6%L:6=N.B!R:6=H="<^,3`L.38Y/"]T9#X\=&0@
M;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`Q<'0[
M('1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R
M87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#%P=#L@9F]N=#H@,3!P="!#
M86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@
M("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=B;W)D97(M8F]T=&]M
M.B!";&%C:R`Q<'0@<V]L:60[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF.R!T97AT+6%L:6=N.B!L969T)SXF(S$V,#L\+W1D
M/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G8F]R9&5R+6)O='1O;3H@
M0FQA8VL@,7!T('-O;&ED.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9CL@=&5X="UA;&EG;CH@<FEG:'0G/B8C,34Q.SPO=&0^
M/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@
M,7!T.R!T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\+W1R/@T*/'1R('-T
M>6QE/3-$)W9E<G1I8V%L+6%L:6=N.B!B;W1T;VT[(&)A8VMG<F]U;F0M8V]L
M;W(Z(')G8B@R,#0L,C,X+#(U-2D[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF)SX-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P
M('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[('!A9&1I;F<M8F]T=&]M.B`R
M+C5P=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R
M:68[('!A9&1I;F<M;&5F=#H@,V5M)SY4;W1A;"!A=F%I;&%B;&4@9F]R('-A
M;&4@<V5C=7)I=&EE<SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=P861D:6YG+6)O='1O;3H@,BXU<'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N
M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G8F]R9&5R+6)O='1O;3H@0FQA8VL@
M,BXU<'0@9&]U8FQE.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9CL@=&5X="UA;&EG;CH@;&5F="<^)#PO=&0^/'1D(&YO=W)A
M<#TS1&YO=W)A<"!S='EL93TS1"=B;W)D97(M8F]T=&]M.B!";&%C:R`R+C5P
M="!D;W5B;&4[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF.R!T97AT+6%L:6=N.B!R:6=H="<^,3@R+#8R-CPO=&0^/'1D(&YO
M=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@,BXU<'0[
M('1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R
M87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#(N-7!T.R!F;VYT.B`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-
M"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V)O<F1E<BUB;W1T
M;VTZ($)L86-K(#(N-7!T(&1O=6)L93L@9F]N=#H@,3!P="!#86QI8G)I+"!(
M96QV971I8V$L(%-A;G,M4V5R:68[('1E>'0M86QI9VXZ(&QE9G0G/B8C,38P
M.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=B;W)D97(M8F]T
M=&]M.B!";&%C:R`R+C5P="!D;W5B;&4[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T97AT+6%L:6=N.B!R:6=H="<^,SDY
M/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T
M=&]M.B`R+C5P=#L@=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI
M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO
M=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@,BXU<'0[
M(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF
M(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
M8F]R9&5R+6)O='1O;3H@0FQA8VL@,BXU<'0@9&]U8FQE.R!F;VYT.B`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@=&5X="UA;&EG;CH@
M;&5F="<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$
M)V)O<F1E<BUB;W1T;VTZ($)L86-K(#(N-7!T(&1O=6)L93L@9F]N=#H@,3!P
M="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[('1E>'0M86QI9VXZ
M(')I9VAT)SXQ.#(L,C(W/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE
M/3-$)W!A9&1I;F<M8F]T=&]M.B`R+C5P=#L@=&5X="UA;&EG;CH@;&5F=#L@
M9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C
M,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P861D:6YG
M+6)O='1O;3H@,BXU<'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A
M+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G8F]R9&5R+6)O='1O;3H@0FQA8VL@,BXU<'0@9&]U
M8FQE.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9CL@=&5X="UA;&EG;CH@;&5F="<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)V)O<F1E<BUB;W1T;VTZ($)L86-K(#(N-7!T(&1O
M=6)L93L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R
M:68[('1E>'0M86QI9VXZ(')I9VAT)SXF(S$U,3L\+W1D/CQT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#(N-7!T.R!T97AT
M+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\+W1R/@T*/'1R('-T>6QE/3-$)W9E
M<G1I8V%L+6%L:6=N.B!B;W1T;VT[(&)A8VMG<F]U;F0M8V]L;W(Z(%=H:71E
M.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^
M#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N
M.B!J=7-T:69Y.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE
M/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF
M)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4]
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M;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q
M-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P
M<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D
M/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG
M;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=T97AT+6%L:6=N.B!R:6=H=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV
M971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO
M=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@
M;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N
M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N
M=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P
M.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N
M.B!R:6=H=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R
M87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI
M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO
M=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!R:6=H=#L@9F]N
M=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P
M.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N
M.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9B<^)B,Q-C`[/"]T9#X\+W1R/@T*/'1R('-T>6QE/3-$)W9E<G1I8V%L
M+6%L:6=N.B!B;W1T;VT[(&)A8VMG<F]U;F0M8V]L;W(Z(')G8B@R,#0L,C,X
M+#(U-2D[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF)SX-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M
M9&5C;W)A=&EO;CH@=6YD97)L:6YE.R!T97AT+6%L:6=N.B!J=7-T:69Y.R!F
M;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^3F]N
M<F5C=7)R:6YG/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O
M;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V
M,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X
M="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S
M='EL93TS1"=T97AT+6%L:6=N.B!R:6=H=#L@9F]N=#H@,3!P="!#86QI8G)I
M+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A
M<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q
M,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T
M9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@
M(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F
M=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G
M/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT
M+6%L:6=N.B!R:6=H=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S
M='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P
M/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P
M="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^
M/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!R:6=H
M=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G
M/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT
M+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T
M>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y
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M.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^
M)B,Q-C`[/"]T9#X\+W1R/@T*/'1R('-T>6QE/3-$)W9E<G1I8V%L+6%L:6=N
M.B!B;W1T;VT[(&)A8VMG<F]U;F0M8V]L;W(Z(%=H:71E.R!F;VYT.B`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^#0H@("`@/'1D(&YO
M=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!J=7-T:69Y.R!F
M;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@<&%D
M9&EN9RUL969T.B`R96TG/DEM<&%I<F5D(&QO86YS("8C,34P.R!C;W9E<F5D
M/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@
M0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*
M("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@
M;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R
M:68G/B0\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA
M;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF)SXR,2PR.#@\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y
M;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(
M96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS
M1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@
M0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[
M(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF
M(S$U,3L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA
M;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL
M93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE
M/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@
M0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$U,3L\+W1D/CQT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@
M9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C
M,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q
M,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T
M9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI
M9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4]
M,T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF)SXR,2PR.#@\+W1D/CQT9"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#
M86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/"]T
M<CX-"CQT<B!S='EL93TS1"=V97)T:6-A;"UA;&EG;CH@8F]T=&]M.R!B86-K
M9W)O=6YD+6-O;&]R.B!R9V(H,C`T+#(S."PR-34I.R!F;VYT.B`Q,'!T($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^#0H@("`@/'1D(&YO=W)A
M<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!J=7-T:69Y.R!F;VYT
M.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@<&%D9&EN
M9RUL969T.B`R96TG/DEM<&%I<F5D(&QO86YS("8C,34P.R!N;VXM8V]V97)E
M9#PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-
M"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ
M(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
M=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF)SXX,"PU-#$\+W1D/CQT9"!N;W=R87`],T1N;W=R
M87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI
M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO
M=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W
M<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z
M(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\
M+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@
M<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF)SXF(S$U,3L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
M=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I
M8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A
M<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P
M('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R
M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R
M87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z
M(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$U,3L\
M+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@
M;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R
M:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F
M;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q
M-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E
M>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A
M+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@
M<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R
M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXX,"PU-#$\+W1D/CQT9"!N;W=R
M87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@
M,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO
M=&0^/"]T<CX-"CQT<B!S='EL93TS1"=V97)T:6-A;"UA;&EG;CH@8F]T=&]M
M.R!B86-K9W)O=6YD+6-O;&]R.B!7:&ET93L@9F]N=#H@,3!P="!#86QI8G)I
M+"!(96QV971I8V$L(%-A;G,M4V5R:68G/@T*("`@(#QT9"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@:G5S=&EF>3L@9F]N=#H@,3!P
M="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[('!A9&1I;F<M;&5F
M=#H@,F5M)SY&;W)E8VQO<V5D(')E86P@97-T871E("8C,34P.R!C;W9E<F5D
M/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@
M0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*
M("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@
M;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R
M:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T
M97AT+6%L:6=N.B!R:6=H=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I
M8V$L(%-A;G,M4V5R:68G/C@U+#(W,CPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A
M<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W
M<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R
M87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@
M,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO
M=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!R
M:6=H=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R
M:68G/B8C,34Q.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T
M97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P
M('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@
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M969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O
M;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V
M,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X
M="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S
M='EL93TS1"=T97AT+6%L:6=N.B!R:6=H=#L@9F]N=#H@,3!P="!#86QI8G)I
M+"!(96QV971I8V$L(%-A;G,M4V5R:68G/C@U+#(W,CPO=&0^/'1D(&YO=W)A
M<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q
M,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T
M9#X\+W1R/@T*/'1R('-T>6QE/3-$)W9E<G1I8V%L+6%L:6=N.B!B;W1T;VT[
M(&)A8VMG<F]U;F0M8V]L;W(Z(')G8B@R,#0L,C,X+#(U-2D[(&9O;G0Z(#$P
M<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SX-"B`@("`\=&0@
M;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O
M;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!P861D
M:6YG+6QE9G0Z(#)E;2<^1F]R96-L;W-E9"!R96%L(&5S=&%T92`F(S$U,#L@
M;F]N+6-O=F5R960\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
M9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C
M,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T
M97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P
M('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^,S<L,#(S/"]T9#X\=&0@;F]W
M<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z
M(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\
M+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#
M86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@
M("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L
M969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E
M>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9B<^)B,Q-3$[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P
M('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R
M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R
M87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV
M971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A
M<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q
M,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T
M9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I
M9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9B<^)B,Q-3$[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E
M>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A
M+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@
M<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S
M='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P
M/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q
M,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^,S<L,#(S/"]T
M9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE
M9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF
M)SXF(S$V,#L\+W1D/CPO='(^#0H\+W1A8FQE/@T*#0H\<"!S='EL93TS1"=F
M;VYT.B`Q,'!T+S$P+C`U<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF.R!M87)G:6XZ(#`[('1E>'0M86QI9VXZ(&IU<W1I9GD[('1E>'0M:6YD
M96YT.B`P+C(U:6XG/B8C,38P.SPO<#X-"@T*/'`@<W1Y;&4],T0G9F]N=#H@
M,3!P="\Q,"XP-7!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@
M;6%R9VEN.B`P.R!T97AT+6%L:6=N.B!J=7-T:69Y)SY4:&4@9F]L;&]W:6YG
M(&ES(&$@9&5S8W)I<'1I;VX@;V8-"G1H92!V86QU871I;VX@;65T:&]D;VQO
M9VEE<R!U<V5D(&9O<B!I;G-T<G5M96YT<R!M96%S=7)E9"!A="!F86ER('9A
M;'5E+CPO<#X-"@T*/'`@<W1Y;&4],T0G9F]N=#H@,3!P="]N;W)M86P@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!M87)G:6XZ(#`[('1E>'0M
M86QI9VXZ(&QE9G0G/B8C,38P.SPO<#X-"@T*/'`@<W1Y;&4],T0G9F]N=#H@
M,3!P="]N;W)M86P@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!M
M87)G:6XZ(#`@,"`P(#`N-6EN.R!T97AT+6%L:6=N.B!L969T)SY396-U<FET
M:65S($%V86EL86)L92!F;W(@4V%L90T*)B,Q-3$[(%=H96X@<75O=&5D(&UA
M<FME="!P<FEC97,@87)E(&%V86EL86)L92!I;B!A;B!A8W1I=F4@;6%R:V5T
M+"!T:&4@<V5C=7)I=&EE<R!A<F4@8VQA<W-I9FEE9"!A<R!,979E;"`Q(&EN
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M;"`Q(&]R($QE=F5L(#(@:6YP=71S(&%R92!N;W0@879A:6QA8FQE+"!S96-U
M<FET:65S(&%R92!C;&%S<VEF:65D('=I=&AI;@T*3&5V96P@,R!O9B!T:&4@
M:&EE<F%R8VAY+CPO<#X-"@T*/'`@<W1Y;&4],T0G9F]N=#H@,3!P="]N;W)M
M86P@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!M87)G:6XZ(#`[
M('1E>'0M86QI9VXZ(&QE9G0G/B8C,38P.SPO<#X-"@T*/'`@<W1Y;&4],T0G
M9F]N=#H@,3!P="]N;W)M86P@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF.R!M87)G:6XZ(#`@,"`P(#`N-6EN.R!T97AT+6%L:6=N.B!L969T)SY4
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M<"!S='EL93TS1"=F;VYT.B`Q,'!T+VYO<FUA;"!#86QI8G)I+"!(96QV971I
M8V$L(%-A;G,M4V5R:68[(&UA<F=I;CH@,"`P(#`@,"XU:6X[('1E>'0M86QI
M9VXZ(&QE9G0G/B8C,38P.SPO<#X-"@T*/'`@<W1Y;&4],T0G9F]N=#H@,3!P
M="]N;W)M86P@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!M87)G
M:6XZ(#`@,"`P(#`N-6EN.R!T97AT+6%L:6=N.B!L969T)SY);7!A:7)E9"!L
M;V%N<R`F(S$U,3L@1F%I<@T*=F%L=65S(&9O<B!I;7!A:7)E9"!L;V%N<R!I
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M;&EC96YS960@=&AI<F0@<&%R='D@87!P<F%I<V5R("A,979E;"`S*2X@5&AE
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M871E;65N=',@;V8@26YC;VUE("A,;W-S*2X\+W`^#0H-"CQP('-T>6QE/3-$
M)V9O;G0Z(#$P<'0O;F]R;6%L($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9CL@;6%R9VEN.B`P(#`@,"`P+C5I;CL@=&5X="UA;&EG;CH@;&5F="<^
M)B,Q-C`[/"]P/@T*#0H-"@T*/'`@<W1Y;&4],T0G9F]N=#H@,3!P="]N;W)M
M86P@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!M87)G:6XZ(#`@
M,"`P(#`N-6EN.R!T97AT+6%L:6=N.B!L969T)SXF(S$V,#L\+W`^#0H-"CQP
M('-T>6QE/3-$)V9O;G0Z(#$P<'0O;F]R;6%L($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9CL@;6%R9VEN.B`P(#`@,"`P+C5I;CL@=&5X="UA;&EG
M;CH@;&5F="<^1F]R96-L;W-E9"!R96%L(&5S=&%T92`F(S$U,#L-"D9O<F5C
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M;"`S*2X@070@=&AE('1I;64@;V8-"F9O<F5C;&]S=7)E+"!A;GD@97AC97-S
M(&]F('1H92!L;V%N(&)A;&%N8V4@;W9E<B!T:&4@9F%I<B!V86QU92!O9B!T
M:&4@<F5A;"!E<W1A=&4@:&5L9"!A<R!C;VQL871E<F%L(&ES('1R96%T960@
M87,@82!C:&%R9V4@86=A:6YS=`T*=&AE(&%L;&]W86YC92!F;W(@;&]A;B!L
M;W-S97,N($9O<B!A;GD@<F5A;"!E<W1A=&4@=F%L=6%T:6]N<R!S=6)S97%U
M96YT('1O(&9O<F5C;&]S=7)E+"!A;GD@97AC97-S(&]F('1H92!R96%L(&5S
M=&%T92!R96-O<F1E9`T*=F%L=64@;W9E<B!T:&4@9F%I<B!V86QU92!O9B!T
M:&4@<F5A;"!E<W1A=&4@:7,@=')E871E9"!A<R!A(&9O<F5C;&]S960@<F5A
M;"!E<W1A=&4@=W)I=&4M9&]W;B!O;B!T:&4@0V]N<V]L:61A=&5D(%-T871E
M;65N=',-"F]F($EN8V]M92`H3&]S<RDN($EN($1E8V5M8F5R(#(P,3(L('1H
M92!#;VUP86YY(')E8V]R9&5D(&$@=W)I=&4M9&]W;B!O9B`D,3`N-B!M:6QL
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M<F%C=&EC92XF(S$V,#L\+W`^#0H-"CQP('-T>6QE/3-$)V9O;G0Z(#$P<'0O
M;F]R;6%L($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@;6%R9VEN
M.B`P.R!T97AT+6%L:6=N.B!J=7-T:69Y)SXF(S$V,#L\+W`^#0H-"CQP('-T
M>6QE/3-$)V9O;G0Z(#$P<'0O;F]R;6%L($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9CL@;6%R9VEN.B`P.R!T97AT+6%L:6=N.B!J=7-T:69Y)SY&
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M93TS1"=F;VYT.B`Q,'!T+VYO<FUA;"!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68[(&UA<F=I;CH@,#L@=&5X="UA;&EG;CH@:G5S=&EF>2<^)B,Q
M-C`[/"]P/@T*#0H\=&%B;&4@8V5L;'!A9&1I;F<],T0P(&-E;&QS<&%C:6YG
M/3-$,"!S='EL93TS1"=B;W)D97(M8V]L;&%P<V4Z(&-O;&QA<'-E.R!W:61T
M:#H@,3`P)3L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68G/@T*/'1R('-T>6QE/3-$)W9E<G1I8V%L+6%L:6=N.B!B;W1T;VT[
M(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SX-
M"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(&ET86QI
M8R`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@=&5X="UA
M;&EG;CH@;&5F=#L@=F5R=&EC86PM86QI9VXZ(&)O='1O;2<^*"0@:6X@=&AO
M=7-A;F1S*3PO=&0^/'1D('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!C
M;VQS<&%N/3-$-"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG
M;CH@8V5N=&5R.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE
M/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF
M)SXF(S$V,#L\+W1D/CQT9"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@
M8V]L<W!A;CTS1#,@<W1Y;&4],T0G=&5X="UA;&EG;CH@8V5N=&5R.R!F;VYT
M.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[
M/"]T9#X\+W1R/@T*/'1R('-T>6QE/3-$)W9E<G1I8V%L+6%L:6=N.B!B;W1T
M;VT[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF
M)SX-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI
M9VXZ(&QE9G0[(&)O<F1E<BUB;W1T;VTZ($)L86-K(#%P="!S;VQI9#L@9F]N
M=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[('9E<G1I
M8V%L+6%L:6=N.B!B;W1T;VTG/D1E<V-R:7!T:6]N/"]T9#X\=&0@<W1Y;&4]
M,T0G<&%D9&EN9RUB;W1T;VTZ(#%P=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(
M96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&-O
M;'-P86X],T0R(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N
M.B!C96YT97([(&)O<F1E<BUB;W1T;VTZ($)L86-K(#%P="!S;VQI9#L@9F]N
M=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/D9A:7(@
M5F%L=64@870@/&)R("\^#0I$96-E;6)E<B`S,2P\8G(@+SX-"B`R,#$R/"]T
M9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M
M.B`Q<'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
M<&%D9&EN9RUB;W1T;VTZ(#%P=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV
M971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A
M<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!C96YT97([(&)O<F1E
M<BUB;W1T;VTZ($)L86-K(#%P="!S;VQI9#L@9F]N=#H@,3!P="!#86QI8G)I
M+"!(96QV971I8V$L(%-A;G,M4V5R:68G/E9A;'5A=&EO;B`\8G(@+SX-"E1E
M8VAN:7%U93PO=&0^/'1D('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`Q<'0[
M(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF
M(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
M=&5X="UA;&EG;CH@8V5N=&5R.R!B;W)D97(M8F]T=&]M.B!";&%C:R`Q<'0@
M<V]L:60[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF)SY3:6=N:69I8V%N="!5;F]B<V5R=F%B;&4@/&)R("\^#0I);G!U=',\
M+W1D/CQT9"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@,7!T.R!F;VYT.B`Q
M,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T
M9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI
M9VXZ(&-E;G1E<CL@8F]R9&5R+6)O='1O;3H@0FQA8VL@,7!T('-O;&ED.R!F
M;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^1V5N
M97)A;"!286YG92`\8G(@+SX-"F]F(%-I9VYI9FEC86YT(#QB<B`O/@T*56YO
M8G-E<G9A8FQE(#QB<B`O/@T*26YP=70@5F%L=65S/"]T9#X\+W1R/@T*/'1R
M('-T>6QE/3-$)W9E<G1I8V%L+6%L:6=N.B!B;W1T;VT[(&)A8VMG<F]U;F0M
M8V]L;W(Z(')G8B@R,#0L,C,X+#(U-2D[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF)SX-"B`@("`\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)W=I9'1H.B`T."4[('1E>'0M86QI9VXZ(&QE9G0[(&9O
M;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!V97)T
M:6-A;"UA;&EG;CH@=&]P)SY);7!A:7)E9"!L;V%N<R`F(S$U,#L@8V]V97)E
M9#PO=&0^/'1D('-T>6QE/3-$)W=I9'1H.B`Q)3L@9F]N=#H@,3!P="!#86QI
M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@
M/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=W:61T:#H@,24[('1E>'0M
M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF.R!V97)T:6-A;"UA;&EG;CH@=&]P)SXD/"]T9#X\=&0@;F]W
M<F%P/3-$;F]W<F%P('-T>6QE/3-$)W=I9'1H.B`Q,"4[('1E>'0M86QI9VXZ
M(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9CL@=F5R=&EC86PM86QI9VXZ('1O<"<^,3(L,C,T/"]T9#X\=&0@;F]W
M<F%P/3-$;F]W<F%P('-T>6QE/3-$)W=I9'1H.B`Q)3L@=&5X="UA;&EG;CH@
M;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R
M:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=W
M:61T:#H@,24[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@
M<W1Y;&4],T0G=VED=&@Z(#$R)3L@=&5X="UA;&EG;CH@8V5N=&5R.R!F;VYT
M.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@=F5R=&EC
M86PM86QI9VXZ('1O<"<^07!P<F%I<V5D('9A;'5E/"]T9#X\=&0@<W1Y;&4]
M,T0G=VED=&@Z(#$E.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9CL@=&5X="UA;&EG;CH@8V5N=&5R.R!V97)T:6-A;"UA;&EG
M;CH@=&]P)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!S='EL93TS1"=W:61T:#H@
M,3(E.R!T97AT+6%L:6=N.B!C96YT97([(&9O;G0Z(#$P<'0@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF.R!V97)T:6-A;"UA;&EG;CH@=&]P)SY$
M:7-C;W5N=',@=&\@<F5F;&5C="!C=7)R96YT(&UA<FME="!C;VYD:71I;VYS
M+"!U;'1I;6%T92!C;VQL96-T86)I;&ET>2P@86YD(&5S=&EM871E9"!C;W-T
M<R!T;R!S96QL/"]T9#X\=&0@<W1Y;&4],T0G=VED=&@Z(#$E.R!F;VYT.B`Q
M,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@=&5X="UA;&EG
M;CH@8V5N=&5R.R!V97)T:6-A;"UA;&EG;CH@=&]P)SXF(S$V,#L\+W1D/@T*
M("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=VED=&@Z(#$R)3L@
M=&5X="UA;&EG;CH@8V5N=&5R.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9CL@=F5R=&EC86PM86QI9VXZ('1O<"<^,"TT.24\
M+W1D/CPO='(^#0H\='(@<W1Y;&4],T0G=F5R=&EC86PM86QI9VXZ(&)O='1O
M;3L@8F%C:V=R;W5N9"UC;VQO<CH@5VAI=&4[(&9O;G0Z(#$P<'0@0V%L:6)R
M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SX-"B`@("`\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@
M0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!V97)T:6-A;"UA;&EG
M;CH@=&]P)SY);7!A:7)E9"!L;V%N<R`F(S$U,#L@;F]N+6-O=F5R960\+W1D
M/CQT9"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!V97)T:6-A;"UA;&EG;CH@
M=&]P)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
M=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF.R!V97)T:6-A;"UA;&EG;CH@=&]P)SXR,2PP,C$\
M+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@
M;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R
M:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F
M;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q
M-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E
M>'0M86QI9VXZ(&-E;G1E<CL@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I
M8V$L(%-A;G,M4V5R:68[('9E<G1I8V%L+6%L:6=N.B!T;W`G/D%P<')A:7-E
M9"!V86QU93PO=&0^/'1D('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T97AT+6%L:6=N.B!C96YT97([('9E
M<G1I8V%L+6%L:6=N.B!T;W`G/B8C,38P.SPO=&0^#0H@("`@/'1D('-T>6QE
M/3-$)W1E>'0M86QI9VXZ(&-E;G1E<CL@9F]N=#H@,3!P="!#86QI8G)I+"!(
M96QV971I8V$L(%-A;G,M4V5R:68[('9E<G1I8V%L+6%L:6=N.B!T;W`G/D1I
M<V-O=6YT<R!T;R!R969L96-T(&-U<G)E;G0@;6%R:V5T(&-O;F1I=&EO;G,L
M('5L=&EM871E(&-O;&QE8W1A8FEL:71Y+"!A;F0@97-T:6UA=&5D(&-O<W1S
M('1O('-E;&P\+W1D/CQT9"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9CL@=&5X="UA;&EG;CH@8V5N=&5R.R!V
M97)T:6-A;"UA;&EG;CH@=&]P)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R
M87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@8V5N=&5R.R!F;VYT
M.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@=F5R=&EC
M86PM86QI9VXZ('1O<"<^,"TR,24\+W1D/CPO='(^#0H\='(@<W1Y;&4],T0G
M=F5R=&EC86PM86QI9VXZ(&)O='1O;3L@8F%C:V=R;W5N9"UC;VQO<CH@<F=B
M*#(P-"PR,S@L,C4U*3L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68G/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4]
M,T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV
M971I8V$L(%-A;G,M4V5R:68[('9E<G1I8V%L+6%L:6=N.B!T;W`G/D9O<F5C
M;&]S960@<F5A;"!E<W1A=&4@)B,Q-3`[(&-O=F5R960\+W1D/CQT9"!S='EL
M93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE
M/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF.R!V97)T:6-A;"UA;&EG;CH@=&]P)SXF(S$V
M,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG
M;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF.R!V97)T:6-A;"UA;&EG;CH@=&]P)SXT-RPR.3`\+W1D/CQT9"!N
M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N
M=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P
M.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-
M"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ
M(&-E;G1E<CL@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68[('9E<G1I8V%L+6%L:6=N.B!T;W`G/D%P<')A:7-E9"!V86QU93PO
M=&0^/'1D('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A
M+"!386YS+5-E<FEF.R!T97AT+6%L:6=N.B!C96YT97([('9E<G1I8V%L+6%L
M:6=N.B!T;W`G/B8C,38P.SPO=&0^#0H@("`@/'1D('-T>6QE/3-$)W1E>'0M
M86QI9VXZ(&-E;G1E<CL@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68[('9E<G1I8V%L+6%L:6=N.B!T;W`G/D1I<V-O=6YT<R!T
M;R!R969L96-T(&-U<G)E;G0@;6%R:V5T(&-O;F1I=&EO;G,@86YD(&5S=&EM
M871E9"!C;W-T<R!T;R!S96QL/"]T9#X\=&0@<W1Y;&4],T0G9F]N=#H@,3!P
M="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[('1E>'0M86QI9VXZ
M(&-E;G1E<CL@=F5R=&EC86PM86QI9VXZ('1O<"<^)B,Q-C`[/"]T9#X-"B`@
M("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&-E
M;G1E<CL@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R
M:68[('9E<G1I8V%L+6%L:6=N.B!T;W`G/C`M,CDE/"]T9#X\+W1R/@T*/'1R
M('-T>6QE/3-$)W9E<G1I8V%L+6%L:6=N.B!B;W1T;VT[(&)A8VMG<F]U;F0M
M8V]L;W(Z(%=H:71E.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9B<^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9CL@=F5R=&EC86PM86QI9VXZ('1O<"<^1F]R96-L
M;W-E9"!R96%L(&5S=&%T92`F(S$U,#L@;F]N+6-O=F5R960\+W1D/CQT9"!S
M='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T
M>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF.R!V97)T:6-A;"UA;&EG;CH@=&]P)SXF
M(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA
M;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF.R!V97)T:6-A;"UA;&EG;CH@=&]P)SXR-BPR.#4\+W1D/CQT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@
M9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C
M,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q
M,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T
M9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI
M9VXZ(&-E;G1E<CL@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68[('9E<G1I8V%L+6%L:6=N.B!T;W`G/D%P<')A:7-E9"!V86QU
M93PO=&0^/'1D('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF.R!T97AT+6%L:6=N.B!C96YT97([('9E<G1I8V%L
M+6%L:6=N.B!T;W`G/B8C,38P.SPO=&0^#0H@("`@/'1D('-T>6QE/3-$)W1E
M>'0M86QI9VXZ(&-E;G1E<CL@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I
M8V$L(%-A;G,M4V5R:68[('9E<G1I8V%L+6%L:6=N.B!T;W`G/D1I<V-O=6YT
M<R!T;R!R969L96-T(&-U<G)E;G0@;6%R:V5T(&-O;F1I=&EO;G,L(&%B8G)E
M=FEA=&5D(&AO;&1I;F<@<&5R:6]D(&%N9"!E<W1I;6%T960@8V]S=',@=&\@
M<V5L;#PO=&0^/'1D('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF.R!T97AT+6%L:6=N.B!C96YT97([('9E<G1I
M8V%L+6%L:6=N.B!T;W`G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS
M1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!C96YT97([(&9O;G0Z(#$P
M<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!V97)T:6-A;"UA
M;&EG;CH@=&]P)SXP+30P)3PO=&0^/"]T<CX-"CQT<B!S='EL93TS1"=V97)T
M:6-A;"UA;&EG;CH@8F]T=&]M.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9B<^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S
M='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!P861D:6YG+6)O='1O;3H@,7!T
M.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@
M=F5R=&EC86PM86QI9VXZ('1O<#L@8F]R9&5R+6)O='1O;3H@0FQA8VL@,7!T
M('-O;&ED)SXF(S$V,#L\+W1D/CQT9"!S='EL93TS1"=P861D:6YG+6)O='1O
M;3H@,7!T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9CL@8F]R9&5R+6)O='1O;3H@0FQA8VL@,7!T('-O;&ED)SXF(S$V,#L\
M+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G8F]R9&5R
M+6)O='1O;3H@0FQA8VL@,7!T('-O;&ED.R!F;VYT.B`Q,'!T($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9CL@=&5X="UA;&EG;CH@;&5F=#L@=F5R
M=&EC86PM86QI9VXZ('1O<"<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)V)O<F1E<BUB;W1T;VTZ($)L86-K(#%P="!S;VQI9#L@
M9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[('1E
M>'0M86QI9VXZ(')I9VAT.R!V97)T:6-A;"UA;&EG;CH@=&]P)SXF(S$V,#L\
M+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T
M;VTZ(#%P=#L@=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I
M+"!(96QV971I8V$L(%-A;G,M4V5R:68[(&)O<F1E<BUB;W1T;VTZ($)L86-K
M(#%P="!S;VQI9"<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T
M>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`Q<'0[(&9O;G0Z(#$P<'0@0V%L:6)R
M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!B;W)D97(M8F]T=&]M.B!";&%C
M:R`Q<'0@<V]L:60G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO
M=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!C96YT97([('!A9&1I;F<M8F]T
M=&]M.B`Q<'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF.R!B;W)D97(M8F]T=&]M.B!";&%C:R`Q<'0@<V]L:60G/B8C,38P
M.SPO=&0^/'1D('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`Q<'0[(&9O;G0Z
M(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!B;W)D97(M
M8F]T=&]M.B!";&%C:R`Q<'0@<V]L:60G/B8C,38P.SPO=&0^#0H@("`@/'1D
M('-T>6QE/3-$)W1E>'0M86QI9VXZ(&-E;G1E<CL@<&%D9&EN9RUB;W1T;VTZ
M(#%P=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R
M:68[(&)O<F1E<BUB;W1T;VTZ($)L86-K(#%P="!S;VQI9"<^)B,Q-C`[/"]T
M9#X\=&0@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#%P=#L@9F]N=#H@,3!P
M="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[(&)O<F1E<BUB;W1T
M;VTZ($)L86-K(#%P="!S;VQI9"<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W
M<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&-E;G1E<CL@<&%D
M9&EN9RUB;W1T;VTZ(#%P=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I
M8V$L(%-A;G,M4V5R:68[(&)O<F1E<BUB;W1T;VTZ($)L86-K(#%P="!S;VQI
M9"<^)B,Q-C`[/"]T9#X\+W1R/@T*/"]T86)L93X-"@T*/'`@<W1Y;&4],T0G
M9F]N=#H@,3!P="]N;W)M86P@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF.R!M87)G:6XZ(#`[('1E>'0M86QI9VXZ(&IU<W1I9GDG/B8C,38P.SPO
M<#X-"@T*/'`@<W1Y;&4],T0G9F]N=#H@,3!P="]N;W)M86P@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF.R!M87)G:6XZ(#`[('1E>'0M86QI9VXZ
M(&QE9G0G/E1R86YS9F5R<R!O9B!A<W-E=',@;W(@;&EA8FEL:71I97,@8F5T
M=V5E;@T*;&5V96QS('=I=&AI;B!T:&4@9F%I<B!V86QU92!H:65R87)C:'D@
M87)E(')E8V]G;FEZ960@=VAE;B!A;B!E=F5N="!O<B!C:&%N9V4@:6X@8VER
M8W5M<W1A;F-E<R!O8V-U<G,N(%1H97)E('=E<F4@;F\@=')A;G-F97)S#0IB
M971W965N($QE=F5L(#$@86YD($QE=F5L(#(@9F]R(&%S<V5T<R!O<B!L:6%B
M:6QI=&EE<R!M96%S=7)E9"!O;B!A(')E8W5R<FEN9R!B87-I<R!D=7)I;F<@
M=&AE('EE87)S(&5N9&5D($1E8V5M8F5R(#,Q+"`R,#$R(&]R#0HR,#$Q+CPO
M<#X-"@T*/'`@<W1Y;&4],T0G9F]N=#H@,3!P="]N;W)M86P@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF.R!M87)G:6XZ(#`[('1E>'0M86QI9VXZ
M(&IU<W1I9GDG/B8C,38P.SPO<#X-"@T*/'`@<W1Y;&4],T0G9F]N=#H@,3!P
M="]N;W)M86P@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!M87)G
M:6XZ(#`[('1E>'0M86QI9VXZ(&QE9G0G/CQF;VYT('-T>6QE/3-$)V9O;G0M
M<VEZ93H@,3!P="<^1F]R('1H90T*>65A<B!E;F1E9"!$96-E;6)E<B`S,2P@
M,C`Q,BP@=&AE(&1E8W)E87-E(&EN('1H92!F86ER('9A;'5E(&]F('-E8W5R
M:71I97,@879A:6QA8FQE(&9O<B!S86QE('=A<R`H)#8P-BPP,#`I+"!W:&EC
M:"!I<R!I;F-L=61E9`T*:6X@;W1H97(@8V]M<')E:&5N<VEV92!I;F-O;64@
M*&YE="!O9B!T87@@8F5N969I="!O9B`D,C,W+#`P,"DN($9O<B!T:&4@>65A
M<B!E;F1E9"!$96-E;6)E<B`S,2P@,C`Q,2P@=&AE(&EN8W)E87-E(&EN('1H
M92!F86ER#0IV86QU92!O9B!S96-U<FET:65S(&%V86EL86)L92!F;W(@<V%L
M92!W87,@)#$L-#$X+#`P,"P@=VAI8V@@:7,@:6YC;'5D960@:6X@;W1H97(@
M8V]M<')E:&5N<VEV92!I;F-O;64@*&YE="!O9B!T87AE<R!O9B`D-34T+#`P
M,"DN#0I&86ER('9A;'5E(&UE87-U<F5M96YT(&UE=&AO9',@870@1&5C96UB
M97(@,S$L(#(P,3(@86YD(#(P,3$@87)E(&-O;G-I<W1E;G0@=VET:"!T:&]S
M92!U<V5D(&EN('!R:6]R(')E<&]R=&EN9R!P97)I;V1S/"]F;VYT/BXF(S$V
M,#L\+W`^#0H-"CQP('-T>6QE/3-$)V9O;G0Z(#$P<'0O;F]R;6%L($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@;6%R9VEN.B`P.R!T97AT+6%L
M:6=N.B!L969T)SXF(S$V,#L\+W`^#0H-"CQP('-T>6QE/3-$)V9O;G0Z(#$P
M<'0O;F]R;6%L($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@;6%R
M9VEN.B`P.R!T97AT+6%L:6=N.B!L969T)SY!<R!D:7-C=7-S960@:6X@3F]T
M92`Q*'`I+"!T:&4@0V]M<&%N>0T*:7,@<F5Q=6ER960@=&\@9&ES8VQO<V4@
M97-T:6UA=&5D(&9A:7(@=F%L=65S(&9O<B!I=',@9FEN86YC:6%L(&EN<W1R
M=6UE;G1S+B!&86ER('9A;'5E(&5S=&EM871E<R!A<R!O9B!$96-E;6)E<B`S
M,2P@,C`Q,B!A;F0@,C`Q,0T*86YD(&QI;6ET871I;VYS('1H97)E;VX@87)E
M('-E="!F;W)T:"!B96QO=R!F;W(@=&AE($-O;7!A;GDF(S$T-CMS(&9I;F%N
M8VEA;"!I;G-T<G5M96YT<RX@4V5E($YO=&4@,2AP*2!F;W(@82!D:7-C=7-S
M:6]N(&]F(&9A:7(-"G9A;'5E(&UE=&AO9',@86YD(&%S<W5M<'1I;VYS+"!A
M<R!W96QL(&%S(&9A:7(@=F%L=64@:6YF;W)M871I;VX@9F]R(&]F9BUB86QA
M;F-E('-H965T(&9I;F%N8VEA;"!I;G-T<G5M96YT<RX\+W`^#0H-"@T*#0H-
M"@T*/'`@<W1Y;&4],T0G9F]N=#H@,3!P="]N;W)M86P@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF.R!M87)G:6XZ(#`[('1E>'0M86QI9VXZ(&QE
M9G0G/B8C,38P.SPO<#X-"@T*/'1A8FQE(&-E;&QP861D:6YG/3-$,"!C96QL
M<W!A8VEN9STS1#`@<W1Y;&4],T0G8F]R9&5R+6-O;&QA<'-E.B!C;VQL87!S
M93L@=VED=&@Z(#$P,"4[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A
M+"!386YS+5-E<FEF)SX-"CQT<B!S='EL93TS1"=V97)T:6-A;"UA;&EG;CH@
M8F]T=&]M.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9B<^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT
M+6%L:6=N.B!J=7-T:69Y.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P
M('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`Q<'0[(&9O;G0Z(#$P<'0@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@
M(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@8V5N
M=&5R.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9CL@=F5R=&EC86PM86QI9VXZ(&)O='1O;2<^)B,Q-C`[/"]T9#X\=&0@;F]W
M<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(&)O;&0@,3!P="!#86QI8G)I
M+"!(96QV971I8V$L(%-A;G,M4V5R:68[('!A9&1I;F<M8F]T=&]M.B`Q<'0G
M/B8C,38P.SPO=&0^#0H@("`@/'1D(&-O;'-P86X],T0V(&YO=W)A<#TS1&YO
M=W)A<"!S='EL93TS1"=F;VYT.B!B;VQD(#$P<'0@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF.R!T97AT+6%L:6=N.B!C96YT97([(&)O<F1E<BUB
M;W1T;VTZ($)L86-K(#%P="!S;VQI9"<^1&5C96UB97(@,S$L(#(P,3(\+W1D
M/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ
M(#%P=#L@9F]N=#H@8F]L9"`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE
M/3-$)W!A9&1I;F<M8F]T=&]M.B`Q<'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!C
M;VQS<&%N/3-$-B!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG
M;CH@8V5N=&5R.R!B;W)D97(M8F]T=&]M.B!";&%C:R`Q<'0@<V]L:60[(&9O
M;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SY$96-E
M;6)E<B`S,2P@,C`Q,3PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=P861D:6YG+6)O='1O;3H@,7!T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\+W1R/@T*/'1R('-T
M>6QE/3-$)W9E<G1I8V%L+6%L:6=N.B!B;W1T;VT[(&9O;G0Z(#$P<'0@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SX-"B`@("`\=&0@;F]W<F%P
M/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(&ET86QI8R`Q,'!T($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9CL@=&5X="UA;&EG;CH@:G5S=&EF>2<^
M*"0@:6X@=&AO=7-A;F1S*3PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL
M93TS1"=P861D:6YG+6)O='1O;3H@,7!T.R!F;VYT.B`Q,'!T($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@
M;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&-E;G1E<CL@
M8F]R9&5R+6)O='1O;3H@0FQA8VL@,7!T('-O;&ED.R!F;VYT.B`Q,'!T($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@=F5R=&EC86PM86QI9VXZ
M(&)O='1O;2<^3&5V96P@:6X@/&)R("\^#0I&86ER(%9A;'5E(#QB<B`O/@T*
M2&EE<F%R8VAY/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O
M;G0Z(&)O;&0@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[
M('!A9&1I;F<M8F]T=&]M.B`Q<'0G/B8C,38P.SPO=&0^#0H@("`@/'1D(&-O
M;'-P86X],T0R(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B!B;VQD
M(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T97AT+6%L
M:6=N.B!C96YT97([(&)O<F1E<BUB;W1T;VTZ($)L86-K(#%P="!S;VQI9"<^
M0V%R<GEI;F<@/&)R("\^#0I!;6]U;G0\+W1D/CQT9"!N;W=R87`],T1N;W=R
M87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#%P=#L@9F]N=#H@8F]L9"`Q
M,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T
M9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(&)O;&0@,3!P
M="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[('!A9&1I;F<M8F]T
M=&]M.B`Q<'0G/B8C,38P.SPO=&0^#0H@("`@/'1D(&-O;'-P86X],T0R(&YO
M=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B!B;VQD(#$P<'0@0V%L:6)R
M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T97AT+6%L:6=N.B!C96YT97([
M(&)O<F1E<BUB;W1T;VTZ($)L86-K(#%P="!S;VQI9"<^17-T:6UA=&5D(#QB
M<B`O/@T*1F%I<B!686QU93PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL
M93TS1"=P861D:6YG+6)O='1O;3H@,7!T.R!F;VYT.B!B;VQD(#$P<'0@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N
M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#%P=#L@
M9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C
M,38P.SPO=&0^#0H@("`@/'1D(&-O;'-P86X],T0R(&YO=W)A<#TS1&YO=W)A
M<"!S='EL93TS1"=T97AT+6%L:6=N.B!C96YT97([(&)O<F1E<BUB;W1T;VTZ
M($)L86-K(#%P="!S;VQI9#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I
M8V$L(%-A;G,M4V5R:68G/D-A<G)Y:6YG(#QB<B`O/@T*06UO=6YT/"]T9#X\
M=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`Q
M<'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF
M)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D
M9&EN9RUB;W1T;VTZ(#%P=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I
M8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&-O;'-P86X]
M,T0R(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!C96YT
M97([(&)O<F1E<BUB;W1T;VTZ($)L86-K(#%P="!S;VQI9#L@9F]N=#H@,3!P
M="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/D5S=&EM871E9"`\
M8G(@+SX-"D9A:7(@5F%L=64\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y
M;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#%P=#L@9F]N=#H@,3!P="!#86QI8G)I
M+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/"]T<CX-"CQT
M<B!S='EL93TS1"=V97)T:6-A;"UA;&EG;CH@8F]T=&]M.R!F;VYT.B`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^#0H@("`@/'1D(&YO
M=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!J=7-T:69Y.R!F
M;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q
M-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P
M<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D
M/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG
M;CH@8V5N=&5R.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9CL@=F5R=&EC86PM86QI9VXZ(&)O='1O;2<^)B,Q-C`[/"]T9#X\
M=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R
M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT
M9"!C;VQS<&%N/3-$,B!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA
M;&EG;CH@:G5S=&EF>3L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S
M='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$
M)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF
M(S$V,#L\+W1D/@T*("`@(#QT9"!C;VQS<&%N/3-$,B!N;W=R87`],T1N;W=R
M87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@:G5S=&EF>3L@9F]N=#H@,3!P="!#
M86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D
M(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P
M/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!C;VQS<&%N
M/3-$,B!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@:G5S
M=&EF>3L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R
M:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F
M;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q
M-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P
M<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D
M/@T*("`@(#QT9"!C;VQS<&%N/3-$,B!N;W=R87`],T1N;W=R87`@<W1Y;&4]
M,T0G=&5X="UA;&EG;CH@:G5S=&EF>3L@9F]N=#H@,3!P="!#86QI8G)I+"!(
M96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS
M1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\+W1R/@T*/'1R('-T>6QE/3-$
M)W9E<G1I8V%L+6%L:6=N.B!B;W1T;VT[(&)A8VMG<F]U;F0M8V]L;W(Z(')G
M8B@R,#0L,C,X+#(U-2D[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A
M+"!386YS+5-E<FEF)SX-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE
M/3-$)W=I9'1H.B`T.24[('1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@
M0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SY#87-H(&%N9"!D=64@
M9G)O;2!B86YK<RP@;F]N:6YT97)E<W0M8F5A<FEN9SPO=&0^/'1D(&YO=W)A
M<#TS1&YO=W)A<"!S='EL93TS1"=W:61T:#H@,24[(&9O;G0Z(#$P<'0@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@
M(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=VED=&@Z(#$P)3L@=&5X
M="UA;&EG;CH@8V5N=&5R.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9CL@=F5R=&EC86PM86QI9VXZ(&)O='1O;2<^3&5V96P@
M,3PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=W:61T:#H@,24[
M(&9O;G0Z(&)O;&0@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R
M:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL
M93TS1"=W:61T:#H@,24[(&9O;G0Z(&)O;&0@,3!P="!#86QI8G)I+"!(96QV
M971I8V$L(%-A;G,M4V5R:68[('1E>'0M86QI9VXZ(&QE9G0G/B0\+W1D/CQT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=VED=&@Z(#<E.R!F;VYT.B!B
M;VQD(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T97AT
M+6%L:6=N.B!R:6=H="<^.38L-3@X/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P
M('-T>6QE/3-$)W=I9'1H.B`Q)3L@9F]N=#H@8F]L9"`Q,'!T($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9CL@=&5X="UA;&EG;CH@;&5F="<^)B,Q
M-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W=I9'1H.B`Q
M)3L@9F]N=#H@8F]L9"`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T
M>6QE/3-$)W=I9'1H.B`Q)3L@9F]N=#H@8F]L9"`Q,'!T($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9CL@=&5X="UA;&EG;CH@;&5F="<^)B,Q-C`[
M/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W=I9'1H.B`W)3L@
M9F]N=#H@8F]L9"`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
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M+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@
M<W1Y;&4],T0G=VED=&@Z(#$E.R!T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q
M,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T
M9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W=I9'1H.B`W)3L@=&5X
M="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A
M+"!386YS+5-E<FEF)SXX,"PS-#$\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@
M<W1Y;&4],T0G=VED=&@Z(#$E.R!T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q
M,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T
M9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W=I9'1H.B`Q)3L@9F]N
M=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P
M.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=W:61T
M:#H@,24[('1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G=VED=&@Z(#<E.R!T97AT+6%L:6=N.B!R:6=H
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M86YS+5-E<FEF)SX-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$
M)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF)SY$=64@9G)O;2!B86YK<RP@:6YT97)E<W0M8F5A
M<FEN9SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q
M,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T
M9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI
M9VXZ(&-E;G1E<CL@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68[('9E<G1I8V%L+6%L:6=N.B!B;W1T;VTG/DQE=F5L(#$\+W1D
M/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@8F]L9"`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-
M"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(&)O;&0@
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M(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@
M8F]L9"`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q
M-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O
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M.B!L969T)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4]
M,T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G
M/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^,3,U+#(Q.#PO=&0^/'1D
M(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F
M;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q
M-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P
M<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D
M/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG
M;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=T97AT+6%L:6=N.B!R:6=H=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV
M971I8V$L(%-A;G,M4V5R:68G/C$S-2PR,3@\+W1D/CQT9"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#
M86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/"]T
M<CX-"CQT<B!S='EL93TS1"=V97)T:6-A;"UA;&EG;CH@8F]T=&]M.R!B86-K
M9W)O=6YD+6-O;&]R.B!R9V(H,C`T+#(S."PR-34I.R!F;VYT.B`Q,'!T($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^#0H@("`@/'1D(&YO=W)A
M<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!J=7-T:69Y.R!F;VYT
M.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^1F5D97)A
M;"!F=6YD<R!S;VQD/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$
M)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF
M(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
M=&5X="UA;&EG;CH@8V5N=&5R.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9CL@=F5R=&EC86PM86QI9VXZ(&)O='1O;2<^3&5V
M96P@,3PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B!B
M;VQD(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V
M,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N
M=#H@8F]L9"`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@
M=&5X="UA;&EG;CH@;&5F="<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)V9O;G0Z(&)O;&0@,3!P="!#86QI8G)I+"!(96QV971I
M8V$L(%-A;G,M4V5R:68[('1E>'0M86QI9VXZ(')I9VAT)SXF(S$U,3L\+W1D
M/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@8F]L9"`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@=&5X="UA;&EG;CH@
M;&5F="<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$
M)V9O;G0Z(&)O;&0@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R
M:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL
M93TS1"=F;VYT.B!B;VQD(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF.R!T97AT+6%L:6=N.B!L969T)SXF(S$V,#L\+W1D/CQT9"!N;W=R
M87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@8F]L9"`Q,'!T($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9CL@=&5X="UA;&EG;CH@<FEG:'0G/B8C
M,34Q.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B!B
M;VQD(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T97AT
M+6%L:6=N.B!L969T)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@
M<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S
M='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P
M/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q
M,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^-C`X/"]T9#X\
M=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[
M(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF
M(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@
M,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO
M=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L
M:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE
M/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9B<^-C`X/"]T9#X\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CPO='(^
M#0H\='(@<W1Y;&4],T0G=F5R=&EC86PM86QI9VXZ(&)O='1O;3L@8F%C:V=R
M;W5N9"UC;VQO<CH@5VAI=&4[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF)SX-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T
M>6QE/3-$)W1E>'0M86QI9VXZ(&IU<W1I9GD[(&9O;G0Z(#$P<'0@0V%L:6)R
M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SY396-U<FET:65S(&%V86EL86)L
M92!F;W(@<V%L93PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F
M;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q
M-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E
M>'0M86QI9VXZ(&-E;G1E<CL@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I
M8V$L(%-A;G,M4V5R:68[('9E<G1I8V%L+6%L:6=N.B!B;W1T;VTG/DQE=F5L
M(#(\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@8F]L
M9"`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[
M/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z
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M969T)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
M9F]N=#H@8F]L9"`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE
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M+6%L:6=N.B!L969T)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@
M<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S
M='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P
M/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q
M,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^,3@R+#8R-CPO
M=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L
M969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O
M;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V
M,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X
M="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S
M='EL93TS1"=T97AT+6%L:6=N.B!R:6=H=#L@9F]N=#H@,3!P="!#86QI8G)I
M+"!(96QV971I8V$L(%-A;G,M4V5R:68G/C$X,BPV,C8\+W1D/CQT9"!N;W=R
M87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@
M,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO
M=&0^/"]T<CX-"CQT<B!S='EL93TS1"=V97)T:6-A;"UA;&EG;CH@8F]T=&]M
M.R!B86-K9W)O=6YD+6-O;&]R.B!R9V(H,C`T+#(S."PR-34I.R!F;VYT.B`Q
M,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^#0H@("`@/'1D
M(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!J=7-T:69Y
M.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^
M4V5C=7)I=&EE<R!H96QD('1O(&UA='5R:71Y/"]T9#X\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A
M+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@8V5N=&5R.R!F;VYT.B`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@=F5R=&EC86PM86QI
M9VXZ(&)O='1O;2<^3&5V96P@,CPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S
M='EL93TS1"=F;VYT.B!B;VQD(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R
M87`@<W1Y;&4],T0G9F]N=#H@8F]L9"`Q,'!T($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9CL@=&5X="UA;&EG;CH@;&5F="<^)B,Q-C`[/"]T9#X\
M=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(&)O;&0@,3!P="!#
M86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[('1E>'0M86QI9VXZ(')I
M9VAT)SXU-BPP-C0\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
M9F]N=#H@8F]L9"`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9CL@=&5X="UA;&EG;CH@;&5F="<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)V9O;G0Z(&)O;&0@,3!P="!#86QI8G)I+"!(96QV
M971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A
M<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B!B;VQD(#$P<'0@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T97AT+6%L:6=N.B!L969T)SXF(S$V
M,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@8F]L
M9"`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@=&5X="UA
M;&EG;CH@<FEG:'0G/C8Q+#0Y-CPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S
M='EL93TS1"=F;VYT.B!B;VQD(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF.R!T97AT+6%L:6=N.B!L969T)SXF(S$V,#L\+W1D/CQT9"!N
M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(
M96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO
M=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT
M.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[
M/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ
M(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9B<^-3<L.3@X/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$
M)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R
M87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A
M<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W
M<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT
M.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^-C(L-S4T
M/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ
M(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF)SXF(S$V,#L\+W1D/CPO='(^#0H\='(@<W1Y;&4],T0G=F5R=&EC86PM
M86QI9VXZ(&)O='1O;3L@8F%C:V=R;W5N9"UC;VQO<CH@5VAI=&4[(&9O;G0Z
M(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SX-"B`@("`\
M=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[
M(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SY0
M<F5S;VQD(&UO<G1G86=E<R!I;B!P<F]C97-S(&]F('-E='1L96UE;G0\+W1D
M/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI
M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@
M/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!C96YT
M97([(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF
M.R!V97)T:6-A;"UA;&EG;CH@8F]T=&]M)SY,979E;"`Q/"]T9#X\=&0@;F]W
M<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(&)O;&0@,3!P="!#86QI8G)I
M+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D
M(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B!B;VQD(#$P<'0@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T97AT+6%L:6=N.B!L969T
M)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N
M=#H@8F]L9"`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@
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M("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@8F]L9"`Q
M,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@=&5X="UA;&EG
M;CH@;&5F="<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE
M/3-$)V9O;G0Z(&)O;&0@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68[('1E>'0M86QI9VXZ(')I9VAT)SXX+#0Y,#PO=&0^/'1D(&YO=W)A
M<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B!B;VQD(#$P<'0@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T97AT+6%L:6=N.B!L969T)SXF(S$V
M,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P
M="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^
M#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N
M.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$
M)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9B<^-BPP.3`\+W1D/CQT9"!N;W=R87`],T1N;W=R
M87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI
M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO
M=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W
M<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z
M(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\
M+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@
M<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF)SXV+#`Y,#PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T
M97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\+W1R/@T*/'1R('-T>6QE/3-$
M)W9E<G1I8V%L+6%L:6=N.B!B;W1T;VT[(&)A8VMG<F]U;F0M8V]L;W(Z(')G
M8B@R,#0L,C,X+#(U-2D[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A
M+"!386YS+5-E<FEF)SX-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE
M/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF)SY,;V%N<R`M(&YO;BUC;W9E<F5D+"!N970@
M;V8@86QL;W=A;F-E/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$
M)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF
M(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
M=&5X="UA;&EG;CH@8V5N=&5R.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9CL@=F5R=&EC86PM86QI9VXZ(&)O='1O;2<^3&5V
M96P@,SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B!B
M;VQD(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V
M,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N
M=#H@8F]L9"`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@
M=&5X="UA;&EG;CH@;&5F="<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)V9O;G0Z(&)O;&0@,3!P="!#86QI8G)I+"!(96QV971I
M8V$L(%-A;G,M4V5R:68[('1E>'0M86QI9VXZ(')I9VAT)SXR+#`U,BPU,#`\
M+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@8F]L9"`Q
M,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@=&5X="UA;&EG
M;CH@;&5F="<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE
M/3-$)V9O;G0Z(&)O;&0@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S
M='EL93TS1"=F;VYT.B!B;VQD(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF.R!T97AT+6%L:6=N.B!L969T)SXF(S$V,#L\+W1D/CQT9"!N
M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@8F]L9"`Q,'!T($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@=&5X="UA;&EG;CH@<FEG:'0G
M/C$L.3DX+#8R,#PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F
M;VYT.B!B;VQD(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF
M.R!T97AT+6%L:6=N.B!L969T)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO
M=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@
M;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F
M;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^,BPP
M,S,L-30R/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M
M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y
M;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R
M:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL
M93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T
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M<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SX-"B`@("`\=&0@
M;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O
M;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SY,;V%N
M<R`M(&-O=F5R960L(&YE="!O9B!A;&QO=V%N8V4\+W1D/CQT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I
M8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS
M1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!C96YT97([(&9O;G0Z(#$P
M<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!V97)T:6-A;"UA
M;&EG;CH@8F]T=&]M)SY,979E;"`S/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P
M('-T>6QE/3-$)V9O;G0Z(&)O;&0@,3!P="!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO
M=W)A<"!S='EL93TS1"=F;VYT.B!B;VQD(#$P<'0@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF.R!T97AT+6%L:6=N.B!L969T)SXF(S$V,#L\+W1D
M/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@8F]L9"`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@=&5X="UA;&EG;CH@
M<FEG:'0G/C(W-RPU-34\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4]
M,T0G9F]N=#H@8F]L9"`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9CL@=&5X="UA;&EG;CH@;&5F="<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P
M/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(&)O;&0@,3!P="!#86QI8G)I+"!(
M96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO
M=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B!B;VQD(#$P<'0@0V%L:6)R
M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T97AT+6%L:6=N.B!L969T)SXF
M(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@
M8F]L9"`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@=&5X
M="UA;&EG;CH@<FEG:'0G/C(W-RPU-34\+W1D/CQT9"!N;W=R87`],T1N;W=R
M87`@<W1Y;&4],T0G9F]N=#H@8F]L9"`Q,'!T($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9CL@=&5X="UA;&EG;CH@;&5F="<^)B,Q-C`[/"]T9#X\
M=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R
M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@
M9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C
M,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L
M:6=N.B!R:6=H=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68G/C,U-2PT,C8\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y
M;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(
M96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS
M1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@
M0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[
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M;G,M4V5R:68G/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
M=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I
M8V$L(%-A;G,M4V5R:68G/DQO86YS(&AE;&0@9F]R('-A;&4\+W1D/CQT9"!N
M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(
M96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO
M=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!C96YT97([(&9O
M;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!V97)T
M:6-A;"UA;&EG;CH@8F]T=&]M)SY,979E;"`R/"]T9#X\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)V9O;G0Z(&)O;&0@,3!P="!#86QI8G)I+"!(96QV
M971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A
M<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B!B;VQD(#$P<'0@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T97AT+6%L:6=N.B!L969T)SXF(S$V
M,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@8F]L
M9"`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@=&5X="UA
M;&EG;CH@<FEG:'0G/C,P+#,Y,SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S
M='EL93TS1"=F;VYT.B!B;VQD(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF.R!T97AT+6%L:6=N.B!L969T)SXF(S$V,#L\+W1D/CQT9"!N
M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@8F]L9"`Q,'!T($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\
M=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(&)O;&0@,3!P="!#
M86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[('1E>'0M86QI9VXZ(&QE
M9G0G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F
M;VYT.B!B;VQD(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF
M.R!T97AT+6%L:6=N.B!R:6=H="<^,S`L,SDS/"]T9#X\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)V9O;G0Z(&)O;&0@,3!P="!#86QI8G)I+"!(96QV
M971I8V$L(%-A;G,M4V5R:68[('1E>'0M86QI9VXZ(&QE9G0G/B8C,38P.SPO
M=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@
M("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE
M9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF
M)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X
M="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A
M+"!386YS+5-E<FEF)SXF(S$U,3L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@
M<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I
M+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A
M<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P
M/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P
M<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D
M/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG
M:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF
M)SXF(S$U,3L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X
M="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/"]T<CX-"CQT<B!S='EL93TS1"=V
M97)T:6-A;"UA;&EG;CH@8F]T=&]M.R!B86-K9W)O=6YD+6-O;&]R.B!7:&ET
M93L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G
M/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG
M;CH@:G5S=&EF>3L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68G/D%C8W)U960@:6YT97)E<W0@<F5C96EV86)L93PO=&0^/'1D
M(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@
M;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&-E;G1E<CL@
M9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[('9E
M<G1I8V%L+6%L:6=N.B!B;W1T;VTG/DQE=F5L(#$\+W1D/CQT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@8F]L9"`Q,'!T($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W
M<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(&)O;&0@,3!P="!#86QI8G)I
M+"!(96QV971I8V$L(%-A;G,M4V5R:68[('1E>'0M86QI9VXZ(&QE9G0G/B8C
M,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B!B
M;VQD(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T97AT
M+6%L:6=N.B!R:6=H="<^,3`L,C`Q/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P
M('-T>6QE/3-$)V9O;G0Z(&)O;&0@,3!P="!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68[('1E>'0M86QI9VXZ(&QE9G0G/B8C,38P.SPO=&0^/'1D
M(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B!B;VQD(#$P<'0@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@
M(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@8F]L9"`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@=&5X="UA;&EG;CH@
M;&5F="<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$
M)V9O;G0Z(&)O;&0@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R
M:68[('1E>'0M86QI9VXZ(')I9VAT)SXQ,"PR,#$\+W1D/CQT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@8F]L9"`Q,'!T($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9CL@=&5X="UA;&EG;CH@;&5F="<^)B,Q-C`[
M/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@
M0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*
M("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@
M;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R
M:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T
M97AT+6%L:6=N.B!R:6=H=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I
M8V$L(%-A;G,M4V5R:68G/C$Q+#<W.3PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A
M<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W
M<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R
M87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@
M,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO
M=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!R
M:6=H=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R
M:68G/C$Q+#<W.3PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T
M97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\+W1R/@T*/'1R('-T>6QE/3-$
M)W9E<G1I8V%L+6%L:6=N.B!B;W1T;VT[(&)A8VMG<F]U;F0M8V]L;W(Z(')G
M8B@R,#0L,C,X+#(U-2D[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A
M+"!386YS+5-E<FEF)SX-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE
M/3-$)W1E>'0M86QI9VXZ(&IU<W1I9GD[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF)SY&1$E#(&EN9&5M;FEF:6-A=&EO;B!A
M<W-E=#PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q
M,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T
M9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI
M9VXZ(&-E;G1E<CL@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68[('9E<G1I8V%L+6%L:6=N.B!B;W1T;VTG/DQE=F5L(#,\+W1D
M/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@8F]L9"`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-
M"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(&)O;&0@
M,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[('1E>'0M86QI
M9VXZ(&QE9G0G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL
M93TS1"=F;VYT.B!B;VQD(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF.R!T97AT+6%L:6=N.B!R:6=H="<^,3`R+#4U.3PO=&0^/'1D(&YO
M=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B!B;VQD(#$P<'0@0V%L:6)R
M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T97AT+6%L:6=N.B!L969T)SXF
M(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@
M8F]L9"`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q
M-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O
M;G0Z(&)O;&0@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[
M('1E>'0M86QI9VXZ(&QE9G0G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO
M=W)A<"!S='EL93TS1"=F;VYT.B!B;VQD(#$P<'0@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF.R!T97AT+6%L:6=N.B!R:6=H="<^,3`P+#,Y-CPO
M=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B!B;VQD(#$P
M<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T97AT+6%L:6=N
M.B!L969T)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4]
M,T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G
M/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^,3(Q+#8W-SPO=&0^/'1D
M(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F
M;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q
M-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P
M<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D
M/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG
M;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=T97AT+6%L:6=N.B!R:6=H=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV
M971I8V$L(%-A;G,M4V5R:68G/C$R,2PP,#0\+W1D/CQT9"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#
M86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/"]T
M<CX-"CQT<B!S='EL93TS1"=V97)T:6-A;"UA;&EG;CH@8F]T=&]M.R!B86-K
M9W)O=6YD+6-O;&]R.B!7:&ET93L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV
M971I8V$L(%-A;G,M4V5R:68G/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@
M<W1Y;&4],T0G=&5X="UA;&EG;CH@:G5S=&EF>3L@9F]N=#H@,3!P="!#86QI
M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/D)A;FLM;W=N960@;&EF92!I
M;G-U<F%N8V4\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N
M=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P
M.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT
M+6%L:6=N.B!C96YT97([(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A
M+"!386YS+5-E<FEF.R!V97)T:6-A;"UA;&EG;CH@8F]T=&]M)SY,979E;"`Q
M/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(&)O;&0@
M,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO
M=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B!B
M;VQD(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T97AT
M+6%L:6=N.B!L969T)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@
M<W1Y;&4],T0G9F]N=#H@8F]L9"`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9CL@=&5X="UA;&EG;CH@<FEG:'0G/C(W+#@U-SPO=&0^/'1D
M(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B!B;VQD(#$P<'0@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T97AT+6%L:6=N.B!L969T
M)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N
M=#H@8F]L9"`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^
M)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$
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M93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE
M/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@
M0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXR+#(P-SPO=&0^/'1D
M(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F
M;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q
M-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P
M<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D
M/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG
M;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=T97AT+6%L:6=N.B!R:6=H=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV
M971I8V$L(%-A;G,M4V5R:68G/C(L,C`W/"]T9#X\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CPO='(^
M#0H\='(@<W1Y;&4],T0G=F5R=&EC86PM86QI9VXZ(&)O='1O;3L@8F%C:V=R
M;W5N9"UC;VQO<CH@<F=B*#(P-"PR,S@L,C4U*3L@9F]N=#H@,3!P="!#86QI
M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/@T*("`@(#QT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@:G5S=&EF>3L@9F]N=#H@
M,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO
M=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@
M("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&-E
M;G1E<CL@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R
M:68[('9E<G1I8V%L+6%L:6=N.B!B;W1T;VTG/B8C,38P.SPO=&0^/'1D(&YO
M=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W
M<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z
M(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\
M+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@
M<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
M=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I
M8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A
M<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P
M('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R
M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R
M87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z
M(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\
M+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@
M;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R
M:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F
M;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q
M-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E
M>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A
M+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@
M<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R
M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R
M87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@
M,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO
M=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@
M("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE
M9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF
M)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X
M="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A
M+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@
M<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I
M+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/"]T<CX-"CQT
M<B!S='EL93TS1"=V97)T:6-A;"UA;&EG;CH@8F]T=&]M.R!B86-K9W)O=6YD
M+6-O;&]R.B!7:&ET93L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68G/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4]
M,T0G=&5X="UA;&EG;CH@:G5S=&EF>3L@9F]N=#H@,3!P="!#86QI8G)I+"!(
M96QV971I8V$L(%-A;G,M4V5R:68G/D1E<&]S:71S/"]T9#X\=&0@;F]W<F%P
M/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@8V5N=&5R.R!F;VYT.B`Q
M,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@=F5R=&EC86PM
M86QI9VXZ(&)O='1O;2<^3&5V96P@,CPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A
M<"!S='EL93TS1"=F;VYT.B!B;VQD(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A
M+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G9F]N=#H@8F]L9"`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9CL@=&5X="UA;&EG;CH@;&5F="<^)B,Q-C`[/"]T
M9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(&)O;&0@,3!P
M="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[('1E>'0M86QI9VXZ
M(')I9VAT)SXR+#@R,2PS-C`\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y
M;&4],T0G9F]N=#H@8F]L9"`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9CL@=&5X="UA;&EG;CH@;&5F="<^)B,Q-C`[/"]T9#X\=&0@;F]W
M<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(&)O;&0@,3!P="!#86QI8G)I
M+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D
M(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B!B;VQD(#$P<'0@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T97AT+6%L:6=N.B!L969T
M)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N
M=#H@8F]L9"`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@
M=&5X="UA;&EG;CH@<FEG:'0G/C(L.#(S+#DX.3PO=&0^/'1D(&YO=W)A<#TS
M1&YO=W)A<"!S='EL93TS1"=F;VYT.B!B;VQD(#$P<'0@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF.R!T97AT+6%L:6=N.B!L969T)SXF(S$V,#L\
M+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#
M86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@
M("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L
M969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E
M>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9B<^,BPW-34L,#,W/"]T9#X\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N
M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(
M96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO
M=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT
M.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[
M/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ
M(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9B<^,BPW-3DL-3`T/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE
M/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CPO='(^#0H\='(@<W1Y
M;&4],T0G=F5R=&EC86PM86QI9VXZ(&)O='1O;3L@8F%C:V=R;W5N9"UC;VQO
M<CH@<F=B*#(P-"PR,S@L,C4U*3L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV
M971I8V$L(%-A;G,M4V5R:68G/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@
M<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I
M+"!(96QV971I8V$L(%-A;G,M4V5R:68G/E-E8W5R:71I97,@<V]L9"!U;F1E
M<B!A9W)E96UE;G1S('1O(')E<'5R8VAA<V4\+W1D/CQT9"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO
M=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!C96YT97([(&9O;G0Z(#$P<'0@
M0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!V97)T:6-A;"UA;&EG
M;CH@8F]T=&]M)SY,979E;"`R/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T
M>6QE/3-$)V9O;G0Z(&)O;&0@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A
M<"!S='EL93TS1"=F;VYT.B!B;VQD(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A
M+"!386YS+5-E<FEF.R!T97AT+6%L:6=N.B!L969T)SXF(S$V,#L\+W1D/CQT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@8F]L9"`Q,'!T($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@=&5X="UA;&EG;CH@<FEG
M:'0G/B8C,34Q.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F
M;VYT.B!B;VQD(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF
M.R!T97AT+6%L:6=N.B!L969T)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G9F]N=#H@8F]L9"`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P
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M=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W
M<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z
M(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\
M+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@
M<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF)SXQ-RPQ,#4\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
M=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I
M8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A
M<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P
M('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R
M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R
M87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z
M(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXQ-RPQ,#4\
M+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@
M;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R
M:68G/B8C,38P.SPO=&0^/"]T<CX-"CQT<B!S='EL93TS1"=V97)T:6-A;"UA
M;&EG;CH@8F]T=&]M.R!B86-K9W)O=6YD+6-O;&]R.B!7:&ET93L@9F]N=#H@
M,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/@T*("`@(#QT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@:G5S=&EF
M>3L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G
M/D)O<G)O=VEN9W,\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
M9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C
M,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T
M97AT+6%L:6=N.B!C96YT97([(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF.R!V97)T:6-A;"UA;&EG;CH@8F]T=&]M)SY,979E
M;"`R/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(&)O
M;&0@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P
M.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT
M.B!B;VQD(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T
M97AT+6%L:6=N.B!L969T)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R
M87`@<W1Y;&4],T0G9F]N=#H@8F]L9"`Q,'!T($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9CL@=&5X="UA;&EG;CH@<FEG:'0G/C0V+#,Y-#PO=&0^
M/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B!B;VQD(#$P<'0@
M0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T97AT+6%L:6=N.B!L
M969T)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
M9F]N=#H@8F]L9"`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE
M/3-$)V9O;G0Z(&)O;&0@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68[('1E>'0M86QI9VXZ(&QE9G0G/B8C,38P.SPO=&0^/'1D(&YO=W)A
M<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B!B;VQD(#$P<'0@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T97AT+6%L:6=N.B!R:6=H="<^,C`L
M.3@Q/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(&)O
M;&0@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[('1E>'0M
M86QI9VXZ(&QE9G0G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S
M='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T
M>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P
M<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXQ,S,L.3(U/"]T
M9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE
M9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF
M)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N
M=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P
M.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT
M+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T
M>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9B<^,3`V+#,S,SPO=&0^/'1D(&YO=W)A
M<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q
M,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T
M9#X\+W1R/@T*/'1R('-T>6QE/3-$)W9E<G1I8V%L+6%L:6=N.B!B;W1T;VT[
M(&)A8VMG<F]U;F0M8V]L;W(Z(')G8B@R,#0L,C,X+#(U-2D[(&9O;G0Z(#$P
M<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SX-"B`@("`\=&0@
M;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&IU<W1I9GD[
M(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SY!
M8V-R=65D(&EN=&5R97-T('!A>6%B;&4\+W1D/CQT9"!N;W=R87`],T1N;W=R
M87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A
M<"!S='EL93TS1"=T97AT+6%L:6=N.B!C96YT97([(&9O;G0Z(#$P<'0@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!V97)T:6-A;"UA;&EG;CH@
M8F]T=&]M)SY,979E;"`R/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE
M/3-$)V9O;G0Z(&)O;&0@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S
M='EL93TS1"=F;VYT.B!B;VQD(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF.R!T97AT+6%L:6=N.B!L969T)SXF(S$V,#L\+W1D/CQT9"!N
M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@8F]L9"`Q,'!T($-A;&EB
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M+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G9F]N=#H@8F]L9"`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9CL@=&5X="UA;&EG;CH@;&5F="<^)B,Q-C`[/"]T
M9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(&)O;&0@,3!P
M="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[('1E>'0M86QI9VXZ
M(')I9VAT)SXQ+#(Y.3PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=F;VYT.B!B;VQD(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF.R!T97AT+6%L:6=N.B!L969T)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I
M8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS
M1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\
M=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT
M.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^
M,2PX-S(\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA
M;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL
M93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE
M/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@
M0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXQ+#@W,CPO=&0^/'1D
M(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F
M;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q
M-C`[/"]T9#X\+W1R/@T*/"]T86)L93X-"@T*/'`@<W1Y;&4],T0G9F]N=#H@
M,3!P="]N;W)M86P@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!M
M87)G:6XZ(#`[('1E>'0M86QI9VXZ(&IU<W1I9GDG/B8C,38P.SPO<#X-"@T*
M/'`@<W1Y;&4],T0G9F]N=#H@,3!P="]N;W)M86P@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF.R!M87)G:6XZ(#`[('1E>'0M86QI9VXZ(&QE9G0G
M/D9A:7(@=F%L=64@97-T:6UA=&5S(&%R92!M861E(&%T(&$@<W!E8VEF:6,-
M"G!O:6YT(&EN('1I;64L(&)A<V5D(&]N(')E;&5V86YT(&UA<FME="!I;F9O
M<FUA=&EO;B!A;F0@:6YF;W)M871I;VX@86)O=70@=&AE(&9I;F%N8VEA;"!I
M;G-T<G5M96YT+B!4:&5S92!E<W1I;6%T97,@9&\@;F]T(')E9FQE8W0-"F%N
M>2!P<F5M:75M(&]R(&1I<V-O=6YT('1H870@8V]U;&0@<F5S=6QT(&9R;VT@
M;V9F97)I;F<@9F]R('-A;&4@870@;VYE('1I;64@=&AE($-O;7!A;GDF(S$T
M-CMS(&5N=&ER92!H;VQD:6YG<R!O9B!A('!A<G1I8W5L87(-"F9I;F%N8VEA
M;"!I;G-T<G5M96YT+B!"96-A=7-E(&YO(&AI9VAL>2!L:7%U:60@;6%R:V5T
M(&5X:7-T<R!F;W(@82!S:6=N:69I8V%N="!P;W)T:6]N(&]F('1H92!#;VUP
M86YY)B,Q-#8[<R!F:6YA;F-I86P@:6YS=')U;65N=',L#0IF86ER('9A;'5E
M(&5S=&EM871E<R!A<F4@8F%S960@;VX@:G5D9VUE;G1S(')E9V%R9&EN9R!F
M=71U<F4@97AP96-T960@;&]S<R!E>'!E<FEE;F-E+"!C=7)R96YT(&5C;VYO
M;6EC(&-O;F1I=&EO;G,L(')I<VL@8VAA<F%C=&5R:7-T:6-S#0IO9B!V87)I
M;W5S(&9I;F%N8VEA;"!I;G-T<G5M96YT<RP@86YD(&]T:&5R(&9A8W1O<G,N
M(%1H97-E(&5S=&EM871E<R!A<F4@<W5B:F5C=&EV92!I;B!N871U<F4@86YD
M(&EN=F]L=F4@=6YC97)T86EN=&EE<R!A;F0@;6%T=&5R<PT*;V8@<VEG;FEF
M:6-A;G0@:G5D9VUE;G0@86YD('1H97)E9F]R92!C86YN;W0@8F4@9&5T97)M
M:6YE9"!W:71H('!R96-I<VEO;BX@0VAA;F=E<R!I;B!A<W-U;7!T:6]N<R!C
M;W5L9"!S:6=N:69I8V%N=&QY(&%F9F5C="!T:&4-"F5S=&EM871E<RX\+W`^
M#0H-"CQP('-T>6QE/3-$)V9O;G0Z(#$P<'0O;F]R;6%L($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9CL@;6%R9VEN.B`P.R!T97AT+6%L:6=N.B!L
M969T.R!T97AT+6EN9&5N=#H@,"XR-6EN)SXF(S$V,#L\+W`^#0H-"CQP('-T
M>6QE/3-$)V9O;G0Z(#$P<'0O;F]R;6%L($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9CL@;6%R9VEN.B`P.R!T97AT+6%L:6=N.B!L969T)SY&86ER
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M(&QI86)I;&ET:65S('1H870@87)E(&YO=`T*8V]N<VED97)E9"!F:6YA;F-I
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M+"!T:&4@:6YC;VUE('1A>`T*<F%M:69I8V%T:6]N<R!R96QA=&5D('1O('1H
M92!R96%L:7IA=&EO;B!O9B!T:&4@=6YR96%L:7IE9"!G86EN<R!A;F0@;&]S
M<V5S(&-A;B!H879E(&$@<VEG;FEF:6-A;G0@969F96-T(&]N(&9A:7(@=F%L
M=64@97-T:6UA=&5S#0IA;F0@:&%V92!N;W0@8F5E;B!C;VYS:61E<F5D(&EN
M(&%N>2!O9B!T:&4@97-T:6UA=&5S+B8C,38P.SPO<#X\<W!A;CX\+W-P86X^
M/"]T9#X-"B`@("`@(#PO='(^#0H@("`@/"]T86)L93X-"B`@/"]B;V1Y/@T*
M/"]H=&UL/@T*#0HM+2TM+2T]7TYE>'1087)T7V8Y,#8S9#)A7S`S935?-#DT
M-%]A8C0Y7S(P930S9&$V.6$X-@T*0V]N=&5N="U,;V-A=&EO;CH@9FEL93HO
M+R]#.B]F.3`V,V0R85\P,V4U7S0Y-#1?86(T.5\R,&4T,V1A-CEA.#8O5V]R
M:W-H965T<R]3:&5E=#(R+FAT;6P-"D-O;G1E;G0M5')A;G-F97(M16YC;V1I
M;F<Z('%U;W1E9"UP<FEN=&%B;&4-"D-O;G1E;G0M5'EP93H@=&5X="]H=&UL
M.R!C:&%R<V5T/2)U<RUA<V-I:2(-"@T*/&AT;6P^#0H@(#QH96%D/@T*("`@
M(#Q-151!(&AT='`M97%U:78],T1#;VYT96YT+51Y<&4@8V]N=&5N=#TS1"=T
M97AT+VAT;6P[(&-H87)S970]=71F+3@G/CQS8W)I<'0@='EP93TS1'1E>'0O
M:F%V87-C<FEP="!S<F,],T13:&]W+FIS/B\J($1O($YO="!296UO=F4@5&AI
M<R!#;VUM96YT("HO/"]S8W)I<'0^/"]H96%D/@T*("`\8F]D>3X-"B`@("`\
M=&%B;&4@8VQA<W,],T1R97!O<G0@:60],T1)1#!%344^#0H@("`@("`\='(^
M#0H@("`@("`@(#QT:"!C;&%S<STS1'1L(&-O;'-P86X],T0Q(')O=W-P86X]
M,T0R/CQS=')O;F<^17%U:71Y+4)A<V5D($-O;7!E;G-A=&EO;B!0;&%N<SQB
M<CX\+W-T<F]N9SX\+W1H/@T*("`@("`@("`\=&@@8VQA<W,],T1T:"!C;VQS
M<&%N/3-$,3XQ,B!-;VYT:',@16YD960\+W1H/@T*("`@("`@/"]T<CX-"B`@
M("`@(#QT<CX-"B`@("`@("`@/'1H(&-L87-S/3-$=&@^1&5C+B`S,2P@,C`Q
M,CQB<CX\+W1H/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')E
M/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^/'-T<F]N
M9SY%<75I='DM0F%S960@0V]M<&5N<V%T:6]N(%!L86YS/"]S=')O;F<^/"]T
M9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T
M9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R;SX-"B`@("`@
M("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/D5Q=6ET>2U"87-E9"!#
M;VUP96YS871I;VX@4&QA;G,\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T
M97AT/CQP('-T>6QE/3-$)V9O;G0Z(#$P<'0O;F]R;6%L($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9CL@;6%R9VEN.B`P.R!T97AT+6%L:6=N.B!L
M969T)SX\8CY.;W1E(#$U+B!%<75I='DM0F%S960@0V]M<&5N<V%T:6]N#0I0
M;&%N<SPO8CXF(S$V,#L\+W`^#0H-"CQP('-T>6QE/3-$)V9O;G0Z(#$P<'0O
M;F]R;6%L($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@;6%R9VEN
M.B`P.R!T97AT+6%L:6=N.B!L969T.R!T97AT+6EN9&5N=#H@,"XR-6EN)SXF
M(S$V,#L\+W`^#0H-"CQP('-T>6QE/3-$)V9O;G0Z(#$P<'0O;F]R;6%L($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@;6%R9VEN.B`P.R!T97AT
M+6%L:6=N.B!L969T)SY!="!$96-E;6)E<B`S,2P@,C`Q,BP@=&AE($-O;7!A
M;GD@:&%D#0IT:&4@9F]L;&]W:6YG(&5Q=6ET>2UB87-E9"!C;VUP96YS871I
M;VX@<&QA;G,Z('1H92!&:7)S="!"86YC;W)P(#(P,#<@17%U:71Y(%!L86XL
M('1H92!&:7)S="!"86YC;W)P(#(P,#0@4W1O8VL@3W!T:6]N(%!L86XL(&%N
M9`T*=&AE($9I<G-T($)A;F-O<G`@,3DY-"!3=&]C:R!/<'1I;VX@4&QA;BX@
M5&AE($-O;7!A;GDF(S$T-CMS('-H87)E:&]L9&5R<R!A<'!R;W9E9"!A;&P@
M97%U:71Y+6)A<V5D(&-O;7!E;G-A=&EO;B!P;&%N<RX@5&AE($9I<G-T#0I"
M86YC;W)P(#(P,#<@17%U:71Y(%!L86X@8F5C86UE(&5F9F5C=&EV92!U<&]N
M('1H92!A<'!R;W9A;"!O9B!S:&%R96AO;&1E<G,@;VX@36%Y(#(L(#(P,#<N
M($%S(&]F($1E8V5M8F5R(#,Q+"`R,#$R+"!T:&4@1FER<W0-"D)A;F-O<G`@
M,C`P-R!%<75I='D@4&QA;B!W87,@=&AE(&]N;'D@<&QA;B!T:&%T(&AA9"!S
M:&%R97,@879A:6QA8FQE(&9O<B!F=71U<F4@9W)A;G1S+B8C,38P.SPO<#X-
M"@T*/'`@<W1Y;&4],T0G9F]N=#H@,3!P="]N;W)M86P@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF.R!M87)G:6XZ(#`[('1E>'0M86QI9VXZ(&QE
M9G0G/B8C,38P.SPO<#X-"@T*/'`@<W1Y;&4],T0G9F]N=#H@,3!P="]N;W)M
M86P@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!M87)G:6XZ(#`[
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M;W)M86YC92!U;FET<RX\+W`^#0H-"CQP('-T>6QE/3-$)V9O;G0Z(#$P<'0O
M,3`N,#5P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[(&UA<F=I
M;CH@,#L@=&5X="UA;&EG;CH@:G5S=&EF>2<^)B,Q-C`[/"]P/@T*#0H-"@T*
M/'`@<W1Y;&4],T0G9F]N=#H@,3!P="\Q,"XP-7!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9CL@;6%R9VEN.B`P.R!T97AT+6%L:6=N.B!J=7-T
M:69Y)SX\+W`^#0H-"CQP('-T>6QE/3-$)V9O;G0Z(#$P<'0O;F]R;6%L($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@;6%R9VEN.B`P.R!T97AT
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M<RP@=F%L=65D(&%T(&%P<')O>&EM871E;'D@)#$V+#`P,"!T;R!E86-H(&YO
M;BUE;7!L;WEE92!D:7)E8W1O<B`H8W5R<F5N=&QY(#$S(&EN#0IT;W1A;"D@
M:6X@2G5N92!O9B!E86-H('EE87(N($-O;7!E;G-A=&EO;B!E>'!E;G-E(&%S
M<V]C:6%T960@=VET:"!T:&5S92!D:7)E8W1O<B!G<F%N=',@:7,@<F5C;V=N
M:7IE9"!O;B!T:&4@9&%T92!O9B!G<F%N="!S:6YC90T*=&AE<F4@87)E(&YO
M('9E<W1I;F<@8V]N9&ET:6]N<RX\+W`^#0H-"CQP('-T>6QE/3-$)V9O;G0Z
M(#$P<'0O,3`N,#5P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[
M(&UA<F=I;CH@,#L@=&5X="UA;&EG;CH@:G5S=&EF>3L@=&5X="UI;F1E;G0Z
M(#`N,C5I;B<^)B,Q-C`[/"]P/@T*#0H\<"!S='EL93TS1"=F;VYT.B`Q,'!T
M+VYO<FUA;"!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[(&UA<F=I
M;CH@,#L@=&5X="UA;&EG;CH@;&5F="<^4'5R<W5A;G0@=&\@86X@96UP;&]Y
M;65N="!A9W)E96UE;G0L('1H90T*0V]M<&%N>2!G<F%N=&5D('1H92!C:&EE
M9B!E>&5C=71I=F4@;V9F:6-E<B`W-2PP,#`@;F]N+7%U86QI9FEE9"!S=&]C
M:R!O<'1I;VYS(&%N9"`T,"PP,#`@<VAA<F5S(&]F(')E<W1R:6-T960@<W1O
M8VL@9'5R:6YG('1H90T*=&AI<F0@<75A<G1E<B!O9B`R,#$R+B!4:&4@;W!T
M:6]N(&%W87)D(&%N9"!T:&4@<F5S=')I8W1E9"!S=&]C:R!A=V%R9"!W:6QL
M('9E<W0@:6X@9G5L;"!O;B!$96-E;6)E<B`S,2P@,C`Q-"!A;F0@1&5C96UB
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M;VUP96YS871I;VX@97AP96YS92!H87,@8F5E;B!R96-O<F1E9"X\+W`^#0H-
M"CQP('-T>6QE/3-$)V9O;G0Z(#$P<'0O;F]R;6%L($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9CL@;6%R9VEN.B`P.R!T97AT+6%L:6=N.B!L969T
M)SXF(S$V,#L\+W`^#0H-"CQP('-T>6QE/3-$)V9O;G0Z(#$P<'0O;F]R;6%L
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@;6%R9VEN.B`P.R!T
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M9W)A;G0@=V%S("0X.2PW,#`@86YD('1H92!G<F%N="!W:6QL(&9U;&QY('9E
M<W0@;VX@1F5B<G5A<GD@,C,L(#(P,30N(%1H92!#;VUP86YY(')E8V]R9&5D
M("0S-RPT,#`-"FEN('-T;V-K(&]P=&EO;B!E>'!E;G-E(&1U<FEN9R`R,#$R
M+"!A;F0@97AP96-T<R!T;R!R96-O<F0@)#$Q+#(P,"!I;B!S=&]C:R!O<'1I
M;VX@97AP96YS92!E86-H('%U87)T97(@=&AE<F5A9G1E<B!U;G1I;"!T:&4@
M87=A<F1S#0IV97-T+CPO<#X-"@T*/'`@<W1Y;&4],T0G9F]N=#H@,3!P="]N
M;W)M86P@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!M87)G:6XZ
M(#`[('1E>'0M86QI9VXZ(&QE9G0G/B8C,38P.SPO<#X-"@T*/'`@<W1Y;&4]
M,T0G9F]N=#H@,3!P="]N;W)M86P@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF.R!M87)G:6XZ(#`[('1E>'0M86QI9VXZ(&QE9G0G/E1H92!#;VUP
M86YY(&=R86YT960@;&]N9RUT97)M(')E<W1R:6-T960-"G-H87)E<R!O9B!C
M;VUM;VX@<W1O8VL@=&\@8V5R=&%I;B!S96YI;W(@97AE8W5T:79E<R!O;B!&
M96)R=6%R>2`R-"P@,C`Q,2!W:71H(&$@='=O('EE87(@;6EN:6UU;2!V97-T
M:6YG('!E<FEO9"X@5&AE('1O=&%L(&-O;7!E;G-A=&EO;@T*97AP96YS92!A
M<W-O8VEA=&5D('=I=&@@=&AE($9E8G)U87)Y(#(T+"`R,#$Q(&=R86YT('=A
M<R`D,3`U+#4P,"!A;F0@=&AE(&=R86YT('=I;&P@9G5L;'D@=F5S="!O;B!&
M96)R=6%R>2`R-"P@,C`Q,RX@5&AE($-O;7!A;GD-"G)E8V]R9&5D("0T,2PT
M,#`@86YD("0T,2PW,#`@:6X@<W1O8VL@;W!T:6]N(&5X<&5N<V4@9'5R:6YG
M(#(P,3(@86YD(#(P,3$L(')E<W!E8W1I=F5L>2P@86YD(&5X<&5C=',@=&\@
M<F5C;W)D('1H92!R96UA:6YI;F<@)#8L-3`P#0II;B!S=&]C:R!O<'1I;VX@
M97AP96YS92!I;B!T:&4@9FER<W0@<75A<G1E<B!O9B`R,#$S+CPO<#X-"@T*
M/'`@<W1Y;&4],T0G9F]N=#H@,3!P="]N;W)M86P@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF.R!M87)G:6XZ(#`[('1E>'0M86QI9VXZ(&QE9G0G
M/B8C,38P.SPO<#X-"@T*/'`@<W1Y;&4],T0G9F]N=#H@,3!P="]N;W)M86P@
M0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!M87)G:6XZ(#`[('1E
M>'0M86QI9VXZ(&QE9G0G/E1H92!#;VUP86YY(&=R86YT960@;&]N9RUT97)M
M(')E<W1R:6-T960-"G-H87)E<R!O9B!C;VUM;VX@<W1O8VL@=&\@8V5R=&%I
M;B!S96YI;W(@97AE8W5T:79E<R!O;B!$96-E;6)E<B`Q,2P@,C`P.2!W:71H
M(&$@='=O('EE87(@;6EN:6UU;2!V97-T:6YG('!E<FEO9"X@5&AE('1O=&%L
M(&-O;7!E;G-A=&EO;@T*97AP96YS92!A<W-O8VEA=&5D('=I=&@@=&AE($1E
M8V5M8F5R(#$Q+"`R,#`Y(&=R86YT('=A<R`D,SDX+#`P,"!A;F0@=&AE(&=R
M86YT(&9U;&QY('9E<W1E9"!O;B!$96-E;6)E<B`Q,2P@,C`Q,2X@5&AE($-O
M;7!A;GD@<F5C;W)D960-"B0R.3@L,#`P(&%N9"`D,3`P+#`P,"!I;B!S=&]C
M:R!O<'1I;VX@97AP96YS92!D=7)I;F<@,C`Q,2!A;F0@,C`Q,"P@<F5S<&5C
M=&EV96QY+CPO<#X-"@T*/'`@<W1Y;&4],T0G9F]N=#H@,3!P="]N;W)M86P@
M0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!M87)G:6XZ(#`[('1E
M>'0M86QI9VXZ(&QE9G0G/B8C,38P.SPO<#X-"@T*/'`@<W1Y;&4],T0G9F]N
M=#H@,3!P="]N;W)M86P@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF
M.R!M87)G:6XZ(#`[('1E>'0M86QI9VXZ(&QE9G0G/E1H92!#;VUP86YY(&%L
M<V\@<F5C;W)D960@8V]M<&5N<V%T:6]N#0IE>'!E;G-E(&]F("0R.3DL,#`P
M(&EN(&5A8V@@;V8@,C`Q,2!A;F0@,C`Q,"!R96QA=&5D('1O('1H92!P87)T
M:6%L('9E<W1I;F<@;V8@82!*=6YE(#$W+"`R,#`X(&=R86YT(&]F(&$@8V]M
M8FEN871I;VX@;V8@<&5R9F]R;6%N8V4-"G5N:71S(&%N9"!S=&]C:R!O<'1I
M;VYS+CPO<#X-"@T*/'`@<W1Y;&4],T0G9F]N=#H@,3!P="]N;W)M86P@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!M87)G:6XZ(#`[('1E>'0M
M86QI9VXZ(&QE9G0G/B8C,38P.SPO<#X-"@T*/'`@<W1Y;&4],T0G9F]N=#H@
M,3!P="]N;W)M86P@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!M
M87)G:6XZ(#`[('1E>'0M86QI9VXZ(&QE9G0G/E5N9&5R('1H92!T97)M<R!O
M9B!T:&4@<')E9&5C97-S;W(@<&QA;G,-"F%N9"!T:&4@1FER<W0@0F%N8V]R
M<"`R,#`W($5Q=6ET>2!0;&%N+"!O<'1I;VYS(&-A;B!H879E(&$@=&5R;2!O
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M+CPO<#X-"@T*/'`@<W1Y;&4],T0G9F]N=#H@,3!P="]N;W)M86P@0V%L:6)R
M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!M87)G:6XZ(#`[('1E>'0M86QI
M9VXZ(&QE9G0[('1E>'0M:6YD96YT.B`P+C(U:6XG/B8C,38P.SPO<#X-"@T*
M/'`@<W1Y;&4],T0G9F]N=#H@,3!P="]N;W)M86P@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF.R!M87)G:6XZ(#`[('1E>'0M86QI9VXZ(&QE9G0G
M/D%T($1E8V5M8F5R(#,Q+"`R,#$R+"!T:&5R92!W97)E(#4R,2PV,3,-"F]P
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M(%!L86XN/"]P/@T*#0H\<"!S='EL93TS1"=F;VYT.B`Q,'!T+VYO<FUA;"!#
M86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[(&UA<F=I;CH@,#L@=&5X
M="UA;&EG;CH@;&5F=#L@=&5X="UI;F1E;G0Z(#`N,C5I;B<^)B,Q-C`[/"]P
M/@T*#0H\<"!S='EL93TS1"=F;VYT.B`Q,'!T+VYO<FUA;"!#86QI8G)I+"!(
M96QV971I8V$L(%-A;G,M4V5R:68[(&UA<F=I;CH@,#L@=&5X="UA;&EG;CH@
M;&5F="<^5&AE($-O;7!A;GD@:7-S=65S(&YE=R!S:&%R97,@;V8@8V]M;6]N
M#0IS=&]C:R!W:&5N(&]P=&EO;G,@87)E(&5X97)C:7-E9"X\+W`^#0H-"CQP
M('-T>6QE/3-$)V9O;G0Z(#$P<'0O;F]R;6%L($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9CL@;6%R9VEN.B`P.R!T97AT+6%L:6=N.B!L969T)SXF
M(S$V,#L\+W`^#0H-"@T*#0H\<"!S='EL93TS1"=F;VYT.B`Q,'!T+VYO<FUA
M;"!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[(&UA<F=I;CH@,#L@
M=&5X="UA;&EG;CH@;&5F="<^)B,Q-C`[/"]P/@T*#0H\<"!S='EL93TS1"=F
M;VYT.B`Q,'!T+VYO<FUA;"!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R
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M0V]M<&%N>28C,30V.W,@<W1O8VL@*'-U8FIE8W0@=&\@861J=7-T;65N=`T*
M:68@9G5T=7)E('9O;&%T:6QI='D@:7,@<F5A<V]N86)L>2!E>'!E8W1E9"!T
M;R!D:69F97(@9G)O;2!T:&4@<&%S="D[(&%N9"!T:&4@=V5I9VAT960M879E
M<F%G92!E>'!E8W1E9"!L:69E(&ES(&)A<V5D(&]N('1H92!H:7-T;W)I8V%L
M#0IB96AA=FEO<B!O9B!E;7!L;WEE97,@<F5L871E9"!T;R!E>&5R8VES97,L
M(&9O<F9E:71U<F5S(&%N9"!C86YC96QL871I;VYS+CPO<#X-"@T*/'`@<W1Y
M;&4],T0G9F]N=#H@,3!P="\Q,"XP-7!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9CL@;6%R9VEN.B`P.R!T97AT+6%L:6=N.B!J=7-T:69Y)SXF
M(S$V,#L\+W`^#0H-"CQP('-T>6QE/3-$)V9O;G0Z(#$P<'0O;F]R;6%L($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@;6%R9VEN.B`P.R!T97AT
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M2G5N92`Q+"`R,#$R("@Q+#@Q."!S:&%R97,@<&5R(&1I<F5C=&]R*2P@870@
M82!F86ER(&UA<FME="!V86QU92!O9B`D."XX-B!P97(-"G-H87)E+"!W:&EC
M:"!W87,@=&AE(&-L;W-I;F<@<')I8V4@;V8@=&AE($-O;7!A;GDF(S$T-CMS
M(&-O;6UO;B!S=&]C:R!O;B!T:&%T(&1A=&4L(#,I(#0P+#`P,"!S:&%R97,@
M;V8@<F5S=')I8W1E9"!S=&]C:R!T;R!T:&4-"F-H:65F(&5X96-U=&EV92!O
M9F9I8V5R(&]N($%U9W5S="`R."P@,C`Q,BP@870@82!F86ER(&UA<FME="!V
M86QU92!O9B`D.2XW-B!P97(@<VAA<F4L('=H:6-H('=A<R!T:&4@8VQO<VEN
M9R!P<FEC92!O9B!T:&4@0V]M<&%N>28C,30V.W,-"F-O;6UO;B!S=&]C:R!O
M;B!T:&%T(&1A=&4L(&%N9"`T*2`W-2PP,#`@<W1O8VL@;W!T:6]N<R!T;R!T
M:&4@8VAI968@97AE8W5T:79E(&]F9FEC97(@;VX@075G=7-T(#(X+"`R,#$R
M+"!A="!A(&9A:7(@=F%L=64@;V8@)#,N-C4-"G!E<B!S:&%R92!O;B!T:&4@
M9&%T92!O9B!T:&4@9W)A;G0@=7-I;F<@=&AE($)L86-K+5-C:&]L97,@;W!T
M:6]N('!R:6-I;F<@;6]D96P@=VET:"!T:&4@9F]L;&]W:6YG(&%S<W5M<'1I
M;VYS.CPO<#X-"@T*/'`@<W1Y;&4],T0G9F]N=#H@,3!P="]N;W)M86P@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!M87)G:6XZ(#`[('1E>'0M
M86QI9VXZ(&IU<W1I9GDG/B8C,38P.SPO<#X-"@T*/'1A8FQE(&-E;&QS<&%C
M:6YG/3-$,"!C96QL<&%D9&EN9STS1#`@86QI9VX],T1C96YT97(@<W1Y;&4]
M,T0G=VED=&@Z(#4P)3L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68[(&)O<F1E<BUC;VQL87!S93H@8V]L;&%P<V4G/@T*/'1R
M('-T>6QE/3-$)W9E<G1I8V%L+6%L:6=N.B!T;W`[(&9O;G0Z(#$P<'0@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SX-"B`@("`\=&0@;F]W<F%P
M/3-$;F]W<F%P('-T>6QE/3-$)W=I9'1H.B`U.24[('1E>'0M86QI9VXZ(&IU
M<W1I9GD[(&9O;G0Z(#$P<'0O,3`N,#5P="!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO
M=W)A<"!S='EL93TS1"=W:61T:#H@,30E.R!P861D:6YG+7)I9VAT.B`U+C1P
M=#L@<&%D9&EN9RUL969T.B`U+C1P=#L@=&5X="UA;&EG;CH@:G5S=&EF>3L@
M9F]N=#H@,3!P="\Q,"XP-7!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T
M>6QE/3-$)W=I9'1H.B`R-R4[(&)O<F1E<BUB;W1T;VTZ('=I;F1O=W1E>'0@
M,7!T('-O;&ED.R!F;VYT.B`Q,'!T+S$P+C`U<'0@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF.R!P861D:6YG+7)I9VAT.B`U+C1P=#L@<&%D9&EN
M9RUL969T.B`U+C1P=#L@=&5X="UA;&EG;CH@8V5N=&5R)SX\9F]N="!S='EL
M93TS1"=F;VYT+69A;6EL>3H@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF)SXR,#$R/"]F;VYT/CPO=&0^/"]T<CX-"CQT<B!S='EL93TS1"=V97)T
M:6-A;"UA;&EG;CH@=&]P.R!B86-K9W)O=6YD+6-O;&]R.B!R9V(H,C`T+#(S
M."PR-34I.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9B<^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT
M+6%L:6=N.B!J=7-T:69Y.R!F;VYT.B`Q,'!T+S$P+C`U<'0@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF)SX\9F]N="!S='EL93TS1"=F;VYT+69A
M;6EL>3H@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SY%>'!E8W1E
M9"!D:79I9&5N9"!Y:65L9#PO9F]N=#X\+W1D/@T*("`@(#QT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUR:6=H=#H@-2XT<'0[('!A9&1I
M;F<M;&5F=#H@-2XT<'0[('1E>'0M86QI9VXZ(&IU<W1I9GD[(&9O;G0Z(#$P
M<'0O,3`N,#5P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C
M,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P
M861D:6YG+7)I9VAT.B`U+C1P=#L@<&%D9&EN9RUL969T.B`U+C1P=#L@=&5X
M="UA;&EG;CH@8V5N=&5R.R!F;VYT.B`Q,'!T+S$P+C`U<'0@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF)SX\9F]N="!S='EL93TS1"=F;VYT+69A
M;6EL>3H@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXS+C(X)3PO
M9F]N=#X\+W1D/CPO='(^#0H\='(@<W1Y;&4],T0G=F5R=&EC86PM86QI9VXZ
M('1O<#L@8F%C:V=R;W5N9"UC;VQO<CH@5VAI=&4[(&9O;G0Z(#$P<'0@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SX-"B`@("`\=&0@;F]W<F%P
M/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&IU<W1I9GD[(&9O;G0Z
M(#$P<'0O,3`N,#5P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G
M/CQF;VYT('-T>6QE/3-$)V9O;G0M9F%M:6QY.B!#86QI8G)I+"!(96QV971I
M8V$L(%-A;G,M4V5R:68G/E)I<VLM9G)E92!I;G1E<F5S="!R871E/"]F;VYT
M/CPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P861D
M:6YG+7)I9VAT.B`U+C1P=#L@<&%D9&EN9RUL969T.B`U+C1P=#L@=&5X="UA
M;&EG;CH@:G5S=&EF>3L@9F]N=#H@,3!P="\Q,"XP-7!T($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W
M<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M<FEG:'0Z(#4N-'!T.R!P
M861D:6YG+6QE9G0Z(#4N-'!T.R!T97AT+6%L:6=N.B!C96YT97([(&9O;G0Z
M(#$P<'0O,3`N,#5P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G
M/CQF;VYT('-T>6QE/3-$)V9O;G0M9F%M:6QY.B!#86QI8G)I+"!(96QV971I
M8V$L(%-A;G,M4V5R:68G/C$N-C0E/"]F;VYT/CPO=&0^/"]T<CX-"CQT<B!S
M='EL93TS1"=V97)T:6-A;"UA;&EG;CH@=&]P.R!B86-K9W)O=6YD+6-O;&]R
M.B!R9V(H,C`T+#(S."PR-34I.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9B<^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S
M='EL93TS1"=T97AT+6%L:6=N.B!J=7-T:69Y.R!F;VYT.B`Q,'!T+S$P+C`U
M<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SX\9F]N="!S='EL
M93TS1"=F;VYT+69A;6EL>3H@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF)SY%>'!E8W1E9"!L:69E/"]F;VYT/CPO=&0^#0H@("`@/'1D(&YO=W)A
M<#TS1&YO=W)A<"!S='EL93TS1"=P861D:6YG+7)I9VAT.B`U+C1P=#L@<&%D
M9&EN9RUL969T.B`U+C1P=#L@=&5X="UA;&EG;CH@:G5S=&EF>3L@9F]N=#H@
M,3!P="\Q,"XP-7!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^
M)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$
M)W!A9&1I;F<M<FEG:'0Z(#4N-'!T.R!P861D:6YG+6QE9G0Z(#4N-'!T.R!T
M97AT+6%L:6=N.B!C96YT97([(&9O;G0Z(#$P<'0O,3`N,#5P="!#86QI8G)I
M+"!(96QV971I8V$L(%-A;G,M4V5R:68G/CQF;VYT('-T>6QE/3-$)V9O;G0M
M9F%M:6QY.B!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/C$P('EE
M87)S/"]F;VYT/CPO=&0^/"]T<CX-"CQT<B!S='EL93TS1"=V97)T:6-A;"UA
M;&EG;CH@=&]P.R!B86-K9W)O=6YD+6-O;&]R.B!7:&ET93L@9F]N=#H@,3!P
M="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/@T*("`@(#QT9"!N
M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@:G5S=&EF>3L@
M9F]N=#H@,3!P="\Q,"XP-7!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9B<^/&9O;G0@<W1Y;&4],T0G9F]N="UF86UI;'DZ($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9B<^17AP96-T960@=F]L871I;&ET>3PO9F]N
M=#X\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D
M9&EN9RUR:6=H=#H@-2XT<'0[('!A9&1I;F<M;&5F=#H@-2XT<'0[('1E>'0M
M86QI9VXZ(&IU<W1I9GD[(&9O;G0Z(#$P<'0O,3`N,#5P="!#86QI8G)I+"!(
M96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO
M=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P861D:6YG+7)I9VAT.B`U+C1P=#L@
M<&%D9&EN9RUL969T.B`U+C1P=#L@=&5X="UA;&EG;CH@8V5N=&5R.R!F;VYT
M.B`Q,'!T+S$P+C`U<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF
M)SX\9F]N="!S='EL93TS1"=F;VYT+69A;6EL>3H@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF)SXT,2XX,B4\+V9O;G0^/"]T9#X\+W1R/@T*/"]T
M86)L93X-"CQP('-T>6QE/3-$)V9O;G0Z(#$P<'0O;F]R;6%L($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9CL@;6%R9VEN.B`P.R!T97AT+6%L:6=N
M.B!L969T.R!T97AT+6EN9&5N=#H@,"XR-6EN)SXF(S$V,#L\+W`^#0H-"CQP
M('-T>6QE/3-$)V9O;G0Z(#$P<'0O;F]R;6%L($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9CL@;6%R9VEN.B`P.R!T97AT+6%L:6=N.B!L969T)SY4
M:&4@0V]M<&%N>28C,30V.W,@97%U:71Y(&=R86YT<R!F;W(-"G1H92!Y96%R
M(&5N9&5D($1E8V5M8F5R(#,Q+"`R,#$Q('=E<F4@=&AE(&ES<W5A;F-E(&]F
M(#$I(#<L,C4Y('-H87)E<R!O9B!L;VYG+71E<FT@<F5S=')I8W1E9"!S=&]C
M:R!T;R!C97)T86EN('-E;FEO<B!E>&5C=71I=F5S#0IO;B!&96)R=6%R>2`R
M-"P@,C`Q,2P@870@82!F86ER(&UA<FME="!V86QU92!O9B`D,30N-30@<&5R
M('-H87)E+"!W:&EC:"!W87,@=&AE(&-L;W-I;F<@<')I8V4@;V8@=&AE($-O
M;7!A;GDF(S$T-CMS(&-O;6UO;B!S=&]C:PT*;VX@=&AA="!D871E+"!A;F0@
M,BD@,C$L,C$P('-H87)E<R!O9B!C;VUM;VX@<W1O8VL@=&\@;F]N+65M<&QO
M>65E(&1I<F5C=&]R<R!O;B!*=6YE(#$L(#(P,3$@*#$L-#$T('-H87)E<R!P
M97(@9&ER96-T;W(I+"!A="!A#0IF86ER(&UA<FME="!V86QU92!O9B`D,3$N
M,SD@<&5R('-H87)E+"!W:&EC:"!W87,@=&AE(&-L;W-I;F<@<')I8V4@;V8@
M=&AE($-O;7!A;GDF(S$T-CMS(&-O;6UO;B!S=&]C:R!O;B!T:&%T(&1A=&4N
M/"]P/@T*#0H\<"!S='EL93TS1"=F;VYT.B`Q,'!T+VYO<FUA;"!#86QI8G)I
M+"!(96QV971I8V$L(%-A;G,M4V5R:68[(&UA<F=I;CH@,#L@=&5X="UA;&EG
M;CH@;&5F="<^)B,Q-C`[/"]P/@T*#0H\<"!S='EL93TS1"=F;VYT.B`Q,'!T
M+VYO<FUA;"!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[(&UA<F=I
M;CH@,#L@=&5X="UA;&EG;CH@;&5F="<^5&AE($-O;7!A;GD@<F5C;W)D960@
M=&]T86P@<W1O8VLM8F%S960-"F-O;7!E;G-A=&EO;B!E>'!E;G-E(&]F("0S
M,3$L,#`P+"`D.3`U+#`P,"!A;F0@)#8T,"PP,#`@9F]R('1H92!Y96%R<R!E
M;F1E9"!$96-E;6)E<B`S,2P@,C`Q,BP@,C`Q,2P@86YD(#(P,3`L(')E<W!E
M8W1I=F5L>2X@3V8-"G1H92`D,S$Q+#`P,"!I;B!E>'!E;G-E('1H870@=V%S
M(')E8V]R9&5D(&EN(#(P,3(L(&%P<')O>&EM871E;'D@)#(R-BPP,#`@<F5L
M871E9"!T;R!T:&4@2G5N92`Q+"`R,#$R(&1I<F5C=&]R(&=R86YT<RP@=VAI
M8V@@:7,-"F-L87-S:69I960@87,@)B,Q-#<[;W1H97(@;W!E<F%T:6YG(&5X
M<&5N<V5S)B,Q-#@[(&EN('1H92!#;VYS;VQI9&%T960@4W1A=&5M96YT<R!O
M9B!);F-O;64@*$QO<W,I+B!4:&4@<F5M86EN:6YG("0X-2PP,#`@:6X-"F5X
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M8V]G;FEZ960@)#$R,2PP,#`L("0S-3,L,#`P+"!A;F0@)#(U,"PP,#`@;V8@
M:6YC;VUE('1A>"!B96YE9FET<R!R96QA=&5D('1O('-T;V-K(&)A<V5D(&-O
M;7!E;G-A=&EO;B!E>'!E;G-E(&EN('1H90T*:6YC;VUE('-T871E;65N="!F
M;W(@=&AE('EE87)S(&5N9&5D($1E8V5M8F5R(#,Q+"`R,#$R+"`R,#$Q+"!A
M;F0@,C`Q,"P@<F5S<&5C=&EV96QY+CPO<#X-"@T*/'`@<W1Y;&4],T0G9F]N
M=#H@,3!P="]N;W)M86P@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF
M.R!M87)G:6XZ(#`[('1E>'0M86QI9VXZ(&QE9G0[('1E>'0M:6YD96YT.B`P
M+C(U:6XG/B8C,38P.SPO<#X-"@T*/'`@<W1Y;&4],T0G9F]N=#H@,3!P="]N
M;W)M86P@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!M87)G:6XZ
M(#`[('1E>'0M86QI9VXZ(&QE9G0G/D%S(&YO=&5D(&%B;W9E+"!C97)T86EN
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M($AE;'9E=&EC82P@4V%N<RU397)I9CL@;6%R9VEN.B`P.R!T97AT+6%L:6=N
M.B!L969T)SY4:&4@9F]L;&]W:6YG('1A8FQE('!R97-E;G1S(&EN9F]R;6%T
M:6]N#0IR96=A<F1I;F<@=&AE(&%C=&EV:71Y('-I;F-E($1E8V5M8F5R(#,Q
M+"`R,#`Y(')E;&%T960@=&\@86QL(&]F('1H92!#;VUP86YY)B,Q-#8[<R!S
M=&]C:R!O<'1I;VYS(&]U='-T86YD:6YG.CPO<#X-"@T*/'`@<W1Y;&4],T0G
M9F]N=#H@,3!P="]N;W)M86P@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF.R!M87)G:6XZ(#`[('1E>'0M86QI9VXZ(&IU<W1I9GDG/B8C,38P.SPO
M<#X-"@T*/'1A8FQE(&-E;&QP861D:6YG/3-$,"!C96QL<W!A8VEN9STS1#`@
M<W1Y;&4],T0G8F]R9&5R+6-O;&QA<'-E.B!C;VQL87!S93L@=VED=&@Z(#$P
M,"4[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF
M)SX-"CQT<B!S='EL93TS1"=V97)T:6-A;"UA;&EG;CH@8F]T=&]M.R!F;VYT
M.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^#0H@("`@
M/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!J=7-T
M:69Y.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A
M9&1I;F<M8F]T=&]M.B`Q<'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!C;VQS<&%N
M/3-$,30@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&-E
M;G1E<CL@8F]R9&5R+6)O='1O;3H@0FQA8VL@,7!T('-O;&ED.R!F;VYT.B`Q
M,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^3W!T:6]N<R!/
M=71S=&%N9&EN9SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P
M861D:6YG+6)O='1O;3H@,7!T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\+W1R/@T*/'1R('-T>6QE
M/3-$)W9E<G1I8V%L+6%L:6=N.B!B;W1T;VT[(&9O;G0Z(#$P<'0@0V%L:6)R
M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SX-"B`@("`\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&IU<W1I9GD[(&9O;G0Z(#$P
M<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D
M/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ
M(#%P=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R
M:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&-O;'-P86X],T0R(&YO=W)A<#TS
M1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!C96YT97([(&)O<F1E<BUB
M;W1T;VTZ($)L86-K(#%P="!S;VQI9#L@9F]N=#H@,3!P="!#86QI8G)I+"!(
M96QV971I8V$L(%-A;G,M4V5R:68G/DYU;6)E<B!O9CQB<B`O/@T*(%-H87)E
M<SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P861D:6YG+6)O
M='1O;3H@,7!T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE
M/3-$)W!A9&1I;F<M8F]T=&]M.B`Q<'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!C
M;VQS<&%N/3-$,B!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG
M;CH@8V5N=&5R.R!B;W)D97(M8F]T=&]M.B!";&%C:R`Q<'0@<V]L:60[(&9O
M;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SY796EG
M:'1E9"T\8G(@+SX-"D%V97)A9V4@/&)R("\^#0I%>&5R8VES92`\8G(@+SX-
M"E!R:6-E/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I
M;F<M8F]T=&]M.B`Q<'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A
M+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@
M<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#%P=#L@9F]N=#H@,3!P="!#86QI
M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@
M/'1D(&-O;'-P86X],T0R(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT
M+6%L:6=N.B!C96YT97([(&)O<F1E<BUB;W1T;VTZ($)L86-K(#%P="!S;VQI
M9#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G
M/E=E:6=H=&5D+3QB<B`O/@T*079E<F%G92`\8G(@+SX-"D-O;G1R86-T=6%L
M(#QB<B`O/@T*5&5R;2`H>65A<G,I/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P
M('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`Q<'0[(&9O;G0Z(#$P<'0@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N
M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#%P=#L@
M9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C
M,38P.SPO=&0^#0H@("`@/'1D(&-O;'-P86X],T0R(&YO=W)A<#TS1&YO=W)A
M<"!S='EL93TS1"=B;W)D97(M8F]T=&]M.B!";&%C:R`Q<'0@<V]L:60[(&9O
M;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T97AT
M+6%L:6=N.B!C96YT97([('9E<G1I8V%L+6%L:6=N.B!B;W1T;VTG/D%G9W)E
M9V%T92`\8G(@+SX-"DEN=')I;G-I8R`\8G(@+SY686QU93PO=&0^/'1D(&YO
M=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@,7!T.R!F
M;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q
M-C`[/"]T9#X\+W1R/@T*/'1R('-T>6QE/3-$)W9E<G1I8V%L+6%L:6=N.B!B
M;W1T;VT[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF)SX-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M
M86QI9VXZ(&IU<W1I9GD[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A
M+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@
M<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&-O;'-P86X],T0R(&YO=W)A
M<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!J=7-T:69Y.R!F;VYT
M.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[
M/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@
M0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I
M+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D
M(&-O;'-P86X],T0R(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L
M:6=N.B!J=7-T:69Y.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T
M>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
M9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C
M,38P.SPO=&0^#0H@("`@/'1D(&-O;'-P86X],T0R(&YO=W)A<#TS1&YO=W)A
M<"!S='EL93TS1"=T97AT+6%L:6=N.B!J=7-T:69Y.R!F;VYT.B`Q,'!T($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@
M;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I
M8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&-O;'-P86X]
M,T0R(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!J=7-T
M:69Y.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O
M;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V
M,#L\+W1D/CPO='(^#0H\='(@<W1Y;&4],T0G=F5R=&EC86PM86QI9VXZ(&)O
M='1O;3L@8F%C:V=R;W5N9"UC;VQO<CH@<F=B*#(P-"PR,S@L,C4U*3L@9F]N
M=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/@T*("`@
M(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=VED=&@Z(#8P)3L@=&5X
M="UA;&EG;CH@:G5S=&EF>3L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I
M8V$L(%-A;G,M4V5R:68G/D)A;&%N8V4@870@1&5C96UB97(@,S$L(#(P,#D\
M+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=VED=&@Z(#$E.R!F
M;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q
M-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W=I
M9'1H.B`Q)3L@=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I
M+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A
M<#TS1&YO=W)A<"!S='EL93TS1"=W:61T:#H@-R4[('1E>'0M86QI9VXZ(')I
M9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9B<^-S4S+#$P,#PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=W
M:61T:#H@,24[('1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R
M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R
M87`],T1N;W=R87`@<W1Y;&4],T0G=VED=&@Z(#$E.R!F;VYT.B`Q,'!T($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@
M("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W=I9'1H.B`Q)3L@=&5X
M="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68G/B0\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4]
M,T0G=VED=&@Z(#<E.R!T97AT+6%L:6=N.B!R:6=H=#L@9F]N=#H@,3!P="!#
M86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/C$W+C<S/"]T9#X\=&0@
M;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W=I9'1H.B`Q)3L@=&5X="UA;&EG
M;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=W:61T:#H@,24[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R
M87`@<W1Y;&4],T0G=VED=&@Z(#$E.R!T97AT+6%L:6=N.B!L969T.R!F;VYT
M.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[
M/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W=I9'1H.B`W)3L@
M=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R
M87`@<W1Y;&4],T0G=VED=&@Z(#$E.R!T97AT+6%L:6=N.B!L969T.R!F;VYT
M.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[
M/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W=I9'1H.B`Q)3L@
M9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C
M,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=W
M:61T:#H@,24[('1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R
M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R
M87`],T1N;W=R87`@<W1Y;&4],T0G=VED=&@Z(#<E.R!T97AT+6%L:6=N.B!R
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M+"!386YS+5-E<FEF)SX-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE
M/3-$)W1E>'0M86QI9VXZ(&IU<W1I9GD[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I
M8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS
M1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\
M=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT
M.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^
M)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M
M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y
M;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R
M:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL
M93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\
M=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[
M(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF
M(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@
M,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO
M=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L
M:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE
M/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@
M0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I
M+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D
M(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F
M;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q
M-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI
M9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE
M/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CPO='(^#0H\='(@<W1Y
M;&4],T0G=F5R=&EC86PM86QI9VXZ(&)O='1O;3L@8F%C:V=R;W5N9"UC;VQO
M<CH@<F=B*#(P-"PR,S@L,C4U*3L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV
M971I8V$L(%-A;G,M4V5R:68G/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@
M<W1Y;&4],T0G=&5X="UA;&EG;CH@:G5S=&EF>3L@9F]N=#H@,3!P="!#86QI
M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.R8C,38P.R8C,38P
M.T=R86YT960\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N
M=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P
M.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT
M+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T
M>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-3$[/"]T9#X\=&0@;F]W<F%P
M/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P
M<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D
M/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI
M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@
M/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T
M.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^
M)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M
M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9B<^)B,Q-3$[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T
M>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I
M8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS
M1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\
M=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT
M.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^
M)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M
M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y
M;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R
M:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL
M93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\
M=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[
M(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF
M(S$V,#L\+W1D/CPO='(^#0H\='(@<W1Y;&4],T0G=F5R=&EC86PM86QI9VXZ
M(&)O='1O;3L@8F%C:V=R;W5N9"UC;VQO<CH@5VAI=&4[(&9O;G0Z(#$P<'0@
M0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SX-"B`@("`\=&0@;F]W
M<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&IU<W1I9GD[(&9O
M;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V
M,#LF(S$V,#LF(S$V,#M%>&5R8VES960\+W1D/CQT9"!N;W=R87`],T1N;W=R
M87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A
M<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W
M<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT
M.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^*#$X+#8V
M-SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N
M.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9B<^*3PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT
M.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[
M/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M
M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y
M;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF)SXQ,"XT-CPO=&0^/'1D(&YO=W)A<#TS
M1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\
M=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R
M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@
M9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C
M,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L
M:6=N.B!R:6=H=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL
M93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A
M+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#
M86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B0\+W1D/CQT9"!N;W=R
M87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z
M(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXY-RPY-#`\
M+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@
M;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R
M:68G/B8C,38P.SPO=&0^/"]T<CX-"CQT<B!S='EL93TS1"=V97)T:6-A;"UA
M;&EG;CH@8F]T=&]M.R!B86-K9W)O=6YD+6-O;&]R.B!R9V(H,C`T+#(S."PR
M-34I.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9B<^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L
M:6=N.B!J=7-T:69Y.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9B<^)B,Q-C`[)B,Q-C`[)B,Q-C`[1F]R9F5I=&5D/"]T9#X\
M=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R
M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@
M9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C
M,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L
M:6=N.B!R:6=H=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68G/B@X-RPU,S8\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y
M;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(
M96QV971I8V$L(%-A;G,M4V5R:68G/BD\+W1D/CQT9"!N;W=R87`],T1N;W=R
M87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A
M<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W
M<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT
M.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^,38N-3,\
M+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@
M;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R
M:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F
M;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q
M-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E
M>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A
M+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@
M<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R
M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R
M87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@
M,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO
M=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@
M("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE
M9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF
M)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X
M="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A
M+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@
M<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I
M+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/"]T<CX-"CQT
M<B!S='EL93TS1"=V97)T:6-A;"UA;&EG;CH@8F]T=&]M.R!B86-K9W)O=6YD
M+6-O;&]R.B!7:&ET93L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68G/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4]
M,T0G=&5X="UA;&EG;CH@:G5S=&EF>3L@<&%D9&EN9RUB;W1T;VTZ(#%P=#L@
M9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C
M,38P.R8C,38P.R8C,38P.T5X<&ER960\+W1D/CQT9"!N;W=R87`],T1N;W=R
M87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#%P=#L@9F]N=#H@,3!P="!#
M86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@
M("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=B;W)D97(M8F]T=&]M
M.B!";&%C:R`Q<'0@<V]L:60[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF.R!T97AT+6%L:6=N.B!L969T)SXF(S$V,#L\+W1D
M/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G8F]R9&5R+6)O='1O;3H@
M0FQA8VL@,7!T('-O;&ED.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9CL@=&5X="UA;&EG;CH@<FEG:'0G/B@T+#4P,#PO=&0^
M/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@
M,7!T.R!T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9B<^*3PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A
M<"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@,7!T.R!F;VYT.B`Q,'!T($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@
M("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T97AT+6%L:6=N.B!L969T
M)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N
M=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[('1E>'0M
M86QI9VXZ(')I9VAT)SXQ-2XV.3PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S
M='EL93TS1"=P861D:6YG+6)O='1O;3H@,7!T.R!T97AT+6%L:6=N.B!L969T
M.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^
M)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I
M;F<M8F]T=&]M.B`Q<'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A
M+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68[('1E>'0M86QI9VXZ(&QE9G0G/B8C,38P.SPO=&0^/'1D
M(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9CL@=&5X="UA;&EG;CH@<FEG:'0G/B8C
M,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P861D:6YG
M+6)O='1O;3H@,7!T.R!T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@
M;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`Q<'0[
M(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF
M(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
M9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[('1E
M>'0M86QI9VXZ(&QE9G0G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A
M<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9CL@=&5X="UA;&EG;CH@<FEG:'0G/B8C,38P.SPO=&0^/'1D(&YO
M=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@,7!T.R!T
M97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\+W1R/@T*/'1R('-T>6QE/3-$
M)W9E<G1I8V%L+6%L:6=N.B!B;W1T;VT[(&)A8VMG<F]U;F0M8V]L;W(Z(')G
M8B@R,#0L,C,X+#(U-2D[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A
M+"!386YS+5-E<FEF)SX-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE
M/3-$)W1E>'0M86QI9VXZ(&IU<W1I9GD[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I
M8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS
M1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\
M=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT
M.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^
M)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M
M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y
M;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R
M:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL
M93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\
M=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[
M(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF
M(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@
M,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO
M=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L
M:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE
M/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@
M0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I
M+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D
M(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F
M;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q
M-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI
M9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE
M/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CPO='(^#0H\='(@<W1Y
M;&4],T0G=F5R=&EC86PM86QI9VXZ(&)O='1O;3L@8F%C:V=R;W5N9"UC;VQO
M<CH@5VAI=&4[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF)SX-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E
M>'0M86QI9VXZ(&IU<W1I9GD[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF)SY"86QA;F-E(&%T($1E8V5M8F5R(#,Q+"`R,#$P
M/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@
M0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*
M("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@
M;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R
M:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T
M97AT+6%L:6=N.B!R:6=H=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I
M8V$L(%-A;G,M4V5R:68G/C8T,BPS.3<\+W1D/CQT9"!N;W=R87`],T1N;W=R
M87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI
M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO
M=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W
M<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z
M(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXD/"]T9#X\
M=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT
M.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^
M,3@N,3$\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA
M;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL
M93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE
M/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@
M0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@
M9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C
M,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q
M,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T
M9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI
M9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4]
M,T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#
M86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/"]T
M<CX-"CQT<B!S='EL93TS1"=V97)T:6-A;"UA;&EG;CH@8F]T=&]M.R!B86-K
M9W)O=6YD+6-O;&]R.B!R9V(H,C`T+#(S."PR-34I.R!F;VYT.B`Q,'!T($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^#0H@("`@/'1D(&YO=W)A
M<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!J=7-T:69Y.R!F;VYT
M.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[
M/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@
M0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*
M("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@
M;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R
M:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T
M97AT+6%L:6=N.B!R:6=H=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I
M8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A
M<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W
M<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R
M87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@
M,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO
M=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!R
M:6=H=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R
M:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T
M97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P
M('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@
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M969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O
M;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V
M,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X
M="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S
M='EL93TS1"=T97AT+6%L:6=N.B!R:6=H=#L@9F]N=#H@,3!P="!#86QI8G)I
M+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A
M<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q
M,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T
M9#X\+W1R/@T*/'1R('-T>6QE/3-$)W9E<G1I8V%L+6%L:6=N.B!B;W1T;VT[
M(&)A8VMG<F]U;F0M8V]L;W(Z(%=H:71E.R!F;VYT.B`Q,'!T($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9B<^#0H@("`@/'1D(&YO=W)A<#TS1&YO
M=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!J=7-T:69Y.R!F;VYT.B`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[)B,Q-C`[
M)B,Q-C`[1W)A;G1E9#PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^
M)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$
M)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R
M87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$U,3L\+W1D/CQT9"!N
M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N
M=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P
M.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-
M"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ
M(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
M=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF)SXF(S$U,3L\+W1D/CQT9"!N;W=R87`],T1N;W=R
M87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI
M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO
M=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W
M<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z
M(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\
M+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@
M<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
M=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I
M8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A
M<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P
M('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R
M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R
M87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z
M(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\
M+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@
M;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R
M:68G/B8C,38P.SPO=&0^/"]T<CX-"CQT<B!S='EL93TS1"=V97)T:6-A;"UA
M;&EG;CH@8F]T=&]M.R!B86-K9W)O=6YD+6-O;&]R.B!R9V(H,C`T+#(S."PR
M-34I.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9B<^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L
M:6=N.B!J=7-T:69Y.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9B<^)B,Q-C`[)B,Q-C`[)B,Q-C`[17AE<F-I<V5D/"]T9#X\
M=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R
M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@
M9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C
M,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L
M:6=N.B!R:6=H=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68G/B@R+#,P,#PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL
M93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9B<^*3PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A
M<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P
M('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R
M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R
M87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z
M(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXQ,RXS,#PO
M=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L
M969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O
M;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V
M,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X
M="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S
M='EL93TS1"=T97AT+6%L:6=N.B!R:6=H=#L@9F]N=#H@,3!P="!#86QI8G)I
M+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A
M<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q
M,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T
M9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@
M(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F
M=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G
M/B0\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG
M;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF)SXV+#DT.3PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\+W1R/@T*/'1R('-T>6QE
M/3-$)W9E<G1I8V%L+6%L:6=N.B!B;W1T;VT[(&)A8VMG<F]U;F0M8V]L;W(Z
M(%=H:71E.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9B<^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT
M+6%L:6=N.B!J=7-T:69Y.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9B<^)B,Q-C`[)B,Q-C`[)B,Q-C`[1F]R9F5I=&5D/"]T
M9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@
M(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F
M=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G
M/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT
M+6%L:6=N.B!R:6=H=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68G/B8C,34Q.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S
M='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P
M/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P
M="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^
M/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!R:6=H
M=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G
M/B8C,34Q.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT
M+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T
M>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y
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M.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^
M)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z
M(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\
M+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA
M;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL
M93TS1"=T97AT+6%L:6=N.B!R:6=H=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(
M96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS
M1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\
M+W1R/@T*/'1R('-T>6QE/3-$)W9E<G1I8V%L+6%L:6=N.B!B;W1T;VT[(&)A
M8VMG<F]U;F0M8V]L;W(Z(')G8B@R,#0L,C,X+#(U-2D[(&9O;G0Z(#$P<'0@
M0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SX-"B`@("`\=&0@;F]W
M<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&IU<W1I9GD[('!A
M9&1I;F<M8F]T=&]M.B`Q<'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF)SXF(S$V,#LF(S$V,#LF(S$V,#M%>'!I<F5D/"]T
M9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M
M.B`Q<'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y
M;&4],T0G8F]R9&5R+6)O='1O;3H@0FQA8VL@,7!T('-O;&ED.R!F;VYT.B`Q
M,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@=&5X="UA;&EG
M;CH@;&5F="<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE
M/3-$)V)O<F1E<BUB;W1T;VTZ($)L86-K(#%P="!S;VQI9#L@9F]N=#H@,3!P
M="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[('1E>'0M86QI9VXZ
M(')I9VAT)SXH,30V+#(T-SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL
M93TS1"=P861D:6YG+6)O='1O;3H@,7!T.R!T97AT+6%L:6=N.B!L969T.R!F
M;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^*3PO
M=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P861D:6YG+6)O='1O
M;3H@,7!T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T
M>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF.R!T97AT+6%L:6=N.B!L969T)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I
M8V$L(%-A;G,M4V5R:68[('1E>'0M86QI9VXZ(')I9VAT)SXQ-2XT-SPO=&0^
M/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@
M,7!T.R!T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`Q<'0[(&9O;G0Z(#$P
M<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D
M/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P
M="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[('1E>'0M86QI9VXZ
M(&QE9G0G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@
M=&5X="UA;&EG;CH@<FEG:'0G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO
M=W)A<"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@,7!T.R!T97AT+6%L:6=N
M.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$
M)W!A9&1I;F<M8F]T=&]M.B`Q<'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R
M87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV
M971I8V$L(%-A;G,M4V5R:68[('1E>'0M86QI9VXZ(&QE9G0G/B8C,38P.SPO
M=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@=&5X="UA;&EG;CH@<FEG
M:'0G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P
M861D:6YG+6)O='1O;3H@,7!T.R!T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q
M,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T
M9#X\+W1R/@T*/'1R('-T>6QE/3-$)W9E<G1I8V%L+6%L:6=N.B!B;W1T;VT[
M(&)A8VMG<F]U;F0M8V]L;W(Z(%=H:71E.R!F;VYT.B`Q,'!T($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9B<^#0H@("`@/'1D(&YO=W)A<#TS1&YO
M=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!J=7-T:69Y.R!F;VYT.B`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\
M=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R
M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@
M9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C
M,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L
M:6=N.B!R:6=H=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL
M93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A
M+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#
M86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D
M(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!R:6=H=#L@
M9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C
M,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L
M:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE
M/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF
M)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4]
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M;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q
M-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P
M<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D
M/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG
M;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=T97AT+6%L:6=N.B!R:6=H=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV
M971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO
M=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\+W1R
M/@T*/'1R('-T>6QE/3-$)W9E<G1I8V%L+6%L:6=N.B!B;W1T;VT[(&)A8VMG
M<F]U;F0M8V]L;W(Z(')G8B@R,#0L,C,X+#(U-2D[(&9O;G0Z(#$P<'0@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SX-"B`@("`\=&0@;F]W<F%P
M/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&IU<W1I9GD[(&9O;G0Z
M(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SY"86QA;F-E
M(&%T($1E8V5M8F5R(#,Q+"`R,#$Q/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P
M('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@
M<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I
M+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A
M<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!R:6=H=#L@9F]N=#H@
M,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/C0Y,RPX-3`\
M+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@
M;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R
M:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F
M;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q
M-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E
M>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A
M+"!386YS+5-E<FEF)SXD/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE
M/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9B<^,3@N.3(\+W1D/CQT9"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#
M86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D
M(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@
M;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O
M;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V
M,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG
M;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4]
M,T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV
M971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO
M=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N
M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O
M;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V
M,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG
M;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68G/B8C,38P.SPO=&0^/"]T<CX-"CQT<B!S='EL93TS1"=V97)T:6-A
M;"UA;&EG;CH@8F]T=&]M.R!B86-K9W)O=6YD+6-O;&]R.B!7:&ET93L@9F]N
M=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/@T*("`@
M(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@:G5S
M=&EF>3L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R
M:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F
M;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q
M-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E
M>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A
M+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@
M<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R
M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R
M87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@
M,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO
M=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@
M("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE
M9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF
M)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X
M="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A
M+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@
M<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I
M+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A
M<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P
M/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P
M<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D
M/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG
M:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF
M)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X
M="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S
M='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T
M>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P
M<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D
M/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F
M=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G
M/B8C,38P.SPO=&0^/"]T<CX-"CQT<B!S='EL93TS1"=V97)T:6-A;"UA;&EG
M;CH@8F]T=&]M.R!B86-K9W)O=6YD+6-O;&]R.B!R9V(H,C`T+#(S."PR-34I
M.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^
M#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N
M.B!J=7-T:69Y.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9B<^)B,Q-C`[)B,Q-C`[)B,Q-C`[1W)A;G1E9#PO=&0^/'1D(&YO
M=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W
M<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z
M(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\
M+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@
M<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF)SXW-2PP,#`\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
M=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I
M8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A
M<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P
M('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R
M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R
M87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z
M(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXY+C<V/"]T
M9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE
M9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF
M)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N
M=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P
M.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT
M+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T
M>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P
M/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P
M<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D
M/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI
M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@
M/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T
M.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^
M)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M
M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T
M>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CPO='(^#0H\='(@
M<W1Y;&4],T0G=F5R=&EC86PM86QI9VXZ(&)O='1O;3L@8F%C:V=R;W5N9"UC
M;VQO<CH@5VAI=&4[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF)SX-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$
M)W1E>'0M86QI9VXZ(&IU<W1I9GD[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#LF(S$V,#LF(S$V,#M%>&5R8VES
M960\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P
M="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^
M#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N
M.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$
M)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9B<^)B,Q-3$[/"]T9#X\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N
M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(
M96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO
M=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT
M.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[
M/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ
M(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9B<^)B,Q-3$[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$
M)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R
M87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A
M<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W
M<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT
M.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[
M/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ
M(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
M9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C
M,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T
M97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P
M('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W
M<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z
M(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\
M+W1D/CPO='(^#0H\='(@<W1Y;&4],T0G=F5R=&EC86PM86QI9VXZ(&)O='1O
M;3L@8F%C:V=R;W5N9"UC;VQO<CH@<F=B*#(P-"PR,S@L,C4U*3L@9F]N=#H@
M,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/@T*("`@(#QT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@:G5S=&EF
M>3L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G
M/B8C,38P.R8C,38P.R8C,38P.T9O<F9E:71E9#PO=&0^/'1D(&YO=W)A<#TS
M1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@
M0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[
M(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF
M(S$U,3L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA
M;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL
M93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE
M/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@
M0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$U,3L\+W1D/CQT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@
M9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C
M,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q
M,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T
M9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI
M9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4]
M,T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#
M86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D
M(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@
M;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O
M;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V
M,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG
M;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4]
M,T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV
M971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/"]T<CX-"CQT<B!S='EL
M93TS1"=V97)T:6-A;"UA;&EG;CH@8F]T=&]M.R!B86-K9W)O=6YD+6-O;&]R
M.B!7:&ET93L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68G/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X
M="UA;&EG;CH@:G5S=&EF>3L@<&%D9&EN9RUB;W1T;VTZ(#%P=#L@9F]N=#H@
M,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.R8C
M,38P.R8C,38P.T5X<&ER960\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y
M;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#%P=#L@9F]N=#H@,3!P="!#86QI8G)I
M+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D
M(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=B;W)D97(M8F]T=&]M.B!";&%C
M:R`Q<'0@<V]L:60[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF.R!T97AT+6%L:6=N.B!L969T)SXF(S$V,#L\+W1D/CQT9"!N
M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G8F]R9&5R+6)O='1O;3H@0FQA8VL@
M,7!T('-O;&ED.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9CL@=&5X="UA;&EG;CH@<FEG:'0G/B@T-RPR,S<\+W1D/CQT9"!N
M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#%P=#L@
M=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I
M8V$L(%-A;G,M4V5R:68G/BD\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y
M;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#%P=#L@9F]N=#H@,3!P="!#86QI8G)I
M+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D
M(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9CL@=&5X="UA;&EG;CH@;&5F="<^)B,Q
M-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P
M<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T97AT+6%L:6=N
M.B!R:6=H="<^,38N-S`\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4]
M,T0G<&%D9&EN9RUB;W1T;VTZ(#%P=#L@=&5X="UA;&EG;CH@;&5F=#L@9F]N
M=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P
M.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P861D:6YG+6)O
M='1O;3H@,7!T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P
M('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF.R!T97AT+6%L:6=N.B!L969T)SXF(S$V,#L\+W1D/CQT9"!N;W=R
M87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV
M971I8V$L(%-A;G,M4V5R:68[('1E>'0M86QI9VXZ(')I9VAT)SXF(S$V,#L\
M+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T
M;VTZ(#%P=#L@=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I
M+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A
M<#TS1&YO=W)A<"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@,7!T.R!F;VYT
M.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[
M/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z
M(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T97AT+6%L
M:6=N.B!L969T)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y
M;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R
M:68[('1E>'0M86QI9VXZ(')I9VAT)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#%P=#L@=&5X="UA
M;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68G/B8C,38P.SPO=&0^/"]T<CX-"CQT<B!S='EL93TS1"=V97)T
M:6-A;"UA;&EG;CH@8F]T=&]M.R!B86-K9W)O=6YD+6-O;&]R.B!R9V(H,C`T
M+#(S."PR-34I.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9B<^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T
M97AT+6%L:6=N.B!J=7-T:69Y.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R
M87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI
M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO
M=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!R:6=H=#L@9F]N
M=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P
M.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N
M.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$
M)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF
M(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
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M.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[
M/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@
M0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*
M("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@
M;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R
M:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T
M97AT+6%L:6=N.B!R:6=H=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I
M8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A
M<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W
M<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R
M87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@
M,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO
M=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!R
M:6=H=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R
M:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T
M97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\+W1R/@T*/'1R('-T>6QE/3-$
M)W9E<G1I8V%L+6%L:6=N.B!B;W1T;VT[(&)A8VMG<F]U;F0M8V]L;W(Z(%=H
M:71E.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9B<^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L
M:6=N.B!L969T.R!P861D:6YG+6)O='1O;3H@,BXU<'0[(&9O;G0Z(#$P<'0@
M0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SY/=71S=&%N9&EN9R!A
M="!$96-E;6)E<B`S,2P@,C`Q,CPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S
M='EL93TS1"=P861D:6YG+6)O='1O;3H@,BXU<'0[(&9O;G0Z(#$P<'0@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@
M(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G8F]R9&5R+6)O='1O;3H@
M0FQA8VL@,BXU<'0@9&]U8FQE.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9CL@=&5X="UA;&EG;CH@;&5F="<^)B,Q-C`[/"]T
M9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V)O<F1E<BUB;W1T;VTZ
M($)L86-K(#(N-7!T(&1O=6)L93L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV
M971I8V$L(%-A;G,M4V5R:68[('1E>'0M86QI9VXZ(')I9VAT)SXU,C$L-C$S
M/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T
M=&]M.B`R+C5P=#L@=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI
M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO
M=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@,BXU<'0[
M(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF
M(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
M8F]R9&5R+6)O='1O;3H@0FQA8VL@,BXU<'0@9&]U8FQE.R!F;VYT.B`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@=&5X="UA;&EG;CH@
M;&5F="<^)#PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=B;W)D
M97(M8F]T=&]M.B!";&%C:R`R+C5P="!D;W5B;&4[(&9O;G0Z(#$P<'0@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T97AT+6%L:6=N.B!R:6=H
M="<^,3<N.#`\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D
M9&EN9RUB;W1T;VTZ(#(N-7!T.R!T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q
M,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T
M9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M
M.B`R+C5P=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S
M='EL93TS1"=B;W)D97(M8F]T=&]M.B!";&%C:R`R+C5P="!D;W5B;&4[(&9O
M;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T97AT
M+6%L:6=N.B!L969T)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@
M<W1Y;&4],T0G8F]R9&5R+6)O='1O;3H@0FQA8VL@,BXU<'0@9&]U8FQE.R!F
M;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@=&5X
M="UA;&EG;CH@<FEG:'0G/C,N.3PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S
M='EL93TS1"=P861D:6YG+6)O='1O;3H@,BXU<'0[('1E>'0M86QI9VXZ(&QE
M9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF
M)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D
M9&EN9RUB;W1T;VTZ(#(N-7!T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P
M/3-$;F]W<F%P('-T>6QE/3-$)V)O<F1E<BUB;W1T;VTZ($)L86-K(#(N-7!T
M(&1O=6)L93L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68[('1E>'0M86QI9VXZ(&QE9G0G/B0\+W1D/CQT9"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G8F]R9&5R+6)O='1O;3H@0FQA8VL@,BXU<'0@9&]U
M8FQE.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9CL@=&5X="UA;&EG;CH@<FEG:'0G/C(Q."PV,C4\+W1D/CQT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#(N-7!T.R!T97AT
M+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\+W1R/@T*/'1R('-T>6QE/3-$)W9E
M<G1I8V%L+6%L:6=N.B!B;W1T;VT[(&)A8VMG<F]U;F0M8V]L;W(Z(')G8B@R
M,#0L,C,X+#(U-2D[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF)SX-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$
M)W1E>'0M86QI9VXZ(&IU<W1I9GD[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO
M=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@
M;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F
M;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q
M-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI
M9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4]
M,T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G
M/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@
M;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O
M;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V
M,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P
M="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^
M#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N
M.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$
M)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N
M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(
M96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO
M=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT
M.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[
M/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ
M(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$
M)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CPO='(^#0H\='(@<W1Y;&4]
M,T0G=F5R=&EC86PM86QI9VXZ(&)O='1O;3L@8F%C:V=R;W5N9"UC;VQO<CH@
M5VAI=&4[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF)SX-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M
M86QI9VXZ(&QE9G0[('!A9&1I;F<M8F]T=&]M.B`R+C5P=#L@9F]N=#H@,3!P
M="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/D5X97)C:7-A8FQE
M(&%T($1E8V5M8F5R(#,Q+"`R,#$R/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P
M('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`R+C5P=#L@9F]N=#H@,3!P="!#
M86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@
M("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=B;W)D97(M8F]T=&]M
M.B!";&%C:R`R+C5P="!D;W5B;&4[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF.R!T97AT+6%L:6=N.B!L969T)SXF(S$V,#L\
M+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G8F]R9&5R+6)O='1O
M;3H@0FQA8VL@,BXU<'0@9&]U8FQE.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9CL@=&5X="UA;&EG;CH@<FEG:'0G/C0T-2PV
M,3,\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB
M;W1T;VTZ(#(N-7!T.R!T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@
M;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`R+C5P
M=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G
M/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=B;W)D97(M8F]T=&]M.B!";&%C:R`R+C5P="!D;W5B;&4[(&9O;G0Z(#$P
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M+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T
M;VTZ(#(N-7!T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P
M('-T>6QE/3-$)V)O<F1E<BUB;W1T;VTZ($)L86-K(#(N-7!T(&1O=6)L93L@
M9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[('1E
M>'0M86QI9VXZ(&QE9G0G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A
M<"!S='EL93TS1"=B;W)D97(M8F]T=&]M.B!";&%C:R`R+C5P="!D;W5B;&4[
M(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T
M97AT+6%L:6=N.B!R:6=H="<^,BXY/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P
M('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`R+C5P=#L@=&5X="UA;&EG;CH@
M;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R
M:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P
M861D:6YG+6)O='1O;3H@,BXU<'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R
M87`],T1N;W=R87`@<W1Y;&4],T0G8F]R9&5R+6)O='1O;3H@0FQA8VL@,BXU
M<'0@9&]U8FQE.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9CL@=&5X="UA;&EG;CH@;&5F="<^)#PO=&0^/'1D(&YO=W)A<#TS
M1&YO=W)A<"!S='EL93TS1"=B;W)D97(M8F]T=&]M.B!";&%C:R`R+C5P="!D
M;W5B;&4[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF.R!T97AT+6%L:6=N.B!R:6=H="<^)B,Q-3$[/"]T9#X\=&0@;F]W<F%P
M/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`R+C5P=#L@=&5X
M="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/"]T<CX-"CPO=&%B;&4^#0H-"CQP
M('-T>6QE/3-$)V9O;G0Z(#$P<'0O,3`N,#5P="!#86QI8G)I+"!(96QV971I
M8V$L(%-A;G,M4V5R:68[(&UA<F=I;CH@,#L@=&5X="UA;&EG;CH@:G5S=&EF
M>3L@=&5X="UI;F1E;G0Z(#`N,C5I;B<^)B,Q-C`[/"]P/@T*#0H\<"!S='EL
M93TS1"=F;VYT.B`Q,'!T+VYO<FUA;"!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68[(&UA<F=I;CH@,#L@=&5X="UA;&EG;CH@;&5F="<^5&AE($-O
M;7!A;GD@<F5C96EV960@)#`L("0S,"PP,#`L(&%N9`T*)#$W,2PP,#`@87,@
M82!R97-U;'0@;V8@<W1O8VL@;W!T:6]N(&5X97)C:7-E<R!D=7)I;F<@=&AE
M('EE87)S(&5N9&5D($1E8V5M8F5R(#,Q+"`R,#$R+"`R,#$Q+"!A;F0@,C`Q
M,"P@<F5S<&5C=&EV96QY+B!4:&4@0V]M<&%N>0T*<F5C;W)D960@;F\@=&%X
M(&)E;F5F:71S(&9R;VT@=&AE(&5X97)C:7-E(&]F(&YO;G%U86QI9FEE9"!S
M=&]C:R!O<'1I;VYS(&1U<FEN9R!T:&4@>65A<G,@96YD960@1&5C96UB97(@
M,S$L(#(P,3(@86YD(#(P,3$N(%1H90T*0V]M<&%N>2!R96-O<F1E9"`D,S8L
M,#`P(&EN(&%S<V]C:6%T960@=&%X(&)E;F5F:71S(&9R;VT@=&AE(&5X97)C
M:7-E(&]F(&YO;G%U86QI9FEE9"!S=&]C:R!O<'1I;VYS(&1U<FEN9R!T:&4@
M>65A<B!E;F1E9"!$96-E;6)E<@T*,S$L(#(P,3`N/"]P/@T*#0H\<"!S='EL
M93TS1"=F;VYT.B`Q,'!T+VYO<FUA;"!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68[(&UA<F=I;CH@,#L@=&5X="UA;&EG;CH@;&5F=#L@=&5X="UI
M;F1E;G0Z(#`N,6EN)SXF(S$V,#L\+W`^#0H-"CQP('-T>6QE/3-$)V9O;G0Z
M(#$P<'0O;F]R;6%L($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@
M;6%R9VEN.B`P.R!T97AT+6%L:6=N.B!L969T)SY4:&4@9F]L;&]W:6YG('1A
M8FQE('-U;6UA<FEZ97,@:6YF;W)M871I;VX-"F%B;W5T('1H92!S=&]C:R!O
M<'1I;VYS(&]U='-T86YD:6YG(&%T($1E8V5M8F5R(#,Q+"`R,#$R.CPO<#X-
M"@T*/'`@<W1Y;&4],T0G9F]N=#H@,3!P="]N;W)M86P@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF.R!M87)G:6XZ(#`[('1E>'0M86QI9VXZ(&QE
M9G0G/B8C,38P.SPO<#X-"@T*/'1A8FQE(&-E;&QP861D:6YG/3-$,"!C96QL
M<W!A8VEN9STS1#`@<W1Y;&4],T0G8F]R9&5R+6-O;&QA<'-E.B!C;VQL87!S
M93L@=VED=&@Z(#$P,"4[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A
M+"!386YS+5-E<FEF)SX-"CQT<B!S='EL93TS1"=V97)T:6-A;"UA;&EG;CH@
M8F]T=&]M.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9B<^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT
M+6%L:6=N.B!J=7-T:69Y.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P
M('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`Q<'0[(&9O;G0Z(#$P<'0@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@
M(#QT9"!C;VQS<&%N/3-$,3`@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E
M>'0M86QI9VXZ(&-E;G1E<CL@8F]R9&5R+6)O='1O;3H@0FQA8VL@,7!T('-O
M;&ED.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9B<^3W!T:6]N<R!/=71S=&%N9&EN9SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A
M<"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@,7!T.R!F;VYT.B`Q,'!T($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@
M;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`Q<'0[
M(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF
M(S$V,#L\+W1D/@T*("`@(#QT9"!C;VQS<&%N/3-$-B!N;W=R87`],T1N;W=R
M87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@8V5N=&5R.R!B;W)D97(M8F]T=&]M
M.B!";&%C:R`Q<'0@<V]L:60[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF)SY/<'1I;VYS($5X97)C:7-A8FQE/"]T9#X\=&0@
M;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`Q<'0[
M(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF
M(S$V,#L\+W1D/CPO='(^#0H\='(@<W1Y;&4],T0G=F5R=&EC86PM86QI9VXZ
M(&)O='1O;3L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68G/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N
M=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/CQP('-T
M>6QE/3-$)V9O;G0Z(#$P<'0O,3`N,#5P="!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68[(&UA<F=I;CH@,#L@=&5X="UA;&EG;CH@:G5S=&EF>2<^
M)B,Q-C`[/"]P/CQP('-T>6QE/3-$)V9O;G0Z(#$P<'0O,3`N,#5P="!#86QI
M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[(&UA<F=I;CH@,#L@=&5X="UA
M;&EG;CH@:G5S=&EF>2<^)B,Q-C`[/"]P/CQP('-T>6QE/3-$)V9O;G0Z(#$P
M<'0O,3`N,#5P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[(&UA
M<F=I;CH@,#L@=&5X="UA;&EG;CH@8V5N=&5R)SY286YG92!O9CPO<#X@/'`@
M<W1Y;&4],T0G9F]N=#H@,3!P="\Q,"XP-7!T($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9CL@;6%R9VEN.B`P.R!T97AT+6%L:6=N.B!C96YT97(G
M/CQU/D5X97)C:7-E(%!R:6-E<SPO=3X\+W`^/"]T9#X\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`Q<'0[(&9O;G0Z(#$P
M<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D
M/@T*("`@(#QT9"!C;VQS<&%N/3-$,B!N;W=R87`],T1N;W=R87`@<W1Y;&4]
M,T0G=&5X="UA;&EG;CH@8V5N=&5R.R!B;W)D97(M8F]T=&]M.B!";&%C:R`Q
M<'0@<V]L:60[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF)SY.=6UB97(@/&)R("\^3W5T<W1A;F1I;F<@/&)R("\^870@,3(O
M,S$O,3(\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN
M9RUB;W1T;VTZ(#%P=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S
M='EL93TS1"=P861D:6YG+6)O='1O;3H@,7!T.R!F;VYT.B`Q,'!T($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\
M=&0@8V]L<W!A;CTS1#(@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M
M86QI9VXZ(&-E;G1E<CL@8F]R9&5R+6)O='1O;3H@0FQA8VL@,7!T('-O;&ED
M.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^
M5V5I9VAT960M/&)R("\^#0I!=F5R86=E(#QB<B`O/@T*4F5M86EN:6YG(#QB
M<B`O/@T*0V]N=')A8W1U86P@3&EF93PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A
M<"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@,7!T.R!F;VYT.B`Q,'!T($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@
M;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`Q<'0[
M(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF
M(S$V,#L\+W1D/@T*("`@(#QT9"!C;VQS<&%N/3-$,B!N;W=R87`],T1N;W=R
M87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@8V5N=&5R.R!B;W)D97(M8F]T=&]M
M.B!";&%C:R`Q<'0@<V]L:60[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF)SY796EG:'1E9"T@/&)R("\^079E<F%G92`\8G(@
M+SY%>&5R8VES92`\8G(@+SY0<FEC93PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A
M<"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@,7!T.R!F;VYT.B`Q,'!T($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@
M;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`Q<'0[
M(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF
M(S$V,#L\+W1D/@T*("`@(#QT9"!C;VQS<&%N/3-$,B!N;W=R87`],T1N;W=R
M87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@8V5N=&5R.R!B;W)D97(M8F]T=&]M
M.B!";&%C:R`Q<'0@<V]L:60[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF)SY.=6UB97(@/&)R("\^17AE<F-I<V%B;&4@/&)R
M("\^870@,3(O,S$O,3(\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4]
M,T0G<&%D9&EN9RUB;W1T;VTZ(#%P=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(
M96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS
M1&YO=W)A<"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@,7!T.R!F;VYT.B`Q
M,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T
M9#X-"B`@("`\=&0@8V]L<W!A;CTS1#(@;F]W<F%P/3-$;F]W<F%P('-T>6QE
M/3-$)W1E>'0M86QI9VXZ(&-E;G1E<CL@8F]R9&5R+6)O='1O;3H@0FQA8VL@
M,7!T('-O;&ED.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9B<^5V5I9VAT960M(#QB<B`O/D%V97)A9V4@/&)R("\^17AE<F-I
M<V4@/&)R("\^4')I8V4\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4]
M,T0G<&%D9&EN9RUB;W1T;VTZ(#%P=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(
M96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/"]T<CX-"CQT<B!S
M='EL93TS1"=V97)T:6-A;"UA;&EG;CH@8F]T=&]M.R!F;VYT.B`Q,'!T($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^#0H@("`@/'1D(&YO=W)A
M<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!J=7-T:69Y.R!F;VYT
M.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[
M/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@
M0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*
M("`@(#QT9"!C;VQS<&%N/3-$,B!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
M=&5X="UA;&EG;CH@:G5S=&EF>3L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV
M971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO
M=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T
M>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!C;VQS<&%N/3-$,B!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@:G5S=&EF>3L@9F]N=#H@
M,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO
M=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@
M;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!C
M;VQS<&%N/3-$,B!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG
M;CH@:G5S=&EF>3L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL
M93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O
M;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V
M,#L\+W1D/@T*("`@(#QT9"!C;VQS<&%N/3-$,B!N;W=R87`],T1N;W=R87`@
M<W1Y;&4],T0G=&5X="UA;&EG;CH@:G5S=&EF>3L@9F]N=#H@,3!P="!#86QI
M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO
M=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A
M+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!C;VQS<&%N/3-$
M,B!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@:G5S=&EF
M>3L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G
M/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT
M.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[
M/"]T9#X\+W1R/@T*/'1R('-T>6QE/3-$)W9E<G1I8V%L+6%L:6=N.B!B;W1T
M;VT[(&)A8VMG<F]U;F0M8V]L;W(Z(')G8B@R,#0L,C,X+#(U-2D[(&9O;G0Z
M(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SX-"B`@("`\
M=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W=I9'1H.B`S-24[('1E>'0M
M86QI9VXZ(&-E;G1E<CL@<&%D9&EN9RUL969T.B`U+C1P=#L@9F]N=#H@,3!P
M="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B0X+C@U('1O("0Q
M,2XP-CPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=W:61T:#H@
M,24[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF
M)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4]
M,T0G=VED=&@Z(#$E.R!T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@
M;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W=I9'1H.B`Q,"4[('1E>'0M86QI
M9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9B<^-S4L,#`P/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE
M/3-$)W=I9'1H.B`Q)3L@=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#
M86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D
M(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=W:61T:#H@,24[(&9O;G0Z(#$P
M<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D
M/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=VED=&@Z(#$E
M.R!T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)W=I9'1H.B`Q,"4[('1E>'0M86QI9VXZ(&-E;G1E<CL@
M9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[('9E
M<G1I8V%L+6%L:6=N.B!B;W1T;VTG/CDN-SPO=&0^/'1D(&YO=W)A<#TS1&YO
M=W)A<"!S='EL93TS1"=W:61T:#H@,24[('1E>'0M86QI9VXZ(&QE9G0[(&9O
M;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V
M,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=VED=&@Z(#$E
M.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^
M)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$
M)W=I9'1H.B`Q)3L@=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI
M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B0\+W1D/CQT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G=VED=&@Z(#$P)3L@=&5X="UA;&EG;CH@<FEG
M:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF
M)SXY+C<V/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W=I9'1H
M.B`Q)3L@=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(
M96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS
M1&YO=W)A<"!S='EL93TS1"=W:61T:#H@,24[(&9O;G0Z(#$P<'0@0V%L:6)R
M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=VED=&@Z(#$E.R!T97AT+6%L
M:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE
M/3-$)W=I9'1H.B`Q,"4[('1E>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-3$[/"]T9#X\
M=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W=I9'1H.B`Q)3L@=&5X="UA
M;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL
M93TS1"=W:61T:#H@,24[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A
M+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G=VED=&@Z(#$E.R!T97AT+6%L:6=N.B!L969T.R!F
M;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)#PO
M=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=W:61T:#H@,3`E.R!T
M97AT+6%L:6=N.B!R:6=H=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I
M8V$L(%-A;G,M4V5R:68G/B8C,34Q.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A
M<"!S='EL93TS1"=W:61T:#H@,24[('1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z
M(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\
M+W1D/CPO='(^#0H\='(@<W1Y;&4],T0G=F5R=&EC86PM86QI9VXZ(&)O='1O
M;3L@8F%C:V=R;W5N9"UC;VQO<CH@5VAI=&4[(&9O;G0Z(#$P<'0@0V%L:6)R
M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SX-"B`@("`\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&-E;G1E<CL@<&%D9&EN9RUL
M969T.B`U+C1P=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68G/B0Q,2XP-B!T;R`D,3,N,C<\+W1D/CQT9"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO
M=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@
M;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F
M;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q
M-3$[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI
M9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4]
M,T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G
M/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&-E;G1E<CL@9F]N=#H@,3!P="!#
M86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[('9E<G1I8V%L+6%L:6=N
M.B!B;W1T;VTG/B8C,34Q.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL
M93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A
M+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#
M86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D
M(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!R:6=H=#L@
M9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C
M,34Q.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L
M:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE
M/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF
M)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4]
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M;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q
M-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P
M<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D
M/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG
M;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=T97AT+6%L:6=N.B!R:6=H=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV
M971I8V$L(%-A;G,M4V5R:68G/B8C,34Q.SPO=&0^/'1D(&YO=W)A<#TS1&YO
M=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\+W1R
M/@T*/'1R('-T>6QE/3-$)W9E<G1I8V%L+6%L:6=N.B!B;W1T;VT[(&)A8VMG
M<F]U;F0M8V]L;W(Z(')G8B@R,#0L,C,X+#(U-2D[(&9O;G0Z(#$P<'0@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SX-"B`@("`\=&0@;F]W<F%P
M/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&-E;G1E<CL@<&%D9&EN
M9RUL969T.B`U+C1P=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68G/B0Q,RXR-R!T;R`D,34N-#@\+W1D/CQT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I
M8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS
M1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\
M=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT
M.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^
M,C<L,#`P/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M
M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y
M;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R
M:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL
M93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&-E;G1E<CL@9F]N=#H@,3!P
M="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[('9E<G1I8V%L+6%L
M:6=N.B!B;W1T;VTG/C8N-#PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL
M93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A
M+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#
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M+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4]
M,T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G
M/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^,C<L,#`P/"]T9#X\=&0@
M;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O
M;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V
M,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P
M="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^
M#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N
M.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$
M)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9B<^,30N,S4\+W1D/CQT9"!N;W=R87`],T1N;W=R
M87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI
M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/"]T<CX-
M"CQT<B!S='EL93TS1"=V97)T:6-A;"UA;&EG;CH@8F]T=&]M.R!B86-K9W)O
M=6YD+6-O;&]R.B!7:&ET93L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I
M8V$L(%-A;G,M4V5R:68G/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y
M;&4],T0G=&5X="UA;&EG;CH@8V5N=&5R.R!P861D:6YG+6QE9G0Z(#4N-'!T
M.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^
M)#$U+C0X('1O("0Q-RXW,#PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL
M93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE
M/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@
M0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXQ-C0L,S@T/"]T9#X\
M=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[
M(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF
M(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@
M,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO
M=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L
M:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE
M/3-$)W1E>'0M86QI9VXZ(&-E;G1E<CL@9F]N=#H@,3!P="!#86QI8G)I+"!(
M96QV971I8V$L(%-A;G,M4V5R:68[('9E<G1I8V%L+6%L:6=N.B!B;W1T;VTG
M/C,N-SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L
M:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE
M/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF
M)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4]
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M,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P
M="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^
M#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N
M.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$
M)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9B<^,38T+#,X-#PO=&0^/'1D(&YO=W)A<#TS1&YO
M=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@
M;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N
M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N
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M8V$L(%-A;G,M4V5R:68G/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y
M;&4],T0G=&5X="UA;&EG;CH@8V5N=&5R.R!P861D:6YG+6QE9G0Z(#4N-'!T
M.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^
M)#$W+C<P('1O("0Q.2XY,3PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL
M93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE
M/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@
M0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXU-BPR-3`\+W1D/CQT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@
M9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C
M,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q
M,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T
M9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI
M9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4]
M,T0G=&5X="UA;&EG;CH@8V5N=&5R.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9CL@=F5R=&EC86PM86QI9VXZ(&)O='1O;2<^
M,BXW/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI
M9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4]
M,T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G
M/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^,3DN-C4\+W1D/CQT9"!N
M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N
M=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P
M.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-
M"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ
M(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
M=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF)SXU-BPR-3`\+W1D/CQT9"!N;W=R87`],T1N;W=R
M87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI
M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO
M=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W
M<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z
M(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\
M+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@
M<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF)SXQ.2XV-3PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T
M97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\+W1R/@T*/'1R('-T>6QE/3-$
M)W9E<G1I8V%L+6%L:6=N.B!B;W1T;VT[(&)A8VMG<F]U;F0M8V]L;W(Z(%=H
M:71E.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9B<^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L
M:6=N.B!C96YT97([('!A9&1I;F<M8F]T=&]M.B`Q<'0[('!A9&1I;F<M;&5F
M=#H@-2XT<'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF)SXD,3DN.3$@=&\@)#(R+C$R/"]T9#X\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`Q<'0[(&9O;G0Z(#$P<'0@
M0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*
M("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G8F]R9&5R+6)O='1O
M;3H@0FQA8VL@,7!T('-O;&ED.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9CL@=&5X="UA;&EG;CH@;&5F="<^)B,Q-C`[/"]T
M9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V)O<F1E<BUB;W1T;VTZ
M($)L86-K(#%P="!S;VQI9#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I
M8V$L(%-A;G,M4V5R:68[('1E>'0M86QI9VXZ(')I9VAT)SXQ.3@L.3<Y/"]T
M9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M
M.B`Q<'0[('1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#%P=#L@9F]N=#H@
M,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO
M=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q
M,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@=&5X="UA;&EG
M;CH@;&5F="<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE
M/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF
M.R!T97AT+6%L:6=N.B!C96YT97([('9E<G1I8V%L+6%L:6=N.B!B;W1T;VTG
M/C$N.3PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P861D:6YG
M+6)O='1O;3H@,7!T.R!T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@
M;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`Q<'0[
M(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF
M(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
M9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[('1E
M>'0M86QI9VXZ(&QE9G0G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A
M<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9CL@=&5X="UA;&EG;CH@<FEG:'0G/C(Q+C<V/"]T9#X\=&0@;F]W
M<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`Q<'0[('1E
M>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A
M+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@
M<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#%P=#L@9F]N=#H@,3!P="!#86QI
M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@
M/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=B;W)D97(M8F]T=&]M.B!"
M;&%C:R`Q<'0@<V]L:60[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A
M+"!386YS+5-E<FEF.R!T97AT+6%L:6=N.B!L969T)SXF(S$V,#L\+W1D/CQT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G8F]R9&5R+6)O='1O;3H@0FQA
M8VL@,7!T('-O;&ED.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9CL@=&5X="UA;&EG;CH@<FEG:'0G/C$Y-RPY-SD\+W1D/CQT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#%P
M=#L@=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV
M971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO
M=W)A<"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@,7!T.R!F;VYT.B`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-
M"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@
M0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T97AT+6%L:6=N.B!L
M969T)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
M9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[('1E
M>'0M86QI9VXZ(')I9VAT)SXR,2XW-SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A
M<"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@,7!T.R!T97AT+6%L:6=N.B!L
M969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9B<^)B,Q-C`[/"]T9#X\+W1R/@T*/'1R('-T>6QE/3-$)W9E<G1I8V%L+6%L
M:6=N.B!B;W1T;VT[(&)A8VMG<F]U;F0M8V]L;W(Z(')G8B@R,#0L,C,X+#(U
M-2D[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF
M)SX-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI
M9VXZ(&IU<W1I9GD[('!A9&1I;F<M8F]T=&]M.B`R+C5P=#L@<&%D9&EN9RUL
M969T.B`U+C1P=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL
M93TS1"=P861D:6YG+6)O='1O;3H@,BXU<'0[(&9O;G0Z(#$P<'0@0V%L:6)R
M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G8F]R9&5R+6)O='1O;3H@0FQA
M8VL@,BXU<'0@9&]U8FQE.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9CL@=&5X="UA;&EG;CH@;&5F="<^)B,Q-C`[/"]T9#X\
M=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V)O<F1E<BUB;W1T;VTZ($)L
M86-K(#(N-7!T(&1O=6)L93L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I
M8V$L(%-A;G,M4V5R:68[('1E>'0M86QI9VXZ(')I9VAT)SXU,C$L-C$S/"]T
M9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M
M.B`R+C5P=#L@=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I
M+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A
M<#TS1&YO=W)A<"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@,BXU<'0[(&9O
M;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V
M,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N
M=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[('1E>'0M
M86QI9VXZ(&QE9G0G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S
M='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9CL@=&5X="UA;&EG;CH@8V5N=&5R.R!V97)T:6-A;"UA;&EG;CH@8F]T
M=&]M)SXS+CD\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D
M9&EN9RUB;W1T;VTZ(#(N-7!T.R!T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q
M,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T
M9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M
M.B`R+C5P=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S
M='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9CL@=&5X="UA;&EG;CH@;&5F="<^)#PO=&0^/'1D(&YO=W)A<#TS1&YO
M=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9CL@=&5X="UA;&EG;CH@<FEG:'0G/C$W+C@P/"]T9#X\=&0@
M;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`R+C5P
M=#L@=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV
M971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO
M=W)A<"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@,BXU<'0[(&9O;G0Z(#$P
M<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D
M/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G8F]R9&5R+6)O
M='1O;3H@0FQA8VL@,BXU<'0@9&]U8FQE.R!F;VYT.B`Q,'!T($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9CL@=&5X="UA;&EG;CH@;&5F="<^)B,Q
M-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V)O<F1E<BUB
M;W1T;VTZ($)L86-K(#(N-7!T(&1O=6)L93L@9F]N=#H@,3!P="!#86QI8G)I
M+"!(96QV971I8V$L(%-A;G,M4V5R:68[('1E>'0M86QI9VXZ(')I9VAT)SXT
M-#4L-C$S/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I
M;F<M8F]T=&]M.B`R+C5P=#L@=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P
M="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^
M/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@
M,BXU<'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y
M;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R
M:68[('1E>'0M86QI9VXZ(&QE9G0G/B0\+W1D/CQT9"!N;W=R87`],T1N;W=R
M87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68[('1E>'0M86QI9VXZ(')I9VAT)SXQ.2XQ-3PO=&0^/'1D(&YO
M=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@,BXU<'0[
M('1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CPO='(^#0H\+W1A8FQE/@T*
M#0H\<"!S='EL93TS1"=F;VYT.B`Q,'!T+VYO<FUA;"!#86QI8G)I+"!(96QV
M971I8V$L(%-A;G,M4V5R:68[(&UA<F=I;CH@,#L@=&5X="UA;&EG;CH@;&5F
M=#L@=&5X="UI;F1E;G0Z(#`N,C5I;B<^)B,Q-C`[/"]P/@T*#0H-"@T*/'`@
M<W1Y;&4],T0G9F]N=#H@,3!P="]N;W)M86P@0V%L:6)R:2P@2&5L=F5T:6-A
M+"!386YS+5-E<FEF.R!M87)G:6XZ(#`[('1E>'0M86QI9VXZ(&QE9G0G/CPO
M<#X-"@T*/'`@<W1Y;&4],T0G9F]N=#H@,3!P="]N;W)M86P@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF.R!M87)G:6XZ(#`[('1E>'0M86QI9VXZ
M(&QE9G0G/E1H92!F;VQL;W=I;F<@=&%B;&4@<')E<V5N=',@:6YF;W)M871I
M;VX-"G)E9V%R9&EN9R!T:&4@86-T:79I='D@9'5R:6YG(#(P,3`L(#(P,3$L
M(&%N9"`R,#$R(')E;&%T960@=&\@=&AE($-O;7!A;GDF(S$T-CMS(&]U='-T
M86YD:6YG('!E<F9O<FUA;F-E('5N:71S(&%N9"!R97-T<FEC=&5D#0IS=&]C
M:SH\+W`^#0H-"CQP('-T>6QE/3-$)V9O;G0Z(#$P<'0O,3`N,#5P="!#86QI
M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[(&UA<F=I;CH@,#L@=&5X="UA
M;&EG;CH@:G5S=&EF>2<^)B,Q-C`[/"]P/@T*#0H\=&%B;&4@8V5L;'!A9&1I
M;F<],T0P(&-E;&QS<&%C:6YG/3-$,"!S='EL93TS1"=B;W)D97(M8V]L;&%P
M<V4Z(&-O;&QA<'-E.R!W:61T:#H@,3`P)3L@9F]N=#H@,3!P="!#86QI8G)I
M+"!(96QV971I8V$L(%-A;G,M4V5R:68G/@T*/'1R('-T>6QE/3-$)W9E<G1I
M8V%L+6%L:6=N.B!B;W1T;VT[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF)SX-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T
M>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#%P=#L@9F]N=#H@
M,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO
M=&0^#0H@("`@/'1D(&-O;'-P86X],T0V(&YO=W)A<#TS1&YO=W)A<"!S='EL
M93TS1"=T97AT+6%L:6=N.B!C96YT97([(&)O<F1E<BUB;W1T;VTZ($)L86-K
M(#%P="!S;VQI9#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68G/DYO;G9E<W1E9"!097)F;W)M86YC92!5;FET<SPO=&0^/'1D
M(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@,7!T
M.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^
M)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I
M;F<M8F]T=&]M.B`Q<'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A
M+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!C;VQS<&%N/3-$
M-B!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@8V5N=&5R
M.R!B;W)D97(M8F]T=&]M.B!";&%C:R`Q<'0@<V]L:60[(&9O;G0Z(#$P<'0@
M0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SY,;VYG+51E<FT@4F5S
M=')I8W1E9"!3=&]C:SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=P861D:6YG+6)O='1O;3H@,7!T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\+W1R/@T*/'1R('-T
M>6QE/3-$)W9E<G1I8V%L+6%L:6=N.B!B;W1T;VT[(&9O;G0Z(#$P<'0@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SX-"B`@("`\=&0@;F]W<F%P
M/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&)O<F1E<BUB
M;W1T;VTZ($)L86-K(#%P="!S;VQI9#L@9F]N=#H@,3!P="!#86QI8G)I+"!(
M96QV971I8V$L(%-A;G,M4V5R:68G/CQP('-T>6QE/3-$)V9O;G0Z(#$P<'0O
M;F]R;6%L($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@;6%R9VEN
M.B`P.R!T97AT+6%L:6=N.B!L969T)SXF(S$V,#L\+W`^/'`@<W1Y;&4],T0G
M9F]N=#H@,3!P="]N;W)M86P@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF.R!M87)G:6XZ(#`[('1E>'0M86QI9VXZ(&QE9G0G/B8C,38P.SPO<#X\
M<"!S='EL93TS1"=F;VYT.B`Q,'!T+VYO<FUA;"!#86QI8G)I+"!(96QV971I
M8V$L(%-A;G,M4V5R:68[(&UA<F=I;CH@,#L@=&5X="UA;&EG;CH@;&5F="<^
M)B,Q-C`[/"]P/CQP('-T>6QE/3-$)V9O;G0Z(#$P<'0O;F]R;6%L($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@;6%R9VEN.B`P.R!T97AT+6%L
M:6=N.B!L969T)SXF(S$V,#L\+W`^#0H-"CPO=&0^/'1D(&YO=W)A<#TS1&YO
M=W)A<"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@,7!T.R!F;VYT.B`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-
M"B`@("`\=&0@8V]L<W!A;CTS1#(@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$
M)W1E>'0M86QI9VXZ(&-E;G1E<CL@8F]R9&5R+6)O='1O;3H@0FQA8VL@,7!T
M('-O;&ED.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9B<^3G5M8F5R(&]F/&)R("\^#0H@56YI=',\+W1D/CQT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#%P=#L@9F]N=#H@
M,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO
M=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P861D:6YG+6)O='1O
M;3H@,7!T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@8V]L<W!A;CTS1#(@;F]W<F%P
M/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&-E;G1E<CL@8F]R9&5R
M+6)O='1O;3H@0FQA8VL@,7!T('-O;&ED.R!F;VYT.B`Q,'!T($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9B<^5V5I9VAT960M/&)R("\^#0I!=F5R
M86=E(#QB<B`O/@T*1W)A;G0M1&%T92`\8G(@+SX-"D9A:7(@5F%L=64\+W1D
M/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ
M(#%P=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R
M:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P
M861D:6YG+6)O='1O;3H@,7!T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@8V]L<W!A
M;CTS1#(@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&-E
M;G1E<CL@8F]R9&5R+6)O='1O;3H@0FQA8VL@,7!T('-O;&ED.R!F;VYT.B`Q
M,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^3G5M8F5R(&]F
M/&)R("\^#0H@56YI=',\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4]
M,T0G<&%D9&EN9RUB;W1T;VTZ(#%P=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(
M96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS
M1&YO=W)A<"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@,7!T.R!F;VYT.B`Q
M,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T
M9#X-"B`@("`\=&0@8V]L<W!A;CTS1#(@;F]W<F%P/3-$;F]W<F%P('-T>6QE
M/3-$)W1E>'0M86QI9VXZ(&-E;G1E<CL@8F]R9&5R+6)O='1O;3H@0FQA8VL@
M,7!T('-O;&ED.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9B<^5V5I9VAT960M/&)R("\^#0I!=F5R86=E(#QB<B`O/@T*1W)A
M;G0M1&%T92`\8G(@+SX-"D9A:7(@5F%L=64\+W1D/CQT9"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#%P=#L@9F]N=#H@,3!P
M="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^
M/"]T<CX-"CQT<B!S='EL93TS1"=V97)T:6-A;"UA;&EG;CH@8F]T=&]M.R!F
M;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^#0H@
M("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L
M969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O
M;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V
M,#L\+W1D/@T*("`@(#QT9"!C;VQS<&%N/3-$,B!N;W=R87`],T1N;W=R87`@
M<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R
M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R
M87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV
M971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO
M=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@8V]L<W!A;CTS1#(@
M;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F
M;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q
M-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P
M<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D
M/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI
M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@
M/'1D(&-O;'-P86X],T0R(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT
M+6%L:6=N.B!R:6=H=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S
M='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$
M)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF
M(S$V,#L\+W1D/@T*("`@(#QT9"!C;VQS<&%N/3-$,B!N;W=R87`],T1N;W=R
M87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N
M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(
M96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/"]T<CX-"CQT<B!S
M='EL93TS1"=V97)T:6-A;"UA;&EG;CH@8F]T=&]M.R!B86-K9W)O=6YD+6-O
M;&]R.B!R9V(H,C`T+#(S."PR-34I.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9B<^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A
M<"!S='EL93TS1"=W:61T:#H@-C`E.R!T97AT+6%L:6=N.B!L969T.R!P861D
M:6YG+6)O='1O;3H@,7!T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9B<^3F]N=F5S=&5D(&%T($1E8V5M8F5R(#,Q+"`R,#`Y
M/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W=I9'1H.B`Q)3L@
M<&%D9&EN9RUB;W1T;VTZ(#%P=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV
M971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A
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M-"PR,C4\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=VED=&@Z
M(#$E.R!P861D:6YG+6)O='1O;3H@,7!T.R!T97AT+6%L:6=N.B!L969T.R!F
M;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q
M-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W=I9'1H.B`Q
M)3L@<&%D9&EN9RUB;W1T;VTZ(#%P=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(
M96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO
M=W)A<#TS1&YO=W)A<"!S='EL93TS1"=W:61T:#H@,24[('!A9&1I;F<M8F]T
M=&]M.B`Q<'0[('1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R
M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXD/"]T9#X\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)W=I9'1H.B`W)3L@<&%D9&EN9RUB;W1T;VTZ(#%P
M=#L@=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF)SXQ-BXU,SPO=&0^/'1D(&YO=W)A<#TS1&YO
M=W)A<"!S='EL93TS1"=W:61T:#H@,24[('!A9&1I;F<M8F]T=&]M.B`Q<'0[
M('1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R
M87`@<W1Y;&4],T0G=VED=&@Z(#$E.R!P861D:6YG+6)O='1O;3H@,7!T.R!F
M;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q
M-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W=I
M9'1H.B`Q)3L@8F]R9&5R+6)O='1O;3H@0FQA8VL@,7!T('-O;&ED.R!F;VYT
M.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@=&5X="UA
M;&EG;CH@;&5F="<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T
M>6QE/3-$)W=I9'1H.B`W)3L@8F]R9&5R+6)O='1O;3H@0FQA8VL@,7!T('-O
M;&ED.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9CL@=&5X="UA;&EG;CH@<FEG:'0G/C(Y+#(V-SPO=&0^/'1D(&YO=W)A<#TS
M1&YO=W)A<"!S='EL93TS1"=W:61T:#H@,24[('!A9&1I;F<M8F]T=&]M.B`Q
M<'0[('1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G=VED=&@Z(#$E.R!P861D:6YG+6)O='1O;3H@,7!T
M.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^
M)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$
M)W=I9'1H.B`Q)3L@<&%D9&EN9RUB;W1T;VTZ(#%P=#L@=&5X="UA;&EG;CH@
M;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R
M:68G/B0\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=VED=&@Z
M(#<E.R!P861D:6YG+6)O='1O;3H@,7!T.R!T97AT+6%L:6=N.B!R:6=H=#L@
M9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/C$S
M+C4Y/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W=I9'1H.B`Q
M)3L@<&%D9&EN9RUB;W1T;VTZ(#%P=#L@=&5X="UA;&EG;CH@;&5F=#L@9F]N
M=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P
M.SPO=&0^/"]T<CX-"CQT<B!S='EL93TS1"=V97)T:6-A;"UA;&EG;CH@8F]T
M=&]M.R!B86-K9W)O=6YD+6-O;&]R.B!7:&ET93L@9F]N=#H@,3!P="!#86QI
M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/@T*("`@(#QT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P
M="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^
M/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\
M=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[
M(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF
M(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA
M;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y
M;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(
M96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS
M1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@
M0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[
M(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF
M(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA
M;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL
M93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE
M/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@
M0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@
M9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C
M,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q
M,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T
M9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI
M9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4]
M,T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#
M86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/"]T
M<CX-"CQT<B!S='EL93TS1"=V97)T:6-A;"UA;&EG;CH@8F]T=&]M.R!B86-K
M9W)O=6YD+6-O;&]R.B!R9V(H,C`T+#(S."PR-34I.R!F;VYT.B`Q,'!T($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^#0H@("`@/'1D(&YO=W)A
M<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q
M,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^1W)A;G1E9"!D
M=7)I;F<@=&AE('!E<FEO9#PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL
M93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE
M/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@
M0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$U,3L\+W1D/CQT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@
M9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C
M,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q
M,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T
M9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI
M9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4]
M,T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF)SXF(S$U,3L\+W1D/CQT9"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#
M86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D
M(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@
M;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O
M;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V
M,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG
M;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF)SXF(S$U,3L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4]
M,T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV
M971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO
M=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N
M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O
M;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$U
M,3L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG
M;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68G/B8C,38P.SPO=&0^/"]T<CX-"CQT<B!S='EL93TS1"=V97)T:6-A
M;"UA;&EG;CH@8F]T=&]M.R!B86-K9W)O=6YD+6-O;&]R.B!7:&ET93L@9F]N
M=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/@T*("`@
M(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F
M=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G
M/E9E<W1E9"!D=7)I;F<@=&AE('!E<FEO9#PO=&0^/'1D(&YO=W)A<#TS1&YO
M=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N
M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O
M;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$U
M,3L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG
M;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^
M)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$
M)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R
M87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$U,3L\+W1D/CQT9"!N
M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N
M=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P
M.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-
M"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ
M(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
M=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF)SXF(S$U,3L\+W1D/CQT9"!N;W=R87`],T1N;W=R
M87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI
M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO
M=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W
M<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z
M(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\
M+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@
M<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF)SXF(S$U,3L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
M=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I
M8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/"]T<CX-"CQT<B!S='EL93TS
M1"=V97)T:6-A;"UA;&EG;CH@8F]T=&]M.R!B86-K9W)O=6YD+6-O;&]R.B!R
M9V(H,C`T+#(S."PR-34I.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9B<^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL
M93TS1"=T97AT+6%L:6=N.B!L969T.R!P861D:6YG+6)O='1O;3H@,7!T.R!F
M;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^1F]R
M9F5I=&5D(&]R(&5X<&ER960@9'5R:6YG('1H92!P97)I;V0\+W1D/CQT9"!N
M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#%P=#L@
M9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C
M,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=B
M;W)D97(M8F]T=&]M.B!";&%C:R`Q<'0@<V]L:60[(&9O;G0Z(#$P<'0@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T97AT+6%L:6=N.B!L969T
M)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G8F]R
M9&5R+6)O='1O;3H@0FQA8VL@,7!T('-O;&ED.R!F;VYT.B`Q,'!T($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@=&5X="UA;&EG;CH@<FEG:'0G
M/B@R-RPQ,3(\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D
M9&EN9RUB;W1T;VTZ(#%P=#L@=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P
M="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/BD\+W1D/CQT9"!N
M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#%P=#L@
M9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C
M,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P
M861D:6YG+6)O='1O;3H@,7!T.R!T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q
M,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T
M9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M
M.B`Q<'0[('1E>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9B<^,38N-3,\+W1D/CQT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#%P=#L@=&5X="UA
M;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL
M93TS1"=P861D:6YG+6)O='1O;3H@,7!T.R!F;VYT.B`Q,'!T($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@
M;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V)O<F1E<BUB;W1T;VTZ($)L86-K
M(#%P="!S;VQI9#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68[('1E>'0M86QI9VXZ(&QE9G0G/B8C,38P.SPO=&0^/'1D(&YO
M=W)A<#TS1&YO=W)A<"!S='EL93TS1"=B;W)D97(M8F]T=&]M.B!";&%C:R`Q
M<'0@<V]L:60[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF.R!T97AT+6%L:6=N.B!R:6=H="<^)B,Q-3$[/"]T9#X\=&0@;F]W
M<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`Q<'0[('1E
M>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A
M+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@
M<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#%P=#L@9F]N=#H@,3!P="!#86QI
M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@
M/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@
M,7!T.R!T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`Q<'0[('1E>'0M86QI
M9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9B<^)B,Q-3$[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE
M/3-$)W!A9&1I;F<M8F]T=&]M.B`Q<'0[('1E>'0M86QI9VXZ(&QE9G0[(&9O
M;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V
M,#L\+W1D/CPO='(^#0H\='(@<W1Y;&4],T0G=F5R=&EC86PM86QI9VXZ(&)O
M='1O;3L@8F%C:V=R;W5N9"UC;VQO<CH@5VAI=&4[(&9O;G0Z(#$P<'0@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SX-"B`@("`\=&0@;F]W<F%P
M/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P
M<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D
M/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI
M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@
M/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T
M.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^
M)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M
M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T
M>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I
M8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS
M1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\
M=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT
M.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^
M)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M
M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y
M;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R
M:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL
M93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\
M=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[
M(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF
M(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@
M,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO
M=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L
M:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE
M/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@
M0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CPO
M='(^#0H\='(@<W1Y;&4],T0G=F5R=&EC86PM86QI9VXZ(&)O='1O;3L@8F%C
M:V=R;W5N9"UC;VQO<CH@<F=B*#(P-"PR,S@L,C4U*3L@9F]N=#H@,3!P="!#
M86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/@T*("`@(#QT9"!N;W=R
M87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@
M,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/DYO;G9E<W1E
M9"!A="!$96-E;6)E<B`S,2P@,C`Q,#PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A
M<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P
M('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R
M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R
M87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z
M(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXR-RPQ,3,\
M+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@
M;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R
M:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F
M;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q
M-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E
M>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A
M+"!386YS+5-E<FEF)SXD/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE
M/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9B<^,38N-3,\+W1D/CQT9"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#
M86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D
M(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@
M;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O
M;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V
M,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG
M;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF)SXR.2PR-C<\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4]
M,T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV
M971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO
M=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXD/"]T9#X\=&0@;F]W<F%P
M/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q
M,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^,3,N-3D\+W1D
M/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F
M=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G
M/B8C,38P.SPO=&0^/"]T<CX-"CQT<B!S='EL93TS1"=V97)T:6-A;"UA;&EG
M;CH@8F]T=&]M.R!B86-K9W)O=6YD+6-O;&]R.B!7:&ET93L@9F]N=#H@,3!P
M="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/@T*("`@(#QT9"!N
M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N
M=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P
M.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-
M"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ
M(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
M=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R
M87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI
M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO
M=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W
M<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z
M(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\
M+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@
M<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
M=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I
M8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A
M<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P
M('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R
M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R
M87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z
M(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\
M+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@
M;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R
M:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F
M;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q
M-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E
M>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A
M+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@
M<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R
M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R
M87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@
M,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO
M=&0^/"]T<CX-"CQT<B!S='EL93TS1"=V97)T:6-A;"UA;&EG;CH@8F]T=&]M
M.R!B86-K9W)O=6YD+6-O;&]R.B!R9V(H,C`T+#(S."PR-34I.R!F;VYT.B`Q
M,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^#0H@("`@/'1D
M(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F
M;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^1W)A
M;G1E9"!D=7)I;F<@=&AE('!E<FEO9#PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A
M<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P
M('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R
M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R
M87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z
M(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$U,3L\
M+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@
M;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R
M:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F
M;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q
M-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E
M>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A
M+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@
M<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R
M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$U,3L\+W1D/CQT9"!N;W=R
M87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@
M,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO
M=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@
M("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE
M9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF
M)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X
M="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A
M+"!386YS+5-E<FEF)SXW+#(U.3PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S
M='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P
M/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P
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M"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ
M(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF)SY697-T960@9'5R:6YG('1H92!P97)I;V0\+W1D/CQT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I
M8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS
M1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\
M=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT
M.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^
M*#(W+#`R,CPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT
M+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9B<^*3PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^
M)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$
M)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R
M87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXQ-BXU,SPO=&0^/'1D(&YO
M=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT
M.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[
M/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@
M0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*
M("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@
M;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R
M:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T
M97AT+6%L:6=N.B!R:6=H=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I
M8V$L(%-A;G,M4V5R:68G/B@R.2PR-C<\+W1D/CQT9"!N;W=R87`],T1N;W=R
M87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI
M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/BD\+W1D/CQT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I
M8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS
M1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\
M=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT
M.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^
M,3,N-3D\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA
M;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68G/B8C,38P.SPO=&0^/"]T<CX-"CQT<B!S='EL93TS1"=V97)T
M:6-A;"UA;&EG;CH@8F]T=&]M.R!B86-K9W)O=6YD+6-O;&]R.B!R9V(H,C`T
M+#(S."PR-34I.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9B<^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T
M97AT+6%L:6=N.B!L969T.R!P861D:6YG+6)O='1O;3H@,7!T.R!F;VYT.B`Q
M,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^1F]R9F5I=&5D
M(&]R(&5X<&ER960@9'5R:6YG('1H92!P97)I;V0\+W1D/CQT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#%P=#L@9F]N=#H@
M,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO
M=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=B;W)D97(M
M8F]T=&]M.B!";&%C:R`Q<'0@<V]L:60[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T97AT+6%L:6=N.B!L969T)SXF(S$V
M,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G8F]R9&5R+6)O
M='1O;3H@0FQA8VL@,7!T('-O;&ED.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9CL@=&5X="UA;&EG;CH@<FEG:'0G/B@Y,3PO
M=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P861D:6YG+6)O='1O
M;3H@,7!T.R!T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9B<^*3PO=&0^/'1D(&YO=W)A<#TS1&YO
M=W)A<"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@,7!T.R!F;VYT.B`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-
M"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T
M=&]M.B`Q<'0[('1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R
M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R
M87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#%P=#L@=&5X
M="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A
M+"!386YS+5-E<FEF)SXQ-BXU,SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S
M='EL93TS1"=P861D:6YG+6)O='1O;3H@,7!T.R!T97AT+6%L:6=N.B!L969T
M.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^
M)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I
M;F<M8F]T=&]M.B`Q<'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A
M+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G8F]R9&5R+6)O='1O;3H@0FQA8VL@,7!T('-O;&ED
M.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@
M=&5X="UA;&EG;CH@;&5F="<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)V)O<F1E<BUB;W1T;VTZ($)L86-K(#%P="!S;VQI9#L@
M9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[('1E
M>'0M86QI9VXZ(')I9VAT)SXF(S$U,3L\+W1D/CQT9"!N;W=R87`],T1N;W=R
M87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#%P=#L@=&5X="UA;&EG;CH@
M;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R
M:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P
M861D:6YG+6)O='1O;3H@,7!T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P
M/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`Q<'0[('1E>'0M
M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y
M;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#%P=#L@=&5X="UA;&EG;CH@<FEG:'0[
M(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF
M(S$U,3L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN
M9RUB;W1T;VTZ(#%P=#L@=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#
M86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/"]T
M<CX-"CQT<B!S='EL93TS1"=V97)T:6-A;"UA;&EG;CH@8F]T=&]M.R!B86-K
M9W)O=6YD+6-O;&]R.B!7:&ET93L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV
M971I8V$L(%-A;G,M4V5R:68G/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@
M<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I
M+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A
M<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P
M/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P
M<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D
M/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG
M:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF
M)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X
M="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S
M='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T
M>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P
M<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D
M/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F
M=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G
M/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT
M.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[
M/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M
M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y
M;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P
M="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^
M/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\
M=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[
M(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF
M(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA
M;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y
M;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(
M96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/"]T<CX-"CQT<B!S
M='EL93TS1"=V97)T:6-A;"UA;&EG;CH@8F]T=&]M.R!B86-K9W)O=6YD+6-O
M;&]R.B!R9V(H,C`T+#(S."PR-34I.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9B<^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A
M<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^3F]N=F5S=&5D(&%T($1E8V5M
M8F5R(#,Q+"`R,#$Q/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$
M)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF
M(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
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M.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[
M/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@
M0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*
M("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@
M;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R
M:68G/B0\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA
M;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF)SXF(S$U,3L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y
M;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(
M96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS
M1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@
M0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[
M(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXW
M+#(U.3PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L
M:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE
M/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF
M)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4]
M,T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV
M971I8V$L(%-A;G,M4V5R:68G/B0\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@
M<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R
M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXQ-"XU-#PO=&0^/'1D(&YO=W)A
M<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q
M,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T
M9#X\+W1R/@T*/'1R('-T>6QE/3-$)W9E<G1I8V%L+6%L:6=N.B!B;W1T;VT[
M(&)A8VMG<F]U;F0M8V]L;W(Z(%=H:71E.R!F;VYT.B`Q,'!T($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9B<^#0H@("`@/'1D(&YO=W)A<#TS1&YO
M=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@
M;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N
M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N
M=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P
M.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N
M.B!R:6=H=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R
M87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI
M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO
M=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!R:6=H=#L@9F]N
M=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P
M.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N
M.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$
M)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF
M(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
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M.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[
M/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@
M0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*
M("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@
M;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R
M:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T
M97AT+6%L:6=N.B!R:6=H=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I
M8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A
M<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\+W1R/@T*
M/'1R('-T>6QE/3-$)W9E<G1I8V%L+6%L:6=N.B!B;W1T;VT[(&)A8VMG<F]U
M;F0M8V]L;W(Z(')G8B@R,#0L,C,X+#(U-2D[(&9O;G0Z(#$P<'0@0V%L:6)R
M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SX-"B`@("`\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@
M0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SY'<F%N=&5D(&1U<FEN
M9R!T:&4@<&5R:6]D/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$
M)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF
M(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
M=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I
M8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A
M<"!S='EL93TS1"=T97AT+6%L:6=N.B!R:6=H=#L@9F]N=#H@,3!P="!#86QI
M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,34Q.SPO=&0^/'1D(&YO
M=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT
M.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[
M/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@
M0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*
M("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@
M;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R
M:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T
M97AT+6%L:6=N.B!R:6=H=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I
M8V$L(%-A;G,M4V5R:68G/B8C,34Q.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A
M<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W
M<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R
M87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@
M,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO
M=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!R
M:6=H=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R
M:68G/C0Y+#4U.3PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T
M97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P
M('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@
M<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I
M+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B0\+W1D/CQT9"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@
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M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SX-"B`@("`\=&0@;F]W<F%P
M/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P
M<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SY697-T960@9'5R
M:6YG('1H92!P97)I;V0\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4]
M,T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G
M/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-3$[/"]T9#X\=&0@
M;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O
M;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V
M,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P
M="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^
M#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N
M.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$
M)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9B<^)B,Q-3$[/"]T9#X\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N
M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(
M96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO
M=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT
M.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[
M/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ
M(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9B<^)B,Q-3$[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$
M)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R
M87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A
M<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W
M<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT
M.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-3$[
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M:68G/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA
M;&EG;CH@;&5F=#L@<&%D9&EN9RUB;W1T;VTZ(#%P=#L@9F]N=#H@,3!P="!#
M86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/D9O<F9E:71E9"!O<B!E
M>'!I<F5D(&1U<FEN9R!T:&4@<&5R:6]D/"]T9#X\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`Q<'0[(&9O;G0Z(#$P<'0@
M0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*
M("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G8F]R9&5R+6)O='1O
M;3H@0FQA8VL@,7!T('-O;&ED.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9CL@=&5X="UA;&EG;CH@;&5F="<^)B,Q-C`[/"]T
M9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V)O<F1E<BUB;W1T;VTZ
M($)L86-K(#%P="!S;VQI9#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I
M8V$L(%-A;G,M4V5R:68[('1E>'0M86QI9VXZ(')I9VAT)SXF(S$U,3L\+W1D
M/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ
M(#%P=#L@=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(
M96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS
M1&YO=W)A<"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@,7!T.R!F;VYT.B`Q
M,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T
M9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M
M8F]T=&]M.B`Q<'0[('1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N
M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#%P=#L@
M=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF)SXF(S$U,3L\+W1D/CQT9"!N;W=R87`],T1N;W=R
M87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#%P=#L@=&5X="UA;&EG;CH@
M;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R
M:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P
M861D:6YG+6)O='1O;3H@,7!T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P
M/3-$;F]W<F%P('-T>6QE/3-$)V)O<F1E<BUB;W1T;VTZ($)L86-K(#%P="!S
M;VQI9#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R
M:68[('1E>'0M86QI9VXZ(&QE9G0G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS
M1&YO=W)A<"!S='EL93TS1"=B;W)D97(M8F]T=&]M.B!";&%C:R`Q<'0@<V]L
M:60[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF
M.R!T97AT+6%L:6=N.B!R:6=H="<^*#(L-#<T/"]T9#X\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`Q<'0[('1E>'0M86QI
M9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF)SXI/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A
M9&1I;F<M8F]T=&]M.B`Q<'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#%P=#L@=&5X="UA
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M8F]T=&]M.B`Q<'0[('1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CPO='(^
M#0H\='(@<W1Y;&4],T0G=F5R=&EC86PM86QI9VXZ(&)O='1O;3L@8F%C:V=R
M;W5N9"UC;VQO<CH@5VAI=&4[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF)SX-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T
M>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I
M8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS
M1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\
M=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT
M.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^
M)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M
M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y
M;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R
M:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL
M93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\
M=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[
M(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF
M(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@
M,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO
M=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L
M:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE
M/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@
M0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I
M+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D
M(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F
M;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q
M-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI
M9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE
M/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CPO='(^#0H\='(@<W1Y
M;&4],T0G=F5R=&EC86PM86QI9VXZ(&)O='1O;3L@8F%C:V=R;W5N9"UC;VQO
M<CH@<F=B*#(P-"PR,S@L,C4U*3L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV
M971I8V$L(%-A;G,M4V5R:68G/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@
M<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@<&%D9&EN9RUB;W1T;VTZ(#(N
M-7!T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9B<^3F]N=F5S=&5D(&%T($1E8V5M8F5R(#,Q+"`R,#$R/"]T9#X\=&0@;F]W
M<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`R+C5P=#L@
M9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C
M,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=B
M;W)D97(M8F]T=&]M.B!";&%C:R`R+C5P="!D;W5B;&4[(&9O;G0Z(#$P<'0@
M0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T97AT+6%L:6=N.B!L
M969T)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
M8F]R9&5R+6)O='1O;3H@0FQA8VL@,BXU<'0@9&]U8FQE.R!F;VYT.B`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@=&5X="UA;&EG;CH@
M<FEG:'0G/B8C,34Q.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=P861D:6YG+6)O='1O;3H@,BXU<'0[('1E>'0M86QI9VXZ(&QE9G0[(&9O
M;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V
M,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB
M;W1T;VTZ(#(N-7!T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)V)O<F1E<BUB;W1T;VTZ($)L86-K(#(N-7!T(&1O=6)L
M93L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[
M('1E>'0M86QI9VXZ(&QE9G0G/B0\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@
M<W1Y;&4],T0G8F]R9&5R+6)O='1O;3H@0FQA8VL@,BXU<'0@9&]U8FQE.R!F
M;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@=&5X
M="UA;&EG;CH@<FEG:'0G/B8C,34Q.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A
M<"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@,BXU<'0[('1E>'0M86QI9VXZ
M(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
M<&%D9&EN9RUB;W1T;VTZ(#(N-7!T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W
M<F%P/3-$;F]W<F%P('-T>6QE/3-$)V)O<F1E<BUB;W1T;VTZ($)L86-K(#(N
M-7!T(&1O=6)L93L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68[('1E>'0M86QI9VXZ(&QE9G0G/B8C,38P.SPO=&0^/'1D(&YO
M=W)A<#TS1&YO=W)A<"!S='EL93TS1"=B;W)D97(M8F]T=&]M.B!";&%C:R`R
M+C5P="!D;W5B;&4[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF.R!T97AT+6%L:6=N.B!R:6=H="<^-30L,S0T/"]T9#X\=&0@
M;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`R+C5P
M=#L@=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV
M971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO
M=W)A<"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@,BXU<'0[(&9O;G0Z(#$P
M<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D
M/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G8F]R9&5R+6)O
M='1O;3H@0FQA8VL@,BXU<'0@9&]U8FQE.R!F;VYT.B`Q,'!T($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9CL@=&5X="UA;&EG;CH@;&5F="<^)#PO
M=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=B;W)D97(M8F]T=&]M
M.B!";&%C:R`R+C5P="!D;W5B;&4[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF.R!T97AT+6%L:6=N.B!R:6=H="<^,3`N-#@\
M+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T
M;VTZ(#(N-7!T.R!T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\+W1R/@T*
M/"]T86)L93X-"@T*/'`@<W1Y;&4],T0G9F]N=#H@,3!P="]N;W)M86P@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!M87)G:6XZ(#`[('1E>'0M
M86QI9VXZ(&QE9G0G/B8C,38P.SPO<#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@
M("`@(#PO='(^#0H@("`@/"]T86)L93X-"B`@/"]B;V1Y/@T*/"]H=&UL/@T*
M#0HM+2TM+2T]7TYE>'1087)T7V8Y,#8S9#)A7S`S935?-#DT-%]A8C0Y7S(P
M930S9&$V.6$X-@T*0V]N=&5N="U,;V-A=&EO;CH@9FEL93HO+R]#.B]F.3`V
M,V0R85\P,V4U7S0Y-#1?86(T.5\R,&4T,V1A-CEA.#8O5V]R:W-H965T<R]3
M:&5E=#(S+FAT;6P-"D-O;G1E;G0M5')A;G-F97(M16YC;V1I;F<Z('%U;W1E
M9"UP<FEN=&%B;&4-"D-O;G1E;G0M5'EP93H@=&5X="]H=&UL.R!C:&%R<V5T
M/2)U<RUA<V-I:2(-"@T*/&AT;6P^#0H@(#QH96%D/@T*("`@(#Q-151!(&AT
M='`M97%U:78],T1#;VYT96YT+51Y<&4@8V]N=&5N=#TS1"=T97AT+VAT;6P[
M(&-H87)S970]=71F+3@G/CQS8W)I<'0@='EP93TS1'1E>'0O:F%V87-C<FEP
M="!S<F,],T13:&]W+FIS/B\J($1O($YO="!296UO=F4@5&AI<R!#;VUM96YT
M("HO/"]S8W)I<'0^/"]H96%D/@T*("`\8F]D>3X-"B`@("`\=&%B;&4@8VQA
M<W,],T1R97!O<G0@:60],T1)1#!%3$4^#0H@("`@("`\='(^#0H@("`@("`@
M(#QT:"!C;&%S<STS1'1L(&-O;'-P86X],T0Q(')O=W-P86X],T0R/CQS=')O
M;F<^4F5G=6QA=&]R>2!297-T<FEC=&EO;G,\8G(^/"]S=')O;F<^/"]T:#X-
M"B`@("`@("`@/'1H(&-L87-S/3-$=&@@8V]L<W!A;CTS1#$^,3(@36]N=&AS
M($5N9&5D/"]T:#X-"B`@("`@(#PO='(^#0H@("`@("`\='(^#0H@("`@("`@
M(#QT:"!C;&%S<STS1'1H/D1E8RX@,S$L(#(P,3(\8G(^/"]T:#X-"B`@("`@
M(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R93X-"B`@("`@("`@/'1D(&-L
M87-S/3-$<&P@=F%L:6=N/3-$=&]P/CQS=')O;F<^3F]T97,@=&\@1FEN86YC
M:6%L(%-T871E;65N=',\+W-T<F]N9SX\+W1D/@T*("`@("`@("`\=&0@8VQA
M<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@
M("`@(#QT<B!C;&%S<STS1')O/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V
M86QI9VX],T1T;W`^4F5G=6QA=&]R>2!297-T<FEC=&EO;G,\+W1D/@T*("`@
M("`@("`\=&0@8VQA<W,],T1T97AT/CQP('-T>6QE/3-$)V9O;G0Z(#$P<'0O
M;F]R;6%L($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@;6%R9VEN
M.B`P.R!T97AT+6%L:6=N.B!L969T)SX\8CY.;W1E(#$V+B!296=U;&%T;W)Y
M(%)E<W1R:6-T:6]N<SPO8CXF(S$V,#L\+W`^#0H-"CQP('-T>6QE/3-$)V9O
M;G0Z(#$P<'0O;F]R;6%L($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9CL@;6%R9VEN.B`P.R!T97AT+6%L:6=N.B!L969T)SXF(S$V,#L\+W`^#0H-
M"CQP('-T>6QE/3-$)V9O;G0Z(#$P<'0O;F]R;6%L($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9CL@;6%R9VEN.B`P.R!T97AT+6%L:6=N.B!L969T
M)SY4:&4@0V]M<&%N>2!I<R!R96=U;&%T960@8GD@=&AE($9E9&5R86P-"E)E
M<V5R=F4@0F]A<F0@86YD(&ES('-U8FIE8W0@=&\@<V5C=7)I=&EE<R!R96=I
M<W1R871I;VX@86YD('!U8FQI8R!R97!O<G1I;F<@<F5G=6QA=&EO;G,@;V8@
M=&AE(%-E8W5R:71I97,@86YD($5X8VAA;F=E($-O;6UI<W-I;VXN#0I4:&4@
M0F%N:R!I<R!R96=U;&%T960@8GD@=&AE($9$24,@86YD('1H92!.;W)T:"!#
M87)O;&EN82!#;VUM:7-S:6]N97(@;V8@0F%N:W,N/"]P/@T*#0H\<"!S='EL
M93TS1"=F;VYT.B`Q,'!T+VYO<FUA;"!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68[(&UA<F=I;CH@,#L@=&5X="UA;&EG;CH@;&5F="<^)B,Q-C`[
M/"]P/@T*#0H\<"!S='EL93TS1"=F;VYT.B`Q,'!T+VYO<FUA;"!#86QI8G)I
M+"!(96QV971I8V$L(%-A;G,M4V5R:68[(&UA<F=I;CH@,#L@=&5X="UA;&EG
M;CH@;&5F="<^5&AE('!R:6UA<GD@<V]U<F-E(&]F(&9U;F1S(&9O<B!T:&4@
M<&%Y;65N=`T*;V8@9&EV:61E;F1S(&)Y('1H92!#;VUP86YY(&ES(&1I=FED
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M9FET<R!O9B!A<'!R;WAI;6%T96QY("0Q-C8L,3@X+#`P,"!W:&EC:"!W97)E
M(&%V86EL86)L92!F;W(@=&AE('!A>6UE;G0@;V8@9&EV:61E;F1S#0HH<W5B
M:F5C="!T;R!R96UA:6YI;F<@:6X@8V]M<&QI86YC92!W:71H(')E9W5L871O
M<GD@8V%P:71A;"!R97%U:7)E;65N=',I+B!!<R!O9B!$96-E;6)E<B`S,2P@
M,C`Q,BP@87!P<F]X:6UA=&5L>2`D,C,S+#8W,2PP,#`-"F]F('1H92!#;VUP
M86YY)B,Q-#8[<R!I;G9E<W1M96YT(&EN('1H92!"86YK(&ES(')E<W1R:6-T
M960@87,@=&\@=')A;G-F97(@=&\@=&AE($-O;7!A;GD@=VET:&]U="!O8G1A
M:6YI;F<@<')I;W(@<F5G=6QA=&]R>2!A<'!R;W9A;"X\+W`^#0H-"CQP('-T
M>6QE/3-$)V9O;G0Z(#$P<'0O;F]R;6%L($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9CL@;6%R9VEN.B`P.R!T97AT+6%L:6=N.B!L969T.R!T97AT
M+6EN9&5N=#H@,"XR-6EN)SXF(S$V,#L\+W`^#0H-"CQP('-T>6QE/3-$)V9O
M;G0Z(#$P<'0O;F]R;6%L($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9CL@;6%R9VEN.B`P.R!T97AT+6%L:6=N.B!L969T)SY4:&4@879E<F%G92!R
M97-E<G9E(&)A;&%N8V4@;6%I;G1A:6YE9`T*8GD@=&AE($)A;FL@=6YD97(@
M=&AE(')E<75I<F5M96YT<R!O9B!T:&4@1F5D97)A;"!297-E<G9E($)O87)D
M('=A<R!A<'!R;WAI;6%T96QY("0X-C4L,#`P(&9O<B!T:&4@>65A<B!E;F1E
M9"!$96-E;6)E<B`S,2P@,C`Q,BXF(S$V,#L\+W`^#0H-"CQP('-T>6QE/3-$
M)V9O;G0Z(#$P<'0O;F]R;6%L($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9CL@;6%R9VEN.B`P.R!T97AT+6%L:6=N.B!L969T)SXF(S$V,#L\+W`^
M#0H-"CQP('-T>6QE/3-$)V9O;G0Z(#$P<'0O;F]R;6%L($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9CL@;6%R9VEN.B`P.R!T97AT+6%L:6=N.B!L
M969T)SY4:&4@0V]M<&%N>2!A;F0@=&AE($)A;FL@;75S="!C;VUP;'D@=VET
M:`T*<F5G=6QA=&]R>2!C87!I=&%L(')E<75I<F5M96YT<R!E<W1A8FQI<VAE
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M:6YT86EN(&UI;FEM=6T-"G)A=&EO<R!O9B`F(S$T-SM4:65R(#$F(S$T.#L@
M8V%P:71A;"!T;R!T;W1A;"!R:7-K+7=E:6=H=&5D(&%S<V5T<R`H)B,Q-#<[
M5&EE<B!)($-A<&ET86P@4F%T:6\F(S$T.#LI(&%N9"!T;W1A;"!C87!I=&%L
M('1O#0IR:7-K+7=E:6=H=&5D(&%S<V5T<R!O9B`T+C`P)2!A;F0@."XP,"4@
M*"8C,30W.U1O=&%L($-A<&ET86P@4F%T:6\F(S$T.#LI+"!R97-P96-T:79E
M;'DN(%1I97(@,2!C87!I=&%L(&ES(&-O;7!R:7-E9"!O9B!T;W1A;`T*<VAA
M<F5H;VQD97)S)B,Q-#8[(&5Q=6ET>2P@97AC;'5D:6YG('5N<F5A;&EZ960@
M9V%I;G,@;W(@;&]S<V5S(&9R;VT@=&AE('-E8W5R:71I97,@879A:6QA8FQE
M(&9O<B!S86QE+"!L97-S(&EN=&%N9VEB;&4@87-S971S+`T*86YD('1O=&%L
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M+CPO<#X-"@T*/'`@<W1Y;&4],T0G9F]N=#H@,3!P="]N;W)M86P@0V%L:6)R
M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!M87)G:6XZ(#`[('1E>'0M86QI
M9VXZ(&QE9G0[('1E>'0M:6YD96YT.B`P+C(U:6XG/B8C,38P.SPO<#X-"@T*
M#0H-"CQP('-T>6QE/3-$)V9O;G0Z(#$P<'0O;F]R;6%L($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9CL@;6%R9VEN.B`P.R!T97AT+6%L:6=N.B!L
M969T)SX\+W`^#0H-"CQP('-T>6QE/3-$)V9O;G0Z(#$P<'0O;F]R;6%L($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@;6%R9VEN.B`P.R!T97AT
M+6%L:6=N.B!L969T)SY);B!A9&1I=&EO;B!T;R!T:&4@<FES:RUB87-E9"!C
M87!I=&%L#0IR97%U:7)E;65N=',@9&5S8W)I8F5D(&%B;W9E+"!T:&4@0V]M
M<&%N>2!A;F0@=&AE($)A;FL@87)E('-U8FIE8W0@=&\@82!L979E<F%G92!C
M87!I=&%L(')E<75I<F5M96YT+"!W:&EC:"!C86QL<R!F;W(@82!M:6YI;75M
M#0IR871I;R!O9B!4:65R(#$@8V%P:71A;"`H87,@9&5F:6YE9"!A8F]V92D@
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M)B,Q-C`[/"]P/@T*#0H\<"!S='EL93TS1"=F;VYT.B`Q,'!T+VYO<FUA;"!#
M86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[(&UA<F=I;CH@,#L@=&5X
M="UA;&EG;CH@;&5F="<^)B,Q-C`[/"]P/@T*#0H\<"!S='EL93TS1"=F;VYT
M.B`Q,'!T+VYO<FUA;"!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[
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M:6]S(&%S(&]F($1E8V5M8F5R(#,Q+"`R,#$R(&%N9"`R,#$Q(&EN('1H92!F
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M92!#;VUP86YY)B,Q-#8[<R!C;&%S<VEF:6-A=&EO;BX\+W`^#0H-"CQP('-T
M>6QE/3-$)V9O;G0Z(#$P<'0O;F]R;6%L($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9CL@;6%R9VEN.B`P.R!T97AT+6%L:6=N.B!L969T.R!T97AT
M+6EN9&5N=#H@,"XR-6EN)SXF(S$V,#L\+W`^#0H-"CQP('-T>6QE/3-$)V9O
M;G0Z(#$P<'0O;F]R;6%L($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9CL@;6%R9VEN.B`P.R!T97AT+6%L:6=N.B!L969T)SY!;'-O('-E92!.;W1E
M(#$Y(&9O<B!D:7-C=7-S:6]N(&]F('!R969E<G)E9`T*<W1O8VL@=')A;G-A
M8W1I;VYS('1H870@:&%V92!A9F9E8W1E9"!T:&4@0V]M<&%N>28C,30V.W,@
M8V%P:71A;"!R871I;W,N/"]P/@T*#0H\<"!S='EL93TS1"=F;VYT.B`Q,'!T
M+VYO<FUA;"!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[(&UA<F=I
M;CH@,#L@=&5X="UA;&EG;CH@;&5F="<^)B,Q-C`[/"]P/@T*#0H\=&%B;&4@
M8V5L;'!A9&1I;F<],T0P(&-E;&QS<&%C:6YG/3-$,"!S='EL93TS1"=B;W)D
M97(M8V]L;&%P<V4Z(&-O;&QA<'-E.R!W:61T:#H@,3`P)3L@9F]N=#H@,3!P
M="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/@T*/'1R('-T>6QE
M/3-$)W9E<G1I8V%L+6%L:6=N.B!B;W1T;VT[(&9O;G0Z(#$P<'0@0V%L:6)R
M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SX-"B`@("`\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&IU<W1I9GD[(&9O;G0Z(#$P
M<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D
M/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ
M(#%P=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R
M:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&-O;'-P86X],T0V(&YO=W)A<#TS
M1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!C96YT97([(&)O<F1E<BUB
M;W1T;VTZ($)L86-K(#%P="!S;VQI9#L@9F]N=#H@,3!P="!#86QI8G)I+"!(
M96QV971I8V$L(%-A;G,M4V5R:68G/D%C='5A;#PO=&0^/'1D(&YO=W)A<#TS
M1&YO=W)A<"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@,7!T.R!F;VYT.B`Q
M,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T
M9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M
M.B`Q<'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!C;VQS<&%N/3-$-B!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@8V5N=&5R.R!B;W)D97(M
M8F]T=&]M.B!";&%C:R`Q<'0@<V]L:60[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF)SY&;W(@0V%P:71A;"`\8G(@+SY!9&5Q
M=6%C>2!0=7)P;W-E<SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=P861D:6YG+6)O='1O;3H@,7!T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`Q<'0[(&9O;G0Z(#$P
M<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D
M/@T*("`@(#QT9"!C;VQS<&%N/3-$-B!N;W=R87`],T1N;W=R87`@<W1Y;&4]
M,T0G=&5X="UA;&EG;CH@8V5N=&5R.R!B;W)D97(M8F]T=&]M.B!";&%C:R`Q
M<'0@<V]L:60[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF)SY4;R!"92!796QL($-A<&ET86QI>F5D(#QB<B`O/E5N9&5R(%!R
M;VUP="!#;W)R96-T:79E(#QB<B`O/D%C=&EO;B!0<F]V:7-I;VYS/"]T9#X\
M=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`Q
M<'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF
M)SXF(S$V,#L\+W1D/CPO='(^#0H\='(@<W1Y;&4],T0G=F5R=&EC86PM86QI
M9VXZ(&)O='1O;3L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68G/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
M9F]N=#H@:71A;&EC(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF.R!T97AT+6%L:6=N.B!J=7-T:69Y)SXH)"!I;B!T:&]U<V%N9',I/"]T
M9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M
M.B`Q<'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!C;VQS<&%N/3-$,B!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@8V5N=&5R.R!B;W)D97(M
M8F]T=&]M.B!";&%C:R`Q<'0@<V]L:60[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF)SY!;6]U;G0\+W1D/CQT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#%P=#L@9F]N=#H@
M,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO
M=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P861D:6YG+6)O='1O
M;3H@,7!T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@8V]L<W!A;CTS1#(@;F]W<F%P
M/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&-E;G1E<CL@8F]R9&5R
M+6)O='1O;3H@0FQA8VL@,7!T('-O;&ED.R!F;VYT.B`Q,'!T($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9B<^4F%T:6\\+W1D/CQT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#%P=#L@9F]N=#H@
M,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO
M=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P861D:6YG+6)O='1O
M;3H@,7!T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@8V]L<W!A;CTS1#(@;F]W<F%P
M/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&-E;G1E<CL@8F]R9&5R
M+6)O='1O;3H@0FQA8VL@,7!T('-O;&ED.R!F;VYT.B`Q,'!T($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9B<^06UO=6YT/"]T9#X\=&0@;F]W<F%P
M/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`Q<'0[(&9O;G0Z
M(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\
M+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T
M;VTZ(#%P=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&-O;'-P86X],T0R(&YO=W)A
M<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!C96YT97([(&)O<F1E
M<BUB;W1T;VTZ($)L86-K(#%P="!S;VQI9#L@9F]N=#H@,3!P="!#86QI8G)I
M+"!(96QV971I8V$L(%-A;G,M4V5R:68G/E)A=&EO/"]T9#X\=&0@;F]W<F%P
M/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`Q<'0[(&9O;G0Z
M(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\
M+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T
M;VTZ(#%P=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&-O;'-P86X],T0R(&YO=W)A
M<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!C96YT97([(&)O<F1E
M<BUB;W1T;VTZ($)L86-K(#%P="!S;VQI9#L@9F]N=#H@,3!P="!#86QI8G)I
M+"!(96QV971I8V$L(%-A;G,M4V5R:68G/D%M;W5N=#PO=&0^/'1D(&YO=W)A
M<#TS1&YO=W)A<"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@,7!T.R!F;VYT
M.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[
M/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T
M=&]M.B`Q<'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!C;VQS<&%N/3-$,B!N;W=R
M87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@8V5N=&5R.R!B;W)D
M97(M8F]T=&]M.B!";&%C:R`Q<'0@<V]L:60[(&9O;G0Z(#$P<'0@0V%L:6)R
M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SY2871I;SPO=&0^/'1D(&YO=W)A
M<#TS1&YO=W)A<"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@,7!T.R!F;VYT
M.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[
M/"]T9#X\+W1R/@T*/'1R('-T>6QE/3-$)W9E<G1I8V%L+6%L:6=N.B!B;W1T
M;VT[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF
M)SX-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI
M9VXZ(&IU<W1I9GD[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y
M;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R
M:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&-O;'-P86X],T0R(&YO=W)A<#TS
M1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!J=7-T:69Y.R!F;VYT.B`Q
M,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T
M9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N
M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(
M96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&-O
M;'-P86X],T0R(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N
M.B!J=7-T:69Y.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE
M/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF
M)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N
M=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P
M.SPO=&0^#0H@("`@/'1D(&-O;'-P86X],T0V(&YO=W)A<#TS1&YO=W)A<"!S
M='EL93TS1"=T97AT+6%L:6=N.B!C96YT97([(&9O;G0Z(#$P<'0@0V%L:6)R
M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXH;75S="!E<75A;"!O<B!E>&-E
M960I/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P
M<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D
M/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI
M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@
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M96QV971I8V$L(%-A;G,M4V5R:68G/@T*("`@(#QT9"!N;W=R87`],T1N;W=R
M87`@<W1Y;&4],T0G9F]N=#H@8F]L9"`Q,'!T($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9CL@=&5X="UA;&EG;CH@:G5S=&EF>2<^07,@;V8@1&5C
M96UB97(@,S$L(#(P,3(\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4]
M,T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G
M/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@
M;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O
M;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V
M,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P
M="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^
M#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N
M.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$
M)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N
M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(
M96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO
M=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT
M.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[
M/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ
M(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$
M)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R
M87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A
M<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W
M<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT
M.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[
M/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ
M(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
M9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C
M,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T
M97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P
M('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W
M<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z
M(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\
M+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#
M86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@
M("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L
M969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E
M>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P
M('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R
M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CPO='(^#0H\
M='(@<W1Y;&4],T0G=F5R=&EC86PM86QI9VXZ(&)O='1O;3L@8F%C:V=R;W5N
M9"UC;VQO<CH@5VAI=&4[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A
M+"!386YS+5-E<FEF)SX-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE
M/3-$)V9O;G0Z(&)O;&0@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68[('1E>'0M86QI9VXZ(&IU<W1I9GD[('!A9&1I;F<M;&5F=#H@,65M
M)SY4;W1A;"!#87!I=&%L(%)A=&EO/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P
M('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@
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M969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O
M;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V
M,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X
M="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S
M='EL93TS1"=T97AT+6%L:6=N.B!R:6=H=#L@9F]N=#H@,3!P="!#86QI8G)I
M+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A
M<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q
M,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T
M9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@
M(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F
M=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G
M/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT
M+6%L:6=N.B!R:6=H=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S
M='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P
M/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P
M="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^
M/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!R:6=H
M=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G
M/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT
M+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T
M>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y
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M.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^
M)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z
M(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\
M+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA
M;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL
M93TS1"=T97AT+6%L:6=N.B!R:6=H=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(
M96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS
M1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\
M+W1R/@T*/'1R('-T>6QE/3-$)W9E<G1I8V%L+6%L:6=N.B!B;W1T;VT[(&)A
M8VMG<F]U;F0M8V]L;W(Z(')G8B@R,#0L,C,X+#(U-2D[(&9O;G0Z(#$P<'0@
M0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SX-"B`@("`\=&0@;F]W
M<F%P/3-$;F]W<F%P('-T>6QE/3-$)W=I9'1H.B`T,"4[(&9O;G0Z(&)O;&0@
M,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[('1E>'0M86QI
M9VXZ(&IU<W1I9GD[('!A9&1I;F<M;&5F=#H@,65M)SXF(S$V,#LF(S$V,#LF
M(S$V,#LF(S$V,#M#;VUP86YY/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T
M>6QE/3-$)W=I9'1H.B`Q)3L@9F]N=#H@8F]L9"`Q,'!T($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W
M<F%P/3-$;F]W<F%P('-T>6QE/3-$)W=I9'1H.B`Q)3L@9F]N=#H@8F]L9"`Q
M,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@=&5X="UA;&EG
M;CH@;&5F="<^)#PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=W
M:61T:#H@-R4[(&9O;G0Z(&)O;&0@,3!P="!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68[('1E>'0M86QI9VXZ(')I9VAT)SXS-3DL-34T/"]T9#X\
M=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W=I9'1H.B`Q)3L@9F]N=#H@
M8F]L9"`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@=&5X
M="UA;&EG;CH@;&5F="<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P
M('-T>6QE/3-$)W=I9'1H.B`Q)3L@9F]N=#H@8F]L9"`Q,'!T($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@
M;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W=I9'1H.B`Q)3L@9F]N=#H@8F]L
M9"`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@=&5X="UA
M;&EG;CH@;&5F="<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T
M>6QE/3-$)W=I9'1H.B`W)3L@9F]N=#H@8F]L9"`Q,'!T($-A;&EB<FDL($AE
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M("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=W:61T:#H@,24[(&9O
M;G0Z(&)O;&0@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[
M('1E>'0M86QI9VXZ(&QE9G0G/B0\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@
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M#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=W:61T:#H@,24[
M(&9O;G0Z(&)O;&0@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R
M:68[('1E>'0M86QI9VXZ(&QE9G0G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS
M1&YO=W)A<"!S='EL93TS1"=W:61T:#H@-R4[(&9O;G0Z(&)O;&0@,3!P="!#
M86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[('1E>'0M86QI9VXZ(')I
M9VAT)SXX+C`P)3PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=W
M:61T:#H@,24[(&9O;G0Z(&)O;&0@,3!P="!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68[('1E>'0M86QI9VXZ(&QE9G0G/B8C,38P.SPO=&0^/'1D
M(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=W:61T:#H@,24[(&9O;G0Z(&)O
M;&0@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P
M.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=W:61T
M:#H@,24[(&9O;G0Z(&)O;&0@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68[('1E>'0M86QI9VXZ(&QE9G0G/B0\+W1D/CQT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G=VED=&@Z(#<E.R!F;VYT.B!B;VQD(#$P<'0@
M0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T97AT+6%L:6=N.B!R
M:6=H="<^/&9O;G0@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV
M971I8V$L(%-A;G,M4V5R:68G/CQB/B8C,38P.TXO03PO8CX\+V9O;G0^/"]T
M9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W=I9'1H.B`Q)3L@9F]N
M=#H@8F]L9"`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@
M=&5X="UA;&EG;CH@;&5F="<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)W=I9'1H.B`Q)3L@9F]N=#H@8F]L9"`Q,'!T($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\
M=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W=I9'1H.B`Q)3L@9F]N=#H@
M8F]L9"`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@=&5X
M="UA;&EG;CH@;&5F="<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P
M('-T>6QE/3-$)W=I9'1H.B`W)3L@9F]N=#H@8F]L9"`Q,'!T($-A;&EB<FDL
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M,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/@T*("`@(#QT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@8F]L9"`Q,'!T($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@=&5X="UA;&EG;CH@:G5S
M=&EF>3L@<&%D9&EN9RUL969T.B`Q96TG/B8C,38P.R8C,38P.R8C,38P.R8C
M,38P.T)A;FL\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N
M=#H@8F]L9"`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^
M)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$
M)V9O;G0Z(&)O;&0@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R
M:68[('1E>'0M86QI9VXZ(&QE9G0G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS
M1&YO=W)A<"!S='EL93TS1"=F;VYT.B!B;VQD(#$P<'0@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF.R!T97AT+6%L:6=N.B!R:6=H="<^,S4X+#`Y
M.#PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B!B;VQD
M(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T97AT+6%L
M:6=N.B!L969T)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y
M;&4],T0G9F]N=#H@8F]L9"`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P
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M:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@8F]L9"`Q,'!T($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9CL@=&5X="UA;&EG;CH@;&5F="<^)B,Q-C`[
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M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@8F]L9"`Q,'!T($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@=&5X="UA;&EG;CH@;&5F
M="<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O
M;G0Z(&)O;&0@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[
M('1E>'0M86QI9VXZ(')I9VAT)SXX+C`P)3PO=&0^/'1D(&YO=W)A<#TS1&YO
M=W)A<"!S='EL93TS1"=F;VYT.B!B;VQD(#$P<'0@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF.R!T97AT+6%L:6=N.B!L969T)SXF(S$V,#L\+W1D
M/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@8F]L9"`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-
M"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(&)O;&0@
M,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[('1E>'0M86QI
M9VXZ(&QE9G0G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL
M93TS1"=F;VYT.B!B;VQD(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF.R!T97AT+6%L:6=N.B!R:6=H="<^,C$U+#4S,#PO=&0^/'1D(&YO
M=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B!B;VQD(#$P<'0@0V%L:6)R
M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T97AT+6%L:6=N.B!L969T)SXF
M(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@
M8F]L9"`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q
M-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O
M;G0Z(&)O;&0@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[
M('1E>'0M86QI9VXZ(&QE9G0G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO
M=W)A<"!S='EL93TS1"=F;VYT.B!B;VQD(#$P<'0@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF.R!T97AT+6%L:6=N.B!R:6=H="<^,3`N,#`E/"]T
M9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(&)O;&0@,3!P
M="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[('1E>'0M86QI9VXZ
M(&QE9G0G/B8C,38P.SPO=&0^/"]T<CX-"CQT<B!S='EL93TS1"=V97)T:6-A
M;"UA;&EG;CH@8F]T=&]M.R!B86-K9W)O=6YD+6-O;&]R.B!R9V(H,C`T+#(S
M."PR-34I.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9B<^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT
M.B!B;VQD(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T
M97AT+6%L:6=N.B!J=7-T:69Y.R!P861D:6YG+6QE9G0Z(#%E;2<^5&EE<B!)
M($-A<&ET86P@4F%T:6\\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4]
M,T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G
M/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@
M;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O
M;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V
M,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P
M="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^
M#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N
M.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$
M)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N
M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(
M96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO
M=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT
M.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[
M/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ
M(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$
M)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R
M87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A
M<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W
M<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT
M.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[
M/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ
M(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
M9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C
M,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T
M97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P
M('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W
M<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z
M(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\
M+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#
M86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@
M("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L
M969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E
M>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P
M('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R
M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CPO='(^#0H\
M='(@<W1Y;&4],T0G=F5R=&EC86PM86QI9VXZ(&)O='1O;3L@8F%C:V=R;W5N
M9"UC;VQO<CH@5VAI=&4[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A
M+"!386YS+5-E<FEF)SX-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE
M/3-$)V9O;G0Z(&)O;&0@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68[('1E>'0M86QI9VXZ(&IU<W1I9GD[('!A9&1I;F<M;&5F=#H@,65M
M)SXF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#M#;VUP86YY/"]T9#X\=&0@;F]W
M<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(&)O;&0@,3!P="!#86QI8G)I
M+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D
M(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B!B;VQD(#$P<'0@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T97AT+6%L:6=N.B!L969T
M)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N
M=#H@8F]L9"`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@
M=&5X="UA;&EG;CH@<FEG:'0G/C,S,BPS-3`\+W1D/CQT9"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G9F]N=#H@8F]L9"`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9CL@=&5X="UA;&EG;CH@;&5F="<^)B,Q-C`[/"]T
M9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(&)O;&0@,3!P
M="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^
M#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B!B;VQD
M(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T97AT+6%L
M:6=N.B!L969T)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y
M;&4],T0G9F]N=#H@8F]L9"`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9CL@=&5X="UA;&EG;CH@<FEG:'0G/C$U+C0Q)3PO=&0^/'1D(&YO
M=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B!B;VQD(#$P<'0@0V%L:6)R
M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T97AT+6%L:6=N.B!L969T)SXF
M(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@
M8F]L9"`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q
M-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O
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M<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y
M;&4],T0G9F]N=#H@8F]L9"`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9CL@=&5X="UA;&EG;CH@;&5F="<^)B,Q-C`[/"]T9#X\=&0@;F]W
M<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(&)O;&0@,3!P="!#86QI8G)I
M+"!(96QV971I8V$L(%-A;G,M4V5R:68[('1E>'0M86QI9VXZ(')I9VAT)SXT
M+C`P)3PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B!B
M;VQD(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T97AT
M+6%L:6=N.B!L969T)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@
M<W1Y;&4],T0G9F]N=#H@8F]L9"`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)V9O;G0Z(&)O;&0@,3!P="!#86QI8G)I+"!(96QV971I
M8V$L(%-A;G,M4V5R:68[('1E>'0M86QI9VXZ(&QE9G0G/B8C,38P.SPO=&0^
M/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B!B;VQD(#$P<'0@
M0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T97AT+6%L:6=N.B!R
M:6=H="<^/&9O;G0@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV
M971I8V$L(%-A;G,M4V5R:68G/CQB/DXO03PO8CX\+V9O;G0^/"]T9#X\=&0@
M;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(&)O;&0@,3!P="!#86QI
M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[('1E>'0M86QI9VXZ(&QE9G0G
M/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT
M.B!B;VQD(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF
M(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
M9F]N=#H@8F]L9"`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9CL@=&5X="UA;&EG;CH@;&5F="<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)V9O;G0Z(&)O;&0@,3!P="!#86QI8G)I+"!(96QV
M971I8V$L(%-A;G,M4V5R:68[('1E>'0M86QI9VXZ(')I9VAT)SX\9F]N="!S
M='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9B<^/&(^3B]!/"]B/CPO9F]N=#X\+W1D/CQT9"!N;W=R87`],T1N;W=R
M87`@<W1Y;&4],T0G9F]N=#H@8F]L9"`Q,'!T($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9CL@=&5X="UA;&EG;CH@;&5F="<^)B,Q-C`[/"]T9#X\
M+W1R/@T*/'1R('-T>6QE/3-$)W9E<G1I8V%L+6%L:6=N.B!B;W1T;VT[(&)A
M8VMG<F]U;F0M8V]L;W(Z(')G8B@R,#0L,C,X+#(U-2D[(&9O;G0Z(#$P<'0@
M0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SX-"B`@("`\=&0@;F]W
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M/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=F;VYT.B!B;VQD(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF.R!T97AT+6%L:6=N.B!L969T)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@8F]L9"`Q,'!T($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9CL@=&5X="UA;&EG;CH@<FEG:'0G/C,S,"PY
M,38\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@8F]L
M9"`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@=&5X="UA
M;&EG;CH@;&5F="<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T
M>6QE/3-$)V9O;G0Z(&)O;&0@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A
M<"!S='EL93TS1"=F;VYT.B!B;VQD(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A
M+"!386YS+5-E<FEF.R!T97AT+6%L:6=N.B!L969T)SXF(S$V,#L\+W1D/CQT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@8F]L9"`Q,'!T($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@=&5X="UA;&EG;CH@<FEG
M:'0G/C$U+C,U)3PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F
M;VYT.B!B;VQD(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF
M.R!T97AT+6%L:6=N.B!L969T)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G9F]N=#H@8F]L9"`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P
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M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@8F]L9"`Q,'!T($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@=&5X="UA;&EG;CH@;&5F
M="<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O
M;G0Z(&)O;&0@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[
M('1E>'0M86QI9VXZ(')I9VAT)SXT+C`P)3PO=&0^/'1D(&YO=W)A<#TS1&YO
M=W)A<"!S='EL93TS1"=F;VYT.B!B;VQD(#$P<'0@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF.R!T97AT+6%L:6=N.B!L969T)SXF(S$V,#L\+W1D
M/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@8F]L9"`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-
M"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(&)O;&0@
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M(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@
M8F]L9"`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q
M-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O
M;G0Z(&)O;&0@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[
M('1E>'0M86QI9VXZ(&QE9G0G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO
M=W)A<"!S='EL93TS1"=F;VYT.B!B;VQD(#$P<'0@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF.R!T97AT+6%L:6=N.B!R:6=H="<^-BXP,"4\+W1D
M/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@8F]L9"`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@=&5X="UA;&EG;CH@
M;&5F="<^)B,Q-C`[/"]T9#X\+W1R/@T*/'1R('-T>6QE/3-$)W9E<G1I8V%L
M+6%L:6=N.B!B;W1T;VT[(&)A8VMG<F]U;F0M8V]L;W(Z(%=H:71E.R!F;VYT
M.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^#0H@("`@
M/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B!B;VQD(#$P<'0@
M0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T97AT+6%L:6=N.B!J
M=7-T:69Y.R!P861D:6YG+6QE9G0Z(#%E;2<^3&5V97)A9V4@4F%T:6\\+W1D
M/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI
M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@
M/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T
M.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^
M)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M
M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T
M>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I
M8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS
M1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\
M=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT
M.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^
M)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M
M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y
M;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R
M:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL
M93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\
M=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[
M(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF
M(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@
M,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO
M=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L
M:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE
M/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@
M0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I
M+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D
M(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F
M;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q
M-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI
M9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE
M/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO
M=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@
M;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F
M;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q
M-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI
M9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF)SXF(S$V,#L\+W1D/CPO='(^#0H\='(@<W1Y;&4],T0G=F5R=&EC
M86PM86QI9VXZ(&)O='1O;3L@8F%C:V=R;W5N9"UC;VQO<CH@<F=B*#(P-"PR
M,S@L,C4U*3L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68G/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N
M=#H@8F]L9"`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@
M=&5X="UA;&EG;CH@:G5S=&EF>3L@<&%D9&EN9RUL969T.B`Q96TG/B8C,38P
M.R8C,38P.R8C,38P.R8C,38P.T-O;7!A;GD\+W1D/CQT9"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G9F]N=#H@8F]L9"`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P
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M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@8F]L9"`Q,'!T($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\
M=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(&)O;&0@,3!P="!#
M86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[('1E>'0M86QI9VXZ(&QE
M9G0G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F
M;VYT.B!B;VQD(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF
M.R!T97AT+6%L:6=N.B!R:6=H="<^,3`N,C0E/"]T9#X\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)V9O;G0Z(&)O;&0@,3!P="!#86QI8G)I+"!(96QV
M971I8V$L(%-A;G,M4V5R:68[('1E>'0M86QI9VXZ(&QE9G0G/B8C,38P.SPO
M=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B!B;VQD(#$P
M<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D
M/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@8F]L
M9"`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@=&5X="UA
M;&EG;CH@;&5F="<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T
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M(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
M9F]N=#H@8F]L9"`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9CL@=&5X="UA;&EG;CH@;&5F="<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)V9O;G0Z(&)O;&0@,3!P="!#86QI8G)I+"!(96QV
M971I8V$L(%-A;G,M4V5R:68[('1E>'0M86QI9VXZ(')I9VAT)SXT+C`P)3PO
M=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B!B;VQD(#$P
M<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T97AT+6%L:6=N
M.B!L969T)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4]
M,T0G9F]N=#H@8F]L9"`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T
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M+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@
M8F]L9"`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@=&5X
M="UA;&EG;CH@;&5F="<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P
M('-T>6QE/3-$)V9O;G0Z(&)O;&0@,3!P="!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68[('1E>'0M86QI9VXZ(')I9VAT)SX\9F]N="!S='EL93TS
M1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^
M/&(^3B]!/"]B/CPO9F]N=#X\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y
M;&4],T0G9F]N=#H@8F]L9"`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9CL@=&5X="UA;&EG;CH@;&5F="<^)B,Q-C`[/"]T9#X\+W1R/@T*
M/'1R('-T>6QE/3-$)W9E<G1I8V%L+6%L:6=N.B!B;W1T;VT[(&)A8VMG<F]U
M;F0M8V]L;W(Z(%=H:71E.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9B<^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL
M93TS1"=F;VYT.B!B;VQD(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF.R!T97AT+6%L:6=N.B!J=7-T:69Y.R!P861D:6YG+6QE9G0Z(#%E
M;2<^)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[0F%N:SPO=&0^/'1D(&YO=W)A
M<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B!B;VQD(#$P<'0@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N
M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@8F]L9"`Q,'!T($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@=&5X="UA;&EG;CH@;&5F="<^
M)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z
M(&)O;&0@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[('1E
M>'0M86QI9VXZ(')I9VAT)SXS,S`L.3$V/"]T9#X\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)V9O;G0Z(&)O;&0@,3!P="!#86QI8G)I+"!(96QV971I
M8V$L(%-A;G,M4V5R:68[('1E>'0M86QI9VXZ(&QE9G0G/B8C,38P.SPO=&0^
M/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B!B;VQD(#$P<'0@
M0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*
M("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@8F]L9"`Q
M,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@=&5X="UA;&EG
M;CH@;&5F="<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE
M/3-$)V9O;G0Z(&)O;&0@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68[('1E>'0M86QI9VXZ(')I9VAT)SXQ,"XR,"4\+W1D/CQT9"!N;W=R
M87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@8F]L9"`Q,'!T($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9CL@=&5X="UA;&EG;CH@;&5F="<^)B,Q
M-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(&)O
M;&0@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P
M.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT
M.B!B;VQD(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T
M97AT+6%L:6=N.B!L969T)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R
M87`@<W1Y;&4],T0G9F]N=#H@8F]L9"`Q,'!T($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9CL@=&5X="UA;&EG;CH@<FEG:'0G/C$R.2PW-#(\+W1D
M/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@8F]L9"`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@=&5X="UA;&EG;CH@
M;&5F="<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$
M)V9O;G0Z(&)O;&0@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R
M:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL
M93TS1"=F;VYT.B!B;VQD(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF.R!T97AT+6%L:6=N.B!L969T)SXF(S$V,#L\+W1D/CQT9"!N;W=R
M87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@8F]L9"`Q,'!T($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9CL@=&5X="UA;&EG;CH@<FEG:'0G/C0N
M,#`E/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(&)O
M;&0@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[('1E>'0M
M86QI9VXZ(&QE9G0G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S
M='EL93TS1"=F;VYT.B!B;VQD(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R
M87`@<W1Y;&4],T0G9F]N=#H@8F]L9"`Q,'!T($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9CL@=&5X="UA;&EG;CH@;&5F="<^)B,Q-C`[/"]T9#X\
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M=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R
M87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@8F]L9"`Q,'!T($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9CL@=&5X="UA;&EG;CH@;&5F="<^)B,Q
M-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(&)O
M;&0@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[('1E>'0M
M86QI9VXZ(')I9VAT)SXU+C`P)3PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S
M='EL93TS1"=F;VYT.B!B;VQD(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF.R!T97AT+6%L:6=N.B!L969T)SXF(S$V,#L\+W1D/CPO='(^
M#0H\='(@<W1Y;&4],T0G=F5R=&EC86PM86QI9VXZ(&)O='1O;3L@8F%C:V=R
M;W5N9"UC;VQO<CH@<F=B*#(P-"PR,S@L,C4U*3L@9F]N=#H@,3!P="!#86QI
M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/@T*("`@(#QT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@:G5S=&EF>3L@9F]N=#H@
M,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO
M=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@
M("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE
M9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF
M)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X
M="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A
M+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@
M<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I
M+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A
M<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P
M/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P
M<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D
M/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG
M:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF
M)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X
M="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S
M='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T
M>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P
M<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D
M/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F
M=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G
M/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT
M.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[
M/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M
M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y
M;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P
M="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^
M/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\
M=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[
M(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF
M(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA
M;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y
M;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(
M96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS
M1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@
M0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[
M(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF
M(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA
M;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68G/B8C,38P.SPO=&0^/"]T<CX-"CQT<B!S='EL93TS1"=V97)T
M:6-A;"UA;&EG;CH@8F]T=&]M.R!B86-K9W)O=6YD+6-O;&]R.B!7:&ET93L@
M9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/@T*
M("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@
M:G5S=&EF>3L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68G/D%S(&]F($1E8V5M8F5R(#,Q+"`R,#$Q/"]T9#X\=&0@;F]W<F%P
M/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P
M="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^
M/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!R:6=H
M=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G
M/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT
M+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T
M>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y
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M.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^
M)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z
M(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\
M+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA
M;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL
M93TS1"=T97AT+6%L:6=N.B!R:6=H=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(
M96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS
M1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\
M=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R
M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@
M9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C
M,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L
M:6=N.B!R:6=H=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL
M93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A
M+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#
M86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D
M(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!R:6=H=#L@
M9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C
M,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L
M:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE
M/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF
M)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4]
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M;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q
M-C`[/"]T9#X\+W1R/@T*/'1R('-T>6QE/3-$)W9E<G1I8V%L+6%L:6=N.B!B
M;W1T;VT[(&)A8VMG<F]U;F0M8V]L;W(Z(')G8B@R,#0L,C,X+#(U-2D[(&9O
M;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SX-"B`@
M("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&IU
M<W1I9GD[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF.R!P861D:6YG+6QE9G0Z(#%E;2<^5&]T86P@0V%P:71A;"!2871I;SPO
M=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@
M("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE
M9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF
M)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X
M="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A
M+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@
M<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I
M+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A
M<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P
M/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P
M<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D
M/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG
M:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF
M)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X
M="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S
M='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T
M>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P
M<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D
M/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F
M=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G
M/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT
M.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[
M/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M
M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y
M;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P
M="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^
M/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\
M=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[
M(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF
M(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA
M;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y
M;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(
M96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS
M1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@
M0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[
M(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF
M(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA
M;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68G/B8C,38P.SPO=&0^/"]T<CX-"CQT<B!S='EL93TS1"=V97)T
M:6-A;"UA;&EG;CH@8F]T=&]M.R!B86-K9W)O=6YD+6-O;&]R.B!7:&ET93L@
M9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/@T*
M("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@
M:G5S=&EF>3L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68[('!A9&1I;F<M;&5F=#H@,65M)SXF(S$V,#LF(S$V,#LF(S$V,#LF
M(S$V,#M#;VUP86YY/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$
M)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF
M(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
M=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I
M8V$L(%-A;G,M4V5R:68G/B0\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y
M;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF)SXS-34L.#DW/"]T9#X\=&0@;F]W<F%P
M/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P
M<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D
M/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI
M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@
M/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T
M.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^
M)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M
M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9B<^,38N-S(E/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T
M>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I
M8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS
M1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)#PO=&0^/'1D(&YO
M=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!R:6=H=#L@9F]N
M=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/C$W,"PS
M,CD\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG
M;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^
M)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$
M)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R
M87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXX+C`P)3PO=&0^/'1D(&YO
M=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT
M.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[
M/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@
M0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*
M("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@
M;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R
M:68G/B0\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA
M;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF)SX\9F]N="!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9B<^3B]!/"]F;VYT/CPO=&0^/'1D(&YO
M=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT
M.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[
M/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@
M0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*
M("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@
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M("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@
M:G5S=&EF>3L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68[('!A9&1I;F<M;&5F=#H@,65M)SXF(S$V,#LF(S$V,#LF(S$V,#LF
M(S$V,#M"86YK/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O
M;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V
M,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X
M="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S
M='EL93TS1"=T97AT+6%L:6=N.B!R:6=H=#L@9F]N=#H@,3!P="!#86QI8G)I
M+"!(96QV971I8V$L(%-A;G,M4V5R:68G/C,U-"PR,S4\+W1D/CQT9"!N;W=R
M87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@
M,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO
M=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@
M("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE
M9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF
M)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X
M="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A
M+"!386YS+5-E<FEF)SXQ-BXV-24\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@
M<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I
M+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A
M<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P
M/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P
M<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D
M/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG
M:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF
M)SXQ-S`L,3@P/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E
M>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A
M+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@
M<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S
M='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P
M/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q
M,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^."XP,"4\+W1D
M/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F
M=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G
M/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT
M.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[
M/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M
M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y
M;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF)SXR,3(L-S(U/"]T9#X\=&0@;F]W<F%P
M/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P
M<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D
M/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI
M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@
M/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T
M.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^
M)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M
M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9B<^,3`N,#`E/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T
M>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CPO='(^#0H\='(@
M<W1Y;&4],T0G=F5R=&EC86PM86QI9VXZ(&)O='1O;3L@8F%C:V=R;W5N9"UC
M;VQO<CH@5VAI=&4[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF)SX-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$
M)W1E>'0M86QI9VXZ(&IU<W1I9GD[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF.R!P861D:6YG+6QE9G0Z(#%E;2<^5&EE<B!)
M($-A<&ET86P@4F%T:6\\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4]
M,T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G
M/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@
M;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O
M;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V
M,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P
M="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^
M#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N
M.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$
M)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N
M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(
M96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO
M=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT
M.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[
M/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ
M(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$
M)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R
M87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A
M<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W
M<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT
M.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[
M/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ
M(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
M9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C
M,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T
M97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P
M('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W
M<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z
M(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\
M+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#
M86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@
M("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L
M969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E
M>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P
M('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R
M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CPO='(^#0H\
M='(@<W1Y;&4],T0G=F5R=&EC86PM86QI9VXZ(&)O='1O;3L@8F%C:V=R;W5N
M9"UC;VQO<CH@<F=B*#(P-"PR,S@L,C4U*3L@9F]N=#H@,3!P="!#86QI8G)I
M+"!(96QV971I8V$L(%-A;G,M4V5R:68G/@T*("`@(#QT9"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@:G5S=&EF>3L@9F]N=#H@,3!P
M="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[('!A9&1I;F<M;&5F
M=#H@,65M)SXF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#M#;VUP86YY/"]T9#X\
M=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R
M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@
M9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C
M,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L
M:6=N.B!R:6=H=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68G/C,R.2PQ,#`\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y
M;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(
M96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS
M1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@
M0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[
M(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXQ
M-2XT-B4\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA
M;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL
M93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE
M/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@
M0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXX-2PQ-C4\+W1D/CQT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@
M9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C
M,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q
M,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T
M9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI
M9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4]
M,T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF)SXT+C`P)3PO=&0^/'1D(&YO=W)A<#TS1&YO
M=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@
M;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N
M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N
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M/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI
M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@
M/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T
M.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^
M)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M
M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9B<^/&9O;G0@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I
M+"!(96QV971I8V$L(%-A;G,M4V5R:68G/DXO03PO9F]N=#X\+W1D/CQT9"!N
M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N
M=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P
M.SPO=&0^/"]T<CX-"CQT<B!S='EL93TS1"=V97)T:6-A;"UA;&EG;CH@8F]T
M=&]M.R!B86-K9W)O=6YD+6-O;&]R.B!7:&ET93L@9F]N=#H@,3!P="!#86QI
M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/@T*("`@(#QT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@:G5S=&EF>3L@9F]N=#H@
M,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[('!A9&1I;F<M
M;&5F=#H@,65M)SXF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#M"86YK
M/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@
M0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*
M("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@
M;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R
M:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T
M97AT+6%L:6=N.B!R:6=H=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I
M8V$L(%-A;G,M4V5R:68G/C,R-RPT-C$\+W1D/CQT9"!N;W=R87`],T1N;W=R
M87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI
M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO
M=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W
M<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z
M(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\
M+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@
M<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF)SXQ-2XS.24\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
M=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I
M8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A
M<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P
M('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R
M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R
M87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z
M(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXX-2PP.3`\
M+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@
M;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R
M:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F
M;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q
M-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E
M>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A
M+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@
M<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R
M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXT+C`P)3PO=&0^/'1D(&YO=W)A
M<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q
M,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T
M9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@
M(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F
M=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G
M/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT
M+6%L:6=N.B!R:6=H=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68G/C$R-RPV,S4\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@
M<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I
M+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A
M<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P
M/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P
M<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D
M/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG
M:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF
M)SXV+C`P)3PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT
M+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\+W1R/@T*/'1R('-T>6QE/3-$)W9E
M<G1I8V%L+6%L:6=N.B!B;W1T;VT[(&)A8VMG<F]U;F0M8V]L;W(Z(')G8B@R
M,#0L,C,X+#(U-2D[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF)SX-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$
M)W1E>'0M86QI9VXZ(&IU<W1I9GD[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF.R!P861D:6YG+6QE9G0Z(#%E;2<^3&5V97)A
M9V4@4F%T:6\\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N
M=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P
M.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT
M+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T
M>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P
M/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P
M<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D
M/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI
M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@
M/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T
M.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^
M)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M
M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T
M>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I
M8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS
M1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\
M=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT
M.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^
M)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M
M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y
M;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R
M:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL
M93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\
M=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[
M(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF
M(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@
M,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO
M=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L
M:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE
M/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@
M0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I
M+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D
M(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F
M;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q
M-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI
M9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE
M/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CPO='(^#0H\='(@<W1Y
M;&4],T0G=F5R=&EC86PM86QI9VXZ(&)O='1O;3L@8F%C:V=R;W5N9"UC;VQO
M<CH@5VAI=&4[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF)SX-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E
M>'0M86QI9VXZ(&IU<W1I9GD[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF.R!P861D:6YG+6QE9G0Z(#%E;2<^)B,Q-C`[)B,Q
M-C`[)B,Q-C`[)B,Q-C`[0V]M<&%N>3PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A
M<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P
M('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R
M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R
M87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z
M(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXS,CDL,3`P
M/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ
M(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
M9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C
M,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T
M97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P
M('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^,3`N,C$E/"]T9#X\=&0@;F]W
M<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z
M(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\
M+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#
M86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@
M("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L
M969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E
M>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9B<^,3(X+#DQ,#PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A
M<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W
M<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R
M87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@
M,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO
M=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!R
M:6=H=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R
M:68G/C0N,#`E/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E
M>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A
M+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@
M<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S
M='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P
M/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q
M,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^/&9O;G0@<W1Y
M;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R
M:68G/DXO03PO9F]N=#X\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4]
M,T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV
M971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO
M=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N
M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O
M;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SX\9F]N
M="!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9B<^3B]!/"]F;VYT/CPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S
M='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\+W1R/@T*/'1R
M('-T>6QE/3-$)W9E<G1I8V%L+6%L:6=N.B!B;W1T;VT[(&)A8VMG<F]U;F0M
M8V]L;W(Z(')G8B@R,#0L,C,X+#(U-2D[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF)SX-"B`@("`\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&IU<W1I9GD[(&9O;G0Z(#$P<'0@
M0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!P861D:6YG+6QE9G0Z
M(#%E;2<^)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[0F%N:SPO=&0^/'1D(&YO
M=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W
M<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z
M(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\
M+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@
M<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF)SXS,C<L-#8Q/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$
M)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R
M87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A
M<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W
M<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT
M.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^,3`N,3<E
M/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ
M(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
M9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C
M,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T
M97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P
M('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^,3(X+#@S,3PO=&0^/'1D(&YO
M=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT
M.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[
M/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@
M0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*
M("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@
M;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R
M:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T
M97AT+6%L:6=N.B!R:6=H=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I
M8V$L(%-A;G,M4V5R:68G/C0N,#`E/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P
M('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R
M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R
M87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV
M971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A
M<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q
M,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T
M9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I
M9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9B<^,38Q+#`S.3PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T
M97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P
M('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@
M<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I
M+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A
M<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!R:6=H=#L@9F]N=#H@
M,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/C4N,#`E/"]T
M9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE
M9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF
M)SXF(S$V,#L\+W1D/CPO='(^/"]T86)L93X\<W!A;CX\+W-P86X^/"]T9#X-
M"B`@("`@(#PO='(^#0H@("`@/"]T86)L93X-"B`@/"]B;V1Y/@T*/"]H=&UL
M/@T*#0HM+2TM+2T]7TYE>'1087)T7V8Y,#8S9#)A7S`S935?-#DT-%]A8C0Y
M7S(P930S9&$V.6$X-@T*0V]N=&5N="U,;V-A=&EO;CH@9FEL93HO+R]#.B]F
M.3`V,V0R85\P,V4U7S0Y-#1?86(T.5\R,&4T,V1A-CEA.#8O5V]R:W-H965T
M<R]3:&5E=#(T+FAT;6P-"D-O;G1E;G0M5')A;G-F97(M16YC;V1I;F<Z('%U
M;W1E9"UP<FEN=&%B;&4-"D-O;G1E;G0M5'EP93H@=&5X="]H=&UL.R!C:&%R
M<V5T/2)U<RUA<V-I:2(-"@T*/&AT;6P^#0H@(#QH96%D/@T*("`@(#Q-151!
M(&AT='`M97%U:78],T1#;VYT96YT+51Y<&4@8V]N=&5N=#TS1"=T97AT+VAT
M;6P[(&-H87)S970]=71F+3@G/CQS8W)I<'0@='EP93TS1'1E>'0O:F%V87-C
M<FEP="!S<F,],T13:&]W+FIS/B\J($1O($YO="!296UO=F4@5&AI<R!#;VUM
M96YT("HO/"]S8W)I<'0^/"]H96%D/@T*("`\8F]D>3X-"B`@("`\=&%B;&4@
M8VQA<W,],T1R97!O<G0@:60],T1)1#!%3$4^#0H@("`@("`\='(^#0H@("`@
M("`@(#QT:"!C;&%S<STS1'1L(&-O;'-P86X],T0Q(')O=W-P86X],T0R/CQS
M=')O;F<^4W5P<&QE;65N=&%R>2!);F-O;64@4W1A=&5M96YT($EN9F]R;6%T
M:6]N/&)R/CPO<W1R;VYG/CPO=&@^#0H@("`@("`@(#QT:"!C;&%S<STS1'1H
M(&-O;'-P86X],T0Q/C$R($UO;G1H<R!%;F1E9#PO=&@^#0H@("`@("`\+W1R
M/@T*("`@("`@/'1R/@T*("`@("`@("`\=&@@8VQA<W,],T1T:#Y$96,N(#,Q
M+"`R,#$R/&)R/CPO=&@^#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S
M/3-$<F4^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#X\
M<W1R;VYG/DYO=&5S('1O($9I;F%N8VEA;"!3=&%T96UE;G1S/"]S=')O;F<^
M/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^
M/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R;SX-"B`@
M("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/E-U<'!L96UE;G1A
M<GD@26YC;VUE(%-T871E;65N="!);F9O<FUA=&EO;CPO=&0^#0H@("`@("`@
M(#QT9"!C;&%S<STS1'1E>'0^/'`@<W1Y;&4],T0G9F]N=#H@,3!P="]N;W)M
M86P@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!M87)G:6XZ(#`[
M('1E>'0M86QI9VXZ(&QE9G0G/CQB/DYO=&4@,3<N(%-U<'!L96UE;G1A<GD@
M26YC;VUE(%-T871E;65N=`T*26YF;W)M871I;VX\+V(^)B,Q-C`[/"]P/@T*
M#0H\<"!S='EL93TS1"=F;VYT.B`Q,'!T+VYO<FUA;"!#86QI8G)I+"!(96QV
M971I8V$L(%-A;G,M4V5R:68[(&UA<F=I;CH@,#L@=&5X="UA;&EG;CH@;&5F
M="<^)B,Q-C`[/"]P/@T*#0H\<"!S='EL93TS1"=F;VYT.B`Q,'!T+VYO<FUA
M;"!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[(&UA<F=I;CH@,#L@
M=&5X="UA;&EG;CH@;&5F="<^0V]M<&]N96YT<R!O9B!O=&AE<B!N;VYI;G1E
M<F5S="!I;F-O;64O97AP96YS90T*97AC965D:6YG(#$E(&]F('1O=&%L(&EN
M8V]M92!F;W(@86YY(&]F('1H92!Y96%R<R!E;F1E9"!$96-E;6)E<B`S,2P@
M,C`Q,BP@,C`Q,2P@86YD(#(P,3`@87)E(&%S(&9O;&QO=W,Z/"]P/@T*#0H\
M<"!S='EL93TS1"=F;VYT.B`Q,'!T+VYO<FUA;"!#86QI8G)I+"!(96QV971I
M8V$L(%-A;G,M4V5R:68[(&UA<F=I;CH@,#L@=&5X="UA;&EG;CH@;&5F=#L@
M=&5X="UI;F1E;G0Z(#`N,C5I;B<^)B,Q-C`[/"]P/@T*#0H\=&%B;&4@8V5L
M;'!A9&1I;F<],T0P(&-E;&QS<&%C:6YG/3-$,"!S='EL93TS1"=B;W)D97(M
M8V]L;&%P<V4Z(&-O;&QA<'-E.R!W:61T:#H@,3`P)3L@9F]N=#H@,3!P="!#
M86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/@T*/'1R('-T>6QE/3-$
M)W9E<G1I8V%L+6%L:6=N.B!B;W1T;VT[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF)SX-"B`@("`\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)V9O;G0Z(&ET86QI8R`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9CL@=&5X="UA;&EG;CH@:G5S=&EF>2<^*"0@:6X@
M=&AO=7-A;F1S*3PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F
M;VYT.B!B;VQD(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF
M.R!P861D:6YG+6)O='1O;3H@,7!T)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!C
M;VQS<&%N/3-$,B!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@8F]L
M9"`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@=&5X="UA
M;&EG;CH@8V5N=&5R.R!B;W)D97(M8F]T=&]M.B!";&%C:R`Q<'0@<V]L:60G
M/C(P,3(\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN
M9RUB;W1T;VTZ(#%P=#L@9F]N=#H@8F]L9"`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`Q<'0[(&9O;G0Z(#$P<'0@
M0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*
M("`@(#QT9"!C;VQS<&%N/3-$,B!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
M=&5X="UA;&EG;CH@8V5N=&5R.R!B;W)D97(M8F]T=&]M.B!";&%C:R`Q<'0@
M<V]L:60[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF)SXR,#$Q/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A
M9&1I;F<M8F]T=&]M.B`Q<'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R
M87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#%P=#L@9F]N=#H@,3!P="!#
M86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@
M("`@/'1D(&-O;'-P86X],T0R(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T
M97AT+6%L:6=N.B!C96YT97([(&)O<F1E<BUB;W1T;VTZ($)L86-K(#%P="!S
M;VQI9#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R
M:68G/C(P,3`\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D
M9&EN9RUB;W1T;VTZ(#%P=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I
M8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/"]T<CX-"CQT<B!S='EL93TS
M1"=V97)T:6-A;"UA;&EG;CH@8F]T=&]M.R!F;VYT.B`Q,'!T($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9B<^#0H@("`@/'1D(&YO=W)A<#TS1&YO
M=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!J=7-T:69Y.R!F;VYT.B`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\
M=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R
M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT
M9"!C;VQS<&%N/3-$,B!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA
M;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y
M;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R
M:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F
M;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q
M-C`[/"]T9#X-"B`@("`\=&0@8V]L<W!A;CTS1#(@;F]W<F%P/3-$;F]W<F%P
M('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W
M<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&-O;'-P86X],T0R
M(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!R:6=H=#L@
M9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C
M,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q
M,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T
M9#X\+W1R/@T*/'1R('-T>6QE/3-$)W9E<G1I8V%L+6%L:6=N.B!B;W1T;VT[
M(&)A8VMG<F]U;F0M8V]L;W(Z(')G8B@R,#0L,C,X+#(U-2D[(&9O;G0Z(#$P
M<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SX-"B`@("`\=&0@
M;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W=I9'1H.B`W,"4[('1E>'0M86QI
M9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF)SY/=&AE<B!S97)V:6-E(&-H87)G97,L(&-O;6UI<W-I;VYS+"!A
M;F0@9F5E<R`F(S$U,#L@9&5B:70@:6YT97)C:&%N9V4@:6YC;VUE/"]T9#X\
M=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W=I9'1H.B`Q)3L@9F]N=#H@
M8F]L9"`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q
M-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W=I
M9'1H.B`Q)3L@9F]N=#H@8F]L9"`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
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M+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=VED=&@Z
M(#$E.R!T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)W=I9'1H.B`W)3L@=&5X="UA;&EG;CH@<FEG:'0[
M(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXT
M+#<U-SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=W:61T:#H@
M,24[('1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G=VED=&@Z(#$E.R!F;VYT.B`Q,'!T($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@
M;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W=I9'1H.B`Q)3L@=&5X="UA;&EG
M;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=W:61T:#H@-R4[('1E>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^,RPV,#@\+W1D/CQT9"!N
M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=VED=&@Z(#$E.R!T97AT+6%L:6=N
M.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9B<^)B,Q-C`[/"]T9#X\+W1R/@T*/'1R('-T>6QE/3-$)W9E<G1I8V%L
M+6%L:6=N.B!B;W1T;VT[(&)A8VMG<F]U;F0M8V]L;W(Z(%=H:71E.R!F;VYT
M.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^#0H@("`@
M/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T
M.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^
M3W1H97(@<V5R=FEC92!C:&%R9V5S+"!C;VUM:7-S:6]N<RP@86YD(&9E97,@
M)B,Q-3`[(&]T:&5R(&EN=&5R8VAA;F=E(&EN8V]M93PO=&0^/'1D(&YO=W)A
M<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B!B;VQD(#$P<'0@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N
M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@8F]L9"`Q,'!T($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@=&5X="UA;&EG;CH@;&5F="<^
M)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z
M(&)O;&0@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[('1E
M>'0M86QI9VXZ(')I9VAT)SXQ+#(Q,SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A
M<"!S='EL93TS1"=F;VYT.B!B;VQD(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A
M+"!386YS+5-E<FEF.R!T97AT+6%L:6=N.B!L969T)SXF(S$V,#L\+W1D/CQT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I
M+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D
M(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F
M;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q
M-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI
M9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9B<^,2PP,S,\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4]
M,T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV
M971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO
M=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N
M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O
M;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXY,3(\
M+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@
M;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R
M:68G/B8C,38P.SPO=&0^/"]T<CX-"CQT<B!S='EL93TS1"=V97)T:6-A;"UA
M;&EG;CH@8F]T=&]M.R!B86-K9W)O=6YD+6-O;&]R.B!R9V(H,C`T+#(S."PR
M-34I.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9B<^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L
M:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE
M/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF
M)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4]
M,T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV
M971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO
M=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!R:6=H=#L@9F]N=#H@,3!P="!#
M86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D
M(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F
M;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q
M-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P
M<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D
M/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG
M;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=T97AT+6%L:6=N.B!R:6=H=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV
M971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO
M=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@
M;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N
M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N
M=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P
M.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N
M.B!R:6=H=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\+W1R/@T*/'1R('-T>6QE
M/3-$)W9E<G1I8V%L+6%L:6=N.B!B;W1T;VT[(&)A8VMG<F]U;F0M8V]L;W(Z
M(%=H:71E.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9B<^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT
M+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9B<^3W1H97(@;W!E<F%T:6YG(&5X<&5N<V5S("8C,34P.R!I
M;G1E<F-H86YG92!E>'!E;G-E/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T
M>6QE/3-$)V9O;G0Z(&)O;&0@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A
M<"!S='EL93TS1"=F;VYT.B!B;VQD(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A
M+"!386YS+5-E<FEF.R!T97AT+6%L:6=N.B!L969T)SXF(S$V,#L\+W1D/CQT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@8F]L9"`Q,'!T($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@=&5X="UA;&EG;CH@<FEG
M:'0G/C(L-#$V/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O
M;G0Z(&)O;&0@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[
M('1E>'0M86QI9VXZ(&QE9G0G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO
M=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N
M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O
M;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXR+#`T
M,CPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N
M.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$
M)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF
M(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
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M,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/@T*("`@(#QT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@:G5S=&EF
M>3L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G
M/D]T:&5R(&]P97)A=&EN9R!E>'!E;G-E<R`F(S$U,#L@<W1A=&EO;F5R>2!A
M;F0@<W5P<&QI97,\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
M9F]N=#H@8F]L9"`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE
M/3-$)V9O;G0Z(&)O;&0@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68[('1E>'0M86QI9VXZ(&QE9G0G/B8C,38P.SPO=&0^/'1D(&YO=W)A
M<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B!B;VQD(#$P<'0@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T97AT+6%L:6=N.B!R:6=H="<^,BPR
M-#`\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@8F]L
M9"`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@=&5X="UA
M;&EG;CH@;&5F="<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T
M>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y
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M(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@
M,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO
M=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L
M:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE
M/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9B<^,BPU-C,\+W1D/CQT9"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#
M86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/"]T
M<CX-"CQT<B!S='EL93TS1"=V97)T:6-A;"UA;&EG;CH@8F]T=&]M.R!B86-K
M9W)O=6YD+6-O;&]R.B!7:&ET93L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV
M971I8V$L(%-A;G,M4V5R:68G/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@
M<W1Y;&4],T0G=&5X="UA;&EG;CH@:G5S=&EF>3L@9F]N=#H@,3!P="!#86QI
M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/D]T:&5R(&]P97)A=&EN9R!E
M>'!E;G-E<R`F(S$U,#L@=&5L97!H;VYE(&5X<&5N<V4\+W1D/CQT9"!N;W=R
M87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@8F]L9"`Q,'!T($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@
M;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(&)O;&0@,3!P="!#86QI
M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[('1E>'0M86QI9VXZ(&QE9G0G
M/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT
M.B!B;VQD(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T
M97AT+6%L:6=N.B!R:6=H="<^,2PV.#,\+W1D/CQT9"!N;W=R87`],T1N;W=R
M87`@<W1Y;&4],T0G9F]N=#H@8F]L9"`Q,'!T($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9CL@=&5X="UA;&EG;CH@;&5F="<^)B,Q-C`[/"]T9#X\
M=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R
M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@
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M=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO
M=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@
M;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F
M;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^,BPP
M-3,\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG
M;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68G/B8C,38P.SPO=&0^/"]T<CX-"CQT<B!S='EL93TS1"=V97)T:6-A
M;"UA;&EG;CH@8F]T=&]M.R!B86-K9W)O=6YD+6-O;&]R.B!R9V(H,C`T+#(S
M."PR-34I.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9B<^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT
M+6%L:6=N.B!J=7-T:69Y.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9B<^3W1H97(@;W!E<F%T:6YG(&5X<&5N<V5S("8C,34P
M.R!&1$E#(&EN<W5R86YC92!E>'!E;G-E/"]T9#X\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)V9O;G0Z(&)O;&0@,3!P="!#86QI8G)I+"!(96QV971I
M8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS
M1&YO=W)A<"!S='EL93TS1"=F;VYT.B!B;VQD(#$P<'0@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF.R!T97AT+6%L:6=N.B!L969T)SXF(S$V,#L\
M+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@8F]L9"`Q
M,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@=&5X="UA;&EG
M;CH@<FEG:'0G/C(L-C<X/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE
M/3-$)V9O;G0Z(&)O;&0@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68[('1E>'0M86QI9VXZ(&QE9G0G/B8C,38P.SPO=&0^/'1D(&YO=W)A
M<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P
M/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P
M<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D
M/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG
M:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF
M)SXS+#`P.#PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT
M+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T
M>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y
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M0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SX-"B`@("`\=&0@;F]W
M<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&IU<W1I9GD[(&9O
M;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SY/=&AE
M<B!O<&5R871I;F<@97AP96YS97,@)B,Q-3`[(')E<&]S<V5S<VEO;B!A;F0@
M8V]L;&5C=&EO;B`F(S$U,#L@;F]N+6-O=F5R960\+W1D/CQT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@8F]L9"`Q,'!T($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W
M<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(&)O;&0@,3!P="!#86QI8G)I
M+"!(96QV971I8V$L(%-A;G,M4V5R:68[('1E>'0M86QI9VXZ(&QE9G0G/B8C
M,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B!B
M;VQD(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T97AT
M+6%L:6=N.B!R:6=H="<^,RPQ,#<\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@
M<W1Y;&4],T0G9F]N=#H@8F]L9"`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9CL@=&5X="UA;&EG;CH@;&5F="<^)B,Q-C`[/"]T9#X\=&0@
M;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N
M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N
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M:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R
M87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A
M<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W
M<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT
M.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^,BPQ,S@\
M+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@
M;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R
M:68G/B8C,38P.SPO=&0^/"]T<CX-"CQT<B!S='EL93TS1"=V97)T:6-A;"UA
M;&EG;CH@8F]T=&]M.R!B86-K9W)O=6YD+6-O;&]R.B!R9V(H,C`T+#(S."PR
M-34I.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9B<^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L
M:6=N.B!J=7-T:69Y.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9B<^3W1H97(@;W!E<F%T:6YG(&5X<&5N<V5S("8C,34P.R!R
M97!O<W-E<W-I;VX@86YD(&-O;&QE8W1I;VX@)B,Q-3`[(&-O=F5R960L(&YE
M="!O9B`\8G(@+SX-"B8C,38P.R8C,38P.T9$24,@<F5I;6)U<G-E;65N="!A
M;F0@<F5N=&%L(&EN8V]M93PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL
M93TS1"=F;VYT.B!B;VQD(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@
M<W1Y;&4],T0G9F]N=#H@8F]L9"`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9CL@=&5X="UA;&EG;CH@;&5F="<^)B,Q-C`[/"]T9#X\=&0@
M;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(&)O;&0@,3!P="!#86QI
M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[('1E>'0M86QI9VXZ(')I9VAT
M)SXQ+#8T,CPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT
M.B!B;VQD(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T
M97AT+6%L:6=N.B!L969T)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R
M87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A
M<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W
M<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT
M.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^,2PY-C@\
M+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@
M;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R
M:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F
M;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q
M-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E
M>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A
M+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@
M<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R
M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXR+#8Q-SPO=&0^/'1D(&YO=W)A
M<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q
M,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T
M9#X\+W1R/@T*/'1R('-T>6QE/3-$)W9E<G1I8V%L+6%L:6=N.B!B;W1T;VT[
M(&)A8VMG<F]U;F0M8V]L;W(Z(%=H:71E.R!F;VYT.B`Q,'!T($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9B<^#0H@("`@/'1D(&YO=W)A<#TS1&YO
M=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!J=7-T:69Y.R!F;VYT.B`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^3W1H97(@;W!E<F%T
M:6YG(&5X<&5N<V5S("8C,34P.R!O=71S:61E(&-O;G-U;'1A;G1S/"]T9#X\
M=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(&)O;&0@,3!P="!#
M86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@
M("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B!B;VQD(#$P
M<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T97AT+6%L:6=N
M.B!L969T)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4]
M,T0G9F]N=#H@8F]L9"`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9CL@=&5X="UA;&EG;CH@<FEG:'0G/C$L.3$V/"]T9#X\=&0@;F]W<F%P
M/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(&)O;&0@,3!P="!#86QI8G)I+"!(
M96QV971I8V$L(%-A;G,M4V5R:68[('1E>'0M86QI9VXZ(&QE9G0G/B8C,38P
M.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-
M"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ
M(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
M=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF)SXQ+#@T,CPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A
M<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W
M<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R
M87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@
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M(%-A;G,M4V5R:68G/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4]
M,T0G=&5X="UA;&EG;CH@:G5S=&EF>3L@9F]N=#H@,3!P="!#86QI8G)I+"!(
M96QV971I8V$L(%-A;G,M4V5R:68G/D]T:&5R(&]P97)A=&EN9R!E>'!E;G-E
M<R`F(S$U,#L@;&5G86P@86YD(&%U9&ET/"]T9#X\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)V9O;G0Z(&)O;&0@,3!P="!#86QI8G)I+"!(96QV971I
M8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS
M1&YO=W)A<"!S='EL93TS1"=F;VYT.B!B;VQD(#$P<'0@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF.R!T97AT+6%L:6=N.B!L969T)SXF(S$V,#L\
M+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@8F]L9"`Q
M,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@=&5X="UA;&EG
M;CH@<FEG:'0G/C$L-S(R/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE
M/3-$)V9O;G0Z(&)O;&0@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68[('1E>'0M86QI9VXZ(&QE9G0G/B8C,38P.SPO=&0^/'1D(&YO=W)A
M<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P
M/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P
M<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D
M/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG
M:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF
M)SXQ+#4Y-3PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT
M+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T
M>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y
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M.B`Q,'!T+S$P+C`U<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF
M.R!M87)G:6XZ(#`[('1E>'0M86QI9VXZ(&IU<W1I9GDG/B8C,38P.SPO<#X\
M<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@/"]T86)L93X-
M"B`@/"]B;V1Y/@T*/"]H=&UL/@T*#0HM+2TM+2T]7TYE>'1087)T7V8Y,#8S
M9#)A7S`S935?-#DT-%]A8C0Y7S(P930S9&$V.6$X-@T*0V]N=&5N="U,;V-A
M=&EO;CH@9FEL93HO+R]#.B]F.3`V,V0R85\P,V4U7S0Y-#1?86(T.5\R,&4T
M,V1A-CEA.#8O5V]R:W-H965T<R]3:&5E=#(U+FAT;6P-"D-O;G1E;G0M5')A
M;G-F97(M16YC;V1I;F<Z('%U;W1E9"UP<FEN=&%B;&4-"D-O;G1E;G0M5'EP
M93H@=&5X="]H=&UL.R!C:&%R<V5T/2)U<RUA<V-I:2(-"@T*/&AT;6P^#0H@
M(#QH96%D/@T*("`@(#Q-151!(&AT='`M97%U:78],T1#;VYT96YT+51Y<&4@
M8V]N=&5N=#TS1"=T97AT+VAT;6P[(&-H87)S970]=71F+3@G/CQS8W)I<'0@
M='EP93TS1'1E>'0O:F%V87-C<FEP="!S<F,],T13:&]W+FIS/B\J($1O($YO
M="!296UO=F4@5&AI<R!#;VUM96YT("HO/"]S8W)I<'0^/"]H96%D/@T*("`\
M8F]D>3X-"B`@("`\=&%B;&4@8VQA<W,],T1R97!O<G0@:60],T1)1#!%3$4^
M#0H@("`@("`\='(^#0H@("`@("`@(#QT:"!C;&%S<STS1'1L(&-O;'-P86X]
M,T0Q(')O=W-P86X],T0R/CQS=')O;F<^0V]N9&5N<V5D(%!A<F5N="!#;VUP
M86YY($EN9F]R;6%T:6]N/&)R/CPO<W1R;VYG/CPO=&@^#0H@("`@("`@(#QT
M:"!C;&%S<STS1'1H(&-O;'-P86X],T0Q/C$R($UO;G1H<R!%;F1E9#PO=&@^
M#0H@("`@("`\+W1R/@T*("`@("`@/'1R/@T*("`@("`@("`\=&@@8VQA<W,]
M,T1T:#Y$96,N(#,Q+"`R,#$R/&)R/CPO=&@^#0H@("`@("`\+W1R/@T*("`@
M("`@/'1R(&-L87-S/3-$<F4^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A
M;&EG;CTS1'1O<#X\<W1R;VYG/D-O;F1E;G-E9"!&:6YA;F-I86P@26YF;W)M
M871I;VX@;V8@4&%R96YT($-O;7!A;GD@3VYL>2!$:7-C;&]S=7)E(%M!8G-T
M<F%C=%T\+W-T<F]N9SX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT
M/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C
M;&%S<STS1')O/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T
M;W`^0V]N9&5N<V5D(%!A<F5N="!#;VUP86YY($EN9F]R;6%T:6]N/"]T9#X-
M"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<"!S='EL93TS1"=F;VYT.B`Q
M,'!T+S$P+C`U<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!M
M87)G:6XZ(#`[('1E>'0M86QI9VXZ(&QE9G0G/CQB/DYO=&4@,3@N($-O;F1E
M;G-E9"!087)E;G0@0V]M<&%N>0T*26YF;W)M871I;VX\+V(^)B,Q-C`[/"]P
M/@T*#0H\<"!S='EL93TS1"=F;VYT.B`Q,'!T+S$P+C`U<'0@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF.R!M87)G:6XZ(#`[('1E>'0M86QI9VXZ
M(&QE9G0G/B8C,38P.SPO<#X-"@T*/'`@<W1Y;&4],T0G9F]N=#H@,3!P="]N
M;W)M86P@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!M87)G:6XZ
M(#`[('1E>'0M86QI9VXZ(&QE9G0G/D-O;F1E;G-E9"!F:6YA;F-I86P@9&%T
M82!F;W(@1FER<W0@0F%N8V]R<`T**'!A<F5N="!C;VUP86YY(&]N;'DI(&9O
M;&QO=W,Z/"]P/@T*#0H\<"!S='EL93TS1"=F;VYT.B`Q,'!T+S$P+C`U<'0@
M0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!M87)G:6XZ(#`[('1E
M>'0M86QI9VXZ(&IU<W1I9GDG/B8C,38P.SPO<#X-"@T*/'1A8FQE(&-E;&QP
M861D:6YG/3-$,"!C96QL<W!A8VEN9STS1#`@<W1Y;&4],T0G8F]R9&5R+6-O
M;&QA<'-E.B!C;VQL87!S93L@=VED=&@Z(#$P,"4[(&9O;G0Z(#$P<'0@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SX-"CQT<B!S='EL93TS1"=V
M97)T:6-A;"UA;&EG;CH@8F]T=&]M.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9B<^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A
M<"!S='EL93TS1"=T97AT+6%L:6=N.B!J=7-T:69Y.R!F;VYT.B`Q,'!T($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^0T].1$5.4T5$($)!3$%.
M0T4@4TA%1513/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A
M9&1I;F<M8F]T=&]M.B`Q<'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!C;VQS<&%N
M/3-$-B!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@8V5N
M=&5R.R!B;W)D97(M8F]T=&]M.B!";&%C:R`Q<'0@<V]L:60[(&9O;G0Z(#$P
M<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SY!<R!O9B!$96-E
M;6)E<B`S,2P\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D
M9&EN9RUB;W1T;VTZ(#%P=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I
M8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/"]T<CX-"CQT<B!S='EL93TS
M1"=V97)T:6-A;"UA;&EG;CH@8F]T=&]M.R!F;VYT.B`Q,'!T($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9B<^#0H@("`@/'1D(&YO=W)A<#TS1&YO
M=W)A<"!S='EL93TS1"=F;VYT.B!I=&%L:6,@,3!P="!#86QI8G)I+"!(96QV
M971I8V$L(%-A;G,M4V5R:68[('1E>'0M86QI9VXZ(&IU<W1I9GDG/B@D(&EN
M('1H;W5S86YD<RD\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
M9F]N=#H@8F]L9"`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9CL@<&%D9&EN9RUB;W1T;VTZ(#%P="<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@
M8V]L<W!A;CTS1#(@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(&)O
M;&0@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[('1E>'0M
M86QI9VXZ(&-E;G1E<CL@8F]R9&5R+6)O='1O;3H@0FQA8VL@,7!T('-O;&ED
M)SXR,#$R/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I
M;F<M8F]T=&]M.B`Q<'0[(&9O;G0Z(&)O;&0@,3!P="!#86QI8G)I+"!(96QV
M971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO
M=W)A<"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@,7!T.R!F;VYT.B`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-
M"B`@("`\=&0@8V]L<W!A;CTS1#(@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$
M)W1E>'0M86QI9VXZ(&-E;G1E<CL@8F]R9&5R+6)O='1O;3H@0FQA8VL@,7!T
M('-O;&ED.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9B<^,C`Q,3PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P
M861D:6YG+6)O='1O;3H@,7!T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\+W1R/@T*/'1R('-T>6QE
M/3-$)W9E<G1I8V%L+6%L:6=N.B!B;W1T;VT[(&)A8VMG<F]U;F0M8V]L;W(Z
M(')G8B@R,#0L,C,X+#(U-2D[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF)SX-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T
M>6QE/3-$)W1E>'0M9&5C;W)A=&EO;CH@=6YD97)L:6YE.R!T97AT+6%L:6=N
M.B!J=7-T:69Y.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9B<^07-S971S/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE
M/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF
M)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4]
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M;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q
M-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P
M<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D
M/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG
M;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=T97AT+6%L:6=N.B!R:6=H=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV
M971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO
M=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\+W1R
M/@T*/'1R('-T>6QE/3-$)W9E<G1I8V%L+6%L:6=N.B!B;W1T;VT[(&)A8VMG
M<F]U;F0M8V]L;W(Z(%=H:71E.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9B<^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S
M='EL93TS1"=W:61T:#H@.#`E.R!T97AT+6%L:6=N.B!J=7-T:69Y.R!F;VYT
M.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^0V%S:"!O
M;B!D97!O<VET('=I=&@@8F%N:R!S=6)S:61I87)Y/"]T9#X\=&0@;F]W<F%P
M/3-$;F]W<F%P('-T>6QE/3-$)W=I9'1H.B`Q)3L@9F]N=#H@8F]L9"`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-
M"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W=I9'1H.B`Q)3L@
M9F]N=#H@8F]L9"`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
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M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@
M(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=VED=&@Z(#$E.R!T97AT
M+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T
M>6QE/3-$)W=I9'1H.B`W)3L@=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P
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M;G,M4V5R:68G/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
M=&5X="UA;&EG;CH@:G5S=&EF>3L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV
M971I8V$L(%-A;G,M4V5R:68G/DEN=F5S=&UE;G0@:6X@=VAO;&QY+6]W;F5D
M('-U8G-I9&EA<FEE<RP@870@97%U:71Y/"]T9#X\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)V9O;G0Z(&)O;&0@,3!P="!#86QI8G)I+"!(96QV971I
M8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS
M1&YO=W)A<"!S='EL93TS1"=F;VYT.B!B;VQD(#$P<'0@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF.R!T97AT+6%L:6=N.B!L969T)SXF(S$V,#L\
M+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@8F]L9"`Q
M,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@=&5X="UA;&EG
M;CH@<FEG:'0G/C,Y.2PV.#@\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y
M;&4],T0G9F]N=#H@8F]L9"`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9CL@=&5X="UA;&EG;CH@;&5F="<^)B,Q-C`[/"]T9#X\=&0@;F]W
M<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R
M87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@
M,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO
M=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!R
M:6=H=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R
M:68G/C,X."PU,C@\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
M=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I
M8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/"]T<CX-"CQT<B!S='EL93TS
M1"=V97)T:6-A;"UA;&EG;CH@8F]T=&]M.R!B86-K9W)O=6YD+6-O;&]R.B!7
M:&ET93L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R
M:68G/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA
M;&EG;CH@:G5S=&EF>3L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68G/E!R96UI<V5S(&%N9"!%<75I<&UE;G0\+W1D/CQT9"!N
M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@8F]L9"`Q,'!T($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\
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M/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\
M=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[
M(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF
M(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA
M;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF)SXQ-C$\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4]
M,T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV
M971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/"]T<CX-"CQT<B!S='EL
M93TS1"=V97)T:6-A;"UA;&EG;CH@8F]T=&]M.R!B86-K9W)O=6YD+6-O;&]R
M.B!R9V(H,C`T+#(S."PR-34I.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9B<^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S
M='EL93TS1"=T97AT+6%L:6=N.B!J=7-T:69Y.R!P861D:6YG+6)O='1O;3H@
M,7!T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9B<^3W1H97(@87-S971S/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE
M/3-$)V9O;G0Z(&)O;&0@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68[('!A9&1I;F<M8F]T=&]M.B`Q<'0G/B8C,38P.SPO=&0^#0H@("`@
M/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=B;W)D97(M8F]T=&]M.B!"
M;&%C:R`Q<'0@<V]L:60[(&9O;G0Z(&)O;&0@,3!P="!#86QI8G)I+"!(96QV
M971I8V$L(%-A;G,M4V5R:68[('1E>'0M86QI9VXZ(&QE9G0G/B8C,38P.SPO
M=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=B;W)D97(M8F]T=&]M
M.B!";&%C:R`Q<'0@<V]L:60[(&9O;G0Z(&)O;&0@,3!P="!#86QI8G)I+"!(
M96QV971I8V$L(%-A;G,M4V5R:68[('1E>'0M86QI9VXZ(')I9VAT)SXQ+#8S
M-SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P861D:6YG+6)O
M='1O;3H@,7!T.R!F;VYT.B!B;VQD(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A
M+"!386YS+5-E<FEF.R!T97AT+6%L:6=N.B!L969T)SXF(S$V,#L\+W1D/CQT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#%P
M=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G
M/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=B;W)D97(M8F]T=&]M.B!";&%C:R`Q<'0@<V]L:60[(&9O;G0Z(#$P<'0@
M0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T97AT+6%L:6=N.B!L
M969T)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
M8F]R9&5R+6)O='1O;3H@0FQA8VL@,7!T('-O;&ED.R!F;VYT.B`Q,'!T($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@=&5X="UA;&EG;CH@<FEG
M:'0G/C$L-C,S/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A
M9&1I;F<M8F]T=&]M.B`Q<'0[('1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P
M<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D
M/CPO='(^#0H\='(@<W1Y;&4],T0G=F5R=&EC86PM86QI9VXZ(&)O='1O;3L@
M8F%C:V=R;W5N9"UC;VQO<CH@5VAI=&4[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF)SX-"B`@("`\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&IU<W1I9GD[('!A9&1I;F<M8F]T
M=&]M.B`R+C5P=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68G/B8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P
M.R8C,38P.R8C,38P.R8C,38P.U1O=&%L(&%S<V5T<SPO=&0^/'1D(&YO=W)A
M<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B!B;VQD(#$P<'0@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF.R!P861D:6YG+6)O='1O;3H@,BXU<'0G
M/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=B;W)D97(M8F]T=&]M.B!";&%C:R`R+C5P="!D;W5B;&4[(&9O;G0Z(&)O
M;&0@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[('1E>'0M
M86QI9VXZ(&QE9G0G/B0\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4]
M,T0G8F]R9&5R+6)O='1O;3H@0FQA8VL@,BXU<'0@9&]U8FQE.R!F;VYT.B!B
M;VQD(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T97AT
M+6%L:6=N.B!R:6=H="<^-#`T+#@Q,CPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A
M<"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@,BXU<'0[(&9O;G0Z(&)O;&0@
M,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[('1E>'0M86QI
M9VXZ(&QE9G0G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL
M93TS1"=P861D:6YG+6)O='1O;3H@,BXU<'0[(&9O;G0Z(#$P<'0@0V%L:6)R
M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G8F]R9&5R+6)O='1O;3H@0FQA
M8VL@,BXU<'0@9&]U8FQE.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9CL@=&5X="UA;&EG;CH@;&5F="<^)B,Q-C`[/"]T9#X\
M=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V)O<F1E<BUB;W1T;VTZ($)L
M86-K(#(N-7!T(&1O=6)L93L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I
M8V$L(%-A;G,M4V5R:68[('1E>'0M86QI9VXZ(')I9VAT)SXS.3,L-C0V/"]T
M9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M
M.B`R+C5P=#L@=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I
M+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/"]T<CX-"CQT
M<B!S='EL93TS1"=V97)T:6-A;"UA;&EG;CH@8F]T=&]M.R!B86-K9W)O=6YD
M+6-O;&]R.B!R9V(H,C`T+#(S."PR-34I.R!F;VYT.B`Q,'!T($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9B<^#0H@("`@/'1D(&YO=W)A<#TS1&YO
M=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!J=7-T:69Y.R!F;VYT.B`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\
M=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R
M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@
M9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C
M,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L
M:6=N.B!R:6=H=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL
M93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A
M+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#
M86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D
M(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!R:6=H=#L@
M9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C
M,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L
M:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9B<^)B,Q-C`[/"]T9#X\+W1R/@T*/'1R('-T>6QE/3-$)W9E<G1I
M8V%L+6%L:6=N.B!B;W1T;VT[(&)A8VMG<F]U;F0M8V]L;W(Z(%=H:71E.R!F
M;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^#0H@
M("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+61E8V]R871I
M;VXZ('5N9&5R;&EN93L@=&5X="UA;&EG;CH@:G5S=&EF>3L@9F]N=#H@,3!P
M="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/DQI86)I;&ET:65S
M(&%N9"!S:&%R96AO;&1E<G,F(S$T-CL@97%U:71Y/"]T9#X\=&0@;F]W<F%P
M/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P
M="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^
M/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!R:6=H
M=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G
M/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT
M+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T
M>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y
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M.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^
M)B,Q-C`[/"]T9#X\+W1R/@T*/'1R('-T>6QE/3-$)W9E<G1I8V%L+6%L:6=N
M.B!B;W1T;VT[(&)A8VMG<F]U;F0M8V]L;W(Z(')G8B@R,#0L,C,X+#(U-2D[
M(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SX-
M"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ
M(&IU<W1I9GD[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF)SY4<G5S="!P<F5F97)R960@<V5C=7)I=&EE<SPO=&0^/'1D(&YO
M=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B!B;VQD(#$P<'0@0V%L:6)R
M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@8F]L9"`Q,'!T($-A
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M(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@
M;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O
M;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V
M,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG
M;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF)SXT-BPS.30\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4]
M,T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV
M971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/"]T<CX-"CQT<B!S='EL
M93TS1"=V97)T:6-A;"UA;&EG;CH@8F]T=&]M.R!B86-K9W)O=6YD+6-O;&]R
M.B!7:&ET93L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68G/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X
M="UA;&EG;CH@:G5S=&EF>3L@<&%D9&EN9RUB;W1T;VTZ(#%P=#L@9F]N=#H@
M,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/D]T:&5R(&QI
M86)I;&ET:65S/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O
M;G0Z(&)O;&0@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[
M('!A9&1I;F<M8F]T=&]M.B`Q<'0G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO
M=W)A<#TS1&YO=W)A<"!S='EL93TS1"=B;W)D97(M8F]T=&]M.B!";&%C:R`Q
M<'0@<V]L:60[(&9O;G0Z(&)O;&0@,3!P="!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68[('1E>'0M86QI9VXZ(&QE9G0G/B8C,38P.SPO=&0^/'1D
M(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=B;W)D97(M8F]T=&]M.B!";&%C
M:R`Q<'0@<V]L:60[(&9O;G0Z(&)O;&0@,3!P="!#86QI8G)I+"!(96QV971I
M8V$L(%-A;G,M4V5R:68[('1E>'0M86QI9VXZ(')I9VAT)SXR+#,P,3PO=&0^
M/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@
M,7!T.R!F;VYT.B!B;VQD(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF.R!T97AT+6%L:6=N.B!L969T)SXF(S$V,#L\+W1D/CQT9"!N;W=R
M87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#%P=#L@9F]N
M=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P
M.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=B;W)D
M97(M8F]T=&]M.B!";&%C:R`Q<'0@<V]L:60[(&9O;G0Z(#$P<'0@0V%L:6)R
M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T97AT+6%L:6=N.B!L969T)SXF
M(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G8F]R9&5R
M+6)O='1O;3H@0FQA8VL@,7!T('-O;&ED.R!F;VYT.B`Q,'!T($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9CL@=&5X="UA;&EG;CH@<FEG:'0G/C(L
M,3`R/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M
M8F]T=&]M.B`Q<'0[('1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CPO='(^
M#0H\='(@<W1Y;&4],T0G=F5R=&EC86PM86QI9VXZ(&)O='1O;3L@8F%C:V=R
M;W5N9"UC;VQO<CH@<F=B*#(P-"PR,S@L,C4U*3L@9F]N=#H@,3!P="!#86QI
M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/@T*("`@(#QT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@:G5S=&EF>3L@9F]N=#H@
M,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.R8C
M,38P.R8C,38P.R8C,38P.R8C,38P.U1O=&%L(&QI86)I;&ET:65S/"]T9#X\
M=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(&)O;&0@,3!P="!#
M86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@
M("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B!B;VQD(#$P
M<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T97AT+6%L:6=N
M.B!L969T)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4]
M,T0G9F]N=#H@8F]L9"`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9CL@=&5X="UA;&EG;CH@<FEG:'0G/C0X+#8Y-3PO=&0^/'1D(&YO=W)A
M<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B!B;VQD(#$P<'0@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T97AT+6%L:6=N.B!L969T)SXF(S$V
M,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P
M="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^
M#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N
M.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$
M)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E
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M:6-A+"!386YS+5-E<FEF)SX-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T
M>6QE/3-$)W1E>'0M86QI9VXZ(&IU<W1I9GD[(&9O;G0Z(#$P<'0@0V%L:6)R
M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R
M87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV
M971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A
M<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q
M,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T
M9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I
M9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E
M>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A
M+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@
M<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S
M='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P
M/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q
M,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T
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M/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG
M;CH@:G5S=&EF>3L@<&%D9&EN9RUB;W1T;VTZ(#%P=#L@9F]N=#H@,3!P="!#
M86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/E-H87)E:&]L9&5R<R8C
M,30V.R!E<75I='D\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
M9F]N=#H@8F]L9"`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9CL@<&%D9&EN9RUB;W1T;VTZ(#%P="<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@
M;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V)O<F1E<BUB;W1T;VTZ($)L86-K
M(#%P="!S;VQI9#L@9F]N=#H@8F]L9"`Q,'!T($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9CL@=&5X="UA;&EG;CH@;&5F="<^)B,Q-C`[/"]T9#X\
M=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V)O<F1E<BUB;W1T;VTZ($)L
M86-K(#%P="!S;VQI9#L@9F]N=#H@8F]L9"`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9CL@=&5X="UA;&EG;CH@<FEG:'0G/C,U-BPQ,3<\
M+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T
M;VTZ(#%P=#L@9F]N=#H@8F]L9"`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9CL@=&5X="UA;&EG;CH@;&5F="<^)B,Q-C`[/"]T9#X\=&0@
M;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`Q<'0[
M(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF
M(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
M8F]R9&5R+6)O='1O;3H@0FQA8VL@,7!T('-O;&ED.R!F;VYT.B`Q,'!T($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@=&5X="UA;&EG;CH@;&5F
M="<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V)O
M<F1E<BUB;W1T;VTZ($)L86-K(#%P="!S;VQI9#L@9F]N=#H@,3!P="!#86QI
M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[('1E>'0M86QI9VXZ(')I9VAT
M)SXS-#4L,34P/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A
M9&1I;F<M8F]T=&]M.B`Q<'0[('1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P
M<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D
M/CPO='(^#0H\='(@<W1Y;&4],T0G=F5R=&EC86PM86QI9VXZ(&)O='1O;3L@
M8F%C:V=R;W5N9"UC;VQO<CH@5VAI=&4[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF)SX-"B`@("`\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&IU<W1I9GD[(&9O;G0Z(#$P<'0@
M0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I
M+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D
M(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9CL@=&5X="UA;&EG;CH@;&5F="<^)B,Q
M-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P
M<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T97AT+6%L:6=N
M.B!R:6=H="<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE
M/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF
M.R!T97AT+6%L:6=N.B!L969T)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO
M=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9CL@=&5X="UA;&EG;CH@;&5F="<^)B,Q-C`[/"]T9#X\=&0@
M;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T97AT+6%L:6=N.B!R:6=H="<^)B,Q
M-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P
M<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T97AT+6%L:6=N
M.B!L969T)SXF(S$V,#L\+W1D/CPO='(^#0H\='(@<W1Y;&4],T0G=F5R=&EC
M86PM86QI9VXZ(&)O='1O;3L@8F%C:V=R;W5N9"UC;VQO<CH@<F=B*#(P-"PR
M,S@L,C4U*3L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68G/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X
M="UA;&EG;CH@:G5S=&EF>3L@<&%D9&EN9RUB;W1T;VTZ(#(N-7!T.R!F;VYT
M.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[
M)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q
M-C`[5&]T86P@;&EA8FEL:71I97,@86YD('-H87)E:&]L9&5R<R8C,30V.R!E
M<75I='D\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@
M8F]L9"`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@<&%D
M9&EN9RUB;W1T;VTZ(#(N-7!T)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R
M87`],T1N;W=R87`@<W1Y;&4],T0G8F]R9&5R+6)O='1O;3H@0FQA8VL@,BXU
M<'0@9&]U8FQE.R!F;VYT.B!B;VQD(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A
M+"!386YS+5-E<FEF.R!T97AT+6%L:6=N.B!L969T)SXD/"]T9#X\=&0@;F]W
M<F%P/3-$;F]W<F%P('-T>6QE/3-$)V)O<F1E<BUB;W1T;VTZ($)L86-K(#(N
M-7!T(&1O=6)L93L@9F]N=#H@8F]L9"`Q,'!T($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9CL@=&5X="UA;&EG;CH@<FEG:'0G/C0P-"PX,3(\+W1D
M/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ
M(#(N-7!T.R!F;VYT.B!B;VQD(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF.R!T97AT+6%L:6=N.B!L969T)SXF(S$V,#L\+W1D/CQT9"!N
M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#(N-7!T
M.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^
M)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$
M)V)O<F1E<BUB;W1T;VTZ($)L86-K(#(N-7!T(&1O=6)L93L@9F]N=#H@,3!P
M="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[('1E>'0M86QI9VXZ
M(&QE9G0G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=B;W)D97(M8F]T=&]M.B!";&%C:R`R+C5P="!D;W5B;&4[(&9O;G0Z(#$P
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M.B`Q,'!T+S$P+C`U<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF
M.R!M87)G:6XZ(#`[('1E>'0M86QI9VXZ(&IU<W1I9GDG/B8C,38P.SPO<#X-
M"@T*/'`@<W1Y;&4],T0G9F]N=#H@,3!P="\Q,"XP-7!T($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9CL@;6%R9VEN.B`P.R!T97AT+6%L:6=N.B!J
M=7-T:69Y)SXF(S$V,#L\+W`^#0H-"CQT86)L92!C96QL<&%D9&EN9STS1#`@
M8V5L;'-P86-I;F<],T0P('-T>6QE/3-$)V)O<F1E<BUC;VQL87!S93H@8V]L
M;&%P<V4[('=I9'1H.B`Q,#`E.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9B<^#0H\='(@<W1Y;&4],T0G=F5R=&EC86PM86QI
M9VXZ(&)O='1O;3L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68G/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
M=&5X="UA;&EG;CH@:G5S=&EF>3L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV
M971I8V$L(%-A;G,M4V5R:68G/D-/3D1%3E-%1"!35$%414U%3E13($]&($E.
M0T]-13PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P861D:6YG
M+6)O='1O;3H@,7!T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@8V]L<W!A;CTS1#$P
M(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!C96YT97([
M(&)O<F1E<BUB;W1T;VTZ($)L86-K(#%P="!S;VQI9#L@9F]N=#H@,3!P="!#
M86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/EEE87(@16YD960@1&5C
M96UB97(@,S$L/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A
M9&1I;F<M8F]T=&]M.B`Q<'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CPO='(^#0H\='(@<W1Y;&4]
M,T0G=F5R=&EC86PM86QI9VXZ(&)O='1O;3L@9F]N=#H@,3!P="!#86QI8G)I
M+"!(96QV971I8V$L(%-A;G,M4V5R:68G/@T*("`@(#QT9"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G9F]N=#H@:71A;&EC(#$P<'0@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF.R!T97AT+6%L:6=N.B!J=7-T:69Y)SXH)"!I
M;B!T:&]U<V%N9',I/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$
M)V9O;G0Z(&)O;&0@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R
M:68[('!A9&1I;F<M8F]T=&]M.B`Q<'0G/B8C,38P.SPO=&0^#0H@("`@/'1D
M(&-O;'-P86X],T0R(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B!B
M;VQD(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T97AT
M+6%L:6=N.B!C96YT97([(&)O<F1E<BUB;W1T;VTZ($)L86-K(#%P="!S;VQI
M9"<^,C`Q,CPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P861D
M:6YG+6)O='1O;3H@,7!T.R!F;VYT.B!B;VQD(#$P<'0@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#%P=#L@9F]N=#H@,3!P
M="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^
M#0H@("`@/'1D(&-O;'-P86X],T0R(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=T97AT+6%L:6=N.B!C96YT97([(&)O<F1E<BUB;W1T;VTZ($)L86-K(#%P
M="!S;VQI9#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68G/C(P,3$\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
M<&%D9&EN9RUB;W1T;VTZ(#%P=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV
M971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO
M=W)A<"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@,7!T.R!F;VYT.B`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-
M"B`@("`\=&0@8V]L<W!A;CTS1#(@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$
M)W1E>'0M86QI9VXZ(&-E;G1E<CL@8F]R9&5R+6)O='1O;3H@0FQA8VL@,7!T
M('-O;&ED.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9B<^,C`Q,#PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P
M861D:6YG+6)O='1O;3H@,7!T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\+W1R/@T*/'1R('-T>6QE
M/3-$)W9E<G1I8V%L+6%L:6=N.B!B;W1T;VT[(&9O;G0Z(#$P<'0@0V%L:6)R
M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SX-"B`@("`\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&IU<W1I9GD[(&9O;G0Z(#$P
M<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D
M/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI
M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@
M/'1D(&-O;'-P86X],T0R(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT
M+6%L:6=N.B!R:6=H=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S
M='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$
M)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF
M(S$V,#L\+W1D/@T*("`@(#QT9"!C;VQS<&%N/3-$,B!N;W=R87`],T1N;W=R
M87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N
M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(
M96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS
M1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@8V]L<W!A;CTS
M1#(@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT
M.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^
M)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z
M(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\
M+W1D/CPO='(^#0H\='(@<W1Y;&4],T0G=F5R=&EC86PM86QI9VXZ(&)O='1O
M;3L@8F%C:V=R;W5N9"UC;VQO<CH@<F=B*#(P-"PR,S@L,C4U*3L@9F]N=#H@
M,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/@T*("`@(#QT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=VED=&@Z(#<P)3L@=&5X="UA
M;&EG;CH@:G5S=&EF>3L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68G/D1I=FED96YD<R!F<F]M('=H;VQL>2UO=VYE9"!S=6)S
M:61I87)I97,\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=VED
M=&@Z(#$E.R!F;VYT.B!B;VQD(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R
M87`@<W1Y;&4],T0G=VED=&@Z(#$E.R!F;VYT.B!B;VQD(#$P<'0@0V%L:6)R
M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T97AT+6%L:6=N.B!L969T)SXD
M/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W=I9'1H.B`W)3L@
M9F]N=#H@8F]L9"`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9CL@=&5X="UA;&EG;CH@<FEG:'0G/C$P+#`P,#PO=&0^/'1D(&YO=W)A<#TS
M1&YO=W)A<"!S='EL93TS1"=W:61T:#H@,24[(&9O;G0Z(&)O;&0@,3!P="!#
M86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[('1E>'0M86QI9VXZ(&QE
M9G0G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=W
M:61T:#H@,24[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@
M<W1Y;&4],T0G=VED=&@Z(#$E.R!T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q
M,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T
M9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W=I9'1H.B`W)3L@=&5X
M="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A
M+"!386YS+5-E<FEF)SXY+#4P,#PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S
M='EL93TS1"=W:61T:#H@,24[('1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P
M<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D
M/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=VED=&@Z(#$E.R!F;VYT
M.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[
M/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W=I9'1H
M.B`Q)3L@=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(
M96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS
M1&YO=W)A<"!S='EL93TS1"=W:61T:#H@-R4[('1E>'0M86QI9VXZ(')I9VAT
M.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^
M,C8L,C4P/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W=I9'1H
M.B`Q)3L@=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(
M96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/"]T<CX-"CQT<B!S
M='EL93TS1"=V97)T:6-A;"UA;&EG;CH@8F]T=&]M.R!B86-K9W)O=6YD+6-O
M;&]R.B!7:&ET93L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68G/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
M=&5X="UA;&EG;CH@:G5S=&EF>3L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV
M971I8V$L(%-A;G,M4V5R:68G/D5A<FYI;F=S("AL;W-S97,I(&]F('=H;VQL
M>2UO=VYE9"!S=6)S:61I87)I97,L(&YE="!O9B!D:79I9&5N9',\+W1D/CQT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@8F]L9"`Q,'!T($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@
M("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(&)O;&0@,3!P
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M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@
M(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F
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M2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I
M8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS
M1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\
M=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT
M.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^
M*#$T+#4S-CPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT
M+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9B<^*3PO=&0^/"]T<CX-"CQT<B!S='EL93TS1"=V97)T:6-A
M;"UA;&EG;CH@8F]T=&]M.R!B86-K9W)O=6YD+6-O;&]R.B!R9V(H,C`T+#(S
M."PR-34I.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9B<^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT
M+6%L:6=N.B!J=7-T:69Y.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9B<^26YT97)E<W0@97AP96YS93PO=&0^/'1D(&YO=W)A
M<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B!B;VQD(#$P<'0@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N
M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@8F]L9"`Q,'!T($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@=&5X="UA;&EG;CH@;&5F="<^
M)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z
M(&)O;&0@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[('1E
M>'0M86QI9VXZ(')I9VAT)SXH,2PQ,3$\+W1D/CQT9"!N;W=R87`],T1N;W=R
M87`@<W1Y;&4],T0G9F]N=#H@8F]L9"`Q,'!T($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9CL@=&5X="UA;&EG;CH@;&5F="<^*3PO=&0^/'1D(&YO
M=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W
M<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z
M(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\
M+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@
M<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF)SXH,2PP-#$\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
M=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I
M8V$L(%-A;G,M4V5R:68G/BD\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y
M;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R
M:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL
M93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^*#$L,#4T/"]T9#X\
M=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[
M(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXI
M/"]T9#X\+W1R/@T*/'1R('-T>6QE/3-$)W9E<G1I8V%L+6%L:6=N.B!B;W1T
M;VT[(&)A8VMG<F]U;F0M8V]L;W(Z(%=H:71E.R!F;VYT.B`Q,'!T($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^#0H@("`@/'1D(&YO=W)A<#TS
M1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!J=7-T:69Y.R!P861D:6YG
M+6)O='1O;3H@,7!T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9B<^06QL(&]T:&5R(&EN8V]M92!A;F0@97AP96YS97,L(&YE
M=#PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B!B;VQD
M(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!P861D:6YG
M+6)O='1O;3H@,7!T)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G8F]R9&5R+6)O='1O;3H@0FQA8VL@,7!T('-O;&ED
M.R!F;VYT.B!B;VQD(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF.R!T97AT+6%L:6=N.B!L969T)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G8F]R9&5R+6)O='1O;3H@0FQA8VL@,7!T('-O
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M>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`Q<'0[(&9O;G0Z(#$P<'0@0V%L:6)R
M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G8F]R9&5R+6)O='1O;3H@0FQA
M8VL@,7!T('-O;&ED.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9CL@=&5X="UA;&EG;CH@;&5F="<^)B,Q-C`[/"]T9#X\=&0@
M;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V)O<F1E<BUB;W1T;VTZ($)L86-K
M(#%P="!S;VQI9#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68[('1E>'0M86QI9VXZ(')I9VAT)SXH-C<Y/"]T9#X\=&0@;F]W
M<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`Q<'0[('1E
M>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A
M+"!386YS+5-E<FEF)SXI/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE
M/3-$)W!A9&1I;F<M8F]T=&]M.B`Q<'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N
M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G8F]R9&5R+6)O='1O;3H@0FQA8VL@
M,7!T('-O;&ED.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9CL@=&5X="UA;&EG;CH@;&5F="<^)B,Q-C`[/"]T9#X\=&0@;F]W
M<F%P/3-$;F]W<F%P('-T>6QE/3-$)V)O<F1E<BUB;W1T;VTZ($)L86-K(#%P
M="!S;VQI9#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68[('1E>'0M86QI9VXZ(')I9VAT)SXH-C<X/"]T9#X\=&0@;F]W<F%P
M/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`Q<'0[('1E>'0M
M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF)SXI/"]T9#X\+W1R/@T*/'1R('-T>6QE/3-$)W9E<G1I8V%L
M+6%L:6=N.B!B;W1T;VT[(&)A8VMG<F]U;F0M8V]L;W(Z(')G8B@R,#0L,C,X
M+#(U-2D[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF)SX-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M
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M+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@
M8F]L9"`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@=&5X
M="UA;&EG;CH@;&5F="<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P
M('-T>6QE/3-$)V9O;G0Z(&)O;&0@,3!P="!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68[('1E>'0M86QI9VXZ(')I9VAT)SXH,C,L-#`V/"]T9#X\
M=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(&)O;&0@,3!P="!#
M86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[('1E>'0M86QI9VXZ(&QE
M9G0G/BD\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@
M,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO
M=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L
M:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE
M/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9B<^,3,L-C0R/"]T9#X\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@
M0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I
M+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D
M(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F
M;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q
M-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI
M9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9B<^.2PY.#(\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4]
M,T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV
M971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/"]T<CX-"CQT<B!S='EL
M93TS1"=V97)T:6-A;"UA;&EG;CH@8F]T=&]M.R!B86-K9W)O=6YD+6-O;&]R
M.B!7:&ET93L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68G/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X
M="UA;&EG;CH@:G5S=&EF>3L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I
M8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A
M<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P
M('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R
M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R
M87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z
M(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\
M+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@
M;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R
M:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F
M;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q
M-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E
M>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A
M+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@
M<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R
M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R
M87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@
M,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO
M=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@
M("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE
M9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF
M)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X
M="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A
M+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@
M<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I
M+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/"]T<CX-"CQT
M<B!S='EL93TS1"=V97)T:6-A;"UA;&EG;CH@8F]T=&]M.R!B86-K9W)O=6YD
M+6-O;&]R.B!R9V(H,C`T+#(S."PR-34I.R!F;VYT.B`Q,'!T($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9B<^#0H@("`@/'1D(&YO=W)A<#TS1&YO
M=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!J=7-T:69Y.R!P861D:6YG+6)O
M='1O;3H@,7!T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9B<^)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[
M)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[4')E9F5R<F5D('-T;V-K(&1I=FED
M96YD<R!A;F0@86-C<F5T:6]N/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T
M>6QE/3-$)V9O;G0Z(&)O;&0@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68[('!A9&1I;F<M8F]T=&]M.B`Q<'0G/B8C,38P.SPO=&0^#0H@
M("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=B;W)D97(M8F]T=&]M
M.B!";&%C:R`Q<'0@<V]L:60[(&9O;G0Z(&)O;&0@,3!P="!#86QI8G)I+"!(
M96QV971I8V$L(%-A;G,M4V5R:68[('1E>'0M86QI9VXZ(&QE9G0G/B8C,38P
M.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=B;W)D97(M8F]T
M=&]M.B!";&%C:R`Q<'0@<V]L:60[(&9O;G0Z(&)O;&0@,3!P="!#86QI8G)I
M+"!(96QV971I8V$L(%-A;G,M4V5R:68[('1E>'0M86QI9VXZ(')I9VAT)SXH
M,BPX,#D\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN
M9RUB;W1T;VTZ(#%P=#L@9F]N=#H@8F]L9"`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9CL@=&5X="UA;&EG;CH@;&5F="<^*3PO=&0^/'1D
M(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@,7!T
M.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^
M)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$
M)V)O<F1E<BUB;W1T;VTZ($)L86-K(#%P="!S;VQI9#L@9F]N=#H@,3!P="!#
M86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[('1E>'0M86QI9VXZ(&QE
M9G0G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=B
M;W)D97(M8F]T=&]M.B!";&%C:R`Q<'0@<V]L:60[(&9O;G0Z(#$P<'0@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T97AT+6%L:6=N.B!R:6=H
M="<^*#8L,38V/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A
M9&1I;F<M8F]T=&]M.B`Q<'0[('1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P
M<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXI/"]T9#X\=&0@
M;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`Q<'0[
M(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF
M(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
M8F]R9&5R+6)O='1O;3H@0FQA8VL@,7!T('-O;&ED.R!F;VYT.B`Q,'!T($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@=&5X="UA;&EG;CH@;&5F
M="<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V)O
M<F1E<BUB;W1T;VTZ($)L86-K(#%P="!S;VQI9#L@9F]N=#H@,3!P="!#86QI
M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[('1E>'0M86QI9VXZ(')I9VAT
M)SXH-"PQ,#<\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D
M9&EN9RUB;W1T;VTZ(#%P=#L@=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P
M="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/BD\+W1D/CPO='(^
M#0H\='(@<W1Y;&4],T0G=F5R=&EC86PM86QI9VXZ(&)O='1O;3L@8F%C:V=R
M;W5N9"UC;VQO<CH@5VAI=&4[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF)SX-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T
M>6QE/3-$)W1E>'0M86QI9VXZ(&IU<W1I9GD[(&9O;G0Z(#$P<'0@0V%L:6)R
M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R
M87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV
M971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A
M<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q
M,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T
M9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I
M9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E
M>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A
M+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@
M<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S
M='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P
M/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q
M,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T
M9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE
M9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF
M)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N
M=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P
M.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT
M+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T
M>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P
M/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P
M<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D
M/CPO='(^#0H\='(@<W1Y;&4],T0G=F5R=&EC86PM86QI9VXZ(&)O='1O;3L@
M8F%C:V=R;W5N9"UC;VQO<CH@<F=B*#(P-"PR,S@L,C4U*3L@9F]N=#H@,3!P
M="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/@T*("`@(#QT9"!N
M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@:G5S=&EF>3L@
M<&%D9&EN9RUB;W1T;VTZ(#(N-7!T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[
M)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[3F5T(&EN8V]M
M92`H;&]S<RD@879A:6QA8FQE('1O(&-O;6UO;B!S:&%R96AO;&1E<G,\+W1D
M/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@8F]L9"`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@<&%D9&EN9RUB;W1T
M;VTZ(#(N-7!T)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R
M87`@<W1Y;&4],T0G8F]R9&5R+6)O='1O;3H@0FQA8VL@,BXU<'0@9&]U8FQE
M.R!F;VYT.B!B;VQD(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF.R!T97AT+6%L:6=N.B!L969T)SXD/"]T9#X\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)V)O<F1E<BUB;W1T;VTZ($)L86-K(#(N-7!T(&1O=6)L
M93L@9F]N=#H@8F]L9"`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9CL@=&5X="UA;&EG;CH@<FEG:'0G/B@R-BPR,34\+W1D/CQT9"!N;W=R
M87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#(N-7!T.R!F
M;VYT.B!B;VQD(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF
M.R!T97AT+6%L:6=N.B!L969T)SXI/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P
M('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`R+C5P=#L@9F]N=#H@,3!P="!#
M86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@
M("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=B;W)D97(M8F]T=&]M
M.B!";&%C:R`R+C5P="!D;W5B;&4[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF.R!T97AT+6%L:6=N.B!L969T)SXF(S$V,#L\
M+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G8F]R9&5R+6)O='1O
M;3H@0FQA8VL@,BXU<'0@9&]U8FQE.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9CL@=&5X="UA;&EG;CH@<FEG:'0G/C<L-#<V
M/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T
M=&]M.B`R+C5P=#L@=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI
M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO
M=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@,BXU<'0[
M(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF
M(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
M8F]R9&5R+6)O='1O;3H@0FQA8VL@,BXU<'0@9&]U8FQE.R!F;VYT.B`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@=&5X="UA;&EG;CH@
M;&5F="<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$
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M,#L\+W1D/CPO='(^#0H\+W1A8FQE/@T*#0H\<"!S='EL93TS1"=F;VYT.B`Q
M,'!T+S$P+C`U<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!M
M87)G:6XZ(#`[('1E>'0M86QI9VXZ(&IU<W1I9GDG/B8C,38P.SPO<#X-"@T*
M#0H-"@T*#0H\<"!S='EL93TS1"=F;VYT.B`Q,'!T+S$P+C`U<'0@0V%L:6)R
M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!M87)G:6XZ(#`[('1E>'0M86QI
M9VXZ(&IU<W1I9GDG/B8C,38P.SPO<#X-"@T*#0H-"CQP('-T>6QE/3-$)V9O
M;G0Z(#$P<'0O;F]R;6%L($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9CL@;6%R9VEN.B`P.R!T97AT+6%L:6=N.B!J=7-T:69Y)SXF(S$V,#L\+W`^
M#0H-"CQP('-T>6QE/3-$)V9O;G0Z(#$P<'0O;F]R;6%L($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9CL@;6%R9VEN.B`P.R!T97AT+6%L:6=N.B!J
M=7-T:69Y)SX\+W`^#0H-"@T*#0H\<"!S='EL93TS1"=F;VYT.B`Q,'!T+VYO
M<FUA;"!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[(&UA<F=I;CH@
M,#L@=&5X="UA;&EG;CH@:G5S=&EF>2<^/"]P/@T*#0H\=&%B;&4@8V5L;'!A
M9&1I;F<],T0P(&-E;&QS<&%C:6YG/3-$,"!S='EL93TS1"=B;W)D97(M8V]L
M;&%P<V4Z(&-O;&QA<'-E.R!W:61T:#H@,3`P)3L@9F]N=#H@,3!P="!#86QI
M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/@T*/'1R('-T>6QE/3-$)W9E
M<G1I8V%L+6%L:6=N.B!B;W1T;VT[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF)SX-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P
M('-T>6QE/3-$)W1E>'0M86QI9VXZ(&IU<W1I9GD[(&9O;G0Z(#$P<'0@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SY#3TY$14Y3140@4U1!5$5-
M14Y44R!/1B!#05-(($9,3U=3/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T
M>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`Q<'0[(&9O;G0Z(#$P<'0@0V%L:6)R
M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT
M9"!C;VQS<&%N/3-$,3`@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M
M86QI9VXZ(&-E;G1E<CL@8F]R9&5R+6)O='1O;3H@0FQA8VL@,7!T('-O;&ED
M.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^
M665A<B!%;F1E9"!$96-E;6)E<B`S,2P\+W1D/CQT9"!N;W=R87`],T1N;W=R
M87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#%P=#L@9F]N=#H@,3!P="!#
M86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/"]T
M<CX-"CQT<B!S='EL93TS1"=V97)T:6-A;"UA;&EG;CH@8F]T=&]M.R!F;VYT
M.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^#0H@("`@
M/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B!I=&%L:6,@,3!P
M="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[('1E>'0M86QI9VXZ
M(&IU<W1I9GDG/B@D(&EN('1H;W5S86YD<RD\+W1D/CQT9"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G9F]N=#H@8F]L9"`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9CL@<&%D9&EN9RUB;W1T;VTZ(#%P="<^)B,Q-C`[
M/"]T9#X-"B`@("`\=&0@8V]L<W!A;CTS1#(@;F]W<F%P/3-$;F]W<F%P('-T
M>6QE/3-$)V9O;G0Z(&)O;&0@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68[('1E>'0M86QI9VXZ(&-E;G1E<CL@8F]R9&5R+6)O='1O;3H@
M0FQA8VL@,7!T('-O;&ED)SXR,#$R/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P
M('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`Q<'0[(&9O;G0Z(&)O;&0@,3!P
M="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^
M/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@
M,7!T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@8V]L<W!A;CTS1#(@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&-E;G1E<CL@8F]R9&5R+6)O
M='1O;3H@0FQA8VL@,7!T('-O;&ED.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9B<^,C`Q,3PO=&0^/'1D(&YO=W)A<#TS1&YO
M=W)A<"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@,7!T.R!F;VYT.B`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\
M=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`Q
M<'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF
M)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!C;VQS<&%N/3-$,B!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@8V5N=&5R.R!B;W)D97(M8F]T
M=&]M.B!";&%C:R`Q<'0@<V]L:60[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF)SXR,#$P/"]T9#X\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`Q<'0[(&9O;G0Z(#$P<'0@
M0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CPO
M='(^#0H\='(@<W1Y;&4],T0G=F5R=&EC86PM86QI9VXZ(&)O='1O;3L@9F]N
M=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/@T*("`@
M(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@:G5S
M=&EF>3L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R
M:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F
M;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q
M-C`[/"]T9#X-"B`@("`\=&0@8V]L<W!A;CTS1#(@;F]W<F%P/3-$;F]W<F%P
M('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W
M<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&-O;'-P86X],T0R
M(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!R:6=H=#L@
M9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C
M,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q
M,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T
M9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@
M(#QT9"!C;VQS<&%N/3-$,B!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X
M="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A
M+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@
M<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68G/B8C,38P.SPO=&0^/"]T<CX-"CQT<B!S='EL93TS1"=V97)T:6-A
M;"UA;&EG;CH@8F]T=&]M.R!B86-K9W)O=6YD+6-O;&]R.B!R9V(H,C`T+#(S
M."PR-34I.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9B<^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT
M+6%L:6=N.B!J=7-T:69Y.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9B<^3W!E<F%T:6YG($%C=&EV:71I97,Z/"]T9#X\=&0@
M;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N
M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N
M=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P
M.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N
M.B!R:6=H=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R
M87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI
M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO
M=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!R:6=H=#L@9F]N
M=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P
M.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N
M.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$
M)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF
M(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
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M.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[
M/"]T9#X\+W1R/@T*/'1R('-T>6QE/3-$)W9E<G1I8V%L+6%L:6=N.B!B;W1T
M;VT[(&)A8VMG<F]U;F0M8V]L;W(Z(%=H:71E.R!F;VYT.B`Q,'!T($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^#0H@("`@/'1D(&YO=W)A<#TS
M1&YO=W)A<"!S='EL93TS1"=W:61T:#H@-S`E.R!T97AT+6%L:6=N.B!J=7-T
M:69Y.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9B<^)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[3F5T(&EN8V]M92`H
M;&]S<RD\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=VED=&@Z
M(#$E.R!F;VYT.B!B;VQD(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@
M<W1Y;&4],T0G=VED=&@Z(#$E.R!F;VYT.B!B;VQD(#$P<'0@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T97AT+6%L:6=N.B!L969T)SXD/"]T
M9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W=I9'1H.B`W)3L@9F]N
M=#H@8F]L9"`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@
M=&5X="UA;&EG;CH@<FEG:'0G/B@R,RPT,#8\+W1D/CQT9"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G=VED=&@Z(#$E.R!F;VYT.B!B;VQD(#$P<'0@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T97AT+6%L:6=N.B!L969T
M)SXI/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W=I9'1H.B`Q
M)3L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G
M/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=W:61T:#H@,24[('1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N
M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=VED=&@Z(#<E.R!T97AT+6%L:6=N
M.B!R:6=H=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68G/C$S+#8T,CPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=W:61T:#H@,24[('1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N
M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=VED=&@Z(#$E.R!F;VYT.B`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-
M"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W=I9'1H.B`Q)3L@
M=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I
M8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A
M<"!S='EL93TS1"=W:61T:#H@-R4[('1E>'0M86QI9VXZ(')I9VAT.R!F;VYT
M.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^.2PY.#(\
M+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=VED=&@Z(#$E.R!T
M97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\+W1R/@T*/'1R('-T>6QE/3-$
M)W9E<G1I8V%L+6%L:6=N.B!B;W1T;VT[(&)A8VMG<F]U;F0M8V]L;W(Z(')G
M8B@R,#0L,C,X+#(U-2D[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A
M+"!386YS+5-E<FEF)SX-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE
M/3-$)W1E>'0M86QI9VXZ(&QE9G0[('1E>'0M:6YD96YT.B`M,C(N-7!T.R!P
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M+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@
M<W1Y;&4],T0G9F]N=#H@8F]L9"`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9CL@=&5X="UA;&EG;CH@;&5F="<^)B,Q-C`[/"]T9#X\=&0@
M;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(&)O;&0@,3!P="!#86QI
M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[('1E>'0M86QI9VXZ(')I9VAT
M)SXR,2PT.3,\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N
M=#H@8F]L9"`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@
M=&5X="UA;&EG;CH@;&5F="<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R
M87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI
M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO
M=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!R:6=H=#L@9F]N
M=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B@U+#@V
M,CPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N
M.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9B<^*3PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT
M.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[
M/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M
M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y
M;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$U,3L\+W1D/CQT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P
M="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^
M/"]T<CX-"CQT<B!S='EL93TS1"=V97)T:6-A;"UA;&EG;CH@8F]T=&]M.R!B
M86-K9W)O=6YD+6-O;&]R.B!7:&ET93L@9F]N=#H@,3!P="!#86QI8G)I+"!(
M96QV971I8V$L(%-A;G,M4V5R:68G/@T*("`@(#QT9"!N;W=R87`],T1N;W=R
M87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@=&5X="UI;F1E;G0Z("TR
M,BXU<'0[('!A9&1I;F<M;&5F=#H@,C(N-7!T.R!F;VYT.B`Q,'!T($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[)B,Q-C`[)B,Q-C`[
M)B,Q-C`[)B,Q-C`[1&EV:61E;F0@9G)O;2!S=6)S:61I87)I97,@:6X@97AC
M97-S(&]F(&5A<FYI;F=S/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE
M/3-$)V9O;G0Z(&)O;&0@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S
M='EL93TS1"=F;VYT.B!B;VQD(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF.R!T97AT+6%L:6=N.B!L969T)SXF(S$V,#L\+W1D/CQT9"!N
M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@8F]L9"`Q,'!T($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@=&5X="UA;&EG;CH@<FEG:'0G
M/C$P+#`P,#PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT
M.B!B;VQD(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T
M97AT+6%L:6=N.B!L969T)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R
M87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A
M<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W
M<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT
M.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^/&9O;G0@
M<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68G/B8C,34Q.SPO9F]N=#X\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@
M<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I
M+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A
M<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P
M/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P
M<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D
M/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG
M:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF
M)SXQ-"PU,S8\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X
M="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/"]T<CX-"CQT<B!S='EL93TS1"=V
M97)T:6-A;"UA;&EG;CH@8F]T=&]M.R!B86-K9W)O=6YD+6-O;&]R.B!R9V(H
M,C`T+#(S."PR-34I.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9B<^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=T97AT+6%L:6=N.B!J=7-T:69Y.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[
M)B,Q-C`[1&5C<F5A<V4@:6X@;W1H97(@87-S971S/"]T9#X\=&0@;F]W<F%P
M/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(&)O;&0@,3!P="!#86QI8G)I+"!(
M96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO
M=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B!B;VQD(#$P<'0@0V%L:6)R
M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T97AT+6%L:6=N.B!L969T)SXF
M(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@
M8F]L9"`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@=&5X
M="UA;&EG;CH@<FEG:'0G/C(V/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T
M>6QE/3-$)V9O;G0Z(&)O;&0@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68[('1E>'0M86QI9VXZ(&QE9G0G/B8C,38P.SPO=&0^/'1D(&YO
M=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W
M<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z
M(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\
M+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@
M<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF)SXS.#PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT
M+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T
M>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y
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M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SX-"B`@("`\=&0@;F]W<F%P
M/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&IU<W1I9GD[(&9O;G0Z
M(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!P861D:6YG
M+6)O='1O;3H@,7!T)SXF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#M)
M;F-R96%S92`H9&5C<F5A<V4I(&EN(&]T:&5R(&QI86)I;&ET:65S/"]T9#X\
M=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(&)O;&0@,3!P="!#
M86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[('!A9&1I;F<M8F]T=&]M
M.B`Q<'0G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S
M='EL93TS1"=F;VYT.B!B;VQD(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF.R!T97AT+6%L:6=N.B!L969T.R!B;W)D97(M8F]T=&]M.B!"
M;&%C:R`Q<'0@<V]L:60G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A
M<"!S='EL93TS1"=F;VYT.B!B;VQD(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A
M+"!386YS+5-E<FEF.R!T97AT+6%L:6=N.B!R:6=H=#L@8F]R9&5R+6)O='1O
M;3H@0FQA8VL@,7!T('-O;&ED)SXQ.3D\+W1D/CQT9"!N;W=R87`],T1N;W=R
M87`@<W1Y;&4],T0G9F]N=#H@8F]L9"`Q,'!T($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9CL@=&5X="UA;&EG;CH@;&5F=#L@<&%D9&EN9RUB;W1T
M;VTZ(#%P="<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE
M/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF
M.R!P861D:6YG+6)O='1O;3H@,7!T)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N
M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N
M=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[('!A9&1I
M;F<M8F]T=&]M.B`Q<'0G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A
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M;3H@,7!T)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@
M<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I
M+"!(96QV971I8V$L(%-A;G,M4V5R:68[('!A9&1I;F<M8F]T=&]M.B`Q<'0G
M/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT
M+6%L:6=N.B!R:6=H=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68[(&)O<F1E<BUB;W1T;VTZ($)L86-K(#%P="!S;VQI9"<^
M,3<\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG
M;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68[('!A9&1I;F<M8F]T=&]M.B`Q<'0G/B8C,38P.SPO=&0^/"]T<CX-
M"CQT<B!S='EL93TS1"=V97)T:6-A;"UA;&EG;CH@8F]T=&]M.R!B86-K9W)O
M=6YD+6-O;&]R.B!R9V(H,C`T+#(S."PR-34I.R!F;VYT.B`Q,'!T($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^#0H@("`@/'1D(&YO=W)A<#TS
M1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!J=7-T:69Y.R!F;VYT.B`Q
M,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@<&%D9&EN9RUB
M;W1T;VTZ(#%P="<^)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q
M-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[5&]T86P@)B,Q-3`[(&]P97)A
M=&EN9R!A8W1I=FET:65S/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE
M/3-$)V9O;G0Z(&)O;&0@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68[('!A9&1I;F<M8F]T=&]M.B`Q<'0G/B8C,38P.SPO=&0^#0H@("`@
M/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B!B;VQD(#$P<'0@
M0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T97AT+6%L:6=N.B!L
M969T.R!B;W)D97(M8F]T=&]M.B!";&%C:R`Q<'0@<V]L:60G/B8C,38P.SPO
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M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I
M+"!(96QV971I8V$L(%-A;G,M4V5R:68[('!A9&1I;F<M8F]T=&]M.B`Q<'0G
M/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9CL@<&%D9&EN9RUB;W1T;VTZ(#%P="<^)B,Q-C`[
M/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ
M(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9CL@8F]R9&5R+6)O='1O;3H@0FQA8VL@,7!T('-O;&ED)SXW+#<U-CPO
M=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L
M969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9CL@<&%D9&EN9RUB;W1T;VTZ(#%P="<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P
M/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF.R!P861D:6YG+6)O='1O;3H@,7!T)SXF(S$V,#L\
M+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA
M;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68[('!A9&1I;F<M8F]T=&]M.B`Q<'0G/B8C,38P.SPO=&0^/'1D
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M<FEF)SX-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M
M86QI9VXZ(&IU<W1I9GD[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A
M+"!386YS+5-E<FEF)SY);G9E<W1I;F<@06-T:79I=&EE<SH\+W1D/CQT9"!N
M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(
M96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO
M=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT
M.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[
M/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ
M(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$
M)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R
M87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A
M<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W
M<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT
M.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[
M/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ
M(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
M9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C
M,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T
M97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P
M('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W
M<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z
M(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\
M+W1D/CPO='(^#0H\='(@<W1Y;&4],T0G=F5R=&EC86PM86QI9VXZ(&)O='1O
M;3L@8F%C:V=R;W5N9"UC;VQO<CH@<F=B*#(P-"PR,S@L,C4U*3L@9F]N=#H@
M,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/@T*("`@(#QT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@:G5S=&EF
M>3L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G
M/B8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.T1O=VYS=')E86T@8V%S
M:"!I;G9E<W1M96YT(&EN('-U8G-I9&EA<GD\+W1D/CQT9"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G9F]N=#H@8F]L9"`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P
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M:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P
M="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^
M/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!R:6=H
M=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G
M/B@Q-BPR-3`\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X
M="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68G/BD\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4]
M,T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G
M/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^/&9O;G0@<W1Y;&4],T0G
M9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C
M,34Q.SPO9F]N=#X\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
M=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I
M8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/"]T<CX-"CQT<B!S='EL93TS
M1"=V97)T:6-A;"UA;&EG;CH@8F]T=&]M.R!B86-K9W)O=6YD+6-O;&]R.B!7
M:&ET93L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R
M:68G/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA
M;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68[('!A9&1I;F<M8F]T=&]M.B`Q<'0G/B8C,38P.R8C,38P.R8C
M,38P.R8C,38P.R8C,38P.T-A<V@@<')O8V5E9',@9G)O;2!D:7-S;VQU=&EO
M;B!O9B!S=6)S:61I87)Y/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE
M/3-$)V9O;G0Z(&)O;&0@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68[('!A9&1I;F<M8F]T=&]M.B`Q<'0G/B8C,38P.SPO=&0^#0H@("`@
M/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B!B;VQD(#$P<'0@
M0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T97AT+6%L:6=N.B!L
M969T.R!B;W)D97(M8F]T=&]M.B!";&%C:R`Q<'0@<V]L:60G/B8C,38P.SPO
M=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B!B;VQD(#$P
M<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T97AT+6%L:6=N
M.B!R:6=H=#L@8F]R9&5R+6)O='1O;3H@0FQA8VL@,7!T('-O;&ED)SX\9F]N
M="!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9B<^/&(^)B,Q-3$[/"]B/CPO9F]N=#X\+W1D/CQT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@8F]L9"`Q,'!T($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9CL@=&5X="UA;&EG;CH@;&5F=#L@<&%D9&EN
M9RUB;W1T;VTZ(#%P="<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P
M('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF.R!P861D:6YG+6)O='1O;3H@,7!T)SXF(S$V,#L\+W1D/@T*("`@
M(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F
M=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[
M('!A9&1I;F<M8F]T=&]M.B`Q<'0G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS
M1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!R:6=H=#L@9F]N=#H@,3!P
M="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[(&)O<F1E<BUB;W1T
M;VTZ($)L86-K(#%P="!S;VQI9"<^/&9O;G0@<W1Y;&4],T0G9F]N=#H@,3!P
M="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,34Q.SPO9F]N
M=#X\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG
M;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68[('!A9&1I;F<M8F]T=&]M.B`Q<'0G/B8C,38P.SPO=&0^/'1D(&YO
M=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9CL@<&%D9&EN9RUB;W1T;VTZ(#%P="<^)B,Q
M-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E
M>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A
M+"!386YS+5-E<FEF.R!P861D:6YG+6)O='1O;3H@,7!T)SXF(S$V,#L\+W1D
M/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG
M:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF
M.R!B;W)D97(M8F]T=&]M.B!";&%C:R`Q<'0@<V]L:60G/C<P-CPO=&0^/'1D
M(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F
M;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@<&%D
M9&EN9RUB;W1T;VTZ(#%P="<^)B,Q-C`[/"]T9#X\+W1R/@T*/'1R('-T>6QE
M/3-$)W9E<G1I8V%L+6%L:6=N.B!B;W1T;VT[(&)A8VMG<F]U;F0M8V]L;W(Z
M(')G8B@R,#0L,C,X+#(U-2D[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF)SX-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T
M>6QE/3-$)W1E>'0M86QI9VXZ(&IU<W1I9GD[(&9O;G0Z(#$P<'0@0V%L:6)R
M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!P861D:6YG+6)O='1O;3H@,7!T
M)SXF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF
M(S$V,#LF(S$V,#LF(S$V,#M4;W1A;"`F(S$U,#L@:6YV97-T:6YG(&%C=&EV
M:71I97,\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@
M8F]L9"`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@<&%D
M9&EN9RUB;W1T;VTZ(#%P="<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P
M/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(&)O;&0@,3!P="!#86QI8G)I+"!(
M96QV971I8V$L(%-A;G,M4V5R:68[('1E>'0M86QI9VXZ(&QE9G0[(&)O<F1E
M<BUB;W1T;VTZ($)L86-K(#%P="!S;VQI9"<^)B,Q-C`[/"]T9#X\=&0@;F]W
M<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(&)O;&0@,3!P="!#86QI8G)I
M+"!(96QV971I8V$L(%-A;G,M4V5R:68[('1E>'0M86QI9VXZ(')I9VAT.R!B
M;W)D97(M8F]T=&]M.B!";&%C:R`Q<'0@<V]L:60G/B@S,RPX-3`\+W1D/CQT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@8F]L9"`Q,'!T($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@=&5X="UA;&EG;CH@;&5F
M=#L@<&%D9&EN9RUB;W1T;VTZ(#%P="<^*3PO=&0^/'1D(&YO=W)A<#TS1&YO
M=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9CL@<&%D9&EN9RUB;W1T;VTZ(#%P="<^)B,Q-C`[/"]T9#X-
M"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ
M(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF.R!P861D:6YG+6)O='1O;3H@,7!T)SXF(S$V,#L\+W1D/CQT9"!N;W=R
M87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z
M(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!B;W)D97(M
M8F]T=&]M.B!";&%C:R`Q<'0@<V]L:60G/B@Q-BPR-3`\+W1D/CQT9"!N;W=R
M87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@
M,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[('!A9&1I;F<M
M8F]T=&]M.B`Q<'0G/BD\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4]
M,T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[
M('!A9&1I;F<M8F]T=&]M.B`Q<'0G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO
M=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT
M.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@<&%D9&EN
M9RUB;W1T;VTZ(#%P="<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P
M('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@8F]R9&5R+6)O='1O;3H@0FQA
M8VL@,7!T('-O;&ED)SXW,#8\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y
M;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(
M96QV971I8V$L(%-A;G,M4V5R:68[('!A9&1I;F<M8F]T=&]M.B`Q<'0G/B8C
M,38P.SPO=&0^/"]T<CX-"CQT<B!S='EL93TS1"=V97)T:6-A;"UA;&EG;CH@
M8F]T=&]M.R!B86-K9W)O=6YD+6-O;&]R.B!7:&ET93L@9F]N=#H@,3!P="!#
M86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/@T*("`@(#QT9"!N;W=R
M87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@:G5S=&EF>3L@9F]N
M=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/D9I;F%N
M8VEN9R!!8W1I=FET:65S.CPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL
M93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE
M/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@
M0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@
M9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C
M,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q
M,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T
M9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI
M9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4]
M,T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#
M86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D
M(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@
M;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O
M;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V
M,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG
M;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4]
M,T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV
M971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/"]T<CX-"CQT<B!S='EL
M93TS1"=V97)T:6-A;"UA;&EG;CH@8F]T=&]M.R!B86-K9W)O=6YD+6-O;&]R
M.B!R9V(H,C`T+#(S."PR-34I.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9B<^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S
M='EL93TS1"=T97AT+6%L:6=N.B!J=7-T:69Y.R!F;VYT.B`Q,'!T($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[)B,Q-C`[)B,Q-C`[
M)B,Q-C`[)B,Q-C`[)B,Q-C`[4&%Y;65N="!O9B!P<F5F97)R960@86YD(&-O
M;6UO;B!C87-H(&1I=FED96YD<SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S
M='EL93TS1"=F;VYT.B!B;VQD(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R
M87`@<W1Y;&4],T0G9F]N=#H@8F]L9"`Q,'!T($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9CL@=&5X="UA;&EG;CH@;&5F="<^)B,Q-C`[/"]T9#X\
M=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(&)O;&0@,3!P="!#
M86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[('1E>'0M86QI9VXZ(')I
M9VAT)SXH."PT-C,\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
M9F]N=#H@8F]L9"`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9CL@=&5X="UA;&EG;CH@;&5F="<^*3PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A
M<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P
M('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R
M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R
M87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z
M(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXH."PR,S<\
M+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@
M;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R
M:68G/BD\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@
M,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO
M=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L
M:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE
M/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9B<^*#@L-C`Y/"]T9#X\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@
M0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXI/"]T9#X\+W1R/@T*
M/'1R('-T>6QE/3-$)W9E<G1I8V%L+6%L:6=N.B!B;W1T;VT[(&)A8VMG<F]U
M;F0M8V]L;W(Z(%=H:71E.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9B<^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL
M93TS1"=T97AT+6%L:6=N.B!J=7-T:69Y.R!T97AT+6EN9&5N=#H@+3`N,VEN
M.R!P861D:6YG+6QE9G0Z(#`N,VEN.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[
M)B,Q-C`[)B,Q-C`[4')O8V5E9',@9G)O;2!I<W-U86YC92!O9B!P<F5F97)R
M960@<W1O8VL\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N
M=#H@8F]L9"`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^
M)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$
M)V9O;G0Z(&)O;&0@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R
M:68[('1E>'0M86QI9VXZ(&QE9G0G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS
M1&YO=W)A<"!S='EL93TS1"=F;VYT.B!B;VQD(#$P<'0@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF.R!T97AT+6%L:6=N.B!R:6=H="<^-RPR.#<\
M+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@8F]L9"`Q
M,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@=&5X="UA;&EG
M;CH@;&5F="<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE
M/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF
M)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4]
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M;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q
M-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P
M<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D
M/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG
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M:68G/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA
M;&EG;CH@:G5S=&EF>3L@=&5X="UI;F1E;G0Z("TP+C-I;CL@<&%D9&EN9RUL
M969T.B`P+C-I;CL@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68G/B8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P
M.U)E9&5M<'1I;VX@;V8@<')E9F5R<F5D('-T;V-K/"]T9#X\=&0@;F]W<F%P
M/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P
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M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I
M+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D
M(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F
M;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q
M-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI
M9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9B<^*#8U+#`P,#PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL
M93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9B<^*3PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A
M<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P
M('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R
M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R
M87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z
M(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$U,3L\
M+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@
M;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R
M:68G/B8C,38P.SPO=&0^/"]T<CX-"CQT<B!S='EL93TS1"=V97)T:6-A;"UA
M;&EG;CH@8F]T=&]M.R!B86-K9W)O=6YD+6-O;&]R.B!7:&ET93L@9F]N=#H@
M,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/@T*("`@(#QT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@:G5S=&EF
M>3L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G
M/B8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.U!R;V-E961S
M(&9R;VT@:7-S=6%N8V4@;V8@8V]M;6]N('-T;V-K/"]T9#X\=&0@;F]W<F%P
M/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(&)O;&0@,3!P="!#86QI8G)I+"!(
M96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO
M=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B!B;VQD(#$P<'0@0V%L:6)R
M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T97AT+6%L:6=N.B!L969T)SXF
M(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@
M8F]L9"`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@=&5X
M="UA;&EG;CH@<FEG:'0G/C(V+#<R-SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A
M<"!S='EL93TS1"=F;VYT.B!B;VQD(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A
M+"!386YS+5-E<FEF.R!T97AT+6%L:6=N.B!L969T)SXF(S$V,#L\+W1D/CQT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I
M+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D
M(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F
M;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q
M-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI
M9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9B<^.#@Q/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$
M)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R
M87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A
M<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W
M<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT
M.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^.#0P/"]T
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M/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG
M;CH@:G5S=&EF>3L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68G/B8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P
M.U)E<'5R8VAA<V5S(&]F(&-O;6UO;B!S=&]C:SPO=&0^/'1D(&YO=W)A<#TS
M1&YO=W)A<"!S='EL93TS1"=F;VYT.B!B;VQD(#$P<'0@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R
M87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@8F]L9"`Q,'!T($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9CL@=&5X="UA;&EG;CH@;&5F="<^)B,Q
M-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(&)O
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M+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#
M86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D
M(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!R:6=H=#L@
M9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B@R
M,C@\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG
M;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68G/BD\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N
M=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P
M.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT
M+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T
M>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9B<^/&9O;G0@<W1Y;&4],T0G9F]N=#H@
M,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,34Q.SPO
M9F]N=#X\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA
M;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68G/B8C,38P.SPO=&0^/"]T<CX-"CQT<B!S='EL93TS1"=V97)T
M:6-A;"UA;&EG;CH@8F]T=&]M.R!B86-K9W)O=6YD+6-O;&]R.B!7:&ET93L@
M9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/@T*
M("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@
M:G5S=&EF>3L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68[('!A9&1I;F<M8F]T=&]M.B`Q<'0G/B8C,38P.R8C,38P.R8C,38P
M.R8C,38P.R8C,38P.R8C,38P.U)E<'5R8VAA<V4@;V8@8V]M;6]N('-T;V-K
M('=A<G)A;G1S/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O
M;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!P861D
M:6YG+6)O='1O;3H@,7!T)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P
M="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[(&)O<F1E<BUB;W1T
M;VTZ($)L86-K(#%P="!S;VQI9"<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@8F]R9&5R+6)O='1O
M;3H@0FQA8VL@,7!T('-O;&ED)SX\9F]N="!S='EL93TS1"=F;VYT.B`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-3$[/"]F;VYT
M/CPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N
M.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9CL@<&%D9&EN9RUB;W1T;VTZ(#%P="<^)B,Q-C`[/"]T9#X\=&0@;F]W
M<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF.R!P861D:6YG+6)O='1O;3H@,7!T)SXF(S$V
M,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X
M="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68[('!A9&1I;F<M8F]T=&]M.B`Q<'0G/B8C,38P.SPO=&0^
M/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!R:6=H
M=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[
M(&)O<F1E<BUB;W1T;VTZ($)L86-K(#%P="!S;VQI9"<^*#DR-#PO=&0^/'1D
M(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F
M;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@<&%D
M9&EN9RUB;W1T;VTZ(#%P="<^*3PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S
M='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9CL@<&%D9&EN9RUB;W1T;VTZ(#%P="<^)B,Q-C`[/"]T9#X-"B`@("`\
M=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[
M(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!P
M861D:6YG+6)O='1O;3H@,7!T)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@
M0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!B;W)D97(M8F]T=&]M
M.B!";&%C:R`Q<'0@<V]L:60G/CQF;VYT('-T>6QE/3-$)V9O;G0Z(#$P<'0@
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M+"!(96QV971I8V$L(%-A;G,M4V5R:68G/@T*("`@(#QT9"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@:G5S=&EF>3L@9F]N=#H@,3!P
M="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[('!A9&1I;F<M8F]T
M=&]M.B`Q<'0G/B8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P
M.R8C,38P.R8C,38P.R8C,38P.R8C,38P.U1O=&%L("T@9FEN86YC:6YG(&%C
M=&EV:71I97,\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N
M=#H@8F]L9"`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@
M<&%D9&EN9RUB;W1T;VTZ(#%P="<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W
M<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(&)O;&0@,3!P="!#86QI8G)I
M+"!(96QV971I8V$L(%-A;G,M4V5R:68[('1E>'0M86QI9VXZ(&QE9G0[(&)O
M<F1E<BUB;W1T;VTZ($)L86-K(#%P="!S;VQI9"<^)B,Q-C`[/"]T9#X\=&0@
M;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(&)O;&0@,3!P="!#86QI
M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[('1E>'0M86QI9VXZ(')I9VAT
M.R!B;W)D97(M8F]T=&]M.B!";&%C:R`Q<'0@<V]L:60G/C(U+#4T.3PO=&0^
M/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B!B;VQD(#$P<'0@
M0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T97AT+6%L:6=N.B!L
M969T.R!P861D:6YG+6)O='1O;3H@,7!T)SXF(S$V,#L\+W1D/CQT9"!N;W=R
M87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV
M971I8V$L(%-A;G,M4V5R:68[('!A9&1I;F<M8F]T=&]M.B`Q<'0G/B8C,38P
M.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT
M+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9CL@<&%D9&EN9RUB;W1T;VTZ(#%P="<^)B,Q-C`[/"]T9#X\
M=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT
M.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@
M8F]R9&5R+6)O='1O;3H@0FQA8VL@,7!T('-O;&ED)SXH,3`L,#`X/"]T9#X\
M=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[
M(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!P
M861D:6YG+6)O='1O;3H@,7!T)SXI/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P
M('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF.R!P861D:6YG+6)O='1O;3H@,7!T)SXF(S$V,#L\+W1D/@T*("`@
M(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F
M=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[
M('!A9&1I;F<M8F]T=&]M.B`Q<'0G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS
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M:6=N.B!B;W1T;VT[(&)A8VMG<F]U;F0M8V]L;W(Z(%=H:71E.R!F;VYT.B`Q
M,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^#0H@("`@/'1D
M(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!J=7-T:69Y
M.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^
M3F5T(&EN8W)E87-E("AD96-R96%S92D@:6X@8V%S:#PO=&0^/'1D(&YO=W)A
M<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B!B;VQD(#$P<'0@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N
M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@8F]L9"`Q,'!T($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@=&5X="UA;&EG;CH@;&5F="<^
M)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z
M(&)O;&0@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[('1E
M>'0M86QI9VXZ(')I9VAT)SXQ,3PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S
M='EL93TS1"=F;VYT.B!B;VQD(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF.R!T97AT+6%L:6=N.B!L969T)SXF(S$V,#L\+W1D/CQT9"!N
M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(
M96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO
M=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT
M.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[
M/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ
M(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9B<^*#$X+#4P,CPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9B<^*3PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S
M='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T
M>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P
M<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXQ-RPU,#0\+W1D
M/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F
M=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G
M/B8C,38P.SPO=&0^/"]T<CX-"CQT<B!S='EL93TS1"=V97)T:6-A;"UA;&EG
M;CH@8F]T=&]M.R!B86-K9W)O=6YD+6-O;&]R.B!R9V(H,C`T+#(S."PR-34I
M.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^
M#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N
M.B!J=7-T:69Y.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9CL@<&%D9&EN9RUB;W1T;VTZ(#%P="<^0V%S:"P@8F5G:6YN:6YG
M(&]F('EE87(\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N
M=#H@8F]L9"`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@
M<&%D9&EN9RUB;W1T;VTZ(#%P="<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W
M<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(&)O;&0@,3!P="!#86QI8G)I
M+"!(96QV971I8V$L(%-A;G,M4V5R:68[('1E>'0M86QI9VXZ(&QE9G0[(&)O
M<F1E<BUB;W1T;VTZ($)L86-K(#%P="!S;VQI9"<^)B,Q-C`[/"]T9#X\=&0@
M;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(&)O;&0@,3!P="!#86QI
M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[('1E>'0M86QI9VXZ(')I9VAT
M.R!B;W)D97(M8F]T=&]M.B!";&%C:R`Q<'0@<V]L:60G/C,L,S(T/"]T9#X\
M=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(&)O;&0@,3!P="!#
M86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[('1E>'0M86QI9VXZ(&QE
M9G0[('!A9&1I;F<M8F]T=&]M.B`Q<'0G/B8C,38P.SPO=&0^/'1D(&YO=W)A
M<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9CL@<&%D9&EN9RUB;W1T;VTZ(#%P="<^)B,Q-C`[
M/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M
M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF.R!P861D:6YG+6)O='1O;3H@,7!T)SXF(S$V,#L\+W1D/CQT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[
M(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!B
M;W)D97(M8F]T=&]M.B!";&%C:R`Q<'0@<V]L:60G/C(Q+#@R-CPO=&0^/'1D
M(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F
M;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@<&%D
M9&EN9RUB;W1T;VTZ(#%P="<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF.R!P861D:6YG+6)O='1O;3H@,7!T)SXF(S$V,#L\+W1D/@T*
M("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@
M;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R
M:68[('!A9&1I;F<M8F]T=&]M.B`Q<'0G/B8C,38P.SPO=&0^/'1D(&YO=W)A
M<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!R:6=H=#L@9F]N=#H@
M,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[(&)O<F1E<BUB
M;W1T;VTZ($)L86-K(#%P="!S;VQI9"<^-"PS,C(\+W1D/CQT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P
M="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[('!A9&1I;F<M8F]T
M=&]M.B`Q<'0G/B8C,38P.SPO=&0^/"]T<CX-"CQT<B!S='EL93TS1"=V97)T
M:6-A;"UA;&EG;CH@8F]T=&]M.R!B86-K9W)O=6YD+6-O;&]R.B!7:&ET93L@
M9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/@T*
M("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@
M:G5S=&EF>3L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68[('!A9&1I;F<M8F]T=&]M.B`R+C5P="<^0V%S:"P@96YD(&]F('EE
M87(\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@8F]L
M9"`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@<&%D9&EN
M9RUB;W1T;VTZ(#(N-7!T)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@8F]L9"`Q,'!T($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9CL@=&5X="UA;&EG;CH@;&5F=#L@8F]R9&5R
M+6)O='1O;3H@0FQA8VL@,BXU<'0@9&]U8FQE)SXD/"]T9#X\=&0@;F]W<F%P
M/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(&)O;&0@,3!P="!#86QI8G)I+"!(
M96QV971I8V$L(%-A;G,M4V5R:68[('1E>'0M86QI9VXZ(')I9VAT.R!B;W)D
M97(M8F]T=&]M.B!";&%C:R`R+C5P="!D;W5B;&4G/C,L,S,U/"]T9#X\=&0@
M;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(&)O;&0@,3!P="!#86QI
M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[('1E>'0M86QI9VXZ(&QE9G0[
M('!A9&1I;F<M8F]T=&]M.B`R+C5P="<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P
M/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF.R!P861D:6YG+6)O='1O;3H@,BXU<'0G/B8C,38P
M.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT
M+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9CL@<&%D9&EN9RUB;W1T;VTZ(#(N-7!T)SXF(S$V,#L\+W1D
M/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG
M:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF
M.R!B;W)D97(M8F]T=&]M.B!";&%C:R`R+C5P="!D;W5B;&4G/C,L,S(T/"]T
M9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE
M9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF
M.R!P861D:6YG+6)O='1O;3H@,BXU<'0G/B8C,38P.SPO=&0^/'1D(&YO=W)A
M<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9CL@<&%D9&EN9RUB;W1T;VTZ(#(N-7!T)SXF(S$V
M,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X
M="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68[('!A9&1I;F<M8F]T=&]M.B`R+C5P="<^)B,Q-C`[/"]T
M9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I
M9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9CL@8F]R9&5R+6)O='1O;3H@0FQA8VL@,BXU<'0@9&]U8FQE)SXR,2PX,C8\
M+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@
M;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R
M:68[('!A9&1I;F<M8F]T=&]M.B`R+C5P="<^)B,Q-C`[/"]T9#X\+W1R/@T*
M/"]T86)L93X-"@T*#0H-"CQP('-T>6QE/3-$)V9O;G0Z(#$P<'0O;F]R;6%L
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@;6%R9VEN.B`P.R!T
M97AT+6%L:6=N.B!J=7-T:69Y)SXF(S$V,#LF(S$V,#LF(S$V,#L\+W`^/'-P
M86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@(#PO=&%B;&4^#0H@
M(#PO8F]D>3X-"CPO:'1M;#X-"@T*+2TM+2TM/5].97AT4&%R=%]F.3`V,V0R
M85\P,V4U7S0Y-#1?86(T.5\R,&4T,V1A-CEA.#8-"D-O;G1E;G0M3&]C871I
M;VXZ(&9I;&4Z+R\O0SHO9CDP-C-D,F%?,#-E-5\T.30T7V%B-#E?,C!E-#-D
M838Y83@V+U=O<FMS:&5E=',O4VAE970R-BYH=&UL#0I#;VYT96YT+51R86YS
M9F5R+45N8V]D:6YG.B!Q=6]T960M<')I;G1A8FQE#0I#;VYT96YT+51Y<&4Z
M('1E>'0O:'1M;#L@8VAA<G-E=#TB=7,M87-C:6DB#0H-"CQH=&UL/@T*("`\
M:&5A9#X-"B`@("`\345402!H='1P+65Q=6EV/3-$0V]N=&5N="U4>7!E(&-O
M;G1E;G0],T0G=&5X="]H=&UL.R!C:&%R<V5T/75T9BTX)SX\<V-R:7!T('1Y
M<&4],T1T97AT+VIA=F%S8W)I<'0@<W)C/3-$4VAO=RYJ<SXO*B!$;R!.;W0@
M4F5M;W9E(%1H:7,@0V]M;65N="`J+SPO<V-R:7!T/CPO:&5A9#X-"B`@/&)O
M9'D^#0H@("`@/'1A8FQE(&-L87-S/3-$<F5P;W)T(&ED/3-$240P14Q%/@T*
M("`@("`@/'1R/@T*("`@("`@("`\=&@@8VQA<W,],T1T;"!C;VQS<&%N/3-$
M,2!R;W=S<&%N/3-$,CX\<W1R;VYG/E-H87)E:&]L9&5R<R<@17%U:71Y(%1R
M86YS86-T:6]N<SQB<CX\+W-T<F]N9SX\+W1H/@T*("`@("`@("`\=&@@8VQA
M<W,],T1T:"!C;VQS<&%N/3-$,3XQ,B!-;VYT:',@16YD960\+W1H/@T*("`@
M("`@/"]T<CX-"B`@("`@(#QT<CX-"B`@("`@("`@/'1H(&-L87-S/3-$=&@^
M1&5C+B`S,2P@,C`Q,CQB<CX\+W1H/@T*("`@("`@/"]T<CX-"B`@("`@(#QT
M<B!C;&%S<STS1')E/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX]
M,T1T;W`^/'-T<F]N9SY%<75I='D@6T%B<W1R86-T73PO<W1R;VYG/CPO=&0^
M#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^
M#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F\^#0H@("`@("`@
M(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y3:&%R96AO;&1E<G,@17%U
M:71Y(%1R86YS86-T:6]N<SPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E
M>'0^/'`@<W1Y;&4],T0G9F]N=#H@,3!P="\Q,"XP-7!T($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9CL@;6%R9VEN.B`P.R!T97AT+6%L:6=N.B!L
M969T)SX\8CY.;W1E(#$Y+B!3:&%R96AO;&1E<G,F(S$T-CL@17%U:71Y#0I4
M<F%N<V%C=&EO;G,\+V(^)B,Q-C`[/"]P/@T*#0H\<"!S='EL93TS1"=F;VYT
M.B`Q,'!T+S$P+C`U<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF
M.R!M87)G:6XZ(#`[('1E>'0M86QI9VXZ(&QE9G0[('1E>'0M:6YD96YT.B`P
M+C%I;B<^)B,Q-C`[/"]P/@T*#0H\<"!S='EL93TS1"=F;VYT.B`Q,'!T+VYO
M<FUA;"!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[(&UA<F=I;CH@
M,#L@=&5X="UA;&EG;CH@;&5F=#L@=&5X="UI;F1E;G0Z(#`G/CQI/E4N4RX@
M5')E87-U<GD@0V%P:71A;`T*4'5R8VAA<V4@4')O9W)A;3PO:3X\+W`^#0H-
M"CQP('-T>6QE/3-$)V9O;G0Z(#$P<'0O;F]R;6%L($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9CL@;6%R9VEN.B`P.R!T97AT+6%L:6=N.B!L969T
M)SXF(S$V,#L\+W`^#0H-"CQP('-T>6QE/3-$)V9O;G0Z(#$P<'0O;F]R;6%L
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@;6%R9VEN.B`P.R!T
M97AT+6%L:6=N.B!L969T)SY/;B!*86YU87)Y(#DL(#(P,#DL('1H92!#;VUP
M86YY(&-O;7!L971E9`T*=&AE('-A;&4@;V8@)#8U(&UI;&QI;VX@;V8@4V5R
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M-C`[/"]P/@T*#0H\<"!S='EL93TS1"=F;VYT.B`Q,'!T+VYO<FUA;"!#86QI
M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[(&UA<F=I;CH@,#L@=&5X="UA
M;&EG;CH@;&5F="<^)B,Q-C`[/"]P/@T*#0H\<"!S='EL93TS1"=F;VYT.B`Q
M,'!T+VYO<FUA;"!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[(&UA
M<F=I;CH@,#L@=&5X="UA;&EG;CH@;&5F="<^56YD97(@=&AE('1E<FUS(&]F
M('1H92!S=&]C:R!P=7)C:&%S90T*86=R965M96YT+"!T:&4@5')E87-U<GD@
M<F5C96EV960@*&DI)B,Q-C`[-C4L,#`P('-H87)E<R!O9B!F:7AE9"!R871E
M(&-U;75L871I=F4@<&5R<&5T=6%L('!R969E<G)E9"!S=&]C:R!W:71H(&$@
M;&EQ=6ED871I;VX@=F%L=64-"F]F("0Q+#`P,"!P97(@<VAA<F4@86YD("AI
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M:"!Q=6%R=&5R(&]F(#(P,3$N/"]P/@T*#0H\<"!S='EL93TS1"=F;VYT.B`Q
M,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@;6%R9VEN.B`P
M)SXF(S$V,#L\+W`^#0H-"CQP('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R
M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!M87)G:6XZ(#`G/E1H92!397)I
M97,@02!P<F5F97)R960@<W1O8VL@<75A;&EF:65D(&%S(%1I97(@,2!C87!I
M=&%L(&%N9"!I=',-"G1E<FUS(')E<75I<F5D(&-U;75L871I=F4@9&EV:61E
M;F1S(&%T(&$@<F%T92!O9B`U)2!F;W(@=&AE(&9I<G-T(&9I=F4@>65A<G,L
M(&%N9"`Y)2!T:&5R96%F=&5R+CPO<#X-"@T*/'`@<W1Y;&4],T0G9F]N=#H@
M,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[(&UA<F=I;CH@
M,#L@=&5X="UI;F1E;G0Z(#(T+C5P="<^)B,Q-C`[/"]P/@T*#0H\<"!S='EL
M93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9CL@;6%R9VEN.B`P)SY4:&4@=V%R<F%N="!H860@82`Q,"UY96%R('1E<FT@
M86YD(&)E8V%M92!I;6UE9&EA=&5L>2!E>&5R8VES86)L90T*=7!O;B!I=',@
M:7-S=6%N8V4L('=I=&@@86X@97AE<F-I<V4@<')I8V4@97%U86P@=&\@)#$U
M+C@R('!E<B!S:&%R92X\+W`^#0H-"CQP('-T>6QE/3-$)V9O;G0Z(#$P<'0O
M;F]R;6%L($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@;6%R9VEN
M.B`P.R!T97AT+6%L:6=N.B!L969T)SXF(S$V,#L\+W`^#0H-"CQP('-T>6QE
M/3-$)V9O;G0Z(#$P<'0O;F]R;6%L($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9CL@;6%R9VEN.B`P.R!T97AT+6%L:6=N.B!L969T)SXF(S$V,#L\
M+W`^#0H-"@T*#0H\<"!S='EL93TS1"=F;VYT.B`Q,'!T+VYO<FUA;"!#86QI
M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[(&UA<F=I;CH@,#L@=&5X="UA
M;&EG;CH@;&5F="<^)B,Q-C`[/"]P/@T*#0H\<"!S='EL93TS1"=F;VYT.B`Q
M,'!T+VYO<FUA;"!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[(&UA
M<F=I;CH@,#L@=&5X="UA;&EG;CH@;&5F="<^5&AE($-O;7!A;GD@86QL;V-A
M=&5D('1H92`D-C4@;6EL;&EO;@T*:6X@<')O8V5E9',@=&\@=&AE('!R969E
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M9"!T;R!B92`D,BXX(&UI;&QI;VX@=7-I;F<@=&AE($)L86-K+5-C:&]L97,@
M;W!T:6]N('!R:6-I;F<@;6]D96P@=VET:"!T:&4@9F]L;&]W:6YG(&%S<W5M
M<'1I;VYS.CPO<#X-"@T*/'`@<W1Y;&4],T0G9F]N=#H@,3!P="\Q,"XP-7!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@;6%R9VEN.B`P.R!T
M97AT+6%L:6=N.B!J=7-T:69Y.R!T97AT+6EN9&5N=#H@,"XR-6EN)SXF(S$V
M,#LF(S$V,#LF(S$V,#LF(S$V,#L\+W`^#0H-"CQT86)L92!C96QL<W!A8VEN
M9STS1#`@8V5L;'!A9&1I;F<],T0P(&%L:6=N/3-$8V5N=&5R('-T>6QE/3-$
M)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!W
M:61T:#H@-3`E.R!B;W)D97(M8V]L;&%P<V4Z(&-O;&QA<'-E)SX-"CQT<B!S
M='EL93TS1"=V97)T:6-A;"UA;&EG;CH@=&]P.R!B86-K9W)O=6YD+6-O;&]R
M.B!R9V(H,C`T+#(S."PR-34I.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9B<^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S
M='EL93TS1"=W:61T:#H@-C4E.R!T97AT+6%L:6=N.B!J=7-T:69Y.R!F;VYT
M.B`Q,'!T+S$P+C`U<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF
M)SX\9F]N="!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9B<^17AP96-T960@9&EV:61E;F0@>6EE;&0\+V9O;G0^
M/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W=I9'1H
M.B`S-24[('1E>'0M86QI9VXZ(&-E;G1E<CL@9F]N=#H@,3!P="\Q,"XP-7!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^/&9O;G0@<W1Y;&4]
M,T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G
M/C0N.#,E/"]F;VYT/CPO=&0^/"]T<CX-"CQT<B!S='EL93TS1"=V97)T:6-A
M;"UA;&EG;CH@=&]P.R!B86-K9W)O=6YD+6-O;&]R.B!7:&ET93L@9F]N=#H@
M,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/@T*("`@(#QT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@:G5S=&EF
M>3L@9F]N=#H@,3!P="\Q,"XP-7!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9B<^/&9O;G0@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(
M96QV971I8V$L(%-A;G,M4V5R:68G/E)I<VLM9G)E92!I;G1E<F5S="!R871E
M/"]F;VYT/CPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=T97AT+6%L:6=N.B!C96YT97([(&9O;G0Z(#$P<'0O,3`N,#5P="!#86QI
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M("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@
M:G5S=&EF>3L@9F]N=#H@,3!P="\Q,"XP-7!T($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9B<^/&9O;G0@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI
M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/D5X<&5C=&5D(&QI9F4\+V9O
M;G0^/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E
M>'0M86QI9VXZ(&-E;G1E<CL@9F]N=#H@,3!P="\Q,"XP-7!T($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9B<^/&9O;G0@<W1Y;&4],T0G9F]N=#H@
M,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/C$P('EE87)S
M/"]F;VYT/CPO=&0^/"]T<CX-"CQT<B!S='EL93TS1"=V97)T:6-A;"UA;&EG
M;CH@=&]P.R!B86-K9W)O=6YD+6-O;&]R.B!7:&ET93L@9F]N=#H@,3!P="!#
M86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/@T*("`@(#QT9"!N;W=R
M87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@:G5S=&EF>3L@9F]N
M=#H@,3!P="\Q,"XP-7!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9B<^/&9O;G0@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I
M8V$L(%-A;G,M4V5R:68G/D5X<&5C=&5D('9O;&%T:6QI='D\+V9O;G0^/"]T
M9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI
M9VXZ(&-E;G1E<CL@9F]N=#H@,3!P="\Q,"XP-7!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9B<^/&9O;G0@<W1Y;&4],T0G9F]N=#H@,3!P="!#
M86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/C,U+C`P)3PO9F]N=#X\
M+W1D/CPO='(^#0H\='(@<W1Y;&4],T0G=F5R=&EC86PM86QI9VXZ('1O<#L@
M8F%C:V=R;W5N9"UC;VQO<CH@<F=B*#(P-"PR,S@L,C4U*3L@9F]N=#H@,3!P
M="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/@T*("`@(#QT9"!N
M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@:G5S=&EF>3L@
M9F]N=#H@,3!P="\Q,"XP-7!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9B<^/&9O;G0@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV
M971I8V$L(%-A;G,M4V5R:68G/E=E:6=H=&5D(&%V97)A9V4@9F%I<B!V86QU
M93PO9F]N=#X\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4]
M,T0G=&5X="UA;&EG;CH@8V5N=&5R.R!F;VYT.B`Q,'!T+S$P+C`U<'0@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SX\9F]N="!S='EL93TS1"=F
M;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)"`T
M+C0W/"]F;VYT/CPO=&0^/"]T<CX-"CPO=&%B;&4^#0H\<"!S='EL93TS1"=F
M;VYT.B`Q,'!T+S$P+C`U<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF.R!M87)G:6XZ(#`[('1E>'0M86QI9VXZ(&IU<W1I9GDG/B8C,38P.SPO
M<#X-"@T*/'`@<W1Y;&4],T0G9F]N=#H@,3!P="]N;W)M86P@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF.R!M87)G:6XZ(#`[('1E>'0M86QI9VXZ
M(&QE9G0G/E1H92!A9V=R96=A=&4@9F%I<B!V86QU92!R97-U;'0@9F]R(&)O
M=&@-"G1H92!P<F5F97)R960@<W1O8VL@86YD('1H92!C;VUM;VX@<W1O8VL@
M=V%R<F%N="!W87,@9&5T97)M:6YE9"!T;R!B92`D,SDN,"8C,38P.VUI;&QI
M;VXL('=I=&@@-R4@;V8@=&AI<R!A9V=R96=A=&4@=&]T86P@871T<FEB=71A
M8FQE#0IT;R!T:&4@=V%R<F%N="!A;F0@.3,E(&%T=')I8G5T86)L92!T;R!T
M:&4@<')E9F5R<F5D('-T;V-K+B!4:&5R969O<F4L('1H92`D-C4F(S$V,#MM
M:6QL:6]N(&ES<W5A;F-E('=A<R!A;&QO8V%T960@=VET:"`D-C`N-"!M:6QL
M:6]N#0IB96EN9R!A<W-I9VYE9"!T;R!T:&4@<')E9F5R<F5D('-T;V-K(&%N
M9"`D-"XV(&UI;&QI;VX@8F5I;F<@87-S:6=N960@=&\@=&AE(&-O;6UO;B!S
M=&]C:R!W87)R86YT+CPO<#X-"@T*/'`@<W1Y;&4],T0G9F]N=#H@,3!P="]N
M;W)M86P@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!M87)G:6XZ
M(#`[('1E>'0M86QI9VXZ(&QE9G0G/B8C,38P.SPO<#X-"@T*/'`@<W1Y;&4]
M,T0G9F]N=#H@,3!P="]N;W)M86P@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF.R!M87)G:6XZ(#`[('1E>'0M86QI9VXZ(&QE9G0G/E1H92`D-"XV
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M=&]C:R!I;B!T:&4@=&AI<F0@<75A<G1E<B!O9B`R,#$Q("AD:7-C=7-S960@
M8F5L;W<I+"!T:&4@)#0N-B8C,38P.VUI;&QI;VX-"F1I<V-O=6YT('=A<R!B
M96EN9R!A8V-R971E9"P@=7-I;F<@=&AE(&5F9F5C=&EV92!I;G1E<F5S="!M
M971H;V0L(&%S(&$@<F5D=6-T:6]N(&EN(&YE="!I;F-O;64@879A:6QA8FQE
M('1O(&-O;6UO;B!S:&%R96AO;&1E<G,-"F]V97(@82!F:79E+7EE87(@<&5R
M:6]D(&%T(&%P<')O>&EM871E;'D@)#`N."!M:6QL:6]N('1O("0Q+C`F(S$V
M,#MM:6QL:6]N('!E<B!Y96%R+CPO<#X-"@T*/'`@<W1Y;&4],T0G9F]N=#H@
M,3!P="]N;W)M86P@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!M
M87)G:6XZ(#`[('1E>'0M86QI9VXZ(&QE9G0G/B8C,38P.SPO<#X-"@T*/'`@
M<W1Y;&4],T0G9F]N=#H@,3!P="]N;W)M86P@0V%L:6)R:2P@2&5L=F5T:6-A
M+"!386YS+5-E<FEF.R!M87)G:6XZ(#`[('1E>'0M86QI9VXZ(&QE9G0G/D]N
M(%-E<'1E;6)E<B`Q+"`R,#$Q+"!T:&4@0V]M<&%N>2!R961E96UE9`T*=&AE
M(#8U+#`P,"!S:&%R97,@;V8@;W5T<W1A;F1I;F<@4V5R:65S($$@<')E9F5R
M<F5D('-T;V-K(&9R;VT@=&AE(%4N4RX@5')E87-U<GD@9F]R(&$@<F5D96UP
M=&EO;B!P<FEC92!O9B`D-C4@;6EL;&EO;BP@<&QU<R!U;G!A:60-"F1I=FED
M96YD<RX@5&AE($-O;7!A;GD@9G5N9&5D('1H92!M86IO<FET>2!O9B!T:&ES
M('1R86YS86-T:6]N(&)Y('-I;75L=&%N96]U<VQY(&ES<W5I;F<@4V5R:65S
M($(@<')E9F5R<F5D('-T;V-K('1O('1H92!4<F5A<W5R>0T*87,@<&%R="!O
M9B!T:&4@4VUA;&P@0G5S:6YE<W,@3&5N9&EN9R!&=6YD("AS964@8F5L;W<I
M+CPO<#X-"@T*/'`@<W1Y;&4],T0G9F]N=#H@,3!P="]N;W)M86P@0V%L:6)R
M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!M87)G:6XZ(#`[('1E>'0M86QI
M9VXZ(&QE9G0G/B8C,38P.SPO<#X-"@T*/'`@<W1Y;&4],T0G9F]N=#H@,3!P
M="]N;W)M86P@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!M87)G
M:6XZ(#`[('1E>'0M86QI9VXZ(&QE9G0G/D1U92!T;R!T:&4@<F5D96UP=&EO
M;B!O9B!T:&4@<')E9F5R<F5D#0IS=&]C:RP@=&AE($-O;7!A;GD@86-C<F5T
M960@=&AE(')E;6%I;FEN9R!D:7-C;W5N="!O9B`D,BXS(&UI;&QI;VX@9'5R
M:6YG('1H92!T:&ER9"!Q=6%R=&5R(&]F(#(P,3$L('=H:6-H(')E<W5L=&5D
M(&EN('1O=&%L(&1I<V-O=6YT#0IA8V-R971I;VX@9F]R(#(P,3$@;V8@)#(N
M.2!M:6QL:6]N+"!W:&EC:"!C;VUP87)E9"!T;R`D,"XY(&UI;&QI;VX@<F5C
M;W)D960@:6X@,C`Q,"X@4')E9F5R<F5D('-T;V-K(&1I<V-O=6YT(&%C8W)E
M=&EO;B!I<R!D961U8W1E9`T*9G)O;2!N970@:6YC;VUE(&EN(&-O;7!U=&EN
M9R`F(S$T-SM.970@:6YC;VUE(&%V86EL86)L92!T;R!C;VUM;VX@<VAA<F5H
M;VQD97)S+B8C,30X.SPO<#X-"@T*/'`@<W1Y;&4],T0G9F]N=#H@,3!P="]N
M;W)M86P@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!M87)G:6XZ
M(#`[('1E>'0M86QI9VXZ(&QE9G0[('1E>'0M:6YD96YT.B`P+C(U:6XG/B8C
M,38P.SPO<#X-"@T*/'`@<W1Y;&4],T0G9F]N=#H@,3!P="]N;W)M86P@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!M87)G:6XZ(#`[('1E>'0M
M86QI9VXZ(&QE9G0G/DEN($YO=F5M8F5R(#(P,3$L('1H92!#;VUP86YY(')E
M<'5R8VAA<V5D#0IT:&4@;W5T<W1A;F1I;F<@8V]M;6]N('-T;V-K('=A<G)A
M;G0@9G)O;2!T:&4@5')E87-U<GD@9F]R("0Q+C4P('!E<B!C;VUM;VX@<VAA
M<F4L(&]R(&$@=&]T86P@;V8@)#DR-"PP,#`N/"]P/@T*#0H\<"!S='EL93TS
M1"=F;VYT.B`Q,'!T+VYO<FUA;"!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68[(&UA<F=I;CH@,#L@=&5X="UA;&EG;CH@:G5S=&EF>2<^)B,Q-C`[
M/"]P/@T*#0H\<"!S='EL93TS1"=F;VYT.B`Q,'!T+VYO<FUA;"!#86QI8G)I
M+"!(96QV971I8V$L(%-A;G,M4V5R:68[(&UA<F=I;CH@,#L@=&5X="UA;&EG
M;CH@:G5S=&EF>2<^/&D^4VUA;&P@0G5S:6YE<W,@3&5N9&EN9R!&=6YD/"]I
M/CPO<#X-"@T*/'`@<W1Y;&4],T0G9F]N=#H@,3!P="]N;W)M86P@0V%L:6)R
M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!M87)G:6XZ(#`[('1E>'0M86QI
M9VXZ(&IU<W1I9GD[('1E>'0M:6YD96YT.B`P+C(U:6XG/B8C,38P.SPO<#X-
M"@T*/'`@<W1Y;&4],T0G9F]N=#H@,3!P="]N;W)M86P@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF.R!M87)G:6XZ(#`[('1E>'0M86QI9VXZ(&IU
M<W1I9GDG/D]N(%-E<'1E;6)E<B`Q+"`R,#$Q+"!T:&4@0V]M<&%N>2!C;VUP
M;&5T960-"G1H92!S86QE(&]F("0V,RXU(&UI;&QI;VX@;V8@4V5R:65S($(@
M<')E9F5R<F5D('-T;V-K('1O('1H92!396-R971A<GD@;V8@=&AE(%1R96%S
M=7)Y('5N9&5R('1H92!3;6%L;"!"=7-I;F5S<R!,96YD:6YG($9U;F0@*%-"
M3$8I+@T*5&AE(&9U;F0@=V%S(&5S=&%B;&ES:&5D('5N9&5R('1H92!3;6%L
M;"!"=7-I;F5S<R!*;V)S($%C="!O9B`R,#$P('1H870@=V%S(&-R96%T960@
M=&\@96YC;W5R86=E(&QE;F1I;F<@=&\@<VUA;&P@8G5S:6YE<W-E<R!B>0T*
M<')O=FED:6YG(&-A<&ET86P@=&\@<75A;&EF:65D(&-O;6UU;FET>2!B86YK
M<R!W:71H(&%S<V5T<R!L97-S('1H86X@)#$P(&)I;&QI;VXN/"]P/@T*#0H\
M<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9CL@;6%R9VEN.B`P)SXF(S$V,#L\+W`^#0H-"CQP('-T>6QE/3-$
M)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!M
M87)G:6XZ(#`G/E5N9&5R('1H92!T97)M<R!O9B!T:&4@<W1O8VL@<'5R8VAA
M<V4@86=R965M96YT+"!T:&4@5')E87-U<GD@<F5C96EV960-"C8S+#4P,"!S
M:&%R97,@;V8@;F]N+6-U;75L871I=F4@<&5R<&5T=6%L('!R969E<G)E9"!S
M=&]C:R!W:71H(&$@;&EQ=6ED871I;VX@=F%L=64@;V8@)#$L,#`P('!E<B!S
M:&%R92P@:6X@97AC:&%N9V4@9F]R("0V,RXU(&UI;&QI;VXN/"]P/@T*#0H\
M<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9CL@;6%R9VEN.B`P.R!T97AT+6EN9&5N=#H@,"XQ:6XG/B8C,38P
M.SPO<#X-"@T*/'`@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV
M971I8V$L(%-A;G,M4V5R:68[(&UA<F=I;CH@,"<^5&AE(%-E<FEE<R!"('!R
M969E<G)E9"!S=&]C:R!Q=6%L:69I97,@87,@5&EE<B`Q(&-A<&ET86PN(%1H
M92!D:79I9&5N9`T*<F%T92P@87,@82!P97)C96YT86=E(&]F('1H92!L:7%U
M:61A=&EO;B!A;6]U;G0L(&-A;B!F;'5C='5A=&4@;VX@82!Q=6%R=&5R;'D@
M8F%S:7,@9'5R:6YG('1H92!F:7)S="`Q,"!Q=6%R=&5R<R!D=7)I;F<@=VAI
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M="!T;R!T:&4@:7-S=6%N8V4@:6X@,C`Q,2P@=&AE($-O;7!A;GD@:&%S('!A
M:60@80T*9&EV:61E;F0@<F%T92!R86YG:6YG(&9R;VT@,RXP)2!T;R`U+C`E
M+B!"87-E9"!U<&]N(&%N(&EN8W)E87-E(&EN('1H92!L979E;"!O9B!14T),
M(&]V97(@=&AE(&)A<V5L:6YE(&QE=F5L(&-A;&-U;&%T960@=6YD97(@=&AE
M#0IT97)M<R!O9B!T:&4@<F5L871E9"!P=7)C:&%S92!A9W)E96UE;G0L('1H
M92!D:79I9&5N9"!R871E(&9O<B!T:&4@9FER<W0@<75A<G1E<B!O9B`R,#$S
M(&ES(&5X<&5C=&5D('1O(&)E(#$N,B4@86YD('1H92!D:79I9&5N9`T*<F%T
M92!F;W(@=&AE('-E8V]N9"!Q=6%R=&5R(&ES(&5X<&5C=&5D('1O(&)E(#$N
M,"4L('-U8FIE8W0@=&\@8V]N9FER;6%T:6]N(&)Y(%1R96%S=7)Y+B!&;W(@
M=&AE('1E;G1H(&-A;&5N9&%R('%U87)T97(@=&AR;W5G:`T*9F]U<B!A;F0@
M;VYE(&AA;&8@>65A<G,@869T97(@:7-S=6%N8V4L('1H92!D:79I9&5N9"!R
M871E('=I;&P@8F4@9FEX960@870@8F5T=V5E;B!O;F4@<&5R8V5N="`H,24I
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M9&5N9',N/"]P/@T*#0H\<"!S='EL93TS1"=F;VYT.B`Q,'!T+VYO<FUA;"!#
M86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[(&UA<F=I;CH@,#L@=&5X
M="UA;&EG;CH@:G5S=&EF>2<^)B,Q-C`[/"]P/@T*#0H-"@T*/'`@<W1Y;&4]
M,T0G9F]N=#H@,3!P="]N;W)M86P@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF.R!M87)G:6XZ(#`[('1E>'0M86QI9VXZ(&IU<W1I9GDG/B8C,38P
M.SPO<#X-"@T*/'`@<W1Y;&4],T0G9F]N=#H@,3!P="]N;W)M86P@0V%L:6)R
M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!M87)G:6XZ(#`[('1E>'0M86QI
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M<')E9F5R<F5D('-T;V-K(&1I<V-O=6YT(&%C8W)E=&EO;BX\+W`^#0H-"CQP
M('-T>6QE/3-$)V9O;G0Z(#$P<'0O;F]R;6%L($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9CL@;6%R9VEN.B`P.R!T97AT+6%L:6=N.B!J=7-T:69Y
M.R!T97AT+6EN9&5N=#H@,"XR-6EN)SXF(S$V,#L\+W`^#0H-"CQP('-T>6QE
M/3-$)V9O;G0Z(#$P<'0O;F]R;6%L($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9CL@;6%R9VEN.B`P.R!T97AT+6%L:6=N.B!J=7-T:69Y)SY&;W(@
M=&AE('1W96QV92!M;VYT:',@96YD960@1&5C96UB97(-"C,Q+"`R,#$R+"!T
M:&4@0V]M<&%N>2!A8V-R=65D(&%P<')O>&EM871E;'D@)#(L.#`Y+#`P,"!I
M;B!P<F5F97)R960@9&EV:61E;F0@<&%Y;65N=',N(%1H:7,@86UO=6YT(&ES
M(&1E9'5C=&5D(&9R;VT@;F5T(&EN8V]M90T*:6X@8V]M<'5T:6YG("8C,30W
M.TYE="!I;F-O;64@879A:6QA8FQE('1O(&-O;6UO;B!S:&%R96AO;&1E<G,N
M)B,Q-#@[/"]P/@T*#0H\<"!S='EL93TS1"=F;VYT.B`Q,'!T+VYO<FUA;"!#
M86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[(&UA<F=I;CH@,#L@=&5X
M="UA;&EG;CH@;&5F="<^/&(^)B,Q-C`[/"]B/CPO<#X-"@T*/'`@<W1Y;&4]
M,T0G9F]N=#H@,3!P="]N;W)M86P@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF.R!M87)G:6XZ(#`[('1E>'0M86QI9VXZ(&QE9G0G/CQI/E-T;V-K
M($ES<W5A;F-E/"]I/CPO<#X-"@T*/'`@<W1Y;&4],T0G9F]N=#H@,3!P="]N
M;W)M86P@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!M87)G:6XZ
M(#`[('1E>'0M86QI9VXZ(&QE9G0G/B8C,38P.SPO<#X-"@T*/'`@<W1Y;&4]
M,T0G9F]N=#H@,3!P="]N;W)M86P@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF.R!M87)G:6XZ(#`[('1E>'0M86QI9VXZ(&QE9G0G/D]N($1E8V5M
M8F5R)B,Q-C`[,C$L(#(P,3(L('1H92!#;VUP86YY#0II<W-U960@,BPV-38L
M,CDT('-H87)E<R!O9B!I=',@8V]M;6]N('-T;V-K(&%N9"`W,C@L-S`V('-H
M87)E<R!O9B!T:&4@0V]M<&%N>28C,30V.W,@4V5R:65S($,@4')E9F5R<F5D
M(%-T;V-K('1O(&-E<G1A:6X@86-C<F5D:71E9`T*:6YV97-T;W)S+"!E86-H
M(&%T('1H92!P<FEC92!O9B`D,3`N,#`@<&5R('-H87)E+"!P=7)S=6%N="!T
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M<"!S='EL93TS1"=F;VYT.B`Q,'!T+VYO<FUA;"!#86QI8G)I+"!(96QV971I
M8V$L(%-A;G,M4V5R:68[(&UA<F=I;CH@,#L@=&5X="UA;&EG;CH@;&5F="<^
M)B,Q-C`[/"]P/@T*#0H\<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9CL@;6%R9VEN.B`P)SY4:&4@4V5R:65S
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M;F-E<RX\+W`^#0H-"CQP('-T>6QE/3-$)V9O;G0Z(#$P<'0O;F]R;6%L($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@;6%R9VEN.B`P.R!T97AT
M+6%L:6=N.B!L969T)SXF(S$V,#L\+W`^#0H-"CQP('-T>6QE/3-$)V9O;G0Z
M(#$P<'0O;F]R;6%L($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@
M;6%R9VEN.B`P.R!T97AT+6%L:6=N.B!L969T)SY$=7)I;F<@=&AE(&9O=7)T
M:"!Q=6%R=&5R(&]F(#(P,3(L('1H90T*0V]M<&%N>2!A8V-R=65D(&%P<')O
M>&EM871E;'D@)#4X+#`P,"!I;B!P<F5F97)R960@9&EV:61E;F0@<&%Y;65N
M=',@9F]R('1H92!397)I97,@0R!0<F5F97)R960@4W1O8VLN)B,Q-C`[/"]P
M/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`\+W1A8FQE
M/@T*("`\+V)O9'D^#0H\+VAT;6P^#0H-"BTM+2TM+3U?3F5X=%!A<G1?9CDP
M-C-D,F%?,#-E-5\T.30T7V%B-#E?,C!E-#-D838Y83@V#0I#;VYT96YT+4QO
M8V%T:6]N.B!F:6QE.B\O+T,Z+V8Y,#8S9#)A7S`S935?-#DT-%]A8C0Y7S(P
M930S9&$V.6$X-B]7;W)K<VAE971S+U-H965T,C<N:'1M;`T*0V]N=&5N="U4
M<F%N<V9E<BU%;F-O9&EN9SH@<75O=&5D+7!R:6YT86)L90T*0V]N=&5N="U4
M>7!E.B!T97AT+VAT;6P[(&-H87)S970](G5S+6%S8VEI(@T*#0H\:'1M;#X-
M"B`@/&AE860^#0H@("`@/$U%5$$@:'1T<"UE<75I=CTS1$-O;G1E;G0M5'EP
M92!C;VYT96YT/3-$)W1E>'0O:'1M;#L@8VAA<G-E=#UU=&8M."<^/'-C<FEP
M="!T>7!E/3-$=&5X="]J879A<V-R:7!T('-R8STS1%-H;W<N:G,^+RH@1&\@
M3F]T(%)E;6]V92!4:&ES($-O;6UE;G0@*B\\+W-C<FEP=#X\+VAE860^#0H@
M(#QB;V1Y/@T*("`@(#QT86)L92!C;&%S<STS1')E<&]R="!I9#TS1$E$,$5-
M13X-"B`@("`@(#QT<CX-"B`@("`@("`@/'1H(&-L87-S/3-$=&P@8V]L<W!A
M;CTS1#$@<F]W<W!A;CTS1#(^/'-T<F]N9SY3=6)S97%U96YT($5V96YT/&)R
M/CPO<W1R;VYG/CPO=&@^#0H@("`@("`@(#QT:"!C;&%S<STS1'1H(&-O;'-P
M86X],T0Q/C$R($UO;G1H<R!%;F1E9#PO=&@^#0H@("`@("`\+W1R/@T*("`@
M("`@/'1R/@T*("`@("`@("`\=&@@8VQA<W,],T1T:#Y$96,N(#,Q+"`R,#$R
M/&)R/CPO=&@^#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F4^
M#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#X\<W1R;VYG
M/E-U8G-E<75E;G0@179E;G1S(%M!8G-T<F%C=%T\+W-T<F]N9SX\+W1D/@T*
M("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*
M("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')O/@T*("`@("`@("`\
M=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^4W5B<V5Q=65N="!%=F5N=#PO
M=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'`@<W1Y;&4],T0G9F]N
M=#H@,3!P="\Q,"XP-7!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9CL@;6%R9VEN.B`P.R!T97AT+6%L:6=N.B!L969T)SX\8CY.;W1E(#(P+B!3
M=6)S97%U96YT($5V96YT/"]B/B8C,38P.SPO<#X-"@T*/'`@<W1Y;&4],T0G
M9F]N=#H@,3!P="]N;W)M86P@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF.R!M87)G:6XZ(#`[('1E>'0M86QI9VXZ(&QE9G0G/B8C,38P.SPO<#X-
M"@T*/'`@<W1Y;&4],T0G9F]N=#H@,3!P="]N;W)M86P@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF.R!M87)G:6XZ(#`[('1E>'0M86QI9VXZ(&QE
M9G0G/D]N($IA;G5A<GD@,C,L(#(P,3,L('1H92!#;VUP86YY(&-O;7!L971E
M9`T*=&AE('-A;&4@;V8@=&AE("0S,"XT(&UI;&QI;VX@;V8@;&]A;G,@8VQA
M<W-I9FEE9"!A<R`F(S$T-SM,;V%N<R!(96QD(&9O<B!386QE)B,Q-#@[(&]N
M('1H92!#;VYS;VQI9&%T960@0F%L86YC92!3:&5E=',@87,@;V8-"D1E8V5M
M8F5R(#,Q+"`R,#$R+B!4:&4@0V]M<&%N>2!R96-E:79E9"!P<F]C965D<R!O
M9B!A<'!R;WAI;6%T96QY("0S,"XT(&UI;&QI;VXL(&UA=&-H:6YG('1H92!C
M87)R>6EN9R!V86QU92X\+W`^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\
M+W1R/@T*("`@(#PO=&%B;&4^#0H@(#PO8F]D>3X-"CPO:'1M;#X-"@T*+2TM
M+2TM/5].97AT4&%R=%]F.3`V,V0R85\P,V4U7S0Y-#1?86(T.5\R,&4T,V1A
M-CEA.#8-"D-O;G1E;G0M3&]C871I;VXZ(&9I;&4Z+R\O0SHO9CDP-C-D,F%?
M,#-E-5\T.30T7V%B-#E?,C!E-#-D838Y83@V+U=O<FMS:&5E=',O4VAE970R
M."YH=&UL#0I#;VYT96YT+51R86YS9F5R+45N8V]D:6YG.B!Q=6]T960M<')I
M;G1A8FQE#0I#;VYT96YT+51Y<&4Z('1E>'0O:'1M;#L@8VAA<G-E=#TB=7,M
M87-C:6DB#0H-"CQH=&UL/@T*("`\:&5A9#X-"B`@("`\345402!H='1P+65Q
M=6EV/3-$0V]N=&5N="U4>7!E(&-O;G1E;G0],T0G=&5X="]H=&UL.R!C:&%R
M<V5T/75T9BTX)SX\<V-R:7!T('1Y<&4],T1T97AT+VIA=F%S8W)I<'0@<W)C
M/3-$4VAO=RYJ<SXO*B!$;R!.;W0@4F5M;W9E(%1H:7,@0V]M;65N="`J+SPO
M<V-R:7!T/CPO:&5A9#X-"B`@/&)O9'D^#0H@("`@/'1A8FQE(&-L87-S/3-$
M<F5P;W)T(&ED/3-$240P14M*044^#0H@("`@("`\='(^#0H@("`@("`@(#QT
M:"!C;&%S<STS1'1L(&-O;'-P86X],T0Q(')O=W-P86X],T0R/CQS=')O;F<^
M4W5M;6%R>2!O9B!3:6=N:69I8V%N="!!8V-O=6YT:6YG(%!O;&EC:65S("A0
M;VQI8VEE<RD\8G(^/"]S=')O;F<^/"]T:#X-"B`@("`@("`@/'1H(&-L87-S
M/3-$=&@@8V]L<W!A;CTS1#$^,3(@36]N=&AS($5N9&5D/"]T:#X-"B`@("`@
M(#PO='(^#0H@("`@("`\='(^#0H@("`@("`@(#QT:"!C;&%S<STS1'1H/D1E
M8RX@,S$L(#(P,3(\8G(^/"]T:#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@
M8VQA<W,],T1R93X-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$
M=&]P/CQS=')O;F<^06-C;W5N=&EN9R!0;VQI8VEE<R!;06)S=')A8W1=/"]S
M=')O;F<^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\
M+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R
M;SX-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/D)A<VES
M(&]F(%!R97-E;G1A=&EO;CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E
M>'0^/'`@<W1Y;&4],T0G9F]N=#H@,3!P="]N;W)M86P@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF.R!M87)G:6XZ(#`[('1E>'0M86QI9VXZ(&QE
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M(&EN8VQU9&4@=&AE(&%C8V]U;G1S(&]F($9I<G-T($)A;F-O<G`@*'1H92!#
M;VUP86YY*2!A;F0@:71S('=H;VQL>2!O=VYE9"!S=6)S:61I87)Y("T@1FER
M<W0-"D)A;FL@*'1H92!"86YK*2X@5&AE($)A;FL@:&%S('1W;R!W:&]L;'D@
M;W=N960@<W5B<VED:6%R:65S('1H870@87)E(&9U;&QY(&-O;G-O;&ED871E
M9"`M($9I<G-T($)A;FL@26YS=7)A;F-E(%-E<G9I8V5S+"!);F,N("A&:7)S
M=`T*0F%N:R!);G-U<F%N8V4I(&%N9"!&:7)S="!4<F]Y(%-012P@3$Q#+B!!
M;&P@<VEG;FEF:6-A;G0@:6YT97)C;VUP86YY(&%C8V]U;G1S(&%N9"!T<F%N
M<V%C=&EO;G,@:&%V92!B965N(&5L:6UI;F%T960N(%-U8G-E<75E;G0-"F5V
M96YT<R!H879E(&)E96X@979A;'5A=&5D('1H<F]U9V@@=&AE(&1A=&4@;V8@
M9FEL:6YG('1H:7,@1F]R;2`Q,"U++CPO9F]N=#X\+W`^#0H-"CQP('-T>6QE
M/3-$)V9O;G0Z(#$P<'0O;F]R;6%L($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9CL@;6%R9VEN.B`P.R!T97AT+6%L:6=N.B!L969T.R!T97AT+6EN
M9&5N=#H@,3,N-7!T)SXF(S$V,#L\+W`^#0H-"CQP('-T>6QE/3-$)V9O;G0Z
M(#$P<'0O;F]R;6%L($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@
M;6%R9VEN.B`P.R!T97AT+6%L:6=N.B!L969T)SY4:&4@0V]M<&%N>2!I<R!A
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M+CPO<#X-"@T*/'`@<W1Y;&4],T0G9F]N=#H@,3!P="]N;W)M86P@0V%L:6)R
M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!M87)G:6XZ(#`[('1E>'0M86QI
M9VXZ(&QE9G0G/B8C,38P.SPO<#X-"@T*/'`@<W1Y;&4],T0G9F]N=#H@,3!P
M="]N;W)M86P@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!M87)G
M:6XZ(#`[('1E>'0M86QI9VXZ(&QE9G0G/E1H92!P<F5P87)A=&EO;B!O9B!F
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M92!P<F5P87)A=&EO;B!O9B!I=',@8V]N<V]L:61A=&5D(&9I;F%N8VEA;`T*
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M;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,]
M,T1R93X-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/D-A
M<V@@86YD($-A<V@@17%U:79A;&5N=',\+W1D/@T*("`@("`@("`\=&0@8VQA
M<W,],T1T97AT/CQP('-T>6QE/3-$)V9O;G0Z(#$P<'0O;F]R;6%L($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@;6%R9VEN.B`P.R!T97AT+6%L
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M.V-A<V@@97%U:79A;&5N=',N)B,Q-#@[/"]F;VYT/CPO<#X-"@T*/'`@<W1Y
M;&4],T0G9F]N=#H@,3!P="]N;W)M86P@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF.R!M87)G:6XZ(#`[('1E>'0M86QI9VXZ(&QE9G0G/B8C,38P
M.SPO<#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\
M='(@8VQA<W,],T1R;SX-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N
M/3-$=&]P/E-E8W5R:71I97,\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T
M97AT/CQP('-T>6QE/3-$)V9O;G0Z(#$P<'0O;F]R;6%L($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9CL@;6%R9VEN.B`P.R!T97AT+6%L:6=N.B!L
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M9FEE9"!A<R`F(S$T-SMH96QD('1O(&UA='5R:71Y)B,Q-#@[#0IA;F0@8V%R
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M/'`@<W1Y;&4],T0G9F]N=#H@,3!P="]N;W)M86P@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF.R!M87)G:6XZ(#`[('1E>'0M86QI9VXZ(&QE9G0[
M('1E>'0M:6YD96YT.B`Q,RXU<'0G/B8C,38P.SPO<#X-"@T*/'`@<W1Y;&4]
M,T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[
M(&UA<F=I;CH@,"`P(#$P<'0[('1E>'0M86QI9VXZ(&QE9G0G/D$@9&5C;&EN
M92!I;B!T:&4@;6%R:V5T('9A;'5E(&]F(&%N>2!A=F%I;&%B;&4-"F9O<B!S
M86QE(&]R(&AE;&0@=&\@;6%T=7)I='D@<V5C=7)I='D@8F5L;W<@8V]S="!T
M:&%T(&ES(&1E96UE9"!T;R!B92!O=&AE<B!T:&%N('1E;7!O<F%R>2!R97-U
M;'1S(&EN(&$@<F5D=6-T:6]N(&EN(&-A<G)Y:6YG(&%M;W5N=`T*=&\@9F%I
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M;G-I9VYI9FEC86YT+CPO<#X-"@T*/'`@<W1Y;&4],T0G9F]N=#H@,3!P="]N
M;W)M86P@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!M87)G:6XZ
M(#`[('1E>'0M86QI9VXZ(&QE9G0G/D=A:6YS(&%N9"!L;W-S97,@;VX@<V%L
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M960@;6%T=7)I='D-"F1A=&4N/"]P/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@
M("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')E/@T*("`@("`@("`\=&0@
M8VQA<W,],T1P;"!V86QI9VX],T1T;W`^4')E;6ES97,@86YD($5Q=6EP;65N
M=#PO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'`@<W1Y;&4],T0G
M9F]N=#H@,3!P="]N;W)M86P@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF.R!M87)G:6XZ(#`[('1E>'0M86QI9VXZ(&QE9G0G/B8C,38P.SPO<#X-
M"@T*/'`@<W1Y;&4],T0G9F]N=#H@,3!P="]N;W)M86P@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF.R!M87)G:6XZ(#`[('1E>'0M86QI9VXZ(&QE
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M:79E<R!O9B!T:&4@<')O<&5R=&EE<RP@=VAI8V@@<F%N9V4@9G)O;2`R('1O
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M<&5R871I;VYS+CPO9F]N=#X\+W`^#0H-"CQP('-T>6QE/3-$)V9O;G0Z(#$P
M<'0O;F]R;6%L($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@;6%R
M9VEN.B`P.R!T97AT+6%L:6=N.B!L969T)SXF(S$V,#L\+W`^/'-P86X^/"]S
M<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F\^
M#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y,;V%N<SPO
M=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'`@<W1Y;&4],T0G9F]N
M=#H@,3!P="]N;W)M86P@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF
M.R!M87)G:6XZ(#`[('1E>'0M86QI9VXZ(&QE9G0G/CQB/BAE*2!,;V%N<R`F
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M965S(&%R92!C87!I=&%L:7IE9`T*86YD(')E8V]G;FEZ960@87,@82!Y:65L
M9"!A9&IU<W1M96YT(&]V97(@=&AE(&QI9F4@;V8@=&AE(')E;&%T960@;&]A
M;BX\+W`^#0H-"CQP('-T>6QE/3-$)V9O;G0Z(#$P<'0O;F]R;6%L($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@;6%R9VEN.B`P.R!T97AT+6%L
M:6=N.B!L969T)SXF(S$V,#L\+W`^#0H-"CQP('-T>6QE/3-$)V9O;G0Z(#$P
M<'0O;F]R;6%L($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@;6%R
M9VEN.B`P.R!T97AT+6%L:6=N.B!L969T)SY4:&4@0V]M<&%N>2!D;V5S(&YO
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M(&EN=F5S=&UE;G0N/"]P/@T*#0H\<"!S='EL93TS1"=F;VYT.B`Q,'!T+VYO
M<FUA;"!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[(&UA<F=I;CH@
M,#L@=&5X="UA;&EG;CH@;&5F="<^)B,Q-C`[/"]P/@T*#0H\<"!S='EL93TS
M1"=F;VYT.B`Q,'!T+VYO<FUA;"!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
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M871E9"!A;&QO=V%N8V4@9F]R(&QO86X@;&]S<V5S+CPO<#X-"@T*/'`@<W1Y
M;&4],T0G9F]N=#H@,3!P="]N;W)M86P@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF.R!M87)G:6XZ(#`[('1E>'0M86QI9VXZ(&QE9G0G/B8C,38P
M.SPO<#X-"@T*/'`@<W1Y;&4],T0G9F]N=#H@,3!P="]N;W)M86P@0V%L:6)R
M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!M87)G:6XZ(#`[('1E>'0M86QI
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M9&5R('1H92!C;W-T(')E8V]V97)Y(&UE=&AO9`T*;V8@:6YC;VUE(')E8V]G
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M<"!S='EL93TS1"=F;VYT.B`Q,'!T+VYO<FUA;"!#86QI8G)I+"!(96QV971I
M8V$L(%-A;G,M4V5R:68[(&UA<F=I;CH@,#L@=&5X="UA;&EG;CH@;&5F=#L@
M=&5X="UI;F1E;G0Z(#`N,C5I;B<^)B,Q-C`[/"]P/@T*#0H\<"!S='EL93TS
M1"=F;VYT.B`Q,'!T+VYO<FUA;"!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
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M;F0@8V]S=',N/"]P/@T*#0H\<"!S='EL93TS1"=F;VYT.B`Q,'!T+VYO<FUA
M;"!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[(&UA<F=I;CH@,#L@
M=&5X="UA;&EG;CH@;&5F=#L@=&5X="UI;F1E;G0Z(#`N,C5I;B<^)B,Q-C`[
M/"]P/@T*#0H\<"!S='EL93TS1"=F;VYT.B`Q,'!T+VYO<FUA;"!#86QI8G)I
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M86X@8VQA<W-I9FEC871I;VYS+CPO<#X-"@T*/'`@<W1Y;&4],T0G9F]N=#H@
M,3!P="]N;W)M86P@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!M
M87)G:6XZ(#`[('1E>'0M86QI9VXZ(&QE9G0[('1E>'0M:6YD96YT.B`P+C(U
M:6XG/B8C,38P.SPO<#X-"@T*#0H-"CQP('-T>6QE/3-$)V9O;G0Z(#$P<'0O
M;F]R;6%L($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@;6%R9VEN
M.B`P.R!T97AT+6%L:6=N.B!L969T)SXF(S$V,#L\+W`^#0H-"CQP('-T>6QE
M/3-$)V9O;G0Z(#$P<'0O;F]R;6%L($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9CL@;6%R9VEN.B`P.R!T97AT+6%L:6=N.B!L969T)SY!(&QO86X@
M:7,@8V]N<VED97)E9"!T;R!B92!I;7!A:7)E9"!W:&5N+`T*8F%S960@;VX@
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M-CMS(&5F9F5C=&EV92!R871E+"!O<B`R*2!I;B!T:&4@8V%S92!O9B!A(&-O
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M<FYE9`T*=&\@86-C<G5I;F<@<W1A='5S(&EN(&%C8V]R9&%N8V4@=VET:"!T
M:&4@<F5S=')U8W1U<F5D('1E<FUS(&EF('1H92!#;VUP86YY(&)E;&EE=F5S
M('1H870@=&AE(&)O<G)O=V5R('=I;&P@8F4@86)L92!T;R!M965T('1H90T*
M;V)L:6=A=&EO;G,@;V8@=&AE(')E<W1R=6-T=7)E9"!L;V%N('1E<FUS+B!4
M:&4@:6UP86ER;65N="!P;VQI8WD@9&ES8W5S<V5D(&%B;W9E(&%P<&QI97,@
M=&\@86QL(&QO86X@8VQA<W-I9FEC871I;VYS+CPO<#X-"@T*/'`@<W1Y;&4]
M,T0G9F]N=#H@,3!P="]N;W)M86P@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF.R!M87)G:6XZ(#`[('1E>'0M86QI9VXZ(&QE9G0[('1E>'0M:6YD
M96YT.B`Q,RXW<'0G/B8C,38P.SPO<#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@
M("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R93X-"B`@("`@("`@/'1D
M(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/E!R97-O;&0@36]R=&=A9V5S(&EN
M(%!R;V-E<W,@;V8@4V5T=&QE;65N="!A;F0@3&]A;G,@2&5L9"!F;W(@4V%L
M93PO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'`@<W1Y;&4],T0G
M9F]N=#H@,3!P="]N;W)M86P@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF.R!M87)G:6XZ(#`[('1E>'0M86QI9VXZ(&QE9G0G/CQF;VYT('-T>6QE
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M="!A="!T:&4@;&]W97(@;V8@8V]S="!O<B!M87)K970N(#PO9F]N=#X\+W`^
M#0H-"CQP('-T>6QE/3-$)V9O;G0Z(#$P<'0O;F]R;6%L($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9CL@;6%R9VEN.B`P.R!T97AT+6%L:6=N.B!L
M969T.R!T97AT+6EN9&5N=#H@,3,N-W!T)SXF(S$V,#L\+W`^#0H-"CQP('-T
M>6QE/3-$)V9O;G0Z(#$P<'0O;F]R;6%L($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9CL@;6%R9VEN.B`P.R!T97AT+6%L:6=N.B!L969T)SY097)I
M;V1I8V%L;'DL('1H92!#;VUP86YY(&]R:6=I;F%T97,@8V]M;65R8VEA;`T*
M;&]A;G,@86YD(&1E8VED97,@=&\@<V5L;"!T:&5M(&EN('1H92!S96-O;F1A
M<GD@;6%R:V5T+B!4:&4@0V]M<&%N>2!C87)R:65S('1H97-E(&QO86YS(&%T
M('1H92!L;W=E<B!O9B!C;W-T(&]R(&9A:7(@=F%L=64@870@96%C:`T*<F5P
M;W)T:6YG(&1A=&4N(%1H97)E('=E<F4@;F\@<W5C:"!L;V%N<R!H96QD(&9O
M<B!S86QE(&%S(&]F($1E8V5M8F5R(#,Q+"`R,#$R(&]R(#(P,3$N/"]P/@T*
M#0H\<"!S='EL93TS1"=F;VYT.B`Q,'!T+VYO<FUA;"!#86QI8G)I+"!(96QV
M971I8V$L(%-A;G,M4V5R:68[(&UA<F=I;CH@,#L@=&5X="UA;&EG;CH@;&5F
M="<^)B,Q-C`[/"]P/@T*#0H\<"!S='EL93TS1"=F;VYT.B`Q,'!T+VYO<FUA
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M96-E:79E9"X-"D%S(&]F($1E8V5M8F5R(#,Q+"`R,#$R+"!T:&5S92!L;V%N
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M/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C
M;&%S<STS1')O/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T
M;W`^06QL;W=A;F-E(&9O<B!,;V%N($QO<W-E<SPO=&0^#0H@("`@("`@(#QT
M9"!C;&%S<STS1'1E>'0^/'`@<W1Y;&4],T0G9F]N=#H@,3!P="]N;W)M86P@
M0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!M87)G:6XZ(#`[('1E
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M('-E=F5R86P@9F%C=&]R<RP@:6YC;'5D:6YG.CPO9F]N=#X\+W`^#0H-"CQP
M('-T>6QE/3-$)V9O;G0Z(#$P<'0O;F]R;6%L($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9CL@;6%R9VEN.B`P.R!T97AT+6%L:6=N.B!L969T.R!T
M97AT+6EN9&5N=#H@,3,N-7!T)SXF(S$V,#L\+W`^#0H-"CQT86)L92!C96QL
M<&%D9&EN9STS1#`@8V5L;'-P86-I;F<],T0P('-T>6QE/3-$)W=I9'1H.B`Q
M,#`E.R!F;VYT.B`Q,'!T+VYO<FUA;"!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68[(&UA<F=I;BUT;W`Z(#`[(&UA<F=I;BUB;W1T;VTZ(#`G/CQT
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M1#`@8V5L;'-P86-I;F<],T0P('-T>6QE/3-$)W=I9'1H.B`Q,#`E.R!F;VYT
M.B`Q,'!T+VYO<FUA;"!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[
M(&UA<F=I;BUT;W`Z(#`[(&UA<F=I;BUB;W1T;VTZ(#`G/CQT<B!S='EL93TS
M1"=V97)T:6-A;"UA;&EG;CH@=&]P.R!F;VYT+69A;6EL>3H@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF)SX-"CQT9"!S='EL93TS1"=W:61T:#H@
M,S,N-S5P=#L@9F]N="UF86UI;'DZ($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9B<^/"]T9#X\=&0@<W1Y;&4],T0G=VED=&@Z(#$X<'0[(&9O;G0M
M9F%M:6QY.B!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/C(N/"]T
M9#X\=&0@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N="UF86UI;'DZ
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^4W!E8VEF:6,@<F5S
M97)V97,@9F]R(&QA<F=E<B!L;V%N<R!W:71H(&-O;F-E<FYS(')E9V%R9&EN
M9R!R97!A>6UE;G0@86)I;&ET>2P\+W1D/CPO='(^/"]T86)L93X-"@T*/'1A
M8FQE(&-E;&QP861D:6YG/3-$,"!C96QL<W!A8VEN9STS1#`@<W1Y;&4],T0G
M=VED=&@Z(#$P,"4[(&9O;G0Z(#$P<'0O;F]R;6%L($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9CL@;6%R9VEN+71O<#H@,#L@;6%R9VEN+6)O='1O
M;3H@,"<^/'1R('-T>6QE/3-$)W9E<G1I8V%L+6%L:6=N.B!T;W`[(&9O;G0M
M9F%M:6QY.B!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/@T*/'1D
M('-T>6QE/3-$)W=I9'1H.B`S,RXW-7!T.R!F;VYT+69A;6EL>3H@0V%L:6)R
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M96QL<&%D9&EN9STS1#`@8V5L;'-P86-I;F<],T0P('-T>6QE/3-$)W=I9'1H
M.B`Q,#`E.R!F;VYT.B`Q,'!T+VYO<FUA;"!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68[(&UA<F=I;BUT;W`Z(#`[(&UA<F=I;BUB;W1T;VTZ(#`G
M/CQT<B!S='EL93TS1"=V97)T:6-A;"UA;&EG;CH@=&]P.R!F;VYT+69A;6EL
M>3H@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SX-"CQT9"!S='EL
M93TS1"=W:61T:#H@,S,N-S5P=#L@9F]N="UF86UI;'DZ($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9B<^/"]T9#X\=&0@<W1Y;&4],T0G=VED=&@Z
M(#$X<'0[(&9O;G0M9F%M:6QY.B!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68G/C0N/"]T9#X\=&0@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@
M9F]N="UF86UI;'DZ($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^
M2&ES=&]R:6-A;"!L;V%N(&QO<W,@97AP97)I96YC92P@86YD/"]T9#X\+W1R
M/CPO=&%B;&4^#0H-"CQT86)L92!C96QL<&%D9&EN9STS1#`@8V5L;'-P86-I
M;F<],T0P('-T>6QE/3-$)W=I9'1H.B`Q,#`E.R!F;VYT.B`Q,'!T+VYO<FUA
M;"!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[(&UA<F=I;BUT;W`Z
M(#`[(&UA<F=I;BUB;W1T;VTZ(#`G/CQT<B!S='EL93TS1"=V97)T:6-A;"UA
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M1"=F;VYT.B`Q,'!T+VYO<FUA;"!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68[(&UA<F=I;CH@,#L@=&5X="UA;&EG;CH@;&5F=#L@=&5X="UI;F1E
M;G0Z(#`N,6EN)SXF(S$V,#L\+W`^#0H-"CQP('-T>6QE/3-$)V9O;G0Z(#$P
M<'0O;F]R;6%L($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@;6%R
M9VEN.B`P.R!T97AT+6%L:6=N.B!L969T)SY7:&EL92!M86YA9V5M96YT('5S
M97,@=&AE(&)E<W0@:6YF;W)M871I;VX-"F%V86EL86)L92!T;R!M86ME(&5V
M86QU871I;VYS+"!F=71U<F4@861J=7-T;65N=',@;6%Y(&)E(&YE8V5S<V%R
M>2!I9B!E8V]N;VUI8R!A;F0@;W1H97(@8V]N9&ET:6]N<R!D:69F97(@<W5B
M<W1A;G1I86QL>2!F<F]M('1H90T*87-S=6UP=&EO;G,@=7-E9"X\+W`^#0H-
M"CQP('-T>6QE/3-$)V9O;G0Z(#$P<'0O;F]R;6%L($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9CL@;6%R9VEN.B`P.R!T97AT+6%L:6=N.B!L969T
M.R!T97AT+6EN9&5N=#H@,3,N-7!T)SXF(S$V,#L\+W`^#0H-"@T*#0H\<"!S
M='EL93TS1"=F;VYT.B`Q,'!T+VYO<FUA;"!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68[(&UA<F=I;CH@,#L@=&5X="UA;&EG;CH@;&5F="<^/"]P
M/@T*#0H\<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9CL@;6%R9VEN.B`P)SY&;W(@;&]A;G,@8V]V97)E9"!U
M;F1E<B!L;W-S('-H87)E(&%G<F5E;65N=',L('-U8G-E<75E;G0@9&5C<F5A
M<V5S#0IT;R!T:&4@97AP96-T960@8V%S:"!F;&]W<R!W:6QL(&=E;F5R86QL
M>2!R97-U;'0@:6X@861D:71I;VYA;"!P<F]V:7-I;VYS(&9O<B!L;V%N(&QO
M<W-E<RX@4W5B<V5Q=65N="!I;F-R96%S97,@:6X@97AP96-T960@8V%S:`T*
M9FQO=W,@=VEL;"!R97-U;'0@:6X@82!R979E<G-A;"!O9B!T:&4@86QL;W=A
M;F-E(&9O<B!L;V%N(&QO<W-E<R!T;R!T:&4@97AT96YT(&]F('!R:6]R(&%L
M;&]W86YC92!R96-O9VYI=&EO;BX\+W`^#0H-"CQP('-T>6QE/3-$)V9O;G0Z
M(#$P<'0O;F]R;6%L($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@
M;6%R9VEN.B`P.R!T97AT+6%L:6=N.B!L969T)SXF(S$V,#L\+W`^#0H-"CQP
M('-T>6QE/3-$)V9O;G0Z(#$P<'0O;F]R;6%L($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9CL@;6%R9VEN.B`P.R!T97AT+6%L:6=N.B!L969T)SY)
M;B!A9&1I=&EO;BP@=F%R:6]U<R!R96=U;&%T;W)Y(&%G96YC:65S+`T*87,@
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M;64@;V8@=&AE:7(@97AA;6EN871I;VYS+CPO<#X-"@T*/'`@<W1Y;&4],T0G
M9F]N=#H@,3!P="]N;W)M86P@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF.R!M87)G:6XZ(#`[('1E>'0M86QI9VXZ(&QE9G0[('1E>'0M:6YD96YT
M.B`Q,RXU<'0G/B8C,38P.SPO<#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@
M(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R93X-"B`@("`@("`@/'1D(&-L
M87-S/3-$<&P@=F%L:6=N/3-$=&]P/D9O<F5C;&]S960@4F5A;"!%<W1A=&4\
M+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQP('-T>6QE/3-$)V9O
M;G0Z(#$P<'0O;F]R;6%L($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9CL@;6%R9VEN.B`P.R!T97AT+6%L:6=N.B!L969T.R!T97AT+6EN9&5N=#H@
M,3,N-7!T)SXF(S$V,#L\+W`^#0H-"CQP('-T>6QE/3-$)V9O;G0Z(#$P<'0O
M;F]R;6%L($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@;6%R9VEN
M.B`P.R!T97AT+6%L:6=N.B!L969T)SX\9F]N="!S='EL93TS1"=F;VYT+69A
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M<R!E>'!E;G-E+B!);B!$96-E;6)E<B`R,#$R+"!T:&4@0V]M<&%N>2!R96-O
M<F1E9`T*82!W<FET92UD;W=N(&]F("0Q,"XV(&UI;&QI;VX@<F5L871E9"!T
M;R!I=',@;F]N+6-O=F5R960@9F]R96-L;W-E9"!P<F]P97)T:65S+B!4:&ES
M('=R:71E+61O=VX@<F5D=6-E9"!T:&4@8V%R<GEI;F<@=F%L=64@;V8@=&AE
M<V4-"G!R;W!E<G1I97,@8GD@87!P<F]X:6UA=&5L>2`R.24@8F5Y;VYD('1H
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M/CPO<#X-"@T*/'`@<W1Y;&4],T0G9F]N=#H@,3!P="]N;W)M86P@0V%L:6)R
M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!M87)G:6XZ(#`[('1E>'0M86QI
M9VXZ(&QE9G0[('1E>'0M:6YD96YT.B`P+C(U:6XG/B8C,38P.SPO<#X\<W!A
M;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,]
M,T1R;SX-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/D9$
M24,@26YD96UN:69I8V%T:6]N($%S<V5T/"]T9#X-"B`@("`@("`@/'1D(&-L
M87-S/3-$=&5X=#X\<"!S='EL93TS1"=F;VYT.B`Q,'!T+VYO<FUA;"!#86QI
M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[(&UA<F=I;CH@,#L@=&5X="UA
M;&EG;CH@;&5F=#L@=&5X="UI;F1E;G0Z(#`N,C5I;B<^)B,Q-C`[/"]P/@T*
M#0H\<"!S='EL93TS1"=F;VYT.B`Q,'!T+VYO<FUA;"!#86QI8G)I+"!(96QV
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M(&5S=&%T92!B96-A=7-E(&ET(&ES(&YO=`T*8V]N=')A8W1U86QL>2!E;6)E
M9&1E9"!I;B!T:&4@;&]A;G,@86YD(&ES(&YO="!T<F%N<V9E<F%B;&4@=VET
M:"!T:&4@;&]A;G,@<VAO=6QD('1H92!#;VUP86YY(&-H;V]S92!T;R!D:7-P
M;W-E(&]F('1H96TN(%1H92!C87)R>6EN9PT*=F%L=64@;V8@=&AI<R!R96-E
M:79A8FQE(&%T(&5A8V@@<&5R:6]D(&5N9"!I<R!T:&4@<W5M(&]F.B8C,38P
M.R`Q*2!A8W1U86P@8VQA:6US('1H870@:&%V92!B965N('-U8FUI='1E9"!T
M;R!T:&4@1D1)0R!F;W(@<F5I;6)U<G-E;65N=`T*=&AA="!H879E(&YO="!Y
M970@8F5E;B!R96-E:79E9"!A;F0@,BD@=&AE($-O;7!A;GDF(S$T-CMS(&5S
M=&EM871E9"!A;6]U;G0@;V8@;&]A;B!A;F0@;W1H97(@<F5A;"!E<W1A=&4@
M;&]S<V5S(&-O=F5R960@8GD@=&AE#0IA9W)E96UE;G1S(&UU;'1I<&QI960@
M8GD@=&AE($9$24,@<F5I;6)U<G-E;65N="!P97)C96YT86=E+B8C,38P.R!!
M="!$96-E;6)E<B`S,2P@,C`Q,B!A;F0@,C`Q,2P@=&AE(&%M;W5N="!O9B!L
M;W-S(&-L86EM<R!T:&%T#0IH860@8F5E;B!I;F-U<G)E9"!B=70@;F]T('EE
M="!R96EM8G5R<V5D(&)Y('1H92!&1$E#('=A<R`D,S,N,"!M:6QL:6]N(&%N
M9"`D,3,N-"!M:6QL:6]N+"!R97-P96-T:79E;'DN/"]P/@T*#0H\<"!S='EL
M93TS1"=F;VYT.B`Q,'!T+VYO<FUA;"!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68[(&UA<F=I;CH@,#L@=&5X="UA;&EG;CH@;&5F=#L@=&5X="UI
M;F1E;G0Z(#$S+C5P="<^)B,Q-C`[/"]P/CQS<&%N/CPO<W!A;CX\+W1D/@T*
M("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')E/@T*("`@("`@("`\
M=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^26YC;VUE(%1A>&5S/"]T9#X-
M"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<"!S='EL93TS1"=F;VYT.B`Q
M,'!T+VYO<FUA;"!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[(&UA
M<F=I;CH@,#L@=&5X="UA;&EG;CH@;&5F=#L@=&5X="UI;F1E;G0Z(#$S+C5P
M="<^)B,Q-C`[/"]P/@T*#0H\<"!S='EL93TS1"=F;VYT.B`Q,'!T+VYO<FUA
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M93TS1"=F;VYT.B`Q,'!T+VYO<FUA;"!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68[(&UA<F=I;CH@,#L@=&5X="UA;&EG;CH@;&5F=#L@=&5X="UI
M;F1E;G0Z(#$S+C5P="<^)B,Q-C`[/"]P/CQS<&%N/CPO<W!A;CX\+W1D/@T*
M("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')O/@T*("`@("`@("`\
M=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^26YT86YG:6)L92!!<W-E=',\
M+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQP('-T>6QE/3-$)V9O
M;G0Z(#$P<'0O;F]R;6%L($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9CL@;6%R9VEN.B`P.R!T97AT+6%L:6=N.B!L969T.R!T97AT+6EN9&5N=#H@
M,3,N-7!T)SX\+W`^#0H-"CQP('-T>6QE/3-$)V9O;G0Z(#$P<'0O;F]R;6%L
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@;6%R9VEN.B`P.R!T
M97AT+6%L:6=N.B!L969T)SX\9F]N="!S='EL93TS1"=F;VYT+69A;6EL>3H@
M0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SX\8CXH:RD-"DEN=&%N
M9VEB;&4@07-S971S/"]B/B`\+V9O;G0^/&9O;G0^+3PO9F]N=#X\9F]N="!S
M='EL93TS1"=F;VYT+69A;6EL>3H@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF)SX-"D)U<VEN97-S(&-O;6)I;F%T:6]N<R!A<F4@86-C;W5N=&5D
M(&9O<B!U<VEN9R!T:&4@<'5R8VAA<V4@;65T:&]D(&]F(&%C8V]U;G1I;F<N
M($ED96YT:69I86)L92!I;G1A;F=I8FQE(&%S<V5T<R!A<F4@<F5C;V=N:7IE
M9`T*<V5P87)A=&5L>2!A;F0@87)E(&%M;W)T:7IE9"!O=F5R('1H96ER(&5S
M=&EM871E9"!U<V5F=6P@;&EV97,L('=H:6-H(&9O<B!T:&4@0V]M<&%N>2!H
M87,@9V5N97)A;&QY(&)E96X@<V5V96X@=&\@=&5N('EE87)S(&%N9`T*870@
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M"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R93X-"B`@("`@("`@
M/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/D)A;FLM;W=N960@;&EF92!I
M;G-U<F%N8V4\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQP('-T
M>6QE/3-$)V9O;G0Z(#$P<'0O;F]R;6%L($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9CL@;6%R9VEN.B`P.R!T97AT+6%L:6=N.B!L969T)SX\+W`^
M#0H-"CQP('-T>6QE/3-$)V9O;G0Z(#$P<'0O;F]R;6%L($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9CL@;6%R9VEN.B`P.R!T97AT+6%L:6=N.B!L
M969T)SX\8CXH;"D@0F%N:RUO=VYE9"!L:69E(&EN<W5R86YC93PO8CX@)B,Q
M-3`[#0I4:&4@0V]M<&%N>2!H87,@<'5R8VAA<V5D(&QI9F4@:6YS=7)A;F-E
M('!O;&EC:65S(&]N(&-E<G1A:6X@8W5R<F5N="!A;F0@<&%S="!K97D@96UP
M;&]Y965S(&%N9"!D:7)E8W1O<G,@=VAE<F4@=&AE(&EN<W5R86YC92!P;VQI
M8WD-"F)E;F5F:71S(&%N9"!O=VYE<G-H:7`@87)E(')E=&%I;F5D(&)Y('1H
M92!E;7!L;WEE<BX@5&AE<V4@<&]L:6-I97,@87)E(')E8V]R9&5D(&%T('1H
M96ER(&-A<V@@<W5R<F5N9&5R('9A;'5E+B!);F-O;64@9G)O;2!T:&5S90T*
M<&]L:6-I97,@86YD(&-H86YG97,@:6X@=&AE(&YE="!C87-H('-U<G)E;F1E
M<B!V86QU92!A<F4@<F5C;W)D960@=VET:&EN(&YO;FEN=&5R97-T(&EN8V]M
M92!A<R`F(S$T-SM"86YK+6]W;F5D(&QI9F4@:6YS=7)A;F-E#0II;F-O;64N
M)B,Q-#@[/"]P/@T*#0H\<"!S='EL93TS1"=F;VYT.B`Q,'!T+VYO<FUA;"!#
M86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[(&UA<F=I;CH@,#L@=&5X
M="UA;&EG;CH@;&5F=#L@=&5X="UI;F1E;G0Z(#$S+C5P="<^)B,Q-C`[/"]P
M/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C
M;&%S<STS1')O/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T
M;W`^3W1H97(@26YV97-T;65N=',\+W1D/@T*("`@("`@("`\=&0@8VQA<W,]
M,T1T97AT/CQP('-T>6QE/3-$)V9O;G0Z(#$P<'0O;F]R;6%L($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9CL@;6%R9VEN.B`P.R!T97AT+6%L:6=N
M.B!L969T.R!T97AT+6EN9&5N=#H@,3,N-7!T)SX\+W`^#0H-"CQP('-T>6QE
M/3-$)V9O;G0Z(#$P<'0O;F]R;6%L($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9CL@;6%R9VEN.B`P.R!T97AT+6%L:6=N.B!L969T)SX\8CXH;2D\
M+V(^(#QB/D]T:&5R($EN=F5S=&UE;G1S/"]B/B`F(S$U,#L-"E1H92!#;VUP
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M"@T*/'`@<W1Y;&4],T0G9F]N=#H@,3!P="]N;W)M86P@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF.R!M87)G:6XZ(#`[('1E>'0M86QI9VXZ(&QE
M9G0G/B8C,38P.SPO<#X-"@T*/'`@<W1Y;&4],T0G9F]N=#H@,3!P="]N;W)M
M86P@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!M87)G:6XZ(#`[
M('1E>'0M86QI9VXZ(&QE9G0G/E5N9&5R('1H92!C;W-T(&UE=&AO9"!O9B!A
M8V-O=6YT:6YG+"!T:&4-"D-O;7!A;GD@<F5C;W)D<R!A;B!I;G9E<W1M96YT
M(&EN('-T;V-K(&%T(&-O<W0@86YD(&=E;F5R86QL>2!R96-O9VYI>F5S(&-A
M<V@@9&EV:61E;F1S(')E8V5I=F5D(&%S(&EN8V]M92X@268@8V%S:"!D:79I
M9&5N9',@<F5C96EV960-"F5X8V5E9"!T:&4@0V]M<&%N>28C,30V.W,@<F5L
M871I=F4@;W=N97)S:&EP(&]F('1H92!I;G9E<W1E928C,30V.W,@96%R;FEN
M9W,@<VEN8V4@=&AE(&EN=F5S=&UE;G0@9&%T92P@=&AE<V4@<&%Y;65N=',@
M87)E(&-O;G-I9&5R960-"F$@<F5T=7)N(&]F(&EN=F5S=&UE;G0@86YD(')E
M9'5C92!T:&4@8V]S="!O9B!T:&4@:6YV97-T;65N="X\+W`^#0H-"CQP('-T
M>6QE/3-$)V9O;G0Z(#$P<'0O;F]R;6%L($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9CL@;6%R9VEN.B`P.R!T97AT+6%L:6=N.B!L969T)SXF(S$V
M,#L\+W`^#0H-"CQP('-T>6QE/3-$)V9O;G0Z(#$P<'0O;F]R;6%L($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@;6%R9VEN.B`P.R!T97AT+6%L
M:6=N.B!L969T)SY5;F1E<B!T:&4@97%U:71Y(&UE=&AO9"!O9B!A8V-O=6YT
M:6YG+`T*=&AE($-O;7!A;GD@<F5C;W)D<R!I=',@:6YI=&EA;"!I;G9E<W1M
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M86YY)B,Q-#8[<R!O=VYE<G-H:7`@<&5R8V5N=&%G92!I;B!T:&4@:6YV97-T
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M;VX@:7,@<F5C96EV960N/"]P/@T*#0H\<"!S='EL93TS1"=F;VYT.B`Q,'!T
M+VYO<FUA;"!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[(&UA<F=I
M;CH@,#L@=&5X="UA;&EG;CH@;&5F="<^)B,Q-C`[/"]P/@T*#0H\<"!S='EL
M93TS1"=F;VYT.B`Q,'!T+VYO<FUA;"!#86QI8G)I+"!(96QV971I8V$L(%-A
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M8FEL:71Y('1O(&=E;F5R871E(&-A<V@@=&AR;W5G:`T*:71S(&]P97)A=&EO
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M+W`^#0H-"CQP('-T>6QE/3-$)V9O;G0Z(#$P<'0O;F]R;6%L($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9CL@;6%R9VEN.B`P.R!T97AT+6%L:6=N
M.B!L969T)SXF(S$V,#L\+W`^#0H-"CQP('-T>6QE/3-$)V9O;G0Z(#$P<'0O
M;F]R;6%L($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@;6%R9VEN
M.B`P.R!T97AT+6%L:6=N.B!L969T)SY!="!$96-E;6)E<B8C,38P.S,Q+"`R
M,#$R(&%N9"`R,#$Q+"!T:&4-"D-O;7!A;GDF(S$T-CMS(&EN=F5S=&UE;G1S
M(&EN(&QI;6ET960@<&%R=&YE<G-H:7!S+"!,3$-S(&%N9"!O=&AE<B!P<FEV
M871E;'D@:&5L9"!C;VUP86YI97,@=&]T86QE9"`D,BXT(&UI;&QI;VX@86YD
M("0R+C8@;6EL;&EO;BP-"G)E<W!E8W1I=F5L>2P@86YD('=E<F4@:6YC;'5D
M960@:6X@;W1H97(@87-S971S+CPO<#X-"@T*/'`@<W1Y;&4],T0G9F]N=#H@
M,3!P="]N;W)M86P@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!M
M87)G:6XZ(#`[('1E>'0M86QI9VXZ(&QE9G0[('1E>'0M:6YD96YT.B`Q,RXU
M<'0G/CQB/B8C,38P.SPO8CX\+W`^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@
M("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F4^#0H@("`@("`@(#QT9"!C
M;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y3=&]C:R!/<'1I;VX@4&QA;CPO=&0^
M#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'`@<W1Y;&4],T0G9F]N=#H@
M,3!P="]N;W)M86P@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!M
M87)G:6XZ(#`[('1E>'0M86QI9VXZ(&QE9G0[('1E>'0M:6YD96YT.B`Q,RXU
M<'0G/CQB/CPO8CX\+W`^#0H-"CQP('-T>6QE/3-$)V9O;G0Z(#$P<'0O;F]R
M;6%L($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@;6%R9VEN.B`P
M.R!T97AT+6%L:6=N.B!L969T)SX\9F]N="!S='EL93TS1"=F;VYT+69A;6EL
M>3H@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SX\8CXH;BD-"E-T
M;V-K($]P=&EO;B!0;&%N(#PO8CX\+V9O;G0^/&(^/&9O;G0^+3PO9F]N=#X\
M+V(^/&9O;G0@<W1Y;&4],T0G9F]N="UF86UI;'DZ($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9B<^#0I!="!$96-E;6)E<B`S,2P@,C`Q,BP@=&AE
M($-O;7!A;GD@:&%D('1H<F5E(&5Q=6ET>2UB87-E9"!E;7!L;WEE92!C;VUP
M96YS871I;VX@<&QA;G,L('=H:6-H(&%R92!D97-C<FEB960@;6]R92!F=6QL
M>2!I;B!.;W1E(#$U+@T*5&AE($-O;7!A;GD@86-C;W5N=',@9F]R('1H97-E
M('!L86YS('5N9&5R('1H92!R96-O9VYI=&EO;B!A;F0@;65A<W5R96UE;G0@
M<')I;F-I<&QE<R!O9B!R96QE=F%N="!A8V-O=6YT:6YG(&=U:61A;F-E+B`\
M+V9O;G0^/"]P/@T*#0H\<"!S='EL93TS1"=F;VYT.B`Q,'!T+VYO<FUA;"!#
M86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[(&UA<F=I;CH@,#L@=&5X
M="UA;&EG;CH@;&5F=#L@=&5X="UI;F1E;G0Z(#$S+C5P="<^)B,Q-C`[/"]P
M/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C
M;&%S<STS1')O/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T
M;W`^4&5R(%-H87)E($%M;W5N=',\+W1D/@T*("`@("`@("`\=&0@8VQA<W,]
M,T1T97AT/CQP('-T>6QE/3-$)V9O;G0Z(#$P<'0O;F]R;6%L($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9CL@;6%R9VEN.B`P.R!T97AT+6%L:6=N
M.B!L969T.R!T97AT+6EN9&5N=#H@,3,N-7!T)SX\+W`^#0H-"CQP('-T>6QE
M/3-$)V9O;G0Z(#$P<'0O;F]R;6%L($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9CL@;6%R9VEN.B`P.R!T97AT+6%L:6=N.B!L969T)SX\9F]N="!S
M='EL93TS1"=F;VYT+69A;6EL>3H@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF)SX\8CXH;RD-"E!E<B!3:&%R92!!;6]U;G1S/"]B/B`\+V9O;G0^
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M(&]N(&$@;VYE+69O<BUO;F4@<F%T:6\N/"]F;VYT/CPO<#X-"@T*/'`@<W1Y
M;&4],T0G9F]N=#H@,3!P="]N;W)M86P@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF.R!M87)G:6XZ(#`[('1E>'0M86QI9VXZ(&QE9G0G/B8C,38P
M.R8C,38P.SPO<#X-"@T*/'`@<W1Y;&4],T0G9F]N=#H@,3!P="]N;W)M86P@
M0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!M87)G:6XZ(#`[('1E
M>'0M86QI9VXZ(&QE9G0G/DEN(&-O;7!U=&EN9R!$:6QU=&5D($5A<FYI;F=S
M(%!E<B!#;VUM;VX-"E-H87)E+"!A9&IU<W1M96YT<R!A<F4@;6%D92!T;R!T
M:&4@8V]M<'5T871I;VX@;V8@0F%S:6,@16%R;FEN9W,@4&5R($-O;6UO;B!S
M:&%R97,L(&%S(&9O;&QO=W,N($%S(&ET(')E;&%T97,@=&\@<W1O8VL@;W!T
M:6]N<RP-"FET(&ES(&%S<W5M960@=&AA="!A;&P@9&EL=71I=F4@<W1O8VL@
M;W!T:6]N<R!A<F4@97AE<F-I<V5D(&1U<FEN9R!T:&4@<F5P;W)T:6YG('!E
M<FEO9"!A="!T:&5I<B!R97-P96-T:79E(&5X97)C:7-E('!R:6-E<RP@=VET
M:`T*=&AE('!R;V-E961S(&9R;VT@=&AE(&5X97)C:7-E<R!U<V5D(&)Y('1H
M92!#;VUP86YY('1O(&)U>2!B86-K('-T;V-K(&EN('1H92!O<&5N(&UA<FME
M="!A="!T:&4@879E<F%G92!M87)K970@<')I8V4@:6X@969F96-T#0ID=7)I
M;F<@=&AE(')E<&]R=&EN9R!P97)I;V0N(%1H92!D:69F97)E;F-E(&)E='=E
M96X@=&AE(&YU;6)E<B!O9B!S:&%R97,@87-S=6UE9"!T;R!B92!E>&5R8VES
M960@86YD('1H92!N=6UB97(@;V8@<VAA<F5S(&)O=6=H=`T*8F%C:R!I<R!I
M;F-L=61E9"!I;B!T:&4@8V%L8W5L871I;VX@;V8@9&EL=71I=F4@<V5C=7)I
M=&EE<RX@07,@:70@<F5L871E<R!T;R!T:&4@4V5R:65S($,@<')E9F5R<F5D
M('-T;V-K+"!I="!I<R!A<W-U;65D('1H870@=&AE#0IP<F5F97)R960@<W1O
M8VL@=V%S(&-O;G9E<G1E9"!T;R!C;VUM;VX@<W1O8VL@9'5R:6YG('1H92!R
M97!O<G1I;F<@<&5R:6]D+B!$:79I9&5N9',@;VX@=&AE('!R969E<G)E9"!S
M=&]C:R!A<F4@861D960@8F%C:R!T;R!N970-"FEN8V]M92!A;F0@=&AE('-H
M87)E<R!A<W-U;65D('1O(&)E(&-O;G9E<G1E9"!A<F4@:6YC;'5D960@:6X@
M=&AE(&YU;6)E<B!O9B!S:&%R97,@;W5T<W1A;F1I;F<N/"]P/@T*#0H\<"!S
M='EL93TS1"=F;VYT.B`Q,'!T+VYO<FUA;"!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68[(&UA<F=I;CH@,#L@=&5X="UA;&EG;CH@;&5F="<^)B,Q
M-C`[/"]P/@T*#0H-"@T*/'`@<W1Y;&4],T0G9F]N=#H@,3!P="]N;W)M86P@
M0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!M87)G:6XZ(#`[('1E
M>'0M86QI9VXZ(&QE9G0G/B8C,38P.SPO<#X-"@T*/'`@<W1Y;&4],T0G9F]N
M=#H@,3!P="]N;W)M86P@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF
M.R!M87)G:6XZ(#`[('1E>'0M86QI9VXZ(&QE9G0G/DEF(&%N>2!O9B!T:&4@
M<&]T96YT:6%L;'D@9&EL=71I=F4@8V]M;6]N#0IS=&]C:R!I<W-U86YC97,@
M:&%V92!A;B!A;G1I+61I;'5T:79E(&5F9F5C="P@=VAI8V@@:7,@=&AE(&-A
M<V4@=VAE;B!A(&YE="!L;W-S(&ES(')E<&]R=&5D+"!T:&4@<&]T96YT:6%L
M;'D@9&EL=71I=F4@8V]M;6]N('-T;V-K#0II<W-U86YC92!I<R!D:7-R96=A
M<F1E9"X\+W`^#0H-"CQP('-T>6QE/3-$)V9O;G0Z(#$P<'0O;F]R;6%L($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@;6%R9VEN.B`P.R!T97AT
M+6%L:6=N.B!L969T)SXF(S$V,#L\+W`^#0H-"CQP('-T>6QE/3-$)V9O;G0Z
M(#$P<'0O;F]R;6%L($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@
M;6%R9VEN.B`P.R!T97AT+6%L:6=N.B!L969T)SY4:&4@9F]L;&]W:6YG(&ES
M(&$@<F5C;VYC:6QI871I;VX@;V8@=&AE#0IN=6UE<F%T;W)S(&%N9"!D96YO
M;6EN871O<G,@=7-E9"!I;B!C;VUP=71I;F<@0F%S:6,@86YD($1I;'5T960@
M16%R;FEN9W,@4&5R($-O;6UO;B!3:&%R93H\+W`^#0H-"CQP('-T>6QE/3-$
M)V9O;G0Z(#$P<'0O,3`N,#5P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68[(&UA<F=I;CH@,#L@=&5X="UA;&EG;CH@:G5S=&EF>2<^)B,Q-C`[
M/"]P/@T*#0H\=&%B;&4@8V5L;'!A9&1I;F<],T0P(&-E;&QS<&%C:6YG/3-$
M,"!S='EL93TS1"=B;W)D97(M8V]L;&%P<V4Z(&-O;&QA<'-E.R!W:61T:#H@
M,3`P)3L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R
M:68G/@T*/'1R('-T>6QE/3-$)W9E<G1I8V%L+6%L:6=N.B!B;W1T;VT[(&9O
M;G0M9F%M:6QY.B!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/@T*
M("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@
M:G5S=&EF>3L@9F]N="UF86UI;'DZ($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE
M/3-$)W!A9&1I;F<M8F]T=&]M.B`Q<'0[(&9O;G0M9F%M:6QY.B!#86QI8G)I
M+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D
M(&-O;'-P86X],T0S-"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA
M;&EG;CH@8V5N=&5R.R!B;W)D97(M8F]T=&]M.B!";&%C:R`Q<'0@<V]L:60[
M(&9O;G0M9F%M:6QY.B!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G
M/D9O<B!T:&4@665A<G,@16YD960@1&5C96UB97(@,S$L/"]T9#X\=&0@;F]W
M<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`Q<'0[(&9O
M;G0M9F%M:6QY.B!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C
M,38P.SPO=&0^/"]T<CX-"CQT<B!S='EL93TS1"=V97)T:6-A;"UA;&EG;CH@
M8F]T=&]M.R!F;VYT+69A;6EL>3H@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF)SX-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E
M>'0M86QI9VXZ(&IU<W1I9GD[(&9O;G0M9F%M:6QY.B!#86QI8G)I+"!(96QV
M971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO
M=W)A<"!S='EL93TS1"=F;VYT+7=E:6=H=#H@8F]L9#L@<&%D9&EN9RUB;W1T
M;VTZ(#%P=#L@9F]N="UF86UI;'DZ($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@8V]L<W!A;CTS1#$P(&YO
M=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT+7=E:6=H=#H@8F]L9#L@=&5X
M="UA;&EG;CH@8V5N=&5R.R!B;W)D97(M8F]T=&]M.B!";&%C:R`Q<'0@<V]L
M:60[(&9O;G0M9F%M:6QY.B!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R
M:68G/C(P,3(\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D
M9&EN9RUB;W1T;VTZ(#%P=#L@9F]N="UW96EG:'0Z(&)O;&0[(&9O;G0M9F%M
M:6QY.B!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO
M=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P861D:6YG+6)O='1O
M;3H@,7!T.R!F;VYT+69A;6EL>3H@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!C;VQS<&%N/3-$,3`@;F]W
M<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&-E;G1E<CL@8F]R
M9&5R+6)O='1O;3H@0FQA8VL@,7!T('-O;&ED.R!F;VYT+69A;6EL>3H@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXR,#$Q/"]T9#X\=&0@;F]W
M<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`Q<'0[(&9O
M;G0M9F%M:6QY.B!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C
M,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P861D:6YG
M+6)O='1O;3H@,7!T.R!F;VYT+69A;6EL>3H@0V%L:6)R:2P@2&5L=F5T:6-A
M+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!C;VQS<&%N/3-$
M,3`@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&-E;G1E
M<CL@8F]R9&5R+6)O='1O;3H@0FQA8VL@,7!T('-O;&ED.R!F;VYT+69A;6EL
M>3H@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXR,#$P/"]T9#X\
M=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`Q
M<'0[(&9O;G0M9F%M:6QY.B!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R
M:68G/B8C,38P.SPO=&0^/"]T<CX-"CQT<B!S='EL93TS1"=V97)T:6-A;"UA
M;&EG;CH@8F]T=&]M.R!F;VYT+69A;6EL>3H@0V%L:6)R:2P@2&5L=F5T:6-A
M+"!386YS+5-E<FEF)SX-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE
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M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-
M"B`@("`\=&0@8V]L<W!A;CTS1#(@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$
M)V9O;G0M=V5I9VAT.B!B;VQD.R!T97AT+6%L:6=N.B!C96YT97([(&)O<F1E
M<BUB;W1T;VTZ($)L86-K(#%P="!S;VQI9#L@9F]N="UF86UI;'DZ($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^26YC;VUE(#QB<B`O/BA.=6UE
M<BT\8G(@+SX-"F%T;W(I/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE
M/3-$)W!A9&1I;F<M8F]T=&]M.B`Q<'0[(&9O;G0M=V5I9VAT.B!B;VQD.R!F
M;VYT+69A;6EL>3H@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF
M(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N="UW
M96EG:'0Z(&)O;&0[('!A9&1I;F<M8F]T=&]M.B`Q<'0[(&9O;G0M9F%M:6QY
M.B!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^
M#0H@("`@/'1D(&-O;'-P86X],T0R(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=F;VYT+7=E:6=H=#H@8F]L9#L@=&5X="UA;&EG;CH@8V5N=&5R.R!B;W)D
M97(M8F]T=&]M.B!";&%C:R`Q<'0@<V]L:60[(&9O;G0M9F%M:6QY.B!#86QI
M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/E-H87)E<R`\8G(@+SXH1&5N
M;VTM/&)R("\^#0II;F%T;W(I/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T
M>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`Q<'0[(&9O;G0M=V5I9VAT.B!B;VQD
M.R!F;VYT+69A;6EL>3H@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF
M)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N
M="UW96EG:'0Z(&)O;&0[('!A9&1I;F<M8F]T=&]M.B`Q<'0[(&9O;G0M9F%M
M:6QY.B!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO
M=&0^#0H@("`@/'1D(&-O;'-P86X],T0R(&YO=W)A<#TS1&YO=W)A<"!S='EL
M93TS1"=F;VYT+7=E:6=H=#H@8F]L9#L@=&5X="UA;&EG;CH@8V5N=&5R.R!B
M;W)D97(M8F]T=&]M.B!";&%C:R`Q<'0@<V]L:60[(&9O;G0M9F%M:6QY.B!#
M86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/E!E<B`\8G(@+SY3:&%R
M92`\8G(@+SY!;6]U;G0\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4]
M,T0G<&%D9&EN9RUB;W1T;VTZ(#%P=#L@9F]N="UW96EG:'0Z(&)O;&0[(&9O
M;G0M9F%M:6QY.B!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C
M,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P861D:6YG
M+6)O='1O;3H@,7!T.R!F;VYT+69A;6EL>3H@0V%L:6)R:2P@2&5L=F5T:6-A
M+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!C;VQS<&%N/3-$
M,B!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@8V5N=&5R
M.R!B;W)D97(M8F]T=&]M.B!";&%C:R`Q<'0@<V]L:60[(&9O;G0M9F%M:6QY
M.B!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/DEN8V]M92`\8G(@
M+SXH3G5M97(M/&)R("\^#0IA=&]R*3PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A
M<"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@,7!T.R!F;VYT+69A;6EL>3H@
M0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#%P
M=#L@9F]N="UF86UI;'DZ($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@8V]L<W!A;CTS1#(@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&-E;G1E<CL@8F]R9&5R+6)O
M='1O;3H@0FQA8VL@,7!T('-O;&ED.R!F;VYT+69A;6EL>3H@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF)SY3:&%R97,@/&)R("\^*$1E;F]M+3QB
M<B`O/@T*:6YA=&]R*3PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=P861D:6YG+6)O='1O;3H@,7!T.R!F;VYT+69A;6EL>3H@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#%P=#L@9F]N="UF
M86UI;'DZ($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[
M/"]T9#X-"B`@("`\=&0@8V]L<W!A;CTS1#(@;F]W<F%P/3-$;F]W<F%P('-T
M>6QE/3-$)W1E>'0M86QI9VXZ(&-E;G1E<CL@8F]R9&5R+6)O='1O;3H@0FQA
M8VL@,7!T('-O;&ED.R!F;VYT+69A;6EL>3H@0V%L:6)R:2P@2&5L=F5T:6-A
M+"!386YS+5-E<FEF)SY097(@/&)R("\^4VAA<F4@/&)R("\^06UO=6YT/"]T
M9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M
M.B`Q<'0[(&9O;G0M9F%M:6QY.B!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=P861D:6YG+6)O='1O;3H@,7!T.R!F;VYT+69A;6EL>3H@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!C
M;VQS<&%N/3-$,B!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG
M;CH@8V5N=&5R.R!B;W)D97(M8F]T=&]M.B!";&%C:R`Q<'0@<V]L:60[(&9O
M;G0M9F%M:6QY.B!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/DEN
M8V]M92`\8G(@+SXH3G5M97(M/&)R("\^#0IA=&]R*3PO=&0^/'1D(&YO=W)A
M<#TS1&YO=W)A<"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@,7!T.R!F;VYT
M+69A;6EL>3H@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V
M,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB
M;W1T;VTZ(#%P=#L@9F]N="UF86UI;'DZ($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@8V]L<W!A;CTS1#(@
M;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&-E;G1E<CL@
M8F]R9&5R+6)O='1O;3H@0FQA8VL@,7!T('-O;&ED.R!F;VYT+69A;6EL>3H@
M0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SY3:&%R97,@/&)R("\^
M*$1E;F]M+3QB<B`O/@T*:6YA=&]R*3PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A
M<"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@,7!T.R!F;VYT+69A;6EL>3H@
M0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#%P
M=#L@9F]N="UF86UI;'DZ($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@8V]L<W!A;CTS1#(@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&-E;G1E<CL@8F]R9&5R+6)O
M='1O;3H@0FQA8VL@,7!T('-O;&ED.R!F;VYT+69A;6EL>3H@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF)SY097(@/&)R("\^4VAA<F4@/&)R("\^
M06UO=6YT/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I
M;F<M8F]T=&]M.B`Q<'0[(&9O;G0M9F%M:6QY.B!#86QI8G)I+"!(96QV971I
M8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/"]T<CX-"CQT<B!S='EL93TS
M1"=V97)T:6-A;"UA;&EG;CH@8F]T=&]M.R!B86-K9W)O=6YD+6-O;&]R.B!R
M9V(H,C`T+#(S."PR-34I.R!F;VYT+69A;6EL>3H@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF)SX-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T
M>6QE/3-$)W1E>'0M86QI9VXZ(&IU<W1I9GD[(&9O;G0M9F%M:6QY.B!#86QI
M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO
M=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT+69A;6EL>3H@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N
M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N
M="UF86UI;'DZ($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q
M-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI
M9VXZ(')I9VAT.R!F;VYT+69A;6EL>3H@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y
M;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N="UF86UI;'DZ($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P
M/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0M9F%M:6QY.B!#86QI8G)I+"!(96QV
M971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A
M<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT+69A
M;6EL>3H@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\
M+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@
M<FEG:'0[(&9O;G0M9F%M:6QY.B!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=T97AT+6%L:6=N.B!L969T.R!F;VYT+69A;6EL>3H@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G9F]N="UF86UI;'DZ($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0M9F%M:6QY
M.B!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^
M/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!R:6=H
M=#L@9F]N="UF86UI;'DZ($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E
M>'0M86QI9VXZ(&QE9G0[(&9O;G0M9F%M:6QY.B!#86QI8G)I+"!(96QV971I
M8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A
M<"!S='EL93TS1"=F;VYT+69A;6EL>3H@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R
M87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N="UF86UI;'DZ($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@
M;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F
M;VYT+69A;6EL>3H@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF
M(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA
M;&EG;CH@;&5F=#L@9F]N="UF86UI;'DZ($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T
M>6QE/3-$)V9O;G0M9F%M:6QY.B!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S
M='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT+69A;6EL>3H@0V%L:6)R
M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R
M87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0M
M9F%M:6QY.B!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P
M.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N
M.B!L969T.R!F;VYT+69A;6EL>3H@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4]
M,T0G9F]N="UF86UI;'DZ($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE
M/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0M9F%M:6QY.B!#86QI8G)I+"!(
M96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS
M1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!R:6=H=#L@9F]N="UF86UI
M;'DZ($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T
M9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE
M9G0[(&9O;G0M9F%M:6QY.B!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R
M:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F
M;VYT+69A;6EL>3H@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF
M(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
M=&5X="UA;&EG;CH@;&5F=#L@9F]N="UF86UI;'DZ($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT+69A;6EL>3H@
M0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@
M9F]N="UF86UI;'DZ($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^
M)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0M
M9F%M:6QY.B!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P
M.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT
M+6%L:6=N.B!L969T.R!F;VYT+69A;6EL>3H@0V%L:6)R:2P@2&5L=F5T:6-A
M+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@
M<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0M9F%M:6QY.B!#86QI
M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO
M=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT
M+69A;6EL>3H@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V
M,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N="UF86UI
M;'DZ($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T
M9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI
M9VXZ(&QE9G0[(&9O;G0M9F%M:6QY.B!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL
M93TS1"=T97AT+6%L:6=N.B!R:6=H=#L@9F]N="UF86UI;'DZ($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P
M/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0M9F%M
M:6QY.B!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO
M=&0^/"]T<CX-"CQT<B!S='EL93TS1"=V97)T:6-A;"UA;&EG;CH@8F]T=&]M
M.R!B86-K9W)O=6YD+6-O;&]R.B!7:&ET93L@9F]N="UF86UI;'DZ($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^#0H@("`@/'1D(&YO=W)A<#TS
M1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!J=7-T:69Y.R!F;VYT+69A
M;6EL>3H@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\
M+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N="UF86UI;'DZ
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-
M"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ
M(&QE9G0[(&9O;G0M9F%M:6QY.B!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=T97AT+6%L:6=N.B!R:6=H=#L@9F]N="UF86UI;'DZ($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0M9F%M:6QY
M.B!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^
M/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT+69A;6EL>3H@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@
M(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F
M=#L@9F]N="UF86UI;'DZ($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E
M>'0M86QI9VXZ(')I9VAT.R!F;VYT+69A;6EL>3H@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R
M87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N="UF86UI;'DZ($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@
M;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0M9F%M:6QY.B!#86QI8G)I
M+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D
M(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F
M;VYT+69A;6EL>3H@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF
M(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA
M;&EG;CH@<FEG:'0[(&9O;G0M9F%M:6QY.B!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S
M='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT+69A;6EL>3H@0V%L:6)R
M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R
M87`],T1N;W=R87`@<W1Y;&4],T0G9F]N="UF86UI;'DZ($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W
M<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0M
M9F%M:6QY.B!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P
M.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N
M.B!R:6=H=#L@9F]N="UF86UI;'DZ($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE
M/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0M9F%M:6QY.B!#86QI8G)I+"!(
M96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS
M1&YO=W)A<"!S='EL93TS1"=F;VYT+69A;6EL>3H@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N="UF86UI
M;'DZ($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T
M9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I
M9VAT.R!F;VYT+69A;6EL>3H@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
M=&5X="UA;&EG;CH@;&5F=#L@9F]N="UF86UI;'DZ($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)V9O;G0M9F%M:6QY.B!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO
M=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT+69A;6EL>3H@
M0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[
M(&9O;G0M9F%M:6QY.B!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G
M/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT
M+6%L:6=N.B!L969T.R!F;VYT+69A;6EL>3H@0V%L:6)R:2P@2&5L=F5T:6-A
M+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@
M<W1Y;&4],T0G9F]N="UF86UI;'DZ($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P
M('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0M9F%M:6QY.B!#86QI
M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO
M=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!R:6=H=#L@9F]N
M="UF86UI;'DZ($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q
M-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI
M9VXZ(&QE9G0[(&9O;G0M9F%M:6QY.B!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL
M93TS1"=F;VYT+69A;6EL>3H@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y
M;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N="UF86UI;'DZ($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P
M/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT+69A
M;6EL>3H@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\
M+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@
M;&5F=#L@9F]N="UF86UI;'DZ($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$
M)V9O;G0M9F%M:6QY.B!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G
M/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=T97AT+6%L:6=N.B!L969T.R!F;VYT+69A;6EL>3H@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0M9F%M:6QY
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M9B<^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT+7=E
M:6=H=#H@8F]L9#L@=&5X="UA;&EG;CH@:G5S=&EF>3L@9F]N="UF86UI;'DZ
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^0F%S:6,@15!3/"]T
M9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0M9F%M:6QY.B!#
M86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@
M("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L
M969T.R!F;VYT+69A;6EL>3H@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
M=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0M9F%M:6QY.B!#86QI8G)I+"!(96QV
M971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO
M=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT+69A;6EL>3H@
M0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N="UF86UI;'DZ($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\
M=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[
M(&9O;G0M9F%M:6QY.B!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G
M/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT
M+6%L:6=N.B!R:6=H=#L@9F]N="UF86UI;'DZ($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P
M('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0M9F%M:6QY.B!#86QI
M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO
M=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT+69A;6EL>3H@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N
M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N
M="UF86UI;'DZ($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q
M-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI
M9VXZ(')I9VAT.R!F;VYT+69A;6EL>3H@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y
M;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N="UF86UI;'DZ($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P
M/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0M9F%M:6QY.B!#86QI8G)I+"!(96QV
M971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A
M<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT+69A
M;6EL>3H@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\
M+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@
M<FEG:'0[(&9O;G0M9F%M:6QY.B!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=T97AT+6%L:6=N.B!L969T.R!F;VYT+69A;6EL>3H@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G9F]N="UF86UI;'DZ($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0M9F%M:6QY
M.B!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^
M/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!R:6=H
M=#L@9F]N="UF86UI;'DZ($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E
M>'0M86QI9VXZ(&QE9G0[(&9O;G0M9F%M:6QY.B!#86QI8G)I+"!(96QV971I
M8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A
M<"!S='EL93TS1"=F;VYT+69A;6EL>3H@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R
M87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N="UF86UI;'DZ($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@
M;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F
M;VYT+69A;6EL>3H@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF
M(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA
M;&EG;CH@;&5F=#L@9F]N="UF86UI;'DZ($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T
M>6QE/3-$)V9O;G0M9F%M:6QY.B!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S
M='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT+69A;6EL>3H@0V%L:6)R
M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R
M87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0M
M9F%M:6QY.B!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P
M.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N
M.B!L969T.R!F;VYT+69A;6EL>3H@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4]
M,T0G9F]N="UF86UI;'DZ($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE
M/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0M9F%M:6QY.B!#86QI8G)I+"!(
M96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS
M1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!R:6=H=#L@9F]N="UF86UI
M;'DZ($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T
M9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE
M9G0[(&9O;G0M9F%M:6QY.B!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R
M:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F
M;VYT+69A;6EL>3H@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF
M(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
M=&5X="UA;&EG;CH@;&5F=#L@9F]N="UF86UI;'DZ($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT+69A;6EL>3H@
M0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@
M9F]N="UF86UI;'DZ($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^
M)B,Q-C`[/"]T9#X\+W1R/@T*/'1R('-T>6QE/3-$)W9E<G1I8V%L+6%L:6=N
M.B!B;W1T;VT[(&)A8VMG<F]U;F0M8V]L;W(Z(%=H:71E.R!F;VYT+69A;6EL
M>3H@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SX-"B`@("`\=&0@
M;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W=I9'1H.B`Q,"4[('1E>'0M86QI
M9VXZ(&QE9G0[('!A9&1I;F<M8F]T=&]M.B`R+C5P=#L@9F]N="UF86UI;'DZ
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^3F5T(&EN8V]M92`H
M;&]S<RD@879A:6QA8FQE('1O(&-O;6UO;B!S:&%R96AO;&1E<G,\+W1D/CQT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=VED=&@Z(#$E.R!F;VYT+7=E
M:6=H=#H@8F]L9#L@<&%D9&EN9RUB;W1T;VTZ(#(N-7!T.R!F;VYT+69A;6EL
M>3H@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D
M/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=VED=&@Z(#$E
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M<F%P/3-$;F]W<F%P('-T>6QE/3-$)W=I9'1H.B`Q)3L@9F]N="UW96EG:'0Z
M(&)O;&0[('!A9&1I;F<M8F]T=&]M.B`R+C5P=#L@9F]N="UF86UI;'DZ($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@
M("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W=I9'1H.B`Q)3L@9F]N
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M9&1I;F<M8F]T=&]M.B`R+C5P=#L@9F]N="UW96EG:'0Z(&)O;&0[('1E>'0M
M86QI9VXZ(&QE9G0[(&9O;G0M9F%M:6QY.B!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S
M='EL93TS1"=W:61T:#H@,24[(&9O;G0M=V5I9VAT.B!B;VQD.R!P861D:6YG
M+6)O='1O;3H@,BXU<'0[(&9O;G0M9F%M:6QY.B!#86QI8G)I+"!(96QV971I
M8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS
M1&YO=W)A<"!S='EL93TS1"=W:61T:#H@,24[(&)O<F1E<BUB;W1T;VTZ($)L
M86-K(#(N-7!T(&1O=6)L93L@9F]N="UW96EG:'0Z(&)O;&0[('1E>'0M86QI
M9VXZ(&QE9G0[(&9O;G0M9F%M:6QY.B!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68G/B0\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
M=VED=&@Z(#<E.R!B;W)D97(M8F]T=&]M.B!";&%C:R`R+C5P="!D;W5B;&4[
M(&9O;G0M=V5I9VAT.B!B;VQD.R!T97AT+6%L:6=N.B!R:6=H=#L@9F]N="UF
M86UI;'DZ($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^*#$N-30\
M+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=VED=&@Z(#$E.R!P
M861D:6YG+6)O='1O;3H@,BXU<'0[(&9O;G0M=V5I9VAT.B!B;VQD.R!T97AT
M+6%L:6=N.B!L969T.R!F;VYT+69A;6EL>3H@0V%L:6)R:2P@2&5L=F5T:6-A
M+"!386YS+5-E<FEF)SXI/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE
M/3-$)W=I9'1H.B`Q)3L@<&%D9&EN9RUB;W1T;VTZ(#(N-7!T.R!F;VYT+69A
M;6EL>3H@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\
M+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=VED=&@Z
M(#$E.R!T97AT+6%L:6=N.B!L969T.R!F;VYT+69A;6EL>3H@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF)SXD/"]T9#X\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)W=I9'1H.B`W)3L@=&5X="UA;&EG;CH@<FEG:'0[(&9O
M;G0M9F%M:6QY.B!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/C<L
M-#<V/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W=I9'1H.B`Q
M)3L@<&%D9&EN9RUB;W1T;VTZ(#(N-7!T.R!T97AT+6%L:6=N.B!L969T.R!F
M;VYT+69A;6EL>3H@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF
M(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=VED=&@Z
M(#$E.R!P861D:6YG+6)O='1O;3H@,BXU<'0[(&9O;G0M9F%M:6QY.B!#86QI
M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@
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M,#<R/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W=I9'1H.B`Q
M)3L@<&%D9&EN9RUB;W1T;VTZ(#(N-7!T.R!T97AT+6%L:6=N.B!L969T.R!F
M;VYT+69A;6EL>3H@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF
M(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=VED=&@Z
M(#$E.R!P861D:6YG+6)O='1O;3H@,BXU<'0[(&9O;G0M9F%M:6QY.B!#86QI
M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@
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M(%-A;G,M4V5R:68G/C`N-#0\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y
M;&4],T0G=VED=&@Z(#$E.R!P861D:6YG+6)O='1O;3H@,BXU<'0[('1E>'0M
M86QI9VXZ(&QE9G0[(&9O;G0M9F%M:6QY.B!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S
M='EL93TS1"=W:61T:#H@,24[('!A9&1I;F<M8F]T=&]M.B`R+C5P=#L@9F]N
M="UF86UI;'DZ($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q
M-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W=I
M9'1H.B`Q)3L@=&5X="UA;&EG;CH@;&5F=#L@9F]N="UF86UI;'DZ($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)#PO=&0^/'1D(&YO=W)A<#TS
M1&YO=W)A<"!S='EL93TS1"=W:61T:#H@-R4[('1E>'0M86QI9VXZ(')I9VAT
M.R!F;VYT+69A;6EL>3H@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF
M)SXU+#@W-3PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=W:61T
M:#H@,24[('!A9&1I;F<M8F]T=&]M.B`R+C5P=#L@=&5X="UA;&EG;CH@;&5F
M=#L@9F]N="UF86UI;'DZ($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W=I
M9'1H.B`Q)3L@<&%D9&EN9RUB;W1T;VTZ(#(N-7!T.R!F;VYT+69A;6EL>3H@
M0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*
M("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=VED=&@Z(#$E.R!T
M97AT+6%L:6=N.B!L969T.R!F;VYT+69A;6EL>3H@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R
M87`@<W1Y;&4],T0G=VED=&@Z(#<E.R!T97AT+6%L:6=N.B!R:6=H=#L@9F]N
M="UF86UI;'DZ($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^,38L
M-S8T+#@W.3PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=W:61T
M:#H@,24[('!A9&1I;F<M8F]T=&]M.B`R+C5P=#L@=&5X="UA;&EG;CH@;&5F
M=#L@9F]N="UF86UI;'DZ($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W=I
M9'1H.B`Q)3L@<&%D9&EN9RUB;W1T;VTZ(#(N-7!T.R!F;VYT+69A;6EL>3H@
M0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*
M("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=VED=&@Z(#$E.R!B
M;W)D97(M8F]T=&]M.B!";&%C:R`R+C5P="!D;W5B;&4[('1E>'0M86QI9VXZ
M(&QE9G0[(&9O;G0M9F%M:6QY.B!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68G/B0\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=VED
M=&@Z(#<E.R!B;W)D97(M8F]T=&]M.B!";&%C:R`R+C5P="!D;W5B;&4[('1E
M>'0M86QI9VXZ(')I9VAT.R!F;VYT+69A;6EL>3H@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF)SXP+C,U/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P
M('-T>6QE/3-$)W=I9'1H.B`Q)3L@<&%D9&EN9RUB;W1T;VTZ(#(N-7!T.R!T
M97AT+6%L:6=N.B!L969T.R!F;VYT+69A;6EL>3H@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CPO='(^#0H\='(@<W1Y;&4]
M,T0G=F5R=&EC86PM86QI9VXZ(&)O='1O;3L@8F%C:V=R;W5N9"UC;VQO<CH@
M<F=B*#(P-"PR,S@L,C4U*3L@9F]N="UF86UI;'DZ($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9B<^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S
M='EL93TS1"=T97AT+6%L:6=N.B!J=7-T:69Y.R!F;VYT+69A;6EL>3H@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N
M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N="UF86UI;'DZ($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@
M;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O
M;G0M9F%M:6QY.B!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C
M,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L
M:6=N.B!R:6=H=#L@9F]N="UF86UI;'DZ($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T
M>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0M9F%M:6QY.B!#86QI8G)I
M+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A
M<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT+69A;6EL>3H@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R
M87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N="UF
M86UI;'DZ($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[
M/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ
M(')I9VAT.R!F;VYT+69A;6EL>3H@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4]
M,T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N="UF86UI;'DZ($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)V9O;G0M9F%M:6QY.B!#86QI8G)I+"!(96QV971I
M8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS
M1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT+69A;6EL
M>3H@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D
M/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG
M:'0[(&9O;G0M9F%M:6QY.B!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R
M:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T
M97AT+6%L:6=N.B!L969T.R!F;VYT+69A;6EL>3H@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R
M87`@<W1Y;&4],T0G9F]N="UF86UI;'DZ($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0M9F%M:6QY.B!#
M86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D
M(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!R:6=H=#L@
M9F]N="UF86UI;'DZ($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^
M)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M
M86QI9VXZ(&QE9G0[(&9O;G0M9F%M:6QY.B!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S
M='EL93TS1"=F;VYT+69A;6EL>3H@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@
M<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N="UF86UI;'DZ($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W
M<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT
M+69A;6EL>3H@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V
M,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG
M;CH@;&5F=#L@9F]N="UF86UI;'DZ($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE
M/3-$)V9O;G0M9F%M:6QY.B!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R
M:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL
M93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT+69A;6EL>3H@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0M9F%M
M:6QY.B!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO
M=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L
M969T.R!F;VYT+69A;6EL>3H@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
M9F]N="UF86UI;'DZ($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^
M)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$
M)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0M9F%M:6QY.B!#86QI8G)I+"!(96QV
M971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO
M=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!R:6=H=#L@9F]N="UF86UI;'DZ
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\
M=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[
M(&9O;G0M9F%M:6QY.B!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G
M/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT
M+69A;6EL>3H@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V
M,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X
M="UA;&EG;CH@;&5F=#L@9F]N="UF86UI;'DZ($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P
M('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT+69A;6EL>3H@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N
M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N
M="UF86UI;'DZ($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q
M-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0M9F%M
M:6QY.B!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO
M=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L
M:6=N.B!L969T.R!F;VYT+69A;6EL>3H@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y
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M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/@T*("`@(#QT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G9F]N="UW96EG:'0Z(&)O;&0[('1E>'0M86QI
M9VXZ(&IU<W1I9GD[('!A9&1I;F<M8F]T=&]M.B`Q<'0[(&9O;G0M9F%M:6QY
M.B!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/D5F9F5C="!O9B!D
M:6QU=&EV92!S96-U<FET:65S/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T
M>6QE/3-$)V9O;G0M=V5I9VAT.B!B;VQD.R!P861D:6YG+6)O='1O;3H@,7!T
M.R!F;VYT+69A;6EL>3H@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF
M)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4]
M,T0G8F]R9&5R+6)O='1O;3H@0FQA8VL@,7!T('-O;&ED.R!F;VYT+7=E:6=H
M=#H@8F]L9#L@=&5X="UA;&EG;CH@;&5F=#L@9F]N="UF86UI;'DZ($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W
M<F%P/3-$;F]W<F%P('-T>6QE/3-$)V)O<F1E<BUB;W1T;VTZ($)L86-K(#%P
M="!S;VQI9#L@9F]N="UW96EG:'0Z(&)O;&0[('1E>'0M86QI9VXZ(')I9VAT
M.R!F;VYT+69A;6EL>3H@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF
M)SXF(S$U,3L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D
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M)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$
M)V)O<F1E<BUB;W1T;VTZ($)L86-K(#%P="!S;VQI9#L@9F]N="UW96EG:'0Z
M(&)O;&0[('1E>'0M86QI9VXZ(&QE9G0[(&9O;G0M9F%M:6QY.B!#86QI8G)I
M+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A
M<#TS1&YO=W)A<"!S='EL93TS1"=B;W)D97(M8F]T=&]M.B!";&%C:R`Q<'0@
M<V]L:60[(&9O;G0M=V5I9VAT.B!B;VQD.R!T97AT+6%L:6=N.B!R:6=H=#L@
M9F]N="UF86UI;'DZ($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^
M)B,Q-3$[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I
M;F<M8F]T=&]M.B`Q<'0[(&9O;G0M=V5I9VAT.B!B;VQD.R!T97AT+6%L:6=N
M.B!L969T.R!F;VYT+69A;6EL>3H@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4]
M,T0G<&%D9&EN9RUB;W1T;VTZ(#%P=#L@9F]N="UF86UI;'DZ($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@
M;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O
M;G0M9F%M:6QY.B!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C
M,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L
M:6=N.B!R:6=H=#L@9F]N="UF86UI;'DZ($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T
M>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`Q<'0[('1E>'0M86QI9VXZ(&QE9G0[
M(&9O;G0M9F%M:6QY.B!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G
M/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P861D
M:6YG+6)O='1O;3H@,7!T.R!F;VYT+69A;6EL>3H@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G8F]R9&5R+6)O='1O;3H@0FQA8VL@,7!T('-O
M;&ED.R!T97AT+6%L:6=N.B!L969T.R!F;VYT+69A;6EL>3H@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G8F]R9&5R+6)O='1O;3H@0FQA8VL@,7!T('-O
M;&ED.R!T97AT+6%L:6=N.B!R:6=H=#L@9F]N="UF86UI;'DZ($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-3$[/"]T9#X\=&0@;F]W<F%P
M/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`Q<'0[('1E>'0M
M86QI9VXZ(&QE9G0[(&9O;G0M9F%M:6QY.B!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S
M='EL93TS1"=P861D:6YG+6)O='1O;3H@,7!T.R!F;VYT+69A;6EL>3H@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@
M(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G8F]R9&5R+6)O='1O;3H@
M0FQA8VL@,7!T('-O;&ED.R!T97AT+6%L:6=N.B!L969T.R!F;VYT+69A;6EL
M>3H@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D
M/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G8F]R9&5R+6)O='1O;3H@
M0FQA8VL@,7!T('-O;&ED.R!T97AT+6%L:6=N.B!R:6=H=#L@9F]N="UF86UI
M;'DZ($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^,C<L,3<R/"]T
M9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M
M.B`Q<'0[('1E>'0M86QI9VXZ(&QE9G0[(&9O;G0M9F%M:6QY.B!#86QI8G)I
M+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A
M<#TS1&YO=W)A<"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@,7!T.R!F;VYT
M+69A;6EL>3H@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V
M,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X
M="UA;&EG;CH@;&5F=#L@9F]N="UF86UI;'DZ($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P
M('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT+69A;6EL>3H@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N
M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#%P=#L@
M=&5X="UA;&EG;CH@;&5F=#L@9F]N="UF86UI;'DZ($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`Q<'0[(&9O;G0M9F%M:6QY
M.B!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^
M#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=B;W)D97(M8F]T
M=&]M.B!";&%C:R`Q<'0@<V]L:60[('1E>'0M86QI9VXZ(&QE9G0[(&9O;G0M
M9F%M:6QY.B!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P
M.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=B;W)D97(M8F]T
M=&]M.B!";&%C:R`Q<'0@<V]L:60[('1E>'0M86QI9VXZ(')I9VAT.R!F;VYT
M+69A;6EL>3H@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$U
M,3L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB
M;W1T;VTZ(#%P=#L@=&5X="UA;&EG;CH@;&5F=#L@9F]N="UF86UI;'DZ($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@
M;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`Q<'0[
M(&9O;G0M9F%M:6QY.B!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G
M/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=B;W)D97(M8F]T=&]M.B!";&%C:R`Q<'0@<V]L:60[('1E>'0M86QI9VXZ
M(&QE9G0[(&9O;G0M9F%M:6QY.B!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=B;W)D97(M8F]T=&]M.B!";&%C:R`Q<'0@<V]L:60[('1E>'0M86QI9VXZ
M(')I9VAT.R!F;VYT+69A;6EL>3H@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF)SXR."PW-S$\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4]
M,T0G<&%D9&EN9RUB;W1T;VTZ(#%P=#L@=&5X="UA;&EG;CH@;&5F=#L@9F]N
M="UF86UI;'DZ($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q
M-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M
M8F]T=&]M.B`Q<'0[(&9O;G0M9F%M:6QY.B!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO
M=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT+69A;6EL>3H@
M0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[
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M;'DZ($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^#0H@("`@/'1D
M(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!J=7-T:69Y
M.R!F;VYT+69A;6EL>3H@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF
M)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N
M="UF86UI;'DZ($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q
M-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E
M>'0M86QI9VXZ(&QE9G0[(&9O;G0M9F%M:6QY.B!#86QI8G)I+"!(96QV971I
M8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A
M<"!S='EL93TS1"=T97AT+6%L:6=N.B!R:6=H=#L@9F]N="UF86UI;'DZ($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@
M;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O
M;G0M9F%M:6QY.B!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C
M,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT+69A
M;6EL>3H@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\
M+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA
M;&EG;CH@;&5F=#L@9F]N="UF86UI;'DZ($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T
M>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT+69A;6EL>3H@0V%L:6)R
M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R
M87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N="UF
M86UI;'DZ($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[
M/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0M9F%M:6QY
M.B!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^
M#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N
M.B!L969T.R!F;VYT+69A;6EL>3H@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4]
M,T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0M9F%M:6QY.B!#86QI8G)I+"!(
M96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS
M1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT+69A;6EL
M>3H@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D
M/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N="UF86UI;'DZ($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@
M("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE
M9G0[(&9O;G0M9F%M:6QY.B!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R
M:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T
M97AT+6%L:6=N.B!R:6=H=#L@9F]N="UF86UI;'DZ($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0M9F%M:6QY.B!#
M86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D
M(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT+69A;6EL>3H@0V%L:6)R
M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@
M9F]N="UF86UI;'DZ($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^
M)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M
M86QI9VXZ(')I9VAT.R!F;VYT+69A;6EL>3H@0V%L:6)R:2P@2&5L=F5T:6-A
M+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@
M<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N="UF86UI;'DZ($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W
M<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0M9F%M:6QY.B!#86QI8G)I+"!(
M96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO
M=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT
M+69A;6EL>3H@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V
M,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG
M;CH@<FEG:'0[(&9O;G0M9F%M:6QY.B!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL
M93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT+69A;6EL>3H@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G9F]N="UF86UI;'DZ($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P
M/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0M9F%M
M:6QY.B!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO
M=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!R
M:6=H=#L@9F]N="UF86UI;'DZ($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$
M)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0M9F%M:6QY.B!#86QI8G)I+"!(96QV
M971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO
M=W)A<"!S='EL93TS1"=F;VYT+69A;6EL>3H@0V%L:6)R:2P@2&5L=F5T:6-A
M+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N="UF86UI;'DZ
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\
M=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT
M.R!F;VYT+69A;6EL>3H@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF
M)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X
M="UA;&EG;CH@;&5F=#L@9F]N="UF86UI;'DZ($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P
M('-T>6QE/3-$)V9O;G0M9F%M:6QY.B!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A
M<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT+69A;6EL>3H@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N
M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O
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M/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N="UW96EG
M:'0Z(&)O;&0[('1E>'0M86QI9VXZ(&QE9G0[('!A9&1I;F<M8F]T=&]M.B`R
M+C5P=#L@9F]N="UF86UI;'DZ($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9B<^1&EL=71E9"!%4%,@<&5R(&-O;6UO;B!S:&%R93PO=&0^/'1D(&YO
M=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT+7=E:6=H=#H@8F]L9#L@<&%D
M9&EN9RUB;W1T;VTZ(#(N-7!T.R!F;VYT+69A;6EL>3H@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R
M87`],T1N;W=R87`@<W1Y;&4],T0G8F]R9&5R+6)O='1O;3H@0FQA8VL@,BXU
M<'0@9&]U8FQE.R!F;VYT+7=E:6=H=#H@8F]L9#L@=&5X="UA;&EG;CH@;&5F
M=#L@9F]N="UF86UI;'DZ($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9B<^)#PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=B;W)D97(M
M8F]T=&]M.B!";&%C:R`R+C5P="!D;W5B;&4[(&9O;G0M=V5I9VAT.B!B;VQD
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M971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A
M<#TS1&YO=W)A<"!S='EL93TS1"=B;W)D97(M8F]T=&]M.B!";&%C:R`R+C5P
M="!D;W5B;&4[(&9O;G0M=V5I9VAT.B!B;VQD.R!T97AT+6%L:6=N.B!L969T
M.R!F;VYT+69A;6EL>3H@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF
M)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G8F]R
M9&5R+6)O='1O;3H@0FQA8VL@,BXU<'0@9&]U8FQE.R!F;VYT+7=E:6=H=#H@
M8F]L9#L@=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0M9F%M:6QY.B!#86QI8G)I
M+"!(96QV971I8V$L(%-A;G,M4V5R:68G/C$W+#`T.2PU,3,\+W1D/CQT9"!N
M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#(N-7!T
M.R!F;VYT+7=E:6=H=#H@8F]L9#L@=&5X="UA;&EG;CH@;&5F=#L@9F]N="UF
M86UI;'DZ($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[
M/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0M=V5I9VAT
M.B!B;VQD.R!P861D:6YG+6)O='1O;3H@,BXU<'0[(&9O;G0M9F%M:6QY.B!#
M86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@
M("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=B;W)D97(M8F]T=&]M
M.B!";&%C:R`R+C5P="!D;W5B;&4[(&9O;G0M=V5I9VAT.B!B;VQD.R!T97AT
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M.B`R+C5P=#L@9F]N="UF86UI;'DZ($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P
M('-T>6QE/3-$)V)O<F1E<BUB;W1T;VTZ($)L86-K(#(N-7!T(&1O=6)L93L@
M=&5X="UA;&EG;CH@;&5F=#L@9F]N="UF86UI;'DZ($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9B<^)#PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S
M='EL93TS1"=B;W)D97(M8F]T=&]M.B!";&%C:R`R+C5P="!D;W5B;&4[('1E
M>'0M86QI9VXZ(')I9VAT.R!F;VYT+69A;6EL>3H@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF)SXW+#0W-CPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A
M<"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@,BXU<'0[('1E>'0M86QI9VXZ
M(&QE9G0[(&9O;G0M9F%M:6QY.B!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=P861D:6YG+6)O='1O;3H@,BXU<'0[(&9O;G0M9F%M:6QY.B!#86QI8G)I
M+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D
M(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=B;W)D97(M8F]T=&]M.B!";&%C
M:R`R+C5P="!D;W5B;&4[('1E>'0M86QI9VXZ(&QE9G0[(&9O;G0M9F%M:6QY
M.B!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^
M/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=B;W)D97(M8F]T=&]M.B!"
M;&%C:R`R+C5P="!D;W5B;&4[('1E>'0M86QI9VXZ(')I9VAT.R!F;VYT+69A
M;6EL>3H@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXQ-BPX.#,L
M,C0T/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M
M8F]T=&]M.B`R+C5P=#L@=&5X="UA;&EG;CH@;&5F=#L@9F]N="UF86UI;'DZ
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\
M=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`R
M+C5P=#L@9F]N="UF86UI;'DZ($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T
M>6QE/3-$)V)O<F1E<BUB;W1T;VTZ($)L86-K(#(N-7!T(&1O=6)L93L@=&5X
M="UA;&EG;CH@;&5F=#L@9F]N="UF86UI;'DZ($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9B<^)#PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL
M93TS1"=B;W)D97(M8F]T=&]M.B!";&%C:R`R+C5P="!D;W5B;&4[('1E>'0M
M86QI9VXZ(')I9VAT.R!F;VYT+69A;6EL>3H@0V%L:6)R:2P@2&5L=F5T:6-A
M+"!386YS+5-E<FEF)SXP+C0T/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T
M>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`R+C5P=#L@=&5X="UA;&EG;CH@;&5F
M=#L@9F]N="UF86UI;'DZ($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A
M9&1I;F<M8F]T=&]M.B`R+C5P=#L@9F]N="UF86UI;'DZ($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W
M<F%P/3-$;F]W<F%P('-T>6QE/3-$)V)O<F1E<BUB;W1T;VTZ($)L86-K(#(N
M-7!T(&1O=6)L93L@=&5X="UA;&EG;CH@;&5F=#L@9F]N="UF86UI;'DZ($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)#PO=&0^/'1D(&YO=W)A
M<#TS1&YO=W)A<"!S='EL93TS1"=B;W)D97(M8F]T=&]M.B!";&%C:R`R+C5P
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M=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=B;W)D97(M
M8F]T=&]M.B!";&%C:R`R+C5P="!D;W5B;&4[('1E>'0M86QI9VXZ(&QE9G0[
M(&9O;G0M9F%M:6QY.B!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G
M/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=B;W)D
M97(M8F]T=&]M.B!";&%C:R`R+C5P="!D;W5B;&4[('1E>'0M86QI9VXZ(')I
M9VAT.R!F;VYT+69A;6EL>3H@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF)SXQ-BPW.3,L-C4P/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE
M/3-$)W!A9&1I;F<M8F]T=&]M.B`R+C5P=#L@=&5X="UA;&EG;CH@;&5F=#L@
M9F]N="UF86UI;'DZ($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^
M)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I
M;F<M8F]T=&]M.B`R+C5P=#L@9F]N="UF86UI;'DZ($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P
M/3-$;F]W<F%P('-T>6QE/3-$)V)O<F1E<BUB;W1T;VTZ($)L86-K(#(N-7!T
M(&1O=6)L93L@=&5X="UA;&EG;CH@;&5F=#L@9F]N="UF86UI;'DZ($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)#PO=&0^/'1D(&YO=W)A<#TS
M1&YO=W)A<"!S='EL93TS1"=B;W)D97(M8F]T=&]M.B!";&%C:R`R+C5P="!D
M;W5B;&4[('1E>'0M86QI9VXZ(')I9VAT.R!F;VYT+69A;6EL>3H@0V%L:6)R
M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXP+C,U/"]T9#X\=&0@;F]W<F%P
M/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`R+C5P=#L@=&5X
M="UA;&EG;CH@;&5F=#L@9F]N="UF86UI;'DZ($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\+W1R/@T*/"]T86)L93X-"@T*
M/'`@<W1Y;&4],T0G9F]N=#H@,3!P="\Q,"XP-7!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9CL@;6%R9VEN.B`P.R!T97AT+6%L:6=N.B!J=7-T
M:69Y)SXF(S$V,#L\+W`^#0H-"CQP('-T>6QE/3-$)V9O;G0Z(#$P<'0O;F]R
M;6%L($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@;6%R9VEN.B`P
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M86YD#0HR,#$P+"!T:&5R92!W97)E(#,Y-BPV-CD@;W!T:6]N<R!A;F0@-C`T
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M"@T*/'`@<W1Y;&4],T0G9F]N=#H@,3!P="]N;W)M86P@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF.R!M87)G:6XZ(#`[('1E>'0M86QI9VXZ(&QE
M9G0G/B8C,38P.SPO<#X-"@T*/'`@<W1Y;&4],T0G9F]N=#H@,3!P="]N;W)M
M86P@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!M87)G:6XZ(#`[
M('1E>'0M86QI9VXZ(&QE9G0G/DEN(&%D9&ET:6]N+"!T:&4@=V%R<F%N="!F
M;W(@-C$V+#,P."!S:&%R97,-"FES<W5E9"!T;R!T:&4@5')E87-U<GD@:6X@
M,C`P.2!A;F0@<F5P=7)C:&%S960@8GD@=&AE($-O;7!A;GD@:6X@,C`Q,2!W
M87,@86YT:2UD:6QU=&EV92!D=7)I;F<@,C`Q,"!A;F0@,C`Q,2`F(S$U,#L@
M<V5E($YO=&4@,3D-"F9O<B!A9&1I=&EO;F%L(&EN9F]R;6%T:6]N+CPO<#X-
M"@T*/'`@<W1Y;&4],T0G9F]N=#H@,3!P="]N;W)M86P@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF.R!M87)G:6XZ(#`[('1E>'0M86QI9VXZ(&QE
M9G0G/B8C,38P.SPO<#X-"@T*/'`@<W1Y;&4],T0G9F]N=#H@,3!P="]N;W)M
M86P@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!M87)G:6XZ(#`[
M('1E>'0M86QI9VXZ(&QE9G0G/B8C,38P.SPO<#X-"@T*/'`@<W1Y;&4],T0G
M9F]N=#H@,3!P="]N;W)M86P@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF.R!M87)G:6XZ(#`[('1E>'0M86QI9VXZ(&QE9G0G/B8C,38P.SPO<#X\
M<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA
M<W,],T1R93X-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P
M/D9A:7(@5F%L=64@;V8@1FEN86YC:6%L($EN<W1R=6UE;G1S/"]T9#X-"B`@
M("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<"!S='EL93TS1"=F;VYT.B`Q,'!T
M+VYO<FUA;"!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[(&UA<F=I
M;CH@,#L@=&5X="UA;&EG;CH@;&5F="<^)B,Q-C`[/"]P/@T*#0H\<"!S='EL
M93TS1"=F;VYT.B`Q,'!T+VYO<FUA;"!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68[(&UA<F=I;CH@,#L@=&5X="UA;&EG;CH@;&5F="<^/&9O;G0@
M<W1Y;&4],T0G9F]N="UF86UI;'DZ($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9B<^/&(^*'`I#0I&86ER(%9A;'5E(&]F($9I;F%N8VEA;"!);G-T
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M9F]N=#X\+W`^#0H-"CQP('-T>6QE/3-$)V9O;G0Z(#$P<'0O;F]R;6%L($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@;6%R9VEN.B`P.R!T97AT
M+6%L:6=N.B!L969T)SXF(S$V,#L\+W`^#0H-"CQP('-T>6QE/3-$)V9O;G0Z
M(#$P<'0O;F]R;6%L($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@
M;6%R9VEN.B`P.R!T97AT+6%L:6=N.B!L969T)SX\9F]N="!S='EL93TS1"=F
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M/@T*#0H\<"!S='EL93TS1"=F;VYT.B`Q,'!T+VYO<FUA;"!#86QI8G)I+"!(
M96QV971I8V$L(%-A;G,M4V5R:68[(&UA<F=I;CH@,#L@=&5X="UA;&EG;CH@
M;&5F=#L@=&5X="UI;F1E;G0Z(#`N,C5I;B<^)B,Q-C`[/"]P/@T*#0H\<"!S
M='EL93TS1"=F;VYT.B`Q,'!T+VYO<FUA;"!#86QI8G)I+"!(96QV971I8V$L
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M(&]R(&UA=')I>"!P<FEC:6YG+CPO9F]N=#X\+W`^#0H-"CQP('-T>6QE/3-$
M)V9O;G0Z(#$P<'0O;F]R;6%L($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9CL@;6%R9VEN.B`P.R!T97AT+6%L:6=N.B!L969T.R!T97AT+6EN9&5N
M=#H@,"XR-6EN)SXF(S$V,#L\+W`^#0H-"CQP('-T>6QE/3-$)V9O;G0Z(#$P
M<'0O;F]R;6%L($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@;6%R
M9VEN.B`P.R!T97AT+6%L:6=N.B!L969T)SX\9F]N="!S='EL93TS1"=F;VYT
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M<RX@16%C:`T*;&]A;B!C871E9V]R>2!I<R!F=7)T:&5R('-E9VUE;G1E9"!I
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M(&]F('1H92!C;VQL871E<F%L+CPO9F]N=#X\+W`^#0H-"CQP('-T>6QE/3-$
M)V9O;G0Z(#$P<'0O;F]R;6%L($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9CL@;6%R9VEN.B`P.R!T97AT+6%L:6=N.B!L969T)SXF(S$V,#L\+W`^
M#0H-"@T*#0H\<"!S='EL93TS1"=F;VYT.B`Q,'!T+VYO<FUA;"!#86QI8G)I
M+"!(96QV971I8V$L(%-A;G,M4V5R:68[(&UA<F=I;CH@,#L@=&5X="UA;&EG
M;CH@;&5F="<^)B,Q-C`[/"]P/@T*#0H\<"!S='EL93TS1"=F;VYT.B`Q,'!T
M+VYO<FUA;"!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[(&UA<F=I
M;CH@,#L@=&5X="UA;&EG;CH@;&5F="<^3&]A;G,@:&5L9"!F;W(@<V%L92`F
M(S$U,#L@5&AE(&-A<G)Y:6YG#0IV86QU92!O9B!L;V%N<R!H96QD(&9O<B!S
M86QE(&%P<')O>&EM871E<R!F86ER('9A;'5E(&%T($1E8V5M8F5R(#,Q+"`R
M,#$R(&%S('1H97-E(&QO86YS('=E<F4@9&ES8V]U;G1E9"!T;R!L:7%U:61A
M=&EO;B!V86QU92!I;@T*8V]N;F5C=&EO;B!W:71H(&%N(&]F9F5R('1O('!U
M<F-H87-E(')E8V5I=F5D('!R:6]R('1O($1E8V5M8F5R(#,Q+"`R,#$R+CPO
M<#X-"@T*/'`@<W1Y;&4],T0G9F]N=#H@,3!P="]N;W)M86P@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF.R!M87)G:6XZ(#`[('1E>'0M86QI9VXZ
M(&QE9G0[('1E>'0M:6YD96YT.B`P+C(U:6XG/B8C,38P.SPO<#X-"@T*/'`@
M<W1Y;&4],T0G9F]N=#H@,3!P="]N;W)M86P@0V%L:6)R:2P@2&5L=F5T:6-A
M+"!386YS+5-E<FEF.R!M87)G:6XZ(#`[('1E>'0M86QI9VXZ(&QE9G0G/D9$
M24,@26YD96UN:69I8V%T:6]N($%S<V5T("8C,34P.R!&86ER#0IV86QU92!I
M<R!E<75A;"!T;R!T:&4@1D1)0R!R96EM8G5R<V5M96YT(')A=&4@;V8@=&AE
M(&5X<&5C=&5D(&QO<W-E<R!T;R!B92!I;F-U<G)E9"!A;F0@<F5I;6)U<G-E
M9"!B>2!T:&4@1D1)0R!A;F0@=&AE;B!D:7-C;W5N=&5D#0IO=F5R('1H92!E
M<W1I;6%T960@<&5R:6]D(&]F(')E8V5I<'0N/"]P/@T*#0H\<"!S='EL93TS
M1"=F;VYT.B`Q,'!T+VYO<FUA;"!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68[(&UA<F=I;CH@,#L@=&5X="UA;&EG;CH@;&5F="<^)B,Q-C`[/"]P
M/@T*#0H\<"!S='EL93TS1"=F;VYT.B`Q,'!T+VYO<FUA;"!#86QI8G)I+"!(
M96QV971I8V$L(%-A;G,M4V5R:68[(&UA<F=I;CH@,#L@=&5X="UA;&EG;CH@
M;&5F="<^0F%N:RU/=VYE9"!,:69E($EN<W5R86YC92`F(S$U,#L@5&AE#0IC
M87)R>6EN9R!V86QU92!O9B!L:69E(&EN<W5R86YC92!A<'!R;WAI;6%T97,@
M9F%I<B!V86QU92!B96-A=7-E('1H:7,@:6YV97-T;65N="!I<R!C87)R:65D
M(&%T(&-A<V@@<W5R<F5N9&5R('9A;'5E+"!A<R!D971E<FUI;F5D#0IB>2!T
M:&4@:7-S=65R+CPO<#X-"@T*/'`@<W1Y;&4],T0G9F]N=#H@,3!P="]N;W)M
M86P@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!M87)G:6XZ(#`[
M('1E>'0M86QI9VXZ(&QE9G0[('1E>'0M:6YD96YT.B`P+C(U:6XG/B8C,38P
M.SPO<#X-"@T*/'`@<W1Y;&4],T0G9F]N=#H@,3!P="]N;W)M86P@0V%L:6)R
M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!M87)G:6XZ(#`[('1E>'0M86QI
M9VXZ(&QE9G0G/CQF;VYT('-T>6QE/3-$)V9O;G0M9F%M:6QY.B!#86QI8G)I
M+"!(96QV971I8V$L(%-A;G,M4V5R:68G/D1E<&]S:71S#0IA;F0@4V5C=7)I
M=&EE<R!3;VQD(%5N9&5R($%G<F5E;65N=',@=&\@4F5P=7)C:&%S92`\+V9O
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M<FET:65S+CPO9F]N=#X\+W`^#0H-"CQP('-T>6QE/3-$)V9O;G0Z(#$P<'0O
M;F]R;6%L($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@;6%R9VEN
M.B`P.R!T97AT+6%L:6=N.B!L969T)SXF(S$V,#L\+W`^#0H-"CQP('-T>6QE
M/3-$)V9O;G0Z(#$P<'0O;F]R;6%L($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9CL@;6%R9VEN.B`P.R!T97AT+6%L:6=N.B!L969T)SX\9F]N="!S
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M.B`Q,'!T+VYO<FUA;"!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[
M(&UA<F=I;CH@,#L@=&5X="UA;&EG;CH@:G5S=&EF>2<^)B,Q-C`[/"]P/@T*
M#0H\<"!S='EL93TS1"=F;VYT.B`Q,'!T+VYO<FUA;"!#86QI8G)I+"!(96QV
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M($AE;'9E=&EC82P@4V%N<RU397)I9B<^#0I!="!$96-E;6)E<B`S,2P@,C`Q
M,B!A;F0@,C`Q,2P@=&AE($-O;7!A;GDF(S$T-CMS(&]F9BUB86QA;F-E('-H
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M<F5D('1O(&)E(&EM;6%T97)I86PN(#PO9F]N=#X\+W`^#0H-"CQP('-T>6QE
M/3-$)V9O;G0Z(#$P<'0O;F]R;6%L($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9CL@;6%R9VEN.B`P.R!T97AT+6%L:6=N.B!J=7-T:69Y)SXF(S$V
M,#L\+W`^#0H-"CQP('-T>6QE/3-$)V9O;G0Z(#$P<'0O;F]R;6%L($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@;6%R9VEN.B`P.R!T97AT+6%L
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M9B!T:&4@0V]M<&%N>28C,30V.W,@9FEN86YC:6%L(&EN<W1R=6UE;G1S+`T*
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M;6%T97,N/"]P/@T*#0H\<"!S='EL93TS1"=F;VYT.B`Q,'!T+VYO<FUA;"!#
M86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[(&UA<F=I;CH@,#L@=&5X
M="UA;&EG;CH@;&5F=#L@=&5X="UI;F1E;G0Z(#`N,C5I;B<^)B,Q-C`[/"]P
M/@T*#0H\<"!S='EL93TS1"=F;VYT.B`Q,'!T+VYO<FUA;"!#86QI8G)I+"!(
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M;W5S(&%C8W)U960@97AP96YS97,N($EN(&%D9&ET:6]N+`T*=&AE(&EN8V]M
M92!T87@@<F%M:69I8V%T:6]N<R!R96QA=&5D('1O('1H92!R96%L:7IA=&EO
M;B!O9B!T:&4@=6YR96%L:7IE9"!G86EN<R!A;F0@;&]S<V5S(&-A;B!H879E
M(&$@<VEG;FEF:6-A;G0@969F96-T(&]N(&9A:7(-"G9A;'5E(&5S=&EM871E
M<R!A;F0@:&%V92!N;W0@8F5E;B!C;VYS:61E<F5D(&EN(&%N>2!O9B!T:&4@
M97-T:6UA=&5S+CPO<#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^
M#0H@("`@("`\='(@8VQA<W,],T1R;SX-"B`@("`@("`@/'1D(&-L87-S/3-$
M<&P@=F%L:6=N/3-$=&]P/DEM<&%I<FUE;G0\+W1D/@T*("`@("`@("`\=&0@
M8VQA<W,],T1T97AT/CQP('-T>6QE/3-$)V9O;G0Z(#$P<'0O;F]R;6%L($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@;6%R9VEN.B`P.R!T97AT
M+6%L:6=N.B!L969T)SX\9F]N="!S='EL93TS1"=F;VYT+69A;6EL>3H@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SX\8CXH<2D-"DEM<&%I<FUE
M;G0@/"]B/CPO9F]N=#X\9F]N=#XM/"]F;VYT/CQF;VYT('-T>6QE/3-$)V9O
M;G0M9F%M:6QY.B!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B!'
M;V]D=VEL;`T*:7,@979A;'5A=&5D(&9O<B!I;7!A:7)M96YT(&]N(&%T(&QE
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M=6YT(&5Q=6%L('1O('1H870@97AC97-S+CPO9F]N=#X\+W`^#0H-"CQP('-T
M>6QE/3-$)V9O;G0Z(#$P<'0O;F]R;6%L($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9CL@;6%R9VEN.B`P.R!T97AT+6%L:6=N.B!L969T.R!T97AT
M+6EN9&5N=#H@,3,N-7!T)SXF(S$V,#L\+W`^#0H-"CQP('-T>6QE/3-$)V9O
M;G0Z(#$P<'0O;F]R;6%L($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9CL@;6%R9VEN.B`P.R!T97AT+6%L:6=N.B!L969T)SY4:&4@0V]M<&%N>2!R
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M;W(@9F%I<B!V86QU92P@;&5S<R!C;W-T<R!T;R!S96QL+CPO<#X-"@T*/'`@
M<W1Y;&4],T0G9F]N=#H@,3!P="]N;W)M86P@0V%L:6)R:2P@2&5L=F5T:6-A
M+"!386YS+5-E<FEF.R!M87)G:6XZ(#`[('1E>'0M86QI9VXZ(&QE9G0G/B8C
M,38P.SPO<#X-"@T*#0H-"CQP('-T>6QE/3-$)V9O;G0Z(#$P<'0O;F]R;6%L
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@;6%R9VEN.B`P.R!T
M97AT+6%L:6=N.B!L969T)SXF(S$V,#L\+W`^#0H-"CQP('-T>6QE/3-$)V9O
M;G0Z(#$P<'0O;F]R;6%L($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9CL@;6%R9VEN.B`P.R!T97AT+6%L:6=N.B!L969T)SY4;R!D871E+"!T:&4@
M0V]M<&%N>2!H87,@;F]T(')E8V]R9&5D#0IA;GD@:6UP86ER;65N="!W<FET
M92UD;W=N<R!O9B!I=',@;&]N9RUL:79E9"!A<W-E=',@;W(@9V]O9'=I;&PN
M/"]P/@T*#0H\<"!S='EL93TS1"=F;VYT.B`Q,'!T+VYO<FUA;"!#86QI8G)I
M+"!(96QV971I8V$L(%-A;G,M4V5R:68[(&UA<F=I;CH@,#L@=&5X="UA;&EG
M;CH@;&5F="<^)B,Q-C`[/"]P/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@
M/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')E/@T*("`@("`@("`\=&0@8VQA
M<W,],T1P;"!V86QI9VX],T1T;W`^0V]M<')E:&5N<VEV92!);F-O;64\+W1D
M/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQP('-T>6QE/3-$)V9O;G0Z
M(#$P<'0O;F]R;6%L($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@
M;6%R9VEN.B`P.R!T97AT+6%L:6=N.B!L969T)SX\9F]N="!S='EL93TS1"=F
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M;&QO=W,Z/"]F;VYT/CPO<#X-"@T*/'`@<W1Y;&4],T0G9F]N=#H@,3!P="]N
M;W)M86P@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!M87)G:6XZ
M(#`[('1E>'0M86QI9VXZ(&IU<W1I9GDG/B8C,38P.SPO<#X-"@T*/'1A8FQE
M(&-E;&QP861D:6YG/3-$,"!C96QL<W!A8VEN9STS1#`@<W1Y;&4],T0G8F]R
M9&5R+6-O;&QA<'-E.B!C;VQL87!S93L@=VED=&@Z(#$P,"4[(&9O;G0Z(#$P
M<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SX-"CQT<B!S='EL
M93TS1"=V97)T:6-A;"UA;&EG;CH@8F]T=&]M.R!F;VYT+69A;6EL>3H@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SX-"B`@("`\=&0@;F]W<F%P
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M82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@8V]L<W!A;CTS
M1#(@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0M=V5I9VAT.B!B;VQD
M.R!T97AT+6%L:6=N.B!C96YT97([(&)O<F1E<BUB;W1T;VTZ($)L86-K(#%P
M="!S;VQI9#L@9F]N="UF86UI;'DZ($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9B<^1&5C96UB97(@,S$L(#QB<B`O/@T*,C`Q,CPO=&0^/'1D(&YO
M=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@,7!T.R!F
M;VYT+7=E:6=H=#H@8F]L9#L@9F]N="UF86UI;'DZ($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`Q<'0[(&9O;G0M9F%M:6QY
M.B!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^
M#0H@("`@/'1D(&-O;'-P86X],T0R(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=T97AT+6%L:6=N.B!C96YT97([(&)O<F1E<BUB;W1T;VTZ($)L86-K(#%P
M="!S;VQI9#L@9F]N="UF86UI;'DZ($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9B<^1&5C96UB97(@,S$L(#QB<B`O/@T*,C`Q,3PO=&0^/'1D(&YO
M=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@,7!T.R!F
M;VYT+69A;6EL>3H@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF
M(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN
M9RUB;W1T;VTZ(#%P=#L@9F]N="UF86UI;'DZ($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@8V]L<W!A;CTS
M1#(@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&-E;G1E
M<CL@8F]R9&5R+6)O='1O;3H@0FQA8VL@,7!T('-O;&ED.R!F;VYT+69A;6EL
M>3H@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SY$96-E;6)E<B`S
M,2P\8G(@+SX-"B`R,#$P/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE
M/3-$)W!A9&1I;F<M8F]T=&]M.B`Q<'0[(&9O;G0M9F%M:6QY.B!#86QI8G)I
M+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/"]T<CX-"CQT
M<B!S='EL93TS1"=V97)T:6-A;"UA;&EG;CH@8F]T=&]M.R!B86-K9W)O=6YD
M+6-O;&]R.B!R9V(H,C`T+#(S."PR-34I.R!F;VYT+69A;6EL>3H@0V%L:6)R
M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SX-"B`@("`\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)W=I9'1H.B`V-R4[('1E>'0M86QI9VXZ(&QE9G0[
M('1E>'0M:6YD96YT.B`M,"XR-6EN.R!P861D:6YG+6QE9G0Z(#`N,C5I;CL@
M9F]N="UF86UI;'DZ($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^
M56YR96%L:7IE9"!G86EN(&]N('-E8W5R:71I97,@879A:6QA8FQE(&9O<B!S
M86QE/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W=I9'1H.B`Q
M)3L@9F]N="UW96EG:'0Z(&)O;&0[(&9O;G0M9F%M:6QY.B!#86QI8G)I+"!(
M96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO
M=W)A<#TS1&YO=W)A<"!S='EL93TS1"=W:61T:#H@,24[(&9O;G0M=V5I9VAT
M.B!B;VQD.R!T97AT+6%L:6=N.B!L969T.R!F;VYT+69A;6EL>3H@0V%L:6)R
M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXD/"]T9#X\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)W=I9'1H.B`X)3L@9F]N="UW96EG:'0Z(&)O;&0[
M('1E>'0M86QI9VXZ(')I9VAT.R!F;VYT+69A;6EL>3H@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF)SXS+#(Y,#PO=&0^/'1D(&YO=W)A<#TS1&YO
M=W)A<"!S='EL93TS1"=W:61T:#H@,24[(&9O;G0M=V5I9VAT.B!B;VQD.R!T
M97AT+6%L:6=N.B!L969T.R!F;VYT+69A;6EL>3H@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R
M87`@<W1Y;&4],T0G=VED=&@Z(#$E.R!F;VYT+69A;6EL>3H@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N
M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=VED=&@Z(#$E.R!T97AT+6%L:6=N
M.B!L969T.R!F;VYT+69A;6EL>3H@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4]
M,T0G=VED=&@Z(#@E.R!T97AT+6%L:6=N.B!R:6=H=#L@9F]N="UF86UI;'DZ
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^,RPX.38\+W1D/CQT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=VED=&@Z(#$E.R!T97AT+6%L
M:6=N.B!L969T.R!F;VYT+69A;6EL>3H@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y
M;&4],T0G=VED=&@Z(#$E.R!F;VYT+69A;6EL>3H@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G=VED=&@Z(#$E.R!T97AT+6%L:6=N.B!L969T
M.R!F;VYT+69A;6EL>3H@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF
M)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=VED
M=&@Z(#@E.R!T97AT+6%L:6=N.B!R:6=H=#L@9F]N="UF86UI;'DZ($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^,BPT-S@\+W1D/CQT9"!N;W=R
M87`],T1N;W=R87`@<W1Y;&4],T0G=VED=&@Z(#$E.R!T97AT+6%L:6=N.B!L
M969T.R!F;VYT+69A;6EL>3H@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF)SXF(S$V,#L\+W1D/CPO='(^#0H\='(@<W1Y;&4],T0G=F5R=&EC86PM
M86QI9VXZ(&)O='1O;3L@8F%C:V=R;W5N9"UC;VQO<CH@5VAI=&4[(&9O;G0M
M9F%M:6QY.B!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/@T*("`@
M(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F
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M+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G8F]R9&5R+6)O='1O;3H@0FQA8VL@,7!T('-O;&ED
M.R!F;VYT+7=E:6=H=#H@8F]L9#L@=&5X="UA;&EG;CH@;&5F=#L@9F]N="UF
M86UI;'DZ($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[
M/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V)O<F1E<BUB;W1T
M;VTZ($)L86-K(#%P="!S;VQI9#L@9F]N="UW96EG:'0Z(&)O;&0[('1E>'0M
M86QI9VXZ(')I9VAT.R!F;VYT+69A;6EL>3H@0V%L:6)R:2P@2&5L=F5T:6-A
M+"!386YS+5-E<FEF)SXH,2PR.#,\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@
M<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#%P=#L@9F]N="UW96EG:'0Z(&)O
M;&0[('1E>'0M86QI9VXZ(&QE9G0[(&9O;G0M9F%M:6QY.B!#86QI8G)I+"!(
M96QV971I8V$L(%-A;G,M4V5R:68G/BD\+W1D/CQT9"!N;W=R87`],T1N;W=R
M87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#%P=#L@9F]N="UF86UI;'DZ
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-
M"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V)O<F1E<BUB;W1T
M;VTZ($)L86-K(#%P="!S;VQI9#L@=&5X="UA;&EG;CH@;&5F=#L@9F]N="UF
M86UI;'DZ($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[
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M/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`Q<'0[(&9O;G0M
M9F%M:6QY.B!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P
M.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=B;W)D
M97(M8F]T=&]M.B!";&%C:R`Q<'0@<V]L:60[('1E>'0M86QI9VXZ(&QE9G0[
M(&9O;G0M9F%M:6QY.B!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G
M/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=B;W)D
M97(M8F]T=&]M.B!";&%C:R`Q<'0@<V]L:60[('1E>'0M86QI9VXZ(')I9VAT
M.R!F;VYT+69A;6EL>3H@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF
M)SXH.38V/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I
M;F<M8F]T=&]M.B`Q<'0[('1E>'0M86QI9VXZ(&QE9G0[(&9O;G0M9F%M:6QY
M.B!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/BD\+W1D/CPO='(^
M#0H\='(@<W1Y;&4],T0G=F5R=&EC86PM86QI9VXZ(&)O='1O;3L@8F%C:V=R
M;W5N9"UC;VQO<CH@<F=B*#(P-"PR,S@L,C4U*3L@9F]N="UF86UI;'DZ($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^#0H@("`@/'1D(&YO=W)A
M<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!P861D:6YG
M+6)O='1O;3H@,7!T.R!T97AT+6EN9&5N=#H@+3`N,C5I;CL@<&%D9&EN9RUL
M969T.B`P+C(U:6X[(&9O;G0M9F%M:6QY.B!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68G/DYE="!U;G)E86QI>F5D(&=A:6X@;VX@<V5C=7)I=&EE
M<R!A=F%I;&%B;&4@9F]R('-A;&4\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@
M<W1Y;&4],T0G9F]N="UW96EG:'0Z(&)O;&0[('!A9&1I;F<M8F]T=&]M.B`Q
M<'0[(&9O;G0M9F%M:6QY.B!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R
M:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL
M93TS1"=B;W)D97(M8F]T=&]M.B!";&%C:R`Q<'0@<V]L:60[(&9O;G0M=V5I
M9VAT.B!B;VQD.R!T97AT+6%L:6=N.B!L969T.R!F;VYT+69A;6EL>3H@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N
M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G8F]R9&5R+6)O='1O;3H@0FQA8VL@
M,7!T('-O;&ED.R!F;VYT+7=E:6=H=#H@8F]L9#L@=&5X="UA;&EG;CH@<FEG
M:'0[(&9O;G0M9F%M:6QY.B!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R
M:68G/C(L,#`W/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A
M9&1I;F<M8F]T=&]M.B`Q<'0[(&9O;G0M=V5I9VAT.B!B;VQD.R!T97AT+6%L
M:6=N.B!L969T.R!F;VYT+69A;6EL>3H@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y
M;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#%P=#L@9F]N="UF86UI;'DZ($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\
M=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V)O<F1E<BUB;W1T;VTZ($)L
M86-K(#%P="!S;VQI9#L@=&5X="UA;&EG;CH@;&5F=#L@9F]N="UF86UI;'DZ
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\
M=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V)O<F1E<BUB;W1T;VTZ($)L
M86-K(#%P="!S;VQI9#L@=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0M9F%M:6QY
M.B!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/C(L,S<V/"]T9#X\
M=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`Q
M<'0[('1E>'0M86QI9VXZ(&QE9G0[(&9O;G0M9F%M:6QY.B!#86QI8G)I+"!(
M96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS
M1&YO=W)A<"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@,7!T.R!F;VYT+69A
M;6EL>3H@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\
M+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G8F]R9&5R
M+6)O='1O;3H@0FQA8VL@,7!T('-O;&ED.R!T97AT+6%L:6=N.B!L969T.R!F
M;VYT+69A;6EL>3H@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF
M(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G8F]R9&5R
M+6)O='1O;3H@0FQA8VL@,7!T('-O;&ED.R!T97AT+6%L:6=N.B!R:6=H=#L@
M9F]N="UF86UI;'DZ($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^
M,2PU,3(\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN
M9RUB;W1T;VTZ(#%P=#L@=&5X="UA;&EG;CH@;&5F=#L@9F]N="UF86UI;'DZ
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\
M+W1R/@T*/'1R('-T>6QE/3-$)W9E<G1I8V%L+6%L:6=N.B!B;W1T;VT[(&)A
M8VMG<F]U;F0M8V]L;W(Z(%=H:71E.R!F;VYT+69A;6EL>3H@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF)SX-"B`@("`\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[('1E>'0M:6YD96YT.B`M
M,"XR-6EN.R!P861D:6YG+6QE9G0Z(#`N,C5I;CL@9F]N="UF86UI;'DZ($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@
M;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0M9F%M:6QY.B!#86QI8G)I
M+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D
M(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F
M;VYT+69A;6EL>3H@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF
M(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA
M;&EG;CH@<FEG:'0[(&9O;G0M9F%M:6QY.B!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S
M='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT+69A;6EL>3H@0V%L:6)R
M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R
M87`],T1N;W=R87`@<W1Y;&4],T0G9F]N="UF86UI;'DZ($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W
M<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0M
M9F%M:6QY.B!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P
M.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N
M.B!R:6=H=#L@9F]N="UF86UI;'DZ($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE
M/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0M9F%M:6QY.B!#86QI8G)I+"!(
M96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS
M1&YO=W)A<"!S='EL93TS1"=F;VYT+69A;6EL>3H@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N="UF86UI
M;'DZ($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T
M9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I
M9VAT.R!F;VYT+69A;6EL>3H@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
M=&5X="UA;&EG;CH@;&5F=#L@9F]N="UF86UI;'DZ($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\+W1R/@T*/'1R('-T>6QE
M/3-$)W9E<G1I8V%L+6%L:6=N.B!B;W1T;VT[(&)A8VMG<F]U;F0M8V]L;W(Z
M(')G8B@R,#0L,C,X+#(U-2D[(&9O;G0M9F%M:6QY.B!#86QI8G)I+"!(96QV
M971I8V$L(%-A;G,M4V5R:68G/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@
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M:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G9F]N="UW96EG:'0Z(&)O;&0[('1E>'0M86QI
M9VXZ(&QE9G0[(&9O;G0M9F%M:6QY.B!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL
M93TS1"=F;VYT+7=E:6=H=#H@8F]L9#L@=&5X="UA;&EG;CH@<FEG:'0[(&9O
M;G0M9F%M:6QY.B!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B@S
M+#4W.3PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT+7=E
M:6=H=#H@8F]L9#L@=&5X="UA;&EG;CH@;&5F=#L@9F]N="UF86UI;'DZ($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^*3PO=&0^/'1D(&YO=W)A
M<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT+69A;6EL>3H@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R
M87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N="UF
M86UI;'DZ($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[
M/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ
M(')I9VAT.R!F;VYT+69A;6EL>3H@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF)SXH,3@L,C<X/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE
M/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0M9F%M:6QY.B!#86QI8G)I+"!(
M96QV971I8V$L(%-A;G,M4V5R:68G/BD\+W1D/CQT9"!N;W=R87`],T1N;W=R
M87`@<W1Y;&4],T0G9F]N="UF86UI;'DZ($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W
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M"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ
M(&QE9G0[('!A9&1I;F<M8F]T=&]M.B`Q<'0[('1E>'0M:6YD96YT.B`M,"XR
M-6EN.R!P861D:6YG+6QE9G0Z(#`N,C5I;CL@9F]N="UF86UI;'DZ($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[)B,Q-C`[)B,Q-C`[
M)B,Q-C`[)B,Q-C`[1&5F97)R960@=&%X(&%S<V5T/"]T9#X\=&0@;F]W<F%P
M/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0M=V5I9VAT.B!B;VQD.R!P861D:6YG
M+6)O='1O;3H@,7!T.R!F;VYT+69A;6EL>3H@0V%L:6)R:2P@2&5L=F5T:6-A
M+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G8F]R9&5R+6)O='1O;3H@0FQA8VL@,7!T('-O;&ED
M.R!F;VYT+7=E:6=H=#H@8F]L9#L@=&5X="UA;&EG;CH@;&5F=#L@9F]N="UF
M86UI;'DZ($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[
M/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V)O<F1E<BUB;W1T
M;VTZ($)L86-K(#%P="!S;VQI9#L@9F]N="UW96EG:'0Z(&)O;&0[('1E>'0M
M86QI9VXZ(')I9VAT.R!F;VYT+69A;6EL>3H@0V%L:6)R:2P@2&5L=F5T:6-A
M+"!386YS+5-E<FEF)SXQ+#,Y-CPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S
M='EL93TS1"=P861D:6YG+6)O='1O;3H@,7!T.R!F;VYT+7=E:6=H=#H@8F]L
M9#L@=&5X="UA;&EG;CH@;&5F=#L@9F]N="UF86UI;'DZ($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`Q<'0[(&9O;G0M9F%M
M:6QY.B!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO
M=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=B;W)D97(M
M8F]T=&]M.B!";&%C:R`Q<'0@<V]L:60[('1E>'0M86QI9VXZ(&QE9G0[(&9O
M;G0M9F%M:6QY.B!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C
M,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=B;W)D97(M
M8F]T=&]M.B!";&%C:R`Q<'0@<V]L:60[('1E>'0M86QI9VXZ(')I9VAT.R!F
M;VYT+69A;6EL>3H@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXW
M+#(R,#PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P861D:6YG
M+6)O='1O;3H@,7!T.R!T97AT+6%L:6=N.B!L969T.R!F;VYT+69A;6EL>3H@
M0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#%P
M=#L@9F]N="UF86UI;'DZ($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE
M/3-$)V)O<F1E<BUB;W1T;VTZ($)L86-K(#%P="!S;VQI9#L@=&5X="UA;&EG
M;CH@;&5F=#L@9F]N="UF86UI;'DZ($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE
M/3-$)V)O<F1E<BUB;W1T;VTZ($)L86-K(#%P="!S;VQI9#L@=&5X="UA;&EG
M;CH@<FEG:'0[(&9O;G0M9F%M:6QY.B!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68G/C0L,S`X/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE
M/3-$)W!A9&1I;F<M8F]T=&]M.B`Q<'0[('1E>'0M86QI9VXZ(&QE9G0[(&9O
M;G0M9F%M:6QY.B!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C
M,38P.SPO=&0^/"]T<CX-"CQT<B!S='EL93TS1"=V97)T:6-A;"UA;&EG;CH@
M8F]T=&]M.R!B86-K9W)O=6YD+6-O;&]R.B!R9V(H,C`T+#(S."PR-34I.R!F
M;VYT+69A;6EL>3H@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SX-
M"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ
M(&QE9G0[('!A9&1I;F<M8F]T=&]M.B`Q<'0[('1E>'0M:6YD96YT.B`M,"XR
M-6EN.R!P861D:6YG+6QE9G0Z(#`N,C5I;CL@9F]N="UF86UI;'DZ($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^3F5T(&%D9&ET:6]N86P@<&5N
M<VEO;B!L:6%B:6QI='D\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4]
M,T0G9F]N="UW96EG:'0Z(&)O;&0[('!A9&1I;F<M8F]T=&]M.B`Q<'0[(&9O
M;G0M9F%M:6QY.B!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C
M,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=B
M;W)D97(M8F]T=&]M.B!";&%C:R`Q<'0@<V]L:60[(&9O;G0M=V5I9VAT.B!B
M;VQD.R!T97AT+6%L:6=N.B!L969T.R!F;VYT+69A;6EL>3H@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G8F]R9&5R+6)O='1O;3H@0FQA8VL@,7!T('-O
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M:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G8F]R9&5R+6)O='1O;3H@0FQA8VL@,7!T('-O
M;&ED.R!T97AT+6%L:6=N.B!L969T.R!F;VYT+69A;6EL>3H@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G8F]R9&5R+6)O='1O;3H@0FQA8VL@,7!T('-O
M;&ED.R!T97AT+6%L:6=N.B!R:6=H=#L@9F]N="UF86UI;'DZ($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9B<^*#$Q+#`U.#PO=&0^/'1D(&YO=W)A
M<#TS1&YO=W)A<"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@,7!T.R!T97AT
M+6%L:6=N.B!L969T.R!F;VYT+69A;6EL>3H@0V%L:6)R:2P@2&5L=F5T:6-A
M+"!386YS+5-E<FEF)SXI/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE
M/3-$)W!A9&1I;F<M8F]T=&]M.B`Q<'0[(&9O;G0M9F%M:6QY.B!#86QI8G)I
M+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D
M(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=B;W)D97(M8F]T=&]M.B!";&%C
M:R`Q<'0@<V]L:60[('1E>'0M86QI9VXZ(&QE9G0[(&9O;G0M9F%M:6QY.B!#
M86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D
M(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=B;W)D97(M8F]T=&]M.B!";&%C
M:R`Q<'0@<V]L:60[('1E>'0M86QI9VXZ(')I9VAT.R!F;VYT+69A;6EL>3H@
M0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXH-BPU.3<\+W1D/CQT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#%P
M=#L@=&5X="UA;&EG;CH@;&5F=#L@9F]N="UF86UI;'DZ($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9B<^*3PO=&0^/"]T<CX-"CQT<B!S='EL93TS
M1"=V97)T:6-A;"UA;&EG;CH@8F]T=&]M.R!B86-K9W)O=6YD+6-O;&]R.B!7
M:&ET93L@9F]N="UF86UI;'DZ($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9B<^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT
M+6%L:6=N.B!J=7-T:69Y.R!T97AT+6EN9&5N=#H@+3`N,C5I;CL@<&%D9&EN
M9RUL969T.B`P+C(U:6X[(&9O;G0M9F%M:6QY.B!#86QI8G)I+"!(96QV971I
M8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A
M<"!S='EL93TS1"=F;VYT+69A;6EL>3H@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R
M87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N="UF86UI;'DZ($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@
M;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F
M;VYT+69A;6EL>3H@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF
M(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA
M;&EG;CH@;&5F=#L@9F]N="UF86UI;'DZ($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T
M>6QE/3-$)V9O;G0M9F%M:6QY.B!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S
M='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT+69A;6EL>3H@0V%L:6)R
M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R
M87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0M
M9F%M:6QY.B!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P
M.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N
M.B!L969T.R!F;VYT+69A;6EL>3H@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4]
M,T0G9F]N="UF86UI;'DZ($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE
M/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0M9F%M:6QY.B!#86QI8G)I+"!(
M96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS
M1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!R:6=H=#L@9F]N="UF86UI
M;'DZ($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T
M9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE
M9G0[(&9O;G0M9F%M:6QY.B!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R
M:68G/B8C,38P.SPO=&0^/"]T<CX-"CQT<B!S='EL93TS1"=V97)T:6-A;"UA
M;&EG;CH@8F]T=&]M.R!B86-K9W)O=6YD+6-O;&]R.B!R9V(H,C`T+#(S."PR
M-34I.R!F;VYT+69A;6EL>3H@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF)SX-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M
M86QI9VXZ(&QE9G0[('!A9&1I;F<M8F]T=&]M.B`R+C5P=#L@=&5X="UI;F1E
M;G0Z("TP+C(U:6X[('!A9&1I;F<M;&5F=#H@,"XR-6EN.R!F;VYT+69A;6EL
M>3H@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SY4;W1A;"!A8V-U
M;75L871E9"!O=&AE<B!C;VUP<F5H96YS:79E(&EN8V]M92`H;&]S<RD\+W1D
M/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N="UW96EG:'0Z(&)O
M;&0[('!A9&1I;F<M8F]T=&]M.B`R+C5P=#L@9F]N="UF86UI;'DZ($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\
M=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V)O<F1E<BUB;W1T;VTZ($)L
M86-K(#(N-7!T(&1O=6)L93L@9F]N="UW96EG:'0Z(&)O;&0[('1E>'0M86QI
M9VXZ(&QE9G0[(&9O;G0M9F%M:6QY.B!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68G/B0\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
M8F]R9&5R+6)O='1O;3H@0FQA8VL@,BXU<'0@9&]U8FQE.R!F;VYT+7=E:6=H
M=#H@8F]L9#L@=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0M9F%M:6QY.B!#86QI
M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B@Q-S8\+W1D/CQT9"!N;W=R
M87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#(N-7!T.R!F
M;VYT+7=E:6=H=#H@8F]L9#L@=&5X="UA;&EG;CH@;&5F=#L@9F]N="UF86UI
M;'DZ($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^*3PO=&0^/'1D
M(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@,BXU
M<'0[(&9O;G0M9F%M:6QY.B!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R
M:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL
M93TS1"=B;W)D97(M8F]T=&]M.B!";&%C:R`R+C5P="!D;W5B;&4[('1E>'0M
M86QI9VXZ(&QE9G0[(&9O;G0M9F%M:6QY.B!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S
M='EL93TS1"=B;W)D97(M8F]T=&]M.B!";&%C:R`R+C5P="!D;W5B;&4[('1E
M>'0M86QI9VXZ(')I9VAT.R!F;VYT+69A;6EL>3H@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF)SXH."PV.#(\+W1D/CQT9"!N;W=R87`],T1N;W=R
M87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#(N-7!T.R!T97AT+6%L:6=N
M.B!L969T.R!F;VYT+69A;6EL>3H@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF)SXI/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A
M9&1I;F<M8F]T=&]M.B`R+C5P=#L@9F]N="UF86UI;'DZ($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W
M<F%P/3-$;F]W<F%P('-T>6QE/3-$)V)O<F1E<BUB;W1T;VTZ($)L86-K(#(N
M-7!T(&1O=6)L93L@=&5X="UA;&EG;CH@;&5F=#L@9F]N="UF86UI;'DZ($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@
M;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V)O<F1E<BUB;W1T;VTZ($)L86-K
M(#(N-7!T(&1O=6)L93L@=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0M9F%M:6QY
M.B!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B@U+#`X-3PO=&0^
M/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@
M,BXU<'0[('1E>'0M86QI9VXZ(&QE9G0[(&9O;G0M9F%M:6QY.B!#86QI8G)I
M+"!(96QV971I8V$L(%-A;G,M4V5R:68G/BD\+W1D/CPO='(^#0H\+W1A8FQE
M/@T*#0H\<"!S='EL93TS1"=F;VYT.B`Q,'!T+VYO<FUA;"!#86QI8G)I+"!(
M96QV971I8V$L(%-A;G,M4V5R:68[(&UA<F=I;CH@,#L@=&5X="UA;&EG;CH@
M:G5S=&EF>2<^)B,Q-C`[/"]P/@T*#0H\<"!S='EL93TS1"=F;VYT.B`Q,'!T
M+VYO<FUA;"!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[(&UA<F=I
M;CH@,#L@=&5X="UA;&EG;CH@:G5S=&EF>2<^)B,Q-C`[/"]P/CQS<&%N/CPO
M<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')O
M/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^4V5G;65N
M="!297!O<G1I;F<\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQP
M('-T>6QE/3-$)V9O;G0Z(#$P<'0O;F]R;6%L($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9CL@;6%R9VEN.B`P.R!T97AT+6%L:6=N.B!J=7-T:69Y
M)SXF(S$V,#L\+W`^#0H-"CQP('-T>6QE/3-$)V9O;G0Z(#$P<'0O;F]R;6%L
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@;6%R9VEN.B`P.R!T
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M(&-U<W1O;65R<RX\+V9O;G0^/"]P/@T*#0H\<"!S='EL93TS1"=F;VYT.B`Q
M,'!T+VYO<FUA;"!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[(&UA
M<F=I;CH@,#L@=&5X="UA;&EG;CH@;&5F="<^)B,Q-C`[/"]P/CQS<&%N/CPO
M<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')E
M/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^4F5C;&%S
M<VEF:6-A=&EO;G,\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQP
M('-T>6QE/3-$)V9O;G0Z(#$P<'0O;F]R;6%L($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9CL@;6%R9VEN.B`P.R!T97AT+6%L:6=N.B!L969T)SXF
M(S$V,#L\+W`^#0H-"CQP('-T>6QE/3-$)V9O;G0Z(#$P<'0O;F]R;6%L($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@;6%R9VEN.B`P.R!T97AT
M+6%L:6=N.B!L969T)SX\9F]N="!S='EL93TS1"=F;VYT+69A;6EL>3H@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SX\8CXH="D-"E)E8VQA<W-I
M9FEC871I;VYS/"]B/B`\+V9O;G0^/&9O;G0^+3PO9F]N=#X\9F]N="!S='EL
M93TS1"=F;VYT+69A;6EL>3H@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF)SX-"D-E<G1A:6X@86UO=6YT<R!F;W(@<')I;W(@>65A<G,@:&%V92!B
M965N(')E8VQA<W-I9FEE9"!T;R!C;VYF;W)M('1O('1H92`R,#$R('!R97-E
M;G1A=&EO;BX@5&AE(')E8VQA<W-I9FEC871I;VYS(&AA9"!N;R!E9F9E8W0-
M"F]N(&YE="!I;F-O;64@;W(@<VAA<F5H;VQD97)S)B,Q-#8[(&5Q=6ET>2!A
M<R!P<F5V:6]U<VQY('!R97-E;G1E9"P@;F]R(&1I9"!T:&5Y(&UA=&5R:6%L
M;'D@:6UP86-T('1R96YD<R!I;B!F:6YA;F-I86P@:6YF;W)M871I;VXN/"]F
M;VYT/CPO<#X-"@T*/'`@<W1Y;&4],T0G9F]N=#H@,3!P="]N;W)M86P@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!M87)G:6XZ(#`[('1E>'0M
M86QI9VXZ(&QE9G0G/CQB/B8C,38P.SPO8CX\+W`^/'-P86X^/"]S<&%N/CPO
M=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F\^#0H@("`@
M("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y296-E;G0@06-C;W5N
M=&EN9R!0<F]N;W5N8V5M96YT<SPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS
M1'1E>'0^/'`@<W1Y;&4],T0G9F]N=#H@,3!P="]N;W)M86P@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF.R!M87)G:6XZ(#`[('1E>'0M86QI9VXZ
M(&QE9G0G/CQB/B8C,38P.SPO8CX\+W`^#0H-"CQP('-T>6QE/3-$)V9O;G0Z
M(#$P<'0O;F]R;6%L($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@
M;6%R9VEN.B`P.R!T97AT+6%L:6=N.B!L969T)SX\9F]N="!S='EL93TS1"=F
M;VYT+69A;6EL>3H@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SX\
M8CXH=2D-"E)E8V5N="!!8V-O=6YT:6YG(%!R;VYO=6YC96UE;G1S(#PO8CX\
M+V9O;G0^/&(^/&9O;G0^+3PO9F]N=#X\+V(^/&9O;G0@<W1Y;&4],T0G9F]N
M="UF86UI;'DZ($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^#0I)
M;B!!<')I;"`R,#$Q+"!T:&4@1D%30B!I<W-U960@861D:71I;VYA;"!G=6ED
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M($IA;G5A<GD@,2P@,C`Q,B!A;F0@9&ED(&YO="!H879E(&$@;6%T97)I86P@
M969F96-T(&]N('1H92!#;VUP86YY)B,Q-#8[<R!41%(@9&5T97)M:6YA=&EO
M;G,N/"]F;VYT/CPO<#X-"@T*/'`@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI
M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[(&UA<F=I;CH@,"<^)B,Q-C`[
M/"]P/@T*#0H\<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9CL@;6%R9VEN.B`P)SY);B!-87D@,C`Q,2P@;F5W
M(&=U:61A;F-E(&%M96YD960@=&AE($9A:7(@5F%L=64@365A<W5R96UE;G0@
M5&]P:6,-"F)Y(&-L87)I9GEI;F<@=&AE(&%P<&QI8V%T:6]N(&]F(&5X:7-T
M:6YG(&9A:7(@=F%L=64@;65A<W5R96UE;G0@86YD(&1I<V-L;W-U<F4@<F5Q
M=6ER96UE;G1S(&%N9"!B>2!C:&%N9VEN9R!P87)T:6-U;&%R('!R:6YC:7!L
M97,-"F]R(')E<75I<F5M96YT<R!F;W(@;65A<W5R:6YG(&9A:7(@=F%L=64@
M;W(@9F]R(&1I<V-L;W-I;F<@:6YF;W)M871I;VX@86)O=70@9F%I<B!V86QU
M92!M96%S=7)E;65N=',N(%1H92!A;65N9&UE;G1S('=E<F4@969F96-T:79E
M#0IF;W(@=&AE($-O;7!A;GD@8F5G:6YN:6YG($IA;G5A<GD@,2P@,C`Q,B!A
M;F0@:&%D(&YO(&5F9F5C="!O;B!T:&4@9FEN86YC:6%L('-T871E;65N=',N
M/"]P/@T*#0H\<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9CL@;6%R9VEN.B`P)SXF(S$V,#L\+W`^#0H-"CQP
M('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF.R!M87)G:6XZ(#`G/E1H92!#;VUP<F5H96YS:79E($EN8V]M92!4
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M;VUP86YY(&]N($IA;G5A<GD@,2P@,C`Q,B!A;F0@:&%V92!B965N(&%P<&QI
M960@<F5T<F]S<&5C=&EV96QY+CPO<#X-"@T*/'`@<W1Y;&4],T0G9F]N=#H@
M,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[(&UA<F=I;CH@
M,"<^)B,Q-C`[/"]P/@T*#0H\<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@;6%R9VEN.B`P)SY4:&4@1D%3
M0B!A;65N9&5D('1H92!#;VUP<F5H96YS:79E($EN8V]M92!4;W!I8R!I;B!&
M96)R=6%R>2`R,#$S+@T*5&AE(&%M96YD;65N=',@861D<F5S<R!R97!O<G1I
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M:6YG(&%F=&5R($1E8V5M8F5R(#$U+"`R,#$R+B!%87)L>2!A9&]P=&EO;B!I
M<R!P97)M:71T960N(%1H92!#;VUP86YY(&1O97,@;F]T(&5X<&5C="!T:&5S
M92!A;65N9&UE;G1S('1O(&AA=F4@80T*;6%T97)I86P@969F96-T(&]N(&ET
M<R!F:6YA;F-I86P@<W1A=&5M96YT<RX\+W`^#0H-"CQP('-T>6QE/3-$)V9O
M;G0Z(#$P<'0O;F]R;6%L($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9CL@;6%R9VEN.B`P.R!T97AT+6%L:6=N.B!L969T)SXF(S$V,#L\+W`^#0H-
M"@T*#0H\<"!S='EL93TS1"=F;VYT.B`Q,'!T+VYO<FUA;"!#86QI8G)I+"!(
M96QV971I8V$L(%-A;G,M4V5R:68[(&UA<F=I;CH@,#L@=&5X="UA;&EG;CH@
M;&5F="<^)B,Q-C`[/"]P/@T*#0H\<"!S='EL93TS1"=F;VYT.B`Q,'!T+VYO
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M='=O+7-T97`-"F=O;V1W:6QL(&EM<&%I<FUE;G0@=&5S="X@5&AE<V4@86UE
M;F1M96YT<R!W97)E(&5F9F5C=&EV92!F;W(@=&AE($-O;7!A;GD@;VX@2F%N
M=6%R>2`Q+"`R,#$R(&%N9"!H860@;F\@969F96-T(&]N('1H92!F:6YA;F-I
M86P-"G-T871E;65N=',N/"]P/@T*#0H\<"!S='EL93TS1"=F;VYT.B`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@;6%R9VEN.B`P)SXF
M(S$V,#L\+W`^#0H-"CQP('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF.R!M87)G:6XZ(#`G/DEN($IU;'D@,C`Q
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M:7-C86P@>65A<G,@8F5G:6YN:6YG(&%F=&5R(%-E<'1E;6)E<B`Q-2P@,C`Q
M,BX@16%R;'D@861O<'1I;VX@:7,@<&5R;6ET=&5D+B!4:&4@86UE;F1M96YT
M<R!A<F4@;F]T(&5X<&5C=&5D('1O(&AA=F4@82!M871E<FEA;`T*969F96-T
M(&]N('1H92!#;VUP86YY)B,Q-#8[<R!F:6YA;F-I86P@<W1A=&5M96YT<RX\
M+W`^#0H-"CQP('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF.R!M87)G:6XZ(#`G/B8C,38P.SPO<#X-"@T*/'`@
M<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68[(&UA<F=I;CH@,"<^26X@3V-T;V)E<B`R,#$R+"!T:&4@0G5S:6YE
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M:&%N9V5S('=I;&P@8F4@969F96-T:79E(&9O<B`R,#$S+"!H;W=E=F5R(&5A
M<FQY(&%D;W!T:6]N#0II<R!P97)M:71T960N(%1H92!A;65N9&UE;G1S(&%R
M92!N;W0@97AP96-T960@=&\@:&%V92!A(&UA=&5R:6%L(&5F9F5C="!O;B!T
M:&4@0V]M<&%N>28C,30V.W,@9FEN86YC:6%L('-T871E;65N=',N/"]P/@T*
M#0H\<"!S='EL93TS1"=F;VYT.B`Q,'!T+S$P+C`U<'0@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF.R!M87)G:6XZ(#`[('1E>'0M86QI9VXZ(&IU
M<W1I9GDG/B8C,38P.SPO<#X-"@T*/'`@<W1Y;&4],T0G9F]N=#H@,3!P="!#
M86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[(&UA<F=I;CH@,"<^3W1H
M97(@86-C;W5N=&EN9R!S=&%N9&%R9',@=&AA="!H879E(&)E96X@:7-S=65D
M(&]R('!R;W!O<V5D(&)Y#0IT:&4@1D%30B!O<B!O=&AE<B!S=&%N9&%R9',M
M<V5T=&EN9R!B;V1I97,@87)E(&YO="!E>'!E8W1E9"!T;R!H879E(&$@;6%T
M97)I86P@:6UP86-T(&]N('1H92!#;VUP86YY)B,Q-#8[<R!F:6YA;F-I86P@
M<&]S:71I;VXL#0IR97-U;'1S(&]F(&]P97)A=&EO;G,@;W(@8V%S:"!F;&]W
M<RX\+W`^#0H-"CQP('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF.R!M87)G:6XZ(#`G/B8C,38P.SPO<#X\<W!A
M;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@/"]T86)L93X-"B`@
M/"]B;V1Y/@T*/"]H=&UL/@T*#0HM+2TM+2T]7TYE>'1087)T7V8Y,#8S9#)A
M7S`S935?-#DT-%]A8C0Y7S(P930S9&$V.6$X-@T*0V]N=&5N="U,;V-A=&EO
M;CH@9FEL93HO+R]#.B]F.3`V,V0R85\P,V4U7S0Y-#1?86(T.5\R,&4T,V1A
M-CEA.#8O5V]R:W-H965T<R]3:&5E=#(Y+FAT;6P-"D-O;G1E;G0M5')A;G-F
M97(M16YC;V1I;F<Z('%U;W1E9"UP<FEN=&%B;&4-"D-O;G1E;G0M5'EP93H@
M=&5X="]H=&UL.R!C:&%R<V5T/2)U<RUA<V-I:2(-"@T*/&AT;6P^#0H@(#QH
M96%D/@T*("`@(#Q-151!(&AT='`M97%U:78],T1#;VYT96YT+51Y<&4@8V]N
M=&5N=#TS1"=T97AT+VAT;6P[(&-H87)S970]=71F+3@G/CQS8W)I<'0@='EP
M93TS1'1E>'0O:F%V87-C<FEP="!S<F,],T13:&]W+FIS/B\J($1O($YO="!2
M96UO=F4@5&AI<R!#;VUM96YT("HO/"]S8W)I<'0^/"]H96%D/@T*("`\8F]D
M>3X-"B`@("`\=&%B;&4@8VQA<W,],T1R97!O<G0@:60],T1)1#!%6D8^#0H@
M("`@("`\='(^#0H@("`@("`@(#QT:"!C;&%S<STS1'1L(&-O;'-P86X],T0Q
M(')O=W-P86X],T0R/CQS=')O;F<^4W5M;6%R>2!O9B!3:6=N:69I8V%N="!!
M8V-O=6YT:6YG(%!O;&EC:65S("A486)L97,I/&)R/CPO<W1R;VYG/CPO=&@^
M#0H@("`@("`@(#QT:"!C;&%S<STS1'1H(&-O;'-P86X],T0Q/C$R($UO;G1H
M<R!%;F1E9#PO=&@^#0H@("`@("`\+W1R/@T*("`@("`@/'1R/@T*("`@("`@
M("`\=&@@8VQA<W,],T1T:#Y$96,N(#,Q+"`R,#$R/&)R/CPO=&@^#0H@("`@
M("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F4^#0H@("`@("`@(#QT9"!C
M;&%S<STS1'!L('9A;&EG;CTS1'1O<#X\<W1R;VYG/DYO=&5S('1O($9I;F%N
M8VEA;"!3=&%T96UE;G1S/"]S=')O;F<^/"]T9#X-"B`@("`@("`@/'1D(&-L
M87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@
M("`@("`\='(@8VQA<W,],T1R;SX-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@
M=F%L:6=N/3-$=&]P/E)E8V]N8VEL:6%T:6]N(&]F('1H92!N=6UE<F%T;W)S
M(&%N9"!D96YO;6EN871O<G,@=7-E9"!I;B!C;VUP=71I;F<@0F%S:6,@86YD
M($1I;'5T960@16%R;FEN9W,@4&5R($-O;6UO;B!3:&%R93PO=&0^#0H@("`@
M("`@(#QT9"!C;&%S<STS1'1E>'0^/'`@<W1Y;&4],T0G9F]N=#H@,3!P="]N
M;W)M86P@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!M87)G:6XZ
M(#`[('1E>'0M86QI9VXZ(&QE9G0G/CPO<#X-"@T*/'`@<W1Y;&4],T0G9F]N
M=#H@,3!P="\Q,"XP-7!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9CL@;6%R9VEN.B`P.R!T97AT+6%L:6=N.B!J=7-T:69Y)SXF(S$V,#L\+W`^
M#0H-"CQT86)L92!C96QL<&%D9&EN9STS1#`@8V5L;'-P86-I;F<],T0P('-T
M>6QE/3-$)V)O<F1E<BUC;VQL87!S93H@8V]L;&%P<V4[('=I9'1H.B`Q,#`E
M.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^
M#0H\='(@<W1Y;&4],T0G=F5R=&EC86PM86QI9VXZ(&)O='1O;3L@9F]N="UF
M86UI;'DZ($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^#0H@("`@
M/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!J=7-T
M:69Y.R!F;VYT+69A;6EL>3H@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
M<&%D9&EN9RUB;W1T;VTZ(#%P=#L@9F]N="UF86UI;'DZ($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@8V]L
M<W!A;CTS1#,T(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N
M.B!C96YT97([(&)O<F1E<BUB;W1T;VTZ($)L86-K(#%P="!S;VQI9#L@9F]N
M="UF86UI;'DZ($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^1F]R
M('1H92!996%R<R!%;F1E9"!$96-E;6)E<B`S,2P\+W1D/CQT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#%P=#L@9F]N="UF
M86UI;'DZ($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[
M/"]T9#X\+W1R/@T*/'1R('-T>6QE/3-$)W9E<G1I8V%L+6%L:6=N.B!B;W1T
M;VT[(&9O;G0M9F%M:6QY.B!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R
M:68G/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA
M;&EG;CH@:G5S=&EF>3L@9F]N="UF86UI;'DZ($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P
M('-T>6QE/3-$)V9O;G0M=V5I9VAT.B!B;VQD.R!P861D:6YG+6)O='1O;3H@
M,7!T.R!F;VYT+69A;6EL>3H@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!C;VQS<&%N/3-$,3`@;F]W<F%P
M/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0M=V5I9VAT.B!B;VQD.R!T97AT+6%L
M:6=N.B!C96YT97([(&)O<F1E<BUB;W1T;VTZ($)L86-K(#%P="!S;VQI9#L@
M9F]N="UF86UI;'DZ($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^
M,C`Q,CPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P861D:6YG
M+6)O='1O;3H@,7!T.R!F;VYT+7=E:6=H=#H@8F]L9#L@9F]N="UF86UI;'DZ
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\
M=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`Q
M<'0[(&9O;G0M9F%M:6QY.B!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R
M:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&-O;'-P86X],T0Q,"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@8V5N=&5R.R!B;W)D97(M
M8F]T=&]M.B!";&%C:R`Q<'0@<V]L:60[(&9O;G0M9F%M:6QY.B!#86QI8G)I
M+"!(96QV971I8V$L(%-A;G,M4V5R:68G/C(P,3$\+W1D/CQT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#%P=#L@9F]N="UF
M86UI;'DZ($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[
M/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T
M=&]M.B`Q<'0[(&9O;G0M9F%M:6QY.B!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&-O;'-P86X],T0Q,"!N
M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@8V5N=&5R.R!B
M;W)D97(M8F]T=&]M.B!";&%C:R`Q<'0@<V]L:60[(&9O;G0M9F%M:6QY.B!#
M86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/C(P,3`\+W1D/CQT9"!N
M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#%P=#L@
M9F]N="UF86UI;'DZ($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^
M)B,Q-C`[/"]T9#X\+W1R/@T*/'1R('-T>6QE/3-$)W9E<G1I8V%L+6%L:6=N
M.B!B;W1T;VT[(&9O;G0M9F%M:6QY.B!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68G/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
M9F]N="US='EL93H@:71A;&EC.R!T97AT+6%L:6=N.B!L969T.R!F;VYT+69A
M;6EL>3H@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXH)"!I;B!T
M:&]U<V%N9',L)B,Q-C`[97AC97!T('!E<B!S:&%R928C,38P.V%M;W5N=',I
M/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0M=V5I9VAT
M.B!B;VQD.R!P861D:6YG+6)O='1O;3H@,7!T.R!F;VYT+69A;6EL>3H@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@
M(#QT9"!C;VQS<&%N/3-$,B!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N
M="UW96EG:'0Z(&)O;&0[('1E>'0M86QI9VXZ(&-E;G1E<CL@8F]R9&5R+6)O
M='1O;3H@0FQA8VL@,7!T('-O;&ED.R!F;VYT+69A;6EL>3H@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF)SY);F-O;64@/&)R("\^*$YU;65R+3QB
M<B`O/@T*871O<BD\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
M<&%D9&EN9RUB;W1T;VTZ(#%P=#L@9F]N="UW96EG:'0Z(&)O;&0[(&9O;G0M
M9F%M:6QY.B!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P
M.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT+7=E:6=H
M=#H@8F]L9#L@<&%D9&EN9RUB;W1T;VTZ(#%P=#L@9F]N="UF86UI;'DZ($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@
M("`\=&0@8V]L<W!A;CTS1#(@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O
M;G0M=V5I9VAT.B!B;VQD.R!T97AT+6%L:6=N.B!C96YT97([(&)O<F1E<BUB
M;W1T;VTZ($)L86-K(#%P="!S;VQI9#L@9F]N="UF86UI;'DZ($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9B<^4VAA<F5S(#QB<B`O/BA$96YO;2T\
M8G(@+SX-"FEN871O<BD\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4]
M,T0G<&%D9&EN9RUB;W1T;VTZ(#%P=#L@9F]N="UW96EG:'0Z(&)O;&0[(&9O
M;G0M9F%M:6QY.B!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C
M,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT+7=E
M:6=H=#H@8F]L9#L@<&%D9&EN9RUB;W1T;VTZ(#%P=#L@9F]N="UF86UI;'DZ
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-
M"B`@("`\=&0@8V]L<W!A;CTS1#(@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$
M)V9O;G0M=V5I9VAT.B!B;VQD.R!T97AT+6%L:6=N.B!C96YT97([(&)O<F1E
M<BUB;W1T;VTZ($)L86-K(#%P="!S;VQI9#L@9F]N="UF86UI;'DZ($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^4&5R(#QB<B`O/E-H87)E(#QB
M<B`O/D%M;W5N=#PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P
M861D:6YG+6)O='1O;3H@,7!T.R!F;VYT+7=E:6=H=#H@8F]L9#L@9F]N="UF
M86UI;'DZ($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[
M/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T
M=&]M.B`Q<'0[(&9O;G0M9F%M:6QY.B!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&-O;'-P86X],T0R(&YO
M=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!C96YT97([(&)O
M<F1E<BUB;W1T;VTZ($)L86-K(#%P="!S;VQI9#L@9F]N="UF86UI;'DZ($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^26YC;VUE(#QB<B`O/BA.
M=6UE<BT\8G(@+SX-"F%T;W(I/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T
M>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`Q<'0[(&9O;G0M9F%M:6QY.B!#86QI
M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO
M=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@,7!T.R!F
M;VYT+69A;6EL>3H@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF
M(S$V,#L\+W1D/@T*("`@(#QT9"!C;VQS<&%N/3-$,B!N;W=R87`],T1N;W=R
M87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@8V5N=&5R.R!B;W)D97(M8F]T=&]M
M.B!";&%C:R`Q<'0@<V]L:60[(&9O;G0M9F%M:6QY.B!#86QI8G)I+"!(96QV
M971I8V$L(%-A;G,M4V5R:68G/E-H87)E<R`\8G(@+SXH1&5N;VTM/&)R("\^
M#0II;F%T;W(I/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A
M9&1I;F<M8F]T=&]M.B`Q<'0[(&9O;G0M9F%M:6QY.B!#86QI8G)I+"!(96QV
M971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO
M=W)A<"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@,7!T.R!F;VYT+69A;6EL
M>3H@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D
M/@T*("`@(#QT9"!C;VQS<&%N/3-$,B!N;W=R87`],T1N;W=R87`@<W1Y;&4]
M,T0G=&5X="UA;&EG;CH@8V5N=&5R.R!B;W)D97(M8F]T=&]M.B!";&%C:R`Q
M<'0@<V]L:60[(&9O;G0M9F%M:6QY.B!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68G/E!E<B`\8G(@+SY3:&%R92`\8G(@+SY!;6]U;G0\+W1D/CQT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#%P
M=#L@9F]N="UF86UI;'DZ($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A
M9&1I;F<M8F]T=&]M.B`Q<'0[(&9O;G0M9F%M:6QY.B!#86QI8G)I+"!(96QV
M971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&-O;'-P
M86X],T0R(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!C
M96YT97([(&)O<F1E<BUB;W1T;VTZ($)L86-K(#%P="!S;VQI9#L@9F]N="UF
M86UI;'DZ($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^26YC;VUE
M(#QB<B`O/BA.=6UE<BT\8G(@+SX-"F%T;W(I/"]T9#X\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`Q<'0[(&9O;G0M9F%M
M:6QY.B!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO
M=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P861D:6YG+6)O='1O
M;3H@,7!T.R!F;VYT+69A;6EL>3H@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!C;VQS<&%N/3-$,B!N;W=R
M87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@8V5N=&5R.R!B;W)D
M97(M8F]T=&]M.B!";&%C:R`Q<'0@<V]L:60[(&9O;G0M9F%M:6QY.B!#86QI
M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/E-H87)E<R`\8G(@+SXH1&5N
M;VTM/&)R("\^#0II;F%T;W(I/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T
M>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`Q<'0[(&9O;G0M9F%M:6QY.B!#86QI
M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO
M=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@,7!T.R!F
M;VYT+69A;6EL>3H@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF
M(S$V,#L\+W1D/@T*("`@(#QT9"!C;VQS<&%N/3-$,B!N;W=R87`],T1N;W=R
M87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@8V5N=&5R.R!B;W)D97(M8F]T=&]M
M.B!";&%C:R`Q<'0@<V]L:60[(&9O;G0M9F%M:6QY.B!#86QI8G)I+"!(96QV
M971I8V$L(%-A;G,M4V5R:68G/E!E<B`\8G(@+SY3:&%R92`\8G(@+SY!;6]U
M;G0\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB
M;W1T;VTZ(#%P=#L@9F]N="UF86UI;'DZ($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\+W1R/@T*/'1R('-T>6QE/3-$)W9E
M<G1I8V%L+6%L:6=N.B!B;W1T;VT[(&)A8VMG<F]U;F0M8V]L;W(Z(')G8B@R
M,#0L,C,X+#(U-2D[(&9O;G0M9F%M:6QY.B!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68G/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4]
M,T0G=&5X="UA;&EG;CH@:G5S=&EF>3L@9F]N="UF86UI;'DZ($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P
M/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0M9F%M:6QY.B!#86QI8G)I+"!(96QV
M971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A
M<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT+69A
M;6EL>3H@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\
M+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@
M<FEG:'0[(&9O;G0M9F%M:6QY.B!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=T97AT+6%L:6=N.B!L969T.R!F;VYT+69A;6EL>3H@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G9F]N="UF86UI;'DZ($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0M9F%M:6QY
M.B!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^
M/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!R:6=H
M=#L@9F]N="UF86UI;'DZ($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E
M>'0M86QI9VXZ(&QE9G0[(&9O;G0M9F%M:6QY.B!#86QI8G)I+"!(96QV971I
M8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A
M<"!S='EL93TS1"=F;VYT+69A;6EL>3H@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R
M87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N="UF86UI;'DZ($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@
M;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F
M;VYT+69A;6EL>3H@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF
M(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA
M;&EG;CH@;&5F=#L@9F]N="UF86UI;'DZ($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T
M>6QE/3-$)V9O;G0M9F%M:6QY.B!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S
M='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT+69A;6EL>3H@0V%L:6)R
M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R
M87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0M
M9F%M:6QY.B!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P
M.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N
M.B!L969T.R!F;VYT+69A;6EL>3H@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4]
M,T0G9F]N="UF86UI;'DZ($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE
M/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0M9F%M:6QY.B!#86QI8G)I+"!(
M96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS
M1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!R:6=H=#L@9F]N="UF86UI
M;'DZ($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T
M9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE
M9G0[(&9O;G0M9F%M:6QY.B!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R
M:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F
M;VYT+69A;6EL>3H@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF
M(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
M=&5X="UA;&EG;CH@;&5F=#L@9F]N="UF86UI;'DZ($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT+69A;6EL>3H@
M0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@
M9F]N="UF86UI;'DZ($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^
M)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0M
M9F%M:6QY.B!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P
M.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT
M+6%L:6=N.B!L969T.R!F;VYT+69A;6EL>3H@0V%L:6)R:2P@2&5L=F5T:6-A
M+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@
M<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0M9F%M:6QY.B!#86QI
M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO
M=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT
M+69A;6EL>3H@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V
M,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N="UF86UI
M;'DZ($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T
M9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI
M9VXZ(&QE9G0[(&9O;G0M9F%M:6QY.B!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL
M93TS1"=T97AT+6%L:6=N.B!R:6=H=#L@9F]N="UF86UI;'DZ($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P
M/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0M9F%M
M:6QY.B!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO
M=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT+69A;6EL>3H@
M0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*
M("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@
M;&5F=#L@9F]N="UF86UI;'DZ($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$
M)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT+69A;6EL>3H@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N="UF86UI;'DZ
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\
M+W1R/@T*/'1R('-T>6QE/3-$)W9E<G1I8V%L+6%L:6=N.B!B;W1T;VT[(&)A
M8VMG<F]U;F0M8V]L;W(Z(%=H:71E.R!F;VYT+69A;6EL>3H@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF)SX-"B`@("`\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&IU<W1I9GD[(&9O;G0M9F%M:6QY
M.B!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^
M/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT+69A;6EL>3H@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@
M(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F
M=#L@9F]N="UF86UI;'DZ($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E
M>'0M86QI9VXZ(')I9VAT.R!F;VYT+69A;6EL>3H@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R
M87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N="UF86UI;'DZ($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@
M;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0M9F%M:6QY.B!#86QI8G)I
M+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D
M(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F
M;VYT+69A;6EL>3H@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF
M(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA
M;&EG;CH@<FEG:'0[(&9O;G0M9F%M:6QY.B!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S
M='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT+69A;6EL>3H@0V%L:6)R
M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R
M87`],T1N;W=R87`@<W1Y;&4],T0G9F]N="UF86UI;'DZ($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W
M<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0M
M9F%M:6QY.B!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P
M.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N
M.B!R:6=H=#L@9F]N="UF86UI;'DZ($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE
M/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0M9F%M:6QY.B!#86QI8G)I+"!(
M96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS
M1&YO=W)A<"!S='EL93TS1"=F;VYT+69A;6EL>3H@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N="UF86UI
M;'DZ($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T
M9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I
M9VAT.R!F;VYT+69A;6EL>3H@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
M=&5X="UA;&EG;CH@;&5F=#L@9F]N="UF86UI;'DZ($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)V9O;G0M9F%M:6QY.B!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO
M=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT+69A;6EL>3H@
M0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[
M(&9O;G0M9F%M:6QY.B!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G
M/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT
M+6%L:6=N.B!L969T.R!F;VYT+69A;6EL>3H@0V%L:6)R:2P@2&5L=F5T:6-A
M+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@
M<W1Y;&4],T0G9F]N="UF86UI;'DZ($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P
M('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0M9F%M:6QY.B!#86QI
M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO
M=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!R:6=H=#L@9F]N
M="UF86UI;'DZ($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q
M-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI
M9VXZ(&QE9G0[(&9O;G0M9F%M:6QY.B!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL
M93TS1"=F;VYT+69A;6EL>3H@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y
M;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N="UF86UI;'DZ($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P
M/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT+69A
M;6EL>3H@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\
M+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@
M;&5F=#L@9F]N="UF86UI;'DZ($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$
M)V9O;G0M9F%M:6QY.B!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G
M/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=T97AT+6%L:6=N.B!L969T.R!F;VYT+69A;6EL>3H@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0M9F%M:6QY
M.B!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^
M/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T
M.R!F;VYT+69A;6EL>3H@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF
M)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N
M="UF86UI;'DZ($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q
M-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E
M>'0M86QI9VXZ(&QE9G0[(&9O;G0M9F%M:6QY.B!#86QI8G)I+"!(96QV971I
M8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A
M<"!S='EL93TS1"=T97AT+6%L:6=N.B!R:6=H=#L@9F]N="UF86UI;'DZ($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@
M;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O
M;G0M9F%M:6QY.B!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C
M,38P.SPO=&0^/"]T<CX-"CQT<B!S='EL93TS1"=V97)T:6-A;"UA;&EG;CH@
M8F]T=&]M.R!B86-K9W)O=6YD+6-O;&]R.B!R9V(H,C`T+#(S."PR-34I.R!F
M;VYT+69A;6EL>3H@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SX-
M"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0M=V5I9VAT
M.B!B;VQD.R!T97AT+6%L:6=N.B!J=7-T:69Y.R!F;VYT+69A;6EL>3H@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SY"87-I8R!%4%,\+W1D/CQT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N="UF86UI;'DZ($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\
M=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[
M(&9O;G0M9F%M:6QY.B!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G
M/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT
M+6%L:6=N.B!R:6=H=#L@9F]N="UF86UI;'DZ($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P
M('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0M9F%M:6QY.B!#86QI
M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO
M=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT+69A;6EL>3H@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N
M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N
M="UF86UI;'DZ($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q
M-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI
M9VXZ(')I9VAT.R!F;VYT+69A;6EL>3H@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y
M;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N="UF86UI;'DZ($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P
M/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0M9F%M:6QY.B!#86QI8G)I+"!(96QV
M971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A
M<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT+69A
M;6EL>3H@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\
M+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@
M<FEG:'0[(&9O;G0M9F%M:6QY.B!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=T97AT+6%L:6=N.B!L969T.R!F;VYT+69A;6EL>3H@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G9F]N="UF86UI;'DZ($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0M9F%M:6QY
M.B!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^
M/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!R:6=H
M=#L@9F]N="UF86UI;'DZ($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E
M>'0M86QI9VXZ(&QE9G0[(&9O;G0M9F%M:6QY.B!#86QI8G)I+"!(96QV971I
M8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A
M<"!S='EL93TS1"=F;VYT+69A;6EL>3H@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R
M87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N="UF86UI;'DZ($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@
M;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F
M;VYT+69A;6EL>3H@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF
M(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA
M;&EG;CH@;&5F=#L@9F]N="UF86UI;'DZ($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T
M>6QE/3-$)V9O;G0M9F%M:6QY.B!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S
M='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT+69A;6EL>3H@0V%L:6)R
M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R
M87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0M
M9F%M:6QY.B!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P
M.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N
M.B!L969T.R!F;VYT+69A;6EL>3H@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4]
M,T0G9F]N="UF86UI;'DZ($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE
M/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0M9F%M:6QY.B!#86QI8G)I+"!(
M96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS
M1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!R:6=H=#L@9F]N="UF86UI
M;'DZ($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T
M9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE
M9G0[(&9O;G0M9F%M:6QY.B!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R
M:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F
M;VYT+69A;6EL>3H@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF
M(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
M=&5X="UA;&EG;CH@;&5F=#L@9F]N="UF86UI;'DZ($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT+69A;6EL>3H@
M0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@
M9F]N="UF86UI;'DZ($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^
M)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0M
M9F%M:6QY.B!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P
M.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT
M+6%L:6=N.B!L969T.R!F;VYT+69A;6EL>3H@0V%L:6)R:2P@2&5L=F5T:6-A
M+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@
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M86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/@T*("`@(#QT9"!N;W=R
M87`],T1N;W=R87`@<W1Y;&4],T0G=VED=&@Z(#$P)3L@=&5X="UA;&EG;CH@
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M("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=W:61T:#H@,24[(&9O
M;G0M=V5I9VAT.B!B;VQD.R!T97AT+6%L:6=N.B!L969T.R!F;VYT+69A;6EL
M>3H@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXD/"]T9#X\=&0@
M;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W=I9'1H.B`W)3L@9F]N="UW96EG
M:'0Z(&)O;&0[('1E>'0M86QI9VXZ(')I9VAT.R!F;VYT+69A;6EL>3H@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXH,C8L,C$U/"]T9#X\=&0@
M;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W=I9'1H.B`Q)3L@9F]N="UW96EG
M:'0Z(&)O;&0[('1E>'0M86QI9VXZ(&QE9G0[(&9O;G0M9F%M:6QY.B!#86QI
M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/BD\+W1D/CQT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G=VED=&@Z(#$E.R!F;VYT+7=E:6=H=#H@8F]L
M9#L@<&%D9&EN9RUB;W1T;VTZ(#(N-7!T.R!F;VYT+69A;6EL>3H@0V%L:6)R
M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=VED=&@Z(#$E.R!F;VYT+7=E
M:6=H=#H@8F]L9#L@=&5X="UA;&EG;CH@;&5F=#L@9F]N="UF86UI;'DZ($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@
M;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W=I9'1H.B`W)3L@9F]N="UW96EG
M:'0Z(&)O;&0[('1E>'0M86QI9VXZ(')I9VAT.R!F;VYT+69A;6EL>3H@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXQ-RPP-#DL-3$S/"]T9#X\
M=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W=I9'1H.B`Q)3L@<&%D9&EN
M9RUB;W1T;VTZ(#(N-7!T.R!F;VYT+7=E:6=H=#H@8F]L9#L@=&5X="UA;&EG
M;CH@;&5F=#L@9F]N="UF86UI;'DZ($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE
M/3-$)W=I9'1H.B`Q)3L@9F]N="UW96EG:'0Z(&)O;&0[('!A9&1I;F<M8F]T
M=&]M.B`R+C5P=#L@9F]N="UF86UI;'DZ($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)W=I9'1H.B`Q)3L@8F]R9&5R+6)O='1O;3H@0FQA8VL@
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M;F<M8F]T=&]M.B`R+C5P=#L@9F]N="UW96EG:'0Z(&)O;&0[('1E>'0M86QI
M9VXZ(&QE9G0[(&9O;G0M9F%M:6QY.B!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68G/BD\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
M=VED=&@Z(#$E.R!P861D:6YG+6)O='1O;3H@,BXU<'0[(&9O;G0M9F%M:6QY
M.B!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^
M#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=W:61T:#H@,24[
M('1E>'0M86QI9VXZ(&QE9G0[(&9O;G0M9F%M:6QY.B!#86QI8G)I+"!(96QV
M971I8V$L(%-A;G,M4V5R:68G/B0\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@
M<W1Y;&4],T0G=VED=&@Z(#<E.R!T97AT+6%L:6=N.B!R:6=H=#L@9F]N="UF
M86UI;'DZ($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^-RPT-S8\
M+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=VED=&@Z(#$E.R!P
M861D:6YG+6)O='1O;3H@,BXU<'0[('1E>'0M86QI9VXZ(&QE9G0[(&9O;G0M
M9F%M:6QY.B!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P
M.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=W:61T:#H@,24[
M('!A9&1I;F<M8F]T=&]M.B`R+C5P=#L@9F]N="UF86UI;'DZ($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@
M;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W=I9'1H.B`Q)3L@=&5X="UA;&EG
M;CH@;&5F=#L@9F]N="UF86UI;'DZ($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE
M/3-$)W=I9'1H.B`W)3L@=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0M9F%M:6QY
M.B!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/C$V+#@U-BPP-S(\
M+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=VED=&@Z(#$E.R!P
M861D:6YG+6)O='1O;3H@,BXU<'0[('1E>'0M86QI9VXZ(&QE9G0[(&9O;G0M
M9F%M:6QY.B!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P
M.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=W:61T:#H@,24[
M('!A9&1I;F<M8F]T=&]M.B`R+C5P=#L@9F]N="UF86UI;'DZ($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@
M;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W=I9'1H.B`Q)3L@8F]R9&5R+6)O
M='1O;3H@0FQA8VL@,BXU<'0@9&]U8FQE.R!T97AT+6%L:6=N.B!L969T.R!F
M;VYT+69A;6EL>3H@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXD
M/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W=I9'1H.B`W)3L@
M8F]R9&5R+6)O='1O;3H@0FQA8VL@,BXU<'0@9&]U8FQE.R!T97AT+6%L:6=N
M.B!R:6=H=#L@9F]N="UF86UI;'DZ($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9B<^,"XT-#PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=W:61T:#H@,24[('!A9&1I;F<M8F]T=&]M.B`R+C5P=#L@=&5X="UA;&EG
M;CH@;&5F=#L@9F]N="UF86UI;'DZ($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE
M/3-$)W=I9'1H.B`Q)3L@<&%D9&EN9RUB;W1T;VTZ(#(N-7!T.R!F;VYT+69A
M;6EL>3H@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\
M+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=VED=&@Z
M(#$E.R!T97AT+6%L:6=N.B!L969T.R!F;VYT+69A;6EL>3H@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF)SXD/"]T9#X\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)W=I9'1H.B`W)3L@=&5X="UA;&EG;CH@<FEG:'0[(&9O
M;G0M9F%M:6QY.B!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/C4L
M.#<U/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W=I9'1H.B`Q
M)3L@<&%D9&EN9RUB;W1T;VTZ(#(N-7!T.R!T97AT+6%L:6=N.B!L969T.R!F
M;VYT+69A;6EL>3H@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF
M(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=VED=&@Z
M(#$E.R!P861D:6YG+6)O='1O;3H@,BXU<'0[(&9O;G0M9F%M:6QY.B!#86QI
M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@
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M.#<Y/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W=I9'1H.B`Q
M)3L@<&%D9&EN9RUB;W1T;VTZ(#(N-7!T.R!T97AT+6%L:6=N.B!L969T.R!F
M;VYT+69A;6EL>3H@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF
M(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=VED=&@Z
M(#$E.R!P861D:6YG+6)O='1O;3H@,BXU<'0[(&9O;G0M9F%M:6QY.B!#86QI
M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@
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M(%-A;G,M4V5R:68G/C`N,S4\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y
M;&4],T0G=VED=&@Z(#$E.R!P861D:6YG+6)O='1O;3H@,BXU<'0[('1E>'0M
M86QI9VXZ(&QE9G0[(&9O;G0M9F%M:6QY.B!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/"]T<CX-"CQT<B!S='EL93TS1"=V
M97)T:6-A;"UA;&EG;CH@8F]T=&]M.R!B86-K9W)O=6YD+6-O;&]R.B!R9V(H
M,C`T+#(S."PR-34I.R!F;VYT+69A;6EL>3H@0V%L:6)R:2P@2&5L=F5T:6-A
M+"!386YS+5-E<FEF)SX-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE
M/3-$)W1E>'0M86QI9VXZ(&IU<W1I9GD[(&9O;G0M9F%M:6QY.B!#86QI8G)I
M+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A
M<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT+69A;6EL>3H@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R
M87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N="UF
M86UI;'DZ($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[
M/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ
M(')I9VAT.R!F;VYT+69A;6EL>3H@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4]
M,T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N="UF86UI;'DZ($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)V9O;G0M9F%M:6QY.B!#86QI8G)I+"!(96QV971I
M8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS
M1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT+69A;6EL
M>3H@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D
M/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG
M:'0[(&9O;G0M9F%M:6QY.B!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R
M:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T
M97AT+6%L:6=N.B!L969T.R!F;VYT+69A;6EL>3H@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R
M87`@<W1Y;&4],T0G9F]N="UF86UI;'DZ($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0M9F%M:6QY.B!#
M86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D
M(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!R:6=H=#L@
M9F]N="UF86UI;'DZ($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^
M)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M
M86QI9VXZ(&QE9G0[(&9O;G0M9F%M:6QY.B!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S
M='EL93TS1"=F;VYT+69A;6EL>3H@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@
M<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N="UF86UI;'DZ($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W
M<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT
M+69A;6EL>3H@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V
M,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG
M;CH@;&5F=#L@9F]N="UF86UI;'DZ($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE
M/3-$)V9O;G0M9F%M:6QY.B!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R
M:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL
M93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT+69A;6EL>3H@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0M9F%M
M:6QY.B!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO
M=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L
M969T.R!F;VYT+69A;6EL>3H@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
M9F]N="UF86UI;'DZ($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^
M)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$
M)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0M9F%M:6QY.B!#86QI8G)I+"!(96QV
M971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO
M=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!R:6=H=#L@9F]N="UF86UI;'DZ
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\
M=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[
M(&9O;G0M9F%M:6QY.B!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G
M/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT
M+69A;6EL>3H@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V
M,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X
M="UA;&EG;CH@;&5F=#L@9F]N="UF86UI;'DZ($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P
M('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT+69A;6EL>3H@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N
M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N
M="UF86UI;'DZ($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q
M-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0M9F%M
M:6QY.B!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO
M=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L
M:6=N.B!L969T.R!F;VYT+69A;6EL>3H@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y
M;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0M9F%M:6QY.B!#86QI8G)I
M+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A
M<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT+69A
M;6EL>3H@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\
M+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N="UF86UI;'DZ
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-
M"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ
M(&QE9G0[(&9O;G0M9F%M:6QY.B!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=T97AT+6%L:6=N.B!R:6=H=#L@9F]N="UF86UI;'DZ($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0M9F%M:6QY
M.B!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^
M/"]T<CX-"CQT<B!S='EL93TS1"=V97)T:6-A;"UA;&EG;CH@8F]T=&]M.R!B
M86-K9W)O=6YD+6-O;&]R.B!7:&ET93L@9F]N="UF86UI;'DZ($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9B<^#0H@("`@/'1D(&YO=W)A<#TS1&YO
M=W)A<"!S='EL93TS1"=F;VYT+7=E:6=H=#H@8F]L9#L@=&5X="UA;&EG;CH@
M:G5S=&EF>3L@<&%D9&EN9RUB;W1T;VTZ(#%P=#L@9F]N="UF86UI;'DZ($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^169F96-T(&]F(&1I;'5T
M:79E('-E8W5R:71I97,\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4]
M,T0G9F]N="UW96EG:'0Z(&)O;&0[('!A9&1I;F<M8F]T=&]M.B`Q<'0[(&9O
M;G0M9F%M:6QY.B!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C
M,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=B
M;W)D97(M8F]T=&]M.B!";&%C:R`Q<'0@<V]L:60[(&9O;G0M=V5I9VAT.B!B
M;VQD.R!T97AT+6%L:6=N.B!L969T.R!F;VYT+69A;6EL>3H@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G8F]R9&5R+6)O='1O;3H@0FQA8VL@,7!T('-O
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M97)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$
M)V9O;G0M=V5I9VAT.B!B;VQD.R!P861D:6YG+6)O='1O;3H@,7!T.R!F;VYT
M+69A;6EL>3H@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V
M,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G8F]R
M9&5R+6)O='1O;3H@0FQA8VL@,7!T('-O;&ED.R!F;VYT+7=E:6=H=#H@8F]L
M9#L@=&5X="UA;&EG;CH@;&5F=#L@9F]N="UF86UI;'DZ($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)V)O<F1E<BUB;W1T;VTZ($)L86-K(#%P="!S;VQI
M9#L@9F]N="UW96EG:'0Z(&)O;&0[('1E>'0M86QI9VXZ(')I9VAT.R!F;VYT
M+69A;6EL>3H@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$U
M,3L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB
M;W1T;VTZ(#%P=#L@9F]N="UW96EG:'0Z(&)O;&0[('1E>'0M86QI9VXZ(&QE
M9G0[(&9O;G0M9F%M:6QY.B!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R
M:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P
M861D:6YG+6)O='1O;3H@,7!T.R!F;VYT+69A;6EL>3H@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R
M87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N="UF
M86UI;'DZ($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[
M/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ
M(')I9VAT.R!F;VYT+69A;6EL>3H@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4]
M,T0G<&%D9&EN9RUB;W1T;VTZ(#%P=#L@=&5X="UA;&EG;CH@;&5F=#L@9F]N
M="UF86UI;'DZ($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q
M-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M
M8F]T=&]M.B`Q<'0[(&9O;G0M9F%M:6QY.B!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO
M=W)A<"!S='EL93TS1"=B;W)D97(M8F]T=&]M.B!";&%C:R`Q<'0@<V]L:60[
M('1E>'0M86QI9VXZ(&QE9G0[(&9O;G0M9F%M:6QY.B!#86QI8G)I+"!(96QV
M971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO
M=W)A<"!S='EL93TS1"=B;W)D97(M8F]T=&]M.B!";&%C:R`Q<'0@<V]L:60[
M('1E>'0M86QI9VXZ(')I9VAT.R!F;VYT+69A;6EL>3H@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF)SXF(S$U,3L\+W1D/CQT9"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#%P=#L@=&5X="UA;&EG
M;CH@;&5F=#L@9F]N="UF86UI;'DZ($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE
M/3-$)W!A9&1I;F<M8F]T=&]M.B`Q<'0[(&9O;G0M9F%M:6QY.B!#86QI8G)I
M+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D
M(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=B;W)D97(M8F]T=&]M.B!";&%C
M:R`Q<'0@<V]L:60[('1E>'0M86QI9VXZ(&QE9G0[(&9O;G0M9F%M:6QY.B!#
M86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D
M(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=B;W)D97(M8F]T=&]M.B!";&%C
M:R`Q<'0@<V]L:60[('1E>'0M86QI9VXZ(')I9VAT.R!F;VYT+69A;6EL>3H@
M0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXR-RPQ-S(\+W1D/CQT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#%P
M=#L@=&5X="UA;&EG;CH@;&5F=#L@9F]N="UF86UI;'DZ($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`Q<'0[(&9O;G0M9F%M
M:6QY.B!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO
M=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L
M:6=N.B!L969T.R!F;VYT+69A;6EL>3H@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y
M;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0M9F%M:6QY.B!#86QI8G)I
M+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A
M<#TS1&YO=W)A<"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@,7!T.R!T97AT
M+6%L:6=N.B!L969T.R!F;VYT+69A;6EL>3H@0V%L:6)R:2P@2&5L=F5T:6-A
M+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@
M<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#%P=#L@9F]N="UF86UI;'DZ($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@
M("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V)O<F1E<BUB;W1T;VTZ
M($)L86-K(#%P="!S;VQI9#L@=&5X="UA;&EG;CH@;&5F=#L@9F]N="UF86UI
M;'DZ($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T
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M87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#%P=#L@9F]N
M="UF86UI;'DZ($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q
M-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V)O
M<F1E<BUB;W1T;VTZ($)L86-K(#%P="!S;VQI9#L@=&5X="UA;&EG;CH@;&5F
M=#L@9F]N="UF86UI;'DZ($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V)O
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M+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T
M;VTZ(#%P=#L@9F]N="UF86UI;'DZ($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P
M('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0M9F%M:6QY.B!#86QI
M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO
M=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!R:6=H=#L@9F]N
M="UF86UI;'DZ($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q
M-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M
M8F]T=&]M.B`Q<'0[('1E>'0M86QI9VXZ(&QE9G0[(&9O;G0M9F%M:6QY.B!#
M86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/"]T
M<CX-"CQT<B!S='EL93TS1"=V97)T:6-A;"UA;&EG;CH@8F]T=&]M.R!B86-K
M9W)O=6YD+6-O;&]R.B!R9V(H,C`T+#(S."PR-34I.R!F;VYT+69A;6EL>3H@
M0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SX-"B`@("`\=&0@;F]W
M<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&IU<W1I9GD[(&9O
M;G0M9F%M:6QY.B!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C
M,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT+69A
M;6EL>3H@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\
M+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA
M;&EG;CH@;&5F=#L@9F]N="UF86UI;'DZ($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T
M>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT+69A;6EL>3H@0V%L:6)R
M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R
M87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N="UF
M86UI;'DZ($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[
M/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0M9F%M:6QY
M.B!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^
M#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N
M.B!L969T.R!F;VYT+69A;6EL>3H@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4]
M,T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0M9F%M:6QY.B!#86QI8G)I+"!(
M96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS
M1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT+69A;6EL
M>3H@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D
M/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N="UF86UI;'DZ($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@
M("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE
M9G0[(&9O;G0M9F%M:6QY.B!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R
M:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T
M97AT+6%L:6=N.B!R:6=H=#L@9F]N="UF86UI;'DZ($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0M9F%M:6QY.B!#
M86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D
M(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT+69A;6EL>3H@0V%L:6)R
M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@
M9F]N="UF86UI;'DZ($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^
M)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M
M86QI9VXZ(')I9VAT.R!F;VYT+69A;6EL>3H@0V%L:6)R:2P@2&5L=F5T:6-A
M+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@
M<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N="UF86UI;'DZ($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W
M<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0M9F%M:6QY.B!#86QI8G)I+"!(
M96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO
M=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT
M+69A;6EL>3H@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V
M,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG
M;CH@<FEG:'0[(&9O;G0M9F%M:6QY.B!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL
M93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT+69A;6EL>3H@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G9F]N="UF86UI;'DZ($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P
M/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0M9F%M
M:6QY.B!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO
M=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!R
M:6=H=#L@9F]N="UF86UI;'DZ($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$
M)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0M9F%M:6QY.B!#86QI8G)I+"!(96QV
M971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO
M=W)A<"!S='EL93TS1"=F;VYT+69A;6EL>3H@0V%L:6)R:2P@2&5L=F5T:6-A
M+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N="UF86UI;'DZ
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\
M=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT
M.R!F;VYT+69A;6EL>3H@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF
M)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X
M="UA;&EG;CH@;&5F=#L@9F]N="UF86UI;'DZ($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P
M('-T>6QE/3-$)V9O;G0M9F%M:6QY.B!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A
M<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT+69A;6EL>3H@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N
M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O
M;G0M9F%M:6QY.B!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C
M,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L
M:6=N.B!L969T.R!F;VYT+69A;6EL>3H@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y
M;&4],T0G9F]N="UF86UI;'DZ($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T
M>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0M9F%M:6QY.B!#86QI8G)I
M+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A
M<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!R:6=H=#L@9F]N="UF
M86UI;'DZ($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[
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M("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT+7=E:6=H=#H@
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M8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS
M1&YO=W)A<"!S='EL93TS1"=B;W)D97(M8F]T=&]M.B!";&%C:R`R+C5P="!D
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M<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`R+C5P=#L@9F]N="UW96EG
M:'0Z(&)O;&0[('1E>'0M86QI9VXZ(&QE9G0[(&9O;G0M9F%M:6QY.B!#86QI
M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/BD\+W1D/CQT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G9F]N="UW96EG:'0Z(&)O;&0[('!A9&1I;F<M
M8F]T=&]M.B`R+C5P=#L@9F]N="UF86UI;'DZ($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)V)O<F1E<BUB;W1T;VTZ($)L86-K(#(N-7!T(&1O
M=6)L93L@9F]N="UW96EG:'0Z(&)O;&0[('1E>'0M86QI9VXZ(&QE9G0[(&9O
M;G0M9F%M:6QY.B!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C
M,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=B;W)D97(M
M8F]T=&]M.B!";&%C:R`R+C5P="!D;W5B;&4[(&9O;G0M=V5I9VAT.B!B;VQD
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M/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N="UW96EG:'0Z(&)O
M;&0[('!A9&1I;F<M8F]T=&]M.B`R+C5P=#L@9F]N="UF86UI;'DZ($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\
M=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V)O<F1E<BUB;W1T;VTZ($)L
M86-K(#(N-7!T(&1O=6)L93L@9F]N="UW96EG:'0Z(&)O;&0[('1E>'0M86QI
M9VXZ(&QE9G0[(&9O;G0M9F%M:6QY.B!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68G/B0\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
M8F]R9&5R+6)O='1O;3H@0FQA8VL@,BXU<'0@9&]U8FQE.R!F;VYT+7=E:6=H
M=#H@8F]L9#L@=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0M9F%M:6QY.B!#86QI
M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B@Q+C4T/"]T9#X\=&0@;F]W
M<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`R+C5P=#L@
M9F]N="UW96EG:'0Z(&)O;&0[('1E>'0M86QI9VXZ(&QE9G0[(&9O;G0M9F%M
M:6QY.B!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/BD\+W1D/CQT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#(N
M-7!T.R!F;VYT+69A;6EL>3H@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y
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M>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`R+C5P=#L@=&5X="UA;&EG;CH@;&5F
M=#L@9F]N="UF86UI;'DZ($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A
M9&1I;F<M8F]T=&]M.B`R+C5P=#L@9F]N="UF86UI;'DZ($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W
M<F%P/3-$;F]W<F%P('-T>6QE/3-$)V)O<F1E<BUB;W1T;VTZ($)L86-K(#(N
M-7!T(&1O=6)L93L@=&5X="UA;&EG;CH@;&5F=#L@9F]N="UF86UI;'DZ($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@
M;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V)O<F1E<BUB;W1T;VTZ($)L86-K
M(#(N-7!T(&1O=6)L93L@=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0M9F%M:6QY
M.B!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/C$V+#@X,RPR-#0\
M+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T
M;VTZ(#(N-7!T.R!T97AT+6%L:6=N.B!L969T.R!F;VYT+69A;6EL>3H@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N
M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#(N-7!T
M.R!F;VYT+69A;6EL>3H@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF
M)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4]
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M;G,M4V5R:68G/C`N-#0\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4]
M,T0G<&%D9&EN9RUB;W1T;VTZ(#(N-7!T.R!T97AT+6%L:6=N.B!L969T.R!F
M;VYT+69A;6EL>3H@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF
M(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN
M9RUB;W1T;VTZ(#(N-7!T.R!F;VYT+69A;6EL>3H@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G8F]R9&5R+6)O='1O;3H@0FQA8VL@,BXU<'0@
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M/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`R+C5P=#L@=&5X
M="UA;&EG;CH@;&5F=#L@9F]N="UF86UI;'DZ($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P
M('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`R+C5P=#L@9F]N="UF86UI;'DZ
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-
M"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V)O<F1E<BUB;W1T
M;VTZ($)L86-K(#(N-7!T(&1O=6)L93L@=&5X="UA;&EG;CH@;&5F=#L@9F]N
M="UF86UI;'DZ($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q
M-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V)O<F1E<BUB
M;W1T;VTZ($)L86-K(#(N-7!T(&1O=6)L93L@=&5X="UA;&EG;CH@<FEG:'0[
M(&9O;G0M9F%M:6QY.B!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G
M/C$V+#<Y,RPV-3`\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
M<&%D9&EN9RUB;W1T;VTZ(#(N-7!T.R!T97AT+6%L:6=N.B!L969T.R!F;VYT
M+69A;6EL>3H@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V
M,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB
M;W1T;VTZ(#(N-7!T.R!F;VYT+69A;6EL>3H@0V%L:6)R:2P@2&5L=F5T:6-A
M+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G8F]R9&5R+6)O='1O;3H@0FQA8VL@,BXU<'0@9&]U
M8FQE.R!T97AT+6%L:6=N.B!L969T.R!F;VYT+69A;6EL>3H@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF)SXD/"]T9#X\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)V)O<F1E<BUB;W1T;VTZ($)L86-K(#(N-7!T(&1O=6)L
M93L@=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0M9F%M:6QY.B!#86QI8G)I+"!(
M96QV971I8V$L(%-A;G,M4V5R:68G/C`N,S4\+W1D/CQT9"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#(N-7!T.R!T97AT+6%L
M:6=N.B!L969T.R!F;VYT+69A;6EL>3H@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF)SXF(S$V,#L\+W1D/CPO='(^#0H\+W1A8FQE/@T*#0H\<"!S
M='EL93TS1"=F;VYT.B`Q,'!T+S$P+C`U<'0@0V%L:6)R:2P@2&5L=F5T:6-A
M+"!386YS+5-E<FEF.R!M87)G:6XZ(#`[('1E>'0M86QI9VXZ(&IU<W1I9GDG
M/B8C,38P.SPO<#X-"@T*/'`@<W1Y;&4],T0G9F]N=#H@,3!P="\Q,"XP-7!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@;6%R9VEN.B`P.R!T
M97AT+6%L:6=N.B!J=7-T:69Y)SXF(S$V,#L\+W`^/'-P86X^/"]S<&%N/CPO
M=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F4^#0H@("`@
M("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y#;VUP;VYE;G1S(&]F
M(&%C8W5M=6QA=&5D(&]T:&5R(&-O;7!R96AE;G-I=F4@:6YC;VUE("AL;W-S
M*3PO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'`@<W1Y;&4],T0G
M9F]N=#H@,3!P="]N;W)M86P@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF.R!M87)G:6XZ(#`[('1E>'0M86QI9VXZ(&QE9G0G/CQF;VYT('-T>6QE
M/3-$)V9O;G0M9F%M:6QY.B!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R
M:68G/CPO9F]N=#X\+W`^#0H-"CQP('-T>6QE/3-$)V9O;G0Z(#$P<'0O;F]R
M;6%L($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@;6%R9VEN.B`P
M.R!T97AT+6%L:6=N.B!J=7-T:69Y)SXF(S$V,#L\+W`^#0H-"CQT86)L92!C
M96QL<&%D9&EN9STS1#`@8V5L;'-P86-I;F<],T0P('-T>6QE/3-$)V)O<F1E
M<BUC;VQL87!S93H@8V]L;&%P<V4[('=I9'1H.B`Q,#`E.R!F;VYT.B`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^#0H\='(@<W1Y;&4]
M,T0G=F5R=&EC86PM86QI9VXZ(&)O='1O;3L@9F]N="UF86UI;'DZ($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^#0H@("`@/'1D(&YO=W)A<#TS
M1&YO=W)A<"!S='EL93TS1"=F;VYT+7-T>6QE.B!I=&%L:6,[('1E>'0M86QI
M9VXZ(&IU<W1I9GD[(&9O;G0M9F%M:6QY.B!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68G/B@D(&EN('1H;W5S86YD<RD\+W1D/CQT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G9F]N="UW96EG:'0Z(&)O;&0[('!A9&1I;F<M
M8F]T=&]M.B`Q<'0[(&9O;G0M9F%M:6QY.B!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&-O;'-P86X],T0R
M(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT+7=E:6=H=#H@8F]L9#L@
M=&5X="UA;&EG;CH@8V5N=&5R.R!B;W)D97(M8F]T=&]M.B!";&%C:R`Q<'0@
M<V]L:60[(&9O;G0M9F%M:6QY.B!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68G/D1E8V5M8F5R(#,Q+"`\8G(@+SX-"C(P,3(\+W1D/CQT9"!N;W=R
M87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#%P=#L@9F]N
M="UW96EG:'0Z(&)O;&0[(&9O;G0M9F%M:6QY.B!#86QI8G)I+"!(96QV971I
M8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A
M<"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@,7!T.R!F;VYT+69A;6EL>3H@
M0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*
M("`@(#QT9"!C;VQS<&%N/3-$,B!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
M=&5X="UA;&EG;CH@8V5N=&5R.R!B;W)D97(M8F]T=&]M.B!";&%C:R`Q<'0@
M<V]L:60[(&9O;G0M9F%M:6QY.B!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68G/D1E8V5M8F5R(#,Q+"`\8G(@+SX-"C(P,3$\+W1D/CQT9"!N;W=R
M87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#%P=#L@9F]N
M="UF86UI;'DZ($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q
M-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M
M8F]T=&]M.B`Q<'0[(&9O;G0M9F%M:6QY.B!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&-O;'-P86X],T0R
M(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!C96YT97([
M(&)O<F1E<BUB;W1T;VTZ($)L86-K(#%P="!S;VQI9#L@9F]N="UF86UI;'DZ
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^1&5C96UB97(@,S$L
M/&)R("\^#0H@,C`Q,#PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=P861D:6YG+6)O='1O;3H@,7!T.R!F;VYT+69A;6EL>3H@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CPO='(^#0H\='(@
M<W1Y;&4],T0G=F5R=&EC86PM86QI9VXZ(&)O='1O;3L@8F%C:V=R;W5N9"UC
M;VQO<CH@<F=B*#(P-"PR,S@L,C4U*3L@9F]N="UF86UI;'DZ($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9B<^#0H@("`@/'1D(&YO=W)A<#TS1&YO
M=W)A<"!S='EL93TS1"=W:61T:#H@-C<E.R!T97AT+6%L:6=N.B!L969T.R!T
M97AT+6EN9&5N=#H@+3`N,C5I;CL@<&%D9&EN9RUL969T.B`P+C(U:6X[(&9O
M;G0M9F%M:6QY.B!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/E5N
M<F5A;&EZ960@9V%I;B!O;B!S96-U<FET:65S(&%V86EL86)L92!F;W(@<V%L
M93PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=W:61T:#H@,24[
M(&9O;G0M=V5I9VAT.B!B;VQD.R!F;VYT+69A;6EL>3H@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R
M87`],T1N;W=R87`@<W1Y;&4],T0G=VED=&@Z(#$E.R!F;VYT+7=E:6=H=#H@
M8F]L9#L@=&5X="UA;&EG;CH@;&5F=#L@9F]N="UF86UI;'DZ($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9B<^)#PO=&0^/'1D(&YO=W)A<#TS1&YO
M=W)A<"!S='EL93TS1"=W:61T:#H@."4[(&9O;G0M=V5I9VAT.B!B;VQD.R!T
M97AT+6%L:6=N.B!R:6=H=#L@9F]N="UF86UI;'DZ($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9B<^,RPR.3`\+W1D/CQT9"!N;W=R87`],T1N;W=R
M87`@<W1Y;&4],T0G=VED=&@Z(#$E.R!F;VYT+7=E:6=H=#H@8F]L9#L@=&5X
M="UA;&EG;CH@;&5F=#L@9F]N="UF86UI;'DZ($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P
M('-T>6QE/3-$)W=I9'1H.B`Q)3L@9F]N="UF86UI;'DZ($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W
M<F%P/3-$;F]W<F%P('-T>6QE/3-$)W=I9'1H.B`Q)3L@=&5X="UA;&EG;CH@
M;&5F=#L@9F]N="UF86UI;'DZ($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$
M)W=I9'1H.B`X)3L@=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0M9F%M:6QY.B!#
M86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/C,L.#DV/"]T9#X\=&0@
M;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W=I9'1H.B`Q)3L@=&5X="UA;&EG
M;CH@;&5F=#L@9F]N="UF86UI;'DZ($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE
M/3-$)W=I9'1H.B`Q)3L@9F]N="UF86UI;'DZ($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)W=I9'1H.B`Q)3L@=&5X="UA;&EG;CH@;&5F=#L@
M9F]N="UF86UI;'DZ($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^
M)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W=I9'1H
M.B`X)3L@=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0M9F%M:6QY.B!#86QI8G)I
M+"!(96QV971I8V$L(%-A;G,M4V5R:68G/C(L-#<X/"]T9#X\=&0@;F]W<F%P
M/3-$;F]W<F%P('-T>6QE/3-$)W=I9'1H.B`Q)3L@=&5X="UA;&EG;CH@;&5F
M=#L@9F]N="UF86UI;'DZ($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9B<^)B,Q-C`[/"]T9#X\+W1R/@T*/'1R('-T>6QE/3-$)W9E<G1I8V%L+6%L
M:6=N.B!B;W1T;VT[(&)A8VMG<F]U;F0M8V]L;W(Z(%=H:71E.R!F;VYT+69A
M;6EL>3H@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SX-"B`@("`\
M=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[
M('!A9&1I;F<M8F]T=&]M.B`Q<'0[('1E>'0M:6YD96YT.B`M,"XR-6EN.R!P
M861D:6YG+6QE9G0Z(#`N,C5I;CL@9F]N="UF86UI;'DZ($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[
M)B,Q-C`[1&5F97)R960@=&%X(&QI86)I;&ET>3PO=&0^/'1D(&YO=W)A<#TS
M1&YO=W)A<"!S='EL93TS1"=F;VYT+7=E:6=H=#H@8F]L9#L@<&%D9&EN9RUB
M;W1T;VTZ(#%P=#L@9F]N="UF86UI;'DZ($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)V)O<F1E<BUB;W1T;VTZ($)L86-K(#%P="!S;VQI9#L@
M9F]N="UW96EG:'0Z(&)O;&0[('1E>'0M86QI9VXZ(&QE9G0[(&9O;G0M9F%M
M:6QY.B!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO
M=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=B;W)D97(M8F]T=&]M
M.B!";&%C:R`Q<'0@<V]L:60[(&9O;G0M=V5I9VAT.B!B;VQD.R!T97AT+6%L
M:6=N.B!R:6=H=#L@9F]N="UF86UI;'DZ($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9B<^*#$L,C@S/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T
M>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`Q<'0[(&9O;G0M=V5I9VAT.B!B;VQD
M.R!T97AT+6%L:6=N.B!L969T.R!F;VYT+69A;6EL>3H@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF)SXI/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P
M('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`Q<'0[(&9O;G0M9F%M:6QY.B!#
M86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@
M("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=B;W)D97(M8F]T=&]M
M.B!";&%C:R`Q<'0@<V]L:60[('1E>'0M86QI9VXZ(&QE9G0[(&9O;G0M9F%M
M:6QY.B!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO
M=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=B;W)D97(M8F]T=&]M
M.B!";&%C:R`Q<'0@<V]L:60[('1E>'0M86QI9VXZ(')I9VAT.R!F;VYT+69A
M;6EL>3H@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXH,2PU,C`\
M+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T
M;VTZ(#%P=#L@=&5X="UA;&EG;CH@;&5F=#L@9F]N="UF86UI;'DZ($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^*3PO=&0^/'1D(&YO=W)A<#TS
M1&YO=W)A<"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@,7!T.R!F;VYT+69A
M;6EL>3H@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\
M+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G8F]R9&5R
M+6)O='1O;3H@0FQA8VL@,7!T('-O;&ED.R!T97AT+6%L:6=N.B!L969T.R!F
M;VYT+69A;6EL>3H@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF
M(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G8F]R9&5R
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M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/@T*("`@(#QT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@<&%D9&EN9RUB
M;W1T;VTZ(#%P=#L@=&5X="UI;F1E;G0Z("TP+C(U:6X[('!A9&1I;F<M;&5F
M=#H@,"XR-6EN.R!F;VYT+69A;6EL>3H@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF)SY.970@=6YR96%L:7IE9"!G86EN(&]N('-E8W5R:71I97,@
M879A:6QA8FQE(&9O<B!S86QE/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T
M>6QE/3-$)V9O;G0M=V5I9VAT.B!B;VQD.R!P861D:6YG+6)O='1O;3H@,7!T
M.R!F;VYT+69A;6EL>3H@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF
M)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4]
M,T0G8F]R9&5R+6)O='1O;3H@0FQA8VL@,7!T('-O;&ED.R!F;VYT+7=E:6=H
M=#H@8F]L9#L@=&5X="UA;&EG;CH@;&5F=#L@9F]N="UF86UI;'DZ($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W
M<F%P/3-$;F]W<F%P('-T>6QE/3-$)V)O<F1E<BUB;W1T;VTZ($)L86-K(#%P
M="!S;VQI9#L@9F]N="UW96EG:'0Z(&)O;&0[('1E>'0M86QI9VXZ(')I9VAT
M.R!F;VYT+69A;6EL>3H@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF
M)SXR+#`P-SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P861D
M:6YG+6)O='1O;3H@,7!T.R!F;VYT+7=E:6=H=#H@8F]L9#L@=&5X="UA;&EG
M;CH@;&5F=#L@9F]N="UF86UI;'DZ($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE
M/3-$)W!A9&1I;F<M8F]T=&]M.B`Q<'0[(&9O;G0M9F%M:6QY.B!#86QI8G)I
M+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D
M(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=B;W)D97(M8F]T=&]M.B!";&%C
M:R`Q<'0@<V]L:60[('1E>'0M86QI9VXZ(&QE9G0[(&9O;G0M9F%M:6QY.B!#
M86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D
M(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=B;W)D97(M8F]T=&]M.B!";&%C
M:R`Q<'0@<V]L:60[('1E>'0M86QI9VXZ(')I9VAT.R!F;VYT+69A;6EL>3H@
M0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXR+#,W-CPO=&0^/'1D
M(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@,7!T
M.R!T97AT+6%L:6=N.B!L969T.R!F;VYT+69A;6EL>3H@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#%P=#L@9F]N="UF86UI
M;'DZ($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T
M9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V)O<F1E<BUB
M;W1T;VTZ($)L86-K(#%P="!S;VQI9#L@=&5X="UA;&EG;CH@;&5F=#L@9F]N
M="UF86UI;'DZ($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q
M-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V)O<F1E<BUB
M;W1T;VTZ($)L86-K(#%P="!S;VQI9#L@=&5X="UA;&EG;CH@<FEG:'0[(&9O
M;G0M9F%M:6QY.B!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/C$L
M-3$R/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M
M8F]T=&]M.B`Q<'0[('1E>'0M86QI9VXZ(&QE9G0[(&9O;G0M9F%M:6QY.B!#
M86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/"]T
M<CX-"CQT<B!S='EL93TS1"=V97)T:6-A;"UA;&EG;CH@8F]T=&]M.R!B86-K
M9W)O=6YD+6-O;&]R.B!7:&ET93L@9F]N="UF86UI;'DZ($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9B<^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A
M<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!T97AT+6EN9&5N=#H@+3`N
M,C5I;CL@<&%D9&EN9RUL969T.B`P+C(U:6X[(&9O;G0M9F%M:6QY.B!#86QI
M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO
M=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT+69A;6EL>3H@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N
M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N
M="UF86UI;'DZ($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q
M-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI
M9VXZ(')I9VAT.R!F;VYT+69A;6EL>3H@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y
M;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N="UF86UI;'DZ($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P
M/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0M9F%M:6QY.B!#86QI8G)I+"!(96QV
M971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A
M<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT+69A
M;6EL>3H@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\
M+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@
M<FEG:'0[(&9O;G0M9F%M:6QY.B!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=T97AT+6%L:6=N.B!L969T.R!F;VYT+69A;6EL>3H@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G9F]N="UF86UI;'DZ($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0M9F%M:6QY
M.B!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^
M/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!R:6=H
M=#L@9F]N="UF86UI;'DZ($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E
M>'0M86QI9VXZ(&QE9G0[(&9O;G0M9F%M:6QY.B!#86QI8G)I+"!(96QV971I
M8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/"]T<CX-"CQT<B!S='EL93TS
M1"=V97)T:6-A;"UA;&EG;CH@8F]T=&]M.R!B86-K9W)O=6YD+6-O;&]R.B!R
M9V(H,C`T+#(S."PR-34I.R!F;VYT+69A;6EL>3H@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF)SX-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T
M>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[('1E>'0M:6YD96YT.B`M,"XR-6EN
M.R!P861D:6YG+6QE9G0Z(#`N,C5I;CL@9F]N="UF86UI;'DZ($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9B<^061D:71I;VYA;"!P96YS:6]N(&QI
M86)I;&ET>3PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT
M+7=E:6=H=#H@8F]L9#L@9F]N="UF86UI;'DZ($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)V9O;G0M=V5I9VAT.B!B;VQD.R!T97AT+6%L:6=N
M.B!L969T.R!F;VYT+69A;6EL>3H@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4]
M,T0G9F]N="UW96EG:'0Z(&)O;&0[('1E>'0M86QI9VXZ(')I9VAT.R!F;VYT
M+69A;6EL>3H@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXH,RPU
M-SD\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N="UW96EG
M:'0Z(&)O;&0[('1E>'0M86QI9VXZ(&QE9G0[(&9O;G0M9F%M:6QY.B!#86QI
M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/BD\+W1D/CQT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G9F]N="UF86UI;'DZ($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P
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M;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A
M<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT+69A;6EL>3H@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N
M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O
M;G0M9F%M:6QY.B!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B@Q
M,"PY,#4\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA
M;&EG;CH@;&5F=#L@9F]N="UF86UI;'DZ($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9B<^*3PO=&0^/"]T<CX-"CQT<B!S='EL93TS1"=V97)T:6-A
M;"UA;&EG;CH@8F]T=&]M.R!B86-K9W)O=6YD+6-O;&]R.B!7:&ET93L@9F]N
M="UF86UI;'DZ($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^#0H@
M("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L
M969T.R!P861D:6YG+6)O='1O;3H@,7!T.R!T97AT+6EN9&5N=#H@+3`N,C5I
M;CL@<&%D9&EN9RUL969T.B`P+C(U:6X[(&9O;G0M9F%M:6QY.B!#86QI8G)I
M+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.R8C,38P.R8C,38P.R8C
M,38P.R8C,38P.T1E9F5R<F5D('1A>"!A<W-E=#PO=&0^/'1D(&YO=W)A<#TS
M1&YO=W)A<"!S='EL93TS1"=F;VYT+7=E:6=H=#H@8F]L9#L@<&%D9&EN9RUB
M;W1T;VTZ(#%P=#L@9F]N="UF86UI;'DZ($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)V)O<F1E<BUB;W1T;VTZ($)L86-K(#%P="!S;VQI9#L@
M9F]N="UW96EG:'0Z(&)O;&0[('1E>'0M86QI9VXZ(&QE9G0[(&9O;G0M9F%M
M:6QY.B!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO
M=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=B;W)D97(M8F]T=&]M
M.B!";&%C:R`Q<'0@<V]L:60[(&9O;G0M=V5I9VAT.B!B;VQD.R!T97AT+6%L
M:6=N.B!R:6=H=#L@9F]N="UF86UI;'DZ($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9B<^,2PS.38\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y
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M/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G8F]R9&5R+6)O
M='1O;3H@0FQA8VL@,7!T('-O;&ED.R!T97AT+6%L:6=N.B!L969T.R!F;VYT
M+69A;6EL>3H@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V
M,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G8F]R9&5R+6)O
M='1O;3H@0FQA8VL@,7!T('-O;&ED.R!T97AT+6%L:6=N.B!R:6=H=#L@9F]N
M="UF86UI;'DZ($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^-RPR
M,C`\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB
M;W1T;VTZ(#%P=#L@=&5X="UA;&EG;CH@;&5F=#L@9F]N="UF86UI;'DZ($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@
M;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`Q<'0[
M(&9O;G0M9F%M:6QY.B!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G
M/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=B;W)D97(M8F]T=&]M.B!";&%C:R`Q<'0@<V]L:60[('1E>'0M86QI9VXZ
M(&QE9G0[(&9O;G0M9F%M:6QY.B!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=B;W)D97(M8F]T=&]M.B!";&%C:R`Q<'0@<V]L:60[('1E>'0M86QI9VXZ
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M("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L
M969T.R!P861D:6YG+6)O='1O;3H@,7!T.R!T97AT+6EN9&5N=#H@+3`N,C5I
M;CL@<&%D9&EN9RUL969T.B`P+C(U:6X[(&9O;G0M9F%M:6QY.B!#86QI8G)I
M+"!(96QV971I8V$L(%-A;G,M4V5R:68G/DYE="!A9&1I=&EO;F%L('!E;G-I
M;VX@;&EA8FEL:71Y/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$
M)V9O;G0M=V5I9VAT.B!B;VQD.R!P861D:6YG+6)O='1O;3H@,7!T.R!F;VYT
M+69A;6EL>3H@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V
M,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G8F]R
M9&5R+6)O='1O;3H@0FQA8VL@,7!T('-O;&ED.R!F;VYT+7=E:6=H=#H@8F]L
M9#L@=&5X="UA;&EG;CH@;&5F=#L@9F]N="UF86UI;'DZ($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)V)O<F1E<BUB;W1T;VTZ($)L86-K(#%P="!S;VQI
M9#L@9F]N="UW96EG:'0Z(&)O;&0[('1E>'0M86QI9VXZ(')I9VAT.R!F;VYT
M+69A;6EL>3H@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXH,BPQ
M.#,\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB
M;W1T;VTZ(#%P=#L@9F]N="UW96EG:'0Z(&)O;&0[('1E>'0M86QI9VXZ(&QE
M9G0[(&9O;G0M9F%M:6QY.B!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R
M:68G/BD\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN
M9RUB;W1T;VTZ(#%P=#L@9F]N="UF86UI;'DZ($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)V)O<F1E<BUB;W1T;VTZ($)L86-K(#%P="!S;VQI
M9#L@=&5X="UA;&EG;CH@;&5F=#L@9F]N="UF86UI;'DZ($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)V)O<F1E<BUB;W1T;VTZ($)L86-K(#%P="!S;VQI
M9#L@=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0M9F%M:6QY.B!#86QI8G)I+"!(
M96QV971I8V$L(%-A;G,M4V5R:68G/B@Q,2PP-3@\+W1D/CQT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#%P=#L@=&5X="UA
M;&EG;CH@;&5F=#L@9F]N="UF86UI;'DZ($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9B<^*3PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=P861D:6YG+6)O='1O;3H@,7!T.R!F;VYT+69A;6EL>3H@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N
M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G8F]R9&5R+6)O='1O;3H@0FQA8VL@
M,7!T('-O;&ED.R!T97AT+6%L:6=N.B!L969T.R!F;VYT+69A;6EL>3H@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N
M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G8F]R9&5R+6)O='1O;3H@0FQA8VL@
M,7!T('-O;&ED.R!T97AT+6%L:6=N.B!R:6=H=#L@9F]N="UF86UI;'DZ($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^*#8L-3DW/"]T9#X\=&0@
M;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`Q<'0[
M('1E>'0M86QI9VXZ(&QE9G0[(&9O;G0M9F%M:6QY.B!#86QI8G)I+"!(96QV
M971I8V$L(%-A;G,M4V5R:68G/BD\+W1D/CPO='(^#0H\='(@<W1Y;&4],T0G
M=F5R=&EC86PM86QI9VXZ(&)O='1O;3L@8F%C:V=R;W5N9"UC;VQO<CH@5VAI
M=&4[(&9O;G0M9F%M:6QY.B!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R
M:68G/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA
M;&EG;CH@:G5S=&EF>3L@=&5X="UI;F1E;G0Z("TP+C(U:6X[('!A9&1I;F<M
M;&5F=#H@,"XR-6EN.R!F;VYT+69A;6EL>3H@0V%L:6)R:2P@2&5L=F5T:6-A
M+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@
M<W1Y;&4],T0G9F]N="UF86UI;'DZ($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P
M('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0M9F%M:6QY.B!#86QI
M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO
M=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!R:6=H=#L@9F]N
M="UF86UI;'DZ($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q
M-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI
M9VXZ(&QE9G0[(&9O;G0M9F%M:6QY.B!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL
M93TS1"=F;VYT+69A;6EL>3H@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y
M;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N="UF86UI;'DZ($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P
M/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT+69A
M;6EL>3H@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\
M+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@
M;&5F=#L@9F]N="UF86UI;'DZ($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$
M)V9O;G0M9F%M:6QY.B!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G
M/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=T97AT+6%L:6=N.B!L969T.R!F;VYT+69A;6EL>3H@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0M9F%M:6QY
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M9B<^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L
M:6=N.B!L969T.R!P861D:6YG+6)O='1O;3H@,BXU<'0[('1E>'0M:6YD96YT
M.B`M,"XR-6EN.R!P861D:6YG+6QE9G0Z(#`N,C5I;CL@9F]N="UF86UI;'DZ
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^5&]T86P@86-C=6UU
M;&%T960@;W1H97(@8V]M<')E:&5N<VEV92!I;F-O;64@*&QO<W,I/"]T9#X\
M=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0M=V5I9VAT.B!B;VQD
M.R!P861D:6YG+6)O='1O;3H@,BXU<'0[(&9O;G0M9F%M:6QY.B!#86QI8G)I
M+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D
M(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=B;W)D97(M8F]T=&]M.B!";&%C
M:R`R+C5P="!D;W5B;&4[(&9O;G0M=V5I9VAT.B!B;VQD.R!T97AT+6%L:6=N
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M/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`R+C5P=#L@9F]N
M="UW96EG:'0Z(&)O;&0[('1E>'0M86QI9VXZ(&QE9G0[(&9O;G0M9F%M:6QY
M.B!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/BD\+W1D/CQT9"!N
M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#(N-7!T
M.R!F;VYT+69A;6EL>3H@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF
M)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4]
M,T0G8F]R9&5R+6)O='1O;3H@0FQA8VL@,BXU<'0@9&]U8FQE.R!T97AT+6%L
M:6=N.B!L969T.R!F;VYT+69A;6EL>3H@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y
M;&4],T0G8F]R9&5R+6)O='1O;3H@0FQA8VL@,BXU<'0@9&]U8FQE.R!T97AT
M+6%L:6=N.B!R:6=H=#L@9F]N="UF86UI;'DZ($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9B<^*#@L-C@R/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P
M('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`R+C5P=#L@=&5X="UA;&EG;CH@
M;&5F=#L@9F]N="UF86UI;'DZ($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9B<^*3PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P861D
M:6YG+6)O='1O;3H@,BXU<'0[(&9O;G0M9F%M:6QY.B!#86QI8G)I+"!(96QV
M971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A
M<#TS1&YO=W)A<"!S='EL93TS1"=B;W)D97(M8F]T=&]M.B!";&%C:R`R+C5P
M="!D;W5B;&4[('1E>'0M86QI9VXZ(&QE9G0[(&9O;G0M9F%M:6QY.B!#86QI
M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO
M=W)A<#TS1&YO=W)A<"!S='EL93TS1"=B;W)D97(M8F]T=&]M.B!";&%C:R`R
M+C5P="!D;W5B;&4[('1E>'0M86QI9VXZ(')I9VAT.R!F;VYT+69A;6EL>3H@
M0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXH-2PP.#4\+W1D/CQT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#(N
M-7!T.R!T97AT+6%L:6=N.B!L969T.R!F;VYT+69A;6EL>3H@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF)SXI/"]T9#X\+W1R/@T*/"]T86)L93X-
M"@T*/'`@<W1Y;&4],T0G9F]N=#H@,3!P="]N;W)M86P@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF.R!M87)G:6XZ(#`[('1E>'0M86QI9VXZ(&IU
M<W1I9GDG/B8C,38P.SPO<#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO
M='(^#0H@("`@/"]T86)L93X-"B`@/"]B;V1Y/@T*/"]H=&UL/@T*#0HM+2TM
M+2T]7TYE>'1087)T7V8Y,#8S9#)A7S`S935?-#DT-%]A8C0Y7S(P930S9&$V
M.6$X-@T*0V]N=&5N="U,;V-A=&EO;CH@9FEL93HO+R]#.B]F.3`V,V0R85\P
M,V4U7S0Y-#1?86(T.5\R,&4T,V1A-CEA.#8O5V]R:W-H965T<R]3:&5E=#,P
M+FAT;6P-"D-O;G1E;G0M5')A;G-F97(M16YC;V1I;F<Z('%U;W1E9"UP<FEN
M=&%B;&4-"D-O;G1E;G0M5'EP93H@=&5X="]H=&UL.R!C:&%R<V5T/2)U<RUA
M<V-I:2(-"@T*/&AT;6P^#0H@(#QH96%D/@T*("`@(#Q-151!(&AT='`M97%U
M:78],T1#;VYT96YT+51Y<&4@8V]N=&5N=#TS1"=T97AT+VAT;6P[(&-H87)S
M970]=71F+3@G/CQS8W)I<'0@='EP93TS1'1E>'0O:F%V87-C<FEP="!S<F,]
M,T13:&]W+FIS/B\J($1O($YO="!296UO=F4@5&AI<R!#;VUM96YT("HO/"]S
M8W)I<'0^/"]H96%D/@T*("`\8F]D>3X-"B`@("`\=&%B;&4@8VQA<W,],T1R
M97!O<G0@:60],T1)1#!%3$4^#0H@("`@("`\='(^#0H@("`@("`@(#QT:"!C
M;&%S<STS1'1L(&-O;'-P86X],T0Q(')O=W-P86X],T0R/CQS=')O;F<^06-Q
M=6ES:71I;VYS("T@0V]M<&QE=&5D(&%N9"!096YD:6YG("A486)L97,I/&)R
M/CPO<W1R;VYG/CPO=&@^#0H@("`@("`@(#QT:"!C;&%S<STS1'1H(&-O;'-P
M86X],T0Q/C$R($UO;G1H<R!%;F1E9#PO=&@^#0H@("`@("`\+W1R/@T*("`@
M("`@/'1R/@T*("`@("`@("`\=&@@8VQA<W,],T1T:#Y$96,N(#,Q+"`R,#$R
M/&)R/CPO=&@^#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F4^
M#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#X\<W1R;VYG
M/DYO=&5S('1O($9I;F%N8VEA;"!3=&%T96UE;G1S/"]S=')O;F<^/"]T9#X-
M"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-
M"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R;SX-"B`@("`@("`@
M/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/E-T871E;65N="!O9B!N970@
M87-S971S(&%C<75I<F5D/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X
M=#X\<"!S='EL93TS1"=F;VYT.B`Q,'!T+S$P+C`U<'0@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF.R!M87)G:6XZ(#`[('1E>'0M86QI9VXZ(&IU
M<W1I9GD[('1E>'0M:6YD96YT.B`P+C(U:6XG/CPO<#X-"@T*/'1A8FQE(&-E
M;&QP861D:6YG/3-$,"!C96QL<W!A8VEN9STS1#`@<W1Y;&4],T0G8F]R9&5R
M+6-O;&QA<'-E.B!C;VQL87!S93L@=VED=&@Z(#$P,"4[(&9O;G0Z(#$P<'0@
M0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SX-"CQT<B!S='EL93TS
M1"=V97)T:6-A;"UA;&EG;CH@8F]T=&]M.R!F;VYT+69A;6EL>3H@0V%L:6)R
M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SX-"B`@("`\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&IU<W1I9GD[(&9O;G0M9F%M
M:6QY.B!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/CQP('-T>6QE
M/3-$)V9O;G0Z(#$P<'0O,3`N,#5P="!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68[(&UA<F=I;CH@,#L@=&5X="UA;&EG;CH@:G5S=&EF>2<^)B,Q
M-C`[/"]P/CQP('-T>6QE/3-$)V9O;G0Z(#$P<'0O,3`N,#5P="!#86QI8G)I
M+"!(96QV971I8V$L(%-A;G,M4V5R:68[(&UA<F=I;CH@,#L@=&5X="UA;&EG
M;CH@:G5S=&EF>2<^/&D^*"0@:6X@=&AO=7-A;F1S*3PO:3X\+W`^/"]T9#X\
M=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`Q
M<'0[(&9O;G0M9F%M:6QY.B!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R
M:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&-O;'-P86X],T0R(&YO=W)A<#TS
M1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!C96YT97([(&)O<F1E<BUB
M;W1T;VTZ($)L86-K(#%P="!S;VQI9#L@9F]N="UF86UI;'DZ($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9B<^07,@/&)R("\^4F5C;W)D960@8GD@
M/&)R("\^5&AE($)A;FL@;V8\8G(@+SX@07-H979I;&QE/"]T9#X\=&0@;F]W
M<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`Q<'0[(&9O
M;G0M9F%M:6QY.B!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C
M,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P861D:6YG
M+6)O='1O;3H@,7!T.R!F;VYT+69A;6EL>3H@0V%L:6)R:2P@2&5L=F5T:6-A
M+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!C;VQS<&%N/3-$
M,B!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@8V5N=&5R
M.R!B;W)D97(M8F]T=&]M.B!";&%C:R`Q<'0@<V]L:60[(&9O;G0M9F%M:6QY
M.B!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/D9A:7(@/&)R("\^
M5F%L=64@/&)R("\^061J=7-T;65N=',\+W1D/CQT9"!N;W=R87`],T1N;W=R
M87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#%P=#L@9F]N="UF86UI;'DZ
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\
M=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`Q
M<'0[(&9O;G0M9F%M:6QY.B!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R
M:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&-O;'-P86X],T0R(&YO=W)A<#TS
M1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!C96YT97([(&)O<F1E<BUB
M;W1T;VTZ($)L86-K(#%P="!S;VQI9#L@9F]N="UF86UI;'DZ($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9B<^07,@/&)R("\^4F5C;W)D960@8GD@
M/&)R("\^=&AE($-O;7!A;GD\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y
M;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#%P=#L@9F]N="UF86UI;'DZ($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\+W1R/@T*
M/'1R('-T>6QE/3-$)W9E<G1I8V%L+6%L:6=N.B!B;W1T;VT[(&)A8VMG<F]U
M;F0M8V]L;W(Z(')G8B@R,#0L,C,X+#(U-2D[(&9O;G0M9F%M:6QY.B!#86QI
M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/@T*("`@(#QT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@:G5S=&EF>3L@8F]R9&5R
M+6)O='1O;3H@0FQA8VL@,7!T('-O;&ED.R!F;VYT+69A;6EL>3H@0V%L:6)R
M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SY!<W-E=',\+W1D/CQT9"!N;W=R
M87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#%P=#L@9F]N
M="UF86UI;'DZ($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q
M-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A
M9&1I;F<M8F]T=&]M.B`Q<'0[('1E>'0M86QI9VXZ(&QE9G0[(&9O;G0M9F%M
M:6QY.B!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO
M=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P861D:6YG+6)O='1O
M;3H@,7!T.R!T97AT+6%L:6=N.B!R:6=H=#L@9F]N="UF86UI;'DZ($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W
M<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`Q<'0[('1E
M>'0M86QI9VXZ(&QE9G0[(&9O;G0M9F%M:6QY.B!#86QI8G)I+"!(96QV971I
M8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A
M<"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@,7!T.R!F;VYT+69A;6EL>3H@
M0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*
M("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T
M;VTZ(#%P=#L@=&5X="UA;&EG;CH@;&5F=#L@9F]N="UF86UI;'DZ($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W
M<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`Q<'0[('1E
M>'0M86QI9VXZ(')I9VAT.R!F;VYT+69A;6EL>3H@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R
M87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#%P=#L@=&5X="UA;&EG;CH@
M;&5F=#L@9F]N="UF86UI;'DZ($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$
M)W!A9&1I;F<M8F]T=&]M.B`Q<'0[(&9O;G0M9F%M:6QY.B!#86QI8G)I+"!(
M96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO
M=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@,7!T.R!T
M97AT+6%L:6=N.B!L969T.R!F;VYT+69A;6EL>3H@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R
M87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#%P=#L@=&5X="UA;&EG;CH@
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M86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/@T*("`@(#QT9"!N;W=R
M87`],T1N;W=R87`@<W1Y;&4],T0G=VED=&@Z(#8W)3L@=&5X="UA;&EG;CH@
M:G5S=&EF>3L@9F]N="UF86UI;'DZ($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9B<^0V%S:"!A;F0@8V%S:"!E<75I=F%L96YT<SPO=&0^/'1D(&YO
M=W)A<#TS1&YO=W)A<"!S='EL93TS1"=W:61T:#H@,24[(&9O;G0M9F%M:6QY
M.B!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^
M#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=W:61T:#H@,24[
M('1E>'0M86QI9VXZ(&QE9G0[(&9O;G0M9F%M:6QY.B!#86QI8G)I+"!(96QV
M971I8V$L(%-A;G,M4V5R:68G/B0\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@
M<W1Y;&4],T0G=VED=&@Z(#@E.R!T97AT+6%L:6=N.B!R:6=H=#L@9F]N="UF
M86UI;'DZ($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^,C<L,CDW
M/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W=I9'1H.B`Q)3L@
M=&5X="UA;&EG;CH@;&5F=#L@9F]N="UF86UI;'DZ($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)W=I9'1H.B`Q)3L@9F]N="UF86UI;'DZ($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@
M;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W=I9'1H.B`Q)3L@=&5X="UA;&EG
M;CH@;&5F=#L@9F]N="UF86UI;'DZ($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE
M/3-$)W=I9'1H.B`X)3L@=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0M9F%M:6QY
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M971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A
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M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=VED=&@Z(#$E.R!T97AT+6%L:6=N
M.B!L969T.R!F;VYT+69A;6EL>3H@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF)SXF(S$V,#L\+W1D/CPO='(^#0H\='(@<W1Y;&4],T0G=F5R=&EC
M86PM86QI9VXZ(&)O='1O;3L@8F%C:V=R;W5N9"UC;VQO<CH@<F=B*#(P-"PR
M,S@L,C4U*3L@9F]N="UF86UI;'DZ($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9B<^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T
M97AT+6%L:6=N.B!J=7-T:69Y.R!F;VYT+69A;6EL>3H@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF)SY396-U<FET:65S/"]T9#X\=&0@;F]W<F%P
M/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0M9F%M:6QY.B!#86QI8G)I+"!(96QV
M971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A
M<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT+69A
M;6EL>3H@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\
M+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@
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M+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N="UF86UI;'DZ
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\
M=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT
M.R!F;VYT+69A;6EL>3H@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF
M)SXF(S$U,3L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X
M="UA;&EG;CH@;&5F=#L@9F]N="UF86UI;'DZ($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P
M('-T>6QE/3-$)V9O;G0M9F%M:6QY.B!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A
M<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT+69A;6EL>3H@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N
M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O
M;G0M9F%M:6QY.B!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/C0L
M-#8Q/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI
M9VXZ(&QE9G0[(&9O;G0M9F%M:6QY.B!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68G/B8C,38P.SPO=&0^/"]T<CX-"CQT<B!S='EL93TS1"=V97)T
M:6-A;"UA;&EG;CH@8F]T=&]M.R!B86-K9W)O=6YD+6-O;&]R.B!7:&ET93L@
M9F]N="UF86UI;'DZ($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^
M#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N
M.B!J=7-T:69Y.R!F;VYT+69A;6EL>3H@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF)SY,;V%N<SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL
M93TS1"=F;VYT+69A;6EL>3H@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y
M;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N="UF86UI;'DZ($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P
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M)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4]
M,T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N="UF86UI;'DZ($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT+69A;6EL
M>3H@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXH-3$L-S(V/"]T
M9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE
M9G0[(&9O;G0M9F%M:6QY.B!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R
M:68G/BDH82D\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N
M="UF86UI;'DZ($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q
M-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E
M>'0M86QI9VXZ(&QE9G0[(&9O;G0M9F%M:6QY.B!#86QI8G)I+"!(96QV971I
M8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A
M<"!S='EL93TS1"=T97AT+6%L:6=N.B!R:6=H=#L@9F]N="UF86UI;'DZ($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^,3`R+#(V.#PO=&0^/'1D
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M#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N
M.B!J=7-T:69Y.R!F;VYT+69A;6EL>3H@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF)SY#;W)E(&1E<&]S:70@:6YT86YG:6)L93PO=&0^/'1D(&YO
M=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT+69A;6EL>3H@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N
M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N
M="UF86UI;'DZ($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q
M-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI
M9VXZ(')I9VAT.R!F;VYT+69A;6EL>3H@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF)SXF(S$U,3L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y
M;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N="UF86UI;'DZ($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P
M/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0M9F%M:6QY.B!#86QI8G)I+"!(96QV
M971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A
M<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT+69A
M;6EL>3H@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\
M+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@
M<FEG:'0[(&9O;G0M9F%M:6QY.B!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68G/C(W-SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T
M97AT+6%L:6=N.B!L969T.R!F;VYT+69A;6EL>3H@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF)SXF(S$V,#LH8BD\+W1D/CQT9"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G9F]N="UF86UI;'DZ($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$
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M9B<^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L
M:6=N.B!J=7-T:69Y.R!F;VYT+69A;6EL>3H@0V%L:6)R:2P@2&5L=F5T:6-A
M+"!386YS+5-E<FEF)SY&1$E#(&EN9&5M;FEF:6-A=&EO;B!A<W-E=#PO=&0^
M/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT+69A;6EL>3H@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@
M(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F
M=#L@9F]N="UF86UI;'DZ($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E
M>'0M86QI9VXZ(')I9VAT.R!F;VYT+69A;6EL>3H@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF)SXF(S$U,3L\+W1D/CQT9"!N;W=R87`],T1N;W=R
M87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N="UF86UI;'DZ($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@
M;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0M9F%M:6QY.B!#86QI8G)I
M+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D
M(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F
M;VYT+69A;6EL>3H@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF
M(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA
M;&EG;CH@<FEG:'0[(&9O;G0M9F%M:6QY.B!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68G/C0R+#(Q.#PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S
M='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT+69A;6EL>3H@0V%L:6)R
M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#LH8RD\+W1D/CQT9"!N
M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N="UF86UI;'DZ($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@
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M+6-O;&]R.B!R9V(H,C`T+#(S."PR-34I.R!F;VYT+69A;6EL>3H@0V%L:6)R
M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SX-"B`@("`\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&IU<W1I9GD[(&9O;G0M9F%M
M:6QY.B!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/D9O<F5C;&]S
M960@<')O<&5R=&EE<SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=F;VYT+69A;6EL>3H@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF
M)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4]
M,T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N="UF86UI;'DZ($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT+69A;6EL
M>3H@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXS+#4P,3PO=&0^
M/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T
M.R!F;VYT+69A;6EL>3H@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF
M)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N
M="UF86UI;'DZ($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q
M-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E
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M9"D\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N="UF86UI
M;'DZ($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T
M9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI
M9VXZ(&QE9G0[(&9O;G0M9F%M:6QY.B!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL
M93TS1"=T97AT+6%L:6=N.B!R:6=H=#L@9F]N="UF86UI;'DZ($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9B<^,2PS-#(\+W1D/CQT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N="UF86UI
M;'DZ($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T
M9#X\+W1R/@T*/'1R('-T>6QE/3-$)W9E<G1I8V%L+6%L:6=N.B!B;W1T;VT[
M(&)A8VMG<F]U;F0M8V]L;W(Z(%=H:71E.R!F;VYT+69A;6EL>3H@0V%L:6)R
M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SX-"B`@("`\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&IU<W1I9GD[('!A9&1I;F<M
M8F]T=&]M.B`Q<'0[(&9O;G0M9F%M:6QY.B!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68G/D]T:&5R(&%S<V5T<SPO=&0^/'1D(&YO=W)A<#TS1&YO
M=W)A<"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@,7!T.R!F;VYT+69A;6EL
M>3H@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D
M/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G8F]R9&5R+6)O
M='1O;3H@0FQA8VL@,7!T('-O;&ED.R!T97AT+6%L:6=N.B!L969T.R!F;VYT
M+69A;6EL>3H@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V
M,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G8F]R9&5R+6)O
M='1O;3H@0FQA8VL@,7!T('-O;&ED.R!T97AT+6%L:6=N.B!R:6=H=#L@9F]N
M="UF86UI;'DZ($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^,2PQ
M-#8\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB
M;W1T;VTZ(#%P=#L@=&5X="UA;&EG;CH@;&5F=#L@9F]N="UF86UI;'DZ($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@
M;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`Q<'0[
M(&9O;G0M9F%M:6QY.B!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G
M/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=B;W)D97(M8F]T=&]M.B!";&%C:R`Q<'0@<V]L:60[('1E>'0M86QI9VXZ
M(&QE9G0[(&9O;G0M9F%M:6QY.B!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=B;W)D97(M8F]T=&]M.B!";&%C:R`Q<'0@<V]L:60[('1E>'0M86QI9VXZ
M(')I9VAT.R!F;VYT+69A;6EL>3H@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF)SXH,S<P/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$
M)W!A9&1I;F<M8F]T=&]M.B`Q<'0[('1E>'0M86QI9VXZ(&QE9G0[(&9O;G0M
M9F%M:6QY.B!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/BDH92D\
M+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T
M;VTZ(#%P=#L@9F]N="UF86UI;'DZ($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P
M('-T>6QE/3-$)V)O<F1E<BUB;W1T;VTZ($)L86-K(#%P="!S;VQI9#L@=&5X
M="UA;&EG;CH@;&5F=#L@9F]N="UF86UI;'DZ($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P
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M9B<^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L
M:6=N.B!J=7-T:69Y.R!P861D:6YG+6)O='1O;3H@,7!T.R!F;VYT+69A;6EL
M>3H@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#LF(S$V
M,#LF(S$V,#M4;W1A;#PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=P861D:6YG+6)O='1O;3H@,7!T.R!F;VYT+69A;6EL>3H@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N
M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G8F]R9&5R+6)O='1O;3H@0FQA8VL@
M,7!T('-O;&ED.R!T97AT+6%L:6=N.B!L969T.R!F;VYT+69A;6EL>3H@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N
M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G8F]R9&5R+6)O='1O;3H@0FQA8VL@
M,7!T('-O;&ED.R!T97AT+6%L:6=N.B!R:6=H=#L@9F]N="UF86UI;'DZ($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^,3DP+#,Y.3PO=&0^/'1D
M(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@,7!T
M.R!T97AT+6%L:6=N.B!L969T.R!F;VYT+69A;6EL>3H@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#%P=#L@9F]N="UF86UI
M;'DZ($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T
M9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V)O<F1E<BUB
M;W1T;VTZ($)L86-K(#%P="!S;VQI9#L@=&5X="UA;&EG;CH@;&5F=#L@9F]N
M="UF86UI;'DZ($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q
M-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V)O<F1E<BUB
M;W1T;VTZ($)L86-K(#%P="!S;VQI9#L@=&5X="UA;&EG;CH@<FEG:'0[(&9O
M;G0M9F%M:6QY.B!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B@Q
M,2PW-C`\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN
M9RUB;W1T;VTZ(#%P=#L@=&5X="UA;&EG;CH@;&5F=#L@9F]N="UF86UI;'DZ
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^*3PO=&0^/'1D(&YO
M=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@,7!T.R!F
M;VYT+69A;6EL>3H@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF
M(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
M8F]R9&5R+6)O='1O;3H@0FQA8VL@,7!T('-O;&ED.R!T97AT+6%L:6=N.B!L
M969T.R!F;VYT+69A;6EL>3H@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
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M86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/@T*("`@(#QT9"!N;W=R
M87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@:G5S=&EF>3L@9F]N
M="UF86UI;'DZ($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q
M-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0M9F%M
M:6QY.B!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO
M=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L
M:6=N.B!L969T.R!F;VYT+69A;6EL>3H@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y
M;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0M9F%M:6QY.B!#86QI8G)I
M+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A
M<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT+69A
M;6EL>3H@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\
M+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N="UF86UI;'DZ
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-
M"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ
M(&QE9G0[(&9O;G0M9F%M:6QY.B!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=T97AT+6%L:6=N.B!R:6=H=#L@9F]N="UF86UI;'DZ($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0M9F%M:6QY
M.B!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^
M/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT+69A;6EL>3H@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@
M(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F
M=#L@9F]N="UF86UI;'DZ($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E
M>'0M86QI9VXZ(')I9VAT.R!F;VYT+69A;6EL>3H@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R
M87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N="UF86UI;'DZ($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\+W1R
M/@T*/'1R('-T>6QE/3-$)W9E<G1I8V%L+6%L:6=N.B!B;W1T;VT[(&)A8VMG
M<F]U;F0M8V]L;W(Z(')G8B@R,#0L,C,X+#(U-2D[(&9O;G0M9F%M:6QY.B!#
M86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/@T*("`@(#QT9"!N;W=R
M87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@:G5S=&EF>3L@8F]R
M9&5R+6)O='1O;3H@0FQA8VL@,7!T('-O;&ED.R!F;VYT+69A;6EL>3H@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SY,:6%B:6QI=&EE<SPO=&0^
M/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@
M,7!T.R!F;VYT+69A;6EL>3H@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y
M;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#%P=#L@=&5X="UA;&EG;CH@;&5F=#L@
M9F]N="UF86UI;'DZ($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^
M)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I
M;F<M8F]T=&]M.B`Q<'0[('1E>'0M86QI9VXZ(')I9VAT.R!F;VYT+69A;6EL
M>3H@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D
M/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ
M(#%P=#L@=&5X="UA;&EG;CH@;&5F=#L@9F]N="UF86UI;'DZ($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P
M/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`Q<'0[(&9O;G0M
M9F%M:6QY.B!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P
M.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P861D
M:6YG+6)O='1O;3H@,7!T.R!T97AT+6%L:6=N.B!L969T.R!F;VYT+69A;6EL
M>3H@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D
M/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ
M(#%P=#L@=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0M9F%M:6QY.B!#86QI8G)I
M+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A
M<#TS1&YO=W)A<"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@,7!T.R!T97AT
M+6%L:6=N.B!L969T.R!F;VYT+69A;6EL>3H@0V%L:6)R:2P@2&5L=F5T:6-A
M+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@
M<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#%P=#L@9F]N="UF86UI;'DZ($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@
M("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M
M.B`Q<'0[('1E>'0M86QI9VXZ(&QE9G0[(&9O;G0M9F%M:6QY.B!#86QI8G)I
M+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A
M<#TS1&YO=W)A<"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@,7!T.R!T97AT
M+6%L:6=N.B!R:6=H=#L@9F]N="UF86UI;'DZ($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P
M('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`Q<'0[('1E>'0M86QI9VXZ(&QE
M9G0[(&9O;G0M9F%M:6QY.B!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R
M:68G/B8C,38P.SPO=&0^/"]T<CX-"CQT<B!S='EL93TS1"=V97)T:6-A;"UA
M;&EG;CH@8F]T=&]M.R!B86-K9W)O=6YD+6-O;&]R.B!7:&ET93L@9F]N="UF
M86UI;'DZ($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^#0H@("`@
M/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!J=7-T
M:69Y.R!F;VYT+69A;6EL>3H@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF)SY$97!O<VET<SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=F;VYT+69A;6EL>3H@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF
M)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4]
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M(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N="UF
M86UI;'DZ($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[
M/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M
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M/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG
M;CH@;&5F=#L@9F]N="UF86UI;'DZ($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE
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M.R!B86-K9W)O=6YD+6-O;&]R.B!R9V(H,C`T+#(S."PR-34I.R!F;VYT+69A
M;6EL>3H@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SX-"B`@("`\
M=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&IU<W1I
M9GD[(&9O;G0M9F%M:6QY.B!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R
M:68G/D)O<G)O=VEN9W,\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4]
M,T0G9F]N="UF86UI;'DZ($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE
M/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0M9F%M:6QY.B!#86QI8G)I+"!(
M96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS
M1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!R:6=H=#L@9F]N="UF86UI
M;'DZ($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^-"PP,#0\+W1D
M/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F
M=#L@9F]N="UF86UI;'DZ($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O
M;G0M9F%M:6QY.B!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C
M,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T
M97AT+6%L:6=N.B!L969T.R!F;VYT+69A;6EL>3H@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R
M87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0M9F%M:6QY.B!#
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M+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA
M;&EG;CH@;&5F=#L@9F]N="UF86UI;'DZ($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T
M>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT+69A;6EL>3H@0V%L:6)R
M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXT+#`X,3PO=&0^/'1D(&YO=W)A
M<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT+69A
M;6EL>3H@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\
M+W1D/CPO='(^#0H\='(@<W1Y;&4],T0G=F5R=&EC86PM86QI9VXZ(&)O='1O
M;3L@8F%C:V=R;W5N9"UC;VQO<CH@5VAI=&4[(&9O;G0M9F%M:6QY.B!#86QI
M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/@T*("`@(#QT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@:G5S=&EF>3L@<&%D9&EN
M9RUB;W1T;VTZ(#%P=#L@9F]N="UF86UI;'DZ($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9B<^3W1H97(\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@
M<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#%P=#L@9F]N="UF86UI;'DZ($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@
M("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V)O<F1E<BUB;W1T;VTZ
M($)L86-K(#%P="!S;VQI9#L@=&5X="UA;&EG;CH@;&5F=#L@9F]N="UF86UI
M;'DZ($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T
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M2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#%P=#L@9F]N="UF
M86UI;'DZ($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[
M/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V)O<F1E
M<BUB;W1T;VTZ($)L86-K(#%P="!S;VQI9#L@=&5X="UA;&EG;CH@;&5F=#L@
M9F]N="UF86UI;'DZ($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^
M)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V)O<F1E
M<BUB;W1T;VTZ($)L86-K(#%P="!S;VQI9#L@=&5X="UA;&EG;CH@<FEG:'0[
M(&9O;G0M9F%M:6QY.B!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G
M/C$L-#0W/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I
M;F<M8F]T=&]M.B`Q<'0[('1E>'0M86QI9VXZ(&QE9G0[(&9O;G0M9F%M:6QY
M.B!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.RAH*3PO
M=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P861D:6YG+6)O='1O
M;3H@,7!T.R!F;VYT+69A;6EL>3H@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@
M<W1Y;&4],T0G8F]R9&5R+6)O='1O;3H@0FQA8VL@,7!T('-O;&ED.R!T97AT
M+6%L:6=N.B!L969T.R!F;VYT+69A;6EL>3H@0V%L:6)R:2P@2&5L=F5T:6-A
M+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@
M<W1Y;&4],T0G8F]R9&5R+6)O='1O;3H@0FQA8VL@,7!T('-O;&ED.R!T97AT
M+6%L:6=N.B!R:6=H=#L@9F]N="UF86UI;'DZ($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9B<^,2PU-3@\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@
M<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#%P=#L@=&5X="UA;&EG;CH@;&5F
M=#L@9F]N="UF86UI;'DZ($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9B<^)B,Q-C`[/"]T9#X\+W1R/@T*/'1R('-T>6QE/3-$)W9E<G1I8V%L+6%L
M:6=N.B!B;W1T;VT[(&)A8VMG<F]U;F0M8V]L;W(Z(')G8B@R,#0L,C,X+#(U
M-2D[(&9O;G0M9F%M:6QY.B!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R
M:68G/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA
M;&EG;CH@:G5S=&EF>3L@<&%D9&EN9RUB;W1T;VTZ(#%P=#L@9F]N="UF86UI
M;'DZ($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[)B,Q
M-C`[)B,Q-C`[5&]T86P\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4]
M,T0G<&%D9&EN9RUB;W1T;VTZ(#%P=#L@9F]N="UF86UI;'DZ($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@
M;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V)O<F1E<BUB;W1T;VTZ($)L86-K
M(#%P="!S;VQI9#L@=&5X="UA;&EG;CH@;&5F=#L@9F]N="UF86UI;'DZ($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@
M;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V)O<F1E<BUB;W1T;VTZ($)L86-K
M(#%P="!S;VQI9#L@=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0M9F%M:6QY.B!#
M86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/C$Y-BPS.3D\+W1D/CQT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#%P
M=#L@=&5X="UA;&EG;CH@;&5F=#L@9F]N="UF86UI;'DZ($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`Q<'0[(&9O;G0M9F%M
M:6QY.B!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO
M=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=B;W)D97(M
M8F]T=&]M.B!";&%C:R`Q<'0@<V]L:60[('1E>'0M86QI9VXZ(&QE9G0[(&9O
M;G0M9F%M:6QY.B!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C
M,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=B;W)D97(M
M8F]T=&]M.B!";&%C:R`Q<'0@<V]L:60[('1E>'0M86QI9VXZ(')I9VAT.R!F
M;VYT+69A;6EL>3H@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXQ
M+#DX-#PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P861D:6YG
M+6)O='1O;3H@,7!T.R!T97AT+6%L:6=N.B!L969T.R!F;VYT+69A;6EL>3H@
M0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#%P
M=#L@9F]N="UF86UI;'DZ($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE
M/3-$)V)O<F1E<BUB;W1T;VTZ($)L86-K(#%P="!S;VQI9#L@=&5X="UA;&EG
M;CH@;&5F=#L@9F]N="UF86UI;'DZ($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE
M/3-$)V)O<F1E<BUB;W1T;VTZ($)L86-K(#%P="!S;VQI9#L@=&5X="UA;&EG
M;CH@<FEG:'0[(&9O;G0M9F%M:6QY.B!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68G/C$Y."PS.#,\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y
M;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#%P=#L@=&5X="UA;&EG;CH@;&5F=#L@
M9F]N="UF86UI;'DZ($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^
M)B,Q-C`[/"]T9#X\+W1R/@T*/'1R('-T>6QE/3-$)W9E<G1I8V%L+6%L:6=N
M.B!B;W1T;VT[(&)A8VMG<F]U;F0M8V]L;W(Z(%=H:71E.R!F;VYT+69A;6EL
M>3H@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SX-"B`@("`\=&0@
M;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&IU<W1I9GD[
M(&9O;G0M9F%M:6QY.B!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G
M/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT
M+69A;6EL>3H@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V
M,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X
M="UA;&EG;CH@;&5F=#L@9F]N="UF86UI;'DZ($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P
M('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT+69A;6EL>3H@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N
M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N
M="UF86UI;'DZ($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q
M-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0M9F%M
M:6QY.B!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO
M=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L
M:6=N.B!L969T.R!F;VYT+69A;6EL>3H@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y
M;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0M9F%M:6QY.B!#86QI8G)I
M+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A
M<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT+69A
M;6EL>3H@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\
M+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N="UF86UI;'DZ
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-
M"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ
M(&QE9G0[(&9O;G0M9F%M:6QY.B!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=T97AT+6%L:6=N.B!R:6=H=#L@9F]N="UF86UI;'DZ($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0M9F%M:6QY
M.B!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^
M/"]T<CX-"CQT<B!S='EL93TS1"=V97)T:6-A;"UA;&EG;CH@8F]T=&]M.R!B
M86-K9W)O=6YD+6-O;&]R.B!R9V(H,C`T+#(S."PR-34I.R!F;VYT+69A;6EL
M>3H@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SX-"B`@("`\=&0@
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M("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@
M;&5F=#L@9F]N="UF86UI;'DZ($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9B<^)#PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT
M+6%L:6=N.B!R:6=H=#L@9F]N="UF86UI;'DZ($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9B<^*#8L,#`P/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P
M('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0M9F%M:6QY.B!#86QI
M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/BD\+W1D/CQT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G9F]N="UF86UI;'DZ($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P
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M;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A
M<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT+69A;6EL>3H@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N
M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O
M;G0M9F%M:6QY.B!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B@Q
M.2PW-#0\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA
M;&EG;CH@;&5F=#L@9F]N="UF86UI;'DZ($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9B<^*3PO=&0^/"]T<CX-"CQT<B!S='EL93TS1"=V97)T:6-A
M;"UA;&EG;CH@8F]T=&]M.R!B86-K9W)O=6YD+6-O;&]R.B!7:&ET93L@9F]N
M="UF86UI;'DZ($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^#0H@
M("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!J
M=7-T:69Y.R!P861D:6YG+6)O='1O;3H@,7!T.R!F;VYT+69A;6EL>3H@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SY,97-S.B8C,38P.R8C,38P
M.T%S<V5T(&1I<V-O=6YT/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE
M/3-$)W!A9&1I;F<M8F]T=&]M.B`Q<'0[(&9O;G0M9F%M:6QY.B!#86QI8G)I
M+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D
M(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=B;W)D97(M8F]T=&]M.B!";&%C
M:R`Q<'0@<V]L:60[('1E>'0M86QI9VXZ(&QE9G0[(&9O;G0M9F%M:6QY.B!#
M86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D
M(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=B;W)D97(M8F]T=&]M.B!";&%C
M:R`Q<'0@<V]L:60[('1E>'0M86QI9VXZ(')I9VAT.R!F;VYT+69A;6EL>3H@
M0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXH,C,L.30P/"]T9#X\
M=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`Q
M<'0[('1E>'0M86QI9VXZ(&QE9G0[(&9O;G0M9F%M:6QY.B!#86QI8G)I+"!(
M96QV971I8V$L(%-A;G,M4V5R:68G/BD\+W1D/CQT9"!N;W=R87`],T1N;W=R
M87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#%P=#L@9F]N="UF86UI;'DZ
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-
M"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ
M(&QE9G0[(&9O;G0M9F%M:6QY.B!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=T97AT+6%L:6=N.B!R:6=H=#L@9F]N="UF86UI;'DZ($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`Q<'0[('1E>'0M86QI
M9VXZ(&QE9G0[(&9O;G0M9F%M:6QY.B!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL
M93TS1"=P861D:6YG+6)O='1O;3H@,7!T.R!F;VYT+69A;6EL>3H@0V%L:6)R
M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@
M9F]N="UF86UI;'DZ($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^
M)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M
M86QI9VXZ(')I9VAT.R!F;VYT+69A;6EL>3H@0V%L:6)R:2P@2&5L=F5T:6-A
M+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@
M<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#%P=#L@=&5X="UA;&EG;CH@;&5F
M=#L@9F]N="UF86UI;'DZ($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9B<^)B,Q-C`[/"]T9#X\+W1R/@T*/'1R('-T>6QE/3-$)W9E<G1I8V%L+6%L
M:6=N.B!B;W1T;VT[(&)A8VMG<F]U;F0M8V]L;W(Z(')G8B@R,#0L,C,X+#(U
M-2D[(&9O;G0M9F%M:6QY.B!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R
M:68G/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA
M;&EG;CH@:G5S=&EF>3L@<&%D9&EN9RUB;W1T;VTZ(#%P=#L@9F]N="UF86UI
M;'DZ($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^0V%S:"!R96-E
M:79E9"]R96-E:79A8FQE(&9R;VT@1D1)0R!A="!C;&]S:6YG/"]T9#X\=&0@
M;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`Q<'0[
M(&9O;G0M9F%M:6QY.B!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G
M/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=B;W)D97(M8F]T=&]M.B!";&%C:R`Q<'0@<V]L:60[('1E>'0M86QI9VXZ
M(&QE9G0[(&9O;G0M9F%M:6QY.B!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=B;W)D97(M8F]T=&]M.B!";&%C:R`Q<'0@<V]L:60[('1E>'0M86QI9VXZ
M(')I9VAT.R!F;VYT+69A;6EL>3H@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF)SXR.2PY-#`\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4]
M,T0G<&%D9&EN9RUB;W1T;VTZ(#%P=#L@=&5X="UA;&EG;CH@;&5F=#L@9F]N
M="UF86UI;'DZ($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q
M-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M
M8F]T=&]M.B`Q<'0[(&9O;G0M9F%M:6QY.B!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO
M=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT+69A;6EL>3H@
M0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[
M(&9O;G0M9F%M:6QY.B!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G
M/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P861D
M:6YG+6)O='1O;3H@,7!T.R!T97AT+6%L:6=N.B!L969T.R!F;VYT+69A;6EL
M>3H@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D
M/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ
M(#%P=#L@9F]N="UF86UI;'DZ($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T
M>6QE/3-$)V)O<F1E<BUB;W1T;VTZ($)L86-K(#%P="!S;VQI9#L@=&5X="UA
M;&EG;CH@;&5F=#L@9F]N="UF86UI;'DZ($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T
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M:6QY.B!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/@T*("`@(#QT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@:G5S=&EF
M>3L@9F]N="UF86UI;'DZ($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O
M;G0M9F%M:6QY.B!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C
M,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T
M97AT+6%L:6=N.B!L969T.R!F;VYT+69A;6EL>3H@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R
M87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0M9F%M:6QY.B!#
M86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D
M(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F
M;VYT+69A;6EL>3H@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF
M(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N="UF
M86UI;'DZ($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[
M/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M
M86QI9VXZ(&QE9G0[(&9O;G0M9F%M:6QY.B!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S
M='EL93TS1"=T97AT+6%L:6=N.B!R:6=H=#L@9F]N="UF86UI;'DZ($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W
M<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0M
M9F%M:6QY.B!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P
M.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT+69A;6EL
M>3H@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D
M/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG
M;CH@;&5F=#L@9F]N="UF86UI;'DZ($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE
M/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT+69A;6EL>3H@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N="UF86UI
M;'DZ($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T
M9#X\+W1R/@T*/'1R('-T>6QE/3-$)W9E<G1I8V%L+6%L:6=N.B!B;W1T;VT[
M(&)A8VMG<F]U;F0M8V]L;W(Z(')G8B@R,#0L,C,X+#(U-2D[(&9O;G0M9F%M
M:6QY.B!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/@T*("`@(#QT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@:G5S=&EF
M>3L@<&%D9&EN9RUB;W1T;VTZ(#(N-7!T.R!F;VYT+69A;6EL>3H@0V%L:6)R
M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SY4;W1A;"!G86EN(')E8V]R9&5D
M/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T
M=&]M.B`R+C5P=#L@9F]N="UF86UI;'DZ($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0M9F%M:6QY.B!#
M86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D
M(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!R:6=H=#L@
M9F]N="UF86UI;'DZ($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^
M)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I
M;F<M8F]T=&]M.B`R+C5P=#L@=&5X="UA;&EG;CH@;&5F=#L@9F]N="UF86UI
M;'DZ($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T
M9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M
M.B`R+C5P=#L@9F]N="UF86UI;'DZ($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P
M('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0M9F%M:6QY.B!#86QI
M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO
M=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!R:6=H=#L@9F]N
M="UF86UI;'DZ($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q
M-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M
M8F]T=&]M.B`R+C5P=#L@=&5X="UA;&EG;CH@;&5F=#L@9F]N="UF86UI;'DZ
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\
M=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`R
M+C5P=#L@9F]N="UF86UI;'DZ($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T
M>6QE/3-$)V)O<F1E<BUB;W1T;VTZ($)L86-K(#(N-7!T(&1O=6)L93L@=&5X
M="UA;&EG;CH@;&5F=#L@9F]N="UF86UI;'DZ($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9B<^)#PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL
M93TS1"=B;W)D97(M8F]T=&]M.B!";&%C:R`R+C5P="!D;W5B;&4[('1E>'0M
M86QI9VXZ(')I9VAT.R!F;VYT+69A;6EL>3H@0V%L:6)R:2P@2&5L=F5T:6-A
M+"!386YS+5-E<FEF)SXQ,"PQ.38\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@
M<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#(N-7!T.R!T97AT+6%L:6=N.B!L
M969T.R!F;VYT+69A;6EL>3H@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF)SXF(S$V,#L\+W1D/CPO='(^#0H\+W1A8FQE/@T*#0H-"CQP('-T>6QE
M/3-$)V9O;G0Z(#$P<'0O,3`N,#5P="!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68[(&UA<F=I;CH@,#L@=&5X="UA;&EG;CH@:G5S=&EF>2<^)B,Q
M-C`[/"]P/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`\
M+W1A8FQE/@T*("`\+V)O9'D^#0H\+VAT;6P^#0H-"BTM+2TM+3U?3F5X=%!A
M<G1?9CDP-C-D,F%?,#-E-5\T.30T7V%B-#E?,C!E-#-D838Y83@V#0I#;VYT
M96YT+4QO8V%T:6]N.B!F:6QE.B\O+T,Z+V8Y,#8S9#)A7S`S935?-#DT-%]A
M8C0Y7S(P930S9&$V.6$X-B]7;W)K<VAE971S+U-H965T,S$N:'1M;`T*0V]N
M=&5N="U4<F%N<V9E<BU%;F-O9&EN9SH@<75O=&5D+7!R:6YT86)L90T*0V]N
M=&5N="U4>7!E.B!T97AT+VAT;6P[(&-H87)S970](G5S+6%S8VEI(@T*#0H\
M:'1M;#X-"B`@/&AE860^#0H@("`@/$U%5$$@:'1T<"UE<75I=CTS1$-O;G1E
M;G0M5'EP92!C;VYT96YT/3-$)W1E>'0O:'1M;#L@8VAA<G-E=#UU=&8M."<^
M/'-C<FEP="!T>7!E/3-$=&5X="]J879A<V-R:7!T('-R8STS1%-H;W<N:G,^
M+RH@1&\@3F]T(%)E;6]V92!4:&ES($-O;6UE;G0@*B\\+W-C<FEP=#X\+VAE
M860^#0H@(#QB;V1Y/@T*("`@(#QT86)L92!C;&%S<STS1')E<&]R="!I9#TS
M1$E$,$5704%#/@T*("`@("`@/'1R/@T*("`@("`@("`\=&@@8VQA<W,],T1T
M;"!C;VQS<&%N/3-$,2!R;W=S<&%N/3-$,CX\<W1R;VYG/E-E8W5R:71I97,@
M*%1A8FQE<RD\8G(^/"]S=')O;F<^/"]T:#X-"B`@("`@("`@/'1H(&-L87-S
M/3-$=&@@8V]L<W!A;CTS1#$^,3(@36]N=&AS($5N9&5D/"]T:#X-"B`@("`@
M(#PO='(^#0H@("`@("`\='(^#0H@("`@("`@(#QT:"!C;&%S<STS1'1H/D1E
M8RX@,S$L(#(P,3(\8G(^/"]T:#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@
M8VQA<W,],T1R93X-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$
M=&]P/CQS=')O;F<^4V5C=7)I=&EE<R!486)L97,\+W-T<F]N9SX\+W1D/@T*
M("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*
M("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')O/@T*("`@("`@("`\
M=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^0F]O:R!V86QU97,@86YD(&%P
M<')O>&EM871E(&9A:7(@=F%L=65S(&]F(&EN=F5S=&UE;G0@<V5C=7)I=&EE
M<SPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'`@<W1Y;&4],T0G
M9F]N=#H@,3!P="]N;W)M86P@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF.R!M87)G:6XZ(#`[('1E>'0M86QI9VXZ(&QE9G0G/CPO<#X-"@T*/'`@
M<W1Y;&4],T0G9F]N=#H@,3!P="\Q,"XP-7!T($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9CL@;6%R9VEN.B`P.R!T97AT+6%L:6=N.B!J=7-T:69Y
M)SXF(S$V,#L\+W`^#0H-"CQT86)L92!C96QL<&%D9&EN9STS1#`@8V5L;'-P
M86-I;F<],T0P('-T>6QE/3-$)V)O<F1E<BUC;VQL87!S93H@8V]L;&%P<V4[
M('=I9'1H.B`Q,#`E.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9B<^#0H\='(@<W1Y;&4],T0G=F5R=&EC86PM86QI9VXZ(&)O
M='1O;3L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R
M:68G/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA
M;&EG;CH@:G5S=&EF>3L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S
M='EL93TS1"=F;VYT.B!B;VQD(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF.R!P861D:6YG+6)O='1O;3H@,7!T)SXF(S$V,#L\+W1D/@T*
M("`@(#QT9"!C;VQS<&%N/3-$,30@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$
M)V9O;G0Z(&)O;&0@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R
M:68[('1E>'0M86QI9VXZ(&-E;G1E<CL@8F]R9&5R+6)O='1O;3H@0FQA8VL@
M,7!T('-O;&ED)SXR,#$R/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE
M/3-$)W!A9&1I;F<M8F]T=&]M.B`Q<'0[(&9O;G0Z(&)O;&0@,3!P="!#86QI
M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO
M=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@,7!T.R!F
M;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q
M-C`[/"]T9#X-"B`@("`\=&0@8V]L<W!A;CTS1#$T(&YO=W)A<#TS1&YO=W)A
M<"!S='EL93TS1"=T97AT+6%L:6=N.B!C96YT97([(&)O<F1E<BUB;W1T;VTZ
M($)L86-K(#%P="!S;VQI9#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I
M8V$L(%-A;G,M4V5R:68G/C(P,3$\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@
M<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#%P=#L@9F]N=#H@,3!P="!#86QI
M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/"]T<CX-
M"CQT<B!S='EL93TS1"=V97)T:6-A;"UA;&EG;CH@8F]T=&]M.R!F;VYT.B`Q
M,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^#0H@("`@/'1D
M(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!J=7-T:69Y
M.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^
M)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z
M(&)O;&0@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C
M,38P.SPO=&0^#0H@("`@/'1D(&-O;'-P86X],T0R(&YO=W)A<#TS1&YO=W)A
M<"!S='EL93TS1"=F;VYT.B!B;VQD(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A
M+"!386YS+5-E<FEF.R!T97AT+6%L:6=N.B!C96YT97(G/D%M;W)T:7IE9#PO
M=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B!B;VQD(#$P
M<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D
M/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@8F]L9"`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-
M"B`@("`\=&0@8V]L<W!A;CTS1#(@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$
M)V9O;G0Z(&)O;&0@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R
M:68[('1E>'0M86QI9VXZ(&-E;G1E<B<^1F%I<CPO=&0^/'1D(&YO=W)A<#TS
M1&YO=W)A<"!S='EL93TS1"=F;VYT.B!B;VQD(#$P<'0@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G9F]N=#H@8F]L9"`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@8V]L<W!A
M;CTS1#8@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(&)O;&0@,3!P
M="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[('1E>'0M86QI9VXZ
M(&-E;G1E<B<^56YR96%L:7IE9#PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S
M='EL93TS1"=F;VYT.B!B;VQD(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y
M;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R
M:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&-O;'-P86X],T0R(&YO=W)A<#TS
M1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!C96YT97([(&9O;G0Z(#$P
M<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SY!;6]R=&EZ960\
M+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#
M86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D
M(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@
M8V]L<W!A;CTS1#(@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI
M9VXZ(&-E;G1E<CL@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68G/D9A:7(\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4]
M,T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G
M/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT
M.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[
M/"]T9#X-"B`@("`\=&0@8V]L<W!A;CTS1#8@;F]W<F%P/3-$;F]W<F%P('-T
M>6QE/3-$)W1E>'0M86QI9VXZ(&-E;G1E<CL@9F]N=#H@,3!P="!#86QI8G)I
M+"!(96QV971I8V$L(%-A;G,M4V5R:68G/E5N<F5A;&EZ960\+W1D/CQT9"!N
M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(
M96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/"]T<CX-"CQT<B!S
M='EL93TS1"=V97)T:6-A;"UA;&EG;CH@8F]T=&]M.R!F;VYT.B`Q,'!T($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^#0H@("`@/'1D(&YO=W)A
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M:6YG+6)O='1O;3H@,7!T)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!C;VQS<&%N
M/3-$,B!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@8F]L9"`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@=&5X="UA;&EG;CH@
M8V5N=&5R.R!B;W)D97(M8F]T=&]M.B!";&%C:R`Q<'0@<V]L:60G/D-O<W0\
M+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T
M;VTZ(#%P=#L@9F]N=#H@8F]L9"`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T
M>6QE/3-$)V9O;G0Z(&)O;&0@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68[('!A9&1I;F<M8F]T=&]M.B`Q<'0G/B8C,38P.SPO=&0^#0H@
M("`@/'1D(&-O;'-P86X],T0R(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F
M;VYT.B!B;VQD(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF
M.R!T97AT+6%L:6=N.B!C96YT97([(&)O<F1E<BUB;W1T;VTZ($)L86-K(#%P
M="!S;VQI9"<^5F%L=64\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4]
M,T0G<&%D9&EN9RUB;W1T;VTZ(#%P=#L@9F]N=#H@8F]L9"`Q,'!T($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W
M<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(&)O;&0@,3!P="!#86QI8G)I
M+"!(96QV971I8V$L(%-A;G,M4V5R:68[('!A9&1I;F<M8F]T=&]M.B`Q<'0G
M/B8C,38P.SPO=&0^#0H@("`@/'1D(&-O;'-P86X],T0R(&YO=W)A<#TS1&YO
M=W)A<"!S='EL93TS1"=F;VYT.B!B;VQD(#$P<'0@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF.R!T97AT+6%L:6=N.B!C96YT97([(&)O<F1E<BUB
M;W1T;VTZ($)L86-K(#%P="!S;VQI9"<^1V%I;G,\+W1D/CQT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#%P=#L@9F]N=#H@
M8F]L9"`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q
M-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(&)O
M;&0@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[('!A9&1I
M;F<M8F]T=&]M.B`Q<'0G/B8C,38P.SPO=&0^#0H@("`@/'1D(&-O;'-P86X]
M,T0R(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B!B;VQD(#$P<'0@
M0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T97AT+6%L:6=N.B!C
M96YT97([(&)O<F1E<BUB;W1T;VTZ($)L86-K(#%P="!S;VQI9"<^*$QO<W-E
M<RD\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB
M;W1T;VTZ(#%P=#L@9F]N=#H@8F]L9"`Q,'!T($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P
M('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`Q<'0[(&9O;G0Z(#$P<'0@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@
M(#QT9"!C;VQS<&%N/3-$,B!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X
M="UA;&EG;CH@8V5N=&5R.R!B;W)D97(M8F]T=&]M.B!";&%C:R`Q<'0@<V]L
M:60[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF
M)SY#;W-T/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I
M;F<M8F]T=&]M.B`Q<'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A
M+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@
M<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#%P=#L@9F]N=#H@,3!P="!#86QI
M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@
M/'1D(&-O;'-P86X],T0R(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT
M+6%L:6=N.B!C96YT97([(&)O<F1E<BUB;W1T;VTZ($)L86-K(#%P="!S;VQI
M9#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G
M/E9A;'5E/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I
M;F<M8F]T=&]M.B`Q<'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A
M+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@
M<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#%P=#L@9F]N=#H@,3!P="!#86QI
M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@
M/'1D(&-O;'-P86X],T0R(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT
M+6%L:6=N.B!C96YT97([(&)O<F1E<BUB;W1T;VTZ($)L86-K(#%P="!S;VQI
M9#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G
M/D=A:6YS/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I
M;F<M8F]T=&]M.B`Q<'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A
M+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@
M<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#%P=#L@9F]N=#H@,3!P="!#86QI
M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@
M/'1D(&-O;'-P86X],T0R(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT
M+6%L:6=N.B!C96YT97([(&)O<F1E<BUB;W1T;VTZ($)L86-K(#%P="!S;VQI
M9#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G
M/BA,;W-S97,I/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A
M9&1I;F<M8F]T=&]M.B`Q<'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CPO='(^#0H\='(@<W1Y;&4]
M,T0G=F5R=&EC86PM86QI9VXZ(&)O='1O;3L@9F]N=#H@,3!P="!#86QI8G)I
M+"!(96QV971I8V$L(%-A;G,M4V5R:68G/@T*("`@(#QT9"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@:G5S=&EF>3L@9F]N=#H@,3!P
M="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^
M/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\
M=&0@8V]L<W!A;CTS1#(@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M
M86QI9VXZ(&IU<W1I9GD[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A
M+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@
M<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^
M)B,Q-C`[/"]T9#X-"B`@("`\=&0@8V]L<W!A;CTS1#(@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&IU<W1I9GD[(&9O;G0Z(#$P<'0@
M0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I
M+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A
M<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@8V]L<W!A
M;CTS1#(@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&IU
M<W1I9GD[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
M9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C
M,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q
M,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T
M9#X-"B`@("`\=&0@8V]L<W!A;CTS1#(@;F]W<F%P/3-$;F]W<F%P('-T>6QE
M/3-$)W1E>'0M86QI9VXZ(&IU<W1I9GD[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I
M8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A
M<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@8V]L<W!A;CTS1#(@;F]W
M<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&IU<W1I9GD[(&9O
M;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V
M,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P
M="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^
M/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\
M=&0@8V]L<W!A;CTS1#(@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M
M86QI9VXZ(&IU<W1I9GD[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A
M+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@
M<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^
M)B,Q-C`[/"]T9#X-"B`@("`\=&0@8V]L<W!A;CTS1#(@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&IU<W1I9GD[(&9O;G0Z(#$P<'0@
M0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I
M+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A
M<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@8V]L<W!A
M;CTS1#(@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&IU
M<W1I9GD[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
M9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C
M,38P.SPO=&0^/"]T<CX-"CQT<B!S='EL93TS1"=V97)T:6-A;"UA;&EG;CH@
M8F]T=&]M.R!B86-K9W)O=6YD+6-O;&]R.B!R9V(H,C`T+#(S."PR-34I.R!F
M;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^#0H@
M("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!J
M=7-T:69Y.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9B<^4V5C=7)I=&EE<R!A=F%I;&%B;&4@9F]R('-A;&4Z/"]T9#X\=&0@
M;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(&)O;&0@,3!P="!#86QI
M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@
M/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B!B;VQD(#$P<'0@
M0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T97AT+6%L:6=N.B!L
M969T)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
M9F]N=#H@8F]L9"`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9CL@=&5X="UA;&EG;CH@<FEG:'0G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS
M1&YO=W)A<"!S='EL93TS1"=F;VYT.B!B;VQD(#$P<'0@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF.R!T97AT+6%L:6=N.B!L969T)SXF(S$V,#L\
M+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#
M86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@
M("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L
M969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E
M>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P
M('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R
M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R
M87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV
M971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A
M<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q
M,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T
M9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I
M9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E
M>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A
M+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@
M<W1Y;&4],T0G9F]N=#H@8F]L9"`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)V9O;G0Z(&)O;&0@,3!P="!#86QI8G)I+"!(96QV971I
M8V$L(%-A;G,M4V5R:68[('1E>'0M86QI9VXZ(&QE9G0G/B8C,38P.SPO=&0^
M/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B!B;VQD(#$P<'0@
M0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T97AT+6%L:6=N.B!R
M:6=H="<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$
M)V9O;G0Z(&)O;&0@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R
M:68[('1E>'0M86QI9VXZ(&QE9G0G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS
M1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@
M0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[
M(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF
M(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA
M;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL
M93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE
M/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@
M0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@
M9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C
M,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q
M,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T
M9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI
M9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4]
M,T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#
M86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D
M(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@
M;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O
M;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V
M,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG
M;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4]
M,T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV
M971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/"]T<CX-"CQT<B!S='EL
M93TS1"=V97)T:6-A;"UA;&EG;CH@8F]T=&]M.R!B86-K9W)O=6YD+6-O;&]R
M.B!7:&ET93L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68G/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=VED
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M.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=W:61T
M:#H@,24[(&9O;G0Z(&)O;&0@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68[('1E>'0M86QI9VXZ(&QE9G0G/B0\+W1D/CQT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G=VED=&@Z(#<E.R!F;VYT.B!B;VQD(#$P<'0@
M0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T97AT+6%L:6=N.B!R
M:6=H="<^,3$L-3`P/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$
M)W=I9'1H.B`Q)3L@9F]N=#H@8F]L9"`Q,'!T($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9CL@=&5X="UA;&EG;CH@;&5F="<^)B,Q-C`[/"]T9#X\
M=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W=I9'1H.B`Q)3L@9F]N=#H@
M8F]L9"`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q
M-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W=I
M9'1H.B`Q)3L@9F]N=#H@8F]L9"`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9CL@=&5X="UA;&EG;CH@;&5F="<^)B,Q-C`[/"]T9#X\=&0@
M;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W=I9'1H.B`W)3L@9F]N=#H@8F]L
M9"`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@=&5X="UA
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M:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL
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M)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4]
M,T0G=VED=&@Z(#$E.R!T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@
M;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W=I9'1H.B`W)3L@=&5X="UA;&EG
M;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF)SX\9F]N="!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0G/B8C.30W
M,CL\+V9O;G0^/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W=I
M9'1H.B`Q)3L@=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I
M+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A
M<#TS1&YO=W)A<"!S='EL93TS1"=W:61T:#H@,24[(&9O;G0Z(#$P<'0@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@
M(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=VED=&@Z(#$E.R!T97AT
M+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T
M>6QE/3-$)W=I9'1H.B`W)3L@=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P
M<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXS-"PU,3$\+W1D
M/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=VED=&@Z(#$E.R!T97AT
M+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T
M>6QE/3-$)W=I9'1H.B`Q)3L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I
M8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS
M1&YO=W)A<"!S='EL93TS1"=W:61T:#H@,24[('1E>'0M86QI9VXZ(&QE9G0[
M(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF
M(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=VED=&@Z
M(#<E.R!T97AT+6%L:6=N.B!R:6=H=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(
M96QV971I8V$L(%-A;G,M4V5R:68G/C,T+#8V-3PO=&0^/'1D(&YO=W)A<#TS
M1&YO=W)A<"!S='EL93TS1"=W:61T:#H@,24[('1E>'0M86QI9VXZ(&QE9G0[
M(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF
M(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=VED=&@Z
M(#$E.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE
M/3-$)W=I9'1H.B`Q)3L@=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#
M86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D
M(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=W:61T:#H@-R4[('1E>'0M86QI
M9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9B<^,3<P/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$
M)W=I9'1H.B`Q)3L@=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI
M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/CPO=&0^/'1D(&YO=W)A<#TS
M1&YO=W)A<"!S='EL93TS1"=W:61T:#H@,24[(&9O;G0Z(#$P<'0@0V%L:6)R
M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=VED=&@Z(#$E.R!T97AT+6%L
M:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE
M/3-$)W=I9'1H.B`W)3L@=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@
M0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXH,38\+W1D/CQT9"!N
M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=VED=&@Z(#$E.R!T97AT+6%L:6=N
M.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9B<^*3PO=&0^/"]T<CX-"CQT<B!S='EL93TS1"=V97)T:6-A;"UA;&EG
M;CH@8F]T=&]M.R!B86-K9W)O=6YD+6-O;&]R.B!R9V(H,C`T+#(S."PR-34I
M.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^
M#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N
M.B!J=7-T:69Y.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9B<^)B,Q-C`[)B,Q-C`[36]R=&=A9V4M8F%C:V5D('-E8W5R:71I
M97,\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@8F]L
M9"`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[
M/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z
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M969T)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
M9F]N=#H@8F]L9"`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE
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M+6%L:6=N.B!L969T)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@
M<W1Y;&4],T0G9F]N=#H@8F]L9"`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)V9O;G0Z(&)O;&0@,3!P="!#86QI8G)I+"!(96QV971I
M8V$L(%-A;G,M4V5R:68[('1E>'0M86QI9VXZ(&QE9G0G/B8C,38P.SPO=&0^
M/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B!B;VQD(#$P<'0@
M0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T97AT+6%L:6=N.B!R
M:6=H="<^,RPW,3<\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
M9F]N=#H@8F]L9"`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9CL@=&5X="UA;&EG;CH@;&5F="<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)V9O;G0Z(&)O;&0@,3!P="!#86QI8G)I+"!(96QV
M971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A
M<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B!B;VQD(#$P<'0@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T97AT+6%L:6=N.B!L969T)SXF(S$V
M,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@8F]L
M9"`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@=&5X="UA
M;&EG;CH@<FEG:'0G/B@S,S`\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y
M;&4],T0G9F]N=#H@8F]L9"`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9CL@=&5X="UA;&EG;CH@;&5F="<^*3PO=&0^/'1D(&YO=W)A<#TS
M1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@
M0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[
M(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXQ
M,C`L,#,R/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M
M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y
M;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R
M:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL
M93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^,3(T+#$P-3PO=&0^
M/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T
M.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^
M)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z
M(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\
M+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA
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M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I
M+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D
M(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F
M;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q
M-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI
M9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9B<^*#DQ/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$
M)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF)SXI/"]T9#X\+W1R/@T*/'1R('-T>6QE/3-$)W9E
M<G1I8V%L+6%L:6=N.B!B;W1T;VT[(&)A8VMG<F]U;F0M8V]L;W(Z(%=H:71E
M.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^
M#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N
M.B!J=7-T:69Y.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9B<^)B,Q-C`[)B,Q-C`[0V]R<&]R871E(&)O;F1S/"]T9#X\=&0@
M;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(&)O;&0@,3!P="!#86QI
M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@
M/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B!B;VQD(#$P<'0@
M0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T97AT+6%L:6=N.B!L
M969T)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
M9F]N=#H@8F]L9"`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
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M/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@8F]L
M9"`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@=&5X="UA
M;&EG;CH@;&5F="<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T
M>6QE/3-$)V9O;G0Z(&)O;&0@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68[('1E>'0M86QI9VXZ(')I9VAT)SXS+#@Q,SPO=&0^/'1D(&YO
M=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B!B;VQD(#$P<'0@0V%L:6)R
M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T97AT+6%L:6=N.B!L969T)SXF
M(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@
M8F]L9"`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q
M-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O
M;G0Z(&)O;&0@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[
M('1E>'0M86QI9VXZ(&QE9G0G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO
M=W)A<"!S='EL93TS1"=F;VYT.B!B;VQD(#$P<'0@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF.R!T97AT+6%L:6=N.B!R:6=H="<^-S4\+W1D/CQT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@8F]L9"`Q,'!T($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@=&5X="UA;&EG;CH@;&5F
M="<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O
M;G0Z(&)O;&0@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G
M/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=F;VYT.B!B;VQD(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF.R!T97AT+6%L:6=N.B!L969T)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@8F]L9"`Q,'!T($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9CL@=&5X="UA;&EG;CH@<FEG:'0G/B@R-C`\
M+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@8F]L9"`Q
M,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@=&5X="UA;&EG
M;CH@;&5F="<^*3PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F
M;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q
M-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E
M>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A
M+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@
M<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R
M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXQ,RPQ.#D\+W1D/CQT9"!N;W=R
M87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@
M,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO
M=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@
M("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE
M9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF
M)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X
M="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A
M+"!386YS+5-E<FEF)SXQ,BPT.#@\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@
M<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I
M+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A
M<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P
M/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P
M<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D
M/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG
M:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF
M)SXR-SD\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA
M;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL
M93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE
M/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@
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M<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SX-"B`@("`\=&0@
M;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&IU<W1I9GD[
M('!A9&1I;F<M8F]T=&]M.B`Q<'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#LF(S$V,#M%<75I='D@<V5C=7)I
M=&EE<SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B!B
M;VQD(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!P861D
M:6YG+6)O='1O;3H@,7!T)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G8F]R9&5R+6)O='1O;3H@0FQA8VL@,7!T('-O
M;&ED.R!F;VYT.B!B;VQD(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF.R!T97AT+6%L:6=N.B!L969T)SXF(S$V,#L\+W1D/CQT9"!N;W=R
M87`],T1N;W=R87`@<W1Y;&4],T0G8F]R9&5R+6)O='1O;3H@0FQA8VL@,7!T
M('-O;&ED.R!F;VYT.B!B;VQD(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF.R!T97AT+6%L:6=N.B!R:6=H="<^-2PP,C8\+W1D/CQT9"!N
M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#%P=#L@
M9F]N=#H@8F]L9"`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9CL@=&5X="UA;&EG;CH@;&5F="<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)V9O;G0Z(&)O;&0@,3!P="!#86QI8G)I+"!(96QV
M971I8V$L(%-A;G,M4V5R:68[('!A9&1I;F<M8F]T=&]M.B`Q<'0G/B8C,38P
M.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=B;W)D
M97(M8F]T=&]M.B!";&%C:R`Q<'0@<V]L:60[(&9O;G0Z(&)O;&0@,3!P="!#
M86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[('1E>'0M86QI9VXZ(&QE
M9G0G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=B
M;W)D97(M8F]T=&]M.B!";&%C:R`Q<'0@<V]L:60[(&9O;G0Z(&)O;&0@,3!P
M="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[('1E>'0M86QI9VXZ
M(')I9VAT)SXU+#`Q-SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=P861D:6YG+6)O='1O;3H@,7!T.R!F;VYT.B!B;VQD(#$P<'0@0V%L:6)R
M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T97AT+6%L:6=N.B!L969T)SXF
M(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@
M8F]L9"`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@<&%D
M9&EN9RUB;W1T;VTZ(#%P="<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P
M/3-$;F]W<F%P('-T>6QE/3-$)V)O<F1E<BUB;W1T;VTZ($)L86-K(#%P="!S
M;VQI9#L@9F]N=#H@8F]L9"`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9CL@=&5X="UA;&EG;CH@;&5F="<^)B,Q-C`[/"]T9#X\=&0@;F]W
M<F%P/3-$;F]W<F%P('-T>6QE/3-$)V)O<F1E<BUB;W1T;VTZ($)L86-K(#%P
M="!S;VQI9#L@9F]N=#H@8F]L9"`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9CL@=&5X="UA;&EG;CH@<FEG:'0G/C$V/"]T9#X\=&0@;F]W
M<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`Q<'0[(&9O
M;G0Z(&)O;&0@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[
M('1E>'0M86QI9VXZ(&QE9G0G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO
M=W)A<"!S='EL93TS1"=F;VYT.B!B;VQD(#$P<'0@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF.R!P861D:6YG+6)O='1O;3H@,7!T)SXF(S$V,#L\
M+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G8F]R9&5R
M+6)O='1O;3H@0FQA8VL@,7!T('-O;&ED.R!F;VYT.B!B;VQD(#$P<'0@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T97AT+6%L:6=N.B!L969T
M)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G8F]R
M9&5R+6)O='1O;3H@0FQA8VL@,7!T('-O;&ED.R!F;VYT.B!B;VQD(#$P<'0@
M0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T97AT+6%L:6=N.B!R
M:6=H="<^*#(U/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A
M9&1I;F<M8F]T=&]M.B`Q<'0[(&9O;G0Z(&)O;&0@,3!P="!#86QI8G)I+"!(
M96QV971I8V$L(%-A;G,M4V5R:68[('1E>'0M86QI9VXZ(&QE9G0G/BD\+W1D
M/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ
M(#%P=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R
M:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL
M93TS1"=B;W)D97(M8F]T=&]M.B!";&%C:R`Q<'0@<V]L:60[(&9O;G0Z(#$P
M<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T97AT+6%L:6=N
M.B!L969T)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4]
M,T0G8F]R9&5R+6)O='1O;3H@0FQA8VL@,7!T('-O;&ED.R!F;VYT.B`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@=&5X="UA;&EG;CH@
M<FEG:'0G/C$P+#DY.#PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=P861D:6YG+6)O='1O;3H@,7!T.R!T97AT+6%L:6=N.B!L969T.R!F;VYT
M.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[
M/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T
M=&]M.B`Q<'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@
M<W1Y;&4],T0G8F]R9&5R+6)O='1O;3H@0FQA8VL@,7!T('-O;&ED.R!F;VYT
M.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@=&5X="UA
M;&EG;CH@;&5F="<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T
M>6QE/3-$)V)O<F1E<BUB;W1T;VTZ($)L86-K(#%P="!S;VQI9#L@9F]N=#H@
M,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[('1E>'0M86QI
M9VXZ(')I9VAT)SXQ,2PS-C@\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y
M;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#%P=#L@=&5X="UA;&EG;CH@;&5F=#L@
M9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C
M,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P861D:6YG
M+6)O='1O;3H@,7!T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)V)O<F1E<BUB;W1T;VTZ($)L86-K(#%P="!S;VQI9#L@
M9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[('1E
M>'0M86QI9VXZ(&QE9G0G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A
M<"!S='EL93TS1"=B;W)D97(M8F]T=&]M.B!";&%C:R`Q<'0@<V]L:60[(&9O
M;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T97AT
M+6%L:6=N.B!R:6=H="<^-#`Y/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T
M>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`Q<'0[('1E>'0M86QI9VXZ(&QE9G0[
M(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF
M(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN
M9RUB;W1T;VTZ(#%P=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO
M=W)A<"!S='EL93TS1"=B;W)D97(M8F]T=&]M.B!";&%C:R`Q<'0@<V]L:60[
M(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T
M97AT+6%L:6=N.B!L969T)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R
M87`@<W1Y;&4],T0G8F]R9&5R+6)O='1O;3H@0FQA8VL@,7!T('-O;&ED.R!F
M;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@=&5X
M="UA;&EG;CH@<FEG:'0G/B@S.3PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S
M='EL93TS1"=P861D:6YG+6)O='1O;3H@,7!T.R!T97AT+6%L:6=N.B!L969T
M.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^
M*3PO=&0^/"]T<CX-"CQT<B!S='EL93TS1"=V97)T:6-A;"UA;&EG;CH@8F]T
M=&]M.R!B86-K9W)O=6YD+6-O;&]R.B!7:&ET93L@9F]N=#H@,3!P="!#86QI
M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/@T*("`@(#QT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@:G5S=&EF>3L@<&%D9&EN
M9RUB;W1T;VTZ(#(N-7!T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9B<^5&]T86P@879A:6QA8FQE(&9O<B!S86QE/"]T9#X\
M=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(&)O;&0@,3!P="!#
M86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[('!A9&1I;F<M8F]T=&]M
M.B`R+C5P="<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P
M('-T>6QE/3-$)V)O<F1E<BUB;W1T;VTZ($)L86-K(#(N-7!T(&1O=6)L93L@
M9F]N=#H@8F]L9"`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9CL@=&5X="UA;&EG;CH@;&5F="<^)#PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A
M<"!S='EL93TS1"=B;W)D97(M8F]T=&]M.B!";&%C:R`R+C5P="!D;W5B;&4[
M(&9O;G0Z(&)O;&0@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R
M:68[('1E>'0M86QI9VXZ(')I9VAT)SXQ-C0L,#8S/"]T9#X\=&0@;F]W<F%P
M/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`R+C5P=#L@9F]N
M=#H@8F]L9"`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@
M=&5X="UA;&EG;CH@;&5F="<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)V9O;G0Z(&)O;&0@,3!P="!#86QI8G)I+"!(96QV971I
M8V$L(%-A;G,M4V5R:68[('!A9&1I;F<M8F]T=&]M.B`R+C5P="<^)B,Q-C`[
M/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V)O<F1E
M<BUB;W1T;VTZ($)L86-K(#(N-7!T(&1O=6)L93L@9F]N=#H@8F]L9"`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@=&5X="UA;&EG;CH@
M;&5F="<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$
M)V)O<F1E<BUB;W1T;VTZ($)L86-K(#(N-7!T(&1O=6)L93L@9F]N=#H@8F]L
M9"`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@=&5X="UA
M;&EG;CH@<FEG:'0G/C$V-RPS-3(\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@
M<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#(N-7!T.R!F;VYT.B!B;VQD(#$P
M<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T97AT+6%L:6=N
M.B!L969T)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4]
M,T0G9F]N=#H@8F]L9"`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9CL@<&%D9&EN9RUB;W1T;VTZ(#(N-7!T)SXF(S$V,#L\+W1D/@T*("`@
M(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G8F]R9&5R+6)O='1O;3H@
M0FQA8VL@,BXU<'0@9&]U8FQE.R!F;VYT.B!B;VQD(#$P<'0@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T97AT+6%L:6=N.B!L969T)SXF(S$V
M,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G8F]R9&5R+6)O
M='1O;3H@0FQA8VL@,BXU<'0@9&]U8FQE.R!F;VYT.B!B;VQD(#$P<'0@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T97AT+6%L:6=N.B!R:6=H
M="<^,RPY,#0\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D
M9&EN9RUB;W1T;VTZ(#(N-7!T.R!F;VYT.B!B;VQD(#$P<'0@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T97AT+6%L:6=N.B!L969T)SXF(S$V
M,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@8F]L
M9"`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@<&%D9&EN
M9RUB;W1T;VTZ(#(N-7!T)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G8F]R9&5R+6)O='1O;3H@0FQA8VL@,BXU<'0@
M9&]U8FQE.R!F;VYT.B!B;VQD(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF.R!T97AT+6%L:6=N.B!L969T)SXF(S$V,#L\+W1D/CQT9"!N
M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G8F]R9&5R+6)O='1O;3H@0FQA8VL@
M,BXU<'0@9&]U8FQE.R!F;VYT.B!B;VQD(#$P<'0@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF.R!T97AT+6%L:6=N.B!R:6=H="<^*#8Q-3PO=&0^
M/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@
M,BXU<'0[(&9O;G0Z(&)O;&0@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68[('1E>'0M86QI9VXZ(&QE9G0G/BD\+W1D/CQT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#(N-7!T.R!F;VYT
M.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[
M/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V)O<F1E
M<BUB;W1T;VTZ($)L86-K(#(N-7!T(&1O=6)L93L@9F]N=#H@,3!P="!#86QI
M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[('1E>'0M86QI9VXZ(&QE9G0G
M/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=B;W)D
M97(M8F]T=&]M.B!";&%C:R`R+C5P="!D;W5B;&4[(&9O;G0Z(#$P<'0@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T97AT+6%L:6=N.B!R:6=H
M="<^,3<X+#<S,#PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P
M861D:6YG+6)O='1O;3H@,BXU<'0[('1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z
M(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\
M+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T
M;VTZ(#(N-7!T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P
M('-T>6QE/3-$)V)O<F1E<BUB;W1T;VTZ($)L86-K(#(N-7!T(&1O=6)L93L@
M9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[('1E
M>'0M86QI9VXZ(&QE9G0G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A
M<"!S='EL93TS1"=B;W)D97(M8F]T=&]M.B!";&%C:R`R+C5P="!D;W5B;&4[
M(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T
M97AT+6%L:6=N.B!R:6=H="<^,3@R+#8R-CPO=&0^/'1D(&YO=W)A<#TS1&YO
M=W)A<"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@,BXU<'0[('1E>'0M86QI
M9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4]
M,T0G<&%D9&EN9RUB;W1T;VTZ(#(N-7!T.R!F;VYT.B`Q,'!T($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@
M;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V)O<F1E<BUB;W1T;VTZ($)L86-K
M(#(N-7!T(&1O=6)L93L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68[('1E>'0M86QI9VXZ(&QE9G0G/B8C,38P.SPO=&0^/'1D
M(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=B;W)D97(M8F]T=&]M.B!";&%C
M:R`R+C5P="!D;W5B;&4[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A
M+"!386YS+5-E<FEF.R!T97AT+6%L:6=N.B!R:6=H="<^-2PP,C(\+W1D/CQT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#(N
M-7!T.R!T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`R+C5P=#L@9F]N=#H@
M,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO
M=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=B;W)D97(M
M8F]T=&]M.B!";&%C:R`R+C5P="!D;W5B;&4[(&9O;G0Z(#$P<'0@0V%L:6)R
M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T97AT+6%L:6=N.B!L969T)SXF
M(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G8F]R9&5R
M+6)O='1O;3H@0FQA8VL@,BXU<'0@9&]U8FQE.R!F;VYT.B`Q,'!T($-A;&EB
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M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SX-"B`@("`\=&0@;F]W<F%P
M/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&IU<W1I9GD[(&9O;G0Z
M(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\
M+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#
M86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@
M("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L
M969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E
M>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P
M('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R
M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R
M87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV
M971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A
M<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q
M,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T
M9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I
M9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E
M>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A
M+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@
M<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S
M='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P
M/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q
M,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T
M9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE
M9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF
M)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N
M=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P
M.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT
M+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T
M>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P
M/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P
M<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D
M/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI
M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@
M/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T
M.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^
M)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M
M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T
M>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I
M8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS
M1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\
M=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT
M.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^
M)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M
M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y
M;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R
M:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL
M93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\
M=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[
M(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF
M(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@
M,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO
M=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L
M:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE
M/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@
M0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CPO
M='(^#0H\='(@<W1Y;&4],T0G=F5R=&EC86PM86QI9VXZ(&)O='1O;3L@8F%C
M:V=R;W5N9"UC;VQO<CH@5VAI=&4[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF)SX-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P
M('-T>6QE/3-$)W1E>'0M86QI9VXZ(&IU<W1I9GD[(&9O;G0Z(#$P<'0@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SY396-U<FET:65S(&AE;&0@
M=&\@;6%T=7)I='DZ/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$
M)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF
M(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
M=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I
M8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A
M<"!S='EL93TS1"=T97AT+6%L:6=N.B!R:6=H=#L@9F]N=#H@,3!P="!#86QI
M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO
M=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT
M.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[
M/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@
M0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*
M("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@
M;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R
M:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T
M97AT+6%L:6=N.B!R:6=H=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I
M8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A
M<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W
M<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R
M87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@
M,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO
M=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!R
M:6=H=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R
M:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T
M97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P
M('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@
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M969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O
M;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V
M,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X
M="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S
M='EL93TS1"=T97AT+6%L:6=N.B!R:6=H=#L@9F]N=#H@,3!P="!#86QI8G)I
M+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A
M<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q
M,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T
M9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@
M(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F
M=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G
M/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT
M+6%L:6=N.B!R:6=H=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S
M='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P
M/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P
M="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^
M/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!R:6=H
M=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G
M/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT
M+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T
M>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y
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M.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^
M)B,Q-C`[/"]T9#X\+W1R/@T*/'1R('-T>6QE/3-$)W9E<G1I8V%L+6%L:6=N
M.B!B;W1T;VT[(&)A8VMG<F]U;F0M8V]L;W(Z(')G8B@R,#0L,C,X+#(U-2D[
M(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SX-
M"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ
M(&QE9G0[('!A9&1I;F<M8F]T=&]M.B`R+C5P=#L@9F]N=#H@,3!P="!#86QI
M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.R8C,38P.U-T871E
M(&%N9"!L;V-A;"!G;W9E<FYM96YT<SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A
M<"!S='EL93TS1"=F;VYT.B!B;VQD(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A
M+"!386YS+5-E<FEF.R!P861D:6YG+6)O='1O;3H@,BXU<'0G/B8C,38P.SPO
M=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=B;W)D97(M
M8F]T=&]M.B!";&%C:R`R+C5P="!D;W5B;&4[(&9O;G0Z(&)O;&0@,3!P="!#
M86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[('1E>'0M86QI9VXZ(&QE
M9G0G/B0\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G8F]R9&5R
M+6)O='1O;3H@0FQA8VL@,BXU<'0@9&]U8FQE.R!F;VYT.B!B;VQD(#$P<'0@
M0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T97AT+6%L:6=N.B!R
M:6=H="<^-38L,#8T/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$
M)W!A9&1I;F<M8F]T=&]M.B`R+C5P=#L@9F]N=#H@8F]L9"`Q,'!T($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@=&5X="UA;&EG;CH@;&5F="<^
M)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z
M(&)O;&0@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[('!A
M9&1I;F<M8F]T=&]M.B`R+C5P="<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W
M<F%P/3-$;F]W<F%P('-T>6QE/3-$)V)O<F1E<BUB;W1T;VTZ($)L86-K(#(N
M-7!T(&1O=6)L93L@9F]N=#H@8F]L9"`Q,'!T($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9CL@=&5X="UA;&EG;CH@;&5F="<^)B,Q-C`[/"]T9#X\
M=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V)O<F1E<BUB;W1T;VTZ($)L
M86-K(#(N-7!T(&1O=6)L93L@9F]N=#H@8F]L9"`Q,'!T($-A;&EB<FDL($AE
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M;3H@,BXU<'0G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A
M<"!S='EL93TS1"=B;W)D97(M8F]T=&]M.B!";&%C:R`R+C5P="!D;W5B;&4[
M(&9O;G0Z(&)O;&0@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R
M:68[('1E>'0M86QI9VXZ(&QE9G0G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS
M1&YO=W)A<"!S='EL93TS1"=B;W)D97(M8F]T=&]M.B!";&%C:R`R+C5P="!D
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M+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G8F]R9&5R
M+6)O='1O;3H@0FQA8VL@,BXU<'0@9&]U8FQE.R!F;VYT.B`Q,'!T($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@=&5X="UA;&EG;CH@;&5F="<^
M)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V)O<F1E
M<BUB;W1T;VTZ($)L86-K(#(N-7!T(&1O=6)L93L@9F]N=#H@,3!P="!#86QI
M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[('1E>'0M86QI9VXZ(')I9VAT
M)SX\<"!S='EL93TS1"=F;VYT.B`Q,'!T+S$P+C`U<'0@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF.R!M87)G:6XZ(#`[('1E>'0M86QI9VXZ(')I
M9VAT)SXF(SDT-S([/"]P/CPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL
M93TS1"=P861D:6YG+6)O='1O;3H@,BXU<'0[('1E>'0M86QI9VXZ(&QE9G0[
M(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF
M(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN
M9RUB;W1T;VTZ(#(N-7!T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)V)O<F1E<BUB;W1T;VTZ($)L86-K(#(N-7!T(&1O
M=6)L93L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R
M:68[('1E>'0M86QI9VXZ(&QE9G0G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS
M1&YO=W)A<"!S='EL93TS1"=B;W)D97(M8F]T=&]M.B!";&%C:R`R+C5P="!D
M;W5B;&4[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF.R!T97AT+6%L:6=N.B!R:6=H="<^-3<L.3@X/"]T9#X\=&0@;F]W<F%P
M/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`R+C5P=#L@=&5X
M="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S
M='EL93TS1"=P861D:6YG+6)O='1O;3H@,BXU<'0[(&9O;G0Z(#$P<'0@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@
M(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G8F]R9&5R+6)O='1O;3H@
M0FQA8VL@,BXU<'0@9&]U8FQE.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9CL@=&5X="UA;&EG;CH@;&5F="<^)B,Q-C`[/"]T
M9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V)O<F1E<BUB;W1T;VTZ
M($)L86-K(#(N-7!T(&1O=6)L93L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV
M971I8V$L(%-A;G,M4V5R:68[('1E>'0M86QI9VXZ(')I9VAT)SXV,BPW-30\
M+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T
M;VTZ(#(N-7!T.R!T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W
M<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`R+C5P=#L@
M9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C
M,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=B
M;W)D97(M8F]T=&]M.B!";&%C:R`R+C5P="!D;W5B;&4[(&9O;G0Z(#$P<'0@
M0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T97AT+6%L:6=N.B!L
M969T)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
M8F]R9&5R+6)O='1O;3H@0FQA8VL@,BXU<'0@9&]U8FQE.R!F;VYT.B`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@=&5X="UA;&EG;CH@
M<FEG:'0G/C0L-S8V/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$
M)W!A9&1I;F<M8F]T=&]M.B`R+C5P=#L@=&5X="UA;&EG;CH@;&5F=#L@9F]N
M=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P
M.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P861D:6YG+6)O
M='1O;3H@,BXU<'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R
M87`@<W1Y;&4],T0G8F]R9&5R+6)O='1O;3H@0FQA8VL@,BXU<'0@9&]U8FQE
M.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@
M=&5X="UA;&EG;CH@;&5F="<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)V)O<F1E<BUB;W1T;VTZ($)L86-K(#(N-7!T(&1O=6)L
M93L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[
M('1E>'0M86QI9VXZ(')I9VAT)SX\<"!S='EL93TS1"=F;VYT.B`Q,'!T+S$P
M+C`U<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!M87)G:6XZ
M(#`[('1E>'0M86QI9VXZ(')I9VAT)SXF(SDT-S([/"]P/CPO=&0^/'1D(&YO
M=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@,BXU<'0[
M('1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CPO='(^#0H\+W1A8FQE/@T*
M#0H-"CQP('-T>6QE/3-$)V9O;G0Z(#$P<'0O,3`N,#5P="!#86QI8G)I+"!(
M96QV971I8V$L(%-A;G,M4V5R:68[(&UA<F=I;CH@,#L@=&5X="UA;&EG;CH@
M:G5S=&EF>2<^)B,Q-C`[/"]P/@T*#0H\<"!S='EL93TS1"=F;VYT.B`Q,'!T
M+S$P+C`U<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!M87)G
M:6XZ(#`[('1E>'0M86QI9VXZ(&IU<W1I9GDG/B8C,38P.SPO<#X\<W!A;CX\
M+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R
M93X-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/E-C:&5D
M=6QE(&]F(&EN9F]R;6%T:6]N(')E9V%R9&EN9R!S96-U<FET:65S('=I=&@@
M=6YR96%L:7IE9"!L;W-S97,\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T
M97AT/CQP('-T>6QE/3-$)V9O;G0Z(#$P<'0O;F]R;6%L($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9CL@;6%R9VEN.B`P.R!T97AT+6%L:6=N.B!J
M=7-T:69Y.R!T97AT+6EN9&5N=#H@,"XR-6EN)SX\+W`^#0H-"CQT86)L92!C
M96QL<&%D9&EN9STS1#`@8V5L;'-P86-I;F<],T0P('-T>6QE/3-$)V)O<F1E
M<BUC;VQL87!S93H@8V]L;&%P<V4[('=I9'1H.B`Q,#`E.R!F;VYT.B`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^#0H\='(@<W1Y;&4]
M,T0G=F5R=&EC86PM86QI9VXZ(&)O='1O;3L@9F]N=#H@,3!P="!#86QI8G)I
M+"!(96QV971I8V$L(%-A;G,M4V5R:68G/@T*("`@(#QT9"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G9F]N=#H@:71A;&EC(#$P<'0@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF.R!T97AT+6%L:6=N.B!J=7-T:69Y)SXH)"!I
M;B!T:&]U<V%N9',I/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$
M)W!A9&1I;F<M8F]T=&]M.B`Q<'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!C;VQS
M<&%N/3-$-B!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@
M8V5N=&5R.R!B;W)D97(M8F]T=&]M.B!";&%C:R`Q<'0@<V]L:60[(&9O;G0Z
M(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SY396-U<FET
M:65S(&EN(&%N(%5N<F5A;&EZ960@/&)R("\^#0I,;W-S(%!O<VET:6]N(&9O
M<B`\8G(@+SX-"DQE<W,@=&AA;B`Q,B!-;VYT:',\+W1D/CQT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#%P=#L@9F]N=#H@
M,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO
M=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P861D:6YG+6)O='1O
M;3H@,7!T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@8V]L<W!A;CTS1#8@;F]W<F%P
M/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&-E;G1E<CL@8F]R9&5R
M+6)O='1O;3H@0FQA8VL@,7!T('-O;&ED.R!F;VYT.B`Q,'!T($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9B<^4V5C=7)I=&EE<R!I;B!A;B!5;G)E
M86QI>F5D(#QB<B`O/@T*3&]S<R!0;W-I=&EO;B!F;W(@/&)R("\^#0I-;W)E
M('1H86X@,3(@36]N=&AS/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE
M/3-$)W!A9&1I;F<M8F]T=&]M.B`Q<'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#%P=#L@9F]N=#H@
M,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO
M=&0^#0H@("`@/'1D(&-O;'-P86X],T0V(&YO=W)A<#TS1&YO=W)A<"!S='EL
M93TS1"=T97AT+6%L:6=N.B!C96YT97([(&)O<F1E<BUB;W1T;VTZ($)L86-K
M(#%P="!S;VQI9#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68G/E1O=&%L/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE
M/3-$)W!A9&1I;F<M8F]T=&]M.B`Q<'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CPO='(^#0H\='(@
M<W1Y;&4],T0G=F5R=&EC86PM86QI9VXZ(&)O='1O;3L@9F]N=#H@,3!P="!#
M86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/@T*("`@(#QT9"!N;W=R
M87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@:G5S=&EF>3L@9F]N
M=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P
M.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P861D:6YG+6)O
M='1O;3H@,7!T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@8V]L<W!A;CTS1#(@;F]W
M<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&-E;G1E<CL@8F]R
M9&5R+6)O='1O;3H@0FQA8VL@,7!T('-O;&ED.R!F;VYT.B`Q,'!T($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^1F%I<B!686QU93PO=&0^/'1D
M(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@,7!T
M.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^
M)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I
M;F<M8F]T=&]M.B`Q<'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A
M+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!C;VQS<&%N/3-$
M,B!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@8V5N=&5R
M.R!B;W)D97(M8F]T=&]M.B!";&%C:R`Q<'0@<V]L:60[(&9O;G0Z(#$P<'0@
M0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SY5;G)E86QI>F5D(#QB
M<B`O/@T*3&]S<V5S/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$
M)W!A9&1I;F<M8F]T=&]M.B`Q<'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#%P=#L@9F]N=#H@,3!P
M="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^
M#0H@("`@/'1D(&-O;'-P86X],T0R(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=T97AT+6%L:6=N.B!C96YT97([(&)O<F1E<BUB;W1T;VTZ($)L86-K(#%P
M="!S;VQI9#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68G/D9A:7(@5F%L=64\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y
M;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#%P=#L@9F]N=#H@,3!P="!#86QI8G)I
M+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A
M<#TS1&YO=W)A<"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@,7!T.R!F;VYT
M.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[
M/"]T9#X-"B`@("`\=&0@8V]L<W!A;CTS1#(@;F]W<F%P/3-$;F]W<F%P('-T
M>6QE/3-$)W1E>'0M86QI9VXZ(&-E;G1E<CL@8F]R9&5R+6)O='1O;3H@0FQA
M8VL@,7!T('-O;&ED.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9B<^56YR96%L:7IE9"`\8G(@+SX-"DQO<W-E<SPO=&0^/'1D
M(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@,7!T
M.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^
M)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I
M;F<M8F]T=&]M.B`Q<'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A
M+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!C;VQS<&%N/3-$
M,B!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@8V5N=&5R
M.R!B;W)D97(M8F]T=&]M.B!";&%C:R`Q<'0@<V]L:60[(&9O;G0Z(#$P<'0@
M0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SY&86ER(%9A;'5E/"]T
M9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M
M.B`Q<'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
M<&%D9&EN9RUB;W1T;VTZ(#%P=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV
M971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&-O;'-P
M86X],T0R(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!C
M96YT97([(&)O<F1E<BUB;W1T;VTZ($)L86-K(#%P="!S;VQI9#L@9F]N=#H@
M,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/E5N<F5A;&EZ
M960@/&)R("\^#0I,;W-S97,\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y
M;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#%P=#L@9F]N=#H@,3!P="!#86QI8G)I
M+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/"]T<CX-"CQT
M<B!S='EL93TS1"=V97)T:6-A;"UA;&EG;CH@8F]T=&]M.R!B86-K9W)O=6YD
M+6-O;&]R.B!R9V(H,C`T+#(S."PR-34I.R!F;VYT.B`Q,'!T($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9B<^#0H@("`@/'1D(&YO=W)A<#TS1&YO
M=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!T97AT+6EN9&5N=#H@
M+3$R+C9P=#L@<&%D9&EN9RUL969T.B`Q,BXV<'0[(&9O;G0Z(#$P<'0@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SY';W9E<FYM96YT+7-P;VYS
M;W)E9"!E;G1E<G!R:7-E('-E8W5R:71I97,\+W1D/CQT9"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO
M=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)#PO=&0^/'1D(&YO=W)A
M<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!R:6=H=#L@9F]N=#H@
M,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,34Q.SPO
M=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L
M969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O
M;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V
M,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X
M="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S
M='EL93TS1"=T97AT+6%L:6=N.B!R:6=H=#L@9F]N=#H@,3!P="!#86QI8G)I
M+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,34Q.SPO=&0^/'1D(&YO=W)A
M<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q
M,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T
M9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@
M(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F
M=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G
M/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT
M+6%L:6=N.B!R:6=H=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68G/B8C,34Q.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S
M='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P
M/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P
M="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^
M/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!R:6=H
M=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G
M/B8C,34Q.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT
M+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T
M>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y
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M.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^
M)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z
M(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\
M+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA
M;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL
M93TS1"=T97AT+6%L:6=N.B!R:6=H=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(
M96QV971I8V$L(%-A;G,M4V5R:68G/B8C,34Q.SPO=&0^/'1D(&YO=W)A<#TS
M1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\
M+W1R/@T*/'1R('-T>6QE/3-$)W9E<G1I8V%L+6%L:6=N.B!B;W1T;VT[(&)A
M8VMG<F]U;F0M8V]L;W(Z(%=H:71E.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9B<^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A
M<"!S='EL93TS1"=W:61T:#H@-#`E.R!T97AT+6%L:6=N.B!L969T.R!F;VYT
M.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^36]R=&=A
M9V4M8F%C:V5D('-E8W5R:71I97,\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@
M<W1Y;&4],T0G=VED=&@Z(#$E.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P
M/3-$;F]W<F%P('-T>6QE/3-$)W=I9'1H.B`Q)3L@=&5X="UA;&EG;CH@;&5F
M=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G
M/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=W:61T
M:#H@-R4[('1E>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9B<^,C8L,S,P/"]T9#X\=&0@;F]W<F%P
M/3-$;F]W<F%P('-T>6QE/3-$)W=I9'1H.B`Q)3L@=&5X="UA;&EG;CH@;&5F
M=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G
M/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=W:61T
M:#H@,24[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y
M;&4],T0G=VED=&@Z(#$E.R!T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\
M=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W=I9'1H.B`W)3L@=&5X="UA
M;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF)SXS,S`\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4]
M,T0G=VED=&@Z(#$E.R!T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@
M;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W=I9'1H.B`Q)3L@9F]N=#H@,3!P
M="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^
M#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=W:61T:#H@,24[
M('1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R
M87`@<W1Y;&4],T0G=VED=&@Z(#<E.R!T97AT+6%L:6=N.B!R:6=H=#L@9F]N
M=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,34Q
M.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=W:61T:#H@,24[
M('1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R
M87`@<W1Y;&4],T0G=VED=&@Z(#$E.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W
M<F%P/3-$;F]W<F%P('-T>6QE/3-$)W=I9'1H.B`Q)3L@=&5X="UA;&EG;CH@
M;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R
M:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=W
M:61T:#H@-R4[('1E>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-3$[/"]T9#X\=&0@;F]W
M<F%P/3-$;F]W<F%P('-T>6QE/3-$)W=I9'1H.B`Q)3L@=&5X="UA;&EG;CH@
M;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R
M:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=W
M:61T:#H@,24[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@
M<W1Y;&4],T0G=VED=&@Z(#$E.R!T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q
M,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T
M9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W=I9'1H.B`W)3L@=&5X
M="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A
M+"!386YS+5-E<FEF)SXR-BPS,S`\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@
M<W1Y;&4],T0G=VED=&@Z(#$E.R!T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q
M,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T
M9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W=I9'1H.B`Q)3L@9F]N
M=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P
M.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=W:61T
M:#H@,24[('1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G=VED=&@Z(#<E.R!T97AT+6%L:6=N.B!R:6=H
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M971I8V$L(%-A;G,M4V5R:68G/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@
M<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I
M+"!(96QV971I8V$L(%-A;G,M4V5R:68G/D-O<G!O<F%T92!B;VYD<SPO=&0^
M/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\
M=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[
M(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF
M(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA
M;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF)SXF(S$U,3L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y
M;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(
M96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS
M1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@
M0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[
M(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF
M(S$U,3L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA
M;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL
M93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE
M/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@
M0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXW-#`\+W1D/CQT9"!N
M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N
M=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P
M.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-
M"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ
M(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
M=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF)SXR-C`\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@
M<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I
M+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A
M<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P
M/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P
M<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D
M/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG
M:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF
M)SXW-#`\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA
M;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL
M93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE
M/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@
M0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXR-C`\+W1D/CQT9"!N
M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N
M=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P
M.SPO=&0^/"]T<CX-"CQT<B!S='EL93TS1"=V97)T:6-A;"UA;&EG;CH@8F]T
M=&]M.R!B86-K9W)O=6YD+6-O;&]R.B!7:&ET93L@9F]N=#H@,3!P="!#86QI
M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/@T*("`@(#QT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P
M="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/D5Q=6ET>2!S96-U
M<FET:65S/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z
M(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\
M+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA
M;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL
M93TS1"=T97AT+6%L:6=N.B!R:6=H=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(
M96QV971I8V$L(%-A;G,M4V5R:68G/B8C,34Q.SPO=&0^/'1D(&YO=W)A<#TS
M1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\
M=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R
M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@
M9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C
M,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L
M:6=N.B!R:6=H=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68G/B8C,34Q.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL
M93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A
M+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#
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M<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
M9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C
M,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T
M97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P
M('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^,C4\+W1D/CQT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P
M="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^
M/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\
M=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[
M(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF
M(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA
M;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF)SXS,#PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R
M87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI
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M/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG
M;CH@;&5F=#L@<&%D9&EN9RUB;W1T;VTZ(#%P=#L@9F]N=#H@,3!P="!#86QI
M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/E-T871E(&%N9"!L;V-A;"!G
M;W9E<FYM96YT<SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P
M861D:6YG+6)O='1O;3H@,7!T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P
M/3-$;F]W<F%P('-T>6QE/3-$)V)O<F1E<BUB;W1T;VTZ($)L86-K(#%P="!S
M;VQI9#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R
M:68[('1E>'0M86QI9VXZ(&QE9G0G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS
M1&YO=W)A<"!S='EL93TS1"=B;W)D97(M8F]T=&]M.B!";&%C:R`Q<'0@<V]L
M:60[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF
M.R!T97AT+6%L:6=N.B!R:6=H="<^)B,Q-3$[/"]T9#X\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`Q<'0[('1E>'0M86QI
M9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4]
M,T0G<&%D9&EN9RUB;W1T;VTZ(#%P=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(
M96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO
M=W)A<#TS1&YO=W)A<"!S='EL93TS1"=B;W)D97(M8F]T=&]M.B!";&%C:R`Q
M<'0@<V]L:60[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF.R!T97AT+6%L:6=N.B!L969T)SXF(S$V,#L\+W1D/CQT9"!N;W=R
M87`],T1N;W=R87`@<W1Y;&4],T0G8F]R9&5R+6)O='1O;3H@0FQA8VL@,7!T
M('-O;&ED.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9CL@=&5X="UA;&EG;CH@<FEG:'0G/B8C,34Q.SPO=&0^/'1D(&YO=W)A
M<#TS1&YO=W)A<"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@,7!T.R!T97AT
M+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T
M>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`Q<'0[(&9O;G0Z(#$P<'0@0V%L:6)R
M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G8F]R9&5R+6)O='1O;3H@0FQA
M8VL@,7!T('-O;&ED.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9CL@=&5X="UA;&EG;CH@;&5F="<^)B,Q-C`[/"]T9#X\=&0@
M;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V)O<F1E<BUB;W1T;VTZ($)L86-K
M(#%P="!S;VQI9#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68[('1E>'0M86QI9VXZ(')I9VAT)SXF(S$U,3L\+W1D/CQT9"!N
M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#%P=#L@
M=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I
M8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A
M<"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@,7!T.R!F;VYT.B`Q,'!T($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@
M("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V)O<F1E<BUB;W1T;VTZ
M($)L86-K(#%P="!S;VQI9#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I
M8V$L(%-A;G,M4V5R:68[('1E>'0M86QI9VXZ(&QE9G0G/B8C,38P.SPO=&0^
M/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=B;W)D97(M8F]T=&]M.B!"
M;&%C:R`Q<'0@<V]L:60[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A
M+"!386YS+5-E<FEF.R!T97AT+6%L:6=N.B!R:6=H="<^)B,Q-3$[/"]T9#X\
M=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`Q
M<'0[('1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#%P=#L@9F]N=#H@,3!P
M="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^
M#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=B;W)D97(M8F]T
M=&]M.B!";&%C:R`Q<'0@<V]L:60[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF.R!T97AT+6%L:6=N.B!L969T)SXF(S$V,#L\
M+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G8F]R9&5R+6)O='1O
M;3H@0FQA8VL@,7!T('-O;&ED.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9CL@=&5X="UA;&EG;CH@<FEG:'0G/B8C,34Q.SPO
M=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P861D:6YG+6)O='1O
M;3H@,7!T.R!T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P
M/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`Q<'0[(&9O;G0Z
M(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\
M+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G8F]R9&5R
M+6)O='1O;3H@0FQA8VL@,7!T('-O;&ED.R!F;VYT.B`Q,'!T($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9CL@=&5X="UA;&EG;CH@;&5F="<^)B,Q
M-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V)O<F1E<BUB
M;W1T;VTZ($)L86-K(#%P="!S;VQI9#L@9F]N=#H@,3!P="!#86QI8G)I+"!(
M96QV971I8V$L(%-A;G,M4V5R:68[('1E>'0M86QI9VXZ(')I9VAT)SXF(S$U
M,3L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB
M;W1T;VTZ(#%P=#L@=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI
M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/"]T<CX-
M"CQT<B!S='EL93TS1"=V97)T:6-A;"UA;&EG;CH@8F]T=&]M.R!B86-K9W)O
M=6YD+6-O;&]R.B!7:&ET93L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I
M8V$L(%-A;G,M4V5R:68G/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y
M;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@<&%D9&EN9RUB;W1T;VTZ(#(N-7!T
M.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^
M)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[5&]T86P@=&5M<&]R87)I;'D@:6UP
M86ER960@<V5C=7)I=&EE<SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL
M93TS1"=P861D:6YG+6)O='1O;3H@,BXU<'0[(&9O;G0Z(#$P<'0@0V%L:6)R
M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G8F]R9&5R+6)O='1O;3H@0FQA
M8VL@,BXU<'0@9&]U8FQE.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9CL@=&5X="UA;&EG;CH@;&5F="<^)#PO=&0^/'1D(&YO
M=W)A<#TS1&YO=W)A<"!S='EL93TS1"=B;W)D97(M8F]T=&]M.B!";&%C:R`R
M+C5P="!D;W5B;&4[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF.R!T97AT+6%L:6=N.B!R:6=H="<^,C8L,S,P/"]T9#X\=&0@
M;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`R+C5P
M=#L@=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV
M971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO
M=W)A<"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@,BXU<'0[(&9O;G0Z(#$P
M<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D
M/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G8F]R9&5R+6)O
M='1O;3H@0FQA8VL@,BXU<'0@9&]U8FQE.R!F;VYT.B`Q,'!T($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9CL@=&5X="UA;&EG;CH@;&5F="<^)B,Q
M-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V)O<F1E<BUB
M;W1T;VTZ($)L86-K(#(N-7!T(&1O=6)L93L@9F]N=#H@,3!P="!#86QI8G)I
M+"!(96QV971I8V$L(%-A;G,M4V5R:68[('1E>'0M86QI9VXZ(')I9VAT)SXS
M,S`\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB
M;W1T;VTZ(#(N-7!T.R!T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@
M;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`R+C5P
M=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G
M/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=B;W)D97(M8F]T=&]M.B!";&%C:R`R+C5P="!D;W5B;&4[(&9O;G0Z(#$P
M<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T97AT+6%L:6=N
M.B!L969T)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4]
M,T0G8F]R9&5R+6)O='1O;3H@0FQA8VL@,BXU<'0@9&]U8FQE.R!F;VYT.B`Q
M,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@=&5X="UA;&EG
M;CH@<FEG:'0G/C<W,#PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=P861D:6YG+6)O='1O;3H@,BXU<'0[('1E>'0M86QI9VXZ(&QE9G0[(&9O
M;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V
M,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB
M;W1T;VTZ(#(N-7!T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)V)O<F1E<BUB;W1T;VTZ($)L86-K(#(N-7!T(&1O=6)L
M93L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[
M('1E>'0M86QI9VXZ(&QE9G0G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO
M=W)A<"!S='EL93TS1"=B;W)D97(M8F]T=&]M.B!";&%C:R`R+C5P="!D;W5B
M;&4[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF
M.R!T97AT+6%L:6=N.B!R:6=H="<^,C@U/"]T9#X\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`R+C5P=#L@=&5X="UA;&EG
M;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=P861D:6YG+6)O='1O;3H@,BXU<'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N
M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G8F]R9&5R+6)O='1O;3H@0FQA8VL@
M,BXU<'0@9&]U8FQE.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9CL@=&5X="UA;&EG;CH@;&5F="<^)B,Q-C`[/"]T9#X\=&0@
M;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V)O<F1E<BUB;W1T;VTZ($)L86-K
M(#(N-7!T(&1O=6)L93L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68[('1E>'0M86QI9VXZ(')I9VAT)SXR-RPQ,#`\+W1D/CQT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#(N
M-7!T.R!T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`R+C5P=#L@9F]N=#H@
M,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO
M=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=B;W)D97(M
M8F]T=&]M.B!";&%C:R`R+C5P="!D;W5B;&4[(&9O;G0Z(#$P<'0@0V%L:6)R
M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T97AT+6%L:6=N.B!L969T)SXF
M(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G8F]R9&5R
M+6)O='1O;3H@0FQA8VL@,BXU<'0@9&]U8FQE.R!F;VYT.B`Q,'!T($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@=&5X="UA;&EG;CH@<FEG:'0G
M/C8Q-3PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P861D:6YG
M+6)O='1O;3H@,BXU<'0[('1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@
M0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CPO
M='(^#0H\+W1A8FQE/@T*#0H-"@T*/'`@<W1Y;&4],T0G9F]N=#H@,3!P="]N
M;W)M86P@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!M87)G:6XZ
M(#`[('1E>'0M86QI9VXZ(&IU<W1I9GD[('1E>'0M:6YD96YT.B`P+C(U:6XG
M/B8C,38P.SPO<#X-"@T*/'`@<W1Y;&4],T0G9F]N=#H@,3!P="]N;W)M86P@
M0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!M87)G:6XZ(#`[('1E
M>'0M86QI9VXZ(&QE9G0G/E1H92!F;VQL;W=I;F<@=&%B;&4@<')E<V5N=',@
M:6YF;W)M871I;VX-"G)E9V%R9&EN9R!S96-U<FET:65S('=I=&@@=6YR96%L
M:7IE9"!L;W-S97,@870@1&5C96UB97(@,S$L(#(P,3$Z/"]P/@T*#0H\<"!S
M='EL93TS1"=F;VYT.B`Q,'!T+VYO<FUA;"!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68[(&UA<F=I;CH@,#L@=&5X="UA;&EG;CH@:G5S=&EF>3L@
M=&5X="UI;F1E;G0Z(#`N,C5I;B<^)B,Q-C`[/"]P/@T*#0H\=&%B;&4@8V5L
M;'!A9&1I;F<],T0P(&-E;&QS<&%C:6YG/3-$,"!S='EL93TS1"=B;W)D97(M
M8V]L;&%P<V4Z(&-O;&QA<'-E.R!W:61T:#H@,3`P)3L@9F]N=#H@,3!P="!#
M86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/@T*/'1R('-T>6QE/3-$
M)W9E<G1I8V%L+6%L:6=N.B!B;W1T;VT[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF)SX-"B`@("`\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)V9O;G0Z(&ET86QI8R`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9CL@=&5X="UA;&EG;CH@:G5S=&EF>2<^*"0@:6X@
M=&AO=7-A;F1S*3PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P
M861D:6YG+6)O='1O;3H@,7!T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@8V]L<W!A
M;CTS1#8@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&-E
M;G1E<CL@8F]R9&5R+6)O='1O;3H@0FQA8VL@,7!T('-O;&ED.R!F;VYT.B`Q
M,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^4V5C=7)I=&EE
M<R!I;B!A;B!5;G)E86QI>F5D(#QB<B`O/@T*3&]S<R!0;W-I=&EO;B!F;W(@
M/&)R("\^#0I,97-S('1H86X@,3(@36]N=&AS/"]T9#X\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`Q<'0[(&9O;G0Z(#$P
M<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D
M/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ
M(#%P=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R
M:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&-O;'-P86X],T0V(&YO=W)A<#TS
M1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!C96YT97([(&)O<F1E<BUB
M;W1T;VTZ($)L86-K(#%P="!S;VQI9#L@9F]N=#H@,3!P="!#86QI8G)I+"!(
M96QV971I8V$L(%-A;G,M4V5R:68G/E-E8W5R:71I97,@:6X@86X@56YR96%L
M:7IE9"`\8G(@+SX-"DQO<W,@4&]S:71I;VX@9F]R(#QB<B`O/@T*36]R92!T
M:&%N(#$R($UO;G1H<SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=P861D:6YG+6)O='1O;3H@,7!T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`Q<'0[(&9O;G0Z(#$P
M<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D
M/@T*("`@(#QT9"!C;VQS<&%N/3-$-B!N;W=R87`],T1N;W=R87`@<W1Y;&4]
M,T0G=&5X="UA;&EG;CH@8V5N=&5R.R!B;W)D97(M8F]T=&]M.B!";&%C:R`Q
M<'0@<V]L:60[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF)SY4;W1A;#PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=P861D:6YG+6)O='1O;3H@,7!T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\+W1R/@T*/'1R('-T
M>6QE/3-$)W9E<G1I8V%L+6%L:6=N.B!B;W1T;VT[(&9O;G0Z(#$P<'0@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SX-"B`@("`\=&0@;F]W<F%P
M/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&IU<W1I9GD[(&9O;G0Z
M(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\
M+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T
M;VTZ(#%P=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&-O;'-P86X],T0R(&YO=W)A
M<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!C96YT97([(&)O<F1E
M<BUB;W1T;VTZ($)L86-K(#%P="!S;VQI9#L@9F]N=#H@,3!P="!#86QI8G)I
M+"!(96QV971I8V$L(%-A;G,M4V5R:68G/D9A:7(@5F%L=64\+W1D/CQT9"!N
M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#%P=#L@
M9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C
M,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P861D:6YG
M+6)O='1O;3H@,7!T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@8V]L<W!A;CTS1#(@
M;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&-E;G1E<CL@
M8F]R9&5R+6)O='1O;3H@0FQA8VL@,7!T('-O;&ED.R!F;VYT.B`Q,'!T($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^56YR96%L:7IE9"`\8G(@
M+SX-"DQO<W-E<SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P
M861D:6YG+6)O='1O;3H@,7!T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`Q<'0[(&9O;G0Z(#$P<'0@
M0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*
M("`@(#QT9"!C;VQS<&%N/3-$,B!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
M=&5X="UA;&EG;CH@8V5N=&5R.R!B;W)D97(M8F]T=&]M.B!";&%C:R`Q<'0@
M<V]L:60[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF)SY&86ER(%9A;'5E/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE
M/3-$)W!A9&1I;F<M8F]T=&]M.B`Q<'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#%P=#L@9F]N=#H@
M,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO
M=&0^#0H@("`@/'1D(&-O;'-P86X],T0R(&YO=W)A<#TS1&YO=W)A<"!S='EL
M93TS1"=T97AT+6%L:6=N.B!C96YT97([(&)O<F1E<BUB;W1T;VTZ($)L86-K
M(#%P="!S;VQI9#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68G/E5N<F5A;&EZ960@/&)R("\^#0I,;W-S97,\+W1D/CQT9"!N
M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#%P=#L@
M9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C
M,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P861D:6YG
M+6)O='1O;3H@,7!T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@8V]L<W!A;CTS1#(@
M;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&-E;G1E<CL@
M8F]R9&5R+6)O='1O;3H@0FQA8VL@,7!T('-O;&ED.R!F;VYT.B`Q,'!T($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^1F%I<B!686QU93PO=&0^
M/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@
M,7!T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A
M9&1I;F<M8F]T=&]M.B`Q<'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!C;VQS<&%N
M/3-$,B!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@8V5N
M=&5R.R!B;W)D97(M8F]T=&]M.B!";&%C:R`Q<'0@<V]L:60[(&9O;G0Z(#$P
M<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SY5;G)E86QI>F5D
M(#QB<B`O/@T*3&]S<V5S/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE
M/3-$)W!A9&1I;F<M8F]T=&]M.B`Q<'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CPO='(^#0H\='(@
M<W1Y;&4],T0G=F5R=&EC86PM86QI9VXZ(&)O='1O;3L@8F%C:V=R;W5N9"UC
M;VQO<CH@<F=B*#(P-"PR,S@L,C4U*3L@9F]N=#H@,3!P="!#86QI8G)I+"!(
M96QV971I8V$L(%-A;G,M4V5R:68G/@T*("`@(#QT9"!N;W=R87`],T1N;W=R
M87`@<W1Y;&4],T0G=VED=&@Z(#0P)3L@=&5X="UA;&EG;CH@;&5F=#L@9F]N
M=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/D=O=F5R
M;FUE;G0M<W!O;G-O<F5D(&5N=&5R<')I<V4@<V5C=7)I=&EE<SPO=&0^/'1D
M(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=W:61T:#H@,24[(&9O;G0Z(#$P
M<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D
M/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=VED=&@Z(#$E
M.R!T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9B<^)#PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S
M='EL93TS1"=W:61T:#H@-R4[('1E>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q
M,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^."PY.#0\+W1D
M/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=VED=&@Z(#$E.R!T97AT
M+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T
M>6QE/3-$)W=I9'1H.B`Q)3L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I
M8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS
M1&YO=W)A<"!S='EL93TS1"=W:61T:#H@,24[('1E>'0M86QI9VXZ(&QE9G0[
M(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF
M(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=VED=&@Z
M(#<E.R!T97AT+6%L:6=N.B!R:6=H=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(
M96QV971I8V$L(%-A;G,M4V5R:68G/C$V/"]T9#X\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)W=I9'1H.B`Q)3L@=&5X="UA;&EG;CH@;&5F=#L@9F]N
M=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P
M.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=W:61T:#H@,24[
M(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF
M(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
M=VED=&@Z(#$E.R!T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W
M<F%P/3-$;F]W<F%P('-T>6QE/3-$)W=I9'1H.B`W)3L@=&5X="UA;&EG;CH@
M<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF)SXF(S$U,3L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
M=VED=&@Z(#$E.R!T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W
M<F%P/3-$;F]W<F%P('-T>6QE/3-$)W=I9'1H.B`Q)3L@9F]N=#H@,3!P="!#
M86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@
M("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=W:61T:#H@,24[('1E
M>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A
M+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@
M<W1Y;&4],T0G=VED=&@Z(#<E.R!T97AT+6%L:6=N.B!R:6=H=#L@9F]N=#H@
M,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,34Q.SPO
M=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=W:61T:#H@,24[('1E
M>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A
M+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@
M<W1Y;&4],T0G=VED=&@Z(#$E.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P
M/3-$;F]W<F%P('-T>6QE/3-$)W=I9'1H.B`Q)3L@=&5X="UA;&EG;CH@;&5F
M=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G
M/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=W:61T
M:#H@-R4[('1E>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9B<^."PY.#0\+W1D/CQT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G=VED=&@Z(#$E.R!T97AT+6%L:6=N.B!L969T
M.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^
M)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W=I9'1H
M.B`Q)3L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R
M:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL
M93TS1"=W:61T:#H@,24[('1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@
M0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=VED=&@Z(#<E.R!T97AT+6%L
M:6=N.B!R:6=H=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68G/C$V/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$
M)W=I9'1H.B`Q)3L@=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI
M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/"]T<CX-
M"CQT<B!S='EL93TS1"=V97)T:6-A;"UA;&EG;CH@8F]T=&]M.R!B86-K9W)O
M=6YD+6-O;&]R.B!7:&ET93L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I
M8V$L(%-A;G,M4V5R:68G/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y
M;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(
M96QV971I8V$L(%-A;G,M4V5R:68G/DUO<G1G86=E+6)A8VME9"!S96-U<FET
M:65S/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P
M<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D
M/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG
M;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=T97AT+6%L:6=N.B!R:6=H=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV
M971I8V$L(%-A;G,M4V5R:68G/C$T+#DP,CPO=&0^/'1D(&YO=W)A<#TS1&YO
M=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@
M;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N
M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N
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M+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@
M<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S
M='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P
M/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q
M,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^.2PS,#(\+W1D
M/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F
M=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G
M/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT
M.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[
M/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M
M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y
M;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF)SXS,#PO=&0^/'1D(&YO=W)A<#TS1&YO
M=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@
M;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N
M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N
M=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P
M.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N
M.B!R:6=H=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68G/C(T+#(P-#PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R
M87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI
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M/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG
M;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68G/D-O<G!O<F%T92!B;VYD<SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A
M<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P
M('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R
M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R
M87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z
M(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXT+#4X.#PO
M=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L
M969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O
M;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V
M,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X
M="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S
M='EL93TS1"=T97AT+6%L:6=N.B!R:6=H=#L@9F]N=#H@,3!P="!#86QI8G)I
M+"!(96QV971I8V$L(%-A;G,M4V5R:68G/C0U.#PO=&0^/'1D(&YO=W)A<#TS
M1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\
M=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R
M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@
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M=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO
M=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@
M;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F
M;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^-3(R
M/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ
M(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
M9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C
M,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T
M97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P
M('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^-RPS-C$\+W1D/CQT9"!N;W=R
M87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@
M,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO
M=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@
M("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE
M9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF
M)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X
M="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A
M+"!386YS+5-E<FEF)SXY.#`\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y
M;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(
M96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/"]T<CX-"CQT<B!S
M='EL93TS1"=V97)T:6-A;"UA;&EG;CH@8F]T=&]M.R!B86-K9W)O=6YD+6-O
M;&]R.B!7:&ET93L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68G/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
M=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I
M8V$L(%-A;G,M4V5R:68G/D5Q=6ET>2!S96-U<FET:65S/"]T9#X\=&0@;F]W
M<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R
M87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@
M,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO
M=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!R
M:6=H=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R
M:68G/C0\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA
M;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL
M93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE
M/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@
M0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXR/"]T9#X\=&0@;F]W
M<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z
M(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\
M+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#
M86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@
M("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L
M969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E
M>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9B<^,C(\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y
M;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(
M96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS
M1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@
M0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[
M(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXS
M-SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N
M.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$
M)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF
M(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
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M/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI
M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@
M/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T
M.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^
M)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M
M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9B<^,SD\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4]
M,T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV
M971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/"]T<CX-"CQT<B!S='EL
M93TS1"=V97)T:6-A;"UA;&EG;CH@8F]T=&]M.R!B86-K9W)O=6YD+6-O;&]R
M.B!R9V(H,C`T+#(S."PR-34I.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9B<^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S
M='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!P861D:6YG+6)O='1O;3H@,7!T
M.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^
M4W1A=&4@86YD(&QO8V%L(&=O=F5R;FUE;G1S/"]T9#X\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`Q<'0[(&9O;G0Z(#$P
M<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D
M/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G8F]R9&5R+6)O
M='1O;3H@0FQA8VL@,7!T('-O;&ED.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9CL@=&5X="UA;&EG;CH@;&5F="<^)B,Q-C`[
M/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V)O<F1E<BUB;W1T
M;VTZ($)L86-K(#%P="!S;VQI9#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV
M971I8V$L(%-A;G,M4V5R:68[('1E>'0M86QI9VXZ(')I9VAT)SXF(S$U,3L\
M+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T
M;VTZ(#%P=#L@=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I
M+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A
M<#TS1&YO=W)A<"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@,7!T.R!F;VYT
M.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[
M/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V)O<F1E
M<BUB;W1T;VTZ($)L86-K(#%P="!S;VQI9#L@9F]N=#H@,3!P="!#86QI8G)I
M+"!(96QV971I8V$L(%-A;G,M4V5R:68[('1E>'0M86QI9VXZ(&QE9G0G/B8C
M,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=B;W)D97(M
M8F]T=&]M.B!";&%C:R`Q<'0@<V]L:60[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T97AT+6%L:6=N.B!R:6=H="<^)B,Q
M-3$[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M
M8F]T=&]M.B`Q<'0[('1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N
M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#%P=#L@
M9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C
M,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=B
M;W)D97(M8F]T=&]M.B!";&%C:R`Q<'0@<V]L:60[(&9O;G0Z(#$P<'0@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T97AT+6%L:6=N.B!L969T
M)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G8F]R
M9&5R+6)O='1O;3H@0FQA8VL@,7!T('-O;&ED.R!F;VYT.B`Q,'!T($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@=&5X="UA;&EG;CH@<FEG:'0G
M/B8C,34Q.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P861D
M:6YG+6)O='1O;3H@,7!T.R!T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\
M=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`Q
M<'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF
M)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4]
M,T0G8F]R9&5R+6)O='1O;3H@0FQA8VL@,7!T('-O;&ED.R!F;VYT.B`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@=&5X="UA;&EG;CH@
M;&5F="<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$
M)V)O<F1E<BUB;W1T;VTZ($)L86-K(#%P="!S;VQI9#L@9F]N=#H@,3!P="!#
M86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[('1E>'0M86QI9VXZ(')I
M9VAT)SXF(S$U,3L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
M<&%D9&EN9RUB;W1T;VTZ(#%P=#L@=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@
M,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO
M=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P861D:6YG+6)O='1O
M;3H@,7!T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T
M>6QE/3-$)V)O<F1E<BUB;W1T;VTZ($)L86-K(#%P="!S;VQI9#L@9F]N=#H@
M,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[('1E>'0M86QI
M9VXZ(&QE9G0G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL
M93TS1"=B;W)D97(M8F]T=&]M.B!";&%C:R`Q<'0@<V]L:60[(&9O;G0Z(#$P
M<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T97AT+6%L:6=N
M.B!R:6=H="<^)B,Q-3$[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE
M/3-$)W!A9&1I;F<M8F]T=&]M.B`Q<'0[('1E>'0M86QI9VXZ(&QE9G0[(&9O
M;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V
M,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB
M;W1T;VTZ(#%P=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A
M<"!S='EL93TS1"=B;W)D97(M8F]T=&]M.B!";&%C:R`Q<'0@<V]L:60[(&9O
M;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T97AT
M+6%L:6=N.B!L969T)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@
M<W1Y;&4],T0G8F]R9&5R+6)O='1O;3H@0FQA8VL@,7!T('-O;&ED.R!F;VYT
M.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@=&5X="UA
M;&EG;CH@<FEG:'0G/B8C,34Q.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S
M='EL93TS1"=P861D:6YG+6)O='1O;3H@,7!T.R!T97AT+6%L:6=N.B!L969T
M.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^
M)B,Q-C`[/"]T9#X\+W1R/@T*/'1R('-T>6QE/3-$)W9E<G1I8V%L+6%L:6=N
M.B!B;W1T;VT[(&)A8VMG<F]U;F0M8V]L;W(Z(%=H:71E.R!F;VYT.B`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^#0H@("`@/'1D(&YO
M=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!P861D
M:6YG+6)O='1O;3H@,BXU<'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF)SXF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#M4;W1A
M;"!T96UP;W)A<FEL>2!I;7!A:7)E9"!S96-U<FET:65S/"]T9#X\=&0@;F]W
M<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`R+C5P=#L@
M9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C
M,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=B
M;W)D97(M8F]T=&]M.B!";&%C:R`R+C5P="!D;W5B;&4[(&9O;G0Z(#$P<'0@
M0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T97AT+6%L:6=N.B!L
M969T)SXD/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V)O<F1E
M<BUB;W1T;VTZ($)L86-K(#(N-7!T(&1O=6)L93L@9F]N=#H@,3!P="!#86QI
M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[('1E>'0M86QI9VXZ(')I9VAT
M)SXR."PT-S@\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D
M9&EN9RUB;W1T;VTZ(#(N-7!T.R!T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q
M,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T
M9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M
M.B`R+C5P=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S
M='EL93TS1"=B;W)D97(M8F]T=&]M.B!";&%C:R`R+C5P="!D;W5B;&4[(&9O
M;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T97AT
M+6%L:6=N.B!L969T)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@
M<W1Y;&4],T0G8F]R9&5R+6)O='1O;3H@0FQA8VL@,BXU<'0@9&]U8FQE.R!F
M;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@=&5X
M="UA;&EG;CH@<FEG:'0G/C4S-SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S
M='EL93TS1"=P861D:6YG+6)O='1O;3H@,BXU<'0[('1E>'0M86QI9VXZ(&QE
M9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF
M)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D
M9&EN9RUB;W1T;VTZ(#(N-7!T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P
M/3-$;F]W<F%P('-T>6QE/3-$)V)O<F1E<BUB;W1T;VTZ($)L86-K(#(N-7!T
M(&1O=6)L93L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68[('1E>'0M86QI9VXZ(&QE9G0G/B8C,38P.SPO=&0^/'1D(&YO=W)A
M<#TS1&YO=W)A<"!S='EL93TS1"=B;W)D97(M8F]T=&]M.B!";&%C:R`R+C5P
M="!D;W5B;&4[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF.R!T97AT+6%L:6=N.B!R:6=H="<^,3(L,#DW/"]T9#X\=&0@;F]W
M<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`R+C5P=#L@
M=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I
M8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A
M<"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@,BXU<'0[(&9O;G0Z(#$P<'0@
M0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*
M("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G8F]R9&5R+6)O='1O
M;3H@0FQA8VL@,BXU<'0@9&]U8FQE.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9CL@=&5X="UA;&EG;CH@;&5F="<^)B,Q-C`[
M/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V)O<F1E<BUB;W1T
M;VTZ($)L86-K(#(N-7!T(&1O=6)L93L@9F]N=#H@,3!P="!#86QI8G)I+"!(
M96QV971I8V$L(%-A;G,M4V5R:68[('1E>'0M86QI9VXZ(')I9VAT)SXU.#D\
M+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T
M;VTZ(#(N-7!T.R!T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W
M<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`R+C5P=#L@
M9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C
M,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=B
M;W)D97(M8F]T=&]M.B!";&%C:R`R+C5P="!D;W5B;&4[(&9O;G0Z(#$P<'0@
M0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T97AT+6%L:6=N.B!L
M969T)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
M8F]R9&5R+6)O='1O;3H@0FQA8VL@,BXU<'0@9&]U8FQE.R!F;VYT.B`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@=&5X="UA;&EG;CH@
M<FEG:'0G/C0P+#4W-3PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=P861D:6YG+6)O='1O;3H@,BXU<'0[('1E>'0M86QI9VXZ(&QE9G0[(&9O
M;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V
M,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB
M;W1T;VTZ(#(N-7!T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)V)O<F1E<BUB;W1T;VTZ($)L86-K(#(N-7!T(&1O=6)L
M93L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[
M('1E>'0M86QI9VXZ(&QE9G0G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO
M=W)A<"!S='EL93TS1"=B;W)D97(M8F]T=&]M.B!";&%C:R`R+C5P="!D;W5B
M;&4[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF
M.R!T97AT+6%L:6=N.B!R:6=H="<^,2PQ,C8\+W1D/CQT9"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#(N-7!T.R!T97AT+6%L
M:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9B<^)B,Q-C`[/"]T9#X\+W1R/@T*/"]T86)L93X-"@T*#0H-"CQP
M('-T>6QE/3-$)V9O;G0Z(#$P<'0O;F]R;6%L($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9CL@;6%R9VEN.B`P.R!T97AT+6%L:6=N.B!L969T.R!T
M97AT+6EN9&5N=#H@,"XQ:6XG/B8C,38P.SPO<#X\<W!A;CX\+W-P86X^/"]T
M9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R;SX-"B`@("`@
M("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/DEN=F5S=&UE;G0@:6X@
M8V]R<&]R871E(&)O;F1S/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X
M=#X\<"!S='EL93TS1"=F;VYT.B`Q,'!T+VYO<FUA;"!#86QI8G)I+"!(96QV
M971I8V$L(%-A;G,M4V5R:68[(&UA<F=I;CH@,#L@=&5X="UA;&EG;CH@;&5F
M="<^070@1&5C96UB97(@,S$L(#(P,3(L('1H92!#;VUP86YY)B,Q-#8[<PT*
M)#,N."!M:6QL:6]N(&EN=F5S=&UE;G0@:6X@8V]R<&]R871E(&)O;F1S('=A
M<R!C;VUP<FES960@;V8@=&AE(&9O;&QO=VEN9SH\+W`^#0H-"CQP('-T>6QE
M/3-$)V9O;G0Z(#$P<'0O;F]R;6%L($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9CL@;6%R9VEN.B`P.R!T97AT+6%L:6=N.B!L969T)SXF(S$V,#L\
M+W`^#0H-"CQT86)L92!C96QL<&%D9&EN9STS1#`@8V5L;'-P86-I;F<],T0P
M('-T>6QE/3-$)V)O<F1E<BUC;VQL87!S93H@8V]L;&%P<V4[('=I9'1H.B`Q
M,#`E.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9B<^#0H\='(@<W1Y;&4],T0G=F5R=&EC86PM86QI9VXZ(&)O='1O;3L@9F]N
M=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/@T*("`@
M(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@;F]R;6%L(#$P
M<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T97AT+6%L:6=N
M.B!L969T.R!B;W)D97(M8F]T=&]M.B!";&%C:R`Q<'0@<V]L:60G/CQI/B@D
M(&EN('1H;W5S86YD<RD-"B`@("`\+VD^/&)R("\^)B,Q-C`[(#QB<B`O/DES
M<W5E<CPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P861D:6YG
M+6)O='1O;3H@,7!T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@8V]L<W!A;CTS1#(@
M;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&-E;G1E<CL@
M8F]R9&5R+6)O='1O;3H@0FQA8VL@,7!T('-O;&ED.R!F;VYT.B`Q,'!T($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@=F5R=&EC86PM86QI9VXZ
M(&)O='1O;2<^4R8C,S@[4"!)<W-U97(@/&)R("\^4F%T:6YG<R`H,2D\+W1D
M/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ
M(#%P=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R
M:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P
M861D:6YG+6)O='1O;3H@,7!T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@8V]L<W!A
M;CTS1#(@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&-E
M;G1E<CL@8F]R9&5R+6)O='1O;3H@0FQA8VL@,7!T('-O;&ED.R!F;VYT.B`Q
M,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@=F5R=&EC86PM
M86QI9VXZ(&)O='1O;2<^36%T=7)I='D\8G(@+SX-"D1A=&4\+W1D/CQT9"!N
M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#%P=#L@
M9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C
M,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P861D:6YG
M+6)O='1O;3H@,7!T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@8V]L<W!A;CTS1#(@
M;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&-E;G1E<CL@
M8F]R9&5R+6)O='1O;3H@0FQA8VL@,7!T('-O;&ED.R!F;VYT.B`Q,'!T($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^06UO<G1I>F5D(#QB<B`O
M/@T*0V]S=#PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P861D
M:6YG+6)O='1O;3H@,7!T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P
M('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`Q<'0[(&9O;G0Z(#$P<'0@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@
M(#QT9"!C;VQS<&%N/3-$,B!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X
M="UA;&EG;CH@8V5N=&5R.R!B;W)D97(M8F]T=&]M.B!";&%C:R`Q<'0@<V]L
M:60[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF
M)SY-87)K970@5F%L=64\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4]
M,T0G<&%D9&EN9RUB;W1T;VTZ(#%P=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(
M96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/"]T<CX-"CQT<B!S
M='EL93TS1"=V97)T:6-A;"UA;&EG;CH@8F]T=&]M.R!B86-K9W)O=6YD+6-O
M;&]R.B!R9V(H,C`T+#(S."PR-34I.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9B<^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A
M<"!S='EL93TS1"=W:61T:#H@-C`E.R!T97AT+6%L:6=N.B!L969T.R!F;VYT
M.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^1FER<W0@
M0VET:7IE;G,@0F%N8V]R<"`H4V]U=&@@0V%R;VQI;F$I($)O;F0\+W1D/CQT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=VED=&@Z(#$E.R!F;VYT.B`Q
M,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T
M9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W=I9'1H.B`Q
M)3L@=&5X="UA;&EG;CH@8V5N=&5R.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9CL@=F5R=&EC86PM86QI9VXZ(&)O='1O;2<^
M)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W=I9'1H
M.B`W)3L@=&5X="UA;&EG;CH@8V5N=&5R.R!F;VYT.B`Q,'!T($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9CL@=F5R=&EC86PM86QI9VXZ(&)O='1O
M;2<^/&9O;G0@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I
M8V$L(%-A;G,M4V5R:68G/DYO="!2871E9#PO9F]N=#X\+W1D/CQT9"!N;W=R
M87`],T1N;W=R87`@<W1Y;&4],T0G=VED=&@Z(#$E.R!T97AT+6%L:6=N.B!L
M969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W=I
M9'1H.B`Q)3L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S
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M/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W=I9'1H.B`Q)3L@
M=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I
M8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A
M<"!S='EL93TS1"=W:61T:#H@,24[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R
M87`],T1N;W=R87`@<W1Y;&4],T0G=VED=&@Z(#$E.R!T97AT+6%L:6=N.B!L
M969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9B<^)#PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=W:61T:#H@
M-R4[('1E>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9B<^,BPY.3@\+W1D/CQT9"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G=VED=&@Z(#$E.R!T97AT+6%L:6=N.B!L969T.R!F
M;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q
M-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W=I9'1H.B`Q
M)3L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G
M/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=W:61T:#H@,24[('1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N
M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=VED=&@Z(#<E.R!T97AT+6%L:6=N
M.B!R:6=H=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68G/C,L,#<S/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$
M)W=I9'1H.B`Q)3L@=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI
M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/"]T<CX-
M"CQT<B!S='EL93TS1"=V97)T:6-A;"UA;&EG;CH@8F]T=&]M.R!B86-K9W)O
M=6YD+6-O;&]R.B!7:&ET93L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I
M8V$L(%-A;G,M4V5R:68G/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y
M;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@<&%D9&EN9RUB;W1T;VTZ(#%P=#L@
M9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/D9I
M<G-T($-I=&EZ96YS($)A;F-O<G`@*%-O=71H($-A<F]L:6YA*2!4<G5S="!0
M<F5F97)R960@4V5C=7)I='D\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y
M;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#%P=#L@9F]N=#H@,3!P="!#86QI8G)I
M+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D
M(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@,7!T
M.R!T97AT+6%L:6=N.B!C96YT97([(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF.R!V97)T:6-A;"UA;&EG;CH@8F]T=&]M)SXF
M(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN
M9RUB;W1T;VTZ(#%P=#L@=&5X="UA;&EG;CH@8V5N=&5R.R!F;VYT.B`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@=F5R=&EC86PM86QI
M9VXZ(&)O='1O;2<^/&9O;G0@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I
M+"!(96QV971I8V$L(%-A;G,M4V5R:68G/DYO="!2871E9#PO9F]N=#X\+W1D
M/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ
M(#%P=#L@=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(
M96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS
M1&YO=W)A<"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@,7!T.R!F;VYT.B`Q
M,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T
M9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M
M8F]T=&]M.B`Q<'0[('1E>'0M86QI9VXZ(&-E;G1E<CL@9F]N=#H@,3!P="!#
M86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[('9E<G1I8V%L+6%L:6=N
M.B!B;W1T;VTG/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL
M93TS1"=P861D:6YG+6)O='1O;3H@,7!T.R!T97AT+6%L:6=N.B!C96YT97([
M(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!V
M97)T:6-A;"UA;&EG;CH@8F]T=&]M)SX\9F]N="!S='EL93TS1"=F;VYT.B`Q
M,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^-B\Q-2\S-#PO
M9F]N=#X\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN
M9RUB;W1T;VTZ(#%P=#L@=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#
M86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D
M(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@,7!T
M.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^
M)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$
M)V)O<F1E<BUB;W1T;VTZ($)L86-K(#%P="!S;VQI9#L@9F]N=#H@,3!P="!#
M86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[('1E>'0M86QI9VXZ(&QE
M9G0G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=B
M;W)D97(M8F]T=&]M.B!";&%C:R`Q<'0@<V]L:60[(&9O;G0Z(#$P<'0@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T97AT+6%L:6=N.B!R:6=H
M="<^,2PP,#`\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D
M9&EN9RUB;W1T;VTZ(#%P=#L@=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P
M="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^
M/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@
M,7!T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE
M/3-$)V)O<F1E<BUB;W1T;VTZ($)L86-K(#%P="!S;VQI9#L@9F]N=#H@,3!P
M="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[('1E>'0M86QI9VXZ
M(&QE9G0G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=B;W)D97(M8F]T=&]M.B!";&%C:R`Q<'0@<V]L:60[(&9O;G0Z(#$P<'0@
M0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T97AT+6%L:6=N.B!R
M:6=H="<^-S0P/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A
M9&1I;F<M8F]T=&]M.B`Q<'0[('1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P
M<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D
M/CPO='(^#0H\='(@<W1Y;&4],T0G=F5R=&EC86PM86QI9VXZ(&)O='1O;3L@
M8F%C:V=R;W5N9"UC;VQO<CH@<F=B*#(P-"PR,S@L,C4U*3L@9F]N=#H@,3!P
M="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/@T*("`@(#QT9"!N
M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@<&%D
M9&EN9RUB;W1T;VTZ(#(N-7!T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q
M-C`[5&]T86P@:6YV97-T;65N="!I;B!C;W)P;W)A=&4@8F]N9',\+W1D/CQT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#(N
M-7!T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE
M/3-$)W!A9&1I;F<M8F]T=&]M.B`R+C5P=#L@=&5X="UA;&EG;CH@8V5N=&5R
M.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@
M=F5R=&EC86PM86QI9VXZ(&)O='1O;2<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P
M/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`R+C5P=#L@=&5X
M="UA;&EG;CH@8V5N=&5R.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9CL@=F5R=&EC86PM86QI9VXZ(&)O='1O;2<^)B,Q-C`[
M/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T
M=&]M.B`R+C5P=#L@=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI
M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO
M=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@,BXU<'0[
M(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF
M(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
M<&%D9&EN9RUB;W1T;VTZ(#(N-7!T.R!T97AT+6%L:6=N.B!C96YT97([(&9O
M;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!V97)T
M:6-A;"UA;&EG;CH@8F]T=&]M)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#(N-7!T.R!T97AT+6%L
M:6=N.B!C96YT97([(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF.R!V97)T:6-A;"UA;&EG;CH@8F]T=&]M)SXF(S$V,#L\+W1D
M/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ
M(#(N-7!T.R!T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P
M/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`R+C5P=#L@9F]N
M=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P
M.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=B;W)D
M97(M8F]T=&]M.B!";&%C:R`R+C5P="!D;W5B;&4[(&9O;G0Z(#$P<'0@0V%L
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M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#(N
M-7!T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE
M/3-$)V)O<F1E<BUB;W1T;VTZ($)L86-K(#(N-7!T(&1O=6)L93L@9F]N=#H@
M,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[('1E>'0M86QI
M9VXZ(&QE9G0G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL
M93TS1"=B;W)D97(M8F]T=&]M.B!";&%C:R`R+C5P="!D;W5B;&4[(&9O;G0Z
M(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T97AT+6%L
M:6=N.B!R:6=H="<^,RPX,3,\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y
M;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#(N-7!T.R!T97AT+6%L:6=N.B!L969T
M.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^
M)B,Q-C`[/"]T9#X\+W1R/@T*/"]T86)L93X-"@T*/'`@<W1Y;&4],T0G9F]N
M=#H@,3!P="]N;W)M86P@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF
M.R!M87)G:6XZ(#`[('1E>'0M86QI9VXZ(&QE9G0G/B8C,38P.SPO<#X-"@T*
M/'`@<W1Y;&4],T0G9F]N=#H@,3!P="]N;W)M86P@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF.R!M87)G:6XZ(#`[('1E>'0M86QI9VXZ(&QE9G0G
M/B8C,38P.SPO<#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@
M("`@("`\='(@8VQA<W,],T1R93X-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@
M=F%L:6=N/3-$=&]P/E-C:&5D=6QE(&]F(&)O;VL@=F%L=65S(&%N9"!A<'!R
M;WAI;6%T92!F86ER('9A;'5E<R!O9B!I;G9E<W1M96YT('-E8W5R:71I97,@
M8GD@8V]N=')A8W1U86P@;6%T=7)I='D\+W1D/@T*("`@("`@("`\=&0@8VQA
M<W,],T1T97AT/CQP('-T>6QE/3-$)V9O;G0Z(#$P<'0O;F]R;6%L($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@;6%R9VEN.B`P.R!T97AT+6%L
M:6=N.B!L969T)SX\+W`^#0H-"CQP('-T>6QE/3-$)V9O;G0Z(#$P<'0O,3`N
M,#5P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[(&UA<F=I;CH@
M,#L@=&5X="UA;&EG;CH@:G5S=&EF>2<^)B,Q-C`[/"]P/@T*#0H\=&%B;&4@
M8V5L;'!A9&1I;F<],T0P(&-E;&QS<&%C:6YG/3-$,"!S='EL93TS1"=B;W)D
M97(M8V]L;&%P<V4Z(&-O;&QA<'-E.R!W:61T:#H@,3`P)3L@9F]N=#H@,3!P
M="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/@T*/'1R('-T>6QE
M/3-$)W9E<G1I8V%L+6%L:6=N.B!B;W1T;VT[(&9O;G0Z(#$P<'0@0V%L:6)R
M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SX-"B`@("`\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&IU<W1I9GD[(&9O;G0Z(#$P
M<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D
M/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ
M(#%P=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R
M:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&-O;'-P86X],T0V(&YO=W)A<#TS
M1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!C96YT97([(&)O<F1E<BUB
M;W1T;VTZ($)L86-K(#%P="!S;VQI9#L@9F]N=#H@,3!P="!#86QI8G)I+"!(
M96QV971I8V$L(%-A;G,M4V5R:68G/E-E8W5R:71I97,@079A:6QA8FQE(&9O
M<B!386QE/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I
M;F<M8F]T=&]M.B`Q<'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A
M+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@
M<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#%P=#L@9F]N=#H@,3!P="!#86QI
M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@
M/'1D(&-O;'-P86X],T0V(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT
M+6%L:6=N.B!C96YT97([(&)O<F1E<BUB;W1T;VTZ($)L86-K(#%P="!S;VQI
M9#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G
M/E-E8W5R:71I97,@2&5L9"!T;R!-871U<FET>3PO=&0^/'1D(&YO=W)A<#TS
M1&YO=W)A<"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@,7!T.R!F;VYT.B`Q
M,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T
M9#X\+W1R/@T*/'1R('-T>6QE/3-$)W9E<G1I8V%L+6%L:6=N.B!B;W1T;VT[
M(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SX-
M"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ
M(&IU<W1I9GD[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4]
M,T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G
M/B8C,38P.SPO=&0^#0H@("`@/'1D(&-O;'-P86X],T0R(&YO=W)A<#TS1&YO
M=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!C96YT97([(&9O;G0Z(#$P<'0@
M0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SY!;6]R=&EZ960\+W1D
M/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI
M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO
M=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@8V]L
M<W!A;CTS1#(@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ
M(&-E;G1E<CL@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68G/D9A:7(\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
M9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C
M,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q
M,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T
M9#X-"B`@("`\=&0@8V]L<W!A;CTS1#(@;F]W<F%P/3-$;F]W<F%P('-T>6QE
M/3-$)W1E>'0M86QI9VXZ(&-E;G1E<CL@9F]N=#H@,3!P="!#86QI8G)I+"!(
M96QV971I8V$L(%-A;G,M4V5R:68G/D%M;W)T:7IE9#PO=&0^/'1D(&YO=W)A
M<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!C;VQS<&%N/3-$,B!N
M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@8V5N=&5R.R!F
M;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^1F%I
M<CPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\
M+W1R/@T*/'1R('-T>6QE/3-$)W9E<G1I8V%L+6%L:6=N.B!B;W1T;VT[(&9O
M;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SX-"B`@
M("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(&ET86QI8R`Q
M,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@=&5X="UA;&EG
M;CH@:G5S=&EF>2<^*"0@:6X@=&AO=7-A;F1S*3PO=&0^/'1D(&YO=W)A<#TS
M1&YO=W)A<"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@,7!T.R!F;VYT.B`Q
M,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T
M9#X-"B`@("`\=&0@8V]L<W!A;CTS1#(@;F]W<F%P/3-$;F]W<F%P('-T>6QE
M/3-$)W1E>'0M86QI9VXZ(&-E;G1E<CL@8F]R9&5R+6)O='1O;3H@0FQA8VL@
M,7!T('-O;&ED.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9B<^0V]S=#PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=P861D:6YG+6)O='1O;3H@,7!T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`Q<'0[(&9O;G0Z(#$P
M<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D
M/@T*("`@(#QT9"!C;VQS<&%N/3-$,B!N;W=R87`],T1N;W=R87`@<W1Y;&4]
M,T0G=&5X="UA;&EG;CH@8V5N=&5R.R!B;W)D97(M8F]T=&]M.B!";&%C:R`Q
M<'0@<V]L:60[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF)SY686QU93PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=P861D:6YG+6)O='1O;3H@,7!T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`Q<'0[(&9O;G0Z(#$P
M<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D
M/@T*("`@(#QT9"!C;VQS<&%N/3-$,B!N;W=R87`],T1N;W=R87`@<W1Y;&4]
M,T0G=&5X="UA;&EG;CH@8V5N=&5R.R!B;W)D97(M8F]T=&]M.B!";&%C:R`Q
M<'0@<V]L:60[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF)SY#;W-T/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$
M)W!A9&1I;F<M8F]T=&]M.B`Q<'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#%P=#L@9F]N=#H@,3!P
M="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^
M#0H@("`@/'1D(&-O;'-P86X],T0R(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=T97AT+6%L:6=N.B!C96YT97([(&)O<F1E<BUB;W1T;VTZ($)L86-K(#%P
M="!S;VQI9#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68G/E9A;'5E/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$
M)W!A9&1I;F<M8F]T=&]M.B`Q<'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CPO='(^#0H\='(@<W1Y
M;&4],T0G=F5R=&EC86PM86QI9VXZ(&)O='1O;3L@9F]N=#H@,3!P="!#86QI
M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/@T*("`@(#QT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@:G5S=&EF>3L@9F]N=#H@
M,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO
M=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@
M("`\=&0@8V]L<W!A;CTS1#(@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E
M>'0M86QI9VXZ(&IU<W1I9GD[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R
M87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL
M93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@8V]L<W!A;CTS1#(@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&IU<W1I9GD[(&9O;G0Z(#$P
M<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D
M/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI
M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO
M=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@8V]L
M<W!A;CTS1#(@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ
M(&IU<W1I9GD[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4]
M,T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G
M/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT
M.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[
M/"]T9#X-"B`@("`\=&0@8V]L<W!A;CTS1#(@;F]W<F%P/3-$;F]W<F%P('-T
M>6QE/3-$)W1E>'0M86QI9VXZ(&IU<W1I9GD[(&9O;G0Z(#$P<'0@0V%L:6)R
M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R
M87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV
M971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/"]T<CX-"CQT<B!S='EL
M93TS1"=V97)T:6-A;"UA;&EG;CH@8F]T=&]M.R!B86-K9W)O=6YD+6-O;&]R
M.B!R9V(H,C`T+#(S."PR-34I.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9B<^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S
M='EL93TS1"=T97AT+6%L:6=N.B!J=7-T:69Y.R!F;VYT.B`Q,'!T($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^1&5B="!S96-U<FET:65S/"]T
M9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@
M(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F
M=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G
M/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT
M+6%L:6=N.B!R:6=H=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S
M='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P
M/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P
M="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^
M/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!R:6=H
M=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G
M/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT
M+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T
M>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y
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M.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^
M)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z
M(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\
M+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA
M;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL
M93TS1"=T97AT+6%L:6=N.B!R:6=H=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(
M96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS
M1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\
M+W1R/@T*/'1R('-T>6QE/3-$)W9E<G1I8V%L+6%L:6=N.B!B;W1T;VT[(&)A
M8VMG<F]U;F0M8V]L;W(Z(%=H:71E.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9B<^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A
M<"!S='EL93TS1"=W:61T:#H@-38E.R!T97AT+6%L:6=N.B!J=7-T:69Y.R!T
M97AT+6EN9&5N=#H@,3,N-7!T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9B<^1'5E('=I=&AI;B!O;F4@>65A<CPO=&0^/'1D
M(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=W:61T:#H@,24[(&9O;G0Z(#$P
M<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D
M/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=VED=&@Z(#$E
M.R!T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9B<^)#PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S
M='EL93TS1"=W:61T:#H@-R4[('1E>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q
M,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-3$[/"]T
M9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W=I9'1H.B`Q)3L@=&5X
M="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S
M='EL93TS1"=W:61T:#H@,24[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G=VED=&@Z(#$E.R!T97AT+6%L:6=N.B!L969T
M.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^
M)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W=I9'1H
M.B`W)3L@=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$U,3L\+W1D/CQT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G=VED=&@Z(#$E.R!T97AT+6%L:6=N.B!L969T
M.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^
M)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W=I9'1H
M.B`U)3L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R
M:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL
M93TS1"=W:61T:#H@,24[('1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@
M0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXD/"]T9#X\=&0@;F]W
M<F%P/3-$;F]W<F%P('-T>6QE/3-$)W=I9'1H.B`W)3L@=&5X="UA;&EG;CH@
M<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF)SXS-3`\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=VED
M=&@Z(#$E.R!T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P
M/3-$;F]W<F%P('-T>6QE/3-$)W=I9'1H.B`Q)3L@9F]N=#H@,3!P="!#86QI
M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@
M/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=W:61T:#H@,24[('1E>'0M
M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y
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M4V5R:68G/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X
M="UA;&EG;CH@:G5S=&EF>3L@=&5X="UI;F1E;G0Z(#$S+C5P=#L@9F]N=#H@
M,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/D1U92!A9G1E
M<B!O;F4@>65A<B!B=70@=VET:&EN(&9I=F4@>65A<G,\+W1D/CQT9"!N;W=R
M87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV
M971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A
M<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q
M,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T
M9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I
M9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9B<^,30L-#DX/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E
M>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A
M+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@
M<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S
M='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P
M/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q
M,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^,30L-C8Y/"]T
M9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE
M9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF
M)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N
M=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P
M.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT
M+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T
M>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9B<^,RPX,S<\+W1D/CQT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P
M="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^
M/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\
M=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[
M(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF
M(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA
M;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF)SXT+#$T,#PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL
M93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\+W1R/@T*/'1R('-T
M>6QE/3-$)W9E<G1I8V%L+6%L:6=N.B!B;W1T;VT[(&)A8VMG<F]U;F0M8V]L
M;W(Z(%=H:71E.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9B<^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T
M97AT+6%L:6=N.B!J=7-T:69Y.R!T97AT+6EN9&5N=#H@,3,N-7!T.R!F;VYT
M.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^1'5E(&%F
M=&5R(&9I=F4@>65A<G,@8G5T('=I=&AI;B!T96X@>65A<G,\+W1D/CQT9"!N
M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(
M96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO
M=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT
M.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[
M/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ
M(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9B<^)B,Q-3$[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$
M)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R
M87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A
M<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W
M<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT
M.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-3$[
M/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ
M(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
M9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C
M,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T
M97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P
M('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^,CDL,#`U/"]T9#X\=&0@;F]W
M<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z
M(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\
M+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#
M86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@
M("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L
M969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E
M>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9B<^,S$L.#`W/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P
M('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R
M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CPO='(^#0H\
M='(@<W1Y;&4],T0G=F5R=&EC86PM86QI9VXZ(&)O='1O;3L@8F%C:V=R;W5N
M9"UC;VQO<CH@<F=B*#(P-"PR,S@L,C4U*3L@9F]N=#H@,3!P="!#86QI8G)I
M+"!(96QV971I8V$L(%-A;G,M4V5R:68G/@T*("`@(#QT9"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@:G5S=&EF>3L@=&5X="UI;F1E
M;G0Z(#$S+C5P=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68G/D1U92!A9G1E<B!T96X@>65A<G,\+W1D/CQT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I
M8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS
M1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\
M=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT
M.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^
M,2PP,#`\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA
M;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL
M93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE
M/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@
M0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXW-#`\+W1D/CQT9"!N
M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N
M=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P
M.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-
M"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ
M(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
M=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF)SXR,BPX-S(\+W1D/CQT9"!N;W=R87`],T1N;W=R
M87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI
M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO
M=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W
M<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z
M(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\
M+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@
M<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF)SXR-2PQ.3<\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
M=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I
M8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/"]T<CX-"CQT<B!S='EL93TS
M1"=V97)T:6-A;"UA;&EG;CH@8F]T=&]M.R!B86-K9W)O=6YD+6-O;&]R.B!7
M:&ET93L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R
M:68G/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA
M;&EG;CH@:G5S=&EF>3L@<&%D9&EN9RUB;W1T;VTZ(#%P=#L@=&5X="UI;F1E
M;G0Z(#$S+C5P=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68G/DUO<G1G86=E+6)A8VME9"!S96-U<FET:65S/"]T9#X\=&0@
M;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`Q<'0[
M(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF
M(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
M8F]R9&5R+6)O='1O;3H@0FQA8VL@,7!T('-O;&ED.R!F;VYT.B`Q,'!T($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@=&5X="UA;&EG;CH@;&5F
M="<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V)O
M<F1E<BUB;W1T;VTZ($)L86-K(#%P="!S;VQI9#L@9F]N=#H@,3!P="!#86QI
M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[('1E>'0M86QI9VXZ(')I9VAT
M)SXQ-#,L-3,Y/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A
M9&1I;F<M8F]T=&]M.B`Q<'0[('1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P
M<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D
M/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ
M(#%P=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R
M:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL
M93TS1"=B;W)D97(M8F]T=&]M.B!";&%C:R`Q<'0@<V]L:60[(&9O;G0Z(#$P
M<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T97AT+6%L:6=N
M.B!L969T)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4]
M,T0G8F]R9&5R+6)O='1O;3H@0FQA8VL@,7!T('-O;&ED.R!F;VYT.B`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@=&5X="UA;&EG;CH@
M<FEG:'0G/C$T-BPY,C8\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4]
M,T0G<&%D9&EN9RUB;W1T;VTZ(#%P=#L@=&5X="UA;&EG;CH@;&5F=#L@9F]N
M=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P
M.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P861D:6YG+6)O
M='1O;3H@,7!T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P
M('-T>6QE/3-$)V)O<F1E<BUB;W1T;VTZ($)L86-K(#%P="!S;VQI9#L@9F]N
M=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[('1E>'0M
M86QI9VXZ(&QE9G0G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S
M='EL93TS1"=B;W)D97(M8F]T=&]M.B!";&%C:R`Q<'0@<V]L:60[(&9O;G0Z
M(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T97AT+6%L
M:6=N.B!R:6=H="<^/'`@<W1Y;&4],T0G9F]N=#H@,3!P="\Q,"XP-7!T($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@;6%R9VEN.B`P)SXF(S$U
M,3L\+W`^/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I
M;F<M8F]T=&]M.B`Q<'0[('1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@
M0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#%P
M=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G
M/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=B;W)D97(M8F]T=&]M.B!";&%C:R`Q<'0@<V]L:60[(&9O;G0Z(#$P<'0@
M0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T97AT+6%L:6=N.B!L
M969T)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
M8F]R9&5R+6)O='1O;3H@0FQA8VL@,7!T('-O;&ED.R!F;VYT.B`Q,'!T($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@=&5X="UA;&EG;CH@<FEG
M:'0G/CQP('-T>6QE/3-$)V9O;G0Z(#$P<'0O,3`N,#5P="!#86QI8G)I+"!(
M96QV971I8V$L(%-A;G,M4V5R:68[(&UA<F=I;CH@,"<^)B,Q-3$[/"]P/CPO
M=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P861D:6YG+6)O='1O
M;3H@,7!T.R!T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\+W1R/@T*/'1R
M('-T>6QE/3-$)W9E<G1I8V%L+6%L:6=N.B!B;W1T;VT[(&)A8VMG<F]U;F0M
M8V]L;W(Z(')G8B@R,#0L,C,X+#(U-2D[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF)SX-"B`@("`\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&IU<W1I9GD[('1E>'0M:6YD96YT
M.B`R-W!T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9B<^5&]T86P@9&5B="!S96-U<FET:65S/"]T9#X\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A
M+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#
M86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D
M(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!R:6=H=#L@
M9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/C$U
M.2PP,S<\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA
M;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL
M93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE
M/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@
M0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXQ-C(L,S,U/"]T9#X\
M=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[
M(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF
M(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@
M,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO
M=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L
M:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE
M/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9B<^-38L,#8T/"]T9#X\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@
M0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I
M+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D
M(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F
M;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q
M-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI
M9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
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M+5-E<FEF)SX-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E
M>'0M86QI9VXZ(&IU<W1I9GD[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R
M87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A
M<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W
M<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT
M.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[
M/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ
M(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
M9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C
M,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T
M97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P
M('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W
M<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z
M(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\
M+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#
M86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@
M("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L
M969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E
M>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P
M('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R
M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R
M87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV
M971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A
M<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q
M,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T
M9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I
M9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E
M>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A
M+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CPO='(^#0H\='(@<W1Y;&4],T0G
M=F5R=&EC86PM86QI9VXZ(&)O='1O;3L@8F%C:V=R;W5N9"UC;VQO<CH@<F=B
M*#(P-"PR,S@L,C4U*3L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68G/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4]
M,T0G=&5X="UA;&EG;CH@:G5S=&EF>3L@<&%D9&EN9RUB;W1T;VTZ(#%P=#L@
M9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/D5Q
M=6ET>2!S96-U<FET:65S/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE
M/3-$)W!A9&1I;F<M8F]T=&]M.B`Q<'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N
M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G8F]R9&5R+6)O='1O;3H@0FQA8VL@
M,7!T('-O;&ED.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9CL@=&5X="UA;&EG;CH@;&5F="<^)B,Q-C`[/"]T9#X\=&0@;F]W
M<F%P/3-$;F]W<F%P('-T>6QE/3-$)V)O<F1E<BUB;W1T;VTZ($)L86-K(#%P
M="!S;VQI9#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68[('1E>'0M86QI9VXZ(')I9VAT)SXU+#`R-CPO=&0^/'1D(&YO=W)A
M<#TS1&YO=W)A<"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@,7!T.R!T97AT
M+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T
M>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`Q<'0[(&9O;G0Z(#$P<'0@0V%L:6)R
M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G8F]R9&5R+6)O='1O;3H@0FQA
M8VL@,7!T('-O;&ED.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9CL@=&5X="UA;&EG;CH@;&5F="<^)B,Q-C`[/"]T9#X\=&0@
M;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V)O<F1E<BUB;W1T;VTZ($)L86-K
M(#%P="!S;VQI9#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68[('1E>'0M86QI9VXZ(')I9VAT)SXU+#`Q-SPO=&0^/'1D(&YO
M=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@,7!T.R!T
M97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P
M('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`Q<'0[(&9O;G0Z(#$P<'0@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@
M(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G8F]R9&5R+6)O='1O;3H@
M0FQA8VL@,7!T('-O;&ED.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9CL@=&5X="UA;&EG;CH@;&5F="<^)B,Q-C`[/"]T9#X\
M=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V)O<F1E<BUB;W1T;VTZ($)L
M86-K(#%P="!S;VQI9#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68[('1E>'0M86QI9VXZ(')I9VAT)SX\<"!S='EL93TS1"=F
M;VYT.B`Q,'!T+S$P+C`U<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF.R!M87)G:6XZ(#`G/B8C,34Q.SPO<#X\+W1D/CQT9"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#%P=#L@=&5X="UA;&EG
M;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=P861D:6YG+6)O='1O;3H@,7!T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W
M<F%P/3-$;F]W<F%P('-T>6QE/3-$)V)O<F1E<BUB;W1T;VTZ($)L86-K(#%P
M="!S;VQI9#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68[('1E>'0M86QI9VXZ(&QE9G0G/B8C,38P.SPO=&0^/'1D(&YO=W)A
M<#TS1&YO=W)A<"!S='EL93TS1"=B;W)D97(M8F]T=&]M.B!";&%C:R`Q<'0@
M<V]L:60[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF.R!T97AT+6%L:6=N.B!R:6=H="<^/'`@<W1Y;&4],T0G9F]N=#H@,3!P
M="\Q,"XP-7!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@;6%R
M9VEN.B`P)SXF(S$U,3L\+W`^/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T
M>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`Q<'0[('1E>'0M86QI9VXZ(&QE9G0[
M(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF
M(S$V,#L\+W1D/CPO='(^#0H\='(@<W1Y;&4],T0G=F5R=&EC86PM86QI9VXZ
M(&)O='1O;3L@8F%C:V=R;W5N9"UC;VQO<CH@5VAI=&4[(&9O;G0Z(#$P<'0@
M0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SX-"B`@("`\=&0@;F]W
M<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&IU<W1I9GD[('!A
M9&1I;F<M8F]T=&]M.B`R+C5P=#L@=&5X="UI;F1E;G0Z(#(W<'0[(&9O;G0Z
M(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SY4;W1A;"!S
M96-U<FET:65S/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A
M9&1I;F<M8F]T=&]M.B`R+C5P=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV
M971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A
M<#TS1&YO=W)A<"!S='EL93TS1"=B;W)D97(M8F]T=&]M.B!";&%C:R`R+C5P
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M/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`R+C5P=#L@=&5X
M="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S
M='EL93TS1"=P861D:6YG+6)O='1O;3H@,BXU<'0[(&9O;G0Z(#$P<'0@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@
M(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G8F]R9&5R+6)O='1O;3H@
M0FQA8VL@,BXU<'0@9&]U8FQE.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9CL@=&5X="UA;&EG;CH@;&5F="<^)B,Q-C`[/"]T
M9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V)O<F1E<BUB;W1T;VTZ
M($)L86-K(#(N-7!T(&1O=6)L93L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV
M971I8V$L(%-A;G,M4V5R:68[('1E>'0M86QI9VXZ(')I9VAT)SXQ-C<L,S4R
M/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T
M=&]M.B`R+C5P=#L@=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI
M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO
M=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@,BXU<'0[
M(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF
M(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
M8F]R9&5R+6)O='1O;3H@0FQA8VL@,BXU<'0@9&]U8FQE.R!F;VYT.B`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@=&5X="UA;&EG;CH@
M;&5F="<^)#PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=B;W)D
M97(M8F]T=&]M.B!";&%C:R`R+C5P="!D;W5B;&4[(&9O;G0Z(#$P<'0@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T97AT+6%L:6=N.B!R:6=H
M="<^-38L,#8T/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A
M9&1I;F<M8F]T=&]M.B`R+C5P=#L@=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@
M,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO
M=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P861D:6YG+6)O='1O
M;3H@,BXU<'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@
M<W1Y;&4],T0G8F]R9&5R+6)O='1O;3H@0FQA8VL@,BXU<'0@9&]U8FQE.R!F
M;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@=&5X
M="UA;&EG;CH@;&5F="<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P
M('-T>6QE/3-$)V)O<F1E<BUB;W1T;VTZ($)L86-K(#(N-7!T(&1O=6)L93L@
M9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[('1E
M>'0M86QI9VXZ(')I9VAT)SXV,2PT.38\+W1D/CQT9"!N;W=R87`],T1N;W=R
M87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#(N-7!T.R!T97AT+6%L:6=N
M.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9B<^)B,Q-C`[/"]T9#X\+W1R/@T*/"]T86)L93X-"@T*#0H\<"!S='EL
M93TS1"=F;VYT.B`Q,'!T+VYO<FUA;"!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68[(&UA<F=I;CH@,#L@=&5X="UA;&EG;CH@:G5S=&EF>2<^)B,Q
M-C`[/"]P/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`\
M+W1A8FQE/@T*("`\+V)O9'D^#0H\+VAT;6P^#0H-"BTM+2TM+3U?3F5X=%!A
M<G1?9CDP-C-D,F%?,#-E-5\T.30T7V%B-#E?,C!E-#-D838Y83@V#0I#;VYT
M96YT+4QO8V%T:6]N.B!F:6QE.B\O+T,Z+V8Y,#8S9#)A7S`S935?-#DT-%]A
M8C0Y7S(P930S9&$V.6$X-B]7;W)K<VAE971S+U-H965T,S(N:'1M;`T*0V]N
M=&5N="U4<F%N<V9E<BU%;F-O9&EN9SH@<75O=&5D+7!R:6YT86)L90T*0V]N
M=&5N="U4>7!E.B!T97AT+VAT;6P[(&-H87)S970](G5S+6%S8VEI(@T*#0H\
M:'1M;#X-"B`@/&AE860^#0H@("`@/$U%5$$@:'1T<"UE<75I=CTS1$-O;G1E
M;G0M5'EP92!C;VYT96YT/3-$)W1E>'0O:'1M;#L@8VAA<G-E=#UU=&8M."<^
M/'-C<FEP="!T>7!E/3-$=&5X="]J879A<V-R:7!T('-R8STS1%-H;W<N:G,^
M+RH@1&\@3F]T(%)E;6]V92!4:&ES($-O;6UE;G0@*B\\+W-C<FEP=#X\+VAE
M860^#0H@(#QB;V1Y/@T*("`@(#QT86)L92!C;&%S<STS1')E<&]R="!I9#TS
M1$E$,$5#4$%#/@T*("`@("`@/'1R/@T*("`@("`@("`\=&@@8VQA<W,],T1T
M;"!C;VQS<&%N/3-$,2!R;W=S<&%N/3-$,CX\<W1R;VYG/DQO86YS(&%N9"!!
M<W-E="!1=6%L:71Y($EN9F]R;6%T:6]N("A486)L97,I/&)R/CPO<W1R;VYG
M/CPO=&@^#0H@("`@("`@(#QT:"!C;&%S<STS1'1H(&-O;'-P86X],T0Q/C$R
M($UO;G1H<R!%;F1E9#PO=&@^#0H@("`@("`\+W1R/@T*("`@("`@/'1R/@T*
M("`@("`@("`\=&@@8VQA<W,],T1T:#Y$96,N(#,Q+"`R,#$R/&)R/CPO=&@^
M#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F4^#0H@("`@("`@
M(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#X\<W1R;VYG/DQO86YS($%N
M9"!!<W-E="!1=6%L:71Y($EN9F]R;6%T:6]N(%1A8FQE<SPO<W1R;VYG/CPO
M=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO
M=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F\^#0H@("`@
M("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y3=6UM87)Y(&]F('1H
M92!M86IO<B!C871E9V]R:65S(&]F('1O=&%L(&QO86YS(&]U='-T86YD:6YG
M/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<"!S='EL93TS1"=F
M;VYT.B`Q,'!T+VYO<FUA;"!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R
M:68[(&UA<F=I;CH@,#L@=&5X="UA;&EG;CH@;&5F="<^5&AE(&9O;&QO=VEN
M9R!I<R!A('-U;6UA<GD@;V8@=&AE(&UA:F]R#0IC871E9V]R:65S(&]F('1O
M=&%L(&QO86YS(&]U='-T86YD:6YG.CPO<#X-"@T*/'`@<W1Y;&4],T0G9F]N
M=#H@,3!P="]N;W)M86P@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF
M.R!M87)G:6XZ(#`[('1E>'0M86QI9VXZ(&QE9G0G/B8C,38P.SPO<#X-"@T*
M/'1A8FQE(&-E;&QP861D:6YG/3-$,"!C96QL<W!A8VEN9STS1#`@<W1Y;&4]
M,T0G8F]R9&5R+6-O;&QA<'-E.B!C;VQL87!S93L@=VED=&@Z(#$P,"4[(&9O
M;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SX-"CQT
M<B!S='EL93TS1"=V97)T:6-A;"UA;&EG;CH@8F]T=&]M.R!F;VYT+69A;6EL
M>3H@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SX-"B`@("`\=&0@
M;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O
M;G0M9F%M:6QY.B!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/CQP
M('-T>6QE/3-$)V9O;G0Z(#$P<'0O;F]R;6%L($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9CL@;6%R9VEN.B`P.R!T97AT+6%L:6=N.B!L969T)SX\
M:3XH)`T*:6X@=&AO=7-A;F1S*3PO:3X\+W`^/"]T9#X\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)V9O;G0M=V5I9VAT.B!B;VQD.R!P861D:6YG+6)O
M='1O;3H@,7!T.R!F;VYT+69A;6EL>3H@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!C;VQS<&%N/3-$-B!N
M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N="UW96EG:'0Z(&)O;&0[('1E
M>'0M86QI9VXZ(&-E;G1E<CL@8F]R9&5R+6)O='1O;3H@0FQA8VL@,7!T('-O
M;&ED.R!F;VYT+69A;6EL>3H@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF)SY$96-E;6)E<B`S,2P@,C`Q,CPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A
M<"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@,7!T.R!F;VYT+7=E:6=H=#H@
M8F]L9#L@9F]N="UF86UI;'DZ($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$
M)W!A9&1I;F<M8F]T=&]M.B`Q<'0[(&9O;G0M9F%M:6QY.B!#86QI8G)I+"!(
M96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&-O
M;'-P86X],T0V(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N
M.B!C96YT97([(&)O<F1E<BUB;W1T;VTZ($)L86-K(#%P="!S;VQI9#L@9F]N
M="UF86UI;'DZ($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^1&5C
M96UB97(@,S$L(#(P,3$\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4]
M,T0G<&%D9&EN9RUB;W1T;VTZ(#%P=#L@9F]N="UF86UI;'DZ($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\+W1R/@T*/'1R
M('-T>6QE/3-$)W9E<G1I8V%L+6%L:6=N.B!B;W1T;VT[(&9O;G0M9F%M:6QY
M.B!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/@T*("`@(#QT9"!N
M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N
M="UF86UI;'DZ($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q
M-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0M=V5I
M9VAT.B!B;VQD.R!P861D:6YG+6)O='1O;3H@,7!T.R!F;VYT+69A;6EL>3H@
M0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*
M("`@(#QT9"!C;VQS<&%N/3-$,B!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
M9F]N="UW96EG:'0Z(&)O;&0[('1E>'0M86QI9VXZ(&-E;G1E<CL@8F]R9&5R
M+6)O='1O;3H@0FQA8VL@,7!T('-O;&ED.R!F;VYT+69A;6EL>3H@0V%L:6)R
M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SY!;6]U;G0\+W1D/CQT9"!N;W=R
M87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#%P=#L@9F]N
M="UW96EG:'0Z(&)O;&0[(&9O;G0M9F%M:6QY.B!#86QI8G)I+"!(96QV971I
M8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A
M<"!S='EL93TS1"=F;VYT+7=E:6=H=#H@8F]L9#L@<&%D9&EN9RUB;W1T;VTZ
M(#%P=#L@9F]N="UF86UI;'DZ($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@8V]L<W!A;CTS1#(@;F]W<F%P
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M86UI;'DZ($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[
M/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T
M=&]M.B`Q<'0[(&9O;G0M9F%M:6QY.B!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&-O;'-P86X],T0R(&YO
M=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!C96YT97([(&)O
M<F1E<BUB;W1T;VTZ($)L86-K(#%P="!S;VQI9#L@9F]N="UF86UI;'DZ($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^06UO=6YT/"]T9#X\=&0@
M;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`Q<'0[
M(&9O;G0M9F%M:6QY.B!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G
M/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P861D
M:6YG+6)O='1O;3H@,7!T.R!F;VYT+69A;6EL>3H@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!C;VQS<&%N
M/3-$,B!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@8V5N
M=&5R.R!B;W)D97(M8F]T=&]M.B!";&%C:R`Q<'0@<V]L:60[(&9O;G0M9F%M
M:6QY.B!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/E!E<F-E;G1A
M9V4\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB
M;W1T;VTZ(#%P=#L@9F]N="UF86UI;'DZ($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\+W1R/@T*/'1R('-T>6QE/3-$)W9E
M<G1I8V%L+6%L:6=N.B!B;W1T;VT[(&)A8VMG<F]U;F0M8V]L;W(Z(')G8B@R
M,#0L,C,X+#(U-2D[(&9O;G0M9F%M:6QY.B!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68G/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4]
M,T0G9F]N="UW96EG:'0Z(&)O;&0[('1E>'0M9&5C;W)A=&EO;CH@=6YD97)L
M:6YE.R!T97AT+6%L:6=N.B!L969T.R!P861D:6YG+6QE9G0Z(#`[(&9O;G0M
M9F%M:6QY.B!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/D%L;"8C
M,38P.VQO86YS("AN;VXM8V]V97)E9"!A;F0@8V]V97)E9"DZ/"]T9#X\=&0@
M;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0M9F%M:6QY.B!#86QI8G)I
M+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D
M(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F
M;VYT+69A;6EL>3H@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF
M(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA
M;&EG;CH@<FEG:'0[(&9O;G0M9F%M:6QY.B!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S
M='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT+69A;6EL>3H@0V%L:6)R
M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R
M87`],T1N;W=R87`@<W1Y;&4],T0G9F]N="UF86UI;'DZ($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W
M<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0M
M9F%M:6QY.B!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P
M.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N
M.B!R:6=H=#L@9F]N="UF86UI;'DZ($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE
M/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0M9F%M:6QY.B!#86QI8G)I+"!(
M96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS
M1&YO=W)A<"!S='EL93TS1"=F;VYT+69A;6EL>3H@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N="UF86UI
M;'DZ($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T
M9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I
M9VAT.R!F;VYT+69A;6EL>3H@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
M=&5X="UA;&EG;CH@;&5F=#L@9F]N="UF86UI;'DZ($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)V9O;G0M9F%M:6QY.B!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO
M=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT+69A;6EL>3H@
M0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[
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M:68G/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA
M;&EG;CH@;&5F=#L@<&%D9&EN9RUL969T.B`U+C1P=#L@9F]N="UF86UI;'DZ
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\
M=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0M9F%M:6QY.B!#86QI
M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@
M/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T
M.R!F;VYT+69A;6EL>3H@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF
M)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X
M="UA;&EG;CH@<FEG:'0[(&9O;G0M9F%M:6QY.B!#86QI8G)I+"!(96QV971I
M8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A
M<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT+69A;6EL>3H@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N
M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N="UF86UI;'DZ($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@
M;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O
M;G0M9F%M:6QY.B!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C
M,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L
M:6=N.B!R:6=H=#L@9F]N="UF86UI;'DZ($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T
M>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0M9F%M:6QY.B!#86QI8G)I
M+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A
M<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT+69A;6EL>3H@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R
M87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N="UF
M86UI;'DZ($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[
M/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ
M(')I9VAT.R!F;VYT+69A;6EL>3H@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4]
M,T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N="UF86UI;'DZ($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)V9O;G0M9F%M:6QY.B!#86QI8G)I+"!(96QV971I
M8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS
M1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT+69A;6EL
M>3H@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D
M/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG
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M=&EC82P@4V%N<RU397)I9B<^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S
M='EL93TS1"=W:61T:#H@-C`E.R!T97AT+6%L:6=N.B!L969T.R!T97AT+6EN
M9&5N=#H@+3$R<'0[('!A9&1I;F<M;&5F=#H@,3)P=#L@9F]N="UF86UI;'DZ
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^0V]M;65R8VEA;"P@
M9FEN86YC:6%L+"!A;F0@86=R:6-U;'1U<F%L/"]T9#X\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)W=I9'1H.B`Q)3L@9F]N="UW96EG:'0Z(&)O;&0[
M(&9O;G0M9F%M:6QY.B!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G
M/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=W:61T:#H@,24[(&9O;G0M=V5I9VAT.B!B;VQD.R!T97AT+6%L:6=N.B!L
M969T.R!F;VYT+69A;6EL>3H@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF)SXD/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W=I9'1H
M.B`W)3L@9F]N="UW96EG:'0Z(&)O;&0[('1E>'0M86QI9VXZ(')I9VAT.R!F
M;VYT+69A;6EL>3H@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXQ
M-C`L-SDP/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W=I9'1H
M.B`Q)3L@9F]N="UW96EG:'0Z(&)O;&0[('1E>'0M86QI9VXZ(&QE9G0[(&9O
M;G0M9F%M:6QY.B!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C
M,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=W:61T:#H@
M,24[(&9O;G0M=V5I9VAT.B!B;VQD.R!F;VYT+69A;6EL>3H@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N
M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=VED=&@Z(#$E.R!F;VYT+7=E:6=H
M=#H@8F]L9#L@=&5X="UA;&EG;CH@;&5F=#L@9F]N="UF86UI;'DZ($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W
M<F%P/3-$;F]W<F%P('-T>6QE/3-$)W=I9'1H.B`W)3L@9F]N="UW96EG:'0Z
M(&)O;&0[('1E>'0M86QI9VXZ(')I9VAT.R!F;VYT+69A;6EL>3H@0V%L:6)R
M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXW)3PO=&0^/'1D(&YO=W)A<#TS
M1&YO=W)A<"!S='EL93TS1"=W:61T:#H@,24[(&9O;G0M=V5I9VAT.B!B;VQD
M.R!T97AT+6%L:6=N.B!L969T.R!F;VYT+69A;6EL>3H@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G=VED=&@Z(#$E.R!F;VYT+69A;6EL>3H@0V%L:6)R
M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=VED=&@Z(#$E.R!T97AT+6%L
M:6=N.B!L969T.R!F;VYT+69A;6EL>3H@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF)SXD/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$
M)W=I9'1H.B`W)3L@=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0M9F%M:6QY.B!#
M86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/C$V,BPP.3D\+W1D/CQT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=VED=&@Z(#$E.R!T97AT+6%L
M:6=N.B!L969T.R!F;VYT+69A;6EL>3H@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y
M;&4],T0G=VED=&@Z(#$E.R!F;VYT+69A;6EL>3H@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G=VED=&@Z(#$E.R!T97AT+6%L:6=N.B!L969T
M.R!F;VYT+69A;6EL>3H@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF
M)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=VED
M=&@Z(#<E.R!T97AT+6%L:6=N.B!R:6=H=#L@9F]N="UF86UI;'DZ($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^-R4\+W1D/CQT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G=VED=&@Z(#$E.R!T97AT+6%L:6=N.B!L969T
M.R!F;VYT+69A;6EL>3H@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF
M)SXF(S$V,#L\+W1D/CPO='(^#0H\='(@<W1Y;&4],T0G=F5R=&EC86PM86QI
M9VXZ(&)O='1O;3L@8F%C:V=R;W5N9"UC;VQO<CH@5VAI=&4[(&9O;G0M9F%M
M:6QY.B!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/@T*("`@(#QT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@
M=&5X="UI;F1E;G0Z("TQ,G!T.R!P861D:6YG+6QE9G0Z(#$R<'0[(&9O;G0M
M9F%M:6QY.B!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/E)E86P@
M97-T871E("8C,34P.R!C;VYS=')U8W1I;VXL(&QA;F0@9&5V96QO<&UE;G0@
M)B,S.#L@;W1H97(@;&%N9"!L;V%N<SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A
M<"!S='EL93TS1"=F;VYT+7=E:6=H=#H@8F]L9#L@9F]N="UF86UI;'DZ($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@
M("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0M=V5I9VAT.B!B
M;VQD.R!T97AT+6%L:6=N.B!L969T.R!F;VYT+69A;6EL>3H@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G9F]N="UW96EG:'0Z(&)O;&0[('1E>'0M86QI
M9VXZ(')I9VAT.R!F;VYT+69A;6EL>3H@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF)SXR.3@L-#4X/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T
M>6QE/3-$)V9O;G0M=V5I9VAT.B!B;VQD.R!T97AT+6%L:6=N.B!L969T.R!F
M;VYT+69A;6EL>3H@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF
M(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N="UW
M96EG:'0Z(&)O;&0[(&9O;G0M9F%M:6QY.B!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO
M=W)A<"!S='EL93TS1"=F;VYT+7=E:6=H=#H@8F]L9#L@=&5X="UA;&EG;CH@
M;&5F=#L@9F]N="UF86UI;'DZ($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$
M)V9O;G0M=V5I9VAT.B!B;VQD.R!T97AT+6%L:6=N.B!R:6=H=#L@9F]N="UF
M86UI;'DZ($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^,3,E/"]T
M9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0M=V5I9VAT.B!B
M;VQD.R!T97AT+6%L:6=N.B!L969T.R!F;VYT+69A;6EL>3H@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G9F]N="UF86UI;'DZ($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P
M/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0M9F%M
M:6QY.B!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO
M=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!R
M:6=H=#L@9F]N="UF86UI;'DZ($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9B<^,S8S+#`W.3PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=T97AT+6%L:6=N.B!L969T.R!F;VYT+69A;6EL>3H@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G9F]N="UF86UI;'DZ($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$
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M,C`T+#(S."PR-34I.R!F;VYT+69A;6EL>3H@0V%L:6)R:2P@2&5L=F5T:6-A
M+"!386YS+5-E<FEF)SX-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE
M/3-$)W1E>'0M86QI9VXZ(&QE9G0[('1E>'0M:6YD96YT.B`M,3)P=#L@<&%D
M9&EN9RUL969T.B`Q,G!T.R!F;VYT+69A;6EL>3H@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF)SY296%L(&5S=&%T92`F(S$U,#L@;6]R=&=A9V4@
M)B,Q-3`[(')E<VED96YT:6%L("@Q+30@9F%M:6QY*2!F:7)S="!M;W)T9V%G
M97,\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N="UW96EG
M:'0Z(&)O;&0[(&9O;G0M9F%M:6QY.B!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A
M<"!S='EL93TS1"=F;VYT+7=E:6=H=#H@8F]L9#L@=&5X="UA;&EG;CH@;&5F
M=#L@9F]N="UF86UI;'DZ($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O
M;G0M=V5I9VAT.B!B;VQD.R!T97AT+6%L:6=N.B!R:6=H=#L@9F]N="UF86UI
M;'DZ($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^.#$U+#(X,3PO
M=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT+7=E:6=H=#H@
M8F]L9#L@=&5X="UA;&EG;CH@;&5F=#L@9F]N="UF86UI;'DZ($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P
M/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0M=V5I9VAT.B!B;VQD.R!F;VYT+69A
M;6EL>3H@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\
M+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N="UW
M96EG:'0Z(&)O;&0[('1E>'0M86QI9VXZ(&QE9G0[(&9O;G0M9F%M:6QY.B!#
M86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D
M(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT+7=E:6=H=#H@8F]L9#L@
M=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0M9F%M:6QY.B!#86QI8G)I+"!(96QV
M971I8V$L(%-A;G,M4V5R:68G/C,T)3PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A
M<"!S='EL93TS1"=F;VYT+7=E:6=H=#H@8F]L9#L@=&5X="UA;&EG;CH@;&5F
M=#L@9F]N="UF86UI;'DZ($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O
M;G0M9F%M:6QY.B!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C
M,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T
M97AT+6%L:6=N.B!L969T.R!F;VYT+69A;6EL>3H@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R
M87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0M9F%M:6QY.B!#
M86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/C@P-2PU-#(\+W1D/CQT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@
M9F]N="UF86UI;'DZ($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^
M)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0M
M9F%M:6QY.B!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P
M.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT
M+6%L:6=N.B!L969T.R!F;VYT+69A;6EL>3H@0V%L:6)R:2P@2&5L=F5T:6-A
M+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@
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M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/@T*("`@(#QT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@=&5X="UI;F1E
M;G0Z("TQ,G!T.R!P861D:6YG+6QE9G0Z(#$R<'0[(&9O;G0M9F%M:6QY.B!#
M86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/E)E86P@97-T871E("8C
M,34P.R!M;W)T9V%G92`F(S$U,#L@:&]M92!E<75I='D@;&]A;G,@+R!L:6YE
M<R!O9B!C<F5D:70\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
M9F]N="UW96EG:'0Z(&)O;&0[(&9O;G0M9F%M:6QY.B!#86QI8G)I+"!(96QV
M971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A
M<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT+7=E:6=H=#H@8F]L9#L@=&5X="UA
M;&EG;CH@;&5F=#L@9F]N="UF86UI;'DZ($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T
M>6QE/3-$)V9O;G0M=V5I9VAT.B!B;VQD.R!T97AT+6%L:6=N.B!R:6=H=#L@
M9F]N="UF86UI;'DZ($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^
M,C,X+#DR-3PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT
M+7=E:6=H=#H@8F]L9#L@=&5X="UA;&EG;CH@;&5F=#L@9F]N="UF86UI;'DZ
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\
M=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0M=V5I9VAT.B!B;VQD
M.R!F;VYT+69A;6EL>3H@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF
M)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4]
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M4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T
M>6QE/3-$)V9O;G0M9F%M:6QY.B!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S
M='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT+69A;6EL>3H@0V%L:6)R
M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R
M87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0M
M9F%M:6QY.B!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/C(U-BPU
M,#D\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG
M;CH@;&5F=#L@9F]N="UF86UI;'DZ($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE
M/3-$)V9O;G0M9F%M:6QY.B!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R
M:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL
M93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT+69A;6EL>3H@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0M9F%M
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M9B<^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L
M:6=N.B!L969T.R!T97AT+6EN9&5N=#H@+3$R<'0[('!A9&1I;F<M;&5F=#H@
M,3)P=#L@9F]N="UF86UI;'DZ($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9B<^4F5A;"!E<W1A=&4@)B,Q-3`[(&UO<G1G86=E("8C,34P.R!C;VUM
M97)C:6%L(&%N9"!O=&AE<CPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL
M93TS1"=F;VYT+7=E:6=H=#H@8F]L9#L@9F]N="UF86UI;'DZ($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@
M;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0M=V5I9VAT.B!B;VQD.R!T
M97AT+6%L:6=N.B!L969T.R!F;VYT+69A;6EL>3H@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R
M87`@<W1Y;&4],T0G9F]N="UW96EG:'0Z(&)O;&0[('1E>'0M86QI9VXZ(')I
M9VAT.R!F;VYT+69A;6EL>3H@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF)SXW.#DL-S0V/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$
M)V9O;G0M=V5I9VAT.B!B;VQD.R!T97AT+6%L:6=N.B!L969T.R!F;VYT+69A
M;6EL>3H@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\
M+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N="UW96EG:'0Z
M(&)O;&0[(&9O;G0M9F%M:6QY.B!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S
M='EL93TS1"=F;VYT+7=E:6=H=#H@8F]L9#L@=&5X="UA;&EG;CH@;&5F=#L@
M9F]N="UF86UI;'DZ($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^
M)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0M
M=V5I9VAT.B!B;VQD.R!T97AT+6%L:6=N.B!R:6=H=#L@9F]N="UF86UI;'DZ
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^,S,E/"]T9#X\=&0@
M;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0M=V5I9VAT.B!B;VQD.R!T
M97AT+6%L:6=N.B!L969T.R!F;VYT+69A;6EL>3H@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R
M87`@<W1Y;&4],T0G9F]N="UF86UI;'DZ($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0M9F%M:6QY.B!#
M86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D
M(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!R:6=H=#L@
M9F]N="UF86UI;'DZ($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^
M-S8R+#@Y-3PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT
M+6%L:6=N.B!L969T.R!F;VYT+69A;6EL>3H@0V%L:6)R:2P@2&5L=F5T:6-A
M+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@
M<W1Y;&4],T0G9F]N="UF86UI;'DZ($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P
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M("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L
M969T.R!P861D:6YG+6)O='1O;3H@,7!T.R!T97AT+6EN9&5N=#H@+3$R<'0[
M('!A9&1I;F<M;&5F=#H@,3)P=#L@9F]N="UF86UI;'DZ($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9B<^26YS=&%L;&UE;G0@;&]A;G,@=&\@:6YD
M:79I9'5A;',\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N
M="UW96EG:'0Z(&)O;&0[('!A9&1I;F<M8F]T=&]M.B`Q<'0[(&9O;G0M9F%M
M:6QY.B!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO
M=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=B;W)D97(M
M8F]T=&]M.B!";&%C:R`Q<'0@<V]L:60[(&9O;G0M=V5I9VAT.B!B;VQD.R!T
M97AT+6%L:6=N.B!L969T.R!F;VYT+69A;6EL>3H@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R
M87`@<W1Y;&4],T0G8F]R9&5R+6)O='1O;3H@0FQA8VL@,7!T('-O;&ED.R!F
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M)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0M
M=V5I9VAT.B!B;VQD.R!P861D:6YG+6)O='1O;3H@,7!T.R!F;VYT+69A;6EL
M>3H@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D
M/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G8F]R9&5R+6)O
M='1O;3H@0FQA8VL@,7!T('-O;&ED.R!F;VYT+7=E:6=H=#H@8F]L9#L@=&5X
M="UA;&EG;CH@;&5F=#L@9F]N="UF86UI;'DZ($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P
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M86UI;'DZ($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[
M/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T
M=&]M.B`Q<'0[(&9O;G0M9F%M:6QY.B!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A
M<"!S='EL93TS1"=B;W)D97(M8F]T=&]M.B!";&%C:R`Q<'0@<V]L:60[('1E
M>'0M86QI9VXZ(&QE9G0[(&9O;G0M9F%M:6QY.B!#86QI8G)I+"!(96QV971I
M8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A
M<"!S='EL93TS1"=B;W)D97(M8F]T=&]M.B!";&%C:R`Q<'0@<V]L:60[('1E
M>'0M86QI9VXZ(')I9VAT.R!F;VYT+69A;6EL>3H@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF)SXW."PY.#(\+W1D/CQT9"!N;W=R87`],T1N;W=R
M87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#%P=#L@=&5X="UA;&EG;CH@
M;&5F=#L@9F]N="UF86UI;'DZ($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$
M)W!A9&1I;F<M8F]T=&]M.B`Q<'0[(&9O;G0M9F%M:6QY.B!#86QI8G)I+"!(
M96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO
M=W)A<#TS1&YO=W)A<"!S='EL93TS1"=B;W)D97(M8F]T=&]M.B!";&%C:R`Q
M<'0@<V]L:60[('1E>'0M86QI9VXZ(&QE9G0[(&9O;G0M9F%M:6QY.B!#86QI
M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO
M=W)A<#TS1&YO=W)A<"!S='EL93TS1"=B;W)D97(M8F]T=&]M.B!";&%C:R`Q
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M82P@4V%N<RU397)I9B<^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL
M93TS1"=T97AT+6%L:6=N.B!L969T.R!T97AT+6EN9&5N=#H@+3$R<'0[('!A
M9&1I;F<M;&5F=#H@,3)P=#L@9F]N="UF86UI;'DZ($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[4W5B
M=&]T86P\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N="UW
M96EG:'0Z(&)O;&0[(&9O;G0M9F%M:6QY.B!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO
M=W)A<"!S='EL93TS1"=F;VYT+7=E:6=H=#H@8F]L9#L@=&5X="UA;&EG;CH@
M;&5F=#L@9F]N="UF86UI;'DZ($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$
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M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N="UW96EG:'0Z(&)O;&0[(&9O
M;G0M9F%M:6QY.B!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C
M,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F
M;VYT+7=E:6=H=#H@8F]L9#L@=&5X="UA;&EG;CH@;&5F=#L@9F]N="UF86UI
M;'DZ($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T
M9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0M=V5I9VAT.B!B
M;VQD.R!T97AT+6%L:6=N.B!R:6=H=#L@9F]N="UF86UI;'DZ($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9B<^,3`P)3PO=&0^/'1D(&YO=W)A<#TS
M1&YO=W)A<"!S='EL93TS1"=F;VYT+7=E:6=H=#H@8F]L9#L@=&5X="UA;&EG
M;CH@;&5F=#L@9F]N="UF86UI;'DZ($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE
M/3-$)V9O;G0M9F%M:6QY.B!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R
M:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL
M93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT+69A;6EL>3H@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0M9F%M
M:6QY.B!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/C(L-#(Y+#$P
M-CPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N
M.B!L969T.R!F;VYT+69A;6EL>3H@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4]
M,T0G9F]N="UF86UI;'DZ($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE
M/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0M9F%M:6QY.B!#86QI8G)I+"!(
M96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS
M1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!R:6=H=#L@9F]N="UF86UI
M;'DZ($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^,3`P)3PO=&0^
M/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T
M.R!F;VYT+69A;6EL>3H@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF
M)SXF(S$V,#L\+W1D/CPO='(^#0H\='(@<W1Y;&4],T0G=F5R=&EC86PM86QI
M9VXZ(&)O='1O;3L@8F%C:V=R;W5N9"UC;VQO<CH@5VAI=&4[(&9O;G0M9F%M
M:6QY.B!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/@T*("`@(#QT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@
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M/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G8F]R9&5R+6)O
M='1O;3H@0FQA8VL@,7!T('-O;&ED.R!F;VYT+7=E:6=H=#H@8F]L9#L@=&5X
M="UA;&EG;CH@;&5F=#L@9F]N="UF86UI;'DZ($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P
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M-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M
M8F]T=&]M.B`Q<'0[(&9O;G0M9F%M:6QY.B!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO
M=W)A<"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@,7!T.R!T97AT+6%L:6=N
M.B!L969T.R!F;VYT+69A;6EL>3H@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4]
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M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#%P
M=#L@9F]N="UF86UI;'DZ($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE
M/3-$)V)O<F1E<BUB;W1T;VTZ($)L86-K(#%P="!S;VQI9#L@=&5X="UA;&EG
M;CH@;&5F=#L@9F]N="UF86UI;'DZ($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE
M/3-$)V)O<F1E<BUB;W1T;VTZ($)L86-K(#%P="!S;VQI9#L@=&5X="UA;&EG
M;CH@<FEG:'0[(&9O;G0M9F%M:6QY.B!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68G/C$L,C@P/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE
M/3-$)W!A9&1I;F<M8F]T=&]M.B`Q<'0[('1E>'0M86QI9VXZ(&QE9G0[(&9O
M;G0M9F%M:6QY.B!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C
M,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P861D:6YG
M+6)O='1O;3H@,7!T.R!F;VYT+69A;6EL>3H@0V%L:6)R:2P@2&5L=F5T:6-A
M+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#%P=#L@=&5X="UA;&EG
M;CH@;&5F=#L@9F]N="UF86UI;'DZ($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE
M/3-$)W!A9&1I;F<M8F]T=&]M.B`Q<'0[('1E>'0M86QI9VXZ(')I9VAT.R!F
M;VYT+69A;6EL>3H@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF
M(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN
M9RUB;W1T;VTZ(#%P=#L@=&5X="UA;&EG;CH@;&5F=#L@9F]N="UF86UI;'DZ
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\
M+W1R/@T*/'1R('-T>6QE/3-$)W9E<G1I8V%L+6%L:6=N.B!B;W1T;VT[(&)A
M8VMG<F]U;F0M8V]L;W(Z(')G8B@R,#0L,C,X+#(U-2D[(&9O;G0M9F%M:6QY
M.B!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/@T*("`@(#QT9"!N
M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@<&%D
M9&EN9RUB;W1T;VTZ(#(N-7!T.R!P861D:6YG+6QE9G0Z(#`[(&9O;G0M9F%M
M:6QY.B!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.R8C
M,38P.R8C,38P.R8C,38P.U1O=&%L(&QO86YS/"]T9#X\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)V9O;G0M=V5I9VAT.B!B;VQD.R!P861D:6YG+6)O
M='1O;3H@,BXU<'0[(&9O;G0M9F%M:6QY.B!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO
M=W)A<"!S='EL93TS1"=B;W)D97(M8F]T=&]M.B!";&%C:R`R+C5P="!D;W5B
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M+"!386YS+5-E<FEF)SXR+#,W-BPT-3<\+W1D/CQT9"!N;W=R87`],T1N;W=R
M87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#(N-7!T.R!F;VYT+7=E:6=H
M=#H@8F]L9#L@=&5X="UA;&EG;CH@;&5F=#L@9F]N="UF86UI;'DZ($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W
M<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0M=V5I9VAT.B!B;VQD.R!P861D
M:6YG+6)O='1O;3H@,BXU<'0[(&9O;G0M9F%M:6QY.B!#86QI8G)I+"!(96QV
M971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A
M<#TS1&YO=W)A<"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@,BXU<'0[(&9O
M;G0M=V5I9VAT.B!B;VQD.R!T97AT+6%L:6=N.B!L969T.R!F;VYT+69A;6EL
M>3H@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D
M/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ
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M86YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y
M;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#(N-7!T.R!F;VYT+69A;6EL>3H@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@
M(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G8F]R9&5R+6)O='1O;3H@
M0FQA8VL@,BXU<'0@9&]U8FQE.R!T97AT+6%L:6=N.B!L969T.R!F;VYT+69A
M;6EL>3H@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXD/"]T9#X\
M=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V)O<F1E<BUB;W1T;VTZ($)L
M86-K(#(N-7!T(&1O=6)L93L@=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0M9F%M
M:6QY.B!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/C(L-#,P+#,X
M-CPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P861D:6YG+6)O
M='1O;3H@,BXU<'0[('1E>'0M86QI9VXZ(&QE9G0[(&9O;G0M9F%M:6QY.B!#
M86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D
M(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@,BXU
M<'0[(&9O;G0M9F%M:6QY.B!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R
M:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL
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M+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T
M;VTZ(#(N-7!T.R!T97AT+6%L:6=N.B!L969T.R!F;VYT+69A;6EL>3H@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CPO='(^
M#0H\+W1A8FQE/@T*#0H\<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9CL@;6%R9VEN.B`P.R!T97AT+6%L:6=N
M.B!L969T.R!T97AT+6EN9&5N=#H@,"XR-6EN)SXF(S$V,#LF(S$V,#L\+W`^
M/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L
M87-S/3-$<F4^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O
M<#Y3=6UM87)Y(&]F('1H92!M86IO<B!C871E9V]R:65S(&]F(&YO;BUC;W9E
M<F5D(&QO86YS(&]U='-T86YD:6YG/"]T9#X-"B`@("`@("`@/'1D(&-L87-S
M/3-$=&5X=#X\<"!S='EL93TS1"=F;VYT.B`Q,'!T+VYO<FUA;"!#86QI8G)I
M+"!(96QV971I8V$L(%-A;G,M4V5R:68[(&UA<F=I;CH@,#L@=&5X="UA;&EG
M;CH@;&5F="<^5&AE(&9O;&QO=VEN9R!I<R!A('-U;6UA<GD@;V8@=&AE(&UA
M:F]R#0IC871E9V]R:65S(&]F(&YO;BUC;W9E<F5D(&QO86YS(&]U='-T86YD
M:6YG.CPO<#X-"@T*/'1A8FQE(&-E;&QP861D:6YG/3-$,"!C96QL<W!A8VEN
M9STS1#`@<W1Y;&4],T0G8F]R9&5R+6-O;&QA<'-E.B!C;VQL87!S93L@=VED
M=&@Z(#$P,"4[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF)SX-"CQT<B!S='EL93TS1"=V97)T:6-A;"UA;&EG;CH@8F]T=&]M
M.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^
M#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N
M.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9B<^/'`@<W1Y;&4],T0G9F]N=#H@,3!P="]N;W)M86P@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF.R!M87)G:6XZ(#`[('1E>'0M86QI9VXZ
M(&QE9G0G/B8C,38P.SPO<#X\<"!S='EL93TS1"=F;VYT.B`Q,'!T+VYO<FUA
M;"!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[(&UA<F=I;CH@,#L@
M=&5X="UA;&EG;CH@;&5F="<^/&D^*"0@:6X@=&AO=7-A;F1S*3PO:3X\+W`^
M/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(&)O;&0@
M,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[('!A9&1I;F<M
M8F]T=&]M.B`Q<'0G/B8C,38P.SPO=&0^#0H@("`@/'1D(&-O;'-P86X],T0V
M(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B!B;VQD(#$P<'0@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T97AT+6%L:6=N.B!C96YT
M97([(&)O<F1E<BUB;W1T;VTZ($)L86-K(#%P="!S;VQI9"<^1&5C96UB97(@
M,S$L(#(P,3(\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D
M9&EN9RUB;W1T;VTZ(#%P=#L@9F]N=#H@8F]L9"`Q,'!T($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`Q<'0[(&9O;G0Z(#$P
M<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D
M/@T*("`@(#QT9"!C;VQS<&%N/3-$-B!N;W=R87`],T1N;W=R87`@<W1Y;&4]
M,T0G=&5X="UA;&EG;CH@8V5N=&5R.R!B;W)D97(M8F]T=&]M.B!";&%C:R`Q
M<'0@<V]L:60[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF)SY$96-E;6)E<B`S,2P@,C`Q,3PO=&0^/'1D(&YO=W)A<#TS1&YO
M=W)A<"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@,7!T.R!F;VYT.B`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\
M+W1R/@T*/'1R('-T>6QE/3-$)W9E<G1I8V%L+6%L:6=N.B!B;W1T;VT[(&9O
M;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SX-"B`@
M("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE
M9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF
M)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N
M=#H@8F]L9"`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@
M<&%D9&EN9RUB;W1T;VTZ(#%P="<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@8V]L
M<W!A;CTS1#(@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(&)O;&0@
M,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[('1E>'0M86QI
M9VXZ(&-E;G1E<CL@8F]R9&5R+6)O='1O;3H@0FQA8VL@,7!T('-O;&ED)SY!
M;6]U;G0\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN
M9RUB;W1T;VTZ(#%P=#L@9F]N=#H@8F]L9"`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)V9O;G0Z(&)O;&0@,3!P="!#86QI8G)I+"!(96QV971I
M8V$L(%-A;G,M4V5R:68[('!A9&1I;F<M8F]T=&]M.B`Q<'0G/B8C,38P.SPO
M=&0^#0H@("`@/'1D(&-O;'-P86X],T0R(&YO=W)A<#TS1&YO=W)A<"!S='EL
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M+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T
M;VTZ(#%P=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&-O;'-P86X],T0R(&YO=W)A
M<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!C96YT97([(&)O<F1E
M<BUB;W1T;VTZ($)L86-K(#%P="!S;VQI9#L@9F]N=#H@,3!P="!#86QI8G)I
M+"!(96QV971I8V$L(%-A;G,M4V5R:68G/D%M;W5N=#PO=&0^/'1D(&YO=W)A
M<#TS1&YO=W)A<"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@,7!T.R!F;VYT
M.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[
M/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T
M=&]M.B`Q<'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!C;VQS<&%N/3-$,B!N;W=R
M87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@8V5N=&5R.R!B;W)D
M97(M8F]T=&]M.B!";&%C:R`Q<'0@<V]L:60[(&9O;G0Z(#$P<'0@0V%L:6)R
M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SY097)C96YT86=E/"]T9#X\=&0@
M;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`Q<'0[
M(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF
M(S$V,#L\+W1D/CPO='(^#0H\='(@<W1Y;&4],T0G=F5R=&EC86PM86QI9VXZ
M(&)O='1O;3L@8F%C:V=R;W5N9"UC;VQO<CH@<F=B*#(P-"PR,S@L,C4U*3L@
M9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/@T*
M("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@8F]L9"`Q
M,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@=&5X="UD96-O
M<F%T:6]N.B!U;F1E<FQI;F4[('1E>'0M86QI9VXZ(&QE9G0[('!A9&1I;F<M
M;&5F=#H@,"<^3F]N+6-O=F5R960@;&]A;G,Z/"]T9#X\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A
M+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#
M86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D
M(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!R:6=H=#L@
M9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C
M,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L
M:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE
M/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF
M)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4]
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M;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q
M-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P
M<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D
M/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG
M;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=T97AT+6%L:6=N.B!R:6=H=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV
M971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO
M=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@
M;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N
M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N
M=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P
M.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N
M.B!R:6=H=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\+W1R/@T*/'1R('-T>6QE
M/3-$)W9E<G1I8V%L+6%L:6=N.B!B;W1T;VT[(&)A8VMG<F]U;F0M8V]L;W(Z
M(%=H:71E.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9B<^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT
M+6%L:6=N.B!L969T.R!P861D:6YG+6QE9G0Z(#4N-'!T.R!F;VYT.B`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\
M=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R
M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@
M9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C
M,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L
M:6=N.B!R:6=H=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL
M93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A
M+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#
M86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D
M(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!R:6=H=#L@
M9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C
M,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L
M:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE
M/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF
M)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4]
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M;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q
M-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P
M<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D
M/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG
M;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=T97AT+6%L:6=N.B!R:6=H=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV
M971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO
M=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\+W1R
M/@T*/'1R('-T>6QE/3-$)W9E<G1I8V%L+6%L:6=N.B!B;W1T;VT[(&)A8VMG
M<F]U;F0M8V]L;W(Z(')G8B@R,#0L,C,X+#(U-2D[(&9O;G0Z(#$P<'0@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SX-"B`@("`\=&0@;F]W<F%P
M/3-$;F]W<F%P('-T>6QE/3-$)W=I9'1H.B`V,"4[('1E>'0M86QI9VXZ(&QE
M9G0[('1E>'0M:6YD96YT.B`M,3)P=#L@<&%D9&EN9RUL969T.B`Q,G!T.R!F
M;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^0V]M
M;65R8VEA;"P@9FEN86YC:6%L+"!A;F0@86=R:6-U;'1U<F%L/"]T9#X\=&0@
M;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W=I9'1H.B`Q)3L@9F]N=#H@8F]L
M9"`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[
M/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W=I9'1H
M.B`Q)3L@9F]N=#H@8F]L9"`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9CL@=&5X="UA;&EG;CH@;&5F="<^)#PO=&0^/'1D(&YO=W)A<#TS
M1&YO=W)A<"!S='EL93TS1"=W:61T:#H@-R4[(&9O;G0Z(&)O;&0@,3!P="!#
M86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[('1E>'0M86QI9VXZ(')I
M9VAT)SXQ-34L,C<S/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$
M)W=I9'1H.B`Q)3L@9F]N=#H@8F]L9"`Q,'!T($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9CL@=&5X="UA;&EG;CH@;&5F="<^)B,Q-C`[/"]T9#X\
M=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W=I9'1H.B`Q)3L@9F]N=#H@
M8F]L9"`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q
M-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W=I
M9'1H.B`Q)3L@9F]N=#H@8F]L9"`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9CL@=&5X="UA;&EG;CH@;&5F="<^)B,Q-C`[/"]T9#X\=&0@
M;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W=I9'1H.B`W)3L@9F]N=#H@8F]L
M9"`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@=&5X="UA
M;&EG;CH@<FEG:'0G/C<E/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE
M/3-$)W=I9'1H.B`Q)3L@9F]N=#H@8F]L9"`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9CL@=&5X="UA;&EG;CH@;&5F="<^)B,Q-C`[/"]T
M9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W=I9'1H.B`Q)3L@9F]N
M=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P
M.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=W:61T
M:#H@,24[('1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF)SXD/"]T9#X\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)W=I9'1H.B`W)3L@=&5X="UA;&EG;CH@<FEG:'0[(&9O
M;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXQ-3(L
M-C(W/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W=I9'1H.B`Q
M)3L@=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV
M971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO
M=W)A<"!S='EL93TS1"=W:61T:#H@,24[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N
M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=VED=&@Z(#$E.R!T97AT+6%L:6=N
M.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$
M)W=I9'1H.B`W)3L@=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L
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M<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SX-"B`@("`\=&0@
M;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[('1E
M>'0M:6YD96YT.B`M,3)P=#L@<&%D9&EN9RUL969T.B`Q,G!T.R!F;VYT.B`Q
M,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^4F5A;"!E<W1A
M=&4@)B,Q-3`[(&-O;G-T<G5C=&EO;BP@;&%N9"!D979E;&]P;65N="`F(S,X
M.R!O=&AE<B!L86YD(&QO86YS/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T
M>6QE/3-$)V9O;G0Z(&)O;&0@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A
M<"!S='EL93TS1"=F;VYT.B!B;VQD(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A
M+"!386YS+5-E<FEF.R!T97AT+6%L:6=N.B!L969T)SXF(S$V,#L\+W1D/CQT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@8F]L9"`Q,'!T($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@=&5X="UA;&EG;CH@<FEG
M:'0G/C(U,2PU-CD\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
M9F]N=#H@8F]L9"`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9CL@=&5X="UA;&EG;CH@;&5F="<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)V9O;G0Z(&)O;&0@,3!P="!#86QI8G)I+"!(96QV
M971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A
M<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B!B;VQD(#$P<'0@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T97AT+6%L:6=N.B!L969T)SXF(S$V
M,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@8F]L
M9"`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@=&5X="UA
M;&EG;CH@<FEG:'0G/C$R)3PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL
M93TS1"=F;VYT.B!B;VQD(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF.R!T97AT+6%L:6=N.B!L969T)SXF(S$V,#L\+W1D/CQT9"!N;W=R
M87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV
M971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A
M<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q
M,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T
M9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I
M9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9B<^,CDP+#DX,SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T
M97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P
M('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@
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M.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^
M)B,Q-C`[/"]T9#X\+W1R/@T*/'1R('-T>6QE/3-$)W9E<G1I8V%L+6%L:6=N
M.B!B;W1T;VT[(&)A8VMG<F]U;F0M8V]L;W(Z(')G8B@R,#0L,C,X+#(U-2D[
M(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SX-
M"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ
M(&QE9G0[('1E>'0M:6YD96YT.B`M,3)P=#L@<&%D9&EN9RUL969T.B`Q,G!T
M.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^
M4F5A;"!E<W1A=&4@)B,Q-3`[(&UO<G1G86=E("8C,34P.R!R97-I9&5N=&EA
M;"`H,2TT(&9A;6EL>2D@9FER<W0@;6]R=&=A9V5S/"]T9#X\=&0@;F]W<F%P
M/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(&)O;&0@,3!P="!#86QI8G)I+"!(
M96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO
M=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B!B;VQD(#$P<'0@0V%L:6)R
M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T97AT+6%L:6=N.B!L969T)SXF
M(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@
M8F]L9"`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@=&5X
M="UA;&EG;CH@<FEG:'0G/C8W.2PT,#$\+W1D/CQT9"!N;W=R87`],T1N;W=R
M87`@<W1Y;&4],T0G9F]N=#H@8F]L9"`Q,'!T($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9CL@=&5X="UA;&EG;CH@;&5F="<^)B,Q-C`[/"]T9#X\
M=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(&)O;&0@,3!P="!#
M86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@
M("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B!B;VQD(#$P
M<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T97AT+6%L:6=N
M.B!L969T)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4]
M,T0G9F]N=#H@8F]L9"`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9CL@=&5X="UA;&EG;CH@<FEG:'0G/C,S)3PO=&0^/'1D(&YO=W)A<#TS
M1&YO=W)A<"!S='EL93TS1"=F;VYT.B!B;VQD(#$P<'0@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF.R!T97AT+6%L:6=N.B!L969T)SXF(S$V,#L\
M+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#
M86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@
M("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L
M969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E
M>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9B<^-C0V+#8Q-CPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A
M<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W
M<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R
M87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@
M,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO
M=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!R
M:6=H=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R
M:68G/C,Q)3PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT
M+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\+W1R/@T*/'1R('-T>6QE/3-$)W9E
M<G1I8V%L+6%L:6=N.B!B;W1T;VT[(&)A8VMG<F]U;F0M8V]L;W(Z(%=H:71E
M.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^
M#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N
M.B!L969T.R!T97AT+6EN9&5N=#H@+3$R<'0[('!A9&1I;F<M;&5F=#H@,3)P
M=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G
M/E)E86P@97-T871E("8C,34P.R!M;W)T9V%G92`F(S$U,#L@:&]M92!E<75I
M='D@;&]A;G,@+R!L:6YE<R!O9B!C<F5D:70\+W1D/CQT9"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G9F]N=#H@8F]L9"`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P
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M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@8F]L9"`Q,'!T($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\
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M/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\
M=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[
M(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF
M(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA
M;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF)SXR,S,L,3<Q/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T
M>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I
M8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS
M1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\
M=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT
M.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^
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M4V5R:68G/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X
M="UA;&EG;CH@;&5F=#L@=&5X="UI;F1E;G0Z("TQ,G!T.R!P861D:6YG+6QE
M9G0Z(#$R<'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF)SY296%L(&5S=&%T92`F(S$U,#L@;6]R=&=A9V4@)B,Q-3`[(&-O
M;6UE<F-I86P@86YD(&]T:&5R/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T
M>6QE/3-$)V9O;G0Z(&)O;&0@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A
M<"!S='EL93TS1"=F;VYT.B!B;VQD(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A
M+"!386YS+5-E<FEF.R!T97AT+6%L:6=N.B!L969T)SXF(S$V,#L\+W1D/CQT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@8F]L9"`Q,'!T($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@=&5X="UA;&EG;CH@<FEG
M:'0G/C<Q-2PY-S,\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
M9F]N=#H@8F]L9"`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9CL@=&5X="UA;&EG;CH@;&5F="<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)V9O;G0Z(&)O;&0@,3!P="!#86QI8G)I+"!(96QV
M971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A
M<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B!B;VQD(#$P<'0@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T97AT+6%L:6=N.B!L969T)SXF(S$V
M,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@8F]L
M9"`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@=&5X="UA
M;&EG;CH@<FEG:'0G/C,T)3PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL
M93TS1"=F;VYT.B!B;VQD(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF.R!T97AT+6%L:6=N.B!L969T)SXF(S$V,#L\+W1D/CQT9"!N;W=R
M87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV
M971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A
M<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q
M,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T
M9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I
M9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9B<^-C8V+#@X,CPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T
M97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P
M('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@
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M.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^
M)B,Q-C`[/"]T9#X\+W1R/@T*/'1R('-T>6QE/3-$)W9E<G1I8V%L+6%L:6=N
M.B!B;W1T;VT[(&)A8VMG<F]U;F0M8V]L;W(Z(%=H:71E.R!F;VYT.B`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^#0H@("`@/'1D(&YO
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M=&]M.B`Q<'0G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A
M<"!S='EL93TS1"=B;W)D97(M8F]T=&]M.B!";&%C:R`Q<'0@<V]L:60[(&9O
M;G0Z(&)O;&0@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[
M('1E>'0M86QI9VXZ(&QE9G0G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO
M=W)A<"!S='EL93TS1"=B;W)D97(M8F]T=&]M.B!";&%C:R`Q<'0@<V]L:60[
M(&9O;G0Z(&)O;&0@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R
M:68[('1E>'0M86QI9VXZ(')I9VAT)SXW,2PQ-C`\+W1D/CQT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#%P=#L@9F]N=#H@
M8F]L9"`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@=&5X
M="UA;&EG;CH@;&5F="<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P
M('-T>6QE/3-$)V9O;G0Z(&)O;&0@,3!P="!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68[('!A9&1I;F<M8F]T=&]M.B`Q<'0G/B8C,38P.SPO=&0^
M#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=B;W)D97(M8F]T
M=&]M.B!";&%C:R`Q<'0@<V]L:60[(&9O;G0Z(&)O;&0@,3!P="!#86QI8G)I
M+"!(96QV971I8V$L(%-A;G,M4V5R:68[('1E>'0M86QI9VXZ(&QE9G0G/B8C
M,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=B;W)D97(M
M8F]T=&]M.B!";&%C:R`Q<'0@<V]L:60[(&9O;G0Z(&)O;&0@,3!P="!#86QI
M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[('1E>'0M86QI9VXZ(')I9VAT
M)SXS)3PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P861D:6YG
M+6)O='1O;3H@,7!T.R!F;VYT.B!B;VQD(#$P<'0@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF.R!T97AT+6%L:6=N.B!L969T)SXF(S$V,#L\+W1D
M/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ
M(#%P=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R
M:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL
M93TS1"=B;W)D97(M8F]T=&]M.B!";&%C:R`Q<'0@<V]L:60[(&9O;G0Z(#$P
M<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T97AT+6%L:6=N
M.B!L969T)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4]
M,T0G8F]R9&5R+6)O='1O;3H@0FQA8VL@,7!T('-O;&ED.R!F;VYT.B`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@=&5X="UA;&EG;CH@
M<FEG:'0G/C<W+#4Y,SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=P861D:6YG+6)O='1O;3H@,7!T.R!T97AT+6%L:6=N.B!L969T.R!F;VYT
M.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[
M/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T
M=&]M.B`Q<'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@
M<W1Y;&4],T0G8F]R9&5R+6)O='1O;3H@0FQA8VL@,7!T('-O;&ED.R!F;VYT
M.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@=&5X="UA
M;&EG;CH@;&5F="<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T
M>6QE/3-$)V)O<F1E<BUB;W1T;VTZ($)L86-K(#%P="!S;VQI9#L@9F]N=#H@
M,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[('1E>'0M86QI
M9VXZ(')I9VAT)SXT)3PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=P861D:6YG+6)O='1O;3H@,7!T.R!T97AT+6%L:6=N.B!L969T.R!F;VYT
M.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[
M/"]T9#X\+W1R/@T*/'1R('-T>6QE/3-$)W9E<G1I8V%L+6%L:6=N.B!B;W1T
M;VT[(&)A8VMG<F]U;F0M8V]L;W(Z(')G8B@R,#0L,C,X+#(U-2D[(&9O;G0Z
M(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SX-"B`@("`\
M=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[
M('1E>'0M:6YD96YT.B`M,3)P=#L@<&%D9&EN9RUL969T.B`Q,G!T.R!F;VYT
M.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[
M)B,Q-C`[)B,Q-C`[)B,Q-C`[4W5B=&]T86P\+W1D/CQT9"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G9F]N=#H@8F]L9"`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P
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M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@
M(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@8F]L9"`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@=&5X="UA;&EG;CH@
M;&5F="<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$
M)V9O;G0Z(&)O;&0@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R
M:68[('1E>'0M86QI9VXZ(')I9VAT)SXQ,#`E/"]T9#X\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)V9O;G0Z(&)O;&0@,3!P="!#86QI8G)I+"!(96QV
M971I8V$L(%-A;G,M4V5R:68[('1E>'0M86QI9VXZ(&QE9G0G/B8C,38P.SPO
M=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@
M("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE
M9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF
M)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X
M="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A
M+"!386YS+5-E<FEF)SXR+#`V-RPX-S(\+W1D/CQT9"!N;W=R87`],T1N;W=R
M87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI
M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO
M=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W
M<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z
M(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\
M+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@
M<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF)SXQ,#`E/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E
M>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A
M+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CPO='(^#0H\='(@<W1Y;&4],T0G
M=F5R=&EC86PM86QI9VXZ(&)O='1O;3L@8F%C:V=R;W5N9"UC;VQO<CH@5VAI
M=&4[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF
M)SX-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI
M9VXZ(&QE9G0[('!A9&1I;F<M8F]T=&]M.B`Q<'0[('1E>'0M:6YD96YT.B`M
M,3)P=#L@<&%D9&EN9RUL969T.B`Q,G!T.R!F;VYT.B`Q,'!T($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9B<^56YA;6]R=&EZ960@;F5T(&1E9F5R
M<F5D(&QO86X@8V]S=',\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4]
M,T0G9F]N=#H@8F]L9"`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9CL@<&%D9&EN9RUB;W1T;VTZ(#%P="<^)B,Q-C`[/"]T9#X-"B`@("`\
M=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V)O<F1E<BUB;W1T;VTZ($)L
M86-K(#%P="!S;VQI9#L@9F]N=#H@8F]L9"`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9CL@=&5X="UA;&EG;CH@;&5F="<^)B,Q-C`[/"]T
M9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V)O<F1E<BUB;W1T;VTZ
M($)L86-K(#%P="!S;VQI9#L@9F]N=#H@8F]L9"`Q,'!T($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9CL@=&5X="UA;&EG;CH@<FEG:'0G/C$L,S(T
M/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T
M=&]M.B`Q<'0[(&9O;G0Z(&)O;&0@,3!P="!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68[('1E>'0M86QI9VXZ(&QE9G0G/B8C,38P.SPO=&0^/'1D
M(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@,7!T
M.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^
M)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$
M)W!A9&1I;F<M8F]T=&]M.B`Q<'0[('1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z
M(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\
M+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T
M;VTZ(#%P=#L@=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R
M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R
M87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#%P=#L@=&5X
M="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S
M='EL93TS1"=P861D:6YG+6)O='1O;3H@,7!T.R!F;VYT.B`Q,'!T($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\
M=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V)O<F1E<BUB;W1T;VTZ($)L
M86-K(#%P="!S;VQI9#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68[('1E>'0M86QI9VXZ(&QE9G0G/B8C,38P.SPO=&0^/'1D
M(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=B;W)D97(M8F]T=&]M.B!";&%C
M:R`Q<'0@<V]L:60[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF.R!T97AT+6%L:6=N.B!R:6=H="<^,2PR.#`\+W1D/CQT9"!N
M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#%P=#L@
M=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I
M8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A
M<"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@,7!T.R!F;VYT.B`Q,'!T($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@
M("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M
M.B`Q<'0[('1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#%P=#L@=&5X="UA
M;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y
M;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#%P=#L@=&5X="UA;&EG;CH@;&5F=#L@
M9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C
M,38P.SPO=&0^/"]T<CX-"CQT<B!S='EL93TS1"=V97)T:6-A;"UA;&EG;CH@
M8F]T=&]M.R!B86-K9W)O=6YD+6-O;&]R.B!R9V(H,C`T+#(S."PR-34I.R!F
M;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^#0H@
M("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L
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M8F]T=&]M.B`R+C5P="<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)V)O<F1E<BUB;W1T;VTZ($)L86-K(#(N-7!T(&1O
M=6)L93L@9F]N=#H@8F]L9"`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9CL@=&5X="UA;&EG;CH@;&5F="<^)#PO=&0^/'1D(&YO=W)A<#TS
M1&YO=W)A<"!S='EL93TS1"=B;W)D97(M8F]T=&]M.B!";&%C:R`R+C5P="!D
M;W5B;&4[(&9O;G0Z(&)O;&0@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68[('1E>'0M86QI9VXZ(')I9VAT)SXR+#`Y-"PQ-#,\+W1D/CQT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#(N
M-7!T.R!F;VYT.B!B;VQD(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF.R!T97AT+6%L:6=N.B!L969T)SXF(S$V,#L\+W1D/CQT9"!N;W=R
M87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@8F]L9"`Q,'!T($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9CL@<&%D9&EN9RUB;W1T;VTZ(#(N-7!T
M)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4]
M,T0G<&%D9&EN9RUB;W1T;VTZ(#(N-7!T.R!F;VYT.B!B;VQD(#$P<'0@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T97AT+6%L:6=N.B!L969T
M)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D
M9&EN9RUB;W1T;VTZ(#(N-7!T.R!F;VYT.B!B;VQD(#$P<'0@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T97AT+6%L:6=N.B!R:6=H="<^)B,Q
M-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M
M8F]T=&]M.B`R+C5P=#L@9F]N=#H@8F]L9"`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9CL@=&5X="UA;&EG;CH@;&5F="<^)B,Q-C`[/"]T
M9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M
M.B`R+C5P=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S
M='EL93TS1"=B;W)D97(M8F]T=&]M.B!";&%C:R`R+C5P="!D;W5B;&4[(&9O
M;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T97AT
M+6%L:6=N.B!L969T)SXD/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE
M/3-$)V)O<F1E<BUB;W1T;VTZ($)L86-K(#(N-7!T(&1O=6)L93L@9F]N=#H@
M,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[('1E>'0M86QI
M9VXZ(')I9VAT)SXR+#`V.2PQ-3(\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@
M<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#(N-7!T.R!T97AT+6%L:6=N.B!L
M969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A
M9&1I;F<M8F]T=&]M.B`R+C5P=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV
M971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A
M<#TS1&YO=W)A<"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@,BXU<'0[('1E
M>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A
M+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@
M<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#(N-7!T.R!T97AT+6%L:6=N.B!R
M:6=H=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R
M:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P
M861D:6YG+6)O='1O;3H@,BXU<'0[('1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z
M(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\
M+W1D/CPO='(^#0H\+W1A8FQE/@T*#0H\<"!S='EL93TS1"=F;VYT.B`Q,'!T
M+VYO<FUA;"!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[(&UA<F=I
M;CH@,#L@=&5X="UA;&EG;CH@;&5F="<^)B,Q-C`[/"]P/CQS<&%N/CPO<W!A
M;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')O/@T*
M("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^0V%R<GEI;F<@
M86UO=6YT(&]F('1H92!C;W9E<F5D(&QO86YS/"]T9#X-"B`@("`@("`@/'1D
M(&-L87-S/3-$=&5X=#X\<"!S='EL93TS1"=F;VYT.B`Q,'!T+VYO<FUA;"!#
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M93TS1"=F;VYT.B`Q,'!T+S$P+C`U<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF.R!M87)G:6XZ(#`[('1E>'0M86QI9VXZ(&IU<W1I9GD[('1E
M>'0M:6YD96YT.B`P+C(U:6XG/B8C,38P.SPO<#X-"@T*/'1A8FQE(&-E;&QP
M861D:6YG/3-$,"!C96QL<W!A8VEN9STS1#`@<W1Y;&4],T0G8F]R9&5R+6-O
M;&QA<'-E.B!C;VQL87!S93L@=VED=&@Z(#$P,"4[(&9O;G0Z(#$P<'0@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SX-"CQT<B!S='EL93TS1"=V
M97)T:6-A;"UA;&EG;CH@8F]T=&]M.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9B<^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A
M<"!S='EL93TS1"=F;VYT.B!I=&%L:6,@,3!P="!#86QI8G)I+"!(96QV971I
M8V$L(%-A;G,M4V5R:68[('1E>'0M86QI9VXZ(&IU<W1I9GDG/B@D(&EN('1H
M;W5S86YD<RD\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D
M9&EN9RUB;W1T;VTZ(#%P=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I
M8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&-O;'-P86X]
M,T0R(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!C96YT
M97([(&)O<F1E<BUB;W1T;VTZ($)L86-K(#%P="!S;VQI9#L@9F]N=#H@,3!P
M="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/DEM<&%I<F5D(#QB
M<B`O/@T*4'5R8VAA<V5D(#QB<B`O/DQO86YS("8C,34P.R`\8G(@+SX-"D-A
M<G)Y:6YG(#QB<B`O/@T*5F%L=64\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@
M<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#%P=#L@9F]N=#H@,3!P="!#86QI
M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO
M=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@,7!T.R!F
M;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q
M-C`[/"]T9#X-"B`@("`\=&0@8V]L<W!A;CTS1#(@;F]W<F%P/3-$;F]W<F%P
M('-T>6QE/3-$)W1E>'0M86QI9VXZ(&-E;G1E<CL@8F]R9&5R+6)O='1O;3H@
M0FQA8VL@,7!T('-O;&ED.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9B<^26UP86ER960\8G(@+SX-"B!0=7)C:&%S960@/&)R
M("\^#0I,;V%N<R`F(S$U,#L@/&)R("\^#0I5;G!A:60@/&)R("\^#0I0<FEN
M8VEP86P@/&)R("\^#0I"86QA;F-E/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P
M('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`Q<'0[(&9O;G0Z(#$P<'0@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N
M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#%P=#L@
M9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C
M,38P.SPO=&0^#0H@("`@/'1D(&-O;'-P86X],T0R(&YO=W)A<#TS1&YO=W)A
M<"!S='EL93TS1"=T97AT+6%L:6=N.B!C96YT97([(&)O<F1E<BUB;W1T;VTZ
M($)L86-K(#%P="!S;VQI9#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I
M8V$L(%-A;G,M4V5R:68G/DYO;FEM<&%I<F5D(#QB<B`O/@T*4'5R8VAA<V5D
M(#QB<B`O/DQO86YS("8C,34P.SQB<B`O/@T*($-A<G)Y:6YG(#QB<B`O/@T*
M5F%L=64\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN
M9RUB;W1T;VTZ(#%P=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S
M='EL93TS1"=P861D:6YG+6)O='1O;3H@,7!T.R!F;VYT.B`Q,'!T($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\
M=&0@8V]L<W!A;CTS1#(@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M
M86QI9VXZ(&-E;G1E<CL@8F]R9&5R+6)O='1O;3H@0FQA8VL@,7!T('-O;&ED
M.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^
M3F]N:6UP86ER960\8G(@+SX-"B!0=7)C:&%S960@/&)R("\^#0I,;V%N<R`M
M(#QB<B`O/@T*56YP86ED/&)R("\^#0H@4')I;F-I<&%L(#QB<B`O/@T*0F%L
M86YC93PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P861D:6YG
M+6)O='1O;3H@,7!T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T
M>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`Q<'0[(&9O;G0Z(#$P<'0@0V%L:6)R
M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT
M9"!C;VQS<&%N/3-$,B!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA
M;&EG;CH@8V5N=&5R.R!B;W)D97(M8F]T=&]M.B!";&%C:R`Q<'0@<V]L:60[
M(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SY4
M;W1A;"`\8G(@+SX-"D-O=F5R960@/&)R("\^3&]A;G,@)B,Q-3`[(#QB<B`O
M/@T*0V%R<GEI;F<@/&)R("\^#0I686QU93PO=&0^/'1D(&YO=W)A<#TS1&YO
M=W)A<"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@,7!T.R!F;VYT.B`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\
M=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`Q
M<'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF
M)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!C;VQS<&%N/3-$,B!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@8V5N=&5R.R!B;W)D97(M8F]T
M=&]M.B!";&%C:R`Q<'0@<V]L:60[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF)SY4;W1A;#QB<B`O/@T*($-O=F5R960@/&)R
M("\^#0I,;V%N<R`F(S$U,#L@/&)R("\^#0I5;G!A:60@/&)R("\^#0I0<FEN
M8VEP86P@/&)R("\^#0I"86QA;F-E/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P
M('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`Q<'0[(&9O;G0Z(#$P<'0@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CPO='(^
M#0H\='(@<W1Y;&4],T0G=F5R=&EC86PM86QI9VXZ(&)O='1O;3L@8F%C:V=R
M;W5N9"UC;VQO<CH@<F=B*#(P-"PR,S@L,C4U*3L@9F]N=#H@,3!P="!#86QI
M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/@T*("`@(#QT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@8F]L9"`Q,'!T($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9CL@=&5X="UD96-O<F%T:6]N.B!U;F1E<FQI
M;F4[('1E>'0M86QI9VXZ(&IU<W1I9GDG/D-O=F5R960@;&]A;G,Z/"]T9#X\
M=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R
M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@
M9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C
M,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L
M:6=N.B!R:6=H=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL
M93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A
M+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#
M86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D
M(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!R:6=H=#L@
M9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C
M,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L
M:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE
M/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF
M)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4]
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M;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q
M-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P
M<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D
M/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG
M;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=T97AT+6%L:6=N.B!R:6=H=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV
M971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO
M=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@
M;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N
M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N
M=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P
M.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N
M.B!R:6=H=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R
M87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI
M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO
M=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!R:6=H=#L@9F]N
M=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P
M.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N
M.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9B<^)B,Q-C`[/"]T9#X\+W1R/@T*/'1R('-T>6QE/3-$)W9E<G1I8V%L
M+6%L:6=N.B!B;W1T;VT[(&)A8VMG<F]U;F0M8V]L;W(Z(%=H:71E.R!F;VYT
M.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^#0H@("`@
M/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=W:61T:#H@-#`E.R!T97AT
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M(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
M=VED=&@Z(#$E.R!T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)#PO=&0^/'1D(&YO=W)A<#TS
M1&YO=W)A<"!S='EL93TS1"=W:61T:#H@-R4[('1E>'0M86QI9VXZ(')I9VAT
M.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^
M-S$\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=VED=&@Z(#$E
M.R!T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)W=I9'1H.B`Q)3L@9F]N=#H@,3!P="!#86QI8G)I+"!(
M96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO
M=W)A<#TS1&YO=W)A<"!S='EL93TS1"=W:61T:#H@,24[('1E>'0M86QI9VXZ
M(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
M=VED=&@Z(#<E.R!T97AT+6%L:6=N.B!R:6=H=#L@9F]N=#H@,3!P="!#86QI
M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/C$T.#PO=&0^/'1D(&YO=W)A
M<#TS1&YO=W)A<"!S='EL93TS1"=W:61T:#H@,24[('1E>'0M86QI9VXZ(&QE
M9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF
M)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=VED
M=&@Z(#$E.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T
M>6QE/3-$)W=I9'1H.B`Q)3L@=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P
M="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^
M/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=W:61T:#H@-R4[('1E>'0M
M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9B<^-2PT-#8\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y
M;&4],T0G=VED=&@Z(#$E.R!T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\
M=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W=I9'1H.B`Q)3L@9F]N=#H@
M,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO
M=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=W:61T:#H@
M,24[('1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G=VED=&@Z(#<E.R!T97AT+6%L:6=N.B!R:6=H=#L@
M9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/C<L
M,#`Y/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W=I9'1H.B`Q
M)3L@=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV
M971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO
M=W)A<"!S='EL93TS1"=W:61T:#H@,24[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N
M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=VED=&@Z(#$E.R!T97AT+6%L:6=N
M.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$
M)W=I9'1H.B`W)3L@=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXU+#4Q-SPO=&0^/'1D(&YO
M=W)A<#TS1&YO=W)A<"!S='EL93TS1"=W:61T:#H@,24[('1E>'0M86QI9VXZ
M(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
M=VED=&@Z(#$E.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P
M('-T>6QE/3-$)W=I9'1H.B`Q)3L@=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@
M,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO
M=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=W:61T:#H@-R4[('1E
M>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9B<^-RPQ-3<\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@
M<W1Y;&4],T0G=VED=&@Z(#$E.R!T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q
M,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T
M9#X\+W1R/@T*/'1R('-T>6QE/3-$)W9E<G1I8V%L+6%L:6=N.B!B;W1T;VT[
M(&)A8VMG<F]U;F0M8V]L;W(Z(')G8B@R,#0L,C,X+#(U-2D[(&9O;G0Z(#$P
M<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SX-"B`@("`\=&0@
M;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[('1E
M>'0M:6YD96YT.B`M,3)P=#L@<&%D9&EN9RUL969T.B`Q,G!T.R!F;VYT.B`Q
M,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^4F5A;"!E<W1A
M=&4@)B,Q-3`[(&-O;G-T<G5C=&EO;BP@;&%N9"!D979E;&]P;65N="`F(S,X
M.R!O=&AE<B!L86YD(&QO86YS/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T
M>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y
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M(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@
M,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO
M=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L
M:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE
M/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9B<^,BPU.30\+W1D/CQT9"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#
M86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D
M(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@
M;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O
M;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V
M,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG
M;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF)SXT-2PS,30\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4]
M,T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV
M971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO
M=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N
M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O
M;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXX,BPV
M-S8\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG
M;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^
M)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$
M)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R
M87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXT-BPX.#D\+W1D/CQT9"!N
M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N
M=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P
M.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-
M"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ
M(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
M=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF)SXX-2PR-S`\+W1D/CQT9"!N;W=R87`],T1N;W=R
M87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI
M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/"]T<CX-
M"CQT<B!S='EL93TS1"=V97)T:6-A;"UA;&EG;CH@8F]T=&]M.R!B86-K9W)O
M=6YD+6-O;&]R.B!7:&ET93L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I
M8V$L(%-A;G,M4V5R:68G/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y
M;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@=&5X="UI;F1E;G0Z("TQ,G!T.R!P
M861D:6YG+6QE9G0Z(#$R<'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF)SY296%L(&5S=&%T92`F(S$U,#L@;6]R=&=A9V4@
M)B,Q-3`[(')E<VED96YT:6%L("@Q+30@9F%M:6QY*2!F:7)S="!M;W)T9V%G
M97,\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P
M="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^
M#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N
M.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$
M)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9B<^-SDT/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P
M('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R
M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R
M87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV
M971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A
M<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q
M,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T
M9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I
M9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9B<^,2PY,#(\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X
M="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S
M='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T
M>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P
M<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXQ,S4L,#@V/"]T
M9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE
M9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF
M)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N
M=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P
M.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT
M+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T
M>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9B<^,38Q+#0Q-CPO=&0^/'1D(&YO=W)A
M<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q
M,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T
M9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@
M(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F
M=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G
M/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT
M+6%L:6=N.B!R:6=H=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68G/C$S-2PX.#`\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@
M<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I
M+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A
M<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P
M/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P
M<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D
M/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG
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M(%-A;G,M4V5R:68G/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4]
M,T0G=&5X="UA;&EG;CH@;&5F=#L@=&5X="UI;F1E;G0Z("TQ,G!T.R!P861D
M:6YG+6QE9G0Z(#$R<'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A
M+"!386YS+5-E<FEF)SY296%L(&5S=&%T92`F(S$U,#L@;6]R=&=A9V4@)B,Q
M-3`[(&AO;64@97%U:71Y(&QO86YS("\@;&EN97,@;V8@8W)E9&ET/"]T9#X\
M=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R
M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@
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M:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R
M87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A
M<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W
M<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT
M.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^-38\+W1D
M/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F
M=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G
M/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT
M.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[
M/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M
M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y
M;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF)SXQ.2PT-C8\+W1D/CQT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P
M="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^
M/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\
M=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[
M(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF
M(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA
M;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF)SXR-"PT,S$\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y
M;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(
M96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS
M1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@
M0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[
M(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXQ
M.2PT.#(\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA
M;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL
M93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE
M/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@
M0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXR-"PT.#<\+W1D/CQT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@
M9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C
M,38P.SPO=&0^/"]T<CX-"CQT<B!S='EL93TS1"=V97)T:6-A;"UA;&EG;CH@
M8F]T=&]M.R!B86-K9W)O=6YD+6-O;&]R.B!7:&ET93L@9F]N=#H@,3!P="!#
M86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/@T*("`@(#QT9"!N;W=R
M87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@=&5X="UI
M;F1E;G0Z("TQ,G!T.R!P861D:6YG+6QE9G0Z(#$R<'0[(&9O;G0Z(#$P<'0@
M0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SY296%L(&5S=&%T92`F
M(S$U,#L@;6]R=&=A9V4@)B,Q-3`[(&-O;6UE<F-I86P@86YD(&]T:&5R/"]T
M9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@
M(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F
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M2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I
M8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS
M1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\
M=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT
M.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^
M-"PQ,34\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA
M;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL
M93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE
M/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@
M0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXW,2PT,#0\+W1D/CQT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@
M9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C
M,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q
M,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T
M9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI
M9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4]
M,T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF)SXY-"PU,#(\+W1D/CQT9"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#
M86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D
M(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@
M;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O
M;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V
M,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG
M;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF)SXW,RPW-S,\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4]
M,T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV
M971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO
M=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N
M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O
M;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXY."PV
M,3<\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG
M;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68G/B8C,38P.SPO=&0^/"]T<CX-"CQT<B!S='EL93TS1"=V97)T:6-A
M;"UA;&EG;CH@8F]T=&]M.R!B86-K9W)O=6YD+6-O;&]R.B!R9V(H,C`T+#(S
M."PR-34I.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9B<^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT
M+6%L:6=N.B!L969T.R!P861D:6YG+6)O='1O;3H@,7!T.R!T97AT+6EN9&5N
M=#H@+3$R<'0[('!A9&1I;F<M;&5F=#H@,3)P=#L@9F]N=#H@,3!P="!#86QI
M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/DEN<W1A;&QM96YT(&QO86YS
M('1O(&EN9&EV:61U86QS/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE
M/3-$)W!A9&1I;F<M8F]T=&]M.B`Q<'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N
M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G8F]R9&5R+6)O='1O;3H@0FQA8VL@
M,7!T('-O;&ED.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9CL@=&5X="UA;&EG;CH@;&5F="<^)B,Q-C`[/"]T9#X\=&0@;F]W
M<F%P/3-$;F]W<F%P('-T>6QE/3-$)V)O<F1E<BUB;W1T;VTZ($)L86-K(#%P
M="!S;VQI9#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68[('1E>'0M86QI9VXZ(')I9VAT)SXF(S$U,3L\+W1D/CQT9"!N;W=R
M87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#%P=#L@=&5X
M="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S
M='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9CL@<&%D9&EN9RUB;W1T;VTZ(#%P="<^)B,Q-C`[/"]T9#X-"B`@("`\
M=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V)O<F1E<BUB;W1T;VTZ($)L
M86-K(#%P="!S;VQI9#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68[('1E>'0M86QI9VXZ(&QE9G0G/B8C,38P.SPO=&0^/'1D
M(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=B;W)D97(M8F]T=&]M.B!";&%C
M:R`Q<'0@<V]L:60[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF.R!T97AT+6%L:6=N.B!R:6=H="<^)B,Q-3$[/"]T9#X\=&0@
M;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`Q<'0[
M(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T
M97AT+6%L:6=N.B!L969T)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R
M87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#%P=#L@9F]N=#H@,3!P="!#
M86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@
M("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=B;W)D97(M8F]T=&]M
M.B!";&%C:R`Q<'0@<V]L:60[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF.R!T97AT+6%L:6=N.B!L969T)SXF(S$V,#L\+W1D
M/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G8F]R9&5R+6)O='1O;3H@
M0FQA8VL@,7!T('-O;&ED.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9CL@=&5X="UA;&EG;CH@<FEG:'0G/C<W,SPO=&0^/'1D
M(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@,7!T
M.R!T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`Q<'0[(&9O;G0Z(#$P<'0@
M0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*
M("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G8F]R9&5R+6)O='1O
M;3H@0FQA8VL@,7!T('-O;&ED.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9CL@=&5X="UA;&EG;CH@;&5F="<^)B,Q-C`[/"]T
M9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V)O<F1E<BUB;W1T;VTZ
M($)L86-K(#%P="!S;VQI9#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I
M8V$L(%-A;G,M4V5R:68[('1E>'0M86QI9VXZ(')I9VAT)SXX,C@\+W1D/CQT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#%P
M=#L@=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV
M971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO
M=W)A<"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@,7!T.R!F;VYT.B`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-
M"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V)O<F1E<BUB;W1T
M;VTZ($)L86-K(#%P="!S;VQI9#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV
M971I8V$L(%-A;G,M4V5R:68[('1E>'0M86QI9VXZ(&QE9G0G/B8C,38P.SPO
M=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=B;W)D97(M8F]T=&]M
M.B!";&%C:R`Q<'0@<V]L:60[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF.R!T97AT+6%L:6=N.B!R:6=H="<^-S<S/"]T9#X\
M=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`Q
M<'0[('1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#%P=#L@9F]N=#H@,3!P
M="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^
M#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=B;W)D97(M8F]T
M=&]M.B!";&%C:R`Q<'0@<V]L:60[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF.R!T97AT+6%L:6=N.B!L969T)SXF(S$V,#L\
M+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G8F]R9&5R+6)O='1O
M;3H@0FQA8VL@,7!T('-O;&ED.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9CL@=&5X="UA;&EG;CH@<FEG:'0G/C@R.#PO=&0^
M/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@
M,7!T.R!T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\+W1R/@T*/'1R('-T
M>6QE/3-$)W9E<G1I8V%L+6%L:6=N.B!B;W1T;VT[(&)A8VMG<F]U;F0M8V]L
M;W(Z(%=H:71E.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9B<^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T
M97AT+6%L:6=N.B!J=7-T:69Y.R!P861D:6YG+6)O='1O;3H@,BXU<'0[('1E
M>'0M:6YD96YT.B`M,3)P=#L@<&%D9&EN9RUL969T.B`Q,G!T.R!F;VYT.B`Q
M,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[)B,Q
M-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[5&]T86P\+W1D/CQT9"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#(N-7!T.R!F;VYT.B`Q
M,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T
M9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V)O<F1E<BUB
M;W1T;VTZ($)L86-K(#(N-7!T(&1O=6)L93L@9F]N=#H@,3!P="!#86QI8G)I
M+"!(96QV971I8V$L(%-A;G,M4V5R:68[('1E>'0M86QI9VXZ(&QE9G0G/B0\
M+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G8F]R9&5R+6)O='1O
M;3H@0FQA8VL@,BXU<'0@9&]U8FQE.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9CL@=&5X="UA;&EG;CH@<FEG:'0G/C0L.#(U
M/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T
M=&]M.B`R+C5P=#L@=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI
M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO
M=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@,BXU<'0[
M(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF
M(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
M8F]R9&5R+6)O='1O;3H@0FQA8VL@,BXU<'0@9&]U8FQE.R!F;VYT.B`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@=&5X="UA;&EG;CH@
M;&5F="<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$
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M,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB
M;W1T;VTZ(#(N-7!T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)V)O<F1E<BUB;W1T;VTZ($)L86-K(#(N-7!T(&1O=6)L
M93L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[
M('1E>'0M86QI9VXZ(&QE9G0G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO
M=W)A<"!S='EL93TS1"=B;W)D97(M8F]T=&]M.B!";&%C:R`R+C5P="!D;W5B
M;&4[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF
M.R!T97AT+6%L:6=N.B!R:6=H="<^,C<W+#0X.3PO=&0^/'1D(&YO=W)A<#TS
M1&YO=W)A<"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@,BXU<'0[('1E>'0M
M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y
M;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#(N-7!T.R!F;VYT.B`Q,'!T($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\
M=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V)O<F1E<BUB;W1T;VTZ($)L
M86-K(#(N-7!T(&1O=6)L93L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I
M8V$L(%-A;G,M4V5R:68[('1E>'0M86QI9VXZ(&QE9G0G/B8C,38P.SPO=&0^
M/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=B;W)D97(M8F]T=&]M.B!"
M;&%C:R`R+C5P="!D;W5B;&4[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF.R!T97AT+6%L:6=N.B!R:6=H="<^,S<P+#@V,CPO
M=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P861D:6YG+6)O='1O
M;3H@,BXU<'0[('1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R
M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R
M87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#(N-7!T.R!F
M;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q
M-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V)O
M<F1E<BUB;W1T;VTZ($)L86-K(#(N-7!T(&1O=6)L93L@9F]N=#H@,3!P="!#
M86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[('1E>'0M86QI9VXZ(&QE
M9G0G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=B
M;W)D97(M8F]T=&]M.B!";&%C:R`R+C5P="!D;W5B;&4[(&9O;G0Z(#$P<'0@
M0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T97AT+6%L:6=N.B!R
M:6=H="<^,C@R+#,Q-#PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=P861D:6YG+6)O='1O;3H@,BXU<'0[('1E>'0M86QI9VXZ(&QE9G0[(&9O
M;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V
M,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB
M;W1T;VTZ(#(N-7!T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)V)O<F1E<BUB;W1T;VTZ($)L86-K(#(N-7!T(&1O=6)L
M93L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[
M('1E>'0M86QI9VXZ(&QE9G0G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO
M=W)A<"!S='EL93TS1"=B;W)D97(M8F]T=&]M.B!";&%C:R`R+C5P="!D;W5B
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M='EL93TS1"=F;VYT.B`Q,'!T+VYO<FUA;"!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68[(&UA<F=I;CH@,#L@=&5X="UA;&EG;CH@;&5F=#L@=&5X
M="UI;F1E;G0Z(#`N,C5I;B<^)B,Q-C`[/"]P/@T*#0H-"@T*#0H-"CQP('-T
M>6QE/3-$)V9O;G0Z(#$P<'0O;F]R;6%L($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9CL@;6%R9VEN.B`P.R!T97AT+6%L:6=N.B!L969T)SXF(S$V
M,#L\+W`^#0H-"CQP('-T>6QE/3-$)V9O;G0Z(#$P<'0O;F]R;6%L($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@;6%R9VEN.B`P.R!T97AT+6%L
M:6=N.B!L969T)SY4:&4@8V%R<GEI;F<@86UO=6YT(&]F('1H92!C;W9E<F5D
M(&QO86YS#0IA="!$96-E;6)E<B`S,2P@,C`Q,2!C;VYS:7-T960@;V8@:6UP
M86ER960@86YD(&YO;FEM<&%I<F5D('!U<F-H87-E9"!L;V%N<RP@87,@9F]L
M;&]W<SH\+W`^#0H-"CQP('-T>6QE/3-$)V9O;G0Z(#$P<'0O,3`N,#5P="!#
M86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[(&UA<F=I;CH@,#L@=&5X
M="UA;&EG;CH@:G5S=&EF>3L@=&5X="UI;F1E;G0Z(#`N,C5I;B<^)B,Q-C`[
M/"]P/@T*#0H\=&%B;&4@8V5L;'!A9&1I;F<],T0P(&-E;&QS<&%C:6YG/3-$
M,"!S='EL93TS1"=B;W)D97(M8V]L;&%P<V4Z(&-O;&QA<'-E.R!W:61T:#H@
M,3`P)3L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R
M:68G/@T*/'1R('-T>6QE/3-$)W9E<G1I8V%L+6%L:6=N.B!B;W1T;VT[(&9O
M;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SX-"B`@
M("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(&ET86QI8R`Q
M,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@=&5X="UA;&EG
M;CH@:G5S=&EF>2<^*"0@:6X@=&AO=7-A;F1S*3PO=&0^/'1D(&YO=W)A<#TS
M1&YO=W)A<"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@,7!T.R!F;VYT.B`Q
M,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T
M9#X-"B`@("`\=&0@8V]L<W!A;CTS1#(@;F]W<F%P/3-$;F]W<F%P('-T>6QE
M/3-$)W1E>'0M86QI9VXZ(&-E;G1E<CL@8F]R9&5R+6)O='1O;3H@0FQA8VL@
M,7!T('-O;&ED.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9B<^26UP86ER960@/&)R("\^#0I0=7)C:&%S960@/&)R("\^3&]A
M;G,@)B,Q-3`[(#QB<B`O/@T*0V%R<GEI;F<@/&)R("\^#0I686QU93PO=&0^
M/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@
M,7!T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A
M9&1I;F<M8F]T=&]M.B`Q<'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!C;VQS<&%N
M/3-$,B!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@8V5N
M=&5R.R!B;W)D97(M8F]T=&]M.B!";&%C:R`Q<'0@<V]L:60[(&9O;G0Z(#$P
M<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SY);7!A:7)E9"`\
M8G(@+SX-"E!U<F-H87-E9"`\8G(@+SX-"DQO86YS("8C,34P.R`\8G(@+SX-
M"E5N<&%I9"`\8G(@+SX-"E!R:6YC:7!A;"`\8G(@+SX-"D)A;&%N8V4\+W1D
M/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ
M(#%P=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R
M:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P
M861D:6YG+6)O='1O;3H@,7!T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@8V]L<W!A
M;CTS1#(@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&-E
M;G1E<CL@8F]R9&5R+6)O='1O;3H@0FQA8VL@,7!T('-O;&ED.R!F;VYT.B`Q
M,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^3F]N:6UP86ER
M960@/&)R("\^#0I0=7)C:&%S960@/&)R("\^3&]A;G,@)B,Q-3`[(#QB<B`O
M/@T*0V%R<GEI;F<@/&)R("\^#0I686QU93PO=&0^/'1D(&YO=W)A<#TS1&YO
M=W)A<"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@,7!T.R!F;VYT.B`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\
M=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`Q
M<'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF
M)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!C;VQS<&%N/3-$,B!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@8V5N=&5R.R!B;W)D97(M8F]T
M=&]M.B!";&%C:R`Q<'0@<V]L:60[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF)SY.;VYI;7!A:7)E9"`\8G(@+SX-"E!U<F-H
M87-E9"`\8G(@+SX-"DQO86YS("T@/&)R("\^#0I5;G!A:60@/&)R("\^#0I0
M<FEN8VEP86P@/&)R("\^#0I"86QA;F-E/"]T9#X\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`Q<'0[(&9O;G0Z(#$P<'0@
M0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#%P
M=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G
M/B8C,38P.SPO=&0^#0H@("`@/'1D(&-O;'-P86X],T0R(&YO=W)A<#TS1&YO
M=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!C96YT97([(&)O<F1E<BUB;W1T
M;VTZ($)L86-K(#%P="!S;VQI9#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV
M971I8V$L(%-A;G,M4V5R:68G/E1O=&%L/&)R("\^#0H@0V]V97)E9"`\8G(@
M+SY,;V%N<R`F(S$U,#L\8G(@+SX-"B!#87)R>6EN9R`\8G(@+SX-"E9A;'5E
M/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T
M=&]M.B`Q<'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4]
M,T0G<&%D9&EN9RUB;W1T;VTZ(#%P=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(
M96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&-O
M;'-P86X],T0R(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N
M.B!C96YT97([(&)O<F1E<BUB;W1T;VTZ($)L86-K(#%P="!S;VQI9#L@9F]N
M=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/E1O=&%L
M(#QB<B`O/@T*0V]V97)E9"`\8G(@+SX-"DQO86YS("8C,34P.R`\8G(@+SX-
M"E5N<&%I9"`\8G(@+SX-"E!R:6YC:7!A;"`\8G(@+SX-"D)A;&%N8V4\+W1D
M/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ
M(#%P=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R
M:68G/B8C,38P.SPO=&0^/"]T<CX-"CQT<B!S='EL93TS1"=V97)T:6-A;"UA
M;&EG;CH@8F]T=&]M.R!B86-K9W)O=6YD+6-O;&]R.B!R9V(H,C`T+#(S."PR
M-34I.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9B<^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B!B
M;VQD(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T97AT
M+61E8V]R871I;VXZ('5N9&5R;&EN93L@=&5X="UA;&EG;CH@:G5S=&EF>2<^
M0V]V97)E9"!L;V%N<SH\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4]
M,T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G
M/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@
M;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O
M;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V
M,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P
M="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^
M#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N
M.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$
M)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N
M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(
M96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO
M=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT
M.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[
M/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ
M(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$
M)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R
M87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A
M<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W
M<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT
M.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[
M/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ
M(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
M9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C
M,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T
M97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P
M('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W
M<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z
M(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\
M+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#
M86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@
M("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L
M969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E
M>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P
M('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R
M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CPO='(^#0H\
M='(@<W1Y;&4],T0G=F5R=&EC86PM86QI9VXZ(&)O='1O;3L@8F%C:V=R;W5N
M9"UC;VQO<CH@5VAI=&4[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A
M+"!386YS+5-E<FEF)SX-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE
M/3-$)W=I9'1H.B`T,"4[('1E>'0M86QI9VXZ(&QE9G0[('1E>'0M:6YD96YT
M.B`M,3)P=#L@<&%D9&EN9RUL969T.B`Q,G!T.R!F;VYT.B`Q,'!T($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^0V]M;65R8VEA;"P@9FEN86YC
M:6%L+"!A;F0@86=R:6-U;'1U<F%L/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P
M('-T>6QE/3-$)W=I9'1H.B`Q)3L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV
M971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A
M<#TS1&YO=W)A<"!S='EL93TS1"=W:61T:#H@,24[('1E>'0M86QI9VXZ(&QE
M9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF
M)SXD/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W=I9'1H.B`W
M)3L@=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF)SXV.3PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A
M<"!S='EL93TS1"=W:61T:#H@,24[('1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z
M(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\
M+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=VED=&@Z(#$E.R!F
M;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q
M-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W=I
M9'1H.B`Q)3L@=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I
M+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A
M<#TS1&YO=W)A<"!S='EL93TS1"=W:61T:#H@-R4[('1E>'0M86QI9VXZ(')I
M9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9B<^,S$Y/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W=I9'1H
M.B`Q)3L@=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(
M96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS
M1&YO=W)A<"!S='EL93TS1"=W:61T:#H@,24[(&9O;G0Z(#$P<'0@0V%L:6)R
M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=VED=&@Z(#$E.R!T97AT+6%L
M:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE
M/3-$)W=I9'1H.B`W)3L@=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@
M0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXY+#0P,SPO=&0^/'1D
M(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=W:61T:#H@,24[('1E>'0M86QI
M9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4]
M,T0G=VED=&@Z(#$E.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)W=I9'1H.B`Q)3L@=&5X="UA;&EG;CH@;&5F=#L@9F]N
M=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P
M.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=W:61T:#H@-R4[
M('1E>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9B<^,3$L-S,V/"]T9#X\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)W=I9'1H.B`Q)3L@=&5X="UA;&EG;CH@;&5F=#L@9F]N
M=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P
M.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=W:61T:#H@,24[
M(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF
M(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
M=VED=&@Z(#$E.R!T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W
M<F%P/3-$;F]W<F%P('-T>6QE/3-$)W=I9'1H.B`W)3L@=&5X="UA;&EG;CH@
M<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF)SXY+#0W,CPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=W
M:61T:#H@,24[('1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R
M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R
M87`],T1N;W=R87`@<W1Y;&4],T0G=VED=&@Z(#$E.R!F;VYT.B`Q,'!T($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@
M("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W=I9'1H.B`Q)3L@=&5X
M="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S
M='EL93TS1"=W:61T:#H@-R4[('1E>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q
M,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^,3(L,#4U/"]T
M9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W=I9'1H.B`Q)3L@=&5X
M="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/"]T<CX-"CQT<B!S='EL93TS1"=V
M97)T:6-A;"UA;&EG;CH@8F]T=&]M.R!B86-K9W)O=6YD+6-O;&]R.B!R9V(H
M,C`T+#(S."PR-34I.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9B<^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=T97AT+6%L:6=N.B!L969T.R!T97AT+6EN9&5N=#H@+3$R<'0[('!A9&1I
M;F<M;&5F=#H@,3)P=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68G/E)E86P@97-T871E("8C,34P.R!C;VYS=')U8W1I;VXL
M(&QA;F0@9&5V96QO<&UE;G0@)B,S.#L@;W1H97(@;&%N9"!L;V%N<SPO=&0^
M/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\
M=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[
M(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF
M(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA
M;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF)SXS+#@V-3PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL
M93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A
M+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#
M86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D
M(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!R:6=H=#L@
M9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/C@L
M-3`U/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI
M9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4]
M,T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G
M/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^-C@L,C,Q/"]T9#X\=&0@
M;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O
M;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V
M,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P
M="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^
M#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N
M.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$
M)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9B<^,3$U+#0X.3PO=&0^/'1D(&YO=W)A<#TS1&YO
M=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@
M;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N
M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N
M=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P
M.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N
M.B!R:6=H=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68G/C<R+#`Y-CPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R
M87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI
M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO
M=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!R:6=H=#L@9F]N
M=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/C$R,RPY
M.30\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG
M;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68G/B8C,38P.SPO=&0^/"]T<CX-"CQT<B!S='EL93TS1"=V97)T:6-A
M;"UA;&EG;CH@8F]T=&]M.R!B86-K9W)O=6YD+6-O;&]R.B!7:&ET93L@9F]N
M=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/@T*("`@
M(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F
M=#L@=&5X="UI;F1E;G0Z("TQ,G!T.R!P861D:6YG+6QE9G0Z(#$R<'0[(&9O
M;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SY296%L
M(&5S=&%T92`F(S$U,#L@;6]R=&=A9V4@)B,Q-3`[(')E<VED96YT:6%L("@Q
M+30@9F%M:6QY*2!F:7)S="!M;W)T9V%G97,\+W1D/CQT9"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO
M=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@
M;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F
M;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^,2PR
M,30\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG
M;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^
M)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$
M)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R
M87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXR+#8S.3PO=&0^/'1D(&YO
M=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT
M.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[
M/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@
M0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*
M("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@
M;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R
M:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T
M97AT+6%L:6=N.B!R:6=H=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I
M8V$L(%-A;G,M4V5R:68G/C$U-RPW,3(\+W1D/CQT9"!N;W=R87`],T1N;W=R
M87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI
M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO
M=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W
M<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z
M(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\
M+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@
M<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF)SXQ.#DL-#,V/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$
M)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R
M87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A
M<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W
M<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT
M.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^,34X+#DR
M-CPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N
M.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$
M)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF
M(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
M=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I
M8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A
M<"!S='EL93TS1"=T97AT+6%L:6=N.B!R:6=H=#L@9F]N=#H@,3!P="!#86QI
M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/C$Y,BPP-S4\+W1D/CQT9"!N
M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N
M=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P
M.SPO=&0^/"]T<CX-"CQT<B!S='EL93TS1"=V97)T:6-A;"UA;&EG;CH@8F]T
M=&]M.R!B86-K9W)O=6YD+6-O;&]R.B!R9V(H,C`T+#(S."PR-34I.R!F;VYT
M.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^#0H@("`@
M/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T
M.R!T97AT+6EN9&5N=#H@+3$R<'0[('!A9&1I;F<M;&5F=#H@,3)P=#L@9F]N
M=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/E)E86P@
M97-T871E("8C,34P.R!M;W)T9V%G92`F(S$U,#L@:&]M92!E<75I='D@;&]A
M;G,@+R!L:6YE<R!O9B!C<F5D:70\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@
M<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S
M='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P
M/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q
M,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^,3(W/"]T9#X\
M=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[
M(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF
M(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@
M,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO
M=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L
M:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE
M/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9B<^-3<W/"]T9#X\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N
M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(
M96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO
M=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT
M.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[
M/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ
M(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9B<^,C,L,C$Q/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$
M)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R
M87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A
M<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W
M<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT
M.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^,CDL,C0Y
M/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ
M(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
M9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C
M,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T
M97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P
M('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^,C,L,S,X/"]T9#X\=&0@;F]W
M<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z
M(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\
M+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#
M86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@
M("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L
M969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E
M>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC
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M+"!386YS+5-E<FEF)SX-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE
M/3-$)W1E>'0M86QI9VXZ(&QE9G0[('1E>'0M:6YD96YT.B`M,3)P=#L@<&%D
M9&EN9RUL969T.B`Q,G!T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9B<^4F5A;"!E<W1A=&4@)B,Q-3`[(&UO<G1G86=E("8C
M,34P.R!C;VUM97)C:6%L(&%N9"!O=&AE<CPO=&0^/'1D(&YO=W)A<#TS1&YO
M=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N
M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O
M;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXR+#4X
M-3PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N
M.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$
M)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF
M(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
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M+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#
M86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@
M("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L
M969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E
M>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9B<^.3,L-#(X/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P
M('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R
M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R
M87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV
M971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A
M<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q
M,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T
M9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I
M9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9B<^,3(U+#0U,#PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T
M97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P
M('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@
M<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I
M+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A
M<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!R:6=H=#L@9F]N=#H@
M,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/CDV+#`Q,SPO
M=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L
M969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O
M;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V
M,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X
M="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S
M='EL93TS1"=T97AT+6%L:6=N.B!R:6=H=#L@9F]N=#H@,3!P="!#86QI8G)I
M+"!(96QV971I8V$L(%-A;G,M4V5R:68G/C$S,"PT,S8\+W1D/CQT9"!N;W=R
M87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@
M,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO
M=&0^/"]T<CX-"CQT<B!S='EL93TS1"=V97)T:6-A;"UA;&EG;CH@8F]T=&]M
M.R!B86-K9W)O=6YD+6-O;&]R.B!R9V(H,C`T+#(S."PR-34I.R!F;VYT.B`Q
M,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^#0H@("`@/'1D
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M=&]M.B`Q<'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@
M<W1Y;&4],T0G8F]R9&5R+6)O='1O;3H@0FQA8VL@,7!T('-O;&ED.R!F;VYT
M.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@=&5X="UA
M;&EG;CH@;&5F="<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T
M>6QE/3-$)V)O<F1E<BUB;W1T;VTZ($)L86-K(#%P="!S;VQI9#L@9F]N=#H@
M,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[('1E>'0M86QI
M9VXZ(')I9VAT)SXT/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$
M)W!A9&1I;F<M8F]T=&]M.B`Q<'0[('1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z
M(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\
M+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T
M;VTZ(#%P=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S
M='EL93TS1"=B;W)D97(M8F]T=&]M.B!";&%C:R`Q<'0@<V]L:60[(&9O;G0Z
M(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T97AT+6%L
M:6=N.B!L969T)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y
M;&4],T0G8F]R9&5R+6)O='1O;3H@0FQA8VL@,7!T('-O;&ED.R!F;VYT.B`Q
M,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@=&5X="UA;&EG
M;CH@<FEG:'0G/C8\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
M<&%D9&EN9RUB;W1T;VTZ(#%P=#L@=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@
M,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO
M=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P861D:6YG+6)O='1O
M;3H@,7!T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T
M>6QE/3-$)V)O<F1E<BUB;W1T;VTZ($)L86-K(#%P="!S;VQI9#L@9F]N=#H@
M,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[('1E>'0M86QI
M9VXZ(&QE9G0G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL
M93TS1"=B;W)D97(M8F]T=&]M.B!";&%C:R`Q<'0@<V]L:60[(&9O;G0Z(#$P
M<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T97AT+6%L:6=N
M.B!R:6=H="<^,2PS.#4\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4]
M,T0G<&%D9&EN9RUB;W1T;VTZ(#%P=#L@=&5X="UA;&EG;CH@;&5F=#L@9F]N
M=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P
M.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P861D:6YG+6)O
M='1O;3H@,7!T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P
M('-T>6QE/3-$)V)O<F1E<BUB;W1T;VTZ($)L86-K(#%P="!S;VQI9#L@9F]N
M=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[('1E>'0M
M86QI9VXZ(&QE9G0G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S
M='EL93TS1"=B;W)D97(M8F]T=&]M.B!";&%C:R`Q<'0@<V]L:60[(&9O;G0Z
M(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T97AT+6%L
M:6=N.B!R:6=H="<^,2PU.#,\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y
M;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#%P=#L@=&5X="UA;&EG;CH@;&5F=#L@
M9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C
M,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P861D:6YG
M+6)O='1O;3H@,7!T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)V)O<F1E<BUB;W1T;VTZ($)L86-K(#%P="!S;VQI9#L@
M9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[('1E
M>'0M86QI9VXZ(&QE9G0G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A
M<"!S='EL93TS1"=B;W)D97(M8F]T=&]M.B!";&%C:R`Q<'0@<V]L:60[(&9O
M;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T97AT
M+6%L:6=N.B!R:6=H="<^,2PS.#D\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@
M<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#%P=#L@=&5X="UA;&EG;CH@;&5F
M=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G
M/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P861D
M:6YG+6)O='1O;3H@,7!T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)V)O<F1E<BUB;W1T;VTZ($)L86-K(#%P="!S;VQI
M9#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[
M('1E>'0M86QI9VXZ(&QE9G0G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO
M=W)A<"!S='EL93TS1"=B;W)D97(M8F]T=&]M.B!";&%C:R`Q<'0@<V]L:60[
M(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T
M97AT+6%L:6=N.B!R:6=H="<^,2PU.#D\+W1D/CQT9"!N;W=R87`],T1N;W=R
M87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#%P=#L@=&5X="UA;&EG;CH@
M;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R
M:68G/B8C,38P.SPO=&0^/"]T<CX-"CQT<B!S='EL93TS1"=V97)T:6-A;"UA
M;&EG;CH@8F]T=&]M.R!B86-K9W)O=6YD+6-O;&]R.B!7:&ET93L@9F]N=#H@
M,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/@T*("`@(#QT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@:G5S=&EF
M>3L@<&%D9&EN9RUB;W1T;VTZ(#(N-7!T.R!T97AT+6EN9&5N=#H@+3$R<'0[
M('!A9&1I;F<M;&5F=#H@,3)P=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV
M971I8V$L(%-A;G,M4V5R:68G/B8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C
M,38P.U1O=&%L/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A
M9&1I;F<M8F]T=&]M.B`R+C5P=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV
M971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A
M<#TS1&YO=W)A<"!S='EL93TS1"=B;W)D97(M8F]T=&]M.B!";&%C:R`R+C5P
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M86YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y
M;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#(N-7!T.R!F;VYT.B`Q,'!T($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\
M=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V)O<F1E<BUB;W1T;VTZ($)L
M86-K(#(N-7!T(&1O=6)L93L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I
M8V$L(%-A;G,M4V5R:68[('1E>'0M86QI9VXZ(&QE9G0G/B8C,38P.SPO=&0^
M/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=B;W)D97(M8F]T=&]M.B!"
M;&%C:R`R+C5P="!D;W5B;&4[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF.R!T97AT+6%L:6=N.B!R:6=H="<^,3<L,#,R/"]T
M9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M
M.B`R+C5P=#L@=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I
M+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A
M<#TS1&YO=W)A<"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@,BXU<'0[(&9O
M;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V
M,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G8F]R
M9&5R+6)O='1O;3H@0FQA8VL@,BXU<'0@9&]U8FQE.R!F;VYT.B`Q,'!T($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@=&5X="UA;&EG;CH@;&5F
M="<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V)O
M<F1E<BUB;W1T;VTZ($)L86-K(#(N-7!T(&1O=6)L93L@9F]N=#H@,3!P="!#
M86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[('1E>'0M86QI9VXZ(')I
M9VAT)SXS-3,L,S<P/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$
M)W!A9&1I;F<M8F]T=&]M.B`R+C5P=#L@=&5X="UA;&EG;CH@;&5F=#L@9F]N
M=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P
M.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P861D:6YG+6)O
M='1O;3H@,BXU<'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R
M87`@<W1Y;&4],T0G8F]R9&5R+6)O='1O;3H@0FQA8VL@,BXU<'0@9&]U8FQE
M.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@
M=&5X="UA;&EG;CH@;&5F="<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)V)O<F1E<BUB;W1T;VTZ($)L86-K(#(N-7!T(&1O=6)L
M93L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[
M('1E>'0M86QI9VXZ(')I9VAT)SXT-S(L.30S/"]T9#X\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`R+C5P=#L@=&5X="UA
M;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL
M93TS1"=P861D:6YG+6)O='1O;3H@,BXU<'0[(&9O;G0Z(#$P<'0@0V%L:6)R
M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G8F]R9&5R+6)O='1O;3H@0FQA
M8VL@,BXU<'0@9&]U8FQE.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9CL@=&5X="UA;&EG;CH@;&5F="<^)B,Q-C`[/"]T9#X\
M=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V)O<F1E<BUB;W1T;VTZ($)L
M86-K(#(N-7!T(&1O=6)L93L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I
M8V$L(%-A;G,M4V5R:68[('1E>'0M86QI9VXZ(')I9VAT)SXS-C$L,C,T/"]T
M9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M
M.B`R+C5P=#L@=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I
M+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A
M<#TS1&YO=W)A<"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@,BXU<'0[(&9O
M;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V
M,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G8F]R
M9&5R+6)O='1O;3H@0FQA8VL@,BXU<'0@9&]U8FQE.R!F;VYT.B`Q,'!T($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@=&5X="UA;&EG;CH@;&5F
M="<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V)O
M<F1E<BUB;W1T;VTZ($)L86-K(#(N-7!T(&1O=6)L93L@9F]N=#H@,3!P="!#
M86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[('1E>'0M86QI9VXZ(')I
M9VAT)SXT.#DL.3<U/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$
M)W!A9&1I;F<M8F]T=&]M.B`R+C5P=#L@=&5X="UA;&EG;CH@;&5F=#L@9F]N
M=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P
M.SPO=&0^/"]T<CX-"CPO=&%B;&4^#0H-"CQP('-T>6QE/3-$)V9O;G0Z(#$P
M<'0O;F]R;6%L($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@;6%R
M9VEN.B`P.R!T97AT+6%L:6=N.B!L969T)SXF(S$V,#LF(S$V,#L\+W`^/'-P
M86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S
M/3-$<F4^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y3
M8VAE9'5L92!O9B!C;W9E<F5D('!U<F-H87-E9"!N;VYI;7!A:7)E9"!L;V%N
M<SPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'`@<W1Y;&4],T0G
M9F]N=#H@,3!P="]N;W)M86P@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF.R!M87)G:6XZ(#`[('1E>'0M86QI9VXZ(&QE9G0G/E1H92!F;VQL;W=I
M;F<@=&%B;&4@<')E<V5N=',@:6YF;W)M871I;VX-"G)E9V%R9&EN9R!C;W9E
M<F5D('!U<F-H87-E9"!N;VYI;7!A:7)E9"!L;V%N<R!S:6YC92!$96-E;6)E
M<B`S,2P@,C`Q,"X@5&AE(&%M;W5N=',@:6YC;'5D92!P<FEN8VEP86P@;VYL
M>2!A;F0@9&\@;F]T(')E9FQE8W0@86-C<G5E9`T*:6YT97)E<W0@87,@;V8@
M=&AE(&1A=&4@;V8@=&AE(&%C<75I<VET:6]N(&]R(&)E>6]N9"X\+W`^#0H-
M"CQP('-T>6QE/3-$)V9O;G0Z(#$P<'0O;F]R;6%L($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9CL@;6%R9VEN.B`P.R!T97AT+6%L:6=N.B!L969T
M.R!T97AT+6EN9&5N=#H@,"XR-6EN)SXF(S$V,#L\+W`^#0H-"CQP('-T>6QE
M/3-$)V9O;G0Z(#$P<'0O;F]R;6%L($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9CL@;6%R9VEN.B`P.R!T97AT+6%L:6=N.B!L969T.R!T97AT+6EN
M9&5N=#H@,"XR-6EN)SX\:3X\+VD^/"]P/@T*#0H\=&%B;&4@8V5L;'!A9&1I
M;F<],T0P(&-E;&QS<&%C:6YG/3-$,"!S='EL93TS1"=B;W)D97(M8V]L;&%P
M<V4Z(&-O;&QA<'-E.R!W:61T:#H@,3`P)3L@9F]N=#H@,3!P="!#86QI8G)I
M+"!(96QV971I8V$L(%-A;G,M4V5R:68G/@T*/'1R('-T>6QE/3-$)W9E<G1I
M8V%L+6%L:6=N.B!B;W1T;VT[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF)SX-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T
M>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF)SX\:3XH)"!I;B!T:&]U<V%N9',I/"]I
M/CPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-
M"B`@("`\=&0@8V]L<W!A;CTS1#(@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$
M)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF)SXF(S$V,#L\+W1D/CPO='(^#0H\='(@<W1Y;&4],T0G=F5R
M=&EC86PM86QI9VXZ(&)O='1O;3L@8F%C:V=R;W5N9"UC;VQO<CH@<F=B*#(P
M-"PR,S@L,C4U*3L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68G/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
M=VED=&@Z(#DP)3L@=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI
M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/D-A<G)Y:6YG(&%M;W5N="!O
M9B!N;VYI;7!A:7)E9"!C;W9E<F5D(&QO86YS(&%T($1E8V5M8F5R(#,Q+"`R
M,#$P/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W=I9'1H.B`Q
M)3L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G
M/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=W:61T:#H@,24[('1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXD/"]T9#X\=&0@;F]W<F%P
M/3-$;F]W<F%P('-T>6QE/3-$)W=I9'1H.B`W)3L@=&5X="UA;&EG;CH@<FEG
M:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF
M)SXS-C8L-3(Q/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W=I
M9'1H.B`Q)3L@=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I
M+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/"]T<CX-"CQT
M<B!S='EL93TS1"=V97)T:6-A;"UA;&EG;CH@8F]T=&]M.R!B86-K9W)O=6YD
M+6-O;&]R.B!7:&ET93L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68G/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4]
M,T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV
M971I8V$L(%-A;G,M4V5R:68G/D%D9&ET:6]N<R!D=64@=&\@86-Q=6ES:71I
M;VX@;V8@5&AE($)A;FL@;V8@07-H979I;&QE("AA="!F86ER('9A;'5E*3PO
M=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@
M("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE
M9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF
M)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X
M="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A
M+"!386YS+5-E<FEF)SXX-"PV,C,\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@
M<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I
M+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/"]T<CX-"CQT
M<B!S='EL93TS1"=V97)T:6-A;"UA;&EG;CH@8F]T=&]M.R!B86-K9W)O=6YD
M+6-O;&]R.B!R9V(H,C`T+#(S."PR-34I.R!F;VYT.B`Q,'!T($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9B<^#0H@("`@/'1D(&YO=W)A<#TS1&YO
M=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^4')I;F-I<&%L(')E<&%Y
M;65N=',\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@
M,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO
M=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L
M:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE
M/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9B<^*#0P+#4W-CPO=&0^/'1D(&YO=W)A<#TS
M1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^*3PO=&0^/"]T<CX-
M"CQT<B!S='EL93TS1"=V97)T:6-A;"UA;&EG;CH@8F]T=&]M.R!B86-K9W)O
M=6YD+6-O;&]R.B!7:&ET93L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I
M8V$L(%-A;G,M4V5R:68G/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y
M;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(
M96QV971I8V$L(%-A;G,M4V5R:68G/E1R86YS9F5R<R!T;R!F;W)E8VQO<V5D
M(')E86P@97-T871E/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$
M)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF
M(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
M=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I
M8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A
M<"!S='EL93TS1"=T97AT+6%L:6=N.B!R:6=H=#L@9F]N=#H@,3!P="!#86QI
M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B@U,RPY.3D\+W1D/CQT9"!N
M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N
M=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/BD\+W1D
M/CPO='(^#0H\='(@<W1Y;&4],T0G=F5R=&EC86PM86QI9VXZ(&)O='1O;3L@
M8F%C:V=R;W5N9"UC;VQO<CH@<F=B*#(P-"PR,S@L,C4U*3L@9F]N=#H@,3!P
M="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/@T*("`@(#QT9"!N
M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N
M=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/DQO86X@
M8VAA<F=E+6]F9G,\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
M9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C
M,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T
M97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P
M('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^*#$T+#<Y-SPO=&0^/'1D(&YO
M=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT
M.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^*3PO=&0^
M/"]T<CX-"CQT<B!S='EL93TS1"=V97)T:6-A;"UA;&EG;CH@8F]T=&]M.R!B
M86-K9W)O=6YD+6-O;&]R.B!7:&ET93L@9F]N=#H@,3!P="!#86QI8G)I+"!(
M96QV971I8V$L(%-A;G,M4V5R:68G/@T*("`@(#QT9"!N;W=R87`],T1N;W=R
M87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@<&%D9&EN9RUB;W1T;VTZ
M(#%P=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R
M:68G/D%C8W)E=&EO;B!O9B!L;V%N(&1I<V-O=6YT/"]T9#X\=&0@;F]W<F%P
M/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`Q<'0[(&9O;G0Z
M(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\
M+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G8F]R9&5R
M+6)O='1O;3H@0FQA8VL@,7!T('-O;&ED.R!F;VYT.B`Q,'!T($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9CL@=&5X="UA;&EG;CH@;&5F="<^)B,Q
M-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V)O<F1E<BUB
M;W1T;VTZ($)L86-K(#%P="!S;VQI9#L@9F]N=#H@,3!P="!#86QI8G)I+"!(
M96QV971I8V$L(%-A;G,M4V5R:68[('1E>'0M86QI9VXZ(')I9VAT)SXQ,2PU
M.3@\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB
M;W1T;VTZ(#%P=#L@=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI
M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/"]T<CX-
M"CQT<B!S='EL93TS1"=V97)T:6-A;"UA;&EG;CH@8F]T=&]M.R!B86-K9W)O
M=6YD+6-O;&]R.B!R9V(H,C`T+#(S."PR-34I.R!F;VYT.B`Q,'!T($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^#0H@("`@/'1D(&YO=W)A<#TS
M1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^0V%R<GEI;F<@86UO
M=6YT(&]F(&YO;FEM<&%I<F5D(&-O=F5R960@;&]A;G,@870@1&5C96UB97(@
M,S$L(#(P,3$\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N
M=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P
M.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT
M+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T
M>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9B<^,S4S+#,W,#PO=&0^/'1D(&YO=W)A
M<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q
M,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T
M9#X\+W1R/@T*/'1R('-T>6QE/3-$)W9E<G1I8V%L+6%L:6=N.B!B;W1T;VT[
M(&)A8VMG<F]U;F0M8V]L;W(Z(%=H:71E.R!F;VYT.B`Q,'!T($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9B<^#0H@("`@/'1D(&YO=W)A<#TS1&YO
M=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^4')I;F-I<&%L(')E<&%Y
M;65N=',\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@
M,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO
M=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L
M:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE
M/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9B<^*#4Q+#4X,CPO=&0^/'1D(&YO=W)A<#TS
M1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^*3PO=&0^/"]T<CX-
M"CQT<B!S='EL93TS1"=V97)T:6-A;"UA;&EG;CH@8F]T=&]M.R!B86-K9W)O
M=6YD+6-O;&]R.B!R9V(H,C`T+#(S."PR-34I.R!F;VYT.B`Q,'!T($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^#0H@("`@/'1D(&YO=W)A<#TS
M1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^5')A;G-F97)S('1O
M(&9O<F5C;&]S960@<F5A;"!E<W1A=&4\+W1D/CQT9"!N;W=R87`],T1N;W=R
M87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A
M<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W
M<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT
M.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^*#,P+#$X
M,3PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N
M.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9B<^*3PO=&0^/"]T<CX-"CQT<B!S='EL93TS1"=V97)T:6-A;"UA;&EG
M;CH@8F]T=&]M.R!B86-K9W)O=6YD+6-O;&]R.B!7:&ET93L@9F]N=#H@,3!P
M="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/@T*("`@(#QT9"!N
M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N
M=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/DQO86X@
M8VAA<F=E+6]F9G,\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
M9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C
M,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T
M97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P
M('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^*#$P+#4X-#PO=&0^/'1D(&YO
M=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT
M.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^*3PO=&0^
M/"]T<CX-"CQT<B!S='EL93TS1"=V97)T:6-A;"UA;&EG;CH@8F]T=&]M.R!B
M86-K9W)O=6YD+6-O;&]R.B!R9V(H,C`T+#(S."PR-34I.R!F;VYT.B`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^#0H@("`@/'1D(&YO
M=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!P861D
M:6YG+6)O='1O;3H@,7!T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9B<^06-C<F5T:6]N(&]F(&QO86X@9&ES8V]U;G0\+W1D
M/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ
M(#%P=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R
M:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL
M93TS1"=B;W)D97(M8F]T=&]M.B!";&%C:R`Q<'0@<V]L:60[(&9O;G0Z(#$P
M<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T97AT+6%L:6=N
M.B!L969T)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4]
M,T0G8F]R9&5R+6)O='1O;3H@0FQA8VL@,7!T('-O;&ED.R!F;VYT.B`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@=&5X="UA;&EG;CH@
M<FEG:'0G/C$V+#0V-CPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=P861D:6YG+6)O='1O;3H@,7!T.R!T97AT+6%L:6=N.B!L969T.R!F;VYT
M.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[
M/"]T9#X\+W1R/@T*/'1R('-T>6QE/3-$)W9E<G1I8V%L+6%L:6=N.B!B;W1T
M;VT[(&)A8VMG<F]U;F0M8V]L;W(Z(%=H:71E.R!F;VYT.B`Q,'!T($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^#0H@("`@/'1D(&YO=W)A<#TS
M1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!P861D:6YG+6)O
M='1O;3H@,BXU<'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF)SY#87)R>6EN9R!A;6]U;G0@;V8@;F]N:6UP86ER960@8V]V
M97)E9"!L;V%N<R!A="!$96-E;6)E<B`S,2P@,C`Q,CPO=&0^/'1D(&YO=W)A
M<#TS1&YO=W)A<"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@,BXU<'0[(&9O
M;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V
M,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G8F]R
M9&5R+6)O='1O;3H@0FQA8VL@,BXU<'0@9&]U8FQE.R!F;VYT.B`Q,'!T($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@=&5X="UA;&EG;CH@;&5F
M="<^)#PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=B;W)D97(M
M8F]T=&]M.B!";&%C:R`R+C5P="!D;W5B;&4[(&9O;G0Z(#$P<'0@0V%L:6)R
M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T97AT+6%L:6=N.B!R:6=H="<^
M,C<W+#0X.3PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P861D
M:6YG+6)O='1O;3H@,BXU<'0[('1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P
M<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D
M/CPO='(^#0H\+W1A8FQE/@T*#0H\<"!S='EL93TS1"=F;VYT.B`Q,'!T+VYO
M<FUA;"!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[(&UA<F=I;CH@
M,#L@=&5X="UA;&EG;CH@;&5F="<^)B,Q-C`[/"]P/@T*#0H\<"!S='EL93TS
M1"=F;VYT.B`Q,'!T+VYO<FUA;"!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68[(&UA<F=I;CH@,#L@=&5X="UA;&EG;CH@;&5F="<^)B,Q-C`[/"]P
M/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C
M;&%S<STS1')O/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T
M;W`^4V-H961U;&4@;V8@87!P;&EE9"!C;W-T92!R96-O=F5R>2!M971H;V0@
M;V8@<'5R8VAA<V5D(&EM<&%I<F5D(&QO86YS/"]T9#X-"B`@("`@("`@/'1D
M(&-L87-S/3-$=&5X=#X\<"!S='EL93TS1"=F;VYT.B`Q,'!T+VYO<FUA;"!#
M86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[(&UA<F=I;CH@,#L@=&5X
M="UA;&EG;CH@;&5F="<^/"]P/@T*#0H\=&%B;&4@8V5L;'!A9&1I;F<],T0P
M(&-E;&QS<&%C:6YG/3-$,"!S='EL93TS1"=B;W)D97(M8V]L;&%P<V4Z(&-O
M;&QA<'-E.R!W:61T:#H@,3`P)3L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV
M971I8V$L(%-A;G,M4V5R:68G/@T*/'1R('-T>6QE/3-$)W9E<G1I8V%L+6%L
M:6=N.B!B;W1T;VT[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF)SX-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$
M)W1E>'0M86QI9VXZ(&QE9G0[(&)O<F1E<BUB;W1T;VTZ($)L86-K(#%P="!S
M;VQI9#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R
M:68G/CQP('-T>6QE/3-$)V9O;G0Z(#$P<'0O;F]R;6%L($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9CL@;6%R9VEN.B`P.R!T97AT+6%L:6=N.B!L
M969T)SXF(S$V,#L\+W`^/'`@<W1Y;&4],T0G9F]N=#H@,3!P="]N;W)M86P@
M0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!M87)G:6XZ(#`[('1E
M>'0M86QI9VXZ(&QE9G0G/CQI/B@D(&EN('1H;W5S86YD<RD\+VD^/"]P/B`\
M<"!S='EL93TS1"=F;VYT.B`Q,'!T+VYO<FUA;"!#86QI8G)I+"!(96QV971I
M8V$L(%-A;G,M4V5R:68[(&UA<F=I;CH@,#L@=&5X="UA;&EG;CH@;&5F="<^
M/&D^)B,Q-C`[/"]I/CPO<#X@/'`@<W1Y;&4],T0G9F]N=#H@,3!P="]N;W)M
M86P@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!M87)G:6XZ(#`[
M('1E>'0M86QI9VXZ(&QE9G0G/B8C,38P.SPO<#X@/'`@<W1Y;&4],T0G9F]N
M=#H@,3!P="]N;W)M86P@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF
M.R!M87)G:6XZ(#`[('1E>'0M86QI9VXZ(&QE9G0G/B8C,38P.SPO<#X@/'`@
M<W1Y;&4],T0G9F]N=#H@,3!P="]N;W)M86P@0V%L:6)R:2P@2&5L=F5T:6-A
M+"!386YS+5-E<FEF.R!M87)G:6XZ(#`[('1E>'0M86QI9VXZ(&QE9G0G/E!U
M<F-H87-E9"!);7!A:7)E9"!,;V%N<SPO<#X\+W1D/CQT9"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#%P=#L@9F]N=#H@,3!P
M="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[(&)O<F1E<BUB;W1T
M;VTZ($)L86-K(#%P="!S;VQI9"<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@8V]L
M<W!A;CTS1#(@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ
M(&-E;G1E<CL@8F]R9&5R+6)O='1O;3H@0FQA8VL@,7!T('-O;&ED.R!F;VYT
M.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^0V]N=')A
M8W1U86P@/&)R("\^#0I0<FEN8VEP86P@/&)R("\^#0I296-E:79A8FQE/"]T
M9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M
M.B`Q<'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF.R!B;W)D97(M8F]T=&]M.B!";&%C:R`Q<'0@<V]L:60G/B8C,38P.SPO
M=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P861D:6YG+6)O='1O
M;3H@,7!T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9CL@8F]R9&5R+6)O='1O;3H@0FQA8VL@,7!T('-O;&ED)SXF(S$V,#L\
M+W1D/@T*("`@(#QT9"!C;VQS<&%N/3-$,B!N;W=R87`],T1N;W=R87`@<W1Y
M;&4],T0G=&5X="UA;&EG;CH@8V5N=&5R.R!B;W)D97(M8F]T=&]M.B!";&%C
M:R`Q<'0@<V]L:60[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF)SY&86ER($UA<FME=#QB<B`O/@T*(%9A;'5E(#QB<B`O/@T*
M061J=7-T;65N="`F(S$U,#L@/&)R("\^#0I7<FET92!$;W=N(#QB<B`O/@T*
M*$YO;F%C8W)E=&%B;&4@/&)R("\^#0I$:69F97)E;F-E*3PO=&0^/'1D(&YO
M=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@,7!T.R!F
M;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@8F]R
M9&5R+6)O='1O;3H@0FQA8VL@,7!T('-O;&ED)SXF(S$V,#L\+W1D/CQT9"!N
M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#%P=#L@
M9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[(&)O
M<F1E<BUB;W1T;VTZ($)L86-K(#%P="!S;VQI9"<^)B,Q-C`[/"]T9#X-"B`@
M("`\=&0@8V]L<W!A;CTS1#(@<W1Y;&4],T0G=&5X="UA;&EG;CH@8V5N=&5R
M.R!B;W)D97(M8F]T=&]M.B!";&%C:R`Q<'0@<V]L:60[(&9O;G0Z(#$P<'0@
M0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SY#87)R>6EN9R`\8G(@
M+SY!;6]U;G0\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D
M9&EN9RUB;W1T;VTZ(#%P=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I
M8V$L(%-A;G,M4V5R:68[(&)O<F1E<BUB;W1T;VTZ($)L86-K(#%P="!S;VQI
M9"<^)B,Q-C`[/"]T9#X\+W1R/@T*/'1R('-T>6QE/3-$)W9E<G1I8V%L+6%L
M:6=N.B!B;W1T;VT[(&)A8VMG<F]U;F0M8V]L;W(Z(')G8B@R,#0L,C,X+#(U
M-2D[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF
M)SX-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W=I9'1H.B`W
M,"4[('1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF)SY"86QA;F-E(&%T($1E8V5M8F5R(#,Q+"`R
M,#$P/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W=I9'1H.B`Q
M)3L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G
M/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=W:61T:#H@,24[('1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXD/"]T9#X\=&0@;F]W<F%P
M/3-$;F]W<F%P('-T>6QE/3-$)W=I9'1H.B`W)3L@=&5X="UA;&EG;CH@<FEG
M:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF
M)SXX+#`X,#PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=W:61T
M:#H@,24[('1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G=VED=&@Z(#$E.R!F;VYT.B`Q,'!T($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\
M=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W=I9'1H.B`Q)3L@=&5X="UA
M;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL
M93TS1"=W:61T:#H@-R4[('1E>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^,BPS,CD\+W1D/CQT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=VED=&@Z(#$E.R!T97AT+6%L
M:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE
M/3-$)W=I9'1H.B`Q)3L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO
M=W)A<"!S='EL93TS1"=W:61T:#H@,24[('1E>'0M86QI9VXZ(&QE9G0[(&9O
M;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V
M,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=VED=&@Z(#<E
M.R!T97AT+6%L:6=N.B!R:6=H=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV
M971I8V$L(%-A;G,M4V5R:68G/C4L-S4Q/"]T9#X\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)W=I9'1H.B`Q)3L@=&5X="UA;&EG;CH@;&5F=#L@9F]N
M=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P
M.SPO=&0^/"]T<CX-"CQT<B!S='EL93TS1"=V97)T:6-A;"UA;&EG;CH@8F]T
M=&]M.R!B86-K9W)O=6YD+6-O;&]R.B!7:&ET93L@9F]N=#H@,3!P="!#86QI
M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/@T*("`@(#QT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P
M="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/D%D9&ET:6]N<R!D
M=64@=&\@86-Q=6ES:71I;VX@;V8@5&AE($)A;FL@;V8@07-H979I;&QE/"]T
M9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@
M(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F
M=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G
M/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT
M+6%L:6=N.B!R:6=H=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68G/C,X+#0U,CPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S
M='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P
M/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P
M="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^
M/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!R:6=H
M=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G
M/C(P+#@P-SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT
M+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T
M>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y
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M.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^
M)B,Q-C`[/"]T9#X\+W1R/@T*/'1R('-T>6QE/3-$)W9E<G1I8V%L+6%L:6=N
M.B!B;W1T;VT[(&)A8VMG<F]U;F0M8V]L;W(Z(')G8B@R,#0L,C,X+#(U-2D[
M(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SX-
M"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ
M(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF)SY#:&%N9V4@9'5E('1O('!A>6UE;G1S(')E8V5I=F5D/"]T9#X\=&0@
M;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N
M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N
M=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P
M.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N
M.B!R:6=H=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68G/B@Q+#8R,#PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9B<^*3PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S
M='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T
M>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P
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M("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@
M;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R
M:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T
M97AT+6%L:6=N.B!R:6=H=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I
M8V$L(%-A;G,M4V5R:68G/B@Q+#(Y,SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A
M<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^*3PO=&0^/"]T<CX-"CQT<B!S
M='EL93TS1"=V97)T:6-A;"UA;&EG;CH@8F]T=&]M.R!B86-K9W)O=6YD+6-O
M;&]R.B!7:&ET93L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68G/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
M=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I
M8V$L(%-A;G,M4V5R:68G/E1R86YS9F5R('1O(&9O<F5C;&]S960@<F5A;"!E
M<W1A=&4\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@
M,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO
M=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L
M:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE
M/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9B<^*#$Y+#@X,3PO=&0^/'1D(&YO=W)A<#TS
M1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^*3PO=&0^/'1D(&YO
M=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W
M<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z
M(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\
M+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@
M<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF)SXH.2PS,#@\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
M=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I
M8V$L(%-A;G,M4V5R:68G/BD\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y
M;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R
M:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL
M93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^*#$P+#4W,SPO=&0^
M/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T
M.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^
M*3PO=&0^/"]T<CX-"CQT<B!S='EL93TS1"=V97)T:6-A;"UA;&EG;CH@8F]T
M=&]M.R!B86-K9W)O=6YD+6-O;&]R.B!R9V(H,C`T+#(S."PR-34I.R!F;VYT
M.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^#0H@("`@
M/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T
M.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^
M0VAA;F=E(&1U92!T;R!L;V%N(&-H87)G92UO9F8\+W1D/CQT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I
M8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS
M1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\
M=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT
M.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^
M*#<L-3(R/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M
M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF)SXI/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$
M)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF
M(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
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M.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^*3PO=&0^
M/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\
M=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[
M(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF
M(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA
M;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF)SXH,RPS,CD\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y
M;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(
M96QV971I8V$L(%-A;G,M4V5R:68G/BD\+W1D/CPO='(^#0H\='(@<W1Y;&4]
M,T0G=F5R=&EC86PM86QI9VXZ(&)O='1O;3L@8F%C:V=R;W5N9"UC;VQO<CH@
M5VAI=&4[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF)SX-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M
M86QI9VXZ(&QE9G0[('!A9&1I;F<M8F]T=&]M.B`Q<'0[(&9O;G0Z(#$P<'0@
M0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SY/=&AE<CPO=&0^/'1D
M(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@,7!T
M.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^
M)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$
M)V)O<F1E<BUB;W1T;VTZ($)L86-K(#%P="!S;VQI9#L@9F]N=#H@,3!P="!#
M86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[('1E>'0M86QI9VXZ(&QE
M9G0G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=B
M;W)D97(M8F]T=&]M.B!";&%C:R`Q<'0@<V]L:60[(&9O;G0Z(#$P<'0@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T97AT+6%L:6=N.B!R:6=H
M="<^.#`W/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I
M;F<M8F]T=&]M.B`Q<'0[('1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@
M0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#%P
M=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G
M/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=B;W)D97(M8F]T=&]M.B!";&%C:R`Q<'0@<V]L:60[(&9O;G0Z(#$P<'0@
M0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T97AT+6%L:6=N.B!L
M969T)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
M8F]R9&5R+6)O='1O;3H@0FQA8VL@,7!T('-O;&ED.R!F;VYT.B`Q,'!T($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@=&5X="UA;&EG;CH@<FEG
M:'0G/C(R-#PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P861D
M:6YG+6)O='1O;3H@,7!T.R!T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\
M=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`Q
M<'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF
M)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4]
M,T0G8F]R9&5R+6)O='1O;3H@0FQA8VL@,7!T('-O;&ED.R!F;VYT.B`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@=&5X="UA;&EG;CH@
M;&5F="<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$
M)V)O<F1E<BUB;W1T;VTZ($)L86-K(#%P="!S;VQI9#L@9F]N=#H@,3!P="!#
M86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[('1E>'0M86QI9VXZ(')I
M9VAT)SXU.#,\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D
M9&EN9RUB;W1T;VTZ(#%P=#L@=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P
M="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^
M/"]T<CX-"CQT<B!S='EL93TS1"=V97)T:6-A;"UA;&EG;CH@8F]T=&]M.R!B
M86-K9W)O=6YD+6-O;&]R.B!R9V(H,C`T+#(S."PR-34I.R!F;VYT.B`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^#0H@("`@/'1D(&YO
M=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT
M.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^0F%L86YC
M92!A="!$96-E;6)E<B`S,2P@,C`Q,3PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A
M<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P
M('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R
M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R
M87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z
M(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXQ."PS,38\
M+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@
M;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R
M:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F
M;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q
M-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E
M>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A
M+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@
M<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R
M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXY+#4S,CPO=&0^/'1D(&YO=W)A
M<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q
M,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T
M9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@
M(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F
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M86YS+5-E<FEF)SX-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$
M)W1E>'0M86QI9VXZ(&IU<W1I9GD[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF)SY#:&%N9V4@9'5E('1O('!A>6UE;G1S(')E
M8V5I=F5D/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z
M(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\
M+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA
M;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL
M93TS1"=T97AT+6%L:6=N.B!R:6=H=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(
M96QV971I8V$L(%-A;G,M4V5R:68G/B@S-34\+W1D/CQT9"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#
M86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/BD\+W1D/CQT9"!N;W=R
M87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV
M971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A
M<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q
M,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T
M9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I
M9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9B<^-#0\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA
M;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL
M93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE
M/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@
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M<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SX-"B`@("`\=&0@
M;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&IU<W1I9GD[
M(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SY4
M<F%N<V9E<B!T;R!F;W)E8VQO<V5D(')E86P@97-T871E/"]T9#X\=&0@;F]W
M<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R
M87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@
M,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO
M=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!R
M:6=H=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R
M:68G/B@W+#8S-CPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T
M97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9B<^*3PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL
M93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE
M/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@
M0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXH,RPT.#<\+W1D/CQT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@
M9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/BD\
M+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#
M86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@
M("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L
M969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E
M>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9B<^*#0L,30Y/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P
M('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R
M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXI/"]T9#X\+W1R/@T*/'1R('-T
M>6QE/3-$)W9E<G1I8V%L+6%L:6=N.B!B;W1T;VT[(&)A8VMG<F]U;F0M8V]L
M;W(Z(%=H:71E.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9B<^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T
M97AT+6%L:6=N.B!J=7-T:69Y.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9B<^0VAA;F=E(&1U92!T;R!L;V%N(&-H87)G92UO
M9F8\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P
M="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^
M#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N
M.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$
M)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9B<^*#,U.3PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A
M<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^*3PO=&0^/'1D(&YO=W)A<#TS
M1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@
M0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[
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M,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X
M="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S
M='EL93TS1"=T97AT+6%L:6=N.B!R:6=H=#L@9F]N=#H@,3!P="!#86QI8G)I
M+"!(96QV971I8V$L(%-A;G,M4V5R:68G/C$W,CPO=&0^/'1D(&YO=W)A<#TS
M1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\
M+W1R/@T*/'1R('-T>6QE/3-$)W9E<G1I8V%L+6%L:6=N.B!B;W1T;VT[(&)A
M8VMG<F]U;F0M8V]L;W(Z(')G8B@R,#0L,C,X+#(U-2D[(&9O;G0Z(#$P<'0@
M0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SX-"B`@("`\=&0@;F]W
M<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&IU<W1I9GD[('!A
M9&1I;F<M8F]T=&]M.B`Q<'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF)SY/=&AE<CPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A
M<"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@,7!T.R!F;VYT.B`Q,'!T($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@
M("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V)O<F1E<BUB;W1T;VTZ
M($)L86-K(#%P="!S;VQI9#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I
M8V$L(%-A;G,M4V5R:68[('1E>'0M86QI9VXZ(&QE9G0G/B8C,38P.SPO=&0^
M/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=B;W)D97(M8F]T=&]M.B!"
M;&%C:R`Q<'0@<V]L:60[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A
M+"!386YS+5-E<FEF.R!T97AT+6%L:6=N.B!R:6=H="<^*#$L,34Q/"]T9#X\
M=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`Q
M<'0[('1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF)SXI/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P
M('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`Q<'0[(&9O;G0Z(#$P<'0@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@
M(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G8F]R9&5R+6)O='1O;3H@
M0FQA8VL@,7!T('-O;&ED.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9CL@=&5X="UA;&EG;CH@;&5F="<^)B,Q-C`[/"]T9#X\
M=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V)O<F1E<BUB;W1T;VTZ($)L
M86-K(#%P="!S;VQI9#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68[('1E>'0M86QI9VXZ(')I9VAT)SXH,2PU-C@\+W1D/CQT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#%P
M=#L@=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV
M971I8V$L(%-A;G,M4V5R:68G/BD\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@
M<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#%P=#L@9F]N=#H@,3!P="!#86QI
M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@
M/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=B;W)D97(M8F]T=&]M.B!"
M;&%C:R`Q<'0@<V]L:60[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A
M+"!386YS+5-E<FEF.R!T97AT+6%L:6=N.B!L969T)SXF(S$V,#L\+W1D/CQT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G8F]R9&5R+6)O='1O;3H@0FQA
M8VL@,7!T('-O;&ED.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9CL@=&5X="UA;&EG;CH@<FEG:'0G/C0Q-SPO=&0^/'1D(&YO
M=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@,7!T.R!T
M97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\+W1R/@T*/'1R('-T>6QE/3-$
M)W9E<G1I8V%L+6%L:6=N.B!B;W1T;VT[(&)A8VMG<F]U;F0M8V]L;W(Z(%=H
M:71E.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9B<^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L
M:6=N.B!J=7-T:69Y.R!P861D:6YG+6)O='1O;3H@,BXU<'0[(&9O;G0Z(#$P
M<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SY"86QA;F-E(&%T
M($1E8V5M8F5R(#,Q+"`R,#$R/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T
M>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`R+C5P=#L@9F]N=#H@,3!P="!#86QI
M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@
M/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=B;W)D97(M8F]T=&]M.B!"
M;&%C:R`R+C5P="!D;W5B;&4[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T
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M=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#(N-7!T.R!F;VYT.B`Q
M,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T
M9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V)O<F1E<BUB
M;W1T;VTZ($)L86-K(#(N-7!T(&1O=6)L93L@9F]N=#H@,3!P="!#86QI8G)I
M+"!(96QV971I8V$L(%-A;G,M4V5R:68[('1E>'0M86QI9VXZ(&QE9G0G/B8C
M,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=B;W)D97(M
M8F]T=&]M.B!";&%C:R`R+C5P="!D;W5B;&4[(&9O;G0Z(#$P<'0@0V%L:6)R
M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T97AT+6%L:6=N.B!R:6=H="<^
M,RPY.3`\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN
M9RUB;W1T;VTZ(#(N-7!T.R!T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\
M=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`R
M+C5P=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R
M:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL
M93TS1"=B;W)D97(M8F]T=&]M.B!";&%C:R`R+C5P="!D;W5B;&4[(&9O;G0Z
M(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T97AT+6%L
M:6=N.B!L969T)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y
M;&4],T0G8F]R9&5R+6)O='1O;3H@0FQA8VL@,BXU<'0@9&]U8FQE.R!F;VYT
M.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@=&5X="UA
M;&EG;CH@<FEG:'0G/C0L.#(U/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T
M>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`R+C5P=#L@=&5X="UA;&EG;CH@;&5F
M=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G
M/B8C,38P.SPO=&0^/"]T<CX-"CPO=&%B;&4^#0H-"CQP('-T>6QE/3-$)V9O
M;G0Z(#$P<'0O;F]R;6%L($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9CL@;6%R9VEN.B`P.R!T97AT+6%L:6=N.B!L969T.R!T97AT+6EN9&5N=#H@
M,"XR-6EN)SXF(S$V,#L\+W`^#0H-"CQP('-T>6QE/3-$)V9O;G0Z(#$P<'0O
M;F]R;6%L($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@;6%R9VEN
M.B`P.R!T97AT+6%L:6=N.B!L969T.R!T97AT+6EN9&5N=#H@,"XR-6EN)SXF
M(S$V,#L\+W`^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@
M("`@/'1R(&-L87-S/3-$<F4^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A
M;&EG;CTS1'1O<#Y3=6UM87)Y(&]F(&YO;G!E<F9O<FUI;F<@87-S971S/"]T
M9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<"!S='EL93TS1"=F;VYT
M.B`Q,'!T+VYO<FUA;"!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[
M(&UA<F=I;CH@,#L@=&5X="UA;&EG;CH@;&5F="<^3F]N<&5R9F]R;6EN9R!A
M<W-E=',@87)E(&1E9FEN960@87,@;F]N86-C<G5A;`T*;&]A;G,L(')E<W1R
M=6-T=7)E9"!L;V%N<RP@;&]A;G,@<&%S="!D=64@.3`@;W(@;6]R92!D87ES
M(&%N9"!S=&EL;"!A8V-R=6EN9R!I;G1E<F5S="P@;F]N<&5R9F]R;6EN9R!L
M;V%N<R!H96QD(&9O<B!S86QE+"!A;F0@9F]R96-L;W-E9`T*<F5A;"!E<W1A
M=&4N($YO;G!E<F9O<FUI;F<@87-S971S(&%R92!S=6UM87)I>F5D(&%S(&9O
M;&QO=W,Z/"]P/@T*#0H\<"!S='EL93TS1"=F;VYT.B`Q,'!T+S$P+C`U<'0@
M0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!M87)G:6XZ(#`[('1E
M>'0M86QI9VXZ(&IU<W1I9GD[('1E>'0M:6YD96YT.B`P+C(U:6XG/B8C,38P
M.SPO<#X-"@T*/'1A8FQE(&-E;&QP861D:6YG/3-$,"!C96QL<W!A8VEN9STS
M1#`@<W1Y;&4],T0G8F]R9&5R+6-O;&QA<'-E.B!C;VQL87!S93L@=VED=&@Z
M(#$P,"4[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF)SX-"CQT<B!S='EL93TS1"=V97)T:6-A;"UA;&EG;CH@8F]T=&]M.R!F
M;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^#0H@
M("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B!B;VQD(#$P
M<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T97AT+6%L:6=N
M.B!J=7-T:69Y)SX\<"!S='EL93TS1"=F;VYT.B`Q,'!T+S$P+C`U<'0@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!M87)G:6XZ(#`@,"`P(#(W
M<'0[('1E>'0M86QI9VXZ(&IU<W1I9GDG/CQB/B8C,38P.SPO8CX\+W`^/'`@
M<W1Y;&4],T0G9F]N=#H@,3!P="\Q,"XP-7!T($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9CL@;6%R9VEN.B`P.R!T97AT+6%L:6=N.B!J=7-T:69Y
M)SX\8CY!4U-%5"!154%,2519($1!5$$@/"]B/B@\:3XD(&EN('1H;W5S86YD
M<RD\+VD^/"]P/CPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F
M;VYT.B!B;VQD(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF
M.R!P861D:6YG+6)O='1O;3H@,7!T)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!C
M;VQS<&%N/3-$,B!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@8F]L
M9"`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@=&5X="UA
M;&EG;CH@8V5N=&5R.R!B;W)D97(M8F]T=&]M.B!";&%C:R`Q<'0@<V]L:60G
M/D1E8V5M8F5R(#,Q+#QB<B`O/@T*(#(P,3(\+W1D/CQT9"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#%P=#L@9F]N=#H@8F]L
M9"`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[
M/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T
M=&]M.B`Q<'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!C;VQS<&%N/3-$,B!N;W=R
M87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@8V5N=&5R.R!B;W)D
M97(M8F]T=&]M.B!";&%C:R`Q<'0@<V]L:60[(&9O;G0Z(#$P<'0@0V%L:6)R
M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SY$96-E;6)E<B`S,2P\8G(@+SX-
M"B`R,#$Q/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I
M;F<M8F]T=&]M.B`Q<'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A
M+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CPO='(^#0H\='(@<W1Y;&4],T0G
M=F5R=&EC86PM86QI9VXZ(&)O='1O;3L@9F]N=#H@,3!P="!#86QI8G)I+"!(
M96QV971I8V$L(%-A;G,M4V5R:68G/@T*("`@(#QT9"!N;W=R87`],T1N;W=R
M87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@:G5S=&EF>3L@9F]N=#H@,3!P="!#
M86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D
M(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@
M8V]L<W!A;CTS1#(@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI
M9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE
M/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF
M)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N
M=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P
M.SPO=&0^#0H@("`@/'1D(&-O;'-P86X],T0R(&YO=W)A<#TS1&YO=W)A<"!S
M='EL93TS1"=T97AT+6%L:6=N.B!R:6=H=#L@9F]N=#H@,3!P="!#86QI8G)I
M+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A
M<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\+W1R/@T*/'1R('-T>6QE
M/3-$)W9E<G1I8V%L+6%L:6=N.B!B;W1T;VT[(&)A8VMG<F]U;F0M8V]L;W(Z
M(')G8B@R,#0L,C,X+#(U-2D[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF)SX-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T
M>6QE/3-$)V9O;G0Z(&)O;&0@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68[('1E>'0M9&5C;W)A=&EO;CH@=6YD97)L:6YE.R!T97AT+6%L
M:6=N.B!J=7-T:69Y)SY.;VXM8V]V97)E9"!N;VYP97)F;W)M:6YG(&%S<V5T
M<SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-
M"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ
M(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
M=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R
M87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI
M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO
M=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W
M<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z
M(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\
M+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@
M<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
M=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I
M8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/"]T<CX-"CQT<B!S='EL93TS
M1"=V97)T:6-A;"UA;&EG;CH@8F]T=&]M.R!B86-K9W)O=6YD+6-O;&]R.B!7
M:&ET93L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R
M:68G/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=VED=&@Z
M(#@P)3L@=&5X="UA;&EG;CH@:G5S=&EF>3L@=&5X="UI;F1E;G0Z(#`N,C5I
M;CL@<&%D9&EN9RUL969T.B`U+C1P=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(
M96QV971I8V$L(%-A;G,M4V5R:68G/DYO;F%C8W)U86P@;&]A;G,\+W1D/CQT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=VED=&@Z(#$E.R!F;VYT.B!B
M;VQD(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V
M,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=VED
M=&@Z(#$E.R!F;VYT.B!B;VQD(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF.R!T97AT+6%L:6=N.B!L969T)SXD/"]T9#X\=&0@;F]W<F%P
M/3-$;F]W<F%P('-T>6QE/3-$)W=I9'1H.B`W)3L@9F]N=#H@8F]L9"`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@=&5X="UA;&EG;CH@
M<FEG:'0G/C,S+#`S-#PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=W:61T:#H@,24[(&9O;G0Z(&)O;&0@,3!P="!#86QI8G)I+"!(96QV971I
M8V$L(%-A;G,M4V5R:68[('1E>'0M86QI9VXZ(&QE9G0G/B8C,38P.SPO=&0^
M/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=W:61T:#H@,24[(&9O;G0Z
M(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\
M+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=VED=&@Z
M(#$E.R!T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)W=I9'1H.B`W)3L@=&5X="UA;&EG;CH@<FEG:'0[
M(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXW
M,RPU-C8\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=VED=&@Z
M(#$E.R!T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\+W1R/@T*/'1R('-T
M>6QE/3-$)W9E<G1I8V%L+6%L:6=N.B!B;W1T;VT[(&)A8VMG<F]U;F0M8V]L
M;W(Z(')G8B@R,#0L,C,X+#(U-2D[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF)SX-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P
M('-T>6QE/3-$)W1E>'0M86QI9VXZ(&IU<W1I9GD[('1E>'0M:6YD96YT.B`P
M+C(U:6X[('!A9&1I;F<M;&5F=#H@-2XT<'0[(&9O;G0Z(#$P<'0@0V%L:6)R
M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SY297-T<G5C='5R960@;&]A;G,@
M)B,Q-3`[(&%C8W)U:6YG/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE
M/3-$)V9O;G0Z(&)O;&0@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S
M='EL93TS1"=F;VYT.B!B;VQD(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF.R!T97AT+6%L:6=N.B!L969T)SXF(S$V,#L\+W1D/CQT9"!N
M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@8F]L9"`Q,'!T($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@=&5X="UA;&EG;CH@<FEG:'0G
M/C(T+#@T.#PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT
M.B!B;VQD(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T
M97AT+6%L:6=N.B!L969T)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R
M87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A
M<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W
M<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT
M.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^,3$L-S(P
M/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ
M(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF)SXF(S$V,#L\+W1D/CPO='(^#0H\='(@<W1Y;&4],T0G=F5R=&EC86PM
M86QI9VXZ(&)O='1O;3L@8F%C:V=R;W5N9"UC;VQO<CH@5VAI=&4[(&9O;G0Z
M(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SX-"B`@("`\
M=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&IU<W1I
M9GD[('!A9&1I;F<M8F]T=&]M.B`Q<'0[('1E>'0M:6YD96YT.B`P+C(U:6X[
M('!A9&1I;F<M;&5F=#H@-2XT<'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF)SY!8V-R=6EN9R!L;V%N<R`F(S8R.R`Y,"!D
M87ES('!A<W0@9'5E/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$
M)V9O;G0Z(&)O;&0@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R
M:68[('!A9&1I;F<M8F]T=&]M.B`Q<'0G/B8C,38P.SPO=&0^#0H@("`@/'1D
M(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=B;W)D97(M8F]T=&]M.B!";&%C
M:R`Q<'0@<V]L:60[(&9O;G0Z(&)O;&0@,3!P="!#86QI8G)I+"!(96QV971I
M8V$L(%-A;G,M4V5R:68[('1E>'0M86QI9VXZ(&QE9G0G/B8C,38P.SPO=&0^
M/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=B;W)D97(M8F]T=&]M.B!"
M;&%C:R`Q<'0@<V]L:60[(&9O;G0Z(&)O;&0@,3!P="!#86QI8G)I+"!(96QV
M971I8V$L(%-A;G,M4V5R:68[('1E>'0M86QI9VXZ(')I9VAT)SXF(S$U,3L\
M+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T
M;VTZ(#%P=#L@9F]N=#H@8F]L9"`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9CL@=&5X="UA;&EG;CH@;&5F="<^)B,Q-C`[/"]T9#X\=&0@
M;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`Q<'0[
M(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF
M(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
M8F]R9&5R+6)O='1O;3H@0FQA8VL@,7!T('-O;&ED.R!F;VYT.B`Q,'!T($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@=&5X="UA;&EG;CH@;&5F
M="<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V)O
M<F1E<BUB;W1T;VTZ($)L86-K(#%P="!S;VQI9#L@9F]N=#H@,3!P="!#86QI
M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[('1E>'0M86QI9VXZ(')I9VAT
M)SXF(S$U,3L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D
M9&EN9RUB;W1T;VTZ(#%P=#L@=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P
M="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^
M/"]T<CX-"CQT<B!S='EL93TS1"=V97)T:6-A;"UA;&EG;CH@8F]T=&]M.R!B
M86-K9W)O=6YD+6-O;&]R.B!R9V(H,C`T+#(S."PR-34I.R!F;VYT.B`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^#0H@("`@/'1D(&YO
M=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!J=7-T:69Y.R!T
M97AT+6EN9&5N=#H@,"XR-6EN.R!P861D:6YG+6QE9G0Z(#4N-'!T.R!F;VYT
M.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[
M)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[5&]T86P@;F]N+6-O=F5R960@;F]N
M<&5R9F]R;6EN9R!L;V%N<SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL
M93TS1"=F;VYT.B!B;VQD(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@
M<W1Y;&4],T0G9F]N=#H@8F]L9"`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9CL@=&5X="UA;&EG;CH@;&5F="<^)B,Q-C`[/"]T9#X\=&0@
M;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(&)O;&0@,3!P="!#86QI
M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[('1E>'0M86QI9VXZ(')I9VAT
M)SXU-RPX.#(\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N
M=#H@8F]L9"`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@
M=&5X="UA;&EG;CH@;&5F="<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R
M87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI
M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO
M=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!R:6=H=#L@9F]N
M=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/C@U+#(X
M-CPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N
M.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9B<^)B,Q-C`[/"]T9#X\+W1R/@T*/'1R('-T>6QE/3-$)W9E<G1I8V%L
M+6%L:6=N.B!B;W1T;VT[(&)A8VMG<F]U;F0M8V]L;W(Z(%=H:71E.R!F;VYT
M.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^#0H@("`@
M/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!J=7-T
M:69Y.R!T97AT+6EN9&5N=#H@,"XR-6EN.R!P861D:6YG+6QE9G0Z(#4N-'!T
M.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^
M3F]N<&5R9F]R;6EN9R!L;V%N<R!H96QD(&9O<B!S86QE/"]T9#X\=&0@;F]W
M<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(&)O;&0@,3!P="!#86QI8G)I
M+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D
M(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B!B;VQD(#$P<'0@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T97AT+6%L:6=N.B!L969T
M)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N
M=#H@8F]L9"`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@
M=&5X="UA;&EG;CH@<FEG:'0G/C(Q+#DS.#PO=&0^/'1D(&YO=W)A<#TS1&YO
M=W)A<"!S='EL93TS1"=F;VYT.B!B;VQD(#$P<'0@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF.R!T97AT+6%L:6=N.B!L969T)SXF(S$V,#L\+W1D
M/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI
M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@
M/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T
M.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^
M)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M
M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
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M96QV971I8V$L(%-A;G,M4V5R:68G/@T*("`@(#QT9"!N;W=R87`],T1N;W=R
M87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@:G5S=&EF>3L@<&%D9&EN9RUB;W1T
M;VTZ(#%P=#L@=&5X="UI;F1E;G0Z(#`N,C5I;CL@<&%D9&EN9RUL969T.B`U
M+C1P=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R
M:68G/D9O<F5C;&]S960@<F5A;"!E<W1A=&4\+W1D/CQT9"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G9F]N=#H@8F]L9"`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9CL@<&%D9&EN9RUB;W1T;VTZ(#%P="<^)B,Q-C`[
M/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V)O<F1E
M<BUB;W1T;VTZ($)L86-K(#%P="!S;VQI9#L@9F]N=#H@8F]L9"`Q,'!T($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@=&5X="UA;&EG;CH@;&5F
M="<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V)O
M<F1E<BUB;W1T;VTZ($)L86-K(#%P="!S;VQI9#L@9F]N=#H@8F]L9"`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@=&5X="UA;&EG;CH@
M<FEG:'0G/C(V+#(X-3PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=P861D:6YG+6)O='1O;3H@,7!T.R!F;VYT.B!B;VQD(#$P<'0@0V%L:6)R
M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T97AT+6%L:6=N.B!L969T)SXF
M(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN
M9RUB;W1T;VTZ(#%P=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO
M=W)A<"!S='EL93TS1"=B;W)D97(M8F]T=&]M.B!";&%C:R`Q<'0@<V]L:60[
M(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T
M97AT+6%L:6=N.B!L969T)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R
M87`@<W1Y;&4],T0G8F]R9&5R+6)O='1O;3H@0FQA8VL@,7!T('-O;&ED.R!F
M;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@=&5X
M="UA;&EG;CH@<FEG:'0G/C,W+#`R,SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A
M<"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@,7!T.R!T97AT+6%L:6=N.B!L
M969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9B<^)B,Q-C`[/"]T9#X\+W1R/@T*/'1R('-T>6QE/3-$)W9E<G1I8V%L+6%L
M:6=N.B!B;W1T;VT[(&)A8VMG<F]U;F0M8V]L;W(Z(%=H:71E.R!F;VYT.B`Q
M,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^#0H@("`@/'1D
M(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!J=7-T:69Y
M.R!P861D:6YG+6)O='1O;3H@,BXU<'0[('1E>'0M:6YD96YT.B`P+C<U:6X[
M('!A9&1I;F<M;&5F=#H@-2XT<'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF)SY4;W1A;"!N;VXM8V]V97)E9"!N;VYP97)F
M;W)M:6YG(&%S<V5T<SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=F;VYT.B!B;VQD(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF.R!P861D:6YG+6)O='1O;3H@,BXU<'0G/B8C,38P.SPO=&0^#0H@("`@
M/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=B;W)D97(M8F]T=&]M.B!"
M;&%C:R`R+C5P="!D;W5B;&4[(&9O;G0Z(&)O;&0@,3!P="!#86QI8G)I+"!(
M96QV971I8V$L(%-A;G,M4V5R:68[('1E>'0M86QI9VXZ(&QE9G0G/B0\+W1D
M/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G8F]R9&5R+6)O='1O;3H@
M0FQA8VL@,BXU<'0@9&]U8FQE.R!F;VYT.B!B;VQD(#$P<'0@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T97AT+6%L:6=N.B!R:6=H="<^,3`V
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M+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@
M<W1Y;&4],T0G8F]R9&5R+6)O='1O;3H@0FQA8VL@,BXU<'0@9&]U8FQE.R!F
M;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@=&5X
M="UA;&EG;CH@;&5F="<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P
M('-T>6QE/3-$)V)O<F1E<BUB;W1T;VTZ($)L86-K(#(N-7!T(&1O=6)L93L@
M9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[('1E
M>'0M86QI9VXZ(')I9VAT)SXQ,C(L,S`Y/"]T9#X\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`R+C5P=#L@=&5X="UA;&EG
M;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68G/B8C,38P.SPO=&0^/"]T<CX-"CQT<B!S='EL93TS1"=V97)T:6-A
M;"UA;&EG;CH@8F]T=&]M.R!B86-K9W)O=6YD+6-O;&]R.B!R9V(H,C`T+#(S
M."PR-34I.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9B<^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT
M+6%L:6=N.B!J=7-T:69Y.R!T97AT+6EN9&5N=#H@,"XW-6EN.R!P861D:6YG
M+6QE9G0Z(#4N-'!T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T
M>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y
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M.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^
M)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z
M(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\
M+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA
M;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL
M93TS1"=T97AT+6%L:6=N.B!R:6=H=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(
M96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS
M1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\
M+W1R/@T*/'1R('-T>6QE/3-$)W9E<G1I8V%L+6%L:6=N.B!B;W1T;VT[(&)A
M8VMG<F]U;F0M8V]L;W(Z(%=H:71E.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9B<^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A
M<"!S='EL93TS1"=F;VYT.B!B;VQD(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A
M+"!386YS+5-E<FEF.R!T97AT+61E8V]R871I;VXZ('5N9&5R;&EN93L@=&5X
M="UA;&EG;CH@:G5S=&EF>2<^0V]V97)E9"!N;VYP97)F;W)M:6YG(&%S<V5T
M<SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-
M"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ
M(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
M=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R
M87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI
M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO
M=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W
M<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z
M(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\
M+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@
M<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
M=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I
M8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/"]T<CX-"CQT<B!S='EL93TS
M1"=V97)T:6-A;"UA;&EG;CH@8F]T=&]M.R!B86-K9W)O=6YD+6-O;&]R.B!R
M9V(H,C`T+#(S."PR-34I.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9B<^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL
M93TS1"=T97AT+6%L:6=N.B!J=7-T:69Y.R!T97AT+6EN9&5N=#H@,"XR-6EN
M.R!P861D:6YG+6QE9G0Z(#4N-'!T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9B<^3F]N86-C<G5A;"!L;V%N<R`H,2D\+W1D
M/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@8F]L9"`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-
M"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(&)O;&0@
M,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[('1E>'0M86QI
M9VXZ(&QE9G0G/B0\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
M9F]N=#H@8F]L9"`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9CL@=&5X="UA;&EG;CH@<FEG:'0G/C,S+#0Y,3PO=&0^/'1D(&YO=W)A<#TS
M1&YO=W)A<"!S='EL93TS1"=F;VYT.B!B;VQD(#$P<'0@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF.R!T97AT+6%L:6=N.B!L969T)SXF(S$V,#L\
M+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#
M86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@
M("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L
M969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E
M>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC
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M+"!386YS+5-E<FEF)SX-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE
M/3-$)W1E>'0M86QI9VXZ(&IU<W1I9GD[('1E>'0M:6YD96YT.B`P+C(U:6X[
M('!A9&1I;F<M;&5F=#H@-2XT<'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF)SY297-T<G5C='5R960@;&]A;G,@)B,Q-3`[
M(&%C8W)U:6YG/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O
M;G0Z(&)O;&0@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G
M/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=F;VYT.B!B;VQD(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF.R!T97AT+6%L:6=N.B!L969T)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@8F]L9"`Q,'!T($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9CL@=&5X="UA;&EG;CH@<FEG:'0G/C$U+#0V
M-3PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B!B;VQD
M(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T97AT+6%L
M:6=N.B!L969T)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y
M;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R
M:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL
M93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^,30L,C$X/"]T9#X\
M=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[
M(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF
M(S$V,#L\+W1D/CPO='(^#0H\='(@<W1Y;&4],T0G=F5R=&EC86PM86QI9VXZ
M(&)O='1O;3L@8F%C:V=R;W5N9"UC;VQO<CH@<F=B*#(P-"PR,S@L,C4U*3L@
M9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/@T*
M("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@
M:G5S=&EF>3L@<&%D9&EN9RUB;W1T;VTZ(#%P=#L@=&5X="UI;F1E;G0Z(#`N
M,C5I;CL@<&%D9&EN9RUL969T.B`U+C1P=#L@9F]N=#H@,3!P="!#86QI8G)I
M+"!(96QV971I8V$L(%-A;G,M4V5R:68G/D%C8W)U:6YG(&QO86YS("8C-C([
M(#DP(&1A>7,@<&%S="!D=64\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y
M;&4],T0G9F]N=#H@8F]L9"`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9CL@<&%D9&EN9RUB;W1T;VTZ(#%P="<^)B,Q-C`[/"]T9#X-"B`@
M("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V)O<F1E<BUB;W1T;VTZ
M($)L86-K(#%P="!S;VQI9#L@9F]N=#H@8F]L9"`Q,'!T($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9CL@=&5X="UA;&EG;CH@;&5F="<^)B,Q-C`[
M/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V)O<F1E<BUB;W1T
M;VTZ($)L86-K(#%P="!S;VQI9#L@9F]N=#H@8F]L9"`Q,'!T($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9CL@=&5X="UA;&EG;CH@<FEG:'0G/B8C
M,34Q.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P861D:6YG
M+6)O='1O;3H@,7!T.R!F;VYT.B!B;VQD(#$P<'0@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF.R!T97AT+6%L:6=N.B!L969T)SXF(S$V,#L\+W1D
M/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ
M(#%P=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R
M:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL
M93TS1"=B;W)D97(M8F]T=&]M.B!";&%C:R`Q<'0@<V]L:60[(&9O;G0Z(#$P
M<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T97AT+6%L:6=N
M.B!L969T)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4]
M,T0G8F]R9&5R+6)O='1O;3H@0FQA8VL@,7!T('-O;&ED.R!F;VYT.B`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@=&5X="UA;&EG;CH@
M<FEG:'0G/B8C,34Q.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=P861D:6YG+6)O='1O;3H@,7!T.R!T97AT+6%L:6=N.B!L969T.R!F;VYT
M.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[
M/"]T9#X\+W1R/@T*/'1R('-T>6QE/3-$)W9E<G1I8V%L+6%L:6=N.B!B;W1T
M;VT[(&)A8VMG<F]U;F0M8V]L;W(Z(%=H:71E.R!F;VYT.B`Q,'!T($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^#0H@("`@/'1D(&YO=W)A<#TS
M1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!J=7-T:69Y.R!T97AT+6EN
M9&5N=#H@,"XR-6EN.R!P861D:6YG+6QE9G0Z(#4N-'!T.R!F;VYT.B`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[)B,Q-C`[
M)B,Q-C`[)B,Q-C`[)B,Q-C`[5&]T86P@8V]V97)E9"!N;VYP97)F;W)M:6YG
M(&QO86YS/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z
M(&)O;&0@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C
M,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F
M;VYT.B!B;VQD(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF
M.R!T97AT+6%L:6=N.B!L969T)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G9F]N=#H@8F]L9"`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9CL@=&5X="UA;&EG;CH@<FEG:'0G/C0X+#DU-CPO
M=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B!B;VQD(#$P
M<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T97AT+6%L:6=N
M.B!L969T)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4]
M,T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G
M/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A
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M=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/@T*("`@
M(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@:G5S
M=&EF>3L@<&%D9&EN9RUB;W1T;VTZ(#%P=#L@=&5X="UI;F1E;G0Z(#`N,C5I
M;CL@<&%D9&EN9RUL969T.B`U+C1P=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(
M96QV971I8V$L(%-A;G,M4V5R:68G/D9O<F5C;&]S960@<F5A;"!E<W1A=&4\
M+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@8F]L9"`Q
M,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@<&%D9&EN9RUB
M;W1T;VTZ(#%P="<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)V)O<F1E<BUB;W1T;VTZ($)L86-K(#%P="!S;VQI9#L@
M9F]N=#H@8F]L9"`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9CL@=&5X="UA;&EG;CH@;&5F="<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)V)O<F1E<BUB;W1T;VTZ($)L86-K(#%P="!S;VQI
M9#L@9F]N=#H@8F]L9"`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9CL@=&5X="UA;&EG;CH@<FEG:'0G/C0W+#(Y,#PO=&0^/'1D(&YO=W)A
M<#TS1&YO=W)A<"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@,7!T.R!F;VYT
M.B!B;VQD(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T
M97AT+6%L:6=N.B!L969T)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R
M87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#%P=#L@9F]N=#H@,3!P="!#
M86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@
M("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=B;W)D97(M8F]T=&]M
M.B!";&%C:R`Q<'0@<V]L:60[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF.R!T97AT+6%L:6=N.B!L969T)SXF(S$V,#L\+W1D
M/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G8F]R9&5R+6)O='1O;3H@
M0FQA8VL@,7!T('-O;&ED.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9CL@=&5X="UA;&EG;CH@<FEG:'0G/C@U+#(W,CPO=&0^
M/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@
M,7!T.R!T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\+W1R/@T*/'1R('-T
M>6QE/3-$)W9E<G1I8V%L+6%L:6=N.B!B;W1T;VT[(&)A8VMG<F]U;F0M8V]L
M;W(Z(%=H:71E.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9B<^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T
M97AT+6%L:6=N.B!J=7-T:69Y.R!P861D:6YG+6)O='1O;3H@,BXU<'0[('1E
M>'0M:6YD96YT.B`P+C<U:6X[('!A9&1I;F<M;&5F=#H@-2XT<'0[(&9O;G0Z
M(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SY4;W1A;"!C
M;W9E<F5D(&YO;G!E<F9O<FUI;F<@87-S971S/"]T9#X\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)V9O;G0Z(&)O;&0@,3!P="!#86QI8G)I+"!(96QV
M971I8V$L(%-A;G,M4V5R:68[('!A9&1I;F<M8F]T=&]M.B`R+C5P="<^)B,Q
M-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V)O
M<F1E<BUB;W1T;VTZ($)L86-K(#(N-7!T(&1O=6)L93L@9F]N=#H@8F]L9"`Q
M,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@=&5X="UA;&EG
M;CH@;&5F="<^)#PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=B
M;W)D97(M8F]T=&]M.B!";&%C:R`R+C5P="!D;W5B;&4[(&9O;G0Z(&)O;&0@
M,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[('1E>'0M86QI
M9VXZ(')I9VAT)SXY-BPR-#8\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y
M;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#(N-7!T.R!F;VYT.B!B;VQD(#$P<'0@
M0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T97AT+6%L:6=N.B!L
M969T)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
M<&%D9&EN9RUB;W1T;VTZ(#(N-7!T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W
M<F%P/3-$;F]W<F%P('-T>6QE/3-$)V)O<F1E<BUB;W1T;VTZ($)L86-K(#(N
M-7!T(&1O=6)L93L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68[('1E>'0M86QI9VXZ(&QE9G0G/B8C,38P.SPO=&0^/'1D(&YO
M=W)A<#TS1&YO=W)A<"!S='EL93TS1"=B;W)D97(M8F]T=&]M.B!";&%C:R`R
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M971I8V$L(%-A;G,M4V5R:68G/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@
M<W1Y;&4],T0G=&5X="UA;&EG;CH@:G5S=&EF>3L@=&5X="UI;F1E;G0Z(#`N
M-S5I;CL@<&%D9&EN9RUL969T.B`U+C1P=#L@9F]N=#H@,3!P="!#86QI8G)I
M+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A
M<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P
M/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P
M<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D
M/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG
M:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF
M)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X
M="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S
M='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T
M>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P
M<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D
M/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F
M=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G
M/B8C,38P.SPO=&0^/"]T<CX-"CQT<B!S='EL93TS1"=V97)T:6-A;"UA;&EG
M;CH@8F]T=&]M.R!B86-K9W)O=6YD+6-O;&]R.B!7:&ET93L@9F]N=#H@,3!P
M="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/@T*("`@(#QT9"!N
M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@:G5S=&EF>3L@
M<&%D9&EN9RUB;W1T;VTZ(#(N-7!T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[
M)B,Q-C`[)B,Q-C`[)B,Q-C`[5&]T86P@;F]N<&5R9F]R;6EN9R!A<W-E=',\
M+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@8F]L9"`Q
M,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@<&%D9&EN9RUB
M;W1T;VTZ(#(N-7!T)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G8F]R9&5R+6)O='1O;3H@0FQA8VL@,BXU<'0@9&]U
M8FQE.R!F;VYT.B!B;VQD(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF.R!T97AT+6%L:6=N.B!L969T)SXD/"]T9#X\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)V)O<F1E<BUB;W1T;VTZ($)L86-K(#(N-7!T(&1O
M=6)L93L@9F]N=#H@8F]L9"`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9CL@=&5X="UA;&EG;CH@<FEG:'0G/C(P,BPS-3$\+W1D/CQT9"!N
M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#(N-7!T
M.R!F;VYT.B!B;VQD(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF.R!T97AT+6%L:6=N.B!L969T)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#(N-7!T.R!F;VYT
M.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[
M/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V)O<F1E
M<BUB;W1T;VTZ($)L86-K(#(N-7!T(&1O=6)L93L@9F]N=#H@,3!P="!#86QI
M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[('1E>'0M86QI9VXZ(&QE9G0G
M/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=B;W)D
M97(M8F]T=&]M.B!";&%C:R`R+C5P="!D;W5B;&4[(&9O;G0Z(#$P<'0@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T97AT+6%L:6=N.B!R:6=H
M="<^,C8S+#(W,3PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P
M861D:6YG+6)O='1O;3H@,BXU<'0[('1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z
M(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\
M+W1D/CPO='(^#0H\+W1A8FQE/@T*#0H\<"!S='EL93TS1"=F;VYT.B`Q,'!T
M+S$P+C`U<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!M87)G
M:6XZ(#`[('1E>'0M86QI9VXZ(&IU<W1I9GDG/B8C,38P.SPO<#X-"@T*/'`@
M<W1Y;&4],T0G9F]N=#H@,3!P="\Q,"XP-7!T($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9CL@;6%R9VEN.B`P.R!T97AT+6%L:6=N.B!J=7-T:69Y
M.R!B;W)D97(M=&]P.B!";&%C:R`Q<'0@<V]L:60G/B@Q*2!!="!$96-E;6)E
M<B`S,2P@,C`Q,B!A;F0@1&5C96UB97(-"C,Q+"`R,#$Q+"!T:&4@8V]N=')A
M8W1U86P@8F%L86YC92!O9B!T:&4@;F]N86-C<G5A;"!L;V%N<R!C;W9E<F5D
M(&)Y($9$24,@;&]S<R!S:&%R92!A9W)E96UE;G1S('=A<R`D-C0N-"!M:6QL
M:6]N(&%N9"`D-CDN,"!M:6QL:6]N+`T*<F5S<&5C=&EV96QY+CPO<#X-"@T*
M/'`@<W1Y;&4],T0G9F]N=#H@,3!P="]N;W)M86P@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF.R!M87)G:6XZ(#`[('1E>'0M86QI9VXZ(&QE9G0[
M('1E>'0M:6YD96YT.B`P+C(U:6XG/B8C,38P.SPO<#X\<W!A;CX\+W-P86X^
M/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R;SX-"B`@
M("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/DEN9F]R;6%T:6]N
M(')E;&%T960@=&\@:6UP86ER960@;&]A;G,\+W1D/@T*("`@("`@("`\=&0@
M8VQA<W,],T1T97AT/CQP('-T>6QE/3-$)V9O;G0Z(#$P<'0O;F]R;6%L($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@;6%R9VEN.B`P.R!T97AT
M+6%L:6=N.B!L969T)SY4:&4@9F]L;&]W:6YG('1A8FQE('!R97-E;G1S(&EN
M9F]R;6%T:6]N#0IR96QA=&5D('1O('1H92!#;VUP86YY)B,Q-#8[<R!I;7!A
M:7)E9"!L;V%N<RX\+W`^#0H-"CQP('-T>6QE/3-$)V9O;G0Z(#$P<'0O,3`N
M,#5P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[(&UA<F=I;CH@
M,#L@=&5X="UA;&EG;CH@:G5S=&EF>3L@=&5X="UI;F1E;G0Z(#`N,C5I;B<^
M)B,Q-C`[/"]P/@T*#0H\=&%B;&4@8V5L;'!A9&1I;F<],T0P(&-E;&QS<&%C
M:6YG/3-$,"!S='EL93TS1"=B;W)D97(M8V]L;&%P<V4Z(&-O;&QA<'-E.R!W
M:61T:#H@,3`P)3L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68G/@T*/'1R('-T>6QE/3-$)W9E<G1I8V%L+6%L:6=N.B!B;W1T
M;VT[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF
M)SX-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI
M9VXZ(&IU<W1I9GD[(&)O<F1E<BUB;W1T;VTZ($)L86-K(#%P="!S;VQI9#L@
M9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/CQP
M('-T>6QE/3-$)V9O;G0Z(#$P<'0O,3`N,#5P="!#86QI8G)I+"!(96QV971I
M8V$L(%-A;G,M4V5R:68[(&UA<F=I;CH@,#L@=&5X="UA;&EG;CH@:G5S=&EF
M>2<^)B,Q-C`[/"]P/CQP('-T>6QE/3-$)V9O;G0Z(#$P<'0O,3`N,#5P="!#
M86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[(&UA<F=I;CH@,#L@=&5X
M="UA;&EG;CH@:G5S=&EF>2<^/&D^*"0@:6X@=&AO=7-A;F1S*3PO:3X\+W`^
M/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(&)O;&0@
M,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[('!A9&1I;F<M
M8F]T=&]M.B`Q<'0[(&)O<F1E<BUB;W1T;VTZ($)L86-K(#%P="!S;VQI9"<^
M)B,Q-C`[/"]T9#X-"B`@("`\=&0@8V]L<W!A;CTS1#(@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)V9O;G0Z(&)O;&0@,3!P="!#86QI8G)I+"!(96QV971I
M8V$L(%-A;G,M4V5R:68[(&)O<F1E<BUB;W1T;VTZ($)L86-K(#%P="!S;VQI
M9#L@=&5X="UA;&EG;CH@8V5N=&5R.R!V97)T:6-A;"UA;&EG;CH@8F]T=&]M
M)SY!<R!O9B`O9F]R('1H92`\8G(@+SX-"GEE87(@96YD960@/&)R("\^#0I$
M96-E;6)E<B`S,2P@/&)R("\^,C`Q,CPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A
M<"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@,7!T.R!F;VYT.B!B;VQD(#$P
M<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!B;W)D97(M8F]T
M=&]M.B!";&%C:R`Q<'0@<V]L:60G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS
M1&YO=W)A<"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@,7!T.R!F;VYT.B`Q
M,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@8F]R9&5R+6)O
M='1O;3H@0FQA8VL@,7!T('-O;&ED)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!C
M;VQS<&%N/3-$,B!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG
M;CH@8V5N=&5R.R!B;W)D97(M8F]T=&]M.B!";&%C:R`Q<'0@<V]L:60[(&9O
M;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SY!<R!O
M9B`O9F]R('1H92`\8G(@+SX-"GEE87(@96YD960@/&)R("\^1&5C96UB97(@
M,S$L(#QB<B`O/C(P,3$\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4]
M,T0G<&%D9&EN9RUB;W1T;VTZ(#%P=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(
M96QV971I8V$L(%-A;G,M4V5R:68[(&)O<F1E<BUB;W1T;VTZ($)L86-K(#%P
M="!S;VQI9"<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE
M/3-$)W!A9&1I;F<M8F]T=&]M.B`Q<'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF.R!B;W)D97(M8F]T=&]M.B!";&%C:R`Q
M<'0@<V]L:60G/B8C,38P.SPO=&0^#0H@("`@/'1D(&-O;'-P86X],T0R(&YO
M=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!C96YT97([(&)O
M<F1E<BUB;W1T;VTZ($)L86-K(#%P="!S;VQI9#L@9F]N=#H@,3!P="!#86QI
M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/D%S(&]F("]F;W(@=&AE/&)R
M("\^#0H@>65A<B!E;F1E9"`\8G(@+SY$96-E;6)E<B`S,2P@/&)R("\^,C`Q
M,#PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P861D:6YG+6)O
M='1O;3H@,7!T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9CL@8F]R9&5R+6)O='1O;3H@0FQA8VL@,7!T('-O;&ED)SXF(S$V
M,#L\+W1D/CPO='(^#0H\='(@<W1Y;&4],T0G=F5R=&EC86PM86QI9VXZ(&)O
M='1O;3L@8F%C:V=R;W5N9"UC;VQO<CH@<F=B*#(P-"PR,S@L,C4U*3L@9F]N
M=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/@T*("`@
M(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@8F]L9"`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@=&5X="UA;&EG;CH@
M:G5S=&EF>2<^26UP86ER960@;&]A;G,@870@<&5R:6]D(&5N9#PO=&0^/'1D
M(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@
M;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O
M;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V
M,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG
M;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4]
M,T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV
M971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO
M=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N
M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O
M;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V
M,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG
M;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^
M)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$
M)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R
M87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N
M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N
M=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P
M.SPO=&0^/"]T<CX-"CQT<B!S='EL93TS1"=V97)T:6-A;"UA;&EG;CH@8F]T
M=&]M.R!B86-K9W)O=6YD+6-O;&]R.B!7:&ET93L@9F]N=#H@,3!P="!#86QI
M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/@T*("`@(#QT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G=VED=&@Z(#<P)3L@=&5X="UA;&EG;CH@:G5S
M=&EF>3L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R
M:68G/B8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.TYO;BUC;W9E<F5D
M/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W=I9'1H.B`Q)3L@
M9F]N=#H@8F]L9"`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE
M/3-$)W=I9'1H.B`Q)3L@9F]N=#H@8F]L9"`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9CL@=&5X="UA;&EG;CH@;&5F="<^)#PO=&0^/'1D
M(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=W:61T:#H@-R4[(&9O;G0Z(&)O
M;&0@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[('1E>'0M
M86QI9VXZ(')I9VAT)SXU-RPX.#(\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@
M<W1Y;&4],T0G=VED=&@Z(#$E.R!F;VYT.B!B;VQD(#$P<'0@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T97AT+6%L:6=N.B!L969T)SXF(S$V
M,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=VED=&@Z(#$E
M.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^
M)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$
M)W=I9'1H.B`Q)3L@=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI
M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO
M=W)A<#TS1&YO=W)A<"!S='EL93TS1"=W:61T:#H@-R4[('1E>'0M86QI9VXZ
M(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9B<^.#4L,C@V/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$
M)W=I9'1H.B`Q)3L@=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI
M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO
M=W)A<#TS1&YO=W)A<"!S='EL93TS1"=W:61T:#H@,24[(&9O;G0Z(#$P<'0@
M0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*
M("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=VED=&@Z(#$E.R!T
M97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P
M('-T>6QE/3-$)W=I9'1H.B`W)3L@=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z
M(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXY-BPP,#,\
M+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=VED=&@Z(#$E.R!T
M97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\+W1R/@T*/'1R('-T>6QE/3-$
M)W9E<G1I8V%L+6%L:6=N.B!B;W1T;VT[(&)A8VMG<F]U;F0M8V]L;W(Z(')G
M8B@R,#0L,C,X+#(U-2D[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A
M+"!386YS+5-E<FEF)SX-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE
M/3-$)W1E>'0M86QI9VXZ(&IU<W1I9GD[('!A9&1I;F<M8F]T=&]M.B`Q<'0[
M(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF
M(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#M#;W9E<F5D/"]T9#X\=&0@
M;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(&)O;&0@,3!P="!#86QI
M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[('!A9&1I;F<M8F]T=&]M.B`Q
M<'0G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL
M93TS1"=B;W)D97(M8F]T=&]M.B!";&%C:R`Q<'0@<V]L:60[(&9O;G0Z(&)O
M;&0@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[('1E>'0M
M86QI9VXZ(&QE9G0G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S
M='EL93TS1"=B;W)D97(M8F]T=&]M.B!";&%C:R`Q<'0@<V]L:60[(&9O;G0Z
M(&)O;&0@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[('1E
M>'0M86QI9VXZ(')I9VAT)SXT."PY-38\+W1D/CQT9"!N;W=R87`],T1N;W=R
M87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#%P=#L@9F]N=#H@8F]L9"`Q
M,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@=&5X="UA;&EG
M;CH@;&5F="<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE
M/3-$)W!A9&1I;F<M8F]T=&]M.B`Q<'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N
M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G8F]R9&5R+6)O='1O;3H@0FQA8VL@
M,7!T('-O;&ED.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9CL@=&5X="UA;&EG;CH@;&5F="<^)B,Q-C`[/"]T9#X\=&0@;F]W
M<F%P/3-$;F]W<F%P('-T>6QE/3-$)V)O<F1E<BUB;W1T;VTZ($)L86-K(#%P
M="!S;VQI9#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68[('1E>'0M86QI9VXZ(')I9VAT)SXU-2PV.3`\+W1D/CQT9"!N;W=R
M87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#%P=#L@=&5X
M="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S
M='EL93TS1"=P861D:6YG+6)O='1O;3H@,7!T.R!F;VYT.B`Q,'!T($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\
M=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V)O<F1E<BUB;W1T;VTZ($)L
M86-K(#%P="!S;VQI9#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68[('1E>'0M86QI9VXZ(&QE9G0G/B8C,38P.SPO=&0^/'1D
M(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=B;W)D97(M8F]T=&]M.B!";&%C
M:R`Q<'0@<V]L:60[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF.R!T97AT+6%L:6=N.B!R:6=H="<^-S(L.#(U/"]T9#X\=&0@
M;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`Q<'0[
M('1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CPO='(^#0H\='(@<W1Y;&4]
M,T0G=F5R=&EC86PM86QI9VXZ(&)O='1O;3L@8F%C:V=R;W5N9"UC;VQO<CH@
M5VAI=&4[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF)SX-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M
M86QI9VXZ(&IU<W1I9GD[('!A9&1I;F<M8F]T=&]M.B`R+C5P=#L@9F]N=#H@
M,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[('!A9&1I;F<M
M;&5F=#H@,V5M)SY4;W1A;"!I;7!A:7)E9"!L;V%N<R!A="!P97)I;V0@96YD
M/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(&)O;&0@
M,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[('!A9&1I;F<M
M8F]T=&]M.B`R+C5P="<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)V)O<F1E<BUB;W1T;VTZ($)L86-K(#(N-7!T(&1O
M=6)L93L@9F]N=#H@8F]L9"`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9CL@=&5X="UA;&EG;CH@;&5F="<^)#PO=&0^/'1D(&YO=W)A<#TS
M1&YO=W)A<"!S='EL93TS1"=B;W)D97(M8F]T=&]M.B!";&%C:R`R+C5P="!D
M;W5B;&4[(&9O;G0Z(&)O;&0@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68[('1E>'0M86QI9VXZ(')I9VAT)SXQ,#8L.#,X/"]T9#X\=&0@
M;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`R+C5P
M=#L@9F]N=#H@8F]L9"`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9CL@=&5X="UA;&EG;CH@;&5F="<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P
M/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`R+C5P=#L@9F]N
M=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P
M.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=B;W)D
M97(M8F]T=&]M.B!";&%C:R`R+C5P="!D;W5B;&4[(&9O;G0Z(#$P<'0@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T97AT+6%L:6=N.B!L969T
M)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G8F]R
M9&5R+6)O='1O;3H@0FQA8VL@,BXU<'0@9&]U8FQE.R!F;VYT.B`Q,'!T($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@=&5X="UA;&EG;CH@<FEG
M:'0G/C$T,"PY-S8\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
M<&%D9&EN9RUB;W1T;VTZ(#(N-7!T.R!T97AT+6%L:6=N.B!L969T.R!F;VYT
M.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[
M/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T
M=&]M.B`R+C5P=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A
M<"!S='EL93TS1"=B;W)D97(M8F]T=&]M.B!";&%C:R`R+C5P="!D;W5B;&4[
M(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T
M97AT+6%L:6=N.B!L969T)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R
M87`@<W1Y;&4],T0G8F]R9&5R+6)O='1O;3H@0FQA8VL@,BXU<'0@9&]U8FQE
M.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@
M=&5X="UA;&EG;CH@<FEG:'0G/C$V."PX,C@\+W1D/CQT9"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#(N-7!T.R!T97AT+6%L
M:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9B<^)B,Q-C`[/"]T9#X\+W1R/@T*/'1R('-T>6QE/3-$)W9E<G1I
M8V%L+6%L:6=N.B!B;W1T;VT[(&)A8VMG<F]U;F0M8V]L;W(Z(')G8B@R,#0L
M,C,X+#(U-2D[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF)SX-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E
M>'0M86QI9VXZ(&IU<W1I9GD[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R
M87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A
M<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W
M<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT
M.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[
M/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ
M(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
M9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C
M,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T
M97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P
M('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W
M<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z
M(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\
M+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#
M86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@
M("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L
M969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E
M>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P
M('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R
M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CPO='(^#0H\
M='(@<W1Y;&4],T0G=F5R=&EC86PM86QI9VXZ(&)O='1O;3L@8F%C:V=R;W5N
M9"UC;VQO<CH@5VAI=&4[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A
M+"!386YS+5-E<FEF)SX-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE
M/3-$)V9O;G0Z(&)O;&0@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68[('1E>'0M86QI9VXZ(&IU<W1I9GDG/D%V97)A9V4@86UO=6YT(&]F
M(&EM<&%I<F5D(&QO86YS(&9O<B!P97)I;V0\+W1D/CQT9"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO
M=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@
M;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F
M;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q
M-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI
M9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4]
M,T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G
M/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@
M;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O
M;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V
M,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P
M="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^
M#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N
M.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$
M)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CPO='(^
M#0H\='(@<W1Y;&4],T0G=F5R=&EC86PM86QI9VXZ(&)O='1O;3L@8F%C:V=R
M;W5N9"UC;VQO<CH@<F=B*#(P-"PR,S@L,C4U*3L@9F]N=#H@,3!P="!#86QI
M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/@T*("`@(#QT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@:G5S=&EF>3L@9F]N=#H@
M,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.R8C
M,38P.R8C,38P.R8C,38P.R8C,38P.TYO;BUC;W9E<F5D/"]T9#X\=&0@;F]W
M<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(&)O;&0@,3!P="!#86QI8G)I
M+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D
M(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B!B;VQD(#$P<'0@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T97AT+6%L:6=N.B!L969T
M)SXD/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(&)O
M;&0@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[('1E>'0M
M86QI9VXZ(')I9VAT)SXX-2PQ.3@\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@
M<W1Y;&4],T0G9F]N=#H@8F]L9"`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9CL@=&5X="UA;&EG;CH@;&5F="<^)B,Q-C`[/"]T9#X\=&0@
M;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N
M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N
M=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P
M.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N
M.B!R:6=H=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68G/C@Y+#`R,SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R
M87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI
M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO
M=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!R:6=H=#L@9F]N
M=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/C@Y+#<U
M,3PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N
M.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9B<^)B,Q-C`[/"]T9#X\+W1R/@T*/'1R('-T>6QE/3-$)W9E<G1I8V%L
M+6%L:6=N.B!B;W1T;VT[(&)A8VMG<F]U;F0M8V]L;W(Z(%=H:71E.R!F;VYT
M.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^#0H@("`@
M/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!J=7-T
M:69Y.R!P861D:6YG+6)O='1O;3H@,7!T.R!F;VYT.B`Q,'!T($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q
M-C`[)B,Q-C`[0V]V97)E9#PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL
M93TS1"=F;VYT.B!B;VQD(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF.R!P861D:6YG+6)O='1O;3H@,7!T)SXF(S$V,#L\+W1D/@T*("`@
M(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G8F]R9&5R+6)O='1O;3H@
M0FQA8VL@,7!T('-O;&ED.R!F;VYT.B!B;VQD(#$P<'0@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF.R!T97AT+6%L:6=N.B!L969T)SXF(S$V,#L\
M+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G8F]R9&5R+6)O='1O
M;3H@0FQA8VL@,7!T('-O;&ED.R!F;VYT.B!B;VQD(#$P<'0@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T97AT+6%L:6=N.B!R:6=H="<^-30L
M-S<S/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M
M8F]T=&]M.B`Q<'0[(&9O;G0Z(&)O;&0@,3!P="!#86QI8G)I+"!(96QV971I
M8V$L(%-A;G,M4V5R:68[('1E>'0M86QI9VXZ(&QE9G0G/B8C,38P.SPO=&0^
M/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@
M,7!T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE
M/3-$)V)O<F1E<BUB;W1T;VTZ($)L86-K(#%P="!S;VQI9#L@9F]N=#H@,3!P
M="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[('1E>'0M86QI9VXZ
M(&QE9G0G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=B;W)D97(M8F]T=&]M.B!";&%C:R`Q<'0@<V]L:60[(&9O;G0Z(#$P<'0@
M0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T97AT+6%L:6=N.B!R
M:6=H="<^-C,L,C@Y/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$
M)W!A9&1I;F<M8F]T=&]M.B`Q<'0[('1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z
M(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\
M+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T
M;VTZ(#%P=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S
M='EL93TS1"=B;W)D97(M8F]T=&]M.B!";&%C:R`Q<'0@<V]L:60[(&9O;G0Z
M(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T97AT+6%L
M:6=N.B!L969T)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y
M;&4],T0G8F]R9&5R+6)O='1O;3H@0FQA8VL@,7!T('-O;&ED.R!F;VYT.B`Q
M,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@=&5X="UA;&EG
M;CH@<FEG:'0G/CDU+#,W,SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL
M93TS1"=P861D:6YG+6)O='1O;3H@,7!T.R!T97AT+6%L:6=N.B!L969T.R!F
M;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q
M-C`[/"]T9#X\+W1R/@T*/'1R('-T>6QE/3-$)W9E<G1I8V%L+6%L:6=N.B!B
M;W1T;VT[(&)A8VMG<F]U;F0M8V]L;W(Z(')G8B@R,#0L,C,X+#(U-2D[(&9O
M;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SX-"B`@
M("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&IU
M<W1I9GD[('!A9&1I;F<M8F]T=&]M.B`R+C5P=#L@9F]N=#H@,3!P="!#86QI
M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[('!A9&1I;F<M;&5F=#H@,V5M
M)SY!=F5R86=E(&%M;W5N="!O9B!I;7!A:7)E9"!L;V%N<R!F;W(@<&5R:6]D
M("8C,34P.R!T;W1A;#PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=F;VYT.B!B;VQD(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF.R!P861D:6YG+6)O='1O;3H@,BXU<'0G/B8C,38P.SPO=&0^#0H@("`@
M/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=B;W)D97(M8F]T=&]M.B!"
M;&%C:R`R+C5P="!D;W5B;&4[(&9O;G0Z(&)O;&0@,3!P="!#86QI8G)I+"!(
M96QV971I8V$L(%-A;G,M4V5R:68[('1E>'0M86QI9VXZ(&QE9G0G/B0\+W1D
M/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G8F]R9&5R+6)O='1O;3H@
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M+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@
M<W1Y;&4],T0G8F]R9&5R+6)O='1O;3H@0FQA8VL@,BXU<'0@9&]U8FQE.R!F
M;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@=&5X
M="UA;&EG;CH@;&5F="<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P
M('-T>6QE/3-$)V)O<F1E<BUB;W1T;VTZ($)L86-K(#(N-7!T(&1O=6)L93L@
M9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[('1E
M>'0M86QI9VXZ(')I9VAT)SXQ-3(L,S$R/"]T9#X\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`R+C5P=#L@=&5X="UA;&EG
M;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=P861D:6YG+6)O='1O;3H@,BXU<'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N
M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G8F]R9&5R+6)O='1O;3H@0FQA8VL@
M,BXU<'0@9&]U8FQE.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9CL@=&5X="UA;&EG;CH@;&5F="<^)B,Q-C`[/"]T9#X\=&0@
M;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V)O<F1E<BUB;W1T;VTZ($)L86-K
M(#(N-7!T(&1O=6)L93L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68[('1E>'0M86QI9VXZ(')I9VAT)SXQ.#4L,3(T/"]T9#X\
M=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`R
M+C5P=#L@=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(
M96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/"]T<CX-"CQT<B!S
M='EL93TS1"=V97)T:6-A;"UA;&EG;CH@8F]T=&]M.R!B86-K9W)O=6YD+6-O
M;&]R.B!7:&ET93L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68G/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
M=&5X="UA;&EG;CH@:G5S=&EF>3L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV
M971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO
M=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N
M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O
M;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V
M,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG
M;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^
M)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$
M)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R
M87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N
M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N
M=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P
M.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-
M"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ
M(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
M=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R
M87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI
M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/"]T<CX-
M"CQT<B!S='EL93TS1"=V97)T:6-A;"UA;&EG;CH@8F]T=&]M.R!B86-K9W)O
M=6YD+6-O;&]R.B!R9V(H,C`T+#(S."PR-34I.R!F;VYT.B`Q,'!T($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^#0H@("`@/'1D(&YO=W)A<#TS
M1&YO=W)A<"!S='EL93TS1"=F;VYT.B!B;VQD(#$P<'0@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF.R!T97AT+6%L:6=N.B!J=7-T:69Y)SY!;&QO
M=V%N8V4@9F]R(&QO86X@;&]S<V5S(')E;&%T960@=&\@:6UP86ER960@;&]A
M;G,@870@<&5R:6]D(&5N9#PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL
M93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE
M/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@
M0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@
M9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C
M,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q
M,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T
M9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI
M9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4]
M,T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#
M86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D
M(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@
M;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O
M;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V
M,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG
M;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4]
M,T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV
M971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/"]T<CX-"CQT<B!S='EL
M93TS1"=V97)T:6-A;"UA;&EG;CH@8F]T=&]M.R!B86-K9W)O=6YD+6-O;&]R
M.B!7:&ET93L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68G/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X
M="UA;&EG;CH@:G5S=&EF>3L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I
M8V$L(%-A;G,M4V5R:68G/B8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P
M.TYO;BUC;W9E<F5D/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$
M)V9O;G0Z(&)O;&0@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R
M:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL
M93TS1"=F;VYT.B!B;VQD(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF.R!T97AT+6%L:6=N.B!L969T)SXD/"]T9#X\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)V9O;G0Z(&)O;&0@,3!P="!#86QI8G)I+"!(96QV
M971I8V$L(%-A;G,M4V5R:68[('1E>'0M86QI9VXZ(')I9VAT)SXU+#`U,3PO
M=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B!B;VQD(#$P
M<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T97AT+6%L:6=N
M.B!L969T)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4]
M,T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G
M/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^-2PX,#0\+W1D/CQT9"!N
M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N
M=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P
M.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-
M"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ
M(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
M=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF)SXW+#8Q,SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A
M<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\+W1R/@T*
M/'1R('-T>6QE/3-$)W9E<G1I8V%L+6%L:6=N.B!B;W1T;VT[(&)A8VMG<F]U
M;F0M8V]L;W(Z(')G8B@R,#0L,C,X+#(U-2D[(&9O;G0Z(#$P<'0@0V%L:6)R
M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SX-"B`@("`\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&IU<W1I9GD[('!A9&1I;F<M
M8F]T=&]M.B`Q<'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF)SXF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#M#;W9E
M<F5D/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(&)O
M;&0@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[('!A9&1I
M;F<M8F]T=&]M.B`Q<'0G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS
M1&YO=W)A<"!S='EL93TS1"=B;W)D97(M8F]T=&]M.B!";&%C:R`Q<'0@<V]L
M:60[(&9O;G0Z(&)O;&0@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68[('1E>'0M86QI9VXZ(&QE9G0G/B8C,38P.SPO=&0^/'1D(&YO=W)A
M<#TS1&YO=W)A<"!S='EL93TS1"=B;W)D97(M8F]T=&]M.B!";&%C:R`Q<'0@
M<V]L:60[(&9O;G0Z(&)O;&0@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68[('1E>'0M86QI9VXZ(')I9VAT)SXS+#4P.3PO=&0^/'1D(&YO
M=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@,7!T.R!F
M;VYT.B!B;VQD(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF
M.R!T97AT+6%L:6=N.B!L969T)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#%P=#L@9F]N=#H@,3!P
M="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^
M#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=B;W)D97(M8F]T
M=&]M.B!";&%C:R`Q<'0@<V]L:60[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF.R!T97AT+6%L:6=N.B!L969T)SXF(S$V,#L\
M+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G8F]R9&5R+6)O='1O
M;3H@0FQA8VL@,7!T('-O;&ED.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9CL@=&5X="UA;&EG;CH@<FEG:'0G/C4L,3`V/"]T
M9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M
M.B`Q<'0[('1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#%P=#L@9F]N=#H@
M,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO
M=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=B;W)D97(M
M8F]T=&]M.B!";&%C:R`Q<'0@<V]L:60[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T97AT+6%L:6=N.B!L969T)SXF(S$V
M,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G8F]R9&5R+6)O
M='1O;3H@0FQA8VL@,7!T('-O;&ED.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9CL@=&5X="UA;&EG;CH@<FEG:'0G/C$Q+#$U
M-3PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P861D:6YG+6)O
M='1O;3H@,7!T.R!T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\+W1R/@T*
M/'1R('-T>6QE/3-$)W9E<G1I8V%L+6%L:6=N.B!B;W1T;VT[(&)A8VMG<F]U
M;F0M8V]L;W(Z(%=H:71E.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9B<^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL
M93TS1"=T97AT+6%L:6=N.B!L969T.R!P861D:6YG+6)O='1O;3H@,BXU<'0[
M(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!P
M861D:6YG+6QE9G0Z(#-E;2<^06QL;W=A;F-E(&9O<B!L;V%N(&QO<W-E<R!R
M96QA=&5D('1O(&EM<&%I<F5D(&QO86YS("T@=&]T86P\+W1D/CQT9"!N;W=R
M87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@8F]L9"`Q,'!T($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9CL@<&%D9&EN9RUB;W1T;VTZ(#(N-7!T
M)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4]
M,T0G8F]R9&5R+6)O='1O;3H@0FQA8VL@,BXU<'0@9&]U8FQE.R!F;VYT.B!B
M;VQD(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T97AT
M+6%L:6=N.B!L969T)SXD/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE
M/3-$)V)O<F1E<BUB;W1T;VTZ($)L86-K(#(N-7!T(&1O=6)L93L@9F]N=#H@
M8F]L9"`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@=&5X
M="UA;&EG;CH@<FEG:'0G/C@L-38P/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P
M('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`R+C5P=#L@9F]N=#H@8F]L9"`Q
M,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@=&5X="UA;&EG
M;CH@;&5F="<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE
M/3-$)W!A9&1I;F<M8F]T=&]M.B`R+C5P=#L@9F]N=#H@,3!P="!#86QI8G)I
M+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D
M(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=B;W)D97(M8F]T=&]M.B!";&%C
M:R`R+C5P="!D;W5B;&4[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A
M+"!386YS+5-E<FEF.R!T97AT+6%L:6=N.B!L969T)SXF(S$V,#L\+W1D/CQT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G8F]R9&5R+6)O='1O;3H@0FQA
M8VL@,BXU<'0@9&]U8FQE.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9CL@=&5X="UA;&EG;CH@<FEG:'0G/C$P+#DQ,#PO=&0^
M/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@
M,BXU<'0[('1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#(N-7!T.R!F;VYT
M.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[
M/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V)O<F1E
M<BUB;W1T;VTZ($)L86-K(#(N-7!T(&1O=6)L93L@9F]N=#H@,3!P="!#86QI
M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[('1E>'0M86QI9VXZ(&QE9G0G
M/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=B;W)D
M97(M8F]T=&]M.B!";&%C:R`R+C5P="!D;W5B;&4[(&9O;G0Z(#$P<'0@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T97AT+6%L:6=N.B!R:6=H
M="<^,3@L-S8X/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A
M9&1I;F<M8F]T=&]M.B`R+C5P=#L@=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@
M,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO
M=&0^/"]T<CX-"CQT<B!S='EL93TS1"=V97)T:6-A;"UA;&EG;CH@8F]T=&]M
M.R!B86-K9W)O=6YD+6-O;&]R.B!R9V(H,C`T+#(S."PR-34I.R!F;VYT.B`Q
M,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^#0H@("`@/'1D
M(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!J=7-T:69Y
M.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^
M)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z
M(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\
M+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA
M;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL
M93TS1"=T97AT+6%L:6=N.B!R:6=H=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(
M96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS
M1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\
M=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R
M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@
M9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C
M,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L
M:6=N.B!R:6=H=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL
M93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A
M+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#
M86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D
M(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!R:6=H=#L@
M9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C
M,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L
M:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9B<^)B,Q-C`[/"]T9#X\+W1R/@T*/'1R('-T>6QE/3-$)W9E<G1I
M8V%L+6%L:6=N.B!B;W1T;VT[(&)A8VMG<F]U;F0M8V]L;W(Z(%=H:71E.R!F
M;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^#0H@
M("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B!B;VQD(#$P
M<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T97AT+6%L:6=N
M.B!L969T)SY!;6]U;G0@;V8@:6UP86ER960@;&]A;G,@=VET:"!N;R!R96QA
M=&5D(&%L;&]W86YC92!A="!P97)I;V0@96YD/"]T9#X\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A
M+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#
M86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D
M(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!R:6=H=#L@
M9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C
M,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L
M:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE
M/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF
M)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4]
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M;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q
M-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P
M<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D
M/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG
M;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=T97AT+6%L:6=N.B!R:6=H=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV
M971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO
M=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\+W1R
M/@T*/'1R('-T>6QE/3-$)W9E<G1I8V%L+6%L:6=N.B!B;W1T;VT[(&)A8VMG
M<F]U;F0M8V]L;W(Z(')G8B@R,#0L,C,X+#(U-2D[(&9O;G0Z(#$P<'0@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SX-"B`@("`\=&0@;F]W<F%P
M/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&IU<W1I9GD[(&9O;G0Z
M(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#LF
M(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#M.;VXM8V]V97)E9#PO=&0^/'1D(&YO
M=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B!B;VQD(#$P<'0@0V%L:6)R
M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@8F]L9"`Q,'!T($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@=&5X="UA;&EG;CH@;&5F
M="<^)#PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B!B
M;VQD(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T97AT
M+6%L:6=N.B!R:6=H="<^,3(L,#0Y/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P
M('-T>6QE/3-$)V9O;G0Z(&)O;&0@,3!P="!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68[('1E>'0M86QI9VXZ(&QE9G0G/B8C,38P.SPO=&0^/'1D
M(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@
M;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O
M;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V
M,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG
M;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF)SXS-2PW,C$\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4]
M,T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV
M971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO
M=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N
M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O
M;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXT,BPX
M-S0\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG
M;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68G/B8C,38P.SPO=&0^/"]T<CX-"CQT<B!S='EL93TS1"=V97)T:6-A
M;"UA;&EG;CH@8F]T=&]M.R!B86-K9W)O=6YD+6-O;&]R.B!7:&ET93L@9F]N
M=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/@T*("`@
M(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@:G5S
M=&EF>3L@<&%D9&EN9RUB;W1T;VTZ(#%P=#L@9F]N=#H@,3!P="!#86QI8G)I
M+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.R8C,38P.R8C,38P.R8C
M,38P.R8C,38P.T-O=F5R960\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y
M;&4],T0G9F]N=#H@8F]L9"`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9CL@<&%D9&EN9RUB;W1T;VTZ(#%P="<^)B,Q-C`[/"]T9#X-"B`@
M("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V)O<F1E<BUB;W1T;VTZ
M($)L86-K(#%P="!S;VQI9#L@9F]N=#H@8F]L9"`Q,'!T($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9CL@=&5X="UA;&EG;CH@;&5F="<^)B,Q-C`[
M/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V)O<F1E<BUB;W1T
M;VTZ($)L86-K(#%P="!S;VQI9#L@9F]N=#H@8F]L9"`Q,'!T($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9CL@=&5X="UA;&EG;CH@<FEG:'0G/C,U
M+#$Y-CPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P861D:6YG
M+6)O='1O;3H@,7!T.R!F;VYT.B!B;VQD(#$P<'0@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF.R!T97AT+6%L:6=N.B!L969T)SXF(S$V,#L\+W1D
M/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ
M(#%P=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R
M:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL
M93TS1"=B;W)D97(M8F]T=&]M.B!";&%C:R`Q<'0@<V]L:60[(&9O;G0Z(#$P
M<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T97AT+6%L:6=N
M.B!L969T)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4]
M,T0G8F]R9&5R+6)O='1O;3H@0FQA8VL@,7!T('-O;&ED.R!F;VYT.B`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@=&5X="UA;&EG;CH@
M<FEG:'0G/C0S+#<P,CPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=P861D:6YG+6)O='1O;3H@,7!T.R!T97AT+6%L:6=N.B!L969T.R!F;VYT
M.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[
M/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T
M=&]M.B`Q<'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@
M<W1Y;&4],T0G8F]R9&5R+6)O='1O;3H@0FQA8VL@,7!T('-O;&ED.R!F;VYT
M.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@=&5X="UA
M;&EG;CH@;&5F="<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T
M>6QE/3-$)V)O<F1E<BUB;W1T;VTZ($)L86-K(#%P="!S;VQI9#L@9F]N=#H@
M,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[('1E>'0M86QI
M9VXZ(')I9VAT)SXT.2PY.3$\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y
M;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#%P=#L@=&5X="UA;&EG;CH@;&5F=#L@
M9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C
M,38P.SPO=&0^/"]T<CX-"CQT<B!S='EL93TS1"=V97)T:6-A;"UA;&EG;CH@
M8F]T=&]M.R!B86-K9W)O=6YD+6-O;&]R.B!R9V(H,C`T+#(S."PR-34I.R!F
M;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^#0H@
M("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!J
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M;G,M4V5R:68[('!A9&1I;F<M8F]T=&]M.B`R+C5P="<^)B,Q-C`[/"]T9#X-
M"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V)O<F1E<BUB;W1T
M;VTZ($)L86-K(#(N-7!T(&1O=6)L93L@9F]N=#H@8F]L9"`Q,'!T($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@=&5X="UA;&EG;CH@;&5F="<^
M)#PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=B;W)D97(M8F]T
M=&]M.B!";&%C:R`R+C5P="!D;W5B;&4[(&9O;G0Z(&)O;&0@,3!P="!#86QI
M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[('1E>'0M86QI9VXZ(')I9VAT
M)SXT-RPR-#4\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D
M9&EN9RUB;W1T;VTZ(#(N-7!T.R!F;VYT.B!B;VQD(#$P<'0@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T97AT+6%L:6=N.B!L969T)SXF(S$V
M,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB
M;W1T;VTZ(#(N-7!T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)V)O<F1E<BUB;W1T;VTZ($)L86-K(#(N-7!T(&1O=6)L
M93L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[
M('1E>'0M86QI9VXZ(&QE9G0G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO
M=W)A<"!S='EL93TS1"=B;W)D97(M8F]T=&]M.B!";&%C:R`R+C5P="!D;W5B
M;&4[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF
M.R!T97AT+6%L:6=N.B!R:6=H="<^-SDL-#(S/"]T9#X\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`R+C5P=#L@=&5X="UA
M;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL
M93TS1"=P861D:6YG+6)O='1O;3H@,BXU<'0[(&9O;G0Z(#$P<'0@0V%L:6)R
M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G8F]R9&5R+6)O='1O;3H@0FQA
M8VL@,BXU<'0@9&]U8FQE.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9CL@=&5X="UA;&EG;CH@;&5F="<^)B,Q-C`[/"]T9#X\
M=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V)O<F1E<BUB;W1T;VTZ($)L
M86-K(#(N-7!T(&1O=6)L93L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I
M8V$L(%-A;G,M4V5R:68[('1E>'0M86QI9VXZ(')I9VAT)SXY,BPX-C4\+W1D
M/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ
M(#(N-7!T.R!T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\+W1R/@T*/"]T
M86)L93X-"@T*/'`@<W1Y;&4],T0G9F]N=#H@,3!P="]N;W)M86P@0V%L:6)R
M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!M87)G:6XZ(#`[('1E>'0M86QI
M9VXZ(&QE9G0[('1E>'0M:6YD96YT.B`P+C(U:6XG/B8C,38P.SPO<#X\<W!A
M;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,]
M,T1R93X-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/E-C
M:&5D=6QE(&]F(&YO;F%C8W)U86P@;&]A;G,\+W1D/@T*("`@("`@("`\=&0@
M8VQA<W,],T1T97AT/CQP('-T>6QE/3-$)V9O;G0Z(#$P<'0O;F]R;6%L($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@;6%R9VEN.B`P.R!T97AT
M+6%L:6=N.B!L969T)SY4:&4@9F]L;&]W:6YG('1A8FQE('!R97-E;G1S('1H
M92!#;VUP86YY)B,Q-#8[<PT*;F]N86-C<G5A;"!L;V%N<R!A<R!O9B!$96-E
M;6)E<B`S,2P@,C`Q,BX\+W`^#0H-"CQP('-T>6QE/3-$)V9O;G0Z(#$P<'0O
M;F]R;6%L($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@;6%R9VEN
M.B`P.R!T97AT+6%L:6=N.B!L969T)SXF(S$V,#L\+W`^#0H-"CQT86)L92!C
M96QL<&%D9&EN9STS1#`@8V5L;'-P86-I;F<],T0P('-T>6QE/3-$)V)O<F1E
M<BUC;VQL87!S93H@8V]L;&%P<V4[('=I9'1H.B`Q,#`E.R!F;VYT.B`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^#0H\='(@<W1Y;&4]
M,T0G=F5R=&EC86PM86QI9VXZ(&)O='1O;3L@9F]N=#H@,3!P="!#86QI8G)I
M+"!(96QV971I8V$L(%-A;G,M4V5R:68G/@T*("`@(#QT9"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G9F]N=#H@:71A;&EC(#$P<'0@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF.R!T97AT+6%L:6=N.B!L969T)SXH)"!I;B!T
M:&]U<V%N9',I/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A
M9&1I;F<M8F]T=&]M.B`Q<'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!C;VQS<&%N
M/3-$,B!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@8V5N
M=&5R.R!B;W)D97(M8F]T=&]M.B!";&%C:R`Q<'0@<V]L:60[(&9O;G0Z(#$P
M<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SY.;VXM8V]V97)E
M9#PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P861D:6YG+6)O
M='1O;3H@,7!T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE
M/3-$)W!A9&1I;F<M8F]T=&]M.B`Q<'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!C
M;VQS<&%N/3-$,B!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG
M;CH@8V5N=&5R.R!B;W)D97(M8F]T=&]M.B!";&%C:R`Q<'0@<V]L:60[(&9O
M;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SY#;W9E
M<F5D/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M
M8F]T=&]M.B`Q<'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y
M;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#%P=#L@9F]N=#H@,3!P="!#86QI8G)I
M+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D
M(&-O;'-P86X],T0R(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L
M:6=N.B!C96YT97([(&)O<F1E<BUB;W1T;VTZ($)L86-K(#%P="!S;VQI9#L@
M9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/E1O
M=&%L/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M
M8F]T=&]M.B`Q<'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF)SXF(S$V,#L\+W1D/CPO='(^#0H\='(@<W1Y;&4],T0G=F5R
M=&EC86PM86QI9VXZ(&)O='1O;3L@8F%C:V=R;W5N9"UC;VQO<CH@<F=B*#(P
M-"PR,S@L,C4U*3L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68G/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
M=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I
M8V$L(%-A;G,M4V5R:68G/D-O;6UE<F-I86PL(&9I;F%N8VEA;"P@86YD(&%G
M<FEC=6QT=7)A;#H\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
M9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C
M,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T
M97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P
M('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W
M<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z
M(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\
M+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#
M86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@
M("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L
M969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E
M>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P
M('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R
M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R
M87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV
M971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A
M<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q
M,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T
M9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I
M9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E
M>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A
M+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CPO='(^#0H\='(@<W1Y;&4],T0G
M=F5R=&EC86PM86QI9VXZ(&)O='1O;3L@8F%C:V=R;W5N9"UC;VQO<CH@5VAI
M=&4[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF
M)SX-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W=I9'1H.B`W
M,"4[('1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF.R!P861D:6YG+6QE9G0Z(#%E;2<^0V]M;65R
M8VEA;"`M('5N<V5C=7)E9#PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL
M93TS1"=W:61T:#H@,24[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A
M+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G=VED=&@Z(#$E.R!T97AT+6%L:6=N.B!L969T.R!F
M;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)#PO
M=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=W:61T:#H@-R4[('1E
M>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9B<^,S`W/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T
M>6QE/3-$)W=I9'1H.B`Q)3L@=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P
M="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^
M/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=W:61T:#H@,24[(&9O;G0Z
M(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\
M+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=VED=&@Z
M(#$E.R!T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)W=I9'1H.B`W)3L@=&5X="UA;&EG;CH@<FEG:'0[
M(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXQ
M-3`\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=VED=&@Z(#$E
M.R!T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)W=I9'1H.B`Q)3L@9F]N=#H@,3!P="!#86QI8G)I+"!(
M96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO
M=W)A<#TS1&YO=W)A<"!S='EL93TS1"=W:61T:#H@,24[('1E>'0M86QI9VXZ
M(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
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M/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG
M;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68[('!A9&1I;F<M;&5F=#H@,65M)SY#;VUM97)C:6%L("T@<V5C=7)E
M9#PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-
M"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ
M(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
M=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF)SXR+#,Y.#PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A
M<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W
M<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R
M87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@
M,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO
M=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!R
M:6=H=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R
M:68G/C,\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA
M;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL
M93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE
M/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@
M0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXR+#0P,3PO=&0^/'1D
M(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F
M;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q
M-C`[/"]T9#X\+W1R/@T*/'1R('-T>6QE/3-$)W9E<G1I8V%L+6%L:6=N.B!B
M;W1T;VT[(&)A8VMG<F]U;F0M8V]L;W(Z(%=H:71E.R!F;VYT.B`Q,'!T($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^#0H@("`@/'1D(&YO=W)A
M<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q
M,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@<&%D9&EN9RUL
M969T.B`Q96TG/E-E8W5R960@8GD@:6YV96YT;W)Y(&%N9"!A8V-O=6YT<R!R
M96-E:79A8FQE/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O
M;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V
M,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X
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M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I
M+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D
M(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F
M;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q
M-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI
M9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9B<^-3D\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
M=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I
M8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A
M<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P
M('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R
M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R
M87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z
M(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXW-CPO=&0^
M/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T
M.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^
M)B,Q-C`[/"]T9#X\+W1R/@T*/'1R('-T>6QE/3-$)W9E<G1I8V%L+6%L:6=N
M.B!B;W1T;VT[(&)A8VMG<F]U;F0M8V]L;W(Z(')G8B@R,#0L,C,X+#(U-2D[
M(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SX-
M"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ
M(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
M9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C
M,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T
M97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P
M('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W
M<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z
M(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\
M+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#
M86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@
M("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L
M969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E
M>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P
M('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R
M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R
M87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV
M971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A
M<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q
M,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T
M9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I
M9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E
M>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A
M+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CPO='(^#0H\='(@<W1Y;&4],T0G
M=F5R=&EC86PM86QI9VXZ(&)O='1O;3L@8F%C:V=R;W5N9"UC;VQO<CH@5VAI
M=&4[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF
M)SX-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI
M9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF)SY296%L(&5S=&%T92`F(S$U,#L@8V]N<W1R=6-T:6]N+"!L86YD
M(&1E=F5L;W!M96YT("8C,S@[(&]T:&5R(&QA;F0@;&]A;G,\+W1D/CQT9"!N
M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(
M96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO
M=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT
M.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[
M/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ
M(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9B<^-BPS-30\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
M=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I
M8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A
M<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P
M('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R
M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R
M87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z
M(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXQ,2PV.3@\
M+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@
M;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R
M:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F
M;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q
M-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E
M>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A
M+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@
M<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R
M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXQ."PP-3(\+W1D/CQT9"!N;W=R
M87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@
M,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO
M=&0^/"]T<CX-"CQT<B!S='EL93TS1"=V97)T:6-A;"UA;&EG;CH@8F]T=&]M
M.R!B86-K9W)O=6YD+6-O;&]R.B!R9V(H,C`T+#(S."PR-34I.R!F;VYT.B`Q
M,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^#0H@("`@/'1D
M(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F
M;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q
M-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P
M<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D
M/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG
M;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=T97AT+6%L:6=N.B!R:6=H=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV
M971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO
M=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@
M;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N
M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N
M=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P
M.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N
M.B!R:6=H=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R
M87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI
M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO
M=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!R:6=H=#L@9F]N
M=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P
M.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N
M.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9B<^)B,Q-C`[/"]T9#X\+W1R/@T*/'1R('-T>6QE/3-$)W9E<G1I8V%L
M+6%L:6=N.B!B;W1T;VT[(&)A8VMG<F]U;F0M8V]L;W(Z(%=H:71E.R!F;VYT
M.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^#0H@("`@
M/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T
M.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^
M4F5A;"!E<W1A=&4@)B,Q-3`[(')E<VED96YT:6%L+"!F87)M;&%N9"!A;F0@
M;75L=&DM9F%M:6QY/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$
M)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF
M(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
M=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I
M8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A
M<"!S='EL93TS1"=T97AT+6%L:6=N.B!R:6=H=#L@9F]N=#H@,3!P="!#86QI
M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/CDL-C(Y/"]T9#X\=&0@;F]W
M<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z
M(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\
M+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#
M86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@
M("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L
M969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E
M>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9B<^,3`L-S$R/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P
M('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R
M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R
M87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV
M971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A
M<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q
M,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T
M9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I
M9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9B<^,C`L,S0Q/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E
M>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A
M+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CPO='(^#0H\='(@<W1Y;&4],T0G
M=F5R=&EC86PM86QI9VXZ(&)O='1O;3L@8F%C:V=R;W5N9"UC;VQO<CH@<F=B
M*#(P-"PR,S@L,C4U*3L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68G/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4]
M,T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV
M971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO
M=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N
M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O
M;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V
M,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG
M;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^
M)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$
M)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R
M87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N
M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N
M=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P
M.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-
M"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ
M(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
M=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R
M87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI
M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/"]T<CX-
M"CQT<B!S='EL93TS1"=V97)T:6-A;"UA;&EG;CH@8F]T=&]M.R!B86-K9W)O
M=6YD+6-O;&]R.B!7:&ET93L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I
M8V$L(%-A;G,M4V5R:68G/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y
M;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(
M96QV971I8V$L(%-A;G,M4V5R:68G/E)E86P@97-T871E("8C,34P.R!H;VUE
M(&5Q=6ET>2!L:6YE<R!O9B!C<F5D:70\+W1D/CQT9"!N;W=R87`],T1N;W=R
M87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A
M<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W
M<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT
M.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^,2PV,C(\
M+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@
M;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R
M:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F
M;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q
M-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E
M>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A
M+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@
M<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R
M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXT-C4\+W1D/CQT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P
M="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^
M/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\
M=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[
M(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF
M(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA
M;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF)SXR+#`X-SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL
M93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\+W1R/@T*/'1R('-T
M>6QE/3-$)W9E<G1I8V%L+6%L:6=N.B!B;W1T;VT[(&)A8VMG<F]U;F0M8V]L
M;W(Z(')G8B@R,#0L,C,X+#(U-2D[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF)SX-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P
M('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R
M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R
M87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV
M971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A
M<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q
M,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T
M9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I
M9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E
M>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A
M+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@
M<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S
M='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P
M/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q
M,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T
M9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE
M9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF
M)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N
M=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P
M.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT
M+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T
M>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P
M/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P
M<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D
M/CPO='(^#0H\='(@<W1Y;&4],T0G=F5R=&EC86PM86QI9VXZ(&)O='1O;3L@
M8F%C:V=R;W5N9"UC;VQO<CH@5VAI=&4[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF)SX-"B`@("`\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SY296%L(&5S=&%T92`M(&-O
M;6UE<F-I86P\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N
M=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P
M.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT
M+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T
M>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9B<^.2PX.#4\+W1D/CQT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P
M="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^
M/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\
M=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[
M(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF
M(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA
M;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF)SXQ,"PS-#(\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y
M;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(
M96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS
M1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@
M0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[
M(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXR
M,"PR,C<\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA
M;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68G/B8C,38P.SPO=&0^/"]T<CX-"CQT<B!S='EL93TS1"=V97)T
M:6-A;"UA;&EG;CH@8F]T=&]M.R!B86-K9W)O=6YD+6-O;&]R.B!R9V(H,C`T
M+#(S."PR-34I.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9B<^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T
M97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P
M('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@
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M969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O
M;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V
M,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X
M="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S
M='EL93TS1"=T97AT+6%L:6=N.B!R:6=H=#L@9F]N=#H@,3!P="!#86QI8G)I
M+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A
M<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q
M,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T
M9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@
M(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F
M=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G
M/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT
M+6%L:6=N.B!R:6=H=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S
M='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\+W1R/@T*/'1R
M('-T>6QE/3-$)W9E<G1I8V%L+6%L:6=N.B!B;W1T;VT[(&)A8VMG<F]U;F0M
M8V]L;W(Z(%=H:71E.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9B<^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=T97AT+6%L:6=N.B!L969T.R!P861D:6YG+6)O='1O;3H@,7!T.R!F;VYT
M.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^0V]N<W5M
M97(\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB
M;W1T;VTZ(#%P=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A
M<"!S='EL93TS1"=B;W)D97(M8F]T=&]M.B!";&%C:R`Q<'0@<V]L:60[(&9O
M;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T97AT
M+6%L:6=N.B!L969T)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@
M<W1Y;&4],T0G8F]R9&5R+6)O='1O;3H@0FQA8VL@,7!T('-O;&ED.R!F;VYT
M.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@=&5X="UA
M;&EG;CH@<FEG:'0G/C(L.#(R/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T
M>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`Q<'0[('1E>'0M86QI9VXZ(&QE9G0[
M(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF
M(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN
M9RUB;W1T;VTZ(#%P=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO
M=W)A<"!S='EL93TS1"=B;W)D97(M8F]T=&]M.B!";&%C:R`Q<'0@<V]L:60[
M(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T
M97AT+6%L:6=N.B!L969T)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R
M87`@<W1Y;&4],T0G8F]R9&5R+6)O='1O;3H@0FQA8VL@,7!T('-O;&ED.R!F
M;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@=&5X
M="UA;&EG;CH@<FEG:'0G/C8R/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T
M>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`Q<'0[('1E>'0M86QI9VXZ(&QE9G0[
M(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF
M(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN
M9RUB;W1T;VTZ(#%P=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO
M=W)A<"!S='EL93TS1"=B;W)D97(M8F]T=&]M.B!";&%C:R`Q<'0@<V]L:60[
M(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T
M97AT+6%L:6=N.B!L969T)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R
M87`@<W1Y;&4],T0G8F]R9&5R+6)O='1O;3H@0FQA8VL@,7!T('-O;&ED.R!F
M;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@=&5X
M="UA;&EG;CH@<FEG:'0G/C(L.#@T/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P
M('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`Q<'0[('1E>'0M86QI9VXZ(&QE
M9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF
M)SXF(S$V,#L\+W1D/CPO='(^#0H\='(@<W1Y;&4],T0G=F5R=&EC86PM86QI
M9VXZ(&)O='1O;3L@8F%C:V=R;W5N9"UC;VQO<CH@<F=B*#(P-"PR,S@L,C4U
M*3L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G
M/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG
M;CH@;&5F=#L@<&%D9&EN9RUB;W1T;VTZ(#(N-7!T.R!P861D:6YG+6QE9G0Z
M(#`N,VEN.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9B<^)B,Q-C`[)B,Q-C`[5&]T86P\+W1D/CQT9"!N;W=R87`],T1N;W=R
M87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#(N-7!T.R!F;VYT.B`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-
M"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V)O<F1E<BUB;W1T
M;VTZ($)L86-K(#(N-7!T(&1O=6)L93L@9F]N=#H@,3!P="!#86QI8G)I+"!(
M96QV971I8V$L(%-A;G,M4V5R:68[('1E>'0M86QI9VXZ(&QE9G0G/B0\+W1D
M/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G8F]R9&5R+6)O='1O;3H@
M0FQA8VL@,BXU<'0@9&]U8FQE.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9CL@=&5X="UA;&EG;CH@<FEG:'0G/C,S+#`S-#PO
M=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P861D:6YG+6)O='1O
M;3H@,BXU<'0[('1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R
M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R
M87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#(N-7!T.R!F
M;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q
M-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V)O
M<F1E<BUB;W1T;VTZ($)L86-K(#(N-7!T(&1O=6)L93L@9F]N=#H@,3!P="!#
M86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[('1E>'0M86QI9VXZ(&QE
M9G0G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=B
M;W)D97(M8F]T=&]M.B!";&%C:R`R+C5P="!D;W5B;&4[(&9O;G0Z(#$P<'0@
M0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T97AT+6%L:6=N.B!R
M:6=H="<^,S,L-#DQ/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$
M)W!A9&1I;F<M8F]T=&]M.B`R+C5P=#L@=&5X="UA;&EG;CH@;&5F=#L@9F]N
M=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P
M.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P861D:6YG+6)O
M='1O;3H@,BXU<'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R
M87`@<W1Y;&4],T0G8F]R9&5R+6)O='1O;3H@0FQA8VL@,BXU<'0@9&]U8FQE
M.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@
M=&5X="UA;&EG;CH@;&5F="<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)V)O<F1E<BUB;W1T;VTZ($)L86-K(#(N-7!T(&1O=6)L
M93L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[
M('1E>'0M86QI9VXZ(')I9VAT)SXV-BPU,C4\+W1D/CQT9"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#(N-7!T.R!T97AT+6%L
M:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9B<^)B,Q-C`[/"]T9#X\+W1R/@T*/'1R('-T>6QE/3-$)W9E<G1I
M8V%L+6%L:6=N.B!B;W1T;VT[(&)A8VMG<F]U;F0M8V]L;W(Z(%=H:71E.R!F
M;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^#0H@
M("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L
M969T.R!P861D:6YG+6QE9G0Z(#4N-'!T.R!F;VYT.B`Q,'!T($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P
M/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P
M="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^
M/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!R:6=H
M=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G
M/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT
M+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T
M>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y
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M.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^
M)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z
M(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\
M+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA
M;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL
M93TS1"=T97AT+6%L:6=N.B!R:6=H=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(
M96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS
M1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\
M+W1R/@T*/"]T86)L93X-"@T*/'`@<W1Y;&4],T0G9F]N=#H@,3!P="]N;W)M
M86P@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!M87)G:6XZ(#`[
M('1E>'0M86QI9VXZ(&QE9G0G/CPO<#X-"@T*#0H-"CQP('-T>6QE/3-$)V9O
M;G0Z(#$P<'0O;F]R;6%L($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9CL@;6%R9VEN.B`P.R!T97AT+6%L:6=N.B!L969T)SY4:&4@9F]L;&]W:6YG
M('1A8FQE('!R97-E;G1S('1H92!#;VUP86YY)B,Q-#8[<PT*;F]N86-C<G5A
M;"!L;V%N<R!A<R!O9B!$96-E;6)E<B`S,2P@,C`Q,2X\+W`^#0H-"CQP('-T
M>6QE/3-$)V9O;G0Z(#$P<'0O;F]R;6%L($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9CL@;6%R9VEN.B`P.R!T97AT+6%L:6=N.B!L969T)SXF(S$V
M,#L\+W`^#0H-"CQT86)L92!C96QL<&%D9&EN9STS1#`@8V5L;'-P86-I;F<]
M,T0P('-T>6QE/3-$)V)O<F1E<BUC;VQL87!S93H@8V]L;&%P<V4[('=I9'1H
M.B`Q,#`E.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9B<^#0H\='(@<W1Y;&4],T0G=F5R=&EC86PM86QI9VXZ(&)O='1O;3L@
M9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/@T*
M("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@:71A;&EC
M(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T97AT+6%L
M:6=N.B!L969T)SXH)"!I;B!T:&]U<V%N9',I/"]T9#X\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`Q<'0[(&9O;G0Z(#$P
M<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D
M/@T*("`@(#QT9"!C;VQS<&%N/3-$,B!N;W=R87`],T1N;W=R87`@<W1Y;&4]
M,T0G=&5X="UA;&EG;CH@8V5N=&5R.R!B;W)D97(M8F]T=&]M.B!";&%C:R`Q
M<'0@<V]L:60[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF)SY.;VXM8V]V97)E9#PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S
M='EL93TS1"=P861D:6YG+6)O='1O;3H@,7!T.R!F;VYT.B`Q,'!T($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W
M<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`Q<'0[(&9O
M;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V
M,#L\+W1D/@T*("`@(#QT9"!C;VQS<&%N/3-$,B!N;W=R87`],T1N;W=R87`@
M<W1Y;&4],T0G=&5X="UA;&EG;CH@8V5N=&5R.R!B;W)D97(M8F]T=&]M.B!"
M;&%C:R`Q<'0@<V]L:60[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A
M+"!386YS+5-E<FEF)SY#;W9E<F5D/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P
M('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`Q<'0[(&9O;G0Z(#$P<'0@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N
M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#%P=#L@
M9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C
M,38P.SPO=&0^#0H@("`@/'1D(&-O;'-P86X],T0R(&YO=W)A<#TS1&YO=W)A
M<"!S='EL93TS1"=T97AT+6%L:6=N.B!C96YT97([(&)O<F1E<BUB;W1T;VTZ
M($)L86-K(#%P="!S;VQI9#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I
M8V$L(%-A;G,M4V5R:68G/E1O=&%L/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P
M('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`Q<'0[(&9O;G0Z(#$P<'0@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CPO='(^
M#0H\='(@<W1Y;&4],T0G=F5R=&EC86PM86QI9VXZ(&)O='1O;3L@8F%C:V=R
M;W5N9"UC;VQO<CH@<F=B*#(P-"PR,S@L,C4U*3L@9F]N=#H@,3!P="!#86QI
M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/@T*("`@(#QT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P
M="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/D-O;6UE<F-I86PL
M(&9I;F%N8VEA;"P@86YD(&%G<FEC=6QT=7)A;#H\+W1D/CQT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I
M8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS
M1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\
M=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT
M.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^
M)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M
M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y
M;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R
M:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL
M93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\
M=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[
M(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF
M(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@
M,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO
M=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L
M:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE
M/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@
M0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CPO
M='(^#0H\='(@<W1Y;&4],T0G=F5R=&EC86PM86QI9VXZ(&)O='1O;3L@8F%C
M:V=R;W5N9"UC;VQO<CH@5VAI=&4[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF)SX-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P
M('-T>6QE/3-$)W=I9'1H.B`W,"4[('1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z
M(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!P861D:6YG
M+6QE9G0Z(#%E;2<^0V]M;65R8VEA;"`M('5N<V5C=7)E9#PO=&0^/'1D(&YO
M=W)A<#TS1&YO=W)A<"!S='EL93TS1"=W:61T:#H@,24[(&9O;G0Z(#$P<'0@
M0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*
M("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=VED=&@Z(#$E.R!T
M97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9B<^)#PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL
M93TS1"=W:61T:#H@-R4[('1E>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^-#4R/"]T9#X\=&0@
M;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W=I9'1H.B`Q)3L@=&5X="UA;&EG
M;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=W:61T:#H@,24[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R
M87`@<W1Y;&4],T0G=VED=&@Z(#$E.R!T97AT+6%L:6=N.B!L969T.R!F;VYT
M.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[
M/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W=I9'1H.B`W)3L@
M=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF)SXF(S$U,3L\+W1D/CQT9"!N;W=R87`],T1N;W=R
M87`@<W1Y;&4],T0G=VED=&@Z(#$E.R!T97AT+6%L:6=N.B!L969T.R!F;VYT
M.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[
M/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W=I9'1H.B`Q)3L@
M9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C
M,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=W
M:61T:#H@,24[('1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R
M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R
M87`],T1N;W=R87`@<W1Y;&4],T0G=VED=&@Z(#<E.R!T97AT+6%L:6=N.B!R
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M96QV971I8V$L(%-A;G,M4V5R:68G/@T*("`@(#QT9"!N;W=R87`],T1N;W=R
M87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI
M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[('!A9&1I;F<M;&5F=#H@,65M
M)SY#;VUM97)C:6%L("T@<V5C=7)E9#PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A
M<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P
M('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R
M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R
M87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z
M(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXR+#$Y,#PO
M=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L
M969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O
M;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V
M,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X
M="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S
M='EL93TS1"=T97AT+6%L:6=N.B!R:6=H=#L@9F]N=#H@,3!P="!#86QI8G)I
M+"!(96QV971I8V$L(%-A;G,M4V5R:68G/C,U.#PO=&0^/'1D(&YO=W)A<#TS
M1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\
M=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R
M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@
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M+5-E<FEF)SX-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E
M>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A
M+"!386YS+5-E<FEF.R!P861D:6YG+6QE9G0Z(#%E;2<^4V5C=7)E9"!B>2!I
M;G9E;G1O<GD@86YD(&%C8V]U;G1S(')E8V5I=F%B;&4\+W1D/CQT9"!N;W=R
M87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV
M971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A
M<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q
M,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T
M9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I
M9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9B<^-3@X/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M
M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y
M;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R
M:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL
M93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^,3`R/"]T9#X\=&0@
M;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O
M;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V
M,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P
M="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^
M#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N
M.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$
M)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9B<^-CDP/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P
M('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R
M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CPO='(^#0H\
M='(@<W1Y;&4],T0G=F5R=&EC86PM86QI9VXZ(&)O='1O;3L@8F%C:V=R;W5N
M9"UC;VQO<CH@<F=B*#(P-"PR,S@L,C4U*3L@9F]N=#H@,3!P="!#86QI8G)I
M+"!(96QV971I8V$L(%-A;G,M4V5R:68G/@T*("`@(#QT9"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#
M86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D
M(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@
M;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O
M;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V
M,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG
M;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4]
M,T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV
M971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO
M=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N
M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O
M;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V
M,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG
M;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^
M)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$
M)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R
M87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N
M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N
M=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P
M.SPO=&0^/"]T<CX-"CQT<B!S='EL93TS1"=V97)T:6-A;"UA;&EG;CH@8F]T
M=&]M.R!B86-K9W)O=6YD+6-O;&]R.B!7:&ET93L@9F]N=#H@,3!P="!#86QI
M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/@T*("`@(#QT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P
M="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/E)E86P@97-T871E
M("8C,34P.R!C;VYS=')U8W1I;VXL(&QA;F0@9&5V96QO<&UE;G0@)B,S.#L@
M;W1H97(@;&%N9"!L;V%N<SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL
M93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE
M/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@
M0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXR,BPW-S(\+W1D/CQT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@
M9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C
M,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q
M,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T
M9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI
M9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4]
M,T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF)SXR,2PR,#0\+W1D/CQT9"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#
M86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D
M(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@
M;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O
M;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V
M,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG
M;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF)SXT,RPY-S8\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4]
M,T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV
M971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/"]T<CX-"CQT<B!S='EL
M93TS1"=V97)T:6-A;"UA;&EG;CH@8F]T=&]M.R!B86-K9W)O=6YD+6-O;&]R
M.B!R9V(H,C`T+#(S."PR-34I.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9B<^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S
M='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P
M/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P
M="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^
M/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!R:6=H
M=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G
M/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT
M+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T
M>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y
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M.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^
M)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z
M(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\
M+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA
M;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL
M93TS1"=T97AT+6%L:6=N.B!R:6=H=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(
M96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS
M1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\
M+W1R/@T*/'1R('-T>6QE/3-$)W9E<G1I8V%L+6%L:6=N.B!B;W1T;VT[(&)A
M8VMG<F]U;F0M8V]L;W(Z(%=H:71E.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9B<^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A
M<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^4F5A;"!E<W1A=&4@)B,Q-3`[
M(')E<VED96YT:6%L+"!F87)M;&%N9"!A;F0@;75L=&DM9F%M:6QY/"]T9#X\
M=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R
M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@
M9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C
M,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L
M:6=N.B!R:6=H=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68G/C(U+#0S,#PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL
M93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A
M+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#
M86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D
M(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!R:6=H=#L@
M9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/C$Q
M+#`U,#PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L
M:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE
M/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF
M)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4]
M,T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV
M971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO
M=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!R:6=H=#L@9F]N=#H@,3!P="!#
M86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/C,V+#0X,#PO=&0^/'1D
M(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F
M;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q
M-C`[/"]T9#X\+W1R/@T*/'1R('-T>6QE/3-$)W9E<G1I8V%L+6%L:6=N.B!B
M;W1T;VT[(&)A8VMG<F]U;F0M8V]L;W(Z(')G8B@R,#0L,C,X+#(U-2D[(&9O
M;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SX-"B`@
M("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE
M9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF
M)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N
M=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P
M.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT
M+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T
M>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P
M/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P
M<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D
M/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI
M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@
M/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T
M.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^
M)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M
M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T
M>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I
M8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS
M1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\
M=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT
M.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^
M)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M
M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF)SXF(S$V,#L\+W1D/CPO='(^#0H\='(@<W1Y;&4],T0G=F5R
M=&EC86PM86QI9VXZ(&)O='1O;3L@8F%C:V=R;W5N9"UC;VQO<CH@5VAI=&4[
M(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SX-
M"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ
M(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF)SY296%L(&5S=&%T92`F(S$U,#L@:&]M92!E<75I='D@;&EN97,@;V8@
M8W)E9&ET/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z
M(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\
M+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA
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M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I
M+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D
M(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F
M;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q
M-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI
M9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9B<^,2PP-C@\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4]
M,T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV
M971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO
M=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N
M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O
M;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXT+#(R
M.3PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N
M.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9B<^)B,Q-C`[/"]T9#X\+W1R/@T*/'1R('-T>6QE/3-$)W9E<G1I8V%L
M+6%L:6=N.B!B;W1T;VT[(&)A8VMG<F]U;F0M8V]L;W(Z(')G8B@R,#0L,C,X
M+#(U-2D[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF)SX-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M
M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y
M;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R
M:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL
M93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\
M=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[
M(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF
M(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@
M,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO
M=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L
M:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE
M/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@
M0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I
M+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D
M(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F
M;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q
M-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI
M9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE
M/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CPO='(^#0H\='(@<W1Y
M;&4],T0G=F5R=&EC86PM86QI9VXZ(&)O='1O;3L@8F%C:V=R;W5N9"UC;VQO
M<CH@5VAI=&4[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF)SX-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E
M>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A
M+"!386YS+5-E<FEF)SY296%L(&5S=&%T92`M(&-O;6UE<F-I86P\+W1D/CQT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I
M+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D
M(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F
M;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q
M-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI
M9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9B<^,38L,C`S/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE
M/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO
M=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@
M;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F
M;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^-RPT
M-3D\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG
M;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^
M)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$
M)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R
M87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXR,RPV-C(\+W1D/CQT9"!N
M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N
M=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P
M.SPO=&0^/"]T<CX-"CQT<B!S='EL93TS1"=V97)T:6-A;"UA;&EG;CH@8F]T
M=&]M.R!B86-K9W)O=6YD+6-O;&]R.B!R9V(H,C`T+#(S."PR-34I.R!F;VYT
M.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^#0H@("`@
M/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T
M.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^
M)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z
M(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\
M+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA
M;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL
M93TS1"=T97AT+6%L:6=N.B!R:6=H=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(
M96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS
M1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\
M=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R
M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@
M9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C
M,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L
M:6=N.B!R:6=H=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL
M93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A
M+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#
M86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D
M(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!R:6=H=#L@
M9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C
M,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L
M:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9B<^)B,Q-C`[/"]T9#X\+W1R/@T*/'1R('-T>6QE/3-$)W9E<G1I
M8V%L+6%L:6=N.B!B;W1T;VT[(&)A8VMG<F]U;F0M8V]L;W(Z(%=H:71E.R!F
M;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^#0H@
M("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L
M969T.R!P861D:6YG+6)O='1O;3H@,7!T.R!F;VYT.B`Q,'!T($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9B<^0V]N<W5M97(\+W1D/CQT9"!N;W=R
M87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#%P=#L@9F]N
M=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P
M.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=B;W)D
M97(M8F]T=&]M.B!";&%C:R`Q<'0@<V]L:60[(&9O;G0Z(#$P<'0@0V%L:6)R
M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T97AT+6%L:6=N.B!L969T)SXF
M(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G8F]R9&5R
M+6)O='1O;3H@0FQA8VL@,7!T('-O;&ED.R!F;VYT.B`Q,'!T($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9CL@=&5X="UA;&EG;CH@<FEG:'0G/C(L
M-S<P/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M
M8F]T=&]M.B`Q<'0[('1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N
M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#%P=#L@
M9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C
M,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=B
M;W)D97(M8F]T=&]M.B!";&%C:R`Q<'0@<V]L:60[(&9O;G0Z(#$P<'0@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T97AT+6%L:6=N.B!L969T
M)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G8F]R
M9&5R+6)O='1O;3H@0FQA8VL@,7!T('-O;&ED.R!F;VYT.B`Q,'!T($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@=&5X="UA;&EG;CH@<FEG:'0G
M/C(S,3PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P861D:6YG
M+6)O='1O;3H@,7!T.R!T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@
M;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`Q<'0[
M(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF
M(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
M8F]R9&5R+6)O='1O;3H@0FQA8VL@,7!T('-O;&ED.R!F;VYT.B`Q,'!T($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@=&5X="UA;&EG;CH@;&5F
M="<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V)O
M<F1E<BUB;W1T;VTZ($)L86-K(#%P="!S;VQI9#L@9F]N=#H@,3!P="!#86QI
M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[('1E>'0M86QI9VXZ(')I9VAT
M)SXS+#`P,3PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P861D
M:6YG+6)O='1O;3H@,7!T.R!T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\
M+W1R/@T*/'1R('-T>6QE/3-$)W9E<G1I8V%L+6%L:6=N.B!B;W1T;VT[(&)A
M8VMG<F]U;F0M8V]L;W(Z(')G8B@R,#0L,C,X+#(U-2D[(&9O;G0Z(#$P<'0@
M0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SX-"B`@("`\=&0@<W1Y
M;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@<&%D9&EN9RUB;W1T;VTZ(#(N-7!T
M.R!P861D:6YG+6QE9G0Z(#`N,VEN.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[)B,Q-C`[5&]T86P\+W1D/CQT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#(N
M-7!T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE
M/3-$)V)O<F1E<BUB;W1T;VTZ($)L86-K(#(N-7!T(&1O=6)L93L@9F]N=#H@
M,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[('1E>'0M86QI
M9VXZ(&QE9G0G/B0\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
M8F]R9&5R+6)O='1O;3H@0FQA8VL@,BXU<'0@9&]U8FQE.R!F;VYT.B`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@=&5X="UA;&EG;CH@
M<FEG:'0G/C<S+#4V-CPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=P861D:6YG+6)O='1O;3H@,BXU<'0[('1E>'0M86QI9VXZ(&QE9G0[(&9O
M;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V
M,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB
M;W1T;VTZ(#(N-7!T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)V)O<F1E<BUB;W1T;VTZ($)L86-K(#(N-7!T(&1O=6)L
M93L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[
M('1E>'0M86QI9VXZ(&QE9G0G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO
M=W)A<"!S='EL93TS1"=B;W)D97(M8F]T=&]M.B!";&%C:R`R+C5P="!D;W5B
M;&4[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF
M.R!T97AT+6%L:6=N.B!R:6=H="<^-#$L-#<R/"]T9#X\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`R+C5P=#L@=&5X="UA
M;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL
M93TS1"=P861D:6YG+6)O='1O;3H@,BXU<'0[(&9O;G0Z(#$P<'0@0V%L:6)R
M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G8F]R9&5R+6)O='1O;3H@0FQA
M8VL@,BXU<'0@9&]U8FQE.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9CL@=&5X="UA;&EG;CH@;&5F="<^)B,Q-C`[/"]T9#X\
M=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V)O<F1E<BUB;W1T;VTZ($)L
M86-K(#(N-7!T(&1O=6)L93L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I
M8V$L(%-A;G,M4V5R:68[('1E>'0M86QI9VXZ(')I9VAT)SXQ,34L,#,X/"]T
M9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M
M.B`R+C5P=#L@=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I
M+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/"]T<CX-"CPO
M=&%B;&4^#0H-"CQP('-T>6QE/3-$)V9O;G0Z(#$P<'0O;F]R;6%L($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@;6%R9VEN.B`P.R!T97AT+6%L
M:6=N.B!L969T)SXF(S$V,#L\+W`^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@
M("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F\^#0H@("`@("`@(#QT9"!C
M;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y38VAE9'5L92!O9B!A;F%L>7-I<R!O
M9B!T:&4@<&%Y;65N="!S=&%T=7,@;V8@;&]A;G,\+W1D/@T*("`@("`@("`\
M=&0@8VQA<W,],T1T97AT/CQP('-T>6QE/3-$)V9O;G0Z(#$P<'0O;F]R;6%L
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@;6%R9VEN.B`P.R!T
M97AT+6%L:6=N.B!L969T)SY4:&4@9F]L;&]W:6YG('1A8FQE('!R97-E;G1S
M(&%N(&%N86QY<VES#0IO9B!T:&4@<&%Y;65N="!S=&%T=7,@;V8@=&AE($-O
M;7!A;GDF(S$T-CMS(&QO86YS(&%S(&]F($1E8V5M8F5R(#,Q+"`R,#$R+CPO
M<#X-"@T*/'`@<W1Y;&4],T0G9F]N=#H@,3!P="\Q,"XP-7!T($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9CL@;6%R9VEN.B`P.R!T97AT+6%L:6=N
M.B!J=7-T:69Y.R!T97AT+6EN9&5N=#H@,"XR-6EN)SXF(S$V,#L\+W`^#0H-
M"CQT86)L92!C96QL<&%D9&EN9STS1#`@8V5L;'-P86-I;F<],T0P('-T>6QE
M/3-$)V)O<F1E<BUC;VQL87!S93H@8V]L;&%P<V4[('=I9'1H.B`Q,#`E.R!F
M;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^#0H\
M='(@<W1Y;&4],T0G=F5R=&EC86PM86QI9VXZ(&)O='1O;3L@9F]N=#H@,3!P
M="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/@T*("`@(#QT9"!N
M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@:71A;&EC(#$P<'0@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T97AT+6%L:6=N.B!J=7-T
M:69Y)SXH)"!I;B!T:&]U<V%N9',I/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P
M('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`Q<'0[(&9O;G0Z(#$P<'0@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@
M(#QT9"!C;VQS<&%N/3-$,B!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X
M="UA;&EG;CH@8V5N=&5R.R!B;W)D97(M8F]T=&]M.B!";&%C:R`Q<'0@<V]L
M:60[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF
M)SXS,"TU.2`\8G(@+SX-"D1A>7,@4&%S="`\8G(@+SX-"D1U93PO=&0^/'1D
M(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@,7!T
M.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^
M)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I
M;F<M8F]T=&]M.B`Q<'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A
M+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!C;VQS<&%N/3-$
M,B!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@8V5N=&5R
M.R!B;W)D97(M8F]T=&]M.B!";&%C:R`Q<'0@<V]L:60[(&9O;G0Z(#$P<'0@
M0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXV,"TX.2!$87ES/&)R
M("\^#0H@4&%S="!$=64\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4]
M,T0G<&%D9&EN9RUB;W1T;VTZ(#%P=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(
M96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS
M1&YO=W)A<"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@,7!T.R!F;VYT.B`Q
M,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T
M9#X-"B`@("`\=&0@8V]L<W!A;CTS1#(@;F]W<F%P/3-$;F]W<F%P('-T>6QE
M/3-$)W1E>'0M86QI9VXZ(&-E;G1E<CL@8F]R9&5R+6)O='1O;3H@0FQA8VL@
M,7!T('-O;&ED.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9B<^3F]N86-C<G5A;"`\8G(@+SX-"DQO86YS/"]T9#X\=&0@;F]W
M<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`Q<'0[(&9O
M;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V
M,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB
M;W1T;VTZ(#%P=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&-O;'-P86X],T0R(&YO
M=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!C96YT97([(&)O
M<F1E<BUB;W1T;VTZ($)L86-K(#%P="!S;VQI9#L@9F]N=#H@,3!P="!#86QI
M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/D-U<G)E;G0\+W1D/CQT9"!N
M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#%P=#L@
M9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C
M,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P861D:6YG
M+6)O='1O;3H@,7!T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@8V]L<W!A;CTS1#(@
M;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&-E;G1E<CL@
M8F]R9&5R+6)O='1O;3H@0FQA8VL@,7!T('-O;&ED.R!F;VYT.B`Q,'!T($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^5&]T86P@3&]A;G,\8G(@
M+SX-"B!296-E:79A8FQE/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE
M/3-$)W!A9&1I;F<M8F]T=&]M.B`Q<'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CPO='(^#0H\='(@
M<W1Y;&4],T0G=F5R=&EC86PM86QI9VXZ(&)O='1O;3L@8F%C:V=R;W5N9"UC
M;VQO<CH@<F=B*#(P-"PR,S@L,C4U*3L@9F]N=#H@,3!P="!#86QI8G)I+"!(
M96QV971I8V$L(%-A;G,M4V5R:68G/@T*("`@(#QT9"!N;W=R87`],T1N;W=R
M87`@<W1Y;&4],T0G=&5X="UD96-O<F%T:6]N.B!U;F1E<FQI;F4[('1E>'0M
M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF)SY.;VXM8V]V97)E9"!L;V%N<SPO=&0^/'1D(&YO=W)A<#TS
M1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@
M0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[
M(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF
M(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA
M;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL
M93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE
M/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@
M0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@
M9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C
M,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q
M,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T
M9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI
M9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4]
M,T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#
M86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D
M(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@
M;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O
M;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V
M,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG
M;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4]
M,T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV
M971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO
M=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N
M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O
M;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V
M,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG
M;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68G/B8C,38P.SPO=&0^/"]T<CX-"CQT<B!S='EL93TS1"=V97)T:6-A
M;"UA;&EG;CH@8F]T=&]M.R!B86-K9W)O=6YD+6-O;&]R.B!7:&ET93L@9F]N
M=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/@T*("`@
M(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F
M=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G
M/D-O;6UE<F-I86PL(&9I;F%N8VEA;"P@86YD(&%G<FEC=6QT=7)A;#H\+W1D
M/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI
M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@
M/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T
M.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^
M)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M
M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T
M>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I
M8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS
M1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\
M=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT
M.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^
M)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M
M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y
M;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R
M:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL
M93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\
M=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[
M(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF
M(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@
M,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO
M=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L
M:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE
M/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@
M0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I
M+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D
M(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F
M;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q
M-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI
M9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE
M/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CPO='(^#0H\='(@<W1Y
M;&4],T0G=F5R=&EC86PM86QI9VXZ(&)O='1O;3L@8F%C:V=R;W5N9"UC;VQO
M<CH@<F=B*#(P-"PR,S@L,C4U*3L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV
M971I8V$L(%-A;G,M4V5R:68G/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@
M<W1Y;&4],T0G=VED=&@Z(#4P)3L@=&5X="UA;&EG;CH@;&5F=#L@<&%D9&EN
M9RUL969T.B`Q96T[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF)SY#;VUM97)C:6%L("T@=6YS96-U<F5D/"]T9#X\=&0@;F]W
M<F%P/3-$;F]W<F%P('-T>6QE/3-$)W=I9'1H.B`Q)3L@9F]N=#H@,3!P="!#
M86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@
M("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=W:61T:#H@,24[('1E
M>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A
M+"!386YS+5-E<FEF)SXD/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE
M/3-$)W=I9'1H.B`W)3L@=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@
M0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXY,3PO=&0^/'1D(&YO
M=W)A<#TS1&YO=W)A<"!S='EL93TS1"=W:61T:#H@,24[('1E>'0M86QI9VXZ
M(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
M=VED=&@Z(#$E.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P
M('-T>6QE/3-$)W=I9'1H.B`Q)3L@=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@
M,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO
M=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=W:61T:#H@-R4[('1E
M>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9B<^,3`\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y
M;&4],T0G=VED=&@Z(#$E.R!T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\
M=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W=I9'1H.B`Q)3L@9F]N=#H@
M,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO
M=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=W:61T:#H@
M,24[('1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G=VED=&@Z(#<E.R!T97AT+6%L:6=N.B!R:6=H=#L@
M9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/C,P
M-SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=W:61T:#H@,24[
M('1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R
M87`@<W1Y;&4],T0G=VED=&@Z(#$E.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W
M<F%P/3-$;F]W<F%P('-T>6QE/3-$)W=I9'1H.B`Q)3L@=&5X="UA;&EG;CH@
M;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R
M:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=W
M:61T:#H@-R4[('1E>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^,S4L,C<X/"]T9#X\=&0@;F]W
M<F%P/3-$;F]W<F%P('-T>6QE/3-$)W=I9'1H.B`Q)3L@=&5X="UA;&EG;CH@
M;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R
M:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=W
M:61T:#H@,24[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@
M<W1Y;&4],T0G=VED=&@Z(#$E.R!T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q
M,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T
M9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W=I9'1H.B`W)3L@=&5X
M="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A
M+"!386YS+5-E<FEF)SXS-2PV.#8\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@
M<W1Y;&4],T0G=VED=&@Z(#$E.R!T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q
M,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T
M9#X\+W1R/@T*/'1R('-T>6QE/3-$)W9E<G1I8V%L+6%L:6=N.B!B;W1T;VT[
M(&)A8VMG<F]U;F0M8V]L;W(Z(%=H:71E.R!F;VYT.B`Q,'!T($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9B<^#0H@("`@/'1D(&YO=W)A<#TS1&YO
M=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!P861D:6YG+6QE9G0Z
M(#%E;3L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R
M:68G/D-O;6UE<F-I86P@+2!S96-U<F5D/"]T9#X\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R
M87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI
M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO
M=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!R:6=H=#L@9F]N
M=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/C$L,#(P
M/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ
M(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
M9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C
M,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T
M97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P
M('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^,C(P/"]T9#X\=&0@;F]W<F%P
M/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P
M<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D
M/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI
M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@
M/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T
M.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^
M)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M
M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9B<^,BPS.3@\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y
M;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(
M96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS
M1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@
M0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[
M(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXQ
M,3`L,#<T/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M
M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y
M;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R
M:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL
M93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^,3$S+#<Q,CPO=&0^
M/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T
M.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^
M)B,Q-C`[/"]T9#X\+W1R/@T*/'1R('-T>6QE/3-$)W9E<G1I8V%L+6%L:6=N
M.B!B;W1T;VT[(&)A8VMG<F]U;F0M8V]L;W(Z(')G8B@R,#0L,C,X+#(U-2D[
M(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SX-
M"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ
M(&QE9G0[('!A9&1I;F<M;&5F=#H@,65M.R!F;VYT.B`Q,'!T($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9B<^4V5C=7)E9"!B>2!I;G9E;G1O<GD@
M86YD(&%C8V]U;G1S(')E8V5I=F%B;&4\+W1D/CQT9"!N;W=R87`],T1N;W=R
M87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A
M<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W
M<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT
M.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^-3(\+W1D
M/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F
M=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G
M/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT
M.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[
M/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M
M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y
M;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF)SXT/"]T9#X\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N
M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(
M96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO
M=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT
M.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[
M/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ
M(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9B<^,3<\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X
M="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S
M='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T
M>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P
M<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXR,2PR-S`\+W1D
M/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F
M=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G
M/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT
M.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[
M/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M
M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y
M;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF)SXR,2PS-#,\+W1D/CQT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P
M="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^
M/"]T<CX-"CQT<B!S='EL93TS1"=V97)T:6-A;"UA;&EG;CH@8F]T=&]M.R!B
M86-K9W)O=6YD+6-O;&]R.B!7:&ET93L@9F]N=#H@,3!P="!#86QI8G)I+"!(
M96QV971I8V$L(%-A;G,M4V5R:68G/@T*("`@(#QT9"!N;W=R87`],T1N;W=R
M87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI
M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO
M=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W
M<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z
M(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\
M+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@
M<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
M=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I
M8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A
M<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P
M('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R
M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R
M87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z
M(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\
M+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@
M;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R
M:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F
M;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q
M-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E
M>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A
M+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@
M<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R
M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R
M87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@
M,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO
M=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@
M("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE
M9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF
M)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X
M="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A
M+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@
M<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I
M+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A
M<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P
M/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P
M<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D
M/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG
M:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF
M)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X
M="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/"]T<CX-"CQT<B!S='EL93TS1"=V
M97)T:6-A;"UA;&EG;CH@8F]T=&]M.R!B86-K9W)O=6YD+6-O;&]R.B!R9V(H
M,C`T+#(S."PR-34I.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9B<^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9B<^4F5A;"!E<W1A=&4@)B,Q-3`[(&-O;G-T<G5C
M=&EO;BP@;&%N9"!D979E;&]P;65N="`F(S,X.R!O=&AE<B!L86YD(&QO86YS
M/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@
M0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*
M("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@
M;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R
M:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T
M97AT+6%L:6=N.B!R:6=H=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I
M8V$L(%-A;G,M4V5R:68G/C0Y,#PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S
M='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P
M/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P
M="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^
M/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!R:6=H
M=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G
M/C(V,SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L
M:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE
M/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF
M)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4]
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M,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P
M="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^
M#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N
M.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$
M)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9B<^,C$Q+#`P,3PO=&0^/'1D(&YO=W)A<#TS1&YO
M=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@
M;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N
M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N
M=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P
M.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N
M.B!R:6=H=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68G/C(Q."PQ,#@\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4]
M,T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV
M971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/"]T<CX-"CQT<B!S='EL
M93TS1"=V97)T:6-A;"UA;&EG;CH@8F]T=&]M.R!B86-K9W)O=6YD+6-O;&]R
M.B!7:&ET93L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68G/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X
M="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S
M='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T
M>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P
M<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D
M/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F
M=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G
M/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT
M.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[
M/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M
M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y
M;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P
M="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^
M/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\
M=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[
M(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF
M(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA
M;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y
M;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(
M96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS
M1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@
M0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[
M(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF
M(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA
M;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL
M93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE
M/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@
M0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@
M9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C
M,38P.SPO=&0^/"]T<CX-"CQT<B!S='EL93TS1"=V97)T:6-A;"UA;&EG;CH@
M8F]T=&]M.R!B86-K9W)O=6YD+6-O;&]R.B!R9V(H,C`T+#(S."PR-34I.R!F
M;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^#0H@
M("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L
M969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9B<^4F5A;"!E<W1A=&4@)B,Q-3`[(')E<VED96YT:6%L+"!F87)M;&%N9"P@
M86YD(&UU;'1I+69A;6EL>3PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL
M93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE
M/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@
M0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXY+#8W,SPO=&0^/'1D
M(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F
M;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q
M-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P
M<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D
M/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG
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M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(
M96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO
M=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT
M.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[
M/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ
M(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9B<^.2PV,CD\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
M=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I
M8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A
M<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P
M('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R
M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R
M87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z
M(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXW.3<L-3@T
M/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ
M(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
M9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C
M,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T
M97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P
M('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^.#$Y+#0S.3PO=&0^/'1D(&YO
M=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT
M.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[
M/"]T9#X\+W1R/@T*/'1R('-T>6QE/3-$)W9E<G1I8V%L+6%L:6=N.B!B;W1T
M;VT[(&)A8VMG<F]U;F0M8V]L;W(Z(%=H:71E.R!F;VYT.B`Q,'!T($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^#0H@("`@/'1D(&YO=W)A<#TS
M1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\
M=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R
M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@
M9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C
M,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L
M:6=N.B!R:6=H=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL
M93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A
M+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#
M86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D
M(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!R:6=H=#L@
M9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C
M,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L
M:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE
M/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF
M)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4]
M,T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV
M971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO
M=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!R:6=H=#L@9F]N=#H@,3!P="!#
M86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D
M(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F
M;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q
M-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P
M<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D
M/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG
M;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=T97AT+6%L:6=N.B!R:6=H=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV
M971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO
M=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@
M;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N
M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N
M=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P
M.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N
M.B!R:6=H=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\+W1R/@T*/'1R('-T>6QE
M/3-$)W9E<G1I8V%L+6%L:6=N.B!B;W1T;VT[(&)A8VMG<F]U;F0M8V]L;W(Z
M(')G8B@R,#0L,C,X+#(U-2D[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF)SX-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T
M>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF)SY296%L(&5S=&%T92`F(S$U,#L@:&]M
M92!E<75I='D@;&EN97,@;V8@8W)E9&ET/"]T9#X\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R
M87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI
M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO
M=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!R:6=H=#L@9F]N
M=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/CDW-CPO
M=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L
M969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O
M;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V
M,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X
M="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S
M='EL93TS1"=T97AT+6%L:6=N.B!R:6=H=#L@9F]N=#H@,3!P="!#86QI8G)I
M+"!(96QV971I8V$L(%-A;G,M4V5R:68G/C,R,#PO=&0^/'1D(&YO=W)A<#TS
M1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\
M=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R
M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@
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M=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO
M=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@
M;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F
M;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^,3DW
M+#DV,CPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L
M:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE
M/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF
M)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4]
M,T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV
M971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO
M=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!R:6=H=#L@9F]N=#H@,3!P="!#
M86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/C(P,"PX.#`\+W1D/CQT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@
M9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C
M,38P.SPO=&0^/"]T<CX-"CQT<B!S='EL93TS1"=V97)T:6-A;"UA;&EG;CH@
M8F]T=&]M.R!B86-K9W)O=6YD+6-O;&]R.B!7:&ET93L@9F]N=#H@,3!P="!#
M86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/@T*("`@(#QT9"!N;W=R
M87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@
M,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO
M=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@
M("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE
M9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF
M)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X
M="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A
M+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@
M<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I
M+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A
M<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P
M/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P
M<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D
M/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG
M:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF
M)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X
M="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S
M='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T
M>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P
M<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D
M/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F
M=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G
M/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT
M.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[
M/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M
M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y
M;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P
M="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^
M/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\
M=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[
M(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF
M(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA
M;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y
M;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(
M96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/"]T<CX-"CQT<B!S
M='EL93TS1"=V97)T:6-A;"UA;&EG;CH@8F]T=&]M.R!B86-K9W)O=6YD+6-O
M;&]R.B!R9V(H,C`T+#(S."PR-34I.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9B<^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A
M<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^4F5A;"!E<W1A=&4@+2!C;VUM
M97)C:6%L/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z
M(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\
M+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA
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M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I
M+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D
M(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F
M;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q
M-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI
M9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9B<^,2PQ,S$\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4]
M,T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV
M971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO
M=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N
M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O
M;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXY+#@X
M-3PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N
M.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$
M)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF
M(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
M=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I
M8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A
M<"!S='EL93TS1"=T97AT+6%L:6=N.B!R:6=H=#L@9F]N=#H@,3!P="!#86QI
M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/C8Q,BPU.3@\+W1D/CQT9"!N
M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N
M=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P
M.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-
M"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ
M(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
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M:6-A+"!386YS+5-E<FEF)SX-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T
M>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I
M8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS
M1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\
M=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT
M.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^
M)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M
M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y
M;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R
M:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL
M93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\
M=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[
M(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF
M(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@
M,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO
M=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L
M:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE
M/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@
M0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I
M+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D
M(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F
M;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q
M-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI
M9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE
M/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO
M=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@
M;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F
M;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q
M-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI
M9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF)SXF(S$V,#L\+W1D/CPO='(^#0H\='(@<W1Y;&4],T0G=F5R=&EC
M86PM86QI9VXZ(&)O='1O;3L@8F%C:V=R;W5N9"UC;VQO<CH@<F=B*#(P-"PR
M,S@L,C4U*3L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68G/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X
M="UA;&EG;CH@;&5F=#L@<&%D9&EN9RUB;W1T;VTZ(#%P=#L@9F]N=#H@,3!P
M="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/D-O;G-U;65R/"]T
M9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M
M.B`Q<'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y
M;&4],T0G8F]R9&5R+6)O='1O;3H@0FQA8VL@,7!T('-O;&ED.R!F;VYT.B`Q
M,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@=&5X="UA;&EG
M;CH@;&5F="<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE
M/3-$)V)O<F1E<BUB;W1T;VTZ($)L86-K(#%P="!S;VQI9#L@9F]N=#H@,3!P
M="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[('1E>'0M86QI9VXZ
M(')I9VAT)SXT-C(\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
M<&%D9&EN9RUB;W1T;VTZ(#%P=#L@=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@
M,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO
M=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P861D:6YG+6)O='1O
M;3H@,7!T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T
M>6QE/3-$)V)O<F1E<BUB;W1T;VTZ($)L86-K(#%P="!S;VQI9#L@9F]N=#H@
M,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[('1E>'0M86QI
M9VXZ(&QE9G0G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL
M93TS1"=B;W)D97(M8F]T=&]M.B!";&%C:R`Q<'0@<V]L:60[(&9O;G0Z(#$P
M<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T97AT+6%L:6=N
M.B!R:6=H="<^,C$Y/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$
M)W!A9&1I;F<M8F]T=&]M.B`Q<'0[('1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z
M(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\
M+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T
M;VTZ(#%P=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S
M='EL93TS1"=B;W)D97(M8F]T=&]M.B!";&%C:R`Q<'0@<V]L:60[(&9O;G0Z
M(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T97AT+6%L
M:6=N.B!L969T)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y
M;&4],T0G8F]R9&5R+6)O='1O;3H@0FQA8VL@,7!T('-O;&ED.R!F;VYT.B`Q
M,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@=&5X="UA;&EG
M;CH@<FEG:'0G/C(L.#(R/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE
M/3-$)W!A9&1I;F<M8F]T=&]M.B`Q<'0[('1E>'0M86QI9VXZ(&QE9G0[(&9O
M;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V
M,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB
M;W1T;VTZ(#%P=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A
M<"!S='EL93TS1"=B;W)D97(M8F]T=&]M.B!";&%C:R`Q<'0@<V]L:60[(&9O
M;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T97AT
M+6%L:6=N.B!L969T)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@
M<W1Y;&4],T0G8F]R9&5R+6)O='1O;3H@0FQA8VL@,7!T('-O;&ED.R!F;VYT
M.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@=&5X="UA
M;&EG;CH@<FEG:'0G/C4R+#(P.#PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S
M='EL93TS1"=P861D:6YG+6)O='1O;3H@,7!T.R!T97AT+6%L:6=N.B!L969T
M.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^
M)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I
M;F<M8F]T=&]M.B`Q<'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A
M+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G8F]R9&5R+6)O='1O;3H@0FQA8VL@,7!T('-O;&ED
M.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@
M=&5X="UA;&EG;CH@;&5F="<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)V)O<F1E<BUB;W1T;VTZ($)L86-K(#%P="!S;VQI9#L@
M9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[('1E
M>'0M86QI9VXZ(')I9VAT)SXU-2PW,3$\+W1D/CQT9"!N;W=R87`],T1N;W=R
M87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#%P=#L@=&5X="UA;&EG;CH@
M;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R
M:68G/B8C,38P.SPO=&0^/"]T<CX-"CQT<B!S='EL93TS1"=V97)T:6-A;"UA
M;&EG;CH@8F]T=&]M.R!B86-K9W)O=6YD+6-O;&]R.B!7:&ET93L@9F]N=#H@
M,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/@T*("`@(#QT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@
M<&%D9&EN9RUB;W1T;VTZ(#(N-7!T.R!P861D:6YG+6QE9G0Z(#`N,VEN.R!F
M;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q
M-C`[)B,Q-C`[5&]T86P@;F]N+6-O=F5R960\+W1D/CQT9"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#(N-7!T.R!F;VYT.B`Q
M,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T
M9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V)O<F1E<BUB
M;W1T;VTZ($)L86-K(#(N-7!T(&1O=6)L93L@9F]N=#H@,3!P="!#86QI8G)I
M+"!(96QV971I8V$L(%-A;G,M4V5R:68[('1E>'0M86QI9VXZ(&QE9G0G/B0\
M+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G8F]R9&5R+6)O='1O
M;3H@0FQA8VL@,BXU<'0@9&]U8FQE.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9CL@=&5X="UA;&EG;CH@<FEG:'0G/C$W+#`Y
M,#PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P861D:6YG+6)O
M='1O;3H@,BXU<'0[('1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N
M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#(N-7!T
M.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^
M)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$
M)V)O<F1E<BUB;W1T;VTZ($)L86-K(#(N-7!T(&1O=6)L93L@9F]N=#H@,3!P
M="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[('1E>'0M86QI9VXZ
M(&QE9G0G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=B;W)D97(M8F]T=&]M.B!";&%C:R`R+C5P="!D;W5B;&4[(&9O;G0Z(#$P
M<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T97AT+6%L:6=N
M.B!R:6=H="<^-"PW,C`\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4]
M,T0G<&%D9&EN9RUB;W1T;VTZ(#(N-7!T.R!T97AT+6%L:6=N.B!L969T.R!F
M;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q
M-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M
M8F]T=&]M.B`R+C5P=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO
M=W)A<"!S='EL93TS1"=B;W)D97(M8F]T=&]M.B!";&%C:R`R+C5P="!D;W5B
M;&4[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF
M.R!T97AT+6%L:6=N.B!L969T)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G8F]R9&5R+6)O='1O;3H@0FQA8VL@,BXU<'0@9&]U
M8FQE.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9CL@=&5X="UA;&EG;CH@<FEG:'0G/C,S+#`S-#PO=&0^/'1D(&YO=W)A<#TS
M1&YO=W)A<"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@,BXU<'0[('1E>'0M
M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y
M;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#(N-7!T.R!F;VYT.B`Q,'!T($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\
M=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V)O<F1E<BUB;W1T;VTZ($)L
M86-K(#(N-7!T(&1O=6)L93L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I
M8V$L(%-A;G,M4V5R:68[('1E>'0M86QI9VXZ(&QE9G0G/B8C,38P.SPO=&0^
M/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=B;W)D97(M8F]T=&]M.B!"
M;&%C:R`R+C5P="!D;W5B;&4[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF.R!T97AT+6%L:6=N.B!R:6=H="<^,BPP,S<L.3<U
M/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T
M=&]M.B`R+C5P=#L@=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI
M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO
M=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@,BXU<'0[
M(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF
M(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
M<&%D9&EN9RUB;W1T;VTZ(#(N-7!T.R!T97AT+6%L:6=N.B!L969T.R!F;VYT
M.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[
M/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T
M=&]M.B`R+C5P=#L@=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXR+#`Y,BPX,3D\+W1D/CQT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#(N
M-7!T.R!T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\+W1R/@T*/'1R('-T
M>6QE/3-$)W9E<G1I8V%L+6%L:6=N.B!B;W1T;VT[(&)A8VMG<F]U;F0M8V]L
M;W(Z(')G8B@R,#0L,C,X+#(U-2D[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF)SX-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P
M('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[('!A9&1I;F<M8F]T=&]M.B`Q
M<'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF
M)SY5;F%M;W)T:7IE9"!N970@9&5F97)R960@;&]A;B!C;W-T<SPO=&0^/'1D
M(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@,7!T
M.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^
M)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$
M)W!A9&1I;F<M8F]T=&]M.B`Q<'0[('1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z
M(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\
M+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T
M;VTZ(#%P=#L@=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R
M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R
M87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#%P=#L@=&5X
M="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S
M='EL93TS1"=P861D:6YG+6)O='1O;3H@,7!T.R!F;VYT.B`Q,'!T($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\
M=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`Q
M<'0[('1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#%P=#L@=&5X="UA;&EG
M;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4]
M,T0G<&%D9&EN9RUB;W1T;VTZ(#%P=#L@=&5X="UA;&EG;CH@;&5F=#L@9F]N
M=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P
M.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P861D:6YG+6)O
M='1O;3H@,7!T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P
M('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`Q<'0[('1E>'0M86QI9VXZ(&QE
M9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF
M)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D
M9&EN9RUB;W1T;VTZ(#%P=#L@=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P
M<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D
M/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ
M(#%P=#L@=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(
M96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS
M1&YO=W)A<"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@,7!T.R!F;VYT.B`Q
M,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T
M9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M
M8F]T=&]M.B`Q<'0[('1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N
M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#%P=#L@
M=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R
M87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#%P=#L@=&5X="UA;&EG;CH@
M;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R
M:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P
M861D:6YG+6)O='1O;3H@,7!T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P
M/3-$;F]W<F%P('-T>6QE/3-$)V)O<F1E<BUB;W1T;VTZ($)L86-K(#%P="!S
M;VQI9#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R
M:68[('1E>'0M86QI9VXZ(&QE9G0G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS
M1&YO=W)A<"!S='EL93TS1"=B;W)D97(M8F]T=&]M.B!";&%C:R`Q<'0@<V]L
M:60[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF
M.R!T97AT+6%L:6=N.B!R:6=H="<^,2PS,C0\+W1D/CQT9"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#%P=#L@=&5X="UA;&EG
M;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68G/B8C,38P.SPO=&0^/"]T<CX-"CQT<B!S='EL93TS1"=V97)T:6-A
M;"UA;&EG;CH@8F]T=&]M.R!B86-K9W)O=6YD+6-O;&]R.B!7:&ET93L@9F]N
M=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/@T*("`@
M(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F
M=#L@<&%D9&EN9RUB;W1T;VTZ(#(N-7!T.R!F;VYT.B`Q,'!T($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q
M-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[
M5&]T86P@;F]N+6-O=F5R960@;&]A;G,\+W1D/CQT9"!N;W=R87`],T1N;W=R
M87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#(N-7!T.R!F;VYT.B`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-
M"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T
M=&]M.B`R+C5P=#L@=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI
M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO
M=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@,BXU<'0[
M('1E>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`R+C5P=#L@=&5X="UA;&EG
M;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=P861D:6YG+6)O='1O;3H@,BXU<'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N
M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#(N-7!T
M.R!T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`R+C5P=#L@=&5X="UA;&EG
M;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4]
M,T0G<&%D9&EN9RUB;W1T;VTZ(#(N-7!T.R!T97AT+6%L:6=N.B!L969T.R!F
M;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q
M-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M
M8F]T=&]M.B`R+C5P=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO
M=W)A<"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@,BXU<'0[('1E>'0M86QI
M9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4]
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M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#(N
M-7!T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE
M/3-$)W!A9&1I;F<M8F]T=&]M.B`R+C5P=#L@=&5X="UA;&EG;CH@;&5F=#L@
M9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C
M,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P861D:6YG
M+6)O='1O;3H@,BXU<'0[('1E>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\
M=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`R
M+C5P=#L@=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(
M96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS
M1&YO=W)A<"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@,BXU<'0[(&9O;G0Z
M(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\
M+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G8F]R9&5R
M+6)O='1O;3H@0FQA8VL@,BXU<'0@9&]U8FQE.R!F;VYT.B`Q,'!T($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@=&5X="UA;&EG;CH@;&5F="<^
M)#PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=B;W)D97(M8F]T
M=&]M.B!";&%C:R`R+C5P="!D;W5B;&4[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T97AT+6%L:6=N.B!R:6=H="<^,BPP
M.30L,30S/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I
M;F<M8F]T=&]M.B`R+C5P=#L@=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P
M="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^
M/"]T<CX-"CQT<B!S='EL93TS1"=V97)T:6-A;"UA;&EG;CH@8F]T=&]M.R!B
M86-K9W)O=6YD+6-O;&]R.B!R9V(H,C`T+#(S."PR-34I.R!F;VYT.B`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^#0H@("`@/'1D(&YO
M=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT
M.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[
M/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@
M0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*
M("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@
M;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R
M:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T
M97AT+6%L:6=N.B!R:6=H=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I
M8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A
M<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W
M<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R
M87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@
M,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO
M=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!R
M:6=H=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R
M:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T
M97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P
M('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@
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M969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O
M;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V
M,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X
M="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S
M='EL93TS1"=T97AT+6%L:6=N.B!R:6=H=#L@9F]N=#H@,3!P="!#86QI8G)I
M+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A
M<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q
M,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T
M9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@
M(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F
M=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G
M/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT
M+6%L:6=N.B!R:6=H=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S
M='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\+W1R/@T*/'1R
M('-T>6QE/3-$)W9E<G1I8V%L+6%L:6=N.B!B;W1T;VT[(&)A8VMG<F]U;F0M
M8V]L;W(Z(%=H:71E.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9B<^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=T97AT+6%L:6=N.B!L969T.R!P861D:6YG+6)O='1O;3H@,BXU<'0[(&9O
M;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SY#;W9E
M<F5D(&QO86YS/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A
M9&1I;F<M8F]T=&]M.B`R+C5P=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV
M971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A
M<#TS1&YO=W)A<"!S='EL93TS1"=B;W)D97(M8F]T=&]M.B!";&%C:R`R+C5P
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M86YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y
M;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#(N-7!T.R!F;VYT.B`Q,'!T($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\
M=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V)O<F1E<BUB;W1T;VTZ($)L
M86-K(#(N-7!T(&1O=6)L93L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I
M8V$L(%-A;G,M4V5R:68[('1E>'0M86QI9VXZ(&QE9G0G/B8C,38P.SPO=&0^
M/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=B;W)D97(M8F]T=&]M.B!"
M;&%C:R`R+C5P="!D;W5B;&4[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF.R!T97AT+6%L:6=N.B!R:6=H="<^,RPT,3<\+W1D
M/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ
M(#(N-7!T.R!T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P
M/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`R+C5P=#L@9F]N
M=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P
M.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=B;W)D
M97(M8F]T=&]M.B!";&%C:R`R+C5P="!D;W5B;&4[(&9O;G0Z(#$P<'0@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T97AT+6%L:6=N.B!L969T
M)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G8F]R
M9&5R+6)O='1O;3H@0FQA8VL@,BXU<'0@9&]U8FQE.R!F;VYT.B`Q,'!T($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@=&5X="UA;&EG;CH@<FEG
M:'0G/C,S+#0Y,3PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P
M861D:6YG+6)O='1O;3H@,BXU<'0[('1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z
M(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\
M+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T
M;VTZ(#(N-7!T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P
M('-T>6QE/3-$)V)O<F1E<BUB;W1T;VTZ($)L86-K(#(N-7!T(&1O=6)L93L@
M9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[('1E
M>'0M86QI9VXZ(&QE9G0G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A
M<"!S='EL93TS1"=B;W)D97(M8F]T=&]M.B!";&%C:R`R+C5P="!D;W5B;&4[
M(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T
M97AT+6%L:6=N.B!R:6=H="<^,C,X+#@T,CPO=&0^/'1D(&YO=W)A<#TS1&YO
M=W)A<"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@,BXU<'0[('1E>'0M86QI
M9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4]
M,T0G<&%D9&EN9RUB;W1T;VTZ(#(N-7!T.R!F;VYT.B`Q,'!T($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@
M;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V)O<F1E<BUB;W1T;VTZ($)L86-K
M(#(N-7!T(&1O=6)L93L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68[('1E>'0M86QI9VXZ(&QE9G0G/B8C,38P.SPO=&0^/'1D
M(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=B;W)D97(M8F]T=&]M.B!";&%C
M:R`R+C5P="!D;W5B;&4[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A
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M96QV971I8V$L(%-A;G,M4V5R:68G/@T*("`@(#QT9"!N;W=R87`],T1N;W=R
M87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI
M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO
M=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W
M<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z
M(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\
M+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@
M<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
M=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I
M8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A
M<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P
M('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R
M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R
M87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z
M(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\
M+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@
M;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R
M:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F
M;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q
M-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E
M>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A
M+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@
M<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R
M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R
M87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@
M,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO
M=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@
M("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE
M9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF
M)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X
M="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A
M+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@
M<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I
M+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A
M<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P
M/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P
M<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D
M/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG
M:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF
M)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X
M="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/"]T<CX-"CQT<B!S='EL93TS1"=V
M97)T:6-A;"UA;&EG;CH@8F]T=&]M.R!B86-K9W)O=6YD+6-O;&]R.B!7:&ET
M93L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G
M/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG
M;CH@;&5F=#L@<&%D9&EN9RUB;W1T;VTZ(#(N-7!T.R!F;VYT.B`Q,'!T($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[)B,Q-C`[)B,Q
M-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[
M)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[5&]T86P@;&]A
M;G,\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB
M;W1T;VTZ(#(N-7!T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)V)O<F1E<BUB;W1T;VTZ($)L86-K(#(N-7!T(&1O=6)L
M93L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[
M('1E>'0M86QI9VXZ(&QE9G0G/B0\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@
M<W1Y;&4],T0G8F]R9&5R+6)O='1O;3H@0FQA8VL@,BXU<'0@9&]U8FQE.R!F
M;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@=&5X
M="UA;&EG;CH@<FEG:'0G/C(S+#8U-#PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A
M<"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@,BXU<'0[('1E>'0M86QI9VXZ
M(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
M<&%D9&EN9RUB;W1T;VTZ(#(N-7!T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W
M<F%P/3-$;F]W<F%P('-T>6QE/3-$)V)O<F1E<BUB;W1T;VTZ($)L86-K(#(N
M-7!T(&1O=6)L93L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68[('1E>'0M86QI9VXZ(&QE9G0G/B8C,38P.SPO=&0^/'1D(&YO
M=W)A<#TS1&YO=W)A<"!S='EL93TS1"=B;W)D97(M8F]T=&]M.B!";&%C:R`R
M+C5P="!D;W5B;&4[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF.R!T97AT+6%L:6=N.B!R:6=H="<^."PQ,S<\+W1D/CQT9"!N
M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#(N-7!T
M.R!T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`R+C5P=#L@9F]N=#H@,3!P
M="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^
M#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=B;W)D97(M8F]T
M=&]M.B!";&%C:R`R+C5P="!D;W5B;&4[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T97AT+6%L:6=N.B!L969T)SXF(S$V
M,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G8F]R9&5R+6)O
M='1O;3H@0FQA8VL@,BXU<'0@9&]U8FQE.R!F;VYT.B`Q,'!T($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9CL@=&5X="UA;&EG;CH@<FEG:'0G/C8V
M+#4R-3PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P861D:6YG
M+6)O='1O;3H@,BXU<'0[('1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@
M0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#(N
M-7!T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE
M/3-$)V)O<F1E<BUB;W1T;VTZ($)L86-K(#(N-7!T(&1O=6)L93L@9F]N=#H@
M,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[('1E>'0M86QI
M9VXZ(&QE9G0G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL
M93TS1"=B;W)D97(M8F]T=&]M.B!";&%C:R`R+C5P="!D;W5B;&4[(&9O;G0Z
M(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T97AT+6%L
M:6=N.B!R:6=H="<^,BPR-S8L.#$W/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P
M('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`R+C5P=#L@=&5X="UA;&EG;CH@
M;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R
M:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P
M861D:6YG+6)O='1O;3H@,BXU<'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R
M87`],T1N;W=R87`@<W1Y;&4],T0G8F]R9&5R+6)O='1O;3H@0FQA8VL@,BXU
M<'0@9&]U8FQE.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9CL@=&5X="UA;&EG;CH@;&5F="<^)B,Q-C`[/"]T9#X\=&0@;F]W
M<F%P/3-$;F]W<F%P('-T>6QE/3-$)V)O<F1E<BUB;W1T;VTZ($)L86-K(#(N
M-7!T(&1O=6)L93L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68[('1E>'0M86QI9VXZ(')I9VAT)SXR+#,W-BPT-3<\+W1D/CQT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#(N
M-7!T.R!T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\+W1R/@T*/"]T86)L
M93X-"@T*/'`@<W1Y;&4],T0G9F]N=#H@,3!P="\Q,"XP-7!T($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9CL@;6%R9VEN.B`P.R!T97AT+6%L:6=N
M.B!J=7-T:69Y.R!T97AT+6EN9&5N=#H@,"XR-6EN)SXF(S$V,#L\+W`^#0H-
M"CQP('-T>6QE/3-$)V9O;G0Z(#$P<'0O;F]R;6%L($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9CL@;6%R9VEN.B`P.R!T97AT+6%L:6=N.B!L969T
M)SY4:&4@0V]M<&%N>2!H860@;F\@;F]N+6-O=F5R960@;W(@8V]V97)E9`T*
M;&]A;G,@=&AA="!W97)E('!A<W0@9'5E(&=R96%T97(@=&AA;B`Y,"!D87ES
M(&%N9"!A8V-R=6EN9R!I;G1E<F5S="!A="!$96-E;6)E<B`S,2P@,C`Q,BX\
M+W`^#0H-"@T*#0H-"@T*/'`@<W1Y;&4],T0G9F]N=#H@,3!P="]N;W)M86P@
M0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!M87)G:6XZ(#`[('1E
M>'0M86QI9VXZ(&QE9G0G/E1H92!F;VQL;W=I;F<@=&%B;&4@<')E<V5N=',@
M86X@86YA;'ES:7,-"F]F('1H92!P87EM96YT('-T871U<R!O9B!T:&4@0V]M
M<&%N>28C,30V.W,@;&]A;G,@87,@;V8@1&5C96UB97(@,S$L(#(P,3$N/"]P
M/@T*#0H\<"!S='EL93TS1"=F;VYT.B`Q,'!T+S$P+C`U<'0@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF.R!M87)G:6XZ(#`[('1E>'0M86QI9VXZ
M(&IU<W1I9GD[('1E>'0M:6YD96YT.B`P+C(U:6XG/B8C,38P.SPO<#X-"@T*
M/'1A8FQE(&-E;&QP861D:6YG/3-$,"!C96QL<W!A8VEN9STS1#`@<W1Y;&4]
M,T0G8F]R9&5R+6-O;&QA<'-E.B!C;VQL87!S93L@=VED=&@Z(#$P,"4[(&9O
M;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SX-"CQT
M<B!S='EL93TS1"=V97)T:6-A;"UA;&EG;CH@8F]T=&]M.R!F;VYT.B`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^#0H@("`@/'1D(&YO
M=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B!I=&%L:6,@,3!P="!#86QI
M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[('1E>'0M86QI9VXZ(&IU<W1I
M9GDG/B@D(&EN('1H;W5S86YD<RD\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@
M<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#%P=#L@9F]N=#H@,3!P="!#86QI
M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@
M/'1D(&-O;'-P86X],T0R(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT
M+6%L:6=N.B!C96YT97([(&)O<F1E<BUB;W1T;VTZ($)L86-K(#%P="!S;VQI
M9#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G
M/C,P+34Y(#QB<B`O/@T*1&%Y<R!087-T/&)R("\^#0H@1'5E/"]T9#X\=&0@
M;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`Q<'0[
M(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF
M(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN
M9RUB;W1T;VTZ(#%P=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&-O;'-P86X],T0R
M(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!C96YT97([
M(&)O<F1E<BUB;W1T;VTZ($)L86-K(#%P="!S;VQI9#L@9F]N=#H@,3!P="!#
M86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/C8P+3@Y($1A>7,@/&)R
M("\^#0I087-T($1U93PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=P861D:6YG+6)O='1O;3H@,7!T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`Q<'0[(&9O;G0Z(#$P
M<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D
M/@T*("`@(#QT9"!C;VQS<&%N/3-$,B!N;W=R87`],T1N;W=R87`@<W1Y;&4]
M,T0G=&5X="UA;&EG;CH@8V5N=&5R.R!B;W)D97(M8F]T=&]M.B!";&%C:R`Q
M<'0@<V]L:60[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF)SY.;VYA8V-R=6%L(#QB<B`O/@T*3&]A;G,\+W1D/CQT9"!N;W=R
M87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#%P=#L@9F]N
M=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P
M.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P861D:6YG+6)O
M='1O;3H@,7!T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@8V]L<W!A;CTS1#(@;F]W
M<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&-E;G1E<CL@8F]R
M9&5R+6)O='1O;3H@0FQA8VL@,7!T('-O;&ED.R!F;VYT.B`Q,'!T($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^0W5R<F5N=#PO=&0^/'1D(&YO
M=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@,7!T.R!F
M;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q
M-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M
M8F]T=&]M.B`Q<'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!C;VQS<&%N/3-$,B!N
M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@8V5N=&5R.R!B
M;W)D97(M8F]T=&]M.B!";&%C:R`Q<'0@<V]L:60[(&9O;G0Z(#$P<'0@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SY4;W1A;"!,;V%N<R`\8G(@
M+SX-"E)E8V5I=F%B;&4\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4]
M,T0G<&%D9&EN9RUB;W1T;VTZ(#%P=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(
M96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/"]T<CX-"CQT<B!S
M='EL93TS1"=V97)T:6-A;"UA;&EG;CH@8F]T=&]M.R!B86-K9W)O=6YD+6-O
M;&]R.B!R9V(H,C`T+#(S."PR-34I.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9B<^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A
M<"!S='EL93TS1"=T97AT+61E8V]R871I;VXZ('5N9&5R;&EN93L@=&5X="UA
M;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68G/DYO;BUC;W9E<F5D(&QO86YS/"]T9#X\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A
M+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#
M86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D
M(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!R:6=H=#L@
M9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C
M,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L
M:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE
M/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF
M)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4]
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M;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q
M-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P
M<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D
M/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG
M;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=T97AT+6%L:6=N.B!R:6=H=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV
M971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO
M=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@
M;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N
M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N
M=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P
M.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N
M.B!R:6=H=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R
M87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI
M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO
M=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!R:6=H=#L@9F]N
M=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P
M.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N
M.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9B<^)B,Q-C`[/"]T9#X\+W1R/@T*/'1R('-T>6QE/3-$)W9E<G1I8V%L
M+6%L:6=N.B!B;W1T;VT[(&)A8VMG<F]U;F0M8V]L;W(Z(%=H:71E.R!F;VYT
M.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^#0H@("`@
M/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T
M.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^
M0V]M;65R8VEA;"P@9FEN86YC:6%L+"!A;F0@86=R:6-U;'1U<F%L.CPO=&0^
M/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\
M=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[
M(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF
M(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA
M;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y
M;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(
M96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS
M1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@
M0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[
M(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF
M(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA
M;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL
M93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE
M/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@
M0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@
M9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C
M,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q
M,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T
M9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI
M9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4]
M,T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#
M86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D
M(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@
M;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O
M;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V
M,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG
M;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4]
M,T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV
M971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/"]T<CX-"CQT<B!S='EL
M93TS1"=V97)T:6-A;"UA;&EG;CH@8F]T=&]M.R!B86-K9W)O=6YD+6-O;&]R
M.B!R9V(H,C`T+#(S."PR-34I.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9B<^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S
M='EL93TS1"=W:61T:#H@-3`E.R!T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q
M,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@<&%D9&EN9RUL
M969T.B`Q96TG/D-O;6UE<F-I86P@+2!U;G-E8W5R960\+W1D/CQT9"!N;W=R
M87`],T1N;W=R87`@<W1Y;&4],T0G=VED=&@Z(#$E.R!F;VYT.B`Q,'!T($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@
M("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W=I9'1H.B`Q)3L@=&5X
M="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68G/B0\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4]
M,T0G=VED=&@Z(#<E.R!T97AT+6%L:6=N.B!R:6=H=#L@9F]N=#H@,3!P="!#
M86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/C8W/"]T9#X\=&0@;F]W
M<F%P/3-$;F]W<F%P('-T>6QE/3-$)W=I9'1H.B`Q)3L@=&5X="UA;&EG;CH@
M;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R
M:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=W
M:61T:#H@,24[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@
M<W1Y;&4],T0G=VED=&@Z(#$E.R!T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q
M,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T
M9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W=I9'1H.B`W)3L@=&5X
M="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A
M+"!386YS+5-E<FEF)SXU.3$\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y
M;&4],T0G=VED=&@Z(#$E.R!T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\
M=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W=I9'1H.B`Q)3L@9F]N=#H@
M,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO
M=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=W:61T:#H@
M,24[('1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G=VED=&@Z(#<E.R!T97AT+6%L:6=N.B!R:6=H=#L@
M9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/C0U
M,CPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=W:61T:#H@,24[
M('1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R
M87`@<W1Y;&4],T0G=VED=&@Z(#$E.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W
M<F%P/3-$;F]W<F%P('-T>6QE/3-$)W=I9'1H.B`Q)3L@=&5X="UA;&EG;CH@
M;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R
M:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=W
M:61T:#H@-R4[('1E>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^,S<L-C8X/"]T9#X\=&0@;F]W
M<F%P/3-$;F]W<F%P('-T>6QE/3-$)W=I9'1H.B`Q)3L@=&5X="UA;&EG;CH@
M;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R
M:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=W
M:61T:#H@,24[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@
M<W1Y;&4],T0G=VED=&@Z(#$E.R!T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q
M,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T
M9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W=I9'1H.B`W)3L@=&5X
M="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A
M+"!386YS+5-E<FEF)SXS."PW-S@\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@
M<W1Y;&4],T0G=VED=&@Z(#$E.R!T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q
M,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T
M9#X\+W1R/@T*/'1R('-T>6QE/3-$)W9E<G1I8V%L+6%L:6=N.B!B;W1T;VT[
M(&)A8VMG<F]U;F0M8V]L;W(Z(%=H:71E.R!F;VYT.B`Q,'!T($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9B<^#0H@("`@/'1D(&YO=W)A<#TS1&YO
M=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@<&%D9&EN9RUL969T.B`Q
M96TG/D-O;6UE<F-I86P@+2!S96-U<F5D/"]T9#X\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R
M87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI
M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO
M=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!R:6=H=#L@9F]N
M=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/C8W,CPO
M=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L
M969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O
M;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V
M,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X
M="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S
M='EL93TS1"=T97AT+6%L:6=N.B!R:6=H=#L@9F]N=#H@,3!P="!#86QI8G)I
M+"!(96QV971I8V$L(%-A;G,M4V5R:68G/C(P-SPO=&0^/'1D(&YO=W)A<#TS
M1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\
M=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R
M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@
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M=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO
M=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@
M;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F
M;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^,3`X
M+#8X,CPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L
M:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE
M/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF
M)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4]
M,T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV
M971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO
M=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!R:6=H=#L@9F]N=#H@,3!P="!#
M86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/C$Q,2PW-3$\+W1D/CQT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@
M9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C
M,38P.SPO=&0^/"]T<CX-"CQT<B!S='EL93TS1"=V97)T:6-A;"UA;&EG;CH@
M8F]T=&]M.R!B86-K9W)O=6YD+6-O;&]R.B!R9V(H,C`T+#(S."PR-34I.R!F
M;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^#0H@
M("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L
M969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9CL@<&%D9&EN9RUL969T.B`Q96TG/E-E8W5R960@8GD@:6YV96YT;W)Y(&%N
M9"!A8V-O=6YT<R!R96-E:79A8FQE/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P
M('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@
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M.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^
M)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z
M(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\
M+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA
M;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL
M93TS1"=T97AT+6%L:6=N.B!R:6=H=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(
M96QV971I8V$L(%-A;G,M4V5R:68G/B8C,34Q.SPO=&0^/'1D(&YO=W)A<#TS
M1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\
M=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R
M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@
M9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C
M,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L
M:6=N.B!R:6=H=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68G/C4X.#PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R
M87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI
M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO
M=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!R:6=H=#L@9F]N
M=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/C(P+#DY
M,SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N
M.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$
M)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF
M(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
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M.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[
M/"]T9#X\+W1R/@T*/'1R('-T>6QE/3-$)W9E<G1I8V%L+6%L:6=N.B!B;W1T
M;VT[(&)A8VMG<F]U;F0M8V]L;W(Z(%=H:71E.R!F;VYT.B`Q,'!T($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^#0H@("`@/'1D(&YO=W)A<#TS
M1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\
M=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R
M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@
M9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C
M,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L
M:6=N.B!R:6=H=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL
M93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A
M+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#
M86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D
M(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!R:6=H=#L@
M9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C
M,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L
M:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE
M/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF
M)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4]
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M;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q
M-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P
M<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D
M/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG
M;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=T97AT+6%L:6=N.B!R:6=H=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV
M971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO
M=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@
M;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N
M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N
M=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P
M.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N
M.B!R:6=H=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\+W1R/@T*/'1R('-T>6QE
M/3-$)W9E<G1I8V%L+6%L:6=N.B!B;W1T;VT[(&)A8VMG<F]U;F0M8V]L;W(Z
M(')G8B@R,#0L,C,X+#(U-2D[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF)SX-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T
M>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF)SY296%L(&5S=&%T92`F(S$U,#L@8V]N
M<W1R=6-T:6]N+"!L86YD(&1E=F5L;W!M96YT("8C,S@[(&]T:&5R(&QA;F0@
M;&]A;G,\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@
M,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO
M=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L
M:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE
M/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9B<^,2PR-3`\+W1D/CQT9"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#
M86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D
M(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@
M;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O
M;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V
M,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG
M;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF)SXQ+#0Q,3PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R
M87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI
M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO
M=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!R:6=H=#L@9F]N
M=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/C(R+#<W
M,CPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N
M.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$
M)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF
M(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
M=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I
M8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A
M<"!S='EL93TS1"=T97AT+6%L:6=N.B!R:6=H=#L@9F]N=#H@,3!P="!#86QI
M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/C(R,2PS-S(\+W1D/CQT9"!N
M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N
M=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P
M.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-
M"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ
M(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
M=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF)SXR-#8L.#`U/"]T9#X\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CPO='(^
M#0H\='(@<W1Y;&4],T0G=F5R=&EC86PM86QI9VXZ(&)O='1O;3L@8F%C:V=R
M;W5N9"UC;VQO<CH@5VAI=&4[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF)SX-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T
M>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I
M8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS
M1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\
M=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT
M.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^
M)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M
M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y
M;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R
M:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL
M93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\
M=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[
M(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF
M(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@
M,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO
M=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L
M:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE
M/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@
M0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I
M+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D
M(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F
M;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q
M-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI
M9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE
M/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO
M=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@
M;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F
M;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q
M-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI
M9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF)SXF(S$V,#L\+W1D/CPO='(^#0H\='(@<W1Y;&4],T0G=F5R=&EC
M86PM86QI9VXZ(&)O='1O;3L@8F%C:V=R;W5N9"UC;VQO<CH@<F=B*#(P-"PR
M,S@L,C4U*3L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68G/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X
M="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68G/E)E86P@97-T871E("8C,34P.R!R97-I9&5N=&EA;"P@
M9F%R;6QA;F0L(&%N9"!M=6QT:2UF86UI;'D\+W1D/CQT9"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO
M=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@
M;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F
M;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^.2PW
M-3$\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG
M;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^
M)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$
M)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R
M87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXT+#(U.3PO=&0^/'1D(&YO
M=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT
M.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[
M/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@
M0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*
M("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@
M;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R
M:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T
M97AT+6%L:6=N.B!R:6=H=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I
M8V$L(%-A;G,M4V5R:68G/C(U+#0S,#PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A
M<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W
M<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R
M87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@
M,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO
M=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!R
M:6=H=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R
M:68G/C<U-BPR,34\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
M=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I
M8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A
M<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P
M('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R
M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R
M87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z
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M(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SX-"B`@("`\
M=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[
M(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF
M(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@
M,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO
M=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L
M:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE
M/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@
M0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I
M+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D
M(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F
M;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q
M-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI
M9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE
M/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO
M=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@
M;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F
M;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q
M-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI
M9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4]
M,T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G
M/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@
M;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O
M;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V
M,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P
M="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^
M#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N
M.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$
M)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CPO='(^
M#0H\='(@<W1Y;&4],T0G=F5R=&EC86PM86QI9VXZ(&)O='1O;3L@8F%C:V=R
M;W5N9"UC;VQO<CH@<F=B*#(P-"PR,S@L,C4U*3L@9F]N=#H@,3!P="!#86QI
M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/@T*("`@(#QT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P
M="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/E)E86P@97-T871E
M("8C,34P.R!H;VUE(&5Q=6ET>2!L:6YE<R!O9B!C<F5D:70\+W1D/CQT9"!N
M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(
M96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO
M=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT
M.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[
M/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ
M(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9B<^,2PQ,C8\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
M=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I
M8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A
M<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P
M('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R
M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R
M87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z
M(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXR,S<\+W1D
M/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F
M=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G
M/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT
M.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[
M/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M
M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y
M;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF)SXS+#$V,3PO=&0^/'1D(&YO=W)A<#TS
M1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\
M=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R
M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@
M9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C
M,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L
M:6=N.B!R:6=H=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68G/C(P,BPY,3(\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y
M;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(
M96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS
M1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@
M0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[
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M"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ
M(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
M9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C
M,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T
M97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P
M('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W
M<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z
M(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\
M+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#
M86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@
M("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L
M969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E
M>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P
M('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R
M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R
M87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV
M971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A
M<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q
M,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T
M9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I
M9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E
M>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A
M+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@
M<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S
M='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P
M/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q
M,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T
M9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE
M9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF
M)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N
M=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P
M.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT
M+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T
M>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P
M/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P
M<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D
M/CPO='(^#0H\='(@<W1Y;&4],T0G=F5R=&EC86PM86QI9VXZ(&)O='1O;3L@
M8F%C:V=R;W5N9"UC;VQO<CH@<F=B*#(P-"PR,S@L,C4U*3L@9F]N=#H@,3!P
M="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/@T*("`@(#QT9"!N
M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N
M=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/E)E86P@
M97-T871E("T@8V]M;65R8VEA;#PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S
M='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T
M>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P
M<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXR+#8R,#PO=&0^
M/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T
M.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^
M)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z
M(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\
M+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA
M;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL
M93TS1"=T97AT+6%L:6=N.B!R:6=H=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(
M96QV971I8V$L(%-A;G,M4V5R:68G/C$L,#`V/"]T9#X\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@
M0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I
M+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D
M(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F
M;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q
M-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI
M9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9B<^,38L,C`S/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE
M/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO
M=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@
M;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F
M;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^-38W
M+#,U-#PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L
M:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE
M/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF
M)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4]
M,T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV
M971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO
M=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!R:6=H=#L@9F]N=#H@,3!P="!#
M86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/C4X-RPQ.#,\+W1D/CQT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@
M9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C
M,38P.SPO=&0^/"]T<CX-"CQT<B!S='EL93TS1"=V97)T:6-A;"UA;&EG;CH@
M8F]T=&]M.R!B86-K9W)O=6YD+6-O;&]R.B!7:&ET93L@9F]N=#H@,3!P="!#
M86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/@T*("`@(#QT9"!N;W=R
M87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@
M,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO
M=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@
M("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE
M9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF
M)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X
M="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A
M+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@
M<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I
M+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A
M<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P
M/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P
M<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D
M/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG
M:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF
M)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X
M="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S
M='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T
M>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P
M<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D
M/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F
M=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G
M/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT
M.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[
M/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M
M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y
M;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P
M="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^
M/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\
M=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[
M(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF
M(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA
M;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y
M;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(
M96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/"]T<CX-"CQT<B!S
M='EL93TS1"=V97)T:6-A;"UA;&EG;CH@8F]T=&]M.R!B86-K9W)O=6YD+6-O
M;&]R.B!R9V(H,C`T+#(S."PR-34I.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9B<^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A
M<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!P861D:6YG+6)O='1O;3H@
M,7!T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9B<^0V]N<W5M97(\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
M<&%D9&EN9RUB;W1T;VTZ(#%P=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV
M971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A
M<#TS1&YO=W)A<"!S='EL93TS1"=B;W)D97(M8F]T=&]M.B!";&%C:R`Q<'0@
M<V]L:60[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF.R!T97AT+6%L:6=N.B!L969T)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G8F]R9&5R+6)O='1O;3H@0FQA8VL@,7!T('-O
M;&ED.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9CL@=&5X="UA;&EG;CH@<FEG:'0G/C8U-SPO=&0^/'1D(&YO=W)A<#TS1&YO
M=W)A<"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@,7!T.R!T97AT+6%L:6=N
M.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$
M)W!A9&1I;F<M8F]T=&]M.B`Q<'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R
M87`],T1N;W=R87`@<W1Y;&4],T0G8F]R9&5R+6)O='1O;3H@0FQA8VL@,7!T
M('-O;&ED.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9CL@=&5X="UA;&EG;CH@;&5F="<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P
M/3-$;F]W<F%P('-T>6QE/3-$)V)O<F1E<BUB;W1T;VTZ($)L86-K(#%P="!S
M;VQI9#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R
M:68[('1E>'0M86QI9VXZ(')I9VAT)SXR.#8\+W1D/CQT9"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#%P=#L@=&5X="UA;&EG
M;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=P861D:6YG+6)O='1O;3H@,7!T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W
M<F%P/3-$;F]W<F%P('-T>6QE/3-$)V)O<F1E<BUB;W1T;VTZ($)L86-K(#%P
M="!S;VQI9#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68[('1E>'0M86QI9VXZ(&QE9G0G/B8C,38P.SPO=&0^/'1D(&YO=W)A
M<#TS1&YO=W)A<"!S='EL93TS1"=B;W)D97(M8F]T=&]M.B!";&%C:R`Q<'0@
M<V]L:60[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF.R!T97AT+6%L:6=N.B!R:6=H="<^,BPW-S`\+W1D/CQT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#%P=#L@=&5X="UA
M;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL
M93TS1"=P861D:6YG+6)O='1O;3H@,7!T.R!F;VYT.B`Q,'!T($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@
M;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V)O<F1E<BUB;W1T;VTZ($)L86-K
M(#%P="!S;VQI9#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68[('1E>'0M86QI9VXZ(&QE9G0G/B8C,38P.SPO=&0^/'1D(&YO
M=W)A<#TS1&YO=W)A<"!S='EL93TS1"=B;W)D97(M8F]T=&]M.B!";&%C:R`Q
M<'0@<V]L:60[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF.R!T97AT+6%L:6=N.B!R:6=H="<^-30L-S(S/"]T9#X\=&0@;F]W
M<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`Q<'0[('1E
M>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A
M+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@
M<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#%P=#L@9F]N=#H@,3!P="!#86QI
M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@
M/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=B;W)D97(M8F]T=&]M.B!"
M;&%C:R`Q<'0@<V]L:60[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A
M+"!386YS+5-E<FEF.R!T97AT+6%L:6=N.B!L969T)SXF(S$V,#L\+W1D/CQT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G8F]R9&5R+6)O='1O;3H@0FQA
M8VL@,7!T('-O;&ED.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9CL@=&5X="UA;&EG;CH@<FEG:'0G/C4X+#0S-CPO=&0^/'1D
M(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@,7!T
M.R!T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\+W1R/@T*/'1R('-T>6QE
M/3-$)W9E<G1I8V%L+6%L:6=N.B!B;W1T;VT[(&)A8VMG<F]U;F0M8V]L;W(Z
M(%=H:71E.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9B<^#0H@("`@/'1D('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[('!A
M9&1I;F<M8F]T=&]M.B`R+C5P=#L@<&%D9&EN9RUL969T.B`P+C-I;CL@9F]N
M=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P
M.R8C,38P.U1O=&%L(&YO;BUC;W9E<F5D/"]T9#X\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`R+C5P=#L@9F]N=#H@,3!P
M="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^
M#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=B;W)D97(M8F]T
M=&]M.B!";&%C:R`R+C5P="!D;W5B;&4[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T97AT+6%L:6=N.B!L969T)SXD/"]T
M9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V)O<F1E<BUB;W1T;VTZ
M($)L86-K(#(N-7!T(&1O=6)L93L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV
M971I8V$L(%-A;G,M4V5R:68[('1E>'0M86QI9VXZ(')I9VAT)SXQ-BPS.3`\
M+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T
M;VTZ(#(N-7!T.R!T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W
M<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`R+C5P=#L@
M9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C
M,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=B
M;W)D97(M8F]T=&]M.B!";&%C:R`R+C5P="!D;W5B;&4[(&9O;G0Z(#$P<'0@
M0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T97AT+6%L:6=N.B!L
M969T)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
M8F]R9&5R+6)O='1O;3H@0FQA8VL@,BXU<'0@9&]U8FQE.R!F;VYT.B`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@=&5X="UA;&EG;CH@
M<FEG:'0G/C<L.3DW/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$
M)W!A9&1I;F<M8F]T=&]M.B`R+C5P=#L@=&5X="UA;&EG;CH@;&5F=#L@9F]N
M=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P
M.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P861D:6YG+6)O
M='1O;3H@,BXU<'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R
M87`@<W1Y;&4],T0G8F]R9&5R+6)O='1O;3H@0FQA8VL@,BXU<'0@9&]U8FQE
M.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@
M=&5X="UA;&EG;CH@;&5F="<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)V)O<F1E<BUB;W1T;VTZ($)L86-K(#(N-7!T(&1O=6)L
M93L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[
M('1E>'0M86QI9VXZ(')I9VAT)SXW,RPU-C8\+W1D/CQT9"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#(N-7!T.R!T97AT+6%L
M:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE
M/3-$)W!A9&1I;F<M8F]T=&]M.B`R+C5P=#L@9F]N=#H@,3!P="!#86QI8G)I
M+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D
M(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=B;W)D97(M8F]T=&]M.B!";&%C
M:R`R+C5P="!D;W5B;&4[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A
M+"!386YS+5-E<FEF.R!T97AT+6%L:6=N.B!L969T)SXF(S$V,#L\+W1D/CQT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G8F]R9&5R+6)O='1O;3H@0FQA
M8VL@,BXU<'0@9&]U8FQE.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9CL@=&5X="UA;&EG;CH@<FEG:'0G/C$L.38Y+#DQ.3PO
M=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P861D:6YG+6)O='1O
M;3H@,BXU<'0[('1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R
M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R
M87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#(N-7!T.R!F
M;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q
M-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A
M9&1I;F<M8F]T=&]M.B`R+C5P=#L@=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@
M,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO
M=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P861D:6YG+6)O='1O
M;3H@,BXU<'0[('1E>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^,BPP-C<L.#<R/"]T9#X\=&0@
M;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`R+C5P
M=#L@=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV
M971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/"]T<CX-"CQT<B!S='EL
M93TS1"=V97)T:6-A;"UA;&EG;CH@8F]T=&]M.R!B86-K9W)O=6YD+6-O;&]R
M.B!R9V(H,C`T+#(S."PR-34I.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9B<^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S
M='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!P861D:6YG+6)O='1O;3H@,7!T
M.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^
M56YA;6]R=&EZ960@;F5T(&1E9F5R<F5D(&QO86X@8V]S=',\+W1D/CQT9"!N
M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#%P=#L@
M9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C
M,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P
M861D:6YG+6)O='1O;3H@,7!T.R!T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q
M,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T
M9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M
M.B`Q<'0[('1E>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P
M/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`Q<'0[('1E>'0M
M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y
M;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#%P=#L@9F]N=#H@,3!P="!#86QI8G)I
M+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D
M(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@,7!T
M.R!T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`Q<'0[('1E>'0M86QI9VXZ
M(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$
M)W!A9&1I;F<M8F]T=&]M.B`Q<'0[('1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z
M(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\
M+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T
M;VTZ(#%P=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S
M='EL93TS1"=P861D:6YG+6)O='1O;3H@,7!T.R!T97AT+6%L:6=N.B!L969T
M.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^
M)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I
M;F<M8F]T=&]M.B`Q<'0[('1E>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\
M=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`Q
M<'0[('1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#%P=#L@9F]N=#H@,3!P
M="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^
M#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P861D:6YG+6)O
M='1O;3H@,7!T.R!T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W
M<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`Q<'0[('1E
M>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P
M('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`Q<'0[('1E>'0M86QI9VXZ(&QE
M9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF
M)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D
M9&EN9RUB;W1T;VTZ(#%P=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I
M8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS
M1&YO=W)A<"!S='EL93TS1"=B;W)D97(M8F]T=&]M.B!";&%C:R`Q<'0@<V]L
M:60[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF
M.R!T97AT+6%L:6=N.B!L969T)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G8F]R9&5R+6)O='1O;3H@0FQA8VL@,7!T('-O;&ED
M.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@
M=&5X="UA;&EG;CH@<FEG:'0G/C$L,C@P/"]T9#X\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`Q<'0[('1E>'0M86QI9VXZ
M(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF)SXF(S$V,#L\+W1D/CPO='(^#0H\='(@<W1Y;&4],T0G=F5R=&EC86PM
M86QI9VXZ(&)O='1O;3L@8F%C:V=R;W5N9"UC;VQO<CH@5VAI=&4[(&9O;G0Z
M(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SX-"B`@("`\
M=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[
M('!A9&1I;F<M8F]T=&]M.B`R+C5P=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(
M96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.R8C,38P.R8C,38P.R8C,38P
M.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.U1O
M=&%L(&YO;BUC;W9E<F5D(&QO86YS/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P
M('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`R+C5P=#L@9F]N=#H@,3!P="!#
M86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@
M("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P861D:6YG+6)O='1O
M;3H@,BXU<'0[('1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R
M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R
M87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#(N-7!T.R!T
M97AT+6%L:6=N.B!R:6=H=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I
M8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A
M<"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@,BXU<'0[('1E>'0M86QI9VXZ
M(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
M<&%D9&EN9RUB;W1T;VTZ(#(N-7!T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W
M<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`R+C5P=#L@
M=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I
M8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A
M<"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@,BXU<'0[('1E>'0M86QI9VXZ
M(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$
M)W!A9&1I;F<M8F]T=&]M.B`R+C5P=#L@=&5X="UA;&EG;CH@;&5F=#L@9F]N
M=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P
M.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P861D:6YG+6)O
M='1O;3H@,BXU<'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R
M87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#(N-7!T.R!T97AT+6%L:6=N
M.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$
M)W!A9&1I;F<M8F]T=&]M.B`R+C5P=#L@=&5X="UA;&EG;CH@<FEG:'0[(&9O
M;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V
M,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB
M;W1T;VTZ(#(N-7!T.R!T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@
M;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`R+C5P
M=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G
M/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=P861D:6YG+6)O='1O;3H@,BXU<'0[('1E>'0M86QI9VXZ(&QE9G0[(&9O
M;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V
M,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB
M;W1T;VTZ(#(N-7!T.R!T97AT+6%L:6=N.B!R:6=H=#L@9F]N=#H@,3!P="!#
M86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D
M(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@,BXU
M<'0[('1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#(N-7!T.R!F;VYT.B`Q
M,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T
M9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V)O<F1E<BUB
M;W1T;VTZ($)L86-K(#(N-7!T(&1O=6)L93L@9F]N=#H@,3!P="!#86QI8G)I
M+"!(96QV971I8V$L(%-A;G,M4V5R:68[('1E>'0M86QI9VXZ(&QE9G0G/B0\
M+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G8F]R9&5R+6)O='1O
M;3H@0FQA8VL@,BXU<'0@9&]U8FQE.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE
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M86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/@T*("`@(#QT9"!N;W=R
M87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@
M,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO
M=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@
M("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE
M9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF
M)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X
M="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A
M+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@
M<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I
M+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A
M<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P
M/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P
M<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D
M/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG
M:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF
M)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X
M="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S
M='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T
M>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P
M<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D
M/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F
M=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G
M/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT
M.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[
M/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M
M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y
M;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P
M="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^
M/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\
M=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[
M(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF
M(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA
M;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y
M;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(
M96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/"]T<CX-"CQT<B!S
M='EL93TS1"=V97)T:6-A;"UA;&EG;CH@8F]T=&]M.R!B86-K9W)O=6YD+6-O
M;&]R.B!7:&ET93L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68G/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
M=&5X="UA;&EG;CH@;&5F=#L@<&%D9&EN9RUB;W1T;VTZ(#(N-7!T.R!F;VYT
M.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^0V]V97)E
M9"!L;V%N<SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P861D
M:6YG+6)O='1O;3H@,BXU<'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G8F]R9&5R+6)O='1O;3H@0FQA8VL@,BXU<'0@
M9&]U8FQE.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9CL@=&5X="UA;&EG;CH@;&5F="<^)#PO=&0^/'1D(&YO=W)A<#TS1&YO
M=W)A<"!S='EL93TS1"=B;W)D97(M8F]T=&]M.B!";&%C:R`R+C5P="!D;W5B
M;&4[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF
M.R!T97AT+6%L:6=N.B!R:6=H="<^-BPU,3$\+W1D/CQT9"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#(N-7!T.R!T97AT+6%L
M:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE
M/3-$)W!A9&1I;F<M8F]T=&]M.B`R+C5P=#L@9F]N=#H@,3!P="!#86QI8G)I
M+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D
M(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=B;W)D97(M8F]T=&]M.B!";&%C
M:R`R+C5P="!D;W5B;&4[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A
M+"!386YS+5-E<FEF.R!T97AT+6%L:6=N.B!L969T)SXF(S$V,#L\+W1D/CQT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G8F]R9&5R+6)O='1O;3H@0FQA
M8VL@,BXU<'0@9&]U8FQE.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9CL@=&5X="UA;&EG;CH@<FEG:'0G/C,L,S@X/"]T9#X\
M=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`R
M+C5P=#L@=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(
M96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS
M1&YO=W)A<"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@,BXU<'0[(&9O;G0Z
M(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\
M+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G8F]R9&5R
M+6)O='1O;3H@0FQA8VL@,BXU<'0@9&]U8FQE.R!F;VYT.B`Q,'!T($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@=&5X="UA;&EG;CH@;&5F="<^
M)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V)O<F1E
M<BUB;W1T;VTZ($)L86-K(#(N-7!T(&1O=6)L93L@9F]N=#H@,3!P="!#86QI
M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[('1E>'0M86QI9VXZ(')I9VAT
M)SXT,2PT-S(\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D
M9&EN9RUB;W1T;VTZ(#(N-7!T.R!T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q
M,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T
M9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M
M.B`R+C5P=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S
M='EL93TS1"=B;W)D97(M8F]T=&]M.B!";&%C:R`R+C5P="!D;W5B;&4[(&9O
M;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T97AT
M+6%L:6=N.B!L969T)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@
M<W1Y;&4],T0G8F]R9&5R+6)O='1O;3H@0FQA8VL@,BXU<'0@9&]U8FQE.R!F
M;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@=&5X
M="UA;&EG;CH@<FEG:'0G/C,P.2PX-C,\+W1D/CQT9"!N;W=R87`],T1N;W=R
M87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#(N-7!T.R!T97AT+6%L:6=N
M.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$
M)W!A9&1I;F<M8F]T=&]M.B`R+C5P=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(
M96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO
M=W)A<#TS1&YO=W)A<"!S='EL93TS1"=B;W)D97(M8F]T=&]M.B!";&%C:R`R
M+C5P="!D;W5B;&4[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF.R!T97AT+6%L:6=N.B!L969T)SXF(S$V,#L\+W1D/CQT9"!N
M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G8F]R9&5R+6)O='1O;3H@0FQA8VL@
M,BXU<'0@9&]U8FQE.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9CL@=&5X="UA;&EG;CH@<FEG:'0G/C,V,2PR,S0\+W1D/CQT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#(N
M-7!T.R!T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\+W1R/@T*/'1R('-T
M>6QE/3-$)W9E<G1I8V%L+6%L:6=N.B!B;W1T;VT[(&)A8VMG<F]U;F0M8V]L
M;W(Z(')G8B@R,#0L,C,X+#(U-2D[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF)SX-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P
M('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R
M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R
M87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV
M971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A
M<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q
M,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T
M9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I
M9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E
M>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A
M+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@
M<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S
M='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P
M/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q
M,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T
M9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE
M9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF
M)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N
M=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P
M.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT
M+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T
M>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P
M/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P
M<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D
M/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI
M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@
M/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T
M.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^
M)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M
M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T
M>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I
M8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS
M1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\
M=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT
M.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^
M)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M
M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF)SXF(S$V,#L\+W1D/CPO='(^#0H\='(@<W1Y;&4],T0G=F5R
M=&EC86PM86QI9VXZ(&)O='1O;3L@8F%C:V=R;W5N9"UC;VQO<CH@5VAI=&4[
M(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SX-
M"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ
M(&QE9G0[('!A9&1I;F<M8F]T=&]M.B`R+C5P=#L@9F]N=#H@,3!P="!#86QI
M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.R8C,38P.R8C,38P
M.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C
M,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.U1O=&%L(&QO86YS
M/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T
M=&]M.B`R+C5P=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A
M<"!S='EL93TS1"=B;W)D97(M8F]T=&]M.B!";&%C:R`R+C5P="!D;W5B;&4[
M(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T
M97AT+6%L:6=N.B!L969T)SXD/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T
M>6QE/3-$)V)O<F1E<BUB;W1T;VTZ($)L86-K(#(N-7!T(&1O=6)L93L@9F]N
M=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[('1E>'0M
M86QI9VXZ(')I9VAT)SXR,BPY,#$\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@
M<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#(N-7!T.R!T97AT+6%L:6=N.B!L
M969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A
M9&1I;F<M8F]T=&]M.B`R+C5P=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV
M971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A
M<#TS1&YO=W)A<"!S='EL93TS1"=B;W)D97(M8F]T=&]M.B!";&%C:R`R+C5P
M="!D;W5B;&4[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF.R!T97AT+6%L:6=N.B!L969T)SXF(S$V,#L\+W1D/CQT9"!N;W=R
M87`],T1N;W=R87`@<W1Y;&4],T0G8F]R9&5R+6)O='1O;3H@0FQA8VL@,BXU
M<'0@9&]U8FQE.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9CL@=&5X="UA;&EG;CH@<FEG:'0G/C$Q+#,X-3PO=&0^/'1D(&YO
M=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@,BXU<'0[
M('1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R
M87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#(N-7!T.R!F;VYT.B`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-
M"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V)O<F1E<BUB;W1T
M;VTZ($)L86-K(#(N-7!T(&1O=6)L93L@9F]N=#H@,3!P="!#86QI8G)I+"!(
M96QV971I8V$L(%-A;G,M4V5R:68[('1E>'0M86QI9VXZ(&QE9G0G/B8C,38P
M.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=B;W)D97(M8F]T
M=&]M.B!";&%C:R`R+C5P="!D;W5B;&4[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T97AT+6%L:6=N.B!R:6=H="<^,3$U
M+#`S.#PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P861D:6YG
M+6)O='1O;3H@,BXU<'0[('1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@
M0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#(N
M-7!T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE
M/3-$)V)O<F1E<BUB;W1T;VTZ($)L86-K(#(N-7!T(&1O=6)L93L@9F]N=#H@
M,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[('1E>'0M86QI
M9VXZ(&QE9G0G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL
M93TS1"=B;W)D97(M8F]T=&]M.B!";&%C:R`R+C5P="!D;W5B;&4[(&9O;G0Z
M(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T97AT+6%L
M:6=N.B!R:6=H="<^,BPR-SDL-S@R/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P
M('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`R+C5P=#L@=&5X="UA;&EG;CH@
M;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R
M:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P
M861D:6YG+6)O='1O;3H@,BXU<'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R
M87`],T1N;W=R87`@<W1Y;&4],T0G8F]R9&5R+6)O='1O;3H@0FQA8VL@,BXU
M<'0@9&]U8FQE.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9CL@=&5X="UA;&EG;CH@;&5F="<^)B,Q-C`[/"]T9#X\=&0@;F]W
M<F%P/3-$;F]W<F%P('-T>6QE/3-$)V)O<F1E<BUB;W1T;VTZ($)L86-K(#(N
M-7!T(&1O=6)L93L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68[('1E>'0M86QI9VXZ(')I9VAT)SXR+#0S,"PS.#8\+W1D/CQT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#(N
M-7!T.R!T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\+W1R/@T*/"]T86)L
M93X-"@T*/'`@<W1Y;&4],T0G9F]N=#H@,3!P="\Q,"XP-7!T($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9CL@;6%R9VEN.B`P.R!T97AT+6%L:6=N
M.B!J=7-T:69Y.R!T97AT+6EN9&5N=#H@,"XR-6EN)SXF(S$V,#L\+W`^/'-P
M86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S
M/3-$<F4^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y3
M8VAE9'5L92!O9B!A8W1I=FET>2!I;B!T:&4@86QL;W=A;F-E(&9O<B!L;V%N
M(&QO<W-E<R!F;W(@;F]N+6-O=F5R960@;&]A;G,\+W1D/@T*("`@("`@("`\
M=&0@8VQA<W,],T1T97AT/CQP('-T>6QE/3-$)V9O;G0Z(#$P<'0O;F]R;6%L
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@;6%R9VEN.B`P.R!T
M97AT+6%L:6=N.B!L969T)SY4:&4@9F]L;&]W:6YG('1A8FQE('!R97-E;G1S
M('1H92!A8W1I=FET>0T*:6X@=&AE(&%L;&]W86YC92!F;W(@;&]A;B!L;W-S
M97,@9F]R(&YO;BUC;W9E<F5D(&QO86YS(&9O<B!T:&4@>65A<B!E;F1E9"!$
M96-E;6)E<B`S,2P@,C`Q,BX\+W`^#0H-"CQP('-T>6QE/3-$)V9O;G0Z(#$P
M<'0O,3`N,#5P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[(&UA
M<F=I;CH@,#L@=&5X="UA;&EG;CH@:G5S=&EF>3L@=&5X="UI;F1E;G0Z(#`N
M,C5I;B<^)B,Q-C`[/"]P/@T*#0H\=&%B;&4@8V5L;'!A9&1I;F<],T0P(&-E
M;&QS<&%C:6YG/3-$,"!S='EL93TS1"=B;W)D97(M8V]L;&%P<V4Z(&-O;&QA
M<'-E.R!W:61T:#H@,3`P)3L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I
M8V$L(%-A;G,M4V5R:68G/@T*/'1R('-T>6QE/3-$)W9E<G1I8V%L+6%L:6=N
M.B!B;W1T;VT[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF)SX-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O
M;G0Z(&ET86QI8R`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9CL@=&5X="UA;&EG;CH@:G5S=&EF>2<^*"0@:6X@=&AO=7-A;F1S*3PO=&0^
M/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@
M,7!T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@8V]L<W!A;CTS1#(@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&-E;G1E<CL@8F]R9&5R+6)O
M='1O;3H@0FQA8VL@,7!T('-O;&ED.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9B<^0V]M;65R8VEA;"P@/&)R("\^#0I&:6YA
M;F-I86PL(&%N9#QB<B`O/@T*($%G<FEC=6QT=7)A;#PO=&0^/'1D(&YO=W)A
M<#TS1&YO=W)A<"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@,7!T.R!F;VYT
M.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[
M/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T
M=&]M.B`Q<'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!C;VQS<&%N/3-$,B!N;W=R
M87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@8V5N=&5R.R!B;W)D
M97(M8F]T=&]M.B!";&%C:R`Q<'0@<V]L:60[(&9O;G0Z(#$P<'0@0V%L:6)R
M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SY296%L($5S=&%T92`F(S$U,#L@
M/&)R("\^#0I#;VYS=')U8W1I;VXL(#QB<B`O/@T*3&%N9"`\8G(@+SX-"D1E
M=F5L;W!M96YT+"`F(S,X.R`\8G(@+SX-"D]T:&5R($QA;F0@/&)R("\^#0I,
M;V%N<SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P861D:6YG
M+6)O='1O;3H@,7!T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T
M>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`Q<'0[(&9O;G0Z(#$P<'0@0V%L:6)R
M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT
M9"!C;VQS<&%N/3-$,B!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA
M;&EG;CH@8V5N=&5R.R!B;W)D97(M8F]T=&]M.B!";&%C:R`Q<'0@<V]L:60[
M(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SY2
M96%L($5S=&%T92`F(S$U,#L@/&)R("\^#0I297-I9&5N=&EA;"P@/&)R("\^
M#0I&87)M;&%N9"P@/&)R("\^#0IA;F0@375L=&DM/&)R("\^#0IF86UI;'D\
M+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T
M;VTZ(#%P=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=P861D:6YG+6)O='1O;3H@,7!T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@8V]L
M<W!A;CTS1#(@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ
M(&-E;G1E<CL@8F]R9&5R+6)O='1O;3H@0FQA8VL@,7!T('-O;&ED.R!F;VYT
M.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^4F5A;#QB
M<B`O/@T*($5S=&%T92`F(S$U,#L@/&)R("\^#0I(;VUE(#QB<B`O/@T*17%U
M:71Y(#QB<B`O/@T*3&EN97,@;V8@/&)R("\^#0I#<F5D:70\+W1D/CQT9"!N
M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#%P=#L@
M9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C
M,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P861D:6YG
M+6)O='1O;3H@,7!T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@8V]L<W!A;CTS1#(@
M;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&-E;G1E<CL@
M8F]R9&5R+6)O='1O;3H@0FQA8VL@,7!T('-O;&ED.R!F;VYT.B`Q,'!T($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^4F5A;"!%<W1A=&4@)B,Q
M-3`[(#QB<B`O/@T*0V]M;65R8VEA;#QB<B`O/@T*(&%N9"!/=&AE<CPO=&0^
M/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@
M,7!T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A
M9&1I;F<M8F]T=&]M.B`Q<'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!C;VQS<&%N
M/3-$,B!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@8V5N
M=&5R.R!B;W)D97(M8F]T=&]M.B!";&%C:R`Q<'0@<V]L:60[(&9O;G0Z(#$P
M<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SY#;VYS=6UE<CPO
M=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P861D:6YG+6)O='1O
M;3H@,7!T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$
M)W!A9&1I;F<M8F]T=&]M.B`Q<'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!C;VQS
M<&%N/3-$,B!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@
M8V5N=&5R.R!B;W)D97(M8F]T=&]M.B!";&%C:R`Q<'0@<V]L:60[(&9O;G0Z
M(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SY5;F%L;&\M
M/&)R("\^#0IC871E9#PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=P861D:6YG+6)O='1O;3H@,7!T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`Q<'0[(&9O;G0Z(#$P
M<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D
M/@T*("`@(#QT9"!C;VQS<&%N/3-$,B!N;W=R87`],T1N;W=R87`@<W1Y;&4]
M,T0G=&5X="UA;&EG;CH@8V5N=&5R.R!B;W)D97(M8F]T=&]M.B!";&%C:R`Q
M<'0@<V]L:60[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF)SY4;W1A;#PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=P861D:6YG+6)O='1O;3H@,7!T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\+W1R/@T*/'1R('-T
M>6QE/3-$)W9E<G1I8V%L+6%L:6=N.B!B;W1T;VT[(&9O;G0Z(#$P<'0@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SX-"B`@("`\=&0@;F]W<F%P
M/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&IU<W1I9GD[(&9O;G0Z
M(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\
M+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#
M86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@
M("`@/'1D(&-O;'-P86X],T0R(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T
M97AT+6%L:6=N.B!R:6=H=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I
M8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A
M<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE
M/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF
M)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!C;VQS<&%N/3-$,B!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@
M0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I
M+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A
M<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@8V]L<W!A
M;CTS1#(@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I
M9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O
M;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V
M,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P
M="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^
M#0H@("`@/'1D(&-O;'-P86X],T0R(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=T97AT+6%L:6=N.B!R:6=H=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV
M971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO
M=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T
M>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!C;VQS<&%N/3-$,B!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P
M<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D
M/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI
M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO
M=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@8V]L
M<W!A;CTS1#(@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ
M(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$
M)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF
M(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@
M,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO
M=&0^#0H@("`@/'1D(&-O;'-P86X],T0R(&YO=W)A<#TS1&YO=W)A<"!S='EL
M93TS1"=T97AT+6%L:6=N.B!R:6=H=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(
M96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS
M1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P
M('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!C;VQS<&%N/3-$,B!N;W=R
M87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z
M(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\
M+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#
M86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/"]T
M<CX-"CQT<B!S='EL93TS1"=V97)T:6-A;"UA;&EG;CH@8F]T=&]M.R!B86-K
M9W)O=6YD+6-O;&]R.B!R9V(H,C`T+#(S."PR-34I.R!F;VYT.B`Q,'!T($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^#0H@("`@/'1D(&-O;'-P
M86X],T0S,R!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@8F]L9"`Q
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M2&5L=F5T:6-A+"!386YS+5-E<FEF)SX-"B`@("`\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&IU<W1I9GD[(&9O;G0Z(#$P<'0@
M0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I
M+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D
M(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F
M;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q
M-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI
M9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE
M/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO
M=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@
M;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F
M;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q
M-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI
M9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4]
M,T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G
M/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@
M;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O
M;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V
M,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P
M="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^
M#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N
M.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$
M)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N
M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(
M96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO
M=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT
M.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[
M/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ
M(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$
M)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R
M87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A
M<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W
M<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT
M.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[
M/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ
M(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
M9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C
M,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T
M97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P
M('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W
M<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z
M(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\
M+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#
M86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@
M("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L
M969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E
M>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P
M('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R
M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CPO='(^#0H\
M='(@<W1Y;&4],T0G=F5R=&EC86PM86QI9VXZ(&)O='1O;3L@8F%C:V=R;W5N
M9"UC;VQO<CH@<F=B*#(P-"PR,S@L,C4U*3L@9F]N=#H@,3!P="!#86QI8G)I
M+"!(96QV971I8V$L(%-A;G,M4V5R:68G/@T*("`@(#QT9"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G=VED=&@Z(#(P)3L@=&5X="UA;&EG;CH@;&5F=#L@
M9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/D)E
M9VEN;FEN9R!B86QA;F-E/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE
M/3-$)W=I9'1H.B`Q)3L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO
M=W)A<"!S='EL93TS1"=W:61T:#H@,24[('1E>'0M86QI9VXZ(&QE9G0[(&9O
M;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXD/"]T
M9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W=I9'1H.B`W)3L@=&5X
M="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A
M+"!386YS+5-E<FEF)SXS+#<X,#PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S
M='EL93TS1"=W:61T:#H@,24[('1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P
M<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D
M/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=VED=&@Z(#$E.R!F;VYT
M.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[
M/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W=I9'1H
M.B`Q)3L@=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(
M96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS
M1&YO=W)A<"!S='EL93TS1"=W:61T:#H@-R4[('1E>'0M86QI9VXZ(')I9VAT
M.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^
M,3$L,S`V/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W=I9'1H
M.B`Q)3L@=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(
M96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS
M1&YO=W)A<"!S='EL93TS1"=W:61T:#H@,24[(&9O;G0Z(#$P<'0@0V%L:6)R
M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=VED=&@Z(#$E.R!T97AT+6%L
M:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE
M/3-$)W=I9'1H.B`W)3L@=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@
M0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXQ,RPU,S(\+W1D/CQT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=VED=&@Z(#$E.R!T97AT+6%L
M:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE
M/3-$)W=I9'1H.B`Q)3L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO
M=W)A<"!S='EL93TS1"=W:61T:#H@,24[('1E>'0M86QI9VXZ(&QE9G0[(&9O
M;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V
M,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=VED=&@Z(#<E
M.R!T97AT+6%L:6=N.B!R:6=H=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV
M971I8V$L(%-A;G,M4V5R:68G/C$L-CDP/"]T9#X\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)W=I9'1H.B`Q)3L@=&5X="UA;&EG;CH@;&5F=#L@9F]N
M=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P
M.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=W:61T:#H@,24[
M(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF
M(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
M=VED=&@Z(#$E.R!T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W
M<F%P/3-$;F]W<F%P('-T>6QE/3-$)W=I9'1H.B`W)3L@=&5X="UA;&EG;CH@
M<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF)SXS+#0Q-#PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=W
M:61T:#H@,24[('1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R
M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R
M87`],T1N;W=R87`@<W1Y;&4],T0G=VED=&@Z(#$E.R!F;VYT.B`Q,'!T($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@
M("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W=I9'1H.B`Q)3L@=&5X
M="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S
M='EL93TS1"=W:61T:#H@-R4[('1E>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q
M,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^,2PX-S(\+W1D
M/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=VED=&@Z(#$E.R!T97AT
M+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T
M>6QE/3-$)W=I9'1H.B`Q)3L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I
M8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS
M1&YO=W)A<"!S='EL93TS1"=W:61T:#H@,24[('1E>'0M86QI9VXZ(&QE9G0[
M(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF
M(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=VED=&@Z
M(#<E.R!T97AT+6%L:6=N.B!R:6=H=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(
M96QV971I8V$L(%-A;G,M4V5R:68G/C$V/"]T9#X\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)W=I9'1H.B`Q)3L@=&5X="UA;&EG;CH@;&5F=#L@9F]N
M=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P
M.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=W:61T:#H@,24[
M(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF
M(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
M=VED=&@Z(#$E.R!T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W
M<F%P/3-$;F]W<F%P('-T>6QE/3-$)W=I9'1H.B`W)3L@=&5X="UA;&EG;CH@
M<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF)SXS-2PV,3`\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
M=VED=&@Z(#$E.R!T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\+W1R/@T*
M/'1R('-T>6QE/3-$)W9E<G1I8V%L+6%L:6=N.B!B;W1T;VT[(&)A8VMG<F]U
M;F0M8V]L;W(Z(%=H:71E.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9B<^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL
M93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9B<^0VAA<F=E+6]F9G,\+W1D/CQT9"!N;W=R
M87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV
M971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A
M<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q
M,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T
M9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I
M9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9B<^*#0L.3$R/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E
M>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A
M+"!386YS+5-E<FEF)SXI/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE
M/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF
M)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4]
M,T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV
M971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO
M=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!R:6=H=#L@9F]N=#H@,3!P="!#
M86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B@Q.2PS,3(\+W1D/CQT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@
M9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/BD\
M+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#
M86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@
M("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L
M969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E
M>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9B<^*#(P+#@W.3PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A
M<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^*3PO=&0^/'1D(&YO=W)A<#TS
M1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@
M0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[
M(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXH
M,RPR.#<\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA
M;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68G/BD\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
M9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C
M,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T
M97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P
M('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^*#$V+#8Q-CPO=&0^/'1D(&YO
M=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT
M.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^*3PO=&0^
M/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\
M=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[
M(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF
M(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA
M;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF)SXH,2PU,SD\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y
M;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(
M96QV971I8V$L(%-A;G,M4V5R:68G/BD\+W1D/CQT9"!N;W=R87`],T1N;W=R
M87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A
M<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W
M<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT
M.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-3$[
M/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ
M(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
M9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C
M,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T
M97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P
M('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^*#8V+#4T-3PO=&0^/'1D(&YO
M=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT
M.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^*3PO=&0^
M/"]T<CX-"CQT<B!S='EL93TS1"=V97)T:6-A;"UA;&EG;CH@8F]T=&]M.R!B
M86-K9W)O=6YD+6-O;&]R.B!R9V(H,C`T+#(S."PR-34I.R!F;VYT.B`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^#0H@("`@/'1D(&YO
M=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT
M.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^4F5C;W9E
M<FEE<SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q
M,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T
M9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI
M9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4]
M,T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF)SXS-30\+W1D/CQT9"!N;W=R87`],T1N;W=R
M87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI
M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO
M=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W
M<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z
M(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\
M+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@
M<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF)SXY.#8\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X
M="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S
M='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T
M>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P
M<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXT,S`\+W1D/CQT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@
M9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C
M,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q
M,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T
M9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI
M9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4]
M,T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF)SXR,#D\+W1D/CQT9"!N;W=R87`],T1N;W=R
M87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI
M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO
M=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W
M<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z
M(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\
M+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@
M<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF)SXS,S,\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X
M="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S
M='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T
M>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P
M<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXR-S,\+W1D/CQT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@
M9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C
M,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q
M,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T
M9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI
M9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4]
M,T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF)SXF(S$U,3L\+W1D/CQT9"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#
M86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D
M(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@
M;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O
M;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V
M,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG
M;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF)SXR+#4X-3PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\+W1R/@T*/'1R('-T>6QE
M/3-$)W9E<G1I8V%L+6%L:6=N.B!B;W1T;VT[(&)A8VMG<F]U;F0M8V]L;W(Z
M(%=H:71E.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9B<^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT
M+6%L:6=N.B!L969T.R!P861D:6YG+6)O='1O;3H@,7!T.R!F;VYT.B`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^4')O=FES:6]N<SPO
M=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P861D:6YG+6)O='1O
M;3H@,7!T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T
M>6QE/3-$)V)O<F1E<BUB;W1T;VTZ($)L86-K(#%P="!S;VQI9#L@9F]N=#H@
M,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[('1E>'0M86QI
M9VXZ(&QE9G0G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL
M93TS1"=B;W)D97(M8F]T=&]M.B!";&%C:R`Q<'0@<V]L:60[(&9O;G0Z(#$P
M<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T97AT+6%L:6=N
M.B!R:6=H="<^-2PT-C4\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4]
M,T0G<&%D9&EN9RUB;W1T;VTZ(#%P=#L@=&5X="UA;&EG;CH@;&5F=#L@9F]N
M=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P
M.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P861D:6YG+6)O
M='1O;3H@,7!T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P
M('-T>6QE/3-$)V)O<F1E<BUB;W1T;VTZ($)L86-K(#%P="!S;VQI9#L@9F]N
M=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[('1E>'0M
M86QI9VXZ(&QE9G0G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S
M='EL93TS1"=B;W)D97(M8F]T=&]M.B!";&%C:R`Q<'0@<V]L:60[(&9O;G0Z
M(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T97AT+6%L
M:6=N.B!R:6=H="<^,3DL.#<V/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T
M>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`Q<'0[('1E>'0M86QI9VXZ(&QE9G0[
M(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF
M(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN
M9RUB;W1T;VTZ(#%P=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO
M=W)A<"!S='EL93TS1"=B;W)D97(M8F]T=&]M.B!";&%C:R`Q<'0@<V]L:60[
M(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T
M97AT+6%L:6=N.B!L969T)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R
M87`@<W1Y;&4],T0G8F]R9&5R+6)O='1O;3H@0FQA8VL@,7!T('-O;&ED.R!F
M;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@=&5X
M="UA;&EG;CH@<FEG:'0G/C(P+#DY.3PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A
M<"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@,7!T.R!T97AT+6%L:6=N.B!L
M969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A
M9&1I;F<M8F]T=&]M.B`Q<'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G8F]R9&5R+6)O='1O;3H@0FQA8VL@,7!T('-O
M;&ED.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9CL@=&5X="UA;&EG;CH@;&5F="<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)V)O<F1E<BUB;W1T;VTZ($)L86-K(#%P="!S;VQI
M9#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[
M('1E>'0M86QI9VXZ(')I9VAT)SXS+#(W,CPO=&0^/'1D(&YO=W)A<#TS1&YO
M=W)A<"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@,7!T.R!T97AT+6%L:6=N
M.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$
M)W!A9&1I;F<M8F]T=&]M.B`Q<'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R
M87`],T1N;W=R87`@<W1Y;&4],T0G8F]R9&5R+6)O='1O;3H@0FQA8VL@,7!T
M('-O;&ED.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9CL@=&5X="UA;&EG;CH@;&5F="<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P
M/3-$;F]W<F%P('-T>6QE/3-$)V)O<F1E<BUB;W1T;VTZ($)L86-K(#%P="!S
M;VQI9#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R
M:68[('1E>'0M86QI9VXZ(')I9VAT)SXQ."PQ,38\+W1D/CQT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#%P=#L@=&5X="UA
M;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL
M93TS1"=P861D:6YG+6)O='1O;3H@,7!T.R!F;VYT.B`Q,'!T($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@
M;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V)O<F1E<BUB;W1T;VTZ($)L86-K
M(#%P="!S;VQI9#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68[('1E>'0M86QI9VXZ(&QE9G0G/B8C,38P.SPO=&0^/'1D(&YO
M=W)A<#TS1&YO=W)A<"!S='EL93TS1"=B;W)D97(M8F]T=&]M.B!";&%C:R`Q
M<'0@<V]L:60[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF.R!T97AT+6%L:6=N.B!R:6=H="<^,2PS,S,\+W1D/CQT9"!N;W=R
M87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#%P=#L@=&5X
M="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S
M='EL93TS1"=P861D:6YG+6)O='1O;3H@,7!T.R!F;VYT.B`Q,'!T($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\
M=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V)O<F1E<BUB;W1T;VTZ($)L
M86-K(#%P="!S;VQI9#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68[('1E>'0M86QI9VXZ(&QE9G0G/B8C,38P.SPO=&0^/'1D
M(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=B;W)D97(M8F]T=&]M.B!";&%C
M:R`Q<'0@<V]L:60[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF.R!T97AT+6%L:6=N.B!R:6=H="<^.3,R/"]T9#X\=&0@;F]W
M<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`Q<'0[('1E
M>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A
M+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@
M<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#%P=#L@9F]N=#H@,3!P="!#86QI
M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@
M/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=B;W)D97(M8F]T=&]M.B!"
M;&%C:R`Q<'0@<V]L:60[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A
M+"!386YS+5-E<FEF.R!T97AT+6%L:6=N.B!L969T)SXF(S$V,#L\+W1D/CQT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G8F]R9&5R+6)O='1O;3H@0FQA
M8VL@,7!T('-O;&ED.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9CL@=&5X="UA;&EG;CH@<FEG:'0G/C8Y+#DY,SPO=&0^/'1D
M(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@,7!T
M.R!T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\+W1R/@T*/'1R('-T>6QE
M/3-$)W9E<G1I8V%L+6%L:6=N.B!B;W1T;VT[(&)A8VMG<F]U;F0M8V]L;W(Z
M(')G8B@R,#0L,C,X+#(U-2D[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF)SX-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T
M>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[('!A9&1I;F<M8F]T=&]M.B`R+C5P
M=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G
M/D5N9&EN9R!B86QA;F-E/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE
M/3-$)W!A9&1I;F<M8F]T=&]M.B`R+C5P=#L@9F]N=#H@,3!P="!#86QI8G)I
M+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D
M(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=B;W)D97(M8F]T=&]M.B!";&%C
M:R`R+C5P="!D;W5B;&4[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A
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M:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R
M87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#(N-7!T.R!F;VYT.B`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-
M"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V)O<F1E<BUB;W1T
M;VTZ($)L86-K(#(N-7!T(&1O=6)L93L@9F]N=#H@,3!P="!#86QI8G)I+"!(
M96QV971I8V$L(%-A;G,M4V5R:68[('1E>'0M86QI9VXZ(&QE9G0G/B8C,38P
M.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=B;W)D97(M8F]T
M=&]M.B!";&%C:R`R+C5P="!D;W5B;&4[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T97AT+6%L:6=N.B!R:6=H="<^,3(L
M.#4V/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M
M8F]T=&]M.B`R+C5P=#L@=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#
M86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D
M(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@,BXU
M<'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF
M)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4]
M,T0G8F]R9&5R+6)O='1O;3H@0FQA8VL@,BXU<'0@9&]U8FQE.R!F;VYT.B`Q
M,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@=&5X="UA;&EG
M;CH@;&5F="<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE
M/3-$)V)O<F1E<BUB;W1T;VTZ($)L86-K(#(N-7!T(&1O=6)L93L@9F]N=#H@
M,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[('1E>'0M86QI
M9VXZ(')I9VAT)SXQ-"PP.#(\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y
M;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#(N-7!T.R!T97AT+6%L:6=N.B!L969T
M.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^
M)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I
M;F<M8F]T=&]M.B`R+C5P=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I
M8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS
M1&YO=W)A<"!S='EL93TS1"=B;W)D97(M8F]T=&]M.B!";&%C:R`R+C5P="!D
M;W5B;&4[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF.R!T97AT+6%L:6=N.B!L969T)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G8F]R9&5R+6)O='1O;3H@0FQA8VL@,BXU<'0@
M9&]U8FQE.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9CL@=&5X="UA;&EG;CH@<FEG:'0G/C$L.#@T/"]T9#X\=&0@;F]W<F%P
M/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`R+C5P=#L@=&5X
M="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S
M='EL93TS1"=P861D:6YG+6)O='1O;3H@,BXU<'0[(&9O;G0Z(#$P<'0@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@
M(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G8F]R9&5R+6)O='1O;3H@
M0FQA8VL@,BXU<'0@9&]U8FQE.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9CL@=&5X="UA;&EG;CH@;&5F="<^)B,Q-C`[/"]T
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M87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#(N-7!T.R!F
M;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q
M-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V)O
M<F1E<BUB;W1T;VTZ($)L86-K(#(N-7!T(&1O=6)L93L@9F]N=#H@,3!P="!#
M86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[('1E>'0M86QI9VXZ(&QE
M9G0G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=B
M;W)D97(M8F]T=&]M.B!";&%C:R`R+C5P="!D;W5B;&4[(&9O;G0Z(#$P<'0@
M0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T97AT+6%L:6=N.B!R
M:6=H="<^,2PY,SD\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
M<&%D9&EN9RUB;W1T;VTZ(#(N-7!T.R!T97AT+6%L:6=N.B!L969T.R!F;VYT
M.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[
M/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T
M=&]M.B`R+C5P=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A
M<"!S='EL93TS1"=B;W)D97(M8F]T=&]M.B!";&%C:R`R+C5P="!D;W5B;&4[
M(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T
M97AT+6%L:6=N.B!L969T)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R
M87`@<W1Y;&4],T0G8F]R9&5R+6)O='1O;3H@0FQA8VL@,BXU<'0@9&]U8FQE
M.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@
M=&5X="UA;&EG;CH@<FEG:'0G/CDT.#PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A
M<"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@,BXU<'0[('1E>'0M86QI9VXZ
M(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
M<&%D9&EN9RUB;W1T;VTZ(#(N-7!T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W
M<F%P/3-$;F]W<F%P('-T>6QE/3-$)V)O<F1E<BUB;W1T;VTZ($)L86-K(#(N
M-7!T(&1O=6)L93L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68[('1E>'0M86QI9VXZ(&QE9G0G/B8C,38P.SPO=&0^/'1D(&YO
M=W)A<#TS1&YO=W)A<"!S='EL93TS1"=B;W)D97(M8F]T=&]M.B!";&%C:R`R
M+C5P="!D;W5B;&4[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF.R!T97AT+6%L:6=N.B!R:6=H="<^-#$L-C0S/"]T9#X\=&0@
M;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`R+C5P
M=#L@=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV
M971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/"]T<CX-"CQT<B!S='EL
M93TS1"=V97)T:6-A;"UA;&EG;CH@8F]T=&]M.R!B86-K9W)O=6YD+6-O;&]R
M.B!7:&ET93L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68G/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X
M="UA;&EG;CH@:G5S=&EF>3L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I
M8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A
M<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P
M('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R
M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R
M87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z
M(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\
M+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@
M;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R
M:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F
M;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q
M-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E
M>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A
M+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@
M<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R
M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R
M87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@
M,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO
M=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@
M("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE
M9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF
M)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X
M="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A
M+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@
M<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I
M+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A
M<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P
M/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P
M<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D
M/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG
M:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF
M)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X
M="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S
M='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T
M>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P
M<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D
M/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F
M=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G
M/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT
M.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[
M/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M
M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y
M;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P
M="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^
M/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\
M=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[
M(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF
M(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA
M;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y
M;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(
M96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS
M1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@
M0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[
M(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF
M(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA
M;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68G/B8C,38P.SPO=&0^/"]T<CX-"CQT<B!S='EL93TS1"=V97)T
M:6-A;"UA;&EG;CH@8F]T=&]M.R!B86-K9W)O=6YD+6-O;&]R.B!R9V(H,C`T
M+#(S."PR-34I.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9B<^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!C;VQS<&%N/3-$
M,S,@<W1Y;&4],T0G9F]N=#H@8F]L9"`Q,'!T($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9CL@=&5X="UA;&EG;CH@:G5S=&EF>2<^16YD:6YG(&)A
M;&%N8V5S(&%S(&]F($1E8V5M8F5R(#,Q+"`R,#$R.B8C,38P.R8C,38P.T%L
M;&]W86YC92!F;W(@;&]A;B!L;W-S97,\+W1D/CPO='(^#0H\='(@<W1Y;&4]
M,T0G=F5R=&EC86PM86QI9VXZ(&)O='1O;3L@8F%C:V=R;W5N9"UC;VQO<CH@
M5VAI=&4[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF)SX-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M
M86QI9VXZ(&IU<W1I9GD[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A
M+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@
M<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S
M='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P
M/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q
M,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T
M9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE
M9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF
M)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N
M=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P
M.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT
M+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T
M>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P
M/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P
M<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D
M/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI
M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@
M/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T
M.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^
M)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M
M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T
M>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I
M8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS
M1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\
M=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT
M.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^
M)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M
M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y
M;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R
M:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL
M93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\
M=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[
M(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF
M(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@
M,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO
M=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L
M:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE
M/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@
M0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I
M+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D
M(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F
M;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q
M-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI
M9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE
M/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CPO='(^#0H\='(@<W1Y
M;&4],T0G=F5R=&EC86PM86QI9VXZ(&)O='1O;3L@8F%C:V=R;W5N9"UC;VQO
M<CH@<F=B*#(P-"PR,S@L,C4U*3L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV
M971I8V$L(%-A;G,M4V5R:68G/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@
M<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@<&%D9&EN9RUB;W1T;VTZ(#(N
M-7!T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9B<^26YD:79I9'5A;&QY(&5V86QU871E9"!F;W(@:6UP86ER;65N=#PO=&0^
M/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@
M,BXU<'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y
M;&4],T0G8F]R9&5R+6)O='1O;3H@0FQA8VL@,BXU<'0@9&]U8FQE.R!F;VYT
M.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@=&5X="UA
M;&EG;CH@;&5F="<^)#PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=B;W)D97(M8F]T=&]M.B!";&%C:R`R+C5P="!D;W5B;&4[(&9O;G0Z(#$P
M<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T97AT+6%L:6=N
M.B!R:6=H="<^)B,Q-3$[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE
M/3-$)W!A9&1I;F<M8F]T=&]M.B`R+C5P=#L@=&5X="UA;&EG;CH@;&5F=#L@
M9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C
M,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P861D:6YG
M+6)O='1O;3H@,BXU<'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A
M+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G8F]R9&5R+6)O='1O;3H@0FQA8VL@,BXU<'0@9&]U
M8FQE.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9CL@=&5X="UA;&EG;CH@;&5F="<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)V)O<F1E<BUB;W1T;VTZ($)L86-K(#(N-7!T(&1O
M=6)L93L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R
M:68[('1E>'0M86QI9VXZ(')I9VAT)SXF(S$U,3L\+W1D/CQT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#(N-7!T.R!T97AT
M+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T
M>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`R+C5P=#L@9F]N=#H@,3!P="!#86QI
M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@
M/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=B;W)D97(M8F]T=&]M.B!"
M;&%C:R`R+C5P="!D;W5B;&4[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF.R!T97AT+6%L:6=N.B!L969T)SXF(S$V,#L\+W1D
M/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G8F]R9&5R+6)O='1O;3H@
M0FQA8VL@,BXU<'0@9&]U8FQE.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9CL@=&5X="UA;&EG;CH@<FEG:'0G/C4P/"]T9#X\
M=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`R
M+C5P=#L@=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(
M96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS
M1&YO=W)A<"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@,BXU<'0[(&9O;G0Z
M(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\
M+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G8F]R9&5R
M+6)O='1O;3H@0FQA8VL@,BXU<'0@9&]U8FQE.R!F;VYT.B`Q,'!T($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@=&5X="UA;&EG;CH@;&5F="<^
M)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V)O<F1E
M<BUB;W1T;VTZ($)L86-K(#(N-7!T(&1O=6)L93L@9F]N=#H@,3!P="!#86QI
M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[('1E>'0M86QI9VXZ(')I9VAT
M)SXF(S$U,3L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D
M9&EN9RUB;W1T;VTZ(#(N-7!T.R!T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q
M,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T
M9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M
M.B`R+C5P=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S
M='EL93TS1"=B;W)D97(M8F]T=&]M.B!";&%C:R`R+C5P="!D;W5B;&4[(&9O
M;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T97AT
M+6%L:6=N.B!L969T)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@
M<W1Y;&4],T0G8F]R9&5R+6)O='1O;3H@0FQA8VL@,BXU<'0@9&]U8FQE.R!F
M;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@=&5X
M="UA;&EG;CH@<FEG:'0G/CDU-SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S
M='EL93TS1"=P861D:6YG+6)O='1O;3H@,BXU<'0[('1E>'0M86QI9VXZ(&QE
M9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF
M)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D
M9&EN9RUB;W1T;VTZ(#(N-7!T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P
M/3-$;F]W<F%P('-T>6QE/3-$)V)O<F1E<BUB;W1T;VTZ($)L86-K(#(N-7!T
M(&1O=6)L93L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68[('1E>'0M86QI9VXZ(&QE9G0G/B8C,38P.SPO=&0^/'1D(&YO=W)A
M<#TS1&YO=W)A<"!S='EL93TS1"=B;W)D97(M8F]T=&]M.B!";&%C:R`R+C5P
M="!D;W5B;&4[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF.R!T97AT+6%L:6=N.B!R:6=H="<^)B,Q-3$[/"]T9#X\=&0@;F]W
M<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`R+C5P=#L@
M=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I
M8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A
M<"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@,BXU<'0[(&9O;G0Z(#$P<'0@
M0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*
M("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G8F]R9&5R+6)O='1O
M;3H@0FQA8VL@,BXU<'0@9&]U8FQE.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9CL@=&5X="UA;&EG;CH@;&5F="<^)B,Q-C`[
M/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V)O<F1E<BUB;W1T
M;VTZ($)L86-K(#(N-7!T(&1O=6)L93L@9F]N=#H@,3!P="!#86QI8G)I+"!(
M96QV971I8V$L(%-A;G,M4V5R:68[('1E>'0M86QI9VXZ(')I9VAT)SXF(S$U
M,3L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB
M;W1T;VTZ(#(N-7!T.R!T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@
M;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`R+C5P
M=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G
M/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=B;W)D97(M8F]T=&]M.B!";&%C:R`R+C5P="!D;W5B;&4[(&9O;G0Z(#$P
M<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T97AT+6%L:6=N
M.B!L969T)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4]
M,T0G8F]R9&5R+6)O='1O;3H@0FQA8VL@,BXU<'0@9&]U8FQE.R!F;VYT.B`Q
M,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@=&5X="UA;&EG
M;CH@<FEG:'0G/C$L,#`W/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE
M/3-$)W!A9&1I;F<M8F]T=&]M.B`R+C5P=#L@=&5X="UA;&EG;CH@;&5F=#L@
M9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C
M,38P.SPO=&0^/"]T<CX-"CQT<B!S='EL93TS1"=V97)T:6-A;"UA;&EG;CH@
M8F]T=&]M.R!B86-K9W)O=6YD+6-O;&]R.B!7:&ET93L@9F]N=#H@,3!P="!#
M86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/@T*("`@(#QT9"!N;W=R
M87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@:G5S=&EF>3L@9F]N
M=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P
M.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-
M"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ
M(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
M=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R
M87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI
M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO
M=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W
M<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z
M(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\
M+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@
M<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
M=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I
M8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A
M<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P
M('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R
M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R
M87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z
M(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\
M+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@
M;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R
M:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F
M;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q
M-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E
M>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A
M+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@
M<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R
M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R
M87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@
M,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO
M=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@
M("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE
M9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF
M)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X
M="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A
M+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@
M<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I
M+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A
M<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P
M/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P
M<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D
M/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG
M:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF
M)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X
M="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S
M='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T
M>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P
M<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D
M/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F
M=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G
M/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT
M.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[
M/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M
M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y
M;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P
M="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^
M/"]T<CX-"CQT<B!S='EL93TS1"=V97)T:6-A;"UA;&EG;CH@8F]T=&]M.R!B
M86-K9W)O=6YD+6-O;&]R.B!R9V(H,C`T+#(S."PR-34I.R!F;VYT.B`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^#0H@("`@/'1D(&YO
M=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!P861D
M:6YG+6)O='1O;3H@,BXU<'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF)SY#;VQL96-T:79E;'D@979A;'5A=&5D(&9O<B!I
M;7!A:7)M96YT/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A
M9&1I;F<M8F]T=&]M.B`R+C5P=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV
M971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A
M<#TS1&YO=W)A<"!S='EL93TS1"=B;W)D97(M8F]T=&]M.B!";&%C:R`R+C5P
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M86YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y
M;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#(N-7!T.R!F;VYT.B`Q,'!T($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\
M=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V)O<F1E<BUB;W1T;VTZ($)L
M86-K(#(N-7!T(&1O=6)L93L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I
M8V$L(%-A;G,M4V5R:68[('1E>'0M86QI9VXZ(&QE9G0G/B8C,38P.SPO=&0^
M/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=B;W)D97(M8F]T=&]M.B!"
M;&%C:R`R+C5P="!D;W5B;&4[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF.R!T97AT+6%L:6=N.B!R:6=H="<^,3(L.#4V/"]T
M9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M
M.B`R+C5P=#L@=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I
M+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A
M<#TS1&YO=W)A<"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@,BXU<'0[(&9O
M;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V
M,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G8F]R
M9&5R+6)O='1O;3H@0FQA8VL@,BXU<'0@9&]U8FQE.R!F;VYT.B`Q,'!T($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@=&5X="UA;&EG;CH@;&5F
M="<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V)O
M<F1E<BUB;W1T;VTZ($)L86-K(#(N-7!T(&1O=6)L93L@9F]N=#H@,3!P="!#
M86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[('1E>'0M86QI9VXZ(')I
M9VAT)SXQ-"PP,S(\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
M<&%D9&EN9RUB;W1T;VTZ(#(N-7!T.R!T97AT+6%L:6=N.B!L969T.R!F;VYT
M.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[
M/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T
M=&]M.B`R+C5P=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A
M<"!S='EL93TS1"=B;W)D97(M8F]T=&]M.B!";&%C:R`R+C5P="!D;W5B;&4[
M(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T
M97AT+6%L:6=N.B!L969T)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R
M87`@<W1Y;&4],T0G8F]R9&5R+6)O='1O;3H@0FQA8VL@,BXU<'0@9&]U8FQE
M.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@
M=&5X="UA;&EG;CH@<FEG:'0G/C$L.#@T/"]T9#X\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`R+C5P=#L@=&5X="UA;&EG
M;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=P861D:6YG+6)O='1O;3H@,BXU<'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N
M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G8F]R9&5R+6)O='1O;3H@0FQA8VL@
M,BXU<'0@9&]U8FQE.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9CL@=&5X="UA;&EG;CH@;&5F="<^)B,Q-C`[/"]T9#X\=&0@
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M=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#(N-7!T.R!F;VYT.B`Q
M,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T
M9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V)O<F1E<BUB
M;W1T;VTZ($)L86-K(#(N-7!T(&1O=6)L93L@9F]N=#H@,3!P="!#86QI8G)I
M+"!(96QV971I8V$L(%-A;G,M4V5R:68[('1E>'0M86QI9VXZ(&QE9G0G/B8C
M,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=B;W)D97(M
M8F]T=&]M.B!";&%C:R`R+C5P="!D;W5B;&4[(&9O;G0Z(#$P<'0@0V%L:6)R
M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T97AT+6%L:6=N.B!R:6=H="<^
M,2PY,SD\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN
M9RUB;W1T;VTZ(#(N-7!T.R!T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\
M=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`R
M+C5P=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R
M:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL
M93TS1"=B;W)D97(M8F]T=&]M.B!";&%C:R`R+C5P="!D;W5B;&4[(&9O;G0Z
M(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T97AT+6%L
M:6=N.B!L969T)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y
M;&4],T0G8F]R9&5R+6)O='1O;3H@0FQA8VL@,BXU<'0@9&]U8FQE.R!F;VYT
M.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@=&5X="UA
M;&EG;CH@<FEG:'0G/CDT.#PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL
M93TS1"=P861D:6YG+6)O='1O;3H@,BXU<'0[('1E>'0M86QI9VXZ(&QE9G0[
M(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF
M(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN
M9RUB;W1T;VTZ(#(N-7!T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)V)O<F1E<BUB;W1T;VTZ($)L86-K(#(N-7!T(&1O
M=6)L93L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R
M:68[('1E>'0M86QI9VXZ(&QE9G0G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS
M1&YO=W)A<"!S='EL93TS1"=B;W)D97(M8F]T=&]M.B!";&%C:R`R+C5P="!D
M;W5B;&4[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF.R!T97AT+6%L:6=N.B!R:6=H="<^-#`L-C,V/"]T9#X\=&0@;F]W<F%P
M/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`R+C5P=#L@=&5X
M="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/"]T<CX-"CQT<B!S='EL93TS1"=V
M97)T:6-A;"UA;&EG;CH@8F]T=&]M.R!B86-K9W)O=6YD+6-O;&]R.B!7:&ET
M93L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G
M/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG
M;CH@:G5S=&EF>3L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL
M93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE
M/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@
M0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@
M9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C
M,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q
M,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T
M9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI
M9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4]
M,T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#
M86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D
M(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@
M;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O
M;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V
M,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG
M;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4]
M,T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV
M971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO
M=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N
M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O
M;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V
M,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG
M;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^
M)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$
M)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R
M87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N
M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N
M=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P
M.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-
M"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ
M(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
M=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R
M87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI
M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO
M=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W
M<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z
M(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\
M+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@
M<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
M=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I
M8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A
M<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P
M('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R
M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R
M87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z
M(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\
M+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@
M;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R
M:68G/B8C,38P.SPO=&0^/"]T<CX-"CQT<B!S='EL93TS1"=V97)T:6-A;"UA
M;&EG;CH@8F]T=&]M.R!B86-K9W)O=6YD+6-O;&]R.B!R9V(H,C`T+#(S."PR
M-34I.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9B<^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L
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M(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
M8F]R9&5R+6)O='1O;3H@0FQA8VL@,BXU<'0@9&]U8FQE.R!F;VYT.B`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@=&5X="UA;&EG;CH@
M;&5F="<^)#PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=B;W)D
M97(M8F]T=&]M.B!";&%C:R`R+C5P="!D;W5B;&4[(&9O;G0Z(#$P<'0@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T97AT+6%L:6=N.B!R:6=H
M="<^)B,Q-3$[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A
M9&1I;F<M8F]T=&]M.B`R+C5P=#L@=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@
M,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO
M=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P861D:6YG+6)O='1O
M;3H@,BXU<'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@
M<W1Y;&4],T0G8F]R9&5R+6)O='1O;3H@0FQA8VL@,BXU<'0@9&]U8FQE.R!F
M;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@=&5X
M="UA;&EG;CH@;&5F="<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P
M('-T>6QE/3-$)V)O<F1E<BUB;W1T;VTZ($)L86-K(#(N-7!T(&1O=6)L93L@
M9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[('1E
M>'0M86QI9VXZ(')I9VAT)SXF(S$U,3L\+W1D/CQT9"!N;W=R87`],T1N;W=R
M87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#(N-7!T.R!T97AT+6%L:6=N
M.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$
M)W!A9&1I;F<M8F]T=&]M.B`R+C5P=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(
M96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO
M=W)A<#TS1&YO=W)A<"!S='EL93TS1"=B;W)D97(M8F]T=&]M.B!";&%C:R`R
M+C5P="!D;W5B;&4[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF.R!T97AT+6%L:6=N.B!L969T)SXF(S$V,#L\+W1D/CQT9"!N
M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G8F]R9&5R+6)O='1O;3H@0FQA8VL@
M,BXU<'0@9&]U8FQE.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9CL@=&5X="UA;&EG;CH@<FEG:'0G/B8C,34Q.SPO=&0^/'1D
M(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@,BXU
M<'0[('1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#(N-7!T.R!F;VYT.B`Q
M,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T
M9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V)O<F1E<BUB
M;W1T;VTZ($)L86-K(#(N-7!T(&1O=6)L93L@9F]N=#H@,3!P="!#86QI8G)I
M+"!(96QV971I8V$L(%-A;G,M4V5R:68[('1E>'0M86QI9VXZ(&QE9G0G/B8C
M,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=B;W)D97(M
M8F]T=&]M.B!";&%C:R`R+C5P="!D;W5B;&4[(&9O;G0Z(#$P<'0@0V%L:6)R
M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T97AT+6%L:6=N.B!R:6=H="<^
M)B,Q-3$[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I
M;F<M8F]T=&]M.B`R+C5P=#L@=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P
M="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^
M/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@
M,BXU<'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y
M;&4],T0G8F]R9&5R+6)O='1O;3H@0FQA8VL@,BXU<'0@9&]U8FQE.R!F;VYT
M.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@=&5X="UA
M;&EG;CH@;&5F="<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T
M>6QE/3-$)V)O<F1E<BUB;W1T;VTZ($)L86-K(#(N-7!T(&1O=6)L93L@9F]N
M=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[('1E>'0M
M86QI9VXZ(')I9VAT)SXF(S$U,3L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@
M<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#(N-7!T.R!T97AT+6%L:6=N.B!L
M969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A
M9&1I;F<M8F]T=&]M.B`R+C5P=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV
M971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A
M<#TS1&YO=W)A<"!S='EL93TS1"=B;W)D97(M8F]T=&]M.B!";&%C:R`R+C5P
M="!D;W5B;&4[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF.R!T97AT+6%L:6=N.B!L969T)SXF(S$V,#L\+W1D/CQT9"!N;W=R
M87`],T1N;W=R87`@<W1Y;&4],T0G8F]R9&5R+6)O='1O;3H@0FQA8VL@,BXU
M<'0@9&]U8FQE.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9CL@=&5X="UA;&EG;CH@<FEG:'0G/B8C,34Q.SPO=&0^/'1D(&YO
M=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@,BXU<'0[
M('1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R
M87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#(N-7!T.R!F;VYT.B`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-
M"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V)O<F1E<BUB;W1T
M;VTZ($)L86-K(#(N-7!T(&1O=6)L93L@9F]N=#H@,3!P="!#86QI8G)I+"!(
M96QV971I8V$L(%-A;G,M4V5R:68[('1E>'0M86QI9VXZ(&QE9G0G/B8C,38P
M.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=B;W)D97(M8F]T
M=&]M.B!";&%C:R`R+C5P="!D;W5B;&4[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T97AT+6%L:6=N.B!R:6=H="<^)B,Q
M-3$[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M
M8F]T=&]M.B`R+C5P=#L@=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#
M86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D
M(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@,BXU
M<'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF
M)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4]
M,T0G8F]R9&5R+6)O='1O;3H@0FQA8VL@,BXU<'0@9&]U8FQE.R!F;VYT.B`Q
M,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@=&5X="UA;&EG
M;CH@;&5F="<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE
M/3-$)V)O<F1E<BUB;W1T;VTZ($)L86-K(#(N-7!T(&1O=6)L93L@9F]N=#H@
M,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[('1E>'0M86QI
M9VXZ(')I9VAT)SXF(S$U,3L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y
M;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#(N-7!T.R!T97AT+6%L:6=N.B!L969T
M.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^
M)B,Q-C`[/"]T9#X\+W1R/@T*/'1R('-T>6QE/3-$)W9E<G1I8V%L+6%L:6=N
M.B!B;W1T;VT[(&)A8VMG<F]U;F0M8V]L;W(Z(%=H:71E.R!F;VYT.B`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^#0H@("`@/'1D(&YO
M=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!J=7-T:69Y.R!F
M;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q
M-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P
M<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D
M/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG
M;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=T97AT+6%L:6=N.B!R:6=H=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV
M971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO
M=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@
M;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N
M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N
M=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P
M.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N
M.B!R:6=H=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R
M87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI
M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO
M=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!R:6=H=#L@9F]N
M=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P
M.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N
M.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$
M)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF
M(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
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M.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[
M/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@
M0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*
M("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@
M;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R
M:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T
M97AT+6%L:6=N.B!R:6=H=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I
M8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A
M<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W
M<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R
M87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@
M,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO
M=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!R
M:6=H=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R
M:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T
M97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P
M('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@
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M969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O
M;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V
M,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X
M="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S
M='EL93TS1"=T97AT+6%L:6=N.B!R:6=H=#L@9F]N=#H@,3!P="!#86QI8G)I
M+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A
M<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q
M,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T
M9#X\+W1R/@T*/'1R('-T>6QE/3-$)W9E<G1I8V%L+6%L:6=N.B!B;W1T;VT[
M(&)A8VMG<F]U;F0M8V]L;W(Z(')G8B@R,#0L,C,X+#(U-2D[(&9O;G0Z(#$P
M<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SX-"B`@("`\=&0@
M;F]W<F%P/3-$;F]W<F%P(&-O;'-P86X],T0S,R!S='EL93TS1"=F;VYT.B!B
M;VQD(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T97AT
M+6%L:6=N.B!J=7-T:69Y)SY,;V%N<R!R96-E:79A8FQE(&%S(&]F($1E8V5M
M8F5R(#,Q+"`R,#$R.CPO=&0^/"]T<CX-"CQT<B!S='EL93TS1"=V97)T:6-A
M;"UA;&EG;CH@8F]T=&]M.R!B86-K9W)O=6YD+6-O;&]R.B!7:&ET93L@9F]N
M=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/@T*("`@
M(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@:G5S
M=&EF>3L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R
M:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F
M;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q
M-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E
M>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A
M+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@
M<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R
M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R
M87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@
M,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO
M=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@
M("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE
M9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF
M)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X
M="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A
M+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@
M<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I
M+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A
M<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P
M/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P
M<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D
M/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG
M:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF
M)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X
M="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S
M='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T
M>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P
M<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D
M/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F
M=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G
M/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT
M.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[
M/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M
M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y
M;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P
M="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^
M/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\
M=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[
M(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF
M(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA
M;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y
M;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(
M96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS
M1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@
M0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[
M(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF
M(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA
M;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL
M93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE
M/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@
M0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@
M9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C
M,38P.SPO=&0^/"]T<CX-"CQT<B!S='EL93TS1"=V97)T:6-A;"UA;&EG;CH@
M8F]T=&]M.R!B86-K9W)O=6YD+6-O;&]R.B!R9V(H,C`T+#(S."PR-34I.R!F
M;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^#0H@
M("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L
M969T.R!P861D:6YG+6)O='1O;3H@,BXU<'0[(&9O;G0Z(#$P<'0@0V%L:6)R
M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SY%;F1I;F<@8F%L86YC92`F(S$U
M,#L@=&]T86P\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D
M9&EN9RUB;W1T;VTZ(#(N-7!T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P
M/3-$;F]W<F%P('-T>6QE/3-$)V)O<F1E<BUB;W1T;VTZ($)L86-K(#(N-7!T
M(&1O=6)L93L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68[('1E>'0M86QI9VXZ(&QE9G0G/B0\+W1D/CQT9"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G8F]R9&5R+6)O='1O;3H@0FQA8VL@,BXU<'0@9&]U
M8FQE.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9CL@=&5X="UA;&EG;CH@<FEG:'0G/C$W,"PW-#$\+W1D/CQT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#(N-7!T.R!T97AT
M+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T
M>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`R+C5P=#L@9F]N=#H@,3!P="!#86QI
M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@
M/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=B;W)D97(M8F]T=&]M.B!"
M;&%C:R`R+C5P="!D;W5B;&4[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF.R!T97AT+6%L:6=N.B!L969T)SXF(S$V,#L\+W1D
M/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G8F]R9&5R+6)O='1O;3H@
M0FQA8VL@,BXU<'0@9&]U8FQE.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9CL@=&5X="UA;&EG;CH@<FEG:'0G/C(Q."PQ,#@\
M+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T
M;VTZ(#(N-7!T.R!T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W
M<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`R+C5P=#L@
M9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C
M,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=B
M;W)D97(M8F]T=&]M.B!";&%C:R`R+C5P="!D;W5B;&4[(&9O;G0Z(#$P<'0@
M0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T97AT+6%L:6=N.B!L
M969T)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
M8F]R9&5R+6)O='1O;3H@0FQA8VL@,BXU<'0@9&]U8FQE.R!F;VYT.B`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@=&5X="UA;&EG;CH@
M<FEG:'0G/C@Q.2PT,SD\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4]
M,T0G<&%D9&EN9RUB;W1T;VTZ(#(N-7!T.R!T97AT+6%L:6=N.B!L969T.R!F
M;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q
M-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M
M8F]T=&]M.B`R+C5P=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO
M=W)A<"!S='EL93TS1"=B;W)D97(M8F]T=&]M.B!";&%C:R`R+C5P="!D;W5B
M;&4[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF
M.R!T97AT+6%L:6=N.B!L969T)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G8F]R9&5R+6)O='1O;3H@0FQA8VL@,BXU<'0@9&]U
M8FQE.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9CL@=&5X="UA;&EG;CH@<FEG:'0G/C(P,"PX.#`\+W1D/CQT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#(N-7!T.R!T97AT
M+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T
M>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`R+C5P=#L@9F]N=#H@,3!P="!#86QI
M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@
M/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=B;W)D97(M8F]T=&]M.B!"
M;&%C:R`R+C5P="!D;W5B;&4[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF.R!T97AT+6%L:6=N.B!L969T)SXF(S$V,#L\+W1D
M/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G8F]R9&5R+6)O='1O;3H@
M0FQA8VL@,BXU<'0@9&]U8FQE.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9CL@=&5X="UA;&EG;CH@<FEG:'0G/C8R-RPY-#`\
M+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T
M;VTZ(#(N-7!T.R!T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W
M<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`R+C5P=#L@
M9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C
M,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=B
M;W)D97(M8F]T=&]M.B!";&%C:R`R+C5P="!D;W5B;&4[(&9O;G0Z(#$P<'0@
M0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T97AT+6%L:6=N.B!L
M969T)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
M8F]R9&5R+6)O='1O;3H@0FQA8VL@,BXU<'0@9&]U8FQE.R!F;VYT.B`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@=&5X="UA;&EG;CH@
M<FEG:'0G/C4U+#<Q,3PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=P861D:6YG+6)O='1O;3H@,BXU<'0[('1E>'0M86QI9VXZ(&QE9G0[(&9O
M;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V
M,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB
M;W1T;VTZ(#(N-7!T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)V)O<F1E<BUB;W1T;VTZ($)L86-K(#(N-7!T(&1O=6)L
M93L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[
M('1E>'0M86QI9VXZ(&QE9G0G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO
M=W)A<"!S='EL93TS1"=B;W)D97(M8F]T=&]M.B!";&%C:R`R+C5P="!D;W5B
M;&4[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF
M.R!T97AT+6%L:6=N.B!R:6=H="<^)B,Q-3$[/"]T9#X\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`R+C5P=#L@=&5X="UA
M;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL
M93TS1"=P861D:6YG+6)O='1O;3H@,BXU<'0[(&9O;G0Z(#$P<'0@0V%L:6)R
M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G8F]R9&5R+6)O='1O;3H@0FQA
M8VL@,BXU<'0@9&]U8FQE.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9CL@=&5X="UA;&EG;CH@;&5F="<^)B,Q-C`[/"]T9#X\
M=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V)O<F1E<BUB;W1T;VTZ($)L
M86-K(#(N-7!T(&1O=6)L93L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I
M8V$L(%-A;G,M4V5R:68[('1E>'0M86QI9VXZ(')I9VAT)SXR+#`Y,BPX,3D\
M+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T
M;VTZ(#(N-7!T.R!T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\+W1R/@T*
M/'1R('-T>6QE/3-$)W9E<G1I8V%L+6%L:6=N.B!B;W1T;VT[(&)A8VMG<F]U
M;F0M8V]L;W(Z(%=H:71E.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9B<^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL
M93TS1"=T97AT+6%L:6=N.B!J=7-T:69Y.R!F;VYT.B`Q,'!T($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P
M/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P
M="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^
M/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!R:6=H
M=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G
M/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT
M+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T
M>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y
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M.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^
M)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z
M(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\
M+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA
M;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL
M93TS1"=T97AT+6%L:6=N.B!R:6=H=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(
M96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS
M1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\
M=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R
M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@
M9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C
M,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L
M:6=N.B!R:6=H=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL
M93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A
M+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#
M86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D
M(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!R:6=H=#L@
M9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C
M,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L
M:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE
M/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF
M)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4]
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M;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q
M-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P
M<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D
M/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG
M;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=T97AT+6%L:6=N.B!R:6=H=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV
M971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO
M=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@
M;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N
M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N
M=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P
M.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N
M.B!R:6=H=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\+W1R/@T*/'1R('-T>6QE
M/3-$)W9E<G1I8V%L+6%L:6=N.B!B;W1T;VT[(&)A8VMG<F]U;F0M8V]L;W(Z
M(')G8B@R,#0L,C,X+#(U-2D[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF)SX-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P(&-O
M;'-P86X],T0S,R!S='EL93TS1"=F;VYT.B!B;VQD(#$P<'0@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T97AT+6%L:6=N.B!J=7-T:69Y)SY%
M;F1I;F<@8F%L86YC97,@87,@;V8@1&5C96UB97(@,S$L(#(P,3(Z($QO86YS
M/"]T9#X\+W1R/@T*/'1R('-T>6QE/3-$)W9E<G1I8V%L+6%L:6=N.B!B;W1T
M;VT[(&)A8VMG<F]U;F0M8V]L;W(Z(%=H:71E.R!F;VYT.B`Q,'!T($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^#0H@("`@/'1D(&YO=W)A<#TS
M1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!J=7-T:69Y.R!F;VYT.B`Q
M,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T
M9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@
M(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F
M=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G
M/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT
M+6%L:6=N.B!R:6=H=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S
M='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P
M/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P
M="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^
M/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!R:6=H
M=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G
M/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT
M+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T
M>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y
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M.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^
M)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z
M(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\
M+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA
M;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL
M93TS1"=T97AT+6%L:6=N.B!R:6=H=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(
M96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS
M1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\
M=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R
M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@
M9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C
M,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L
M:6=N.B!R:6=H=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL
M93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A
M+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#
M86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D
M(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!R:6=H=#L@
M9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C
M,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L
M:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE
M/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF
M)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4]
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M;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q
M-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P
M<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D
M/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG
M;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=T97AT+6%L:6=N.B!R:6=H=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV
M971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO
M=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\+W1R
M/@T*/'1R('-T>6QE/3-$)W9E<G1I8V%L+6%L:6=N.B!B;W1T;VT[(&)A8VMG
M<F]U;F0M8V]L;W(Z(')G8B@R,#0L,C,X+#(U-2D[(&9O;G0Z(#$P<'0@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SX-"B`@("`\=&0@;F]W<F%P
M/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[('!A9&1I;F<M
M8F]T=&]M.B`R+C5P=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68G/DEN9&EV:61U86QL>2!E=F%L=6%T960@9F]R(&EM<&%I
M<FUE;G0\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN
M9RUB;W1T;VTZ(#(N-7!T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)V)O<F1E<BUB;W1T;VTZ($)L86-K(#(N-7!T(&1O
M=6)L93L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R
M:68[('1E>'0M86QI9VXZ(&QE9G0G/B0\+W1D/CQT9"!N;W=R87`],T1N;W=R
M87`@<W1Y;&4],T0G8F]R9&5R+6)O='1O;3H@0FQA8VL@,BXU<'0@9&]U8FQE
M.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@
M=&5X="UA;&EG;CH@<FEG:'0G/B8C,34Q.SPO=&0^/'1D(&YO=W)A<#TS1&YO
M=W)A<"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@,BXU<'0[('1E>'0M86QI
M9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4]
M,T0G<&%D9&EN9RUB;W1T;VTZ(#(N-7!T.R!F;VYT.B`Q,'!T($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@
M;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V)O<F1E<BUB;W1T;VTZ($)L86-K
M(#(N-7!T(&1O=6)L93L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68[('1E>'0M86QI9VXZ(&QE9G0G/B8C,38P.SPO=&0^/'1D
M(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=B;W)D97(M8F]T=&]M.B!";&%C
M:R`R+C5P="!D;W5B;&4[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A
M+"!386YS+5-E<FEF.R!T97AT+6%L:6=N.B!R:6=H="<^-"PR-S8\+W1D/CQT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#(N
M-7!T.R!T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`R+C5P=#L@9F]N=#H@
M,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO
M=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=B;W)D97(M
M8F]T=&]M.B!";&%C:R`R+C5P="!D;W5B;&4[(&9O;G0Z(#$P<'0@0V%L:6)R
M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T97AT+6%L:6=N.B!L969T)SXF
M(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G8F]R9&5R
M+6)O='1O;3H@0FQA8VL@,BXU<'0@9&]U8FQE.R!F;VYT.B`Q,'!T($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@=&5X="UA;&EG;CH@<FEG:'0G
M/C$L-S`U/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I
M;F<M8F]T=&]M.B`R+C5P=#L@=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P
M="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^
M/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@
M,BXU<'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y
M;&4],T0G8F]R9&5R+6)O='1O;3H@0FQA8VL@,BXU<'0@9&]U8FQE.R!F;VYT
M.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@=&5X="UA
M;&EG;CH@;&5F="<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T
M>6QE/3-$)V)O<F1E<BUB;W1T;VTZ($)L86-K(#(N-7!T(&1O=6)L93L@9F]N
M=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[('1E>'0M
M86QI9VXZ(')I9VAT)SXF(S$U,3L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@
M<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#(N-7!T.R!T97AT+6%L:6=N.B!L
M969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A
M9&1I;F<M8F]T=&]M.B`R+C5P=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV
M971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A
M<#TS1&YO=W)A<"!S='EL93TS1"=B;W)D97(M8F]T=&]M.B!";&%C:R`R+C5P
M="!D;W5B;&4[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF.R!T97AT+6%L:6=N.B!L969T)SXF(S$V,#L\+W1D/CQT9"!N;W=R
M87`],T1N;W=R87`@<W1Y;&4],T0G8F]R9&5R+6)O='1O;3H@0FQA8VL@,BXU
M<'0@9&]U8FQE.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9CL@=&5X="UA;&EG;CH@<FEG:'0G/C$U+#`T,#PO=&0^/'1D(&YO
M=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@,BXU<'0[
M('1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R
M87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#(N-7!T.R!F;VYT.B`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-
M"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V)O<F1E<BUB;W1T
M;VTZ($)L86-K(#(N-7!T(&1O=6)L93L@9F]N=#H@,3!P="!#86QI8G)I+"!(
M96QV971I8V$L(%-A;G,M4V5R:68[('1E>'0M86QI9VXZ(&QE9G0G/B8C,38P
M.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=B;W)D97(M8F]T
M=&]M.B!";&%C:R`R+C5P="!D;W5B;&4[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T97AT+6%L:6=N.B!R:6=H="<^)B,Q
M-3$[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M
M8F]T=&]M.B`R+C5P=#L@=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#
M86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D
M(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@,BXU
M<'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF
M)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4]
M,T0G8F]R9&5R+6)O='1O;3H@0FQA8VL@,BXU<'0@9&]U8FQE.R!F;VYT.B`Q
M,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@=&5X="UA;&EG
M;CH@;&5F="<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE
M/3-$)V)O<F1E<BUB;W1T;VTZ($)L86-K(#(N-7!T(&1O=6)L93L@9F]N=#H@
M,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[('1E>'0M86QI
M9VXZ(')I9VAT)SXF(S$U,3L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y
M;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#(N-7!T.R!T97AT+6%L:6=N.B!L969T
M.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^
M)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I
M;F<M8F]T=&]M.B`R+C5P=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I
M8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS
M1&YO=W)A<"!S='EL93TS1"=B;W)D97(M8F]T=&]M.B!";&%C:R`R+C5P="!D
M;W5B;&4[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF.R!T97AT+6%L:6=N.B!L969T)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G8F]R9&5R+6)O='1O;3H@0FQA8VL@,BXU<'0@
M9&]U8FQE.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9CL@=&5X="UA;&EG;CH@<FEG:'0G/C(Q+#`R,3PO=&0^/'1D(&YO=W)A
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M)SX-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI
M9VXZ(&IU<W1I9GD[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y
M;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R
M:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL
M93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\
M=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[
M(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF
M(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@
M,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO
M=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L
M:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE
M/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@
M0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I
M+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D
M(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F
M;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q
M-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI
M9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE
M/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO
M=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@
M;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F
M;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q
M-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI
M9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4]
M,T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G
M/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@
M;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O
M;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V
M,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P
M="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^
M#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N
M.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$
M)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N
M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(
M96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO
M=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT
M.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[
M/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ
M(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$
M)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R
M87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A
M<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W
M<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT
M.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[
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M:68G/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA
M;&EG;CH@;&5F=#L@<&%D9&EN9RUB;W1T;VTZ(#(N-7!T.R!F;VYT.B`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^0V]L;&5C=&EV96QY
M(&5V86QU871E9"!F;W(@:6UP86ER;65N=#PO=&0^/'1D(&YO=W)A<#TS1&YO
M=W)A<"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@,BXU<'0[(&9O;G0Z(#$P
M<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D
M/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G8F]R9&5R+6)O
M='1O;3H@0FQA8VL@,BXU<'0@9&]U8FQE.R!F;VYT.B`Q,'!T($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9CL@=&5X="UA;&EG;CH@;&5F="<^)#PO
M=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=B;W)D97(M8F]T=&]M
M.B!";&%C:R`R+C5P="!D;W5B;&4[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF.R!T97AT+6%L:6=N.B!R:6=H="<^,3<P+#<T
M,3PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P861D:6YG+6)O
M='1O;3H@,BXU<'0[('1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N
M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#(N-7!T
M.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^
M)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$
M)V)O<F1E<BUB;W1T;VTZ($)L86-K(#(N-7!T(&1O=6)L93L@9F]N=#H@,3!P
M="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[('1E>'0M86QI9VXZ
M(&QE9G0G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=B;W)D97(M8F]T=&]M.B!";&%C:R`R+C5P="!D;W5B;&4[(&9O;G0Z(#$P
M<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T97AT+6%L:6=N
M.B!R:6=H="<^,C$S+#@S,CPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL
M93TS1"=P861D:6YG+6)O='1O;3H@,BXU<'0[('1E>'0M86QI9VXZ(&QE9G0[
M(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF
M(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN
M9RUB;W1T;VTZ(#(N-7!T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)V)O<F1E<BUB;W1T;VTZ($)L86-K(#(N-7!T(&1O
M=6)L93L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R
M:68[('1E>'0M86QI9VXZ(&QE9G0G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS
M1&YO=W)A<"!S='EL93TS1"=B;W)D97(M8F]T=&]M.B!";&%C:R`R+C5P="!D
M;W5B;&4[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF.R!T97AT+6%L:6=N.B!R:6=H="<^.#$W+#<S-#PO=&0^/'1D(&YO=W)A
M<#TS1&YO=W)A<"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@,BXU<'0[('1E
M>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A
M+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@
M<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#(N-7!T.R!F;VYT.B`Q,'!T($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@
M("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V)O<F1E<BUB;W1T;VTZ
M($)L86-K(#(N-7!T(&1O=6)L93L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV
M971I8V$L(%-A;G,M4V5R:68[('1E>'0M86QI9VXZ(&QE9G0G/B8C,38P.SPO
M=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=B;W)D97(M8F]T=&]M
M.B!";&%C:R`R+C5P="!D;W5B;&4[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF.R!T97AT+6%L:6=N.B!R:6=H="<^,C`P+#@X
M,#PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P861D:6YG+6)O
M='1O;3H@,BXU<'0[('1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N
M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#(N-7!T
M.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^
M)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$
M)V)O<F1E<BUB;W1T;VTZ($)L86-K(#(N-7!T(&1O=6)L93L@9F]N=#H@,3!P
M="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[('1E>'0M86QI9VXZ
M(&QE9G0G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=B;W)D97(M8F]T=&]M.B!";&%C:R`R+C5P="!D;W5B;&4[(&9O;G0Z(#$P
M<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T97AT+6%L:6=N
M.B!R:6=H="<^-C$R+#DP,#PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL
M93TS1"=P861D:6YG+6)O='1O;3H@,BXU<'0[('1E>'0M86QI9VXZ(&QE9G0[
M(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF
M(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN
M9RUB;W1T;VTZ(#(N-7!T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)V)O<F1E<BUB;W1T;VTZ($)L86-K(#(N-7!T(&1O
M=6)L93L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R
M:68[('1E>'0M86QI9VXZ(&QE9G0G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS
M1&YO=W)A<"!S='EL93TS1"=B;W)D97(M8F]T=&]M.B!";&%C:R`R+C5P="!D
M;W5B;&4[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF.R!T97AT+6%L:6=N.B!R:6=H="<^-34L-S$Q/"]T9#X\=&0@;F]W<F%P
M/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`R+C5P=#L@=&5X
M="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S
M='EL93TS1"=P861D:6YG+6)O='1O;3H@,BXU<'0[(&9O;G0Z(#$P<'0@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@
M(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G8F]R9&5R+6)O='1O;3H@
M0FQA8VL@,BXU<'0@9&]U8FQE.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9CL@=&5X="UA;&EG;CH@;&5F="<^)B,Q-C`[/"]T
M9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V)O<F1E<BUB;W1T;VTZ
M($)L86-K(#(N-7!T(&1O=6)L93L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV
M971I8V$L(%-A;G,M4V5R:68[('1E>'0M86QI9VXZ(')I9VAT)SXF(S$U,3L\
M+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T
M;VTZ(#(N-7!T.R!T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W
M<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`R+C5P=#L@
M9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C
M,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=B
M;W)D97(M8F]T=&]M.B!";&%C:R`R+C5P="!D;W5B;&4[(&9O;G0Z(#$P<'0@
M0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T97AT+6%L:6=N.B!L
M969T)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
M8F]R9&5R+6)O='1O;3H@0FQA8VL@,BXU<'0@9&]U8FQE.R!F;VYT.B`Q,'!T
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M0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SX-"B`@("`\=&0@;F]W
M<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&IU<W1I9GD[(&9O
M;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V
M,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P
M="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^
M#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N
M.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$
M)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N
M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(
M96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO
M=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT
M.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[
M/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ
M(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$
M)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R
M87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A
M<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W
M<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT
M.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[
M/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ
M(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
M9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C
M,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T
M97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P
M('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W
M<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z
M(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\
M+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#
M86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@
M("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L
M969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E
M>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P
M('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R
M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R
M87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV
M971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A
M<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q
M,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T
M9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I
M9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E
M>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A
M+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@
M<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S
M='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P
M/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q
M,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T
M9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE
M9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF
M)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N
M=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P
M.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT
M+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T
M>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P
M/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P
M<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D
M/CPO='(^#0H\='(@<W1Y;&4],T0G=F5R=&EC86PM86QI9VXZ(&)O='1O;3L@
M8F%C:V=R;W5N9"UC;VQO<CH@<F=B*#(P-"PR,S@L,C4U*3L@9F]N=#H@,3!P
M="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/@T*("`@(#QT9"!N
M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@<&%D
M9&EN9RUB;W1T;VTZ(#(N-7!T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9B<^3&]A;G,@86-Q=6ER960@=VET:"!D971E<FEO
M<F%T960@8W)E9&ET('%U86QI='D\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@
M<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#(N-7!T.R!F;VYT.B`Q,'!T($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@
M("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V)O<F1E<BUB;W1T;VTZ
M($)L86-K(#(N-7!T(&1O=6)L93L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV
M971I8V$L(%-A;G,M4V5R:68[('1E>'0M86QI9VXZ(&QE9G0G/B0\+W1D/CQT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G8F]R9&5R+6)O='1O;3H@0FQA
M8VL@,BXU<'0@9&]U8FQE.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9CL@=&5X="UA;&EG;CH@<FEG:'0G/B8C,34Q.SPO=&0^
M/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@
M,BXU<'0[('1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#(N-7!T.R!F;VYT
M.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[
M/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V)O<F1E
M<BUB;W1T;VTZ($)L86-K(#(N-7!T(&1O=6)L93L@9F]N=#H@,3!P="!#86QI
M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[('1E>'0M86QI9VXZ(&QE9G0G
M/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=B;W)D
M97(M8F]T=&]M.B!";&%C:R`R+C5P="!D;W5B;&4[(&9O;G0Z(#$P<'0@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T97AT+6%L:6=N.B!R:6=H
M="<^)B,Q-3$[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A
M9&1I;F<M8F]T=&]M.B`R+C5P=#L@=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@
M,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO
M=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P861D:6YG+6)O='1O
M;3H@,BXU<'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@
M<W1Y;&4],T0G8F]R9&5R+6)O='1O;3H@0FQA8VL@,BXU<'0@9&]U8FQE.R!F
M;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@=&5X
M="UA;&EG;CH@;&5F="<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P
M('-T>6QE/3-$)V)O<F1E<BUB;W1T;VTZ($)L86-K(#(N-7!T(&1O=6)L93L@
M9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[('1E
M>'0M86QI9VXZ(')I9VAT)SXF(S$U,3L\+W1D/CQT9"!N;W=R87`],T1N;W=R
M87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#(N-7!T.R!T97AT+6%L:6=N
M.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$
M)W!A9&1I;F<M8F]T=&]M.B`R+C5P=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(
M96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO
M=W)A<#TS1&YO=W)A<"!S='EL93TS1"=B;W)D97(M8F]T=&]M.B!";&%C:R`R
M+C5P="!D;W5B;&4[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF.R!T97AT+6%L:6=N.B!L969T)SXF(S$V,#L\+W1D/CQT9"!N
M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G8F]R9&5R+6)O='1O;3H@0FQA8VL@
M,BXU<'0@9&]U8FQE.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9CL@=&5X="UA;&EG;CH@<FEG:'0G/B8C,34Q.SPO=&0^/'1D
M(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@,BXU
M<'0[('1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#(N-7!T.R!F;VYT.B`Q
M,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T
M9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V)O<F1E<BUB
M;W1T;VTZ($)L86-K(#(N-7!T(&1O=6)L93L@9F]N=#H@,3!P="!#86QI8G)I
M+"!(96QV971I8V$L(%-A;G,M4V5R:68[('1E>'0M86QI9VXZ(&QE9G0G/B8C
M,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=B;W)D97(M
M8F]T=&]M.B!";&%C:R`R+C5P="!D;W5B;&4[(&9O;G0Z(#$P<'0@0V%L:6)R
M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T97AT+6%L:6=N.B!R:6=H="<^
M)B,Q-3$[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I
M;F<M8F]T=&]M.B`R+C5P=#L@=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P
M="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^
M/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@
M,BXU<'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y
M;&4],T0G8F]R9&5R+6)O='1O;3H@0FQA8VL@,BXU<'0@9&]U8FQE.R!F;VYT
M.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@=&5X="UA
M;&EG;CH@;&5F="<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T
M>6QE/3-$)V)O<F1E<BUB;W1T;VTZ($)L86-K(#(N-7!T(&1O=6)L93L@9F]N
M=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[('1E>'0M
M86QI9VXZ(')I9VAT)SXF(S$U,3L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@
M<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#(N-7!T.R!T97AT+6%L:6=N.B!L
M969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A
M9&1I;F<M8F]T=&]M.B`R+C5P=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV
M971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A
M<#TS1&YO=W)A<"!S='EL93TS1"=B;W)D97(M8F]T=&]M.B!";&%C:R`R+C5P
M="!D;W5B;&4[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF.R!T97AT+6%L:6=N.B!L969T)SXF(S$V,#L\+W1D/CQT9"!N;W=R
M87`],T1N;W=R87`@<W1Y;&4],T0G8F]R9&5R+6)O='1O;3H@0FQA8VL@,BXU
M<'0@9&]U8FQE.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9CL@=&5X="UA;&EG;CH@<FEG:'0G/B8C,34Q.SPO=&0^/'1D(&YO
M=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@,BXU<'0[
M('1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R
M87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#(N-7!T.R!F;VYT.B`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-
M"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V)O<F1E<BUB;W1T
M;VTZ($)L86-K(#(N-7!T(&1O=6)L93L@9F]N=#H@,3!P="!#86QI8G)I+"!(
M96QV971I8V$L(%-A;G,M4V5R:68[('1E>'0M86QI9VXZ(&QE9G0G/B8C,38P
M.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=B;W)D97(M8F]T
M=&]M.B!";&%C:R`R+C5P="!D;W5B;&4[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T97AT+6%L:6=N.B!R:6=H="<^)B,Q
M-3$[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M
M8F]T=&]M.B`R+C5P=#L@=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#
M86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/"]T
M<CX-"CPO=&%B;&4^#0H-"CQP('-T>6QE/3-$)V9O;G0Z(#$P<'0O,3`N,#5P
M="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[(&UA<F=I;CH@,#L@
M=&5X="UA;&EG;CH@:G5S=&EF>3L@=&5X="UI;F1E;G0Z(#`N,C5I;B<^)B,Q
M-C`[/"]P/@T*#0H-"@T*#0H-"CQP('-T>6QE/3-$)V9O;G0Z(#$P<'0O;F]R
M;6%L($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@;6%R9VEN.B`P
M.R!T97AT+6%L:6=N.B!L969T)SY4:&4@9F]L;&]W:6YG('1A8FQE('!R97-E
M;G1S('1H92!A8W1I=FET>0T*:6X@=&AE(&%L;&]W86YC92!F;W(@;&]A;B!L
M;W-S97,@9F]R(&YO;BUC;W9E<F5D(&QO86YS(&9O<B!T:&4@>65A<B!E;F1E
M9"!$96-E;6)E<B`S,2P@,C`Q,2X\+W`^#0H-"CQP('-T>6QE/3-$)V9O;G0Z
M(#$P<'0O,3`N,#5P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[
M(&UA<F=I;CH@,#L@=&5X="UA;&EG;CH@:G5S=&EF>3L@=&5X="UI;F1E;G0Z
M(#`N,C5I;B<^)B,Q-C`[/"]P/@T*#0H\=&%B;&4@8V5L;'!A9&1I;F<],T0P
M(&-E;&QS<&%C:6YG/3-$,"!S='EL93TS1"=B;W)D97(M8V]L;&%P<V4Z(&-O
M;&QA<'-E.R!W:61T:#H@,3`P)3L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV
M971I8V$L(%-A;G,M4V5R:68G/@T*/'1R('-T>6QE/3-$)W9E<G1I8V%L+6%L
M:6=N.B!B;W1T;VT[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF)SX-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$
M)V9O;G0Z(&ET86QI8R`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9CL@=&5X="UA;&EG;CH@:G5S=&EF>2<^*"0@:6X@=&AO=7-A;F1S*3PO
M=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P861D:6YG+6)O='1O
M;3H@,7!T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@8V]L<W!A;CTS1#(@;F]W<F%P
M/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&-E;G1E<CL@8F]R9&5R
M+6)O='1O;3H@0FQA8VL@,7!T('-O;&ED.R!F;VYT.B`Q,'!T($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9B<^0V]M;65R8VEA;"P@/&)R("\^#0I&
M:6YA;F-I86PL(&%N9"`\8G(@+SX-"D%G<FEC=6QT=7)A;#PO=&0^/'1D(&YO
M=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@,7!T.R!F
M;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q
M-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M
M8F]T=&]M.B`Q<'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!C;VQS<&%N/3-$,B!N
M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@8V5N=&5R.R!B
M;W)D97(M8F]T=&]M.B!";&%C:R`Q<'0@<V]L:60[(&9O;G0Z(#$P<'0@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SY296%L($5S=&%T92`F(S$U
M,#L@/&)R("\^#0I#;VYS=')U8W1I;VXL(#QB<B`O/@T*3&%N9"`\8G(@+SX-
M"D1E=F5L;W!M96YT+"`F(S,X.R`\8G(@+SX-"D]T:&5R($QA;F0@/&)R("\^
M#0I,;V%N<SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P861D
M:6YG+6)O='1O;3H@,7!T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P
M('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`Q<'0[(&9O;G0Z(#$P<'0@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@
M(#QT9"!C;VQS<&%N/3-$,B!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X
M="UA;&EG;CH@8V5N=&5R.R!B;W)D97(M8F]T=&]M.B!";&%C:R`Q<'0@<V]L
M:60[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF
M)SY296%L($5S=&%T92`F(S$U,#L@/&)R("\^#0I297-I9&5N=&EA;"P@/&)R
M("\^#0I&87)M;&%N9"P@/&)R("\^#0IA;F0@375L=&DM/&)R("\^#0IF86UI
M;'D\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB
M;W1T;VTZ(#%P=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL
M93TS1"=P861D:6YG+6)O='1O;3H@,7!T.R!F;VYT.B`Q,'!T($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@
M8V]L<W!A;CTS1#(@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI
M9VXZ(&-E;G1E<CL@8F]R9&5R+6)O='1O;3H@0FQA8VL@,7!T('-O;&ED.R!F
M;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^4F5A
M;#QB<B`O/@T*($5S=&%T92`F(S$U,#L@/&)R("\^#0I(;VUE(#QB<B`O/@T*
M17%U:71Y/&)R("\^#0H@3&EN97,@;V8@/&)R("\^#0I#<F5D:70\+W1D/CQT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#%P
M=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G
M/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P861D
M:6YG+6)O='1O;3H@,7!T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@8V]L<W!A;CTS
M1#(@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&-E;G1E
M<CL@8F]R9&5R+6)O='1O;3H@0FQA8VL@,7!T('-O;&ED.R!F;VYT.B`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^4F5A;"!%<W1A=&4@
M)B,Q-3`[/&)R("\^#0H@0V]M;65R8VEA;"`\8G(@+SX-"F%N9"!/=&AE<CPO
M=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P861D:6YG+6)O='1O
M;3H@,7!T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$
M)W!A9&1I;F<M8F]T=&]M.B`Q<'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!C;VQS
M<&%N/3-$,B!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@
M8V5N=&5R.R!B;W)D97(M8F]T=&]M.B!";&%C:R`Q<'0@<V]L:60[(&9O;G0Z
M(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SY#;VYS=6UE
M<CPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P861D:6YG+6)O
M='1O;3H@,7!T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE
M/3-$)W!A9&1I;F<M8F]T=&]M.B`Q<'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!C
M;VQS<&%N/3-$,B!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG
M;CH@8V5N=&5R.R!B;W)D97(M8F]T=&]M.B!";&%C:R`Q<'0@<V]L:60[(&9O
M;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SY5;F%L
M;&\M/&)R("\^#0IC871E9#PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL
M93TS1"=P861D:6YG+6)O='1O;3H@,7!T.R!F;VYT.B`Q,'!T($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P
M/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`Q<'0[(&9O;G0Z
M(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\
M+W1D/@T*("`@(#QT9"!C;VQS<&%N/3-$,B!N;W=R87`],T1N;W=R87`@<W1Y
M;&4],T0G=&5X="UA;&EG;CH@8V5N=&5R.R!B;W)D97(M8F]T=&]M.B!";&%C
M:R`Q<'0@<V]L:60[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF)SY4;W1A;#PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL
M93TS1"=P861D:6YG+6)O='1O;3H@,7!T.R!F;VYT.B`Q,'!T($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\+W1R/@T*/'1R
M('-T>6QE/3-$)W9E<G1I8V%L+6%L:6=N.B!B;W1T;VT[(&9O;G0Z(#$P<'0@
M0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SX-"B`@("`\=&0@;F]W
M<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&IU<W1I9GD[(&9O
M;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V
M,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P
M="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^
M#0H@("`@/'1D(&-O;'-P86X],T0R(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=T97AT+6%L:6=N.B!R:6=H=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV
M971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO
M=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T
M>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!C;VQS<&%N/3-$,B!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P
M<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D
M/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI
M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO
M=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@8V]L
M<W!A;CTS1#(@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ
M(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$
M)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF
M(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@
M,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO
M=&0^#0H@("`@/'1D(&-O;'-P86X],T0R(&YO=W)A<#TS1&YO=W)A<"!S='EL
M93TS1"=T97AT+6%L:6=N.B!R:6=H=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(
M96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS
M1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P
M('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!C;VQS<&%N/3-$,B!N;W=R
M87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z
M(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\
M+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#
M86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D
M(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@
M8V]L<W!A;CTS1#(@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI
M9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE
M/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF
M)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N
M=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P
M.SPO=&0^#0H@("`@/'1D(&-O;'-P86X],T0R(&YO=W)A<#TS1&YO=W)A<"!S
M='EL93TS1"=T97AT+6%L:6=N.B!R:6=H=#L@9F]N=#H@,3!P="!#86QI8G)I
M+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A
M<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!C;VQS<&%N/3-$,B!N
M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O
M;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V
M,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P
M="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^
M/"]T<CX-"CQT<B!S='EL93TS1"=V97)T:6-A;"UA;&EG;CH@8F]T=&]M.R!B
M86-K9W)O=6YD+6-O;&]R.B!R9V(H,C`T+#(S."PR-34I.R!F;VYT.B`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^#0H@("`@/'1D(&-O
M;'-P86X],T0S,R!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@8F]L
M9"`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@=&5X="UD
M96-O<F%T:6]N.B!U;F1E<FQI;F4[('1E>'0M86QI9VXZ(&IU<W1I9GDG/D%S
M(&]F(&%N9"!F;W(@=&AE('EE87(@96YD960@1&5C96UB97(@,S$L(#(P,3$\
M+W1D/CPO='(^#0H\='(@<W1Y;&4],T0G=F5R=&EC86PM86QI9VXZ(&)O='1O
M;3L@8F%C:V=R;W5N9"UC;VQO<CH@5VAI=&4[(&9O;G0Z(#$P<'0@0V%L:6)R
M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SX-"B`@("`\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&IU<W1I9GD[(&9O;G0Z(#$P
M<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D
M/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI
M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@
M/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T
M.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^
M)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M
M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T
M>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I
M8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS
M1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\
M=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT
M.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^
M)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M
M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y
M;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R
M:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL
M93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\
M=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[
M(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF
M(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@
M,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO
M=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L
M:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE
M/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@
M0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I
M+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D
M(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F
M;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q
M-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI
M9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE
M/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO
M=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@
M;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F
M;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q
M-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI
M9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4]
M,T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G
M/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@
M;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O
M;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V
M,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P
M="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^
M#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N
M.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$
M)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CPO='(^
M#0H\='(@<W1Y;&4],T0G=F5R=&EC86PM86QI9VXZ(&)O='1O;3L@8F%C:V=R
M;W5N9"UC;VQO<CH@<F=B*#(P-"PR,S@L,C4U*3L@9F]N=#H@,3!P="!#86QI
M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/@T*("`@(#QT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G=VED=&@Z(#(P)3L@=&5X="UA;&EG;CH@;&5F
M=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G
M/D)E9VEN;FEN9R!B86QA;F-E/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T
M>6QE/3-$)W=I9'1H.B`Q)3L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I
M8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS
M1&YO=W)A<"!S='EL93TS1"=W:61T:#H@,24[('1E>'0M86QI9VXZ(&QE9G0[
M(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXD
M/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W=I9'1H.B`W)3L@
M=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF)SXT+#<S,3PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A
M<"!S='EL93TS1"=W:61T:#H@,24[('1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z
M(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\
M+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=VED=&@Z(#$E.R!F
M;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q
M-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W=I
M9'1H.B`Q)3L@=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I
M+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A
M<#TS1&YO=W)A<"!S='EL93TS1"=W:61T:#H@-R4[('1E>'0M86QI9VXZ(')I
M9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9B<^,3(L-3(P/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W=I
M9'1H.B`Q)3L@=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I
M+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A
M<#TS1&YO=W)A<"!S='EL93TS1"=W:61T:#H@,24[(&9O;G0Z(#$P<'0@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@
M(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=VED=&@Z(#$E.R!T97AT
M+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T
M>6QE/3-$)W=I9'1H.B`W)3L@=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P
M<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXQ,2PR.#,\+W1D
M/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=VED=&@Z(#$E.R!T97AT
M+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T
M>6QE/3-$)W=I9'1H.B`Q)3L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I
M8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS
M1&YO=W)A<"!S='EL93TS1"=W:61T:#H@,24[('1E>'0M86QI9VXZ(&QE9G0[
M(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF
M(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=VED=&@Z
M(#<E.R!T97AT+6%L:6=N.B!R:6=H=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(
M96QV971I8V$L(%-A;G,M4V5R:68G/C,L-C,T/"]T9#X\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)W=I9'1H.B`Q)3L@=&5X="UA;&EG;CH@;&5F=#L@
M9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C
M,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=W:61T:#H@
M,24[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF
M)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4]
M,T0G=VED=&@Z(#$E.R!T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@
M;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W=I9'1H.B`W)3L@=&5X="UA;&EG
M;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF)SXS+#DW,CPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=W:61T:#H@,24[('1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N
M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=VED=&@Z(#$E.R!F;VYT.B`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-
M"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W=I9'1H.B`Q)3L@
M=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I
M8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A
M<"!S='EL93TS1"=W:61T:#H@-R4[('1E>'0M86QI9VXZ(')I9VAT.R!F;VYT
M.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^,2PY-C$\
M+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=VED=&@Z(#$E.R!T
M97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P
M('-T>6QE/3-$)W=I9'1H.B`Q)3L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV
M971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A
M<#TS1&YO=W)A<"!S='EL93TS1"=W:61T:#H@,24[('1E>'0M86QI9VXZ(&QE
M9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF
M)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=VED
M=&@Z(#<E.R!T97AT+6%L:6=N.B!R:6=H=#L@9F]N=#H@,3!P="!#86QI8G)I
M+"!(96QV971I8V$L(%-A;G,M4V5R:68G/C$W-#PO=&0^/'1D(&YO=W)A<#TS
M1&YO=W)A<"!S='EL93TS1"=W:61T:#H@,24[('1E>'0M86QI9VXZ(&QE9G0[
M(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF
M(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=VED=&@Z
M(#$E.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE
M/3-$)W=I9'1H.B`Q)3L@=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#
M86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D
M(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=W:61T:#H@-R4[('1E>'0M86QI
M9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9B<^,S@L,C<U/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE
M/3-$)W=I9'1H.B`Q)3L@=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#
M86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/"]T
M<CX-"CQT<B!S='EL93TS1"=V97)T:6-A;"UA;&EG;CH@8F]T=&]M.R!B86-K
M9W)O=6YD+6-O;&]R.B!7:&ET93L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV
M971I8V$L(%-A;G,M4V5R:68G/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@
M<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I
M+"!(96QV971I8V$L(%-A;G,M4V5R:68G/D-H87)G92UO9F9S/"]T9#X\=&0@
M;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N
M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N
M=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P
M.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N
M.B!R:6=H=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68G/B@R+#<P,SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9B<^*3PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S
M='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T
M>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P
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M/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG
M;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=T97AT+6%L:6=N.B!R:6=H=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV
M971I8V$L(%-A;G,M4V5R:68G/B@Y+#`T-3PO=&0^/'1D(&YO=W)A<#TS1&YO
M=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^*3PO=&0^/'1D(&YO=W)A
M<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P
M/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P
M<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D
M/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG
M:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF
M)SXH,2PQ-#<\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X
M="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68G/BD\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4]
M,T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G
M/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^*#,L,S4U/"]T9#X\=&0@
M;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O
M;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXI/"]T
M9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@
M(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F
M=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G
M/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT
M+6%L:6=N.B!R:6=H=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68G/B@X-#4\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y
M;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(
M96QV971I8V$L(%-A;G,M4V5R:68G/BD\+W1D/CQT9"!N;W=R87`],T1N;W=R
M87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A
M<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W
M<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT
M.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^*#4R-#PO
M=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L
M969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9B<^*3PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q
M,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T
M9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI
M9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4]
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M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SX-"B`@("`\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@
M0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SY296-O=F5R:65S/"]T
M9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@
M(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F
M=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G
M/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT
M+6%L:6=N.B!R:6=H=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68G/C,X.3PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL
M93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A
M+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#
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M+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4]
M,T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G
M/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^-S$Y/"]T9#X\=&0@;F]W
M<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z
M(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\
M+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#
M86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@
M("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L
M969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E
M>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9B<^,3`W/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T
M>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I
M8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS
M1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\
M=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT
M.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^
M,S<\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG
M;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^
M)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$
M)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R
M87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXQ.#(\+W1D/CQT9"!N;W=R
M87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@
M,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO
M=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@
M("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE
M9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF
M)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X
M="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A
M+"!386YS+5-E<FEF)SXY,SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL
M93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A
M+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#
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M;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SX-"B`@
M("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE
M9G0[('!A9&1I;F<M8F]T=&]M.B`Q<'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF)SY0<F]V:7-I;VYS/"]T9#X\=&0@;F]W
M<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`Q<'0[(&9O
M;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V
M,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G8F]R
M9&5R+6)O='1O;3H@0FQA8VL@,7!T('-O;&ED.R!F;VYT.B`Q,'!T($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@=&5X="UA;&EG;CH@;&5F="<^
M)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V)O<F1E
M<BUB;W1T;VTZ($)L86-K(#%P="!S;VQI9#L@9F]N=#H@,3!P="!#86QI8G)I
M+"!(96QV971I8V$L(%-A;G,M4V5R:68[('1E>'0M86QI9VXZ(')I9VAT)SXQ
M+#,V,SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P861D:6YG
M+6)O='1O;3H@,7!T.R!T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@
M;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`Q<'0[
M(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF
M(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
M8F]R9&5R+6)O='1O;3H@0FQA8VL@,7!T('-O;&ED.R!F;VYT.B`Q,'!T($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@=&5X="UA;&EG;CH@;&5F
M="<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V)O
M<F1E<BUB;W1T;VTZ($)L86-K(#%P="!S;VQI9#L@9F]N=#H@,3!P="!#86QI
M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[('1E>'0M86QI9VXZ(')I9VAT
M)SXQ,RPX.#0\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D
M9&EN9RUB;W1T;VTZ(#%P=#L@=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P
M="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^
M/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@
M,7!T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE
M/3-$)V)O<F1E<BUB;W1T;VTZ($)L86-K(#%P="!S;VQI9#L@9F]N=#H@,3!P
M="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[('1E>'0M86QI9VXZ
M(&QE9G0G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=B;W)D97(M8F]T=&]M.B!";&%C:R`Q<'0@<V]L:60[(&9O;G0Z(#$P<'0@
M0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T97AT+6%L:6=N.B!R
M:6=H="<^,3`L-3<U/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$
M)W!A9&1I;F<M8F]T=&]M.B`Q<'0[('1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z
M(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\
M+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T
M;VTZ(#%P=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S
M='EL93TS1"=B;W)D97(M8F]T=&]M.B!";&%C:R`Q<'0@<V]L:60[(&9O;G0Z
M(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T97AT+6%L
M:6=N.B!L969T)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y
M;&4],T0G8F]R9&5R+6)O='1O;3H@0FQA8VL@,7!T('-O;&ED.R!F;VYT.B`Q
M,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@=&5X="UA;&EG
M;CH@<FEG:'0G/B@Y,#0\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4]
M,T0G<&%D9&EN9RUB;W1T;VTZ(#%P=#L@=&5X="UA;&EG;CH@;&5F=#L@9F]N
M=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/BD\+W1D
M/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ
M(#%P=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R
M:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL
M93TS1"=B;W)D97(M8F]T=&]M.B!";&%C:R`Q<'0@<V]L:60[(&9O;G0Z(#$P
M<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T97AT+6%L:6=N
M.B!L969T)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4]
M,T0G8F]R9&5R+6)O='1O;3H@0FQA8VL@,7!T('-O;&ED.R!F;VYT.B`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@=&5X="UA;&EG;CH@
M<FEG:'0G/C(L-S8P/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$
M)W!A9&1I;F<M8F]T=&]M.B`Q<'0[('1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z
M(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\
M+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T
M;VTZ(#%P=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S
M='EL93TS1"=B;W)D97(M8F]T=&]M.B!";&%C:R`Q<'0@<V]L:60[(&9O;G0Z
M(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T97AT+6%L
M:6=N.B!L969T)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y
M;&4],T0G8F]R9&5R+6)O='1O;3H@0FQA8VL@,7!T('-O;&ED.R!F;VYT.B`Q
M,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@=&5X="UA;&EG
M;CH@<FEG:'0G/C4W-#PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=P861D:6YG+6)O='1O;3H@,7!T.R!T97AT+6%L:6=N.B!L969T.R!F;VYT
M.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[
M/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T
M=&]M.B`Q<'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@
M<W1Y;&4],T0G8F]R9&5R+6)O='1O;3H@0FQA8VL@,7!T('-O;&ED.R!F;VYT
M.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@=&5X="UA
M;&EG;CH@;&5F="<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T
M>6QE/3-$)V)O<F1E<BUB;W1T;VTZ($)L86-K(#%P="!S;VQI9#L@9F]N=#H@
M,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[('1E>'0M86QI
M9VXZ(')I9VAT)SXR-S,\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4]
M,T0G<&%D9&EN9RUB;W1T;VTZ(#%P=#L@=&5X="UA;&EG;CH@;&5F=#L@9F]N
M=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P
M.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P861D:6YG+6)O
M='1O;3H@,7!T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P
M('-T>6QE/3-$)V)O<F1E<BUB;W1T;VTZ($)L86-K(#%P="!S;VQI9#L@9F]N
M=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[('1E>'0M
M86QI9VXZ(&QE9G0G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S
M='EL93TS1"=B;W)D97(M8F]T=&]M.B!";&%C:R`Q<'0@<V]L:60[(&9O;G0Z
M(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T97AT+6%L
M:6=N.B!R:6=H="<^,C@L-3(U/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T
M>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`Q<'0[('1E>'0M86QI9VXZ(&QE9G0[
M(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF
M(S$V,#L\+W1D/CPO='(^#0H\='(@<W1Y;&4],T0G=F5R=&EC86PM86QI9VXZ
M(&)O='1O;3L@8F%C:V=R;W5N9"UC;VQO<CH@<F=B*#(P-"PR,S@L,C4U*3L@
M9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/@T*
M("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@
M;&5F=#L@<&%D9&EN9RUB;W1T;VTZ(#(N-7!T.R!F;VYT.B`Q,'!T($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^16YD:6YG(&)A;&%N8V4\+W1D
M/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ
M(#(N-7!T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T
M>6QE/3-$)V)O<F1E<BUB;W1T;VTZ($)L86-K(#(N-7!T(&1O=6)L93L@9F]N
M=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[('1E>'0M
M86QI9VXZ(&QE9G0G/B0\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4]
M,T0G8F]R9&5R+6)O='1O;3H@0FQA8VL@,BXU<'0@9&]U8FQE.R!F;VYT.B`Q
M,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@=&5X="UA;&EG
M;CH@<FEG:'0G/C,L-S@P/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE
M/3-$)W!A9&1I;F<M8F]T=&]M.B`R+C5P=#L@=&5X="UA;&EG;CH@;&5F=#L@
M9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C
M,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P861D:6YG
M+6)O='1O;3H@,BXU<'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A
M+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G8F]R9&5R+6)O='1O;3H@0FQA8VL@,BXU<'0@9&]U
M8FQE.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9CL@=&5X="UA;&EG;CH@;&5F="<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)V)O<F1E<BUB;W1T;VTZ($)L86-K(#(N-7!T(&1O
M=6)L93L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R
M:68[('1E>'0M86QI9VXZ(')I9VAT)SXQ,2PS,#8\+W1D/CQT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#(N-7!T.R!T97AT
M+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T
M>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`R+C5P=#L@9F]N=#H@,3!P="!#86QI
M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@
M/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=B;W)D97(M8F]T=&]M.B!"
M;&%C:R`R+C5P="!D;W5B;&4[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF.R!T97AT+6%L:6=N.B!L969T)SXF(S$V,#L\+W1D
M/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G8F]R9&5R+6)O='1O;3H@
M0FQA8VL@,BXU<'0@9&]U8FQE.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9CL@=&5X="UA;&EG;CH@<FEG:'0G/C$S+#4S,CPO
M=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P861D:6YG+6)O='1O
M;3H@,BXU<'0[('1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R
M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R
M87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#(N-7!T.R!F
M;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q
M-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V)O
M<F1E<BUB;W1T;VTZ($)L86-K(#(N-7!T(&1O=6)L93L@9F]N=#H@,3!P="!#
M86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[('1E>'0M86QI9VXZ(&QE
M9G0G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=B
M;W)D97(M8F]T=&]M.B!";&%C:R`R+C5P="!D;W5B;&4[(&9O;G0Z(#$P<'0@
M0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T97AT+6%L:6=N.B!R
M:6=H="<^,2PV.3`\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
M<&%D9&EN9RUB;W1T;VTZ(#(N-7!T.R!T97AT+6%L:6=N.B!L969T.R!F;VYT
M.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[
M/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T
M=&]M.B`R+C5P=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A
M<"!S='EL93TS1"=B;W)D97(M8F]T=&]M.B!";&%C:R`R+C5P="!D;W5B;&4[
M(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T
M97AT+6%L:6=N.B!L969T)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R
M87`@<W1Y;&4],T0G8F]R9&5R+6)O='1O;3H@0FQA8VL@,BXU<'0@9&]U8FQE
M.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@
M=&5X="UA;&EG;CH@<FEG:'0G/C,L-#$T/"]T9#X\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`R+C5P=#L@=&5X="UA;&EG
M;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=P861D:6YG+6)O='1O;3H@,BXU<'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N
M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G8F]R9&5R+6)O='1O;3H@0FQA8VL@
M,BXU<'0@9&]U8FQE.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9CL@=&5X="UA;&EG;CH@;&5F="<^)B,Q-C`[/"]T9#X\=&0@
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M=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#(N-7!T.R!F;VYT.B`Q
M,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T
M9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V)O<F1E<BUB
M;W1T;VTZ($)L86-K(#(N-7!T(&1O=6)L93L@9F]N=#H@,3!P="!#86QI8G)I
M+"!(96QV971I8V$L(%-A;G,M4V5R:68[('1E>'0M86QI9VXZ(&QE9G0G/B8C
M,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=B;W)D97(M
M8F]T=&]M.B!";&%C:R`R+C5P="!D;W5B;&4[(&9O;G0Z(#$P<'0@0V%L:6)R
M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T97AT+6%L:6=N.B!R:6=H="<^
M,38\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB
M;W1T;VTZ(#(N-7!T.R!T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@
M;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`R+C5P
M=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G
M/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=B;W)D97(M8F]T=&]M.B!";&%C:R`R+C5P="!D;W5B;&4[(&9O;G0Z(#$P
M<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T97AT+6%L:6=N
M.B!L969T)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4]
M,T0G8F]R9&5R+6)O='1O;3H@0FQA8VL@,BXU<'0@9&]U8FQE.R!F;VYT.B`Q
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M0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SX-"B`@("`\=&0@;F]W
M<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&IU<W1I9GD[(&9O
M;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V
M,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P
M="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^
M#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N
M.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$
M)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N
M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(
M96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO
M=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT
M.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[
M/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ
M(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$
M)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R
M87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A
M<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W
M<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT
M.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[
M/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ
M(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
M9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C
M,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T
M97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P
M('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W
M<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z
M(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\
M+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#
M86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@
M("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L
M969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E
M>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P
M('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R
M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R
M87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV
M971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A
M<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q
M,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T
M9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I
M9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E
M>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A
M+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@
M<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S
M='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P
M/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q
M,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T
M9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE
M9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF
M)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N
M=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P
M.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT
M+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T
M>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P
M/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P
M<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D
M/CPO='(^#0H\='(@<W1Y;&4],T0G=F5R=&EC86PM86QI9VXZ(&)O='1O;3L@
M8F%C:V=R;W5N9"UC;VQO<CH@<F=B*#(P-"PR,S@L,C4U*3L@9F]N=#H@,3!P
M="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/@T*("`@(#QT9"!N
M;W=R87`],T1N;W=R87`@8V]L<W!A;CTS1#,S('-T>6QE/3-$)V9O;G0Z(&)O
M;&0@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[('1E>'0M
M86QI9VXZ(&IU<W1I9GDG/D5N9&EN9R!B86QA;F-E<R!A<R!O9B!$96-E;6)E
M<B`S,2P@,C`Q,3HF(S$V,#LF(S$V,#M!;&QO=V%N8V4@9F]R(&QO86X@;&]S
M<V5S/"]T9#X\+W1R/@T*/'1R('-T>6QE/3-$)W9E<G1I8V%L+6%L:6=N.B!B
M;W1T;VT[(&)A8VMG<F]U;F0M8V]L;W(Z(%=H:71E.R!F;VYT.B`Q,'!T($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^#0H@("`@/'1D(&YO=W)A
M<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!J=7-T:69Y.R!F;VYT
M.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[
M/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@
M0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*
M("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@
M;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R
M:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T
M97AT+6%L:6=N.B!R:6=H=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I
M8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A
M<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W
M<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R
M87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@
M,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO
M=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!R
M:6=H=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R
M:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T
M97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P
M('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@
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M969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O
M;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V
M,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X
M="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S
M='EL93TS1"=T97AT+6%L:6=N.B!R:6=H=#L@9F]N=#H@,3!P="!#86QI8G)I
M+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A
M<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q
M,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T
M9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@
M(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F
M=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G
M/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT
M+6%L:6=N.B!R:6=H=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S
M='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P
M/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P
M="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^
M/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!R:6=H
M=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G
M/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT
M+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T
M>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y
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M.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^
M)B,Q-C`[/"]T9#X\+W1R/@T*/'1R('-T>6QE/3-$)W9E<G1I8V%L+6%L:6=N
M.B!B;W1T;VT[(&)A8VMG<F]U;F0M8V]L;W(Z(')G8B@R,#0L,C,X+#(U-2D[
M(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SX-
M"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ
M(&QE9G0[('!A9&1I;F<M8F]T=&]M.B`R+C5P=#L@9F]N=#H@,3!P="!#86QI
M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/DEN9&EV:61U86QL>2!E=F%L
M=6%T960@9F]R(&EM<&%I<FUE;G0\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@
M<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#(N-7!T.R!F;VYT.B`Q,'!T($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@
M("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V)O<F1E<BUB;W1T;VTZ
M($)L86-K(#(N-7!T(&1O=6)L93L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV
M971I8V$L(%-A;G,M4V5R:68[('1E>'0M86QI9VXZ(&QE9G0G/B0\+W1D/CQT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G8F]R9&5R+6)O='1O;3H@0FQA
M8VL@,BXU<'0@9&]U8FQE.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9CL@=&5X="UA;&EG;CH@<FEG:'0G/C8P/"]T9#X\=&0@
M;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`R+C5P
M=#L@=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV
M971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO
M=W)A<"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@,BXU<'0[(&9O;G0Z(#$P
M<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D
M/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G8F]R9&5R+6)O
M='1O;3H@0FQA8VL@,BXU<'0@9&]U8FQE.R!F;VYT.B`Q,'!T($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9CL@=&5X="UA;&EG;CH@;&5F="<^)B,Q
M-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V)O<F1E<BUB
M;W1T;VTZ($)L86-K(#(N-7!T(&1O=6)L93L@9F]N=#H@,3!P="!#86QI8G)I
M+"!(96QV971I8V$L(%-A;G,M4V5R:68[('1E>'0M86QI9VXZ(')I9VAT)SXV
M,#<\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB
M;W1T;VTZ(#(N-7!T.R!T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@
M;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`R+C5P
M=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G
M/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=B;W)D97(M8F]T=&]M.B!";&%C:R`R+C5P="!D;W5B;&4[(&9O;G0Z(#$P
M<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T97AT+6%L:6=N
M.B!L969T)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4]
M,T0G8F]R9&5R+6)O='1O;3H@0FQA8VL@,BXU<'0@9&]U8FQE.R!F;VYT.B`Q
M,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@=&5X="UA;&EG
M;CH@<FEG:'0G/C$U,#PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=P861D:6YG+6)O='1O;3H@,BXU<'0[('1E>'0M86QI9VXZ(&QE9G0[(&9O
M;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V
M,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB
M;W1T;VTZ(#(N-7!T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)V)O<F1E<BUB;W1T;VTZ($)L86-K(#(N-7!T(&1O=6)L
M93L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[
M('1E>'0M86QI9VXZ(&QE9G0G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO
M=W)A<"!S='EL93TS1"=B;W)D97(M8F]T=&]M.B!";&%C:R`R+C5P="!D;W5B
M;&4[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF
M.R!T97AT+6%L:6=N.B!R:6=H="<^)B,Q-3$[/"]T9#X\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`R+C5P=#L@=&5X="UA
M;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL
M93TS1"=P861D:6YG+6)O='1O;3H@,BXU<'0[(&9O;G0Z(#$P<'0@0V%L:6)R
M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G8F]R9&5R+6)O='1O;3H@0FQA
M8VL@,BXU<'0@9&]U8FQE.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9CL@=&5X="UA;&EG;CH@;&5F="<^)B,Q-C`[/"]T9#X\
M=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V)O<F1E<BUB;W1T;VTZ($)L
M86-K(#(N-7!T(&1O=6)L93L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I
M8V$L(%-A;G,M4V5R:68[('1E>'0M86QI9VXZ(')I9VAT)SXR,#`\+W1D/CQT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#(N
M-7!T.R!T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`R+C5P=#L@9F]N=#H@
M,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO
M=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=B;W)D97(M
M8F]T=&]M.B!";&%C:R`R+C5P="!D;W5B;&4[(&9O;G0Z(#$P<'0@0V%L:6)R
M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T97AT+6%L:6=N.B!L969T)SXF
M(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G8F]R9&5R
M+6)O='1O;3H@0FQA8VL@,BXU<'0@9&]U8FQE.R!F;VYT.B`Q,'!T($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@=&5X="UA;&EG;CH@<FEG:'0G
M/B8C,34Q.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P861D
M:6YG+6)O='1O;3H@,BXU<'0[('1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P
M<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D
M/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ
M(#(N-7!T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T
M>6QE/3-$)V)O<F1E<BUB;W1T;VTZ($)L86-K(#(N-7!T(&1O=6)L93L@9F]N
M=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[('1E>'0M
M86QI9VXZ(&QE9G0G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S
M='EL93TS1"=B;W)D97(M8F]T=&]M.B!";&%C:R`R+C5P="!D;W5B;&4[(&9O
M;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T97AT
M+6%L:6=N.B!R:6=H="<^)B,Q-3$[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P
M('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`R+C5P=#L@=&5X="UA;&EG;CH@
M;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R
M:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P
M861D:6YG+6)O='1O;3H@,BXU<'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R
M87`],T1N;W=R87`@<W1Y;&4],T0G8F]R9&5R+6)O='1O;3H@0FQA8VL@,BXU
M<'0@9&]U8FQE.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9CL@=&5X="UA;&EG;CH@;&5F="<^)B,Q-C`[/"]T9#X\=&0@;F]W
M<F%P/3-$;F]W<F%P('-T>6QE/3-$)V)O<F1E<BUB;W1T;VTZ($)L86-K(#(N
M-7!T(&1O=6)L93L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68[('1E>'0M86QI9VXZ(')I9VAT)SXQ+#`Q-SPO=&0^/'1D(&YO
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M<FEF)SX-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M
M86QI9VXZ(&IU<W1I9GD[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A
M+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@
M<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S
M='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P
M/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q
M,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T
M9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE
M9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF
M)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N
M=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P
M.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT
M+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T
M>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P
M/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P
M<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D
M/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI
M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@
M/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T
M.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^
M)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M
M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T
M>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I
M8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS
M1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\
M=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT
M.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^
M)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M
M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y
M;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R
M:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL
M93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\
M=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[
M(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF
M(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@
M,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO
M=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L
M:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE
M/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@
M0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I
M+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D
M(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F
M;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q
M-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI
M9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE
M/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO
M=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@
M;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F
M;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q
M-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI
M9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF)SXF(S$V,#L\+W1D/CPO='(^#0H\='(@<W1Y;&4],T0G=F5R=&EC
M86PM86QI9VXZ(&)O='1O;3L@8F%C:V=R;W5N9"UC;VQO<CH@<F=B*#(P-"PR
M,S@L,C4U*3L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68G/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X
M="UA;&EG;CH@;&5F=#L@<&%D9&EN9RUB;W1T;VTZ(#(N-7!T.R!F;VYT.B`Q
M,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^0V]L;&5C=&EV
M96QY(&5V86QU871E9"!F;W(@:6UP86ER;65N=#PO=&0^/'1D(&YO=W)A<#TS
M1&YO=W)A<"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@,BXU<'0[(&9O;G0Z
M(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\
M+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G8F]R9&5R
M+6)O='1O;3H@0FQA8VL@,BXU<'0@9&]U8FQE.R!F;VYT.B`Q,'!T($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@=&5X="UA;&EG;CH@;&5F="<^
M)#PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=B;W)D97(M8F]T
M=&]M.B!";&%C:R`R+C5P="!D;W5B;&4[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T97AT+6%L:6=N.B!R:6=H="<^,RPW
M,C`\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB
M;W1T;VTZ(#(N-7!T.R!T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@
M;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`R+C5P
M=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G
M/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=B;W)D97(M8F]T=&]M.B!";&%C:R`R+C5P="!D;W5B;&4[(&9O;G0Z(#$P
M<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T97AT+6%L:6=N
M.B!L969T)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4]
M,T0G8F]R9&5R+6)O='1O;3H@0FQA8VL@,BXU<'0@9&]U8FQE.R!F;VYT.B`Q
M,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@=&5X="UA;&EG
M;CH@<FEG:'0G/C$P+#8Y.3PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL
M93TS1"=P861D:6YG+6)O='1O;3H@,BXU<'0[('1E>'0M86QI9VXZ(&QE9G0[
M(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF
M(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN
M9RUB;W1T;VTZ(#(N-7!T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)V)O<F1E<BUB;W1T;VTZ($)L86-K(#(N-7!T(&1O
M=6)L93L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R
M:68[('1E>'0M86QI9VXZ(&QE9G0G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS
M1&YO=W)A<"!S='EL93TS1"=B;W)D97(M8F]T=&]M.B!";&%C:R`R+C5P="!D
M;W5B;&4[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF.R!T97AT+6%L:6=N.B!R:6=H="<^,3,L,S@R/"]T9#X\=&0@;F]W<F%P
M/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`R+C5P=#L@=&5X
M="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S
M='EL93TS1"=P861D:6YG+6)O='1O;3H@,BXU<'0[(&9O;G0Z(#$P<'0@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@
M(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G8F]R9&5R+6)O='1O;3H@
M0FQA8VL@,BXU<'0@9&]U8FQE.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9CL@=&5X="UA;&EG;CH@;&5F="<^)B,Q-C`[/"]T
M9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V)O<F1E<BUB;W1T;VTZ
M($)L86-K(#(N-7!T(&1O=6)L93L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV
M971I8V$L(%-A;G,M4V5R:68[('1E>'0M86QI9VXZ(')I9VAT)SXQ+#8Y,#PO
M=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P861D:6YG+6)O='1O
M;3H@,BXU<'0[('1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R
M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R
M87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#(N-7!T.R!F
M;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q
M-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V)O
M<F1E<BUB;W1T;VTZ($)L86-K(#(N-7!T(&1O=6)L93L@9F]N=#H@,3!P="!#
M86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[('1E>'0M86QI9VXZ(&QE
M9G0G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=B
M;W)D97(M8F]T=&]M.B!";&%C:R`R+C5P="!D;W5B;&4[(&9O;G0Z(#$P<'0@
M0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T97AT+6%L:6=N.B!R
M:6=H="<^,RPR,30\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
M<&%D9&EN9RUB;W1T;VTZ(#(N-7!T.R!T97AT+6%L:6=N.B!L969T.R!F;VYT
M.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[
M/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T
M=&]M.B`R+C5P=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A
M<"!S='EL93TS1"=B;W)D97(M8F]T=&]M.B!";&%C:R`R+C5P="!D;W5B;&4[
M(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T
M97AT+6%L:6=N.B!L969T)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R
M87`@<W1Y;&4],T0G8F]R9&5R+6)O='1O;3H@0FQA8VL@,BXU<'0@9&]U8FQE
M.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@
M=&5X="UA;&EG;CH@<FEG:'0G/C$L.#<R/"]T9#X\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`R+C5P=#L@=&5X="UA;&EG
M;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=P861D:6YG+6)O='1O;3H@,BXU<'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N
M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G8F]R9&5R+6)O='1O;3H@0FQA8VL@
M,BXU<'0@9&]U8FQE.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9CL@=&5X="UA;&EG;CH@;&5F="<^)B,Q-C`[/"]T9#X\=&0@
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M:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R
M87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#(N-7!T.R!F;VYT.B`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-
M"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V)O<F1E<BUB;W1T
M;VTZ($)L86-K(#(N-7!T(&1O=6)L93L@9F]N=#H@,3!P="!#86QI8G)I+"!(
M96QV971I8V$L(%-A;G,M4V5R:68[('1E>'0M86QI9VXZ(&QE9G0G/B8C,38P
M.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=B;W)D97(M8F]T
M=&]M.B!";&%C:R`R+C5P="!D;W5B;&4[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T97AT+6%L:6=N.B!R:6=H="<^,S0L
M-3DS/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M
M8F]T=&]M.B`R+C5P=#L@=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#
M86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/"]T
M<CX-"CQT<B!S='EL93TS1"=V97)T:6-A;"UA;&EG;CH@8F]T=&]M.R!B86-K
M9W)O=6YD+6-O;&]R.B!7:&ET93L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV
M971I8V$L(%-A;G,M4V5R:68G/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@
M<W1Y;&4],T0G=&5X="UA;&EG;CH@:G5S=&EF>3L@9F]N=#H@,3!P="!#86QI
M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO
M=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W
M<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z
M(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\
M+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@
M<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
M=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I
M8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A
M<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P
M('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R
M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R
M87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z
M(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\
M+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@
M;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R
M:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F
M;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q
M-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E
M>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A
M+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@
M<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R
M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R
M87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@
M,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO
M=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@
M("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE
M9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF
M)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X
M="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A
M+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@
M<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I
M+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A
M<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P
M/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P
M<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D
M/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG
M:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF
M)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X
M="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S
M='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T
M>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P
M<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D
M/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F
M=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G
M/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT
M.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[
M/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M
M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y
M;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P
M="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^
M/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\
M=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[
M(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF
M(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA
M;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y
M;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(
M96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/"]T<CX-"CQT<B!S
M='EL93TS1"=V97)T:6-A;"UA;&EG;CH@8F]T=&]M.R!B86-K9W)O=6YD+6-O
M;&]R.B!R9V(H,C`T+#(S."PR-34I.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9B<^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A
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M:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G8F]R9&5R+6)O='1O;3H@0FQA8VL@,BXU<'0@
M9&]U8FQE.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9CL@=&5X="UA;&EG;CH@;&5F="<^)#PO=&0^/'1D(&YO=W)A<#TS1&YO
M=W)A<"!S='EL93TS1"=B;W)D97(M8F]T=&]M.B!";&%C:R`R+C5P="!D;W5B
M;&4[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF
M.R!T97AT+6%L:6=N.B!R:6=H="<^)B,Q-3$[/"]T9#X\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`R+C5P=#L@=&5X="UA
M;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL
M93TS1"=P861D:6YG+6)O='1O;3H@,BXU<'0[(&9O;G0Z(#$P<'0@0V%L:6)R
M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G8F]R9&5R+6)O='1O;3H@0FQA
M8VL@,BXU<'0@9&]U8FQE.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9CL@=&5X="UA;&EG;CH@;&5F="<^)B,Q-C`[/"]T9#X\
M=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V)O<F1E<BUB;W1T;VTZ($)L
M86-K(#(N-7!T(&1O=6)L93L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I
M8V$L(%-A;G,M4V5R:68[('1E>'0M86QI9VXZ(')I9VAT)SXF(S$U,3L\+W1D
M/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ
M(#(N-7!T.R!T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P
M/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`R+C5P=#L@9F]N
M=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P
M.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=B;W)D
M97(M8F]T=&]M.B!";&%C:R`R+C5P="!D;W5B;&4[(&9O;G0Z(#$P<'0@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T97AT+6%L:6=N.B!L969T
M)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G8F]R
M9&5R+6)O='1O;3H@0FQA8VL@,BXU<'0@9&]U8FQE.R!F;VYT.B`Q,'!T($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@=&5X="UA;&EG;CH@<FEG
M:'0G/B8C,34Q.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P
M861D:6YG+6)O='1O;3H@,BXU<'0[('1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z
M(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\
M+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T
M;VTZ(#(N-7!T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P
M('-T>6QE/3-$)V)O<F1E<BUB;W1T;VTZ($)L86-K(#(N-7!T(&1O=6)L93L@
M9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[('1E
M>'0M86QI9VXZ(&QE9G0G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A
M<"!S='EL93TS1"=B;W)D97(M8F]T=&]M.B!";&%C:R`R+C5P="!D;W5B;&4[
M(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T
M97AT+6%L:6=N.B!R:6=H="<^)B,Q-3$[/"]T9#X\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`R+C5P=#L@=&5X="UA;&EG
M;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=P861D:6YG+6)O='1O;3H@,BXU<'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N
M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G8F]R9&5R+6)O='1O;3H@0FQA8VL@
M,BXU<'0@9&]U8FQE.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9CL@=&5X="UA;&EG;CH@;&5F="<^)B,Q-C`[/"]T9#X\=&0@
M;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V)O<F1E<BUB;W1T;VTZ($)L86-K
M(#(N-7!T(&1O=6)L93L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68[('1E>'0M86QI9VXZ(')I9VAT)SXF(S$U,3L\+W1D/CQT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#(N
M-7!T.R!T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`R+C5P=#L@9F]N=#H@
M,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO
M=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=B;W)D97(M
M8F]T=&]M.B!";&%C:R`R+C5P="!D;W5B;&4[(&9O;G0Z(#$P<'0@0V%L:6)R
M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T97AT+6%L:6=N.B!L969T)SXF
M(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G8F]R9&5R
M+6)O='1O;3H@0FQA8VL@,BXU<'0@9&]U8FQE.R!F;VYT.B`Q,'!T($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@=&5X="UA;&EG;CH@<FEG:'0G
M/B8C,34Q.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P861D
M:6YG+6)O='1O;3H@,BXU<'0[('1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P
M<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D
M/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ
M(#(N-7!T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T
M>6QE/3-$)V)O<F1E<BUB;W1T;VTZ($)L86-K(#(N-7!T(&1O=6)L93L@9F]N
M=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[('1E>'0M
M86QI9VXZ(&QE9G0G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S
M='EL93TS1"=B;W)D97(M8F]T=&]M.B!";&%C:R`R+C5P="!D;W5B;&4[(&9O
M;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T97AT
M+6%L:6=N.B!R:6=H="<^)B,Q-3$[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P
M('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`R+C5P=#L@=&5X="UA;&EG;CH@
M;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R
M:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P
M861D:6YG+6)O='1O;3H@,BXU<'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R
M87`],T1N;W=R87`@<W1Y;&4],T0G8F]R9&5R+6)O='1O;3H@0FQA8VL@,BXU
M<'0@9&]U8FQE.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9CL@=&5X="UA;&EG;CH@;&5F="<^)B,Q-C`[/"]T9#X\=&0@;F]W
M<F%P/3-$;F]W<F%P('-T>6QE/3-$)V)O<F1E<BUB;W1T;VTZ($)L86-K(#(N
M-7!T(&1O=6)L93L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68[('1E>'0M86QI9VXZ(')I9VAT)SXF(S$U,3L\+W1D/CQT9"!N
M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#(N-7!T
M.R!T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\+W1R/@T*/'1R('-T>6QE
M/3-$)W9E<G1I8V%L+6%L:6=N.B!B;W1T;VT[(&)A8VMG<F]U;F0M8V]L;W(Z
M(%=H:71E.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9B<^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT
M+6%L:6=N.B!J=7-T:69Y.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P
M('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@
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M969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O
M;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V
M,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X
M="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S
M='EL93TS1"=T97AT+6%L:6=N.B!R:6=H=#L@9F]N=#H@,3!P="!#86QI8G)I
M+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A
M<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q
M,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T
M9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@
M(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F
M=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G
M/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT
M+6%L:6=N.B!R:6=H=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S
M='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P
M/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P
M="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^
M/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!R:6=H
M=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G
M/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT
M+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T
M>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y
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M.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^
M)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z
M(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\
M+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA
M;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL
M93TS1"=T97AT+6%L:6=N.B!R:6=H=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(
M96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS
M1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\
M=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R
M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@
M9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C
M,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L
M:6=N.B!R:6=H=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL
M93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A
M+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#
M86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D
M(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!R:6=H=#L@
M9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C
M,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L
M:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9B<^)B,Q-C`[/"]T9#X\+W1R/@T*/'1R('-T>6QE/3-$)W9E<G1I
M8V%L+6%L:6=N.B!B;W1T;VT[(&)A8VMG<F]U;F0M8V]L;W(Z(')G8B@R,#0L
M,C,X+#(U-2D[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF)SX-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P(&-O;'-P86X],T0S
M,R!S='EL93TS1"=F;VYT.B!B;VQD(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A
M+"!386YS+5-E<FEF.R!T97AT+6%L:6=N.B!J=7-T:69Y)SY,;V%N<R!R96-E
M:79A8FQE(&%S(&]F($1E8V5M8F5R(#,Q+"`R,#$Q.CPO=&0^/"]T<CX-"CQT
M<B!S='EL93TS1"=V97)T:6-A;"UA;&EG;CH@8F]T=&]M.R!B86-K9W)O=6YD
M+6-O;&]R.B!7:&ET93L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68G/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4]
M,T0G=&5X="UA;&EG;CH@:G5S=&EF>3L@9F]N=#H@,3!P="!#86QI8G)I+"!(
M96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS
M1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@
M0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[
M(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF
M(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA
M;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL
M93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE
M/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@
M0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@
M9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C
M,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q
M,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T
M9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI
M9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4]
M,T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#
M86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D
M(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@
M;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O
M;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V
M,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG
M;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4]
M,T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV
M971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO
M=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N
M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O
M;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V
M,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG
M;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^
M)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$
M)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R
M87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N
M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N
M=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P
M.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-
M"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ
M(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
M=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R
M87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI
M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO
M=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W
M<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z
M(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\
M+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@
M<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
M=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I
M8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/"]T<CX-"CQT<B!S='EL93TS
M1"=V97)T:6-A;"UA;&EG;CH@8F]T=&]M.R!B86-K9W)O=6YD+6-O;&]R.B!R
M9V(H,C`T+#(S."PR-34I.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9B<^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL
M93TS1"=T97AT+6%L:6=N.B!L969T.R!P861D:6YG+6)O='1O;3H@,BXU<'0[
M(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SY%
M;F1I;F<@8F%L86YC92`F(S$U,#L@=&]T86P\+W1D/CQT9"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#(N-7!T.R!F;VYT.B`Q
M,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T
M9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V)O<F1E<BUB
M;W1T;VTZ($)L86-K(#(N-7!T(&1O=6)L93L@9F]N=#H@,3!P="!#86QI8G)I
M+"!(96QV971I8V$L(%-A;G,M4V5R:68[('1E>'0M86QI9VXZ(&QE9G0G/B0\
M+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G8F]R9&5R+6)O='1O
M;3H@0FQA8VL@,BXU<'0@9&]U8FQE.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9CL@=&5X="UA;&EG;CH@<FEG:'0G/C$W,BPS
M-3<\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB
M;W1T;VTZ(#(N-7!T.R!T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@
M;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`R+C5P
M=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G
M/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=B;W)D97(M8F]T=&]M.B!";&%C:R`R+C5P="!D;W5B;&4[(&9O;G0Z(#$P
M<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T97AT+6%L:6=N
M.B!L969T)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4]
M,T0G8F]R9&5R+6)O='1O;3H@0FQA8VL@,BXU<'0@9&]U8FQE.R!F;VYT.B`Q
M,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@=&5X="UA;&EG
M;CH@<FEG:'0G/C(T-BPX,#4\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y
M;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#(N-7!T.R!T97AT+6%L:6=N.B!L969T
M.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^
M)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I
M;F<M8F]T=&]M.B`R+C5P=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I
M8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS
M1&YO=W)A<"!S='EL93TS1"=B;W)D97(M8F]T=&]M.B!";&%C:R`R+C5P="!D
M;W5B;&4[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF.R!T97AT+6%L:6=N.B!L969T)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G8F]R9&5R+6)O='1O;3H@0FQA8VL@,BXU<'0@
M9&]U8FQE.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9CL@=&5X="UA;&EG;CH@<FEG:'0G/C<Y-2PV-34\+W1D/CQT9"!N;W=R
M87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#(N-7!T.R!T
M97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P
M('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`R+C5P=#L@9F]N=#H@,3!P="!#
M86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@
M("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=B;W)D97(M8F]T=&]M
M.B!";&%C:R`R+C5P="!D;W5B;&4[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF.R!T97AT+6%L:6=N.B!L969T)SXF(S$V,#L\
M+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G8F]R9&5R+6)O='1O
M;3H@0FQA8VL@,BXU<'0@9&]U8FQE.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9CL@=&5X="UA;&EG;CH@<FEG:'0G/C(P-RPT
M,S8\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB
M;W1T;VTZ(#(N-7!T.R!T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@
M;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`R+C5P
M=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G
M/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=B;W)D97(M8F]T=&]M.B!";&%C:R`R+C5P="!D;W5B;&4[(&9O;G0Z(#$P
M<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T97AT+6%L:6=N
M.B!L969T)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4]
M,T0G8F]R9&5R+6)O='1O;3H@0FQA8VL@,BXU<'0@9&]U8FQE.R!F;VYT.B`Q
M,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@=&5X="UA;&EG
M;CH@<FEG:'0G/C4X-RPQ.#,\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y
M;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#(N-7!T.R!T97AT+6%L:6=N.B!L969T
M.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^
M)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I
M;F<M8F]T=&]M.B`R+C5P=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I
M8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS
M1&YO=W)A<"!S='EL93TS1"=B;W)D97(M8F]T=&]M.B!";&%C:R`R+C5P="!D
M;W5B;&4[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF.R!T97AT+6%L:6=N.B!L969T)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G8F]R9&5R+6)O='1O;3H@0FQA8VL@,BXU<'0@
M9&]U8FQE.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9CL@=&5X="UA;&EG;CH@<FEG:'0G/C4X+#0S-CPO=&0^/'1D(&YO=W)A
M<#TS1&YO=W)A<"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@,BXU<'0[('1E
M>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A
M+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@
M<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#(N-7!T.R!F;VYT.B`Q,'!T($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@
M("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V)O<F1E<BUB;W1T;VTZ
M($)L86-K(#(N-7!T(&1O=6)L93L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV
M971I8V$L(%-A;G,M4V5R:68[('1E>'0M86QI9VXZ(&QE9G0G/B8C,38P.SPO
M=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=B;W)D97(M8F]T=&]M
M.B!";&%C:R`R+C5P="!D;W5B;&4[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF.R!T97AT+6%L:6=N.B!R:6=H="<^)B,Q-3$[
M/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T
M=&]M.B`R+C5P=#L@=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI
M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO
M=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@,BXU<'0[
M(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF
M(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
M8F]R9&5R+6)O='1O;3H@0FQA8VL@,BXU<'0@9&]U8FQE.R!F;VYT.B`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@=&5X="UA;&EG;CH@
M;&5F="<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$
M)V)O<F1E<BUB;W1T;VTZ($)L86-K(#(N-7!T(&1O=6)L93L@9F]N=#H@,3!P
M="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[('1E>'0M86QI9VXZ
M(')I9VAT)SXR+#`V-RPX-S(\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y
M;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#(N-7!T.R!T97AT+6%L:6=N.B!L969T
M.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^
M)B,Q-C`[/"]T9#X\+W1R/@T*/'1R('-T>6QE/3-$)W9E<G1I8V%L+6%L:6=N
M.B!B;W1T;VT[(&)A8VMG<F]U;F0M8V]L;W(Z(%=H:71E.R!F;VYT.B`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^#0H@("`@/'1D(&YO
M=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!J=7-T:69Y.R!F
M;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q
M-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P
M<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D
M/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG
M;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=T97AT+6%L:6=N.B!R:6=H=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV
M971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO
M=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@
M;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N
M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N
M=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P
M.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N
M.B!R:6=H=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R
M87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI
M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO
M=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!R:6=H=#L@9F]N
M=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P
M.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N
M.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$
M)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF
M(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
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M.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[
M/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@
M0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*
M("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@
M;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R
M:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T
M97AT+6%L:6=N.B!R:6=H=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I
M8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A
M<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W
M<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R
M87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@
M,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO
M=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!R
M:6=H=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R
M:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T
M97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P
M('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@
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M969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O
M;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V
M,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X
M="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S
M='EL93TS1"=T97AT+6%L:6=N.B!R:6=H=#L@9F]N=#H@,3!P="!#86QI8G)I
M+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A
M<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q
M,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T
M9#X\+W1R/@T*/'1R('-T>6QE/3-$)W9E<G1I8V%L+6%L:6=N.B!B;W1T;VT[
M(&)A8VMG<F]U;F0M8V]L;W(Z(')G8B@R,#0L,C,X+#(U-2D[(&9O;G0Z(#$P
M<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SX-"B`@("`\=&0@
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M.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^
M#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N
M.B!J=7-T:69Y.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE
M/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF
M)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4]
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M;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q
M-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P
M<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D
M/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG
M;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=T97AT+6%L:6=N.B!R:6=H=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV
M971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO
M=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@
M;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N
M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N
M=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P
M.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N
M.B!R:6=H=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R
M87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI
M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO
M=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!R:6=H=#L@9F]N
M=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P
M.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N
M.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$
M)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF
M(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
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M.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[
M/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@
M0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*
M("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@
M;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R
M:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T
M97AT+6%L:6=N.B!R:6=H=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I
M8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A
M<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W
M<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R
M87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@
M,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO
M=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!R
M:6=H=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R
M:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T
M97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P
M('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@
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M969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9B<^)B,Q-C`[/"]T9#X\+W1R/@T*/'1R('-T>6QE/3-$)W9E<G1I8V%L+6%L
M:6=N.B!B;W1T;VT[(&)A8VMG<F]U;F0M8V]L;W(Z(')G8B@R,#0L,C,X+#(U
M-2D[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF
M)SX-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI
M9VXZ(&QE9G0[('!A9&1I;F<M8F]T=&]M.B`R+C5P=#L@9F]N=#H@,3!P="!#
M86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/DEN9&EV:61U86QL>2!E
M=F%L=6%T960@9F]R(&EM<&%I<FUE;G0\+W1D/CQT9"!N;W=R87`],T1N;W=R
M87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#(N-7!T.R!F;VYT.B`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-
M"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V)O<F1E<BUB;W1T
M;VTZ($)L86-K(#(N-7!T(&1O=6)L93L@9F]N=#H@,3!P="!#86QI8G)I+"!(
M96QV971I8V$L(%-A;G,M4V5R:68[('1E>'0M86QI9VXZ(&QE9G0G/B0\+W1D
M/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G8F]R9&5R+6)O='1O;3H@
M0FQA8VL@,BXU<'0@9&]U8FQE.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9CL@=&5X="UA;&EG;CH@<FEG:'0G/C(L-3(V/"]T
M9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M
M.B`R+C5P=#L@=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I
M+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A
M<#TS1&YO=W)A<"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@,BXU<'0[(&9O
M;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V
M,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G8F]R
M9&5R+6)O='1O;3H@0FQA8VL@,BXU<'0@9&]U8FQE.R!F;VYT.B`Q,'!T($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@=&5X="UA;&EG;CH@;&5F
M="<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V)O
M<F1E<BUB;W1T;VTZ($)L86-K(#(N-7!T(&1O=6)L93L@9F]N=#H@,3!P="!#
M86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[('1E>'0M86QI9VXZ(')I
M9VAT)SXS-"PW-3`\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
M<&%D9&EN9RUB;W1T;VTZ(#(N-7!T.R!T97AT+6%L:6=N.B!L969T.R!F;VYT
M.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[
M/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T
M=&]M.B`R+C5P=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A
M<"!S='EL93TS1"=B;W)D97(M8F]T=&]M.B!";&%C:R`R+C5P="!D;W5B;&4[
M(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T
M97AT+6%L:6=N.B!L969T)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R
M87`@<W1Y;&4],T0G8F]R9&5R+6)O='1O;3H@0FQA8VL@,BXU<'0@9&]U8FQE
M.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@
M=&5X="UA;&EG;CH@<FEG:'0G/C$Q+#@X,#PO=&0^/'1D(&YO=W)A<#TS1&YO
M=W)A<"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@,BXU<'0[('1E>'0M86QI
M9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4]
M,T0G<&%D9&EN9RUB;W1T;VTZ(#(N-7!T.R!F;VYT.B`Q,'!T($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@
M;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V)O<F1E<BUB;W1T;VTZ($)L86-K
M(#(N-7!T(&1O=6)L93L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68[('1E>'0M86QI9VXZ(&QE9G0G/B8C,38P.SPO=&0^/'1D
M(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=B;W)D97(M8F]T=&]M.B!";&%C
M:R`R+C5P="!D;W5B;&4[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A
M+"!386YS+5-E<FEF.R!T97AT+6%L:6=N.B!R:6=H="<^-3(W/"]T9#X\=&0@
M;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`R+C5P
M=#L@=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV
M971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO
M=W)A<"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@,BXU<'0[(&9O;G0Z(#$P
M<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D
M/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G8F]R9&5R+6)O
M='1O;3H@0FQA8VL@,BXU<'0@9&]U8FQE.R!F;VYT.B`Q,'!T($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9CL@=&5X="UA;&EG;CH@;&5F="<^)B,Q
M-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V)O<F1E<BUB
M;W1T;VTZ($)L86-K(#(N-7!T(&1O=6)L93L@9F]N=#H@,3!P="!#86QI8G)I
M+"!(96QV971I8V$L(%-A;G,M4V5R:68[('1E>'0M86QI9VXZ(')I9VAT)SXS
M,"PX-#8\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN
M9RUB;W1T;VTZ(#(N-7!T.R!T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\
M=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`R
M+C5P=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R
M:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL
M93TS1"=B;W)D97(M8F]T=&]M.B!";&%C:R`R+C5P="!D;W5B;&4[(&9O;G0Z
M(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T97AT+6%L
M:6=N.B!L969T)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y
M;&4],T0G8F]R9&5R+6)O='1O;3H@0FQA8VL@,BXU<'0@9&]U8FQE.R!F;VYT
M.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@=&5X="UA
M;&EG;CH@<FEG:'0G/C$R/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE
M/3-$)W!A9&1I;F<M8F]T=&]M.B`R+C5P=#L@=&5X="UA;&EG;CH@;&5F=#L@
M9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C
M,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P861D:6YG
M+6)O='1O;3H@,BXU<'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A
M+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G8F]R9&5R+6)O='1O;3H@0FQA8VL@,BXU<'0@9&]U
M8FQE.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9CL@=&5X="UA;&EG;CH@;&5F="<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)V)O<F1E<BUB;W1T;VTZ($)L86-K(#(N-7!T(&1O
M=6)L93L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R
M:68[('1E>'0M86QI9VXZ(')I9VAT)SXF(S$U,3L\+W1D/CQT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#(N-7!T.R!T97AT
M+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T
M>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`R+C5P=#L@9F]N=#H@,3!P="!#86QI
M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@
M/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=B;W)D97(M8F]T=&]M.B!"
M;&%C:R`R+C5P="!D;W5B;&4[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF.R!T97AT+6%L:6=N.B!L969T)SXF(S$V,#L\+W1D
M/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G8F]R9&5R+6)O='1O;3H@
M0FQA8VL@,BXU<'0@9&]U8FQE.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E
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M+"!386YS+5-E<FEF)SX-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE
M/3-$)W1E>'0M86QI9VXZ(&IU<W1I9GD[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I
M8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS
M1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\
M=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT
M.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^
M)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M
M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y
M;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R
M:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL
M93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\
M=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[
M(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF
M(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@
M,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO
M=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L
M:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE
M/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@
M0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I
M+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D
M(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F
M;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q
M-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI
M9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE
M/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO
M=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@
M;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F
M;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q
M-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI
M9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4]
M,T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G
M/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@
M;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O
M;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V
M,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P
M="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^
M#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N
M.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$
M)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N
M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(
M96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO
M=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT
M.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[
M/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ
M(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$
M)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CPO='(^#0H\='(@<W1Y;&4]
M,T0G=F5R=&EC86PM86QI9VXZ(&)O='1O;3L@8F%C:V=R;W5N9"UC;VQO<CH@
M<F=B*#(P-"PR,S@L,C4U*3L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I
M8V$L(%-A;G,M4V5R:68G/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y
M;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@<&%D9&EN9RUB;W1T;VTZ(#(N-7!T
M.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^
M0V]L;&5C=&EV96QY(&5V86QU871E9"!F;W(@:6UP86ER;65N=#PO=&0^/'1D
M(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@,BXU
M<'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF
M)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4]
M,T0G8F]R9&5R+6)O='1O;3H@0FQA8VL@,BXU<'0@9&]U8FQE.R!F;VYT.B`Q
M,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@=&5X="UA;&EG
M;CH@;&5F="<^)#PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=B
M;W)D97(M8F]T=&]M.B!";&%C:R`R+C5P="!D;W5B;&4[(&9O;G0Z(#$P<'0@
M0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T97AT+6%L:6=N.B!R
M:6=H="<^,38Y+#@S,3PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=P861D:6YG+6)O='1O;3H@,BXU<'0[('1E>'0M86QI9VXZ(&QE9G0[(&9O
M;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V
M,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB
M;W1T;VTZ(#(N-7!T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)V)O<F1E<BUB;W1T;VTZ($)L86-K(#(N-7!T(&1O=6)L
M93L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[
M('1E>'0M86QI9VXZ(&QE9G0G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO
M=W)A<"!S='EL93TS1"=B;W)D97(M8F]T=&]M.B!";&%C:R`R+C5P="!D;W5B
M;&4[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF
M.R!T97AT+6%L:6=N.B!R:6=H="<^,C$R+#`U-3PO=&0^/'1D(&YO=W)A<#TS
M1&YO=W)A<"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@,BXU<'0[('1E>'0M
M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y
M;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#(N-7!T.R!F;VYT.B`Q,'!T($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\
M=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V)O<F1E<BUB;W1T;VTZ($)L
M86-K(#(N-7!T(&1O=6)L93L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I
M8V$L(%-A;G,M4V5R:68[('1E>'0M86QI9VXZ(&QE9G0G/B8C,38P.SPO=&0^
M/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=B;W)D97(M8F]T=&]M.B!"
M;&%C:R`R+C5P="!D;W5B;&4[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF.R!T97AT+6%L:6=N.B!R:6=H="<^-S@S+#<W-3PO
M=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P861D:6YG+6)O='1O
M;3H@,BXU<'0[('1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R
M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R
M87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#(N-7!T.R!F
M;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q
M-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V)O
M<F1E<BUB;W1T;VTZ($)L86-K(#(N-7!T(&1O=6)L93L@9F]N=#H@,3!P="!#
M86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[('1E>'0M86QI9VXZ(&QE
M9G0G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=B
M;W)D97(M8F]T=&]M.B!";&%C:R`R+C5P="!D;W5B;&4[(&9O;G0Z(#$P<'0@
M0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T97AT+6%L:6=N.B!R
M:6=H="<^,C`V+#DP.3PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=P861D:6YG+6)O='1O;3H@,BXU<'0[('1E>'0M86QI9VXZ(&QE9G0[(&9O
M;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V
M,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB
M;W1T;VTZ(#(N-7!T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)V)O<F1E<BUB;W1T;VTZ($)L86-K(#(N-7!T(&1O=6)L
M93L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[
M('1E>'0M86QI9VXZ(&QE9G0G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO
M=W)A<"!S='EL93TS1"=B;W)D97(M8F]T=&]M.B!";&%C:R`R+C5P="!D;W5B
M;&4[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF
M.R!T97AT+6%L:6=N.B!R:6=H="<^-34V+#,S-SPO=&0^/'1D(&YO=W)A<#TS
M1&YO=W)A<"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@,BXU<'0[('1E>'0M
M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y
M;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#(N-7!T.R!F;VYT.B`Q,'!T($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\
M=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V)O<F1E<BUB;W1T;VTZ($)L
M86-K(#(N-7!T(&1O=6)L93L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I
M8V$L(%-A;G,M4V5R:68[('1E>'0M86QI9VXZ(&QE9G0G/B8C,38P.SPO=&0^
M/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=B;W)D97(M8F]T=&]M.B!"
M;&%C:R`R+C5P="!D;W5B;&4[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF.R!T97AT+6%L:6=N.B!R:6=H="<^-3@L-#(T/"]T
M9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M
M.B`R+C5P=#L@=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I
M+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A
M<#TS1&YO=W)A<"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@,BXU<'0[(&9O
M;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V
M,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G8F]R
M9&5R+6)O='1O;3H@0FQA8VL@,BXU<'0@9&]U8FQE.R!F;VYT.B`Q,'!T($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@=&5X="UA;&EG;CH@;&5F
M="<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V)O
M<F1E<BUB;W1T;VTZ($)L86-K(#(N-7!T(&1O=6)L93L@9F]N=#H@,3!P="!#
M86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[('1E>'0M86QI9VXZ(')I
M9VAT)SXF(S$U,3L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
M<&%D9&EN9RUB;W1T;VTZ(#(N-7!T.R!T97AT+6%L:6=N.B!L969T.R!F;VYT
M.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[
M/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T
M=&]M.B`R+C5P=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A
M<"!S='EL93TS1"=B;W)D97(M8F]T=&]M.B!";&%C:R`R+C5P="!D;W5B;&4[
M(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T
M97AT+6%L:6=N.B!L969T)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R
M87`@<W1Y;&4],T0G8F]R9&5R+6)O='1O;3H@0FQA8VL@,BXU<'0@9&]U8FQE
M.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@
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M"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ
M(&IU<W1I9GD[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4]
M,T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G
M/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@
M;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O
M;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V
M,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P
M="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^
M#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N
M.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$
M)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N
M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(
M96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO
M=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT
M.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[
M/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ
M(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$
M)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R
M87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A
M<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W
M<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT
M.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[
M/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ
M(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
M9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C
M,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T
M97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P
M('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W
M<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z
M(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\
M+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#
M86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@
M("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L
M969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E
M>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P
M('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R
M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R
M87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV
M971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A
M<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q
M,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T
M9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I
M9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E
M>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A
M+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@
M<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S
M='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P
M/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q
M,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T
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M/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG
M;CH@;&5F=#L@<&%D9&EN9RUB;W1T;VTZ(#(N-7!T.R!F;VYT.B`Q,'!T($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^3&]A;G,@86-Q=6ER960@
M=VET:"!D971E<FEO<F%T960@8W)E9&ET('%U86QI='D\+W1D/CQT9"!N;W=R
M87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#(N-7!T.R!F
M;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q
M-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V)O
M<F1E<BUB;W1T;VTZ($)L86-K(#(N-7!T(&1O=6)L93L@9F]N=#H@,3!P="!#
M86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[('1E>'0M86QI9VXZ(&QE
M9G0G/B0\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G8F]R9&5R
M+6)O='1O;3H@0FQA8VL@,BXU<'0@9&]U8FQE.R!F;VYT.B`Q,'!T($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@=&5X="UA;&EG;CH@<FEG:'0G
M/B8C,34Q.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P861D
M:6YG+6)O='1O;3H@,BXU<'0[('1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P
M<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D
M/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ
M(#(N-7!T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T
M>6QE/3-$)V)O<F1E<BUB;W1T;VTZ($)L86-K(#(N-7!T(&1O=6)L93L@9F]N
M=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[('1E>'0M
M86QI9VXZ(&QE9G0G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S
M='EL93TS1"=B;W)D97(M8F]T=&]M.B!";&%C:R`R+C5P="!D;W5B;&4[(&9O
M;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T97AT
M+6%L:6=N.B!R:6=H="<^.3(P/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T
M>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`R+C5P=#L@=&5X="UA;&EG;CH@;&5F
M=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G
M/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P861D
M:6YG+6)O='1O;3H@,BXU<'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G8F]R9&5R+6)O='1O;3H@0FQA8VL@,BXU<'0@
M9&]U8FQE.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9CL@=&5X="UA;&EG;CH@;&5F="<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P
M/3-$;F]W<F%P('-T>6QE/3-$)V)O<F1E<BUB;W1T;VTZ($)L86-K(#(N-7!T
M(&1O=6)L93L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68[('1E>'0M86QI9VXZ(')I9VAT)SXF(S$U,3L\+W1D/CQT9"!N;W=R
M87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#(N-7!T.R!T
M97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P
M('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`R+C5P=#L@9F]N=#H@,3!P="!#
M86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@
M("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=B;W)D97(M8F]T=&]M
M.B!";&%C:R`R+C5P="!D;W5B;&4[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF.R!T97AT+6%L:6=N.B!L969T)SXF(S$V,#L\
M+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G8F]R9&5R+6)O='1O
M;3H@0FQA8VL@,BXU<'0@9&]U8FQE.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9CL@=&5X="UA;&EG;CH@<FEG:'0G/B8C,34Q
M.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P861D:6YG+6)O
M='1O;3H@,BXU<'0[('1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N
M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#(N-7!T
M.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^
M)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$
M)V)O<F1E<BUB;W1T;VTZ($)L86-K(#(N-7!T(&1O=6)L93L@9F]N=#H@,3!P
M="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[('1E>'0M86QI9VXZ
M(&QE9G0G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=B;W)D97(M8F]T=&]M.B!";&%C:R`R+C5P="!D;W5B;&4[(&9O;G0Z(#$P
M<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T97AT+6%L:6=N
M.B!R:6=H="<^)B,Q-3$[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE
M/3-$)W!A9&1I;F<M8F]T=&]M.B`R+C5P=#L@=&5X="UA;&EG;CH@;&5F=#L@
M9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C
M,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P861D:6YG
M+6)O='1O;3H@,BXU<'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A
M+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G8F]R9&5R+6)O='1O;3H@0FQA8VL@,BXU<'0@9&]U
M8FQE.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9CL@=&5X="UA;&EG;CH@;&5F="<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)V)O<F1E<BUB;W1T;VTZ($)L86-K(#(N-7!T(&1O
M=6)L93L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R
M:68[('1E>'0M86QI9VXZ(')I9VAT)SXF(S$U,3L\+W1D/CQT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#(N-7!T.R!T97AT
M+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T
M>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`R+C5P=#L@9F]N=#H@,3!P="!#86QI
M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@
M/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=B;W)D97(M8F]T=&]M.B!"
M;&%C:R`R+C5P="!D;W5B;&4[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF.R!T97AT+6%L:6=N.B!L969T)SXF(S$V,#L\+W1D
M/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G8F]R9&5R+6)O='1O;3H@
M0FQA8VL@,BXU<'0@9&]U8FQE.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9CL@=&5X="UA;&EG;CH@<FEG:'0G/B8C,34Q.SPO
M=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P861D:6YG+6)O='1O
M;3H@,BXU<'0[('1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R
M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R
M87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#(N-7!T.R!F
M;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q
M-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V)O
M<F1E<BUB;W1T;VTZ($)L86-K(#(N-7!T(&1O=6)L93L@9F]N=#H@,3!P="!#
M86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[('1E>'0M86QI9VXZ(&QE
M9G0G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=B
M;W)D97(M8F]T=&]M.B!";&%C:R`R+C5P="!D;W5B;&4[(&9O;G0Z(#$P<'0@
M0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T97AT+6%L:6=N.B!R
M:6=H="<^.3(P/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A
M9&1I;F<M8F]T=&]M.B`R+C5P=#L@=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@
M,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO
M=&0^/"]T<CX\+W1A8FQE/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T
M<CX-"B`@("`@(#QT<B!C;&%S<STS1')O/@T*("`@("`@("`\=&0@8VQA<W,]
M,T1P;"!V86QI9VX],T1T;W`^4V-H961U;&4@;V8@86-T:79I='D@:6X@=&AE
M(&%L;&]W86YC92!F;W(@;&]A;B!L;W-S97,@9F]R(&-O=F5R960@;&]A;G,\
M+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQP('-T>6QE/3-$)V9O
M;G0Z(#$P<'0O;F]R;6%L($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9CL@;6%R9VEN.B`P.R!T97AT+6%L:6=N.B!L969T)SY4:&4@9F]L;&]W:6YG
M('1A8FQE('!R97-E;G1S('1H92!A8W1I=FET>0T*:6X@=&AE(&%L;&]W86YC
M92!F;W(@;&]A;B!L;W-S97,@9F]R(&-O=F5R960@;&]A;G,@9F]R('1H92!Y
M96%R(&5N9&5D($1E8V5M8F5R(#,Q+"`R,#$R+CPO<#X-"@T*/'`@<W1Y;&4]
M,T0G9F]N=#H@,3!P="\Q,"XP-7!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9CL@;6%R9VEN.B`P.R!T97AT+6%L:6=N.B!J=7-T:69Y.R!T97AT
M+6EN9&5N=#H@,"XR-6EN)SXF(S$V,#L\+W`^#0H-"CQT86)L92!C96QL<&%D
M9&EN9STS1#`@8V5L;'-P86-I;F<],T0P('-T>6QE/3-$)V)O<F1E<BUC;VQL
M87!S93H@8V]L;&%P<V4[('=I9'1H.B`Q,#`E.R!F;VYT.B`Q,'!T($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^#0H\='(@<W1Y;&4],T0G=F5R
M=&EC86PM86QI9VXZ(&)O='1O;3L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV
M971I8V$L(%-A;G,M4V5R:68G/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@
M<W1Y;&4],T0G9F]N=#H@:71A;&EC(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A
M+"!386YS+5-E<FEF.R!T97AT+6%L:6=N.B!J=7-T:69Y)SXH)"!I;B!T:&]U
M<V%N9',I/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I
M;F<M8F]T=&]M.B`Q<'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A
M+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!C;VQS<&%N/3-$
M,B!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@8V5N=&5R
M.R!B;W)D97(M8F]T=&]M.B!";&%C:R`Q<'0@<V]L:60[(&9O;G0Z(#$P<'0@
M0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SY#;W9E<F5D($QO86YS
M/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T
M=&]M.B`Q<'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF)SXF(S$V,#L\+W1D/CPO='(^#0H\='(@<W1Y;&4],T0G=F5R=&EC
M86PM86QI9VXZ(&)O='1O;3L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I
M8V$L(%-A;G,M4V5R:68G/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y
M;&4],T0G=&5X="UA;&EG;CH@:G5S=&EF>3L@9F]N=#H@,3!P="!#86QI8G)I
M+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A
M<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@8V]L<W!A
M;CTS1#(@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I
M9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O
M;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V
M,#L\+W1D/CPO='(^#0H\='(@<W1Y;&4],T0G=F5R=&EC86PM86QI9VXZ(&)O
M='1O;3L@8F%C:V=R;W5N9"UC;VQO<CH@<F=B*#(P-"PR,S@L,C4U*3L@9F]N
M=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/@T*("`@
M(#QT9"!C;VQS<&%N/3-$-2!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N
M=#H@8F]L9"`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@
M=&5X="UD96-O<F%T:6]N.B!U;F1E<FQI;F4[('1E>'0M86QI9VXZ(&QE9G0G
M/D%S(&]F(&%N9"!F;W(@=&AE('EE87(@96YD960@1&5C96UB97(@,S$L(#(P
M,3(\+W1D/CPO='(^#0H\='(@<W1Y;&4],T0G=F5R=&EC86PM86QI9VXZ(&)O
M='1O;3L@8F%C:V=R;W5N9"UC;VQO<CH@5VAI=&4[(&9O;G0Z(#$P<'0@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SX-"B`@("`\=&0@;F]W<F%P
M/3-$;F]W<F%P('-T>6QE/3-$)W=I9'1H.B`Y,"4[('1E>'0M86QI9VXZ(&QE
M9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF
M)SY"96=I;FYI;F<@8F%L86YC93PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S
M='EL93TS1"=W:61T:#H@,24[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G=VED=&@Z(#$E.R!T97AT+6%L:6=N.B!L969T
M.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^
M)#PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=W:61T:#H@-R4[
M('1E>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9B<^-2PX,#@\+W1D/CQT9"!N;W=R87`],T1N;W=R
M87`@<W1Y;&4],T0G=VED=&@Z(#$E.R!T97AT+6%L:6=N.B!L969T.R!F;VYT
M.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[
M/"]T9#X\+W1R/@T*/'1R('-T>6QE/3-$)W9E<G1I8V%L+6%L:6=N.B!B;W1T
M;VT[(&)A8VMG<F]U;F0M8V]L;W(Z(')G8B@R,#0L,C,X+#(U-2D[(&9O;G0Z
M(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SX-"B`@("`\
M=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[
M(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SY#
M:&%R9V4M;V9F<SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F
M;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q
M-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E
M>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A
M+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@
M<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R
M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXH,3`L-S(X/"]T9#X\=&0@;F]W
M<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z
M(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXI/"]T9#X\
M+W1R/@T*/'1R('-T>6QE/3-$)W9E<G1I8V%L+6%L:6=N.B!B;W1T;VT[(&)A
M8VMG<F]U;F0M8V]L;W(Z(%=H:71E.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9B<^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A
M<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^4F5C;W9E<FEE<SPO=&0^/'1D
M(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@
M;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O
M;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V
M,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG
M;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF)SXF(S$U,3L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4]
M,T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV
M971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/"]T<CX-"CQT<B!S='EL
M93TS1"=V97)T:6-A;"UA;&EG;CH@8F]T=&]M.R!B86-K9W)O=6YD+6-O;&]R
M.B!R9V(H,C`T+#(S."PR-34I.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9B<^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S
M='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!P861D:6YG+6)O='1O;3H@,7!T
M.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^
M4')O=FES:6]N<SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P
M861D:6YG+6)O='1O;3H@,7!T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P
M/3-$;F]W<F%P('-T>6QE/3-$)V)O<F1E<BUB;W1T;VTZ($)L86-K(#%P="!S
M;VQI9#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R
M:68[('1E>'0M86QI9VXZ(&QE9G0G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS
M1&YO=W)A<"!S='EL93TS1"=B;W)D97(M8F]T=&]M.B!";&%C:R`Q<'0@<V]L
M:60[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF
M.R!T97AT+6%L:6=N.B!R:6=H="<^.2PV-SD\+W1D/CQT9"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#%P=#L@=&5X="UA;&EG
M;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68G/B8C,38P.SPO=&0^/"]T<CX-"CQT<B!S='EL93TS1"=V97)T:6-A
M;"UA;&EG;CH@8F]T=&]M.R!B86-K9W)O=6YD+6-O;&]R.B!7:&ET93L@9F]N
M=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/@T*("`@
M(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F
M=#L@<&%D9&EN9RUB;W1T;VTZ(#(N-7!T.R!F;VYT.B`Q,'!T($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9B<^16YD:6YG(&)A;&%N8V4\+W1D/CQT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#(N
M-7!T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE
M/3-$)V)O<F1E<BUB;W1T;VTZ($)L86-K(#(N-7!T(&1O=6)L93L@9F]N=#H@
M,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[('1E>'0M86QI
M9VXZ(&QE9G0G/B0\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
M8F]R9&5R+6)O='1O;3H@0FQA8VL@,BXU<'0@9&]U8FQE.R!F;VYT.B`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@=&5X="UA;&EG;CH@
M<FEG:'0G/C0L-S4Y/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$
M)W!A9&1I;F<M8F]T=&]M.B`R+C5P=#L@=&5X="UA;&EG;CH@;&5F=#L@9F]N
M=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P
M.SPO=&0^/"]T<CX-"CQT<B!S='EL93TS1"=V97)T:6-A;"UA;&EG;CH@8F]T
M=&]M.R!B86-K9W)O=6YD+6-O;&]R.B!R9V(H,C`T+#(S."PR-34I.R!F;VYT
M.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^#0H@("`@
M/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T
M.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^
M)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z
M(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\
M+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA
M;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL
M93TS1"=T97AT+6%L:6=N.B!R:6=H=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(
M96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS
M1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\
M+W1R/@T*/'1R('-T>6QE/3-$)W9E<G1I8V%L+6%L:6=N.B!B;W1T;VT[(&)A
M8VMG<F]U;F0M8V]L;W(Z(%=H:71E.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9B<^#0H@("`@/'1D(&-O;'-P86X],T0U(&YO
M=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B!B;VQD(#$P<'0@0V%L:6)R
M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T97AT+6%L:6=N.B!L969T)SY%
M;F1I;F<@8F%L86YC97,@87,@;V8@1&5C96UB97(@,S$L(#(P,3(Z)B,Q-C`[
M)B,Q-C`[06QL;W=A;F-E(&9O<B!L;V%N(&QO<W-E<SPO=&0^/"]T<CX-"CQT
M<B!S='EL93TS1"=V97)T:6-A;"UA;&EG;CH@8F]T=&]M.R!B86-K9W)O=6YD
M+6-O;&]R.B!R9V(H,C`T+#(S."PR-34I.R!F;VYT.B`Q,'!T($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9B<^#0H@("`@/'1D(&-O;'-P86X],T0U
M(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F
M;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q
M-C`[/"]T9#X\+W1R/@T*/'1R('-T>6QE/3-$)W9E<G1I8V%L+6%L:6=N.B!B
M;W1T;VT[(&)A8VMG<F]U;F0M8V]L;W(Z(%=H:71E.R!F;VYT.B`Q,'!T($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^#0H@("`@/'1D(&YO=W)A
M<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!P861D:6YG
M+6)O='1O;3H@,BXU<'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A
M+"!386YS+5-E<FEF)SY);F1I=FED=6%L;'D@979A;'5A=&5D(&9O<B!I;7!A
M:7)M96YT/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I
M;F<M8F]T=&]M.B`R+C5P=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I
M8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS
M1&YO=W)A<"!S='EL93TS1"=B;W)D97(M8F]T=&]M.B!";&%C:R`R+C5P="!D
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M4V5R:68G/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X
M="UA;&EG;CH@;&5F=#L@<&%D9&EN9RUB;W1T;VTZ(#(N-7!T.R!F;VYT.B`Q
M,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^0V]L;&5C=&EV
M96QY(&5V86QU871E9"!F;W(@:6UP86ER;65N=#PO=&0^/'1D(&YO=W)A<#TS
M1&YO=W)A<"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@,BXU<'0[(&9O;G0Z
M(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\
M+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G8F]R9&5R
M+6)O='1O;3H@0FQA8VL@,BXU<'0@9&]U8FQE.R!F;VYT.B`Q,'!T($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@=&5X="UA;&EG;CH@;&5F="<^
M)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V)O<F1E
M<BUB;W1T;VTZ($)L86-K(#(N-7!T(&1O=6)L93L@9F]N=#H@,3!P="!#86QI
M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[('1E>'0M86QI9VXZ(')I9VAT
M)SXS,#`\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN
M9RUB;W1T;VTZ(#(N-7!T.R!T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\
M+W1R/@T*/'1R('-T>6QE/3-$)W9E<G1I8V%L+6%L:6=N.B!B;W1T;VT[(&)A
M8VMG<F]U;F0M8V]L;W(Z(%=H:71E.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9B<^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A
M<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!P861D:6YG+6)O='1O;3H@
M,BXU<'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF)SY,;V%N<R!A8W%U:7)E9"!W:71H(&1E=&5R:6]R871E9"!C<F5D:70@
M<75A;&ET>3PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P861D
M:6YG+6)O='1O;3H@,BXU<'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G8F]R9&5R+6)O='1O;3H@0FQA8VL@,BXU<'0@
M9&]U8FQE.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9CL@=&5X="UA;&EG;CH@;&5F="<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P
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M;G,M4V5R:68G/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
M=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I
M8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A
M<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P
M('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R
M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R
M87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z
M(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\
M+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@
M;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R
M:68G/B8C,38P.SPO=&0^/"]T<CX-"CQT<B!S='EL93TS1"=V97)T:6-A;"UA
M;&EG;CH@8F]T=&]M.R!B86-K9W)O=6YD+6-O;&]R.B!7:&ET93L@9F]N=#H@
M,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/@T*("`@(#QT
M9"!C;VQS<&%N/3-$-2!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@
M8F]L9"`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@=&5X
M="UA;&EG;CH@;&5F="<^3&]A;G,@<F5C96EV86)L92!A<R!O9B!$96-E;6)E
M<B`S,2P@,C`Q,CH\+W1D/CPO='(^#0H\='(@<W1Y;&4],T0G=F5R=&EC86PM
M86QI9VXZ(&)O='1O;3L@8F%C:V=R;W5N9"UC;VQO<CH@<F=B*#(P-"PR,S@L
M,C4U*3L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R
M:68G/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA
M;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL
M93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE
M/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@
M0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@
M9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C
M,38P.SPO=&0^/"]T<CX-"CQT<B!S='EL93TS1"=V97)T:6-A;"UA;&EG;CH@
M8F]T=&]M.R!B86-K9W)O=6YD+6-O;&]R.B!7:&ET93L@9F]N=#H@,3!P="!#
M86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/@T*("`@(#QT9"!N;W=R
M87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@<&%D9&EN
M9RUB;W1T;VTZ(#(N-7!T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9B<^16YD:6YG(&)A;&%N8V4@)B,Q-3`[('1O=&%L/"]T
M9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M
M.B`R+C5P=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S
M='EL93TS1"=B;W)D97(M8F]T=&]M.B!";&%C:R`R+C5P="!D;W5B;&4[(&9O
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M>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`R+C5P=#L@=&5X="UA;&EG;CH@;&5F
M=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G
M/B8C,38P.SPO=&0^/"]T<CX-"CQT<B!S='EL93TS1"=V97)T:6-A;"UA;&EG
M;CH@8F]T=&]M.R!B86-K9W)O=6YD+6-O;&]R.B!R9V(H,C`T+#(S."PR-34I
M.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^
M#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N
M.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$
M)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF
M(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
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M.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[
M/"]T9#X\+W1R/@T*/'1R('-T>6QE/3-$)W9E<G1I8V%L+6%L:6=N.B!B;W1T
M;VT[(&)A8VMG<F]U;F0M8V]L;W(Z(%=H:71E.R!F;VYT.B`Q,'!T($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^#0H@("`@/'1D(&-O;'-P86X]
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M"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ
M(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
M9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C
M,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T
M97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P
M('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W
M<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z
M(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\
M+W1D/CPO='(^#0H\='(@<W1Y;&4],T0G=F5R=&EC86PM86QI9VXZ(&)O='1O
M;3L@8F%C:V=R;W5N9"UC;VQO<CH@5VAI=&4[(&9O;G0Z(#$P<'0@0V%L:6)R
M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SX-"B`@("`\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[('!A9&1I;F<M8F]T
M=&]M.B`R+C5P=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68G/DEN9&EV:61U86QL>2!E=F%L=6%T960@9F]R(&EM<&%I<FUE
M;G0\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB
M;W1T;VTZ(#(N-7!T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)V)O<F1E<BUB;W1T;VTZ($)L86-K(#(N-7!T(&1O=6)L
M93L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[
M('1E>'0M86QI9VXZ(&QE9G0G/B0\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@
M<W1Y;&4],T0G8F]R9&5R+6)O='1O;3H@0FQA8VL@,BXU<'0@9&]U8FQE.R!F
M;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@=&5X
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M:68G/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA
M;&EG;CH@;&5F=#L@<&%D9&EN9RUB;W1T;VTZ(#(N-7!T.R!F;VYT.B`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^0V]L;&5C=&EV96QY
M(&5V86QU871E9"!F;W(@:6UP86ER;65N=#PO=&0^/'1D(&YO=W)A<#TS1&YO
M=W)A<"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@,BXU<'0[(&9O;G0Z(#$P
M<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D
M/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G8F]R9&5R+6)O
M='1O;3H@0FQA8VL@,BXU<'0@9&]U8FQE.R!F;VYT.B`Q,'!T($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9CL@=&5X="UA;&EG;CH@;&5F="<^)B,Q
M-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V)O<F1E<BUB
M;W1T;VTZ($)L86-K(#(N-7!T(&1O=6)L93L@9F]N=#H@,3!P="!#86QI8G)I
M+"!(96QV971I8V$L(%-A;G,M4V5R:68[('1E>'0M86QI9VXZ(')I9VAT)SXR
M,#<L-#`P/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I
M;F<M8F]T=&]M.B`R+C5P=#L@=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P
M="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^
M/"]T<CX-"CQT<B!S='EL93TS1"=V97)T:6-A;"UA;&EG;CH@8F]T=&]M.R!B
M86-K9W)O=6YD+6-O;&]R.B!7:&ET93L@9F]N=#H@,3!P="!#86QI8G)I+"!(
M96QV971I8V$L(%-A;G,M4V5R:68G/@T*("`@(#QT9"!N;W=R87`],T1N;W=R
M87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@<&%D9&EN9RUB;W1T;VTZ
M(#(N-7!T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9B<^3&]A;G,@86-Q=6ER960@=VET:"!D971E<FEO<F%T960@8W)E9&ET
M('%U86QI='D\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D
M9&EN9RUB;W1T;VTZ(#(N-7!T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P
M/3-$;F]W<F%P('-T>6QE/3-$)V)O<F1E<BUB;W1T;VTZ($)L86-K(#(N-7!T
M(&1O=6)L93L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68[('1E>'0M86QI9VXZ(&QE9G0G/B8C,38P.SPO=&0^/'1D(&YO=W)A
M<#TS1&YO=W)A<"!S='EL93TS1"=B;W)D97(M8F]T=&]M.B!";&%C:R`R+C5P
M="!D;W5B;&4[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF.R!T97AT+6%L:6=N.B!R:6=H="<^-"PX,C4\+W1D/CQT9"!N;W=R
M87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#(N-7!T.R!T
M97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\+W1R/@T*/"]T86)L93X-"@T*
M/'`@<W1Y;&4],T0G9F]N=#H@,3!P="\Q,"XP-7!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9CL@;6%R9VEN.B`P.R!T97AT+6%L:6=N.B!J=7-T
M:69Y.R!T97AT+6EN9&5N=#H@,"XR-6EN)SXF(S$V,#L\+W`^#0H-"CQP('-T
M>6QE/3-$)V9O;G0Z(#$P<'0O;F]R;6%L($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9CL@;6%R9VEN.B`P.R!T97AT+6%L:6=N.B!L969T)SY4:&4@
M9F]L;&]W:6YG('1A8FQE('!R97-E;G1S('1H92!A8W1I=FET>0T*:6X@=&AE
M(&%L;&]W86YC92!F;W(@;&]A;B!L;W-S97,@9F]R(&-O=F5R960@;&]A;G,@
M9F]R('1H92!Y96%R(&5N9&5D($1E8V5M8F5R(#,Q+"`R,#$Q+B8C,38P.SPO
M<#X-"@T*/'`@<W1Y;&4],T0G9F]N=#H@,3!P="\Q,"XP-7!T($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9CL@;6%R9VEN.B`P.R!T97AT+6%L:6=N
M.B!J=7-T:69Y.R!T97AT+6EN9&5N=#H@,"XR-6EN)SXF(S$V,#L\+W`^#0H-
M"CQT86)L92!C96QL<&%D9&EN9STS1#`@8V5L;'-P86-I;F<],T0P('-T>6QE
M/3-$)V)O<F1E<BUC;VQL87!S93H@8V]L;&%P<V4[('=I9'1H.B`Q,#`E.R!F
M;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^#0H\
M='(@<W1Y;&4],T0G=F5R=&EC86PM86QI9VXZ(&)O='1O;3L@9F]N=#H@,3!P
M="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/@T*("`@(#QT9"!N
M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@:71A;&EC(#$P<'0@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T97AT+6%L:6=N.B!J=7-T
M:69Y)SXH)"!I;B!T:&]U<V%N9',I/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P
M('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`Q<'0[(&9O;G0Z(#$P<'0@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@
M(#QT9"!C;VQS<&%N/3-$,B!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X
M="UA;&EG;CH@8V5N=&5R.R!B;W)D97(M8F]T=&]M.B!";&%C:R`Q<'0@<V]L
M:60[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF
M)SY#;W9E<F5D($QO86YS/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE
M/3-$)W!A9&1I;F<M8F]T=&]M.B`Q<'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CPO='(^#0H\='(@
M<W1Y;&4],T0G=F5R=&EC86PM86QI9VXZ(&)O='1O;3L@9F]N=#H@,3!P="!#
M86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/@T*("`@(#QT9"!N;W=R
M87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@:G5S=&EF>3L@9F]N
M=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P
M.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-
M"B`@("`\=&0@8V]L<W!A;CTS1#(@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$
M)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF)SXF(S$V,#L\+W1D/CPO='(^#0H\='(@<W1Y;&4],T0G=F5R
M=&EC86PM86QI9VXZ(&)O='1O;3L@8F%C:V=R;W5N9"UC;VQO<CH@<F=B*#(P
M-"PR,S@L,C4U*3L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68G/@T*("`@(#QT9"!C;VQS<&%N/3-$-2!N;W=R87`],T1N;W=R
M87`@<W1Y;&4],T0G9F]N=#H@8F]L9"`Q,'!T($-A;&EB<FDL($AE;'9E=&EC
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M"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W=I9'1H.B`Y,"4[
M('1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF)SY"96=I;FYI;F<@8F%L86YC93PO=&0^/'1D(&YO
M=W)A<#TS1&YO=W)A<"!S='EL93TS1"=W:61T:#H@,24[(&9O;G0Z(#$P<'0@
M0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*
M("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=VED=&@Z(#$E.R!T
M97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9B<^)#PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL
M93TS1"=W:61T:#H@-R4[('1E>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^,3$L,34U/"]T9#X\
M=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W=I9'1H.B`Q)3L@=&5X="UA
M;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68G/B8C,38P.SPO=&0^/"]T<CX-"CQT<B!S='EL93TS1"=V97)T
M:6-A;"UA;&EG;CH@8F]T=&]M.R!B86-K9W)O=6YD+6-O;&]R.B!R9V(H,C`T
M+#(S."PR-34I.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9B<^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T
M97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9B<^0VAA<F=E+6]F9G,\+W1D/CQT9"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO
M=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@
M;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F
M;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^*#$X
M+#$R,SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L
M:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9B<^*3PO=&0^/"]T<CX-"CQT<B!S='EL93TS1"=V97)T:6-A;"UA
M;&EG;CH@8F]T=&]M.R!B86-K9W)O=6YD+6-O;&]R.B!7:&ET93L@9F]N=#H@
M,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/@T*("`@(#QT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@
M9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/E)E
M8V]V97)I97,\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N
M=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P
M.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT
M+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T
M>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL
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M="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/@T*("`@(#QT9"!N
M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@<&%D
M9&EN9RUB;W1T;VTZ(#%P=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I
M8V$L(%-A;G,M4V5R:68G/E!R;W9I<VEO;G,\+W1D/CQT9"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#%P=#L@9F]N=#H@,3!P
M="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^
M#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=B;W)D97(M8F]T
M=&]M.B!";&%C:R`Q<'0@<V]L:60[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF.R!T97AT+6%L:6=N.B!L969T)SXF(S$V,#L\
M+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G8F]R9&5R+6)O='1O
M;3H@0FQA8VL@,7!T('-O;&ED.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9CL@=&5X="UA;&EG;CH@<FEG:'0G/C$R+#<W-CPO
M=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P861D:6YG+6)O='1O
M;3H@,7!T.R!T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\+W1R/@T*/'1R
M('-T>6QE/3-$)W9E<G1I8V%L+6%L:6=N.B!B;W1T;VT[(&)A8VMG<F]U;F0M
M8V]L;W(Z(%=H:71E.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9B<^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=T97AT+6%L:6=N.B!L969T.R!P861D:6YG+6)O='1O;3H@,BXU<'0[(&9O
M;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SY%;F1I
M;F<@8F%L86YC93PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P
M861D:6YG+6)O='1O;3H@,BXU<'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R
M87`],T1N;W=R87`@<W1Y;&4],T0G8F]R9&5R+6)O='1O;3H@0FQA8VL@,BXU
M<'0@9&]U8FQE.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9CL@=&5X="UA;&EG;CH@;&5F="<^)#PO=&0^/'1D(&YO=W)A<#TS
M1&YO=W)A<"!S='EL93TS1"=B;W)D97(M8F]T=&]M.B!";&%C:R`R+C5P="!D
M;W5B;&4[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF.R!T97AT+6%L:6=N.B!R:6=H="<^-2PX,#@\+W1D/CQT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#(N-7!T.R!T97AT
M+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\+W1R/@T*/'1R('-T>6QE/3-$)W9E
M<G1I8V%L+6%L:6=N.B!B;W1T;VT[(&)A8VMG<F]U;F0M8V]L;W(Z(')G8B@R
M,#0L,C,X+#(U-2D[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF)SX-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$
M)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R
M87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A
M<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W
M<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT
M.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[
M/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ
M(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF)SXF(S$V,#L\+W1D/CPO='(^#0H\='(@<W1Y;&4],T0G=F5R=&EC86PM
M86QI9VXZ(&)O='1O;3L@8F%C:V=R;W5N9"UC;VQO<CH@5VAI=&4[(&9O;G0Z
M(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SX-"B`@("`\
M=&0@8V]L<W!A;CTS1#4@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z
M(&)O;&0@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[('1E
M>'0M86QI9VXZ(&QE9G0G/D5N9&EN9R!B86QA;F-E<R!A<R!O9B!$96-E;6)E
M<B`S,2P@,C`Q,3HF(S$V,#LF(S$V,#M!;&QO=V%N8V4@9F]R(&QO86X@;&]S
M<V5S/"]T9#X\+W1R/@T*/'1R('-T>6QE/3-$)W9E<G1I8V%L+6%L:6=N.B!B
M;W1T;VT[(&)A8VMG<F]U;F0M8V]L;W(Z(')G8B@R,#0L,C,X+#(U-2D[(&9O
M;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SX-"B`@
M("`\=&0@8V]L<W!A;CTS1#4@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E
M>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A
M+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CPO='(^#0H\='(@<W1Y;&4],T0G
M=F5R=&EC86PM86QI9VXZ(&)O='1O;3L@8F%C:V=R;W5N9"UC;VQO<CH@5VAI
M=&4[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF
M)SX-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI
M9VXZ(&QE9G0[('!A9&1I;F<M8F]T=&]M.B`R+C5P=#L@9F]N=#H@,3!P="!#
M86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/DEN9&EV:61U86QL>2!E
M=F%L=6%T960@9F]R(&EM<&%I<FUE;G0\+W1D/CQT9"!N;W=R87`],T1N;W=R
M87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#(N-7!T.R!F;VYT.B`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-
M"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V)O<F1E<BUB;W1T
M;VTZ($)L86-K(#(N-7!T(&1O=6)L93L@9F]N=#H@,3!P="!#86QI8G)I+"!(
M96QV971I8V$L(%-A;G,M4V5R:68[('1E>'0M86QI9VXZ(&QE9G0G/B0\+W1D
M/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G8F]R9&5R+6)O='1O;3H@
M0FQA8VL@,BXU<'0@9&]U8FQE.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9CL@=&5X="UA;&EG;CH@<FEG:'0G/C4L-#@Q/"]T
M9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M
M.B`R+C5P=#L@=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I
M+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/"]T<CX-"CQT
M<B!S='EL93TS1"=V97)T:6-A;"UA;&EG;CH@8F]T=&]M.R!B86-K9W)O=6YD
M+6-O;&]R.B!R9V(H,C`T+#(S."PR-34I.R!F;VYT.B`Q,'!T($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9B<^#0H@("`@/'1D(&YO=W)A<#TS1&YO
M=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!P861D:6YG+6)O='1O
M;3H@,BXU<'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF)SY#;VQL96-T:79E;'D@979A;'5A=&5D(&9O<B!I;7!A:7)M96YT
M/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T
M=&]M.B`R+C5P=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A
M<"!S='EL93TS1"=B;W)D97(M8F]T=&]M.B!";&%C:R`R+C5P="!D;W5B;&4[
M(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T
M97AT+6%L:6=N.B!L969T)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R
M87`@<W1Y;&4],T0G8F]R9&5R+6)O='1O;3H@0FQA8VL@,BXU<'0@9&]U8FQE
M.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@
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M;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SX-"B`@
M("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE
M9G0[('!A9&1I;F<M8F]T=&]M.B`R+C5P=#L@9F]N=#H@,3!P="!#86QI8G)I
M+"!(96QV971I8V$L(%-A;G,M4V5R:68G/DQO86YS(&%C<75I<F5D('=I=&@@
M9&5T97)I;W)A=&5D(&-R961I="!Q=6%L:71Y/"]T9#X\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`R+C5P=#L@9F]N=#H@
M,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO
M=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=B;W)D97(M
M8F]T=&]M.B!";&%C:R`R+C5P="!D;W5B;&4[(&9O;G0Z(#$P<'0@0V%L:6)R
M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T97AT+6%L:6=N.B!L969T)SXF
M(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G8F]R9&5R
M+6)O='1O;3H@0FQA8VL@,BXU<'0@9&]U8FQE.R!F;VYT.B`Q,'!T($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@=&5X="UA;&EG;CH@<FEG:'0G
M/C,R-SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P861D:6YG
M+6)O='1O;3H@,BXU<'0[('1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@
M0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CPO
M='(^#0H\='(@<W1Y;&4],T0G=F5R=&EC86PM86QI9VXZ(&)O='1O;3L@8F%C
M:V=R;W5N9"UC;VQO<CH@<F=B*#(P-"PR,S@L,C4U*3L@9F]N=#H@,3!P="!#
M86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/@T*("`@(#QT9"!N;W=R
M87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@
M,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO
M=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@
M("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE
M9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF
M)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X
M="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A
M+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@
M<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I
M+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/"]T<CX-"CQT
M<B!S='EL93TS1"=V97)T:6-A;"UA;&EG;CH@8F]T=&]M.R!B86-K9W)O=6YD
M+6-O;&]R.B!7:&ET93L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68G/@T*("`@(#QT9"!C;VQS<&%N/3-$-2!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G9F]N=#H@8F]L9"`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9CL@=&5X="UA;&EG;CH@;&5F="<^3&]A;G,@<F5C
M96EV86)L92!A<R!O9B!$96-E;6)E<B`S,2P@,C`Q,3H\+W1D/CPO='(^#0H\
M='(@<W1Y;&4],T0G=F5R=&EC86PM86QI9VXZ(&)O='1O;3L@8F%C:V=R;W5N
M9"UC;VQO<CH@<F=B*#(P-"PR,S@L,C4U*3L@9F]N=#H@,3!P="!#86QI8G)I
M+"!(96QV971I8V$L(%-A;G,M4V5R:68G/@T*("`@(#QT9"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#
M86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D
M(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@
M;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O
M;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V
M,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG
M;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4]
M,T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV
M971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/"]T<CX-"CQT<B!S='EL
M93TS1"=V97)T:6-A;"UA;&EG;CH@8F]T=&]M.R!B86-K9W)O=6YD+6-O;&]R
M.B!7:&ET93L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68G/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X
M="UA;&EG;CH@;&5F=#L@<&%D9&EN9RUB;W1T;VTZ(#(N-7!T.R!F;VYT.B`Q
M,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^16YD:6YG(&)A
M;&%N8V4@)B,Q-3`[('1O=&%L/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T
M>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`R+C5P=#L@9F]N=#H@,3!P="!#86QI
M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@
M/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=B;W)D97(M8F]T=&]M.B!"
M;&%C:R`R+C5P="!D;W5B;&4[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF.R!T97AT+6%L:6=N.B!L969T)SXD/"]T9#X\=&0@
M;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V)O<F1E<BUB;W1T;VTZ($)L86-K
M(#(N-7!T(&1O=6)L93L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68[('1E>'0M86QI9VXZ(')I9VAT)SXS-C$L,C,T/"]T9#X\
M=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`R
M+C5P=#L@=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(
M96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/"]T<CX-"CQT<B!S
M='EL93TS1"=V97)T:6-A;"UA;&EG;CH@8F]T=&]M.R!B86-K9W)O=6YD+6-O
M;&]R.B!R9V(H,C`T+#(S."PR-34I.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9B<^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A
M<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W
M<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R
M87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@
M,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO
M=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!R
M:6=H=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R
M:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T
M97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\+W1R/@T*/'1R('-T>6QE/3-$
M)W9E<G1I8V%L+6%L:6=N.B!B;W1T;VT[(&)A8VMG<F]U;F0M8V]L;W(Z(%=H
M:71E.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9B<^#0H@("`@/'1D(&-O;'-P86X],T0U(&YO=W)A<#TS1&YO=W)A<"!S='EL
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M=F5T:6-A+"!386YS+5-E<FEF)SX-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P
M('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R
M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R
M87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV
M971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A
M<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q
M,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T
M9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I
M9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E
M>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A
M+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CPO='(^#0H\='(@<W1Y;&4],T0G
M=F5R=&EC86PM86QI9VXZ(&)O='1O;3L@8F%C:V=R;W5N9"UC;VQO<CH@5VAI
M=&4[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF
M)SX-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI
M9VXZ(&QE9G0[('!A9&1I;F<M8F]T=&]M.B`R+C5P=#L@9F]N=#H@,3!P="!#
M86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/DEN9&EV:61U86QL>2!E
M=F%L=6%T960@9F]R(&EM<&%I<FUE;G0\+W1D/CQT9"!N;W=R87`],T1N;W=R
M87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#(N-7!T.R!F;VYT.B`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-
M"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V)O<F1E<BUB;W1T
M;VTZ($)L86-K(#(N-7!T(&1O=6)L93L@9F]N=#H@,3!P="!#86QI8G)I+"!(
M96QV971I8V$L(%-A;G,M4V5R:68[('1E>'0M86QI9VXZ(&QE9G0G/B0\+W1D
M/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G8F]R9&5R+6)O='1O;3H@
M0FQA8VL@,BXU<'0@9&]U8FQE.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E
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M+"!(96QV971I8V$L(%-A;G,M4V5R:68G/@T*("`@(#QT9"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@<&%D9&EN9RUB;W1T
M;VTZ(#(N-7!T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9B<^0V]L;&5C=&EV96QY(&5V86QU871E9"!F;W(@:6UP86ER;65N
M=#PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P861D:6YG+6)O
M='1O;3H@,BXU<'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R
M87`@<W1Y;&4],T0G8F]R9&5R+6)O='1O;3H@0FQA8VL@,BXU<'0@9&]U8FQE
M.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@
M=&5X="UA;&EG;CH@;&5F="<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)V)O<F1E<BUB;W1T;VTZ($)L86-K(#(N-7!T(&1O=6)L
M93L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[
M('1E>'0M86QI9VXZ(')I9VAT)SXS,38L-3$Q/"]T9#X\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`R+C5P=#L@=&5X="UA
M;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68G/B8C,38P.SPO=&0^/"]T<CX-"CQT<B!S='EL93TS1"=V97)T
M:6-A;"UA;&EG;CH@8F]T=&]M.R!B86-K9W)O=6YD+6-O;&]R.B!7:&ET93L@
M9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/@T*
M("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@
M;&5F=#L@<&%D9&EN9RUB;W1T;VTZ(#(N-7!T.R!F;VYT.B`Q,'!T($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^3&]A;G,@86-Q=6ER960@=VET
M:"!D971E<FEO<F%T960@8W)E9&ET('%U86QI='D\+W1D/CQT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#(N-7!T.R!F;VYT
M.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[
M/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V)O<F1E
M<BUB;W1T;VTZ($)L86-K(#(N-7!T(&1O=6)L93L@9F]N=#H@,3!P="!#86QI
M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[('1E>'0M86QI9VXZ(&QE9G0G
M/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=B;W)D
M97(M8F]T=&]M.B!";&%C:R`R+C5P="!D;W5B;&4[(&9O;G0Z(#$P<'0@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T97AT+6%L:6=N.B!R:6=H
M="<^-RPX-C0\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D
M9&EN9RUB;W1T;VTZ(#(N-7!T.R!T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q
M,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T
M9#X\+W1R/CPO=&%B;&4^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R
M/@T*("`@("`@/'1R(&-L87-S/3-$<F4^#0H@("`@("`@(#QT9"!C;&%S<STS
M1'!L('9A;&EG;CTS1'1O<#Y38VAE9'5L92!O9B!I;7!A:7)E9"!L;V%N<SPO
M=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'`@<W1Y;&4],T0G9F]N
M=#H@,3!P="]N;W)M86P@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF
M.R!M87)G:6XZ(#`[('1E>'0M86QI9VXZ(&QE9G0G/E1H92!F;VQL;W=I;F<@
M=&%B;&4@<')E<V5N=',@=&AE($-O;7!A;GDF(S$T-CMS#0II;7!A:7)E9"!L
M;V%N<R!A<R!O9B!$96-E;6)E<B`S,2P@,C`Q,BX\+W`^#0H-"CQP('-T>6QE
M/3-$)V9O;G0Z(#$P<'0O,3`N,#5P="!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68[(&UA<F=I;CH@,#L@=&5X="UA;&EG;CH@:G5S=&EF>3L@=&5X
M="UI;F1E;G0Z(#`N,C5I;B<^)B,Q-C`[/"]P/@T*#0H\=&%B;&4@8V5L;'!A
M9&1I;F<],T0P(&-E;&QS<&%C:6YG/3-$,"!S='EL93TS1"=B;W)D97(M8V]L
M;&%P<V4Z(&-O;&QA<'-E.R!W:61T:#H@,3`P)3L@9F]N=#H@,3!P="!#86QI
M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/@T*/'1R('-T>6QE/3-$)W9E
M<G1I8V%L+6%L:6=N.B!B;W1T;VT[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF)SX-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P
M('-T>6QE/3-$)V9O;G0Z(&ET86QI8R`Q,'!T($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9CL@=&5X="UA;&EG;CH@:G5S=&EF>2<^*"0@:6X@=&AO
M=7-A;F1S*3PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P861D
M:6YG+6)O='1O;3H@,7!T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@8V]L<W!A;CTS
M1#(@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&-E;G1E
M<CL@8F]R9&5R+6)O='1O;3H@0FQA8VL@,7!T('-O;&ED.R!F;VYT.B`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^4F5C;W)D960@/&)R
M("\^#0I);G9E<W1M96YT/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE
M/3-$)W!A9&1I;F<M8F]T=&]M.B`Q<'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#%P=#L@9F]N=#H@
M,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO
M=&0^#0H@("`@/'1D(&-O;'-P86X],T0R(&YO=W)A<#TS1&YO=W)A<"!S='EL
M93TS1"=T97AT+6%L:6=N.B!C96YT97([(&)O<F1E<BUB;W1T;VTZ($)L86-K
M(#%P="!S;VQI9#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68G/E5N<&%I9"`\8G(@+SX-"E!R:6YC:7!A;"`\8G(@+SX-"D)A
M;&%N8V4\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN
M9RUB;W1T;VTZ(#%P=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S
M='EL93TS1"=P861D:6YG+6)O='1O;3H@,7!T.R!F;VYT.B`Q,'!T($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\
M=&0@8V]L<W!A;CTS1#(@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M
M86QI9VXZ(&-E;G1E<CL@8F]R9&5R+6)O='1O;3H@0FQA8VL@,7!T('-O;&ED
M.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^
M4F5L871E9"`\8G(@+SX-"D%L;&]W86YC93PO=&0^/'1D(&YO=W)A<#TS1&YO
M=W)A<"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@,7!T.R!F;VYT.B`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\
M=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`Q
M<'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF
M)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!C;VQS<&%N/3-$,B!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@8V5N=&5R.R!B;W)D97(M8F]T
M=&]M.B!";&%C:R`Q<'0@<V]L:60[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF)SY!=F5R86=E(#QB<B`O/@T*4F5C;W)D960@
M/&)R("\^#0I);G9E<W1M96YT/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T
M>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`Q<'0[(&9O;G0Z(#$P<'0@0V%L:6)R
M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CPO='(^#0H\
M='(@<W1Y;&4],T0G=F5R=&EC86PM86QI9VXZ(&)O='1O;3L@8F%C:V=R;W5N
M9"UC;VQO<CH@<F=B*#(P-"PR,S@L,C4U*3L@9F]N=#H@,3!P="!#86QI8G)I
M+"!(96QV971I8V$L(%-A;G,M4V5R:68G/@T*("`@(#QT9"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G=&5X="UD96-O<F%T:6]N.B!U;F1E<FQI;F4[('1E
M>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A
M+"!386YS+5-E<FEF)SY.;VXM8V]V97)E9"!L;V%N<R!W:71H(&YO(')E;&%T
M960@86QL;W=A;F-E(')E8V]R9&5D.CPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A
M<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P
M('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R
M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R
M87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z
M(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\
M+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@
M;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R
M:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F
M;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q
M-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E
M>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A
M+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@
M<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R
M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R
M87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@
M,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO
M=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@
M("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE
M9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF
M)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X
M="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A
M+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@
M<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I
M+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A
M<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P
M/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P
M<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D
M/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG
M:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF
M)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X
M="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/"]T<CX-"CQT<B!S='EL93TS1"=V
M97)T:6-A;"UA;&EG;CH@8F]T=&]M.R!B86-K9W)O=6YD+6-O;&]R.B!7:&ET
M93L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G
M/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG
M;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68G/D-O;6UE<F-I86PL(&9I;F%N8VEA;"P@86YD(&%G<FEC=6QT=7)A
M;#H\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P
M="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^
M#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N
M.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$
M)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N
M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(
M96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO
M=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT
M.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[
M/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ
M(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$
M)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R
M87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A
M<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W
M<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT
M.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[
M/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ
M(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
M9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C
M,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T
M97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P
M('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W
M<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z
M(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\
M+W1D/CPO='(^#0H\='(@<W1Y;&4],T0G=F5R=&EC86PM86QI9VXZ(&)O='1O
M;3L@8F%C:V=R;W5N9"UC;VQO<CH@<F=B*#(P-"PR,S@L,C4U*3L@9F]N=#H@
M,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/@T*("`@(#QT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@
M9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[('!A
M9&1I;F<M;&5F=#H@,65M)SY#;VUM97)C:6%L("T@=6YS96-U<F5D/"]T9#X\
M=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R
M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@
M9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B0\
M+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@
M<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF)SXF(S$U,3L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
M=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I
M8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A
M<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P
M('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R
M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R
M87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z
M(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$U,3L\
M+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@
M;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R
M:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F
M;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q
M-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E
M>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A
M+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@
M<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R
M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$U,3L\+W1D/CQT9"!N;W=R
M87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@
M,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO
M=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@
M("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE
M9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF
M)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X
M="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A
M+"!386YS+5-E<FEF)SXF(S$U,3L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@
M<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I
M+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/"]T<CX-"CQT
M<B!S='EL93TS1"=V97)T:6-A;"UA;&EG;CH@8F]T=&]M.R!B86-K9W)O=6YD
M+6-O;&]R.B!7:&ET93L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68G/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4]
M,T0G=VED=&@Z(#8P)3L@=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#
M86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[('!A9&1I;F<M;&5F=#H@
M,65M)SY#;VUM97)C:6%L("T@<V5C=7)E9#PO=&0^/'1D(&YO=W)A<#TS1&YO
M=W)A<"!S='EL93TS1"=W:61T:#H@,24[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N
M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=VED=&@Z(#$E.R!T97AT+6%L:6=N
M.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$
M)W=I9'1H.B`W)3L@=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$U,3L\+W1D/CQT9"!N
M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=VED=&@Z(#$E.R!T97AT+6%L:6=N
M.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$
M)W=I9'1H.B`Q)3L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A
M<"!S='EL93TS1"=W:61T:#H@,24[('1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z
M(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\
M+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=VED=&@Z(#<E.R!T
M97AT+6%L:6=N.B!R:6=H=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I
M8V$L(%-A;G,M4V5R:68G/B8C,34Q.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A
M<"!S='EL93TS1"=W:61T:#H@,24[('1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z
M(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\
M+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=VED=&@Z(#$E.R!F
M;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q
M-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W=I
M9'1H.B`Q)3L@=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I
M+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A
M<#TS1&YO=W)A<"!S='EL93TS1"=W:61T:#H@-R4[('1E>'0M86QI9VXZ(')I
M9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9B<^)B,Q-3$[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W=I
M9'1H.B`Q)3L@=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I
M+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A
M<#TS1&YO=W)A<"!S='EL93TS1"=W:61T:#H@,24[(&9O;G0Z(#$P<'0@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@
M(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=VED=&@Z(#$E.R!T97AT
M+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T
M>6QE/3-$)W=I9'1H.B`W)3L@=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P
M<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXX-SPO=&0^/'1D
M(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=W:61T:#H@,24[('1E>'0M86QI
M9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF)SXF(S$V,#L\+W1D/CPO='(^#0H\='(@<W1Y;&4],T0G=F5R=&EC
M86PM86QI9VXZ(&)O='1O;3L@8F%C:V=R;W5N9"UC;VQO<CH@<F=B*#(P-"PR
M,S@L,C4U*3L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68G/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X
M="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68[('!A9&1I;F<M;&5F=#H@,65M)SY396-U<F5D(&)Y(&EN
M=F5N=&]R>2!A;F0@86-C;W5N=',@<F5C96EV86)L93PO=&0^/'1D(&YO=W)A
M<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P
M/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P
M<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D
M/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG
M:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF
M)SXF(S$U,3L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X
M="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S
M='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T
M>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P
M<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$U,3L\+W1D
M/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F
M=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G
M/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT
M.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[
M/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M
M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y
M;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$U,3L\+W1D/CQT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P
M="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^
M/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\
M=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[
M(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF
M(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA
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M<FEF)SX-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M
M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y
M;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R
M:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL
M93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\
M=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[
M(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF
M(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@
M,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO
M=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L
M:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE
M/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@
M0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I
M+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D
M(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F
M;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q
M-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI
M9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE
M/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO
M=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@
M;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F
M;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q
M-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI
M9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF)SXF(S$V,#L\+W1D/CPO='(^#0H\='(@<W1Y;&4],T0G=F5R=&EC
M86PM86QI9VXZ(&)O='1O;3L@8F%C:V=R;W5N9"UC;VQO<CH@<F=B*#(P-"PR
M,S@L,C4U*3L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68G/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X
M="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68G/E)E86P@97-T871E("8C,34P.R!C;VYS=')U8W1I;VXL
M(&QA;F0@9&5V96QO<&UE;G0@)B,S.#L@;W1H97(@;&%N9"!L;V%N<SPO=&0^
M/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\
M=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[
M(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF
M(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA
M;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF)SXT+#(W-SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL
M93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A
M+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#
M86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D
M(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!R:6=H=#L@
M9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/C0L
M,S`U/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI
M9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4]
M,T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G
M/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-3$[/"]T9#X\=&0@
M;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O
M;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V
M,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P
M="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^
M#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N
M.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$
M)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9B<^."PV,#`\+W1D/CQT9"!N;W=R87`],T1N;W=R
M87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI
M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/"]T<CX-
M"CQT<B!S='EL93TS1"=V97)T:6-A;"UA;&EG;CH@8F]T=&]M.R!B86-K9W)O
M=6YD+6-O;&]R.B!7:&ET93L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I
M8V$L(%-A;G,M4V5R:68G/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y
M;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(
M96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS
M1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@
M0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[
M(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF
M(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA
M;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL
M93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE
M/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@
M0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@
M9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C
M,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q
M,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T
M9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI
M9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4]
M,T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#
M86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D
M(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@
M;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O
M;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V
M,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG
M;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4]
M,T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV
M971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/"]T<CX-"CQT<B!S='EL
M93TS1"=V97)T:6-A;"UA;&EG;CH@8F]T=&]M.R!B86-K9W)O=6YD+6-O;&]R
M.B!R9V(H,C`T+#(S."PR-34I.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9B<^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S
M='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9B<^4F5A;"!E<W1A=&4@)B,Q-3`[(')E
M<VED96YT:6%L+"!F87)M;&%N9"P@86YD(&UU;'1I+69A;6EL>3PO=&0^/'1D
M(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@
M;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O
M;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V
M,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG
M;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF)SXQ+#4Y-SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R
M87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI
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M<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
M9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C
M,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T
M97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P
M('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-3$[/"]T9#X\=&0@;F]W
M<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z
M(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\
M+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#
M86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@
M("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L
M969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E
M>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9B<^,BPV.3(\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@
M<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I
M+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/"]T<CX-"CQT
M<B!S='EL93TS1"=V97)T:6-A;"UA;&EG;CH@8F]T=&]M.R!B86-K9W)O=6YD
M+6-O;&]R.B!7:&ET93L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68G/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4]
M,T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV
M971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO
M=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N
M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O
M;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V
M,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG
M;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^
M)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$
M)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R
M87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N
M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N
M=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P
M.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-
M"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ
M(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
M=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R
M87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI
M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO
M=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W
M<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z
M(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\
M+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@
M<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
M=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I
M8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/"]T<CX-"CQT<B!S='EL93TS
M1"=V97)T:6-A;"UA;&EG;CH@8F]T=&]M.R!B86-K9W)O=6YD+6-O;&]R.B!R
M9V(H,C`T+#(S."PR-34I.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9B<^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL
M93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9B<^4F5A;"!E<W1A=&4@)B,Q-3`[(&AO;64@
M97%U:71Y(&QI;F5S(&]F(&-R961I=#PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A
M<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P
M('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R
M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R
M87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z
M(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$U,3L\
M+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@
M;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R
M:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F
M;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q
M-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E
M>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A
M+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@
M<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R
M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$U,3L\+W1D/CQT9"!N;W=R
M87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@
M,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO
M=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@
M("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE
M9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF
M)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X
M="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A
M+"!386YS+5-E<FEF)SXF(S$U,3L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@
M<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I
M+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A
M<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P
M/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P
M<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D
M/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG
M:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF
M)SXV-#PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L
M:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9B<^)B,Q-C`[/"]T9#X\+W1R/@T*/'1R('-T>6QE/3-$)W9E<G1I
M8V%L+6%L:6=N.B!B;W1T;VT[(&)A8VMG<F]U;F0M8V]L;W(Z(%=H:71E.R!F
M;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^#0H@
M("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L
M969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O
M;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V
M,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X
M="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S
M='EL93TS1"=T97AT+6%L:6=N.B!R:6=H=#L@9F]N=#H@,3!P="!#86QI8G)I
M+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A
M<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q
M,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T
M9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@
M(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F
M=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G
M/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT
M+6%L:6=N.B!R:6=H=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S
M='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P
M/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P
M="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^
M/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!R:6=H
M=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G
M/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT
M+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T
M>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y
M;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(
M96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS
M1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!R:6=H=#L@9F]N=#H@,3!P
M="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^
M/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T
M.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^
M)B,Q-C`[/"]T9#X\+W1R/@T*/'1R('-T>6QE/3-$)W9E<G1I8V%L+6%L:6=N
M.B!B;W1T;VT[(&)A8VMG<F]U;F0M8V]L;W(Z(')G8B@R,#0L,C,X+#(U-2D[
M(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SX-
M"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ
M(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF)SY296%L(&5S=&%T92`F(S$U,#L@8V]M;65R8VEA;#PO=&0^/'1D(&YO
M=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W
M<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z
M(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\
M+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@
M<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF)SXV+#$W-3PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T
M97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P
M('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@
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M)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N
M=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P
M.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT
M+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T
M>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-3$[/"]T9#X\=&0@;F]W<F%P
M/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P
M<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D
M/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI
M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@
M/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T
M.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^
M)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M
M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
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M86YS+5-E<FEF)SX-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$
M)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R
M87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A
M<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W
M<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT
M.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[
M/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ
M(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
M9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C
M,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T
M97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P
M('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W
M<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z
M(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\
M+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#
M86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@
M("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L
M969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E
M>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P
M('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R
M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R
M87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV
M971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A
M<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q
M,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T
M9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I
M9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E
M>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A
M+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CPO='(^#0H\='(@<W1Y;&4],T0G
M=F5R=&EC86PM86QI9VXZ(&)O='1O;3L@8F%C:V=R;W5N9"UC;VQO<CH@<F=B
M*#(P-"PR,S@L,C4U*3L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68G/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4]
M,T0G=&5X="UA;&EG;CH@;&5F=#L@<&%D9&EN9RUB;W1T;VTZ(#%P=#L@9F]N
M=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/D-O;G-U
M;65R/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M
M8F]T=&]M.B`Q<'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R
M87`@<W1Y;&4],T0G8F]R9&5R+6)O='1O;3H@0FQA8VL@,7!T('-O;&ED.R!F
M;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@=&5X
M="UA;&EG;CH@;&5F="<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P
M('-T>6QE/3-$)V)O<F1E<BUB;W1T;VTZ($)L86-K(#%P="!S;VQI9#L@9F]N
M=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[('1E>'0M
M86QI9VXZ(')I9VAT)SXF(S$U,3L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@
M<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#%P=#L@=&5X="UA;&EG;CH@;&5F
M=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G
M/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P861D
M:6YG+6)O='1O;3H@,7!T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)V)O<F1E<BUB;W1T;VTZ($)L86-K(#%P="!S;VQI
M9#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[
M('1E>'0M86QI9VXZ(&QE9G0G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO
M=W)A<"!S='EL93TS1"=B;W)D97(M8F]T=&]M.B!";&%C:R`Q<'0@<V]L:60[
M(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T
M97AT+6%L:6=N.B!R:6=H="<^)B,Q-3$[/"]T9#X\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`Q<'0[('1E>'0M86QI9VXZ
M(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
M<&%D9&EN9RUB;W1T;VTZ(#%P=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV
M971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A
M<#TS1&YO=W)A<"!S='EL93TS1"=B;W)D97(M8F]T=&]M.B!";&%C:R`Q<'0@
M<V]L:60[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF.R!T97AT+6%L:6=N.B!L969T)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G8F]R9&5R+6)O='1O;3H@0FQA8VL@,7!T('-O
M;&ED.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9CL@=&5X="UA;&EG;CH@<FEG:'0G/B8C,34Q.SPO=&0^/'1D(&YO=W)A<#TS
M1&YO=W)A<"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@,7!T.R!T97AT+6%L
M:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE
M/3-$)W!A9&1I;F<M8F]T=&]M.B`Q<'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N
M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G8F]R9&5R+6)O='1O;3H@0FQA8VL@
M,7!T('-O;&ED.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9CL@=&5X="UA;&EG;CH@;&5F="<^)B,Q-C`[/"]T9#X\=&0@;F]W
M<F%P/3-$;F]W<F%P('-T>6QE/3-$)V)O<F1E<BUB;W1T;VTZ($)L86-K(#%P
M="!S;VQI9#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68[('1E>'0M86QI9VXZ(')I9VAT)SXR/"]T9#X\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`Q<'0[('1E>'0M86QI
M9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF)SXF(S$V,#L\+W1D/CPO='(^#0H\='(@<W1Y;&4],T0G=F5R=&EC
M86PM86QI9VXZ(&)O='1O;3L@8F%C:V=R;W5N9"UC;VQO<CH@5VAI=&4[(&9O
M;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SX-"B`@
M("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE
M9G0[('!A9&1I;F<M8F]T=&]M.B`R+C5P=#L@9F]N=#H@,3!P="!#86QI8G)I
M+"!(96QV971I8V$L(%-A;G,M4V5R:68G/E1O=&%L(&YO;BUC;W9E<F5D(&EM
M<&%I<F5D(&QO86YS('=I=&@@;F\@86QL;W=A;F-E/"]T9#X\=&0@;F]W<F%P
M/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`R+C5P=#L@9F]N
M=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P
M.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=B;W)D
M97(M8F]T=&]M.B!";&%C:R`R+C5P="!D;W5B;&4[(&9O;G0Z(#$P<'0@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T97AT+6%L:6=N.B!L969T
M)SXD/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V)O<F1E<BUB
M;W1T;VTZ($)L86-K(#(N-7!T(&1O=6)L93L@9F]N=#H@,3!P="!#86QI8G)I
M+"!(96QV971I8V$L(%-A;G,M4V5R:68[('1E>'0M86QI9VXZ(')I9VAT)SXQ
M,BPP-#D\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN
M9RUB;W1T;VTZ(#(N-7!T.R!T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\
M=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`R
M+C5P=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R
M:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL
M93TS1"=B;W)D97(M8F]T=&]M.B!";&%C:R`R+C5P="!D;W5B;&4[(&9O;G0Z
M(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T97AT+6%L
M:6=N.B!L969T)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y
M;&4],T0G8F]R9&5R+6)O='1O;3H@0FQA8VL@,BXU<'0@9&]U8FQE.R!F;VYT
M.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@=&5X="UA
M;&EG;CH@<FEG:'0G/C$R+#<W-#PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S
M='EL93TS1"=P861D:6YG+6)O='1O;3H@,BXU<'0[('1E>'0M86QI9VXZ(&QE
M9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF
M)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D
M9&EN9RUB;W1T;VTZ(#(N-7!T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P
M/3-$;F]W<F%P('-T>6QE/3-$)V)O<F1E<BUB;W1T;VTZ($)L86-K(#(N-7!T
M(&1O=6)L93L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68[('1E>'0M86QI9VXZ(&QE9G0G/B8C,38P.SPO=&0^/'1D(&YO=W)A
M<#TS1&YO=W)A<"!S='EL93TS1"=B;W)D97(M8F]T=&]M.B!";&%C:R`R+C5P
M="!D;W5B;&4[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF.R!T97AT+6%L:6=N.B!R:6=H="<^)B,Q-3$[/"]T9#X\=&0@;F]W
M<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`R+C5P=#L@
M=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I
M8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A
M<"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@,BXU<'0[(&9O;G0Z(#$P<'0@
M0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*
M("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G8F]R9&5R+6)O='1O
M;3H@0FQA8VL@,BXU<'0@9&]U8FQE.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9CL@=&5X="UA;&EG;CH@;&5F="<^)B,Q-C`[
M/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V)O<F1E<BUB;W1T
M;VTZ($)L86-K(#(N-7!T(&1O=6)L93L@9F]N=#H@,3!P="!#86QI8G)I+"!(
M96QV971I8V$L(%-A;G,M4V5R:68[('1E>'0M86QI9VXZ(')I9VAT)SXR-"PQ
M-S0\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB
M;W1T;VTZ(#(N-7!T.R!T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\+W1R
M/@T*/'1R('-T>6QE/3-$)W9E<G1I8V%L+6%L:6=N.B!B;W1T;VT[(&)A8VMG
M<F]U;F0M8V]L;W(Z(')G8B@R,#0L,C,X+#(U-2D[(&9O;G0Z(#$P<'0@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SX-"B`@("`\=&0@;F]W<F%P
M/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P
M<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D
M/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI
M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@
M/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T
M.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^
M)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M
M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T
M>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I
M8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS
M1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\
M=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT
M.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^
M)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M
M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y
M;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R
M:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL
M93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\
M=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[
M(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF
M(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@
M,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO
M=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L
M:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE
M/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@
M0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CPO
M='(^#0H\='(@<W1Y;&4],T0G=F5R=&EC86PM86QI9VXZ(&)O='1O;3L@8F%C
M:V=R;W5N9"UC;VQO<CH@5VAI=&4[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF)SX-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P
M('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[('!A9&1I;F<M8F]T=&]M.B`R
M+C5P=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R
M:68G/E1O=&%L(&-O=F5R960@:6UP86ER960@;&]A;G,@=VET:"!N;R!A;&QO
M=V%N8V4\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN
M9RUB;W1T;VTZ(#(N-7!T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)V)O<F1E<BUB;W1T;VTZ($)L86-K(#(N-7!T(&1O
M=6)L93L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R
M:68[('1E>'0M86QI9VXZ(&QE9G0G/B0\+W1D/CQT9"!N;W=R87`],T1N;W=R
M87`@<W1Y;&4],T0G8F]R9&5R+6)O='1O;3H@0FQA8VL@,BXU<'0@9&]U8FQE
M.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@
M=&5X="UA;&EG;CH@<FEG:'0G/C,U+#$Y-CPO=&0^/'1D(&YO=W)A<#TS1&YO
M=W)A<"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@,BXU<'0[('1E>'0M86QI
M9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4]
M,T0G<&%D9&EN9RUB;W1T;VTZ(#(N-7!T.R!F;VYT.B`Q,'!T($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@
M;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V)O<F1E<BUB;W1T;VTZ($)L86-K
M(#(N-7!T(&1O=6)L93L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68[('1E>'0M86QI9VXZ(&QE9G0G/B8C,38P.SPO=&0^/'1D
M(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=B;W)D97(M8F]T=&]M.B!";&%C
M:R`R+C5P="!D;W5B;&4[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A
M+"!386YS+5-E<FEF.R!T97AT+6%L:6=N.B!R:6=H="<^-S$L-#$S/"]T9#X\
M=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`R
M+C5P=#L@=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(
M96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS
M1&YO=W)A<"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@,BXU<'0[(&9O;G0Z
M(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\
M+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G8F]R9&5R
M+6)O='1O;3H@0FQA8VL@,BXU<'0@9&]U8FQE.R!F;VYT.B`Q,'!T($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@=&5X="UA;&EG;CH@;&5F="<^
M)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V)O<F1E
M<BUB;W1T;VTZ($)L86-K(#(N-7!T(&1O=6)L93L@9F]N=#H@,3!P="!#86QI
M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[('1E>'0M86QI9VXZ(')I9VAT
M)SXF(S$U,3L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D
M9&EN9RUB;W1T;VTZ(#(N-7!T.R!T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q
M,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T
M9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M
M.B`R+C5P=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S
M='EL93TS1"=B;W)D97(M8F]T=&]M.B!";&%C:R`R+C5P="!D;W5B;&4[(&9O
M;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T97AT
M+6%L:6=N.B!L969T)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@
M<W1Y;&4],T0G8F]R9&5R+6)O='1O;3H@0FQA8VL@,BXU<'0@9&]U8FQE.R!F
M;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@=&5X
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M:68G/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA
M;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL
M93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE
M/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@
M0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@
M9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C
M,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q
M,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T
M9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI
M9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4]
M,T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#
M86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D
M(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@
M;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O
M;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V
M,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG
M;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4]
M,T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV
M971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO
M=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N
M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O
M;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V
M,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG
M;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68G/B8C,38P.SPO=&0^/"]T<CX-"CQT<B!S='EL93TS1"=V97)T:6-A
M;"UA;&EG;CH@8F]T=&]M.R!B86-K9W)O=6YD+6-O;&]R.B!7:&ET93L@9F]N
M=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/@T*("`@
M(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F
M=#L@<&%D9&EN9RUB;W1T;VTZ(#(N-7!T.R!F;VYT.B`Q,'!T($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9B<^5&]T86P@:6UP86ER960@;&]A;G,@
M=VET:"!N;R!A;&QO=V%N8V4@<F5C;W)D960\+W1D/CQT9"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#(N-7!T.R!F;VYT.B`Q
M,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T
M9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V)O<F1E<BUB
M;W1T;VTZ($)L86-K(#(N-7!T(&1O=6)L93L@9F]N=#H@,3!P="!#86QI8G)I
M+"!(96QV971I8V$L(%-A;G,M4V5R:68[('1E>'0M86QI9VXZ(&QE9G0G/B0\
M+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G8F]R9&5R+6)O='1O
M;3H@0FQA8VL@,BXU<'0@9&]U8FQE.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9CL@=&5X="UA;&EG;CH@<FEG:'0G/C0W+#(T
M-3PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P861D:6YG+6)O
M='1O;3H@,BXU<'0[('1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N
M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#(N-7!T
M.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^
M)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$
M)V)O<F1E<BUB;W1T;VTZ($)L86-K(#(N-7!T(&1O=6)L93L@9F]N=#H@,3!P
M="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[('1E>'0M86QI9VXZ
M(&QE9G0G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=B;W)D97(M8F]T=&]M.B!";&%C:R`R+C5P="!D;W5B;&4[(&9O;G0Z(#$P
M<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T97AT+6%L:6=N
M.B!R:6=H="<^.#0L,3@W/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE
M/3-$)W!A9&1I;F<M8F]T=&]M.B`R+C5P=#L@=&5X="UA;&EG;CH@;&5F=#L@
M9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C
M,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P861D:6YG
M+6)O='1O;3H@,BXU<'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A
M+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G8F]R9&5R+6)O='1O;3H@0FQA8VL@,BXU<'0@9&]U
M8FQE.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9CL@=&5X="UA;&EG;CH@;&5F="<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)V)O<F1E<BUB;W1T;VTZ($)L86-K(#(N-7!T(&1O
M=6)L93L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R
M:68[('1E>'0M86QI9VXZ(')I9VAT)SXF(S$U,3L\+W1D/CQT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#(N-7!T.R!T97AT
M+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T
M>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`R+C5P=#L@9F]N=#H@,3!P="!#86QI
M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@
M/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=B;W)D97(M8F]T=&]M.B!"
M;&%C:R`R+C5P="!D;W5B;&4[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF.R!T97AT+6%L:6=N.B!L969T)SXF(S$V,#L\+W1D
M/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G8F]R9&5R+6)O='1O;3H@
M0FQA8VL@,BXU<'0@9&]U8FQE.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E
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M+"!(96QV971I8V$L(%-A;G,M4V5R:68G/@T*("`@(#QT9"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#
M86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D
M(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@
M;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O
M;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V
M,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG
M;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4]
M,T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV
M971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO
M=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N
M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O
M;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V
M,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG
M;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^
M)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$
M)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R
M87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N
M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N
M=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P
M.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-
M"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ
M(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
M=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R
M87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI
M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/"]T<CX-
M"CQT<B!S='EL93TS1"=V97)T:6-A;"UA;&EG;CH@8F]T=&]M.R!B86-K9W)O
M=6YD+6-O;&]R.B!7:&ET93L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I
M8V$L(%-A;G,M4V5R:68G/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y
M;&4],T0G=&5X="UD96-O<F%T:6]N.B!U;F1E<FQI;F4[('1E>'0M86QI9VXZ
M(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF)SY.;VXM8V]V97)E9"8C,38P.R8C,38P.VQO86YS('=I=&@@86X@86QL
M;W=A;F-E(')E8V]R9&5D.CPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL
M93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE
M/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@
M0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@
M9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C
M,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q
M,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T
M9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI
M9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4]
M,T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#
M86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D
M(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@
M;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O
M;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V
M,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG
M;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4]
M,T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV
M971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO
M=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N
M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O
M;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V
M,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG
M;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68G/B8C,38P.SPO=&0^/"]T<CX-"CQT<B!S='EL93TS1"=V97)T:6-A
M;"UA;&EG;CH@8F]T=&]M.R!B86-K9W)O=6YD+6-O;&]R.B!R9V(H,C`T+#(S
M."PR-34I.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9B<^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT
M+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9B<^0V]M;65R8VEA;"P@9FEN86YC:6%L+"!A;F0@86=R:6-U
M;'1U<F%L.CPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT
M.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[
M/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M
M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y
M;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P
M="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^
M/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\
M=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[
M(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF
M(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA
M;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y
M;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(
M96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS
M1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@
M0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[
M(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF
M(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA
M;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL
M93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE
M/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@
M0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@
M9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C
M,38P.SPO=&0^/"]T<CX-"CQT<B!S='EL93TS1"=V97)T:6-A;"UA;&EG;CH@
M8F]T=&]M.R!B86-K9W)O=6YD+6-O;&]R.B!7:&ET93L@9F]N=#H@,3!P="!#
M86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/@T*("`@(#QT9"!N;W=R
M87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@
M,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[('!A9&1I;F<M
M;&5F=#H@,65M)SY#;VUM97)C:6%L("T@=6YS96-U<F5D/"]T9#X\=&0@;F]W
M<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R
M87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@
M,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B0\+W1D/CQT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[
M(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXS
M,#<\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG
M;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^
M)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$
M)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R
M87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXS.#8\+W1D/CQT9"!N;W=R
M87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@
M,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO
M=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@
M("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE
M9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF
M)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X
M="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A
M+"!386YS+5-E<FEF)SXU.#PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL
M93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A
M+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#
M86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D
M(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!R:6=H=#L@
M9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/C(R
M,3PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N
M.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9B<^)B,Q-C`[/"]T9#X\+W1R/@T*/'1R('-T>6QE/3-$)W9E<G1I8V%L
M+6%L:6=N.B!B;W1T;VT[(&)A8VMG<F]U;F0M8V]L;W(Z(')G8B@R,#0L,C,X
M+#(U-2D[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF)SX-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M
M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF.R!P861D:6YG+6QE9G0Z(#%E;2<^0V]M;65R8VEA;"`M('-E
M8W5R960\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@
M,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO
M=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L
M:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE
M/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9B<^,BPS.3@\+W1D/CQT9"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#
M86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D
M(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@
M;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O
M;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V
M,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG
M;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF)SXR+#<V,CPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R
M87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI
M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO
M=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!R:6=H=#L@9F]N
M=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/C0S-CPO
M=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L
M969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O
M;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V
M,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X
M="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S
M='EL93TS1"=T97AT+6%L:6=N.B!R:6=H=#L@9F]N=#H@,3!P="!#86QI8G)I
M+"!(96QV971I8V$L(%-A;G,M4V5R:68G/C(L,S`T/"]T9#X\=&0@;F]W<F%P
M/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P
M<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D
M/CPO='(^#0H\='(@<W1Y;&4],T0G=F5R=&EC86PM86QI9VXZ(&)O='1O;3L@
M8F%C:V=R;W5N9"UC;VQO<CH@5VAI=&4[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF)SX-"B`@("`\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!P861D:6YG+6QE9G0Z(#%E
M;2<^4V5C=7)E9"!B>2!I;G9E;G1O<GD@86YD(&%C8V]U;G1S(')E8V5I=F%B
M;&4\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P
M="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^
M#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N
M.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$
M)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9B<^,3<\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@
M<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I
M+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A
M<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P
M/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P
M<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D
M/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG
M:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF
M)SXT,SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L
M:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE
M/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF
M)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4]
M,T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV
M971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO
M=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!R:6=H=#L@9F]N=#H@,3!P="!#
M86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/C0\+W1D/CQT9"!N;W=R
M87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@
M,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO
M=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@
M("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE
M9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF
M)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X
M="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A
M+"!386YS+5-E<FEF)SXU-#@\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y
M;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(
M96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/"]T<CX-"CQT<B!S
M='EL93TS1"=V97)T:6-A;"UA;&EG;CH@8F]T=&]M.R!B86-K9W)O=6YD+6-O
M;&]R.B!R9V(H,C`T+#(S."PR-34I.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9B<^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A
M<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W
M<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R
M87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@
M,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO
M=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!R
M:6=H=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R
M:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T
M97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P
M('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@
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M969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O
M;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V
M,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X
M="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S
M='EL93TS1"=T97AT+6%L:6=N.B!R:6=H=#L@9F]N=#H@,3!P="!#86QI8G)I
M+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A
M<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q
M,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T
M9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@
M(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F
M=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G
M/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT
M+6%L:6=N.B!R:6=H=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S
M='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\+W1R/@T*/'1R
M('-T>6QE/3-$)W9E<G1I8V%L+6%L:6=N.B!B;W1T;VT[(&)A8VMG<F]U;F0M
M8V]L;W(Z(%=H:71E.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9B<^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9B<^4F5A;"!E<W1A=&4@)B,Q-3`[(&-O;G-T<G5C
M=&EO;BP@;&%N9"!D979E;&]P;65N="`F(S,X.R!O=&AE<B!L86YD(&QO86YS
M/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@
M0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*
M("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@
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M87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV
M971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A
M<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q
M,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T
M9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I
M9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9B<^-2PW,S`\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X
M="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S
M='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T
M>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P
M<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXQ+#(Q,SPO=&0^
M/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T
M.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^
M)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z
M(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\
M+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA
M;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL
M93TS1"=T97AT+6%L:6=N.B!R:6=H=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(
M96QV971I8V$L(%-A;G,M4V5R:68G/C$R+#$Y.3PO=&0^/'1D(&YO=W)A<#TS
M1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\
M+W1R/@T*/'1R('-T>6QE/3-$)W9E<G1I8V%L+6%L:6=N.B!B;W1T;VT[(&)A
M8VMG<F]U;F0M8V]L;W(Z(')G8B@R,#0L,C,X+#(U-2D[(&9O;G0Z(#$P<'0@
M0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SX-"B`@("`\=&0@;F]W
M<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z
M(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\
M+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#
M86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@
M("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L
M969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E
M>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P
M('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R
M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R
M87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV
M971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A
M<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q
M,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T
M9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I
M9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E
M>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A
M+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@
M<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S
M='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P
M/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q
M,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T
M9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE
M9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF
M)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N
M=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P
M.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT
M+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T
M>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P
M/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P
M<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D
M/CPO='(^#0H\='(@<W1Y;&4],T0G=F5R=&EC86PM86QI9VXZ(&)O='1O;3L@
M8F%C:V=R;W5N9"UC;VQO<CH@5VAI=&4[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF)SX-"B`@("`\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SY296%L(&5S=&%T92`F(S$U
M,#L@<F5S:61E;G1I86PL(&9A<FUL86YD+"!A;F0@;75L=&DM9F%M:6QY/"]T
M9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@
M(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F
M=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G
M/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT
M+6%L:6=N.B!R:6=H=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68G/C(S+#@U.3PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S
M='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P
M/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P
M="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^
M/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!R:6=H
M=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G
M/C(U+#@T-#PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT
M+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T
M>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y
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M(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@
M,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO
M=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L
M:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE
M/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE
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M86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/@T*("`@(#QT9"!N;W=R
M87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@
M,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO
M=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@
M("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE
M9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF
M)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X
M="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A
M+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@
M<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I
M+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A
M<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P
M/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P
M<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D
M/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG
M:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF
M)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X
M="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S
M='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T
M>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P
M<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D
M/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F
M=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G
M/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT
M.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[
M/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M
M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y
M;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P
M="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^
M/"]T<CX-"CQT<B!S='EL93TS1"=V97)T:6-A;"UA;&EG;CH@8F]T=&]M.R!B
M86-K9W)O=6YD+6-O;&]R.B!7:&ET93L@9F]N=#H@,3!P="!#86QI8G)I+"!(
M96QV971I8V$L(%-A;G,M4V5R:68G/@T*("`@(#QT9"!N;W=R87`],T1N;W=R
M87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI
M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/E)E86P@97-T871E("8C,34P
M.R!H;VUE(&5Q=6ET>2!L:6YE<R!O9B!C<F5D:70\+W1D/CQT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I
M8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS
M1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\
M=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT
M.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^
M,2PV-#4\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA
M;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL
M93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE
M/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@
M0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXR+#$R,#PO=&0^/'1D
M(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F
M;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q
M-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P
M<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D
M/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG
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M87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV
M971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A
M<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q
M,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T
M9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I
M9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9B<^,BPY,#$\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X
M="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/"]T<CX-"CQT<B!S='EL93TS1"=V
M97)T:6-A;"UA;&EG;CH@8F]T=&]M.R!B86-K9W)O=6YD+6-O;&]R.B!R9V(H
M,C`T+#(S."PR-34I.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9B<^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R
M87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI
M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO
M=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!R:6=H=#L@9F]N
M=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P
M.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N
M.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$
M)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF
M(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
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M.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[
M/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@
M0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*
M("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@
M;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R
M:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T
M97AT+6%L:6=N.B!R:6=H=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I
M8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A
M<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W
M<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R
M87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@
M,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO
M=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!R
M:6=H=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R
M:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T
M97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\+W1R/@T*/'1R('-T>6QE/3-$
M)W9E<G1I8V%L+6%L:6=N.B!B;W1T;VT[(&)A8VMG<F]U;F0M8V]L;W(Z(%=H
M:71E.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9B<^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L
M:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9B<^4F5A;"!E<W1A=&4@)B,Q-3`[(&-O;6UE<F-I86P\+W1D/CQT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I
M+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D
M(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F
M;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q
M-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI
M9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9B<^,3`L.#4Q/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE
M/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO
M=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@
M;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F
M;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^,3,L
M,#0X/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI
M9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4]
M,T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G
M/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^.3,V/"]T9#X\=&0@;F]W
M<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z
M(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\
M+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#
M86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@
M("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L
M969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E
M>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC
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M+"!(96QV971I8V$L(%-A;G,M4V5R:68G/@T*("`@(#QT9"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#
M86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D
M(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@
M;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O
M;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V
M,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG
M;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4]
M,T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV
M971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO
M=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N
M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O
M;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V
M,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG
M;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^
M)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$
M)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R
M87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N
M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N
M=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P
M.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-
M"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ
M(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
M=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R
M87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI
M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/"]T<CX-
M"CQT<B!S='EL93TS1"=V97)T:6-A;"UA;&EG;CH@8F]T=&]M.R!B86-K9W)O
M=6YD+6-O;&]R.B!7:&ET93L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I
M8V$L(%-A;G,M4V5R:68G/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y
M;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@<&%D9&EN9RUB;W1T;VTZ(#%P=#L@
M9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/D-O
M;G-U;65R/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I
M;F<M8F]T=&]M.B`Q<'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A
M+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G8F]R9&5R+6)O='1O;3H@0FQA8VL@,7!T('-O;&ED
M.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@
M=&5X="UA;&EG;CH@;&5F="<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)V)O<F1E<BUB;W1T;VTZ($)L86-K(#%P="!S;VQI9#L@
M9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[('1E
M>'0M86QI9VXZ(')I9VAT)SXR+#@R,CPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A
M<"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@,7!T.R!T97AT+6%L:6=N.B!L
M969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A
M9&1I;F<M8F]T=&]M.B`Q<'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G8F]R9&5R+6)O='1O;3H@0FQA8VL@,7!T('-O
M;&ED.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9CL@=&5X="UA;&EG;CH@;&5F="<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)V)O<F1E<BUB;W1T;VTZ($)L86-K(#%P="!S;VQI
M9#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[
M('1E>'0M86QI9VXZ(')I9VAT)SXR+#@U.#PO=&0^/'1D(&YO=W)A<#TS1&YO
M=W)A<"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@,7!T.R!T97AT+6%L:6=N
M.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$
M)W!A9&1I;F<M8F]T=&]M.B`Q<'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R
M87`],T1N;W=R87`@<W1Y;&4],T0G8F]R9&5R+6)O='1O;3H@0FQA8VL@,7!T
M('-O;&ED.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9CL@=&5X="UA;&EG;CH@;&5F="<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P
M/3-$;F]W<F%P('-T>6QE/3-$)V)O<F1E<BUB;W1T;VTZ($)L86-K(#%P="!S
M;VQI9#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R
M:68[('1E>'0M86QI9VXZ(')I9VAT)SXS-3,\+W1D/CQT9"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#%P=#L@=&5X="UA;&EG
M;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=P861D:6YG+6)O='1O;3H@,7!T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W
M<F%P/3-$;F]W<F%P('-T>6QE/3-$)V)O<F1E<BUB;W1T;VTZ($)L86-K(#%P
M="!S;VQI9#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68[('1E>'0M86QI9VXZ(&QE9G0G/B8C,38P.SPO=&0^/'1D(&YO=W)A
M<#TS1&YO=W)A<"!S='EL93TS1"=B;W)D97(M8F]T=&]M.B!";&%C:R`Q<'0@
M<V]L:60[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF.R!T97AT+6%L:6=N.B!R:6=H="<^,BPX,#(\+W1D/CQT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#%P=#L@=&5X="UA
M;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68G/B8C,38P.SPO=&0^/"]T<CX-"CQT<B!S='EL93TS1"=V97)T
M:6-A;"UA;&EG;CH@8F]T=&]M.R!B86-K9W)O=6YD+6-O;&]R.B!R9V(H,C`T
M+#(S."PR-34I.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9B<^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T
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M<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y
M;&4],T0G8F]R9&5R+6)O='1O;3H@0FQA8VL@,BXU<'0@9&]U8FQE.R!F;VYT
M.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@=&5X="UA
M;&EG;CH@;&5F="<^)#PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=B;W)D97(M8F]T=&]M.B!";&%C:R`R+C5P="!D;W5B;&4[(&9O;G0Z(#$P
M<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T97AT+6%L:6=N
M.B!R:6=H="<^-#4L.#,S/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE
M/3-$)W!A9&1I;F<M8F]T=&]M.B`R+C5P=#L@=&5X="UA;&EG;CH@;&5F=#L@
M9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C
M,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P861D:6YG
M+6)O='1O;3H@,BXU<'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A
M+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G8F]R9&5R+6)O='1O;3H@0FQA8VL@,BXU<'0@9&]U
M8FQE.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9CL@=&5X="UA;&EG;CH@;&5F="<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)V)O<F1E<BUB;W1T;VTZ($)L86-K(#(N-7!T(&1O
M=6)L93L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R
M:68[('1E>'0M86QI9VXZ(')I9VAT)SXU,BPW.3$\+W1D/CQT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#(N-7!T.R!T97AT
M+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T
M>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`R+C5P=#L@9F]N=#H@,3!P="!#86QI
M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@
M/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=B;W)D97(M8F]T=&]M.B!"
M;&%C:R`R+C5P="!D;W5B;&4[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF.R!T97AT+6%L:6=N.B!L969T)SXF(S$V,#L\+W1D
M/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G8F]R9&5R+6)O='1O;3H@
M0FQA8VL@,BXU<'0@9&]U8FQE.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9CL@=&5X="UA;&EG;CH@<FEG:'0G/C4L,#4Q/"]T
M9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M
M.B`R+C5P=#L@=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I
M+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A
M<#TS1&YO=W)A<"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@,BXU<'0[(&9O
M;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V
M,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G8F]R
M9&5R+6)O='1O;3H@0FQA8VL@,BXU<'0@9&]U8FQE.R!F;VYT.B`Q,'!T($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@=&5X="UA;&EG;CH@;&5F
M="<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V)O
M<F1E<BUB;W1T;VTZ($)L86-K(#(N-7!T(&1O=6)L93L@9F]N=#H@,3!P="!#
M86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[('1E>'0M86QI9VXZ(')I
M9VAT)SXV,2PP,C0\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
M<&%D9&EN9RUB;W1T;VTZ(#(N-7!T.R!T97AT+6%L:6=N.B!L969T.R!F;VYT
M.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[
M/"]T9#X\+W1R/@T*/'1R('-T>6QE/3-$)W9E<G1I8V%L+6%L:6=N.B!B;W1T
M;VT[(&)A8VMG<F]U;F0M8V]L;W(Z(%=H:71E.R!F;VYT.B`Q,'!T($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^#0H@("`@/'1D(&YO=W)A<#TS
M1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\
M=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R
M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@
M9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C
M,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L
M:6=N.B!R:6=H=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL
M93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A
M+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#
M86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D
M(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!R:6=H=#L@
M9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C
M,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L
M:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE
M/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF
M)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4]
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M;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q
M-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P
M<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D
M/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG
M;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=T97AT+6%L:6=N.B!R:6=H=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV
M971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO
M=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\+W1R
M/@T*/'1R('-T>6QE/3-$)W9E<G1I8V%L+6%L:6=N.B!B;W1T;VT[(&)A8VMG
M<F]U;F0M8V]L;W(Z(')G8B@R,#0L,C,X+#(U-2D[(&9O;G0Z(#$P<'0@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SX-"B`@("`\=&0@;F]W<F%P
M/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[('!A9&1I;F<M
M8F]T=&]M.B`R+C5P=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68G/E1O=&%L(&-O=F5R960@:6UP86ER960@;&]A;G,@=VET
M:"!A;&QO=V%N8V4\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
M<&%D9&EN9RUB;W1T;VTZ(#(N-7!T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W
M<F%P/3-$;F]W<F%P('-T>6QE/3-$)V)O<F1E<BUB;W1T;VTZ($)L86-K(#(N
M-7!T(&1O=6)L93L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68[('1E>'0M86QI9VXZ(&QE9G0G/B0\+W1D/CQT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G8F]R9&5R+6)O='1O;3H@0FQA8VL@,BXU<'0@
M9&]U8FQE.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9CL@=&5X="UA;&EG;CH@<FEG:'0G/C$S+#<V,#PO=&0^/'1D(&YO=W)A
M<#TS1&YO=W)A<"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@,BXU<'0[('1E
M>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A
M+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@
M<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#(N-7!T.R!F;VYT.B`Q,'!T($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@
M("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V)O<F1E<BUB;W1T;VTZ
M($)L86-K(#(N-7!T(&1O=6)L93L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV
M971I8V$L(%-A;G,M4V5R:68[('1E>'0M86QI9VXZ(&QE9G0G/B8C,38P.SPO
M=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=B;W)D97(M8F]T=&]M
M.B!";&%C:R`R+C5P="!D;W5B;&4[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF.R!T97AT+6%L:6=N.B!R:6=H="<^,3@L,C<Q
M/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T
M=&]M.B`R+C5P=#L@=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI
M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO
M=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@,BXU<'0[
M(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF
M(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
M8F]R9&5R+6)O='1O;3H@0FQA8VL@,BXU<'0@9&]U8FQE.R!F;VYT.B`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@=&5X="UA;&EG;CH@
M;&5F="<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$
M)V)O<F1E<BUB;W1T;VTZ($)L86-K(#(N-7!T(&1O=6)L93L@9F]N=#H@,3!P
M="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[('1E>'0M86QI9VXZ
M(')I9VAT)SXS+#4P.3PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=P861D:6YG+6)O='1O;3H@,BXU<'0[('1E>'0M86QI9VXZ(&QE9G0[(&9O
M;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V
M,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB
M;W1T;VTZ(#(N-7!T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)V)O<F1E<BUB;W1T;VTZ($)L86-K(#(N-7!T(&1O=6)L
M93L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[
M('1E>'0M86QI9VXZ(&QE9G0G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO
M=W)A<"!S='EL93TS1"=B;W)D97(M8F]T=&]M.B!";&%C:R`R+C5P="!D;W5B
M;&4[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF
M.R!T97AT+6%L:6=N.B!R:6=H="<^,34L-#`Q/"]T9#X\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`R+C5P=#L@=&5X="UA
M;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68G/B8C,38P.SPO=&0^/"]T<CX-"CQT<B!S='EL93TS1"=V97)T
M:6-A;"UA;&EG;CH@8F]T=&]M.R!B86-K9W)O=6YD+6-O;&]R.B!7:&ET93L@
M9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/@T*
M("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@
M;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R
M:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F
M;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q
M-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E
M>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A
M+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@
M<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R
M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R
M87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@
M,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO
M=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@
M("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE
M9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF
M)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X
M="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A
M+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@
M<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I
M+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A
M<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P
M/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P
M<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D
M/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG
M:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF
M)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X
M="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S
M='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T
M>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P
M<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D
M/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F
M=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G
M/B8C,38P.SPO=&0^/"]T<CX-"CQT<B!S='EL93TS1"=V97)T:6-A;"UA;&EG
M;CH@8F]T=&]M.R!B86-K9W)O=6YD+6-O;&]R.B!R9V(H,C`T+#(S."PR-34I
M.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^
M#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N
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M,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G8F]R
M9&5R+6)O='1O;3H@0FQA8VL@,BXU<'0@9&]U8FQE.R!F;VYT.B`Q,'!T($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@=&5X="UA;&EG;CH@;&5F
M="<^)#PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=B;W)D97(M
M8F]T=&]M.B!";&%C:R`R+C5P="!D;W5B;&4[(&9O;G0Z(#$P<'0@0V%L:6)R
M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T97AT+6%L:6=N.B!R:6=H="<^
M-3DL-3DS/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I
M;F<M8F]T=&]M.B`R+C5P=#L@=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P
M="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^
M/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@
M,BXU<'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y
M;&4],T0G8F]R9&5R+6)O='1O;3H@0FQA8VL@,BXU<'0@9&]U8FQE.R!F;VYT
M.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@=&5X="UA
M;&EG;CH@;&5F="<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T
M>6QE/3-$)V)O<F1E<BUB;W1T;VTZ($)L86-K(#(N-7!T(&1O=6)L93L@9F]N
M=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[('1E>'0M
M86QI9VXZ(')I9VAT)SXW,2PP-C(\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@
M<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#(N-7!T.R!T97AT+6%L:6=N.B!L
M969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A
M9&1I;F<M8F]T=&]M.B`R+C5P=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV
M971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A
M<#TS1&YO=W)A<"!S='EL93TS1"=B;W)D97(M8F]T=&]M.B!";&%C:R`R+C5P
M="!D;W5B;&4[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF.R!T97AT+6%L:6=N.B!L969T)SXF(S$V,#L\+W1D/CQT9"!N;W=R
M87`],T1N;W=R87`@<W1Y;&4],T0G8F]R9&5R+6)O='1O;3H@0FQA8VL@,BXU
M<'0@9&]U8FQE.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9CL@=&5X="UA;&EG;CH@<FEG:'0G/C@L-38P/"]T9#X\=&0@;F]W
M<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`R+C5P=#L@
M=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I
M8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A
M<"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@,BXU<'0[(&9O;G0Z(#$P<'0@
M0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*
M("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G8F]R9&5R+6)O='1O
M;3H@0FQA8VL@,BXU<'0@9&]U8FQE.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9CL@=&5X="UA;&EG;CH@;&5F="<^)B,Q-C`[
M/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V)O<F1E<BUB;W1T
M;VTZ($)L86-K(#(N-7!T(&1O=6)L93L@9F]N=#H@,3!P="!#86QI8G)I+"!(
M96QV971I8V$L(%-A;G,M4V5R:68[('1E>'0M86QI9VXZ(')I9VAT)SXW-BPT
M,C4\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB
M;W1T;VTZ(#(N-7!T.R!T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\+W1R
M/@T*/"]T86)L93X-"@T*#0H\<"!S='EL93TS1"=F;VYT.B`Q,'!T+VYO<FUA
M;"!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[(&UA<F=I;CH@,#L@
M=&5X="UA;&EG;CH@;&5F="<^)B,Q-C`[/"]P/@T*#0H\<"!S='EL93TS1"=F
M;VYT.B`Q,'!T+VYO<FUA;"!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R
M:68[(&UA<F=I;CH@,#L@=&5X="UA;&EG;CH@;&5F="<^26YT97)E<W0@:6YC
M;VUE(')E8V]R9&5D(&]N(&YO;BUC;W9E<F5D#0IA;F0@8V]V97)E9"!I;7!A
M:7)E9"!L;V%N<R!D=7)I;F<@=&AE('EE87(@96YD960@1&5C96UB97(@,S$L
M(#(P,3$@=V%S(&EN<VEG;FEF:6-A;G0N/"]P/@T*#0H\<"!S='EL93TS1"=F
M;VYT.B`Q,'!T+VYO<FUA;"!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R
M:68[(&UA<F=I;CH@,#L@=&5X="UA;&EG;CH@;&5F="<^)B,Q-C`[/"]P/@T*
M#0H\<"!S='EL93TS1"=F;VYT.B`Q,'!T+VYO<FUA;"!#86QI8G)I+"!(96QV
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M86=E+6)R96%K+6)E9F]R93H@86QW87ES)R`O/@T*5&AE(&9O;&QO=VEN9R!T
M86)L92!P<F5S96YT<R!T:&4@0V]M<&%N>28C,30V.W,@:6UP86ER960@;&]A
M;G,@87,@;V8@1&5C96UB97(@,S$L(#(P,3$N/"]P/@T*#0H\<"!S='EL93TS
M1"=F;VYT.B`Q,'!T+S$P+C`U<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF.R!M87)G:6XZ(#`[('1E>'0M86QI9VXZ(&IU<W1I9GD[('1E>'0M
M:6YD96YT.B`P+C(U:6XG/B8C,38P.SPO<#X-"@T*#0H-"CQP('-T>6QE/3-$
M)V9O;G0Z(#$P<'0O,3`N,#5P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68[(&UA<F=I;CH@,#L@=&5X="UA;&EG;CH@:G5S=&EF>2<^/"]P/@T*
M#0H\=&%B;&4@8V5L;'!A9&1I;F<],T0P(&-E;&QS<&%C:6YG/3-$,"!S='EL
M93TS1"=B;W)D97(M8V]L;&%P<V4Z(&-O;&QA<'-E.R!W:61T:#H@,3`P)3L@
M9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/@T*
M/'1R('-T>6QE/3-$)W9E<G1I8V%L+6%L:6=N.B!B;W1T;VT[(&9O;G0Z(#$P
M<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SX-"B`@("`\=&0@
M;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(&ET86QI8R`Q,'!T($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@=&5X="UA;&EG;CH@:G5S
M=&EF>2<^*"0@:6X@=&AO=7-A;F1S*3PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A
M<"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@,7!T.R!F;VYT.B`Q,'!T($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@
M("`\=&0@8V]L<W!A;CTS1#(@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E
M>'0M86QI9VXZ(&-E;G1E<CL@8F]R9&5R+6)O='1O;3H@0FQA8VL@,7!T('-O
M;&ED.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9B<^4F5C;W)D960@/&)R("\^#0I);G9E<W1M96YT/"]T9#X\=&0@;F]W<F%P
M/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`Q<'0[(&9O;G0Z
M(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\
M+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T
M;VTZ(#%P=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&-O;'-P86X],T0R(&YO=W)A
M<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!C96YT97([(&)O<F1E
M<BUB;W1T;VTZ($)L86-K(#%P="!S;VQI9#L@9F]N=#H@,3!P="!#86QI8G)I
M+"!(96QV971I8V$L(%-A;G,M4V5R:68G/E5N<&%I9"`\8G(@+SX-"E!R:6YC
M:7!A;"`\8G(@+SX-"D)A;&%N8V4\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@
M<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#%P=#L@9F]N=#H@,3!P="!#86QI
M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO
M=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@,7!T.R!F
M;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q
M-C`[/"]T9#X-"B`@("`\=&0@8V]L<W!A;CTS1#(@;F]W<F%P/3-$;F]W<F%P
M('-T>6QE/3-$)W1E>'0M86QI9VXZ(&-E;G1E<CL@8F]R9&5R+6)O='1O;3H@
M0FQA8VL@,7!T('-O;&ED.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9B<^4F5L871E9"`\8G(@+SX-"D%L;&]W86YC93PO=&0^
M/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@
M,7!T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A
M9&1I;F<M8F]T=&]M.B`Q<'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!C;VQS<&%N
M/3-$,B!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@8V5N
M=&5R.R!B;W)D97(M8F]T=&]M.B!";&%C:R`Q<'0@<V]L:60[(&9O;G0Z(#$P
M<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SY!=F5R86=E(#QB
M<B`O/@T*4F5C;W)D960@/&)R("\^#0I);G9E<W1M96YT/"]T9#X\=&0@;F]W
M<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`Q<'0[(&9O
M;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V
M,#L\+W1D/CPO='(^#0H\='(@<W1Y;&4],T0G=F5R=&EC86PM86QI9VXZ(&)O
M='1O;3L@8F%C:V=R;W5N9"UC;VQO<CH@<F=B*#(P-"PR,S@L,C4U*3L@9F]N
M=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/@T*("`@
M(#QT9"!N;W=R87`],T1N;W=R87`@8V]L<W!A;CTS1#$W('-T>6QE/3-$)W1E
M>'0M9&5C;W)A=&EO;CH@=6YD97)L:6YE.R!T97AT+6%L:6=N.B!L969T.R!F
M;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^3F]N
M+6-O=F5R960@;&]A;G,@=VET:"!N;R!R96QA=&5D(&%L;&]W86YC92!R96-O
M<F1E9#H\+W1D/CPO='(^#0H\='(@<W1Y;&4],T0G=F5R=&EC86PM86QI9VXZ
M(&)O='1O;3L@8F%C:V=R;W5N9"UC;VQO<CH@5VAI=&4[(&9O;G0Z(#$P<'0@
M0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SX-"B`@("`\=&0@;F]W
M<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z
M(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SY#;VUM97)C
M:6%L+"!F:6YA;F-I86PL(&%N9"!A9W)I8W5L='5R86PZ/"]T9#X\=&0@;F]W
M<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R
M87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@
M,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO
M=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!R
M:6=H=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R
M:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T
M97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P
M('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@
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M969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O
M;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V
M,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X
M="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S
M='EL93TS1"=T97AT+6%L:6=N.B!R:6=H=#L@9F]N=#H@,3!P="!#86QI8G)I
M+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A
M<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q
M,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T
M9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@
M(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F
M=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G
M/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT
M+6%L:6=N.B!R:6=H=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S
M='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\+W1R/@T*/'1R
M('-T>6QE/3-$)W9E<G1I8V%L+6%L:6=N.B!B;W1T;VT[(&)A8VMG<F]U;F0M
M8V]L;W(Z(')G8B@R,#0L,C,X+#(U-2D[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF)SX-"B`@("`\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!P861D:6YG+6QE9G0Z(#%E
M;2<^0V]M;65R8VEA;"`M('5N<V5C=7)E9#PO=&0^/'1D(&YO=W)A<#TS1&YO
M=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXD/"]T9#X\=&0@;F]W<F%P
M/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q
M,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-3$[/"]T
M9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE
M9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF
M)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N
M=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P
M.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT
M+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T
M>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-3$[/"]T9#X\=&0@;F]W<F%P
M/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P
M<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D
M/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI
M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@
M/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T
M.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^
M)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M
M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9B<^)B,Q-3$[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T
M>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I
M8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS
M1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\
M=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT
M.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^
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M"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W=I9'1H.B`V,"4[
M('1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF.R!P861D:6YG+6QE9G0Z(#%E;2<^0V]M;65R8VEA
M;"`M('-E8W5R960\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
M=VED=&@Z(#$E.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P
M('-T>6QE/3-$)W=I9'1H.B`Q)3L@=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@
M,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO
M=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=W:61T:#H@-R4[('1E
M>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9B<^,CDU/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T
M>6QE/3-$)W=I9'1H.B`Q)3L@=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P
M="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^
M/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=W:61T:#H@,24[(&9O;G0Z
M(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\
M+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=VED=&@Z
M(#$E.R!T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)W=I9'1H.B`W)3L@=&5X="UA;&EG;CH@<FEG:'0[
M(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXT
M-S@\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=VED=&@Z(#$E
M.R!T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)W=I9'1H.B`Q)3L@9F]N=#H@,3!P="!#86QI8G)I+"!(
M96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO
M=W)A<#TS1&YO=W)A<"!S='EL93TS1"=W:61T:#H@,24[('1E>'0M86QI9VXZ
M(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
M=VED=&@Z(#<E.R!T97AT+6%L:6=N.B!R:6=H=#L@9F]N=#H@,3!P="!#86QI
M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,34Q.SPO=&0^/'1D(&YO
M=W)A<#TS1&YO=W)A<"!S='EL93TS1"=W:61T:#H@,24[('1E>'0M86QI9VXZ
M(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
M=VED=&@Z(#$E.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P
M('-T>6QE/3-$)W=I9'1H.B`Q)3L@=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@
M,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO
M=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=W:61T:#H@-R4[('1E
M>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9B<^-3`T/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T
M>6QE/3-$)W=I9'1H.B`Q)3L@=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P
M="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^
M/"]T<CX-"CQT<B!S='EL93TS1"=V97)T:6-A;"UA;&EG;CH@8F]T=&]M.R!B
M86-K9W)O=6YD+6-O;&]R.B!R9V(H,C`T+#(S."PR-34I.R!F;VYT.B`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^#0H@("`@/'1D(&YO
M=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT
M.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@<&%D9&EN
M9RUL969T.B`Q96TG/E-E8W5R960@8GD@:6YV96YT;W)Y(&%N9"!A8V-O=6YT
M<R!R96-E:79A8FQE/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$
M)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF
M(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
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M/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI
M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@
M/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T
M.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^
M)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M
M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9B<^-#DS/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE
M/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO
M=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@
M;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F
M;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q
M-3$[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI
M9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4]
M,T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G
M/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A
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M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SX-"B`@("`\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@
M0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I
M+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D
M(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F
M;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q
M-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI
M9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE
M/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO
M=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@
M;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F
M;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q
M-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI
M9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4]
M,T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G
M/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@
M;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O
M;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V
M,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P
M="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^
M#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N
M.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$
M)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CPO='(^
M#0H\='(@<W1Y;&4],T0G=F5R=&EC86PM86QI9VXZ(&)O='1O;3L@8F%C:V=R
M;W5N9"UC;VQO<CH@<F=B*#(P-"PR,S@L,C4U*3L@9F]N=#H@,3!P="!#86QI
M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/@T*("`@(#QT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P
M="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/E)E86P@97-T871E
M("8C,34P.R!C;VYS=')U8W1I;VXL(&QA;F0@9&5V96QO<&UE;G0@)B,S.#L@
M;W1H97(@;&%N9"!L;V%N<SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL
M93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE
M/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@
M0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXQ-2PQ,#4\+W1D/CQT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@
M9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C
M,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q
M,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T
M9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI
M9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4]
M,T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF)SXR,"PY-#$\+W1D/CQT9"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#
M86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D
M(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@
M;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O
M;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V
M,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG
M;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF)SXF(S$U,3L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4]
M,T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV
M971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO
M=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N
M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O
M;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXQ-RPX
M-S8\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG
M;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68G/B8C,38P.SPO=&0^/"]T<CX-"CQT<B!S='EL93TS1"=V97)T:6-A
M;"UA;&EG;CH@8F]T=&]M.R!B86-K9W)O=6YD+6-O;&]R.B!7:&ET93L@9F]N
M=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/@T*("`@
M(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F
M=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G
M/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT
M.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[
M/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M
M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y
M;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P
M="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^
M/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\
M=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[
M(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF
M(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA
M;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y
M;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(
M96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS
M1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@
M0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[
M(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF
M(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA
M;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL
M93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE
M/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@
M0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@
M9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C
M,38P.SPO=&0^/"]T<CX-"CQT<B!S='EL93TS1"=V97)T:6-A;"UA;&EG;CH@
M8F]T=&]M.R!B86-K9W)O=6YD+6-O;&]R.B!R9V(H,C`T+#(S."PR-34I.R!F
M;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^#0H@
M("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L
M969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9B<^4F5A;"!E<W1A=&4@)B,Q-3`[(')E<VED96YT:6%L+"!F87)M;&%N9"P@
M86YD(&UU;'1I+69A;6EL>3PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL
M93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE
M/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@
M0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXS+#0T,CPO=&0^/'1D
M(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F
M;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q
M-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P
M<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D
M/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG
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M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(
M96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO
M=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT
M.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[
M/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ
M(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9B<^)B,Q-3$[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$
M)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R
M87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A
M<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W
M<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT
M.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^-2PR-S@\
M+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@
M;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R
M:68G/B8C,38P.SPO=&0^/"]T<CX-"CQT<B!S='EL93TS1"=V97)T:6-A;"UA
M;&EG;CH@8F]T=&]M.R!B86-K9W)O=6YD+6-O;&]R.B!7:&ET93L@9F]N=#H@
M,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/@T*("`@(#QT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@
M9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C
M,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q
M,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T
M9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI
M9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4]
M,T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#
M86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D
M(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@
M;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O
M;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V
M,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG
M;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4]
M,T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV
M971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO
M=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N
M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O
M;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V
M,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG
M;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^
M)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$
M)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R
M87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N
M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N
M=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P
M.SPO=&0^/"]T<CX-"CQT<B!S='EL93TS1"=V97)T:6-A;"UA;&EG;CH@8F]T
M=&]M.R!B86-K9W)O=6YD+6-O;&]R.B!R9V(H,C`T+#(S."PR-34I.R!F;VYT
M.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^#0H@("`@
M/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T
M.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^
M4F5A;"!E<W1A=&4@)B,Q-3`[(&AO;64@97%U:71Y(&QI;F5S(&]F(&-R961I
M=#PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-
M"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ
M(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
M=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF)SXT-CPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S
M='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P
M/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P
M="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^
M/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!R:6=H
M=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G
M/C,P,#PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L
M:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE
M/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF
M)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4]
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M;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q
M-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P
M<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D
M/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG
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M+"!386YS+5-E<FEF)SX-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE
M/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO
M=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@
M;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F
M;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q
M-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI
M9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4]
M,T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G
M/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@
M;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O
M;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V
M,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P
M="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^
M#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N
M.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$
M)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N
M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(
M96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO
M=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT
M.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[
M/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ
M(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$
M)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CPO='(^#0H\='(@<W1Y;&4]
M,T0G=F5R=&EC86PM86QI9VXZ(&)O='1O;3L@8F%C:V=R;W5N9"UC;VQO<CH@
M<F=B*#(P-"PR,S@L,C4U*3L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I
M8V$L(%-A;G,M4V5R:68G/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y
M;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(
M96QV971I8V$L(%-A;G,M4V5R:68G/E)E86P@97-T871E("8C,34P.R!C;VUM
M97)C:6%L/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z
M(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\
M+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA
M;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL
M93TS1"=T97AT+6%L:6=N.B!R:6=H=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(
M96QV971I8V$L(%-A;G,M4V5R:68G/C$V+#<Y-#PO=&0^/'1D(&YO=W)A<#TS
M1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\
M=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R
M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@
M9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C
M,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L
M:6=N.B!R:6=H=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68G/C$X+#@Q-SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL
M93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A
M+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#
M86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D
M(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!R:6=H=#L@
M9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C
M,34Q.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L
M:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE
M/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF
M)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4]
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M;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q
M-C`[/"]T9#X\+W1R/@T*/'1R('-T>6QE/3-$)W9E<G1I8V%L+6%L:6=N.B!B
M;W1T;VT[(&)A8VMG<F]U;F0M8V]L;W(Z(%=H:71E.R!F;VYT.B`Q,'!T($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^#0H@("`@/'1D(&YO=W)A
M<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q
M,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T
M9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@
M(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F
M=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G
M/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT
M+6%L:6=N.B!R:6=H=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S
M='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P
M/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P
M="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^
M/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!R:6=H
M=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G
M/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT
M+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T
M>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y
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M.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^
M)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z
M(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\
M+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA
M;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL
M93TS1"=T97AT+6%L:6=N.B!R:6=H=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(
M96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS
M1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\
M+W1R/@T*/'1R('-T>6QE/3-$)W9E<G1I8V%L+6%L:6=N.B!B;W1T;VT[(&)A
M8VMG<F]U;F0M8V]L;W(Z(')G8B@R,#0L,C,X+#(U-2D[(&9O;G0Z(#$P<'0@
M0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SX-"B`@("`\=&0@;F]W
M<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[('!A9&1I
M;F<M8F]T=&]M.B`Q<'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A
M+"!386YS+5-E<FEF)SY#;VYS=6UE<CPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A
M<"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@,7!T.R!F;VYT.B`Q,'!T($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@
M("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V)O<F1E<BUB;W1T;VTZ
M($)L86-K(#%P="!S;VQI9#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I
M8V$L(%-A;G,M4V5R:68[('1E>'0M86QI9VXZ(&QE9G0G/B8C,38P.SPO=&0^
M/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=B;W)D97(M8F]T=&]M.B!"
M;&%C:R`Q<'0@<V]L:60[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A
M+"!386YS+5-E<FEF.R!T97AT+6%L:6=N.B!R:6=H="<^,3(\+W1D/CQT9"!N
M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#%P=#L@
M=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I
M8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A
M<"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@,7!T.R!F;VYT.B`Q,'!T($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@
M("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V)O<F1E<BUB;W1T;VTZ
M($)L86-K(#%P="!S;VQI9#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I
M8V$L(%-A;G,M4V5R:68[('1E>'0M86QI9VXZ(&QE9G0G/B8C,38P.SPO=&0^
M/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=B;W)D97(M8F]T=&]M.B!"
M;&%C:R`Q<'0@<V]L:60[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A
M+"!386YS+5-E<FEF.R!T97AT+6%L:6=N.B!R:6=H="<^,SD\+W1D/CQT9"!N
M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#%P=#L@
M=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I
M8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A
M<"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@,7!T.R!F;VYT.B`Q,'!T($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@
M("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V)O<F1E<BUB;W1T;VTZ
M($)L86-K(#%P="!S;VQI9#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I
M8V$L(%-A;G,M4V5R:68[('1E>'0M86QI9VXZ(&QE9G0G/B8C,38P.SPO=&0^
M/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=B;W)D97(M8F]T=&]M.B!"
M;&%C:R`Q<'0@<V]L:60[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A
M+"!386YS+5-E<FEF.R!T97AT+6%L:6=N.B!R:6=H="<^)B,Q-3$[/"]T9#X\
M=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`Q
M<'0[('1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#%P=#L@9F]N=#H@,3!P
M="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^
M#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=B;W)D97(M8F]T
M=&]M.B!";&%C:R`Q<'0@<V]L:60[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF.R!T97AT+6%L:6=N.B!L969T)SXF(S$V,#L\
M+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G8F]R9&5R+6)O='1O
M;3H@0FQA8VL@,7!T('-O;&ED.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9CL@=&5X="UA;&EG;CH@<FEG:'0G/C$U/"]T9#X\
M=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`Q
M<'0[('1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CPO='(^#0H\='(@<W1Y
M;&4],T0G=F5R=&EC86PM86QI9VXZ(&)O='1O;3L@8F%C:V=R;W5N9"UC;VQO
M<CH@5VAI=&4[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF)SX-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E
M>'0M86QI9VXZ(&QE9G0[('!A9&1I;F<M8F]T=&]M.B`R+C5P=#L@9F]N=#H@
M,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/E1O=&%L(&YO
M;BUC;W9E<F5D(&EM<&%I<F5D(&QO86YS('=I=&@@;F\@86QL;W=A;F-E/"]T
M9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M
M.B`R+C5P=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S
M='EL93TS1"=B;W)D97(M8F]T=&]M.B!";&%C:R`R+C5P="!D;W5B;&4[(&9O
M;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T97AT
M+6%L:6=N.B!L969T)SXD/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE
M/3-$)V)O<F1E<BUB;W1T;VTZ($)L86-K(#(N-7!T(&1O=6)L93L@9F]N=#H@
M,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[('1E>'0M86QI
M9VXZ(')I9VAT)SXS-2PW,C$\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y
M;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#(N-7!T.R!T97AT+6%L:6=N.B!L969T
M.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^
M)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I
M;F<M8F]T=&]M.B`R+C5P=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I
M8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS
M1&YO=W)A<"!S='EL93TS1"=B;W)D97(M8F]T=&]M.B!";&%C:R`R+C5P="!D
M;W5B;&4[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF.R!T97AT+6%L:6=N.B!L969T)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G8F]R9&5R+6)O='1O;3H@0FQA8VL@,BXU<'0@
M9&]U8FQE.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9CL@=&5X="UA;&EG;CH@<FEG:'0G/C0U+#@P.3PO=&0^/'1D(&YO=W)A
M<#TS1&YO=W)A<"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@,BXU<'0[('1E
M>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A
M+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@
M<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#(N-7!T.R!F;VYT.B`Q,'!T($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@
M("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V)O<F1E<BUB;W1T;VTZ
M($)L86-K(#(N-7!T(&1O=6)L93L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV
M971I8V$L(%-A;G,M4V5R:68[('1E>'0M86QI9VXZ(&QE9G0G/B8C,38P.SPO
M=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=B;W)D97(M8F]T=&]M
M.B!";&%C:R`R+C5P="!D;W5B;&4[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF.R!T97AT+6%L:6=N.B!R:6=H="<^)B,Q-3$[
M/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T
M=&]M.B`R+C5P=#L@=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI
M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO
M=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@,BXU<'0[
M(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF
M(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
M8F]R9&5R+6)O='1O;3H@0FQA8VL@,BXU<'0@9&]U8FQE.R!F;VYT.B`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@=&5X="UA;&EG;CH@
M;&5F="<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$
M)V)O<F1E<BUB;W1T;VTZ($)L86-K(#(N-7!T(&1O=6)L93L@9F]N=#H@,3!P
M="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[('1E>'0M86QI9VXZ
M(')I9VAT)SXS-RPR,S4\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4]
M,T0G<&%D9&EN9RUB;W1T;VTZ(#(N-7!T.R!T97AT+6%L:6=N.B!L969T.R!F
M;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q
M-C`[/"]T9#X\+W1R/@T*/'1R('-T>6QE/3-$)W9E<G1I8V%L+6%L:6=N.B!B
M;W1T;VT[(&)A8VMG<F]U;F0M8V]L;W(Z(')G8B@R,#0L,C,X+#(U-2D[(&9O
M;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SX-"B`@
M("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE
M9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF
M)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N
M=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P
M.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT
M+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T
M>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P
M/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P
M<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D
M/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI
M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@
M/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T
M.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^
M)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M
M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T
M>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I
M8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS
M1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\
M=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT
M.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^
M)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M
M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y
M;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R
M:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL
M93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\
M=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[
M(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF
M(S$V,#L\+W1D/CPO='(^#0H\='(@<W1Y;&4],T0G=F5R=&EC86PM86QI9VXZ
M(&)O='1O;3L@8F%C:V=R;W5N9"UC;VQO<CH@5VAI=&4[(&9O;G0Z(#$P<'0@
M0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SX-"B`@("`\=&0@;F]W
M<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[('!A9&1I
M;F<M8F]T=&]M.B`R+C5P=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I
M8V$L(%-A;G,M4V5R:68G/E1O=&%L(&-O=F5R960@:6UP86ER960@;&]A;G,@
M=VET:"!N;R!A;&QO=V%N8V4\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y
M;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#(N-7!T.R!F;VYT.B`Q,'!T($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\
M=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V)O<F1E<BUB;W1T;VTZ($)L
M86-K(#(N-7!T(&1O=6)L93L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I
M8V$L(%-A;G,M4V5R:68[('1E>'0M86QI9VXZ(&QE9G0G/B0\+W1D/CQT9"!N
M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G8F]R9&5R+6)O='1O;3H@0FQA8VL@
M,BXU<'0@9&]U8FQE.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9CL@=&5X="UA;&EG;CH@<FEG:'0G/C0S+#<P,CPO=&0^/'1D
M(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@,BXU
M<'0[('1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#(N-7!T.R!F;VYT.B`Q
M,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T
M9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V)O<F1E<BUB
M;W1T;VTZ($)L86-K(#(N-7!T(&1O=6)L93L@9F]N=#H@,3!P="!#86QI8G)I
M+"!(96QV971I8V$L(%-A;G,M4V5R:68[('1E>'0M86QI9VXZ(&QE9G0G/B8C
M,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=B;W)D97(M
M8F]T=&]M.B!";&%C:R`R+C5P="!D;W5B;&4[(&9O;G0Z(#$P<'0@0V%L:6)R
M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T97AT+6%L:6=N.B!R:6=H="<^
M-S@L-3<X/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I
M;F<M8F]T=&]M.B`R+C5P=#L@=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P
M="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^
M/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@
M,BXU<'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y
M;&4],T0G8F]R9&5R+6)O='1O;3H@0FQA8VL@,BXU<'0@9&]U8FQE.R!F;VYT
M.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@=&5X="UA
M;&EG;CH@;&5F="<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T
M>6QE/3-$)V)O<F1E<BUB;W1T;VTZ($)L86-K(#(N-7!T(&1O=6)L93L@9F]N
M=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[('1E>'0M
M86QI9VXZ(')I9VAT)SXF(S$U,3L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@
M<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#(N-7!T.R!T97AT+6%L:6=N.B!L
M969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A
M9&1I;F<M8F]T=&]M.B`R+C5P=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV
M971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A
M<#TS1&YO=W)A<"!S='EL93TS1"=B;W)D97(M8F]T=&]M.B!";&%C:R`R+C5P
M="!D;W5B;&4[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF.R!T97AT+6%L:6=N.B!L969T)SXF(S$V,#L\+W1D/CQT9"!N;W=R
M87`],T1N;W=R87`@<W1Y;&4],T0G8F]R9&5R+6)O='1O;3H@0FQA8VL@,BXU
M<'0@9&]U8FQE.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9CL@=&5X="UA;&EG;CH@<FEG:'0G/C0Y+#`S,#PO=&0^/'1D(&YO
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M8V$L(%-A;G,M4V5R:68G/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y
M;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(
M96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS
M1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@
M0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[
M(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF
M(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA
M;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL
M93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE
M/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@
M0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@
M9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C
M,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q
M,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T
M9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI
M9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4]
M,T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#
M86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D
M(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@
M;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O
M;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V
M,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG
M;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4]
M,T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV
M971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/"]T<CX-"CQT<B!S='EL
M93TS1"=V97)T:6-A;"UA;&EG;CH@8F]T=&]M.R!B86-K9W)O=6YD+6-O;&]R
M.B!7:&ET93L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68G/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X
M="UA;&EG;CH@;&5F=#L@<&%D9&EN9RUB;W1T;VTZ(#(N-7!T.R!F;VYT.B`Q
M,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^5&]T86P@:6UP
M86ER960@;&]A;G,@=VET:"!N;R!A;&QO=V%N8V4@<F5C;W)D960\+W1D/CQT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#(N
M-7!T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE
M/3-$)V)O<F1E<BUB;W1T;VTZ($)L86-K(#(N-7!T(&1O=6)L93L@9F]N=#H@
M,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[('1E>'0M86QI
M9VXZ(&QE9G0G/B0\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
M8F]R9&5R+6)O='1O;3H@0FQA8VL@,BXU<'0@9&]U8FQE.R!F;VYT.B`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@=&5X="UA;&EG;CH@
M<FEG:'0G/C<Y+#0R,SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=P861D:6YG+6)O='1O;3H@,BXU<'0[('1E>'0M86QI9VXZ(&QE9G0[(&9O
M;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V
M,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB
M;W1T;VTZ(#(N-7!T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)V)O<F1E<BUB;W1T;VTZ($)L86-K(#(N-7!T(&1O=6)L
M93L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[
M('1E>'0M86QI9VXZ(&QE9G0G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO
M=W)A<"!S='EL93TS1"=B;W)D97(M8F]T=&]M.B!";&%C:R`R+C5P="!D;W5B
M;&4[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF
M.R!T97AT+6%L:6=N.B!R:6=H="<^,3(T+#,X-SPO=&0^/'1D(&YO=W)A<#TS
M1&YO=W)A<"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@,BXU<'0[('1E>'0M
M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y
M;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#(N-7!T.R!F;VYT.B`Q,'!T($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\
M=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V)O<F1E<BUB;W1T;VTZ($)L
M86-K(#(N-7!T(&1O=6)L93L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I
M8V$L(%-A;G,M4V5R:68[('1E>'0M86QI9VXZ(&QE9G0G/B8C,38P.SPO=&0^
M/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=B;W)D97(M8F]T=&]M.B!"
M;&%C:R`R+C5P="!D;W5B;&4[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF.R!T97AT+6%L:6=N.B!R:6=H="<^)B,Q-3$[/"]T
M9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M
M.B`R+C5P=#L@=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I
M+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A
M<#TS1&YO=W)A<"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@,BXU<'0[(&9O
M;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V
M,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G8F]R
M9&5R+6)O='1O;3H@0FQA8VL@,BXU<'0@9&]U8FQE.R!F;VYT.B`Q,'!T($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@=&5X="UA;&EG;CH@;&5F
M="<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V)O
M<F1E<BUB;W1T;VTZ($)L86-K(#(N-7!T(&1O=6)L93L@9F]N=#H@,3!P="!#
M86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[('1E>'0M86QI9VXZ(')I
M9VAT)SXX-BPR-C4\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
M<&%D9&EN9RUB;W1T;VTZ(#(N-7!T.R!T97AT+6%L:6=N.B!L969T.R!F;VYT
M.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[
M/"]T9#X\+W1R/@T*/'1R('-T>6QE/3-$)W9E<G1I8V%L+6%L:6=N.B!B;W1T
M;VT[(&)A8VMG<F]U;F0M8V]L;W(Z(')G8B@R,#0L,C,X+#(U-2D[(&9O;G0Z
M(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SX-"B`@("`\
M=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[
M(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF
M(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@
M,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO
M=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L
M:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE
M/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@
M0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I
M+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D
M(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F
M;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q
M-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI
M9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE
M/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO
M=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@
M;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F
M;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q
M-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI
M9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4]
M,T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G
M/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@
M;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O
M;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V
M,#L\+W1D/CPO='(^#0H\='(@<W1Y;&4],T0G=F5R=&EC86PM86QI9VXZ(&)O
M='1O;3L@8F%C:V=R;W5N9"UC;VQO<CH@5VAI=&4[(&9O;G0Z(#$P<'0@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SX-"B`@("`\=&0@;F]W<F%P
M/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M9&5C;W)A=&EO;CH@=6YD97)L:6YE
M.R!T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9B<^3F]N+6-O=F5R960F(S$V,#LF(S$V,#ML;V%N
M<R!W:71H(&%N(&%L;&]W86YC92!R96-O<F1E9#H\+W1D/CQT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I
M8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS
M1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\
M=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT
M.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^
M)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M
M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y
M;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R
M:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL
M93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\
M=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[
M(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF
M(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@
M,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO
M=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L
M:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE
M/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@
M0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CPO
M='(^#0H\='(@<W1Y;&4],T0G=F5R=&EC86PM86QI9VXZ(&)O='1O;3L@8F%C
M:V=R;W5N9"UC;VQO<CH@<F=B*#(P-"PR,S@L,C4U*3L@9F]N=#H@,3!P="!#
M86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/@T*("`@(#QT9"!N;W=R
M87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@
M,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/D-O;6UE<F-I
M86PL(&9I;F%N8VEA;"P@86YD(&%G<FEC=6QT=7)A;#H\+W1D/CQT9"!N;W=R
M87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV
M971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A
M<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q
M,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T
M9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I
M9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E
M>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A
M+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@
M<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S
M='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P
M/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q
M,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T
M9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE
M9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF
M)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N
M=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P
M.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT
M+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T
M>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P
M/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P
M<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D
M/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI
M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@
M/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T
M.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^
M)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M
M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T
M>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CPO='(^#0H\='(@
M<W1Y;&4],T0G=F5R=&EC86PM86QI9VXZ(&)O='1O;3L@8F%C:V=R;W5N9"UC
M;VQO<CH@5VAI=&4[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF)SX-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$
M)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF.R!P861D:6YG+6QE9G0Z(#%E;2<^0V]M;65R8VEA
M;"`M('5N<V5C=7)E9#PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^
M)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$
M)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF)SXD/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T
M>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9B<^-#4R/"]T9#X\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@
M0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I
M+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D
M(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F
M;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q
M-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI
M9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9B<^-#4T/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$
M)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R
M87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A
M<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W
M<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT
M.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^-3D\+W1D
M/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F
M=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G
M/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT
M.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[
M/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M
M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y
M;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF)SXR,C8\+W1D/CQT9"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#
M86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/"]T
M<CX-"CQT<B!S='EL93TS1"=V97)T:6-A;"UA;&EG;CH@8F]T=&]M.R!B86-K
M9W)O=6YD+6-O;&]R.B!R9V(H,C`T+#(S."PR-34I.R!F;VYT.B`Q,'!T($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^#0H@("`@/'1D(&YO=W)A
M<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q
M,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@<&%D9&EN9RUL
M969T.B`Q96TG/D-O;6UE<F-I86P@+2!S96-U<F5D/"]T9#X\=&0@;F]W<F%P
M/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P
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M86YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y
M;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R
M:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL
M93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^,2PX.3D\+W1D/CQT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@
M9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C
M,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q
M,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T
M9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI
M9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4]
M,T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF)SXR.34\+W1D/CQT9"!N;W=R87`],T1N;W=R
M87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI
M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO
M=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W
M<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z
M(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\
M+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@
M<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF)SXQ+#0R-SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T
M97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\+W1R/@T*/'1R('-T>6QE/3-$
M)W9E<G1I8V%L+6%L:6=N.B!B;W1T;VT[(&)A8VMG<F]U;F0M8V]L;W(Z(%=H
M:71E.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9B<^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L
M:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9CL@<&%D9&EN9RUL969T.B`Q96TG/E-E8W5R960@8GD@:6YV96YT
M;W)Y(&%N9"!A8V-O=6YT<R!R96-E:79A8FQE/"]T9#X\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A
M+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#
M86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D
M(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!R:6=H=#L@
M9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/C4V
M,3PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N
M.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$
M)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF
M(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
M=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I
M8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A
M<"!S='EL93TS1"=T97AT+6%L:6=N.B!R:6=H=#L@9F]N=#H@,3!P="!#86QI
M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/C4W,3PO=&0^/'1D(&YO=W)A
M<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q
M,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T
M9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@
M(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F
M=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G
M/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT
M+6%L:6=N.B!R:6=H=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68G/C$U-CPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL
M93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A
M+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#
M86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D
M(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!R:6=H=#L@
M9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/C,Y
M,3PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N
M.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9B<^)B,Q-C`[/"]T9#X\+W1R/@T*/'1R('-T>6QE/3-$)W9E<G1I8V%L
M+6%L:6=N.B!B;W1T;VT[(&)A8VMG<F]U;F0M8V]L;W(Z(')G8B@R,#0L,C,X
M+#(U-2D[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF)SX-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M
M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y
M;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R
M:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL
M93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\
M=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[
M(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF
M(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@
M,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO
M=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L
M:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE
M/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@
M0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I
M+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D
M(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F
M;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q
M-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI
M9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE
M/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO
M=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@
M;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F
M;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q
M-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI
M9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF)SXF(S$V,#L\+W1D/CPO='(^#0H\='(@<W1Y;&4],T0G=F5R=&EC
M86PM86QI9VXZ(&)O='1O;3L@8F%C:V=R;W5N9"UC;VQO<CH@5VAI=&4[(&9O
M;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SX-"B`@
M("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE
M9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF
M)SY296%L(&5S=&%T92`F(S$U,#L@8V]N<W1R=6-T:6]N+"!L86YD(&1E=F5L
M;W!M96YT("8C,S@[(&]T:&5R(&QA;F0@;&]A;G,\+W1D/CQT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I
M8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS
M1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\
M=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT
M.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^
M,3`L,S8P/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M
M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y
M;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R
M:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL
M93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^,3(L-C`V/"]T9#X\
M=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[
M(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF
M(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@
M,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO
M=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L
M:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE
M/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9B<^,BPR-#0\+W1D/CQT9"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#
M86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D
M(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@
M;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O
M;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V
M,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG
M;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF)SXQ-2PW.#(\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4]
M,T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV
M971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/"]T<CX-"CQT<B!S='EL
M93TS1"=V97)T:6-A;"UA;&EG;CH@8F]T=&]M.R!B86-K9W)O=6YD+6-O;&]R
M.B!R9V(H,C`T+#(S."PR-34I.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9B<^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S
M='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P
M/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P
M="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^
M/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!R:6=H
M=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G
M/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT
M+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T
M>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y
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M.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^
M)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z
M(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\
M+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA
M;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL
M93TS1"=T97AT+6%L:6=N.B!R:6=H=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(
M96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS
M1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\
M=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R
M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@
M9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C
M,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L
M:6=N.B!R:6=H=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL
M93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\+W1R/@T*/'1R('-T
M>6QE/3-$)W9E<G1I8V%L+6%L:6=N.B!B;W1T;VT[(&)A8VMG<F]U;F0M8V]L
M;W(Z(%=H:71E.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9B<^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T
M97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9B<^4F5A;"!E<W1A=&4@)B,Q-3`[(')E<VED96YT:6%L
M+"!F87)M;&%N9"P@86YD(&UU;'1I+69A;6EL>3PO=&0^/'1D(&YO=W)A<#TS
M1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@
M0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[
M(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXR
M-"PT-C`\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA
M;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL
M93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE
M/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@
M0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXR-BPQ-3,\+W1D/CQT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@
M9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C
M,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q
M,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T
M9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI
M9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4]
M,T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF)SXR+#$V.3PO=&0^/'1D(&YO=W)A<#TS1&YO
M=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@
M;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N
M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N
M=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P
M.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N
M.B!R:6=H=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68G/C(R+#0X-SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\+W1R/@T*/'1R('-T>6QE
M/3-$)W9E<G1I8V%L+6%L:6=N.B!B;W1T;VT[(&)A8VMG<F]U;F0M8V]L;W(Z
M(')G8B@R,#0L,C,X+#(U-2D[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF)SX-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T
M>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I
M8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS
M1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\
M=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT
M.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^
M)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M
M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y
M;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R
M:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL
M93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\
M=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[
M(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF
M(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@
M,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO
M=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L
M:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE
M/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@
M0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I
M+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D
M(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F
M;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q
M-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI
M9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE
M/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CPO='(^#0H\='(@<W1Y
M;&4],T0G=F5R=&EC86PM86QI9VXZ(&)O='1O;3L@8F%C:V=R;W5N9"UC;VQO
M<CH@5VAI=&4[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF)SX-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E
M>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A
M+"!386YS+5-E<FEF)SY296%L(&5S=&%T92`F(S$U,#L@:&]M92!E<75I='D@
M;&EN97,@;V8@8W)E9&ET/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE
M/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF
M)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4]
M,T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV
M971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO
M=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!R:6=H=#L@9F]N=#H@,3!P="!#
M86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/C,L,3$U/"]T9#X\=&0@
M;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O
M;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V
M,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P
M="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^
M#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N
M.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$
M)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9B<^,RPQ-#$\+W1D/CQT9"!N;W=R87`],T1N;W=R
M87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI
M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO
M=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W
M<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z
M(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\
M+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@
M<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF)SXQ,3<\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X
M="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S
M='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T
M>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P
M<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXR+#4T-#PO=&0^
M/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T
M.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^
M)B,Q-C`[/"]T9#X\+W1R/@T*/'1R('-T>6QE/3-$)W9E<G1I8V%L+6%L:6=N
M.B!B;W1T;VT[(&)A8VMG<F]U;F0M8V]L;W(Z(')G8B@R,#0L,C,X+#(U-2D[
M(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SX-
M"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ
M(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
M9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C
M,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T
M97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P
M('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W
M<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z
M(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\
M+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#
M86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@
M("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L
M969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E
M>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P
M('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R
M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R
M87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV
M971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A
M<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q
M,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T
M9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I
M9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E
M>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A
M+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@
M<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S
M='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P
M/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q
M,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T
M9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE
M9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF
M)SXF(S$V,#L\+W1D/CPO='(^#0H\='(@<W1Y;&4],T0G=F5R=&EC86PM86QI
M9VXZ(&)O='1O;3L@8F%C:V=R;W5N9"UC;VQO<CH@5VAI=&4[(&9O;G0Z(#$P
M<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SX-"B`@("`\=&0@
M;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O
M;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SY296%L
M(&5S=&%T92`F(S$U,#L@8V]M;65R8VEA;#PO=&0^/'1D(&YO=W)A<#TS1&YO
M=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N
M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O
M;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXU+#DV
M-3PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N
M.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$
M)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF
M(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
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M+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#
M86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@
M("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L
M969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E
M>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9B<^,C@S/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T
M>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I
M8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS
M1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\
M=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT
M.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^
M-BPV,#(\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA
M;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68G/B8C,38P.SPO=&0^/"]T<CX-"CQT<B!S='EL93TS1"=V97)T
M:6-A;"UA;&EG;CH@8F]T=&]M.R!B86-K9W)O=6YD+6-O;&]R.B!R9V(H,C`T
M+#(S."PR-34I.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9B<^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T
M97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P
M('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@
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M969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O
M;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V
M,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X
M="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S
M='EL93TS1"=T97AT+6%L:6=N.B!R:6=H=#L@9F]N=#H@,3!P="!#86QI8G)I
M+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A
M<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q
M,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T
M9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@
M(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F
M=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G
M/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT
M+6%L:6=N.B!R:6=H=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S
M='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P
M/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P
M="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^
M/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!R:6=H
M=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G
M/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT
M+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\+W1R/@T*/'1R('-T>6QE/3-$)W9E
M<G1I8V%L+6%L:6=N.B!B;W1T;VT[(&)A8VMG<F]U;F0M8V]L;W(Z(%=H:71E
M.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^
M#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N
M.B!L969T.R!P861D:6YG+6)O='1O;3H@,7!T.R!F;VYT.B`Q,'!T($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^0V]N<W5M97(\+W1D/CQT9"!N
M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#%P=#L@
M9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C
M,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=B
M;W)D97(M8F]T=&]M.B!";&%C:R`Q<'0@<V]L:60[(&9O;G0Z(#$P<'0@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T97AT+6%L:6=N.B!L969T
M)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G8F]R
M9&5R+6)O='1O;3H@0FQA8VL@,7!T('-O;&ED.R!F;VYT.B`Q,'!T($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@=&5X="UA;&EG;CH@<FEG:'0G
M/C(L-S4W/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I
M;F<M8F]T=&]M.B`Q<'0[('1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@
M0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#%P
M=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G
M/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=B;W)D97(M8F]T=&]M.B!";&%C:R`Q<'0@<V]L:60[(&9O;G0Z(#$P<'0@
M0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T97AT+6%L:6=N.B!L
M969T)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
M8F]R9&5R+6)O='1O;3H@0FQA8VL@,7!T('-O;&ED.R!F;VYT.B`Q,'!T($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@=&5X="UA;&EG;CH@<FEG
M:'0G/C(L-S4Y/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A
M9&1I;F<M8F]T=&]M.B`Q<'0[('1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P
M<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D
M/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ
M(#%P=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R
M:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL
M93TS1"=B;W)D97(M8F]T=&]M.B!";&%C:R`Q<'0@<V]L:60[(&9O;G0Z(#$P
M<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T97AT+6%L:6=N
M.B!L969T)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4]
M,T0G8F]R9&5R+6)O='1O;3H@0FQA8VL@,7!T('-O;&ED.R!F;VYT.B`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@=&5X="UA;&EG;CH@
M<FEG:'0G/C0X,3PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P
M861D:6YG+6)O='1O;3H@,7!T.R!T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q
M,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T
M9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M
M.B`Q<'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y
M;&4],T0G8F]R9&5R+6)O='1O;3H@0FQA8VL@,7!T('-O;&ED.R!F;VYT.B`Q
M,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@=&5X="UA;&EG
M;CH@;&5F="<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE
M/3-$)V)O<F1E<BUB;W1T;VTZ($)L86-K(#%P="!S;VQI9#L@9F]N=#H@,3!P
M="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[('1E>'0M86QI9VXZ
M(')I9VAT)SXR+#,R.3PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=P861D:6YG+6)O='1O;3H@,7!T.R!T97AT+6%L:6=N.B!L969T.R!F;VYT
M.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[
M/"]T9#X\+W1R/@T*/'1R('-T>6QE/3-$)W9E<G1I8V%L+6%L:6=N.B!B;W1T
M;VT[(&)A8VMG<F]U;F0M8V]L;W(Z(')G8B@R,#0L,C,X+#(U-2D[(&9O;G0Z
M(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SX-"B`@("`\
M=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[
M('!A9&1I;F<M8F]T=&]M.B`R+C5P=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(
M96QV971I8V$L(%-A;G,M4V5R:68G/E1O=&%L(&YO;BUC;W9E<F5D(&EM<&%I
M<F5D(&QO86YS('=I=&@@86QL;W=A;F-E/"]T9#X\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`R+C5P=#L@9F]N=#H@,3!P
M="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^
M#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=B;W)D97(M8F]T
M=&]M.B!";&%C:R`R+C5P="!D;W5B;&4[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T97AT+6%L:6=N.B!L969T)SXD/"]T
M9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V)O<F1E<BUB;W1T;VTZ
M($)L86-K(#(N-7!T(&1O=6)L93L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV
M971I8V$L(%-A;G,M4V5R:68[('1E>'0M86QI9VXZ(')I9VAT)SXT.2PU-C4\
M+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T
M;VTZ(#(N-7!T.R!T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W
M<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`R+C5P=#L@
M9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C
M,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=B
M;W)D97(M8F]T=&]M.B!";&%C:R`R+C5P="!D;W5B;&4[(&9O;G0Z(#$P<'0@
M0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T97AT+6%L:6=N.B!L
M969T)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
M8F]R9&5R+6)O='1O;3H@0FQA8VL@,BXU<'0@9&]U8FQE.R!F;VYT.B`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@=&5X="UA;&EG;CH@
M<FEG:'0G/C4T+#`P-#PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=P861D:6YG+6)O='1O;3H@,BXU<'0[('1E>'0M86QI9VXZ(&QE9G0[(&9O
M;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V
M,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB
M;W1T;VTZ(#(N-7!T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)V)O<F1E<BUB;W1T;VTZ($)L86-K(#(N-7!T(&1O=6)L
M93L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[
M('1E>'0M86QI9VXZ(&QE9G0G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO
M=W)A<"!S='EL93TS1"=B;W)D97(M8F]T=&]M.B!";&%C:R`R+C5P="!D;W5B
M;&4[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF
M.R!T97AT+6%L:6=N.B!R:6=H="<^-2PX,#0\+W1D/CQT9"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#(N-7!T.R!T97AT+6%L
M:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE
M/3-$)W!A9&1I;F<M8F]T=&]M.B`R+C5P=#L@9F]N=#H@,3!P="!#86QI8G)I
M+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D
M(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=B;W)D97(M8F]T=&]M.B!";&%C
M:R`R+C5P="!D;W5B;&4[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A
M+"!386YS+5-E<FEF.R!T97AT+6%L:6=N.B!L969T)SXF(S$V,#L\+W1D/CQT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G8F]R9&5R+6)O='1O;3H@0FQA
M8VL@,BXU<'0@9&]U8FQE.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC
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M86YS+5-E<FEF)SX-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$
M)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R
M87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A
M<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W
M<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT
M.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[
M/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ
M(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
M9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C
M,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T
M97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P
M('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W
M<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z
M(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\
M+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#
M86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@
M("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L
M969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E
M>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P
M('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R
M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R
M87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV
M971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A
M<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q
M,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T
M9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I
M9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E
M>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A
M+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CPO='(^#0H\='(@<W1Y;&4],T0G
M=F5R=&EC86PM86QI9VXZ(&)O='1O;3L@8F%C:V=R;W5N9"UC;VQO<CH@<F=B
M*#(P-"PR,S@L,C4U*3L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68G/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4]
M,T0G=&5X="UA;&EG;CH@;&5F=#L@<&%D9&EN9RUB;W1T;VTZ(#(N-7!T.R!F
M;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^5&]T
M86P@8V]V97)E9"!I;7!A:7)E9"!L;V%N<R!W:71H(&%L;&]W86YC93PO=&0^
M/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@
M,BXU<'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y
M;&4],T0G8F]R9&5R+6)O='1O;3H@0FQA8VL@,BXU<'0@9&]U8FQE.R!F;VYT
M.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@=&5X="UA
M;&EG;CH@;&5F="<^)#PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=B;W)D97(M8F]T=&]M.B!";&%C:R`R+C5P="!D;W5B;&4[(&9O;G0Z(#$P
M<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T97AT+6%L:6=N
M.B!R:6=H="<^,3$L.3@X/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE
M/3-$)W!A9&1I;F<M8F]T=&]M.B`R+C5P=#L@=&5X="UA;&EG;CH@;&5F=#L@
M9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C
M,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P861D:6YG
M+6)O='1O;3H@,BXU<'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A
M+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G8F]R9&5R+6)O='1O;3H@0FQA8VL@,BXU<'0@9&]U
M8FQE.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9CL@=&5X="UA;&EG;CH@;&5F="<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)V)O<F1E<BUB;W1T;VTZ($)L86-K(#(N-7!T(&1O
M=6)L93L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R
M:68[('1E>'0M86QI9VXZ(')I9VAT)SXQ-2PV-S`\+W1D/CQT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#(N-7!T.R!T97AT
M+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T
M>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`R+C5P=#L@9F]N=#H@,3!P="!#86QI
M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@
M/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=B;W)D97(M8F]T=&]M.B!"
M;&%C:R`R+C5P="!D;W5B;&4[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF.R!T97AT+6%L:6=N.B!L969T)SXF(S$V,#L\+W1D
M/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G8F]R9&5R+6)O='1O;3H@
M0FQA8VL@,BXU<'0@9&]U8FQE.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9CL@=&5X="UA;&EG;CH@<FEG:'0G/C4L,3`V/"]T
M9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M
M.B`R+C5P=#L@=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I
M+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A
M<#TS1&YO=W)A<"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@,BXU<'0[(&9O
M;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V
M,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G8F]R
M9&5R+6)O='1O;3H@0FQA8VL@,BXU<'0@9&]U8FQE.R!F;VYT.B`Q,'!T($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@=&5X="UA;&EG;CH@;&5F
M="<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V)O
M<F1E<BUB;W1T;VTZ($)L86-K(#(N-7!T(&1O=6)L93L@9F]N=#H@,3!P="!#
M86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[('1E>'0M86QI9VXZ(')I
M9VAT)SXQ-"PR-3D\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
M<&%D9&EN9RUB;W1T;VTZ(#(N-7!T.R!T97AT+6%L:6=N.B!L969T.R!F;VYT
M.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[
M/"]T9#X\+W1R/@T*/'1R('-T>6QE/3-$)W9E<G1I8V%L+6%L:6=N.B!B;W1T
M;VT[(&)A8VMG<F]U;F0M8V]L;W(Z(%=H:71E.R!F;VYT.B`Q,'!T($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^#0H@("`@/'1D(&YO=W)A<#TS
M1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\
M=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R
M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@
M9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C
M,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L
M:6=N.B!R:6=H=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL
M93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A
M+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#
M86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D
M(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!R:6=H=#L@
M9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C
M,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L
M:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE
M/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF
M)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4]
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M;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q
M-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P
M<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D
M/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG
M;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=T97AT+6%L:6=N.B!R:6=H=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV
M971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO
M=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\+W1R
M/@T*/'1R('-T>6QE/3-$)W9E<G1I8V%L+6%L:6=N.B!B;W1T;VT[(&)A8VMG
M<F]U;F0M8V]L;W(Z(')G8B@R,#0L,C,X+#(U-2D[(&9O;G0Z(#$P<'0@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SX-"B`@("`\=&0@;F]W<F%P
M/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[('!A9&1I;F<M
M8F]T=&]M.B`R+C5P=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68G/E1O=&%L(&EM<&%I<F5D(&QO86YS('=I=&@@86X@86QL
M;W=A;F-E(')E8V]R9&5D/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE
M/3-$)W!A9&1I;F<M8F]T=&]M.B`R+C5P=#L@9F]N=#H@,3!P="!#86QI8G)I
M+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D
M(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=B;W)D97(M8F]T=&]M.B!";&%C
M:R`R+C5P="!D;W5B;&4[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A
M+"!386YS+5-E<FEF.R!T97AT+6%L:6=N.B!L969T)SXD/"]T9#X\=&0@;F]W
M<F%P/3-$;F]W<F%P('-T>6QE/3-$)V)O<F1E<BUB;W1T;VTZ($)L86-K(#(N
M-7!T(&1O=6)L93L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68[('1E>'0M86QI9VXZ(')I9VAT)SXV,2PU-3,\+W1D/CQT9"!N
M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#(N-7!T
M.R!T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`R+C5P=#L@9F]N=#H@,3!P
M="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^
M#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=B;W)D97(M8F]T
M=&]M.B!";&%C:R`R+C5P="!D;W5B;&4[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T97AT+6%L:6=N.B!L969T)SXF(S$V
M,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G8F]R9&5R+6)O
M='1O;3H@0FQA8VL@,BXU<'0@9&]U8FQE.R!F;VYT.B`Q,'!T($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9CL@=&5X="UA;&EG;CH@<FEG:'0G/C8Y
M+#8W-#PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P861D:6YG
M+6)O='1O;3H@,BXU<'0[('1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@
M0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#(N
M-7!T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE
M/3-$)V)O<F1E<BUB;W1T;VTZ($)L86-K(#(N-7!T(&1O=6)L93L@9F]N=#H@
M,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[('1E>'0M86QI
M9VXZ(&QE9G0G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL
M93TS1"=B;W)D97(M8F]T=&]M.B!";&%C:R`R+C5P="!D;W5B;&4[(&9O;G0Z
M(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T97AT+6%L
M:6=N.B!R:6=H="<^,3`L.3$P/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T
M>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`R+C5P=#L@=&5X="UA;&EG;CH@;&5F
M=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G
M/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P861D
M:6YG+6)O='1O;3H@,BXU<'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G8F]R9&5R+6)O='1O;3H@0FQA8VL@,BXU<'0@
M9&]U8FQE.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9CL@=&5X="UA;&EG;CH@;&5F="<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P
M/3-$;F]W<F%P('-T>6QE/3-$)V)O<F1E<BUB;W1T;VTZ($)L86-K(#(N-7!T
M(&1O=6)L93L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68[('1E>'0M86QI9VXZ(')I9VAT)SXV-BPP-#<\+W1D/CQT9"!N;W=R
M87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#(N-7!T.R!T
M97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\+W1R/@T*/"]T86)L93X-"@T*
M/'`@<W1Y;&4],T0G9F]N=#H@,3!P="\Q,"XP-7!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9CL@;6%R9VEN.B`P.R!T97AT+6%L:6=N.B!J=7-T
M:69Y.R!T97AT+6EN9&5N=#H@,"XR-6EN)SXF(S$V,#L\+W`^/'-P86X^/"]S
M<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F\^
M#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y296-O<F1E
M9"!I;G9E<W1M96YT(&EN(&QO86YS(&)Y(&-R961I="!Q=6%L:71Y(&EN9&EC
M871O<G,\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQP('-T>6QE
M/3-$)V9O;G0Z(#$P<'0O;F]R;6%L($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9CL@;6%R9VEN.B`P.R!T97AT+6%L:6=N.B!L969T)SY4:&4@9F]L
M;&]W:6YG('1A8FQE('!R97-E;G1S('1H92!#;VUP86YY)B,Q-#8[<PT*<F5C
M;W)D960@:6YV97-T;65N="!I;B!L;V%N<R!B>2!C<F5D:70@<75A;&ET>2!I
M;F1I8V%T;W)S(&%S(&]F($1E8V5M8F5R(#,Q+"`R,#$R+CPO<#X-"@T*/'`@
M<W1Y;&4],T0G9F]N=#H@,3!P="\Q,"XP-7!T($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9CL@;6%R9VEN.B`P.R!T97AT+6%L:6=N.B!J=7-T:69Y
M)SXF(S$V,#L\+W`^#0H-"CQT86)L92!C96QL<&%D9&EN9STS1#`@8V5L;'-P
M86-I;F<],T0P('-T>6QE/3-$)V)O<F1E<BUC;VQL87!S93H@8V]L;&%P<V4[
M('=I9'1H.B`Q,#`E.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9B<^#0H\='(@<W1Y;&4],T0G=F5R=&EC86PM86QI9VXZ(&)O
M='1O;3L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R
M:68G/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@
M:71A;&EC(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T
M97AT+6%L:6=N.B!J=7-T:69Y)SXH)"!I;B!T:&]U<V%N9',I/"]T9#X\=&0@
M;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`Q<'0[
M(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF
M(S$V,#L\+W1D/@T*("`@(#QT9"!C;VQS<&%N/3-$,C8@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&-E;G1E<CL@8F]R9&5R+6)O='1O
M;3H@0FQA8VL@,7!T('-O;&ED.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9B<^0W)E9&ET(%%U86QI='D@26YD:6-A=&]R("A'
M<F]U<&5D(&)Y($EN=&5R;F%L;'D@07-S:6=N960@1W)A9&4I/"]T9#X\=&0@
M;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`Q<'0[
M(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF
M(S$V,#L\+W1D/CPO='(^#0H\='(@<W1Y;&4],T0G=F5R=&EC86PM86QI9VXZ
M(&)O='1O;3L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68G/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X
M="UA;&EG;CH@:G5S=&EF>3L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I
M8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A
M<"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@,7!T.R!F;VYT.B`Q,'!T($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@
M("`\=&0@8V]L<W!A;CTS1#(@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E
M>'0M86QI9VXZ(&-E;G1E<CL@8F]R9&5R+6)O='1O;3H@0FQA8VL@,7!T('-O
M;&ED.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9B<^4&%S<R`H1W)A9&5S(#QB<B`O/@T*,2P@,BP@)B,S.#L@,RD\+W1D/CQT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#%P
M=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G
M/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P861D
M:6YG+6)O='1O;3H@,7!T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@8V]L<W!A;CTS
M1#(@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&-E;G1E
M<CL@8F]R9&5R+6)O='1O;3H@0FQA8VL@,7!T('-O;&ED.R!F;VYT.B`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^5V5A:R!087-S(#QB
M<B`O/@T**$=R861E(#0I/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE
M/3-$)W!A9&1I;F<M8F]T=&]M.B`Q<'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#%P=#L@9F]N=#H@
M,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO
M=&0^#0H@("`@/'1D(&-O;'-P86X],T0R(&YO=W)A<#TS1&YO=W)A<"!S='EL
M93TS1"=T97AT+6%L:6=N.B!C96YT97([(&)O<F1E<BUB;W1T;VTZ($)L86-K
M(#%P="!S;VQI9#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68G/E=A=&-H(&]R/&)R("\^#0H@4W1A;F1A<F0@/&)R("\^#0I,
M;V%N<R`\8G(@+SX-"BA'<F%D92`Y*3PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A
M<"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@,7!T.R!F;VYT.B`Q,'!T($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@
M;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`Q<'0[
M(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF
M(S$V,#L\+W1D/@T*("`@(#QT9"!C;VQS<&%N/3-$,B!N;W=R87`],T1N;W=R
M87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@8V5N=&5R.R!B;W)D97(M8F]T=&]M
M.B!";&%C:R`Q<'0@<V]L:60[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF)SY3<&5C:6%L(#QB<B`O/@T*365N=&EO;CQB<B`O
M/@T*($QO86YS(#QB<B`O/@T**$=R861E(#4I/"]T9#X\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`Q<'0[(&9O;G0Z(#$P
M<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D
M/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ
M(#%P=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R
M:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&-O;'-P86X],T0R(&YO=W)A<#TS
M1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!C96YT97([(&)O<F1E<BUB
M;W1T;VTZ($)L86-K(#%P="!S;VQI9#L@9F]N=#H@,3!P="!#86QI8G)I+"!(
M96QV971I8V$L(%-A;G,M4V5R:68G/D-L87-S:69I960\8G(@+SX-"B!,;V%N
M<R`\8G(@+SX-"BA'<F%D97,@/&)R("\^-BP@-RP@)B,S.#L@."D\+W1D/CQT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#%P
M=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G
M/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P861D
M:6YG+6)O='1O;3H@,7!T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@8V]L<W!A;CTS
M1#(@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&-E;G1E
M<CL@8F]R9&5R+6)O='1O;3H@0FQA8VL@,7!T('-O;&ED.R!F;VYT.B`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^3F]N86-C<G5A;"`\
M8G(@+SX-"DQO86YS/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$
M)W!A9&1I;F<M8F]T=&]M.B`Q<'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#%P=#L@9F]N=#H@,3!P
M="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^
M#0H@("`@/'1D(&-O;'-P86X],T0R(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=T97AT+6%L:6=N.B!C96YT97([(&)O<F1E<BUB;W1T;VTZ($)L86-K(#%P
M="!S;VQI9#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68G/E1O=&%L/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$
M)W!A9&1I;F<M8F]T=&]M.B`Q<'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CPO='(^#0H\='(@<W1Y
M;&4],T0G=F5R=&EC86PM86QI9VXZ(&)O='1O;3L@8F%C:V=R;W5N9"UC;VQO
M<CH@<F=B*#(P-"PR,S@L,C4U*3L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV
M971I8V$L(%-A;G,M4V5R:68G/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@
M<W1Y;&4],T0G=&5X="UD96-O<F%T:6]N.B!U;F1E<FQI;F4[('1E>'0M86QI
M9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF)SY.;VXM8V]V97)E9"!L;V%N<SH\+W1D/CQT9"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO
M=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@
M;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F
M;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q
M-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI
M9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4]
M,T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G
M/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@
M;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O
M;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V
M,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P
M="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^
M#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N
M.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$
M)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N
M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(
M96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO
M=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT
M.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[
M/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ
M(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$
M)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R
M87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A
M<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W
M<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT
M.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[
M/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ
M(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
M9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C
M,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T
M97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P
M('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W
M<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z
M(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\
M+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#
M86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@
M("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L
M969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E
M>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P
M('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R
M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CPO='(^#0H\
M='(@<W1Y;&4],T0G=F5R=&EC86PM86QI9VXZ(&)O='1O;3L@8F%C:V=R;W5N
M9"UC;VQO<CH@5VAI=&4[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A
M+"!386YS+5-E<FEF)SX-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE
M/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF)SY#;VUM97)C:6%L+"!F:6YA;F-I86PL(&%N
M9"!A9W)I8W5L='5R86PZ/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE
M/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF
M)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4]
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M;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q
M-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P
M<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D
M/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG
M;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=T97AT+6%L:6=N.B!R:6=H=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV
M971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO
M=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@
M;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N
M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N
M=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P
M.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N
M.B!R:6=H=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R
M87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI
M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO
M=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!R:6=H=#L@9F]N
M=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P
M.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N
M.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$
M)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF
M(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
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M.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[
M/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@
M0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*
M("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@
M;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R
M:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T
M97AT+6%L:6=N.B!R:6=H=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I
M8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A
M<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W
M<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R
M87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@
M,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO
M=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!R
M:6=H=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R
M:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T
M97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\+W1R/@T*/'1R('-T>6QE/3-$
M)W9E<G1I8V%L+6%L:6=N.B!B;W1T;VT[(&)A8VMG<F]U;F0M8V]L;W(Z(')G
M8B@R,#0L,C,X+#(U-2D[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A
M+"!386YS+5-E<FEF)SX-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE
M/3-$)W=I9'1H.B`S,"4[('1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@
M0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SY#;VUM97)C:6%L("T@
M=6YS96-U<F5D/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W=I
M9'1H.B`Q)3L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S
M='EL93TS1"=W:61T:#H@,24[('1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P
M<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXD/"]T9#X\=&0@
M;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W=I9'1H.B`W)3L@=&5X="UA;&EG
M;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF)SXQ,"PR.#,\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4]
M,T0G=VED=&@Z(#$E.R!T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@
M;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W=I9'1H.B`Q)3L@9F]N=#H@,3!P
M="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^
M#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=W:61T:#H@,24[
M('1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R
M87`@<W1Y;&4],T0G=VED=&@Z(#<E.R!T97AT+6%L:6=N.B!R:6=H=#L@9F]N
M=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/C(T+#`S
M,3PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=W:61T:#H@,24[
M('1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R
M87`@<W1Y;&4],T0G=VED=&@Z(#$E.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W
M<F%P/3-$;F]W<F%P('-T>6QE/3-$)W=I9'1H.B`Q)3L@=&5X="UA;&EG;CH@
M;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R
M:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=W
M:61T:#H@-R4[('1E>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^,3`\+W1D/CQT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G=VED=&@Z(#$E.R!T97AT+6%L:6=N.B!L969T
M.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^
M)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W=I9'1H
M.B`Q)3L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R
M:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL
M93TS1"=W:61T:#H@,24[('1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@
M0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=VED=&@Z(#<E.R!T97AT+6%L
M:6=N.B!R:6=H=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68G/C0W,CPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=W:61T:#H@,24[('1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N
M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=VED=&@Z(#$E.R!F;VYT.B`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-
M"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W=I9'1H.B`Q)3L@
M=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I
M8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A
M<"!S='EL93TS1"=W:61T:#H@-R4[('1E>'0M86QI9VXZ(')I9VAT.R!F;VYT
M.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^-3@S/"]T
M9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W=I9'1H.B`Q)3L@=&5X
M="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S
M='EL93TS1"=W:61T:#H@,24[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G=VED=&@Z(#$E.R!T97AT+6%L:6=N.B!L969T
M.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^
M)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W=I9'1H
M.B`W)3L@=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF)SXS,#<\+W1D/CQT9"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G=VED=&@Z(#$E.R!T97AT+6%L:6=N.B!L969T.R!F
M;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q
M-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W=I9'1H.B`Q
M)3L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G
M/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=W:61T:#H@,24[('1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N
M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=VED=&@Z(#<E.R!T97AT+6%L:6=N
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M:6-A+"!386YS+5-E<FEF)SX-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T
M>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF)SY#;VUM97)C:6%L("T@<V5C=7)E9#PO
M=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@
M("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE
M9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF
M)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X
M="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A
M+"!386YS+5-E<FEF)SXS,BPQ.38\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@
M<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I
M+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A
M<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P
M/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P
M<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D
M/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG
M:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF
M)SXW,BPX,S@\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X
M="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S
M='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T
M>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P
M<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXQ+#0U-#PO=&0^
M/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T
M.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^
M)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z
M(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\
M+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA
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M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I
M+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D
M(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F
M;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q
M-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI
M9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9B<^,2PQ-3`\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4]
M,T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV
M971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO
M=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N
M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O
M;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXR+#,Y
M.#PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N
M.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$
M)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF
M(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
M=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I
M8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A
M<"!S='EL93TS1"=T97AT+6%L:6=N.B!R:6=H=#L@9F]N=#H@,3!P="!#86QI
M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/C$Q,RPW,3(\+W1D/CQT9"!N
M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N
M=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P
M.SPO=&0^/"]T<CX-"CQT<B!S='EL93TS1"=V97)T:6-A;"UA;&EG;CH@8F]T
M=&]M.R!B86-K9W)O=6YD+6-O;&]R.B!R9V(H,C`T+#(S."PR-34I.R!F;VYT
M.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^#0H@("`@
M/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T
M.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^
M4V5C=7)E9"!B>2!I;G9E;G1O<GD@86YD(&%C8V]U;G1S(')E8V5I=F%B;&4\
M+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#
M86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@
M("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L
M969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E
M>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9B<^,BPS-#0\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@
M<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I
M+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A
M<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P
M/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P
M<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D
M/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG
M:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF
M)SXQ."PQ,C8\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X
M="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S
M='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T
M>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P
M<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXR-#@\+W1D/CQT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@
M9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C
M,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q
M,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T
M9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI
M9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4]
M,T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF)SXT.3$\+W1D/CQT9"!N;W=R87`],T1N;W=R
M87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI
M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO
M=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W
M<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z
M(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\
M+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@
M<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF)SXQ,3<\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X
M="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S
M='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T
M>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P
M<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXQ-SPO=&0^/'1D
M(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F
M;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q
M-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P
M<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D
M/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG
M;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=T97AT+6%L:6=N.B!R:6=H=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV
M971I8V$L(%-A;G,M4V5R:68G/C(Q+#,T,SPO=&0^/'1D(&YO=W)A<#TS1&YO
M=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\+W1R
M/@T*/'1R('-T>6QE/3-$)W9E<G1I8V%L+6%L:6=N.B!B;W1T;VT[(&)A8VMG
M<F]U;F0M8V]L;W(Z(%=H:71E.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9B<^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S
M='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P
M/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P
M="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^
M/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!R:6=H
M=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G
M/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT
M+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T
M>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y
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M.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^
M)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z
M(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\
M+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA
M;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL
M93TS1"=T97AT+6%L:6=N.B!R:6=H=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(
M96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS
M1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\
M=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R
M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@
M9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C
M,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L
M:6=N.B!R:6=H=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL
M93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A
M+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#
M86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D
M(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!R:6=H=#L@
M9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C
M,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L
M:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE
M/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF
M)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4]
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M;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q
M-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P
M<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D
M/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG
M;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=T97AT+6%L:6=N.B!R:6=H=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV
M971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO
M=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\+W1R
M/@T*/'1R('-T>6QE/3-$)W9E<G1I8V%L+6%L:6=N.B!B;W1T;VT[(&)A8VMG
M<F]U;F0M8V]L;W(Z(')G8B@R,#0L,C,X+#(U-2D[(&9O;G0Z(#$P<'0@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SX-"B`@("`\=&0@;F]W<F%P
M/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P
M<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SY296%L(&5S=&%T
M92`F(S$U,#L@8V]N<W1R=6-T:6]N+"!L86YD(&1E=F5L;W!M96YT("8C,S@[
M(&]T:&5R(&QA;F0@;&]A;G,\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y
M;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R
M:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL
M93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^,S$L-3@R/"]T9#X\
M=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[
M(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF
M(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@
M,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO
M=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L
M:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE
M/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9B<^,38S+#4X.#PO=&0^/'1D(&YO=W)A<#TS
M1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\
M=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R
M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@
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M=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO
M=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@
M;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F
M;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^.2PP
M-#4\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG
M;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^
M)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$
M)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R
M87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXS+#<P.3PO=&0^/'1D(&YO
M=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT
M.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[
M/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@
M0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*
M("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@
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M87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV
M971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A
M<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q
M,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T
M9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I
M9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9B<^,C$X+#$P.#PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T
M97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\+W1R/@T*/'1R('-T>6QE/3-$
M)W9E<G1I8V%L+6%L:6=N.B!B;W1T;VT[(&)A8VMG<F]U;F0M8V]L;W(Z(%=H
M:71E.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9B<^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L
M:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE
M/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF
M)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4]
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M;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q
M-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P
M<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D
M/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG
M;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=T97AT+6%L:6=N.B!R:6=H=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV
M971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO
M=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@
M;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N
M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N
M=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P
M.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N
M.B!R:6=H=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R
M87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI
M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO
M=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!R:6=H=#L@9F]N
M=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P
M.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N
M.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$
M)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF
M(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
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M.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[
M/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@
M0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*
M("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@
M;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R
M:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T
M97AT+6%L:6=N.B!R:6=H=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I
M8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A
M<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W
M<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R
M87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@
M,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO
M=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!R
M:6=H=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R
M:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T
M97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\+W1R/@T*/'1R('-T>6QE/3-$
M)W9E<G1I8V%L+6%L:6=N.B!B;W1T;VT[(&)A8VMG<F]U;F0M8V]L;W(Z(')G
M8B@R,#0L,C,X+#(U-2D[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A
M+"!386YS+5-E<FEF)SX-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE
M/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF)SY296%L(&5S=&%T92`F(S$U,#L@<F5S:61E
M;G1I86PL(&9A<FUL86YD+"!A;F0@;75L=&DM9F%M:6QY/"]T9#X\=&0@;F]W
M<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R
M87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@
M,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO
M=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!R
M:6=H=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R
M:68G/C(T.2PS,3,\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
M=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I
M8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A
M<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P
M('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R
M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R
M87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z
M(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXT.3DL.3(R
M/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ
M(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
M9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C
M,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T
M97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P
M('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^-RPQ-30\+W1D/CQT9"!N;W=R
M87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@
M,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO
M=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@
M("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE
M9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF
M)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X
M="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A
M+"!386YS+5-E<FEF)SXR.2PP.3$\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@
M<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I
M+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A
M<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P
M/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P
M<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D
M/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG
M:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF
M)SXR-"PS,S`\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X
M="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S
M='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T
M>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P
M<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXY+#8R.3PO=&0^
M/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T
M.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^
M)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z
M(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\
M+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA
M;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL
M93TS1"=T97AT+6%L:6=N.B!R:6=H=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(
M96QV971I8V$L(%-A;G,M4V5R:68G/C@Q.2PT,SD\+W1D/CQT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P
M="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^
M/"]T<CX-"CQT<B!S='EL93TS1"=V97)T:6-A;"UA;&EG;CH@8F]T=&]M.R!B
M86-K9W)O=6YD+6-O;&]R.B!7:&ET93L@9F]N=#H@,3!P="!#86QI8G)I+"!(
M96QV971I8V$L(%-A;G,M4V5R:68G/@T*("`@(#QT9"!N;W=R87`],T1N;W=R
M87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI
M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO
M=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W
M<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z
M(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\
M+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@
M<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
M=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I
M8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A
M<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P
M('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R
M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R
M87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z
M(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\
M+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@
M;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R
M:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F
M;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q
M-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E
M>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A
M+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@
M<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R
M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R
M87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@
M,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO
M=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@
M("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE
M9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF
M)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X
M="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A
M+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@
M<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I
M+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A
M<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P
M/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P
M<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D
M/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG
M:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF
M)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X
M="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S
M='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T
M>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P
M<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D
M/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F
M=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G
M/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT
M.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[
M/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M
M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y
M;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P
M="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^
M/"]T<CX-"CQT<B!S='EL93TS1"=V97)T:6-A;"UA;&EG;CH@8F]T=&]M.R!B
M86-K9W)O=6YD+6-O;&]R.B!R9V(H,C`T+#(S."PR-34I.R!F;VYT.B`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^#0H@("`@/'1D(&YO
M=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT
M.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^4F5A;"!E
M<W1A=&4@)B,Q-3`[(&AO;64@97%U:71Y(&QI;F5S(&]F(&-R961I=#PO=&0^
M/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\
M=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[
M(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF
M(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA
M;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF)SXQ,C4L,S$P/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T
M>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I
M8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS
M1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\
M=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT
M.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^
M-C8L-#$R/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M
M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y
M;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R
M:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL
M93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^,BPQ-C`\+W1D/CQT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@
M9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C
M,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q
M,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T
M9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI
M9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4]
M,T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF)SXS+#4R-CPO=&0^/'1D(&YO=W)A<#TS1&YO
M=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@
M;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N
M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N
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M:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R
M87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A
M<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W
M<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT
M.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^,2PV,C(\
M+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@
M;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R
M:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F
M;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q
M-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E
M>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A
M+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@
M<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R
M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXR,#`L.#@P/"]T9#X\=&0@;F]W
M<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z
M(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\
M+W1D/CPO='(^#0H\='(@<W1Y;&4],T0G=F5R=&EC86PM86QI9VXZ(&)O='1O
M;3L@8F%C:V=R;W5N9"UC;VQO<CH@5VAI=&4[(&9O;G0Z(#$P<'0@0V%L:6)R
M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SX-"B`@("`\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@
M0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I
M+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D
M(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F
M;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q
M-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI
M9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE
M/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO
M=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@
M;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F
M;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q
M-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI
M9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4]
M,T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G
M/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@
M;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O
M;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V
M,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P
M="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^
M#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N
M.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$
M)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N
M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(
M96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO
M=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT
M.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[
M/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ
M(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$
M)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R
M87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A
M<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W
M<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT
M.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[
M/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ
M(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
M9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C
M,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T
M97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P
M('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W
M<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z
M(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\
M+W1D/CPO='(^#0H\='(@<W1Y;&4],T0G=F5R=&EC86PM86QI9VXZ(&)O='1O
M;3L@8F%C:V=R;W5N9"UC;VQO<CH@<F=B*#(P-"PR,S@L,C4U*3L@9F]N=#H@
M,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/@T*("`@(#QT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@
M9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/E)E
M86P@97-T871E("T@8V]M;65R8VEA;#PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A
M<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P
M('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R
M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R
M87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z
M(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXQ,C,L.#$T
M/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ
M(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
M9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C
M,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T
M97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P
M('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^-#0Y+#,Q-CPO=&0^/'1D(&YO
M=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT
M.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[
M/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@
M0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*
M("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@
M;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R
M:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T
M97AT+6%L:6=N.B!R:6=H=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I
M8V$L(%-A;G,M4V5R:68G/C(Q+#@P,3PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A
M<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W
M<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R
M87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@
M,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO
M=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!R
M:6=H=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R
M:68G/C$T+#`U,#PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T
M97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P
M('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@
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M)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N
M=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P
M.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT
M+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T
M>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9B<^.2PX.#4\+W1D/CQT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P
M="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^
M/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\
M=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[
M(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF
M(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA
M;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF)SXV,C<L.30P/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T
M>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CPO='(^#0H\='(@
M<W1Y;&4],T0G=F5R=&EC86PM86QI9VXZ(&)O='1O;3L@8F%C:V=R;W5N9"UC
M;VQO<CH@5VAI=&4[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF)SX-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$
M)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R
M87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A
M<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W
M<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT
M.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[
M/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ
M(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
M9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C
M,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T
M97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P
M('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W
M<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z
M(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\
M+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#
M86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@
M("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L
M969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E
M>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P
M('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R
M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R
M87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV
M971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A
M<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q
M,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T
M9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I
M9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E
M>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A
M+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@
M<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S
M='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P
M/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q
M,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T
M9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE
M9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF
M)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N
M=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P
M.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT
M+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T
M>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P
M/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P
M<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D
M/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI
M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@
M/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T
M.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^
M)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M
M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T
M>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CPO='(^#0H\='(@
M<W1Y;&4],T0G=F5R=&EC86PM86QI9VXZ(&)O='1O;3L@8F%C:V=R;W5N9"UC
M;VQO<CH@<F=B*#(P-"PR,S@L,C4U*3L@9F]N=#H@,3!P="!#86QI8G)I+"!(
M96QV971I8V$L(%-A;G,M4V5R:68G/@T*("`@(#QT9"!N;W=R87`],T1N;W=R
M87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@<&%D9&EN9RUB;W1T;VTZ
M(#%P=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R
M:68G/D-O;G-U;65R/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$
M)W!A9&1I;F<M8F]T=&]M.B`Q<'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R
M87`],T1N;W=R87`@<W1Y;&4],T0G8F]R9&5R+6)O='1O;3H@0FQA8VL@,7!T
M('-O;&ED.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9CL@=&5X="UA;&EG;CH@;&5F="<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P
M/3-$;F]W<F%P('-T>6QE/3-$)V)O<F1E<BUB;W1T;VTZ($)L86-K(#%P="!S
M;VQI9#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R
M:68[('1E>'0M86QI9VXZ(')I9VAT)SXR-RPX,C8\+W1D/CQT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#%P=#L@=&5X="UA
M;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL
M93TS1"=P861D:6YG+6)O='1O;3H@,7!T.R!F;VYT.B`Q,'!T($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@
M;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V)O<F1E<BUB;W1T;VTZ($)L86-K
M(#%P="!S;VQI9#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68[('1E>'0M86QI9VXZ(&QE9G0G/B8C,38P.SPO=&0^/'1D(&YO
M=W)A<#TS1&YO=W)A<"!S='EL93TS1"=B;W)D97(M8F]T=&]M.B!";&%C:R`Q
M<'0@<V]L:60[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF.R!T97AT+6%L:6=N.B!R:6=H="<^,C,L-#`S/"]T9#X\=&0@;F]W
M<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`Q<'0[('1E
M>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A
M+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@
M<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#%P=#L@9F]N=#H@,3!P="!#86QI
M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@
M/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=B;W)D97(M8F]T=&]M.B!"
M;&%C:R`Q<'0@<V]L:60[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A
M+"!386YS+5-E<FEF.R!T97AT+6%L:6=N.B!L969T)SXF(S$V,#L\+W1D/CQT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G8F]R9&5R+6)O='1O;3H@0FQA
M8VL@,7!T('-O;&ED.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9CL@=&5X="UA;&EG;CH@<FEG:'0G/C<W/"]T9#X\=&0@;F]W
M<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`Q<'0[('1E
M>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A
M+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@
M<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#%P=#L@9F]N=#H@,3!P="!#86QI
M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@
M/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=B;W)D97(M8F]T=&]M.B!"
M;&%C:R`Q<'0@<V]L:60[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A
M+"!386YS+5-E<FEF.R!T97AT+6%L:6=N.B!L969T)SXF(S$V,#L\+W1D/CQT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G8F]R9&5R+6)O='1O;3H@0FQA
M8VL@,7!T('-O;&ED.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9CL@=&5X="UA;&EG;CH@<FEG:'0G/CDU-#PO=&0^/'1D(&YO
M=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@,7!T.R!T
M97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P
M('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`Q<'0[(&9O;G0Z(#$P<'0@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@
M(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G8F]R9&5R+6)O='1O;3H@
M0FQA8VL@,7!T('-O;&ED.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9CL@=&5X="UA;&EG;CH@;&5F="<^)B,Q-C`[/"]T9#X\
M=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V)O<F1E<BUB;W1T;VTZ($)L
M86-K(#%P="!S;VQI9#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68[('1E>'0M86QI9VXZ(')I9VAT)SXV,CD\+W1D/CQT9"!N
M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#%P=#L@
M=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I
M8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A
M<"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@,7!T.R!F;VYT.B`Q,'!T($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@
M("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V)O<F1E<BUB;W1T;VTZ
M($)L86-K(#%P="!S;VQI9#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I
M8V$L(%-A;G,M4V5R:68[('1E>'0M86QI9VXZ(&QE9G0G/B8C,38P.SPO=&0^
M/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=B;W)D97(M8F]T=&]M.B!"
M;&%C:R`Q<'0@<V]L:60[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A
M+"!386YS+5-E<FEF.R!T97AT+6%L:6=N.B!R:6=H="<^,BPX,C(\+W1D/CQT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#%P
M=#L@=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV
M971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO
M=W)A<"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@,7!T.R!F;VYT.B`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-
M"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V)O<F1E<BUB;W1T
M;VTZ($)L86-K(#%P="!S;VQI9#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV
M971I8V$L(%-A;G,M4V5R:68[('1E>'0M86QI9VXZ(&QE9G0G/B8C,38P.SPO
M=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=B;W)D97(M8F]T=&]M
M.B!";&%C:R`Q<'0@<V]L:60[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF.R!T97AT+6%L:6=N.B!R:6=H="<^-34L-S$Q/"]T
M9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M
M.B`Q<'0[('1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CPO='(^#0H\='(@
M<W1Y;&4],T0G=F5R=&EC86PM86QI9VXZ(&)O='1O;3L@8F%C:V=R;W5N9"UC
M;VQO<CH@5VAI=&4[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF)SX-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$
M)W1E>'0M86QI9VXZ(&QE9G0[('!A9&1I;F<M8F]T=&]M.B`R+C5P=#L@9F]N
M=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[('!A9&1I
M;F<M;&5F=#H@,F5M)SXF(S$V,#LF(S$V,#M4;W1A;#PO=&0^/'1D(&YO=W)A
M<#TS1&YO=W)A<"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@,BXU<'0[(&9O
M;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V
M,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G8F]R
M9&5R+6)O='1O;3H@0FQA8VL@,BXU<'0@9&]U8FQE.R!F;VYT.B`Q,'!T($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@=&5X="UA;&EG;CH@;&5F
M="<^)#PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=B;W)D97(M
M8F]T=&]M.B!";&%C:R`R+C5P="!D;W5B;&4[(&9O;G0Z(#$P<'0@0V%L:6)R
M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T97AT+6%L:6=N.B!R:6=H="<^
M-C`R+#8V.#PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P861D
M:6YG+6)O='1O;3H@,BXU<'0[('1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P
M<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D
M/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ
M(#(N-7!T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T
M>6QE/3-$)V)O<F1E<BUB;W1T;VTZ($)L86-K(#(N-7!T(&1O=6)L93L@9F]N
M=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[('1E>'0M
M86QI9VXZ(&QE9G0G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S
M='EL93TS1"=B;W)D97(M8F]T=&]M.B!";&%C:R`R+C5P="!D;W5B;&4[(&9O
M;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T97AT
M+6%L:6=N.B!R:6=H="<^,2PS,3<L-C,V/"]T9#X\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`R+C5P=#L@=&5X="UA;&EG
M;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=P861D:6YG+6)O='1O;3H@,BXU<'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N
M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G8F]R9&5R+6)O='1O;3H@0FQA8VL@
M,BXU<'0@9&]U8FQE.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9CL@=&5X="UA;&EG;CH@;&5F="<^)B,Q-C`[/"]T9#X\=&0@
M;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V)O<F1E<BUB;W1T;VTZ($)L86-K
M(#(N-7!T(&1O=6)L93L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68[('1E>'0M86QI9VXZ(')I9VAT)SXS-BPW,S0\+W1D/CQT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#(N
M-7!T.R!T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`R+C5P=#L@9F]N=#H@
M,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO
M=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=B;W)D97(M
M8F]T=&]M.B!";&%C:R`R+C5P="!D;W5B;&4[(&9O;G0Z(#$P<'0@0V%L:6)R
M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T97AT+6%L:6=N.B!L969T)SXF
M(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G8F]R9&5R
M+6)O='1O;3H@0FQA8VL@,BXU<'0@9&]U8FQE.R!F;VYT.B`Q,'!T($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@=&5X="UA;&EG;CH@<FEG:'0G
M/C8Q+#,P-3PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P861D
M:6YG+6)O='1O;3H@,BXU<'0[('1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P
M<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D
M/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ
M(#(N-7!T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T
M>6QE/3-$)V)O<F1E<BUB;W1T;VTZ($)L86-K(#(N-7!T(&1O=6)L93L@9F]N
M=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[('1E>'0M
M86QI9VXZ(&QE9G0G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S
M='EL93TS1"=B;W)D97(M8F]T=&]M.B!";&%C:R`R+C5P="!D;W5B;&4[(&9O
M;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T97AT
M+6%L:6=N.B!R:6=H="<^-#$L-#0R/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P
M('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`R+C5P=#L@=&5X="UA;&EG;CH@
M;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R
M:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P
M861D:6YG+6)O='1O;3H@,BXU<'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R
M87`],T1N;W=R87`@<W1Y;&4],T0G8F]R9&5R+6)O='1O;3H@0FQA8VL@,BXU
M<'0@9&]U8FQE.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9CL@=&5X="UA;&EG;CH@;&5F="<^)B,Q-C`[/"]T9#X\=&0@;F]W
M<F%P/3-$;F]W<F%P('-T>6QE/3-$)V)O<F1E<BUB;W1T;VTZ($)L86-K(#(N
M-7!T(&1O=6)L93L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68[('1E>'0M86QI9VXZ(')I9VAT)SXS,RPP,S0\+W1D/CQT9"!N
M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#(N-7!T
M.R!T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`R+C5P=#L@9F]N=#H@,3!P
M="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^
M#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P861D:6YG+6)O
M='1O;3H@,BXU<'0[('1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N
M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#(N-7!T
M.R!T97AT+6%L:6=N.B!R:6=H=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV
M971I8V$L(%-A;G,M4V5R:68G/C(L,#DR+#@Q.3PO=&0^/'1D(&YO=W)A<#TS
M1&YO=W)A<"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@,BXU<'0[('1E>'0M
M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF)SXF(S$V,#L\+W1D/CPO='(^#0H\='(@<W1Y;&4],T0G=F5R
M=&EC86PM86QI9VXZ(&)O='1O;3L@8F%C:V=R;W5N9"UC;VQO<CH@<F=B*#(P
M-"PR,S@L,C4U*3L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68G/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
M=&5X="UA;&EG;CH@;&5F=#L@<&%D9&EN9RUB;W1T;VTZ(#%P=#L@9F]N=#H@
M,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/E5N86UO<G1I
M>F5D(&YE="!D969E<G)E9"!L;V%N(&-O<W1S/"]T9#X\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`Q<'0[(&9O;G0Z(#$P
M<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D
M/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB
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M969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A
M9&1I;F<M8F]T=&]M.B`Q<'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#%P=#L@=&5X="UA
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M+6)O='1O;3H@,7!T.R!T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@
M;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`Q<'0[
M(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF
M(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
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M+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T
M>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`Q<'0[(&9O;G0Z(#$P<'0@0V%L:6)R
M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#%P
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M.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[
M/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T
M=&]M.B`Q<'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@
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M,7!T.R!T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`Q<'0[(&9O;G0Z(#$P
M<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D
M/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB
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M969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A
M9&1I;F<M8F]T=&]M.B`Q<'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G8F]R9&5R+6)O='1O;3H@0FQA8VL@,7!T('-O
M;&ED.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9CL@=&5X="UA;&EG;CH@;&5F="<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)V)O<F1E<BUB;W1T;VTZ($)L86-K(#%P="!S;VQI
M9#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[
M('1E>'0M86QI9VXZ(')I9VAT)SXQ+#,R-#PO=&0^/'1D(&YO=W)A<#TS1&YO
M=W)A<"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@,7!T.R!T97AT+6%L:6=N
M.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9B<^)B,Q-C`[/"]T9#X\+W1R/@T*/'1R('-T>6QE/3-$)W9E<G1I8V%L
M+6%L:6=N.B!B;W1T;VT[(&)A8VMG<F]U;F0M8V]L;W(Z(%=H:71E.R!F;VYT
M.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^#0H@("`@
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M;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`R+C5P=#L@9F]N=#H@
M,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO
M=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P861D:6YG
M+6)O='1O;3H@,BXU<'0[('1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@
M0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#(N
M-7!T.R!T97AT+6%L:6=N.B!R:6=H=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(
M96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS
M1&YO=W)A<"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@,BXU<'0[('1E>'0M
M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y
M;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#(N-7!T.R!F;VYT.B`Q,'!T($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\
M=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`R
M+C5P=#L@=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(
M96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS
M1&YO=W)A<"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@,BXU<'0[('1E>'0M
M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T
M>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`R+C5P=#L@=&5X="UA;&EG;CH@;&5F
M=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G
M/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P861D
M:6YG+6)O='1O;3H@,BXU<'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#(N-7!T.R!T97AT
M+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T
M>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`R+C5P=#L@=&5X="UA;&EG;CH@<FEG
M:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF
M)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D
M9&EN9RUB;W1T;VTZ(#(N-7!T.R!T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q
M,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T
M9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M
M.B`R+C5P=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S
M='EL93TS1"=P861D:6YG+6)O='1O;3H@,BXU<'0[('1E>'0M86QI9VXZ(&QE
M9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF
M)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D
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M87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#(N-7!T.R!F
M;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q
M-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A
M9&1I;F<M8F]T=&]M.B`R+C5P=#L@=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@
M,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO
M=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P861D:6YG+6)O='1O
M;3H@,BXU<'0[('1E>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W
M<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`R+C5P=#L@
M=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I
M8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A
M<"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@,BXU<'0[(&9O;G0Z(#$P<'0@
M0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*
M("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T
M;VTZ(#(N-7!T.R!T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W
M<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`R+C5P=#L@
M=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R
M87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#(N-7!T.R!T97AT+6%L:6=N
M.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$
M)W!A9&1I;F<M8F]T=&]M.B`R+C5P=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(
M96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO
M=W)A<#TS1&YO=W)A<"!S='EL93TS1"=B;W)D97(M8F]T=&]M.B!";&%C:R`R
M+C5P="!D;W5B;&4[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF.R!T97AT+6%L:6=N.B!L969T)SXD/"]T9#X\=&0@;F]W<F%P
M/3-$;F]W<F%P('-T>6QE/3-$)V)O<F1E<BUB;W1T;VTZ($)L86-K(#(N-7!T
M(&1O=6)L93L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68[('1E>'0M86QI9VXZ(')I9VAT)SXR+#`Y-"PQ-#,\+W1D/CQT9"!N
M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#(N-7!T
M.R!T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\+W1R/@T*/'1R('-T>6QE
M/3-$)W9E<G1I8V%L+6%L:6=N.B!B;W1T;VT[(&)A8VMG<F]U;F0M8V]L;W(Z
M(')G8B@R,#0L,C,X+#(U-2D[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF)SX-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T
M>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I
M8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS
M1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\
M=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT
M.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^
M)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M
M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y
M;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R
M:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL
M93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\
M=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[
M(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF
M(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@
M,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO
M=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L
M:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE
M/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@
M0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I
M+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D
M(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F
M;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q
M-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI
M9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE
M/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO
M=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@
M;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F
M;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q
M-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI
M9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4]
M,T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G
M/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@
M;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O
M;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V
M,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P
M="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^
M#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N
M.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$
M)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CPO='(^
M#0H\='(@<W1Y;&4],T0G=F5R=&EC86PM86QI9VXZ(&)O='1O;3L@8F%C:V=R
M;W5N9"UC;VQO<CH@5VAI=&4[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF)SX-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T
M>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[('!A9&1I;F<M8F]T=&]M.B`R+C5P
M=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G
M/E1O=&%L(&-O=F5R960@;&]A;G,\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@
M<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#(N-7!T.R!F;VYT.B`Q,'!T($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@
M("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V)O<F1E<BUB;W1T;VTZ
M($)L86-K(#(N-7!T(&1O=6)L93L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV
M971I8V$L(%-A;G,M4V5R:68[('1E>'0M86QI9VXZ(&QE9G0G/B0\+W1D/CQT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G8F]R9&5R+6)O='1O;3H@0FQA
M8VL@,BXU<'0@9&]U8FQE.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9CL@=&5X="UA;&EG;CH@<FEG:'0G/C0R+#DS-3PO=&0^
M/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@
M,BXU<'0[('1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#(N-7!T.R!F;VYT
M.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[
M/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V)O<F1E
M<BUB;W1T;VTZ($)L86-K(#(N-7!T(&1O=6)L93L@9F]N=#H@,3!P="!#86QI
M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[('1E>'0M86QI9VXZ(&QE9G0G
M/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=B;W)D
M97(M8F]T=&]M.B!";&%C:R`R+C5P="!D;W5B;&4[(&9O;G0Z(#$P<'0@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T97AT+6%L:6=N.B!R:6=H
M="<^,3(T+#0U,3PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P
M861D:6YG+6)O='1O;3H@,BXU<'0[('1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z
M(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\
M+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T
M;VTZ(#(N-7!T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P
M('-T>6QE/3-$)V)O<F1E<BUB;W1T;VTZ($)L86-K(#(N-7!T(&1O=6)L93L@
M9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[('1E
M>'0M86QI9VXZ(&QE9G0G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A
M<"!S='EL93TS1"=B;W)D97(M8F]T=&]M.B!";&%C:R`R+C5P="!D;W5B;&4[
M(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T
M97AT+6%L:6=N.B!R:6=H="<^)B,Q-3$[/"]T9#X\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`R+C5P=#L@=&5X="UA;&EG
M;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=P861D:6YG+6)O='1O;3H@,BXU<'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N
M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G8F]R9&5R+6)O='1O;3H@0FQA8VL@
M,BXU<'0@9&]U8FQE.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9CL@=&5X="UA;&EG;CH@;&5F="<^)B,Q-C`[/"]T9#X\=&0@
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M=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#(N-7!T.R!F;VYT.B`Q
M,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T
M9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V)O<F1E<BUB
M;W1T;VTZ($)L86-K(#(N-7!T(&1O=6)L93L@9F]N=#H@,3!P="!#86QI8G)I
M+"!(96QV971I8V$L(%-A;G,M4V5R:68[('1E>'0M86QI9VXZ(&QE9G0G/B8C
M,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=B;W)D97(M
M8F]T=&]M.B!";&%C:R`R+C5P="!D;W5B;&4[(&9O;G0Z(#$P<'0@0V%L:6)R
M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T97AT+6%L:6=N.B!R:6=H="<^
M-S,L.#8X/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I
M;F<M8F]T=&]M.B`R+C5P=#L@=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P
M="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^
M/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@
M,BXU<'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y
M;&4],T0G8F]R9&5R+6)O='1O;3H@0FQA8VL@,BXU<'0@9&]U8FQE.R!F;VYT
M.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@=&5X="UA
M;&EG;CH@;&5F="<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T
M>6QE/3-$)V)O<F1E<BUB;W1T;VTZ($)L86-K(#(N-7!T(&1O=6)L93L@9F]N
M=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[('1E>'0M
M86QI9VXZ(')I9VAT)SXS,RPT.3$\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@
M<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#(N-7!T.R!T97AT+6%L:6=N.B!L
M969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A
M9&1I;F<M8F]T=&]M.B`R+C5P=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV
M971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A
M<#TS1&YO=W)A<"!S='EL93TS1"=B;W)D97(M8F]T=&]M.B!";&%C:R`R+C5P
M="!D;W5B;&4[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF.R!T97AT+6%L:6=N.B!L969T)SXF(S$V,#L\+W1D/CQT9"!N;W=R
M87`],T1N;W=R87`@<W1Y;&4],T0G8F]R9&5R+6)O='1O;3H@0FQA8VL@,BXU
M<'0@9&]U8FQE.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9CL@=&5X="UA;&EG;CH@<FEG:'0G/C(X,BPS,30\+W1D/CQT9"!N
M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#(N-7!T
M.R!T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\+W1R/@T*/'1R('-T>6QE
M/3-$)W9E<G1I8V%L+6%L:6=N.B!B;W1T;VT[(&)A8VMG<F]U;F0M8V]L;W(Z
M(')G8B@R,#0L,C,X+#(U-2D[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF)SX-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T
M>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I
M8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS
M1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\
M=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT
M.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^
M)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M
M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y
M;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R
M:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL
M93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\
M=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[
M(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF
M(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@
M,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO
M=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L
M:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE
M/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@
M0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I
M+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D
M(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F
M;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q
M-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI
M9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE
M/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO
M=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@
M;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F
M;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q
M-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI
M9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4]
M,T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G
M/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@
M;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O
M;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V
M,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P
M="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^
M#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N
M.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$
M)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CPO='(^
M#0H\='(@<W1Y;&4],T0G=F5R=&EC86PM86QI9VXZ(&)O='1O;3L@8F%C:V=R
M;W5N9"UC;VQO<CH@5VAI=&4[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF)SX-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T
M>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[('!A9&1I;F<M8F]T=&]M.B`R+C5P
M=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G
M/B8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C
M,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P
M.U1O=&%L(&QO86YS/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$
M)W!A9&1I;F<M8F]T=&]M.B`R+C5P=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(
M96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO
M=W)A<#TS1&YO=W)A<"!S='EL93TS1"=B;W)D97(M8F]T=&]M.B!";&%C:R`R
M+C5P="!D;W5B;&4[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF.R!T97AT+6%L:6=N.B!L969T)SXD/"]T9#X\=&0@;F]W<F%P
M/3-$;F]W<F%P('-T>6QE/3-$)V)O<F1E<BUB;W1T;VTZ($)L86-K(#(N-7!T
M(&1O=6)L93L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68[('1E>'0M86QI9VXZ(')I9VAT)SXV-#4L-C`S/"]T9#X\=&0@;F]W
M<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`R+C5P=#L@
M=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I
M8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A
M<"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@,BXU<'0[(&9O;G0Z(#$P<'0@
M0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*
M("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G8F]R9&5R+6)O='1O
M;3H@0FQA8VL@,BXU<'0@9&]U8FQE.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9CL@=&5X="UA;&EG;CH@;&5F="<^)B,Q-C`[
M/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V)O<F1E<BUB;W1T
M;VTZ($)L86-K(#(N-7!T(&1O=6)L93L@9F]N=#H@,3!P="!#86QI8G)I+"!(
M96QV971I8V$L(%-A;G,M4V5R:68[('1E>'0M86QI9VXZ(')I9VAT)SXQ+#0T
M,BPP.#<\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN
M9RUB;W1T;VTZ(#(N-7!T.R!T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\
M=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`R
M+C5P=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R
M:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL
M93TS1"=B;W)D97(M8F]T=&]M.B!";&%C:R`R+C5P="!D;W5B;&4[(&9O;G0Z
M(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T97AT+6%L
M:6=N.B!L969T)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y
M;&4],T0G8F]R9&5R+6)O='1O;3H@0FQA8VL@,BXU<'0@9&]U8FQE.R!F;VYT
M.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@=&5X="UA
M;&EG;CH@<FEG:'0G/C,V+#<S-#PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S
M='EL93TS1"=P861D:6YG+6)O='1O;3H@,BXU<'0[('1E>'0M86QI9VXZ(&QE
M9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF
M)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D
M9&EN9RUB;W1T;VTZ(#(N-7!T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P
M/3-$;F]W<F%P('-T>6QE/3-$)V)O<F1E<BUB;W1T;VTZ($)L86-K(#(N-7!T
M(&1O=6)L93L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68[('1E>'0M86QI9VXZ(&QE9G0G/B8C,38P.SPO=&0^/'1D(&YO=W)A
M<#TS1&YO=W)A<"!S='EL93TS1"=B;W)D97(M8F]T=&]M.B!";&%C:R`R+C5P
M="!D;W5B;&4[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF.R!T97AT+6%L:6=N.B!R:6=H="<^-C@L.#<T/"]T9#X\=&0@;F]W
M<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`R+C5P=#L@
M=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I
M8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A
M<"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@,BXU<'0[(&9O;G0Z(#$P<'0@
M0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*
M("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G8F]R9&5R+6)O='1O
M;3H@0FQA8VL@,BXU<'0@9&]U8FQE.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9CL@=&5X="UA;&EG;CH@;&5F="<^)B,Q-C`[
M/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V)O<F1E<BUB;W1T
M;VTZ($)L86-K(#(N-7!T(&1O=6)L93L@9F]N=#H@,3!P="!#86QI8G)I+"!(
M96QV971I8V$L(%-A;G,M4V5R:68[('1E>'0M86QI9VXZ(')I9VAT)SXQ,34L
M,S$P/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M
M8F]T=&]M.B`R+C5P=#L@=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#
M86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D
M(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@,BXU
M<'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF
M)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4]
M,T0G8F]R9&5R+6)O='1O;3H@0FQA8VL@,BXU<'0@9&]U8FQE.R!F;VYT.B`Q
M,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@=&5X="UA;&EG
M;CH@;&5F="<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE
M/3-$)V)O<F1E<BUB;W1T;VTZ($)L86-K(#(N-7!T(&1O=6)L93L@9F]N=#H@
M,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[('1E>'0M86QI
M9VXZ(')I9VAT)SXV-BPU,C4\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y
M;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#(N-7!T.R!T97AT+6%L:6=N.B!L969T
M.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^
M)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I
M;F<M8F]T=&]M.B`R+C5P=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I
M8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS
M1&YO=W)A<"!S='EL93TS1"=B;W)D97(M8F]T=&]M.B!";&%C:R`R+C5P="!D
M;W5B;&4[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF.R!T97AT+6%L:6=N.B!L969T)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G8F]R9&5R+6)O='1O;3H@0FQA8VL@,BXU<'0@
M9&]U8FQE.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9CL@=&5X="UA;&EG;CH@<FEG:'0G/C(L,S<V+#0U-SPO=&0^/'1D(&YO
M=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@,BXU<'0[
M('1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CPO='(^#0H\+W1A8FQE/@T*
M#0H\<"!S='EL93TS1"=F;VYT.B`Q,'!T+S$P+C`U<'0@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF.R!M87)G:6XZ(#`[('1E>'0M86QI9VXZ(&IU
M<W1I9GD[('1E>'0M:6YD96YT.B`P+C(U:6XG/B8C,38P.SPO<#X-"@T*/'`@
M<W1Y;&4],T0G9F]N=#H@,3!P="]N;W)M86P@0V%L:6)R:2P@2&5L=F5T:6-A
M+"!386YS+5-E<FEF.R!M87)G:6XZ(#`[('1E>'0M86QI9VXZ(&QE9G0G/D%T
M($1E8V5M8F5R(#,Q+"`R,#$R+"!T:&5R92!W87,@86X@:6YS:6=N:69I8V%N
M=`T*86UO=6YT(&]F(&QO86YS('1H870@=V5R92!G<F%D960@)B,Q-#<[."8C
M,30X.R!W:71H(&%N(&%C8W)U:6YG('-T871U<RXF(S$V,#L\+W`^#0H-"CQP
M('-T>6QE/3-$)V9O;G0Z(#$P<'0O;F]R;6%L($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9CL@;6%R9VEN.B`P.R!T97AT+6%L:6=N.B!L969T)SX\
M+W`^#0H-"@T*#0H\<"!S='EL93TS1"=F;VYT.B`Q,'!T+VYO<FUA;"!#86QI
M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[(&UA<F=I;CH@,#L@=&5X="UA
M;&EG;CH@;&5F="<^)B,Q-C`[/"]P/@T*#0H\<"!S='EL93TS1"=F;VYT.B`Q
M,'!T+VYO<FUA;"!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[(&UA
M<F=I;CH@,#L@=&5X="UA;&EG;CH@;&5F="<^5&AE(&9O;&QO=VEN9R!T86)L
M92!P<F5S96YT<R!T:&4@0V]M<&%N>28C,30V.W,@<F5C;W)D960@:6YV97-T
M;65N="!I;B!L;V%N<R!B>2!C<F5D:70@<75A;&ET>2!I;F1I8V%T;W)S(&%S
M(&]F($1E8V5M8F5R(#,Q+`T*,C`Q,2X\+W`^#0H-"CQP('-T>6QE/3-$)V9O
M;G0Z(#$P<'0O,3`N,#5P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R
M:68[(&UA<F=I;CH@,#L@=&5X="UA;&EG;CH@:G5S=&EF>2<^)B,Q-C`[/"]P
M/@T*#0H\=&%B;&4@8V5L;'!A9&1I;F<],T0P(&-E;&QS<&%C:6YG/3-$,"!S
M='EL93TS1"=B;W)D97(M8V]L;&%P<V4Z(&-O;&QA<'-E.R!W:61T:#H@,3`P
M)3L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G
M/@T*/'1R('-T>6QE/3-$)W9E<G1I8V%L+6%L:6=N.B!B;W1T;VT[(&9O;G0Z
M(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SX-"B`@("`\
M=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(&ET86QI8R`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@=&5X="UA;&EG;CH@
M:G5S=&EF>2<^*"0@:6X@=&AO=7-A;F1S*3PO=&0^/'1D(&YO=W)A<#TS1&YO
M=W)A<"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@,7!T.R!F;VYT.B`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-
M"B`@("`\=&0@8V]L<W!A;CTS1#(V(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=T97AT+6%L:6=N.B!C96YT97([(&)O<F1E<BUB;W1T;VTZ($)L86-K(#%P
M="!S;VQI9#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68G/D-R961I="!1=6%L:71Y($EN9&EC871O<B`H1W)O=7!E9"!B>2!)
M;G1E<FYA;&QY($%S<VEG;F5D($=R861E*3PO=&0^/'1D(&YO=W)A<#TS1&YO
M=W)A<"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@,7!T.R!F;VYT.B`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\
M+W1R/@T*/'1R('-T>6QE/3-$)W9E<G1I8V%L+6%L:6=N.B!B;W1T;VT[(&9O
M;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SX-"B`@
M("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&IU
M<W1I9GD[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
M<&%D9&EN9RUB;W1T;VTZ(#%P=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV
M971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&-O;'-P
M86X],T0R(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!C
M96YT97([(&)O<F1E<BUB;W1T;VTZ($)L86-K(#%P="!S;VQI9#L@9F]N=#H@
M,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/E!A<W,@*$=R
M861E<SQB<B`O/@T*(#$L(#(L("8C,S@[(#,I/"]T9#X\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`Q<'0[(&9O;G0Z(#$P
M<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D
M/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ
M(#%P=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R
M:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&-O;'-P86X],T0R(&YO=W)A<#TS
M1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!C96YT97([(&)O<F1E<BUB
M;W1T;VTZ($)L86-K(#%P="!S;VQI9#L@9F]N=#H@,3!P="!#86QI8G)I+"!(
M96QV971I8V$L(%-A;G,M4V5R:68G/E=E86L@4&%S<R`\8G(@+SX-"BA'<F%D
M92`T*3PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P861D:6YG
M+6)O='1O;3H@,7!T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T
M>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`Q<'0[(&9O;G0Z(#$P<'0@0V%L:6)R
M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT
M9"!C;VQS<&%N/3-$,B!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA
M;&EG;CH@8V5N=&5R.R!B;W)D97(M8F]T=&]M.B!";&%C:R`Q<'0@<V]L:60[
M(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SY7
M871C:"!O<CQB<B`O/@T*(%-T86YD87)D(#QB<B`O/@T*3&]A;G,@/&)R("\^
M#0HH1W)A9&4@.2D\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
M<&%D9&EN9RUB;W1T;VTZ(#%P=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV
M971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO
M=W)A<"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@,7!T.R!F;VYT.B`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-
M"B`@("`\=&0@8V]L<W!A;CTS1#(@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$
M)W1E>'0M86QI9VXZ(&-E;G1E<CL@8F]R9&5R+6)O='1O;3H@0FQA8VL@,7!T
M('-O;&ED.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9B<^4W!E8VEA;#QB<B`O/@T*($UE;G1I;VX@/&)R("\^#0I,;V%N<R`\
M8G(@+SX-"BA'<F%D92`U*3PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL
M93TS1"=P861D:6YG+6)O='1O;3H@,7!T.R!F;VYT.B`Q,'!T($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P
M/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`Q<'0[(&9O;G0Z
M(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\
M+W1D/@T*("`@(#QT9"!C;VQS<&%N/3-$,B!N;W=R87`],T1N;W=R87`@<W1Y
M;&4],T0G=&5X="UA;&EG;CH@8V5N=&5R.R!B;W)D97(M8F]T=&]M.B!";&%C
M:R`Q<'0@<V]L:60[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF)SY#;&%S<VEF:65D(#QB<B`O/@T*3&]A;G,@*$=R861E<R`\
M8G(@+SXV+"`W+"`F(S,X.R`X*3PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S
M='EL93TS1"=P861D:6YG+6)O='1O;3H@,7!T.R!F;VYT.B`Q,'!T($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W
M<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`Q<'0[(&9O
M;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V
M,#L\+W1D/@T*("`@(#QT9"!C;VQS<&%N/3-$,B!N;W=R87`],T1N;W=R87`@
M<W1Y;&4],T0G=&5X="UA;&EG;CH@8V5N=&5R.R!B;W)D97(M8F]T=&]M.B!"
M;&%C:R`Q<'0@<V]L:60[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A
M+"!386YS+5-E<FEF)SY.;VYA8V-R=6%L(#QB<B`O/@T*3&]A;G,\+W1D/CQT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#%P
M=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G
M/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P861D
M:6YG+6)O='1O;3H@,7!T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@8V]L<W!A;CTS
M1#(@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&-E;G1E
M<CL@8F]R9&5R+6)O='1O;3H@0FQA8VL@,7!T('-O;&ED.R!F;VYT.B`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^5&]T86P\+W1D/CQT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#%P
M=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G
M/B8C,38P.SPO=&0^/"]T<CX-"CQT<B!S='EL93TS1"=V97)T:6-A;"UA;&EG
M;CH@8F]T=&]M.R!B86-K9W)O=6YD+6-O;&]R.B!R9V(H,C`T+#(S."PR-34I
M.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^
M#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+61E8V]R
M871I;VXZ('5N9&5R;&EN93L@=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P
M="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/DYO;BUC;W9E<F5D
M(&QO86YS.CPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT
M.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[
M/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M
M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y
M;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P
M="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^
M/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\
M=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[
M(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF
M(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA
M;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y
M;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(
M96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS
M1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@
M0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[
M(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF
M(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA
M;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL
M93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE
M/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@
M0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@
M9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C
M,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q
M,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T
M9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI
M9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4]
M,T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#
M86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D
M(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@
M;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O
M;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V
M,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG
M;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4]
M,T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV
M971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO
M=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N
M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O
M;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V
M,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG
M;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68G/B8C,38P.SPO=&0^/"]T<CX-"CQT<B!S='EL93TS1"=V97)T:6-A
M;"UA;&EG;CH@8F]T=&]M.R!B86-K9W)O=6YD+6-O;&]R.B!7:&ET93L@9F]N
M=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/@T*("`@
M(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F
M=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G
M/D-O;6UE<F-I86PL(&9I;F%N8VEA;"P@86YD(&%G<FEC=6QT=7)A;#H\+W1D
M/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI
M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@
M/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T
M.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^
M)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M
M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T
M>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I
M8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS
M1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\
M=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT
M.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^
M)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M
M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y
M;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R
M:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL
M93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\
M=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[
M(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF
M(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@
M,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO
M=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L
M:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE
M/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@
M0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I
M+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D
M(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F
M;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q
M-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI
M9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE
M/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO
M=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@
M;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F
M;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q
M-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI
M9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4]
M,T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G
M/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@
M;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O
M;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V
M,#L\+W1D/CPO='(^#0H\='(@<W1Y;&4],T0G=F5R=&EC86PM86QI9VXZ(&)O
M='1O;3L@8F%C:V=R;W5N9"UC;VQO<CH@<F=B*#(P-"PR,S@L,C4U*3L@9F]N
M=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/@T*("`@
M(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=VED=&@Z(#,P)3L@=&5X
M="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68G/D-O;6UE<F-I86P@+2!U;G-E8W5R960\+W1D/CQT9"!N
M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=VED=&@Z(#$E.R!F;VYT.B`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-
M"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W=I9'1H.B`Q)3L@
M=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I
M8V$L(%-A;G,M4V5R:68G/B0\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y
M;&4],T0G=VED=&@Z(#<E.R!T97AT+6%L:6=N.B!R:6=H=#L@9F]N=#H@,3!P
M="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/C$S+#4Q-CPO=&0^
M/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=W:61T:#H@,24[('1E>'0M
M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y
M;&4],T0G=VED=&@Z(#$E.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)W=I9'1H.B`Q)3L@=&5X="UA;&EG;CH@;&5F=#L@
M9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C
M,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=W:61T:#H@
M-R4[('1E>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9B<^,C,L-S,U/"]T9#X\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)W=I9'1H.B`Q)3L@=&5X="UA;&EG;CH@;&5F=#L@
M9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C
M,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=W:61T:#H@
M,24[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF
M)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4]
M,T0G=VED=&@Z(#$E.R!T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@
M;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W=I9'1H.B`W)3L@=&5X="UA;&EG
M;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF)SXQ,SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=W
M:61T:#H@,24[('1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R
M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R
M87`],T1N;W=R87`@<W1Y;&4],T0G=VED=&@Z(#$E.R!F;VYT.B`Q,'!T($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@
M("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W=I9'1H.B`Q)3L@=&5X
M="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S
M='EL93TS1"=W:61T:#H@-R4[('1E>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q
M,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^,C$W/"]T9#X\
M=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W=I9'1H.B`Q)3L@=&5X="UA
M;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL
M93TS1"=W:61T:#H@,24[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A
M+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G=VED=&@Z(#$E.R!T97AT+6%L:6=N.B!L969T.R!F
M;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q
M-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W=I9'1H.B`W
M)3L@=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF)SXX-#4\+W1D/CQT9"!N;W=R87`],T1N;W=R
M87`@<W1Y;&4],T0G=VED=&@Z(#$E.R!T97AT+6%L:6=N.B!L969T.R!F;VYT
M.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[
M/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W=I9'1H.B`Q)3L@
M9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C
M,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=W
M:61T:#H@,24[('1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R
M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R
M87`],T1N;W=R87`@<W1Y;&4],T0G=VED=&@Z(#<E.R!T97AT+6%L:6=N.B!R
M:6=H=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R
M:68G/C0U,CPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=W:61T
M:#H@,24[('1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G=VED=&@Z(#$E.R!F;VYT.B`Q,'!T($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\
M=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W=I9'1H.B`Q)3L@=&5X="UA
M;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL
M93TS1"=W:61T:#H@-R4[('1E>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^,S@L-S<X/"]T9#X\
M=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W=I9'1H.B`Q)3L@=&5X="UA
M;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68G/B8C,38P.SPO=&0^/"]T<CX-"CQT<B!S='EL93TS1"=V97)T
M:6-A;"UA;&EG;CH@8F]T=&]M.R!B86-K9W)O=6YD+6-O;&]R.B!7:&ET93L@
M9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/@T*
M("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@
M;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R
M:68G/D-O;6UE<F-I86P@+2!S96-U<F5D/"]T9#X\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R
M87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI
M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO
M=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!R:6=H=#L@9F]N
M=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/C,V+#4X
M-SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N
M.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$
M)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF
M(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
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M.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[
M/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@
M0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*
M("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@
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M87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV
M971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A
M<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q
M,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T
M9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I
M9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9B<^,BPQ.38\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X
M="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S
M='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T
M>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P
M<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXR+#<V,3PO=&0^
M/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T
M.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^
M)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z
M(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\
M+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA
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M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I
M+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D
M(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F
M;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q
M-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI
M9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9B<^,3$Q+#<U,3PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL
M93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\+W1R/@T*/'1R('-T
M>6QE/3-$)W9E<G1I8V%L+6%L:6=N.B!B;W1T;VT[(&)A8VMG<F]U;F0M8V]L
M;W(Z(')G8B@R,#0L,C,X+#(U-2D[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF)SX-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P
M('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R
M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SY396-U<F5D(&)Y(&EN=F5N=&]R
M>2!A;F0@86-C;W5N=',@<F5C96EV86)L93PO=&0^/'1D(&YO=W)A<#TS1&YO
M=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N
M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O
M;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXS+#<U
M-CPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N
M.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$
M)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF
M(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
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M.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[
M/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@
M0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*
M("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@
M;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R
M:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T
M97AT+6%L:6=N.B!R:6=H=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I
M8V$L(%-A;G,M4V5R:68G/C(X,CPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S
M='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P
M/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P
M="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^
M/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!R:6=H
M=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G
M/C<U-CPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L
M:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE
M/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF
M)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4]
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M.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[
M/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@
M0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*
M("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@
M;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R
M:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T
M97AT+6%L:6=N.B!R:6=H=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I
M8V$L(%-A;G,M4V5R:68G/C4X.#PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S
M='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P
M/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P
M="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^
M/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!R:6=H
M=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G
M/C(Q+#@R.#PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT
M+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\+W1R/@T*/'1R('-T>6QE/3-$)W9E
M<G1I8V%L+6%L:6=N.B!B;W1T;VT[(&)A8VMG<F]U;F0M8V]L;W(Z(%=H:71E
M.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^
M#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N
M.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$
M)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF
M(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
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M.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[
M/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@
M0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*
M("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@
M;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R
M:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T
M97AT+6%L:6=N.B!R:6=H=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I
M8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A
M<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W
M<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R
M87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@
M,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO
M=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!R
M:6=H=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R
M:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T
M97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P
M('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@
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M969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O
M;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V
M,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X
M="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S
M='EL93TS1"=T97AT+6%L:6=N.B!R:6=H=#L@9F]N=#H@,3!P="!#86QI8G)I
M+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A
M<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q
M,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T
M9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@
M(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F
M=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G
M/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT
M+6%L:6=N.B!R:6=H=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S
M='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P
M/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P
M="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^
M/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!R:6=H
M=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G
M/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT
M+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\+W1R/@T*/'1R('-T>6QE/3-$)W9E
M<G1I8V%L+6%L:6=N.B!B;W1T;VT[(&)A8VMG<F]U;F0M8V]L;W(Z(')G8B@R
M,#0L,C,X+#(U-2D[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF)SX-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$
M)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF)SY296%L(&5S=&%T92`F(S$U,#L@8V]N<W1R=6-T
M:6]N+"!L86YD(&1E=F5L;W!M96YT("8C,S@[(&]T:&5R(&QA;F0@;&]A;G,\
M+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#
M86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@
M("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L
M969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E
M>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9B<^,S<L-3DV/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P
M('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R
M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R
M87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV
M971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A
M<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q
M,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T
M9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I
M9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9B<^,34V+#8U,3PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T
M97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P
M('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@
M<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I
M+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A
M<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!R:6=H=#L@9F]N=#H@
M,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/C8L-#DP/"]T
M9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE
M9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF
M)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N
M=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P
M.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT
M+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T
M>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9B<^.2PY,#,\+W1D/CQT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P
M="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^
M/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\
M=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[
M(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF
M(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA
M;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF)SXQ,RPS.3,\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y
M;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(
M96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS
M1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@
M0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[
M(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXR
M,BPW-S(\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA
M;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL
M93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE
M/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@
M0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXR-#8L.#`U/"]T9#X\
M=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[
M(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF
M(S$V,#L\+W1D/CPO='(^#0H\='(@<W1Y;&4],T0G=F5R=&EC86PM86QI9VXZ
M(&)O='1O;3L@8F%C:V=R;W5N9"UC;VQO<CH@5VAI=&4[(&9O;G0Z(#$P<'0@
M0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SX-"B`@("`\=&0@;F]W
M<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z
M(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\
M+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#
M86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@
M("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L
M969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E
M>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P
M('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R
M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R
M87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV
M971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A
M<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q
M,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T
M9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I
M9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E
M>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A
M+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@
M<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S
M='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P
M/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q
M,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T
M9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE
M9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF
M)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N
M=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P
M.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT
M+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T
M>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P
M/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P
M<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D
M/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI
M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@
M/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T
M.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^
M)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M
M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T
M>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I
M8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS
M1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\
M=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT
M.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^
M)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M
M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y
M;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R
M:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL
M93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\
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M("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@
M;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R
M:68G/E)E86P@97-T871E("8C,34P.R!R97-I9&5N=&EA;"P@9F%R;6QA;F0L
M(&%N9"!M=6QT:2UF86UI;'D\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y
M;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R
M:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL
M93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^,C4W+#$V,SPO=&0^
M/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T
M.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^
M)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z
M(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\
M+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA
M;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL
M93TS1"=T97AT+6%L:6=N.B!R:6=H=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(
M96QV971I8V$L(%-A;G,M4V5R:68G/C0U-BPQ.#@\+W1D/CQT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P
M="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^
M/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\
M=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[
M(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF
M(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA
M;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF)SXQ,"PR-#@\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y
M;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(
M96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS
M1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@
M0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[
M(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXQ
M-RPV.#<\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA
M;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL
M93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE
M/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@
M0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXR."PY,SD\+W1D/CQT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@
M9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C
M,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q
M,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T
M9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI
M9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4]
M,T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF)SXR-2PT,S`\+W1D/CQT9"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#
M86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D
M(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@
M;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O
M;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V
M,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG
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M+5-E<FEF)SX-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E
M>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A
M+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@
M<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S
M='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P
M/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q
M,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T
M9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE
M9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF
M)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N
M=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P
M.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT
M+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T
M>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P
M/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P
M<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D
M/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI
M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@
M/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T
M.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^
M)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M
M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T
M>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I
M8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS
M1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\
M=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT
M.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^
M)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M
M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y
M;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R
M:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL
M93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\
M=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[
M(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF
M(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@
M,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO
M=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L
M:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE
M/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@
M0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I
M+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D
M(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F
M;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q
M-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI
M9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE
M/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CPO='(^#0H\='(@<W1Y
M;&4],T0G=F5R=&EC86PM86QI9VXZ(&)O='1O;3L@8F%C:V=R;W5N9"UC;VQO
M<CH@<F=B*#(P-"PR,S@L,C4U*3L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV
M971I8V$L(%-A;G,M4V5R:68G/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@
M<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I
M+"!(96QV971I8V$L(%-A;G,M4V5R:68G/E)E86P@97-T871E("8C,34P.R!H
M;VUE(&5Q=6ET>2!L:6YE<R!O9B!C<F5D:70\+W1D/CQT9"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO
M=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@
M;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F
M;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^,3,P
M+#DQ,SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L
M:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE
M/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF
M)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4]
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M;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q
M-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P
M<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D
M/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG
M;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=T97AT+6%L:6=N.B!R:6=H=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV
M971I8V$L(%-A;G,M4V5R:68G/C(L-#(R/"]T9#X\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N
M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(
M96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO
M=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT
M.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[
M/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ
M(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9B<^,2PX-C@\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
M=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I
M8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A
M<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P
M('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R
M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R
M87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z
M(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXQ+#0V-CPO
M=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L
M969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O
M;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V
M,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X
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M/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI
M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@
M/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T
M.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^
M)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M
M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9B<^,C`W+#0S-CPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S
M='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\+W1R/@T*/'1R
M('-T>6QE/3-$)W9E<G1I8V%L+6%L:6=N.B!B;W1T;VT[(&)A8VMG<F]U;F0M
M8V]L;W(Z(%=H:71E.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9B<^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R
M87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI
M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO
M=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!R:6=H=#L@9F]N
M=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P
M.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N
M.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$
M)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF
M(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
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M.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[
M/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@
M0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*
M("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@
M;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R
M:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T
M97AT+6%L:6=N.B!R:6=H=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I
M8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A
M<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W
M<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R
M87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@
M,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO
M=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!R
M:6=H=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R
M:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T
M97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P
M('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@
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M969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O
M;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V
M,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X
M="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S
M='EL93TS1"=T97AT+6%L:6=N.B!R:6=H=#L@9F]N=#H@,3!P="!#86QI8G)I
M+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A
M<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q
M,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T
M9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@
M(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F
M=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G
M/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT
M+6%L:6=N.B!R:6=H=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S
M='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\+W1R/@T*/'1R
M('-T>6QE/3-$)W9E<G1I8V%L+6%L:6=N.B!B;W1T;VT[(&)A8VMG<F]U;F0M
M8V]L;W(Z(')G8B@R,#0L,C,X+#(U-2D[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF)SX-"B`@("`\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SY296%L(&5S=&%T92`M(&-O
M;6UE<F-I86P\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N
M=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P
M.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT
M+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T
M>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9B<^,30P+#4W-SPO=&0^/'1D(&YO=W)A
M<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q
M,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T
M9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@
M(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F
M=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G
M/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT
M+6%L:6=N.B!R:6=H=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68G/C,W,BPV,30\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@
M<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I
M+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A
M<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P
M/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P
M<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D
M/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG
M:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF
M)SXS,"PW,C(\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X
M="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S
M='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T
M>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P
M<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXQ,2PU,#(\+W1D
M/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F
M=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G
M/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT
M.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[
M/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M
M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y
M;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF)SXQ-2PU-C4\+W1D/CQT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P
M="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^
M/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\
M=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[
M(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF
M(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA
M;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF)SXQ-BPR,#,\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y
M;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(
M96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS
M1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@
M0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[
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M"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ
M(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
M9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C
M,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T
M97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P
M('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W
M<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z
M(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\
M+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#
M86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@
M("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L
M969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E
M>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P
M('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R
M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R
M87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV
M971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A
M<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q
M,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T
M9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I
M9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E
M>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A
M+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@
M<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S
M='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P
M/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q
M,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T
M9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE
M9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF
M)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N
M=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P
M.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT
M+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T
M>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P
M/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P
M<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D
M/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI
M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@
M/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T
M.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^
M)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M
M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T
M>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I
M8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS
M1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\
M=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT
M.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^
M)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M
M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF)SXF(S$V,#L\+W1D/CPO='(^#0H\='(@<W1Y;&4],T0G=F5R
M=&EC86PM86QI9VXZ(&)O='1O;3L@8F%C:V=R;W5N9"UC;VQO<CH@<F=B*#(P
M-"PR,S@L,C4U*3L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68G/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
M=&5X="UA;&EG;CH@;&5F=#L@<&%D9&EN9RUB;W1T;VTZ(#%P=#L@9F]N=#H@
M,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/D-O;G-U;65R
M/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T
M=&]M.B`Q<'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@
M<W1Y;&4],T0G8F]R9&5R+6)O='1O;3H@0FQA8VL@,7!T('-O;&ED.R!F;VYT
M.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@=&5X="UA
M;&EG;CH@;&5F="<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T
M>6QE/3-$)V)O<F1E<BUB;W1T;VTZ($)L86-K(#%P="!S;VQI9#L@9F]N=#H@
M,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[('1E>'0M86QI
M9VXZ(')I9VAT)SXS,"PV.3,\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y
M;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#%P=#L@=&5X="UA;&EG;CH@;&5F=#L@
M9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C
M,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P861D:6YG
M+6)O='1O;3H@,7!T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)V)O<F1E<BUB;W1T;VTZ($)L86-K(#%P="!S;VQI9#L@
M9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[('1E
M>'0M86QI9VXZ(&QE9G0G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A
M<"!S='EL93TS1"=B;W)D97(M8F]T=&]M.B!";&%C:R`Q<'0@<V]L:60[(&9O
M;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T97AT
M+6%L:6=N.B!R:6=H="<^,C,L-34P/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P
M('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`Q<'0[('1E>'0M86QI9VXZ(&QE
M9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF
M)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D
M9&EN9RUB;W1T;VTZ(#%P=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I
M8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS
M1&YO=W)A<"!S='EL93TS1"=B;W)D97(M8F]T=&]M.B!";&%C:R`Q<'0@<V]L
M:60[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF
M.R!T97AT+6%L:6=N.B!L969T)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G8F]R9&5R+6)O='1O;3H@0FQA8VL@,7!T('-O;&ED
M.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@
M=&5X="UA;&EG;CH@<FEG:'0G/C8W/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P
M('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`Q<'0[('1E>'0M86QI9VXZ(&QE
M9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF
M)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D
M9&EN9RUB;W1T;VTZ(#%P=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I
M8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS
M1&YO=W)A<"!S='EL93TS1"=B;W)D97(M8F]T=&]M.B!";&%C:R`Q<'0@<V]L
M:60[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF
M.R!T97AT+6%L:6=N.B!L969T)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G8F]R9&5R+6)O='1O;3H@0FQA8VL@,7!T('-O;&ED
M.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@
M=&5X="UA;&EG;CH@<FEG:'0G/C,V.#PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A
M<"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@,7!T.R!T97AT+6%L:6=N.B!L
M969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A
M9&1I;F<M8F]T=&]M.B`Q<'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G8F]R9&5R+6)O='1O;3H@0FQA8VL@,7!T('-O
M;&ED.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9CL@=&5X="UA;&EG;CH@;&5F="<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)V)O<F1E<BUB;W1T;VTZ($)L86-K(#%P="!S;VQI
M9#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[
M('1E>'0M86QI9VXZ(')I9VAT)SXY.#@\+W1D/CQT9"!N;W=R87`],T1N;W=R
M87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#%P=#L@=&5X="UA;&EG;CH@
M;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R
M:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P
M861D:6YG+6)O='1O;3H@,7!T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P
M/3-$;F]W<F%P('-T>6QE/3-$)V)O<F1E<BUB;W1T;VTZ($)L86-K(#%P="!S
M;VQI9#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R
M:68[('1E>'0M86QI9VXZ(&QE9G0G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS
M1&YO=W)A<"!S='EL93TS1"=B;W)D97(M8F]T=&]M.B!";&%C:R`Q<'0@<V]L
M:60[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF
M.R!T97AT+6%L:6=N.B!R:6=H="<^,BPW-S`\+W1D/CQT9"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#%P=#L@=&5X="UA;&EG
M;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=P861D:6YG+6)O='1O;3H@,7!T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W
M<F%P/3-$;F]W<F%P('-T>6QE/3-$)V)O<F1E<BUB;W1T;VTZ($)L86-K(#%P
M="!S;VQI9#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68[('1E>'0M86QI9VXZ(&QE9G0G/B8C,38P.SPO=&0^/'1D(&YO=W)A
M<#TS1&YO=W)A<"!S='EL93TS1"=B;W)D97(M8F]T=&]M.B!";&%C:R`Q<'0@
M<V]L:60[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF.R!T97AT+6%L:6=N.B!R:6=H="<^-3@L-#,V/"]T9#X\=&0@;F]W<F%P
M/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`Q<'0[('1E>'0M
M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF)SXF(S$V,#L\+W1D/CPO='(^#0H\='(@<W1Y;&4],T0G=F5R
M=&EC86PM86QI9VXZ(&)O='1O;3L@8F%C:V=R;W5N9"UC;VQO<CH@5VAI=&4[
M(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SX-
M"B`@("`\=&0@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@<&%D9&EN9RUB
M;W1T;VTZ(#(N-7!T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9CL@<&%D9&EN9RUL969T.B`R96TG/B8C,38P.R8C,38P.U1O
M=&%L/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M
M8F]T=&]M.B`R+C5P=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO
M=W)A<"!S='EL93TS1"=B;W)D97(M8F]T=&]M.B!";&%C:R`R+C5P="!D;W5B
M;&4[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF
M.R!T97AT+6%L:6=N.B!L969T)SXD/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P
M('-T>6QE/3-$)V)O<F1E<BUB;W1T;VTZ($)L86-K(#(N-7!T(&1O=6)L93L@
M9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[('1E
M>'0M86QI9VXZ(')I9VAT)SXV-3`L.#`Q/"]T9#X\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`R+C5P=#L@=&5X="UA;&EG
M;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=P861D:6YG+6)O='1O;3H@,BXU<'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N
M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G8F]R9&5R+6)O='1O;3H@0FQA8VL@
M,BXU<'0@9&]U8FQE.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9CL@=&5X="UA;&EG;CH@;&5F="<^)B,Q-C`[/"]T9#X\=&0@
M;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V)O<F1E<BUB;W1T;VTZ($)L86-K
M(#(N-7!T(&1O=6)L93L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68[('1E>'0M86QI9VXZ(')I9VAT)SXQ+#$X,BPV-#8\+W1D
M/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ
M(#(N-7!T.R!T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P
M/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`R+C5P=#L@9F]N
M=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P
M.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=B;W)D
M97(M8F]T=&]M.B!";&%C:R`R+C5P="!D;W5B;&4[(&9O;G0Z(#$P<'0@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T97AT+6%L:6=N.B!L969T
M)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G8F]R
M9&5R+6)O='1O;3H@0FQA8VL@,BXU<'0@9&]U8FQE.R!F;VYT.B`Q,'!T($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@=&5X="UA;&EG;CH@<FEG
M:'0G/C4R+#$U-CPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P
M861D:6YG+6)O='1O;3H@,BXU<'0[('1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z
M(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\
M+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T
M;VTZ(#(N-7!T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P
M('-T>6QE/3-$)V)O<F1E<BUB;W1T;VTZ($)L86-K(#(N-7!T(&1O=6)L93L@
M9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[('1E
M>'0M86QI9VXZ(&QE9G0G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A
M<"!S='EL93TS1"=B;W)D97(M8F]T=&]M.B!";&%C:R`R+C5P="!D;W5B;&4[
M(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T
M97AT+6%L:6=N.B!R:6=H="<^-#0L-#DW/"]T9#X\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`R+C5P=#L@=&5X="UA;&EG
M;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=P861D:6YG+6)O='1O;3H@,BXU<'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N
M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G8F]R9&5R+6)O='1O;3H@0FQA8VL@
M,BXU<'0@9&]U8FQE.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9CL@=&5X="UA;&EG;CH@;&5F="<^)B,Q-C`[/"]T9#X\=&0@
M;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V)O<F1E<BUB;W1T;VTZ($)L86-K
M(#(N-7!T(&1O=6)L93L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68[('1E>'0M86QI9VXZ(')I9VAT)SXV-"PR,#8\+W1D/CQT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#(N
M-7!T.R!T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`R+C5P=#L@9F]N=#H@
M,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO
M=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=B;W)D97(M
M8F]T=&]M.B!";&%C:R`R+C5P="!D;W5B;&4[(&9O;G0Z(#$P<'0@0V%L:6)R
M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T97AT+6%L:6=N.B!L969T)SXF
M(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G8F]R9&5R
M+6)O='1O;3H@0FQA8VL@,BXU<'0@9&]U8FQE.R!F;VYT.B`Q,'!T($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@=&5X="UA;&EG;CH@<FEG:'0G
M/C<S+#4V-CPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P861D
M:6YG+6)O='1O;3H@,BXU<'0[('1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P
M<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D
M/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ
M(#(N-7!T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T
M>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`R+C5P=#L@=&5X="UA;&EG;CH@;&5F
M=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G
M/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P861D
M:6YG+6)O='1O;3H@,BXU<'0[('1E>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q
M,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^,BPP-C<L.#<R
M/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T
M=&]M.B`R+C5P=#L@=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI
M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/"]T<CX-
M"CQT<B!S='EL93TS1"=V97)T:6-A;"UA;&EG;CH@8F]T=&]M.R!B86-K9W)O
M=6YD+6-O;&]R.B!R9V(H,C`T+#(S."PR-34I.R!F;VYT.B`Q,'!T($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^#0H@("`@/'1D(&YO=W)A<#TS
M1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!P861D:6YG+6)O
M='1O;3H@,7!T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9B<^56YA;6]R=&EZ960@;F5T(&1E9F5R<F5D(&QO86X@8V]S=',\
M+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T
M;VTZ(#%P=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S
M='EL93TS1"=P861D:6YG+6)O='1O;3H@,7!T.R!T97AT+6%L:6=N.B!L969T
M.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^
M)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I
M;F<M8F]T=&]M.B`Q<'0[('1E>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\
M=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`Q
M<'0[('1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#%P=#L@9F]N=#H@,3!P
M="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^
M#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P861D:6YG+6)O
M='1O;3H@,7!T.R!T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W
M<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`Q<'0[('1E
M>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P
M('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`Q<'0[('1E>'0M86QI9VXZ(&QE
M9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF
M)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D
M9&EN9RUB;W1T;VTZ(#%P=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I
M8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS
M1&YO=W)A<"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@,7!T.R!T97AT+6%L
M:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE
M/3-$)W!A9&1I;F<M8F]T=&]M.B`Q<'0[('1E>'0M86QI9VXZ(')I9VAT.R!F
M;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q
M-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M
M8F]T=&]M.B`Q<'0[('1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N
M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#%P=#L@
M9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C
M,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P
M861D:6YG+6)O='1O;3H@,7!T.R!T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q
M,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T
M9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M
M.B`Q<'0[('1E>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P
M/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`Q<'0[('1E>'0M
M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y
M;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#%P=#L@9F]N=#H@,3!P="!#86QI8G)I
M+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D
M(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@,7!T
M.R!T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`Q<'0[('1E>'0M86QI9VXZ
M(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$
M)W!A9&1I;F<M8F]T=&]M.B`Q<'0[('1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z
M(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\
M+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T
M;VTZ(#%P=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S
M='EL93TS1"=P861D:6YG+6)O='1O;3H@,7!T.R!T97AT+6%L:6=N.B!L969T
M.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^
M)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I
M;F<M8F]T=&]M.B`Q<'0[('1E>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\
M=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`Q
M<'0[('1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#%P=#L@9F]N=#H@,3!P
M="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^
M#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=B;W)D97(M8F]T
M=&]M.B!";&%C:R`Q<'0@<V]L:60[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF.R!T97AT+6%L:6=N.B!L969T)SXF(S$V,#L\
M+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G8F]R9&5R+6)O='1O
M;3H@0FQA8VL@,7!T('-O;&ED.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9CL@=&5X="UA;&EG;CH@<FEG:'0G/C$L,C@P/"]T
M9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M
M.B`Q<'0[('1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CPO='(^#0H\='(@
M<W1Y;&4],T0G=F5R=&EC86PM86QI9VXZ(&)O='1O;3L@8F%C:V=R;W5N9"UC
M;VQO<CH@5VAI=&4[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF)SX-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$
M)W1E>'0M86QI9VXZ(&QE9G0[('!A9&1I;F<M8F]T=&]M.B`R+C5P=#L@9F]N
M=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P
M.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C
M,38P.R8C,38P.U1O=&%L(&YO;BUC;W9E<F5D)B,Q-C`[)B,Q-C`[;&]A;G,\
M+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T
M;VTZ(#(N-7!T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P
M('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`R+C5P=#L@=&5X="UA;&EG;CH@
M;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R
M:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P
M861D:6YG+6)O='1O;3H@,BXU<'0[('1E>'0M86QI9VXZ(')I9VAT.R!F;VYT
M.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[
M/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T
M=&]M.B`R+C5P=#L@=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI
M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO
M=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@,BXU<'0[
M(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF
M(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
M<&%D9&EN9RUB;W1T;VTZ(#(N-7!T.R!T97AT+6%L:6=N.B!L969T.R!F;VYT
M.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[
M/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T
M=&]M.B`R+C5P=#L@=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N
M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#(N-7!T
M.R!T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`R+C5P=#L@9F]N=#H@,3!P
M="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^
M#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P861D:6YG+6)O
M='1O;3H@,BXU<'0[('1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N
M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#(N-7!T
M.R!T97AT+6%L:6=N.B!R:6=H=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV
M971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO
M=W)A<"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@,BXU<'0[('1E>'0M86QI
M9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4]
M,T0G<&%D9&EN9RUB;W1T;VTZ(#(N-7!T.R!F;VYT.B`Q,'!T($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@
M;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`R+C5P
M=#L@=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV
M971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO
M=W)A<"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@,BXU<'0[('1E>'0M86QI
M9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE
M/3-$)W!A9&1I;F<M8F]T=&]M.B`R+C5P=#L@=&5X="UA;&EG;CH@;&5F=#L@
M9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C
M,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P861D:6YG
M+6)O='1O;3H@,BXU<'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A
M+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#(N-7!T.R!T97AT+6%L
M:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE
M/3-$)W!A9&1I;F<M8F]T=&]M.B`R+C5P=#L@=&5X="UA;&EG;CH@<FEG:'0[
M(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF
M(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN
M9RUB;W1T;VTZ(#(N-7!T.R!T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\
M=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`R
M+C5P=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R
M:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL
M93TS1"=P861D:6YG+6)O='1O;3H@,BXU<'0[('1E>'0M86QI9VXZ(&QE9G0[
M(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF
M(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN
M9RUB;W1T;VTZ(#(N-7!T.R!T97AT+6%L:6=N.B!R:6=H=#L@9F]N=#H@,3!P
M="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^
M/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@
M,BXU<'0[('1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#(N-7!T.R!F;VYT
M.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[
M/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V)O<F1E
M<BUB;W1T;VTZ($)L86-K(#(N-7!T(&1O=6)L93L@9F]N=#H@,3!P="!#86QI
M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[('1E>'0M86QI9VXZ(&QE9G0G
M/B0\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G8F]R9&5R+6)O
M='1O;3H@0FQA8VL@,BXU<'0@9&]U8FQE.R!F;VYT.B`Q,'!T($-A;&EB<FDL
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M="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/@T*("`@(#QT9"!N
M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N
M=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P
M.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-
M"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ
M(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
M=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R
M87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI
M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO
M=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W
M<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z
M(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\
M+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@
M<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
M=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I
M8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A
M<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P
M('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R
M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R
M87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z
M(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\
M+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@
M;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R
M:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F
M;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q
M-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E
M>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A
M+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@
M<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R
M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R
M87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@
M,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO
M=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@
M("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE
M9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF
M)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X
M="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A
M+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@
M<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I
M+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A
M<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P
M/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P
M<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D
M/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG
M:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF
M)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X
M="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S
M='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T
M>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P
M<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D
M/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F
M=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G
M/B8C,38P.SPO=&0^/"]T<CX-"CQT<B!S='EL93TS1"=V97)T:6-A;"UA;&EG
M;CH@8F]T=&]M.R!B86-K9W)O=6YD+6-O;&]R.B!7:&ET93L@9F]N=#H@,3!P
M="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/@T*("`@(#QT9"!N
M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@<&%D
M9&EN9RUB;W1T;VTZ(#(N-7!T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9B<^5&]T86P@8V]V97)E9"!L;V%N<SPO=&0^/'1D
M(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@,BXU
M<'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF
M)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4]
M,T0G8F]R9&5R+6)O='1O;3H@0FQA8VL@,BXU<'0@9&]U8FQE.R!F;VYT.B`Q
M,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@=&5X="UA;&EG
M;CH@;&5F="<^)#PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=B
M;W)D97(M8F]T=&]M.B!";&%C:R`R+C5P="!D;W5B;&4[(&9O;G0Z(#$P<'0@
M0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T97AT+6%L:6=N.B!R
M:6=H="<^-C(L,#4R/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$
M)W!A9&1I;F<M8F]T=&]M.B`R+C5P=#L@=&5X="UA;&EG;CH@;&5F=#L@9F]N
M=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P
M.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P861D:6YG+6)O
M='1O;3H@,BXU<'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R
M87`@<W1Y;&4],T0G8F]R9&5R+6)O='1O;3H@0FQA8VL@,BXU<'0@9&]U8FQE
M.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@
M=&5X="UA;&EG;CH@;&5F="<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)V)O<F1E<BUB;W1T;VTZ($)L86-K(#(N-7!T(&1O=6)L
M93L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[
M('1E>'0M86QI9VXZ(')I9VAT)SXQ-C$L-3`X/"]T9#X\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`R+C5P=#L@=&5X="UA
M;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL
M93TS1"=P861D:6YG+6)O='1O;3H@,BXU<'0[(&9O;G0Z(#$P<'0@0V%L:6)R
M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G8F]R9&5R+6)O='1O;3H@0FQA
M8VL@,BXU<'0@9&]U8FQE.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9CL@=&5X="UA;&EG;CH@;&5F="<^)B,Q-C`[/"]T9#X\
M=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V)O<F1E<BUB;W1T;VTZ($)L
M86-K(#(N-7!T(&1O=6)L93L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I
M8V$L(%-A;G,M4V5R:68[('1E>'0M86QI9VXZ(')I9VAT)SXF(S$U,3L\+W1D
M/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ
M(#(N-7!T.R!T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P
M/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`R+C5P=#L@9F]N
M=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P
M.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=B;W)D
M97(M8F]T=&]M.B!";&%C:R`R+C5P="!D;W5B;&4[(&9O;G0Z(#$P<'0@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T97AT+6%L:6=N.B!L969T
M)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G8F]R
M9&5R+6)O='1O;3H@0FQA8VL@,BXU<'0@9&]U8FQE.R!F;VYT.B`Q,'!T($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@=&5X="UA;&EG;CH@<FEG
M:'0G/C@L,#,S/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A
M9&1I;F<M8F]T=&]M.B`R+C5P=#L@=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@
M,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO
M=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P861D:6YG+6)O='1O
M;3H@,BXU<'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@
M<W1Y;&4],T0G8F]R9&5R+6)O='1O;3H@0FQA8VL@,BXU<'0@9&]U8FQE.R!F
M;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@=&5X
M="UA;&EG;CH@;&5F="<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P
M('-T>6QE/3-$)V)O<F1E<BUB;W1T;VTZ($)L86-K(#(N-7!T(&1O=6)L93L@
M9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[('1E
M>'0M86QI9VXZ(')I9VAT)SXX."PQ-CD\+W1D/CQT9"!N;W=R87`],T1N;W=R
M87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#(N-7!T.R!T97AT+6%L:6=N
M.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$
M)W!A9&1I;F<M8F]T=&]M.B`R+C5P=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(
M96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO
M=W)A<#TS1&YO=W)A<"!S='EL93TS1"=B;W)D97(M8F]T=&]M.B!";&%C:R`R
M+C5P="!D;W5B;&4[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF.R!T97AT+6%L:6=N.B!L969T)SXF(S$V,#L\+W1D/CQT9"!N
M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G8F]R9&5R+6)O='1O;3H@0FQA8VL@
M,BXU<'0@9&]U8FQE.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9CL@=&5X="UA;&EG;CH@<FEG:'0G/C0Q+#0W,CPO=&0^/'1D
M(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@,BXU
M<'0[('1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#(N-7!T.R!F;VYT.B`Q
M,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T
M9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V)O<F1E<BUB
M;W1T;VTZ($)L86-K(#(N-7!T(&1O=6)L93L@9F]N=#H@,3!P="!#86QI8G)I
M+"!(96QV971I8V$L(%-A;G,M4V5R:68[('1E>'0M86QI9VXZ(&QE9G0G/B8C
M,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=B;W)D97(M
M8F]T=&]M.B!";&%C:R`R+C5P="!D;W5B;&4[(&9O;G0Z(#$P<'0@0V%L:6)R
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M="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/@T*("`@(#QT9"!N
M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N
M=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P
M.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-
M"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ
M(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
M=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R
M87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI
M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO
M=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W
M<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z
M(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\
M+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@
M<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
M=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I
M8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A
M<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P
M('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R
M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R
M87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z
M(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\
M+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@
M;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R
M:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F
M;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q
M-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E
M>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A
M+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@
M<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R
M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R
M87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@
M,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO
M=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@
M("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE
M9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF
M)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X
M="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A
M+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@
M<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I
M+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A
M<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P
M/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P
M<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D
M/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG
M:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF
M)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X
M="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S
M='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T
M>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P
M<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D
M/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F
M=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G
M/B8C,38P.SPO=&0^/"]T<CX-"CQT<B!S='EL93TS1"=V97)T:6-A;"UA;&EG
M;CH@8F]T=&]M.R!B86-K9W)O=6YD+6-O;&]R.B!7:&ET93L@9F]N=#H@,3!P
M="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/@T*("`@(#QT9"!N
M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@<&%D
M9&EN9RUB;W1T;VTZ(#(N-7!T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q
M-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[
M)B,Q-C`[)B,Q-C`[)B,Q-C`[5&]T86P@;&]A;G,\+W1D/CQT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#(N-7!T.R!F;VYT
M.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[
M/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V)O<F1E
M<BUB;W1T;VTZ($)L86-K(#(N-7!T(&1O=6)L93L@9F]N=#H@,3!P="!#86QI
M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[('1E>'0M86QI9VXZ(&QE9G0G
M/B0\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G8F]R9&5R+6)O
M='1O;3H@0FQA8VL@,BXU<'0@9&]U8FQE.R!F;VYT.B`Q,'!T($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9CL@=&5X="UA;&EG;CH@<FEG:'0G/C<Q
M,BPX-3,\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN
M9RUB;W1T;VTZ(#(N-7!T.R!T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\
M=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`R
M+C5P=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R
M:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL
M93TS1"=B;W)D97(M8F]T=&]M.B!";&%C:R`R+C5P="!D;W5B;&4[(&9O;G0Z
M(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T97AT+6%L
M:6=N.B!L969T)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y
M;&4],T0G8F]R9&5R+6)O='1O;3H@0FQA8VL@,BXU<'0@9&]U8FQE.R!F;VYT
M.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@=&5X="UA
M;&EG;CH@<FEG:'0G/C$L,S0T+#$U-#PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A
M<"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@,BXU<'0[('1E>'0M86QI9VXZ
M(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
M<&%D9&EN9RUB;W1T;VTZ(#(N-7!T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W
M<F%P/3-$;F]W<F%P('-T>6QE/3-$)V)O<F1E<BUB;W1T;VTZ($)L86-K(#(N
M-7!T(&1O=6)L93L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68[('1E>'0M86QI9VXZ(&QE9G0G/B8C,38P.SPO=&0^/'1D(&YO
M=W)A<#TS1&YO=W)A<"!S='EL93TS1"=B;W)D97(M8F]T=&]M.B!";&%C:R`R
M+C5P="!D;W5B;&4[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF.R!T97AT+6%L:6=N.B!R:6=H="<^-3(L,34V/"]T9#X\=&0@
M;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`R+C5P
M=#L@=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV
M971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO
M=W)A<"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@,BXU<'0[(&9O;G0Z(#$P
M<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D
M/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G8F]R9&5R+6)O
M='1O;3H@0FQA8VL@,BXU<'0@9&]U8FQE.R!F;VYT.B`Q,'!T($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9CL@=&5X="UA;&EG;CH@;&5F="<^)B,Q
M-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V)O<F1E<BUB
M;W1T;VTZ($)L86-K(#(N-7!T(&1O=6)L93L@9F]N=#H@,3!P="!#86QI8G)I
M+"!(96QV971I8V$L(%-A;G,M4V5R:68[('1E>'0M86QI9VXZ(')I9VAT)SXU
M,BPU,S`\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN
M9RUB;W1T;VTZ(#(N-7!T.R!T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\
M=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`R
M+C5P=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R
M:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL
M93TS1"=B;W)D97(M8F]T=&]M.B!";&%C:R`R+C5P="!D;W5B;&4[(&9O;G0Z
M(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T97AT+6%L
M:6=N.B!L969T)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y
M;&4],T0G8F]R9&5R+6)O='1O;3H@0FQA8VL@,BXU<'0@9&]U8FQE.R!F;VYT
M.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@=&5X="UA
M;&EG;CH@<FEG:'0G/C$U,BPS-S4\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@
M<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#(N-7!T.R!T97AT+6%L:6=N.B!L
M969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A
M9&1I;F<M8F]T=&]M.B`R+C5P=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV
M971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A
M<#TS1&YO=W)A<"!S='EL93TS1"=B;W)D97(M8F]T=&]M.B!";&%C:R`R+C5P
M="!D;W5B;&4[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF.R!T97AT+6%L:6=N.B!L969T)SXF(S$V,#L\+W1D/CQT9"!N;W=R
M87`],T1N;W=R87`@<W1Y;&4],T0G8F]R9&5R+6)O='1O;3H@0FQA8VL@,BXU
M<'0@9&]U8FQE.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9CL@=&5X="UA;&EG;CH@<FEG:'0G/C$Q-2PP,S@\+W1D/CQT9"!N
M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#(N-7!T
M.R!T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`R+C5P=#L@9F]N=#H@,3!P
M="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^
M#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=B;W)D97(M8F]T
M=&]M.B!";&%C:R`R+C5P="!D;W5B;&4[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T97AT+6%L:6=N.B!L969T)SXF(S$V
M,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G8F]R9&5R+6)O
M='1O;3H@0FQA8VL@,BXU<'0@9&]U8FQE.R!F;VYT.B`Q,'!T($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9CL@=&5X="UA;&EG;CH@<FEG:'0G/C(L
M-#,P+#,X-CPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P861D
M:6YG+6)O='1O;3H@,BXU<'0[('1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P
M<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D
M/CPO='(^#0H\+W1A8FQE/@T*#0H\<"!S='EL93TS1"=F;VYT.B`Q,'!T+S$P
M+C`U<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!M87)G:6XZ
M(#`[('1E>'0M86QI9VXZ(&IU<W1I9GD[('1E>'0M:6YD96YT.B`P+C(U:6XG
M/B8C,38P.R8C,38P.SPO<#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO
M='(^#0H@("`@("`\='(@8VQA<W,],T1R93X-"B`@("`@("`@/'1D(&-L87-S
M/3-$<&P@=F%L:6=N/3-$=&]P/DEN9F]R;6%T:6]N(')E;&%T960@=&\@;&]A
M;G,@;6]D:69I960@:6X@82!T<F]U8FQE9"!D96)T(')E<W1R=6-T=7)I;F<\
M+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQP('-T>6QE/3-$)V9O
M;G0Z(#$P<'0O;F]R;6%L($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9CL@;6%R9VEN.B`P.R!T97AT+6%L:6=N.B!L969T)SY4:&4@9F]L;&]W:6YG
M('1A8FQE('!R97-E;G1S(&EN9F]R;6%T:6]N#0IR96QA=&5D('1O(&QO86YS
M(&UO9&EF:65D(&EN(&$@=')O=6)L960@9&5B="!R97-T<G5C='5R:6YG(&1U
M<FEN9R!T:&4@>65A<G,@96YD960@1&5C96UB97(@,S$L(#(P,3(@86YD(#(P
M,3$N/"]P/@T*#0H\<"!S='EL93TS1"=F;VYT.B`Q,'!T+VYO<FUA;"!#86QI
M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[(&UA<F=I;CH@,#L@=&5X="UA
M;&EG;CH@;&5F="<^)B,Q-C`[/"]P/@T*#0H\=&%B;&4@8V5L;'!A9&1I;F<]
M,T0P(&-E;&QS<&%C:6YG/3-$,"!S='EL93TS1"=B;W)D97(M8V]L;&%P<V4Z
M(&-O;&QA<'-E.R!W:61T:#H@,3`P)3L@9F]N=#H@,3!P="!#86QI8G)I+"!(
M96QV971I8V$L(%-A;G,M4V5R:68G/@T*/'1R('-T>6QE/3-$)W9E<G1I8V%L
M+6%L:6=N.B!B;W1T;VT[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A
M+"!386YS+5-E<FEF)SX-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE
M/3-$)V9O;G0Z(&ET86QI8R`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9CL@=&5X="UA;&EG;CH@:G5S=&EF>2<^*"0@:6X@=&AO=7-A;F1S
M*3PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P861D:6YG+6)O
M='1O;3H@,7!T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@8V]L<W!A;CTS1#$P(&YO
M=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!C96YT97([(&)O
M<F1E<BUB;W1T;VTZ($)L86-K(#%P="!S;VQI9#L@9F]N=#H@,3!P="!#86QI
M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[('9E<G1I8V%L+6%L:6=N.B!B
M;W1T;VTG/D9O<B!T:&4@>65A<B!E;F1E9"!$96-E;6)E<B`S,2P@,C`Q,CPO
M=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P861D:6YG+6)O='1O
M;3H@,7!T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9B<^)B,Q-C`[/"]T9#X\+W1R/@T*/'1R('-T>6QE/3-$)W9E<G1I8V%L
M+6%L:6=N.B!B;W1T;VT[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A
M+"!386YS+5-E<FEF)SX-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE
M/3-$)W1E>'0M86QI9VXZ(&IU<W1I9GD[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#%P=#L@9F]N=#H@
M,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO
M=&0^#0H@("`@/'1D(&-O;'-P86X],T0R(&YO=W)A<#TS1&YO=W)A<"!S='EL
M93TS1"=T97AT+6%L:6=N.B!C96YT97([(&)O<F1E<BUB;W1T;VTZ($)L86-K
M(#%P="!S;VQI9#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68G/DYU;6)E<B!O9B`\8G(@+SX-"D-O;G1R86-T<SPO=&0^/'1D
M(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@,7!T
M.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^
M)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I
M;F<M8F]T=&]M.B`Q<'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A
M+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!C;VQS<&%N/3-$
M,B!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@8V5N=&5R
M.R!B;W)D97(M8F]T=&]M.B!";&%C:R`Q<'0@<V]L:60[(&9O;G0Z(#$P<'0@
M0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SY0<F4M36]D:69I8V%T
M:6]N(#QB<B`O/@T*4F5S=')U8W1U<F5D(#QB<B`O/@T*0F%L86YC97,\+W1D
M/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ
M(#%P=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R
M:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P
M861D:6YG+6)O='1O;3H@,7!T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@8V]L<W!A
M;CTS1#(@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&-E
M;G1E<CL@8F]R9&5R+6)O='1O;3H@0FQA8VL@,7!T('-O;&ED.R!F;VYT.B`Q
M,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^4&]S="U-;V1I
M9FEC871I;VX\8G(@+SX-"B!297-T<G5C='5R960@/&)R("\^#0I"86QA;F-E
M<SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P861D:6YG+6)O
M='1O;3H@,7!T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9B<^)B,Q-C`[/"]T9#X\+W1R/@T*/'1R('-T>6QE/3-$)W9E<G1I
M8V%L+6%L:6=N.B!B;W1T;VT[(&)A8VMG<F]U;F0M8V]L;W(Z(')G8B@R,#0L
M,C,X+#(U-2D[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF)SX-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E
M>'0M9&5C;W)A=&EO;CH@=6YD97)L:6YE.R!T97AT+6%L:6=N.B!J=7-T:69Y
M.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^
M3F]N+6-O=F5R960@5$12<R`F(S$U,#L@06-C<G5I;F<\+W1D/CQT9"!N;W=R
M87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV
M971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A
M<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q
M,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T
M9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I
M9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E
M>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A
M+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@
M<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S
M='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P
M/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q
M,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T
M9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE
M9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF
M)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N
M=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P
M.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT
M+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T
M>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P
M/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P
M<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D
M/CPO='(^#0H\='(@<W1Y;&4],T0G=F5R=&EC86PM86QI9VXZ(&)O='1O;3L@
M8F%C:V=R;W5N9"UC;VQO<CH@5VAI=&4[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF)SX-"B`@("`\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)W=I9'1H.B`W,"4[('1E>'0M86QI9VXZ(&IU<W1I9GD[
M(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SY2
M96%L(&5S=&%T92`F(S$U,#L@8V]N<W1R=6-T:6]N+"!L86YD(&1E=F5L;W!M
M96YT("8C,S@[(&]T:&5R(&QA;F0@;&]A;G,\+W1D/CQT9"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G=VED=&@Z(#$E.R!F;VYT.B`Q,'!T($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@
M;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W=I9'1H.B`Q)3L@=&5X="UA;&EG
M;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=W:61T:#H@-R4[('1E>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^,CPO=&0^/'1D(&YO=W)A
M<#TS1&YO=W)A<"!S='EL93TS1"=W:61T:#H@,24[('1E>'0M86QI9VXZ(&QE
M9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF
M)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=VED
M=&@Z(#$E.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T
M>6QE/3-$)W=I9'1H.B`Q)3L@=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P
M="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B0\+W1D/CQT9"!N
M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=VED=&@Z(#<E.R!T97AT+6%L:6=N
M.B!R:6=H=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68G/C8T,CPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=W
M:61T:#H@,24[('1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R
M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R
M87`],T1N;W=R87`@<W1Y;&4],T0G=VED=&@Z(#$E.R!F;VYT.B`Q,'!T($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@
M("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W=I9'1H.B`Q)3L@=&5X
M="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68G/B0\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4]
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M:68G/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA
M;&EG;CH@:G5S=&EF>3L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68G/E)E86P@97-T871E("8C,34P.R!R97-I9&5N=&EA;"P@
M9F%R;6QA;F0L(&%N9"!M=6QT:2UF86UI;'D\+W1D/CQT9"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO
M=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@
M;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F
M;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^.#PO
M=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L
M969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O
M;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V
M,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X
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M/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI
M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@
M/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T
M.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^
M)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M
M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9B<^,2PV-3,\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y
M;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(
M96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/"]T<CX-"CQT<B!S
M='EL93TS1"=V97)T:6-A;"UA;&EG;CH@8F]T=&]M.R!B86-K9W)O=6YD+6-O
M;&]R.B!7:&ET93L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68G/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
M=&5X="UA;&EG;CH@:G5S=&EF>3L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV
M971I8V$L(%-A;G,M4V5R:68G/E)E86P@97-T871E("8C,34P.R!C;VUM97)C
M:6%L/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P
M<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D
M/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG
M;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=T97AT+6%L:6=N.B!R:6=H=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV
M971I8V$L(%-A;G,M4V5R:68G/B8C,34Q.SPO=&0^/'1D(&YO=W)A<#TS1&YO
M=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@
M;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N
M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N
M=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P
M.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N
M.B!R:6=H=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68G/B8C,34Q.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R
M87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI
M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO
M=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!R:6=H=#L@9F]N
M=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,34Q
M.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N
M.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9B<^)B,Q-C`[/"]T9#X\+W1R/@T*/'1R('-T>6QE/3-$)W9E<G1I8V%L
M+6%L:6=N.B!B;W1T;VT[(&)A8VMG<F]U;F0M8V]L;W(Z(')G8B@R,#0L,C,X
M+#(U-2D[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF)SX-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M
M86QI9VXZ(&IU<W1I9GD[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A
M+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@
M<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S
M='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P
M/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q
M,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T
M9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE
M9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF
M)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N
M=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P
M.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT
M+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T
M>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P
M/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P
M<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D
M/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI
M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@
M/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T
M.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^
M)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M
M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T
M>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CPO='(^#0H\='(@
M<W1Y;&4],T0G=F5R=&EC86PM86QI9VXZ(&)O='1O;3L@8F%C:V=R;W5N9"UC
M;VQO<CH@5VAI=&4[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF)SX-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$
M)W1E>'0M9&5C;W)A=&EO;CH@=6YD97)L:6YE.R!T97AT+6%L:6=N.B!J=7-T
M:69Y.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9B<^3F]N+6-O=F5R960@5$12<R`M($YO;F%C8W)U86P\+W1D/CQT9"!N;W=R
M87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV
M971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A
M<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q
M,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T
M9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I
M9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E
M>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A
M+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@
M<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S
M='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P
M/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q
M,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T
M9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE
M9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF
M)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N
M=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P
M.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT
M+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T
M>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P
M/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P
M<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D
M/CPO='(^#0H\='(@<W1Y;&4],T0G=F5R=&EC86PM86QI9VXZ(&)O='1O;3L@
M8F%C:V=R;W5N9"UC;VQO<CH@<F=B*#(P-"PR,S@L,C4U*3L@9F]N=#H@,3!P
M="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/@T*("`@(#QT9"!N
M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@:G5S=&EF>3L@
M9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/D-O
M;6UE<F-I86PL(&9I;F%N8VEA;"P@86YD(&%G<FEC=6QT=7)A;#H\+W1D/CQT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I
M+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D
M(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F
M;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q
M-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI
M9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE
M/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO
M=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@
M;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F
M;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q
M-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI
M9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4]
M,T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G
M/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@
M;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O
M;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V
M,#L\+W1D/CPO='(^#0H\='(@<W1Y;&4],T0G=F5R=&EC86PM86QI9VXZ(&)O
M='1O;3L@8F%C:V=R;W5N9"UC;VQO<CH@5VAI=&4[(&9O;G0Z(#$P<'0@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SX-"B`@("`\=&0@;F]W<F%P
M/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&IU<W1I9GD[(&9O;G0Z
M(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!P861D:6YG
M+6QE9G0Z(#%E;2<^0V]M;65R8VEA;"`F(S$U,#L@<V5C=7)E9#PO=&0^/'1D
M(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@
M;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O
M;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V
M,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG
M;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF)SXQ/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E
M>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A
M+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@
M<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S
M='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P
M/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q
M,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^,3$\+W1D/CQT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@
M9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C
M,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q
M,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T
M9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI
M9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4]
M,T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF)SXQ,3PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A
M<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\+W1R/@T*
M/'1R('-T>6QE/3-$)W9E<G1I8V%L+6%L:6=N.B!B;W1T;VT[(&)A8VMG<F]U
M;F0M8V]L;W(Z(')G8B@R,#0L,C,X+#(U-2D[(&9O;G0Z(#$P<'0@0V%L:6)R
M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SX-"B`@("`\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&IU<W1I9GD[(&9O;G0Z(#$P
M<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SY296%L(&5S=&%T
M92`F(S$U,#L@8V]N<W1R=6-T:6]N+"!L86YD(&1E=F5L;W!M96YT("8C,S@[
M(&]T:&5R(&QA;F0@;&]A;G,\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y
M;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R
M:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL
M93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^,CPO=&0^/'1D(&YO
M=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT
M.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[
M/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@
M0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*
M("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@
M;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R
M:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T
M97AT+6%L:6=N.B!R:6=H=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I
M8V$L(%-A;G,M4V5R:68G/C,S,CPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S
M='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P
M/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P
M="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^
M/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!R:6=H
M=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G
M/C,S,CPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L
M:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9B<^)B,Q-C`[/"]T9#X\+W1R/@T*/'1R('-T>6QE/3-$)W9E<G1I
M8V%L+6%L:6=N.B!B;W1T;VT[(&)A8VMG<F]U;F0M8V]L;W(Z(%=H:71E.R!F
M;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^#0H@
M("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!J
M=7-T:69Y.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9B<^4F5A;"!E<W1A=&4@)B,Q-3`[(')E<VED96YT:6%L+"!F87)M;&%N
M9"P@86YD(&UU;'1I+69A;6EL>3PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S
M='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T
M>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P
M<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXQ-SPO=&0^/'1D
M(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F
M;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q
M-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P
M<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D
M/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG
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M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(
M96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO
M=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT
M.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[
M/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ
M(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9B<^,RPW,S8\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
M=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I
M8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/"]T<CX-"CQT<B!S='EL93TS
M1"=V97)T:6-A;"UA;&EG;CH@8F]T=&]M.R!B86-K9W)O=6YD+6-O;&]R.B!R
M9V(H,C`T+#(S."PR-34I.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9B<^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL
M93TS1"=T97AT+6%L:6=N.B!J=7-T:69Y.R!F;VYT.B`Q,'!T($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9B<^4F5A;"!E<W1A=&4@)B,Q-3`[(&AO
M;64@97%U:71Y(&QI;F5S(&]F(&-R961I=#PO=&0^/'1D(&YO=W)A<#TS1&YO
M=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N
M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O
M;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXQ/"]T
M9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE
M9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF
M)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N
M=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P
M.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT
M+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T
M>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9B<^,3(S/"]T9#X\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@
M0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I
M+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D
M(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F
M;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q
M-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI
M9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
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M<FEF)SX-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M
M86QI9VXZ(&IU<W1I9GD[('!A9&1I;F<M8F]T=&]M.B`Q<'0[(&9O;G0Z(#$P
M<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SY296%L(&5S=&%T
M92`F(S$U,#L@8V]M;65R8VEA;#PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S
M='EL93TS1"=P861D:6YG+6)O='1O;3H@,7!T.R!F;VYT.B`Q,'!T($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\
M=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V)O<F1E<BUB;W1T;VTZ($)L
M86-K(#%P="!S;VQI9#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68[('1E>'0M86QI9VXZ(&QE9G0G/B8C,38P.SPO=&0^/'1D
M(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=B;W)D97(M8F]T=&]M.B!";&%C
M:R`Q<'0@<V]L:60[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF.R!T97AT+6%L:6=N.B!R:6=H="<^-3PO=&0^/'1D(&YO=W)A
M<#TS1&YO=W)A<"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@,7!T.R!T97AT
M+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T
M>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`Q<'0[(&9O;G0Z(#$P<'0@0V%L:6)R
M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G8F]R9&5R+6)O='1O;3H@0FQA
M8VL@,7!T('-O;&ED.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9CL@=&5X="UA;&EG;CH@;&5F="<^)B,Q-C`[/"]T9#X\=&0@
M;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V)O<F1E<BUB;W1T;VTZ($)L86-K
M(#%P="!S;VQI9#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68[('1E>'0M86QI9VXZ(')I9VAT)SXQ+#`X,CPO=&0^/'1D(&YO
M=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@,7!T.R!T
M97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P
M('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`Q<'0[(&9O;G0Z(#$P<'0@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@
M(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G8F]R9&5R+6)O='1O;3H@
M0FQA8VL@,7!T('-O;&ED.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9CL@=&5X="UA;&EG;CH@;&5F="<^)B,Q-C`[/"]T9#X\
M=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V)O<F1E<BUB;W1T;VTZ($)L
M86-K(#%P="!S;VQI9#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68[('1E>'0M86QI9VXZ(')I9VAT)SXQ+#`X,CPO=&0^/'1D
M(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@,7!T
M.R!T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\+W1R/@T*/'1R('-T>6QE
M/3-$)W9E<G1I8V%L+6%L:6=N.B!B;W1T;VT[(&)A8VMG<F]U;F0M8V]L;W(Z
M(')G8B@R,#0L,C,X+#(U-2D[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF)SX-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T
M>6QE/3-$)W1E>'0M86QI9VXZ(&IU<W1I9GD[(&9O;G0Z(#$P<'0@0V%L:6)R
M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R
M87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV
M971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A
M<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9CL@=&5X="UA;&EG;CH@;&5F="<^)B,Q-C`[/"]T
M9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T97AT+6%L:6=N.B!R:6=H
M="<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O
M;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T97AT
M+6%L:6=N.B!L969T)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@
M<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S
M='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9CL@=&5X="UA;&EG;CH@;&5F="<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P
M/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF.R!T97AT+6%L:6=N.B!R:6=H="<^)B,Q-C`[/"]T
M9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T97AT+6%L:6=N.B!L969T
M)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N
M=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P
M.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT
M.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@=&5X="UA
M;&EG;CH@;&5F="<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T
M>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF.R!T97AT+6%L:6=N.B!R:6=H="<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P
M/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF.R!T97AT+6%L:6=N.B!L969T)SXF(S$V,#L\+W1D
M/CPO='(^#0H\='(@<W1Y;&4],T0G=F5R=&EC86PM86QI9VXZ(&)O='1O;3L@
M8F%C:V=R;W5N9"UC;VQO<CH@5VAI=&4[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF)SX-"B`@("`\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&IU<W1I9GD[('!A9&1I;F<M8F]T
M=&]M.B`Q<'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF)SY4;W1A;"!N;VXM8V]V97)E9"!41%)S(&%R:7-I;F<@9'5R:6YG
M('!E<FEO9#PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P861D
M:6YG+6)O='1O;3H@,7!T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)V)O<F1E<BUB;W1T;VTZ($)L86-K(#%P="!S;VQI
M9#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[
M('1E>'0M86QI9VXZ(&QE9G0G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO
M=W)A<"!S='EL93TS1"=B;W)D97(M8F]T=&]M.B!";&%C:R`Q<'0@<V]L:60[
M(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T
M97AT+6%L:6=N.B!R:6=H="<^,S8\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@
M<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#%P=#L@=&5X="UA;&EG;CH@;&5F
M=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G
M/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P861D
M:6YG+6)O='1O;3H@,7!T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)V)O<F1E<BUB;W1T;VTZ($)L86-K(#%P="!S;VQI
M9#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[
M('1E>'0M86QI9VXZ(&QE9G0G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO
M=W)A<"!S='EL93TS1"=B;W)D97(M8F]T=&]M.B!";&%C:R`Q<'0@<V]L:60[
M(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T
M97AT+6%L:6=N.B!R:6=H="<^-RPU-SD\+W1D/CQT9"!N;W=R87`],T1N;W=R
M87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#%P=#L@=&5X="UA;&EG;CH@
M;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R
M:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P
M861D:6YG+6)O='1O;3H@,7!T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P
M/3-$;F]W<F%P('-T>6QE/3-$)V)O<F1E<BUB;W1T;VTZ($)L86-K(#%P="!S
M;VQI9#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R
M:68[('1E>'0M86QI9VXZ(&QE9G0G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS
M1&YO=W)A<"!S='EL93TS1"=B;W)D97(M8F]T=&]M.B!";&%C:R`Q<'0@<V]L
M:60[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF
M.R!T97AT+6%L:6=N.B!R:6=H="<^-RPU-SD\+W1D/CQT9"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#%P=#L@=&5X="UA;&EG
M;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68G/B8C,38P.SPO=&0^/"]T<CX-"CQT<B!S='EL93TS1"=V97)T:6-A
M;"UA;&EG;CH@8F]T=&]M.R!B86-K9W)O=6YD+6-O;&]R.B!R9V(H,C`T+#(S
M."PR-34I.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9B<^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT
M+6%L:6=N.B!J=7-T:69Y.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P
M('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@
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M969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O
M;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V
M,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X
M="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S
M='EL93TS1"=T97AT+6%L:6=N.B!R:6=H=#L@9F]N=#H@,3!P="!#86QI8G)I
M+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A
M<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q
M,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T
M9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@
M(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F
M=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G
M/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT
M+6%L:6=N.B!R:6=H=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S
M='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\+W1R/@T*/'1R
M('-T>6QE/3-$)W9E<G1I8V%L+6%L:6=N.B!B;W1T;VT[(&)A8VMG<F]U;F0M
M8V]L;W(Z(%=H:71E.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9B<^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=T97AT+6%L:6=N.B!J=7-T:69Y.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9B<^5&]T86P@8V]V97)E9"!41%)S(&%R:7-I
M;F<@9'5R:6YG('!E<FEO9"8C,34P.R!!8V-R=6EN9SPO=&0^/'1D(&YO=W)A
M<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P
M/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P
M<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D
M/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG
M:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF
M)SXV/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI
M9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4]
M,T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G
M/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E
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M/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI
M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@
M/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T
M.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^
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M8V$L(%-A;G,M4V5R:68G/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y
M;&4],T0G=&5X="UA;&EG;CH@:G5S=&EF>3L@<&%D9&EN9RUB;W1T;VTZ(#%P
M=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G
M/E1O=&%L(&-O=F5R960@5$12<R!A<FES:6YG(&1U<FEN9R!P97)I;V0@)B,Q
M-3`[($YO;F%C8W)U86P\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4]
M,T0G<&%D9&EN9RUB;W1T;VTZ(#%P=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(
M96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO
M=W)A<#TS1&YO=W)A<"!S='EL93TS1"=B;W)D97(M8F]T=&]M.B!";&%C:R`Q
M<'0@<V]L:60[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF.R!T97AT+6%L:6=N.B!L969T)SXF(S$V,#L\+W1D/CQT9"!N;W=R
M87`],T1N;W=R87`@<W1Y;&4],T0G8F]R9&5R+6)O='1O;3H@0FQA8VL@,7!T
M('-O;&ED.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9CL@=&5X="UA;&EG;CH@<FEG:'0G/C0\+W1D/CQT9"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#%P=#L@=&5X="UA;&EG
M;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=P861D:6YG+6)O='1O;3H@,7!T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W
M<F%P/3-$;F]W<F%P('-T>6QE/3-$)V)O<F1E<BUB;W1T;VTZ($)L86-K(#%P
M="!S;VQI9#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68[('1E>'0M86QI9VXZ(&QE9G0G/B8C,38P.SPO=&0^/'1D(&YO=W)A
M<#TS1&YO=W)A<"!S='EL93TS1"=B;W)D97(M8F]T=&]M.B!";&%C:R`Q<'0@
M<V]L:60[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF.R!T97AT+6%L:6=N.B!R:6=H="<^,2PR,S`\+W1D/CQT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#%P=#L@=&5X="UA
M;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL
M93TS1"=P861D:6YG+6)O='1O;3H@,7!T.R!F;VYT.B`Q,'!T($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@
M;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V)O<F1E<BUB;W1T;VTZ($)L86-K
M(#%P="!S;VQI9#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68[('1E>'0M86QI9VXZ(&QE9G0G/B8C,38P.SPO=&0^/'1D(&YO
M=W)A<#TS1&YO=W)A<"!S='EL93TS1"=B;W)D97(M8F]T=&]M.B!";&%C:R`Q
M<'0@<V]L:60[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF.R!T97AT+6%L:6=N.B!R:6=H="<^,2PR,S$\+W1D/CQT9"!N;W=R
M87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#%P=#L@=&5X
M="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/"]T<CX-"CQT<B!S='EL93TS1"=V
M97)T:6-A;"UA;&EG;CH@8F]T=&]M.R!B86-K9W)O=6YD+6-O;&]R.B!7:&ET
M93L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G
M/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG
M;CH@:G5S=&EF>3L@<&%D9&EN9RUB;W1T;VTZ(#%P=#L@9F]N=#H@,3!P="!#
M86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D
M(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9CL@<&%D9&EN9RUB;W1T;VTZ(#%P="<^
M)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$
M)W!A9&1I;F<M8F]T=&]M.B`Q<'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF.R!T97AT+6%L:6=N.B!L969T.R!B;W)D97(M
M8F]T=&]M.B!";&%C:R`Q<'0@<V]L:60G/B8C,38P.SPO=&0^/'1D(&YO=W)A
M<#TS1&YO=W)A<"!S='EL93TS1"=B;W)D97(M8F]T=&]M.B!";&%C:R`Q<'0@
M<V]L:60[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF.R!T97AT+6%L:6=N.B!R:6=H="<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P
M/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`Q<'0[(&9O;G0Z
M(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T97AT+6%L
M:6=N.B!L969T)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y
M;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R
M:68[('!A9&1I;F<M8F]T=&]M.B`Q<'0G/B8C,38P.SPO=&0^#0H@("`@/'1D
M(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=B;W)D97(M8F]T=&]M.B!";&%C
M:R`Q<'0@<V]L:60[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF.R!T97AT+6%L:6=N.B!L969T)SXF(S$V,#L\+W1D/CQT9"!N
M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G8F]R9&5R+6)O='1O;3H@0FQA8VL@
M,7!T('-O;&ED.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9CL@=&5X="UA;&EG;CH@<FEG:'0G/B8C,38P.SPO=&0^/'1D(&YO
M=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@,7!T.R!F
M;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@=&5X
M="UA;&EG;CH@;&5F="<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P
M('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF.R!P861D:6YG+6)O='1O;3H@,7!T)SXF(S$V,#L\+W1D/@T*("`@
M(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G8F]R9&5R+6)O='1O;3H@
M0FQA8VL@,7!T('-O;&ED.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9CL@=&5X="UA;&EG;CH@;&5F="<^)B,Q-C`[/"]T9#X\
M=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V)O<F1E<BUB;W1T;VTZ($)L
M86-K(#%P="!S;VQI9#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68[('1E>'0M86QI9VXZ(')I9VAT)SXF(S$V,#L\+W1D/CQT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#%P
M=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[
M('1E>'0M86QI9VXZ(&QE9G0G/B8C,38P.SPO=&0^/"]T<CX-"CQT<B!S='EL
M93TS1"=V97)T:6-A;"UA;&EG;CH@8F]T=&]M.R!B86-K9W)O=6YD+6-O;&]R
M.B!R9V(H,C`T+#(S."PR-34I.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9B<^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S
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M)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4]
M,T0G8F]R9&5R+6)O='1O;3H@0FQA8VL@,BXU<'0@9&]U8FQE.R!F;VYT.B`Q
M,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@=&5X="UA;&EG
M;CH@;&5F="<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE
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M,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB
M;W1T;VTZ(#(N-7!T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)V)O<F1E<BUB;W1T;VTZ($)L86-K(#(N-7!T(&1O=6)L
M93L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[
M('1E>'0M86QI9VXZ(&QE9G0G/B0\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@
M<W1Y;&4],T0G8F]R9&5R+6)O='1O;3H@0FQA8VL@,BXU<'0@9&]U8FQE.R!F
M;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@=&5X
M="UA;&EG;CH@<FEG:'0G/C$V+#,S-3PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A
M<"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@,BXU<'0[('1E>'0M86QI9VXZ
M(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
M<&%D9&EN9RUB;W1T;VTZ(#(N-7!T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W
M<F%P/3-$;F]W<F%P('-T>6QE/3-$)V)O<F1E<BUB;W1T;VTZ($)L86-K(#(N
M-7!T(&1O=6)L93L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68[('1E>'0M86QI9VXZ(&QE9G0G/B0\+W1D/CQT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G8F]R9&5R+6)O='1O;3H@0FQA8VL@,BXU<'0@
M9&]U8FQE.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9CL@=&5X="UA;&EG;CH@<FEG:'0G/C$V+#$U,CPO=&0^/'1D(&YO=W)A
M<#TS1&YO=W)A<"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@,BXU<'0[('1E
M>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A
M+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CPO='(^#0H\+W1A8FQE/@T*#0H\
M<"!S='EL93TS1"=F;VYT.B`Q,'!T+S$P+C`U<'0@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF.R!M87)G:6XZ(#`[('1E>'0M86QI9VXZ(&IU<W1I
M9GDG/B8C,38P.SPO<#X-"@T*/'`@<W1Y;&4],T0G9F]N=#H@,3!P="]N;W)M
M86P@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!M87)G:6XZ(#`[
M('1E>'0M86QI9VXZ(&QE9G0G/B8C,38P.SPO<#X-"@T*/'1A8FQE(&-E;&QP
M861D:6YG/3-$,"!C96QL<W!A8VEN9STS1#`@<W1Y;&4],T0G8F]R9&5R+6-O
M;&QA<'-E.B!C;VQL87!S93L@=VED=&@Z(#$P,"4[(&9O;G0Z(#$P<'0@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SX-"CQT<B!S='EL93TS1"=V
M97)T:6-A;"UA;&EG;CH@8F]T=&]M.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9B<^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A
M<"!S='EL93TS1"=F;VYT.B!I=&%L:6,@,3!P="!#86QI8G)I+"!(96QV971I
M8V$L(%-A;G,M4V5R:68[('1E>'0M86QI9VXZ(&IU<W1I9GDG/B@D(&EN('1H
M;W5S86YD<RD\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D
M9&EN9RUB;W1T;VTZ(#%P=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I
M8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&-O;'-P86X]
M,T0Q,"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@8V5N
M=&5R.R!B;W)D97(M8F]T=&]M.B!";&%C:R`Q<'0@<V]L:60[(&9O;G0Z(#$P
M<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!V97)T:6-A;"UA
M;&EG;CH@8F]T=&]M)SY&;W(@=&AE('EE87(@96YD960@1&5C96UB97(@,S$L
M(#(P,3$\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN
M9RUB;W1T;VTZ(#%P=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/"]T<CX-"CQT<B!S='EL93TS1"=V
M97)T:6-A;"UA;&EG;CH@8F]T=&]M.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9B<^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A
M<"!S='EL93TS1"=T97AT+6%L:6=N.B!J=7-T:69Y.R!F;VYT.B`Q,'!T($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@
M;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`Q<'0[
M(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF
M(S$V,#L\+W1D/@T*("`@(#QT9"!C;VQS<&%N/3-$,B!N;W=R87`],T1N;W=R
M87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@8V5N=&5R.R!B;W)D97(M8F]T=&]M
M.B!";&%C:R`Q<'0@<V]L:60[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF)SY.=6UB97(@;V8@/&)R("\^#0I#;VYT<F%C=',\
M+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T
M;VTZ(#%P=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=P861D:6YG+6)O='1O;3H@,7!T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@8V]L
M<W!A;CTS1#(@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ
M(&-E;G1E<CL@8F]R9&5R+6)O='1O;3H@0FQA8VL@,7!T('-O;&ED.R!F;VYT
M.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^4')E+4UO
M9&EF:6-A=&EO;B`\8G(@+SX-"E)E<W1R=6-T=7)E9"`\8G(@+SX-"D)A;&%N
M8V5S/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M
M8F]T=&]M.B`Q<'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y
M;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#%P=#L@9F]N=#H@,3!P="!#86QI8G)I
M+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D
M(&-O;'-P86X],T0R(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L
M:6=N.B!C96YT97([(&)O<F1E<BUB;W1T;VTZ($)L86-K(#%P="!S;VQI9#L@
M9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/E!O
M<W0M36]D:69I8V%T:6]N/&)R("\^#0H@4F5S=')U8W1U<F5D(#QB<B`O/@T*
M0F%L86YC97,\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D
M9&EN9RUB;W1T;VTZ(#%P=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I
M8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/"]T<CX-"CQT<B!S='EL93TS
M1"=V97)T:6-A;"UA;&EG;CH@8F]T=&]M.R!B86-K9W)O=6YD+6-O;&]R.B!R
M9V(H,C`T+#(S."PR-34I.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9B<^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL
M93TS1"=T97AT+61E8V]R871I;VXZ('5N9&5R;&EN93L@=&5X="UA;&EG;CH@
M:G5S=&EF>3L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68G/DYO;BUC;W9E<F5D(%1$4G,@)B,Q-3`[($%C8W)U:6YG/"]T9#X\
M=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R
M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@
M9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C
M,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L
M:6=N.B!R:6=H=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL
M93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A
M+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#
M86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D
M(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!R:6=H=#L@
M9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C
M,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L
M:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE
M/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF
M)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4]
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M;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q
M-C`[/"]T9#X\+W1R/@T*/'1R('-T>6QE/3-$)W9E<G1I8V%L+6%L:6=N.B!B
M;W1T;VT[(&)A8VMG<F]U;F0M8V]L;W(Z(%=H:71E.R!F;VYT.B`Q,'!T($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^#0H@("`@/'1D(&YO=W)A
M<#TS1&YO=W)A<"!S='EL93TS1"=W:61T:#H@-S`E.R!T97AT+6%L:6=N.B!J
M=7-T:69Y.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9B<^4F5A;"!E<W1A=&4@)B,Q-3`[(&-O;G-T<G5C=&EO;BP@;&%N9"!D
M979E;&]P;65N="`F(S,X.R!O=&AE<B!L86YD(&QO86YS/"]T9#X\=&0@;F]W
M<F%P/3-$;F]W<F%P('-T>6QE/3-$)W=I9'1H.B`Q)3L@9F]N=#H@,3!P="!#
M86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@
M("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=W:61T:#H@,24[('1E
M>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A
M+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@
M<W1Y;&4],T0G=VED=&@Z(#<E.R!T97AT+6%L:6=N.B!R:6=H=#L@9F]N=#H@
M,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/C(\+W1D/CQT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=VED=&@Z(#$E.R!T97AT+6%L
M:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE
M/3-$)W=I9'1H.B`Q)3L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO
M=W)A<"!S='EL93TS1"=W:61T:#H@,24[('1E>'0M86QI9VXZ(&QE9G0[(&9O
M;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXD/"]T
M9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W=I9'1H.B`W)3L@=&5X
M="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A
M+"!386YS+5-E<FEF)SXU,#$\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y
M;&4],T0G=VED=&@Z(#$E.R!T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\
M=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W=I9'1H.B`Q)3L@9F]N=#H@
M,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO
M=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=W:61T:#H@
M,24[('1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF)SXD/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P
M('-T>6QE/3-$)W=I9'1H.B`W)3L@=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z
M(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXU-#,\+W1D
M/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=VED=&@Z(#$E.R!T97AT
M+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\+W1R/@T*/'1R('-T>6QE/3-$)W9E
M<G1I8V%L+6%L:6=N.B!B;W1T;VT[(&)A8VMG<F]U;F0M8V]L;W(Z(')G8B@R
M,#0L,C,X+#(U-2D[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF)SX-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$
M)W1E>'0M86QI9VXZ(&IU<W1I9GD[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF)SY296%L(&5S=&%T92`F(S$U,#L@<F5S:61E
M;G1I86PL(&9A<FUL86YD+"!A;F0@;75L=&DM9F%M:6QY/"]T9#X\=&0@;F]W
M<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R
M87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@
M,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO
M=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!R
M:6=H=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R
M:68G/C4\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA
M;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL
M93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE
M/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@
M0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXQ+#8S-3PO=&0^/'1D
M(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F
M;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q
M-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P
M<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D
M/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG
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M:6-A+"!386YS+5-E<FEF)SX-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T
M>6QE/3-$)W1E>'0M86QI9VXZ(&IU<W1I9GD[(&9O;G0Z(#$P<'0@0V%L:6)R
M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SY296%L(&5S=&%T92`F(S$U,#L@
M8V]M;65R8VEA;#PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F
M;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q
M-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E
M>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A
M+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@
M<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R
M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXT/"]T9#X\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@
M0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I
M+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D
M(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F
M;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q
M-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI
M9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9B<^,2PX-S$\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4]
M,T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV
M971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO
M=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N
M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O
M;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXQ+#@W
M,3PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N
M.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9B<^)B,Q-C`[/"]T9#X\+W1R/@T*/'1R('-T>6QE/3-$)W9E<G1I8V%L
M+6%L:6=N.B!B;W1T;VT[(&)A8VMG<F]U;F0M8V]L;W(Z(')G8B@R,#0L,C,X
M+#(U-2D[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF)SX-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M
M86QI9VXZ(&IU<W1I9GD[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A
M+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@
M<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S
M='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P
M/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q
M,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T
M9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE
M9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF
M)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N
M=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P
M.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT
M+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T
M>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P
M/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P
M<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D
M/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI
M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@
M/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T
M.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^
M)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M
M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T
M>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CPO='(^#0H\='(@
M<W1Y;&4],T0G=F5R=&EC86PM86QI9VXZ(&)O='1O;3L@8F%C:V=R;W5N9"UC
M;VQO<CH@5VAI=&4[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF)SX-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$
M)W1E>'0M9&5C;W)A=&EO;CH@=6YD97)L:6YE.R!T97AT+6%L:6=N.B!J=7-T
M:69Y.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9B<^3F]N+6-O=F5R960@5$12<R`M($YO;F%C8W)U86P\+W1D/CQT9"!N;W=R
M87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV
M971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A
M<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q
M,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T
M9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I
M9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E
M>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A
M+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@
M<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S
M='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P
M/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q
M,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T
M9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE
M9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF
M)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N
M=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P
M.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT
M+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T
M>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P
M/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P
M<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D
M/CPO='(^#0H\='(@<W1Y;&4],T0G=F5R=&EC86PM86QI9VXZ(&)O='1O;3L@
M8F%C:V=R;W5N9"UC;VQO<CH@<F=B*#(P-"PR,S@L,C4U*3L@9F]N=#H@,3!P
M="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/@T*("`@(#QT9"!N
M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@:G5S=&EF>3L@
M9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/D-O
M;6UE<F-I86PL(&9I;F%N8VEA;"P@86YD(&%G<FEC=6QT=7)A;#H\+W1D/CQT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I
M+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D
M(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F
M;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q
M-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI
M9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE
M/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO
M=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@
M;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F
M;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q
M-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI
M9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4]
M,T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G
M/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@
M;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O
M;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V
M,#L\+W1D/CPO='(^#0H\='(@<W1Y;&4],T0G=F5R=&EC86PM86QI9VXZ(&)O
M='1O;3L@8F%C:V=R;W5N9"UC;VQO<CH@5VAI=&4[(&9O;G0Z(#$P<'0@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SX-"B`@("`\=&0@;F]W<F%P
M/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&IU<W1I9GD[(&9O;G0Z
M(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!P861D:6YG
M+6QE9G0Z(#%E;2<^0V]M;65R8VEA;"`F(S$U,#L@<V5C=7)E9#PO=&0^/'1D
M(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@
M;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O
M;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V
M,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG
M;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF)SXF(S$U,3L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4]
M,T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV
M971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO
M=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N
M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O
M;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$U
M,3L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG
M;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^
M)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$
M)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R
M87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$U,3L\+W1D/CQT9"!N
M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N
M=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P
M.SPO=&0^/"]T<CX-"CQT<B!S='EL93TS1"=V97)T:6-A;"UA;&EG;CH@8F]T
M=&]M.R!B86-K9W)O=6YD+6-O;&]R.B!R9V(H,C`T+#(S."PR-34I.R!F;VYT
M.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^#0H@("`@
M/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!J=7-T
M:69Y.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9B<^4F5A;"!E<W1A=&4@)B,Q-3`[(&-O;G-T<G5C=&EO;BP@;&%N9"!D979E
M;&]P;65N="`F(S,X.R!O=&AE<B!L86YD(&QO86YS/"]T9#X\=&0@;F]W<F%P
M/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P
M="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^
M/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!R:6=H
M=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G
M/C$\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG
M;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^
M)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$
M)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R
M87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXS-3<\+W1D/CQT9"!N;W=R
M87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@
M,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO
M=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@
M("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE
M9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF
M)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X
M="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A
M+"!386YS+5-E<FEF)SXS-3<\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y
M;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(
M96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/"]T<CX-"CQT<B!S
M='EL93TS1"=V97)T:6-A;"UA;&EG;CH@8F]T=&]M.R!B86-K9W)O=6YD+6-O
M;&]R.B!7:&ET93L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68G/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
M=&5X="UA;&EG;CH@:G5S=&EF>3L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV
M971I8V$L(%-A;G,M4V5R:68G/E)E86P@97-T871E("8C,34P.R!R97-I9&5N
M=&EA;"P@9F%R;6QA;F0L(&%N9"!M=6QT:2UF86UI;'D\+W1D/CQT9"!N;W=R
M87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV
M971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A
M<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q
M,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T
M9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I
M9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9B<^,SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L
M:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE
M/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF
M)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4]
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M.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[
M/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@
M0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*
M("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@
M;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R
M:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T
M97AT+6%L:6=N.B!R:6=H=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I
M8V$L(%-A;G,M4V5R:68G/C0S.#PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S
M='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\+W1R/@T*/'1R
M('-T>6QE/3-$)W9E<G1I8V%L+6%L:6=N.B!B;W1T;VT[(&)A8VMG<F]U;F0M
M8V]L;W(Z(')G8B@R,#0L,C,X+#(U-2D[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF)SX-"B`@("`\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&IU<W1I9GD[(&9O;G0Z(#$P<'0@
M0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SY296%L(&5S=&%T92`F
M(S$U,#L@:&]M92!E<75I='D@;&EN97,@;V8@8W)E9&ET/"]T9#X\=&0@;F]W
M<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R
M87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@
M,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO
M=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!R
M:6=H=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R
M:68G/B8C,34Q.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T
M97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P
M('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@
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M969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O
M;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V
M,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X
M="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S
M='EL93TS1"=T97AT+6%L:6=N.B!R:6=H=#L@9F]N=#H@,3!P="!#86QI8G)I
M+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,34Q.SPO=&0^/'1D(&YO=W)A
M<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q
M,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T
M9#X\+W1R/@T*/'1R('-T>6QE/3-$)W9E<G1I8V%L+6%L:6=N.B!B;W1T;VT[
M(&)A8VMG<F]U;F0M8V]L;W(Z(%=H:71E.R!F;VYT.B`Q,'!T($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9B<^#0H@("`@/'1D(&YO=W)A<#TS1&YO
M=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!J=7-T:69Y.R!P861D:6YG+6)O
M='1O;3H@,7!T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9B<^4F5A;"!E<W1A=&4@)B,Q-3`[(&-O;6UE<F-I86P\+W1D/CQT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#%P
M=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G
M/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=B;W)D97(M8F]T=&]M.B!";&%C:R`Q<'0@<V]L:60[(&9O;G0Z(#$P<'0@
M0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T97AT+6%L:6=N.B!L
M969T)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
M8F]R9&5R+6)O='1O;3H@0FQA8VL@,7!T('-O;&ED.R!F;VYT.B`Q,'!T($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@=&5X="UA;&EG;CH@<FEG
M:'0G/C0\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN
M9RUB;W1T;VTZ(#%P=#L@=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#
M86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D
M(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@,7!T
M.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^
M)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$
M)V)O<F1E<BUB;W1T;VTZ($)L86-K(#%P="!S;VQI9#L@9F]N=#H@,3!P="!#
M86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[('1E>'0M86QI9VXZ(&QE
M9G0G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=B
M;W)D97(M8F]T=&]M.B!";&%C:R`Q<'0@<V]L:60[(&9O;G0Z(#$P<'0@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T97AT+6%L:6=N.B!R:6=H
M="<^,2PT,#@\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D
M9&EN9RUB;W1T;VTZ(#%P=#L@=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P
M="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^
M/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@
M,7!T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE
M/3-$)V)O<F1E<BUB;W1T;VTZ($)L86-K(#%P="!S;VQI9#L@9F]N=#H@,3!P
M="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[('1E>'0M86QI9VXZ
M(&QE9G0G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=B;W)D97(M8F]T=&]M.B!";&%C:R`Q<'0@<V]L:60[(&9O;G0Z(#$P<'0@
M0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T97AT+6%L:6=N.B!R
M:6=H="<^,2PT,#@\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
M<&%D9&EN9RUB;W1T;VTZ(#%P=#L@=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@
M,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO
M=&0^/"]T<CX-"CQT<B!S='EL93TS1"=V97)T:6-A;"UA;&EG;CH@8F]T=&]M
M.R!B86-K9W)O=6YD+6-O;&]R.B!R9V(H,C`T+#(S."PR-34I.R!F;VYT.B`Q
M,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^#0H@("`@/'1D
M(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!J=7-T:69Y
M.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^
M)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z
M(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\
M+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@
M,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[('1E>'0M86QI
M9VXZ(&QE9G0G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL
M93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9CL@=&5X="UA;&EG;CH@<FEG:'0G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS
M1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9CL@=&5X="UA;&EG;CH@;&5F="<^)B,Q-C`[/"]T9#X\
M=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R
M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I
M+"!(96QV971I8V$L(%-A;G,M4V5R:68[('1E>'0M86QI9VXZ(&QE9G0G/B8C
M,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q
M,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@=&5X="UA;&EG
M;CH@<FEG:'0G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL
M93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9CL@=&5X="UA;&EG;CH@;&5F="<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A
M+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68[('1E>'0M86QI9VXZ(&QE9G0G/B8C,38P.SPO=&0^/'1D
M(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9CL@=&5X="UA;&EG;CH@<FEG:'0G/B8C
M,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q
M,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@=&5X="UA;&EG
M;CH@;&5F="<^)B,Q-C`[/"]T9#X\+W1R/@T*/'1R('-T>6QE/3-$)W9E<G1I
M8V%L+6%L:6=N.B!B;W1T;VT[(&)A8VMG<F]U;F0M8V]L;W(Z(%=H:71E.R!F
M;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^#0H@
M("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!J
M=7-T:69Y.R!P861D:6YG+6)O='1O;3H@,7!T.R!F;VYT.B`Q,'!T($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^5&]T86P@;F]N+6-O=F5R960@
M5$12<R!A<FES:6YG(&1U<FEN9R!P97)I;V0\+W1D/CQT9"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#%P=#L@9F]N=#H@,3!P
M="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^
M#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=B;W)D97(M8F]T
M=&]M.B!";&%C:R`Q<'0@<V]L:60[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF.R!T97AT+6%L:6=N.B!L969T)SXF(S$V,#L\
M+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G8F]R9&5R+6)O='1O
M;3H@0FQA8VL@,7!T('-O;&ED.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9CL@=&5X="UA;&EG;CH@<FEG:'0G/C$Y/"]T9#X\
M=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`Q
M<'0[('1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#%P=#L@9F]N=#H@,3!P
M="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^
M#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=B;W)D97(M8F]T
M=&]M.B!";&%C:R`Q<'0@<V]L:60[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF.R!T97AT+6%L:6=N.B!L969T)SXF(S$V,#L\
M+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G8F]R9&5R+6)O='1O
M;3H@0FQA8VL@,7!T('-O;&ED.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9CL@=&5X="UA;&EG;CH@<FEG:'0G/C8L,34T/"]T
M9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M
M.B`Q<'0[('1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#%P=#L@9F]N=#H@
M,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO
M=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=B;W)D97(M
M8F]T=&]M.B!";&%C:R`Q<'0@<V]L:60[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T97AT+6%L:6=N.B!L969T)SXF(S$V
M,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G8F]R9&5R+6)O
M='1O;3H@0FQA8VL@,7!T('-O;&ED.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9CL@=&5X="UA;&EG;CH@<FEG:'0G/C8L,C8R
M/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T
M=&]M.B`Q<'0[('1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R
M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CPO='(^#0H\
M='(@<W1Y;&4],T0G=F5R=&EC86PM86QI9VXZ(&)O='1O;3L@8F%C:V=R;W5N
M9"UC;VQO<CH@<F=B*#(P-"PR,S@L,C4U*3L@9F]N=#H@,3!P="!#86QI8G)I
M+"!(96QV971I8V$L(%-A;G,M4V5R:68G/@T*("`@(#QT9"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@:G5S=&EF>3L@9F]N=#H@,3!P
M="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^
M/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\
M=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[
M(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF
M(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA
M;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y
M;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(
M96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS
M1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@
M0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[
M(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF
M(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA
M;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL
M93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE
M/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@
M0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@
M9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C
M,38P.SPO=&0^/"]T<CX-"CQT<B!S='EL93TS1"=V97)T:6-A;"UA;&EG;CH@
M8F]T=&]M.R!B86-K9W)O=6YD+6-O;&]R.B!7:&ET93L@9F]N=#H@,3!P="!#
M86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/@T*("`@(#QT9"!N;W=R
M87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@:G5S=&EF>3L@9F]N
M=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/E1O=&%L
M(&-O=F5R960@5$12<R!A<FES:6YG(&1U<FEN9R!P97)I;V0F(S$U,#L@06-C
M<G5I;F<\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@
M,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO
M=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L
M:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE
M/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9B<^,S<\+W1D/CQT9"!N;W=R87`],T1N;W=R
M87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI
M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO
M=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W
M<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z
M(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXD/"]T9#X\
M=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT
M.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^
M-BPU,C@\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA
M;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL
M93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE
M/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF)SXD/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P
M('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^-BPU,C@\+W1D/CQT9"!N;W=R
M87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@
M,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO
M=&0^/"]T<CX-"CQT<B!S='EL93TS1"=V97)T:6-A;"UA;&EG;CH@8F]T=&]M
M.R!B86-K9W)O=6YD+6-O;&]R.B!R9V(H,C`T+#(S."PR-34I.R!F;VYT.B`Q
M,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^#0H@("`@/'1D
M(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!J=7-T:69Y
M.R!P861D:6YG+6)O='1O;3H@,7!T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9B<^5&]T86P@8V]V97)E9"!41%)S(&%R:7-I
M;F<@9'5R:6YG('!E<FEO9"`F(S$U,#L@3F]N86-C<G5A;#PO=&0^/'1D(&YO
M=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@,7!T.R!F
M;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q
M-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V)O
M<F1E<BUB;W1T;VTZ($)L86-K(#%P="!S;VQI9#L@9F]N=#H@,3!P="!#86QI
M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[('1E>'0M86QI9VXZ(&QE9G0G
M/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=B;W)D
M97(M8F]T=&]M.B!";&%C:R`Q<'0@<V]L:60[(&9O;G0Z(#$P<'0@0V%L:6)R
M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T97AT+6%L:6=N.B!R:6=H="<^
M.#PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P861D:6YG+6)O
M='1O;3H@,7!T.R!T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W
M<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`Q<'0[(&9O
M;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V
M,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G8F]R
M9&5R+6)O='1O;3H@0FQA8VL@,7!T('-O;&ED.R!F;VYT.B`Q,'!T($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@=&5X="UA;&EG;CH@;&5F="<^
M)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V)O<F1E
M<BUB;W1T;VTZ($)L86-K(#%P="!S;VQI9#L@9F]N=#H@,3!P="!#86QI8G)I
M+"!(96QV971I8V$L(%-A;G,M4V5R:68[('1E>'0M86QI9VXZ(')I9VAT)SXQ
M+#0W,CPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P861D:6YG
M+6)O='1O;3H@,7!T.R!T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@
M;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`Q<'0[
M(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF
M(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
M8F]R9&5R+6)O='1O;3H@0FQA8VL@,7!T('-O;&ED.R!F;VYT.B`Q,'!T($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@=&5X="UA;&EG;CH@;&5F
M="<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V)O
M<F1E<BUB;W1T;VTZ($)L86-K(#%P="!S;VQI9#L@9F]N=#H@,3!P="!#86QI
M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[('1E>'0M86QI9VXZ(')I9VAT
M)SXQ+#0W,CPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P861D
M:6YG+6)O='1O;3H@,7!T.R!T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\
M+W1R/@T*/'1R('-T>6QE/3-$)W9E<G1I8V%L+6%L:6=N.B!B;W1T;VT[(&)A
M8VMG<F]U;F0M8V]L;W(Z(%=H:71E.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9B<^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A
M<"!S='EL93TS1"=T97AT+6%L:6=N.B!J=7-T:69Y.R!P861D:6YG+6)O='1O
M;3H@,7!T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$
M)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!P
M861D:6YG+6)O='1O;3H@,7!T)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R
M87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#%P=#L@9F]N
M=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[('1E>'0M
M86QI9VXZ(&QE9G0[(&)O<F1E<BUB;W1T;VTZ($)L86-K(#%P="!S;VQI9"<^
M)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I
M;F<M8F]T=&]M.B`Q<'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A
M+"!386YS+5-E<FEF.R!T97AT+6%L:6=N.B!R:6=H=#L@8F]R9&5R+6)O='1O
M;3H@0FQA8VL@,7!T('-O;&ED)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#%P=#L@9F]N=#H@,3!P
M="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[('1E>'0M86QI9VXZ
M(&QE9G0G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@
M<&%D9&EN9RUB;W1T;VTZ(#%P="<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W
M<F%P/3-$;F]W<F%P('-T>6QE/3-$)V)O<F1E<BUB;W1T;VTZ($)L86-K(#%P
M="!S;VQI9#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68[('1E>'0M86QI9VXZ(&QE9G0G/B8C,38P.SPO=&0^/'1D(&YO=W)A
M<#TS1&YO=W)A<"!S='EL93TS1"=B;W)D97(M8F]T=&]M.B!";&%C:R`Q<'0@
M<V]L:60[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF.R!T97AT+6%L:6=N.B!R:6=H="<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P
M/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`Q<'0[(&9O;G0Z
M(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T97AT+6%L
M:6=N.B!L969T)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y
M;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R
M:68[('!A9&1I;F<M8F]T=&]M.B`Q<'0G/B8C,38P.SPO=&0^#0H@("`@/'1D
M(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=B;W)D97(M8F]T=&]M.B!";&%C
M:R`Q<'0@<V]L:60[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF.R!T97AT+6%L:6=N.B!L969T)SXF(S$V,#L\+W1D/CQT9"!N
M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G8F]R9&5R+6)O='1O;3H@0FQA8VL@
M,7!T('-O;&ED.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9CL@=&5X="UA;&EG;CH@<FEG:'0G/B8C,38P.SPO=&0^/'1D(&YO
M=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@,7!T.R!F
M;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@=&5X
M="UA;&EG;CH@;&5F="<^)B,Q-C`[/"]T9#X\+W1R/@T*/'1R('-T>6QE/3-$
M)W9E<G1I8V%L+6%L:6=N.B!B;W1T;VT[(&)A8VMG<F]U;F0M8V]L;W(Z(')G
M8B@R,#0L,C,X+#(U-2D[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A
M+"!386YS+5-E<FEF)SX-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE
M/3-$)W1E>'0M86QI9VXZ(&IU<W1I9GD[('!A9&1I;F<M8F]T=&]M.B`R+C5P
M=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G
M/E1O=&%L(%1$4G,@87)I<VEN9R!D=7)I;F<@<&5R:6]D/"]T9#X\=&0@;F]W
M<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`R+C5P=#L@
M9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C
M,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=B
M;W)D97(M8F]T=&]M.B!";&%C:R`R+C5P="!D;W5B;&4[(&9O;G0Z(#$P<'0@
M0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T97AT+6%L:6=N.B!L
M969T)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
M8F]R9&5R+6)O='1O;3H@0FQA8VL@,BXU<'0@9&]U8FQE.R!F;VYT.B`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@=&5X="UA;&EG;CH@
M<FEG:'0G/C8T/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A
M9&1I;F<M8F]T=&]M.B`R+C5P=#L@=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@
M,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO
M=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P861D:6YG+6)O='1O
M;3H@,BXU<'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@
M<W1Y;&4],T0G8F]R9&5R+6)O='1O;3H@0FQA8VL@,BXU<'0@9&]U8FQE.R!F
M;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@=&5X
M="UA;&EG;CH@;&5F="<^)#PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL
M93TS1"=B;W)D97(M8F]T=&]M.B!";&%C:R`R+C5P="!D;W5B;&4[(&9O;G0Z
M(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T97AT+6%L
M:6=N.B!R:6=H="<^,30L,34T/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T
M>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`R+C5P=#L@=&5X="UA;&EG;CH@;&5F
M=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G
M/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P861D
M:6YG+6)O='1O;3H@,BXU<'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G8F]R9&5R+6)O='1O;3H@0FQA8VL@,BXU<'0@
M9&]U8FQE.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9CL@=&5X="UA;&EG;CH@;&5F="<^)#PO=&0^/'1D(&YO=W)A<#TS1&YO
M=W)A<"!S='EL93TS1"=B;W)D97(M8F]T=&]M.B!";&%C:R`R+C5P="!D;W5B
M;&4[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF
M.R!T97AT+6%L:6=N.B!R:6=H="<^,30L,C8R/"]T9#X\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`R+C5P=#L@=&5X="UA
M;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68G/B8C,38P.SPO=&0^/"]T<CX-"CPO=&%B;&4^#0H-"CQP('-T
M>6QE/3-$)V9O;G0Z(#$P<'0O,3`N,#5P="!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68[(&UA<F=I;CH@,#L@=&5X="UA;&EG;CH@:G5S=&EF>2<^
M)B,Q-C`[)B,Q-C`[/"]P/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T
M<CX-"B`@("`\+W1A8FQE/@T*("`\+V)O9'D^#0H\+VAT;6P^#0H-"BTM+2TM
M+3U?3F5X=%!A<G1?9CDP-C-D,F%?,#-E-5\T.30T7V%B-#E?,C!E-#-D838Y
M83@V#0I#;VYT96YT+4QO8V%T:6]N.B!F:6QE.B\O+T,Z+V8Y,#8S9#)A7S`S
M935?-#DT-%]A8C0Y7S(P930S9&$V.6$X-B]7;W)K<VAE971S+U-H965T,S,N
M:'1M;`T*0V]N=&5N="U4<F%N<V9E<BU%;F-O9&EN9SH@<75O=&5D+7!R:6YT
M86)L90T*0V]N=&5N="U4>7!E.B!T97AT+VAT;6P[(&-H87)S970](G5S+6%S
M8VEI(@T*#0H\:'1M;#X-"B`@/&AE860^#0H@("`@/$U%5$$@:'1T<"UE<75I
M=CTS1$-O;G1E;G0M5'EP92!C;VYT96YT/3-$)W1E>'0O:'1M;#L@8VAA<G-E
M=#UU=&8M."<^/'-C<FEP="!T>7!E/3-$=&5X="]J879A<V-R:7!T('-R8STS
M1%-H;W<N:G,^+RH@1&\@3F]T(%)E;6]V92!4:&ES($-O;6UE;G0@*B\\+W-C
M<FEP=#X\+VAE860^#0H@(#QB;V1Y/@T*("`@(#QT86)L92!C;&%S<STS1')E
M<&]R="!I9#TS1$E$,$5-13X-"B`@("`@(#QT<CX-"B`@("`@("`@/'1H(&-L
M87-S/3-$=&P@8V]L<W!A;CTS1#$@<F]W<W!A;CTS1#(^/'-T<F]N9SY0<F5M
M:7-E<R!A;F0@17%U:7!M96YT("A486)L97,I/&)R/CPO<W1R;VYG/CPO=&@^
M#0H@("`@("`@(#QT:"!C;&%S<STS1'1H(&-O;'-P86X],T0Q/C$R($UO;G1H
M<R!%;F1E9#PO=&@^#0H@("`@("`\+W1R/@T*("`@("`@/'1R/@T*("`@("`@
M("`\=&@@8VQA<W,],T1T:#Y$96,N(#,Q+"`R,#$R/&)R/CPO=&@^#0H@("`@
M("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F4^#0H@("`@("`@(#QT9"!C
M;&%S<STS1'!L('9A;&EG;CTS1'1O<#X\<W1R;VYG/E!R;W!E<G1Y+"!0;&%N
M="!A;F0@17%U:7!M96YT(%M!8G-T<F%C=%T\+W-T<F]N9SX\+W1D/@T*("`@
M("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@
M("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')O/@T*("`@("`@("`\=&0@
M8VQA<W,],T1P;"!V86QI9VX],T1T;W`^4')E;6ES97,@86YD(&5Q=6EP;65N
M=#PO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'`@<W1Y;&4],T0G
M9F]N=#H@,3!P="]N;W)M86P@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF.R!M87)G:6XZ(#`[('1E>'0M86QI9VXZ(&QE9G0G/E!R96UI<V5S(&%N
M9"!E<75I<&UE;G0@870@1&5C96UB97(@,S$L#0HR,#$R(&%N9"`R,#$Q(&-O
M;G-I<W1E9"!O9B!T:&4@9F]L;&]W:6YG.CPO<#X-"@T*/'`@<W1Y;&4],T0G
M9F]N=#H@,3!P="\Q,"XP-7!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9CL@;6%R9VEN.B`P.R!T97AT+6%L:6=N.B!J=7-T:69Y)SXF(S$V,#L\
M+W`^#0H-"CQT86)L92!C96QL<&%D9&EN9STS1#`@8V5L;'-P86-I;F<],T0P
M('-T>6QE/3-$)V)O<F1E<BUC;VQL87!S93H@8V]L;&%P<V4[('=I9'1H.B`Q
M,#`E.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9B<^#0H\='(@<W1Y;&4],T0G=F5R=&EC86PM86QI9VXZ(&)O='1O;3L@9F]N
M=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/@T*("`@
M(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@:71A;&EC(#$P
M<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T97AT+6%L:6=N
M.B!J=7-T:69Y)SXH)"!I;B!T:&]U<V%N9',I/"]T9#X\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)V9O;G0Z(&)O;&0@,3!P="!#86QI8G)I+"!(96QV
M971I8V$L(%-A;G,M4V5R:68[('!A9&1I;F<M8F]T=&]M.B`Q<'0G/B8C,38P
M.SPO=&0^#0H@("`@/'1D(&-O;'-P86X],T0R(&YO=W)A<#TS1&YO=W)A<"!S
M='EL93TS1"=F;VYT.B!B;VQD(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF.R!T97AT+6%L:6=N.B!C96YT97([(&)O<F1E<BUB;W1T;VTZ
M($)L86-K(#%P="!S;VQI9"<^,C`Q,CPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A
M<"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@,7!T.R!F;VYT.B!B;VQD(#$P
M<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D
M/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ
M(#%P=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R
M:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&-O;'-P86X],T0R(&YO=W)A<#TS
M1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!C96YT97([(&)O<F1E<BUB
M;W1T;VTZ($)L86-K(#%P="!S;VQI9#L@9F]N=#H@,3!P="!#86QI8G)I+"!(
M96QV971I8V$L(%-A;G,M4V5R:68G/C(P,3$\+W1D/CQT9"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#%P=#L@9F]N=#H@,3!P
M="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^
M/"]T<CX-"CQT<B!S='EL93TS1"=V97)T:6-A;"UA;&EG;CH@8F]T=&]M.R!F
M;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^#0H@
M("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!J
M=7-T:69Y.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$
M)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF
M(S$V,#L\+W1D/@T*("`@(#QT9"!C;VQS<&%N/3-$,B!N;W=R87`],T1N;W=R
M87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@:G5S=&EF>3L@9F]N=#H@,3!P="!#
M86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D
M(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P
M/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!C;VQS<&%N
M/3-$,B!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@:G5S
M=&EF>3L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R
M:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F
M;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q
M-C`[/"]T9#X\+W1R/@T*/'1R('-T>6QE/3-$)W9E<G1I8V%L+6%L:6=N.B!B
M;W1T;VT[(&)A8VMG<F]U;F0M8V]L;W(Z(')G8B@R,#0L,C,X+#(U-2D[(&9O
M;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SX-"B`@
M("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W=I9'1H.B`X,"4[('1E
M>'0M86QI9VXZ(&IU<W1I9GD[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF)SY,86YD/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P
M('-T>6QE/3-$)W=I9'1H.B`Q)3L@9F]N=#H@8F]L9"`Q,'!T($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@
M;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W=I9'1H.B`Q)3L@9F]N=#H@8F]L
M9"`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@=&5X="UA
M;&EG;CH@;&5F="<^)#PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=W:61T:#H@-R4[(&9O;G0Z(&)O;&0@,3!P="!#86QI8G)I+"!(96QV971I
M8V$L(%-A;G,M4V5R:68[('1E>'0M86QI9VXZ(')I9VAT)SXR,RPS-3D\+W1D
M/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=VED=&@Z(#$E.R!F;VYT
M.B!B;VQD(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T
M97AT+6%L:6=N.B!L969T)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R
M87`@<W1Y;&4],T0G=VED=&@Z(#$E.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W
M<F%P/3-$;F]W<F%P('-T>6QE/3-$)W=I9'1H.B`Q)3L@=&5X="UA;&EG;CH@
M;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R
M:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=W
M:61T:#H@-R4[('1E>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^,C(L-S`P/"]T9#X\=&0@;F]W
M<F%P/3-$;F]W<F%P('-T>6QE/3-$)W=I9'1H.B`Q)3L@=&5X="UA;&EG;CH@
M;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R
M:68G/B8C,38P.SPO=&0^/"]T<CX-"CQT<B!S='EL93TS1"=V97)T:6-A;"UA
M;&EG;CH@8F]T=&]M.R!B86-K9W)O=6YD+6-O;&]R.B!7:&ET93L@9F]N=#H@
M,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/@T*("`@(#QT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@:G5S=&EF
M>3L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G
M/D)U:6QD:6YG<SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F
M;VYT.B!B;VQD(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF
M)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4]
M,T0G9F]N=#H@8F]L9"`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9CL@=&5X="UA;&EG;CH@;&5F="<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P
M/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(&)O;&0@,3!P="!#86QI8G)I+"!(
M96QV971I8V$L(%-A;G,M4V5R:68[('1E>'0M86QI9VXZ(')I9VAT)SXU."PV
M,#$\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@8F]L
M9"`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@=&5X="UA
M;&EG;CH@;&5F="<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T
M>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y
M;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(
M96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS
M1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!R:6=H=#L@9F]N=#H@,3!P
M="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/C4S+#@Q.#PO=&0^
M/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T
M.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^
M)B,Q-C`[/"]T9#X\+W1R/@T*/'1R('-T>6QE/3-$)W9E<G1I8V%L+6%L:6=N
M.B!B;W1T;VT[(&)A8VMG<F]U;F0M8V]L;W(Z(')G8B@R,#0L,C,X+#(U-2D[
M(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SX-
M"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ
M(&IU<W1I9GD[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF)SY&=7)N:71U<F4@86YD(&5Q=6EP;65N=#PO=&0^/'1D(&YO=W)A
M<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B!B;VQD(#$P<'0@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N
M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@8F]L9"`Q,'!T($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@=&5X="UA;&EG;CH@;&5F="<^
M)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z
M(&)O;&0@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[('1E
M>'0M86QI9VXZ(')I9VAT)SXS-"PQ-SD\+W1D/CQT9"!N;W=R87`],T1N;W=R
M87`@<W1Y;&4],T0G9F]N=#H@8F]L9"`Q,'!T($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9CL@=&5X="UA;&EG;CH@;&5F="<^)B,Q-C`[/"]T9#X\
M=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R
M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@
M9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C
M,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L
M:6=N.B!R:6=H=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68G/C,Q+#8Q.#PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL
M93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\+W1R/@T*/'1R('-T
M>6QE/3-$)W9E<G1I8V%L+6%L:6=N.B!B;W1T;VT[(&)A8VMG<F]U;F0M8V]L
M;W(Z(%=H:71E.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9B<^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T
M97AT+6%L:6=N.B!J=7-T:69Y.R!P861D:6YG+6)O='1O;3H@,7!T.R!F;VYT
M.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^3&5A<V5H
M;VQD(&EM<')O=F5M96YT<SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL
M93TS1"=F;VYT.B!B;VQD(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF.R!P861D:6YG+6)O='1O;3H@,7!T)SXF(S$V,#L\+W1D/@T*("`@
M(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G8F]R9&5R+6)O='1O;3H@
M0FQA8VL@,7!T('-O;&ED.R!F;VYT.B!B;VQD(#$P<'0@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF.R!T97AT+6%L:6=N.B!L969T)SXF(S$V,#L\
M+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G8F]R9&5R+6)O='1O
M;3H@0FQA8VL@,7!T('-O;&ED.R!F;VYT.B!B;VQD(#$P<'0@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T97AT+6%L:6=N.B!R:6=H="<^,2PY
M.#`\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB
M;W1T;VTZ(#%P=#L@9F]N=#H@8F]L9"`Q,'!T($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9CL@=&5X="UA;&EG;CH@;&5F="<^)B,Q-C`[/"]T9#X\
M=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`Q
M<'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF
M)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4]
M,T0G8F]R9&5R+6)O='1O;3H@0FQA8VL@,7!T('-O;&ED.R!F;VYT.B`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@=&5X="UA;&EG;CH@
M;&5F="<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$
M)V)O<F1E<BUB;W1T;VTZ($)L86-K(#%P="!S;VQI9#L@9F]N=#H@,3!P="!#
M86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[('1E>'0M86QI9VXZ(')I
M9VAT)SXR+#`P,SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P
M861D:6YG+6)O='1O;3H@,7!T.R!T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q
M,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T
M9#X\+W1R/@T*/'1R('-T>6QE/3-$)W9E<G1I8V%L+6%L:6=N.B!B;W1T;VT[
M(&)A8VMG<F]U;F0M8V]L;W(Z(')G8B@R,#0L,C,X+#(U-2D[(&9O;G0Z(#$P
M<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SX-"B`@("`\=&0@
M;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&IU<W1I9GD[
M(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF
M(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#M4;W1A;"!C;W-T/"]T9#X\=&0@;F]W
M<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(&)O;&0@,3!P="!#86QI8G)I
M+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D
M(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B!B;VQD(#$P<'0@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T97AT+6%L:6=N.B!L969T
M)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N
M=#H@8F]L9"`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@
M=&5X="UA;&EG;CH@<FEG:'0G/C$Q."PQ,3D\+W1D/CQT9"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G9F]N=#H@8F]L9"`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9CL@=&5X="UA;&EG;CH@;&5F="<^)B,Q-C`[/"]T
M9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@
M(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F
M=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G
M/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT
M+6%L:6=N.B!R:6=H=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68G/C$Q,"PQ,SD\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@
M<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I
M+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/"]T<CX-"CQT
M<B!S='EL93TS1"=V97)T:6-A;"UA;&EG;CH@8F]T=&]M.R!B86-K9W)O=6YD
M+6-O;&]R.B!7:&ET93L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68G/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4]
M,T0G=&5X="UA;&EG;CH@:G5S=&EF>3L@<&%D9&EN9RUB;W1T;VTZ(#%P=#L@
M9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/DQE
M<W,@86-C=6UU;&%T960@9&5P<F5C:6%T:6]N(&%N9"!A;6]R=&EZ871I;VX\
M+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@8F]L9"`Q
M,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@<&%D9&EN9RUB
M;W1T;VTZ(#%P="<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)V)O<F1E<BUB;W1T;VTZ($)L86-K(#%P="!S;VQI9#L@
M9F]N=#H@8F]L9"`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9CL@=&5X="UA;&EG;CH@;&5F="<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)V)O<F1E<BUB;W1T;VTZ($)L86-K(#%P="!S;VQI
M9#L@9F]N=#H@8F]L9"`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9CL@=&5X="UA;&EG;CH@<FEG:'0G/B@T,RPW-#@\+W1D/CQT9"!N;W=R
M87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#%P=#L@9F]N
M=#H@8F]L9"`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@
M=&5X="UA;&EG;CH@;&5F="<^*3PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S
M='EL93TS1"=P861D:6YG+6)O='1O;3H@,7!T.R!F;VYT.B`Q,'!T($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\
M=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V)O<F1E<BUB;W1T;VTZ($)L
M86-K(#%P="!S;VQI9#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68[('1E>'0M86QI9VXZ(&QE9G0G/B8C,38P.SPO=&0^/'1D
M(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=B;W)D97(M8F]T=&]M.B!";&%C
M:R`Q<'0@<V]L:60[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF.R!T97AT+6%L:6=N.B!R:6=H="<^*#0P+#$V-#PO=&0^/'1D
M(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@,7!T
M.R!T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9B<^*3PO=&0^/"]T<CX-"CQT<B!S='EL93TS1"=V
M97)T:6-A;"UA;&EG;CH@8F]T=&]M.R!B86-K9W)O=6YD+6-O;&]R.B!R9V(H
M,C`T+#(S."PR-34I.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9B<^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
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M;G,M4V5R:68[('!A9&1I;F<M8F]T=&]M.B`R+C5P="<^)B,Q-C`[/"]T9#X-
M"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V)O<F1E<BUB;W1T
M;VTZ($)L86-K(#(N-7!T(&1O=6)L93L@9F]N=#H@8F]L9"`Q,'!T($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@=&5X="UA;&EG;CH@;&5F="<^
M)#PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=B;W)D97(M8F]T
M=&]M.B!";&%C:R`R+C5P="!D;W5B;&4[(&9O;G0Z(&)O;&0@,3!P="!#86QI
M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[('1E>'0M86QI9VXZ(')I9VAT
M)SXW-"PS-S$\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D
M9&EN9RUB;W1T;VTZ(#(N-7!T.R!F;VYT.B!B;VQD(#$P<'0@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T97AT+6%L:6=N.B!L969T)SXF(S$V
M,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB
M;W1T;VTZ(#(N-7!T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)V)O<F1E<BUB;W1T;VTZ($)L86-K(#(N-7!T(&1O=6)L
M93L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[
M('1E>'0M86QI9VXZ(&QE9G0G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO
M=W)A<"!S='EL93TS1"=B;W)D97(M8F]T=&]M.B!";&%C:R`R+C5P="!D;W5B
M;&4[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF
M.R!T97AT+6%L:6=N.B!R:6=H="<^-CDL.3<U/"]T9#X\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`R+C5P=#L@=&5X="UA
M;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68G/B8C,38P.SPO=&0^/"]T<CX-"CPO=&%B;&4^#0H-"CQP('-T
M>6QE/3-$)V9O;G0Z(#$P<'0O;F]R;6%L($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9CL@;6%R9VEN.B`P.R!T97AT+6%L:6=N.B!J=7-T:69Y)SX\
M8CXF(S$V,#L\+V(^/"]P/@T*#0H\<"!S='EL93TS1"=F;VYT.B`Q,'!T+VYO
M<FUA;"!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[(&UA<F=I;CH@
M,#L@=&5X="UA;&EG;CH@:G5S=&EF>2<^/&(^)B,Q-C`[/"]B/CPO<#X\<W!A
M;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@/"]T86)L93X-"B`@
M/"]B;V1Y/@T*/"]H=&UL/@T*#0HM+2TM+2T]7TYE>'1087)T7V8Y,#8S9#)A
M7S`S935?-#DT-%]A8C0Y7S(P930S9&$V.6$X-@T*0V]N=&5N="U,;V-A=&EO
M;CH@9FEL93HO+R]#.B]F.3`V,V0R85\P,V4U7S0Y-#1?86(T.5\R,&4T,V1A
M-CEA.#8O5V]R:W-H965T<R]3:&5E=#,T+FAT;6P-"D-O;G1E;G0M5')A;G-F
M97(M16YC;V1I;F<Z('%U;W1E9"UP<FEN=&%B;&4-"D-O;G1E;G0M5'EP93H@
M=&5X="]H=&UL.R!C:&%R<V5T/2)U<RUA<V-I:2(-"@T*/&AT;6P^#0H@(#QH
M96%D/@T*("`@(#Q-151!(&AT='`M97%U:78],T1#;VYT96YT+51Y<&4@8V]N
M=&5N=#TS1"=T97AT+VAT;6P[(&-H87)S970]=71F+3@G/CQS8W)I<'0@='EP
M93TS1'1E>'0O:F%V87-C<FEP="!S<F,],T13:&]W+FIS/B\J($1O($YO="!2
M96UO=F4@5&AI<R!#;VUM96YT("HO/"]S8W)I<'0^/"]H96%D/@T*("`\8F]D
M>3X-"B`@("`\=&%B;&4@8VQA<W,],T1R97!O<G0@:60],T1)1#!%6D8^#0H@
M("`@("`\='(^#0H@("`@("`@(#QT:"!C;&%S<STS1'1L(&-O;'-P86X],T0Q
M(')O=W-P86X],T0R/CQS=')O;F<^1D1)0R!);F1E;6YI9FEC871I;VX@07-S
M970@*%1A8FQE<RD\8G(^/"]S=')O;F<^/"]T:#X-"B`@("`@("`@/'1H(&-L
M87-S/3-$=&@@8V]L<W!A;CTS1#$^,3(@36]N=&AS($5N9&5D/"]T:#X-"B`@
M("`@(#PO='(^#0H@("`@("`\='(^#0H@("`@("`@(#QT:"!C;&%S<STS1'1H
M/D1E8RX@,S$L(#(P,3(\8G(^/"]T:#X-"B`@("`@(#PO='(^#0H@("`@("`\
M='(@8VQA<W,],T1R93X-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N
M/3-$=&]P/CQS=')O;F<^1F1I8R!);F1E;6YI9FEC871I;VX@07-S970@5&%B
M;&5S/"]S=')O;F<^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\
M<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA
M<W,],T1R;SX-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P
M/D9$24,@:6YD96UN:69I8V%T:6]N(&%S<V5T(&-O;7!O;F5N=',\+W1D/@T*
M("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQP('-T>6QE/3-$)V9O;G0Z(#$P
M<'0O;F]R;6%L($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@;6%R
M9VEN.B`P.R!T97AT+6%L:6=N.B!L969T)SY!="!$96-E;6)E<B`S,2P@,C`Q
M,B!A;F0@,C`Q,2P@=&AE($9$24,-"FEN9&5M;FEF:6-A=&EO;B!A<W-E="!W
M87,@8V]M<')I<V5D(&]F('1H92!F;VQL;W=I;F<@8V]M<&]N96YT<SH\+W`^
M#0H-"CQP('-T>6QE/3-$)V9O;G0Z(#$P<'0O;F]R;6%L($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9CL@;6%R9VEN.B`P.R!T97AT+6%L:6=N.B!L
M969T.R!T97AT+6EN9&5N=#H@,"XR-6EN)SXF(S$V,#L\+W`^#0H-"CQT86)L
M92!C96QL<&%D9&EN9STS1#`@8V5L;'-P86-I;F<],T0P('-T>6QE/3-$)V)O
M<F1E<BUC;VQL87!S93H@8V]L;&%P<V4[('=I9'1H.B`Q,#`E.R!F;VYT.B`Q
M,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^#0H\='(@<W1Y
M;&4],T0G=F5R=&EC86PM86QI9VXZ(&)O='1O;3L@9F]N=#H@,3!P="!#86QI
M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/@T*("`@(#QT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@:71A;&EC(#$P<'0@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T97AT+6%L:6=N.B!L969T)SXH)"!I
M;B!T:&]U<V%N9',I/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$
M)V9O;G0Z(&)O;&0@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R
M:68[('!A9&1I;F<M8F]T=&]M.B`Q<'0G/B8C,38P.SPO=&0^#0H@("`@/'1D
M(&-O;'-P86X],T0R(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B!B
M;VQD(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T97AT
M+6%L:6=N.B!C96YT97([(&)O<F1E<BUB;W1T;VTZ($)L86-K(#%P="!S;VQI
M9"<^,C`Q,CPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P861D
M:6YG+6)O='1O;3H@,7!T.R!F;VYT.B!B;VQD(#$P<'0@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#%P=#L@9F]N=#H@,3!P
M="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^
M#0H@("`@/'1D(&-O;'-P86X],T0R(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=T97AT+6%L:6=N.B!C96YT97([(&)O<F1E<BUB;W1T;VTZ($)L86-K(#%P
M="!S;VQI9#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68G/C(P,3$\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
M<&%D9&EN9RUB;W1T;VTZ(#%P=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV
M971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/"]T<CX-"CQT<B!S='EL
M93TS1"=V97)T:6-A;"UA;&EG;CH@8F]T=&]M.R!B86-K9W)O=6YD+6-O;&]R
M.B!R9V(H,C`T+#(S."PR-34I.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9B<^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S
M='EL93TS1"=W:61T:#H@.#`E.R!T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q
M,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^4F5C96EV86)L
M92!R96QA=&5D('1O(&QO<W,@8VQA:6US(&EN8W5R<F5D+"!N;W0@>65T(')E
M:6UB=7)S960\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=VED
M=&@Z(#$E.R!F;VYT.B!B;VQD(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R
M87`@<W1Y;&4],T0G=VED=&@Z(#$E.R!F;VYT.B!B;VQD(#$P<'0@0V%L:6)R
M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T97AT+6%L:6=N.B!L969T)SXD
M/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W=I9'1H.B`W)3L@
M9F]N=#H@8F]L9"`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9CL@=&5X="UA;&EG;CH@<FEG:'0G/C,S+#`T,#PO=&0^/'1D(&YO=W)A<#TS
M1&YO=W)A<"!S='EL93TS1"=W:61T:#H@,24[(&9O;G0Z(&)O;&0@,3!P="!#
M86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[('1E>'0M86QI9VXZ(&QE
M9G0G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=W
M:61T:#H@,24[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@
M<W1Y;&4],T0G=VED=&@Z(#$E.R!T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q
M,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T
M9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W=I9'1H.B`W)3L@=&5X
M="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A
M+"!386YS+5-E<FEF)SXQ,RPS-S<\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@
M<W1Y;&4],T0G=VED=&@Z(#$E.R!T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q
M,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T
M9#X\+W1R/@T*/'1R('-T>6QE/3-$)W9E<G1I8V%L+6%L:6=N.B!B;W1T;VT[
M(&)A8VMG<F]U;F0M8V]L;W(Z(%=H:71E.R!F;VYT.B`Q,'!T($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9B<^#0H@("`@/'1D(&YO=W)A<#TS1&YO
M=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^4F5C96EV86)L92!R96QA
M=&5D('1O(&5S=&EM871E9"!F=71U<F4@8VQA:6US(&]N(&QO86YS/"]T9#X\
M=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(&)O;&0@,3!P="!#
M86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@
M("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B!B;VQD(#$P
M<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T97AT+6%L:6=N
M.B!L969T)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4]
M,T0G9F]N=#H@8F]L9"`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9CL@=&5X="UA;&EG;CH@<FEG:'0G/C8R+#`T-#PO=&0^/'1D(&YO=W)A
M<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B!B;VQD(#$P<'0@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T97AT+6%L:6=N.B!L969T)SXF(S$V
M,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P
M="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^
M#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N
M.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$
M)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9B<^.3`L,C<U/"]T9#X\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CPO='(^
M#0H\='(@<W1Y;&4],T0G=F5R=&EC86PM86QI9VXZ(&)O='1O;3L@8F%C:V=R
M;W5N9"UC;VQO<CH@<F=B*#(P-"PR,S@L,C4U*3L@9F]N=#H@,3!P="!#86QI
M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/@T*("`@(#QT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@<&%D9&EN9RUB
M;W1T;VTZ(#%P=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68G/E)E8V5I=F%B;&4@<F5L871E9"!T;R!E<W1I;6%T960@9G5T
M=7)E(&-L86EM<R!O;B!F;W)E8VQO<V5D(')E86P@97-T871E/"]T9#X\=&0@
M;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(&)O;&0@,3!P="!#86QI
M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[('!A9&1I;F<M8F]T=&]M.B`Q
M<'0G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL
M93TS1"=B;W)D97(M8F]T=&]M.B!";&%C:R`Q<'0@<V]L:60[(&9O;G0Z(&)O
M;&0@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[('1E>'0M
M86QI9VXZ(&QE9G0G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S
M='EL93TS1"=B;W)D97(M8F]T=&]M.B!";&%C:R`Q<'0@<V]L:60[(&9O;G0Z
M(&)O;&0@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[('1E
M>'0M86QI9VXZ(')I9VAT)SXW+#0W-3PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A
M<"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@,7!T.R!F;VYT.B!B;VQD(#$P
M<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T97AT+6%L:6=N
M.B!L969T)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4]
M,T0G<&%D9&EN9RUB;W1T;VTZ(#%P=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(
M96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO
M=W)A<#TS1&YO=W)A<"!S='EL93TS1"=B;W)D97(M8F]T=&]M.B!";&%C:R`Q
M<'0@<V]L:60[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF.R!T97AT+6%L:6=N.B!L969T)SXF(S$V,#L\+W1D/CQT9"!N;W=R
M87`],T1N;W=R87`@<W1Y;&4],T0G8F]R9&5R+6)O='1O;3H@0FQA8VL@,7!T
M('-O;&ED.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9CL@=&5X="UA;&EG;CH@<FEG:'0G/C$X+#`R-3PO=&0^/'1D(&YO=W)A
M<#TS1&YO=W)A<"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@,7!T.R!T97AT
M+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\+W1R/@T*/'1R('-T>6QE/3-$)W9E
M<G1I8V%L+6%L:6=N.B!B;W1T;VT[(&)A8VMG<F]U;F0M8V]L;W(Z(%=H:71E
M.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^
M#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N
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M;3H@,BXU<'0G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A
M<"!S='EL93TS1"=B;W)D97(M8F]T=&]M.B!";&%C:R`R+C5P="!D;W5B;&4[
M(&9O;G0Z(&)O;&0@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R
M:68[('1E>'0M86QI9VXZ(&QE9G0G/B0\+W1D/CQT9"!N;W=R87`],T1N;W=R
M87`@<W1Y;&4],T0G8F]R9&5R+6)O='1O;3H@0FQA8VL@,BXU<'0@9&]U8FQE
M.R!F;VYT.B!B;VQD(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF.R!T97AT+6%L:6=N.B!R:6=H="<^,3`R+#4U.3PO=&0^/'1D(&YO=W)A
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M/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G8F]R9&5R+6)O
M='1O;3H@0FQA8VL@,BXU<'0@9&]U8FQE.R!F;VYT.B`Q,'!T($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9CL@=&5X="UA;&EG;CH@;&5F="<^)B,Q
M-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V)O<F1E<BUB
M;W1T;VTZ($)L86-K(#(N-7!T(&1O=6)L93L@9F]N=#H@,3!P="!#86QI8G)I
M+"!(96QV971I8V$L(%-A;G,M4V5R:68[('1E>'0M86QI9VXZ(')I9VAT)SXQ
M,C$L-C<W/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I
M;F<M8F]T=&]M.B`R+C5P=#L@=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P
M="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^
M/"]T<CX-"CPO=&%B;&4^#0H-"CQP('-T>6QE/3-$)V9O;G0Z(#$P<'0O;F]R
M;6%L($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@;6%R9VEN.B`P
M.R!T97AT+6%L:6=N.B!L969T.R!T97AT+6EN9&5N=#H@,"XR-6EN)SXF(S$V
M,#L\+W`^#0H-"CQP('-T>6QE/3-$)V9O;G0Z(#$P<'0O;F]R;6%L($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@;6%R9VEN.B`P.R!T97AT+6%L
M:6=N.B!L969T.R!T97AT+6EN9&5N=#H@,"XR-6EN)SXF(S$V,#L\+W`^/'-P
M86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S
M/3-$<F4^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y2
M;VQL9F]R=V%R9"!O9B!T:&4@1D1)0R!I;F1E;6YI9FEC871I;VX@87-S970\
M+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQP('-T>6QE/3-$)V9O
M;G0Z(#$P<'0O;F]R;6%L($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9CL@;6%R9VEN.B`P.R!T97AT+6%L:6=N.B!L969T)SY4:&4@9F]L;&]W:6YG
M('!R97-E;G1S(&$@<F]L;&9O<G=A<F0@;V8-"G1H92!&1$E#(&EN9&5M;FEF
M:6-A=&EO;B!A<W-E="!S:6YC92!*86YU87)Y(#$L(#(P,3`N/"]P/@T*#0H\
M<"!S='EL93TS1"=F;VYT.B`Q,'!T+S$P+C`U<'0@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF.R!M87)G:6XZ(#`[('1E>'0M86QI9VXZ(&IU<W1I
M9GD[('1E>'0M:6YD96YT.B`P+C(U:6XG/B8C,38P.SPO<#X-"@T*/'1A8FQE
M(&-E;&QP861D:6YG/3-$,"!C96QL<W!A8VEN9STS1#`@<W1Y;&4],T0G8F]R
M9&5R+6-O;&QA<'-E.B!C;VQL87!S93L@=VED=&@Z(#$P,"4[(&9O;G0Z(#$P
M<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SX-"CQT<B!S='EL
M93TS1"=V97)T:6-A;"UA;&EG;CH@8F]T=&]M.R!F;VYT.B`Q,'!T($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^#0H@("`@/'1D(&YO=W)A<#TS
M1&YO=W)A<"!S='EL93TS1"=F;VYT.B!I=&%L:6,@,3!P="!#86QI8G)I+"!(
M96QV971I8V$L(%-A;G,M4V5R:68[('1E>'0M86QI9VXZ(&QE9G0G/B@D(&EN
M('1H;W5S86YD<RD\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
M9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C
M,38P.SPO=&0^#0H@("`@/'1D(&-O;'-P86X],T0R(&YO=W)A<#TS1&YO=W)A
M<"!S='EL93TS1"=T97AT+6%L:6=N.B!R:6=H=#L@9F]N=#H@,3!P="!#86QI
M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO
M=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\+W1R/@T*/'1R('-T
M>6QE/3-$)W9E<G1I8V%L+6%L:6=N.B!B;W1T;VT[(&)A8VMG<F]U;F0M8V]L
M;W(Z(')G8B@R,#0L,C,X+#(U-2D[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF)SX-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P
M('-T>6QE/3-$)W=I9'1H.B`Y,"4[('1E>'0M86QI9VXZ(&IU<W1I9GD[(&9O
M;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SY"86QA
M;F-E(&%T($IA;G5A<GD@,2P@,C`Q,#PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A
M<"!S='EL93TS1"=W:61T:#H@,24[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R
M87`],T1N;W=R87`@<W1Y;&4],T0G=VED=&@Z(#$E.R!T97AT+6%L:6=N.B!L
M969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9B<^)#PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=W:61T:#H@
M-R4[('1E>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9B<^,30S+#(R,3PO=&0^/'1D(&YO=W)A<#TS
M1&YO=W)A<"!S='EL93TS1"=W:61T:#H@,24[('1E>'0M86QI9VXZ(&QE9G0[
M(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF
M(S$V,#L\+W1D/CPO='(^#0H\='(@<W1Y;&4],T0G=F5R=&EC86PM86QI9VXZ
M(&)O='1O;3L@8F%C:V=R;W5N9"UC;VQO<CH@5VAI=&4[(&9O;G0Z(#$P<'0@
M0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SX-"B`@("`\=&0@;F]W
M<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&IU<W1I9GD[(&9O
M;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SY);F-R
M96%S92!R96QA=&5D('1O('5N9F%V;W)A8FQE(&-H86YG92!I;B!L;W-S(&5S
M=&EM871E<SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT
M.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[
M/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M
M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y
M;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF)SXS,"PT,3D\+W1D/CQT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P
M="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^
M/"]T<CX-"CQT<B!S='EL93TS1"=V97)T:6-A;"UA;&EG;CH@8F]T=&]M.R!B
M86-K9W)O=6YD+6-O;&]R.B!R9V(H,C`T+#(S."PR-34I.R!F;VYT.B`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^#0H@("`@/'1D(&YO
M=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!J=7-T:69Y.R!F
M;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^26YC
M<F5A<V4@<F5L871E9"!T;R!R96EM8G5R<V%B;&4@97AP96YS97,\+W1D/CQT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I
M+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D
M(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F
M;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q
M-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI
M9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9B<^,BPY,#`\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4]
M,T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV
M971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/"]T<CX-"CQT<B!S='EL
M93TS1"=V97)T:6-A;"UA;&EG;CH@8F]T=&]M.R!B86-K9W)O=6YD+6-O;&]R
M.B!7:&ET93L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68G/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X
M="UA;&EG;CH@:G5S=&EF>3L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I
M8V$L(%-A;G,M4V5R:68G/D-A<V@@<F5C96EV960\+W1D/CQT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I
M8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS
M1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\
M=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT
M.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^
M*#0V+#<R,3PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT
M+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9B<^*3PO=&0^/"]T<CX-"CQT<B!S='EL93TS1"=V97)T:6-A
M;"UA;&EG;CH@8F]T=&]M.R!B86-K9W)O=6YD+6-O;&]R.B!R9V(H,C`T+#(S
M."PR-34I.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9B<^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT
M+6%L:6=N.B!J=7-T:69Y.R!P861D:6YG+6)O='1O;3H@,7!T.R!F;VYT.B`Q
M,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^06-C<F5T:6]N
M(&]F(&QO86X@9&ES8V]U;G0\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y
M;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#%P=#L@9F]N=#H@,3!P="!#86QI8G)I
M+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D
M(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=B;W)D97(M8F]T=&]M.B!";&%C
M:R`Q<'0@<V]L:60[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF.R!T97AT+6%L:6=N.B!L969T)SXF(S$V,#L\+W1D/CQT9"!N
M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G8F]R9&5R+6)O='1O;3H@0FQA8VL@
M,7!T('-O;&ED.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9CL@=&5X="UA;&EG;CH@<FEG:'0G/B@V+#$P,#PO=&0^/'1D(&YO
M=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@,7!T.R!T
M97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9B<^*3PO=&0^/"]T<CX-"CQT<B!S='EL93TS1"=V97)T
M:6-A;"UA;&EG;CH@8F]T=&]M.R!B86-K9W)O=6YD+6-O;&]R.B!7:&ET93L@
M9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/@T*
M("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@
M:G5S=&EF>3L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68G/D)A;&%N8V4@870@1&5C96UB97(@,S$L(#(P,3`\+W1D/CQT9"!N
M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(
M96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO
M=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT
M.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)#PO=&0^
M/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!R:6=H
M=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G
M/C$R,RPW,3D\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X
M="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/"]T<CX-"CQT<B!S='EL93TS1"=V
M97)T:6-A;"UA;&EG;CH@8F]T=&]M.R!B86-K9W)O=6YD+6-O;&]R.B!R9V(H
M,C`T+#(S."PR-34I.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9B<^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=T97AT+6%L:6=N.B!J=7-T:69Y.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9B<^26YC<F5A<V4@<F5L871E9"!T;R!A8W%U
M:7-I=&EO;B!O9B!4:&4@0F%N:R!O9B!!<VAE=FEL;&4\+W1D/CQT9"!N;W=R
M87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV
M971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A
M<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q
M,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T
M9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I
M9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
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M)SX-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI
M9VXZ(&IU<W1I9GD[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF)SY);F-R96%S92!R96QA=&5D('1O('5N9F%V;W)A8FQE(&-H
M86YG92!I;B!L;W-S(&5S=&EM871E<SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A
M<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P
M('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R
M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R
M87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z
M(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXR.2PX,30\
M+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@
M;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R
M:68G/B8C,38P.SPO=&0^/"]T<CX-"CQT<B!S='EL93TS1"=V97)T:6-A;"UA
M;&EG;CH@8F]T=&]M.R!B86-K9W)O=6YD+6-O;&]R.B!R9V(H,C`T+#(S."PR
M-34I.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9B<^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L
M:6=N.B!J=7-T:69Y.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9B<^26YC<F5A<V4@<F5L871E9"!T;R!R96EM8G5R<V%B;&4@
M97AP96YS97,\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N
M=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P
M.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT
M+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T
M>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9B<^-2PW,C4\+W1D/CQT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P
M="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^
M/"]T<CX-"CQT<B!S='EL93TS1"=V97)T:6-A;"UA;&EG;CH@8F]T=&]M.R!B
M86-K9W)O=6YD+6-O;&]R.B!7:&ET93L@9F]N=#H@,3!P="!#86QI8G)I+"!(
M96QV971I8V$L(%-A;G,M4V5R:68G/@T*("`@(#QT9"!N;W=R87`],T1N;W=R
M87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@:G5S=&EF>3L@9F]N=#H@,3!P="!#
M86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/D-A<V@@<F5C96EV960\
M+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#
M86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@
M("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L
M969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E
M>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9B<^*#8Y+#,S.3PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A
M<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^*3PO=&0^/"]T<CX-"CQT<B!S
M='EL93TS1"=V97)T:6-A;"UA;&EG;CH@8F]T=&]M.R!B86-K9W)O=6YD+6-O
M;&]R.B!R9V(H,C`T+#(S."PR-34I.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9B<^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A
M<"!S='EL93TS1"=T97AT+6%L:6=N.B!J=7-T:69Y.R!F;VYT.B`Q,'!T($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^06-C<F5T:6]N(&]F(&QO
M86X@9&ES8V]U;G0\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
M9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C
M,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T
M97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P
M('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^*#DL,C<X/"]T9#X\=&0@;F]W
M<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z
M(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXI/"]T9#X\
M+W1R/@T*/'1R('-T>6QE/3-$)W9E<G1I8V%L+6%L:6=N.B!B;W1T;VT[(&)A
M8VMG<F]U;F0M8V]L;W(Z(%=H:71E.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9B<^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A
M<"!S='EL93TS1"=T97AT+6%L:6=N.B!J=7-T:69Y.R!P861D:6YG+6)O='1O
M;3H@,7!T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9B<^3W1H97(\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
M<&%D9&EN9RUB;W1T;VTZ(#%P=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV
M971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A
M<#TS1&YO=W)A<"!S='EL93TS1"=B;W)D97(M8F]T=&]M.B!";&%C:R`Q<'0@
M<V]L:60[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF.R!T97AT+6%L:6=N.B!L969T)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G8F]R9&5R+6)O='1O;3H@0FQA8VL@,7!T('-O
M;&ED.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9CL@=&5X="UA;&EG;CH@<FEG:'0G/B@Q+#$X,CPO=&0^/'1D(&YO=W)A<#TS
M1&YO=W)A<"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@,7!T.R!T97AT+6%L
M:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9B<^*3PO=&0^/"]T<CX-"CQT<B!S='EL93TS1"=V97)T:6-A;"UA
M;&EG;CH@8F]T=&]M.R!B86-K9W)O=6YD+6-O;&]R.B!R9V(H,C`T+#(S."PR
M-34I.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9B<^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L
M:6=N.B!J=7-T:69Y.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9B<^0F%L86YC92!A="!$96-E;6)E<B`S,2P@,C`Q,3PO=&0^
M/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\
M=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[
M(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXD
M/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ
M(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9B<^,3(Q+#8W-SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\+W1R/@T*/'1R('-T>6QE
M/3-$)W9E<G1I8V%L+6%L:6=N.B!B;W1T;VT[(&)A8VMG<F]U;F0M8V]L;W(Z
M(%=H:71E.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9B<^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT
M+6%L:6=N.B!J=7-T:69Y.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9B<^26YC<F5A<V4@<F5L871E9"!T;R!U;F9A=F]R86)L
M92!C:&%N9V5S(&EN(&QO<W,@97-T:6UA=&5S/"]T9#X\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A
M+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#
M86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D
M(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!R:6=H=#L@
M9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/C$V
M+#DX-#PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L
M:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9B<^)B,Q-C`[/"]T9#X\+W1R/@T*/'1R('-T>6QE/3-$)W9E<G1I
M8V%L+6%L:6=N.B!B;W1T;VT[(&)A8VMG<F]U;F0M8V]L;W(Z(')G8B@R,#0L
M,C,X+#(U-2D[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF)SX-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E
M>'0M86QI9VXZ(&IU<W1I9GD[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF)SY);F-R96%S92!R96QA=&5D('1O(')E:6UB=7)S
M86)L92!E>'!E;G-E<SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^
M)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$
M)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R
M87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXV+#DT-SPO=&0^/'1D(&YO
M=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT
M.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[
M/"]T9#X\+W1R/@T*/'1R('-T>6QE/3-$)W9E<G1I8V%L+6%L:6=N.B!B;W1T
M;VT[(&)A8VMG<F]U;F0M8V]L;W(Z(%=H:71E.R!F;VYT.B`Q,'!T($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^#0H@("`@/'1D(&YO=W)A<#TS
M1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!J=7-T:69Y.R!F;VYT.B`Q
M,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^0V%S:"!R96-E
M:79E9#PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q
M,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T
M9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI
M9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4]
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M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SX-"B`@("`\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&IU<W1I9GD[(&9O;G0Z(#$P
M<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SY!8V-R971I;VX@
M;V8@;&]A;B!D:7-C;W5N=#PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL
M93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE
M/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@
M0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXH,3,L,3<S/"]T9#X\
M=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[
M(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXI
M/"]T9#X\+W1R/@T*/'1R('-T>6QE/3-$)W9E<G1I8V%L+6%L:6=N.B!B;W1T
M;VT[(&)A8VMG<F]U;F0M8V]L;W(Z(%=H:71E.R!F;VYT.B`Q,'!T($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^#0H@("`@/'1D(&YO=W)A<#TS
M1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!J=7-T:69Y.R!P861D:6YG
M+6)O='1O;3H@,7!T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9B<^3W1H97(\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y
M;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#%P=#L@9F]N=#H@,3!P="!#86QI8G)I
M+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D
M(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=B;W)D97(M8F]T=&]M.B!";&%C
M:R`Q<'0@<V]L:60[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF.R!T97AT+6%L:6=N.B!L969T)SXF(S$V,#L\+W1D/CQT9"!N
M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G8F]R9&5R+6)O='1O;3H@0FQA8VL@
M,7!T('-O;&ED.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9CL@=&5X="UA;&EG;CH@<FEG:'0G/B@X,#PO=&0^/'1D(&YO=W)A
M<#TS1&YO=W)A<"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@,7!T.R!T97AT
M+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9B<^*3PO=&0^/"]T<CX-"CQT<B!S='EL93TS1"=V97)T:6-A
M;"UA;&EG;CH@8F]T=&]M.R!B86-K9W)O=6YD+6-O;&]R.B!R9V(H,C`T+#(S
M."PR-34I.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9B<^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT
M+6%L:6=N.B!J=7-T:69Y.R!P861D:6YG+6)O='1O;3H@,BXU<'0[(&9O;G0Z
M(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SY"86QA;F-E
M(&%T($1E8V5M8F5R(#,Q+"`R,#$R/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P
M('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`R+C5P=#L@9F]N=#H@,3!P="!#
M86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@
M("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=B;W)D97(M8F]T=&]M
M.B!";&%C:R`R+C5P="!D;W5B;&4[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF.R!T97AT+6%L:6=N.B!L969T)SXD/"]T9#X\
M=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V)O<F1E<BUB;W1T;VTZ($)L
M86-K(#(N-7!T(&1O=6)L93L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I
M8V$L(%-A;G,M4V5R:68[('1E>'0M86QI9VXZ(')I9VAT)SXQ,#(L-34Y/"]T
M9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M
M.B`R+C5P=#L@=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I
M+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/"]T<CX-"CPO
M=&%B;&4^#0H-"CQP('-T>6QE/3-$)V9O;G0Z(#$P<'0O;F]R;6%L($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@;6%R9VEN.B`P.R!T97AT+6%L
M:6=N.B!J=7-T:69Y.R!T97AT+6EN9&5N=#H@,"XR-6EN)SX\8CXF(S$V,#L\
M+V(^)B,Q-C`[/"]P/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-
M"B`@("`\+W1A8FQE/@T*("`\+V)O9'D^#0H\+VAT;6P^#0H-"BTM+2TM+3U?
M3F5X=%!A<G1?9CDP-C-D,F%?,#-E-5\T.30T7V%B-#E?,C!E-#-D838Y83@V
M#0I#;VYT96YT+4QO8V%T:6]N.B!F:6QE.B\O+T,Z+V8Y,#8S9#)A7S`S935?
M-#DT-%]A8C0Y7S(P930S9&$V.6$X-B]7;W)K<VAE971S+U-H965T,S4N:'1M
M;`T*0V]N=&5N="U4<F%N<V9E<BU%;F-O9&EN9SH@<75O=&5D+7!R:6YT86)L
M90T*0V]N=&5N="U4>7!E.B!T97AT+VAT;6P[(&-H87)S970](G5S+6%S8VEI
M(@T*#0H\:'1M;#X-"B`@/&AE860^#0H@("`@/$U%5$$@:'1T<"UE<75I=CTS
M1$-O;G1E;G0M5'EP92!C;VYT96YT/3-$)W1E>'0O:'1M;#L@8VAA<G-E=#UU
M=&8M."<^/'-C<FEP="!T>7!E/3-$=&5X="]J879A<V-R:7!T('-R8STS1%-H
M;W<N:G,^+RH@1&\@3F]T(%)E;6]V92!4:&ES($-O;6UE;G0@*B\\+W-C<FEP
M=#X\+VAE860^#0H@(#QB;V1Y/@T*("`@(#QT86)L92!C;&%S<STS1')E<&]R
M="!I9#TS1$E$,$5:1CX-"B`@("`@(#QT<CX-"B`@("`@("`@/'1H(&-L87-S
M/3-$=&P@8V]L<W!A;CTS1#$@<F]W<W!A;CTS1#(^/'-T<F]N9SY';V]D=VEL
M;"!A;F0@3W1H97(@26YT86YG:6)L92!!<W-E=',@*%1A8FQE<RD\8G(^/"]S
M=')O;F<^/"]T:#X-"B`@("`@("`@/'1H(&-L87-S/3-$=&@@8V]L<W!A;CTS
M1#$^,3(@36]N=&AS($5N9&5D/"]T:#X-"B`@("`@(#PO='(^#0H@("`@("`\
M='(^#0H@("`@("`@(#QT:"!C;&%S<STS1'1H/D1E8RX@,S$L(#(P,3(\8G(^
M/"]T:#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R93X-"B`@
M("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/CQS=')O;F<^1V]O
M9'=I;&P@06YD($]T:&5R($EN=&%N9VEB;&4@07-S971S(%1A8FQE<SPO<W1R
M;VYG/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S
M<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F\^
M#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y3=6UM87)Y
M(&]F('1H92!G<F]S<R!C87)R>6EN9R!A;6]U;G0@86YD(&%C8W5M=6QA=&5D
M(&%M;W)T:7IA=&EO;B!O9B!A;6]R=&EZ86)L92!I;G1A;F=I8FQE(&%S<V5T
M<R!A;F0@=&AE(&-A<G)Y:6YG(&%M;W5N="!O9B!U;F%M;W)T:7IE9"!I;G1A
M;F=I8FQE(&%S<V5T<SPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^
M/'`@<W1Y;&4],T0G9F]N=#H@,3!P="]N;W)M86P@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF.R!M87)G:6XZ(#`[('1E>'0M86QI9VXZ(&QE9G0G
M/CPO<#X-"@T*/'`@<W1Y;&4],T0G9F]N=#H@,3!P="\Q,"XP-7!T($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@;6%R9VEN.B`P.R!T97AT+6%L
M:6=N.B!J=7-T:69Y.R!T97AT+6EN9&5N=#H@,"XR-6EN)SXF(S$V,#L\+W`^
M#0H-"CQT86)L92!C96QL<&%D9&EN9STS1#`@8V5L;'-P86-I;F<],T0P('-T
M>6QE/3-$)V)O<F1E<BUC;VQL87!S93H@8V]L;&%P<V4[('=I9'1H.B`Q,#`E
M.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^
M#0H\='(@<W1Y;&4],T0G=F5R=&EC86PM86QI9VXZ(&)O='1O;3L@9F]N=#H@
M,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/@T*("`@(#QT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@:G5S=&EF
M>3L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G
M/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT
M.B!B;VQD(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!P
M861D:6YG+6)O='1O;3H@,7!T)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!C;VQS
M<&%N/3-$-B!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@8F]L9"`Q
M,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@=&5X="UA;&EG
M;CH@8V5N=&5R.R!B;W)D97(M8F]T=&]M.B!";&%C:R`Q<'0@<V]L:60G/D1E
M8V5M8F5R(#,Q+"`R,#$R/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE
M/3-$)W!A9&1I;F<M8F]T=&]M.B`Q<'0[(&9O;G0Z(&)O;&0@,3!P="!#86QI
M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO
M=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@,7!T.R!F
M;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q
M-C`[/"]T9#X-"B`@("`\=&0@8V]L<W!A;CTS1#8@;F]W<F%P/3-$;F]W<F%P
M('-T>6QE/3-$)W1E>'0M86QI9VXZ(&-E;G1E<CL@8F]R9&5R+6)O='1O;3H@
M0FQA8VL@,7!T('-O;&ED.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9B<^1&5C96UB97(@,S$L(#(P,3$\+W1D/CQT9"!N;W=R
M87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#%P=#L@9F]N
M=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P
M.SPO=&0^/"]T<CX-"CQT<B!S='EL93TS1"=V97)T:6-A;"UA;&EG;CH@8F]T
M=&]M.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9B<^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L
M:6=N.B!J=7-T:69Y.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9CL@8F]R9&5R+6)O='1O;3H@0FQA8VL@,7!T('-O;&ED)SX\
M<"!S='EL93TS1"=F;VYT.B`Q,'!T+S$P+C`U<'0@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF.R!M87)G:6XZ(#`[('1E>'0M86QI9VXZ(&IU<W1I
M9GDG/B8C,38P.SPO<#X\<"!S='EL93TS1"=F;VYT.B`Q,'!T+S$P+C`U<'0@
M0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!M87)G:6XZ(#`[('1E
M>'0M86QI9VXZ(&IU<W1I9GDG/CQI/B@D(&EN('1H;W5S86YD<RD\+VD^/"]P
M/CPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B!B;VQD
M(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!P861D:6YG
M+6)O='1O;3H@,7!T)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!C;VQS<&%N/3-$
M,B!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@8F]L9"`Q,'!T($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@=&5X="UA;&EG;CH@8V5N
M=&5R.R!B;W)D97(M8F]T=&]M.B!";&%C:R`Q<'0@<V]L:60G/D=R;W-S($-A
M<G)Y:6YG(#QB<B`O/@T*06UO=6YT/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P
M('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`Q<'0[(&9O;G0Z(&)O;&0@,3!P
M="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^
M/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B!B;VQD(#$P<'0@
M0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!P861D:6YG+6)O='1O
M;3H@,7!T)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!C;VQS<&%N/3-$,B!N;W=R
M87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@8F]L9"`Q,'!T($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9CL@=&5X="UA;&EG;CH@8V5N=&5R.R!B
M;W)D97(M8F]T=&]M.B!";&%C:R`Q<'0@<V]L:60G/D%C8W5M=6QA=&5D/&)R
M("\^#0H@06UO<G1I>F%T:6]N/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T
M>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`Q<'0[(&9O;G0Z(&)O;&0@,3!P="!#
M86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D
M(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@,7!T
M.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^
M)B,Q-C`[/"]T9#X-"B`@("`\=&0@8V]L<W!A;CTS1#(@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&-E;G1E<CL@8F]R9&5R+6)O='1O
M;3H@0FQA8VL@,7!T('-O;&ED.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9B<^1W)O<W,@0V%R<GEI;F<@/&)R("\^#0I!;6]U
M;G0\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB
M;W1T;VTZ(#%P=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL
M93TS1"=P861D:6YG+6)O='1O;3H@,7!T.R!F;VYT.B`Q,'!T($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@
M8V]L<W!A;CTS1#(@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI
M9VXZ(&-E;G1E<CL@8F]R9&5R+6)O='1O;3H@0FQA8VL@,7!T('-O;&ED.R!F
M;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^06-C
M=6UU;&%T960@/&)R("\^#0I!;6]R=&EZ871I;VX\+W1D/CQT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#%P=#L@9F]N=#H@
M,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO
M=&0^/"]T<CX-"CQT<B!S='EL93TS1"=V97)T:6-A;"UA;&EG;CH@8F]T=&]M
M.R!B86-K9W)O=6YD+6-O;&]R.B!R9V(H,C`T+#(S."PR-34I.R!F;VYT.B`Q
M,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^#0H@("`@/'1D
M(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!J=7-T:69Y
M.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^
M06UO<G1I>F5D(&EN=&%N9VEB;&4@87-S971S.CPO=&0^/'1D(&YO=W)A<#TS
M1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@
M0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[
M(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF
M(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA
M;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL
M93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE
M/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@
M0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@
M9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C
M,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q
M,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T
M9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI
M9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4]
M,T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#
M86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D
M(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@
M;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O
M;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V
M,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG
M;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4]
M,T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV
M971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/"]T<CX-"CQT<B!S='EL
M93TS1"=V97)T:6-A;"UA;&EG;CH@8F]T=&]M.R!B86-K9W)O=6YD+6-O;&]R
M.B!7:&ET93L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68G/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=VED
M=&@Z(#8P)3L@=&5X="UA;&EG;CH@:G5S=&EF>3L@9F]N=#H@,3!P="!#86QI
M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.R8C,38P.R8C,38P
M.T-U<W1O;65R(&QI<W1S/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE
M/3-$)W=I9'1H.B`Q)3L@9F]N=#H@8F]L9"`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P
M/3-$;F]W<F%P('-T>6QE/3-$)W=I9'1H.B`Q)3L@9F]N=#H@8F]L9"`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@=&5X="UA;&EG;CH@
M;&5F="<^)#PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=W:61T
M:#H@-R4[(&9O;G0Z(&)O;&0@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68[('1E>'0M86QI9VXZ(')I9VAT)SXV-S@\+W1D/CQT9"!N;W=R
M87`],T1N;W=R87`@<W1Y;&4],T0G=VED=&@Z(#$E.R!F;VYT.B!B;VQD(#$P
M<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T97AT+6%L:6=N
M.B!L969T)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4]
M,T0G=VED=&@Z(#$E.R!F;VYT.B!B;VQD(#$P<'0@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G=VED=&@Z(#$E.R!F;VYT.B!B;VQD(#$P<'0@
M0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T97AT+6%L:6=N.B!L
M969T)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
M=VED=&@Z(#<E.R!F;VYT.B!B;VQD(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A
M+"!386YS+5-E<FEF.R!T97AT+6%L:6=N.B!R:6=H="<^-#$W/"]T9#X\=&0@
M;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W=I9'1H.B`Q)3L@9F]N=#H@8F]L
M9"`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@=&5X="UA
M;&EG;CH@;&5F="<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T
M>6QE/3-$)W=I9'1H.B`Q)3L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I
M8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS
M1&YO=W)A<"!S='EL93TS1"=W:61T:#H@,24[('1E>'0M86QI9VXZ(&QE9G0[
M(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXD
M/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W=I9'1H.B`W)3L@
M=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF)SXV-S@\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@
M<W1Y;&4],T0G=VED=&@Z(#$E.R!T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q
M,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T
M9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W=I9'1H.B`Q)3L@9F]N
M=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P
M.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=W:61T
M:#H@,24[('1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G=VED=&@Z(#<E.R!T97AT+6%L:6=N.B!R:6=H
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M971I8V$L(%-A;G,M4V5R:68G/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@
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M;3H@,7!T)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@
M<W1Y;&4],T0G8F]R9&5R+6)O='1O;3H@0FQA8VL@,7!T('-O;&ED.R!F;VYT
M.B!B;VQD(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T
M97AT+6%L:6=N.B!L969T)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R
M87`@<W1Y;&4],T0G8F]R9&5R+6)O='1O;3H@0FQA8VL@,7!T('-O;&ED.R!F
M;VYT.B!B;VQD(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF
M.R!T97AT+6%L:6=N.B!R:6=H="<^-RPY-S0\+W1D/CQT9"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#%P=#L@9F]N=#H@8F]L
M9"`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@=&5X="UA
M;&EG;CH@;&5F="<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T
M>6QE/3-$)V9O;G0Z(&)O;&0@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68[('!A9&1I;F<M8F]T=&]M.B`Q<'0G/B8C,38P.SPO=&0^#0H@
M("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=B;W)D97(M8F]T=&]M
M.B!";&%C:R`Q<'0@<V]L:60[(&9O;G0Z(&)O;&0@,3!P="!#86QI8G)I+"!(
M96QV971I8V$L(%-A;G,M4V5R:68[('1E>'0M86QI9VXZ(&QE9G0G/B8C,38P
M.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=B;W)D97(M8F]T
M=&]M.B!";&%C:R`Q<'0@<V]L:60[(&9O;G0Z(&)O;&0@,3!P="!#86QI8G)I
M+"!(96QV971I8V$L(%-A;G,M4V5R:68[('1E>'0M86QI9VXZ(')I9VAT)SXU
M+#$R.#PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P861D:6YG
M+6)O='1O;3H@,7!T.R!F;VYT.B!B;VQD(#$P<'0@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF.R!T97AT+6%L:6=N.B!L969T)SXF(S$V,#L\+W1D
M/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ
M(#%P=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R
M:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL
M93TS1"=B;W)D97(M8F]T=&]M.B!";&%C:R`Q<'0@<V]L:60[(&9O;G0Z(#$P
M<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T97AT+6%L:6=N
M.B!L969T)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4]
M,T0G8F]R9&5R+6)O='1O;3H@0FQA8VL@,7!T('-O;&ED.R!F;VYT.B`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@=&5X="UA;&EG;CH@
M<FEG:'0G/C<L.#8W/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$
M)W!A9&1I;F<M8F]T=&]M.B`Q<'0[('1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z
M(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\
M+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T
M;VTZ(#%P=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S
M='EL93TS1"=B;W)D97(M8F]T=&]M.B!";&%C:R`Q<'0@<V]L:60[(&9O;G0Z
M(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T97AT+6%L
M:6=N.B!L969T)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y
M;&4],T0G8F]R9&5R+6)O='1O;3H@0FQA8VL@,7!T('-O;&ED.R!F;VYT.B`Q
M,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@=&5X="UA;&EG
M;CH@<FEG:'0G/C0L,CDQ/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE
M/3-$)W!A9&1I;F<M8F]T=&]M.B`Q<'0[('1E>'0M86QI9VXZ(&QE9G0[(&9O
M;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V
M,#L\+W1D/CPO='(^#0H\='(@<W1Y;&4],T0G=F5R=&EC86PM86QI9VXZ(&)O
M='1O;3L@8F%C:V=R;W5N9"UC;VQO<CH@5VAI=&4[(&9O;G0Z(#$P<'0@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SX-"B`@("`\=&0@;F]W<F%P
M/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&IU<W1I9GD[('!A9&1I
M;F<M8F]T=&]M.B`R+C5P=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I
M8V$L(%-A;G,M4V5R:68G/B8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P
M.R8C,38P.R8C,38P.R8C,38P.U1O=&%L/"]T9#X\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)V9O;G0Z(&)O;&0@,3!P="!#86QI8G)I+"!(96QV971I
M8V$L(%-A;G,M4V5R:68[('!A9&1I;F<M8F]T=&]M.B`R+C5P="<^)B,Q-C`[
M/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V)O<F1E
M<BUB;W1T;VTZ($)L86-K(#(N-7!T(&1O=6)L93L@9F]N=#H@8F]L9"`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@=&5X="UA;&EG;CH@
M;&5F="<^)#PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=B;W)D
M97(M8F]T=&]M.B!";&%C:R`R+C5P="!D;W5B;&4[(&9O;G0Z(&)O;&0@,3!P
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M861D:6YG+6)O='1O;3H@,BXU<'0G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO
M=W)A<#TS1&YO=W)A<"!S='EL93TS1"=B;W)D97(M8F]T=&]M.B!";&%C:R`R
M+C5P="!D;W5B;&4[(&9O;G0Z(&)O;&0@,3!P="!#86QI8G)I+"!(96QV971I
M8V$L(%-A;G,M4V5R:68[('1E>'0M86QI9VXZ(&QE9G0G/B8C,38P.SPO=&0^
M/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=B;W)D97(M8F]T=&]M.B!"
M;&%C:R`R+C5P="!D;W5B;&4[(&9O;G0Z(&)O;&0@,3!P="!#86QI8G)I+"!(
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M<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y
M;&4],T0G8F]R9&5R+6)O='1O;3H@0FQA8VL@,BXU<'0@9&]U8FQE.R!F;VYT
M.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@=&5X="UA
M;&EG;CH@;&5F="<^)#PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=B;W)D97(M8F]T=&]M.B!";&%C:R`R+C5P="!D;W5B;&4[(&9O;G0Z(#$P
M<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T97AT+6%L:6=N
M.B!R:6=H="<^."PU-#4\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4]
M,T0G<&%D9&EN9RUB;W1T;VTZ(#(N-7!T.R!T97AT+6%L:6=N.B!L969T.R!F
M;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q
M-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M
M8F]T=&]M.B`R+C5P=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO
M=W)A<"!S='EL93TS1"=B;W)D97(M8F]T=&]M.B!";&%C:R`R+C5P="!D;W5B
M;&4[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF
M.R!T97AT+6%L:6=N.B!L969T)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G8F]R9&5R+6)O='1O;3H@0FQA8VL@,BXU<'0@9&]U
M8FQE.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9CL@=&5X="UA;&EG;CH@<FEG:'0G/C0L-C0X/"]T9#X\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`R+C5P=#L@=&5X="UA
M;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68G/B8C,38P.SPO=&0^/"]T<CX-"CQT<B!S='EL93TS1"=V97)T
M:6-A;"UA;&EG;CH@8F]T=&]M.R!B86-K9W)O=6YD+6-O;&]R.B!R9V(H,C`T
M+#(S."PR-34I.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9B<^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T
M97AT+6%L:6=N.B!J=7-T:69Y.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R
M87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI
M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO
M=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!R:6=H=#L@9F]N
M=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P
M.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N
M.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$
M)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF
M(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
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M.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[
M/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@
M0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*
M("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@
M;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R
M:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T
M97AT+6%L:6=N.B!R:6=H=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I
M8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A
M<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W
M<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R
M87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@
M,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO
M=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!R
M:6=H=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R
M:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T
M97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\+W1R/@T*/'1R('-T>6QE/3-$
M)W9E<G1I8V%L+6%L:6=N.B!B;W1T;VT[(&)A8VMG<F]U;F0M8V]L;W(Z(%=H
M:71E.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9B<^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L
M:6=N.B!J=7-T:69Y.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9B<^56YA;6]R=&EZ960@:6YT86YG:6)L92!A<W-E=',Z/"]T
M9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@
M(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F
M=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G
M/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT
M+6%L:6=N.B!R:6=H=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S
M='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P
M/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P
M="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^
M/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!R:6=H
M=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G
M/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT
M+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T
M>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y
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M.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^
M)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z
M(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\
M+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA
M;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL
M93TS1"=T97AT+6%L:6=N.B!R:6=H=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(
M96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS
M1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\
M+W1R/@T*/'1R('-T>6QE/3-$)W9E<G1I8V%L+6%L:6=N.B!B;W1T;VT[(&)A
M8VMG<F]U;F0M8V]L;W(Z(')G8B@R,#0L,C,X+#(U-2D[(&9O;G0Z(#$P<'0@
M0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SX-"B`@("`\=&0@;F]W
M<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&IU<W1I9GD[('!A
M9&1I;F<M8F]T=&]M.B`R+C5P=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV
M971I8V$L(%-A;G,M4V5R:68G/B8C,38P.R8C,38P.R8C,38P.T=O;V1W:6QL
M/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(&)O;&0@
M,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[('!A9&1I;F<M
M8F]T=&]M.B`R+C5P="<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)V)O<F1E<BUB;W1T;VTZ($)L86-K(#(N-7!T(&1O
M=6)L93L@9F]N=#H@8F]L9"`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9CL@=&5X="UA;&EG;CH@;&5F="<^)#PO=&0^/'1D(&YO=W)A<#TS
M1&YO=W)A<"!S='EL93TS1"=B;W)D97(M8F]T=&]M.B!";&%C:R`R+C5P="!D
M;W5B;&4[(&9O;G0Z(&)O;&0@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68[('1E>'0M86QI9VXZ(')I9VAT)SXV-2PX,S4\+W1D/CQT9"!N
M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#(N-7!T
M.R!F;VYT.B!B;VQD(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF.R!T97AT+6%L:6=N.B!L969T)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#(N-7!T.R!F;VYT
M.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[
M/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I
M;F<M8F]T=&]M.B`R+C5P=#L@=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P
M="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^
M/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@
M,BXU<'0[('1E>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P
M/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`R+C5P=#L@=&5X
M="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S
M='EL93TS1"=P861D:6YG+6)O='1O;3H@,BXU<'0[(&9O;G0Z(#$P<'0@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@
M(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G8F]R9&5R+6)O='1O;3H@
M0FQA8VL@,BXU<'0@9&]U8FQE.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9CL@=&5X="UA;&EG;CH@;&5F="<^)#PO=&0^/'1D
M(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=B;W)D97(M8F]T=&]M.B!";&%C
M:R`R+C5P="!D;W5B;&4[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A
M+"!386YS+5-E<FEF.R!T97AT+6%L:6=N.B!R:6=H="<^-C4L.#,U/"]T9#X\
M=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`R
M+C5P=#L@=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(
M96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS
M1&YO=W)A<"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@,BXU<'0[(&9O;G0Z
M(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\
M+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN
M9RUB;W1T;VTZ(#(N-7!T.R!T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\
M=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`R
M+C5P=#L@=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#(N-7!T.R!T97AT
M+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\+W1R/@T*/"]T86)L93X-"@T*/'`@
M<W1Y;&4],T0G9F]N=#H@,3!P="]N;W)M86P@0V%L:6)R:2P@2&5L=F5T:6-A
M+"!386YS+5-E<FEF.R!M87)G:6XZ(#`[('1E>'0M86QI9VXZ(&QE9G0G/B8C
M,38P.SPO<#X-"@T*/'`@<W1Y;&4],T0G9F]N=#H@,3!P="]N;W)M86P@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!M87)G:6XZ(#`[('1E>'0M
M86QI9VXZ(&QE9G0G/B8C,38P.SPO<#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@
M("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R93X-"B`@("`@("`@/'1D
M(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/E1H92!E<W1I;6%T960@86UO<G1I
M>F%T:6]N(&5X<&5N<V4@9F]R('1H92!F:79E('-U8V-E961I;F<@9FES8V%L
M('EE87)S/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<"!S='EL
M93TS1"=F;VYT.B`Q,'!T+S$P+C`U<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF.R!M87)G:6XZ(#`[('1E>'0M86QI9VXZ(&IU<W1I9GD[('1E
M>'0M:6YD96YT.B`P+C(U:6XG/CPO<#X-"@T*/'1A8FQE(&-E;&QP861D:6YG
M/3-$,"!C96QL<W!A8VEN9STS1#`@86QI9VX],T1C96YT97(@<W1Y;&4],T0G
M8F]R9&5R+6-O;&QA<'-E.B!C;VQL87!S93L@=VED=&@Z(#4P)3L@9F]N=#H@
M,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/@T*/'1R('-T
M>6QE/3-$)W9E<G1I8V%L+6%L:6=N.B!B;W1T;VT[(&9O;G0Z(#$P<'0@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SX-"B`@("`\=&0@;F]W<F%P
M/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(&ET86QI8R`Q,'!T($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9CL@8F]R9&5R+6)O='1O;3H@0FQA8VL@
M,7!T('-O;&ED.R!T97AT+6%L:6=N.B!L969T.R!V97)T:6-A;"UA;&EG;CH@
M8F]T=&]M)SX\<"!S='EL93TS1"=F;VYT.B`Q,'!T+S$P+C`U<'0@0V%L:6)R
M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!M87)G:6XZ(#`G/CQI/B@D(&EN
M('1H;W5S86YD<RD\+VD^/"]P/B`-"CPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A
M<"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@,7!T.R!F;VYT.B`Q,'!T($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@
M("`\=&0@8V]L<W!A;CTS1#(@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E
M>'0M86QI9VXZ(&-E;G1E<CL@8F]R9&5R+6)O='1O;3H@0FQA8VL@,7!T('-O
M;&ED.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9B<^17-T:6UA=&5D(#QB<B`O/D%M;W)T:7IA=&EO;B!%>'!E;G-E/"]T9#X\
M=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`Q
M<'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF
M)SXF(S$V,#L\+W1D/CPO='(^#0H\='(@<W1Y;&4],T0G=F5R=&EC86PM86QI
M9VXZ(&)O='1O;3L@8F%C:V=R;W5N9"UC;VQO<CH@<F=B*#(P-"PR,S@L,C4U
M*3L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G
M/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=VED=&@Z(#@V
M)3L@=&5X="UA;&EG;CH@;&5F=#L@<&%D9&EN9RUL969T.B`V96T[(&9O;G0Z
M(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!V97)T:6-A
M;"UA;&EG;CH@8F]T=&]M)SXR,#$S/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P
M('-T>6QE/3-$)W=I9'1H.B`U)3L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV
M971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A
M<#TS1&YO=W)A<"!S='EL93TS1"=W:61T:#H@,24[('1E>'0M86QI9VXZ(&QE
M9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF
M)SXD/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W=I9'1H.B`W
M)3L@=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF)SXW.3<\+W1D/CQT9"!N;W=R87`],T1N;W=R
M87`@<W1Y;&4],T0G=VED=&@Z(#$E.R!T97AT+6%L:6=N.B!L969T.R!F;VYT
M.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[
M/"]T9#X\+W1R/@T*/'1R('-T>6QE/3-$)W9E<G1I8V%L+6%L:6=N.B!B;W1T
M;VT[(&)A8VMG<F]U;F0M8V]L;W(Z(%=H:71E.R!F;VYT.B`Q,'!T($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^#0H@("`@/'1D(&YO=W)A<#TS
M1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!P861D:6YG+6QE
M9G0Z(#9E;3L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68[('9E<G1I8V%L+6%L:6=N.B!B;W1T;VTG/C(P,30\+W1D/CQT9"!N
M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(
M96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO
M=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT
M.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[
M/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ
M(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9B<^-CDS/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E
M>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A
M+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CPO='(^#0H\='(@<W1Y;&4],T0G
M=F5R=&EC86PM86QI9VXZ(&)O='1O;3L@8F%C:V=R;W5N9"UC;VQO<CH@<F=B
M*#(P-"PR,S@L,C4U*3L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68G/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4]
M,T0G=&5X="UA;&EG;CH@;&5F=#L@<&%D9&EN9RUL969T.B`V96T[(&9O;G0Z
M(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!V97)T:6-A
M;"UA;&EG;CH@8F]T=&]M)SXR,#$U/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P
M('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@
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M.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^
M)B,Q-C`[/"]T9#X\+W1R/@T*/'1R('-T>6QE/3-$)W9E<G1I8V%L+6%L:6=N
M.B!B;W1T;VT[(&)A8VMG<F]U;F0M8V]L;W(Z(%=H:71E.R!F;VYT.B`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^#0H@("`@/'1D(&YO
M=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!P861D
M:6YG+6QE9G0Z(#9E;3L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68[('9E<G1I8V%L+6%L:6=N.B!B;W1T;VTG/C(P,38\+W1D
M/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI
M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@
M/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T
M.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^
M)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M
M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
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M971I8V$L(%-A;G,M4V5R:68G/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@
M<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@<&%D9&EN9RUL969T.B`V96T[
M(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!V
M97)T:6-A;"UA;&EG;CH@8F]T=&]M)SXR,#$W/"]T9#X\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A
M+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#
M86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D
M(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!R:6=H=#L@
M9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/C,R
M,3PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N
M.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9B<^)B,Q-C`[/"]T9#X\+W1R/@T*/'1R('-T>6QE/3-$)W9E<G1I8V%L
M+6%L:6=N.B!B;W1T;VT[(&)A8VMG<F]U;F0M8V]L;W(Z(%=H:71E.R!F;VYT
M.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^#0H@("`@
M/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T
M.R!P861D:6YG+6)O='1O;3H@,7!T.R!P861D:6YG+6QE9G0Z(#5E;3L@9F]N
M=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[('9E<G1I
M8V%L+6%L:6=N.B!B;W1T;VTG/E1H97)E869T97(\+W1D/CQT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#%P=#L@9F]N=#H@
M,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO
M=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=B;W)D97(M
M8F]T=&]M.B!";&%C:R`Q<'0@<V]L:60[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T97AT+6%L:6=N.B!L969T)SXF(S$V
M,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G8F]R9&5R+6)O
M='1O;3H@0FQA8VL@,7!T('-O;&ED.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9CL@=&5X="UA;&EG;CH@<FEG:'0G/C@X/"]T
M9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M
M.B`Q<'0[('1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CPO='(^#0H\='(@
M<W1Y;&4],T0G=F5R=&EC86PM86QI9VXZ(&)O='1O;3L@8F%C:V=R;W5N9"UC
M;VQO<CH@<F=B*#(P-"PR,S@L,C4U*3L@9F]N=#H@,3!P="!#86QI8G)I+"!(
M96QV971I8V$L(%-A;G,M4V5R:68G/@T*("`@(#QT9"!N;W=R87`],T1N;W=R
M87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@<&%D9&EN9RUB;W1T;VTZ
M(#(N-7!T.R!P861D:6YG+6QE9G0Z(#9E;3L@9F]N=#H@,3!P="!#86QI8G)I
M+"!(96QV971I8V$L(%-A;G,M4V5R:68[('9E<G1I8V%L+6%L:6=N.B!B;W1T
M;VTG/B8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P
M.R8C,38P.R8C,38P.U1O=&%L/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T
M>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`R+C5P=#L@9F]N=#H@,3!P="!#86QI
M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@
M/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=B;W)D97(M8F]T=&]M.B!"
M;&%C:R`R+C5P="!D;W5B;&4[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T
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M/@T*#0H\<"!S='EL93TS1"=F;VYT.B`Q,'!T+S$P+C`U<'0@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF.R!M87)G:6XZ(#`[('1E>'0M86QI9VXZ
M(&IU<W1I9GDG/CQB/B8C,38P.SPO8CX\+W`^/'-P86X^/"]S<&%N/CPO=&0^
M#0H@("`@("`\+W1R/@T*("`@(#PO=&%B;&4^#0H@(#PO8F]D>3X-"CPO:'1M
M;#X-"@T*+2TM+2TM/5].97AT4&%R=%]F.3`V,V0R85\P,V4U7S0Y-#1?86(T
M.5\R,&4T,V1A-CEA.#8-"D-O;G1E;G0M3&]C871I;VXZ(&9I;&4Z+R\O0SHO
M9CDP-C-D,F%?,#-E-5\T.30T7V%B-#E?,C!E-#-D838Y83@V+U=O<FMS:&5E
M=',O4VAE970S-BYH=&UL#0I#;VYT96YT+51R86YS9F5R+45N8V]D:6YG.B!Q
M=6]T960M<')I;G1A8FQE#0I#;VYT96YT+51Y<&4Z('1E>'0O:'1M;#L@8VAA
M<G-E=#TB=7,M87-C:6DB#0H-"CQH=&UL/@T*("`\:&5A9#X-"B`@("`\3454
M02!H='1P+65Q=6EV/3-$0V]N=&5N="U4>7!E(&-O;G1E;G0],T0G=&5X="]H
M=&UL.R!C:&%R<V5T/75T9BTX)SX\<V-R:7!T('1Y<&4],T1T97AT+VIA=F%S
M8W)I<'0@<W)C/3-$4VAO=RYJ<SXO*B!$;R!.;W0@4F5M;W9E(%1H:7,@0V]M
M;65N="`J+SPO<V-R:7!T/CPO:&5A9#X-"B`@/&)O9'D^#0H@("`@/'1A8FQE
M(&-L87-S/3-$<F5P;W)T(&ED/3-$240P15=!04,^#0H@("`@("`\='(^#0H@
M("`@("`@(#QT:"!C;&%S<STS1'1L(&-O;'-P86X],T0Q(')O=W-P86X],T0R
M/CQS=')O;F<^26YC;VUE(%1A>&5S("A486)L97,I/&)R/CPO<W1R;VYG/CPO
M=&@^#0H@("`@("`@(#QT:"!C;&%S<STS1'1H(&-O;'-P86X],T0Q/C$R($UO
M;G1H<R!%;F1E9#PO=&@^#0H@("`@("`\+W1R/@T*("`@("`@/'1R/@T*("`@
M("`@("`\=&@@8VQA<W,],T1T:#Y$96,N(#,Q+"`R,#$R/&)R/CPO=&@^#0H@
M("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F4^#0H@("`@("`@(#QT
M9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#X\<W1R;VYG/DEN8V]M92!487@@
M1&ES8VQO<W5R92!;06)S=')A8W1=/"]S=')O;F<^/"]T9#X-"B`@("`@("`@
M/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO
M='(^#0H@("`@("`\='(@8VQA<W,],T1R;SX-"B`@("`@("`@/'1D(&-L87-S
M/3-$<&P@=F%L:6=N/3-$=&]P/DEN8V]M92!T87@@86QL;V-A=&EO;CPO=&0^
M#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'`@<W1Y;&4],T0G9F]N=#H@
M,3!P="\Q,"XP-7!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@
M;6%R9VEN.B`P.R!T97AT+6%L:6=N.B!J=7-T:69Y.R!T97AT+6EN9&5N=#H@
M,"XR-6EN)SXF(S$V,#LF(S$V,#L\+W`^#0H-"CQT86)L92!C96QL<&%D9&EN
M9STS1#`@8V5L;'-P86-I;F<],T0P('-T>6QE/3-$)V)O<F1E<BUC;VQL87!S
M93H@8V]L;&%P<V4[('=I9'1H.B`Q,#`E.R!F;VYT.B`Q,'!T($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9B<^#0H\='(@<W1Y;&4],T0G=F5R=&EC
M86PM86QI9VXZ(&)O='1O;3L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I
M8V$L(%-A;G,M4V5R:68G/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y
M;&4],T0G9F]N=#H@:71A;&EC(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF.R!T97AT+6%L:6=N.B!J=7-T:69Y)SXH26X@=&AO=7-A;F1S
M*3PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B!B;VQD
M(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!P861D:6YG
M+6)O='1O;3H@,7!T)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!C;VQS<&%N/3-$
M,B!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@8F]L9"`Q,'!T($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@=&5X="UA;&EG;CH@8V5N
M=&5R.R!B;W)D97(M8F]T=&]M.B!";&%C:R`Q<'0@<V]L:60G/C(P,3(\+W1D
M/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ
M(#%P=#L@9F]N=#H@8F]L9"`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE
M/3-$)W!A9&1I;F<M8F]T=&]M.B`Q<'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!C
M;VQS<&%N/3-$,B!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG
M;CH@8V5N=&5R.R!B;W)D97(M8F]T=&]M.B!";&%C:R`Q<'0@<V]L:60[(&9O
M;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXR,#$Q
M/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T
M=&]M.B`Q<'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4]
M,T0G<&%D9&EN9RUB;W1T;VTZ(#%P=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(
M96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&-O
M;'-P86X],T0R(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N
M.B!C96YT97([(&)O<F1E<BUB;W1T;VTZ($)L86-K(#%P="!S;VQI9#L@9F]N
M=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/C(P,3`\
M+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T
M;VTZ(#%P=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68G/B8C,38P.SPO=&0^/"]T<CX-"CQT<B!S='EL93TS1"=V97)T:6-A
M;"UA;&EG;CH@8F]T=&]M.R!B86-K9W)O=6YD+6-O;&]R.B!R9V(H,C`T+#(S
M."PR-34I.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9B<^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT
M.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@=&5X="UA
M;&EG;CH@:G5S=&EF>2<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P
M('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@
M<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68[('1E>'0M86QI9VXZ(&QE9G0G/B8C,38P.SPO=&0^/'1D(&YO=W)A
M<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9CL@=&5X="UA;&EG;CH@<FEG:'0G/B8C,38P.SPO
M=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@=&5X="UA;&EG;CH@;&5F
M="<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O
M;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V
M,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N
M=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[('1E>'0M
M86QI9VXZ(&QE9G0G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S
M='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9CL@=&5X="UA;&EG;CH@<FEG:'0G/B8C,38P.SPO=&0^/'1D(&YO=W)A
M<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9CL@=&5X="UA;&EG;CH@;&5F="<^)B,Q-C`[/"]T
M9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@
M(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI
M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[('1E>'0M86QI9VXZ(&QE9G0G
M/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT
M.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@=&5X="UA
M;&EG;CH@<FEG:'0G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S
M='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9CL@=&5X="UA;&EG;CH@;&5F="<^)B,Q-C`[/"]T9#X\+W1R/@T*/'1R
M('-T>6QE/3-$)W9E<G1I8V%L+6%L:6=N.B!B;W1T;VT[(&)A8VMG<F]U;F0M
M8V]L;W(Z(%=H:71E.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9B<^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=W:61T:#H@-S`E.R!T97AT+6%L:6=N.B!J=7-T:69Y.R!F;VYT.B`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^06QL;V-A=&5D('1O
M(&YE="!I;F-O;64\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
M=VED=&@Z(#$E.R!F;VYT.B!B;VQD(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A
M+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G=VED=&@Z(#$E.R!F;VYT.B!B;VQD(#$P<'0@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T97AT+6%L:6=N.B!L969T
M)SXD/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W=I9'1H.B`W
M)3L@9F]N=#H@8F]L9"`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9CL@=&5X="UA;&EG;CH@<FEG:'0G/B@Q-BPY-3(\+W1D/CQT9"!N;W=R
M87`],T1N;W=R87`@<W1Y;&4],T0G=VED=&@Z(#$E.R!F;VYT.B!B;VQD(#$P
M<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T97AT+6%L:6=N
M.B!L969T)SXI/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W=I
M9'1H.B`Q)3L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S
M='EL93TS1"=W:61T:#H@,24[('1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P
M<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D
M/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=VED=&@Z(#<E.R!T97AT
M+6%L:6=N.B!R:6=H=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68G/C<L,S<P/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T
M>6QE/3-$)W=I9'1H.B`Q)3L@=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P
M="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^
M/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=W:61T:#H@,24[(&9O;G0Z
M(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\
M+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=VED=&@Z
M(#$E.R!T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)W=I9'1H.B`W)3L@=&5X="UA;&EG;CH@<FEG:'0[
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M971I8V$L(%-A;G,M4V5R:68G/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@
M<W1Y;&4],T0G=&5X="UA;&EG;CH@:G5S=&EF>3L@9F]N=#H@,3!P="!#86QI
M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/D%L;&]C871E9"!T;R!S=&]C
M:VAO;&1E<G,F(S@R,3<[(&5Q=6ET>2P@9F]R('5N<F5A;&EZ960@:&]L9&EN
M9R!G86EN+VQO<W,@;VX@/&)R("\^)B,Q-C`[)B,Q-C`[)B,Q-C`[9&5B="!A
M;F0@97%U:71Y('-E8W5R:71I97,@9F]R(&9I;F%N8VEA;"!R97!O<G1I;F<@
M<'5R<&]S97,\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N
M=#H@8F]L9"`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^
M)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$
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M,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X
M="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S
M='EL93TS1"=T97AT+6%L:6=N.B!R:6=H=#L@9F]N=#H@,3!P="!#86QI8G)I
M+"!(96QV971I8V$L(%-A;G,M4V5R:68G/C4U-#PO=&0^/'1D(&YO=W)A<#TS
M1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\
M=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R
M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@
M9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C
M,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L
M:6=N.B!R:6=H=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68G/C(U,3PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\+W1R/@T*/'1R('-T>6QE
M/3-$)W9E<G1I8V%L+6%L:6=N.B!B;W1T;VT[(&)A8VMG<F]U;F0M8V]L;W(Z
M(%=H:71E.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9B<^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT
M+6%L:6=N.B!J=7-T:69Y.R!P861D:6YG+6)O='1O;3H@,7!T.R!F;VYT.B`Q
M,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^06QL;V-A=&5D
M('1O('-T;V-K:&]L9&5R<R8C.#(Q-SL@97%U:71Y+"!F;W(@=&%X(&5X<&5N
M<V4@*&)E;F5F:70I(&]F('!E;G-I;VX@;&EA8FEL:71I97,\+W1D/CQT9"!N
M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@8F]L9"`Q,'!T($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@<&%D9&EN9RUB;W1T;VTZ(#%P
M="<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE
M/3-$)V)O<F1E<BUB;W1T;VTZ($)L86-K(#%P="!S;VQI9#L@9F]N=#H@8F]L
M9"`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@=&5X="UA
M;&EG;CH@;&5F="<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T
M>6QE/3-$)V)O<F1E<BUB;W1T;VTZ($)L86-K(#%P="!S;VQI9#L@9F]N=#H@
M8F]L9"`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@=&5X
M="UA;&EG;CH@<FEG:'0G/C4L.#(T/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P
M('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`Q<'0[(&9O;G0Z(&)O;&0@,3!P
M="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[('1E>'0M86QI9VXZ
M(&QE9G0G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=P861D:6YG+6)O='1O;3H@,7!T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W
M<F%P/3-$;F]W<F%P('-T>6QE/3-$)V)O<F1E<BUB;W1T;VTZ($)L86-K(#%P
M="!S;VQI9#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68[('1E>'0M86QI9VXZ(&QE9G0G/B8C,38P.SPO=&0^/'1D(&YO=W)A
M<#TS1&YO=W)A<"!S='EL93TS1"=B;W)D97(M8F]T=&]M.B!";&%C:R`Q<'0@
M<V]L:60[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF.R!T97AT+6%L:6=N.B!R:6=H="<^*#(L.3$R/"]T9#X\=&0@;F]W<F%P
M/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`Q<'0[('1E>'0M
M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF)SXI/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$
M)W!A9&1I;F<M8F]T=&]M.B`Q<'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R
M87`],T1N;W=R87`@<W1Y;&4],T0G8F]R9&5R+6)O='1O;3H@0FQA8VL@,7!T
M('-O;&ED.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9CL@=&5X="UA;&EG;CH@;&5F="<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P
M/3-$;F]W<F%P('-T>6QE/3-$)V)O<F1E<BUB;W1T;VTZ($)L86-K(#%P="!S
M;VQI9#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R
M:68[('1E>'0M86QI9VXZ(')I9VAT)SXH-C@X/"]T9#X\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`Q<'0[('1E>'0M86QI
M9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF)SXI/"]T9#X\+W1R/@T*/'1R('-T>6QE/3-$)W9E<G1I8V%L+6%L
M:6=N.B!B;W1T;VT[(&)A8VMG<F]U;F0M8V]L;W(Z(')G8B@R,#0L,C,X+#(U
M-2D[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF
M)SX-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI
M9VXZ(&IU<W1I9GD[('!A9&1I;F<M8F]T=&]M.B`R+C5P=#L@9F]N=#H@,3!P
M="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.R8C,38P
M.R8C,38P.R8C,38P.U1O=&%L(&EN8V]M92!T87@@97AP96YS92`H8F5N969I
M="D\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@8F]L
M9"`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@<&%D9&EN
M9RUB;W1T;VTZ(#(N-7!T)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G8F]R9&5R+6)O='1O;3H@0FQA8VL@,BXU<'0@
M9&]U8FQE.R!F;VYT.B!B;VQD(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF.R!T97AT+6%L:6=N.B!L969T)SXD/"]T9#X\=&0@;F]W<F%P
M/3-$;F]W<F%P('-T>6QE/3-$)V)O<F1E<BUB;W1T;VTZ($)L86-K(#(N-7!T
M(&1O=6)L93L@9F]N=#H@8F]L9"`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9CL@=&5X="UA;&EG;CH@<FEG:'0G/B@Q,2PS-C4\+W1D/CQT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#(N
M-7!T.R!F;VYT.B!B;VQD(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF.R!T97AT+6%L:6=N.B!L969T)SXI/"]T9#X\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`R+C5P=#L@9F]N=#H@
M,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO
M=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=B;W)D97(M
M8F]T=&]M.B!";&%C:R`R+C5P="!D;W5B;&4[(&9O;G0Z(#$P<'0@0V%L:6)R
M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T97AT+6%L:6=N.B!L969T)SXF
M(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G8F]R9&5R
M+6)O='1O;3H@0FQA8VL@,BXU<'0@9&]U8FQE.R!F;VYT.B`Q,'!T($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@=&5X="UA;&EG;CH@<FEG:'0G
M/C4L,#$R/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I
M;F<M8F]T=&]M.B`R+C5P=#L@=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P
M="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^
M/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@
M,BXU<'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y
M;&4],T0G8F]R9&5R+6)O='1O;3H@0FQA8VL@,BXU<'0@9&]U8FQE.R!F;VYT
M.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@=&5X="UA
M;&EG;CH@;&5F="<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T
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M;VYT.B`Q,'!T+S$P+C`U<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF.R!M87)G:6XZ(#`[('1E>'0M86QI9VXZ(&IU<W1I9GDG/B8C,38P.SPO
M<#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@
M8VQA<W,],T1R93X-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$
M=&]P/D-O;7!O;F5N=',@;V8@26YC;VUE('1A>"!E>'!E;G-E/"]T9#X-"B`@
M("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<"!S='EL93TS1"=F;VYT.B`Q,'!T
M+S$P+C`U<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!M87)G
M:6XZ(#`[('1E>'0M86QI9VXZ(&IU<W1I9GDG/CPO<#X-"@T*/'1A8FQE(&-E
M;&QP861D:6YG/3-$,"!C96QL<W!A8VEN9STS1#`@<W1Y;&4],T0G8F]R9&5R
M+6-O;&QA<'-E.B!C;VQL87!S93L@=VED=&@Z(#$P,"4[(&9O;G0Z(#$P<'0@
M0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SX-"CQT<B!S='EL93TS
M1"=V97)T:6-A;"UA;&EG;CH@8F]T=&]M.R!F;VYT.B`Q,'!T($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9B<^#0H@("`@/'1D(&YO=W)A<#TS1&YO
M=W)A<"!S='EL93TS1"=F;VYT.B!I=&%L:6,@,3!P="!#86QI8G)I+"!(96QV
M971I8V$L(%-A;G,M4V5R:68[('1E>'0M86QI9VXZ(&IU<W1I9GDG/B@D(&EN
M('1H;W5S86YD<RD\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
M9F]N=#H@8F]L9"`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9CL@<&%D9&EN9RUB;W1T;VTZ(#%P="<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@
M8V]L<W!A;CTS1#(@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(&)O
M;&0@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[('1E>'0M
M86QI9VXZ(&-E;G1E<CL@8F]R9&5R+6)O='1O;3H@0FQA8VL@,7!T('-O;&ED
M)SXR,#$R/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I
M;F<M8F]T=&]M.B`Q<'0[(&9O;G0Z(&)O;&0@,3!P="!#86QI8G)I+"!(96QV
M971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO
M=W)A<"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@,7!T.R!F;VYT.B`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-
M"B`@("`\=&0@8V]L<W!A;CTS1#(@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$
M)W1E>'0M86QI9VXZ(&-E;G1E<CL@8F]R9&5R+6)O='1O;3H@0FQA8VL@,7!T
M('-O;&ED.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9B<^,C`Q,3PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P
M861D:6YG+6)O='1O;3H@,7!T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`Q<'0[(&9O;G0Z(#$P<'0@
M0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*
M("`@(#QT9"!C;VQS<&%N/3-$,B!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
M=&5X="UA;&EG;CH@8V5N=&5R.R!B;W)D97(M8F]T=&]M.B!";&%C:R`Q<'0@
M<V]L:60[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF)SXR,#$P/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A
M9&1I;F<M8F]T=&]M.B`Q<'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CPO='(^#0H\='(@<W1Y;&4]
M,T0G=F5R=&EC86PM86QI9VXZ(&)O='1O;3L@9F]N=#H@,3!P="!#86QI8G)I
M+"!(96QV971I8V$L(%-A;G,M4V5R:68G/@T*("`@(#QT9"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@:G5S=&EF>3L@9F]N=#H@,3!P
M="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^
M/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\
M=&0@8V]L<W!A;CTS1#(@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M
M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T
M>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
M9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C
M,38P.SPO=&0^#0H@("`@/'1D(&-O;'-P86X],T0R(&YO=W)A<#TS1&YO=W)A
M<"!S='EL93TS1"=T97AT+6%L:6=N.B!R:6=H=#L@9F]N=#H@,3!P="!#86QI
M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO
M=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A
M+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!C;VQS<&%N/3-$
M,B!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[
M(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF
M(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@
M,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO
M=&0^/"]T<CX-"CQT<B!S='EL93TS1"=V97)T:6-A;"UA;&EG;CH@8F]T=&]M
M.R!B86-K9W)O=6YD+6-O;&]R.B!R9V(H,C`T+#(S."PR-34I.R!F;VYT.B`Q
M,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^#0H@("`@/'1D
M(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=W:61T:#H@-S`E.R!T97AT+6%L
M:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9B<^0W5R<F5N="8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P
M.RT@1F5D97)A;#PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=W
M:61T:#H@,24[(&9O;G0Z(&)O;&0@,3!P="!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO
M=W)A<"!S='EL93TS1"=W:61T:#H@,24[(&9O;G0Z(&)O;&0@,3!P="!#86QI
M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[('1E>'0M86QI9VXZ(&QE9G0G
M/B0\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=VED=&@Z(#<E
M.R!F;VYT.B!B;VQD(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF.R!T97AT+6%L:6=N.B!R:6=H="<^*#@L-#`Q/"]T9#X\=&0@;F]W<F%P
M/3-$;F]W<F%P('-T>6QE/3-$)W=I9'1H.B`Q)3L@9F]N=#H@8F]L9"`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@=&5X="UA;&EG;CH@
M;&5F="<^*3PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=W:61T
M:#H@,24[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y
M;&4],T0G=VED=&@Z(#$E.R!T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\
M=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W=I9'1H.B`W)3L@=&5X="UA
M;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF)SXY+#(P-#PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL
M93TS1"=W:61T:#H@,24[('1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@
M0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=VED=&@Z(#$E.R!F;VYT.B`Q
M,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T
M9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W=I9'1H.B`Q
M)3L@=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV
M971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO
M=W)A<"!S='EL93TS1"=W:61T:#H@-R4[('1E>'0M86QI9VXZ(')I9VAT.R!F
M;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^,C4L
M,S4S/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W=I9'1H.B`Q
M)3L@=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV
M971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/"]T<CX-"CQT<B!S='EL
M93TS1"=V97)T:6-A;"UA;&EG;CH@8F]T=&]M.R!B86-K9W)O=6YD+6-O;&]R
M.B!7:&ET93L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68G/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X
M="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68G/B8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C
M,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P
M.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.RT@4W1A=&4\
M+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@8F]L9"`Q
M,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T
M9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(&)O
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M+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#
M86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@
M("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L
M969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E
M>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9B<^,BPP.30\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@
M<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I
M+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A
M<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P
M/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P
M<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D
M/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG
M:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF
M)SXS+#@P-SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT
M+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\+W1R/@T*/'1R('-T>6QE/3-$)W9E
M<G1I8V%L+6%L:6=N.B!B;W1T;VT[(&)A8VMG<F]U;F0M8V]L;W(Z(')G8B@R
M,#0L,C,X+#(U-2D[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF)SX-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$
M)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF)SY$969E<G)E9"8C,38P.R8C,38P.R8C,38P.RT@
M1F5D97)A;#PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT
M.B!B;VQD(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF
M(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
M9F]N=#H@8F]L9"`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9CL@=&5X="UA;&EG;CH@;&5F="<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)V9O;G0Z(&)O;&0@,3!P="!#86QI8G)I+"!(96QV
M971I8V$L(%-A;G,M4V5R:68[('1E>'0M86QI9VXZ(')I9VAT)SXH-2PY,30\
M+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@8F]L9"`Q
M,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@=&5X="UA;&EG
M;CH@;&5F="<^*3PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F
M;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q
M-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E
M>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A
M+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@
M<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R
M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXH,RPR,S0\+W1D/CQT9"!N;W=R
M87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@
M,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/BD\+W1D/CQT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I
M+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D
M(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F
M;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q
M-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI
M9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9B<^*#(Q+#`Y,CPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL
M93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9B<^*3PO=&0^/"]T<CX-"CQT<B!S='EL93TS
M1"=V97)T:6-A;"UA;&EG;CH@8F]T=&]M.R!B86-K9W)O=6YD+6-O;&]R.B!7
M:&ET93L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R
M:68G/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA
M;&EG;CH@;&5F=#L@<&%D9&EN9RUB;W1T;VTZ(#%P=#L@9F]N=#H@,3!P="!#
M86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.R8C,38P.R8C
M,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P
M.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C
M,38P.R8C,38P.RT@4W1A=&4\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y
M;&4],T0G9F]N=#H@8F]L9"`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9CL@<&%D9&EN9RUB;W1T;VTZ(#%P="<^)B,Q-C`[/"]T9#X-"B`@
M("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V)O<F1E<BUB;W1T;VTZ
M($)L86-K(#%P="!S;VQI9#L@9F]N=#H@8F]L9"`Q,'!T($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9CL@=&5X="UA;&EG;CH@;&5F="<^)B,Q-C`[
M/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V)O<F1E<BUB;W1T
M;VTZ($)L86-K(#%P="!S;VQI9#L@9F]N=#H@8F]L9"`Q,'!T($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9CL@=&5X="UA;&EG;CH@<FEG:'0G/B@R
M+#4Y-#PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P861D:6YG
M+6)O='1O;3H@,7!T.R!F;VYT.B!B;VQD(#$P<'0@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF.R!T97AT+6%L:6=N.B!L969T)SXI/"]T9#X\=&0@
M;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`Q<'0[
M(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF
M(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
M8F]R9&5R+6)O='1O;3H@0FQA8VL@,7!T('-O;&ED.R!F;VYT.B`Q,'!T($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@=&5X="UA;&EG;CH@;&5F
M="<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V)O
M<F1E<BUB;W1T;VTZ($)L86-K(#%P="!S;VQI9#L@9F]N=#H@,3!P="!#86QI
M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[('1E>'0M86QI9VXZ(')I9VAT
M)SXH-CDT/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I
M;F<M8F]T=&]M.B`Q<'0[('1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@
M0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXI/"]T9#X\=&0@;F]W
M<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`Q<'0[(&9O
M;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V
M,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G8F]R
M9&5R+6)O='1O;3H@0FQA8VL@,7!T('-O;&ED.R!F;VYT.B`Q,'!T($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@=&5X="UA;&EG;CH@;&5F="<^
M)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V)O<F1E
M<BUB;W1T;VTZ($)L86-K(#%P="!S;VQI9#L@9F]N=#H@,3!P="!#86QI8G)I
M+"!(96QV971I8V$L(%-A;G,M4V5R:68[('1E>'0M86QI9VXZ(')I9VAT)SXH
M,RPQ,#@\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN
M9RUB;W1T;VTZ(#%P=#L@=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#
M86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/BD\+W1D/CPO='(^#0H\
M='(@<W1Y;&4],T0G=F5R=&EC86PM86QI9VXZ(&)O='1O;3L@8F%C:V=R;W5N
M9"UC;VQO<CH@<F=B*#(P-"PR,S@L,C4U*3L@9F]N=#H@,3!P="!#86QI8G)I
M+"!(96QV971I8V$L(%-A;G,M4V5R:68G/@T*("`@(#QT9"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@:G5S=&EF>3L@<&%D9&EN9RUB
M;W1T;VTZ(#(N-7!T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9B<^)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[5&]T
M86P\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@8F]L
M9"`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@<&%D9&EN
M9RUB;W1T;VTZ(#(N-7!T)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G8F]R9&5R+6)O='1O;3H@0FQA8VL@,BXU<'0@
M9&]U8FQE.R!F;VYT.B!B;VQD(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF.R!T97AT+6%L:6=N.B!L969T)SXD/"]T9#X\=&0@;F]W<F%P
M/3-$;F]W<F%P('-T>6QE/3-$)V)O<F1E<BUB;W1T;VTZ($)L86-K(#(N-7!T
M(&1O=6)L93L@9F]N=#H@8F]L9"`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9CL@=&5X="UA;&EG;CH@<FEG:'0G/B@Q-BPU.3(\+W1D/CQT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#(N
M-7!T.R!F;VYT.B!B;VQD(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF.R!T97AT+6%L:6=N.B!L969T)SXI/"]T9#X\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`R+C5P=#L@9F]N=#H@
M,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO
M=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=B;W)D97(M
M8F]T=&]M.B!";&%C:R`R+C5P="!D;W5B;&4[(&9O;G0Z(#$P<'0@0V%L:6)R
M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T97AT+6%L:6=N.B!L969T)SXF
M(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G8F]R9&5R
M+6)O='1O;3H@0FQA8VL@,BXU<'0@9&]U8FQE.R!F;VYT.B`Q,'!T($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@=&5X="UA;&EG;CH@<FEG:'0G
M/C<L,S<P/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I
M;F<M8F]T=&]M.B`R+C5P=#L@=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P
M="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^
M/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@
M,BXU<'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y
M;&4],T0G8F]R9&5R+6)O='1O;3H@0FQA8VL@,BXU<'0@9&]U8FQE.R!F;VYT
M.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@=&5X="UA
M;&EG;CH@;&5F="<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T
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M;VYT.B`Q,'!T+VYO<FUA;"!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R
M:68[(&UA<F=I;CH@,#L@=&5X="UA;&EG;CH@;&5F="<^)B,Q-C`[/"]P/CQS
M<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S
M<STS1')O/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^
M1&5F97)R960@=&%X(&%S<V5T<R!A;F0@;&EA8FEL:71I97,\+W1D/@T*("`@
M("`@("`\=&0@8VQA<W,],T1T97AT/CQP('-T>6QE/3-$)V9O;G0Z(#$P<'0O
M,3`N,#5P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[(&UA<F=I
M;CH@,#L@=&5X="UA;&EG;CH@:G5S=&EF>2<^/"]P/@T*#0H\=&%B;&4@8V5L
M;'!A9&1I;F<],T0P(&-E;&QS<&%C:6YG/3-$,"!S='EL93TS1"=B;W)D97(M
M8V]L;&%P<V4Z(&-O;&QA<'-E.R!W:61T:#H@,3`P)3L@9F]N=#H@,3!P="!#
M86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/@T*/'1R('-T>6QE/3-$
M)W9E<G1I8V%L+6%L:6=N.B!B;W1T;VT[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF)SX-"B`@("`\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)V9O;G0Z(&ET86QI8R`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9CL@=&5X="UA;&EG;CH@:G5S=&EF>2<^*$EN('1H
M;W5S86YD<RD\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N
M=#H@8F]L9"`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@
M<&%D9&EN9RUB;W1T;VTZ(#%P="<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@8V]L
M<W!A;CTS1#(@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(&)O;&0@
M,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[('1E>'0M86QI
M9VXZ(&-E;G1E<CL@8F]R9&5R+6)O='1O;3H@0FQA8VL@,7!T('-O;&ED)SXR
M,#$R/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M
M8F]T=&]M.B`Q<'0[(&9O;G0Z(&)O;&0@,3!P="!#86QI8G)I+"!(96QV971I
M8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A
M<"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@,7!T.R!F;VYT.B`Q,'!T($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@
M("`\=&0@8V]L<W!A;CTS1#(@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E
M>'0M86QI9VXZ(&-E;G1E<CL@8F]R9&5R+6)O='1O;3H@0FQA8VL@,7!T('-O
M;&ED.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9B<^,C`Q,3PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P861D
M:6YG+6)O='1O;3H@,7!T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\+W1R/@T*/'1R('-T>6QE/3-$
M)W9E<G1I8V%L+6%L:6=N.B!B;W1T;VT[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF)SX-"B`@("`\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&IU<W1I9GD[(&9O;G0Z(#$P<'0@
M0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I
M+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D
M(&-O;'-P86X],T0R(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L
M:6=N.B!J=7-T:69Y.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T
M>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
M9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C
M,38P.SPO=&0^#0H@("`@/'1D(&-O;'-P86X],T0R(&YO=W)A<#TS1&YO=W)A
M<"!S='EL93TS1"=T97AT+6%L:6=N.B!J=7-T:69Y.R!F;VYT.B`Q,'!T($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@
M;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CPO='(^#0H\='(@
M<W1Y;&4],T0G=F5R=&EC86PM86QI9VXZ(&)O='1O;3L@8F%C:V=R;W5N9"UC
M;VQO<CH@<F=B*#(P-"PR,S@L,C4U*3L@9F]N=#H@,3!P="!#86QI8G)I+"!(
M96QV971I8V$L(%-A;G,M4V5R:68G/@T*("`@(#QT9"!N;W=R87`],T1N;W=R
M87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@:G5S=&EF>3L@9F]N=#H@,3!P="!#
M86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/D1E9F5R<F5D('1A>"!A
M<W-E=',Z/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z
M(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\
M+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA
M;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL
M93TS1"=T97AT+6%L:6=N.B!R:6=H=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(
M96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS
M1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\
M=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R
M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@
M9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C
M,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L
M:6=N.B!R:6=H=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL
M93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\+W1R/@T*/'1R('-T
M>6QE/3-$)W9E<G1I8V%L+6%L:6=N.B!B;W1T;VT[(&)A8VMG<F]U;F0M8V]L
M;W(Z(%=H:71E.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9B<^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=W
M:61T:#H@.#`E.R!T97AT+6%L:6=N.B!J=7-T:69Y.R!F;VYT.B`Q,'!T($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[)B,Q-C`[)B,Q
M-C`[)B,Q-C`[)B,Q-C`[06QL;W=A;F-E(&9O<B!L;V%N(&QO<W-E<SPO=&0^
M/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=W:61T:#H@,24[(&9O;G0Z
M(&)O;&0@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C
M,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=W
M:61T:#H@,24[(&9O;G0Z(&)O;&0@,3!P="!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68[('1E>'0M86QI9VXZ(&QE9G0G/B0\+W1D/CQT9"!N;W=R
M87`],T1N;W=R87`@<W1Y;&4],T0G=VED=&@Z(#<E.R!F;VYT.B!B;VQD(#$P
M<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T97AT+6%L:6=N
M.B!R:6=H="<^,3@L,C(X/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE
M/3-$)W=I9'1H.B`Q)3L@9F]N=#H@8F]L9"`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9CL@=&5X="UA;&EG;CH@;&5F="<^)B,Q-C`[/"]T
M9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W=I9'1H.B`Q)3L@9F]N
M=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P
M.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=W:61T
M:#H@,24[('1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G=VED=&@Z(#<E.R!T97AT+6%L:6=N.B!R:6=H
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M96QV971I8V$L(%-A;G,M4V5R:68G/@T*("`@(#QT9"!N;W=R87`],T1N;W=R
M87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@:G5S=&EF>3L@9F]N=#H@,3!P="!#
M86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.R8C,38P.R8C
M,38P.R8C,38P.R8C,38P.T5X8V5S<R!B;V]K(&]V97(@=&%X(%-%4E`@<F5T
M:7)E;65N="!P;&%N(&-O<W0\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y
M;&4],T0G9F]N=#H@8F]L9"`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P
M('-T>6QE/3-$)V9O;G0Z(&)O;&0@,3!P="!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68[('1E>'0M86QI9VXZ(&QE9G0G/B8C,38P.SPO=&0^/'1D
M(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B!B;VQD(#$P<'0@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T97AT+6%L:6=N.B!R:6=H
M="<^,BPU-3,\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N
M=#H@8F]L9"`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@
M=&5X="UA;&EG;CH@;&5F="<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R
M87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI
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M(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SX-"B`@("`\
M=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&IU<W1I
M9GD[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF
M)SXF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#M$969E<G)E9"!C;VUP
M96YS871I;VX\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N
M=#H@8F]L9"`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^
M)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$
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M1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^
M)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$
M)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R
M87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXQ,S@\+W1D/CQT9"!N;W=R
M87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@
M,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO
M=&0^/"]T<CX-"CQT<B!S='EL93TS1"=V97)T:6-A;"UA;&EG;CH@8F]T=&]M
M.R!B86-K9W)O=6YD+6-O;&]R.B!R9V(H,C`T+#(S."PR-34I.R!F;VYT.B`Q
M,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^#0H@("`@/'1D
M(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!J=7-T:69Y
M.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^
M)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[4W1A=&4@;F5T(&]P97)A
M=&EN9R!L;W-S(&-A<G)Y9F]R=V%R9',\+W1D/CQT9"!N;W=R87`],T1N;W=R
M87`@<W1Y;&4],T0G9F]N=#H@8F]L9"`Q,'!T($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)V9O;G0Z(&)O;&0@,3!P="!#86QI8G)I+"!(96QV
M971I8V$L(%-A;G,M4V5R:68[('1E>'0M86QI9VXZ(&QE9G0G/B8C,38P.SPO
M=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B!B;VQD(#$P
M<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T97AT+6%L:6=N
M.B!R:6=H="<^.38Q/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$
M)V9O;G0Z(&)O;&0@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R
M:68[('1E>'0M86QI9VXZ(&QE9G0G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS
M1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@
M0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[
M(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXV
M,CPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N
M.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9B<^)B,Q-C`[/"]T9#X\+W1R/@T*/'1R('-T>6QE/3-$)W9E<G1I8V%L
M+6%L:6=N.B!B;W1T;VT[(&)A8VMG<F]U;F0M8V]L;W(Z(%=H:71E.R!F;VYT
M.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^#0H@("`@
M/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!J=7-T
M:69Y.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9B<^)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[06-C<G5A;',L(&)O
M;VL@=F5R<W5S('1A>#PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=F;VYT.B!B;VQD(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y
M;&4],T0G9F]N=#H@8F]L9"`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9CL@=&5X="UA;&EG;CH@;&5F="<^)B,Q-C`[/"]T9#X\=&0@;F]W
M<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(&)O;&0@,3!P="!#86QI8G)I
M+"!(96QV971I8V$L(%-A;G,M4V5R:68[('1E>'0M86QI9VXZ(')I9VAT)SXQ
M+#0P,SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B!B
M;VQD(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T97AT
M+6%L:6=N.B!L969T)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@
M<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S
M='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P
M/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q
M,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^,S(Y/"]T9#X\
M=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[
M(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF
M(S$V,#L\+W1D/CPO='(^#0H\='(@<W1Y;&4],T0G=F5R=&EC86PM86QI9VXZ
M(&)O='1O;3L@8F%C:V=R;W5N9"UC;VQO<CH@<F=B*#(P-"PR,S@L,C4U*3L@
M9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/@T*
M("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@
M:G5S=&EF>3L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68G/B8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.U!E;G-I;VX@
M;&EA8FEL:71Y(&%D:G5S=&UE;G1S/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P
M('-T>6QE/3-$)V9O;G0Z(&)O;&0@,3!P="!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO
M=W)A<"!S='EL93TS1"=F;VYT.B!B;VQD(#$P<'0@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF.R!T97AT+6%L:6=N.B!L969T)SXF(S$V,#L\+W1D
M/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@8F]L9"`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@=&5X="UA;&EG;CH@
M<FEG:'0G/C$L,SDV/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$
M)V9O;G0Z(&)O;&0@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R
M:68[('1E>'0M86QI9VXZ(&QE9G0G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS
M1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@
M0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[
M(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXW
M+#(R,#PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L
M:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9B<^)B,Q-C`[/"]T9#X\+W1R/@T*/'1R('-T>6QE/3-$)W9E<G1I
M8V%L+6%L:6=N.B!B;W1T;VT[(&)A8VMG<F]U;F0M8V]L;W(Z(%=H:71E.R!F
M;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^#0H@
M("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!J
M=7-T:69Y.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9B<^)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[1F]R96-L;W-E
M9"!R96%L(&5S=&%T93PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=F;VYT.B!B;VQD(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y
M;&4],T0G9F]N=#H@8F]L9"`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9CL@=&5X="UA;&EG;CH@;&5F="<^)B,Q-C`[/"]T9#X\=&0@;F]W
M<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(&)O;&0@,3!P="!#86QI8G)I
M+"!(96QV971I8V$L(%-A;G,M4V5R:68[('1E>'0M86QI9VXZ(')I9VAT)SXV
M+#@Q,SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B!B
M;VQD(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T97AT
M+6%L:6=N.B!L969T)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@
M<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S
M='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P
M/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q
M,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^,2PT,#(\+W1D
M/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F
M=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G
M/B8C,38P.SPO=&0^/"]T<CX-"CQT<B!S='EL93TS1"=V97)T:6-A;"UA;&EG
M;CH@8F]T=&]M.R!B86-K9W)O=6YD+6-O;&]R.B!R9V(H,C`T+#(S."PR-34I
M.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^
M#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N
M.B!J=7-T:69Y.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9B<^)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[0F%S:7,@
M9&EF9F5R96YC97,@:6X@87-S971S(&%C<75I<F5D(&EN($9$24,@=')A;G-A
M8W1I;VYS/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z
M(&)O;&0@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C
M,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F
M;VYT.B!B;VQD(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF
M.R!T97AT+6%L:6=N.B!L969T)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G9F]N=#H@8F]L9"`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9CL@=&5X="UA;&EG;CH@<FEG:'0G/C$L,#4X/"]T
M9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(&)O;&0@,3!P
M="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[('1E>'0M86QI9VXZ
M(&QE9G0G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^
M)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$
M)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R
M87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXW-S$\+W1D/CQT9"!N;W=R
M87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@
M,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO
M=&0^/"]T<CX-"CQT<B!S='EL93TS1"=V97)T:6-A;"UA;&EG;CH@8F]T=&]M
M.R!B86-K9W)O=6YD+6-O;&]R.B!7:&ET93L@9F]N=#H@,3!P="!#86QI8G)I
M+"!(96QV971I8V$L(%-A;G,M4V5R:68G/@T*("`@(#QT9"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@:G5S=&EF>3L@9F]N=#H@,3!P
M="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.R8C,38P
M.R8C,38P.R8C,38P.R8C,38P.TYO;G%U86QI9FEE9"!S=&]C:R!O<'1I;VYS
M/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(&)O;&0@
M,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO
M=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B!B
M;VQD(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T97AT
M+6%L:6=N.B!L969T)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@
M<W1Y;&4],T0G9F]N=#H@8F]L9"`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9CL@=&5X="UA;&EG;CH@<FEG:'0G/C4U-#PO=&0^/'1D(&YO
M=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B!B;VQD(#$P<'0@0V%L:6)R
M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T97AT+6%L:6=N.B!L969T)SXF
M(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@
M,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO
M=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L
M:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE
M/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE
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M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/@T*("`@(#QT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@:G5S=&EF>3L@9F]N=#H@
M,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.R8C
M,38P.R8C,38P.R8C,38P.R8C,38P.TYO;F%C8W)U86P@;&]A;B!I;G1E<F5S
M=#PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B!B;VQD
M(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\
M+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@
M8F]L9"`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@=&5X
M="UA;&EG;CH@;&5F="<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P
M('-T>6QE/3-$)V9O;G0Z(&)O;&0@,3!P="!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68[('1E>'0M86QI9VXZ(')I9VAT)SXT,C`\+W1D/CQT9"!N
M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@8F]L9"`Q,'!T($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@=&5X="UA;&EG;CH@;&5F="<^
M)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z
M(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\
M+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA
M;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL
M93TS1"=T97AT+6%L:6=N.B!R:6=H=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(
M96QV971I8V$L(%-A;G,M4V5R:68G/C<T-#PO=&0^/'1D(&YO=W)A<#TS1&YO
M=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\+W1R
M/@T*/'1R('-T>6QE/3-$)W9E<G1I8V%L+6%L:6=N.B!B;W1T;VT[(&)A8VMG
M<F]U;F0M8V]L;W(Z(%=H:71E.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9B<^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S
M='EL93TS1"=T97AT+6%L:6=N.B!J=7-T:69Y.R!P861D:6YG+6)O='1O;3H@
M,7!T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9B<^)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[06QL(&]T:&5R/"]T
M9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(&)O;&0@,3!P
M="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[('!A9&1I;F<M8F]T
M=&]M.B`Q<'0G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A
M<"!S='EL93TS1"=B;W)D97(M8F]T=&]M.B!";&%C:R`Q<'0@<V]L:60[(&9O
M;G0Z(&)O;&0@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[
M('1E>'0M86QI9VXZ(&QE9G0G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO
M=W)A<"!S='EL93TS1"=B;W)D97(M8F]T=&]M.B!";&%C:R`Q<'0@<V]L:60[
M(&9O;G0Z(&)O;&0@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R
M:68[('1E>'0M86QI9VXZ(')I9VAT)SXW,S(\+W1D/CQT9"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#%P=#L@9F]N=#H@8F]L
M9"`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@=&5X="UA
M;&EG;CH@;&5F="<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T
M>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`Q<'0[(&9O;G0Z(#$P<'0@0V%L:6)R
M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G8F]R9&5R+6)O='1O;3H@0FQA
M8VL@,7!T('-O;&ED.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9CL@=&5X="UA;&EG;CH@;&5F="<^)B,Q-C`[/"]T9#X\=&0@
M;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V)O<F1E<BUB;W1T;VTZ($)L86-K
M(#%P="!S;VQI9#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68[('1E>'0M86QI9VXZ(')I9VAT)SXV-C,\+W1D/CQT9"!N;W=R
M87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#%P=#L@=&5X
M="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/"]T<CX-"CQT<B!S='EL93TS1"=V
M97)T:6-A;"UA;&EG;CH@8F]T=&]M.R!B86-K9W)O=6YD+6-O;&]R.B!R9V(H
M,C`T+#(S."PR-34I.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9B<^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=T97AT+6%L:6=N.B!J=7-T:69Y.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[
M)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[1W)O<W,@9&5F97)R960@=&%X(&%S
M<V5T<SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B!B
M;VQD(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V
M,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N
M=#H@8F]L9"`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@
M=&5X="UA;&EG;CH@;&5F="<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)V9O;G0Z(&)O;&0@,3!P="!#86QI8G)I+"!(96QV971I
M8V$L(%-A;G,M4V5R:68[('1E>'0M86QI9VXZ(')I9VAT)SXS-"PR-#8\+W1D
M/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@8F]L9"`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@=&5X="UA;&EG;CH@
M;&5F="<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$
M)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF
M(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
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M.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[
M/"]T9#X\+W1R/@T*/'1R('-T>6QE/3-$)W9E<G1I8V%L+6%L:6=N.B!B;W1T
M;VT[(&)A8VMG<F]U;F0M8V]L;W(Z(%=H:71E.R!F;VYT.B`Q,'!T($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^#0H@("`@/'1D(&YO=W)A<#TS
M1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!J=7-T:69Y.R!P861D:6YG
M+6)O='1O;3H@,7!T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9B<^)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q
M-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[3&5S<SH@5F%L=6%T:6]N(&%L;&]W86YC
M93PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B!B;VQD
M(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!P861D:6YG
M+6)O='1O;3H@,7!T)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G8F]R9&5R+6)O='1O;3H@0FQA8VL@,7!T('-O;&ED
M.R!F;VYT.B!B;VQD(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF.R!T97AT+6%L:6=N.B!L969T)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G8F]R9&5R+6)O='1O;3H@0FQA8VL@,7!T('-O
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M>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`Q<'0[(&9O;G0Z(#$P<'0@0V%L:6)R
M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G8F]R9&5R+6)O='1O;3H@0FQA
M8VL@,7!T('-O;&ED.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9CL@=&5X="UA;&EG;CH@;&5F="<^)B,Q-C`[/"]T9#X\=&0@
M;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V)O<F1E<BUB;W1T;VTZ($)L86-K
M(#%P="!S;VQI9#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68[('1E>'0M86QI9VXZ(')I9VAT)SXH.#$\+W1D/CQT9"!N;W=R
M87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#%P=#L@=&5X
M="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68G/BD\+W1D/CPO='(^#0H\='(@<W1Y;&4],T0G=F5R=&EC
M86PM86QI9VXZ(&)O='1O;3L@8F%C:V=R;W5N9"UC;VQO<CH@<F=B*#(P-"PR
M,S@L,C4U*3L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68G/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X
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M('!A9&1I;F<M8F]T=&]M.B`Q<'0G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO
M=W)A<#TS1&YO=W)A<"!S='EL93TS1"=B;W)D97(M8F]T=&]M.B!";&%C:R`Q
M<'0@<V]L:60[(&9O;G0Z(&)O;&0@,3!P="!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68[('1E>'0M86QI9VXZ(&QE9G0G/B8C,38P.SPO=&0^/'1D
M(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=B;W)D97(M8F]T=&]M.B!";&%C
M:R`Q<'0@<V]L:60[(&9O;G0Z(&)O;&0@,3!P="!#86QI8G)I+"!(96QV971I
M8V$L(%-A;G,M4V5R:68[('1E>'0M86QI9VXZ(')I9VAT)SXS-"PQ,S0\+W1D
M/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ
M(#%P=#L@9F]N=#H@8F]L9"`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9CL@=&5X="UA;&EG;CH@;&5F="<^)B,Q-C`[/"]T9#X\=&0@;F]W
M<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`Q<'0[(&9O
M;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V
M,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G8F]R
M9&5R+6)O='1O;3H@0FQA8VL@,7!T('-O;&ED.R!F;VYT.B`Q,'!T($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@=&5X="UA;&EG;CH@;&5F="<^
M)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V)O<F1E
M<BUB;W1T;VTZ($)L86-K(#%P="!S;VQI9#L@9F]N=#H@,3!P="!#86QI8G)I
M+"!(96QV971I8V$L(%-A;G,M4V5R:68[('1E>'0M86QI9VXZ(')I9VAT)SXS
M,"PS-C$\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN
M9RUB;W1T;VTZ(#%P=#L@=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#
M86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/"]T
M<CX-"CQT<B!S='EL93TS1"=V97)T:6-A;"UA;&EG;CH@8F]T=&]M.R!B86-K
M9W)O=6YD+6-O;&]R.B!7:&ET93L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV
M971I8V$L(%-A;G,M4V5R:68G/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@
M<W1Y;&4],T0G=&5X="UA;&EG;CH@:G5S=&EF>3L@9F]N=#H@,3!P="!#86QI
M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/D1E9F5R<F5D('1A>"!L:6%B
M:6QI=&EE<SH\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N
M=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P
M.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT
M+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T
M>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P
M/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P
M<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D
M/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI
M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@
M/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T
M.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^
M)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M
M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T
M>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CPO='(^#0H\='(@
M<W1Y;&4],T0G=F5R=&EC86PM86QI9VXZ(&)O='1O;3L@8F%C:V=R;W5N9"UC
M;VQO<CH@<F=B*#(P-"PR,S@L,C4U*3L@9F]N=#H@,3!P="!#86QI8G)I+"!(
M96QV971I8V$L(%-A;G,M4V5R:68G/@T*("`@(#QT9"!N;W=R87`],T1N;W=R
M87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@:G5S=&EF>3L@9F]N=#H@,3!P="!#
M86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.R8C,38P.R8C
M,38P.R8C,38P.R8C,38P.TQO86X@9F5E<SPO=&0^/'1D(&YO=W)A<#TS1&YO
M=W)A<"!S='EL93TS1"=F;VYT.B!B;VQD(#$P<'0@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@8F]L9"`Q,'!T($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9CL@=&5X="UA;&EG;CH@;&5F="<^)B,Q-C`[
M/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(&)O;&0@
M,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[('1E>'0M86QI
M9VXZ(')I9VAT)SXH,2PT,C<\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y
M;&4],T0G9F]N=#H@8F]L9"`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9CL@=&5X="UA;&EG;CH@;&5F="<^*3PO=&0^/'1D(&YO=W)A<#TS
M1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@
M0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[
M(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXH
M,2PR,3<\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA
M;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68G/BD\+W1D/CPO='(^#0H\='(@<W1Y;&4],T0G=F5R=&EC86PM
M86QI9VXZ(&)O='1O;3L@8F%C:V=R;W5N9"UC;VQO<CH@5VAI=&4[(&9O;G0Z
M(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SX-"B`@("`\
M=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&IU<W1I
M9GD[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF
M)SXF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#M%>&-E<W,@=&%X(&]V
M97(@8F]O:R!P96YS:6]N(&-O<W0\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@
M<W1Y;&4],T0G9F]N=#H@8F]L9"`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W
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M+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@
M<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I
M+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A
M<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!R:6=H=#L@9F]N=#H@
M,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B@R,3D\+W1D
M/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F
M=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G
M/BD\+W1D/CPO='(^#0H\='(@<W1Y;&4],T0G=F5R=&EC86PM86QI9VXZ(&)O
M='1O;3L@8F%C:V=R;W5N9"UC;VQO<CH@<F=B*#(P-"PR,S@L,C4U*3L@9F]N
M=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/@T*("`@
M(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@:G5S
M=&EF>3L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R
M:68G/B8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.T1E<')E8VEA8FQE
M(&)A<VES(&]F(&9I>&5D(&%S<V5T<SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A
M<"!S='EL93TS1"=F;VYT.B!B;VQD(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A
M+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G9F]N=#H@8F]L9"`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9CL@=&5X="UA;&EG;CH@;&5F="<^)B,Q-C`[/"]T
M9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(&)O;&0@,3!P
M="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[('1E>'0M86QI9VXZ
M(')I9VAT)SXH,BPS,#@\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4]
M,T0G9F]N=#H@8F]L9"`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9CL@=&5X="UA;&EG;CH@;&5F="<^*3PO=&0^/'1D(&YO=W)A<#TS1&YO
M=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N
M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O
M;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXH,BPS
M-S(\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG
M;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68G/BD\+W1D/CPO='(^#0H\='(@<W1Y;&4],T0G=F5R=&EC86PM86QI
M9VXZ(&)O='1O;3L@8F%C:V=R;W5N9"UC;VQO<CH@5VAI=&4[(&9O;G0Z(#$P
M<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SX-"B`@("`\=&0@
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M+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G9F]N=#H@8F]L9"`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9CL@=&5X="UA;&EG;CH@;&5F="<^)B,Q-C`[/"]T
M9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(&)O;&0@,3!P
M="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[('1E>'0M86QI9VXZ
M(')I9VAT)SXH.2PQ,3D\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4]
M,T0G9F]N=#H@8F]L9"`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9CL@=&5X="UA;&EG;CH@;&5F="<^*3PO=&0^/'1D(&YO=W)A<#TS1&YO
M=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N
M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O
M;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXH."PS
M,S0\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG
M;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68G/BD\+W1D/CPO='(^#0H\='(@<W1Y;&4],T0G=F5R=&EC86PM86QI
M9VXZ(&)O='1O;3L@8F%C:V=R;W5N9"UC;VQO<CH@<F=B*#(P-"PR,S@L,C4U
M*3L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G
M/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG
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M/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@8F]L
M9"`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@=&5X="UA
M;&EG;CH@;&5F="<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T
M>6QE/3-$)V9O;G0Z(&)O;&0@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68[('1E>'0M86QI9VXZ(')I9VAT)SXH,2PR.#,\+W1D/CQT9"!N
M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@8F]L9"`Q,'!T($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@=&5X="UA;&EG;CH@;&5F="<^
M*3PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-
M"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ
M(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
M=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF)SXH,2PU,C`\+W1D/CQT9"!N;W=R87`],T1N;W=R
M87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI
M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/BD\+W1D/CPO='(^#0H\='(@
M<W1Y;&4],T0G=F5R=&EC86PM86QI9VXZ(&)O='1O;3L@8F%C:V=R;W5N9"UC
M;VQO<CH@5VAI=&4[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF)SX-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$
M)W1E>'0M86QI9VXZ(&IU<W1I9GD[('!A9&1I;F<M8F]T=&]M.B`Q<'0[(&9O
M;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SY&2$Q"
M('-T;V-K(&1I=FED96YD<R`\8G(@+SX\+W1D/CQT9"!N;W=R87`],T1N;W=R
M87`@<W1Y;&4],T0G9F]N=#H@8F]L9"`Q,'!T($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9CL@<&%D9&EN9RUB;W1T;VTZ(#%P="<^)B,Q-C`[/"]T
M9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(&)O
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M('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`Q<'0[(&9O;G0Z(#$P<'0@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@
M(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F
M=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G
M/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT
M+6%L:6=N.B!R:6=H=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68G/B@T,S<\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y
M;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#%P=#L@=&5X="UA;&EG;CH@;&5F=#L@
M9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/BD\
M+W1D/CPO='(^#0H\='(@<W1Y;&4],T0G=F5R=&EC86PM86QI9VXZ(&)O='1O
M;3L@8F%C:V=R;W5N9"UC;VQO<CH@<F=B*#(P-"PR,S@L,C4U*3L@9F]N=#H@
M,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/@T*("`@(#QT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@:G5S=&EF
M>3L@<&%D9&EN9RUB;W1T;VTZ(#%P=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(
M96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.R8C,38P.R8C,38P.R8C,38P
M.R8C,38P.T%L;"!O=&AE<CPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL
M93TS1"=F;VYT.B!B;VQD(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF.R!P861D:6YG+6)O='1O;3H@,7!T)SXF(S$V,#L\+W1D/@T*("`@
M(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G8F]R9&5R+6)O='1O;3H@
M0FQA8VL@,7!T('-O;&ED.R!F;VYT.B!B;VQD(#$P<'0@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF.R!T97AT+6%L:6=N.B!L969T)SXF(S$V,#L\
M+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G8F]R9&5R+6)O='1O
M;3H@0FQA8VL@,7!T('-O;&ED.R!F;VYT.B!B;VQD(#$P<'0@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T97AT+6%L:6=N.B!R:6=H="<^*#$R
M-#PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P861D:6YG+6)O
M='1O;3H@,7!T.R!F;VYT.B!B;VQD(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A
M+"!386YS+5-E<FEF.R!T97AT+6%L:6=N.B!L969T)SXI/"]T9#X\=&0@;F]W
M<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`Q<'0[(&9O
M;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V
M,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G8F]R
M9&5R+6)O='1O;3H@0FQA8VL@,7!T('-O;&ED.R!F;VYT.B`Q,'!T($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@=&5X="UA;&EG;CH@;&5F="<^
M)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V)O<F1E
M<BUB;W1T;VTZ($)L86-K(#%P="!S;VQI9#L@9F]N=#H@,3!P="!#86QI8G)I
M+"!(96QV971I8V$L(%-A;G,M4V5R:68[('1E>'0M86QI9VXZ(')I9VAT)SXH
M,3DX/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M
M8F]T=&]M.B`Q<'0[('1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXI/"]T9#X\+W1R/@T*/'1R
M('-T>6QE/3-$)W9E<G1I8V%L+6%L:6=N.B!B;W1T;VT[(&)A8VMG<F]U;F0M
M8V]L;W(Z(%=H:71E.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9B<^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=T97AT+6%L:6=N.B!J=7-T:69Y.R!P861D:6YG+6)O='1O;3H@,7!T.R!F
M;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q
M-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[
M)B,Q-C`[)B,Q-C`[1W)O<W,@9&5F97)R960@=&%X(&QI86)I;&ET:65S/"]T
M9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(&)O;&0@,3!P
M="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[('!A9&1I;F<M8F]T
M=&]M.B`Q<'0G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A
M<"!S='EL93TS1"=B;W)D97(M8F]T=&]M.B!";&%C:R`Q<'0@<V]L:60[(&9O
M;G0Z(&)O;&0@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[
M('1E>'0M86QI9VXZ(&QE9G0G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO
M=W)A<"!S='EL93TS1"=B;W)D97(M8F]T=&]M.B!";&%C:R`Q<'0@<V]L:60[
M(&9O;G0Z(&)O;&0@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R
M:68[('1E>'0M86QI9VXZ(')I9VAT)SXH,34L,30Y/"]T9#X\=&0@;F]W<F%P
M/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`Q<'0[(&9O;G0Z
M(&)O;&0@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[('1E
M>'0M86QI9VXZ(&QE9G0G/BD\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y
M;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#%P=#L@9F]N=#H@,3!P="!#86QI8G)I
M+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D
M(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=B;W)D97(M8F]T=&]M.B!";&%C
M:R`Q<'0@<V]L:60[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF.R!T97AT+6%L:6=N.B!L969T)SXF(S$V,#L\+W1D/CQT9"!N
M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G8F]R9&5R+6)O='1O;3H@0FQA8VL@
M,7!T('-O;&ED.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9CL@=&5X="UA;&EG;CH@<FEG:'0G/B@Q-"PR.3<\+W1D/CQT9"!N
M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#%P=#L@
M=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I
M8V$L(%-A;G,M4V5R:68G/BD\+W1D/CPO='(^#0H\='(@<W1Y;&4],T0G=F5R
M=&EC86PM86QI9VXZ(&)O='1O;3L@8F%C:V=R;W5N9"UC;VQO<CH@<F=B*#(P
M-"PR,S@L,C4U*3L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68G/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
M=&5X="UA;&EG;CH@:G5S=&EF>3L@<&%D9&EN9RUB;W1T;VTZ(#(N-7!T.R!F
M;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q
M-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[
M)B,Q-C`[)B,Q-C`[3F5T(&1E9F5R<F5D('1A>"!A<W-E="`M(&EN8VQU9&5D
M(&EN(&]T:&5R(&%S<V5T<SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL
M93TS1"=F;VYT.B!B;VQD(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF.R!P861D:6YG+6)O='1O;3H@,BXU<'0G/B8C,38P.SPO=&0^#0H@
M("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=B;W)D97(M8F]T=&]M
M.B!";&%C:R`R+C5P="!D;W5B;&4[(&9O;G0Z(&)O;&0@,3!P="!#86QI8G)I
M+"!(96QV971I8V$L(%-A;G,M4V5R:68[('1E>'0M86QI9VXZ(&QE9G0G/B0\
M+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G8F]R9&5R+6)O='1O
M;3H@0FQA8VL@,BXU<'0@9&]U8FQE.R!F;VYT.B!B;VQD(#$P<'0@0V%L:6)R
M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T97AT+6%L:6=N.B!R:6=H="<^
M,3@L.3@U/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I
M;F<M8F]T=&]M.B`R+C5P=#L@9F]N=#H@8F]L9"`Q,'!T($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9CL@=&5X="UA;&EG;CH@;&5F="<^)B,Q-C`[
M/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T
M=&]M.B`R+C5P=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A
M<"!S='EL93TS1"=B;W)D97(M8F]T=&]M.B!";&%C:R`R+C5P="!D;W5B;&4[
M(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T
M97AT+6%L:6=N.B!L969T)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R
M87`@<W1Y;&4],T0G8F]R9&5R+6)O='1O;3H@0FQA8VL@,BXU<'0@9&]U8FQE
M.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@
M=&5X="UA;&EG;CH@<FEG:'0G/C$V+#`V-#PO=&0^/'1D(&YO=W)A<#TS1&YO
M=W)A<"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@,BXU<'0[('1E>'0M86QI
M9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF)SXF(S$V,#L\+W1D/CPO='(^#0H\+W1A8FQE/@T*#0H-"@T*/'`@
M<W1Y;&4],T0G9F]N=#H@,3!P="]N;W)M86P@0V%L:6)R:2P@2&5L=F5T:6-A
M+"!386YS+5-E<FEF.R!M87)G:6XZ(#`[('1E>'0M86QI9VXZ(&QE9G0G/B8C
M,38P.SPO<#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@
M("`\='(@8VQA<W,],T1R93X-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L
M:6=N/3-$=&]P/D5F9F5C=&EV92!T87@@<F%T92!R96-O;F-I;&EA=&EO;CPO
M=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'`@<W1Y;&4],T0G9F]N
M=#H@,3!P="]N;W)M86P@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF
M.R!M87)G:6XZ(#`[('1E>'0M86QI9VXZ(&QE9G0G/E1H92!F;VQL;W=I;F<-
M"FES(&$@<F5C;VYC:6QE;65N="!O9B!F961E<F%L(&EN8V]M92!T87@@97AP
M96YS92!A="!T:&4@<W1A='5T;W)Y(')A=&4@;V8@,S4E('1O('1H92!I;F-O
M;64@=&%X('!R;W9I<VEO;B!R97!O<G1E9"!I;B!T:&4@9FEN86YC:6%L#0IS
M=&%T96UE;G1S+CPO<#X-"@T*/'`@<W1Y;&4],T0G9F]N=#H@,3!P="\Q,"XP
M-7!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@;6%R9VEN.B`P
M.R!T97AT+6%L:6=N.B!J=7-T:69Y)SXF(S$V,#L\+W`^#0H-"CQT86)L92!C
M96QL<&%D9&EN9STS1#`@8V5L;'-P86-I;F<],T0P('-T>6QE/3-$)V)O<F1E
M<BUC;VQL87!S93H@8V]L;&%P<V4[('=I9'1H.B`Q,#`E.R!F;VYT.B`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^#0H\='(@<W1Y;&4]
M,T0G=F5R=&EC86PM86QI9VXZ(&)O='1O;3L@9F]N=#H@,3!P="!#86QI8G)I
M+"!(96QV971I8V$L(%-A;G,M4V5R:68G/@T*("`@(#QT9"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G9F]N=#H@:71A;&EC(#$P<'0@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF.R!T97AT+6%L:6=N.B!J=7-T:69Y)SXH26X@
M=&AO=7-A;F1S*3PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F
M;VYT.B!B;VQD(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF
M.R!P861D:6YG+6)O='1O;3H@,7!T)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!C
M;VQS<&%N/3-$,B!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@8F]L
M9"`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@=&5X="UA
M;&EG;CH@8V5N=&5R.R!B;W)D97(M8F]T=&]M.B!";&%C:R`Q<'0@<V]L:60G
M/C(P,3(\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN
M9RUB;W1T;VTZ(#%P=#L@9F]N=#H@8F]L9"`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`Q<'0[(&9O;G0Z(#$P<'0@
M0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*
M("`@(#QT9"!C;VQS<&%N/3-$,B!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
M=&5X="UA;&EG;CH@8V5N=&5R.R!B;W)D97(M8F]T=&]M.B!";&%C:R`Q<'0@
M<V]L:60[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF)SXR,#$Q/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A
M9&1I;F<M8F]T=&]M.B`Q<'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R
M87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#%P=#L@9F]N=#H@,3!P="!#
M86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@
M("`@/'1D(&-O;'-P86X],T0R(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T
M97AT+6%L:6=N.B!C96YT97([(&)O<F1E<BUB;W1T;VTZ($)L86-K(#%P="!S
M;VQI9#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R
M:68G/C(P,3`\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D
M9&EN9RUB;W1T;VTZ(#%P=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I
M8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/"]T<CX-"CQT<B!S='EL93TS
M1"=V97)T:6-A;"UA;&EG;CH@8F]T=&]M.R!F;VYT.B`Q,'!T($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9B<^#0H@("`@/'1D(&YO=W)A<#TS1&YO
M=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!J=7-T:69Y.R!F;VYT.B`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\
M=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R
M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT
M9"!C;VQS<&%N/3-$,B!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA
M;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y
M;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R
M:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F
M;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q
M-C`[/"]T9#X-"B`@("`\=&0@8V]L<W!A;CTS1#(@;F]W<F%P/3-$;F]W<F%P
M('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W
M<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&-O;'-P86X],T0R
M(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!R:6=H=#L@
M9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C
M,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q
M,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T
M9#X\+W1R/@T*/'1R('-T>6QE/3-$)W9E<G1I8V%L+6%L:6=N.B!B;W1T;VT[
M(&)A8VMG<F]U;F0M8V]L;W(Z(')G8B@R,#0L,C,X+#(U-2D[(&9O;G0Z(#$P
M<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SX-"B`@("`\=&0@
M;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W=I9'1H.B`W,"4[('1E>'0M86QI
M9VXZ(&IU<W1I9GD[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF)SY487@@<')O=FES:6]N(&%T('-T871U=&]R>2!R871E/"]T
M9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W=I9'1H.B`Q)3L@9F]N
M=#H@8F]L9"`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^
M)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$
M)W=I9'1H.B`Q)3L@9F]N=#H@8F]L9"`Q,'!T($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9CL@=&5X="UA;&EG;CH@;&5F="<^)#PO=&0^/'1D(&YO
M=W)A<#TS1&YO=W)A<"!S='EL93TS1"=W:61T:#H@-R4[(&9O;G0Z(&)O;&0@
M,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[('1E>'0M86QI
M9VXZ(')I9VAT)SXH,30L,3(U/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T
M>6QE/3-$)W=I9'1H.B`Q)3L@9F]N=#H@8F]L9"`Q,'!T($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9CL@=&5X="UA;&EG;CH@;&5F="<^*3PO=&0^
M/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=W:61T:#H@,24[(&9O;G0Z
M(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\
M+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=VED=&@Z
M(#$E.R!T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)W=I9'1H.B`W)3L@=&5X="UA;&EG;CH@<FEG:'0[
M(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXW
M+#,U-#PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=W:61T:#H@
M,24[('1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G=VED=&@Z(#$E.R!F;VYT.B`Q,'!T($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@
M;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W=I9'1H.B`Q)3L@=&5X="UA;&EG
M;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=W:61T:#H@-R4[('1E>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^-2PR,S`\+W1D/CQT9"!N
M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=VED=&@Z(#$E.R!T97AT+6%L:6=N
M.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9B<^)B,Q-C`[/"]T9#X\+W1R/@T*/'1R('-T>6QE/3-$)W9E<G1I8V%L
M+6%L:6=N.B!B;W1T;VT[(&)A8VMG<F]U;F0M8V]L;W(Z(%=H:71E.R!F;VYT
M.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^#0H@("`@
M/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!J=7-T
M:69Y.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9B<^26YC<F5A<V4@*&1E8W)E87-E*2!I;B!I;F-O;64@=&%X97,@<F5S=6QT
M:6YG(&9R;VTZ/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O
M;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V
M,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X
M="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S
M='EL93TS1"=T97AT+6%L:6=N.B!R:6=H=#L@9F]N=#H@,3!P="!#86QI8G)I
M+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A
M<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q
M,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T
M9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@
M(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F
M=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G
M/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT
M+6%L:6=N.B!R:6=H=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S
M='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P
M/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P
M="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^
M/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!R:6=H
M=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G
M/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT
M+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\+W1R/@T*/'1R('-T>6QE/3-$)W9E
M<G1I8V%L+6%L:6=N.B!B;W1T;VT[(&)A8VMG<F]U;F0M8V]L;W(Z(')G8B@R
M,#0L,C,X+#(U-2D[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF)SX-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$
M)W1E>'0M86QI9VXZ(&IU<W1I9GD[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#LF(S$V,#LF(S$V,#M487@M97AE
M;7!T(&EN=&5R97-T(&EN8V]M93PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S
M='EL93TS1"=F;VYT.B!B;VQD(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R
M87`@<W1Y;&4],T0G9F]N=#H@8F]L9"`Q,'!T($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9CL@=&5X="UA;&EG;CH@;&5F="<^)B,Q-C`[/"]T9#X\
M=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(&)O;&0@,3!P="!#
M86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[('1E>'0M86QI9VXZ(')I
M9VAT)SXH.#,Q/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O
M;G0Z(&)O;&0@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[
M('1E>'0M86QI9VXZ(&QE9G0G/BD\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@
M<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S
M='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P
M/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q
M,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^*#@U,CPO=&0^
M/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T
M.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^
M*3PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-
M"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ
M(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
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M;W(Z(%=H:71E.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9B<^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T
M97AT+6%L:6=N.B!J=7-T:69Y.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[)B,Q-C`[)B,Q-C`[3&]W(&EN8V]M
M92!H;W5S:6YG('1A>"!C<F5D:71S/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P
M('-T>6QE/3-$)V9O;G0Z(&)O;&0@,3!P="!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO
M=W)A<"!S='EL93TS1"=F;VYT.B!B;VQD(#$P<'0@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF.R!T97AT+6%L:6=N.B!L969T)SXF(S$V,#L\+W1D
M/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@8F]L9"`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@=&5X="UA;&EG;CH@
M<FEG:'0G/B@Q.#$\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
M9F]N=#H@8F]L9"`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9CL@=&5X="UA;&EG;CH@;&5F="<^*3PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A
M<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P
M('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R
M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R
M87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z
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M/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG
M;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=T97AT+6%L:6=N.B!R:6=H=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV
M971I8V$L(%-A;G,M4V5R:68G/B@Q-#,\+W1D/CQT9"!N;W=R87`],T1N;W=R
M87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI
M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/BD\+W1D/CPO='(^#0H\='(@
M<W1Y;&4],T0G=F5R=&EC86PM86QI9VXZ(&)O='1O;3L@8F%C:V=R;W5N9"UC
M;VQO<CH@<F=B*#(P-"PR,S@L,C4U*3L@9F]N=#H@,3!P="!#86QI8G)I+"!(
M96QV971I8V$L(%-A;G,M4V5R:68G/@T*("`@(#QT9"!N;W=R87`],T1N;W=R
M87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@:G5S=&EF>3L@9F]N=#H@,3!P="!#
M86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.R8C,38P.R8C
M,38P.TYO;BUD961U8W1I8FQE(&EN=&5R97-T(&5X<&5N<V4\+W1D/CQT9"!N
M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@8F]L9"`Q,'!T($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\
M=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(&)O;&0@,3!P="!#
M86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[('1E>'0M86QI9VXZ(&QE
M9G0G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F
M;VYT.B!B;VQD(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF
M.R!T97AT+6%L:6=N.B!R:6=H="<^,C,\+W1D/CQT9"!N;W=R87`],T1N;W=R
M87`@<W1Y;&4],T0G9F]N=#H@8F]L9"`Q,'!T($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9CL@=&5X="UA;&EG;CH@;&5F="<^)B,Q-C`[/"]T9#X\
M=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R
M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@
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M:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R
M87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A
M<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W
M<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT
M.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^,S<\+W1D
M/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F
M=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G
M/B8C,38P.SPO=&0^/"]T<CX-"CQT<B!S='EL93TS1"=V97)T:6-A;"UA;&EG
M;CH@8F]T=&]M.R!B86-K9W)O=6YD+6-O;&]R.B!7:&ET93L@9F]N=#H@,3!P
M="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/@T*("`@(#QT9"!N
M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@:G5S=&EF>3L@
M9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C
M,38P.R8C,38P.R8C,38P.U-T871E(&EN8V]M92!T87AE<RP@;F5T(&]F(&9E
M9&5R86P@8F5N969I=#PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=F;VYT.B!B;VQD(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y
M;&4],T0G9F]N=#H@8F]L9"`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9CL@=&5X="UA;&EG;CH@;&5F="<^)B,Q-C`[/"]T9#X\=&0@;F]W
M<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(&)O;&0@,3!P="!#86QI8G)I
M+"!(96QV971I8V$L(%-A;G,M4V5R:68[('1E>'0M86QI9VXZ(')I9VAT)SXH
M,2PW,30\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@
M8F]L9"`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@=&5X
M="UA;&EG;CH@;&5F="<^*3PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL
M93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE
M/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@
M0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXY,3`\+W1D/CQT9"!N
M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N
M=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P
M.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-
M"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ
M(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
M=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF)SXT-30\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@
M<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I
M+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/"]T<CX-"CQT
M<B!S='EL93TS1"=V97)T:6-A;"UA;&EG;CH@8F]T=&]M.R!B86-K9W)O=6YD
M+6-O;&]R.B!R9V(H,C`T+#(S."PR-34I.R!F;VYT.B`Q,'!T($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9B<^#0H@("`@/'1D(&YO=W)A<#TS1&YO
M=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!J=7-T:69Y.R!F;VYT.B`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[)B,Q-C`[
M)B,Q-C`[0VAA;F=E(&EN('9A;'5A=&EO;B!A;&QO=V%N8V4\+W1D/CQT9"!N
M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@8F]L9"`Q,'!T($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\
M=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(&)O;&0@,3!P="!#
M86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[('1E>'0M86QI9VXZ(&QE
M9G0G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F
M;VYT.B!B;VQD(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF
M.R!T97AT+6%L:6=N.B!R:6=H="<^,S$\+W1D/CQT9"!N;W=R87`],T1N;W=R
M87`@<W1Y;&4],T0G9F]N=#H@8F]L9"`Q,'!T($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9CL@=&5X="UA;&EG;CH@;&5F="<^)B,Q-C`[/"]T9#X\
M=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R
M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@
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M<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y
M;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(
M96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS
M1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!R:6=H=#L@9F]N=#H@,3!P
M="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B@Q-#4\+W1D/CQT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@
M9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/BD\
M+W1D/CPO='(^#0H\='(@<W1Y;&4],T0G=F5R=&EC86PM86QI9VXZ(&)O='1O
M;3L@8F%C:V=R;W5N9"UC;VQO<CH@5VAI=&4[(&9O;G0Z(#$P<'0@0V%L:6)R
M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SX-"B`@("`\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&IU<W1I9GD[('!A9&1I;F<M
M8F]T=&]M.B`Q<'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF)SXF(S$V,#LF(S$V,#LF(S$V,#M/=&AE<BP@;F5T/"]T9#X\
M=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(&)O;&0@,3!P="!#
M86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[('!A9&1I;F<M8F]T=&]M
M.B`Q<'0G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S
M='EL93TS1"=B;W)D97(M8F]T=&]M.B!";&%C:R`Q<'0@<V]L:60[(&9O;G0Z
M(&)O;&0@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[('1E
M>'0M86QI9VXZ(&QE9G0G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A
M<"!S='EL93TS1"=B;W)D97(M8F]T=&]M.B!";&%C:R`Q<'0@<V]L:60[(&9O
M;G0Z(&)O;&0@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[
M('1E>'0M86QI9VXZ(')I9VAT)SXH,34U/"]T9#X\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`Q<'0[(&9O;G0Z(&)O;&0@
M,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[('1E>'0M86QI
M9VXZ(&QE9G0G/BD\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
M<&%D9&EN9RUB;W1T;VTZ(#%P=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV
M971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A
M<#TS1&YO=W)A<"!S='EL93TS1"=B;W)D97(M8F]T=&]M.B!";&%C:R`Q<'0@
M<V]L:60[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF.R!T97AT+6%L:6=N.B!L969T)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G8F]R9&5R+6)O='1O;3H@0FQA8VL@,7!T('-O
M;&ED.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9CL@=&5X="UA;&EG;CH@<FEG:'0G/CDS/"]T9#X\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`Q<'0[('1E>'0M86QI9VXZ
M(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
M<&%D9&EN9RUB;W1T;VTZ(#%P=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV
M971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A
M<#TS1&YO=W)A<"!S='EL93TS1"=B;W)D97(M8F]T=&]M.B!";&%C:R`Q<'0@
M<V]L:60[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF.R!T97AT+6%L:6=N.B!L969T)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G8F]R9&5R+6)O='1O;3H@0FQA8VL@,7!T('-O
M;&ED.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9CL@=&5X="UA;&EG;CH@<FEG:'0G/C(U,SPO=&0^/'1D(&YO=W)A<#TS1&YO
M=W)A<"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@,7!T.R!T97AT+6%L:6=N
M.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9B<^)B,Q-C`[/"]T9#X\+W1R/@T*/'1R('-T>6QE/3-$)W9E<G1I8V%L
M+6%L:6=N.B!B;W1T;VT[(&)A8VMG<F]U;F0M8V]L;W(Z(')G8B@R,#0L,C,X
M+#(U-2D[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF)SX-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M
M86QI9VXZ(&IU<W1I9GD[('!A9&1I;F<M8F]T=&]M.B`R+C5P=#L@9F]N=#H@
M,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.R8C
M,38P.R8C,38P.R8C,38P.R8C,38P.U1O=&%L/"]T9#X\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)V9O;G0Z(&)O;&0@,3!P="!#86QI8G)I+"!(96QV
M971I8V$L(%-A;G,M4V5R:68[('!A9&1I;F<M8F]T=&]M.B`R+C5P="<^)B,Q
M-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V)O
M<F1E<BUB;W1T;VTZ($)L86-K(#(N-7!T(&1O=6)L93L@9F]N=#H@8F]L9"`Q
M,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@=&5X="UA;&EG
M;CH@;&5F="<^)#PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=B
M;W)D97(M8F]T=&]M.B!";&%C:R`R+C5P="!D;W5B;&4[(&9O;G0Z(&)O;&0@
M,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[('1E>'0M86QI
M9VXZ(')I9VAT)SXH,38L.34R/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T
M>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`R+C5P=#L@9F]N=#H@8F]L9"`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@=&5X="UA;&EG;CH@
M;&5F="<^*3PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P861D
M:6YG+6)O='1O;3H@,BXU<'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G8F]R9&5R+6)O='1O;3H@0FQA8VL@,BXU<'0@
M9&]U8FQE.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9CL@=&5X="UA;&EG;CH@;&5F="<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P
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M+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@
M<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#(N-7!T.R!F;VYT.B`Q,'!T($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@
M("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V)O<F1E<BUB;W1T;VTZ
M($)L86-K(#(N-7!T(&1O=6)L93L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV
M971I8V$L(%-A;G,M4V5R:68[('1E>'0M86QI9VXZ(&QE9G0G/B8C,38P.SPO
M=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=B;W)D97(M8F]T=&]M
M.B!";&%C:R`R+C5P="!D;W5B;&4[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF.R!T97AT+6%L:6=N.B!R:6=H="<^-"PY-C`\
M+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T
M;VTZ(#(N-7!T.R!T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\+W1R/@T*
M/"]T86)L93X-"@T*/'`@<W1Y;&4],T0G9F]N=#H@,3!P="\Q,"XP-7!T($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@;6%R9VEN.B`P.R!T97AT
M+6%L:6=N.B!J=7-T:69Y)SXF(S$V,#L\+W`^/'-P86X^/"]S<&%N/CPO=&0^
M#0H@("`@("`\+W1R/@T*("`@(#PO=&%B;&4^#0H@(#PO8F]D>3X-"CPO:'1M
M;#X-"@T*+2TM+2TM/5].97AT4&%R=%]F.3`V,V0R85\P,V4U7S0Y-#1?86(T
M.5\R,&4T,V1A-CEA.#8-"D-O;G1E;G0M3&]C871I;VXZ(&9I;&4Z+R\O0SHO
M9CDP-C-D,F%?,#-E-5\T.30T7V%B-#E?,C!E-#-D838Y83@V+U=O<FMS:&5E
M=',O4VAE970S-RYH=&UL#0I#;VYT96YT+51R86YS9F5R+45N8V]D:6YG.B!Q
M=6]T960M<')I;G1A8FQE#0I#;VYT96YT+51Y<&4Z('1E>'0O:'1M;#L@8VAA
M<G-E=#TB=7,M87-C:6DB#0H-"CQH=&UL/@T*("`\:&5A9#X-"B`@("`\3454
M02!H='1P+65Q=6EV/3-$0V]N=&5N="U4>7!E(&-O;G1E;G0],T0G=&5X="]H
M=&UL.R!C:&%R<V5T/75T9BTX)SX\<V-R:7!T('1Y<&4],T1T97AT+VIA=F%S
M8W)I<'0@<W)C/3-$4VAO=RYJ<SXO*B!$;R!.;W0@4F5M;W9E(%1H:7,@0V]M
M;65N="`J+SPO<V-R:7!T/CPO:&5A9#X-"B`@/&)O9'D^#0H@("`@/'1A8FQE
M(&-L87-S/3-$<F5P;W)T(&ED/3-$240P13%&/@T*("`@("`@/'1R/@T*("`@
M("`@("`\=&@@8VQA<W,],T1T;"!C;VQS<&%N/3-$,2!R;W=S<&%N/3-$,CX\
M<W1R;VYG/E1I;64@1&5P;W-I=',L(%-E8W5R:71I97,@4V]L9"!5;F1E<B!!
M9W)E96UE;G1S('1O(%)E<'5R8VAA<V4L(&%N9"!296QA=&5D(%!A<G1Y($1E
M<&]S:71S("A486)L97,I/&)R/CPO<W1R;VYG/CPO=&@^#0H@("`@("`@(#QT
M:"!C;&%S<STS1'1H(&-O;'-P86X],T0Q/C$R($UO;G1H<R!%;F1E9#PO=&@^
M#0H@("`@("`\+W1R/@T*("`@("`@/'1R/@T*("`@("`@("`\=&@@8VQA<W,]
M,T1T:#Y$96,N(#,Q+"`R,#$R/&)R/CPO=&@^#0H@("`@("`\+W1R/@T*("`@
M("`@/'1R(&-L87-S/3-$<F4^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A
M;&EG;CTS1'1O<#X\<W1R;VYG/DYO=&5S('1O($9I;F%N8VEA;"!3=&%T96UE
M;G1S/"]S=')O;F<^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\
M<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA
M<W,],T1R;SX-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P
M/DUA='5R:71I97,@;V8@=&EM92!D97!O<VET<SPO=&0^#0H@("`@("`@(#QT
M9"!C;&%S<STS1'1E>'0^/'`@<W1Y;&4],T0G9F]N=#H@,3!P="]N;W)M86P@
M0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!M87)G:6XZ(#`[('1E
M>'0M86QI9VXZ(&QE9G0G/D%T($1E8V5M8F5R(#,Q+"`R,#$R+"!T:&4@<V-H
M961U;&5D(&UA='5R:71I97,-"F]F('1I;64@9&5P;W-I=',@=V5R92!A<R!F
M;VQL;W=S.CPO<#X-"@T*/'`@<W1Y;&4],T0G9F]N=#H@,3!P="]N;W)M86P@
M0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!M87)G:6XZ(#`[('1E
M>'0M86QI9VXZ(&IU<W1I9GD[('1E>'0M:6YD96YT.B`Q,RXU<'0G/B8C,38P
M.SPO<#X-"@T*/'1A8FQE(&-E;&QP861D:6YG/3-$,"!C96QL<W!A8VEN9STS
M1#`@86QI9VX],T1C96YT97(@<W1Y;&4],T0G8F]R9&5R+6-O;&QA<'-E.B!C
M;VQL87!S93L@=VED=&@Z(#4P)3L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV
M971I8V$L(%-A;G,M4V5R:68G/@T*/'1R('-T>6QE/3-$)W9E<G1I8V%L+6%L
M:6=N.B!B;W1T;VT[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF)SX-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$
M)V9O;G0Z(&ET86QI8R`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9CL@=&5X="UA;&EG;CH@;&5F=#L@=F5R=&EC86PM86QI9VXZ(&)O='1O
M;2<^*"0@:6X@=&AO=7-A;F1S*3PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S
M='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@8V]L<W!A;CTS1#(@;F]W<F%P
M/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q
M,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T
M9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CPO='(^
M#0H\='(@<W1Y;&4],T0G=F5R=&EC86PM86QI9VXZ(&)O='1O;3L@9F]N=#H@
M,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/@T*("`@(#QT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@
M9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[('9E
M<G1I8V%L+6%L:6=N.B!B;W1T;VTG/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS
M1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@8V]L<W!A;CTS
M1#(@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT
M.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^
M)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z
M(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\
M+W1D/CPO='(^#0H\='(@<W1Y;&4],T0G=F5R=&EC86PM86QI9VXZ(&)O='1O
M;3L@8F%C:V=R;W5N9"UC;VQO<CH@<F=B*#(P-"PR,S@L,C4U*3L@9F]N=#H@
M,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/@T*("`@(#QT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=VED=&@Z(#DP)3L@=&5X="UA
M;&EG;CH@;&5F=#L@<&%D9&EN9RUL969T.B`T96T[(&9O;G0Z(#$P<'0@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!V97)T:6-A;"UA;&EG;CH@
M8F]T=&]M)SXR,#$S/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$
M)W=I9'1H.B`Q)3L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A
M<"!S='EL93TS1"=W:61T:#H@,24[('1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z
M(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXD/"]T9#X\
M=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W=I9'1H.B`W)3L@=&5X="UA
M;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF)SXX.#@L.#(S/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T
M>6QE/3-$)W=I9'1H.B`Q)3L@=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P
M="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^
M/"]T<CX-"CQT<B!S='EL93TS1"=V97)T:6-A;"UA;&EG;CH@8F]T=&]M.R!B
M86-K9W)O=6YD+6-O;&]R.B!7:&ET93L@9F]N=#H@,3!P="!#86QI8G)I+"!(
M96QV971I8V$L(%-A;G,M4V5R:68G/@T*("`@(#QT9"!S='EL93TS1"=F;VYT
M.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@=&5X="UA
M;&EG;CH@;&5F=#L@<&%D9&EN9RUL969T.B`T96T[('9E<G1I8V%L+6%L:6=N
M.B!B;W1T;VTG/C(P,30\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4]
M,T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G
M/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^,3$Y+#(T,#PO=&0^/'1D
M(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F
M;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q
M-C`[/"]T9#X\+W1R/@T*/'1R('-T>6QE/3-$)W9E<G1I8V%L+6%L:6=N.B!B
M;W1T;VT[(&)A8VMG<F]U;F0M8V]L;W(Z(')G8B@R,#0L,C,X+#(U-2D[(&9O
M;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SX-"B`@
M("`\=&0@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68[('1E>'0M86QI9VXZ(&QE9G0[('!A9&1I;F<M;&5F=#H@
M-&5M.R!V97)T:6-A;"UA;&EG;CH@8F]T=&]M)SXR,#$U/"]T9#X\=&0@;F]W
M<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R
M87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@
M,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO
M=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!R
M:6=H=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R
M:68G/C@S+#4T-3PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T
M97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\+W1R/@T*/'1R('-T>6QE/3-$
M)W9E<G1I8V%L+6%L:6=N.B!B;W1T;VT[(&)A8VMG<F]U;F0M8V]L;W(Z(%=H
M:71E.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9B<^#0H@("`@/'1D('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF.R!T97AT+6%L:6=N.B!L969T.R!P861D:6YG
M+6QE9G0Z(#1E;3L@=F5R=&EC86PM86QI9VXZ(&)O='1O;2<^,C`Q-CPO=&0^
M/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\
M=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[
M(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF
M(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA
M;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF)SXT-2PX-3@\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y
M;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(
M96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/"]T<CX-"CQT<B!S
M='EL93TS1"=V97)T:6-A;"UA;&EG;CH@8F]T=&]M.R!B86-K9W)O=6YD+6-O
M;&]R.B!R9V(H,C`T+#(S."PR-34I.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9B<^#0H@("`@/'1D('-T>6QE/3-$)V9O;G0Z
M(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T97AT+6%L
M:6=N.B!L969T.R!P861D:6YG+6QE9G0Z(#1E;3L@=F5R=&EC86PM86QI9VXZ
M(&)O='1O;2<^,C`Q-SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^
M)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$
M)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R
M87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXS,RPP-S$\+W1D/CQT9"!N
M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N
M=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P
M.SPO=&0^/"]T<CX-"CQT<B!S='EL93TS1"=V97)T:6-A;"UA;&EG;CH@8F]T
M=&]M.R!B86-K9W)O=6YD+6-O;&]R.B!7:&ET93L@9F]N=#H@,3!P="!#86QI
M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/@T*("`@(#QT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@<&%D9&EN9RUB
M;W1T;VTZ(#%P=#L@<&%D9&EN9RUL969T.B`S96T[(&9O;G0Z(#$P<'0@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!V97)T:6-A;"UA;&EG;CH@
M8F]T=&]M)SY4:&5R96%F=&5R/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T
M>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`Q<'0[(&9O;G0Z(#$P<'0@0V%L:6)R
M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G8F]R9&5R+6)O='1O;3H@0FQA
M8VL@,7!T('-O;&ED.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9CL@=&5X="UA;&EG;CH@;&5F="<^)B,Q-C`[/"]T9#X\=&0@
M;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V)O<F1E<BUB;W1T;VTZ($)L86-K
M(#%P="!S;VQI9#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68[('1E>'0M86QI9VXZ(')I9VAT)SXS+#$R,SPO=&0^/'1D(&YO
M=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@,7!T.R!T
M97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\+W1R/@T*/'1R('-T>6QE/3-$
M)W9E<G1I8V%L+6%L:6=N.B!B;W1T;VT[(&)A8VMG<F]U;F0M8V]L;W(Z(')G
M8B@R,#0L,C,X+#(U-2D[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A
M+"!386YS+5-E<FEF)SX-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE
M/3-$)W1E>'0M86QI9VXZ(&QE9G0[('!A9&1I;F<M8F]T=&]M.B`R+C5P=#L@
M<&%D9&EN9RUL969T.B`U+C1P=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV
M971I8V$L(%-A;G,M4V5R:68[('9E<G1I8V%L+6%L:6=N.B!B;W1T;VTG/B8C
M,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P861D:6YG
M+6)O='1O;3H@,BXU<'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A
M+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G8F]R9&5R+6)O='1O;3H@0FQA8VL@,BXU<'0@9&]U
M8FQE.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9CL@=&5X="UA;&EG;CH@;&5F="<^)#PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A
M<"!S='EL93TS1"=B;W)D97(M8F]T=&]M.B!";&%C:R`R+C5P="!D;W5B;&4[
M(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T
M97AT+6%L:6=N.B!R:6=H="<^,2PQ-S,L-C8P/"]T9#X\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`R+C5P=#L@=&5X="UA
M;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68G/B8C,38P.SPO=&0^/"]T<CX-"CPO=&%B;&4^#0H-"CQP('-T
M>6QE/3-$)V9O;G0Z(#$P<'0O;F]R;6%L($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9CL@;6%R9VEN.B`P.R!T97AT+6%L:6=N.B!J=7-T:69Y.R!T
M97AT+6EN9&5N=#H@,3,N-7!T)SXF(S$V,#L\+W`^/'-P86X^/"]S<&%N/CPO
M=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F4^#0H@("`@
M("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y396-U<FET:65S('-O
M;&0@=6YD97(@86=R965M96YT<R!T;R!R97!U<F-H87-E/"]T9#X-"B`@("`@
M("`@/'1D(&-L87-S/3-$=&5X=#X\<"!S='EL93TS1"=F;VYT.B`Q,'!T+VYO
M<FUA;"!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[(&UA<F=I;CH@
M,#L@=&5X="UA;&EG;CH@;&5F="<^5&AE(&9O;&QO=VEN9R!T86)L92!P<F5S
M96YT<R!C97)T86EN(&EN9F]R;6%T:6]N#0IF;W(@<V5C=7)I=&EE<R!S;VQD
M('5N9&5R(&%G<F5E;65N=',@=&\@<F5P=7)C:&%S93H\+W`^#0H-"CQP('-T
M>6QE/3-$)V9O;G0Z(#$P<'0O;F]R;6%L($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9CL@;6%R9VEN.B`P.R!T97AT+6%L:6=N.B!J=7-T:69Y.R!T
M97AT+6EN9&5N=#H@,3,N-7!T)SXF(S$V,#L\+W`^#0H-"CQT86)L92!C96QL
M<&%D9&EN9STS1#`@8V5L;'-P86-I;F<],T0P('-T>6QE/3-$)V)O<F1E<BUC
M;VQL87!S93H@8V]L;&%P<V4[('=I9'1H.B`Q,#`E.R!F;VYT.B`Q,'!T($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^#0H\='(@<W1Y;&4],T0G
M=F5R=&EC86PM86QI9VXZ(&)O='1O;3L@9F]N=#H@,3!P="!#86QI8G)I+"!(
M96QV971I8V$L(%-A;G,M4V5R:68G/@T*("`@(#QT9"!N;W=R87`],T1N;W=R
M87`@<W1Y;&4],T0G9F]N=#H@:71A;&EC(#$P<'0@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF.R!T97AT+6%L:6=N.B!J=7-T:69Y)SXH)"!I;B!T
M:&]U<V%N9',I/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A
M9&1I;F<M8F]T=&]M.B`Q<'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!C;VQS<&%N
M/3-$,B!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@8V5N
M=&5R.R!B;W)D97(M8F]T=&]M.B!";&%C:R`Q<'0@<V]L:60[(&9O;G0Z(#$P
M<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXR,#$R/"]T9#X\
M=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`Q
M<'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF
M)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D
M9&EN9RUB;W1T;VTZ(#%P=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I
M8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&-O;'-P86X]
M,T0R(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!C96YT
M97([(&)O<F1E<BUB;W1T;VTZ($)L86-K(#%P="!S;VQI9#L@9F]N=#H@,3!P
M="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/C(P,3$\+W1D/CQT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#%P
M=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G
M/B8C,38P.SPO=&0^/"]T<CX-"CQT<B!S='EL93TS1"=V97)T:6-A;"UA;&EG
M;CH@8F]T=&]M.R!B86-K9W)O=6YD+6-O;&]R.B!R9V(H,C`T+#(S."PR-34I
M.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^
M#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=W:61T:#H@.#`E
M.R!T97AT+6%L:6=N.B!J=7-T:69Y.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9B<^0F%L86YC92!A="!$96-E;6)E<B`S,3PO
M=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=W:61T:#H@,24[(&9O
M;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V
M,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=VED
M=&@Z(#$E.R!T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9B<^)#PO=&0^#0H\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)W=I9'1H.B`W)3L@=&5X="UA;&EG;CH@<FEG:'0[
M(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SX-
M"CQF;VYT('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A
M+"!386YS+5-E<FEF)SXF(S@R,3,[/"]F;VYT/@T*/"]T9#X\=&0@;F]W<F%P
M/3-$;F]W<F%P('-T>6QE/3-$)W=I9'1H.B`Q)3L@=&5X="UA;&EG;CH@;&5F
M=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G
M/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=W:61T
M:#H@,24[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y
M;&4],T0G=VED=&@Z(#$E.R!T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)#PO=&0^/'1D(&YO
M=W)A<#TS1&YO=W)A<"!S='EL93TS1"=W:61T:#H@-R4[('1E>'0M86QI9VXZ
M(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9B<^,3<L,3`U/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$
M)W=I9'1H.B`Q)3L@=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI
M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/"]T<CX-
M"CQT<B!S='EL93TS1"=V97)T:6-A;"UA;&EG;CH@8F]T=&]M.R!B86-K9W)O
M=6YD+6-O;&]R.B!7:&ET93L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I
M8V$L(%-A;G,M4V5R:68G/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y
M;&4],T0G=&5X="UA;&EG;CH@:G5S=&EF>3L@9F]N=#H@,3!P="!#86QI8G)I
M+"!(96QV971I8V$L(%-A;G,M4V5R:68G/E=E:6=H=&5D(&%V97)A9V4@:6YT
M97)E<W0@<F%T92!A="!$96-E;6)E<B`S,3PO=&0^/'1D(&YO=W)A<#TS1&YO
M=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N
M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O
M;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SX\9F]N
M="!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9B<^)B,X,C$S.SPO9F]N=#X\+W1D/CQT9"!N;W=R87`],T1N;W=R
M87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI
M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO
M=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W
M<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z
M(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\
M+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@
M<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF)SXP+C,R)3PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T
M97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\+W1R/@T*/'1R('-T>6QE/3-$
M)W9E<G1I8V%L+6%L:6=N.B!B;W1T;VT[(&)A8VMG<F]U;F0M8V]L;W(Z(')G
M8B@R,#0L,C,X+#(U-2D[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A
M+"!386YS+5-E<FEF)SX-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE
M/3-$)W1E>'0M86QI9VXZ(&IU<W1I9GD[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF)SY-87AI;75M(&%M;W5N="!O=71S=&%N
M9&EN9R!A="!A;GD@;6]N=&@M96YD(&1U<FEN9R!T:&4@>65A<CPO=&0^/'1D
M(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@
M;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O
M;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXD/"]T
M9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I
M9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9B<^,38L-S0U/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E
M>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A
M+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@
M<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S
M='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9B<^)#PO=&0^/'1D(&YO=W)A<#TS1&YO
M=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!R:6=H=#L@9F]N=#H@,3!P="!#
M86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/C<R+#DR-CPO=&0^/'1D
M(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F
M;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q
M-C`[/"]T9#X\+W1R/@T*/'1R('-T>6QE/3-$)W9E<G1I8V%L+6%L:6=N.B!B
M;W1T;VT[(&)A8VMG<F]U;F0M8V]L;W(Z(%=H:71E.R!F;VYT.B`Q,'!T($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^#0H@("`@/'1D(&YO=W)A
M<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!J=7-T:69Y.R!F;VYT
M.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^079E<F%G
M92!D86EL>2!B86QA;F-E(&]U='-T86YD:6YG(&1U<FEN9R!T:&4@>65A<CPO
M=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@
M("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE
M9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF
M)SXD/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI
M9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9B<^,2PV-C<\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4]
M,T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV
M971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO
M=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXD/"]T9#X\=&0@;F]W<F%P
M/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q
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M/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG
M;CH@:G5S=&EF>3L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68G/D%V97)A9V4@86YN=6%L(&EN=&5R97-T(')A=&4@<&%I9"!D
M=7)I;F<@=&AE('EE87(\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4]
M,T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G
M/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^,"XR-"4\+W1D/CQT9"!N
M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N
M=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P
M.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-
M"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ
M(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
M=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF)SXP+C,S)3PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A
M<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\+W1R/@T*
M/"]T86)L93X-"@T*#0H-"CQP('-T>6QE/3-$)V9O;G0Z(#$P<'0O;F]R;6%L
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@;6%R9VEN.B`P.R!T
M97AT+6%L:6=N.B!L969T)SXF(S$V,#LF(S$V,#L\+W`^/'-P86X^/"]S<&%N
M/CPO=&0^#0H@("`@("`\+W1R/@T*("`@(#PO=&%B;&4^#0H@(#PO8F]D>3X-
M"CPO:'1M;#X-"@T*+2TM+2TM/5].97AT4&%R=%]F.3`V,V0R85\P,V4U7S0Y
M-#1?86(T.5\R,&4T,V1A-CEA.#8-"D-O;G1E;G0M3&]C871I;VXZ(&9I;&4Z
M+R\O0SHO9CDP-C-D,F%?,#-E-5\T.30T7V%B-#E?,C!E-#-D838Y83@V+U=O
M<FMS:&5E=',O4VAE970S."YH=&UL#0I#;VYT96YT+51R86YS9F5R+45N8V]D
M:6YG.B!Q=6]T960M<')I;G1A8FQE#0I#;VYT96YT+51Y<&4Z('1E>'0O:'1M
M;#L@8VAA<G-E=#TB=7,M87-C:6DB#0H-"CQH=&UL/@T*("`\:&5A9#X-"B`@
M("`\345402!H='1P+65Q=6EV/3-$0V]N=&5N="U4>7!E(&-O;G1E;G0],T0G
M=&5X="]H=&UL.R!C:&%R<V5T/75T9BTX)SX\<V-R:7!T('1Y<&4],T1T97AT
M+VIA=F%S8W)I<'0@<W)C/3-$4VAO=RYJ<SXO*B!$;R!.;W0@4F5M;W9E(%1H
M:7,@0V]M;65N="`J+SPO<V-R:7!T/CPO:&5A9#X-"B`@/&)O9'D^#0H@("`@
M/'1A8FQE(&-L87-S/3-$<F5P;W)T(&ED/3-$240P14Q%/@T*("`@("`@/'1R
M/@T*("`@("`@("`\=&@@8VQA<W,],T1T;"!C;VQS<&%N/3-$,2!R;W=S<&%N
M/3-$,CX\<W1R;VYG/D)O<G)O=VEN9W,@86YD($)O<G)O=VEN9W,@079A:6QA
M8FEL:71Y("A486)L97,I/&)R/CPO<W1R;VYG/CPO=&@^#0H@("`@("`@(#QT
M:"!C;&%S<STS1'1H(&-O;'-P86X],T0Q/C$R($UO;G1H<R!%;F1E9#PO=&@^
M#0H@("`@("`\+W1R/@T*("`@("`@/'1R/@T*("`@("`@("`\=&@@8VQA<W,]
M,T1T:#Y$96,N(#,Q+"`R,#$R/&)R/CPO=&@^#0H@("`@("`\+W1R/@T*("`@
M("`@/'1R(&-L87-S/3-$<F4^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A
M;&EG;CTS1'1O<#X\<W1R;VYG/DYO=&5S('1O($9I;F%N8VEA;"!3=&%T96UE
M;G1S/"]S=')O;F<^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\
M<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA
M<W,],T1R;SX-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P
M/E-C:&5D=6QE(&]F(&1E8G0\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T
M97AT/CQP('-T>6QE/3-$)V9O;G0Z(#$P<'0O;F]R;6%L($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9CL@;6%R9VEN.B`P.R!T97AT+6%L:6=N.B!L
M969T)SY4:&4@9F]L;&]W:6YG('1A8FQE<R!P<F5S96YT(&EN9F]R;6%T:6]N
M#0IR96=A<F1I;F<@=&AE($-O;7!A;GDF(S$T-CMS(&]U='-T86YD:6YG(&)O
M<G)O=VEN9W,@870@1&5C96UB97(@,S$L(#(P,3(@86YD(#(P,3$Z/"]P/@T*
M#0H\<"!S='EL93TS1"=F;VYT.B`Q,'!T+VYO<FUA;"!#86QI8G)I+"!(96QV
M971I8V$L(%-A;G,M4V5R:68[(&UA<F=I;CH@,#L@=&5X="UA;&EG;CH@;&5F
M=#L@=&5X="UI;F1E;G0Z(#`N,C5I;B<^)B,Q-C`[/"]P/@T*#0H\=&%B;&4@
M8V5L;'!A9&1I;F<],T0P(&-E;&QS<&%C:6YG/3-$,"!S='EL93TS1"=B;W)D
M97(M8V]L;&%P<V4Z(&-O;&QA<'-E.R!W:61T:#H@,3`P)3L@9F]N=#H@,3!P
M="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/@T*/'1R('-T>6QE
M/3-$)W9E<G1I8V%L+6%L:6=N.B!B;W1T;VT[(&9O;G0Z(#$P<'0@0V%L:6)R
M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SX-"B`@("`\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&-E;G1E<CL@8F]R9&5R+6)O
M='1O;3H@0FQA8VL@,7!T('-O;&ED.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9B<^1&5S8W)I<'1I;VX@+2`R,#$R/"]T9#X\
M=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`Q
M<'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF
M)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4]
M,T0G=&5X="UA;&EG;CH@8V5N=&5R.R!B;W)D97(M8F]T=&]M.B!";&%C:R`Q
M<'0@<V]L:60[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF)SY$=64@9&%T93PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL
M93TS1"=P861D:6YG+6)O='1O;3H@,7!T.R!F;VYT.B`Q,'!T($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@
M;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&-E;G1E<CL@
M8F]R9&5R+6)O='1O;3H@0FQA8VL@,7!T('-O;&ED.R!F;VYT.B`Q,'!T($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^0V%L;"!&96%T=7)E/"]T
M9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M
M.B`Q<'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!C;VQS<&%N/3-$,B!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@8V5N=&5R.R!B;W)D97(M
M8F]T=&]M.B!";&%C:R`Q<'0@<V]L:60[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF)SXR,#$R(#QB<B`O/D%M;W5N=#PO=&0^
M/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@
M,7!T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A
M9&1I;F<M8F]T=&]M.B`Q<'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@8V5N=&5R.R!B;W)D97(M
M8F]T=&]M.B!";&%C:R`Q<'0@<V]L:60[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF)SY);G1E<F5S="!2871E/"]T9#X\+W1R
M/@T*/'1R('-T>6QE/3-$)W9E<G1I8V%L+6%L:6=N.B!B;W1T;VT[(&9O;G0Z
M(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SX-"B`@("`\
M=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&-E;G1E
M<CL@<&%D9&EN9RUL969T.B`U+C1P=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(
M96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS
M1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&-E;G1E<CL@<&%D9&EN9RUL
M969T.B`U+C1P=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL
M93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE
M/3-$)W1E>'0M86QI9VXZ(&-E;G1E<CL@<&%D9&EN9RUL969T.B`U+C1P=#L@
M9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C
M,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q
M,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T
M9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI
M9VXZ(&QE9G0[('9E<G1I8V%L+6%L:6=N.B!T;W`[(&9O;G0Z(#$P<'0@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N
M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[('9E
M<G1I8V%L+6%L:6=N.B!T;W`[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R
M87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI
M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO
M=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W
M<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&-E;G1E<CL@<&%D
M9&EN9RUL969T.B`U+C1P=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I
M8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/"]T<CX-"CQT<B!S='EL93TS
M1"=V97)T:6-A;"UA;&EG;CH@8F]T=&]M.R!B86-K9W)O=6YD+6-O;&]R.B!R
M9V(H,C`T+#(S."PR-34I.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9B<^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL
M93TS1"=W:61T:#H@,C4E.R!T97AT+6%L:6=N.B!L969T.R!T97AT+6EN9&5N
M=#H@+3`N,C5I;CL@<&%D9&EN9RUL969T.B`P+C(U:6X[('9E<G1I8V%L+6%L
M:6=N.B!T;W`[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF)SY4<G5S="!0<F5F97)R960@4V5C=7)I=&EE<SPO=&0^/'1D(&YO
M=W)A<#TS1&YO=W)A<"!S='EL93TS1"=W:61T:#H@,24[(&9O;G0Z(#$P<'0@
M0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*
M("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=VED=&@Z(#$U)3L@
M=&5X="UA;&EG;CH@8V5N=&5R.R!P861D:6YG+6QE9G0Z(#4N-'!T.R!V97)T
M:6-A;"UA;&EG;CH@=&]P.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9B<^,2\R,R\S-#PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A
M<"!S='EL93TS1"=W:61T:#H@,24[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R
M87`],T1N;W=R87`@<W1Y;&4],T0G=VED=&@Z(#(R)3L@=&5X="UA;&EG;CH@
M8V5N=&5R.R!P861D:6YG+6QE9G0Z(#4N-'!T.R!V97)T:6-A;"UA;&EG;CH@
M=&]P.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9B<^475A<G1E<FQY(&)Y($-O;7!A;GD@/&)R("\^8F5G:6YN:6YG(#$O,C,O
M,#D\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=VED=&@Z(#$E
M.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^
M)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$
M)W=I9'1H.B`Q)3L@=&5X="UA;&EG;CH@;&5F=#L@=F5R=&EC86PM86QI9VXZ
M('1O<#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R
M:68G/B0\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=VED=&@Z
M(#<E.R!T97AT+6%L:6=N.B!R:6=H=#L@=F5R=&EC86PM86QI9VXZ('1O<#L@
M9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/C(P
M+#8R,"PP,#`\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=VED
M=&@Z(#$E.R!T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P
M/3-$;F]W<F%P('-T>6QE/3-$)W=I9'1H.B`Q)3L@9F]N=#H@,3!P="!#86QI
M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@
M/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=W:61T:#H@,C4E.R!T97AT
M+6%L:6=N.B!C96YT97([('!A9&1I;F<M;&5F=#H@-2XT<'0[('9E<G1I8V%L
M+6%L:6=N.B!T;W`[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF)SXS+C`Q)2!A="`Q,B\S,2\Q,B`\8G(@+SYA9&IU<W1A8FQE
M(')A=&4@/&)R("\^,R!M;VYT:"!,24)/4B`K(#(N-S`E/"]T9#X\+W1R/@T*
M/'1R('-T>6QE/3-$)W9E<G1I8V%L+6%L:6=N.B!B;W1T;VT[(&)A8VMG<F]U
M;F0M8V]L;W(Z(%=H:71E.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9B<^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL
M93TS1"=T97AT+6%L:6=N.B!L969T.R!P861D:6YG+6)O='1O;3H@,7!T.R!T
M97AT+6EN9&5N=#H@+3`N,C5I;CL@<&%D9&EN9RUL969T.B`P+C(U:6X[(&9O
M;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V
M,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB
M;W1T;VTZ(#%P=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A
M<"!S='EL93TS1"=T97AT+6%L:6=N.B!C96YT97([('!A9&1I;F<M8F]T=&]M
M.B`Q<'0[('!A9&1I;F<M;&5F=#H@-2XT<'0[(&9O;G0Z(#$P<'0@0V%L:6)R
M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R
M87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#%P=#L@9F]N
M=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P
M.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT
M+6%L:6=N.B!C96YT97([('!A9&1I;F<M8F]T=&]M.B`Q<'0[('!A9&1I;F<M
M;&5F=#H@-2XT<'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y
M;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#%P=#L@9F]N=#H@,3!P="!#86QI8G)I
M+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D
M(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@,7!T
M.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@
M=&5X="UA;&EG;CH@;&5F=#L@=F5R=&EC86PM86QI9VXZ('1O<"<^)B,Q-C`[
M/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T
M=&]M.B`Q<'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF.R!T97AT+6%L:6=N.B!R:6=H=#L@=F5R=&EC86PM86QI9VXZ('1O
M<"<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A
M9&1I;F<M8F]T=&]M.B`Q<'0[('1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P
M<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D
M/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ
M(#%P=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R
M:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL
M93TS1"=T97AT+6%L:6=N.B!C96YT97([('!A9&1I;F<M8F]T=&]M.B`Q<'0[
M('!A9&1I;F<M;&5F=#H@-2XT<'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CPO='(^#0H\='(@<W1Y
M;&4],T0G=F5R=&EC86PM86QI9VXZ(&)O='1O;3L@8F%C:V=R;W5N9"UC;VQO
M<CH@<F=B*#(P-"PR,S@L,C4U*3L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV
M971I8V$L(%-A;G,M4V5R:68G/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@
M<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@<&%D9&EN9RUB;W1T;VTZ(#%P
M=#L@=&5X="UI;F1E;G0Z("TP+C(U:6X[('!A9&1I;F<M;&5F=#H@,"XR-6EN
M.R!V97)T:6-A;"UA;&EG;CH@=&]P.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9B<^5')U<W0@4')E9F5R<F5D(%-E8W5R:71I
M97,\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB
M;W1T;VTZ(#%P=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A
M<"!S='EL93TS1"=T97AT+6%L:6=N.B!C96YT97([('!A9&1I;F<M8F]T=&]M
M.B`Q<'0[('!A9&1I;F<M;&5F=#H@-2XT<'0[('9E<G1I8V%L+6%L:6=N.B!T
M;W`[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF
M)SXV+S$U+S,V/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A
M9&1I;F<M8F]T=&]M.B`Q<'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@8V5N=&5R.R!P861D:6YG
M+6)O='1O;3H@,7!T.R!P861D:6YG+6QE9G0Z(#4N-'!T.R!V97)T:6-A;"UA
M;&EG;CH@=&]P.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9B<^475A<G1E<FQY(&)Y($-O;7!A;GD@/&)R("\^8F5G:6YN:6YG
M(#8O,34O,3$\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D
M9&EN9RUB;W1T;VTZ(#%P=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I
M8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS
M1&YO=W)A<"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@,7!T.R!T97AT+6%L
M:6=N.B!L969T.R!V97)T:6-A;"UA;&EG;CH@=&]P.R!F;VYT.B`Q,'!T($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@8F]R9&5R+6)O='1O;3H@
M0FQA8VL@,7!T('-O;&ED)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R
M87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#%P=#L@=&5X="UA;&EG;CH@
M<FEG:'0[('9E<G1I8V%L+6%L:6=N.B!T;W`[(&9O;G0Z(#$P<'0@0V%L:6)R
M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!B;W)D97(M8F]T=&]M.B!";&%C
M:R`Q<'0@<V]L:60G/C(U+#<W-"PP,#`\+W1D/CQT9"!N;W=R87`],T1N;W=R
M87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#%P=#L@=&5X="UA;&EG;CH@
M;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R
M:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P
M861D:6YG+6)O='1O;3H@,7!T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P
M/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&-E;G1E<CL@<&%D9&EN
M9RUB;W1T;VTZ(#%P=#L@<&%D9&EN9RUL969T.B`U+C1P=#L@=F5R=&EC86PM
M86QI9VXZ('1O<#L@8F]R9&5R+6)O='1O;3H@0FQA8VL@,7!T('-O;&ED.R!F
M;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^,2XW
M,"4@870@,3(O,S$O,3(@/&)R("\^861J=7-T86)L92!R871E(#QB<B`O/C,@
M;6]N=&@@3$E"3U(@*R`Q+C,Y)3PO=&0^/"]T<CX-"CQT<B!S='EL93TS1"=V
M97)T:6-A;"UA;&EG;CH@8F]T=&]M.R!B86-K9W)O=6YD+6-O;&]R.B!7:&ET
M93L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G
M/@T*("`@(#QT9"!C;VQS<&%N/3-$-2!N;W=R87`],T1N;W=R87`@<W1Y;&4]
M,T0G=&5X="UA;&EG;CH@;&5F=#L@<&%D9&EN9RUB;W1T;VTZ(#(N-7!T.R!P
M861D:6YG+6QE9G0Z(#`[('9E<G1I8V%L+6%L:6=N.B!T;W`[(&9O;G0Z(#$P
M<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SY4;W1A;"!B;W)R
M;W=I;F=S("\@=V5I9VAT960@879E<F%G92!R871E(&%S(&]F($1E8V5M8F5R
M(#,Q+"`R,#$R/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A
M9&1I;F<M8F]T=&]M.B`R+C5P=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV
M971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A
M<#TS1&YO=W)A<"!S='EL93TS1"=B;W)D97(M8F]T=&]M.B!";&%C:R`R+C5P
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M97)T:6-A;"UA;&EG;CH@=&]P)SXT-BPS.30L,#`P/"]T9#X\=&0@;F]W<F%P
M/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`R+C5P=#L@=&5X
M="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S
M='EL93TS1"=P861D:6YG+6)O='1O;3H@,BXU<'0[(&9O;G0Z(#$P<'0@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@
M(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@8V5N
M=&5R.R!P861D:6YG+6)O='1O;3H@,BXU<'0[('!A9&1I;F<M;&5F=#H@-2XT
M<'0[('9E<G1I8V%L+6%L:6=N.B!T;W`[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF)SXR+C(X)3PO=&0^/"]T<CX-"CPO=&%B
M;&4^#0H-"CQP('-T>6QE/3-$)V9O;G0Z(#$P<'0O;F]R;6%L($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9CL@;6%R9VEN.B`P.R!T97AT+6%L:6=N
M.B!L969T)SXF(S$V,#L\+W`^#0H-"CQP('-T>6QE/3-$)V9O;G0Z(#$P<'0O
M;F]R;6%L($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@;6%R9VEN
M.B`P.R!T97AT+6%L:6=N.B!L969T.R!T97AT+6EN9&5N=#H@,"XR-6EN)SXF
M(S$V,#L\+W`^#0H-"CQT86)L92!C96QL<&%D9&EN9STS1#`@8V5L;'-P86-I
M;F<],T0P('-T>6QE/3-$)V)O<F1E<BUC;VQL87!S93H@8V]L;&%P<V4[('=I
M9'1H.B`Q,#`E.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9B<^#0H\='(@<W1Y;&4],T0G=F5R=&EC86PM86QI9VXZ(&)O='1O
M;3L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G
M/@T*("`@(#QT9"!S='EL93TS1"=T97AT+6%L:6=N.B!C96YT97([(&)O<F1E
M<BUB;W1T;VTZ($)L86-K(#%P="!S;VQI9#L@9F]N=#H@,3!P="!#86QI8G)I
M+"!(96QV971I8V$L(%-A;G,M4V5R:68[('1E>'0M:6YD96YT.B`P.R!V97)T
M:6-A;"UA;&EG;CH@8F]T=&]M)SY$97-C<FEP=&EO;B`M(#(P,3$\+W1D/CQT
M9"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@,7!T.R!T97AT+6%L:6=N.B!C
M96YT97([('9E<G1I8V%L+6%L:6=N.B!B;W1T;VT[(&9O;G0Z(#$P<'0@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@
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M;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q
M-C`[/"]T9#X-"B`@("`\=&0@<W1Y;&4],T0G=&5X="UA;&EG;CH@8V5N=&5R
M.R!B;W)D97(M8F]T=&]M.B!";&%C:R`Q<'0@<V]L:60[(&9O;G0Z(#$P<'0@
M0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!V97)T:6-A;"UA;&EG
M;CH@8F]T=&]M)SY#86QL($9E871U<F4\+W1D/CQT9"!S='EL93TS1"=P861D
M:6YG+6)O='1O;3H@,7!T.R!T97AT+6%L:6=N.B!C96YT97([('9E<G1I8V%L
M+6%L:6=N.B!B;W1T;VT[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A
M+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!C;VQS<&%N/3-$
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M=&]M.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9B<^)B,Q-C`[/"]T9#X\=&0@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#%P
M=#L@=&5X="UA;&EG;CH@8V5N=&5R.R!V97)T:6-A;"UA;&EG;CH@8F]T=&]M
M.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^
M)B,Q-C`[/"]T9#X-"B`@("`\=&0@<W1Y;&4],T0G=&5X="UA;&EG;CH@8V5N
M=&5R.R!B;W)D97(M8F]T=&]M.B!";&%C:R`Q<'0@<V]L:60[(&9O;G0Z(#$P
M<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!V97)T:6-A;"UA
M;&EG;CH@8F]T=&]M)SY);G1E<F5S="!2871E/"]T9#X\+W1R/@T*/'1R('-T
M>6QE/3-$)W9E<G1I8V%L+6%L:6=N.B!B;W1T;VT[(&9O;G0Z(#$P<'0@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SX-"B`@("`\=&0@<W1Y;&4]
M,T0G=&5X="UA;&EG;CH@;&5F=#L@=&5X="UI;F1E;G0Z(#`[('9E<G1I8V%L
M+6%L:6=N.B!T;W`[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!S='EL93TS1"=F;VYT.B`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-
M"B`@("`\=&0@<W1Y;&4],T0G=&5X="UA;&EG;CH@8V5N=&5R.R!V97)T:6-A
M;"UA;&EG;CH@=&]P.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@<W1Y;&4],T0G9F]N=#H@,3!P
M="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^
M#0H@("`@/'1D('-T>6QE/3-$)W1E>'0M86QI9VXZ(&-E;G1E<CL@=F5R=&EC
M86PM86QI9VXZ('1O<#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D('-T>6QE/3-$)V9O;G0Z(#$P
M<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D
M/@T*("`@(#QT9"!C;VQS<&%N/3-$,B!S='EL93TS1"=T97AT+6%L:6=N.B!C
M96YT97([(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF)SXF(S$V,#L\+W1D/CQT9"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@<W1Y
M;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R
M:68G/B8C,38P.SPO=&0^#0H@("`@/'1D('-T>6QE/3-$)W1E>'0M86QI9VXZ
M(&-E;G1E<CL@=F5R=&EC86PM86QI9VXZ('1O<#L@9F]N=#H@,3!P="!#86QI
M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/"]T<CX-
M"CQT<B!S='EL93TS1"=V97)T:6-A;"UA;&EG;CH@8F]T=&]M.R!B86-K9W)O
M=6YD+6-O;&]R.B!R9V(H,C`T+#(S."PR-34I.R!F;VYT.B`Q,'!T($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^#0H@("`@/'1D('-T>6QE/3-$
M)W=I9'1H.B`R-24[('1E>'0M86QI9VXZ(&QE9G0[('1E>'0M:6YD96YT.B`P
M.R!V97)T:6-A;"UA;&EG;CH@=&]P.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9B<^1DA,0B!497)M($YO=&4\+W1D/CQT9"!S
M='EL93TS1"=W:61T:#H@,24[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!S='EL93TS
M1"=W:61T:#H@,34E.R!T97AT+6%L:6=N.B!C96YT97([('!A9&1I;F<M;&5F
M=#H@-2XT<'0[('9E<G1I8V%L+6%L:6=N.B!T;W`[(&9O;G0Z(#$P<'0@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXT+S(P+S$R/"]T9#X\=&0@
M<W1Y;&4],T0G=VED=&@Z(#$E.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@<W1Y;&4]
M,T0G=VED=&@Z(#(R)3L@=&5X="UA;&EG;CH@8V5N=&5R.R!P861D:6YG+6QE
M9G0Z(#4N-'!T.R!V97)T:6-A;"UA;&EG;CH@=&]P.R!F;VYT.B`Q,'!T($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^475A<G1E<FQY(&)Y($9(
M3$(L(#QB<B`O/@T*8F5G:6YN:6YG(#0O,C`O,#D\+W1D/CQT9"!S='EL93TS
M1"=W:61T:#H@,24[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!S='EL93TS1"=W:61T
M:#H@,24[('1E>'0M86QI9VXZ(&QE9G0[('9E<G1I8V%L+6%L:6=N.B!T;W`[
M(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXD
M/"]T9#X\=&0@<W1Y;&4],T0G=VED=&@Z(#<E.R!T97AT+6%L:6=N.B!R:6=H
M=#L@=F5R=&EC86PM86QI9VXZ('1O<#L@9F]N=#H@,3!P="!#86QI8G)I+"!(
M96QV971I8V$L(%-A;G,M4V5R:68G/C<L-3`P+#`P,#PO=&0^/'1D('-T>6QE
M/3-$)W=I9'1H.B`Q)3L@=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#
M86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D
M('-T>6QE/3-$)W=I9'1H.B`Q)3L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV
M971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D('-T>6QE
M/3-$)W=I9'1H.B`R-24[('1E>'0M86QI9VXZ(&-E;G1E<CL@<&%D9&EN9RUL
M969T.B`U+C1P=#L@=F5R=&EC86PM86QI9VXZ('1O<#L@9F]N=#H@,3!P="!#
M86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/C0N-3$E(&9I>&5D/"]T
M9#X\+W1R/@T*/'1R('-T>6QE/3-$)W9E<G1I8V%L+6%L:6=N.B!B;W1T;VT[
M(&)A8VMG<F]U;F0M8V]L;W(Z(%=H:71E.R!F;VYT.B`Q,'!T($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9B<^#0H@("`@/'1D('-T>6QE/3-$)W1E
M>'0M86QI9VXZ(&QE9G0[('1E>'0M:6YD96YT.B`P.R!V97)T:6-A;"UA;&EG
M;CH@=&]P.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9B<^)B,Q-C`[/"]T9#X\=&0@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI
M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@
M/'1D('-T>6QE/3-$)W1E>'0M86QI9VXZ(&-E;G1E<CL@<&%D9&EN9RUL969T
M.B`U+C1P=#L@=F5R=&EC86PM86QI9VXZ('1O<#L@9F]N=#H@,3!P="!#86QI
M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D('-T
M>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!S='EL93TS1"=T97AT+6%L:6=N
M.B!C96YT97([('!A9&1I;F<M;&5F=#H@-2XT<'0[('9E<G1I8V%L+6%L:6=N
M.B!T;W`[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF)SXF(S$V,#L\+W1D/CQT9"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\
M=&0@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@=F5R=&EC86PM86QI9VXZ
M('1O<#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R
M:68G/B8C,38P.SPO=&0^/'1D('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT
M.R!V97)T:6-A;"UA;&EG;CH@=&]P.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@<W1Y;&4],T0G
M=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I
M8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D('-T>6QE/3-$)V9O;G0Z
M(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\
M+W1D/@T*("`@(#QT9"!S='EL93TS1"=T97AT+6%L:6=N.B!C96YT97([('!A
M9&1I;F<M;&5F=#H@-2XT<'0[('9E<G1I8V%L+6%L:6=N.B!T;W`[(&9O;G0Z
M(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\
M+W1D/CPO='(^#0H\='(@<W1Y;&4],T0G=F5R=&EC86PM86QI9VXZ(&)O='1O
M;3L@8F%C:V=R;W5N9"UC;VQO<CH@<F=B*#(P-"PR,S@L,C4U*3L@9F]N=#H@
M,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/@T*("`@(#QT
M9"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!T97AT+6EN9&5N=#H@,#L@
M=F5R=&EC86PM86QI9VXZ('1O<#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV
M971I8V$L(%-A;G,M4V5R:68G/D9(3$(@5&5R;2!.;W1E/"]T9#X\=&0@<W1Y
M;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R
M:68G/B8C,38P.SPO=&0^#0H@("`@/'1D('-T>6QE/3-$)W1E>'0M86QI9VXZ
M(&-E;G1E<CL@<&%D9&EN9RUL969T.B`U+C1P=#L@=F5R=&EC86PM86QI9VXZ
M('1O<#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R
M:68G/C8O,C@O,3(\+W1D/CQT9"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\
M=&0@<W1Y;&4],T0G=&5X="UA;&EG;CH@8V5N=&5R.R!P861D:6YG+6QE9G0Z
M(#4N-'!T.R!V97)T:6-A;"UA;&EG;CH@=&]P.R!F;VYT.B`Q,'!T($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^3F]N93PO=&0^/'1D('-T>6QE
M/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF
M)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!S='EL93TS1"=T97AT+6%L:6=N.B!L
M969T.R!V97)T:6-A;"UA;&EG;CH@=&]P.R!F;VYT.B`Q,'!T($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@<W1Y;&4]
M,T0G=&5X="UA;&EG;CH@<FEG:'0[('9E<G1I8V%L+6%L:6=N.B!T;W`[(&9O
M;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXQ-2PP
M,#`L,#`P/"]T9#X\=&0@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N
M=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P
M.SPO=&0^/'1D('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!S='EL93TS
M1"=T97AT+6%L:6=N.B!C96YT97([('!A9&1I;F<M;&5F=#H@-2XT<'0[('9E
M<G1I8V%L+6%L:6=N.B!T;W`[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF)SXP+C8Y)2!F:7AE9#PO=&0^/"]T<CX-"CQT<B!S
M='EL93TS1"=V97)T:6-A;"UA;&EG;CH@8F]T=&]M.R!B86-K9W)O=6YD+6-O
M;&]R.B!7:&ET93L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68G/@T*("`@(#QT9"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T
M.R!T97AT+6EN9&5N=#H@,#L@=F5R=&EC86PM86QI9VXZ('1O<#L@9F]N=#H@
M,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO
M=&0^/'1D('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A
M+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!S='EL93TS1"=T
M97AT+6%L:6=N.B!C96YT97([('!A9&1I;F<M;&5F=#H@-2XT<'0[('9E<G1I
M8V%L+6%L:6=N.B!T;W`[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A
M+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!S='EL93TS1"=F;VYT.B`Q
M,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T
M9#X-"B`@("`\=&0@<W1Y;&4],T0G=&5X="UA;&EG;CH@8V5N=&5R.R!P861D
M:6YG+6QE9G0Z(#4N-'!T.R!V97)T:6-A;"UA;&EG;CH@=&]P.R!F;VYT.B`Q
M,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T
M9#X\=&0@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D('-T>6QE/3-$)W1E
M>'0M86QI9VXZ(&QE9G0[('9E<G1I8V%L+6%L:6=N.B!T;W`[(&9O;G0Z(#$P
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M)SXF(S$V,#L\+W1D/CQT9"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@
M<W1Y;&4],T0G=&5X="UA;&EG;CH@8V5N=&5R.R!P861D:6YG+6QE9G0Z(#4N
M-'!T.R!V97)T:6-A;"UA;&EG;CH@=&]P.R!F;VYT.B`Q,'!T($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\+W1R/@T*/'1R
M('-T>6QE/3-$)W9E<G1I8V%L+6%L:6=N.B!B;W1T;VT[(&)A8VMG<F]U;F0M
M8V]L;W(Z(')G8B@R,#0L,C,X+#(U-2D[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF)SX-"B`@("`\=&0@<W1Y;&4],T0G=&5X
M="UA;&EG;CH@;&5F=#L@=&5X="UI;F1E;G0Z(#`[('9E<G1I8V%L+6%L:6=N
M.B!T;W`[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF)SY&2$Q"(%1E<FT@3F]T928C.3L\+W1D/CQT9"!S='EL93TS1"=F;VYT
M.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[
M/"]T9#X-"B`@("`\=&0@<W1Y;&4],T0G=&5X="UA;&EG;CH@8V5N=&5R.R!P
M861D:6YG+6QE9G0Z(#4N-'!T.R!V97)T:6-A;"UA;&EG;CH@=&]P.R!F;VYT
M.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^,3(O,C@O
M,3(\+W1D/CQT9"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@<W1Y;&4]
M,T0G=&5X="UA;&EG;CH@8V5N=&5R.R!P861D:6YG+6QE9G0Z(#4N-'!T.R!V
M97)T:6-A;"UA;&EG;CH@=&]P.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9B<^3F]N93PO=&0^/'1D('-T>6QE/3-$)V9O;G0Z
M(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\
M+W1D/@T*("`@(#QT9"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!V97)T
M:6-A;"UA;&EG;CH@=&]P.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@<W1Y;&4],T0G=&5X="UA
M;&EG;CH@<FEG:'0[('9E<G1I8V%L+6%L:6=N.B!T;W`[(&9O;G0Z(#$P<'0@
M0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXW+#4P,"PP,#`\+W1D
M/CQT9"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@
M<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D('-T>6QE/3-$)W1E>'0M86QI
M9VXZ(&-E;G1E<CL@<&%D9&EN9RUL969T.B`U+C1P=#L@=F5R=&EC86PM86QI
M9VXZ('1O<#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68G/C`N.3$E(&9I>&5D/"]T9#X\+W1R/@T*/'1R('-T>6QE/3-$)W9E
M<G1I8V%L+6%L:6=N.B!B;W1T;VT[(&)A8VMG<F]U;F0M8V]L;W(Z(%=H:71E
M.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^
M#0H@("`@/'1D('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[('1E>'0M:6YD
M96YT.B`P.R!V97)T:6-A;"UA;&EG;CH@=&]P.R!F;VYT.B`Q,'!T($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@<W1Y
M;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R
M:68G/B8C,38P.SPO=&0^#0H@("`@/'1D('-T>6QE/3-$)W1E>'0M86QI9VXZ
M(&-E;G1E<CL@<&%D9&EN9RUL969T.B`U+C1P=#L@=F5R=&EC86PM86QI9VXZ
M('1O<#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R
M:68G/B8C,38P.SPO=&0^/'1D('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R
M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT
M9"!S='EL93TS1"=T97AT+6%L:6=N.B!C96YT97([('!A9&1I;F<M;&5F=#H@
M-2XT<'0[('9E<G1I8V%L+6%L:6=N.B!T;W`[(&9O;G0Z(#$P<'0@0V%L:6)R
M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!S='EL
M93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@<W1Y;&4],T0G=&5X="UA;&EG;CH@
M;&5F=#L@=F5R=&EC86PM86QI9VXZ('1O<#L@9F]N=#H@,3!P="!#86QI8G)I
M+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D('-T>6QE
M/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!V97)T:6-A;"UA;&EG;CH@=&]P.R!F
M;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q
M-C`[/"]T9#X\=&0@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@
M,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO
M=&0^/'1D('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A
M+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!S='EL93TS1"=T
M97AT+6%L:6=N.B!C96YT97([('!A9&1I;F<M;&5F=#H@-2XT<'0[('9E<G1I
M8V%L+6%L:6=N.B!T;W`[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A
M+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CPO='(^#0H\='(@<W1Y;&4],T0G
M=F5R=&EC86PM86QI9VXZ(&)O='1O;3L@8F%C:V=R;W5N9"UC;VQO<CH@<F=B
M*#(P-"PR,S@L,C4U*3L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68G/@T*("`@(#QT9"!S='EL93TS1"=T97AT+6%L:6=N.B!L
M969T.R!T97AT+6EN9&5N=#H@,#L@=F5R=&EC86PM86QI9VXZ('1O<#L@9F]N
M=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/D9(3$(@
M5&5R;2!.;W1E/"]T9#X\=&0@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I
M+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D
M('-T>6QE/3-$)W1E>'0M86QI9VXZ(&-E;G1E<CL@<&%D9&EN9RUL969T.B`U
M+C1P=#L@=F5R=&EC86PM86QI9VXZ('1O<#L@9F]N=#H@,3!P="!#86QI8G)I
M+"!(96QV971I8V$L(%-A;G,M4V5R:68G/C8O,C@O,C`Q,SPO=&0^/'1D('-T
M>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!S='EL93TS1"=T97AT+6%L:6=N
M.B!C96YT97([('!A9&1I;F<M;&5F=#H@-2XT<'0[('9E<G1I8V%L+6%L:6=N
M.B!T;W`[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF)SY.;VYE/"]T9#X\=&0@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I
M+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D
M('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[('9E<G1I8V%L+6%L:6=N.B!T
M;W`[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF
M)SXF(S$V,#L\+W1D/CQT9"!S='EL93TS1"=T97AT+6%L:6=N.B!R:6=H=#L@
M=F5R=&EC86PM86QI9VXZ('1O<#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV
M971I8V$L(%-A;G,M4V5R:68G/C$U+#`P,"PP,#`\+W1D/CQT9"!S='EL93TS
M1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@<W1Y;&4],T0G9F]N
M=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P
M.SPO=&0^#0H@("`@/'1D('-T>6QE/3-$)W1E>'0M86QI9VXZ(&-E;G1E<CL@
M<&%D9&EN9RUL969T.B`U+C1P=#L@=F5R=&EC86PM86QI9VXZ('1O<#L@9F]N
M=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/C`N-S(E
M(&9I>&5D/"]T9#X\+W1R/@T*/'1R('-T>6QE/3-$)W9E<G1I8V%L+6%L:6=N
M.B!B;W1T;VT[(&)A8VMG<F]U;F0M8V]L;W(Z(%=H:71E.R!F;VYT.B`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^#0H@("`@/'1D('-T
M>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[('1E>'0M:6YD96YT.B`P.R!V97)T
M:6-A;"UA;&EG;CH@=&]P.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@<W1Y;&4],T0G9F]N=#H@
M,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO
M=&0^#0H@("`@/'1D('-T>6QE/3-$)W1E>'0M86QI9VXZ(&-E;G1E<CL@<&%D
M9&EN9RUL969T.B`U+C1P=#L@=F5R=&EC86PM86QI9VXZ('1O<#L@9F]N=#H@
M,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO
M=&0^/'1D('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A
M+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!S='EL93TS1"=T
M97AT+6%L:6=N.B!C96YT97([('!A9&1I;F<M;&5F=#H@-2XT<'0[('9E<G1I
M8V%L+6%L:6=N.B!T;W`[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A
M+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!S='EL93TS1"=F;VYT.B`Q
M,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T
M9#X-"B`@("`\=&0@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@=F5R=&EC
M86PM86QI9VXZ('1O<#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D('-T>6QE/3-$)W1E>'0M86QI
M9VXZ(')I9VAT.R!V97)T:6-A;"UA;&EG;CH@=&]P.R!F;VYT.B`Q,'!T($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@
M<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I
M+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D('-T>6QE
M/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF
M)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!S='EL93TS1"=T97AT+6%L:6=N.B!C
M96YT97([('!A9&1I;F<M;&5F=#H@-2XT<'0[('9E<G1I8V%L+6%L:6=N.B!T
M;W`[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF
M)SXF(S$V,#L\+W1D/CPO='(^#0H\='(@<W1Y;&4],T0G=F5R=&EC86PM86QI
M9VXZ(&)O='1O;3L@8F%C:V=R;W5N9"UC;VQO<CH@<F=B*#(P-"PR,S@L,C4U
M*3L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G
M/@T*("`@(#QT9"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!T97AT+6EN
M9&5N=#H@,#L@=F5R=&EC86PM86QI9VXZ('1O<#L@9F]N=#H@,3!P="!#86QI
M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/D9(3$(@5&5R;2!.;W1E)B,Y
M.SPO=&0^/'1D('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!S='EL93TS
M1"=T97AT+6%L:6=N.B!C96YT97([('!A9&1I;F<M;&5F=#H@-2XT<'0[('9E
M<G1I8V%L+6%L:6=N.B!T;W`[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF)SXQ,B\S,"\Q,SPO=&0^/'1D('-T>6QE/3-$)V9O
M;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V
M,#L\+W1D/@T*("`@(#QT9"!S='EL93TS1"=T97AT+6%L:6=N.B!C96YT97([
M('!A9&1I;F<M;&5F=#H@-2XT<'0[('9E<G1I8V%L+6%L:6=N.B!T;W`[(&9O
M;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SY.;VYE
M/"]T9#X\=&0@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I
M8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D('-T>6QE/3-$
M)W1E>'0M86QI9VXZ(&QE9G0[('9E<G1I8V%L+6%L:6=N.B!T;W`[(&9O;G0Z
M(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\
M+W1D/CQT9"!S='EL93TS1"=T97AT+6%L:6=N.B!R:6=H=#L@=F5R=&EC86PM
M86QI9VXZ('1O<#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68G/C<L-3`P+#`P,#PO=&0^/'1D('-T>6QE/3-$)W1E>'0M86QI
M9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!S='EL93TS1"=F;VYT.B`Q,'!T($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@
M("`\=&0@<W1Y;&4],T0G=&5X="UA;&EG;CH@8V5N=&5R.R!P861D:6YG+6QE
M9G0Z(#4N-'!T.R!V97)T:6-A;"UA;&EG;CH@=&]P.R!F;VYT.B`Q,'!T($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^,2XU,"4@9FEX960\+W1D
M/CPO='(^#0H\='(@<W1Y;&4],T0G=F5R=&EC86PM86QI9VXZ(&)O='1O;3L@
M8F%C:V=R;W5N9"UC;VQO<CH@5VAI=&4[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF)SX-"B`@("`\=&0@<W1Y;&4],T0G=&5X
M="UA;&EG;CH@;&5F=#L@=&5X="UI;F1E;G0Z(#`[('9E<G1I8V%L+6%L:6=N
M.B!T;W`[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF)SXF(S$V,#L\+W1D/CQT9"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\
M=&0@<W1Y;&4],T0G=&5X="UA;&EG;CH@8V5N=&5R.R!P861D:6YG+6QE9G0Z
M(#4N-'!T.R!V97)T:6-A;"UA;&EG;CH@=&]P.R!F;VYT.B`Q,'!T($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@<W1Y
M;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R
M:68G/B8C,38P.SPO=&0^#0H@("`@/'1D('-T>6QE/3-$)W1E>'0M86QI9VXZ
M(&-E;G1E<CL@<&%D9&EN9RUL969T.B`U+C1P=#L@=F5R=&EC86PM86QI9VXZ
M('1O<#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R
M:68G/B8C,38P.SPO=&0^/'1D('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R
M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT
M9"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!V97)T:6-A;"UA;&EG;CH@
M=&]P.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9B<^)B,Q-C`[/"]T9#X\=&0@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[
M('9E<G1I8V%L+6%L:6=N.B!T;W`[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!S='EL93TS1"=T
M97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@<W1Y;&4],T0G9F]N=#H@
M,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO
M=&0^#0H@("`@/'1D('-T>6QE/3-$)W1E>'0M86QI9VXZ(&-E;G1E<CL@<&%D
M9&EN9RUL969T.B`U+C1P=#L@=F5R=&EC86PM86QI9VXZ('1O<#L@9F]N=#H@
M,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO
M=&0^/"]T<CX-"CQT<B!S='EL93TS1"=V97)T:6-A;"UA;&EG;CH@8F]T=&]M
M.R!B86-K9W)O=6YD+6-O;&]R.B!R9V(H,C`T+#(S."PR-34I.R!F;VYT.B`Q
M,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^#0H@("`@/'1D
M('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[('1E>'0M:6YD96YT.B`P.R!V
M97)T:6-A;"UA;&EG;CH@=&]P.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9B<^1DA,0B!497)M($YO=&4F(SD[/"]T9#X\=&0@
M<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D('-T>6QE/3-$)W1E>'0M86QI
M9VXZ(&-E;G1E<CL@<&%D9&EN9RUL969T.B`U+C1P=#L@=F5R=&EC86PM86QI
M9VXZ('1O<#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68G/C$O,3,O,30\+W1D/CQT9"!S='EL93TS1"=F;VYT.B`Q,'!T($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@
M("`\=&0@<W1Y;&4],T0G=&5X="UA;&EG;CH@8V5N=&5R.R!P861D:6YG+6QE
M9G0Z(#4N-'!T.R!V97)T:6-A;"UA;&EG;CH@=&]P.R!F;VYT.B`Q,'!T($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^3F]N93PO=&0^/'1D('-T
M>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!S='EL93TS1"=T97AT+6%L:6=N
M.B!L969T.R!V97)T:6-A;"UA;&EG;CH@=&]P.R!F;VYT.B`Q,'!T($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@<W1Y
M;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[('9E<G1I8V%L+6%L:6=N.B!T;W`[
M(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXR
M,"PP,#`L,#`P/"]T9#X\=&0@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@
M9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C
M,38P.SPO=&0^/'1D('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!S='EL
M93TS1"=T97AT+6%L:6=N.B!C96YT97([('!A9&1I;F<M;&5F=#H@-2XT<'0[
M('9E<G1I8V%L+6%L:6=N.B!T;W`[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF)SXQ+C,X)2!F:7AE9#PO=&0^/"]T<CX-"CQT
M<B!S='EL93TS1"=V97)T:6-A;"UA;&EG;CH@8F]T=&]M.R!B86-K9W)O=6YD
M+6-O;&]R.B!7:&ET93L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68G/@T*("`@(#QT9"!S='EL93TS1"=T97AT+6%L:6=N.B!L
M969T.R!T97AT+6EN9&5N=#H@,#L@=F5R=&EC86PM86QI9VXZ('1O<#L@9F]N
M=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P
M.SPO=&0^/'1D('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!S='EL93TS
M1"=T97AT+6%L:6=N.B!C96YT97([('!A9&1I;F<M;&5F=#H@-2XT<'0[('9E
M<G1I8V%L+6%L:6=N.B!T;W`[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!S='EL93TS1"=F;VYT
M.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[
M/"]T9#X-"B`@("`\=&0@<W1Y;&4],T0G=&5X="UA;&EG;CH@8V5N=&5R.R!P
M861D:6YG+6QE9G0Z(#4N-'!T.R!V97)T:6-A;"UA;&EG;CH@=&]P.R!F;VYT
M.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[
M/"]T9#X\=&0@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I
M8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D('-T>6QE/3-$
M)W1E>'0M86QI9VXZ(&QE9G0[('9E<G1I8V%L+6%L:6=N.B!T;W`[(&9O;G0Z
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M<FEF)SXF(S$V,#L\+W1D/CQT9"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\
M=&0@<W1Y;&4],T0G=&5X="UA;&EG;CH@8V5N=&5R.R!P861D:6YG+6QE9G0Z
M(#4N-'!T.R!V97)T:6-A;"UA;&EG;CH@=&]P.R!F;VYT.B`Q,'!T($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\+W1R/@T*
M/'1R('-T>6QE/3-$)W9E<G1I8V%L+6%L:6=N.B!B;W1T;VT[(&)A8VMG<F]U
M;F0M8V]L;W(Z(')G8B@R,#0L,C,X+#(U-2D[(&9O;G0Z(#$P<'0@0V%L:6)R
M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SX-"B`@("`\=&0@<W1Y;&4],T0G
M=&5X="UA;&EG;CH@;&5F=#L@=&5X="UI;F1E;G0Z(#`[('9E<G1I8V%L+6%L
M:6=N.B!T;W`[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF)SY&2$Q"(%1E<FT@3F]T928C.3L\+W1D/CQT9"!S='EL93TS1"=F
M;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q
M-C`[/"]T9#X-"B`@("`\=&0@<W1Y;&4],T0G=&5X="UA;&EG;CH@8V5N=&5R
M.R!P861D:6YG+6QE9G0Z(#4N-'!T.R!V97)T:6-A;"UA;&EG;CH@=&]P.R!F
M;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^-B\S
M,"\Q-#PO=&0^/'1D('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!S='EL
M93TS1"=T97AT+6%L:6=N.B!C96YT97([('!A9&1I;F<M;&5F=#H@-2XT<'0[
M('9E<G1I8V%L+6%L:6=N.B!T;W`[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF)SY.;VYE/"]T9#X\=&0@<W1Y;&4],T0G9F]N
M=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P
M.SPO=&0^#0H@("`@/'1D('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[('9E
M<G1I8V%L+6%L:6=N.B!T;W`[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!S='EL93TS1"=T97AT
M+6%L:6=N.B!R:6=H=#L@=F5R=&EC86PM86QI9VXZ('1O<#L@9F]N=#H@,3!P
M="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/C$U+#`P,"PP,#`\
M+W1D/CQT9"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\
M=&0@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D('-T>6QE/3-$)W1E>'0M
M86QI9VXZ(&-E;G1E<CL@<&%D9&EN9RUL969T.B`U+C1P=#L@=F5R=&EC86PM
M86QI9VXZ('1O<#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68G/C$N,C$E(&9I>&5D/"]T9#X\+W1R/@T*/'1R('-T>6QE/3-$
M)W9E<G1I8V%L+6%L:6=N.B!B;W1T;VT[(&)A8VMG<F]U;F0M8V]L;W(Z(%=H
M:71E.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9B<^#0H@("`@/'1D('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[('1E>'0M
M:6YD96YT.B`P.R!V97)T:6-A;"UA;&EG;CH@=&]P.R!F;VYT.B`Q,'!T($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@
M<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D('-T>6QE/3-$)W1E>'0M86QI
M9VXZ(&-E;G1E<CL@<&%D9&EN9RUL969T.B`U+C1P=#L@=F5R=&EC86PM86QI
M9VXZ('1O<#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68G/B8C,38P.SPO=&0^/'1D('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@
M(#QT9"!S='EL93TS1"=T97AT+6%L:6=N.B!C96YT97([('!A9&1I;F<M;&5F
M=#H@-2XT<'0[('9E<G1I8V%L+6%L:6=N.B!T;W`[(&9O;G0Z(#$P<'0@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!S
M='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@<W1Y;&4],T0G=&5X="UA;&EG
M;CH@;&5F=#L@=F5R=&EC86PM86QI9VXZ('1O<#L@9F]N=#H@,3!P="!#86QI
M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D('-T
M>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!V97)T:6-A;"UA;&EG;CH@=&]P
M.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^
M)B,Q-C`[/"]T9#X\=&0@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N
M=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P
M.SPO=&0^/'1D('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!S='EL93TS
M1"=T97AT+6%L:6=N.B!C96YT97([('!A9&1I;F<M;&5F=#H@-2XT<'0[('9E
M<G1I8V%L+6%L:6=N.B!T;W`[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CPO='(^#0H\='(@<W1Y;&4]
M,T0G=F5R=&EC86PM86QI9VXZ(&)O='1O;3L@8F%C:V=R;W5N9"UC;VQO<CH@
M<F=B*#(P-"PR,S@L,C4U*3L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I
M8V$L(%-A;G,M4V5R:68G/@T*("`@(#QT9"!S='EL93TS1"=T97AT+6%L:6=N
M.B!L969T.R!T97AT+6EN9&5N=#H@,#L@=F5R=&EC86PM86QI9VXZ('1O<#L@
M9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/E1R
M=7-T(%!R969E<G)E9"!396-U<FET:65S/"]T9#X\=&0@<W1Y;&4],T0G9F]N
M=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P
M.SPO=&0^#0H@("`@/'1D('-T>6QE/3-$)W1E>'0M86QI9VXZ(&-E;G1E<CL@
M<&%D9&EN9RUL969T.B`U+C1P=#L@=F5R=&EC86PM86QI9VXZ('1O<#L@9F]N
M=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/C$O,C,O
M,S0\+W1D/CQT9"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@<W1Y;&4]
M,T0G=&5X="UA;&EG;CH@8V5N=&5R.R!P861D:6YG+6QE9G0Z(#4N-'!T.R!V
M97)T:6-A;"UA;&EG;CH@=&]P.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9B<^475A<G1E<FQY(&)Y($-O;7!A;GD@/&)R("\^
M8F5G:6YN:6YG(#$O,C,O,#D\+W1D/CQT9"!S='EL93TS1"=F;VYT.B`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-
M"B`@("`\=&0@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@=F5R=&EC86PM
M86QI9VXZ('1O<#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D('-T>6QE/3-$)W1E>'0M86QI9VXZ
M(')I9VAT.R!V97)T:6-A;"UA;&EG;CH@=&]P.R!F;VYT.B`Q,'!T($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^,C`L-C(P+#`P,#PO=&0^/'1D
M('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R
M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!S='EL
M93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@<W1Y;&4],T0G=&5X="UA;&EG;CH@
M8V5N=&5R.R!P861D:6YG+6QE9G0Z(#4N-'!T.R!V97)T:6-A;"UA;&EG;CH@
M=&]P.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9B<^,RXQ,R4@870@,3(O,S$O,3$@/&)R("\^861J=7-T86)L92!R871E(#QB
M<B`O/C,@;6]N=&@@3$E"3U(@*R`R+C<P)3PO=&0^/"]T<CX-"CQT<B!S='EL
M93TS1"=V97)T:6-A;"UA;&EG;CH@8F]T=&]M.R!B86-K9W)O=6YD+6-O;&]R
M.B!7:&ET93L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68G/@T*("`@(#QT9"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!P
M861D:6YG+6)O='1O;3H@,7!T.R!T97AT+6EN9&5N=#H@,#L@=F5R=&EC86PM
M86QI9VXZ('1O<#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D('-T>6QE/3-$)W!A9&1I;F<M8F]T
M=&]M.B`Q<'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!S='EL93TS1"=T97AT+6%L
M:6=N.B!C96YT97([('!A9&1I;F<M8F]T=&]M.B`Q<'0[('!A9&1I;F<M;&5F
M=#H@-2XT<'0[('9E<G1I8V%L+6%L:6=N.B!T;W`[(&9O;G0Z(#$P<'0@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!S
M='EL93TS1"=P861D:6YG+6)O='1O;3H@,7!T.R!F;VYT.B`Q,'!T($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\
M=&0@<W1Y;&4],T0G=&5X="UA;&EG;CH@8V5N=&5R.R!P861D:6YG+6)O='1O
M;3H@,7!T.R!P861D:6YG+6QE9G0Z(#4N-'!T.R!V97)T:6-A;"UA;&EG;CH@
M=&]P.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9B<^)B,Q-C`[/"]T9#X\=&0@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#%P
M=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G
M/B8C,38P.SPO=&0^#0H@("`@/'1D('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M
M.B`Q<'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF.R!T97AT+6%L:6=N.B!L969T.R!V97)T:6-A;"UA;&EG;CH@=&]P)SXF
M(S$V,#L\+W1D/CQT9"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@,7!T.R!F
M;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@=&5X
M="UA;&EG;CH@<FEG:'0[('9E<G1I8V%L+6%L:6=N.B!T;W`G/B8C,38P.SPO
M=&0^/'1D('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`Q<'0[('1E>'0M86QI
M9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!S='EL93TS1"=P861D:6YG+6)O='1O
M;3H@,7!T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@<W1Y;&4],T0G=&5X="UA;&EG
M;CH@8V5N=&5R.R!P861D:6YG+6)O='1O;3H@,7!T.R!P861D:6YG+6QE9G0Z
M(#4N-'!T.R!V97)T:6-A;"UA;&EG;CH@=&]P.R!F;VYT.B`Q,'!T($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\+W1R/@T*
M/'1R('-T>6QE/3-$)W9E<G1I8V%L+6%L:6=N.B!B;W1T;VT[(&)A8VMG<F]U
M;F0M8V]L;W(Z(')G8B@R,#0L,C,X+#(U-2D[(&9O;G0Z(#$P<'0@0V%L:6)R
M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SX-"B`@("`\=&0@<W1Y;&4],T0G
M=&5X="UA;&EG;CH@;&5F=#L@<&%D9&EN9RUB;W1T;VTZ(#%P=#L@=&5X="UI
M;F1E;G0Z(#`[('9E<G1I8V%L+6%L:6=N.B!T;W`[(&9O;G0Z(#$P<'0@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SY4<G5S="!0<F5F97)R960@
M4V5C=7)I=&EE<SPO=&0^/'1D('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`Q
M<'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF
M)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!S='EL93TS1"=T97AT+6%L:6=N.B!C
M96YT97([('!A9&1I;F<M8F]T=&]M.B`Q<'0[('!A9&1I;F<M;&5F=#H@-2XT
M<'0[('9E<G1I8V%L+6%L:6=N.B!T;W`[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF)SXV+S$U+S,V/"]T9#X\=&0@<W1Y;&4]
M,T0G<&%D9&EN9RUB;W1T;VTZ(#%P=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(
M96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D('-T
M>6QE/3-$)W1E>'0M86QI9VXZ(&-E;G1E<CL@<&%D9&EN9RUB;W1T;VTZ(#%P
M=#L@<&%D9&EN9RUL969T.B`U+C1P=#L@=F5R=&EC86PM86QI9VXZ('1O<#L@
M9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/E%U
M87)T97)L>2!B>2!#;VUP86YY(#QB<B`O/F)E9VEN;FEN9R`V+S$U+S$Q/"]T
M9#X\=&0@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#%P=#L@9F]N=#H@,3!P
M="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^
M#0H@("`@/'1D('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`Q<'0[('1E>'0M
M86QI9VXZ(&QE9G0[('9E<G1I8V%L+6%L:6=N.B!T;W`[(&)O<F1E<BUB;W1T
M;VTZ($)L86-K(#%P="!S;VQI9#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV
M971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D('-T>6QE/3-$)W!A
M9&1I;F<M8F]T=&]M.B`Q<'0[('1E>'0M86QI9VXZ(')I9VAT.R!V97)T:6-A
M;"UA;&EG;CH@=&]P.R!B;W)D97(M8F]T=&]M.B!";&%C:R`Q<'0@<V]L:60[
M(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXR
M-2PW-S0L,#`P/"]T9#X\=&0@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#%P
M=#L@=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV
M971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D('-T>6QE/3-$)W!A
M9&1I;F<M8F]T=&]M.B`Q<'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!S='EL93TS
M1"=T97AT+6%L:6=N.B!C96YT97([('!A9&1I;F<M8F]T=&]M.B`Q<'0[('!A
M9&1I;F<M;&5F=#H@-2XT<'0[('9E<G1I8V%L+6%L:6=N.B!T;W`[(&)O<F1E
M<BUB;W1T;VTZ($)L86-K(#%P="!S;VQI9#L@9F]N=#H@,3!P="!#86QI8G)I
M+"!(96QV971I8V$L(%-A;G,M4V5R:68G/C$N.30E(&%T(#$R+S,Q+S$Q(#QB
M<B`O/F%D:G5S=&%B;&4@<F%T92`\8G(@+SXS(&UO;G1H($Q)0D]2("L@,2XS
M.24\+W1D/CPO='(^#0H\='(@<W1Y;&4],T0G=F5R=&EC86PM86QI9VXZ(&)O
M='1O;3L@8F%C:V=R;W5N9"UC;VQO<CH@5VAI=&4[(&9O;G0Z(#$P<'0@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SX-"B`@("`\=&0@8V]L<W!A
M;CTS1#4@<W1Y;&4],T0G9F]N=#H@;F]R;6%L(#$P<'0@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF.R!T97AT+6EN9&5N=#H@,#L@=&5X="UA;&EG
M;CH@;&5F=#L@=F5R=&EC86PM86QI9VXZ('1O<"<^5&]T86P@8F]R<F]W:6YG
M<R`O('=E:6=H=&5D(&%V97)A9V4@<F%T93PO=&0^/'1D('-T>6QE/3-$)V9O
M;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V
M,#L\+W1D/@T*("`@(#QT9"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!V
M97)T:6-A;"UA;&EG;CH@=&]P.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@<W1Y;&4],T0G=&5X
M="UA;&EG;CH@<FEG:'0[('9E<G1I8V%L+6%L:6=N.B!T;W`[(&9O;G0Z(#$P
M<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXQ,S,L.#DT+#`P
M,#PO=&0^/'1D('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P
M<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D
M/CQT9"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@<W1Y;&4],T0G=&5X
M="UA;&EG;CH@8V5N=&5R.R!P861D:6YG+6QE9G0Z(#4N-'!T.R!V97)T:6-A
M;"UA;&EG;CH@=&]P.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9B<^,2XW-"4\+W1D/CPO='(^#0H\='(@<W1Y;&4],T0G=F5R
M=&EC86PM86QI9VXZ(&)O='1O;3L@8F%C:V=R;W5N9"UC;VQO<CH@<F=B*#(P
M-"PR,S@L,C4U*3L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68G/@T*("`@(#QT9"!C;VQS<&%N/3-$-2!S='EL93TS1"=T97AT
M+6%L:6=N.B!L969T.R!P861D:6YG+6)O='1O;3H@,7!T.R!T97AT+6EN9&5N
M=#H@,#L@=F5R=&EC86PM86QI9VXZ('1O<#L@9F]N=#H@,3!P="!#86QI8G)I
M+"!(96QV971I8V$L(%-A;G,M4V5R:68G/E5N86UO<G1I>F5D(&9A:7(@;6%R
M:V5T('9A;'5E(&%D:G5S=&UE;G0@<F5C;W)D960@:6X@86-Q=6ES:71I;VX\
M+W1D/CQT9"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@,7!T.R!F;VYT.B`Q
M,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T
M9#X-"B`@("`\=&0@<W1Y;&4],T0G8F]R9&5R+6)O='1O;3H@0FQA8VL@,7!T
M('-O;&ED.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9CL@=&5X="UA;&EG;CH@;&5F=#L@=F5R=&EC86PM86QI9VXZ('1O<"<^
M)B,Q-C`[/"]T9#X\=&0@<W1Y;&4],T0G8F]R9&5R+6)O='1O;3H@0FQA8VL@
M,7!T('-O;&ED.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9CL@=&5X="UA;&EG;CH@<FEG:'0[('9E<G1I8V%L+6%L:6=N.B!T
M;W`G/C,Q+#`P,#PO=&0^/'1D('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`Q
M<'0[('1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!S='EL93TS1"=P
M861D:6YG+6)O='1O;3H@,7!T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@<W1Y;&4]
M,T0G=&5X="UA;&EG;CH@8V5N=&5R.R!P861D:6YG+6)O='1O;3H@,7!T.R!P
M861D:6YG+6QE9G0Z(#4N-'!T.R!V97)T:6-A;"UA;&EG;CH@=&]P.R!F;VYT
M.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[
M/"]T9#X\+W1R/@T*/'1R('-T>6QE/3-$)W9E<G1I8V%L+6%L:6=N.B!B;W1T
M;VT[(&)A8VMG<F]U;F0M8V]L;W(Z(%=H:71E.R!F;VYT.B`Q,'!T($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^#0H@("`@/'1D(&-O;'-P86X]
M,T0U('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[('!A9&1I;F<M8F]T=&]M
M.B`R+C5P=#L@=&5X="UI;F1E;G0Z(#`[('9E<G1I8V%L+6%L:6=N.B!T;W`[
M(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SY4
M;W1A;"!B;W)R;W=I;F=S(&%S(&]F($1E8V5M8F5R(#,Q+"`R,#$Q/"]T9#X\
M=&0@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#(N-7!T.R!F;VYT.B`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-
M"B`@("`\=&0@<W1Y;&4],T0G8F]R9&5R+6)O='1O;3H@0FQA8VL@,BXU<'0@
M9&]U8FQE.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9CL@=&5X="UA;&EG;CH@;&5F=#L@=F5R=&EC86PM86QI9VXZ('1O<"<^
M)#PO=&0^/'1D('-T>6QE/3-$)V)O<F1E<BUB;W1T;VTZ($)L86-K(#(N-7!T
M(&1O=6)L93L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68[('1E>'0M86QI9VXZ(')I9VAT.R!V97)T:6-A;"UA;&EG;CH@=&]P
M)SXQ,S,L.3(U+#`P,#PO=&0^/'1D('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M
M.B`R+C5P=#L@=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I
M+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D('-T>6QE
M/3-$)W!A9&1I;F<M8F]T=&]M.B`R+C5P=#L@9F]N=#H@,3!P="!#86QI8G)I
M+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D
M('-T>6QE/3-$)W1E>'0M86QI9VXZ(&-E;G1E<CL@<&%D9&EN9RUB;W1T;VTZ
M(#(N-7!T.R!P861D:6YG+6QE9G0Z(#4N-'!T.R!V97)T:6-A;"UA;&EG;CH@
M=&]P.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9B<^)B,Q-C`[/"]T9#X\+W1R/@T*/"]T86)L93X-"@T*/'`@<W1Y;&4],T0G
M9F]N=#H@,3!P="]N;W)M86P@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF.R!M87)G:6XZ(#`[('1E>'0M86QI9VXZ(&QE9G0G/B8C,38P.R8C,38P
M.SPO<#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@/"]T
M86)L93X-"B`@/"]B;V1Y/@T*/"]H=&UL/@T*#0HM+2TM+2T]7TYE>'1087)T
M7V8Y,#8S9#)A7S`S935?-#DT-%]A8C0Y7S(P930S9&$V.6$X-@T*0V]N=&5N
M="U,;V-A=&EO;CH@9FEL93HO+R]#.B]F.3`V,V0R85\P,V4U7S0Y-#1?86(T
M.5\R,&4T,V1A-CEA.#8O5V]R:W-H965T<R]3:&5E=#,Y+FAT;6P-"D-O;G1E
M;G0M5')A;G-F97(M16YC;V1I;F<Z('%U;W1E9"UP<FEN=&%B;&4-"D-O;G1E
M;G0M5'EP93H@=&5X="]H=&UL.R!C:&%R<V5T/2)U<RUA<V-I:2(-"@T*/&AT
M;6P^#0H@(#QH96%D/@T*("`@(#Q-151!(&AT='`M97%U:78],T1#;VYT96YT
M+51Y<&4@8V]N=&5N=#TS1"=T97AT+VAT;6P[(&-H87)S970]=71F+3@G/CQS
M8W)I<'0@='EP93TS1'1E>'0O:F%V87-C<FEP="!S<F,],T13:&]W+FIS/B\J
M($1O($YO="!296UO=F4@5&AI<R!#;VUM96YT("HO/"]S8W)I<'0^/"]H96%D
M/@T*("`\8F]D>3X-"B`@("`\=&%B;&4@8VQA<W,],T1R97!O<G0@:60],T1)
M1#!%3$4^#0H@("`@("`\='(^#0H@("`@("`@(#QT:"!C;&%S<STS1'1L(&-O
M;'-P86X],T0Q(')O=W-P86X],T0R/CQS=')O;F<^3&5A<V5S("A486)L97,I
M/&)R/CPO<W1R;VYG/CPO=&@^#0H@("`@("`@(#QT:"!C;&%S<STS1'1H(&-O
M;'-P86X],T0Q/C$R($UO;G1H<R!%;F1E9#PO=&@^#0H@("`@("`\+W1R/@T*
M("`@("`@/'1R/@T*("`@("`@("`\=&@@8VQA<W,],T1T:#Y$96,N(#,Q+"`R
M,#$R/&)R/CPO=&@^#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$
M<F4^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#X\<W1R
M;VYG/DQE87-E<R!;06)S=')A8W1=/"]S=')O;F<^/"]T9#X-"B`@("`@("`@
M/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO
M='(^#0H@("`@("`\='(@8VQA<W,],T1R;SX-"B`@("`@("`@/'1D(&-L87-S
M/3-$<&P@=F%L:6=N/3-$=&]P/D9U='5R92!M:6YI;75M(&QE87-E('!A>6UE
M;G1S+"!O<&5R871I;F<@;&5A<V4\+W1D/@T*("`@("`@("`\=&0@8VQA<W,]
M,T1T97AT/CQP('-T>6QE/3-$)V9O;G0Z(#$P<'0O;F]R;6%L($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9CL@;6%R9VEN.B`P.R!T97AT+6%L:6=N
M.B!L969T)SY&=71U<F4@;V)L:6=A=&EO;G,@9F]R(&UI;FEM=6T@<F5N=&%L
M<PT*=6YD97(@;F]N8V%N8V5L86)L92!O<&5R871I;F<@;&5A<V5S(&%T($1E
M8V5M8F5R(#,Q+"`R,#$R(&%R92!A<R!F;VQL;W=S.CPO<#X-"@T*/'`@<W1Y
M;&4],T0G9F]N=#H@,3!P="\Q,"XP-7!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9CL@;6%R9VEN.B`P.R!T97AT+6%L:6=N.B!J=7-T:69Y)SXF
M(S$V,#L\+W`^#0H-"CQT86)L92!C96QL<&%D9&EN9STS1#`@8V5L;'-P86-I
M;F<],T0P('-T>6QE/3-$)V)O<F1E<BUC;VQL87!S93H@8V]L;&%P<V4[('=I
M9'1H.B`Q,#`E.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9B<^#0H\='(@<W1Y;&4],T0G=F5R=&EC86PM86QI9VXZ(&)O='1O
M;3L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G
M/@T*("`@(#QT9"!C;VQS<&%N/3-$-2!N;W=R87`],T1N;W=R87`@<W1Y;&4]
M,T0G9F]N=#H@:71A;&EC(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF.R!T97AT+6%L:6=N.B!L969T)SXH)"!I;B!T:&]U<V%N9',I/"]T
M9#X\+W1R/@T*/'1R('-T>6QE/3-$)W9E<G1I8V%L+6%L:6=N.B!B;W1T;VT[
M(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SX-
M"B`@("`\=&0@8V]L<W!A;CTS1#4@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$
M)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CPO='(^#0H\='(@<W1Y;&4]
M,T0G=F5R=&EC86PM86QI9VXZ(&)O='1O;3L@8F%C:V=R;W5N9"UC;VQO<CH@
M<F=B*#(P-"PR,S@L,C4U*3L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I
M8V$L(%-A;G,M4V5R:68G/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y
M;&4],T0G=&5X="UA;&EG;CH@:G5S=&EF>3L@9F]N=#H@,3!P="!#86QI8G)I
M+"!(96QV971I8V$L(%-A;G,M4V5R:68G/EEE87(@96YD:6YG($1E8V5M8F5R
M(#,Q.CPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q
M,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T
M9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI
M9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4]
M,T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#
M86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/"]T
M<CX-"CQT<B!S='EL93TS1"=V97)T:6-A;"UA;&EG;CH@8F]T=&]M.R!B86-K
M9W)O=6YD+6-O;&]R.B!7:&ET93L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV
M971I8V$L(%-A;G,M4V5R:68G/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@
M<W1Y;&4],T0G=VED=&@Z(#DP)3L@=&5X="UA;&EG;CH@:G5S=&EF>3L@<&%D
M9&EN9RUL969T.B`U+C1P=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I
M8V$L(%-A;G,M4V5R:68G/C(P,3,\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@
M<W1Y;&4],T0G=VED=&@Z(#$E.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P
M/3-$;F]W<F%P('-T>6QE/3-$)W=I9'1H.B`Q)3L@=&5X="UA;&EG;CH@;&5F
M=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G
M/B0\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=VED=&@Z(#<E
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M,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/@T*("`@(#QT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@:G5S=&EF
M>3L@<&%D9&EN9RUL969T.B`U+C1P=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(
M96QV971I8V$L(%-A;G,M4V5R:68G/C(P,30\+W1D/CQT9"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO
M=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@
M;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F
M;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^.#0T
M/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ
M(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF)SXF(S$V,#L\+W1D/CPO='(^#0H\='(@<W1Y;&4],T0G=F5R=&EC86PM
M86QI9VXZ(&)O='1O;3L@8F%C:V=R;W5N9"UC;VQO<CH@5VAI=&4[(&9O;G0Z
M(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SX-"B`@("`\
M=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&IU<W1I
M9GD[('!A9&1I;F<M;&5F=#H@-2XT<'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF)SXR,#$U/"]T9#X\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A
M+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#
M86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D
M(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!R:6=H=#L@
M9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/C<R
M,3PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N
M.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9B<^)B,Q-C`[/"]T9#X\+W1R/@T*/'1R('-T>6QE/3-$)W9E<G1I8V%L
M+6%L:6=N.B!B;W1T;VT[(&)A8VMG<F]U;F0M8V]L;W(Z(')G8B@R,#0L,C,X
M+#(U-2D[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF)SX-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M
M86QI9VXZ(&IU<W1I9GD[('!A9&1I;F<M;&5F=#H@-2XT<'0[(&9O;G0Z(#$P
M<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXR,#$V/"]T9#X\
M=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R
M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@
M9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C
M,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L
M:6=N.B!R:6=H=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68G/C8P.#PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\+W1R/@T*/'1R('-T>6QE
M/3-$)W9E<G1I8V%L+6%L:6=N.B!B;W1T;VT[(&)A8VMG<F]U;F0M8V]L;W(Z
M(%=H:71E.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9B<^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT
M+6%L:6=N.B!J=7-T:69Y.R!P861D:6YG+6QE9G0Z(#4N-'!T.R!F;VYT.B`Q
M,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^,C`Q-SPO=&0^
M/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\
M=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[
M(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF
M(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA
M;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF)SXU,34\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4]
M,T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV
M971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/"]T<CX-"CQT<B!S='EL
M93TS1"=V97)T:6-A;"UA;&EG;CH@8F]T=&]M.R!B86-K9W)O=6YD+6-O;&]R
M.B!R9V(H,C`T+#(S."PR-34I.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9B<^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S
M='EL93TS1"=T97AT+6%L:6=N.B!J=7-T:69Y.R!P861D:6YG+6)O='1O;3H@
M,7!T.R!P861D:6YG+6QE9G0Z(#4N-'!T.R!F;VYT.B`Q,'!T($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[)B,Q-C`[5&AE<F5A9G1E
M<CPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P861D:6YG+6)O
M='1O;3H@,7!T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P
M('-T>6QE/3-$)V)O<F1E<BUB;W1T;VTZ($)L86-K(#%P="!S;VQI9#L@9F]N
M=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[('1E>'0M
M86QI9VXZ(&QE9G0G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S
M='EL93TS1"=B;W)D97(M8F]T=&]M.B!";&%C:R`Q<'0@<V]L:60[(&9O;G0Z
M(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T97AT+6%L
M:6=N.B!R:6=H="<^,2PU.#0\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y
M;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#%P=#L@=&5X="UA;&EG;CH@;&5F=#L@
M9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C
M,38P.SPO=&0^/"]T<CX-"CQT<B!S='EL93TS1"=V97)T:6-A;"UA;&EG;CH@
M8F]T=&]M.R!B86-K9W)O=6YD+6-O;&]R.B!7:&ET93L@9F]N=#H@,3!P="!#
M86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/@T*("`@(#QT9"!N;W=R
M87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@:G5S=&EF>3L@<&%D
M9&EN9RUB;W1T;VTZ(#(N-7!T.R!P861D:6YG+6QE9G0Z(#4N-'!T.R!F;VYT
M.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[
M)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[5&]T86P\+W1D
M/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ
M(#(N-7!T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T
M>6QE/3-$)V)O<F1E<BUB;W1T;VTZ($)L86-K(#(N-7!T(&1O=6)L93L@9F]N
M=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[('1E>'0M
M86QI9VXZ(&QE9G0G/B0\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4]
M,T0G8F]R9&5R+6)O='1O;3H@0FQA8VL@,BXU<'0@9&]U8FQE.R!F;VYT.B`Q
M,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@=&5X="UA;&EG
M;CH@<FEG:'0G/C4L,30P/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE
M/3-$)W!A9&1I;F<M8F]T=&]M.B`R+C5P=#L@=&5X="UA;&EG;CH@;&5F=#L@
M9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C
M,38P.SPO=&0^/"]T<CX-"CPO=&%B;&4^#0H-"CQP('-T>6QE/3-$)V9O;G0Z
M(#$P<'0O;F]R;6%L($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@
M;6%R9VEN.B`P.R!T97AT+6%L:6=N.B!J=7-T:69Y)SXF(S$V,#L\+W`^/'-P
M86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@(#PO=&%B;&4^#0H@
M(#PO8F]D>3X-"CPO:'1M;#X-"@T*+2TM+2TM/5].97AT4&%R=%]F.3`V,V0R
M85\P,V4U7S0Y-#1?86(T.5\R,&4T,V1A-CEA.#8-"D-O;G1E;G0M3&]C871I
M;VXZ(&9I;&4Z+R\O0SHO9CDP-C-D,F%?,#-E-5\T.30T7V%B-#E?,C!E-#-D
M838Y83@V+U=O<FMS:&5E=',O4VAE970T,"YH=&UL#0I#;VYT96YT+51R86YS
M9F5R+45N8V]D:6YG.B!Q=6]T960M<')I;G1A8FQE#0I#;VYT96YT+51Y<&4Z
M('1E>'0O:'1M;#L@8VAA<G-E=#TB=7,M87-C:6DB#0H-"CQH=&UL/@T*("`\
M:&5A9#X-"B`@("`\345402!H='1P+65Q=6EV/3-$0V]N=&5N="U4>7!E(&-O
M;G1E;G0],T0G=&5X="]H=&UL.R!C:&%R<V5T/75T9BTX)SX\<V-R:7!T('1Y
M<&4],T1T97AT+VIA=F%S8W)I<'0@<W)C/3-$4VAO=RYJ<SXO*B!$;R!.;W0@
M4F5M;W9E(%1H:7,@0V]M;65N="`J+SPO<V-R:7!T/CPO:&5A9#X-"B`@/&)O
M9'D^#0H@("`@/'1A8FQE(&-L87-S/3-$<F5P;W)T(&ED/3-$240P14Q*044^
M#0H@("`@("`\='(^#0H@("`@("`@(#QT:"!C;&%S<STS1'1L(&-O;'-P86X]
M,T0Q(')O=W-P86X],T0R/CQS=')O;F<^16UP;&]Y964@0F5N969I="!0;&%N
M<R`H5&%B;&5S*3QB<CX\+W-T<F]N9SX\+W1H/@T*("`@("`@("`\=&@@8VQA
M<W,],T1T:"!C;VQS<&%N/3-$,3XQ,B!-;VYT:',@16YD960\+W1H/@T*("`@
M("`@/"]T<CX-"B`@("`@(#QT<CX-"B`@("`@("`@/'1H(&-L87-S/3-$=&@^
M1&5C+B`S,2P@,C`Q,CQB<CX\+W1H/@T*("`@("`@/"]T<CX-"B`@("`@(#QT
M<B!C;&%S<STS1')H/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX]
M,T1T;W`^4&5N<VEO;B!0;&%N/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$
M=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\
M='(@8VQA<W,],T1R;SX-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N
M/3-$=&]P/E)E8V]N8VEL:6%T:6]N(&]F(&)E;F5F:70@;V)L:6=A=&EO;CPO
M=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'1A8FQE(&-E;&QS<&%C
M:6YG/3-$,"!C96QL<&%D9&EN9STS1#`@<W1Y;&4],T0G=VED=&@Z(#$P,"4[
M(&)O<F1E<BUC;VQL87!S93H@8V]L;&%P<V4[(&9O;G0Z(#$P<'0@0V%L:6)R
M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SX-"CQT<B!S='EL93TS1"=V97)T
M:6-A;"UA;&EG;CH@8F]T=&]M)SX-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P
M('-T>6QE/3-$)W1E>'0M86QI9VXZ(&IU<W1I9GD[(&9O;G0M<W1Y;&4Z(&ET
M86QI8R<^*"0@:6X@=&AO=7-A;F1S*3PO=&0^#0H@("`@/'1D(&YO=W)A<#TS
M1&YO=W)A<"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@,7!T.R!F;VYT+7=E
M:6=H=#H@8F]L9"<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@8V]L<W!A;CTS1#(@
M;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V)O<F1E<BUB;W1T;VTZ(&)L86-K
M(#%P="!S;VQI9#L@=&5X="UA;&EG;CH@8V5N=&5R.R!F;VYT+7=E:6=H=#H@
M8F]L9"<^,C`Q,CPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL
M93TS1"=P861D:6YG+6)O='1O;3H@,7!T.R!F;VYT+7=E:6=H=#H@8F]L9"<^
M)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$
M)W!A9&1I;F<M8F]T=&]M.B`Q<'0G/B8C,38P.SPO=&0^#0H@("`@/'1D(&-O
M;'-P86X],T0R(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=B;W)D97(M8F]T
M=&]M.B!B;&%C:R`Q<'0@<V]L:60[('1E>'0M86QI9VXZ(&-E;G1E<B<^,C`Q
M,3PO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P861D
M:6YG+6)O='1O;3H@,7!T)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#%P="<^)B,Q-C`[
M/"]T9#X-"B`@("`\=&0@8V]L<W!A;CTS1#(@;F]W<F%P/3-$;F]W<F%P('-T
M>6QE/3-$)V)O<F1E<BUB;W1T;VTZ(&)L86-K(#%P="!S;VQI9#L@=&5X="UA
M;&EG;CH@8V5N=&5R)SXR,#$P/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`Q<'0G/B8C,38P.SPO=&0^
M/"]T<CX-"CQT<B!S='EL93TS1"=B86-K9W)O=6YD+6-O;&]R.B!R9V(H,C`T
M+#(S."PR-34I.R!V97)T:6-A;"UA;&EG;CH@8F]T=&]M)SX-"B`@("`\=&0@
M;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&IU<W1I9GD[
M('1E>'0M9&5C;W)A=&EO;CH@=6YD97)L:6YE)SY#:&%N9V4@:6X@8F5N969I
M="!O8FQI9V%T:6]N/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P/B8C
M,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T
M97AT+6%L:6=N.B!L969T)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0G/B8C,38P.SPO
M=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L
M:6=N.B!L969T)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R
M87`^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE
M/3-$)W1E>'0M86QI9VXZ(&QE9G0G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO
M=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!R:6=H="<^)B,Q
M-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E
M>'0M86QI9VXZ(&QE9G0G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS
M1&YO=W)A<#XF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@
M<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F="<^)B,Q-C`[/"]T9#X-"B`@("`\
M=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT
M)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4]
M,T0G=&5X="UA;&EG;CH@;&5F="<^)B,Q-C`[/"]T9#X\+W1R/@T*/'1R('-T
M>6QE/3-$)V)A8VMG<F]U;F0M8V]L;W(Z('=H:71E.R!V97)T:6-A;"UA;&EG
M;CH@8F]T=&]M)SX-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$
M)W1E>'0M86QI9VXZ(&IU<W1I9GD[('=I9'1H.B`W,"4G/D)E;F5F:70@;V)L
M:6=A=&EO;B!A="!B96=I;FYI;F<@;V8@>65A<CPO=&0^#0H@("`@/'1D(&YO
M=W)A<#TS1&YO=W)A<"!S='EL93TS1"=W:61T:#H@,24[(&9O;G0M=V5I9VAT
M.B!B;VQD)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@
M<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@=VED=&@Z(#$E.R!F;VYT+7=E
M:6=H=#H@8F]L9"<^)#PO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S
M='EL93TS1"=T97AT+6%L:6=N.B!R:6=H=#L@=VED=&@Z(#<E.R!F;VYT+7=E
M:6=H=#H@8F]L9"<^-#`L,#@T/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@9F]N
M="UW96EG:'0Z(&)O;&0G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS
M1&YO=W)A<"!S='EL93TS1"=W:61T:#H@,24G/B8C,38P.SPO=&0^#0H@("`@
M/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T
M.R!W:61T:#H@,24G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO
M=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!R:6=H=#L@=VED=&@Z(#<E)SXS
M,2PQ-#`\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
M=&5X="UA;&EG;CH@;&5F=#L@=VED=&@Z(#$E)SXF(S$V,#L\+W1D/@T*("`@
M(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=VED=&@Z(#$E)SXF(S$V
M,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X
M="UA;&EG;CH@;&5F=#L@=VED=&@Z(#$E)SXF(S$V,#L\+W1D/@T*("`@(#QT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[
M('=I9'1H.B`W)2<^,C4L,SDU/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)2<^)B,Q
M-C`[/"]T9#X\+W1R/@T*/'1R('-T>6QE/3-$)V)A8VMG<F]U;F0M8V]L;W(Z
M(')G8B@R,#0L,C,X+#(U-2D[('9E<G1I8V%L+6%L:6=N.B!B;W1T;VTG/@T*
M("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@
M:G5S=&EF>2<^4V5R=FEC92!C;W-T/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)V9O;G0M=V5I9VAT.B!B;VQD)SXF(S$V,#L\+W1D
M/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG
M;CH@;&5F=#L@9F]N="UW96EG:'0Z(&)O;&0G/B8C,38P.SPO=&0^#0H@("`@
M/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!R:6=H
M=#L@9F]N="UW96EG:'0Z(&)O;&0G/C$L.#,U/"]T9#X-"B`@("`\=&0@;F]W
M<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0M
M=V5I9VAT.B!B;VQD)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N
M;W=R87`^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T
M>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0G/B8C,38P.SPO=&0^#0H@("`@/'1D
M(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!R:6=H="<^
M,2PW.#(\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
M=&5X="UA;&EG;CH@;&5F="<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P
M/3-$;F]W<F%P/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A
M<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T)SXF(S$V,#L\+W1D/@T*("`@
M(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG
M:'0G/C$L-S4T/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE
M/3-$)W1E>'0M86QI9VXZ(&QE9G0G/B8C,38P.SPO=&0^/"]T<CX-"CQT<B!S
M='EL93TS1"=B86-K9W)O=6YD+6-O;&]R.B!W:&ET93L@=F5R=&EC86PM86QI
M9VXZ(&)O='1O;2<^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=T97AT+6%L:6=N.B!J=7-T:69Y)SY);G1E<F5S="!C;W-T/"]T9#X-"B`@
M("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0M=V5I9VAT.B!B
M;VQD)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y
M;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N="UW96EG:'0Z(&)O;&0G/B8C
M,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T
M97AT+6%L:6=N.B!R:6=H=#L@9F]N="UW96EG:'0Z(&)O;&0G/C$L-#4Q/"]T
M9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI
M9VXZ(&QE9G0[(&9O;G0M=V5I9VAT.B!B;VQD)SXF(S$V,#L\+W1D/@T*("`@
M(#QT9"!N;W=R87`],T1N;W=R87`^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W
M<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0G/B8C,38P
M.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT
M+6%L:6=N.B!R:6=H="<^,2PV,S@\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F="<^)B,Q-C`[/"]T9#X-
M"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P/B8C,38P.SPO=&0^#0H@("`@/'1D
M(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T)SXF
M(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
M=&5X="UA;&EG;CH@<FEG:'0G/C$L-34U/"]T9#X-"B`@("`\=&0@;F]W<F%P
M/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0G/B8C,38P.SPO
M=&0^/"]T<CX-"CQT<B!S='EL93TS1"=B86-K9W)O=6YD+6-O;&]R.B!R9V(H
M,C`T+#(S."PR-34I.R!V97)T:6-A;"UA;&EG;CH@8F]T=&]M)SX-"B`@("`\
M=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&IU<W1I
M9GDG/D%C='5A<FEA;"`H9V%I;BD@;&]S<SPO=&0^#0H@("`@/'1D(&YO=W)A
M<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT+7=E:6=H=#H@8F]L9"<^)B,Q-C`[
M/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M
M86QI9VXZ(&QE9G0[(&9O;G0M=V5I9VAT.B!B;VQD)SXF(S$V,#L\+W1D/@T*
M("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@
M<FEG:'0[(&9O;G0M=V5I9VAT.B!B;VQD)SXH-"PP,#8\+W1D/@T*("`@(#QT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@
M9F]N="UW96EG:'0Z(&)O;&0G/BD\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N
M;W=R87`^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T
M>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0G/B8C,38P.SPO=&0^#0H@("`@/'1D
M(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!R:6=H="<^
M-BPP,#0\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
M=&5X="UA;&EG;CH@;&5F="<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P
M/3-$;F]W<F%P/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A
M<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T)SXF(S$V,#L\+W1D/@T*("`@
M(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG
M:'0G/C(L.#,P/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE
M/3-$)W1E>'0M86QI9VXZ(&QE9G0G/B8C,38P.SPO=&0^/"]T<CX-"CQT<B!S
M='EL93TS1"=B86-K9W)O=6YD+6-O;&]R.B!W:&ET93L@=F5R=&EC86PM86QI
M9VXZ(&)O='1O;2<^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=T97AT+6%L:6=N.B!J=7-T:69Y)SY"96YE9FET<R!P86ED/"]T9#X-"B`@
M("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0M=V5I9VAT.B!B
M;VQD)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y
M;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N="UW96EG:'0Z(&)O;&0G/B8C
M,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T
M97AT+6%L:6=N.B!R:6=H=#L@9F]N="UW96EG:'0Z(&)O;&0G/B@U,#,\+W1D
M/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG
M;CH@;&5F=#L@9F]N="UW96EG:'0Z(&)O;&0G/BD\+W1D/@T*("`@(#QT9"!N
M;W=R87`],T1N;W=R87`^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0G/B8C,38P.SPO=&0^
M#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N
M.B!R:6=H="<^*#0X,#PO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S
M='EL93TS1"=T97AT+6%L:6=N.B!L969T)SXI/"]T9#X-"B`@("`\=&0@;F]W
M<F%P/3-$;F]W<F%P/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO
M=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T)SXF(S$V,#L\+W1D/@T*
M("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@
M<FEG:'0G/B@S.30\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y
M;&4],T0G=&5X="UA;&EG;CH@;&5F="<^*3PO=&0^/"]T<CX-"CQT<B!S='EL
M93TS1"=B86-K9W)O=6YD+6-O;&]R.B!R9V(H,C`T+#(S."PR-34I.R!V97)T
M:6-A;"UA;&EG;CH@8F]T=&]M)SX-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P
M('-T>6QE/3-$)W1E>'0M86QI9VXZ(&IU<W1I9GD[('!A9&1I;F<M8F]T=&]M
M.B`Q<'0G/D-U<G1A:6QM96YT(&=A:6X\+W1D/@T*("`@(#QT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#%P=#L@9F]N="UW
M96EG:'0Z(&)O;&0G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO
M=W)A<"!S='EL93TS1"=B;W)D97(M8F]T=&]M.B!B;&%C:R`Q<'0@<V]L:60[
M('1E>'0M86QI9VXZ(&QE9G0[(&9O;G0M=V5I9VAT.B!B;VQD)SXF(S$V,#L\
M+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G8F]R9&5R
M+6)O='1O;3H@8FQA8VL@,7!T('-O;&ED.R!T97AT+6%L:6=N.B!R:6=H=#L@
M9F]N="UW96EG:'0Z(&)O;&0G/B@V+#4X.3PO=&0^#0H@("`@/'1D(&YO=W)A
M<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!P861D:6YG
M+6)O='1O;3H@,7!T.R!F;VYT+7=E:6=H=#H@8F]L9"<^*3PO=&0^#0H@("`@
M/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@
M,7!T)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y
M;&4],T0G8F]R9&5R+6)O='1O;3H@8FQA8VL@,7!T('-O;&ED.R!T97AT+6%L
M:6=N.B!L969T)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R
M87`@<W1Y;&4],T0G8F]R9&5R+6)O='1O;3H@8FQA8VL@,7!T('-O;&ED.R!T
M97AT+6%L:6=N.B!R:6=H="<^)B,Q-3$[/"]T9#X-"B`@("`\=&0@;F]W<F%P
M/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[('!A9&1I;F<M
M8F]T=&]M.B`Q<'0G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO
M=W)A<"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@,7!T)SXF(S$V,#L\+W1D
M/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G8F]R9&5R+6)O
M='1O;3H@8FQA8VL@,7!T('-O;&ED.R!T97AT+6%L:6=N.B!L969T)SXF(S$V
M,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G8F]R
M9&5R+6)O='1O;3H@8FQA8VL@,7!T('-O;&ED.R!T97AT+6%L:6=N.B!R:6=H
M="<^)B,Q-3$[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE
M/3-$)W1E>'0M86QI9VXZ(&QE9G0[('!A9&1I;F<M8F]T=&]M.B`Q<'0G/B8C
M,38P.SPO=&0^/"]T<CX-"CQT<B!S='EL93TS1"=B86-K9W)O=6YD+6-O;&]R
M.B!W:&ET93L@=F5R=&EC86PM86QI9VXZ(&)O='1O;2<^#0H@("`@/'1D(&YO
M=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!J=7-T:69Y.R!P
M861D:6YG+6)O='1O;3H@,7!T)SY"96YE9FET(&]B;&EG871I;VX@870@96YD
M(&]F('EE87(\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4]
M,T0G<&%D9&EN9RUB;W1T;VTZ(#%P=#L@9F]N="UW96EG:'0Z(&)O;&0G/B8C
M,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=B
M;W)D97(M8F]T=&]M.B!B;&%C:R`Q<'0@<V]L:60[('1E>'0M86QI9VXZ(&QE
M9G0[(&9O;G0M=V5I9VAT.B!B;VQD)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N
M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G8F]R9&5R+6)O='1O;3H@8FQA8VL@
M,7!T('-O;&ED.R!T97AT+6%L:6=N.B!R:6=H=#L@9F]N="UW96EG:'0Z(&)O
M;&0G/C,R+#(W,CPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL
M93TS1"=T97AT+6%L:6=N.B!L969T.R!P861D:6YG+6)O='1O;3H@,7!T.R!F
M;VYT+7=E:6=H=#H@8F]L9"<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P
M/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`Q<'0G/B8C,38P
M.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=B;W)D
M97(M8F]T=&]M.B!B;&%C:R`Q<'0@<V]L:60[('1E>'0M86QI9VXZ(&QE9G0G
M/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=B;W)D97(M8F]T=&]M.B!B;&%C:R`Q<'0@<V]L:60[('1E>'0M86QI9VXZ
M(')I9VAT)SXT,"PP.#0\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@
M<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@<&%D9&EN9RUB;W1T;VTZ(#%P
M="<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE
M/3-$)W!A9&1I;F<M8F]T=&]M.B`Q<'0G/B8C,38P.SPO=&0^#0H@("`@/'1D
M(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=B;W)D97(M8F]T=&]M.B!B;&%C
M:R`Q<'0@<V]L:60[('1E>'0M86QI9VXZ(&QE9G0G/B8C,38P.SPO=&0^#0H@
M("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=B;W)D97(M8F]T=&]M
M.B!B;&%C:R`Q<'0@<V]L:60[('1E>'0M86QI9VXZ(')I9VAT)SXS,2PQ-#`\
M+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA
M;&EG;CH@;&5F=#L@<&%D9&EN9RUB;W1T;VTZ(#%P="<^)B,Q-C`[/"]T9#X\
M+W1R/@T*/'1R('-T>6QE/3-$)V)A8VMG<F]U;F0M8V]L;W(Z(')G8B@R,#0L
M,C,X+#(U-2D[('9E<G1I8V%L+6%L:6=N.B!B;W1T;VTG/@T*("`@(#QT9"!N
M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@:G5S=&EF>3L@
M=&5X="UD96-O<F%T:6]N.B!U;F1E<FQI;F4G/D-H86YG92!I;B!P;&%N(&%S
M<V5T<SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<#XF(S$V,#L\+W1D
M/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG
M;CH@;&5F="<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P
M('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT)SXF(S$V,#L\+W1D/@T*("`@
M(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F
M="<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P/B8C,38P
M.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT
M+6%L:6=N.B!L969T)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0G/B8C,38P.SPO=&0^
M#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N
M.B!L969T)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`^
M)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$
M)W1E>'0M86QI9VXZ(&QE9G0G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A
M<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!R:6=H="<^)B,Q-C`[
M/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M
M86QI9VXZ(&QE9G0G/B8C,38P.SPO=&0^/"]T<CX-"CQT<B!S='EL93TS1"=B
M86-K9W)O=6YD+6-O;&]R.B!W:&ET93L@=F5R=&EC86PM86QI9VXZ(&)O='1O
M;2<^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L
M:6=N.B!J=7-T:69Y)SY0;&%N(&%S<V5T<R!A="!B96=I;FYI;F<@;V8@>65A
M<CPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT
M+7=E:6=H=#H@8F]L9"<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0M=V5I9VAT
M.B!B;VQD)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@
M<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0M=V5I9VAT.B!B;VQD
M)SXR-"PT-C8\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4]
M,T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N="UW96EG:'0Z(&)O;&0G/B8C,38P
M.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<#XF(S$V,#L\+W1D/@T*
M("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@
M;&5F="<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T
M>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT)SXR,BPT,S$\+W1D/@T*("`@(#QT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F="<^
M)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P/B8C,38P.SPO
M=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L
M:6=N.B!L969T)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R
M87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0G/C$W+#<Y,SPO=&0^#0H@
M("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L
M969T)SXF(S$V,#L\+W1D/CPO='(^#0H\='(@<W1Y;&4],T0G8F%C:V=R;W5N
M9"UC;VQO<CH@<F=B*#(P-"PR,S@L,C4U*3L@=F5R=&EC86PM86QI9VXZ(&)O
M='1O;2<^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT
M+6%L:6=N.B!J=7-T:69Y)SY!8W1U86P@<F5T=7)N(&]N('!L86X@87-S971S
M/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0M
M=V5I9VAT.B!B;VQD)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N="UW96EG:'0Z
M(&)O;&0G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S
M='EL93TS1"=T97AT+6%L:6=N.B!R:6=H=#L@9F]N="UW96EG:'0Z(&)O;&0G
M/C,L-C8Q/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$
M)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0M=V5I9VAT.B!B;VQD)SXF(S$V,#L\
M+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`^)B,Q-C`[/"]T9#X-"B`@
M("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE
M9G0G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL
M93TS1"=T97AT+6%L:6=N.B!R:6=H="<^,34\+W1D/@T*("`@(#QT9"!N;W=R
M87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F="<^)B,Q-C`[
M/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P/B8C,38P.SPO=&0^#0H@
M("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L
M969T)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y
M;&4],T0G=&5X="UA;&EG;CH@<FEG:'0G/C(L-3,R/"]T9#X-"B`@("`\=&0@
M;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0G/B8C
M,38P.SPO=&0^/"]T<CX-"CQT<B!S='EL93TS1"=B86-K9W)O=6YD+6-O;&]R
M.B!W:&ET93L@=F5R=&EC86PM86QI9VXZ(&)O='1O;2<^#0H@("`@/'1D(&YO
M=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!J=7-T:69Y)SY%
M;7!L;WEE<B!C;VYT<FEB=71I;VYS/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)V9O;G0M=V5I9VAT.B!B;VQD)SXF(S$V,#L\+W1D
M/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG
M;CH@;&5F=#L@9F]N="UW96EG:'0Z(&)O;&0G/B8C,38P.SPO=&0^#0H@("`@
M/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!R:6=H
M=#L@9F]N="UW96EG:'0Z(&)O;&0G/C(L-3`P/"]T9#X-"B`@("`\=&0@;F]W
M<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0M
M=V5I9VAT.B!B;VQD)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N
M;W=R87`^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T
M>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0G/B8C,38P.SPO=&0^#0H@("`@/'1D
M(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!R:6=H="<^
M,BPU,#`\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
M=&5X="UA;&EG;CH@;&5F="<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P
M/3-$;F]W<F%P/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A
M<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T)SXF(S$V,#L\+W1D/@T*("`@
M(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG
M:'0G/C(L-3`P/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE
M/3-$)W1E>'0M86QI9VXZ(&QE9G0G/B8C,38P.SPO=&0^/"]T<CX-"CQT<B!S
M='EL93TS1"=B86-K9W)O=6YD+6-O;&]R.B!R9V(H,C`T+#(S."PR-34I.R!V
M97)T:6-A;"UA;&EG;CH@8F]T=&]M)SX-"B`@("`\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&IU<W1I9GD[('!A9&1I;F<M8F]T
M=&]M.B`Q<'0G/D)E;F5F:71S('!A:60\+W1D/@T*("`@(#QT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#%P=#L@9F]N="UW
M96EG:'0Z(&)O;&0G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO
M=W)A<"!S='EL93TS1"=B;W)D97(M8F]T=&]M.B!B;&%C:R`Q<'0@<V]L:60[
M('1E>'0M86QI9VXZ(&QE9G0[(&9O;G0M=V5I9VAT.B!B;VQD)SXF(S$V,#L\
M+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G8F]R9&5R
M+6)O='1O;3H@8FQA8VL@,7!T('-O;&ED.R!T97AT+6%L:6=N.B!R:6=H=#L@
M9F]N="UW96EG:'0Z(&)O;&0G/B@U,#,\+W1D/@T*("`@(#QT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@<&%D9&EN9RUB
M;W1T;VTZ(#%P=#L@9F]N="UW96EG:'0Z(&)O;&0G/BD\+W1D/@T*("`@(#QT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#%P
M="<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE
M/3-$)V)O<F1E<BUB;W1T;VTZ(&)L86-K(#%P="!S;VQI9#L@=&5X="UA;&EG
M;CH@;&5F="<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P
M('-T>6QE/3-$)V)O<F1E<BUB;W1T;VTZ(&)L86-K(#%P="!S;VQI9#L@=&5X
M="UA;&EG;CH@<FEG:'0G/B@T.#`\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@<&%D9&EN9RUB;W1T
M;VTZ(#%P="<^*3PO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL
M93TS1"=P861D:6YG+6)O='1O;3H@,7!T)SXF(S$V,#L\+W1D/@T*("`@(#QT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G8F]R9&5R+6)O='1O;3H@8FQA
M8VL@,7!T('-O;&ED.R!T97AT+6%L:6=N.B!L969T)SXF(S$V,#L\+W1D/@T*
M("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G8F]R9&5R+6)O='1O
M;3H@8FQA8VL@,7!T('-O;&ED.R!T97AT+6%L:6=N.B!R:6=H="<^*#,Y-#PO
M=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L
M:6=N.B!L969T.R!P861D:6YG+6)O='1O;3H@,7!T)SXI/"]T9#X\+W1R/@T*
M/'1R('-T>6QE/3-$)V)A8VMG<F]U;F0M8V]L;W(Z('=H:71E.R!V97)T:6-A
M;"UA;&EG;CH@8F]T=&]M)SX-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T
M>6QE/3-$)W1E>'0M86QI9VXZ(&IU<W1I9GD[('!A9&1I;F<M8F]T=&]M.B`Q
M<'0G/E!L86X@87-S971S(&%T(&5N9"!O9B!Y96%R/"]T9#X-"B`@("`\=&0@
M;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`Q<'0[
M(&9O;G0M=V5I9VAT.B!B;VQD)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R
M87`],T1N;W=R87`@<W1Y;&4],T0G8F]R9&5R+6)O='1O;3H@8FQA8VL@,7!T
M('-O;&ED.R!T97AT+6%L:6=N.B!L969T.R!F;VYT+7=E:6=H=#H@8F]L9"<^
M)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$
M)V)O<F1E<BUB;W1T;VTZ(&)L86-K(#%P="!S;VQI9#L@=&5X="UA;&EG;CH@
M<FEG:'0[(&9O;G0M=V5I9VAT.B!B;VQD)SXS,"PQ,C0\+W1D/@T*("`@(#QT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@
M<&%D9&EN9RUB;W1T;VTZ(#%P=#L@9F]N="UW96EG:'0Z(&)O;&0G/B8C,38P
M.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P861D
M:6YG+6)O='1O;3H@,7!T)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G8F]R9&5R+6)O='1O;3H@8FQA8VL@,7!T('-O
M;&ED.R!T97AT+6%L:6=N.B!L969T)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N
M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G8F]R9&5R+6)O='1O;3H@8FQA8VL@
M,7!T('-O;&ED.R!T97AT+6%L:6=N.B!R:6=H="<^,C0L-#8V/"]T9#X-"B`@
M("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE
M9G0[('!A9&1I;F<M8F]T=&]M.B`Q<'0G/B8C,38P.SPO=&0^#0H@("`@/'1D
M(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@,7!T
M)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4]
M,T0G8F]R9&5R+6)O='1O;3H@8FQA8VL@,7!T('-O;&ED.R!T97AT+6%L:6=N
M.B!L969T)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@
M<W1Y;&4],T0G8F]R9&5R+6)O='1O;3H@8FQA8VL@,7!T('-O;&ED.R!T97AT
M+6%L:6=N.B!R:6=H="<^,C(L-#,Q/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[('!A9&1I;F<M8F]T
M=&]M.B`Q<'0G/B8C,38P.SPO=&0^/"]T<CX-"CQT<B!S='EL93TS1"=B86-K
M9W)O=6YD+6-O;&]R.B!R9V(H,C`T+#(S."PR-34I.R!V97)T:6-A;"UA;&EG
M;CH@8F]T=&]M)SX-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$
M)W1E>'0M86QI9VXZ(&IU<W1I9GDG/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO
M=W)A<#TS1&YO=W)A<#XF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F="<^)B,Q-C`[/"]T9#X-
M"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ
M(')I9VAT)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@
M<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F="<^)B,Q-C`[/"]T9#X-"B`@("`\
M=&0@;F]W<F%P/3-$;F]W<F%P/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A
M<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T)SXF(S$V,#L\
M+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA
M;&EG;CH@<FEG:'0G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO
M=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T)SXF(S$V,#L\+W1D/@T*
M("`@(#QT9"!N;W=R87`],T1N;W=R87`^)B,Q-C`[/"]T9#X-"B`@("`\=&0@
M;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0G/B8C
M,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T
M97AT+6%L:6=N.B!R:6=H="<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P
M/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0G/B8C,38P.SPO
M=&0^/"]T<CX-"CQT<B!S='EL93TS1"=B86-K9W)O=6YD+6-O;&]R.B!W:&ET
M93L@=F5R=&EC86PM86QI9VXZ(&)O='1O;2<^#0H@("`@/'1D(&YO=W)A<#TS
M1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!J=7-T:69Y.R!P861D:6YG
M+6)O='1O;3H@,BXU<'0G/D9U;F1E9"!S=&%T=7,@870@96YD(&]F('EE87(\
M+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN
M9RUB;W1T;VTZ(#(N-7!T.R!F;VYT+7=E:6=H=#H@8F]L9"<^)B,Q-C`[/"]T
M9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V)O<F1E<BUB
M;W1T;VTZ(&)L86-K(#(N-7!T(&1O=6)L93L@=&5X="UA;&EG;CH@;&5F=#L@
M9F]N="UW96EG:'0Z(&)O;&0G/B0\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G8F]R9&5R+6)O='1O;3H@8FQA8VL@,BXU<'0@9&]U
M8FQE.R!T97AT+6%L:6=N.B!R:6=H=#L@9F]N="UW96EG:'0Z(&)O;&0G/B@R
M+#$T.#PO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T
M97AT+6%L:6=N.B!L969T.R!P861D:6YG+6)O='1O;3H@,BXU<'0[(&9O;G0M
M=V5I9VAT.B!B;VQD)SXI/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P
M('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`R+C5P="<^)B,Q-C`[/"]T9#X-
M"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V)O<F1E<BUB;W1T
M;VTZ(&)L86-K(#(N-7!T(&1O=6)L93L@=&5X="UA;&EG;CH@;&5F="<^)B,Q
M-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V)O
M<F1E<BUB;W1T;VTZ(&)L86-K(#(N-7!T(&1O=6)L93L@=&5X="UA;&EG;CH@
M<FEG:'0G/B@Q-2PV,3@\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@
M<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@<&%D9&EN9RUB;W1T;VTZ(#(N
M-7!T)SXI/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$
M)W!A9&1I;F<M8F]T=&]M.B`R+C5P="<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@
M;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V)O<F1E<BUB;W1T;VTZ(&)L86-K
M(#(N-7!T(&1O=6)L93L@=&5X="UA;&EG;CH@;&5F="<^)B,Q-C`[/"]T9#X-
M"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V)O<F1E<BUB;W1T
M;VTZ(&)L86-K(#(N-7!T(&1O=6)L93L@=&5X="UA;&EG;CH@<FEG:'0G/B@X
M+#<P.3PO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T
M97AT+6%L:6=N.B!L969T.R!P861D:6YG+6)O='1O;3H@,BXU<'0G/BD\+W1D
M/CPO='(^#0H\+W1A8FQE/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T
M<CX-"B`@("`@(#QT<B!C;&%S<STS1')E/@T*("`@("`@("`\=&0@8VQA<W,]
M,T1P;"!V86QI9VX],T1T;W`^06UO=6YT<R!R96-O9VYI>F5D(&EN(&)A;&%N
M8V4@<VAE970\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQT86)L
M92!C96QL<W!A8VEN9STS1#`@8V5L;'!A9&1I;F<],T0P('-T>6QE/3-$)W=I
M9'1H.B`Q,#`E.R!B;W)D97(M8V]L;&%P<V4Z(&-O;&QA<'-E.R!F;VYT.B`Q
M,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^#0H\='(@<W1Y
M;&4],T0G=F5R=&EC86PM86QI9VXZ(&)O='1O;2<^#0H@("`@/'1D(&YO=W)A
M<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!J=7-T:69Y.R!F;VYT
M+7-T>6QE.B!I=&%L:6,G/B@D(&EN('1H;W5S86YD<RD\+W1D/@T*("`@(#QT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#%P
M=#L@9F]N="UW96EG:'0Z(&)O;&0G/B8C,38P.SPO=&0^#0H@("`@/'1D(&-O
M;'-P86X],T0R(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=B;W)D97(M8F]T
M=&]M.B!B;&%C:R`Q<'0@<V]L:60[('1E>'0M86QI9VXZ(&-E;G1E<CL@9F]N
M="UW96EG:'0Z(&)O;&0G/C(P,3(\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#%P=#L@9F]N="UW96EG
M:'0Z(&)O;&0G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A
M<"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@,7!T)SXF(S$V,#L\+W1D/@T*
M("`@(#QT9"!C;VQS<&%N/3-$,B!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
M8F]R9&5R+6)O='1O;3H@8FQA8VL@,7!T('-O;&ED.R!T97AT+6%L:6=N.B!C
M96YT97(G/C(P,3$\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y
M;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#%P="<^)B,Q-C`[/"]T9#X\+W1R/@T*
M/'1R('-T>6QE/3-$)W9E<G1I8V%L+6%L:6=N.B!B;W1T;VTG/@T*("`@(#QT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@:G5S=&EF
M>2<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P/B8C,38P
M.SPO=&0^#0H@("`@/'1D(&-O;'-P86X],T0R(&YO=W)A<#TS1&YO=W)A<"!S
M='EL93TS1"=T97AT+6%L:6=N.B!J=7-T:69Y)SXF(S$V,#L\+W1D/@T*("`@
M(#QT9"!N;W=R87`],T1N;W=R87`^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W
M<F%P/3-$;F]W<F%P/B8C,38P.SPO=&0^#0H@("`@/'1D(&-O;'-P86X],T0R
M(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!J=7-T:69Y
M)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`^)B,Q-C`[
M/"]T9#X\+W1R/@T*/'1R('-T>6QE/3-$)V)A8VMG<F]U;F0M8V]L;W(Z(')G
M8B@R,#0L,C,X+#(U-2D[('9E<G1I8V%L+6%L:6=N.B!B;W1T;VTG/@T*("`@
M(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@:G5S
M=&EF>3L@=VED=&@Z(#@P)2<^3W1H97(@87-S971S("8C,34P.R!P<F5P86ED
M('!E;G-I;VX@87-S970\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@
M<W1Y;&4],T0G=VED=&@Z(#$E.R!F;VYT+7=E:6=H=#H@8F]L9"<^)B,Q-C`[
M/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M
M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@9F]N="UW96EG:'0Z(&)O;&0G/B0\
M+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA
M;&EG;CH@<FEG:'0[('=I9'1H.B`W)3L@9F]N="UW96EG:'0Z(&)O;&0G/C$L
M,C,R/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E
M>'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@9F]N="UW96EG:'0Z(&)O;&0G
M/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=W:61T:#H@,24G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO
M=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!W:61T:#H@,24G/B8C
M,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T
M97AT+6%L:6=N.B!R:6=H=#L@=VED=&@Z(#<E)SXV-S$\+W1D/@T*("`@(#QT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@
M=VED=&@Z(#$E)SXF(S$V,#L\+W1D/CPO='(^#0H\='(@<W1Y;&4],T0G8F%C
M:V=R;W5N9"UC;VQO<CH@=VAI=&4[('9E<G1I8V%L+6%L:6=N.B!B;W1T;VTG
M/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG
M;CH@:G5S=&EF>3L@<&%D9&EN9RUB;W1T;VTZ(#%P="<^3W1H97(@;&EA8FEL
M:71I97,\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
M<&%D9&EN9RUB;W1T;VTZ(#%P=#L@9F]N="UW96EG:'0Z(&)O;&0G/B8C,38P
M.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=B;W)D
M97(M8F]T=&]M.B!B;&%C:R`Q<'0@<V]L:60[('1E>'0M86QI9VXZ(&QE9G0[
M(&9O;G0M=V5I9VAT.B!B;VQD)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R
M87`],T1N;W=R87`@<W1Y;&4],T0G8F]R9&5R+6)O='1O;3H@8FQA8VL@,7!T
M('-O;&ED.R!T97AT+6%L:6=N.B!R:6=H=#L@9F]N="UW96EG:'0Z(&)O;&0G
M/B@S+#,X,#PO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=T97AT+6%L:6=N.B!L969T.R!P861D:6YG+6)O='1O;3H@,7!T.R!F;VYT
M+7=E:6=H=#H@8F]L9"<^*3PO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A
M<"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@,7!T)SXF(S$V,#L\+W1D/@T*
M("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G8F]R9&5R+6)O='1O
M;3H@8FQA8VL@,7!T('-O;&ED.R!T97AT+6%L:6=N.B!L969T)SXF(S$V,#L\
M+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G8F]R9&5R
M+6)O='1O;3H@8FQA8VL@,7!T('-O;&ED.R!T97AT+6%L:6=N.B!R:6=H="<^
M*#$V+#(X.3PO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=T97AT+6%L:6=N.B!L969T.R!P861D:6YG+6)O='1O;3H@,7!T)SXI/"]T
M9#X\+W1R/@T*/'1R('-T>6QE/3-$)V)A8VMG<F]U;F0M8V]L;W(Z(')G8B@R
M,#0L,C,X+#(U-2D[('9E<G1I8V%L+6%L:6=N.B!B;W1T;VTG/@T*("`@(#QT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@:G5S=&EF
M>3L@<&%D9&EN9RUB;W1T;VTZ(#(N-7!T)SXF(S$V,#L\+W1D/@T*("`@(#QT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#(N
M-7!T.R!F;VYT+7=E:6=H=#H@8F]L9"<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@
M;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V)O<F1E<BUB;W1T;VTZ(&)L86-K
M(#(N-7!T(&1O=6)L93L@=&5X="UA;&EG;CH@;&5F=#L@9F]N="UW96EG:'0Z
M(&)O;&0G/B0\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4]
M,T0G8F]R9&5R+6)O='1O;3H@8FQA8VL@,BXU<'0@9&]U8FQE.R!T97AT+6%L
M:6=N.B!R:6=H=#L@9F]N="UW96EG:'0Z(&)O;&0G/B@R+#$T.#PO=&0^#0H@
M("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L
M969T.R!P861D:6YG+6)O='1O;3H@,BXU<'0[(&9O;G0M=V5I9VAT.B!B;VQD
M)SXI/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A
M9&1I;F<M8F]T=&]M.B`R+C5P="<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W
M<F%P/3-$;F]W<F%P('-T>6QE/3-$)V)O<F1E<BUB;W1T;VTZ(&)L86-K(#(N
M-7!T(&1O=6)L93L@=&5X="UA;&EG;CH@;&5F="<^)B,Q-C`[/"]T9#X-"B`@
M("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V)O<F1E<BUB;W1T;VTZ
M(&)L86-K(#(N-7!T(&1O=6)L93L@=&5X="UA;&EG;CH@<FEG:'0G/B@Q-2PV
M,3@\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X
M="UA;&EG;CH@;&5F=#L@<&%D9&EN9RUB;W1T;VTZ(#(N-7!T)SXI/"]T9#X\
M+W1R/@T*/"]T86)L93X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^
M#0H@("`@("`\='(@8VQA<W,],T1R;SX-"B`@("`@("`@/'1D(&-L87-S/3-$
M<&P@=F%L:6=N/3-$=&]P/D%M;W5N=',@<F5C;V=N:7IE9"!I;B!O=&AE<B!C
M;VUP<F5H96YS:79E(&EN8V]M93PO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS
M1'1E>'0^/'1A8FQE(&-E;&QS<&%C:6YG/3-$,"!C96QL<&%D9&EN9STS1#`@
M<W1Y;&4],T0G=VED=&@Z(#$P,"4[(&)O<F1E<BUC;VQL87!S93H@8V]L;&%P
M<V4[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF
M)SX-"CQT<B!S='EL93TS1"=V97)T:6-A;"UA;&EG;CH@8F]T=&]M)SX-"B`@
M("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&IU
M<W1I9GD[(&9O;G0M<W1Y;&4Z(&ET86QI8R<^*"0@:6X@=&AO=7-A;F1S*3PO
M=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P861D:6YG
M+6)O='1O;3H@,7!T.R!F;VYT+7=E:6=H=#H@8F]L9"<^)B,Q-C`[/"]T9#X-
M"B`@("`\=&0@8V]L<W!A;CTS1#(@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$
M)V)O<F1E<BUB;W1T;VTZ(&)L86-K(#%P="!S;VQI9#L@=&5X="UA;&EG;CH@
M8V5N=&5R.R!F;VYT+7=E:6=H=#H@8F]L9"<^,C`Q,CPO=&0^#0H@("`@/'1D
M(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@,7!T
M.R!F;VYT+7=E:6=H=#H@8F]L9"<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W
M<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`Q<'0G/B8C
M,38P.SPO=&0^#0H@("`@/'1D(&-O;'-P86X],T0R(&YO=W)A<#TS1&YO=W)A
M<"!S='EL93TS1"=B;W)D97(M8F]T=&]M.B!B;&%C:R`Q<'0@<V]L:60[('1E
M>'0M86QI9VXZ(&-E;G1E<B<^,C`Q,3PO=&0^#0H@("`@/'1D(&YO=W)A<#TS
M1&YO=W)A<"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@,7!T)SXF(S$V,#L\
M+W1D/CPO='(^#0H\='(@<W1Y;&4],T0G=F5R=&EC86PM86QI9VXZ(&)O='1O
M;2<^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L
M:6=N.B!J=7-T:69Y)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N
M;W=R87`^)B,Q-C`[/"]T9#X-"B`@("`\=&0@8V]L<W!A;CTS1#(@;F]W<F%P
M/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&IU<W1I9GDG/B8C,38P
M.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<#XF(S$V,#L\+W1D/@T*
M("`@(#QT9"!N;W=R87`],T1N;W=R87`^)B,Q-C`[/"]T9#X-"B`@("`\=&0@
M8V]L<W!A;CTS1#(@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI
M9VXZ(&IU<W1I9GDG/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO
M=W)A<#XF(S$V,#L\+W1D/CPO='(^#0H\='(@<W1Y;&4],T0G8F%C:V=R;W5N
M9"UC;VQO<CH@<F=B*#(P-"PR,S@L,C4U*3L@=F5R=&EC86PM86QI9VXZ(&)O
M='1O;2<^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT
M+6%L:6=N.B!J=7-T:69Y.R!W:61T:#H@.#`E)SY.970@;&]S<SPO=&0^#0H@
M("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=W:61T:#H@,24[(&9O
M;G0M=V5I9VAT.B!B;VQD)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@=VED=&@Z(#$E
M.R!F;VYT+7=E:6=H=#H@8F]L9"<^)#PO=&0^#0H@("`@/'1D(&YO=W)A<#TS
M1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!R:6=H=#L@=VED=&@Z(#<E
M.R!F;VYT+7=E:6=H=#H@8F]L9"<^,RPS.#`\+W1D/@T*("`@(#QT9"!N;W=R
M87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@=VED=&@Z
M(#$E.R!F;VYT+7=E:6=H=#H@8F]L9"<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@
M;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W=I9'1H.B`Q)2<^)B,Q-C`[/"]T
M9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI
M9VXZ(&QE9G0[('=I9'1H.B`Q)2<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W
M<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!W:61T
M:#H@-R4G/C$V+#(Q,SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S
M='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!W:61T:#H@,24G/B8C,38P.SPO
M=&0^/"]T<CX-"CQT<B!S='EL93TS1"=B86-K9W)O=6YD+6-O;&]R.B!W:&ET
M93L@=F5R=&EC86PM86QI9VXZ(&)O='1O;2<^#0H@("`@/'1D(&YO=W)A<#TS
M1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!J=7-T:69Y)SY.970@=')A
M;G-I=&EO;B!O8FQI9V%T:6]N/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)V9O;G0M=V5I9VAT.B!B;VQD)SXF(S$V,#L\+W1D/@T*
M("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@
M;&5F=#L@9F]N="UW96EG:'0Z(&)O;&0G/B8C,38P.SPO=&0^#0H@("`@/'1D
M(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!R:6=H=#L@
M9F]N="UW96EG:'0Z(&)O;&0G/B8C,34Q.SPO=&0^#0H@("`@/'1D(&YO=W)A
M<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT+7=E
M:6=H=#H@8F]L9"<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W
M<F%P/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL
M93TS1"=T97AT+6%L:6=N.B!L969T)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N
M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0G/C,R
M/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M
M86QI9VXZ(&QE9G0G/B8C,38P.SPO=&0^/"]T<CX-"CQT<B!S='EL93TS1"=B
M86-K9W)O=6YD+6-O;&]R.B!R9V(H,C`T+#(S."PR-34I.R!V97)T:6-A;"UA
M;&EG;CH@8F]T=&]M)SX-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE
M/3-$)W1E>'0M86QI9VXZ(&IU<W1I9GD[('!A9&1I;F<M8F]T=&]M.B`Q<'0G
M/E!R:6]R('-E<G9I8V4@8V]S=#PO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO
M=W)A<"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@,7!T.R!F;VYT+7=E:6=H
M=#H@8F]L9"<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P
M('-T>6QE/3-$)V)O<F1E<BUB;W1T;VTZ(&)L86-K(#%P="!S;VQI9#L@=&5X
M="UA;&EG;CH@;&5F=#L@9F]N="UW96EG:'0Z(&)O;&0G/B8C,38P.SPO=&0^
M#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=B;W)D97(M8F]T
M=&]M.B!B;&%C:R`Q<'0@<V]L:60[('1E>'0M86QI9VXZ(')I9VAT.R!F;VYT
M+7=E:6=H=#H@8F]L9"<^)B,Q-3$[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[('!A9&1I;F<M8F]T
M=&]M.B`Q<'0[(&9O;G0M=V5I9VAT.B!B;VQD)SXF(S$V,#L\+W1D/@T*("`@
M(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ
M(#%P="<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T
M>6QE/3-$)V)O<F1E<BUB;W1T;VTZ(&)L86-K(#%P="!S;VQI9#L@=&5X="UA
M;&EG;CH@;&5F="<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)V)O<F1E<BUB;W1T;VTZ(&)L86-K(#%P="!S;VQI9#L@
M=&5X="UA;&EG;CH@<FEG:'0G/C0T/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[('!A9&1I;F<M8F]T
M=&]M.B`Q<'0G/B8C,38P.SPO=&0^/"]T<CX-"CQT<B!S='EL93TS1"=B86-K
M9W)O=6YD+6-O;&]R.B!W:&ET93L@=F5R=&EC86PM86QI9VXZ(&)O='1O;2<^
M#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N
M.B!J=7-T:69Y)SY!;6]U;G0@<F5C;V=N:7IE9"!I;B!!3T-)(&)E9F]R92!T
M87@@969F96-T/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE
M/3-$)V9O;G0M=V5I9VAT.B!B;VQD)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N
M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N
M="UW96EG:'0Z(&)O;&0G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS
M1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!R:6=H=#L@9F]N="UW96EG
M:'0Z(&)O;&0G/C,L,S@P/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P
M('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0M=V5I9VAT.B!B;VQD
M)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`^)B,Q-C`[
M/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M
M86QI9VXZ(&QE9G0G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO
M=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!R:6=H="<^,38L,C@Y/"]T9#X-
M"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ
M(&QE9G0G/B8C,38P.SPO=&0^/"]T<CX-"CQT<B!S='EL93TS1"=B86-K9W)O
M=6YD+6-O;&]R.B!R9V(H,C`T+#(S."PR-34I.R!V97)T:6-A;"UA;&EG;CH@
M8F]T=&]M)SX-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E
M>'0M86QI9VXZ(&IU<W1I9GD[('!A9&1I;F<M8F]T=&]M.B`Q<'0G/E1A>"!B
M96YE9FET/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$
M)W!A9&1I;F<M8F]T=&]M.B`Q<'0[(&9O;G0M=V5I9VAT.B!B;VQD)SXF(S$V
M,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G8F]R
M9&5R+6)O='1O;3H@8FQA8VL@,7!T('-O;&ED.R!T97AT+6%L:6=N.B!L969T
M.R!F;VYT+7=E:6=H=#H@8F]L9"<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W
M<F%P/3-$;F]W<F%P('-T>6QE/3-$)V)O<F1E<BUB;W1T;VTZ(&)L86-K(#%P
M="!S;VQI9#L@=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0M=V5I9VAT.B!B;VQD
M)SXH,2PS,3<\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4]
M,T0G=&5X="UA;&EG;CH@;&5F=#L@<&%D9&EN9RUB;W1T;VTZ(#%P=#L@9F]N
M="UW96EG:'0Z(&)O;&0G/BD\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R
M87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#%P="<^)B,Q-C`[/"]T9#X-
M"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V)O<F1E<BUB;W1T
M;VTZ(&)L86-K(#%P="!S;VQI9#L@=&5X="UA;&EG;CH@;&5F="<^)B,Q-C`[
M/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V)O<F1E
M<BUB;W1T;VTZ(&)L86-K(#%P="!S;VQI9#L@=&5X="UA;&EG;CH@<FEG:'0G
M/B@V+#0S-#PO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=T97AT+6%L:6=N.B!L969T.R!P861D:6YG+6)O='1O;3H@,7!T)SXI/"]T
M9#X\+W1R/@T*/'1R('-T>6QE/3-$)V)A8VMG<F]U;F0M8V]L;W(Z('=H:71E
M.R!V97)T:6-A;"UA;&EG;CH@8F]T=&]M)SX-"B`@("`\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&IU<W1I9GD[('!A9&1I;F<M
M8F]T=&]M.B`R+C5P="<^3F5T(&%M;W5N="!R96-O9VYI>F5D(&%S(')E9'5C
M=&EO;B!T;R!!3T-)/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T
M>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`R+C5P=#L@9F]N="UW96EG:'0Z(&)O
M;&0G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL
M93TS1"=B;W)D97(M8F]T=&]M.B!B;&%C:R`R+C5P="!D;W5B;&4[('1E>'0M
M86QI9VXZ(&QE9G0[(&9O;G0M=V5I9VAT.B!B;VQD)SXD/"]T9#X-"B`@("`\
M=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V)O<F1E<BUB;W1T;VTZ(&)L
M86-K(#(N-7!T(&1O=6)L93L@=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0M=V5I
M9VAT.B!B;VQD)SXR+#`V,SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A
M<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!P861D:6YG+6)O='1O;3H@
M,BXU<'0[(&9O;G0M=V5I9VAT.B!B;VQD)SXF(S$V,#L\+W1D/@T*("`@(#QT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#(N
M-7!T)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y
M;&4],T0G8F]R9&5R+6)O='1O;3H@8FQA8VL@,BXU<'0@9&]U8FQE.R!T97AT
M+6%L:6=N.B!L969T)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G8F]R9&5R+6)O='1O;3H@8FQA8VL@,BXU<'0@9&]U
M8FQE.R!T97AT+6%L:6=N.B!R:6=H="<^.2PX-34\+W1D/@T*("`@(#QT9"!N
M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@<&%D
M9&EN9RUB;W1T;VTZ(#(N-7!T)SXF(S$V,#L\+W1D/CPO='(^#0H\+W1A8FQE
M/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C
M;&%S<STS1')E/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T
M;W`^4F5C;VYC:6QI871I;VX@;V8@8F%L86YC97,@:6X@04]#23PO=&0^#0H@
M("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'1A8FQE(&-E;&QS<&%C:6YG/3-$
M,"!C96QL<&%D9&EN9STS1#`@<W1Y;&4],T0G=VED=&@Z(#$P,"4[(&)O<F1E
M<BUC;VQL87!S93H@8V]L;&%P<V4[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF)SX-"CQT<B!S='EL93TS1"=V97)T:6-A;"UA
M;&EG;CH@8F]T=&]M)SX-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE
M/3-$)W1E>'0M86QI9VXZ(&IU<W1I9GD[(&9O;G0M<W1Y;&4Z(&ET86QI8R<^
M*"0@:6X@=&AO=7-A;F1S*3PO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A
M<"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@,7!T.R!F;VYT+7=E:6=H=#H@
M8F]L9"<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@8V]L<W!A;CTS1#(@;F]W<F%P
M/3-$;F]W<F%P('-T>6QE/3-$)V)O<F1E<BUB;W1T;VTZ(&)L86-K(#%P="!S
M;VQI9#L@=&5X="UA;&EG;CH@8V5N=&5R.R!F;VYT+7=E:6=H=#H@8F]L9"<^
M,C`Q,CPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P
M861D:6YG+6)O='1O;3H@,7!T.R!F;VYT+7=E:6=H=#H@8F]L9"<^)B,Q-C`[
M/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I
M;F<M8F]T=&]M.B`Q<'0G/B8C,38P.SPO=&0^#0H@("`@/'1D(&-O;'-P86X]
M,T0R(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=B;W)D97(M8F]T=&]M.B!B
M;&%C:R`Q<'0@<V]L:60[('1E>'0M86QI9VXZ(&-E;G1E<B<^,C`Q,3PO=&0^
M#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P861D:6YG+6)O
M='1O;3H@,7!T)SXF(S$V,#L\+W1D/CPO='(^#0H\='(@<W1Y;&4],T0G=F5R
M=&EC86PM86QI9VXZ(&)O='1O;2<^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A
M<"!S='EL93TS1"=T97AT+6%L:6=N.B!J=7-T:69Y)SXF(S$V,#L\+W1D/@T*
M("`@(#QT9"!N;W=R87`],T1N;W=R87`^)B,Q-C`[/"]T9#X-"B`@("`\=&0@
M8V]L<W!A;CTS1#(@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI
M9VXZ(&IU<W1I9GDG/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO
M=W)A<#XF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`^)B,Q
M-C`[/"]T9#X-"B`@("`\=&0@8V]L<W!A;CTS1#(@;F]W<F%P/3-$;F]W<F%P
M('-T>6QE/3-$)W1E>'0M86QI9VXZ(&IU<W1I9GDG/B8C,38P.SPO=&0^#0H@
M("`@/'1D(&YO=W)A<#TS1&YO=W)A<#XF(S$V,#L\+W1D/CPO='(^#0H\='(@
M<W1Y;&4],T0G8F%C:V=R;W5N9"UC;VQO<CH@<F=B*#(P-"PR,S@L,C4U*3L@
M=F5R=&EC86PM86QI9VXZ(&)O='1O;2<^#0H@("`@/'1D(&YO=W)A<#TS1&YO
M=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!J=7-T:69Y.R!W:61T:#H@.#`E
M)SY!8V-U;75L871E9"!O=&AE<B!C;VUP<F5H96YS:79E(&QO<W,@870@8F5G
M:6YN:6YG(&]F(&9I<V-A;"!Y96%R/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)W=I9'1H.B`Q)3L@9F]N="UW96EG:'0Z(&)O;&0G
M/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=T97AT+6%L:6=N.B!L969T.R!W:61T:#H@,24[(&9O;G0M=V5I9VAT.B!B
M;VQD)SXD/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$
M)W1E>'0M86QI9VXZ(')I9VAT.R!W:61T:#H@-R4[(&9O;G0M=V5I9VAT.B!B
M;VQD)SXY+#@U-3PO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL
M93TS1"=T97AT+6%L:6=N.B!L969T.R!W:61T:#H@,24[(&9O;G0M=V5I9VAT
M.B!B;VQD)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@
M<W1Y;&4],T0G=VED=&@Z(#$E)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R
M87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@=VED=&@Z
M(#$E)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y
M;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[('=I9'1H.B`W)2<^-2PT,S(\+W1D
M/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG
M;CH@;&5F=#L@=VED=&@Z(#$E)SXF(S$V,#L\+W1D/CPO='(^#0H\='(@<W1Y
M;&4],T0G8F%C:V=R;W5N9"UC;VQO<CH@=VAI=&4[('9E<G1I8V%L+6%L:6=N
M.B!B;W1T;VTG/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
M=&5X="UA;&EG;CH@:G5S=&EF>2<^3F5T("AG86EN*2!L;W-S(&%R:7-I;F<@
M9'5R:6YG('!E<FEO9#PO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S
M='EL93TS1"=F;VYT+7=E:6=H=#H@8F]L9"<^)B,Q-C`[/"]T9#X-"B`@("`\
M=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[
M(&9O;G0M=V5I9VAT.B!B;VQD)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R
M87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0M
M=V5I9VAT.B!B;VQD)SXH,3(L,C@X/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0M=V5I9VAT
M.B!B;VQD)SXI/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P/B8C,38P
M.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT
M+6%L:6=N.B!L969T)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0G/C<L-S`W/"]T9#X-
M"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ
M(&QE9G0G/B8C,38P.SPO=&0^/"]T<CX-"CQT<B!S='EL93TS1"=B86-K9W)O
M=6YD+6-O;&]R.B!R9V(H,C`T+#(S."PR-34I.R!V97)T:6-A;"UA;&EG;CH@
M8F]T=&]M)SX-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E
M>'0M86QI9VXZ(&IU<W1I9GDG/E!R:6]R('-E<G9I8V4@8V]S=#PO=&0^#0H@
M("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT+7=E:6=H=#H@
M8F]L9"<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T
M>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0M=V5I9VAT.B!B;VQD)SXF
M(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
M=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0M=V5I9VAT.B!B;VQD)SXH,S(\+W1D
M/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG
M;CH@;&5F=#L@9F]N="UW96EG:'0Z(&)O;&0G/BD\+W1D/@T*("`@(#QT9"!N
M;W=R87`],T1N;W=R87`^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0G/B8C,38P.SPO=&0^
M#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N
M.B!R:6=H="<^)B,Q-3$[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P
M('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0G/B8C,38P.SPO=&0^/"]T<CX-
M"CQT<B!S='EL93TS1"=B86-K9W)O=6YD+6-O;&]R.B!W:&ET93L@=F5R=&EC
M86PM86QI9VXZ(&)O='1O;2<^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S
M='EL93TS1"=T97AT+6%L:6=N.B!J=7-T:69Y)SY4<F%N<VET:6]N($]B;&EG
M871I;VX\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
M9F]N="UW96EG:'0Z(&)O;&0G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A
M<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT+7=E
M:6=H=#H@8F]L9"<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT+7=E:6=H=#H@
M8F]L9"<^*#,P/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE
M/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0M=V5I9VAT.B!B;VQD)SXI/"]T
M9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P/B8C,38P.SPO=&0^#0H@("`@
M/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T
M)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4]
M,T0G=&5X="UA;&EG;CH@<FEG:'0G/B8C,34Q.SPO=&0^#0H@("`@/'1D(&YO
M=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T)SXF(S$V
M,#L\+W1D/CPO='(^#0H\='(@<W1Y;&4],T0G8F%C:V=R;W5N9"UC;VQO<CH@
M<F=B*#(P-"PR,S@L,C4U*3L@=F5R=&EC86PM86QI9VXZ(&)O='1O;2<^#0H@
M("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!J
M=7-T:69Y)SY!;6]R=&EZ871I;VX@;V8@=6YR96-O9VYI>F5D(&%C='5A<FEA
M;"!L;W-S/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$
M)V9O;G0M=V5I9VAT.B!B;VQD)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R
M87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N="UW
M96EG:'0Z(&)O;&0G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO
M=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!R:6=H=#L@9F]N="UW96EG:'0Z
M(&)O;&0G/B@U-#4\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y
M;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N="UW96EG:'0Z(&)O;&0G/BD\
M+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`^)B,Q-C`[/"]T9#X-"B`@
M("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE
M9G0G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL
M93TS1"=T97AT+6%L:6=N.B!R:6=H="<^*#,X,CPO=&0^#0H@("`@/'1D(&YO
M=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T)SXI/"]T
M9#X\+W1R/@T*/'1R('-T>6QE/3-$)V)A8VMG<F]U;F0M8V]L;W(Z('=H:71E
M.R!V97)T:6-A;"UA;&EG;CH@8F]T=&]M)SX-"B`@("`\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&IU<W1I9GDG/D%M;W)T:7IA
M=&EO;B!O9B!P<FEO<B!S97)V:6-E(&-O<W0@86YD('1R86YS:71I;VX@;V)L
M:6=A=&EO;CPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=F;VYT+7=E:6=H=#H@8F]L9"<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W
M<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0M
M=V5I9VAT.B!B;VQD)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0M=V5I9VAT
M.B!B;VQD)SXH,30\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y
M;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N="UW96EG:'0Z(&)O;&0G/BD\
M+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`^)B,Q-C`[/"]T9#X-"B`@
M("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE
M9G0G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL
M93TS1"=T97AT+6%L:6=N.B!R:6=H="<^*#$S/"]T9#X-"B`@("`\=&0@;F]W
M<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0G/BD\+W1D
M/CPO='(^#0H\='(@<W1Y;&4],T0G8F%C:V=R;W5N9"UC;VQO<CH@<F=B*#(P
M-"PR,S@L,C4U*3L@=F5R=&EC86PM86QI9VXZ(&)O='1O;2<^#0H@("`@/'1D
M(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!J=7-T:69Y
M.R!P861D:6YG+6)O='1O;3H@,7!T)SY487@@97AP96YS92`H8F5N969I="D@
M;V8@8VAA;F=E<R!D=7)I;F<@=&AE('EE87(L(&YE=#PO=&0^#0H@("`@/'1D
M(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@,7!T
M.R!F;VYT+7=E:6=H=#H@8F]L9"<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W
M<F%P/3-$;F]W<F%P('-T>6QE/3-$)V)O<F1E<BUB;W1T;VTZ(&)L86-K(#%P
M="!S;VQI9#L@=&5X="UA;&EG;CH@;&5F=#L@9F]N="UW96EG:'0Z(&)O;&0G
M/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=B;W)D97(M8F]T=&]M.B!B;&%C:R`Q<'0@<V]L:60[('1E>'0M86QI9VXZ
M(')I9VAT.R!F;VYT+7=E:6=H=#H@8F]L9"<^-2PQ,3<\+W1D/@T*("`@(#QT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@
M<&%D9&EN9RUB;W1T;VTZ(#%P=#L@9F]N="UW96EG:'0Z(&)O;&0G/B8C,38P
M.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P861D
M:6YG+6)O='1O;3H@,7!T)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G8F]R9&5R+6)O='1O;3H@8FQA8VL@,7!T('-O
M;&ED.R!T97AT+6%L:6=N.B!L969T)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N
M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G8F]R9&5R+6)O='1O;3H@8FQA8VL@
M,7!T('-O;&ED.R!T97AT+6%L:6=N.B!R:6=H="<^*#(L.#@Y/"]T9#X-"B`@
M("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE
M9G0[('!A9&1I;F<M8F]T=&]M.B`Q<'0G/BD\+W1D/CPO='(^#0H\='(@<W1Y
M;&4],T0G8F%C:V=R;W5N9"UC;VQO<CH@=VAI=&4[('9E<G1I8V%L+6%L:6=N
M.B!B;W1T;VTG/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
M=&5X="UA;&EG;CH@:G5S=&EF>3L@<&%D9&EN9RUB;W1T;VTZ(#(N-7!T)SY!
M8V-U;75L871E9"!O=&AE<B!C;VUP<F5H96YS:79E(&QO<W,@870@96YD(&]F
M(&9I<V-A;"!Y96%R/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T
M>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`R+C5P=#L@9F]N="UW96EG:'0Z(&)O
M;&0G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL
M93TS1"=B;W)D97(M8F]T=&]M.B!B;&%C:R`R+C5P="!D;W5B;&4[('1E>'0M
M86QI9VXZ(&QE9G0[(&9O;G0M=V5I9VAT.B!B;VQD)SXD/"]T9#X-"B`@("`\
M=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V)O<F1E<BUB;W1T;VTZ(&)L
M86-K(#(N-7!T(&1O=6)L93L@=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0M=V5I
M9VAT.B!B;VQD)SXR+#`V,SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A
M<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!P861D:6YG+6)O='1O;3H@
M,BXU<'0[(&9O;G0M=V5I9VAT.B!B;VQD)SXF(S$V,#L\+W1D/@T*("`@(#QT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#(N
M-7!T)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y
M;&4],T0G8F]R9&5R+6)O='1O;3H@8FQA8VL@,BXU<'0@9&]U8FQE.R!T97AT
M+6%L:6=N.B!L969T)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G8F]R9&5R+6)O='1O;3H@8FQA8VL@,BXU<'0@9&]U
M8FQE.R!T97AT+6%L:6=N.B!R:6=H="<^.2PX-34\+W1D/@T*("`@(#QT9"!N
M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@<&%D
M9&EN9RUB;W1T;VTZ(#(N-7!T)SXF(S$V,#L\+W1D/CPO='(^#0H\+W1A8FQE
M/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C
M;&%S<STS1')O/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T
M;W`^4F5C;VYC:6QI871I;VX@;V8@<')E<&%I9"!P96YS:6]N(&-O<W1S/"]T
M9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\=&%B;&4@8V5L;'-P86-I
M;F<],T0P(&-E;&QP861D:6YG/3-$,"!S='EL93TS1"=W:61T:#H@,3`P)3L@
M8F]R9&5R+6-O;&QA<'-E.B!C;VQL87!S93L@9F]N=#H@,3!P="!#86QI8G)I
M+"!(96QV971I8V$L(%-A;G,M4V5R:68G/@T*/'1R('-T>6QE/3-$)W9E<G1I
M8V%L+6%L:6=N.B!B;W1T;VTG/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@
M<W1Y;&4],T0G=&5X="UA;&EG;CH@:G5S=&EF>3L@9F]N="US='EL93H@:71A
M;&EC)SXH)"!I;B!T:&]U<V%N9',I/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`Q<'0[(&9O;G0M=V5I
M9VAT.B!B;VQD)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!C;VQS<&%N/3-$,B!N
M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G8F]R9&5R+6)O='1O;3H@8FQA8VL@
M,7!T('-O;&ED.R!T97AT+6%L:6=N.B!C96YT97([(&9O;G0M=V5I9VAT.B!B
M;VQD)SXR,#$R/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE
M/3-$)W!A9&1I;F<M8F]T=&]M.B`Q<'0[(&9O;G0M=V5I9VAT.B!B;VQD)SXF
M(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
M<&%D9&EN9RUB;W1T;VTZ(#%P="<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@8V]L
M<W!A;CTS1#(@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V)O<F1E<BUB;W1T
M;VTZ(&)L86-K(#%P="!S;VQI9#L@=&5X="UA;&EG;CH@8V5N=&5R)SXR,#$Q
M/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I
M;F<M8F]T=&]M.B`Q<'0G/B8C,38P.SPO=&0^/"]T<CX-"CQT<B!S='EL93TS
M1"=V97)T:6-A;"UA;&EG;CH@8F]T=&]M)SX-"B`@("`\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&IU<W1I9GDG/B8C,38P.SPO
M=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<#XF(S$V,#L\+W1D/@T*("`@
M(#QT9"!C;VQS<&%N/3-$,B!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X
M="UA;&EG;CH@:G5S=&EF>2<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P
M/3-$;F]W<F%P/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A
M<#XF(S$V,#L\+W1D/@T*("`@(#QT9"!C;VQS<&%N/3-$,B!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@:G5S=&EF>2<^)B,Q-C`[/"]T
M9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P/B8C,38P.SPO=&0^/"]T<CX-
M"CQT<B!S='EL93TS1"=B86-K9W)O=6YD+6-O;&]R.B!R9V(H,C`T+#(S."PR
M-34I.R!V97)T:6-A;"UA;&EG;CH@8F]T=&]M)SX-"B`@("`\=&0@;F]W<F%P
M/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&IU<W1I9GD[('=I9'1H
M.B`X,"4G/E!R97!A:60@<&5N<VEO;B!C;W-T(&%S(&]F(&)E9VEN;FEN9R!O
M9B!F:7-C86P@>65A<CPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S
M='EL93TS1"=W:61T:#H@,24[(&9O;G0M=V5I9VAT.B!B;VQD)SXF(S$V,#L\
M+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA
M;&EG;CH@;&5F=#L@=VED=&@Z(#$E.R!F;VYT+7=E:6=H=#H@8F]L9"<^)#PO
M=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L
M:6=N.B!R:6=H=#L@=VED=&@Z(#<E.R!F;VYT+7=E:6=H=#H@8F]L9"<^-C<Q
M/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M
M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@9F]N="UW96EG:'0Z(&)O;&0G/B8C
M,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=W
M:61T:#H@,24G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A
M<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!W:61T:#H@,24G/B8C,38P
M.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT
M+6%L:6=N.B!R:6=H=#L@=VED=&@Z(#<E)SXR-S`\+W1D/@T*("`@(#QT9"!N
M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@=VED
M=&@Z(#$E)SXF(S$V,#L\+W1D/CPO='(^#0H\='(@<W1Y;&4],T0G8F%C:V=R
M;W5N9"UC;VQO<CH@=VAI=&4[('9E<G1I8V%L+6%L:6=N.B!B;W1T;VTG/@T*
M("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@
M:G5S=&EF>2<^3F5T('!E<FEO9&EC('!E;G-I;VX@8V]S="!F;W(@9FES8V%L
M('EE87(\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
M9F]N="UW96EG:'0Z(&)O;&0G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A
M<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT+7=E
M:6=H=#H@8F]L9"<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT+7=E:6=H=#H@
M8F]L9"<^*#$L.#<V/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T
M>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0M=V5I9VAT.B!B;VQD)SXI
M/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P/B8C,38P.SPO=&0^#0H@
M("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L
M969T)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y
M;&4],T0G=&5X="UA;&EG;CH@<FEG:'0G/B@R+#`Y.3PO=&0^#0H@("`@/'1D
M(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T)SXI
M/"]T9#X\+W1R/@T*/'1R('-T>6QE/3-$)V)A8VMG<F]U;F0M8V]L;W(Z(')G
M8B@R,#0L,C,X+#(U-2D[('9E<G1I8V%L+6%L:6=N.B!B;W1T;VTG/@T*("`@
M(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@:G5S
M=&EF>2<^06-T=6%L(&5M<&QO>65R(&-O;G1R:6)U=&EO;G,\+W1D/@T*("`@
M(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N="UW96EG:'0Z(&)O
M;&0G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL
M93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT+7=E:6=H=#H@8F]L9"<^)B,Q
M-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E
M>'0M86QI9VXZ(')I9VAT.R!F;VYT+7=E:6=H=#H@8F]L9"<^,BPU,#`\+W1D
M/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG
M;CH@;&5F=#L@9F]N="UW96EG:'0Z(&)O;&0G/B8C,38P.SPO=&0^#0H@("`@
M/'1D(&YO=W)A<#TS1&YO=W)A<#XF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R
M87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F="<^)B,Q-C`[
M/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M
M86QI9VXZ(')I9VAT)SXR+#4P,#PO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO
M=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T)SXF(S$V,#L\+W1D/CPO
M='(^#0H\='(@<W1Y;&4],T0G8F%C:V=R;W5N9"UC;VQO<CH@=VAI=&4[('9E
M<G1I8V%L+6%L:6=N.B!B;W1T;VTG/@T*("`@(#QT9"!N;W=R87`],T1N;W=R
M87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@:G5S=&EF>3L@<&%D9&EN9RUB;W1T
M;VTZ(#%P="<^169F96-T(&]F(&-U<G1A:6QM96YT/"]T9#X-"B`@("`\=&0@
M;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`Q<'0[
M(&9O;G0M=V5I9VAT.B!B;VQD)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R
M87`],T1N;W=R87`@<W1Y;&4],T0G8F]R9&5R+6)O='1O;3H@8FQA8VL@,7!T
M('-O;&ED.R!T97AT+6%L:6=N.B!L969T.R!F;VYT+7=E:6=H=#H@8F]L9"<^
M)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$
M)V)O<F1E<BUB;W1T;VTZ(&)L86-K(#%P="!S;VQI9#L@=&5X="UA;&EG;CH@
M<FEG:'0[(&9O;G0M=V5I9VAT.B!B;VQD)SXH-C,\+W1D/@T*("`@(#QT9"!N
M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@<&%D
M9&EN9RUB;W1T;VTZ(#%P=#L@9F]N="UW96EG:'0Z(&)O;&0G/BD\+W1D/@T*
M("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T
M;VTZ(#%P="<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P
M('-T>6QE/3-$)V)O<F1E<BUB;W1T;VTZ(&)L86-K(#%P="!S;VQI9#L@=&5X
M="UA;&EG;CH@;&5F="<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)V)O<F1E<BUB;W1T;VTZ(&)L86-K(#%P="!S;VQI
M9#L@=&5X="UA;&EG;CH@<FEG:'0G/B8C,34Q.SPO=&0^#0H@("`@/'1D(&YO
M=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!P861D
M:6YG+6)O='1O;3H@,7!T)SXF(S$V,#L\+W1D/CPO='(^#0H\='(@<W1Y;&4]
M,T0G8F%C:V=R;W5N9"UC;VQO<CH@<F=B*#(P-"PR,S@L,C4U*3L@=F5R=&EC
M86PM86QI9VXZ(&)O='1O;2<^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S
M='EL93TS1"=T97AT+6%L:6=N.B!J=7-T:69Y.R!P861D:6YG+6)O='1O;3H@
M,BXU<'0G/E!R97!A:60@<&5N<VEO;B!A<W-E="!A<R!O9B!E;F0@;V8@9FES
M8V%L('EE87(\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4]
M,T0G<&%D9&EN9RUB;W1T;VTZ(#(N-7!T.R!F;VYT+7=E:6=H=#H@8F]L9"<^
M)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$
M)V)O<F1E<BUB;W1T;VTZ(&)L86-K(#(N-7!T(&1O=6)L93L@=&5X="UA;&EG
M;CH@;&5F=#L@9F]N="UW96EG:'0Z(&)O;&0G/B0\+W1D/@T*("`@(#QT9"!N
M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G8F]R9&5R+6)O='1O;3H@8FQA8VL@
M,BXU<'0@9&]U8FQE.R!T97AT+6%L:6=N.B!R:6=H=#L@9F]N="UW96EG:'0Z
M(&)O;&0G/C$L,C,R/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T
M>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[('!A9&1I;F<M8F]T=&]M.B`R+C5P
M=#L@9F]N="UW96EG:'0Z(&)O;&0G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO
M=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@,BXU<'0G
M/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=B;W)D97(M8F]T=&]M.B!B;&%C:R`R+C5P="!D;W5B;&4[('1E>'0M86QI
M9VXZ(&QE9G0G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A
M<"!S='EL93TS1"=B;W)D97(M8F]T=&]M.B!B;&%C:R`R+C5P="!D;W5B;&4[
M('1E>'0M86QI9VXZ(')I9VAT)SXV-S$\+W1D/@T*("`@(#QT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@<&%D9&EN9RUB
M;W1T;VTZ(#(N-7!T)SXF(S$V,#L\+W1D/CPO='(^#0H\+W1A8FQE/CQS<&%N
M/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS
M1')E/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^3F5T
M('!E;G-I;VX@8V]S=',\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT
M/CQT86)L92!C96QL<W!A8VEN9STS1#`@8V5L;'!A9&1I;F<],T0P('-T>6QE
M/3-$)W=I9'1H.B`Q,#`E.R!B;W)D97(M8V]L;&%P<V4Z(&-O;&QA<'-E.R!F
M;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^#0H\
M='(@<W1Y;&4],T0G=F5R=&EC86PM86QI9VXZ(&)O='1O;2<^#0H@("`@/'1D
M(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!J=7-T:69Y
M.R!F;VYT+7-T>6QE.B!I=&%L:6,G/B@D(&EN('1H;W5S86YD<RD\+W1D/@T*
M("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T
M;VTZ(#%P=#L@9F]N="UW96EG:'0Z(&)O;&0G/B8C,38P.SPO=&0^#0H@("`@
M/'1D(&-O;'-P86X],T0R(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=B;W)D
M97(M8F]T=&]M.B!B;&%C:R`Q<'0@<V]L:60[('1E>'0M86QI9VXZ(&-E;G1E
M<CL@9F]N="UW96EG:'0Z(&)O;&0G/C(P,3(\+W1D/@T*("`@(#QT9"!N;W=R
M87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#%P=#L@9F]N
M="UW96EG:'0Z(&)O;&0G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS
M1&YO=W)A<"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@,7!T)SXF(S$V,#L\
M+W1D/@T*("`@(#QT9"!C;VQS<&%N/3-$,B!N;W=R87`],T1N;W=R87`@<W1Y
M;&4],T0G8F]R9&5R+6)O='1O;3H@8FQA8VL@,7!T('-O;&ED.R!T97AT+6%L
M:6=N.B!C96YT97(G/C(P,3$\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R
M87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#%P="<^)B,Q-C`[/"]T9#X-
M"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T
M=&]M.B`Q<'0G/B8C,38P.SPO=&0^#0H@("`@/'1D(&-O;'-P86X],T0R(&YO
M=W)A<#TS1&YO=W)A<"!S='EL93TS1"=B;W)D97(M8F]T=&]M.B!B;&%C:R`Q
M<'0@<V]L:60[('1E>'0M86QI9VXZ(&-E;G1E<B<^,C`Q,#PO=&0^#0H@("`@
M/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@
M,7!T)SXF(S$V,#L\+W1D/CPO='(^#0H\='(@<W1Y;&4],T0G=F5R=&EC86PM
M86QI9VXZ(&)O='1O;2<^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL
M93TS1"=T97AT+6%L:6=N.B!J=7-T:69Y)SXF(S$V,#L\+W1D/@T*("`@(#QT
M9"!N;W=R87`],T1N;W=R87`^)B,Q-C`[/"]T9#X-"B`@("`\=&0@8V]L<W!A
M;CTS1#(@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I
M9VAT)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`^)B,Q
M-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P/B8C,38P.SPO=&0^
M#0H@("`@/'1D(&-O;'-P86X],T0R(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=T97AT+6%L:6=N.B!R:6=H="<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W
M<F%P/3-$;F]W<F%P/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO
M=W)A<#XF(S$V,#L\+W1D/@T*("`@(#QT9"!C;VQS<&%N/3-$,B!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0G/B8C,38P.SPO
M=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<#XF(S$V,#L\+W1D/CPO='(^
M#0H\='(@<W1Y;&4],T0G8F%C:V=R;W5N9"UC;VQO<CH@<F=B*#(P-"PR,S@L
M,C4U*3L@=F5R=&EC86PM86QI9VXZ(&)O='1O;2<^#0H@("`@/'1D(&YO=W)A
M<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!J=7-T:69Y.R!W:61T
M:#H@-S`E)SY397)V:6-E(&-O<W0@)B,Q-3`[(&)E;F5F:71S(&5A<FYE9"!D
M=7)I;F<@=&AE('!E<FEO9#PO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A
M<"!S='EL93TS1"=W:61T:#H@,24[(&9O;G0M=V5I9VAT.B!B;VQD)SXF(S$V
M,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X
M="UA;&EG;CH@;&5F=#L@=VED=&@Z(#$E.R!F;VYT+7=E:6=H=#H@8F]L9"<^
M)#PO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT
M+6%L:6=N.B!R:6=H=#L@=VED=&@Z(#<E.R!F;VYT+7=E:6=H=#H@8F]L9"<^
M,2PX,S4\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
M=&5X="UA;&EG;CH@;&5F=#L@=VED=&@Z(#$E.R!F;VYT+7=E:6=H=#H@8F]L
M9"<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE
M/3-$)W=I9'1H.B`Q)2<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)2<^
M)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$
M)W1E>'0M86QI9VXZ(')I9VAT.R!W:61T:#H@-R4G/C$L-S@R/"]T9#X-"B`@
M("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE
M9G0[('=I9'1H.B`Q)2<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)W=I9'1H.B`Q)2<^)B,Q-C`[/"]T9#X-"B`@("`\
M=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[
M('=I9'1H.B`Q)2<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!W:61T:#H@-R4G/C$L
M-S4T/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E
M>'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)2<^)B,Q-C`[/"]T9#X\+W1R/@T*
M/'1R('-T>6QE/3-$)V)A8VMG<F]U;F0M8V]L;W(Z('=H:71E.R!V97)T:6-A
M;"UA;&EG;CH@8F]T=&]M)SX-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T
M>6QE/3-$)W1E>'0M86QI9VXZ(&IU<W1I9GDG/DEN=&5R97-T(&-O<W0@;VX@
M<')O:F5C=&5D(&)E;F5F:70@;V)L:6=A=&EO;CPO=&0^#0H@("`@/'1D(&YO
M=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT+7=E:6=H=#H@8F]L9"<^)B,Q
M-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E
M>'0M86QI9VXZ(&QE9G0[(&9O;G0M=V5I9VAT.B!B;VQD)SXF(S$V,#L\+W1D
M/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG
M;CH@<FEG:'0[(&9O;G0M=V5I9VAT.B!B;VQD)SXQ+#0U,3PO=&0^#0H@("`@
M/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T
M.R!F;VYT+7=E:6=H=#H@8F]L9"<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W
M<F%P/3-$;F]W<F%P/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO
M=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T)SXF(S$V,#L\+W1D/@T*
M("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@
M<FEG:'0G/C$L-C,X/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T
M>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0G/B8C,38P.SPO=&0^#0H@("`@/'1D
M(&YO=W)A<#TS1&YO=W)A<#XF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F="<^)B,Q-C`[/"]T
M9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI
M9VXZ(')I9VAT)SXQ+#4U-3PO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A
M<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T)SXF(S$V,#L\+W1D/CPO='(^
M#0H\='(@<W1Y;&4],T0G8F%C:V=R;W5N9"UC;VQO<CH@<F=B*#(P-"PR,S@L
M,C4U*3L@=F5R=&EC86PM86QI9VXZ(&)O='1O;2<^#0H@("`@/'1D(&YO=W)A
M<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!J=7-T:69Y)SY%>'!E
M8W1E9"!R971U<FX@;VX@<&QA;B!A<W-E=',\+W1D/@T*("`@(#QT9"!N;W=R
M87`],T1N;W=R87`@<W1Y;&4],T0G9F]N="UW96EG:'0Z(&)O;&0G/B8C,38P
M.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT
M+6%L:6=N.B!L969T.R!F;VYT+7=E:6=H=#H@8F]L9"<^)B,Q-C`[/"]T9#X-
M"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ
M(')I9VAT.R!F;VYT+7=E:6=H=#H@8F]L9"<^*#$L.38Y/"]T9#X-"B`@("`\
M=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[
M(&9O;G0M=V5I9VAT.B!B;VQD)SXI/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$
M;F]W<F%P/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S
M='EL93TS1"=T97AT+6%L:6=N.B!L969T)SXF(S$V,#L\+W1D/@T*("`@(#QT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0G
M/B@Q+#<Q-CPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=T97AT+6%L:6=N.B!L969T)SXI/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$
M;F]W<F%P/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S
M='EL93TS1"=T97AT+6%L:6=N.B!L969T)SXF(S$V,#L\+W1D/@T*("`@(#QT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0G
M/B@Q+#0W.3PO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=T97AT+6%L:6=N.B!L969T)SXI/"]T9#X\+W1R/@T*/'1R('-T>6QE/3-$
M)V)A8VMG<F]U;F0M8V]L;W(Z('=H:71E.R!V97)T:6-A;"UA;&EG;CH@8F]T
M=&]M)SX-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M
M86QI9VXZ(&IU<W1I9GD[('!A9&1I;F<M8F]T=&]M.B`Q<'0G/DYE="!A;6]R
M=&EZ871I;VX@86YD(&1E9F5R<F%L/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`Q<'0[(&9O;G0M=V5I
M9VAT.B!B;VQD)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R
M87`@<W1Y;&4],T0G8F]R9&5R+6)O='1O;3H@8FQA8VL@,7!T('-O;&ED.R!T
M97AT+6%L:6=N.B!L969T.R!F;VYT+7=E:6=H=#H@8F]L9"<^)B,Q-C`[/"]T
M9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V)O<F1E<BUB
M;W1T;VTZ(&)L86-K(#%P="!S;VQI9#L@=&5X="UA;&EG;CH@<FEG:'0[(&9O
M;G0M=V5I9VAT.B!B;VQD)SXU-3D\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@<&%D9&EN9RUB;W1T
M;VTZ(#%P=#L@9F]N="UW96EG:'0Z(&)O;&0G/B8C,38P.SPO=&0^#0H@("`@
M/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@
M,7!T)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y
M;&4],T0G8F]R9&5R+6)O='1O;3H@8FQA8VL@,7!T('-O;&ED.R!T97AT+6%L
M:6=N.B!L969T)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R
M87`@<W1Y;&4],T0G8F]R9&5R+6)O='1O;3H@8FQA8VL@,7!T('-O;&ED.R!T
M97AT+6%L:6=N.B!R:6=H="<^,SDU/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[('!A9&1I;F<M8F]T
M=&]M.B`Q<'0G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A
M<"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@,7!T)SXF(S$V,#L\+W1D/@T*
M("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G8F]R9&5R+6)O='1O
M;3H@8FQA8VL@,7!T('-O;&ED.R!T97AT+6%L:6=N.B!L969T)SXF(S$V,#L\
M+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G8F]R9&5R
M+6)O='1O;3H@8FQA8VL@,7!T('-O;&ED.R!T97AT+6%L:6=N.B!R:6=H="<^
M-#8U/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E
M>'0M86QI9VXZ(&QE9G0[('!A9&1I;F<M8F]T=&]M.B`Q<'0G/B8C,38P.SPO
M=&0^/"]T<CX-"CQT<B!S='EL93TS1"=B86-K9W)O=6YD+6-O;&]R.B!R9V(H
M,C`T+#(S."PR-34I.R!V97)T:6-A;"UA;&EG;CH@8F]T=&]M)SX-"B`@("`\
M=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&IU<W1I
M9GD[('!A9&1I;F<M8F]T=&]M.B`R+C5P="<^3F5T('!E<FEO9&EC('!E;G-I
M;VX@8V]S=#PO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=P861D:6YG+6)O='1O;3H@,BXU<'0[(&9O;G0M=V5I9VAT.B!B;VQD)SXF
M(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
M8F]R9&5R+6)O='1O;3H@8FQA8VL@,BXU<'0@9&]U8FQE.R!T97AT+6%L:6=N
M.B!L969T.R!F;VYT+7=E:6=H=#H@8F]L9"<^)#PO=&0^#0H@("`@/'1D(&YO
M=W)A<#TS1&YO=W)A<"!S='EL93TS1"=B;W)D97(M8F]T=&]M.B!B;&%C:R`R
M+C5P="!D;W5B;&4[('1E>'0M86QI9VXZ(')I9VAT.R!F;VYT+7=E:6=H=#H@
M8F]L9"<^,2PX-S8\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y
M;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@<&%D9&EN9RUB;W1T;VTZ(#(N-7!T
M.R!F;VYT+7=E:6=H=#H@8F]L9"<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W
M<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`R+C5P="<^
M)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$
M)V)O<F1E<BUB;W1T;VTZ(&)L86-K(#(N-7!T(&1O=6)L93L@=&5X="UA;&EG
M;CH@;&5F="<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P
M('-T>6QE/3-$)V)O<F1E<BUB;W1T;VTZ(&)L86-K(#(N-7!T(&1O=6)L93L@
M=&5X="UA;&EG;CH@<FEG:'0G/C(L,#DY/"]T9#X-"B`@("`\=&0@;F]W<F%P
M/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[('!A9&1I;F<M
M8F]T=&]M.B`R+C5P="<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`R+C5P="<^)B,Q-C`[
M/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V)O<F1E
M<BUB;W1T;VTZ(&)L86-K(#(N-7!T(&1O=6)L93L@=&5X="UA;&EG;CH@;&5F
M="<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE
M/3-$)V)O<F1E<BUB;W1T;VTZ(&)L86-K(#(N-7!T(&1O=6)L93L@=&5X="UA
M;&EG;CH@<FEG:'0G/C(L,CDU/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[('!A9&1I;F<M8F]T=&]M
M.B`R+C5P="<^)B,Q-C`[/"]T9#X\+W1R/@T*/"]T86)L93X\<W!A;CX\+W-P
M86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R;SX-
M"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/D5X<&5C=&5D
M(&)E;F5F:70@<&%Y;65N=',\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T
M97AT/CQT86)L92!C96QL<W!A8VEN9STS1#`@8V5L;'!A9&1I;F<],T0P('-T
M>6QE/3-$)W=I9'1H.B`Q,#`E.R!B;W)D97(M8V]L;&%P<V4Z(&-O;&QA<'-E
M.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^
M#0H\='(@<W1Y;&4],T0G=F5R=&EC86PM86QI9VXZ(&)O='1O;2<^#0H@("`@
M/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!J=7-T
M:69Y)SX-"B`@("`@("`@/'`@<W1Y;&4],T0G9F]N=#H@,3!P="\Q,"XP-7!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@;6%R9VEN.B`P.R!T
M97AT+6%L:6=N.B!J=7-T:69Y)SXF(S$V,#L\+W`^#0H@("`@("`@(#QP('-T
M>6QE/3-$)V9O;G0Z(#$P<'0O,3`N,#5P="!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68[(&UA<F=I;CH@,#L@=&5X="UA;&EG;CH@:G5S=&EF>2<^
M/&D^*"0@:6X@=&AO=7-A;F1S*3PO:3X\+W`^/"]T9#X-"B`@("`\=&0@;F]W
M<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`Q<'0G/B8C
M,38P.SPO=&0^#0H@("`@/'1D(&-O;'-P86X],T0R(&YO=W)A<#TS1&YO=W)A
M<"!S='EL93TS1"=B;W)D97(M8F]T=&]M.B!B;&%C:R`Q<'0@<V]L:60[('1E
M>'0M86QI9VXZ(&-E;G1E<B<^17-T:6UA=&5D(#QB<B`O/F)E;F5F:70@/&)R
M("\^<&%Y;65N=',\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y
M;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#%P="<^)B,Q-C`[/"]T9#X\+W1R/@T*
M/'1R('-T>6QE/3-$)V)A8VMG<F]U;F0M8V]L;W(Z(')G8B@R,#0L,C,X+#(U
M-2D[('9E<G1I8V%L+6%L:6=N.B!B;W1T;VTG/@T*("`@(#QT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@:G5S=&EF>3L@=VED=&@Z
M(#DP)2<^665A<B!E;F1I;F<@1&5C96UB97(@,S$L(#(P,3,\+W1D/@T*("`@
M(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=VED=&@Z(#$E)SXF(S$V
M,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X
M="UA;&EG;CH@;&5F=#L@=VED=&@Z(#$E)SXD/"]T9#X-"B`@("`\=&0@;F]W
M<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!W:61T
M:#H@-R4G/C<R,SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL
M93TS1"=T97AT+6%L:6=N.B!L969T.R!W:61T:#H@,24G/B8C,38P.SPO=&0^
M/"]T<CX-"CQT<B!S='EL93TS1"=B86-K9W)O=6YD+6-O;&]R.B!W:&ET93L@
M=F5R=&EC86PM86QI9VXZ(&)O='1O;2<^#0H@("`@/'1D(&YO=W)A<#TS1&YO
M=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!J=7-T:69Y)SY996%R(&5N9&EN
M9R!$96-E;6)E<B`S,2P@,C`Q-#PO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO
M=W)A<#XF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y
M;&4],T0G=&5X="UA;&EG;CH@;&5F="<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@
M;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT)SXX
M-C`\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X
M="UA;&EG;CH@;&5F="<^)B,Q-C`[/"]T9#X\+W1R/@T*/'1R('-T>6QE/3-$
M)V)A8VMG<F]U;F0M8V]L;W(Z(')G8B@R,#0L,C,X+#(U-2D[('9E<G1I8V%L
M+6%L:6=N.B!B;W1T;VTG/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y
M;&4],T0G=&5X="UA;&EG;CH@:G5S=&EF>2<^665A<B!E;F1I;F<@1&5C96UB
M97(@,S$L(#(P,34\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`^)B,Q
M-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E
M>'0M86QI9VXZ(&QE9G0G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS
M1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!R:6=H="<^.38X/"]T9#X-
M"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ
M(&QE9G0G/B8C,38P.SPO=&0^/"]T<CX-"CQT<B!S='EL93TS1"=B86-K9W)O
M=6YD+6-O;&]R.B!W:&ET93L@=F5R=&EC86PM86QI9VXZ(&)O='1O;2<^#0H@
M("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!J
M=7-T:69Y)SY996%R(&5N9&EN9R!$96-E;6)E<B`S,2P@,C`Q-CPO=&0^#0H@
M("`@/'1D(&YO=W)A<#TS1&YO=W)A<#XF(S$V,#L\+W1D/@T*("`@(#QT9"!N
M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F="<^)B,Q
M-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E
M>'0M86QI9VXZ(')I9VAT)SXQ+#$V,#PO=&0^#0H@("`@/'1D(&YO=W)A<#TS
M1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T)SXF(S$V,#L\+W1D
M/CPO='(^#0H\='(@<W1Y;&4],T0G8F%C:V=R;W5N9"UC;VQO<CH@<F=B*#(P
M-"PR,S@L,C4U*3L@=F5R=&EC86PM86QI9VXZ(&)O='1O;2<^#0H@("`@/'1D
M(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!J=7-T:69Y
M)SY996%R(&5N9&EN9R!$96-E;6)E<B`S,2P@,C`Q-SPO=&0^#0H@("`@/'1D
M(&YO=W)A<#TS1&YO=W)A<#XF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F="<^)B,Q-C`[/"]T
M9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI
M9VXZ(')I9VAT)SXQ+#,P,CPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A
M<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T)SXF(S$V,#L\+W1D/CPO='(^
M#0H\='(@<W1Y;&4],T0G8F%C:V=R;W5N9"UC;VQO<CH@=VAI=&4[('9E<G1I
M8V%L+6%L:6=N.B!B;W1T;VTG/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@
M<W1Y;&4],T0G=&5X="UA;&EG;CH@:G5S=&EF>2<^665A<G,@96YD:6YG($1E
M8V5M8F5R(#,Q+"`R,#$X+3(P,C(\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N
M;W=R87`^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T
M>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0G/B8C,38P.SPO=&0^#0H@("`@/'1D
M(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!R:6=H="<^
M.2PP,3,\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
M=&5X="UA;&EG;CH@;&5F="<^)B,Q-C`[/"]T9#X\+W1R/@T*/"]T86)L93X\
M<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA
M<W,],T1R93X-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P
M/E1A<F=E=&5D(&UI>"!O9B!T:&4@4&5N<VEO;B!0;&%N)W,@87-S971S/"]T
M9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\=&%B;&4@8V5L;'-P86-I
M;F<],T0P(&-E;&QP861D:6YG/3-$,"!S='EL93TS1"=W:61T:#H@,3`P)3L@
M8F]R9&5R+6-O;&QA<'-E.B!C;VQL87!S93L@9F]N=#H@,3!P="!#86QI8G)I
M+"!(96QV971I8V$L(%-A;G,M4V5R:68G/@T*/'1R('-T>6QE/3-$)W9E<G1I
M8V%L+6%L:6=N.B!B;W1T;VTG/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@
M<W1Y;&4],T0G8F]R9&5R+6)O='1O;3H@8FQA8VL@,7!T('-O;&ED.R!T97AT
M+6%L:6=N.B!J=7-T:69Y)SY);G9E<W1M96YT('1Y<&4\+W1D/@T*("`@(#QT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#%P
M="<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@8V]L<W!A;CTS1#(@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)V)O<F1E<BUB;W1T;VTZ(&)L86-K(#%P="!S;VQI
M9#L@=&5X="UA;&EG;CH@8V5N=&5R.R!V97)T:6-A;"UA;&EG;CH@8F]T=&]M
M)SY487)G971E9"`E(#QB<B`O/F]F(%1O=&%L($%S<V5T<SPO=&0^#0H@("`@
M/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@
M,7!T)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y
M;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#%P="<^)B,Q-C`[/"]T9#X-"B`@("`\
M=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V)O<F1E<BUB;W1T;VTZ(&)L
M86-K(#%P="!S;VQI9#L@=&5X="UA;&EG;CH@8V5N=&5R)SY!8V-E<'1A8FQE
M(%)A;F=E("4@;V8@/&)R("\^5&]T86P@07-S971S/"]T9#X\+W1R/@T*/'1R
M('-T>6QE/3-$)W9E<G1I8V%L+6%L:6=N.B!B;W1T;VTG/@T*("`@(#QT9"!N
M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@8V5N=&5R)SXF
M(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`^)B,Q-C`[/"]T
M9#X-"B`@("`\=&0@8V]L<W!A;CTS1#(@;F]W<F%P/3-$;F]W<F%P('-T>6QE
M/3-$)W1E>'0M86QI9VXZ(&-E;G1E<CL@=F5R=&EC86PM86QI9VXZ(&)O='1O
M;2<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P/B8C,38P
M.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<#XF(S$V,#L\+W1D/@T*
M("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@
M8V5N=&5R)SXF(S$V,#L\+W1D/CPO='(^#0H\='(@<W1Y;&4],T0G8F%C:V=R
M;W5N9"UC;VQO<CH@<F=B*#(P-"PR,S@L,C4U*3L@=F5R=&EC86PM86QI9VXZ
M(&)O='1O;2<^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T
M97AT+6%L:6=N.B!L969T.R!T97AT+61E8V]R871I;VXZ('5N9&5R;&EN92<^
M1FEX960@:6YC;VUE(&EN=F5S=&UE;G1S/"]T9#X-"B`@("`\=&0@;F]W<F%P
M/3-$;F]W<F%P/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A
M<"!S='EL93TS1"=T97AT+6%L:6=N.B!C96YT97([('9E<G1I8V%L+6%L:6=N
M.B!B;W1T;VTG/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A
M<"!S='EL93TS1"=T97AT+6%L:6=N.B!C96YT97([('9E<G1I8V%L+6%L:6=N
M.B!B;W1T;VTG/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A
M<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T)SXF(S$V,#L\+W1D/@T*("`@
M(#QT9"!N;W=R87`],T1N;W=R87`^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W
M<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&-E;G1E<CL@<&%D
M9&EN9RUL969T.B`U+C1P="<^)B,Q-C`[/"]T9#X\+W1R/@T*/'1R('-T>6QE
M/3-$)V)A8VMG<F]U;F0M8V]L;W(Z('=H:71E.R!V97)T:6-A;"UA;&EG;CH@
M8F]T=&]M)SX-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E
M>'0M86QI9VXZ(&IU<W1I9GD[('=I9'1H.B`S,R4G/D-A<V@O;6]N97D@;6%R
M:V5T(&%C8V]U;G0\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y
M;&4],T0G=VED=&@Z(#$E)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@8V5N=&5R.R!W:61T:#H@
M,24[('9E<G1I8V%L+6%L:6=N.B!B;W1T;VTG/B8C,38P.SPO=&0^#0H@("`@
M/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!C96YT
M97([('=I9'1H.B`S,24[('9E<G1I8V%L+6%L:6=N.B!B;W1T;VTG/C(E/"]T
M9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI
M9VXZ(&QE9G0[('=I9'1H.B`Q)2<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W
M<F%P/3-$;F]W<F%P('-T>6QE/3-$)W=I9'1H.B`Q)2<^)B,Q-C`[/"]T9#X-
M"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ
M(&-E;G1E<CL@<&%D9&EN9RUL969T.B`U+C1P=#L@=VED=&@Z(#,R)2<^,24M
M-24\+W1D/CPO='(^#0H\='(@<W1Y;&4],T0G8F%C:V=R;W5N9"UC;VQO<CH@
M<F=B*#(P-"PR,S@L,C4U*3L@=F5R=&EC86PM86QI9VXZ(&)O='1O;2<^#0H@
M("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!J
M=7-T:69Y)SY54R!G;W9E<FYM96YT(&)O;F0@9G5N9#PO=&0^#0H@("`@/'1D
M(&YO=W)A<#TS1&YO=W)A<#XF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@8V5N=&5R.R!V97)T:6-A
M;"UA;&EG;CH@8F]T=&]M)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@8V5N=&5R.R!V97)T:6-A
M;"UA;&EG;CH@8F]T=&]M)SXQ,"4\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F="<^)B,Q-C`[/"]T9#X-
M"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P/B8C,38P.SPO=&0^#0H@("`@/'1D
M(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!C96YT97([
M('!A9&1I;F<M;&5F=#H@-2XT<'0G/C$P)2TR,"4\+W1D/CPO='(^#0H\='(@
M<W1Y;&4],T0G8F%C:V=R;W5N9"UC;VQO<CH@=VAI=&4[('9E<G1I8V%L+6%L
M:6=N.B!B;W1T;VTG/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4]
M,T0G=&5X="UA;&EG;CH@:G5S=&EF>2<^55,@8V]R<&]R871E(&)O;F0@9G5N
M9#PO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<#XF(S$V,#L\+W1D/@T*
M("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@
M8V5N=&5R.R!V97)T:6-A;"UA;&EG;CH@8F]T=&]M)SXF(S$V,#L\+W1D/@T*
M("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@
M8V5N=&5R.R!V97)T:6-A;"UA;&EG;CH@8F]T=&]M)SXQ,"4\+W1D/@T*("`@
M(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F
M="<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P/B8C,38P
M.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT
M+6%L:6=N.B!C96YT97([('!A9&1I;F<M;&5F=#H@-2XT<'0G/C4E+3$U)3PO
M=&0^/"]T<CX-"CQT<B!S='EL93TS1"=B86-K9W)O=6YD+6-O;&]R.B!R9V(H
M,C`T+#(S."PR-34I.R!V97)T:6-A;"UA;&EG;CH@8F]T=&]M)SX-"B`@("`\
M=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&IU<W1I
M9GDG/E53(&-O<G!O<F%T92!H:6=H('EI96QD(&)O;F0@9G5N9#PO=&0^#0H@
M("`@/'1D(&YO=W)A<#TS1&YO=W)A<#XF(S$V,#L\+W1D/@T*("`@(#QT9"!N
M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@8V5N=&5R.R!V
M97)T:6-A;"UA;&EG;CH@8F]T=&]M)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N
M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@8V5N=&5R.R!V
M97)T:6-A;"UA;&EG;CH@8F]T=&]M)SXU)3PO=&0^#0H@("`@/'1D(&YO=W)A
M<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T)SXF(S$V,#L\
M+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`^)B,Q-C`[/"]T9#X-"B`@
M("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&-E
M;G1E<CL@<&%D9&EN9RUL969T.B`U+C1P="<^,"4M,3`E/"]T9#X\+W1R/@T*
M/'1R('-T>6QE/3-$)V)A8VMG<F]U;F0M8V]L;W(Z('=H:71E.R!V97)T:6-A
M;"UA;&EG;CH@8F]T=&]M)SX-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T
M>6QE/3-$)W1E>'0M86QI9VXZ(&IU<W1I9GD[('1E>'0M9&5C;W)A=&EO;CH@
M=6YD97)L:6YE)SY%<75I='D@:6YV97-T;65N=',\+W1D/@T*("`@(#QT9"!N
M;W=R87`],T1N;W=R87`^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&-E;G1E<CL@=F5R=&EC86PM
M86QI9VXZ(&)O='1O;2<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&-E;G1E<CL@=F5R=&EC86PM
M86QI9VXZ(&)O='1O;2<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0G/B8C,38P.SPO=&0^
M#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<#XF(S$V,#L\+W1D/@T*("`@(#QT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@8V5N=&5R
M.R!P861D:6YG+6QE9G0Z(#4N-'!T)SXF(S$V,#L\+W1D/CPO='(^#0H\='(@
M<W1Y;&4],T0G8F%C:V=R;W5N9"UC;VQO<CH@<F=B*#(P-"PR,S@L,C4U*3L@
M=F5R=&EC86PM86QI9VXZ(&)O='1O;2<^#0H@("`@/'1D(&YO=W)A<#TS1&YO
M=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!J=7-T:69Y)SY,87)G92!C87`@
M=F%L=64@9G5N9#PO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<#XF(S$V
M,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X
M="UA;&EG;CH@8V5N=&5R.R!V97)T:6-A;"UA;&EG;CH@8F]T=&]M)SXF(S$V
M,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X
M="UA;&EG;CH@8V5N=&5R.R!V97)T:6-A;"UA;&EG;CH@8F]T=&]M)SXR,"4\
M+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA
M;&EG;CH@;&5F="<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W
M<F%P/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL
M93TS1"=T97AT+6%L:6=N.B!C96YT97([('!A9&1I;F<M;&5F=#H@-2XT<'0G
M/C(P)2TS,"4\+W1D/CPO='(^#0H\='(@<W1Y;&4],T0G8F%C:V=R;W5N9"UC
M;VQO<CH@=VAI=&4[('9E<G1I8V%L+6%L:6=N.B!B;W1T;VTG/@T*("`@(#QT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@:G5S=&EF
M>2<^3&%R9V4@8V%P(&=R;W=T:"!F=6YD/"]T9#X-"B`@("`\=&0@;F]W<F%P
M/3-$;F]W<F%P/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A
M<"!S='EL93TS1"=T97AT+6%L:6=N.B!C96YT97([('9E<G1I8V%L+6%L:6=N
M.B!B;W1T;VTG/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A
M<"!S='EL93TS1"=T97AT+6%L:6=N.B!C96YT97([('9E<G1I8V%L+6%L:6=N
M.B!B;W1T;VTG/C(P)3PO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S
M='EL93TS1"=T97AT+6%L:6=N.B!L969T)SXF(S$V,#L\+W1D/@T*("`@(#QT
M9"!N;W=R87`],T1N;W=R87`^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P
M/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&-E;G1E<CL@<&%D9&EN
M9RUL969T.B`U+C1P="<^,C`E+3,P)3PO=&0^/"]T<CX-"CQT<B!S='EL93TS
M1"=B86-K9W)O=6YD+6-O;&]R.B!R9V(H,C`T+#(S."PR-34I.R!V97)T:6-A
M;"UA;&EG;CH@8F]T=&]M)SX-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T
M>6QE/3-$)W1E>'0M86QI9VXZ(&IU<W1I9GDG/DUI9"!C87`@97%U:71Y(&9U
M;F0\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`^)B,Q-C`[/"]T9#X-
M"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ
M(&-E;G1E<CL@=F5R=&EC86PM86QI9VXZ(&)O='1O;2<^)B,Q-C`[/"]T9#X-
M"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ
M(&-E;G1E<CL@=F5R=&EC86PM86QI9VXZ(&)O='1O;2<^,3`E/"]T9#X-"B`@
M("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE
M9G0G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<#XF(S$V
M,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X
M="UA;&EG;CH@8V5N=&5R.R!P861D:6YG+6QE9G0Z(#4N-'!T)SXU)2TQ-24\
M+W1D/CPO='(^#0H\='(@<W1Y;&4],T0G8F%C:V=R;W5N9"UC;VQO<CH@=VAI
M=&4[('9E<G1I8V%L+6%L:6=N.B!B;W1T;VTG/@T*("`@(#QT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@:G5S=&EF>2<^4VUA;&P@
M8V%P(&=R;W=T:"!F=6YD/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P
M/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=T97AT+6%L:6=N.B!C96YT97([('9E<G1I8V%L+6%L:6=N.B!B;W1T;VTG
M/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=T97AT+6%L:6=N.B!C96YT97([('9E<G1I8V%L+6%L:6=N.B!B;W1T;VTG
M/C@E/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E
M>'0M86QI9VXZ(&QE9G0G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS
M1&YO=W)A<#XF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@
M<W1Y;&4],T0G=&5X="UA;&EG;CH@8V5N=&5R.R!P861D:6YG+6QE9G0Z(#4N
M-'!T)SXU)2TQ-24\+W1D/CPO='(^#0H\='(@<W1Y;&4],T0G8F%C:V=R;W5N
M9"UC;VQO<CH@<F=B*#(P-"PR,S@L,C4U*3L@=F5R=&EC86PM86QI9VXZ(&)O
M='1O;2<^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT
M+6%L:6=N.B!J=7-T:69Y)SY&;W)E:6=N(&5Q=6ET>2!F=6YD/"]T9#X-"B`@
M("`\=&0@;F]W<F%P/3-$;F]W<F%P/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO
M=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!C96YT97([('9E
M<G1I8V%L+6%L:6=N.B!B;W1T;VTG/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO
M=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!C96YT97([('9E
M<G1I8V%L+6%L:6=N.B!B;W1T;VTG/C$P)3PO=&0^#0H@("`@/'1D(&YO=W)A
M<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T)SXF(S$V,#L\
M+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`^)B,Q-C`[/"]T9#X-"B`@
M("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&-E
M;G1E<CL@<&%D9&EN9RUL969T.B`U+C1P="<^-24M,34E/"]T9#X\+W1R/@T*
M/'1R('-T>6QE/3-$)V)A8VMG<F]U;F0M8V]L;W(Z('=H:71E.R!V97)T:6-A
M;"UA;&EG;CH@8F]T=&]M)SX-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T
M>6QE/3-$)W1E>'0M86QI9VXZ(&IU<W1I9GDG/D-O;7!A;GD@<W1O8VL\+W1D
M/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`^)B,Q-C`[/"]T9#X-"B`@("`\
M=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&-E;G1E
M<CL@=F5R=&EC86PM86QI9VXZ(&)O='1O;2<^)B,Q-C`[/"]T9#X-"B`@("`\
M=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&-E;G1E
M<CL@=F5R=&EC86PM86QI9VXZ(&)O='1O;2<^-24\+W1D/@T*("`@(#QT9"!N
M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F="<^)B,Q
M-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P/B8C,38P.SPO=&0^
M#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N
M.B!C96YT97([('!A9&1I;F<M;&5F=#H@-2XT<'0G/C`E+3$P)3PO=&0^/"]T
M<CX-"CPO=&%B;&4^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*
M("`@("`@/'1R(&-L87-S/3-$<F\^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L
M('9A;&EG;CTS1'1O<#Y);G9E<W1M96YT(&-A=&5G;W)Y(&)E;F-H;6%R:W,\
M+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQT86)L92!C96QL<W!A
M8VEN9STS1#`@8V5L;'!A9&1I;F<],T0P('-T>6QE/3-$)W=I9'1H.B`Q,#`E
M.R!B;W)D97(M8V]L;&%P<V4Z(&-O;&QA<'-E.R!F;VYT.B`Q,'!T($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^#0H\='(@<W1Y;&4],T0G=F5R
M=&EC86PM86QI9VXZ(&)O='1O;2<^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A
M<"!S='EL93TS1"=B;W)D97(M8F]T=&]M.B!B;&%C:R`Q<'0@<V]L:60[('1E
M>'0M86QI9VXZ(&QE9G0[('=I9'1H.B`S,R4G/CQB<B`O/DEN=F5S=&UE;G0@
M0V%T96=O<GD\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4]
M,T0G<&%D9&EN9RUB;W1T;VTZ(#%P=#L@=VED=&@Z(#$E)SXF(S$V,#L\+W1D
M/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G8F]R9&5R+6)O
M='1O;3H@8FQA8VL@,7!T('-O;&ED.R!T97AT+6%L:6=N.B!C96YT97([('=I
M9'1H.B`S,R4G/DEN=F5S=&UE;G0@0V%T96=O<GD@0F5N8VAM87)K/"]T9#X-
M"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T
M=&]M.B`Q<'0[('=I9'1H.B`Q)2<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W
M<F%P/3-$;F]W<F%P('-T>6QE/3-$)V)O<F1E<BUB;W1T;VTZ(&)L86-K(#%P
M="!S;VQI9#L@=&5X="UA;&EG;CH@8V5N=&5R.R!W:61T:#H@,S(E)SY286YG
M92!O9B!!8V-E<'1A8FQE($1E=FEA=&EO;B`\8G(@+SYF<F]M($EN=F5S=&UE
M;G0@0V%T96=O<GD@/&)R("\^0F5N8VAM87)K/"]T9#X\+W1R/@T*/'1R('-T
M>6QE/3-$)V)A8VMG<F]U;F0M8V]L;W(Z('=H:71E.R!V97)T:6-A;"UA;&EG
M;CH@8F]T=&]M)SX-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$
M)W1E>'0M86QI9VXZ(&-E;G1E<B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W
M<F%P/3-$;F]W<F%P/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO
M=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!C96YT97(G/B8C,38P.SPO=&0^
M#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<#XF(S$V,#L\+W1D/@T*("`@(#QT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@8V5N=&5R
M)SXF(S$V,#L\+W1D/CPO='(^#0H\='(@<W1Y;&4],T0G8F%C:V=R;W5N9"UC
M;VQO<CH@<F=B*#(P-"PR,S@L,C4U*3L@=F5R=&EC86PM86QI9VXZ(&)O='1O
M;2<^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L
M:6=N.B!L969T.R!T97AT+61E8V]R871I;VXZ('5N9&5R;&EN92<^1FEX960@
M:6YC;VUE(&EN=F5S=&UE;G1S/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W
M<F%P/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL
M93TS1"=T97AT+6%L:6=N.B!C96YT97(G/B8C,38P.SPO=&0^#0H@("`@/'1D
M(&YO=W)A<#TS1&YO=W)A<#XF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@8V5N=&5R)SXF(S$V,#L\
M+W1D/CPO='(^#0H\='(@<W1Y;&4],T0G8F%C:V=R;W5N9"UC;VQO<CH@=VAI
M=&4[('9E<G1I8V%L+6%L:6=N.B!B;W1T;VTG/@T*("`@(#QT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@:G5S=&EF>2<^0V%S:"]M
M;VYE>2!M87)K970@86-C;W5N=#PO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO
M=W)A<#XF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y
M;&4],T0G=&5X="UA;&EG;CH@8V5N=&5R)SY#:71I9W)O=7`@5')E87-U<GD@
M0FEL;"!);F1E>"`F(S$U,#L@,R!M;VYT:#PO=&0^#0H@("`@/'1D(&YO=W)A
M<#TS1&YO=W)A<#XF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R
M87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@8V5N=&5R)SXP+34P(&)A<VES('!O
M:6YT<SPO=&0^/"]T<CX-"CQT<B!S='EL93TS1"=B86-K9W)O=6YD+6-O;&]R
M.B!R9V(H,C`T+#(S."PR-34I.R!V97)T:6-A;"UA;&EG;CH@8F]T=&]M)SX-
M"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ
M(&IU<W1I9GDG/E53(&=O=F5R;FUE;G0@8F]N9"!F=6YD/"]T9#X-"B`@("`\
M=&0@;F]W<F%P/3-$;F]W<F%P/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A
M<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!C96YT97(G/D)A<F-L
M87ES($EN=&5R;65D:6%T92!';W9E<FYM96YT($)O;F0@26YD97@\+W1D/@T*
M("`@(#QT9"!N;W=R87`],T1N;W=R87`^)B,Q-C`[/"]T9#X-"B`@("`\=&0@
M;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&-E;G1E<B<^
M,"TR,#`@8F%S:7,@<&]I;G1S/"]T9#X\+W1R/@T*/'1R('-T>6QE/3-$)V)A
M8VMG<F]U;F0M8V]L;W(Z('=H:71E.R!V97)T:6-A;"UA;&EG;CH@8F]T=&]M
M)SX-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI
M9VXZ(&IU<W1I9GDG/E53(&-O<G!O<F%T92!B;VYD(&9U;F0\+W1D/@T*("`@
M(#QT9"!N;W=R87`],T1N;W=R87`^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W
M<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&-E;G1E<B<^0F%R
M8VQA>7,@06=G<F5G871E($EN9&5X/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$
M;F]W<F%P/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S
M='EL93TS1"=T97AT+6%L:6=N.B!C96YT97(G/C`M,C`P(&)A<VES('!O:6YT
M<SPO=&0^/"]T<CX-"CQT<B!S='EL93TS1"=B86-K9W)O=6YD+6-O;&]R.B!R
M9V(H,C`T+#(S."PR-34I.R!V97)T:6-A;"UA;&EG;CH@8F]T=&]M)SX-"B`@
M("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&IU
M<W1I9GDG/E53(&-O<G!O<F%T92!H:6=H('EI96QD(&)O;F0@9G5N9#PO=&0^
M#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<#XF(S$V,#L\+W1D/@T*("`@(#QT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@8V5N=&5R
M)SY"87)C;&%Y<R!(:6=H(%EI96QD($EN9&5X/"]T9#X-"B`@("`\=&0@;F]W
M<F%P/3-$;F]W<F%P/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO
M=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!C96YT97(G/C`M,C`P(&)A<VES
M('!O:6YT<SPO=&0^/"]T<CX-"CQT<B!S='EL93TS1"=B86-K9W)O=6YD+6-O
M;&]R.B!W:&ET93L@=F5R=&EC86PM86QI9VXZ(&)O='1O;2<^#0H@("`@/'1D
M(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!J=7-T:69Y
M.R!T97AT+61E8V]R871I;VXZ('5N9&5R;&EN92<^17%U:71Y(&EN=F5S=&UE
M;G1S/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P/B8C,38P.SPO=&0^
M#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N
M.B!C96YT97(G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A
M<#XF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4]
M,T0G=&5X="UA;&EG;CH@8V5N=&5R)SXF(S$V,#L\+W1D/CPO='(^#0H\='(@
M<W1Y;&4],T0G8F%C:V=R;W5N9"UC;VQO<CH@<F=B*#(P-"PR,S@L,C4U*3L@
M=F5R=&EC86PM86QI9VXZ(&)O='1O;2<^#0H@("`@/'1D(&YO=W)A<#TS1&YO
M=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!J=7-T:69Y)SY,87)G92!C87`@
M=F%L=64@9G5N9#PO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<#XF(S$V
M,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X
M="UA;&EG;CH@8V5N=&5R)SY2=7-S96QL(#$P,#`@5F%L=64@26YD97@\+W1D
M/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`^)B,Q-C`[/"]T9#X-"B`@("`\
M=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&-E;G1E
M<B<^,"TS,#`@8F%S:7,@<&]I;G1S/"]T9#X\+W1R/@T*/'1R('-T>6QE/3-$
M)V)A8VMG<F]U;F0M8V]L;W(Z('=H:71E.R!V97)T:6-A;"UA;&EG;CH@8F]T
M=&]M)SX-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M
M86QI9VXZ(&IU<W1I9GDG/DQA<F=E(&-A<"!G<F]W=&@@9G5N9#PO=&0^#0H@
M("`@/'1D(&YO=W)A<#TS1&YO=W)A<#XF(S$V,#L\+W1D/@T*("`@(#QT9"!N
M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@8V5N=&5R)SY2
M=7-S96QL(#$P,#`@1W)O=W1H($EN9&5X/"]T9#X-"B`@("`\=&0@;F]W<F%P
M/3-$;F]W<F%P/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A
M<"!S='EL93TS1"=T97AT+6%L:6=N.B!C96YT97(G/C`M,S`P(&)A<VES('!O
M:6YT<SPO=&0^/"]T<CX-"CQT<B!S='EL93TS1"=B86-K9W)O=6YD+6-O;&]R
M.B!R9V(H,C`T+#(S."PR-34I.R!V97)T:6-A;"UA;&EG;CH@8F]T=&]M)SX-
M"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ
M(&IU<W1I9GDG/DUI9"!C87`@97%U:71Y(&9U;F0\+W1D/@T*("`@(#QT9"!N
M;W=R87`],T1N;W=R87`^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&-E;G1E<B<^4G5S<V5L;"!-
M:60@0V%P($EN9&5X/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P/B8C
M,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T
M97AT+6%L:6=N.B!C96YT97(G/C`M,S`P(&)A<VES('!O:6YT<SPO=&0^/"]T
M<CX-"CQT<B!S='EL93TS1"=B86-K9W)O=6YD+6-O;&]R.B!W:&ET93L@=F5R
M=&EC86PM86QI9VXZ(&)O='1O;2<^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A
M<"!S='EL93TS1"=T97AT+6%L:6=N.B!J=7-T:69Y)SY3;6%L;"!C87`@9W)O
M=W1H(&9U;F0\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`^)B,Q-C`[
M/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M
M86QI9VXZ(&-E;G1E<B<^4G5S<V5L;"`R,#`P($=R;W=T:"!);F1E>#PO=&0^
M#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<#XF(S$V,#L\+W1D/@T*("`@(#QT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@8V5N=&5R
M)SXP+3,P,"!B87-I<R!P;VEN=',\+W1D/CPO='(^#0H\='(@<W1Y;&4],T0G
M8F%C:V=R;W5N9"UC;VQO<CH@<F=B*#(P-"PR,S@L,C4U*3L@=F5R=&EC86PM
M86QI9VXZ(&)O='1O;2<^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL
M93TS1"=T97AT+6%L:6=N.B!J=7-T:69Y)SY&;W)E:6=N(&5Q=6ET>2!F=6YD
M/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P/B8C,38P.SPO=&0^#0H@
M("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!C
M96YT97(G/DU30TD@14%&12!);F1E>#PO=&0^#0H@("`@/'1D(&YO=W)A<#TS
M1&YO=W)A<#XF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@
M<W1Y;&4],T0G=&5X="UA;&EG;CH@8V5N=&5R)SXP+3,P,"!B87-I<R!P;VEN
M=',\+W1D/CPO='(^#0H\='(@<W1Y;&4],T0G8F%C:V=R;W5N9"UC;VQO<CH@
M=VAI=&4[('9E<G1I8V%L+6%L:6=N.B!B;W1T;VTG/@T*("`@(#QT9"!N;W=R
M87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@:G5S=&EF>2<^0V]M
M<&%N>2!S=&]C:SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<#XF(S$V
M,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X
M="UA;&EG;CH@8V5N=&5R)SY2=7-S96QL(#(P,#`@26YD97@\+W1D/@T*("`@
M(#QT9"!N;W=R87`],T1N;W=R87`^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W
M<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&-E;G1E<B<^,"TS
M,#`@8F%S:7,@<&]I;G1S/"]T9#X\+W1R/@T*/"]T86)L93X\<W!A;CX\+W-P
M86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R93X-
M"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/D9A:7(@=F%L
M=64@;V8@<&QA;B!A<W-E=',\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T
M97AT/CQT86)L92!C96QL<W!A8VEN9STS1#`@8V5L;'!A9&1I;F<],T0P('-T
M>6QE/3-$)W=I9'1H.B`Q,#`E.R!B;W)D97(M8V]L;&%P<V4Z(&-O;&QA<'-E
M.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^
M#0H\='(@<W1Y;&4],T0G=F5R=&EC86PM86QI9VXZ(&)O='1O;2<^#0H@("`@
M/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!J=7-T
M:69Y.R!F;VYT+7-T>6QE.B!I=&%L:6,G/B@D(&EN('1H;W5S86YD<RD\+W1D
M/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`^)B,Q-C`[/"]T9#X-"B`@("`\
M=&0@8V]L<W!A;CTS1#8@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M
M86QI9VXZ(&-E;G1E<B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$
M;F]W<F%P/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<#XF
M(S$V,#L\+W1D/@T*("`@(#QT9"!C;VQS<&%N/3-$-B!N;W=R87`],T1N;W=R
M87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@8V5N=&5R)SXF(S$V,#L\+W1D/@T*
M("`@(#QT9"!N;W=R87`],T1N;W=R87`^)B,Q-C`[/"]T9#X\+W1R/@T*/'1R
M('-T>6QE/3-$)W9E<G1I8V%L+6%L:6=N.B!B;W1T;VTG/@T*("`@(#QT9"!N
M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@:G5S=&EF>2<^
M)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$
M)W!A9&1I;F<M8F]T=&]M.B`Q<'0[(&9O;G0M=V5I9VAT.B!B;VQD)SXF(S$V
M,#L\+W1D/@T*("`@(#QT9"!C;VQS<&%N/3-$,B!N;W=R87`],T1N;W=R87`@
M<W1Y;&4],T0G8F]R9&5R+6)O='1O;3H@8FQA8VL@,7!T('-O;&ED.R!T97AT
M+6%L:6=N.B!C96YT97([(&9O;G0M=V5I9VAT.B!B;VQD)SY4;W1A;"!&86ER
M(%9A;'5E(#QB<B`O/F%T($1E8V5M8F5R(#QB<B`O/C,Q+"`R,#$R/"]T9#X-
M"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T
M=&]M.B`Q<'0[(&9O;G0M=V5I9VAT.B!B;VQD)SXF(S$V,#L\+W1D/@T*("`@
M(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ
M(#%P=#L@9F]N="UW96EG:'0Z(&)O;&0G/B8C,38P.SPO=&0^#0H@("`@/'1D
M(&-O;'-P86X],T0R(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=B;W)D97(M
M8F]T=&]M.B!B;&%C:R`Q<'0@<V]L:60[('1E>'0M86QI9VXZ(&-E;G1E<CL@
M9F]N="UW96EG:'0Z(&)O;&0G/E%U;W1E9"!0<FEC97,\8G(@+SYI;B!!8W1I
M=F4@/&)R("\^36%R:V5T<R!F;W(@/&)R("\^261E;G1I8V%L($%S<V5T<R`\
M8G(@+SXH3&5V96P@,2D\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@
M<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#%P=#L@9F]N="UW96EG:'0Z(&)O
M;&0G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL
M93TS1"=P861D:6YG+6)O='1O;3H@,7!T.R!F;VYT+7=E:6=H=#H@8F]L9"<^
M)B,Q-C`[/"]T9#X-"B`@("`\=&0@8V]L<W!A;CTS1#(@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)V)O<F1E<BUB;W1T;VTZ(&)L86-K(#%P="!S;VQI9#L@
M=&5X="UA;&EG;CH@8V5N=&5R.R!F;VYT+7=E:6=H=#H@8F]L9"<^4VEG;FEF
M:6-A;G0@3W1H97(@/&)R("\^3V)S97)V86)L92!);G!U=',@/&)R("\^*$QE
M=F5L(#(I/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$
M)W!A9&1I;F<M8F]T=&]M.B`Q<'0[(&9O;G0M=V5I9VAT.B!B;VQD)SXF(S$V
M,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D
M9&EN9RUB;W1T;VTZ(#%P=#L@9F]N="UW96EG:'0Z(&)O;&0G/B8C,38P.SPO
M=&0^#0H@("`@/'1D(&-O;'-P86X],T0R(&YO=W)A<#TS1&YO=W)A<"!S='EL
M93TS1"=B;W)D97(M8F]T=&]M.B!B;&%C:R`Q<'0@<V]L:60[('1E>'0M86QI
M9VXZ(&-E;G1E<CL@9F]N="UW96EG:'0Z(&)O;&0G/E-I9VYI9FEC86YT(#QB
M<B`O/E5N;V)S97)V86)L92`\8G(@+SY);G!U=',@/&)R("\^*$QE=F5L(#,I
M/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I
M;F<M8F]T=&]M.B`Q<'0[(&9O;G0M=V5I9VAT.B!B;VQD)SXF(S$V,#L\+W1D
M/CPO='(^#0H\='(@<W1Y;&4],T0G=F5R=&EC86PM86QI9VXZ(&)O='1O;2<^
M#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N
M.B!J=7-T:69Y)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R
M87`^)B,Q-C`[/"]T9#X-"B`@("`\=&0@8V]L<W!A;CTS1#(@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT)SXF(S$V,#L\+W1D
M/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`^)B,Q-C`[/"]T9#X-"B`@("`\
M=&0@;F]W<F%P/3-$;F]W<F%P/B8C,38P.SPO=&0^#0H@("`@/'1D(&-O;'-P
M86X],T0R(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!R
M:6=H="<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P/B8C
M,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<#XF(S$V,#L\+W1D
M/@T*("`@(#QT9"!C;VQS<&%N/3-$,B!N;W=R87`],T1N;W=R87`@<W1Y;&4]
M,T0G=&5X="UA;&EG;CH@<FEG:'0G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO
M=W)A<#TS1&YO=W)A<#XF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N
M;W=R87`^)B,Q-C`[/"]T9#X-"B`@("`\=&0@8V]L<W!A;CTS1#(@;F]W<F%P
M/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT)SXF(S$V,#L\
M+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`^)B,Q-C`[/"]T9#X\+W1R
M/@T*/'1R('-T>6QE/3-$)V)A8VMG<F]U;F0M8V]L;W(Z(')G8B@R,#0L,C,X
M+#(U-2D[('9E<G1I8V%L+6%L:6=N.B!B;W1T;VTG/@T*("`@(#QT9"!N;W=R
M87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@:G5S=&EF>2<^1FEX
M960@:6YC;VUE(&EN=F5S=&UE;G1S/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$
M;F]W<F%P/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S
M='EL93TS1"=T97AT+6%L:6=N.B!L969T)SXF(S$V,#L\+W1D/@T*("`@(#QT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0G
M/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=T97AT+6%L:6=N.B!L969T)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R
M87`],T1N;W=R87`^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0G/B8C,38P.SPO=&0^#0H@
M("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!R
M:6=H="<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T
M>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0G/B8C,38P.SPO=&0^#0H@("`@/'1D
M(&YO=W)A<#TS1&YO=W)A<#XF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F="<^)B,Q-C`[/"]T
M9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI
M9VXZ(')I9VAT)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R
M87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F="<^)B,Q-C`[/"]T9#X-"B`@
M("`\=&0@;F]W<F%P/3-$;F]W<F%P/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO
M=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T)SXF(S$V
M,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X
M="UA;&EG;CH@<FEG:'0G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS
M1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T)SXF(S$V,#L\+W1D
M/CPO='(^#0H\='(@<W1Y;&4],T0G8F%C:V=R;W5N9"UC;VQO<CH@=VAI=&4[
M('9E<G1I8V%L+6%L:6=N.B!B;W1T;VTG/@T*("`@(#QT9"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@:G5S=&EF>3L@=VED=&@Z(#8P
M)2<^36]N97D@;6%R:V5T(&9U;F1S/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)W=I9'1H.B`Q)2<^)B,Q-C`[/"]T9#X-"B`@("`\
M=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[
M('=I9'1H.B`Q)2<^)#PO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S
M='EL93TS1"=T97AT+6%L:6=N.B!R:6=H=#L@=VED=&@Z(#<E)SXT-#$\+W1D
M/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG
M;CH@;&5F=#L@=VED=&@Z(#$E)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R
M87`],T1N;W=R87`@<W1Y;&4],T0G=VED=&@Z(#$E.R!F;VYT+7=E:6=H=#H@
M8F]L9"<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T
M>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@9F]N="UW96EG
M:'0Z(&)O;&0G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A
M<"!S='EL93TS1"=T97AT+6%L:6=N.B!R:6=H=#L@=VED=&@Z(#<E.R!F;VYT
M+7=E:6=H=#H@8F]L9"<^)B,Q-3$[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@
M9F]N="UW96EG:'0Z(&)O;&0G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A
M<#TS1&YO=W)A<"!S='EL93TS1"=W:61T:#H@,24G/B8C,38P.SPO=&0^#0H@
M("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L
M969T.R!W:61T:#H@,24G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS
M1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!R:6=H=#L@=VED=&@Z(#<E
M)SXT-#$\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
M=&5X="UA;&EG;CH@;&5F=#L@=VED=&@Z(#$E)SXF(S$V,#L\+W1D/@T*("`@
M(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=VED=&@Z(#$E.R!F;VYT
M+7=E:6=H=#H@8F]L9"<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@
M9F]N="UW96EG:'0Z(&)O;&0G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A
M<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!R:6=H=#L@=VED=&@Z
M(#<E.R!F;VYT+7=E:6=H=#H@8F]L9"<^)B,Q-3$[/"]T9#X-"B`@("`\=&0@
M;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[('=I
M9'1H.B`Q)3L@9F]N="UW96EG:'0Z(&)O;&0G/B8C,38P.SPO=&0^/"]T<CX-
M"CQT<B!S='EL93TS1"=B86-K9W)O=6YD+6-O;&]R.B!R9V(H,C`T+#(S."PR
M-34I.R!V97)T:6-A;"UA;&EG;CH@8F]T=&]M)SX-"B`@("`\=&0@;F]W<F%P
M/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&IU<W1I9GDG/E53(&=O
M=F5R;FUE;G0@8F]N9"!F=6YD/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W
M<F%P/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL
M93TS1"=T97AT+6%L:6=N.B!L969T)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N
M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0G/C(L
M.3DU/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E
M>'0M86QI9VXZ(&QE9G0G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS
M1&YO=W)A<#XF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@
M<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F="<^)B,Q-C`[/"]T9#X-"B`@("`\
M=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT
M)SXR+#DY-3PO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=T97AT+6%L:6=N.B!L969T)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R
M87`],T1N;W=R87`@<W1Y;&4],T0G9F]N="UW96EG:'0Z(&)O;&0G/B8C,38P
M.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT
M+6%L:6=N.B!L969T.R!F;VYT+7=E:6=H=#H@8F]L9"<^)B,Q-C`[/"]T9#X-
M"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ
M(')I9VAT.R!F;VYT+7=E:6=H=#H@8F]L9"<^)B,Q-3$[/"]T9#X-"B`@("`\
M=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[
M(&9O;G0M=V5I9VAT.B!B;VQD)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R
M87`],T1N;W=R87`@<W1Y;&4],T0G9F]N="UW96EG:'0Z(&)O;&0G/B8C,38P
M.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT
M+6%L:6=N.B!L969T.R!F;VYT+7=E:6=H=#H@8F]L9"<^)B,Q-C`[/"]T9#X-
M"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ
M(')I9VAT.R!F;VYT+7=E:6=H=#H@8F]L9"<^)B,Q-3$[/"]T9#X-"B`@("`\
M=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[
M(&9O;G0M=V5I9VAT.B!B;VQD)SXF(S$V,#L\+W1D/CPO='(^#0H\='(@<W1Y
M;&4],T0G8F%C:V=R;W5N9"UC;VQO<CH@=VAI=&4[('9E<G1I8V%L+6%L:6=N
M.B!B;W1T;VTG/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
M=&5X="UA;&EG;CH@:G5S=&EF>2<^55,@8V]R<&]R871E(&)O;F0@9G5N9#PO
M=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<#XF(S$V,#L\+W1D/@T*("`@
M(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F
M="<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE
M/3-$)W1E>'0M86QI9VXZ(')I9VAT)SXS+#`P.#PO=&0^#0H@("`@/'1D(&YO
M=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T)SXF(S$V
M,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`^)B,Q-C`[/"]T9#X-
M"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ
M(&QE9G0G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S
M='EL93TS1"=T97AT+6%L:6=N.B!R:6=H="<^,RPP,#@\+W1D/@T*("`@(#QT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F="<^
M)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$
M)V9O;G0M=V5I9VAT.B!B;VQD)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R
M87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N="UW
M96EG:'0Z(&)O;&0G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO
M=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!R:6=H=#L@9F]N="UW96EG:'0Z
M(&)O;&0G/B8C,34Q.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S
M='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT+7=E:6=H=#H@8F]L9"<^
M)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$
M)V9O;G0M=V5I9VAT.B!B;VQD)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R
M87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N="UW
M96EG:'0Z(&)O;&0G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO
M=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!R:6=H=#L@9F]N="UW96EG:'0Z
M(&)O;&0G/B8C,34Q.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S
M='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT+7=E:6=H=#H@8F]L9"<^
M)B,Q-C`[/"]T9#X\+W1R/@T*/'1R('-T>6QE/3-$)V)A8VMG<F]U;F0M8V]L
M;W(Z(')G8B@R,#0L,C,X+#(U-2D[('9E<G1I8V%L+6%L:6=N.B!B;W1T;VTG
M/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG
M;CH@;&5F="<^55,@8V]R<&]R871E(&AI9V@@>6EE;&0@8F]N9"!F=6YD/"]T
M9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P/B8C,38P.SPO=&0^#0H@("`@
M/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T
M)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4]
M,T0G=&5X="UA;&EG;CH@<FEG:'0G/C$L-38S/"]T9#X-"B`@("`\=&0@;F]W
M<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0G/B8C,38P
M.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<#XF(S$V,#L\+W1D/@T*
M("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@
M;&5F="<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T
M>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT)SXQ+#4V,SPO=&0^#0H@("`@/'1D
M(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T)SXF
M(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
M9F]N="UW96EG:'0Z(&)O;&0G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A
M<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT+7=E
M:6=H=#H@8F]L9"<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT+7=E:6=H=#H@
M8F]L9"<^)B,Q-3$[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T
M>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0M=V5I9VAT.B!B;VQD)SXF
M(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
M9F]N="UW96EG:'0Z(&)O;&0G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A
M<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT+7=E
M:6=H=#H@8F]L9"<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT+7=E:6=H=#H@
M8F]L9"<^)B,Q-3$[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T
M>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0M=V5I9VAT.B!B;VQD)SXF
M(S$V,#L\+W1D/CPO='(^#0H\='(@<W1Y;&4],T0G8F%C:V=R;W5N9"UC;VQO
M<CH@=VAI=&4[('9E<G1I8V%L+6%L:6=N.B!B;W1T;VTG/@T*("`@(#QT9"!N
M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@:G5S=&EF>2<^
M)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P/B8C,38P.SPO
M=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L
M:6=N.B!L969T)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R
M87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0G/B8C,38P.SPO=&0^#0H@
M("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L
M969T)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`^)B,Q
M-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E
M>'0M86QI9VXZ(&QE9G0G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS
M1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!R:6=H="<^)B,Q-C`[/"]T
M9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI
M9VXZ(&QE9G0G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A
M<#XF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4]
M,T0G=&5X="UA;&EG;CH@;&5F="<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W
M<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT)SXF(S$V
M,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X
M="UA;&EG;CH@;&5F="<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$
M;F]W<F%P/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S
M='EL93TS1"=T97AT+6%L:6=N.B!L969T)SXF(S$V,#L\+W1D/@T*("`@(#QT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0G
M/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=T97AT+6%L:6=N.B!L969T)SXF(S$V,#L\+W1D/CPO='(^#0H\='(@<W1Y
M;&4],T0G8F%C:V=R;W5N9"UC;VQO<CH@<F=B*#(P-"PR,S@L,C4U*3L@=F5R
M=&EC86PM86QI9VXZ(&)O='1O;2<^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A
M<"!S='EL93TS1"=T97AT+6%L:6=N.B!J=7-T:69Y)SY%<75I='D@:6YV97-T
M;65N=',\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`^)B,Q-C`[/"]T
M9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI
M9VXZ(&QE9G0G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A
M<"!S='EL93TS1"=T97AT+6%L:6=N.B!R:6=H="<^)B,Q-C`[/"]T9#X-"B`@
M("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE
M9G0G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<#XF(S$V
M,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X
M="UA;&EG;CH@;&5F="<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT)SXF(S$V,#L\+W1D
M/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG
M;CH@;&5F="<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P
M/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=T97AT+6%L:6=N.B!L969T)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R
M87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0G/B8C,38P
M.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT
M+6%L:6=N.B!L969T)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N
M;W=R87`^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T
M>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0G/B8C,38P.SPO=&0^#0H@("`@/'1D
M(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!R:6=H="<^
M)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$
M)W1E>'0M86QI9VXZ(&QE9G0G/B8C,38P.SPO=&0^/"]T<CX-"CQT<B!S='EL
M93TS1"=B86-K9W)O=6YD+6-O;&]R.B!W:&ET93L@=F5R=&EC86PM86QI9VXZ
M(&)O='1O;2<^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T
M97AT+6%L:6=N.B!J=7-T:69Y)SY,87)G92!C87`@=F%L=64@9G5N9#PO=&0^
M#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<#XF(S$V,#L\+W1D/@T*("`@(#QT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F="<^
M)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$
M)W1E>'0M86QI9VXZ(')I9VAT)SXV+#$P,3PO=&0^#0H@("`@/'1D(&YO=W)A
M<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T)SXF(S$V,#L\
M+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`^)B,Q-C`[/"]T9#X-"B`@
M("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE
M9G0G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL
M93TS1"=T97AT+6%L:6=N.B!R:6=H="<^-BPQ,#$\+W1D/@T*("`@(#QT9"!N
M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F="<^)B,Q
M-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O
M;G0M=V5I9VAT.B!B;VQD)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N="UW96EG
M:'0Z(&)O;&0G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A
M<"!S='EL93TS1"=T97AT+6%L:6=N.B!R:6=H=#L@9F]N="UW96EG:'0Z(&)O
M;&0G/B8C,34Q.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL
M93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT+7=E:6=H=#H@8F]L9"<^)B,Q
M-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O
M;G0M=V5I9VAT.B!B;VQD)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N="UW96EG
M:'0Z(&)O;&0G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A
M<"!S='EL93TS1"=T97AT+6%L:6=N.B!R:6=H=#L@9F]N="UW96EG:'0Z(&)O
M;&0G/B8C,34Q.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL
M93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT+7=E:6=H=#H@8F]L9"<^)B,Q
M-C`[/"]T9#X\+W1R/@T*/'1R('-T>6QE/3-$)V)A8VMG<F]U;F0M8V]L;W(Z
M(')G8B@R,#0L,C,X+#(U-2D[('9E<G1I8V%L+6%L:6=N.B!B;W1T;VTG/@T*
M("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@
M:G5S=&EF>2<^3&%R9V4@8V%P(&=R;W=T:"!F=6YD/"]T9#X-"B`@("`\=&0@
M;F]W<F%P/3-$;F]W<F%P/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS
M1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T)SXF(S$V,#L\+W1D
M/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG
M;CH@<FEG:'0G/C8L,#(P/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P
M('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0G/B8C,38P.SPO=&0^#0H@("`@
M/'1D(&YO=W)A<#TS1&YO=W)A<#XF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R
M87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F="<^)B,Q-C`[
M/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M
M86QI9VXZ(')I9VAT)SXV+#`R,#PO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO
M=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T)SXF(S$V,#L\+W1D/@T*
M("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N="UW96EG:'0Z
M(&)O;&0G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S
M='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT+7=E:6=H=#H@8F]L9"<^
M)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$
M)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT+7=E:6=H=#H@8F]L9"<^)B,Q-3$[
M/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M
M86QI9VXZ(&QE9G0[(&9O;G0M=V5I9VAT.B!B;VQD)SXF(S$V,#L\+W1D/@T*
M("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N="UW96EG:'0Z
M(&)O;&0G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S
M='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT+7=E:6=H=#H@8F]L9"<^
M)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$
M)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT+7=E:6=H=#H@8F]L9"<^)B,Q-3$[
M/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M
M86QI9VXZ(&QE9G0[(&9O;G0M=V5I9VAT.B!B;VQD)SXF(S$V,#L\+W1D/CPO
M='(^#0H\='(@<W1Y;&4],T0G8F%C:V=R;W5N9"UC;VQO<CH@=VAI=&4[('9E
M<G1I8V%L+6%L:6=N.B!B;W1T;VTG/@T*("`@(#QT9"!N;W=R87`],T1N;W=R
M87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@:G5S=&EF>2<^4VUA;&P@8V%P(&=R
M;W=T:"!F=6YD/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P/B8C,38P
M.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT
M+6%L:6=N.B!L969T)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0G/C(L-3$T/"]T9#X-
M"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ
M(&QE9G0G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<#XF
M(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
M=&5X="UA;&EG;CH@;&5F="<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P
M/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT)SXR+#4Q-#PO
M=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L
M:6=N.B!L969T)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R
M87`@<W1Y;&4],T0G9F]N="UW96EG:'0Z(&)O;&0G/B8C,38P.SPO=&0^#0H@
M("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L
M969T.R!F;VYT+7=E:6=H=#H@8F]L9"<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@
M;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F
M;VYT+7=E:6=H=#H@8F]L9"<^)B,Q-3$[/"]T9#X-"B`@("`\=&0@;F]W<F%P
M/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0M=V5I
M9VAT.B!B;VQD)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R
M87`@<W1Y;&4],T0G9F]N="UW96EG:'0Z(&)O;&0G/B8C,38P.SPO=&0^#0H@
M("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L
M969T.R!F;VYT+7=E:6=H=#H@8F]L9"<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@
M;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F
M;VYT+7=E:6=H=#H@8F]L9"<^)B,Q-3$[/"]T9#X-"B`@("`\=&0@;F]W<F%P
M/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0M=V5I
M9VAT.B!B;VQD)SXF(S$V,#L\+W1D/CPO='(^#0H\='(@<W1Y;&4],T0G8F%C
M:V=R;W5N9"UC;VQO<CH@<F=B*#(P-"PR,S@L,C4U*3L@=F5R=&EC86PM86QI
M9VXZ(&)O='1O;2<^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=T97AT+6%L:6=N.B!J=7-T:69Y)SY-:60@8V%P(&=R;W=T:"!F=6YD/"]T
M9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P/B8C,38P.SPO=&0^#0H@("`@
M/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T
M)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4]
M,T0G=&5X="UA;&EG;CH@<FEG:'0G/C,L,34S/"]T9#X-"B`@("`\=&0@;F]W
M<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0G/B8C,38P
M.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<#XF(S$V,#L\+W1D/@T*
M("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@
M;&5F="<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T
M>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT)SXS+#$U,SPO=&0^#0H@("`@/'1D
M(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T)SXF
M(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
M9F]N="UW96EG:'0Z(&)O;&0G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A
M<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT+7=E
M:6=H=#H@8F]L9"<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT+7=E:6=H=#H@
M8F]L9"<^)B,Q-3$[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T
M>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0M=V5I9VAT.B!B;VQD)SXF
M(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
M9F]N="UW96EG:'0Z(&)O;&0G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A
M<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT+7=E
M:6=H=#H@8F]L9"<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT+7=E:6=H=#H@
M8F]L9"<^)B,Q-3$[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T
M>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0M=V5I9VAT.B!B;VQD)SXF
M(S$V,#L\+W1D/CPO='(^#0H\='(@<W1Y;&4],T0G8F%C:V=R;W5N9"UC;VQO
M<CH@=VAI=&4[('9E<G1I8V%L+6%L:6=N.B!B;W1T;VTG/@T*("`@(#QT9"!N
M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@:G5S=&EF>3L@
M=&5X="UI;F1E;G0Z(#!P>"<^1F]R96EG;B!E<75I='D@9G5N9#PO=&0^#0H@
M("`@/'1D(&YO=W)A<#TS1&YO=W)A<#XF(S$V,#L\+W1D/@T*("`@(#QT9"!N
M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F="<^)B,Q
M-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E
M>'0M86QI9VXZ(')I9VAT)SXS+#$T-SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS
M1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T)SXF(S$V,#L\+W1D
M/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`^)B,Q-C`[/"]T9#X-"B`@("`\
M=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0G
M/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=T97AT+6%L:6=N.B!R:6=H="<^,RPQ-#<\+W1D/@T*("`@(#QT9"!N;W=R
M87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F="<^)B,Q-C`[
M/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0M
M=V5I9VAT.B!B;VQD)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N="UW96EG:'0Z
M(&)O;&0G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S
M='EL93TS1"=T97AT+6%L:6=N.B!R:6=H=#L@9F]N="UW96EG:'0Z(&)O;&0G
M/B8C,34Q.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=T97AT+6%L:6=N.B!L969T.R!F;VYT+7=E:6=H=#H@8F]L9"<^)B,Q-C`[
M/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0M
M=V5I9VAT.B!B;VQD)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N="UW96EG:'0Z
M(&)O;&0G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S
M='EL93TS1"=T97AT+6%L:6=N.B!R:6=H=#L@9F]N="UW96EG:'0Z(&)O;&0G
M/B8C,34Q.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=T97AT+6%L:6=N.B!L969T.R!F;VYT+7=E:6=H=#H@8F]L9"<^)B,Q-C`[
M/"]T9#X\+W1R/@T*/'1R('-T>6QE/3-$)V)A8VMG<F]U;F0M8V]L;W(Z(')G
M8B@R,#0L,C,X+#(U-2D[('9E<G1I8V%L+6%L:6=N.B!B;W1T;VTG/@T*("`@
M(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@:G5S
M=&EF>3L@<&%D9&EN9RUB;W1T;VTZ(#%P="<^0V]M<&%N>2!S=&]C:SPO=&0^
M#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P861D:6YG+6)O
M='1O;3H@,7!T)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R
M87`@<W1Y;&4],T0G8F]R9&5R+6)O='1O;3H@8FQA8VL@,7!T('-O;&ED.R!T
M97AT+6%L:6=N.B!L969T)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G8F]R9&5R+6)O='1O;3H@8FQA8VL@,7!T('-O
M;&ED.R!T97AT+6%L:6=N.B!R:6=H="<^,2PQ.#(\+W1D/@T*("`@(#QT9"!N
M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@<&%D
M9&EN9RUB;W1T;VTZ(#%P="<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P
M/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`Q<'0G/B8C,38P
M.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=B;W)D
M97(M8F]T=&]M.B!B;&%C:R`Q<'0@<V]L:60[('1E>'0M86QI9VXZ(&QE9G0G
M/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=B;W)D97(M8F]T=&]M.B!B;&%C:R`Q<'0@<V]L:60[('1E>'0M86QI9VXZ
M(')I9VAT)SXQ+#$X,CPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S
M='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!P861D:6YG+6)O='1O;3H@,7!T
M)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4]
M,T0G<&%D9&EN9RUB;W1T;VTZ(#%P=#L@9F]N="UW96EG:'0Z(&)O;&0G/B8C
M,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=B
M;W)D97(M8F]T=&]M.B!B;&%C:R`Q<'0@<V]L:60[('1E>'0M86QI9VXZ(&QE
M9G0[(&9O;G0M=V5I9VAT.B!B;VQD)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N
M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G8F]R9&5R+6)O='1O;3H@8FQA8VL@
M,7!T('-O;&ED.R!T97AT+6%L:6=N.B!R:6=H=#L@9F]N="UW96EG:'0Z(&)O
M;&0G/B8C,34Q.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL
M93TS1"=T97AT+6%L:6=N.B!L969T.R!P861D:6YG+6)O='1O;3H@,7!T.R!F
M;VYT+7=E:6=H=#H@8F]L9"<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P
M/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`Q<'0[(&9O;G0M
M=V5I9VAT.B!B;VQD)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G8F]R9&5R+6)O='1O;3H@8FQA8VL@,7!T('-O;&ED
M.R!T97AT+6%L:6=N.B!L969T.R!F;VYT+7=E:6=H=#H@8F]L9"<^)B,Q-C`[
M/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V)O<F1E
M<BUB;W1T;VTZ(&)L86-K(#%P="!S;VQI9#L@=&5X="UA;&EG;CH@<FEG:'0[
M(&9O;G0M=V5I9VAT.B!B;VQD)SXF(S$U,3L\+W1D/@T*("`@(#QT9"!N;W=R
M87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@<&%D9&EN
M9RUB;W1T;VTZ(#%P=#L@9F]N="UW96EG:'0Z(&)O;&0G/B8C,38P.SPO=&0^
M/"]T<CX-"CQT<B!S='EL93TS1"=B86-K9W)O=6YD+6-O;&]R.B!W:&ET93L@
M=F5R=&EC86PM86QI9VXZ(&)O='1O;2<^#0H@("`@/'1D(&YO=W)A<#TS1&YO
M=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!J=7-T:69Y.R!P861D:6YG+6)O
M='1O;3H@,BXU<'0G/E1O=&%L/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`R+C5P="<^)B,Q-C`[/"]T
M9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V)O<F1E<BUB
M;W1T;VTZ(&)L86-K(#(N-7!T(&1O=6)L93L@=&5X="UA;&EG;CH@;&5F="<^
M)#PO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=B;W)D
M97(M8F]T=&]M.B!B;&%C:R`R+C5P="!D;W5B;&4[('1E>'0M86QI9VXZ(')I
M9VAT)SXS,"PQ,C0\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y
M;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@<&%D9&EN9RUB;W1T;VTZ(#(N-7!T
M)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4]
M,T0G<&%D9&EN9RUB;W1T;VTZ(#(N-7!T)SXF(S$V,#L\+W1D/@T*("`@(#QT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G8F]R9&5R+6)O='1O;3H@8FQA
M8VL@,BXU<'0@9&]U8FQE.R!T97AT+6%L:6=N.B!L969T)SXF(S$V,#L\+W1D
M/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G8F]R9&5R+6)O
M='1O;3H@8FQA8VL@,BXU<'0@9&]U8FQE.R!T97AT+6%L:6=N.B!R:6=H="<^
M,CDL-C@S/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$
M)W1E>'0M86QI9VXZ(&QE9G0[('!A9&1I;F<M8F]T=&]M.B`R+C5P="<^)B,Q
M-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A
M9&1I;F<M8F]T=&]M.B`R+C5P="<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W
M<F%P/3-$;F]W<F%P('-T>6QE/3-$)V)O<F1E<BUB;W1T;VTZ(&)L86-K(#(N
M-7!T(&1O=6)L93L@=&5X="UA;&EG;CH@;&5F="<^)B,Q-C`[/"]T9#X-"B`@
M("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V)O<F1E<BUB;W1T;VTZ
M(&)L86-K(#(N-7!T(&1O=6)L93L@=&5X="UA;&EG;CH@<FEG:'0G/C0T,3PO
M=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L
M:6=N.B!L969T.R!P861D:6YG+6)O='1O;3H@,BXU<'0G/B8C,38P.SPO=&0^
M#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P861D:6YG+6)O
M='1O;3H@,BXU<'0[(&9O;G0M=V5I9VAT.B!B;VQD)SXF(S$V,#L\+W1D/@T*
M("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G8F]R9&5R+6)O='1O
M;3H@8FQA8VL@,BXU<'0@9&]U8FQE.R!T97AT+6%L:6=N.B!L969T.R!F;VYT
M+7=E:6=H=#H@8F]L9"<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)V)O<F1E<BUB;W1T;VTZ(&)L86-K(#(N-7!T(&1O
M=6)L93L@=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0M=V5I9VAT.B!B;VQD)SXF
M(S$U,3L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
M=&5X="UA;&EG;CH@;&5F=#L@<&%D9&EN9RUB;W1T;VTZ(#(N-7!T.R!F;VYT
M+7=E:6=H=#H@8F]L9"<^)B,Q-C`[/"]T9#X\+W1R/@T*/"]T86)L93X-"CQP
M('-T>6QE/3-$)V9O;G0Z(#$P<'0O,3`N,#5P="!#86QI8G)I+"!(96QV971I
M8V$L(%-A;G,M4V5R:68[(&UA<F=I;CH@,#L@=&5X="UA;&EG;CH@:G5S=&EF
M>3L@=&5X="UI;F1E;G0Z(#`N,C5I;B<^)B,Q-C`[/"]P/@T*#0H\<"!S='EL
M93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9CL@;6%R9VEN.B`P.R!T97AT+6%L:6=N.B!L969T)SY4:&4@9F%I<B!V86QU
M97,@;V8@=&AE($-O;7!A;GDF(S$T-CMS('!E;G-I;VX-"G!L86X@87-S971S
M(&%T($1E8V5M8F5R(#,Q+"`R,#$Q+"!B>2!A<W-E="!C871E9V]R>2P@87)E
M(&%S(&9O;&QO=W,Z/"]P/@T*#0H\=&%B;&4@8V5L;'-P86-I;F<],T0P(&-E
M;&QP861D:6YG/3-$,"!S='EL93TS1"=W:61T:#H@,3`P)3L@8F]R9&5R+6-O
M;&QA<'-E.B!C;VQL87!S93L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I
M8V$L(%-A;G,M4V5R:68G/@T*/'1R('-T>6QE/3-$)W9E<G1I8V%L+6%L:6=N
M.B!B;W1T;VTG/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
M=&5X="UA;&EG;CH@:G5S=&EF>3L@9F]N="US='EL93H@:71A;&EC)SXH)"!I
M;B!T:&]U<V%N9',I/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P/B8C
M,38P.SPO=&0^#0H@("`@/'1D(&-O;'-P86X],T0V(&YO=W)A<#TS1&YO=W)A
M<"!S='EL93TS1"=T97AT+6%L:6=N.B!C96YT97(G/B8C,38P.SPO=&0^#0H@
M("`@/'1D(&YO=W)A<#TS1&YO=W)A<#XF(S$V,#L\+W1D/@T*("`@(#QT9"!N
M;W=R87`],T1N;W=R87`^)B,Q-C`[/"]T9#X-"B`@("`\=&0@8V]L<W!A;CTS
M1#8@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&-E;G1E
M<B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P/B8C,38P
M.SPO=&0^/"]T<CX-"CQT<B!S='EL93TS1"=V97)T:6-A;"UA;&EG;CH@8F]T
M=&]M)SX-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M
M86QI9VXZ(&IU<W1I9GDG/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS
M1&YO=W)A<"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@,7!T.R!F;VYT+7=E
M:6=H=#H@8F]L9"<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@8V]L<W!A;CTS1#(@
M;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V)O<F1E<BUB;W1T;VTZ(&)L86-K
M(#%P="!S;VQI9#L@=&5X="UA;&EG;CH@8V5N=&5R.R!F;VYT+7=E:6=H=#H@
M8F]L9"<^5&]T86P@1F%I<B!686QU93QB<B`O/F%T($1E8V5M8F5R(#QB<B`O
M/C,Q+"`R,#$Q/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE
M/3-$)W!A9&1I;F<M8F]T=&]M.B`Q<'0[(&9O;G0M=V5I9VAT.B!B;VQD)SXF
M(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
M<&%D9&EN9RUB;W1T;VTZ(#%P=#L@9F]N="UW96EG:'0Z(&)O;&0G/B8C,38P
M.SPO=&0^#0H@("`@/'1D(&-O;'-P86X],T0R(&YO=W)A<#TS1&YO=W)A<"!S
M='EL93TS1"=B;W)D97(M8F]T=&]M.B!B;&%C:R`Q<'0@<V]L:60[('1E>'0M
M86QI9VXZ(&-E;G1E<CL@9F]N="UW96EG:'0Z(&)O;&0G/E%U;W1E9"!0<FEC
M97,@/&)R("\^:6X@06-T:79E(#QB<B`O/DUA<FME=',@9F]R(#QB<B`O/DED
M96YT:6-A;"!!<W-E=',@/&)R("\^*$QE=F5L(#$I/"]T9#X-"B`@("`\=&0@
M;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`Q<'0[
M(&9O;G0M=V5I9VAT.B!B;VQD)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R
M87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#%P=#L@9F]N
M="UW96EG:'0Z(&)O;&0G/B8C,38P.SPO=&0^#0H@("`@/'1D(&-O;'-P86X]
M,T0R(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=B;W)D97(M8F]T=&]M.B!B
M;&%C:R`Q<'0@<V]L:60[('1E>'0M86QI9VXZ(&-E;G1E<CL@9F]N="UW96EG
M:'0Z(&)O;&0G/E-I9VYI9FEC86YT($]T:&5R(#QB<B`O/D]B<V5R=F%B;&4@
M26YP=71S(#QB<B`O/BA,979E;"`R*3PO=&0^#0H@("`@/'1D(&YO=W)A<#TS
M1&YO=W)A<"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@,7!T.R!F;VYT+7=E
M:6=H=#H@8F]L9"<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`Q<'0[(&9O;G0M=V5I9VAT
M.B!B;VQD)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!C;VQS<&%N/3-$,B!N;W=R
M87`],T1N;W=R87`@<W1Y;&4],T0G8F]R9&5R+6)O='1O;3H@8FQA8VL@,7!T
M('-O;&ED.R!T97AT+6%L:6=N.B!C96YT97([(&9O;G0M=V5I9VAT.B!B;VQD
M)SY3:6=N:69I8V%N="`\8G(@+SY5;F]B<V5R=F%B;&4@/&)R("\^26YP=71S
M(#QB<B`O/BA,979E;"`S*3PO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A
M<"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@,7!T.R!F;VYT+7=E:6=H=#H@
M8F]L9"<^)B,Q-C`[/"]T9#X\+W1R/@T*/'1R('-T>6QE/3-$)W9E<G1I8V%L
M+6%L:6=N.B!B;W1T;VTG/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y
M;&4],T0G=&5X="UA;&EG;CH@:G5S=&EF>2<^)B,Q-C`[/"]T9#X-"B`@("`\
M=&0@;F]W<F%P/3-$;F]W<F%P/B8C,38P.SPO=&0^#0H@("`@/'1D(&-O;'-P
M86X],T0R(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!R
M:6=H="<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P/B8C
M,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<#XF(S$V,#L\+W1D
M/@T*("`@(#QT9"!C;VQS<&%N/3-$,B!N;W=R87`],T1N;W=R87`@<W1Y;&4]
M,T0G=&5X="UA;&EG;CH@<FEG:'0G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO
M=W)A<#TS1&YO=W)A<#XF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N
M;W=R87`^)B,Q-C`[/"]T9#X-"B`@("`\=&0@8V]L<W!A;CTS1#(@;F]W<F%P
M/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT)SXF(S$V,#L\
M+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`^)B,Q-C`[/"]T9#X-"B`@
M("`\=&0@;F]W<F%P/3-$;F]W<F%P/B8C,38P.SPO=&0^#0H@("`@/'1D(&-O
M;'-P86X],T0R(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N
M.B!R:6=H="<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P
M/B8C,38P.SPO=&0^/"]T<CX-"CQT<B!S='EL93TS1"=B86-K9W)O=6YD+6-O
M;&]R.B!R9V(H,C`T+#(S."PR-34I.R!V97)T:6-A;"UA;&EG;CH@8F]T=&]M
M)SX-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI
M9VXZ(&IU<W1I9GDG/D9I>&5D(&EN8V]M92!I;G9E<W1M96YT<SPO=&0^#0H@
M("`@/'1D(&YO=W)A<#TS1&YO=W)A<#XF(S$V,#L\+W1D/@T*("`@(#QT9"!N
M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F="<^)B,Q
M-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E
M>'0M86QI9VXZ(')I9VAT)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F="<^)B,Q-C`[/"]T
M9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P/B8C,38P.SPO=&0^#0H@("`@
M/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T
M)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4]
M,T0G=&5X="UA;&EG;CH@<FEG:'0G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO
M=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T)SXF(S$V
M,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`^)B,Q-C`[/"]T9#X-
M"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ
M(&QE9G0G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S
M='EL93TS1"=T97AT+6%L:6=N.B!R:6=H="<^)B,Q-C`[/"]T9#X-"B`@("`\
M=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0G
M/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<#XF(S$V,#L\
M+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA
M;&EG;CH@;&5F="<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT)SXF(S$V,#L\+W1D/@T*
M("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@
M;&5F="<^)B,Q-C`[/"]T9#X\+W1R/@T*/'1R('-T>6QE/3-$)V)A8VMG<F]U
M;F0M8V]L;W(Z('=H:71E.R!V97)T:6-A;"UA;&EG;CH@8F]T=&]M)SX-"B`@
M("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&IU
M<W1I9GD[('=I9'1H.B`V,"4G/DUO;F5Y(&UA<FME="!F=6YD<SPO=&0^#0H@
M("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=W:61T:#H@,24G/B8C
M,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T
M97AT+6%L:6=N.B!L969T.R!W:61T:#H@,24G/B0\+W1D/@T*("`@(#QT9"!N
M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[('=I
M9'1H.B`W)2<^.#,Q/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T
M>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)2<^)B,Q-C`[/"]T
M9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W=I9'1H.B`Q
M)3L@9F]N="UW96EG:'0Z(&)O;&0G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO
M=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!W:61T
M:#H@,24[(&9O;G0M=V5I9VAT.B!B;VQD)SXF(S$V,#L\+W1D/@T*("`@(#QT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[
M('=I9'1H.B`W)3L@9F]N="UW96EG:'0Z(&)O;&0G/B8C,34Q.SPO=&0^#0H@
M("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L
M969T.R!W:61T:#H@,24[(&9O;G0M=V5I9VAT.B!B;VQD)SXF(S$V,#L\+W1D
M/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=VED=&@Z(#$E
M)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4]
M,T0G=&5X="UA;&EG;CH@;&5F=#L@=VED=&@Z(#$E)SXF(S$V,#L\+W1D/@T*
M("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@
M<FEG:'0[('=I9'1H.B`W)2<^.#,Q/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)2<^
M)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$
M)W=I9'1H.B`Q)3L@9F]N="UW96EG:'0Z(&)O;&0G/B8C,38P.SPO=&0^#0H@
M("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L
M969T.R!W:61T:#H@,24[(&9O;G0M=V5I9VAT.B!B;VQD)SXF(S$V,#L\+W1D
M/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG
M;CH@<FEG:'0[('=I9'1H.B`W)3L@9F]N="UW96EG:'0Z(&)O;&0G/B8C,34Q
M.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT
M+6%L:6=N.B!L969T.R!W:61T:#H@,24[(&9O;G0M=V5I9VAT.B!B;VQD)SXF
M(S$V,#L\+W1D/CPO='(^#0H\='(@<W1Y;&4],T0G8F%C:V=R;W5N9"UC;VQO
M<CH@<F=B*#(P-"PR,S@L,C4U*3L@=F5R=&EC86PM86QI9VXZ(&)O='1O;2<^
M#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N
M.B!J=7-T:69Y)SY54R!G;W9E<FYM96YT(&)O;F0@9G5N9#PO=&0^#0H@("`@
M/'1D(&YO=W)A<#TS1&YO=W)A<#XF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R
M87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F="<^)B,Q-C`[
M/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M
M86QI9VXZ(')I9VAT)SXR+#,U-CPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO
M=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T)SXF(S$V,#L\+W1D/@T*
M("`@(#QT9"!N;W=R87`],T1N;W=R87`^)B,Q-C`[/"]T9#X-"B`@("`\=&0@
M;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0G/B8C
M,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T
M97AT+6%L:6=N.B!R:6=H="<^,BPS-38\+W1D/@T*("`@(#QT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F="<^)B,Q-C`[/"]T
M9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0M=V5I
M9VAT.B!B;VQD)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R
M87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N="UW96EG:'0Z(&)O
M;&0G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL
M93TS1"=T97AT+6%L:6=N.B!R:6=H=#L@9F]N="UW96EG:'0Z(&)O;&0G/B8C
M,34Q.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T
M97AT+6%L:6=N.B!L969T.R!F;VYT+7=E:6=H=#H@8F]L9"<^)B,Q-C`[/"]T
M9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0M=V5I
M9VAT.B!B;VQD)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R
M87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N="UW96EG:'0Z(&)O
M;&0G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL
M93TS1"=T97AT+6%L:6=N.B!R:6=H=#L@9F]N="UW96EG:'0Z(&)O;&0G/B8C
M,34Q.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T
M97AT+6%L:6=N.B!L969T.R!F;VYT+7=E:6=H=#H@8F]L9"<^)B,Q-C`[/"]T
M9#X\+W1R/@T*/'1R('-T>6QE/3-$)V)A8VMG<F]U;F0M8V]L;W(Z('=H:71E
M.R!V97)T:6-A;"UA;&EG;CH@8F]T=&]M)SX-"B`@("`\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&IU<W1I9GDG/E53(&-O<G!O
M<F%T92!B;VYD(&9U;F0\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`^
M)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$
M)W1E>'0M86QI9VXZ(&QE9G0G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A
M<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!R:6=H="<^,BPS,S$\
M+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA
M;&EG;CH@;&5F="<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W
M<F%P/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL
M93TS1"=T97AT+6%L:6=N.B!L969T)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N
M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0G/C(L
M,S,Q/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E
M>'0M86QI9VXZ(&QE9G0G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS
M1&YO=W)A<"!S='EL93TS1"=F;VYT+7=E:6=H=#H@8F]L9"<^)B,Q-C`[/"]T
M9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI
M9VXZ(&QE9G0[(&9O;G0M=V5I9VAT.B!B;VQD)SXF(S$V,#L\+W1D/@T*("`@
M(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG
M:'0[(&9O;G0M=V5I9VAT.B!B;VQD)SXF(S$U,3L\+W1D/@T*("`@(#QT9"!N
M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N
M="UW96EG:'0Z(&)O;&0G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS
M1&YO=W)A<"!S='EL93TS1"=F;VYT+7=E:6=H=#H@8F]L9"<^)B,Q-C`[/"]T
M9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI
M9VXZ(&QE9G0[(&9O;G0M=V5I9VAT.B!B;VQD)SXF(S$V,#L\+W1D/@T*("`@
M(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG
M:'0[(&9O;G0M=V5I9VAT.B!B;VQD)SXF(S$U,3L\+W1D/@T*("`@(#QT9"!N
M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N
M="UW96EG:'0Z(&)O;&0G/B8C,38P.SPO=&0^/"]T<CX-"CQT<B!S='EL93TS
M1"=B86-K9W)O=6YD+6-O;&]R.B!R9V(H,C`T+#(S."PR-34I.R!V97)T:6-A
M;"UA;&EG;CH@8F]T=&]M)SX-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T
M>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0G/E53(&-O<G!O<F%T92!H:6=H('EI
M96QD(&)O;F0@9G5N9#PO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<#XF
M(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
M=&5X="UA;&EG;CH@;&5F="<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P
M/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT)SXQ+#$Y-3PO
M=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L
M:6=N.B!L969T)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R
M87`^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE
M/3-$)W1E>'0M86QI9VXZ(&QE9G0G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO
M=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!R:6=H="<^,2PQ
M.34\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X
M="UA;&EG;CH@;&5F="<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)V9O;G0M=V5I9VAT.B!B;VQD)SXF(S$V,#L\+W1D
M/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG
M;CH@;&5F=#L@9F]N="UW96EG:'0Z(&)O;&0G/B8C,38P.SPO=&0^#0H@("`@
M/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!R:6=H
M=#L@9F]N="UW96EG:'0Z(&)O;&0G/B8C,34Q.SPO=&0^#0H@("`@/'1D(&YO
M=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT
M+7=E:6=H=#H@8F]L9"<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)V9O;G0M=V5I9VAT.B!B;VQD)SXF(S$V,#L\+W1D
M/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG
M;CH@;&5F=#L@9F]N="UW96EG:'0Z(&)O;&0G/B8C,38P.SPO=&0^#0H@("`@
M/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!R:6=H
M=#L@9F]N="UW96EG:'0Z(&)O;&0G/B8C,34Q.SPO=&0^#0H@("`@/'1D(&YO
M=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT
M+7=E:6=H=#H@8F]L9"<^)B,Q-C`[/"]T9#X\+W1R/@T*/'1R('-T>6QE/3-$
M)V)A8VMG<F]U;F0M8V]L;W(Z('=H:71E.R!V97)T:6-A;"UA;&EG;CH@8F]T
M=&]M)SX-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M
M86QI9VXZ(&IU<W1I9GDG/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS
M1&YO=W)A<#XF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@
M<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F="<^)B,Q-C`[/"]T9#X-"B`@("`\
M=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT
M)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4]
M,T0G=&5X="UA;&EG;CH@;&5F="<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W
M<F%P/3-$;F]W<F%P/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO
M=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T)SXF(S$V,#L\+W1D/@T*
M("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@
M<FEG:'0G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S
M='EL93TS1"=T97AT+6%L:6=N.B!L969T)SXF(S$V,#L\+W1D/@T*("`@(#QT
M9"!N;W=R87`],T1N;W=R87`^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P
M/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0G/B8C,38P.SPO
M=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L
M:6=N.B!R:6=H="<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0G/B8C,38P.SPO=&0^#0H@
M("`@/'1D(&YO=W)A<#TS1&YO=W)A<#XF(S$V,#L\+W1D/@T*("`@(#QT9"!N
M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F="<^)B,Q
M-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E
M>'0M86QI9VXZ(')I9VAT)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F="<^)B,Q-C`[/"]T
M9#X\+W1R/@T*/'1R('-T>6QE/3-$)V)A8VMG<F]U;F0M8V]L;W(Z(')G8B@R
M,#0L,C,X+#(U-2D[('9E<G1I8V%L+6%L:6=N.B!B;W1T;VTG/@T*("`@(#QT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@:G5S=&EF
M>2<^17%U:71Y(&EN=F5S=&UE;G1S/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$
M;F]W<F%P/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S
M='EL93TS1"=T97AT+6%L:6=N.B!L969T)SXF(S$V,#L\+W1D/@T*("`@(#QT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0G
M/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=T97AT+6%L:6=N.B!L969T)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R
M87`],T1N;W=R87`^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0G/B8C,38P.SPO=&0^#0H@
M("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!R
M:6=H="<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T
M>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0G/B8C,38P.SPO=&0^#0H@("`@/'1D
M(&YO=W)A<#TS1&YO=W)A<#XF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F="<^)B,Q-C`[/"]T
M9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI
M9VXZ(')I9VAT)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R
M87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F="<^)B,Q-C`[/"]T9#X-"B`@
M("`\=&0@;F]W<F%P/3-$;F]W<F%P/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO
M=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T)SXF(S$V
M,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X
M="UA;&EG;CH@<FEG:'0G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS
M1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T)SXF(S$V,#L\+W1D
M/CPO='(^#0H\='(@<W1Y;&4],T0G8F%C:V=R;W5N9"UC;VQO<CH@=VAI=&4[
M('9E<G1I8V%L+6%L:6=N.B!B;W1T;VTG/@T*("`@(#QT9"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@:G5S=&EF>2<^3&%R9V4@8V%P
M('9A;'5E(&9U;F0\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`^)B,Q
M-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E
M>'0M86QI9VXZ(&QE9G0G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS
M1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!R:6=H="<^-2PQ.30\+W1D
M/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG
M;CH@;&5F="<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P
M/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=T97AT+6%L:6=N.B!L969T)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R
M87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0G/C4L,3DT
M/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M
M86QI9VXZ(&QE9G0G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO
M=W)A<"!S='EL93TS1"=F;VYT+7=E:6=H=#H@8F]L9"<^)B,Q-C`[/"]T9#X-
M"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ
M(&QE9G0[(&9O;G0M=V5I9VAT.B!B;VQD)SXF(S$V,#L\+W1D/@T*("`@(#QT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[
M(&9O;G0M=V5I9VAT.B!B;VQD)SXF(S$U,3L\+W1D/@T*("`@(#QT9"!N;W=R
M87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N="UW
M96EG:'0Z(&)O;&0G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO
M=W)A<"!S='EL93TS1"=F;VYT+7=E:6=H=#H@8F]L9"<^)B,Q-C`[/"]T9#X-
M"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ
M(&QE9G0[(&9O;G0M=V5I9VAT.B!B;VQD)SXF(S$V,#L\+W1D/@T*("`@(#QT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[
M(&9O;G0M=V5I9VAT.B!B;VQD)SXF(S$U,3L\+W1D/@T*("`@(#QT9"!N;W=R
M87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N="UW
M96EG:'0Z(&)O;&0G/B8C,38P.SPO=&0^/"]T<CX-"CQT<B!S='EL93TS1"=B
M86-K9W)O=6YD+6-O;&]R.B!R9V(H,C`T+#(S."PR-34I.R!V97)T:6-A;"UA
M;&EG;CH@8F]T=&]M)SX-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE
M/3-$)W1E>'0M86QI9VXZ(&IU<W1I9GDG/DQA<F=E(&-A<"!G<F]W=&@@9G5N
M9#PO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<#XF(S$V,#L\+W1D/@T*
M("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@
M;&5F="<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T
M>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT)SXT+#@X,SPO=&0^#0H@("`@/'1D
M(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T)SXF
M(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`^)B,Q-C`[/"]T
M9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI
M9VXZ(&QE9G0G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A
M<"!S='EL93TS1"=T97AT+6%L:6=N.B!R:6=H="<^-"PX.#,\+W1D/@T*("`@
M(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F
M="<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE
M/3-$)V9O;G0M=V5I9VAT.B!B;VQD)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N
M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N
M="UW96EG:'0Z(&)O;&0G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS
M1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!R:6=H=#L@9F]N="UW96EG
M:'0Z(&)O;&0G/B8C,34Q.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A
M<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT+7=E:6=H=#H@8F]L
M9"<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE
M/3-$)V9O;G0M=V5I9VAT.B!B;VQD)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N
M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N
M="UW96EG:'0Z(&)O;&0G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS
M1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!R:6=H=#L@9F]N="UW96EG
M:'0Z(&)O;&0G/B8C,34Q.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A
M<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT+7=E:6=H=#H@8F]L
M9"<^)B,Q-C`[/"]T9#X\+W1R/@T*/'1R('-T>6QE/3-$)V)A8VMG<F]U;F0M
M8V]L;W(Z('=H:71E.R!V97)T:6-A;"UA;&EG;CH@8F]T=&]M)SX-"B`@("`\
M=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&IU<W1I
M9GDG/E-M86QL(&-A<"!G<F]W=&@@9G5N9#PO=&0^#0H@("`@/'1D(&YO=W)A
M<#TS1&YO=W)A<#XF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R
M87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F="<^)B,Q-C`[/"]T9#X-"B`@
M("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I
M9VAT)SXR+#`S,#PO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL
M93TS1"=T97AT+6%L:6=N.B!L969T)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N
M;W=R87`],T1N;W=R87`^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0G/B8C,38P.SPO=&0^
M#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N
M.B!R:6=H="<^,BPP,S`\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@
M<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F="<^)B,Q-C`[/"]T9#X-"B`@("`\
M=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0M=V5I9VAT.B!B;VQD
M)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4]
M,T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N="UW96EG:'0Z(&)O;&0G/B8C,38P
M.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT
M+6%L:6=N.B!R:6=H=#L@9F]N="UW96EG:'0Z(&)O;&0G/B8C,34Q.SPO=&0^
M#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N
M.B!L969T.R!F;VYT+7=E:6=H=#H@8F]L9"<^)B,Q-C`[/"]T9#X-"B`@("`\
M=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0M=V5I9VAT.B!B;VQD
M)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4]
M,T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N="UW96EG:'0Z(&)O;&0G/B8C,38P
M.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT
M+6%L:6=N.B!R:6=H=#L@9F]N="UW96EG:'0Z(&)O;&0G/B8C,34Q.SPO=&0^
M#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N
M.B!L969T.R!F;VYT+7=E:6=H=#H@8F]L9"<^)B,Q-C`[/"]T9#X\+W1R/@T*
M/'1R('-T>6QE/3-$)V)A8VMG<F]U;F0M8V]L;W(Z(')G8B@R,#0L,C,X+#(U
M-2D[('9E<G1I8V%L+6%L:6=N.B!B;W1T;VTG/@T*("`@(#QT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@:G5S=&EF>2<^36ED(&-A
M<"!G<F]W=&@@9G5N9#PO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<#XF
M(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
M=&5X="UA;&EG;CH@;&5F="<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P
M/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT)SXR+#0Y,3PO
M=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L
M:6=N.B!L969T)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R
M87`^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE
M/3-$)W1E>'0M86QI9VXZ(&QE9G0G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO
M=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!R:6=H="<^,BPT
M.3$\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X
M="UA;&EG;CH@;&5F="<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)V9O;G0M=V5I9VAT.B!B;VQD)SXF(S$V,#L\+W1D
M/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG
M;CH@;&5F=#L@9F]N="UW96EG:'0Z(&)O;&0G/B8C,38P.SPO=&0^#0H@("`@
M/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!R:6=H
M=#L@9F]N="UW96EG:'0Z(&)O;&0G/B8C,34Q.SPO=&0^#0H@("`@/'1D(&YO
M=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT
M+7=E:6=H=#H@8F]L9"<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)V9O;G0M=V5I9VAT.B!B;VQD)SXF(S$V,#L\+W1D
M/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG
M;CH@;&5F=#L@9F]N="UW96EG:'0Z(&)O;&0G/B8C,38P.SPO=&0^#0H@("`@
M/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!R:6=H
M=#L@9F]N="UW96EG:'0Z(&)O;&0G/B8C,34Q.SPO=&0^#0H@("`@/'1D(&YO
M=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT
M+7=E:6=H=#H@8F]L9"<^)B,Q-C`[/"]T9#X\+W1R/@T*/'1R('-T>6QE/3-$
M)V)A8VMG<F]U;F0M8V]L;W(Z('=H:71E.R!V97)T:6-A;"UA;&EG;CH@8F]T
M=&]M)SX-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M
M86QI9VXZ(&IU<W1I9GDG/D9O<F5I9VX@97%U:71Y(&9U;F0\+W1D/@T*("`@
M(#QT9"!N;W=R87`],T1N;W=R87`^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W
M<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0G/B8C,38P
M.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT
M+6%L:6=N.B!R:6=H="<^,BPS,C@\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F="<^)B,Q-C`[/"]T9#X-
M"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P/B8C,38P.SPO=&0^#0H@("`@/'1D
M(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T)SXF
M(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
M=&5X="UA;&EG;CH@<FEG:'0G/C(L,S(X/"]T9#X-"B`@("`\=&0@;F]W<F%P
M/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0G/B8C,38P.SPO
M=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT+7=E
M:6=H=#H@8F]L9"<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0M=V5I9VAT.B!B
M;VQD)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y
M;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0M=V5I9VAT.B!B;VQD)SXF
M(S$U,3L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
M=&5X="UA;&EG;CH@;&5F=#L@9F]N="UW96EG:'0Z(&)O;&0G/B8C,38P.SPO
M=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT+7=E
M:6=H=#H@8F]L9"<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0M=V5I9VAT.B!B
M;VQD)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y
M;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0M=V5I9VAT.B!B;VQD)SXF
M(S$U,3L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
M=&5X="UA;&EG;CH@;&5F=#L@9F]N="UW96EG:'0Z(&)O;&0G/B8C,38P.SPO
M=&0^/"]T<CX-"CQT<B!S='EL93TS1"=B86-K9W)O=6YD+6-O;&]R.B!R9V(H
M,C`T+#(S."PR-34I.R!V97)T:6-A;"UA;&EG;CH@8F]T=&]M)SX-"B`@("`\
M=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&IU<W1I
M9GD[('!A9&1I;F<M8F]T=&]M.B`Q<'0G/D-O;7!A;GD@<W1O8VL\+W1D/@T*
M("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T
M;VTZ(#%P="<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P
M('-T>6QE/3-$)V)O<F1E<BUB;W1T;VTZ(&)L86-K(#%P="!S;VQI9#L@=&5X
M="UA;&EG;CH@;&5F="<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)V)O<F1E<BUB;W1T;VTZ(&)L86-K(#%P="!S;VQI
M9#L@=&5X="UA;&EG;CH@<FEG:'0G/C@R-SPO=&0^#0H@("`@/'1D(&YO=W)A
M<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!P861D:6YG
M+6)O='1O;3H@,7!T)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#%P="<^)B,Q-C`[/"]T
M9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V)O<F1E<BUB
M;W1T;VTZ(&)L86-K(#%P="!S;VQI9#L@=&5X="UA;&EG;CH@;&5F="<^)B,Q
M-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V)O
M<F1E<BUB;W1T;VTZ(&)L86-K(#%P="!S;VQI9#L@=&5X="UA;&EG;CH@<FEG
M:'0G/C@R-SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=T97AT+6%L:6=N.B!L969T.R!P861D:6YG+6)O='1O;3H@,7!T)SXF(S$V
M,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D
M9&EN9RUB;W1T;VTZ(#%P=#L@9F]N="UW96EG:'0Z(&)O;&0G/B8C,38P.SPO
M=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=B;W)D97(M
M8F]T=&]M.B!B;&%C:R`Q<'0@<V]L:60[('1E>'0M86QI9VXZ(&QE9G0[(&9O
M;G0M=V5I9VAT.B!B;VQD)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G8F]R9&5R+6)O='1O;3H@8FQA8VL@,7!T('-O
M;&ED.R!T97AT+6%L:6=N.B!R:6=H=#L@9F]N="UW96EG:'0Z(&)O;&0G/B8C
M,34Q.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T
M97AT+6%L:6=N.B!L969T.R!P861D:6YG+6)O='1O;3H@,7!T.R!F;VYT+7=E
M:6=H=#H@8F]L9"<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`Q<'0[(&9O;G0M=V5I9VAT
M.B!B;VQD)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@
M<W1Y;&4],T0G8F]R9&5R+6)O='1O;3H@8FQA8VL@,7!T('-O;&ED.R!T97AT
M+6%L:6=N.B!L969T.R!F;VYT+7=E:6=H=#H@8F]L9"<^)B,Q-C`[/"]T9#X-
M"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V)O<F1E<BUB;W1T
M;VTZ(&)L86-K(#%P="!S;VQI9#L@=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0M
M=V5I9VAT.B!B;VQD)SXF(S$U,3L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@<&%D9&EN9RUB;W1T
M;VTZ(#%P=#L@9F]N="UW96EG:'0Z(&)O;&0G/B8C,38P.SPO=&0^/"]T<CX-
M"CQT<B!S='EL93TS1"=B86-K9W)O=6YD+6-O;&]R.B!W:&ET93L@=F5R=&EC
M86PM86QI9VXZ(&)O='1O;2<^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S
M='EL93TS1"=T97AT+6%L:6=N.B!J=7-T:69Y.R!P861D:6YG+6)O='1O;3H@
M,BXU<'0G/E1O=&%L/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T
M>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`R+C5P="<^)B,Q-C`[/"]T9#X-"B`@
M("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V)O<F1E<BUB;W1T;VTZ
M(&)L86-K(#(N-7!T(&1O=6)L93L@=&5X="UA;&EG;CH@;&5F="<^)#PO=&0^
M#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=B;W)D97(M8F]T
M=&]M.B!B;&%C:R`R+C5P="!D;W5B;&4[('1E>'0M86QI9VXZ(')I9VAT)SXR
M-"PT-C8\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
M=&5X="UA;&EG;CH@;&5F=#L@<&%D9&EN9RUB;W1T;VTZ(#(N-7!T)SXF(S$V
M,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D
M9&EN9RUB;W1T;VTZ(#(N-7!T)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R
M87`],T1N;W=R87`@<W1Y;&4],T0G8F]R9&5R+6)O='1O;3H@8FQA8VL@,BXU
M<'0@9&]U8FQE.R!T97AT+6%L:6=N.B!L969T)SXF(S$V,#L\+W1D/@T*("`@
M(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G8F]R9&5R+6)O='1O;3H@
M8FQA8VL@,BXU<'0@9&]U8FQE.R!T97AT+6%L:6=N.B!R:6=H="<^,C,L-C,U
M/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M
M86QI9VXZ(&QE9G0[('!A9&1I;F<M8F]T=&]M.B`R+C5P="<^)B,Q-C`[/"]T
M9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M
M8F]T=&]M.B`R+C5P="<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)V)O<F1E<BUB;W1T;VTZ(&)L86-K(#(N-7!T(&1O
M=6)L93L@=&5X="UA;&EG;CH@;&5F="<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@
M;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V)O<F1E<BUB;W1T;VTZ(&)L86-K
M(#(N-7!T(&1O=6)L93L@=&5X="UA;&EG;CH@<FEG:'0G/C@S,3PO=&0^#0H@
M("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L
M969T.R!P861D:6YG+6)O='1O;3H@,BXU<'0G/B8C,38P.SPO=&0^#0H@("`@
M/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@
M,BXU<'0[(&9O;G0M=V5I9VAT.B!B;VQD)SXF(S$V,#L\+W1D/@T*("`@(#QT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G8F]R9&5R+6)O='1O;3H@8FQA
M8VL@,BXU<'0@9&]U8FQE.R!T97AT+6%L:6=N.B!L969T.R!F;VYT+7=E:6=H
M=#H@8F]L9"<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P
M('-T>6QE/3-$)V)O<F1E<BUB;W1T;VTZ(&)L86-K(#(N-7!T(&1O=6)L93L@
M=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0M=V5I9VAT.B!B;VQD)SXF(S$U,3L\
M+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA
M;&EG;CH@;&5F=#L@<&%D9&EN9RUB;W1T;VTZ(#(N-7!T.R!F;VYT+7=E:6=H
M=#H@8F]L9"<^)B,Q-C`[/"]T9#X\+W1R/@T*/"]T86)L93X\<W!A;CX\+W-P
M86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R;SX-
M"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/D%S<W5M<'1I
M;VYS('5S960@:6X@9&5T97)M:6YI;F<@86-T=6%R:6%L(&EN9F]R;6%T:6]N
M/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\=&%B;&4@8V5L;'-P
M86-I;F<],T0P(&-E;&QP861D:6YG/3-$,"!S='EL93TS1"=W:61T:#H@,3`P
M)3L@8F]R9&5R+6-O;&QA<'-E.B!C;VQL87!S93L@9F]N=#H@,3!P="!#86QI
M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/@T*/'1R('-T>6QE/3-$)W9E
M<G1I8V%L+6%L:6=N.B!B;W1T;VTG/@T*("`@(#QT9"!N;W=R87`],T1N;W=R
M87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@:G5S=&EF>2<^)B,Q-C`[/"]T9#X-
M"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T
M=&]M.B`Q<'0[(&9O;G0M=V5I9VAT.B!B;VQD)SXF(S$V,#L\+W1D/@T*("`@
M(#QT9"!C;VQS<&%N/3-$-B!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G8F]R
M9&5R+6)O='1O;3H@8FQA8VL@,7!T('-O;&ED.R!T97AT+6%L:6=N.B!C96YT
M97([(&9O;G0M=V5I9VAT.B!B;VQD)SXR,#$R/"]T9#X-"B`@("`\=&0@;F]W
M<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`Q<'0[(&9O
M;G0M=V5I9VAT.B!B;VQD)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#%P="<^)B,Q-C`[
M/"]T9#X-"B`@("`\=&0@8V]L<W!A;CTS1#8@;F]W<F%P/3-$;F]W<F%P('-T
M>6QE/3-$)V)O<F1E<BUB;W1T;VTZ(&)L86-K(#%P="!S;VQI9#L@=&5X="UA
M;&EG;CH@8V5N=&5R)SXR,#$Q/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`Q<'0G/B8C,38P.SPO=&0^
M#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P861D:6YG+6)O
M='1O;3H@,7!T)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!C;VQS<&%N/3-$-B!N
M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G8F]R9&5R+6)O='1O;3H@8FQA8VL@
M,7!T('-O;&ED.R!T97AT+6%L:6=N.B!C96YT97(G/C(P,3`\+W1D/@T*("`@
M(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ
M(#%P="<^)B,Q-C`[/"]T9#X\+W1R/@T*/'1R('-T>6QE/3-$)W9E<G1I8V%L
M+6%L:6=N.B!B;W1T;VTG/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y
M;&4],T0G=&5X="UA;&EG;CH@:G5S=&EF>2<^)B,Q-C`[/"]T9#X-"B`@("`\
M=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`Q
M<'0[(&9O;G0M=V5I9VAT.B!B;VQD)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!C
M;VQS<&%N/3-$,B!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G8F]R9&5R+6)O
M='1O;3H@8FQA8VL@,7!T('-O;&ED.R!T97AT+6%L:6=N.B!C96YT97([(&9O
M;G0M=V5I9VAT.B!B;VQD)SY096YS:6]N(#QB<B`O/E!L86X\+W1D/@T*("`@
M(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ
M(#%P=#L@9F]N="UW96EG:'0Z(&)O;&0G/B8C,38P.SPO=&0^#0H@("`@/'1D
M(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@,7!T
M.R!F;VYT+7=E:6=H=#H@8F]L9"<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@8V]L
M<W!A;CTS1#(@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V)O<F1E<BUB;W1T
M;VTZ(&)L86-K(#%P="!S;VQI9#L@=&5X="UA;&EG;CH@8V5N=&5R.R!F;VYT
M+7=E:6=H=#H@8F]L9"<^4T524#PO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO
M=W)A<"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@,7!T.R!F;VYT+7=E:6=H
M=#H@8F]L9"<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P
M('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`Q<'0G/B8C,38P.SPO=&0^#0H@
M("`@/'1D(&-O;'-P86X],T0R(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=B
M;W)D97(M8F]T=&]M.B!B;&%C:R`Q<'0@<V]L:60[('1E>'0M86QI9VXZ(&-E
M;G1E<B<^4&5N<VEO;B`\8G(@+SY0;&%N/"]T9#X-"B`@("`\=&0@;F]W<F%P
M/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`Q<'0G/B8C,38P
M.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P861D
M:6YG+6)O='1O;3H@,7!T)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!C;VQS<&%N
M/3-$,B!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G8F]R9&5R+6)O='1O;3H@
M8FQA8VL@,7!T('-O;&ED.R!T97AT+6%L:6=N.B!C96YT97(G/E-%4E`\+W1D
M/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB
M;W1T;VTZ(#%P="<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`Q<'0G/B8C,38P.SPO=&0^
M#0H@("`@/'1D(&-O;'-P86X],T0R(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=B;W)D97(M8F]T=&]M.B!B;&%C:R`Q<'0@<V]L:60[('1E>'0M86QI9VXZ
M(&-E;G1E<B<^4&5N<VEO;B`\8G(@+SY0;&%N/"]T9#X-"B`@("`\=&0@;F]W
M<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`Q<'0G/B8C
M,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P
M861D:6YG+6)O='1O;3H@,7!T)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!C;VQS
M<&%N/3-$,B!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G8F]R9&5R+6)O='1O
M;3H@8FQA8VL@,7!T('-O;&ED.R!T97AT+6%L:6=N.B!C96YT97(G/E-%4E`\
M+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN
M9RUB;W1T;VTZ(#%P="<^)B,Q-C`[/"]T9#X\+W1R/@T*/'1R('-T>6QE/3-$
M)V)A8VMG<F]U;F0M8V]L;W(Z(')G8B@R,#0L,C,X+#(U-2D[('9E<G1I8V%L
M+6%L:6=N.B!B;W1T;VTG/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y
M;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@=VED=&@Z(#0P)2<^1&ES8V]U;G0@
M<F%T92!U<V5D('1O(&1E=&5R;6EN92!N970@<&5R:6]D:6,@<&5N<VEO;B!C
M;W-T/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W=I
M9'1H.B`Q)3L@9F]N="UW96EG:'0Z(&)O;&0G/B8C,38P.SPO=&0^#0H@("`@
M/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T
M.R!W:61T:#H@,24[(&9O;G0M=V5I9VAT.B!B;VQD)SXF(S$V,#L\+W1D/@T*
M("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@
M8V5N=&5R.R!W:61T:#H@-R4[(&9O;G0M=V5I9VAT.B!B;VQD.R!V97)T:6-A
M;"UA;&EG;CH@8F]T=&]M)SXT+C,Y)3PO=&0^#0H@("`@/'1D(&YO=W)A<#TS
M1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!C96YT97([('=I9'1H.B`Q
M)3L@9F]N="UW96EG:'0Z(&)O;&0[('9E<G1I8V%L+6%L:6=N.B!B;W1T;VTG
M/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=T97AT+6%L:6=N.B!C96YT97([('=I9'1H.B`Q)3L@9F]N="UW96EG:'0Z
M(&)O;&0[('9E<G1I8V%L+6%L:6=N.B!B;W1T;VTG/B8C,38P.SPO=&0^#0H@
M("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!C
M96YT97([('=I9'1H.B`Q)3L@9F]N="UW96EG:'0Z(&)O;&0[('9E<G1I8V%L
M+6%L:6=N.B!B;W1T;VTG/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS
M1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!C96YT97([('=I9'1H.B`W
M)3L@9F]N="UW96EG:'0Z(&)O;&0[('9E<G1I8V%L+6%L:6=N.B!B;W1T;VTG
M/C0N,SDE/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$
M)W1E>'0M86QI9VXZ(&-E;G1E<CL@=VED=&@Z(#$E.R!F;VYT+7=E:6=H=#H@
M8F]L9#L@=F5R=&EC86PM86QI9VXZ(&)O='1O;2<^)B,Q-C`[/"]T9#X-"B`@
M("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&-E
M;G1E<CL@=VED=&@Z(#$E.R!V97)T:6-A;"UA;&EG;CH@8F]T=&]M)SXF(S$V
M,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X
M="UA;&EG;CH@8V5N=&5R.R!W:61T:#H@,24[('9E<G1I8V%L+6%L:6=N.B!B
M;W1T;VTG/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S
M='EL93TS1"=T97AT+6%L:6=N.B!C96YT97([('=I9'1H.B`W)3L@=F5R=&EC
M86PM86QI9VXZ(&)O='1O;2<^-2XU.24\+W1D/@T*("`@(#QT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@8V5N=&5R.R!W:61T:#H@
M,24[('9E<G1I8V%L+6%L:6=N.B!B;W1T;VTG/B8C,38P.SPO=&0^#0H@("`@
M/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!C96YT
M97([('=I9'1H.B`Q)3L@=F5R=&EC86PM86QI9VXZ(&)O='1O;2<^)B,Q-C`[
M/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M
M86QI9VXZ(&-E;G1E<CL@=VED=&@Z(#$E.R!V97)T:6-A;"UA;&EG;CH@8F]T
M=&]M)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y
M;&4],T0G=&5X="UA;&EG;CH@8V5N=&5R.R!W:61T:#H@-R4[('9E<G1I8V%L
M+6%L:6=N.B!B;W1T;VTG/C4N-3DE/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&-E;G1E<CL@=VED=&@Z(#$E
M.R!V97)T:6-A;"UA;&EG;CH@8F]T=&]M)SXF(S$V,#L\+W1D/@T*("`@(#QT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@8V5N=&5R
M.R!W:61T:#H@,24[('9E<G1I8V%L+6%L:6=N.B!B;W1T;VTG/B8C,38P.SPO
M=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L
M:6=N.B!C96YT97([('=I9'1H.B`Q)3L@=F5R=&EC86PM86QI9VXZ(&)O='1O
M;2<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE
M/3-$)W1E>'0M86QI9VXZ(&-E;G1E<CL@=VED=&@Z(#<E.R!V97)T:6-A;"UA
M;&EG;CH@8F]T=&]M)SXV+C`P)3PO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO
M=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!C96YT97([('=I9'1H.B`Q)3L@
M=F5R=&EC86PM86QI9VXZ(&)O='1O;2<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@
M;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&-E;G1E<CL@
M=VED=&@Z(#$E.R!V97)T:6-A;"UA;&EG;CH@8F]T=&]M)SXF(S$V,#L\+W1D
M/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG
M;CH@8V5N=&5R.R!W:61T:#H@,24[('9E<G1I8V%L+6%L:6=N.B!B;W1T;VTG
M/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=T97AT+6%L:6=N.B!C96YT97([('=I9'1H.B`W)3L@=F5R=&EC86PM86QI
M9VXZ(&)O='1O;2<^-BXP,"4\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R
M87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@=VED=&@Z(#$E)SXF(S$V
M,#L\+W1D/CPO='(^#0H\='(@<W1Y;&4],T0G8F%C:V=R;W5N9"UC;VQO<CH@
M=VAI=&4[('9E<G1I8V%L+6%L:6=N.B!B;W1T;VTG/@T*("`@(#QT9"!N;W=R
M87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F="<^1&ES8V]U
M;G0@<F%T92!U<V5D('1O(&-A;&-U;&%T92!E;F0@;V8@>65A<B!L:6%B:6QI
M='D@9&ES8VQO<W5R97,\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@
M<W1Y;&4],T0G9F]N="UW96EG:'0Z(&)O;&0G/B8C,38P.SPO=&0^#0H@("`@
M/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T
M.R!F;VYT+7=E:6=H=#H@8F]L9"<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W
M<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&-E;G1E<CL@9F]N
M="UW96EG:'0Z(&)O;&0[('9E<G1I8V%L+6%L:6=N.B!B;W1T;VTG/C,N.3<E
M/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M
M86QI9VXZ(&-E;G1E<CL@9F]N="UW96EG:'0Z(&)O;&0[('9E<G1I8V%L+6%L
M:6=N.B!B;W1T;VTG/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO
M=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!C96YT97([(&9O;G0M=V5I9VAT
M.B!B;VQD.R!V97)T:6-A;"UA;&EG;CH@8F]T=&]M)SXF(S$V,#L\+W1D/@T*
M("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@
M8V5N=&5R.R!F;VYT+7=E:6=H=#H@8F]L9#L@=F5R=&EC86PM86QI9VXZ(&)O
M='1O;2<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T
M>6QE/3-$)W1E>'0M86QI9VXZ(&-E;G1E<CL@9F]N="UW96EG:'0Z(&)O;&0[
M('9E<G1I8V%L+6%L:6=N.B!B;W1T;VTG/C,N.3<E/"]T9#X-"B`@("`\=&0@
M;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&-E;G1E<CL@
M9F]N="UW96EG:'0Z(&)O;&0[('9E<G1I8V%L+6%L:6=N.B!B;W1T;VTG/B8C
M,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T
M97AT+6%L:6=N.B!C96YT97([('9E<G1I8V%L+6%L:6=N.B!B;W1T;VTG/B8C
M,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T
M97AT+6%L:6=N.B!C96YT97([('9E<G1I8V%L+6%L:6=N.B!B;W1T;VTG/B8C
M,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T
M97AT+6%L:6=N.B!C96YT97([('9E<G1I8V%L+6%L:6=N.B!B;W1T;VTG/C0N
M,SDE/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E
M>'0M86QI9VXZ(&-E;G1E<CL@=F5R=&EC86PM86QI9VXZ(&)O='1O;2<^)B,Q
M-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E
M>'0M86QI9VXZ(&-E;G1E<CL@=F5R=&EC86PM86QI9VXZ(&)O='1O;2<^)B,Q
M-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E
M>'0M86QI9VXZ(&-E;G1E<CL@=F5R=&EC86PM86QI9VXZ(&)O='1O;2<^)B,Q
M-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E
M>'0M86QI9VXZ(&-E;G1E<CL@=F5R=&EC86PM86QI9VXZ(&)O='1O;2<^-"XS
M.24\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X
M="UA;&EG;CH@8V5N=&5R.R!V97)T:6-A;"UA;&EG;CH@8F]T=&]M)SXF(S$V
M,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X
M="UA;&EG;CH@8V5N=&5R.R!V97)T:6-A;"UA;&EG;CH@8F]T=&]M)SXF(S$V
M,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X
M="UA;&EG;CH@8V5N=&5R.R!V97)T:6-A;"UA;&EG;CH@8F]T=&]M)SXF(S$V
M,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X
M="UA;&EG;CH@8V5N=&5R.R!V97)T:6-A;"UA;&EG;CH@8F]T=&]M)SXU+C4Y
M)3PO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT
M+6%L:6=N.B!C96YT97([('9E<G1I8V%L+6%L:6=N.B!B;W1T;VTG/B8C,38P
M.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT
M+6%L:6=N.B!C96YT97([('9E<G1I8V%L+6%L:6=N.B!B;W1T;VTG/B8C,38P
M.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT
M+6%L:6=N.B!C96YT97([('9E<G1I8V%L+6%L:6=N.B!B;W1T;VTG/B8C,38P
M.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT
M+6%L:6=N.B!C96YT97([('9E<G1I8V%L+6%L:6=N.B!B;W1T;VTG/C4N-3DE
M/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M
M86QI9VXZ(&QE9G0G/B8C,38P.SPO=&0^/"]T<CX-"CQT<B!S='EL93TS1"=B
M86-K9W)O=6YD+6-O;&]R.B!R9V(H,C`T+#(S."PR-34I.R!V97)T:6-A;"UA
M;&EG;CH@8F]T=&]M)SX-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE
M/3-$)W1E>'0M86QI9VXZ(&IU<W1I9GDG/D5X<&5C=&5D(&QO;F<M=&5R;2!R
M871E(&]F(')E='5R;B!O;B!A<W-E=',\+W1D/@T*("`@(#QT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G9F]N="UW96EG:'0Z(&)O;&0G/B8C,38P.SPO
M=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L
M:6=N.B!L969T.R!F;VYT+7=E:6=H=#H@8F]L9"<^)B,Q-C`[/"]T9#X-"B`@
M("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&-E
M;G1E<CL@9F]N="UW96EG:'0Z(&)O;&0[('9E<G1I8V%L+6%L:6=N.B!B;W1T
M;VTG/C<N-S4E/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE
M/3-$)W1E>'0M86QI9VXZ(&-E;G1E<CL@9F]N="UW96EG:'0Z(&)O;&0[('9E
M<G1I8V%L+6%L:6=N.B!B;W1T;VTG/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO
M=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!C96YT97([(&9O
M;G0M=V5I9VAT.B!B;VQD.R!V97)T:6-A;"UA;&EG;CH@8F]T=&]M)SXF(S$V
M,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X
M="UA;&EG;CH@8V5N=&5R.R!F;VYT+7=E:6=H=#H@8F]L9#L@=F5R=&EC86PM
M86QI9VXZ(&)O='1O;2<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&-E;G1E<CL@9F]N="UW96EG
M:'0Z(&)O;&0[('9E<G1I8V%L+6%L:6=N.B!B;W1T;VTG/FXO83PO=&0^#0H@
M("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!C
M96YT97([(&9O;G0M=V5I9VAT.B!B;VQD.R!V97)T:6-A;"UA;&EG;CH@8F]T
M=&]M)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y
M;&4],T0G=&5X="UA;&EG;CH@8V5N=&5R.R!V97)T:6-A;"UA;&EG;CH@8F]T
M=&]M)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y
M;&4],T0G=&5X="UA;&EG;CH@8V5N=&5R.R!V97)T:6-A;"UA;&EG;CH@8F]T
M=&]M)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y
M;&4],T0G=&5X="UA;&EG;CH@8V5N=&5R.R!V97)T:6-A;"UA;&EG;CH@8F]T
M=&]M)SXW+C<U)3PO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL
M93TS1"=T97AT+6%L:6=N.B!C96YT97([('9E<G1I8V%L+6%L:6=N.B!B;W1T
M;VTG/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL
M93TS1"=T97AT+6%L:6=N.B!C96YT97([('9E<G1I8V%L+6%L:6=N.B!B;W1T
M;VTG/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL
M93TS1"=T97AT+6%L:6=N.B!C96YT97([('9E<G1I8V%L+6%L:6=N.B!B;W1T
M;VTG/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL
M93TS1"=T97AT+6%L:6=N.B!C96YT97([('9E<G1I8V%L+6%L:6=N.B!B;W1T
M;VTG/FXO83PO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=T97AT+6%L:6=N.B!C96YT97([('9E<G1I8V%L+6%L:6=N.B!B;W1T;VTG
M/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=T97AT+6%L:6=N.B!C96YT97([('9E<G1I8V%L+6%L:6=N.B!B;W1T;VTG
M/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=T97AT+6%L:6=N.B!C96YT97([('9E<G1I8V%L+6%L:6=N.B!B;W1T;VTG
M/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=T97AT+6%L:6=N.B!C96YT97([('9E<G1I8V%L+6%L:6=N.B!B;W1T;VTG
M/C<N-S4E/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$
M)W1E>'0M86QI9VXZ(&-E;G1E<CL@=F5R=&EC86PM86QI9VXZ(&)O='1O;2<^
M)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$
M)W1E>'0M86QI9VXZ(&-E;G1E<CL@=F5R=&EC86PM86QI9VXZ(&)O='1O;2<^
M)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$
M)W1E>'0M86QI9VXZ(&-E;G1E<CL@=F5R=&EC86PM86QI9VXZ(&)O='1O;2<^
M)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$
M)W1E>'0M86QI9VXZ(&-E;G1E<CL@=F5R=&EC86PM86QI9VXZ(&)O='1O;2<^
M;B]A/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E
M>'0M86QI9VXZ(&QE9G0G/B8C,38P.SPO=&0^/"]T<CX-"CQT<B!S='EL93TS
M1"=B86-K9W)O=6YD+6-O;&]R.B!W:&ET93L@=F5R=&EC86PM86QI9VXZ(&)O
M='1O;2<^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT
M+6%L:6=N.B!J=7-T:69Y)SY2871E(&]F(&-O;7!E;G-A=&EO;B!I;F-R96%S
M93PO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT
M+7=E:6=H=#H@8F]L9"<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0M=V5I9VAT
M.B!B;VQD)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@
M<W1Y;&4],T0G=&5X="UA;&EG;CH@8V5N=&5R.R!F;VYT+7=E:6=H=#H@8F]L
M9#L@=F5R=&EC86PM86QI9VXZ(&)O='1O;2<^,RXU,"4\+W1D/@T*("`@(#QT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@8V5N=&5R
M.R!F;VYT+7=E:6=H=#H@8F]L9#L@=F5R=&EC86PM86QI9VXZ(&)O='1O;2<^
M)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$
M)W1E>'0M86QI9VXZ(&-E;G1E<CL@9F]N="UW96EG:'0Z(&)O;&0[('9E<G1I
M8V%L+6%L:6=N.B!B;W1T;VTG/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A
M<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!C96YT97([(&9O;G0M
M=V5I9VAT.B!B;VQD.R!V97)T:6-A;"UA;&EG;CH@8F]T=&]M)SXF(S$V,#L\
M+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA
M;&EG;CH@8V5N=&5R.R!F;VYT+7=E:6=H=#H@8F]L9#L@=F5R=&EC86PM86QI
M9VXZ(&)O='1O;2<^,RXU,"4\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R
M87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@8V5N=&5R.R!F;VYT+7=E:6=H=#H@
M8F]L9#L@=F5R=&EC86PM86QI9VXZ(&)O='1O;2<^)B,Q-C`[/"]T9#X-"B`@
M("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&-E
M;G1E<CL@=F5R=&EC86PM86QI9VXZ(&)O='1O;2<^)B,Q-C`[/"]T9#X-"B`@
M("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&-E
M;G1E<CL@=F5R=&EC86PM86QI9VXZ(&)O='1O;2<^)B,Q-C`[/"]T9#X-"B`@
M("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&-E
M;G1E<CL@=F5R=&EC86PM86QI9VXZ(&)O='1O;2<^-2XP,"4\+W1D/@T*("`@
M(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@8V5N
M=&5R.R!V97)T:6-A;"UA;&EG;CH@8F]T=&]M)SXF(S$V,#L\+W1D/@T*("`@
M(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@8V5N
M=&5R.R!V97)T:6-A;"UA;&EG;CH@8F]T=&]M)SXF(S$V,#L\+W1D/@T*("`@
M(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@8V5N
M=&5R.R!V97)T:6-A;"UA;&EG;CH@8F]T=&]M)SXF(S$V,#L\+W1D/@T*("`@
M(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@8V5N
M=&5R.R!V97)T:6-A;"UA;&EG;CH@8F]T=&]M)SXU+C`P)3PO=&0^#0H@("`@
M/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!C96YT
M97([('9E<G1I8V%L+6%L:6=N.B!B;W1T;VTG/B8C,38P.SPO=&0^#0H@("`@
M/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!C96YT
M97([('9E<G1I8V%L+6%L:6=N.B!B;W1T;VTG/B8C,38P.SPO=&0^#0H@("`@
M/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!C96YT
M97([('9E<G1I8V%L+6%L:6=N.B!B;W1T;VTG/B8C,38P.SPO=&0^#0H@("`@
M/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!C96YT
M97([('9E<G1I8V%L+6%L:6=N.B!B;W1T;VTG/C4N,#`E/"]T9#X-"B`@("`\
M=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&-E;G1E
M<CL@=F5R=&EC86PM86QI9VXZ(&)O='1O;2<^)B,Q-C`[/"]T9#X-"B`@("`\
M=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&-E;G1E
M<CL@=F5R=&EC86PM86QI9VXZ(&)O='1O;2<^)B,Q-C`[/"]T9#X-"B`@("`\
M=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&-E;G1E
M<CL@=F5R=&EC86PM86QI9VXZ(&)O='1O;2<^)B,Q-C`[/"]T9#X-"B`@("`\
M=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&-E;G1E
M<CL@=F5R=&EC86PM86QI9VXZ(&)O='1O;2<^-2XP,"4\+W1D/@T*("`@(#QT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F="<^
M)B,Q-C`[/"]T9#X\+W1R/@T*/"]T86)L93X\<W!A;CX\+W-P86X^/"]T9#X-
M"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R:#X-"B`@("`@("`@
M/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/E-%4E`\+W1D/@T*("`@("`@
M("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@
M/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')O/@T*("`@("`@("`\=&0@8VQA
M<W,],T1P;"!V86QI9VX],T1T;W`^4F5C;VYC:6QI871I;VX@;V8@8F5N969I
M="!O8FQI9V%T:6]N/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\
M=&%B;&4@8V5L;'-P86-I;F<],T0P(&-E;&QP861D:6YG/3-$,"!S='EL93TS
M1"=W:61T:#H@,3`P)3L@8F]R9&5R+6-O;&QA<'-E.B!C;VQL87!S93L@9F]N
M=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/@T*/'1R
M('-T>6QE/3-$)W9E<G1I8V%L+6%L:6=N.B!B;W1T;VTG/@T*("`@(#QT9"!S
M='EL93TS1"=T97AT+6%L:6=N.B!J=7-T:69Y.R!F;VYT+7-T>6QE.B!I=&%L
M:6,G/B@D(&EN('1H;W5S86YD<RD\+W1D/@T*("`@(#QT9"!S='EL93TS1"=P
M861D:6YG+6)O='1O;3H@,7!T.R!F;VYT+7=E:6=H=#H@8F]L9"<^)B,Q-C`[
M/"]T9#X-"B`@("`\=&0@8V]L<W!A;CTS1#(@<W1Y;&4],T0G8F]R9&5R+6)O
M='1O;3H@8FQA8VL@,7!T('-O;&ED.R!T97AT+6%L:6=N.B!C96YT97([(&9O
M;G0M=V5I9VAT.B!B;VQD)SXR,#$R/"]T9#X-"B`@("`\=&0@<W1Y;&4],T0G
M<&%D9&EN9RUB;W1T;VTZ(#%P=#L@9F]N="UW96EG:'0Z(&)O;&0G/B8C,38P
M.SPO=&0^#0H@("`@/'1D('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`Q<'0G
M/B8C,38P.SPO=&0^#0H@("`@/'1D(&-O;'-P86X],T0R('-T>6QE/3-$)V)O
M<F1E<BUB;W1T;VTZ(&)L86-K(#%P="!S;VQI9#L@=&5X="UA;&EG;CH@8V5N
M=&5R)SXR,#$Q/"]T9#X-"B`@("`\=&0@<W1Y;&4],T0G<&%D9&EN9RUB;W1T
M;VTZ(#%P="<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@<W1Y;&4],T0G<&%D9&EN
M9RUB;W1T;VTZ(#%P="<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@8V]L<W!A;CTS
M1#(@<W1Y;&4],T0G8F]R9&5R+6)O='1O;3H@8FQA8VL@,7!T('-O;&ED.R!T
M97AT+6%L:6=N.B!C96YT97(G/C(P,3`\+W1D/@T*("`@(#QT9"!S='EL93TS
M1"=P861D:6YG+6)O='1O;3H@,7!T)SXF(S$V,#L\+W1D/CPO='(^#0H\='(@
M<W1Y;&4],T0G8F%C:V=R;W5N9"UC;VQO<CH@<F=B*#(P-"PR,S@L,C4U*3L@
M=F5R=&EC86PM86QI9VXZ(&)O='1O;2<^#0H@("`@/'1D('-T>6QE/3-$)W1E
M>'0M86QI9VXZ(&IU<W1I9GD[('1E>'0M9&5C;W)A=&EO;CH@=6YD97)L:6YE
M)SY#:&%N9V4@:6X@8F5N969I="!O8FQI9V%T:6]N/"]T9#X-"B`@("`\=&0^
M)B,Q-C`[/"]T9#X-"B`@("`\=&0@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F
M="<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@<W1Y;&4],T0G=&5X="UA;&EG;CH@
M<FEG:'0G/B8C,38P.SPO=&0^#0H@("`@/'1D('-T>6QE/3-$)W1E>'0M86QI
M9VXZ(&QE9G0G/B8C,38P.SPO=&0^#0H@("`@/'1D/B8C,38P.SPO=&0^#0H@
M("`@/'1D('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0G/B8C,38P.SPO=&0^
M#0H@("`@/'1D('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT)SXF(S$V,#L\
M+W1D/@T*("`@(#QT9"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T)SXF(S$V
M,#L\+W1D/@T*("`@(#QT9#XF(S$V,#L\+W1D/@T*("`@(#QT9"!S='EL93TS
M1"=T97AT+6%L:6=N.B!L969T)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!S='EL
M93TS1"=T97AT+6%L:6=N.B!R:6=H="<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@
M<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F="<^)B,Q-C`[/"]T9#X\+W1R/@T*
M/'1R('-T>6QE/3-$)V)A8VMG<F]U;F0M8V]L;W(Z('=H:71E.R!V97)T:6-A
M;"UA;&EG;CH@8F]T=&]M)SX-"B`@("`\=&0@<W1Y;&4],T0G=&5X="UA;&EG
M;CH@:G5S=&EF>3L@=VED=&@Z(#<P)2<^4')O:F5C=&5D(&)E;F5F:70@;V)L
M:6=A=&EO;B!A="!B96=I;FYI;F<@;V8@>65A<CPO=&0^#0H@("`@/'1D('-T
M>6QE/3-$)W=I9'1H.B`Q)3L@9F]N="UW96EG:'0Z(&)O;&0G/B8C,38P.SPO
M=&0^#0H@("`@/'1D('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[('=I9'1H
M.B`Q)3L@9F]N="UW96EG:'0Z(&)O;&0G/B0\+W1D/@T*("`@(#QT9"!S='EL
M93TS1"=T97AT+6%L:6=N.B!R:6=H=#L@=VED=&@Z(#<E.R!F;VYT+7=E:6=H
M=#H@8F]L9"<^."PP-C0\+W1D/@T*("`@(#QT9"!S='EL93TS1"=T97AT+6%L
M:6=N.B!L969T.R!W:61T:#H@,24[(&9O;G0M=V5I9VAT.B!B;VQD)SXF(S$V
M,#L\+W1D/@T*("`@(#QT9"!S='EL93TS1"=W:61T:#H@,24G/B8C,38P.SPO
M=&0^#0H@("`@/'1D('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[('=I9'1H
M.B`Q)2<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@<W1Y;&4],T0G=&5X="UA;&EG
M;CH@<FEG:'0[('=I9'1H.B`W)2<^-RPT,S,\+W1D/@T*("`@(#QT9"!S='EL
M93TS1"=T97AT+6%L:6=N.B!L969T.R!W:61T:#H@,24G/B8C,38P.SPO=&0^
M#0H@("`@/'1D('-T>6QE/3-$)W=I9'1H.B`Q)2<^)B,Q-C`[/"]T9#X-"B`@
M("`\=&0@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@=VED=&@Z(#$E)SXF
M(S$V,#L\+W1D/@T*("`@(#QT9"!S='EL93TS1"=T97AT+6%L:6=N.B!R:6=H
M=#L@=VED=&@Z(#<E)SXV+#(R,CPO=&0^#0H@("`@/'1D('-T>6QE/3-$)W1E
M>'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)2<^)B,Q-C`[/"]T9#X\+W1R/@T*
M/'1R('-T>6QE/3-$)V)A8VMG<F]U;F0M8V]L;W(Z(')G8B@R,#0L,C,X+#(U
M-2D[('9E<G1I8V%L+6%L:6=N.B!B;W1T;VTG/@T*("`@(#QT9"!S='EL93TS
M1"=T97AT+6%L:6=N.B!J=7-T:69Y)SY397)V:6-E(&-O<W0\+W1D/@T*("`@
M(#QT9"!S='EL93TS1"=F;VYT+7=E:6=H=#H@8F]L9"<^)B,Q-C`[/"]T9#X-
M"B`@("`\=&0@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N="UW96EG
M:'0Z(&)O;&0G/B8C,38P.SPO=&0^#0H@("`@/'1D('-T>6QE/3-$)W1E>'0M
M86QI9VXZ(')I9VAT.R!F;VYT+7=E:6=H=#H@8F]L9"<^,S`S/"]T9#X-"B`@
M("`\=&0@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N="UW96EG:'0Z
M(&)O;&0G/B8C,38P.SPO=&0^#0H@("`@/'1D/B8C,38P.SPO=&0^#0H@("`@
M/'1D('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0G/B8C,38P.SPO=&0^#0H@
M("`@/'1D('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT)SXR.3(\+W1D/@T*
M("`@(#QT9"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T)SXF(S$V,#L\+W1D
M/@T*("`@(#QT9#XF(S$V,#L\+W1D/@T*("`@(#QT9"!S='EL93TS1"=T97AT
M+6%L:6=N.B!L969T)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!S='EL93TS1"=T
M97AT+6%L:6=N.B!R:6=H="<^-#`X/"]T9#X-"B`@("`\=&0@<W1Y;&4],T0G
M=&5X="UA;&EG;CH@;&5F="<^)B,Q-C`[/"]T9#X\+W1R/@T*/'1R('-T>6QE
M/3-$)V)A8VMG<F]U;F0M8V]L;W(Z('=H:71E.R!V97)T:6-A;"UA;&EG;CH@
M8F]T=&]M)SX-"B`@("`\=&0@<W1Y;&4],T0G=&5X="UA;&EG;CH@:G5S=&EF
M>2<^26YT97)E<W0@8V]S=#PO=&0^#0H@("`@/'1D('-T>6QE/3-$)V9O;G0M
M=V5I9VAT.B!B;VQD)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!S='EL93TS1"=T
M97AT+6%L:6=N.B!L969T.R!F;VYT+7=E:6=H=#H@8F]L9"<^)B,Q-C`[/"]T
M9#X-"B`@("`\=&0@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0M
M=V5I9VAT.B!B;VQD)SXR.#`\+W1D/@T*("`@(#QT9"!S='EL93TS1"=T97AT
M+6%L:6=N.B!L969T.R!F;VYT+7=E:6=H=#H@8F]L9"<^)B,Q-C`[/"]T9#X-
M"B`@("`\=&0^)B,Q-C`[/"]T9#X-"B`@("`\=&0@<W1Y;&4],T0G=&5X="UA
M;&EG;CH@;&5F="<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@<W1Y;&4],T0G=&5X
M="UA;&EG;CH@<FEG:'0G/C,U,3PO=&0^#0H@("`@/'1D('-T>6QE/3-$)W1E
M>'0M86QI9VXZ(&QE9G0G/B8C,38P.SPO=&0^#0H@("`@/'1D/B8C,38P.SPO
M=&0^#0H@("`@/'1D('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0G/B8C,38P
M.SPO=&0^#0H@("`@/'1D('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT)SXS
M-S<\+W1D/@T*("`@(#QT9"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T)SXF
M(S$V,#L\+W1D/CPO='(^#0H\='(@<W1Y;&4],T0G8F%C:V=R;W5N9"UC;VQO
M<CH@<F=B*#(P-"PR,S@L,C4U*3L@=F5R=&EC86PM86QI9VXZ(&)O='1O;2<^
M#0H@("`@/'1D('-T>6QE/3-$)W1E>'0M86QI9VXZ(&IU<W1I9GDG/D%C='5A
M<FEA;"`H9V%I;BD@;&]S<SPO=&0^#0H@("`@/'1D('-T>6QE/3-$)V9O;G0M
M=V5I9VAT.B!B;VQD)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!S='EL93TS1"=T
M97AT+6%L:6=N.B!L969T.R!F;VYT+7=E:6=H=#H@8F]L9"<^)B,Q-C`[/"]T
M9#X-"B`@("`\=&0@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0M
M=V5I9VAT.B!B;VQD)SXH,2PR,#$\+W1D/@T*("`@(#QT9"!S='EL93TS1"=T
M97AT+6%L:6=N.B!L969T.R!F;VYT+7=E:6=H=#H@8F]L9"<^*3PO=&0^#0H@
M("`@/'1D/B8C,38P.SPO=&0^#0H@("`@/'1D('-T>6QE/3-$)W1E>'0M86QI
M9VXZ(&QE9G0G/B8C,38P.SPO=&0^#0H@("`@/'1D('-T>6QE/3-$)W1E>'0M
M86QI9VXZ(')I9VAT)SXY,SPO=&0^#0H@("`@/'1D('-T>6QE/3-$)W1E>'0M
M86QI9VXZ(&QE9G0G/B8C,38P.SPO=&0^#0H@("`@/'1D/B8C,38P.SPO=&0^
M#0H@("`@/'1D('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0G/B8C,38P.SPO
M=&0^#0H@("`@/'1D('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT)SXU,S$\
M+W1D/@T*("`@(#QT9"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T)SXF(S$V
M,#L\+W1D/CPO='(^#0H\='(@<W1Y;&4],T0G8F%C:V=R;W5N9"UC;VQO<CH@
M=VAI=&4[('9E<G1I8V%L+6%L:6=N.B!B;W1T;VTG/@T*("`@(#QT9"!S='EL
M93TS1"=T97AT+6%L:6=N.B!J=7-T:69Y)SY"96YE9FET<R!P86ED/"]T9#X-
M"B`@("`\=&0@<W1Y;&4],T0G9F]N="UW96EG:'0Z(&)O;&0G/B8C,38P.SPO
M=&0^#0H@("`@/'1D('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0M
M=V5I9VAT.B!B;VQD)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!S='EL93TS1"=T
M97AT+6%L:6=N.B!R:6=H=#L@9F]N="UW96EG:'0Z(&)O;&0G/B@Q-#8\+W1D
M/@T*("`@(#QT9"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT+7=E
M:6=H=#H@8F]L9"<^*3PO=&0^#0H@("`@/'1D/B8C,38P.SPO=&0^#0H@("`@
M/'1D('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0G/B8C,38P.SPO=&0^#0H@
M("`@/'1D('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT)SXH,3`U/"]T9#X-
M"B`@("`\=&0@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F="<^*3PO=&0^#0H@
M("`@/'1D/B8C,38P.SPO=&0^#0H@("`@/'1D('-T>6QE/3-$)W1E>'0M86QI
M9VXZ(&QE9G0G/B8C,38P.SPO=&0^#0H@("`@/'1D('-T>6QE/3-$)W1E>'0M
M86QI9VXZ(')I9VAT)SXH,3`U/"]T9#X-"B`@("`\=&0@<W1Y;&4],T0G=&5X
M="UA;&EG;CH@;&5F="<^*3PO=&0^/"]T<CX-"CQT<B!S='EL93TS1"=B86-K
M9W)O=6YD+6-O;&]R.B!R9V(H,C`T+#(S."PR-34I.R!V97)T:6-A;"UA;&EG
M;CH@8F]T=&]M)SX-"B`@("`\=&0@<W1Y;&4],T0G=&5X="UA;&EG;CH@:G5S
M=&EF>3L@<&%D9&EN9RUB;W1T;VTZ(#%P="<^0W5R=&%I;&UE;G0@9V%I;CPO
M=&0^#0H@("`@/'1D('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`Q<'0[(&9O
M;G0M=V5I9VAT.B!B;VQD)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!S='EL93TS
M1"=B;W)D97(M8F]T=&]M.B!B;&%C:R`Q<'0@<V]L:60[('1E>'0M86QI9VXZ
M(&QE9G0[(&9O;G0M=V5I9VAT.B!B;VQD)SXF(S$V,#L\+W1D/@T*("`@(#QT
M9"!S='EL93TS1"=B;W)D97(M8F]T=&]M.B!B;&%C:R`Q<'0@<V]L:60[('1E
M>'0M86QI9VXZ(')I9VAT.R!F;VYT+7=E:6=H=#H@8F]L9"<^*#0X-SPO=&0^
M#0H@("`@/'1D('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[('!A9&1I;F<M
M8F]T=&]M.B`Q<'0[(&9O;G0M=V5I9VAT.B!B;VQD)SXI/"]T9#X-"B`@("`\
M=&0@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#%P="<^)B,Q-C`[/"]T9#X-
M"B`@("`\=&0@<W1Y;&4],T0G8F]R9&5R+6)O='1O;3H@8FQA8VL@,7!T('-O
M;&ED.R!T97AT+6%L:6=N.B!L969T)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!S
M='EL93TS1"=B;W)D97(M8F]T=&]M.B!B;&%C:R`Q<'0@<V]L:60[('1E>'0M
M86QI9VXZ(')I9VAT)SXF(S$U,3L\+W1D/@T*("`@(#QT9"!S='EL93TS1"=T
M97AT+6%L:6=N.B!L969T.R!P861D:6YG+6)O='1O;3H@,7!T)SXF(S$V,#L\
M+W1D/@T*("`@(#QT9"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@,7!T)SXF
M(S$V,#L\+W1D/@T*("`@(#QT9"!S='EL93TS1"=B;W)D97(M8F]T=&]M.B!B
M;&%C:R`Q<'0@<V]L:60[('1E>'0M86QI9VXZ(&QE9G0G/B8C,38P.SPO=&0^
M#0H@("`@/'1D('-T>6QE/3-$)V)O<F1E<BUB;W1T;VTZ(&)L86-K(#%P="!S
M;VQI9#L@=&5X="UA;&EG;CH@<FEG:'0G/B8C,34Q.SPO=&0^#0H@("`@/'1D
M('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[('!A9&1I;F<M8F]T=&]M.B`Q
M<'0G/B8C,38P.SPO=&0^/"]T<CX-"CQT<B!S='EL93TS1"=B86-K9W)O=6YD
M+6-O;&]R.B!W:&ET93L@=F5R=&EC86PM86QI9VXZ(&)O='1O;2<^#0H@("`@
M/'1D('-T>6QE/3-$)W1E>'0M86QI9VXZ(&IU<W1I9GDG/E!R;VIE8W1E9"!B
M96YE9FET(&]B;&EG871I;VX@870@96YD(&]F('EE87(\+W1D/@T*("`@(#QT
M9"!S='EL93TS1"=F;VYT+7=E:6=H=#H@8F]L9"<^)B,Q-C`[/"]T9#X-"B`@
M("`\=&0@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N="UW96EG:'0Z
M(&)O;&0G/B8C,38P.SPO=&0^#0H@("`@/'1D('-T>6QE/3-$)W1E>'0M86QI
M9VXZ(')I9VAT.R!F;VYT+7=E:6=H=#H@8F]L9"<^-BPX,3,\+W1D/@T*("`@
M(#QT9"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT+7=E:6=H=#H@
M8F]L9"<^)B,Q-C`[/"]T9#X-"B`@("`\=&0^)B,Q-C`[/"]T9#X-"B`@("`\
M=&0@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F="<^)B,Q-C`[/"]T9#X-"B`@
M("`\=&0@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0G/C@L,#8T/"]T9#X-
M"B`@("`\=&0@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F="<^)B,Q-C`[/"]T
M9#X-"B`@("`\=&0^)B,Q-C`[/"]T9#X-"B`@("`\=&0@<W1Y;&4],T0G=&5X
M="UA;&EG;CH@;&5F="<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@<W1Y;&4],T0G
M=&5X="UA;&EG;CH@<FEG:'0G/C<L-#,S/"]T9#X-"B`@("`\=&0@<W1Y;&4]
M,T0G=&5X="UA;&EG;CH@;&5F="<^)B,Q-C`[/"]T9#X\+W1R/@T*/'1R('-T
M>6QE/3-$)V)A8VMG<F]U;F0M8V]L;W(Z(')G8B@R,#0L,C,X+#(U-2D[('9E
M<G1I8V%L+6%L:6=N.B!B;W1T;VTG/@T*("`@(#QT9"!S='EL93TS1"=T97AT
M+6%L:6=N.B!J=7-T:69Y.R!P861D:6YG+6)O='1O;3H@,7!T)SY0;&%N(&%S
M<V5T<SPO=&0^#0H@("`@/'1D('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`Q
M<'0G/B8C,38P.SPO=&0^#0H@("`@/'1D('-T>6QE/3-$)V)O<F1E<BUB;W1T
M;VTZ(&)L86-K(#%P="!S;VQI9#L@=&5X="UA;&EG;CH@;&5F="<^)B,Q-C`[
M/"]T9#X-"B`@("`\=&0@<W1Y;&4],T0G8F]R9&5R+6)O='1O;3H@8FQA8VL@
M,7!T('-O;&ED.R!T97AT+6%L:6=N.B!R:6=H="<^)B,Q-3$[/"]T9#X-"B`@
M("`\=&0@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@<&%D9&EN9RUB;W1T
M;VTZ(#%P="<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@<W1Y;&4],T0G<&%D9&EN
M9RUB;W1T;VTZ(#%P="<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@<W1Y;&4],T0G
M8F]R9&5R+6)O='1O;3H@8FQA8VL@,7!T('-O;&ED.R!T97AT+6%L:6=N.B!L
M969T)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!S='EL93TS1"=B;W)D97(M8F]T
M=&]M.B!B;&%C:R`Q<'0@<V]L:60[('1E>'0M86QI9VXZ(')I9VAT)SXF(S$U
M,3L\+W1D/@T*("`@(#QT9"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!P
M861D:6YG+6)O='1O;3H@,7!T)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!S='EL
M93TS1"=P861D:6YG+6)O='1O;3H@,7!T)SXF(S$V,#L\+W1D/@T*("`@(#QT
M9"!S='EL93TS1"=B;W)D97(M8F]T=&]M.B!B;&%C:R`Q<'0@<V]L:60[('1E
M>'0M86QI9VXZ(&QE9G0G/B8C,38P.SPO=&0^#0H@("`@/'1D('-T>6QE/3-$
M)V)O<F1E<BUB;W1T;VTZ(&)L86-K(#%P="!S;VQI9#L@=&5X="UA;&EG;CH@
M<FEG:'0G/B8C,34Q.SPO=&0^#0H@("`@/'1D('-T>6QE/3-$)W1E>'0M86QI
M9VXZ(&QE9G0[('!A9&1I;F<M8F]T=&]M.B`Q<'0G/B8C,38P.SPO=&0^/"]T
M<CX-"CQT<B!S='EL93TS1"=B86-K9W)O=6YD+6-O;&]R.B!W:&ET93L@=F5R
M=&EC86PM86QI9VXZ(&)O='1O;2<^#0H@("`@/'1D('-T>6QE/3-$)W1E>'0M
M86QI9VXZ(&IU<W1I9GD[('!A9&1I;F<M8F]T=&]M.B`R+C5P="<^1G5N9&5D
M('-T871U<R!A="!E;F0@;V8@>65A<CPO=&0^#0H@("`@/'1D('-T>6QE/3-$
M)W!A9&1I;F<M8F]T=&]M.B`R+C5P=#L@9F]N="UW96EG:'0Z(&)O;&0G/B8C
M,38P.SPO=&0^#0H@("`@/'1D('-T>6QE/3-$)V)O<F1E<BUB;W1T;VTZ(&)L
M86-K(#(N-7!T(&1O=6)L93L@=&5X="UA;&EG;CH@;&5F=#L@9F]N="UW96EG
M:'0Z(&)O;&0G/B0\+W1D/@T*("`@(#QT9"!S='EL93TS1"=B;W)D97(M8F]T
M=&]M.B!B;&%C:R`R+C5P="!D;W5B;&4[('1E>'0M86QI9VXZ(')I9VAT.R!F
M;VYT+7=E:6=H=#H@8F]L9"<^*#8L.#$S/"]T9#X-"B`@("`\=&0@<W1Y;&4]
M,T0G=&5X="UA;&EG;CH@;&5F=#L@<&%D9&EN9RUB;W1T;VTZ(#(N-7!T.R!F
M;VYT+7=E:6=H=#H@8F]L9"<^*3PO=&0^#0H@("`@/'1D('-T>6QE/3-$)W!A
M9&1I;F<M8F]T=&]M.B`R+C5P="<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@<W1Y
M;&4],T0G8F]R9&5R+6)O='1O;3H@8FQA8VL@,BXU<'0@9&]U8FQE.R!T97AT
M+6%L:6=N.B!L969T)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!S='EL93TS1"=B
M;W)D97(M8F]T=&]M.B!B;&%C:R`R+C5P="!D;W5B;&4[('1E>'0M86QI9VXZ
M(')I9VAT)SXH."PP-C0\+W1D/@T*("`@(#QT9"!S='EL93TS1"=T97AT+6%L
M:6=N.B!L969T.R!P861D:6YG+6)O='1O;3H@,BXU<'0G/BD\+W1D/@T*("`@
M(#QT9"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@,BXU<'0G/B8C,38P.SPO
M=&0^#0H@("`@/'1D('-T>6QE/3-$)V)O<F1E<BUB;W1T;VTZ(&)L86-K(#(N
M-7!T(&1O=6)L93L@=&5X="UA;&EG;CH@;&5F="<^)B,Q-C`[/"]T9#X-"B`@
M("`\=&0@<W1Y;&4],T0G8F]R9&5R+6)O='1O;3H@8FQA8VL@,BXU<'0@9&]U
M8FQE.R!T97AT+6%L:6=N.B!R:6=H="<^*#<L-#,S/"]T9#X-"B`@("`\=&0@
M<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@<&%D9&EN9RUB;W1T;VTZ(#(N
M-7!T)SXI/"]T9#X\+W1R/@T*/"]T86)L93X\<W!A;CX\+W-P86X^/"]T9#X-
M"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R93X-"B`@("`@("`@
M/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/D%M;W5N=',@<F5C;V=N:7IE
M9"!I;B!B86QA;F-E('-H965T/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$
M=&5X=#X\=&%B;&4@8V5L;'-P86-I;F<],T0P(&-E;&QP861D:6YG/3-$,"!S
M='EL93TS1"=W:61T:#H@,3`P)3L@8F]R9&5R+6-O;&QA<'-E.B!C;VQL87!S
M93L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G
M/@T*/'1R('-T>6QE/3-$)W9E<G1I8V%L+6%L:6=N.B!B;W1T;VTG/@T*("`@
M(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@:G5S
M=&EF>3L@9F]N="US='EL93H@:71A;&EC)SXH)"!I;B!T:&]U<V%N9',I/"]T
M9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M
M8F]T=&]M.B`Q<'0[(&9O;G0M=V5I9VAT.B!B;VQD)SXF(S$V,#L\+W1D/@T*
M("`@(#QT9"!C;VQS<&%N/3-$,B!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
M8F]R9&5R+6)O='1O;3H@8FQA8VL@,7!T('-O;&ED.R!T97AT+6%L:6=N.B!C
M96YT97([(&9O;G0M=V5I9VAT.B!B;VQD)SXR,#$R/"]T9#X-"B`@("`\=&0@
M;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`Q<'0[
M(&9O;G0M=V5I9VAT.B!B;VQD)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R
M87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#%P="<^)B,Q
M-C`[/"]T9#X-"B`@("`\=&0@8V]L<W!A;CTS1#(@;F]W<F%P/3-$;F]W<F%P
M('-T>6QE/3-$)V)O<F1E<BUB;W1T;VTZ(&)L86-K(#%P="!S;VQI9#L@=&5X
M="UA;&EG;CH@8V5N=&5R)SXR,#$Q/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`Q<'0G/B8C,38P.SPO
M=&0^/"]T<CX-"CQT<B!S='EL93TS1"=V97)T:6-A;"UA;&EG;CH@8F]T=&]M
M)SX-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI
M9VXZ(&IU<W1I9GDG/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO
M=W)A<#XF(S$V,#L\+W1D/@T*("`@(#QT9"!C;VQS<&%N/3-$,B!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@:G5S=&EF>2<^)B,Q-C`[
M/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P/B8C,38P.SPO=&0^#0H@
M("`@/'1D(&YO=W)A<#TS1&YO=W)A<#XF(S$V,#L\+W1D/@T*("`@(#QT9"!C
M;VQS<&%N/3-$,B!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG
M;CH@:G5S=&EF>2<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W
M<F%P/B8C,38P.SPO=&0^/"]T<CX-"CQT<B!S='EL93TS1"=B86-K9W)O=6YD
M+6-O;&]R.B!R9V(H,C`T+#(S."PR-34I.R!V97)T:6-A;"UA;&EG;CH@8F]T
M=&]M)SX-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M
M86QI9VXZ(&IU<W1I9GD[('=I9'1H.B`X,"4G/D]T:&5R(&%S<V5T<R`F(S$U
M,#L@<')E<&%I9"!P96YS:6]N(&%S<V5T("AL:6%B:6QI='DI/"]T9#X-"B`@
M("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W=I9'1H.B`Q)3L@9F]N
M="UW96EG:'0Z(&)O;&0G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS
M1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!W:61T:#H@,24[
M(&9O;G0M=V5I9VAT.B!B;VQD)SXD/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!W:61T:#H@-R4[
M(&9O;G0M=V5I9VAT.B!B;VQD)SXH-BPV,30\+W1D/@T*("`@(#QT9"!N;W=R
M87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@=VED=&@Z
M(#$E.R!F;VYT+7=E:6=H=#H@8F]L9"<^*3PO=&0^#0H@("`@/'1D(&YO=W)A
M<#TS1&YO=W)A<"!S='EL93TS1"=W:61T:#H@,24G/B8C,38P.SPO=&0^#0H@
M("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L
M969T.R!W:61T:#H@,24G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS
M1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!R:6=H=#L@=VED=&@Z(#<E
M)SXH-BPP-S4\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4]
M,T0G=&5X="UA;&EG;CH@;&5F=#L@=VED=&@Z(#$E)SXI/"]T9#X\+W1R/@T*
M/'1R('-T>6QE/3-$)V)A8VMG<F]U;F0M8V]L;W(Z('=H:71E.R!V97)T:6-A
M;"UA;&EG;CH@8F]T=&]M)SX-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T
M>6QE/3-$)W1E>'0M86QI9VXZ(&IU<W1I9GD[('!A9&1I;F<M8F]T=&]M.B`Q
M<'0G/D]T:&5R(&QI86)I;&ET:65S/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`Q<'0[(&9O;G0M=V5I
M9VAT.B!B;VQD)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R
M87`@<W1Y;&4],T0G8F]R9&5R+6)O='1O;3H@8FQA8VL@,7!T('-O;&ED.R!T
M97AT+6%L:6=N.B!L969T.R!F;VYT+7=E:6=H=#H@8F]L9"<^)B,Q-C`[/"]T
M9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V)O<F1E<BUB
M;W1T;VTZ(&)L86-K(#%P="!S;VQI9#L@=&5X="UA;&EG;CH@<FEG:'0[(&9O
M;G0M=V5I9VAT.B!B;VQD)SXH,3DY/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[('!A9&1I;F<M8F]T
M=&]M.B`Q<'0[(&9O;G0M=V5I9VAT.B!B;VQD)SXI/"]T9#X-"B`@("`\=&0@
M;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`Q<'0G
M/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=B;W)D97(M8F]T=&]M.B!B;&%C:R`Q<'0@<V]L:60[('1E>'0M86QI9VXZ
M(&QE9G0G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S
M='EL93TS1"=B;W)D97(M8F]T=&]M.B!B;&%C:R`Q<'0@<V]L:60[('1E>'0M
M86QI9VXZ(')I9VAT)SXH,2PY.#D\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@<&%D9&EN9RUB;W1T
M;VTZ(#%P="<^*3PO=&0^/"]T<CX-"CQT<B!S='EL93TS1"=B86-K9W)O=6YD
M+6-O;&]R.B!R9V(H,C`T+#(S."PR-34I.R!V97)T:6-A;"UA;&EG;CH@8F]T
M=&]M)SX-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M
M86QI9VXZ(&IU<W1I9GD[('!A9&1I;F<M8F]T=&]M.B`R+C5P="<^)B,Q-C`[
M/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I
M;F<M8F]T=&]M.B`R+C5P=#L@9F]N="UW96EG:'0Z(&)O;&0G/B8C,38P.SPO
M=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=B;W)D97(M
M8F]T=&]M.B!B;&%C:R`R+C5P="!D;W5B;&4[('1E>'0M86QI9VXZ(&QE9G0[
M(&9O;G0M=V5I9VAT.B!B;VQD)SXD/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)V)O<F1E<BUB;W1T;VTZ(&)L86-K(#(N-7!T(&1O
M=6)L93L@=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0M=V5I9VAT.B!B;VQD)SXH
M-BPX,3,\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
M=&5X="UA;&EG;CH@;&5F=#L@<&%D9&EN9RUB;W1T;VTZ(#(N-7!T.R!F;VYT
M+7=E:6=H=#H@8F]L9"<^*3PO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A
M<"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@,BXU<'0G/B8C,38P.SPO=&0^
M#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=B;W)D97(M8F]T
M=&]M.B!B;&%C:R`R+C5P="!D;W5B;&4[('1E>'0M86QI9VXZ(&QE9G0G/B8C
M,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=B
M;W)D97(M8F]T=&]M.B!B;&%C:R`R+C5P="!D;W5B;&4[('1E>'0M86QI9VXZ
M(')I9VAT)SXH."PP-C0\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@
M<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@<&%D9&EN9RUB;W1T;VTZ(#(N
M-7!T)SXI/"]T9#X\+W1R/@T*/"]T86)L93X\<W!A;CX\+W-P86X^/"]T9#X-
M"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R;SX-"B`@("`@("`@
M/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/D%M;W5N=',@<F5C;V=N:7IE
M9"!I;B!O=&AE<B!C;VUP<F5H96YS:79E(&EN8V]M93PO=&0^#0H@("`@("`@
M(#QT9"!C;&%S<STS1'1E>'0^/'1A8FQE(&-E;&QS<&%C:6YG/3-$,"!C96QL
M<&%D9&EN9STS1#`@<W1Y;&4],T0G=VED=&@Z(#$P,"4[(&)O<F1E<BUC;VQL
M87!S93H@8V]L;&%P<V4[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A
M+"!386YS+5-E<FEF)SX-"CQT<B!S='EL93TS1"=V97)T:6-A;"UA;&EG;CH@
M8F]T=&]M)SX-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E
M>'0M86QI9VXZ(&IU<W1I9GD[(&9O;G0M<W1Y;&4Z(&ET86QI8R<^*"0@:6X@
M=&AO=7-A;F1S*3PO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL
M93TS1"=P861D:6YG+6)O='1O;3H@,7!T.R!F;VYT+7=E:6=H=#H@8F]L9"<^
M)B,Q-C`[/"]T9#X-"B`@("`\=&0@8V]L<W!A;CTS1#(@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)V)O<F1E<BUB;W1T;VTZ(&)L86-K(#%P="!S;VQI9#L@
M=&5X="UA;&EG;CH@8V5N=&5R.R!F;VYT+7=E:6=H=#H@8F]L9"<^,C`Q,CPO
M=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P861D:6YG
M+6)O='1O;3H@,7!T.R!F;VYT+7=E:6=H=#H@8F]L9"<^)B,Q-C`[/"]T9#X-
M"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T
M=&]M.B`Q<'0G/B8C,38P.SPO=&0^#0H@("`@/'1D(&-O;'-P86X],T0R(&YO
M=W)A<#TS1&YO=W)A<"!S='EL93TS1"=B;W)D97(M8F]T=&]M.B!B;&%C:R`Q
M<'0@<V]L:60[('1E>'0M86QI9VXZ(&-E;G1E<B<^,C`Q,3PO=&0^#0H@("`@
M/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@
M,7!T)SXF(S$V,#L\+W1D/CPO='(^#0H\='(@<W1Y;&4],T0G=F5R=&EC86PM
M86QI9VXZ(&)O='1O;2<^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL
M93TS1"=T97AT+6%L:6=N.B!J=7-T:69Y)SXF(S$V,#L\+W1D/@T*("`@(#QT
M9"!N;W=R87`],T1N;W=R87`^)B,Q-C`[/"]T9#X-"B`@("`\=&0@8V]L<W!A
M;CTS1#(@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&IU
M<W1I9GDG/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<#XF
M(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`^)B,Q-C`[/"]T
M9#X-"B`@("`\=&0@8V]L<W!A;CTS1#(@;F]W<F%P/3-$;F]W<F%P('-T>6QE
M/3-$)W1E>'0M86QI9VXZ(&IU<W1I9GDG/B8C,38P.SPO=&0^#0H@("`@/'1D
M(&YO=W)A<#TS1&YO=W)A<#XF(S$V,#L\+W1D/CPO='(^#0H\='(@<W1Y;&4]
M,T0G8F%C:V=R;W5N9"UC;VQO<CH@<F=B*#(P-"PR,S@L,C4U*3L@=F5R=&EC
M86PM86QI9VXZ(&)O='1O;2<^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S
M='EL93TS1"=T97AT+6%L:6=N.B!J=7-T:69Y.R!W:61T:#H@.#`E)SY.970@
M*&=A:6XI(&QO<W,\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y
M;&4],T0G=VED=&@Z(#$E.R!F;VYT+7=E:6=H=#H@8F]L9"<^)B,Q-C`[/"]T
M9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI
M9VXZ(&QE9G0[('=I9'1H.B`Q)3L@9F]N="UW96EG:'0Z(&)O;&0G/B0\+W1D
M/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG
M;CH@<FEG:'0[('=I9'1H.B`W)3L@9F]N="UW96EG:'0Z(&)O;&0G/C$Y.3PO
M=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L
M:6=N.B!L969T.R!W:61T:#H@,24[(&9O;G0M=V5I9VAT.B!B;VQD)SXF(S$V
M,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=VED
M=&@Z(#$E)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@
M<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@=VED=&@Z(#$E)SXF(S$V,#L\
M+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA
M;&EG;CH@<FEG:'0[('=I9'1H.B`W)2<^,2PX.#<\+W1D/@T*("`@(#QT9"!N
M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@=VED
M=&@Z(#$E)SXF(S$V,#L\+W1D/CPO='(^#0H\='(@<W1Y;&4],T0G8F%C:V=R
M;W5N9"UC;VQO<CH@=VAI=&4[('9E<G1I8V%L+6%L:6=N.B!B;W1T;VTG/@T*
M("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@
M:G5S=&EF>3L@<&%D9&EN9RUB;W1T;VTZ(#%P="<^4')I;W(@<V5R=FEC92!C
M;W-T/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A
M9&1I;F<M8F]T=&]M.B`Q<'0[(&9O;G0M=V5I9VAT.B!B;VQD)SXF(S$V,#L\
M+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G8F]R9&5R
M+6)O='1O;3H@8FQA8VL@,7!T('-O;&ED.R!T97AT+6%L:6=N.B!L969T.R!F
M;VYT+7=E:6=H=#H@8F]L9"<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P
M/3-$;F]W<F%P('-T>6QE/3-$)V)O<F1E<BUB;W1T;VTZ(&)L86-K(#%P="!S
M;VQI9#L@=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0M=V5I9VAT.B!B;VQD)SXF
M(S$U,3L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
M=&5X="UA;&EG;CH@;&5F=#L@<&%D9&EN9RUB;W1T;VTZ(#%P=#L@9F]N="UW
M96EG:'0Z(&)O;&0G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO
M=W)A<"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@,7!T)SXF(S$V,#L\+W1D
M/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G8F]R9&5R+6)O
M='1O;3H@8FQA8VL@,7!T('-O;&ED.R!T97AT+6%L:6=N.B!L969T)SXF(S$V
M,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G8F]R
M9&5R+6)O='1O;3H@8FQA8VL@,7!T('-O;&ED.R!T97AT+6%L:6=N.B!R:6=H
M="<^,3`R/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$
M)W1E>'0M86QI9VXZ(&QE9G0[('!A9&1I;F<M8F]T=&]M.B`Q<'0G/B8C,38P
M.SPO=&0^/"]T<CX-"CQT<B!S='EL93TS1"=B86-K9W)O=6YD+6-O;&]R.B!R
M9V(H,C`T+#(S."PR-34I.R!V97)T:6-A;"UA;&EG;CH@8F]T=&]M)SX-"B`@
M("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&IU
M<W1I9GDG/D%M;W5N="!R96-O9VYI>F5D(&EN($%/0TD@8F5F;W)E('1A>"!E
M9F9E8W0\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
M9F]N="UW96EG:'0Z(&)O;&0G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A
M<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT+7=E
M:6=H=#H@8F]L9"<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT+7=E:6=H=#H@
M8F]L9"<^,3DY/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE
M/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0M=V5I9VAT.B!B;VQD)SXF(S$V
M,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`^)B,Q-C`[/"]T9#X-
M"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ
M(&QE9G0G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S
M='EL93TS1"=T97AT+6%L:6=N.B!R:6=H="<^,2PY.#D\+W1D/@T*("`@(#QT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F="<^
M)B,Q-C`[/"]T9#X\+W1R/@T*/'1R('-T>6QE/3-$)V)A8VMG<F]U;F0M8V]L
M;W(Z('=H:71E.R!V97)T:6-A;"UA;&EG;CH@8F]T=&]M)SX-"B`@("`\=&0@
M;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&IU<W1I9GD[
M('!A9&1I;F<M8F]T=&]M.B`Q<'0G/E1A>"!B96YE9FET/"]T9#X-"B`@("`\
M=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`Q
M<'0[(&9O;G0M=V5I9VAT.B!B;VQD)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N
M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G8F]R9&5R+6)O='1O;3H@8FQA8VL@
M,7!T('-O;&ED.R!T97AT+6%L:6=N.B!L969T.R!F;VYT+7=E:6=H=#H@8F]L
M9"<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE
M/3-$)V)O<F1E<BUB;W1T;VTZ(&)L86-K(#%P="!S;VQI9#L@=&5X="UA;&EG
M;CH@<FEG:'0[(&9O;G0M=V5I9VAT.B!B;VQD)SXH-SD\+W1D/@T*("`@(#QT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@
M<&%D9&EN9RUB;W1T;VTZ(#%P=#L@9F]N="UW96EG:'0Z(&)O;&0G/BD\+W1D
M/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB
M;W1T;VTZ(#%P="<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)V)O<F1E<BUB;W1T;VTZ(&)L86-K(#%P="!S;VQI9#L@
M=&5X="UA;&EG;CH@;&5F="<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P
M/3-$;F]W<F%P('-T>6QE/3-$)V)O<F1E<BUB;W1T;VTZ(&)L86-K(#%P="!S
M;VQI9#L@=&5X="UA;&EG;CH@<FEG:'0G/B@W.#8\+W1D/@T*("`@(#QT9"!N
M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@<&%D
M9&EN9RUB;W1T;VTZ(#%P="<^*3PO=&0^/"]T<CX-"CQT<B!S='EL93TS1"=B
M86-K9W)O=6YD+6-O;&]R.B!R9V(H,C`T+#(S."PR-34I.R!V97)T:6-A;"UA
M;&EG;CH@8F]T=&]M)SX-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE
M/3-$)W1E>'0M86QI9VXZ(&IU<W1I9GD[('!A9&1I;F<M8F]T=&]M.B`R+C5P
M="<^3F5T(&%M;W5N="!R96-O9VYI>F5D(&%S(')E9'5C=&EO;B!T;R!!3T-)
M/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I
M;F<M8F]T=&]M.B`R+C5P=#L@9F]N="UW96EG:'0Z(&)O;&0G/B8C,38P.SPO
M=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=B;W)D97(M
M8F]T=&]M.B!B;&%C:R`R+C5P="!D;W5B;&4[('1E>'0M86QI9VXZ(&QE9G0[
M(&9O;G0M=V5I9VAT.B!B;VQD)SXD/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)V)O<F1E<BUB;W1T;VTZ(&)L86-K(#(N-7!T(&1O
M=6)L93L@=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0M=V5I9VAT.B!B;VQD)SXQ
M,C`\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X
M="UA;&EG;CH@;&5F=#L@<&%D9&EN9RUB;W1T;VTZ(#(N-7!T.R!F;VYT+7=E
M:6=H=#H@8F]L9"<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`R+C5P="<^)B,Q-C`[/"]T
M9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V)O<F1E<BUB
M;W1T;VTZ(&)L86-K(#(N-7!T(&1O=6)L93L@=&5X="UA;&EG;CH@;&5F="<^
M)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$
M)V)O<F1E<BUB;W1T;VTZ(&)L86-K(#(N-7!T(&1O=6)L93L@=&5X="UA;&EG
M;CH@<FEG:'0G/C$L,C`S/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P
M('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[('!A9&1I;F<M8F]T=&]M.B`R
M+C5P="<^)B,Q-C`[/"]T9#X\+W1R/@T*/"]T86)L93X\<W!A;CX\+W-P86X^
M/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R93X-"B`@
M("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/E)E8V]N8VEL:6%T
M:6]N(&]F(&)A;&%N8V5S(&EN($%/0TD\+W1D/@T*("`@("`@("`\=&0@8VQA
M<W,],T1T97AT/CQT86)L92!C96QL<W!A8VEN9STS1#`@8V5L;'!A9&1I;F<]
M,T0P('-T>6QE/3-$)W=I9'1H.B`Q,#`E.R!B;W)D97(M8V]L;&%P<V4Z(&-O
M;&QA<'-E.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9B<^#0H\='(@<W1Y;&4],T0G=F5R=&EC86PM86QI9VXZ(&)O='1O;2<^
M#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N
M.B!J=7-T:69Y.R!F;VYT+7-T>6QE.B!I=&%L:6,G/B@D(&EN('1H;W5S86YD
M<RD\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D
M9&EN9RUB;W1T;VTZ(#%P=#L@9F]N="UW96EG:'0Z(&)O;&0G/B8C,38P.SPO
M=&0^#0H@("`@/'1D(&-O;'-P86X],T0R(&YO=W)A<#TS1&YO=W)A<"!S='EL
M93TS1"=B;W)D97(M8F]T=&]M.B!B;&%C:R`Q<'0@<V]L:60[('1E>'0M86QI
M9VXZ(&-E;G1E<CL@9F]N="UW96EG:'0Z(&)O;&0G/C(P,3(\+W1D/@T*("`@
M(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ
M(#%P=#L@9F]N="UW96EG:'0Z(&)O;&0G/B8C,38P.SPO=&0^#0H@("`@/'1D
M(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@,7!T
M)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!C;VQS<&%N/3-$,B!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G8F]R9&5R+6)O='1O;3H@8FQA8VL@,7!T('-O;&ED
M.R!T97AT+6%L:6=N.B!C96YT97(G/C(P,3$\+W1D/@T*("`@(#QT9"!N;W=R
M87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#%P="<^)B,Q
M-C`[/"]T9#X\+W1R/@T*/'1R('-T>6QE/3-$)W9E<G1I8V%L+6%L:6=N.B!B
M;W1T;VTG/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X
M="UA;&EG;CH@:G5S=&EF>2<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P
M/3-$;F]W<F%P/B8C,38P.SPO=&0^#0H@("`@/'1D(&-O;'-P86X],T0R(&YO
M=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!J=7-T:69Y)SXF
M(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`^)B,Q-C`[/"]T
M9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P/B8C,38P.SPO=&0^#0H@("`@
M/'1D(&-O;'-P86X],T0R(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT
M+6%L:6=N.B!J=7-T:69Y)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`]
M,T1N;W=R87`^)B,Q-C`[/"]T9#X\+W1R/@T*/'1R('-T>6QE/3-$)V)A8VMG
M<F]U;F0M8V]L;W(Z(')G8B@R,#0L,C,X+#(U-2D[('9E<G1I8V%L+6%L:6=N
M.B!B;W1T;VTG/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
M=&5X="UA;&EG;CH@:G5S=&EF>3L@=VED=&@Z(#@P)2<^06-C=6UU;&%T960@
M;W1H97(@8V]M<')E:&5N<VEV92!L;W-S(&%T(&)E9VEN;FEN9R!O9B!F:7-C
M86P@>65A<CPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=W:61T:#H@,24[(&9O;G0M=V5I9VAT.B!B;VQD)SXF(S$V,#L\+W1D/@T*
M("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@
M;&5F=#L@=VED=&@Z(#$E.R!F;VYT+7=E:6=H=#H@8F]L9"<^)#PO=&0^#0H@
M("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!R
M:6=H=#L@=VED=&@Z(#<E.R!F;VYT+7=E:6=H=#H@8F]L9"<^,2PR,#,\+W1D
M/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG
M;CH@;&5F=#L@=VED=&@Z(#$E.R!F;VYT+7=E:6=H=#H@8F]L9"<^)B,Q-C`[
M/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W=I9'1H
M.B`Q)2<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T
M>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)2<^)B,Q-C`[/"]T
M9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI
M9VXZ(')I9VAT.R!W:61T:#H@-R4G/C$L,38U/"]T9#X-"B`@("`\=&0@;F]W
M<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[('=I9'1H
M.B`Q)2<^)B,Q-C`[/"]T9#X\+W1R/@T*/'1R('-T>6QE/3-$)V)A8VMG<F]U
M;F0M8V]L;W(Z('=H:71E.R!V97)T:6-A;"UA;&EG;CH@8F]T=&]M)SX-"B`@
M("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&IU
M<W1I9GDG/DYE="`H9V%I;BD@;&]S<R!A<FES:6YG(&1U<FEN9R!P97)I;V0\
M+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N="UW
M96EG:'0Z(&)O;&0G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO
M=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT+7=E:6=H=#H@
M8F]L9"<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T
M>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT+7=E:6=H=#H@8F]L9"<^
M*#$L-C@W/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$
M)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0M=V5I9VAT.B!B;VQD)SXI/"]T9#X-
M"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P/B8C,38P.SPO=&0^#0H@("`@/'1D
M(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T)SXF
M(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
M=&5X="UA;&EG;CH@<FEG:'0G/CDS/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0G/B8C,38P.SPO=&0^
M/"]T<CX-"CQT<B!S='EL93TS1"=B86-K9W)O=6YD+6-O;&]R.B!R9V(H,C`T
M+#(S."PR-34I.R!V97)T:6-A;"UA;&EG;CH@8F]T=&]M)SX-"B`@("`\=&0@
M;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&IU<W1I9GDG
M/E!R:6]R('-E<G9I8V4@8V]S=#PO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO
M=W)A<"!S='EL93TS1"=F;VYT+7=E:6=H=#H@8F]L9"<^)B,Q-C`[/"]T9#X-
M"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ
M(&QE9G0[(&9O;G0M=V5I9VAT.B!B;VQD)SXF(S$V,#L\+W1D/@T*("`@(#QT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[
M(&9O;G0M=V5I9VAT.B!B;VQD)SXH.#,\+W1D/@T*("`@(#QT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N="UW96EG
M:'0Z(&)O;&0G/BD\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`^)B,Q
M-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E
M>'0M86QI9VXZ(&QE9G0G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS
M1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!R:6=H="<^)B,Q-3$[/"]T
M9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI
M9VXZ(&QE9G0G/B8C,38P.SPO=&0^/"]T<CX-"CQT<B!S='EL93TS1"=B86-K
M9W)O=6YD+6-O;&]R.B!W:&ET93L@=F5R=&EC86PM86QI9VXZ(&)O='1O;2<^
M#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N
M.B!J=7-T:69Y)SY!;6]R=&EZ871I;VX@;V8@=6YR96-O9VYI>F5D(&%C='5A
M<FEA;"!L;W-S/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE
M/3-$)V9O;G0M=V5I9VAT.B!B;VQD)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N
M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N
M="UW96EG:'0Z(&)O;&0G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS
M1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!R:6=H=#L@9F]N="UW96EG
M:'0Z(&)O;&0G/B8C,34Q.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A
M<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT+7=E:6=H=#H@8F]L
M9"<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P/B8C,38P
M.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT
M+6%L:6=N.B!L969T)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0G/B@Q,CPO=&0^#0H@
M("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L
M969T)SXI/"]T9#X\+W1R/@T*/'1R('-T>6QE/3-$)V)A8VMG<F]U;F0M8V]L
M;W(Z(')G8B@R,#0L,C,X+#(U-2D[('9E<G1I8V%L+6%L:6=N.B!B;W1T;VTG
M/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG
M;CH@:G5S=&EF>2<^06UO<G1I>F%T:6]N(&]F('!R:6]R('-E<G9I8V4@8V]S
M="!A;F0@=')A;G-I=&EO;B!O8FQI9V%T:6]N/"]T9#X-"B`@("`\=&0@;F]W
M<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0M=V5I9VAT.B!B;VQD)SXF(S$V
M,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X
M="UA;&EG;CH@;&5F=#L@9F]N="UW96EG:'0Z(&)O;&0G/B8C,38P.SPO=&0^
M#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N
M.B!R:6=H=#L@9F]N="UW96EG:'0Z(&)O;&0G/B@Q.3PO=&0^#0H@("`@/'1D
M(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F
M;VYT+7=E:6=H=#H@8F]L9"<^*3PO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO
M=W)A<#XF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y
M;&4],T0G=&5X="UA;&EG;CH@;&5F="<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@
M;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT)SXH
M,3D\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X
M="UA;&EG;CH@;&5F="<^*3PO=&0^/"]T<CX-"CQT<B!S='EL93TS1"=B86-K
M9W)O=6YD+6-O;&]R.B!W:&ET93L@=F5R=&EC86PM86QI9VXZ(&)O='1O;2<^
M#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N
M.B!J=7-T:69Y.R!P861D:6YG+6)O='1O;3H@,7!T)SY487@@97AP96YS92`H
M8F5N969I="D@;V8@8VAA;F=E<R!D=7)I;F<@=&AE('EE87(L(&YE=#PO=&0^
M#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P861D:6YG+6)O
M='1O;3H@,7!T.R!F;VYT+7=E:6=H=#H@8F]L9"<^)B,Q-C`[/"]T9#X-"B`@
M("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V)O<F1E<BUB;W1T;VTZ
M(&)L86-K(#%P="!S;VQI9#L@=&5X="UA;&EG;CH@;&5F=#L@9F]N="UW96EG
M:'0Z(&)O;&0G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A
M<"!S='EL93TS1"=B;W)D97(M8F]T=&]M.B!B;&%C:R`Q<'0@<V]L:60[('1E
M>'0M86QI9VXZ(')I9VAT.R!F;VYT+7=E:6=H=#H@8F]L9"<^-S`V/"]T9#X-
M"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ
M(&QE9G0[('!A9&1I;F<M8F]T=&]M.B`Q<'0[(&9O;G0M=V5I9VAT.B!B;VQD
M)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4]
M,T0G<&%D9&EN9RUB;W1T;VTZ(#%P="<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@
M;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V)O<F1E<BUB;W1T;VTZ(&)L86-K
M(#%P="!S;VQI9#L@=&5X="UA;&EG;CH@;&5F="<^)B,Q-C`[/"]T9#X-"B`@
M("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V)O<F1E<BUB;W1T;VTZ
M(&)L86-K(#%P="!S;VQI9#L@=&5X="UA;&EG;CH@<FEG:'0G/B@R-#PO=&0^
M#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N
M.B!L969T.R!P861D:6YG+6)O='1O;3H@,7!T)SXI/"]T9#X\+W1R/@T*/'1R
M('-T>6QE/3-$)V)A8VMG<F]U;F0M8V]L;W(Z(')G8B@R,#0L,C,X+#(U-2D[
M('9E<G1I8V%L+6%L:6=N.B!B;W1T;VTG/@T*("`@(#QT9"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@:G5S=&EF>3L@<&%D9&EN9RUB
M;W1T;VTZ(#(N-7!T)SY!8V-U;75L871E9"!O=&AE<B!C;VUP<F5H96YS:79E
M(&QO<W,@870@96YD(&]F(&9I<V-A;"!Y96%R/"]T9#X-"B`@("`\=&0@;F]W
M<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`R+C5P=#L@
M9F]N="UW96EG:'0Z(&)O;&0G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A
M<#TS1&YO=W)A<"!S='EL93TS1"=B;W)D97(M8F]T=&]M.B!B;&%C:R`R+C5P
M="!D;W5B;&4[('1E>'0M86QI9VXZ(&QE9G0[(&9O;G0M=V5I9VAT.B!B;VQD
M)SXD/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V)O
M<F1E<BUB;W1T;VTZ(&)L86-K(#(N-7!T(&1O=6)L93L@=&5X="UA;&EG;CH@
M<FEG:'0[(&9O;G0M=V5I9VAT.B!B;VQD)SXQ,C`\+W1D/@T*("`@(#QT9"!N
M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@<&%D
M9&EN9RUB;W1T;VTZ(#(N-7!T.R!F;VYT+7=E:6=H=#H@8F]L9"<^)B,Q-C`[
M/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I
M;F<M8F]T=&]M.B`R+C5P="<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P
M/3-$;F]W<F%P('-T>6QE/3-$)V)O<F1E<BUB;W1T;VTZ(&)L86-K(#(N-7!T
M(&1O=6)L93L@=&5X="UA;&EG;CH@;&5F="<^)B,Q-C`[/"]T9#X-"B`@("`\
M=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V)O<F1E<BUB;W1T;VTZ(&)L
M86-K(#(N-7!T(&1O=6)L93L@=&5X="UA;&EG;CH@<FEG:'0G/C$L,C`S/"]T
M9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI
M9VXZ(&QE9G0[('!A9&1I;F<M8F]T=&]M.B`R+C5P="<^)B,Q-C`[/"]T9#X\
M+W1R/@T*/"]T86)L93X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^
M#0H@("`@("`\='(@8VQA<W,],T1R;SX-"B`@("`@("`@/'1D(&-L87-S/3-$
M<&P@=F%L:6=N/3-$=&]P/E)E8V]N8VEL:6%T:6]N(&]F('!R97!A:60@<&5N
M<VEO;B!C;W-T<SPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'1A
M8FQE(&-E;&QS<&%C:6YG/3-$,"!C96QL<&%D9&EN9STS1#`@<W1Y;&4],T0G
M=VED=&@Z(#$P,"4[(&)O<F1E<BUC;VQL87!S93H@8V]L;&%P<V4[(&9O;G0Z
M(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SX-"CQT<B!S
M='EL93TS1"=V97)T:6-A;"UA;&EG;CH@8F]T=&]M)SX-"B`@("`\=&0@;F]W
M<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&IU<W1I9GD[(&9O
M;G0M<W1Y;&4Z(&ET86QI8R<^*"0@:6X@=&AO=7-A;F1S*3PO=&0^#0H@("`@
M/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@
M,7!T.R!F;VYT+7=E:6=H=#H@8F]L9"<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@
M8V]L<W!A;CTS1#(@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V)O<F1E<BUB
M;W1T;VTZ(&)L86-K(#%P="!S;VQI9#L@=&5X="UA;&EG;CH@8V5N=&5R.R!F
M;VYT+7=E:6=H=#H@8F]L9"<^,C`Q,CPO=&0^#0H@("`@/'1D(&YO=W)A<#TS
M1&YO=W)A<"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@,7!T.R!F;VYT+7=E
M:6=H=#H@8F]L9"<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`Q<'0G/B8C,38P.SPO=&0^
M#0H@("`@/'1D(&-O;'-P86X],T0R(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=B;W)D97(M8F]T=&]M.B!B;&%C:R`Q<'0@<V]L:60[('1E>'0M86QI9VXZ
M(&-E;G1E<B<^,C`Q,3PO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S
M='EL93TS1"=P861D:6YG+6)O='1O;3H@,7!T)SXF(S$V,#L\+W1D/CPO='(^
M#0H\='(@<W1Y;&4],T0G=F5R=&EC86PM86QI9VXZ(&)O='1O;2<^#0H@("`@
M/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!J=7-T
M:69Y)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`^)B,Q
M-C`[/"]T9#X-"B`@("`\=&0@8V]L<W!A;CTS1#(@;F]W<F%P/3-$;F]W<F%P
M('-T>6QE/3-$)W1E>'0M86QI9VXZ(&IU<W1I9GDG/B8C,38P.SPO=&0^#0H@
M("`@/'1D(&YO=W)A<#TS1&YO=W)A<#XF(S$V,#L\+W1D/@T*("`@(#QT9"!N
M;W=R87`],T1N;W=R87`^)B,Q-C`[/"]T9#X-"B`@("`\=&0@8V]L<W!A;CTS
M1#(@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&IU<W1I
M9GDG/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<#XF(S$V
M,#L\+W1D/CPO='(^#0H\='(@<W1Y;&4],T0G8F%C:V=R;W5N9"UC;VQO<CH@
M<F=B*#(P-"PR,S@L,C4U*3L@=F5R=&EC86PM86QI9VXZ(&)O='1O;2<^#0H@
M("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!J
M=7-T:69Y.R!W:61T:#H@.#`E)SY0<F5P86ED('!E;G-I;VX@8V]S="`H;&EA
M8FEL:71Y*2!A<R!O9B!B96=I;FYI;F<@;V8@9FES8V%L('EE87(\+W1D/@T*
M("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=VED=&@Z(#$E.R!F
M;VYT+7=E:6=H=#H@8F]L9"<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P
M/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q
M)3L@9F]N="UW96EG:'0Z(&)O;&0G/B0\+W1D/@T*("`@(#QT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[('=I9'1H.B`W
M)3L@9F]N="UW96EG:'0Z(&)O;&0G/B@V+#`W-3PO=&0^#0H@("`@/'1D(&YO
M=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!W:61T
M:#H@,24[(&9O;G0M=V5I9VAT.B!B;VQD)SXI/"]T9#X-"B`@("`\=&0@;F]W
M<F%P/3-$;F]W<F%P('-T>6QE/3-$)W=I9'1H.B`Q)2<^)B,Q-C`[/"]T9#X-
M"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ
M(&QE9G0[('=I9'1H.B`Q)2<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P
M/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!W:61T:#H@
M-R4G/B@U+#4P-SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL
M93TS1"=T97AT+6%L:6=N.B!L969T.R!W:61T:#H@,24G/BD\+W1D/CPO='(^
M#0H\='(@<W1Y;&4],T0G8F%C:V=R;W5N9"UC;VQO<CH@=VAI=&4[('9E<G1I
M8V%L+6%L:6=N.B!B;W1T;VTG/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@
M<W1Y;&4],T0G=&5X="UA;&EG;CH@:G5S=&EF>2<^3F5T('!E<FEO9&EC('!E
M;G-I;VX@8V]S="!F;W(@9FES8V%L('EE87(\+W1D/@T*("`@(#QT9"!N;W=R
M87`],T1N;W=R87`@<W1Y;&4],T0G9F]N="UW96EG:'0Z(&)O;&0G/B8C,38P
M.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT
M+6%L:6=N.B!L969T.R!F;VYT+7=E:6=H=#H@8F]L9"<^)B,Q-C`[/"]T9#X-
M"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ
M(')I9VAT.R!F;VYT+7=E:6=H=#H@8F]L9"<^*#8P,CPO=&0^#0H@("`@/'1D
M(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F
M;VYT+7=E:6=H=#H@8F]L9"<^*3PO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO
M=W)A<#XF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y
M;&4],T0G=&5X="UA;&EG;CH@;&5F="<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@
M;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT)SXH
M-C<S/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E
M>'0M86QI9VXZ(&QE9G0G/BD\+W1D/CPO='(^#0H\='(@<W1Y;&4],T0G8F%C
M:V=R;W5N9"UC;VQO<CH@<F=B*#(P-"PR,S@L,C4U*3L@=F5R=&EC86PM86QI
M9VXZ(&)O='1O;2<^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=T97AT+6%L:6=N.B!J=7-T:69Y)SY"96YE9FET<R!P86ED/"]T9#X-"B`@
M("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0M=V5I9VAT.B!B
M;VQD)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y
M;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N="UW96EG:'0Z(&)O;&0G/B8C
M,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T
M97AT+6%L:6=N.B!R:6=H=#L@9F]N="UW96EG:'0Z(&)O;&0G/C$T-CPO=&0^
M#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N
M.B!L969T.R!F;VYT+7=E:6=H=#H@8F]L9"<^)B,Q-C`[/"]T9#X-"B`@("`\
M=&0@;F]W<F%P/3-$;F]W<F%P/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A
M<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T)SXF(S$V,#L\
M+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA
M;&EG;CH@<FEG:'0G/C$P-3PO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A
M<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T)SXF(S$V,#L\+W1D/CPO='(^
M#0H\='(@<W1Y;&4],T0G8F%C:V=R;W5N9"UC;VQO<CH@=VAI=&4[('9E<G1I
M8V%L+6%L:6=N.B!B;W1T;VTG/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@
M<W1Y;&4],T0G=&5X="UA;&EG;CH@:G5S=&EF>3L@<&%D9&EN9RUB;W1T;VTZ
M(#%P="<^169F96-T(&]F(&-U<G1A:6QM96YT/"]T9#X-"B`@("`\=&0@;F]W
M<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`Q<'0[(&9O
M;G0M=V5I9VAT.B!B;VQD)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G8F]R9&5R+6)O='1O;3H@8FQA8VL@,7!T('-O
M;&ED.R!T97AT+6%L:6=N.B!L969T.R!F;VYT+7=E:6=H=#H@8F]L9"<^)B,Q
M-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V)O
M<F1E<BUB;W1T;VTZ(&)L86-K(#%P="!S;VQI9#L@=&5X="UA;&EG;CH@<FEG
M:'0[(&9O;G0M=V5I9VAT.B!B;VQD)SXH.#,\+W1D/@T*("`@(#QT9"!N;W=R
M87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@<&%D9&EN
M9RUB;W1T;VTZ(#%P=#L@9F]N="UW96EG:'0Z(&)O;&0G/BD\+W1D/@T*("`@
M(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ
M(#%P="<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T
M>6QE/3-$)V)O<F1E<BUB;W1T;VTZ(&)L86-K(#%P="!S;VQI9#L@=&5X="UA
M;&EG;CH@;&5F="<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)V)O<F1E<BUB;W1T;VTZ(&)L86-K(#%P="!S;VQI9#L@
M=&5X="UA;&EG;CH@<FEG:'0G/B8C,34Q.SPO=&0^#0H@("`@/'1D(&YO=W)A
M<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!P861D:6YG
M+6)O='1O;3H@,7!T)SXF(S$V,#L\+W1D/CPO='(^#0H\='(@<W1Y;&4],T0G
M8F%C:V=R;W5N9"UC;VQO<CH@<F=B*#(P-"PR,S@L,C4U*3L@=F5R=&EC86PM
M86QI9VXZ(&)O='1O;2<^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL
M93TS1"=T97AT+6%L:6=N.B!J=7-T:69Y.R!P861D:6YG+6)O='1O;3H@,BXU
M<'0G/E!R97!A:60@<&5N<VEO;B!C;W-T("AL:6%B:6QI='DI(&%S(&]F(&5N
M9"!O9B!F:7-C86P@>65A<CPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A
M<"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@,BXU<'0[(&9O;G0M=V5I9VAT
M.B!B;VQD)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@
M<W1Y;&4],T0G8F]R9&5R+6)O='1O;3H@8FQA8VL@,BXU<'0@9&]U8FQE.R!T
M97AT+6%L:6=N.B!L969T.R!F;VYT+7=E:6=H=#H@8F]L9"<^)#PO=&0^#0H@
M("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=B;W)D97(M8F]T=&]M
M.B!B;&%C:R`R+C5P="!D;W5B;&4[('1E>'0M86QI9VXZ(')I9VAT.R!F;VYT
M+7=E:6=H=#H@8F]L9"<^*#8L-C$T/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[('!A9&1I;F<M8F]T
M=&]M.B`R+C5P=#L@9F]N="UW96EG:'0Z(&)O;&0G/BD\+W1D/@T*("`@(#QT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#(N
M-7!T)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y
M;&4],T0G8F]R9&5R+6)O='1O;3H@8FQA8VL@,BXU<'0@9&]U8FQE.R!T97AT
M+6%L:6=N.B!L969T)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G8F]R9&5R+6)O='1O;3H@8FQA8VL@,BXU<'0@9&]U
M8FQE.R!T97AT+6%L:6=N.B!R:6=H="<^*#8L,#<U/"]T9#X-"B`@("`\=&0@
M;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[('!A
M9&1I;F<M8F]T=&]M.B`R+C5P="<^*3PO=&0^/"]T<CX-"CPO=&%B;&4^/'-P
M86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S
M/3-$<F4^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y.
M970@<&5N<VEO;B!C;W-T<SPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E
M>'0^/'1A8FQE(&-E;&QS<&%C:6YG/3-$,"!C96QL<&%D9&EN9STS1#`@<W1Y
M;&4],T0G=VED=&@Z(#$P,"4[(&)O<F1E<BUC;VQL87!S93H@8V]L;&%P<V4[
M(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SX-
M"CQT<B!S='EL93TS1"=V97)T:6-A;"UA;&EG;CH@8F]T=&]M)SX-"B`@("`\
M=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&IU<W1I
M9GD[(&9O;G0M<W1Y;&4Z(&ET86QI8R<^*"0@:6X@=&AO=7-A;F1S*3PO=&0^
M#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P861D:6YG+6)O
M='1O;3H@,7!T.R!F;VYT+7=E:6=H=#H@8F]L9"<^)B,Q-C`[/"]T9#X-"B`@
M("`\=&0@8V]L<W!A;CTS1#(@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V)O
M<F1E<BUB;W1T;VTZ(&)L86-K(#%P="!S;VQI9#L@=&5X="UA;&EG;CH@8V5N
M=&5R.R!F;VYT+7=E:6=H=#H@8F]L9"<^,C`Q,CPO=&0^#0H@("`@/'1D(&YO
M=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@,7!T.R!F
M;VYT+7=E:6=H=#H@8F]L9"<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P
M/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`Q<'0G/B8C,38P
M.SPO=&0^#0H@("`@/'1D(&-O;'-P86X],T0R(&YO=W)A<#TS1&YO=W)A<"!S
M='EL93TS1"=B;W)D97(M8F]T=&]M.B!B;&%C:R`Q<'0@<V]L:60[('1E>'0M
M86QI9VXZ(&-E;G1E<B<^,C`Q,3PO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO
M=W)A<"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@,7!T)SXF(S$V,#L\+W1D
M/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB
M;W1T;VTZ(#%P="<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@8V]L<W!A;CTS1#(@
M;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V)O<F1E<BUB;W1T;VTZ(&)L86-K
M(#%P="!S;VQI9#L@=&5X="UA;&EG;CH@8V5N=&5R)SXR,#$P/"]T9#X-"B`@
M("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M
M.B`Q<'0G/B8C,38P.SPO=&0^/"]T<CX-"CQT<B!S='EL93TS1"=V97)T:6-A
M;"UA;&EG;CH@8F]T=&]M)SX-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T
M>6QE/3-$)W1E>'0M86QI9VXZ(&IU<W1I9GDG/B8C,38P.SPO=&0^#0H@("`@
M/'1D(&YO=W)A<#TS1&YO=W)A<#XF(S$V,#L\+W1D/@T*("`@(#QT9"!C;VQS
M<&%N/3-$,B!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@
M<FEG:'0G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<#XF
M(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`^)B,Q-C`[/"]T
M9#X-"B`@("`\=&0@8V]L<W!A;CTS1#(@;F]W<F%P/3-$;F]W<F%P('-T>6QE
M/3-$)W1E>'0M86QI9VXZ(')I9VAT)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N
M;W=R87`],T1N;W=R87`^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$
M;F]W<F%P/B8C,38P.SPO=&0^#0H@("`@/'1D(&-O;'-P86X],T0R(&YO=W)A
M<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!R:6=H="<^)B,Q-C`[
M/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P/B8C,38P.SPO=&0^/"]T
M<CX-"CQT<B!S='EL93TS1"=B86-K9W)O=6YD+6-O;&]R.B!R9V(H,C`T+#(S
M."PR-34I.R!V97)T:6-A;"UA;&EG;CH@8F]T=&]M)SX-"B`@("`\=&0@;F]W
M<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&IU<W1I9GD[('=I
M9'1H.B`W,"4G/E-E<G9I8V4@8V]S="`F(S$U,#L@8F5N969I=',@96%R;F5D
M(&1U<FEN9R!T:&4@<&5R:6]D/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)W=I9'1H.B`Q)3L@9F]N="UW96EG:'0Z(&)O;&0G/B8C
M,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T
M97AT+6%L:6=N.B!L969T.R!W:61T:#H@,24[(&9O;G0M=V5I9VAT.B!B;VQD
M)SXD/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E
M>'0M86QI9VXZ(')I9VAT.R!W:61T:#H@-R4[(&9O;G0M=V5I9VAT.B!B;VQD
M)SXS,#,\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
M=&5X="UA;&EG;CH@;&5F=#L@=VED=&@Z(#$E.R!F;VYT+7=E:6=H=#H@8F]L
M9"<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE
M/3-$)W=I9'1H.B`Q)2<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)2<^
M)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$
M)W1E>'0M86QI9VXZ(')I9VAT.R!W:61T:#H@-R4G/C(Y,CPO=&0^#0H@("`@
M/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T
M.R!W:61T:#H@,24G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO
M=W)A<"!S='EL93TS1"=W:61T:#H@,24G/B8C,38P.SPO=&0^#0H@("`@/'1D
M(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!W
M:61T:#H@,24G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A
M<"!S='EL93TS1"=T97AT+6%L:6=N.B!R:6=H=#L@=VED=&@Z(#<E)SXT,#@\
M+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA
M;&EG;CH@;&5F=#L@=VED=&@Z(#$E)SXF(S$V,#L\+W1D/CPO='(^#0H\='(@
M<W1Y;&4],T0G8F%C:V=R;W5N9"UC;VQO<CH@=VAI=&4[('9E<G1I8V%L+6%L
M:6=N.B!B;W1T;VTG/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4]
M,T0G=&5X="UA;&EG;CH@:G5S=&EF>2<^26YT97)E<W0@8V]S="!O;B!P<F]J
M96-T960@8F5N969I="!O8FQI9V%T:6]N/"]T9#X-"B`@("`\=&0@;F]W<F%P
M/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0M=V5I9VAT.B!B;VQD)SXF(S$V,#L\
M+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA
M;&EG;CH@;&5F=#L@9F]N="UW96EG:'0Z(&)O;&0G/B8C,38P.SPO=&0^#0H@
M("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!R
M:6=H=#L@9F]N="UW96EG:'0Z(&)O;&0G/C(X,#PO=&0^#0H@("`@/'1D(&YO
M=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT
M+7=E:6=H=#H@8F]L9"<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$
M;F]W<F%P/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S
M='EL93TS1"=T97AT+6%L:6=N.B!L969T)SXF(S$V,#L\+W1D/@T*("`@(#QT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0G
M/C,U,3PO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T
M97AT+6%L:6=N.B!L969T)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`]
M,T1N;W=R87`^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P
M('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0G/B8C,38P.SPO=&0^#0H@("`@
M/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!R:6=H
M="<^,S<W/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$
M)W1E>'0M86QI9VXZ(&QE9G0G/B8C,38P.SPO=&0^/"]T<CX-"CQT<B!S='EL
M93TS1"=B86-K9W)O=6YD+6-O;&]R.B!R9V(H,C`T+#(S."PR-34I.R!V97)T
M:6-A;"UA;&EG;CH@8F]T=&]M)SX-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P
M('-T>6QE/3-$)W1E>'0M86QI9VXZ(&IU<W1I9GD[('!A9&1I;F<M8F]T=&]M
M.B`Q<'0G/DYE="!A;6]R=&EZ871I;VX@86YD(&1E9F5R<F%L/"]T9#X-"B`@
M("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M
M.B`Q<'0[(&9O;G0M=V5I9VAT.B!B;VQD)SXF(S$V,#L\+W1D/@T*("`@(#QT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G8F]R9&5R+6)O='1O;3H@8FQA
M8VL@,7!T('-O;&ED.R!T97AT+6%L:6=N.B!L969T.R!F;VYT+7=E:6=H=#H@
M8F]L9"<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T
M>6QE/3-$)V)O<F1E<BUB;W1T;VTZ(&)L86-K(#%P="!S;VQI9#L@=&5X="UA
M;&EG;CH@<FEG:'0[(&9O;G0M=V5I9VAT.B!B;VQD)SXQ.3PO=&0^#0H@("`@
M/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T
M.R!P861D:6YG+6)O='1O;3H@,7!T.R!F;VYT+7=E:6=H=#H@8F]L9"<^)B,Q
M-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A
M9&1I;F<M8F]T=&]M.B`Q<'0G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A
M<#TS1&YO=W)A<"!S='EL93TS1"=B;W)D97(M8F]T=&]M.B!B;&%C:R`Q<'0@
M<V]L:60[('1E>'0M86QI9VXZ(&QE9G0G/B8C,38P.SPO=&0^#0H@("`@/'1D
M(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=B;W)D97(M8F]T=&]M.B!B;&%C
M:R`Q<'0@<V]L:60[('1E>'0M86QI9VXZ(')I9VAT)SXS,#PO=&0^#0H@("`@
M/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T
M.R!P861D:6YG+6)O='1O;3H@,7!T)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N
M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#%P="<^
M)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$
M)V)O<F1E<BUB;W1T;VTZ(&)L86-K(#%P="!S;VQI9#L@=&5X="UA;&EG;CH@
M;&5F="<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T
M>6QE/3-$)V)O<F1E<BUB;W1T;VTZ(&)L86-K(#%P="!S;VQI9#L@=&5X="UA
M;&EG;CH@<FEG:'0G/C$P,#PO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A
M<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!P861D:6YG+6)O='1O;3H@
M,7!T)SXF(S$V,#L\+W1D/CPO='(^#0H\='(@<W1Y;&4],T0G8F%C:V=R;W5N
M9"UC;VQO<CH@=VAI=&4[('9E<G1I8V%L+6%L:6=N.B!B;W1T;VTG/@T*("`@
M(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@:G5S
M=&EF>3L@<&%D9&EN9RUB;W1T;VTZ(#(N-7!T)SY.970@<&5R:6]D:6,@<&5N
M<VEO;B!C;W-T/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE
M/3-$)W!A9&1I;F<M8F]T=&]M.B`R+C5P=#L@9F]N="UW96EG:'0Z(&)O;&0G
M/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=B;W)D97(M8F]T=&]M.B!B;&%C:R`R+C5P="!D;W5B;&4[('1E>'0M86QI
M9VXZ(&QE9G0[(&9O;G0M=V5I9VAT.B!B;VQD)SXD/"]T9#X-"B`@("`\=&0@
M;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V)O<F1E<BUB;W1T;VTZ(&)L86-K
M(#(N-7!T(&1O=6)L93L@=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0M=V5I9VAT
M.B!B;VQD)SXV,#(\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y
M;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@<&%D9&EN9RUB;W1T;VTZ(#(N-7!T
M.R!F;VYT+7=E:6=H=#H@8F]L9"<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W
M<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`R+C5P="<^
M)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$
M)V)O<F1E<BUB;W1T;VTZ(&)L86-K(#(N-7!T(&1O=6)L93L@=&5X="UA;&EG
M;CH@;&5F="<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P
M('-T>6QE/3-$)V)O<F1E<BUB;W1T;VTZ(&)L86-K(#(N-7!T(&1O=6)L93L@
M=&5X="UA;&EG;CH@<FEG:'0G/C8W,SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS
M1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!P861D:6YG+6)O
M='1O;3H@,BXU<'0G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO
M=W)A<"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@,BXU<'0G/B8C,38P.SPO
M=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=B;W)D97(M
M8F]T=&]M.B!B;&%C:R`R+C5P="!D;W5B;&4[('1E>'0M86QI9VXZ(&QE9G0G
M/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=B;W)D97(M8F]T=&]M.B!B;&%C:R`R+C5P="!D;W5B;&4[('1E>'0M86QI
M9VXZ(')I9VAT)SXX.#4\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@
M<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@<&%D9&EN9RUB;W1T;VTZ(#(N
M-7!T)SXF(S$V,#L\+W1D/CPO='(^#0H\+W1A8FQE/CQS<&%N/CPO<W!A;CX\
M+W1D/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')O/@T*("`@
M("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^17AP96-T960@8F5N
M969I="!P87EM96YT<SPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^
M/'1A8FQE(&-E;&QS<&%C:6YG/3-$,"!C96QL<&%D9&EN9STS1#`@<W1Y;&4]
M,T0G=VED=&@Z(#$P,"4[(&)O<F1E<BUC;VQL87!S93H@8V]L;&%P<V4[(&9O
M;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SX-"CQT
M<B!S='EL93TS1"=V97)T:6-A;"UA;&EG;CH@8F]T=&]M)SX-"B`@("`\=&0@
M;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&IU<W1I9GDG
M/@T*("`@("`@("`\<"!S='EL93TS1"=F;VYT.B`Q,'!T+S$P+C`U<'0@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!M87)G:6XZ(#`[('1E>'0M
M86QI9VXZ(&IU<W1I9GDG/B8C,38P.SPO<#X-"B`@("`@("`@/'`@<W1Y;&4]
M,T0G9F]N=#H@,3!P="\Q,"XP-7!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9CL@;6%R9VEN.B`P.R!T97AT+6%L:6=N.B!J=7-T:69Y)SX\:3XH
M)"!I;B!T:&]U<V%N9',I/"]I/CPO<#X-"B`@("`@("`@/'`@<W1Y;&4],T0G
M9F]N=#H@,3!P="\Q,"XP-7!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9CL@;6%R9VEN.B`P.R!T97AT+6%L:6=N.B!J=7-T:69Y)SXF(S$V,#L\
M+W`^/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A
M9&1I;F<M8F]T=&]M.B`Q<'0G/B8C,38P.SPO=&0^#0H@("`@/'1D(&-O;'-P
M86X],T0R(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=B;W)D97(M8F]T=&]M
M.B!B;&%C:R`Q<'0@<V]L:60[('1E>'0M86QI9VXZ(&-E;G1E<B<^17-T:6UA
M=&5D(#QB<B`O/F)E;F5F:70@/&)R("\^<&%Y;65N=',\+W1D/@T*("`@(#QT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#%P
M="<^)B,Q-C`[/"]T9#X\+W1R/@T*/'1R('-T>6QE/3-$)V)A8VMG<F]U;F0M
M8V]L;W(Z(')G8B@R,#0L,C,X+#(U-2D[('9E<G1I8V%L+6%L:6=N.B!B;W1T
M;VTG/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA
M;&EG;CH@:G5S=&EF>3L@=VED=&@Z(#DP)2<^665A<B!E;F1I;F<@1&5C96UB
M97(@,S$L(#(P,3,\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y
M;&4],T0G=VED=&@Z(#$E)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@=VED=&@Z(#$E
M)SXD/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E
M>'0M86QI9VXZ(')I9VAT.R!W:61T:#H@-R4G/C(Q-3PO=&0^#0H@("`@/'1D
M(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!W
M:61T:#H@,24G/B8C,38P.SPO=&0^/"]T<CX-"CQT<B!S='EL93TS1"=B86-K
M9W)O=6YD+6-O;&]R.B!W:&ET93L@=F5R=&EC86PM86QI9VXZ(&)O='1O;2<^
M#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N
M.B!J=7-T:69Y)SY996%R(&5N9&EN9R!$96-E;6)E<B`S,2P@,C`Q-#PO=&0^
M#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<#XF(S$V,#L\+W1D/@T*("`@(#QT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F="<^
M)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$
M)W1E>'0M86QI9VXZ(')I9VAT)SXR,C`\+W1D/@T*("`@(#QT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F="<^)B,Q-C`[/"]T
M9#X\+W1R/@T*/'1R('-T>6QE/3-$)V)A8VMG<F]U;F0M8V]L;W(Z(')G8B@R
M,#0L,C,X+#(U-2D[('9E<G1I8V%L+6%L:6=N.B!B;W1T;VTG/@T*("`@(#QT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@:G5S=&EF
M>2<^665A<B!E;F1I;F<@1&5C96UB97(@,S$L(#(P,34\+W1D/@T*("`@(#QT
M9"!N;W=R87`],T1N;W=R87`^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P
M/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0G/B8C,38P.SPO
M=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L
M:6=N.B!R:6=H="<^,C8S/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P
M('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0G/B8C,38P.SPO=&0^/"]T<CX-
M"CQT<B!S='EL93TS1"=B86-K9W)O=6YD+6-O;&]R.B!W:&ET93L@=F5R=&EC
M86PM86QI9VXZ(&)O='1O;2<^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S
M='EL93TS1"=T97AT+6%L:6=N.B!J=7-T:69Y)SY996%R(&5N9&EN9R!$96-E
M;6)E<B`S,2P@,C`Q-CPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<#XF
M(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
M=&5X="UA;&EG;CH@;&5F="<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P
M/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT)SXS,S`\+W1D
M/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG
M;CH@;&5F="<^)B,Q-C`[/"]T9#X\+W1R/@T*/'1R('-T>6QE/3-$)V)A8VMG
M<F]U;F0M8V]L;W(Z(')G8B@R,#0L,C,X+#(U-2D[('9E<G1I8V%L+6%L:6=N
M.B!B;W1T;VTG/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
M=&5X="UA;&EG;CH@:G5S=&EF>2<^665A<B!E;F1I;F<@1&5C96UB97(@,S$L
M(#(P,3<\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`^)B,Q-C`[/"]T
M9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI
M9VXZ(&QE9G0G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A
M<"!S='EL93TS1"=T97AT+6%L:6=N.B!R:6=H="<^,S4W/"]T9#X-"B`@("`\
M=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0G
M/B8C,38P.SPO=&0^/"]T<CX-"CQT<B!S='EL93TS1"=B86-K9W)O=6YD+6-O
M;&]R.B!W:&ET93L@=F5R=&EC86PM86QI9VXZ(&)O='1O;2<^#0H@("`@/'1D
M(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!J=7-T:69Y
M)SY996%R<R!E;F1I;F<@1&5C96UB97(@,S$L(#(P,3@M,C`R,CPO=&0^#0H@
M("`@/'1D(&YO=W)A<#TS1&YO=W)A<#XF(S$V,#L\+W1D/@T*("`@(#QT9"!N
M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F="<^)B,Q
M-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E
M>'0M86QI9VXZ(')I9VAT)SXR+#,P.3PO=&0^#0H@("`@/'1D(&YO=W)A<#TS
M1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T)SXF(S$V,#L\+W1D
M/CPO='(^#0H\+W1A8FQE/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T
M<CX-"B`@("`\+W1A8FQE/@T*("`\+V)O9'D^#0H\+VAT;6P^#0H-"BTM+2TM
M+3U?3F5X=%!A<G1?9CDP-C-D,F%?,#-E-5\T.30T7V%B-#E?,C!E-#-D838Y
M83@V#0I#;VYT96YT+4QO8V%T:6]N.B!F:6QE.B\O+T,Z+V8Y,#8S9#)A7S`S
M935?-#DT-%]A8C0Y7S(P930S9&$V.6$X-B]7;W)K<VAE971S+U-H965T-#$N
M:'1M;`T*0V]N=&5N="U4<F%N<V9E<BU%;F-O9&EN9SH@<75O=&5D+7!R:6YT
M86)L90T*0V]N=&5N="U4>7!E.B!T97AT+VAT;6P[(&-H87)S970](G5S+6%S
M8VEI(@T*#0H\:'1M;#X-"B`@/&AE860^#0H@("`@/$U%5$$@:'1T<"UE<75I
M=CTS1$-O;G1E;G0M5'EP92!C;VYT96YT/3-$)W1E>'0O:'1M;#L@8VAA<G-E
M=#UU=&8M."<^/'-C<FEP="!T>7!E/3-$=&5X="]J879A<V-R:7!T('-R8STS
M1%-H;W<N:G,^+RH@1&\@3F]T(%)E;6]V92!4:&ES($-O;6UE;G0@*B\\+W-C
M<FEP=#X\+VAE860^#0H@(#QB;V1Y/@T*("`@(#QT86)L92!C;&%S<STS1')E
M<&]R="!I9#TS1$E$,$5:1CX-"B`@("`@(#QT<CX-"B`@("`@("`@/'1H(&-L
M87-S/3-$=&P@8V]L<W!A;CTS1#$@<F]W<W!A;CTS1#(^/'-T<F]N9SY#;VUM
M:71M96YT<RP@0V]N=&EN9V5N8VEE<RP@86YD($-O;F-E;G1R871I;VYS(&]F
M($-R961I="!2:7-K("A486)L97,I/&)R/CPO<W1R;VYG/CPO=&@^#0H@("`@
M("`@(#QT:"!C;&%S<STS1'1H(&-O;'-P86X],T0Q/C$R($UO;G1H<R!%;F1E
M9#PO=&@^#0H@("`@("`\+W1R/@T*("`@("`@/'1R/@T*("`@("`@("`\=&@@
M8VQA<W,],T1T:#Y$96,N(#,Q+"`R,#$R/&)R/CPO=&@^#0H@("`@("`\+W1R
M/@T*("`@("`@/'1R(&-L87-S/3-$<F4^#0H@("`@("`@(#QT9"!C;&%S<STS
M1'!L('9A;&EG;CTS1'1O<#X\<W1R;VYG/D-O;6UI=&UE;G1S(&%N9"!#;VYT
M:6YG96YC:65S($1I<V-L;W-U<F4@6T%B<W1R86-T73PO<W1R;VYG/CPO=&0^
M#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^
M#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F\^#0H@("`@("`@
M(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y/=71S=&%N9&EN9R!L;V%N
M(&-O;6UI=&UE;G1S/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\
M<"!S='EL93TS1"=F;VYT.B`Q,'!T+VYO<FUA;"!#86QI8G)I+"!(96QV971I
M8V$L(%-A;G,M4V5R:68[(&UA<F=I;CH@,#L@=&5X="UA;&EG;CH@;&5F="<^
M/"]P/@T*#0H\<"!S='EL93TS1"=F;VYT.B`Q,'!T+VYO<FUA;"!#86QI8G)I
M+"!(96QV971I8V$L(%-A;G,M4V5R:68[(&UA<F=I;CH@,#L@=&5X="UA;&EG
M;CH@;&5F="<^)B,Q-C`[/"]P/@T*#0H\=&%B;&4@8V5L;'!A9&1I;F<],T0P
M(&-E;&QS<&%C:6YG/3-$,"!S='EL93TS1"=B;W)D97(M8V]L;&%P<V4Z(&-O
M;&QA<'-E.R!W:61T:#H@,3`P)3L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV
M971I8V$L(%-A;G,M4V5R:68G/@T*/'1R('-T>6QE/3-$)W9E<G1I8V%L+6%L
M:6=N.B!B;W1T;VT[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF)SX-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$
M)V9O;G0Z(&ET86QI8R`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9CL@=&5X="UA;&EG;CH@:G5S=&EF>2<^*"0@:6X@;6EL;&EO;G,I/"]T
M9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@
M(#QT9"!C;VQS<&%N/3-$,B!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X
M="UA;&EG;CH@8V5N=&5R.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P
M('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4]
M,T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G
M/B8C,38P.SPO=&0^#0H@("`@/'1D(&-O;'-P86X],T0R(&YO=W)A<#TS1&YO
M=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!C96YT97([(&9O;G0Z(#$P<'0@
M0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I
M+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A
M<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@8V]L<W!A
M;CTS1#(@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&-E
M;G1E<CL@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R
M:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F
M;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q
M-C`[/"]T9#X\+W1R/@T*/'1R('-T>6QE/3-$)W9E<G1I8V%L+6%L:6=N.B!B
M;W1T;VT[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF)SX-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M
M86QI9VXZ(&IU<W1I9GD[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A
M+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@
M<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&-O;'-P86X],T0R(&YO=W)A
M<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!R:6=H=#L@9F]N=#H@
M,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO
M=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@
M;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!C
M;VQS<&%N/3-$,B!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG
M;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4]
M,T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G
M/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT
M.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[
M/"]T9#X-"B`@("`\=&0@8V]L<W!A;CTS1#(@;F]W<F%P/3-$;F]W<F%P('-T
M>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P
M/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CPO='(^#0H\='(@<W1Y;&4]
M,T0G=F5R=&EC86PM86QI9VXZ(&)O='1O;3L@9F]N=#H@,3!P="!#86QI8G)I
M+"!(96QV971I8V$L(%-A;G,M4V5R:68G/@T*("`@(#QT9"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@:G5S=&EF>3L@9F]N=#H@,3!P
M="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[(&)O<F1E<BUB;W1T
M;VTZ($)L86-K(#%P="!S;VQI9"<^5'EP92!O9B!#;VUM:71M96YT/"]T9#X\
M=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`Q
M<'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF
M)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!C;VQS<&%N/3-$,B!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@8V5N=&5R.R!B;W)D97(M8F]T
M=&]M.B!";&%C:R`Q<'0@<V]L:60[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF)SY&:7AE9"!2871E/"]T9#X\=&0@;F]W<F%P
M/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`Q<'0[(&9O;G0Z
M(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\
M+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T
M;VTZ(#%P=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&-O;'-P86X],T0R(&YO=W)A
M<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!C96YT97([(&)O<F1E
M<BUB;W1T;VTZ($)L86-K(#%P="!S;VQI9#L@9F]N=#H@,3!P="!#86QI8G)I
M+"!(96QV971I8V$L(%-A;G,M4V5R:68G/E9A<FEA8FQE(%)A=&4\+W1D/CQT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#%P
M=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G
M/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P861D
M:6YG+6)O='1O;3H@,7!T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@8V]L<W!A;CTS
M1#(@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&-E;G1E
M<CL@8F]R9&5R+6)O='1O;3H@0FQA8VL@,7!T('-O;&ED.R!F;VYT.B`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^5&]T86P\+W1D/CQT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#%P
M=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G
M/B8C,38P.SPO=&0^/"]T<CX-"CQT<B!S='EL93TS1"=V97)T:6-A;"UA;&EG
M;CH@8F]T=&]M.R!B86-K9W)O=6YD+6-O;&]R.B!R9V(H,C`T+#(S."PR-34I
M.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^
M#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=W:61T:#H@-S`E
M.R!T97AT+6%L:6=N.B!J=7-T:69Y.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9B<^3W5T<W1A;F1I;F<@8VQO<V5D+65N9"!L
M;V%N(&-O;6UI=&UE;G1S/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE
M/3-$)W=I9'1H.B`Q)3L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO
M=W)A<"!S='EL93TS1"=W:61T:#H@,24[('1E>'0M86QI9VXZ(&QE9G0[(&9O
M;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXD/"]T
M9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W=I9'1H.B`W)3L@=&5X
M="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A
M+"!386YS+5-E<FEF)SXV-CPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL
M93TS1"=W:61T:#H@,24[('1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@
M0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=VED=&@Z(#$E.R!F;VYT.B`Q
M,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T
M9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W=I9'1H.B`Q
M)3L@=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV
M971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO
M=W)A<"!S='EL93TS1"=W:61T:#H@-R4[('1E>'0M86QI9VXZ(')I9VAT.R!F
M;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^,C4X
M/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W=I9'1H.B`Q)3L@
M=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I
M8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A
M<"!S='EL93TS1"=W:61T:#H@,24[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R
M87`],T1N;W=R87`@<W1Y;&4],T0G=VED=&@Z(#$E.R!T97AT+6%L:6=N.B!L
M969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W=I
M9'1H.B`W)3L@=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R
M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXS,C0\+W1D/CQT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G=VED=&@Z(#$E.R!T97AT+6%L:6=N.B!L969T
M.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^
M)B,Q-C`[/"]T9#X\+W1R/@T*/'1R('-T>6QE/3-$)W9E<G1I8V%L+6%L:6=N
M.B!B;W1T;VT[(&)A8VMG<F]U;F0M8V]L;W(Z(%=H:71E.R!F;VYT.B`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^#0H@("`@/'1D(&YO
M=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!P861D
M:6YG+6)O='1O;3H@,7!T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9B<^56YF=6YD960@8V]M;6ET;65N=',@;VX@<F5V;VQV
M:6YG(&QI;F5S(&]F(&-R961I="P@/&)R("\^#0HF(S$V,#LF(S$V,#MC<F5D
M:70@8V%R9',@86YD(&AO;64@97%U:71Y(&QO86YS/"]T9#X\=&0@;F]W<F%P
M/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`Q<'0[(&9O;G0Z
M(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\
M+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G8F]R9&5R
M+6)O='1O;3H@0FQA8VL@,7!T('-O;&ED.R!F;VYT.B`Q,'!T($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9CL@=&5X="UA;&EG;CH@;&5F="<^)B,Q
M-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V)O<F1E<BUB
M;W1T;VTZ($)L86-K(#%P="!S;VQI9#L@9F]N=#H@,3!P="!#86QI8G)I+"!(
M96QV971I8V$L(%-A;G,M4V5R:68[('1E>'0M86QI9VXZ(')I9VAT)SXS,SPO
M=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P861D:6YG+6)O='1O
M;3H@,7!T.R!T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P
M/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`Q<'0[(&9O;G0Z
M(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\
M+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G8F]R9&5R
M+6)O='1O;3H@0FQA8VL@,7!T('-O;&ED.R!F;VYT.B`Q,'!T($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9CL@=&5X="UA;&EG;CH@;&5F="<^)B,Q
M-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V)O<F1E<BUB
M;W1T;VTZ($)L86-K(#%P="!S;VQI9#L@9F]N=#H@,3!P="!#86QI8G)I+"!(
M96QV971I8V$L(%-A;G,M4V5R:68[('1E>'0M86QI9VXZ(')I9VAT)SXQ.#0\
M+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T
M;VTZ(#%P=#L@=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I
M+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A
M<#TS1&YO=W)A<"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@,7!T.R!F;VYT
M.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[
M/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V)O<F1E
M<BUB;W1T;VTZ($)L86-K(#%P="!S;VQI9#L@9F]N=#H@,3!P="!#86QI8G)I
M+"!(96QV971I8V$L(%-A;G,M4V5R:68[('1E>'0M86QI9VXZ(&QE9G0G/B8C
M,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=B;W)D97(M
M8F]T=&]M.B!";&%C:R`Q<'0@<V]L:60[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T97AT+6%L:6=N.B!R:6=H="<^,C$W
M/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T
M=&]M.B`Q<'0[('1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R
M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CPO='(^#0H\
M='(@<W1Y;&4],T0G=F5R=&EC86PM86QI9VXZ(&)O='1O;3L@8F%C:V=R;W5N
M9"UC;VQO<CH@<F=B*#(P-"PR,S@L,C4U*3L@9F]N=#H@,3!P="!#86QI8G)I
M+"!(96QV971I8V$L(%-A;G,M4V5R:68G/@T*("`@(#QT9"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@:G5S=&EF>3L@<&%D9&EN9RUB
M;W1T;VTZ(#(N-7!T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9B<^)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[5&]T
M86P\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB
M;W1T;VTZ(#(N-7!T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)V)O<F1E<BUB;W1T;VTZ($)L86-K(#(N-7!T(&1O=6)L
M93L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[
M('1E>'0M86QI9VXZ(&QE9G0G/B0\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@
M<W1Y;&4],T0G8F]R9&5R+6)O='1O;3H@0FQA8VL@,BXU<'0@9&]U8FQE.R!F
M;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@=&5X
M="UA;&EG;CH@<FEG:'0G/CDY/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T
M>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`R+C5P=#L@=&5X="UA;&EG;CH@;&5F
M=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G
M/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P861D
M:6YG+6)O='1O;3H@,BXU<'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G8F]R9&5R+6)O='1O;3H@0FQA8VL@,BXU<'0@
M9&]U8FQE.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9CL@=&5X="UA;&EG;CH@;&5F="<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P
M/3-$;F]W<F%P('-T>6QE/3-$)V)O<F1E<BUB;W1T;VTZ($)L86-K(#(N-7!T
M(&1O=6)L93L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68[('1E>'0M86QI9VXZ(')I9VAT)SXT-#(\+W1D/CQT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#(N-7!T.R!T97AT
M+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T
M>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`R+C5P=#L@9F]N=#H@,3!P="!#86QI
M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@
M/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=B;W)D97(M8F]T=&]M.B!"
M;&%C:R`R+C5P="!D;W5B;&4[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF.R!T97AT+6%L:6=N.B!L969T)SXF(S$V,#L\+W1D
M/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G8F]R9&5R+6)O='1O;3H@
M0FQA8VL@,BXU<'0@9&]U8FQE.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9CL@=&5X="UA;&EG;CH@<FEG:'0G/C4T,3PO=&0^
M/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@
M,BXU<'0[('1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CPO='(^#0H\+W1A
M8FQE/@T*#0H\<"!S='EL93TS1"=F;VYT.B`Q,'!T+VYO<FUA;"!#86QI8G)I
M+"!(96QV971I8V$L(%-A;G,M4V5R:68[(&UA<F=I;CH@,#L@=&5X="UA;&EG
M;CH@;&5F="<^)B,Q-C`[/"]P/@T*#0H\<"!S='EL93TS1"=F;VYT.B`Q,'!T
M+VYO<FUA;"!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[(&UA<F=I
M;CH@,#L@=&5X="UA;&EG;CH@;&5F="<^)B,Q-C`[/"]P/CQS<&%N/CPO<W!A
M;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')E/@T*
M("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^36%X:6UU;2!C
M<F5D:70@<FES:SPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'`@
M<W1Y;&4],T0G9F]N=#H@,3!P="]N;W)M86P@0V%L:6)R:2P@2&5L=F5T:6-A
M+"!386YS+5-E<FEF.R!M87)G:6XZ(#`[('1E>'0M86QI9VXZ(&QE9G0G/CPO
M<#X-"@T*/'`@<W1Y;&4],T0G9F]N=#H@,3!P="]N;W)M86P@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF.R!M87)G:6XZ(#`[('1E>'0M86QI9VXZ
M(&QE9G0[('1E>'0M:6YD96YT.B`P+C(U:6XG/B8C,38P.SPO<#X-"@T*/'1A
M8FQE(&-E;&QP861D:6YG/3-$,"!C96QL<W!A8VEN9STS1#`@<W1Y;&4],T0G
M8F]R9&5R+6-O;&QA<'-E.B!C;VQL87!S93L@=VED=&@Z(#$P,"4[(&9O;G0Z
M(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SX-"CQT<B!S
M='EL93TS1"=V97)T:6-A;"UA;&EG;CH@8F]T=&]M.R!F;VYT.B`Q,'!T($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^#0H@("`@/'1D(&YO=W)A
M<#TS1&YO=W)A<"!S='EL93TS1"=B;W)D97(M8F]T=&]M.B!";&%C:R`Q<'0@
M<V]L:60[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF)SX\<"!S='EL93TS1"=F;VYT.B`Q,'!T+VYO<FUA;"!#86QI8G)I+"!(
M96QV971I8V$L(%-A;G,M4V5R:68[(&UA<F=I;CH@,#L@=&5X="UA;&EG;CH@
M8V5N=&5R)SXH/&D^)"!I;B!T:&]U<V%N9',\+VD^*3PO<#X@/'`@<W1Y;&4]
M,T0G9F]N=#H@,3!P="]N;W)M86P@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF.R!M87)G:6XZ(#`[('1E>'0M86QI9VXZ(&QE9G0G/DES<W5E<CPO
M<#X\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB
M;W1T;VTZ(#%P=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&-O;'-P86X],T0R(&YO
M=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!C96YT97([(&)O
M<F1E<BUB;W1T;VTZ($)L86-K(#%P="!S;VQI9#L@9F]N=#H@,3!P="!#86QI
M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/D%M;W)T:7IE9"!#;W-T/"]T
M9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M
M.B`Q<'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
M<&%D9&EN9RUB;W1T;VTZ(#%P=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV
M971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&-O;'-P
M86X],T0R(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!C
M96YT97([(&)O<F1E<BUB;W1T;VTZ($)L86-K(#%P="!S;VQI9#L@9F]N=#H@
M,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/D9A:7(@5F%L
M=64\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB
M;W1T;VTZ(#%P=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68G/B8C,38P.SPO=&0^/"]T<CX-"CQT<B!S='EL93TS1"=V97)T
M:6-A;"UA;&EG;CH@8F]T=&]M.R!B86-K9W)O=6YD+6-O;&]R.B!R9V(H,C`T
M+#(S."PR-34I.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9B<^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=W
M:61T:#H@.#`E.R!T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^1VEN;FEE($UA92`M(&UO<G1G
M86=E+6)A8VME9"!S96-U<FET:65S/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P
M('-T>6QE/3-$)W=I9'1H.B`Q)3L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV
M971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A
M<#TS1&YO=W)A<"!S='EL93TS1"=W:61T:#H@,24[('1E>'0M86QI9VXZ(&QE
M9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF
M)SXD/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W=I9'1H.B`W
M)3L@=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF)SXX,RPY-3`\+W1D/CQT9"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G=VED=&@Z(#$E.R!T97AT+6%L:6=N.B!L969T.R!F
M;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q
M-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W=I9'1H.B`Q
M)3L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G
M/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=W:61T:#H@,24[('1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N
M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=VED=&@Z(#<E.R!T97AT+6%L:6=N
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M:6-A+"!386YS+5-E<FEF)SX-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T
M>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF)SY3;6%L;"!"=7-I;F5S<R!!9&UI;FES
M=')A=&EO;CPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT
M.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[
M/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M
M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y
M;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF)SXU-2PP,S0\+W1D/CQT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P
M="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^
M/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\
M=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[
M(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF
M(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA
M;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF)SXU-2PW,3`\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y
M;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(
M96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/"]T<CX-"CQT<B!S
M='EL93TS1"=V97)T:6-A;"UA;&EG;CH@8F]T=&]M.R!B86-K9W)O=6YD+6-O
M;&]R.B!R9V(H,C`T+#(S."PR-34I.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9B<^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A
M<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^1F5D97)A;"!(;VUE($QO86X@
M0F%N:R!3>7-T96T@+2!B;VYD<SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S
M='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T
M>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P
M<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXY+#`P,#PO=&0^
M/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T
M.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^
M)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z
M(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\
M+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA
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M=F5T:6-A+"!386YS+5-E<FEF)SX-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P
M('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R
M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SY&961E<F%L($AO;64@3&]A;B!"
M86YK(&]F($%T;&%N=&$F(S$V,#LF(S$V,#LM(&-O;6UO;B!S=&]C:SPO=&0^
M/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\
M=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[
M(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF
M(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA
M;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF)SXT+#DS-#PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL
M93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A
M+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#
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M4V5R:68G/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X
M="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68G/D-R879E;B!#;W5N='DL($YO<G1H($-A<F]L:6YA(&UU
M;FEC:7!A;"!B;VYD/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$
M)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF
M(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
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M+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#
M86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@
M("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L
M969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E
M>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9B<^-"PP,CD\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@
M<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I
M+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/"]T<CX-"CQT
M<B!S='EL93TS1"=V97)T:6-A;"UA;&EG;CH@8F]T=&]M.R!B86-K9W)O=6YD
M+6-O;&]R.B!7:&ET93L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68G/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4]
M,T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV
M971I8V$L(%-A;G,M4V5R:68G/D9I<G-T($-I=&EZ96YS($)A;F-O<G`@*%-O
M=71H($-A<F]L:6YA*2`F(S$U,#L@8F]N9"`O('1R=7-T('!R969E<G)E9"!S
M96-U<FET:65S/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O
M;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V
M,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X
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M/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI
M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@
M/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T
M.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^
M)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M
M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9B<^,RPX,3,\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y
M;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(
M96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/"]T<CX-"CQT<B!S
M='EL93TS1"=V97)T:6-A;"UA;&EG;CH@8F]T=&]M.R!B86-K9W)O=6YD+6-O
M;&]R.B!R9V(H,C`T+#(S."PR-34I.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9B<^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A
M<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^1F%N;FEE($UA92`M(&UO<G1G
M86=E+6)A8VME9"!S96-U<FET:65S(&%N9"!C;VQL871E<F%L:7IE9"!M;W)T
M9V%G92!O8FQI9V%T:6]N<SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL
M93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE
M/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@
M0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXS+#<P,3PO=&0^/'1D
M(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F
M;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q
M-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P
M<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D
M/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG
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M:6-A+"!386YS+5-E<FEF)SX-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T
M>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF)SY3<&%R=&%N8G5R9RP@4V]U=&@@0V%R
M;VQI;F$@4V%N:71A<GD@4V5W97(@1&ES=')I8W0@;75N:6-I<&%L(&)O;F0\
M+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#
M86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@
M("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L
M969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E
M>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9B<^,RPR.3,\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@
M<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I
M+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A
M<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P
M/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P
M<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D
M/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG
M:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF
M)SXS+#8V,CPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT
M+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\+W1R/@T*/'1R('-T>6QE/3-$)W9E
M<G1I8V%L+6%L:6=N.B!B;W1T;VT[(&)A8VMG<F]U;F0M8V]L;W(Z(')G8B@R
M,#0L,C,X+#(U-2D[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF)SX-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$
M)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF)SY2:6-H;6]N9"!#;W5N='DL($YO<G1H($-A<F]L
M:6YA(&UU;FEC:7!A;"!B;VYD/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T
M>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y
M;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(
M96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS
M1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!R:6=H=#L@9F]N=#H@,3!P
M="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/C(L-C`X/"]T9#X\
M=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[
M(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF
M(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@
M,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO
M=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L
M:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE
M/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9B<^,BPX-C`\+W1D/CQT9"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#
M86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/"]T
M<CX-"CQT<B!S='EL93TS1"=V97)T:6-A;"UA;&EG;CH@8F]T=&]M.R!B86-K
M9W)O=6YD+6-O;&]R.B!7:&ET93L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV
M971I8V$L(%-A;G,M4V5R:68G/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@
M<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I
M+"!(96QV971I8V$L(%-A;G,M4V5R:68G/D9E9&5R86P@1F%R;2!#<F5D:70@
M8F]N9',\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@
M,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO
M=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L
M:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE
M/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9B<^,BPU,#`\+W1D/CQT9"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#
M86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D
M(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@
M;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O
M;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V
M,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG
M;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF)SXR+#4P.#PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\+W1R/@T*/'1R('-T>6QE
M/3-$)W9E<G1I8V%L+6%L:6=N.B!B;W1T;VT[(&)A8VMG<F]U;F0M8V]L;W(Z
M(')G8B@R,#0L,C,X+#(U-2D[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF)SX-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T
M>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF)SY3;W5T:"!#87)O;&EN82!3=&%T92!M
M=6YI8VEP86P@8F]N9#PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^
M)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$
M)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R
M87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXR+#$S,SPO=&0^/'1D(&YO
M=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT
M.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[
M/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@
M0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*
M("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@
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M+"!386YS+5-E<FEF)SX-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE
M/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF)SY6:7)G:6YI82!3=&%T92!(;W5S:6YG($%U
M=&AO<FET>2!M=6YI8VEP86P@8F]N9#PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A
M<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P
M('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R
M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R
M87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z
M(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXR+#$V,CPO
M=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L
M969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O
M;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V
M,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X
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M/CPO='(^#0H\+W1A8FQE/@T*#0H\<"!S='EL93TS1"=F;VYT.B`Q,'!T+VYO
M<FUA;"!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[(&UA<F=I;CH@
M,#L@=&5X="UA;&EG;CH@;&5F="<^)B,Q-C`[/"]P/@T*#0H\<"!S='EL93TS
M1"=F;VYT.B`Q,'!T+VYO<FUA;"!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68[(&UA<F=I;CH@,#L@=&5X="UA;&EG;CH@;&5F="<^)B,Q-C`[/"]P
M/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`\+W1A8FQE
M/@T*("`\+V)O9'D^#0H\+VAT;6P^#0H-"BTM+2TM+3U?3F5X=%!A<G1?9CDP
M-C-D,F%?,#-E-5\T.30T7V%B-#E?,C!E-#-D838Y83@V#0I#;VYT96YT+4QO
M8V%T:6]N.B!F:6QE.B\O+T,Z+V8Y,#8S9#)A7S`S935?-#DT-%]A8C0Y7S(P
M930S9&$V.6$X-B]7;W)K<VAE971S+U-H965T-#(N:'1M;`T*0V]N=&5N="U4
M<F%N<V9E<BU%;F-O9&EN9SH@<75O=&5D+7!R:6YT86)L90T*0V]N=&5N="U4
M>7!E.B!T97AT+VAT;6P[(&-H87)S970](G5S+6%S8VEI(@T*#0H\:'1M;#X-
M"B`@/&AE860^#0H@("`@/$U%5$$@:'1T<"UE<75I=CTS1$-O;G1E;G0M5'EP
M92!C;VYT96YT/3-$)W1E>'0O:'1M;#L@8VAA<G-E=#UU=&8M."<^/'-C<FEP
M="!T>7!E/3-$=&5X="]J879A<V-R:7!T('-R8STS1%-H;W<N:G,^+RH@1&\@
M3F]T(%)E;6]V92!4:&ES($-O;6UE;G0@*B\\+W-C<FEP=#X\+VAE860^#0H@
M(#QB;V1Y/@T*("`@(#QT86)L92!C;&%S<STS1')E<&]R="!I9#TS1$E$,$5(
M2#X-"B`@("`@(#QT<CX-"B`@("`@("`@/'1H(&-L87-S/3-$=&P@8V]L<W!A
M;CTS1#$@<F]W<W!A;CTS1#(^/'-T<F]N9SY&86ER(%9A;'5E("A486)L97,I
M/&)R/CPO<W1R;VYG/CPO=&@^#0H@("`@("`@(#QT:"!C;&%S<STS1'1H(&-O
M;'-P86X],T0Q/C$R($UO;G1H<R!%;F1E9#PO=&@^#0H@("`@("`\+W1R/@T*
M("`@("`@/'1R/@T*("`@("`@("`\=&@@8VQA<W,],T1T:#Y$96,N(#,Q+"`R
M,#$R/&)R/CPO=&@^#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$
M<F4^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#X\<W1R
M;VYG/D9A:7(@5F%L=64@5&%B;&5S/"]S=')O;F<^/"]T9#X-"B`@("`@("`@
M/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO
M='(^#0H@("`@("`\='(@8VQA<W,],T1R;SX-"B`@("`@("`@/'1D(&-L87-S
M/3-$<&P@=F%L:6=N/3-$=&]P/D9I;F%N8VEA;"!I;G-T<G5M96YT<R!T:&%T
M('=E<F4@;65A<W5R960@870@9F%I<B!V86QU92!O;B!A(')E8W5R<FEN9R!A
M;F0@;F]N<F5C=7)R:6YG(&)A<VES/"]T9#X-"B`@("`@("`@/'1D(&-L87-S
M/3-$=&5X=#X\<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9CL@;6%R9VEN.B`P)SX\+W`^#0H-"CQP('-T>6QE
M/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF
M.R!M87)G:6XZ(#`G/B8C,38P.SPO<#X-"@T*/'1A8FQE(&-E;&QP861D:6YG
M/3-$,"!C96QL<W!A8VEN9STS1#`@<W1Y;&4],T0G8F]R9&5R+6-O;&QA<'-E
M.B!C;VQL87!S93L@=VED=&@Z(#$P,"4[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF)SX-"CQT<B!S='EL93TS1"=V97)T:6-A
M;"UA;&EG;CH@8F]T=&]M.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9B<^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL
M93TS1"=F;VYT.B!I=&%L:6,@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68[('1E>'0M86QI9VXZ(&IU<W1I9GDG/B@D(&EN('1H;W5S86YD
M<RD\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P
M="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^
M#0H@("`@/'1D(&-O;'-P86X],T0V(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=T97AT+6%L:6=N.B!C96YT97([(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S
M='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@8V]L<W!A;CTS1#8@;F]W<F%P
M/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&-E;G1E<CL@9F]N=#H@
M,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO
M=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\+W1R
M/@T*/'1R('-T>6QE/3-$)W9E<G1I8V%L+6%L:6=N.B!B;W1T;VT[(&9O;G0Z
M(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SX-"B`@("`\
M=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[
M(&)O<F1E<BUB;W1T;VTZ($)L86-K(#%P="!S;VQI9#L@9F]N=#H@,3!P="!#
M86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/D1E<V-R:7!T:6]N(&]F
M($9I;F%N8VEA;"!);G-T<G5M96YT<SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A
M<"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@,7!T.R!F;VYT.B`Q,'!T($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@
M("`\=&0@8V]L<W!A;CTS1#(@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E
M>'0M86QI9VXZ(&-E;G1E<CL@8F]R9&5R+6)O='1O;3H@0FQA8VL@,7!T('-O
M;&ED.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9B<^1F%I<B!686QU92!A="`\8G(@+SX-"D1E8V5M8F5R(#,Q+"`\8G(@+SX-
M"C(P,3(\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN
M9RUB;W1T;VTZ(#%P=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S
M='EL93TS1"=P861D:6YG+6)O='1O;3H@,7!T.R!F;VYT.B`Q,'!T($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\
M=&0@8V]L<W!A;CTS1#(@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M
M86QI9VXZ(&-E;G1E<CL@8F]R9&5R+6)O='1O;3H@0FQA8VL@,7!T('-O;&ED
M.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^
M475O=&5D(%!R:6-E<R!I;B`\8G(@+SX-"D%C=&EV92!-87)K971S/&)R("\^
M#0H@9F]R($ED96YT:6-A;"`\8G(@+SX-"D%S<V5T<R`H3&5V96P@,2D\+W1D
M/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ
M(#%P=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R
M:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P
M861D:6YG+6)O='1O;3H@,7!T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@8V]L<W!A
M;CTS1#(@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&-E
M;G1E<CL@8F]R9&5R+6)O='1O;3H@0FQA8VL@,7!T('-O;&ED.R!F;VYT.B`Q
M,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^4VEG;FEF:6-A
M;G0@/&)R("\^#0I/=&AE<B`\8G(@+SX-"D]B<V5R=F%B;&4\8G(@+SX-"B!)
M;G!U=',\8G(@+SX-"B`H3&5V96P@,BD\+W1D/CQT9"!N;W=R87`],T1N;W=R
M87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#%P=#L@9F]N=#H@,3!P="!#
M86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D
M(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@,7!T
M.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^
M)B,Q-C`[/"]T9#X-"B`@("`\=&0@8V]L<W!A;CTS1#(@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&-E;G1E<CL@8F]R9&5R+6)O='1O
M;3H@0FQA8VL@,7!T('-O;&ED.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9B<^4VEG;FEF:6-A;G0\8G(@+SX-"B!5;F]B<V5R
M=F%B;&4@/&)R("\^#0I);G!U=',@/&)R("\^*$QE=F5L(#,I/"]T9#X\=&0@
M;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`Q<'0[
M(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF
M(S$V,#L\+W1D/CPO='(^#0H\='(@<W1Y;&4],T0G=F5R=&EC86PM86QI9VXZ
M(&)O='1O;3L@8F%C:V=R;W5N9"UC;VQO<CH@<F=B*#(P-"PR,S@L,C4U*3L@
M9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/@T*
M("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UD96-O<F%T
M:6]N.B!U;F1E<FQI;F4[('1E>'0M86QI9VXZ(&IU<W1I9GD[(&9O;G0Z(#$P
M<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SY296-U<G)I;F<\
M+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#
M86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@
M("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L
M969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E
M>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P
M('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R
M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R
M87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV
M971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A
M<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q
M,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T
M9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I
M9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E
M>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A
M+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@
M<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S
M='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P
M/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q
M,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T
M9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE
M9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF
M)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N
M=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P
M.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT
M+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T
M>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P
M/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P
M<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D
M/CPO='(^#0H\='(@<W1Y;&4],T0G=F5R=&EC86PM86QI9VXZ(&)O='1O;3L@
M8F%C:V=R;W5N9"UC;VQO<CH@5VAI=&4[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF)SX-"B`@("`\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&IU<W1I9GD[(&9O;G0Z(#$P<'0@
M0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!P861D:6YG+6QE9G0Z
M(#%E;2<^4V5C=7)I=&EE<R!A=F%I;&%B;&4@9F]R('-A;&4Z/"]T9#X\=&0@
M;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N
M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N
M=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P
M.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N
M.B!R:6=H=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R
M87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI
M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO
M=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!R:6=H=#L@9F]N
M=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P
M.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N
M.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$
M)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF
M(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
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M.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[
M/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@
M0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*
M("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@
M;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R
M:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T
M97AT+6%L:6=N.B!R:6=H=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I
M8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A
M<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\+W1R/@T*
M/'1R('-T>6QE/3-$)W9E<G1I8V%L+6%L:6=N.B!B;W1T;VT[(&)A8VMG<F]U
M;F0M8V]L;W(Z(')G8B@R,#0L,C,X+#(U-2D[(&9O;G0Z(#$P<'0@0V%L:6)R
M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SX-"B`@("`\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)W=I9'1H.B`V,"4[('1E>'0M86QI9VXZ(&QE9G0[
M(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!P
M861D:6YG+6QE9G0Z(#)E;2<^1V]V97)N;65N="US<&]N<V]R960@96YT97)P
M<FES92!S96-U<FET:65S/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE
M/3-$)W=I9'1H.B`Q)3L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO
M=W)A<"!S='EL93TS1"=W:61T:#H@,24[('1E>'0M86QI9VXZ(&QE9G0[(&9O
M;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXD/"]T
M9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W=I9'1H.B`W)3L@=&5X
M="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A
M+"!386YS+5-E<FEF)SXQ,2PU.38\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@
M<W1Y;&4],T0G=VED=&@Z(#$E.R!T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q
M,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T
M9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W=I9'1H.B`Q)3L@9F]N
M=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P
M.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=W:61T
M:#H@,24[('1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G=VED=&@Z(#<E.R!T97AT+6%L:6=N.B!R:6=H
M=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G
M/B8C,34Q.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=W:61T
M:#H@,24[('1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G=VED=&@Z(#$E.R!F;VYT.B`Q,'!T($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\
M=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W=I9'1H.B`Q)3L@=&5X="UA
M;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL
M93TS1"=W:61T:#H@-R4[('1E>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^,3$L-3DV/"]T9#X\
M=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W=I9'1H.B`Q)3L@=&5X="UA
M;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL
M93TS1"=W:61T:#H@,24[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A
M+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G=VED=&@Z(#$E.R!T97AT+6%L:6=N.B!L969T.R!F
M;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q
M-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W=I9'1H.B`W
M)3L@=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF)SXF(S$U,3L\+W1D/CQT9"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G=VED=&@Z(#$E.R!T97AT+6%L:6=N.B!L969T.R!F
M;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q
M-C`[/"]T9#X\+W1R/@T*/'1R('-T>6QE/3-$)W9E<G1I8V%L+6%L:6=N.B!B
M;W1T;VT[(&)A8VMG<F]U;F0M8V]L;W(Z(%=H:71E.R!F;VYT.B`Q,'!T($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^#0H@("`@/'1D(&YO=W)A
M<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!J=7-T:69Y.R!F;VYT
M.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@<&%D9&EN
M9RUL969T.B`R96TG/DUO<G1G86=E+6)A8VME9"!S96-U<FET:65S/"]T9#X\
M=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R
M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@
M9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C
M,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L
M:6=N.B!R:6=H=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68G/C$T-BPY,C8\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y
M;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(
M96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS
M1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@
M0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[
M(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF
M(S$U,3L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA
M;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL
M93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE
M/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@
M0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXQ-#8L.3(V/"]T9#X\
M=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[
M(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF
M(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@
M,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO
M=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L
M:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE
M/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE
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M86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/@T*("`@(#QT9"!N;W=R
M87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@:G5S=&EF>3L@9F]N
M=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[('!A9&1I
M;F<M;&5F=#H@,F5M)SY#;W)P;W)A=&4@8F]N9',\+W1D/CQT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I
M8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS
M1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\
M=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT
M.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^
M,RPX,3,\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA
M;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL
M93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE
M/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@
M0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$U,3L\+W1D/CQT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@
M9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C
M,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q
M,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T
M9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI
M9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4]
M,T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF)SXS+#@Q,SPO=&0^/'1D(&YO=W)A<#TS1&YO
M=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@
M;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N
M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N
M=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P
M.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N
M.B!R:6=H=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68G/B8C,34Q.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\+W1R/@T*/'1R('-T>6QE
M/3-$)W9E<G1I8V%L+6%L:6=N.B!B;W1T;VT[(&)A8VMG<F]U;F0M8V]L;W(Z
M(%=H:71E.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9B<^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT
M+6%L:6=N.B!J=7-T:69Y.R!P861D:6YG+6)O='1O;3H@,7!T.R!F;VYT.B`Q
M,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@<&%D9&EN9RUL
M969T.B`R96TG/D5Q=6ET>2!S96-U<FET:65S/"]T9#X\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`Q<'0[(&9O;G0Z(#$P
M<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D
M/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G8F]R9&5R+6)O
M='1O;3H@0FQA8VL@,7!T('-O;&ED.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9CL@=&5X="UA;&EG;CH@;&5F="<^)B,Q-C`[
M/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V)O<F1E<BUB;W1T
M;VTZ($)L86-K(#%P="!S;VQI9#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV
M971I8V$L(%-A;G,M4V5R:68[('1E>'0M86QI9VXZ(')I9VAT)SXU+#`Q-SPO
M=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P861D:6YG+6)O='1O
M;3H@,7!T.R!T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P
M/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`Q<'0[(&9O;G0Z
M(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\
M+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G8F]R9&5R
M+6)O='1O;3H@0FQA8VL@,7!T('-O;&ED.R!F;VYT.B`Q,'!T($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9CL@=&5X="UA;&EG;CH@;&5F="<^)B,Q
M-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V)O<F1E<BUB
M;W1T;VTZ($)L86-K(#%P="!S;VQI9#L@9F]N=#H@,3!P="!#86QI8G)I+"!(
M96QV971I8V$L(%-A;G,M4V5R:68[('1E>'0M86QI9VXZ(')I9VAT)SXF(S$U
M,3L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB
M;W1T;VTZ(#%P=#L@=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI
M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO
M=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@,7!T.R!F
M;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q
M-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V)O
M<F1E<BUB;W1T;VTZ($)L86-K(#%P="!S;VQI9#L@9F]N=#H@,3!P="!#86QI
M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[('1E>'0M86QI9VXZ(&QE9G0G
M/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=B;W)D
M97(M8F]T=&]M.B!";&%C:R`Q<'0@<V]L:60[(&9O;G0Z(#$P<'0@0V%L:6)R
M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T97AT+6%L:6=N.B!R:6=H="<^
M-2PP,3<\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN
M9RUB;W1T;VTZ(#%P=#L@=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#
M86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D
M(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@,7!T
M.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^
M)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$
M)V)O<F1E<BUB;W1T;VTZ($)L86-K(#%P="!S;VQI9#L@9F]N=#H@,3!P="!#
M86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[('1E>'0M86QI9VXZ(&QE
M9G0G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=B
M;W)D97(M8F]T=&]M.B!";&%C:R`Q<'0@<V]L:60[(&9O;G0Z(#$P<'0@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T97AT+6%L:6=N.B!R:6=H
M="<^)B,Q-3$[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A
M9&1I;F<M8F]T=&]M.B`Q<'0[('1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P
M<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D
M/CPO='(^#0H\='(@<W1Y;&4],T0G=F5R=&EC86PM86QI9VXZ(&)O='1O;3L@
M8F%C:V=R;W5N9"UC;VQO<CH@<F=B*#(P-"PR,S@L,C4U*3L@9F]N=#H@,3!P
M="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/@T*("`@(#QT9"!N
M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@<&%D
M9&EN9RUB;W1T;VTZ(#(N-7!T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9CL@<&%D9&EN9RUL969T.B`S96TG/E1O=&%L(&%V
M86EL86)L92!F;W(@<V%L92!S96-U<FET:65S/"]T9#X\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`R+C5P=#L@9F]N=#H@
M,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO
M=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=B;W)D97(M
M8F]T=&]M.B!";&%C:R`R+C5P="!D;W5B;&4[(&9O;G0Z(#$P<'0@0V%L:6)R
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M8F]T=&]M.B`R+C5P=#L@=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#
M86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D
M(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@,BXU
M<'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF
M)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4]
M,T0G8F]R9&5R+6)O='1O;3H@0FQA8VL@,BXU<'0@9&]U8FQE.R!F;VYT.B`Q
M,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@=&5X="UA;&EG
M;CH@;&5F="<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE
M/3-$)V)O<F1E<BUB;W1T;VTZ($)L86-K(#(N-7!T(&1O=6)L93L@9F]N=#H@
M,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[('1E>'0M86QI
M9VXZ(')I9VAT)SXF(S$U,3L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y
M;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#(N-7!T.R!T97AT+6%L:6=N.B!L969T
M.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^
M)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I
M;F<M8F]T=&]M.B`R+C5P=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I
M8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS
M1&YO=W)A<"!S='EL93TS1"=B;W)D97(M8F]T=&]M.B!";&%C:R`R+C5P="!D
M;W5B;&4[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF.R!T97AT+6%L:6=N.B!L969T)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G8F]R9&5R+6)O='1O;3H@0FQA8VL@,BXU<'0@
M9&]U8FQE.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9CL@=&5X="UA;&EG;CH@<FEG:'0G/C$V-RPS-3(\+W1D/CQT9"!N;W=R
M87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#(N-7!T.R!T
M97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P
M('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`R+C5P=#L@9F]N=#H@,3!P="!#
M86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@
M("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=B;W)D97(M8F]T=&]M
M.B!";&%C:R`R+C5P="!D;W5B;&4[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF.R!T97AT+6%L:6=N.B!L969T)SXF(S$V,#L\
M+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G8F]R9&5R+6)O='1O
M;3H@0FQA8VL@,BXU<'0@9&]U8FQE.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE
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M:6-A+"!386YS+5-E<FEF)SX-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T
M>6QE/3-$)W1E>'0M86QI9VXZ(&IU<W1I9GD[(&9O;G0Z(#$P<'0@0V%L:6)R
M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R
M87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV
M971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A
M<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q
M,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T
M9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I
M9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E
M>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A
M+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@
M<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S
M='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P
M/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q
M,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T
M9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE
M9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF
M)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N
M=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P
M.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT
M+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T
M>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P
M/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P
M<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D
M/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI
M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@
M/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T
M.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^
M)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M
M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T
M>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CPO='(^#0H\='(@
M<W1Y;&4],T0G=F5R=&EC86PM86QI9VXZ(&)O='1O;3L@8F%C:V=R;W5N9"UC
M;VQO<CH@<F=B*#(P-"PR,S@L,C4U*3L@9F]N=#H@,3!P="!#86QI8G)I+"!(
M96QV971I8V$L(%-A;G,M4V5R:68G/@T*("`@(#QT9"!N;W=R87`],T1N;W=R
M87`@<W1Y;&4],T0G=&5X="UD96-O<F%T:6]N.B!U;F1E<FQI;F4[('1E>'0M
M86QI9VXZ(&IU<W1I9GD[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A
M+"!386YS+5-E<FEF)SY.;VYR96-U<G)I;F<\+W1D/CQT9"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO
M=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@
M;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F
M;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q
M-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI
M9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4]
M,T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G
M/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@
M;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O
M;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V
M,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P
M="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^
M#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N
M.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$
M)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N
M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(
M96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO
M=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT
M.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[
M/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ
M(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$
M)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CPO='(^#0H\='(@<W1Y;&4]
M,T0G=F5R=&EC86PM86QI9VXZ(&)O='1O;3L@8F%C:V=R;W5N9"UC;VQO<CH@
M5VAI=&4[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF)SX-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M
M86QI9VXZ(&IU<W1I9GD[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A
M+"!386YS+5-E<FEF.R!P861D:6YG+6QE9G0Z(#)E;2<^26UP86ER960@;&]A
M;G,@)B,Q-3`[(&-O=F5R960\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y
M;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R
M:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL
M93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9B<^)#PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A
M<"!S='EL93TS1"=T97AT+6%L:6=N.B!R:6=H=#L@9F]N=#H@,3!P="!#86QI
M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/C$R+#(S-#PO=&0^/'1D(&YO
M=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT
M.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[
M/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@
M0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*
M("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@
M;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R
M:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T
M97AT+6%L:6=N.B!R:6=H=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I
M8V$L(%-A;G,M4V5R:68G/B8C,34Q.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A
M<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W
M<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R
M87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@
M,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO
M=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!R
M:6=H=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R
M:68G/B8C,34Q.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T
M97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P
M('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@
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M969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9B<^)B,Q-C`[/"]T9#X\+W1R/@T*/'1R('-T>6QE/3-$)W9E<G1I8V%L+6%L
M:6=N.B!B;W1T;VT[(&)A8VMG<F]U;F0M8V]L;W(Z(')G8B@R,#0L,C,X+#(U
M-2D[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF
M)SX-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI
M9VXZ(&IU<W1I9GD[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF.R!P861D:6YG+6QE9G0Z(#)E;2<^26UP86ER960@;&]A;G,@
M)B,Q-3`[(&YO;BUC;W9E<F5D/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T
M>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y
M;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(
M96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS
M1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!R:6=H=#L@9F]N=#H@,3!P
M="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/C(Q+#`R,3PO=&0^
M/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T
M.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^
M)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z
M(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\
M+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA
M;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL
M93TS1"=T97AT+6%L:6=N.B!R:6=H=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(
M96QV971I8V$L(%-A;G,M4V5R:68G/B8C,34Q.SPO=&0^/'1D(&YO=W)A<#TS
M1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\
M=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R
M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@
M9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C
M,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L
M:6=N.B!R:6=H=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68G/B8C,34Q.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL
M93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A
M+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#
M86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D
M(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!R:6=H=#L@
M9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/C(Q
M+#`R,3PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L
M:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9B<^)B,Q-C`[/"]T9#X\+W1R/@T*/'1R('-T>6QE/3-$)W9E<G1I
M8V%L+6%L:6=N.B!B;W1T;VT[(&)A8VMG<F]U;F0M8V]L;W(Z(%=H:71E.R!F
M;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^#0H@
M("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!J
M=7-T:69Y.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9CL@<&%D9&EN9RUL969T.B`R96TG/D9O<F5C;&]S960@<F5A;"!E<W1A
M=&4@)B,Q-3`[(&-O=F5R960\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y
M;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R
M:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL
M93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^-#<L,CDP/"]T9#X\
M=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[
M(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF
M(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@
M,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO
M=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L
M:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE
M/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-3$[/"]T9#X\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@
M0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I
M+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D
M(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F
M;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q
M-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI
M9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9B<^)B,Q-3$[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE
M/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO
M=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@
M;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F
M;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^-#<L
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M4V5R:68G/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X
M="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68[('!A9&1I;F<M;&5F=#H@,F5M)SY&;W)E8VQO<V5D(')E
M86P@97-T871E("8C,34P.R!N;VXM8V]V97)E9#PO=&0^/'1D(&YO=W)A<#TS
M1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@
M0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[
M(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXR
M-BPR.#4\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA
M;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL
M93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE
M/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@
M0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$U,3L\+W1D/CQT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@
M9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C
M,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q
M,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T
M9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI
M9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4]
M,T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF)SXF(S$U,3L\+W1D/CQT9"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#
M86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D
M(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@
M;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O
M;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V
M,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG
M;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF)SXR-BPR.#4\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4]
M,T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV
M971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/"]T<CX-"CPO=&%B;&4^
M#0H-"CQP('-T>6QE/3-$)V9O;G0Z(#$P<'0O,3`N,#5P="!#86QI8G)I+"!(
M96QV971I8V$L(%-A;G,M4V5R:68[(&UA<F=I;CH@,#L@=&5X="UA;&EG;CH@
M:G5S=&EF>3L@=&5X="UI;F1E;G0Z(#`N,C5I;B<^)B,Q-C`[/"]P/@T*#0H\
M<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9CL@;6%R9VEN.B`P)SX\+W`^#0H-"@T*#0H-"@T*/'`@<W1Y;&4]
M,T0G9F]N=#H@,3!P="]N;W)M86P@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF.R!M87)G:6XZ(#`[('1E>'0M86QI9VXZ(&QE9G0G/B8C,38P.SPO
M<#X-"@T*/'`@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I
M8V$L(%-A;G,M4V5R:68[(&UA<F=I;CH@,"<^5&AE(&9O;&QO=VEN9R!T86)L
M92!S=6UM87)I>F5S('1H92!#;VUP86YY)B,Q-#8[<R!F:6YA;F-I86P@:6YS
M=')U;65N=',-"G1H870@=V5R92!M96%S=7)E9"!A="!F86ER('9A;'5E(&]N
M(&$@<F5C=7)R:6YG(&%N9"!N;VYR96-U<G)I;F<@8F%S:7,@870@1&5C96UB
M97(@,S$L(#(P,3$N/"]P/@T*#0H\<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@;6%R9VEN.B`P)SXF(S$V
M,#L\+W`^#0H-"CQT86)L92!C96QL<&%D9&EN9STS1#`@8V5L;'-P86-I;F<]
M,T0P('-T>6QE/3-$)V)O<F1E<BUC;VQL87!S93H@8V]L;&%P<V4[('=I9'1H
M.B`Q,#`E.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9B<^#0H\='(@<W1Y;&4],T0G=F5R=&EC86PM86QI9VXZ(&)O='1O;3L@
M9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/@T*
M("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@:71A;&EC
M(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T97AT+6%L
M:6=N.B!J=7-T:69Y)SXH)"!I;B!T:&]U<V%N9',I/"]T9#X\=&0@;F]W<F%P
M/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!C;VQS<&%N
M/3-$-B!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@8V5N
M=&5R.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O
M;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V
M,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P
M="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^
M#0H@("`@/'1D(&-O;'-P86X],T0V(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=T97AT+6%L:6=N.B!C96YT97([(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/"]T<CX-"CQT<B!S='EL93TS1"=V
M97)T:6-A;"UA;&EG;CH@8F]T=&]M.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9B<^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A
M<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!B;W)D97(M8F]T=&]M.B!"
M;&%C:R`Q<'0@<V]L:60[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A
M+"!386YS+5-E<FEF)SY$97-C<FEP=&EO;B!O9B!&:6YA;F-I86P@26YS=')U
M;65N=',\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN
M9RUB;W1T;VTZ(#%P=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&-O;'-P86X],T0R
M(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!C96YT97([
M(&)O<F1E<BUB;W1T;VTZ($)L86-K(#%P="!S;VQI9#L@9F]N=#H@,3!P="!#
M86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/D9A:7(@5F%L=64@870@
M/&)R("\^#0I$96-E;6)E<B`S,2P@/&)R("\^#0HR,#$Q/"]T9#X\=&0@;F]W
M<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`Q<'0[(&9O
M;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V
M,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB
M;W1T;VTZ(#%P=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&-O;'-P86X],T0R(&YO
M=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!C96YT97([(&)O
M<F1E<BUB;W1T;VTZ($)L86-K(#%P="!S;VQI9#L@9F]N=#H@,3!P="!#86QI
M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/E%U;W1E9"!0<FEC97,@:6X@
M/&)R("\^#0I!8W1I=F4@36%R:V5T<R`\8G(@+SX-"F9O<B!)9&5N=&EC86P\
M8G(@+SX-"B!!<W-E=',@*$QE=F5L(#$I/"]T9#X\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`Q<'0[(&9O;G0Z(#$P<'0@
M0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#%P
M=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G
M/B8C,38P.SPO=&0^#0H@("`@/'1D(&-O;'-P86X],T0R(&YO=W)A<#TS1&YO
M=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!C96YT97([(&)O<F1E<BUB;W1T
M;VTZ($)L86-K(#%P="!S;VQI9#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV
M971I8V$L(%-A;G,M4V5R:68G/E-I9VYI9FEC86YT(#QB<B`O/@T*3W1H97(@
M/&)R("\^#0I/8G-E<G9A8FQE(#QB<B`O/@T*26YP=71S(#QB<B`O/@T**$QE
M=F5L(#(I/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I
M;F<M8F]T=&]M.B`Q<'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A
M+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@
M<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#%P=#L@9F]N=#H@,3!P="!#86QI
M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@
M/'1D(&-O;'-P86X],T0R(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT
M+6%L:6=N.B!C96YT97([(&)O<F1E<BUB;W1T;VTZ($)L86-K(#%P="!S;VQI
M9#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G
M/E-I9VYI9FEC86YT(#QB<B`O/@T*56YO8G-E<G9A8FQE(#QB<B`O/@T*26YP
M=71S(#QB<B`O/BA,979E;"`S*3PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S
M='EL93TS1"=P861D:6YG+6)O='1O;3H@,7!T.R!F;VYT.B`Q,'!T($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\+W1R/@T*
M/'1R('-T>6QE/3-$)W9E<G1I8V%L+6%L:6=N.B!B;W1T;VT[(&)A8VMG<F]U
M;F0M8V]L;W(Z(')G8B@R,#0L,C,X+#(U-2D[(&9O;G0Z(#$P<'0@0V%L:6)R
M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SX-"B`@("`\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)W1E>'0M9&5C;W)A=&EO;CH@=6YD97)L:6YE.R!T
M97AT+6%L:6=N.B!J=7-T:69Y.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9B<^4F5C=7)R:6YG/"]T9#X\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A
M+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#
M86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D
M(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!R:6=H=#L@
M9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C
M,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L
M:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE
M/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF
M)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4]
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M;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q
M-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P
M<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D
M/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG
M;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=T97AT+6%L:6=N.B!R:6=H=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV
M971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO
M=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@
M;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N
M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N
M=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P
M.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N
M.B!R:6=H=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\+W1R/@T*/'1R('-T>6QE
M/3-$)W9E<G1I8V%L+6%L:6=N.B!B;W1T;VT[(&)A8VMG<F]U;F0M8V]L;W(Z
M(%=H:71E.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9B<^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT
M+6%L:6=N.B!J=7-T:69Y.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9CL@<&%D9&EN9RUL969T.B`Q96TG/E-E8W5R:71I97,@
M879A:6QA8FQE(&9O<B!S86QE.CPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S
M='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T
M>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P
M<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D
M/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F
M=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G
M/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT
M.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[
M/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M
M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y
M;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P
M="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^
M/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\
M=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[
M(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF
M(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA
M;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y
M;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(
M96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS
M1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@
M0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[
M(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF
M(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA
M;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68G/B8C,38P.SPO=&0^/"]T<CX-"CQT<B!S='EL93TS1"=V97)T
M:6-A;"UA;&EG;CH@8F]T=&]M.R!B86-K9W)O=6YD+6-O;&]R.B!R9V(H,C`T
M+#(S."PR-34I.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9B<^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=W
M:61T:#H@-C`E.R!T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@<&%D9&EN9RUL969T.B`R96TG
M/D=O=F5R;FUE;G0M<W!O;G-O<F5D(&5N=&5R<')I<V4@<V5C=7)I=&EE<SPO
M=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=W:61T:#H@,24[(&9O
M;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V
M,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=VED
M=&@Z(#$E.R!T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9B<^)#PO=&0^/'1D(&YO=W)A<#TS1&YO
M=W)A<"!S='EL93TS1"=W:61T:#H@-R4[('1E>'0M86QI9VXZ(')I9VAT.R!F
M;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^,S0L
M-C8U/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W=I9'1H.B`Q
M)3L@=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV
M971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO
M=W)A<"!S='EL93TS1"=W:61T:#H@,24[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N
M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=VED=&@Z(#$E.R!T97AT+6%L:6=N
M.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$
M)W=I9'1H.B`W)3L@=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$U,3L\+W1D/CQT9"!N
M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=VED=&@Z(#$E.R!T97AT+6%L:6=N
M.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$
M)W=I9'1H.B`Q)3L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A
M<"!S='EL93TS1"=W:61T:#H@,24[('1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z
M(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\
M+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=VED=&@Z(#<E.R!T
M97AT+6%L:6=N.B!R:6=H=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I
M8V$L(%-A;G,M4V5R:68G/C,T+#8V-3PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A
M<"!S='EL93TS1"=W:61T:#H@,24[('1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z
M(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\
M+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=VED=&@Z(#$E.R!F
M;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q
M-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W=I
M9'1H.B`Q)3L@=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I
M+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A
M<#TS1&YO=W)A<"!S='EL93TS1"=W:61T:#H@-R4[('1E>'0M86QI9VXZ(')I
M9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9B<^)B,Q-3$[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W=I
M9'1H.B`Q)3L@=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I
M+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/"]T<CX-"CQT
M<B!S='EL93TS1"=V97)T:6-A;"UA;&EG;CH@8F]T=&]M.R!B86-K9W)O=6YD
M+6-O;&]R.B!7:&ET93L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68G/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4]
M,T0G=&5X="UA;&EG;CH@:G5S=&EF>3L@9F]N=#H@,3!P="!#86QI8G)I+"!(
M96QV971I8V$L(%-A;G,M4V5R:68[('!A9&1I;F<M;&5F=#H@,F5M)SY-;W)T
M9V%G92UB86-K960@<V5C=7)I=&EE<SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A
M<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P
M('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R
M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R
M87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z
M(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXQ,C0L,3`U
M/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ
M(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
M9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C
M,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T
M97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P
M('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-3$[/"]T9#X\=&0@;F]W
M<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z
M(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\
M+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#
M86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@
M("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L
M969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E
M>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9B<^,3(T+#$P-3PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A
M<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W
M<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R
M87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@
M,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO
M=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!R
M:6=H=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R
M:68G/B8C,34Q.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T
M97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\+W1R/@T*/'1R('-T>6QE/3-$
M)W9E<G1I8V%L+6%L:6=N.B!B;W1T;VT[(&)A8VMG<F]U;F0M8V]L;W(Z(')G
M8B@R,#0L,C,X+#(U-2D[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A
M+"!386YS+5-E<FEF)SX-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE
M/3-$)W1E>'0M86QI9VXZ(&IU<W1I9GD[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF.R!P861D:6YG+6QE9G0Z(#)E;2<^0V]R
M<&]R871E(&)O;F1S/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$
M)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF
M(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
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M.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[
M/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@
M0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*
M("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@
M;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R
M:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T
M97AT+6%L:6=N.B!R:6=H=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I
M8V$L(%-A;G,M4V5R:68G/B8C,34Q.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A
M<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W
M<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R
M87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@
M,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO
M=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!R
M:6=H=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R
M:68G/C$R+#0X.#PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T
M97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P
M('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@
M<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I
M+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A
M<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!R:6=H=#L@9F]N=#H@
M,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,34Q.SPO
M=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L
M969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9B<^)B,Q-C`[/"]T9#X\+W1R/@T*/'1R('-T>6QE/3-$)W9E<G1I8V%L+6%L
M:6=N.B!B;W1T;VT[(&)A8VMG<F]U;F0M8V]L;W(Z(%=H:71E.R!F;VYT.B`Q
M,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^#0H@("`@/'1D
M(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!J=7-T:69Y
M.R!P861D:6YG+6)O='1O;3H@,7!T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9CL@<&%D9&EN9RUL969T.B`R96TG/D5Q=6ET
M>2!S96-U<FET:65S/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$
M)W!A9&1I;F<M8F]T=&]M.B`Q<'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R
M87`],T1N;W=R87`@<W1Y;&4],T0G8F]R9&5R+6)O='1O;3H@0FQA8VL@,7!T
M('-O;&ED.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9CL@=&5X="UA;&EG;CH@;&5F="<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P
M/3-$;F]W<F%P('-T>6QE/3-$)V)O<F1E<BUB;W1T;VTZ($)L86-K(#%P="!S
M;VQI9#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R
M:68[('1E>'0M86QI9VXZ(')I9VAT)SXQ,2PS-C@\+W1D/CQT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#%P=#L@=&5X="UA
M;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL
M93TS1"=P861D:6YG+6)O='1O;3H@,7!T.R!F;VYT.B`Q,'!T($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@
M;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V)O<F1E<BUB;W1T;VTZ($)L86-K
M(#%P="!S;VQI9#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68[('1E>'0M86QI9VXZ(&QE9G0G/B8C,38P.SPO=&0^/'1D(&YO
M=W)A<#TS1&YO=W)A<"!S='EL93TS1"=B;W)D97(M8F]T=&]M.B!";&%C:R`Q
M<'0@<V]L:60[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF.R!T97AT+6%L:6=N.B!R:6=H="<^,SDY/"]T9#X\=&0@;F]W<F%P
M/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`Q<'0[('1E>'0M
M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y
M;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#%P=#L@9F]N=#H@,3!P="!#86QI8G)I
M+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D
M(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=B;W)D97(M8F]T=&]M.B!";&%C
M:R`Q<'0@<V]L:60[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF.R!T97AT+6%L:6=N.B!L969T)SXF(S$V,#L\+W1D/CQT9"!N
M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G8F]R9&5R+6)O='1O;3H@0FQA8VL@
M,7!T('-O;&ED.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9CL@=&5X="UA;&EG;CH@<FEG:'0G/C$P+#DV.3PO=&0^/'1D(&YO
M=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@,7!T.R!T
M97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P
M('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`Q<'0[(&9O;G0Z(#$P<'0@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@
M(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G8F]R9&5R+6)O='1O;3H@
M0FQA8VL@,7!T('-O;&ED.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9CL@=&5X="UA;&EG;CH@;&5F="<^)B,Q-C`[/"]T9#X\
M=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V)O<F1E<BUB;W1T;VTZ($)L
M86-K(#%P="!S;VQI9#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68[('1E>'0M86QI9VXZ(')I9VAT)SXF(S$U,3L\+W1D/CQT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#%P
M=#L@=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV
M971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/"]T<CX-"CQT<B!S='EL
M93TS1"=V97)T:6-A;"UA;&EG;CH@8F]T=&]M.R!B86-K9W)O=6YD+6-O;&]R
M.B!R9V(H,C`T+#(S."PR-34I.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9B<^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S
M='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!P861D:6YG+6)O='1O;3H@,BXU
M<'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF
M.R!P861D:6YG+6QE9G0Z(#-E;2<^5&]T86P@879A:6QA8FQE(&9O<B!S86QE
M('-E8W5R:71I97,\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
M<&%D9&EN9RUB;W1T;VTZ(#(N-7!T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W
M<F%P/3-$;F]W<F%P('-T>6QE/3-$)V)O<F1E<BUB;W1T;VTZ($)L86-K(#(N
M-7!T(&1O=6)L93L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68[('1E>'0M86QI9VXZ(&QE9G0G/B0\+W1D/CQT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G8F]R9&5R+6)O='1O;3H@0FQA8VL@,BXU<'0@
M9&]U8FQE.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9CL@=&5X="UA;&EG;CH@<FEG:'0G/C$X,BPV,C8\+W1D/CQT9"!N;W=R
M87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#(N-7!T.R!T
M97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P
M('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`R+C5P=#L@9F]N=#H@,3!P="!#
M86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@
M("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=B;W)D97(M8F]T=&]M
M.B!";&%C:R`R+C5P="!D;W5B;&4[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF.R!T97AT+6%L:6=N.B!L969T)SXF(S$V,#L\
M+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G8F]R9&5R+6)O='1O
M;3H@0FQA8VL@,BXU<'0@9&]U8FQE.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9CL@=&5X="UA;&EG;CH@<FEG:'0G/C,Y.3PO
M=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P861D:6YG+6)O='1O
M;3H@,BXU<'0[('1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R
M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R
M87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#(N-7!T.R!F
M;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q
M-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V)O
M<F1E<BUB;W1T;VTZ($)L86-K(#(N-7!T(&1O=6)L93L@9F]N=#H@,3!P="!#
M86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[('1E>'0M86QI9VXZ(&QE
M9G0G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=B
M;W)D97(M8F]T=&]M.B!";&%C:R`R+C5P="!D;W5B;&4[(&9O;G0Z(#$P<'0@
M0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T97AT+6%L:6=N.B!R
M:6=H="<^,3@R+#(R-SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=P861D:6YG+6)O='1O;3H@,BXU<'0[('1E>'0M86QI9VXZ(&QE9G0[(&9O
M;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V
M,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB
M;W1T;VTZ(#(N-7!T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)V)O<F1E<BUB;W1T;VTZ($)L86-K(#(N-7!T(&1O=6)L
M93L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[
M('1E>'0M86QI9VXZ(&QE9G0G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO
M=W)A<"!S='EL93TS1"=B;W)D97(M8F]T=&]M.B!";&%C:R`R+C5P="!D;W5B
M;&4[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF
M.R!T97AT+6%L:6=N.B!R:6=H="<^)B,Q-3$[/"]T9#X\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`R+C5P=#L@=&5X="UA
M;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68G/B8C,38P.SPO=&0^/"]T<CX-"CQT<B!S='EL93TS1"=V97)T
M:6-A;"UA;&EG;CH@8F]T=&]M.R!B86-K9W)O=6YD+6-O;&]R.B!7:&ET93L@
M9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/@T*
M("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@
M:G5S=&EF>3L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^
M)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$
M)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R
M87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N
M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N
M=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P
M.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-
M"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ
M(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
M=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R
M87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI
M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO
M=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W
M<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z
M(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\
M+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@
M<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
M=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I
M8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A
M<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P
M('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R
M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R
M87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z
M(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\
M+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@
M;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R
M:68G/B8C,38P.SPO=&0^/"]T<CX-"CQT<B!S='EL93TS1"=V97)T:6-A;"UA
M;&EG;CH@8F]T=&]M.R!B86-K9W)O=6YD+6-O;&]R.B!R9V(H,C`T+#(S."PR
M-34I.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9B<^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+61E
M8V]R871I;VXZ('5N9&5R;&EN93L@=&5X="UA;&EG;CH@:G5S=&EF>3L@9F]N
M=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/DYO;G)E
M8W5R<FEN9SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT
M.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[
M/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M
M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y
M;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P
M="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^
M/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\
M=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[
M(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF
M(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA
M;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y
M;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(
M96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS
M1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@
M0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[
M(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF
M(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA
M;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL
M93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE
M/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@
M0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@
M9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C
M,38P.SPO=&0^/"]T<CX-"CQT<B!S='EL93TS1"=V97)T:6-A;"UA;&EG;CH@
M8F]T=&]M.R!B86-K9W)O=6YD+6-O;&]R.B!7:&ET93L@9F]N=#H@,3!P="!#
M86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/@T*("`@(#QT9"!N;W=R
M87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@:G5S=&EF>3L@9F]N
M=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[('!A9&1I
M;F<M;&5F=#H@,F5M)SY);7!A:7)E9"!L;V%N<R`F(S$U,#L@8V]V97)E9#PO
M=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@
M("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE
M9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF
M)SXD/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI
M9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9B<^,C$L,C@X/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE
M/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO
M=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@
M;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F
M;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q
M-3$[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI
M9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4]
M,T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G
M/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-3$[/"]T9#X\=&0@
M;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O
M;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V
M,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P
M="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^
M#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N
M.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$
M)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E
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M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/@T*("`@(#QT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@:G5S=&EF>3L@9F]N=#H@
M,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[('!A9&1I;F<M
M;&5F=#H@,F5M)SY);7!A:7)E9"!L;V%N<R`F(S$U,#L@;F]N+6-O=F5R960\
M+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#
M86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@
M("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L
M969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E
M>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9B<^.#`L-30Q/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P
M('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R
M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R
M87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV
M971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A
M<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q
M,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T
M9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I
M9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9B<^)B,Q-3$[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E
M>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A
M+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@
M<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S
M='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P
M/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q
M,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-3$[/"]T
M9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE
M9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF
M)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N
M=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P
M.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT
M+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T
M>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9B<^.#`L-30Q/"]T9#X\=&0@;F]W<F%P
M/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P
M<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D
M/CPO='(^#0H\='(@<W1Y;&4],T0G=F5R=&EC86PM86QI9VXZ(&)O='1O;3L@
M8F%C:V=R;W5N9"UC;VQO<CH@5VAI=&4[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF)SX-"B`@("`\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&IU<W1I9GD[(&9O;G0Z(#$P<'0@
M0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!P861D:6YG+6QE9G0Z
M(#)E;2<^1F]R96-L;W-E9"!R96%L(&5S=&%T92`F(S$U,#L@8V]V97)E9#PO
M=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@
M("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE
M9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF
M)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X
M="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A
M+"!386YS+5-E<FEF)SXX-2PR-S(\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@
M<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I
M+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A
M<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P
M/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P
M<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D
M/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG
M:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF
M)SXF(S$U,3L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X
M="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S
M='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T
M>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P
M<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$U,3L\+W1D
M/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F
M=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G
M/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT
M.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[
M/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M
M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y
M;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF)SXX-2PR-S(\+W1D/CQT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P
M="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^
M/"]T<CX-"CQT<B!S='EL93TS1"=V97)T:6-A;"UA;&EG;CH@8F]T=&]M.R!B
M86-K9W)O=6YD+6-O;&]R.B!R9V(H,C`T+#(S."PR-34I.R!F;VYT.B`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^#0H@("`@/'1D(&YO
M=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT
M.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@<&%D9&EN
M9RUL969T.B`R96TG/D9O<F5C;&]S960@<F5A;"!E<W1A=&4@)B,Q-3`[(&YO
M;BUC;W9E<F5D/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O
M;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V
M,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X
M="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S
M='EL93TS1"=T97AT+6%L:6=N.B!R:6=H=#L@9F]N=#H@,3!P="!#86QI8G)I
M+"!(96QV971I8V$L(%-A;G,M4V5R:68G/C,W+#`R,SPO=&0^/'1D(&YO=W)A
M<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q
M,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T
M9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@
M(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F
M=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G
M/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT
M+6%L:6=N.B!R:6=H=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68G/B8C,34Q.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S
M='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P
M/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P
M="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^
M/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!R:6=H
M=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G
M/B8C,34Q.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT
M+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T
M>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y
M;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(
M96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS
M1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!R:6=H=#L@9F]N=#H@,3!P
M="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/C,W+#`R,SPO=&0^
M/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T
M.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^
M)B,Q-C`[/"]T9#X\+W1R/@T*/"]T86)L93X-"@T*/'`@<W1Y;&4],T0G9F]N
M=#H@,3!P="\Q,"XP-7!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9CL@;6%R9VEN.B`P.R!T97AT+6%L:6=N.B!J=7-T:69Y.R!T97AT+6EN9&5N
M=#H@,"XR-6EN)SXF(S$V,#L\+W`^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@
M("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F4^#0H@("`@("`@(#QT9"!C
M;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y,979E;"`S(&%S<V5T<R!A;F0@;&EA
M8FEL:71I97,@;65A<W5R960@870@9F%I<B!V86QU92!O;B!A(')E8W5R<FEN
M9R!O<B!N;VXM<F5C=7)R:6YG(&)A<VES/"]T9#X-"B`@("`@("`@/'1D(&-L
M87-S/3-$=&5X=#X\<"!S='EL93TS1"=F;VYT.B`Q,'!T+VYO<FUA;"!#86QI
M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[(&UA<F=I;CH@,#L@=&5X="UA
M;&EG;CH@:G5S=&EF>2<^1F]R($QE=F5L(#,@87-S971S(&%N9"!L:6%B:6QI
M=&EE<PT*;65A<W5R960@870@9F%I<B!V86QU92!O;B!A(')E8W5R<FEN9R!O
M<B!N;VXM<F5C=7)R:6YG(&)A<VES(&%S(&]F($1E8V5M8F5R(#,Q+"`R,#$R
M+"!T:&4@<VEG;FEF:6-A;G0@=6YO8G-E<G9A8FQE(&EN<'5T<R!U<V5D#0II
M;B!T:&4@9F%I<B!V86QU92!M96%S=7)E;65N=',@=V5R92!A<R!F;VQL;W=S
M.CPO<#X-"@T*/'`@<W1Y;&4],T0G9F]N=#H@,3!P="]N;W)M86P@0V%L:6)R
M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!M87)G:6XZ(#`[('1E>'0M86QI
M9VXZ(&IU<W1I9GDG/B8C,38P.SPO<#X-"@T*/'1A8FQE(&-E;&QP861D:6YG
M/3-$,"!C96QL<W!A8VEN9STS1#`@<W1Y;&4],T0G8F]R9&5R+6-O;&QA<'-E
M.B!C;VQL87!S93L@=VED=&@Z(#$P,"4[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF)SX-"CQT<B!S='EL93TS1"=V97)T:6-A
M;"UA;&EG;CH@8F]T=&]M.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9B<^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL
M93TS1"=F;VYT.B!I=&%L:6,@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68[('1E>'0M86QI9VXZ(&QE9G0[('9E<G1I8V%L+6%L:6=N.B!B
M;W1T;VTG/B@D(&EN('1H;W5S86YD<RD\+W1D/CQT9"!S='EL93TS1"=F;VYT
M.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[
M/"]T9#X-"B`@("`\=&0@8V]L<W!A;CTS1#0@;F]W<F%P/3-$;F]W<F%P('-T
M>6QE/3-$)W1E>'0M86QI9VXZ(&-E;G1E<CL@9F]N=#H@,3!P="!#86QI8G)I
M+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A
M<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@<W1Y;&4],T0G9F]N
M=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P
M.SPO=&0^#0H@("`@/'1D(&-O;'-P86X],T0S('-T>6QE/3-$)W1E>'0M86QI
M9VXZ(&-E;G1E<CL@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68G/B8C,38P.SPO=&0^/"]T<CX-"CQT<B!S='EL93TS1"=V97)T
M:6-A;"UA;&EG;CH@8F]T=&]M.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9B<^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S
M='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!B;W)D97(M8F]T=&]M.B!";&%C
M:R`Q<'0@<V]L:60[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF.R!V97)T:6-A;"UA;&EG;CH@8F]T=&]M)SY$97-C<FEP=&EO
M;CPO=&0^/'1D('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`Q<'0[(&9O;G0Z
M(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\
M+W1D/@T*("`@(#QT9"!C;VQS<&%N/3-$,B!N;W=R87`],T1N;W=R87`@<W1Y
M;&4],T0G=&5X="UA;&EG;CH@8V5N=&5R.R!B;W)D97(M8F]T=&]M.B!";&%C
M:R`Q<'0@<V]L:60[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF)SY&86ER(%9A;'5E(&%T(#QB<B`O/@T*1&5C96UB97(@,S$L
M/&)R("\^#0H@,C`Q,CPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=P861D:6YG+6)O='1O;3H@,7!T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`Q<'0[(&9O;G0Z(#$P
M<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D
M/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG
M;CH@8V5N=&5R.R!B;W)D97(M8F]T=&]M.B!";&%C:R`Q<'0@<V]L:60[(&9O
M;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SY686QU
M871I;VX@/&)R("\^#0I496-H;FEQ=64\+W1D/CQT9"!S='EL93TS1"=P861D
M:6YG+6)O='1O;3H@,7!T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&-E;G1E<CL@8F]R9&5R+6)O
M='1O;3H@0FQA8VL@,7!T('-O;&ED.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9B<^4VEG;FEF:6-A;G0@56YO8G-E<G9A8FQE
M(#QB<B`O/@T*26YP=71S/"]T9#X\=&0@<W1Y;&4],T0G<&%D9&EN9RUB;W1T
M;VTZ(#%P=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S
M='EL93TS1"=T97AT+6%L:6=N.B!C96YT97([(&)O<F1E<BUB;W1T;VTZ($)L
M86-K(#%P="!S;VQI9#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68G/D=E;F5R86P@4F%N9V4@/&)R("\^#0IO9B!3:6=N:69I
M8V%N="`\8G(@+SX-"E5N;V)S97)V86)L92`\8G(@+SX-"DEN<'5T(%9A;'5E
M<SPO=&0^/"]T<CX-"CQT<B!S='EL93TS1"=V97)T:6-A;"UA;&EG;CH@8F]T
M=&]M.R!B86-K9W)O=6YD+6-O;&]R.B!R9V(H,C`T+#(S."PR-34I.R!F;VYT
M.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^#0H@("`@
M/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=W:61T:#H@-#@E.R!T97AT
M+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9CL@=F5R=&EC86PM86QI9VXZ('1O<"<^26UP86ER960@;&]A
M;G,@)B,Q-3`[(&-O=F5R960\+W1D/CQT9"!S='EL93TS1"=W:61T:#H@,24[
M(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF
M(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
M=VED=&@Z(#$E.R!T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@=F5R=&EC86PM86QI9VXZ('1O
M<"<^)#PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=W:61T:#H@
M,3`E.R!T97AT+6%L:6=N.B!R:6=H=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(
M96QV971I8V$L(%-A;G,M4V5R:68[('9E<G1I8V%L+6%L:6=N.B!T;W`G/C$R
M+#(S-#PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=W:61T:#H@
M,24[('1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G=VED=&@Z(#$E.R!F;VYT.B`Q,'!T($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@
M;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W=I9'1H.B`Q,B4[('1E>'0M86QI
M9VXZ(&-E;G1E<CL@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68[('9E<G1I8V%L+6%L:6=N.B!T;W`G/D%P<')A:7-E9"!V86QU
M93PO=&0^/'1D('-T>6QE/3-$)W=I9'1H.B`Q)3L@9F]N=#H@,3!P="!#86QI
M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[('1E>'0M86QI9VXZ(&-E;G1E
M<CL@=F5R=&EC86PM86QI9VXZ('1O<"<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@
M<W1Y;&4],T0G=VED=&@Z(#$R)3L@=&5X="UA;&EG;CH@8V5N=&5R.R!F;VYT
M.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@=F5R=&EC
M86PM86QI9VXZ('1O<"<^1&ES8V]U;G1S('1O(')E9FQE8W0@8W5R<F5N="!M
M87)K970@8V]N9&ET:6]N<RP@=6QT:6UA=&4@8V]L;&5C=&%B:6QI='DL(&%N
M9"!E<W1I;6%T960@8V]S=',@=&\@<V5L;#PO=&0^/'1D('-T>6QE/3-$)W=I
M9'1H.B`Q)3L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68[('1E>'0M86QI9VXZ(&-E;G1E<CL@=F5R=&EC86PM86QI9VXZ('1O
M<"<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE
M/3-$)W=I9'1H.B`Q,B4[('1E>'0M86QI9VXZ(&-E;G1E<CL@9F]N=#H@,3!P
M="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[('9E<G1I8V%L+6%L
M:6=N.B!T;W`G/C`M-#DE/"]T9#X\+W1R/@T*/'1R('-T>6QE/3-$)W9E<G1I
M8V%L+6%L:6=N.B!B;W1T;VT[(&)A8VMG<F]U;F0M8V]L;W(Z(%=H:71E.R!F
M;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^#0H@
M("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L
M969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9CL@=F5R=&EC86PM86QI9VXZ('1O<"<^26UP86ER960@;&]A;G,@)B,Q-3`[
M(&YO;BUC;W9E<F5D/"]T9#X\=&0@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI
M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@
M/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T
M.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@
M=F5R=&EC86PM86QI9VXZ('1O<"<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@=F5R=&EC86PM86QI
M9VXZ('1O<"<^,C$L,#(Q/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE
M/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO
M=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!C96YT97([(&9O;G0Z(#$P<'0@
M0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!V97)T:6-A;"UA;&EG
M;CH@=&]P)SY!<'!R86ES960@=F%L=64\+W1D/CQT9"!S='EL93TS1"=F;VYT
M.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@=&5X="UA
M;&EG;CH@8V5N=&5R.R!V97)T:6-A;"UA;&EG;CH@=&]P)SXF(S$V,#L\+W1D
M/@T*("`@(#QT9"!S='EL93TS1"=T97AT+6%L:6=N.B!C96YT97([(&9O;G0Z
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M86QI9VXZ(&-E;G1E<CL@=F5R=&EC86PM86QI9VXZ('1O<"<^)B,Q-C`[/"]T
M9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI
M9VXZ(&-E;G1E<CL@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68[('9E<G1I8V%L+6%L:6=N.B!T;W`G/C`M,C$E/"]T9#X\+W1R
M/@T*/'1R('-T>6QE/3-$)W9E<G1I8V%L+6%L:6=N.B!B;W1T;VT[(&)A8VMG
M<F]U;F0M8V]L;W(Z(')G8B@R,#0L,C,X+#(U-2D[(&9O;G0Z(#$P<'0@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SX-"B`@("`\=&0@;F]W<F%P
M/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P
M<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!V97)T:6-A;"UA
M;&EG;CH@=&]P)SY&;W)E8VQO<V5D(')E86P@97-T871E("8C,34P.R!C;W9E
M<F5D/"]T9#X\=&0@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV
M971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A
M<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q
M,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@=F5R=&EC86PM
M86QI9VXZ('1O<"<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T
M>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9CL@=F5R=&EC86PM86QI9VXZ('1O<"<^
M-#<L,CDP/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M
M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y
M;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R
M:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL
M93TS1"=T97AT+6%L:6=N.B!C96YT97([(&9O;G0Z(#$P<'0@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF.R!V97)T:6-A;"UA;&EG;CH@=&]P)SY!
M<'!R86ES960@=F%L=64\+W1D/CQT9"!S='EL93TS1"=F;VYT.B`Q,'!T($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@=&5X="UA;&EG;CH@8V5N
M=&5R.R!V97)T:6-A;"UA;&EG;CH@=&]P)SXF(S$V,#L\+W1D/@T*("`@(#QT
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M<FEF.R!T97AT+6%L:6=N.B!C96YT97([('9E<G1I8V%L+6%L:6=N.B!T;W`G
M/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=T97AT+6%L:6=N.B!C96YT97([(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF.R!V97)T:6-A;"UA;&EG;CH@=&]P)SXP+3(Y
M)3PO=&0^/"]T<CX-"CQT<B!S='EL93TS1"=V97)T:6-A;"UA;&EG;CH@8F]T
M=&]M.R!B86-K9W)O=6YD+6-O;&]R.B!7:&ET93L@9F]N=#H@,3!P="!#86QI
M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/@T*("`@(#QT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P
M="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[('9E<G1I8V%L+6%L
M:6=N.B!T;W`G/D9O<F5C;&]S960@<F5A;"!E<W1A=&4@)B,Q-3`[(&YO;BUC
M;W9E<F5D/"]T9#X\=&0@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(
M96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO
M=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT
M.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@=F5R=&EC
M86PM86QI9VXZ('1O<"<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P
M('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@=F5R=&EC86PM86QI9VXZ('1O
M<"<^,C8L,C@U/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E
M>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A
M+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@
M<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S
M='EL93TS1"=T97AT+6%L:6=N.B!C96YT97([(&9O;G0Z(#$P<'0@0V%L:6)R
M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!V97)T:6-A;"UA;&EG;CH@=&]P
M)SY!<'!R86ES960@=F%L=64\+W1D/CQT9"!S='EL93TS1"=F;VYT.B`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@=&5X="UA;&EG;CH@
M8V5N=&5R.R!V97)T:6-A;"UA;&EG;CH@=&]P)SXF(S$V,#L\+W1D/@T*("`@
M(#QT9"!S='EL93TS1"=T97AT+6%L:6=N.B!C96YT97([(&9O;G0Z(#$P<'0@
M0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!V97)T:6-A;"UA;&EG
M;CH@=&]P)SY$:7-C;W5N=',@=&\@<F5F;&5C="!C=7)R96YT(&UA<FME="!C
M;VYD:71I;VYS+"!A8F)R979I871E9"!H;VQD:6YG('!E<FEO9"!A;F0@97-T
M:6UA=&5D(&-O<W1S('1O('-E;&P\+W1D/CQT9"!S='EL93TS1"=F;VYT.B`Q
M,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@=&5X="UA;&EG
M;CH@8V5N=&5R.R!V97)T:6-A;"UA;&EG;CH@=&]P)SXF(S$V,#L\+W1D/@T*
M("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@
M8V5N=&5R.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9CL@=F5R=&EC86PM86QI9VXZ('1O<"<^,"TT,"4\+W1D/CPO='(^#0H\
M='(@<W1Y;&4],T0G=F5R=&EC86PM86QI9VXZ(&)O='1O;3L@9F]N=#H@,3!P
M="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/@T*("`@(#QT9"!N
M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@<&%D
M9&EN9RUB;W1T;VTZ(#%P=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I
M8V$L(%-A;G,M4V5R:68[('9E<G1I8V%L+6%L:6=N.B!T;W`[(&)O<F1E<BUB
M;W1T;VTZ($)L86-K(#%P="!S;VQI9"<^)B,Q-C`[/"]T9#X\=&0@<W1Y;&4]
M,T0G<&%D9&EN9RUB;W1T;VTZ(#%P=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(
M96QV971I8V$L(%-A;G,M4V5R:68[(&)O<F1E<BUB;W1T;VTZ($)L86-K(#%P
M="!S;VQI9"<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P
M('-T>6QE/3-$)V)O<F1E<BUB;W1T;VTZ($)L86-K(#%P="!S;VQI9#L@9F]N
M=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[('1E>'0M
M86QI9VXZ(&QE9G0[('9E<G1I8V%L+6%L:6=N.B!T;W`G/B8C,38P.SPO=&0^
M/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=B;W)D97(M8F]T=&]M.B!"
M;&%C:R`Q<'0@<V]L:60[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A
M+"!386YS+5-E<FEF.R!T97AT+6%L:6=N.B!R:6=H=#L@=F5R=&EC86PM86QI
M9VXZ('1O<"<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE
M/3-$)W!A9&1I;F<M8F]T=&]M.B`Q<'0[('1E>'0M86QI9VXZ(&QE9G0[(&9O
M;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!B;W)D
M97(M8F]T=&]M.B!";&%C:R`Q<'0@<V]L:60G/B8C,38P.SPO=&0^/'1D(&YO
M=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@,7!T.R!F
M;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@8F]R
M9&5R+6)O='1O;3H@0FQA8VL@,7!T('-O;&ED)SXF(S$V,#L\+W1D/@T*("`@
M(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@8V5N
M=&5R.R!P861D:6YG+6)O='1O;3H@,7!T.R!F;VYT.B`Q,'!T($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9CL@8F]R9&5R+6)O='1O;3H@0FQA8VL@
M,7!T('-O;&ED)SXF(S$V,#L\+W1D/CQT9"!S='EL93TS1"=P861D:6YG+6)O
M='1O;3H@,7!T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9CL@8F]R9&5R+6)O='1O;3H@0FQA8VL@,7!T('-O;&ED)SXF(S$V
M,#L\+W1D/@T*("`@(#QT9"!S='EL93TS1"=T97AT+6%L:6=N.B!C96YT97([
M('!A9&1I;F<M8F]T=&]M.B`Q<'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF.R!B;W)D97(M8F]T=&]M.B!";&%C:R`Q<'0@
M<V]L:60G/B8C,38P.SPO=&0^/'1D('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M
M.B`Q<'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF.R!B;W)D97(M8F]T=&]M.B!";&%C:R`Q<'0@<V]L:60G/B8C,38P.SPO
M=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L
M:6=N.B!C96YT97([('!A9&1I;F<M8F]T=&]M.B`Q<'0[(&9O;G0Z(#$P<'0@
M0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!B;W)D97(M8F]T=&]M
M.B!";&%C:R`Q<'0@<V]L:60G/B8C,38P.SPO=&0^/"]T<CX-"CPO=&%B;&4^
M#0H-"CQP('-T>6QE/3-$)V9O;G0Z(#$P<'0O;F]R;6%L($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9CL@;6%R9VEN.B`P.R!T97AT+6%L:6=N.B!J
M=7-T:69Y)SXF(S$V,#L\+W`^#0H-"CQP('-T>6QE/3-$)V9O;G0Z(#$P<'0O
M;F]R;6%L($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@;6%R9VEN
M.B`P.R!T97AT+6%L:6=N.B!J=7-T:69Y)SXF(S$V,#LF(S$V,#L\+W`^/'-P
M86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S
M/3-$<F\^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y4
M:&4@8V%R<GEI;F<@86UO=6YT<R!A;F0@97-T:6UA=&5D(&9A:7(@=F%L=65S
M(&]F(&9I;F%N8VEA;"!I;G-T<G5M96YT<SPO=&0^#0H@("`@("`@(#QT9"!C
M;&%S<STS1'1E>'0^/'`@<W1Y;&4],T0G9F]N=#H@,3!P="]N;W)M86P@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!M87)G:6XZ(#`[('1E>'0M
M86QI9VXZ(&QE9G0G/B8C,38P.SPO<#X-"@T*/'1A8FQE(&-E;&QP861D:6YG
M/3-$,"!C96QL<W!A8VEN9STS1#`@<W1Y;&4],T0G8F]R9&5R+6-O;&QA<'-E
M.B!C;VQL87!S93L@=VED=&@Z(#$P,"4[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF)SX-"CQT<B!S='EL93TS1"=V97)T:6-A
M;"UA;&EG;CH@8F]T=&]M.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9B<^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL
M93TS1"=T97AT+6%L:6=N.B!J=7-T:69Y.R!F;VYT.B`Q,'!T($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P
M/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`Q<'0[(&9O;G0Z
M(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\
M+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA
M;&EG;CH@8V5N=&5R.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9CL@=F5R=&EC86PM86QI9VXZ(&)O='1O;2<^)B,Q-C`[/"]T
M9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(&)O;&0@,3!P
M="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[('!A9&1I;F<M8F]T
M=&]M.B`Q<'0G/B8C,38P.SPO=&0^#0H@("`@/'1D(&-O;'-P86X],T0V(&YO
M=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B!B;VQD(#$P<'0@0V%L:6)R
M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T97AT+6%L:6=N.B!C96YT97([
M(&)O<F1E<BUB;W1T;VTZ($)L86-K(#%P="!S;VQI9"<^1&5C96UB97(@,S$L
M(#(P,3(\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN
M9RUB;W1T;VTZ(#%P=#L@9F]N=#H@8F]L9"`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`Q<'0[(&9O;G0Z(#$P<'0@
M0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*
M("`@(#QT9"!C;VQS<&%N/3-$-B!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
M=&5X="UA;&EG;CH@8V5N=&5R.R!B;W)D97(M8F]T=&]M.B!";&%C:R`Q<'0@
M<V]L:60[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF)SY$96-E;6)E<B`S,2P@,C`Q,3PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A
M<"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@,7!T.R!F;VYT.B`Q,'!T($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\+W1R
M/@T*/'1R('-T>6QE/3-$)W9E<G1I8V%L+6%L:6=N.B!B;W1T;VT[(&9O;G0Z
M(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SX-"B`@("`\
M=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(&ET86QI8R`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@=&5X="UA;&EG;CH@
M:G5S=&EF>2<^*"0@:6X@=&AO=7-A;F1S*3PO=&0^/'1D(&YO=W)A<#TS1&YO
M=W)A<"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@,7!T.R!F;VYT.B`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-
M"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ
M(&-E;G1E<CL@8F]R9&5R+6)O='1O;3H@0FQA8VL@,7!T('-O;&ED.R!F;VYT
M.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@=F5R=&EC
M86PM86QI9VXZ(&)O='1O;2<^3&5V96P@:6X@/&)R("\^#0I&86ER(%9A;'5E
M(#QB<B`O/@T*2&EE<F%R8VAY/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T
M>6QE/3-$)V9O;G0Z(&)O;&0@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68[('!A9&1I;F<M8F]T=&]M.B`Q<'0G/B8C,38P.SPO=&0^#0H@
M("`@/'1D(&-O;'-P86X],T0R(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F
M;VYT.B!B;VQD(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF
M.R!T97AT+6%L:6=N.B!C96YT97([(&)O<F1E<BUB;W1T;VTZ($)L86-K(#%P
M="!S;VQI9"<^0V%R<GEI;F<@/&)R("\^#0I!;6]U;G0\+W1D/CQT9"!N;W=R
M87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#%P=#L@9F]N
M=#H@8F]L9"`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^
M)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z
M(&)O;&0@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[('!A
M9&1I;F<M8F]T=&]M.B`Q<'0G/B8C,38P.SPO=&0^#0H@("`@/'1D(&-O;'-P
M86X],T0R(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B!B;VQD(#$P
M<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T97AT+6%L:6=N
M.B!C96YT97([(&)O<F1E<BUB;W1T;VTZ($)L86-K(#%P="!S;VQI9"<^17-T
M:6UA=&5D(#QB<B`O/@T*1F%I<B!686QU93PO=&0^/'1D(&YO=W)A<#TS1&YO
M=W)A<"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@,7!T.R!F;VYT.B!B;VQD
M(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\
M+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T
M;VTZ(#%P=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&-O;'-P86X],T0R(&YO=W)A
M<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!C96YT97([(&)O<F1E
M<BUB;W1T;VTZ($)L86-K(#%P="!S;VQI9#L@9F]N=#H@,3!P="!#86QI8G)I
M+"!(96QV971I8V$L(%-A;G,M4V5R:68G/D-A<G)Y:6YG(#QB<B`O/@T*06UO
M=6YT/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M
M8F]T=&]M.B`Q<'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y
M;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#%P=#L@9F]N=#H@,3!P="!#86QI8G)I
M+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D
M(&-O;'-P86X],T0R(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L
M:6=N.B!C96YT97([(&)O<F1E<BUB;W1T;VTZ($)L86-K(#%P="!S;VQI9#L@
M9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/D5S
M=&EM871E9"`\8G(@+SX-"D9A:7(@5F%L=64\+W1D/CQT9"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#%P=#L@9F]N=#H@,3!P
M="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^
M/"]T<CX-"CQT<B!S='EL93TS1"=V97)T:6-A;"UA;&EG;CH@8F]T=&]M.R!F
M;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^#0H@
M("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!J
M=7-T:69Y.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$
M)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF
M(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
M=&5X="UA;&EG;CH@8V5N=&5R.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9CL@=F5R=&EC86PM86QI9VXZ(&)O='1O;2<^)B,Q
M-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P
M<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D
M/@T*("`@(#QT9"!C;VQS<&%N/3-$,B!N;W=R87`],T1N;W=R87`@<W1Y;&4]
M,T0G=&5X="UA;&EG;CH@:G5S=&EF>3L@9F]N=#H@,3!P="!#86QI8G)I+"!(
M96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS
M1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P
M('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!C;VQS<&%N/3-$,B!N;W=R
M87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@:G5S=&EF>3L@9F]N
M=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P
M.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\
M=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R
M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT
M9"!C;VQS<&%N/3-$,B!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA
M;&EG;CH@:G5S=&EF>3L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S
M='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$
M)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF
M(S$V,#L\+W1D/@T*("`@(#QT9"!C;VQS<&%N/3-$,B!N;W=R87`],T1N;W=R
M87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@:G5S=&EF>3L@9F]N=#H@,3!P="!#
M86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D
M(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\+W1R/@T*/'1R
M('-T>6QE/3-$)W9E<G1I8V%L+6%L:6=N.B!B;W1T;VT[(&)A8VMG<F]U;F0M
M8V]L;W(Z(')G8B@R,#0L,C,X+#(U-2D[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF)SX-"B`@("`\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)W=I9'1H.B`T.24[('1E>'0M86QI9VXZ(&QE9G0[(&9O
M;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SY#87-H
M(&%N9"!D=64@9G)O;2!B86YK<RP@;F]N:6YT97)E<W0M8F5A<FEN9SPO=&0^
M/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=W:61T:#H@,24[(&9O;G0Z
M(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\
M+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=VED=&@Z
M(#$P)3L@=&5X="UA;&EG;CH@8V5N=&5R.R!F;VYT.B`Q,'!T($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9CL@=F5R=&EC86PM86QI9VXZ(&)O='1O
M;2<^3&5V96P@,3PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=W
M:61T:#H@,24[(&9O;G0Z(&)O;&0@,3!P="!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO
M=W)A<"!S='EL93TS1"=W:61T:#H@,24[(&9O;G0Z(&)O;&0@,3!P="!#86QI
M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[('1E>'0M86QI9VXZ(&QE9G0G
M/B0\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=VED=&@Z(#<E
M.R!F;VYT.B!B;VQD(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF.R!T97AT+6%L:6=N.B!R:6=H="<^.38L-3@X/"]T9#X\=&0@;F]W<F%P
M/3-$;F]W<F%P('-T>6QE/3-$)W=I9'1H.B`Q)3L@9F]N=#H@8F]L9"`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@=&5X="UA;&EG;CH@
M;&5F="<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$
M)W=I9'1H.B`Q)3L@9F]N=#H@8F]L9"`Q,'!T($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)W=I9'1H.B`Q)3L@9F]N=#H@8F]L9"`Q,'!T($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@=&5X="UA;&EG;CH@;&5F
M="<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W=I
M9'1H.B`W)3L@9F]N=#H@8F]L9"`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9CL@=&5X="UA;&EG;CH@<FEG:'0G/CDV+#4X.#PO=&0^/'1D
M(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=W:61T:#H@,24[(&9O;G0Z(&)O
M;&0@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[('1E>'0M
M86QI9VXZ(&QE9G0G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S
M='EL93TS1"=W:61T:#H@,24[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G=VED=&@Z(#$E.R!T97AT+6%L:6=N.B!L969T
M.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^
M)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W=I9'1H
M.B`W)3L@=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF)SXX,"PS-#$\+W1D/CQT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G=VED=&@Z(#$E.R!T97AT+6%L:6=N.B!L969T
M.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^
M)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W=I9'1H
M.B`Q)3L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R
M:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL
M93TS1"=W:61T:#H@,24[('1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@
M0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=VED=&@Z(#<E.R!T97AT+6%L
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M=F5T:6-A+"!386YS+5-E<FEF)SX-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P
M('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R
M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SY$=64@9G)O;2!B86YK<RP@:6YT
M97)E<W0M8F5A<FEN9SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^
M)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$
M)W1E>'0M86QI9VXZ(&-E;G1E<CL@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV
M971I8V$L(%-A;G,M4V5R:68[('9E<G1I8V%L+6%L:6=N.B!B;W1T;VTG/DQE
M=F5L(#$\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@
M8F]L9"`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q
M-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O
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M.B!L969T)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4]
M,T0G9F]N=#H@8F]L9"`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T
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M97AT+6%L:6=N.B!L969T)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R
M87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A
M<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W
M<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT
M.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^,3,U+#(Q
M.#PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N
M.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$
M)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF
M(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
M=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I
M8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A
M<"!S='EL93TS1"=T97AT+6%L:6=N.B!R:6=H=#L@9F]N=#H@,3!P="!#86QI
M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/C$S-2PR,3@\+W1D/CQT9"!N
M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N
M=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P
M.SPO=&0^/"]T<CX-"CQT<B!S='EL93TS1"=V97)T:6-A;"UA;&EG;CH@8F]T
M=&]M.R!B86-K9W)O=6YD+6-O;&]R.B!R9V(H,C`T+#(S."PR-34I.R!F;VYT
M.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^#0H@("`@
M/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!J=7-T
M:69Y.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9B<^1F5D97)A;"!F=6YD<R!S;VQD/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P
M('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@
M<W1Y;&4],T0G=&5X="UA;&EG;CH@8V5N=&5R.R!F;VYT.B`Q,'!T($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@=F5R=&EC86PM86QI9VXZ(&)O
M='1O;2<^3&5V96P@,3PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=F;VYT.B!B;VQD(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y
M;&4],T0G9F]N=#H@8F]L9"`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9CL@=&5X="UA;&EG;CH@;&5F="<^)B,Q-C`[/"]T9#X\=&0@;F]W
M<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(&)O;&0@,3!P="!#86QI8G)I
M+"!(96QV971I8V$L(%-A;G,M4V5R:68[('1E>'0M86QI9VXZ(')I9VAT)SXF
M(S$U,3L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@
M8F]L9"`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@=&5X
M="UA;&EG;CH@;&5F="<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P
M('-T>6QE/3-$)V9O;G0Z(&)O;&0@,3!P="!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO
M=W)A<"!S='EL93TS1"=F;VYT.B!B;VQD(#$P<'0@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF.R!T97AT+6%L:6=N.B!L969T)SXF(S$V,#L\+W1D
M/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@8F]L9"`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@=&5X="UA;&EG;CH@
M<FEG:'0G/B8C,34Q.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=F;VYT.B!B;VQD(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF.R!T97AT+6%L:6=N.B!L969T)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I
M8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS
M1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\
M=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT
M.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^
M-C`X/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI
M9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4]
M,T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G
M/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^-C`X/"]T9#X\=&0@;F]W
M<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z
M(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\
M+W1D/CPO='(^#0H\='(@<W1Y;&4],T0G=F5R=&EC86PM86QI9VXZ(&)O='1O
M;3L@8F%C:V=R;W5N9"UC;VQO<CH@5VAI=&4[(&9O;G0Z(#$P<'0@0V%L:6)R
M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SX-"B`@("`\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&IU<W1I9GD[(&9O;G0Z(#$P
M<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SY396-U<FET:65S
M(&%V86EL86)L92!F;W(@<V%L93PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S
M='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T
M>6QE/3-$)W1E>'0M86QI9VXZ(&-E;G1E<CL@9F]N=#H@,3!P="!#86QI8G)I
M+"!(96QV971I8V$L(%-A;G,M4V5R:68[('9E<G1I8V%L+6%L:6=N.B!B;W1T
M;VTG/DQE=F5L(#(\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
M9F]N=#H@8F]L9"`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE
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M+6%L:6=N.B!L969T)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@
M<W1Y;&4],T0G9F]N=#H@8F]L9"`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W
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M<FEF.R!T97AT+6%L:6=N.B!L969T)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I
M8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS
M1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\
M=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT
M.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^
M,3@R+#8R-CPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT
M+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T
M>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y
M;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(
M96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS
M1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!R:6=H=#L@9F]N=#H@,3!P
M="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/C$X,BPV,C8\+W1D
M/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F
M=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G
M/B8C,38P.SPO=&0^/"]T<CX-"CQT<B!S='EL93TS1"=V97)T:6-A;"UA;&EG
M;CH@8F]T=&]M.R!B86-K9W)O=6YD+6-O;&]R.B!R9V(H,C`T+#(S."PR-34I
M.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^
M#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N
M.B!J=7-T:69Y.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9B<^4V5C=7)I=&EE<R!H96QD('1O(&UA='5R:71Y/"]T9#X\=&0@
M;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N
M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@8V5N=&5R.R!F
M;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@=F5R
M=&EC86PM86QI9VXZ(&)O='1O;2<^3&5V96P@,CPO=&0^/'1D(&YO=W)A<#TS
M1&YO=W)A<"!S='EL93TS1"=F;VYT.B!B;VQD(#$P<'0@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R
M87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@8F]L9"`Q,'!T($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9CL@=&5X="UA;&EG;CH@;&5F="<^)B,Q
M-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(&)O
M;&0@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[('1E>'0M
M86QI9VXZ(')I9VAT)SXU-BPP-C0\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@
M<W1Y;&4],T0G9F]N=#H@8F]L9"`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9CL@=&5X="UA;&EG;CH@;&5F="<^)B,Q-C`[/"]T9#X\=&0@
M;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(&)O;&0@,3!P="!#86QI
M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@
M/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B!B;VQD(#$P<'0@
M0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T97AT+6%L:6=N.B!L
M969T)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
M9F]N=#H@8F]L9"`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9CL@=&5X="UA;&EG;CH@<FEG:'0G/C8Q+#0Y-CPO=&0^/'1D(&YO=W)A<#TS
M1&YO=W)A<"!S='EL93TS1"=F;VYT.B!B;VQD(#$P<'0@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF.R!T97AT+6%L:6=N.B!L969T)SXF(S$V,#L\
M+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#
M86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@
M("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L
M969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E
M>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9B<^-3<L.3@X/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P
M('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R
M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R
M87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV
M971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A
M<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q
M,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T
M9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I
M9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
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M)SX-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI
M9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF)SY0<F5S;VQD(&UO<G1G86=E<R!I;B!P<F]C97-S(&]F('-E='1L
M96UE;G0\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@
M,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO
M=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L
M:6=N.B!C96YT97([(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF.R!V97)T:6-A;"UA;&EG;CH@8F]T=&]M)SY,979E;"`Q/"]T
M9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(&)O;&0@,3!P
M="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^
M#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B!B;VQD
M(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T97AT+6%L
M:6=N.B!L969T)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y
M;&4],T0G9F]N=#H@8F]L9"`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
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M,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N
M=#H@8F]L9"`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@
M=&5X="UA;&EG;CH@;&5F="<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)V9O;G0Z(&)O;&0@,3!P="!#86QI8G)I+"!(96QV971I
M8V$L(%-A;G,M4V5R:68[('1E>'0M86QI9VXZ(')I9VAT)SXX+#0Y,#PO=&0^
M/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B!B;VQD(#$P<'0@
M0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T97AT+6%L:6=N.B!L
M969T)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
M9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C
M,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T
M97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P
M('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^-BPP.3`\+W1D/CQT9"!N;W=R
M87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@
M,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO
M=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@
M("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE
M9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF
M)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X
M="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A
M+"!386YS+5-E<FEF)SXV+#`Y,#PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S
M='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\+W1R/@T*/'1R
M('-T>6QE/3-$)W9E<G1I8V%L+6%L:6=N.B!B;W1T;VT[(&)A8VMG<F]U;F0M
M8V]L;W(Z(')G8B@R,#0L,C,X+#(U-2D[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF)SX-"B`@("`\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SY,;V%N<R`M(&YO;BUC;W9E
M<F5D+"!N970@;V8@86QL;W=A;F-E/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P
M('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@
M<W1Y;&4],T0G=&5X="UA;&EG;CH@8V5N=&5R.R!F;VYT.B`Q,'!T($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@=F5R=&EC86PM86QI9VXZ(&)O
M='1O;2<^3&5V96P@,SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=F;VYT.B!B;VQD(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y
M;&4],T0G9F]N=#H@8F]L9"`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9CL@=&5X="UA;&EG;CH@;&5F="<^)B,Q-C`[/"]T9#X\=&0@;F]W
M<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(&)O;&0@,3!P="!#86QI8G)I
M+"!(96QV971I8V$L(%-A;G,M4V5R:68[('1E>'0M86QI9VXZ(')I9VAT)SXR
M+#`U,BPU,#`\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N
M=#H@8F]L9"`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@
M=&5X="UA;&EG;CH@;&5F="<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)V9O;G0Z(&)O;&0@,3!P="!#86QI8G)I+"!(96QV971I
M8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS
M1&YO=W)A<"!S='EL93TS1"=F;VYT.B!B;VQD(#$P<'0@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF.R!T97AT+6%L:6=N.B!L969T)SXF(S$V,#L\
M+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@8F]L9"`Q
M,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@=&5X="UA;&EG
M;CH@<FEG:'0G/C$L.3DX+#8R,#PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S
M='EL93TS1"=F;VYT.B!B;VQD(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF.R!T97AT+6%L:6=N.B!L969T)SXF(S$V,#L\+W1D/CQT9"!N
M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(
M96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO
M=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT
M.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[
M/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ
M(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9B<^,BPP,S,L-30R/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE
M/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO
M=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@
M;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F
M;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^,2PY
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M"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ
M(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF)SY,;V%N<R`M(&-O=F5R960L(&YE="!O9B!A;&QO=V%N8V4\+W1D/CQT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I
M+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D
M(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!C96YT97([
M(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!V
M97)T:6-A;"UA;&EG;CH@8F]T=&]M)SY,979E;"`S/"]T9#X\=&0@;F]W<F%P
M/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(&)O;&0@,3!P="!#86QI8G)I+"!(
M96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO
M=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B!B;VQD(#$P<'0@0V%L:6)R
M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T97AT+6%L:6=N.B!L969T)SXF
M(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@
M8F]L9"`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@=&5X
M="UA;&EG;CH@<FEG:'0G/C(W-RPU-34\+W1D/CQT9"!N;W=R87`],T1N;W=R
M87`@<W1Y;&4],T0G9F]N=#H@8F]L9"`Q,'!T($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9CL@=&5X="UA;&EG;CH@;&5F="<^)B,Q-C`[/"]T9#X\
M=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(&)O;&0@,3!P="!#
M86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@
M("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B!B;VQD(#$P
M<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T97AT+6%L:6=N
M.B!L969T)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4]
M,T0G9F]N=#H@8F]L9"`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9CL@=&5X="UA;&EG;CH@<FEG:'0G/C(W-RPU-34\+W1D/CQT9"!N;W=R
M87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@8F]L9"`Q,'!T($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9CL@=&5X="UA;&EG;CH@;&5F="<^)B,Q
M-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P
M<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D
M/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG
M;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=T97AT+6%L:6=N.B!R:6=H=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV
M971I8V$L(%-A;G,M4V5R:68G/C,U-2PT,C8\+W1D/CQT9"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#
M86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D
M(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@
M;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O
M;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V
M,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG
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M971I8V$L(%-A;G,M4V5R:68G/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@
M<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I
M+"!(96QV971I8V$L(%-A;G,M4V5R:68G/DQO86YS(&AE;&0@9F]R('-A;&4\
M+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#
M86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@
M("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!C
M96YT97([(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF.R!V97)T:6-A;"UA;&EG;CH@8F]T=&]M)SY,979E;"`R/"]T9#X\=&0@
M;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(&)O;&0@,3!P="!#86QI
M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@
M/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B!B;VQD(#$P<'0@
M0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T97AT+6%L:6=N.B!L
M969T)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
M9F]N=#H@8F]L9"`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9CL@=&5X="UA;&EG;CH@<FEG:'0G/C,P+#,Y,SPO=&0^/'1D(&YO=W)A<#TS
M1&YO=W)A<"!S='EL93TS1"=F;VYT.B!B;VQD(#$P<'0@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF.R!T97AT+6%L:6=N.B!L969T)SXF(S$V,#L\
M+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@8F]L9"`Q
M,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T
M9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(&)O
M;&0@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[('1E>'0M
M86QI9VXZ(&QE9G0G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S
M='EL93TS1"=F;VYT.B!B;VQD(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF.R!T97AT+6%L:6=N.B!R:6=H="<^,S`L,SDS/"]T9#X\=&0@
M;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(&)O;&0@,3!P="!#86QI
M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[('1E>'0M86QI9VXZ(&QE9G0G
M/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT
M.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[
M/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M
M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y
M;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$U,3L\+W1D/CQT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P
M="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^
M/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\
M=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[
M(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF
M(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA
M;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF)SXF(S$U,3L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y
M;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(
M96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/"]T<CX-"CQT<B!S
M='EL93TS1"=V97)T:6-A;"UA;&EG;CH@8F]T=&]M.R!B86-K9W)O=6YD+6-O
M;&]R.B!7:&ET93L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68G/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
M=&5X="UA;&EG;CH@:G5S=&EF>3L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV
M971I8V$L(%-A;G,M4V5R:68G/D%C8W)U960@:6YT97)E<W0@<F5C96EV86)L
M93PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-
M"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ
M(&-E;G1E<CL@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68[('9E<G1I8V%L+6%L:6=N.B!B;W1T;VTG/DQE=F5L(#$\+W1D/CQT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@8F]L9"`Q,'!T($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@
M("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(&)O;&0@,3!P
M="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[('1E>'0M86QI9VXZ
M(&QE9G0G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=F;VYT.B!B;VQD(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF.R!T97AT+6%L:6=N.B!R:6=H="<^,3`L,C`Q/"]T9#X\=&0@;F]W<F%P
M/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(&)O;&0@,3!P="!#86QI8G)I+"!(
M96QV971I8V$L(%-A;G,M4V5R:68[('1E>'0M86QI9VXZ(&QE9G0G/B8C,38P
M.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B!B;VQD
M(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\
M+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@
M8F]L9"`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@=&5X
M="UA;&EG;CH@;&5F="<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P
M('-T>6QE/3-$)V9O;G0Z(&)O;&0@,3!P="!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68[('1E>'0M86QI9VXZ(')I9VAT)SXQ,"PR,#$\+W1D/CQT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@8F]L9"`Q,'!T($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@=&5X="UA;&EG;CH@;&5F
M="<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O
M;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V
M,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X
M="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S
M='EL93TS1"=T97AT+6%L:6=N.B!R:6=H=#L@9F]N=#H@,3!P="!#86QI8G)I
M+"!(96QV971I8V$L(%-A;G,M4V5R:68G/C$Q+#<W.3PO=&0^/'1D(&YO=W)A
M<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q
M,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T
M9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@
M(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F
M=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G
M/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT
M+6%L:6=N.B!R:6=H=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68G/C$Q+#<W.3PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S
M='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\+W1R/@T*/'1R
M('-T>6QE/3-$)W9E<G1I8V%L+6%L:6=N.B!B;W1T;VT[(&)A8VMG<F]U;F0M
M8V]L;W(Z(')G8B@R,#0L,C,X+#(U-2D[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF)SX-"B`@("`\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&IU<W1I9GD[(&9O;G0Z(#$P<'0@
M0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SY&1$E#(&EN9&5M;FEF
M:6-A=&EO;B!A<W-E=#PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^
M)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$
M)W1E>'0M86QI9VXZ(&-E;G1E<CL@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV
M971I8V$L(%-A;G,M4V5R:68[('9E<G1I8V%L+6%L:6=N.B!B;W1T;VTG/DQE
M=F5L(#,\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@
M8F]L9"`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q
M-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O
M;G0Z(&)O;&0@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[
M('1E>'0M86QI9VXZ(&QE9G0G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO
M=W)A<"!S='EL93TS1"=F;VYT.B!B;VQD(#$P<'0@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF.R!T97AT+6%L:6=N.B!R:6=H="<^,3`R+#4U.3PO
M=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B!B;VQD(#$P
M<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T97AT+6%L:6=N
M.B!L969T)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4]
M,T0G9F]N=#H@8F]L9"`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T
M>6QE/3-$)V9O;G0Z(&)O;&0@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68[('1E>'0M86QI9VXZ(&QE9G0G/B8C,38P.SPO=&0^/'1D(&YO
M=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B!B;VQD(#$P<'0@0V%L:6)R
M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T97AT+6%L:6=N.B!R:6=H="<^
M,3`P+#,Y-CPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT
M.B!B;VQD(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T
M97AT+6%L:6=N.B!L969T)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R
M87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A
M<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W
M<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT
M.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^,3(Q+#8W
M-SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N
M.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$
M)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF
M(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
M=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I
M8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A
M<"!S='EL93TS1"=T97AT+6%L:6=N.B!R:6=H=#L@9F]N=#H@,3!P="!#86QI
M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/C$R,2PP,#0\+W1D/CQT9"!N
M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N
M=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P
M.SPO=&0^/"]T<CX-"CQT<B!S='EL93TS1"=V97)T:6-A;"UA;&EG;CH@8F]T
M=&]M.R!B86-K9W)O=6YD+6-O;&]R.B!7:&ET93L@9F]N=#H@,3!P="!#86QI
M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/@T*("`@(#QT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@:G5S=&EF>3L@9F]N=#H@
M,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/D)A;FLM;W=N
M960@;&EF92!I;G-U<F%N8V4\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y
M;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R
M:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL
M93TS1"=T97AT+6%L:6=N.B!C96YT97([(&9O;G0Z(#$P<'0@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF.R!V97)T:6-A;"UA;&EG;CH@8F]T=&]M
M)SY,979E;"`Q/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O
M;G0Z(&)O;&0@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G
M/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=F;VYT.B!B;VQD(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF.R!T97AT+6%L:6=N.B!L969T)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@8F]L9"`Q,'!T($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9CL@=&5X="UA;&EG;CH@<FEG:'0G/C(W+#@U
M-SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B!B;VQD
M(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T97AT+6%L
M:6=N.B!L969T)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y
M;&4],T0G9F]N=#H@8F]L9"`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P
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M=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N
M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O
M;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXR+#(P
M-SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N
M.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$
M)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF
M(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
M=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I
M8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A
M<"!S='EL93TS1"=T97AT+6%L:6=N.B!R:6=H=#L@9F]N=#H@,3!P="!#86QI
M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/C(L,C`W/"]T9#X\=&0@;F]W
M<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z
M(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\
M+W1D/CPO='(^#0H\='(@<W1Y;&4],T0G=F5R=&EC86PM86QI9VXZ(&)O='1O
M;3L@8F%C:V=R;W5N9"UC;VQO<CH@<F=B*#(P-"PR,S@L,C4U*3L@9F]N=#H@
M,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/@T*("`@(#QT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@:G5S=&EF
M>3L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G
M/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT
M.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[
M/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M
M86QI9VXZ(&-E;G1E<CL@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68[('9E<G1I8V%L+6%L:6=N.B!B;W1T;VTG/B8C,38P.SPO
M=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@
M("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE
M9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF
M)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X
M="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A
M+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@
M<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I
M+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A
M<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P
M/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P
M<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D
M/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG
M:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF
M)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X
M="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S
M='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T
M>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P
M<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D
M/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F
M=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G
M/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT
M.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[
M/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M
M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y
M;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P
M="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^
M/"]T<CX-"CQT<B!S='EL93TS1"=V97)T:6-A;"UA;&EG;CH@8F]T=&]M.R!B
M86-K9W)O=6YD+6-O;&]R.B!7:&ET93L@9F]N=#H@,3!P="!#86QI8G)I+"!(
M96QV971I8V$L(%-A;G,M4V5R:68G/@T*("`@(#QT9"!N;W=R87`],T1N;W=R
M87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@:G5S=&EF>3L@9F]N=#H@,3!P="!#
M86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/D1E<&]S:71S/"]T9#X\
M=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R
M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@8V5N=&5R
M.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@
M=F5R=&EC86PM86QI9VXZ(&)O='1O;2<^3&5V96P@,CPO=&0^/'1D(&YO=W)A
M<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B!B;VQD(#$P<'0@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N
M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@8F]L9"`Q,'!T($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@=&5X="UA;&EG;CH@;&5F="<^
M)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z
M(&)O;&0@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[('1E
M>'0M86QI9VXZ(')I9VAT)SXR+#@R,2PS-C`\+W1D/CQT9"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G9F]N=#H@8F]L9"`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9CL@=&5X="UA;&EG;CH@;&5F="<^)B,Q-C`[/"]T
M9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(&)O;&0@,3!P
M="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^
M#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B!B;VQD
M(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T97AT+6%L
M:6=N.B!L969T)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y
M;&4],T0G9F]N=#H@8F]L9"`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9CL@=&5X="UA;&EG;CH@<FEG:'0G/C(L.#(S+#DX.3PO=&0^/'1D
M(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B!B;VQD(#$P<'0@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T97AT+6%L:6=N.B!L969T
M)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N
M=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P
M.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT
M+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T
M>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9B<^,BPW-34L,#,W/"]T9#X\=&0@;F]W
M<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z
M(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\
M+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#
M86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@
M("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L
M969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E
M>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9B<^,BPW-3DL-3`T/"]T9#X\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CPO='(^
M#0H\='(@<W1Y;&4],T0G=F5R=&EC86PM86QI9VXZ(&)O='1O;3L@8F%C:V=R
M;W5N9"UC;VQO<CH@<F=B*#(P-"PR,S@L,C4U*3L@9F]N=#H@,3!P="!#86QI
M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/@T*("`@(#QT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P
M="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/E-E8W5R:71I97,@
M<V]L9"!U;F1E<B!A9W)E96UE;G1S('1O(')E<'5R8VAA<V4\+W1D/CQT9"!N
M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(
M96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO
M=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!C96YT97([(&9O
M;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!V97)T
M:6-A;"UA;&EG;CH@8F]T=&]M)SY,979E;"`R/"]T9#X\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)V9O;G0Z(&)O;&0@,3!P="!#86QI8G)I+"!(96QV
M971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A
M<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B!B;VQD(#$P<'0@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T97AT+6%L:6=N.B!L969T)SXF(S$V
M,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@8F]L
M9"`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@=&5X="UA
M;&EG;CH@<FEG:'0G/B8C,34Q.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S
M='EL93TS1"=F;VYT.B!B;VQD(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF.R!T97AT+6%L:6=N.B!L969T)SXF(S$V,#L\+W1D/CQT9"!N
M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@8F]L9"`Q,'!T($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\
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M=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@
M("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE
M9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF
M)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X
M="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A
M+"!386YS+5-E<FEF)SXQ-RPQ,#4\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@
M<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I
M+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A
M<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P
M/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P
M<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D
M/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG
M:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF
M)SXQ-RPQ,#4\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X
M="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/"]T<CX-"CQT<B!S='EL93TS1"=V
M97)T:6-A;"UA;&EG;CH@8F]T=&]M.R!B86-K9W)O=6YD+6-O;&]R.B!7:&ET
M93L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G
M/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG
M;CH@:G5S=&EF>3L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68G/D)O<G)O=VEN9W,\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@
M<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S
M='EL93TS1"=T97AT+6%L:6=N.B!C96YT97([(&9O;G0Z(#$P<'0@0V%L:6)R
M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!V97)T:6-A;"UA;&EG;CH@8F]T
M=&]M)SY,979E;"`R/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$
M)V9O;G0Z(&)O;&0@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R
M:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL
M93TS1"=F;VYT.B!B;VQD(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF.R!T97AT+6%L:6=N.B!L969T)SXF(S$V,#L\+W1D/CQT9"!N;W=R
M87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@8F]L9"`Q,'!T($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9CL@=&5X="UA;&EG;CH@<FEG:'0G/C0V
M+#,Y-#PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B!B
M;VQD(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T97AT
M+6%L:6=N.B!L969T)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@
M<W1Y;&4],T0G9F]N=#H@8F]L9"`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)V9O;G0Z(&)O;&0@,3!P="!#86QI8G)I+"!(96QV971I
M8V$L(%-A;G,M4V5R:68[('1E>'0M86QI9VXZ(&QE9G0G/B8C,38P.SPO=&0^
M/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B!B;VQD(#$P<'0@
M0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T97AT+6%L:6=N.B!R
M:6=H="<^,C`L.3@Q/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$
M)V9O;G0Z(&)O;&0@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R
M:68[('1E>'0M86QI9VXZ(&QE9G0G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS
M1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@
M0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[
M(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXQ
M,S,L.3(U/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M
M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y
M;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R
M:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL
M93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^,3`V+#,S,SPO=&0^
M/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T
M.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^
M)B,Q-C`[/"]T9#X\+W1R/@T*/'1R('-T>6QE/3-$)W9E<G1I8V%L+6%L:6=N
M.B!B;W1T;VT[(&)A8VMG<F]U;F0M8V]L;W(Z(')G8B@R,#0L,C,X+#(U-2D[
M(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SX-
M"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ
M(&IU<W1I9GD[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF)SY!8V-R=65D(&EN=&5R97-T('!A>6%B;&4\+W1D/CQT9"!N;W=R
M87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV
M971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A
M<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!C96YT97([(&9O;G0Z
M(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!V97)T:6-A
M;"UA;&EG;CH@8F]T=&]M)SY,979E;"`R/"]T9#X\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)V9O;G0Z(&)O;&0@,3!P="!#86QI8G)I+"!(96QV971I
M8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS
M1&YO=W)A<"!S='EL93TS1"=F;VYT.B!B;VQD(#$P<'0@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF.R!T97AT+6%L:6=N.B!L969T)SXF(S$V,#L\
M+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@8F]L9"`Q
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M2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N
M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@8F]L9"`Q,'!T($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@=&5X="UA;&EG;CH@;&5F="<^
M)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z
M(&)O;&0@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[('1E
M>'0M86QI9VXZ(')I9VAT)SXQ+#(Y.3PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A
M<"!S='EL93TS1"=F;VYT.B!B;VQD(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A
M+"!386YS+5-E<FEF.R!T97AT+6%L:6=N.B!L969T)SXF(S$V,#L\+W1D/CQT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I
M+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D
M(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F
M;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q
M-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI
M9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9B<^,2PX-S(\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4]
M,T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV
M971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO
M=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N
M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O
M;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXQ+#@W
M,CPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N
M.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9B<^)B,Q-C`[/"]T9#X\+W1R/@T*/"]T86)L93X-"@T*/'`@<W1Y;&4]
M,T0G9F]N=#H@,3!P="]N;W)M86P@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF.R!M87)G:6XZ(#`[('1E>'0M86QI9VXZ(&IU<W1I9GDG/B8C,38P
M.SPO<#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@/"]T
M86)L93X-"B`@/"]B;V1Y/@T*/"]H=&UL/@T*#0HM+2TM+2T]7TYE>'1087)T
M7V8Y,#8S9#)A7S`S935?-#DT-%]A8C0Y7S(P930S9&$V.6$X-@T*0V]N=&5N
M="U,;V-A=&EO;CH@9FEL93HO+R]#.B]F.3`V,V0R85\P,V4U7S0Y-#1?86(T
M.5\R,&4T,V1A-CEA.#8O5V]R:W-H965T<R]3:&5E=#0S+FAT;6P-"D-O;G1E
M;G0M5')A;G-F97(M16YC;V1I;F<Z('%U;W1E9"UP<FEN=&%B;&4-"D-O;G1E
M;G0M5'EP93H@=&5X="]H=&UL.R!C:&%R<V5T/2)U<RUA<V-I:2(-"@T*/&AT
M;6P^#0H@(#QH96%D/@T*("`@(#Q-151!(&AT='`M97%U:78],T1#;VYT96YT
M+51Y<&4@8V]N=&5N=#TS1"=T97AT+VAT;6P[(&-H87)S970]=71F+3@G/CQS
M8W)I<'0@='EP93TS1'1E>'0O:F%V87-C<FEP="!S<F,],T13:&]W+FIS/B\J
M($1O($YO="!296UO=F4@5&AI<R!#;VUM96YT("HO/"]S8W)I<'0^/"]H96%D
M/@T*("`\8F]D>3X-"B`@("`\=&%B;&4@8VQA<W,],T1R97!O<G0@:60],T1)
M1#!%5T%!0SX-"B`@("`@(#QT<CX-"B`@("`@("`@/'1H(&-L87-S/3-$=&P@
M8V]L<W!A;CTS1#$@<F]W<W!A;CTS1#(^/'-T<F]N9SY%<75I='DM0F%S960@
M0V]M<&5N<V%T:6]N(%!L86YS("A486)L97,I/&)R/CPO<W1R;VYG/CPO=&@^
M#0H@("`@("`@(#QT:"!C;&%S<STS1'1H(&-O;'-P86X],T0Q/C$R($UO;G1H
M<R!%;F1E9#PO=&@^#0H@("`@("`\+W1R/@T*("`@("`@/'1R/@T*("`@("`@
M("`\=&@@8VQA<W,],T1T:#Y$96,N(#,Q+"`R,#$R/&)R/CPO=&@^#0H@("`@
M("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F4^#0H@("`@("`@(#QT9"!C
M;&%S<STS1'!L('9A;&EG;CTS1'1O<#X\<W1R;VYG/D5Q=6ET>2U"87-E9"!#
M;VUP96YS871I;VX@4&QA;G,@5&%B;&5S/"]S=')O;F<^/"]T9#X-"B`@("`@
M("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@
M(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R;SX-"B`@("`@("`@/'1D(&-L
M87-S/3-$<&P@=F%L:6=N/3-$=&]P/E-C:&5D=6QE(&]F(&]P=&EO;B!P<FEC
M:6YG(&%S<W5M<'1I;VYS/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X
M=#X\<"!S='EL93TS1"=F;VYT.B`Q,'!T+VYO<FUA;"!#86QI8G)I+"!(96QV
M971I8V$L(%-A;G,M4V5R:68[(&UA<F=I;CH@,#L@=&5X="UA;&EG;CH@:G5S
M=&EF>2<^/"]P/@T*#0H\=&%B;&4@8V5L;'-P86-I;F<],T0P(&-E;&QP861D
M:6YG/3-$,"!A;&EG;CTS1&-E;G1E<B!S='EL93TS1"=W:61T:#H@-3`E.R!F
M;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@8F]R
M9&5R+6-O;&QA<'-E.B!C;VQL87!S92<^#0H\='(@<W1Y;&4],T0G=F5R=&EC
M86PM86QI9VXZ('1O<#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68G/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4]
M,T0G=VED=&@Z(#4Y)3L@=&5X="UA;&EG;CH@:G5S=&EF>3L@9F]N=#H@,3!P
M="\Q,"XP-7!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q
M-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W=I
M9'1H.B`Q-"4[('!A9&1I;F<M<FEG:'0Z(#4N-'!T.R!P861D:6YG+6QE9G0Z
M(#4N-'!T.R!T97AT+6%L:6=N.B!J=7-T:69Y.R!F;VYT.B`Q,'!T+S$P+C`U
M<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D
M/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=VED=&@Z(#(W
M)3L@8F]R9&5R+6)O='1O;3H@=VEN9&]W=&5X="`Q<'0@<V]L:60[(&9O;G0Z
M(#$P<'0O,3`N,#5P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[
M('!A9&1I;F<M<FEG:'0Z(#4N-'!T.R!P861D:6YG+6QE9G0Z(#4N-'!T.R!T
M97AT+6%L:6=N.B!C96YT97(G/CQF;VYT('-T>6QE/3-$)V9O;G0M9F%M:6QY
M.B!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/C(P,3(\+V9O;G0^
M/"]T9#X\+W1R/@T*/'1R('-T>6QE/3-$)W9E<G1I8V%L+6%L:6=N.B!T;W`[
M(&)A8VMG<F]U;F0M8V]L;W(Z(')G8B@R,#0L,C,X+#(U-2D[(&9O;G0Z(#$P
M<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SX-"B`@("`\=&0@
M;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&IU<W1I9GD[
M(&9O;G0Z(#$P<'0O,3`N,#5P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68G/CQF;VYT('-T>6QE/3-$)V9O;G0M9F%M:6QY.B!#86QI8G)I+"!(
M96QV971I8V$L(%-A;G,M4V5R:68G/D5X<&5C=&5D(&1I=FED96YD('EI96QD
M/"]F;VYT/CPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=P861D:6YG+7)I9VAT.B`U+C1P=#L@<&%D9&EN9RUL969T.B`U+C1P=#L@
M=&5X="UA;&EG;CH@:G5S=&EF>3L@9F]N=#H@,3!P="\Q,"XP-7!T($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\
M=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M<FEG:'0Z(#4N
M-'!T.R!P861D:6YG+6QE9G0Z(#4N-'!T.R!T97AT+6%L:6=N.B!C96YT97([
M(&9O;G0Z(#$P<'0O,3`N,#5P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68G/CQF;VYT('-T>6QE/3-$)V9O;G0M9F%M:6QY.B!#86QI8G)I+"!(
M96QV971I8V$L(%-A;G,M4V5R:68G/C,N,C@E/"]F;VYT/CPO=&0^/"]T<CX-
M"CQT<B!S='EL93TS1"=V97)T:6-A;"UA;&EG;CH@=&]P.R!B86-K9W)O=6YD
M+6-O;&]R.B!7:&ET93L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68G/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4]
M,T0G=&5X="UA;&EG;CH@:G5S=&EF>3L@9F]N=#H@,3!P="\Q,"XP-7!T($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^/&9O;G0@<W1Y;&4],T0G
M9F]N="UF86UI;'DZ($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^
M4FES:RUF<F5E(&EN=&5R97-T(')A=&4\+V9O;G0^/"]T9#X-"B`@("`\=&0@
M;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M<FEG:'0Z(#4N-'!T
M.R!P861D:6YG+6QE9G0Z(#4N-'!T.R!T97AT+6%L:6=N.B!J=7-T:69Y.R!F
M;VYT.B`Q,'!T+S$P+C`U<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y
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M+6%L:6=N.B!T;W`[(&)A8VMG<F]U;F0M8V]L;W(Z(')G8B@R,#0L,C,X+#(U
M-2D[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF
M)SX-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI
M9VXZ(&IU<W1I9GD[(&9O;G0Z(#$P<'0O,3`N,#5P="!#86QI8G)I+"!(96QV
M971I8V$L(%-A;G,M4V5R:68G/CQF;VYT('-T>6QE/3-$)V9O;G0M9F%M:6QY
M.B!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/D5X<&5C=&5D(&QI
M9F4\+V9O;G0^/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE
M/3-$)W!A9&1I;F<M<FEG:'0Z(#4N-'!T.R!P861D:6YG+6QE9G0Z(#4N-'!T
M.R!T97AT+6%L:6=N.B!J=7-T:69Y.R!F;VYT.B`Q,'!T+S$P+C`U<'0@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@
M(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUR:6=H=#H@
M-2XT<'0[('!A9&1I;F<M;&5F=#H@-2XT<'0[('1E>'0M86QI9VXZ(&-E;G1E
M<CL@9F]N=#H@,3!P="\Q,"XP-7!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9B<^/&9O;G0@<W1Y;&4],T0G9F]N="UF86UI;'DZ($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9B<^,3`@>65A<G,\+V9O;G0^/"]T9#X\
M+W1R/@T*/'1R('-T>6QE/3-$)W9E<G1I8V%L+6%L:6=N.B!T;W`[(&)A8VMG
M<F]U;F0M8V]L;W(Z(%=H:71E.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9B<^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S
M='EL93TS1"=T97AT+6%L:6=N.B!J=7-T:69Y.R!F;VYT.B`Q,'!T+S$P+C`U
M<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SX\9F]N="!S='EL
M93TS1"=F;VYT+69A;6EL>3H@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF)SY%>'!E8W1E9"!V;VQA=&EL:71Y/"]F;VYT/CPO=&0^#0H@("`@/'1D
M(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P861D:6YG+7)I9VAT.B`U+C1P
M=#L@<&%D9&EN9RUL969T.B`U+C1P=#L@=&5X="UA;&EG;CH@:G5S=&EF>3L@
M9F]N=#H@,3!P="\Q,"XP-7!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T
M>6QE/3-$)W!A9&1I;F<M<FEG:'0Z(#4N-'!T.R!P861D:6YG+6QE9G0Z(#4N
M-'!T.R!T97AT+6%L:6=N.B!C96YT97([(&9O;G0Z(#$P<'0O,3`N,#5P="!#
M86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/CQF;VYT('-T>6QE/3-$
M)V9O;G0M9F%M:6QY.B!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G
M/C0Q+C@R)3PO9F]N=#X\+W1D/CPO='(^#0H\+W1A8FQE/@T*/'`@<W1Y;&4]
M,T0G9F]N=#H@,3!P="]N;W)M86P@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF.R!M87)G:6XZ(#`[('1E>'0M86QI9VXZ(&QE9G0[('1E>'0M:6YD
M96YT.B`P+C(U:6XG/B8C,38P.SPO<#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@
M("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R93X-"B`@("`@("`@/'1D
M(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/E-C:&5D=6QE(&]F($-O;7!A;GDG
M<R!S=&]C:R!O<'1I;VYS(&]U='-T86YD:6YG/"]T9#X-"B`@("`@("`@/'1D
M(&-L87-S/3-$=&5X=#X\<"!S='EL93TS1"=F;VYT.B`Q,'!T+VYO<FUA;"!#
M86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[(&UA<F=I;CH@,#L@=&5X
M="UA;&EG;CH@;&5F="<^5&AE(&9O;&QO=VEN9R!T86)L92!P<F5S96YT<R!I
M;F9O<FUA=&EO;@T*<F5G87)D:6YG('1H92!A8W1I=FET>2!S:6YC92!$96-E
M;6)E<B`S,2P@,C`P.2!R96QA=&5D('1O(&%L;"!O9B!T:&4@0V]M<&%N>28C
M,30V.W,@<W1O8VL@;W!T:6]N<R!O=71S=&%N9&EN9SH\+W`^#0H-"CQP('-T
M>6QE/3-$)V9O;G0Z(#$P<'0O;F]R;6%L($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9CL@;6%R9VEN.B`P.R!T97AT+6%L:6=N.B!J=7-T:69Y)SXF
M(S$V,#L\+W`^#0H-"CQT86)L92!C96QL<&%D9&EN9STS1#`@8V5L;'-P86-I
M;F<],T0P('-T>6QE/3-$)V)O<F1E<BUC;VQL87!S93H@8V]L;&%P<V4[('=I
M9'1H.B`Q,#`E.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9B<^#0H\='(@<W1Y;&4],T0G=F5R=&EC86PM86QI9VXZ(&)O='1O
M;3L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G
M/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG
M;CH@:G5S=&EF>3L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL
M93TS1"=P861D:6YG+6)O='1O;3H@,7!T.R!F;VYT.B`Q,'!T($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@
M8V]L<W!A;CTS1#$T(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L
M:6=N.B!C96YT97([(&)O<F1E<BUB;W1T;VTZ($)L86-K(#%P="!S;VQI9#L@
M9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/D]P
M=&EO;G,@3W5T<W1A;F1I;F<\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y
M;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#%P=#L@9F]N=#H@,3!P="!#86QI8G)I
M+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/"]T<CX-"CQT
M<B!S='EL93TS1"=V97)T:6-A;"UA;&EG;CH@8F]T=&]M.R!F;VYT.B`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^#0H@("`@/'1D(&YO
M=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!J=7-T:69Y.R!F
M;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q
M-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M
M8F]T=&]M.B`Q<'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!C;VQS<&%N/3-$,B!N
M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@8V5N=&5R.R!B
M;W)D97(M8F]T=&]M.B!";&%C:R`Q<'0@<V]L:60[(&9O;G0Z(#$P<'0@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SY.=6UB97(@;V8\8G(@+SX-
M"B!3:&%R97,\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D
M9&EN9RUB;W1T;VTZ(#%P=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I
M8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A
M<"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@,7!T.R!F;VYT.B`Q,'!T($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@
M("`\=&0@8V]L<W!A;CTS1#(@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E
M>'0M86QI9VXZ(&-E;G1E<CL@8F]R9&5R+6)O='1O;3H@0FQA8VL@,7!T('-O
M;&ED.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9B<^5V5I9VAT960M/&)R("\^#0I!=F5R86=E(#QB<B`O/@T*17AE<F-I<V4@
M/&)R("\^#0I0<FEC93PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=P861D:6YG+6)O='1O;3H@,7!T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`Q<'0[(&9O;G0Z(#$P
M<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D
M/@T*("`@(#QT9"!C;VQS<&%N/3-$,B!N;W=R87`],T1N;W=R87`@<W1Y;&4]
M,T0G=&5X="UA;&EG;CH@8V5N=&5R.R!B;W)D97(M8F]T=&]M.B!";&%C:R`Q
M<'0@<V]L:60[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF)SY796EG:'1E9"T\8G(@+SX-"D%V97)A9V4@/&)R("\^#0I#;VYT
M<F%C='5A;"`\8G(@+SX-"E1E<FT@*'EE87)S*3PO=&0^/'1D(&YO=W)A<#TS
M1&YO=W)A<"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@,7!T.R!F;VYT.B`Q
M,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T
M9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M
M.B`Q<'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!C;VQS<&%N/3-$,B!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G8F]R9&5R+6)O='1O;3H@0FQA8VL@,7!T('-O
M;&ED.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9CL@=&5X="UA;&EG;CH@8V5N=&5R.R!V97)T:6-A;"UA;&EG;CH@8F]T=&]M
M)SY!9V=R96=A=&4@/&)R("\^#0I);G1R:6YS:6,@/&)R("\^5F%L=64\+W1D
M/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ
M(#%P=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R
M:68G/B8C,38P.SPO=&0^/"]T<CX-"CQT<B!S='EL93TS1"=V97)T:6-A;"UA
M;&EG;CH@8F]T=&]M.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9B<^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=T97AT+6%L:6=N.B!J=7-T:69Y.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A
M+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!C;VQS<&%N/3-$
M,B!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@:G5S=&EF
M>3L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G
M/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT
M.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[
M/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@
M0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*
M("`@(#QT9"!C;VQS<&%N/3-$,B!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
M=&5X="UA;&EG;CH@:G5S=&EF>3L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV
M971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO
M=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T
M>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!C;VQS<&%N/3-$,B!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@:G5S=&EF>3L@9F]N=#H@
M,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO
M=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@
M;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!C
M;VQS<&%N/3-$,B!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG
M;CH@:G5S=&EF>3L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL
M93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9B<^)B,Q-C`[/"]T9#X\+W1R/@T*/'1R('-T>6QE/3-$)W9E<G1I8V%L+6%L
M:6=N.B!B;W1T;VT[(&)A8VMG<F]U;F0M8V]L;W(Z(')G8B@R,#0L,C,X+#(U
M-2D[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF
M)SX-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W=I9'1H.B`V
M,"4[('1E>'0M86QI9VXZ(&IU<W1I9GD[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF)SY"86QA;F-E(&%T($1E8V5M8F5R(#,Q
M+"`R,#`Y/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W=I9'1H
M.B`Q)3L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R
M:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL
M93TS1"=W:61T:#H@,24[('1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@
M0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=VED=&@Z(#<E.R!T97AT+6%L
M:6=N.B!R:6=H=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68G/C<U,RPQ,#`\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y
M;&4],T0G=VED=&@Z(#$E.R!T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\
M=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W=I9'1H.B`Q)3L@9F]N=#H@
M,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO
M=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=W:61T:#H@
M,24[('1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF)SXD/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P
M('-T>6QE/3-$)W=I9'1H.B`W)3L@=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z
M(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXQ-RXW,SPO
M=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=W:61T:#H@,24[('1E
M>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A
M+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@
M<W1Y;&4],T0G=VED=&@Z(#$E.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P
M/3-$;F]W<F%P('-T>6QE/3-$)W=I9'1H.B`Q)3L@=&5X="UA;&EG;CH@;&5F
M=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G
M/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=W:61T
M:#H@-R4[('1E>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P
M/3-$;F]W<F%P('-T>6QE/3-$)W=I9'1H.B`Q)3L@=&5X="UA;&EG;CH@;&5F
M=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G
M/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=W:61T
M:#H@,24[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y
M;&4],T0G=VED=&@Z(#$E.R!T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\
M=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W=I9'1H.B`W)3L@=&5X="UA
M;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y
M;&4],T0G=VED=&@Z(#$E.R!T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\
M+W1R/@T*/'1R('-T>6QE/3-$)W9E<G1I8V%L+6%L:6=N.B!B;W1T;VT[(&)A
M8VMG<F]U;F0M8V]L;W(Z(%=H:71E.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9B<^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A
M<"!S='EL93TS1"=T97AT+6%L:6=N.B!J=7-T:69Y.R!F;VYT.B`Q,'!T($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@
M;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N
M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N
M=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P
M.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N
M.B!R:6=H=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R
M87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI
M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO
M=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!R:6=H=#L@9F]N
M=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P
M.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N
M.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$
M)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF
M(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
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M.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[
M/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@
M0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*
M("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@
M;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R
M:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T
M97AT+6%L:6=N.B!R:6=H=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I
M8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A
M<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\+W1R/@T*
M/'1R('-T>6QE/3-$)W9E<G1I8V%L+6%L:6=N.B!B;W1T;VT[(&)A8VMG<F]U
M;F0M8V]L;W(Z(')G8B@R,#0L,C,X+#(U-2D[(&9O;G0Z(#$P<'0@0V%L:6)R
M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SX-"B`@("`\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&IU<W1I9GD[(&9O;G0Z(#$P
M<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#LF(S$V
M,#LF(S$V,#M'<F%N=&5D/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE
M/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF
M)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4]
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M;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q
M-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P
M<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D
M/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG
M;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=T97AT+6%L:6=N.B!R:6=H=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV
M971I8V$L(%-A;G,M4V5R:68G/B8C,34Q.SPO=&0^/'1D(&YO=W)A<#TS1&YO
M=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@
M;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N
M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N
M=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P
M.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N
M.B!R:6=H=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R
M87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI
M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO
M=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!R:6=H=#L@9F]N
M=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P
M.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N
M.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9B<^)B,Q-C`[/"]T9#X\+W1R/@T*/'1R('-T>6QE/3-$)W9E<G1I8V%L
M+6%L:6=N.B!B;W1T;VT[(&)A8VMG<F]U;F0M8V]L;W(Z(%=H:71E.R!F;VYT
M.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^#0H@("`@
M/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!J=7-T
M:69Y.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9B<^)B,Q-C`[)B,Q-C`[)B,Q-C`[17AE<F-I<V5D/"]T9#X\=&0@;F]W<F%P
M/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P
M="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^
M/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!R:6=H
M=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G
M/B@Q."PV-C<\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X
M="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68G/BD\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4]
M,T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G
M/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^,3`N-#8\+W1D/CQT9"!N
M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N
M=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P
M.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-
M"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ
M(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
M=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R
M87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI
M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO
M=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W
M<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z
M(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXD/"]T9#X\
M=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT
M.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^
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M;G,M4V5R:68G/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
M=&5X="UA;&EG;CH@:G5S=&EF>3L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV
M971I8V$L(%-A;G,M4V5R:68G/B8C,38P.R8C,38P.R8C,38P.T9O<F9E:71E
M9#PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-
M"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ
M(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
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M:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P
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M86YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y
M;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R
M:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL
M93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\
M=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[
M(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF
M(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@
M,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO
M=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L
M:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE
M/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@
M0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CPO
M='(^#0H\='(@<W1Y;&4],T0G=F5R=&EC86PM86QI9VXZ(&)O='1O;3L@8F%C
M:V=R;W5N9"UC;VQO<CH@5VAI=&4[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF)SX-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P
M('-T>6QE/3-$)W1E>'0M86QI9VXZ(&IU<W1I9GD[('!A9&1I;F<M8F]T=&]M
M.B`Q<'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF)SXF(S$V,#LF(S$V,#LF(S$V,#M%>'!I<F5D/"]T9#X\=&0@;F]W<F%P
M/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`Q<'0[(&9O;G0Z
M(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\
M+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G8F]R9&5R
M+6)O='1O;3H@0FQA8VL@,7!T('-O;&ED.R!F;VYT.B`Q,'!T($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9CL@=&5X="UA;&EG;CH@;&5F="<^)B,Q
M-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V)O<F1E<BUB
M;W1T;VTZ($)L86-K(#%P="!S;VQI9#L@9F]N=#H@,3!P="!#86QI8G)I+"!(
M96QV971I8V$L(%-A;G,M4V5R:68[('1E>'0M86QI9VXZ(')I9VAT)SXH-"PU
M,#`\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB
M;W1T;VTZ(#%P=#L@=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI
M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/BD\+W1D/CQT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#%P=#L@9F]N=#H@
M,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO
M=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q
M,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@=&5X="UA;&EG
M;CH@;&5F="<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE
M/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF
M.R!T97AT+6%L:6=N.B!R:6=H="<^,34N-CD\+W1D/CQT9"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#%P=#L@=&5X="UA;&EG
M;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=P861D:6YG+6)O='1O;3H@,7!T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W
M<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF.R!T97AT+6%L:6=N.B!L969T)SXF(S$V,#L\
M+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#
M86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[('1E>'0M86QI9VXZ(')I
M9VAT)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
M<&%D9&EN9RUB;W1T;VTZ(#%P=#L@=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@
M,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO
M=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P861D:6YG+6)O='1O
M;3H@,7!T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T
M>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF.R!T97AT+6%L:6=N.B!L969T)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I
M8V$L(%-A;G,M4V5R:68[('1E>'0M86QI9VXZ(')I9VAT)SXF(S$V,#L\+W1D
M/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ
M(#%P=#L@=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(
M96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/"]T<CX-"CQT<B!S
M='EL93TS1"=V97)T:6-A;"UA;&EG;CH@8F]T=&]M.R!B86-K9W)O=6YD+6-O
M;&]R.B!R9V(H,C`T+#(S."PR-34I.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9B<^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A
M<"!S='EL93TS1"=T97AT+6%L:6=N.B!J=7-T:69Y.R!F;VYT.B`Q,'!T($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@
M;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N
M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N
M=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P
M.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N
M.B!R:6=H=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R
M87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI
M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO
M=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!R:6=H=#L@9F]N
M=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P
M.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N
M.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$
M)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF
M(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
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M.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[
M/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@
M0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*
M("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@
M;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R
M:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T
M97AT+6%L:6=N.B!R:6=H=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I
M8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A
M<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\+W1R/@T*
M/'1R('-T>6QE/3-$)W9E<G1I8V%L+6%L:6=N.B!B;W1T;VT[(&)A8VMG<F]U
M;F0M8V]L;W(Z(%=H:71E.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9B<^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL
M93TS1"=T97AT+6%L:6=N.B!J=7-T:69Y.R!F;VYT.B`Q,'!T($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9B<^0F%L86YC92!A="!$96-E;6)E<B`S
M,2P@,C`Q,#PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT
M.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[
M/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M
M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y
M;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF)SXV-#(L,SDW/"]T9#X\=&0@;F]W<F%P
M/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P
M<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D
M/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI
M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@
M/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T
M.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^
M)#PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N
M.B!R:6=H=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68G/C$X+C$Q/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$
M)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R
M87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A
M<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W
M<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT
M.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[
M/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ
M(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
M9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C
M,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T
M97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P
M('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W
M<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z
M(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\
M+W1D/CPO='(^#0H\='(@<W1Y;&4],T0G=F5R=&EC86PM86QI9VXZ(&)O='1O
M;3L@8F%C:V=R;W5N9"UC;VQO<CH@<F=B*#(P-"PR,S@L,C4U*3L@9F]N=#H@
M,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/@T*("`@(#QT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@:G5S=&EF
M>3L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G
M/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT
M.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[
M/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M
M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y
M;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P
M="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^
M/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\
M=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[
M(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF
M(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA
M;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y
M;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(
M96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS
M1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@
M0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[
M(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF
M(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA
M;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL
M93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE
M/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@
M0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@
M9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C
M,38P.SPO=&0^/"]T<CX-"CQT<B!S='EL93TS1"=V97)T:6-A;"UA;&EG;CH@
M8F]T=&]M.R!B86-K9W)O=6YD+6-O;&]R.B!7:&ET93L@9F]N=#H@,3!P="!#
M86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/@T*("`@(#QT9"!N;W=R
M87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@:G5S=&EF>3L@9F]N
M=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P
M.R8C,38P.R8C,38P.T=R86YT960\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@
M<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S
M='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P
M/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q
M,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-3$[/"]T
M9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE
M9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF
M)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N
M=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P
M.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT
M+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T
M>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-3$[/"]T9#X\=&0@;F]W<F%P
M/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P
M<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D
M/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI
M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@
M/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T
M.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^
M)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M
M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T
M>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I
M8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS
M1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\
M=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT
M.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^
M)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M
M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF)SXF(S$V,#L\+W1D/CPO='(^#0H\='(@<W1Y;&4],T0G=F5R
M=&EC86PM86QI9VXZ(&)O='1O;3L@8F%C:V=R;W5N9"UC;VQO<CH@<F=B*#(P
M-"PR,S@L,C4U*3L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68G/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
M=&5X="UA;&EG;CH@:G5S=&EF>3L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV
M971I8V$L(%-A;G,M4V5R:68G/B8C,38P.R8C,38P.R8C,38P.T5X97)C:7-E
M9#PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-
M"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ
M(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
M=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF)SXH,BPS,#`\+W1D/CQT9"!N;W=R87`],T1N;W=R
M87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI
M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/BD\+W1D/CQT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I
M8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS
M1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\
M=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT
M.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^
M,3,N,S`\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA
M;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL
M93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE
M/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@
M0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@
M9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C
M,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q
M,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T
M9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI
M9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF)SXD/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E
M>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9B<^-BPY-#D\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@
M<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I
M+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/"]T<CX-"CQT
M<B!S='EL93TS1"=V97)T:6-A;"UA;&EG;CH@8F]T=&]M.R!B86-K9W)O=6YD
M+6-O;&]R.B!7:&ET93L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68G/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4]
M,T0G=&5X="UA;&EG;CH@:G5S=&EF>3L@9F]N=#H@,3!P="!#86QI8G)I+"!(
M96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.R8C,38P.R8C,38P.T9O<F9E
M:71E9#PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q
M,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T
M9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI
M9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4]
M,T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF)SXF(S$U,3L\+W1D/CQT9"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#
M86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D
M(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@
M;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O
M;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V
M,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG
M;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF)SXF(S$U,3L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4]
M,T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV
M971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO
M=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N
M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O
M;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V
M,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG
M;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^
M)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$
M)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R
M87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N
M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N
M=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P
M.SPO=&0^/"]T<CX-"CQT<B!S='EL93TS1"=V97)T:6-A;"UA;&EG;CH@8F]T
M=&]M.R!B86-K9W)O=6YD+6-O;&]R.B!R9V(H,C`T+#(S."PR-34I.R!F;VYT
M.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^#0H@("`@
M/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!J=7-T
M:69Y.R!P861D:6YG+6)O='1O;3H@,7!T.R!F;VYT.B`Q,'!T($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[)B,Q-C`[)B,Q-C`[17AP
M:7)E9#PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P861D:6YG
M+6)O='1O;3H@,7!T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)V)O<F1E<BUB;W1T;VTZ($)L86-K(#%P="!S;VQI9#L@
M9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[('1E
M>'0M86QI9VXZ(&QE9G0G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A
M<"!S='EL93TS1"=B;W)D97(M8F]T=&]M.B!";&%C:R`Q<'0@<V]L:60[(&9O
M;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T97AT
M+6%L:6=N.B!R:6=H="<^*#$T-BPR-#<\+W1D/CQT9"!N;W=R87`],T1N;W=R
M87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#%P=#L@=&5X="UA;&EG;CH@
M;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R
M:68G/BD\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN
M9RUB;W1T;VTZ(#%P=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO
M=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9CL@=&5X="UA;&EG;CH@;&5F="<^)B,Q-C`[/"]T9#X\=&0@
M;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T97AT+6%L:6=N.B!R:6=H="<^,34N
M-#<\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB
M;W1T;VTZ(#%P=#L@=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI
M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO
M=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@,7!T.R!F
M;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q
M-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O
M;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T97AT
M+6%L:6=N.B!L969T)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@
M<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68[('1E>'0M86QI9VXZ(')I9VAT)SXF(S$V,#L\+W1D/CQT9"!N;W=R
M87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#%P=#L@=&5X
M="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S
M='EL93TS1"=P861D:6YG+6)O='1O;3H@,7!T.R!F;VYT.B`Q,'!T($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\
M=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R
M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T97AT+6%L:6=N.B!L969T)SXF
M(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@
M,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[('1E>'0M86QI
M9VXZ(')I9VAT)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y
M;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#%P=#L@=&5X="UA;&EG;CH@;&5F=#L@
M9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C
M,38P.SPO=&0^/"]T<CX-"CQT<B!S='EL93TS1"=V97)T:6-A;"UA;&EG;CH@
M8F]T=&]M.R!B86-K9W)O=6YD+6-O;&]R.B!7:&ET93L@9F]N=#H@,3!P="!#
M86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/@T*("`@(#QT9"!N;W=R
M87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@:G5S=&EF>3L@9F]N
M=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P
M.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-
M"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ
M(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
M=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R
M87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI
M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO
M=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W
M<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z
M(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\
M+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@
M<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
M=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I
M8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A
M<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P
M('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R
M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R
M87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z
M(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\
M+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@
M;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R
M:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F
M;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q
M-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E
M>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A
M+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@
M<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R
M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R
M87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@
M,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO
M=&0^/"]T<CX-"CQT<B!S='EL93TS1"=V97)T:6-A;"UA;&EG;CH@8F]T=&]M
M.R!B86-K9W)O=6YD+6-O;&]R.B!R9V(H,C`T+#(S."PR-34I.R!F;VYT.B`Q
M,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^#0H@("`@/'1D
M(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!J=7-T:69Y
M.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^
M0F%L86YC92!A="!$96-E;6)E<B`S,2P@,C`Q,3PO=&0^/'1D(&YO=W)A<#TS
M1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@
M0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[
M(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXT
M.3,L.#4P/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M
M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y
M;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R
M:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL
M93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE
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M+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#
M86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@
M("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L
M969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E
M>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P
M('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R
M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R
M87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV
M971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A
M<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q
M,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T
M9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I
M9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E
M>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A
M+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CPO='(^#0H\='(@<W1Y;&4],T0G
M=F5R=&EC86PM86QI9VXZ(&)O='1O;3L@8F%C:V=R;W5N9"UC;VQO<CH@5VAI
M=&4[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF
M)SX-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI
M9VXZ(&IU<W1I9GD[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y
M;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R
M:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL
M93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\
M=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[
M(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF
M(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@
M,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO
M=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L
M:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE
M/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@
M0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I
M+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D
M(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F
M;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q
M-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI
M9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE
M/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO
M=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@
M;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F
M;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q
M-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI
M9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF)SXF(S$V,#L\+W1D/CPO='(^#0H\='(@<W1Y;&4],T0G=F5R=&EC
M86PM86QI9VXZ(&)O='1O;3L@8F%C:V=R;W5N9"UC;VQO<CH@<F=B*#(P-"PR
M,S@L,C4U*3L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68G/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X
M="UA;&EG;CH@:G5S=&EF>3L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I
M8V$L(%-A;G,M4V5R:68G/B8C,38P.R8C,38P.R8C,38P.T=R86YT960\+W1D
M/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI
M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@
M/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T
M.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^
M)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M
M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9B<^-S4L,#`P/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T
M>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I
M8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS
M1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\
M=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT
M.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^
M.2XW-CPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L
M:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE
M/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF
M)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4]
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M;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q
M-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P
M<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D
M/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG
M;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=T97AT+6%L:6=N.B!R:6=H=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV
M971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO
M=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\+W1R
M/@T*/'1R('-T>6QE/3-$)W9E<G1I8V%L+6%L:6=N.B!B;W1T;VT[(&)A8VMG
M<F]U;F0M8V]L;W(Z(%=H:71E.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9B<^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S
M='EL93TS1"=T97AT+6%L:6=N.B!J=7-T:69Y.R!F;VYT.B`Q,'!T($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[)B,Q-C`[)B,Q-C`[
M17AE<F-I<V5D/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O
M;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V
M,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X
M="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S
M='EL93TS1"=T97AT+6%L:6=N.B!R:6=H=#L@9F]N=#H@,3!P="!#86QI8G)I
M+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,34Q.SPO=&0^/'1D(&YO=W)A
M<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q
M,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T
M9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@
M(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F
M=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G
M/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT
M+6%L:6=N.B!R:6=H=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68G/B8C,34Q.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S
M='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P
M/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P
M="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^
M/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!R:6=H
M=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G
M/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT
M+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T
M>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y
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M.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^
M)B,Q-C`[/"]T9#X\+W1R/@T*/'1R('-T>6QE/3-$)W9E<G1I8V%L+6%L:6=N
M.B!B;W1T;VT[(&)A8VMG<F]U;F0M8V]L;W(Z(')G8B@R,#0L,C,X+#(U-2D[
M(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SX-
M"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ
M(&IU<W1I9GD[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF)SXF(S$V,#LF(S$V,#LF(S$V,#M&;W)F96ET960\+W1D/CQT9"!N
M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(
M96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO
M=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT
M.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[
M/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ
M(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9B<^)B,Q-3$[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$
M)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R
M87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A
M<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W
M<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT
M.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-3$[
M/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ
M(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
M9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C
M,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T
M97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P
M('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W
M<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z
M(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\
M+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#
M86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@
M("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L
M969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E
M>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P
M('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R
M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CPO='(^#0H\
M='(@<W1Y;&4],T0G=F5R=&EC86PM86QI9VXZ(&)O='1O;3L@8F%C:V=R;W5N
M9"UC;VQO<CH@5VAI=&4[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A
M+"!386YS+5-E<FEF)SX-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE
M/3-$)W1E>'0M86QI9VXZ(&IU<W1I9GD[('!A9&1I;F<M8F]T=&]M.B`Q<'0[
M(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF
M(S$V,#LF(S$V,#LF(S$V,#M%>'!I<F5D/"]T9#X\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`Q<'0[(&9O;G0Z(#$P<'0@
M0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*
M("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G8F]R9&5R+6)O='1O
M;3H@0FQA8VL@,7!T('-O;&ED.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9CL@=&5X="UA;&EG;CH@;&5F="<^)B,Q-C`[/"]T
M9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V)O<F1E<BUB;W1T;VTZ
M($)L86-K(#%P="!S;VQI9#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I
M8V$L(%-A;G,M4V5R:68[('1E>'0M86QI9VXZ(')I9VAT)SXH-#<L,C,W/"]T
M9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M
M.B`Q<'0[('1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF)SXI/"]T9#X\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`Q<'0[(&9O;G0Z(#$P<'0@
M0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*
M("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#
M86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[('1E>'0M86QI9VXZ(&QE
M9G0G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F
M;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@=&5X
M="UA;&EG;CH@<FEG:'0G/C$V+C<P/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P
M('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`Q<'0[('1E>'0M86QI9VXZ(&QE
M9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF
M)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D
M9&EN9RUB;W1T;VTZ(#%P=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I
M8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS
M1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9CL@=&5X="UA;&EG;CH@;&5F="<^)B,Q-C`[/"]T9#X\
M=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R
M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T97AT+6%L:6=N.B!R:6=H="<^
M)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I
M;F<M8F]T=&]M.B`Q<'0[('1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@
M0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#%P
M=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G
M/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@
M=&5X="UA;&EG;CH@;&5F="<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF.R!T97AT+6%L:6=N.B!R:6=H="<^)B,Q-C`[/"]T9#X\=&0@
M;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`Q<'0[
M('1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CPO='(^#0H\='(@<W1Y;&4]
M,T0G=F5R=&EC86PM86QI9VXZ(&)O='1O;3L@8F%C:V=R;W5N9"UC;VQO<CH@
M<F=B*#(P-"PR,S@L,C4U*3L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I
M8V$L(%-A;G,M4V5R:68G/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y
M;&4],T0G=&5X="UA;&EG;CH@:G5S=&EF>3L@9F]N=#H@,3!P="!#86QI8G)I
M+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A
M<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P
M/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P
M<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D
M/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG
M:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF
M)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X
M="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S
M='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T
M>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P
M<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D
M/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F
M=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G
M/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT
M.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[
M/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M
M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y
M;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P
M="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^
M/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\
M=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[
M(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF
M(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA
M;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y
M;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(
M96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/"]T<CX-"CQT<B!S
M='EL93TS1"=V97)T:6-A;"UA;&EG;CH@8F]T=&]M.R!B86-K9W)O=6YD+6-O
M;&]R.B!7:&ET93L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68G/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
M=&5X="UA;&EG;CH@;&5F=#L@<&%D9&EN9RUB;W1T;VTZ(#(N-7!T.R!F;VYT
M.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^3W5T<W1A
M;F1I;F<@870@1&5C96UB97(@,S$L(#(P,3(\+W1D/CQT9"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#(N-7!T.R!F;VYT.B`Q
M,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T
M9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V)O<F1E<BUB
M;W1T;VTZ($)L86-K(#(N-7!T(&1O=6)L93L@9F]N=#H@,3!P="!#86QI8G)I
M+"!(96QV971I8V$L(%-A;G,M4V5R:68[('1E>'0M86QI9VXZ(&QE9G0G/B8C
M,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=B;W)D97(M
M8F]T=&]M.B!";&%C:R`R+C5P="!D;W5B;&4[(&9O;G0Z(#$P<'0@0V%L:6)R
M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T97AT+6%L:6=N.B!R:6=H="<^
M-3(Q+#8Q,SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P861D
M:6YG+6)O='1O;3H@,BXU<'0[('1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P
M<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D
M/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ
M(#(N-7!T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T
M>6QE/3-$)V)O<F1E<BUB;W1T;VTZ($)L86-K(#(N-7!T(&1O=6)L93L@9F]N
M=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[('1E>'0M
M86QI9VXZ(&QE9G0G/B0\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4]
M,T0G8F]R9&5R+6)O='1O;3H@0FQA8VL@,BXU<'0@9&]U8FQE.R!F;VYT.B`Q
M,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@=&5X="UA;&EG
M;CH@<FEG:'0G/C$W+C@P/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE
M/3-$)W!A9&1I;F<M8F]T=&]M.B`R+C5P=#L@=&5X="UA;&EG;CH@;&5F=#L@
M9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C
M,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P861D:6YG
M+6)O='1O;3H@,BXU<'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A
M+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G8F]R9&5R+6)O='1O;3H@0FQA8VL@,BXU<'0@9&]U
M8FQE.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9CL@=&5X="UA;&EG;CH@;&5F="<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)V)O<F1E<BUB;W1T;VTZ($)L86-K(#(N-7!T(&1O
M=6)L93L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R
M:68[('1E>'0M86QI9VXZ(')I9VAT)SXS+CD\+W1D/CQT9"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#(N-7!T.R!T97AT+6%L
M:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE
M/3-$)W!A9&1I;F<M8F]T=&]M.B`R+C5P=#L@9F]N=#H@,3!P="!#86QI8G)I
M+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D
M(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=B;W)D97(M8F]T=&]M.B!";&%C
M:R`R+C5P="!D;W5B;&4[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A
M+"!386YS+5-E<FEF.R!T97AT+6%L:6=N.B!L969T)SXD/"]T9#X\=&0@;F]W
M<F%P/3-$;F]W<F%P('-T>6QE/3-$)V)O<F1E<BUB;W1T;VTZ($)L86-K(#(N
M-7!T(&1O=6)L93L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68[('1E>'0M86QI9VXZ(')I9VAT)SXR,3@L-C(U/"]T9#X\=&0@
M;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`R+C5P
M=#L@=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV
M971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/"]T<CX-"CQT<B!S='EL
M93TS1"=V97)T:6-A;"UA;&EG;CH@8F]T=&]M.R!B86-K9W)O=6YD+6-O;&]R
M.B!R9V(H,C`T+#(S."PR-34I.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9B<^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S
M='EL93TS1"=T97AT+6%L:6=N.B!J=7-T:69Y.R!F;VYT.B`Q,'!T($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W
M<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R
M87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@
M,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO
M=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!R
M:6=H=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R
M:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T
M97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P
M('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@
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M969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O
M;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V
M,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X
M="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S
M='EL93TS1"=T97AT+6%L:6=N.B!R:6=H=#L@9F]N=#H@,3!P="!#86QI8G)I
M+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A
M<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q
M,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T
M9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@
M(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F
M=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G
M/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT
M+6%L:6=N.B!R:6=H=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S
M='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\+W1R/@T*/'1R
M('-T>6QE/3-$)W9E<G1I8V%L+6%L:6=N.B!B;W1T;VT[(&)A8VMG<F]U;F0M
M8V]L;W(Z(%=H:71E.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9B<^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=T97AT+6%L:6=N.B!L969T.R!P861D:6YG+6)O='1O;3H@,BXU<'0[(&9O
M;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SY%>&5R
M8VES86)L92!A="!$96-E;6)E<B`S,2P@,C`Q,CPO=&0^/'1D(&YO=W)A<#TS
M1&YO=W)A<"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@,BXU<'0[(&9O;G0Z
M(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\
M+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G8F]R9&5R
M+6)O='1O;3H@0FQA8VL@,BXU<'0@9&]U8FQE.R!F;VYT.B`Q,'!T($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@=&5X="UA;&EG;CH@;&5F="<^
M)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V)O<F1E
M<BUB;W1T;VTZ($)L86-K(#(N-7!T(&1O=6)L93L@9F]N=#H@,3!P="!#86QI
M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[('1E>'0M86QI9VXZ(')I9VAT
M)SXT-#4L-C$S/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A
M9&1I;F<M8F]T=&]M.B`R+C5P=#L@=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@
M,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO
M=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P861D:6YG+6)O='1O
M;3H@,BXU<'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@
M<W1Y;&4],T0G8F]R9&5R+6)O='1O;3H@0FQA8VL@,BXU<'0@9&]U8FQE.R!F
M;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@=&5X
M="UA;&EG;CH@;&5F="<^)#PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL
M93TS1"=B;W)D97(M8F]T=&]M.B!";&%C:R`R+C5P="!D;W5B;&4[(&9O;G0Z
M(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T97AT+6%L
M:6=N.B!R:6=H="<^,3DN,34\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y
M;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#(N-7!T.R!T97AT+6%L:6=N.B!L969T
M.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^
M)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I
M;F<M8F]T=&]M.B`R+C5P=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I
M8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS
M1&YO=W)A<"!S='EL93TS1"=B;W)D97(M8F]T=&]M.B!";&%C:R`R+C5P="!D
M;W5B;&4[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF.R!T97AT+6%L:6=N.B!L969T)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G8F]R9&5R+6)O='1O;3H@0FQA8VL@,BXU<'0@
M9&]U8FQE.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9CL@=&5X="UA;&EG;CH@<FEG:'0G/C(N.3PO=&0^/'1D(&YO=W)A<#TS
M1&YO=W)A<"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@,BXU<'0[('1E>'0M
M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y
M;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#(N-7!T.R!F;VYT.B`Q,'!T($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\
M=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V)O<F1E<BUB;W1T;VTZ($)L
M86-K(#(N-7!T(&1O=6)L93L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I
M8V$L(%-A;G,M4V5R:68[('1E>'0M86QI9VXZ(&QE9G0G/B0\+W1D/CQT9"!N
M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G8F]R9&5R+6)O='1O;3H@0FQA8VL@
M,BXU<'0@9&]U8FQE.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9CL@=&5X="UA;&EG;CH@<FEG:'0G/B8C,34Q.SPO=&0^/'1D
M(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@,BXU
M<'0[('1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CPO='(^#0H\+W1A8FQE
M/@T*#0H\<"!S='EL93TS1"=F;VYT.B`Q,'!T+S$P+C`U<'0@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF.R!M87)G:6XZ(#`[('1E>'0M86QI9VXZ
M(&IU<W1I9GD[('1E>'0M:6YD96YT.B`P+C(U:6XG/B8C,38P.R8C,38P.SPO
M<#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@
M8VQA<W,],T1R;SX-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$
M=&]P/E-C:&5D=6QE(&]F(&EN9F]R;6%T:6]N(&%B;W5T('1H92!S=&]C:R!O
M<'1I;VYS(&]U='-T86YD:6YG/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$
M=&5X=#X\<"!S='EL93TS1"=F;VYT.B`Q,'!T+VYO<FUA;"!#86QI8G)I+"!(
M96QV971I8V$L(%-A;G,M4V5R:68[(&UA<F=I;CH@,#L@=&5X="UA;&EG;CH@
M;&5F="<^5&AE(&9O;&QO=VEN9R!T86)L92!S=6UM87)I>F5S(&EN9F]R;6%T
M:6]N#0IA8F]U="!T:&4@<W1O8VL@;W!T:6]N<R!O=71S=&%N9&EN9R!A="!$
M96-E;6)E<B`S,2P@,C`Q,CH\+W`^#0H-"CQP('-T>6QE/3-$)V9O;G0Z(#$P
M<'0O;F]R;6%L($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@;6%R
M9VEN.B`P.R!T97AT+6%L:6=N.B!L969T)SXF(S$V,#L\+W`^#0H-"CQT86)L
M92!C96QL<&%D9&EN9STS1#`@8V5L;'-P86-I;F<],T0P('-T>6QE/3-$)V)O
M<F1E<BUC;VQL87!S93H@8V]L;&%P<V4[('=I9'1H.B`Q,#`E.R!F;VYT.B`Q
M,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^#0H\='(@<W1Y
M;&4],T0G=F5R=&EC86PM86QI9VXZ(&)O='1O;3L@9F]N=#H@,3!P="!#86QI
M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/@T*("`@(#QT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@:G5S=&EF>3L@9F]N=#H@
M,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO
M=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P861D:6YG+6)O='1O
M;3H@,7!T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@8V]L<W!A;CTS1#$P(&YO=W)A
M<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!C96YT97([(&)O<F1E
M<BUB;W1T;VTZ($)L86-K(#%P="!S;VQI9#L@9F]N=#H@,3!P="!#86QI8G)I
M+"!(96QV971I8V$L(%-A;G,M4V5R:68G/D]P=&EO;G,@3W5T<W1A;F1I;F<\
M+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T
M;VTZ(#%P=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=P861D:6YG+6)O='1O;3H@,7!T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@8V]L
M<W!A;CTS1#8@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ
M(&-E;G1E<CL@8F]R9&5R+6)O='1O;3H@0FQA8VL@,7!T('-O;&ED.R!F;VYT
M.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^3W!T:6]N
M<R!%>&5R8VES86)L93PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=P861D:6YG+6)O='1O;3H@,7!T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\+W1R/@T*/'1R('-T
M>6QE/3-$)W9E<G1I8V%L+6%L:6=N.B!B;W1T;VT[(&9O;G0Z(#$P<'0@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SX-"B`@("`\=&0@;F]W<F%P
M/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF)SX\<"!S='EL93TS1"=F;VYT.B`Q,'!T+S$P+C`U
M<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!M87)G:6XZ(#`[
M('1E>'0M86QI9VXZ(&IU<W1I9GDG/B8C,38P.SPO<#X\<"!S='EL93TS1"=F
M;VYT.B`Q,'!T+S$P+C`U<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF.R!M87)G:6XZ(#`[('1E>'0M86QI9VXZ(&IU<W1I9GDG/B8C,38P.SPO
M<#X\<"!S='EL93TS1"=F;VYT.B`Q,'!T+S$P+C`U<'0@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF.R!M87)G:6XZ(#`[('1E>'0M86QI9VXZ(&-E
M;G1E<B<^4F%N9V4@;V8\+W`^(#QP('-T>6QE/3-$)V9O;G0Z(#$P<'0O,3`N
M,#5P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[(&UA<F=I;CH@
M,#L@=&5X="UA;&EG;CH@8V5N=&5R)SX\=3Y%>&5R8VES92!0<FEC97,\+W4^
M/"]P/CPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P861D:6YG
M+6)O='1O;3H@,7!T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@8V]L<W!A;CTS1#(@
M;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&-E;G1E<CL@
M8F]R9&5R+6)O='1O;3H@0FQA8VL@,7!T('-O;&ED.R!F;VYT.B`Q,'!T($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^3G5M8F5R(#QB<B`O/D]U
M='-T86YD:6YG(#QB<B`O/F%T(#$R+S,Q+S$R/"]T9#X\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`Q<'0[(&9O;G0Z(#$P
M<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D
M/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ
M(#%P=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R
M:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&-O;'-P86X],T0R(&YO=W)A<#TS
M1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!C96YT97([(&)O<F1E<BUB
M;W1T;VTZ($)L86-K(#%P="!S;VQI9#L@9F]N=#H@,3!P="!#86QI8G)I+"!(
M96QV971I8V$L(%-A;G,M4V5R:68G/E=E:6=H=&5D+3QB<B`O/@T*079E<F%G
M92`\8G(@+SX-"E)E;6%I;FEN9R`\8G(@+SX-"D-O;G1R86-T=6%L($QI9F4\
M+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T
M;VTZ(#%P=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=P861D:6YG+6)O='1O;3H@,7!T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@8V]L
M<W!A;CTS1#(@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ
M(&-E;G1E<CL@8F]R9&5R+6)O='1O;3H@0FQA8VL@,7!T('-O;&ED.R!F;VYT
M.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^5V5I9VAT
M960M(#QB<B`O/D%V97)A9V4@/&)R("\^17AE<F-I<V4@/&)R("\^4')I8V4\
M+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T
M;VTZ(#%P=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=P861D:6YG+6)O='1O;3H@,7!T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@8V]L
M<W!A;CTS1#(@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ
M(&-E;G1E<CL@8F]R9&5R+6)O='1O;3H@0FQA8VL@,7!T('-O;&ED.R!F;VYT
M.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^3G5M8F5R
M(#QB<B`O/D5X97)C:7-A8FQE(#QB<B`O/F%T(#$R+S,Q+S$R/"]T9#X\=&0@
M;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`Q<'0[
M(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF
M(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN
M9RUB;W1T;VTZ(#%P=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&-O;'-P86X],T0R
M(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!C96YT97([
M(&)O<F1E<BUB;W1T;VTZ($)L86-K(#%P="!S;VQI9#L@9F]N=#H@,3!P="!#
M86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/E=E:6=H=&5D+2`\8G(@
M+SY!=F5R86=E(#QB<B`O/D5X97)C:7-E(#QB<B`O/E!R:6-E/"]T9#X\=&0@
M;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`Q<'0[
M(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF
M(S$V,#L\+W1D/CPO='(^#0H\='(@<W1Y;&4],T0G=F5R=&EC86PM86QI9VXZ
M(&)O='1O;3L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68G/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X
M="UA;&EG;CH@:G5S=&EF>3L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I
M8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A
M<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@8V]L<W!A;CTS1#(@;F]W
M<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&IU<W1I9GD[(&9O
M;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V
M,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P
M="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^
M/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\
M=&0@8V]L<W!A;CTS1#(@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M
M86QI9VXZ(&IU<W1I9GD[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A
M+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@
M<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^
M)B,Q-C`[/"]T9#X-"B`@("`\=&0@8V]L<W!A;CTS1#(@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&IU<W1I9GD[(&9O;G0Z(#$P<'0@
M0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I
M+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A
M<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@8V]L<W!A
M;CTS1#(@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&IU
M<W1I9GD[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
M9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C
M,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q
M,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T
M9#X-"B`@("`\=&0@8V]L<W!A;CTS1#(@;F]W<F%P/3-$;F]W<F%P('-T>6QE
M/3-$)W1E>'0M86QI9VXZ(&IU<W1I9GD[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I
M8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/"]T<CX-"CQT<B!S='EL93TS
M1"=V97)T:6-A;"UA;&EG;CH@8F]T=&]M.R!B86-K9W)O=6YD+6-O;&]R.B!R
M9V(H,C`T+#(S."PR-34I.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9B<^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL
M93TS1"=W:61T:#H@,S4E.R!T97AT+6%L:6=N.B!C96YT97([('!A9&1I;F<M
M;&5F=#H@-2XT<'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF)SXD."XX-2!T;R`D,3$N,#8\+W1D/CQT9"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G=VED=&@Z(#$E.R!F;VYT.B`Q,'!T($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@
M;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W=I9'1H.B`Q)3L@=&5X="UA;&EG
M;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=W:61T:#H@,3`E.R!T97AT+6%L:6=N.B!R:6=H=#L@9F]N=#H@,3!P="!#
M86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/C<U+#`P,#PO=&0^/'1D
M(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=W:61T:#H@,24[('1E>'0M86QI
M9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4]
M,T0G=VED=&@Z(#$E.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)W=I9'1H.B`Q)3L@=&5X="UA;&EG;CH@;&5F=#L@9F]N
M=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P
M.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=W:61T:#H@,3`E
M.R!T97AT+6%L:6=N.B!C96YT97([(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF.R!V97)T:6-A;"UA;&EG;CH@8F]T=&]M)SXY
M+C<\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=VED=&@Z(#$E
M.R!T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)W=I9'1H.B`Q)3L@9F]N=#H@,3!P="!#86QI8G)I+"!(
M96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO
M=W)A<#TS1&YO=W)A<"!S='EL93TS1"=W:61T:#H@,24[('1E>'0M86QI9VXZ
M(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF)SXD/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W=I9'1H
M.B`Q,"4[('1E>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9B<^.2XW-CPO=&0^/'1D(&YO=W)A<#TS
M1&YO=W)A<"!S='EL93TS1"=W:61T:#H@,24[('1E>'0M86QI9VXZ(&QE9G0[
M(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF
M(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=VED=&@Z
M(#$E.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE
M/3-$)W=I9'1H.B`Q)3L@=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#
M86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D
M(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=W:61T:#H@,3`E.R!T97AT+6%L
M:6=N.B!R:6=H=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68G/B8C,34Q.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL
M93TS1"=W:61T:#H@,24[('1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@
M0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=VED=&@Z(#$E.R!F;VYT.B`Q
M,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T
M9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W=I9'1H.B`Q
M)3L@=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV
M971I8V$L(%-A;G,M4V5R:68G/B0\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@
M<W1Y;&4],T0G=VED=&@Z(#$P)3L@=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z
M(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$U,3L\
M+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=VED=&@Z(#$E.R!T
M97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\+W1R/@T*/'1R('-T>6QE/3-$
M)W9E<G1I8V%L+6%L:6=N.B!B;W1T;VT[(&)A8VMG<F]U;F0M8V]L;W(Z(%=H
M:71E.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9B<^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L
M:6=N.B!C96YT97([('!A9&1I;F<M;&5F=#H@-2XT<'0[(&9O;G0Z(#$P<'0@
M0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXD,3$N,#8@=&\@)#$S
M+C(W/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P
M<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D
M/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG
M;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=T97AT+6%L:6=N.B!R:6=H=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV
M971I8V$L(%-A;G,M4V5R:68G/B8C,34Q.SPO=&0^/'1D(&YO=W)A<#TS1&YO
M=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@
M;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N
M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N
M=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P
M.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N
M.B!C96YT97([(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF.R!V97)T:6-A;"UA;&EG;CH@8F]T=&]M)SXF(S$U,3L\+W1D/CQT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@
M9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C
M,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q
M,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T
M9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI
M9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4]
M,T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF)SXF(S$U,3L\+W1D/CQT9"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#
M86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D
M(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@
M;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O
M;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V
M,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG
M;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF)SXF(S$U,3L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4]
M,T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV
M971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO
M=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N
M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O
M;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$U
M,3L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG
M;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68G/B8C,38P.SPO=&0^/"]T<CX-"CQT<B!S='EL93TS1"=V97)T:6-A
M;"UA;&EG;CH@8F]T=&]M.R!B86-K9W)O=6YD+6-O;&]R.B!R9V(H,C`T+#(S
M."PR-34I.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9B<^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT
M+6%L:6=N.B!C96YT97([('!A9&1I;F<M;&5F=#H@-2XT<'0[(&9O;G0Z(#$P
M<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXD,3,N,C<@=&\@
M)#$U+C0X/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z
M(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\
M+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA
M;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL
M93TS1"=T97AT+6%L:6=N.B!R:6=H=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(
M96QV971I8V$L(%-A;G,M4V5R:68G/C(W+#`P,#PO=&0^/'1D(&YO=W)A<#TS
M1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\
M=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R
M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@
M9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C
M,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L
M:6=N.B!C96YT97([(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF.R!V97)T:6-A;"UA;&EG;CH@8F]T=&]M)SXV+C0\+W1D/CQT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@
M9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C
M,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q
M,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T
M9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI
M9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4]
M,T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF)SXQ-"XS-3PO=&0^/'1D(&YO=W)A<#TS1&YO
M=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@
M;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N
M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N
M=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P
M.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N
M.B!R:6=H=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68G/C(W+#`P,#PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R
M87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI
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M(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SX-"B`@("`\
M=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&-E;G1E
M<CL@<&%D9&EN9RUL969T.B`U+C1P=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(
M96QV971I8V$L(%-A;G,M4V5R:68G/B0Q-2XT."!T;R`D,3<N-S`\+W1D/CQT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I
M+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D
M(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F
M;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q
M-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI
M9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9B<^,38T+#,X-#PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL
M93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A
M+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#
M86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D
M(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!C96YT97([
M(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!V
M97)T:6-A;"UA;&EG;CH@8F]T=&]M)SXS+C<\+W1D/CQT9"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#
M86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D
M(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@
M;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O
M;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V
M,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG
M;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF)SXQ-BXV,3PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R
M87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI
M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO
M=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!R:6=H=#L@9F]N
M=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/C$V-"PS
M.#0\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG
M;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^
M)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$
M)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R
M87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXQ-BXV,3PO=&0^/'1D(&YO
M=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT
M.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[
M/"]T9#X\+W1R/@T*/'1R('-T>6QE/3-$)W9E<G1I8V%L+6%L:6=N.B!B;W1T
M;VT[(&)A8VMG<F]U;F0M8V]L;W(Z(')G8B@R,#0L,C,X+#(U-2D[(&9O;G0Z
M(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SX-"B`@("`\
M=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&-E;G1E
M<CL@<&%D9&EN9RUL969T.B`U+C1P=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(
M96QV971I8V$L(%-A;G,M4V5R:68G/B0Q-RXW,"!T;R`D,3DN.3$\+W1D/CQT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I
M+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D
M(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F
M;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q
M-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI
M9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9B<^-38L,C4P/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE
M/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO
M=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@
M;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&-E;G1E<CL@
M9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[('9E
M<G1I8V%L+6%L:6=N.B!B;W1T;VTG/C(N-SPO=&0^/'1D(&YO=W)A<#TS1&YO
M=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@
M;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N
M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N
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M:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R
M87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A
M<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W
M<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT
M.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^-38L,C4P
M/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ
M(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
M9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C
M,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T
M97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P
M('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^,3DN-C4\+W1D/CQT9"!N;W=R
M87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@
M,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO
M=&0^/"]T<CX-"CQT<B!S='EL93TS1"=V97)T:6-A;"UA;&EG;CH@8F]T=&]M
M.R!B86-K9W)O=6YD+6-O;&]R.B!7:&ET93L@9F]N=#H@,3!P="!#86QI8G)I
M+"!(96QV971I8V$L(%-A;G,M4V5R:68G/@T*("`@(#QT9"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@8V5N=&5R.R!P861D:6YG+6)O
M='1O;3H@,7!T.R!P861D:6YG+6QE9G0Z(#4N-'!T.R!F;VYT.B`Q,'!T($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)#$Y+CDQ('1O("0R,BXQ
M,CPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P861D:6YG+6)O
M='1O;3H@,7!T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P
M('-T>6QE/3-$)V)O<F1E<BUB;W1T;VTZ($)L86-K(#%P="!S;VQI9#L@9F]N
M=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[('1E>'0M
M86QI9VXZ(&QE9G0G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S
M='EL93TS1"=B;W)D97(M8F]T=&]M.B!";&%C:R`Q<'0@<V]L:60[(&9O;G0Z
M(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T97AT+6%L
M:6=N.B!R:6=H="<^,3DX+#DW.3PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S
M='EL93TS1"=P861D:6YG+6)O='1O;3H@,7!T.R!T97AT+6%L:6=N.B!L969T
M.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^
M)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I
M;F<M8F]T=&]M.B`Q<'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A
M+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68[('1E>'0M86QI9VXZ(&QE9G0G/B8C,38P.SPO=&0^/'1D
M(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9CL@=&5X="UA;&EG;CH@8V5N=&5R.R!V
M97)T:6-A;"UA;&EG;CH@8F]T=&]M)SXQ+CD\+W1D/CQT9"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#%P=#L@=&5X="UA;&EG
M;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=P861D:6YG+6)O='1O;3H@,7!T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W
M<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF.R!T97AT+6%L:6=N.B!L969T)SXF(S$V,#L\
M+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#
M86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[('1E>'0M86QI9VXZ(')I
M9VAT)SXR,2XW-CPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P
M861D:6YG+6)O='1O;3H@,7!T.R!T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q
M,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T
M9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M
M.B`Q<'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y
M;&4],T0G8F]R9&5R+6)O='1O;3H@0FQA8VL@,7!T('-O;&ED.R!F;VYT.B`Q
M,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@=&5X="UA;&EG
M;CH@;&5F="<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE
M/3-$)V)O<F1E<BUB;W1T;VTZ($)L86-K(#%P="!S;VQI9#L@9F]N=#H@,3!P
M="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[('1E>'0M86QI9VXZ
M(')I9VAT)SXQ.3<L.3<Y/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE
M/3-$)W!A9&1I;F<M8F]T=&]M.B`Q<'0[('1E>'0M86QI9VXZ(&QE9G0[(&9O
M;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V
M,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB
M;W1T;VTZ(#%P=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A
M<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9CL@=&5X="UA;&EG;CH@;&5F="<^)B,Q-C`[/"]T9#X\=&0@;F]W
M<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF.R!T97AT+6%L:6=N.B!R:6=H="<^,C$N-S<\
M+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T
M;VTZ(#%P=#L@=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I
M+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/"]T<CX-"CQT
M<B!S='EL93TS1"=V97)T:6-A;"UA;&EG;CH@8F]T=&]M.R!B86-K9W)O=6YD
M+6-O;&]R.B!R9V(H,C`T+#(S."PR-34I.R!F;VYT.B`Q,'!T($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9B<^#0H@("`@/'1D(&YO=W)A<#TS1&YO
M=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!J=7-T:69Y.R!P861D:6YG+6)O
M='1O;3H@,BXU<'0[('!A9&1I;F<M;&5F=#H@-2XT<'0[(&9O;G0Z(#$P<'0@
M0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#(N
M-7!T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE
M/3-$)V)O<F1E<BUB;W1T;VTZ($)L86-K(#(N-7!T(&1O=6)L93L@9F]N=#H@
M,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[('1E>'0M86QI
M9VXZ(&QE9G0G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL
M93TS1"=B;W)D97(M8F]T=&]M.B!";&%C:R`R+C5P="!D;W5B;&4[(&9O;G0Z
M(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T97AT+6%L
M:6=N.B!R:6=H="<^-3(Q+#8Q,SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S
M='EL93TS1"=P861D:6YG+6)O='1O;3H@,BXU<'0[('1E>'0M86QI9VXZ(&QE
M9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF
M)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D
M9&EN9RUB;W1T;VTZ(#(N-7!T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P
M/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF.R!T97AT+6%L:6=N.B!L969T)SXF(S$V,#L\+W1D
M/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI
M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[('1E>'0M86QI9VXZ(&-E;G1E
M<CL@=F5R=&EC86PM86QI9VXZ(&)O='1O;2<^,RXY/"]T9#X\=&0@;F]W<F%P
M/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`R+C5P=#L@=&5X
M="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S
M='EL93TS1"=P861D:6YG+6)O='1O;3H@,BXU<'0[(&9O;G0Z(#$P<'0@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@
M(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI
M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[('1E>'0M86QI9VXZ(&QE9G0G
M/B0\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P
M="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[('1E>'0M86QI9VXZ
M(')I9VAT)SXQ-RXX,#PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=P861D:6YG+6)O='1O;3H@,BXU<'0[('1E>'0M86QI9VXZ(&QE9G0[(&9O
M;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V
M,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB
M;W1T;VTZ(#(N-7!T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)V)O<F1E<BUB;W1T;VTZ($)L86-K(#(N-7!T(&1O=6)L
M93L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[
M('1E>'0M86QI9VXZ(&QE9G0G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO
M=W)A<"!S='EL93TS1"=B;W)D97(M8F]T=&]M.B!";&%C:R`R+C5P="!D;W5B
M;&4[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF
M.R!T97AT+6%L:6=N.B!R:6=H="<^-#0U+#8Q,SPO=&0^/'1D(&YO=W)A<#TS
M1&YO=W)A<"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@,BXU<'0[('1E>'0M
M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y
M;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#(N-7!T.R!F;VYT.B`Q,'!T($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\
M=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R
M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T97AT+6%L:6=N.B!L969T)SXD
M/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@
M0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T97AT+6%L:6=N.B!R
M:6=H="<^,3DN,34\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
M<&%D9&EN9RUB;W1T;VTZ(#(N-7!T.R!T97AT+6%L:6=N.B!L969T.R!F;VYT
M.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[
M/"]T9#X\+W1R/@T*/"]T86)L93X-"@T*/'`@<W1Y;&4],T0G9F]N=#H@,3!P
M="]N;W)M86P@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!M87)G
M:6XZ(#`[('1E>'0M86QI9VXZ(&QE9G0[('1E>'0M:6YD96YT.B`P+C(U:6XG
M/B8C,38P.SPO<#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@
M("`@("`\='(@8VQA<W,],T1R93X-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@
M=F%L:6=N/3-$=&]P/E-C:&5D=6QE(&]F(&]U='-T86YD:6YG(')E<W1R:6-T
M960@<W1O8VL\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQP('-T
M>6QE/3-$)V9O;G0Z(#$P<'0O;F]R;6%L($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9CL@;6%R9VEN.B`P.R!T97AT+6%L:6=N.B!L969T)SY4:&4@
M9F]L;&]W:6YG('1A8FQE('!R97-E;G1S(&EN9F]R;6%T:6]N#0IR96=A<F1I
M;F<@=&AE(&%C=&EV:71Y(&1U<FEN9R`R,#$P+"`R,#$Q+"!A;F0@,C`Q,B!R
M96QA=&5D('1O('1H92!#;VUP86YY)B,Q-#8[<R!O=71S=&%N9&EN9R!P97)F
M;W)M86YC92!U;FET<R!A;F0@<F5S=')I8W1E9`T*<W1O8VLZ/"]P/@T*#0H\
M<"!S='EL93TS1"=F;VYT.B`Q,'!T+S$P+C`U<'0@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF.R!M87)G:6XZ(#`[('1E>'0M86QI9VXZ(&IU<W1I
M9GDG/B8C,38P.SPO<#X-"@T*/'1A8FQE(&-E;&QP861D:6YG/3-$,"!C96QL
M<W!A8VEN9STS1#`@<W1Y;&4],T0G8F]R9&5R+6-O;&QA<'-E.B!C;VQL87!S
M93L@=VED=&@Z(#$P,"4[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A
M+"!386YS+5-E<FEF)SX-"CQT<B!S='EL93TS1"=V97)T:6-A;"UA;&EG;CH@
M8F]T=&]M.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9B<^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT
M+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T
M>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`Q<'0[(&9O;G0Z(#$P<'0@0V%L:6)R
M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT
M9"!C;VQS<&%N/3-$-B!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA
M;&EG;CH@8V5N=&5R.R!B;W)D97(M8F]T=&]M.B!";&%C:R`Q<'0@<V]L:60[
M(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SY.
M;VYV97-T960@4&5R9F]R;6%N8V4@56YI=',\+W1D/CQT9"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#%P=#L@9F]N=#H@,3!P
M="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^
M/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@
M,7!T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@8V]L<W!A;CTS1#8@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&-E;G1E<CL@8F]R9&5R+6)O
M='1O;3H@0FQA8VL@,7!T('-O;&ED.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9B<^3&]N9RU497)M(%)E<W1R:6-T960@4W1O
M8VL\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB
M;W1T;VTZ(#%P=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68G/B8C,38P.SPO=&0^/"]T<CX-"CQT<B!S='EL93TS1"=V97)T
M:6-A;"UA;&EG;CH@8F]T=&]M.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9B<^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S
M='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!B;W)D97(M8F]T=&]M.B!";&%C
M:R`Q<'0@<V]L:60[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF)SX\<"!S='EL93TS1"=F;VYT.B`Q,'!T+VYO<FUA;"!#86QI
M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[(&UA<F=I;CH@,#L@=&5X="UA
M;&EG;CH@;&5F="<^)B,Q-C`[/"]P/CQP('-T>6QE/3-$)V9O;G0Z(#$P<'0O
M;F]R;6%L($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@;6%R9VEN
M.B`P.R!T97AT+6%L:6=N.B!L969T)SXF(S$V,#L\+W`^/'`@<W1Y;&4],T0G
M9F]N=#H@,3!P="]N;W)M86P@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF.R!M87)G:6XZ(#`[('1E>'0M86QI9VXZ(&QE9G0G/B8C,38P.SPO<#X\
M<"!S='EL93TS1"=F;VYT.B`Q,'!T+VYO<FUA;"!#86QI8G)I+"!(96QV971I
M8V$L(%-A;G,M4V5R:68[(&UA<F=I;CH@,#L@=&5X="UA;&EG;CH@;&5F="<^
M)B,Q-C`[/"]P/@T*#0H\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4]
M,T0G<&%D9&EN9RUB;W1T;VTZ(#%P=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(
M96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&-O
M;'-P86X],T0R(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N
M.B!C96YT97([(&)O<F1E<BUB;W1T;VTZ($)L86-K(#%P="!S;VQI9#L@9F]N
M=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/DYU;6)E
M<B!O9CQB<B`O/@T*(%5N:71S/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T
M>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`Q<'0[(&9O;G0Z(#$P<'0@0V%L:6)R
M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R
M87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#%P=#L@9F]N
M=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P
M.SPO=&0^#0H@("`@/'1D(&-O;'-P86X],T0R(&YO=W)A<#TS1&YO=W)A<"!S
M='EL93TS1"=T97AT+6%L:6=N.B!C96YT97([(&)O<F1E<BUB;W1T;VTZ($)L
M86-K(#%P="!S;VQI9#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68G/E=E:6=H=&5D+3QB<B`O/@T*079E<F%G92`\8G(@+SX-
M"D=R86YT+41A=&4@/&)R("\^#0I&86ER(%9A;'5E/"]T9#X\=&0@;F]W<F%P
M/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`Q<'0[(&9O;G0Z
M(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\
M+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T
M;VTZ(#%P=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&-O;'-P86X],T0R(&YO=W)A
M<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!C96YT97([(&)O<F1E
M<BUB;W1T;VTZ($)L86-K(#%P="!S;VQI9#L@9F]N=#H@,3!P="!#86QI8G)I
M+"!(96QV971I8V$L(%-A;G,M4V5R:68G/DYU;6)E<B!O9CQB<B`O/@T*(%5N
M:71S/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M
M8F]T=&]M.B`Q<'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y
M;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#%P=#L@9F]N=#H@,3!P="!#86QI8G)I
M+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D
M(&-O;'-P86X],T0R(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L
M:6=N.B!C96YT97([(&)O<F1E<BUB;W1T;VTZ($)L86-K(#%P="!S;VQI9#L@
M9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/E=E
M:6=H=&5D+3QB<B`O/@T*079E<F%G92`\8G(@+SX-"D=R86YT+41A=&4@/&)R
M("\^#0I&86ER(%9A;'5E/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE
M/3-$)W!A9&1I;F<M8F]T=&]M.B`Q<'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CPO='(^#0H\='(@
M<W1Y;&4],T0G=F5R=&EC86PM86QI9VXZ(&)O='1O;3L@9F]N=#H@,3!P="!#
M86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/@T*("`@(#QT9"!N;W=R
M87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@
M,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO
M=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@
M("`\=&0@8V]L<W!A;CTS1#(@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E
M>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P
M('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4]
M,T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G
M/B8C,38P.SPO=&0^#0H@("`@/'1D(&-O;'-P86X],T0R(&YO=W)A<#TS1&YO
M=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!R:6=H=#L@9F]N=#H@,3!P="!#
M86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D
M(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P
M/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!C;VQS<&%N
M/3-$,B!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG
M:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF
M)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N
M=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P
M.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-
M"B`@("`\=&0@8V]L<W!A;CTS1#(@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$
M)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF)SXF(S$V,#L\+W1D/CPO='(^#0H\='(@<W1Y;&4],T0G=F5R
M=&EC86PM86QI9VXZ(&)O='1O;3L@8F%C:V=R;W5N9"UC;VQO<CH@<F=B*#(P
M-"PR,S@L,C4U*3L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68G/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
M=VED=&@Z(#8P)3L@=&5X="UA;&EG;CH@;&5F=#L@<&%D9&EN9RUB;W1T;VTZ
M(#%P=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R
M:68G/DYO;G9E<W1E9"!A="!$96-E;6)E<B`S,2P@,C`P.3PO=&0^/'1D(&YO
M=W)A<#TS1&YO=W)A<"!S='EL93TS1"=W:61T:#H@,24[('!A9&1I;F<M8F]T
M=&]M.B`Q<'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@
M<W1Y;&4],T0G=VED=&@Z(#$E.R!B;W)D97(M8F]T=&]M.B!";&%C:R`Q<'0@
M<V]L:60[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF.R!T97AT+6%L:6=N.B!L969T)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G=VED=&@Z(#<E.R!B;W)D97(M8F]T=&]M.B!"
M;&%C:R`Q<'0@<V]L:60[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A
M+"!386YS+5-E<FEF.R!T97AT+6%L:6=N.B!R:6=H="<^-30L,C(U/"]T9#X\
M=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W=I9'1H.B`Q)3L@<&%D9&EN
M9RUB;W1T;VTZ(#%P=#L@=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#
M86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D
M(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=W:61T:#H@,24[('!A9&1I;F<M
M8F]T=&]M.B`Q<'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R
M87`@<W1Y;&4],T0G=VED=&@Z(#$E.R!P861D:6YG+6)O='1O;3H@,7!T.R!T
M97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9B<^)#PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL
M93TS1"=W:61T:#H@-R4[('!A9&1I;F<M8F]T=&]M.B`Q<'0[('1E>'0M86QI
M9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9B<^,38N-3,\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4]
M,T0G=VED=&@Z(#$E.R!P861D:6YG+6)O='1O;3H@,7!T.R!T97AT+6%L:6=N
M.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$
M)W=I9'1H.B`Q)3L@<&%D9&EN9RUB;W1T;VTZ(#%P=#L@9F]N=#H@,3!P="!#
M86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@
M("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=W:61T:#H@,24[(&)O
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M9VXZ(')I9VAT)SXR.2PR-C<\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y
M;&4],T0G=VED=&@Z(#$E.R!P861D:6YG+6)O='1O;3H@,7!T.R!T97AT+6%L
M:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE
M/3-$)W=I9'1H.B`Q)3L@<&%D9&EN9RUB;W1T;VTZ(#%P=#L@9F]N=#H@,3!P
M="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^
M#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=W:61T:#H@,24[
M('!A9&1I;F<M8F]T=&]M.B`Q<'0[('1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z
M(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXD/"]T9#X\
M=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W=I9'1H.B`W)3L@<&%D9&EN
M9RUB;W1T;VTZ(#%P=#L@=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@
M0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXQ,RXU.3PO=&0^/'1D
M(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=W:61T:#H@,24[('!A9&1I;F<M
M8F]T=&]M.B`Q<'0[('1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CPO='(^
M#0H\='(@<W1Y;&4],T0G=F5R=&EC86PM86QI9VXZ(&)O='1O;3L@8F%C:V=R
M;W5N9"UC;VQO<CH@5VAI=&4[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF)SX-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T
M>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I
M8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS
M1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\
M=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT
M.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^
M)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M
M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y
M;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R
M:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL
M93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\
M=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[
M(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF
M(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@
M,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO
M=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L
M:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE
M/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@
M0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I
M+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D
M(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F
M;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q
M-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI
M9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE
M/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CPO='(^#0H\='(@<W1Y
M;&4],T0G=F5R=&EC86PM86QI9VXZ(&)O='1O;3L@8F%C:V=R;W5N9"UC;VQO
M<CH@<F=B*#(P-"PR,S@L,C4U*3L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV
M971I8V$L(%-A;G,M4V5R:68G/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@
M<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I
M+"!(96QV971I8V$L(%-A;G,M4V5R:68G/D=R86YT960@9'5R:6YG('1H92!P
M97)I;V0\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@
M,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO
M=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L
M:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE
M/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-3$[/"]T9#X\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@
M0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I
M+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D
M(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F
M;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q
M-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI
M9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9B<^)B,Q-3$[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE
M/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO
M=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@
M;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F
M;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q
M-3$[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI
M9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4]
M,T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G
M/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A
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M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SX-"B`@("`\=&0@;F]W<F%P
M/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P
M<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SY697-T960@9'5R
M:6YG('1H92!P97)I;V0\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4]
M,T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G
M/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-3$[/"]T9#X\=&0@
M;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O
M;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V
M,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P
M="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^
M#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N
M.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$
M)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9B<^)B,Q-3$[/"]T9#X\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N
M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(
M96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO
M=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT
M.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[
M/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ
M(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9B<^)B,Q-3$[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$
M)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R
M87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A
M<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W
M<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT
M.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-3$[
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M:68G/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA
M;&EG;CH@;&5F=#L@<&%D9&EN9RUB;W1T;VTZ(#%P=#L@9F]N=#H@,3!P="!#
M86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/D9O<F9E:71E9"!O<B!E
M>'!I<F5D(&1U<FEN9R!T:&4@<&5R:6]D/"]T9#X\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`Q<'0[(&9O;G0Z(#$P<'0@
M0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*
M("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G8F]R9&5R+6)O='1O
M;3H@0FQA8VL@,7!T('-O;&ED.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9CL@=&5X="UA;&EG;CH@;&5F="<^)B,Q-C`[/"]T
M9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V)O<F1E<BUB;W1T;VTZ
M($)L86-K(#%P="!S;VQI9#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I
M8V$L(%-A;G,M4V5R:68[('1E>'0M86QI9VXZ(')I9VAT)SXH,C<L,3$R/"]T
M9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M
M.B`Q<'0[('1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF)SXI/"]T9#X\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`Q<'0[(&9O;G0Z(#$P<'0@
M0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*
M("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T
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M>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`Q<'0[('1E>'0M86QI9VXZ(&QE9G0[
M(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF
M(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN
M9RUB;W1T;VTZ(#%P=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO
M=W)A<"!S='EL93TS1"=B;W)D97(M8F]T=&]M.B!";&%C:R`Q<'0@<V]L:60[
M(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T
M97AT+6%L:6=N.B!L969T)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R
M87`@<W1Y;&4],T0G8F]R9&5R+6)O='1O;3H@0FQA8VL@,7!T('-O;&ED.R!F
M;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@=&5X
M="UA;&EG;CH@<FEG:'0G/B8C,34Q.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A
M<"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@,7!T.R!T97AT+6%L:6=N.B!L
M969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A
M9&1I;F<M8F]T=&]M.B`Q<'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#%P=#L@=&5X="UA
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M+6)O='1O;3H@,7!T.R!T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\+W1R
M/@T*/'1R('-T>6QE/3-$)W9E<G1I8V%L+6%L:6=N.B!B;W1T;VT[(&)A8VMG
M<F]U;F0M8V]L;W(Z(%=H:71E.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9B<^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S
M='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P
M/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P
M="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^
M/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!R:6=H
M=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G
M/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT
M+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T
M>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y
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M.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^
M)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z
M(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\
M+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA
M;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL
M93TS1"=T97AT+6%L:6=N.B!R:6=H=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(
M96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS
M1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\
M=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R
M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@
M9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C
M,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L
M:6=N.B!R:6=H=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL
M93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\+W1R/@T*/'1R('-T
M>6QE/3-$)W9E<G1I8V%L+6%L:6=N.B!B;W1T;VT[(&)A8VMG<F]U;F0M8V]L
M;W(Z(')G8B@R,#0L,C,X+#(U-2D[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF)SX-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P
M('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R
M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SY.;VYV97-T960@870@1&5C96UB
M97(@,S$L(#(P,3`\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
M9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C
M,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T
M97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P
M('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^,C<L,3$S/"]T9#X\=&0@;F]W
M<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z
M(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\
M+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#
M86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@
M("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L
M969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9B<^)#PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L
M:6=N.B!R:6=H=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68G/C$V+C4S/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE
M/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO
M=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@
M;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F
M;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^,CDL
M,C8W/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI
M9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4]
M,T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G
M/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9B<^)#PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S
M='EL93TS1"=T97AT+6%L:6=N.B!R:6=H=#L@9F]N=#H@,3!P="!#86QI8G)I
M+"!(96QV971I8V$L(%-A;G,M4V5R:68G/C$S+C4Y/"]T9#X\=&0@;F]W<F%P
M/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P
M<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D
M/CPO='(^#0H\='(@<W1Y;&4],T0G=F5R=&EC86PM86QI9VXZ(&)O='1O;3L@
M8F%C:V=R;W5N9"UC;VQO<CH@5VAI=&4[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF)SX-"B`@("`\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N
M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(
M96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO
M=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT
M.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[
M/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ
M(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$
M)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R
M87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A
M<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W
M<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT
M.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[
M/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ
M(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
M9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C
M,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T
M97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P
M('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W
M<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z
M(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\
M+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#
M86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@
M("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L
M969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E
M>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P
M('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R
M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CPO='(^#0H\
M='(@<W1Y;&4],T0G=F5R=&EC86PM86QI9VXZ(&)O='1O;3L@8F%C:V=R;W5N
M9"UC;VQO<CH@<F=B*#(P-"PR,S@L,C4U*3L@9F]N=#H@,3!P="!#86QI8G)I
M+"!(96QV971I8V$L(%-A;G,M4V5R:68G/@T*("`@(#QT9"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#
M86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/D=R86YT960@9'5R:6YG
M('1H92!P97)I;V0\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
M9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C
M,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T
M97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P
M('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-3$[/"]T9#X\=&0@;F]W
M<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z
M(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\
M+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#
M86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@
M("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L
M969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E
M>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9B<^)B,Q-3$[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P
M('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R
M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R
M87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV
M971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A
M<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q
M,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T
M9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I
M9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9B<^-RPR-3D\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X
M="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S
M='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T
M>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P
M<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXQ-"XU-#PO=&0^
M/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T
M.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^
M)B,Q-C`[/"]T9#X\+W1R/@T*/'1R('-T>6QE/3-$)W9E<G1I8V%L+6%L:6=N
M.B!B;W1T;VT[(&)A8VMG<F]U;F0M8V]L;W(Z(%=H:71E.R!F;VYT.B`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^#0H@("`@/'1D(&YO
M=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT
M.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^5F5S=&5D
M(&1U<FEN9R!T:&4@<&5R:6]D/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T
M>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y
M;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(
M96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS
M1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!R:6=H=#L@9F]N=#H@,3!P
M="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B@R-RPP,C(\+W1D
M/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F
M=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G
M/BD\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P
M="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^
M#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N
M.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$
M)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9B<^,38N-3,\+W1D/CQT9"!N;W=R87`],T1N;W=R
M87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI
M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO
M=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W
M<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z
M(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\
M+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@
M<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF)SXH,CDL,C8W/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$
M)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF)SXI/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T
M>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y
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M("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@
M;&5F=#L@<&%D9&EN9RUB;W1T;VTZ(#%P=#L@9F]N=#H@,3!P="!#86QI8G)I
M+"!(96QV971I8V$L(%-A;G,M4V5R:68G/D9O<F9E:71E9"!O<B!E>'!I<F5D
M(&1U<FEN9R!T:&4@<&5R:6]D/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T
M>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`Q<'0[(&9O;G0Z(#$P<'0@0V%L:6)R
M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G8F]R9&5R+6)O='1O;3H@0FQA
M8VL@,7!T('-O;&ED.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9CL@=&5X="UA;&EG;CH@;&5F="<^)B,Q-C`[/"]T9#X\=&0@
M;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V)O<F1E<BUB;W1T;VTZ($)L86-K
M(#%P="!S;VQI9#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68[('1E>'0M86QI9VXZ(')I9VAT)SXH.3$\+W1D/CQT9"!N;W=R
M87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#%P=#L@=&5X
M="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68G/BD\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4]
M,T0G<&%D9&EN9RUB;W1T;VTZ(#%P=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(
M96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO
M=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@,7!T.R!T
M97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P
M('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`Q<'0[('1E>'0M86QI9VXZ(')I
M9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9B<^,38N-3,\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D
M9&EN9RUB;W1T;VTZ(#%P=#L@=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P
M="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^
M/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@
M,7!T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE
M/3-$)V)O<F1E<BUB;W1T;VTZ($)L86-K(#%P="!S;VQI9#L@9F]N=#H@,3!P
M="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[('1E>'0M86QI9VXZ
M(&QE9G0G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=B;W)D97(M8F]T=&]M.B!";&%C:R`Q<'0@<V]L:60[(&9O;G0Z(#$P<'0@
M0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T97AT+6%L:6=N.B!R
M:6=H="<^)B,Q-3$[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$
M)W!A9&1I;F<M8F]T=&]M.B`Q<'0[('1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z
M(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\
M+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T
M;VTZ(#%P=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S
M='EL93TS1"=P861D:6YG+6)O='1O;3H@,7!T.R!T97AT+6%L:6=N.B!L969T
M.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^
M)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I
M;F<M8F]T=&]M.B`Q<'0[('1E>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-3$[/"]T9#X\
M=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`Q
M<'0[('1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CPO='(^#0H\='(@<W1Y
M;&4],T0G=F5R=&EC86PM86QI9VXZ(&)O='1O;3L@8F%C:V=R;W5N9"UC;VQO
M<CH@5VAI=&4[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF)SX-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E
M>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A
M+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@
M<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S
M='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P
M/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q
M,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T
M9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE
M9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF
M)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N
M=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P
M.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT
M+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T
M>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P
M/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P
M<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D
M/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI
M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@
M/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T
M.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^
M)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M
M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T
M>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I
M8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS
M1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\
M=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT
M.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^
M)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M
M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF)SXF(S$V,#L\+W1D/CPO='(^#0H\='(@<W1Y;&4],T0G=F5R
M=&EC86PM86QI9VXZ(&)O='1O;3L@8F%C:V=R;W5N9"UC;VQO<CH@<F=B*#(P
M-"PR,S@L,C4U*3L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68G/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
M=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I
M8V$L(%-A;G,M4V5R:68G/DYO;G9E<W1E9"!A="!$96-E;6)E<B`S,2P@,C`Q
M,3PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-
M"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ
M(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
M=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF)SXF(S$U,3L\+W1D/CQT9"!N;W=R87`],T1N;W=R
M87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI
M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO
M=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W
M<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z
M(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXD/"]T9#X\
M=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT
M.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^
M)B,Q-3$[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M
M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y
M;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R
M:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL
M93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^-RPR-3D\+W1D/CQT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@
M9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C
M,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q
M,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T
M9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI
M9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF)SXD/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E
M>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9B<^,30N-30\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@
M<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I
M+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/"]T<CX-"CQT
M<B!S='EL93TS1"=V97)T:6-A;"UA;&EG;CH@8F]T=&]M.R!B86-K9W)O=6YD
M+6-O;&]R.B!7:&ET93L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68G/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4]
M,T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV
M971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO
M=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N
M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O
M;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V
M,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG
M;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^
M)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$
M)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R
M87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N
M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N
M=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P
M.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-
M"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ
M(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
M=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R
M87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI
M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO
M=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W
M<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z
M(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\
M+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@
M<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
M=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I
M8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/"]T<CX-"CQT<B!S='EL93TS
M1"=V97)T:6-A;"UA;&EG;CH@8F]T=&]M.R!B86-K9W)O=6YD+6-O;&]R.B!R
M9V(H,C`T+#(S."PR-34I.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9B<^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL
M93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9B<^1W)A;G1E9"!D=7)I;F<@=&AE('!E<FEO
M9#PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-
M"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ
M(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
M=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF)SXF(S$U,3L\+W1D/CQT9"!N;W=R87`],T1N;W=R
M87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI
M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO
M=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W
M<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z
M(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\
M+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@
M<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF)SXF(S$U,3L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
M=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I
M8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A
M<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P
M('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R
M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R
M87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z
M(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXT.2PU-3D\
M+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@
M;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R
M:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F
M;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q
M-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E
M>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A
M+"!386YS+5-E<FEF)SXD/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE
M/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9B<^.2XY.3PO=&0^/'1D(&YO=W)A<#TS1&YO
M=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\+W1R
M/@T*/'1R('-T>6QE/3-$)W9E<G1I8V%L+6%L:6=N.B!B;W1T;VT[(&)A8VMG
M<F]U;F0M8V]L;W(Z(%=H:71E.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9B<^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S
M='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9B<^5F5S=&5D(&1U<FEN9R!T:&4@<&5R
M:6]D/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P
M<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D
M/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG
M;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=T97AT+6%L:6=N.B!R:6=H=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV
M971I8V$L(%-A;G,M4V5R:68G/B8C,34Q.SPO=&0^/'1D(&YO=W)A<#TS1&YO
M=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@
M;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N
M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N
M=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P
M.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N
M.B!R:6=H=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68G/B8C,34Q.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R
M87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI
M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO
M=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!R:6=H=#L@9F]N
M=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,34Q
M.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N
M.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$
M)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF
M(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
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M.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[
M/"]T9#X\+W1R/@T*/'1R('-T>6QE/3-$)W9E<G1I8V%L+6%L:6=N.B!B;W1T
M;VT[(&)A8VMG<F]U;F0M8V]L;W(Z(')G8B@R,#0L,C,X+#(U-2D[(&9O;G0Z
M(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SX-"B`@("`\
M=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[
M('!A9&1I;F<M8F]T=&]M.B`Q<'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF)SY&;W)F96ET960@;W(@97AP:7)E9"!D=7)I
M;F<@=&AE('!E<FEO9#PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=P861D:6YG+6)O='1O;3H@,7!T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W
M<F%P/3-$;F]W<F%P('-T>6QE/3-$)V)O<F1E<BUB;W1T;VTZ($)L86-K(#%P
M="!S;VQI9#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68[('1E>'0M86QI9VXZ(&QE9G0G/B8C,38P.SPO=&0^/'1D(&YO=W)A
M<#TS1&YO=W)A<"!S='EL93TS1"=B;W)D97(M8F]T=&]M.B!";&%C:R`Q<'0@
M<V]L:60[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF.R!T97AT+6%L:6=N.B!R:6=H="<^)B,Q-3$[/"]T9#X\=&0@;F]W<F%P
M/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`Q<'0[('1E>'0M
M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y
M;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#%P=#L@9F]N=#H@,3!P="!#86QI8G)I
M+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D
M(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@,7!T
M.R!T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`Q<'0[('1E>'0M86QI9VXZ
M(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9B<^)B,Q-3$[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$
M)W!A9&1I;F<M8F]T=&]M.B`Q<'0[('1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z
M(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\
M+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T
M;VTZ(#%P=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S
M='EL93TS1"=B;W)D97(M8F]T=&]M.B!";&%C:R`Q<'0@<V]L:60[(&9O;G0Z
M(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T97AT+6%L
M:6=N.B!L969T)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y
M;&4],T0G8F]R9&5R+6)O='1O;3H@0FQA8VL@,7!T('-O;&ED.R!F;VYT.B`Q
M,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@=&5X="UA;&EG
M;CH@<FEG:'0G/B@R+#0W-#PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL
M93TS1"=P861D:6YG+6)O='1O;3H@,7!T.R!T97AT+6%L:6=N.B!L969T.R!F
M;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^*3PO
M=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P861D:6YG+6)O='1O
M;3H@,7!T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T
M>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`Q<'0[('1E>'0M86QI9VXZ(&QE9G0[
M(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF
M(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN
M9RUB;W1T;VTZ(#%P=#L@=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@
M0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXQ,BXU-3PO=&0^/'1D
M(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@,7!T
M.R!T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\+W1R/@T*/'1R('-T>6QE
M/3-$)W9E<G1I8V%L+6%L:6=N.B!B;W1T;VT[(&)A8VMG<F]U;F0M8V]L;W(Z
M(%=H:71E.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9B<^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT
M+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T
M>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y
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M.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^
M)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z
M(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\
M+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA
M;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL
M93TS1"=T97AT+6%L:6=N.B!R:6=H=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(
M96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS
M1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\
M=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R
M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@
M9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C
M,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L
M:6=N.B!R:6=H=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL
M93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A
M+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#
M86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D
M(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!R:6=H=#L@
M9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C
M,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L
M:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9B<^)B,Q-C`[/"]T9#X\+W1R/@T*/'1R('-T>6QE/3-$)W9E<G1I
M8V%L+6%L:6=N.B!B;W1T;VT[(&)A8VMG<F]U;F0M8V]L;W(Z(')G8B@R,#0L
M,C,X+#(U-2D[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF)SX-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E
M>'0M86QI9VXZ(&QE9G0[('!A9&1I;F<M8F]T=&]M.B`R+C5P=#L@9F]N=#H@
M,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/DYO;G9E<W1E
M9"!A="!$96-E;6)E<B`S,2P@,C`Q,CPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A
M<"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@,BXU<'0[(&9O;G0Z(#$P<'0@
M0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*
M("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G8F]R9&5R+6)O='1O
M;3H@0FQA8VL@,BXU<'0@9&]U8FQE.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9CL@=&5X="UA;&EG;CH@;&5F="<^)B,Q-C`[
M/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V)O<F1E<BUB;W1T
M;VTZ($)L86-K(#(N-7!T(&1O=6)L93L@9F]N=#H@,3!P="!#86QI8G)I+"!(
M96QV971I8V$L(%-A;G,M4V5R:68[('1E>'0M86QI9VXZ(')I9VAT)SXF(S$U
M,3L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB
M;W1T;VTZ(#(N-7!T.R!T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@
M;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`R+C5P
M=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G
M/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=B;W)D97(M8F]T=&]M.B!";&%C:R`R+C5P="!D;W5B;&4[(&9O;G0Z(#$P
M<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T97AT+6%L:6=N
M.B!L969T)SXD/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V)O
M<F1E<BUB;W1T;VTZ($)L86-K(#(N-7!T(&1O=6)L93L@9F]N=#H@,3!P="!#
M86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[('1E>'0M86QI9VXZ(')I
M9VAT)SXF(S$U,3L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
M<&%D9&EN9RUB;W1T;VTZ(#(N-7!T.R!T97AT+6%L:6=N.B!L969T.R!F;VYT
M.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[
M/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T
M=&]M.B`R+C5P=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A
M<"!S='EL93TS1"=B;W)D97(M8F]T=&]M.B!";&%C:R`R+C5P="!D;W5B;&4[
M(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T
M97AT+6%L:6=N.B!L969T)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R
M87`@<W1Y;&4],T0G8F]R9&5R+6)O='1O;3H@0FQA8VL@,BXU<'0@9&]U8FQE
M.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@
M=&5X="UA;&EG;CH@<FEG:'0G/C4T+#,T-#PO=&0^/'1D(&YO=W)A<#TS1&YO
M=W)A<"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@,BXU<'0[('1E>'0M86QI
M9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4]
M,T0G<&%D9&EN9RUB;W1T;VTZ(#(N-7!T.R!F;VYT.B`Q,'!T($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@
M;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V)O<F1E<BUB;W1T;VTZ($)L86-K
M(#(N-7!T(&1O=6)L93L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68[('1E>'0M86QI9VXZ(&QE9G0G/B0\+W1D/CQT9"!N;W=R
M87`],T1N;W=R87`@<W1Y;&4],T0G8F]R9&5R+6)O='1O;3H@0FQA8VL@,BXU
M<'0@9&]U8FQE.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9CL@=&5X="UA;&EG;CH@<FEG:'0G/C$P+C0X/"]T9#X\=&0@;F]W
M<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`R+C5P=#L@
M=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I
M8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/"]T<CX-"CPO=&%B;&4^#0H-
M"CQP('-T>6QE/3-$)V9O;G0Z(#$P<'0O;F]R;6%L($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9CL@;6%R9VEN.B`P.R!T97AT+6%L:6=N.B!L969T
M)SXF(S$V,#L\+W`^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*
M("`@(#PO=&%B;&4^#0H@(#PO8F]D>3X-"CPO:'1M;#X-"@T*+2TM+2TM/5].
M97AT4&%R=%]F.3`V,V0R85\P,V4U7S0Y-#1?86(T.5\R,&4T,V1A-CEA.#8-
M"D-O;G1E;G0M3&]C871I;VXZ(&9I;&4Z+R\O0SHO9CDP-C-D,F%?,#-E-5\T
M.30T7V%B-#E?,C!E-#-D838Y83@V+U=O<FMS:&5E=',O4VAE970T-"YH=&UL
M#0I#;VYT96YT+51R86YS9F5R+45N8V]D:6YG.B!Q=6]T960M<')I;G1A8FQE
M#0I#;VYT96YT+51Y<&4Z('1E>'0O:'1M;#L@8VAA<G-E=#TB=7,M87-C:6DB
M#0H-"CQH=&UL/@T*("`\:&5A9#X-"B`@("`\345402!H='1P+65Q=6EV/3-$
M0V]N=&5N="U4>7!E(&-O;G1E;G0],T0G=&5X="]H=&UL.R!C:&%R<V5T/75T
M9BTX)SX\<V-R:7!T('1Y<&4],T1T97AT+VIA=F%S8W)I<'0@<W)C/3-$4VAO
M=RYJ<SXO*B!$;R!.;W0@4F5M;W9E(%1H:7,@0V]M;65N="`J+SPO<V-R:7!T
M/CPO:&5A9#X-"B`@/&)O9'D^#0H@("`@/'1A8FQE(&-L87-S/3-$<F5P;W)T
M(&ED/3-$240P14Q%/@T*("`@("`@/'1R/@T*("`@("`@("`\=&@@8VQA<W,]
M,T1T;"!C;VQS<&%N/3-$,2!R;W=S<&%N/3-$,CX\<W1R;VYG/E)E9W5L871O
M<GD@4F5S=')I8W1I;VYS("A486)L97,I/&)R/CPO<W1R;VYG/CPO=&@^#0H@
M("`@("`@(#QT:"!C;&%S<STS1'1H(&-O;'-P86X],T0Q/C$R($UO;G1H<R!%
M;F1E9#PO=&@^#0H@("`@("`\+W1R/@T*("`@("`@/'1R/@T*("`@("`@("`\
M=&@@8VQA<W,],T1T:#Y$96,N(#,Q+"`R,#$R/&)R/CPO=&@^#0H@("`@("`\
M+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F4^#0H@("`@("`@(#QT9"!C;&%S
M<STS1'!L('9A;&EG;CTS1'1O<#X\<W1R;VYG/DYO=&5S('1O($9I;F%N8VEA
M;"!3=&%T96UE;G1S/"]S=')O;F<^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S
M/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@
M("`\='(@8VQA<W,],T1R;SX-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L
M:6=N/3-$=&]P/D-A<&ET86P@<F%T:6]S/"]T9#X-"B`@("`@("`@/'1D(&-L
M87-S/3-$=&5X=#X\<"!S='EL93TS1"=F;VYT.B`Q,'!T+VYO<FUA;"!#86QI
M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[(&UA<F=I;CH@,#L@=&5X="UA
M;&EG;CH@;&5F="<^06QS;R!S964@3F]T92`Q.2!F;W(@9&ES8W5S<VEO;B!O
M9B!P<F5F97)R960-"G-T;V-K('1R86YS86-T:6]N<R!T:&%T(&AA=F4@869F
M96-T960@=&AE($-O;7!A;GDF(S$T-CMS(&-A<&ET86P@<F%T:6]S+CPO<#X-
M"@T*/'`@<W1Y;&4],T0G9F]N=#H@,3!P="]N;W)M86P@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF.R!M87)G:6XZ(#`[('1E>'0M86QI9VXZ(&QE
M9G0G/B8C,38P.SPO<#X-"@T*/'1A8FQE(&-E;&QP861D:6YG/3-$,"!C96QL
M<W!A8VEN9STS1#`@<W1Y;&4],T0G8F]R9&5R+6-O;&QA<'-E.B!C;VQL87!S
M93L@=VED=&@Z(#$P,"4[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A
M+"!386YS+5-E<FEF)SX-"CQT<B!S='EL93TS1"=V97)T:6-A;"UA;&EG;CH@
M8F]T=&]M.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9B<^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT
M+6%L:6=N.B!J=7-T:69Y.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P
M('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`Q<'0[(&9O;G0Z(#$P<'0@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@
M(#QT9"!C;VQS<&%N/3-$-B!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X
M="UA;&EG;CH@8V5N=&5R.R!B;W)D97(M8F]T=&]M.B!";&%C:R`Q<'0@<V]L
M:60[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF
M)SY!8W1U86P\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D
M9&EN9RUB;W1T;VTZ(#%P=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I
M8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A
M<"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@,7!T.R!F;VYT.B`Q,'!T($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@
M("`\=&0@8V]L<W!A;CTS1#8@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E
M>'0M86QI9VXZ(&-E;G1E<CL@8F]R9&5R+6)O='1O;3H@0FQA8VL@,7!T('-O
M;&ED.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9B<^1F]R($-A<&ET86P@/&)R("\^061E<75A8WD@4'5R<&]S97,\+W1D/CQT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#%P
M=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G
M/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P861D
M:6YG+6)O='1O;3H@,7!T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@8V]L<W!A;CTS
M1#8@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&-E;G1E
M<CL@8F]R9&5R+6)O='1O;3H@0FQA8VL@,7!T('-O;&ED.R!F;VYT.B`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^5&\@0F4@5V5L;"!#
M87!I=&%L:7IE9"`\8G(@+SY5;F1E<B!0<F]M<'0@0V]R<F5C=&EV92`\8G(@
M+SY!8W1I;VX@4')O=FES:6]N<SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S
M='EL93TS1"=P861D:6YG+6)O='1O;3H@,7!T.R!F;VYT.B`Q,'!T($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\+W1R/@T*
M/'1R('-T>6QE/3-$)W9E<G1I8V%L+6%L:6=N.B!B;W1T;VT[(&9O;G0Z(#$P
M<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SX-"B`@("`\=&0@
M;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(&ET86QI8R`Q,'!T($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@=&5X="UA;&EG;CH@:G5S
M=&EF>2<^*"0@:6X@=&AO=7-A;F1S*3PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A
M<"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@,7!T.R!F;VYT.B`Q,'!T($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@
M("`\=&0@8V]L<W!A;CTS1#(@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E
M>'0M86QI9VXZ(&-E;G1E<CL@8F]R9&5R+6)O='1O;3H@0FQA8VL@,7!T('-O
M;&ED.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9B<^06UO=6YT/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A
M9&1I;F<M8F]T=&]M.B`Q<'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R
M87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#%P=#L@9F]N=#H@,3!P="!#
M86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@
M("`@/'1D(&-O;'-P86X],T0R(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T
M97AT+6%L:6=N.B!C96YT97([(&)O<F1E<BUB;W1T;VTZ($)L86-K(#%P="!S
M;VQI9#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R
M:68G/E)A=&EO/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A
M9&1I;F<M8F]T=&]M.B`Q<'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R
M87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#%P=#L@9F]N=#H@,3!P="!#
M86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@
M("`@/'1D(&-O;'-P86X],T0R(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T
M97AT+6%L:6=N.B!C96YT97([(&)O<F1E<BUB;W1T;VTZ($)L86-K(#%P="!S
M;VQI9#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R
M:68G/D%M;W5N=#PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P
M861D:6YG+6)O='1O;3H@,7!T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`Q<'0[(&9O;G0Z(#$P<'0@
M0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*
M("`@(#QT9"!C;VQS<&%N/3-$,B!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
M=&5X="UA;&EG;CH@8V5N=&5R.R!B;W)D97(M8F]T=&]M.B!";&%C:R`Q<'0@
M<V]L:60[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF)SY2871I;SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P
M861D:6YG+6)O='1O;3H@,7!T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`Q<'0[(&9O;G0Z(#$P<'0@
M0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*
M("`@(#QT9"!C;VQS<&%N/3-$,B!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
M=&5X="UA;&EG;CH@8V5N=&5R.R!B;W)D97(M8F]T=&]M.B!";&%C:R`Q<'0@
M<V]L:60[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF)SY!;6]U;G0\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
M<&%D9&EN9RUB;W1T;VTZ(#%P=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV
M971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO
M=W)A<"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@,7!T.R!F;VYT.B`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-
M"B`@("`\=&0@8V]L<W!A;CTS1#(@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$
M)W1E>'0M86QI9VXZ(&-E;G1E<CL@8F]R9&5R+6)O='1O;3H@0FQA8VL@,7!T
M('-O;&ED.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9B<^4F%T:6\\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
M<&%D9&EN9RUB;W1T;VTZ(#%P=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV
M971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/"]T<CX-"CQT<B!S='EL
M93TS1"=V97)T:6-A;"UA;&EG;CH@8F]T=&]M.R!F;VYT.B`Q,'!T($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^#0H@("`@/'1D(&YO=W)A<#TS
M1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!J=7-T:69Y.R!F;VYT.B`Q
M,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T
M9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@
M(#QT9"!C;VQS<&%N/3-$,B!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X
M="UA;&EG;CH@:G5S=&EF>3L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I
M8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A
M<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE
M/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF
M)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!C;VQS<&%N/3-$,B!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@:G5S=&EF>3L@9F]N=#H@,3!P
M="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^
M/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W
M<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!C;VQS
M<&%N/3-$-B!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@
M8V5N=&5R.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9B<^*&UU<W0@97%U86P@;W(@97AC965D*3PO=&0^/'1D(&YO=W)A<#TS
M1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P
M('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!C;VQS<&%N/3-$-B!N;W=R
M87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@8V5N=&5R.R!F;VYT
M.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^*&UU<W0@
M97%U86P@;W(@97AC965D*3PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL
M93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9B<^)B,Q-C`[/"]T9#X\+W1R/@T*/'1R('-T>6QE/3-$)W9E<G1I8V%L+6%L
M:6=N.B!B;W1T;VT[(&)A8VMG<F]U;F0M8V]L;W(Z(')G8B@R,#0L,C,X+#(U
M-2D[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF
M)SX-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(&)O
M;&0@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[('1E>'0M
M86QI9VXZ(&IU<W1I9GDG/D%S(&]F($1E8V5M8F5R(#,Q+"`R,#$R/"]T9#X\
M=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R
M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@
M9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C
M,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L
M:6=N.B!R:6=H=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL
M93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A
M+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#
M86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D
M(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!R:6=H=#L@
M9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C
M,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L
M:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE
M/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF
M)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4]
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M;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q
M-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P
M<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D
M/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG
M;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=T97AT+6%L:6=N.B!R:6=H=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV
M971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO
M=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@
M;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N
M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N
M=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P
M.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N
M.B!R:6=H=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R
M87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI
M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO
M=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!R:6=H=#L@9F]N
M=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P
M.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N
M.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9B<^)B,Q-C`[/"]T9#X\+W1R/@T*/'1R('-T>6QE/3-$)W9E<G1I8V%L
M+6%L:6=N.B!B;W1T;VT[(&)A8VMG<F]U;F0M8V]L;W(Z(%=H:71E.R!F;VYT
M.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^#0H@("`@
M/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B!B;VQD(#$P<'0@
M0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T97AT+6%L:6=N.B!J
M=7-T:69Y.R!P861D:6YG+6QE9G0Z(#%E;2<^5&]T86P@0V%P:71A;"!2871I
M;SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-
M"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ
M(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
M=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R
M87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI
M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO
M=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W
M<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z
M(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\
M+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@
M<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
M=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I
M8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A
M<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P
M('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R
M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R
M87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z
M(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\
M+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@
M;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R
M:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F
M;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q
M-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E
M>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A
M+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@
M<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R
M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R
M87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@
M,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO
M=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@
M("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE
M9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF
M)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X
M="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A
M+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@
M<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I
M+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A
M<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P
M/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P
M<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D
M/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG
M:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF
M)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X
M="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/"]T<CX-"CQT<B!S='EL93TS1"=V
M97)T:6-A;"UA;&EG;CH@8F]T=&]M.R!B86-K9W)O=6YD+6-O;&]R.B!R9V(H
M,C`T+#(S."PR-34I.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9B<^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=W:61T:#H@-#`E.R!F;VYT.B!B;VQD(#$P<'0@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF.R!T97AT+6%L:6=N.B!J=7-T:69Y.R!P861D:6YG
M+6QE9G0Z(#%E;2<^)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[0V]M<&%N>3PO
M=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=W:61T:#H@,24[(&9O
M;G0Z(&)O;&0@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G
M/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=W:61T:#H@,24[(&9O;G0Z(&)O;&0@,3!P="!#86QI8G)I+"!(96QV971I
M8V$L(%-A;G,M4V5R:68[('1E>'0M86QI9VXZ(&QE9G0G/B0\+W1D/CQT9"!N
M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=VED=&@Z(#<E.R!F;VYT.B!B;VQD
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M:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL
M93TS1"=W:61T:#H@,24[(&9O;G0Z(&)O;&0@,3!P="!#86QI8G)I+"!(96QV
M971I8V$L(%-A;G,M4V5R:68[('1E>'0M86QI9VXZ(&QE9G0G/B8C,38P.SPO
M=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=W:61T:#H@-R4[(&9O
M;G0Z(&)O;&0@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[
M('1E>'0M86QI9VXZ(')I9VAT)SXQ-BXV-R4\+W1D/CQT9"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G=VED=&@Z(#$E.R!F;VYT.B!B;VQD(#$P<'0@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T97AT+6%L:6=N.B!L969T
M)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=VED
M=&@Z(#$E.R!F;VYT.B!B;VQD(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R
M87`@<W1Y;&4],T0G=VED=&@Z(#$E.R!F;VYT.B!B;VQD(#$P<'0@0V%L:6)R
M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T97AT+6%L:6=N.B!L969T)SXD
M/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W=I9'1H.B`W)3L@
M9F]N=#H@8F]L9"`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9CL@=&5X="UA;&EG;CH@<FEG:'0G/C$W,BPU-S(\+W1D/CQT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G=VED=&@Z(#$E.R!F;VYT.B!B;VQD(#$P<'0@
M0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T97AT+6%L:6=N.B!L
M969T)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
M=VED=&@Z(#$E.R!F;VYT.B!B;VQD(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A
M+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G=VED=&@Z(#$E.R!F;VYT.B!B;VQD(#$P<'0@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T97AT+6%L:6=N.B!L969T
M)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=VED
M=&@Z(#<E.R!F;VYT.B!B;VQD(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF.R!T97AT+6%L:6=N.B!R:6=H="<^."XP,"4\+W1D/CQT9"!N
M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=VED=&@Z(#$E.R!F;VYT.B!B;VQD
M(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T97AT+6%L
M:6=N.B!L969T)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y
M;&4],T0G=VED=&@Z(#$E.R!F;VYT.B!B;VQD(#$P<'0@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R
M87`],T1N;W=R87`@<W1Y;&4],T0G=VED=&@Z(#$E.R!F;VYT.B!B;VQD(#$P
M<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T97AT+6%L:6=N
M.B!L969T)SXD/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W=I
M9'1H.B`W)3L@9F]N=#H@8F]L9"`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
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M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S
M='EL93TS1"=W:61T:#H@,24[(&9O;G0Z(&)O;&0@,3!P="!#86QI8G)I+"!(
M96QV971I8V$L(%-A;G,M4V5R:68[('1E>'0M86QI9VXZ(&QE9G0G/B8C,38P
M.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=W:61T:#H@-R4[
M(&9O;G0Z(&)O;&0@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R
M:68[('1E>'0M86QI9VXZ(')I9VAT)SX\9F]N="!S='EL93TS1"=F;VYT.B`Q
M,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^/&(^3B]!/"]B
M/CPO9F]N=#X\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=VED
M=&@Z(#$E.R!F;VYT.B!B;VQD(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF.R!T97AT+6%L:6=N.B!L969T)SXF(S$V,#L\+W1D/CPO='(^
M#0H\='(@<W1Y;&4],T0G=F5R=&EC86PM86QI9VXZ(&)O='1O;3L@8F%C:V=R
M;W5N9"UC;VQO<CH@5VAI=&4[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF)SX-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T
M>6QE/3-$)V9O;G0Z(&)O;&0@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68[('1E>'0M86QI9VXZ(&IU<W1I9GD[('!A9&1I;F<M;&5F=#H@
M,65M)SXF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#M"86YK/"]T9#X\=&0@;F]W
M<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(&)O;&0@,3!P="!#86QI8G)I
M+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D
M(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B!B;VQD(#$P<'0@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T97AT+6%L:6=N.B!L969T
M)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N
M=#H@8F]L9"`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@
M=&5X="UA;&EG;CH@<FEG:'0G/C,U."PP.3@\+W1D/CQT9"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G9F]N=#H@8F]L9"`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9CL@=&5X="UA;&EG;CH@;&5F="<^)B,Q-C`[/"]T
M9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(&)O;&0@,3!P
M="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^
M#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B!B;VQD
M(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T97AT+6%L
M:6=N.B!L969T)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y
M;&4],T0G9F]N=#H@8F]L9"`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9CL@=&5X="UA;&EG;CH@<FEG:'0G/C$V+C8Q)3PO=&0^/'1D(&YO
M=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B!B;VQD(#$P<'0@0V%L:6)R
M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T97AT+6%L:6=N.B!L969T)SXF
M(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@
M8F]L9"`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q
M-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O
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M.B!L969T)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4]
M,T0G9F]N=#H@8F]L9"`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T
M>6QE/3-$)V9O;G0Z(&)O;&0@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68[('1E>'0M86QI9VXZ(&QE9G0G/B8C,38P.SPO=&0^/'1D(&YO
M=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B!B;VQD(#$P<'0@0V%L:6)R
M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T97AT+6%L:6=N.B!R:6=H="<^
M."XP,"4\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@
M8F]L9"`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@=&5X
M="UA;&EG;CH@;&5F="<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P
M('-T>6QE/3-$)V9O;G0Z(&)O;&0@,3!P="!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO
M=W)A<"!S='EL93TS1"=F;VYT.B!B;VQD(#$P<'0@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF.R!T97AT+6%L:6=N.B!L969T)SXF(S$V,#L\+W1D
M/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@8F]L9"`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@=&5X="UA;&EG;CH@
M<FEG:'0G/C(Q-2PU,S`\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4]
M,T0G9F]N=#H@8F]L9"`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9CL@=&5X="UA;&EG;CH@;&5F="<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P
M/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(&)O;&0@,3!P="!#86QI8G)I+"!(
M96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO
M=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B!B;VQD(#$P<'0@0V%L:6)R
M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T97AT+6%L:6=N.B!L969T)SXF
M(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@
M8F]L9"`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@=&5X
M="UA;&EG;CH@<FEG:'0G/C$P+C`P)3PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A
M<"!S='EL93TS1"=F;VYT.B!B;VQD(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A
M+"!386YS+5-E<FEF.R!T97AT+6%L:6=N.B!L969T)SXF(S$V,#L\+W1D/CPO
M='(^#0H\='(@<W1Y;&4],T0G=F5R=&EC86PM86QI9VXZ(&)O='1O;3L@8F%C
M:V=R;W5N9"UC;VQO<CH@<F=B*#(P-"PR,S@L,C4U*3L@9F]N=#H@,3!P="!#
M86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/@T*("`@(#QT9"!N;W=R
M87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@8F]L9"`Q,'!T($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9CL@=&5X="UA;&EG;CH@:G5S=&EF>3L@
M<&%D9&EN9RUL969T.B`Q96TG/E1I97(@22!#87!I=&%L(%)A=&EO/"]T9#X\
M=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R
M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@
M9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C
M,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L
M:6=N.B!R:6=H=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL
M93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A
M+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#
M86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D
M(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!R:6=H=#L@
M9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C
M,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L
M:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE
M/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF
M)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4]
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M;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q
M-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P
M<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D
M/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG
M;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=T97AT+6%L:6=N.B!R:6=H=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV
M971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO
M=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@
M;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N
M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N
M=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P
M.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N
M.B!R:6=H=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R
M87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI
M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO
M=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!R:6=H=#L@9F]N
M=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P
M.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N
M.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9B<^)B,Q-C`[/"]T9#X\+W1R/@T*/'1R('-T>6QE/3-$)W9E<G1I8V%L
M+6%L:6=N.B!B;W1T;VT[(&)A8VMG<F]U;F0M8V]L;W(Z(%=H:71E.R!F;VYT
M.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^#0H@("`@
M/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B!B;VQD(#$P<'0@
M0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T97AT+6%L:6=N.B!J
M=7-T:69Y.R!P861D:6YG+6QE9G0Z(#%E;2<^)B,Q-C`[)B,Q-C`[)B,Q-C`[
M)B,Q-C`[0V]M<&%N>3PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=F;VYT.B!B;VQD(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y
M;&4],T0G9F]N=#H@8F]L9"`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9CL@=&5X="UA;&EG;CH@;&5F="<^)B,Q-C`[/"]T9#X\=&0@;F]W
M<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(&)O;&0@,3!P="!#86QI8G)I
M+"!(96QV971I8V$L(%-A;G,M4V5R:68[('1E>'0M86QI9VXZ(')I9VAT)SXS
M,S(L,S4P/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z
M(&)O;&0@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[('1E
M>'0M86QI9VXZ(&QE9G0G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A
M<"!S='EL93TS1"=F;VYT.B!B;VQD(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A
M+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G9F]N=#H@8F]L9"`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9CL@=&5X="UA;&EG;CH@;&5F="<^)B,Q-C`[/"]T
M9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(&)O;&0@,3!P
M="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[('1E>'0M86QI9VXZ
M(')I9VAT)SXQ-2XT,24\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4]
M,T0G9F]N=#H@8F]L9"`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9CL@=&5X="UA;&EG;CH@;&5F="<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P
M/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(&)O;&0@,3!P="!#86QI8G)I+"!(
M96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO
M=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B!B;VQD(#$P<'0@0V%L:6)R
M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T97AT+6%L:6=N.B!L969T)SXF
M(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@
M8F]L9"`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@=&5X
M="UA;&EG;CH@<FEG:'0G/C@V+#(X-CPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A
M<"!S='EL93TS1"=F;VYT.B!B;VQD(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A
M+"!386YS+5-E<FEF.R!T97AT+6%L:6=N.B!L969T)SXF(S$V,#L\+W1D/CQT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@8F]L9"`Q,'!T($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@
M("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(&)O;&0@,3!P
M="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[('1E>'0M86QI9VXZ
M(&QE9G0G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=F;VYT.B!B;VQD(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF.R!T97AT+6%L:6=N.B!R:6=H="<^-"XP,"4\+W1D/CQT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@8F]L9"`Q,'!T($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9CL@=&5X="UA;&EG;CH@;&5F="<^)B,Q-C`[
M/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(&)O;&0@
M,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO
M=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B!B
M;VQD(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T97AT
M+6%L:6=N.B!L969T)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@
M<W1Y;&4],T0G9F]N=#H@8F]L9"`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9CL@=&5X="UA;&EG;CH@<FEG:'0G/CQF;VYT('-T>6QE/3-$
M)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SX\
M8CY.+T$\+V(^/"]F;VYT/CPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL
M93TS1"=F;VYT.B!B;VQD(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF.R!T97AT+6%L:6=N.B!L969T)SXF(S$V,#L\+W1D/CQT9"!N;W=R
M87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@8F]L9"`Q,'!T($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@
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M,C`T+#(S."PR-34I.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9B<^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=F;VYT.B!B;VQD(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF.R!T97AT+6%L:6=N.B!J=7-T:69Y.R!P861D:6YG+6QE9G0Z(#%E;2<^
M)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[0F%N:SPO=&0^/'1D(&YO
M=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B!B;VQD(#$P<'0@0V%L:6)R
M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@8F]L9"`Q,'!T($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@=&5X="UA;&EG;CH@;&5F
M="<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O
M;G0Z(&)O;&0@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[
M('1E>'0M86QI9VXZ(')I9VAT)SXS,S`L.3$V/"]T9#X\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)V9O;G0Z(&)O;&0@,3!P="!#86QI8G)I+"!(96QV
M971I8V$L(%-A;G,M4V5R:68[('1E>'0M86QI9VXZ(&QE9G0G/B8C,38P.SPO
M=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B!B;VQD(#$P
M<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D
M/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@8F]L
M9"`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@=&5X="UA
M;&EG;CH@;&5F="<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T
M>6QE/3-$)V9O;G0Z(&)O;&0@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68[('1E>'0M86QI9VXZ(')I9VAT)SXQ-2XS-24\+W1D/CQT9"!N
M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@8F]L9"`Q,'!T($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@=&5X="UA;&EG;CH@;&5F="<^
M)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z
M(&)O;&0@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C
M,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F
M;VYT.B!B;VQD(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF
M.R!T97AT+6%L:6=N.B!L969T)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G9F]N=#H@8F]L9"`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9CL@=&5X="UA;&EG;CH@<FEG:'0G/C@V+#(Q,CPO
M=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B!B;VQD(#$P
M<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T97AT+6%L:6=N
M.B!L969T)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4]
M,T0G9F]N=#H@8F]L9"`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T
M>6QE/3-$)V9O;G0Z(&)O;&0@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68[('1E>'0M86QI9VXZ(&QE9G0G/B8C,38P.SPO=&0^/'1D(&YO
M=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B!B;VQD(#$P<'0@0V%L:6)R
M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T97AT+6%L:6=N.B!R:6=H="<^
M-"XP,"4\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@
M8F]L9"`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@=&5X
M="UA;&EG;CH@;&5F="<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P
M('-T>6QE/3-$)V9O;G0Z(&)O;&0@,3!P="!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO
M=W)A<"!S='EL93TS1"=F;VYT.B!B;VQD(#$P<'0@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF.R!T97AT+6%L:6=N.B!L969T)SXF(S$V,#L\+W1D
M/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@8F]L9"`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@=&5X="UA;&EG;CH@
M<FEG:'0G/C$R.2PS,3@\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4]
M,T0G9F]N=#H@8F]L9"`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9CL@=&5X="UA;&EG;CH@;&5F="<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P
M/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(&)O;&0@,3!P="!#86QI8G)I+"!(
M96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO
M=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B!B;VQD(#$P<'0@0V%L:6)R
M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T97AT+6%L:6=N.B!L969T)SXF
M(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@
M8F]L9"`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@=&5X
M="UA;&EG;CH@<FEG:'0G/C8N,#`E/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P
M('-T>6QE/3-$)V9O;G0Z(&)O;&0@,3!P="!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68[('1E>'0M86QI9VXZ(&QE9G0G/B8C,38P.SPO=&0^/"]T
M<CX-"CQT<B!S='EL93TS1"=V97)T:6-A;"UA;&EG;CH@8F]T=&]M.R!B86-K
M9W)O=6YD+6-O;&]R.B!7:&ET93L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV
M971I8V$L(%-A;G,M4V5R:68G/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@
M<W1Y;&4],T0G9F]N=#H@8F]L9"`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9CL@=&5X="UA;&EG;CH@:G5S=&EF>3L@<&%D9&EN9RUL969T
M.B`Q96TG/DQE=F5R86=E(%)A=&EO/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P
M('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@
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M969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O
M;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V
M,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X
M="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S
M='EL93TS1"=T97AT+6%L:6=N.B!R:6=H=#L@9F]N=#H@,3!P="!#86QI8G)I
M+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A
M<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q
M,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T
M9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@
M(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F
M=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G
M/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT
M+6%L:6=N.B!R:6=H=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S
M='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P
M/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P
M="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^
M/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!R:6=H
M=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G
M/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT
M+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T
M>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y
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M.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^
M)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z
M(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\
M+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA
M;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL
M93TS1"=T97AT+6%L:6=N.B!R:6=H=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(
M96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS
M1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\
M+W1R/@T*/'1R('-T>6QE/3-$)W9E<G1I8V%L+6%L:6=N.B!B;W1T;VT[(&)A
M8VMG<F]U;F0M8V]L;W(Z(')G8B@R,#0L,C,X+#(U-2D[(&9O;G0Z(#$P<'0@
M0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SX-"B`@("`\=&0@;F]W
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M,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F
M;VYT.B!B;VQD(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF
M.R!T97AT+6%L:6=N.B!L969T)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G9F]N=#H@8F]L9"`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9CL@=&5X="UA;&EG;CH@<FEG:'0G/C,S,BPS-3`\
M+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@8F]L9"`Q
M,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@=&5X="UA;&EG
M;CH@;&5F="<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE
M/3-$)V9O;G0Z(&)O;&0@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S
M='EL93TS1"=F;VYT.B!B;VQD(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF.R!T97AT+6%L:6=N.B!L969T)SXF(S$V,#L\+W1D/CQT9"!N
M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@8F]L9"`Q,'!T($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@=&5X="UA;&EG;CH@<FEG:'0G
M/C$P+C(T)3PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT
M.B!B;VQD(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T
M97AT+6%L:6=N.B!L969T)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R
M87`@<W1Y;&4],T0G9F]N=#H@8F]L9"`Q,'!T($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$
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M87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@8F]L9"`Q,'!T($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@
M;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(&)O;&0@,3!P="!#86QI
M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[('1E>'0M86QI9VXZ(&QE9G0G
M/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT
M.B!B;VQD(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T
M97AT+6%L:6=N.B!R:6=H="<^-"XP,"4\+W1D/CQT9"!N;W=R87`],T1N;W=R
M87`@<W1Y;&4],T0G9F]N=#H@8F]L9"`Q,'!T($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9CL@=&5X="UA;&EG;CH@;&5F="<^)B,Q-C`[/"]T9#X\
M=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(&)O;&0@,3!P="!#
M86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@
M("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B!B;VQD(#$P
M<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T97AT+6%L:6=N
M.B!L969T)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4]
M,T0G9F]N=#H@8F]L9"`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9CL@=&5X="UA;&EG;CH@<FEG:'0G/CQF;VYT('-T>6QE/3-$)V9O;G0Z
M(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SX\8CY.+T$\
M+V(^/"]F;VYT/CPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F
M;VYT.B!B;VQD(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF
M.R!T97AT+6%L:6=N.B!L969T)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G9F]N=#H@8F]L9"`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P
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M=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/@T*("`@
M(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@8F]L9"`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@=&5X="UA;&EG;CH@
M:G5S=&EF>3L@<&%D9&EN9RUL969T.B`Q96TG/B8C,38P.R8C,38P.R8C,38P
M.R8C,38P.T)A;FL\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
M9F]N=#H@8F]L9"`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE
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M+6%L:6=N.B!L969T)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@
M<W1Y;&4],T0G9F]N=#H@8F]L9"`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)V9O;G0Z(&)O;&0@,3!P="!#86QI8G)I+"!(96QV971I
M8V$L(%-A;G,M4V5R:68[('1E>'0M86QI9VXZ(&QE9G0G/B8C,38P.SPO=&0^
M/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B!B;VQD(#$P<'0@
M0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T97AT+6%L:6=N.B!R
M:6=H="<^,3`N,C`E/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$
M)V9O;G0Z(&)O;&0@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R
M:68[('1E>'0M86QI9VXZ(&QE9G0G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS
M1&YO=W)A<"!S='EL93TS1"=F;VYT.B!B;VQD(#$P<'0@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R
M87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@8F]L9"`Q,'!T($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9CL@=&5X="UA;&EG;CH@;&5F="<^)B,Q
M-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(&)O
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M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@
M(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@8F]L9"`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@=&5X="UA;&EG;CH@
M;&5F="<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$
M)V9O;G0Z(&)O;&0@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R
M:68[('1E>'0M86QI9VXZ(')I9VAT)SXT+C`P)3PO=&0^/'1D(&YO=W)A<#TS
M1&YO=W)A<"!S='EL93TS1"=F;VYT.B!B;VQD(#$P<'0@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF.R!T97AT+6%L:6=N.B!L969T)SXF(S$V,#L\
M+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@8F]L9"`Q
M,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T
M9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(&)O
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M)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N
M=#H@8F]L9"`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^
M)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$
M)V9O;G0Z(&)O;&0@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R
M:68[('1E>'0M86QI9VXZ(&QE9G0G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS
M1&YO=W)A<"!S='EL93TS1"=F;VYT.B!B;VQD(#$P<'0@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF.R!T97AT+6%L:6=N.B!R:6=H="<^-2XP,"4\
M+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@8F]L9"`Q
M,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@=&5X="UA;&EG
M;CH@;&5F="<^)B,Q-C`[/"]T9#X\+W1R/@T*/'1R('-T>6QE/3-$)W9E<G1I
M8V%L+6%L:6=N.B!B;W1T;VT[(&)A8VMG<F]U;F0M8V]L;W(Z(')G8B@R,#0L
M,C,X+#(U-2D[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF)SX-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E
M>'0M86QI9VXZ(&IU<W1I9GD[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R
M87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A
M<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W
M<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT
M.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[
M/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ
M(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
M9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C
M,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T
M97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P
M('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W
M<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z
M(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\
M+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#
M86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@
M("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L
M969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E
M>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P
M('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R
M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R
M87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV
M971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A
M<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q
M,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T
M9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I
M9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E
M>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A
M+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@
M<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S
M='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P
M/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q
M,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T
M9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE
M9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF
M)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N
M=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P
M.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT
M+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T
M>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P
M/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P
M<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D
M/CPO='(^#0H\='(@<W1Y;&4],T0G=F5R=&EC86PM86QI9VXZ(&)O='1O;3L@
M8F%C:V=R;W5N9"UC;VQO<CH@5VAI=&4[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF)SX-"B`@("`\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&IU<W1I9GD[(&9O;G0Z(#$P<'0@
M0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SY!<R!O9B!$96-E;6)E
M<B`S,2P@,C`Q,3PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F
M;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q
M-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E
M>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A
M+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@
M<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R
M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R
M87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@
M,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO
M=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@
M("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE
M9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF
M)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X
M="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A
M+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@
M<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I
M+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A
M<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P
M/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P
M<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D
M/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG
M:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF
M)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X
M="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S
M='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T
M>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P
M<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D
M/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F
M=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G
M/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT
M.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[
M/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M
M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y
M;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P
M="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^
M/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\
M=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[
M(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF
M(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA
M;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y
M;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(
M96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/"]T<CX-"CQT<B!S
M='EL93TS1"=V97)T:6-A;"UA;&EG;CH@8F]T=&]M.R!B86-K9W)O=6YD+6-O
M;&]R.B!R9V(H,C`T+#(S."PR-34I.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9B<^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A
M<"!S='EL93TS1"=T97AT+6%L:6=N.B!J=7-T:69Y.R!F;VYT.B`Q,'!T($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@<&%D9&EN9RUL969T.B`Q
M96TG/E1O=&%L($-A<&ET86P@4F%T:6\\+W1D/CQT9"!N;W=R87`],T1N;W=R
M87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A
M<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W
M<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT
M.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[
M/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ
M(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
M9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C
M,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T
M97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P
M('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W
M<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z
M(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\
M+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#
M86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@
M("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L
M969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E
M>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P
M('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R
M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R
M87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV
M971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A
M<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q
M,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T
M9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I
M9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E
M>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A
M+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@
M<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S
M='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P
M/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q
M,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T
M9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE
M9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF
M)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N
M=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P
M.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT
M+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T
M>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P
M/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P
M<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D
M/CPO='(^#0H\='(@<W1Y;&4],T0G=F5R=&EC86PM86QI9VXZ(&)O='1O;3L@
M8F%C:V=R;W5N9"UC;VQO<CH@5VAI=&4[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF)SX-"B`@("`\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&IU<W1I9GD[(&9O;G0Z(#$P<'0@
M0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!P861D:6YG+6QE9G0Z
M(#%E;2<^)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[0V]M<&%N>3PO=&0^/'1D
M(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@
M;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O
M;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXD/"]T
M9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I
M9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9B<^,S4U+#@Y-SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T
M97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P
M('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@
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M969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O
M;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V
M,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X
M="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68G/B0\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4]
M,T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF)SXQ-S`L,S(Y/"]T9#X\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@
M0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I
M+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D
M(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F
M;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q
M-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI
M9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9B<^."XP,"4\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4]
M,T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV
M971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO
M=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXD/"]T9#X\=&0@;F]W<F%P
M/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q
M,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^/&9O;G0@<W1Y
M;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R
M:68G/DXO03PO9F]N=#X\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4]
M,T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV
M971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO
M=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N
M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O
M;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SX\9F]N
M="!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9B<^3B]!/"]F;VYT/CPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S
M='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\+W1R/@T*/'1R
M('-T>6QE/3-$)W9E<G1I8V%L+6%L:6=N.B!B;W1T;VT[(&)A8VMG<F]U;F0M
M8V]L;W(Z(')G8B@R,#0L,C,X+#(U-2D[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF)SX-"B`@("`\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&IU<W1I9GD[(&9O;G0Z(#$P<'0@
M0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!P861D:6YG+6QE9G0Z
M(#%E;2<^)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[0F%N:SPO=&0^/'1D(&YO
M=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W
M<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z
M(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\
M+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@
M<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF)SXS-30L,C,U/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$
M)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R
M87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A
M<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W
M<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT
M.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^,38N-C4E
M/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ
M(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
M9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C
M,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T
M97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P
M('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^,3<P+#$X,#PO=&0^/'1D(&YO
M=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT
M.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[
M/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@
M0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*
M("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@
M;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R
M:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T
M97AT+6%L:6=N.B!R:6=H=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I
M8V$L(%-A;G,M4V5R:68G/C@N,#`E/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P
M('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R
M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R
M87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV
M971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A
M<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q
M,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T
M9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I
M9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9B<^,C$R+#<R-3PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T
M97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P
M('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@
M<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I
M+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A
M<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!R:6=H=#L@9F]N=#H@
M,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/C$P+C`P)3PO
M=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L
M969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9B<^)B,Q-C`[/"]T9#X\+W1R/@T*/'1R('-T>6QE/3-$)W9E<G1I8V%L+6%L
M:6=N.B!B;W1T;VT[(&)A8VMG<F]U;F0M8V]L;W(Z(%=H:71E.R!F;VYT.B`Q
M,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^#0H@("`@/'1D
M(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!J=7-T:69Y
M.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@
M<&%D9&EN9RUL969T.B`Q96TG/E1I97(@22!#87!I=&%L(%)A=&EO/"]T9#X\
M=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R
M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@
M9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C
M,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L
M:6=N.B!R:6=H=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL
M93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A
M+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#
M86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D
M(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!R:6=H=#L@
M9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C
M,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L
M:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE
M/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF
M)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4]
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M;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q
M-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P
M<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D
M/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG
M;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=T97AT+6%L:6=N.B!R:6=H=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV
M971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO
M=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@
M;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N
M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N
M=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P
M.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N
M.B!R:6=H=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R
M87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI
M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO
M=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!R:6=H=#L@9F]N
M=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P
M.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N
M.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9B<^)B,Q-C`[/"]T9#X\+W1R/@T*/'1R('-T>6QE/3-$)W9E<G1I8V%L
M+6%L:6=N.B!B;W1T;VT[(&)A8VMG<F]U;F0M8V]L;W(Z(')G8B@R,#0L,C,X
M+#(U-2D[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF)SX-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M
M86QI9VXZ(&IU<W1I9GD[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A
M+"!386YS+5-E<FEF.R!P861D:6YG+6QE9G0Z(#%E;2<^)B,Q-C`[)B,Q-C`[
M)B,Q-C`[)B,Q-C`[0V]M<&%N>3PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S
M='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T
M>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P
M<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXS,CDL,3`P/"]T
M9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE
M9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF
M)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N
M=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P
M.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT
M+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T
M>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9B<^,34N-#8E/"]T9#X\=&0@;F]W<F%P
M/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P
M<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D
M/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI
M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@
M/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T
M.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^
M)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M
M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9B<^.#4L,38U/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T
M>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I
M8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS
M1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\
M=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT
M.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^
M-"XP,"4\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA
M;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL
M93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE
M/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@
M0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SX\9F]N="!S='EL93TS
M1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^
M3B]!/"]F;VYT/CPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T
M97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P
M('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@
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M+5-E<FEF)SX-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E
M>'0M86QI9VXZ(&IU<W1I9GD[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF.R!P861D:6YG+6QE9G0Z(#%E;2<^)B,Q-C`[)B,Q
M-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[0F%N:SPO=&0^/'1D(&YO=W)A<#TS1&YO
M=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N
M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O
M;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXS,C<L
M-#8Q/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI
M9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4]
M,T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G
M/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^,34N,SDE/"]T9#X\=&0@
M;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O
M;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V
M,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P
M="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^
M#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N
M.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$
M)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9B<^.#4L,#DP/"]T9#X\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N
M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(
M96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO
M=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT
M.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[
M/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ
M(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9B<^-"XP,"4\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
M=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I
M8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A
M<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P
M('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R
M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R
M87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z
M(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXQ,C<L-C,U
M/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ
M(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
M9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C
M,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T
M97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P
M('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^-BXP,"4\+W1D/CQT9"!N;W=R
M87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@
M,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO
M=&0^/"]T<CX-"CQT<B!S='EL93TS1"=V97)T:6-A;"UA;&EG;CH@8F]T=&]M
M.R!B86-K9W)O=6YD+6-O;&]R.B!R9V(H,C`T+#(S."PR-34I.R!F;VYT.B`Q
M,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^#0H@("`@/'1D
M(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!J=7-T:69Y
M.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@
M<&%D9&EN9RUL969T.B`Q96TG/DQE=F5R86=E(%)A=&EO/"]T9#X\=&0@;F]W
M<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R
M87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@
M,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO
M=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!R
M:6=H=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R
M:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T
M97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P
M('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@
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M969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O
M;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V
M,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X
M="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S
M='EL93TS1"=T97AT+6%L:6=N.B!R:6=H=#L@9F]N=#H@,3!P="!#86QI8G)I
M+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A
M<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q
M,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T
M9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@
M(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F
M=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G
M/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT
M+6%L:6=N.B!R:6=H=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S
M='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P
M/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P
M="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^
M/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!R:6=H
M=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G
M/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT
M+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T
M>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y
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M.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^
M)B,Q-C`[/"]T9#X\+W1R/@T*/'1R('-T>6QE/3-$)W9E<G1I8V%L+6%L:6=N
M.B!B;W1T;VT[(&)A8VMG<F]U;F0M8V]L;W(Z(%=H:71E.R!F;VYT.B`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^#0H@("`@/'1D(&YO
M=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!J=7-T:69Y.R!F
M;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@<&%D
M9&EN9RUL969T.B`Q96TG/B8C,38P.R8C,38P.R8C,38P.R8C,38P.T-O;7!A
M;GD\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P
M="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^
M#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N
M.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$
M)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9B<^,S(Y+#$P,#PO=&0^/'1D(&YO=W)A<#TS1&YO
M=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@
M;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N
M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N
M=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P
M.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N
M.B!R:6=H=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68G/C$P+C(Q)3PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R
M87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI
M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO
M=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!R:6=H=#L@9F]N
M=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/C$R."PY
M,3`\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG
M;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^
M)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$
M)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R
M87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXT+C`P)3PO=&0^/'1D(&YO
M=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT
M.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[
M/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@
M0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*
M("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@
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M(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@
M,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO
M=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L
M:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE
M/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9B<^/&9O;G0@<W1Y;&4],T0G9F]N=#H@,3!P
M="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/DXO03PO9F]N=#X\
M+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@
M;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R
M:68G/B8C,38P.SPO=&0^/"]T<CX-"CQT<B!S='EL93TS1"=V97)T:6-A;"UA
M;&EG;CH@8F]T=&]M.R!B86-K9W)O=6YD+6-O;&]R.B!R9V(H,C`T+#(S."PR
M-34I.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9B<^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L
M:6=N.B!J=7-T:69Y.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9CL@<&%D9&EN9RUL969T.B`Q96TG/B8C,38P.R8C,38P.R8C
M,38P.R8C,38P.T)A;FL\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4]
M,T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G
M/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^,S(W+#0V,3PO=&0^/'1D
M(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F
M;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q
M-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P
M<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D
M/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG
M;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=T97AT+6%L:6=N.B!R:6=H=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV
M971I8V$L(%-A;G,M4V5R:68G/C$P+C$W)3PO=&0^/'1D(&YO=W)A<#TS1&YO
M=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@
M;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N
M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N
M=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P
M.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N
M.B!R:6=H=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68G/C$R."PX,S$\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4]
M,T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV
M971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO
M=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N
M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O
M;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXT+C`P
M)3PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N
M.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$
M)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF
M(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
M=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I
M8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A
M<"!S='EL93TS1"=T97AT+6%L:6=N.B!R:6=H=#L@9F]N=#H@,3!P="!#86QI
M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/C$V,2PP,SD\+W1D/CQT9"!N
M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N
M=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P
M.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-
M"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ
M(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
M=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF)SXU+C`P)3PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A
M<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\+W1R/@T*
M/"]T86)L93X-"@T*#0H\<"!S='EL93TS1"=F;VYT.B`Q,'!T+VYO<FUA;"!#
M86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[(&UA<F=I;CH@,#L@=&5X
M="UA;&EG;CH@:G5S=&EF>2<^)B,Q-C`[/"]P/@T*#0H\<"!S='EL93TS1"=F
M;VYT.B`Q,'!T+VYO<FUA;"!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R
M:68[(&UA<F=I;CH@,#L@=&5X="UA;&EG;CH@:G5S=&EF>2<^)B,Q-C`[/"]P
M/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`\+W1A8FQE
M/@T*("`\+V)O9'D^#0H\+VAT;6P^#0H-"BTM+2TM+3U?3F5X=%!A<G1?9CDP
M-C-D,F%?,#-E-5\T.30T7V%B-#E?,C!E-#-D838Y83@V#0I#;VYT96YT+4QO
M8V%T:6]N.B!F:6QE.B\O+T,Z+V8Y,#8S9#)A7S`S935?-#DT-%]A8C0Y7S(P
M930S9&$V.6$X-B]7;W)K<VAE971S+U-H965T-#4N:'1M;`T*0V]N=&5N="U4
M<F%N<V9E<BU%;F-O9&EN9SH@<75O=&5D+7!R:6YT86)L90T*0V]N=&5N="U4
M>7!E.B!T97AT+VAT;6P[(&-H87)S970](G5S+6%S8VEI(@T*#0H\:'1M;#X-
M"B`@/&AE860^#0H@("`@/$U%5$$@:'1T<"UE<75I=CTS1$-O;G1E;G0M5'EP
M92!C;VYT96YT/3-$)W1E>'0O:'1M;#L@8VAA<G-E=#UU=&8M."<^/'-C<FEP
M="!T>7!E/3-$=&5X="]J879A<V-R:7!T('-R8STS1%-H;W<N:G,^+RH@1&\@
M3F]T(%)E;6]V92!4:&ES($-O;6UE;G0@*B\\+W-C<FEP=#X\+VAE860^#0H@
M(#QB;V1Y/@T*("`@(#QT86)L92!C;&%S<STS1')E<&]R="!I9#TS1$E$,$5,
M13X-"B`@("`@(#QT<CX-"B`@("`@("`@/'1H(&-L87-S/3-$=&P@8V]L<W!A
M;CTS1#$@<F]W<W!A;CTS1#(^/'-T<F]N9SY3=7!P;&5M96YT87)Y($EN8V]M
M92!3=&%T96UE;G0@26YF;W)M871I;VX@*%1A8FQE<RD\8G(^/"]S=')O;F<^
M/"]T:#X-"B`@("`@("`@/'1H(&-L87-S/3-$=&@@8V]L<W!A;CTS1#$^,3(@
M36]N=&AS($5N9&5D/"]T:#X-"B`@("`@(#PO='(^#0H@("`@("`\='(^#0H@
M("`@("`@(#QT:"!C;&%S<STS1'1H/D1E8RX@,S$L(#(P,3(\8G(^/"]T:#X-
M"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R93X-"B`@("`@("`@
M/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/CQS=')O;F<^3F]T97,@=&\@
M1FEN86YC:6%L(%-T871E;65N=',\+W-T<F]N9SX\+W1D/@T*("`@("`@("`\
M=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T
M<CX-"B`@("`@(#QT<B!C;&%S<STS1')O/@T*("`@("`@("`\=&0@8VQA<W,]
M,T1P;"!V86QI9VX],T1T;W`^0V]M<&]N96YT<R!O9B!O=&AE<B!N;VYI;G1E
M<F5S="!I;F-O;64O97AP96YS93PO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS
M1'1E>'0^/'`@<W1Y;&4],T0G9F]N=#H@,3!P="]N;W)M86P@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF.R!M87)G:6XZ(#`[('1E>'0M86QI9VXZ
M(&QE9G0G/D-O;7!O;F5N=',@;V8@;W1H97(@;F]N:6YT97)E<W0@:6YC;VUE
M+V5X<&5N<V4-"F5X8V5E9&EN9R`Q)2!O9B!T;W1A;"!I;F-O;64@9F]R(&%N
M>2!O9B!T:&4@>65A<G,@96YD960@1&5C96UB97(@,S$L(#(P,3(L(#(P,3$L
M(&%N9"`R,#$P(&%R92!A<R!F;VQL;W=S.CPO<#X-"@T*/'`@<W1Y;&4],T0G
M9F]N=#H@,3!P="]N;W)M86P@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF.R!M87)G:6XZ(#`[('1E>'0M86QI9VXZ(&QE9G0[('1E>'0M:6YD96YT
M.B`P+C(U:6XG/B8C,38P.SPO<#X-"@T*/'1A8FQE(&-E;&QP861D:6YG/3-$
M,"!C96QL<W!A8VEN9STS1#`@<W1Y;&4],T0G8F]R9&5R+6-O;&QA<'-E.B!C
M;VQL87!S93L@=VED=&@Z(#$P,"4[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF)SX-"CQT<B!S='EL93TS1"=V97)T:6-A;"UA
M;&EG;CH@8F]T=&]M.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9B<^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=F;VYT.B!I=&%L:6,@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68[('1E>'0M86QI9VXZ(&IU<W1I9GDG/B@D(&EN('1H;W5S86YD<RD\
M+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@8F]L9"`Q
M,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@<&%D9&EN9RUB
M;W1T;VTZ(#%P="<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@8V]L<W!A;CTS1#(@
M;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(&)O;&0@,3!P="!#86QI
M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[('1E>'0M86QI9VXZ(&-E;G1E
M<CL@8F]R9&5R+6)O='1O;3H@0FQA8VL@,7!T('-O;&ED)SXR,#$R/"]T9#X\
M=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`Q
M<'0[(&9O;G0Z(&)O;&0@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=P861D:6YG+6)O='1O;3H@,7!T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@8V]L
M<W!A;CTS1#(@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ
M(&-E;G1E<CL@8F]R9&5R+6)O='1O;3H@0FQA8VL@,7!T('-O;&ED.R!F;VYT
M.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^,C`Q,3PO
M=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P861D:6YG+6)O='1O
M;3H@,7!T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$
M)W!A9&1I;F<M8F]T=&]M.B`Q<'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!C;VQS
M<&%N/3-$,B!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@
M8V5N=&5R.R!B;W)D97(M8F]T=&]M.B!";&%C:R`Q<'0@<V]L:60[(&9O;G0Z
M(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXR,#$P/"]T
M9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M
M.B`Q<'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF)SXF(S$V,#L\+W1D/CPO='(^#0H\='(@<W1Y;&4],T0G=F5R=&EC86PM
M86QI9VXZ(&)O='1O;3L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68G/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4]
M,T0G=&5X="UA;&EG;CH@:G5S=&EF>3L@9F]N=#H@,3!P="!#86QI8G)I+"!(
M96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS
M1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@8V]L<W!A;CTS
M1#(@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT
M.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^
M)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z
M(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\
M+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#
M86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@
M("`@/'1D(&-O;'-P86X],T0R(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T
M97AT+6%L:6=N.B!R:6=H=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I
M8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A
M<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE
M/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF
M)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!C;VQS<&%N/3-$,B!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@
M0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I
M+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/"]T<CX-"CQT
M<B!S='EL93TS1"=V97)T:6-A;"UA;&EG;CH@8F]T=&]M.R!B86-K9W)O=6YD
M+6-O;&]R.B!R9V(H,C`T+#(S."PR-34I.R!F;VYT.B`Q,'!T($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9B<^#0H@("`@/'1D(&YO=W)A<#TS1&YO
M=W)A<"!S='EL93TS1"=W:61T:#H@-S`E.R!T97AT+6%L:6=N.B!L969T.R!F
M;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^3W1H
M97(@<V5R=FEC92!C:&%R9V5S+"!C;VUM:7-S:6]N<RP@86YD(&9E97,@)B,Q
M-3`[(&1E8FET(&EN=&5R8VAA;F=E(&EN8V]M93PO=&0^/'1D(&YO=W)A<#TS
M1&YO=W)A<"!S='EL93TS1"=W:61T:#H@,24[(&9O;G0Z(&)O;&0@,3!P="!#
M86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@
M("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=W:61T:#H@,24[(&9O
M;G0Z(&)O;&0@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[
M('1E>'0M86QI9VXZ(&QE9G0G/B0\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@
M<W1Y;&4],T0G=VED=&@Z(#<E.R!F;VYT.B!B;VQD(#$P<'0@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T97AT+6%L:6=N.B!R:6=H="<^-2PR
M-C(\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=VED=&@Z(#$E
M.R!F;VYT.B!B;VQD(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF.R!T97AT+6%L:6=N.B!L969T)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G=VED=&@Z(#$E.R!F;VYT.B`Q,'!T($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\
M=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W=I9'1H.B`Q)3L@=&5X="UA
M;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL
M93TS1"=W:61T:#H@-R4[('1E>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^-"PW-3<\+W1D/CQT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=VED=&@Z(#$E.R!T97AT+6%L
M:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE
M/3-$)W=I9'1H.B`Q)3L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO
M=W)A<"!S='EL93TS1"=W:61T:#H@,24[('1E>'0M86QI9VXZ(&QE9G0[(&9O
M;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V
M,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=VED=&@Z(#<E
M.R!T97AT+6%L:6=N.B!R:6=H=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV
M971I8V$L(%-A;G,M4V5R:68G/C,L-C`X/"]T9#X\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)W=I9'1H.B`Q)3L@=&5X="UA;&EG;CH@;&5F=#L@9F]N
M=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P
M.SPO=&0^/"]T<CX-"CQT<B!S='EL93TS1"=V97)T:6-A;"UA;&EG;CH@8F]T
M=&]M.R!B86-K9W)O=6YD+6-O;&]R.B!7:&ET93L@9F]N=#H@,3!P="!#86QI
M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/@T*("`@(#QT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P
M="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/D]T:&5R('-E<G9I
M8V4@8VAA<F=E<RP@8V]M;6ES<VEO;G,L(&%N9"!F965S("8C,34P.R!O=&AE
M<B!I;G1E<F-H86YG92!I;F-O;64\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@
M<W1Y;&4],T0G9F]N=#H@8F]L9"`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)V9O;G0Z(&)O;&0@,3!P="!#86QI8G)I+"!(96QV971I
M8V$L(%-A;G,M4V5R:68[('1E>'0M86QI9VXZ(&QE9G0G/B8C,38P.SPO=&0^
M/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B!B;VQD(#$P<'0@
M0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T97AT+6%L:6=N.B!R
M:6=H="<^,2PR,3,\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
M9F]N=#H@8F]L9"`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9CL@=&5X="UA;&EG;CH@;&5F="<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A
M+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#
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M+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4]
M,T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G
M/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A
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M,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/@T*("`@(#QT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@
M9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C
M,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q
M,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T
M9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI
M9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4]
M,T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#
M86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D
M(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@
M;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O
M;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V
M,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG
M;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4]
M,T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV
M971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO
M=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N
M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O
M;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V
M,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG
M;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68G/B8C,38P.SPO=&0^/"]T<CX-"CQT<B!S='EL93TS1"=V97)T:6-A
M;"UA;&EG;CH@8F]T=&]M.R!B86-K9W)O=6YD+6-O;&]R.B!7:&ET93L@9F]N
M=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/@T*("`@
M(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F
M=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G
M/D]T:&5R(&]P97)A=&EN9R!E>'!E;G-E<R`F(S$U,#L@:6YT97)C:&%N9V4@
M97AP96YS93PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT
M.B!B;VQD(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF
M(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
M9F]N=#H@8F]L9"`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9CL@=&5X="UA;&EG;CH@;&5F="<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)V9O;G0Z(&)O;&0@,3!P="!#86QI8G)I+"!(96QV
M971I8V$L(%-A;G,M4V5R:68[('1E>'0M86QI9VXZ(')I9VAT)SXR+#0Q-CPO
M=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B!B;VQD(#$P
M<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T97AT+6%L:6=N
M.B!L969T)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4]
M,T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G
M/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^,BPP-#(\+W1D/CQT9"!N
M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N
M=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P
M.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-
M"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ
M(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
M=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF)SXQ+#<S-CPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A
M<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\+W1R/@T*
M/'1R('-T>6QE/3-$)W9E<G1I8V%L+6%L:6=N.B!B;W1T;VT[(&)A8VMG<F]U
M;F0M8V]L;W(Z(')G8B@R,#0L,C,X+#(U-2D[(&9O;G0Z(#$P<'0@0V%L:6)R
M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SX-"B`@("`\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&IU<W1I9GD[(&9O;G0Z(#$P
M<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SY/=&AE<B!O<&5R
M871I;F<@97AP96YS97,@)B,Q-3`[('-T871I;VYE<GD@86YD('-U<'!L:65S
M/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(&)O;&0@
M,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO
M=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B!B
M;VQD(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T97AT
M+6%L:6=N.B!L969T)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@
M<W1Y;&4],T0G9F]N=#H@8F]L9"`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9CL@=&5X="UA;&EG;CH@<FEG:'0G/C(L,C0P/"]T9#X\=&0@
M;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(&)O;&0@,3!P="!#86QI
M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[('1E>'0M86QI9VXZ(&QE9G0G
M/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT
M.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[
M/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M
M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y
M;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF)SXR+#@V-SPO=&0^/'1D(&YO=W)A<#TS
M1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\
M=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R
M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@
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M+5-E<FEF)SX-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E
M>'0M86QI9VXZ(&IU<W1I9GD[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF)SY/=&AE<B!O<&5R871I;F<@97AP96YS97,@)B,Q
M-3`[('1E;&5P:&]N92!E>'!E;G-E/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P
M('-T>6QE/3-$)V9O;G0Z(&)O;&0@,3!P="!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO
M=W)A<"!S='EL93TS1"=F;VYT.B!B;VQD(#$P<'0@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF.R!T97AT+6%L:6=N.B!L969T)SXF(S$V,#L\+W1D
M/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@8F]L9"`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@=&5X="UA;&EG;CH@
M<FEG:'0G/C$L-C@S/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$
M)V9O;G0Z(&)O;&0@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R
M:68[('1E>'0M86QI9VXZ(&QE9G0G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS
M1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@
M0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[
M(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXR
M+#$R-SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L
M:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE
M/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF
M)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4]
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M=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/@T*("`@
M(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@:G5S
M=&EF>3L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R
M:68G/D]T:&5R(&]P97)A=&EN9R!E>'!E;G-E<R`F(S$U,#L@1D1)0R!I;G-U
M<F%N8V4@97AP96YS93PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=F;VYT.B!B;VQD(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y
M;&4],T0G9F]N=#H@8F]L9"`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9CL@=&5X="UA;&EG;CH@;&5F="<^)B,Q-C`[/"]T9#X\=&0@;F]W
M<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(&)O;&0@,3!P="!#86QI8G)I
M+"!(96QV971I8V$L(%-A;G,M4V5R:68[('1E>'0M86QI9VXZ(')I9VAT)SXR
M+#8W.#PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B!B
M;VQD(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T97AT
M+6%L:6=N.B!L969T)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@
M<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S
M='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P
M/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q
M,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^,RPP,#@\+W1D
M/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F
M=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G
M/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT
M.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[
M/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M
M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y
M;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF)SXT+#,X-SPO=&0^/'1D(&YO=W)A<#TS
M1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\
M+W1R/@T*/'1R('-T>6QE/3-$)W9E<G1I8V%L+6%L:6=N.B!B;W1T;VT[(&)A
M8VMG<F]U;F0M8V]L;W(Z(%=H:71E.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9B<^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A
M<"!S='EL93TS1"=T97AT+6%L:6=N.B!J=7-T:69Y.R!F;VYT.B`Q,'!T($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^3W1H97(@;W!E<F%T:6YG
M(&5X<&5N<V5S("8C,34P.R!R97!O<W-E<W-I;VX@86YD(&-O;&QE8W1I;VX@
M)B,Q-3`[(&YO;BUC;W9E<F5D/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T
M>6QE/3-$)V9O;G0Z(&)O;&0@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A
M<"!S='EL93TS1"=F;VYT.B!B;VQD(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A
M+"!386YS+5-E<FEF.R!T97AT+6%L:6=N.B!L969T)SXF(S$V,#L\+W1D/CQT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@8F]L9"`Q,'!T($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@=&5X="UA;&EG;CH@<FEG
M:'0G/C,L,3`W/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O
M;G0Z(&)O;&0@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[
M('1E>'0M86QI9VXZ(&QE9G0G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO
M=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N
M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O
M;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXS+#0Y
M,CPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N
M.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$
M)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF
M(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
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M,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/@T*("`@(#QT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@:G5S=&EF
M>3L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G
M/D]T:&5R(&]P97)A=&EN9R!E>'!E;G-E<R`F(S$U,#L@<F5P;W-S97-S:6]N
M(&%N9"!C;VQL96-T:6]N("8C,34P.R!C;W9E<F5D+"!N970@;V8@/&)R("\^
M#0HF(S$V,#LF(S$V,#M&1$E#(')E:6UB=7)S96UE;G0@86YD(')E;G1A;"!I
M;F-O;64\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@
M8F]L9"`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q
M-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O
M;G0Z(&)O;&0@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[
M('1E>'0M86QI9VXZ(&QE9G0G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO
M=W)A<"!S='EL93TS1"=F;VYT.B!B;VQD(#$P<'0@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF.R!T97AT+6%L:6=N.B!R:6=H="<^,2PV-#(\+W1D
M/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@8F]L9"`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@=&5X="UA;&EG;CH@
M;&5F="<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$
M)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF
M(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
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M+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#
M86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@
M("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L
M969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E
M>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9B<^,BPV,3<\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@
M<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I
M+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/"]T<CX-"CQT
M<B!S='EL93TS1"=V97)T:6-A;"UA;&EG;CH@8F]T=&]M.R!B86-K9W)O=6YD
M+6-O;&]R.B!7:&ET93L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68G/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4]
M,T0G=&5X="UA;&EG;CH@:G5S=&EF>3L@9F]N=#H@,3!P="!#86QI8G)I+"!(
M96QV971I8V$L(%-A;G,M4V5R:68G/D]T:&5R(&]P97)A=&EN9R!E>'!E;G-E
M<R`F(S$U,#L@;W5T<VED92!C;VYS=6QT86YT<SPO=&0^/'1D(&YO=W)A<#TS
M1&YO=W)A<"!S='EL93TS1"=F;VYT.B!B;VQD(#$P<'0@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R
M87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@8F]L9"`Q,'!T($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9CL@=&5X="UA;&EG;CH@;&5F="<^)B,Q
M-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(&)O
M;&0@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[('1E>'0M
M86QI9VXZ(')I9VAT)SXQ+#DQ-CPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S
M='EL93TS1"=F;VYT.B!B;VQD(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF.R!T97AT+6%L:6=N.B!L969T)SXF(S$V,#L\+W1D/CQT9"!N
M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(
M96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO
M=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT
M.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[
M/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ
M(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9B<^,2PX-#(\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
M=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I
M8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A
M<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P
M('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R
M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R
M87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z
M(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXQ+#$X-3PO
M=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L
M969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9B<^)B,Q-C`[/"]T9#X\+W1R/@T*/'1R('-T>6QE/3-$)W9E<G1I8V%L+6%L
M:6=N.B!B;W1T;VT[(&)A8VMG<F]U;F0M8V]L;W(Z(')G8B@R,#0L,C,X+#(U
M-2D[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF
M)SX-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI
M9VXZ(&IU<W1I9GD[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF)SY/=&AE<B!O<&5R871I;F<@97AP96YS97,@)B,Q-3`[(&QE
M9V%L(&%N9"!A=61I=#PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=F;VYT.B!B;VQD(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y
M;&4],T0G9F]N=#H@8F]L9"`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9CL@=&5X="UA;&EG;CH@;&5F="<^)B,Q-C`[/"]T9#X\=&0@;F]W
M<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(&)O;&0@,3!P="!#86QI8G)I
M+"!(96QV971I8V$L(%-A;G,M4V5R:68[('1E>'0M86QI9VXZ(')I9VAT)SXQ
M+#<R,CPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B!B
M;VQD(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T97AT
M+6%L:6=N.B!L969T)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@
M<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S
M='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P
M/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q
M,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^,2PU.34\+W1D
M/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F
M=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G
M/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT
M.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[
M/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M
M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y
M;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF)SXQ+#4W,CPO=&0^/'1D(&YO=W)A<#TS
M1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\
M+W1R/@T*/"]T86)L93X-"@T*/'`@<W1Y;&4],T0G9F]N=#H@,3!P="\Q,"XP
M-7!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@;6%R9VEN.B`P
M.R!T97AT+6%L:6=N.B!J=7-T:69Y)SXF(S$V,#L\+W`^/'-P86X^/"]S<&%N
M/CPO=&0^#0H@("`@("`\+W1R/@T*("`@(#PO=&%B;&4^#0H@(#PO8F]D>3X-
M"CPO:'1M;#X-"@T*+2TM+2TM/5].97AT4&%R=%]F.3`V,V0R85\P,V4U7S0Y
M-#1?86(T.5\R,&4T,V1A-CEA.#8-"D-O;G1E;G0M3&]C871I;VXZ(&9I;&4Z
M+R\O0SHO9CDP-C-D,F%?,#-E-5\T.30T7V%B-#E?,C!E-#-D838Y83@V+U=O
M<FMS:&5E=',O4VAE970T-BYH=&UL#0I#;VYT96YT+51R86YS9F5R+45N8V]D
M:6YG.B!Q=6]T960M<')I;G1A8FQE#0I#;VYT96YT+51Y<&4Z('1E>'0O:'1M
M;#L@8VAA<G-E=#TB=7,M87-C:6DB#0H-"CQH=&UL/@T*("`\:&5A9#X-"B`@
M("`\345402!H='1P+65Q=6EV/3-$0V]N=&5N="U4>7!E(&-O;G1E;G0],T0G
M=&5X="]H=&UL.R!C:&%R<V5T/75T9BTX)SX\<V-R:7!T('1Y<&4],T1T97AT
M+VIA=F%S8W)I<'0@<W)C/3-$4VAO=RYJ<SXO*B!$;R!.;W0@4F5M;W9E(%1H
M:7,@0V]M;65N="`J+SPO<V-R:7!T/CPO:&5A9#X-"B`@/&)O9'D^#0H@("`@
M/'1A8FQE(&-L87-S/3-$<F5P;W)T(&ED/3-$240P14A(/@T*("`@("`@/'1R
M/@T*("`@("`@("`\=&@@8VQA<W,],T1T;"!C;VQS<&%N/3-$,2!R;W=S<&%N
M/3-$,CX\<W1R;VYG/D-O;F1E;G-E9"!087)E;G0@0V]M<&%N>2!);F9O<FUA
M=&EO;B`H5&%B;&5S*3QB<CX\+W-T<F]N9SX\+W1H/@T*("`@("`@("`\=&@@
M8VQA<W,],T1T:"!C;VQS<&%N/3-$,3XQ,B!-;VYT:',@16YD960\+W1H/@T*
M("`@("`@/"]T<CX-"B`@("`@(#QT<CX-"B`@("`@("`@/'1H(&-L87-S/3-$
M=&@^1&5C+B`S,2P@,C`Q,CQB<CX\+W1H/@T*("`@("`@/"]T<CX-"B`@("`@
M(#QT<B!C;&%S<STS1')E/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI
M9VX],T1T;W`^/'-T<F]N9SY#;VYD96YS960@1FEN86YC:6%L($EN9F]R;6%T
M:6]N(&]F(%!A<F5N="!#;VUP86YY($]N;'D@1&ES8VQO<W5R92!;06)S=')A
M8W1=/"]S=')O;F<^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\
M<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA
M<W,],T1R;SX-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P
M/D-O;F1E;G-E9"!F:6YA;F-I86P@9&%T82!F;W(@1FER<W0@0F%N8V]R<"`H
M<&%R96YT(&-O;7!A;GD@;VYL>2D@0T].1$5.4T5$($)!3$%.0T4@4TA%1513
M/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<"!S='EL93TS1"=F
M;VYT.B`Q,'!T+VYO<FUA;"!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R
M:68[(&UA<F=I;CH@,#L@=&5X="UA;&EG;CH@;&5F="<^0V]N9&5N<V5D(&9I
M;F%N8VEA;"!D871A(&9O<B!&:7)S="!"86YC;W)P#0HH<&%R96YT(&-O;7!A
M;GD@;VYL>2D@9F]L;&]W<SH\+W`^#0H-"CQP('-T>6QE/3-$)V9O;G0Z(#$P
M<'0O,3`N,#5P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[(&UA
M<F=I;CH@,#L@=&5X="UA;&EG;CH@:G5S=&EF>2<^)B,Q-C`[/"]P/@T*#0H\
M=&%B;&4@8V5L;'!A9&1I;F<],T0P(&-E;&QS<&%C:6YG/3-$,"!S='EL93TS
M1"=B;W)D97(M8V]L;&%P<V4Z(&-O;&QA<'-E.R!W:61T:#H@,3`P)3L@9F]N
M=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/@T*/'1R
M('-T>6QE/3-$)W9E<G1I8V%L+6%L:6=N.B!B;W1T;VT[(&9O;G0Z(#$P<'0@
M0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SX-"B`@("`\=&0@;F]W
M<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&IU<W1I9GD[(&9O
M;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SY#3TY$
M14Y3140@0D%,04Y#12!32$5%5%,\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@
M<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#%P=#L@9F]N=#H@,3!P="!#86QI
M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@
M/'1D(&-O;'-P86X],T0V(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT
M+6%L:6=N.B!C96YT97([(&)O<F1E<BUB;W1T;VTZ($)L86-K(#%P="!S;VQI
M9#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G
M/D%S(&]F($1E8V5M8F5R(#,Q+#PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S
M='EL93TS1"=P861D:6YG+6)O='1O;3H@,7!T.R!F;VYT.B`Q,'!T($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\+W1R/@T*
M/'1R('-T>6QE/3-$)W9E<G1I8V%L+6%L:6=N.B!B;W1T;VT[(&9O;G0Z(#$P
M<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SX-"B`@("`\=&0@
M;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(&ET86QI8R`Q,'!T($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@=&5X="UA;&EG;CH@:G5S
M=&EF>2<^*"0@:6X@=&AO=7-A;F1S*3PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A
M<"!S='EL93TS1"=F;VYT.B!B;VQD(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A
M+"!386YS+5-E<FEF.R!P861D:6YG+6)O='1O;3H@,7!T)SXF(S$V,#L\+W1D
M/@T*("`@(#QT9"!C;VQS<&%N/3-$,B!N;W=R87`],T1N;W=R87`@<W1Y;&4]
M,T0G9F]N=#H@8F]L9"`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9CL@=&5X="UA;&EG;CH@8V5N=&5R.R!B;W)D97(M8F]T=&]M.B!";&%C
M:R`Q<'0@<V]L:60G/C(P,3(\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y
M;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#%P=#L@9F]N=#H@8F]L9"`Q,'!T($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@
M;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`Q<'0[
M(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF
M(S$V,#L\+W1D/@T*("`@(#QT9"!C;VQS<&%N/3-$,B!N;W=R87`],T1N;W=R
M87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@8V5N=&5R.R!B;W)D97(M8F]T=&]M
M.B!";&%C:R`Q<'0@<V]L:60[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF)SXR,#$Q/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P
M('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`Q<'0[(&9O;G0Z(#$P<'0@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CPO='(^
M#0H\='(@<W1Y;&4],T0G=F5R=&EC86PM86QI9VXZ(&)O='1O;3L@8F%C:V=R
M;W5N9"UC;VQO<CH@<F=B*#(P-"PR,S@L,C4U*3L@9F]N=#H@,3!P="!#86QI
M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/@T*("`@(#QT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G=&5X="UD96-O<F%T:6]N.B!U;F1E<FQI;F4[
M('1E>'0M86QI9VXZ(&IU<W1I9GD[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF)SY!<W-E=',\+W1D/CQT9"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO
M=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@
M;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F
M;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q
M-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI
M9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4]
M,T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G
M/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@
M;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O
M;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V
M,#L\+W1D/CPO='(^#0H\='(@<W1Y;&4],T0G=F5R=&EC86PM86QI9VXZ(&)O
M='1O;3L@8F%C:V=R;W5N9"UC;VQO<CH@5VAI=&4[(&9O;G0Z(#$P<'0@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SX-"B`@("`\=&0@;F]W<F%P
M/3-$;F]W<F%P('-T>6QE/3-$)W=I9'1H.B`X,"4[('1E>'0M86QI9VXZ(&IU
M<W1I9GD[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF)SY#87-H(&]N(&1E<&]S:70@=VET:"!B86YK('-U8G-I9&EA<GD\+W1D
M/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=VED=&@Z(#$E.R!F;VYT
M.B!B;VQD(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF
M(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
M=VED=&@Z(#$E.R!F;VYT.B!B;VQD(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A
M+"!386YS+5-E<FEF.R!T97AT+6%L:6=N.B!L969T)SXD/"]T9#X\=&0@;F]W
M<F%P/3-$;F]W<F%P('-T>6QE/3-$)W=I9'1H.B`W)3L@9F]N=#H@8F]L9"`Q
M,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@=&5X="UA;&EG
M;CH@<FEG:'0G/C,L,S,U/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE
M/3-$)W=I9'1H.B`Q)3L@9F]N=#H@8F]L9"`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9CL@=&5X="UA;&EG;CH@;&5F="<^)B,Q-C`[/"]T
M9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W=I9'1H.B`Q)3L@9F]N
M=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P
M.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=W:61T
M:#H@,24[('1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G=VED=&@Z(#<E.R!T97AT+6%L:6=N.B!R:6=H
M=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G
M/C,L,S(T/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W=I9'1H
M.B`Q)3L@=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(
M96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/"]T<CX-"CQT<B!S
M='EL93TS1"=V97)T:6-A;"UA;&EG;CH@8F]T=&]M.R!B86-K9W)O=6YD+6-O
M;&]R.B!R9V(H,C`T+#(S."PR-34I.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9B<^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A
M<"!S='EL93TS1"=T97AT+6%L:6=N.B!J=7-T:69Y.R!F;VYT.B`Q,'!T($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^26YV97-T;65N="!I;B!W
M:&]L;'DM;W=N960@<W5B<VED:6%R:65S+"!A="!E<75I='D\+W1D/CQT9"!N
M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@8F]L9"`Q,'!T($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\
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M+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#
M86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@
M("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L
M969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E
M>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9B<^,S@X+#4R.#PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A
M<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\+W1R/@T*
M/'1R('-T>6QE/3-$)W9E<G1I8V%L+6%L:6=N.B!B;W1T;VT[(&)A8VMG<F]U
M;F0M8V]L;W(Z(%=H:71E.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9B<^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL
M93TS1"=T97AT+6%L:6=N.B!J=7-T:69Y.R!F;VYT.B`Q,'!T($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9B<^4')E;6ES97,@86YD($5Q=6EP;65N
M=#PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B!B;VQD
M(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\
M+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@
M8F]L9"`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@=&5X
M="UA;&EG;CH@;&5F="<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P
M('-T>6QE/3-$)V9O;G0Z(&)O;&0@,3!P="!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68[('1E>'0M86QI9VXZ(')I9VAT)SXQ-3(\+W1D/CQT9"!N
M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@8F]L9"`Q,'!T($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@=&5X="UA;&EG;CH@;&5F="<^
M)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z
M(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\
M+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA
M;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL
M93TS1"=T97AT+6%L:6=N.B!R:6=H=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(
M96QV971I8V$L(%-A;G,M4V5R:68G/C$V,3PO=&0^/'1D(&YO=W)A<#TS1&YO
M=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\+W1R
M/@T*/'1R('-T>6QE/3-$)W9E<G1I8V%L+6%L:6=N.B!B;W1T;VT[(&)A8VMG
M<F]U;F0M8V]L;W(Z(')G8B@R,#0L,C,X+#(U-2D[(&9O;G0Z(#$P<'0@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SX-"B`@("`\=&0@;F]W<F%P
M/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&IU<W1I9GD[('!A9&1I
M;F<M8F]T=&]M.B`Q<'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A
M+"!386YS+5-E<FEF)SY/=&AE<B!A<W-E=',\+W1D/CQT9"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G9F]N=#H@8F]L9"`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9CL@<&%D9&EN9RUB;W1T;VTZ(#%P="<^)B,Q-C`[
M/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V)O<F1E
M<BUB;W1T;VTZ($)L86-K(#%P="!S;VQI9#L@9F]N=#H@8F]L9"`Q,'!T($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@=&5X="UA;&EG;CH@;&5F
M="<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V)O
M<F1E<BUB;W1T;VTZ($)L86-K(#%P="!S;VQI9#L@9F]N=#H@8F]L9"`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@=&5X="UA;&EG;CH@
M<FEG:'0G/C$L-C,W/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$
M)W!A9&1I;F<M8F]T=&]M.B`Q<'0[(&9O;G0Z(&)O;&0@,3!P="!#86QI8G)I
M+"!(96QV971I8V$L(%-A;G,M4V5R:68[('1E>'0M86QI9VXZ(&QE9G0G/B8C
M,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P861D:6YG
M+6)O='1O;3H@,7!T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)V)O<F1E<BUB;W1T;VTZ($)L86-K(#%P="!S;VQI9#L@
M9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[('1E
M>'0M86QI9VXZ(&QE9G0G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A
M<"!S='EL93TS1"=B;W)D97(M8F]T=&]M.B!";&%C:R`Q<'0@<V]L:60[(&9O
M;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T97AT
M+6%L:6=N.B!R:6=H="<^,2PV,S,\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@
M<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#%P=#L@=&5X="UA;&EG;CH@;&5F
M=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G
M/B8C,38P.SPO=&0^/"]T<CX-"CQT<B!S='EL93TS1"=V97)T:6-A;"UA;&EG
M;CH@8F]T=&]M.R!B86-K9W)O=6YD+6-O;&]R.B!7:&ET93L@9F]N=#H@,3!P
M="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/@T*("`@(#QT9"!N
M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@:G5S=&EF>3L@
M<&%D9&EN9RUB;W1T;VTZ(#(N-7!T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[
M)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[5&]T86P@87-S971S/"]T
M9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(&)O;&0@,3!P
M="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[('!A9&1I;F<M8F]T
M=&]M.B`R+C5P="<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)V)O<F1E<BUB;W1T;VTZ($)L86-K(#(N-7!T(&1O=6)L
M93L@9F]N=#H@8F]L9"`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9CL@=&5X="UA;&EG;CH@;&5F="<^)#PO=&0^/'1D(&YO=W)A<#TS1&YO
M=W)A<"!S='EL93TS1"=B;W)D97(M8F]T=&]M.B!";&%C:R`R+C5P="!D;W5B
M;&4[(&9O;G0Z(&)O;&0@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68[('1E>'0M86QI9VXZ(')I9VAT)SXT,#0L.#$R/"]T9#X\=&0@;F]W
M<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`R+C5P=#L@
M9F]N=#H@8F]L9"`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9CL@=&5X="UA;&EG;CH@;&5F="<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`R+C5P=#L@9F]N=#H@
M,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO
M=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=B;W)D97(M
M8F]T=&]M.B!";&%C:R`R+C5P="!D;W5B;&4[(&9O;G0Z(#$P<'0@0V%L:6)R
M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T97AT+6%L:6=N.B!L969T)SXF
M(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G8F]R9&5R
M+6)O='1O;3H@0FQA8VL@,BXU<'0@9&]U8FQE.R!F;VYT.B`Q,'!T($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@=&5X="UA;&EG;CH@<FEG:'0G
M/C,Y,RPV-#8\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D
M9&EN9RUB;W1T;VTZ(#(N-7!T.R!T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q
M,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T
M9#X\+W1R/@T*/'1R('-T>6QE/3-$)W9E<G1I8V%L+6%L:6=N.B!B;W1T;VT[
M(&)A8VMG<F]U;F0M8V]L;W(Z(')G8B@R,#0L,C,X+#(U-2D[(&9O;G0Z(#$P
M<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SX-"B`@("`\=&0@
M;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&IU<W1I9GD[
M(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF
M(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@
M,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO
M=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L
M:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE
M/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@
M0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I
M+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D
M(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F
M;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q
M-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI
M9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE
M/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CPO='(^#0H\='(@<W1Y
M;&4],T0G=F5R=&EC86PM86QI9VXZ(&)O='1O;3L@8F%C:V=R;W5N9"UC;VQO
M<CH@5VAI=&4[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF)SX-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E
M>'0M9&5C;W)A=&EO;CH@=6YD97)L:6YE.R!T97AT+6%L:6=N.B!J=7-T:69Y
M.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^
M3&EA8FEL:71I97,@86YD('-H87)E:&]L9&5R<R8C,30V.R!E<75I='D\+W1D
M/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI
M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@
M/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T
M.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^
M)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M
M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T
M>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I
M8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS
M1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\
M=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT
M.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^
M)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M
M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF)SXF(S$V,#L\+W1D/CPO='(^#0H\='(@<W1Y;&4],T0G=F5R
M=&EC86PM86QI9VXZ(&)O='1O;3L@8F%C:V=R;W5N9"UC;VQO<CH@<F=B*#(P
M-"PR,S@L,C4U*3L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68G/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
M=&5X="UA;&EG;CH@:G5S=&EF>3L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV
M971I8V$L(%-A;G,M4V5R:68G/E1R=7-T('!R969E<G)E9"!S96-U<FET:65S
M/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(&)O;&0@
M,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO
M=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B!B
M;VQD(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T97AT
M+6%L:6=N.B!L969T)SXD/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE
M/3-$)V9O;G0Z(&)O;&0@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68[('1E>'0M86QI9VXZ(')I9VAT)SXT-BPS.30\+W1D/CQT9"!N;W=R
M87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@8F]L9"`Q,'!T($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9CL@=&5X="UA;&EG;CH@;&5F="<^)B,Q
M-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P
M<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D
M/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG
M;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=T97AT+6%L:6=N.B!R:6=H=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV
M971I8V$L(%-A;G,M4V5R:68G/C0V+#,Y-#PO=&0^/'1D(&YO=W)A<#TS1&YO
M=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\+W1R
M/@T*/'1R('-T>6QE/3-$)W9E<G1I8V%L+6%L:6=N.B!B;W1T;VT[(&)A8VMG
M<F]U;F0M8V]L;W(Z(%=H:71E.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9B<^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S
M='EL93TS1"=T97AT+6%L:6=N.B!J=7-T:69Y.R!P861D:6YG+6)O='1O;3H@
M,7!T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9B<^3W1H97(@;&EA8FEL:71I97,\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@
M<W1Y;&4],T0G9F]N=#H@8F]L9"`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9CL@<&%D9&EN9RUB;W1T;VTZ(#%P="<^)B,Q-C`[/"]T9#X-
M"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V)O<F1E<BUB;W1T
M;VTZ($)L86-K(#%P="!S;VQI9#L@9F]N=#H@8F]L9"`Q,'!T($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9CL@=&5X="UA;&EG;CH@;&5F="<^)B,Q
M-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V)O<F1E<BUB
M;W1T;VTZ($)L86-K(#%P="!S;VQI9#L@9F]N=#H@8F]L9"`Q,'!T($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@=&5X="UA;&EG;CH@<FEG:'0G
M/C(L,S`Q/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I
M;F<M8F]T=&]M.B`Q<'0[(&9O;G0Z(&)O;&0@,3!P="!#86QI8G)I+"!(96QV
M971I8V$L(%-A;G,M4V5R:68[('1E>'0M86QI9VXZ(&QE9G0G/B8C,38P.SPO
M=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P861D:6YG+6)O='1O
M;3H@,7!T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T
M>6QE/3-$)V)O<F1E<BUB;W1T;VTZ($)L86-K(#%P="!S;VQI9#L@9F]N=#H@
M,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[('1E>'0M86QI
M9VXZ(&QE9G0G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL
M93TS1"=B;W)D97(M8F]T=&]M.B!";&%C:R`Q<'0@<V]L:60[(&9O;G0Z(#$P
M<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T97AT+6%L:6=N
M.B!R:6=H="<^,BPQ,#(\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4]
M,T0G<&%D9&EN9RUB;W1T;VTZ(#%P=#L@=&5X="UA;&EG;CH@;&5F=#L@9F]N
M=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P
M.SPO=&0^/"]T<CX-"CQT<B!S='EL93TS1"=V97)T:6-A;"UA;&EG;CH@8F]T
M=&]M.R!B86-K9W)O=6YD+6-O;&]R.B!R9V(H,C`T+#(S."PR-34I.R!F;VYT
M.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^#0H@("`@
M/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!J=7-T
M:69Y.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9B<^)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[5&]T86P@;&EA8FEL
M:71I97,\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@
M8F]L9"`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q
M-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O
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M1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^
M)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$
M)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R
M87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXT."PT.38\+W1D/CQT9"!N
M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N
M=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P
M.SPO=&0^/"]T<CX-"CQT<B!S='EL93TS1"=V97)T:6-A;"UA;&EG;CH@8F]T
M=&]M.R!B86-K9W)O=6YD+6-O;&]R.B!7:&ET93L@9F]N=#H@,3!P="!#86QI
M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/@T*("`@(#QT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@:G5S=&EF>3L@9F]N=#H@
M,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO
M=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@
M("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE
M9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF
M)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X
M="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A
M+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@
M<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I
M+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A
M<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P
M/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P
M<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D
M/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG
M:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF
M)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X
M="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/"]T<CX-"CQT<B!S='EL93TS1"=V
M97)T:6-A;"UA;&EG;CH@8F]T=&]M.R!B86-K9W)O=6YD+6-O;&]R.B!R9V(H
M,C`T+#(S."PR-34I.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9B<^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=T97AT+6%L:6=N.B!J=7-T:69Y.R!P861D:6YG+6)O='1O;3H@,7!T.R!F
M;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^4VAA
M<F5H;VQD97)S)B,Q-#8[(&5Q=6ET>3PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A
M<"!S='EL93TS1"=F;VYT.B!B;VQD(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A
M+"!386YS+5-E<FEF.R!P861D:6YG+6)O='1O;3H@,7!T)SXF(S$V,#L\+W1D
M/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G8F]R9&5R+6)O
M='1O;3H@0FQA8VL@,7!T('-O;&ED.R!F;VYT.B!B;VQD(#$P<'0@0V%L:6)R
M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T97AT+6%L:6=N.B!L969T)SXF
M(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G8F]R9&5R
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M,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB
M;W1T;VTZ(#%P=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A
M<"!S='EL93TS1"=B;W)D97(M8F]T=&]M.B!";&%C:R`Q<'0@<V]L:60[(&9O
M;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T97AT
M+6%L:6=N.B!L969T)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@
M<W1Y;&4],T0G8F]R9&5R+6)O='1O;3H@0FQA8VL@,7!T('-O;&ED.R!F;VYT
M.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@=&5X="UA
M;&EG;CH@<FEG:'0G/C,T-2PQ-3`\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@
M<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#%P=#L@=&5X="UA;&EG;CH@;&5F
M=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G
M/B8C,38P.SPO=&0^/"]T<CX-"CQT<B!S='EL93TS1"=V97)T:6-A;"UA;&EG
M;CH@8F]T=&]M.R!B86-K9W)O=6YD+6-O;&]R.B!7:&ET93L@9F]N=#H@,3!P
M="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/@T*("`@(#QT9"!N
M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@:G5S=&EF>3L@
M9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C
M,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q
M,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T
M9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P
M<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T97AT+6%L:6=N
M.B!L969T)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4]
M,T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[
M('1E>'0M86QI9VXZ(')I9VAT)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68[('1E>'0M86QI9VXZ(&QE9G0G/B8C,38P.SPO=&0^/'1D
M(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@
M;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T97AT+6%L:6=N.B!L969T)SXF(S$V
M,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P
M="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[('1E>'0M86QI9VXZ
M(')I9VAT)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4]
M,T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[
M('1E>'0M86QI9VXZ(&QE9G0G/B8C,38P.SPO=&0^/"]T<CX-"CQT<B!S='EL
M93TS1"=V97)T:6-A;"UA;&EG;CH@8F]T=&]M.R!B86-K9W)O=6YD+6-O;&]R
M.B!R9V(H,C`T+#(S."PR-34I.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9B<^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S
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M("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=B;W)D97(M8F]T=&]M
M.B!";&%C:R`R+C5P="!D;W5B;&4[(&9O;G0Z(&)O;&0@,3!P="!#86QI8G)I
M+"!(96QV971I8V$L(%-A;G,M4V5R:68[('1E>'0M86QI9VXZ(&QE9G0G/B0\
M+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G8F]R9&5R+6)O='1O
M;3H@0FQA8VL@,BXU<'0@9&]U8FQE.R!F;VYT.B!B;VQD(#$P<'0@0V%L:6)R
M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T97AT+6%L:6=N.B!R:6=H="<^
M-#`T+#@Q,CPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P861D
M:6YG+6)O='1O;3H@,BXU<'0[(&9O;G0Z(&)O;&0@,3!P="!#86QI8G)I+"!(
M96QV971I8V$L(%-A;G,M4V5R:68[('1E>'0M86QI9VXZ(&QE9G0G/B8C,38P
M.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P861D:6YG+6)O
M='1O;3H@,BXU<'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R
M87`@<W1Y;&4],T0G8F]R9&5R+6)O='1O;3H@0FQA8VL@,BXU<'0@9&]U8FQE
M.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@
M=&5X="UA;&EG;CH@;&5F="<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)V)O<F1E<BUB;W1T;VTZ($)L86-K(#(N-7!T(&1O=6)L
M93L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[
M('1E>'0M86QI9VXZ(')I9VAT)SXS.3,L-C0V/"]T9#X\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`R+C5P=#L@=&5X="UA
M;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68G/B8C,38P.SPO=&0^/"]T<CX-"CPO=&%B;&4^#0H-"CQP('-T
M>6QE/3-$)V9O;G0Z(#$P<'0O,3`N,#5P="!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68[(&UA<F=I;CH@,#L@=&5X="UA;&EG;CH@:G5S=&EF>2<^
M)B,Q-C`[/"]P/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@
M("`@(#QT<B!C;&%S<STS1')E/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V
M86QI9VX],T1T;W`^0V]N9&5N<V5D(&9I;F%N8VEA;"!D871A(&9O<B!&:7)S
M="!"86YC;W)P("AP87)E;G0@8V]M<&%N>2!O;FQY*2!#3TY$14Y3140@4U1!
M5$5-14Y44R!/1B!)3D-/344\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T
M97AT/CQP('-T>6QE/3-$)V9O;G0Z(#$P<'0O,3`N,#5P="!#86QI8G)I+"!(
M96QV971I8V$L(%-A;G,M4V5R:68[(&UA<F=I;CH@,#L@=&5X="UA;&EG;CH@
M:G5S=&EF>2<^/"]P/@T*#0H\=&%B;&4@8V5L;'!A9&1I;F<],T0P(&-E;&QS
M<&%C:6YG/3-$,"!S='EL93TS1"=B;W)D97(M8V]L;&%P<V4Z(&-O;&QA<'-E
M.R!W:61T:#H@,3`P)3L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68G/@T*/'1R('-T>6QE/3-$)W9E<G1I8V%L+6%L:6=N.B!B
M;W1T;VT[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF)SX-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M
M86QI9VXZ(&IU<W1I9GD[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A
M+"!386YS+5-E<FEF)SY#3TY$14Y3140@4U1!5$5-14Y44R!/1B!)3D-/344\
M+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T
M;VTZ(#%P=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&-O;'-P86X],T0Q,"!N;W=R
M87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@8V5N=&5R.R!B;W)D
M97(M8F]T=&]M.B!";&%C:R`Q<'0@<V]L:60[(&9O;G0Z(#$P<'0@0V%L:6)R
M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SY996%R($5N9&5D($1E8V5M8F5R
M(#,Q+#PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P861D:6YG
M+6)O='1O;3H@,7!T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\+W1R/@T*/'1R('-T>6QE/3-$)W9E
M<G1I8V%L+6%L:6=N.B!B;W1T;VT[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF)SX-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P
M('-T>6QE/3-$)V9O;G0Z(&ET86QI8R`Q,'!T($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9CL@=&5X="UA;&EG;CH@:G5S=&EF>2<^*"0@:6X@=&AO
M=7-A;F1S*3PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT
M.B!B;VQD(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!P
M861D:6YG+6)O='1O;3H@,7!T)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!C;VQS
M<&%N/3-$,B!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@8F]L9"`Q
M,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@=&5X="UA;&EG
M;CH@8V5N=&5R.R!B;W)D97(M8F]T=&]M.B!";&%C:R`Q<'0@<V]L:60G/C(P
M,3(\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB
M;W1T;VTZ(#%P=#L@9F]N=#H@8F]L9"`Q,'!T($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P
M('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`Q<'0[(&9O;G0Z(#$P<'0@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@
M(#QT9"!C;VQS<&%N/3-$,B!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X
M="UA;&EG;CH@8V5N=&5R.R!B;W)D97(M8F]T=&]M.B!";&%C:R`Q<'0@<V]L
M:60[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF
M)SXR,#$Q/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I
M;F<M8F]T=&]M.B`Q<'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A
M+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@
M<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#%P=#L@9F]N=#H@,3!P="!#86QI
M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@
M/'1D(&-O;'-P86X],T0R(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT
M+6%L:6=N.B!C96YT97([(&)O<F1E<BUB;W1T;VTZ($)L86-K(#%P="!S;VQI
M9#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G
M/C(P,3`\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN
M9RUB;W1T;VTZ(#%P=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/"]T<CX-"CQT<B!S='EL93TS1"=V
M97)T:6-A;"UA;&EG;CH@8F]T=&]M.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9B<^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A
M<"!S='EL93TS1"=T97AT+6%L:6=N.B!J=7-T:69Y.R!F;VYT.B`Q,'!T($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@
M;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!C
M;VQS<&%N/3-$,B!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG
M;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4]
M,T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G
M/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT
M.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[
M/"]T9#X-"B`@("`\=&0@8V]L<W!A;CTS1#(@;F]W<F%P/3-$;F]W<F%P('-T
M>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P
M/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R
M87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&-O;'-P86X],T0R(&YO
M=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!R:6=H=#L@9F]N
M=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P
M.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\
M+W1R/@T*/'1R('-T>6QE/3-$)W9E<G1I8V%L+6%L:6=N.B!B;W1T;VT[(&)A
M8VMG<F]U;F0M8V]L;W(Z(')G8B@R,#0L,C,X+#(U-2D[(&9O;G0Z(#$P<'0@
M0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SX-"B`@("`\=&0@;F]W
M<F%P/3-$;F]W<F%P('-T>6QE/3-$)W=I9'1H.B`W,"4[('1E>'0M86QI9VXZ
M(&IU<W1I9GD[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF)SY$:79I9&5N9',@9G)O;2!W:&]L;'DM;W=N960@<W5B<VED:6%R
M:65S/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W=I9'1H.B`Q
M)3L@9F]N=#H@8F]L9"`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T
M>6QE/3-$)W=I9'1H.B`Q)3L@9F]N=#H@8F]L9"`Q,'!T($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9CL@=&5X="UA;&EG;CH@;&5F="<^)#PO=&0^
M/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=W:61T:#H@-R4[(&9O;G0Z
M(&)O;&0@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[('1E
M>'0M86QI9VXZ(')I9VAT)SXQ,"PP,#`\+W1D/CQT9"!N;W=R87`],T1N;W=R
M87`@<W1Y;&4],T0G=VED=&@Z(#$E.R!F;VYT.B!B;VQD(#$P<'0@0V%L:6)R
M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T97AT+6%L:6=N.B!L969T)SXF
M(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=VED=&@Z
M(#$E.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE
M/3-$)W=I9'1H.B`Q)3L@=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#
M86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D
M(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=W:61T:#H@-R4[('1E>'0M86QI
M9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9B<^.2PU,#`\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4]
M,T0G=VED=&@Z(#$E.R!T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@
M;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W=I9'1H.B`Q)3L@9F]N=#H@,3!P
M="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^
M#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=W:61T:#H@,24[
M('1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R
M87`@<W1Y;&4],T0G=VED=&@Z(#<E.R!T97AT+6%L:6=N.B!R:6=H=#L@9F]N
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M<FEF)SX-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M
M86QI9VXZ(&IU<W1I9GD[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A
M+"!386YS+5-E<FEF)SY%87)N:6YG<R`H;&]S<V5S*2!O9B!W:&]L;'DM;W=N
M960@<W5B<VED:6%R:65S+"!N970@;V8@9&EV:61E;F1S/"]T9#X\=&0@;F]W
M<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(&)O;&0@,3!P="!#86QI8G)I
M+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D
M(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B!B;VQD(#$P<'0@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T97AT+6%L:6=N.B!L969T
M)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N
M=#H@8F]L9"`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@
M=&5X="UA;&EG;CH@<FEG:'0G/B@S,2PT.3,\+W1D/CQT9"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G9F]N=#H@8F]L9"`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9CL@=&5X="UA;&EG;CH@;&5F="<^*3PO=&0^/'1D
M(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@
M;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O
M;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V
M,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG
M;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF)SXU+#@V,CPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R
M87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI
M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO
M=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!R:6=H=#L@9F]N
M=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B@Q-"PU
M,S8\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG
M;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68G/BD\+W1D/CPO='(^#0H\='(@<W1Y;&4],T0G=F5R=&EC86PM86QI
M9VXZ(&)O='1O;3L@8F%C:V=R;W5N9"UC;VQO<CH@<F=B*#(P-"PR,S@L,C4U
M*3L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G
M/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG
M;CH@:G5S=&EF>3L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68G/DEN=&5R97-T(&5X<&5N<V4\+W1D/CQT9"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G9F]N=#H@8F]L9"`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P
M/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(&)O;&0@,3!P="!#86QI8G)I+"!(
M96QV971I8V$L(%-A;G,M4V5R:68[('1E>'0M86QI9VXZ(&QE9G0G/B8C,38P
M.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B!B;VQD
M(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T97AT+6%L
M:6=N.B!R:6=H="<^*#$L,3$Q/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T
M>6QE/3-$)V9O;G0Z(&)O;&0@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68[('1E>'0M86QI9VXZ(&QE9G0G/BD\+W1D/CQT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I
M8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS
M1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\
M=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT
M.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^
M*#$L,#0Q/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M
M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF)SXI/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$
M)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF
M(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
M=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I
M8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A
M<"!S='EL93TS1"=T97AT+6%L:6=N.B!R:6=H=#L@9F]N=#H@,3!P="!#86QI
M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B@Q+#`U-#PO=&0^/'1D(&YO
M=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT
M.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^*3PO=&0^
M/"]T<CX-"CQT<B!S='EL93TS1"=V97)T:6-A;"UA;&EG;CH@8F]T=&]M.R!B
M86-K9W)O=6YD+6-O;&]R.B!7:&ET93L@9F]N=#H@,3!P="!#86QI8G)I+"!(
M96QV971I8V$L(%-A;G,M4V5R:68G/@T*("`@(#QT9"!N;W=R87`],T1N;W=R
M87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@:G5S=&EF>3L@<&%D9&EN9RUB;W1T
M;VTZ(#%P=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68G/D%L;"!O=&AE<B!I;F-O;64@86YD(&5X<&5N<V5S+"!N970\+W1D
M/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@8F]L9"`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@<&%D9&EN9RUB;W1T
M;VTZ(#%P="<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P
M('-T>6QE/3-$)V)O<F1E<BUB;W1T;VTZ($)L86-K(#%P="!S;VQI9#L@9F]N
M=#H@8F]L9"`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@
M=&5X="UA;&EG;CH@;&5F="<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)V)O<F1E<BUB;W1T;VTZ($)L86-K(#%P="!S;VQI9#L@
M9F]N=#H@8F]L9"`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9CL@=&5X="UA;&EG;CH@<FEG:'0G/B@X,#(\+W1D/CQT9"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#%P=#L@9F]N=#H@8F]L
M9"`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@=&5X="UA
M;&EG;CH@;&5F="<^*3PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=P861D:6YG+6)O='1O;3H@,7!T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W
M<F%P/3-$;F]W<F%P('-T>6QE/3-$)V)O<F1E<BUB;W1T;VTZ($)L86-K(#%P
M="!S;VQI9#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68[('1E>'0M86QI9VXZ(&QE9G0G/B8C,38P.SPO=&0^/'1D(&YO=W)A
M<#TS1&YO=W)A<"!S='EL93TS1"=B;W)D97(M8F]T=&]M.B!";&%C:R`Q<'0@
M<V]L:60[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF.R!T97AT+6%L:6=N.B!R:6=H="<^*#8W.3PO=&0^/'1D(&YO=W)A<#TS
M1&YO=W)A<"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@,7!T.R!T97AT+6%L
M:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9B<^*3PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P
M861D:6YG+6)O='1O;3H@,7!T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P
M/3-$;F]W<F%P('-T>6QE/3-$)V)O<F1E<BUB;W1T;VTZ($)L86-K(#%P="!S
M;VQI9#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R
M:68[('1E>'0M86QI9VXZ(&QE9G0G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS
M1&YO=W)A<"!S='EL93TS1"=B;W)D97(M8F]T=&]M.B!";&%C:R`Q<'0@<V]L
M:60[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF
M.R!T97AT+6%L:6=N.B!R:6=H="<^*#8W.#PO=&0^/'1D(&YO=W)A<#TS1&YO
M=W)A<"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@,7!T.R!T97AT+6%L:6=N
M.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9B<^*3PO=&0^/"]T<CX-"CQT<B!S='EL93TS1"=V97)T:6-A;"UA;&EG
M;CH@8F]T=&]M.R!B86-K9W)O=6YD+6-O;&]R.B!R9V(H,C`T+#(S."PR-34I
M.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^
M#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N
M.B!J=7-T:69Y.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9B<^)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[
M)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[3F5T(&EN8V]M92`H;&]S<RD\+W1D
M/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@8F]L9"`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-
M"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(&)O;&0@
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M("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@
M;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R
M:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T
M97AT+6%L:6=N.B!R:6=H=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I
M8V$L(%-A;G,M4V5R:68G/C$S+#8T,CPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A
M<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W
M<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R
M87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@
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M)SX-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI
M9VXZ(&IU<W1I9GD[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y
M;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R
M:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL
M93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\
M=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[
M(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF
M(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@
M,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO
M=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L
M:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE
M/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@
M0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I
M+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D
M(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F
M;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q
M-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI
M9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE
M/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CPO='(^#0H\='(@<W1Y
M;&4],T0G=F5R=&EC86PM86QI9VXZ(&)O='1O;3L@8F%C:V=R;W5N9"UC;VQO
M<CH@<F=B*#(P-"PR,S@L,C4U*3L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV
M971I8V$L(%-A;G,M4V5R:68G/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@
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M<FEF.R!P861D:6YG+6)O='1O;3H@,7!T)SXF(S$V,#L\+W1D/@T*("`@(#QT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G8F]R9&5R+6)O='1O;3H@0FQA
M8VL@,7!T('-O;&ED.R!F;VYT.B!B;VQD(#$P<'0@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF.R!T97AT+6%L:6=N.B!L969T)SXF(S$V,#L\+W1D
M/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G8F]R9&5R+6)O='1O;3H@
M0FQA8VL@,7!T('-O;&ED.R!F;VYT.B!B;VQD(#$P<'0@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF.R!T97AT+6%L:6=N.B!R:6=H="<^*#(L.#`Y
M/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T
M=&]M.B`Q<'0[(&9O;G0Z(&)O;&0@,3!P="!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68[('1E>'0M86QI9VXZ(&QE9G0G/BD\+W1D/CQT9"!N;W=R
M87`],T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#%P=#L@9F]N
M=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P
M.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=B;W)D
M97(M8F]T=&]M.B!";&%C:R`Q<'0@<V]L:60[(&9O;G0Z(#$P<'0@0V%L:6)R
M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T97AT+6%L:6=N.B!L969T)SXF
M(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G8F]R9&5R
M+6)O='1O;3H@0FQA8VL@,7!T('-O;&ED.R!F;VYT.B`Q,'!T($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9CL@=&5X="UA;&EG;CH@<FEG:'0G/B@V
M+#$V-CPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P861D:6YG
M+6)O='1O;3H@,7!T.R!T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^*3PO=&0^/'1D(&YO=W)A
M<#TS1&YO=W)A<"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@,7!T.R!F;VYT
M.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[
M/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V)O<F1E
M<BUB;W1T;VTZ($)L86-K(#%P="!S;VQI9#L@9F]N=#H@,3!P="!#86QI8G)I
M+"!(96QV971I8V$L(%-A;G,M4V5R:68[('1E>'0M86QI9VXZ(&QE9G0G/B8C
M,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=B;W)D97(M
M8F]T=&]M.B!";&%C:R`Q<'0@<V]L:60[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T97AT+6%L:6=N.B!R:6=H="<^*#0L
M,3`W/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M
M8F]T=&]M.B`Q<'0[('1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXI/"]T9#X\+W1R/@T*/'1R
M('-T>6QE/3-$)W9E<G1I8V%L+6%L:6=N.B!B;W1T;VT[(&)A8VMG<F]U;F0M
M8V]L;W(Z(%=H:71E.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9B<^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=T97AT+6%L:6=N.B!J=7-T:69Y.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A
M+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#
M86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D
M(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!R:6=H=#L@
M9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C
M,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L
M:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE
M/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF
M)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4]
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M;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q
M-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P
M<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D
M/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG
M;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=T97AT+6%L:6=N.B!R:6=H=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV
M971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO
M=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\+W1R
M/@T*/'1R('-T>6QE/3-$)W9E<G1I8V%L+6%L:6=N.B!B;W1T;VT[(&)A8VMG
M<F]U;F0M8V]L;W(Z(')G8B@R,#0L,C,X+#(U-2D[(&9O;G0Z(#$P<'0@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SX-"B`@("`\=&0@;F]W<F%P
M/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&IU<W1I9GD[('!A9&1I
M;F<M8F]T=&]M.B`R+C5P=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I
M8V$L(%-A;G,M4V5R:68G/B8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P
M.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.TYE="!I;F-O;64@*&QO
M<W,I(&%V86EL86)L92!T;R!C;VUM;VX@<VAA<F5H;VQD97)S/"]T9#X\=&0@
M;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(&)O;&0@,3!P="!#86QI
M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[('!A9&1I;F<M8F]T=&]M.B`R
M+C5P="<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T
M>6QE/3-$)V)O<F1E<BUB;W1T;VTZ($)L86-K(#(N-7!T(&1O=6)L93L@9F]N
M=#H@8F]L9"`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@
M=&5X="UA;&EG;CH@;&5F="<^)#PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S
M='EL93TS1"=B;W)D97(M8F]T=&]M.B!";&%C:R`R+C5P="!D;W5B;&4[(&9O
M;G0Z(&)O;&0@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[
M('1E>'0M86QI9VXZ(')I9VAT)SXH,C8L,C$U/"]T9#X\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`R+C5P=#L@9F]N=#H@
M8F]L9"`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@=&5X
M="UA;&EG;CH@;&5F="<^*3PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL
M93TS1"=P861D:6YG+6)O='1O;3H@,BXU<'0[(&9O;G0Z(#$P<'0@0V%L:6)R
M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G8F]R9&5R+6)O='1O;3H@0FQA
M8VL@,BXU<'0@9&]U8FQE.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9CL@=&5X="UA;&EG;CH@;&5F="<^)B,Q-C`[/"]T9#X\
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M2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#(N-7!T.R!F;VYT
M.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[
M/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V)O<F1E
M<BUB;W1T;VTZ($)L86-K(#(N-7!T(&1O=6)L93L@9F]N=#H@,3!P="!#86QI
M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[('1E>'0M86QI9VXZ(&QE9G0G
M/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=B;W)D
M97(M8F]T=&]M.B!";&%C:R`R+C5P="!D;W5B;&4[(&9O;G0Z(#$P<'0@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T97AT+6%L:6=N.B!R:6=H
M="<^-2PX-S4\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G<&%D
M9&EN9RUB;W1T;VTZ(#(N-7!T.R!T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q
M,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T
M9#X\+W1R/@T*/"]T86)L93X-"@T*/'`@<W1Y;&4],T0G9F]N=#H@,3!P="\Q
M,"XP-7!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@;6%R9VEN
M.B`P.R!T97AT+6%L:6=N.B!J=7-T:69Y)SXF(S$V,#L\+W`^/'-P86X^/"]S
M<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F\^
M#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y#;VYD96YS
M960@9FEN86YC:6%L(&1A=&$@9F]R($9I<G-T($)A;F-O<G`@*'!A<F5N="!C
M;VUP86YY(&]N;'DI($-/3D1%3E-%1"!35$%414U%3E13($]&($-!4T@@1DQ/
M5U,\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQT86)L92!C96QL
M<&%D9&EN9STS1#`@8V5L;'-P86-I;F<],T0P('-T>6QE/3-$)V)O<F1E<BUC
M;VQL87!S93H@8V]L;&%P<V4[('=I9'1H.B`Q,#`E.R!F;VYT.B`Q,'!T($-A
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M)W!A9&1I;F<M8F]T=&]M.B`Q<'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!C;VQS
M<&%N/3-$,3`@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ
M(&-E;G1E<CL@8F]R9&5R+6)O='1O;3H@0FQA8VL@,7!T('-O;&ED.R!F;VYT
M.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^665A<B!%
M;F1E9"!$96-E;6)E<B`S,2P\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y
M;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#%P=#L@9F]N=#H@,3!P="!#86QI8G)I
M+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/"]T<CX-"CQT
M<B!S='EL93TS1"=V97)T:6-A;"UA;&EG;CH@8F]T=&]M.R!F;VYT.B`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^#0H@("`@/'1D(&YO
M=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B!I=&%L:6,@,3!P="!#86QI
M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[('1E>'0M86QI9VXZ(&IU<W1I
M9GDG/B@D(&EN('1H;W5S86YD<RD\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@
M<W1Y;&4],T0G9F]N=#H@8F]L9"`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9CL@<&%D9&EN9RUB;W1T;VTZ(#%P="<^)B,Q-C`[/"]T9#X-
M"B`@("`\=&0@8V]L<W!A;CTS1#(@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$
M)V9O;G0Z(&)O;&0@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R
M:68[('1E>'0M86QI9VXZ(&-E;G1E<CL@8F]R9&5R+6)O='1O;3H@0FQA8VL@
M,7!T('-O;&ED)SXR,#$R/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE
M/3-$)W!A9&1I;F<M8F]T=&]M.B`Q<'0[(&9O;G0Z(&)O;&0@,3!P="!#86QI
M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO
M=W)A<#TS1&YO=W)A<"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@,7!T.R!F
M;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q
M-C`[/"]T9#X-"B`@("`\=&0@8V]L<W!A;CTS1#(@;F]W<F%P/3-$;F]W<F%P
M('-T>6QE/3-$)W1E>'0M86QI9VXZ(&-E;G1E<CL@8F]R9&5R+6)O='1O;3H@
M0FQA8VL@,7!T('-O;&ED.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9B<^,C`Q,3PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S
M='EL93TS1"=P861D:6YG+6)O='1O;3H@,7!T.R!F;VYT.B`Q,'!T($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W
M<F%P/3-$;F]W<F%P('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`Q<'0[(&9O
M;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V
M,#L\+W1D/@T*("`@(#QT9"!C;VQS<&%N/3-$,B!N;W=R87`],T1N;W=R87`@
M<W1Y;&4],T0G=&5X="UA;&EG;CH@8V5N=&5R.R!B;W)D97(M8F]T=&]M.B!"
M;&%C:R`Q<'0@<V]L:60[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A
M+"!386YS+5-E<FEF)SXR,#$P/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T
M>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`Q<'0[(&9O;G0Z(#$P<'0@0V%L:6)R
M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CPO='(^#0H\
M='(@<W1Y;&4],T0G=F5R=&EC86PM86QI9VXZ(&)O='1O;3L@9F]N=#H@,3!P
M="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/@T*("`@(#QT9"!N
M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@:G5S=&EF>3L@
M9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C
M,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q
M,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T
M9#X-"B`@("`\=&0@8V]L<W!A;CTS1#(@;F]W<F%P/3-$;F]W<F%P('-T>6QE
M/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A
M+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@
M<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&-O;'-P86X],T0R(&YO=W)A
M<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!R:6=H=#L@9F]N=#H@
M,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO
M=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@
M;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!C
M;VQS<&%N/3-$,B!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG
M;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4]
M,T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G
M/B8C,38P.SPO=&0^/"]T<CX-"CQT<B!S='EL93TS1"=V97)T:6-A;"UA;&EG
M;CH@8F]T=&]M.R!B86-K9W)O=6YD+6-O;&]R.B!R9V(H,C`T+#(S."PR-34I
M.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^
M#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N
M.B!J=7-T:69Y.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9B<^3W!E<F%T:6YG($%C=&EV:71I97,Z/"]T9#X\=&0@;F]W<F%P
M/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P
M="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^
M/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!R:6=H
M=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G
M/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT
M+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T
M>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y
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M.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^
M)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z
M(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\
M+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA
M;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL
M93TS1"=T97AT+6%L:6=N.B!R:6=H=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(
M96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS
M1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\
M+W1R/@T*/'1R('-T>6QE/3-$)W9E<G1I8V%L+6%L:6=N.B!B;W1T;VT[(&)A
M8VMG<F]U;F0M8V]L;W(Z(%=H:71E.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9B<^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A
M<"!S='EL93TS1"=W:61T:#H@-S`E.R!T97AT+6%L:6=N.B!J=7-T:69Y.R!F
M;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q
M-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[3F5T(&EN8V]M92`H;&]S<RD\
M+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=VED=&@Z(#$E.R!F
M;VYT.B!B;VQD(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF
M)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4]
M,T0G=VED=&@Z(#$E.R!F;VYT.B!B;VQD(#$P<'0@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF.R!T97AT+6%L:6=N.B!L969T)SXD/"]T9#X\=&0@
M;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W=I9'1H.B`W)3L@9F]N=#H@8F]L
M9"`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@=&5X="UA
M;&EG;CH@<FEG:'0G/B@R,RPT,#8\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@
M<W1Y;&4],T0G=VED=&@Z(#$E.R!F;VYT.B!B;VQD(#$P<'0@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T97AT+6%L:6=N.B!L969T)SXI/"]T
M9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W=I9'1H.B`Q)3L@9F]N
M=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P
M.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=W:61T
M:#H@,24[('1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G=VED=&@Z(#<E.R!T97AT+6%L:6=N.B!R:6=H
M=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G
M/C$S+#8T,CPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=W:61T
M:#H@,24[('1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@
M2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G=VED=&@Z(#$E.R!F;VYT.B`Q,'!T($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\
M=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W=I9'1H.B`Q)3L@=&5X="UA
M;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL
M93TS1"=W:61T:#H@-R4[('1E>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^.2PY.#(\+W1D/CQT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=VED=&@Z(#$E.R!T97AT+6%L
M:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9B<^)B,Q-C`[/"]T9#X\+W1R/@T*/'1R('-T>6QE/3-$)W9E<G1I
M8V%L+6%L:6=N.B!B;W1T;VT[(&)A8VMG<F]U;F0M8V]L;W(Z(')G8B@R,#0L
M,C,X+#(U-2D[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF)SX-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E
M>'0M86QI9VXZ(&QE9G0[('1E>'0M:6YD96YT.B`M,C(N-7!T.R!P861D:6YG
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M)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4]
M,T0G9F]N=#H@8F]L9"`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9CL@=&5X="UA;&EG;CH@;&5F="<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P
M/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(&)O;&0@,3!P="!#86QI8G)I+"!(
M96QV971I8V$L(%-A;G,M4V5R:68[('1E>'0M86QI9VXZ(')I9VAT)SXR,2PT
M.3,\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@8F]L
M9"`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@=&5X="UA
M;&EG;CH@;&5F="<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T
M>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y
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M.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^
M*3PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-
M"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ
M(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
M=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF)SXF(S$U,3L\+W1D/CQT9"!N;W=R87`],T1N;W=R
M87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI
M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/"]T<CX-
M"CQT<B!S='EL93TS1"=V97)T:6-A;"UA;&EG;CH@8F]T=&]M.R!B86-K9W)O
M=6YD+6-O;&]R.B!7:&ET93L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I
M8V$L(%-A;G,M4V5R:68G/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y
M;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@=&5X="UI;F1E;G0Z("TR,BXU<'0[
M('!A9&1I;F<M;&5F=#H@,C(N-7!T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[
M)B,Q-C`[1&EV:61E;F0@9G)O;2!S=6)S:61I87)I97,@:6X@97AC97-S(&]F
M(&5A<FYI;F=S/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O
M;G0Z(&)O;&0@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G
M/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=F;VYT.B!B;VQD(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF.R!T97AT+6%L:6=N.B!L969T)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@8F]L9"`Q,'!T($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9CL@=&5X="UA;&EG;CH@<FEG:'0G/C$P+#`P
M,#PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B!B;VQD
M(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T97AT+6%L
M:6=N.B!L969T)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y
M;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R
M:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL
M93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^/&9O;G0@<W1Y;&4]
M,T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G
M/B8C,34Q.SPO9F]N=#X\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4]
M,T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV
M971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO
M=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N
M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O
M;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXQ-"PU
M,S8\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG
M;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68G/B8C,38P.SPO=&0^/"]T<CX-"CQT<B!S='EL93TS1"=V97)T:6-A
M;"UA;&EG;CH@8F]T=&]M.R!B86-K9W)O=6YD+6-O;&]R.B!R9V(H,C`T+#(S
M."PR-34I.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9B<^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT
M+6%L:6=N.B!J=7-T:69Y.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9B<^)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[
M1&5C<F5A<V4@:6X@;W1H97(@87-S971S/"]T9#X\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)V9O;G0Z(&)O;&0@,3!P="!#86QI8G)I+"!(96QV971I
M8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS
M1&YO=W)A<"!S='EL93TS1"=F;VYT.B!B;VQD(#$P<'0@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF.R!T97AT+6%L:6=N.B!L969T)SXF(S$V,#L\
M+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@8F]L9"`Q
M,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@=&5X="UA;&EG
M;CH@<FEG:'0G/C(V/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$
M)V9O;G0Z(&)O;&0@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R
M:68[('1E>'0M86QI9VXZ(&QE9G0G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS
M1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@
M0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[
M(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXS
M.#PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N
M.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$
M)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF
M(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
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M2&5L=F5T:6-A+"!386YS+5-E<FEF)SX-"B`@("`\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&IU<W1I9GD[(&9O;G0Z(#$P<'0@
M0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!P861D:6YG+6)O='1O
M;3H@,7!T)SXF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#M);F-R96%S
M92`H9&5C<F5A<V4I(&EN(&]T:&5R(&QI86)I;&ET:65S/"]T9#X\=&0@;F]W
M<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(&)O;&0@,3!P="!#86QI8G)I
M+"!(96QV971I8V$L(%-A;G,M4V5R:68[('!A9&1I;F<M8F]T=&]M.B`Q<'0G
M/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=F;VYT.B!B;VQD(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF.R!T97AT+6%L:6=N.B!L969T.R!B;W)D97(M8F]T=&]M.B!";&%C:R`Q
M<'0@<V]L:60G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL
M93TS1"=F;VYT.B!B;VQD(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF.R!T97AT+6%L:6=N.B!R:6=H=#L@8F]R9&5R+6)O='1O;3H@0FQA
M8VL@,7!T('-O;&ED)SXQ.3D\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y
M;&4],T0G9F]N=#H@8F]L9"`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9CL@=&5X="UA;&EG;CH@;&5F=#L@<&%D9&EN9RUB;W1T;VTZ(#%P
M="<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O
M;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!P861D
M:6YG+6)O='1O;3H@,7!T)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P
M="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[('!A9&1I;F<M8F]T
M=&]M.B`Q<'0G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL
M93TS1"=T97AT+6%L:6=N.B!R:6=H=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(
M96QV971I8V$L(%-A;G,M4V5R:68[(&)O<F1E<BUB;W1T;VTZ($)L86-K(#%P
M="!S;VQI9"<^*#8R/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$
M)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF.R!P861D:6YG+6)O='1O;3H@,7!T)SXI/"]T9#X\
M=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R
M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!P861D:6YG+6)O='1O;3H@,7!T
M)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4]
M,T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV
M971I8V$L(%-A;G,M4V5R:68[('!A9&1I;F<M8F]T=&]M.B`Q<'0G/B8C,38P
M.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N
M.B!R:6=H=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68[(&)O<F1E<BUB;W1T;VTZ($)L86-K(#%P="!S;VQI9"<^,3<\+W1D
M/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F
M=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[
M('!A9&1I;F<M8F]T=&]M.B`Q<'0G/B8C,38P.SPO=&0^/"]T<CX-"CQT<B!S
M='EL93TS1"=V97)T:6-A;"UA;&EG;CH@8F]T=&]M.R!B86-K9W)O=6YD+6-O
M;&]R.B!R9V(H,C`T+#(S."PR-34I.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9B<^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A
M<"!S='EL93TS1"=T97AT+6%L:6=N.B!J=7-T:69Y.R!F;VYT.B`Q,'!T($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@<&%D9&EN9RUB;W1T;VTZ
M(#%P="<^)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q
M-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[5&]T86P@)B,Q-3`[(&]P97)A=&EN9R!A
M8W1I=FET:65S/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O
M;G0Z(&)O;&0@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[
M('!A9&1I;F<M8F]T=&]M.B`Q<'0G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO
M=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B!B;VQD(#$P<'0@0V%L:6)R
M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T97AT+6%L:6=N.B!L969T.R!B
M;W)D97(M8F]T=&]M.B!";&%C:R`Q<'0@<V]L:60G/B8C,38P.SPO=&0^/'1D
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M87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV
M971I8V$L(%-A;G,M4V5R:68[('!A9&1I;F<M8F]T=&]M.B`Q<'0G/B8C,38P
M.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT
M+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9CL@<&%D9&EN9RUB;W1T;VTZ(#%P="<^)B,Q-C`[/"]T9#X\
M=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT
M.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@
M8F]R9&5R+6)O='1O;3H@0FQA8VL@,7!T('-O;&ED)SXW+#<U-CPO=&0^/'1D
M(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F
M;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@<&%D
M9&EN9RUB;W1T;VTZ(#%P="<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF.R!P861D:6YG+6)O='1O;3H@,7!T)SXF(S$V,#L\+W1D/@T*
M("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@
M;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R
M:68[('!A9&1I;F<M8F]T=&]M.B`Q<'0G/B8C,38P.SPO=&0^/'1D(&YO=W)A
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M"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ
M(&IU<W1I9GD[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF)SY);G9E<W1I;F<@06-T:79I=&EE<SH\+W1D/CQT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I
M8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS
M1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\
M=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT
M.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^
M)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M
M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y
M;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R
M:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL
M93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\
M=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[
M(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF
M(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@
M,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO
M=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L
M:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE
M/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@
M0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CPO
M='(^#0H\='(@<W1Y;&4],T0G=F5R=&EC86PM86QI9VXZ(&)O='1O;3L@8F%C
M:V=R;W5N9"UC;VQO<CH@<F=B*#(P-"PR,S@L,C4U*3L@9F]N=#H@,3!P="!#
M86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/@T*("`@(#QT9"!N;W=R
M87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@:G5S=&EF>3L@9F]N
M=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P
M.R8C,38P.R8C,38P.R8C,38P.R8C,38P.T1O=VYS=')E86T@8V%S:"!I;G9E
M<W1M96YT(&EN('-U8G-I9&EA<GD\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@
M<W1Y;&4],T0G9F]N=#H@8F]L9"`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W
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M86YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R
M87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI
M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO
M=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!R:6=H=#L@9F]N
M=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B@Q-BPR
M-3`\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG
M;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68G/BD\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N
M=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P
M.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT
M+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T
M>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9B<^/&9O;G0@<W1Y;&4],T0G9F]N=#H@
M,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,34Q.SPO
M9F]N=#X\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA
M;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68G/B8C,38P.SPO=&0^/"]T<CX-"CQT<B!S='EL93TS1"=V97)T
M:6-A;"UA;&EG;CH@8F]T=&]M.R!B86-K9W)O=6YD+6-O;&]R.B!7:&ET93L@
M9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/@T*
M("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@
M;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R
M:68[('!A9&1I;F<M8F]T=&]M.B`Q<'0G/B8C,38P.R8C,38P.R8C,38P.R8C
M,38P.R8C,38P.T-A<V@@<')O8V5E9',@9G)O;2!D:7-S;VQU=&EO;B!O9B!S
M=6)S:61I87)Y/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O
M;G0Z(&)O;&0@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[
M('!A9&1I;F<M8F]T=&]M.B`Q<'0G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO
M=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B!B;VQD(#$P<'0@0V%L:6)R
M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T97AT+6%L:6=N.B!L969T.R!B
M;W)D97(M8F]T=&]M.B!";&%C:R`Q<'0@<V]L:60G/B8C,38P.SPO=&0^/'1D
M(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B!B;VQD(#$P<'0@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T97AT+6%L:6=N.B!R:6=H
M=#L@8F]R9&5R+6)O='1O;3H@0FQA8VL@,7!T('-O;&ED)SX\9F]N="!S='EL
M93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9B<^/&(^)B,Q-3$[/"]B/CPO9F]N=#X\+W1D/CQT9"!N;W=R87`],T1N;W=R
M87`@<W1Y;&4],T0G9F]N=#H@8F]L9"`Q,'!T($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9CL@=&5X="UA;&EG;CH@;&5F=#L@<&%D9&EN9RUB;W1T
M;VTZ(#%P="<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE
M/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF
M.R!P861D:6YG+6)O='1O;3H@,7!T)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N
M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N
M=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[('!A9&1I
M;F<M8F]T=&]M.B`Q<'0G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A
M<"!S='EL93TS1"=T97AT+6%L:6=N.B!R:6=H=#L@9F]N=#H@,3!P="!#86QI
M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[(&)O<F1E<BUB;W1T;VTZ($)L
M86-K(#%P="!S;VQI9"<^/&9O;G0@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI
M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,34Q.SPO9F]N=#X\+W1D
M/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F
M=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[
M('!A9&1I;F<M8F]T=&]M.B`Q<'0G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS
M1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9CL@<&%D9&EN9RUB;W1T;VTZ(#%P="<^)B,Q-C`[/"]T
M9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI
M9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF.R!P861D:6YG+6)O='1O;3H@,7!T)SXF(S$V,#L\+W1D/CQT9"!N
M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O
M;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!B;W)D
M97(M8F]T=&]M.B!";&%C:R`Q<'0@<V]L:60G/C<P-CPO=&0^/'1D(&YO=W)A
M<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q
M,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@<&%D9&EN9RUB
M;W1T;VTZ(#%P="<^)B,Q-C`[/"]T9#X\+W1R/@T*/'1R('-T>6QE/3-$)W9E
M<G1I8V%L+6%L:6=N.B!B;W1T;VT[(&)A8VMG<F]U;F0M8V]L;W(Z(')G8B@R
M,#0L,C,X+#(U-2D[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF)SX-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$
M)W1E>'0M86QI9VXZ(&IU<W1I9GD[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF.R!P861D:6YG+6)O='1O;3H@,7!T)SXF(S$V
M,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF
M(S$V,#LF(S$V,#M4;W1A;"`F(S$U,#L@:6YV97-T:6YG(&%C=&EV:71I97,\
M+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@8F]L9"`Q
M,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@<&%D9&EN9RUB
M;W1T;VTZ(#%P="<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)V9O;G0Z(&)O;&0@,3!P="!#86QI8G)I+"!(96QV971I
M8V$L(%-A;G,M4V5R:68[('1E>'0M86QI9VXZ(&QE9G0[(&)O<F1E<BUB;W1T
M;VTZ($)L86-K(#%P="!S;VQI9"<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)V9O;G0Z(&)O;&0@,3!P="!#86QI8G)I+"!(96QV
M971I8V$L(%-A;G,M4V5R:68[('1E>'0M86QI9VXZ(')I9VAT.R!B;W)D97(M
M8F]T=&]M.B!";&%C:R`Q<'0@<V]L:60G/B@S,RPX-3`\+W1D/CQT9"!N;W=R
M87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@8F]L9"`Q,'!T($-A;&EB<FDL
M($AE;'9E=&EC82P@4V%N<RU397)I9CL@=&5X="UA;&EG;CH@;&5F=#L@<&%D
M9&EN9RUB;W1T;VTZ(#%P="<^*3PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S
M='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9CL@<&%D9&EN9RUB;W1T;VTZ(#%P="<^)B,Q-C`[/"]T9#X-"B`@("`\
M=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[
M(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!P
M861D:6YG+6)O='1O;3H@,7!T)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@
M0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!B;W)D97(M8F]T=&]M
M.B!";&%C:R`Q<'0@<V]L:60G/B@Q-BPR-3`\+W1D/CQT9"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#
M86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[('!A9&1I;F<M8F]T=&]M
M.B`Q<'0G/BD\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N
M=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[('!A9&1I
M;F<M8F]T=&]M.B`Q<'0G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS
M1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@<&%D9&EN9RUB;W1T
M;VTZ(#%P="<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE
M/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9CL@8F]R9&5R+6)O='1O;3H@0FQA8VL@,7!T
M('-O;&ED)SXW,#8\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G
M=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I
M8V$L(%-A;G,M4V5R:68[('!A9&1I;F<M8F]T=&]M.B`Q<'0G/B8C,38P.SPO
M=&0^/"]T<CX-"CQT<B!S='EL93TS1"=V97)T:6-A;"UA;&EG;CH@8F]T=&]M
M.R!B86-K9W)O=6YD+6-O;&]R.B!7:&ET93L@9F]N=#H@,3!P="!#86QI8G)I
M+"!(96QV971I8V$L(%-A;G,M4V5R:68G/@T*("`@(#QT9"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@:G5S=&EF>3L@9F]N=#H@,3!P
M="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/D9I;F%N8VEN9R!!
M8W1I=FET:65S.CPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F
M;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q
M-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E
M>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A
M+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@
M<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R
M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R
M87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@
M,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO
M=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@
M("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE
M9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF
M)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X
M="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A
M+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@
M<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I
M+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A
M<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P
M/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P
M<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D
M/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG
M:'0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF
M)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X
M="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/"]T<CX-"CQT<B!S='EL93TS1"=V
M97)T:6-A;"UA;&EG;CH@8F]T=&]M.R!B86-K9W)O=6YD+6-O;&]R.B!R9V(H
M,C`T+#(S."PR-34I.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9B<^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=T97AT+6%L:6=N.B!J=7-T:69Y.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[
M)B,Q-C`[)B,Q-C`[4&%Y;65N="!O9B!P<F5F97)R960@86YD(&-O;6UO;B!C
M87-H(&1I=FED96YD<SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=F;VYT.B!B;VQD(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y
M;&4],T0G9F]N=#H@8F]L9"`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9CL@=&5X="UA;&EG;CH@;&5F="<^)B,Q-C`[/"]T9#X\=&0@;F]W
M<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(&)O;&0@,3!P="!#86QI8G)I
M+"!(96QV971I8V$L(%-A;G,M4V5R:68[('1E>'0M86QI9VXZ(')I9VAT)SXH
M."PT-C,\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@
M8F]L9"`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@=&5X
M="UA;&EG;CH@;&5F="<^*3PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL
M93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE
M/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@
M0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXH."PR,S<\+W1D/CQT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@
M9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/BD\
M+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#
M86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@
M("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L
M969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E
M>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9B<^*#@L-C`Y/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P
M('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R
M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXI/"]T9#X\+W1R/@T*/'1R('-T
M>6QE/3-$)W9E<G1I8V%L+6%L:6=N.B!B;W1T;VT[(&)A8VMG<F]U;F0M8V]L
M;W(Z(%=H:71E.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9B<^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T
M97AT+6%L:6=N.B!J=7-T:69Y.R!T97AT+6EN9&5N=#H@+3`N,VEN.R!P861D
M:6YG+6QE9G0Z(#`N,VEN.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9B<^)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[
M)B,Q-C`[4')O8V5E9',@9G)O;2!I<W-U86YC92!O9B!P<F5F97)R960@<W1O
M8VL\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@8F]L
M9"`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[
M/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z
M(&)O;&0@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[('1E
M>'0M86QI9VXZ(&QE9G0G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A
M<"!S='EL93TS1"=F;VYT.B!B;VQD(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A
M+"!386YS+5-E<FEF.R!T97AT+6%L:6=N.B!R:6=H="<^-RPR.#<\+W1D/CQT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@8F]L9"`Q,'!T($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@=&5X="UA;&EG;CH@;&5F
M="<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O
M;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V
M,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X
M="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S
M='EL93TS1"=T97AT+6%L:6=N.B!R:6=H=#L@9F]N=#H@,3!P="!#86QI8G)I
M+"!(96QV971I8V$L(%-A;G,M4V5R:68G/C8S+#4P,#PO=&0^/'1D(&YO=W)A
M<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q
M,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T
M9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@
M(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F
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M("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@
M:G5S=&EF>3L@=&5X="UI;F1E;G0Z("TP+C-I;CL@<&%D9&EN9RUL969T.B`P
M+C-I;CL@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R
M:68G/B8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.U)E9&5M
M<'1I;VX@;V8@<')E9F5R<F5D('-T;V-K/"]T9#X\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R
M87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI
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M87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV
M971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A
M<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q
M,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T
M9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I
M9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9B<^*#8U+#`P,#PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T
M97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9B<^*3PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL
M93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9B<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE
M/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@
M0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXF(S$U,3L\+W1D/CQT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@
M9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C
M,38P.SPO=&0^/"]T<CX-"CQT<B!S='EL93TS1"=V97)T:6-A;"UA;&EG;CH@
M8F]T=&]M.R!B86-K9W)O=6YD+6-O;&]R.B!7:&ET93L@9F]N=#H@,3!P="!#
M86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/@T*("`@(#QT9"!N;W=R
M87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@:G5S=&EF>3L@9F]N
M=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P
M.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.U!R;V-E961S(&9R;VT@
M:7-S=6%N8V4@;V8@8V]M;6]N('-T;V-K/"]T9#X\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)V9O;G0Z(&)O;&0@,3!P="!#86QI8G)I+"!(96QV971I
M8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS
M1&YO=W)A<"!S='EL93TS1"=F;VYT.B!B;VQD(#$P<'0@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF.R!T97AT+6%L:6=N.B!L969T)SXF(S$V,#L\
M+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@8F]L9"`Q
M,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@=&5X="UA;&EG
M;CH@<FEG:'0G/C(V+#<R-SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL
M93TS1"=F;VYT.B!B;VQD(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF.R!T97AT+6%L:6=N.B!L969T)SXF(S$V,#L\+W1D/CQT9"!N;W=R
M87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV
M971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A
M<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q
M,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T
M9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I
M9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9B<^.#@Q/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M
M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y
M;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R
M:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL
M93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T
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M=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/@T*("`@
M(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@:G5S
M=&EF>3L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R
M:68G/B8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.U)E<'5R
M8VAA<V5S(&]F(&-O;6UO;B!S=&]C:SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A
M<"!S='EL93TS1"=F;VYT.B!B;VQD(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A
M+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G9F]N=#H@8F]L9"`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9CL@=&5X="UA;&EG;CH@;&5F="<^)B,Q-C`[/"]T
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M+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@
M<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I
M+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^/'1D(&YO=W)A
M<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!R:6=H=#L@9F]N=#H@
M,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B@R,C@\+W1D
M/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F
M=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G
M/BD\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P
M="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^
M#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N
M.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9B<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$
M)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E
M=&EC82P@4V%N<RU397)I9B<^/&9O;G0@<W1Y;&4],T0G9F]N=#H@,3!P="!#
M86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,34Q.SPO9F]N=#X\
M+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@
M;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R
M:68G/B8C,38P.SPO=&0^/"]T<CX-"CQT<B!S='EL93TS1"=V97)T:6-A;"UA
M;&EG;CH@8F]T=&]M.R!B86-K9W)O=6YD+6-O;&]R.B!7:&ET93L@9F]N=#H@
M,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/@T*("`@(#QT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@:G5S=&EF
M>3L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[
M('!A9&1I;F<M8F]T=&]M.B`Q<'0G/B8C,38P.R8C,38P.R8C,38P.R8C,38P
M.R8C,38P.R8C,38P.U)E<'5R8VAA<V4@;V8@8V]M;6]N('-T;V-K('=A<G)A
M;G1S/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P
M<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!P861D:6YG+6)O
M='1O;3H@,7!T)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R
M87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI
M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[(&)O<F1E<BUB;W1T;VTZ($)L
M86-K(#%P="!S;VQI9"<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P
M('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT.B`Q,'!T($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@8F]R9&5R+6)O='1O;3H@0FQA
M8VL@,7!T('-O;&ED)SX\9F]N="!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-3$[/"]F;VYT/CPO=&0^
M/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T
M.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@
M<&%D9&EN9RUB;W1T;VTZ(#%P="<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A
M+"!386YS+5-E<FEF.R!P861D:6YG+6)O='1O;3H@,7!T)SXF(S$V,#L\+W1D
M/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG
M;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68[('!A9&1I;F<M8F]T=&]M.B`Q<'0G/B8C,38P.SPO=&0^/'1D(&YO
M=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!R:6=H=#L@9F]N
M=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[(&)O<F1E
M<BUB;W1T;VTZ($)L86-K(#%P="!S;VQI9"<^*#DR-#PO=&0^/'1D(&YO=W)A
M<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q
M,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@<&%D9&EN9RUB
M;W1T;VTZ(#%P="<^*3PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@
M<&%D9&EN9RUB;W1T;VTZ(#%P="<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W
M<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z
M(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!P861D:6YG
M+6)O='1O;3H@,7!T)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@
M<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L:6)R
M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!B;W)D97(M8F]T=&]M.B!";&%C
M:R`Q<'0@<V]L:60G/CQF;VYT('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R
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M971I8V$L(%-A;G,M4V5R:68G/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@
M<W1Y;&4],T0G=&5X="UA;&EG;CH@:G5S=&EF>3L@9F]N=#H@,3!P="!#86QI
M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[('!A9&1I;F<M8F]T=&]M.B`Q
M<'0G/B8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P
M.R8C,38P.R8C,38P.R8C,38P.U1O=&%L("T@9FEN86YC:6YG(&%C=&EV:71I
M97,\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@8F]L
M9"`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@<&%D9&EN
M9RUB;W1T;VTZ(#%P="<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)V9O;G0Z(&)O;&0@,3!P="!#86QI8G)I+"!(96QV
M971I8V$L(%-A;G,M4V5R:68[('1E>'0M86QI9VXZ(&QE9G0[(&)O<F1E<BUB
M;W1T;VTZ($)L86-K(#%P="!S;VQI9"<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P
M/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(&)O;&0@,3!P="!#86QI8G)I+"!(
M96QV971I8V$L(%-A;G,M4V5R:68[('1E>'0M86QI9VXZ(')I9VAT.R!B;W)D
M97(M8F]T=&]M.B!";&%C:R`Q<'0@<V]L:60G/C(U+#4T.3PO=&0^/'1D(&YO
M=W)A<#TS1&YO=W)A<"!S='EL93TS1"=F;VYT.B!B;VQD(#$P<'0@0V%L:6)R
M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!T97AT+6%L:6=N.B!L969T.R!P
M861D:6YG+6)O='1O;3H@,7!T)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N
M;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68[('!A9&1I;F<M8F]T=&]M.B`Q<'0G/B8C,38P.SPO=&0^
M#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N
M.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9CL@<&%D9&EN9RUB;W1T;VTZ(#%P="<^)B,Q-C`[/"]T9#X\=&0@;F]W
M<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT
M.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@8F]R9&5R
M+6)O='1O;3H@0FQA8VL@,7!T('-O;&ED)SXH,3`L,#`X/"]T9#X\=&0@;F]W
M<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z
M(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!P861D:6YG
M+6)O='1O;3H@,7!T)SXI/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE
M/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF
M.R!P861D:6YG+6)O='1O;3H@,7!T)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N
M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N
M=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[('!A9&1I
M;F<M8F]T=&]M.B`Q<'0G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A
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M;W1T;VT[(&)A8VMG<F]U;F0M8V]L;W(Z(%=H:71E.R!F;VYT.B`Q,'!T($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^#0H@("`@/'1D(&YO=W)A
M<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!J=7-T:69Y.R!F;VYT
M.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^3F5T(&EN
M8W)E87-E("AD96-R96%S92D@:6X@8V%S:#PO=&0^/'1D(&YO=W)A<#TS1&YO
M=W)A<"!S='EL93TS1"=F;VYT.B!B;VQD(#$P<'0@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@8F]L9"`Q,'!T($-A;&EB<FDL($AE
M;'9E=&EC82P@4V%N<RU397)I9CL@=&5X="UA;&EG;CH@;&5F="<^)B,Q-C`[
M/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(&)O;&0@
M,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[('1E>'0M86QI
M9VXZ(')I9VAT)SXQ,3PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=F;VYT.B!B;VQD(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF.R!T97AT+6%L:6=N.B!L969T)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`]
M,T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I
M8V$L(%-A;G,M4V5R:68G/B8C,38P.SPO=&0^#0H@("`@/'1D(&YO=W)A<#TS
M1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^)B,Q-C`[/"]T9#X\
M=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT
M.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^
M*#$X+#4P,CPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT
M+6%L:6=N.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9B<^*3PO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS
M1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^
M)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$
M)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF)SXF(S$V,#L\+W1D/CQT9"!N;W=R87`],T1N;W=R
M87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z(#$P<'0@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SXQ-RPU,#0\+W1D/CQT9"!N
M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N
M=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/B8C,38P
M.SPO=&0^/"]T<CX-"CQT<B!S='EL93TS1"=V97)T:6-A;"UA;&EG;CH@8F]T
M=&]M.R!B86-K9W)O=6YD+6-O;&]R.B!R9V(H,C`T+#(S."PR-34I.R!F;VYT
M.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^#0H@("`@
M/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!J=7-T
M:69Y.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9CL@<&%D9&EN9RUB;W1T;VTZ(#%P="<^0V%S:"P@8F5G:6YN:6YG(&]F('EE
M87(\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@8F]L
M9"`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@<&%D9&EN
M9RUB;W1T;VTZ(#%P="<^)B,Q-C`[/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$
M;F]W<F%P('-T>6QE/3-$)V9O;G0Z(&)O;&0@,3!P="!#86QI8G)I+"!(96QV
M971I8V$L(%-A;G,M4V5R:68[('1E>'0M86QI9VXZ(&QE9G0[(&)O<F1E<BUB
M;W1T;VTZ($)L86-K(#%P="!S;VQI9"<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P
M/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(&)O;&0@,3!P="!#86QI8G)I+"!(
M96QV971I8V$L(%-A;G,M4V5R:68[('1E>'0M86QI9VXZ(')I9VAT.R!B;W)D
M97(M8F]T=&]M.B!";&%C:R`Q<'0@<V]L:60G/C,L,S(T/"]T9#X\=&0@;F]W
M<F%P/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(&)O;&0@,3!P="!#86QI8G)I
M+"!(96QV971I8V$L(%-A;G,M4V5R:68[('1E>'0M86QI9VXZ(&QE9G0[('!A
M9&1I;F<M8F]T=&]M.B`Q<'0G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO
M=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9CL@<&%D9&EN9RUB;W1T;VTZ(#%P="<^)B,Q-C`[/"]T9#X-
M"B`@("`\=&0@;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ
M(&QE9G0[(&9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF.R!P861D:6YG+6)O='1O;3H@,7!T)SXF(S$V,#L\+W1D/CQT9"!N;W=R
M87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0Z
M(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!B;W)D97(M
M8F]T=&]M.B!";&%C:R`Q<'0@<V]L:60G/C(Q+#@R-CPO=&0^/'1D(&YO=W)A
M<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT.B`Q
M,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@<&%D9&EN9RUB
M;W1T;VTZ(#%P="<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W<F%P('-T
M>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E
M<FEF.R!P861D:6YG+6)O='1O;3H@,7!T)SXF(S$V,#L\+W1D/@T*("`@(#QT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@
M9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[('!A
M9&1I;F<M8F]T=&]M.B`Q<'0G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO
M=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!R:6=H=#L@9F]N=#H@,3!P="!#
M86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[(&)O<F1E<BUB;W1T;VTZ
M($)L86-K(#%P="!S;VQI9"<^-"PS,C(\+W1D/CQT9"!N;W=R87`],T1N;W=R
M87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI
M8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[('!A9&1I;F<M8F]T=&]M.B`Q
M<'0G/B8C,38P.SPO=&0^/"]T<CX-"CQT<B!S='EL93TS1"=V97)T:6-A;"UA
M;&EG;CH@8F]T=&]M.R!B86-K9W)O=6YD+6-O;&]R.B!7:&ET93L@9F]N=#H@
M,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/@T*("`@(#QT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@:G5S=&EF
M>3L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[
M('!A9&1I;F<M8F]T=&]M.B`R+C5P="<^0V%S:"P@96YD(&]F('EE87(\+W1D
M/CQT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G9F]N=#H@8F]L9"`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@<&%D9&EN9RUB;W1T
M;VTZ(#(N-7!T)SXF(S$V,#L\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R
M87`@<W1Y;&4],T0G9F]N=#H@8F]L9"`Q,'!T($-A;&EB<FDL($AE;'9E=&EC
M82P@4V%N<RU397)I9CL@=&5X="UA;&EG;CH@;&5F=#L@8F]R9&5R+6)O='1O
M;3H@0FQA8VL@,BXU<'0@9&]U8FQE)SXD/"]T9#X\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)V9O;G0Z(&)O;&0@,3!P="!#86QI8G)I+"!(96QV971I
M8V$L(%-A;G,M4V5R:68[('1E>'0M86QI9VXZ(')I9VAT.R!B;W)D97(M8F]T
M=&]M.B!";&%C:R`R+C5P="!D;W5B;&4G/C,L,S,U/"]T9#X\=&0@;F]W<F%P
M/3-$;F]W<F%P('-T>6QE/3-$)V9O;G0Z(&)O;&0@,3!P="!#86QI8G)I+"!(
M96QV971I8V$L(%-A;G,M4V5R:68[('1E>'0M86QI9VXZ(&QE9G0[('!A9&1I
M;F<M8F]T=&]M.B`R+C5P="<^)B,Q-C`[/"]T9#X\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!3
M86YS+5-E<FEF.R!P861D:6YG+6)O='1O;3H@,BXU<'0G/B8C,38P.SPO=&0^
M#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N
M.B!L969T.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU3
M97)I9CL@<&%D9&EN9RUB;W1T;VTZ(#(N-7!T)SXF(S$V,#L\+W1D/CQT9"!N
M;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O
M;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!B;W)D
M97(M8F]T=&]M.B!";&%C:R`R+C5P="!D;W5B;&4G/C,L,S(T/"]T9#X\=&0@
M;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O
M;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF.R!P861D
M:6YG+6)O='1O;3H@,BXU<'0G/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO
M=W)A<"!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9CL@<&%D9&EN9RUB;W1T;VTZ(#(N-7!T)SXF(S$V,#L\+W1D
M/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG
M;CH@;&5F=#L@9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68[('!A9&1I;F<M8F]T=&]M.B`R+C5P="<^)B,Q-C`[/"]T9#X\=&0@
M;F]W<F%P/3-$;F]W<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F
M;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@8F]R
M9&5R+6)O='1O;3H@0FQA8VL@,BXU<'0@9&]U8FQE)SXR,2PX,C8\+W1D/CQT
M9"!N;W=R87`],T1N;W=R87`@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@
M9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68[('!A
M9&1I;F<M8F]T=&]M.B`R+C5P="<^)B,Q-C`[/"]T9#X\+W1R/@T*/"]T86)L
M93X-"@T*#0H-"CQP('-T>6QE/3-$)V9O;G0Z(#$P<'0O;F]R;6%L($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@;6%R9VEN.B`P.R!T97AT+6%L
M:6=N.B!J=7-T:69Y)SXF(S$V,#L\+W`^#0H-"CQP('-T>6QE/3-$)V9O;G0Z
M(#$P<'0O;F]R;6%L($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9CL@
M;6%R9VEN.B`P.R!T97AT+6%L:6=N.B!J=7-T:69Y)SXF(S$V,#L\+W`^/'-P
M86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@(#PO=&%B;&4^#0H@
M(#PO8F]D>3X-"CPO:'1M;#X-"@T*+2TM+2TM/5].97AT4&%R=%]F.3`V,V0R
M85\P,V4U7S0Y-#1?86(T.5\R,&4T,V1A-CEA.#8-"D-O;G1E;G0M3&]C871I
M;VXZ(&9I;&4Z+R\O0SHO9CDP-C-D,F%?,#-E-5\T.30T7V%B-#E?,C!E-#-D
M838Y83@V+U=O<FMS:&5E=',O4VAE970T-RYH=&UL#0I#;VYT96YT+51R86YS
M9F5R+45N8V]D:6YG.B!Q=6]T960M<')I;G1A8FQE#0I#;VYT96YT+51Y<&4Z
M('1E>'0O:'1M;#L@8VAA<G-E=#TB=7,M87-C:6DB#0H-"CQH=&UL/@T*("`\
M:&5A9#X-"B`@("`\345402!H='1P+65Q=6EV/3-$0V]N=&5N="U4>7!E(&-O
M;G1E;G0],T0G=&5X="]H=&UL.R!C:&%R<V5T/75T9BTX)SX\<V-R:7!T('1Y
M<&4],T1T97AT+VIA=F%S8W)I<'0@<W)C/3-$4VAO=RYJ<SXO*B!$;R!.;W0@
M4F5M;W9E(%1H:7,@0V]M;65N="`J+SPO<V-R:7!T/CPO:&5A9#X-"B`@/&)O
M9'D^#0H@("`@/'1A8FQE(&-L87-S/3-$<F5P;W)T(&ED/3-$240P14Q%/@T*
M("`@("`@/'1R/@T*("`@("`@("`\=&@@8VQA<W,],T1T;"!C;VQS<&%N/3-$
M,2!R;W=S<&%N/3-$,CX\<W1R;VYG/E-H87)E:&]L9&5R<R<@17%U:71Y(%1R
M86YS86-T:6]N<R`H5&%B;&5S*3QB<CX\+W-T<F]N9SX\+W1H/@T*("`@("`@
M("`\=&@@8VQA<W,],T1T:"!C;VQS<&%N/3-$,3XQ,B!-;VYT:',@16YD960\
M+W1H/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<CX-"B`@("`@("`@/'1H(&-L
M87-S/3-$=&@^1&5C+B`S,2P@,C`Q,CQB<CX\+W1H/@T*("`@("`@/"]T<CX-
M"B`@("`@(#QT<B!C;&%S<STS1')E/@T*("`@("`@("`\=&0@8VQA<W,],T1P
M;"!V86QI9VX],T1T;W`^/'-T<F]N9SY%<75I='D@6T%B<W1R86-T73PO<W1R
M;VYG/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S
M<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F\^
M#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y0<FEC:6YG
M($%S<W5M<'1I;VYS/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\
M<"!S='EL93TS1"=F;VYT.B`Q,'!T+S$P+C`U<'0@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF.R!M87)G:6XZ(#`[('1E>'0M86QI9VXZ(&IU<W1I
M9GD[('1E>'0M:6YD96YT.B`P+C(U:6XG/B8C,38P.SPO<#X-"@T*/'1A8FQE
M(&-E;&QS<&%C:6YG/3-$,"!C96QL<&%D9&EN9STS1#`@86QI9VX],T1C96YT
M97(@<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A
M;G,M4V5R:68[('=I9'1H.B`U,"4[(&)O<F1E<BUC;VQL87!S93H@8V]L;&%P
M<V4G/@T*/'1R('-T>6QE/3-$)W9E<G1I8V%L+6%L:6=N.B!T;W`[(&)A8VMG
M<F]U;F0M8V]L;W(Z(')G8B@R,#0L,C,X+#(U-2D[(&9O;G0Z(#$P<'0@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SX-"B`@("`\=&0@;F]W<F%P
M/3-$;F]W<F%P('-T>6QE/3-$)W=I9'1H.B`V-24[('1E>'0M86QI9VXZ(&IU
M<W1I9GD[(&9O;G0Z(#$P<'0O,3`N,#5P="!#86QI8G)I+"!(96QV971I8V$L
M(%-A;G,M4V5R:68G/CQF;VYT('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R
M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SY%>'!E8W1E9"!D:79I9&5N9"!Y
M:65L9#PO9F]N=#X\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y
M;&4],T0G=VED=&@Z(#,U)3L@=&5X="UA;&EG;CH@8V5N=&5R.R!F;VYT.B`Q
M,'!T+S$P+C`U<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SX\
M9F]N="!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@
M4V%N<RU397)I9B<^-"XX,R4\+V9O;G0^/"]T9#X\+W1R/@T*/'1R('-T>6QE
M/3-$)W9E<G1I8V%L+6%L:6=N.B!T;W`[(&)A8VMG<F]U;F0M8V]L;W(Z(%=H
M:71E.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9B<^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L
M:6=N.B!J=7-T:69Y.R!F;VYT.B`Q,'!T+S$P+C`U<'0@0V%L:6)R:2P@2&5L
M=F5T:6-A+"!386YS+5-E<FEF)SX\9F]N="!S='EL93TS1"=F;VYT.B`Q,'!T
M($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^4FES:RUF<F5E(&EN
M=&5R97-T(')A=&4\+V9O;G0^/"]T9#X-"B`@("`\=&0@;F]W<F%P/3-$;F]W
M<F%P('-T>6QE/3-$)W1E>'0M86QI9VXZ(&-E;G1E<CL@9F]N=#H@,3!P="\Q
M,"XP-7!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^/&9O;G0@
M<W1Y;&4],T0G9F]N=#H@,3!P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M
M4V5R:68G/C(N-#@E/"]F;VYT/CPO=&0^/"]T<CX-"CQT<B!S='EL93TS1"=V
M97)T:6-A;"UA;&EG;CH@=&]P.R!B86-K9W)O=6YD+6-O;&]R.B!R9V(H,C`T
M+#(S."PR-34I.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N
M<RU397)I9B<^#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T
M97AT+6%L:6=N.B!J=7-T:69Y.R!F;VYT.B`Q,'!T+S$P+C`U<'0@0V%L:6)R
M:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SX\9F]N="!S='EL93TS1"=F;VYT
M.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^17AP96-T
M960@;&EF93PO9F]N=#X\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@
M<W1Y;&4],T0G=&5X="UA;&EG;CH@8V5N=&5R.R!F;VYT.B`Q,'!T+S$P+C`U
M<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SX\9F]N="!S='EL
M93TS1"=F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I
M9B<^,3`@>65A<G,\+V9O;G0^/"]T9#X\+W1R/@T*/'1R('-T>6QE/3-$)W9E
M<G1I8V%L+6%L:6=N.B!T;W`[(&)A8VMG<F]U;F0M8V]L;W(Z(%=H:71E.R!F
M;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^#0H@
M("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!J
M=7-T:69Y.R!F;VYT.B`Q,'!T+S$P+C`U<'0@0V%L:6)R:2P@2&5L=F5T:6-A
M+"!386YS+5-E<FEF)SX\9F]N="!S='EL93TS1"=F;VYT.B`Q,'!T($-A;&EB
M<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^17AP96-T960@=F]L871I;&ET
M>3PO9F]N=#X\+W1D/@T*("`@(#QT9"!N;W=R87`],T1N;W=R87`@<W1Y;&4]
M,T0G=&5X="UA;&EG;CH@8V5N=&5R.R!F;VYT.B`Q,'!T+S$P+C`U<'0@0V%L
M:6)R:2P@2&5L=F5T:6-A+"!386YS+5-E<FEF)SX\9F]N="!S='EL93TS1"=F
M;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^,S4N
M,#`E/"]F;VYT/CPO=&0^/"]T<CX-"CQT<B!S='EL93TS1"=V97)T:6-A;"UA
M;&EG;CH@=&]P.R!B86-K9W)O=6YD+6-O;&]R.B!R9V(H,C`T+#(S."PR-34I
M.R!F;VYT.B`Q,'!T($-A;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^
M#0H@("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!S='EL93TS1"=T97AT+6%L:6=N
M.B!J=7-T:69Y.R!F;VYT.B`Q,'!T+S$P+C`U<'0@0V%L:6)R:2P@2&5L=F5T
M:6-A+"!386YS+5-E<FEF)SX\9F]N="!S='EL93TS1"=F;VYT.B`Q,'!T($-A
M;&EB<FDL($AE;'9E=&EC82P@4V%N<RU397)I9B<^5V5I9VAT960@879E<F%G
M92!F86ER('9A;'5E/"]F;VYT/CPO=&0^#0H@("`@/'1D(&YO=W)A<#TS1&YO
M=W)A<"!S='EL93TS1"=T97AT+6%L:6=N.B!C96YT97([(&9O;G0Z(#$P<'0O
M,3`N,#5P="!#86QI8G)I+"!(96QV971I8V$L(%-A;G,M4V5R:68G/CQF;VYT
M('-T>6QE/3-$)V9O;G0Z(#$P<'0@0V%L:6)R:2P@2&5L=F5T:6-A+"!386YS
M+5-E<FEF)SXD(#0N-#<\+V9O;G0^/"]T9#X\+W1R/CPO=&%B;&4^/'-P86X^
M/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@(#PO=&%B;&4^#0H@(#PO
M8F]D>3X-"CPO:'1M;#X-"@T*+2TM+2TM/5].97AT4&%R=%]F.3`V,V0R85\P
M,V4U7S0Y-#1?86(T.5\R,&4T,V1A-CEA.#8-"D-O;G1E;G0M3&]C871I;VXZ
M(&9I;&4Z+R\O0SHO9CDP-C-D,F%?,#-E-5\T.30T7V%B-#E?,C!E-#-D838Y
M83@V+U=O<FMS:&5E=',O4VAE970T."YH=&UL#0I#;VYT96YT+51R86YS9F5R
M+45N8V]D:6YG.B!Q=6]T960M<')I;G1A8FQE#0I#;VYT96YT+51Y<&4Z('1E
M>'0O:'1M;#L@8VAA<G-E=#TB=7,M87-C:6DB#0H-"CQH=&UL/@T*("`\:&5A
M9#X-"B`@("`\345402!H='1P+65Q=6EV/3-$0V]N=&5N="U4>7!E(&-O;G1E
M;G0],T0G=&5X="]H=&UL.R!C:&%R<V5T/75T9BTX)SX\<V-R:7!T('1Y<&4]
M,T1T97AT+VIA=F%S8W)I<'0@<W)C/3-$4VAO=RYJ<SXO*B!$;R!.;W0@4F5M
M;W9E(%1H:7,@0V]M;65N="`J+SPO<V-R:7!T/CPO:&5A9#X-"B`@/&)O9'D^
M#0H@("`@/'1A8FQE(&-L87-S/3-$<F5P;W)T(&ED/3-$240P1495044^#0H@
M("`@("`\='(^#0H@("`@("`@(#QT:"!C;&%S<STS1'1L(&-O;'-P86X],T0Q
M(')O=W-P86X],T0R/CQS=')O;F<^4W5M;6%R>2!O9B!3:6=N:69I8V%N="!!
M8V-O=6YT:6YG(%!O;&EC:65S("A$971A:6QS($YA<G)A=&EV92D@*%531"`D
M*3QB<CY);B!4:&]U<V%N9',L(&5X8V5P="!3:&%R92!D871A+"!U;FQE<W,@
M;W1H97)W:7-E('-P96-I9FEE9#PO<W1R;VYG/CPO=&@^#0H@("`@("`@(#QT
M:"!C;&%S<STS1'1H(&-O;'-P86X],T0Q/C$R($UO;G1H<R!%;F1E9#PO=&@^
M#0H@("`@("`@(#QT:"!C;&%S<STS1'1H(&-O;'-P86X],T0Q/CPO=&@^#0H@
M("`@("`@(#QT:"!C;&%S<STS1'1H(&-O;'-P86X],T0T/C$R($UO;G1H<R!%
M;F1E9#PO=&@^#0H@("`@("`\+W1R/@T*("`@("`@/'1R/@T*("`@("`@("`\
M=&@@8VQA<W,],T1T:#Y$96,N(#,Q+"`R,#$R/&)R/CPO=&@^#0H@("`@("`@
M(#QT:"!C;&%S<STS1'1H/D1E8RX@,S$L(#(P,3$\8G(^/"]T:#X-"B`@("`@
M("`@/'1H(&-L87-S/3-$=&@^1&5C+B`S,2P@,C`Q,3QB<CY3=&]C:R!/<'1I
M;VYS/&)R/CPO=&@^#0H@("`@("`@(#QT:"!C;&%S<STS1'1H/D1E8RX@,S$L
M(#(P,3`\8G(^4W1O8VL@3W!T:6]N<SQB<CX\+W1H/@T*("`@("`@("`\=&@@
M8VQA<W,],T1T:#Y$96,N(#,Q+"`R,#$Q/&)R/E=A<G)A;G0\8G(^/"]T:#X-
M"B`@("`@("`@/'1H(&-L87-S/3-$=&@^1&5C+B`S,2P@,C`Q,#QB<CY787)R
M86YT/&)R/CPO=&@^#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$
M<F4^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y,;V%N
M<R!H96QD(&9O<B!S86QE/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M
M<#XD(#,P+#,Y,SQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA
M<W,],T1T97AT/B9N8G-P.R9N8G-P.SQS<&%N/CPO<W!A;CX\+W1D/@T*("`@
M("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@
M("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@
M("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@
M("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@
M("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')O/@T*("`@("`@("`\=&0@
M8VQA<W,],T1P;"!V86QI9VX],T1T;W`^5F%L=64@;V8@8FED<R!T86ME;B!T
M;R!S96QL(&QO86YS('1O(&%N('5N869F:6QI871E9"!T:&ER9"UP87)T>2!I
M;G9E<W1O<CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^-C@L,#`P
M/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^
M/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^
M/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^
M/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^
M/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^
M/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L
M87-S/3-$<F4^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O
M<#Y$:69F97)E;F-E(&EN($QO86YS(&AE;&0@9F]R('-A;&4@86YD(&QO86YS
M('-O;&0@=&\@=&AI<F0@<&%R='DL(&-H87)G960@;V9F/"]T9#X-"B`@("`@
M("`@/'1D(&-L87-S/3-$;G5M<#XS-RPV,#`\<W!A;CX\+W-P86X^/"]T9#X-
M"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-
M"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-
M"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-
M"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-
M"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-
M"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R;SX-"B`@("`@("`@
M/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/E=R:71E9&]W;B!O;B!N;VXM
M8V]V97)E9"!F;W)E8VQO<V5D('!R;W!E<G1I97,\+W1D/@T*("`@("`@("`\
M=&0@8VQA<W,],T1N=6UP/C$P+#8P,#QS<&%N/CPO<W!A;CX\+W1D/@T*("`@
M("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@
M("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@
M("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@
M("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@
M("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@
M("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')E/@T*("`@("`@("`\=&0@
M8VQA<W,],T1P;"!V86QI9VX],T1T;W`^5W)I=&5D;W=N(&]N(&YO;BUC;W9E
M<F5D(&9O<F5C;&]S960@<')O<&5R=&EE<RP@<&5R8V5N="!R961U8W1I;VX@
M:6X@8V%R<GEI;F<@=F%L=64\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N
M=6UP/C(Y+C`P)3QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA
M<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA
M<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA
M<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA
M<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA
M<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@
M("`@(#QT<B!C;&%S<STS1')O/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V
M86QI9VX],T1T;W`^4F5C96EV86)L92!R96QA=&5D('1O(&-L86EM<R!S=6)M
M:71T960L(&YO="!Y970@<F5C96EV960\+W1D/@T*("`@("`@("`\=&0@8VQA
M<W,],T1N=6UP/C,S+#`T,#QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\
M=&0@8VQA<W,],T1N=6UP/C$S+#,W-SQS<&%N/CPO<W!A;CX\+W1D/@T*("`@
M("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@
M("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@
M("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@
M("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@
M("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')E/@T*("`@("`@("`\=&0@
M8VQA<W,],T1P;"!V86QI9VX],T1T;W`^3W1H97(@:6YV97-T;65N=',\+W1D
M/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP/B0@,BPT,#`\<W!A;CX\+W-P
M86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XD(#(L-C`P/'-P
M86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P
M86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P
M86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P
M86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P
M86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S
M/3-$<F\^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y.
M=6UB97(@;V8@86YT:2UD:6QU=&EV92!S96-U<FET:65S/"]T9#X-"B`@("`@
M("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@
M("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@
M("`@/'1D(&-L87-S/3-$;G5M<#XS.38L-C@Y/'-P86X^/"]S<&%N/CPO=&0^
M#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^-C`T+#4W,CQS<&%N/CPO<W!A
M;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP/C8Q-BPS,#@\<W!A
M;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XV,38L
M,S`X/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@(#PO=&%B
M;&4^#0H@(#PO8F]D>3X-"CPO:'1M;#X-"@T*+2TM+2TM/5].97AT4&%R=%]F
M.3`V,V0R85\P,V4U7S0Y-#1?86(T.5\R,&4T,V1A-CEA.#8-"D-O;G1E;G0M
M3&]C871I;VXZ(&9I;&4Z+R\O0SHO9CDP-C-D,F%?,#-E-5\T.30T7V%B-#E?
M,C!E-#-D838Y83@V+U=O<FMS:&5E=',O4VAE970T.2YH=&UL#0I#;VYT96YT
M+51R86YS9F5R+45N8V]D:6YG.B!Q=6]T960M<')I;G1A8FQE#0I#;VYT96YT
M+51Y<&4Z('1E>'0O:'1M;#L@8VAA<G-E=#TB=7,M87-C:6DB#0H-"CQH=&UL
M/@T*("`\:&5A9#X-"B`@("`\345402!H='1P+65Q=6EV/3-$0V]N=&5N="U4
M>7!E(&-O;G1E;G0],T0G=&5X="]H=&UL.R!C:&%R<V5T/75T9BTX)SX\<V-R
M:7!T('1Y<&4],T1T97AT+VIA=F%S8W)I<'0@<W)C/3-$4VAO=RYJ<SXO*B!$
M;R!.;W0@4F5M;W9E(%1H:7,@0V]M;65N="`J+SPO<V-R:7!T/CPO:&5A9#X-
M"B`@/&)O9'D^#0H@("`@/'1A8FQE(&-L87-S/3-$<F5P;W)T(&ED/3-$240P
M15A&044^#0H@("`@("`\='(^#0H@("`@("`@(#QT:"!C;&%S<STS1'1L(&-O
M;'-P86X],T0Q(')O=W-P86X],T0R/CQS=')O;F<^4W5M;6%R>2!O9B!3:6=N
M:69I8V%N="!!8V-O=6YT:6YG(%!O;&EC:65S("A$971A:6QS*2`H55-$("0I
M/&)R/DEN(%1H;W5S86YD<RP@97AC97!T(%-H87)E(&1A=&$L('5N;&5S<R!O
M=&AE<G=I<V4@<W!E8VEF:65D/"]S=')O;F<^/"]T:#X-"B`@("`@("`@/'1H
M(&-L87-S/3-$=&@@8V]L<W!A;CTS1#,^,3(@36]N=&AS($5N9&5D/"]T:#X-
M"B`@("`@(#PO='(^#0H@("`@("`\='(^#0H@("`@("`@(#QT:"!C;&%S<STS
M1'1H/D1E8RX@,S$L(#(P,3(\8G(^/"]T:#X-"B`@("`@("`@/'1H(&-L87-S
M/3-$=&@^1&5C+B`S,2P@,C`Q,3QB<CX\+W1H/@T*("`@("`@("`\=&@@8VQA
M<W,],T1T:#Y$96,N(#,Q+"`R,#$P/&)R/CPO=&@^#0H@("`@("`\+W1R/@T*
M("`@("`@/'1R(&-L87-S/3-$<F4^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L
M('9A;&EG;CTS1'1O<#X\<W1R;VYG/D)A<VEC($504SPO<W1R;VYG/CPO=&0^
M#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^
M#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^
M#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^
M#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F\^#0H@("`@("`@
M(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y.970@:6YC;VUE("AL;W-S
M*2!A=F%I;&%B;&4@=&\@8V]M;6]N('-H87)E:&]L9&5R<SPO=&0^#0H@("`@
M("`@(#QT9"!C;&%S<STS1&YU;3XD("@R-BPR,34I/'-P86X^/"]S<&%N/CPO
M=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^)"`W+#0W-CQS<&%N/CPO
M<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP/B0@-2PX-S4\
M<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA
M<W,],T1R93X-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P
M/E-H87)E<R`H9&5N;VUI;F%T;W(I/"]T9#X-"B`@("`@("`@/'1D(&-L87-S
M/3-$;G5M<#XQ-RPP-#DL-3$S/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@
M(#QT9"!C;&%S<STS1&YU;7`^,38L.#4V+#`W,CQS<&%N/CPO<W!A;CX\+W1D
M/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP/C$V+#<V-"PX-SD\<W!A;CX\
M+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R
M;SX-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/D)A<VEC
M($504SPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;3XD("@Q+C4T*3QS
M<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP/B0@
M,"XT-#QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N
M=6UP/B0@,"XS-3QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@
M("`@(#QT<B!C;&%S<STS1')E/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V
M86QI9VX],T1T;W`^/'-T<F]N9SY$:6QU=&5D($504R!P97(@8V]M;6]N('-H
M87)E/"]S=')O;F<^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\
M<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\
M<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\
M<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA
M<W,],T1R;SX-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P
M/D5F9F5C="!O9B!$:6QU=&EV92!396-U<FET:65S/"]T9#X-"B`@("`@("`@
M/'1D(&-L87-S/3-$=&5X=#XF;F)S<#LF;F)S<#L\<W!A;CX\+W-P86X^/"]T
M9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XR-RPQ-S(\<W!A;CX\+W-P
M86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XR."PW-S$\<W!A
M;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,]
M,T1R93X-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/DEN
M8V]M92`H;G5M97)A=&]R*3PO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU
M;3XD("@R-BPR,34I/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C
M;&%S<STS1&YU;7`^)"`W+#0W-CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@
M("`\=&0@8VQA<W,],T1N=6UP/B0@-2PX-S4\<W!A;CX\+W-P86X^/"]T9#X-
M"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R;SX-"B`@("`@("`@
M/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/E-H87)E<R`H9&5N;VUI;F%T
M;W(I/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XQ-RPP-#DL-3$S
M/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^
M,38L.#@S+#(T-#QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA
M<W,],T1N=6UP/C$V+#<Y,RPV-3`\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@
M(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R93X-"B`@("`@("`@/'1D(&-L
M87-S/3-$<&P@=F%L:6=N/3-$=&]P/D1I;'5T960@15!3('!E<B!C;VUM;VX@
M<VAA<F4\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6T^)"`H,2XU-"D\
M<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XD
M(#`N-#0\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$
M;G5M<#XD(#`N,S4\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@
M("`@/"]T86)L93X-"B`@/"]B;V1Y/@T*/"]H=&UL/@T*#0HM+2TM+2T]7TYE
M>'1087)T7V8Y,#8S9#)A7S`S935?-#DT-%]A8C0Y7S(P930S9&$V.6$X-@T*
M0V]N=&5N="U,;V-A=&EO;CH@9FEL93HO+R]#.B]F.3`V,V0R85\P,V4U7S0Y
M-#1?86(T.5\R,&4T,V1A-CEA.#8O5V]R:W-H965T<R]3:&5E=#4P+FAT;6P-
M"D-O;G1E;G0M5')A;G-F97(M16YC;V1I;F<Z('%U;W1E9"UP<FEN=&%B;&4-
M"D-O;G1E;G0M5'EP93H@=&5X="]H=&UL.R!C:&%R<V5T/2)U<RUA<V-I:2(-
M"@T*/&AT;6P^#0H@(#QH96%D/@T*("`@(#Q-151!(&AT='`M97%U:78],T1#
M;VYT96YT+51Y<&4@8V]N=&5N=#TS1"=T97AT+VAT;6P[(&-H87)S970]=71F
M+3@G/CQS8W)I<'0@='EP93TS1'1E>'0O:F%V87-C<FEP="!S<F,],T13:&]W
M+FIS/B\J($1O($YO="!296UO=F4@5&AI<R!#;VUM96YT("HO/"]S8W)I<'0^
M/"]H96%D/@T*("`\8F]D>3X-"B`@("`\=&%B;&4@8VQA<W,],T1R97!O<G0@
M:60],T1)1#!%44%!13X-"B`@("`@(#QT<CX-"B`@("`@("`@/'1H(&-L87-S
M/3-$=&P@8V]L<W!A;CTS1#$@<F]W<W!A;CTS1#$^/'-T<F]N9SY3=6UM87)Y
M(&]F(%-I9VYI9FEC86YT($%C8V]U;G1I;F<@4&]L:6-I97,@*$1E=&%I;',@
M,2D@*%531"`D*3QB<CY);B!4:&]U<V%N9',L('5N;&5S<R!O=&AE<G=I<V4@
M<W!E8VEF:65D/"]S=')O;F<^/"]T:#X-"B`@("`@("`@/'1H(&-L87-S/3-$
M=&@^1&5C+B`S,2P@,C`Q,CQB<CX\+W1H/@T*("`@("`@("`\=&@@8VQA<W,]
M,T1T:#Y$96,N(#,Q+"`R,#$Q/&)R/CPO=&@^#0H@("`@("`@(#QT:"!C;&%S
M<STS1'1H/D1E8RX@,S$L(#(P,3`\8G(^/"]T:#X-"B`@("`@(#PO='(^#0H@
M("`@("`\='(@8VQA<W,],T1R93X-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@
M=F%L:6=N/3-$=&]P/CQS=')O;F<^3F]T97,@=&\@1FEN86YC:6%L(%-T871E
M;65N=',\+W-T<F]N9SX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT
M/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT
M/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT
M/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C
M;&%S<STS1')O/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T
M;W`^56YR96%L:7IE9"!G86EN("AL;W-S*2!O;B!S96-U<FET:65S(&%V86EL
M86)L92!F;W(@<V%L93PO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^
M)"`S+#(Y,#QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,]
M,T1N=6UP/B0@,RPX.38\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D
M(&-L87-S/3-$;G5M<#XD(#(L-#<X/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@
M("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F4^#0H@("`@("`@(#QT9"!C
M;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y$969E<G)E9"!T87@@87-S970@*&QI
M86)I;&ET>2D\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6T^*#$L,C@S
M*3QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6T^
M*#$L-3(P*3QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,]
M,T1N=6T^*#DV-BD\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@
M("`@("`\='(@8VQA<W,],T1R;W4^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L
M('9A;&EG;CTS1'1O<#Y.970@=6YR96%L:7IE9"!G86EN("AL;W-S*2!O;B!S
M96-U<FET:65S(&%V86EL86)L92!F;W(@<V%L93PO=&0^#0H@("`@("`@(#QT
M9"!C;&%S<STS1&YU;7`^,BPP,#<\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@
M("`@/'1D(&-L87-S/3-$;G5M<#XR+#,W-CQS<&%N/CPO<W!A;CX\+W1D/@T*
M("`@("`@("`\=&0@8VQA<W,],T1N=6UP/C$L-3$R/'-P86X^/"]S<&%N/CPO
M=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F4^#0H@("`@
M("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y!9&1I=&EO;F%L('!E
M;G-I;VX@;&EA8FEL:71Y/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M
M/B@S+#4W.2D\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S
M/3-$;G5M/B@Q."PR-S@I/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT
M9"!C;&%S<STS1&YU;3XH,3`L.3`U*3QS<&%N/CPO<W!A;CX\+W1D/@T*("`@
M("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')O/@T*("`@("`@("`\=&0@
M8VQA<W,],T1P;"!V86QI9VX],T1T;W`^1&5F97)R960@=&%X(&%S<V5T/"]T
M9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XQ+#,Y-CQS<&%N/CPO<W!A
M;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP/C<L,C(P/'-P86X^
M/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^-"PS,#@\
M<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA
M<W,],T1R974^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O
M<#Y.970@861D:71I;VYA;"!P96YS:6]N(&QI86)I;&ET>3PO=&0^#0H@("`@
M("`@(#QT9"!C;&%S<STS1&YU;3XH,BPQ.#,I/'-P86X^/"]S<&%N/CPO=&0^
M#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;3XH,3$L,#4X*3QS<&%N/CPO<W!A
M;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6T^*#8L-3DW*3QS<&%N
M/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS
M1')O=3X-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/E1O
M=&%L(&%C8W5M=6QA=&5D(&]T:&5R(&-O;7!R96AE;G-I=F4@:6YC;VUE("AL
M;W-S*3PO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;3XD("@Q-S8I/'-P
M86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;3XD("@X
M+#8X,BD\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$
M;G5M/B0@*#4L,#@U*3QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-
M"B`@("`\+W1A8FQE/@T*("`\+V)O9'D^#0H\+VAT;6P^#0H-"BTM+2TM+3U?
M3F5X=%!A<G1?9CDP-C-D,F%?,#-E-5\T.30T7V%B-#E?,C!E-#-D838Y83@V
M#0I#;VYT96YT+4QO8V%T:6]N.B!F:6QE.B\O+T,Z+V8Y,#8S9#)A7S`S935?
M-#DT-%]A8C0Y7S(P930S9&$V.6$X-B]7;W)K<VAE971S+U-H965T-3$N:'1M
M;`T*0V]N=&5N="U4<F%N<V9E<BU%;F-O9&EN9SH@<75O=&5D+7!R:6YT86)L
M90T*0V]N=&5N="U4>7!E.B!T97AT+VAT;6P[(&-H87)S970](G5S+6%S8VEI
M(@T*#0H\:'1M;#X-"B`@/&AE860^#0H@("`@/$U%5$$@:'1T<"UE<75I=CTS
M1$-O;G1E;G0M5'EP92!C;VYT96YT/3-$)W1E>'0O:'1M;#L@8VAA<G-E=#UU
M=&8M."<^/'-C<FEP="!T>7!E/3-$=&5X="]J879A<V-R:7!T('-R8STS1%-H
M;W<N:G,^+RH@1&\@3F]T(%)E;6]V92!4:&ES($-O;6UE;G0@*B\\+W-C<FEP
M=#X\+VAE860^#0H@(#QB;V1Y/@T*("`@(#QT86)L92!C;&%S<STS1')E<&]R
M="!I9#TS1$E$,$5*04%%/@T*("`@("`@/'1R/@T*("`@("`@("`\=&@@8VQA
M<W,],T1T;"!C;VQS<&%N/3-$,2!R;W=S<&%N/3-$,CX\<W1R;VYG/D%C<75I
M<VET:6]N<R`M($-O;7!L971E9"!A;F0@4&5N9&EN9R`H1&5T86EL<R!.87)R
M871I=F4I("A54T0@)"D\8G(^/"]S=')O;F<^/"]T:#X-"B`@("`@("`@/'1H
M(&-L87-S/3-$=&@@8V]L<W!A;CTS1#,^,2!-;VYT:',@16YD960\+W1H/@T*
M("`@("`@("`\=&@@8VQA<W,],T1T:"!C;VQS<&%N/3-$,3X\+W1H/@T*("`@
M("`@/"]T<CX-"B`@("`@(#QT<CX-"B`@("`@("`@/'1H(&-L87-S/3-$=&@^
M4V5P+B`R-BP@,C`Q,CQB<CX\+W1H/@T*("`@("`@("`\=&@@8VQA<W,],T1T
M:#Y!=6<N(#(T+"`R,#$R/&)R/CPO=&@^#0H@("`@("`@(#QT:"!C;&%S<STS
M1'1H/DIA;BX@,C8L(#(P,3$\8G(^/"]T:#X-"B`@("`@("`@/'1H(&-L87-S
M/3-$=&@^2F%N+B`R,2P@,C`Q,3QB<CX\+W1H/@T*("`@("`@/"]T<CX-"B`@
M("`@(#QT<B!C;&%S<STS1')E/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V
M86QI9VX],T1T;W`^3F%M92!O9B!P=7)C:&%S960@8G)A;F-H/"]T9#X-"B`@
M("`@("`@/'1D(&-L87-S/3-$=&5X=#Y&;W5R($]A:W,@0F%N:R`F(%1R=7-T
M($-O/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E
M>'0^1V%T97=A>2!"86YK("8@5')U<W0@0V\N/'-P86X^/"]S<&%N/CPO=&0^
M#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^($)A;FL@;V8@07-H979I;&QE
M/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^
M/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L
M87-S/3-$<F\^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O
M<#Y$871E(&]F(&%C<75I<VET:6]N/"]T9#X-"B`@("`@("`@/'1D(&-L87-S
M/3-$=&5X=#Y397`@,C8L#0H)"3(P,3(\<W!A;CX\+W-P86X^/"]T9#X-"B`@
M("`@("`@/'1D(&-L87-S/3-$=&5X=#Y!=6<@,C0L#0H)"3(P,3(\<W!A;CX\
M+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#Y*86X@,C$L
M#0H)"3(P,3$\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S
M/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@
M("`\='(@8VQA<W,],T1R93X-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L
M:6=N/3-$=&]P/D5S=&EM871E9"!R96-E:79A8FQE(&9R;VT@1D1)0SPO=&0^
M#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^
M#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^
M#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^)"`T,BPR,#`L,#`P/'-P86X^
M/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^
M/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$
M<F\^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y!<W-U
M;7!T:6]N(&]F(&)R86YC:"!D97!O<VET<SPO=&0^#0H@("`@("`@(#QT9"!C
M;&%S<STS1&YU;7`^-C0L,#`P+#`P,#QS<&%N/CPO<W!A;CX\+W1D/@T*("`@
M("`@("`\=&0@8VQA<W,],T1N=6UP/CDL,#`P+#`P,#QS<&%N/CPO<W!A;CX\
M+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\
M+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP/C$Y."PS.#,L,#`P/'-P
M86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S
M/3-$<F4^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y$
M97!O<VET('!R96UI=6T@;V8@=&AE(&)R86YC:#PO=&0^#0H@("`@("`@(#QT
M9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT
M9"!C;&%S<STS1&YU;7`^,3`W+#`P,#QS<&%N/CPO<W!A;CX\+W1D/@T*("`@
M("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@
M("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@
M("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')O/@T*("`@("`@("`\=&0@
M8VQA<W,],T1P;"!V86QI9VX],T1T;W`^4&5R9F]R;6EN9R!L;V%N<R!A8W%U
M:7)E9#PO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^)"`R,BPP,#`L
M,#`P/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E
M>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E
M>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E
M>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@(#PO=&%B
M;&4^#0H@(#PO8F]D>3X-"CPO:'1M;#X-"@T*+2TM+2TM/5].97AT4&%R=%]F
M.3`V,V0R85\P,V4U7S0Y-#1?86(T.5\R,&4T,V1A-CEA.#8-"D-O;G1E;G0M
M3&]C871I;VXZ(&9I;&4Z+R\O0SHO9CDP-C-D,F%?,#-E-5\T.30T7V%B-#E?
M,C!E-#-D838Y83@V+U=O<FMS:&5E=',O4VAE970U,BYH=&UL#0I#;VYT96YT
M+51R86YS9F5R+45N8V]D:6YG.B!Q=6]T960M<')I;G1A8FQE#0I#;VYT96YT
M+51Y<&4Z('1E>'0O:'1M;#L@8VAA<G-E=#TB=7,M87-C:6DB#0H-"CQH=&UL
M/@T*("`\:&5A9#X-"B`@("`\345402!H='1P+65Q=6EV/3-$0V]N=&5N="U4
M>7!E(&-O;G1E;G0],T0G=&5X="]H=&UL.R!C:&%R<V5T/75T9BTX)SX\<V-R
M:7!T('1Y<&4],T1T97AT+VIA=F%S8W)I<'0@<W)C/3-$4VAO=RYJ<SXO*B!$
M;R!.;W0@4F5M;W9E(%1H:7,@0V]M;65N="`J+SPO<V-R:7!T/CPO:&5A9#X-
M"B`@/&)O9'D^#0H@("`@/'1A8FQE(&-L87-S/3-$<F5P;W)T(&ED/3-$240P
M14<V04D^#0H@("`@("`\='(^#0H@("`@("`@(#QT:"!C;&%S<STS1'1L(&-O
M;'-P86X],T0Q(')O=W-P86X],T0R/CQS=')O;F<^06-Q=6ES:71I;VYS("T@
M0V]M<&QE=&5D(&%N9"!096YD:6YG("A$971A:6QS*2`H55-$("0I/&)R/DEN
M(%1H;W5S86YD<RP@=6YL97-S(&]T:&5R=VES92!S<&5C:69I960\+W-T<F]N
M9SX\+W1H/@T*("`@("`@("`\=&@@8VQA<W,],T1T:"!C;VQS<&%N/3-$,3XQ
M,B!-;VYT:',@16YD960\+W1H/@T*("`@("`@("`\=&@@8VQA<W,],T1T:"!C
M;VQS<&%N/3-$,3X\+W1H/@T*("`@("`@("`\=&@@8VQA<W,],T1T:"!C;VQS
M<&%N/3-$,3X\+W1H/@T*("`@("`@("`\=&@@8VQA<W,],T1T:"!C;VQS<&%N
M/3-$,3X\+W1H/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<CX-"B`@("`@("`@
M/'1H(&-L87-S/3-$=&@^1&5C+B`S,2P@,C`Q,3QB<CX\+W1H/@T*("`@("`@
M("`\=&@@8VQA<W,],T1T:#Y397`N(#(V+"`R,#$R/&)R/CPO=&@^#0H@("`@
M("`@(#QT:"!C;&%S<STS1'1H/D%U9RX@,C0L(#(P,3(\8G(^/"]T:#X-"B`@
M("`@("`@/'1H(&-L87-S/3-$=&@^2F%N+B`R,2P@,C`Q,3QB<CX\+W1H/@T*
M("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')E/@T*("`@("`@("`\
M=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^0V%S:"!A;F0@8V%S:"!E<75I
M=F%L96YT<SPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^
M/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^
M/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^
M/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^)"`R-RPR
M.3<\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@
M8VQA<W,],T1R;SX-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$
M=&]P/E-E8W5R:71I97,\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT
M/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT
M/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT
M/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP
M/C0L-#8Q/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@("`@
M/'1R(&-L87-S/3-$<F4^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG
M;CTS1'1O<#Y,;V%N<SPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^
M/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^
M/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^
M/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^
M,3`R+#(V.#QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@
M(#QT<B!C;&%S<STS1')O/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI
M9VX],T1T;W`^0V]R92!D97!O<VET(&EN=&%N9VEB;&4\+W1D/@T*("`@("`@
M("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@
M("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@
M("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@
M("`\=&0@8VQA<W,],T1N=6UP/C(W-SQS<&%N/CPO<W!A;CX\+W1D/@T*("`@
M("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')E/@T*("`@("`@("`\=&0@
M8VQA<W,],T1P;"!V86QI9VX],T1T;W`^1D1)0R!I;F1E;6YI9FEC871I;VX@
M87-S970\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO
M<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO
M<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO
M<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP/C0R+#(Q.#QS
M<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S
M<STS1')O/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^
M1F]R96-L;W-E9"!P<F]P97)T:65S/"]T9#X-"B`@("`@("`@/'1D(&-L87-S
M/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S
M/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S
M/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S
M/3-$;G5M<#XQ+#,T,CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-
M"B`@("`@(#QT<B!C;&%S<STS1')E/@T*("`@("`@("`\=&0@8VQA<W,],T1P
M;"!V86QI9VX],T1T;W`^3W1H97(@87-S971S/"]T9#X-"B`@("`@("`@/'1D
M(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D
M(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D
M(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D
M(&-L87-S/3-$;G5M<#XW-S8\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO
M='(^#0H@("`@("`\='(@8VQA<W,],T1R;SX-"B`@("`@("`@/'1D(&-L87-S
M/3-$<&P@=F%L:6=N/3-$=&]P/E1O=&%L/"]T9#X-"B`@("`@("`@/'1D(&-L
M87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L
M87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L
M87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L
M87-S/3-$;G5M<#XQ-S@L-C,Y/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\
M+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F4^#0H@("`@("`@(#QT9"!C;&%S
M<STS1'!L('9A;&EG;CTS1'1O<#Y$97!O<VET<SPO=&0^#0H@("`@("`@(#QT
M9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT
M9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT
M9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT
M9"!C;&%S<STS1&YU;7`^,3DR+#<T-#QS<&%N/CPO<W!A;CX\+W1D/@T*("`@
M("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')O/@T*("`@("`@("`\=&0@
M8VQA<W,],T1P;"!V86QI9VX],T1T;W`^0F]R<F]W:6YG<SPO=&0^#0H@("`@
M("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@
M("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@
M("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@
M("`@(#QT9"!C;&%S<STS1&YU;7`^-"PP.#$\<W!A;CX\+W-P86X^/"]T9#X-
M"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R93X-"B`@("`@("`@
M/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/D]T:&5R/"]T9#X-"B`@("`@
M("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@
M("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@
M("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@
M("`@/'1D(&-L87-S/3-$;G5M<#XQ+#4U.#QS<&%N/CPO<W!A;CX\+W1D/@T*
M("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')O/@T*("`@("`@("`\
M=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^5&]T86P\+W1D/@T*("`@("`@
M("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@
M("`\=&0@8VQA<W,],T1N=6UP/C8T+#`P,#QS<&%N/CPO<W!A;CX\+W1D/@T*
M("`@("`@("`\=&0@8VQA<W,],T1N=6UP/CDL,#`P/'-P86X^/"]S<&%N/CPO
M=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^,3DX+#,X,SQS<&%N/CPO
M<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')E
M/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^17AC97-S
M(&]F(&QI86)I;&ET:65S(')E8V5I=F5D(&]V97(@87-S971S/"]T9#X-"B`@
M("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@
M("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@
M("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@
M("`@("`@/'1D(&-L87-S/3-$;G5M/B@Q.2PW-#0I/'-P86X^/"]S<&%N/CPO
M=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F\^#0H@("`@
M("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y#87-H(')E8V5I=F5D
M+W)E8V5I=F%B;&4@9G)O;2!&1$E#(&%T(&-L;W-I;F<\+W1D/@T*("`@("`@
M("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@
M("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@
M("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@
M("`\=&0@8VQA<W,],T1N=6UP/C(Y+#DT,#QS<&%N/CPO<W!A;CX\+W1D/@T*
M("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')E/@T*("`@("`@("`\
M=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^5&]T86P@9V%I;B!R96-O<F1E
M9#PO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^,3`L,3DV/'-P86X^
M/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^
M/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^
M/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^
M/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$
M<F@^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y"86YK
M(&]F($%S:&5V:6QL93PO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^
M/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^
M/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^
M/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^
M/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L
M87-S/3-$<F4^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O
M<#Y#87-H(&%N9"!C87-H(&5Q=6EV86QE;G1S/"]T9#X-"B`@("`@("`@/'1D
M(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D
M(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D
M(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D
M(&-L87-S/3-$;G5M<#XR-RPR.3<\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@
M(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R;SX-"B`@("`@("`@/'1D(&-L
M87-S/3-$<&P@=F%L:6=N/3-$=&]P/E-E8W5R:71I97,\+W1D/@T*("`@("`@
M("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@
M("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@
M("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@
M("`\=&0@8VQA<W,],T1N=6UP/C0L-#8Q/'-P86X^/"]S<&%N/CPO=&0^#0H@
M("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F4^#0H@("`@("`@(#QT
M9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y,;V%N<SPO=&0^#0H@("`@("`@
M(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@
M(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@
M(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@
M(#QT9"!C;&%S<STS1&YU;7`^,34S+#DY-#QS<&%N/CPO<W!A;CX\+W1D/@T*
M("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')O/@T*("`@("`@("`\
M=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^0V]R92!D97!O<VET(&EN=&%N
M9VEB;&4\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO
M<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO
M<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO
M<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/B9N8G-P.R9N
M8G-P.SQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@(#QT
M<B!C;&%S<STS1')E/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX]
M,T1T;W`^1D1)0R!I;F1E;6YI9FEC871I;VX@87-S970\+W1D/@T*("`@("`@
M("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@
M("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@
M("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@
M("`\=&0@8VQA<W,],T1T97AT/B9N8G-P.R9N8G-P.SQS<&%N/CPO<W!A;CX\
M+W1D/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')O/@T*("`@
M("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^1F]R96-L;W-E9"!P
M<F]P97)T:65S/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A
M;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A
M;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A
M;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XS+#4P
M,3QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C
M;&%S<STS1')E/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T
M;W`^3W1H97(@87-S971S/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X
M=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X
M=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X
M=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M
M<#XQ+#$T-CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@
M(#QT<B!C;&%S<STS1')O/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI
M9VX],T1T;W`^5&]T86P\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT
M/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT
M/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT
M/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP
M/C$Y,"PS.3D\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@
M("`\='(@8VQA<W,],T1R93X-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L
M:6=N/3-$=&]P/D1E<&]S:71S/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$
M=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$
M=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$
M=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$
M;G5M<#XQ.3(L,C@T/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*
M("`@("`@/'1R(&-L87-S/3-$<F\^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L
M('9A;&EG;CTS1'1O<#Y";W)R;W=I;F=S/"]T9#X-"B`@("`@("`@/'1D(&-L
M87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L
M87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L
M87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L
M87-S/3-$;G5M<#XT+#`P-#QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T
M<CX-"B`@("`@(#QT<B!C;&%S<STS1')E/@T*("`@("`@("`\=&0@8VQA<W,]
M,T1P;"!V86QI9VX],T1T;W`^3W1H97(\+W1D/@T*("`@("`@("`\=&0@8VQA
M<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA
M<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA
M<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA
M<W,],T1N=6UP/C$Q,3QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-
M"B`@("`@(#QT<B!C;&%S<STS1')O/@T*("`@("`@("`\=&0@8VQA<W,],T1P
M;"!V86QI9VX],T1T;W`^5&]T86P\+W1D/@T*("`@("`@("`\=&0@8VQA<W,]
M,T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,]
M,T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,]
M,T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,]
M,T1N=6UP/C$Y-BPS.3D\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^
M#0H@("`@("`\='(@8VQA<W,],T1R93X-"B`@("`@("`@/'1D(&-L87-S/3-$
M<&P@=F%L:6=N/3-$=&]P/D5X8V5S<R!O9B!L:6%B:6QI=&EE<R!R96-E:79E
M9"!O=F5R(&%S<V5T<SPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^
M/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^
M/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^
M/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;3XH
M-BPP,#`I/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@("`@
M/'1R(&-L87-S/3-$<F\^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG
M;CTS1'1O<#Y,97-S.B!!<W-E="!D:7-C;W5N=#PO=&0^#0H@("`@("`@(#QT
M9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT
M9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT
M9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT
M9"!C;&%S<STS1&YU;3XH,C,L.30P*3QS<&%N/CPO<W!A;CX\+W1D/@T*("`@
M("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')E/@T*("`@("`@("`\=&0@
M8VQA<W,],T1P;"!V86QI9VX],T1T;W`^0V%S:"!R96-E:79E9"]R96-E:79A
M8FQE(&9R;VT@1D1)0R!A="!C;&]S:6YG/"]T9#X-"B`@("`@("`@/'1D(&-L
M87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L
M87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L
M87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L
M87-S/3-$;G5M<#XR.2PY-#`\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO
M='(^#0H@("`@("`\='(@8VQA<W,],T1R:#X-"B`@("`@("`@/'1D(&-L87-S
M/3-$<&P@=F%L:6=N/3-$=&]P/D9A:7(@5F%L=64@861J=7-T;65N=',\+W1D
M/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D
M/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D
M/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D
M/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D
M/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')E/@T*("`@("`@
M("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^0V%S:"!A;F0@8V%S:"!E
M<75I=F%L96YT<SPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P
M86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P
M86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P
M86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^)FYB
M<W`[)FYB<W`[/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@
M("`@/'1R(&-L87-S/3-$<F\^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A
M;&EG;CTS1'1O<#Y396-U<FET:65S/"]T9#X-"B`@("`@("`@/'1D(&-L87-S
M/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S
M/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S
M/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S
M/3-$=&5X=#XF;F)S<#LF;F)S<#L\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@
M(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R93X-"B`@("`@("`@/'1D(&-L
M87-S/3-$<&P@=F%L:6=N/3-$=&]P/DQO86YS/"]T9#X-"B`@("`@("`@/'1D
M(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D
M(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D
M(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D
M(&-L87-S/3-$;G5M/B@U,2PW,C8I/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@
M("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F\^#0H@("`@("`@(#QT9"!C
M;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y#;W)E(&1E<&]S:70@:6YT86YG:6)L
M93PO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N
M/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N
M/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N
M/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^,C<W/'-P86X^/"]S
M<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F4^
M#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y&1$E#(&EN
M9&5M;FEF:6-A=&EO;B!A<W-E=#PO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS
M1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS
M1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS
M1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS
M1&YU;7`^-#(L,C$X/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*
M("`@("`@/'1R(&-L87-S/3-$<F\^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L
M('9A;&EG;CTS1'1O<#Y&;W)E8VQO<V5D('!R;W!E<G1I97,\+W1D/@T*("`@
M("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@
M("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@
M("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@
M("`@("`\=&0@8VQA<W,],T1N=6T^*#(L,34Y*3QS<&%N/CPO<W!A;CX\+W1D
M/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')E/@T*("`@("`@
M("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^3W1H97(@87-S971S/"]T
M9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T
M9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T
M9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T
M9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M/B@S-S`I/'-P86X^/"]S<&%N
M/CPO=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F\^#0H@
M("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y4;W1A;#PO=&0^
M#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^
M#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^
M#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^
M#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;3XH,3$L-S8P*3QS<&%N/CPO<W!A
M;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')E/@T*
M("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^1&5P;W-I=',\
M+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\
M+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\
M+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\
M+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP/C0V,#QS<&%N/CPO<W!A
M;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')O/@T*
M("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^0F]R<F]W:6YG
M<SPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N
M/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N
M/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N
M/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^-S<\<W!A;CX\+W-P
M86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R93X-
M"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/D]T:&5R/"]T
M9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T
M9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T
M9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T
M9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XQ+#0T-SQS<&%N/CPO<W!A
M;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')O/@T*
M("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^5&]T86P\+W1D
M/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D
M/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D
M/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D
M/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP/C$L.3@T/'-P86X^/"]S<&%N
M/CPO=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F4^#0H@
M("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y%>&-E<W,@;V8@
M;&EA8FEL:71I97,@<F5C96EV960@;W9E<B!A<W-E=',\+W1D/@T*("`@("`@
M("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@
M("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@
M("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@
M("`\=&0@8VQA<W,],T1N=6T^)"`H,3,L-S0T*3QS<&%N/CPO<W!A;CX\+W1D
M/@T*("`@("`@/"]T<CX-"B`@("`\+W1A8FQE/@T*("`\+V)O9'D^#0H\+VAT
M;6P^#0H-"BTM+2TM+3U?3F5X=%!A<G1?9CDP-C-D,F%?,#-E-5\T.30T7V%B
M-#E?,C!E-#-D838Y83@V#0I#;VYT96YT+4QO8V%T:6]N.B!F:6QE.B\O+T,Z
M+V8Y,#8S9#)A7S`S935?-#DT-%]A8C0Y7S(P930S9&$V.6$X-B]7;W)K<VAE
M971S+U-H965T-3,N:'1M;`T*0V]N=&5N="U4<F%N<V9E<BU%;F-O9&EN9SH@
M<75O=&5D+7!R:6YT86)L90T*0V]N=&5N="U4>7!E.B!T97AT+VAT;6P[(&-H
M87)S970](G5S+6%S8VEI(@T*#0H\:'1M;#X-"B`@/&AE860^#0H@("`@/$U%
M5$$@:'1T<"UE<75I=CTS1$-O;G1E;G0M5'EP92!C;VYT96YT/3-$)W1E>'0O
M:'1M;#L@8VAA<G-E=#UU=&8M."<^/'-C<FEP="!T>7!E/3-$=&5X="]J879A
M<V-R:7!T('-R8STS1%-H;W<N:G,^+RH@1&\@3F]T(%)E;6]V92!4:&ES($-O
M;6UE;G0@*B\\+W-C<FEP=#X\+VAE860^#0H@(#QB;V1Y/@T*("`@(#QT86)L
M92!C;&%S<STS1')E<&]R="!I9#TS1$E$,$5(1$%%/@T*("`@("`@/'1R/@T*
M("`@("`@("`\=&@@8VQA<W,],T1T;"!C;VQS<&%N/3-$,2!R;W=S<&%N/3-$
M,CX\<W1R;VYG/E-E8W5R:71I97,@*$1E=&%I;',@3F%R<F%T:79E*2`H55-$
M("0I/&)R/CPO<W1R;VYG/CPO=&@^#0H@("`@("`@(#QT:"!C;&%S<STS1'1H
M(&-O;'-P86X],T0S/C$R($UO;G1H<R!%;F1E9#PO=&@^#0H@("`@("`\+W1R
M/@T*("`@("`@/'1R/@T*("`@("`@("`\=&@@8VQA<W,],T1T:#Y$96,N(#,Q
M+"`R,#$R/&)R/CPO=&@^#0H@("`@("`@(#QT:"!C;&%S<STS1'1H/D1E8RX@
M,S$L(#(P,3$\8G(^/"]T:#X-"B`@("`@("`@/'1H(&-L87-S/3-$=&@^1&5C
M+B`S,2P@,C`Q,#QB<CX\+W1H/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C
M;&%S<STS1')E/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T
M;W`^/'-T<F]N9SY396-U<FET:65S($1E=&%I;',@3F%R<F%T:79E/"]S=')O
M;F<^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P
M86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P
M86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P
M86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R;SX-
M"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/D-O;&QA=&5R
M86QI>F5D(&UO<G1A9V4@;V)L:6=A=&EO;G,L(&%M;W)T:7IE9"!C;W-T/"]T
M9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XD(#,X,2PP,#`\<W!A;CX\
M+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XD(#$L-#8R
M+#`P,#QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T
M97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@(#QT
M<B!C;&%S<STS1')E/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX]
M,T1T;W`^0V]L;&%T97)A;&EZ960@;6]R=&%G92!O8FQI9V%T:6]N<RP@9F%I
M<B!V86QU93PO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^,SDV+#`P
M,#QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP
M/C$L-3$U+#`P,#QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA
M<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@
M("`@(#QT<B!C;&%S<STS1')O/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V
M86QI9VX],T1T;W`^1F5D97)A;"!(;VUE($QO86X@0F%N:R!3=&]C:RP@8V]S
M=#PO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^-"PY,S0L,#`P/'-P
M86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^,3`L
M.3`T+#`P,#QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,]
M,T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@
M(#QT<B!C;&%S<STS1')E/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI
M9VX],T1T;W`^26YV97-T;65N="!S96-U<FET:65S+"!P;&5D9V5D(&%S(&-O
M;&QA=&5R86P@9F]R('!U8FQI8R!D97!O<VET<SPO=&0^#0H@("`@("`@(#QT
M9"!C;&%S<STS1&YU;7`^-S@L-3$Y+#`P,#QS<&%N/CPO<W!A;CX\+W1D/@T*
M("`@("`@("`\=&0@8VQA<W,],T1N=6UP/C0W+#0Q."PP,#`\<W!A;CX\+W-P
M86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P
M86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R;SX-
M"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/E-A;&5S(&]F
M(&EN=F5S=&UE;G0@<V5C=7)I=&EE<SPO=&0^#0H@("`@("`@(#QT9"!C;&%S
M<STS1&YU;7`^.2PV-#$L,#`P/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@
M(#QT9"!C;&%S<STS1&YU;7`^,BPU,3@L,#`P/'-P86X^/"]S<&%N/CPO=&0^
M#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^
M#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F4^#0H@("`@("`@
M(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y.970@<F5A;&EZ960@9V%I
M;G,@;V8@:6YV97-T;65N="!S96-U<FET:65S/"]T9#X-"B`@("`@("`@/'1D
M(&-L87-S/3-$;G5M<#XT,SDL,#`P/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@
M("`@(#QT9"!C;&%S<STS1&YU;7`^."PP,#`\<W!A;CX\+W-P86X^/"]T9#X-
M"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-
M"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R;SX-"B`@("`@("`@
M/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/DYE="!R96%L:7IE9"!G86EN
M(&]N('1H92!C86QL(&]F(&UU;FEC:7!A;"!S96-U<FET:65S/"]T9#X-"B`@
M("`@("`@/'1D(&-L87-S/3-$;G5M<#XR,#`L,#`P/'-P86X^/"]S<&%N/CPO
M=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^-S$L,#`P/'-P86X^/"]S
M<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^,C8L,#`P/'-P
M86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S
M/3-$<F4^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y7
M<FET92UD;W=N<R!O9B!E<75I='D@<&]R=&9O;&EO/"]T9#X-"B`@("`@("`@
M/'1D(&-L87-S/3-$;G5M<#XD(#$L,#`P/'-P86X^/"]S<&%N/CPO=&0^#0H@
M("`@("`@(#QT9"!C;&%S<STS1&YU;7`^)"`U+#`P,#QS<&%N/CPO<W!A;CX\
M+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP/B0@,#QS<&%N/CPO<W!A
M;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`\+W1A8FQE/@T*("`\+V)O9'D^
M#0H\+VAT;6P^#0H-"BTM+2TM+3U?3F5X=%!A<G1?9CDP-C-D,F%?,#-E-5\T
M.30T7V%B-#E?,C!E-#-D838Y83@V#0I#;VYT96YT+4QO8V%T:6]N.B!F:6QE
M.B\O+T,Z+V8Y,#8S9#)A7S`S935?-#DT-%]A8C0Y7S(P930S9&$V.6$X-B]7
M;W)K<VAE971S+U-H965T-30N:'1M;`T*0V]N=&5N="U4<F%N<V9E<BU%;F-O
M9&EN9SH@<75O=&5D+7!R:6YT86)L90T*0V]N=&5N="U4>7!E.B!T97AT+VAT
M;6P[(&-H87)S970](G5S+6%S8VEI(@T*#0H\:'1M;#X-"B`@/&AE860^#0H@
M("`@/$U%5$$@:'1T<"UE<75I=CTS1$-O;G1E;G0M5'EP92!C;VYT96YT/3-$
M)W1E>'0O:'1M;#L@8VAA<G-E=#UU=&8M."<^/'-C<FEP="!T>7!E/3-$=&5X
M="]J879A<V-R:7!T('-R8STS1%-H;W<N:G,^+RH@1&\@3F]T(%)E;6]V92!4
M:&ES($-O;6UE;G0@*B\\+W-C<FEP=#X\+VAE860^#0H@(#QB;V1Y/@T*("`@
M(#QT86)L92!C;&%S<STS1')E<&]R="!I9#TS1$E$,$5",D%'/@T*("`@("`@
M/'1R/@T*("`@("`@("`\=&@@8VQA<W,],T1T;"!C;VQS<&%N/3-$,2!R;W=S
M<&%N/3-$,3X\<W1R;VYG/E-E8W5R:71I97,@*$1E=&%I;',I("A54T0@)"D\
M8G(^26X@5&AO=7-A;F1S+"!U;FQE<W,@;W1H97)W:7-E('-P96-I9FEE9#PO
M<W1R;VYG/CPO=&@^#0H@("`@("`@(#QT:"!C;&%S<STS1'1H/D1E8RX@,S$L
M(#(P,3(\8G(^/"]T:#X-"B`@("`@("`@/'1H(&-L87-S/3-$=&@^1&5C+B`S
M,2P@,C`Q,3QB<CX\+W1H/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S
M<STS1')E/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^
M06UO<G1I>F5D($-O<W0\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP
M/B0@,38T+#`V,SQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA
M<W,],T1N=6UP/B0@,3<X+#<S,#QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@
M/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')O/@T*("`@("`@("`\=&0@8VQA
M<W,],T1P;"!V86QI9VX],T1T;W`^1F%I<B!686QU93PO=&0^#0H@("`@("`@
M(#QT9"!C;&%S<STS1&YU;7`^,38W+#,U,CQS<&%N/CPO<W!A;CX\+W1D/@T*
M("`@("`@("`\=&0@8VQA<W,],T1N=6UP/C$X,BPV,C8\<W!A;CX\+W-P86X^
M/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R93X-"B`@
M("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/E5N<F5A;&EZ960@
M1V%I;CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^,RPY,#0\<W!A
M;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XU+#`R
M,CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C
M;&%S<STS1')O/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T
M;W`^56YR96%L:7IE9"`H;&]S<V5S*3PO=&0^#0H@("`@("`@(#QT9"!C;&%S
M<STS1&YU;3XH-C$U*3QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@
M8VQA<W,],T1N=6T^*#$L,3(V*3QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@
M/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')E/@T*("`@("`@("`\=&0@8VQA
M<W,],T1P;"!V86QI9VX],T1T;W`^06UO<G1I>F5D($-O<W0\+W1D/@T*("`@
M("`@("`\=&0@8VQA<W,],T1N=6UP/C4V+#`V-#QS<&%N/CPO<W!A;CX\+W1D
M/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP/C4W+#DX.#QS<&%N/CPO<W!A
M;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')O/@T*
M("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^1F%I<B!686QU
M93PO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^-C$L-#DV/'-P86X^
M/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^-C(L-S4T
M/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L
M87-S/3-$<F4^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O
M<#Y5;G)E86QI>F5D($=A:6X\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N
M=6UP/C4L-#,R/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S
M<STS1&YU;7`^-"PW-C8\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^
M#0H@("`@("`\='(@8VQA<W,],T1R;SX-"B`@("`@("`@/'1D(&-L87-S/3-$
M<&P@=F%L:6=N/3-$=&]P/E5N<F5A;&EZ960@*&QO<W-E<RD\+W1D/@T*("`@
M("`@("`\=&0@8VQA<W,],T1T97AT/B9N8G-P.R9N8G-P.SQS<&%N/CPO<W!A
M;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/B9N8G-P.R9N8G-P
M.SQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C
M;&%S<STS1')H/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T
M;W`^55,@1V]V97)N;65N="US<&]N<V]R960@96YT97)P<FES97,@<V5C=7)I
M=&EE<SPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S
M<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S
M<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F\^
M#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y!;6]R=&EZ
M960@0V]S=#PO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^,3$L-3`P
M/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^
M,S0L-3$Q/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@("`@
M/'1R(&-L87-S/3-$<F4^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG
M;CTS1'1O<#Y&86ER(%9A;'5E/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$
M;G5M<#XQ,2PU.38\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L
M87-S/3-$;G5M<#XS-"PV-C4\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO
M='(^#0H@("`@("`\='(@8VQA<W,],T1R;SX-"B`@("`@("`@/'1D(&-L87-S
M/3-$<&P@=F%L:6=N/3-$=&]P/E5N<F5A;&EZ960@1V%I;CPO=&0^#0H@("`@
M("`@(#QT9"!C;&%S<STS1&YU;7`^.38\<W!A;CX\+W-P86X^/"]T9#X-"B`@
M("`@("`@/'1D(&-L87-S/3-$;G5M<#XQ-S`\<W!A;CX\+W-P86X^/"]T9#X-
M"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R93X-"B`@("`@("`@
M/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/E5N<F5A;&EZ960@*&QO<W-E
M<RD\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/B9N8G-P.R9N8G-P
M.SQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6T^
M*#$V*3QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@(#QT
M<B!C;&%S<STS1')H/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX]
M,T1T;W`^36]R=&=A9V4M8F%C:V5D('-E8W5R:71I97,\+W1D/@T*("`@("`@
M("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@
M("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@
M/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')E/@T*("`@("`@("`\=&0@8VQA
M<W,],T1P;"!V86QI9VX],T1T;W`^06UO<G1I>F5D($-O<W0\+W1D/@T*("`@
M("`@("`\=&0@8VQA<W,],T1N=6UP/C$T,RPU,SD\<W!A;CX\+W-P86X^/"]T
M9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XQ,C`L,#,R/'-P86X^/"]S
M<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F\^
M#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y&86ER(%9A
M;'5E/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XQ-#8L.3(V/'-P
M86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^,3(T
M+#$P-3QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@(#QT
M<B!C;&%S<STS1')E/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX]
M,T1T;W`^56YR96%L:7IE9"!'86EN/"]T9#X-"B`@("`@("`@/'1D(&-L87-S
M/3-$;G5M<#XS+#<Q-SQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@
M8VQA<W,],T1N=6UP/C0L,38T/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\
M+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F\^#0H@("`@("`@(#QT9"!C;&%S
M<STS1'!L('9A;&EG;CTS1'1O<#Y5;G)E86QI>F5D("AL;W-S97,I/"]T9#X-
M"B`@("`@("`@/'1D(&-L87-S/3-$;G5M/B@S,S`I/'-P86X^/"]S<&%N/CPO
M=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;3XH.3$I/'-P86X^/"]S<&%N
M/CPO=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F@^#0H@
M("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y#;W)P;W)A=&4@
M8F]N9',\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO
M<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO
M<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')O
M/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^06UO<G1I
M>F5D($-O<W0\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP/C,L.3DX
M/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^
M,3,L,3@Y/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@("`@
M/'1R(&-L87-S/3-$<F4^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG
M;CTS1'1O<#Y&86ER(%9A;'5E/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$
M;G5M<#XS+#@Q,SQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA
M<W,],T1N=6UP/C$R+#0X.#QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T
M<CX-"B`@("`@(#QT<B!C;&%S<STS1')O/@T*("`@("`@("`\=&0@8VQA<W,]
M,T1P;"!V86QI9VX],T1T;W`^56YR96%L:7IE9"!'86EN/"]T9#X-"B`@("`@
M("`@/'1D(&-L87-S/3-$;G5M<#XW-3QS<&%N/CPO<W!A;CX\+W1D/@T*("`@
M("`@("`\=&0@8VQA<W,],T1N=6UP/C(W.3QS<&%N/CPO<W!A;CX\+W1D/@T*
M("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')E/@T*("`@("`@("`\
M=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^56YR96%L:7IE9"`H;&]S<V5S
M*3PO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;3XH,C8P*3QS<&%N/CPO
M<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6T^*#DX,"D\<W!A
M;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,]
M,T1R:#X-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/D5Q
M=6ET:65S/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\
M+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\
M+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R
M93X-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/D%M;W)T
M:7IE9"!#;W-T/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XU+#`R
M-CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP
M/C$P+#DY.#QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@
M(#QT<B!C;&%S<STS1')O/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI
M9VX],T1T;W`^1F%I<B!686QU93PO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS
M1&YU;7`^-2PP,3<\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L
M87-S/3-$;G5M<#XQ,2PS-C@\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO
M='(^#0H@("`@("`\='(@8VQA<W,],T1R93X-"B`@("`@("`@/'1D(&-L87-S
M/3-$<&P@=F%L:6=N/3-$=&]P/E5N<F5A;&EZ960@1V%I;CPO=&0^#0H@("`@
M("`@(#QT9"!C;&%S<STS1&YU;7`^,38\<W!A;CX\+W-P86X^/"]T9#X-"B`@
M("`@("`@/'1D(&-L87-S/3-$;G5M<#XT,#D\<W!A;CX\+W-P86X^/"]T9#X-
M"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R;SX-"B`@("`@("`@
M/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/E5N<F5A;&EZ960@*&QO<W-E
M<RD\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6T^*#(U*3QS<&%N/CPO
M<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6T^*#,Y*3QS<&%N
M/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS
M1')H/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^4W1A
M=&5S(&%N9"!L;V-A;"!G;W9E<FYM96YT<SPO=&0^#0H@("`@("`@(#QT9"!C
M;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C
M;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*
M("`@("`@/'1R(&-L87-S/3-$<F\^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L
M('9A;&EG;CTS1'1O<#Y!;6]R=&EZ960@0V]S=#PO=&0^#0H@("`@("`@(#QT
M9"!C;&%S<STS1&YU;7`^-38L,#8T/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@
M("`@(#QT9"!C;&%S<STS1&YU;7`^-3<L.3@X/'-P86X^/"]S<&%N/CPO=&0^
M#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F4^#0H@("`@("`@
M(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y&86ER(%9A;'5E/"]T9#X-
M"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XV,2PT.38\<W!A;CX\+W-P86X^
M/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XV,BPW-30\<W!A;CX\
M+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R
M;SX-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/E5N<F5A
M;&EZ960@1V%I;CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^-2PT
M,S(\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M
M<#XT+#<V-CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@
M(#QT<B!C;&%S<STS1')E/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI
M9VX],T1T;W`^56YR96%L:7IE9"`H;&]S<V5S*3PO=&0^#0H@("`@("`@(#QT
M9"!C;&%S<STS1'1E>'0^)FYB<W`[)FYB<W`[/'-P86X^/"]S<&%N/CPO=&0^
M#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^)FYB<W`[)FYB<W`[/'-P86X^
M/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@(#PO=&%B;&4^#0H@(#PO
M8F]D>3X-"CPO:'1M;#X-"@T*+2TM+2TM/5].97AT4&%R=%]F.3`V,V0R85\P
M,V4U7S0Y-#1?86(T.5\R,&4T,V1A-CEA.#8-"D-O;G1E;G0M3&]C871I;VXZ
M(&9I;&4Z+R\O0SHO9CDP-C-D,F%?,#-E-5\T.30T7V%B-#E?,C!E-#-D838Y
M83@V+U=O<FMS:&5E=',O4VAE970U-2YH=&UL#0I#;VYT96YT+51R86YS9F5R
M+45N8V]D:6YG.B!Q=6]T960M<')I;G1A8FQE#0I#;VYT96YT+51Y<&4Z('1E
M>'0O:'1M;#L@8VAA<G-E=#TB=7,M87-C:6DB#0H-"CQH=&UL/@T*("`\:&5A
M9#X-"B`@("`\345402!H='1P+65Q=6EV/3-$0V]N=&5N="U4>7!E(&-O;G1E
M;G0],T0G=&5X="]H=&UL.R!C:&%R<V5T/75T9BTX)SX\<V-R:7!T('1Y<&4]
M,T1T97AT+VIA=F%S8W)I<'0@<W)C/3-$4VAO=RYJ<SXO*B!$;R!.;W0@4F5M
M;W9E(%1H:7,@0V]M;65N="`J+SPO<V-R:7!T/CPO:&5A9#X-"B`@/&)O9'D^
M#0H@("`@/'1A8FQE(&-L87-S/3-$<F5P;W)T(&ED/3-$240P159"04D^#0H@
M("`@("`\='(^#0H@("`@("`@(#QT:"!C;&%S<STS1'1L(&-O;'-P86X],T0Q
M(')O=W-P86X],T0Q/CQS=')O;F<^4V5C=7)I=&EE<R`H1&5T86EL<R`Q*2`H
M55-$("0I/&)R/DEN(%1H;W5S86YD<RP@=6YL97-S(&]T:&5R=VES92!S<&5C
M:69I960\+W-T<F]N9SX\+W1H/@T*("`@("`@("`\=&@@8VQA<W,],T1T:#Y$
M96,N(#,Q+"`R,#$R/&)R/CPO=&@^#0H@("`@("`@(#QT:"!C;&%S<STS1'1H
M/D1E8RX@,S$L(#(P,3$\8G(^/"]T:#X-"B`@("`@(#PO='(^#0H@("`@("`\
M='(@8VQA<W,],T1R93X-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N
M/3-$=&]P/CQS=')O;F<^4V5C=7)I=&EE<R!I;B!A;B!5;G)E86QI>F5D($QO
M<W,@4&]S:71I;VX@9F]R($QE<W,@=&AA;B`Q,B!-;VYT:',\+W-T<F]N9SX\
M+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\
M+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\
M+W1D/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')O/@T*("`@
M("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^0493($9A:7(@5F%L
M=64\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP/B0@,C8L,S,P/'-P
M86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^)"`R
M."PT-S@\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\
M='(@8VQA<W,],T1R93X-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N
M/3-$=&]P/D%&4R!5;G)E86QI>F5D($QO<W-E<SPO=&0^#0H@("`@("`@(#QT
M9"!C;&%S<STS1&YU;7`^,S,P/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@
M(#QT9"!C;&%S<STS1&YU;7`^-3,W/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@
M("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F\^#0H@("`@("`@(#QT9"!C
M;&%S<STS1'!L('9A;&EG;CTS1'1O<#X\<W1R;VYG/E-E8W5R:71I97,@:6X@
M86X@56YR96%L:7IE9"!,;W-S(%!O<VET:6]N(&9O<B!-;W)E('1H86X@,3(@
M36]N=&AS/"]S=')O;F<^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X
M=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X
M=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@
M8VQA<W,],T1R93X-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$
M=&]P/D%&4R!&86ER(%9A;'5E/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$
M;G5M<#XW-S`\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S
M/3-$;G5M<#XQ,BPP.3<\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^
M#0H@("`@("`\='(@8VQA<W,],T1R;SX-"B`@("`@("`@/'1D(&-L87-S/3-$
M<&P@=F%L:6=N/3-$=&]P/D%&4R!5;G)E86QI>F5D($QO<W-E<SPO=&0^#0H@
M("`@("`@(#QT9"!C;&%S<STS1&YU;7`^,C@U/'-P86X^/"]S<&%N/CPO=&0^
M#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^-3@Y/'-P86X^/"]S<&%N/CPO
M=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F4^#0H@("`@
M("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y4;W1A;"!!1E,@1F%I
M<B!686QU93PO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^,C<L,3`P
M/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^
M-#`L-3<U/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@("`@
M/'1R(&-L87-S/3-$<F\^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG
M;CTS1'1O<#Y4;W1A;"!!1E,@56YR96%L:7IE9"!,;W-S97,\+W1D/@T*("`@
M("`@("`\=&0@8VQA<W,],T1N=6UP/C8Q-3QS<&%N/CPO<W!A;CX\+W1D/@T*
M("`@("`@("`\=&0@8VQA<W,],T1N=6UP/C$L,3(V/'-P86X^/"]S<&%N/CPO
M=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F@^#0H@("`@
M("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y54R!';W9E<FYM96YT
M+7-P;VYS;W)E9"!E;G1E<G!R:7-E<R!S96-U<FET:65S/"]T9#X-"B`@("`@
M("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@
M("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@
M(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R;SX-"B`@("`@("`@/'1D(&-L
M87-S/3-$<&P@=F%L:6=N/3-$=&]P/CQS=')O;F<^4V5C=7)I=&EE<R!I;B!A
M;B!5;G)E86QI>F5D($QO<W,@4&]S:71I;VX@9F]R($QE<W,@=&AA;B`Q,B!-
M;VYT:',\+W-T<F]N9SX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT
M/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT
M/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C
M;&%S<STS1')E/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T
M;W`^0493($9A:7(@5F%L=64\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T
M97AT/B9N8G-P.R9N8G-P.SQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\
M=&0@8VQA<W,],T1N=6UP/C@L.3@T/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@
M("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F\^#0H@("`@("`@(#QT9"!C
M;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y!1E,@56YR96%L:7IE9"!,;W-S97,\
M+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/B9N8G-P.R9N8G-P.SQS
M<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP/C$V
M/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L
M87-S/3-$<F4^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O
M<#X\<W1R;VYG/E-E8W5R:71I97,@:6X@86X@56YR96%L:7IE9"!,;W-S(%!O
M<VET:6]N(&9O<B!-;W)E('1H86X@,3(@36]N=&AS/"]S=')O;F<^/"]T9#X-
M"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-
M"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-
M"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R;SX-"B`@("`@("`@
M/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/D%&4R!&86ER(%9A;'5E/"]T
M9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#XF;F)S<#LF;F)S<#L\<W!A
M;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#XF;F)S
M<#LF;F)S<#L\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@
M("`\='(@8VQA<W,],T1R93X-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L
M:6=N/3-$=&]P/D%&4R!5;G)E86QI>F5D($QO<W-E<SPO=&0^#0H@("`@("`@
M(#QT9"!C;&%S<STS1'1E>'0^)FYB<W`[)FYB<W`[/'-P86X^/"]S<&%N/CPO
M=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^)FYB<W`[)FYB<W`[/'-P
M86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S
M/3-$<F\^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y4
M;W1A;"!!1E,@1F%I<B!686QU93PO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS
M1'1E>'0^)FYB<W`[)FYB<W`[/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@
M(#QT9"!C;&%S<STS1&YU;7`^."PY.#0\<W!A;CX\+W-P86X^/"]T9#X-"B`@
M("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R93X-"B`@("`@("`@/'1D
M(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/E1O=&%L($%&4R!5;G)E86QI>F5D
M($QO<W-E<SPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^)FYB<W`[
M)FYB<W`[/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS
M1&YU;7`^,38\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@
M("`\='(@8VQA<W,],T1R:#X-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L
M:6=N/3-$=&]P/DUO<G1G86=E+6)A8VME9"!S96-U<FET:65S/"]T9#X-"B`@
M("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@
M("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@
M("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R93X-"B`@("`@("`@/'1D
M(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/CQS=')O;F<^4V5C=7)I=&EE<R!I
M;B!A;B!5;G)E86QI>F5D($QO<W,@4&]S:71I;VX@9F]R($QE<W,@=&AA;B`Q
M,B!-;VYT:',\+W-T<F]N9SX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T
M97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T
M97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@(#QT
M<B!C;&%S<STS1')O/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX]
M,T1T;W`^0493($9A:7(@5F%L=64\+W1D/@T*("`@("`@("`\=&0@8VQA<W,]
M,T1N=6UP/C(V+#,S,#QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@
M8VQA<W,],T1N=6UP/C$T+#DP,CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@
M/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')E/@T*("`@("`@("`\=&0@8VQA
M<W,],T1P;"!V86QI9VX],T1T;W`^0493(%5N<F5A;&EZ960@3&]S<V5S/"]T
M9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XS,S`\<W!A;CX\+W-P86X^
M/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XV,3QS<&%N/CPO<W!A
M;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')O/@T*
M("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^/'-T<F]N9SY3
M96-U<FET:65S(&EN(&%N(%5N<F5A;&EZ960@3&]S<R!0;W-I=&EO;B!F;W(@
M36]R92!T:&%N(#$R($UO;G1H<SPO<W1R;VYG/CPO=&0^#0H@("`@("`@(#QT
M9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT
M9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R
M/@T*("`@("`@/'1R(&-L87-S/3-$<F4^#0H@("`@("`@(#QT9"!C;&%S<STS
M1'!L('9A;&EG;CTS1'1O<#Y!1E,@1F%I<B!686QU93PO=&0^#0H@("`@("`@
M(#QT9"!C;&%S<STS1'1E>'0^)FYB<W`[)FYB<W`[/'-P86X^/"]S<&%N/CPO
M=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^.2PS,#(\<W!A;CX\+W-P
M86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R;SX-
M"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/D%&4R!5;G)E
M86QI>F5D($QO<W-E<SPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^
M)FYB<W`[)FYB<W`[/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C
M;&%S<STS1&YU;7`^,S`\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^
M#0H@("`@("`\='(@8VQA<W,],T1R93X-"B`@("`@("`@/'1D(&-L87-S/3-$
M<&P@=F%L:6=N/3-$=&]P/E1O=&%L($%&4R!&86ER(%9A;'5E/"]T9#X-"B`@
M("`@("`@/'1D(&-L87-S/3-$;G5M<#XR-BPS,S`\<W!A;CX\+W-P86X^/"]T
M9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XR-"PR,#0\<W!A;CX\+W-P
M86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R;SX-
M"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/E1O=&%L($%&
M4R!5;G)E86QI>F5D($QO<W-E<SPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS
M1&YU;7`^,S,P/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S
M<STS1&YU;7`^.3$\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@
M("`@("`\='(@8VQA<W,],T1R:#X-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@
M=F%L:6=N/3-$=&]P/D-O<G!O<F%T92!B;VYD<SPO=&0^#0H@("`@("`@(#QT
M9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT
M9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R
M/@T*("`@("`@/'1R(&-L87-S/3-$<F\^#0H@("`@("`@(#QT9"!C;&%S<STS
M1'!L('9A;&EG;CTS1'1O<#X\<W1R;VYG/E-E8W5R:71I97,@:6X@86X@56YR
M96%L:7IE9"!,;W-S(%!O<VET:6]N(&9O<B!,97-S('1H86X@,3(@36]N=&AS
M/"]S=')O;F<^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A
M;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A
M;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,]
M,T1R93X-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/D%&
M4R!&86ER(%9A;'5E/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#XF
M;F)S<#LF;F)S<#L\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L
M87-S/3-$;G5M<#XT+#4X.#QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T
M<CX-"B`@("`@(#QT<B!C;&%S<STS1')O/@T*("`@("`@("`\=&0@8VQA<W,]
M,T1P;"!V86QI9VX],T1T;W`^0493(%5N<F5A;&EZ960@3&]S<V5S/"]T9#X-
M"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#XF;F)S<#LF;F)S<#L\<W!A;CX\
M+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XT-3@\<W!A
M;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,]
M,T1R93X-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/CQS
M=')O;F<^4V5C=7)I=&EE<R!I;B!A;B!5;G)E86QI>F5D($QO<W,@4&]S:71I
M;VX@9F]R($UO<F4@=&AA;B`Q,B!-;VYT:',\+W-T<F]N9SX\+W1D/@T*("`@
M("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@
M("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@
M("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')O/@T*("`@("`@("`\=&0@
M8VQA<W,],T1P;"!V86QI9VX],T1T;W`^0493($9A:7(@5F%L=64\+W1D/@T*
M("`@("`@("`\=&0@8VQA<W,],T1N=6UP/C<T,#QS<&%N/CPO<W!A;CX\+W1D
M/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP/C(L-S<S/'-P86X^/"]S<&%N
M/CPO=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F4^#0H@
M("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y!1E,@56YR96%L
M:7IE9"!,;W-S97,\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP/C(V
M,#QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP
M/C4R,CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@(#QT
M<B!C;&%S<STS1')O/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX]
M,T1T;W`^5&]T86P@0493($9A:7(@5F%L=64\+W1D/@T*("`@("`@("`\=&0@
M8VQA<W,],T1N=6UP/C<T,#QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\
M=&0@8VQA<W,],T1N=6UP/C<L,S8Q/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@
M("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F4^#0H@("`@("`@(#QT9"!C
M;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y4;W1A;"!!1E,@56YR96%L:7IE9"!,
M;W-S97,\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP/C(V,#QS<&%N
M/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP/CDX,#QS
M<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S
M<STS1')H/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^
M17%U:71I97,\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N
M/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N
M/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS
M1')E/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^/'-T
M<F]N9SY396-U<FET:65S(&EN(&%N(%5N<F5A;&EZ960@3&]S<R!0;W-I=&EO
M;B!F;W(@3&5S<R!T:&%N(#$R($UO;G1H<SPO<W1R;VYG/CPO=&0^#0H@("`@
M("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@
M("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@
M("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F\^#0H@("`@("`@(#QT9"!C
M;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y!1E,@1F%I<B!686QU93PO=&0^#0H@
M("`@("`@(#QT9"!C;&%S<STS1'1E>'0^)FYB<W`[)FYB<W`[/'-P86X^/"]S
M<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^-#QS<&%N/CPO
M<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')E
M/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^0493(%5N
M<F5A;&EZ960@3&]S<V5S/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X
M=#XF;F)S<#LF;F)S<#L\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D
M(&-L87-S/3-$;G5M<#XR/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R
M/@T*("`@("`@/'1R(&-L87-S/3-$<F\^#0H@("`@("`@(#QT9"!C;&%S<STS
M1'!L('9A;&EG;CTS1'1O<#X\<W1R;VYG/E-E8W5R:71I97,@:6X@86X@56YR
M96%L:7IE9"!,;W-S(%!O<VET:6]N(&9O<B!-;W)E('1H86X@,3(@36]N=&AS
M/"]S=')O;F<^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A
M;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A
M;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,]
M,T1R93X-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/D%&
M4R!&86ER(%9A;'5E/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XS
M,#QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP
M/C(R/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R
M(&-L87-S/3-$<F\^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS
M1'1O<#Y!1E,@56YR96%L:7IE9"!,;W-S97,\+W1D/@T*("`@("`@("`\=&0@
M8VQA<W,],T1N=6UP/C(U/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT
M9"!C;&%S<STS1&YU;7`^,S<\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO
M='(^#0H@("`@("`\='(@8VQA<W,],T1R93X-"B`@("`@("`@/'1D(&-L87-S
M/3-$<&P@=F%L:6=N/3-$=&]P/E1O=&%L($%&4R!&86ER(%9A;'5E/"]T9#X-
M"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XS,#QS<&%N/CPO<W!A;CX\+W1D
M/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP/C(V/'-P86X^/"]S<&%N/CPO
M=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F\^#0H@("`@
M("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y4;W1A;"!!1E,@56YR
M96%L:7IE9"!,;W-S97,\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP
M/C(U/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU
M;7`^,SD\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\
M='(@8VQA<W,],T1R:#X-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N
M/3-$=&]P/E-T871E<R!A;F0@;&]C86P@9V]V97)N;65N=',\+W1D/@T*("`@
M("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@
M("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@
M("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')O/@T*("`@("`@("`\=&0@
M8VQA<W,],T1P;"!V86QI9VX],T1T;W`^/'-T<F]N9SY396-U<FET:65S(&EN
M(&%N(%5N<F5A;&EZ960@3&]S<R!0;W-I=&EO;B!F;W(@3&5S<R!T:&%N(#$R
M($UO;G1H<SPO<W1R;VYG/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E
M>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E
M>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R
M(&-L87-S/3-$<F4^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS
M1'1O<#Y!1E,@1F%I<B!686QU93PO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS
M1'1E>'0^)FYB<W`[)FYB<W`[/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@
M(#QT9"!C;&%S<STS1'1E>'0^)FYB<W`[)FYB<W`[/'-P86X^/"]S<&%N/CPO
M=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F\^#0H@("`@
M("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y!1E,@56YR96%L:7IE
M9"!,;W-S97,\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/B9N8G-P
M.R9N8G-P.SQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,]
M,T1T97AT/B9N8G-P.R9N8G-P.SQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@
M/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')E/@T*("`@("`@("`\=&0@8VQA
M<W,],T1P;"!V86QI9VX],T1T;W`^/'-T<F]N9SY396-U<FET:65S(&EN(&%N
M(%5N<F5A;&EZ960@3&]S<R!0;W-I=&EO;B!F;W(@36]R92!T:&%N(#$R($UO
M;G1H<SPO<W1R;VYG/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^
M/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^
M/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L
M87-S/3-$<F\^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O
M<#Y!1E,@1F%I<B!686QU93PO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E
M>'0^)FYB<W`[)FYB<W`[/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT
M9"!C;&%S<STS1'1E>'0^)FYB<W`[)FYB<W`[/'-P86X^/"]S<&%N/CPO=&0^
M#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F4^#0H@("`@("`@
M(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y!1E,@56YR96%L:7IE9"!,
M;W-S97,\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/B9N8G-P.R9N
M8G-P.SQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T
M97AT/B9N8G-P.R9N8G-P.SQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T
M<CX-"B`@("`@(#QT<B!C;&%S<STS1')O/@T*("`@("`@("`\=&0@8VQA<W,]
M,T1P;"!V86QI9VX],T1T;W`^5&]T86P@0493($9A:7(@5F%L=64\+W1D/@T*
M("`@("`@("`\=&0@8VQA<W,],T1T97AT/B9N8G-P.R9N8G-P.SQS<&%N/CPO
M<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/B9N8G-P.R9N
M8G-P.SQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@(#QT
M<B!C;&%S<STS1')E/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX]
M,T1T;W`^5&]T86P@0493(%5N<F5A;&EZ960@3&]S<V5S/"]T9#X-"B`@("`@
M("`@/'1D(&-L87-S/3-$=&5X=#XF;F)S<#LF;F)S<#L\<W!A;CX\+W-P86X^
M/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#XF;F)S<#LF;F)S<#L\
M<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@/"]T86)L93X-
M"B`@/"]B;V1Y/@T*/"]H=&UL/@T*#0HM+2TM+2T]7TYE>'1087)T7V8Y,#8S
M9#)A7S`S935?-#DT-%]A8C0Y7S(P930S9&$V.6$X-@T*0V]N=&5N="U,;V-A
M=&EO;CH@9FEL93HO+R]#.B]F.3`V,V0R85\P,V4U7S0Y-#1?86(T.5\R,&4T
M,V1A-CEA.#8O5V]R:W-H965T<R]3:&5E=#4V+FAT;6P-"D-O;G1E;G0M5')A
M;G-F97(M16YC;V1I;F<Z('%U;W1E9"UP<FEN=&%B;&4-"D-O;G1E;G0M5'EP
M93H@=&5X="]H=&UL.R!C:&%R<V5T/2)U<RUA<V-I:2(-"@T*/&AT;6P^#0H@
M(#QH96%D/@T*("`@(#Q-151!(&AT='`M97%U:78],T1#;VYT96YT+51Y<&4@
M8V]N=&5N=#TS1"=T97AT+VAT;6P[(&-H87)S970]=71F+3@G/CQS8W)I<'0@
M='EP93TS1'1E>'0O:F%V87-C<FEP="!S<F,],T13:&]W+FIS/B\J($1O($YO
M="!296UO=F4@5&AI<R!#;VUM96YT("HO/"]S8W)I<'0^/"]H96%D/@T*("`\
M8F]D>3X-"B`@("`\=&%B;&4@8VQA<W,],T1R97!O<G0@:60],T1)1#!%2T)!
M13X-"B`@("`@(#QT<CX-"B`@("`@("`@/'1H(&-L87-S/3-$=&P@8V]L<W!A
M;CTS1#$@<F]W<W!A;CTS1#(^/'-T<F]N9SY396-U<FET:65S("A$971A:6QS
M(#(I("A54T0@)"D\8G(^26X@5&AO=7-A;F1S+"!U;FQE<W,@;W1H97)W:7-E
M('-P96-I9FEE9#PO<W1R;VYG/CPO=&@^#0H@("`@("`@(#QT:"!C;&%S<STS
M1'1H(&-O;'-P86X],T0Q/C$R($UO;G1H<R!%;F1E9#PO=&@^#0H@("`@("`\
M+W1R/@T*("`@("`@/'1R/@T*("`@("`@("`\=&@@8VQA<W,],T1T:#Y$96,N
M(#,Q+"`R,#$R/&)R/CPO=&@^#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L
M87-S/3-$<F4^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O
M<#Y!;6]R=&EZ960@8V]S=#PO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU
M;7`^)"`S+#DY.#QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@
M("`@(#QT<B!C;&%S<STS1')O/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V
M86QI9VX],T1T;W`^36%R:V5T('9A;'5E/"]T9#X-"B`@("`@("`@/'1D(&-L
M87-S/3-$;G5M<#XS+#@Q,SQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T
M<CX-"B`@("`@(#QT<B!C;&%S<STS1')H/@T*("`@("`@("`\=&0@8VQA<W,]
M,T1P;"!V86QI9VX],T1T;W`^1FER<W0@0VET:7IE;G,@0F%N8V]R<"`H4V]U
M=&@@0V%R;VQI;F$I($)O;F0\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T
M97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@(#QT
M<B!C;&%S<STS1')O/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX]
M,T1T;W`^4R9A;7`[4"!I<W-U97(@<F%T:6YG<SPO=&0^#0H@("`@("`@(#QT
M9"!C;&%S<STS1'1E>'0^3F]T(%)A=&5D/'-P86X^/"]S<&%N/CPO=&0^#0H@
M("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F4^#0H@("`@("`@(#QT
M9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y-871U<FET>2!D871E/"]T9#X-
M"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#Y!<'(@,2P-"@D),C`Q-3QS<&%N
M/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS
M1')O/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^06UO
M<G1I>F5D(&-O<W0\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP/C(L
M.3DX/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R
M(&-L87-S/3-$<F4^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS
M1'1O<#Y-87)K970@=F%L=64\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N
M=6UP/C,L,#<S/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@
M("`@/'1R(&-L87-S/3-$<F@^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A
M;&EG;CTS1'1O<#Y&:7)S="!#:71I>F5N<R!"86YC;W)P("A3;W5T:"!#87)O
M;&EN82D@5')U<W0@4')E9F5R<F5D(%-E8W5R:71Y/"]T9#X-"B`@("`@("`@
M/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO
M='(^#0H@("`@("`\='(@8VQA<W,],T1R93X-"B`@("`@("`@/'1D(&-L87-S
M/3-$<&P@=F%L:6=N/3-$=&]P/E,F86UP.U`@:7-S=65R(')A=&EN9W,\+W1D
M/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/DYO="!2871E9#QS<&%N/CPO
M<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')O
M/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^36%T=7)I
M='D@9&%T93PO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^2G5N(#$U
M+`T*"0DR,#,T/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@
M("`@/'1R(&-L87-S/3-$<F4^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A
M;&EG;CTS1'1O<#Y!;6]R=&EZ960@8V]S=#PO=&0^#0H@("`@("`@(#QT9"!C
M;&%S<STS1&YU;7`^,2PP,#`\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO
M='(^#0H@("`@("`\='(@8VQA<W,],T1R;SX-"B`@("`@("`@/'1D(&-L87-S
M/3-$<&P@=F%L:6=N/3-$=&]P/DUA<FME="!V86QU93PO=&0^#0H@("`@("`@
M(#QT9"!C;&%S<STS1&YU;7`^)"`W-#`\<W!A;CX\+W-P86X^/"]T9#X-"B`@
M("`@(#PO='(^#0H@("`@/"]T86)L93X-"B`@/"]B;V1Y/@T*/"]H=&UL/@T*
M#0HM+2TM+2T]7TYE>'1087)T7V8Y,#8S9#)A7S`S935?-#DT-%]A8C0Y7S(P
M930S9&$V.6$X-@T*0V]N=&5N="U,;V-A=&EO;CH@9FEL93HO+R]#.B]F.3`V
M,V0R85\P,V4U7S0Y-#1?86(T.5\R,&4T,V1A-CEA.#8O5V]R:W-H965T<R]3
M:&5E=#4W+FAT;6P-"D-O;G1E;G0M5')A;G-F97(M16YC;V1I;F<Z('%U;W1E
M9"UP<FEN=&%B;&4-"D-O;G1E;G0M5'EP93H@=&5X="]H=&UL.R!C:&%R<V5T
M/2)U<RUA<V-I:2(-"@T*/&AT;6P^#0H@(#QH96%D/@T*("`@(#Q-151!(&AT
M='`M97%U:78],T1#;VYT96YT+51Y<&4@8V]N=&5N=#TS1"=T97AT+VAT;6P[
M(&-H87)S970]=71F+3@G/CQS8W)I<'0@='EP93TS1'1E>'0O:F%V87-C<FEP
M="!S<F,],T13:&]W+FIS/B\J($1O($YO="!296UO=F4@5&AI<R!#;VUM96YT
M("HO/"]S8W)I<'0^/"]H96%D/@T*("`\8F]D>3X-"B`@("`\=&%B;&4@8VQA
M<W,],T1R97!O<G0@:60],T1)1#!%,D=!1SX-"B`@("`@(#QT<CX-"B`@("`@
M("`@/'1H(&-L87-S/3-$=&P@8V]L<W!A;CTS1#$@<F]W<W!A;CTS1#$^/'-T
M<F]N9SY396-U<FET:65S("A$971A:6QS(#,I("A54T0@)"D\8G(^26X@5&AO
M=7-A;F1S+"!U;FQE<W,@;W1H97)W:7-E('-P96-I9FEE9#PO<W1R;VYG/CPO
M=&@^#0H@("`@("`@(#QT:"!C;&%S<STS1'1H/D1E8RX@,S$L(#(P,3(\8G(^
M/"]T:#X-"B`@("`@("`@/'1H(&-L87-S/3-$=&@^1&5C+B`S,2P@,C`Q,3QB
M<CX\+W1H/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')E/@T*
M("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^/'-T<F]N9SY3
M96-U<FET:65S($1E=&%I;',@,SPO<W1R;VYG/CPO=&0^#0H@("`@("`@(#QT
M9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT
M9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R
M/@T*("`@("`@/'1R(&-L87-S/3-$<F\^#0H@("`@("`@(#QT9"!C;&%S<STS
M1'!L('9A;&EG;CTS1'1O<#Y$=64@=VET:&EN(&]N92!Y96%R/"]T9#X-"B`@
M("`@("`@/'1D(&-L87-S/3-$=&5X=#XF;F)S<#LF;F)S<#L\<W!A;CX\+W-P
M86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P
M86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R93X-
M"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/D1U92!A9G1E
M<B!O;F4@>65A<B!B=70@=VET:&EN(&9I=F4@>65A<G,\+W1D/@T*("`@("`@
M("`\=&0@8VQA<W,],T1N=6UP/C$T+#0Y.#QS<&%N/CPO<W!A;CX\+W1D/@T*
M("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*
M("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')O/@T*("`@("`@("`\
M=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^1'5E(&%F=&5R(&9I=F4@>65A
M<G,@8G5T('=I=&AI;B!T96X@>65A<G,\+W1D/@T*("`@("`@("`\=&0@8VQA
M<W,],T1T97AT/B9N8G-P.R9N8G-P.SQS<&%N/CPO<W!A;CX\+W1D/@T*("`@
M("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@
M("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')E/@T*("`@("`@("`\=&0@
M8VQA<W,],T1P;"!V86QI9VX],T1T;W`^1'5E(&%F=&5R('1E;B!Y96%R<SPO
M=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^,2PP,#`\<W!A;CX\+W-P
M86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P
M86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R;SX-
M"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/DUO<G1G86=E
M+6)A8VME9"!S96-U<FET:65S/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$
M;G5M<#XQ-#,L-3,Y/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C
M;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*
M("`@("`@/'1R(&-L87-S/3-$<F4^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L
M('9A;&EG;CTS1'1O<#Y4;W1A;"!D96)T('-E8W5R:71I97,\+W1D/@T*("`@
M("`@("`\=&0@8VQA<W,],T1N=6UP/C$U.2PP,S<\<W!A;CX\+W-P86X^/"]T
M9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T
M9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R;SX-"B`@("`@
M("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/D5Q=6ET>2!S96-U<FET
M:65S/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XU+#`R-CQS<&%N
M/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N
M/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS
M1')E/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^5&]T
M86P@<V5C=7)I=&EE<SPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^
M,38T+#`V,SQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,]
M,T1N=6UP/C$W."PW,S`\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^
M#0H@("`@("`\='(@8VQA<W,],T1R;SX-"B`@("`@("`@/'1D(&-L87-S/3-$
M<&P@=F%L:6=N/3-$=&]P/D1U92!W:71H:6X@;VYE('EE87(\+W1D/@T*("`@
M("`@("`\=&0@8VQA<W,],T1T97AT/B9N8G-P.R9N8G-P.SQS<&%N/CPO<W!A
M;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A
M;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')E/@T*
M("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^1'5E(&%F=&5R
M(&]N92!Y96%R(&)U="!W:71H:6X@9FEV92!Y96%R<SPO=&0^#0H@("`@("`@
M(#QT9"!C;&%S<STS1&YU;7`^,30L-C8Y/'-P86X^/"]S<&%N/CPO=&0^#0H@
M("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@
M("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F\^#0H@("`@("`@(#QT
M9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y$=64@869T97(@9FEV92!Y96%R
M<R!B=70@=VET:&EN('1E;B!Y96%R<SPO=&0^#0H@("`@("`@(#QT9"!C;&%S
M<STS1'1E>'0^)FYB<W`[)FYB<W`[/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@
M("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@
M("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F4^#0H@("`@("`@(#QT9"!C
M;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y$=64@869T97(@=&5N('EE87)S/"]T
M9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XW-#`\<W!A;CX\+W-P86X^
M/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^
M/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R;SX-"B`@
M("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/DUO<G1G86=E+6)A
M8VME9"!S96-U<FET:65S/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M
M<#XQ-#8L.3(V/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S
M<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@
M("`@/'1R(&-L87-S/3-$<F4^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A
M;&EG;CTS1'1O<#Y4;W1A;"!D96)T('-E8W5R:71I97,\+W1D/@T*("`@("`@
M("`\=&0@8VQA<W,],T1N=6UP/C$V,BPS,S4\<W!A;CX\+W-P86X^/"]T9#X-
M"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-
M"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R;SX-"B`@("`@("`@
M/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/D5Q=6ET>2!S96-U<FET:65S
M/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XU+#`Q-SQS<&%N/CPO
M<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO
M<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')E
M/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^5&]T86P@
M<V5C=7)I=&EE<SPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^,38W
M+#,U,CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N
M=6UP/C$X,BPV,C8\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@
M("`@("`\='(@8VQA<W,],T1R;SX-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@
M=F%L:6=N/3-$=&]P/D1U92!W:71H:6X@;VYE('EE87(\+W1D/@T*("`@("`@
M("`\=&0@8VQA<W,],T1N=6UP/C,U,#QS<&%N/CPO<W!A;CX\+W1D/@T*("`@
M("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@
M("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')E/@T*("`@("`@("`\=&0@
M8VQA<W,],T1P;"!V86QI9VX],T1T;W`^1'5E(&%F=&5R(&]N92!Y96%R(&)U
M="!W:71H:6X@9FEV92!Y96%R<SPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS
M1&YU;7`^,RPX,S<\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L
M87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@
M("`@("`\='(@8VQA<W,],T1R;SX-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@
M=F%L:6=N/3-$=&]P/D1U92!A9G1E<B!F:79E('EE87)S(&)U="!W:71H:6X@
M=&5N('EE87)S/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XR.2PP
M,#4\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X
M=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@
M8VQA<W,],T1R93X-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$
M=&]P/D1U92!A9G1E<B!T96X@>65A<G,\+W1D/@T*("`@("`@("`\=&0@8VQA
M<W,],T1N=6UP/C(R+#@W,CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\
M=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T
M<CX-"B`@("`@(#QT<B!C;&%S<STS1')O/@T*("`@("`@("`\=&0@8VQA<W,]
M,T1P;"!V86QI9VX],T1T;W`^36]R=&=A9V4M8F%C:V5D('-E8W5R:71I97,\
M+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/B9N8G-P.R9N8G-P.SQS
M<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS
M<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S
M<STS1')E/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^
M5&]T86P@9&5B="!S96-U<FET:65S/"]T9#X-"B`@("`@("`@/'1D(&-L87-S
M/3-$;G5M<#XU-BPP-C0\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D
M(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^
M#0H@("`@("`\='(@8VQA<W,],T1R;SX-"B`@("`@("`@/'1D(&-L87-S/3-$
M<&P@=F%L:6=N/3-$=&]P/E1O=&%L('-E8W5R:71I97,\+W1D/@T*("`@("`@
M("`\=&0@8VQA<W,],T1N=6UP/C4V+#`V-#QS<&%N/CPO<W!A;CX\+W1D/@T*
M("`@("`@("`\=&0@8VQA<W,],T1N=6UP/C4W+#DX.#QS<&%N/CPO<W!A;CX\
M+W1D/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')E/@T*("`@
M("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^1'5E('=I=&AI;B!O
M;F4@>65A<CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^,S4R/'-P
M86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P
M86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S
M/3-$<F\^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y$
M=64@869T97(@;VYE('EE87(@8G5T('=I=&AI;B!F:79E('EE87)S/"]T9#X-
M"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XT+#$T,#QS<&%N/CPO<W!A;CX\
M+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\
M+W1D/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')E/@T*("`@
M("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^1'5E(&%F=&5R(&9I
M=F4@>65A<G,@8G5T('=I=&AI;B!T96X@>65A<G,\+W1D/@T*("`@("`@("`\
M=&0@8VQA<W,],T1N=6UP/C,Q+#@P-SQS<&%N/CPO<W!A;CX\+W1D/@T*("`@
M("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@
M("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')O/@T*("`@("`@("`\=&0@
M8VQA<W,],T1P;"!V86QI9VX],T1T;W`^1'5E(&%F=&5R('1E;B!Y96%R<SPO
M=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^,C4L,3DW/'-P86X^/"]S
M<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S
M<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F4^
M#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y4;W1A;"!D
M96)T('-E8W5R:71I97,\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP
M/C8Q+#0Y-CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,]
M,T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@
M(#QT<B!C;&%S<STS1')O/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI
M9VX],T1T;W`^5&]T86P@<V5C=7)I=&EE<SPO=&0^#0H@("`@("`@(#QT9"!C
M;&%S<STS1&YU;7`^)"`V,2PT.38\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@
M("`@/'1D(&-L87-S/3-$;G5M<#XD(#8R+#<U-#QS<&%N/CPO<W!A;CX\+W1D
M/@T*("`@("`@/"]T<CX-"B`@("`\+W1A8FQE/@T*("`\+V)O9'D^#0H\+VAT
M;6P^#0H-"BTM+2TM+3U?3F5X=%!A<G1?9CDP-C-D,F%?,#-E-5\T.30T7V%B
M-#E?,C!E-#-D838Y83@V#0I#;VYT96YT+4QO8V%T:6]N.B!F:6QE.B\O+T,Z
M+V8Y,#8S9#)A7S`S935?-#DT-%]A8C0Y7S(P930S9&$V.6$X-B]7;W)K<VAE
M971S+U-H965T-3@N:'1M;`T*0V]N=&5N="U4<F%N<V9E<BU%;F-O9&EN9SH@
M<75O=&5D+7!R:6YT86)L90T*0V]N=&5N="U4>7!E.B!T97AT+VAT;6P[(&-H
M87)S970](G5S+6%S8VEI(@T*#0H\:'1M;#X-"B`@/&AE860^#0H@("`@/$U%
M5$$@:'1T<"UE<75I=CTS1$-O;G1E;G0M5'EP92!C;VYT96YT/3-$)W1E>'0O
M:'1M;#L@8VAA<G-E=#UU=&8M."<^/'-C<FEP="!T>7!E/3-$=&5X="]J879A
M<V-R:7!T('-R8STS1%-H;W<N:G,^+RH@1&\@3F]T(%)E;6]V92!4:&ES($-O
M;6UE;G0@*B\\+W-C<FEP=#X\+VAE860^#0H@(#QB;V1Y/@T*("`@(#QT86)L
M92!C;&%S<STS1')E<&]R="!I9#TS1$E$,$5"5$%'/@T*("`@("`@/'1R/@T*
M("`@("`@("`\=&@@8VQA<W,],T1T;"!C;VQS<&%N/3-$,2!R;W=S<&%N/3-$
M,CX\<W1R;VYG/DQO86YS(&%N9"!!<W-E="!1=6%L:71Y($EN9F]R;6%T:6]N
M("A$971A:6QS($YA<G)A=&EV92D@*%531"`D*3QB<CX\+W-T<F]N9SX\+W1H
M/@T*("`@("`@("`\=&@@8VQA<W,],T1T:"!C;VQS<&%N/3-$,SXQ,B!-;VYT
M:',@16YD960\+W1H/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<CX-"B`@("`@
M("`@/'1H(&-L87-S/3-$=&@^1&5C+B`S,2P@,C`Q,CQB<CX\+W1H/@T*("`@
M("`@("`\=&@@8VQA<W,],T1T:#Y$96,N(#,Q+"`R,#$Q/&)R/CPO=&@^#0H@
M("`@("`@(#QT:"!C;&%S<STS1'1H/D1E8RX@,S$L(#(P,3`\8G(^/"]T:#X-
M"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R93X-"B`@("`@("`@
M/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/E5N86UO<G1I>F5D('!R96UI
M=6US(&]N(&QO86YS/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XD
M(#0X-2PP,#`\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S
M/3-$;G5M<#XD(#DT.2PP,#`\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@
M/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO
M='(^#0H@("`@("`\='(@8VQA<W,],T1R;SX-"B`@("`@("`@/'1D(&-L87-S
M/3-$<&P@=F%L:6=N/3-$=&]P/DQO86YS('!L961G960@87,@8V]L;&%T97)A
M;#PO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^,BPQ,#`L,#`P+#`P
M,#QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT
M/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT
M/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C
M;&%S<STS1')E/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T
M;W`^3&]A;G,@=&\@;V9F:6-E<G,@86YD(&1I<F5C=&]R<SPO=&0^#0H@("`@
M("`@(#QT9"!C;&%S<STS1&YU;7`^-BPY,#`L,#`P/'-P86X^/"]S<&%N/CPO
M=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^-2PS,#`L,#`P/'-P86X^
M/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^
M/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$
M<F\^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y!9&1I
M=&EO;G,@=&\@;&]A;G,L(&]F9FEC97)S(&%N9"!D:7)E8W1O<G,\+W1D/@T*
M("`@("`@("`\=&0@8VQA<W,],T1N=6UP/C,L-C`P+#`P,#QS<&%N/CPO<W!A
M;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A
M;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A
M;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')E/@T*
M("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^4F5P87EM96YT
M<R!O9B!L;V%N<RP@;V9F:6-E<G,@86YD(&1I<F5C=&]R<SPO=&0^#0H@("`@
M("`@(#QT9"!C;&%S<STS1&YU;7`^,BPP,#`L,#`P/'-P86X^/"]S<&%N/CPO
M=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO
M=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO
M=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F\^#0H@("`@
M("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y!8V-R971I;VX@;V8@
M;&]A;B!D:7-C;W5N=#PO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^
M,38L-#8V+#`P,#QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA
M<W,],T1N=6UP/C$Q+#4Y."PP,#`\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@
M("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@
M(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R93X-"B`@("`@("`@/'1D(&-L
M87-S/3-$<&P@=F%L:6=N/3-$=&]P/E!E<F-E;G1A9V4@;V8@;&]A;B!D:7-C
M;W5N="!A8V-R971I;VX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP
M/C@P+C`P)3QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,]
M,T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,]
M,T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@
M(#QT<B!C;&%S<STS1')O/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI
M9VX],T1T;W`^4&%R=&EA;"!C:&%R9V4M;V9F<R!O;B!P=7)C:&%S960@;&]A
M;G,@;W5T<W1A;F1I;F<\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP
M/C(R+#0T,2PP,#`\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L
M87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L
M87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@
M("`@("`\='(@8VQA<W,],T1R93X-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@
M=F%L:6=N/3-$=&]P/D-H87)G96]F9G,@=&\@=W)I=&4M9&]W;B!T:&4@5$12
M<SPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^-BPP,#`L,#`P/'-P
M86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P
M86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P
M86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S
M/3-$<F\^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y2
M96-L87-S:69I8V%T:6]N(%1$4B!T;R!N;VYP97)F;W)M:6YG(&QO86YS(&AE
M;&0@9F]R('-A;&4\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP/C4L
M,#`P+#`P,#QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,]
M,T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,]
M,T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@
M(#QT<B!C;&%S<STS1')E/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI
M9VX],T1T;W`^4F5C;&%S<VEF:6-A=&EO;B!O9B!P97)F;VUI;F<@;&]A;G,@
M=&\@5$12('-T871U<SPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^
M,S`L,#`P+#`P,#QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA
M<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA
M<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@
M("`@(#QT<B!C;&%S<STS1')O/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V
M86QI9VX],T1T;W`^3G5M8F5R(&]F(&-O=F5R960@;&]A;G,@+2!3=6)S97%U
M96YT($1E9F%U;'0\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP/C,\
M<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\
M<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\
M<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA
M<W,],T1R93X-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P
M/E-U8G-E<75E;G1L>2!C;W9E<F5D(&QO86YS(&1E9F%U;'1E9"`M(%)E8V]R
M9&5D($EN=F5S=&UE;G0\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP
M/C0P,"PP,#`\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S
M/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S
M/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@
M("`\='(@8VQA<W,],T1R:#X-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L
M:6=N/3-$=&]P/DYO;F%C8W)U86P@3&]A;G,\+W1D/@T*("`@("`@("`\=&0@
M8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@
M8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@
M8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-
M"B`@("`@(#QT<B!C;&%S<STS1')E/@T*("`@("`@("`\=&0@8VQA<W,],T1P
M;"!V86QI9VX],T1T;W`^26YT97)E<W0@26YC;VUE/"]T9#X-"B`@("`@("`@
M/'1D(&-L87-S/3-$;G5M<#XW+#8X.2PP,#`\<W!A;CX\+W-P86X^/"]T9#X-
M"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XX+#<R-"PP,#`\<W!A;CX\+W-P
M86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XX+#$S-BPP,#`\
M<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA
M<W,],T1R;SX-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P
M/DEN=&5R97-T(&EN8V]M92P@86-T=6%L;'D@8V]L;&5C=&5D/"]T9#X-"B`@
M("`@("`@/'1D(&-L87-S/3-$;G5M<#XR+#@R-"PP,#`\<W!A;CX\+W-P86X^
M/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XR+#4W."PP,#`\<W!A
M;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XS+#$Y
M-2PP,#`\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\
M='(@8VQA<W,],T1R:#X-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N
M/3-$=&]P/E)E<W1R=6-T=7)E9"!,;V%N<SPO=&0^#0H@("`@("`@(#QT9"!C
M;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C
M;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C
M;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*
M("`@("`@/'1R(&-L87-S/3-$<F\^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L
M('9A;&EG;CTS1'1O<#Y);G1E<F5S="!);F-O;64\+W1D/@T*("`@("`@("`\
M=&0@8VQA<W,],T1N=6UP/C(L,SDR+#`P,#QS<&%N/CPO<W!A;CX\+W1D/@T*
M("`@("`@("`\=&0@8VQA<W,],T1N=6UP/C$L.#<S+#`P,#QS<&%N/CPO<W!A
M;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP/C$L.30S+#`P,#QS
M<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S
M<STS1')E/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^
M26YT97)E<W0@:6YC;VUE+"!A8W1U86QL>2!C;VQL96-T960\+W1D/@T*("`@
M("`@("`\=&0@8VQA<W,],T1N=6UP/C$L,3<Y+#`P,#QS<&%N/CPO<W!A;CX\
M+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP/C$L,S4Q+#`P,#QS<&%N
M/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP/C$L,S0R
M+#`P,#QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@(#QT
M<B!C;&%S<STS1')H/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX]
M,T1T;W`^4'5R8VAA<V5D($YO;FEM<&%I<F5D($QO86YS/"]T9#X-"B`@("`@
M("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@
M("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@
M("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@
M(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R93X-"B`@("`@("`@/'1D(&-L
M87-S/3-$<&P@=F%L:6=N/3-$=&]P/DQO86X@9&ES8V]U;G0@;VX@;&]A;G,\
M+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP/C4V+#4Q-2PP,#`\<W!A
M;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A
M;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A
M;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,]
M,T1R:#X-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/E!U
M<F-H87-E9"!.;VYP97)F;VUI;F<@3&]A;G,\+W1D/@T*("`@("`@("`\=&0@
M8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@
M8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@
M8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-
M"B`@("`@(#QT<B!C;&%S<STS1')E/@T*("`@("`@("`\=&0@8VQA<W,],T1P
M;"!V86QI9VX],T1T;W`^3&]A;B!D:7-C;W5N="!O;B!L;V%N<SPO=&0^#0H@
M("`@("`@(#QT9"!C;&%S<STS1&YU;7`^)"`Q."PT,#8L,#`P/'-P86X^/"]S
M<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S
M<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S
M<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@(#PO=&%B;&4^#0H@(#PO8F]D
M>3X-"CPO:'1M;#X-"@T*+2TM+2TM/5].97AT4&%R=%]F.3`V,V0R85\P,V4U
M7S0Y-#1?86(T.5\R,&4T,V1A-CEA.#8-"D-O;G1E;G0M3&]C871I;VXZ(&9I
M;&4Z+R\O0SHO9CDP-C-D,F%?,#-E-5\T.30T7V%B-#E?,C!E-#-D838Y83@V
M+U=O<FMS:&5E=',O4VAE970U.2YH=&UL#0I#;VYT96YT+51R86YS9F5R+45N
M8V]D:6YG.B!Q=6]T960M<')I;G1A8FQE#0I#;VYT96YT+51Y<&4Z('1E>'0O
M:'1M;#L@8VAA<G-E=#TB=7,M87-C:6DB#0H-"CQH=&UL/@T*("`\:&5A9#X-
M"B`@("`\345402!H='1P+65Q=6EV/3-$0V]N=&5N="U4>7!E(&-O;G1E;G0]
M,T0G=&5X="]H=&UL.R!C:&%R<V5T/75T9BTX)SX\<V-R:7!T('1Y<&4],T1T
M97AT+VIA=F%S8W)I<'0@<W)C/3-$4VAO=RYJ<SXO*B!$;R!.;W0@4F5M;W9E
M(%1H:7,@0V]M;65N="`J+SPO<V-R:7!T/CPO:&5A9#X-"B`@/&)O9'D^#0H@
M("`@/'1A8FQE(&-L87-S/3-$<F5P;W)T(&ED/3-$240P158T04<^#0H@("`@
M("`\='(^#0H@("`@("`@(#QT:"!C;&%S<STS1'1L(&-O;'-P86X],T0Q(')O
M=W-P86X],T0Q/CQS=')O;F<^3&]A;G,@86YD($%S<V5T(%%U86QI='D@26YF
M;W)M871I;VX@*$1E=&%I;',I("A54T0@)"D\8G(^26X@5&AO=7-A;F1S+"!U
M;FQE<W,@;W1H97)W:7-E('-P96-I9FEE9#PO<W1R;VYG/CPO=&@^#0H@("`@
M("`@(#QT:"!C;&%S<STS1'1H/D1E8RX@,S$L(#(P,3(\8G(^/"]T:#X-"B`@
M("`@("`@/'1H(&-L87-S/3-$=&@^1&5C+B`S,2P@,C`Q,3QB<CX\+W1H/@T*
M("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')E/@T*("`@("`@("`\
M=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^/'-T<F]N9SY!;&P@;&]A;G,@
M*&YO;BUC;W9E<F5D(&%N9"!C;W9E<F5D*3H\+W-T<F]N9SX\+W1D/@T*("`@
M("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@
M("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@
M("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')O/@T*("`@("`@("`\=&0@
M8VQA<W,],T1P;"!V86QI9VX],T1T;W`^06UO=6YT(&]F(&QO86YS/"]T9#X-
M"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XD(#(L,S<U+#$S,SQS<&%N/CPO
M<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP/B0@,BPT,CDL
M,3`V/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R
M(&-L87-S/3-$<F4^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS
M1'1O<#Y097)C96YT86=E(&]F($QO86YS/"]T9#X-"B`@("`@("`@/'1D(&-L
M87-S/3-$;G5M<#XQ,#`N,#`E/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@
M(#QT9"!C;&%S<STS1&YU;7`^,3`P+C`P)3QS<&%N/CPO<W!A;CX\+W1D/@T*
M("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')O/@T*("`@("`@("`\
M=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^56YA;6]R=&EZ960@;F5T(&1E
M9F5R<F5D(&QO86X@8V]S=',\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N
M=6UP/C$L,S(T/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S
M<STS1&YU;7`^,2PR.#`\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^
M#0H@("`@("`\='(@8VQA<W,],T1R93X-"B`@("`@("`@/'1D(&-L87-S/3-$
M<&P@=F%L:6=N/3-$=&]P/DQO86YS+"!T;W1A;#PO=&0^#0H@("`@("`@(#QT
M9"!C;&%S<STS1&YU;7`^,BPS-S8L-#4W/'-P86X^/"]S<&%N/CPO=&0^#0H@
M("`@("`@(#QT9"!C;&%S<STS1&YU;7`^,BPT,S`L,S@V/'-P86X^/"]S<&%N
M/CPO=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F@^#0H@
M("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y#;VUM97)C:6%L
M+"!F:6YA;F-I86P@86YD(&%G<FEC=6QT=7)A;#PO=&0^#0H@("`@("`@(#QT
M9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT
M9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R
M/@T*("`@("`@/'1R(&-L87-S/3-$<F4^#0H@("`@("`@(#QT9"!C;&%S<STS
M1'!L('9A;&EG;CTS1'1O<#X\<W1R;VYG/D%L;"!L;V%N<R`H;F]N+6-O=F5R
M960@86YD(&-O=F5R960I.CPO<W1R;VYG/CPO=&0^#0H@("`@("`@(#QT9"!C
M;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C
M;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*
M("`@("`@/'1R(&-L87-S/3-$<F\^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L
M('9A;&EG;CTS1'1O<#Y!;6]U;G0@;V8@;&]A;G,\+W1D/@T*("`@("`@("`\
M=&0@8VQA<W,],T1N=6UP/C$V,"PW.3`\<W!A;CX\+W-P86X^/"]T9#X-"B`@
M("`@("`@/'1D(&-L87-S/3-$;G5M<#XQ-C(L,#DY/'-P86X^/"]S<&%N/CPO
M=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F4^#0H@("`@
M("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y097)C96YT86=E(&]F
M($QO86YS/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XW+C`P)3QS
M<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP/C<N
M,#`E/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R
M(&-L87-S/3-$<F@^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS
M1'1O<#Y296%L($5S=&%T92!C;VYS=')U8W1I;VXL(&QA;F0@9&5V96QO<&UE
M;G0@86YD(&]T:&5R(&QA;F0@;&]A;G,\+W1D/@T*("`@("`@("`\=&0@8VQA
M<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA
M<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@
M("`@(#QT<B!C;&%S<STS1')E/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V
M86QI9VX],T1T;W`^/'-T<F]N9SY!;&P@;&]A;G,@*&YO;BUC;W9E<F5D(&%N
M9"!C;W9E<F5D*3H\+W-T<F]N9SX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,]
M,T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,]
M,T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@
M(#QT<B!C;&%S<STS1')O/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI
M9VX],T1T;W`^06UO=6YT(&]F(&QO86YS/"]T9#X-"B`@("`@("`@/'1D(&-L
M87-S/3-$;G5M<#XR.3@L-#4X/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@
M(#QT9"!C;&%S<STS1&YU;7`^,S8S+#`W.3QS<&%N/CPO<W!A;CX\+W1D/@T*
M("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')E/@T*("`@("`@("`\
M=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^4&5R8V5N=&%G92!O9B!,;V%N
M<SPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^,3,N,#`E/'-P86X^
M/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^,34N,#`E
M/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L
M87-S/3-$<F@^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O
M<#Y296%L(&5S=&%T92!M;W)T9V%G92!R97-I9&5N=&EA;"`H,2TT(&9A;6EL
M>2D@9FER<W0@;6]R=&=A9V5S/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$
M=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$
M=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\
M='(@8VQA<W,],T1R93X-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N
M/3-$=&]P/CQS=')O;F<^06QL(&QO86YS("AN;VXM8V]V97)E9"!A;F0@8V]V
M97)E9"DZ/"]S=')O;F<^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X
M=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X
M=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@
M8VQA<W,],T1R;SX-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$
M=&]P/D%M;W5N="!O9B!L;V%N<SPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS
M1&YU;7`^.#$U+#(X,3QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@
M8VQA<W,],T1N=6UP/C@P-2PU-#(\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@
M(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R93X-"B`@("`@("`@/'1D(&-L
M87-S/3-$<&P@=F%L:6=N/3-$=&]P/E!E<F-E;G1A9V4@;V8@3&]A;G,\+W1D
M/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP/C,T+C`P)3QS<&%N/CPO<W!A
M;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP/C,S+C`P)3QS<&%N
M/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS
M1')H/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^4F5A
M;"!E<W1A=&4@;6]R=&=A9V4@:&]M92!E<75I='D@;&]A;G,O;&EN97,@;V8@
M8W)E9&ET/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\
M+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\
M+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R
M93X-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/CQS=')O
M;F<^06QL(&QO86YS("AN;VXM8V]V97)E9"!A;F0@8V]V97)E9"DZ/"]S=')O
M;F<^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P
M86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P
M86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R;SX-
M"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/D%M;W5N="!O
M9B!L;V%N<SPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^,C,X+#DR
M-3QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP
M/C(U-BPU,#D\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@
M("`\='(@8VQA<W,],T1R93X-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L
M:6=N/3-$=&]P/E!E<F-E;G1A9V4@;V8@3&]A;G,\+W1D/@T*("`@("`@("`\
M=&0@8VQA<W,],T1N=6UP/C$P+C`P)3QS<&%N/CPO<W!A;CX\+W1D/@T*("`@
M("`@("`\=&0@8VQA<W,],T1N=6UP/C$Q+C`P)3QS<&%N/CPO<W!A;CX\+W1D
M/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')H/@T*("`@("`@
M("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^4F5A;"!E<W1A=&4@;6]R
M=&=A9V4@8V]M;65R8VEA;"!A;F0@;W1H97(\+W1D/@T*("`@("`@("`\=&0@
M8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@
M8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-
M"B`@("`@(#QT<B!C;&%S<STS1')E/@T*("`@("`@("`\=&0@8VQA<W,],T1P
M;"!V86QI9VX],T1T;W`^/'-T<F]N9SY!;&P@;&]A;G,@*&YO;BUC;W9E<F5D
M(&%N9"!C;W9E<F5D*3H\+W-T<F]N9SX\+W1D/@T*("`@("`@("`\=&0@8VQA
M<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA
M<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@
M("`@(#QT<B!C;&%S<STS1')O/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V
M86QI9VX],T1T;W`^06UO=6YT(&]F(&QO86YS/"]T9#X-"B`@("`@("`@/'1D
M(&-L87-S/3-$;G5M<#XW.#DL-S0V/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@
M("`@(#QT9"!C;&%S<STS1&YU;7`^-S8R+#@Y-3QS<&%N/CPO<W!A;CX\+W1D
M/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')E/@T*("`@("`@
M("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^4&5R8V5N=&%G92!O9B!,
M;V%N<SPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^,S,N,#`E/'-P
M86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^,S$N
M,#`E/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R
M(&-L87-S/3-$<F@^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS
M1'1O<#Y);G-T86QL;65N="!L;V%N<R!T;R!I;F1I=FED=6%L/"]T9#X-"B`@
M("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@
M("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@
M("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R93X-"B`@("`@("`@/'1D
M(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/CQS=')O;F<^06QL(&QO86YS("AN
M;VXM8V]V97)E9"!A;F0@8V]V97)E9"DZ/"]S=')O;F<^/"]T9#X-"B`@("`@
M("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@
M("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@
M(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R;SX-"B`@("`@("`@/'1D(&-L
M87-S/3-$<&P@=F%L:6=N/3-$=&]P/D%M;W5N="!O9B!L;V%N<SPO=&0^#0H@
M("`@("`@(#QT9"!C;&%S<STS1&YU;7`^)"`W,2PY,S,\<W!A;CX\+W-P86X^
M/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XD(#<X+#DX,CQS<&%N
M/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS
M1')E/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^4&5R
M8V5N=&%G92!O9B!,;V%N<SPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU
M;7`^,RXP,"4\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S
M/3-$;G5M<#XS+C`P)3QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-
M"B`@("`\+W1A8FQE/@T*("`\+V)O9'D^#0H\+VAT;6P^#0H-"BTM+2TM+3U?
M3F5X=%!A<G1?9CDP-C-D,F%?,#-E-5\T.30T7V%B-#E?,C!E-#-D838Y83@V
M#0I#;VYT96YT+4QO8V%T:6]N.B!F:6QE.B\O+T,Z+V8Y,#8S9#)A7S`S935?
M-#DT-%]A8C0Y7S(P930S9&$V.6$X-B]7;W)K<VAE971S+U-H965T-C`N:'1M
M;`T*0V]N=&5N="U4<F%N<V9E<BU%;F-O9&EN9SH@<75O=&5D+7!R:6YT86)L
M90T*0V]N=&5N="U4>7!E.B!T97AT+VAT;6P[(&-H87)S970](G5S+6%S8VEI
M(@T*#0H\:'1M;#X-"B`@/&AE860^#0H@("`@/$U%5$$@:'1T<"UE<75I=CTS
M1$-O;G1E;G0M5'EP92!C;VYT96YT/3-$)W1E>'0O:'1M;#L@8VAA<G-E=#UU
M=&8M."<^/'-C<FEP="!T>7!E/3-$=&5X="]J879A<V-R:7!T('-R8STS1%-H
M;W<N:G,^+RH@1&\@3F]T(%)E;6]V92!4:&ES($-O;6UE;G0@*B\\+W-C<FEP
M=#X\+VAE860^#0H@(#QB;V1Y/@T*("`@(#QT86)L92!C;&%S<STS1')E<&]R
M="!I9#TS1$E$,$4S-D%'/@T*("`@("`@/'1R/@T*("`@("`@("`\=&@@8VQA
M<W,],T1T;"!C;VQS<&%N/3-$,2!R;W=S<&%N/3-$,3X\<W1R;VYG/DQO86YS
M(&%N9"!!<W-E="!1=6%L:71Y($EN9F]R;6%T:6]N("A$971A:6QS(#$I("A5
M4T0@)"D\8G(^26X@5&AO=7-A;F1S+"!U;FQE<W,@;W1H97)W:7-E('-P96-I
M9FEE9#PO<W1R;VYG/CPO=&@^#0H@("`@("`@(#QT:"!C;&%S<STS1'1H/D1E
M8RX@,S$L(#(P,3(\8G(^/"]T:#X-"B`@("`@("`@/'1H(&-L87-S/3-$=&@^
M1&5C+B`S,2P@,C`Q,3QB<CX\+W1H/@T*("`@("`@/"]T<CX-"B`@("`@(#QT
M<B!C;&%S<STS1')E/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX]
M,T1T;W`^/'-T<F]N9SY.;VXM8V]V97)E9"!L;V%N<SH\+W-T<F]N9SX\+W1D
M/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D
M/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D
M/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')O/@T*("`@("`@
M("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^5&]T86P@;&]A;G,\+W1D
M/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP/B0@,BPP.3(L.#$Y/'-P86X^
M/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^)"`R+#`V
M-RPQ.#(\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\
M='(@8VQA<W,],T1R93X-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N
M/3-$=&]P/E!E<F-E;G1A9V4@;V8@3&]A;G,\+W1D/@T*("`@("`@("`\=&0@
M8VQA<W,],T1N=6UP/C$P,"XP,"4\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@
M("`@/'1D(&-L87-S/3-$;G5M<#XQ,#`N,#`E/'-P86X^/"]S<&%N/CPO=&0^
M#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F\^#0H@("`@("`@
M(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y5;F%M;W)T:7IE9"!N970@
M9&5F97)R960@;&]A;B!C;W-T<SPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS
M1&YU;7`^,2PS,C0\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L
M87-S/3-$;G5M<#XQ+#(X,#QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T
M<CX-"B`@("`@(#QT<B!C;&%S<STS1')E/@T*("`@("`@("`\=&0@8VQA<W,]
M,T1P;"!V86QI9VX],T1T;W`^3&]A;G,@+2!N;VXM8V]V97)E9#PO=&0^#0H@
M("`@("`@(#QT9"!C;&%S<STS1&YU;7`^,BPP.30L,30S/'-P86X^/"]S<&%N
M/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^,BPP-CDL,34R/'-P
M86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S
M/3-$<F@^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y#
M;VUM97)C:6%L+"!F:6YA;F-I86P@86YD(&%G<FEC=6QT=7)A;#PO=&0^#0H@
M("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@
M("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@
M("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F4^#0H@("`@("`@(#QT
M9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#X\<W1R;VYG/DYO;BUC;W9E<F5D
M(&QO86YS.CPO<W1R;VYG/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E
M>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E
M>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R
M(&-L87-S/3-$<F\^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS
M1'1O<#Y4;W1A;"!L;V%N<SPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU
M;7`^,34U+#(W,SQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA
M<W,],T1N=6UP/C$U,BPV,C<\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO
M='(^#0H@("`@("`\='(@8VQA<W,],T1R93X-"B`@("`@("`@/'1D(&-L87-S
M/3-$<&P@=F%L:6=N/3-$=&]P/E!E<F-E;G1A9V4@;V8@3&]A;G,\+W1D/@T*
M("`@("`@("`\=&0@8VQA<W,],T1N=6UP/C<N,#`E/'-P86X^/"]S<&%N/CPO
M=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^."XP,"4\<W!A;CX\+W-P
M86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R;SX-
M"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/DQO86YS("T@
M;F]N+6-O=F5R960\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP/C$W
M,"PW-#$\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$
M;G5M<#XQ-S(L,S4W/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*
M("`@("`@/'1R(&-L87-S/3-$<F@^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L
M('9A;&EG;CTS1'1O<#Y296%L($5S=&%T92!C;VYS=')U8W1I;VXL(&QA;F0@
M9&5V96QO<&UE;G0@86YD(&]T:&5R(&QA;F0@;&]A;G,\+W1D/@T*("`@("`@
M("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@
M("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@
M/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')O/@T*("`@("`@("`\=&0@8VQA
M<W,],T1P;"!V86QI9VX],T1T;W`^/'-T<F]N9SY.;VXM8V]V97)E9"!L;V%N
M<SH\+W-T<F]N9SX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS
M<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS
M<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S
M<STS1')E/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^
M5&]T86P@;&]A;G,\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP/C(U
M,2PU-CD\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$
M;G5M<#XR.3`L.3@S/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*
M("`@("`@/'1R(&-L87-S/3-$<F\^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L
M('9A;&EG;CTS1'1O<#Y097)C96YT86=E(&]F($QO86YS/"]T9#X-"B`@("`@
M("`@/'1D(&-L87-S/3-$;G5M<#XQ,BXP,"4\<W!A;CX\+W-P86X^/"]T9#X-
M"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XQ-"XP,"4\<W!A;CX\+W-P86X^
M/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R:#X-"B`@
M("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/E)E86P@97-T871E
M(&UO<G1G86=E(')E<VED96YT:6%L("@Q+30@9F%M:6QY*2!F:7)S="!M;W)T
M9V%G97,\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO
M<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO
M<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')O
M/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^/'-T<F]N
M9SY.;VXM8V]V97)E9"!L;V%N<SH\+W-T<F]N9SX\+W1D/@T*("`@("`@("`\
M=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\
M=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T
M<CX-"B`@("`@(#QT<B!C;&%S<STS1')E/@T*("`@("`@("`\=&0@8VQA<W,]
M,T1P;"!V86QI9VX],T1T;W`^5&]T86P@;&]A;G,\+W1D/@T*("`@("`@("`\
M=&0@8VQA<W,],T1N=6UP/C8W.2PT,#$\<W!A;CX\+W-P86X^/"]T9#X-"B`@
M("`@("`@/'1D(&-L87-S/3-$;G5M<#XV-#8L-C$V/'-P86X^/"]S<&%N/CPO
M=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F\^#0H@("`@
M("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y097)C96YT86=E(&]F
M($QO86YS/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XS,RXP,"4\
M<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XS
M,2XP,"4\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\
M='(@8VQA<W,],T1R:#X-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N
M/3-$=&]P/E)E86P@97-T871E(&UO<G1G86=E(&AO;64@97%U:71Y(&QO86YS
M+VQI;F5S(&]F(&-R961I=#PO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E
M>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E
M>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R
M(&-L87-S/3-$<F\^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS
M1'1O<#X\<W1R;VYG/DYO;BUC;W9E<F5D(&QO86YS.CPO<W1R;VYG/CPO=&0^
M#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^
M#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^
M#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F4^#0H@("`@("`@
M(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y4;W1A;"!L;V%N<SPO=&0^
M#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^,C$Y+#0T,SQS<&%N/CPO<W!A
M;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP/C(S,RPQ-S$\<W!A
M;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,]
M,T1R;SX-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/E!E
M<F-E;G1A9V4@;V8@3&]A;G,\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N
M=6UP/C$Q+C`P)3QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA
M<W,],T1N=6UP/C$Q+C`P)3QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T
M<CX-"B`@("`@(#QT<B!C;&%S<STS1')H/@T*("`@("`@("`\=&0@8VQA<W,]
M,T1P;"!V86QI9VX],T1T;W`^4F5A;"!E<W1A=&4@;6]R=&=A9V4@8V]M;65R
M8VEA;"!A;F0@;W1H97(\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT
M/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT
M/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C
M;&%S<STS1')O/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T
M;W`^/'-T<F]N9SY.;VXM8V]V97)E9"!L;V%N<SH\+W-T<F]N9SX\+W1D/@T*
M("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*
M("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*
M("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')E/@T*("`@("`@("`\
M=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^5&]T86P@;&]A;G,\+W1D/@T*
M("`@("`@("`\=&0@8VQA<W,],T1N=6UP/C<Q-2PY-S,\<W!A;CX\+W-P86X^
M/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XV-C8L.#@R/'-P86X^
M/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$
M<F\^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y097)C
M96YT86=E(&]F($QO86YS/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M
M<#XS-"XP,"4\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S
M/3-$;G5M<#XS,BXP,"4\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^
M#0H@("`@("`\='(@8VQA<W,],T1R:#X-"B`@("`@("`@/'1D(&-L87-S/3-$
M<&P@=F%L:6=N/3-$=&]P/DEN<W1A;&QM96YT(&QO86YS('1O(&EN9&EV:61U
M86P\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A
M;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A
M;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')O/@T*
M("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^/'-T<F]N9SY.
M;VXM8V]V97)E9"!L;V%N<SH\+W-T<F]N9SX\+W1D/@T*("`@("`@("`\=&0@
M8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@
M8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-
M"B`@("`@(#QT<B!C;&%S<STS1')E/@T*("`@("`@("`\=&0@8VQA<W,],T1P
M;"!V86QI9VX],T1T;W`^5&]T86P@;&]A;G,\+W1D/@T*("`@("`@("`\=&0@
M8VQA<W,],T1N=6UP/B0@-S$L,38P/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@
M("`@(#QT9"!C;&%S<STS1&YU;7`^)"`W-RPU.3,\<W!A;CX\+W-P86X^/"]T
M9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R;SX-"B`@("`@
M("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/E!E<F-E;G1A9V4@;V8@
M3&]A;G,\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP/C,N,#`E/'-P
M86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^-"XP
M,"4\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@/"]T86)L
M93X-"B`@/"]B;V1Y/@T*/"]H=&UL/@T*#0HM+2TM+2T]7TYE>'1087)T7V8Y
M,#8S9#)A7S`S935?-#DT-%]A8C0Y7S(P930S9&$V.6$X-@T*0V]N=&5N="U,
M;V-A=&EO;CH@9FEL93HO+R]#.B]F.3`V,V0R85\P,V4U7S0Y-#1?86(T.5\R
M,&4T,V1A-CEA.#8O5V]R:W-H965T<R]3:&5E=#8Q+FAT;6P-"D-O;G1E;G0M
M5')A;G-F97(M16YC;V1I;F<Z('%U;W1E9"UP<FEN=&%B;&4-"D-O;G1E;G0M
M5'EP93H@=&5X="]H=&UL.R!C:&%R<V5T/2)U<RUA<V-I:2(-"@T*/&AT;6P^
M#0H@(#QH96%D/@T*("`@(#Q-151!(&AT='`M97%U:78],T1#;VYT96YT+51Y
M<&4@8V]N=&5N=#TS1"=T97AT+VAT;6P[(&-H87)S970]=71F+3@G/CQS8W)I
M<'0@='EP93TS1'1E>'0O:F%V87-C<FEP="!S<F,],T13:&]W+FIS/B\J($1O
M($YO="!296UO=F4@5&AI<R!#;VUM96YT("HO/"]S8W)I<'0^/"]H96%D/@T*
M("`\8F]D>3X-"B`@("`\=&%B;&4@8VQA<W,],T1R97!O<G0@:60],T1)1#!%
M3$E!23X-"B`@("`@(#QT<CX-"B`@("`@("`@/'1H(&-L87-S/3-$=&P@8V]L
M<W!A;CTS1#$@<F]W<W!A;CTS1#$^/'-T<F]N9SY,;V%N<R!A;F0@07-S970@
M475A;&ET>2!);F9O<FUA=&EO;B`H1&5T86EL<R`R*2`H55-$("0I/&)R/DEN
M(%1H;W5S86YD<RP@=6YL97-S(&]T:&5R=VES92!S<&5C:69I960\+W-T<F]N
M9SX\+W1H/@T*("`@("`@("`\=&@@8VQA<W,],T1T:#Y$96,N(#,Q+"`R,#$R
M/&)R/CPO=&@^#0H@("`@("`@(#QT:"!C;&%S<STS1'1H/D1E8RX@,S$L(#(P
M,3$\8G(^/"]T:#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R
M93X-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/CQS=')O
M;F<^0V]V97)E9"!L;V%N<SH\+W-T<F]N9SX\+W1D/@T*("`@("`@("`\=&0@
M8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@
M8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-
M"B`@("`@(#QT<B!C;&%S<STS1')O/@T*("`@("`@("`\=&0@8VQA<W,],T1P
M;"!V86QI9VX],T1T;W`^26UP86ER960@4'5R8VAA<V5D($QO86YS("T@0V%R
M<GEI;F<@5F%L=64\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP/B0@
M-"PX,C4\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$
M;G5M<#XD(#<L.#8T/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*
M("`@("`@/'1R(&-L87-S/3-$<F4^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L
M('9A;&EG;CTS1'1O<#Y);7!A:7)E9"!0=7)C:&%S960@3&]A;G,@+2!5;G!A
M:60@4')I;F-I<&%L($)A;&%N8V4\+W1D/@T*("`@("`@("`\=&0@8VQA<W,]
M,T1N=6UP/C@L.#$U/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C
M;&%S<STS1&YU;7`^,3<L,#,R/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\
M+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F\^#0H@("`@("`@(#QT9"!C;&%S
M<STS1'!L('9A;&EG;CTS1'1O<#Y.;VYI;7!A:7)E9"!0=7)C:&%S960@3&]A
M;G,@+2!#87)R>6EN9R!686QU93PO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS
M1&YU;7`^,C<W+#0X.3QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@
M8VQA<W,],T1N=6UP/C,S-2PS-S`\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@
M(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R93X-"B`@("`@("`@/'1D(&-L
M87-S/3-$<&P@=F%L:6=N/3-$=&]P/DYO;FEM<&%I<F5D(%!U<F-H87-E9"!,
M;V%N<R`M(%5N<&%I9"!0<FEN8VEP86P@0F%L86YC93PO=&0^#0H@("`@("`@
M(#QT9"!C;&%S<STS1&YU;7`^,S<P+#@V,CQS<&%N/CPO<W!A;CX\+W1D/@T*
M("`@("`@("`\=&0@8VQA<W,],T1N=6UP/C0W,BPY-#,\<W!A;CX\+W-P86X^
M/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R;SX-"B`@
M("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/E1O=&%L($-O=F5R
M960@3&]A;G,@+2!#87)R>6EN9R!686QU93PO=&0^#0H@("`@("`@(#QT9"!C
M;&%S<STS1&YU;7`^,C@R+#,Q-#QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@
M("`\=&0@8VQA<W,],T1N=6UP/C,V,2PR,S0\<W!A;CX\+W-P86X^/"]T9#X-
M"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R93X-"B`@("`@("`@
M/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/E1O=&%L($-O=F5R960@3&]A
M;G,@+2!5;G!A:60@4')I;F-I<&%L($)A;&%N8V4\+W1D/@T*("`@("`@("`\
M=&0@8VQA<W,],T1N=6UP/C,W.2PV-S<\<W!A;CX\+W-P86X^/"]T9#X-"B`@
M("`@("`@/'1D(&-L87-S/3-$;G5M<#XT.#DL.3<U/'-P86X^/"]S<&%N/CPO
M=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F@^#0H@("`@
M("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y#;VUM97)C:6%L+"!F
M:6YA;F-I86P@86YD(&%G<FEC=6QT=7)A;#PO=&0^#0H@("`@("`@(#QT9"!C
M;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C
M;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*
M("`@("`@/'1R(&-L87-S/3-$<F4^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L
M('9A;&EG;CTS1'1O<#X\<W1R;VYG/D-O=F5R960@;&]A;G,Z/"]S=')O;F<^
M/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^
M/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^
M/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R;SX-"B`@
M("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/DEM<&%I<F5D(%!U
M<F-H87-E9"!,;V%N<R`M($-A<G)Y:6YG(%9A;'5E/"]T9#X-"B`@("`@("`@
M/'1D(&-L87-S/3-$;G5M<#XW,3QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@
M("`\=&0@8VQA<W,],T1N=6UP/C8Y/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@
M("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F4^#0H@("`@("`@(#QT9"!C
M;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y);7!A:7)E9"!0=7)C:&%S960@3&]A
M;G,@+2!5;G!A:60@4')I;F-I<&%L($)A;&%N8V4\+W1D/@T*("`@("`@("`\
M=&0@8VQA<W,],T1N=6UP/C$T.#QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@
M("`\=&0@8VQA<W,],T1N=6UP/C,Q.3QS<&%N/CPO<W!A;CX\+W1D/@T*("`@
M("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')O/@T*("`@("`@("`\=&0@
M8VQA<W,],T1P;"!V86QI9VX],T1T;W`^3F]N:6UP86ER960@4'5R8VAA<V5D
M($QO86YS("T@0V%R<GEI;F<@5F%L=64\+W1D/@T*("`@("`@("`\=&0@8VQA
M<W,],T1N=6UP/C4L-#0V/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT
M9"!C;&%S<STS1&YU;7`^.2PT,#,\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@
M(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R93X-"B`@("`@("`@/'1D(&-L
M87-S/3-$<&P@=F%L:6=N/3-$=&]P/DYO;FEM<&%I<F5D(%!U<F-H87-E9"!,
M;V%N<R`M(%5N<&%I9"!0<FEN8VEP86P@0F%L86YC93PO=&0^#0H@("`@("`@
M(#QT9"!C;&%S<STS1&YU;7`^-RPP,#D\<W!A;CX\+W-P86X^/"]T9#X-"B`@
M("`@("`@/'1D(&-L87-S/3-$;G5M<#XQ,2PW,S8\<W!A;CX\+W-P86X^/"]T
M9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R;SX-"B`@("`@
M("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/E1O=&%L($-O=F5R960@
M3&]A;G,@+2!#87)R>6EN9R!686QU93PO=&0^#0H@("`@("`@(#QT9"!C;&%S
M<STS1&YU;7`^-2PU,3<\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D
M(&-L87-S/3-$;G5M<#XY+#0W,CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@
M/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')E/@T*("`@("`@("`\=&0@8VQA
M<W,],T1P;"!V86QI9VX],T1T;W`^5&]T86P@0V]V97)E9"!,;V%N<R`M(%5N
M<&%I9"!0<FEN8VEP86P@0F%L86YC93PO=&0^#0H@("`@("`@(#QT9"!C;&%S
M<STS1&YU;7`^-RPQ-3<\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D
M(&-L87-S/3-$;G5M<#XQ,BPP-34\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@
M(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R:#X-"B`@("`@("`@/'1D(&-L
M87-S/3-$<&P@=F%L:6=N/3-$=&]P/E)E86P@17-T871E(&-O;G-T<G5C=&EO
M;BP@;&%N9"!D979E;&]P;65N="!A;F0@;W1H97(@;&%N9"!L;V%N<SPO=&0^
M#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^
M#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^
M#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F4^#0H@("`@("`@
M(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#X\<W1R;VYG/D-O=F5R960@
M;&]A;G,Z/"]S=')O;F<^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X
M=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X
M=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@
M8VQA<W,],T1R;SX-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$
M=&]P/DEM<&%I<F5D(%!U<F-H87-E9"!,;V%N<R`M($-A<G)Y:6YG(%9A;'5E
M/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XQ+#4W-3QS<&%N/CPO
M<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP/C,L.#8U/'-P
M86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S
M/3-$<F4^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y)
M;7!A:7)E9"!0=7)C:&%S960@3&]A;G,@+2!5;G!A:60@4')I;F-I<&%L($)A
M;&%N8V4\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP/C(L-3DT/'-P
M86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^."PU
M,#4\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@
M8VQA<W,],T1R;SX-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$
M=&]P/DYO;FEM<&%I<F5D(%!U<F-H87-E9"!,;V%N<R`M($-A<G)Y:6YG(%9A
M;'5E/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XT-2PS,30\<W!A
M;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XV."PR
M,S$\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@
M8VQA<W,],T1R93X-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$
M=&]P/DYO;FEM<&%I<F5D(%!U<F-H87-E9"!,;V%N<R`M(%5N<&%I9"!0<FEN
M8VEP86P@0F%L86YC93PO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^
M.#(L-C<V/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS
M1&YU;7`^,3$U+#0X.3QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-
M"B`@("`@(#QT<B!C;&%S<STS1')O/@T*("`@("`@("`\=&0@8VQA<W,],T1P
M;"!V86QI9VX],T1T;W`^5&]T86P@0V]V97)E9"!,;V%N<R`M($-A<G)Y:6YG
M(%9A;'5E/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XT-BPX.#D\
M<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XW
M,BPP.38\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\
M='(@8VQA<W,],T1R93X-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N
M/3-$=&]P/E1O=&%L($-O=F5R960@3&]A;G,@+2!5;G!A:60@4')I;F-I<&%L
M($)A;&%N8V4\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP/C@U+#(W
M,#QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP
M/C$R,RPY.30\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@
M("`\='(@8VQA<W,],T1R:#X-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L
M:6=N/3-$=&]P/E)E86P@97-T871E(&UO<G1G86=E(')E<VED96YT:6%L("@Q
M+30@9F%M:6QY*2!F:7)S="!M;W)T9V%G97,\+W1D/@T*("`@("`@("`\=&0@
M8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@
M8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-
M"B`@("`@(#QT<B!C;&%S<STS1')E/@T*("`@("`@("`\=&0@8VQA<W,],T1P
M;"!V86QI9VX],T1T;W`^/'-T<F]N9SY#;W9E<F5D(&QO86YS.CPO<W1R;VYG
M/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N
M/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N
M/CPO=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F\^#0H@
M("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y);7!A:7)E9"!0
M=7)C:&%S960@3&]A;G,@+2!#87)R>6EN9R!686QU93PO=&0^#0H@("`@("`@
M(#QT9"!C;&%S<STS1&YU;7`^-SDT/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@
M("`@(#QT9"!C;&%S<STS1&YU;7`^,2PR,30\<W!A;CX\+W-P86X^/"]T9#X-
M"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R93X-"B`@("`@("`@
M/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/DEM<&%I<F5D(%!U<F-H87-E
M9"!,;V%N<R`M(%5N<&%I9"!0<FEN8VEP86P@0F%L86YC93PO=&0^#0H@("`@
M("`@(#QT9"!C;&%S<STS1&YU;7`^,2PY,#(\<W!A;CX\+W-P86X^/"]T9#X-
M"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XR+#8S.3QS<&%N/CPO<W!A;CX\
M+W1D/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')O/@T*("`@
M("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^3F]N:6UP86ER960@
M4'5R8VAA<V5D($QO86YS("T@0V%R<GEI;F<@5F%L=64\+W1D/@T*("`@("`@
M("`\=&0@8VQA<W,],T1N=6UP/C$S-2PP.#8\<W!A;CX\+W-P86X^/"]T9#X-
M"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XQ-3<L-S$R/'-P86X^/"]S<&%N
M/CPO=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F4^#0H@
M("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y.;VYI;7!A:7)E
M9"!0=7)C:&%S960@3&]A;G,@+2!5;G!A:60@4')I;F-I<&%L($)A;&%N8V4\
M+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP/C$V,2PT,38\<W!A;CX\
M+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XQ.#DL-#,V
M/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L
M87-S/3-$<F\^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O
M<#Y4;W1A;"!#;W9E<F5D($QO86YS("T@0V%R<GEI;F<@5F%L=64\+W1D/@T*
M("`@("`@("`\=&0@8VQA<W,],T1N=6UP/C$S-2PX.#`\<W!A;CX\+W-P86X^
M/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XQ-3@L.3(V/'-P86X^
M/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$
M<F4^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y4;W1A
M;"!#;W9E<F5D($QO86YS("T@56YP86ED(%!R:6YC:7!A;"!"86QA;F-E/"]T
M9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XQ-C,L,S$X/'-P86X^/"]S
M<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^,3DR+#`W-3QS
M<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S
M<STS1')H/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^
M4F5A;"!E<W1A=&4@;6]R=&=A9V4@:&]M92!E<75I='D@;&]A;G,O;&EN97,@
M;V8@8W)E9&ET/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A
M;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A
M;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,]
M,T1R93X-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/CQS
M=')O;F<^0V]V97)E9"!L;V%N<SH\+W-T<F]N9SX\+W1D/@T*("`@("`@("`\
M=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\
M=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T
M<CX-"B`@("`@(#QT<B!C;&%S<STS1')O/@T*("`@("`@("`\=&0@8VQA<W,]
M,T1P;"!V86QI9VX],T1T;W`^26UP86ER960@4'5R8VAA<V5D($QO86YS("T@
M0V%R<GEI;F<@5F%L=64\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP
M/C$V/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU
M;7`^,3(W/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@("`@
M/'1R(&-L87-S/3-$<F4^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG
M;CTS1'1O<#Y);7!A:7)E9"!0=7)C:&%S960@3&]A;G,@+2!5;G!A:60@4')I
M;F-I<&%L($)A;&%N8V4\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP
M/C4V/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU
M;7`^-3<W/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@("`@
M/'1R(&-L87-S/3-$<F\^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG
M;CTS1'1O<#Y.;VYI;7!A:7)E9"!0=7)C:&%S960@3&]A;G,@+2!#87)R>6EN
M9R!686QU93PO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^,3DL-#8V
M/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^
M,C,L,C$Q/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@("`@
M/'1R(&-L87-S/3-$<F4^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG
M;CTS1'1O<#Y.;VYI;7!A:7)E9"!0=7)C:&%S960@3&]A;G,@+2!5;G!A:60@
M4')I;F-I<&%L($)A;&%N8V4\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N
M=6UP/C(T+#0S,3QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA
M<W,],T1N=6UP/C(Y+#(T.3QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T
M<CX-"B`@("`@(#QT<B!C;&%S<STS1')O/@T*("`@("`@("`\=&0@8VQA<W,]
M,T1P;"!V86QI9VX],T1T;W`^5&]T86P@0V]V97)E9"!,;V%N<R`M($-A<G)Y
M:6YG(%9A;'5E/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XQ.2PT
M.#(\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M
M<#XR,RPS,S@\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@
M("`\='(@8VQA<W,],T1R93X-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L
M:6=N/3-$=&]P/E1O=&%L($-O=F5R960@3&]A;G,@+2!5;G!A:60@4')I;F-I
M<&%L($)A;&%N8V4\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP/C(T
M+#0X-SQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N
M=6UP/C(Y+#@R-CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@
M("`@(#QT<B!C;&%S<STS1')H/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V
M86QI9VX],T1T;W`^4F5A;"!E<W1A=&4@;6]R=&=A9V4@8V]M;65R8VEA;"!A
M;F0@;W1H97(\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N
M/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N
M/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS
M1')E/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^/'-T
M<F]N9SY#;W9E<F5D(&QO86YS.CPO<W1R;VYG/CPO=&0^#0H@("`@("`@(#QT
M9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT
M9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R
M/@T*("`@("`@/'1R(&-L87-S/3-$<F\^#0H@("`@("`@(#QT9"!C;&%S<STS
M1'!L('9A;&EG;CTS1'1O<#Y);7!A:7)E9"!0=7)C:&%S960@3&]A;G,@+2!#
M87)R>6EN9R!686QU93PO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^
M,BPS-CD\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$
M;G5M<#XR+#4X-3QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@
M("`@(#QT<B!C;&%S<STS1')E/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V
M86QI9VX],T1T;W`^26UP86ER960@4'5R8VAA<V5D($QO86YS("T@56YP86ED
M(%!R:6YC:7!A;"!"86QA;F-E/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$
M;G5M<#XT+#$Q-3QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA
M<W,],T1N=6UP/C0L.3@V/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R
M/@T*("`@("`@/'1R(&-L87-S/3-$<F\^#0H@("`@("`@(#QT9"!C;&%S<STS
M1'!L('9A;&EG;CTS1'1O<#Y.;VYI;7!A:7)E9"!0=7)C:&%S960@3&]A;G,@
M+2!#87)R>6EN9R!686QU93PO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU
M;7`^-S$L-#`T/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S
M<STS1&YU;7`^.3,L-#(X/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R
M/@T*("`@("`@/'1R(&-L87-S/3-$<F4^#0H@("`@("`@(#QT9"!C;&%S<STS
M1'!L('9A;&EG;CTS1'1O<#Y.;VYI;7!A:7)E9"!0=7)C:&%S960@3&]A;G,@
M+2!5;G!A:60@4')I;F-I<&%L($)A;&%N8V4\+W1D/@T*("`@("`@("`\=&0@
M8VQA<W,],T1N=6UP/CDT+#4P,CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@
M("`\=&0@8VQA<W,],T1N=6UP/C$R-2PT-3`\<W!A;CX\+W-P86X^/"]T9#X-
M"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R;SX-"B`@("`@("`@
M/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/E1O=&%L($-O=F5R960@3&]A
M;G,@+2!#87)R>6EN9R!686QU93PO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS
M1&YU;7`^-S,L-S<S/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C
M;&%S<STS1&YU;7`^.38L,#$S/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\
M+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F4^#0H@("`@("`@(#QT9"!C;&%S
M<STS1'!L('9A;&EG;CTS1'1O<#Y4;W1A;"!#;W9E<F5D($QO86YS("T@56YP
M86ED(%!R:6YC:7!A;"!"86QA;F-E/"]T9#X-"B`@("`@("`@/'1D(&-L87-S
M/3-$;G5M<#XY."PV,3<\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D
M(&-L87-S/3-$;G5M<#XQ,S`L-#,V/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@
M("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F@^#0H@("`@("`@(#QT9"!C
M;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y);G-T86QL;65N="!L;V%N<R!T;R!I
M;F1I=FED=6%L/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A
M;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A
M;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,]
M,T1R93X-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/CQS
M=')O;F<^0V]V97)E9"!L;V%N<SH\+W-T<F]N9SX\+W1D/@T*("`@("`@("`\
M=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\
M=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T
M<CX-"B`@("`@(#QT<B!C;&%S<STS1')O/@T*("`@("`@("`\=&0@8VQA<W,]
M,T1P;"!V86QI9VX],T1T;W`^26UP86ER960@4'5R8VAA<V5D($QO86YS("T@
M0V%R<GEI;F<@5F%L=64\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT
M/B9N8G-P.R9N8G-P.SQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@
M8VQA<W,],T1N=6UP/C0\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^
M#0H@("`@("`\='(@8VQA<W,],T1R93X-"B`@("`@("`@/'1D(&-L87-S/3-$
M<&P@=F%L:6=N/3-$=&]P/DEM<&%I<F5D(%!U<F-H87-E9"!,;V%N<R`M(%5N
M<&%I9"!0<FEN8VEP86P@0F%L86YC93PO=&0^#0H@("`@("`@(#QT9"!C;&%S
M<STS1'1E>'0^)FYB<W`[)FYB<W`[/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@
M("`@(#QT9"!C;&%S<STS1&YU;7`^-CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@
M("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')O/@T*("`@("`@("`\=&0@
M8VQA<W,],T1P;"!V86QI9VX],T1T;W`^3F]N:6UP86ER960@4'5R8VAA<V5D
M($QO86YS("T@0V%R<GEI;F<@5F%L=64\+W1D/@T*("`@("`@("`\=&0@8VQA
M<W,],T1N=6UP/C<W,SQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@
M8VQA<W,],T1N=6UP/C$L,S@U/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\
M+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F4^#0H@("`@("`@(#QT9"!C;&%S
M<STS1'!L('9A;&EG;CTS1'1O<#Y.;VYI;7!A:7)E9"!0=7)C:&%S960@3&]A
M;G,@+2!5;G!A:60@4')I;F-I<&%L($)A;&%N8V4\+W1D/@T*("`@("`@("`\
M=&0@8VQA<W,],T1N=6UP/C@R.#QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@
M("`\=&0@8VQA<W,],T1N=6UP/C$L-3@S/'-P86X^/"]S<&%N/CPO=&0^#0H@
M("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F\^#0H@("`@("`@(#QT
M9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y4;W1A;"!#;W9E<F5D($QO86YS
M("T@0V%R<GEI;F<@5F%L=64\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N
M=6UP/C<W,SQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,]
M,T1N=6UP/C$L,S@Y/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*
M("`@("`@/'1R(&-L87-S/3-$<F4^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L
M('9A;&EG;CTS1'1O<#Y4;W1A;"!#;W9E<F5D($QO86YS("T@56YP86ED(%!R
M:6YC:7!A;"!"86QA;F-E/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M
M<#XD(#@R.#QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,]
M,T1N=6UP/B0@,2PU.#D\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^
M#0H@("`@/"]T86)L93X-"B`@/"]B;V1Y/@T*/"]H=&UL/@T*#0HM+2TM+2T]
M7TYE>'1087)T7V8Y,#8S9#)A7S`S935?-#DT-%]A8C0Y7S(P930S9&$V.6$X
M-@T*0V]N=&5N="U,;V-A=&EO;CH@9FEL93HO+R]#.B]F.3`V,V0R85\P,V4U
M7S0Y-#1?86(T.5\R,&4T,V1A-CEA.#8O5V]R:W-H965T<R]3:&5E=#8R+FAT
M;6P-"D-O;G1E;G0M5')A;G-F97(M16YC;V1I;F<Z('%U;W1E9"UP<FEN=&%B
M;&4-"D-O;G1E;G0M5'EP93H@=&5X="]H=&UL.R!C:&%R<V5T/2)U<RUA<V-I
M:2(-"@T*/&AT;6P^#0H@(#QH96%D/@T*("`@(#Q-151!(&AT='`M97%U:78]
M,T1#;VYT96YT+51Y<&4@8V]N=&5N=#TS1"=T97AT+VAT;6P[(&-H87)S970]
M=71F+3@G/CQS8W)I<'0@='EP93TS1'1E>'0O:F%V87-C<FEP="!S<F,],T13
M:&]W+FIS/B\J($1O($YO="!296UO=F4@5&AI<R!#;VUM96YT("HO/"]S8W)I
M<'0^/"]H96%D/@T*("`\8F]D>3X-"B`@("`\=&%B;&4@8VQA<W,],T1R97!O
M<G0@:60],T1)1#!%1TA!13X-"B`@("`@(#QT<CX-"B`@("`@("`@/'1H(&-L
M87-S/3-$=&P@8V]L<W!A;CTS1#$@<F]W<W!A;CTS1#(^/'-T<F]N9SY,;V%N
M<R!A;F0@07-S970@475A;&ET>2!);F9O<FUA=&EO;B`H1&5T86EL<R`S*2`H
M55-$("0I/&)R/DEN(%1H;W5S86YD<RP@=6YL97-S(&]T:&5R=VES92!S<&5C
M:69I960\+W-T<F]N9SX\+W1H/@T*("`@("`@("`\=&@@8VQA<W,],T1T:"!C
M;VQS<&%N/3-$,CXQ,B!-;VYT:',@16YD960\+W1H/@T*("`@("`@/"]T<CX-
M"B`@("`@(#QT<CX-"B`@("`@("`@/'1H(&-L87-S/3-$=&@^1&5C+B`S,2P@
M,C`Q,CQB<CX\+W1H/@T*("`@("`@("`\=&@@8VQA<W,],T1T:#Y$96,N(#,Q
M+"`R,#$Q/&)R/CPO=&@^#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S
M/3-$<F4^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y!
M9&1I=&EO;G,@9'5E('1O(&%C<75I<VET:6]N(&]F(%1H92!"86YK(&]F($%S
M:&5V:6QL92`H870@9F%I<B!V86QU92D\+W1D/@T*("`@("`@("`\=&0@8VQA
M<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA
M<W,],T1N=6UP/B0@,3<L-C0U/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\
M+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F\^#0H@("`@("`@(#QT9"!C;&%S
M<STS1'!L('9A;&EG;CTS1'1O<#Y4<F%N<V9E<G,@=&\@9F]R96-L;W-E9"!R
M96%L(&5S=&%T93PO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;3XH-"PQ
M-#DI/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU
M;3XH,3`L-3<S*3QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@
M("`@(#QT<B!C;&%S<STS1')E/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V
M86QI9VX],T1T;W`^3&]A;B!C:&%R9V4M;V9F<SPO=&0^#0H@("`@("`@(#QT
M9"!C;&%S<STS1&YU;7`^,3<R/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@
M(#QT9"!C;&%S<STS1&YU;3XH,RPS,CDI/'-P86X^/"]S<&%N/CPO=&0^#0H@
M("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F\^#0H@("`@("`@(#QT
M9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y!8V-R971I;VX@;V8@;&]A;B!D
M:7-C;W5N=#PO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^,38L-#8V
M/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^
M,3$L-3DX/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@("`@
M/'1R(&-L87-S/3-$<F@^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG
M;CTS1'1O<#Y#;W9E<F5D/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X
M=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X
M=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@
M8VQA<W,],T1R;SX-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$
M=&]P/D-A<G)Y:6YG(&%M;W5N="!O9B!N;VYI;7!A:7)E9"!C;W9E<F5D(&QO
M86YS+"!B96=I;FYI;F<@8F%L86YC93PO=&0^#0H@("`@("`@(#QT9"!C;&%S
M<STS1&YU;7`^,S4S+#,W,#QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\
M=&0@8VQA<W,],T1N=6UP/C,V-BPU,C$\<W!A;CX\+W-P86X^/"]T9#X-"B`@
M("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R93X-"B`@("`@("`@/'1D
M(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/D%D9&ET:6]N<R!D=64@=&\@86-Q
M=6ES:71I;VX@;V8@5&AE($)A;FL@;V8@07-H979I;&QE("AA="!F86ER('9A
M;'5E*3PO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^)FYB<W`[)FYB
M<W`[/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU
M;7`^.#0L-C(S/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@
M("`@/'1R(&-L87-S/3-$<F\^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A
M;&EG;CTS1'1O<#Y0<FEN8VEP86P@<F5P87EM96YT<SPO=&0^#0H@("`@("`@
M(#QT9"!C;&%S<STS1&YU;3XH-3$L-3@R*3QS<&%N/CPO<W!A;CX\+W1D/@T*
M("`@("`@("`\=&0@8VQA<W,],T1N=6T^*#0P+#4W-BD\<W!A;CX\+W-P86X^
M/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R93X-"B`@
M("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/E1R86YS9F5R<R!T
M;R!F;W)E8VQO<V5D(')E86P@97-T871E/"]T9#X-"B`@("`@("`@/'1D(&-L
M87-S/3-$;G5M/B@S,"PQ.#$I/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@
M(#QT9"!C;&%S<STS1&YU;3XH-3,L.3DY*3QS<&%N/CPO<W!A;CX\+W1D/@T*
M("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')O/@T*("`@("`@("`\
M=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^3&]A;B!C:&%R9V4M;V9F<SPO
M=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;3XH,3`L-3@T*3QS<&%N/CPO
M<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6T^*#$T+#<Y-RD\
M<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA
M<W,],T1R93X-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P
M/D%C8W)E=&EO;B!O9B!L;V%N(&1I<V-O=6YT/"]T9#X-"B`@("`@("`@/'1D
M(&-L87-S/3-$;G5M<#XQ-BPT-C8\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@
M("`@/'1D(&-L87-S/3-$;G5M<#XQ,2PU.3@\<W!A;CX\+W-P86X^/"]T9#X-
M"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R;SX-"B`@("`@("`@
M/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/D)A;&%N8V4L(&5N9&EN9RP@
M8V%R<GEI;F<@=F%L=64\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP
M/B0@,C<W+#0X.3QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA
M<W,],T1N=6UP/B0@,S4S+#,W,#QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@
M/"]T<CX-"B`@("`\+W1A8FQE/@T*("`\+V)O9'D^#0H\+VAT;6P^#0H-"BTM
M+2TM+3U?3F5X=%!A<G1?9CDP-C-D,F%?,#-E-5\T.30T7V%B-#E?,C!E-#-D
M838Y83@V#0I#;VYT96YT+4QO8V%T:6]N.B!F:6QE.B\O+T,Z+V8Y,#8S9#)A
M7S`S935?-#DT-%]A8C0Y7S(P930S9&$V.6$X-B]7;W)K<VAE971S+U-H965T
M-C,N:'1M;`T*0V]N=&5N="U4<F%N<V9E<BU%;F-O9&EN9SH@<75O=&5D+7!R
M:6YT86)L90T*0V]N=&5N="U4>7!E.B!T97AT+VAT;6P[(&-H87)S970](G5S
M+6%S8VEI(@T*#0H\:'1M;#X-"B`@/&AE860^#0H@("`@/$U%5$$@:'1T<"UE
M<75I=CTS1$-O;G1E;G0M5'EP92!C;VYT96YT/3-$)W1E>'0O:'1M;#L@8VAA
M<G-E=#UU=&8M."<^/'-C<FEP="!T>7!E/3-$=&5X="]J879A<V-R:7!T('-R
M8STS1%-H;W<N:G,^+RH@1&\@3F]T(%)E;6]V92!4:&ES($-O;6UE;G0@*B\\
M+W-C<FEP=#X\+VAE860^#0H@(#QB;V1Y/@T*("`@(#QT86)L92!C;&%S<STS
M1')E<&]R="!I9#TS1$E$,$4U-D%%/@T*("`@("`@/'1R/@T*("`@("`@("`\
M=&@@8VQA<W,],T1T;"!C;VQS<&%N/3-$,2!R;W=S<&%N/3-$,CX\<W1R;VYG
M/DQO86YS(&%N9"!!<W-E="!1=6%L:71Y($EN9F]R;6%T:6]N("A$971A:6QS
M(#0I("A54T0@)"D\8G(^26X@5&AO=7-A;F1S+"!U;FQE<W,@;W1H97)W:7-E
M('-P96-I9FEE9#PO<W1R;VYG/CPO=&@^#0H@("`@("`@(#QT:"!C;&%S<STS
M1'1H(&-O;'-P86X],T0R/C$R($UO;G1H<R!%;F1E9#PO=&@^#0H@("`@("`\
M+W1R/@T*("`@("`@/'1R/@T*("`@("`@("`\=&@@8VQA<W,],T1T:#Y$96,N
M(#,Q+"`R,#$R/&)R/CPO=&@^#0H@("`@("`@(#QT:"!C;&%S<STS1'1H/D1E
M8RX@,S$L(#(P,3$\8G(^/"]T:#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@
M8VQA<W,],T1R93X-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$
M=&]P/D)A;&%N8V4L(&)E9VEN;FEN9RP@8V%R<GEI;F<@=F%L=64\+W1D/@T*
M("`@("`@("`\=&0@8VQA<W,],T1N=6UP/B0@."PW.#0\<W!A;CX\+W-P86X^
M/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XD(#4L-S4Q/'-P86X^
M/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$
M<F\^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y!9&1I
M=&EO;G,@9'5E('1O(&%C<75I<VET:6]N(&]F(%1H92!"86YK(&]F($%S:&5V
M:6QL93PO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S
M<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^,3<L-C0U/'-P
M86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S
M/3-$<F4^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y#
M:&%N9V4@9'5E('1O('!A>6UE;G1S(')E8V5I=F5D/"]T9#X-"B`@("`@("`@
M/'1D(&-L87-S/3-$;G5M/B@S.3DI/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@
M("`@(#QT9"!C;&%S<STS1&YU;3XH,2PR.3,I/'-P86X^/"]S<&%N/CPO=&0^
M#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F\^#0H@("`@("`@
M(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y4<F%N<V9E<B!T;R!F;W)E
M8VQO<V5D(')E86P@97-T871E/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$
M;G5M/B@T+#$T.2D\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L
M87-S/3-$;G5M/B@Q,"PU-S,I/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\
M+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F4^#0H@("`@("`@(#QT9"!C;&%S
M<STS1'!L('9A;&EG;CTS1'1O<#Y#:&%N9V4@9'5E('1O(&QO86X@8VAA<F=E
M+6]F9CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^,3<R/'-P86X^
M/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;3XH,RPS,CDI
M/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L
M87-S/3-$<F\^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O
M<#Y/=&AE<CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^-#$W/'-P
M86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^-3@S
M/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L
M87-S/3-$<F4^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O
M<#Y"86QA;F-E+"!E;F1I;F<L(&-A<G)Y:6YG('9A;'5E/"]T9#X-"B`@("`@
M("`@/'1D(&-L87-S/3-$;G5M<#XT+#@R-3QS<&%N/CPO<W!A;CX\+W1D/@T*
M("`@("`@("`\=&0@8VQA<W,],T1N=6UP/C@L-S@T/'-P86X^/"]S<&%N/CPO
M=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F@^#0H@("`@
M("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y#;VYT<F%C='5A;"!0
M<FEN8VEP86P@4F5C96EV86)L93PO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS
M1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS
M1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@("`@
M/'1R(&-L87-S/3-$<F4^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG
M;CTS1'1O<#Y"86QA;F-E+"!B96=I;FYI;F<L(&-O;G1R86-T=6%L('!R:6YC
M:7!A;#PO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^,3@L,S$V/'-P
M86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^."PP
M.#`\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@
M8VQA<W,],T1R;SX-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$
M=&]P/D%D9&ET:6]N<R!D=64@=&\@86-Q=6ES:71I;VX@;V8@5&AE($)A;FL@
M;V8@07-H979I;&QE/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\
M<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XS
M."PT-3(\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\
M='(@8VQA<W,],T1R93X-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N
M/3-$=&]P/D-H86YG92!D=64@=&\@<&%Y;65N=',@<F5C96EV960\+W1D/@T*
M("`@("`@("`\=&0@8VQA<W,],T1N=6T^*#,U-2D\<W!A;CX\+W-P86X^/"]T
M9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M/B@Q+#8R,"D\<W!A;CX\+W-P
M86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R;SX-
M"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/E1R86YS9F5R
M('1O(&9O<F5C;&]S960@<F5A;"!E<W1A=&4\+W1D/@T*("`@("`@("`\=&0@
M8VQA<W,],T1N=6T^*#<L-C,V*3QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@
M("`\=&0@8VQA<W,],T1N=6T^*#$Y+#@X,2D\<W!A;CX\+W-P86X^/"]T9#X-
M"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R93X-"B`@("`@("`@
M/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/D-H86YG92!D=64@=&\@;&]A
M;B!C:&%R9V4M;V9F/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M/B@S
M-3DI/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU
M;3XH-RPU,C(I/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@
M("`@/'1R(&-L87-S/3-$<F\^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A
M;&EG;CTS1'1O<#Y/=&AE<CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU
M;3XH,2PQ-3$I/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S
M<STS1&YU;7`^.#`W/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*
M("`@("`@/'1R(&-L87-S/3-$<F4^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L
M('9A;&EG;CTS1'1O<#Y"86QA;F-E+"!E;F1I;F<L(&-O;G1R86-T=6%L('!R
M:6YC:7!A;#PO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^."PX,34\
M<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XQ
M."PS,38\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\
M='(@8VQA<W,],T1R:#X-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N
M/3-$=&]P/D9A:7(@5F%L=64@061J=7-T;65N="!7<FET92!$;W=N/"]T9#X-
M"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-
M"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-
M"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R93X-"B`@("`@("`@
M/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/D)A;&%N8V4L(&)E9VEN;FEN
M9RP@1DU6/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XY+#4S,CQS
M<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP/C(L
M,S(Y/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R
M(&-L87-S/3-$<F\^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS
M1'1O<#Y!9&1I=&EO;G,@9'5E('1O(&%C<75I<VET:6]N(&]F(%1H92!"86YK
M(&]F($%S:&5V:6QL93PO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^
M/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^
M,C`L.#`W/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@("`@
M/'1R(&-L87-S/3-$<F4^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG
M;CTS1'1O<#Y#:&%N9V4@9'5E('1O('!A>6UE;G1S(')E8V5I=F5D/"]T9#X-
M"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XT-#QS<&%N/CPO<W!A;CX\+W1D
M/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6T^*#,R-RD\<W!A;CX\+W-P86X^
M/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R;SX-"B`@
M("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/E1R86YS9F5R('1O
M(&9O<F5C;&]S960@<F5A;"!E<W1A=&4\+W1D/@T*("`@("`@("`\=&0@8VQA
M<W,],T1N=6T^*#,L-#@W*3QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\
M=&0@8VQA<W,],T1N=6T^*#DL,S`X*3QS<&%N/CPO<W!A;CX\+W1D/@T*("`@
M("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')E/@T*("`@("`@("`\=&0@
M8VQA<W,],T1P;"!V86QI9VX],T1T;W`^0VAA;F=E(&1U92!T;R!L;V%N(&-H
M87)G92UO9F8\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6T^*#4S,2D\
M<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M/B@T
M+#$Y,RD\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\
M='(@8VQA<W,],T1R;SX-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N
M/3-$=&]P/D]T:&5R/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M/B@Q
M+#4V."D\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$
M;G5M<#XR,C0\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@
M("`\='(@8VQA<W,],T1R93X-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L
M:6=N/3-$=&]P/D)A;&%N8V4L(&5N9&EN9RP@1DU6/"]T9#X-"B`@("`@("`@
M/'1D(&-L87-S/3-$;G5M<#XD(#,L.3DP/'-P86X^/"]S<&%N/CPO=&0^#0H@
M("`@("`@(#QT9"!C;&%S<STS1&YU;7`^)"`Y+#4S,CQS<&%N/CPO<W!A;CX\
M+W1D/@T*("`@("`@/"]T<CX-"B`@("`\+W1A8FQE/@T*("`\+V)O9'D^#0H\
M+VAT;6P^#0H-"BTM+2TM+3U?3F5X=%!A<G1?9CDP-C-D,F%?,#-E-5\T.30T
M7V%B-#E?,C!E-#-D838Y83@V#0I#;VYT96YT+4QO8V%T:6]N.B!F:6QE.B\O
M+T,Z+V8Y,#8S9#)A7S`S935?-#DT-%]A8C0Y7S(P930S9&$V.6$X-B]7;W)K
M<VAE971S+U-H965T-C0N:'1M;`T*0V]N=&5N="U4<F%N<V9E<BU%;F-O9&EN
M9SH@<75O=&5D+7!R:6YT86)L90T*0V]N=&5N="U4>7!E.B!T97AT+VAT;6P[
M(&-H87)S970](G5S+6%S8VEI(@T*#0H\:'1M;#X-"B`@/&AE860^#0H@("`@
M/$U%5$$@:'1T<"UE<75I=CTS1$-O;G1E;G0M5'EP92!C;VYT96YT/3-$)W1E
M>'0O:'1M;#L@8VAA<G-E=#UU=&8M."<^/'-C<FEP="!T>7!E/3-$=&5X="]J
M879A<V-R:7!T('-R8STS1%-H;W<N:G,^+RH@1&\@3F]T(%)E;6]V92!4:&ES
M($-O;6UE;G0@*B\\+W-C<FEP=#X\+VAE860^#0H@(#QB;V1Y/@T*("`@(#QT
M86)L92!C;&%S<STS1')E<&]R="!I9#TS1$E$,$5"-D%%/@T*("`@("`@/'1R
M/@T*("`@("`@("`\=&@@8VQA<W,],T1T;"!C;VQS<&%N/3-$,2!R;W=S<&%N
M/3-$,3X\<W1R;VYG/DQO86YS(&%N9"!!<W-E="!1=6%L:71Y($EN9F]R;6%T
M:6]N("A$971A:6QS(#4I("A54T0@)"D\8G(^26X@5&AO=7-A;F1S+"!U;FQE
M<W,@;W1H97)W:7-E('-P96-I9FEE9#PO<W1R;VYG/CPO=&@^#0H@("`@("`@
M(#QT:"!C;&%S<STS1'1H(&-O;'-P86X],T0R/D1E8RX@,S$L(#(P,3(\8G(^
M/"]T:#X-"B`@("`@("`@/'1H(&-L87-S/3-$=&@@8V]L<W!A;CTS1#(^1&5C
M+B`S,2P@,C`Q,3QB<CX\+W1H/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C
M;&%S<STS1')E/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T
M;W`^/'-T<F]N9SY!4U-%5"!154%,2519($1!5$$\+W-T<F]N9SX\+W1D/@T*
M("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*
M("`@("`@("`\=&0@8VQA<W,],T1F;CX\+W1D/@T*("`@("`@("`\=&0@8VQA
M<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA
M<W,],T1F;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS
M1')O/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^3F]N
M86-C<G5A;"!L;V%N<SPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^
M)"`V-BPU,C4\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S
M/3-$9FX^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XD(#$Q-2PP
M,S@\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$9FX^
M/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R93X-"B`@
M("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/E)E<W1R=6-T=7)E
M9"!L;V%N<R`M(&%C8W)U:6YG/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$
M;G5M<#XT,#`\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S
M/3-$9FX^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\
M+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$9FX^/"]T9#X-"B`@
M("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R;SX-"B`@("`@("`@/'1D
M(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/D9O<F5C;&]S960@<F5A;"!E<W1A
M=&4@+2!N;VXM8V]V97)E9#PO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU
M;7`^,C8L,C@U/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S
M<STS1&9N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^,S<L,#(S
M/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&9N/CPO
M=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F4^#0H@("`@
M("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y&;W)E8VQO<V5D(')E
M86P@97-T871E("T@8V]V97)E9#PO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS
M1&YU;7`^-#<L,CDP/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C
M;&%S<STS1&9N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^.#4L
M,C<R/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&9N
M/CPO=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F\^#0H@
M("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y4;W1A;"!N;VYP
M97)F;W)M:6YG(&%S<V5T<SPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU
M;7`^,C`R+#,U,3QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA
M<W,],T1F;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP/C(V,RPR
M-S$\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$9FX^
M/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R:#X-"B`@
M("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/DYO;BUC;W9E<F5D
M(&YO;G!E<F9O<FUI;F<@07-S971S/"]T9#X-"B`@("`@("`@/'1D(&-L87-S
M/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S
M/3-$9FX^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\
M+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$9FX^/"]T9#X-"B`@
M("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R;SX-"B`@("`@("`@/'1D
M(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/CQS=')O;F<^05-3150@455!3$E4
M62!$051!/"]S=')O;F<^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X
M=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$9FX^
M/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^
M/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$9FX^/"]T9#X-"B`@("`@(#PO
M='(^#0H@("`@("`\='(@8VQA<W,],T1R93X-"B`@("`@("`@/'1D(&-L87-S
M/3-$<&P@=F%L:6=N/3-$=&]P/DYO;F%C8W)U86P@;&]A;G,\+W1D/@T*("`@
M("`@("`\=&0@8VQA<W,],T1N=6UP/C,S+#`S-#QS<&%N/CPO<W!A;CX\+W1D
M/@T*("`@("`@("`\=&0@8VQA<W,],T1F;CX\+W1D/@T*("`@("`@("`\=&0@
M8VQA<W,],T1N=6UP/C<S+#4V-CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@
M("`\=&0@8VQA<W,],T1F;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@(#QT
M<B!C;&%S<STS1')O/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX]
M,T1T;W`^4F5S=')U8W1U<F5D(&QO86YS("T@86-C<G5I;F<\+W1D/@T*("`@
M("`@("`\=&0@8VQA<W,],T1N=6UP/C(T+#@T.#QS<&%N/CPO<W!A;CX\+W1D
M/@T*("`@("`@("`\=&0@8VQA<W,],T1F;CX\+W1D/@T*("`@("`@("`\=&0@
M8VQA<W,],T1N=6UP/C$Q+#<R,#QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@
M("`\=&0@8VQA<W,],T1F;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@(#QT
M<B!C;&%S<STS1')E/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX]
M,T1T;W`^06-C<G5I;F<@;&]A;G,@)F=T.R`Y,"!D87ES('!A<W0@9'5E/"]T
M9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#XF;F)S<#LF;F)S<#L\<W!A
M;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$9FX^/"]T9#X-
M"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#XF;F)S<#LF;F)S<#L\<W!A;CX\
M+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$9FX^/"]T9#X-"B`@
M("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R;SX-"B`@("`@("`@/'1D
M(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/E1O=&%L(&YO;G!E<F9O<FUI;F<@
M;&]A;G,\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP/C4W+#@X,CQS
M<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1F;CX\+W1D
M/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP/C@U+#(X-CQS<&%N/CPO<W!A
M;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1F;CX\+W1D/@T*("`@("`@
M/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')E/@T*("`@("`@("`\=&0@8VQA
M<W,],T1P;"!V86QI9VX],T1T;W`^3F]N<&5R9F]R;6EN9R!L;V%N<R!H96QD
M(&9O<B!S86QE/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XR,2PY
M,S@\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$9FX^
M/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^
M/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$9FX^/"]T9#X-"B`@("`@(#PO
M='(^#0H@("`@("`\='(@8VQA<W,],T1R;SX-"B`@("`@("`@/'1D(&-L87-S
M/3-$<&P@=F%L:6=N/3-$=&]P/D9O<F5C;&]S960@<F5A;"!E<W1A=&4@+2!N
M;VXM8V]V97)E9#PO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^,C8L
M,C@U/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&9N
M/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^,S<L,#(S/'-P86X^
M/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&9N/CPO=&0^#0H@
M("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F4^#0H@("`@("`@(#QT
M9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y4;W1A;"!N;VYP97)F;W)M:6YG
M(&%S<V5T<SPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^,3`V+#$P
M-3QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1F;CX\
M+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP/C$R,BPS,#D\<W!A;CX\
M+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$9FX^/"]T9#X-"B`@
M("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R:#X-"B`@("`@("`@/'1D
M(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/D-O=F5R960@;F]N<&5R9F]R;6EN
M9R!!<W-E=',\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N
M/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1F;CX\+W1D/@T*
M("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*
M("`@("`@("`\=&0@8VQA<W,],T1F;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@
M("`@(#QT<B!C;&%S<STS1')E/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V
M86QI9VX],T1T;W`^/'-T<F]N9SY!4U-%5"!154%,2519($1!5$$\+W-T<F]N
M9SX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A
M;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1F;CX\+W1D/@T*("`@("`@
M("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@
M("`\=&0@8VQA<W,],T1F;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@(#QT
M<B!C;&%S<STS1')O/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX]
M,T1T;W`^3F]N86-C<G5A;"!L;V%N<SPO=&0^#0H@("`@("`@(#QT9"!C;&%S
M<STS1&YU;7`^,S,L-#DQ/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT
M9"!C;&%S<STS1&9N/CQS=7`^6S%=/"]S=7`^/"]T9#X-"B`@("`@("`@/'1D
M(&-L87-S/3-$;G5M<#XT,2PT-S(\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@
M("`@/'1D(&-L87-S/3-$9FX^/'-U<#Y;,5T\+W-U<#X\+W1D/@T*("`@("`@
M/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')E/@T*("`@("`@("`\=&0@8VQA
M<W,],T1P;"!V86QI9VX],T1T;W`^4F5S=')U8W1U<F5D(&QO86YS("T@86-C
M<G5I;F<\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP/C$U+#0V-3QS
M<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1F;CX\+W1D
M/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP/C$T+#(Q.#QS<&%N/CPO<W!A
M;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1F;CX\+W1D/@T*("`@("`@
M/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')O/@T*("`@("`@("`\=&0@8VQA
M<W,],T1P;"!V86QI9VX],T1T;W`^06-C<G5I;F<@;&]A;G,@)F=T.R`Y,"!D
M87ES('!A<W0@9'5E/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#XF
M;F)S<#LF;F)S<#L\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L
M87-S/3-$9FX^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#XF;F)S
M<#LF;F)S<#L\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S
M/3-$9FX^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R
M93X-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/E1O=&%L
M(&YO;G!E<F9O<FUI;F<@;&]A;G,\+W1D/@T*("`@("`@("`\=&0@8VQA<W,]
M,T1N=6UP/C0X+#DU-CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@
M8VQA<W,],T1F;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP/C4U
M+#8Y,#QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1F
M;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')O/@T*
M("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^1F]R96-L;W-E
M9"!R96%L(&5S=&%T92`M(&-O=F5R960\+W1D/@T*("`@("`@("`\=&0@8VQA
M<W,],T1N=6UP/C0W+#(Y,#QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\
M=&0@8VQA<W,],T1F;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP
M/C@U+#(W,CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,]
M,T1F;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')E
M/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^5&]T86P@
M;F]N<&5R9F]R;6EN9R!A<W-E=',\+W1D/@T*("`@("`@("`\=&0@8VQA<W,]
M,T1N=6UP/B0@.38L,C0V/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT
M9"!C;&%S<STS1&9N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^
M)"`Q-#`L.38R/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S
M<STS1&9N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R/@T*("`@("`@
M("`\=&0@8V]L<W!A;CTS1#4^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\
M='(@8VQA<W,],T1I;FYE<D9O;W1N;W1E/@T*("`@("`@("`\=&0@=F%L:6=N
M/3-$=&]P/ELQ73PO=&0^#0H@("`@("`@(#QT9"!C;VQS<&%N/3-$-"!V86QI
M9VX],T1T;W`^*#$I($%T($1E8V5M8F5R(#,Q+"`R,#$R(&%N9"!$96-E;6)E
M<B`S,2P@,C`Q,2P@=&AE(&-O;G1R86-T=6%L(&)A;&%N8V4@;V8@=&AE(&YO
M;F%C8W)U86P@;&]A;G,@8V]V97)E9"!B>2!&1$E#(&QO<W,@<VAA<F4@86=R
M965M96YT<R!W87,@)#8T+C0@;6EL;&EO;B!A;F0@)#8Y+C`@;6EL;&EO;BP@
M<F5S<&5C=&EV96QY+CPO=&0^#0H@("`@("`\+W1R/@T*("`@(#PO=&%B;&4^
M#0H@(#PO8F]D>3X-"CPO:'1M;#X-"@T*+2TM+2TM/5].97AT4&%R=%]F.3`V
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M("`\:&5A9#X-"B`@("`\345402!H='1P+65Q=6EV/3-$0V]N=&5N="U4>7!E
M(&-O;G1E;G0],T0G=&5X="]H=&UL.R!C:&%R<V5T/75T9BTX)SX\<V-R:7!T
M('1Y<&4],T1T97AT+VIA=F%S8W)I<'0@<W)C/3-$4VAO=RYJ<SXO*B!$;R!.
M;W0@4F5M;W9E(%1H:7,@0V]M;65N="`J+SPO<V-R:7!T/CPO:&5A9#X-"B`@
M/&)O9'D^#0H@("`@/'1A8FQE(&-L87-S/3-$<F5P;W)T(&ED/3-$240P15%8
M044^#0H@("`@("`\='(^#0H@("`@("`@(#QT:"!C;&%S<STS1'1L(&-O;'-P
M86X],T0Q(')O=W-P86X],T0R/CQS=')O;F<^3&]A;G,@86YD($%S<V5T(%%U
M86QI='D@26YF;W)M871I;VX@*$1E=&%I;',@-BD@*%531"`D*3QB<CY);B!4
M:&]U<V%N9',L('5N;&5S<R!O=&AE<G=I<V4@<W!E8VEF:65D/"]S=')O;F<^
M/"]T:#X-"B`@("`@("`@/'1H(&-L87-S/3-$=&@@8V]L<W!A;CTS1#,^,3(@
M36]N=&AS($5N9&5D/"]T:#X-"B`@("`@(#PO='(^#0H@("`@("`\='(^#0H@
M("`@("`@(#QT:"!C;&%S<STS1'1H/D1E8RX@,S$L(#(P,3(\8G(^/"]T:#X-
M"B`@("`@("`@/'1H(&-L87-S/3-$=&@^1&5C+B`S,2P@,C`Q,3QB<CX\+W1H
M/@T*("`@("`@("`\=&@@8VQA<W,],T1T:#Y$96,N(#,Q+"`R,#$P/&)R/CPO
M=&@^#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F4^#0H@("`@
M("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y);7!A:7)E9"!L;V%N
M<R!A="!P97)I;V0@96YD/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M
M<#XD(#$P-BPX,S@\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L
M87-S/3-$;G5M<#XD(#$T,"PY-S8\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@
M("`@/'1D(&-L87-S/3-$;G5M<#XD(#$V."PX,C@\<W!A;CX\+W-P86X^/"]T
M9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R;SX-"B`@("`@
M("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/D%V97)A9V4@86UO=6YT
M(&]F(&EM<&%I<F5D(&QO86YS(&9O<B!P97)I;V0\+W1D/@T*("`@("`@("`\
M=&0@8VQA<W,],T1N=6UP/C$S.2PY-S$\<W!A;CX\+W-P86X^/"]T9#X-"B`@
M("`@("`@/'1D(&-L87-S/3-$;G5M<#XQ-3(L,S$R/'-P86X^/"]S<&%N/CPO
M=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^,3@U+#$R-#QS<&%N/CPO
M<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')E
M/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^26UP86ER
M960@;&]A;G,@=VET:"!R96QA=&5D(&%L;&]W86YC92`M(%)E;&%T960@06QL
M;W=A;F-E/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XX+#4V,#QS
M<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP/C$P
M+#DQ,#QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N
M=6UP/C$X+#<V.#QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@
M("`@(#QT<B!C;&%S<STS1')O/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V
M86QI9VX],T1T;W`^26UP86ER960@;&]A;G,@=VET:"!N;R!R96QA=&5D(&%L
M;&]W86YC92`M(%)E8V]R9&5D($EN=F5S=&UE;G0\+W1D/@T*("`@("`@("`\
M=&0@8VQA<W,],T1N=6UP/C0W+#(T-3QS<&%N/CPO<W!A;CX\+W1D/@T*("`@
M("`@("`\=&0@8VQA<W,],T1N=6UP/C<Y+#0R,SQS<&%N/CPO<W!A;CX\+W1D
M/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP/CDR+#@V-3QS<&%N/CPO<W!A
M;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')H/@T*
M("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^3F]N+6-O=F5R
M960\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A
M;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A
M;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A
M;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')O/@T*
M("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^26UP86ER960@
M;&]A;G,@870@<&5R:6]D(&5N9#PO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS
M1&YU;7`^-3<L.#@R/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C
M;&%S<STS1&YU;7`^.#4L,C@V/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@
M(#QT9"!C;&%S<STS1&YU;7`^.38L,#`S/'-P86X^/"]S<&%N/CPO=&0^#0H@
M("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F4^#0H@("`@("`@(#QT
M9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y!=F5R86=E(&%M;W5N="!O9B!I
M;7!A:7)E9"!L;V%N<R!F;W(@<&5R:6]D/"]T9#X-"B`@("`@("`@/'1D(&-L
M87-S/3-$;G5M<#XX-2PQ.3@\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@
M/'1D(&-L87-S/3-$;G5M<#XX.2PP,C,\<W!A;CX\+W-P86X^/"]T9#X-"B`@
M("`@("`@/'1D(&-L87-S/3-$;G5M<#XX.2PW-3$\<W!A;CX\+W-P86X^/"]T
M9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R;SX-"B`@("`@
M("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/DEM<&%I<F5D(&QO86YS
M('=I=&@@<F5L871E9"!A;&QO=V%N8V4@+2!296QA=&5D($%L;&]W86YC93PO
M=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^-2PP-3$\<W!A;CX\+W-P
M86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XU+#@P-#QS<&%N
M/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP/C<L-C$S
M/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L
M87-S/3-$<F4^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O
M<#Y);7!A:7)E9"!L;V%N<R!W:71H(&YO(')E;&%T960@86QL;W=A;F-E("T@
M4F5C;W)D960@26YV97-T;65N=#PO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS
M1&YU;7`^,3(L,#0Y/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C
M;&%S<STS1&YU;7`^,S4L-S(Q/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@
M(#QT9"!C;&%S<STS1&YU;7`^-#(L.#<T/'-P86X^/"]S<&%N/CPO=&0^#0H@
M("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F@^#0H@("`@("`@(#QT
M9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y#;W9E<F5D/"]T9#X-"B`@("`@
M("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@
M("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@
M("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@
M(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R93X-"B`@("`@("`@/'1D(&-L
M87-S/3-$<&P@=F%L:6=N/3-$=&]P/DEM<&%I<F5D(&QO86YS(&%T('!E<FEO
M9"!E;F0\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP/C0X+#DU-CQS
M<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP/C4U
M+#8Y,#QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N
M=6UP/C<R+#@R-3QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@
M("`@(#QT<B!C;&%S<STS1')O/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V
M86QI9VX],T1T;W`^079E<F%G92!A;6]U;G0@;V8@:6UP86ER960@;&]A;G,@
M9F]R('!E<FEO9#PO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^-30L
M-S<S/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU
M;7`^-C,L,C@Y/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S
M<STS1&YU;7`^.34L,S<S/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R
M/@T*("`@("`@/'1R(&-L87-S/3-$<F4^#0H@("`@("`@(#QT9"!C;&%S<STS
M1'!L('9A;&EG;CTS1'1O<#Y);7!A:7)E9"!L;V%N<R!W:71H(')E;&%T960@
M86QL;W=A;F-E("T@4F5L871E9"!!;&QO=V%N8V4\+W1D/@T*("`@("`@("`\
M=&0@8VQA<W,],T1N=6UP/C,L-3`Y/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@
M("`@(#QT9"!C;&%S<STS1&YU;7`^-2PQ,#8\<W!A;CX\+W-P86X^/"]T9#X-
M"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XQ,2PQ-34\<W!A;CX\+W-P86X^
M/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R;SX-"B`@
M("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/DEM<&%I<F5D(&QO
M86YS('=I=&@@;F\@<F5L871E9"!A;&QO=V%N8V4@+2!296-O<F1E9"!);G9E
M<W1M96YT/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XD(#,U+#$Y
M-CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP
M/B0@-#,L-S`R/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S
M<STS1&YU;7`^)"`T.2PY.3$\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO
M='(^#0H@("`@/"]T86)L93X-"B`@/"]B;V1Y/@T*/"]H=&UL/@T*#0HM+2TM
M+2T]7TYE>'1087)T7V8Y,#8S9#)A7S`S935?-#DT-%]A8C0Y7S(P930S9&$V
M.6$X-@T*0V]N=&5N="U,;V-A=&EO;CH@9FEL93HO+R]#.B]F.3`V,V0R85\P
M,V4U7S0Y-#1?86(T.5\R,&4T,V1A-CEA.#8O5V]R:W-H965T<R]3:&5E=#8V
M+FAT;6P-"D-O;G1E;G0M5')A;G-F97(M16YC;V1I;F<Z('%U;W1E9"UP<FEN
M=&%B;&4-"D-O;G1E;G0M5'EP93H@=&5X="]H=&UL.R!C:&%R<V5T/2)U<RUA
M<V-I:2(-"@T*/&AT;6P^#0H@(#QH96%D/@T*("`@(#Q-151!(&AT='`M97%U
M:78],T1#;VYT96YT+51Y<&4@8V]N=&5N=#TS1"=T97AT+VAT;6P[(&-H87)S
M970]=71F+3@G/CQS8W)I<'0@='EP93TS1'1E>'0O:F%V87-C<FEP="!S<F,]
M,T13:&]W+FIS/B\J($1O($YO="!296UO=F4@5&AI<R!#;VUM96YT("HO/"]S
M8W)I<'0^/"]H96%D/@T*("`\8F]D>3X-"B`@("`\=&%B;&4@8VQA<W,],T1R
M97!O<G0@:60],T1)1#!%04)#23X-"B`@("`@(#QT<CX-"B`@("`@("`@/'1H
M(&-L87-S/3-$=&P@8V]L<W!A;CTS1#$@<F]W<W!A;CTS1#$^/'-T<F]N9SY,
M;V%N<R!A;F0@07-S970@475A;&ET>2!);F9O<FUA=&EO;B`H1&5T86EL<R`W
M*2`H55-$("0I/&)R/DEN(%1H;W5S86YD<RP@=6YL97-S(&]T:&5R=VES92!S
M<&5C:69I960\+W-T<F]N9SX\+W1H/@T*("`@("`@("`\=&@@8VQA<W,],T1T
M:#Y$96,N(#,Q+"`R,#$R/&)R/CPO=&@^#0H@("`@("`@(#QT:"!C;&%S<STS
M1'1H/D1E8RX@,S$L(#(P,3$\8G(^/"]T:#X-"B`@("`@(#PO='(^#0H@("`@
M("`\='(@8VQA<W,],T1R93X-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L
M:6=N/3-$=&]P/DYO;F%C8W)U86P@;&]A;G,\+W1D/@T*("`@("`@("`\=&0@
M8VQA<W,],T1N=6UP/B0@-C8L-3(U/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@
M("`@(#QT9"!C;&%S<STS1&YU;7`^)"`Q,34L,#,X/'-P86X^/"]S<&%N/CPO
M=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F@^#0H@("`@
M("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y#;VUM97)C:6%L(%5N
M<V5C=7)E9#PO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^
M/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^
M/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$
M<F4^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y.;VYA
M8V-R=6%L(&QO86YS/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XT
M-3<\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M
M<#XT-3(\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\
M='(@8VQA<W,],T1R:#X-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N
M/3-$=&]P/D-O;6UE<F-I86P@4V5C=7)E9#PO=&0^#0H@("`@("`@(#QT9"!C
M;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C
M;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*
M("`@("`@/'1R(&-L87-S/3-$<F4^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L
M('9A;&EG;CTS1'1O<#Y.;VYA8V-R=6%L(&QO86YS/"]T9#X-"B`@("`@("`@
M/'1D(&-L87-S/3-$;G5M<#XR+#0P,3QS<&%N/CPO<W!A;CX\+W1D/@T*("`@
M("`@("`\=&0@8VQA<W,],T1N=6UP/C(L-30X/'-P86X^/"]S<&%N/CPO=&0^
M#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F@^#0H@("`@("`@
M(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y396-U<F5D(&)Y($EN=F5N
M=&]R>2!A;F0@06-C;W5N=',@4F5C96EV86)L93PO=&0^#0H@("`@("`@(#QT
M9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT
M9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R
M/@T*("`@("`@/'1R(&-L87-S/3-$<F4^#0H@("`@("`@(#QT9"!C;&%S<STS
M1'!L('9A;&EG;CTS1'1O<#Y.;VYA8V-R=6%L(&QO86YS/"]T9#X-"B`@("`@
M("`@/'1D(&-L87-S/3-$;G5M<#XW-CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@
M("`@("`\=&0@8VQA<W,],T1N=6UP/C8Y,#QS<&%N/CPO<W!A;CX\+W1D/@T*
M("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')H/@T*("`@("`@("`\
M=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^4F5A;$5S=&%T94-O;G-T<G5C
M=&EO;DUE;6)E<CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P
M86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P
M86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S
M/3-$<F4^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y.
M;VYA8V-R=6%L(&QO86YS/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M
M<#XQ."PP-3(\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S
M/3-$;G5M<#XT,RPY-S8\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^
M#0H@("`@("`\='(@8VQA<W,],T1R:#X-"B`@("`@("`@/'1D(&-L87-S/3-$
M<&P@=F%L:6=N/3-$=&]P/E)E86P@97-T871E(')E<VED96YT:6%L+"!F87)M
M;&%N9"!A;F0@;75T;&DM9F%M:6QY/"]T9#X-"B`@("`@("`@/'1D(&-L87-S
M/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S
M/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@
M("`\='(@8VQA<W,],T1R93X-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L
M:6=N/3-$=&]P/DYO;F%C8W)U86P@;&]A;G,\+W1D/@T*("`@("`@("`\=&0@
M8VQA<W,],T1N=6UP/C(P+#,T,3QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@
M("`\=&0@8VQA<W,],T1N=6UP/C,V+#0X,#QS<&%N/CPO<W!A;CX\+W1D/@T*
M("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')H/@T*("`@("`@("`\
M=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^4F5A;"!E<W1A=&4@:&]M92!E
M<75I='D@;&EN97,@;V8@8W)E9&ET/"]T9#X-"B`@("`@("`@/'1D(&-L87-S
M/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S
M/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@
M("`\='(@8VQA<W,],T1R93X-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L
M:6=N/3-$=&]P/DYO;F%C8W)U86P@;&]A;G,\+W1D/@T*("`@("`@("`\=&0@
M8VQA<W,],T1N=6UP/C(L,#@W/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@
M(#QT9"!C;&%S<STS1&YU;7`^-"PR,CD\<W!A;CX\+W-P86X^/"]T9#X-"B`@
M("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R:#X-"B`@("`@("`@/'1D
M(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/E)E86P@97-T871E(&-O;6UE<F-I
M86P\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A
M;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A
M;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')E/@T*
M("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^3F]N86-C<G5A
M;"!L;V%N<SPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^,C`L,C(W
M/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^
M,C,L-C8R/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@("`@
M/'1R(&-L87-S/3-$<F@^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG
M;CTS1'1O<#Y#;VYS=6UE<CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E
M>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E
M>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R
M(&-L87-S/3-$<F4^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS
M1'1O<#Y.;VYA8V-R=6%L(&QO86YS/"]T9#X-"B`@("`@("`@/'1D(&-L87-S
M/3-$;G5M<#XR+#@X-#QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@
M8VQA<W,],T1N=6UP/C,L,#`Q/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\
M+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F@^#0H@("`@("`@(#QT9"!C;&%S
M<STS1'!L('9A;&EG;CTS1'1O<#Y.;VXM8V]V97)E9#PO=&0^#0H@("`@("`@
M(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@
M(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\
M+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F4^#0H@("`@("`@(#QT9"!C;&%S
M<STS1'!L('9A;&EG;CTS1'1O<#Y.;VYA8V-R=6%L(&QO86YS/"]T9#X-"B`@
M("`@("`@/'1D(&-L87-S/3-$;G5M<#XS,RPP,S0\<W!A;CX\+W-P86X^/"]T
M9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XW,RPU-C8\<W!A;CX\+W-P
M86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R:#X-
M"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/DYO;BUC;W9E
M<F5D('P@0V]M;65R8VEA;"!5;G-E8W5R960\+W1D/@T*("`@("`@("`\=&0@
M8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@
M8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-
M"B`@("`@(#QT<B!C;&%S<STS1')E/@T*("`@("`@("`\=&0@8VQA<W,],T1P
M;"!V86QI9VX],T1T;W`^3F]N86-C<G5A;"!L;V%N<SPO=&0^#0H@("`@("`@
M(#QT9"!C;&%S<STS1&YU;7`^,S`W/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@
M("`@(#QT9"!C;&%S<STS1&YU;7`^-#4R/'-P86X^/"]S<&%N/CPO=&0^#0H@
M("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F@^#0H@("`@("`@(#QT
M9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y.;VXM8V]V97)E9"!\($-O;6UE
M<F-I86P@4V5C=7)E9#PO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^
M/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^
M/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L
M87-S/3-$<F4^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O
M<#Y.;VYA8V-R=6%L(&QO86YS/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$
M;G5M<#XR+#,Y.#QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA
M<W,],T1N=6UP/C(L,3DP/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R
M/@T*("`@("`@/'1R(&-L87-S/3-$<F@^#0H@("`@("`@(#QT9"!C;&%S<STS
M1'!L('9A;&EG;CTS1'1O<#Y.;VXM8V]V97)E9"!\(%-E8W5R960@8GD@26YV
M96YT;W)Y(&%N9"!!8V-O=6YT<R!296-E:79A8FQE/"]T9#X-"B`@("`@("`@
M/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@
M/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO
M='(^#0H@("`@("`\='(@8VQA<W,],T1R93X-"B`@("`@("`@/'1D(&-L87-S
M/3-$<&P@=F%L:6=N/3-$=&]P/DYO;F%C8W)U86P@;&]A;G,\+W1D/@T*("`@
M("`@("`\=&0@8VQA<W,],T1N=6UP/C$W/'-P86X^/"]S<&%N/CPO=&0^#0H@
M("`@("`@(#QT9"!C;&%S<STS1&YU;7`^-3@X/'-P86X^/"]S<&%N/CPO=&0^
M#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F@^#0H@("`@("`@
M(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y.;VXM8V]V97)E9"!\(%)E
M86Q%<W1A=&5#;VYS=')U8W1I;VY-96UB97(\+W1D/@T*("`@("`@("`\=&0@
M8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@
M8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-
M"B`@("`@(#QT<B!C;&%S<STS1')E/@T*("`@("`@("`\=&0@8VQA<W,],T1P
M;"!V86QI9VX],T1T;W`^3F]N86-C<G5A;"!L;V%N<SPO=&0^#0H@("`@("`@
M(#QT9"!C;&%S<STS1&YU;7`^-BPS-30\<W!A;CX\+W-P86X^/"]T9#X-"B`@
M("`@("`@/'1D(&-L87-S/3-$;G5M<#XR,BPW-S(\<W!A;CX\+W-P86X^/"]T
M9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R:#X-"B`@("`@
M("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/DYO;BUC;W9E<F5D('P@
M4F5A;"!E<W1A=&4@<F5S:61E;G1I86PL(&9A<FUL86YD(&%N9"!M=71L:2UF
M86UI;'D\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO
M<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO
M<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')E
M/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^3F]N86-C
M<G5A;"!L;V%N<SPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^.2PV
M,CD\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M
M<#XR-2PT,S`\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@
M("`\='(@8VQA<W,],T1R:#X-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L
M:6=N/3-$=&]P/DYO;BUC;W9E<F5D('P@4F5A;"!E<W1A=&4@:&]M92!E<75I
M='D@;&EN97,@;V8@8W)E9&ET/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$
M=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$
M=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\
M='(@8VQA<W,],T1R93X-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N
M/3-$=&]P/DYO;F%C8W)U86P@;&]A;G,\+W1D/@T*("`@("`@("`\=&0@8VQA
M<W,],T1N=6UP/C$L-C(R/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT
M9"!C;&%S<STS1&YU;7`^,RPQ-C$\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@
M(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R:#X-"B`@("`@("`@/'1D(&-L
M87-S/3-$<&P@=F%L:6=N/3-$=&]P/DYO;BUC;W9E<F5D('P@4F5A;"!E<W1A
M=&4@8V]M;65R8VEA;#PO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^
M/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^
M/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L
M87-S/3-$<F4^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O
M<#Y.;VYA8V-R=6%L(&QO86YS/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$
M;G5M<#XY+#@X-3QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA
M<W,],T1N=6UP/C$V+#(P,SQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T
M<CX-"B`@("`@(#QT<B!C;&%S<STS1')H/@T*("`@("`@("`\=&0@8VQA<W,]
M,T1P;"!V86QI9VX],T1T;W`^3F]N+6-O=F5R960@?"!#;VYS=6UE<CPO=&0^
M#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^
M#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^
M#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F4^#0H@("`@("`@
M(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y.;VYA8V-R=6%L(&QO86YS
M/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XR+#@R,CQS<&%N/CPO
M<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP/C(L-S<P/'-P
M86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S
M/3-$<F@^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y#
M;W9E<F5D/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\
M+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\
M+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R
M93X-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/DYO;F%C
M8W)U86P@;&]A;G,\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP/C,S
M+#0Y,3QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N
M=6UP/C0Q+#0W,CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@
M("`@(#QT<B!C;&%S<STS1')H/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V
M86QI9VX],T1T;W`^0V]V97)E9"!\($-O;6UE<F-I86P@56YS96-U<F5D/"]T
M9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T
M9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T
M9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R93X-"B`@("`@
M("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/DYO;F%C8W)U86P@;&]A
M;G,\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP/C$U,#QS<&%N/CPO
M<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/B9N8G-P.R9N
M8G-P.SQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@(#QT
M<B!C;&%S<STS1')H/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX]
M,T1T;W`^0V]V97)E9"!\($-O;6UE<F-I86P@4V5C=7)E9#PO=&0^#0H@("`@
M("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@
M("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@
M("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F4^#0H@("`@("`@(#QT9"!C
M;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y.;VYA8V-R=6%L(&QO86YS/"]T9#X-
M"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XS/'-P86X^/"]S<&%N/CPO=&0^
M#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^,S4X/'-P86X^/"]S<&%N/CPO
M=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F@^#0H@("`@
M("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y#;W9E<F5D('P@4V5C
M=7)E9"!B>2!);G9E;G1O<GD@86YD($%C8V]U;G1S(%)E8V5I=F%B;&4\+W1D
M/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D
M/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D
M/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')E/@T*("`@("`@
M("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^3F]N86-C<G5A;"!L;V%N
M<SPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^-3D\<W!A;CX\+W-P
M86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XQ,#(\<W!A;CX\
M+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R
M:#X-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/D-O=F5R
M960@?"!296%L17-T871E0V]N<W1R=6-T:6]N365M8F5R/"]T9#X-"B`@("`@
M("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@
M("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@
M(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R93X-"B`@("`@("`@/'1D(&-L
M87-S/3-$<&P@=F%L:6=N/3-$=&]P/DYO;F%C8W)U86P@;&]A;G,\+W1D/@T*
M("`@("`@("`\=&0@8VQA<W,],T1N=6UP/C$Q+#8Y.#QS<&%N/CPO<W!A;CX\
M+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP/C(Q+#(P-#QS<&%N/CPO
M<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')H
M/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^0V]V97)E
M9"!\(%)E86P@97-T871E(')E<VED96YT:6%L+"!F87)M;&%N9"!A;F0@;75T
M;&DM9F%M:6QY/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A
M;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A
M;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,]
M,T1R93X-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/DYO
M;F%C8W)U86P@;&]A;G,\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP
M/C$P+#<Q,CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,]
M,T1N=6UP/C$Q+#`U,#QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-
M"B`@("`@(#QT<B!C;&%S<STS1')H/@T*("`@("`@("`\=&0@8VQA<W,],T1P
M;"!V86QI9VX],T1T;W`^0V]V97)E9"!\(%)E86P@97-T871E(&AO;64@97%U
M:71Y(&QI;F5S(&]F(&-R961I=#PO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS
M1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS
M1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@("`@
M/'1R(&-L87-S/3-$<F4^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG
M;CTS1'1O<#Y.;VYA8V-R=6%L(&QO86YS/"]T9#X-"B`@("`@("`@/'1D(&-L
M87-S/3-$;G5M<#XT-C4\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D
M(&-L87-S/3-$;G5M<#XQ+#`V.#QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@
M/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')H/@T*("`@("`@("`\=&0@8VQA
M<W,],T1P;"!V86QI9VX],T1T;W`^0V]V97)E9"!\(%)E86P@97-T871E(&-O
M;6UE<F-I86P\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N
M/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N
M/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS
M1')E/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^3F]N
M86-C<G5A;"!L;V%N<SPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^
M,3`L,S0R/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS
M1&YU;7`^-RPT-3D\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@
M("`@("`\='(@8VQA<W,],T1R:#X-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@
M=F%L:6=N/3-$=&]P/D-O=F5R960@?"!#;VYS=6UE<CPO=&0^#0H@("`@("`@
M(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@
M(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\
M+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F4^#0H@("`@("`@(#QT9"!C;&%S
M<STS1'!L('9A;&EG;CTS1'1O<#Y.;VYA8V-R=6%L(&QO86YS/"]T9#X-"B`@
M("`@("`@/'1D(&-L87-S/3-$;G5M<#XD(#8R/'-P86X^/"]S<&%N/CPO=&0^
M#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^)"`R,S$\<W!A;CX\+W-P86X^
M/"]T9#X-"B`@("`@(#PO='(^#0H@("`@/"]T86)L93X-"B`@/"]B;V1Y/@T*
M/"]H=&UL/@T*#0HM+2TM+2T]7TYE>'1087)T7V8Y,#8S9#)A7S`S935?-#DT
M-%]A8C0Y7S(P930S9&$V.6$X-@T*0V]N=&5N="U,;V-A=&EO;CH@9FEL93HO
M+R]#.B]F.3`V,V0R85\P,V4U7S0Y-#1?86(T.5\R,&4T,V1A-CEA.#8O5V]R
M:W-H965T<R]3:&5E=#8W+FAT;6P-"D-O;G1E;G0M5')A;G-F97(M16YC;V1I
M;F<Z('%U;W1E9"UP<FEN=&%B;&4-"D-O;G1E;G0M5'EP93H@=&5X="]H=&UL
M.R!C:&%R<V5T/2)U<RUA<V-I:2(-"@T*/&AT;6P^#0H@(#QH96%D/@T*("`@
M(#Q-151!(&AT='`M97%U:78],T1#;VYT96YT+51Y<&4@8V]N=&5N=#TS1"=T
M97AT+VAT;6P[(&-H87)S970]=71F+3@G/CQS8W)I<'0@='EP93TS1'1E>'0O
M:F%V87-C<FEP="!S<F,],T13:&]W+FIS/B\J($1O($YO="!296UO=F4@5&AI
M<R!#;VUM96YT("HO/"]S8W)I<'0^/"]H96%D/@T*("`\8F]D>3X-"B`@("`\
M=&%B;&4@8VQA<W,],T1R97!O<G0@:60],T1)1#!%04M"2SX-"B`@("`@(#QT
M<CX-"B`@("`@("`@/'1H(&-L87-S/3-$=&P@8V]L<W!A;CTS1#$@<F]W<W!A
M;CTS1#$^/'-T<F]N9SY,;V%N<R!A;F0@07-S970@475A;&ET>2!);F9O<FUA
M=&EO;B`H1&5T86EL<R`X*2`H55-$("0I/&)R/DEN(%1H;W5S86YD<RP@=6YL
M97-S(&]T:&5R=VES92!S<&5C:69I960\+W-T<F]N9SX\+W1H/@T*("`@("`@
M("`\=&@@8VQA<W,],T1T:#Y$96,N(#,Q+"`R,#$R/&)R/CPO=&@^#0H@("`@
M("`@(#QT:"!C;&%S<STS1'1H/D1E8RX@,S$L(#(P,3$\8G(^/"]T:#X-"B`@
M("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R93X-"B`@("`@("`@/'1D
M(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/C,P+34Y($1A>7,@4&%S="!$=64\
M+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP/B0@,C,L-C4T/'-P86X^
M/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^)"`R,BPY
M,#$\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@
M8VQA<W,],T1R;SX-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$
M=&]P/C8P+3@Y($1A>7,@4&%S="!$=64\+W1D/@T*("`@("`@("`\=&0@8VQA
M<W,],T1N=6UP/C@L,3,W/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT
M9"!C;&%S<STS1&YU;7`^,3$L,S@U/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@
M("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F4^#0H@("`@("`@(#QT9"!C
M;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y.;VYA8V-R=6%L(&QO86YS/"]T9#X-
M"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XV-BPU,C4\<W!A;CX\+W-P86X^
M/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XQ,34L,#,X/'-P86X^
M/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$
M<F\^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y#=7)R
M96YT/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XR+#(W-BPX,3<\
M<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XR
M+#(W.2PW.#(\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@
M("`\='(@8VQA<W,],T1R93X-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L
M:6=N/3-$=&]P/E1O=&%L(&YO;BUC;W9E<F5D(&QO86YS/"]T9#X-"B`@("`@
M("`@/'1D(&-L87-S/3-$;G5M<#XR+#`Y-"PQ-#,\<W!A;CX\+W-P86X^/"]T
M9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XR+#`V.2PQ-3(\<W!A;CX\
M+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R
M;SX-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/EM5;F%M
M;W)T:7IE9$YE=$1E9F5R<F5D3&]A;D-O<W1S73PO=&0^#0H@("`@("`@(#QT
M9"!C;&%S<STS1&YU;7`^,2PS,C0\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@
M("`@/'1D(&-L87-S/3-$;G5M<#XQ+#(X,#QS<&%N/CPO<W!A;CX\+W1D/@T*
M("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')E/@T*("`@("`@("`\
M=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^5&]T86P@0V]V97)E9"!,;V%N
M<R`M($-A<G)Y:6YG(%9A;'5E/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$
M;G5M<#XR.#(L,S$T/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C
M;&%S<STS1&YU;7`^,S8Q+#(S-#QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@
M/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')O/@T*("`@("`@("`\=&0@8VQA
M<W,],T1P;"!V86QI9VX],T1T;W`^3&]A;G,\+W1D/@T*("`@("`@("`\=&0@
M8VQA<W,],T1N=6UP/C(L,S<V+#0U-SQS<&%N/CPO<W!A;CX\+W1D/@T*("`@
M("`@("`\=&0@8VQA<W,],T1N=6UP/C(L-#,P+#,X-CQS<&%N/CPO<W!A;CX\
M+W1D/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')H/@T*("`@
M("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^0V]M;65R8VEA;"!5
M;G-E8W5R960\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N
M/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N
M/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS
M1')O/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^3F]N
M86-C<G5A;"!L;V%N<SPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^
M-#4W/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU
M;7`^-#4R/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@("`@
M/'1R(&-L87-S/3-$<F@^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG
M;CTS1'1O<#Y#;VUM97)C:6%L(%-E8W5R960\+W1D/@T*("`@("`@("`\=&0@
M8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@
M8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-
M"B`@("`@(#QT<B!C;&%S<STS1')O/@T*("`@("`@("`\=&0@8VQA<W,],T1P
M;"!V86QI9VX],T1T;W`^3F]N86-C<G5A;"!L;V%N<SPO=&0^#0H@("`@("`@
M(#QT9"!C;&%S<STS1&YU;7`^,BPT,#$\<W!A;CX\+W-P86X^/"]T9#X-"B`@
M("`@("`@/'1D(&-L87-S/3-$;G5M<#XR+#4T.#QS<&%N/CPO<W!A;CX\+W1D
M/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')H/@T*("`@("`@
M("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^4V5C=7)E9"!B>2!);G9E
M;G1O<GD@86YD($%C8V]U;G1S(%)E8V5I=F%B;&4\+W1D/@T*("`@("`@("`\
M=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\
M=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T
M<CX-"B`@("`@(#QT<B!C;&%S<STS1')O/@T*("`@("`@("`\=&0@8VQA<W,]
M,T1P;"!V86QI9VX],T1T;W`^3F]N86-C<G5A;"!L;V%N<SPO=&0^#0H@("`@
M("`@(#QT9"!C;&%S<STS1&YU;7`^-S8\<W!A;CX\+W-P86X^/"]T9#X-"B`@
M("`@("`@/'1D(&-L87-S/3-$;G5M<#XV.3`\<W!A;CX\+W-P86X^/"]T9#X-
M"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R:#X-"B`@("`@("`@
M/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/E)E86Q%<W1A=&5#;VYS=')U
M8W1I;VY-96UB97(\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS
M<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS
M<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S
M<STS1')O/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^
M3F]N86-C<G5A;"!L;V%N<SPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU
M;7`^,3@L,#4R/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S
M<STS1&YU;7`^-#,L.3<V/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R
M/@T*("`@("`@/'1R(&-L87-S/3-$<F4^#0H@("`@("`@(#QT9"!C;&%S<STS
M1'!L('9A;&EG;CTS1'1O<#Y4;W1A;"!N;VXM8V]V97)E9"!L;V%N<SPO=&0^
M#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^,C$X+#$P.#QS<&%N/CPO<W!A
M;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP/C(T-BPX,#4\<W!A
M;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,]
M,T1R:#X-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/E)E
M86P@97-T871E(')E<VED96YT:6%L+"!F87)M;&%N9"!A;F0@;75T;&DM9F%M
M:6QY/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P
M86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P
M86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R93X-
M"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/DYO;F%C8W)U
M86P@;&]A;G,\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP/C(P+#,T
M,3QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP
M/C,V+#0X,#QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@
M(#QT<B!C;&%S<STS1')O/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI
M9VX],T1T;W`^5&]T86P@;F]N+6-O=F5R960@;&]A;G,\+W1D/@T*("`@("`@
M("`\=&0@8VQA<W,],T1N=6UP/C@Q.2PT,SD\<W!A;CX\+W-P86X^/"]T9#X-
M"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XW.34L-C4U/'-P86X^/"]S<&%N
M/CPO=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F@^#0H@
M("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y296%L(&5S=&%T
M92!H;VUE(&5Q=6ET>2!L:6YE<R!O9B!C<F5D:70\+W1D/@T*("`@("`@("`\
M=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\
M=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T
M<CX-"B`@("`@(#QT<B!C;&%S<STS1')O/@T*("`@("`@("`\=&0@8VQA<W,]
M,T1P;"!V86QI9VX],T1T;W`^3F]N86-C<G5A;"!L;V%N<SPO=&0^#0H@("`@
M("`@(#QT9"!C;&%S<STS1&YU;7`^,BPP.#<\<W!A;CX\+W-P86X^/"]T9#X-
M"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XT+#(R.3QS<&%N/CPO<W!A;CX\
M+W1D/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')E/@T*("`@
M("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^5&]T86P@;F]N+6-O
M=F5R960@;&]A;G,\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP/C(P
M,"PX.#`\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$
M;G5M<#XR,#<L-#,V/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*
M("`@("`@/'1R(&-L87-S/3-$<F@^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L
M('9A;&EG;CTS1'1O<#Y296%L(&5S=&%T92!C;VUM97)C:6%L/"]T9#X-"B`@
M("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@
M("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@
M("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R93X-"B`@("`@("`@/'1D
M(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/DYO;F%C8W)U86P@;&]A;G,\+W1D
M/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP/C(P+#(R-SQS<&%N/CPO<W!A
M;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP/C(S+#8V,CQS<&%N
M/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS
M1')O/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^5&]T
M86P@;F]N+6-O=F5R960@;&]A;G,\+W1D/@T*("`@("`@("`\=&0@8VQA<W,]
M,T1N=6UP/C8R-RPY-#`\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D
M(&-L87-S/3-$;G5M<#XU.#<L,3@S/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@
M("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F@^#0H@("`@("`@(#QT9"!C
M;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y#;VYS=6UE<CPO=&0^#0H@("`@("`@
M(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@
M(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\
M+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F\^#0H@("`@("`@(#QT9"!C;&%S
M<STS1'!L('9A;&EG;CTS1'1O<#Y.;VYA8V-R=6%L(&QO86YS/"]T9#X-"B`@
M("`@("`@/'1D(&-L87-S/3-$;G5M<#XR+#@X-#QS<&%N/CPO<W!A;CX\+W1D
M/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP/C,L,#`Q/'-P86X^/"]S<&%N
M/CPO=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F4^#0H@
M("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y4;W1A;"!N;VXM
M8V]V97)E9"!L;V%N<SPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^
M-34L-S$Q/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS
M1&YU;7`^-3@L-#,V/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*
M("`@("`@/'1R(&-L87-S/3-$<F@^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L
M('9A;&EG;CTS1'1O<#Y.;VXM8V]V97)E9#PO=&0^#0H@("`@("`@(#QT9"!C
M;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C
M;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*
M("`@("`@/'1R(&-L87-S/3-$<F4^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L
M('9A;&EG;CTS1'1O<#XS,"TU.2!$87ES(%!A<W0@1'5E/"]T9#X-"B`@("`@
M("`@/'1D(&-L87-S/3-$;G5M<#XQ-RPP.3`\<W!A;CX\+W-P86X^/"]T9#X-
M"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XQ-BPS.3`\<W!A;CX\+W-P86X^
M/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R;SX-"B`@
M("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/C8P+3@Y($1A>7,@
M4&%S="!$=64\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP/C0L-S(P
M/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^
M-RPY.3<\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\
M='(@8VQA<W,],T1R93X-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N
M/3-$=&]P/DYO;F%C8W)U86P@;&]A;G,\+W1D/@T*("`@("`@("`\=&0@8VQA
M<W,],T1N=6UP/C,S+#`S-#QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\
M=&0@8VQA<W,],T1N=6UP/C<S+#4V-CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@
M("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')O/@T*("`@("`@("`\=&0@
M8VQA<W,],T1P;"!V86QI9VX],T1T;W`^0W5R<F5N=#PO=&0^#0H@("`@("`@
M(#QT9"!C;&%S<STS1&YU;7`^,BPP,S<L.3<U/'-P86X^/"]S<&%N/CPO=&0^
M#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^,2PY-CDL.3$Y/'-P86X^/"]S
M<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F4^
M#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y4;W1A;"!N
M;VXM8V]V97)E9"!L;V%N<SPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU
M;7`^,BPP.3(L.#$Y/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C
M;&%S<STS1&YU;7`^,BPP-C<L.#<R/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@
M("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F@^#0H@("`@("`@(#QT9"!C
M;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y.;VXM8V]V97)E9"!\($-O;6UE<F-I
M86P@56YS96-U<F5D/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\
M<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\
M<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA
M<W,],T1R93X-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P
M/C,P+34Y($1A>7,@4&%S="!$=64\+W1D/@T*("`@("`@("`\=&0@8VQA<W,]
M,T1N=6UP/CDQ/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S
M<STS1&YU;7`^-C<\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@
M("`@("`\='(@8VQA<W,],T1R;SX-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@
M=F%L:6=N/3-$=&]P/C8P+3@Y($1A>7,@4&%S="!$=64\+W1D/@T*("`@("`@
M("`\=&0@8VQA<W,],T1N=6UP/C$P/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@
M("`@(#QT9"!C;&%S<STS1&YU;7`^-3DQ/'-P86X^/"]S<&%N/CPO=&0^#0H@
M("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F4^#0H@("`@("`@(#QT
M9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y.;VYA8V-R=6%L(&QO86YS/"]T
M9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XS,#<\<W!A;CX\+W-P86X^
M/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XT-3(\<W!A;CX\+W-P
M86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R;SX-
M"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/D-U<G)E;G0\
M+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP/C,U+#(W.#QS<&%N/CPO
M<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP/C,W+#8V.#QS
M<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S
M<STS1')E/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^
M5&]T86P@;F]N+6-O=F5R960@;&]A;G,\+W1D/@T*("`@("`@("`\=&0@8VQA
M<W,],T1N=6UP/C,U+#8X-CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\
M=&0@8VQA<W,],T1N=6UP/C,X+#<W.#QS<&%N/CPO<W!A;CX\+W1D/@T*("`@
M("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')H/@T*("`@("`@("`\=&0@
M8VQA<W,],T1P;"!V86QI9VX],T1T;W`^3F]N+6-O=F5R960@?"!#;VUM97)C
M:6%L(%-E8W5R960\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS
M<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS
M<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S
M<STS1')E/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^
M,S`M-3D@1&%Y<R!087-T($1U93PO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS
M1&YU;7`^,2PP,C`\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L
M87-S/3-$;G5M<#XV-S(\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^
M#0H@("`@("`\='(@8VQA<W,],T1R;SX-"B`@("`@("`@/'1D(&-L87-S/3-$
M<&P@=F%L:6=N/3-$=&]P/C8P+3@Y($1A>7,@4&%S="!$=64\+W1D/@T*("`@
M("`@("`\=&0@8VQA<W,],T1N=6UP/C(R,#QS<&%N/CPO<W!A;CX\+W1D/@T*
M("`@("`@("`\=&0@8VQA<W,],T1N=6UP/C(P-SQS<&%N/CPO<W!A;CX\+W1D
M/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')E/@T*("`@("`@
M("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^3F]N86-C<G5A;"!L;V%N
M<SPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^,BPS.3@\<W!A;CX\
M+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XR+#$Y,#QS
M<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S
M<STS1')O/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^
M0W5R<F5N=#PO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^,3$P+#`W
M-#QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP
M/C$P."PV.#(\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@
M("`\='(@8VQA<W,],T1R93X-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L
M:6=N/3-$=&]P/E1O=&%L(&YO;BUC;W9E<F5D(&QO86YS/"]T9#X-"B`@("`@
M("`@/'1D(&-L87-S/3-$;G5M<#XQ,3,L-S$R/'-P86X^/"]S<&%N/CPO=&0^
M#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^,3$Q+#<U,3QS<&%N/CPO<W!A
M;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')H/@T*
M("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^3F]N+6-O=F5R
M960@?"!396-U<F5D(&)Y($EN=F5N=&]R>2!A;F0@06-C;W5N=',@4F5C96EV
M86)L93PO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S
M<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S
M<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F4^
M#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#XS,"TU.2!$
M87ES(%!A<W0@1'5E/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XU
M,CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP
M/C(T-SQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@(#QT
M<B!C;&%S<STS1')O/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX]
M,T1T;W`^-C`M.#D@1&%Y<R!087-T($1U93PO=&0^#0H@("`@("`@(#QT9"!C
M;&%S<STS1&YU;7`^-#QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@
M8VQA<W,],T1T97AT/B9N8G-P.R9N8G-P.SQS<&%N/CPO<W!A;CX\+W1D/@T*
M("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')E/@T*("`@("`@("`\
M=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^3F]N86-C<G5A;"!L;V%N<SPO
M=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^,3<\<W!A;CX\+W-P86X^
M/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XU.#@\<W!A;CX\+W-P
M86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R;SX-
M"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/D-U<G)E;G0\
M+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP/C(Q+#(W,#QS<&%N/CPO
M<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP/C(P+#DY,SQS
M<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S
M<STS1')E/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^
M5&]T86P@;F]N+6-O=F5R960@;&]A;G,\+W1D/@T*("`@("`@("`\=&0@8VQA
M<W,],T1N=6UP/C(Q+#,T,SQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\
M=&0@8VQA<W,],T1N=6UP/C(Q+#@R.#QS<&%N/CPO<W!A;CX\+W1D/@T*("`@
M("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')H/@T*("`@("`@("`\=&0@
M8VQA<W,],T1P;"!V86QI9VX],T1T;W`^3F]N+6-O=F5R960@?"!296%L17-T
M871E0V]N<W1R=6-T:6]N365M8F5R/"]T9#X-"B`@("`@("`@/'1D(&-L87-S
M/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S
M/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@
M("`\='(@8VQA<W,],T1R93X-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L
M:6=N/3-$=&]P/C,P+34Y($1A>7,@4&%S="!$=64\+W1D/@T*("`@("`@("`\
M=&0@8VQA<W,],T1N=6UP/C0Y,#QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@
M("`\=&0@8VQA<W,],T1N=6UP/C$L,C4P/'-P86X^/"]S<&%N/CPO=&0^#0H@
M("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F\^#0H@("`@("`@(#QT
M9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#XV,"TX.2!$87ES(%!A<W0@1'5E
M/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XR-C,\<W!A;CX\+W-P
M86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XQ+#0Q,3QS<&%N
M/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS
M1')E/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^3F]N
M86-C<G5A;"!L;V%N<SPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^
M-BPS-30\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$
M;G5M<#XR,BPW-S(\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@
M("`@("`\='(@8VQA<W,],T1R;SX-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@
M=F%L:6=N/3-$=&]P/D-U<G)E;G0\+W1D/@T*("`@("`@("`\=&0@8VQA<W,]
M,T1N=6UP/C(Q,2PP,#$\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D
M(&-L87-S/3-$;G5M<#XR,C$L,S<R/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@
M("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F4^#0H@("`@("`@(#QT9"!C
M;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y4;W1A;"!N;VXM8V]V97)E9"!L;V%N
M<SPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^,C$X+#$P.#QS<&%N
M/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP/C(T-BPX
M,#4\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@
M8VQA<W,],T1R:#X-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$
M=&]P/DYO;BUC;W9E<F5D('P@4F5A;"!E<W1A=&4@<F5S:61E;G1I86PL(&9A
M<FUL86YD(&%N9"!M=71L:2UF86UI;'D\+W1D/@T*("`@("`@("`\=&0@8VQA
M<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA
M<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@
M("`@(#QT<B!C;&%S<STS1')E/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V
M86QI9VX],T1T;W`^,S`M-3D@1&%Y<R!087-T($1U93PO=&0^#0H@("`@("`@
M(#QT9"!C;&%S<STS1&YU;7`^.2PV-S,\<W!A;CX\+W-P86X^/"]T9#X-"B`@
M("`@("`@/'1D(&-L87-S/3-$;G5M<#XY+#<U,3QS<&%N/CPO<W!A;CX\+W1D
M/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')O/@T*("`@("`@
M("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^-C`M.#D@1&%Y<R!087-T
M($1U93PO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^,BPU-3,\<W!A
M;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XT+#(U
M.3QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C
M;&%S<STS1')E/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T
M;W`^3F]N86-C<G5A;"!L;V%N<SPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS
M1&YU;7`^.2PV,CD\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L
M87-S/3-$;G5M<#XR-2PT,S`\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO
M='(^#0H@("`@("`\='(@8VQA<W,],T1R;SX-"B`@("`@("`@/'1D(&-L87-S
M/3-$<&P@=F%L:6=N/3-$=&]P/D-U<G)E;G0\+W1D/@T*("`@("`@("`\=&0@
M8VQA<W,],T1N=6UP/C<Y-RPU.#0\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@
M("`@/'1D(&-L87-S/3-$;G5M<#XW-38L,C$U/'-P86X^/"]S<&%N/CPO=&0^
M#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F4^#0H@("`@("`@
M(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y4;W1A;"!N;VXM8V]V97)E
M9"!L;V%N<SPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^.#$Y+#0S
M.3QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP
M/C<Y-2PV-34\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@
M("`\='(@8VQA<W,],T1R:#X-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L
M:6=N/3-$=&]P/DYO;BUC;W9E<F5D('P@4F5A;"!E<W1A=&4@:&]M92!E<75I
M='D@;&EN97,@;V8@8W)E9&ET/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$
M=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$
M=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\
M='(@8VQA<W,],T1R93X-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N
M/3-$=&]P/C,P+34Y($1A>7,@4&%S="!$=64\+W1D/@T*("`@("`@("`\=&0@
M8VQA<W,],T1N=6UP/CDW-CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\
M=&0@8VQA<W,],T1N=6UP/C$L,3(V/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@
M("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F\^#0H@("`@("`@(#QT9"!C
M;&%S<STS1'!L('9A;&EG;CTS1'1O<#XV,"TX.2!$87ES(%!A<W0@1'5E/"]T
M9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XS,C`\<W!A;CX\+W-P86X^
M/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XR,S<\<W!A;CX\+W-P
M86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R93X-
M"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/DYO;F%C8W)U
M86P@;&]A;G,\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP/C$L-C(R
M/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^
M,RPQ-C$\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\
M='(@8VQA<W,],T1R;SX-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N
M/3-$=&]P/D-U<G)E;G0\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP
M/C$Y-RPY-C(\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S
M/3-$;G5M<#XR,#(L.3$R/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R
M/@T*("`@("`@/'1R(&-L87-S/3-$<F4^#0H@("`@("`@(#QT9"!C;&%S<STS
M1'!L('9A;&EG;CTS1'1O<#Y4;W1A;"!N;VXM8V]V97)E9"!L;V%N<SPO=&0^
M#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^,C`P+#@X,#QS<&%N/CPO<W!A
M;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP/C(P-RPT,S8\<W!A
M;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,]
M,T1R:#X-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/DYO
M;BUC;W9E<F5D('P@4F5A;"!E<W1A=&4@8V]M;65R8VEA;#PO=&0^#0H@("`@
M("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@
M("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@
M("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F4^#0H@("`@("`@(#QT9"!C
M;&%S<STS1'!L('9A;&EG;CTS1'1O<#XS,"TU.2!$87ES(%!A<W0@1'5E/"]T
M9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XT+#,R-CQS<&%N/CPO<W!A
M;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP/C(L-C(P/'-P86X^
M/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$
M<F\^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#XV,"TX
M.2!$87ES(%!A<W0@1'5E/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M
M<#XQ+#$S,3QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,]
M,T1N=6UP/C$L,#`V/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*
M("`@("`@/'1R(&-L87-S/3-$<F4^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L
M('9A;&EG;CTS1'1O<#Y.;VYA8V-R=6%L(&QO86YS/"]T9#X-"B`@("`@("`@
M/'1D(&-L87-S/3-$;G5M<#XY+#@X-3QS<&%N/CPO<W!A;CX\+W1D/@T*("`@
M("`@("`\=&0@8VQA<W,],T1N=6UP/C$V+#(P,SQS<&%N/CPO<W!A;CX\+W1D
M/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')O/@T*("`@("`@
M("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^0W5R<F5N=#PO=&0^#0H@
M("`@("`@(#QT9"!C;&%S<STS1&YU;7`^-C$R+#4Y.#QS<&%N/CPO<W!A;CX\
M+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP/C4V-RPS-30\<W!A;CX\
M+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R
M93X-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/E1O=&%L
M(&YO;BUC;W9E<F5D(&QO86YS/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$
M;G5M<#XV,C<L.30P/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C
M;&%S<STS1&YU;7`^-3@W+#$X,SQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@
M/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')H/@T*("`@("`@("`\=&0@8VQA
M<W,],T1P;"!V86QI9VX],T1T;W`^3F]N+6-O=F5R960@?"!#;VYS=6UE<CPO
M=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO
M=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO
M=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F4^#0H@("`@
M("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#XS,"TU.2!$87ES(%!A
M<W0@1'5E/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XT-C(\<W!A
M;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XV-3<\
M<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA
M<W,],T1R;SX-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P
M/C8P+3@Y($1A>7,@4&%S="!$=64\+W1D/@T*("`@("`@("`\=&0@8VQA<W,]
M,T1N=6UP/C(Q.3QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA
M<W,],T1N=6UP/C(X-CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-
M"B`@("`@(#QT<B!C;&%S<STS1')E/@T*("`@("`@("`\=&0@8VQA<W,],T1P
M;"!V86QI9VX],T1T;W`^3F]N86-C<G5A;"!L;V%N<SPO=&0^#0H@("`@("`@
M(#QT9"!C;&%S<STS1&YU;7`^,BPX,C(\<W!A;CX\+W-P86X^/"]T9#X-"B`@
M("`@("`@/'1D(&-L87-S/3-$;G5M<#XR+#<W,#QS<&%N/CPO<W!A;CX\+W1D
M/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')O/@T*("`@("`@
M("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^0W5R<F5N=#PO=&0^#0H@
M("`@("`@(#QT9"!C;&%S<STS1&YU;7`^-3(L,C`X/'-P86X^/"]S<&%N/CPO
M=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^-30L-S(S/'-P86X^/"]S
M<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F4^
M#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y4;W1A;"!N
M;VXM8V]V97)E9"!L;V%N<SPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU
M;7`^-34L-S$Q/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S
M<STS1&YU;7`^-3@L-#,V/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R
M/@T*("`@("`@/'1R(&-L87-S/3-$<F@^#0H@("`@("`@(#QT9"!C;&%S<STS
M1'!L('9A;&EG;CTS1'1O<#Y#;W9E<F5D/"]T9#X-"B`@("`@("`@/'1D(&-L
M87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L
M87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@
M("`@("`\='(@8VQA<W,],T1R93X-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@
M=F%L:6=N/3-$=&]P/C,P+34Y($1A>7,@4&%S="!$=64\+W1D/@T*("`@("`@
M("`\=&0@8VQA<W,],T1N=6UP/C8L-38T/'-P86X^/"]S<&%N/CPO=&0^#0H@
M("`@("`@(#QT9"!C;&%S<STS1&YU;7`^-BPU,3$\<W!A;CX\+W-P86X^/"]T
M9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R;SX-"B`@("`@
M("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/C8P+3@Y($1A>7,@4&%S
M="!$=64\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP/C,L-#$W/'-P
M86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^,RPS
M.#@\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@
M8VQA<W,],T1R93X-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$
M=&]P/DYO;F%C8W)U86P@;&]A;G,\+W1D/@T*("`@("`@("`\=&0@8VQA<W,]
M,T1N=6UP/C,S+#0Y,3QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@
M8VQA<W,],T1N=6UP/C0Q+#0W,CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@
M/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')O/@T*("`@("`@("`\=&0@8VQA
M<W,],T1P;"!V86QI9VX],T1T;W`^0W5R<F5N=#PO=&0^#0H@("`@("`@(#QT
M9"!C;&%S<STS1&YU;7`^,C,X+#@T,CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@
M("`@("`\=&0@8VQA<W,],T1N=6UP/C,P.2PX-C,\<W!A;CX\+W-P86X^/"]T
M9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R93X-"B`@("`@
M("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/E1O=&%L(&YO;BUC;W9E
M<F5D(&QO86YS/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XR.#(L
M,S$T/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU
M;7`^,S8Q+#(S-#QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@
M("`@(#QT<B!C;&%S<STS1')O/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V
M86QI9VX],T1T;W`^5&]T86P@0V]V97)E9"!,;V%N<R`M($-A<G)Y:6YG(%9A
M;'5E/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XR.#(L,S$T/'-P
M86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^,S8Q
M+#(S-#QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@(#QT
M<B!C;&%S<STS1')H/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX]
M,T1T;W`^0V]V97)E9"!\($-O;6UE<F-I86P@56YS96-U<F5D/"]T9#X-"B`@
M("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@
M("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@
M("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R;SX-"B`@("`@("`@/'1D
M(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/DYO;F%C8W)U86P@;&]A;G,\+W1D
M/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP/C$U,#QS<&%N/CPO<W!A;CX\
M+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/B9N8G-P.R9N8G-P.SQS
M<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S
M<STS1')H/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^
M0V]V97)E9"!\($-O;6UE<F-I86P@4V5C=7)E9#PO=&0^#0H@("`@("`@(#QT
M9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT
M9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R
M/@T*("`@("`@/'1R(&-L87-S/3-$<F\^#0H@("`@("`@(#QT9"!C;&%S<STS
M1'!L('9A;&EG;CTS1'1O<#Y.;VYA8V-R=6%L(&QO86YS/"]T9#X-"B`@("`@
M("`@/'1D(&-L87-S/3-$;G5M<#XS/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@
M("`@(#QT9"!C;&%S<STS1&YU;7`^,S4X/'-P86X^/"]S<&%N/CPO=&0^#0H@
M("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F@^#0H@("`@("`@(#QT
M9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y#;W9E<F5D('P@4V5C=7)E9"!B
M>2!);G9E;G1O<GD@86YD($%C8V]U;G1S(%)E8V5I=F%B;&4\+W1D/@T*("`@
M("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@
M("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@
M("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')O/@T*("`@("`@("`\=&0@
M8VQA<W,],T1P;"!V86QI9VX],T1T;W`^3F]N86-C<G5A;"!L;V%N<SPO=&0^
M#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^-3D\<W!A;CX\+W-P86X^/"]T
M9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XQ,#(\<W!A;CX\+W-P86X^
M/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R:#X-"B`@
M("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/D-O=F5R960@?"!2
M96%L17-T871E0V]N<W1R=6-T:6]N365M8F5R/"]T9#X-"B`@("`@("`@/'1D
M(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D
M(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^
M#0H@("`@("`\='(@8VQA<W,],T1R;SX-"B`@("`@("`@/'1D(&-L87-S/3-$
M<&P@=F%L:6=N/3-$=&]P/DYO;F%C8W)U86P@;&]A;G,\+W1D/@T*("`@("`@
M("`\=&0@8VQA<W,],T1N=6UP/C$Q+#8Y.#QS<&%N/CPO<W!A;CX\+W1D/@T*
M("`@("`@("`\=&0@8VQA<W,],T1N=6UP/C(Q+#(P-#QS<&%N/CPO<W!A;CX\
M+W1D/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')H/@T*("`@
M("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^0V]V97)E9"!\(%)E
M86P@97-T871E(')E<VED96YT:6%L+"!F87)M;&%N9"!A;F0@;75T;&DM9F%M
M:6QY/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P
M86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P
M86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R;SX-
M"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/DYO;F%C8W)U
M86P@;&]A;G,\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP/C$P+#<Q
M,CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP
M/C$Q+#`U,#QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@
M(#QT<B!C;&%S<STS1')H/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI
M9VX],T1T;W`^0V]V97)E9"!\(%)E86P@97-T871E(&AO;64@97%U:71Y(&QI
M;F5S(&]F(&-R961I=#PO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^
M/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^
M/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L
M87-S/3-$<F\^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O
M<#Y.;VYA8V-R=6%L(&QO86YS/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$
M;G5M<#XT-C4\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S
M/3-$;G5M<#XQ+#`V.#QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-
M"B`@("`@(#QT<B!C;&%S<STS1')H/@T*("`@("`@("`\=&0@8VQA<W,],T1P
M;"!V86QI9VX],T1T;W`^0V]V97)E9"!\(%)E86P@97-T871E(&-O;6UE<F-I
M86P\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A
M;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A
M;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')O/@T*
M("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^3F]N86-C<G5A
M;"!L;V%N<SPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^,3`L,S0R
M/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^
M-RPT-3D\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\
M='(@8VQA<W,],T1R:#X-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N
M/3-$=&]P/D-O=F5R960@?"!#;VYS=6UE<CPO=&0^#0H@("`@("`@(#QT9"!C
M;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C
M;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*
M("`@("`@/'1R(&-L87-S/3-$<F\^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L
M('9A;&EG;CTS1'1O<#Y.;VYA8V-R=6%L(&QO86YS/"]T9#X-"B`@("`@("`@
M/'1D(&-L87-S/3-$;G5M<#XD(#8R/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@
M("`@(#QT9"!C;&%S<STS1&YU;7`^)"`R,S$\<W!A;CX\+W-P86X^/"]T9#X-
M"B`@("`@(#PO='(^#0H@("`@/"]T86)L93X-"B`@/"]B;V1Y/@T*/"]H=&UL
M/@T*#0HM+2TM+2T]7TYE>'1087)T7V8Y,#8S9#)A7S`S935?-#DT-%]A8C0Y
M7S(P930S9&$V.6$X-@T*0V]N=&5N="U,;V-A=&EO;CH@9FEL93HO+R]#.B]F
M.3`V,V0R85\P,V4U7S0Y-#1?86(T.5\R,&4T,V1A-CEA.#8O5V]R:W-H965T
M<R]3:&5E=#8X+FAT;6P-"D-O;G1E;G0M5')A;G-F97(M16YC;V1I;F<Z('%U
M;W1E9"UP<FEN=&%B;&4-"D-O;G1E;G0M5'EP93H@=&5X="]H=&UL.R!C:&%R
M<V5T/2)U<RUA<V-I:2(-"@T*/&AT;6P^#0H@(#QH96%D/@T*("`@(#Q-151!
M(&AT='`M97%U:78],T1#;VYT96YT+51Y<&4@8V]N=&5N=#TS1"=T97AT+VAT
M;6P[(&-H87)S970]=71F+3@G/CQS8W)I<'0@='EP93TS1'1E>'0O:F%V87-C
M<FEP="!S<F,],T13:&]W+FIS/B\J($1O($YO="!296UO=F4@5&AI<R!#;VUM
M96YT("HO/"]S8W)I<'0^/"]H96%D/@T*("`\8F]D>3X-"B`@("`\=&%B;&4@
M8VQA<W,],T1R97!O<G0@:60],T1)1#!%2UE#2SX-"B`@("`@(#QT<CX-"B`@
M("`@("`@/'1H(&-L87-S/3-$=&P@8V]L<W!A;CTS1#$@<F]W<W!A;CTS1#(^
M/'-T<F]N9SY,;V%N<R!A;F0@07-S970@475A;&ET>2!);F9O<FUA=&EO;B`H
M1&5T86EL<R`Y*2`H55-$("0I/&)R/DEN(%1H;W5S86YD<RP@=6YL97-S(&]T
M:&5R=VES92!S<&5C:69I960\+W-T<F]N9SX\+W1H/@T*("`@("`@("`\=&@@
M8VQA<W,],T1T:"!C;VQS<&%N/3-$,SXQ,B!-;VYT:',@16YD960\+W1H/@T*
M("`@("`@/"]T<CX-"B`@("`@(#QT<CX-"B`@("`@("`@/'1H(&-L87-S/3-$
M=&@^1&5C+B`S,2P@,C`Q,CQB<CX\+W1H/@T*("`@("`@("`\=&@@8VQA<W,]
M,T1T:#Y$96,N(#,Q+"`R,#$Q/&)R/CPO=&@^#0H@("`@("`@(#QT:"!C;&%S
M<STS1'1H/D1E8RX@,S$L(#(P,3`\8G(^/"]T:#X-"B`@("`@(#PO='(^#0H@
M("`@("`\='(@8VQA<W,],T1R93X-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@
M=F%L:6=N/3-$=&]P/E!R;W9I<VEO;G,\+W1D/@T*("`@("`@("`\=&0@8VQA
M<W,],T1N=6UP/B0@-SDL-C<R/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@
M(#QT9"!C;&%S<STS1&YU;7`^)"`T,2PS,#$\<W!A;CX\+W-P86X^/"]T9#X-
M"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XD(#4T+#4V,CQS<&%N/CPO<W!A
M;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')O/@T*
M("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^16YD:6YG(&)A
M;&%N8V4@+2!T;W1A;#PO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^
M,BPP.30L,30S/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S
M<STS1&YU;7`^,BPP-CDL,34R/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@
M(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\
M+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F@^#0H@("`@("`@(#QT9"!C;&%S
M<STS1'!L('9A;&EG;CTS1'1O<#Y#;VUM97)C:6%L+"!F:6YA;F-I86P@86YD
M(&%G<FEC=6QT=7)A;#PO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^
M/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^
M/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^
M/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L
M87-S/3-$<F\^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O
M<#Y"96=I;FYI;F<@8F%L86YC93PO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS
M1&YU;7`^,RPW.#`\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L
M87-S/3-$;G5M<#XT+#<S,3QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\
M=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T
M<CX-"B`@("`@(#QT<B!C;&%S<STS1')E/@T*("`@("`@("`\=&0@8VQA<W,]
M,T1P;"!V86QI9VX],T1T;W`^0VAA<F=E+6]F9G,\+W1D/@T*("`@("`@("`\
M=&0@8VQA<W,],T1N=6T^*#0L.3$R*3QS<&%N/CPO<W!A;CX\+W1D/@T*("`@
M("`@("`\=&0@8VQA<W,],T1N=6T^*#(L-S`S*3QS<&%N/CPO<W!A;CX\+W1D
M/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D
M/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')O/@T*("`@("`@
M("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^4F5C;W9E<FEE<SPO=&0^
M#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^,S4T/'-P86X^/"]S<&%N/CPO
M=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^,S@Y/'-P86X^/"]S<&%N
M/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N
M/CPO=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F4^#0H@
M("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y0<F]V:7-I;VYS
M/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XU+#0V-3QS<&%N/CPO
M<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP/C$L,S8S/'-P
M86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P
M86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S
M/3-$<F\^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y%
M;F1I;F<@8F%L86YC93PO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^
M-"PV.#<\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$
M;G5M<#XS+#<X,#QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA
M<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@
M("`@(#QT<B!C;&%S<STS1')E/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V
M86QI9VX],T1T;W`^26YD:79I9'5A;&QY(&5V86QU871E9"!F;W(@:6UP86ER
M;65N=#PO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^)FYB<W`[)FYB
M<W`[/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU
M;7`^-C`\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$
M=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\
M='(@8VQA<W,],T1R;SX-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N
M/3-$=&]P/D-O;&QE8W1I=F5L>2!E=F%L=6%T960@9F]R(&EM<&%I<FUE;G0\
M+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP/C0L-C@W/'-P86X^/"]S
M<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^,RPW,C`\<W!A
M;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A
M;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,]
M,T1R93X-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/DQO
M86YS(&%C<75I<F5D('=I=&@@9&5T97)I;W)A=&5D(&-R961I="!Q=6%L:71Y
M/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#XF;F)S<#LF;F)S<#L\
M<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#XF
M;F)S<#LF;F)S<#L\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L
M87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@
M("`@("`\='(@8VQA<W,],T1R;SX-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@
M=F%L:6=N/3-$=&]P/D5N9&EN9R!B86QA;F-E("T@=&]T86P\+W1D/@T*("`@
M("`@("`\=&0@8VQA<W,],T1N=6UP/C$W,"PW-#$\<W!A;CX\+W-P86X^/"]T
M9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XQ-S(L,S4W/'-P86X^/"]S
M<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S
M<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F4^
M#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y);F1I=FED
M=6%L;'D@979A;'5A=&5D(&9O<B!I;7!A:7)M96YT/"]T9#X-"B`@("`@("`@
M/'1D(&-L87-S/3-$=&5X=#XF;F)S<#LF;F)S<#L\<W!A;CX\+W-P86X^/"]T
M9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XR+#4R-CQS<&%N/CPO<W!A
M;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A
M;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')O/@T*
M("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^0V]L;&5C=&EV
M96QY(&5V86QU871E9"!F;W(@:6UP86ER;65N=#PO=&0^#0H@("`@("`@(#QT
M9"!C;&%S<STS1&YU;7`^,3<P+#<T,3QS<&%N/CPO<W!A;CX\+W1D/@T*("`@
M("`@("`\=&0@8VQA<W,],T1N=6UP/C$V.2PX,S(\<W!A;CX\+W-P86X^/"]T
M9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T
M9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R93X-"B`@("`@
M("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/DQO86YS(&%C<75I<F5D
M('=I=&@@9&5T97)I;W)A=&5D(&-R961I="!Q=6%L:71Y/"]T9#X-"B`@("`@
M("`@/'1D(&-L87-S/3-$=&5X=#XF;F)S<#LF;F)S<#L\<W!A;CX\+W-P86X^
M/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#XF;F)S<#LF;F)S<#L\
M<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\
M<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA
M<W,],T1R:#X-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P
M/E)E86Q%<W1A=&5#;VYS=')U8W1I;VY-96UB97(\+W1D/@T*("`@("`@("`\
M=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\
M=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\
M=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T
M<CX-"B`@("`@(#QT<B!C;&%S<STS1')E/@T*("`@("`@("`\=&0@8VQA<W,]
M,T1P;"!V86QI9VX],T1T;W`^0F5G:6YN:6YG(&)A;&%N8V4\+W1D/@T*("`@
M("`@("`\=&0@8VQA<W,],T1N=6UP/C$Q+#,P-CQS<&%N/CPO<W!A;CX\+W1D
M/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP/C$R+#4R,#QS<&%N/CPO<W!A
M;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A
M;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')O/@T*
M("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^0VAA<F=E+6]F
M9G,\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6T^*#$Y+#,Q,BD\<W!A
M;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M/B@Q-BPR
M-#`I/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E
M>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R
M(&-L87-S/3-$<F4^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS
M1'1O<#Y296-O=F5R:65S/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M
M<#XY.#8\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$
M;G5M<#XQ+#$T,CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA
M<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@
M("`@(#QT<B!C;&%S<STS1')O/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V
M86QI9VX],T1T;W`^4')O=FES:6]N<SPO=&0^#0H@("`@("`@(#QT9"!C;&%S
M<STS1&YU;7`^,3DL.#<V/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT
M9"!C;&%S<STS1&YU;7`^,3,L.#@T/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@
M("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@
M("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F4^#0H@("`@("`@(#QT9"!C
M;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y%;F1I;F<@8F%L86YC93PO=&0^#0H@
M("`@("`@(#QT9"!C;&%S<STS1&YU;7`^,3(L.#4V/'-P86X^/"]S<&%N/CPO
M=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^,3$L,S`V/'-P86X^/"]S
M<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S
M<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F\^
M#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y);F1I=FED
M=6%L;'D@979A;'5A=&5D(&9O<B!I;7!A:7)M96YT/"]T9#X-"B`@("`@("`@
M/'1D(&-L87-S/3-$=&5X=#XF;F)S<#LF;F)S<#L\<W!A;CX\+W-P86X^/"]T
M9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XV,#<\<W!A;CX\+W-P86X^
M/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^
M/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R93X-"B`@
M("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/D-O;&QE8W1I=F5L
M>2!E=F%L=6%T960@9F]R(&EM<&%I<FUE;G0\+W1D/@T*("`@("`@("`\=&0@
M8VQA<W,],T1N=6UP/C$R+#@U-CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@
M("`\=&0@8VQA<W,],T1N=6UP/C$P+#8Y.3QS<&%N/CPO<W!A;CX\+W1D/@T*
M("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*
M("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')O/@T*("`@("`@("`\
M=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^3&]A;G,@86-Q=6ER960@=VET
M:"!D971E<FEO<F%T960@8W)E9&ET('%U86QI='D\+W1D/@T*("`@("`@("`\
M=&0@8VQA<W,],T1T97AT/B9N8G-P.R9N8G-P.SQS<&%N/CPO<W!A;CX\+W1D
M/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/B9N8G-P.R9N8G-P.SQS<&%N
M/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N
M/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS
M1')E/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^16YD
M:6YG(&)A;&%N8V4@+2!T;W1A;#PO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS
M1&YU;7`^,C$X+#$P.#QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@
M8VQA<W,],T1N=6UP/C(T-BPX,#4\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@
M("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@
M(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R;SX-"B`@("`@("`@/'1D(&-L
M87-S/3-$<&P@=F%L:6=N/3-$=&]P/DEN9&EV:61U86QL>2!E=F%L=6%T960@
M9F]R(&EM<&%I<FUE;G0\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP
M/C0L,C<V/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS
M1&YU;7`^,S0L-S4P/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C
M;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*
M("`@("`@/'1R(&-L87-S/3-$<F4^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L
M('9A;&EG;CTS1'1O<#Y#;VQL96-T:79E;'D@979A;'5A=&5D(&9O<B!I;7!A
M:7)M96YT/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XR,3,L.#,R
M/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^
M,C$R+#`U-3QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,]
M,T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@
M(#QT<B!C;&%S<STS1')O/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI
M9VX],T1T;W`^3&]A;G,@86-Q=6ER960@=VET:"!D971E<FEO<F%T960@8W)E
M9&ET('%U86QI='D\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/B9N
M8G-P.R9N8G-P.SQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA
M<W,],T1N=6UP/CDR,#QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@
M8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-
M"B`@("`@(#QT<B!C;&%S<STS1')H/@T*("`@("`@("`\=&0@8VQA<W,],T1P
M;"!V86QI9VX],T1T;W`^4F5A;"!E<W1A=&4@<F5S:61E;G1I86PL(&9A<FUL
M86YD(&%N9"!M=71L:2UF86UI;'D\+W1D/@T*("`@("`@("`\=&0@8VQA<W,]
M,T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,]
M,T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,]
M,T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@
M(#QT<B!C;&%S<STS1')O/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI
M9VX],T1T;W`^0F5G:6YN:6YG(&)A;&%N8V4\+W1D/@T*("`@("`@("`\=&0@
M8VQA<W,],T1N=6UP/C$S+#4S,CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@
M("`\=&0@8VQA<W,],T1N=6UP/C$Q+#(X,SQS<&%N/CPO<W!A;CX\+W1D/@T*
M("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*
M("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')E/@T*("`@("`@("`\
M=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^0VAA<F=E+6]F9G,\+W1D/@T*
M("`@("`@("`\=&0@8VQA<W,],T1N=6T^*#(P+#@W.2D\<W!A;CX\+W-P86X^
M/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M/B@Y+#`T-2D\<W!A;CX\
M+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\
M+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R
M;SX-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/E)E8V]V
M97)I97,\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP/C0S,#QS<&%N
M/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP/C<Q.3QS
M<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS
M<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S
M<STS1')E/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^
M4')O=FES:6]N<SPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^,C`L
M.3DY/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU
M;7`^,3`L-3<U/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S
M<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@
M("`@/'1R(&-L87-S/3-$<F\^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A
M;&EG;CTS1'1O<#Y%;F1I;F<@8F%L86YC93PO=&0^#0H@("`@("`@(#QT9"!C
M;&%S<STS1&YU;7`^,30L,#@R/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@
M(#QT9"!C;&%S<STS1&YU;7`^,3,L-3,R/'-P86X^/"]S<&%N/CPO=&0^#0H@
M("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@
M("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F4^#0H@("`@("`@(#QT
M9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y);F1I=FED=6%L;'D@979A;'5A
M=&5D(&9O<B!I;7!A:7)M96YT/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$
M;G5M<#XU,#QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,]
M,T1N=6UP/C$U,#QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA
M<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@
M("`@(#QT<B!C;&%S<STS1')O/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V
M86QI9VX],T1T;W`^0V]L;&5C=&EV96QY(&5V86QU871E9"!F;W(@:6UP86ER
M;65N=#PO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^,30L,#,R/'-P
M86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^,3,L
M,S@R/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E
M>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R
M(&-L87-S/3-$<F4^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS
M1'1O<#Y,;V%N<R!A8W%U:7)E9"!W:71H(&1E=&5R:6]R871E9"!C<F5D:70@
M<75A;&ET>3PO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^)FYB<W`[
M)FYB<W`[/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS
M1'1E>'0^)FYB<W`[)FYB<W`[/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@
M(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\
M+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F\^#0H@("`@("`@(#QT9"!C;&%S
M<STS1'!L('9A;&EG;CTS1'1O<#Y%;F1I;F<@8F%L86YC92`M('1O=&%L/"]T
M9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XX,3DL-#,Y/'-P86X^/"]S
M<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^-SDU+#8U-3QS
M<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS
M<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S
M<STS1')E/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^
M26YD:79I9'5A;&QY(&5V86QU871E9"!F;W(@:6UP86ER;65N=#PO=&0^#0H@
M("`@("`@(#QT9"!C;&%S<STS1&YU;7`^,2PW,#4\<W!A;CX\+W-P86X^/"]T
M9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XQ,2PX.#`\<W!A;CX\+W-P
M86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P
M86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R;SX-
M"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/D-O;&QE8W1I
M=F5L>2!E=F%L=6%T960@9F]R(&EM<&%I<FUE;G0\+W1D/@T*("`@("`@("`\
M=&0@8VQA<W,],T1N=6UP/C@Q-RPW,S0\<W!A;CX\+W-P86X^/"]T9#X-"B`@
M("`@("`@/'1D(&-L87-S/3-$;G5M<#XW.#,L-S<U/'-P86X^/"]S<&%N/CPO
M=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO
M=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F4^#0H@("`@
M("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y,;V%N<R!A8W%U:7)E
M9"!W:71H(&1E=&5R:6]R871E9"!C<F5D:70@<75A;&ET>3PO=&0^#0H@("`@
M("`@(#QT9"!C;&%S<STS1'1E>'0^)FYB<W`[)FYB<W`[/'-P86X^/"]S<&%N
M/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^)FYB<W`[)FYB<W`[
M/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^
M/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L
M87-S/3-$<F@^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O
M<#Y296%L(&5S=&%T92!H;VUE(&5Q=6ET>2!L:6YE<R!O9B!C<F5D:70\+W1D
M/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D
M/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D
M/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D
M/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')E/@T*("`@("`@
M("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^0F5G:6YN:6YG(&)A;&%N
M8V4\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP/C$L-CDP/'-P86X^
M/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^,RPV,S0\
M<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\
M<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA
M<W,],T1R;SX-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P
M/D-H87)G92UO9F9S/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M/B@S
M+#(X-RD\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$
M;G5M/B@Q+#$T-RD\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L
M87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@
M("`@("`\='(@8VQA<W,],T1R93X-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@
M=F%L:6=N/3-$=&]P/E)E8V]V97)I97,\+W1D/@T*("`@("`@("`\=&0@8VQA
M<W,],T1N=6UP/C(P.3QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@
M8VQA<W,],T1N=6UP/C$P-SQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\
M=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T
M<CX-"B`@("`@(#QT<B!C;&%S<STS1')O/@T*("`@("`@("`\=&0@8VQA<W,]
M,T1P;"!V86QI9VX],T1T;W`^4')O=FES:6]N<SPO=&0^#0H@("`@("`@(#QT
M9"!C;&%S<STS1&YU;7`^,RPR-S(\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@
M("`@/'1D(&-L87-S/3-$;G5M/B@Y,#0I/'-P86X^/"]S<&%N/CPO=&0^#0H@
M("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@
M("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F4^#0H@("`@("`@(#QT
M9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y%;F1I;F<@8F%L86YC93PO=&0^
M#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^,2PX.#0\<W!A;CX\+W-P86X^
M/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XQ+#8Y,#QS<&%N/CPO
M<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO
M<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')O
M/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^26YD:79I
M9'5A;&QY(&5V86QU871E9"!F;W(@:6UP86ER;65N=#PO=&0^#0H@("`@("`@
M(#QT9"!C;&%S<STS1'1E>'0^)FYB<W`[)FYB<W`[/'-P86X^/"]S<&%N/CPO
M=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^)FYB<W`[)FYB<W`[/'-P
M86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P
M86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S
M/3-$<F4^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y#
M;VQL96-T:79E;'D@979A;'5A=&5D(&9O<B!I;7!A:7)M96YT/"]T9#X-"B`@
M("`@("`@/'1D(&-L87-S/3-$;G5M<#XQ+#@X-#QS<&%N/CPO<W!A;CX\+W1D
M/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP/C$L-CDP/'-P86X^/"]S<&%N
M/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N
M/CPO=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F\^#0H@
M("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y,;V%N<R!A8W%U
M:7)E9"!W:71H(&1E=&5R:6]R871E9"!C<F5D:70@<75A;&ET>3PO=&0^#0H@
M("`@("`@(#QT9"!C;&%S<STS1'1E>'0^)FYB<W`[)FYB<W`[/'-P86X^/"]S
M<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^)FYB<W`[)FYB
M<W`[/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E
M>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R
M(&-L87-S/3-$<F4^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS
M1'1O<#Y%;F1I;F<@8F%L86YC92`M('1O=&%L/"]T9#X-"B`@("`@("`@/'1D
M(&-L87-S/3-$;G5M<#XR,#`L.#@P/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@
M("`@(#QT9"!C;&%S<STS1&YU;7`^,C`W+#0S-CQS<&%N/CPO<W!A;CX\+W1D
M/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D
M/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')O/@T*("`@("`@
M("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^26YD:79I9'5A;&QY(&5V
M86QU871E9"!F;W(@:6UP86ER;65N=#PO=&0^#0H@("`@("`@(#QT9"!C;&%S
M<STS1'1E>'0^)FYB<W`[)FYB<W`[/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@
M("`@(#QT9"!C;&%S<STS1&YU;7`^-3(W/'-P86X^/"]S<&%N/CPO=&0^#0H@
M("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@
M("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F4^#0H@("`@("`@(#QT
M9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y#;VQL96-T:79E;'D@979A;'5A
M=&5D(&9O<B!I;7!A:7)M96YT/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$
M;G5M<#XR,#`L.#@P/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C
M;&%S<STS1&YU;7`^,C`V+#DP.3QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@
M("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@
M/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')O/@T*("`@("`@("`\=&0@8VQA
M<W,],T1P;"!V86QI9VX],T1T;W`^3&]A;G,@86-Q=6ER960@=VET:"!D971E
M<FEO<F%T960@8W)E9&ET('%U86QI='D\+W1D/@T*("`@("`@("`\=&0@8VQA
M<W,],T1T97AT/B9N8G-P.R9N8G-P.SQS<&%N/CPO<W!A;CX\+W1D/@T*("`@
M("`@("`\=&0@8VQA<W,],T1T97AT/B9N8G-P.R9N8G-P.SQS<&%N/CPO<W!A
M;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A
M;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')H/@T*
M("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^4F5A;"!E<W1A
M=&4@8V]M;65R8VEA;#PO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^
M/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^
M/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^
M/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L
M87-S/3-$<F\^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O
M<#Y"96=I;FYI;F<@8F%L86YC93PO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS
M1&YU;7`^,RPT,30\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L
M87-S/3-$;G5M<#XS+#DW,CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\
M=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T
M<CX-"B`@("`@(#QT<B!C;&%S<STS1')E/@T*("`@("`@("`\=&0@8VQA<W,]
M,T1P;"!V86QI9VX],T1T;W`^0VAA<F=E+6]F9G,\+W1D/@T*("`@("`@("`\
M=&0@8VQA<W,],T1N=6T^*#$V+#8Q-BD\<W!A;CX\+W-P86X^/"]T9#X-"B`@
M("`@("`@/'1D(&-L87-S/3-$;G5M/B@S+#,U-2D\<W!A;CX\+W-P86X^/"]T
M9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T
M9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R;SX-"B`@("`@
M("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/E)E8V]V97)I97,\+W1D
M/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP/C,S,SQS<&%N/CPO<W!A;CX\
M+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP/C,W/'-P86X^/"]S<&%N
M/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N
M/CPO=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F4^#0H@
M("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y0<F]V:7-I;VYS
M/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XQ."PQ,38\<W!A;CX\
M+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XR+#<V,#QS
M<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS
M<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S
M<STS1')O/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^
M16YD:6YG(&)A;&%N8V4\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP
M/C4L,C0W/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS
M1&YU;7`^,RPT,30\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L
M87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@
M("`@("`\='(@8VQA<W,],T1R93X-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@
M=F%L:6=N/3-$=&]P/DEN9&EV:61U86QL>2!E=F%L=6%T960@9F]R(&EM<&%I
M<FUE;G0\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP/CDU-SQS<&%N
M/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP/C(P,#QS
M<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS
M<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S
M<STS1')O/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^
M0V]L;&5C=&EV96QY(&5V86QU871E9"!F;W(@:6UP86ER;65N=#PO=&0^#0H@
M("`@("`@(#QT9"!C;&%S<STS1&YU;7`^-"PR.3`\<W!A;CX\+W-P86X^/"]T
M9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XS+#(Q-#QS<&%N/CPO<W!A
M;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A
M;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')E/@T*
M("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^3&]A;G,@86-Q
M=6ER960@=VET:"!D971E<FEO<F%T960@8W)E9&ET('%U86QI='D\+W1D/@T*
M("`@("`@("`\=&0@8VQA<W,],T1T97AT/B9N8G-P.R9N8G-P.SQS<&%N/CPO
M<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/B9N8G-P.R9N
M8G-P.SQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T
M97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@(#QT
M<B!C;&%S<STS1')O/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX]
M,T1T;W`^16YD:6YG(&)A;&%N8V4@+2!T;W1A;#PO=&0^#0H@("`@("`@(#QT
M9"!C;&%S<STS1&YU;7`^-C(W+#DT,#QS<&%N/CPO<W!A;CX\+W1D/@T*("`@
M("`@("`\=&0@8VQA<W,],T1N=6UP/C4X-RPQ.#,\<W!A;CX\+W-P86X^/"]T
M9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T
M9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R93X-"B`@("`@
M("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/DEN9&EV:61U86QL>2!E
M=F%L=6%T960@9F]R(&EM<&%I<FUE;G0\+W1D/@T*("`@("`@("`\=&0@8VQA
M<W,],T1N=6UP/C$U+#`T,#QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\
M=&0@8VQA<W,],T1N=6UP/C,P+#@T-CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@
M("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@
M("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')O/@T*("`@("`@("`\=&0@
M8VQA<W,],T1P;"!V86QI9VX],T1T;W`^0V]L;&5C=&EV96QY(&5V86QU871E
M9"!F;W(@:6UP86ER;65N=#PO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU
M;7`^-C$R+#DP,#QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA
M<W,],T1N=6UP/C4U-BPS,S<\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@
M/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO
M='(^#0H@("`@("`\='(@8VQA<W,],T1R93X-"B`@("`@("`@/'1D(&-L87-S
M/3-$<&P@=F%L:6=N/3-$=&]P/DQO86YS(&%C<75I<F5D('=I=&@@9&5T97)I
M;W)A=&5D(&-R961I="!Q=6%L:71Y/"]T9#X-"B`@("`@("`@/'1D(&-L87-S
M/3-$=&5X=#XF;F)S<#LF;F)S<#L\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@
M("`@/'1D(&-L87-S/3-$=&5X=#XF;F)S<#LF;F)S<#L\<W!A;CX\+W-P86X^
M/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^
M/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R:#X-"B`@
M("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/D-O;G-U;65R/"]T
M9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T
M9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T
M9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T
M9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R93X-"B`@("`@
M("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/D)E9VEN;FEN9R!B86QA
M;F-E/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XQ+#@W,CQS<&%N
M/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP/C$L.38Q
M/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^
M/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L
M87-S/3-$<F\^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O
M<#Y#:&%R9V4M;V9F<SPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;3XH
M,2PU,SDI/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS
M1&YU;3XH.#0U*3QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA
M<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@
M("`@(#QT<B!C;&%S<STS1')E/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V
M86QI9VX],T1T;W`^4F5C;W9E<FEE<SPO=&0^#0H@("`@("`@(#QT9"!C;&%S
M<STS1&YU;7`^,C<S/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C
M;&%S<STS1&YU;7`^,3@R/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT
M9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R
M/@T*("`@("`@/'1R(&-L87-S/3-$<F\^#0H@("`@("`@(#QT9"!C;&%S<STS
M1'!L('9A;&EG;CTS1'1O<#Y0<F]V:7-I;VYS/"]T9#X-"B`@("`@("`@/'1D
M(&-L87-S/3-$;G5M<#XQ+#,S,SQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@
M("`\=&0@8VQA<W,],T1N=6UP/C4W-#QS<&%N/CPO<W!A;CX\+W1D/@T*("`@
M("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@
M("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')E/@T*("`@("`@("`\=&0@
M8VQA<W,],T1P;"!V86QI9VX],T1T;W`^16YD:6YG(&)A;&%N8V4\+W1D/@T*
M("`@("`@("`\=&0@8VQA<W,],T1N=6UP/C$L.3,Y/'-P86X^/"]S<&%N/CPO
M=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^,2PX-S(\<W!A;CX\+W-P
M86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P
M86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R;SX-
M"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/DEN9&EV:61U
M86QL>2!E=F%L=6%T960@9F]R(&EM<&%I<FUE;G0\+W1D/@T*("`@("`@("`\
M=&0@8VQA<W,],T1T97AT/B9N8G-P.R9N8G-P.SQS<&%N/CPO<W!A;CX\+W1D
M/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/B9N8G-P.R9N8G-P.SQS<&%N
M/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N
M/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS
M1')E/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^0V]L
M;&5C=&EV96QY(&5V86QU871E9"!F;W(@:6UP86ER;65N=#PO=&0^#0H@("`@
M("`@(#QT9"!C;&%S<STS1&YU;7`^,2PY,SD\<W!A;CX\+W-P86X^/"]T9#X-
M"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XQ+#@W,CQS<&%N/CPO<W!A;CX\
M+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\
M+W1D/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')O/@T*("`@
M("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^3&]A;G,@86-Q=6ER
M960@=VET:"!D971E<FEO<F%T960@8W)E9&ET('%U86QI='D\+W1D/@T*("`@
M("`@("`\=&0@8VQA<W,],T1T97AT/B9N8G-P.R9N8G-P.SQS<&%N/CPO<W!A
M;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/B9N8G-P.R9N8G-P
M.SQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT
M/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C
M;&%S<STS1')E/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T
M;W`^16YD:6YG(&)A;&%N8V4@+2!T;W1A;#PO=&0^#0H@("`@("`@(#QT9"!C
M;&%S<STS1&YU;7`^-34L-S$Q/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@
M(#QT9"!C;&%S<STS1&YU;7`^-3@L-#,V/'-P86X^/"]S<&%N/CPO=&0^#0H@
M("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@
M("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F\^#0H@("`@("`@(#QT
M9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y);F1I=FED=6%L;'D@979A;'5A
M=&5D(&9O<B!I;7!A:7)M96YT/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$
M=&5X=#XF;F)S<#LF;F)S<#L\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@
M/'1D(&-L87-S/3-$;G5M<#XQ,CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@
M("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@
M/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')E/@T*("`@("`@("`\=&0@8VQA
M<W,],T1P;"!V86QI9VX],T1T;W`^0V]L;&5C=&EV96QY(&5V86QU871E9"!F
M;W(@:6UP86ER;65N=#PO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^
M-34L-S$Q/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS
M1&YU;7`^-3@L-#(T/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C
M;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*
M("`@("`@/'1R(&-L87-S/3-$<F\^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L
M('9A;&EG;CTS1'1O<#Y,;V%N<R!A8W%U:7)E9"!W:71H(&1E=&5R:6]R871E
M9"!C<F5D:70@<75A;&ET>3PO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E
M>'0^)FYB<W`[)FYB<W`[/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT
M9"!C;&%S<STS1'1E>'0^)FYB<W`[)FYB<W`[/'-P86X^/"]S<&%N/CPO=&0^
M#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^
M#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F@^#0H@("`@("`@
M(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y5;F%L;&]C871E9#PO=&0^
M#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^
M#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^
M#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^
M#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F\^#0H@("`@("`@
M(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y"96=I;FYI;F<@8F%L86YC
M93PO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^,38\<W!A;CX\+W-P
M86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XQ-S0\<W!A;CX\
M+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\
M+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R
M93X-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/D-H87)G
M92UO9F9S/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#XF;F)S<#LF
M;F)S<#L\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$
M;G5M/B@U,C0I/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S
M<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@
M("`@/'1R(&-L87-S/3-$<F\^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A
M;&EG;CTS1'1O<#Y296-O=F5R:65S/"]T9#X-"B`@("`@("`@/'1D(&-L87-S
M/3-$=&5X=#XF;F)S<#LF;F)S<#L\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@
M("`@/'1D(&-L87-S/3-$;G5M<#XY,SQS<&%N/CPO<W!A;CX\+W1D/@T*("`@
M("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@
M("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')E/@T*("`@("`@("`\=&0@
M8VQA<W,],T1P;"!V86QI9VX],T1T;W`^4')O=FES:6]N<SPO=&0^#0H@("`@
M("`@(#QT9"!C;&%S<STS1&YU;7`^.3,R/'-P86X^/"]S<&%N/CPO=&0^#0H@
M("`@("`@(#QT9"!C;&%S<STS1&YU;7`^,C<S/'-P86X^/"]S<&%N/CPO=&0^
M#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^
M#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F\^#0H@("`@("`@
M(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y%;F1I;F<@8F%L86YC93PO
M=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^.30X/'-P86X^/"]S<&%N
M/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^,38\<W!A;CX\+W-P
M86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P
M86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R93X-
M"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/DEN9&EV:61U
M86QL>2!E=F%L=6%T960@9F]R(&EM<&%I<FUE;G0\+W1D/@T*("`@("`@("`\
M=&0@8VQA<W,],T1T97AT/B9N8G-P.R9N8G-P.SQS<&%N/CPO<W!A;CX\+W1D
M/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/B9N8G-P.R9N8G-P.SQS<&%N
M/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N
M/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS
M1')O/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^0V]L
M;&5C=&EV96QY(&5V86QU871E9"!F;W(@:6UP86ER;65N=#PO=&0^#0H@("`@
M("`@(#QT9"!C;&%S<STS1&YU;7`^.30X/'-P86X^/"]S<&%N/CPO=&0^#0H@
M("`@("`@(#QT9"!C;&%S<STS1&YU;7`^,38\<W!A;CX\+W-P86X^/"]T9#X-
M"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-
M"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R93X-"B`@("`@("`@
M/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/DQO86YS(&%C<75I<F5D('=I
M=&@@9&5T97)I;W)A=&5D(&-R961I="!Q=6%L:71Y/"]T9#X-"B`@("`@("`@
M/'1D(&-L87-S/3-$=&5X=#XF;F)S<#LF;F)S<#L\<W!A;CX\+W-P86X^/"]T
M9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#XF;F)S<#LF;F)S<#L\<W!A
M;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A
M;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,]
M,T1R;SX-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/D5N
M9&EN9R!B86QA;F-E("T@=&]T86P\+W1D/@T*("`@("`@("`\=&0@8VQA<W,]
M,T1T97AT/B9N8G-P.R9N8G-P.SQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@
M("`\=&0@8VQA<W,],T1T97AT/B9N8G-P.R9N8G-P.SQS<&%N/CPO<W!A;CX\
M+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\
M+W1D/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')E/@T*("`@
M("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^26YD:79I9'5A;&QY
M(&5V86QU871E9"!F;W(@:6UP86ER;65N=#PO=&0^#0H@("`@("`@(#QT9"!C
M;&%S<STS1'1E>'0^)FYB<W`[)FYB<W`[/'-P86X^/"]S<&%N/CPO=&0^#0H@
M("`@("`@(#QT9"!C;&%S<STS1'1E>'0^)FYB<W`[)FYB<W`[/'-P86X^/"]S
M<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S
M<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F\^
M#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y#;VQL96-T
M:79E;'D@979A;'5A=&5D(&9O<B!I;7!A:7)M96YT/"]T9#X-"B`@("`@("`@
M/'1D(&-L87-S/3-$=&5X=#XF;F)S<#LF;F)S<#L\<W!A;CX\+W-P86X^/"]T
M9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#XF;F)S<#LF;F)S<#L\<W!A
M;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A
M;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,]
M,T1R93X-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/DQO
M86YS(&%C<75I<F5D('=I=&@@9&5T97)I;W)A=&5D(&-R961I="!Q=6%L:71Y
M/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#XF;F)S<#LF;F)S<#L\
M<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#XF
M;F)S<#LF;F)S<#L\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L
M87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@
M("`@("`\='(@8VQA<W,],T1R:#X-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@
M=F%L:6=N/3-$=&]P/DYO;BUC;W9E<F5D/"]T9#X-"B`@("`@("`@/'1D(&-L
M87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L
M87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L
M87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@
M("`@("`\='(@8VQA<W,],T1R93X-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@
M=F%L:6=N/3-$=&]P/D)E9VEN;FEN9R!B86QA;F-E/"]T9#X-"B`@("`@("`@
M/'1D(&-L87-S/3-$;G5M<#XS-2PV,3`\<W!A;CX\+W-P86X^/"]T9#X-"B`@
M("`@("`@/'1D(&-L87-S/3-$;G5M<#XS."PR-S4\<W!A;CX\+W-P86X^/"]T
M9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T
M9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R;SX-"B`@("`@
M("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/D-H87)G92UO9F9S/"]T
M9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M/B@V-BPU-#4I/'-P86X^/"]S
M<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;3XH,S,L.#4Y*3QS
M<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS
M<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S
M<STS1')E/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^
M4F5C;W9E<FEE<SPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^,BPU
M.#4\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M
M<#XR+#8V.3QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,]
M,T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@
M(#QT<B!C;&%S<STS1')O/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI
M9VX],T1T;W`^4')O=FES:6]N<SPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS
M1&YU;7`^-CDL.3DS/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C
M;&%S<STS1&YU;7`^,C@L-3(U/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@
M(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\
M+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F4^#0H@("`@("`@(#QT9"!C;&%S
M<STS1'!L('9A;&EG;CTS1'1O<#Y%;F1I;F<@8F%L86YC93PO=&0^#0H@("`@
M("`@(#QT9"!C;&%S<STS1&YU;7`^-#$L-C0S/'-P86X^/"]S<&%N/CPO=&0^
M#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^,S4L-C$P/'-P86X^/"]S<&%N
M/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N
M/CPO=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F\^#0H@
M("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y);F1I=FED=6%L
M;'D@979A;'5A=&5D(&9O<B!I;7!A:7)M96YT/"]T9#X-"B`@("`@("`@/'1D
M(&-L87-S/3-$;G5M<#XQ+#`P-SQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@
M("`\=&0@8VQA<W,],T1N=6UP/C$L,#$W/'-P86X^/"]S<&%N/CPO=&0^#0H@
M("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@
M("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F4^#0H@("`@("`@(#QT
M9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y#;VQL96-T:79E;'D@979A;'5A
M=&5D(&9O<B!I;7!A:7)M96YT/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$
M;G5M<#XT,"PV,S8\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L
M87-S/3-$;G5M<#XS-"PU.3,\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@
M/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO
M='(^#0H@("`@("`\='(@8VQA<W,],T1R;SX-"B`@("`@("`@/'1D(&-L87-S
M/3-$<&P@=F%L:6=N/3-$=&]P/DQO86YS(&%C<75I<F5D('=I=&@@9&5T97)I
M;W)A=&5D(&-R961I="!Q=6%L:71Y/"]T9#X-"B`@("`@("`@/'1D(&-L87-S
M/3-$=&5X=#XF;F)S<#LF;F)S<#L\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@
M("`@/'1D(&-L87-S/3-$=&5X=#XF;F)S<#LF;F)S<#L\<W!A;CX\+W-P86X^
M/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^
M/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R93X-"B`@
M("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/D5N9&EN9R!B86QA
M;F-E("T@=&]T86P\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP/C(L
M,#DR+#@Q.3QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,]
M,T1N=6UP/C(L,#8W+#@W,CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\
M=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T
M<CX-"B`@("`@(#QT<B!C;&%S<STS1')O/@T*("`@("`@("`\=&0@8VQA<W,]
M,T1P;"!V86QI9VX],T1T;W`^26YD:79I9'5A;&QY(&5V86QU871E9"!F;W(@
M:6UP86ER;65N=#PO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^,C$L
M,#(Q/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU
M;7`^.#`L-30Q/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S
M<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@
M("`@/'1R(&-L87-S/3-$<F4^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A
M;&EG;CTS1'1O<#Y#;VQL96-T:79E;'D@979A;'5A=&5D(&9O<B!I;7!A:7)M
M96YT/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XR+#`W,2PW.3@\
M<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XQ
M+#DX-RPS,S$\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S
M/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@
M("`\='(@8VQA<W,],T1R;SX-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L
M:6=N/3-$=&]P/DQO86YS(&%C<75I<F5D('=I=&@@9&5T97)I;W)A=&5D(&-R
M961I="!Q=6%L:71Y/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#XF
M;F)S<#LF;F)S<#L\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L
M87-S/3-$;G5M<#XY,C`\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D
M(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^
M#0H@("`@("`\='(@8VQA<W,],T1R:#X-"B`@("`@("`@/'1D(&-L87-S/3-$
M<&P@=F%L:6=N/3-$=&]P/DYO;BUC;W9E<F5D('P@4F5A;$5S=&%T94-O;G-T
M<G5C=&EO;DUE;6)E<CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^
M/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^
M/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^
M/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L
M87-S/3-$<F\^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O
M<#Y%;F1I;F<@8F%L86YC92`M('1O=&%L/"]T9#X-"B`@("`@("`@/'1D(&-L
M87-S/3-$;G5M<#XR,3@L,3`X/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@
M(#QT9"!C;&%S<STS1&YU;7`^,C0V+#@P-3QS<&%N/CPO<W!A;CX\+W1D/@T*
M("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*
M("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')H/@T*("`@("`@("`\
M=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^3F]N+6-O=F5R960@?"!296%L
M(&5S=&%T92!R97-I9&5N=&EA;"P@9F%R;6QA;F0@86YD(&UU=&QI+69A;6EL
M>3PO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N
M/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N
M/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N
M/CPO=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F\^#0H@
M("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y%;F1I;F<@8F%L
M86YC92`M('1O=&%L/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XX
M,3DL-#,Y/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS
M1&YU;7`^-SDU+#8U-3QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@
M8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-
M"B`@("`@(#QT<B!C;&%S<STS1')H/@T*("`@("`@("`\=&0@8VQA<W,],T1P
M;"!V86QI9VX],T1T;W`^3F]N+6-O=F5R960@?"!296%L(&5S=&%T92!H;VUE
M(&5Q=6ET>2!L:6YE<R!O9B!C<F5D:70\+W1D/@T*("`@("`@("`\=&0@8VQA
M<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA
M<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA
M<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@
M("`@(#QT<B!C;&%S<STS1')O/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V
M86QI9VX],T1T;W`^16YD:6YG(&)A;&%N8V4@+2!T;W1A;#PO=&0^#0H@("`@
M("`@(#QT9"!C;&%S<STS1&YU;7`^,C`P+#@X,#QS<&%N/CPO<W!A;CX\+W1D
M/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP/C(P-RPT,S8\<W!A;CX\+W-P
M86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P
M86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R:#X-
M"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/DYO;BUC;W9E
M<F5D('P@4F5A;"!E<W1A=&4@8V]M;65R8VEA;#PO=&0^#0H@("`@("`@(#QT
M9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT
M9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT
M9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R
M/@T*("`@("`@/'1R(&-L87-S/3-$<F\^#0H@("`@("`@(#QT9"!C;&%S<STS
M1'!L('9A;&EG;CTS1'1O<#Y%;F1I;F<@8F%L86YC92`M('1O=&%L/"]T9#X-
M"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XV,C<L.30P/'-P86X^/"]S<&%N
M/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^-3@W+#$X,SQS<&%N
M/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N
M/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS
M1')H/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^3F]N
M+6-O=F5R960@?"!#;VYS=6UE<CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS
M1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS
M1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS
M1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@("`@
M/'1R(&-L87-S/3-$<F\^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG
M;CTS1'1O<#Y%;F1I;F<@8F%L86YC92`M('1O=&%L/"]T9#X-"B`@("`@("`@
M/'1D(&-L87-S/3-$;G5M<#XD(#4U+#<Q,3QS<&%N/CPO<W!A;CX\+W1D/@T*
M("`@("`@("`\=&0@8VQA<W,],T1N=6UP/B0@-3@L-#,V/'-P86X^/"]S<&%N
M/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N
M/CPO=&0^#0H@("`@("`\+W1R/@T*("`@(#PO=&%B;&4^#0H@(#PO8F]D>3X-
M"CPO:'1M;#X-"@T*+2TM+2TM/5].97AT4&%R=%]F.3`V,V0R85\P,V4U7S0Y
M-#1?86(T.5\R,&4T,V1A-CEA.#8-"D-O;G1E;G0M3&]C871I;VXZ(&9I;&4Z
M+R\O0SHO9CDP-C-D,F%?,#-E-5\T.30T7V%B-#E?,C!E-#-D838Y83@V+U=O
M<FMS:&5E=',O4VAE970V.2YH=&UL#0I#;VYT96YT+51R86YS9F5R+45N8V]D
M:6YG.B!Q=6]T960M<')I;G1A8FQE#0I#;VYT96YT+51Y<&4Z('1E>'0O:'1M
M;#L@8VAA<G-E=#TB=7,M87-C:6DB#0H-"CQH=&UL/@T*("`\:&5A9#X-"B`@
M("`\345402!H='1P+65Q=6EV/3-$0V]N=&5N="U4>7!E(&-O;G1E;G0],T0G
M=&5X="]H=&UL.R!C:&%R<V5T/75T9BTX)SX\<V-R:7!T('1Y<&4],T1T97AT
M+VIA=F%S8W)I<'0@<W)C/3-$4VAO=RYJ<SXO*B!$;R!.;W0@4F5M;W9E(%1H
M:7,@0V]M;65N="`J+SPO<V-R:7!T/CPO:&5A9#X-"B`@/&)O9'D^#0H@("`@
M/'1A8FQE(&-L87-S/3-$<F5P;W)T(&ED/3-$240P15`S044^#0H@("`@("`\
M='(^#0H@("`@("`@(#QT:"!C;&%S<STS1'1L(&-O;'-P86X],T0Q(')O=W-P
M86X],T0R/CQS=')O;F<^3&]A;G,@86YD($%S<V5T(%%U86QI='D@26YF;W)M
M871I;VX@*$1E=&%I;',@,3`I("A54T0@)"D\8G(^26X@5&AO=7-A;F1S+"!U
M;FQE<W,@;W1H97)W:7-E('-P96-I9FEE9#PO<W1R;VYG/CPO=&@^#0H@("`@
M("`@(#QT:"!C;&%S<STS1'1H(&-O;'-P86X],T0S/C$R($UO;G1H<R!%;F1E
M9#PO=&@^#0H@("`@("`\+W1R/@T*("`@("`@/'1R/@T*("`@("`@("`\=&@@
M8VQA<W,],T1T:#Y$96,N(#,Q+"`R,#$R/&)R/CPO=&@^#0H@("`@("`@(#QT
M:"!C;&%S<STS1'1H/D1E8RX@,S$L(#(P,3$\8G(^/"]T:#X-"B`@("`@("`@
M/'1H(&-L87-S/3-$=&@^1&5C+B`S,2P@,C`Q,#QB<CX\+W1H/@T*("`@("`@
M/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')E/@T*("`@("`@("`\=&0@8VQA
M<W,],T1P;"!V86QI9VX],T1T;W`^4')O=FES:6]N<SPO=&0^#0H@("`@("`@
M(#QT9"!C;&%S<STS1&YU;7`^)"`W.2PV-S(\<W!A;CX\+W-P86X^/"]T9#X-
M"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XD(#0Q+#,P,3QS<&%N/CPO<W!A
M;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP/B0@-30L-38R/'-P
M86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S
M/3-$<F\^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#X\
M<W1R;VYG/DQO86YS(')E8V5I=F%B;&4Z/"]S=')O;F<^/"]T9#X-"B`@("`@
M("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@
M("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@
M("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@
M(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R93X-"B`@("`@("`@/'1D(&-L
M87-S/3-$<&P@=F%L:6=N/3-$=&]P/D5N9&EN9R!B86QA;F-E("T@=&]T86P\
M+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP/C(X,BPS,30\<W!A;CX\
M+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XS-C$L,C,T
M/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^
M/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L
M87-S/3-$<F@^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O
M<#Y#;W9E<F5D/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A
M;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A
M;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A
M;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,]
M,T1R93X-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/D)E
M9VEN;FEN9R!B86QA;F-E/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M
M<#XU+#@P.#QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,]
M,T1N=6UP/C$Q+#$U-3QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@
M8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-
M"B`@("`@(#QT<B!C;&%S<STS1')O/@T*("`@("`@("`\=&0@8VQA<W,],T1P
M;"!V86QI9VX],T1T;W`^0VAA<F=E+6]F9G,\+W1D/@T*("`@("`@("`\=&0@
M8VQA<W,],T1N=6T^*#$P+#<R."D\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@
M("`@/'1D(&-L87-S/3-$;G5M/B@Q."PQ,C,I/'-P86X^/"]S<&%N/CPO=&0^
M#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^
M#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F4^#0H@("`@("`@
M(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y296-O=F5R:65S/"]T9#X-
M"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#XF;F)S<#LF;F)S<#L\<W!A;CX\
M+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#XF;F)S<#LF
M;F)S<#L\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$
M=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\
M='(@8VQA<W,],T1R;SX-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N
M/3-$=&]P/E!R;W9I<VEO;G,\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N
M=6UP/CDL-C<Y/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S
M<STS1&YU;7`^,3(L-S<V/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT
M9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R
M/@T*("`@("`@/'1R(&-L87-S/3-$<F4^#0H@("`@("`@(#QT9"!C;&%S<STS
M1'!L('9A;&EG;CTS1'1O<#Y%;F1I;F<@8F%L86YC93PO=&0^#0H@("`@("`@
M(#QT9"!C;&%S<STS1&YU;7`^-"PW-3D\<W!A;CX\+W-P86X^/"]T9#X-"B`@
M("`@("`@/'1D(&-L87-S/3-$;G5M<#XU+#@P.#QS<&%N/CPO<W!A;CX\+W1D
M/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D
M/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')O/@T*("`@("`@
M("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^26YD:79I9'5A;&QY(&5V
M86QU871E9"!F;W(@:6UP86ER;65N=#PO=&0^#0H@("`@("`@(#QT9"!C;&%S
M<STS1&YU;7`^-"PT-3D\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D
M(&-L87-S/3-$;G5M<#XU+#0X,3QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@
M("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@
M/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')E/@T*("`@("`@("`\=&0@8VQA
M<W,],T1P;"!V86QI9VX],T1T;W`^0V]L;&5C=&EV96QY(&5V86QU871E9"!F
M;W(@:6UP86ER;65N=#PO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^
M,S`P/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E
M>'0^)FYB<W`[)FYB<W`[/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT
M9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R
M/@T*("`@("`@/'1R(&-L87-S/3-$<F\^#0H@("`@("`@(#QT9"!C;&%S<STS
M1'!L('9A;&EG;CTS1'1O<#Y,;V%N<R!A8W%U:7)E9"!W:71H(&1E=&5R:6]R
M871E9"!C<F5D:70@<75A;&ET>3PO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS
M1&YU;7`^,3<\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S
M/3-$;G5M<#XS,C<\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L
M87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@
M("`@("`\='(@8VQA<W,],T1R93X-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@
M=F%L:6=N/3-$=&]P/CQS=')O;F<^3&]A;G,@<F5C96EV86)L93H\+W-T<F]N
M9SX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A
M;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A
M;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A
M;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')O/@T*
M("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^16YD:6YG(&)A
M;&%N8V4@+2!T;W1A;#PO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^
M,C@R+#,Q-#QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,]
M,T1N=6UP/C,V,2PR,S0\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D
M(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^
M#0H@("`@("`\='(@8VQA<W,],T1R93X-"B`@("`@("`@/'1D(&-L87-S/3-$
M<&P@=F%L:6=N/3-$=&]P/DEN9&EV:61U86QL>2!E=F%L=6%T960@9F]R(&EM
M<&%I<FUE;G0\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP/C<T+#DQ
M-#QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP
M/C0T+#<R,SQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,]
M,T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@
M(#QT<B!C;&%S<STS1')O/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI
M9VX],T1T;W`^0V]L;&5C=&EV96QY(&5V86QU871E9"!F;W(@:6UP86ER;65N
M=#PO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^,C`W+#0P,#QS<&%N
M/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP/C,Q-BPU
M,3$\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X
M=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@
M8VQA<W,],T1R93X-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$
M=&]P/DQO86YS(&%C<75I<F5D('=I=&@@9&5T97)I;W)A=&5D(&-R961I="!Q
M=6%L:71Y/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XD(#0L.#(U
M/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^
M)"`W+#@V-#QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,]
M,T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`\
M+W1A8FQE/@T*("`\+V)O9'D^#0H\+VAT;6P^#0H-"BTM+2TM+3U?3F5X=%!A
M<G1?9CDP-C-D,F%?,#-E-5\T.30T7V%B-#E?,C!E-#-D838Y83@V#0I#;VYT
M96YT+4QO8V%T:6]N.B!F:6QE.B\O+T,Z+V8Y,#8S9#)A7S`S935?-#DT-%]A
M8C0Y7S(P930S9&$V.6$X-B]7;W)K<VAE971S+U-H965T-S`N:'1M;`T*0V]N
M=&5N="U4<F%N<V9E<BU%;F-O9&EN9SH@<75O=&5D+7!R:6YT86)L90T*0V]N
M=&5N="U4>7!E.B!T97AT+VAT;6P[(&-H87)S970](G5S+6%S8VEI(@T*#0H\
M:'1M;#X-"B`@/&AE860^#0H@("`@/$U%5$$@:'1T<"UE<75I=CTS1$-O;G1E
M;G0M5'EP92!C;VYT96YT/3-$)W1E>'0O:'1M;#L@8VAA<G-E=#UU=&8M."<^
M/'-C<FEP="!T>7!E/3-$=&5X="]J879A<V-R:7!T('-R8STS1%-H;W<N:G,^
M+RH@1&\@3F]T(%)E;6]V92!4:&ES($-O;6UE;G0@*B\\+W-C<FEP=#X\+VAE
M860^#0H@(#QB;V1Y/@T*("`@(#QT86)L92!C;&%S<STS1')E<&]R="!I9#TS
M1$E$,$5124%+/@T*("`@("`@/'1R/@T*("`@("`@("`\=&@@8VQA<W,],T1T
M;"!C;VQS<&%N/3-$,2!R;W=S<&%N/3-$,CX\<W1R;VYG/DQO86YS(&%N9"!!
M<W-E="!1=6%L:71Y($EN9F]R;6%T:6]N("A$971A:6QS(#$Q*2`H55-$("0I
M/&)R/DEN(%1H;W5S86YD<RP@=6YL97-S(&]T:&5R=VES92!S<&5C:69I960\
M+W-T<F]N9SX\+W1H/@T*("`@("`@("`\=&@@8VQA<W,],T1T:"!C;VQS<&%N
M/3-$,CXQ,B!-;VYT:',@16YD960\+W1H/@T*("`@("`@("`\=&@@8VQA<W,]
M,T1T:"!C;VQS<&%N/3-$,3X\+W1H/@T*("`@("`@/"]T<CX-"B`@("`@(#QT
M<CX-"B`@("`@("`@/'1H(&-L87-S/3-$=&@^1&5C+B`S,2P@,C`Q,CQB<CX\
M+W1H/@T*("`@("`@("`\=&@@8VQA<W,],T1T:#Y$96,N(#,Q+"`R,#$Q/&)R
M/CPO=&@^#0H@("`@("`@(#QT:"!C;&%S<STS1'1H/D1E8RX@,S$L(#(P,3`\
M8G(^/"]T:#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R93X-
M"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/DEM<&%I<F5D
M(&QO86YS('=I=&@@;F\@<F5L871E9"!A;&QO=V%N8V4@+2!296-O<F1E9"!)
M;G9E<W1M96YT/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XD(#0W
M+#(T-3QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N
M=6UP/B0@-SDL-#(S/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C
M;&%S<STS1&YU;7`^)"`Y,BPX-C4\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@
M(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R;SX-"B`@("`@("`@/'1D(&-L
M87-S/3-$<&P@=F%L:6=N/3-$=&]P/DEM87!I<F5D(&QO86YS('=I=&@@;F\@
M<F5L871E9"!A;&QO=V%N8V4@+2!5;G!A:60@4')I;F-I<&%L($)A;&%N8V4\
M+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP/C@T+#$X-SQS<&%N/CPO
M<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP/C$R-"PS.#<\
M<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\
M<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA
M<W,],T1R93X-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P
M/DEM<&%I<F5D(&QO86YS('=I=&@@;F\@<F5L871E9"!A;&QO=V%N8V4@+2!!
M=F5R86=E(%)E8V]R9&5D($EN=F5S=&UE;G0\+W1D/@T*("`@("`@("`\=&0@
M8VQA<W,],T1N=6UP/C8S+#4T-CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@
M("`\=&0@8VQA<W,],T1N=6UP/C@V+#(V-3QS<&%N/CPO<W!A;CX\+W1D/@T*
M("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*
M("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')O/@T*("`@("`@("`\
M=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^26UP86ER960@;&]A;G,@=VET
M:"!A;&QO=V%N8V4@+2!296-O<F1E9"!);G9E<W1M96YT/"]T9#X-"B`@("`@
M("`@/'1D(&-L87-S/3-$;G5M<#XU.2PU.3,\<W!A;CX\+W-P86X^/"]T9#X-
M"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XV,2PU-3,\<W!A;CX\+W-P86X^
M/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^
M/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R93X-"B`@
M("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/DEM<&%I<F5D(&QO
M86YS('=I=&@@86QL;W=A;F-E("T@56YP86ED(%!R:6YC:7!A;"!"86QA;F-E
M/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XW,2PP-C(\<W!A;CX\
M+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XV.2PV-S0\
M<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\
M<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA
M<W,],T1R;SX-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P
M/DEM<&%I<F5D(&QO86YS('=I=&@@<F5L871E9"!A;&QO=V%N8V4@+2!296QA
M=&5D($%L;&]W86YC93PO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^
M."PU-C`\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$
M;G5M<#XQ,"PY,3`\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L
M87-S/3-$;G5M<#XQ."PW-C@\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO
M='(^#0H@("`@("`\='(@8VQA<W,],T1R93X-"B`@("`@("`@/'1D(&-L87-S
M/3-$<&P@=F%L:6=N/3-$=&]P/DEM<&%I<F5D(&QO86YS('=I=&@@<F5L871E
M9"!A;&QO=V%N8V4@+2!!=F5R86=E(%)E8V]R9&5D($EN=F5S=&UE;G0\+W1D
M/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP/C<V+#0R-3QS<&%N/CPO<W!A
M;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP/C8V+#`T-SQS<&%N
M/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N
M/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS
M1')H/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^3F]N
M+6-O=F5R960\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N
M/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N
M/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N
M/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS
M1')E/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^26UP
M86ER960@;&]A;G,@=VET:"!N;R!R96QA=&5D(&%L;&]W86YC92`M(%)E8V]R
M9&5D($EN=F5S=&UE;G0\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP
M/C$R+#`T.3QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,]
M,T1N=6UP/C,U+#<R,3QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@
M8VQA<W,],T1N=6UP/C0R+#@W-#QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@
M/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')O/@T*("`@("`@("`\=&0@8VQA
M<W,],T1P;"!V86QI9VX],T1T;W`^26UA<&ER960@;&]A;G,@=VET:"!N;R!R
M96QA=&5D(&%L;&]W86YC92`M(%5N<&%I9"!0<FEN8VEP86P@0F%L86YC93PO
M=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^,3(L-S<T/'-P86X^/"]S
M<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^-#4L.#`Y/'-P
M86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P
M86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S
M/3-$<F4^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y)
M;7!A:7)E9"!L;V%N<R!W:71H(&YO(')E;&%T960@86QL;W=A;F-E("T@079E
M<F%G92!296-O<F1E9"!);G9E<W1M96YT/"]T9#X-"B`@("`@("`@/'1D(&-L
M87-S/3-$;G5M<#XR-"PQ-S0\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@
M/'1D(&-L87-S/3-$;G5M<#XS-RPR,S4\<W!A;CX\+W-P86X^/"]T9#X-"B`@
M("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@
M("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R;SX-"B`@("`@("`@/'1D
M(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/DEM<&%I<F5D(&QO86YS('=I=&@@
M86QL;W=A;F-E("T@4F5C;W)D960@26YV97-T;65N=#PO=&0^#0H@("`@("`@
M(#QT9"!C;&%S<STS1&YU;7`^-#4L.#,S/'-P86X^/"]S<&%N/CPO=&0^#0H@
M("`@("`@(#QT9"!C;&%S<STS1&YU;7`^-#DL-38U/'-P86X^/"]S<&%N/CPO
M=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO
M=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F4^#0H@("`@
M("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y);7!A:7)E9"!L;V%N
M<R!W:71H(&%L;&]W86YC92`M(%5N<&%I9"!0<FEN8VEP86P@0F%L86YC93PO
M=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^-3(L-SDQ/'-P86X^/"]S
M<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^-30L,#`T/'-P
M86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P
M86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S
M/3-$<F\^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y)
M;7!A:7)E9"!L;V%N<R!W:71H(')E;&%T960@86QL;W=A;F-E("T@4F5L871E
M9"!!;&QO=V%N8V4\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP/C4L
M,#4Q/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU
M;7`^-2PX,#0\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S
M/3-$;G5M<#XW+#8Q,SQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-
M"B`@("`@(#QT<B!C;&%S<STS1')E/@T*("`@("`@("`\=&0@8VQA<W,],T1P
M;"!V86QI9VX],T1T;W`^26UP86ER960@;&]A;G,@=VET:"!R96QA=&5D(&%L
M;&]W86YC92`M($%V97)A9V4@4F5C;W)D960@26YV97-T;65N=#PO=&0^#0H@
M("`@("`@(#QT9"!C;&%S<STS1&YU;7`^-C$L,#(T/'-P86X^/"]S<&%N/CPO
M=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^-3$L-S@X/'-P86X^/"]S
M<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S
M<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F@^
M#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y.;VXM8V]V
M97)E9"!\($-O;6UE<F-I86P@56YS96-U<F5D/"]T9#X-"B`@("`@("`@/'1D
M(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D
M(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D
M(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^
M#0H@("`@("`\='(@8VQA<W,],T1R93X-"B`@("`@("`@/'1D(&-L87-S/3-$
M<&P@=F%L:6=N/3-$=&]P/DEM<&%I<F5D(&QO86YS('=I=&@@;F\@<F5L871E
M9"!A;&QO=V%N8V4@+2!296-O<F1E9"!);G9E<W1M96YT/"]T9#X-"B`@("`@
M("`@/'1D(&-L87-S/3-$=&5X=#XF;F)S<#LF;F)S<#L\<W!A;CX\+W-P86X^
M/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#XF;F)S<#LF;F)S<#L\
M<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\
M<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA
M<W,],T1R;SX-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P
M/DEM87!I<F5D(&QO86YS('=I=&@@;F\@<F5L871E9"!A;&QO=V%N8V4@+2!5
M;G!A:60@4')I;F-I<&%L($)A;&%N8V4\+W1D/@T*("`@("`@("`\=&0@8VQA
M<W,],T1T97AT/B9N8G-P.R9N8G-P.SQS<&%N/CPO<W!A;CX\+W1D/@T*("`@
M("`@("`\=&0@8VQA<W,],T1T97AT/B9N8G-P.R9N8G-P.SQS<&%N/CPO<W!A
M;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A
M;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')E/@T*
M("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^26UP86ER960@
M;&]A;G,@=VET:"!N;R!R96QA=&5D(&%L;&]W86YC92`M($%V97)A9V4@4F5C
M;W)D960@26YV97-T;65N=#PO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E
M>'0^)FYB<W`[)FYB<W`[/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT
M9"!C;&%S<STS1'1E>'0^)FYB<W`[)FYB<W`[/'-P86X^/"]S<&%N/CPO=&0^
M#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^
M#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F\^#0H@("`@("`@
M(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y);7!A:7)E9"!L;V%N<R!W
M:71H(&%L;&]W86YC92`M(%)E8V]R9&5D($EN=F5S=&UE;G0\+W1D/@T*("`@
M("`@("`\=&0@8VQA<W,],T1N=6UP/C,P-SQS<&%N/CPO<W!A;CX\+W1D/@T*
M("`@("`@("`\=&0@8VQA<W,],T1N=6UP/C0U,CQS<&%N/CPO<W!A;CX\+W1D
M/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D
M/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')E/@T*("`@("`@
M("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^26UP86ER960@;&]A;G,@
M=VET:"!A;&QO=V%N8V4@+2!5;G!A:60@4')I;F-I<&%L($)A;&%N8V4\+W1D
M/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP/C,X-CQS<&%N/CPO<W!A;CX\
M+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP/C0U-#QS<&%N/CPO<W!A
M;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A
M;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')O/@T*
M("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^26UP86ER960@
M;&]A;G,@=VET:"!R96QA=&5D(&%L;&]W86YC92`M(%)E;&%T960@06QL;W=A
M;F-E/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XU.#QS<&%N/CPO
M<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP/C4Y/'-P86X^
M/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^
M/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$
M<F4^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y);7!A
M:7)E9"!L;V%N<R!W:71H(')E;&%T960@86QL;W=A;F-E("T@079E<F%G92!2
M96-O<F1E9"!);G9E<W1M96YT/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$
M;G5M<#XR,C$\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S
M/3-$;G5M<#XR,C8\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L
M87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@
M("`@("`\='(@8VQA<W,],T1R:#X-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@
M=F%L:6=N/3-$=&]P/DYO;BUC;W9E<F5D('P@0V]M;65R8VEA;"!396-U<F5D
M/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^
M/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^
M/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^
M/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R93X-"B`@
M("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/DEM<&%I<F5D(&QO
M86YS('=I=&@@;F\@<F5L871E9"!A;&QO=V%N8V4@+2!296-O<F1E9"!);G9E
M<W1M96YT/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#XF;F)S<#LF
M;F)S<#L\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$
M;G5M<#XR.34\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S
M/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@
M("`\='(@8VQA<W,],T1R;SX-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L
M:6=N/3-$=&]P/DEM87!I<F5D(&QO86YS('=I=&@@;F\@<F5L871E9"!A;&QO
M=V%N8V4@+2!5;G!A:60@4')I;F-I<&%L($)A;&%N8V4\+W1D/@T*("`@("`@
M("`\=&0@8VQA<W,],T1T97AT/B9N8G-P.R9N8G-P.SQS<&%N/CPO<W!A;CX\
M+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP/C0W.#QS<&%N/CPO<W!A
M;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A
M;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')E/@T*
M("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^26UP86ER960@
M;&]A;G,@=VET:"!N;R!R96QA=&5D(&%L;&]W86YC92`M($%V97)A9V4@4F5C
M;W)D960@26YV97-T;65N=#PO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU
M;7`^.#<\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$
M;G5M<#XU,#0\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S
M/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@
M("`\='(@8VQA<W,],T1R;SX-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L
M:6=N/3-$=&]P/DEM<&%I<F5D(&QO86YS('=I=&@@86QL;W=A;F-E("T@4F5C
M;W)D960@26YV97-T;65N=#PO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU
M;7`^,BPS.3@\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S
M/3-$;G5M<#XQ+#@Y-3QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@
M8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-
M"B`@("`@(#QT<B!C;&%S<STS1')E/@T*("`@("`@("`\=&0@8VQA<W,],T1P
M;"!V86QI9VX],T1T;W`^26UP86ER960@;&]A;G,@=VET:"!A;&QO=V%N8V4@
M+2!5;G!A:60@4')I;F-I<&%L($)A;&%N8V4\+W1D/@T*("`@("`@("`\=&0@
M8VQA<W,],T1N=6UP/C(L-S8R/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@
M(#QT9"!C;&%S<STS1&YU;7`^,2PX.3D\<W!A;CX\+W-P86X^/"]T9#X-"B`@
M("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@
M("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R;SX-"B`@("`@("`@/'1D
M(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/DEM<&%I<F5D(&QO86YS('=I=&@@
M<F5L871E9"!A;&QO=V%N8V4@+2!296QA=&5D($%L;&]W86YC93PO=&0^#0H@
M("`@("`@(#QT9"!C;&%S<STS1&YU;7`^-#,V/'-P86X^/"]S<&%N/CPO=&0^
M#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^,CDU/'-P86X^/"]S<&%N/CPO
M=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO
M=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F4^#0H@("`@
M("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y);7!A:7)E9"!L;V%N
M<R!W:71H(')E;&%T960@86QL;W=A;F-E("T@079E<F%G92!296-O<F1E9"!)
M;G9E<W1M96YT/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XR+#,P
M-#QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP
M/C$L-#(W/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS
M1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@("`@
M/'1R(&-L87-S/3-$<F@^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG
M;CTS1'1O<#Y.;VXM8V]V97)E9"!\(%-E8W5R960@8GD@26YV96YT;W)Y(&%N
M9"!!8V-O=6YT<R!296-E:79A8FQE/"]T9#X-"B`@("`@("`@/'1D(&-L87-S
M/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S
M/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S
M/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@
M("`\='(@8VQA<W,],T1R93X-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L
M:6=N/3-$=&]P/DEM<&%I<F5D(&QO86YS('=I=&@@;F\@<F5L871E9"!A;&QO
M=V%N8V4@+2!296-O<F1E9"!);G9E<W1M96YT/"]T9#X-"B`@("`@("`@/'1D
M(&-L87-S/3-$=&5X=#XF;F)S<#LF;F)S<#L\<W!A;CX\+W-P86X^/"]T9#X-
M"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XR-SQS<&%N/CPO<W!A;CX\+W1D
M/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D
M/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')O/@T*("`@("`@
M("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^26UA<&ER960@;&]A;G,@
M=VET:"!N;R!R96QA=&5D(&%L;&]W86YC92`M(%5N<&%I9"!0<FEN8VEP86P@
M0F%L86YC93PO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^)FYB<W`[
M)FYB<W`[/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS
M1&YU;7`^-#DS/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S
M<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@
M("`@/'1R(&-L87-S/3-$<F4^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A
M;&EG;CTS1'1O<#Y);7!A:7)E9"!L;V%N<R!W:71H(&YO(')E;&%T960@86QL
M;W=A;F-E("T@079E<F%G92!296-O<F1E9"!);G9E<W1M96YT/"]T9#X-"B`@
M("`@("`@/'1D(&-L87-S/3-$;G5M<#XU/'-P86X^/"]S<&%N/CPO=&0^#0H@
M("`@("`@(#QT9"!C;&%S<STS1&YU;7`^,3(T/'-P86X^/"]S<&%N/CPO=&0^
M#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^
M#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F\^#0H@("`@("`@
M(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y);7!A:7)E9"!L;V%N<R!W
M:71H(&%L;&]W86YC92`M(%)E8V]R9&5D($EN=F5S=&UE;G0\+W1D/@T*("`@
M("`@("`\=&0@8VQA<W,],T1N=6UP/C$W/'-P86X^/"]S<&%N/CPO=&0^#0H@
M("`@("`@(#QT9"!C;&%S<STS1&YU;7`^-38Q/'-P86X^/"]S<&%N/CPO=&0^
M#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^
M#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F4^#0H@("`@("`@
M(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y);7!A:7)E9"!L;V%N<R!W
M:71H(&%L;&]W86YC92`M(%5N<&%I9"!0<FEN8VEP86P@0F%L86YC93PO=&0^
M#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^-#,\<W!A;CX\+W-P86X^/"]T
M9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XU-S$\<W!A;CX\+W-P86X^
M/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^
M/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R;SX-"B`@
M("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/DEM<&%I<F5D(&QO
M86YS('=I=&@@<F5L871E9"!A;&QO=V%N8V4@+2!296QA=&5D($%L;&]W86YC
M93PO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^-#QS<&%N/CPO<W!A
M;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP/C$U-CQS<&%N/CPO
M<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO
M<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')E
M/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^26UP86ER
M960@;&]A;G,@=VET:"!R96QA=&5D(&%L;&]W86YC92`M($%V97)A9V4@4F5C
M;W)D960@26YV97-T;65N=#PO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU
M;7`^-30X/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS
M1&YU;7`^,SDQ/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S
M<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@
M("`@/'1R(&-L87-S/3-$<F@^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A
M;&EG;CTS1'1O<#Y.;VXM8V]V97)E9"!\(%)E86Q%<W1A=&5#;VYS=')U8W1I
M;VY-96UB97(\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N
M/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N
M/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N
M/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS
M1')E/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^26UP
M86ER960@;&]A;G,@=VET:"!N;R!R96QA=&5D(&%L;&]W86YC92`M(%)E8V]R
M9&5D($EN=F5S=&UE;G0\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP
M/C0L,C<W/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS
M1&YU;7`^,34L,3`U/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C
M;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*
M("`@("`@/'1R(&-L87-S/3-$<F\^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L
M('9A;&EG;CTS1'1O<#Y);6%P:7)E9"!L;V%N<R!W:71H(&YO(')E;&%T960@
M86QL;W=A;F-E("T@56YP86ED(%!R:6YC:7!A;"!"86QA;F-E/"]T9#X-"B`@
M("`@("`@/'1D(&-L87-S/3-$;G5M<#XT+#,P-3QS<&%N/CPO<W!A;CX\+W1D
M/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP/C(P+#DT,3QS<&%N/CPO<W!A
M;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A
M;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')E/@T*
M("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^26UP86ER960@
M;&]A;G,@=VET:"!N;R!R96QA=&5D(&%L;&]W86YC92`M($%V97)A9V4@4F5C
M;W)D960@26YV97-T;65N=#PO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU
M;7`^."PV,#`\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S
M/3-$;G5M<#XQ-RPX-S8\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D
M(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^
M#0H@("`@("`\='(@8VQA<W,],T1R;SX-"B`@("`@("`@/'1D(&-L87-S/3-$
M<&P@=F%L:6=N/3-$=&]P/DEM<&%I<F5D(&QO86YS('=I=&@@86QL;W=A;F-E
M("T@4F5C;W)D960@26YV97-T;65N=#PO=&0^#0H@("`@("`@(#QT9"!C;&%S
M<STS1&YU;7`^,RPY,S0\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D
M(&-L87-S/3-$;G5M<#XQ,"PS-C`\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@
M("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@
M(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R93X-"B`@("`@("`@/'1D(&-L
M87-S/3-$<&P@=F%L:6=N/3-$=&]P/DEM<&%I<F5D(&QO86YS('=I=&@@86QL
M;W=A;F-E("T@56YP86ED(%!R:6YC:7!A;"!"86QA;F-E/"]T9#X-"B`@("`@
M("`@/'1D(&-L87-S/3-$;G5M<#XU+#<S,#QS<&%N/CPO<W!A;CX\+W1D/@T*
M("`@("`@("`\=&0@8VQA<W,],T1N=6UP/C$R+#8P-CQS<&%N/CPO<W!A;CX\
M+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\
M+W1D/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')O/@T*("`@
M("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^26UP86ER960@;&]A
M;G,@=VET:"!R96QA=&5D(&%L;&]W86YC92`M(%)E;&%T960@06QL;W=A;F-E
M/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XQ+#(Q,SQS<&%N/CPO
M<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP/C(L,C0T/'-P
M86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P
M86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S
M/3-$<F4^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y)
M;7!A:7)E9"!L;V%N<R!W:71H(')E;&%T960@86QL;W=A;F-E("T@079E<F%G
M92!296-O<F1E9"!);G9E<W1M96YT/"]T9#X-"B`@("`@("`@/'1D(&-L87-S
M/3-$;G5M<#XQ,BPQ.3D\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D
M(&-L87-S/3-$;G5M<#XQ-2PW.#(\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@
M("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@
M(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R:#X-"B`@("`@("`@/'1D(&-L
M87-S/3-$<&P@=F%L:6=N/3-$=&]P/DYO;BUC;W9E<F5D('P@4F5A;"!E<W1A
M=&4@<F5S:61E;G1I86PL(&9A<FUL86YD(&%N9"!M=71L:2UF86UI;'D\+W1D
M/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D
M/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D
M/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D
M/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')E/@T*("`@("`@
M("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^26UP86ER960@;&]A;G,@
M=VET:"!N;R!R96QA=&5D(&%L;&]W86YC92`M(%)E8V]R9&5D($EN=F5S=&UE
M;G0\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP/C$L-3DW/'-P86X^
M/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^,RPT-#(\
M<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\
M<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA
M<W,],T1R;SX-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P
M/DEM87!I<F5D(&QO86YS('=I=&@@;F\@<F5L871E9"!A;&QO=V%N8V4@+2!5
M;G!A:60@4')I;F-I<&%L($)A;&%N8V4\+W1D/@T*("`@("`@("`\=&0@8VQA
M<W,],T1N=6UP/C$L-C$X/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT
M9"!C;&%S<STS1&YU;7`^-"PW-#$\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@
M("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@
M(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R93X-"B`@("`@("`@/'1D(&-L
M87-S/3-$<&P@=F%L:6=N/3-$=&]P/DEM<&%I<F5D(&QO86YS('=I=&@@;F\@
M<F5L871E9"!A;&QO=V%N8V4@+2!!=F5R86=E(%)E8V]R9&5D($EN=F5S=&UE
M;G0\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP/C(L-CDR/'-P86X^
M/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^-2PR-S@\
M<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\
M<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA
M<W,],T1R;SX-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P
M/DEM<&%I<F5D(&QO86YS('=I=&@@86QL;W=A;F-E("T@4F5C;W)D960@26YV
M97-T;65N=#PO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^,C,L.#4Y
M/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^
M,C0L-#8P/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS
M1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@("`@
M/'1R(&-L87-S/3-$<F4^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG
M;CTS1'1O<#Y);7!A:7)E9"!L;V%N<R!W:71H(&%L;&]W86YC92`M(%5N<&%I
M9"!0<FEN8VEP86P@0F%L86YC93PO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS
M1&YU;7`^,C4L.#0T/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C
M;&%S<STS1&YU;7`^,C8L,34S/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@
M(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\
M+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F\^#0H@("`@("`@(#QT9"!C;&%S
M<STS1'!L('9A;&EG;CTS1'1O<#Y);7!A:7)E9"!L;V%N<R!W:71H(')E;&%T
M960@86QL;W=A;F-E("T@4F5L871E9"!!;&QO=V%N8V4\+W1D/@T*("`@("`@
M("`\=&0@8VQA<W,],T1N=6UP/C$L.34U/'-P86X^/"]S<&%N/CPO=&0^#0H@
M("`@("`@(#QT9"!C;&%S<STS1&YU;7`^,BPQ-CD\<W!A;CX\+W-P86X^/"]T
M9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T
M9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R93X-"B`@("`@
M("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/DEM<&%I<F5D(&QO86YS
M('=I=&@@<F5L871E9"!A;&QO=V%N8V4@+2!!=F5R86=E(%)E8V]R9&5D($EN
M=F5S=&UE;G0\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP/C(W+#$X
M-CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP
M/C(R+#0X-SQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,]
M,T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@
M(#QT<B!C;&%S<STS1')H/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI
M9VX],T1T;W`^3F]N+6-O=F5R960@?"!296%L(&5S=&%T92!H;VUE(&5Q=6ET
M>2!L:6YE<R!O9B!C<F5D:70\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T
M97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T
M97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T
M97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@(#QT
M<B!C;&%S<STS1')E/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX]
M,T1T;W`^26UP86ER960@;&]A;G,@=VET:"!N;R!R96QA=&5D(&%L;&]W86YC
M92`M(%)E8V]R9&5D($EN=F5S=&UE;G0\+W1D/@T*("`@("`@("`\=&0@8VQA
M<W,],T1T97AT/B9N8G-P.R9N8G-P.SQS<&%N/CPO<W!A;CX\+W1D/@T*("`@
M("`@("`\=&0@8VQA<W,],T1N=6UP/C0V/'-P86X^/"]S<&%N/CPO=&0^#0H@
M("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@
M("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F\^#0H@("`@("`@(#QT
M9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y);6%P:7)E9"!L;V%N<R!W:71H
M(&YO(')E;&%T960@86QL;W=A;F-E("T@56YP86ED(%!R:6YC:7!A;"!"86QA
M;F-E/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#XF;F)S<#LF;F)S
M<#L\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M
M<#XS,#`\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$
M=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\
M='(@8VQA<W,],T1R93X-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N
M/3-$=&]P/DEM<&%I<F5D(&QO86YS('=I=&@@;F\@<F5L871E9"!A;&QO=V%N
M8V4@+2!!=F5R86=E(%)E8V]R9&5D($EN=F5S=&UE;G0\+W1D/@T*("`@("`@
M("`\=&0@8VQA<W,],T1N=6UP/C8T/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@
M("`@(#QT9"!C;&%S<STS1&YU;7`^-SD\<W!A;CX\+W-P86X^/"]T9#X-"B`@
M("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@
M("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R;SX-"B`@("`@("`@/'1D
M(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/DEM<&%I<F5D(&QO86YS('=I=&@@
M86QL;W=A;F-E("T@4F5C;W)D960@26YV97-T;65N=#PO=&0^#0H@("`@("`@
M(#QT9"!C;&%S<STS1&YU;7`^,2PV-#4\<W!A;CX\+W-P86X^/"]T9#X-"B`@
M("`@("`@/'1D(&-L87-S/3-$;G5M<#XS+#$Q-3QS<&%N/CPO<W!A;CX\+W1D
M/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D
M/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')E/@T*("`@("`@
M("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^26UP86ER960@;&]A;G,@
M=VET:"!A;&QO=V%N8V4@+2!5;G!A:60@4')I;F-I<&%L($)A;&%N8V4\+W1D
M/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP/C(L,3(P/'-P86X^/"]S<&%N
M/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^,RPQ-#$\<W!A;CX\
M+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\
M+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R
M;SX-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/DEM<&%I
M<F5D(&QO86YS('=I=&@@<F5L871E9"!A;&QO=V%N8V4@+2!296QA=&5D($%L
M;&]W86YC93PO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^.38\<W!A
M;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XQ,3<\
M<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\
M<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA
M<W,],T1R93X-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P
M/DEM<&%I<F5D(&QO86YS('=I=&@@<F5L871E9"!A;&QO=V%N8V4@+2!!=F5R
M86=E(%)E8V]R9&5D($EN=F5S=&UE;G0\+W1D/@T*("`@("`@("`\=&0@8VQA
M<W,],T1N=6UP/C(L.3`Q/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT
M9"!C;&%S<STS1&YU;7`^,BPU-#0\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@
M("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@
M(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R:#X-"B`@("`@("`@/'1D(&-L
M87-S/3-$<&P@=F%L:6=N/3-$=&]P/DYO;BUC;W9E<F5D('P@4F5A;"!E<W1A
M=&4@8V]M;65R8VEA;#PO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^
M/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^
M/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^
M/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L
M87-S/3-$<F4^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O
M<#Y);7!A:7)E9"!L;V%N<R!W:71H(&YO(')E;&%T960@86QL;W=A;F-E("T@
M4F5C;W)D960@26YV97-T;65N=#PO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS
M1&YU;7`^-BPQ-S4\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L
M87-S/3-$;G5M<#XQ-BPW.30\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@
M/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO
M='(^#0H@("`@("`\='(@8VQA<W,],T1R;SX-"B`@("`@("`@/'1D(&-L87-S
M/3-$<&P@=F%L:6=N/3-$=&]P/DEM87!I<F5D(&QO86YS('=I=&@@;F\@<F5L
M871E9"!A;&QO=V%N8V4@+2!5;G!A:60@4')I;F-I<&%L($)A;&%N8V4\+W1D
M/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP/C8L.#4Q/'-P86X^/"]S<&%N
M/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^,3@L.#$W/'-P86X^
M/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^
M/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$
M<F4^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y);7!A
M:7)E9"!L;V%N<R!W:71H(&YO(')E;&%T960@86QL;W=A;F-E("T@079E<F%G
M92!296-O<F1E9"!);G9E<W1M96YT/"]T9#X-"B`@("`@("`@/'1D(&-L87-S
M/3-$;G5M<#XQ,BPW,C0\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D
M(&-L87-S/3-$;G5M<#XQ,RPS-3D\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@
M("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@
M(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R;SX-"B`@("`@("`@/'1D(&-L
M87-S/3-$<&P@=F%L:6=N/3-$=&]P/DEM<&%I<F5D(&QO86YS('=I=&@@86QL
M;W=A;F-E("T@4F5C;W)D960@26YV97-T;65N=#PO=&0^#0H@("`@("`@(#QT
M9"!C;&%S<STS1&YU;7`^,3`L.#4Q/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@
M("`@(#QT9"!C;&%S<STS1&YU;7`^-2PY-C4\<W!A;CX\+W-P86X^/"]T9#X-
M"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-
M"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R93X-"B`@("`@("`@
M/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/DEM<&%I<F5D(&QO86YS('=I
M=&@@86QL;W=A;F-E("T@56YP86ED(%!R:6YC:7!A;"!"86QA;F-E/"]T9#X-
M"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XQ,RPP-#@\<W!A;CX\+W-P86X^
M/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XV+#0R,3QS<&%N/CPO
M<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO
M<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')O
M/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^26UP86ER
M960@;&]A;G,@=VET:"!R96QA=&5D(&%L;&]W86YC92`M(%)E;&%T960@06QL
M;W=A;F-E/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XY,S8\<W!A
M;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XR.#,\
M<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\
M<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA
M<W,],T1R93X-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P
M/DEM<&%I<F5D(&QO86YS('=I=&@@<F5L871E9"!A;&QO=V%N8V4@+2!!=F5R
M86=E(%)E8V]R9&5D($EN=F5S=&UE;G0\+W1D/@T*("`@("`@("`\=&0@8VQA
M<W,],T1N=6UP/C$R+#@V,SQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\
M=&0@8VQA<W,],T1N=6UP/C8L-C`R/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@
M("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@
M("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F@^#0H@("`@("`@(#QT9"!C
M;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y.;VXM8V]V97)E9"!\($-O;G-U;65R
M/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^
M/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^
M/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^
M/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R93X-"B`@
M("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/DEM<&%I<F5D(&QO
M86YS('=I=&@@;F\@<F5L871E9"!A;&QO=V%N8V4@+2!296-O<F1E9"!);G9E
M<W1M96YT/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#XF;F)S<#LF
M;F)S<#L\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$
M;G5M<#XQ,CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,]
M,T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@
M(#QT<B!C;&%S<STS1')O/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI
M9VX],T1T;W`^26UA<&ER960@;&]A;G,@=VET:"!N;R!R96QA=&5D(&%L;&]W
M86YC92`M(%5N<&%I9"!0<FEN8VEP86P@0F%L86YC93PO=&0^#0H@("`@("`@
M(#QT9"!C;&%S<STS1'1E>'0^)FYB<W`[)FYB<W`[/'-P86X^/"]S<&%N/CPO
M=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^,SD\<W!A;CX\+W-P86X^
M/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^
M/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R93X-"B`@
M("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/DEM<&%I<F5D(&QO
M86YS('=I=&@@;F\@<F5L871E9"!A;&QO=V%N8V4@+2!!=F5R86=E(%)E8V]R
M9&5D($EN=F5S=&UE;G0\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP
M/C(\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M
M<#XQ-3QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T
M97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@(#QT
M<B!C;&%S<STS1')O/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX]
M,T1T;W`^26UP86ER960@;&]A;G,@=VET:"!A;&QO=V%N8V4@+2!296-O<F1E
M9"!);G9E<W1M96YT/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XR
M+#@R,CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N
M=6UP/C(L-S4W/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S
M<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@
M("`@/'1R(&-L87-S/3-$<F4^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A
M;&EG;CTS1'1O<#Y);7!A:7)E9"!L;V%N<R!W:71H(&%L;&]W86YC92`M(%5N
M<&%I9"!0<FEN8VEP86P@0F%L86YC93PO=&0^#0H@("`@("`@(#QT9"!C;&%S
M<STS1&YU;7`^,BPX-3@\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D
M(&-L87-S/3-$;G5M<#XR+#<U.3QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@
M("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@
M/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')O/@T*("`@("`@("`\=&0@8VQA
M<W,],T1P;"!V86QI9VX],T1T;W`^26UP86ER960@;&]A;G,@=VET:"!R96QA
M=&5D(&%L;&]W86YC92`M(%)E;&%T960@06QL;W=A;F-E/"]T9#X-"B`@("`@
M("`@/'1D(&-L87-S/3-$;G5M<#XS-3,\<W!A;CX\+W-P86X^/"]T9#X-"B`@
M("`@("`@/'1D(&-L87-S/3-$;G5M<#XT.#$\<W!A;CX\+W-P86X^/"]T9#X-
M"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-
M"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R93X-"B`@("`@("`@
M/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/DEM<&%I<F5D(&QO86YS('=I
M=&@@<F5L871E9"!A;&QO=V%N8V4@+2!!=F5R86=E(%)E8V]R9&5D($EN=F5S
M=&UE;G0\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP/C(L.#`R/'-P
M86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^,BPS
M,CD\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X
M=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@
M8VQA<W,],T1R:#X-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$
M=&]P/D-O=F5R960\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS
M<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS
M<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS
M<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S
M<STS1')E/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^
M26UP86ER960@;&]A;G,@=VET:"!N;R!R96QA=&5D(&%L;&]W86YC92`M(%)E
M8V]R9&5D($EN=F5S=&UE;G0\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N
M=6UP/C,U+#$Y-CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA
M<W,],T1N=6UP/C0S+#<P,CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\
M=&0@8VQA<W,],T1N=6UP/C0Y+#DY,3QS<&%N/CPO<W!A;CX\+W1D/@T*("`@
M("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')O/@T*("`@("`@("`\=&0@
M8VQA<W,],T1P;"!V86QI9VX],T1T;W`^26UA<&ER960@;&]A;G,@=VET:"!N
M;R!R96QA=&5D(&%L;&]W86YC92`M(%5N<&%I9"!0<FEN8VEP86P@0F%L86YC
M93PO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^-S$L-#$S/'-P86X^
M/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^-S@L-3<X
M/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^
M/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L
M87-S/3-$<F4^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O
M<#Y);7!A:7)E9"!L;V%N<R!W:71H(&YO(')E;&%T960@86QL;W=A;F-E("T@
M079E<F%G92!296-O<F1E9"!);G9E<W1M96YT/"]T9#X-"B`@("`@("`@/'1D
M(&-L87-S/3-$;G5M<#XS.2PS-S(\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@
M("`@/'1D(&-L87-S/3-$;G5M<#XT.2PP,S`\<W!A;CX\+W-P86X^/"]T9#X-
M"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-
M"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R;SX-"B`@("`@("`@
M/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/DEM<&%I<F5D(&QO86YS('=I
M=&@@86QL;W=A;F-E("T@4F5C;W)D960@26YV97-T;65N=#PO=&0^#0H@("`@
M("`@(#QT9"!C;&%S<STS1&YU;7`^,3,L-S8P/'-P86X^/"]S<&%N/CPO=&0^
M#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^,3$L.3@X/'-P86X^/"]S<&%N
M/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N
M/CPO=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F4^#0H@
M("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y);7!A:7)E9"!L
M;V%N<R!W:71H(&%L;&]W86YC92`M(%5N<&%I9"!0<FEN8VEP86P@0F%L86YC
M93PO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^,3@L,C<Q/'-P86X^
M/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^,34L-C<P
M/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^
M/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L
M87-S/3-$<F\^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O
M<#Y);7!A:7)E9"!L;V%N<R!W:71H(')E;&%T960@86QL;W=A;F-E("T@4F5L
M871E9"!!;&QO=V%N8V4\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP
M/C,L-3`Y/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS
M1&YU;7`^-2PQ,#8\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L
M87-S/3-$;G5M<#XQ,2PQ-34\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO
M='(^#0H@("`@("`\='(@8VQA<W,],T1R93X-"B`@("`@("`@/'1D(&-L87-S
M/3-$<&P@=F%L:6=N/3-$=&]P/DEM<&%I<F5D(&QO86YS('=I=&@@<F5L871E
M9"!A;&QO=V%N8V4@+2!!=F5R86=E(%)E8V]R9&5D($EN=F5S=&UE;G0\+W1D
M/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP/B0@,34L-#`Q/'-P86X^/"]S
M<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^)"`Q-"PR-3D\
M<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\
M<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@/"]T86)L93X-
M"B`@/"]B;V1Y/@T*/"]H=&UL/@T*#0HM+2TM+2T]7TYE>'1087)T7V8Y,#8S
M9#)A7S`S935?-#DT-%]A8C0Y7S(P930S9&$V.6$X-@T*0V]N=&5N="U,;V-A
M=&EO;CH@9FEL93HO+R]#.B]F.3`V,V0R85\P,V4U7S0Y-#1?86(T.5\R,&4T
M,V1A-CEA.#8O5V]R:W-H965T<R]3:&5E=#<Q+FAT;6P-"D-O;G1E;G0M5')A
M;G-F97(M16YC;V1I;F<Z('%U;W1E9"UP<FEN=&%B;&4-"D-O;G1E;G0M5'EP
M93H@=&5X="]H=&UL.R!C:&%R<V5T/2)U<RUA<V-I:2(-"@T*/&AT;6P^#0H@
M(#QH96%D/@T*("`@(#Q-151!(&AT='`M97%U:78],T1#;VYT96YT+51Y<&4@
M8V]N=&5N=#TS1"=T97AT+VAT;6P[(&-H87)S970]=71F+3@G/CQS8W)I<'0@
M='EP93TS1'1E>'0O:F%V87-C<FEP="!S<F,],T13:&]W+FIS/B\J($1O($YO
M="!296UO=F4@5&AI<R!#;VUM96YT("HO/"]S8W)I<'0^/"]H96%D/@T*("`\
M8F]D>3X-"B`@("`\=&%B;&4@8VQA<W,],T1R97!O<G0@:60],T1)1#!%5D)(
M2SX-"B`@("`@(#QT<CX-"B`@("`@("`@/'1H(&-L87-S/3-$=&P@8V]L<W!A
M;CTS1#$@<F]W<W!A;CTS1#$^/'-T<F]N9SY,;V%N<R!A;F0@07-S970@475A
M;&ET>2!);F9O<FUA=&EO;B`H1&5T86EL<R`Q,BD@*%531"`D*3QB<CY);B!4
M:&]U<V%N9',L('5N;&5S<R!O=&AE<G=I<V4@<W!E8VEF:65D/"]S=')O;F<^
M/"]T:#X-"B`@("`@("`@/'1H(&-L87-S/3-$=&@^1&5C+B`S,2P@,C`Q,CQB
M<CX\+W1H/@T*("`@("`@("`\=&@@8VQA<W,],T1T:#Y$96,N(#,Q+"`R,#$Q
M/&)R/CPO=&@^#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F4^
M#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y.;VXM8V]V
M97)E9"!L;V%N<SPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^)"`R
M+#`Y-"PQ-#,\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S
M/3-$;G5M<#XD(#(L,#8Y+#$U,CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@
M/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')O/@T*("`@("`@("`\=&0@8VQA
M<W,],T1P;"!V86QI9VX],T1T;W`^56YA;6]R=&EZ960@;F5T(&1E9F5R<F5D
M(&QO86X@8V]S=',\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP/C$L
M,S(T/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU
M;7`^,2PR.#`\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@
M("`\='(@8VQA<W,],T1R93X-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L
M:6=N/3-$=&]P/D-O=F5R960@;&]A;G,\+W1D/@T*("`@("`@("`\=&0@8VQA
M<W,],T1N=6UP/C(X,BPS,30\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@
M/'1D(&-L87-S/3-$;G5M<#XS-C$L,C,T/'-P86X^/"]S<&%N/CPO=&0^#0H@
M("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F\^#0H@("`@("`@(#QT
M9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y4;W1A;"!L;V%N<SPO=&0^#0H@
M("`@("`@(#QT9"!C;&%S<STS1&YU;7`^,BPS-S8L-#4W/'-P86X^/"]S<&%N
M/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^,BPT,S`L,S@V/'-P
M86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S
M/3-$<F@^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y.
M;VXM8V]V97)E9#PO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P
M86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P
M86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S
M/3-$<F\^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y.
M;VXM8V]V97)E9"!L;V%N<SPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU
M;7`^,BPP.3(L.#$Y/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C
M;&%S<STS1&YU;7`^,BPP-C<L.#<R/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@
M("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F@^#0H@("`@("`@(#QT9"!C
M;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y#;VUM97)C:6%L(%5N<V5C=7)E9#PO
M=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO
M=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO
M=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F\^#0H@("`@
M("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y.;VXM8V]V97)E9"!L
M;V%N<SPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^,S4L-C@V/'-P
M86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^,S@L
M-S<X/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R
M(&-L87-S/3-$<F@^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS
M1'1O<#Y#;VUM97)C:6%L(%-E8W5R960\+W1D/@T*("`@("`@("`\=&0@8VQA
M<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA
M<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@
M("`@(#QT<B!C;&%S<STS1')O/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V
M86QI9VX],T1T;W`^3F]N+6-O=F5R960@;&]A;G,\+W1D/@T*("`@("`@("`\
M=&0@8VQA<W,],T1N=6UP/C$Q,RPW,3(\<W!A;CX\+W-P86X^/"]T9#X-"B`@
M("`@("`@/'1D(&-L87-S/3-$;G5M<#XQ,3$L-S4Q/'-P86X^/"]S<&%N/CPO
M=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F@^#0H@("`@
M("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y396-U<F5D(&)Y($EN
M=F5N=&]R>2!A;F0@06-C;W5N=',@4F5C96EV86)L93PO=&0^#0H@("`@("`@
M(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@
M(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\
M+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F\^#0H@("`@("`@(#QT9"!C;&%S
M<STS1'!L('9A;&EG;CTS1'1O<#Y.;VXM8V]V97)E9"!L;V%N<SPO=&0^#0H@
M("`@("`@(#QT9"!C;&%S<STS1&YU;7`^,C$L,S0S/'-P86X^/"]S<&%N/CPO
M=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^,C$L.#(X/'-P86X^/"]S
M<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F@^
M#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y296%L17-T
M871E0V]N<W1R=6-T:6]N365M8F5R/"]T9#X-"B`@("`@("`@/'1D(&-L87-S
M/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S
M/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@
M("`\='(@8VQA<W,],T1R;SX-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L
M:6=N/3-$=&]P/DYO;BUC;W9E<F5D(&QO86YS/"]T9#X-"B`@("`@("`@/'1D
M(&-L87-S/3-$;G5M<#XR,3@L,3`X/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@
M("`@(#QT9"!C;&%S<STS1&YU;7`^,C0V+#@P-3QS<&%N/CPO<W!A;CX\+W1D
M/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')H/@T*("`@("`@
M("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^4F5A;"!E<W1A=&4@<F5S
M:61E;G1I86PL(&9A<FUL86YD(&%N9"!M=71L:2UF86UI;'D\+W1D/@T*("`@
M("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@
M("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@
M("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')O/@T*("`@("`@("`\=&0@
M8VQA<W,],T1P;"!V86QI9VX],T1T;W`^3F]N+6-O=F5R960@;&]A;G,\+W1D
M/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP/C@Q.2PT,SD\<W!A;CX\+W-P
M86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XW.34L-C4U/'-P
M86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S
M/3-$<F@^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y2
M96%L(&5S=&%T92!H;VUE(&5Q=6ET>2!L:6YE<R!O9B!C<F5D:70\+W1D/@T*
M("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*
M("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*
M("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')O/@T*("`@("`@("`\
M=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^3F]N+6-O=F5R960@;&]A;G,\
M+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP/C(P,"PX.#`\<W!A;CX\
M+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XR,#<L-#,V
M/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L
M87-S/3-$<F@^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O
M<#Y296%L(&5S=&%T92!C;VUM97)C:6%L/"]T9#X-"B`@("`@("`@/'1D(&-L
M87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L
M87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@
M("`@("`\='(@8VQA<W,],T1R;SX-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@
M=F%L:6=N/3-$=&]P/DYO;BUC;W9E<F5D(&QO86YS/"]T9#X-"B`@("`@("`@
M/'1D(&-L87-S/3-$;G5M<#XV,C<L.30P/'-P86X^/"]S<&%N/CPO=&0^#0H@
M("`@("`@(#QT9"!C;&%S<STS1&YU;7`^-3@W+#$X,SQS<&%N/CPO<W!A;CX\
M+W1D/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')H/@T*("`@
M("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^0V]N<W5M97(\+W1D
M/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D
M/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D
M/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')O/@T*("`@("`@
M("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^3F]N+6-O=F5R960@;&]A
M;G,\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP/C4U+#<Q,3QS<&%N
M/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP/C4X+#0S
M-CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C
M;&%S<STS1')H/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T
M;W`^4&%S<R`H1W)A9&5S(#$L(#(@86YD(#,I/"]T9#X-"B`@("`@("`@/'1D
M(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D
M(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^
M#0H@("`@("`\='(@8VQA<W,],T1R;SX-"B`@("`@("`@/'1D(&-L87-S/3-$
M<&P@=F%L:6=N/3-$=&]P/DYO;BUC;W9E<F5D(&QO86YS/"]T9#X-"B`@("`@
M("`@/'1D(&-L87-S/3-$;G5M<#XV,#(L-C8X/'-P86X^/"]S<&%N/CPO=&0^
M#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^-C4P+#@P,3QS<&%N/CPO<W!A
M;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')E/@T*
M("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^0V]V97)E9"!L
M;V%N<SPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^-#(L.3,U/'-P
M86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^-C(L
M,#4R/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R
M(&-L87-S/3-$<F\^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS
M1'1O<#Y4;W1A;"!L;V%N<SPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU
M;7`^-C0U+#8P,SQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA
M<W,],T1N=6UP/C<Q,BPX-3,\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO
M='(^#0H@("`@("`\='(@8VQA<W,],T1R:#X-"B`@("`@("`@/'1D(&-L87-S
M/3-$<&P@=F%L:6=N/3-$=&]P/E!A<W,@*$=R861E<R`Q+"`R(&%N9"`S*2!\
M($-O;6UE<F-I86P@56YS96-U<F5D/"]T9#X-"B`@("`@("`@/'1D(&-L87-S
M/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S
M/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@
M("`\='(@8VQA<W,],T1R;SX-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L
M:6=N/3-$=&]P/DYO;BUC;W9E<F5D(&QO86YS/"]T9#X-"B`@("`@("`@/'1D
M(&-L87-S/3-$;G5M<#XQ,"PR.#,\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@
M("`@/'1D(&-L87-S/3-$;G5M<#XQ,RPU,38\<W!A;CX\+W-P86X^/"]T9#X-
M"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R:#X-"B`@("`@("`@
M/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/E!A<W,@*$=R861E<R`Q+"`R
M(&%N9"`S*2!\($-O;6UE<F-I86P@4V5C=7)E9#PO=&0^#0H@("`@("`@(#QT
M9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT
M9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R
M/@T*("`@("`@/'1R(&-L87-S/3-$<F\^#0H@("`@("`@(#QT9"!C;&%S<STS
M1'!L('9A;&EG;CTS1'1O<#Y.;VXM8V]V97)E9"!L;V%N<SPO=&0^#0H@("`@
M("`@(#QT9"!C;&%S<STS1&YU;7`^,S(L,3DV/'-P86X^/"]S<&%N/CPO=&0^
M#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^,S8L-3@W/'-P86X^/"]S<&%N
M/CPO=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F@^#0H@
M("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y087-S("A'<F%D
M97,@,2P@,B!A;F0@,RD@?"!396-U<F5D(&)Y($EN=F5N=&]R>2!A;F0@06-C
M;W5N=',@4F5C96EV86)L93PO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E
M>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E
M>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R
M(&-L87-S/3-$<F\^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS
M1'1O<#Y.;VXM8V]V97)E9"!L;V%N<SPO=&0^#0H@("`@("`@(#QT9"!C;&%S
M<STS1&YU;7`^,BPS-#0\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D
M(&-L87-S/3-$;G5M<#XS+#<U-CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@
M/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')H/@T*("`@("`@("`\=&0@8VQA
M<W,],T1P;"!V86QI9VX],T1T;W`^4&%S<R`H1W)A9&5S(#$L(#(@86YD(#,I
M('P@4F5A;$5S=&%T94-O;G-T<G5C=&EO;DUE;6)E<CPO=&0^#0H@("`@("`@
M(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@
M(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\
M+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F\^#0H@("`@("`@(#QT9"!C;&%S
M<STS1'!L('9A;&EG;CTS1'1O<#Y.;VXM8V]V97)E9"!L;V%N<SPO=&0^#0H@
M("`@("`@(#QT9"!C;&%S<STS1&YU;7`^,S$L-3@R/'-P86X^/"]S<&%N/CPO
M=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^,S<L-3DV/'-P86X^/"]S
M<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F@^
M#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y087-S("A'
M<F%D97,@,2P@,B!A;F0@,RD@?"!296%L(&5S=&%T92!R97-I9&5N=&EA;"P@
M9F%R;6QA;F0@86YD(&UU=&QI+69A;6EL>3PO=&0^#0H@("`@("`@(#QT9"!C
M;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C
M;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*
M("`@("`@/'1R(&-L87-S/3-$<F\^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L
M('9A;&EG;CTS1'1O<#Y.;VXM8V]V97)E9"!L;V%N<SPO=&0^#0H@("`@("`@
M(#QT9"!C;&%S<STS1&YU;7`^,C0Y+#,Q,SQS<&%N/CPO<W!A;CX\+W1D/@T*
M("`@("`@("`\=&0@8VQA<W,],T1N=6UP/C(U-RPQ-C,\<W!A;CX\+W-P86X^
M/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R:#X-"B`@
M("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/E!A<W,@*$=R861E
M<R`Q+"`R(&%N9"`S*2!\(%)E86P@97-T871E(&AO;64@97%U:71Y(&QI;F5S
M(&]F(&-R961I=#PO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P
M86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P
M86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S
M/3-$<F\^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y.
M;VXM8V]V97)E9"!L;V%N<SPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU
M;7`^,3(U+#,Q,#QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA
M<W,],T1N=6UP/C$S,"PY,3,\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO
M='(^#0H@("`@("`\='(@8VQA<W,],T1R:#X-"B`@("`@("`@/'1D(&-L87-S
M/3-$<&P@=F%L:6=N/3-$=&]P/E!A<W,@*$=R861E<R`Q+"`R(&%N9"`S*2!\
M(%)E86P@97-T871E(&-O;6UE<F-I86P\+W1D/@T*("`@("`@("`\=&0@8VQA
M<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA
M<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@
M("`@(#QT<B!C;&%S<STS1')O/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V
M86QI9VX],T1T;W`^3F]N+6-O=F5R960@;&]A;G,\+W1D/@T*("`@("`@("`\
M=&0@8VQA<W,],T1N=6UP/C$R,RPX,30\<W!A;CX\+W-P86X^/"]T9#X-"B`@
M("`@("`@/'1D(&-L87-S/3-$;G5M<#XQ-#`L-3<W/'-P86X^/"]S<&%N/CPO
M=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F@^#0H@("`@
M("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y087-S("A'<F%D97,@
M,2P@,B!A;F0@,RD@?"!#;VYS=6UE<CPO=&0^#0H@("`@("`@(#QT9"!C;&%S
M<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S
M<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@
M("`@/'1R(&-L87-S/3-$<F\^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A
M;&EG;CTS1'1O<#Y.;VXM8V]V97)E9"!L;V%N<SPO=&0^#0H@("`@("`@(#QT
M9"!C;&%S<STS1&YU;7`^,C<L.#(V/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@
M("`@(#QT9"!C;&%S<STS1&YU;7`^,S`L-CDS/'-P86X^/"]S<&%N/CPO=&0^
M#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F@^#0H@("`@("`@
M(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y796%K(%!A<W,@*$=R861E
M(#0I/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P
M86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P
M86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R;SX-
M"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/DYO;BUC;W9E
M<F5D(&QO86YS/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XQ+#,Q
M-RPV,S8\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$
M;G5M<#XQ+#$X,BPV-#8\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^
M#0H@("`@("`\='(@8VQA<W,],T1R93X-"B`@("`@("`@/'1D(&-L87-S/3-$
M<&P@=F%L:6=N/3-$=&]P/D-O=F5R960@;&]A;G,\+W1D/@T*("`@("`@("`\
M=&0@8VQA<W,],T1N=6UP/C$R-"PT-3$\<W!A;CX\+W-P86X^/"]T9#X-"B`@
M("`@("`@/'1D(&-L87-S/3-$;G5M<#XQ-C$L-3`X/'-P86X^/"]S<&%N/CPO
M=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F\^#0H@("`@
M("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y4;W1A;"!L;V%N<SPO
M=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^,2PT-#(L,#@W/'-P86X^
M/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^,2PS-#0L
M,34T/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R
M(&-L87-S/3-$<F@^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS
M1'1O<#Y796%K(%!A<W,@*$=R861E(#0I('P@0V]M;65R8VEA;"!5;G-E8W5R
M960\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A
M;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A
M;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')O/@T*
M("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^3F]N+6-O=F5R
M960@;&]A;G,\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP/C(T+#`S
M,3QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP
M/C(S+#<S-3QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@
M(#QT<B!C;&%S<STS1')H/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI
M9VX],T1T;W`^5V5A:R!087-S("A'<F%D92`T*2!\($-O;6UE<F-I86P@4V5C
M=7)E9#PO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S
M<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S
M<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F\^
M#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y.;VXM8V]V
M97)E9"!L;V%N<SPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^-S(L
M.#,X/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU
M;7`^-C8L,3`U/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@
M("`@/'1R(&-L87-S/3-$<F@^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A
M;&EG;CTS1'1O<#Y796%K(%!A<W,@*$=R861E(#0I('P@4V5C=7)E9"!B>2!)
M;G9E;G1O<GD@86YD($%C8V]U;G1S(%)E8V5I=F%B;&4\+W1D/@T*("`@("`@
M("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@
M("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@
M/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')O/@T*("`@("`@("`\=&0@8VQA
M<W,],T1P;"!V86QI9VX],T1T;W`^3F]N+6-O=F5R960@;&]A;G,\+W1D/@T*
M("`@("`@("`\=&0@8VQA<W,],T1N=6UP/C$X+#$R-CQS<&%N/CPO<W!A;CX\
M+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP/C$V+#$Y-SQS<&%N/CPO
M<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')H
M/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^5V5A:R!0
M87-S("A'<F%D92`T*2!\(%)E86Q%<W1A=&5#;VYS=')U8W1I;VY-96UB97(\
M+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\
M+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\
M+W1D/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')O/@T*("`@
M("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^3F]N+6-O=F5R960@
M;&]A;G,\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP/C$V,RPU.#@\
M<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XQ
M-38L-C4Q/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@("`@
M/'1R(&-L87-S/3-$<F@^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG
M;CTS1'1O<#Y796%K(%!A<W,@*$=R861E(#0I('P@4F5A;"!E<W1A=&4@<F5S
M:61E;G1I86PL(&9A<FUL86YD(&%N9"!M=71L:2UF86UI;'D\+W1D/@T*("`@
M("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@
M("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@
M("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')O/@T*("`@("`@("`\=&0@
M8VQA<W,],T1P;"!V86QI9VX],T1T;W`^3F]N+6-O=F5R960@;&]A;G,\+W1D
M/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP/C0Y.2PY,C(\<W!A;CX\+W-P
M86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XT-38L,3@X/'-P
M86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S
M/3-$<F@^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y7
M96%K(%!A<W,@*$=R861E(#0I('P@4F5A;"!E<W1A=&4@:&]M92!E<75I='D@
M;&EN97,@;V8@8W)E9&ET/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X
M=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X
M=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@
M8VQA<W,],T1R;SX-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$
M=&]P/DYO;BUC;W9E<F5D(&QO86YS/"]T9#X-"B`@("`@("`@/'1D(&-L87-S
M/3-$;G5M<#XV-BPT,3(\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D
M(&-L87-S/3-$;G5M<#XV-RPV,#8\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@
M(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R:#X-"B`@("`@("`@/'1D(&-L
M87-S/3-$<&P@=F%L:6=N/3-$=&]P/E=E86L@4&%S<R`H1W)A9&4@-"D@?"!2
M96%L(&5S=&%T92!C;VUM97)C:6%L/"]T9#X-"B`@("`@("`@/'1D(&-L87-S
M/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S
M/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@
M("`\='(@8VQA<W,],T1R;SX-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L
M:6=N/3-$=&]P/DYO;BUC;W9E<F5D(&QO86YS/"]T9#X-"B`@("`@("`@/'1D
M(&-L87-S/3-$;G5M<#XT-#DL,S$V/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@
M("`@(#QT9"!C;&%S<STS1&YU;7`^,S<R+#8Q-#QS<&%N/CPO<W!A;CX\+W1D
M/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')H/@T*("`@("`@
M("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^5V5A:R!087-S("A'<F%D
M92`T*2!\($-O;G-U;65R/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X
M=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X
M=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@
M8VQA<W,],T1R;SX-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$
M=&]P/DYO;BUC;W9E<F5D(&QO86YS/"]T9#X-"B`@("`@("`@/'1D(&-L87-S
M/3-$;G5M<#XR,RPT,#,\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D
M(&-L87-S/3-$;G5M<#XR,RPU-3`\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@
M(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R:#X-"B`@("`@("`@/'1D(&-L
M87-S/3-$<&P@=F%L:6=N/3-$=&]P/E=A=&-H(&]R(%-T86YD87)D($QO86YS
M("A'<F%D92`Y*3PO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P
M86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P
M86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S
M/3-$<F\^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y.
M;VXM8V]V97)E9"!L;V%N<SPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU
M;7`^,S8L-S,T/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S
M<STS1&YU;7`^-3(L,34V/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R
M/@T*("`@("`@/'1R(&-L87-S/3-$<F4^#0H@("`@("`@(#QT9"!C;&%S<STS
M1'!L('9A;&EG;CTS1'1O<#Y#;W9E<F5D(&QO86YS/"]T9#X-"B`@("`@("`@
M/'1D(&-L87-S/3-$=&5X=#XF;F)S<#LF;F)S<#L\<W!A;CX\+W-P86X^/"]T
M9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#XF;F)S<#LF;F)S<#L\<W!A
M;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,]
M,T1R;SX-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/E1O
M=&%L(&QO86YS/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XS-BPW
M,S0\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M
M<#XU,BPQ-38\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@
M("`\='(@8VQA<W,],T1R:#X-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L
M:6=N/3-$=&]P/E=A=&-H(&]R(%-T86YD87)D($QO86YS("A'<F%D92`Y*2!\
M($-O;6UE<F-I86P@56YS96-U<F5D/"]T9#X-"B`@("`@("`@/'1D(&-L87-S
M/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S
M/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@
M("`\='(@8VQA<W,],T1R;SX-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L
M:6=N/3-$=&]P/DYO;BUC;W9E<F5D(&QO86YS/"]T9#X-"B`@("`@("`@/'1D
M(&-L87-S/3-$;G5M<#XQ,#QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\
M=&0@8VQA<W,],T1N=6UP/C$S/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\
M+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F@^#0H@("`@("`@(#QT9"!C;&%S
M<STS1'!L('9A;&EG;CTS1'1O<#Y7871C:"!O<B!3=&%N9&%R9"!,;V%N<R`H
M1W)A9&4@.2D@?"!#;VUM97)C:6%L(%-E8W5R960\+W1D/@T*("`@("`@("`\
M=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\
M=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T
M<CX-"B`@("`@(#QT<B!C;&%S<STS1')O/@T*("`@("`@("`\=&0@8VQA<W,]
M,T1P;"!V86QI9VX],T1T;W`^3F]N+6-O=F5R960@;&]A;G,\+W1D/@T*("`@
M("`@("`\=&0@8VQA<W,],T1N=6UP/C$L-#4T/'-P86X^/"]S<&%N/CPO=&0^
M#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^,2PY,3(\<W!A;CX\+W-P86X^
M/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R:#X-"B`@
M("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/E=A=&-H(&]R(%-T
M86YD87)D($QO86YS("A'<F%D92`Y*2!\(%-E8W5R960@8GD@26YV96YT;W)Y
M(&%N9"!!8V-O=6YT<R!296-E:79A8FQE/"]T9#X-"B`@("`@("`@/'1D(&-L
M87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L
M87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@
M("`@("`\='(@8VQA<W,],T1R;SX-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@
M=F%L:6=N/3-$=&]P/DYO;BUC;W9E<F5D(&QO86YS/"]T9#X-"B`@("`@("`@
M/'1D(&-L87-S/3-$;G5M<#XR-#@\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@
M("`@/'1D(&-L87-S/3-$;G5M<#XR.#(\<W!A;CX\+W-P86X^/"]T9#X-"B`@
M("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R:#X-"B`@("`@("`@/'1D
M(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/E=A=&-H(&]R(%-T86YD87)D($QO
M86YS("A'<F%D92`Y*2!\(%)E86Q%<W1A=&5#;VYS=')U8W1I;VY-96UB97(\
M+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\
M+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\
M+W1D/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')O/@T*("`@
M("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^3F]N+6-O=F5R960@
M;&]A;G,\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP/C,L.#,P/'-P
M86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^-BPT
M.3`\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@
M8VQA<W,],T1R:#X-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$
M=&]P/E=A=&-H(&]R(%-T86YD87)D($QO86YS("A'<F%D92`Y*2!\(%)E86P@
M97-T871E(')E<VED96YT:6%L+"!F87)M;&%N9"!A;F0@;75T;&DM9F%M:6QY
M/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^
M/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^
M/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R;SX-"B`@
M("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/DYO;BUC;W9E<F5D
M(&QO86YS/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XW+#$U-#QS
M<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP/C$P
M+#(T.#QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@(#QT
M<B!C;&%S<STS1')H/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX]
M,T1T;W`^5V%T8V@@;W(@4W1A;F1A<F0@3&]A;G,@*$=R861E(#DI('P@4F5A
M;"!E<W1A=&4@:&]M92!E<75I='D@;&EN97,@;V8@8W)E9&ET/"]T9#X-"B`@
M("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@
M("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@
M("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R;SX-"B`@("`@("`@/'1D
M(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/DYO;BUC;W9E<F5D(&QO86YS/"]T
M9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XR+#$V,#QS<&%N/CPO<W!A
M;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP/C(L-#(R/'-P86X^
M/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$
M<F@^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y7871C
M:"!O<B!3=&%N9&%R9"!,;V%N<R`H1W)A9&4@.2D@?"!296%L(&5S=&%T92!C
M;VUM97)C:6%L/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A
M;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A
M;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,]
M,T1R;SX-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/DYO
M;BUC;W9E<F5D(&QO86YS/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M
M<#XR,2PX,#$\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S
M/3-$;G5M<#XS,"PW,C(\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^
M#0H@("`@("`\='(@8VQA<W,],T1R:#X-"B`@("`@("`@/'1D(&-L87-S/3-$
M<&P@=F%L:6=N/3-$=&]P/E=A=&-H(&]R(%-T86YD87)D($QO86YS("A'<F%D
M92`Y*2!\($-O;G-U;65R/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X
M=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X
M=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@
M8VQA<W,],T1R;SX-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$
M=&]P/DYO;BUC;W9E<F5D(&QO86YS/"]T9#X-"B`@("`@("`@/'1D(&-L87-S
M/3-$;G5M<#XW-SQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA
M<W,],T1N=6UP/C8W/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*
M("`@("`@/'1R(&-L87-S/3-$<F@^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L
M('9A;&EG;CTS1'1O<#Y3<&5C:6%L($UE;G1I;VX@3&]A;G,@*$=R861E(#4I
M/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^
M/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^
M/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R;SX-"B`@
M("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/DYO;BUC;W9E<F5D
M(&QO86YS/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XV,2PS,#4\
M<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XT
M-"PT.3<\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\
M='(@8VQA<W,],T1R93X-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N
M/3-$=&]P/D-O=F5R960@;&]A;G,\+W1D/@T*("`@("`@("`\=&0@8VQA<W,]
M,T1N=6UP/C<L-38Y/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C
M;&%S<STS1&YU;7`^."PP,S,\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO
M='(^#0H@("`@("`\='(@8VQA<W,],T1R;SX-"B`@("`@("`@/'1D(&-L87-S
M/3-$<&P@=F%L:6=N/3-$=&]P/E1O=&%L(&QO86YS/"]T9#X-"B`@("`@("`@
M/'1D(&-L87-S/3-$;G5M<#XV."PX-S0\<W!A;CX\+W-P86X^/"]T9#X-"B`@
M("`@("`@/'1D(&-L87-S/3-$;G5M<#XU,BPU,S`\<W!A;CX\+W-P86X^/"]T
M9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R:#X-"B`@("`@
M("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/E-P96-I86P@365N=&EO
M;B!,;V%N<R`H1W)A9&4@-2D@?"!#;VUM97)C:6%L(%5N<V5C=7)E9#PO=&0^
M#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^
M#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^
M#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F\^#0H@("`@("`@
M(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y.;VXM8V]V97)E9"!L;V%N
M<SPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^-#<R/'-P86X^/"]S
M<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^,C$W/'-P86X^
M/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$
M<F@^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y3<&5C
M:6%L($UE;G1I;VX@3&]A;G,@*$=R861E(#4I('P@0V]M;65R8VEA;"!396-U
M<F5D/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P
M86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P
M86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R;SX-
M"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/DYO;BUC;W9E
M<F5D(&QO86YS/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XS+#8W
M-CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP
M/C(L,3DV/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@("`@
M/'1R(&-L87-S/3-$<F@^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG
M;CTS1'1O<#Y3<&5C:6%L($UE;G1I;VX@3&]A;G,@*$=R861E(#4I('P@4V5C
M=7)E9"!B>2!);G9E;G1O<GD@86YD($%C8V]U;G1S(%)E8V5I=F%B;&4\+W1D
M/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D
M/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D
M/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')O/@T*("`@("`@
M("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^3F]N+6-O=F5R960@;&]A
M;G,\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP/C0Y,3QS<&%N/CPO
M<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP/C<U-CQS<&%N
M/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS
M1')H/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^4W!E
M8VEA;"!-96YT:6]N($QO86YS("A'<F%D92`U*2!\(%)E86Q%<W1A=&5#;VYS
M=')U8W1I;VY-96UB97(\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT
M/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT
M/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C
M;&%S<STS1')O/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T
M;W`^3F]N+6-O=F5R960@;&]A;G,\+W1D/@T*("`@("`@("`\=&0@8VQA<W,]
M,T1N=6UP/CDL,#0U/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C
M;&%S<STS1&YU;7`^.2PY,#,\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO
M='(^#0H@("`@("`\='(@8VQA<W,],T1R:#X-"B`@("`@("`@/'1D(&-L87-S
M/3-$<&P@=F%L:6=N/3-$=&]P/E-P96-I86P@365N=&EO;B!,;V%N<R`H1W)A
M9&4@-2D@?"!296%L(&5S=&%T92!R97-I9&5N=&EA;"P@9F%R;6QA;F0@86YD
M(&UU=&QI+69A;6EL>3PO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^
M/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^
M/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L
M87-S/3-$<F\^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O
M<#Y.;VXM8V]V97)E9"!L;V%N<SPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS
M1&YU;7`^,CDL,#DQ/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C
M;&%S<STS1&YU;7`^,3<L-C@W/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\
M+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F@^#0H@("`@("`@(#QT9"!C;&%S
M<STS1'!L('9A;&EG;CTS1'1O<#Y3<&5C:6%L($UE;G1I;VX@3&]A;G,@*$=R
M861E(#4I('P@4F5A;"!E<W1A=&4@:&]M92!E<75I='D@;&EN97,@;V8@8W)E
M9&ET/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P
M86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P
M86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R;SX-
M"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/DYO;BUC;W9E
M<F5D(&QO86YS/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XS+#4R
M-CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP
M/C$L.#8X/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@("`@
M/'1R(&-L87-S/3-$<F@^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG
M;CTS1'1O<#Y3<&5C:6%L($UE;G1I;VX@3&]A;G,@*$=R861E(#4I('P@4F5A
M;"!E<W1A=&4@8V]M;65R8VEA;#PO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS
M1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS
M1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@("`@
M/'1R(&-L87-S/3-$<F\^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG
M;CTS1'1O<#Y.;VXM8V]V97)E9"!L;V%N<SPO=&0^#0H@("`@("`@(#QT9"!C
M;&%S<STS1&YU;7`^,30L,#4P/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@
M(#QT9"!C;&%S<STS1&YU;7`^,3$L-3`R/'-P86X^/"]S<&%N/CPO=&0^#0H@
M("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F@^#0H@("`@("`@(#QT
M9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y3<&5C:6%L($UE;G1I;VX@3&]A
M;G,@*$=R861E(#4I('P@0V]N<W5M97(\+W1D/@T*("`@("`@("`\=&0@8VQA
M<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA
M<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@
M("`@(#QT<B!C;&%S<STS1')O/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V
M86QI9VX],T1T;W`^3F]N+6-O=F5R960@;&]A;G,\+W1D/@T*("`@("`@("`\
M=&0@8VQA<W,],T1N=6UP/CDU-#QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@
M("`\=&0@8VQA<W,],T1N=6UP/C,V.#QS<&%N/CPO<W!A;CX\+W1D/@T*("`@
M("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')H/@T*("`@("`@("`\=&0@
M8VQA<W,],T1P;"!V86QI9VX],T1T;W`^0VQA<W-I9FEE9"!,;V%N<R`H1W)A
M9&5S(#8L-R!A;F0@."D\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT
M/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT
M/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C
M;&%S<STS1')O/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T
M;W`^3F]N+6-O=F5R960@;&]A;G,\+W1D/@T*("`@("`@("`\=&0@8VQA<W,]
M,T1N=6UP/C0Q+#0T,CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@
M8VQA<W,],T1N=6UP/C8T+#(P-CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@
M/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')E/@T*("`@("`@("`\=&0@8VQA
M<W,],T1P;"!V86QI9VX],T1T;W`^0V]V97)E9"!L;V%N<SPO=&0^#0H@("`@
M("`@(#QT9"!C;&%S<STS1&YU;7`^-S,L.#8X/'-P86X^/"]S<&%N/CPO=&0^
M#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^.#@L,38Y/'-P86X^/"]S<&%N
M/CPO=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F\^#0H@
M("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y4;W1A;"!L;V%N
M<SPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^,3$U+#,Q,#QS<&%N
M/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP/C$U,BPS
M-S4\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@
M8VQA<W,],T1R:#X-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$
M=&]P/D-L87-S:69I960@3&]A;G,@*$=R861E<R`V+#<@86YD(#@I('P@0V]M
M;65R8VEA;"!5;G-E8W5R960\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T
M97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T
M97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@(#QT
M<B!C;&%S<STS1')O/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX]
M,T1T;W`^3F]N+6-O=F5R960@;&]A;G,\+W1D/@T*("`@("`@("`\=&0@8VQA
M<W,],T1N=6UP/C4X,SQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@
M8VQA<W,],T1N=6UP/C@T-3QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T
M<CX-"B`@("`@(#QT<B!C;&%S<STS1')H/@T*("`@("`@("`\=&0@8VQA<W,]
M,T1P;"!V86QI9VX],T1T;W`^0VQA<W-I9FEE9"!,;V%N<R`H1W)A9&5S(#8L
M-R!A;F0@."D@?"!#;VUM97)C:6%L(%-E8W5R960\+W1D/@T*("`@("`@("`\
M=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\
M=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T
M<CX-"B`@("`@(#QT<B!C;&%S<STS1')O/@T*("`@("`@("`\=&0@8VQA<W,]
M,T1P;"!V86QI9VX],T1T;W`^3F]N+6-O=F5R960@;&]A;G,\+W1D/@T*("`@
M("`@("`\=&0@8VQA<W,],T1N=6UP/C$L,34P/'-P86X^/"]S<&%N/CPO=&0^
M#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^,BPW-C$\<W!A;CX\+W-P86X^
M/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R:#X-"B`@
M("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/D-L87-S:69I960@
M3&]A;G,@*$=R861E<R`V+#<@86YD(#@I('P@4V5C=7)E9"!B>2!);G9E;G1O
M<GD@86YD($%C8V]U;G1S(%)E8V5I=F%B;&4\+W1D/@T*("`@("`@("`\=&0@
M8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@
M8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-
M"B`@("`@(#QT<B!C;&%S<STS1')O/@T*("`@("`@("`\=&0@8VQA<W,],T1P
M;"!V86QI9VX],T1T;W`^3F]N+6-O=F5R960@;&]A;G,\+W1D/@T*("`@("`@
M("`\=&0@8VQA<W,],T1N=6UP/C$Q-SQS<&%N/CPO<W!A;CX\+W1D/@T*("`@
M("`@("`\=&0@8VQA<W,],T1N=6UP/C(T.3QS<&%N/CPO<W!A;CX\+W1D/@T*
M("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')H/@T*("`@("`@("`\
M=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^0VQA<W-I9FEE9"!,;V%N<R`H
M1W)A9&5S(#8L-R!A;F0@."D@?"!296%L17-T871E0V]N<W1R=6-T:6]N365M
M8F5R/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P
M86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P
M86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R;SX-
M"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/DYO;BUC;W9E
M<F5D(&QO86YS/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XS+#<P
M.3QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP
M/C$S+#,Y,SQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@
M(#QT<B!C;&%S<STS1')H/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI
M9VX],T1T;W`^0VQA<W-I9FEE9"!,;V%N<R`H1W)A9&5S(#8L-R!A;F0@."D@
M?"!296%L(&5S=&%T92!R97-I9&5N=&EA;"P@9F%R;6QA;F0@86YD(&UU=&QI
M+69A;6EL>3PO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^
M/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^
M/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$
M<F\^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y.;VXM
M8V]V97)E9"!L;V%N<SPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^
M,C0L,S,P/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS
M1&YU;7`^,C@L.3,Y/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*
M("`@("`@/'1R(&-L87-S/3-$<F@^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L
M('9A;&EG;CTS1'1O<#Y#;&%S<VEF:65D($QO86YS("A'<F%D97,@-BPW(&%N
M9"`X*2!\(%)E86P@97-T871E(&AO;64@97%U:71Y(&QI;F5S(&]F(&-R961I
M=#PO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N
M/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N
M/CPO=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F\^#0H@
M("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y.;VXM8V]V97)E
M9"!L;V%N<SPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^,2PX-3`\
M<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XQ
M+#0V-CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@(#QT
M<B!C;&%S<STS1')H/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX]
M,T1T;W`^0VQA<W-I9FEE9"!,;V%N<R`H1W)A9&5S(#8L-R!A;F0@."D@?"!2
M96%L(&5S=&%T92!C;VUM97)C:6%L/"]T9#X-"B`@("`@("`@/'1D(&-L87-S
M/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S
M/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@
M("`\='(@8VQA<W,],T1R;SX-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L
M:6=N/3-$=&]P/DYO;BUC;W9E<F5D(&QO86YS/"]T9#X-"B`@("`@("`@/'1D
M(&-L87-S/3-$;G5M<#XY+#`W-#QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@
M("`\=&0@8VQA<W,],T1N=6UP/C$U+#4V-3QS<&%N/CPO<W!A;CX\+W1D/@T*
M("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')H/@T*("`@("`@("`\
M=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^0VQA<W-I9FEE9"!,;V%N<R`H
M1W)A9&5S(#8L-R!A;F0@."D@?"!#;VYS=6UE<CPO=&0^#0H@("`@("`@(#QT
M9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT
M9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R
M/@T*("`@("`@/'1R(&-L87-S/3-$<F\^#0H@("`@("`@(#QT9"!C;&%S<STS
M1'!L('9A;&EG;CTS1'1O<#Y.;VXM8V]V97)E9"!L;V%N<SPO=&0^#0H@("`@
M("`@(#QT9"!C;&%S<STS1&YU;7`^-C(Y/'-P86X^/"]S<&%N/CPO=&0^#0H@
M("`@("`@(#QT9"!C;&%S<STS1&YU;7`^.3@X/'-P86X^/"]S<&%N/CPO=&0^
M#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F@^#0H@("`@("`@
M(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y.;VYA8V-R=6%L($QO86YS
M/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^
M/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^
M/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R;SX-"B`@
M("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/DYO;BUC;W9E<F5D
M(&QO86YS/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XS,RPP,S0\
M<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XW
M,RPU-C8\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\
M='(@8VQA<W,],T1R93X-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N
M/3-$=&]P/D-O=F5R960@;&]A;G,\+W1D/@T*("`@("`@("`\=&0@8VQA<W,]
M,T1N=6UP/C,S+#0Y,3QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@
M8VQA<W,],T1N=6UP/C0Q+#0W,CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@
M/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')O/@T*("`@("`@("`\=&0@8VQA
M<W,],T1P;"!V86QI9VX],T1T;W`^5&]T86P@;&]A;G,\+W1D/@T*("`@("`@
M("`\=&0@8VQA<W,],T1N=6UP/C8V+#4R-3QS<&%N/CPO<W!A;CX\+W1D/@T*
M("`@("`@("`\=&0@8VQA<W,],T1N=6UP/C$Q-2PP,S@\<W!A;CX\+W-P86X^
M/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R:#X-"B`@
M("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/DYO;F%C8W)U86P@
M3&]A;G,@?"!#;VUM97)C:6%L(%5N<V5C=7)E9#PO=&0^#0H@("`@("`@(#QT
M9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT
M9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R
M/@T*("`@("`@/'1R(&-L87-S/3-$<F\^#0H@("`@("`@(#QT9"!C;&%S<STS
M1'!L('9A;&EG;CTS1'1O<#Y.;VXM8V]V97)E9"!L;V%N<SPO=&0^#0H@("`@
M("`@(#QT9"!C;&%S<STS1&YU;7`^,S`W/'-P86X^/"]S<&%N/CPO=&0^#0H@
M("`@("`@(#QT9"!C;&%S<STS1&YU;7`^-#4R/'-P86X^/"]S<&%N/CPO=&0^
M#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F@^#0H@("`@("`@
M(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y.;VYA8V-R=6%L($QO86YS
M('P@0V]M;65R8VEA;"!396-U<F5D/"]T9#X-"B`@("`@("`@/'1D(&-L87-S
M/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S
M/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@
M("`\='(@8VQA<W,],T1R;SX-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L
M:6=N/3-$=&]P/DYO;BUC;W9E<F5D(&QO86YS/"]T9#X-"B`@("`@("`@/'1D
M(&-L87-S/3-$;G5M<#XR+#,Y.#QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@
M("`\=&0@8VQA<W,],T1N=6UP/C(L,3DP/'-P86X^/"]S<&%N/CPO=&0^#0H@
M("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F@^#0H@("`@("`@(#QT
M9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y.;VYA8V-R=6%L($QO86YS('P@
M4V5C=7)E9"!B>2!);G9E;G1O<GD@86YD($%C8V]U;G1S(%)E8V5I=F%B;&4\
M+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\
M+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\
M+W1D/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')O/@T*("`@
M("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^3F]N+6-O=F5R960@
M;&]A;G,\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP/C$W/'-P86X^
M/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^-3@X/'-P
M86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S
M/3-$<F@^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y.
M;VYA8V-R=6%L($QO86YS('P@4F5A;$5S=&%T94-O;G-T<G5C=&EO;DUE;6)E
M<CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N
M/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N
M/CPO=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F\^#0H@
M("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y.;VXM8V]V97)E
M9"!L;V%N<SPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^-BPS-30\
M<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XR
M,BPW-S(\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\
M='(@8VQA<W,],T1R:#X-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N
M/3-$=&]P/DYO;F%C8W)U86P@3&]A;G,@?"!296%L(&5S=&%T92!R97-I9&5N
M=&EA;"P@9F%R;6QA;F0@86YD(&UU=&QI+69A;6EL>3PO=&0^#0H@("`@("`@
M(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@
M(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\
M+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F\^#0H@("`@("`@(#QT9"!C;&%S
M<STS1'!L('9A;&EG;CTS1'1O<#Y.;VXM8V]V97)E9"!L;V%N<SPO=&0^#0H@
M("`@("`@(#QT9"!C;&%S<STS1&YU;7`^.2PV,CD\<W!A;CX\+W-P86X^/"]T
M9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XR-2PT,S`\<W!A;CX\+W-P
M86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R:#X-
M"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/DYO;F%C8W)U
M86P@3&]A;G,@?"!296%L(&5S=&%T92!H;VUE(&5Q=6ET>2!L:6YE<R!O9B!C
M<F5D:70\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO
M<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO
M<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')O
M/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^3F]N+6-O
M=F5R960@;&]A;G,\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP/C$L
M-C(R/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU
M;7`^,RPQ-C$\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@
M("`\='(@8VQA<W,],T1R:#X-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L
M:6=N/3-$=&]P/DYO;F%C8W)U86P@3&]A;G,@?"!296%L(&5S=&%T92!C;VUM
M97)C:6%L/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\
M+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\
M+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R
M;SX-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/DYO;BUC
M;W9E<F5D(&QO86YS/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XY
M+#@X-3QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N
M=6UP/C$V+#(P,SQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@
M("`@(#QT<B!C;&%S<STS1')H/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V
M86QI9VX],T1T;W`^3F]N86-C<G5A;"!,;V%N<R!\($-O;G-U;65R/"]T9#X-
M"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-
M"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-
M"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R;SX-"B`@("`@("`@
M/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/DYO;BUC;W9E<F5D(&QO86YS
M/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XD(#(L.#(R/'-P86X^
M/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^)"`R+#<W
M,#QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`\+W1A8FQE
M/@T*("`\+V)O9'D^#0H\+VAT;6P^#0H-"BTM+2TM+3U?3F5X=%!A<G1?9CDP
M-C-D,F%?,#-E-5\T.30T7V%B-#E?,C!E-#-D838Y83@V#0I#;VYT96YT+4QO
M8V%T:6]N.B!F:6QE.B\O+T,Z+V8Y,#8S9#)A7S`S935?-#DT-%]A8C0Y7S(P
M930S9&$V.6$X-B]7;W)K<VAE971S+U-H965T-S(N:'1M;`T*0V]N=&5N="U4
M<F%N<V9E<BU%;F-O9&EN9SH@<75O=&5D+7!R:6YT86)L90T*0V]N=&5N="U4
M>7!E.B!T97AT+VAT;6P[(&-H87)S970](G5S+6%S8VEI(@T*#0H\:'1M;#X-
M"B`@/&AE860^#0H@("`@/$U%5$$@:'1T<"UE<75I=CTS1$-O;G1E;G0M5'EP
M92!C;VYT96YT/3-$)W1E>'0O:'1M;#L@8VAA<G-E=#UU=&8M."<^/'-C<FEP
M="!T>7!E/3-$=&5X="]J879A<V-R:7!T('-R8STS1%-H;W<N:G,^+RH@1&\@
M3F]T(%)E;6]V92!4:&ES($-O;6UE;G0@*B\\+W-C<FEP=#X\+VAE860^#0H@
M(#QB;V1Y/@T*("`@(#QT86)L92!C;&%S<STS1')E<&]R="!I9#TS1$E$,$52
M4$%)/@T*("`@("`@/'1R/@T*("`@("`@("`\=&@@8VQA<W,],T1T;"!C;VQS
M<&%N/3-$,2!R;W=S<&%N/3-$,CX\<W1R;VYG/DQO86YS(&%N9"!!<W-E="!1
M=6%L:71Y($EN9F]R;6%T:6]N("A$971A:6QS(#$S*2`H55-$("0I/&)R/DEN
M(%1H;W5S86YD<RP@=6YL97-S(&]T:&5R=VES92!S<&5C:69I960\+W-T<F]N
M9SX\+W1H/@T*("`@("`@("`\=&@@8VQA<W,],T1T:"!C;VQS<&%N/3-$,CXQ
M,B!-;VYT:',@16YD960\+W1H/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<CX-
M"B`@("`@("`@/'1H(&-L87-S/3-$=&@^1&5C+B`S,2P@,C`Q,CQB<CX\+W1H
M/@T*("`@("`@("`\=&@@8VQA<W,],T1T:#Y$96,N(#,Q+"`R,#$Q/&)R/CPO
M=&@^#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F4^#0H@("`@
M("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#X\<W1R;VYG/DEN9F]R
M;6%T:6]N(')E;&%T960@=&\@;&]A;G,@;6]D:69I960@:6X@82!T<F]U8FQE
M9"!D96)T(')E<W1R=6-T=7)I;F<Z/"]S=')O;F<^/"]T9#X-"B`@("`@("`@
M/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@
M/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO
M='(^#0H@("`@("`\='(@8VQA<W,],T1R;SX-"B`@("`@("`@/'1D(&-L87-S
M/3-$<&P@=F%L:6=N/3-$=&]P/DYU;6)E<B!O9B!C;VYT<F%C=',L(%1$4G,\
M+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP/C0V/'-P86X^/"]S<&%N
M/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^-C0\<W!A;CX\+W-P
M86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R93X-
M"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/E1$4G,@87)I
M<VEN9R!D=7)I;F<@<&5R:6]D(%!R92U-;V1I9FEC871I;VX\+W1D/@T*("`@
M("`@("`\=&0@8VQA<W,],T1N=6UP/B0@,38L,S,U/'-P86X^/"]S<&%N/CPO
M=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^)"`Q-"PQ-30\<W!A;CX\
M+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R
M;SX-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/E1$4G,@
M87)I<VEN9R!D=7)I;F<@<&5R:6]D(%!O<W0M36]D:69I8V%T:6]N/"]T9#X-
M"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XQ-BPQ-3(\<W!A;CX\+W-P86X^
M/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XQ-"PR-C(\<W!A;CX\
M+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R
M:#X-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/DYO;BUC
M;W9E<F5D/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\
M+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\
M+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R
M;SX-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/CQS=')O
M;F<^26YF;W)M871I;VX@<F5L871E9"!T;R!L;V%N<R!M;V1I9FEE9"!I;B!A
M('1R;W5B;&5D(&1E8G0@<F5S=')U8W1U<FEN9SH\+W-T<F]N9SX\+W1D/@T*
M("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*
M("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*
M("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')E/@T*("`@("`@("`\
M=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^3G5M8F5R(&]F(&-O;G1R86-T
M<RP@5$12<SPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^,S8\<W!A
M;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XQ.3QS
M<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S
M<STS1')O/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^
M5$12<R!A<FES:6YG(&1U<FEN9R!P97)I;V0@4')E+4UO9&EF:6-A=&EO;CPO
M=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^-RPU-SD\<W!A;CX\+W-P
M86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XV+#$U-#QS<&%N
M/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS
M1')E/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^5$12
M<R!A<FES:6YG(&1U<FEN9R!P97)I;V0@4&]S="U-;V1I9FEC871I;VX\+W1D
M/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP/C<L-3<Y/'-P86X^/"]S<&%N
M/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^-BPR-C(\<W!A;CX\
M+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R
M:#X-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/DYO;BUC
M;W9E<F5D('P@0V]M;65R8VEA;"!396-U<F5D/"]T9#X-"B`@("`@("`@/'1D
M(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D
M(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^
M#0H@("`@("`\='(@8VQA<W,],T1R93X-"B`@("`@("`@/'1D(&-L87-S/3-$
M<&P@=F%L:6=N/3-$=&]P/CQS=')O;F<^26YF;W)M871I;VX@<F5L871E9"!T
M;R!L;V%N<R!M;V1I9FEE9"!I;B!A('1R;W5B;&5D(&1E8G0@<F5S=')U8W1U
M<FEN9SH\+W-T<F]N9SX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT
M/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT
M/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C
M;&%S<STS1')O/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T
M;W`^3G5M8F5R(&]F(&-O;G1R86-T<RP@5$12<R!.;VYA8V-R=6%L/"]T9#X-
M"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XQ/'-P86X^/"]S<&%N/CPO=&0^
M#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^
M#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F4^#0H@("`@("`@
M(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y41%)S(&%R:7-I;F<@9'5R
M:6YG('!E<FEO9"`M($YO;F%C8W)U86P@4')E+4UO9&EF:6-A=&EO;CPO=&0^
M#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^,3$\<W!A;CX\+W-P86X^/"]T
M9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#XF;F)S<#LF;F)S<#L\<W!A
M;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,]
M,T1R;SX-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/E1$
M4G,@87)I<VEN9R!D=7)I;F<@<&5R:6]D("T@3F]N86-C<G5A;"!0;W-T+4UO
M9&EF:6-A=&EO;CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^,3$\
M<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#XF
M;F)S<#LF;F)S<#L\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@
M("`@("`\='(@8VQA<W,],T1R:#X-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@
M=F%L:6=N/3-$=&]P/DYO;BUC;W9E<F5D('P@4F5A;$5S=&%T94-O;G-T<G5C
M=&EO;DUE;6)E<CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P
M86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P
M86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S
M/3-$<F\^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#X\
M<W1R;VYG/DEN9F]R;6%T:6]N(')E;&%T960@=&\@;&]A;G,@;6]D:69I960@
M:6X@82!T<F]U8FQE9"!D96)T(')E<W1R=6-T=7)I;F<Z/"]S=')O;F<^/"]T
M9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T
M9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T
M9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R93X-"B`@("`@
M("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/DYU;6)E<B!O9B!C;VYT
M<F%C=',L(%1$4G,@06-C<G5I;F<\+W1D/@T*("`@("`@("`\=&0@8VQA<W,]
M,T1N=6UP/C(\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S
M/3-$;G5M<#XR/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@
M("`@/'1R(&-L87-S/3-$<F\^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A
M;&EG;CTS1'1O<#Y41%)S(&%R:7-I;F<@9'5R:6YG('!E<FEO9"`M($%C8W)U
M:6YG(%!R92U-;V1I9FEC871I;VX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,]
M,T1N=6UP/C8T,CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA
M<W,],T1N=6UP/C4P,3QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-
M"B`@("`@(#QT<B!C;&%S<STS1')E/@T*("`@("`@("`\=&0@8VQA<W,],T1P
M;"!V86QI9VX],T1T;W`^5$12<R!A<FES:6YG(&1U<FEN9R!P97)I;V0@+2!!
M8V-R=6EN9R!0;W-T+4UO9&EF:6-A=&EO;CPO=&0^#0H@("`@("`@(#QT9"!C
M;&%S<STS1&YU;7`^-C0R/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT
M9"!C;&%S<STS1&YU;7`^-30S/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\
M+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F\^#0H@("`@("`@(#QT9"!C;&%S
M<STS1'!L('9A;&EG;CTS1'1O<#Y.=6UB97(@;V8@8V]N=')A8W1S+"!41%)S
M($YO;F%C8W)U86P\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP/C(\
M<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XQ
M/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L
M87-S/3-$<F4^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O
M<#Y41%)S(&%R:7-I;F<@9'5R:6YG('!E<FEO9"`M($YO;F%C8W)U86P@4')E
M+4UO9&EF:6-A=&EO;CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^
M,S,R/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU
M;7`^,S4W/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@("`@
M/'1R(&-L87-S/3-$<F\^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG
M;CTS1'1O<#Y41%)S(&%R:7-I;F<@9'5R:6YG('!E<FEO9"`M($YO;F%C8W)U
M86P@4&]S="U-;V1I9FEC871I;VX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,]
M,T1N=6UP/C,S,CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA
M<W,],T1N=6UP/C,U-SQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-
M"B`@("`@(#QT<B!C;&%S<STS1')H/@T*("`@("`@("`\=&0@8VQA<W,],T1P
M;"!V86QI9VX],T1T;W`^3F]N+6-O=F5R960@?"!296%L(&5S=&%T92!R97-I
M9&5N=&EA;"P@9F%R;6QA;F0@86YD(&UU=&QI+69A;6EL>3PO=&0^#0H@("`@
M("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@
M("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@
M("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F\^#0H@("`@("`@(#QT9"!C
M;&%S<STS1'!L('9A;&EG;CTS1'1O<#X\<W1R;VYG/DEN9F]R;6%T:6]N(')E
M;&%T960@=&\@;&]A;G,@;6]D:69I960@:6X@82!T<F]U8FQE9"!D96)T(')E
M<W1R=6-T=7)I;F<Z/"]S=')O;F<^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S
M/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S
M/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@
M("`\='(@8VQA<W,],T1R93X-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L
M:6=N/3-$=&]P/DYU;6)E<B!O9B!C;VYT<F%C=',L(%1$4G,@06-C<G5I;F<\
M+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP/C@\<W!A;CX\+W-P86X^
M/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XU/'-P86X^/"]S<&%N
M/CPO=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F\^#0H@
M("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y41%)S(&%R:7-I
M;F<@9'5R:6YG('!E<FEO9"`M($%C8W)U:6YG(%!R92U-;V1I9FEC871I;VX\
M+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP/C$L-C4S/'-P86X^/"]S
M<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^,2PV,S4\<W!A
M;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,]
M,T1R93X-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/E1$
M4G,@87)I<VEN9R!D=7)I;F<@<&5R:6]D("T@06-C<G5I;F<@4&]S="U-;V1I
M9FEC871I;VX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP/C$L-C4S
M/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^
M,2PV-#4\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\
M='(@8VQA<W,],T1R;SX-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N
M/3-$=&]P/DYU;6)E<B!O9B!C;VYT<F%C=',L(%1$4G,@3F]N86-C<G5A;#PO
M=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^,3<\<W!A;CX\+W-P86X^
M/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XS/'-P86X^/"]S<&%N
M/CPO=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F4^#0H@
M("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y41%)S(&%R:7-I
M;F<@9'5R:6YG('!E<FEO9"`M($YO;F%C8W)U86P@4')E+4UO9&EF:6-A=&EO
M;CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^,RPW,S8\<W!A;CX\
M+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XS.#(\<W!A
M;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,]
M,T1R;SX-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/E1$
M4G,@87)I<VEN9R!D=7)I;F<@<&5R:6]D("T@3F]N86-C<G5A;"!0;W-T+4UO
M9&EF:6-A=&EO;CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^,RPW
M,S8\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M
M<#XT,S@\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\
M='(@8VQA<W,],T1R:#X-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N
M/3-$=&]P/DYO;BUC;W9E<F5D('P@4F5A;"!E<W1A=&4@:&]M92!E<75I='D@
M;&EN97,@;V8@8W)E9&ET/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X
M=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X
M=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@
M8VQA<W,],T1R;SX-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$
M=&]P/CQS=')O;F<^26YF;W)M871I;VX@<F5L871E9"!T;R!L;V%N<R!M;V1I
M9FEE9"!I;B!A('1R;W5B;&5D(&1E8G0@<F5S=')U8W1U<FEN9SH\+W-T<F]N
M9SX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A
M;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A
M;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')E/@T*
M("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^3G5M8F5R(&]F
M(&-O;G1R86-T<RP@5$12<R!.;VYA8V-R=6%L/"]T9#X-"B`@("`@("`@/'1D
M(&-L87-S/3-$;G5M<#XQ/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT
M9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R
M/@T*("`@("`@/'1R(&-L87-S/3-$<F\^#0H@("`@("`@(#QT9"!C;&%S<STS
M1'!L('9A;&EG;CTS1'1O<#Y41%)S(&%R:7-I;F<@9'5R:6YG('!E<FEO9"`M
M($YO;F%C8W)U86P@4')E+4UO9&EF:6-A=&EO;CPO=&0^#0H@("`@("`@(#QT
M9"!C;&%S<STS1&YU;7`^,3(S/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@
M(#QT9"!C;&%S<STS1'1E>'0^)FYB<W`[)FYB<W`[/'-P86X^/"]S<&%N/CPO
M=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F4^#0H@("`@
M("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y41%)S(&%R:7-I;F<@
M9'5R:6YG('!E<FEO9"`M($YO;F%C8W)U86P@4&]S="U-;V1I9FEC871I;VX\
M+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP/C$R,SQS<&%N/CPO<W!A
M;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/B9N8G-P.R9N8G-P
M.SQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C
M;&%S<STS1')H/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T
M;W`^3F]N+6-O=F5R960@?"!296%L(&5S=&%T92!C;VUM97)C:6%L/"]T9#X-
M"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-
M"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-
M"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R93X-"B`@("`@("`@
M/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/CQS=')O;F<^26YF;W)M871I
M;VX@<F5L871E9"!T;R!L;V%N<R!M;V1I9FEE9"!I;B!A('1R;W5B;&5D(&1E
M8G0@<F5S=')U8W1U<FEN9SH\+W-T<F]N9SX\+W1D/@T*("`@("`@("`\=&0@
M8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@
M8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-
M"B`@("`@(#QT<B!C;&%S<STS1')O/@T*("`@("`@("`\=&0@8VQA<W,],T1P
M;"!V86QI9VX],T1T;W`^3G5M8F5R(&]F(&-O;G1R86-T<RP@5$12<R!!8V-R
M=6EN9SPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S
M<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^-#QS<&%N/CPO
M<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')E
M/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^5$12<R!A
M<FES:6YG(&1U<FEN9R!P97)I;V0@+2!!8V-R=6EN9R!0<F4M36]D:69I8V%T
M:6]N/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#XF;F)S<#LF;F)S
M<#L\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M
M<#XQ+#@W,3QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@
M(#QT<B!C;&%S<STS1')O/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI
M9VX],T1T;W`^5$12<R!A<FES:6YG(&1U<FEN9R!P97)I;V0@+2!!8V-R=6EN
M9R!0;W-T+4UO9&EF:6-A=&EO;CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS
M1'1E>'0^)FYB<W`[)FYB<W`[/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@
M(#QT9"!C;&%S<STS1&YU;7`^,2PX-S$\<W!A;CX\+W-P86X^/"]T9#X-"B`@
M("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R93X-"B`@("`@("`@/'1D
M(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/DYU;6)E<B!O9B!C;VYT<F%C=',L
M(%1$4G,@3F]N86-C<G5A;#PO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU
M;7`^-3QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N
M=6UP/C0\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\
M='(@8VQA<W,],T1R;SX-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N
M/3-$=&]P/E1$4G,@87)I<VEN9R!D=7)I;F<@<&5R:6]D("T@3F]N86-C<G5A
M;"!0<F4M36]D:69I8V%T:6]N/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$
M;G5M<#XQ+#`X,CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA
M<W,],T1N=6UP/C$L-#`X/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R
M/@T*("`@("`@/'1R(&-L87-S/3-$<F4^#0H@("`@("`@(#QT9"!C;&%S<STS
M1'!L('9A;&EG;CTS1'1O<#Y41%)S(&%R:7-I;F<@9'5R:6YG('!E<FEO9"`M
M($YO;F%C8W)U86P@4&]S="U-;V1I9FEC871I;VX\+W1D/@T*("`@("`@("`\
M=&0@8VQA<W,],T1N=6UP/C$L,#@R/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@
M("`@(#QT9"!C;&%S<STS1&YU;7`^,2PT,#@\<W!A;CX\+W-P86X^/"]T9#X-
M"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R:#X-"B`@("`@("`@
M/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/D-O=F5R960\+W1D/@T*("`@
M("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@
M("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@
M("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')E/@T*("`@("`@("`\=&0@
M8VQA<W,],T1P;"!V86QI9VX],T1T;W`^/'-T<F]N9SY);F9O<FUA=&EO;B!R
M96QA=&5D('1O(&QO86YS(&UO9&EF:65D(&EN(&$@=')O=6)L960@9&5B="!R
M97-T<G5C='5R:6YG.CPO<W1R;VYG/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S
M<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S
M<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@
M("`@/'1R(&-L87-S/3-$<F\^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A
M;&EG;CTS1'1O<#Y.=6UB97(@;V8@8V]N=')A8W1S+"!41%)S($%C8W)U:6YG
M/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XV/'-P86X^/"]S<&%N
M/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^,S<\<W!A;CX\+W-P
M86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R93X-
M"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/E1$4G,@87)I
M<VEN9R!D=7)I;F<@<&5R:6]D("T@06-C<G5I;F<@4')E+4UO9&EF:6-A=&EO
M;CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^-RPU,C8\<W!A;CX\
M+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XV+#4R.#QS
M<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S
M<STS1')O/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^
M5$12<R!A<FES:6YG(&1U<FEN9R!P97)I;V0@+2!!8V-R=6EN9R!0;W-T+4UO
M9&EF:6-A=&EO;CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^-RPS
M-#(\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M
M<#XV+#4R.#QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@
M(#QT<B!C;&%S<STS1')E/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI
M9VX],T1T;W`^3G5M8F5R(&]F(&-O;G1R86-T<RP@5$12<R!.;VYA8V-R=6%L
M/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XT/'-P86X^/"]S<&%N
M/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^.#QS<&%N/CPO<W!A
M;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')O/@T*
M("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^5$12<R!A<FES
M:6YG(&1U<FEN9R!P97)I;V0@+2!.;VYA8V-R=6%L(%!R92U-;V1I9FEC871I
M;VX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP/C$L,C,P/'-P86X^
M/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^,2PT-S(\
M<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA
M<W,],T1R93X-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P
M/E1$4G,@87)I<VEN9R!D=7)I;F<@<&5R:6]D("T@3F]N86-C<G5A;"!0;W-T
M+4UO9&EF:6-A=&EO;CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^
M)"`Q+#(S,3QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,]
M,T1N=6UP/B0@,2PT-S(\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^
M#0H@("`@/"]T86)L93X-"B`@/"]B;V1Y/@T*/"]H=&UL/@T*#0HM+2TM+2T]
M7TYE>'1087)T7V8Y,#8S9#)A7S`S935?-#DT-%]A8C0Y7S(P930S9&$V.6$X
M-@T*0V]N=&5N="U,;V-A=&EO;CH@9FEL93HO+R]#.B]F.3`V,V0R85\P,V4U
M7S0Y-#1?86(T.5\R,&4T,V1A-CEA.#8O5V]R:W-H965T<R]3:&5E=#<S+FAT
M;6P-"D-O;G1E;G0M5')A;G-F97(M16YC;V1I;F<Z('%U;W1E9"UP<FEN=&%B
M;&4-"D-O;G1E;G0M5'EP93H@=&5X="]H=&UL.R!C:&%R<V5T/2)U<RUA<V-I
M:2(-"@T*/&AT;6P^#0H@(#QH96%D/@T*("`@(#Q-151!(&AT='`M97%U:78]
M,T1#;VYT96YT+51Y<&4@8V]N=&5N=#TS1"=T97AT+VAT;6P[(&-H87)S970]
M=71F+3@G/CQS8W)I<'0@='EP93TS1'1E>'0O:F%V87-C<FEP="!S<F,],T13
M:&]W+FIS/B\J($1O($YO="!296UO=F4@5&AI<R!#;VUM96YT("HO/"]S8W)I
M<'0^/"]H96%D/@T*("`\8F]D>3X-"B`@("`\=&%B;&4@8VQA<W,],T1R97!O
M<G0@:60],T1)1#!%6$U!13X-"B`@("`@(#QT<CX-"B`@("`@("`@/'1H(&-L
M87-S/3-$=&P@8V]L<W!A;CTS1#$@<F]W<W!A;CTS1#$^/'-T<F]N9SY0<F5M
M:7-E<R!A;F0@17%U:7!M96YT("A$971A:6QS*2`H55-$("0I/&)R/DEN(%1H
M;W5S86YD<RP@=6YL97-S(&]T:&5R=VES92!S<&5C:69I960\+W-T<F]N9SX\
M+W1H/@T*("`@("`@("`\=&@@8VQA<W,],T1T:#Y$96,N(#,Q+"`R,#$R/&)R
M/CPO=&@^#0H@("`@("`@(#QT:"!C;&%S<STS1'1H/D1E8RX@,S$L(#(P,3$\
M8G(^/"]T:#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R93X-
M"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/E!R96UI<V5S
M(&%N9"!E<75I<&UE;G0L(&=R;W-S/"]T9#X-"B`@("`@("`@/'1D(&-L87-S
M/3-$;G5M<#XD(#$Q."PQ,3D\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@
M/'1D(&-L87-S/3-$;G5M<#XD(#$Q,"PQ,SD\<W!A;CX\+W-P86X^/"]T9#X-
M"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R;SX-"B`@("`@("`@
M/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/DQE<W,@86-C=6UU;&%T960@
M9&5P<F5C:6%T:6]N(&%N9"!A;6]R=&EZ871I;VX\+W1D/@T*("`@("`@("`\
M=&0@8VQA<W,],T1N=6T^*#0S+#<T."D\<W!A;CX\+W-P86X^/"]T9#X-"B`@
M("`@("`@/'1D(&-L87-S/3-$;G5M/B@T,"PQ-C0I/'-P86X^/"]S<&%N/CPO
M=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F4^#0H@("`@
M("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y.970@8F]O:R!V86QU
M92!O9B!P<F5M:7-E<R!A;F0@97%U:7!M96YT/"]T9#X-"B`@("`@("`@/'1D
M(&-L87-S/3-$;G5M<#XW-"PS-S$\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@
M("`@/'1D(&-L87-S/3-$;G5M<#XV.2PY-S4\<W!A;CX\+W-P86X^/"]T9#X-
M"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R:#X-"B`@("`@("`@
M/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/DQA;F0\+W1D/@T*("`@("`@
M("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@
M("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@
M/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')E/@T*("`@("`@("`\=&0@8VQA
M<W,],T1P;"!V86QI9VX],T1T;W`^4')E;6ES97,@86YD(&5Q=6EP;65N="P@
M9W)O<W,\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP/C(S+#,U.3QS
M<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP/C(R
M+#<P,#QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@(#QT
M<B!C;&%S<STS1')H/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX]
M,T1T;W`^0G5I;&1I;F=S/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X
M=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X
M=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@
M8VQA<W,],T1R93X-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$
M=&]P/E!R96UI<V5S(&%N9"!E<75I<&UE;G0L(&=R;W-S/"]T9#X-"B`@("`@
M("`@/'1D(&-L87-S/3-$;G5M<#XU."PV,#$\<W!A;CX\+W-P86X^/"]T9#X-
M"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XU,RPX,3@\<W!A;CX\+W-P86X^
M/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R:#X-"B`@
M("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/D9U<FYI='5R92!A
M;F0@17%U:7!M96YT/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\
M<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\
M<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA
M<W,],T1R93X-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P
M/E!R96UI<V5S(&%N9"!E<75I<&UE;G0L(&=R;W-S/"]T9#X-"B`@("`@("`@
M/'1D(&-L87-S/3-$;G5M<#XS-"PQ-SD\<W!A;CX\+W-P86X^/"]T9#X-"B`@
M("`@("`@/'1D(&-L87-S/3-$;G5M<#XS,2PV,3@\<W!A;CX\+W-P86X^/"]T
M9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R:#X-"B`@("`@
M("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/DQE87-E:&]L9"!);7!R
M;W9E;65N=',\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N
M/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N
M/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS
M1')E/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^4')E
M;6ES97,@86YD(&5Q=6EP;65N="P@9W)O<W,\+W1D/@T*("`@("`@("`\=&0@
M8VQA<W,],T1N=6UP/B0@,2PY.#`\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@
M("`@/'1D(&-L87-S/3-$;G5M<#XD(#(L,#`S/'-P86X^/"]S<&%N/CPO=&0^
M#0H@("`@("`\+W1R/@T*("`@(#PO=&%B;&4^#0H@(#PO8F]D>3X-"CPO:'1M
M;#X-"@T*+2TM+2TM/5].97AT4&%R=%]F.3`V,V0R85\P,V4U7S0Y-#1?86(T
M.5\R,&4T,V1A-CEA.#8-"D-O;G1E;G0M3&]C871I;VXZ(&9I;&4Z+R\O0SHO
M9CDP-C-D,F%?,#-E-5\T.30T7V%B-#E?,C!E-#-D838Y83@V+U=O<FMS:&5E
M=',O4VAE970W-"YH=&UL#0I#;VYT96YT+51R86YS9F5R+45N8V]D:6YG.B!Q
M=6]T960M<')I;G1A8FQE#0I#;VYT96YT+51Y<&4Z('1E>'0O:'1M;#L@8VAA
M<G-E=#TB=7,M87-C:6DB#0H-"CQH=&UL/@T*("`\:&5A9#X-"B`@("`\3454
M02!H='1P+65Q=6EV/3-$0V]N=&5N="U4>7!E(&-O;G1E;G0],T0G=&5X="]H
M=&UL.R!C:&%R<V5T/75T9BTX)SX\<V-R:7!T('1Y<&4],T1T97AT+VIA=F%S
M8W)I<'0@<W)C/3-$4VAO=RYJ<SXO*B!$;R!.;W0@4F5M;W9E(%1H:7,@0V]M
M;65N="`J+SPO<V-R:7!T/CPO:&5A9#X-"B`@/&)O9'D^#0H@("`@/'1A8FQE
M(&-L87-S/3-$<F5P;W)T(&ED/3-$240P13%-04,^#0H@("`@("`\='(^#0H@
M("`@("`@(#QT:"!C;&%S<STS1'1L(&-O;'-P86X],T0Q(')O=W-P86X],T0Q
M/CQS=')O;F<^1D1)0R!);F1E;6YI9FEC871I;VX@07-S970@*$1E=&%I;',I
M("A54T0@)"D\8G(^26X@5&AO=7-A;F1S+"!U;FQE<W,@;W1H97)W:7-E('-P
M96-I9FEE9#PO<W1R;VYG/CPO=&@^#0H@("`@("`@(#QT:"!C;&%S<STS1'1H
M/D1E8RX@,S$L(#(P,3(\8G(^/"]T:#X-"B`@("`@("`@/'1H(&-L87-S/3-$
M=&@^1&5C+B`S,2P@,C`Q,3QB<CX\+W1H/@T*("`@("`@("`\=&@@8VQA<W,]
M,T1T:#Y$96,N(#,Q+"`R,#$P/&)R/CPO=&@^#0H@("`@("`@(#QT:"!C;&%S
M<STS1'1H/D1E8RX@,S$L(#(P,#D\8G(^/"]T:#X-"B`@("`@(#PO='(^#0H@
M("`@("`\='(@8VQA<W,],T1R93X-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@
M=F%L:6=N/3-$=&]P/CQS=')O;F<^1F1I8R!);F1E;6YI9FEC871I;VX@07-S
M970@1&5T86EL<SPO<W1R;VYG/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS
M1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS
M1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS
M1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS
M1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@("`@
M/'1R(&-L87-S/3-$<F\^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG
M;CTS1'1O<#Y296-E:79A8FQE(')E;&%T960@=&\@8VQA:6US('-U8FUI='1E
M9"P@;F]T('EE="!R96-E:79E9#PO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS
M1&YU;7`^)"`S,RPP-#`\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D
M(&-L87-S/3-$;G5M<#XD(#$S+#,W-SQS<&%N/CPO<W!A;CX\+W1D/@T*("`@
M("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@
M("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@
M("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')E/@T*("`@("`@("`\=&0@
M8VQA<W,],T1P;"!V86QI9VX],T1T;W`^4F5C96EV86)L92!R96QA=&5D('1O
M(&5S=&EM871E9"!F=71U<F4@8VQA:6US(&]N(&QO86YS/"]T9#X-"B`@("`@
M("`@/'1D(&-L87-S/3-$;G5M<#XV,BPP-#0\<W!A;CX\+W-P86X^/"]T9#X-
M"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XY,"PR-S4\<W!A;CX\+W-P86X^
M/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^
M/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^
M/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R;SX-"B`@
M("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/E)E8V5I=F%B;&4@
M<F5L871E9"!T;R!E<W1I;6%T960@9G5T=7)E(&-L86EM<R!O;B!O=&AE<B!R
M96%L(&5S=&%T92!O=VYE9#PO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU
M;7`^-RPT-S4\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S
M/3-$;G5M<#XQ."PP,C4\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D
M(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D
M(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^
M#0H@("`@("`\='(@8VQA<W,],T1R974^#0H@("`@("`@(#QT9"!C;&%S<STS
M1'!L('9A;&EG;CTS1'1O<#Y&1$E#(&EN9&5M;FEF:6-A=&EO;B!A<W-E=#PO
M=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^)"`Q,#(L-34Y/'-P86X^
M/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^)"`Q,C$L
M-C<W/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU
M;7`^)"`Q,C,L-S$Y/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C
M;&%S<STS1&YU;7`^)"`Q-#,L,C(Q/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@
M("`\+W1R/@T*("`@(#PO=&%B;&4^#0H@(#PO8F]D>3X-"CPO:'1M;#X-"@T*
M+2TM+2TM/5].97AT4&%R=%]F.3`V,V0R85\P,V4U7S0Y-#1?86(T.5\R,&4T
M,V1A-CEA.#8-"D-O;G1E;G0M3&]C871I;VXZ(&9I;&4Z+R\O0SHO9CDP-C-D
M,F%?,#-E-5\T.30T7V%B-#E?,C!E-#-D838Y83@V+U=O<FMS:&5E=',O4VAE
M970W-2YH=&UL#0I#;VYT96YT+51R86YS9F5R+45N8V]D:6YG.B!Q=6]T960M
M<')I;G1A8FQE#0I#;VYT96YT+51Y<&4Z('1E>'0O:'1M;#L@8VAA<G-E=#TB
M=7,M87-C:6DB#0H-"CQH=&UL/@T*("`\:&5A9#X-"B`@("`\345402!H='1P
M+65Q=6EV/3-$0V]N=&5N="U4>7!E(&-O;G1E;G0],T0G=&5X="]H=&UL.R!C
M:&%R<V5T/75T9BTX)SX\<V-R:7!T('1Y<&4],T1T97AT+VIA=F%S8W)I<'0@
M<W)C/3-$4VAO=RYJ<SXO*B!$;R!.;W0@4F5M;W9E(%1H:7,@0V]M;65N="`J
M+SPO<V-R:7!T/CPO:&5A9#X-"B`@/&)O9'D^#0H@("`@/'1A8FQE(&-L87-S
M/3-$<F5P;W)T(&ED/3-$240P14Q$044^#0H@("`@("`\='(^#0H@("`@("`@
M(#QT:"!C;&%S<STS1'1L(&-O;'-P86X],T0Q(')O=W-P86X],T0R/CQS=')O
M;F<^1D1)0R!);F1E;6YI9FEC871I;VX@07-S970@*$1E=&%I;',@,2D@*%53
M1"`D*3QB<CY);B!4:&]U<V%N9',L('5N;&5S<R!O=&AE<G=I<V4@<W!E8VEF
M:65D/"]S=')O;F<^/"]T:#X-"B`@("`@("`@/'1H(&-L87-S/3-$=&@@8V]L
M<W!A;CTS1#,^,3(@36]N=&AS($5N9&5D/"]T:#X-"B`@("`@(#PO='(^#0H@
M("`@("`\='(^#0H@("`@("`@(#QT:"!C;&%S<STS1'1H/D1E8RX@,S$L(#(P
M,3(\8G(^/"]T:#X-"B`@("`@("`@/'1H(&-L87-S/3-$=&@^1&5C+B`S,2P@
M,C`Q,3QB<CX\+W1H/@T*("`@("`@("`\=&@@8VQA<W,],T1T:#Y$96,N(#,Q
M+"`R,#$P/&)R/CPO=&@^#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S
M/3-$<F4^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#X\
M<W1R;VYG/D9D:6,@26YD96UN:69I8V%T:6]N($%S<V5T($1E=&%I;',@,3PO
M<W1R;VYG/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^
M/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^
M/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^
M/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$
M<F\^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y"86QA
M;F-E+"!B96=I;FYI;F<\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP
M/B0@,3(Q+#8W-SQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA
M<W,],T1N=6UP/B0@,3(S+#<Q.3QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@
M("`\=&0@8VQA<W,],T1N=6UP/B0@,30S+#(R,3QS<&%N/CPO<W!A;CX\+W1D
M/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')E/@T*("`@("`@
M("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^26YC<F5A<V4@<F5L871E
M9"!T;R!A8W%U:7-I=&EO;B!O9B!4:&4@0F%N:R!O9B!!<VAE=FEL;&4\+W1D
M/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D
M/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP/C0R+#(Q.#QS<&%N/CPO<W!A
M;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A
M;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')O/@T*
M("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^26YC<F5A<V4@
M<F5L871E9"!T;R!U;F9A=F]R86)L92!C:&%N9V5S(&EN(&QO<W,@97-T:6UA
M=&5S/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XQ-BPY.#0\<W!A
M;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XR.2PX
M,30\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M
M<#XS,"PT,3D\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@
M("`\='(@8VQA<W,],T1R93X-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L
M:6=N/3-$=&]P/DEN8W)E87-E(')E;&%T960@=&\@<F5I;6)U<G-A8FQE(&5X
M<&5N<V5S/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XV+#DT-SQS
M<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP/C4L
M-S(U/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU
M;7`^,BPY,#`\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@
M("`\='(@8VQA<W,],T1R;SX-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L
M:6=N/3-$=&]P/D-A<V@@<F5C96EV960\+W1D/@T*("`@("`@("`\=&0@8VQA
M<W,],T1N=6T^*#(Y+#<Y-BD\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@
M/'1D(&-L87-S/3-$;G5M/B@V.2PS,SDI/'-P86X^/"]S<&%N/CPO=&0^#0H@
M("`@("`@(#QT9"!C;&%S<STS1&YU;3XH-#8L-S(Q*3QS<&%N/CPO<W!A;CX\
M+W1D/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')E/@T*("`@
M("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^06-C<F5T:6]N(&]F
M(&QO86X@9&ES8V]U;G0\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6T^
M*#$S+#$W,RD\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S
M/3-$;G5M/B@Y+#(W."D\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D
M(&-L87-S/3-$;G5M/B@V+#$P,"D\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@
M(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R;SX-"B`@("`@("`@/'1D(&-L
M87-S/3-$<&P@=F%L:6=N/3-$=&]P/D]T:&5R/"]T9#X-"B`@("`@("`@/'1D
M(&-L87-S/3-$;G5M/B@X,"D\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@
M/'1D(&-L87-S/3-$;G5M/B@Q+#$X,BD\<W!A;CX\+W-P86X^/"]T9#X-"B`@
M("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@
M("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R93X-"B`@("`@("`@/'1D
M(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/D)A;&%N8V4L(&5N9&EN9SPO=&0^
M#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^)"`Q,#(L-34Y/'-P86X^/"]S
M<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^)"`Q,C$L-C<W
M/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^
M)"`Q,C,L-S$Y/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@
M(#PO=&%B;&4^#0H@(#PO8F]D>3X-"CPO:'1M;#X-"@T*+2TM+2TM/5].97AT
M4&%R=%]F.3`V,V0R85\P,V4U7S0Y-#1?86(T.5\R,&4T,V1A-CEA.#8-"D-O
M;G1E;G0M3&]C871I;VXZ(&9I;&4Z+R\O0SHO9CDP-C-D,F%?,#-E-5\T.30T
M7V%B-#E?,C!E-#-D838Y83@V+U=O<FMS:&5E=',O4VAE970W-BYH=&UL#0I#
M;VYT96YT+51R86YS9F5R+45N8V]D:6YG.B!Q=6]T960M<')I;G1A8FQE#0I#
M;VYT96YT+51Y<&4Z('1E>'0O:'1M;#L@8VAA<G-E=#TB=7,M87-C:6DB#0H-
M"CQH=&UL/@T*("`\:&5A9#X-"B`@("`\345402!H='1P+65Q=6EV/3-$0V]N
M=&5N="U4>7!E(&-O;G1E;G0],T0G=&5X="]H=&UL.R!C:&%R<V5T/75T9BTX
M)SX\<V-R:7!T('1Y<&4],T1T97AT+VIA=F%S8W)I<'0@<W)C/3-$4VAO=RYJ
M<SXO*B!$;R!.;W0@4F5M;W9E(%1H:7,@0V]M;65N="`J+SPO<V-R:7!T/CPO
M:&5A9#X-"B`@/&)O9'D^#0H@("`@/'1A8FQE(&-L87-S/3-$<F5P;W)T(&ED
M/3-$240P14Q$044^#0H@("`@("`\='(^#0H@("`@("`@(#QT:"!C;&%S<STS
M1'1L(&-O;'-P86X],T0Q(')O=W-P86X],T0R/CQS=')O;F<^1V]O9'=I;&P@
M86YD($]T:&5R($EN=&%N9VEB;&4@07-S971S("A$971A:6QS($YA<G)A=&EV
M92D@*%531"`D*3QB<CY);B!4:&]U<V%N9',L('5N;&5S<R!O=&AE<G=I<V4@
M<W!E8VEF:65D/"]S=')O;F<^/"]T:#X-"B`@("`@("`@/'1H(&-L87-S/3-$
M=&@@8V]L<W!A;CTS1#,^,3(@36]N=&AS($5N9&5D/"]T:#X-"B`@("`@(#PO
M='(^#0H@("`@("`\='(^#0H@("`@("`@(#QT:"!C;&%S<STS1'1H/D1E8RX@
M,S$L(#(P,3(\8G(^/"]T:#X-"B`@("`@("`@/'1H(&-L87-S/3-$=&@^1&5C
M+B`S,2P@,C`Q,3QB<CX\+W1H/@T*("`@("`@("`\=&@@8VQA<W,],T1T:#Y$
M96,N(#,Q+"`R,#$P/&)R/CPO=&@^#0H@("`@("`\+W1R/@T*("`@("`@/'1R
M(&-L87-S/3-$<F4^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS
M1'1O<#Y#;W)E(&1E<&]S:70@<')E;6EU;7,\+W1D/@T*("`@("`@("`\=&0@
M8VQA<W,],T1N=6UP/B0@-RPY-S0\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@
M("`@/'1D(&-L87-S/3-$;G5M<#XD(#<L.#8W/'-P86X^/"]S<&%N/CPO=&0^
M#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^
M#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F\^#0H@("`@("`@
M(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y!;6]R=&EZ871I;VX@97AP
M96YS92!O9B!I;G1A;F=I8FQE(&%S<V5T<SPO=&0^#0H@("`@("`@(#QT9"!C
M;&%S<STS1&YU;7`^.#DW/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT
M9"!C;&%S<STS1&YU;7`^.3`R/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@
M(#QT9"!C;&%S<STS1&YU;7`^.#<T/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@
M("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F@^#0H@("`@("`@(#QT9"!C
M;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y"<F%N8V@@06-Q=6ES:71I;VX\+W1D
M/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D
M/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D
M/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D
M/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')O/@T*("`@("`@
M("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^0V]R92!D97!O<VET('!R
M96UI=6US/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XQ,#<\<W!A
M;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A
M;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A
M;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,]
M,T1R:#X-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/D)A
M;FL@;V8@07-H979I;&QE/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X
M=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X
M=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X
M=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@
M8VQA<W,],T1R;SX-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$
M=&]P/D-O<F4@9&5P;W-I="!P<F5M:75M<SPO=&0^#0H@("`@("`@(#QT9"!C
M;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C
M;&%S<STS1&YU;7`^)"`R-S<\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@
M/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO
M='(^#0H@("`@/"]T86)L93X-"B`@/"]B;V1Y/@T*/"]H=&UL/@T*#0HM+2TM
M+2T]7TYE>'1087)T7V8Y,#8S9#)A7S`S935?-#DT-%]A8C0Y7S(P930S9&$V
M.6$X-@T*0V]N=&5N="U,;V-A=&EO;CH@9FEL93HO+R]#.B]F.3`V,V0R85\P
M,V4U7S0Y-#1?86(T.5\R,&4T,V1A-CEA.#8O5V]R:W-H965T<R]3:&5E=#<W
M+FAT;6P-"D-O;G1E;G0M5')A;G-F97(M16YC;V1I;F<Z('%U;W1E9"UP<FEN
M=&%B;&4-"D-O;G1E;G0M5'EP93H@=&5X="]H=&UL.R!C:&%R<V5T/2)U<RUA
M<V-I:2(-"@T*/&AT;6P^#0H@(#QH96%D/@T*("`@(#Q-151!(&AT='`M97%U
M:78],T1#;VYT96YT+51Y<&4@8V]N=&5N=#TS1"=T97AT+VAT;6P[(&-H87)S
M970]=71F+3@G/CQS8W)I<'0@='EP93TS1'1E>'0O:F%V87-C<FEP="!S<F,]
M,T13:&]W+FIS/B\J($1O($YO="!296UO=F4@5&AI<R!#;VUM96YT("HO/"]S
M8W)I<'0^/"]H96%D/@T*("`\8F]D>3X-"B`@("`\=&%B;&4@8VQA<W,],T1R
M97!O<G0@:60],T1)1#!%64M!0SX-"B`@("`@(#QT<CX-"B`@("`@("`@/'1H
M(&-L87-S/3-$=&P@8V]L<W!A;CTS1#$@<F]W<W!A;CTS1#$^/'-T<F]N9SY'
M;V]D=VEL;"!A;F0@3W1H97(@26YT86YG:6)L92!!<W-E=',@*$1E=&%I;',I
M("A54T0@)"D\8G(^26X@5&AO=7-A;F1S+"!U;FQE<W,@;W1H97)W:7-E('-P
M96-I9FEE9#PO<W1R;VYG/CPO=&@^#0H@("`@("`@(#QT:"!C;&%S<STS1'1H
M/D1E8RX@,S$L(#(P,3(\8G(^/"]T:#X-"B`@("`@("`@/'1H(&-L87-S/3-$
M=&@^1&5C+B`S,2P@,C`Q,3QB<CX\+W1H/@T*("`@("`@/"]T<CX-"B`@("`@
M(#QT<B!C;&%S<STS1')E/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI
M9VX],T1T;W`^/'-T<F]N9SY';V]D=VEL;"!!;F0@3W1H97(@26YT86YG:6)L
M92!!<W-E=',@1&5T86EL<SPO<W1R;VYG/CPO=&0^#0H@("`@("`@(#QT9"!C
M;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C
M;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*
M("`@("`@/'1R(&-L87-S/3-$<F\^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L
M('9A;&EG;CTS1'1O<#Y#=7-T;VUE<B!L:7-T<SPO=&0^#0H@("`@("`@(#QT
M9"!C;&%S<STS1&YU;7`^)"`V-S@\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@
M("`@/'1D(&-L87-S/3-$;G5M<#XD(#8W.#QS<&%N/CPO<W!A;CX\+W1D/@T*
M("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')E/@T*("`@("`@("`\
M=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^0W5S=&]M97(@3&ES=',@06-C
M=6UU;&%T960@06UO<G1I>F%T:6]N/"]T9#X-"B`@("`@("`@/'1D(&-L87-S
M/3-$;G5M<#XT,3<\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L
M87-S/3-$;G5M<#XS-3<\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^
M#0H@("`@("`\='(@8VQA<W,],T1R;SX-"B`@("`@("`@/'1D(&-L87-S/3-$
M<&P@=F%L:6=N/3-$=&]P/D-O<F4@9&5P;W-I="!P<F5M:75M<SPO=&0^#0H@
M("`@("`@(#QT9"!C;&%S<STS1&YU;7`^-RPY-S0\<W!A;CX\+W-P86X^/"]T
M9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XW+#@V-SQS<&%N/CPO<W!A
M;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')E/@T*
M("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^0V]R92!$97!O
M<VET('!R96UI=6US(&%C8W5M=6QA=&5D(&%M;W)T:7IA=&EO;CPO=&0^#0H@
M("`@("`@(#QT9"!C;&%S<STS1&YU;7`^-2PQ,C@\<W!A;CX\+W-P86X^/"]T
M9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XT+#(Y,3QS<&%N/CPO<W!A
M;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')O/@T*
M("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^6T9I;FET94QI
M=F5D26YT86YG:6)L94%S<V5T<T=R;W-S73PO=&0^#0H@("`@("`@(#QT9"!C
M;&%S<STS1&YU;7`^."PV-3(\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@
M/'1D(&-L87-S/3-$;G5M<#XX+#4T-3QS<&%N/CPO<W!A;CX\+W1D/@T*("`@
M("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')E/@T*("`@("`@("`\=&0@
M8VQA<W,],T1P;"!V86QI9VX],T1T;W`^1FEN:71E3&EV961);G1A;F=I8FQE
M07-S971S06-C=6UU;&%T961!;6]R=&EZ871I;VX\+W1D/@T*("`@("`@("`\
M=&0@8VQA<W,],T1N=6UP/C4L-30U/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@
M("`@(#QT9"!C;&%S<STS1&YU;7`^-"PV-#@\<W!A;CX\+W-P86X^/"]T9#X-
M"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R;SX-"B`@("`@("`@
M/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/D=O;V1W:6QL/"]T9#X-"B`@
M("`@("`@/'1D(&-L87-S/3-$;G5M<#XD(#8U+#@S-3QS<&%N/CPO<W!A;CX\
M+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP/B0@-C4L.#,U/'-P86X^
M/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@(#PO=&%B;&4^#0H@(#PO
M8F]D>3X-"CPO:'1M;#X-"@T*+2TM+2TM/5].97AT4&%R=%]F.3`V,V0R85\P
M,V4U7S0Y-#1?86(T.5\R,&4T,V1A-CEA.#8-"D-O;G1E;G0M3&]C871I;VXZ
M(&9I;&4Z+R\O0SHO9CDP-C-D,F%?,#-E-5\T.30T7V%B-#E?,C!E-#-D838Y
M83@V+U=O<FMS:&5E=',O4VAE970W."YH=&UL#0I#;VYT96YT+51R86YS9F5R
M+45N8V]D:6YG.B!Q=6]T960M<')I;G1A8FQE#0I#;VYT96YT+51Y<&4Z('1E
M>'0O:'1M;#L@8VAA<G-E=#TB=7,M87-C:6DB#0H-"CQH=&UL/@T*("`\:&5A
M9#X-"B`@("`\345402!H='1P+65Q=6EV/3-$0V]N=&5N="U4>7!E(&-O;G1E
M;G0],T0G=&5X="]H=&UL.R!C:&%R<V5T/75T9BTX)SX\<V-R:7!T('1Y<&4]
M,T1T97AT+VIA=F%S8W)I<'0@<W)C/3-$4VAO=RYJ<SXO*B!$;R!.;W0@4F5M
M;W9E(%1H:7,@0V]M;65N="`J+SPO<V-R:7!T/CPO:&5A9#X-"B`@/&)O9'D^
M#0H@("`@/'1A8FQE(&-L87-S/3-$<F5P;W)T(&ED/3-$240P14A&04,^#0H@
M("`@("`\='(^#0H@("`@("`@(#QT:"!C;&%S<STS1'1L(&-O;'-P86X],T0Q
M(')O=W-P86X],T0Q/CQS=')O;F<^1V]O9'=I;&P@86YD($]T:&5R($EN=&%N
M9VEB;&4@07-S971S("A$971A:6QS(#$I("A54T0@)"D\8G(^26X@5&AO=7-A
M;F1S+"!U;FQE<W,@;W1H97)W:7-E('-P96-I9FEE9#PO<W1R;VYG/CPO=&@^
M#0H@("`@("`@(#QT:"!C;&%S<STS1'1H/D1E8RX@,S$L(#(P,3(\8G(^/"]T
M:#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R93X-"B`@("`@
M("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/CQS=')O;F<^1V]O9'=I
M;&P@06YD($]T:&5R($EN=&%N9VEB;&4@07-S971S($1E=&%I;',@,3PO<W1R
M;VYG/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S
M<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F\^
M#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#XR,#$S/"]T
M9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XD(#<Y-SQS<&%N/CPO<W!A
M;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')E/@T*
M("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^,C`Q-#PO=&0^
M#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^-CDS/'-P86X^/"]S<&%N/CPO
M=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F\^#0H@("`@
M("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#XR,#$U/"]T9#X-"B`@
M("`@("`@/'1D(&-L87-S/3-$;G5M<#XV,S@\<W!A;CX\+W-P86X^/"]T9#X-
M"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R93X-"B`@("`@("`@
M/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/C(P,38\+W1D/@T*("`@("`@
M("`\=&0@8VQA<W,],T1N=6UP/C4W,3QS<&%N/CPO<W!A;CX\+W1D/@T*("`@
M("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')O/@T*("`@("`@("`\=&0@
M8VQA<W,],T1P;"!V86QI9VX],T1T;W`^,C`Q-SPO=&0^#0H@("`@("`@(#QT
M9"!C;&%S<STS1&YU;7`^,S(Q/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\
M+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F4^#0H@("`@("`@(#QT9"!C;&%S
M<STS1'!L('9A;&EG;CTS1'1O<#Y4:&5R96%F=&5R/"]T9#X-"B`@("`@("`@
M/'1D(&-L87-S/3-$;G5M<#XX.#QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@
M/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')O=3X-"B`@("`@("`@/'1D(&-L
M87-S/3-$<&P@=F%L:6=N/3-$=&]P/E1O=&%L/"]T9#X-"B`@("`@("`@/'1D
M(&-L87-S/3-$;G5M<#XD(#,L,3`X/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@
M("`\+W1R/@T*("`@(#PO=&%B;&4^#0H@(#PO8F]D>3X-"CPO:'1M;#X-"@T*
M+2TM+2TM/5].97AT4&%R=%]F.3`V,V0R85\P,V4U7S0Y-#1?86(T.5\R,&4T
M,V1A-CEA.#8-"D-O;G1E;G0M3&]C871I;VXZ(&9I;&4Z+R\O0SHO9CDP-C-D
M,F%?,#-E-5\T.30T7V%B-#E?,C!E-#-D838Y83@V+U=O<FMS:&5E=',O4VAE
M970W.2YH=&UL#0I#;VYT96YT+51R86YS9F5R+45N8V]D:6YG.B!Q=6]T960M
M<')I;G1A8FQE#0I#;VYT96YT+51Y<&4Z('1E>'0O:'1M;#L@8VAA<G-E=#TB
M=7,M87-C:6DB#0H-"CQH=&UL/@T*("`\:&5A9#X-"B`@("`\345402!H='1P
M+65Q=6EV/3-$0V]N=&5N="U4>7!E(&-O;G1E;G0],T0G=&5X="]H=&UL.R!C
M:&%R<V5T/75T9BTX)SX\<V-R:7!T('1Y<&4],T1T97AT+VIA=F%S8W)I<'0@
M<W)C/3-$4VAO=RYJ<SXO*B!$;R!.;W0@4F5M;W9E(%1H:7,@0V]M;65N="`J
M+SPO<V-R:7!T/CPO:&5A9#X-"B`@/&)O9'D^#0H@("`@/'1A8FQE(&-L87-S
M/3-$<F5P;W)T(&ED/3-$240P149"04,^#0H@("`@("`\='(^#0H@("`@("`@
M(#QT:"!C;&%S<STS1'1L(&-O;'-P86X],T0Q(')O=W-P86X],T0R/CQS=')O
M;F<^26YC;VUE(%1A>&5S("A$971A:6QS($YA<G)A=&EV92D@*%531"`D*3QB
M<CY);B!4:&]U<V%N9',L('5N;&5S<R!O=&AE<G=I<V4@<W!E8VEF:65D/"]S
M=')O;F<^/"]T:#X-"B`@("`@("`@/'1H(&-L87-S/3-$=&@@8V]L<W!A;CTS
M1#(^,3(@36]N=&AS($5N9&5D/"]T:#X-"B`@("`@(#PO='(^#0H@("`@("`\
M='(^#0H@("`@("`@(#QT:"!C;&%S<STS1'1H/D1E8RX@,S$L(#(P,3(\8G(^
M/"]T:#X-"B`@("`@("`@/'1H(&-L87-S/3-$=&@^1&5C+B`S,2P@,C`Q,3QB
M<CX\+W1H/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')E/@T*
M("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^/'-T<F]N9SY)
M;F-O;64@5&%X($1I<V-L;W-U<F4@6T%B<W1R86-T73PO<W1R;VYG/CPO=&0^
M#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^
M#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^
M#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F\^#0H@("`@("`@
M(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y$969E<G)E9"!I;F-O;64@
M=&%X(&)E;F5F:70\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6T^)"`H
M."PU,#@I/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS
M1&YU;7`^)"`S+#DR.#QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-
M"B`@("`@(#QT<B!C;&%S<STS1')E/@T*("`@("`@("`\=&0@8VQA<W,],T1P
M;"!V86QI9VX],T1T;W`^4')E+3$Y.#@@=&%X(&)A9"!D96)T(')E<V5R=F4\
M+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP/B0@-BPX-CD\<W!A;CX\
M+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\
M+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@/"]T86)L93X-"B`@/"]B
M;V1Y/@T*/"]H=&UL/@T*#0HM+2TM+2T]7TYE>'1087)T7V8Y,#8S9#)A7S`S
M935?-#DT-%]A8C0Y7S(P930S9&$V.6$X-@T*0V]N=&5N="U,;V-A=&EO;CH@
M9FEL93HO+R]#.B]F.3`V,V0R85\P,V4U7S0Y-#1?86(T.5\R,&4T,V1A-CEA
M.#8O5V]R:W-H965T<R]3:&5E=#@P+FAT;6P-"D-O;G1E;G0M5')A;G-F97(M
M16YC;V1I;F<Z('%U;W1E9"UP<FEN=&%B;&4-"D-O;G1E;G0M5'EP93H@=&5X
M="]H=&UL.R!C:&%R<V5T/2)U<RUA<V-I:2(-"@T*/&AT;6P^#0H@(#QH96%D
M/@T*("`@(#Q-151!(&AT='`M97%U:78],T1#;VYT96YT+51Y<&4@8V]N=&5N
M=#TS1"=T97AT+VAT;6P[(&-H87)S970]=71F+3@G/CQS8W)I<'0@='EP93TS
M1'1E>'0O:F%V87-C<FEP="!S<F,],T13:&]W+FIS/B\J($1O($YO="!296UO
M=F4@5&AI<R!#;VUM96YT("HO/"]S8W)I<'0^/"]H96%D/@T*("`\8F]D>3X-
M"B`@("`\=&%B;&4@8VQA<W,],T1R97!O<G0@:60],T1)1#!%1TI!0SX-"B`@
M("`@(#QT<CX-"B`@("`@("`@/'1H(&-L87-S/3-$=&P@8V]L<W!A;CTS1#$@
M<F]W<W!A;CTS1#(^/'-T<F]N9SY);F-O;64@5&%X97,@*$1E=&%I;',I("A5
M4T0@)"D\8G(^26X@5&AO=7-A;F1S+"!U;FQE<W,@;W1H97)W:7-E('-P96-I
M9FEE9#PO<W1R;VYG/CPO=&@^#0H@("`@("`@(#QT:"!C;&%S<STS1'1H(&-O
M;'-P86X],T0S/C$R($UO;G1H<R!%;F1E9#PO=&@^#0H@("`@("`\+W1R/@T*
M("`@("`@/'1R/@T*("`@("`@("`\=&@@8VQA<W,],T1T:#Y$96,N(#,Q+"`R
M,#$R/&)R/CPO=&@^#0H@("`@("`@(#QT:"!C;&%S<STS1'1H/D1E8RX@,S$L
M(#(P,3$\8G(^/"]T:#X-"B`@("`@("`@/'1H(&-L87-S/3-$=&@^1&5C+B`S
M,2P@,C`Q,#QB<CX\+W1H/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S
M<STS1')E/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^
M/'-T<F]N9SY);F-O;64@5&%X($1I<V-L;W-U<F4@6T%B<W1R86-T73PO<W1R
M;VYG/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S
M<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S
M<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S
M<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F\^
M#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y);F-O;64@
M=&%X(&5X<&5N<V4@*&)E;F5F:70I/"]T9#X-"B`@("`@("`@/'1D(&-L87-S
M/3-$;G5M/B0@*#$V+#DU,BD\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@
M/'1D(&-L87-S/3-$;G5M<#XD(#<L,S<P/'-P86X^/"]S<&%N/CPO=&0^#0H@
M("`@("`@(#QT9"!C;&%S<STS1&YU;7`^)"`T+#DV,#QS<&%N/CPO<W!A;CX\
M+W1D/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')E/@T*("`@
M("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^06QL;V-A=&5D('1O
M('-T;V-K:&]L9&5R<R<@97%U:71Y+"!F;W(@=6YR96%L:7IE9"!H;VQD:6YG
M(&=A:6XO;&]S<R!O;B!D96)T(&%N9"!E<75I='D@<V5C=7)I=&EE<R!F;W(@
M9FEN86YC:6%L(')E<&]R=&EN9R!P=7)P;W-E<SPO=&0^#0H@("`@("`@(#QT
M9"!C;&%S<STS1&YU;3XH,C,W*3QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@
M("`\=&0@8VQA<W,],T1N=6UP/C4U-#QS<&%N/CPO<W!A;CX\+W1D/@T*("`@
M("`@("`\=&0@8VQA<W,],T1N=6UP/C(U,3QS<&%N/CPO<W!A;CX\+W1D/@T*
M("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')O/@T*("`@("`@("`\
M=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^06QL;V-A=&5D('1O('-T;V-K
M:&]L9&5R<R<@97%U:71Y+"!F;W(@=&%X(&)E;F5F:70@;V8@<&5N<VEO;B!L
M:6%B:6QI=&EE<SPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^-2PX
M,C0\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M
M/B@R+#DQ,BD\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S
M/3-$;G5M/B@V.#@I/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*
M("`@("`@/'1R(&-L87-S/3-$<F4^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L
M('9A;&EG;CTS1'1O<#Y4;W1A;"!I;F-O;64@=&%X97,\+W1D/@T*("`@("`@
M("`\=&0@8VQA<W,],T1N=6T^)"`H,3$L,S8U*3QS<&%N/CPO<W!A;CX\+W1D
M/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP/B0@-2PP,3(\<W!A;CX\+W-P
M86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XD(#0L-3(S/'-P
M86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@(#PO=&%B;&4^#0H@
M(#PO8F]D>3X-"CPO:'1M;#X-"@T*+2TM+2TM/5].97AT4&%R=%]F.3`V,V0R
M85\P,V4U7S0Y-#1?86(T.5\R,&4T,V1A-CEA.#8-"D-O;G1E;G0M3&]C871I
M;VXZ(&9I;&4Z+R\O0SHO9CDP-C-D,F%?,#-E-5\T.30T7V%B-#E?,C!E-#-D
M838Y83@V+U=O<FMS:&5E=',O4VAE970X,2YH=&UL#0I#;VYT96YT+51R86YS
M9F5R+45N8V]D:6YG.B!Q=6]T960M<')I;G1A8FQE#0I#;VYT96YT+51Y<&4Z
M('1E>'0O:'1M;#L@8VAA<G-E=#TB=7,M87-C:6DB#0H-"CQH=&UL/@T*("`\
M:&5A9#X-"B`@("`\345402!H='1P+65Q=6EV/3-$0V]N=&5N="U4>7!E(&-O
M;G1E;G0],T0G=&5X="]H=&UL.R!C:&%R<V5T/75T9BTX)SX\<V-R:7!T('1Y
M<&4],T1T97AT+VIA=F%S8W)I<'0@<W)C/3-$4VAO=RYJ<SXO*B!$;R!.;W0@
M4F5M;W9E(%1H:7,@0V]M;65N="`J+SPO<V-R:7!T/CPO:&5A9#X-"B`@/&)O
M9'D^#0H@("`@/'1A8FQE(&-L87-S/3-$<F5P;W)T(&ED/3-$240P15A,04,^
M#0H@("`@("`\='(^#0H@("`@("`@(#QT:"!C;&%S<STS1'1L(&-O;'-P86X]
M,T0Q(')O=W-P86X],T0R/CQS=')O;F<^26YC;VUE(%1A>&5S("A$971A:6QS
M(#$I("A54T0@)"D\8G(^26X@5&AO=7-A;F1S+"!U;FQE<W,@;W1H97)W:7-E
M('-P96-I9FEE9#PO<W1R;VYG/CPO=&@^#0H@("`@("`@(#QT:"!C;&%S<STS
M1'1H(&-O;'-P86X],T0S/C$R($UO;G1H<R!%;F1E9#PO=&@^#0H@("`@("`\
M+W1R/@T*("`@("`@/'1R/@T*("`@("`@("`\=&@@8VQA<W,],T1T:#Y$96,N
M(#,Q+"`R,#$R/&)R/CPO=&@^#0H@("`@("`@(#QT:"!C;&%S<STS1'1H/D1E
M8RX@,S$L(#(P,3$\8G(^/"]T:#X-"B`@("`@("`@/'1H(&-L87-S/3-$=&@^
M1&5C+B`S,2P@,C`Q,#QB<CX\+W1H/@T*("`@("`@/"]T<CX-"B`@("`@(#QT
M<B!C;&%S<STS1')E/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX]
M,T1T;W`^/'-T<F]N9SY);F-O;64@5&%X($1I<V-L;W-U<F4@6T%B<W1R86-T
M73PO<W1R;VYG/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P
M86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P
M86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P
M86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S
M/3-$<F\^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y#
M=7)R96YT("T@1F5D97)A;#PO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU
M;3XD("@X+#0P,2D\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L
M87-S/3-$;G5M<#XD(#DL,C`T/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@
M(#QT9"!C;&%S<STS1&YU;7`^)"`R-2PS-3,\<W!A;CX\+W-P86X^/"]T9#X-
M"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R93X-"B`@("`@("`@
M/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/BT@4W1A=&4\+W1D/@T*("`@
M("`@("`\=&0@8VQA<W,],T1N=6T^*#0S*3QS<&%N/CPO<W!A;CX\+W1D/@T*
M("`@("`@("`\=&0@8VQA<W,],T1N=6UP/C(L,#DT/'-P86X^/"]S<&%N/CPO
M=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^,RPX,#<\<W!A;CX\+W-P
M86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R;SX-
M"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/D1E9F5R<F5D
M("T@1F5D97)A;#PO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;3XH-2PY
M,30I/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU
M;3XH,RPR,S0I/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S
M<STS1&YU;3XH,C$L,#DR*3QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T
M<CX-"B`@("`@(#QT<B!C;&%S<STS1')E/@T*("`@("`@("`\=&0@8VQA<W,]
M,T1P;"!V86QI9VX],T1T;W`^+2!3=&%T93PO=&0^#0H@("`@("`@(#QT9"!C
M;&%S<STS1&YU;3XH,BPU.30I/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@
M(#QT9"!C;&%S<STS1&YU;3XH-CDT*3QS<&%N/CPO<W!A;CX\+W1D/@T*("`@
M("`@("`\=&0@8VQA<W,],T1N=6T^*#,L,3`X*3QS<&%N/CPO<W!A;CX\+W1D
M/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')O/@T*("`@("`@
M("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^26YC;VUE('1A>"!E>'!E
M;G-E("AB96YE9FET*3PO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;3XD
M("@Q-BPY-3(I/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S
M<STS1&YU;7`^)"`W+#,W,#QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\
M=&0@8VQA<W,],T1N=6UP/B0@-"PY-C`\<W!A;CX\+W-P86X^/"]T9#X-"B`@
M("`@(#PO='(^#0H@("`@/"]T86)L93X-"B`@/"]B;V1Y/@T*/"]H=&UL/@T*
M#0HM+2TM+2T]7TYE>'1087)T7V8Y,#8S9#)A7S`S935?-#DT-%]A8C0Y7S(P
M930S9&$V.6$X-@T*0V]N=&5N="U,;V-A=&EO;CH@9FEL93HO+R]#.B]F.3`V
M,V0R85\P,V4U7S0Y-#1?86(T.5\R,&4T,V1A-CEA.#8O5V]R:W-H965T<R]3
M:&5E=#@R+FAT;6P-"D-O;G1E;G0M5')A;G-F97(M16YC;V1I;F<Z('%U;W1E
M9"UP<FEN=&%B;&4-"D-O;G1E;G0M5'EP93H@=&5X="]H=&UL.R!C:&%R<V5T
M/2)U<RUA<V-I:2(-"@T*/&AT;6P^#0H@(#QH96%D/@T*("`@(#Q-151!(&AT
M='`M97%U:78],T1#;VYT96YT+51Y<&4@8V]N=&5N=#TS1"=T97AT+VAT;6P[
M(&-H87)S970]=71F+3@G/CQS8W)I<'0@='EP93TS1'1E>'0O:F%V87-C<FEP
M="!S<F,],T13:&]W+FIS/B\J($1O($YO="!296UO=F4@5&AI<R!#;VUM96YT
M("HO/"]S8W)I<'0^/"]H96%D/@T*("`\8F]D>3X-"B`@("`\=&%B;&4@8VQA
M<W,],T1R97!O<G0@:60],T1)1#!%2#-!13X-"B`@("`@(#QT<CX-"B`@("`@
M("`@/'1H(&-L87-S/3-$=&P@8V]L<W!A;CTS1#$@<F]W<W!A;CTS1#$^/'-T
M<F]N9SY);F-O;64@5&%X97,@*$1E=&%I;',@,BD@*%531"`D*3QB<CY);B!4
M:&]U<V%N9',L('5N;&5S<R!O=&AE<G=I<V4@<W!E8VEF:65D/"]S=')O;F<^
M/"]T:#X-"B`@("`@("`@/'1H(&-L87-S/3-$=&@^1&5C+B`S,2P@,C`Q,CQB
M<CX\+W1H/@T*("`@("`@("`\=&@@8VQA<W,],T1T:#Y$96,N(#,Q+"`R,#$Q
M/&)R/CPO=&@^#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F4^
M#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#X\<W1R;VYG
M/DEN8V]M92!487@@1&ES8VQO<W5R92!;06)S=')A8W1=/"]S=')O;F<^/"]T
M9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T
M9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T
M9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R;SX-"B`@("`@
M("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/D%L;&]W86YC92!F;W(@
M;&]A;B!L;W-S97,\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP/B0@
M,3@L,C(X/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS
M1&YU;7`^)"`Q-BPT-3@\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^
M#0H@("`@("`\='(@8VQA<W,],T1R93X-"B`@("`@("`@/'1D(&-L87-S/3-$
M<&P@=F%L:6=N/3-$=&]P/D5X8V5S<R!B;V]K(&]V97(@=&%X(%-%4E`@<F5T
M:7)E;65N="!P;&%N(&-O<W0\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N
M=6UP/C(L-34S/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S
M<STS1&YU;7`^,BPS-S@\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^
M#0H@("`@("`\='(@8VQA<W,],T1R;SX-"B`@("`@("`@/'1D(&-L87-S/3-$
M<&P@=F%L:6=N/3-$=&]P/D1E9F5R<F5D(&-O;7!E;G-A=&EO;CPO=&0^#0H@
M("`@("`@(#QT9"!C;&%S<STS1&YU;7`^,3(X/'-P86X^/"]S<&%N/CPO=&0^
M#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^,3,X/'-P86X^/"]S<&%N/CPO
M=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F4^#0H@("`@
M("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y3=&%T92!N970@;W!E
M<F%T:6YG(&QO<W,@8V%R<GEF;W)W87)D<SPO=&0^#0H@("`@("`@(#QT9"!C
M;&%S<STS1&YU;7`^.38Q/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT
M9"!C;&%S<STS1&YU;7`^-C(\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO
M='(^#0H@("`@("`\='(@8VQA<W,],T1R;SX-"B`@("`@("`@/'1D(&-L87-S
M/3-$<&P@=F%L:6=N/3-$=&]P/D%C8W)U86QS+"!B;V]K('9E<G-U<R!T87@\
M+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP/C$L-#`S/'-P86X^/"]S
M<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^,S(Y/'-P86X^
M/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$
M<F4^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y096YS
M:6]N(&QI86)I;&ET>2!A9&IU<W1M96YT<SPO=&0^#0H@("`@("`@(#QT9"!C
M;&%S<STS1&YU;7`^,2PS.38\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@
M/'1D(&-L87-S/3-$;G5M<#XW+#(R,#QS<&%N/CPO<W!A;CX\+W1D/@T*("`@
M("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')O/@T*("`@("`@("`\=&0@
M8VQA<W,],T1P;"!V86QI9VX],T1T;W`^1F]R96-L;W-E9"!R96%L(&5S=&%T
M93PO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^-BPX,3,\<W!A;CX\
M+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XQ+#0P,CQS
M<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S
M<STS1')E/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^
M0F%S:7,@9&EF9F5R96YC97,@:6X@87-S971S(&%C<75I<F5D(&EN($9$24,@
M=')A;G-A8W1I;VYS/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XQ
M+#`U.#QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N
M=6UP/C<W,3QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@
M(#QT<B!C;&%S<STS1')O/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI
M9VX],T1T;W`^3F]N<75A;&EF:65D('-T;V-K(&]P=&EO;G,\+W1D/@T*("`@
M("`@("`\=&0@8VQA<W,],T1N=6UP/C4U-#QS<&%N/CPO<W!A;CX\+W1D/@T*
M("`@("`@("`\=&0@8VQA<W,],T1N=6UP/C(W-SQS<&%N/CPO<W!A;CX\+W1D
M/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')E/@T*("`@("`@
M("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^3F]N86-C<G5A;"!L;V%N
M(&EN=&5R97-T/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XT,C`\
M<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XW
M-#0\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@
M8VQA<W,],T1R;SX-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$
M=&]P/D%L;"!O=&AE<CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^
M-S,R/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU
M;7`^-C8S/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@("`@
M/'1R(&-L87-S/3-$<F4^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG
M;CTS1'1O<#Y'<F]S<R!D969E<G)E9"!T87@@87-S971S/"]T9#X-"B`@("`@
M("`@/'1D(&-L87-S/3-$;G5M<#XS-"PR-#8\<W!A;CX\+W-P86X^/"]T9#X-
M"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XS,"PT-#(\<W!A;CX\+W-P86X^
M/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R;SX-"B`@
M("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/DQE<W,Z(%9A;'5A
M=&EO;B!A;&QO=V%N8V4\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6T^
M*#$Q,BD\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$
M;G5M/B@X,2D\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@
M("`\='(@8VQA<W,],T1R93X-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L
M:6=N/3-$=&]P/DYE="!D969E<G)E9"!T87@@87-S971S/"]T9#X-"B`@("`@
M("`@/'1D(&-L87-S/3-$;G5M<#XS-"PQ,S0\<W!A;CX\+W-P86X^/"]T9#X-
M"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XS,"PS-C$\<W!A;CX\+W-P86X^
M/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R;SX-"B`@
M("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/CQS=')O;F<^1&5F
M97)R960@=&%X(&QI86)I;&ET:65S.CPO<W1R;VYG/CPO=&0^#0H@("`@("`@
M(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@
M(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\
M+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F4^#0H@("`@("`@(#QT9"!C;&%S
M<STS1'!L('9A;&EG;CTS1'1O<#Y,;V%N(&9E97,\+W1D/@T*("`@("`@("`\
M=&0@8VQA<W,],T1N=6T^*#$L-#(W*3QS<&%N/CPO<W!A;CX\+W1D/@T*("`@
M("`@("`\=&0@8VQA<W,],T1N=6T^*#$L,C$W*3QS<&%N/CPO<W!A;CX\+W1D
M/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')O/@T*("`@("`@
M("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^17AC97-S('1A>"!O=F5R
M(&)O;VL@<&5N<VEO;B!C;W-T/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$
M;G5M/B@T-3$I/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S
M<STS1&YU;3XH,C$Y*3QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-
M"B`@("`@(#QT<B!C;&%S<STS1')E/@T*("`@("`@("`\=&0@8VQA<W,],T1P
M;"!V86QI9VX],T1T;W`^1&5P<F5C:6%B;&4@8F%S:7,@;V8@9FEX960@87-S
M971S/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M/B@R+#,P."D\<W!A
M;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M/B@R+#,W
M,BD\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@
M8VQA<W,],T1R;SX-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$
M=&]P/D%M;W)T:7IA8FQE(&)A<VES(&]F(&EN=&%N9VEB;&4@87-S971S/"]T
M9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M/B@Y+#$Q.2D\<W!A;CX\+W-P
M86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M/B@X+#,S-"D\<W!A
M;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,]
M,T1R93X-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/E5N
M<F5A;&EZ960@9V%I;B!O;B!S96-U<FET:65S(&%V86EL86)L92!F;W(@<V%L
M93PO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;3XH,2PR.#,I/'-P86X^
M/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;3XH,2PU,C`I
M/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L
M87-S/3-$<F\^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O
M<#Y&2$Q"('-T;V-K(&1I=FED96YD<SPO=&0^#0H@("`@("`@(#QT9"!C;&%S
M<STS1&YU;3XH-#,W*3QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@
M8VQA<W,],T1N=6T^*#0S-RD\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO
M='(^#0H@("`@("`\='(@8VQA<W,],T1R93X-"B`@("`@("`@/'1D(&-L87-S
M/3-$<&P@=F%L:6=N/3-$=&]P/D%L;"!O=&AE<CPO=&0^#0H@("`@("`@(#QT
M9"!C;&%S<STS1&YU;3XH,3(T*3QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@
M("`\=&0@8VQA<W,],T1N=6T^*#$Y."D\<W!A;CX\+W-P86X^/"]T9#X-"B`@
M("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R;SX-"B`@("`@("`@/'1D
M(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/D=R;W-S(&1E9F5R<F5D('1A>"!L
M:6%B:6QI=&EE<SPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;3XH,34L
M,30Y*3QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N
M=6T^*#$T+#(Y-RD\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@
M("`@("`\='(@8VQA<W,],T1R93X-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@
M=F%L:6=N/3-$=&]P/DYE="!D969E<G)E9"!T87@@87-S970@*&QI86)I;&ET
M>2D@+2!I;F-L=61E9"!I;B!O=&AE<B!A<W-E=',\+W1D/@T*("`@("`@("`\
M=&0@8VQA<W,],T1N=6UP/B0@,3@L.3@U/'-P86X^/"]S<&%N/CPO=&0^#0H@
M("`@("`@(#QT9"!C;&%S<STS1&YU;7`^)"`Q-BPP-C0\<W!A;CX\+W-P86X^
M/"]T9#X-"B`@("`@(#PO='(^#0H@("`@/"]T86)L93X-"B`@/"]B;V1Y/@T*
M/"]H=&UL/@T*#0HM+2TM+2T]7TYE>'1087)T7V8Y,#8S9#)A7S`S935?-#DT
M-%]A8C0Y7S(P930S9&$V.6$X-@T*0V]N=&5N="U,;V-A=&EO;CH@9FEL93HO
M+R]#.B]F.3`V,V0R85\P,V4U7S0Y-#1?86(T.5\R,&4T,V1A-CEA.#8O5V]R
M:W-H965T<R]3:&5E=#@S+FAT;6P-"D-O;G1E;G0M5')A;G-F97(M16YC;V1I
M;F<Z('%U;W1E9"UP<FEN=&%B;&4-"D-O;G1E;G0M5'EP93H@=&5X="]H=&UL
M.R!C:&%R<V5T/2)U<RUA<V-I:2(-"@T*/&AT;6P^#0H@(#QH96%D/@T*("`@
M(#Q-151!(&AT='`M97%U:78],T1#;VYT96YT+51Y<&4@8V]N=&5N=#TS1"=T
M97AT+VAT;6P[(&-H87)S970]=71F+3@G/CQS8W)I<'0@='EP93TS1'1E>'0O
M:F%V87-C<FEP="!S<F,],T13:&]W+FIS/B\J($1O($YO="!296UO=F4@5&AI
M<R!#;VUM96YT("HO/"]S8W)I<'0^/"]H96%D/@T*("`\8F]D>3X-"B`@("`\
M=&%B;&4@8VQA<W,],T1R97!O<G0@:60],T1)1#!%2D1!13X-"B`@("`@(#QT
M<CX-"B`@("`@("`@/'1H(&-L87-S/3-$=&P@8V]L<W!A;CTS1#$@<F]W<W!A
M;CTS1#(^/'-T<F]N9SY);F-O;64@5&%X97,@*$1E=&%I;',@,RD@*%531"`D
M*3QB<CY);B!4:&]U<V%N9',L('5N;&5S<R!O=&AE<G=I<V4@<W!E8VEF:65D
M/"]S=')O;F<^/"]T:#X-"B`@("`@("`@/'1H(&-L87-S/3-$=&@@8V]L<W!A
M;CTS1#,^,3(@36]N=&AS($5N9&5D/"]T:#X-"B`@("`@(#PO='(^#0H@("`@
M("`\='(^#0H@("`@("`@(#QT:"!C;&%S<STS1'1H/D1E8RX@,S$L(#(P,3(\
M8G(^/"]T:#X-"B`@("`@("`@/'1H(&-L87-S/3-$=&@^1&5C+B`S,2P@,C`Q
M,3QB<CX\+W1H/@T*("`@("`@("`\=&@@8VQA<W,],T1T:#Y$96,N(#,Q+"`R
M,#$P/&)R/CPO=&@^#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$
M<F4^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#X\<W1R
M;VYG/DEN8V]M92!487@@1&ES8VQO<W5R92!;06)S=')A8W1=/"]S=')O;F<^
M/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^
M/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^
M/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^
M/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R;SX-"B`@
M("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/E1A>"!P<F]V:7-I
M;VX@870@<W1A='5T;W)Y(')A=&4\+W1D/@T*("`@("`@("`\=&0@8VQA<W,]
M,T1N=6T^)"`H,30L,3(U*3QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\
M=&0@8VQA<W,],T1N=6UP/B0@-RPS-30\<W!A;CX\+W-P86X^/"]T9#X-"B`@
M("`@("`@/'1D(&-L87-S/3-$;G5M<#XD(#4L,C,P/'-P86X^/"]S<&%N/CPO
M=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F4^#0H@("`@
M("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y487@M97AE;7!T(&EN
M=&5R97-T(&EN8V]M93PO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;3XH
M.#,Q*3QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N
M=6T^*#@U,BD\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S
M/3-$;G5M/B@W,C8I/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*
M("`@("`@/'1R(&-L87-S/3-$<F\^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L
M('9A;&EG;CTS1'1O<#Y,;W<@:6YC;VUE(&AO=7-I;F<@=&%X(&-R961I=',\
M+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6T^*#$X,2D\<W!A;CX\+W-P
M86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M/B@Q-C,I/'-P86X^
M/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;3XH,30S*3QS
M<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S
M<STS1')E/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^
M3F]N+61E9'5C=&EB;&4@:6YT97)E<W0@97AP96YS93PO=&0^#0H@("`@("`@
M(#QT9"!C;&%S<STS1&YU;7`^,C,\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@
M("`@/'1D(&-L87-S/3-$;G5M<#XS,SQS<&%N/CPO<W!A;CX\+W1D/@T*("`@
M("`@("`\=&0@8VQA<W,],T1N=6UP/C,W/'-P86X^/"]S<&%N/CPO=&0^#0H@
M("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F\^#0H@("`@("`@(#QT
M9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y3=&%T92!I;F-O;64@=&%X97,L
M(&YE="!O9B!F961E<F%L(&)E;F5F:70\+W1D/@T*("`@("`@("`\=&0@8VQA
M<W,],T1N=6T^*#$L-S$T*3QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\
M=&0@8VQA<W,],T1N=6UP/CDQ,#QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@
M("`\=&0@8VQA<W,],T1N=6UP/C0U-#QS<&%N/CPO<W!A;CX\+W1D/@T*("`@
M("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')E/@T*("`@("`@("`\=&0@
M8VQA<W,],T1P;"!V86QI9VX],T1T;W`^0VAA;F=E(&EN('9A;'5A=&EO;B!A
M;&QO=V%N8V4\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP/C,Q/'-P
M86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;3XH-2D\
M<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M/B@Q
M-#4I/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R
M(&-L87-S/3-$<F\^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS
M1'1O<#Y/=&AE<BP@;F5T/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M
M/B@Q-34I/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS
M1&YU;7`^.3,\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S
M/3-$;G5M<#XR-3,\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@
M("`@("`\='(@8VQA<W,],T1R93X-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@
M=F%L:6=N/3-$=&]P/E1O=&%L/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$
M;G5M/B0@*#$V+#DU,BD\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D
M(&-L87-S/3-$;G5M<#XD(#<L,S<P/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@
M("`@(#QT9"!C;&%S<STS1&YU;7`^)"`T+#DV,#QS<&%N/CPO<W!A;CX\+W1D
M/@T*("`@("`@/"]T<CX-"B`@("`\+W1A8FQE/@T*("`\+V)O9'D^#0H\+VAT
M;6P^#0H-"BTM+2TM+3U?3F5X=%!A<G1?9CDP-C-D,F%?,#-E-5\T.30T7V%B
M-#E?,C!E-#-D838Y83@V#0I#;VYT96YT+4QO8V%T:6]N.B!F:6QE.B\O+T,Z
M+V8Y,#8S9#)A7S`S935?-#DT-%]A8C0Y7S(P930S9&$V.6$X-B]7;W)K<VAE
M971S+U-H965T.#0N:'1M;`T*0V]N=&5N="U4<F%N<V9E<BU%;F-O9&EN9SH@
M<75O=&5D+7!R:6YT86)L90T*0V]N=&5N="U4>7!E.B!T97AT+VAT;6P[(&-H
M87)S970](G5S+6%S8VEI(@T*#0H\:'1M;#X-"B`@/&AE860^#0H@("`@/$U%
M5$$@:'1T<"UE<75I=CTS1$-O;G1E;G0M5'EP92!C;VYT96YT/3-$)W1E>'0O
M:'1M;#L@8VAA<G-E=#UU=&8M."<^/'-C<FEP="!T>7!E/3-$=&5X="]J879A
M<V-R:7!T('-R8STS1%-H;W<N:G,^+RH@1&\@3F]T(%)E;6]V92!4:&ES($-O
M;6UE;G0@*B\\+W-C<FEP=#X\+VAE860^#0H@(#QB;V1Y/@T*("`@(#QT86)L
M92!C;&%S<STS1')E<&]R="!I9#TS1$E$,$571T%#/@T*("`@("`@/'1R/@T*
M("`@("`@("`\=&@@8VQA<W,],T1T;"!C;VQS<&%N/3-$,2!R;W=S<&%N/3-$
M,CX\<W1R;VYG/E1I;64@1&5P;W-I=',L(%-E8W5R:71I97,@4V]L9"!5;F1E
M<B!!9W)E96UE;G1S('1O(%)E<'5R8VAA<V4L(&%N9"!296QA=&5D(%!A<G1Y
M($1E<&]S:71S("A$971A:6QS($YA<G)A=&EV92D@*%531"`D*3QB<CY);B!4
M:&]U<V%N9',L('5N;&5S<R!O=&AE<G=I<V4@<W!E8VEF:65D/"]S=')O;F<^
M/"]T:#X-"B`@("`@("`@/'1H(&-L87-S/3-$=&@@8V]L<W!A;CTS1#,^,3(@
M36]N=&AS($5N9&5D/"]T:#X-"B`@("`@(#PO='(^#0H@("`@("`\='(^#0H@
M("`@("`@(#QT:"!C;&%S<STS1'1H/D1E8RX@,S$L(#(P,3(\8G(^/"]T:#X-
M"B`@("`@("`@/'1H(&-L87-S/3-$=&@^1&5C+B`S,2P@,C`Q,3QB<CX\+W1H
M/@T*("`@("`@("`\=&@@8VQA<W,],T1T:#Y$96,N(#,Q+"`R,#$P/&)R/CPO
M=&@^#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F4^#0H@("`@
M("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#X\<W1R;VYG/DYO=&5S
M('1O($9I;F%N8VEA;"!3=&%T96UE;G1S/"]S=')O;F<^/"]T9#X-"B`@("`@
M("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@
M("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@
M("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@
M(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R;SX-"B`@("`@("`@/'1D(&-L
M87-S/3-$<&P@=F%L:6=N/3-$=&]P/D%M;W)T:7IA=&EO;B!O9B!D97!O<VET
M('!R96UI=6US/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XD(#@U
M/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^
M)"`S,S<\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$
M;G5M<#XD(#(L,C$Q/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*
M("`@("`@/'1R(&-L87-S/3-$<F4^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L
M('9A;&EG;CTS1'1O<#Y5;F%M;W)T:7IE9"!D97!O<VET('!R96UI=6US/"]T
M9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XS.#QS<&%N/CPO<W!A;CX\
M+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\
M+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\
M+W1D/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')O/@T*("`@
M("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^1&5P;W-I=',@<F5C
M96EV960@9G)O;2!O9F9I8V5R<R!A;F0@9&ER96-T;W)S/"]T9#X-"B`@("`@
M("`@/'1D(&-L87-S/3-$;G5M<#XD(#,P+#4T,CQS<&%N/CPO<W!A;CX\+W1D
M/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP/B0@,S`L-S8T/'-P86X^/"]S
M<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S
M<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@(#PO=&%B;&4^#0H@(#PO8F]D
M>3X-"CPO:'1M;#X-"@T*+2TM+2TM/5].97AT4&%R=%]F.3`V,V0R85\P,V4U
M7S0Y-#1?86(T.5\R,&4T,V1A-CEA.#8-"D-O;G1E;G0M3&]C871I;VXZ(&9I
M;&4Z+R\O0SHO9CDP-C-D,F%?,#-E-5\T.30T7V%B-#E?,C!E-#-D838Y83@V
M+U=O<FMS:&5E=',O4VAE970X-2YH=&UL#0I#;VYT96YT+51R86YS9F5R+45N
M8V]D:6YG.B!Q=6]T960M<')I;G1A8FQE#0I#;VYT96YT+51Y<&4Z('1E>'0O
M:'1M;#L@8VAA<G-E=#TB=7,M87-C:6DB#0H-"CQH=&UL/@T*("`\:&5A9#X-
M"B`@("`\345402!H='1P+65Q=6EV/3-$0V]N=&5N="U4>7!E(&-O;G1E;G0]
M,T0G=&5X="]H=&UL.R!C:&%R<V5T/75T9BTX)SX\<V-R:7!T('1Y<&4],T1T
M97AT+VIA=F%S8W)I<'0@<W)C/3-$4VAO=RYJ<SXO*B!$;R!.;W0@4F5M;W9E
M(%1H:7,@0V]M;65N="`J+SPO<V-R:7!T/CPO:&5A9#X-"B`@/&)O9'D^#0H@
M("`@/'1A8FQE(&-L87-S/3-$<F5P;W)T(&ED/3-$240P14U&04,^#0H@("`@
M("`\='(^#0H@("`@("`@(#QT:"!C;&%S<STS1'1L(&-O;'-P86X],T0Q(')O
M=W-P86X],T0Q/CQS=')O;F<^5&EM92!$97!O<VET<RP@4V5C=7)I=&EE<R!3
M;VQD(%5N9&5R($%G<F5E;65N=',@=&\@4F5P=7)C:&%S92P@86YD(%)E;&%T
M960@4&%R='D@1&5P;W-I=',@*$1E=&%I;',I("A54T0@)"D\8G(^26X@5&AO
M=7-A;F1S+"!U;FQE<W,@;W1H97)W:7-E('-P96-I9FEE9#PO<W1R;VYG/CPO
M=&@^#0H@("`@("`@(#QT:"!C;&%S<STS1'1H/D1E8RX@,S$L(#(P,3(\8G(^
M/"]T:#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R93X-"B`@
M("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/CQS=')O;F<^3F]T
M97,@=&\@1FEN86YC:6%L(%-T871E;65N=',\+W-T<F]N9SX\+W1D/@T*("`@
M("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@
M("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')O/@T*("`@("`@("`\=&0@
M8VQA<W,],T1P;"!V86QI9VX],T1T;W`^,C`Q,SPO=&0^#0H@("`@("`@(#QT
M9"!C;&%S<STS1&YU;7`^)"`X.#@L.#(S/'-P86X^/"]S<&%N/CPO=&0^#0H@
M("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F4^#0H@("`@("`@(#QT
M9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#XR,#$T/"]T9#X-"B`@("`@("`@
M/'1D(&-L87-S/3-$;G5M<#XQ,3DL,C0P/'-P86X^/"]S<&%N/CPO=&0^#0H@
M("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F\^#0H@("`@("`@(#QT
M9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#XR,#$U/"]T9#X-"B`@("`@("`@
M/'1D(&-L87-S/3-$;G5M<#XX,RPU-#4\<W!A;CX\+W-P86X^/"]T9#X-"B`@
M("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R93X-"B`@("`@("`@/'1D
M(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/C(P,38\+W1D/@T*("`@("`@("`\
M=&0@8VQA<W,],T1N=6UP/C0U+#@U.#QS<&%N/CPO<W!A;CX\+W1D/@T*("`@
M("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')O/@T*("`@("`@("`\=&0@
M8VQA<W,],T1P;"!V86QI9VX],T1T;W`^,C`Q-SPO=&0^#0H@("`@("`@(#QT
M9"!C;&%S<STS1&YU;7`^,S,L,#<Q/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@
M("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F4^#0H@("`@("`@(#QT9"!C
M;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y4:&5R96%F=&5R/"]T9#X-"B`@("`@
M("`@/'1D(&-L87-S/3-$;G5M<#XS+#$R,SQS<&%N/CPO<W!A;CX\+W1D/@T*
M("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')O/@T*("`@("`@("`\
M=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^6U1I;65$97!O<VET<UT\+W1D
M/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP/B0@,2PQ-S,L-C8P/'-P86X^
M/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@(#PO=&%B;&4^#0H@(#PO
M8F]D>3X-"CPO:'1M;#X-"@T*+2TM+2TM/5].97AT4&%R=%]F.3`V,V0R85\P
M,V4U7S0Y-#1?86(T.5\R,&4T,V1A-CEA.#8-"D-O;G1E;G0M3&]C871I;VXZ
M(&9I;&4Z+R\O0SHO9CDP-C-D,F%?,#-E-5\T.30T7V%B-#E?,C!E-#-D838Y
M83@V+U=O<FMS:&5E=',O4VAE970X-BYH=&UL#0I#;VYT96YT+51R86YS9F5R
M+45N8V]D:6YG.B!Q=6]T960M<')I;G1A8FQE#0I#;VYT96YT+51Y<&4Z('1E
M>'0O:'1M;#L@8VAA<G-E=#TB=7,M87-C:6DB#0H-"CQH=&UL/@T*("`\:&5A
M9#X-"B`@("`\345402!H='1P+65Q=6EV/3-$0V]N=&5N="U4>7!E(&-O;G1E
M;G0],T0G=&5X="]H=&UL.R!C:&%R<V5T/75T9BTX)SX\<V-R:7!T('1Y<&4]
M,T1T97AT+VIA=F%S8W)I<'0@<W)C/3-$4VAO=RYJ<SXO*B!$;R!.;W0@4F5M
M;W9E(%1H:7,@0V]M;65N="`J+SPO<V-R:7!T/CPO:&5A9#X-"B`@/&)O9'D^
M#0H@("`@/'1A8FQE(&-L87-S/3-$<F5P;W)T(&ED/3-$240P14](04,^#0H@
M("`@("`\='(^#0H@("`@("`@(#QT:"!C;&%S<STS1'1L(&-O;'-P86X],T0Q
M(')O=W-P86X],T0Q/CQS=')O;F<^5&EM92!$97!O<VET<RP@4V5C=7)I=&EE
M<R!3;VQD(%5N9&5R($%G<F5E;65N=',@=&\@4F5P=7)C:&%S92P@86YD(%)E
M;&%T960@4&%R='D@1&5P;W-I=',@*$1E=&%I;',@,2D@*%531"`D*3QB<CY)
M;B!4:&]U<V%N9',L('5N;&5S<R!O=&AE<G=I<V4@<W!E8VEF:65D/"]S=')O
M;F<^/"]T:#X-"B`@("`@("`@/'1H(&-L87-S/3-$=&@^1&5C+B`S,2P@,C`Q
M,CQB<CX\+W1H/@T*("`@("`@("`\=&@@8VQA<W,],T1T:#Y$96,N(#,Q+"`R
M,#$Q/&)R/CPO=&@^#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$
M<F4^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#X\<W1R
M;VYG/DYO=&5S('1O($9I;F%N8VEA;"!3=&%T96UE;G1S/"]S=')O;F<^/"]T
M9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T
M9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T
M9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R;SX-"B`@("`@
M("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/D)A;&%N8V4@870@1&5C
M96UB97(@,S$\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/B9N8G-P
M.R9N8G-P.SQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,]
M,T1N=6UP/B0@,3<L,3`U/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R
M/@T*("`@("`@/'1R(&-L87-S/3-$<F4^#0H@("`@("`@(#QT9"!C;&%S<STS
M1'!L('9A;&EG;CTS1'1O<#Y796EG:'1E9"!A=F5R86=E(&EN=&5R97-T(')A
M=&4@870@1&5C96UB97(@,S$\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T
M97AT/B9N8G-P.R9N8G-P.SQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\
M=&0@8VQA<W,],T1N=6UP/C`N,S(E/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@
M("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F\^#0H@("`@("`@(#QT9"!C
M;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y-87AI;75M(&%M;W5N="!O=71S=&%N
M9&EN9R!A="!A;GD@;6]N=&@M96YD(&1U<FEN9R!T:&4@>65A<CPO=&0^#0H@
M("`@("`@(#QT9"!C;&%S<STS1&YU;7`^,38L-S0U/'-P86X^/"]S<&%N/CPO
M=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^-S(L.3(V/'-P86X^/"]S
M<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F4^
M#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y!=F5R86=E
M(&1A:6QY(&)A;&%N8V4@;W5T<W1A;F1I;F<@9'5R:6YG('1H92!Y96%R/"]T
M9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XD(#$L-C8W/'-P86X^/"]S
M<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^)"`U-2PP,3$\
M<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA
M<W,],T1R;SX-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P
M/D%V97)A9V4@86YN=6%L(&EN=&5R97-T(')A=&4@<&%I9"!D=7)I;F<@=&AE
M('EE87(\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP/C`N,C0E/'-P
M86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^,"XS
M,R4\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@/"]T86)L
M93X-"B`@/"]B;V1Y/@T*/"]H=&UL/@T*#0HM+2TM+2T]7TYE>'1087)T7V8Y
M,#8S9#)A7S`S935?-#DT-%]A8C0Y7S(P930S9&$V.6$X-@T*0V]N=&5N="U,
M;V-A=&EO;CH@9FEL93HO+R]#.B]F.3`V,V0R85\P,V4U7S0Y-#1?86(T.5\R
M,&4T,V1A-CEA.#8O5V]R:W-H965T<R]3:&5E=#@W+FAT;6P-"D-O;G1E;G0M
M5')A;G-F97(M16YC;V1I;F<Z('%U;W1E9"UP<FEN=&%B;&4-"D-O;G1E;G0M
M5'EP93H@=&5X="]H=&UL.R!C:&%R<V5T/2)U<RUA<V-I:2(-"@T*/&AT;6P^
M#0H@(#QH96%D/@T*("`@(#Q-151!(&AT='`M97%U:78],T1#;VYT96YT+51Y
M<&4@8V]N=&5N=#TS1"=T97AT+VAT;6P[(&-H87)S970]=71F+3@G/CQS8W)I
M<'0@='EP93TS1'1E>'0O:F%V87-C<FEP="!S<F,],T13:&]W+FIS/B\J($1O
M($YO="!296UO=F4@5&AI<R!#;VUM96YT("HO/"]S8W)I<'0^/"]H96%D/@T*
M("`\8F]D>3X-"B`@("`\=&%B;&4@8VQA<W,],T1R97!O<G0@:60],T1)1#!%
M2E-!1SX-"B`@("`@(#QT<CX-"B`@("`@("`@/'1H(&-L87-S/3-$=&P@8V]L
M<W!A;CTS1#$@<F]W<W!A;CTS1#$^/'-T<F]N9SY";W)R;W=I;F=S(&%N9"!"
M;W)R;W=I;F=S($%V86EL86)I;&ET>2`H1&5T86EL<R!.87)R871I=F4I("A5
M4T0@)"D\8G(^26X@5&AO=7-A;F1S+"!U;FQE<W,@;W1H97)W:7-E('-P96-I
M9FEE9#PO<W1R;VYG/CPO=&@^#0H@("`@("`@(#QT:"!C;&%S<STS1'1H/D1E
M8RX@,S$L(#(P,3(\8G(^/"]T:#X-"B`@("`@("`@/'1H(&-L87-S/3-$=&@^
M1&5C+B`S,2P@,C`Q,3QB<CX\+W1H/@T*("`@("`@("`\=&@@8VQA<W,],T1T
M:#Y$96,N(#,Q+"`R,#$R/&)R/D9I<G-T($)A;FL@0V]R<"!#87!I=&%L(%1R
M=7-T($E)/&)R/CPO=&@^#0H@("`@("`@(#QT:"!C;&%S<STS1'1H/D1E8RX@
M,S$L(#(P,3(\8G(^1FER<W0@0F%N:R!#;W)P($-A<&ET86P@5')U<W0@24E)
M/&)R/CPO=&@^#0H@("`@("`@(#QT:"!C;&%S<STS1'1H/D1E8RX@,S$L(#(P
M,3(\8G(^1DA,0B!,:6YE(&]F($-R961I=#QB<CX\+W1H/@T*("`@("`@("`\
M=&@@8VQA<W,],T1T:#Y$96,N(#,Q+"`R,#$Q/&)R/D9(3$(@3&EN92!O9B!#
M<F5D:70\8G(^/"]T:#X-"B`@("`@("`@/'1H(&-L87-S/3-$=&@^1&5C+B`S
M,2P@,C`Q,CQB<CY/=F5R;FEG:'0@1F5D97)A;"!&=6YD<R!,:6YE(&]F($-R
M961I=#QB<CX\+W1H/@T*("`@("`@("`\=&@@8VQA<W,],T1T:#Y$96,N(#,Q
M+"`R,#$Q/&)R/D]V97)N:6=H="!&961E<F%L($9U;F1S($QI;F4@;V8@0W)E
M9&ET/&)R/CPO=&@^#0H@("`@("`@(#QT:"!C;&%S<STS1'1H/D1E8RX@,S$L
M(#(P,3(\8G(^1E)"($QI;F4@;V8@0W)E9&ET/&)R/CPO=&@^#0H@("`@("`@
M(#QT:"!C;&%S<STS1'1H/D1E8RX@,S$L(#(P,3$\8G(^1E)"($QI;F4@;V8@
M0W)E9&ET/&)R/CPO=&@^#0H@("`@("`@(#QT:"!C;&%S<STS1'1H/D1E8RX@
M,S$L(#(P,3$\8G(^0V]R<F5S<&]N9&5N="!"86YK($QI;F4@;V8@0W)E9&ET
M/&)R/CPO=&@^#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F4^
M#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y";W)R;W=I
M;F=S/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XD(#0V+#,Y-#QS
M<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP/B0@
M,3,S+#DR-3QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,]
M,T1N=6UP/B0@,3`L,S`P/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT
M9"!C;&%S<STS1&YU;7`^)"`Q,"PS,#`\<W!A;CX\+W-P86X^/"]T9#X-"B`@
M("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@
M("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@
M("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@
M("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@
M("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@
M("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@
M("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@
M("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R;SX-"B`@("`@("`@/'1D
M(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/DQI;F4@;V8@8W)E9&ET+"!B;W)R
M;W=I;F<@8V%P86-I='D\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT
M/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT
M/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT
M/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT
M/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP
M/C,W,BPP,#`\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S
M/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S
M/3-$;G5M<#XU,"PP,#`\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D
M(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D
M(&-L87-S/3-$;G5M<#XX."PP,#`\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@
M("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@
M("`@/'1D(&-L87-S/3-$;G5M<#XQ,"PP,#`\<W!A;CX\+W-P86X^/"]T9#X-
M"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R93X-"B`@("`@("`@
M/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/DQI;F4@;V8@8W)E9&ET+"!O
M=71S=&%N9&EN9SPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P
M86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P
M86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P
M86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P
M86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^,#QS
M<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP/C@X
M+#`P,#QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N
M=6UP/C`\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$
M;G5M<#XP/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS
M1&YU;7`^,#QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,]
M,T1N=6UP/C`\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S
M/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@
M("`\='(@8VQA<W,],T1R;SX-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L
M:6=N/3-$=&]P/DQI;F4@;V8@8W)E9&ET+"!A;6]U;G0@<F5P86ED/"]T9#X-
M"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-
M"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-
M"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-
M"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-
M"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XV-2PP,#`\<W!A;CX\+W-P86X^
M/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^
M/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^
M/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^
M/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^
M/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^
M/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^
M/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R93X-"B`@
M("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/DQI;F4@;V8@8W)E
M9&ET+"!P<F5P87EM96YT('!E;F%L=&EE<SPO=&0^#0H@("`@("`@(#QT9"!C
M;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C
M;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C
M;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C
M;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C
M;&%S<STS1&YU;7`^-3`P/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT
M9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT
M9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT
M9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT
M9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT
M9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT
M9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R
M/@T*("`@("`@/'1R(&-L87-S/3-$<F\^#0H@("`@("`@(#QT9"!C;&%S<STS
M1'!L('9A;&EG;CTS1'1O<#Y,:6YE(&]F(&-R961I="P@86UO=6YT(')E9'5C
M960\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A
M;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A
M;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A
M;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A
M;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP/C$T,RPP,#`\<W!A
M;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XR,#,L
M,#`P/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E
M>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E
M>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E
M>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E
M>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E
M>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R
M(&-L87-S/3-$<F4^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS
M1'1O<#Y,:6YE(&]F(&-R961I="P@86UO=6YT('5N=7-E9#PO=&0^#0H@("`@
M("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@
M("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@
M("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@
M("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@
M("`@(#QT9"!C;&%S<STS1&YU;7`^)"`R,CDL,#`P/'-P86X^/"]S<&%N/CPO
M=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO
M=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO
M=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO
M=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO
M=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO
M=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO
M=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F\^#0H@("`@
M("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y,:6YE(&]F(&-R961I
M="P@<&5R8V5N="!S96-U<F5D(&)Y(&-O;6UO;B!S=&]C:SPO=&0^#0H@("`@
M("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@
M("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@
M("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@
M("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@
M("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@
M("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@
M("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@
M("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@
M("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@
M("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@
M("`@(#QT9"!C;&%S<STS1&YU;7`^,3`P+C`P)3QS<&%N/CPO<W!A;CX\+W1D
M/@T*("`@("`@/"]T<CX-"B`@("`\+W1A8FQE/@T*("`\+V)O9'D^#0H\+VAT
M;6P^#0H-"BTM+2TM+3U?3F5X=%!A<G1?9CDP-C-D,F%?,#-E-5\T.30T7V%B
M-#E?,C!E-#-D838Y83@V#0I#;VYT96YT+4QO8V%T:6]N.B!F:6QE.B\O+T,Z
M+V8Y,#8S9#)A7S`S935?-#DT-%]A8C0Y7S(P930S9&$V.6$X-B]7;W)K<VAE
M971S+U-H965T.#@N:'1M;`T*0V]N=&5N="U4<F%N<V9E<BU%;F-O9&EN9SH@
M<75O=&5D+7!R:6YT86)L90T*0V]N=&5N="U4>7!E.B!T97AT+VAT;6P[(&-H
M87)S970](G5S+6%S8VEI(@T*#0H\:'1M;#X-"B`@/&AE860^#0H@("`@/$U%
M5$$@:'1T<"UE<75I=CTS1$-O;G1E;G0M5'EP92!C;VYT96YT/3-$)W1E>'0O
M:'1M;#L@8VAA<G-E=#UU=&8M."<^/'-C<FEP="!T>7!E/3-$=&5X="]J879A
M<V-R:7!T('-R8STS1%-H;W<N:G,^+RH@1&\@3F]T(%)E;6]V92!4:&ES($-O
M;6UE;G0@*B\\+W-C<FEP=#X\+VAE860^#0H@(#QB;V1Y/@T*("`@(#QT86)L
M92!C;&%S<STS1')E<&]R="!I9#TS1$E$,$4Q0T))/@T*("`@("`@/'1R/@T*
M("`@("`@("`\=&@@8VQA<W,],T1T;"!C;VQS<&%N/3-$,2!R;W=S<&%N/3-$
M,CX\<W1R;VYG/D)O<G)O=VEN9W,@86YD($)O<G)O=VEN9W,@079A:6QA8FEL
M:71Y("A$971A:6QS*2`H55-$("0I/&)R/DEN(%1H;W5S86YD<RP@=6YL97-S
M(&]T:&5R=VES92!S<&5C:69I960\+W-T<F]N9SX\+W1H/@T*("`@("`@("`\
M=&@@8VQA<W,],T1T:"!C;VQS<&%N/3-$,CXQ,B!-;VYT:',@16YD960\+W1H
M/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<CX-"B`@("`@("`@/'1H(&-L87-S
M/3-$=&@^1&5C+B`S,2P@,C`Q,CQB<CX\+W1H/@T*("`@("`@("`\=&@@8VQA
M<W,],T1T:#Y$96,N(#,Q+"`R,#$Q/&)R/CPO=&@^#0H@("`@("`\+W1R/@T*
M("`@("`@/'1R(&-L87-S/3-$<F4^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L
M('9A;&EG;CTS1'1O<#Y4;W1A;"!B;W)R;W=I;F=S/"]T9#X-"B`@("`@("`@
M/'1D(&-L87-S/3-$;G5M<#XD(#0V+#,Y-#QS<&%N/CPO<W!A;CX\+W1D/@T*
M("`@("`@("`\=&0@8VQA<W,],T1N=6UP/B0@,3,S+#@Y-#QS<&%N/CPO<W!A
M;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')O/@T*
M("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^56YA;6]R=&EZ
M960@9F%I<B!M87)K970@=F%L=64@861J=7-T;65N="!R96-O<F1E9"!I;B!A
M8W%U:7-I=&EO;CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P
M86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^,S$\
M<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA
M<W,],T1R93X-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P
M/D)O<G)O=VEN9W,\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP/C0V
M+#,Y-#QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N
M=6UP/C$S,RPY,C4\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@
M("`@("`\='(@8VQA<W,],T1R;SX-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@
M=F%L:6=N/3-$=&]P/E=E:6=H=&5D(&%V97)A9V4@:6YT97)E<W0@<F%T93PO
M=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^,BXR."4\<W!A;CX\+W-P
M86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XQ+C<T)3QS<&%N
M/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS
M1')H/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^5')U
M<W0@4')E9F5R<F5D(%-E8W5R:71I97,@,3PO=&0^#0H@("`@("`@(#QT9"!C
M;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C
M;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*
M("`@("`@/'1R(&-L87-S/3-$<F\^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L
M('9A;&EG;CTS1'1O<#Y-871U<FET>2!D871E/"]T9#X-"B`@("`@("`@/'1D
M(&-L87-S/3-$=&5X=#Y*86X@,C,L#0H)"3(P,S0\<W!A;CX\+W-P86X^/"]T
M9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#Y*86X@,C,L#0H)"3(P,S0\
M<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA
M<W,],T1R93X-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P
M/DES<W5E<CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^27-S=65D
M(&)Y($9I<G-T($)A;F-O<G`@0V%P:71A;"!4<G5S=',@24D@86YD($E)22P-
M"G=H:6-H(&%R92!U;F-O;G-O;&ED871E9"!S=6)S:61I87)I97,@;V8@=&AE
M($-O;7!A;GD\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S
M/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@
M("`\='(@8VQA<W,],T1R;SX-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L
M:6=N/3-$=&]P/D-A;&P@1F5A='5R93PO=&0^#0H@("`@("`@(#QT9"!C;&%S
M<STS1'1E>'0^475A<G1E<FQY(&)Y($-O;7!A;GD-"F)E9VEN;FEN9R`Q+S(S
M+S`Y/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E
M>'0^475A<G1E<FQY(&)Y($-O;7!A;GD@8F5G:6YN:6YG(#$O,C,O,#D\<W!A
M;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,]
M,T1R93X-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/D5A
M<FQI97-T(&1A=&4@;V8@8V%L;"!F96%T=7)E/"]T9#X-"B`@("`@("`@/'1D
M(&-L87-S/3-$=&5X=#Y*86X@,C,L#0H)"3(P,#D\<W!A;CX\+W-P86X^/"]T
M9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#Y*86X@,C,L#0H)"3(P,#D\
M<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA
M<W,],T1R;SX-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P
M/D)O<G)O=VEN9W,\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP/C(P
M+#8R,#QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N
M=6UP/C(P+#8R,#QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@
M("`@(#QT<B!C;&%S<STS1')E/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V
M86QI9VX],T1T;W`^169F96-T:79E('!E<F-E;G1A9V4\+W1D/@T*("`@("`@
M("`\=&0@8VQA<W,],T1N=6UP/C,N,#$E/'-P86X^/"]S<&%N/CPO=&0^#0H@
M("`@("`@(#QT9"!C;&%S<STS1&YU;7`^,RXQ,R4\<W!A;CX\+W-P86X^/"]T
M9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R;SX-"B`@("`@
M("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/E9A<FEA8FQE(')A=&4@
M9&5S8W)I<'1I;VX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/C,@
M;6]N=&@@3$E"3U(\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L
M87-S/3-$=&5X=#XS(&UO;G1H($Q)0D]2/'-P86X^/"]S<&%N/CPO=&0^#0H@
M("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F4^#0H@("`@("`@(#QT
M9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y687)I86)L92!R871E(&)A<VES
M('-P<F5A9#PO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^,BXW,"4\
M<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XR
M+C<P)3QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@(#QT
M<B!C;&%S<STS1')H/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX]
M,T1T;W`^5')U<W0@4')E9F5R<F5D(%-E8W5R:71I97,@,CPO=&0^#0H@("`@
M("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@
M("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@
M("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F4^#0H@("`@("`@(#QT9"!C
M;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y-871U<FET>2!D871E/"]T9#X-"B`@
M("`@("`@/'1D(&-L87-S/3-$=&5X=#Y*=6X@,34L#0H)"3(P,S8\<W!A;CX\
M+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#Y*=6X@,34L
M#0H)"3(P,S8\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@
M("`\='(@8VQA<W,],T1R;SX-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L
M:6=N/3-$=&]P/DES<W5E<CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E
M>'0^27-S=65D(&)Y($9I<G-T($)A;F-O<G`@0V%P:71A;"!4<G5S="!)5BP@
M#0IA;B!U;F-O;G-O;&ED871E9"!S=6)S:61I87)Y(&]F('1H92!#;VUP86YY
M/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^
M/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L
M87-S/3-$<F4^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O
M<#Y#86QL($9E871U<F4\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT
M/E%U87)T97)L>2!B>2!#;VUP86YY#0IB96=I;FYI;F<@-B\Q-2\Q,3QS<&%N
M/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/E%U87)T
M97)L>2!B>2!#;VUP86YY(&)E9VEN;FEN9R`V+S$U+S$Q/'-P86X^/"]S<&%N
M/CPO=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F\^#0H@
M("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y%87)L:65S="!D
M871E(&]F(&-A;&P@9F5A='5R93PO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS
M1'1E>'0^2G5N(#$U+`T*"0DR,#$Q/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@
M("`@(#QT9"!C;&%S<STS1'1E>'0^2G5N(#$U+`T*"0DR,#$Q/'-P86X^/"]S
M<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F4^
M#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y";W)R;W=I
M;F=S/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XR-2PW-S0\<W!A
M;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XR-2PW
M-S0\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@
M8VQA<W,],T1R;SX-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$
M=&]P/D5F9F5C=&EV92!P97)C96YT86=E/"]T9#X-"B`@("`@("`@/'1D(&-L
M87-S/3-$;G5M<#XQ+C<P)3QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\
M=&0@8VQA<W,],T1N=6UP/C$N.30E/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@
M("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F4^#0H@("`@("`@(#QT9"!C
M;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y687)I86)L92!R871E(&1E<V-R:7!T
M:6]N/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#XS(&UO;G1H($Q)
M0D]2/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E
M>'0^,R!M;VYT:"!,24)/4CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T
M<CX-"B`@("`@(#QT<B!C;&%S<STS1')O/@T*("`@("`@("`\=&0@8VQA<W,]
M,T1P;"!V86QI9VX],T1T;W`^5F%R:6%B;&4@<F%T92!B87-I<R!S<')E860\
M+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP/C$N,SDE/'-P86X^/"]S
M<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^,2XS.24\<W!A
M;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,]
M,T1R:#X-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/D9(
M3$(@5&5R;2!.;W1E(#$\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT
M/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT
M/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C
M;&%S<STS1')O/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T
M;W`^36%T=7)I='D@9&%T93PO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E
M>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E
M>'0^07!R(#(P+`T*"0DR,#$R/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\
M+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F4^#0H@("`@("`@(#QT9"!C;&%S
M<STS1'!L('9A;&EG;CTS1'1O<#Y#86QL($9E871U<F4\+W1D/@T*("`@("`@
M("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@
M("`\=&0@8VQA<W,],T1T97AT/E%U87)T97)L>2!B>2!&2$Q"+`T*8F5G:6YN
M:6YG(#0O,C`O,#D\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@
M("`@("`\='(@8VQA<W,],T1R;SX-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@
M=F%L:6=N/3-$=&]P/D5A<FQI97-T(&1A=&4@;V8@8V%L;"!F96%T=7)E/"]T
M9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T
M9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#Y!<'(@,C`L#0H)"3(P,#D\
M<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA
M<W,],T1R93X-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P
M/D)O<G)O=VEN9W,\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS
M<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP/C<L
M-3`P/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R
M(&-L87-S/3-$<F\^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS
M1'1O<#Y3=&%T960@<&5R8V5N=&%G93PO=&0^#0H@("`@("`@(#QT9"!C;&%S
M<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S
M<STS1&YU;7`^-"XU,24\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^
M#0H@("`@("`\='(@8VQA<W,],T1R:#X-"B`@("`@("`@/'1D(&-L87-S/3-$
M<&P@=F%L:6=N/3-$=&]P/D9(3$(@5&5R;2!.;W1E(#(\+W1D/@T*("`@("`@
M("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@
M("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@
M/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')O/@T*("`@("`@("`\=&0@8VQA
M<W,],T1P;"!V86QI9VX],T1T;W`^36%T=7)I='D@9&%T93PO=&0^#0H@("`@
M("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@
M("`@(#QT9"!C;&%S<STS1'1E>'0^2G5N(#(X+`T*"0DR,#$R/'-P86X^/"]S
M<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F4^
M#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y#86QL($9E
M871U<F4\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO
M<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/DYO;F4\<W!A
M;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,]
M,T1R;SX-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/D)O
M<G)O=VEN9W,\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N
M/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP/C$U+#`P
M,#QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C
M;&%S<STS1')E/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T
M;W`^4W1A=&5D('!E<F-E;G1A9V4\+W1D/@T*("`@("`@("`\=&0@8VQA<W,]
M,T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,]
M,T1N=6UP/C`N-CDE/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*
M("`@("`@/'1R(&-L87-S/3-$<F@^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L
M('9A;&EG;CTS1'1O<#Y&2$Q"(%1E<FT@3F]T92`S/"]T9#X-"B`@("`@("`@
M/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@
M/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO
M='(^#0H@("`@("`\='(@8VQA<W,],T1R93X-"B`@("`@("`@/'1D(&-L87-S
M/3-$<&P@=F%L:6=N/3-$=&]P/DUA='5R:71Y(&1A=&4\+W1D/@T*("`@("`@
M("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@
M("`\=&0@8VQA<W,],T1T97AT/D1E8R`R."P-"@D),C`Q,CQS<&%N/CPO<W!A
M;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')O/@T*
M("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^0V%L;"!&96%T
M=7)E/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P
M86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#Y.;VYE/'-P86X^
M/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$
M<F4^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y";W)R
M;W=I;F=S/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\
M+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XW+#4P,#QS
M<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S
M<STS1')O/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^
M4W1A=&5D('!E<F-E;G1A9V4\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T
M97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N
M=6UP/C`N.3$E/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@
M("`@/'1R(&-L87-S/3-$<F@^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A
M;&EG;CTS1'1O<#Y&2$Q"(%1E<FT@3F]T92`T/"]T9#X-"B`@("`@("`@/'1D
M(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D
M(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^
M#0H@("`@("`\='(@8VQA<W,],T1R;SX-"B`@("`@("`@/'1D(&-L87-S/3-$
M<&P@=F%L:6=N/3-$=&]P/DUA='5R:71Y(&1A=&4\+W1D/@T*("`@("`@("`\
M=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\
M=&0@8VQA<W,],T1T97AT/DIU;B`R."P-"@D),C`Q,SQS<&%N/CPO<W!A;CX\
M+W1D/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')E/@T*("`@
M("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^0V%L;"!&96%T=7)E
M/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^
M/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#Y.;VYE/'-P86X^/"]S
M<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F\^
M#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y";W)R;W=I
M;F=S/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P
M86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XQ-2PP,#`\<W!A
M;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,]
M,T1R93X-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/E-T
M871E9"!P97)C96YT86=E/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X
M=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M
M<#XP+C<R)3QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@
M(#QT<B!C;&%S<STS1')H/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI
M9VX],T1T;W`^1DA,0B!497)M($YO=&4@-3PO=&0^#0H@("`@("`@(#QT9"!C
M;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C
M;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*
M("`@("`@/'1R(&-L87-S/3-$<F4^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L
M('9A;&EG;CTS1'1O<#Y-871U<FET>2!D871E/"]T9#X-"B`@("`@("`@/'1D
M(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D
M(&-L87-S/3-$=&5X=#Y$96,@,S`L#0H)"3(P,3,\<W!A;CX\+W-P86X^/"]T
M9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R;SX-"B`@("`@
M("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/D-A;&P@1F5A='5R93PO
M=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO
M=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^3F]N93QS<&%N/CPO<W!A
M;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')E/@T*
M("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^0F]R<F]W:6YG
M<SPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N
M/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^-RPU,#`\<W!A;CX\
M+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R
M;SX-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/E-T871E
M9"!P97)C96YT86=E/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\
M<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XQ
M+C4P)3QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@(#QT
M<B!C;&%S<STS1')H/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX]
M,T1T;W`^1DA,0B!497)M($YO=&4@-CPO=&0^#0H@("`@("`@(#QT9"!C;&%S
M<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S
M<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@
M("`@/'1R(&-L87-S/3-$<F\^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A
M;&EG;CTS1'1O<#Y-871U<FET>2!D871E/"]T9#X-"B`@("`@("`@/'1D(&-L
M87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L
M87-S/3-$=&5X=#Y*86X@,3,L#0H)"3(P,30\<W!A;CX\+W-P86X^/"]T9#X-
M"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R93X-"B`@("`@("`@
M/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/D-A;&P@1F5A='5R93PO=&0^
M#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^
M#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^3F]N93QS<&%N/CPO<W!A;CX\
M+W1D/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')O/@T*("`@
M("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^0F]R<F]W:6YG<SPO
M=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO
M=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^,C`L,#`P/'-P86X^/"]S
M<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F4^
M#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y3=&%T960@
M<&5R8V5N=&%G93PO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P
M86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^,2XS
M."4\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@
M8VQA<W,],T1R:#X-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$
M=&]P/D9(3$(@5&5R;2!.;W1E(#<\+W1D/@T*("`@("`@("`\=&0@8VQA<W,]
M,T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,]
M,T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@
M(#QT<B!C;&%S<STS1')E/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI
M9VX],T1T;W`^36%T=7)I='D@9&%T93PO=&0^#0H@("`@("`@(#QT9"!C;&%S
M<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S
M<STS1'1E>'0^2G5N(#,P+`T*"0DR,#$T/'-P86X^/"]S<&%N/CPO=&0^#0H@
M("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F\^#0H@("`@("`@(#QT
M9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y#86QL($9E871U<F4\+W1D/@T*
M("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*
M("`@("`@("`\=&0@8VQA<W,],T1T97AT/DYO;F4\<W!A;CX\+W-P86X^/"]T
M9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R93X-"B`@("`@
M("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/D)O<G)O=VEN9W,\+W1D
M/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D
M/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP/B0@,34L,#`P/'-P86X^/"]S
M<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F\^
M#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y3=&%T960@
M<&5R8V5N=&%G93PO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P
M86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^,2XR
M,24\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@/"]T86)L
M93X-"B`@/"]B;V1Y/@T*/"]H=&UL/@T*#0HM+2TM+2T]7TYE>'1087)T7V8Y
M,#8S9#)A7S`S935?-#DT-%]A8C0Y7S(P930S9&$V.6$X-@T*0V]N=&5N="U,
M;V-A=&EO;CH@9FEL93HO+R]#.B]F.3`V,V0R85\P,V4U7S0Y-#1?86(T.5\R
M,&4T,V1A-CEA.#8O5V]R:W-H965T<R]3:&5E=#@Y+FAT;6P-"D-O;G1E;G0M
M5')A;G-F97(M16YC;V1I;F<Z('%U;W1E9"UP<FEN=&%B;&4-"D-O;G1E;G0M
M5'EP93H@=&5X="]H=&UL.R!C:&%R<V5T/2)U<RUA<V-I:2(-"@T*/&AT;6P^
M#0H@(#QH96%D/@T*("`@(#Q-151!(&AT='`M97%U:78],T1#;VYT96YT+51Y
M<&4@8V]N=&5N=#TS1"=T97AT+VAT;6P[(&-H87)S970]=71F+3@G/CQS8W)I
M<'0@='EP93TS1'1E>'0O:F%V87-C<FEP="!S<F,],T13:&]W+FIS/B\J($1O
M($YO="!296UO=F4@5&AI<R!#;VUM96YT("HO/"]S8W)I<'0^/"]H96%D/@T*
M("`\8F]D>3X-"B`@("`\=&%B;&4@8VQA<W,],T1R97!O<G0@:60],T1)1#!%
M5T)!0SX-"B`@("`@(#QT<CX-"B`@("`@("`@/'1H(&-L87-S/3-$=&P@8V]L
M<W!A;CTS1#$@<F]W<W!A;CTS1#(^/'-T<F]N9SY,96%S97,@*$1E=&%I;',@
M3F%R<F%T:79E*2`H55-$("0I/&)R/DEN(%1H;W5S86YD<RP@=6YL97-S(&]T
M:&5R=VES92!S<&5C:69I960\+W-T<F]N9SX\+W1H/@T*("`@("`@("`\=&@@
M8VQA<W,],T1T:"!C;VQS<&%N/3-$,SXQ,B!-;VYT:',@16YD960\+W1H/@T*
M("`@("`@/"]T<CX-"B`@("`@(#QT<CX-"B`@("`@("`@/'1H(&-L87-S/3-$
M=&@^1&5C+B`S,2P@,C`Q,CQB<CX\+W1H/@T*("`@("`@("`\=&@@8VQA<W,]
M,T1T:#Y$96,N(#,Q+"`R,#$Q/&)R/CPO=&@^#0H@("`@("`@(#QT:"!C;&%S
M<STS1'1H/D1E8RX@,S$L(#(P,3`\8G(^/"]T:#X-"B`@("`@(#PO='(^#0H@
M("`@("`\='(@8VQA<W,],T1R93X-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@
M=F%L:6=N/3-$=&]P/CQS=')O;F<^3&5A<V5S(%M!8G-T<F%C=%T\+W-T<F]N
M9SX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A
M;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A
M;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A
M;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')O/@T*
M("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^4F5N="!E>'!E
M;G-E/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XD(#$L,S`P/'-P
M86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^)"`Q
M+#(P,#QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N
M=6UP/B0@,BPQ,#`\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@
M("`@/"]T86)L93X-"B`@/"]B;V1Y/@T*/"]H=&UL/@T*#0HM+2TM+2T]7TYE
M>'1087)T7V8Y,#8S9#)A7S`S935?-#DT-%]A8C0Y7S(P930S9&$V.6$X-@T*
M0V]N=&5N="U,;V-A=&EO;CH@9FEL93HO+R]#.B]F.3`V,V0R85\P,V4U7S0Y
M-#1?86(T.5\R,&4T,V1A-CEA.#8O5V]R:W-H965T<R]3:&5E=#DP+FAT;6P-
M"D-O;G1E;G0M5')A;G-F97(M16YC;V1I;F<Z('%U;W1E9"UP<FEN=&%B;&4-
M"D-O;G1E;G0M5'EP93H@=&5X="]H=&UL.R!C:&%R<V5T/2)U<RUA<V-I:2(-
M"@T*/&AT;6P^#0H@(#QH96%D/@T*("`@(#Q-151!(&AT='`M97%U:78],T1#
M;VYT96YT+51Y<&4@8V]N=&5N=#TS1"=T97AT+VAT;6P[(&-H87)S970]=71F
M+3@G/CQS8W)I<'0@='EP93TS1'1E>'0O:F%V87-C<FEP="!S<F,],T13:&]W
M+FIS/B\J($1O($YO="!296UO=F4@5&AI<R!#;VUM96YT("HO/"]S8W)I<'0^
M/"]H96%D/@T*("`\8F]D>3X-"B`@("`\=&%B;&4@8VQA<W,],T1R97!O<G0@
M:60],T1)1#!%3D9!0SX-"B`@("`@(#QT<CX-"B`@("`@("`@/'1H(&-L87-S
M/3-$=&P@8V]L<W!A;CTS1#$@<F]W<W!A;CTS1#$^/'-T<F]N9SY,96%S97,@
M*$1E=&%I;',I("A54T0@)"D\8G(^26X@5&AO=7-A;F1S+"!U;FQE<W,@;W1H
M97)W:7-E('-P96-I9FEE9#PO<W1R;VYG/CPO=&@^#0H@("`@("`@(#QT:"!C
M;&%S<STS1'1H/D1E8RX@,S$L(#(P,3(\8G(^/"]T:#X-"B`@("`@(#PO='(^
M#0H@("`@("`\='(@8VQA<W,],T1R93X-"B`@("`@("`@/'1D(&-L87-S/3-$
M<&P@=F%L:6=N/3-$=&]P/CQS=')O;F<^665A<B!E;F1I;F<@1&5C96UB97(@
M,S$Z/"]S=')O;F<^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\
M<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA
M<W,],T1R;SX-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P
M/C(P,3,\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP/B0@.#8X/'-P
M86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S
M/3-$<F4^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#XR
M,#$T/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XX-#0\<W!A;CX\
M+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R
M;SX-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/C(P,34\
M+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP/C<R,3QS<&%N/CPO<W!A
M;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')E/@T*
M("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^,C`Q-CPO=&0^
M#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^-C`X/'-P86X^/"]S<&%N/CPO
M=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F\^#0H@("`@
M("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#XR,#$W/"]T9#X-"B`@
M("`@("`@/'1D(&-L87-S/3-$;G5M<#XU,34\<W!A;CX\+W-P86X^/"]T9#X-
M"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R93X-"B`@("`@("`@
M/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/E1H97)E869T97(\+W1D/@T*
M("`@("`@("`\=&0@8VQA<W,],T1N=6UP/C$L-3@T/'-P86X^/"]S<&%N/CPO
M=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F\^#0H@("`@
M("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y4;W1A;#PO=&0^#0H@
M("`@("`@(#QT9"!C;&%S<STS1&YU;7`^)"`U+#$T,#QS<&%N/CPO<W!A;CX\
M+W1D/@T*("`@("`@/"]T<CX-"B`@("`\+W1A8FQE/@T*("`\+V)O9'D^#0H\
M+VAT;6P^#0H-"BTM+2TM+3U?3F5X=%!A<G1?9CDP-C-D,F%?,#-E-5\T.30T
M7V%B-#E?,C!E-#-D838Y83@V#0I#;VYT96YT+4QO8V%T:6]N.B!F:6QE.B\O
M+T,Z+V8Y,#8S9#)A7S`S935?-#DT-%]A8C0Y7S(P930S9&$V.6$X-B]7;W)K
M<VAE971S+U-H965T.3$N:'1M;`T*0V]N=&5N="U4<F%N<V9E<BU%;F-O9&EN
M9SH@<75O=&5D+7!R:6YT86)L90T*0V]N=&5N="U4>7!E.B!T97AT+VAT;6P[
M(&-H87)S970](G5S+6%S8VEI(@T*#0H\:'1M;#X-"B`@/&AE860^#0H@("`@
M/$U%5$$@:'1T<"UE<75I=CTS1$-O;G1E;G0M5'EP92!C;VYT96YT/3-$)W1E
M>'0O:'1M;#L@8VAA<G-E=#UU=&8M."<^/'-C<FEP="!T>7!E/3-$=&5X="]J
M879A<V-R:7!T('-R8STS1%-H;W<N:G,^+RH@1&\@3F]T(%)E;6]V92!4:&ES
M($-O;6UE;G0@*B\\+W-C<FEP=#X\+VAE860^#0H@(#QB;V1Y/@T*("`@(#QT
M86)L92!C;&%S<STS1')E<&]R="!I9#TS1$E$,$5.4D%'/@T*("`@("`@/'1R
M/@T*("`@("`@("`\=&@@8VQA<W,],T1T;"!C;VQS<&%N/3-$,2!R;W=S<&%N
M/3-$,CX\<W1R;VYG/D5M<&QO>65E($)E;F5F:70@4&QA;G,@*$1E=&%I;',@
M3F%R<F%T:79E*2`H55-$("0I/&)R/DEN(%1H;W5S86YD<RP@=6YL97-S(&]T
M:&5R=VES92!S<&5C:69I960\+W-T<F]N9SX\+W1H/@T*("`@("`@("`\=&@@
M8VQA<W,],T1T:"!C;VQS<&%N/3-$,SXQ,B!-;VYT:',@16YD960\+W1H/@T*
M("`@("`@/"]T<CX-"B`@("`@(#QT<CX-"B`@("`@("`@/'1H(&-L87-S/3-$
M=&@^1&5C+B`S,2P@,C`Q,CQB<CX\+W1H/@T*("`@("`@("`\=&@@8VQA<W,]
M,T1T:#Y$96,N(#,Q+"`R,#$Q/&)R/CPO=&@^#0H@("`@("`@(#QT:"!C;&%S
M<STS1'1H/D1E8RX@,S$L(#(P,3`\8G(^/"]T:#X-"B`@("`@(#PO='(^#0H@
M("`@("`\='(@8VQA<W,],T1R:#X-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@
M=F%L:6=N/3-$=&]P/C0P,2AK*2!0;&%N/"]T9#X-"B`@("`@("`@/'1D(&-L
M87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L
M87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L
M87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@
M("`@("`\='(@8VQA<W,],T1R;SX-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@
M=F%L:6=N/3-$=&]P/D1E<V-R:7!T:6]N(&]F('!L86X\+W1D/@T*("`@("`@
M("`\=&0@8VQA<W,],T1T97AT/E1H92!#;VUP86YY('-P;VYS;W)S(&$@<F5T
M:7)E;65N="!S879I;F=S('!L86X@<'5R<W5A;G0@=&\@4V5C=&EO;B`T,#$H
M:RD@;V8@=&AE($EN=&5R;F%L(%)E=F5N=64@0V]D92X@5&AR;W5G:"!$96-E
M;6)E<B`S,2P@,C`Q,BP@96UP;&]Y965S('=H;R!H879E#0IC;VUP;&5T960@
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M<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\
M<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\
M<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA
M<W,],T1R93X-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P
M/D1E9F5R<F%L(')A=&4\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP
M/C(N,#`E/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS
M1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS
M1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@("`@
M/'1R(&-L87-S/3-$<F\^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG
M;CTS1'1O<#Y097)C96YT(&]F(&%N;G5A;"!S86QA<GD@96UP;&]Y965S(&UA
M>2!C;VYT<FEB=71E/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XQ
M-2XP,"4\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$
M=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$
M=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\
M='(@8VQA<W,],T1R93X-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N
M/3-$=&]P/E!E<F-E;G0@;6%T8VAE9"!B>2!C;VUP86YY('5P('1O(#,@<&5R
M8V5N="!O9B!E;7!L;WEE92!S86QA<GD\+W1D/@T*("`@("`@("`\=&0@8VQA
M<W,],T1N=6UP/C$P,"XP,"4\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@
M/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@
M/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO
M='(^#0H@("`@("`\='(@8VQA<W,],T1R;SX-"B`@("`@("`@/'1D(&-L87-S
M/3-$<&P@=F%L:6=N/3-$=&]P/E!E<F-E;G0@;6%T8VAE9"!B>2!C;VUP86YY
M(#,M-2!P97)C96YT(&]F(&5M<&QO>65E('-A;&%R>3PO=&0^#0H@("`@("`@
M(#QT9"!C;&%S<STS1&YU;7`^-3`N,#`E/'-P86X^/"]S<&%N/CPO=&0^#0H@
M("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@
M("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@
M("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F4^#0H@("`@("`@(#QT
M9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y-871C:&EN9R!C;VYT<FEB=71I
M;VYS/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XD(#$L,C`P/'-P
M86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^)"`Q
M+#(P,#QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N
M=6UP/B0@,2PQ,#`\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@
M("`@("`\='(@8VQA<W,],T1R:#X-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@
M=F%L:6=N/3-$=&]P/E!E;G-I;VX@4&QA;CPO=&0^#0H@("`@("`@(#QT9"!C
M;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C
M;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C
M;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*
M("`@("`@/'1R(&-L87-S/3-$<F4^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L
M('9A;&EG;CTS1'1O<#Y$97-C<FEP=&EO;B!O9B!P;&%N/"]T9#X-"B`@("`@
M("`@/'1D(&-L87-S/3-$=&5X=#Y(:7-T;W)I8V%L;'DL('1H92!#;VUP86YY
M(&]F9F5R960@82!N;VYC;VYT<FEB=71O<GD@9&5F:6YE9"!B96YE9FET(')E
M=&ER96UE;G0@<&QA;B`H=&AE(%!E;G-I;VX@4&QA;BD@=&AA="!Q=6%L:69I
M960-"G5N9&5R(%-E8W1I;VX@-#`Q*&$I(&]F('1H92!);G1E<FYA;"!2979E
M;G5E($-O9&4N(%1H92!096YS:6]N(%!L86X@<')O=FED960@9F]R(&$@;6]N
M=&AL>2!P87EM96YT+"!A="!N;W)M86P@<F5T:7)E;65N="!A9V4-"F]F(#8U
M+B!"96YE9FET<R!W97)E(&9U;&QY('9E<W1E9"!A9G1E<B!F:79E('EE87)S
M(&]F('-E<G9I8V4N($1U<FEN9R!T:&4@<V5C;VYD('%U87)T97(@;V8@,C`P
M.2P@=&AE($-O;7!A;GD@86UE;F1E9"!T:&4-"E!E;G-I;VX@4&QA;B!T;R!L
M:6UI="!E;&EG:6)I;&ET>2!T;R!E;7!L;WEE97,@:&ER960@<')I;W(@=&\@
M2G5N92`Q.2P@,C`P.2X@1'5R:6YG('1H92!F;W5R=&@@<75A<G1E<B!O9B`R
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M('-U8G-E<75E;G0@=&\@,C`Q,BX\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@
M("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@
M("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@
M(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R;SX-"B`@("`@("`@/'1D(&-L
M87-S/3-$<&P@=F%L:6=N/3-$=&]P/D5X<&5C=&5D(&-O;G1R:6)U=&EO;CPO
M=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^,2PU,#`\<W!A;CX\+W-P
M86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P
M86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P
M86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R93X-
M"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/D%C8W5M=6QA
M=&5D(&)E;F5F:70@;V)L:6=A=&EO;CPO=&0^#0H@("`@("`@(#QT9"!C;&%S
M<STS1&YU;7`^,S(L,C<R/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT
M9"!C;&%S<STS1&YU;7`^,CDL-C0Q/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@
M("`@(#QT9"!C;&%S<STS1&YU;7`^,C(L,3(T/'-P86X^/"]S<&%N/CPO=&0^
M#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F\^#0H@("`@("`@
M(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y%>'!E8W1E9"!A=F5R86=E
M(&%N;G5A;"!R871E(&]F(')E='5R;BP@;6EN:6UU;3PO=&0^#0H@("`@("`@
M(#QT9"!C;&%S<STS1&YU;7`^-RXP,"4\<W!A;CX\+W-P86X^/"]T9#X-"B`@
M("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@
M("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@
M("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R93X-"B`@("`@("`@/'1D
M(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/D5X<&5C=&5D(&%V97)A9V4@86YN
M=6%L(')A=&4@;V8@<F5T=7)N+"!M87AI;75M/"]T9#X-"B`@("`@("`@/'1D
M(&-L87-S/3-$;G5M<#XQ,"XP,"4\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@
M("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@
M("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@
M(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R:#X-"B`@("`@("`@/'1D(&-L
M87-S/3-$<&P@=F%L:6=N/3-$=&]P/E-%4E`\+W1D/@T*("`@("`@("`\=&0@
M8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@
M8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@
M8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-
M"B`@("`@(#QT<B!C;&%S<STS1')E/@T*("`@("`@("`\=&0@8VQA<W,],T1P
M;"!V86QI9VX],T1T;W`^1&5S8W)I<'1I;VX@;V8@<&QA;CPO=&0^#0H@("`@
M("`@(#QT9"!C;&%S<STS1'1E>'0^5&AE('!U<G!O<V4@;V8@=&AE(%-%4E`@
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M;W(@:&5R('EE87)S(&]F('-E<G9I8V4@*&UA>&EM=6T@;V8@,C`@>65A<G,I
M('1O('1H92!#;VUP86YY(&]R(&ET<R!S=6)S:61I87)I97,L('-U8FIE8W0@
M=&\@82!M87AI;75M(&]F(#8P)2!O9B!H:7,@;W(-"FAE<B!F:6YA;"!A=F5R
M86=E(&-O;7!E;G-A=&EO;BX@5&AE(&%M;W5N="!O9B!A('!A<G1I8VEP86YT
M)W,@;6]N=&AL>2!315)0(&)E;F5F:70@:7,@<F5D=6-E9"!B>2`H:2D@=&AE
M(&%M;W5N="!P87EA8FQE('5N9&5R#0IT:&4@0V]M<&%N>2=S('%U86QI9FEE
M9"!096YS:6]N(%!L86X@*&1E<V-R:6)E9"!A8F]V92DL(&%N9"`H:6DI(#4P
M)2!O9B!T:&4@<&%R=&EC:7!A;G0G<R!P<FEM87)Y('-O8VEA;"!S96-U<FET
M>2!B96YE9FET+@T*1FEN86P@879E<F%G92!C;VUP96YS871I;VX@;65A;G,@
M=&AE(&%V97)A9V4@;V8@=&AE(#4@:&EG:&5S="!C;VYS96-U=&EV92!C86QE
M;F1A<B!Y96%R<R!O9B!E87)N:6YG<R!D=7)I;F<@=&AE(&QA<W0@,3`@>65A
M<G,-"F]F('-E<G9I8V4@<')I;W(@=&\@=&5R;6EN871I;VX@;V8@96UP;&]Y
M;65N="X@5&AE(%-%4E`@:7,@86X@=6YF=6YD960@<&QA;BX@4&%Y;65N=',@
M87)E(&UA9&4@9G)O;2!T:&4@9V5N97)A;"!A<W-E=',@;V8@=&AE#0I#;VUP
M86YY+B!$=7)I;F<@=&AE(&9O=7)T:"!Q=6%R=&5R(&]F(#(P,3(L('1H92!#
M;VUP86YY(&YO=&EF:65D('!A<G1I8VEP86YT<R!T:&%T('1H92!315)0('=O
M=6QD(&)E(&9R;WIE;B!O;B!$96-E;6)E<B`S,2P-"C(P,3(N($%L=&AO=6=H
M(&YO('!R979I;W5S;'D@86-C<G5E9"!B96YE9FET<R!W:6QL(&)E(&QO<W0L
M('!A<G1I8VEP86YT<R!W:6QL(&YO(&QO;F=E<B!A8V-R=64@8F5N969I=',@
M9F]R('-E<G9I8V4-"G-U8G-E<75E;G0@=&\@,C`Q,BX\<W!A;CX\+W-P86X^
M/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^
M/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^
M/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R;SX-"B`@
M("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/D%C8W5M=6QA=&5D
M(&)E;F5F:70@;V)L:6=A=&EO;CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS
M1&YU;7`^)"`V+#@Q,SQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@
M8VQA<W,],T1N=6UP/B0@-RPQ.3D\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@
M("`@/'1D(&-L87-S/3-$;G5M<#XD(#4L-C(S/'-P86X^/"]S<&%N/CPO=&0^
M#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F@^#0H@("`@("`@
M(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y&:7AE9"!);F-O;64\+W1D
M/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D
M/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D
M/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D
M/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')O/@T*("`@("`@
M("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^4&5N<VEO;B!P;&%N<R!A
M;&QO8V%T960@87-S971S("AP97)C96YT86=E*3PO=&0^#0H@("`@("`@(#QT
M9"!C;&%S<STS1&YU;7`^,C4N,#`E/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@
M("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@
M("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@
M("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F@^#0H@("`@("`@(#QT9"!C
M;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y%<75I='E396-U<FET:65S,4UE;6)E
M<CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N
M/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N
M/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N
M/CPO=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F\^#0H@
M("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y096YS:6]N('!L
M86YS(&%L;&]C871E9"!A<W-E=',@*'!E<F-E;G1A9V4I/"]T9#X-"B`@("`@
M("`@/'1D(&-L87-S/3-$;G5M<#XW-2XP,"4\<W!A;CX\+W-P86X^/"]T9#X-
M"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-
M"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-
M"B`@("`@(#PO='(^#0H@("`@/"]T86)L93X-"B`@/"]B;V1Y/@T*/"]H=&UL
M/@T*#0HM+2TM+2T]7TYE>'1087)T7V8Y,#8S9#)A7S`S935?-#DT-%]A8C0Y
M7S(P930S9&$V.6$X-@T*0V]N=&5N="U,;V-A=&EO;CH@9FEL93HO+R]#.B]F
M.3`V,V0R85\P,V4U7S0Y-#1?86(T.5\R,&4T,V1A-CEA.#8O5V]R:W-H965T
M<R]3:&5E=#DR+FAT;6P-"D-O;G1E;G0M5')A;G-F97(M16YC;V1I;F<Z('%U
M;W1E9"UP<FEN=&%B;&4-"D-O;G1E;G0M5'EP93H@=&5X="]H=&UL.R!C:&%R
M<V5T/2)U<RUA<V-I:2(-"@T*/&AT;6P^#0H@(#QH96%D/@T*("`@(#Q-151!
M(&AT='`M97%U:78],T1#;VYT96YT+51Y<&4@8V]N=&5N=#TS1"=T97AT+VAT
M;6P[(&-H87)S970]=71F+3@G/CQS8W)I<'0@='EP93TS1'1E>'0O:F%V87-C
M<FEP="!S<F,],T13:&]W+FIS/B\J($1O($YO="!296UO=F4@5&AI<R!#;VUM
M96YT("HO/"]S8W)I<'0^/"]H96%D/@T*("`\8F]D>3X-"B`@("`\=&%B;&4@
M8VQA<W,],T1R97!O<G0@:60],T1)1#!%6E5!13X-"B`@("`@(#QT<CX-"B`@
M("`@("`@/'1H(&-L87-S/3-$=&P@8V]L<W!A;CTS1#$@<F]W<W!A;CTS1#(^
M/'-T<F]N9SY%;7!L;WEE92!"96YE9FET(%!L86YS("A$971A:6QS*2`H4&5N
M<VEO;B!0;&%N+"!54T0@)"D\8G(^26X@5&AO=7-A;F1S+"!U;FQE<W,@;W1H
M97)W:7-E('-P96-I9FEE9#PO<W1R;VYG/CPO=&@^#0H@("`@("`@(#QT:"!C
M;&%S<STS1'1H(&-O;'-P86X],T0S/C$R($UO;G1H<R!%;F1E9#PO=&@^#0H@
M("`@("`\+W1R/@T*("`@("`@/'1R/@T*("`@("`@("`\=&@@8VQA<W,],T1T
M:#Y$96,N(#,Q+"`R,#$R/&)R/CPO=&@^#0H@("`@("`@(#QT:"!C;&%S<STS
M1'1H/D1E8RX@,S$L(#(P,3$\8G(^/"]T:#X-"B`@("`@("`@/'1H(&-L87-S
M/3-$=&@^1&5C+B`S,2P@,C`Q,#QB<CX\+W1H/@T*("`@("`@/"]T<CX-"B`@
M("`@(#QT<B!C;&%S<STS1')H/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V
M86QI9VX],T1T;W`^4&5N<VEO;B!0;&%N/"]T9#X-"B`@("`@("`@/'1D(&-L
M87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L
M87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L
M87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@
M("`@("`\='(@8VQA<W,],T1R;SX-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@
M=F%L:6=N/3-$=&]P/D)E;F5F:70@;V)L:6=A=&EO;B!A="!B96=I;FYI;F<@
M;V8@>65A<CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^)"`T,"PP
M.#0\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M
M<#XD(#,Q+#$T,#QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA
M<W,],T1N=6UP/B0@,C4L,SDU/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\
M+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F4^#0H@("`@("`@(#QT9"!C;&%S
M<STS1'!L('9A;&EG;CTS1'1O<#Y397)V:6-E(&-O<W0\+W1D/@T*("`@("`@
M("`\=&0@8VQA<W,],T1N=6UP/C$L.#,U/'-P86X^/"]S<&%N/CPO=&0^#0H@
M("`@("`@(#QT9"!C;&%S<STS1&YU;7`^,2PW.#(\<W!A;CX\+W-P86X^/"]T
M9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XQ+#<U-#QS<&%N/CPO<W!A
M;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')O/@T*
M("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^26YT97)E<W0@
M8V]S=#PO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^,2PT-3$\<W!A
M;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XQ+#8S
M.#QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP
M/C$L-34U/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@("`@
M/'1R(&-L87-S/3-$<F4^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG
M;CTS1'1O<#Y!8W1U87)I86P@*&=A:6XI(&QO<W,\+W1D/@T*("`@("`@("`\
M=&0@8VQA<W,],T1N=6T^*#0L,#`V*3QS<&%N/CPO<W!A;CX\+W1D/@T*("`@
M("`@("`\=&0@8VQA<W,],T1N=6UP/C8L,#`T/'-P86X^/"]S<&%N/CPO=&0^
M#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^,BPX,S`\<W!A;CX\+W-P86X^
M/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R;SX-"B`@
M("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/D)E;F5F:71S('!A
M:60\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6T^*#4P,RD\<W!A;CX\
M+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M/B@T.#`I/'-P
M86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;3XH,SDT
M*3QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C
M;&%S<STS1')E/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T
M;W`^0W5R=&%I;&UE;G0@9V%I;CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS
M1&YU;3XH-BPU.#DI/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C
M;&%S<STS1'1E>'0^)FYB<W`[)FYB<W`[/'-P86X^/"]S<&%N/CPO=&0^#0H@
M("`@("`@(#QT9"!C;&%S<STS1'1E>'0^)FYB<W`[)FYB<W`[/'-P86X^/"]S
M<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F\^
M#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y"96YE9FET
M(&]B;&EG871I;VX@870@96YD(&]F('EE87(\+W1D/@T*("`@("`@("`\=&0@
M8VQA<W,],T1N=6UP/C,R+#(W,CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@
M("`\=&0@8VQA<W,],T1N=6UP/C0P+#`X-#QS<&%N/CPO<W!A;CX\+W1D/@T*
M("`@("`@("`\=&0@8VQA<W,],T1N=6UP/C,Q+#$T,#QS<&%N/CPO<W!A;CX\
M+W1D/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')E/@T*("`@
M("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^4&QA;B!A<W-E=',@
M870@8F5G:6YN:6YG(&]F('EE87(\+W1D/@T*("`@("`@("`\=&0@8VQA<W,]
M,T1N=6UP/C(T+#0V-CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@
M8VQA<W,],T1N=6UP/C(R+#0S,3QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@
M("`\=&0@8VQA<W,],T1N=6UP/C$W+#<Y,SQS<&%N/CPO<W!A;CX\+W1D/@T*
M("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')O/@T*("`@("`@("`\
M=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^06-T=6%L(')E='5R;B!O;B!P
M;&%N(&%S<V5T<SPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^,RPV
M-C$\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M
M<#XQ-3QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N
M=6UP/C(L-3,R/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@
M("`@/'1R(&-L87-S/3-$<F4^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A
M;&EG;CTS1'1O<#Y%;7!L;WEE<B!C;VYT<FEB=71I;VYS/"]T9#X-"B`@("`@
M("`@/'1D(&-L87-S/3-$;G5M<#XR+#4P,#QS<&%N/CPO<W!A;CX\+W1D/@T*
M("`@("`@("`\=&0@8VQA<W,],T1N=6UP/C(L-3`P/'-P86X^/"]S<&%N/CPO
M=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^,BPU,#`\<W!A;CX\+W-P
M86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R;SX-
M"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/D)E;F5F:71S
M('!A:60@+2!P;&%N/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M/B@U
M,#,I/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU
M;3XH-#@P*3QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,]
M,T1N=6T^*#,Y-"D\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@
M("`@("`\='(@8VQA<W,],T1R93X-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@
M=F%L:6=N/3-$=&]P/E!L86X@87-S971S(&%T(&5N9"!O9B!Y96%R/"]T9#X-
M"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XS,"PQ,C0\<W!A;CX\+W-P86X^
M/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XR-"PT-C8\<W!A;CX\
M+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XR,BPT,S$\
M<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA
M<W,],T1R;SX-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P
M/D9U;F1E9"!S=&%T=7,@870@96YD(&]F('EE87(\+W1D/@T*("`@("`@("`\
M=&0@8VQA<W,],T1N=6T^)"`H,BPQ-#@I/'-P86X^/"]S<&%N/CPO=&0^#0H@
M("`@("`@(#QT9"!C;&%S<STS1&YU;3XD("@Q-2PV,3@I/'-P86X^/"]S<&%N
M/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;3XD("@X+#<P.2D\<W!A
M;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@/"]T86)L93X-"B`@
M/"]B;V1Y/@T*/"]H=&UL/@T*#0HM+2TM+2T]7TYE>'1087)T7V8Y,#8S9#)A
M7S`S935?-#DT-%]A8C0Y7S(P930S9&$V.6$X-@T*0V]N=&5N="U,;V-A=&EO
M;CH@9FEL93HO+R]#.B]F.3`V,V0R85\P,V4U7S0Y-#1?86(T.5\R,&4T,V1A
M-CEA.#8O5V]R:W-H965T<R]3:&5E=#DS+FAT;6P-"D-O;G1E;G0M5')A;G-F
M97(M16YC;V1I;F<Z('%U;W1E9"UP<FEN=&%B;&4-"D-O;G1E;G0M5'EP93H@
M=&5X="]H=&UL.R!C:&%R<V5T/2)U<RUA<V-I:2(-"@T*/&AT;6P^#0H@(#QH
M96%D/@T*("`@(#Q-151!(&AT='`M97%U:78],T1#;VYT96YT+51Y<&4@8V]N
M=&5N=#TS1"=T97AT+VAT;6P[(&-H87)S970]=71F+3@G/CQS8W)I<'0@='EP
M93TS1'1E>'0O:F%V87-C<FEP="!S<F,],T13:&]W+FIS/B\J($1O($YO="!2
M96UO=F4@5&AI<R!#;VUM96YT("HO/"]S8W)I<'0^/"]H96%D/@T*("`\8F]D
M>3X-"B`@("`\=&%B;&4@8VQA<W,],T1R97!O<G0@:60],T1)1#!%04A!0SX-
M"B`@("`@(#QT<CX-"B`@("`@("`@/'1H(&-L87-S/3-$=&P@8V]L<W!A;CTS
M1#$@<F]W<W!A;CTS1#$^/'-T<F]N9SY%;7!L;WEE92!"96YE9FET(%!L86YS
M("A$971A:6QS(#$I("A096YS:6]N(%!L86XL(%531"`D*3QB<CY);B!4:&]U
M<V%N9',L('5N;&5S<R!O=&AE<G=I<V4@<W!E8VEF:65D/"]S=')O;F<^/"]T
M:#X-"B`@("`@("`@/'1H(&-L87-S/3-$=&@^1&5C+B`S,2P@,C`Q,CQB<CX\
M+W1H/@T*("`@("`@("`\=&@@8VQA<W,],T1T:#Y$96,N(#,Q+"`R,#$Q/&)R
M/CPO=&@^#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F@^#0H@
M("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y096YS:6]N(%!L
M86X\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A
M;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A
M;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')O/@T*
M("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^3W1H97(@87-S
M971S("T@<')E<&%I9"!P96YS:6]N(&%S<V5T/"]T9#X-"B`@("`@("`@/'1D
M(&-L87-S/3-$;G5M<#XD(#$L,C,R/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@
M("`@(#QT9"!C;&%S<STS1&YU;7`^)"`V-S$\<W!A;CX\+W-P86X^/"]T9#X-
M"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R93X-"B`@("`@("`@
M/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/D]T:&5R(&QI86)I;&ET:65S
M/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M/B@S+#,X,"D\<W!A;CX\
M+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M/B@Q-BPR.#DI
M/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L
M87-S/3-$<F\^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O
M<#Y;1&5F:6YE9$)E;F5F:710;&%N06UO=6YT<U)E8V]G;FEZ961);D)A;&%N
M8V53:&5E=%T\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6T^)"`H,BPQ
M-#@I/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU
M;3XD("@Q-2PV,3@I/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*
M("`@(#PO=&%B;&4^#0H@(#PO8F]D>3X-"CPO:'1M;#X-"@T*+2TM+2TM/5].
M97AT4&%R=%]F.3`V,V0R85\P,V4U7S0Y-#1?86(T.5\R,&4T,V1A-CEA.#8-
M"D-O;G1E;G0M3&]C871I;VXZ(&9I;&4Z+R\O0SHO9CDP-C-D,F%?,#-E-5\T
M.30T7V%B-#E?,C!E-#-D838Y83@V+U=O<FMS:&5E=',O4VAE970Y-"YH=&UL
M#0I#;VYT96YT+51R86YS9F5R+45N8V]D:6YG.B!Q=6]T960M<')I;G1A8FQE
M#0I#;VYT96YT+51Y<&4Z('1E>'0O:'1M;#L@8VAA<G-E=#TB=7,M87-C:6DB
M#0H-"CQH=&UL/@T*("`\:&5A9#X-"B`@("`\345402!H='1P+65Q=6EV/3-$
M0V]N=&5N="U4>7!E(&-O;G1E;G0],T0G=&5X="]H=&UL.R!C:&%R<V5T/75T
M9BTX)SX\<V-R:7!T('1Y<&4],T1T97AT+VIA=F%S8W)I<'0@<W)C/3-$4VAO
M=RYJ<SXO*B!$;R!.;W0@4F5M;W9E(%1H:7,@0V]M;65N="`J+SPO<V-R:7!T
M/CPO:&5A9#X-"B`@/&)O9'D^#0H@("`@/'1A8FQE(&-L87-S/3-$<F5P;W)T
M(&ED/3-$240P13--04,^#0H@("`@("`\='(^#0H@("`@("`@(#QT:"!C;&%S
M<STS1'1L(&-O;'-P86X],T0Q(')O=W-P86X],T0Q/CQS=')O;F<^16UP;&]Y
M964@0F5N969I="!0;&%N<R`H1&5T86EL<R`R*2`H4&5N<VEO;B!0;&%N+"!5
M4T0@)"D\8G(^26X@5&AO=7-A;F1S+"!U;FQE<W,@;W1H97)W:7-E('-P96-I
M9FEE9#PO<W1R;VYG/CPO=&@^#0H@("`@("`@(#QT:"!C;&%S<STS1'1H/D1E
M8RX@,S$L(#(P,3(\8G(^/"]T:#X-"B`@("`@("`@/'1H(&-L87-S/3-$=&@^
M1&5C+B`S,2P@,C`Q,3QB<CX\+W1H/@T*("`@("`@/"]T<CX-"B`@("`@(#QT
M<B!C;&%S<STS1')H/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX]
M,T1T;W`^4&5N<VEO;B!0;&%N/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$
M=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$
M=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\
M='(@8VQA<W,],T1R;SX-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N
M/3-$=&]P/DYE="!L;W-S/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M
M<#XD(#,L,S@P/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S
M<STS1&YU;7`^)"`Q-BPR,3,\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO
M='(^#0H@("`@("`\='(@8VQA<W,],T1R93X-"B`@("`@("`@/'1D(&-L87-S
M/3-$<&P@=F%L:6=N/3-$=&]P/DYE="!T<F%N<VET:6]N(&]B;&EG871I;VX\
M+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/B9N8G-P.R9N8G-P.SQS
M<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP/C,R
M/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L
M87-S/3-$<F\^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O
M<#Y0<FEO<B!S97)V:6-E(&-O<W0\+W1D/@T*("`@("`@("`\=&0@8VQA<W,]
M,T1T97AT/B9N8G-P.R9N8G-P.SQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@
M("`\=&0@8VQA<W,],T1N=6UP/C0T/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@
M("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F4^#0H@("`@("`@(#QT9"!C
M;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y!;6]U;G0@<F5C;V=N:7IE9"!I;B!!
M3T-)(&)E9F]R92!T87@@969F96-T/"]T9#X-"B`@("`@("`@/'1D(&-L87-S
M/3-$;G5M<#XS+#,X,#QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@
M8VQA<W,],T1N=6UP/C$V+#(X.3QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@
M/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')O/@T*("`@("`@("`\=&0@8VQA
M<W,],T1P;"!V86QI9VX],T1T;W`^5&%X(&)E;F5F:70\+W1D/@T*("`@("`@
M("`\=&0@8VQA<W,],T1N=6T^*#$L,S$W*3QS<&%N/CPO<W!A;CX\+W1D/@T*
M("`@("`@("`\=&0@8VQA<W,],T1N=6T^*#8L-#,T*3QS<&%N/CPO<W!A;CX\
M+W1D/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')E/@T*("`@
M("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^3F5T(&%M;W5N="!R
M96-O9VYI>F5D(&%S(')E9'5C=&EO;B!T;R!!3T-)/"]T9#X-"B`@("`@("`@
M/'1D(&-L87-S/3-$;G5M<#XD(#(L,#8S/'-P86X^/"]S<&%N/CPO=&0^#0H@
M("`@("`@(#QT9"!C;&%S<STS1&YU;7`^)"`Y+#@U-3QS<&%N/CPO<W!A;CX\
M+W1D/@T*("`@("`@/"]T<CX-"B`@("`\+W1A8FQE/@T*("`\+V)O9'D^#0H\
M+VAT;6P^#0H-"BTM+2TM+3U?3F5X=%!A<G1?9CDP-C-D,F%?,#-E-5\T.30T
M7V%B-#E?,C!E-#-D838Y83@V#0I#;VYT96YT+4QO8V%T:6]N.B!F:6QE.B\O
M+T,Z+V8Y,#8S9#)A7S`S935?-#DT-%]A8C0Y7S(P930S9&$V.6$X-B]7;W)K
M<VAE971S+U-H965T.34N:'1M;`T*0V]N=&5N="U4<F%N<V9E<BU%;F-O9&EN
M9SH@<75O=&5D+7!R:6YT86)L90T*0V]N=&5N="U4>7!E.B!T97AT+VAT;6P[
M(&-H87)S970](G5S+6%S8VEI(@T*#0H\:'1M;#X-"B`@/&AE860^#0H@("`@
M/$U%5$$@:'1T<"UE<75I=CTS1$-O;G1E;G0M5'EP92!C;VYT96YT/3-$)W1E
M>'0O:'1M;#L@8VAA<G-E=#UU=&8M."<^/'-C<FEP="!T>7!E/3-$=&5X="]J
M879A<V-R:7!T('-R8STS1%-H;W<N:G,^+RH@1&\@3F]T(%)E;6]V92!4:&ES
M($-O;6UE;G0@*B\\+W-C<FEP=#X\+VAE860^#0H@(#QB;V1Y/@T*("`@(#QT
M86)L92!C;&%S<STS1')E<&]R="!I9#TS1$E$,$4S2T%%/@T*("`@("`@/'1R
M/@T*("`@("`@("`\=&@@8VQA<W,],T1T;"!C;VQS<&%N/3-$,2!R;W=S<&%N
M/3-$,CX\<W1R;VYG/D5M<&QO>65E($)E;F5F:70@4&QA;G,@*$1E=&%I;',@
M,RD@*%531"`D*3QB<CY);B!4:&]U<V%N9',L('5N;&5S<R!O=&AE<G=I<V4@
M<W!E8VEF:65D/"]S=')O;F<^/"]T:#X-"B`@("`@("`@/'1H(&-L87-S/3-$
M=&@@8V]L<W!A;CTS1#,^,3(@36]N=&AS($5N9&5D/"]T:#X-"B`@("`@(#PO
M='(^#0H@("`@("`\='(^#0H@("`@("`@(#QT:"!C;&%S<STS1'1H/D1E8RX@
M,S$L(#(P,3(\8G(^/"]T:#X-"B`@("`@("`@/'1H(&-L87-S/3-$=&@^1&5C
M+B`S,2P@,C`Q,3QB<CX\+W1H/@T*("`@("`@("`\=&@@8VQA<W,],T1T:#Y$
M96,N(#,Q+"`R,#$P/&)R/CPO=&@^#0H@("`@("`\+W1R/@T*("`@("`@/'1R
M(&-L87-S/3-$<F4^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS
M1'1O<#Y.970@*&=A:6XI(&QO<W,@87)I<VEN9R!D=7)I;F<@<&5R:6]D/"]T
M9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XD(#$S+#DW-3QS<&%N/CPO
M<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6T^)"`H-RPW.3@I
M/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;3XD
M("@R+#,P-RD\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@
M("`\='(@8VQA<W,],T1R:#X-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L
M:6=N/3-$=&]P/E!E;G-I;VX@4&QA;CPO=&0^#0H@("`@("`@(#QT9"!C;&%S
M<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S
M<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S
M<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@
M("`@/'1R(&-L87-S/3-$<F4^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A
M;&EG;CTS1'1O<#Y!8V-U;75L871E9"!O=&AE<B!C;VUP<F5H96YS:79E(&QO
M<W,@870@8F5G:6YN:6YG(&]F(&9I<V-A;"!Y96%R/"]T9#X-"B`@("`@("`@
M/'1D(&-L87-S/3-$;G5M<#XY+#@U-3QS<&%N/CPO<W!A;CX\+W1D/@T*("`@
M("`@("`\=&0@8VQA<W,],T1N=6UP/C4L-#,R/'-P86X^/"]S<&%N/CPO=&0^
M#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^
M#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F\^#0H@("`@("`@
M(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y.970@*&=A:6XI(&QO<W,@
M87)I<VEN9R!D=7)I;F<@<&5R:6]D/"]T9#X-"B`@("`@("`@/'1D(&-L87-S
M/3-$;G5M/B@Q,BPR.#@I/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT
M9"!C;&%S<STS1&YU;7`^-RPW,#<\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@
M("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@
M(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R93X-"B`@("`@("`@/'1D(&-L
M87-S/3-$<&P@=F%L:6=N/3-$=&]P/E!R:6]R('-E<G9I8V4@8V]S=#PO=&0^
M#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;3XH,S(I/'-P86X^/"]S<&%N/CPO
M=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^)FYB<W`[)FYB<W`[/'-P
M86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P
M86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S
M/3-$<F\^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y4
M<F%N<VET:6]N($]B;&EG871I;VX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,]
M,T1N=6T^*#,P*3QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA
M<W,],T1T97AT/B9N8G-P.R9N8G-P.SQS<&%N/CPO<W!A;CX\+W1D/@T*("`@
M("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@
M("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')E/@T*("`@("`@("`\=&0@
M8VQA<W,],T1P;"!V86QI9VX],T1T;W`^06UO<G1I>F%T:6]N(&]F('5N<F5C
M;V=N:7IE9"!A8W1U87)I86P@;&]S<SPO=&0^#0H@("`@("`@(#QT9"!C;&%S
M<STS1&YU;3XH-30U*3QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@
M8VQA<W,],T1N=6T^*#,X,BD\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@
M/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO
M='(^#0H@("`@("`\='(@8VQA<W,],T1R;SX-"B`@("`@("`@/'1D(&-L87-S
M/3-$<&P@=F%L:6=N/3-$=&]P/D%M;W)T:7IA=&EO;B!O9B!P<FEO<B!S97)V
M:6-E(&-O<W0@86YD('1R86YS:71I;VX@;V)L:6=A=&EO;CPO=&0^#0H@("`@
M("`@(#QT9"!C;&%S<STS1&YU;3XH,30I/'-P86X^/"]S<&%N/CPO=&0^#0H@
M("`@("`@(#QT9"!C;&%S<STS1&YU;3XH,3,I/'-P86X^/"]S<&%N/CPO=&0^
M#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^
M#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F4^#0H@("`@("`@
M(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y487@@97AP96YS92`H8F5N
M969I="D@;V8@8VAA;F=E<R!D=7)I;F<@=&AE('EE87(L(&YE=#PO=&0^#0H@
M("`@("`@(#QT9"!C;&%S<STS1&YU;7`^-2PQ,3<\<W!A;CX\+W-P86X^/"]T
M9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M/B@R+#@X.2D\<W!A;CX\+W-P
M86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P
M86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R;SX-
M"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/D%C8W5M=6QA
M=&5D(&]T:&5R(&-O;7!R96AE;G-I=F4@;&]S<R!A="!E;F0@;V8@9FES8V%L
M('EE87(\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP/B0@,BPP-C,\
M<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XD
M(#DL.#4U/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS
M1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@(#PO
M=&%B;&4^#0H@(#PO8F]D>3X-"CPO:'1M;#X-"@T*+2TM+2TM/5].97AT4&%R
M=%]F.3`V,V0R85\P,V4U7S0Y-#1?86(T.5\R,&4T,V1A-CEA.#8-"D-O;G1E
M;G0M3&]C871I;VXZ(&9I;&4Z+R\O0SHO9CDP-C-D,F%?,#-E-5\T.30T7V%B
M-#E?,C!E-#-D838Y83@V+U=O<FMS:&5E=',O4VAE970Y-BYH=&UL#0I#;VYT
M96YT+51R86YS9F5R+45N8V]D:6YG.B!Q=6]T960M<')I;G1A8FQE#0I#;VYT
M96YT+51Y<&4Z('1E>'0O:'1M;#L@8VAA<G-E=#TB=7,M87-C:6DB#0H-"CQH
M=&UL/@T*("`\:&5A9#X-"B`@("`\345402!H='1P+65Q=6EV/3-$0V]N=&5N
M="U4>7!E(&-O;G1E;G0],T0G=&5X="]H=&UL.R!C:&%R<V5T/75T9BTX)SX\
M<V-R:7!T('1Y<&4],T1T97AT+VIA=F%S8W)I<'0@<W)C/3-$4VAO=RYJ<SXO
M*B!$;R!.;W0@4F5M;W9E(%1H:7,@0V]M;65N="`J+SPO<V-R:7!T/CPO:&5A
M9#X-"B`@/&)O9'D^#0H@("`@/'1A8FQE(&-L87-S/3-$<F5P;W)T(&ED/3-$
M240P15=!044^#0H@("`@("`\='(^#0H@("`@("`@(#QT:"!C;&%S<STS1'1L
M(&-O;'-P86X],T0Q(')O=W-P86X],T0R/CQS=')O;F<^16UP;&]Y964@0F5N
M969I="!0;&%N<R`H1&5T86EL<R`T*2`H4&5N<VEO;B!0;&%N+"!54T0@)"D\
M8G(^26X@5&AO=7-A;F1S+"!U;FQE<W,@;W1H97)W:7-E('-P96-I9FEE9#PO
M<W1R;VYG/CPO=&@^#0H@("`@("`@(#QT:"!C;&%S<STS1'1H(&-O;'-P86X]
M,T0S/C$R($UO;G1H<R!%;F1E9#PO=&@^#0H@("`@("`\+W1R/@T*("`@("`@
M/'1R/@T*("`@("`@("`\=&@@8VQA<W,],T1T:#Y$96,N(#,Q+"`R,#$R/&)R
M/CPO=&@^#0H@("`@("`@(#QT:"!C;&%S<STS1'1H/D1E8RX@,S$L(#(P,3$\
M8G(^/"]T:#X-"B`@("`@("`@/'1H(&-L87-S/3-$=&@^1&5C+B`S,2P@,C`Q
M,#QB<CX\+W1H/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')H
M/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^4&5N<VEO
M;B!0;&%N/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\
M+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\
M+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\
M+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R
M;SX-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/E!R97!A
M:60@<&5N<VEO;B!C;W-T(&%S(&]F(&)E9VEN;FEN9R!O9B!F:7-C86P@>65A
M<CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^)"`V-S$\<W!A;CX\
M+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XD(#(W,#QS
M<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS
M<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S
M<STS1')E/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^
M3F5T('!E<FEO9&EC('!E;G-I;VX@8V]S="!F;W(@9FES8V%L('EE87(\+W1D
M/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6T^*#$L.#<V*3QS<&%N/CPO<W!A
M;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6T^*#(L,#DY*3QS<&%N
M/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6T^*#(L,CDU
M*3QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C
M;&%S<STS1')O/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T
M;W`^16UP;&]Y97(@8V]N=')I8G5T:6]N<SPO=&0^#0H@("`@("`@(#QT9"!C
M;&%S<STS1&YU;7`^,BPU,#`\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@
M/'1D(&-L87-S/3-$;G5M<#XR+#4P,#QS<&%N/CPO<W!A;CX\+W1D/@T*("`@
M("`@("`\=&0@8VQA<W,],T1N=6UP/C(L-3`P/'-P86X^/"]S<&%N/CPO=&0^
M#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F4^#0H@("`@("`@
M(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y%9F9E8W0@;V8@8W5R=&%I
M;&UE;G0\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6T^*#8S*3QS<&%N
M/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/B9N8G-P
M.R9N8G-P.SQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,]
M,T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@
M(#QT<B!C;&%S<STS1')O/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI
M9VX],T1T;W`^4')E<&%I9"!P96YS:6]N(&%S<V5T(&%S(&]F(&5N9"!O9B!F
M:7-C86P@>65A<CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^)"`Q
M+#(S,CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N
M=6UP/B0@-C<Q/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S
M<STS1&YU;7`^)"`R-S`\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^
M#0H@("`@/"]T86)L93X-"B`@/"]B;V1Y/@T*/"]H=&UL/@T*#0HM+2TM+2T]
M7TYE>'1087)T7V8Y,#8S9#)A7S`S935?-#DT-%]A8C0Y7S(P930S9&$V.6$X
M-@T*0V]N=&5N="U,;V-A=&EO;CH@9FEL93HO+R]#.B]F.3`V,V0R85\P,V4U
M7S0Y-#1?86(T.5\R,&4T,V1A-CEA.#8O5V]R:W-H965T<R]3:&5E=#DW+FAT
M;6P-"D-O;G1E;G0M5')A;G-F97(M16YC;V1I;F<Z('%U;W1E9"UP<FEN=&%B
M;&4-"D-O;G1E;G0M5'EP93H@=&5X="]H=&UL.R!C:&%R<V5T/2)U<RUA<V-I
M:2(-"@T*/&AT;6P^#0H@(#QH96%D/@T*("`@(#Q-151!(&AT='`M97%U:78]
M,T1#;VYT96YT+51Y<&4@8V]N=&5N=#TS1"=T97AT+VAT;6P[(&-H87)S970]
M=71F+3@G/CQS8W)I<'0@='EP93TS1'1E>'0O:F%V87-C<FEP="!S<F,],T13
M:&]W+FIS/B\J($1O($YO="!296UO=F4@5&AI<R!#;VUM96YT("HO/"]S8W)I
M<'0^/"]H96%D/@T*("`\8F]D>3X-"B`@("`\=&%B;&4@8VQA<W,],T1R97!O
M<G0@:60],T1)1#!%5D%!13X-"B`@("`@(#QT<CX-"B`@("`@("`@/'1H(&-L
M87-S/3-$=&P@8V]L<W!A;CTS1#$@<F]W<W!A;CTS1#(^/'-T<F]N9SY%;7!L
M;WEE92!"96YE9FET(%!L86YS("A$971A:6QS(#4I("A096YS:6]N(%!L86XL
M(%531"`D*3QB<CY);B!4:&]U<V%N9',L('5N;&5S<R!O=&AE<G=I<V4@<W!E
M8VEF:65D/"]S=')O;F<^/"]T:#X-"B`@("`@("`@/'1H(&-L87-S/3-$=&@@
M8V]L<W!A;CTS1#,^,3(@36]N=&AS($5N9&5D/"]T:#X-"B`@("`@(#PO='(^
M#0H@("`@("`\='(^#0H@("`@("`@(#QT:"!C;&%S<STS1'1H/D1E8RX@,S$L
M(#(P,3(\8G(^/"]T:#X-"B`@("`@("`@/'1H(&-L87-S/3-$=&@^1&5C+B`S
M,2P@,C`Q,3QB<CX\+W1H/@T*("`@("`@("`\=&@@8VQA<W,],T1T:#Y$96,N
M(#,Q+"`R,#$P/&)R/CPO=&@^#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L
M87-S/3-$<F@^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O
M<#Y096YS:6]N(%!L86X\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT
M/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT
M/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT
M/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C
M;&%S<STS1')O/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T
M;W`^4V5R=FEC92!C;W-T("T@8F5N969I=',@96%R;F5D(&1U<FEN9R!T:&4@
M<&5R:6]D/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XD(#$L.#,U
M/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^
M)"`Q+#<X,CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,]
M,T1N=6UP/B0@,2PW-30\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^
M#0H@("`@("`\='(@8VQA<W,],T1R93X-"B`@("`@("`@/'1D(&-L87-S/3-$
M<&P@=F%L:6=N/3-$=&]P/DEN=&5R97-T(&-O<W0@;VX@<')O:F5C=&5D(&)E
M;F5F:70@;V)L:6=A=&EO;CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU
M;7`^,2PT-3$\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S
M/3-$;G5M<#XQ+#8S.#QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@
M8VQA<W,],T1N=6UP/C$L-34U/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\
M+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F\^#0H@("`@("`@(#QT9"!C;&%S
M<STS1'!L('9A;&EG;CTS1'1O<#Y%>'!E8W1E9"!R971U<FX@;VX@<&QA;B!A
M<W-E=',\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6T^*#$L.38Y*3QS
M<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6T^*#$L
M-S$V*3QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N
M=6T^*#$L-#<Y*3QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@
M("`@(#QT<B!C;&%S<STS1')E/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V
M86QI9VX],T1T;W`^3F5T(&%M;W)T:7IA=&EO;B!A;F0@9&5F97)R86P\+W1D
M/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP/C4U.3QS<&%N/CPO<W!A;CX\
M+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP/C,Y-3QS<&%N/CPO<W!A
M;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP/C0V-3QS<&%N/CPO
M<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')O
M/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^3F5T('!E
M<FEO9&EC('!E;G-I;VX@8V]S=#PO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS
M1&YU;7`^)"`Q+#@W-CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@
M8VQA<W,],T1N=6UP/B0@,BPP.3D\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@
M("`@/'1D(&-L87-S/3-$;G5M<#XD(#(L,CDU/'-P86X^/"]S<&%N/CPO=&0^
M#0H@("`@("`\+W1R/@T*("`@(#PO=&%B;&4^#0H@(#PO8F]D>3X-"CPO:'1M
M;#X-"@T*+2TM+2TM/5].97AT4&%R=%]F.3`V,V0R85\P,V4U7S0Y-#1?86(T
M.5\R,&4T,V1A-CEA.#8-"D-O;G1E;G0M3&]C871I;VXZ(&9I;&4Z+R\O0SHO
M9CDP-C-D,F%?,#-E-5\T.30T7V%B-#E?,C!E-#-D838Y83@V+U=O<FMS:&5E
M=',O4VAE970Y."YH=&UL#0I#;VYT96YT+51R86YS9F5R+45N8V]D:6YG.B!Q
M=6]T960M<')I;G1A8FQE#0I#;VYT96YT+51Y<&4Z('1E>'0O:'1M;#L@8VAA
M<G-E=#TB=7,M87-C:6DB#0H-"CQH=&UL/@T*("`\:&5A9#X-"B`@("`\3454
M02!H='1P+65Q=6EV/3-$0V]N=&5N="U4>7!E(&-O;G1E;G0],T0G=&5X="]H
M=&UL.R!C:&%R<V5T/75T9BTX)SX\<V-R:7!T('1Y<&4],T1T97AT+VIA=F%S
M8W)I<'0@<W)C/3-$4VAO=RYJ<SXO*B!$;R!.;W0@4F5M;W9E(%1H:7,@0V]M
M;65N="`J+SPO<V-R:7!T/CPO:&5A9#X-"B`@/&)O9'D^#0H@("`@/'1A8FQE
M(&-L87-S/3-$<F5P;W)T(&ED/3-$240P14-(04,^#0H@("`@("`\='(^#0H@
M("`@("`@(#QT:"!C;&%S<STS1'1L(&-O;'-P86X],T0Q(')O=W-P86X],T0Q
M/CQS=')O;F<^16UP;&]Y964@0F5N969I="!0;&%N<R`H1&5T86EL<R`V*2`H
M4&5N<VEO;B!0;&%N+"!54T0@)"D\8G(^26X@5&AO=7-A;F1S+"!U;FQE<W,@
M;W1H97)W:7-E('-P96-I9FEE9#PO<W1R;VYG/CPO=&@^#0H@("`@("`@(#QT
M:"!C;&%S<STS1'1H/D1E8RX@,S$L(#(P,3(\8G(^/"]T:#X-"B`@("`@(#PO
M='(^#0H@("`@("`\='(@8VQA<W,],T1R:#X-"B`@("`@("`@/'1D(&-L87-S
M/3-$<&P@=F%L:6=N/3-$=&]P/E!E;G-I;VX@4&QA;CPO=&0^#0H@("`@("`@
M(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\
M+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F\^#0H@("`@("`@(#QT9"!C;&%S
M<STS1'!L('9A;&EG;CTS1'1O<#Y996%R(&5N9&EN9R!$96-E;6)E<B`S,2P@
M,C`Q,SPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^)"`W,C,\<W!A
M;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,]
M,T1R93X-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/EEE
M87(@96YD:6YG($1E8V5M8F5R(#,Q+"`R,#$T/"]T9#X-"B`@("`@("`@/'1D
M(&-L87-S/3-$;G5M<#XX-C`\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO
M='(^#0H@("`@("`\='(@8VQA<W,],T1R;SX-"B`@("`@("`@/'1D(&-L87-S
M/3-$<&P@=F%L:6=N/3-$=&]P/EEE87(@96YD:6YG($1E8V5M8F5R(#,Q+"`R
M,#$U/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XY-C@\<W!A;CX\
M+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R
M93X-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/EEE87(@
M96YD:6YG($1E8V5M8F5R(#,Q+"`R,#$V/"]T9#X-"B`@("`@("`@/'1D(&-L
M87-S/3-$;G5M<#XQ+#$V,#QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T
M<CX-"B`@("`@(#QT<B!C;&%S<STS1')O/@T*("`@("`@("`\=&0@8VQA<W,]
M,T1P;"!V86QI9VX],T1T;W`^665A<B!E;F1I;F<@1&5C96UB97(@,S$L(#(P
M,3<\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP/C$L,S`R/'-P86X^
M/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$
M<F4^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y996%R
M<R!E;F1I;F<@1&5C96UB97(@,S$L(#(P,3@M,C`R,CPO=&0^#0H@("`@("`@
M(#QT9"!C;&%S<STS1&YU;7`^)"`Y+#`Q,SQS<&%N/CPO<W!A;CX\+W1D/@T*
M("`@("`@/"]T<CX-"B`@("`\+W1A8FQE/@T*("`\+V)O9'D^#0H\+VAT;6P^
M#0H-"BTM+2TM+3U?3F5X=%!A<G1?9CDP-C-D,F%?,#-E-5\T.30T7V%B-#E?
M,C!E-#-D838Y83@V#0I#;VYT96YT+4QO8V%T:6]N.B!F:6QE.B\O+T,Z+V8Y
M,#8S9#)A7S`S935?-#DT-%]A8C0Y7S(P930S9&$V.6$X-B]7;W)K<VAE971S
M+U-H965T.3DN:'1M;`T*0V]N=&5N="U4<F%N<V9E<BU%;F-O9&EN9SH@<75O
M=&5D+7!R:6YT86)L90T*0V]N=&5N="U4>7!E.B!T97AT+VAT;6P[(&-H87)S
M970](G5S+6%S8VEI(@T*#0H\:'1M;#X-"B`@/&AE860^#0H@("`@/$U%5$$@
M:'1T<"UE<75I=CTS1$-O;G1E;G0M5'EP92!C;VYT96YT/3-$)W1E>'0O:'1M
M;#L@8VAA<G-E=#UU=&8M."<^/'-C<FEP="!T>7!E/3-$=&5X="]J879A<V-R
M:7!T('-R8STS1%-H;W<N:G,^+RH@1&\@3F]T(%)E;6]V92!4:&ES($-O;6UE
M;G0@*B\\+W-C<FEP=#X\+VAE860^#0H@(#QB;V1Y/@T*("`@(#QT86)L92!C
M;&%S<STS1')E<&]R="!I9#TS1$E$,$5&-4%'/@T*("`@("`@/'1R/@T*("`@
M("`@("`\=&@@8VQA<W,],T1T;"!C;VQS<&%N/3-$,2!R;W=S<&%N/3-$,CX\
M<W1R;VYG/D5M<&QO>65E($)E;F5F:70@4&QA;G,@*$1E=&%I;',@-RD\8G(^
M/"]S=')O;F<^/"]T:#X-"B`@("`@("`@/'1H(&-L87-S/3-$=&@@8V]L<W!A
M;CTS1#$^,3(@36]N=&AS($5N9&5D/"]T:#X-"B`@("`@(#PO='(^#0H@("`@
M("`\='(^#0H@("`@("`@(#QT:"!C;&%S<STS1'1H/D1E8RX@,S$L(#(P,3(\
M8G(^/"]T:#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R:#X-
M"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/D9I>&5D(&EN
M8V]M92!I;G9E<W1M96YT<R`M($-A<V@O;6]N97D@;6%R:V5T(&%C8V]U;G0\
M+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\
M+W1D/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')O/@T*("`@
M("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^5&%R9V5T960@<&5R
M8V5N=&%G92!O9B!P;&%N(&%S<V5T<SPO=&0^#0H@("`@("`@(#QT9"!C;&%S
M<STS1&YU;7`^,BXP,"4\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^
M#0H@("`@("`\='(@8VQA<W,],T1R93X-"B`@("`@("`@/'1D(&-L87-S/3-$
M<&P@=F%L:6=N/3-$=&]P/E1A<F=E=&5D('!E<F-E;G1A9V4@;V8@<&QA;B!A
M<W-E=',L(&UI;FEM=6T\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP
M/C$N,#`E/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@("`@
M/'1R(&-L87-S/3-$<F\^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG
M;CTS1'1O<#Y487)G971E9"!P97)C96YT86=E(&]F('!L86X@87-S971S+"!M
M87AI;75M/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XU+C`P)3QS
M<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S
M<STS1')H/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^
M1FEX960@:6YC;VUE(&EN=F5S=&UE;G1S("T@55,@9V]V97)N;65N="!B;VYD
M(&9U;F0\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO
M<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')O
M/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^5&%R9V5T
M960@<&5R8V5N=&%G92!O9B!P;&%N(&%S<V5T<SPO=&0^#0H@("`@("`@(#QT
M9"!C;&%S<STS1&YU;7`^,3`N,#`E/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@
M("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F4^#0H@("`@("`@(#QT9"!C
M;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y487)G971E9"!P97)C96YT86=E(&]F
M('!L86X@87-S971S+"!M:6YI;75M/"]T9#X-"B`@("`@("`@/'1D(&-L87-S
M/3-$;G5M<#XQ,"XP,"4\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^
M#0H@("`@("`\='(@8VQA<W,],T1R;SX-"B`@("`@("`@/'1D(&-L87-S/3-$
M<&P@=F%L:6=N/3-$=&]P/E1A<F=E=&5D('!E<F-E;G1A9V4@;V8@<&QA;B!A
M<W-E=',L(&UA>&EM=6T\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP
M/C(P+C`P)3QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@
M(#QT<B!C;&%S<STS1')H/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI
M9VX],T1T;W`^1FEX960@:6YC;VUE(&EN=F5S=&UE;G1S("T@55,@8V]R<&]R
M871E(&)O;F0@9G5N9#PO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^
M/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L
M87-S/3-$<F\^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O
M<#Y487)G971E9"!P97)C96YT86=E(&]F('!L86X@87-S971S/"]T9#X-"B`@
M("`@("`@/'1D(&-L87-S/3-$;G5M<#XQ,"XP,"4\<W!A;CX\+W-P86X^/"]T
M9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R93X-"B`@("`@
M("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/E1A<F=E=&5D('!E<F-E
M;G1A9V4@;V8@<&QA;B!A<W-E=',L(&UI;FEM=6T\+W1D/@T*("`@("`@("`\
M=&0@8VQA<W,],T1N=6UP/C4N,#`E/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@
M("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F\^#0H@("`@("`@(#QT9"!C
M;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y487)G971E9"!P97)C96YT86=E(&]F
M('!L86X@87-S971S+"!M87AI;75M/"]T9#X-"B`@("`@("`@/'1D(&-L87-S
M/3-$;G5M<#XQ-2XP,"4\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^
M#0H@("`@("`\='(@8VQA<W,],T1R:#X-"B`@("`@("`@/'1D(&-L87-S/3-$
M<&P@=F%L:6=N/3-$=&]P/D9I>&5D(&EN8V]M92!I;G9E<W1M96YT<R`M(%53
M(&-O<G!O<F%T92!H:6=H('EI96QD(&)O;F0@9G5N9#PO=&0^#0H@("`@("`@
M(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\
M+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F\^#0H@("`@("`@(#QT9"!C;&%S
M<STS1'!L('9A;&EG;CTS1'1O<#Y487)G971E9"!P97)C96YT86=E(&]F('!L
M86X@87-S971S/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XU+C`P
M)3QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C
M;&%S<STS1')E/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T
M;W`^5&%R9V5T960@<&5R8V5N=&%G92!O9B!P;&%N(&%S<V5T<RP@;6EN:6UU
M;3PO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^,"XP,"4\<W!A;CX\
M+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R
M;SX-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/E1A<F=E
M=&5D('!E<F-E;G1A9V4@;V8@<&QA;B!A<W-E=',L(&UA>&EM=6T\+W1D/@T*
M("`@("`@("`\=&0@8VQA<W,],T1N=6UP/C$P+C`P)3QS<&%N/CPO<W!A;CX\
M+W1D/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')H/@T*("`@
M("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^17%U:71Y(&EN=F5S
M=&UE;G1S("T@3&%R9V4@8V%P('9A;'5E(&9U;F0\+W1D/@T*("`@("`@("`\
M=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T
M<CX-"B`@("`@(#QT<B!C;&%S<STS1')O/@T*("`@("`@("`\=&0@8VQA<W,]
M,T1P;"!V86QI9VX],T1T;W`^5&%R9V5T960@<&5R8V5N=&%G92!O9B!P;&%N
M(&%S<V5T<SPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^,C`N,#`E
M/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L
M87-S/3-$<F4^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O
M<#Y487)G971E9"!P97)C96YT86=E(&]F('!L86X@87-S971S+"!M:6YI;75M
M/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XR,"XP,"4\<W!A;CX\
M+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R
M;SX-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/E1A<F=E
M=&5D('!E<F-E;G1A9V4@;V8@<&QA;B!A<W-E=',L(&UA>&EM=6T\+W1D/@T*
M("`@("`@("`\=&0@8VQA<W,],T1N=6UP/C,P+C`P)3QS<&%N/CPO<W!A;CX\
M+W1D/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')H/@T*("`@
M("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^17%U:71Y(&EN=F5S
M=&UE;G1S("T@3&%R9V4@8V%P(&=R;W=T:"!F=6YD/"]T9#X-"B`@("`@("`@
M/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO
M='(^#0H@("`@("`\='(@8VQA<W,],T1R;SX-"B`@("`@("`@/'1D(&-L87-S
M/3-$<&P@=F%L:6=N/3-$=&]P/E1A<F=E=&5D('!E<F-E;G1A9V4@;V8@<&QA
M;B!A<W-E=',\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP/C(P+C`P
M)3QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C
M;&%S<STS1')E/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T
M;W`^5&%R9V5T960@<&5R8V5N=&%G92!O9B!P;&%N(&%S<V5T<RP@;6EN:6UU
M;3PO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^,C`N,#`E/'-P86X^
M/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$
M<F\^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y487)G
M971E9"!P97)C96YT86=E(&]F('!L86X@87-S971S+"!M87AI;75M/"]T9#X-
M"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XS,"XP,"4\<W!A;CX\+W-P86X^
M/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R:#X-"B`@
M("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/D5Q=6ET>2!I;G9E
M<W1M96YT<R`M($UI9"!C87`@97%U:71Y(&9U;F0\+W1D/@T*("`@("`@("`\
M=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T
M<CX-"B`@("`@(#QT<B!C;&%S<STS1')O/@T*("`@("`@("`\=&0@8VQA<W,]
M,T1P;"!V86QI9VX],T1T;W`^5&%R9V5T960@<&5R8V5N=&%G92!O9B!P;&%N
M(&%S<V5T<SPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^,3`N,#`E
M/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L
M87-S/3-$<F4^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O
M<#Y487)G971E9"!P97)C96YT86=E(&]F('!L86X@87-S971S+"!M:6YI;75M
M/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XU+C`P)3QS<&%N/CPO
M<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')O
M/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^5&%R9V5T
M960@<&5R8V5N=&%G92!O9B!P;&%N(&%S<V5T<RP@;6%X:6UU;3PO=&0^#0H@
M("`@("`@(#QT9"!C;&%S<STS1&YU;7`^,34N,#`E/'-P86X^/"]S<&%N/CPO
M=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F@^#0H@("`@
M("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y%<75I='D@:6YV97-T
M;65N=',@+2!3;6%L;"!C87`@9W)O=W1H(&9U;F0\+W1D/@T*("`@("`@("`\
M=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T
M<CX-"B`@("`@(#QT<B!C;&%S<STS1')O/@T*("`@("`@("`\=&0@8VQA<W,]
M,T1P;"!V86QI9VX],T1T;W`^5&%R9V5T960@<&5R8V5N=&%G92!O9B!P;&%N
M(&%S<V5T<SPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^."XP,"4\
M<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA
M<W,],T1R93X-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P
M/E1A<F=E=&5D('!E<F-E;G1A9V4@;V8@<&QA;B!A<W-E=',L(&UI;FEM=6T\
M+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP/C4N,#`E/'-P86X^/"]S
M<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F\^
M#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y487)G971E
M9"!P97)C96YT86=E(&]F('!L86X@87-S971S+"!M87AI;75M/"]T9#X-"B`@
M("`@("`@/'1D(&-L87-S/3-$;G5M<#XQ-2XP,"4\<W!A;CX\+W-P86X^/"]T
M9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R:#X-"B`@("`@
M("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/D5Q=6ET>2!I;G9E<W1M
M96YT<R`M($9O<F5I9VX@97%U:71Y(&9U;F0\+W1D/@T*("`@("`@("`\=&0@
M8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-
M"B`@("`@(#QT<B!C;&%S<STS1')O/@T*("`@("`@("`\=&0@8VQA<W,],T1P
M;"!V86QI9VX],T1T;W`^5&%R9V5T960@<&5R8V5N=&%G92!O9B!P;&%N(&%S
M<V5T<SPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^,3`N,#`E/'-P
M86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S
M/3-$<F4^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y4
M87)G971E9"!P97)C96YT86=E(&]F('!L86X@87-S971S+"!M:6YI;75M/"]T
M9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XU+C`P)3QS<&%N/CPO<W!A
M;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')O/@T*
M("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^5&%R9V5T960@
M<&5R8V5N=&%G92!O9B!P;&%N(&%S<V5T<RP@;6%X:6UU;3PO=&0^#0H@("`@
M("`@(#QT9"!C;&%S<STS1&YU;7`^,34N,#`E/'-P86X^/"]S<&%N/CPO=&0^
M#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F@^#0H@("`@("`@
M(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y%<75I='D@:6YV97-T;65N
M=',@+2!#;VUP86YY('-T;V-K/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$
M=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\
M='(@8VQA<W,],T1R;SX-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N
M/3-$=&]P/E1A<F=E=&5D('!E<F-E;G1A9V4@;V8@<&QA;B!A<W-E=',\+W1D
M/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP/C4N,#`E/'-P86X^/"]S<&%N
M/CPO=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F4^#0H@
M("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y487)G971E9"!P
M97)C96YT86=E(&]F('!L86X@87-S971S+"!M:6YI;75M/"]T9#X-"B`@("`@
M("`@/'1D(&-L87-S/3-$;G5M<#XP+C`P)3QS<&%N/CPO<W!A;CX\+W1D/@T*
M("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')O/@T*("`@("`@("`\
M=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^5&%R9V5T960@<&5R8V5N=&%G
M92!O9B!P;&%N(&%S<V5T<RP@;6%X:6UU;3PO=&0^#0H@("`@("`@(#QT9"!C
M;&%S<STS1&YU;7`^,3`N,#`E/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\
M+W1R/@T*("`@(#PO=&%B;&4^#0H@(#PO8F]D>3X-"CPO:'1M;#X-"@T*+2TM
M+2TM/5].97AT4&%R=%]F.3`V,V0R85\P,V4U7S0Y-#1?86(T.5\R,&4T,V1A
M-CEA.#8-"D-O;G1E;G0M3&]C871I;VXZ(&9I;&4Z+R\O0SHO9CDP-C-D,F%?
M,#-E-5\T.30T7V%B-#E?,C!E-#-D838Y83@V+U=O<FMS:&5E=',O4VAE970Q
M,#`N:'1M;`T*0V]N=&5N="U4<F%N<V9E<BU%;F-O9&EN9SH@<75O=&5D+7!R
M:6YT86)L90T*0V]N=&5N="U4>7!E.B!T97AT+VAT;6P[(&-H87)S970](G5S
M+6%S8VEI(@T*#0H\:'1M;#X-"B`@/&AE860^#0H@("`@/$U%5$$@:'1T<"UE
M<75I=CTS1$-O;G1E;G0M5'EP92!C;VYT96YT/3-$)W1E>'0O:'1M;#L@8VAA
M<G-E=#UU=&8M."<^/'-C<FEP="!T>7!E/3-$=&5X="]J879A<V-R:7!T('-R
M8STS1%-H;W<N:G,^+RH@1&\@3F]T(%)E;6]V92!4:&ES($-O;6UE;G0@*B\\
M+W-C<FEP=#X\+VAE860^#0H@(#QB;V1Y/@T*("`@(#QT86)L92!C;&%S<STS
M1')E<&]R="!I9#TS1$E$,$5&-4%'/@T*("`@("`@/'1R/@T*("`@("`@("`\
M=&@@8VQA<W,],T1T;"!C;VQS<&%N/3-$,2!R;W=S<&%N/3-$,CX\<W1R;VYG
M/D5M<&QO>65E($)E;F5F:70@4&QA;G,@*$1E=&%I;',@."D\8G(^/"]S=')O
M;F<^/"]T:#X-"B`@("`@("`@/'1H(&-L87-S/3-$=&@@8V]L<W!A;CTS1#$^
M,3(@36]N=&AS($5N9&5D/"]T:#X-"B`@("`@(#PO='(^#0H@("`@("`\='(^
M#0H@("`@("`@(#QT:"!C;&%S<STS1'1H/D1E8RX@,S$L(#(P,3(\8G(^/"]T
M:#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R:#X-"B`@("`@
M("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/D9I>&5D(&EN8V]M92!I
M;G9E<W1M96YT<R`M($-A<V@O;6]N97D@;6%R:V5T(&%C8V]U;G0\+W1D/@T*
M("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*
M("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')O/@T*("`@("`@("`\
M=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^26YV97-T;65N="!#871E9V]R
M>2!"96YC:&UA<FL\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/D-I
M=&EG<F]U<"!4<F5A<W5R>2!":6QL($EN9&5X("T@,R!M;VYT:#QS<&%N/CPO
M<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')E
M/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^4F%N9V4@
M;V8@86-C97!T86)L92!D979I871I;VX@9G)O;2!I;G9E<W1M96YT(&-A=&5G
M;W)Y(&)E;F-H;6%R:RP@;6EN:6UU;3PO=&0^#0H@("`@("`@(#QT9"!C;&%S
M<STS1&YU;7`^,"XP,"4\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^
M#0H@("`@("`\='(@8VQA<W,],T1R;SX-"B`@("`@("`@/'1D(&-L87-S/3-$
M<&P@=F%L:6=N/3-$=&]P/E)A;F=E(&]F(&%C8V5P=&%B;&4@9&5V:6%T:6]N
M(&9R;VT@:6YV97-T;65N="!C871E9V]R>2!B96YC:&UA<FLL(&UA>&EM=6T\
M+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP/C`N-3`E/'-P86X^/"]S
M<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F@^
M#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y&:7AE9"!I
M;F-O;64@:6YV97-T;65N=',@+2!54R!G;W9E<FYM96YT(&)O;F0@9G5N9#PO
M=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO
M=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F\^#0H@("`@
M("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y);G9E<W1M96YT($-A
M=&5G;W)Y($)E;F-H;6%R:SPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E
M>'0^0F%R8VQA>7,@26YT97)M961I871E($=O=F5R;FUE;G0@0F]N9"!);F1E
M>#QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C
M;&%S<STS1')E/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T
M;W`^4F%N9V4@;V8@86-C97!T86)L92!D979I871I;VX@9G)O;2!I;G9E<W1M
M96YT(&-A=&5G;W)Y(&)E;F-H;6%R:RP@;6EN:6UU;3PO=&0^#0H@("`@("`@
M(#QT9"!C;&%S<STS1&YU;7`^,"XP,"4\<W!A;CX\+W-P86X^/"]T9#X-"B`@
M("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R;SX-"B`@("`@("`@/'1D
M(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/E)A;F=E(&]F(&%C8V5P=&%B;&4@
M9&5V:6%T:6]N(&9R;VT@:6YV97-T;65N="!C871E9V]R>2!B96YC:&UA<FLL
M(&UA>&EM=6T\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP/C(N,#`E
M/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L
M87-S/3-$<F@^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O
M<#Y&:7AE9"!I;F-O;64@:6YV97-T;65N=',@+2!54R!C;W)P;W)A=&4@8F]N
M9"!F=6YD/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\
M+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R
M;SX-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/DEN=F5S
M=&UE;G0@0V%T96=O<GD@0F5N8VAM87)K/"]T9#X-"B`@("`@("`@/'1D(&-L
M87-S/3-$=&5X=#Y"87)C;&%Y<R!!9V=R96=A=&4@26YD97@\<W!A;CX\+W-P
M86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R93X-
M"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/E)A;F=E(&]F
M(&%C8V5P=&%B;&4@9&5V:6%T:6]N(&9R;VT@:6YV97-T;65N="!C871E9V]R
M>2!B96YC:&UA<FLL(&UI;FEM=6T\+W1D/@T*("`@("`@("`\=&0@8VQA<W,]
M,T1N=6UP/C`N,#`E/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*
M("`@("`@/'1R(&-L87-S/3-$<F\^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L
M('9A;&EG;CTS1'1O<#Y286YG92!O9B!A8V-E<'1A8FQE(&1E=FEA=&EO;B!F
M<F]M(&EN=F5S=&UE;G0@8V%T96=O<GD@8F5N8VAM87)K+"!M87AI;75M/"]T
M9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XR+C`P)3QS<&%N/CPO<W!A
M;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')H/@T*
M("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^1FEX960@:6YC
M;VUE(&EN=F5S=&UE;G1S("T@55,@8V]R<&]R871E(&AI9V@@>6EE;&0@8F]N
M9"!F=6YD/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\
M+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R
M;SX-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/DEN=F5S
M=&UE;G0@0V%T96=O<GD@0F5N8VAM87)K/"]T9#X-"B`@("`@("`@/'1D(&-L
M87-S/3-$=&5X=#Y"87)C;&%Y<R!(:6=H(%EI96QD($EN9&5X/'-P86X^/"]S
M<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F4^
M#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y286YG92!O
M9B!A8V-E<'1A8FQE(&1E=FEA=&EO;B!F<F]M(&EN=F5S=&UE;G0@8V%T96=O
M<GD@8F5N8VAM87)K+"!M:6YI;75M/"]T9#X-"B`@("`@("`@/'1D(&-L87-S
M/3-$;G5M<#XP+C`P)3QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-
M"B`@("`@(#QT<B!C;&%S<STS1')O/@T*("`@("`@("`\=&0@8VQA<W,],T1P
M;"!V86QI9VX],T1T;W`^4F%N9V4@;V8@86-C97!T86)L92!D979I871I;VX@
M9G)O;2!I;G9E<W1M96YT(&-A=&5G;W)Y(&)E;F-H;6%R:RP@;6%X:6UU;3PO
M=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^,BXP,"4\<W!A;CX\+W-P
M86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R:#X-
M"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/D5Q=6ET>2!I
M;G9E<W1M96YT<R`M($QA<F=E(&-A<"!V86QU92!F=6YD/"]T9#X-"B`@("`@
M("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@
M(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R;SX-"B`@("`@("`@/'1D(&-L
M87-S/3-$<&P@=F%L:6=N/3-$=&]P/DEN=F5S=&UE;G0@0V%T96=O<GD@0F5N
M8VAM87)K/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#Y2=7-S96QL
M(#$P,#`@5F%L=64@26YD97@\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO
M='(^#0H@("`@("`\='(@8VQA<W,],T1R93X-"B`@("`@("`@/'1D(&-L87-S
M/3-$<&P@=F%L:6=N/3-$=&]P/E)A;F=E(&]F(&%C8V5P=&%B;&4@9&5V:6%T
M:6]N(&9R;VT@:6YV97-T;65N="!C871E9V]R>2!B96YC:&UA<FLL(&UI;FEM
M=6T\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP/C`N,#`E/'-P86X^
M/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$
M<F\^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y286YG
M92!O9B!A8V-E<'1A8FQE(&1E=FEA=&EO;B!F<F]M(&EN=F5S=&UE;G0@8V%T
M96=O<GD@8F5N8VAM87)K+"!M87AI;75M/"]T9#X-"B`@("`@("`@/'1D(&-L
M87-S/3-$;G5M<#XS+C`P)3QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T
M<CX-"B`@("`@(#QT<B!C;&%S<STS1')H/@T*("`@("`@("`\=&0@8VQA<W,]
M,T1P;"!V86QI9VX],T1T;W`^17%U:71Y(&EN=F5S=&UE;G1S("T@3&%R9V4@
M8V%P(&=R;W=T:"!F=6YD/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X
M=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@
M8VQA<W,],T1R;SX-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$
M=&]P/DEN=F5S=&UE;G0@0V%T96=O<GD@0F5N8VAM87)K/"]T9#X-"B`@("`@
M("`@/'1D(&-L87-S/3-$=&5X=#Y2=7-S96QL(#$P,#`@1W)O=W1H($EN9&5X
M/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L
M87-S/3-$<F4^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O
M<#Y286YG92!O9B!A8V-E<'1A8FQE(&1E=FEA=&EO;B!F<F]M(&EN=F5S=&UE
M;G0@8V%T96=O<GD@8F5N8VAM87)K+"!M:6YI;75M/"]T9#X-"B`@("`@("`@
M/'1D(&-L87-S/3-$;G5M<#XP+C`P)3QS<&%N/CPO<W!A;CX\+W1D/@T*("`@
M("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')O/@T*("`@("`@("`\=&0@
M8VQA<W,],T1P;"!V86QI9VX],T1T;W`^4F%N9V4@;V8@86-C97!T86)L92!D
M979I871I;VX@9G)O;2!I;G9E<W1M96YT(&-A=&5G;W)Y(&)E;F-H;6%R:RP@
M;6%X:6UU;3PO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^,RXP,"4\
M<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA
M<W,],T1R:#X-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P
M/D5Q=6ET>2!I;G9E<W1M96YT<R`M($UI9"!C87`@97%U:71Y(&9U;F0\+W1D
M/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D
M/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')O/@T*("`@("`@
M("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^26YV97-T;65N="!#871E
M9V]R>2!"96YC:&UA<FL\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT
M/E)U<W-E;&P@36ED($-A<"!);F1E>#QS<&%N/CPO<W!A;CX\+W1D/@T*("`@
M("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')E/@T*("`@("`@("`\=&0@
M8VQA<W,],T1P;"!V86QI9VX],T1T;W`^4F%N9V4@;V8@86-C97!T86)L92!D
M979I871I;VX@9G)O;2!I;G9E<W1M96YT(&-A=&5G;W)Y(&)E;F-H;6%R:RP@
M;6EN:6UU;3PO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^,"XP,"4\
M<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA
M<W,],T1R;SX-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P
M/E)A;F=E(&]F(&%C8V5P=&%B;&4@9&5V:6%T:6]N(&9R;VT@:6YV97-T;65N
M="!C871E9V]R>2!B96YC:&UA<FLL(&UA>&EM=6T\+W1D/@T*("`@("`@("`\
M=&0@8VQA<W,],T1N=6UP/C,N,#`E/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@
M("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F@^#0H@("`@("`@(#QT9"!C
M;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y%<75I='D@:6YV97-T;65N=',@+2!3
M;6%L;"!C87`@9W)O=W1H(&9U;F0\+W1D/@T*("`@("`@("`\=&0@8VQA<W,]
M,T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@
M(#QT<B!C;&%S<STS1')O/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI
M9VX],T1T;W`^26YV97-T;65N="!#871E9V]R>2!"96YC:&UA<FL\+W1D/@T*
M("`@("`@("`\=&0@8VQA<W,],T1T97AT/E)U<W-E;&P@,C`P,"!'<F]W=&@@
M26YD97@\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\
M='(@8VQA<W,],T1R93X-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N
M/3-$=&]P/E)A;F=E(&]F(&%C8V5P=&%B;&4@9&5V:6%T:6]N(&9R;VT@:6YV
M97-T;65N="!C871E9V]R>2!B96YC:&UA<FLL(&UI;FEM=6T\+W1D/@T*("`@
M("`@("`\=&0@8VQA<W,],T1N=6UP/C`N,#`E/'-P86X^/"]S<&%N/CPO=&0^
M#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F\^#0H@("`@("`@
M(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y286YG92!O9B!A8V-E<'1A
M8FQE(&1E=FEA=&EO;B!F<F]M(&EN=F5S=&UE;G0@8V%T96=O<GD@8F5N8VAM
M87)K+"!M87AI;75M/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XS
M+C`P)3QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@(#QT
M<B!C;&%S<STS1')H/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX]
M,T1T;W`^17%U:71Y(&EN=F5S=&UE;G1S("T@1F]R96EG;B!E<75I='D@9G5N
M9#PO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N
M/CPO=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F\^#0H@
M("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y);G9E<W1M96YT
M($-A=&5G;W)Y($)E;F-H;6%R:SPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS
M1'1E>'0^35-#22!%049%($EN9&5X/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@
M("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F4^#0H@("`@("`@(#QT9"!C
M;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y286YG92!O9B!A8V-E<'1A8FQE(&1E
M=FEA=&EO;B!F<F]M(&EN=F5S=&UE;G0@8V%T96=O<GD@8F5N8VAM87)K+"!M
M:6YI;75M/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XP+C`P)3QS
M<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S
M<STS1')O/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^
M4F%N9V4@;V8@86-C97!T86)L92!D979I871I;VX@9G)O;2!I;G9E<W1M96YT
M(&-A=&5G;W)Y(&)E;F-H;6%R:RP@;6%X:6UU;3PO=&0^#0H@("`@("`@(#QT
M9"!C;&%S<STS1&YU;7`^,RXP,"4\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@
M(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R:#X-"B`@("`@("`@/'1D(&-L
M87-S/3-$<&P@=F%L:6=N/3-$=&]P/D5Q=6ET>2!I;G9E<W1M96YT<R`M($-O
M;7!A;GD@<W1O8VL\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS
M<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S
M<STS1')O/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^
M26YV97-T;65N="!#871E9V]R>2!"96YC:&UA<FL\+W1D/@T*("`@("`@("`\
M=&0@8VQA<W,],T1T97AT/E)U<W-E;&P@,C`P,"!);F1E>#QS<&%N/CPO<W!A
M;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')E/@T*
M("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^4F%N9V4@;V8@
M86-C97!T86)L92!D979I871I;VX@9G)O;2!I;G9E<W1M96YT(&-A=&5G;W)Y
M(&)E;F-H;6%R:RP@;6EN:6UU;3PO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS
M1&YU;7`^,"XP,"4\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@
M("`@("`\='(@8VQA<W,],T1R;SX-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@
M=F%L:6=N/3-$=&]P/E)A;F=E(&]F(&%C8V5P=&%B;&4@9&5V:6%T:6]N(&9R
M;VT@:6YV97-T;65N="!C871E9V]R>2!B96YC:&UA<FLL(&UA>&EM=6T\+W1D
M/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP/C,N,#`E/'-P86X^/"]S<&%N
M/CPO=&0^#0H@("`@("`\+W1R/@T*("`@(#PO=&%B;&4^#0H@(#PO8F]D>3X-
M"CPO:'1M;#X-"@T*+2TM+2TM/5].97AT4&%R=%]F.3`V,V0R85\P,V4U7S0Y
M-#1?86(T.5\R,&4T,V1A-CEA.#8-"D-O;G1E;G0M3&]C871I;VXZ(&9I;&4Z
M+R\O0SHO9CDP-C-D,F%?,#-E-5\T.30T7V%B-#E?,C!E-#-D838Y83@V+U=O
M<FMS:&5E=',O4VAE970Q,#$N:'1M;`T*0V]N=&5N="U4<F%N<V9E<BU%;F-O
M9&EN9SH@<75O=&5D+7!R:6YT86)L90T*0V]N=&5N="U4>7!E.B!T97AT+VAT
M;6P[(&-H87)S970](G5S+6%S8VEI(@T*#0H\:'1M;#X-"B`@/&AE860^#0H@
M("`@/$U%5$$@:'1T<"UE<75I=CTS1$-O;G1E;G0M5'EP92!C;VYT96YT/3-$
M)W1E>'0O:'1M;#L@8VAA<G-E=#UU=&8M."<^/'-C<FEP="!T>7!E/3-$=&5X
M="]J879A<V-R:7!T('-R8STS1%-H;W<N:G,^+RH@1&\@3F]T(%)E;6]V92!4
M:&ES($-O;6UE;G0@*B\\+W-C<FEP=#X\+VAE860^#0H@(#QB;V1Y/@T*("`@
M(#QT86)L92!C;&%S<STS1')E<&]R="!I9#TS1$E$,$5*3T))/@T*("`@("`@
M/'1R/@T*("`@("`@("`\=&@@8VQA<W,],T1T;"!C;VQS<&%N/3-$,2!R;W=S
M<&%N/3-$,3X\<W1R;VYG/D5M<&QO>65E($)E;F5F:70@4&QA;G,@*$1E=&%I
M;',@.2D@*%531"`D*3QB<CY);B!4:&]U<V%N9',L('5N;&5S<R!O=&AE<G=I
M<V4@<W!E8VEF:65D/"]S=')O;F<^/"]T:#X-"B`@("`@("`@/'1H(&-L87-S
M/3-$=&@^1&5C+B`S,2P@,C`Q,CQB<CX\+W1H/@T*("`@("`@("`\=&@@8VQA
M<W,],T1T:#Y$96,N(#,Q+"`R,#$Q/&)R/CPO=&@^#0H@("`@("`\+W1R/@T*
M("`@("`@/'1R(&-L87-S/3-$<F@^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L
M('9A;&EG;CTS1'1O<#Y&86ER(%9A;'5E(%1O=&%L/"]T9#X-"B`@("`@("`@
M/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@
M/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO
M='(^#0H@("`@("`\='(@8VQA<W,],T1R;SX-"B`@("`@("`@/'1D(&-L87-S
M/3-$<&P@=F%L:6=N/3-$=&]P/D9A:7(@=F%L=64@;V8@<&QA;B!A<W-E=',\
M+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP/B0@,S`L,3(T/'-P86X^
M/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^)"`R-"PT
M-C8\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@
M8VQA<W,],T1R:#X-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$
M=&]P/E-I9VYI9FEC86YT($]T:&5R($]B<V5R=F%B;&4@26YP=71S("A,979E
M;"`R*3PO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S
M<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S
M<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F\^
M#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y&86ER('9A
M;'5E(&]F('!L86X@87-S971S/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$
M;G5M<#XT-#$\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S
M/3-$;G5M<#XX,S$\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@
M("`@("`\='(@8VQA<W,],T1R:#X-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@
M=F%L:6=N/3-$=&]P/E%U;W1E9"!0<FEC97,@:6X@36%R:V5T(&9O<B!)9&5N
M=&EC86P@07-S971S("A,979E;"`Q*3PO=&0^#0H@("`@("`@(#QT9"!C;&%S
M<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S
M<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@
M("`@/'1R(&-L87-S/3-$<F\^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A
M;&EG;CTS1'1O<#Y&86ER('9A;'5E(&]F('!L86X@87-S971S/"]T9#X-"B`@
M("`@("`@/'1D(&-L87-S/3-$;G5M<#XR.2PV.#,\<W!A;CX\+W-P86X^/"]T
M9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XR,RPV,S4\<W!A;CX\+W-P
M86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R:#X-
M"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/D9I>&5D(&EN
M8V]M92!I;G9E<W1M96YT<R`M($UO;F5Y(&UA<FME="!F=6YD<R!\($9A:7(@
M5F%L=64@5&]T86P\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS
M<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS
M<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S
M<STS1')O/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^
M1F%I<B!V86QU92!O9B!P;&%N(&%S<V5T<SPO=&0^#0H@("`@("`@(#QT9"!C
M;&%S<STS1&YU;7`^-#0Q/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT
M9"!C;&%S<STS1&YU;7`^.#,Q/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\
M+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F@^#0H@("`@("`@(#QT9"!C;&%S
M<STS1'!L('9A;&EG;CTS1'1O<#Y&:7AE9"!I;F-O;64@:6YV97-T;65N=',@
M+2!-;VYE>2!M87)K970@9G5N9',@?"!3:6=N:69I8V%N="!/=&AE<B!/8G-E
M<G9A8FQE($EN<'5T<R`H3&5V96P@,BD\+W1D/@T*("`@("`@("`\=&0@8VQA
M<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA
M<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@
M("`@(#QT<B!C;&%S<STS1')O/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V
M86QI9VX],T1T;W`^1F%I<B!V86QU92!O9B!P;&%N(&%S<V5T<SPO=&0^#0H@
M("`@("`@(#QT9"!C;&%S<STS1&YU;7`^-#0Q/'-P86X^/"]S<&%N/CPO=&0^
M#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^.#,Q/'-P86X^/"]S<&%N/CPO
M=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F@^#0H@("`@
M("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y&:7AE9"!I;F-O;64@
M:6YV97-T;65N=',@+2!54R!G;W9E<FYM96YT(&)O;F0@9G5N9"!\($9A:7(@
M5F%L=64@5&]T86P\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS
M<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS
M<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S
M<STS1')O/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^
M1F%I<B!V86QU92!O9B!P;&%N(&%S<V5T<SPO=&0^#0H@("`@("`@(#QT9"!C
M;&%S<STS1&YU;7`^,BPY.34\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@
M/'1D(&-L87-S/3-$;G5M<#XR+#,U-CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@
M("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')H/@T*("`@("`@("`\=&0@
M8VQA<W,],T1P;"!V86QI9VX],T1T;W`^1FEX960@:6YC;VUE(&EN=F5S=&UE
M;G1S("T@55,@9V]V97)N;65N="!B;VYD(&9U;F0@?"!1=6]T960@4')I8V5S
M(&EN($UA<FME="!F;W(@261E;G1I8V%L($%S<V5T<R`H3&5V96P@,2D\+W1D
M/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D
M/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D
M/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')O/@T*("`@("`@
M("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^1F%I<B!V86QU92!O9B!P
M;&%N(&%S<V5T<SPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^,BPY
M.34\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M
M<#XR+#,U-CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@
M(#QT<B!C;&%S<STS1')H/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI
M9VX],T1T;W`^1FEX960@:6YC;VUE(&EN=F5S=&UE;G1S("T@55,@8V]R<&]R
M871E(&)O;F0@9G5N9"!\($9A:7(@5F%L=64@5&]T86P\+W1D/@T*("`@("`@
M("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@
M("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@
M/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')O/@T*("`@("`@("`\=&0@8VQA
M<W,],T1P;"!V86QI9VX],T1T;W`^1F%I<B!V86QU92!O9B!P;&%N(&%S<V5T
M<SPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^,RPP,#@\<W!A;CX\
M+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XR+#,S,3QS
M<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S
M<STS1')H/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^
M1FEX960@:6YC;VUE(&EN=F5S=&UE;G1S("T@55,@8V]R<&]R871E(&)O;F0@
M9G5N9"!\(%%U;W1E9"!0<FEC97,@:6X@36%R:V5T(&9O<B!)9&5N=&EC86P@
M07-S971S("A,979E;"`Q*3PO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E
M>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E
M>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R
M(&-L87-S/3-$<F\^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS
M1'1O<#Y&86ER('9A;'5E(&]F('!L86X@87-S971S/"]T9#X-"B`@("`@("`@
M/'1D(&-L87-S/3-$;G5M<#XS+#`P.#QS<&%N/CPO<W!A;CX\+W1D/@T*("`@
M("`@("`\=&0@8VQA<W,],T1N=6UP/C(L,S,Q/'-P86X^/"]S<&%N/CPO=&0^
M#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F@^#0H@("`@("`@
M(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y&:7AE9"!I;F-O;64@:6YV
M97-T;65N=',@+2!54R!C;W)P;W)A=&4@:&EG:"!Y:65L9"!B;VYD(&9U;F0@
M?"!&86ER(%9A;'5E(%1O=&%L/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$
M=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$
M=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\
M='(@8VQA<W,],T1R;SX-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N
M/3-$=&]P/D9A:7(@=F%L=64@;V8@<&QA;B!A<W-E=',\+W1D/@T*("`@("`@
M("`\=&0@8VQA<W,],T1N=6UP/C$L-38S/'-P86X^/"]S<&%N/CPO=&0^#0H@
M("`@("`@(#QT9"!C;&%S<STS1&YU;7`^,2PQ.34\<W!A;CX\+W-P86X^/"]T
M9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R:#X-"B`@("`@
M("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/D9I>&5D(&EN8V]M92!I
M;G9E<W1M96YT<R`M(%53(&-O<G!O<F%T92!H:6=H('EI96QD(&)O;F0@9G5N
M9"!\(%%U;W1E9"!0<FEC97,@:6X@36%R:V5T(&9O<B!)9&5N=&EC86P@07-S
M971S("A,979E;"`Q*3PO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^
M/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^
M/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L
M87-S/3-$<F\^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O
M<#Y&86ER('9A;'5E(&]F('!L86X@87-S971S/"]T9#X-"B`@("`@("`@/'1D
M(&-L87-S/3-$;G5M<#XQ+#4V,SQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@
M("`\=&0@8VQA<W,],T1N=6UP/C$L,3DU/'-P86X^/"]S<&%N/CPO=&0^#0H@
M("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F@^#0H@("`@("`@(#QT
M9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y%<75I='D@:6YV97-T;65N=',@
M+2!,87)G92!C87`@=F%L=64@9G5N9"!\($9A:7(@5F%L=64@5&]T86P\+W1D
M/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D
M/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D
M/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')O/@T*("`@("`@
M("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^1F%I<B!V86QU92!O9B!P
M;&%N(&%S<V5T<SPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^-BPQ
M,#$\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M
M<#XU+#$Y-#QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@
M(#QT<B!C;&%S<STS1')H/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI
M9VX],T1T;W`^17%U:71Y(&EN=F5S=&UE;G1S("T@3&%R9V4@8V%P('9A;'5E
M(&9U;F0@?"!1=6]T960@4')I8V5S(&EN($UA<FME="!F;W(@261E;G1I8V%L
M($%S<V5T<R`H3&5V96P@,2D\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T
M97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T
M97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@(#QT
M<B!C;&%S<STS1')O/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX]
M,T1T;W`^1F%I<B!V86QU92!O9B!P;&%N(&%S<V5T<SPO=&0^#0H@("`@("`@
M(#QT9"!C;&%S<STS1&YU;7`^-BPQ,#$\<W!A;CX\+W-P86X^/"]T9#X-"B`@
M("`@("`@/'1D(&-L87-S/3-$;G5M<#XU+#$Y-#QS<&%N/CPO<W!A;CX\+W1D
M/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')H/@T*("`@("`@
M("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^17%U:71Y(&EN=F5S=&UE
M;G1S("T@3&%R9V4@8V%P(&=R;W=T:"!F=6YD('P@1F%I<B!686QU92!4;W1A
M;#PO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N
M/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N
M/CPO=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F\^#0H@
M("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y&86ER('9A;'5E
M(&]F('!L86X@87-S971S/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M
M<#XV+#`R,#QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,]
M,T1N=6UP/C0L.#@S/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*
M("`@("`@/'1R(&-L87-S/3-$<F@^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L
M('9A;&EG;CTS1'1O<#Y%<75I='D@:6YV97-T;65N=',@+2!,87)G92!C87`@
M9W)O=W1H(&9U;F0@?"!1=6]T960@4')I8V5S(&EN($UA<FME="!F;W(@261E
M;G1I8V%L($%S<V5T<R`H3&5V96P@,2D\+W1D/@T*("`@("`@("`\=&0@8VQA
M<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA
M<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@
M("`@(#QT<B!C;&%S<STS1')O/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V
M86QI9VX],T1T;W`^1F%I<B!V86QU92!O9B!P;&%N(&%S<V5T<SPO=&0^#0H@
M("`@("`@(#QT9"!C;&%S<STS1&YU;7`^-BPP,C`\<W!A;CX\+W-P86X^/"]T
M9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XT+#@X,SQS<&%N/CPO<W!A
M;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')H/@T*
M("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^17%U:71Y(&EN
M=F5S=&UE;G1S("T@4VUA;&P@8V%P(&=R;W=T:"!F=6YD('P@1F%I<B!686QU
M92!4;W1A;#PO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^
M/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^
M/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$
M<F\^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y&86ER
M('9A;'5E(&]F('!L86X@87-S971S/"]T9#X-"B`@("`@("`@/'1D(&-L87-S
M/3-$;G5M<#XR+#4Q-#QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@
M8VQA<W,],T1N=6UP/C(L,#,P/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\
M+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F@^#0H@("`@("`@(#QT9"!C;&%S
M<STS1'!L('9A;&EG;CTS1'1O<#Y%<75I='D@:6YV97-T;65N=',@+2!3;6%L
M;"!C87`@9W)O=W1H(&9U;F0@?"!1=6]T960@4')I8V5S(&EN($UA<FME="!F
M;W(@261E;G1I8V%L($%S<V5T<R`H3&5V96P@,2D\+W1D/@T*("`@("`@("`\
M=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\
M=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T
M<CX-"B`@("`@(#QT<B!C;&%S<STS1')O/@T*("`@("`@("`\=&0@8VQA<W,]
M,T1P;"!V86QI9VX],T1T;W`^1F%I<B!V86QU92!O9B!P;&%N(&%S<V5T<SPO
M=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^,BPU,30\<W!A;CX\+W-P
M86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XR+#`S,#QS<&%N
M/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS
M1')H/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^17%U
M:71Y(&EN=F5S=&UE;G1S("T@36ED(&-A<"!G<F]W=&@@9G5N9"!\($9A:7(@
M5F%L=64@5&]T86P\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS
M<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS
M<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S
M<STS1')O/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^
M1F%I<B!V86QU92!O9B!P;&%N(&%S<V5T<SPO=&0^#0H@("`@("`@(#QT9"!C
M;&%S<STS1&YU;7`^,RPQ-3,\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@
M/'1D(&-L87-S/3-$;G5M<#XR+#0Y,3QS<&%N/CPO<W!A;CX\+W1D/@T*("`@
M("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')H/@T*("`@("`@("`\=&0@
M8VQA<W,],T1P;"!V86QI9VX],T1T;W`^17%U:71Y(&EN=F5S=&UE;G1S("T@
M36ED(&-A<"!G<F]W=&@@9G5N9"!\(%%U;W1E9"!0<FEC97,@:6X@36%R:V5T
M(&9O<B!)9&5N=&EC86P@07-S971S("A,979E;"`Q*3PO=&0^#0H@("`@("`@
M(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@
M(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\
M+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F\^#0H@("`@("`@(#QT9"!C;&%S
M<STS1'!L('9A;&EG;CTS1'1O<#Y&86ER('9A;'5E(&]F('!L86X@87-S971S
M/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XS+#$U,SQS<&%N/CPO
M<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP/C(L-#DQ/'-P
M86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S
M/3-$<F@^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y%
M<75I='D@:6YV97-T;65N=',@+2!&;W)E:6=N(&5Q=6ET>2!F=6YD('P@1F%I
M<B!686QU92!4;W1A;#PO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^
M/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^
M/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L
M87-S/3-$<F\^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O
M<#Y&86ER('9A;'5E(&]F('!L86X@87-S971S/"]T9#X-"B`@("`@("`@/'1D
M(&-L87-S/3-$;G5M<#XS+#$T-SQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@
M("`\=&0@8VQA<W,],T1N=6UP/C(L,S(X/'-P86X^/"]S<&%N/CPO=&0^#0H@
M("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F@^#0H@("`@("`@(#QT
M9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y%<75I='D@:6YV97-T;65N=',@
M+2!&;W)E:6=N(&5Q=6ET>2!F=6YD('P@475O=&5D(%!R:6-E<R!I;B!-87)K
M970@9F]R($ED96YT:6-A;"!!<W-E=',@*$QE=F5L(#$I/"]T9#X-"B`@("`@
M("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@
M("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@
M(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R;SX-"B`@("`@("`@/'1D(&-L
M87-S/3-$<&P@=F%L:6=N/3-$=&]P/D9A:7(@=F%L=64@;V8@<&QA;B!A<W-E
M=',\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP/C,L,30W/'-P86X^
M/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^,BPS,C@\
M<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA
M<W,],T1R:#X-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P
M/D5Q=6ET>2!I;G9E<W1M96YT<R`M($-O;7!A;GD@<W1O8VL@?"!&86ER(%9A
M;'5E(%1O=&%L/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A
M;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A
M;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,]
M,T1R;SX-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/D9A
M:7(@=F%L=64@;V8@<&QA;B!A<W-E=',\+W1D/@T*("`@("`@("`\=&0@8VQA
M<W,],T1N=6UP/C$L,3@R/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT
M9"!C;&%S<STS1&YU;7`^.#(W/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\
M+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F@^#0H@("`@("`@(#QT9"!C;&%S
M<STS1'!L('9A;&EG;CTS1'1O<#Y%<75I='D@:6YV97-T;65N=',@+2!#;VUP
M86YY('-T;V-K('P@475O=&5D(%!R:6-E<R!I;B!-87)K970@9F]R($ED96YT
M:6-A;"!!<W-E=',@*$QE=F5L(#$I/"]T9#X-"B`@("`@("`@/'1D(&-L87-S
M/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S
M/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@
M("`\='(@8VQA<W,],T1R;SX-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L
M:6=N/3-$=&]P/D9A:7(@=F%L=64@;V8@<&QA;B!A<W-E=',\+W1D/@T*("`@
M("`@("`\=&0@8VQA<W,],T1N=6UP/B0@,2PQ.#(\<W!A;CX\+W-P86X^/"]T
M9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XD(#@R-SQS<&%N/CPO<W!A
M;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`\+W1A8FQE/@T*("`\+V)O9'D^
M#0H\+VAT;6P^#0H-"BTM+2TM+3U?3F5X=%!A<G1?9CDP-C-D,F%?,#-E-5\T
M.30T7V%B-#E?,C!E-#-D838Y83@V#0I#;VYT96YT+4QO8V%T:6]N.B!F:6QE
M.B\O+T,Z+V8Y,#8S9#)A7S`S935?-#DT-%]A8C0Y7S(P930S9&$V.6$X-B]7
M;W)K<VAE971S+U-H965T,3`R+FAT;6P-"D-O;G1E;G0M5')A;G-F97(M16YC
M;V1I;F<Z('%U;W1E9"UP<FEN=&%B;&4-"D-O;G1E;G0M5'EP93H@=&5X="]H
M=&UL.R!C:&%R<V5T/2)U<RUA<V-I:2(-"@T*/&AT;6P^#0H@(#QH96%D/@T*
M("`@(#Q-151!(&AT='`M97%U:78],T1#;VYT96YT+51Y<&4@8V]N=&5N=#TS
M1"=T97AT+VAT;6P[(&-H87)S970]=71F+3@G/CQS8W)I<'0@='EP93TS1'1E
M>'0O:F%V87-C<FEP="!S<F,],T13:&]W+FIS/B\J($1O($YO="!296UO=F4@
M5&AI<R!#;VUM96YT("HO/"]S8W)I<'0^/"]H96%D/@T*("`\8F]D>3X-"B`@
M("`\=&%B;&4@8VQA<W,],T1R97!O<G0@:60],T1)1#!%6$M!13X-"B`@("`@
M(#QT<CX-"B`@("`@("`@/'1H(&-L87-S/3-$=&P@8V]L<W!A;CTS1#$@<F]W
M<W!A;CTS1#(^/'-T<F]N9SY%;7!L;WEE92!"96YE9FET(%!L86YS("A$971A
M:6QS(#$P*2`H4T524"P@55-$("0I/&)R/DEN(%1H;W5S86YD<RP@=6YL97-S
M(&]T:&5R=VES92!S<&5C:69I960\+W-T<F]N9SX\+W1H/@T*("`@("`@("`\
M=&@@8VQA<W,],T1T:"!C;VQS<&%N/3-$,SXQ,B!-;VYT:',@16YD960\+W1H
M/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<CX-"B`@("`@("`@/'1H(&-L87-S
M/3-$=&@^1&5C+B`S,2P@,C`Q,CQB<CX\+W1H/@T*("`@("`@("`\=&@@8VQA
M<W,],T1T:#Y$96,N(#,Q+"`R,#$Q/&)R/CPO=&@^#0H@("`@("`@(#QT:"!C
M;&%S<STS1'1H/D1E8RX@,S$L(#(P,3`\8G(^/"]T:#X-"B`@("`@(#PO='(^
M#0H@("`@("`\='(@8VQA<W,],T1R:#X-"B`@("`@("`@/'1D(&-L87-S/3-$
M<&P@=F%L:6=N/3-$=&]P/E-%4E`\+W1D/@T*("`@("`@("`\=&0@8VQA<W,]
M,T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,]
M,T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,]
M,T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@
M(#QT<B!C;&%S<STS1')O/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI
M9VX],T1T;W`^0F5N969I="!O8FQI9V%T:6]N(&%T(&)E9VEN;FEN9R!O9B!Y
M96%R/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XD(#@L,#8T/'-P
M86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^)"`W
M+#0S,SQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N
M=6UP/B0@-BPR,C(\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@
M("`@("`\='(@8VQA<W,],T1R93X-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@
M=F%L:6=N/3-$=&]P/E-E<G9I8V4@8V]S=#PO=&0^#0H@("`@("`@(#QT9"!C
M;&%S<STS1&YU;7`^,S`S/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT
M9"!C;&%S<STS1&YU;7`^,CDR/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@
M(#QT9"!C;&%S<STS1&YU;7`^-#`X/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@
M("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F\^#0H@("`@("`@(#QT9"!C
M;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y);G1E<F5S="!C;W-T/"]T9#X-"B`@
M("`@("`@/'1D(&-L87-S/3-$;G5M<#XR.#`\<W!A;CX\+W-P86X^/"]T9#X-
M"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XS-3$\<W!A;CX\+W-P86X^/"]T
M9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XS-S<\<W!A;CX\+W-P86X^
M/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R93X-"B`@
M("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/D%C='5A<FEA;"`H
M9V%I;BD@;&]S<SPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;3XH,2PR
M,#$I/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU
M;7`^.3,\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$
M;G5M<#XU,S$\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@
M("`\='(@8VQA<W,],T1R;SX-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L
M:6=N/3-$=&]P/D)E;F5F:71S('!A:60\+W1D/@T*("`@("`@("`\=&0@8VQA
M<W,],T1N=6T^*#$T-BD\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D
M(&-L87-S/3-$;G5M/B@Q,#4I/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@
M(#QT9"!C;&%S<STS1&YU;3XH,3`U*3QS<&%N/CPO<W!A;CX\+W1D/@T*("`@
M("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')E/@T*("`@("`@("`\=&0@
M8VQA<W,],T1P;"!V86QI9VX],T1T;W`^0W5R=&%I;&UE;G0@9V%I;CPO=&0^
M#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;3XH-#@W*3QS<&%N/CPO<W!A;CX\
M+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/B9N8G-P.R9N8G-P.SQS
M<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/B9N
M8G-P.R9N8G-P.SQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@
M("`@(#QT<B!C;&%S<STS1')O/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V
M86QI9VX],T1T;W`^0F5N969I="!O8FQI9V%T:6]N(&%T(&5N9"!O9B!Y96%R
M/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XV+#@Q,SQS<&%N/CPO
M<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP/C@L,#8T/'-P
M86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^-RPT
M,S,\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@
M8VQA<W,],T1R93X-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$
M=&]P/E!L86X@87-S971S(&%T(&5N9"!O9B!Y96%R/"]T9#X-"B`@("`@("`@
M/'1D(&-L87-S/3-$=&5X=#XF;F)S<#LF;F)S<#L\<W!A;CX\+W-P86X^/"]T
M9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#XF;F)S<#LF;F)S<#L\<W!A
M;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#XF;F)S
M<#LF;F)S<#L\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@
M("`\='(@8VQA<W,],T1R;SX-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L
M:6=N/3-$=&]P/D9U;F1E9"!S=&%T=7,@870@96YD(&]F('EE87(\+W1D/@T*
M("`@("`@("`\=&0@8VQA<W,],T1N=6T^)"`H-BPX,3,I/'-P86X^/"]S<&%N
M/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;3XD("@X+#`V-"D\<W!A
M;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M/B0@*#<L
M-#,S*3QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`\+W1A
M8FQE/@T*("`\+V)O9'D^#0H\+VAT;6P^#0H-"BTM+2TM+3U?3F5X=%!A<G1?
M9CDP-C-D,F%?,#-E-5\T.30T7V%B-#E?,C!E-#-D838Y83@V#0I#;VYT96YT
M+4QO8V%T:6]N.B!F:6QE.B\O+T,Z+V8Y,#8S9#)A7S`S935?-#DT-%]A8C0Y
M7S(P930S9&$V.6$X-B]7;W)K<VAE971S+U-H965T,3`S+FAT;6P-"D-O;G1E
M;G0M5')A;G-F97(M16YC;V1I;F<Z('%U;W1E9"UP<FEN=&%B;&4-"D-O;G1E
M;G0M5'EP93H@=&5X="]H=&UL.R!C:&%R<V5T/2)U<RUA<V-I:2(-"@T*/&AT
M;6P^#0H@(#QH96%D/@T*("`@(#Q-151!(&AT='`M97%U:78],T1#;VYT96YT
M+51Y<&4@8V]N=&5N=#TS1"=T97AT+VAT;6P[(&-H87)S970]=71F+3@G/CQS
M8W)I<'0@='EP93TS1'1E>'0O:F%V87-C<FEP="!S<F,],T13:&]W+FIS/B\J
M($1O($YO="!296UO=F4@5&AI<R!#;VUM96YT("HO/"]S8W)I<'0^/"]H96%D
M/@T*("`\8F]D>3X-"B`@("`\=&%B;&4@8VQA<W,],T1R97!O<G0@:60],T1)
M1#!%04A!0SX-"B`@("`@(#QT<CX-"B`@("`@("`@/'1H(&-L87-S/3-$=&P@
M8V]L<W!A;CTS1#$@<F]W<W!A;CTS1#$^/'-T<F]N9SY%;7!L;WEE92!"96YE
M9FET(%!L86YS("A$971A:6QS(#$Q*2`H4T524"P@55-$("0I/&)R/DEN(%1H
M;W5S86YD<RP@=6YL97-S(&]T:&5R=VES92!S<&5C:69I960\+W-T<F]N9SX\
M+W1H/@T*("`@("`@("`\=&@@8VQA<W,],T1T:#Y$96,N(#,Q+"`R,#$R/&)R
M/CPO=&@^#0H@("`@("`@(#QT:"!C;&%S<STS1'1H/D1E8RX@,S$L(#(P,3$\
M8G(^/"]T:#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R:#X-
M"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/E-%4E`\+W1D
M/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D
M/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D
M/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')O/@T*("`@("`@
M("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^3W1H97(@87-S971S("T@
M<')E<&%I9"!P96YS:6]N(&%S<V5T/"]T9#X-"B`@("`@("`@/'1D(&-L87-S
M/3-$;G5M/B0@*#8L-C$T*3QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\
M=&0@8VQA<W,],T1N=6T^)"`H-BPP-S4I/'-P86X^/"]S<&%N/CPO=&0^#0H@
M("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F4^#0H@("`@("`@(#QT
M9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y/=&AE<B!L:6%B:6QI=&EE<SPO
M=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;3XH,3DY*3QS<&%N/CPO<W!A
M;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6T^*#$L.3@Y*3QS<&%N
M/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS
M1')O/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^6T1E
M9FEN961"96YE9FET4&QA;D%M;W5N='-296-O9VYI>F5D26Y"86QA;F-E4VAE
M971=/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M/B0@*#8L.#$S*3QS
M<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6T^)"`H
M."PP-C0I/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@(#PO
M=&%B;&4^#0H@(#PO8F]D>3X-"CPO:'1M;#X-"@T*+2TM+2TM/5].97AT4&%R
M=%]F.3`V,V0R85\P,V4U7S0Y-#1?86(T.5\R,&4T,V1A-CEA.#8-"D-O;G1E
M;G0M3&]C871I;VXZ(&9I;&4Z+R\O0SHO9CDP-C-D,F%?,#-E-5\T.30T7V%B
M-#E?,C!E-#-D838Y83@V+U=O<FMS:&5E=',O4VAE970Q,#0N:'1M;`T*0V]N
M=&5N="U4<F%N<V9E<BU%;F-O9&EN9SH@<75O=&5D+7!R:6YT86)L90T*0V]N
M=&5N="U4>7!E.B!T97AT+VAT;6P[(&-H87)S970](G5S+6%S8VEI(@T*#0H\
M:'1M;#X-"B`@/&AE860^#0H@("`@/$U%5$$@:'1T<"UE<75I=CTS1$-O;G1E
M;G0M5'EP92!C;VYT96YT/3-$)W1E>'0O:'1M;#L@8VAA<G-E=#UU=&8M."<^
M/'-C<FEP="!T>7!E/3-$=&5X="]J879A<V-R:7!T('-R8STS1%-H;W<N:G,^
M+RH@1&\@3F]T(%)E;6]V92!4:&ES($-O;6UE;G0@*B\\+W-C<FEP=#X\+VAE
M860^#0H@(#QB;V1Y/@T*("`@(#QT86)L92!C;&%S<STS1')E<&]R="!I9#TS
M1$E$,$4T2T%#/@T*("`@("`@/'1R/@T*("`@("`@("`\=&@@8VQA<W,],T1T
M;"!C;VQS<&%N/3-$,2!R;W=S<&%N/3-$,3X\<W1R;VYG/D5M<&QO>65E($)E
M;F5F:70@4&QA;G,@*$1E=&%I;',@,3(I("A315)0+"!54T0@)"D\8G(^26X@
M5&AO=7-A;F1S+"!U;FQE<W,@;W1H97)W:7-E('-P96-I9FEE9#PO<W1R;VYG
M/CPO=&@^#0H@("`@("`@(#QT:"!C;&%S<STS1'1H/D1E8RX@,S$L(#(P,3(\
M8G(^/"]T:#X-"B`@("`@("`@/'1H(&-L87-S/3-$=&@^1&5C+B`S,2P@,C`Q
M,3QB<CX\+W1H/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')H
M/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^4T524#PO
M=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO
M=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO
M=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F\^#0H@("`@
M("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y.970@;&]S<SPO=&0^
M#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^)"`Q.3D\<W!A;CX\+W-P86X^
M/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XD(#$L.#@W/'-P86X^
M/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$
M<F4^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y0<FEO
M<B!S97)V:6-E(&-O<W0\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT
M/B9N8G-P.R9N8G-P.SQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@
M8VQA<W,],T1N=6UP/C$P,CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T
M<CX-"B`@("`@(#QT<B!C;&%S<STS1')O/@T*("`@("`@("`\=&0@8VQA<W,]
M,T1P;"!V86QI9VX],T1T;W`^06UO=6YT(')E8V]G;FEZ960@:6X@04]#22!B
M969O<F4@=&%X(&5F9F5C=#PO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU
M;7`^,3DY/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS
M1&YU;7`^,2PY.#D\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@
M("`@("`\='(@8VQA<W,],T1R93X-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@
M=F%L:6=N/3-$=&]P/E1A>"!B96YE9FET/"]T9#X-"B`@("`@("`@/'1D(&-L
M87-S/3-$;G5M/B@W.2D\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D
M(&-L87-S/3-$;G5M/B@W.#8I/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\
M+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F\^#0H@("`@("`@(#QT9"!C;&%S
M<STS1'!L('9A;&EG;CTS1'1O<#Y.970@86UO=6YT(')E8V]G;FEZ960@87,@
M<F5D=6-T:6]N('1O($%/0TD\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N
M=6UP/B0@,3(P/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S
M<STS1&YU;7`^)"`Q+#(P,SQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T
M<CX-"B`@("`\+W1A8FQE/@T*("`\+V)O9'D^#0H\+VAT;6P^#0H-"BTM+2TM
M+3U?3F5X=%!A<G1?9CDP-C-D,F%?,#-E-5\T.30T7V%B-#E?,C!E-#-D838Y
M83@V#0I#;VYT96YT+4QO8V%T:6]N.B!F:6QE.B\O+T,Z+V8Y,#8S9#)A7S`S
M935?-#DT-%]A8C0Y7S(P930S9&$V.6$X-B]7;W)K<VAE971S+U-H965T,3`U
M+FAT;6P-"D-O;G1E;G0M5')A;G-F97(M16YC;V1I;F<Z('%U;W1E9"UP<FEN
M=&%B;&4-"D-O;G1E;G0M5'EP93H@=&5X="]H=&UL.R!C:&%R<V5T/2)U<RUA
M<V-I:2(-"@T*/&AT;6P^#0H@(#QH96%D/@T*("`@(#Q-151!(&AT='`M97%U
M:78],T1#;VYT96YT+51Y<&4@8V]N=&5N=#TS1"=T97AT+VAT;6P[(&-H87)S
M970]=71F+3@G/CQS8W)I<'0@='EP93TS1'1E>'0O:F%V87-C<FEP="!S<F,]
M,T13:&]W+FIS/B\J($1O($YO="!296UO=F4@5&AI<R!#;VUM96YT("HO/"]S
M8W)I<'0^/"]H96%D/@T*("`\8F]D>3X-"B`@("`\=&%B;&4@8VQA<W,],T1R
M97!O<G0@:60],T1)1#!%34E!13X-"B`@("`@(#QT<CX-"B`@("`@("`@/'1H
M(&-L87-S/3-$=&P@8V]L<W!A;CTS1#$@<F]W<W!A;CTS1#(^/'-T<F]N9SY%
M;7!L;WEE92!"96YE9FET(%!L86YS("A$971A:6QS(#$S*2`H55-$("0I/&)R
M/DEN(%1H;W5S86YD<RP@=6YL97-S(&]T:&5R=VES92!S<&5C:69I960\+W-T
M<F]N9SX\+W1H/@T*("`@("`@("`\=&@@8VQA<W,],T1T:"!C;VQS<&%N/3-$
M,SXQ,B!-;VYT:',@16YD960\+W1H/@T*("`@("`@/"]T<CX-"B`@("`@(#QT
M<CX-"B`@("`@("`@/'1H(&-L87-S/3-$=&@^1&5C+B`S,2P@,C`Q,CQB<CX\
M+W1H/@T*("`@("`@("`\=&@@8VQA<W,],T1T:#Y$96,N(#,Q+"`R,#$Q/&)R
M/CPO=&@^#0H@("`@("`@(#QT:"!C;&%S<STS1'1H/D1E8RX@,S$L(#(P,3`\
M8G(^/"]T:#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R93X-
M"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/DYE="`H9V%I
M;BD@;&]S<R!A<FES:6YG(&1U<FEN9R!P97)I;V0\+W1D/@T*("`@("`@("`\
M=&0@8VQA<W,],T1N=6UP/B0@,3,L.3<U/'-P86X^/"]S<&%N/CPO=&0^#0H@
M("`@("`@(#QT9"!C;&%S<STS1&YU;3XD("@W+#<Y."D\<W!A;CX\+W-P86X^
M/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M/B0@*#(L,S`W*3QS<&%N
M/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS
M1')H/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^4T52
M4#PO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N
M/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N
M/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N
M/CPO=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F4^#0H@
M("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y!8V-U;75L871E
M9"!O=&AE<B!C;VUP<F5H96YS:79E(&QO<W,@870@8F5G:6YN:6YG(&]F(&9I
M<V-A;"!Y96%R/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XQ+#(P
M,SQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP
M/C$L,38U/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS
M1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@("`@
M/'1R(&-L87-S/3-$<F\^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG
M;CTS1'1O<#Y.970@*&=A:6XI(&QO<W,@87)I<VEN9R!D=7)I;F<@<&5R:6]D
M/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M/B@Q+#8X-RD\<W!A;CX\
M+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XY,SQS<&%N
M/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N
M/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS
M1')E/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^4')I
M;W(@<V5R=FEC92!C;W-T/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M
M/B@X,RD\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$
M=&5X=#XF;F)S<#LF;F)S<#L\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@
M/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO
M='(^#0H@("`@("`\='(@8VQA<W,],T1R;SX-"B`@("`@("`@/'1D(&-L87-S
M/3-$<&P@=F%L:6=N/3-$=&]P/D%M;W)T:7IA=&EO;B!O9B!U;G)E8V]G;FEZ
M960@86-T=6%R:6%L(&QO<W,\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T
M97AT/B9N8G-P.R9N8G-P.SQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\
M=&0@8VQA<W,],T1N=6T^*#$R*3QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@
M("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@
M/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')E/@T*("`@("`@("`\=&0@8VQA
M<W,],T1P;"!V86QI9VX],T1T;W`^06UO<G1I>F%T:6]N(&]F('!R:6]R('-E
M<G9I8V4@8V]S="!A;F0@=')A;G-I=&EO;B!O8FQI9V%T:6]N/"]T9#X-"B`@
M("`@("`@/'1D(&-L87-S/3-$;G5M/B@Q.2D\<W!A;CX\+W-P86X^/"]T9#X-
M"B`@("`@("`@/'1D(&-L87-S/3-$;G5M/B@Q.2D\<W!A;CX\+W-P86X^/"]T
M9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T
M9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R;SX-"B`@("`@
M("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/E1A>"!E>'!E;G-E("AB
M96YE9FET*2!O9B!C:&%N9V5S(&1U<FEN9R!T:&4@>65A<BP@;F5T/"]T9#X-
M"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XW,#8\<W!A;CX\+W-P86X^/"]T
M9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M/B@R-"D\<W!A;CX\+W-P86X^
M/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^
M/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R93X-"B`@
M("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/D%C8W5M=6QA=&5D
M(&]T:&5R(&-O;7!R96AE;G-I=F4@;&]S<R!A="!E;F0@;V8@9FES8V%L('EE
M87(\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP/B0@,3(P/'-P86X^
M/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^)"`Q+#(P
M,SQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT
M/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`\+W1A8FQE
M/@T*("`\+V)O9'D^#0H\+VAT;6P^#0H-"BTM+2TM+3U?3F5X=%!A<G1?9CDP
M-C-D,F%?,#-E-5\T.30T7V%B-#E?,C!E-#-D838Y83@V#0I#;VYT96YT+4QO
M8V%T:6]N.B!F:6QE.B\O+T,Z+V8Y,#8S9#)A7S`S935?-#DT-%]A8C0Y7S(P
M930S9&$V.6$X-B]7;W)K<VAE971S+U-H965T,3`V+FAT;6P-"D-O;G1E;G0M
M5')A;G-F97(M16YC;V1I;F<Z('%U;W1E9"UP<FEN=&%B;&4-"D-O;G1E;G0M
M5'EP93H@=&5X="]H=&UL.R!C:&%R<V5T/2)U<RUA<V-I:2(-"@T*/&AT;6P^
M#0H@(#QH96%D/@T*("`@(#Q-151!(&AT='`M97%U:78],T1#;VYT96YT+51Y
M<&4@8V]N=&5N=#TS1"=T97AT+VAT;6P[(&-H87)S970]=71F+3@G/CQS8W)I
M<'0@='EP93TS1'1E>'0O:F%V87-C<FEP="!S<F,],T13:&]W+FIS/B\J($1O
M($YO="!296UO=F4@5&AI<R!#;VUM96YT("HO/"]S8W)I<'0^/"]H96%D/@T*
M("`\8F]D>3X-"B`@("`\=&%B;&4@8VQA<W,],T1R97!O<G0@:60],T1)1#!%
M6$%!13X-"B`@("`@(#QT<CX-"B`@("`@("`@/'1H(&-L87-S/3-$=&P@8V]L
M<W!A;CTS1#$@<F]W<W!A;CTS1#(^/'-T<F]N9SY%;7!L;WEE92!"96YE9FET
M(%!L86YS("A$971A:6QS(#$T*2`H4T524"P@55-$("0I/&)R/DEN(%1H;W5S
M86YD<RP@=6YL97-S(&]T:&5R=VES92!S<&5C:69I960\+W-T<F]N9SX\+W1H
M/@T*("`@("`@("`\=&@@8VQA<W,],T1T:"!C;VQS<&%N/3-$,SXQ,B!-;VYT
M:',@16YD960\+W1H/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<CX-"B`@("`@
M("`@/'1H(&-L87-S/3-$=&@^1&5C+B`S,2P@,C`Q,CQB<CX\+W1H/@T*("`@
M("`@("`\=&@@8VQA<W,],T1T:#Y$96,N(#,Q+"`R,#$Q/&)R/CPO=&@^#0H@
M("`@("`@(#QT:"!C;&%S<STS1'1H/D1E8RX@,S$L(#(P,3`\8G(^/"]T:#X-
M"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R:#X-"B`@("`@("`@
M/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/E-%4E`\+W1D/@T*("`@("`@
M("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@
M("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@
M("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@
M/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')O/@T*("`@("`@("`\=&0@8VQA
M<W,],T1P;"!V86QI9VX],T1T;W`^4')E<&%I9"!P96YS:6]N(&-O<W0@87,@
M;V8@8F5G:6YN:6YG(&]F(&9I<V-A;"!Y96%R/"]T9#X-"B`@("`@("`@/'1D
M(&-L87-S/3-$;G5M/B0@*#8L,#<U*3QS<&%N/CPO<W!A;CX\+W1D/@T*("`@
M("`@("`\=&0@8VQA<W,],T1N=6T^)"`H-2PU,#<I/'-P86X^/"]S<&%N/CPO
M=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO
M=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F4^#0H@("`@
M("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y.970@<&5R:6]D:6,@
M<&5N<VEO;B!C;W-T(&9O<B!F:7-C86P@>65A<CPO=&0^#0H@("`@("`@(#QT
M9"!C;&%S<STS1&YU;3XH-C`R*3QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@
M("`\=&0@8VQA<W,],T1N=6T^*#8W,RD\<W!A;CX\+W-P86X^/"]T9#X-"B`@
M("`@("`@/'1D(&-L87-S/3-$;G5M/B@X.#4I/'-P86X^/"]S<&%N/CPO=&0^
M#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F\^#0H@("`@("`@
M(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y"96YE9FET<R!P86ED/"]T
M9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XQ-#8\<W!A;CX\+W-P86X^
M/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XQ,#4\<W!A;CX\+W-P
M86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XQ,#4\<W!A;CX\
M+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R
M93X-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/D5F9F5C
M="!O9B!C=7)T86EL;65N=#PO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU
M;3XH.#,I/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS
M1'1E>'0^)FYB<W`[)FYB<W`[/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@
M(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\
M+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F\^#0H@("`@("`@(#QT9"!C;&%S
M<STS1'!L('9A;&EG;CTS1'1O<#Y0<F5P86ED('!E;G-I;VX@87-S970@87,@
M;V8@96YD(&]F(&9I<V-A;"!Y96%R/"]T9#X-"B`@("`@("`@/'1D(&-L87-S
M/3-$;G5M/B0@*#8L-C$T*3QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\
M=&0@8VQA<W,],T1N=6T^)"`H-BPP-S4I/'-P86X^/"]S<&%N/CPO=&0^#0H@
M("`@("`@(#QT9"!C;&%S<STS1&YU;3XD("@U+#4P-RD\<W!A;CX\+W-P86X^
M/"]T9#X-"B`@("`@(#PO='(^#0H@("`@/"]T86)L93X-"B`@/"]B;V1Y/@T*
M/"]H=&UL/@T*#0HM+2TM+2T]7TYE>'1087)T7V8Y,#8S9#)A7S`S935?-#DT
M-%]A8C0Y7S(P930S9&$V.6$X-@T*0V]N=&5N="U,;V-A=&EO;CH@9FEL93HO
M+R]#.B]F.3`V,V0R85\P,V4U7S0Y-#1?86(T.5\R,&4T,V1A-CEA.#8O5V]R
M:W-H965T<R]3:&5E=#$P-RYH=&UL#0I#;VYT96YT+51R86YS9F5R+45N8V]D
M:6YG.B!Q=6]T960M<')I;G1A8FQE#0I#;VYT96YT+51Y<&4Z('1E>'0O:'1M
M;#L@8VAA<G-E=#TB=7,M87-C:6DB#0H-"CQH=&UL/@T*("`\:&5A9#X-"B`@
M("`\345402!H='1P+65Q=6EV/3-$0V]N=&5N="U4>7!E(&-O;G1E;G0],T0G
M=&5X="]H=&UL.R!C:&%R<V5T/75T9BTX)SX\<V-R:7!T('1Y<&4],T1T97AT
M+VIA=F%S8W)I<'0@<W)C/3-$4VAO=RYJ<SXO*B!$;R!.;W0@4F5M;W9E(%1H
M:7,@0V]M;65N="`J+SPO<V-R:7!T/CPO:&5A9#X-"B`@/&)O9'D^#0H@("`@
M/'1A8FQE(&-L87-S/3-$<F5P;W)T(&ED/3-$240P145/04,^#0H@("`@("`\
M='(^#0H@("`@("`@(#QT:"!C;&%S<STS1'1L(&-O;'-P86X],T0Q(')O=W-P
M86X],T0R/CQS=')O;F<^16UP;&]Y964@0F5N969I="!0;&%N<R`H1&5T86EL
M<R`Q-2D@*%-%4E`L(%531"`D*3QB<CY);B!4:&]U<V%N9',L('5N;&5S<R!O
M=&AE<G=I<V4@<W!E8VEF:65D/"]S=')O;F<^/"]T:#X-"B`@("`@("`@/'1H
M(&-L87-S/3-$=&@@8V]L<W!A;CTS1#,^,3(@36]N=&AS($5N9&5D/"]T:#X-
M"B`@("`@(#PO='(^#0H@("`@("`\='(^#0H@("`@("`@(#QT:"!C;&%S<STS
M1'1H/D1E8RX@,S$L(#(P,3(\8G(^/"]T:#X-"B`@("`@("`@/'1H(&-L87-S
M/3-$=&@^1&5C+B`S,2P@,C`Q,3QB<CX\+W1H/@T*("`@("`@("`\=&@@8VQA
M<W,],T1T:#Y$96,N(#,Q+"`R,#$P/&)R/CPO=&@^#0H@("`@("`\+W1R/@T*
M("`@("`@/'1R(&-L87-S/3-$<F@^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L
M('9A;&EG;CTS1'1O<#Y315)0/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$
M=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$
M=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$
M=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\
M='(@8VQA<W,],T1R;SX-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N
M/3-$=&]P/E-E<G9I8V4@8V]S="`M(&)E;F5F:71S(&5A<FYE9"!D=7)I;F<@
M=&AE('!E<FEO9#PO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^)"`S
M,#,\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M
M<#XD(#(Y,CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,]
M,T1N=6UP/B0@-#`X/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*
M("`@("`@/'1R(&-L87-S/3-$<F4^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L
M('9A;&EG;CTS1'1O<#Y);G1E<F5S="!C;W-T(&]N('!R;VIE8W1E9"!B96YE
M9FET(&]B;&EG871I;VX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP
M/C(X,#QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N
M=6UP/C,U,3QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,]
M,T1N=6UP/C,W-SQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@
M("`@(#QT<B!C;&%S<STS1')O/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V
M86QI9VX],T1T;W`^3F5T(&%M;W)T:7IA=&EO;B!A;F0@9&5F97)R86P\+W1D
M/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP/C$Y/'-P86X^/"]S<&%N/CPO
M=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^,S`\<W!A;CX\+W-P86X^
M/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XQ,#`\<W!A;CX\+W-P
M86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R93X-
M"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/DYE="!P97)I
M;V1I8R!P96YS:6]N(&-O<W0\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N
M=6UP/B0@-C`R/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S
M<STS1&YU;7`^)"`V-S,\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D
M(&-L87-S/3-$;G5M<#XD(#@X-3QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@
M/"]T<CX-"B`@("`\+W1A8FQE/@T*("`\+V)O9'D^#0H\+VAT;6P^#0H-"BTM
M+2TM+3U?3F5X=%!A<G1?9CDP-C-D,F%?,#-E-5\T.30T7V%B-#E?,C!E-#-D
M838Y83@V#0I#;VYT96YT+4QO8V%T:6]N.B!F:6QE.B\O+T,Z+V8Y,#8S9#)A
M7S`S935?-#DT-%]A8C0Y7S(P930S9&$V.6$X-B]7;W)K<VAE971S+U-H965T
M,3`X+FAT;6P-"D-O;G1E;G0M5')A;G-F97(M16YC;V1I;F<Z('%U;W1E9"UP
M<FEN=&%B;&4-"D-O;G1E;G0M5'EP93H@=&5X="]H=&UL.R!C:&%R<V5T/2)U
M<RUA<V-I:2(-"@T*/&AT;6P^#0H@(#QH96%D/@T*("`@(#Q-151!(&AT='`M
M97%U:78],T1#;VYT96YT+51Y<&4@8V]N=&5N=#TS1"=T97AT+VAT;6P[(&-H
M87)S970]=71F+3@G/CQS8W)I<'0@='EP93TS1'1E>'0O:F%V87-C<FEP="!S
M<F,],T13:&]W+FIS/B\J($1O($YO="!296UO=F4@5&AI<R!#;VUM96YT("HO
M/"]S8W)I<'0^/"]H96%D/@T*("`\8F]D>3X-"B`@("`\=&%B;&4@8VQA<W,]
M,T1R97!O<G0@:60],T1)1#!%0TA!0SX-"B`@("`@(#QT<CX-"B`@("`@("`@
M/'1H(&-L87-S/3-$=&P@8V]L<W!A;CTS1#$@<F]W<W!A;CTS1#$^/'-T<F]N
M9SY%;7!L;WEE92!"96YE9FET(%!L86YS("A$971A:6QS(#$V*2`H4T524"P@
M55-$("0I/&)R/DEN(%1H;W5S86YD<RP@=6YL97-S(&]T:&5R=VES92!S<&5C
M:69I960\+W-T<F]N9SX\+W1H/@T*("`@("`@("`\=&@@8VQA<W,],T1T:#Y$
M96,N(#,Q+"`R,#$R/&)R/CPO=&@^#0H@("`@("`\+W1R/@T*("`@("`@/'1R
M(&-L87-S/3-$<F@^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS
M1'1O<#Y315)0/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A
M;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,]
M,T1R;SX-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/EEE
M87(@96YD:6YG($1E8V5M8F5R(#,Q+"`R,#$S/"]T9#X-"B`@("`@("`@/'1D
M(&-L87-S/3-$;G5M<#XD(#(Q-3QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@
M/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')E/@T*("`@("`@("`\=&0@8VQA
M<W,],T1P;"!V86QI9VX],T1T;W`^665A<B!E;F1I;F<@1&5C96UB97(@,S$L
M(#(P,30\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP/C(R,#QS<&%N
M/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS
M1')O/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^665A
M<B!E;F1I;F<@1&5C96UB97(@,S$L(#(P,34\+W1D/@T*("`@("`@("`\=&0@
M8VQA<W,],T1N=6UP/C(V,SQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T
M<CX-"B`@("`@(#QT<B!C;&%S<STS1')E/@T*("`@("`@("`\=&0@8VQA<W,]
M,T1P;"!V86QI9VX],T1T;W`^665A<B!E;F1I;F<@1&5C96UB97(@,S$L(#(P
M,38\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP/C,S,#QS<&%N/CPO
M<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')O
M/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^665A<B!E
M;F1I;F<@1&5C96UB97(@,S$L(#(P,3<\+W1D/@T*("`@("`@("`\=&0@8VQA
M<W,],T1N=6UP/C,U-SQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-
M"B`@("`@(#QT<B!C;&%S<STS1')E/@T*("`@("`@("`\=&0@8VQA<W,],T1P
M;"!V86QI9VX],T1T;W`^665A<G,@96YD:6YG($1E8V5M8F5R(#,Q+"`R,#$X
M+3(P,C(\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP/B0@,BPS,#D\
M<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@/"]T86)L93X-
M"B`@/"]B;V1Y/@T*/"]H=&UL/@T*#0HM+2TM+2T]7TYE>'1087)T7V8Y,#8S
M9#)A7S`S935?-#DT-%]A8C0Y7S(P930S9&$V.6$X-@T*0V]N=&5N="U,;V-A
M=&EO;CH@9FEL93HO+R]#.B]F.3`V,V0R85\P,V4U7S0Y-#1?86(T.5\R,&4T
M,V1A-CEA.#8O5V]R:W-H965T<R]3:&5E=#$P.2YH=&UL#0I#;VYT96YT+51R
M86YS9F5R+45N8V]D:6YG.B!Q=6]T960M<')I;G1A8FQE#0I#;VYT96YT+51Y
M<&4Z('1E>'0O:'1M;#L@8VAA<G-E=#TB=7,M87-C:6DB#0H-"CQH=&UL/@T*
M("`\:&5A9#X-"B`@("`\345402!H='1P+65Q=6EV/3-$0V]N=&5N="U4>7!E
M(&-O;G1E;G0],T0G=&5X="]H=&UL.R!C:&%R<V5T/75T9BTX)SX\<V-R:7!T
M('1Y<&4],T1T97AT+VIA=F%S8W)I<'0@<W)C/3-$4VAO=RYJ<SXO*B!$;R!.
M;W0@4F5M;W9E(%1H:7,@0V]M;65N="`J+SPO<V-R:7!T/CPO:&5A9#X-"B`@
M/&)O9'D^#0H@("`@/'1A8FQE(&-L87-S/3-$<F5P;W)T(&ED/3-$240P14U.
M044^#0H@("`@("`\='(^#0H@("`@("`@(#QT:"!C;&%S<STS1'1L(&-O;'-P
M86X],T0Q(')O=W-P86X],T0R/CQS=')O;F<^16UP;&]Y964@0F5N969I="!0
M;&%N<R`H1&5T86EL<R`Q-RD\8G(^/"]S=')O;F<^/"]T:#X-"B`@("`@("`@
M/'1H(&-L87-S/3-$=&@@8V]L<W!A;CTS1#,^,3(@36]N=&AS($5N9&5D/"]T
M:#X-"B`@("`@(#PO='(^#0H@("`@("`\='(^#0H@("`@("`@(#QT:"!C;&%S
M<STS1'1H/D1E8RX@,S$L(#(P,3(\8G(^/"]T:#X-"B`@("`@("`@/'1H(&-L
M87-S/3-$=&@^1&5C+B`S,2P@,C`Q,3QB<CX\+W1H/@T*("`@("`@("`\=&@@
M8VQA<W,],T1T:#Y$96,N(#,Q+"`R,#$P/&)R/CPO=&@^#0H@("`@("`\+W1R
M/@T*("`@("`@/'1R(&-L87-S/3-$<F@^#0H@("`@("`@(#QT9"!C;&%S<STS
M1'!L('9A;&EG;CTS1'1O<#Y096YS:6]N(%!L86X\+W1D/@T*("`@("`@("`\
M=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\
M=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\
M=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T
M<CX-"B`@("`@(#QT<B!C;&%S<STS1')O/@T*("`@("`@("`\=&0@8VQA<W,]
M,T1P;"!V86QI9VX],T1T;W`^1&ES8V]U;G0@<F%T92!U<V5D('1O(&1E=&5R
M;6EN92!N970@<&5R:6]D:6,@<&5N<VEO;B!C;W-T/"]T9#X-"B`@("`@("`@
M/'1D(&-L87-S/3-$;G5M<#XT+C,Y)3QS<&%N/CPO<W!A;CX\+W1D/@T*("`@
M("`@("`\=&0@8VQA<W,],T1N=6UP/C4N-3DE/'-P86X^/"]S<&%N/CPO=&0^
M#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^-BXP,"4\<W!A;CX\+W-P86X^
M/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R93X-"B`@
M("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/D1I<V-O=6YT(')A
M=&4@=7-E9"!T;R!C86QC=6QA=&4@96YD(&]F('EE87(@;&EA8FEL:71Y(&1I
M<V-L;W-U<F5S/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XS+CDW
M)3QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP
M/C0N,SDE/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS
M1&YU;7`^-2XU.24\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@
M("`@("`\='(@8VQA<W,],T1R;SX-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@
M=F%L:6=N/3-$=&]P/D5X<&5C=&5D(&QO;F<M=&5R;2!R871E(&]F(')E='5R
M;B!O;B!A<W-E=',\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP/C<N
M-S4E/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU
M;7`^-RXW-24\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S
M/3-$;G5M<#XW+C<U)3QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-
M"B`@("`@(#QT<B!C;&%S<STS1')E/@T*("`@("`@("`\=&0@8VQA<W,],T1P
M;"!V86QI9VX],T1T;W`^4F%T92!O9B!C;VUP96YS871I;VX@:6YC<F5A<V4\
M+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP/C,N-3`E/'-P86X^/"]S
M<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^-2XP,"4\<W!A
M;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XU+C`P
M)3QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C
M;&%S<STS1')H/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T
M;W`^4T524#PO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^
M/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^
M/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^
M/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$
M<F4^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y$:7-C
M;W5N="!R871E('5S960@=&\@9&5T97)M:6YE(&YE="!P97)I;V1I8R!P96YS
M:6]N(&-O<W0\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP/C0N,SDE
M/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^
M-2XU.24\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$
M;G5M<#XV+C`P)3QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@
M("`@(#QT<B!C;&%S<STS1')O/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V
M86QI9VX],T1T;W`^1&ES8V]U;G0@<F%T92!U<V5D('1O(&-A;&-U;&%T92!E
M;F0@;V8@>65A<B!L:6%B:6QI='D@9&ES8VQO<W5R97,\+W1D/@T*("`@("`@
M("`\=&0@8VQA<W,],T1N=6UP/C,N.3<E/'-P86X^/"]S<&%N/CPO=&0^#0H@
M("`@("`@(#QT9"!C;&%S<STS1&YU;7`^-"XS.24\<W!A;CX\+W-P86X^/"]T
M9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XU+C4Y)3QS<&%N/CPO<W!A
M;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')E/@T*
M("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^17AP96-T960@
M;&]N9RUT97)M(')A=&4@;V8@<F5T=7)N(&]N(&%S<V5T<SPO=&0^#0H@("`@
M("`@(#QT9"!C;&%S<STS1'1E>'0^)FYB<W`[)FYB<W`[/'-P86X^/"]S<&%N
M/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^)FYB<W`[)FYB<W`[
M/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^
M)FYB<W`[)FYB<W`[/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*
M("`@("`@/'1R(&-L87-S/3-$<F\^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L
M('9A;&EG;CTS1'1O<#Y2871E(&]F(&-O;7!E;G-A=&EO;B!I;F-R96%S93PO
M=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^,RXU,"4\<W!A;CX\+W-P
M86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XU+C`P)3QS<&%N
M/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP/C4N,#`E
M/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@(#PO=&%B;&4^
M#0H@(#PO8F]D>3X-"CPO:'1M;#X-"@T*+2TM+2TM/5].97AT4&%R=%]F.3`V
M,V0R85\P,V4U7S0Y-#1?86(T.5\R,&4T,V1A-CEA.#8-"D-O;G1E;G0M3&]C
M871I;VXZ(&9I;&4Z+R\O0SHO9CDP-C-D,F%?,#-E-5\T.30T7V%B-#E?,C!E
M-#-D838Y83@V+U=O<FMS:&5E=',O4VAE970Q,3`N:'1M;`T*0V]N=&5N="U4
M<F%N<V9E<BU%;F-O9&EN9SH@<75O=&5D+7!R:6YT86)L90T*0V]N=&5N="U4
M>7!E.B!T97AT+VAT;6P[(&-H87)S970](G5S+6%S8VEI(@T*#0H\:'1M;#X-
M"B`@/&AE860^#0H@("`@/$U%5$$@:'1T<"UE<75I=CTS1$-O;G1E;G0M5'EP
M92!C;VYT96YT/3-$)W1E>'0O:'1M;#L@8VAA<G-E=#UU=&8M."<^/'-C<FEP
M="!T>7!E/3-$=&5X="]J879A<V-R:7!T('-R8STS1%-H;W<N:G,^+RH@1&\@
M3F]T(%)E;6]V92!4:&ES($-O;6UE;G0@*B\\+W-C<FEP=#X\+VAE860^#0H@
M(#QB;V1Y/@T*("`@(#QT86)L92!C;&%S<STS1')E<&]R="!I9#TS1$E$,$4Q
M3T%%/@T*("`@("`@/'1R/@T*("`@("`@("`\=&@@8VQA<W,],T1T;"!C;VQS
M<&%N/3-$,2!R;W=S<&%N/3-$,3X\<W1R;VYG/D-O;6UI=&UE;G1S+"!#;VYT
M:6YG96YC:65S+"!A;F0@0V]N8V5N=')A=&EO;G,@;V8@0W)E9&ET(%)I<VL@
M*$1E=&%I;',@3F%R<F%T:79E*2`H55-$("0I/&)R/DEN(%1H;W5S86YD<RP@
M=6YL97-S(&]T:&5R=VES92!S<&5C:69I960\+W-T<F]N9SX\+W1H/@T*("`@
M("`@("`\=&@@8VQA<W,],T1T:#Y$96,N(#,Q+"`R,#$R/&)R/CPO=&@^#0H@
M("`@("`@(#QT:"!C;&%S<STS1'1H/D1E8RX@,S$L(#(P,3$\8G(^/"]T:#X-
M"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R93X-"B`@("`@("`@
M/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/D)A;FL@4W1A;F1B>2!,971T
M97)S(&]F(&-R961I=#PO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^
M)"`Q,BPX,#`\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S
M/3-$;G5M<#XD(#<L,3`P/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R
M/@T*("`@("`@/'1R(&-L87-S/3-$<F\^#0H@("`@("`@(#QT9"!C;&%S<STS
M1'!L('9A;&EG;CTS1'1O<#Y-87)K971A8FQE('-E8W5R:71I97,@=&\@86YY
M(&]N92!I<W-U97(@;W(@9W5A<F%N=&]R+"!T:')E<VAO;&0\+W1D/@T*("`@
M("`@("`\=&0@8VQA<W,],T1N=6UP/C(L,#`P/'-P86X^/"]S<&%N/CPO=&0^
M#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^
M#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F4^#0H@("`@("`@
M(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y$97!O<VET<SPO=&0^#0H@
M("`@("`@(#QT9"!C;&%S<STS1&YU;7`^,BPX,C$L,S8P/'-P86X^/"]S<&%N
M/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^,BPW-34L,#,W/'-P
M86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S
M/3-$<F\^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y&
M1$E#+6EN<W5R960L(&%M;W5N=#PO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS
M1&YU;7`^,C4P/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S
M<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@
M("`@/'1R(&-L87-S/3-$<F@^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A
M;&EG;CTS1'1O<#Y&961E<F%L($AO;64@3&]A;B!"86YK(&]F($%T;&%N=&$\
M+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\
M+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\
M+W1D/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')O/@T*("`@
M("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^1&5P;W-I=',\+W1D
M/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP/C0L.3`P/'-P86X^/"]S<&%N
M/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N
M/CPO=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F@^#0H@
M("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y&961E<F%L(%)E
M<V5R=F4@0F%N:SPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P
M86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P
M86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S
M/3-$<F\^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y$
M97!O<VET<SPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^,3,S+#@P
M,#QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT
M/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C
M;&%S<STS1')H/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T
M;W`^0F%N:R!O9B!!;65R:6-A/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$
M=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$
M=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\
M='(@8VQA<W,],T1R;SX-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N
M/3-$=&]P/D1E<&]S:71S/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M
M<#XV-2PU,#`\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S
M/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@
M("`\='(@8VQA<W,],T1R:#X-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L
M:6=N/3-$=&]P/D)")F%M<#M4/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$
M=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$
M=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\
M='(@8VQA<W,],T1R;SX-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N
M/3-$=&]P/D1E<&]S:71S/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M
M<#XD(#4L,#`P/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S
M<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@
M(#PO=&%B;&4^#0H@(#PO8F]D>3X-"CPO:'1M;#X-"@T*+2TM+2TM/5].97AT
M4&%R=%]F.3`V,V0R85\P,V4U7S0Y-#1?86(T.5\R,&4T,V1A-CEA.#8-"D-O
M;G1E;G0M3&]C871I;VXZ(&9I;&4Z+R\O0SHO9CDP-C-D,F%?,#-E-5\T.30T
M7V%B-#E?,C!E-#-D838Y83@V+U=O<FMS:&5E=',O4VAE970Q,3$N:'1M;`T*
M0V]N=&5N="U4<F%N<V9E<BU%;F-O9&EN9SH@<75O=&5D+7!R:6YT86)L90T*
M0V]N=&5N="U4>7!E.B!T97AT+VAT;6P[(&-H87)S970](G5S+6%S8VEI(@T*
M#0H\:'1M;#X-"B`@/&AE860^#0H@("`@/$U%5$$@:'1T<"UE<75I=CTS1$-O
M;G1E;G0M5'EP92!C;VYT96YT/3-$)W1E>'0O:'1M;#L@8VAA<G-E=#UU=&8M
M."<^/'-C<FEP="!T>7!E/3-$=&5X="]J879A<V-R:7!T('-R8STS1%-H;W<N
M:G,^+RH@1&\@3F]T(%)E;6]V92!4:&ES($-O;6UE;G0@*B\\+W-C<FEP=#X\
M+VAE860^#0H@(#QB;V1Y/@T*("`@(#QT86)L92!C;&%S<STS1')E<&]R="!I
M9#TS1$E$,$524$%#/@T*("`@("`@/'1R/@T*("`@("`@("`\=&@@8VQA<W,]
M,T1T;"!C;VQS<&%N/3-$,2!R;W=S<&%N/3-$,3X\<W1R;VYG/D-O;6UI=&UE
M;G1S+"!#;VYT:6YG96YC:65S+"!A;F0@0V]N8V5N=')A=&EO;G,@;V8@0W)E
M9&ET(%)I<VL@*$1E=&%I;',I("A54T0@)"D\8G(^26X@5&AO=7-A;F1S+"!U
M;FQE<W,@;W1H97)W:7-E('-P96-I9FEE9#PO<W1R;VYG/CPO=&@^#0H@("`@
M("`@(#QT:"!C;&%S<STS1'1H/D1E8RX@,S$L(#(P,3(\8G(^/"]T:#X-"B`@
M("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R93X-"B`@("`@("`@/'1D
M(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/D]U='-T86YD:6YG(&-L;W-E9"UE
M;F0@;&]A;B!C;VUM:71M96YT<SPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS
M1&YU;7`^)"`S,C0\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@
M("`@("`\='(@8VQA<W,],T1R;SX-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@
M=F%L:6=N/3-$=&]P/E5N9G5N9&5D(&-O;6UI=&UE;G1S(&]N(')E=F]L=FEN
M9R!L:6YE<R!O9B!C<F5D:70L(&-R961I="!C87)D<R!A;F0@:&]M92!E<75I
M='D@;&]A;G,\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP/C(Q-SQS
M<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S
M<STS1')E/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^
M0V]M;6ET;65N=',L('1O=&%L/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$
M;G5M<#XU-#$\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@
M("`\='(@8VQA<W,],T1R:#X-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L
M:6=N/3-$=&]P/D9I>&5D(%)A=&4\+W1D/@T*("`@("`@("`\=&0@8VQA<W,]
M,T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@
M(#QT<B!C;&%S<STS1')E/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI
M9VX],T1T;W`^3W5T<W1A;F1I;F<@8VQO<V5D+65N9"!L;V%N(&-O;6UI=&UE
M;G1S/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XV-CQS<&%N/CPO
M<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')O
M/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^56YF=6YD
M960@8V]M;6ET;65N=',@;VX@<F5V;VQV:6YG(&QI;F5S(&]F(&-R961I="P@
M8W)E9&ET(&-A<F1S(&%N9"!H;VUE(&5Q=6ET>2!L;V%N<SPO=&0^#0H@("`@
M("`@(#QT9"!C;&%S<STS1&YU;7`^,S,\<W!A;CX\+W-P86X^/"]T9#X-"B`@
M("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R93X-"B`@("`@("`@/'1D
M(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/D-O;6UI=&UE;G1S+"!T;W1A;#PO
M=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^.3D\<W!A;CX\+W-P86X^
M/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R:#X-"B`@
M("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/E9A<FEA8FQE(%)A
M=&4\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A
M;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')E/@T*
M("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^3W5T<W1A;F1I
M;F<@8VQO<V5D+65N9"!L;V%N(&-O;6UI=&UE;G1S/"]T9#X-"B`@("`@("`@
M/'1D(&-L87-S/3-$;G5M<#XR-3@\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@
M(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R;SX-"B`@("`@("`@/'1D(&-L
M87-S/3-$<&P@=F%L:6=N/3-$=&]P/E5N9G5N9&5D(&-O;6UI=&UE;G1S(&]N
M(')E=F]L=FEN9R!L:6YE<R!O9B!C<F5D:70L(&-R961I="!C87)D<R!A;F0@
M:&]M92!E<75I='D@;&]A;G,\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N
M=6UP/C$X-#QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@
M(#QT<B!C;&%S<STS1')E/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI
M9VX],T1T;W`^0V]M;6ET;65N=',L('1O=&%L/"]T9#X-"B`@("`@("`@/'1D
M(&-L87-S/3-$;G5M<#XD(#0T,CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@
M/"]T<CX-"B`@("`\+W1A8FQE/@T*("`\+V)O9'D^#0H\+VAT;6P^#0H-"BTM
M+2TM+3U?3F5X=%!A<G1?9CDP-C-D,F%?,#-E-5\T.30T7V%B-#E?,C!E-#-D
M838Y83@V#0I#;VYT96YT+4QO8V%T:6]N.B!F:6QE.B\O+T,Z+V8Y,#8S9#)A
M7S`S935?-#DT-%]A8C0Y7S(P930S9&$V.6$X-B]7;W)K<VAE971S+U-H965T
M,3$R+FAT;6P-"D-O;G1E;G0M5')A;G-F97(M16YC;V1I;F<Z('%U;W1E9"UP
M<FEN=&%B;&4-"D-O;G1E;G0M5'EP93H@=&5X="]H=&UL.R!C:&%R<V5T/2)U
M<RUA<V-I:2(-"@T*/&AT;6P^#0H@(#QH96%D/@T*("`@(#Q-151!(&AT='`M
M97%U:78],T1#;VYT96YT+51Y<&4@8V]N=&5N=#TS1"=T97AT+VAT;6P[(&-H
M87)S970]=71F+3@G/CQS8W)I<'0@='EP93TS1'1E>'0O:F%V87-C<FEP="!S
M<F,],T13:&]W+FIS/B\J($1O($YO="!296UO=F4@5&AI<R!#;VUM96YT("HO
M/"]S8W)I<'0^/"]H96%D/@T*("`\8F]D>3X-"B`@("`\=&%B;&4@8VQA<W,]
M,T1R97!O<G0@:60],T1)1#!%4#1!1SX-"B`@("`@(#QT<CX-"B`@("`@("`@
M/'1H(&-L87-S/3-$=&P@8V]L<W!A;CTS1#$@<F]W<W!A;CTS1#$^/'-T<F]N
M9SY#;VUM:71M96YT<RP@0V]N=&EN9V5N8VEE<RP@86YD($-O;F-E;G1R871I
M;VYS(&]F($-R961I="!2:7-K("A$971A:6QS(#$I("A54T0@)"D\8G(^26X@
M5&AO=7-A;F1S+"!U;FQE<W,@;W1H97)W:7-E('-P96-I9FEE9#PO<W1R;VYG
M/CPO=&@^#0H@("`@("`@(#QT:"!C;&%S<STS1'1H/D1E8RX@,S$L(#(P,3(\
M8G(^/"]T:#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R:#X-
M"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/D=I;FYI92!-
M864@+2!M;W)T9V%G92UB86-K960@<V5C=7)I=&EE<SPO=&0^#0H@("`@("`@
M(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\
M+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F\^#0H@("`@("`@(#QT9"!C;&%S
M<STS1'!L('9A;&EG;CTS1'1O<#Y!;6]R=&EZ960@8V]S="P@079A:6QA8FQE
M(&9O<B!S86QE(&%N9"!H96QD('1O(&UA='5R:71Y/"]T9#X-"B`@("`@("`@
M/'1D(&-L87-S/3-$;G5M<#XD(#@S+#DU,#QS<&%N/CPO<W!A;CX\+W1D/@T*
M("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')E/@T*("`@("`@("`\
M=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^1F%I<B!V86QU92P@079A:6QA
M8FQE(&9O<B!S86QE(&%N9"!H96QD('1O(&UA='5R:71Y/"]T9#X-"B`@("`@
M("`@/'1D(&-L87-S/3-$;G5M<#XX-BPS-3,\<W!A;CX\+W-P86X^/"]T9#X-
M"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R:#X-"B`@("`@("`@
M/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/E-M86QL($)U<VEN97-S($%D
M;6EN:7-T<F%T:6]N/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\
M<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA
M<W,],T1R93X-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P
M/D%M;W)T:7IE9"!C;W-T+"!!=F%I;&%B;&4@9F]R('-A;&4@86YD(&AE;&0@
M=&\@;6%T=7)I='D\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP/C4U
M+#`S-#QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@(#QT
M<B!C;&%S<STS1')O/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX]
M,T1T;W`^1F%I<B!V86QU92P@079A:6QA8FQE(&9O<B!S86QE(&%N9"!H96QD
M('1O(&UA='5R:71Y/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XU
M-2PW,3`\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\
M='(@8VQA<W,],T1R:#X-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N
M/3-$=&]P/D9E9&5R86P@2&]M92!,;V%N($)A;FL@4WES=&5M("T@8F]N9',\
M+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\
M+W1D/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')O/@T*("`@
M("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^06UO<G1I>F5D(&-O
M<W0L($%V86EL86)L92!F;W(@<V%L92!A;F0@:&5L9"!T;R!M871U<FET>3PO
M=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^.2PP,#`\<W!A;CX\+W-P
M86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R93X-
M"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/D9A:7(@=F%L
M=64L($%V86EL86)L92!F;W(@<V%L92!A;F0@:&5L9"!T;R!M871U<FET>3PO
M=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^.2PP.#@\<W!A;CX\+W-P
M86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R:#X-
M"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/D9E9&5R86P@
M2&]M92!,;V%N($)A;FL@;V8@071L86YT82`M(&-O;6UO;B!S=&]C:SPO=&0^
M#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^
M#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F4^#0H@("`@("`@
M(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y!;6]R=&EZ960@8V]S="P@
M079A:6QA8FQE(&9O<B!S86QE(&%N9"!H96QD('1O(&UA='5R:71Y/"]T9#X-
M"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XT+#DS-#QS<&%N/CPO<W!A;CX\
M+W1D/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')O/@T*("`@
M("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^1F%I<B!V86QU92P@
M079A:6QA8FQE(&9O<B!S86QE(&%N9"!H96QD('1O(&UA='5R:71Y/"]T9#X-
M"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XT+#DS-#QS<&%N/CPO<W!A;CX\
M+W1D/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')H/@T*("`@
M("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^0W)A=F5N($-O=6YT
M>2P@3F]R=&@@0V%R;VQI;F$@;75N:6-I<&%L(&)O;F0\+W1D/@T*("`@("`@
M("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@
M/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')O/@T*("`@("`@("`\=&0@8VQA
M<W,],T1P;"!V86QI9VX],T1T;W`^06UO<G1I>F5D(&-O<W0L($%V86EL86)L
M92!F;W(@<V%L92!A;F0@:&5L9"!T;R!M871U<FET>3PO=&0^#0H@("`@("`@
M(#QT9"!C;&%S<STS1&YU;7`^,RPV-#,\<W!A;CX\+W-P86X^/"]T9#X-"B`@
M("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R93X-"B`@("`@("`@/'1D
M(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/D9A:7(@=F%L=64L($%V86EL86)L
M92!F;W(@<V%L92!A;F0@:&5L9"!T;R!M871U<FET>3PO=&0^#0H@("`@("`@
M(#QT9"!C;&%S<STS1&YU;7`^-"PP,CD\<W!A;CX\+W-P86X^/"]T9#X-"B`@
M("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R:#X-"B`@("`@("`@/'1D
M(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/D9I<G-T($-I=&EZ96YS($)A;F-O
M<G`@*%-O=71H($-A<F]L:6YA*2#"EB!B;VYD("\@=')U<W0@<')E9F5R<F5D
M('-E8W5R:71I97,\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS
M<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S
M<STS1')E/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^
M06UO<G1I>F5D(&-O<W0L($%V86EL86)L92!F;W(@<V%L92!A;F0@:&5L9"!T
M;R!M871U<FET>3PO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^,RPY
M.3@\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@
M8VQA<W,],T1R;SX-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$
M=&]P/D9A:7(@=F%L=64L($%V86EL86)L92!F;W(@<V%L92!A;F0@:&5L9"!T
M;R!M871U<FET>3PO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^,RPX
M,3,\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@
M8VQA<W,],T1R:#X-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$
M=&]P/D9A;FYI92!-864@+2!M;W)T9V%G92UB86-K960@<V5C=7)I=&EE<R!A
M;F0@8V]L;&%T97)A;&EZ960@;6]R=&=A9V4@;V)L:6=A=&EO;G,\+W1D/@T*
M("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*
M("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')O/@T*("`@("`@("`\
M=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^06UO<G1I>F5D(&-O<W0L($%V
M86EL86)L92!F;W(@<V%L92!A;F0@:&5L9"!T;R!M871U<FET>3PO=&0^#0H@
M("`@("`@(#QT9"!C;&%S<STS1&YU;7`^,RPW,#$\<W!A;CX\+W-P86X^/"]T
M9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R93X-"B`@("`@
M("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/D9A:7(@=F%L=64L($%V
M86EL86)L92!F;W(@<V%L92!A;F0@:&5L9"!T;R!M871U<FET>3PO=&0^#0H@
M("`@("`@(#QT9"!C;&%S<STS1&YU;7`^,RPY.#<\<W!A;CX\+W-P86X^/"]T
M9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R:#X-"B`@("`@
M("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/E-P87)T86YB=7)G+"!3
M;W5T:"!#87)O;&EN82!386YI=&%R>2!397=E<B!$:7-T<FEC="!M=6YI8VEP
M86P@8F]N9#PO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^
M/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$
M<F4^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y!;6]R
M=&EZ960@8V]S="P@079A:6QA8FQE(&9O<B!S86QE(&%N9"!H96QD('1O(&UA
M='5R:71Y/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XS+#(Y,SQS
M<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S
M<STS1')O/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^
M1F%I<B!V86QU92P@079A:6QA8FQE(&9O<B!S86QE(&%N9"!H96QD('1O(&UA
M='5R:71Y/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XS+#8V,CQS
M<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S
M<STS1')H/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^
M4FEC:&UO;F0@0V]U;G1Y+"!.;W)T:"!#87)O;&EN82!M=6YI8VEP86P@8F]N
M9#PO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N
M/CPO=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F\^#0H@
M("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y!;6]R=&EZ960@
M8V]S="P@079A:6QA8FQE(&9O<B!S86QE(&%N9"!H96QD('1O(&UA='5R:71Y
M/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XR+#8P.#QS<&%N/CPO
M<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')E
M/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^1F%I<B!V
M86QU92P@079A:6QA8FQE(&9O<B!S86QE(&%N9"!H96QD('1O(&UA='5R:71Y
M/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XR+#@V,#QS<&%N/CPO
M<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')H
M/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^1F5D97)A
M;"!&87)M($-R961I="!B;VYD<SPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS
M1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@("`@
M/'1R(&-L87-S/3-$<F4^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG
M;CTS1'1O<#Y!;6]R=&EZ960@8V]S="P@079A:6QA8FQE(&9O<B!S86QE(&%N
M9"!H96QD('1O(&UA='5R:71Y/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$
M;G5M<#XR+#4P,#QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@
M("`@(#QT<B!C;&%S<STS1')O/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V
M86QI9VX],T1T;W`^1F%I<B!V86QU92P@079A:6QA8FQE(&9O<B!S86QE(&%N
M9"!H96QD('1O(&UA='5R:71Y/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$
M;G5M<#XR+#4P.#QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@
M("`@(#QT<B!C;&%S<STS1')H/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V
M86QI9VX],T1T;W`^4V]U=&@@0V%R;VQI;F$@4W1A=&4@;75N:6-I<&%L(&)O
M;F0\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A
M;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')O/@T*
M("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^06UO<G1I>F5D
M(&-O<W0L($%V86EL86)L92!F;W(@<V%L92!A;F0@:&5L9"!T;R!M871U<FET
M>3PO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^,BPQ,S,\<W!A;CX\
M+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R
M93X-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/D9A:7(@
M=F%L=64L($%V86EL86)L92!F;W(@<V%L92!A;F0@:&5L9"!T;R!M871U<FET
M>3PO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^,BPS.#0\<W!A;CX\
M+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R
M:#X-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/E9I<F=I
M;FEA(%-T871E($AO=7-I;F<@075T:&]R:71Y(&UU;FEC:7!A;"!B;VYD/"]T
M9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T
M9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R93X-"B`@("`@
M("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/D%M;W)T:7IE9"!C;W-T
M+"!!=F%I;&%B;&4@9F]R('-A;&4@86YD(&AE;&0@=&\@;6%T=7)I='D\+W1D
M/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP/C(L,38R/'-P86X^/"]S<&%N
M/CPO=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F\^#0H@
M("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y&86ER('9A;'5E
M+"!!=F%I;&%B;&4@9F]R('-A;&4@86YD(&AE;&0@=&\@;6%T=7)I='D\+W1D
M/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP/B0@,BPS-S$\<W!A;CX\+W-P
M86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@/"]T86)L93X-"B`@/"]B;V1Y
M/@T*/"]H=&UL/@T*#0HM+2TM+2T]7TYE>'1087)T7V8Y,#8S9#)A7S`S935?
M-#DT-%]A8C0Y7S(P930S9&$V.6$X-@T*0V]N=&5N="U,;V-A=&EO;CH@9FEL
M93HO+R]#.B]F.3`V,V0R85\P,V4U7S0Y-#1?86(T.5\R,&4T,V1A-CEA.#8O
M5V]R:W-H965T<R]3:&5E=#$Q,RYH=&UL#0I#;VYT96YT+51R86YS9F5R+45N
M8V]D:6YG.B!Q=6]T960M<')I;G1A8FQE#0I#;VYT96YT+51Y<&4Z('1E>'0O
M:'1M;#L@8VAA<G-E=#TB=7,M87-C:6DB#0H-"CQH=&UL/@T*("`\:&5A9#X-
M"B`@("`\345402!H='1P+65Q=6EV/3-$0V]N=&5N="U4>7!E(&-O;G1E;G0]
M,T0G=&5X="]H=&UL.R!C:&%R<V5T/75T9BTX)SX\<V-R:7!T('1Y<&4],T1T
M97AT+VIA=F%S8W)I<'0@<W)C/3-$4VAO=RYJ<SXO*B!$;R!.;W0@4F5M;W9E
M(%1H:7,@0V]M;65N="`J+SPO<V-R:7!T/CPO:&5A9#X-"B`@/&)O9'D^#0H@
M("`@/'1A8FQE(&-L87-S/3-$<F5P;W)T(&ED/3-$240P149"04,^#0H@("`@
M("`\='(^#0H@("`@("`@(#QT:"!C;&%S<STS1'1L(&-O;'-P86X],T0Q(')O
M=W-P86X],T0R/CQS=')O;F<^1F%I<B!686QU92`H1&5T86EL<R!.87)R871I
M=F4I("A54T0@)"D\8G(^26X@5&AO=7-A;F1S+"!U;FQE<W,@;W1H97)W:7-E
M('-P96-I9FEE9#PO<W1R;VYG/CPO=&@^#0H@("`@("`@(#QT:"!C;&%S<STS
M1'1H(&-O;'-P86X],T0R/C$R($UO;G1H<R!%;F1E9#PO=&@^#0H@("`@("`\
M+W1R/@T*("`@("`@/'1R/@T*("`@("`@("`\=&@@8VQA<W,],T1T:#Y$96,N
M(#,Q+"`R,#$R/&)R/CPO=&@^#0H@("`@("`@(#QT:"!C;&%S<STS1'1H/D1E
M8RX@,S$L(#(P,3$\8G(^/"]T:#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@
M8VQA<W,],T1R93X-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$
M=&]P/CQS=')O;F<^1F%I<B!686QU92!$971A:6QS($YA<G)A=&EV93PO<W1R
M;VYG/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S
M<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S
M<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F\^
M#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y);F-R96%S
M92!I;B!F86ER('9A;'5E(&]F('-E8W5R:71I97,@879A:6QA8FQE(&9O<B!S
M86QE/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M/B0@*#8P-BD\<W!A
M;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XD(#$L
M-#$X/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R
M(&-L87-S/3-$<F4^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS
M1'1O<#Y487@@97AP96YS92!O9B!I;F-R96%S92!I;B!T:&4@9F%I<B!V86QU
M92!O9B!S96-U<FET:65S(&%V86EL86)L92!F;W(@<V%L93PO=&0^#0H@("`@
M("`@(#QT9"!C;&%S<STS1&YU;7`^)"`R,S<\<W!A;CX\+W-P86X^/"]T9#X-
M"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XD(#4U-#QS<&%N/CPO<W!A;CX\
M+W1D/@T*("`@("`@/"]T<CX-"B`@("`\+W1A8FQE/@T*("`\+V)O9'D^#0H\
M+VAT;6P^#0H-"BTM+2TM+3U?3F5X=%!A<G1?9CDP-C-D,F%?,#-E-5\T.30T
M7V%B-#E?,C!E-#-D838Y83@V#0I#;VYT96YT+4QO8V%T:6]N.B!F:6QE.B\O
M+T,Z+V8Y,#8S9#)A7S`S935?-#DT-%]A8C0Y7S(P930S9&$V.6$X-B]7;W)K
M<VAE971S+U-H965T,3$T+FAT;6P-"D-O;G1E;G0M5')A;G-F97(M16YC;V1I
M;F<Z('%U;W1E9"UP<FEN=&%B;&4-"D-O;G1E;G0M5'EP93H@=&5X="]H=&UL
M.R!C:&%R<V5T/2)U<RUA<V-I:2(-"@T*/&AT;6P^#0H@(#QH96%D/@T*("`@
M(#Q-151!(&AT='`M97%U:78],T1#;VYT96YT+51Y<&4@8V]N=&5N=#TS1"=T
M97AT+VAT;6P[(&-H87)S970]=71F+3@G/CQS8W)I<'0@='EP93TS1'1E>'0O
M:F%V87-C<FEP="!S<F,],T13:&]W+FIS/B\J($1O($YO="!296UO=F4@5&AI
M<R!#;VUM96YT("HO/"]S8W)I<'0^/"]H96%D/@T*("`\8F]D>3X-"B`@("`\
M=&%B;&4@8VQA<W,],T1R97!O<G0@:60],T1)1#!%-DQ!23X-"B`@("`@(#QT
M<CX-"B`@("`@("`@/'1H(&-L87-S/3-$=&P@8V]L<W!A;CTS1#$@<F]W<W!A
M;CTS1#$^/'-T<F]N9SY&86ER(%9A;'5E("A$971A:6QS*2`H55-$("0I/&)R
M/DEN(%1H;W5S86YD<RP@=6YL97-S(&]T:&5R=VES92!S<&5C:69I960\+W-T
M<F]N9SX\+W1H/@T*("`@("`@("`\=&@@8VQA<W,],T1T:#Y$96,N(#,Q+"`R
M,#$R/&)R/CPO=&@^#0H@("`@("`@(#QT:"!C;&%S<STS1'1H/D1E8RX@,S$L
M(#(P,3$\8G(^/"]T:#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,]
M,T1R:#X-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/E)E
M8W5R<FEN9R!\($9A:7(@5F%L=64\+W1D/@T*("`@("`@("`\=&0@8VQA<W,]
M,T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,]
M,T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@
M(#QT<B!C;&%S<STS1')O/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI
M9VX],T1T;W`^/'-T<F]N9SY396-U<FET:65S(&%V86EL86)L92!F;W(@<V%L
M93H\+W-T<F]N9SX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS
M<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS
M<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S
M<STS1')E/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^
M1V]V97)N;65N="US<&]N<V]R960@96YT97)P<FES92!S96-U<FET:65S/"]T
M9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XD(#$Q+#4Y-CQS<&%N/CPO
M<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP/B0@,S0L-C8U
M/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L
M87-S/3-$<F\^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O
M<#Y-;W)T9V%G92UB86-K960@<V5C=7)I=&EE<SPO=&0^#0H@("`@("`@(#QT
M9"!C;&%S<STS1&YU;7`^,30V+#DR-CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@
M("`@("`\=&0@8VQA<W,],T1N=6UP/C$R-"PQ,#4\<W!A;CX\+W-P86X^/"]T
M9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R93X-"B`@("`@
M("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/D-O<G!O<F%T92!B;VYD
M<SPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^,RPX,3,\<W!A;CX\
M+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XQ,BPT.#@\
M<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA
M<W,],T1R;SX-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P
M/D5Q=6ET>2!S96-U<FET:65S/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$
M;G5M<#XU+#`Q-SQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA
M<W,],T1N=6UP/C$Q+#,V.#QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T
M<CX-"B`@("`@(#QT<B!C;&%S<STS1')E/@T*("`@("`@("`\=&0@8VQA<W,]
M,T1P;"!V86QI9VX],T1T;W`^5&]T86P@879A:6QA8FQE(&9O<B!S86QE('-E
M8W5R:71I97,\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP/C$V-RPS
M-3(\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M
M<#XQ.#(L-C(V/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@
M("`@/'1R(&-L87-S/3-$<F@^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A
M;&EG;CTS1'1O<#Y296-U<G)I;F<@?"!1=6]T960@4')I8V5S(&EN($UA<FME
M="!F;W(@261E;G1I8V%L($%S<V5T<R`H3&5V96P@,2D\+W1D/@T*("`@("`@
M("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@
M("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@
M/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')E/@T*("`@("`@("`\=&0@8VQA
M<W,],T1P;"!V86QI9VX],T1T;W`^/'-T<F]N9SY396-U<FET:65S(&%V86EL
M86)L92!F;W(@<V%L93H\+W-T<F]N9SX\+W1D/@T*("`@("`@("`\=&0@8VQA
M<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA
M<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@
M("`@(#QT<B!C;&%S<STS1')O/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V
M86QI9VX],T1T;W`^1V]V97)N;65N="US<&]N<V]R960@96YT97)P<FES92!S
M96-U<FET:65S/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#XF;F)S
M<#LF;F)S<#L\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S
M/3-$=&5X=#XF;F)S<#LF;F)S<#L\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@
M(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R93X-"B`@("`@("`@/'1D(&-L
M87-S/3-$<&P@=F%L:6=N/3-$=&]P/DUO<G1G86=E+6)A8VME9"!S96-U<FET
M:65S/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#XF;F)S<#LF;F)S
M<#L\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X
M=#XF;F)S<#LF;F)S<#L\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^
M#0H@("`@("`\='(@8VQA<W,],T1R;SX-"B`@("`@("`@/'1D(&-L87-S/3-$
M<&P@=F%L:6=N/3-$=&]P/D-O<G!O<F%T92!B;VYD<SPO=&0^#0H@("`@("`@
M(#QT9"!C;&%S<STS1'1E>'0^)FYB<W`[)FYB<W`[/'-P86X^/"]S<&%N/CPO
M=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^)FYB<W`[)FYB<W`[/'-P
M86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S
M/3-$<F4^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y%
M<75I='D@<V5C=7)I=&EE<SPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E
M>'0^)FYB<W`[)FYB<W`[/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT
M9"!C;&%S<STS1&YU;7`^,SDY/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\
M+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F\^#0H@("`@("`@(#QT9"!C;&%S
M<STS1'!L('9A;&EG;CTS1'1O<#Y4;W1A;"!A=F%I;&%B;&4@9F]R('-A;&4@
M<V5C=7)I=&EE<SPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^)FYB
M<W`[)FYB<W`[/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S
M<STS1&YU;7`^,SDY/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*
M("`@("`@/'1R(&-L87-S/3-$<F@^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L
M('9A;&EG;CTS1'1O<#Y296-U<G)I;F<@?"!3:6=N:69I8V%N="!/=&AE<B!/
M8G-E<G9A8FQE($EN<'5T<R`H3&5V96P@,BD\+W1D/@T*("`@("`@("`\=&0@
M8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@
M8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-
M"B`@("`@(#QT<B!C;&%S<STS1')O/@T*("`@("`@("`\=&0@8VQA<W,],T1P
M;"!V86QI9VX],T1T;W`^/'-T<F]N9SY396-U<FET:65S(&%V86EL86)L92!F
M;W(@<V%L93H\+W-T<F]N9SX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T
M97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T
M97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@(#QT
M<B!C;&%S<STS1')E/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX]
M,T1T;W`^1V]V97)N;65N="US<&]N<V]R960@96YT97)P<FES92!S96-U<FET
M:65S/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XQ,2PU.38\<W!A
M;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XS-"PV
M-C4\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@
M8VQA<W,],T1R;SX-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$
M=&]P/DUO<G1G86=E+6)A8VME9"!S96-U<FET:65S/"]T9#X-"B`@("`@("`@
M/'1D(&-L87-S/3-$;G5M<#XQ-#8L.3(V/'-P86X^/"]S<&%N/CPO=&0^#0H@
M("`@("`@(#QT9"!C;&%S<STS1&YU;7`^,3(T+#$P-3QS<&%N/CPO<W!A;CX\
M+W1D/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')E/@T*("`@
M("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^0V]R<&]R871E(&)O
M;F1S/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XS+#@Q,SQS<&%N
M/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP/C$R+#0X
M.#QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C
M;&%S<STS1')O/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T
M;W`^17%U:71Y('-E8W5R:71I97,\+W1D/@T*("`@("`@("`\=&0@8VQA<W,]
M,T1N=6UP/C4L,#$W/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C
M;&%S<STS1&YU;7`^,3`L.38Y/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\
M+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F4^#0H@("`@("`@(#QT9"!C;&%S
M<STS1'!L('9A;&EG;CTS1'1O<#Y4;W1A;"!A=F%I;&%B;&4@9F]R('-A;&4@
M<V5C=7)I=&EE<SPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^,38W
M+#,U,CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N
M=6UP/C$X,BPR,C<\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@
M("`@("`\='(@8VQA<W,],T1R:#X-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@
M=F%L:6=N/3-$=&]P/E)E8W5R<FEN9R!\(%-I9VYI9FEC86YT(%5N;V)S97)V
M86)L92!);G!U=',@*$QE=F5L(#,I/"]T9#X-"B`@("`@("`@/'1D(&-L87-S
M/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S
M/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@
M("`\='(@8VQA<W,],T1R93X-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L
M:6=N/3-$=&]P/CQS=')O;F<^4V5C=7)I=&EE<R!A=F%I;&%B;&4@9F]R('-A
M;&4Z/"]S=')O;F<^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\
M<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\
M<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA
M<W,],T1R;SX-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P
M/D=O=F5R;FUE;G0M<W!O;G-O<F5D(&5N=&5R<')I<V4@<V5C=7)I=&EE<SPO
M=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^)FYB<W`[)FYB<W`[/'-P
M86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^)FYB
M<W`[)FYB<W`[/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@
M("`@/'1R(&-L87-S/3-$<F4^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A
M;&EG;CTS1'1O<#Y-;W)T9V%G92UB86-K960@<V5C=7)I=&EE<SPO=&0^#0H@
M("`@("`@(#QT9"!C;&%S<STS1'1E>'0^)FYB<W`[)FYB<W`[/'-P86X^/"]S
M<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^)FYB<W`[)FYB
M<W`[/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R
M(&-L87-S/3-$<F\^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS
M1'1O<#Y#;W)P;W)A=&4@8F]N9',\+W1D/@T*("`@("`@("`\=&0@8VQA<W,]
M,T1T97AT/B9N8G-P.R9N8G-P.SQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@
M("`\=&0@8VQA<W,],T1T97AT/B9N8G-P.R9N8G-P.SQS<&%N/CPO<W!A;CX\
M+W1D/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')E/@T*("`@
M("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^17%U:71Y('-E8W5R
M:71I97,\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/B9N8G-P.R9N
M8G-P.SQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T
M97AT/B9N8G-P.R9N8G-P.SQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T
M<CX-"B`@("`@(#QT<B!C;&%S<STS1')O/@T*("`@("`@("`\=&0@8VQA<W,]
M,T1P;"!V86QI9VX],T1T;W`^5&]T86P@879A:6QA8FQE(&9O<B!S86QE('-E
M8W5R:71I97,\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/B9N8G-P
M.R9N8G-P.SQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,]
M,T1T97AT/B9N8G-P.R9N8G-P.SQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@
M/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')H/@T*("`@("`@("`\=&0@8VQA
M<W,],T1P;"!V86QI9VX],T1T;W`^3F]N<F5C=7)R:6YG('P@1F%I<B!686QU
M93PO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N
M/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N
M/CPO=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F\^#0H@
M("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#X\<W1R;VYG/E-E
M8W5R:71I97,@879A:6QA8FQE(&9O<B!S86QE.CPO<W1R;VYG/CPO=&0^#0H@
M("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@
M("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@
M("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F4^#0H@("`@("`@(#QT
M9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y);7!A:7)E9"!L;V%N<R`M(&-O
M=F5R960\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP/C$R+#(S-#QS
M<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP/C(Q
M+#(X.#QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@(#QT
M<B!C;&%S<STS1')O/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX]
M,T1T;W`^26UP86ER960@;&]A;G,@+2!N;VXM8V]V97)E9#PO=&0^#0H@("`@
M("`@(#QT9"!C;&%S<STS1&YU;7`^,C$L,#(Q/'-P86X^/"]S<&%N/CPO=&0^
M#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^.#`L-30Q/'-P86X^/"]S<&%N
M/CPO=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F4^#0H@
M("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y/=&AE<B!R96%L
M(&5S=&%T92`M(&-O=F5R960\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N
M=6UP/C0W+#(Y,#QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA
M<W,],T1N=6UP/C@U+#(W,CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T
M<CX-"B`@("`@(#QT<B!C;&%S<STS1')O/@T*("`@("`@("`\=&0@8VQA<W,]
M,T1P;"!V86QI9VX],T1T;W`^3W1H97(@<F5A;"!E<W1A=&4@+2!N;VXM8V]V
M97)E9#PO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^,C8L,C@U/'-P
M86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^,S<L
M,#(S/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R
M(&-L87-S/3-$<F@^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS
M1'1O<#Y.;VYR96-U<G)I;F<@?"!1=6]T960@4')I8V5S(&EN($UA<FME="!F
M;W(@261E;G1I8V%L($%S<V5T<R`H3&5V96P@,2D\+W1D/@T*("`@("`@("`\
M=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\
M=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T
M<CX-"B`@("`@(#QT<B!C;&%S<STS1')O/@T*("`@("`@("`\=&0@8VQA<W,]
M,T1P;"!V86QI9VX],T1T;W`^/'-T<F]N9SY396-U<FET:65S(&%V86EL86)L
M92!F;W(@<V%L93H\+W-T<F]N9SX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,]
M,T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,]
M,T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@
M(#QT<B!C;&%S<STS1')E/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI
M9VX],T1T;W`^26UP86ER960@;&]A;G,@+2!C;W9E<F5D/"]T9#X-"B`@("`@
M("`@/'1D(&-L87-S/3-$=&5X=#XF;F)S<#LF;F)S<#L\<W!A;CX\+W-P86X^
M/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#XF;F)S<#LF;F)S<#L\
M<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA
M<W,],T1R;SX-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P
M/DEM<&%I<F5D(&QO86YS("T@;F]N+6-O=F5R960\+W1D/@T*("`@("`@("`\
M=&0@8VQA<W,],T1T97AT/B9N8G-P.R9N8G-P.SQS<&%N/CPO<W!A;CX\+W1D
M/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/B9N8G-P.R9N8G-P.SQS<&%N
M/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS
M1')E/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^3W1H
M97(@<F5A;"!E<W1A=&4@+2!C;W9E<F5D/"]T9#X-"B`@("`@("`@/'1D(&-L
M87-S/3-$=&5X=#XF;F)S<#LF;F)S<#L\<W!A;CX\+W-P86X^/"]T9#X-"B`@
M("`@("`@/'1D(&-L87-S/3-$=&5X=#XF;F)S<#LF;F)S<#L\<W!A;CX\+W-P
M86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R;SX-
M"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/D]T:&5R(')E
M86P@97-T871E("T@;F]N+6-O=F5R960\+W1D/@T*("`@("`@("`\=&0@8VQA
M<W,],T1T97AT/B9N8G-P.R9N8G-P.SQS<&%N/CPO<W!A;CX\+W1D/@T*("`@
M("`@("`\=&0@8VQA<W,],T1T97AT/B9N8G-P.R9N8G-P.SQS<&%N/CPO<W!A
M;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')H/@T*
M("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^3F]N<F5C=7)R
M:6YG('P@4VEG;FEF:6-A;G0@3W1H97(@3V)S97)V86)L92!);G!U=',@*$QE
M=F5L(#(I/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\
M+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\
M+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R
M;SX-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/CQS=')O
M;F<^4V5C=7)I=&EE<R!A=F%I;&%B;&4@9F]R('-A;&4Z/"]S=')O;F<^/"]T
M9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T
M9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T
M9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R93X-"B`@("`@
M("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/DEM<&%I<F5D(&QO86YS
M("T@8V]V97)E9#PO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^)FYB
M<W`[)FYB<W`[/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S
M<STS1'1E>'0^)FYB<W`[)FYB<W`[/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@
M("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F\^#0H@("`@("`@(#QT9"!C
M;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y);7!A:7)E9"!L;V%N<R`M(&YO;BUC
M;W9E<F5D/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#XF;F)S<#LF
M;F)S<#L\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$
M=&5X=#XF;F)S<#LF;F)S<#L\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO
M='(^#0H@("`@("`\='(@8VQA<W,],T1R93X-"B`@("`@("`@/'1D(&-L87-S
M/3-$<&P@=F%L:6=N/3-$=&]P/D]T:&5R(')E86P@97-T871E("T@8V]V97)E
M9#PO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^)FYB<W`[)FYB<W`[
M/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^
M)FYB<W`[)FYB<W`[/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*
M("`@("`@/'1R(&-L87-S/3-$<F\^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L
M('9A;&EG;CTS1'1O<#Y/=&AE<B!R96%L(&5S=&%T92`M(&YO;BUC;W9E<F5D
M/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#XF;F)S<#LF;F)S<#L\
M<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#XF
M;F)S<#LF;F)S<#L\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@
M("`@("`\='(@8VQA<W,],T1R:#X-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@
M=F%L:6=N/3-$=&]P/DYO;G)E8W5R<FEN9R!\(%-I9VYI9FEC86YT(%5N;V)S
M97)V86)L92!);G!U=',@*$QE=F5L(#,I/"]T9#X-"B`@("`@("`@/'1D(&-L
M87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L
M87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@
M("`@("`\='(@8VQA<W,],T1R;SX-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@
M=F%L:6=N/3-$=&]P/CQS=')O;F<^4V5C=7)I=&EE<R!A=F%I;&%B;&4@9F]R
M('-A;&4Z/"]S=')O;F<^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X
M=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X
M=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@
M8VQA<W,],T1R93X-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$
M=&]P/DEM<&%I<F5D(&QO86YS("T@8V]V97)E9#PO=&0^#0H@("`@("`@(#QT
M9"!C;&%S<STS1&YU;7`^,3(L,C,T/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@
M("`@(#QT9"!C;&%S<STS1&YU;7`^,C$L,C@X/'-P86X^/"]S<&%N/CPO=&0^
M#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F\^#0H@("`@("`@
M(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y);7!A:7)E9"!L;V%N<R`M
M(&YO;BUC;W9E<F5D/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XR
M,2PP,C$\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$
M;G5M<#XX,"PU-#$\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@
M("`@("`\='(@8VQA<W,],T1R93X-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@
M=F%L:6=N/3-$=&]P/D]T:&5R(')E86P@97-T871E("T@8V]V97)E9#PO=&0^
M#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^-#<L,CDP/'-P86X^/"]S<&%N
M/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^.#4L,C<R/'-P86X^
M/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$
M<F\^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y/=&AE
M<B!R96%L(&5S=&%T92`M(&YO;BUC;W9E<F5D/"]T9#X-"B`@("`@("`@/'1D
M(&-L87-S/3-$;G5M<#XD(#(V+#(X-3QS<&%N/CPO<W!A;CX\+W1D/@T*("`@
M("`@("`\=&0@8VQA<W,],T1N=6UP/B0@,S<L,#(S/'-P86X^/"]S<&%N/CPO
M=&0^#0H@("`@("`\+W1R/@T*("`@(#PO=&%B;&4^#0H@(#PO8F]D>3X-"CPO
M:'1M;#X-"@T*+2TM+2TM/5].97AT4&%R=%]F.3`V,V0R85\P,V4U7S0Y-#1?
M86(T.5\R,&4T,V1A-CEA.#8-"D-O;G1E;G0M3&]C871I;VXZ(&9I;&4Z+R\O
M0SHO9CDP-C-D,F%?,#-E-5\T.30T7V%B-#E?,C!E-#-D838Y83@V+U=O<FMS
M:&5E=',O4VAE970Q,34N:'1M;`T*0V]N=&5N="U4<F%N<V9E<BU%;F-O9&EN
M9SH@<75O=&5D+7!R:6YT86)L90T*0V]N=&5N="U4>7!E.B!T97AT+VAT;6P[
M(&-H87)S970](G5S+6%S8VEI(@T*#0H\:'1M;#X-"B`@/&AE860^#0H@("`@
M/$U%5$$@:'1T<"UE<75I=CTS1$-O;G1E;G0M5'EP92!C;VYT96YT/3-$)W1E
M>'0O:'1M;#L@8VAA<G-E=#UU=&8M."<^/'-C<FEP="!T>7!E/3-$=&5X="]J
M879A<V-R:7!T('-R8STS1%-H;W<N:G,^+RH@1&\@3F]T(%)E;6]V92!4:&ES
M($-O;6UE;G0@*B\\+W-C<FEP=#X\+VAE860^#0H@(#QB;V1Y/@T*("`@(#QT
M86)L92!C;&%S<STS1')E<&]R="!I9#TS1$E$,$5"-$%%/@T*("`@("`@/'1R
M/@T*("`@("`@("`\=&@@8VQA<W,],T1T;"!C;VQS<&%N/3-$,2!R;W=S<&%N
M/3-$,CX\<W1R;VYG/D9A:7(@5F%L=64@*$1E=&%I;',@,2D@*%531"`D*3QB
M<CY);B!4:&]U<V%N9',L('5N;&5S<R!O=&AE<G=I<V4@<W!E8VEF:65D/"]S
M=')O;F<^/"]T:#X-"B`@("`@("`@/'1H(&-L87-S/3-$=&@@8V]L<W!A;CTS
M1#$^,3(@36]N=&AS($5N9&5D/"]T:#X-"B`@("`@(#PO='(^#0H@("`@("`\
M='(^#0H@("`@("`@(#QT:"!C;&%S<STS1'1H/D1E8RX@,S$L(#(P,3(\8G(^
M/"]T:#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R:#X-"B`@
M("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/DEM<&%I<F5D($QO
M86YS("T@0V]V97)E9#PO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^
M/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L
M87-S/3-$<F\^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O
M<#Y);7!A:7)E9"!L;V%N<R`M(&-O=F5R960\+W1D/@T*("`@("`@("`\=&0@
M8VQA<W,],T1N=6UP/B0@,3(L,C,T/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@
M("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F4^#0H@("`@("`@(#QT9"!C
M;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y686QU871I;VX@=&5C:&YI<75E/"]T
M9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#Y!<'!R86ES960@=F%L=64\
M<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA
M<W,],T1R;SX-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P
M/E-I9VYI9FEC86YT('5N;V)S97)V86)L92!I;G!U=',\+W1D/@T*("`@("`@
M("`\=&0@8VQA<W,],T1T97AT/D1I<V-O=6YT<R!T;R!R969L96-T(&-U<G)E
M;G0@;6%R:V5T(&-O;F1I=&EO;G,L('5L=&EM871E(&-O;&QE8W1A8FEL:71Y
M+"!A;F0@97-T:6UA=&5D(&-O<W1S('1O('-E;&P\<W!A;CX\+W-P86X^/"]T
M9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R93X-"B`@("`@
M("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/D=E;F5R86P@<F%N9V4@
M;V8@<VEG;FEF:6-A;G0@:6YP=70@=F%L=65S+"!M:6YI;75M/"]T9#X-"B`@
M("`@("`@/'1D(&-L87-S/3-$;G5M<#XP+C`P)3QS<&%N/CPO<W!A;CX\+W1D
M/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')O/@T*("`@("`@
M("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^1V5N97)A;"!R86YG92!O
M9B!S:6=N:69I8V%N="!I;G!U="!V86QU97,L(&UA>&EM=6T\+W1D/@T*("`@
M("`@("`\=&0@8VQA<W,],T1N=6UP/C0Y+C`P)3QS<&%N/CPO<W!A;CX\+W1D
M/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')H/@T*("`@("`@
M("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^26UP86ER960@3&]A;G,@
M+2!.;VX@+2!#;W9E<F5D/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X
M=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@
M8VQA<W,],T1R;SX-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$
M=&]P/DEM<&%I<F5D(&QO86YS("T@;F]N+6-O=F5R960\+W1D/@T*("`@("`@
M("`\=&0@8VQA<W,],T1N=6UP/C(Q+#`R,3QS<&%N/CPO<W!A;CX\+W1D/@T*
M("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')E/@T*("`@("`@("`\
M=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^5F%L=6%T:6]N('1E8VAN:7%U
M93PO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^07!P<F%I<V5D('9A
M;'5E/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R
M(&-L87-S/3-$<F\^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS
M1'1O<#Y3:6=N:69I8V%N="!U;F]B<V5R=F%B;&4@:6YP=71S/"]T9#X-"B`@
M("`@("`@/'1D(&-L87-S/3-$=&5X=#Y$:7-C;W5N=',@=&\@<F5F;&5C="!C
M=7)R96YT(&UA<FME="!C;VYD:71I;VYS+"!U;'1I;6%T92!C;VQL96-T86)I
M;&ET>2P@86YD(&5S=&EM871E9"!C;W-T<R!T;R!S96QL/'-P86X^/"]S<&%N
M/CPO=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F4^#0H@
M("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y'96YE<F%L(')A
M;F=E(&]F('-I9VYI9FEC86YT(&EN<'5T('9A;'5E<RP@;6EN:6UU;3PO=&0^
M#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^,"XP,"4\<W!A;CX\+W-P86X^
M/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R;SX-"B`@
M("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/D=E;F5R86P@<F%N
M9V4@;V8@<VEG;FEF:6-A;G0@:6YP=70@=F%L=65S+"!M87AI;75M/"]T9#X-
M"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XR,2XP,"4\<W!A;CX\+W-P86X^
M/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R:#X-"B`@
M("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/D9O<F5C;&]S960@
M4F5A;"!%<W1A=&4@+2!#;W9E<F5D/"]T9#X-"B`@("`@("`@/'1D(&-L87-S
M/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@
M("`\='(@8VQA<W,],T1R;SX-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L
M:6=N/3-$=&]P/D]T:&5R(')E86P@97-T871E("T@8V]V97)E9#PO=&0^#0H@
M("`@("`@(#QT9"!C;&%S<STS1&YU;7`^-#<L,CDP/'-P86X^/"]S<&%N/CPO
M=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F4^#0H@("`@
M("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y686QU871I;VX@=&5C
M:&YI<75E/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#Y!<'!R86ES
M960@=F%L=64\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@
M("`\='(@8VQA<W,],T1R;SX-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L
M:6=N/3-$=&]P/E-I9VYI9FEC86YT('5N;V)S97)V86)L92!I;G!U=',\+W1D
M/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/D1I<V-O=6YT<R!T;R!R969L
M96-T(&-U<G)E;G0@;6%R:V5T(&-O;F1I=&EO;G,L('5L=&EM871E(&-O;&QE
M8W1A8FEL:71Y+"!A;F0@97-T:6UA=&5D(&-O<W1S('1O('-E;&P\<W!A;CX\
M+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R
M93X-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/D=E;F5R
M86P@<F%N9V4@;V8@<VEG;FEF:6-A;G0@:6YP=70@=F%L=65S+"!M:6YI;75M
M/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XP+C`P)3QS<&%N/CPO
M<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')O
M/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^1V5N97)A
M;"!R86YG92!O9B!S:6=N:69I8V%N="!I;G!U="!V86QU97,L(&UA>&EM=6T\
M+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP/C(Y+C`P)3QS<&%N/CPO
M<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')H
M/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^1F]R96-L
M;W-E9"!296%L($5S=&%T92`M($YO;BU#;W9E<F5D/"]T9#X-"B`@("`@("`@
M/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO
M='(^#0H@("`@("`\='(@8VQA<W,],T1R;SX-"B`@("`@("`@/'1D(&-L87-S
M/3-$<&P@=F%L:6=N/3-$=&]P/D]T:&5R(')E86P@97-T871E("T@;F]N+6-O
M=F5R960\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP/B0@,C8L,C@U
M/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L
M87-S/3-$<F4^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O
M<#Y686QU871I;VX@=&5C:&YI<75E/"]T9#X-"B`@("`@("`@/'1D(&-L87-S
M/3-$=&5X=#Y!<'!R86ES960@=F%L=64\<W!A;CX\+W-P86X^/"]T9#X-"B`@
M("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R;SX-"B`@("`@("`@/'1D
M(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/E-I9VYI9FEC86YT('5N;V)S97)V
M86)L92!I;G!U=',\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/D1I
M<V-O=6YT<R!T;R!R969L96-T(&-U<G)E;G0@;6%R:V5T(&-O;F1I=&EO;G,L
M('5L=&EM871E(&-O;&QE8W1A8FEL:71Y+"!A;F0@97-T:6UA=&5D(&-O<W1S
M('1O('-E;&P\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@
M("`\='(@8VQA<W,],T1R93X-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L
M:6=N/3-$=&]P/D=E;F5R86P@<F%N9V4@;V8@<VEG;FEF:6-A;G0@:6YP=70@
M=F%L=65S+"!M:6YI;75M/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M
M<#XP+C`P)3QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@
M(#QT<B!C;&%S<STS1')O/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI
M9VX],T1T;W`^1V5N97)A;"!R86YG92!O9B!S:6=N:69I8V%N="!I;G!U="!V
M86QU97,L(&UA>&EM=6T\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP
M/C0P+C`P)3QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`\
M+W1A8FQE/@T*("`\+V)O9'D^#0H\+VAT;6P^#0H-"BTM+2TM+3U?3F5X=%!A
M<G1?9CDP-C-D,F%?,#-E-5\T.30T7V%B-#E?,C!E-#-D838Y83@V#0I#;VYT
M96YT+4QO8V%T:6]N.B!F:6QE.B\O+T,Z+V8Y,#8S9#)A7S`S935?-#DT-%]A
M8C0Y7S(P930S9&$V.6$X-B]7;W)K<VAE971S+U-H965T,3$V+FAT;6P-"D-O
M;G1E;G0M5')A;G-F97(M16YC;V1I;F<Z('%U;W1E9"UP<FEN=&%B;&4-"D-O
M;G1E;G0M5'EP93H@=&5X="]H=&UL.R!C:&%R<V5T/2)U<RUA<V-I:2(-"@T*
M/&AT;6P^#0H@(#QH96%D/@T*("`@(#Q-151!(&AT='`M97%U:78],T1#;VYT
M96YT+51Y<&4@8V]N=&5N=#TS1"=T97AT+VAT;6P[(&-H87)S970]=71F+3@G
M/CQS8W)I<'0@='EP93TS1'1E>'0O:F%V87-C<FEP="!S<F,],T13:&]W+FIS
M/B\J($1O($YO="!296UO=F4@5&AI<R!#;VUM96YT("HO/"]S8W)I<'0^/"]H
M96%D/@T*("`\8F]D>3X-"B`@("`\=&%B;&4@8VQA<W,],T1R97!O<G0@:60]
M,T1)1#!%1U!#23X-"B`@("`@(#QT<CX-"B`@("`@("`@/'1H(&-L87-S/3-$
M=&P@8V]L<W!A;CTS1#$@<F]W<W!A;CTS1#$^/'-T<F]N9SY&86ER(%9A;'5E
M("A$971A:6QS(#(I("A54T0@)"D\8G(^26X@5&AO=7-A;F1S+"!U;FQE<W,@
M;W1H97)W:7-E('-P96-I9FEE9#PO<W1R;VYG/CPO=&@^#0H@("`@("`@(#QT
M:"!C;&%S<STS1'1H/D1E8RX@,S$L(#(P,3(\8G(^/"]T:#X-"B`@("`@("`@
M/'1H(&-L87-S/3-$=&@^1&5C+B`S,2P@,C`Q,3QB<CX\+W1H/@T*("`@("`@
M("`\=&@@8VQA<W,],T1T:#Y$96,N(#,Q+"`R,#$P/&)R/CPO=&@^#0H@("`@
M("`@(#QT:"!C;&%S<STS1'1H/D1E8RX@,S$L(#(P,#D\8G(^/"]T:#X-"B`@
M("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R93X-"B`@("`@("`@/'1D
M(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/CQS=')O;F<^0V%R<GEI;F<@86UO
M=6YT<R!A;F0@97-T:6UA=&5D(&9A:7(@=F%L=65S(&]F(&9I;F%N8VEA;"!I
M;G-T<G5M96YT<SH\+W-T<F]N9SX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,]
M,T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,]
M,T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,]
M,T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,]
M,T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@
M(#QT<B!C;&%S<STS1')O/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI
M9VX],T1T;W`^06-C<G5E9"!I;G1E<F5S="!R96-E:79A8FQE/"]T9#X-"B`@
M("`@("`@/'1D(&-L87-S/3-$;G5M<#XD(#$P+#(P,3QS<&%N/CPO<W!A;CX\
M+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP/B0@,3$L-S<Y/'-P86X^
M/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^
M/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^
M/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$
M<F4^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y&1$E#
M(&EN9&5M;FEF:6-A=&EO;B!A<W-E=#PO=&0^#0H@("`@("`@(#QT9"!C;&%S
M<STS1&YU;7`^,3`R+#4U.3QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\
M=&0@8VQA<W,],T1N=6UP/C$R,2PV-S<\<W!A;CX\+W-P86X^/"]T9#X-"B`@
M("`@("`@/'1D(&-L87-S/3-$;G5M<#XQ,C,L-S$Y/'-P86X^/"]S<&%N/CPO
M=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^,30S+#(R,3QS<&%N/CPO
M<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')O
M/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^0F%N:RUO
M=VYE9"!L:69E(&EN<W5R86YC93PO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS
M1&YU;7`^,C<L.#4W/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C
M;&%S<STS1&YU;7`^,BPR,#<\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@
M/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@
M/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO
M='(^#0H@("`@("`\='(@8VQA<W,],T1R93X-"B`@("`@("`@/'1D(&-L87-S
M/3-$<&P@=F%L:6=N/3-$=&]P/E-E8W5R:71I97,@<V]L9"!U;F1E<B!A9W)E
M96UE;G1S('1O(')E<'5R8VAA<V4\+W1D/@T*("`@("`@("`\=&0@8VQA<W,]
M,T1T97AT/B9N8G-P.R9N8G-P.SQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@
M("`\=&0@8VQA<W,],T1N=6UP/C$W+#$P-3QS<&%N/CPO<W!A;CX\+W1D/@T*
M("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*
M("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*
M("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')O/@T*("`@("`@("`\
M=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^06-C<G5E9"!I;G1E<F5S="!P
M87EA8FQE/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XQ+#(Y.3QS
M<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP/C$L
M.#<R/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E
M>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E
M>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R
M(&-L87-S/3-$<F@^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS
M1'1O<#Y#87)R>6EN9R!!;6]U;G0\+W1D/@T*("`@("`@("`\=&0@8VQA<W,]
M,T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,]
M,T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,]
M,T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,]
M,T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@
M(#QT<B!C;&%S<STS1')O/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI
M9VX],T1T;W`^/'-T<F]N9SY#87)R>6EN9R!A;6]U;G1S(&%N9"!E<W1I;6%T
M960@9F%I<B!V86QU97,@;V8@9FEN86YC:6%L(&EN<W1R=6UE;G1S.CPO<W1R
M;VYG/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S
M<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S
M<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S
M<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S
M<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F4^
M#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y#87-H(&%N
M9"!D=64@9G)O;2!B86YK<RP@;F]N:6YT97)E<W0M8F5A<FEN9SPO=&0^#0H@
M("`@("`@(#QT9"!C;&%S<STS1&YU;7`^.38L-3@X/'-P86X^/"]S<&%N/CPO
M=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^.#`L,S0Q/'-P86X^/"]S
M<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S
M<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S
M<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F\^
M#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y$=64@9G)O
M;2!B86YK<RP@:6YT97)E<W0M8F5A<FEN9SPO=&0^#0H@("`@("`@(#QT9"!C
M;&%S<STS1&YU;7`^,30T+#DQ.3QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@
M("`\=&0@8VQA<W,],T1N=6UP/C$S-2PR,3@\<W!A;CX\+W-P86X^/"]T9#X-
M"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-
M"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-
M"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R93X-"B`@("`@("`@
M/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/D9E9&5R86P@9G5N9',@<V]L
M9#PO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^)FYB<W`[)FYB<W`[
M/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^
M-C`X/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E
M>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E
M>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R
M(&-L87-S/3-$<F\^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS
M1'1O<#Y396-U<FET:65S(&%V86EL86)L92!F;W(@<V%L93PO=&0^#0H@("`@
M("`@(#QT9"!C;&%S<STS1&YU;7`^,38W+#,U,CQS<&%N/CPO<W!A;CX\+W1D
M/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP/C$X,BPV,C8\<W!A;CX\+W-P
M86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P
M86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P
M86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R93X-
M"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/E-E8W5R:71I
M97,@:&5L9"!T;R!M871U<FET>3PO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS
M1&YU;7`^-38L,#8T/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C
M;&%S<STS1&YU;7`^-3<L.3@X/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@
M(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@
M(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\
M+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F\^#0H@("`@("`@(#QT9"!C;&%S
M<STS1'!L('9A;&EG;CTS1'1O<#Y0<F5S;VQD(&UO<G1G86=E<R!I;B!P<F]C
M97-S(&]F('-E='1L96UE;G0\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N
M=6UP/C@L-#DP/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S
M<STS1&YU;7`^-BPP.3`\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D
M(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D
M(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^
M#0H@("`@("`\='(@8VQA<W,],T1R93X-"B`@("`@("`@/'1D(&-L87-S/3-$
M<&P@=F%L:6=N/3-$=&]P/DQO86YS("T@;F]N+6-O=F5R960L(&YE="!O9B!A
M;&QO=V%N8V4\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP/C(L,#4R
M+#4P,#QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N
M=6UP/C(L,#,S+#4T,CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@
M8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@
M8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-
M"B`@("`@(#QT<B!C;&%S<STS1')O/@T*("`@("`@("`\=&0@8VQA<W,],T1P
M;"!V86QI9VX],T1T;W`^3&]A;G,@+2!C;W9E<F5D+"!N970@;V8@86QL;W=A
M;F-E/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XR-S<L-34U/'-P
M86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^,S4U
M+#0R-CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T
M97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T
M97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@(#QT
M<B!C;&%S<STS1')E/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX]
M,T1T;W`^3&]A;G,@:&5L9"!F;W(@<V%L93PO=&0^#0H@("`@("`@(#QT9"!C
M;&%S<STS1&YU;7`^,S`L,SDS/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@
M(#QT9"!C;&%S<STS1'1E>'0^)FYB<W`[)FYB<W`[/'-P86X^/"]S<&%N/CPO
M=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO
M=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO
M=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F\^#0H@("`@
M("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y!8V-R=65D(&EN=&5R
M97-T(')E8V5I=F%B;&4\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP
M/C$P+#(P,3QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,]
M,T1N=6UP/C$Q+#<W.3QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@
M8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@
M8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-
M"B`@("`@(#QT<B!C;&%S<STS1')E/@T*("`@("`@("`\=&0@8VQA<W,],T1P
M;"!V86QI9VX],T1T;W`^1D1)0R!I;F1E;6YI9FEC871I;VX@87-S970\+W1D
M/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP/C$P,BPU-3D\<W!A;CX\+W-P
M86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XQ,C$L-C<W/'-P
M86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P
M86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P
M86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S
M/3-$<F\^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y"
M86YK+6]W;F5D(&QI9F4@:6YS=7)A;F-E/"]T9#X-"B`@("`@("`@/'1D(&-L
M87-S/3-$;G5M<#XR-RPX-3<\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@
M/'1D(&-L87-S/3-$;G5M<#XR+#(P-SQS<&%N/CPO<W!A;CX\+W1D/@T*("`@
M("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@
M("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@
M("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')E/@T*("`@("`@("`\=&0@
M8VQA<W,],T1P;"!V86QI9VX],T1T;W`^1&5P;W-I=',\+W1D/@T*("`@("`@
M("`\=&0@8VQA<W,],T1N=6UP/C(L.#(Q+#,V,#QS<&%N/CPO<W!A;CX\+W1D
M/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP/C(L-S4U+#`S-SQS<&%N/CPO
M<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO
M<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO
M<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')O
M/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^4V5C=7)I
M=&EE<R!S;VQD('5N9&5R(&%G<F5E;65N=',@=&\@<F5P=7)C:&%S93PO=&0^
M#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^)FYB<W`[)FYB<W`[/'-P86X^
M/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^,3<L,3`U
M/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^
M/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^
M/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L
M87-S/3-$<F4^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O
M<#Y";W)R;W=I;F=S/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XT
M-BPS.30\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$
M;G5M<#XQ,S,L.3(U/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C
M;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C
M;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*
M("`@("`@/'1R(&-L87-S/3-$<F\^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L
M('9A;&EG;CTS1'1O<#Y!8V-R=65D(&EN=&5R97-T('!A>6%B;&4\+W1D/@T*
M("`@("`@("`\=&0@8VQA<W,],T1N=6UP/C$L,CDY/'-P86X^/"]S<&%N/CPO
M=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^,2PX-S(\<W!A;CX\+W-P
M86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P
M86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P
M86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R:#X-
M"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/D9A:7(@5F%L
M=64\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A
M;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A
M;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A
M;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A
M;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')O/@T*
M("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^/'-T<F]N9SY#
M87)R>6EN9R!A;6]U;G1S(&%N9"!E<W1I;6%T960@9F%I<B!V86QU97,@;V8@
M9FEN86YC:6%L(&EN<W1R=6UE;G1S.CPO<W1R;VYG/CPO=&0^#0H@("`@("`@
M(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@
M(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@
M(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@
M(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\
M+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F4^#0H@("`@("`@(#QT9"!C;&%S
M<STS1'!L('9A;&EG;CTS1'1O<#Y#87-H(&%N9"!D=64@9G)O;2!B86YK<RP@
M;F]N:6YT97)E<W0M8F5A<FEN9SPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS
M1&YU;7`^.38L-3@X/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C
M;&%S<STS1&YU;7`^.#`L,S0Q/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@
M(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@
M(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\
M+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F\^#0H@("`@("`@(#QT9"!C;&%S
M<STS1'!L('9A;&EG;CTS1'1O<#Y$=64@9G)O;2!B86YK<RP@:6YT97)E<W0M
M8F5A<FEN9SPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^,30T+#DQ
M.3QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP
M/C$S-2PR,3@\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S
M/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S
M/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@
M("`\='(@8VQA<W,],T1R93X-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L
M:6=N/3-$=&]P/D9E9&5R86P@9G5N9',@<V]L9#PO=&0^#0H@("`@("`@(#QT
M9"!C;&%S<STS1'1E>'0^)FYB<W`[)FYB<W`[/'-P86X^/"]S<&%N/CPO=&0^
M#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^-C`X/'-P86X^/"]S<&%N/CPO
M=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO
M=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO
M=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F\^#0H@("`@
M("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y396-U<FET:65S(&%V
M86EL86)L92!F;W(@<V%L93PO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU
M;7`^,38W+#,U,CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA
M<W,],T1N=6UP/C$X,BPV,C8\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@
M/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@
M/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO
M='(^#0H@("`@("`\='(@8VQA<W,],T1R93X-"B`@("`@("`@/'1D(&-L87-S
M/3-$<&P@=F%L:6=N/3-$=&]P/E-E8W5R:71I97,@:&5L9"!T;R!M871U<FET
M>3PO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^-C$L-#DV/'-P86X^
M/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^-C(L-S4T
M/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^
M/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^
M/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L
M87-S/3-$<F\^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O
M<#Y0<F5S;VQD(&UO<G1G86=E<R!I;B!P<F]C97-S(&]F('-E='1L96UE;G0\
M+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP/C@L-#DP/'-P86X^/"]S
M<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^-BPP.3`\<W!A
M;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A
M;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A
M;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,]
M,T1R93X-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/DQO
M86YS("T@;F]N+6-O=F5R960L(&YE="!O9B!A;&QO=V%N8V4\+W1D/@T*("`@
M("`@("`\=&0@8VQA<W,],T1N=6UP/C$L.3DX+#8R,#QS<&%N/CPO<W!A;CX\
M+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP/C$L.3@W+#DW.3QS<&%N
M/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N
M/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N
M/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS
M1')O/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^3&]A
M;G,@+2!C;W9E<F5D+"!N970@;V8@86QL;W=A;F-E/"]T9#X-"B`@("`@("`@
M/'1D(&-L87-S/3-$;G5M<#XR-S<L-34U/'-P86X^/"]S<&%N/CPO=&0^#0H@
M("`@("`@(#QT9"!C;&%S<STS1&YU;7`^,S4U+#0R-CQS<&%N/CPO<W!A;CX\
M+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\
M+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\
M+W1D/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')E/@T*("`@
M("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^3&]A;G,@:&5L9"!F
M;W(@<V%L93PO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^,S`L,SDS
M/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^
M)FYB<W`[)FYB<W`[/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C
M;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C
M;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*
M("`@("`@/'1R(&-L87-S/3-$<F\^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L
M('9A;&EG;CTS1'1O<#Y!8V-R=65D(&EN=&5R97-T(')E8V5I=F%B;&4\+W1D
M/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP/C$P+#(P,3QS<&%N/CPO<W!A
M;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP/C$Q+#<W.3QS<&%N
M/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N
M/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N
M/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS
M1')E/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^1D1)
M0R!I;F1E;6YI9FEC871I;VX@87-S970\+W1D/@T*("`@("`@("`\=&0@8VQA
M<W,],T1N=6UP/C$P,"PS.38\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@
M/'1D(&-L87-S/3-$;G5M<#XQ,C$L,#`T/'-P86X^/"]S<&%N/CPO=&0^#0H@
M("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@
M("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@
M("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F\^#0H@("`@("`@(#QT
M9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y"86YK+6]W;F5D(&QI9F4@:6YS
M=7)A;F-E/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XR-RPX-3<\
M<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XR
M+#(P-SQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T
M97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T
M97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@(#QT
M<B!C;&%S<STS1')E/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX]
M,T1T;W`^1&5P;W-I=',\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP
M/C(L.#(S+#DX.3QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA
M<W,],T1N=6UP/C(L-S4Y+#4P-#QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@
M("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@
M("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@
M/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')O/@T*("`@("`@("`\=&0@8VQA
M<W,],T1P;"!V86QI9VX],T1T;W`^4V5C=7)I=&EE<R!S;VQD('5N9&5R(&%G
M<F5E;65N=',@=&\@<F5P=7)C:&%S93PO=&0^#0H@("`@("`@(#QT9"!C;&%S
M<STS1'1E>'0^)FYB<W`[)FYB<W`[/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@
M("`@(#QT9"!C;&%S<STS1&YU;7`^,3<L,3`U/'-P86X^/"]S<&%N/CPO=&0^
M#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^
M#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^
M#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F4^#0H@("`@("`@
M(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y";W)R;W=I;F=S/"]T9#X-
M"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XR,"PY.#$\<W!A;CX\+W-P86X^
M/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XQ,#8L,S,S/'-P86X^
M/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^
M/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^
M/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$
M<F\^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y!8V-R
M=65D(&EN=&5R97-T('!A>6%B;&4\+W1D/@T*("`@("`@("`\=&0@8VQA<W,]
M,T1N=6UP/C$L,CDY/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C
M;&%S<STS1&YU;7`^,2PX-S(\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@
M/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@
M/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO
M='(^#0H@("`@("`\='(@8VQA<W,],T1R:#X-"B`@("`@("`@/'1D(&-L87-S
M/3-$<&P@=F%L:6=N/3-$=&]P/DQE=F5L(&EN($9A:7(@5F%L=64@2&EE<F%C
M:'D\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A
M;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A
M;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A
M;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A
M;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')O/@T*
M("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^/'-T<F]N9SY#
M87)R>6EN9R!A;6]U;G1S(&%N9"!E<W1I;6%T960@9F%I<B!V86QU97,@;V8@
M9FEN86YC:6%L(&EN<W1R=6UE;G1S.CPO<W1R;VYG/CPO=&0^#0H@("`@("`@
M(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@
M(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@
M(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@
M(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\
M+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F4^#0H@("`@("`@(#QT9"!C;&%S
M<STS1'!L('9A;&EG;CTS1'1O<#Y#87-H(&%N9"!D=64@9G)O;2!B86YK<RP@
M;F]N:6YT97)E<W0M8F5A<FEN9SPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS
M1&YU;7`^,3QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,]
M,T1N=6UP/C$\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S
M/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S
M/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@
M("`\='(@8VQA<W,],T1R;SX-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L
M:6=N/3-$=&]P/D1U92!F<F]M(&)A;FMS+"!I;G1E<F5S="UB96%R:6YG/"]T
M9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XQ/'-P86X^/"]S<&%N/CPO
M=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^,3QS<&%N/CPO<W!A;CX\
M+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\
M+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\
M+W1D/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')E/@T*("`@
M("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^1F5D97)A;"!F=6YD
M<R!S;VQD/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XQ/'-P86X^
M/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^,3QS<&%N
M/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N
M/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N
M/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS
M1')O/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^4V5C
M=7)I=&EE<R!A=F%I;&%B;&4@9F]R('-A;&4\+W1D/@T*("`@("`@("`\=&0@
M8VQA<W,],T1N=6UP/C(\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D
M(&-L87-S/3-$;G5M<#XR/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT
M9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT
M9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R
M/@T*("`@("`@/'1R(&-L87-S/3-$<F4^#0H@("`@("`@(#QT9"!C;&%S<STS
M1'!L('9A;&EG;CTS1'1O<#Y396-U<FET:65S(&AE;&0@=&\@;6%T=7)I='D\
M+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP/C(\<W!A;CX\+W-P86X^
M/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XR/'-P86X^/"]S<&%N
M/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N
M/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N
M/CPO=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F\^#0H@
M("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y0<F5S;VQD(&UO
M<G1G86=E<R!I;B!P<F]C97-S(&]F('-E='1L96UE;G0\+W1D/@T*("`@("`@
M("`\=&0@8VQA<W,],T1N=6UP/C$\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@
M("`@/'1D(&-L87-S/3-$;G5M<#XQ/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@
M("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@
M("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@
M("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F4^#0H@("`@("`@(#QT9"!C
M;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y,;V%N<R`M(&YO;BUC;W9E<F5D+"!N
M970@;V8@86QL;W=A;F-E/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M
M<#XS/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU
M;7`^,SQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T
M97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T
M97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@(#QT
M<B!C;&%S<STS1')O/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX]
M,T1T;W`^3&]A;G,@+2!C;W9E<F5D+"!N970@;V8@86QL;W=A;F-E/"]T9#X-
M"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XS/'-P86X^/"]S<&%N/CPO=&0^
M#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^,SQS<&%N/CPO<W!A;CX\+W1D
M/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D
M/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D
M/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')E/@T*("`@("`@
M("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^3&]A;G,@:&5L9"!F;W(@
M<V%L93PO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^,CQS<&%N/CPO
M<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP/C(\<W!A;CX\
M+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\
M+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\
M+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R
M;SX-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/D%C8W)U
M960@:6YT97)E<W0@<F5C96EV86)L93PO=&0^#0H@("`@("`@(#QT9"!C;&%S
M<STS1&YU;7`^,3QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA
M<W,],T1N=6UP/C$\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L
M87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L
M87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@
M("`@("`\='(@8VQA<W,],T1R93X-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@
M=F%L:6=N/3-$=&]P/D9$24,@:6YD96UN:69I8V%T:6]N(&%S<V5T/"]T9#X-
M"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XS/'-P86X^/"]S<&%N/CPO=&0^
M#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^,SQS<&%N/CPO<W!A;CX\+W1D
M/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D
M/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D
M/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')O/@T*("`@("`@
M("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^0F%N:RUO=VYE9"!L:69E
M(&EN<W5R86YC93PO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^,3QS
M<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP/C$\
M<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\
M<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\
M<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA
M<W,],T1R93X-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P
M/D1E<&]S:71S/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XR/'-P
M86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^,CQS
M<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS
M<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS
M<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S
M<STS1')O/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^
M4V5C=7)I=&EE<R!S;VQD('5N9&5R(&%G<F5E;65N=',@=&\@<F5P=7)C:&%S
M93PO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^,CQS<&%N/CPO<W!A
M;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP/C(\<W!A;CX\+W-P
M86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P
M86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P
M86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R93X-
M"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/D)O<G)O=VEN
M9W,\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP/C(\<W!A;CX\+W-P
M86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XR/'-P86X^/"]S
M<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S
M<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S
M<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F\^
M#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y!8V-R=65D
M(&EN=&5R97-T('!A>6%B;&4\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N
M=6UP/B0@,CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,]
M,T1N=6UP/B0@,CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA
M<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA
M<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@
M("`\+W1A8FQE/@T*("`\+V)O9'D^#0H\+VAT;6P^#0H-"BTM+2TM+3U?3F5X
M=%!A<G1?9CDP-C-D,F%?,#-E-5\T.30T7V%B-#E?,C!E-#-D838Y83@V#0I#
M;VYT96YT+4QO8V%T:6]N.B!F:6QE.B\O+T,Z+V8Y,#8S9#)A7S`S935?-#DT
M-%]A8C0Y7S(P930S9&$V.6$X-B]7;W)K<VAE971S+U-H965T,3$W+FAT;6P-
M"D-O;G1E;G0M5')A;G-F97(M16YC;V1I;F<Z('%U;W1E9"UP<FEN=&%B;&4-
M"D-O;G1E;G0M5'EP93H@=&5X="]H=&UL.R!C:&%R<V5T/2)U<RUA<V-I:2(-
M"@T*/&AT;6P^#0H@(#QH96%D/@T*("`@(#Q-151!(&AT='`M97%U:78],T1#
M;VYT96YT+51Y<&4@8V]N=&5N=#TS1"=T97AT+VAT;6P[(&-H87)S970]=71F
M+3@G/CQS8W)I<'0@='EP93TS1'1E>'0O:F%V87-C<FEP="!S<F,],T13:&]W
M+FIS/B\J($1O($YO="!296UO=F4@5&AI<R!#;VUM96YT("HO/"]S8W)I<'0^
M/"]H96%D/@T*("`\8F]D>3X-"B`@("`\=&%B;&4@8VQA<W,],T1R97!O<G0@
M:60],T1)1#!%3#)!23X-"B`@("`@(#QT<CX-"B`@("`@("`@/'1H(&-L87-S
M/3-$=&P@8V]L<W!A;CTS1#$@<F]W<W!A;CTS1#(^/'-T<F]N9SY%<75I='DM
M0F%S960@0V]M<&5N<V%T:6]N(%!L86YS("A$971A:6QS($YA<G)A=&EV92D@
M*%531"`D*3QB<CX\+W-T<F]N9SX\+W1H/@T*("`@("`@("`\=&@@8VQA<W,]
M,T1T:"!C;VQS<&%N/3-$,SXQ,B!-;VYT:',@16YD960\+W1H/@T*("`@("`@
M/"]T<CX-"B`@("`@(#QT<CX-"B`@("`@("`@/'1H(&-L87-S/3-$=&@^1&5C
M+B`S,2P@,C`Q,CQB<CX\+W1H/@T*("`@("`@("`\=&@@8VQA<W,],T1T:#Y$
M96,N(#,Q+"`R,#$Q/&)R/CPO=&@^#0H@("`@("`@(#QT:"!C;&%S<STS1'1H
M/D1E8RX@,S$L(#(P,3`\8G(^/"]T:#X-"B`@("`@(#PO='(^#0H@("`@("`\
M='(@8VQA<W,],T1R93X-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N
M/3-$=&]P/E-T;V-K(&)A<V5D(&-O;7!E;G-A=&EO;B!E>'!E;G-E/"]T9#X-
M"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XD(#,Q,2PP,#`\<W!A;CX\+W-P
M86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XD(#DP-2PP,#`\
M<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XD
M(#8T,"PP,#`\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@
M("`\='(@8VQA<W,],T1R;SX-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L
M:6=N/3-$=&]P/E-T;V-K(&)A<V5D(&-O;7!E;G-A=&EO;BP@:6YC;VUE('1A
M>"!B96YE9FET/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XQ,C$L
M,#`P/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU
M;7`^,S4S+#`P,#QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA
M<W,],T1N=6UP/C(U,"PP,#`\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO
M='(^#0H@("`@("`\='(@8VQA<W,],T1R93X-"B`@("`@("`@/'1D(&-L87-S
M/3-$<&P@=F%L:6=N/3-$=&]P/E!R;V-E961S(&9R;VT@<W1O8VL@;W!T:6]N
M<R!E>&5R8VES960\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP/C`\
M<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XS
M,"PP,#`\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$
M;G5M<#XQ-S$L,#`P/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*
M("`@("`@/'1R(&-L87-S/3-$<F\^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L
M('9A;&EG;CTS1'1O<#Y487@@0F5N969I=',@9G)O;2!T:&4@97AE<F-I<V4@
M;V8@;F]N<75A;&EF:65D('-T;V-K(&]P=&EO;G,\+W1D/@T*("`@("`@("`\
M=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\
M=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\
M=&0@8VQA<W,],T1N=6UP/C,V+#`P,#QS<&%N/CPO<W!A;CX\+W1D/@T*("`@
M("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')H/@T*("`@("`@("`\=&0@
M8VQA<W,],T1P;"!V86QI9VX],T1T;W`^1&5C96UB97(@,C`P.2!297-T<FEC
M=&5D(%-H87)E<R!!=V%R9#PO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E
M>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E
M>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E
M>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R
M(&-L87-S/3-$<F\^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS
M1'1O<#Y3=&]C:R!B87-E9"!C;VUP96YS871I;VX@97AP96YS93PO=&0^#0H@
M("`@("`@(#QT9"!C;&%S<STS1&YU;7`^,SDX+#`P,#QS<&%N/CPO<W!A;CX\
M+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP/C(Y."PP,#`\<W!A;CX\
M+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XQ,#`L,#`P
M/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L
M87-S/3-$<F@^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O
M<#Y*=6YE(#(P,#@@4&5R9F]R;6%N8V4@56YI="!A;B!3=&]C:R!/<'1I;VX@
M07=A<F0\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO
M<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO
M<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO
M<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')O
M/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^4W1O8VL@
M8F%S960@8V]M<&5N<V%T:6]N(&5X<&5N<V4\+W1D/@T*("`@("`@("`\=&0@
M8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@
M8VQA<W,],T1N=6UP/C(Y.2PP,#`\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@
M("`@/'1D(&-L87-S/3-$;G5M<#XR.3DL,#`P/'-P86X^/"]S<&%N/CPO=&0^
M#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F@^#0H@("`@("`@
M(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y%<75I='D@1W)A;G0@,3PO
M=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO
M=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO
M=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO
M=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F\^#0H@("`@
M("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y%<75I='D@9W)A;G1S
M/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XY+#4U.3QS<&%N/CPO
M<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP/C<L,C4Y/'-P
M86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P
M86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S
M/3-$<F4^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y&
M86ER('9A;'5E(&]F(&5Q=6ET>2!G<F%N="P@<&5R('-H87)E/"]T9#X-"B`@
M("`@("`@/'1D(&-L87-S/3-$;G5M<#XD(#$P+CDV/'-P86X^/"]S<&%N/CPO
M=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^)"`Q-"XU-#QS<&%N/CPO
M<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO
M<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')H
M/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^17%U:71Y
M($=R86YT(#(\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N
M/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N
M/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N
M/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS
M1')E/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^17%U
M:71Y(&=R86YT<SPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^,C4L
M-#4R/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU
M;7`^,C$L,C$P/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S
M<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@
M("`@/'1R(&-L87-S/3-$<F\^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A
M;&EG;CTS1'1O<#Y&86ER('9A;'5E(&]F(&5Q=6ET>2!G<F%N="P@<&5R('-H
M87)E/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XD(#@N.#8\<W!A
M;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XD(#$Q
M+C,Y/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E
M>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R
M(&-L87-S/3-$<F4^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS
M1'1O<#Y$:7)E8W1O<B!E<75I='D@9W)A;G1S(&=R86YT960L('!E<B!D:7)E
M8W1O<B!N=6UB97(@;V8@87=A<F0@;W!T:6]N<SPO=&0^#0H@("`@("`@(#QT
M9"!C;&%S<STS1&YU;7`^,2PX,3@\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@
M("`@/'1D(&-L87-S/3-$;G5M<#XQ+#0Q-#QS<&%N/CPO<W!A;CX\+W1D/@T*
M("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*
M("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')H/@T*("`@("`@("`\
M=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^17%U:71Y($=R86YT(#,\+W1D
M/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D
M/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D
M/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D
M/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')E/@T*("`@("`@
M("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^17%U:71Y(&=R86YT<SPO
M=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^-#`L,#`P/'-P86X^/"]S
M<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S
M<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S
M<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F\^
M#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y&86ER('9A
M;'5E(&]F(&5Q=6ET>2!G<F%N="P@<&5R('-H87)E/"]T9#X-"B`@("`@("`@
M/'1D(&-L87-S/3-$;G5M<#XD(#DN-S8\<W!A;CX\+W-P86X^/"]T9#X-"B`@
M("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@
M("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@
M("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R:#X-"B`@("`@("`@/'1D
M(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/D5Q=6ET>2!'<F%N="`T/"]T9#X-
M"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-
M"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-
M"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-
M"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R;SX-"B`@("`@("`@
M/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/D5Q=6ET>2!G<F%N=',\+W1D
M/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP/C<U+#`P,#QS<&%N/CPO<W!A
M;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A
M;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A
M;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')E/@T*
M("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^1F%I<B!V86QU
M92!O9B!E<75I='D@9W)A;G0L('!E<B!S:&%R93PO=&0^#0H@("`@("`@(#QT
M9"!C;&%S<STS1&YU;7`^)"`S+C8U/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@
M("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@
M("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@
M("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F@^#0H@("`@("`@(#QT9"!C
M;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y$:7)E8W1O<B!'<F%N=',\+W1D/@T*
M("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*
M("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*
M("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*
M("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')E/@T*("`@("`@("`\
M=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^4W1O8VL@8F%S960@8V]M<&5N
M<V%T:6]N(&5X<&5N<V4\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP
M/C(R-BPP,#`\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S
M/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S
M/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@
M("`\='(@8VQA<W,],T1R:#X-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L
M:6=N/3-$=&]P/D5M<&QO>65E($=R86YT<SPO=&0^#0H@("`@("`@(#QT9"!C
M;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C
M;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C
M;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*
M("`@("`@/'1R(&-L87-S/3-$<F4^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L
M('9A;&EG;CTS1'1O<#Y3=&]C:R!B87-E9"!C;VUP96YS871I;VX@97AP96YS
M93PO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^.#4L,#`P/'-P86X^
M/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^
M/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^
M/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$
M<F@^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y&:7)S
M="!"86YC;W)P(%!L86YS/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X
M=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X
M=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X
M=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@
M8VQA<W,],T1R93X-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$
M=&]P/D5X97)C:7-E('!R:6-E(')A;F=E("T@9FQO;W(\+W1D/@T*("`@("`@
M("`\=&0@8VQA<W,],T1N=6UP/B0@.2XW-CQS<&%N/CPO<W!A;CX\+W1D/@T*
M("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*
M("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*
M("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')O/@T*("`@("`@("`\
M=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^17AE<F-I<V4@<')I8V5S(')A
M;F=E("T@8V5I;&EN9SPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^
M)"`R,BXQ,CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,]
M,T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,]
M,T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@
M(#QT<B!C;&%S<STS1')E/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI
M9VX],T1T;W`^4VAA<F5S(')E;6%I;FEN9R!A=F%I;&%B;&4@9F]R(&=R86YT
M/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XW-3@L-S,Q/'-P86X^
M/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^
M/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^
M/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$
M<F@^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y&:7)S
M="!"86YC;W)P(#(P,#<@17%U:71Y(%!L86X\+W1D/@T*("`@("`@("`\=&0@
M8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@
M8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@
M8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-
M"B`@("`@(#QT<B!C;&%S<STS1')E/@T*("`@("`@("`\=&0@8VQA<W,],T1P
M;"!V86QI9VX],T1T;W`^1&ER96-T;W(@97%U:71Y(&=R86YT<R!G<F%N=&5D
M+"!V86QU93PO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^,38L,#`P
M/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^
M/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^
M/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L
M87-S/3-$<F@^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O
M<#Y&:7)S="!"86YC;W)P(#(P,#<@17%U:71Y(%!L86X@?"!&96)R=6%R>2`R
M,#$Q($%W87)D/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A
M;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A
M;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A
M;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,]
M,T1R93X-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/E1O
M=&%L(&-O;7!E;G-A=&EO;B!E>'!E;G-E(&%S<V]C:6%T960@=VET:"!S96YI
M;W(@97AE8W5T:79E<R!G<F%N=',\+W1D/@T*("`@("`@("`\=&0@8VQA<W,]
M,T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,]
M,T1N=6UP/C$P-2PU,#`\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D
M(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^
M#0H@("`@("`\='(@8VQA<W,],T1R;SX-"B`@("`@("`@/'1D(&-L87-S/3-$
M<&P@=F%L:6=N/3-$=&]P/E-T;V-K(&)A<V5D(&-O;7!E;G-A=&EO;B!E>'!E
M;G-E/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XT,2PT,#`\<W!A
M;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XT,2PW
M,#`\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X
M=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@
M8VQA<W,],T1R93X-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$
M=&]P/E-U8G-E<75E;G0@<75A<G1E<B!C;VUP96YS871I;VX@97AP96YS92!A
M<W-O8VEA=&5D('=I=&@@<V5N:6]R(&5X96-U=&EV97,@9W)A;G1S/"]T9#X-
M"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XV+#4P,#QS<&%N/CPO<W!A;CX\
M+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP/C8L-#`P/'-P86X^/"]S
M<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S
M<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F\^
M#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y%<75I='D@
M9W)A;G1S/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\
M+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XW+#(U.3QS
M<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS
M<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S
M<STS1')E/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^
M1F%I<B!V86QU92!O9B!E<75I='D@9W)A;G0L('!E<B!S:&%R93PO=&0^#0H@
M("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@
M("`@("`@(#QT9"!C;&%S<STS1&YU;7`^)"`Q-"XU-#QS<&%N/CPO<W!A;CX\
M+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\
M+W1D/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')H/@T*("`@
M("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^1FER<W0@0F%N8V]R
M<"`R,#`W($5Q=6ET>2!0;&%N('P@1F5B<G5A<GD@,C`Q,B!!=V%R9#PO=&0^
M#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^
M#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^
M#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^
M#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F4^#0H@("`@("`@
M(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y4;W1A;"!C;VUP96YS871I
M;VX@97AP96YS92!A<W-O8VEA=&5D('=I=&@@<V5N:6]R(&5X96-U=&EV97,@
M9W)A;G1S/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XX.2PW,#`\
M<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\
M<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\
M<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA
M<W,],T1R;SX-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P
M/E-T;V-K(&)A<V5D(&-O;7!E;G-A=&EO;B!E>'!E;G-E/"]T9#X-"B`@("`@
M("`@/'1D(&-L87-S/3-$;G5M<#XS-RPT,#`\<W!A;CX\+W-P86X^/"]T9#X-
M"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-
M"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-
M"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R93X-"B`@("`@("`@
M/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/E-U8G-E<75E;G0@<75A<G1E
M<B!C;VUP96YS871I;VX@97AP96YS92!A<W-O8VEA=&5D('=I=&@@<V5N:6]R
M(&5X96-U=&EV97,@9W)A;G1S/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$
M;G5M<#XD(#$Q+#(P,#QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@
M8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@
M8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-
M"B`@("`\+W1A8FQE/@T*("`\+V)O9'D^#0H\+VAT;6P^#0H-"BTM+2TM+3U?
M3F5X=%!A<G1?9CDP-C-D,F%?,#-E-5\T.30T7V%B-#E?,C!E-#-D838Y83@V
M#0I#;VYT96YT+4QO8V%T:6]N.B!F:6QE.B\O+T,Z+V8Y,#8S9#)A7S`S935?
M-#DT-%]A8C0Y7S(P930S9&$V.6$X-B]7;W)K<VAE971S+U-H965T,3$X+FAT
M;6P-"D-O;G1E;G0M5')A;G-F97(M16YC;V1I;F<Z('%U;W1E9"UP<FEN=&%B
M;&4-"D-O;G1E;G0M5'EP93H@=&5X="]H=&UL.R!C:&%R<V5T/2)U<RUA<V-I
M:2(-"@T*/&AT;6P^#0H@(#QH96%D/@T*("`@(#Q-151!(&AT='`M97%U:78]
M,T1#;VYT96YT+51Y<&4@8V]N=&5N=#TS1"=T97AT+VAT;6P[(&-H87)S970]
M=71F+3@G/CQS8W)I<'0@='EP93TS1'1E>'0O:F%V87-C<FEP="!S<F,],T13
M:&]W+FIS/B\J($1O($YO="!296UO=F4@5&AI<R!#;VUM96YT("HO/"]S8W)I
M<'0^/"]H96%D/@T*("`\8F]D>3X-"B`@("`\=&%B;&4@8VQA<W,],T1R97!O
M<G0@:60],T1)1#!%04)!0SX-"B`@("`@(#QT<CX-"B`@("`@("`@/'1H(&-L
M87-S/3-$=&P@8V]L<W!A;CTS1#$@<F]W<W!A;CTS1#(^/'-T<F]N9SY%<75I
M='DM0F%S960@0V]M<&5N<V%T:6]N(%!L86YS("A$971A:6QS*3QB<CX\+W-T
M<F]N9SX\+W1H/@T*("`@("`@("`\=&@@8VQA<W,],T1T:"!C;VQS<&%N/3-$
M,3XQ,B!-;VYT:',@16YD960\+W1H/@T*("`@("`@/"]T<CX-"B`@("`@(#QT
M<CX-"B`@("`@("`@/'1H(&-L87-S/3-$=&@^1&5C+B`S,2P@,C`Q,CQB<CX\
M+W1H/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')E/@T*("`@
M("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^/'-T<F]N9SY%<75I
M='DM0F%S960@0V]M<&5N<V%T:6]N(%!L86YS($1E=&%I;',\+W-T<F]N9SX\
M+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\
M+W1D/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')O/@T*("`@
M("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^17AP96-T960@9&EV
M:61E;F0@>6EE;&0\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP/C,N
M,C@E/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R
M(&-L87-S/3-$<F4^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS
M1'1O<#Y2:7-K+69R964@:6YT97)E<W0@<F%T93PO=&0^#0H@("`@("`@(#QT
M9"!C;&%S<STS1&YU;7`^,2XV-"4\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@
M(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R;SX-"B`@("`@("`@/'1D(&-L
M87-S/3-$<&P@=F%L:6=N/3-$=&]P/D5X<&5C=&5D(&QI9F4\+W1D/@T*("`@
M("`@("`\=&0@8VQA<W,],T1T97AT/C$P('EE87)S/'-P86X^/"]S<&%N/CPO
M=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F4^#0H@("`@
M("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y%>'!E8W1E9"!V;VQA
M=&EL:71Y/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XT,2XX,B4\
M<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@/"]T86)L93X-
M"B`@/"]B;V1Y/@T*/"]H=&UL/@T*#0HM+2TM+2T]7TYE>'1087)T7V8Y,#8S
M9#)A7S`S935?-#DT-%]A8C0Y7S(P930S9&$V.6$X-@T*0V]N=&5N="U,;V-A
M=&EO;CH@9FEL93HO+R]#.B]F.3`V,V0R85\P,V4U7S0Y-#1?86(T.5\R,&4T
M,V1A-CEA.#8O5V]R:W-H965T<R]3:&5E=#$Q.2YH=&UL#0I#;VYT96YT+51R
M86YS9F5R+45N8V]D:6YG.B!Q=6]T960M<')I;G1A8FQE#0I#;VYT96YT+51Y
M<&4Z('1E>'0O:'1M;#L@8VAA<G-E=#TB=7,M87-C:6DB#0H-"CQH=&UL/@T*
M("`\:&5A9#X-"B`@("`\345402!H='1P+65Q=6EV/3-$0V]N=&5N="U4>7!E
M(&-O;G1E;G0],T0G=&5X="]H=&UL.R!C:&%R<V5T/75T9BTX)SX\<V-R:7!T
M('1Y<&4],T1T97AT+VIA=F%S8W)I<'0@<W)C/3-$4VAO=RYJ<SXO*B!$;R!.
M;W0@4F5M;W9E(%1H:7,@0V]M;65N="`J+SPO<V-R:7!T/CPO:&5A9#X-"B`@
M/&)O9'D^#0H@("`@/'1A8FQE(&-L87-S/3-$<F5P;W)T(&ED/3-$240P15E-
M04<^#0H@("`@("`\='(^#0H@("`@("`@(#QT:"!C;&%S<STS1'1L(&-O;'-P
M86X],T0Q(')O=W-P86X],T0R/CQS=')O;F<^17%U:71Y+4)A<V5D($-O;7!E
M;G-A=&EO;B!0;&%N<R`H1&5T86EL<R`Q*2`H4W1O8VL@3W!T:6]N(%M-96UB
M97)=+"!54T0@)"D\8G(^26X@5&AO=7-A;F1S+"!E>&-E<'0@4VAA<F4@9&%T
M82P@=6YL97-S(&]T:&5R=VES92!S<&5C:69I960\+W-T<F]N9SX\+W1H/@T*
M("`@("`@("`\=&@@8VQA<W,],T1T:"!C;VQS<&%N/3-$,SXQ,B!-;VYT:',@
M16YD960\+W1H/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<CX-"B`@("`@("`@
M/'1H(&-L87-S/3-$=&@^1&5C+B`S,2P@,C`Q,CQB<CX\+W1H/@T*("`@("`@
M("`\=&@@8VQA<W,],T1T:#Y$96,N(#,Q+"`R,#$Q/&)R/CPO=&@^#0H@("`@
M("`@(#QT:"!C;&%S<STS1'1H/D1E8RX@,S$L(#(P,3`\8G(^/"]T:#X-"B`@
M("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R:#X-"B`@("`@("`@/'1D
M(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/E-T;V-K($]P=&EO;B!;365M8F5R
M73PO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N
M/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N
M/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N
M/CPO=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F\^#0H@
M("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y"86QA;F-E+"!B
M96=I;FYI;F<\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP/B0@,3@N
M.3(\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M
M<#XD(#$X+C$Q/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S
M<STS1&YU;7`^)"`Q-RXW,SQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T
M<CX-"B`@("`@(#QT<B!C;&%S<STS1')E/@T*("`@("`@("`\=&0@8VQA<W,]
M,T1P;"!V86QI9VX],T1T;W`^1W)A;G1E9#PO=&0^#0H@("`@("`@(#QT9"!C
M;&%S<STS1&YU;7`^)"`Y+C<V/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@
M(#QT9"!C;&%S<STS1'1E>'0^)FYB<W`[)FYB<W`[/'-P86X^/"]S<&%N/CPO
M=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^)FYB<W`[)FYB<W`[/'-P
M86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S
M/3-$<F\^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y%
M>&5R8VES960\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/B9N8G-P
M.R9N8G-P.SQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,]
M,T1N=6UP/B0@,3,N,SQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@
M8VQA<W,],T1N=6UP/B0@,3`N-#8\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@
M(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R93X-"B`@("`@("`@/'1D(&-L
M87-S/3-$<&P@=F%L:6=N/3-$=&]P/D9O<F9E:71E9#PO=&0^#0H@("`@("`@
M(#QT9"!C;&%S<STS1'1E>'0^)FYB<W`[)FYB<W`[/'-P86X^/"]S<&%N/CPO
M=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^)FYB<W`[)FYB<W`[/'-P
M86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^)"`Q
M-BXU,SQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@(#QT
M<B!C;&%S<STS1')O/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX]
M,T1T;W`^17AP:7)E9#PO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^
M)"`Q-BXW/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS
M1&YU;7`^)"`Q-2XT-SQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@
M8VQA<W,],T1N=6UP/B0@,34N-CD\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@
M(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R93X-"B`@("`@("`@/'1D(&-L
M87-S/3-$<&P@=F%L:6=N/3-$=&]P/D]U='-T86YD:6YG/"]T9#X-"B`@("`@
M("`@/'1D(&-L87-S/3-$;G5M<#XD(#$W+C@\<W!A;CX\+W-P86X^/"]T9#X-
M"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XD(#$X+CDR/'-P86X^/"]S<&%N
M/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^)"`Q."XQ,3QS<&%N
M/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS
M1')O/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^17AE
M<F-I<V%B;&4\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP/B0@,3DN
M,34\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X
M=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X
M=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@
M8VQA<W,],T1R93X-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$
M=&]P/D)A;&%N8V4@;W!T:6]N<R!O=71S=&%N9&EN9RP@8F5G:6YN:6YG/"]T
M9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XT.3,L.#4P/'-P86X^/"]S
M<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^-C0R+#,Y-SQS
M<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP/C<U
M,RPQ,#`\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\
M='(@8VQA<W,],T1R;SX-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N
M/3-$=&]P/D=R86YT960\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP
M/C<U+#`P,#QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,]
M,T1T97AT/B9N8G-P.R9N8G-P.SQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@
M("`\=&0@8VQA<W,],T1T97AT/B9N8G-P.R9N8G-P.SQS<&%N/CPO<W!A;CX\
M+W1D/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')E/@T*("`@
M("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^17AE<F-I<V5D/"]T
M9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T
M9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M/B@R+#,P,"D\<W!A;CX\+W-P
M86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M/B@Q."PV-C<I/'-P
M86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S
M/3-$<F\^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y&
M;W)F96ET960\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/B9N8G-P
M.R9N8G-P.SQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,]
M,T1T97AT/B9N8G-P.R9N8G-P.SQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@
M("`\=&0@8VQA<W,],T1N=6T^*#@W+#4S-BD\<W!A;CX\+W-P86X^/"]T9#X-
M"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R93X-"B`@("`@("`@
M/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/D5X<&ER960\+W1D/@T*("`@
M("`@("`\=&0@8VQA<W,],T1N=6T^*#0W+#(S-RD\<W!A;CX\+W-P86X^/"]T
M9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M/B@Q-#8L,C0W*3QS<&%N/CPO
M<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6T^*#0L-3`P*3QS
M<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S
M<STS1')O/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^
M0F%L86YC92!O<'1I;VYS(&]U='-T86YD:6YG+"!E;F0\+W1D/@T*("`@("`@
M("`\=&0@8VQA<W,],T1N=6UP/C4R,2PV,3,\<W!A;CX\+W-P86X^/"]T9#X-
M"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XT.3,L.#4P/'-P86X^/"]S<&%N
M/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^-C0R+#,Y-SQS<&%N
M/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS
M1')E/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^17AE
M<F-I<V%B;&4L(&5N9"!O9B!P97)I;V0\+W1D/@T*("`@("`@("`\=&0@8VQA
M<W,],T1N=6UP/C0T-2PV,3,\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@
M/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@
M/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO
M='(^#0H@("`@("`\='(@8VQA<W,],T1R;SX-"B`@("`@("`@/'1D(&-L87-S
M/3-$<&P@=F%L:6=N/3-$=&]P/E=E:6=H=&5D+2!!=F5R86=E($-O;G1R86-T
M=6%L(%1E<FT@*'EE87)S*2P@;W5T<W1A;F1I;F<\+W1D/@T*("`@("`@("`\
M=&0@8VQA<W,],T1T97AT/C,@>65A<G,@,3$@;6]N=&AS/'-P86X^/"]S<&%N
M/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N
M/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N
M/CPO=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F4^#0H@
M("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y796EG:'1E9"T@
M079E<F%G92!#;VYT<F%C='5A;"!497)M("AY96%R<RDL(&5X97)C:7-A8FQE
M/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#XR('EE87)S(#$Q(&UO
M;G1H<SQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T
M97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T
M97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@(#QT
M<B!C;&%S<STS1')O/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX]
M,T1T;W`^06=G<F5G871E($EN=')I;G-I8R!686QU92P@97AE<F-I<V5D/"]T
M9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T
M9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XD(#8L.30Y/'-P86X^/"]S
M<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^)"`Y-RPY-#`\
M<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA
M<W,],T1R93X-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P
M/D%G9W)E9V%T92!);G1R:6YS:6,@5F%L=64L(&5X97)C:7-A8FQE/"]T9#X-
M"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XP/'-P86X^/"]S<&%N/CPO=&0^
M#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^
M#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^
M#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F\^#0H@("`@("`@
M(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y!9V=R96=A=&4@26YT<FEN
M<VEC(%9A;'5E+"!O=71S=&%N9&EN9SPO=&0^#0H@("`@("`@(#QT9"!C;&%S
M<STS1&YU;7`^)"`R,3@L-C(U/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@
M(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@
M(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\
M+W1R/@T*("`@(#PO=&%B;&4^#0H@(#PO8F]D>3X-"CPO:'1M;#X-"@T*+2TM
M+2TM/5].97AT4&%R=%]F.3`V,V0R85\P,V4U7S0Y-#1?86(T.5\R,&4T,V1A
M-CEA.#8-"D-O;G1E;G0M3&]C871I;VXZ(&9I;&4Z+R\O0SHO9CDP-C-D,F%?
M,#-E-5\T.30T7V%B-#E?,C!E-#-D838Y83@V+U=O<FMS:&5E=',O4VAE970Q
M,C`N:'1M;`T*0V]N=&5N="U4<F%N<V9E<BU%;F-O9&EN9SH@<75O=&5D+7!R
M:6YT86)L90T*0V]N=&5N="U4>7!E.B!T97AT+VAT;6P[(&-H87)S970](G5S
M+6%S8VEI(@T*#0H\:'1M;#X-"B`@/&AE860^#0H@("`@/$U%5$$@:'1T<"UE
M<75I=CTS1$-O;G1E;G0M5'EP92!C;VYT96YT/3-$)W1E>'0O:'1M;#L@8VAA
M<G-E=#UU=&8M."<^/'-C<FEP="!T>7!E/3-$=&5X="]J879A<V-R:7!T('-R
M8STS1%-H;W<N:G,^+RH@1&\@3F]T(%)E;6]V92!4:&ES($-O;6UE;G0@*B\\
M+W-C<FEP=#X\+VAE860^#0H@(#QB;V1Y/@T*("`@(#QT86)L92!C;&%S<STS
M1')E<&]R="!I9#TS1$E$,$5+,T%'/@T*("`@("`@/'1R/@T*("`@("`@("`\
M=&@@8VQA<W,],T1T;"!C;VQS<&%N/3-$,2!R;W=S<&%N/3-$,CX\<W1R;VYG
M/D5Q=6ET>2U"87-E9"!#;VUP96YS871I;VX@4&QA;G,@*$1E=&%I;',@,BD@
M*%531"`D*3QB<CX\+W-T<F]N9SX\+W1H/@T*("`@("`@("`\=&@@8VQA<W,]
M,T1T:"!C;VQS<&%N/3-$,3XQ,B!-;VYT:',@16YD960\+W1H/@T*("`@("`@
M/"]T<CX-"B`@("`@(#QT<CX-"B`@("`@("`@/'1H(&-L87-S/3-$=&@^1&5C
M+B`S,2P@,C`Q,CQB<CX\+W1H/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C
M;&%S<STS1')E/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T
M;W`^3W!T:6]N<R!O=71S=&%N9&EN9SPO=&0^#0H@("`@("`@(#QT9"!C;&%S
M<STS1&YU;7`^-3(Q+#8Q,SQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T
M<CX-"B`@("`@(#QT<B!C;&%S<STS1')O/@T*("`@("`@("`\=&0@8VQA<W,]
M,T1P;"!V86QI9VX],T1T;W`^5V5I9VAT960M879E<F%G92!R96UA:6YI;F<@
M8V]N=')A8W1U86PL(&]U='-T86YD:6YG/"]T9#X-"B`@("`@("`@/'1D(&-L
M87-S/3-$=&5X=#XS('EE87)S(#$Q(&UO;G1H<SQS<&%N/CPO<W!A;CX\+W1D
M/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')E/@T*("`@("`@
M("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^5V5I9VAT960M879E<F%G
M92!E>&5R8VES92!P<FEC93PO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU
M;7`^)"`Q-RXX/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@
M("`@/'1R(&-L87-S/3-$<F\^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A
M;&EG;CTS1'1O<#Y/<'1I;VYS(&5X97)C:7-A8FQE/"]T9#X-"B`@("`@("`@
M/'1D(&-L87-S/3-$;G5M<#XT-#4L-C$S/'-P86X^/"]S<&%N/CPO=&0^#0H@
M("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F4^#0H@("`@("`@(#QT
M9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y796EG:'1E9"UA=F5R86=E(&5X
M97)C:7-E('!R:6-E/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XD
M(#$Y+C$U/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@("`@
M/'1R(&-L87-S/3-$<F@^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG
M;CTS1'1O<#XD."XX-2!T;R`D,3$N,#8\+W1D/@T*("`@("`@("`\=&0@8VQA
M<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@
M("`@(#QT<B!C;&%S<STS1')E/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V
M86QI9VX],T1T;W`^3W!T:6]N<R!O=71S=&%N9&EN9SPO=&0^#0H@("`@("`@
M(#QT9"!C;&%S<STS1&YU;7`^-S4L,#`P/'-P86X^/"]S<&%N/CPO=&0^#0H@
M("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F\^#0H@("`@("`@(#QT
M9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y796EG:'1E9"UA=F5R86=E(')E
M;6%I;FEN9R!C;VYT<F%C='5A;"P@;W5T<W1A;F1I;F<\+W1D/@T*("`@("`@
M("`\=&0@8VQA<W,],T1T97AT/CD@>65A<G,@-R!M;VYT:',\<W!A;CX\+W-P
M86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R93X-
M"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/E=E:6=H=&5D
M+6%V97)A9V4@97AE<F-I<V4@<')I8V4\+W1D/@T*("`@("`@("`\=&0@8VQA
M<W,],T1N=6UP/B0@.2XW-CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T
M<CX-"B`@("`@(#QT<B!C;&%S<STS1')O/@T*("`@("`@("`\=&0@8VQA<W,]
M,T1P;"!V86QI9VX],T1T;W`^3W!T:6]N<R!E>&5R8VES86)L93PO=&0^#0H@
M("`@("`@(#QT9"!C;&%S<STS1'1E>'0^)FYB<W`[)FYB<W`[/'-P86X^/"]S
M<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F4^
M#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y796EG:'1E
M9"UA=F5R86=E(&5X97)C:7-E('!R:6-E/"]T9#X-"B`@("`@("`@/'1D(&-L
M87-S/3-$=&5X=#XF;F)S<#LF;F)S<#L\<W!A;CX\+W-P86X^/"]T9#X-"B`@
M("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R:#X-"B`@("`@("`@/'1D
M(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/B0Q,2XP-B!T;R`D,3,N,C<\+W1D
M/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D
M/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')E/@T*("`@("`@
M("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^3W!T:6]N<R!O=71S=&%N
M9&EN9SPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^)FYB<W`[)FYB
M<W`[/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R
M(&-L87-S/3-$<F\^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS
M1'1O<#Y796EG:'1E9"UA=F5R86=E(&5X97)C:7-E('!R:6-E/"]T9#X-"B`@
M("`@("`@/'1D(&-L87-S/3-$=&5X=#XF;F)S<#LF;F)S<#L\<W!A;CX\+W-P
M86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R93X-
M"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/D]P=&EO;G,@
M97AE<F-I<V%B;&4\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/B9N
M8G-P.R9N8G-P.SQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@
M("`@(#QT<B!C;&%S<STS1')O/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V
M86QI9VX],T1T;W`^5V5I9VAT960M879E<F%G92!E>&5R8VES92!P<FEC93PO
M=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^)FYB<W`[)FYB<W`[/'-P
M86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S
M/3-$<F@^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#XD
M,3,N,C<@=&\@)#$U+C0X/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X
M=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@
M8VQA<W,],T1R;SX-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$
M=&]P/D]P=&EO;G,@;W5T<W1A;F1I;F<\+W1D/@T*("`@("`@("`\=&0@8VQA
M<W,],T1N=6UP/C(W+#`P,#QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T
M<CX-"B`@("`@(#QT<B!C;&%S<STS1')E/@T*("`@("`@("`\=&0@8VQA<W,]
M,T1P;"!V86QI9VX],T1T;W`^5V5I9VAT960M879E<F%G92!R96UA:6YI;F<@
M8V]N=')A8W1U86PL(&]U='-T86YD:6YG/"]T9#X-"B`@("`@("`@/'1D(&-L
M87-S/3-$=&5X=#XV('EE87)S(#4@;6]N=&AS/'-P86X^/"]S<&%N/CPO=&0^
M#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F\^#0H@("`@("`@
M(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y796EG:'1E9"UA=F5R86=E
M(&5X97)C:7-E('!R:6-E/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M
M<#XD(#$T+C,U/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@
M("`@/'1R(&-L87-S/3-$<F4^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A
M;&EG;CTS1'1O<#Y/<'1I;VYS(&5X97)C:7-A8FQE/"]T9#X-"B`@("`@("`@
M/'1D(&-L87-S/3-$;G5M<#XR-RPP,#`\<W!A;CX\+W-P86X^/"]T9#X-"B`@
M("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R;SX-"B`@("`@("`@/'1D
M(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/E=E:6=H=&5D+6%V97)A9V4@97AE
M<F-I<V4@<')I8V4\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP/B0@
M,30N,S4\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\
M='(@8VQA<W,],T1R:#X-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N
M/3-$=&]P/B0Q-2XT."!T;R`D,3<N-S`\+W1D/@T*("`@("`@("`\=&0@8VQA
M<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@
M("`@(#QT<B!C;&%S<STS1')O/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V
M86QI9VX],T1T;W`^3W!T:6]N<R!O=71S=&%N9&EN9SPO=&0^#0H@("`@("`@
M(#QT9"!C;&%S<STS1&YU;7`^,38T+#,X-#QS<&%N/CPO<W!A;CX\+W1D/@T*
M("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')E/@T*("`@("`@("`\
M=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^5V5I9VAT960M879E<F%G92!R
M96UA:6YI;F<@8V]N=')A8W1U86PL(&]U='-T86YD:6YG/"]T9#X-"B`@("`@
M("`@/'1D(&-L87-S/3-$=&5X=#XS('EE87)S(#<@;6]N=&AS/'-P86X^/"]S
M<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F\^
M#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y796EG:'1E
M9"UA=F5R86=E(&5X97)C:7-E('!R:6-E/"]T9#X-"B`@("`@("`@/'1D(&-L
M87-S/3-$;G5M<#XD(#$V+C8Q/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\
M+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F4^#0H@("`@("`@(#QT9"!C;&%S
M<STS1'!L('9A;&EG;CTS1'1O<#Y/<'1I;VYS(&5X97)C:7-A8FQE/"]T9#X-
M"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XQ-C0L,S@T/'-P86X^/"]S<&%N
M/CPO=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F\^#0H@
M("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y796EG:'1E9"UA
M=F5R86=E(&5X97)C:7-E('!R:6-E/"]T9#X-"B`@("`@("`@/'1D(&-L87-S
M/3-$;G5M<#XD(#$V+C8Q/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R
M/@T*("`@("`@/'1R(&-L87-S/3-$<F@^#0H@("`@("`@(#QT9"!C;&%S<STS
M1'!L('9A;&EG;CTS1'1O<#XD,3<N-S`@=&\@)#$Y+CDQ/"]T9#X-"B`@("`@
M("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@
M(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R;SX-"B`@("`@("`@/'1D(&-L
M87-S/3-$<&P@=F%L:6=N/3-$=&]P/D]P=&EO;G,@;W5T<W1A;F1I;F<\+W1D
M/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP/C4V+#(U,#QS<&%N/CPO<W!A
M;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')E/@T*
M("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^5V5I9VAT960M
M879E<F%G92!R96UA:6YI;F<@8V]N=')A8W1U86PL(&]U='-T86YD:6YG/"]T
M9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#XR('EE87)S(#<@;6]N=&AS
M/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L
M87-S/3-$<F\^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O
M<#Y796EG:'1E9"UA=F5R86=E(&5X97)C:7-E('!R:6-E/"]T9#X-"B`@("`@
M("`@/'1D(&-L87-S/3-$;G5M<#XD(#$Y+C8U/'-P86X^/"]S<&%N/CPO=&0^
M#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F4^#0H@("`@("`@
M(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y/<'1I;VYS(&5X97)C:7-A
M8FQE/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XU-BPR-3`\<W!A
M;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,]
M,T1R;SX-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/E=E
M:6=H=&5D+6%V97)A9V4@97AE<F-I<V4@<')I8V4\+W1D/@T*("`@("`@("`\
M=&0@8VQA<W,],T1N=6UP/B0@,3DN-C4\<W!A;CX\+W-P86X^/"]T9#X-"B`@
M("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R:#X-"B`@("`@("`@/'1D
M(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/B0Q.2XY,2!T;R`D,C(N,3(\+W1D
M/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D
M/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')O/@T*("`@("`@
M("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^3W!T:6]N<R!O=71S=&%N
M9&EN9SPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^,3DX+#DW.3QS
M<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S
M<STS1')E/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^
M5V5I9VAT960M879E<F%G92!R96UA:6YI;F<@8V]N=')A8W1U86PL(&]U='-T
M86YD:6YG/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#XQ('EE87(@
M,3$@;6]N=&AS/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@
M("`@/'1R(&-L87-S/3-$<F\^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A
M;&EG;CTS1'1O<#Y796EG:'1E9"UA=F5R86=E(&5X97)C:7-E('!R:6-E/"]T
M9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XD(#(Q+C<V/'-P86X^/"]S
M<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F4^
M#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y/<'1I;VYS
M(&5X97)C:7-A8FQE/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XQ
M.3<L.3<Y/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@("`@
M/'1R(&-L87-S/3-$<F\^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG
M;CTS1'1O<#Y796EG:'1E9"UA=F5R86=E(&5X97)C:7-E('!R:6-E/"]T9#X-
M"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XD(#(Q+C<W/'-P86X^/"]S<&%N
M/CPO=&0^#0H@("`@("`\+W1R/@T*("`@(#PO=&%B;&4^#0H@(#PO8F]D>3X-
M"CPO:'1M;#X-"@T*+2TM+2TM/5].97AT4&%R=%]F.3`V,V0R85\P,V4U7S0Y
M-#1?86(T.5\R,&4T,V1A-CEA.#8-"D-O;G1E;G0M3&]C871I;VXZ(&9I;&4Z
M+R\O0SHO9CDP-C-D,F%?,#-E-5\T.30T7V%B-#E?,C!E-#-D838Y83@V+U=O
M<FMS:&5E=',O4VAE970Q,C$N:'1M;`T*0V]N=&5N="U4<F%N<V9E<BU%;F-O
M9&EN9SH@<75O=&5D+7!R:6YT86)L90T*0V]N=&5N="U4>7!E.B!T97AT+VAT
M;6P[(&-H87)S970](G5S+6%S8VEI(@T*#0H\:'1M;#X-"B`@/&AE860^#0H@
M("`@/$U%5$$@:'1T<"UE<75I=CTS1$-O;G1E;G0M5'EP92!C;VYT96YT/3-$
M)W1E>'0O:'1M;#L@8VAA<G-E=#UU=&8M."<^/'-C<FEP="!T>7!E/3-$=&5X
M="]J879A<V-R:7!T('-R8STS1%-H;W<N:G,^+RH@1&\@3F]T(%)E;6]V92!4
M:&ES($-O;6UE;G0@*B\\+W-C<FEP=#X\+VAE860^#0H@(#QB;V1Y/@T*("`@
M(#QT86)L92!C;&%S<STS1')E<&]R="!I9#TS1$E$,$5)4D%'/@T*("`@("`@
M/'1R/@T*("`@("`@("`\=&@@8VQA<W,],T1T;"!C;VQS<&%N/3-$,2!R;W=S
M<&%N/3-$,CX\<W1R;VYG/D5Q=6ET>2U"87-E9"!#;VUP96YS871I;VX@4&QA
M;G,@*$1E=&%I;',@,RD@*%531"`D*3QB<CX\+W-T<F]N9SX\+W1H/@T*("`@
M("`@("`\=&@@8VQA<W,],T1T:"!C;VQS<&%N/3-$,SXQ,B!-;VYT:',@16YD
M960\+W1H/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<CX-"B`@("`@("`@/'1H
M(&-L87-S/3-$=&@^1&5C+B`S,2P@,C`Q,CQB<CX\+W1H/@T*("`@("`@("`\
M=&@@8VQA<W,],T1T:#Y$96,N(#,Q+"`R,#$Q/&)R/CPO=&@^#0H@("`@("`@
M(#QT:"!C;&%S<STS1'1H/D1E8RX@,S$L(#(P,3`\8G(^/"]T:#X-"B`@("`@
M(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R:#X-"B`@("`@("`@/'1D(&-L
M87-S/3-$<&P@=F%L:6=N/3-$=&]P/DYO;G9E<W1E9"!097)F;W)M86YC92!5
M;FET<SPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S
M<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S
M<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S
M<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F\^
M#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y.;VYV97-T
M960L(&)E9VEN;FEN9SPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^
M)FYB<W`[)FYB<W`[/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C
M;&%S<STS1&YU;7`^,C<L,3$S/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@
M(#QT9"!C;&%S<STS1&YU;7`^-30L,C(U/'-P86X^/"]S<&%N/CPO=&0^#0H@
M("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F4^#0H@("`@("`@(#QT
M9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y'<F%N=&5D(&1U<FEN9R!T:&4@
M<&5R:6]D/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#XF;F)S<#LF
M;F)S<#L\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$
M=&5X=#XF;F)S<#LF;F)S<#L\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@
M/'1D(&-L87-S/3-$=&5X=#XF;F)S<#LF;F)S<#L\<W!A;CX\+W-P86X^/"]T
M9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R;SX-"B`@("`@
M("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/E9E<W1E9"!D=7)I;F<@
M=&AE('!E<FEO9#PO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^)FYB
M<W`[)FYB<W`[/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S
M<STS1&YU;3XH,C<L,#(R*3QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\
M=&0@8VQA<W,],T1T97AT/B9N8G-P.R9N8G-P.SQS<&%N/CPO<W!A;CX\+W1D
M/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')E/@T*("`@("`@
M("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^1F]R9F5I=&5D(&]R(&5X
M<&ER960@9'5R:6YG('1H92!P97)I;V0\+W1D/@T*("`@("`@("`\=&0@8VQA
M<W,],T1T97AT/B9N8G-P.R9N8G-P.SQS<&%N/CPO<W!A;CX\+W1D/@T*("`@
M("`@("`\=&0@8VQA<W,],T1N=6T^*#DQ*3QS<&%N/CPO<W!A;CX\+W1D/@T*
M("`@("`@("`\=&0@8VQA<W,],T1N=6T^*#(W+#$Q,BD\<W!A;CX\+W-P86X^
M/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R;SX-"B`@
M("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/DYO;G9E<W1E9"P@
M96YD:6YG/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#XF;F)S<#LF
M;F)S<#L\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$
M=&5X=#XF;F)S<#LF;F)S<#L\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@
M/'1D(&-L87-S/3-$;G5M<#XR-RPQ,3,\<W!A;CX\+W-P86X^/"]T9#X-"B`@
M("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R93X-"B`@("`@("`@/'1D
M(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/DYO;G9E<W1E9"P@8F5G:6YN:6YG
M/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#XF;F)S<#LF;F)S<#L\
M<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XD
M(#$V+C4S/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS
M1&YU;7`^)"`Q-BXU,SQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-
M"B`@("`@(#QT<B!C;&%S<STS1')O/@T*("`@("`@("`\=&0@8VQA<W,],T1P
M;"!V86QI9VX],T1T;W`^1W)A;G1E9"!D=7)I;F<@=&AE('!E<FEO9#PO=&0^
M#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^)FYB<W`[)FYB<W`[/'-P86X^
M/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^)FYB<W`[
M)FYB<W`[/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS
M1'1E>'0^)FYB<W`[)FYB<W`[/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\
M+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F4^#0H@("`@("`@(#QT9"!C;&%S
M<STS1'!L('9A;&EG;CTS1'1O<#Y697-T960@9'5R:6YG('1H92!P97)I;V0\
M+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/B9N8G-P.R9N8G-P.SQS
M<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP/B0@
M,38N-3,\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$
M=&5X=#XF;F)S<#LF;F)S<#L\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO
M='(^#0H@("`@("`\='(@8VQA<W,],T1R;SX-"B`@("`@("`@/'1D(&-L87-S
M/3-$<&P@=F%L:6=N/3-$=&]P/D9O<F9E:71E9"!O<B!E>'!I<F5D(&1U<FEN
M9R!T:&4@<&5R:6]D/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#XF
M;F)S<#LF;F)S<#L\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L
M87-S/3-$;G5M<#XD(#$V+C4S/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@
M(#QT9"!C;&%S<STS1&YU;7`^)"`Q-BXU,SQS<&%N/CPO<W!A;CX\+W1D/@T*
M("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')E/@T*("`@("`@("`\
M=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^3F]N=F5S=&5D+"!E;F1I;F<\
M+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/B9N8G-P.R9N8G-P.SQS
M<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/B9N
M8G-P.R9N8G-P.SQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA
M<W,],T1N=6UP/B0@,38N-3,\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO
M='(^#0H@("`@("`\='(@8VQA<W,],T1R:#X-"B`@("`@("`@/'1D(&-L87-S
M/3-$<&P@=F%L:6=N/3-$=&]P/DQO;F<M5&5R;2!297-T<FEC=&5D(%-T;V-K
M/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^
M/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^
M/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^
M/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R93X-"B`@
M("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/DYO;G9E<W1E9"P@
M8F5G:6YN:6YG/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XW+#(U
M.3QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP
M/C(Y+#(V-SQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,]
M,T1N=6UP/C(Y+#(V-SQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-
M"B`@("`@(#QT<B!C;&%S<STS1')O/@T*("`@("`@("`\=&0@8VQA<W,],T1P
M;"!V86QI9VX],T1T;W`^1W)A;G1E9"!D=7)I;F<@=&AE('!E<FEO9#PO=&0^
M#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^-#DL-34Y/'-P86X^/"]S<&%N
M/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^-RPR-3D\<W!A;CX\
M+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#XF;F)S<#LF
M;F)S<#L\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\
M='(@8VQA<W,],T1R93X-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N
M/3-$=&]P/E9E<W1E9"!D=7)I;F<@=&AE('!E<FEO9#PO=&0^#0H@("`@("`@
M(#QT9"!C;&%S<STS1'1E>'0^)FYB<W`[)FYB<W`[/'-P86X^/"]S<&%N/CPO
M=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;3XH,CDL,C8W*3QS<&%N/CPO
M<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/B9N8G-P.R9N
M8G-P.SQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@(#QT
M<B!C;&%S<STS1')O/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX]
M,T1T;W`^1F]R9F5I=&5D(&]R(&5X<&ER960@9'5R:6YG('1H92!P97)I;V0\
M+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6T^*#(L-#<T*3QS<&%N/CPO
M<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/B9N8G-P.R9N
M8G-P.SQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T
M97AT/B9N8G-P.R9N8G-P.SQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T
M<CX-"B`@("`@(#QT<B!C;&%S<STS1')E/@T*("`@("`@("`\=&0@8VQA<W,]
M,T1P;"!V86QI9VX],T1T;W`^3F]N=F5S=&5D+"!E;F1I;F<\+W1D/@T*("`@
M("`@("`\=&0@8VQA<W,],T1N=6UP/C4T+#,T-#QS<&%N/CPO<W!A;CX\+W1D
M/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP/C<L,C4Y/'-P86X^/"]S<&%N
M/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^,CDL,C8W/'-P86X^
M/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$
M<F\^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y.;VYV
M97-T960L(&)E9VEN;FEN9SPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU
M;7`^)"`Q-"XU-#QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA
M<W,],T1N=6UP/B0@,3,N-3D\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@
M/'1D(&-L87-S/3-$;G5M<#XD(#$S+C4Y/'-P86X^/"]S<&%N/CPO=&0^#0H@
M("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F4^#0H@("`@("`@(#QT
M9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y'<F%N=&5D(&1U<FEN9R!T:&4@
M<&5R:6]D/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XD(#DN.3D\
M<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XD
M(#$T+C4T/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS
M1'1E>'0^)FYB<W`[)FYB<W`[/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\
M+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F\^#0H@("`@("`@(#QT9"!C;&%S
M<STS1'!L('9A;&EG;CTS1'1O<#Y697-T960@9'5R:6YG('1H92!P97)I;V0\
M+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/B9N8G-P.R9N8G-P.SQS
M<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP/B0@
M,3,N-3D\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$
M=&5X=#XF;F)S<#LF;F)S<#L\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO
M='(^#0H@("`@("`\='(@8VQA<W,],T1R93X-"B`@("`@("`@/'1D(&-L87-S
M/3-$<&P@=F%L:6=N/3-$=&]P/D9O<F9E:71E9"!O<B!E>'!I<F5D(&1U<FEN
M9R!T:&4@<&5R:6]D/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XD
M(#$R+C4U/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS
M1'1E>'0^)FYB<W`[)FYB<W`[/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@
M(#QT9"!C;&%S<STS1'1E>'0^)FYB<W`[)FYB<W`[/'-P86X^/"]S<&%N/CPO
M=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F\^#0H@("`@
M("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y.;VYV97-T960L(&5N
M9&EN9SPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^)"`Q,"XT.#QS
M<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP/B0@
M,30N-30\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$
M;G5M<#XD(#$S+C4Y/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*
M("`@(#PO=&%B;&4^#0H@(#PO8F]D>3X-"CPO:'1M;#X-"@T*+2TM+2TM/5].
M97AT4&%R=%]F.3`V,V0R85\P,V4U7S0Y-#1?86(T.5\R,&4T,V1A-CEA.#8-
M"D-O;G1E;G0M3&]C871I;VXZ(&9I;&4Z+R\O0SHO9CDP-C-D,F%?,#-E-5\T
M.30T7V%B-#E?,C!E-#-D838Y83@V+U=O<FMS:&5E=',O4VAE970Q,C(N:'1M
M;`T*0V]N=&5N="U4<F%N<V9E<BU%;F-O9&EN9SH@<75O=&5D+7!R:6YT86)L
M90T*0V]N=&5N="U4>7!E.B!T97AT+VAT;6P[(&-H87)S970](G5S+6%S8VEI
M(@T*#0H\:'1M;#X-"B`@/&AE860^#0H@("`@/$U%5$$@:'1T<"UE<75I=CTS
M1$-O;G1E;G0M5'EP92!C;VYT96YT/3-$)W1E>'0O:'1M;#L@8VAA<G-E=#UU
M=&8M."<^/'-C<FEP="!T>7!E/3-$=&5X="]J879A<V-R:7!T('-R8STS1%-H
M;W<N:G,^+RH@1&\@3F]T(%)E;6]V92!4:&ES($-O;6UE;G0@*B\\+W-C<FEP
M=#X\+VAE860^#0H@(#QB;V1Y/@T*("`@(#QT86)L92!C;&%S<STS1')E<&]R
M="!I9#TS1$E$,$5.2#X-"B`@("`@(#QT<CX-"B`@("`@("`@/'1H(&-L87-S
M/3-$=&P@8V]L<W!A;CTS1#$@<F]W<W!A;CTS1#$^/'-T<F]N9SY296=U;&%T
M;W)Y(%)E<W1R:6-T:6]N<R`H1&5T86EL<R!.87)R871I=F4I("A54T0@)"D\
M8G(^26X@5&AO=7-A;F1S+"!U;FQE<W,@;W1H97)W:7-E('-P96-I9FEE9#PO
M<W1R;VYG/CPO=&@^#0H@("`@("`@(#QT:"!C;&%S<STS1'1H/D1E8RX@,S$L
M(#(P,3(\8G(^/"]T:#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,]
M,T1R93X-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/CQS
M=')O;F<^3F]T97,@=&\@1FEN86YC:6%L(%-T871E;65N=',\+W-T<F]N9SX\
M+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\
M+W1D/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')O/@T*("`@
M("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^56YD:79I9&5D('!R
M;V9I=',\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP/B0@,38V+#$X
M.#QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C
M;&%S<STS1')E/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T
M;W`^4F5S=')I8W1E9"!I;G9E<W1M96YT(&EN(&)A;FL\+W1D/@T*("`@("`@
M("`\=&0@8VQA<W,],T1N=6UP/C(S,RPV-S$\<W!A;CX\+W-P86X^/"]T9#X-
M"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R;SX-"B`@("`@("`@
M/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/D%V97)A9V4@<F5S97)V92!B
M86QA;F-E/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XD(#@V-3QS
M<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`\+W1A8FQE/@T*
M("`\+V)O9'D^#0H\+VAT;6P^#0H-"BTM+2TM+3U?3F5X=%!A<G1?9CDP-C-D
M,F%?,#-E-5\T.30T7V%B-#E?,C!E-#-D838Y83@V#0I#;VYT96YT+4QO8V%T
M:6]N.B!F:6QE.B\O+T,Z+V8Y,#8S9#)A7S`S935?-#DT-%]A8C0Y7S(P930S
M9&$V.6$X-B]7;W)K<VAE971S+U-H965T,3(S+FAT;6P-"D-O;G1E;G0M5')A
M;G-F97(M16YC;V1I;F<Z('%U;W1E9"UP<FEN=&%B;&4-"D-O;G1E;G0M5'EP
M93H@=&5X="]H=&UL.R!C:&%R<V5T/2)U<RUA<V-I:2(-"@T*/&AT;6P^#0H@
M(#QH96%D/@T*("`@(#Q-151!(&AT='`M97%U:78],T1#;VYT96YT+51Y<&4@
M8V]N=&5N=#TS1"=T97AT+VAT;6P[(&-H87)S970]=71F+3@G/CQS8W)I<'0@
M='EP93TS1'1E>'0O:F%V87-C<FEP="!S<F,],T13:&]W+FIS/B\J($1O($YO
M="!296UO=F4@5&AI<R!#;VUM96YT("HO/"]S8W)I<'0^/"]H96%D/@T*("`\
M8F]D>3X-"B`@("`\=&%B;&4@8VQA<W,],T1R97!O<G0@:60],T1)1#!%54)"
M1SX-"B`@("`@(#QT<CX-"B`@("`@("`@/'1H(&-L87-S/3-$=&P@8V]L<W!A
M;CTS1#$@<F]W<W!A;CTS1#$^/'-T<F]N9SY296=U;&%T;W)Y(%)E<W1R:6-T
M:6]N<R`H1&5T86EL<RD@*%531"`D*3QB<CY);B!4:&]U<V%N9',L('5N;&5S
M<R!O=&AE<G=I<V4@<W!E8VEF:65D/"]S=')O;F<^/"]T:#X-"B`@("`@("`@
M/'1H(&-L87-S/3-$=&@^1&5C+B`S,2P@,C`Q,CQB<CX\+W1H/@T*("`@("`@
M("`\=&@@8VQA<W,],T1T:#Y$96,N(#,Q+"`R,#$Q/&)R/CPO=&@^#0H@("`@
M("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F@^#0H@("`@("`@(#QT9"!C
M;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y#;VUP86YY/"]T9#X-"B`@("`@("`@
M/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@
M/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO
M='(^#0H@("`@("`\='(@8VQA<W,],T1R;SX-"B`@("`@("`@/'1D(&-L87-S
M/3-$<&P@=F%L:6=N/3-$=&]P/E1O=&%L(&-A<&ET86P@<F%T:6\L(&%C='5A
M;#PO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^)"`S-3DL-34T/'-P
M86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^)"`S
M-34L.#DW/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@("`@
M/'1R(&-L87-S/3-$<F4^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG
M;CTS1'1O<#Y4:65R($D@8V%P:71A;"!R871I;RP@86-T=6%L/"]T9#X-"B`@
M("`@("`@/'1D(&-L87-S/3-$;G5M<#XS,S(L,S4P/'-P86X^/"]S<&%N/CPO
M=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^,S(Y+#$P,#QS<&%N/CPO
M<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')O
M/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^3&5V97)A
M9V4@<F%T:6\L(&%C='5A;#PO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU
M;7`^,S,R+#,U,#QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA
M<W,],T1N=6UP/C,R.2PQ,#`\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO
M='(^#0H@("`@("`\='(@8VQA<W,],T1R93X-"B`@("`@("`@/'1D(&-L87-S
M/3-$<&P@=F%L:6=N/3-$=&]P/E1O=&%L(&-A<&ET86P@<F%T:6\L(&9O<B!C
M87!I=&%L(&%D97%U86-Y('!U<G!O<V5S/"]T9#X-"B`@("`@("`@/'1D(&-L
M87-S/3-$;G5M<#XQ-S(L-3<R/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@
M(#QT9"!C;&%S<STS1&YU;7`^,3<P+#,R.3QS<&%N/CPO<W!A;CX\+W1D/@T*
M("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')O/@T*("`@("`@("`\
M=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^5&EE<B!)(&-A<&ET86P@<F%T
M:6\L(&9O<B!C87!I=&%L(&%D97%U86-Y('!U<G!O<V5S/"]T9#X-"B`@("`@
M("`@/'1D(&-L87-S/3-$;G5M<#XX-BPR.#8\<W!A;CX\+W-P86X^/"]T9#X-
M"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XX-2PQ-C4\<W!A;CX\+W-P86X^
M/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R93X-"B`@
M("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/DQE=F5R86=E(')A
M=&EO+"!F;W(@8V%P:71A;"!A9&5Q=6%C>2!P=7)P;W-E<SPO=&0^#0H@("`@
M("`@(#QT9"!C;&%S<STS1&YU;7`^,3(Y+#@R,#QS<&%N/CPO<W!A;CX\+W1D
M/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP/C$R."PY,3`\<W!A;CX\+W-P
M86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R;SX-
M"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/E1O=&%L(&-A
M<&ET86P@<F%T:6\L('1O(&)E('=E;&P@8V%P:71A;&EZ960@=6YD97(@<')O
M;7!T(&-O<G)E8W1I=F4@86-T:6]N('!R;W9I<VEO;G,\+W1D/@T*("`@("`@
M("`\=&0@8VQA<W,],T1T97AT/B9N8G-P.R9N8G-P.SQS<&%N/CPO<W!A;CX\
M+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/B9N8G-P.R9N8G-P.SQS
M<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S
M<STS1')E/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^
M5&EE<B!)(&-A<&ET86P@<F%T:6\L('1O(&)E('=E;&P@8V%P:71A;&EZ960@
M=6YD97(@<')O;7!T(&-O<G)E8W1I=F4@86-T:6]N('!R;W9I<VEO;G,\+W1D
M/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/B9N8G-P.R9N8G-P.SQS<&%N
M/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/B9N8G-P
M.R9N8G-P.SQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@
M(#QT<B!C;&%S<STS1')O/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI
M9VX],T1T;W`^3&5V97)A9V4@<F%T:6\L('1O(&)E('=E;&P@8V%P:71A;&EZ
M960@=6YD97(@<')O;7!T(&-O<G)E8W1I=F4@86-T:6]N('!R;W9I<VEO;G,\
M+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/B9N8G-P.R9N8G-P.SQS
M<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/B9N
M8G-P.R9N8G-P.SQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@
M("`@(#QT<B!C;&%S<STS1')E/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V
M86QI9VX],T1T;W`^5&]T86P@8V%P:71A;"!R871I;RP@86-T=6%L/"]T9#X-
M"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XQ-BXV-R4\<W!A;CX\+W-P86X^
M/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XQ-BXW,B4\<W!A;CX\
M+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R
M;SX-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/E1I97(@
M22!C87!I=&%L(')A=&EO+"!A8W1U86P\+W1D/@T*("`@("`@("`\=&0@8VQA
M<W,],T1N=6UP/C$U+C0Q)3QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\
M=&0@8VQA<W,],T1N=6UP/C$U+C0V)3QS<&%N/CPO<W!A;CX\+W1D/@T*("`@
M("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')E/@T*("`@("`@("`\=&0@
M8VQA<W,],T1P;"!V86QI9VX],T1T;W`^3&5V97)A9V4@<F%T:6\L(&%C='5A
M;#PO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^,3`N,C0E/'-P86X^
M/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^,3`N,C$E
M/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L
M87-S/3-$<F\^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O
M<#Y4;W1A;"!C87!I=&%L(')A=&EO+"!F;W(@8V%P:71A;"!A9&5Q=6%C>2!P
M=7)P;W-E<SPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^."XP,"4\
M<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XX
M+C`P)3QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@(#QT
M<B!C;&%S<STS1')E/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX]
M,T1T;W`^5&EE<B!)(&-A<&ET86P@<F%T:6\L(&9O<B!C87!I=&%L(&%D97%U
M86-Y('!U<G!O<V5S/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XT
M+C`P)3QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N
M=6UP/C0N,#`E/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@
M("`@/'1R(&-L87-S/3-$<F\^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A
M;&EG;CTS1'1O<#Y,979E<F%G92!R871I;RP@9F]R(&-A<&ET86P@861E<75A
M8WD@<'5R<&]S97,\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP/C0N
M,#`E/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU
M;7`^-"XP,"4\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@
M("`\='(@8VQA<W,],T1R93X-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L
M:6=N/3-$=&]P/E1O=&%L(&-A<&ET86P@<F%T:6\L('1O(&)E('=E;&P@8V%P
M:71A;&EZ960@=6YD97(@<')O;7!T(&-O<G)E8W1I=F4@86-T:6]N('!R;W9I
M<VEO;G,\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/B9N8G-P.R9N
M8G-P.SQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T
M97AT/B9N8G-P.R9N8G-P.SQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T
M<CX-"B`@("`@(#QT<B!C;&%S<STS1')O/@T*("`@("`@("`\=&0@8VQA<W,]
M,T1P;"!V86QI9VX],T1T;W`^5&EE<B!)(&-A<&ET86P@<F%T:6\L('1O(&)E
M('=E;&P@8V%P:71A;&EZ960@=6YD97(@<')O;7!T(&-O<G)E8W1I=F4@86-T
M:6]N('!R;W9I<VEO;G,\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT
M/B9N8G-P.R9N8G-P.SQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@
M8VQA<W,],T1T97AT/B9N8G-P.R9N8G-P.SQS<&%N/CPO<W!A;CX\+W1D/@T*
M("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')E/@T*("`@("`@("`\
M=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^3&5V97)A9V4@<F%T:6\L('1O
M(&)E('=E;&P@8V%P:71A;&EZ960@=6YD97(@<')O;7!T(&-O<G)E8W1I=F4@
M86-T:6]N('!R;W9I<VEO;G,\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T
M97AT/B9N8G-P.R9N8G-P.SQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\
M=&0@8VQA<W,],T1T97AT/B9N8G-P.R9N8G-P.SQS<&%N/CPO<W!A;CX\+W1D
M/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')H/@T*("`@("`@
M("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^0F%N:SPO=&0^#0H@("`@
M("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@
M("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@
M("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F4^#0H@("`@("`@(#QT9"!C
M;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y4;W1A;"!C87!I=&%L(')A=&EO+"!A
M8W1U86P\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP/C,U."PP.3@\
M<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XS
M-30L,C,U/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@("`@
M/'1R(&-L87-S/3-$<F\^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG
M;CTS1'1O<#Y4:65R($D@8V%P:71A;"!R871I;RP@86-T=6%L/"]T9#X-"B`@
M("`@("`@/'1D(&-L87-S/3-$;G5M<#XS,S`L.3$V/'-P86X^/"]S<&%N/CPO
M=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^,S(W+#0V,3QS<&%N/CPO
M<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')E
M/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^3&5V97)A
M9V4@<F%T:6\L(&%C='5A;#PO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU
M;7`^,S,P+#DQ-CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA
M<W,],T1N=6UP/C,R-RPT-C$\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO
M='(^#0H@("`@("`\='(@8VQA<W,],T1R;SX-"B`@("`@("`@/'1D(&-L87-S
M/3-$<&P@=F%L:6=N/3-$=&]P/E1O=&%L(&-A<&ET86P@<F%T:6\L(&9O<B!C
M87!I=&%L(&%D97%U86-Y('!U<G!O<V5S/"]T9#X-"B`@("`@("`@/'1D(&-L
M87-S/3-$;G5M<#XQ-S(L-#(T/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@
M(#QT9"!C;&%S<STS1&YU;7`^,3<P+#$X,#QS<&%N/CPO<W!A;CX\+W1D/@T*
M("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')E/@T*("`@("`@("`\
M=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^5&EE<B!)(&-A<&ET86P@<F%T
M:6\L(&9O<B!C87!I=&%L(&%D97%U86-Y('!U<G!O<V5S/"]T9#X-"B`@("`@
M("`@/'1D(&-L87-S/3-$;G5M<#XX-BPR,3(\<W!A;CX\+W-P86X^/"]T9#X-
M"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XX-2PP.3`\<W!A;CX\+W-P86X^
M/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R;SX-"B`@
M("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/DQE=F5R86=E(')A
M=&EO+"!F;W(@8V%P:71A;"!A9&5Q=6%C>2!P=7)P;W-E<SPO=&0^#0H@("`@
M("`@(#QT9"!C;&%S<STS1&YU;7`^,3(Y+#<T,CQS<&%N/CPO<W!A;CX\+W1D
M/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP/C$R."PX,S$\<W!A;CX\+W-P
M86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R93X-
M"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/E1O=&%L(&-A
M<&ET86P@<F%T:6\L('1O(&)E('=E;&P@8V%P:71A;&EZ960@=6YD97(@<')O
M;7!T(&-O<G)E8W1I=F4@86-T:6]N('!R;W9I<VEO;G,\+W1D/@T*("`@("`@
M("`\=&0@8VQA<W,],T1N=6UP/C(Q-2PU,S`\<W!A;CX\+W-P86X^/"]T9#X-
M"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XR,3(L-S(U/'-P86X^/"]S<&%N
M/CPO=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F\^#0H@
M("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y4:65R($D@8V%P
M:71A;"!R871I;RP@=&\@8F4@=V5L;"!C87!I=&%L:7IE9"!U;F1E<B!P<F]M
M<'0@8V]R<F5C=&EV92!A8W1I;VX@<')O=FES:6]N<SPO=&0^#0H@("`@("`@
M(#QT9"!C;&%S<STS1&YU;7`^,3(Y+#,Q.#QS<&%N/CPO<W!A;CX\+W1D/@T*
M("`@("`@("`\=&0@8VQA<W,],T1N=6UP/C$R-RPV,S4\<W!A;CX\+W-P86X^
M/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R93X-"B`@
M("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/DQE=F5R86=E(')A
M=&EO+"!T;R!B92!W96QL(&-A<&ET86QI>F5D('5N9&5R('!R;VUP="!C;W)R
M96-T:79E(&%C=&EO;B!P<F]V:7-I;VYS/"]T9#X-"B`@("`@("`@/'1D(&-L
M87-S/3-$;G5M<#XD(#$V,BPQ-S@\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@
M("`@/'1D(&-L87-S/3-$;G5M<#XD(#$V,2PP,SD\<W!A;CX\+W-P86X^/"]T
M9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R;SX-"B`@("`@
M("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/E1O=&%L(&-A<&ET86P@
M<F%T:6\L(&%C='5A;#PO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^
M,38N-C$E/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS
M1&YU;7`^,38N-C4E/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*
M("`@("`@/'1R(&-L87-S/3-$<F4^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L
M('9A;&EG;CTS1'1O<#Y4:65R($D@8V%P:71A;"!R871I;RP@86-T=6%L/"]T
M9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XQ-2XS-24\<W!A;CX\+W-P
M86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XQ-2XS.24\<W!A
M;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,]
M,T1R;SX-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/DQE
M=F5R86=E(')A=&EO+"!A8W1U86P\+W1D/@T*("`@("`@("`\=&0@8VQA<W,]
M,T1N=6UP/C$P+C(P)3QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@
M8VQA<W,],T1N=6UP/C$P+C$W)3QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@
M/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')E/@T*("`@("`@("`\=&0@8VQA
M<W,],T1P;"!V86QI9VX],T1T;W`^5&]T86P@8V%P:71A;"!R871I;RP@9F]R
M(&-A<&ET86P@861E<75A8WD@<'5R<&]S97,\+W1D/@T*("`@("`@("`\=&0@
M8VQA<W,],T1N=6UP/C@N,#`E/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@
M(#QT9"!C;&%S<STS1&YU;7`^."XP,"4\<W!A;CX\+W-P86X^/"]T9#X-"B`@
M("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R;SX-"B`@("`@("`@/'1D
M(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/E1I97(@22!C87!I=&%L(')A=&EO
M+"!F;W(@8V%P:71A;"!A9&5Q=6%C>2!P=7)P;W-E<SPO=&0^#0H@("`@("`@
M(#QT9"!C;&%S<STS1&YU;7`^-"XP,"4\<W!A;CX\+W-P86X^/"]T9#X-"B`@
M("`@("`@/'1D(&-L87-S/3-$;G5M<#XT+C`P)3QS<&%N/CPO<W!A;CX\+W1D
M/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')E/@T*("`@("`@
M("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^3&5V97)A9V4@<F%T:6\L
M(&9O<B!C87!I=&%L(&%D97%U86-Y('!U<G!O<V5S/"]T9#X-"B`@("`@("`@
M/'1D(&-L87-S/3-$;G5M<#XT+C`P)3QS<&%N/CPO<W!A;CX\+W1D/@T*("`@
M("`@("`\=&0@8VQA<W,],T1N=6UP/C0N,#`E/'-P86X^/"]S<&%N/CPO=&0^
M#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F\^#0H@("`@("`@
M(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y4;W1A;"!C87!I=&%L(')A
M=&EO+"!T;R!B92!W96QL(&-A<&ET86QI>F5D('5N9&5R('!R;VUP="!C;W)R
M96-T:79E(&%C=&EO;B!P<F]V:7-I;VYS/"]T9#X-"B`@("`@("`@/'1D(&-L
M87-S/3-$;G5M<#XQ,"XP,"4\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@
M/'1D(&-L87-S/3-$;G5M<#XQ,"XP,"4\<W!A;CX\+W-P86X^/"]T9#X-"B`@
M("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R93X-"B`@("`@("`@/'1D
M(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/E1I97(@22!C87!I=&%L(')A=&EO
M+"!T;R!B92!W96QL(&-A<&ET86QI>F5D('5N9&5R('!R;VUP="!C;W)R96-T
M:79E(&%C=&EO;B!P<F]V:7-I;VYS/"]T9#X-"B`@("`@("`@/'1D(&-L87-S
M/3-$;G5M<#XV+C`P)3QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@
M8VQA<W,],T1N=6UP/C8N,#`E/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\
M+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F\^#0H@("`@("`@(#QT9"!C;&%S
M<STS1'!L('9A;&EG;CTS1'1O<#Y,979E<F%G92!R871I;RP@=&\@8F4@=V5L
M;"!C87!I=&%L:7IE9"!U;F1E<B!P<F]M<'0@8V]R<F5C=&EV92!A8W1I;VX@
M<')O=FES:6]N<SPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^-2XP
M,"4\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M
M<#XU+C`P)3QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`\
M+W1A8FQE/@T*("`\+V)O9'D^#0H\+VAT;6P^#0H-"BTM+2TM+3U?3F5X=%!A
M<G1?9CDP-C-D,F%?,#-E-5\T.30T7V%B-#E?,C!E-#-D838Y83@V#0I#;VYT
M96YT+4QO8V%T:6]N.B!F:6QE.B\O+T,Z+V8Y,#8S9#)A7S`S935?-#DT-%]A
M8C0Y7S(P930S9&$V.6$X-B]7;W)K<VAE971S+U-H965T,3(T+FAT;6P-"D-O
M;G1E;G0M5')A;G-F97(M16YC;V1I;F<Z('%U;W1E9"UP<FEN=&%B;&4-"D-O
M;G1E;G0M5'EP93H@=&5X="]H=&UL.R!C:&%R<V5T/2)U<RUA<V-I:2(-"@T*
M/&AT;6P^#0H@(#QH96%D/@T*("`@(#Q-151!(&AT='`M97%U:78],T1#;VYT
M96YT+51Y<&4@8V]N=&5N=#TS1"=T97AT+VAT;6P[(&-H87)S970]=71F+3@G
M/CQS8W)I<'0@='EP93TS1'1E>'0O:F%V87-C<FEP="!S<F,],T13:&]W+FIS
M/B\J($1O($YO="!296UO=F4@5&AI<R!#;VUM96YT("HO/"]S8W)I<'0^/"]H
M96%D/@T*("`\8F]D>3X-"B`@("`\=&%B;&4@8VQA<W,],T1R97!O<G0@:60]
M,T1)1#!%2$E!13X-"B`@("`@(#QT<CX-"B`@("`@("`@/'1H(&-L87-S/3-$
M=&P@8V]L<W!A;CTS1#$@<F]W<W!A;CTS1#(^/'-T<F]N9SY3=7!P;&5M96YT
M87)Y($EN8V]M92!3=&%T96UE;G0@26YF;W)M871I;VX@*$1E=&%I;',I("A5
M4T0@)"D\8G(^26X@5&AO=7-A;F1S+"!U;FQE<W,@;W1H97)W:7-E('-P96-I
M9FEE9#PO<W1R;VYG/CPO=&@^#0H@("`@("`@(#QT:"!C;&%S<STS1'1H(&-O
M;'-P86X],T0S/C$R($UO;G1H<R!%;F1E9#PO=&@^#0H@("`@("`\+W1R/@T*
M("`@("`@/'1R/@T*("`@("`@("`\=&@@8VQA<W,],T1T:#Y$96,N(#,Q+"`R
M,#$R/&)R/CPO=&@^#0H@("`@("`@(#QT:"!C;&%S<STS1'1H/D1E8RX@,S$L
M(#(P,3$\8G(^/"]T:#X-"B`@("`@("`@/'1H(&-L87-S/3-$=&@^1&5C+B`S
M,2P@,C`Q,#QB<CX\+W1H/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S
M<STS1')E/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^
M/'-T<F]N9SY.;W1E<R!T;R!&:6YA;F-I86P@4W1A=&5M96YT<SPO<W1R;VYG
M/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N
M/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N
M/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N
M/CPO=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F\^#0H@
M("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y/=&AE<B!S97)V
M:6-E(&-H87)G97,L(&-O;6UI<W-I;VYS+"!A;F0@9F5E<R`M(&1E8FET(&EN
M=&5R8VAA;F=E(&EN8V]M93PO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU
M;7`^)"`U+#(V,CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA
M<W,],T1N=6UP/B0@-"PW-3<\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@
M/'1D(&-L87-S/3-$;G5M<#XD(#,L-C`X/'-P86X^/"]S<&%N/CPO=&0^#0H@
M("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F4^#0H@("`@("`@(#QT
M9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y/=&AE<B!S97)V:6-E(&-H87)G
M97,L(&-O;6UI<W-I;VYS+"!A;F0@9F5E<R`M(&]T:&5R(&EN=&5R8VAA;F=E
M(&EN8V]M93PO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^,2PR,3,\
M<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XQ
M+#`S,SQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N
M=6UP/CDQ,CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@
M(#QT<B!C;&%S<STS1')O/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI
M9VX],T1T;W`^3W1H97(@;W!E<F%T:6YG(&5X<&5N<V5S("T@:6YT97)C:&%N
M9V4@97AP96YS93PO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^,BPT
M,38\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M
M<#XR+#`T,CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,]
M,T1N=6UP/C$L-S,V/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*
M("`@("`@/'1R(&-L87-S/3-$<F4^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L
M('9A;&EG;CTS1'1O<#Y/=&AE<B!O<&5R871I;F<@97AP96YS97,@+2!S=&%T
M:6]N97)Y(&%N9"!S=7!P;&EE<SPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS
M1&YU;7`^,BPR-#`\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L
M87-S/3-$;G5M<#XR+#@V-SQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\
M=&0@8VQA<W,],T1N=6UP/C(L-38S/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@
M("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F\^#0H@("`@("`@(#QT9"!C
M;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y/=&AE<B!O<&5R871I;F<@97AP96YS
M97,@+2!T96QE<&AO;F4@97AP96YS93PO=&0^#0H@("`@("`@(#QT9"!C;&%S
M<STS1&YU;7`^,2PV.#,\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D
M(&-L87-S/3-$;G5M<#XR+#$R-SQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@
M("`\=&0@8VQA<W,],T1N=6UP/C(L,#4S/'-P86X^/"]S<&%N/CPO=&0^#0H@
M("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F4^#0H@("`@("`@(#QT
M9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y/=&AE<B!O<&5R871I;F<@97AP
M96YS97,@+2!&1$E#(&EN<W5R86YC92!E>'!E;G-E/"]T9#X-"B`@("`@("`@
M/'1D(&-L87-S/3-$;G5M<#XR+#8W.#QS<&%N/CPO<W!A;CX\+W1D/@T*("`@
M("`@("`\=&0@8VQA<W,],T1N=6UP/C,L,#`X/'-P86X^/"]S<&%N/CPO=&0^
M#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^-"PS.#<\<W!A;CX\+W-P86X^
M/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R;SX-"B`@
M("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/D]T:&5R(&]P97)A
M=&EN9R!E>'!E;G-E<R`M(')E<&]S<V5S<VEO;B!A;F0@8V]L;&5C=&EO;B`M
M(&YO;BUC;W9E<F5D/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XS
M+#$P-SQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N
M=6UP/C,L-#DR/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S
M<STS1&YU;7`^,BPQ,S@\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^
M#0H@("`@("`\='(@8VQA<W,],T1R93X-"B`@("`@("`@/'1D(&-L87-S/3-$
M<&P@=F%L:6=N/3-$=&]P/D]T:&5R(&]P97)A=&EN9R!E>'!E;G-E<R`M(')E
M<&]S<V5S<VEO;B!A;F0@8V]L;&5C=&EO;B`M(&-O=F5R960L(&YE="!O9B!&
M1$E#(')E:6UB=7)S96UE;G0@86YD(')E;G1A;"!I;F-O;64\+W1D/@T*("`@
M("`@("`\=&0@8VQA<W,],T1N=6UP/C$L-C0R/'-P86X^/"]S<&%N/CPO=&0^
M#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^,2PY-C@\<W!A;CX\+W-P86X^
M/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XR+#8Q-SQS<&%N/CPO
M<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')O
M/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^3W1H97(@
M;W!E<F%T:6YG(&5X<&5N<V5S("T@;W5T<VED92!C;VYS=6QT86YT<SPO=&0^
M#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^,2PY,38\<W!A;CX\+W-P86X^
M/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XQ+#@T,CQS<&%N/CPO
M<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP/C$L,3@U/'-P
M86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S
M/3-$<F4^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y/
M=&AE<B!O<&5R871I;F<@97AP96YS97,@+2!L96=A;"!A;F0@875D:70\+W1D
M/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP/B0@,2PW,C(\<W!A;CX\+W-P
M86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XD(#$L-3DU/'-P
M86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^)"`Q
M+#4W,CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`\+W1A
M8FQE/@T*("`\+V)O9'D^#0H\+VAT;6P^#0H-"BTM+2TM+3U?3F5X=%!A<G1?
M9CDP-C-D,F%?,#-E-5\T.30T7V%B-#E?,C!E-#-D838Y83@V#0I#;VYT96YT
M+4QO8V%T:6]N.B!F:6QE.B\O+T,Z+V8Y,#8S9#)A7S`S935?-#DT-%]A8C0Y
M7S(P930S9&$V.6$X-B]7;W)K<VAE971S+U-H965T,3(U+FAT;6P-"D-O;G1E
M;G0M5')A;G-F97(M16YC;V1I;F<Z('%U;W1E9"UP<FEN=&%B;&4-"D-O;G1E
M;G0M5'EP93H@=&5X="]H=&UL.R!C:&%R<V5T/2)U<RUA<V-I:2(-"@T*/&AT
M;6P^#0H@(#QH96%D/@T*("`@(#Q-151!(&AT='`M97%U:78],T1#;VYT96YT
M+51Y<&4@8V]N=&5N=#TS1"=T97AT+VAT;6P[(&-H87)S970]=71F+3@G/CQS
M8W)I<'0@='EP93TS1'1E>'0O:F%V87-C<FEP="!S<F,],T13:&]W+FIS/B\J
M($1O($YO="!296UO=F4@5&AI<R!#;VUM96YT("HO/"]S8W)I<'0^/"]H96%D
M/@T*("`\8F]D>3X-"B`@("`\=&%B;&4@8VQA<W,],T1R97!O<G0@:60],T1)
M1#!%1#-!1SX-"B`@("`@(#QT<CX-"B`@("`@("`@/'1H(&-L87-S/3-$=&P@
M8V]L<W!A;CTS1#$@<F]W<W!A;CTS1#$^/'-T<F]N9SY#;VYD96YS960@4&%R
M96YT($-O;7!A;GD@26YF;W)M871I;VX@*$1E=&%I;',I("A54T0@)"D\8G(^
M26X@5&AO=7-A;F1S+"!U;FQE<W,@;W1H97)W:7-E('-P96-I9FEE9#PO<W1R
M;VYG/CPO=&@^#0H@("`@("`@(#QT:"!C;&%S<STS1'1H/D1E8RX@,S$L(#(P
M,3(\8G(^/"]T:#X-"B`@("`@("`@/'1H(&-L87-S/3-$=&@^1&5C+B`S,2P@
M,C`Q,3QB<CX\+W1H/@T*("`@("`@("`\=&@@8VQA<W,],T1T:#Y$96,N(#,Q
M+"`R,#$P/&)R/CPO=&@^#0H@("`@("`@(#QT:"!C;&%S<STS1'1H/D1E8RX@
M,S$L(#(P,#D\8G(^/"]T:#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA
M<W,],T1R93X-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P
M/CQS=')O;F<^07-S971S/"]S=')O;F<^/"]T9#X-"B`@("`@("`@/'1D(&-L
M87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L
M87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L
M87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L
M87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@
M("`@("`\='(@8VQA<W,],T1R;SX-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@
M=F%L:6=N/3-$=&]P/D-A<V@@;VX@9&5P;W-I="!W:71H(&)A;FL@<W5B<VED
M:6%R>3PO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^)"`R-#$L-3`W
M/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^
M)"`R,38L,38W/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S
M<STS1&YU;7`^)"`R,3(L,#`R/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@
M(#QT9"!C;&%S<STS1&YU;7`^)"`S-3`L.#<R/'-P86X^/"]S<&%N/CPO=&0^
M#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F4^#0H@("`@("`@
M(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y0<F5M:7-E<R!A;F0@97%U
M:7!M96YT/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XW-"PS-S$\
M<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XV
M.2PY-S4\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$
M=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$
M=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\
M='(@8VQA<W,],T1R;SX-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N
M/3-$=&]P/D]T:&5R(&%S<V5T<SPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS
M1&YU;7`^-3,L-30S/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C
M;&%S<STS1&YU;7`^-#`L.3<P/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@
M(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@
M(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\
M+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F4^#0H@("`@("`@(#QT9"!C;&%S
M<STS1'!L('9A;&EG;CTS1'1O<#Y4;W1A;"!A<W-E=',\+W1D/@T*("`@("`@
M("`\=&0@8VQA<W,],T1N=6UP/C,L,C0T+#DQ,#QS<&%N/CPO<W!A;CX\+W1D
M/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP/C,L,CDP+#0W-#QS<&%N/CPO
M<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO
M<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO
M<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')O
M/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^/'-T<F]N
M9SY,:6%B:6QI=&EE<R!A;F0@<VAA<F5H;VQD97)S)R!E<75I='D\+W-T<F]N
M9SX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A
M;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A
M;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A
M;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A
M;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')E/@T*
M("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^5')U<W0@<')E
M9F5R<F5D('-E8W5R:71I97,\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N
M=6UP/C0V+#,Y-#QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA
M<W,],T1N=6UP/C$S,RPY,C4\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@
M/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@
M/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO
M='(^#0H@("`@("`\='(@8VQA<W,],T1R;SX-"B`@("`@("`@/'1D(&-L87-S
M/3-$<&P@=F%L:6=N/3-$=&]P/D]T:&5R(&QI86)I;&ET:65S/"]T9#X-"B`@
M("`@("`@/'1D(&-L87-S/3-$;G5M<#XQ.2PW-#`\<W!A;CX\+W-P86X^/"]T
M9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XS-RPS.#4\<W!A;CX\+W-P
M86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P
M86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P
M86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R93X-
M"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/E1O=&%L(&QI
M86)I;&ET:65S/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XR+#@X
M."PW.3,\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$
M;G5M<#XR+#DT-2PS,C0\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D
M(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D
M(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^
M#0H@("`@("`\='(@8VQA<W,],T1R;SX-"B`@("`@("`@/'1D(&-L87-S/3-$
M<&P@=F%L:6=N/3-$=&]P/E1O=&%L('-H87)E:&]L9&5R<R<@97%U:71Y/"]T
M9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XS-38L,3$W/'-P86X^/"]S
M<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^,S0U+#$U,#QS
M<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS
M<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS
M<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S
M<STS1')E/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^
M5&]T86P@;&EA8FEL:71I97,@86YD('-H87)E:&]L9&5R<R<@97%U:71Y/"]T
M9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XS+#(T-"PY,3`\<W!A;CX\
M+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XS+#(Y,"PT
M-S0\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X
M=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X
M=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@
M8VQA<W,],T1R:#X-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$
M=&]P/E!A<F5N="!#;VUP86YY/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$
M=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$
M=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$
M=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$
M=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\
M='(@8VQA<W,],T1R93X-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N
M/3-$=&]P/CQS=')O;F<^07-S971S/"]S=')O;F<^/"]T9#X-"B`@("`@("`@
M/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@
M/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@
M/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@
M/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO
M='(^#0H@("`@("`\='(@8VQA<W,],T1R;SX-"B`@("`@("`@/'1D(&-L87-S
M/3-$<&P@=F%L:6=N/3-$=&]P/D-A<V@@;VX@9&5P;W-I="!W:71H(&)A;FL@
M<W5B<VED:6%R>3PO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^,RPS
M,S4\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M
M<#XS+#,R-#QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,]
M,T1N=6UP/C(Q+#@R-CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@
M8VQA<W,],T1N=6UP/C0L,S(R/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\
M+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F4^#0H@("`@("`@(#QT9"!C;&%S
M<STS1'!L('9A;&EG;CTS1'1O<#Y);G9E<W1M96YT(&EN('=H;VQL>2UO=VYE
M9"!S=6)S:61I87)I97,L(&%T(&5Q=6ET>3PO=&0^#0H@("`@("`@(#QT9"!C
M;&%S<STS1&YU;7`^,SDY+#8X.#QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@
M("`\=&0@8VQA<W,],T1N=6UP/C,X."PU,C@\<W!A;CX\+W-P86X^/"]T9#X-
M"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-
M"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-
M"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R;SX-"B`@("`@("`@
M/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/E!R96UI<V5S(&%N9"!E<75I
M<&UE;G0\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP/C$U,CQS<&%N
M/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP/C$V,3QS
M<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS
M<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS
M<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S
M<STS1')E/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^
M3W1H97(@87-S971S/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XQ
M+#8S-SQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N
M=6UP/C$L-C,S/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S
M<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S
M<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@
M("`@/'1R(&-L87-S/3-$<F\^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A
M;&EG;CTS1'1O<#Y4;W1A;"!A<W-E=',\+W1D/@T*("`@("`@("`\=&0@8VQA
M<W,],T1N=6UP/C0P-"PX,3(\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@
M/'1D(&-L87-S/3-$;G5M<#XS.3,L-C0V/'-P86X^/"]S<&%N/CPO=&0^#0H@
M("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@
M("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@
M("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F4^#0H@("`@("`@(#QT
M9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#X\<W1R;VYG/DQI86)I;&ET:65S
M(&%N9"!S:&%R96AO;&1E<G,G(&5Q=6ET>3PO<W1R;VYG/CPO=&0^#0H@("`@
M("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@
M("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@
M("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@
M("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@
M("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F\^#0H@("`@("`@(#QT9"!C
M;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y4<G5S="!P<F5F97)R960@<V5C=7)I
M=&EE<SPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^-#8L,SDT/'-P
M86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^-#8L
M,SDT/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E
M>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E
M>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R
M(&-L87-S/3-$<F4^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS
M1'1O<#Y/=&AE<B!L:6%B:6QI=&EE<SPO=&0^#0H@("`@("`@(#QT9"!C;&%S
M<STS1&YU;7`^,BPS,#$\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D
M(&-L87-S/3-$;G5M<#XR+#$P,CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@
M("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@
M("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@
M/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')O/@T*("`@("`@("`\=&0@8VQA
M<W,],T1P;"!V86QI9VX],T1T;W`^5&]T86P@;&EA8FEL:71I97,\+W1D/@T*
M("`@("`@("`\=&0@8VQA<W,],T1N=6UP/C0X+#8Y-3QS<&%N/CPO<W!A;CX\
M+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP/C0X+#0Y-CQS<&%N/CPO
M<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO
M<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO
M<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')E
M/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^5&]T86P@
M<VAA<F5H;VQD97)S)R!E<75I='D\+W1D/@T*("`@("`@("`\=&0@8VQA<W,]
M,T1N=6UP/C,U-BPQ,3<\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D
M(&-L87-S/3-$;G5M<#XS-#4L,34P/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@
M("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@
M("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@
M("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F\^#0H@("`@("`@(#QT9"!C
M;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y4;W1A;"!L:6%B:6QI=&EE<R!A;F0@
M<VAA<F5H;VQD97)S)R!E<75I='D\+W1D/@T*("`@("`@("`\=&0@8VQA<W,]
M,T1N=6UP/B0@-#`T+#@Q,CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\
M=&0@8VQA<W,],T1N=6UP/B0@,SDS+#8T-CQS<&%N/CPO<W!A;CX\+W1D/@T*
M("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*
M("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*
M("`@("`@/"]T<CX-"B`@("`\+W1A8FQE/@T*("`\+V)O9'D^#0H\+VAT;6P^
M#0H-"BTM+2TM+3U?3F5X=%!A<G1?9CDP-C-D,F%?,#-E-5\T.30T7V%B-#E?
M,C!E-#-D838Y83@V#0I#;VYT96YT+4QO8V%T:6]N.B!F:6QE.B\O+T,Z+V8Y
M,#8S9#)A7S`S935?-#DT-%]A8C0Y7S(P930S9&$V.6$X-B]7;W)K<VAE971S
M+U-H965T,3(V+FAT;6P-"D-O;G1E;G0M5')A;G-F97(M16YC;V1I;F<Z('%U
M;W1E9"UP<FEN=&%B;&4-"D-O;G1E;G0M5'EP93H@=&5X="]H=&UL.R!C:&%R
M<V5T/2)U<RUA<V-I:2(-"@T*/&AT;6P^#0H@(#QH96%D/@T*("`@(#Q-151!
M(&AT='`M97%U:78],T1#;VYT96YT+51Y<&4@8V]N=&5N=#TS1"=T97AT+VAT
M;6P[(&-H87)S970]=71F+3@G/CQS8W)I<'0@='EP93TS1'1E>'0O:F%V87-C
M<FEP="!S<F,],T13:&]W+FIS/B\J($1O($YO="!296UO=F4@5&AI<R!#;VUM
M96YT("HO/"]S8W)I<'0^/"]H96%D/@T*("`\8F]D>3X-"B`@("`\=&%B;&4@
M8VQA<W,],T1R97!O<G0@:60],T1)1#!%2$Y!13X-"B`@("`@(#QT<CX-"B`@
M("`@("`@/'1H(&-L87-S/3-$=&P@8V]L<W!A;CTS1#$@<F]W<W!A;CTS1#(^
M/'-T<F]N9SY#;VYD96YS960@4&%R96YT($-O;7!A;GD@26YF;W)M871I;VX@
M*$1E=&%I;',@,2D@*%531"`D*3QB<CY);B!4:&]U<V%N9',L('5N;&5S<R!O
M=&AE<G=I<V4@<W!E8VEF:65D/"]S=')O;F<^/"]T:#X-"B`@("`@("`@/'1H
M(&-L87-S/3-$=&@@8V]L<W!A;CTS1#,^,3(@36]N=&AS($5N9&5D/"]T:#X-
M"B`@("`@(#PO='(^#0H@("`@("`\='(^#0H@("`@("`@(#QT:"!C;&%S<STS
M1'1H/D1E8RX@,S$L(#(P,3(\8G(^/"]T:#X-"B`@("`@("`@/'1H(&-L87-S
M/3-$=&@^1&5C+B`S,2P@,C`Q,3QB<CX\+W1H/@T*("`@("`@("`\=&@@8VQA
M<W,],T1T:#Y$96,N(#,Q+"`R,#$P/&)R/CPO=&@^#0H@("`@("`\+W1R/@T*
M("`@("`@/'1R(&-L87-S/3-$<F4^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L
M('9A;&EG;CTS1'1O<#Y);G1E<F5S="!E>'!E;G-E/"]T9#X-"B`@("`@("`@
M/'1D(&-L87-S/3-$;G5M<#XD(#$W+#,R,#QS<&%N/CPO<W!A;CX\+W1D/@T*
M("`@("`@("`\=&0@8VQA<W,],T1N=6UP/B0@,C,L-38U/'-P86X^/"]S<&%N
M/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^)"`S,2PY,#<\<W!A
M;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,]
M,T1R;SX-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/DYE
M="!I;F-O;64@*&QO<W,I/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M
M/B@R,RPT,#8I/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S
M<STS1&YU;7`^,3,L-C0R/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT
M9"!C;&%S<STS1&YU;7`^.2PY.#(\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@
M(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R93X-"B`@("`@("`@/'1D(&-L
M87-S/3-$<&P@=F%L:6=N/3-$=&]P/DYE="!I;F-O;64@*&QO<W,I(&%V86EL
M86)L92!T;R!C;VUM;VX@<VAA<F5H;VQD97)S/"]T9#X-"B`@("`@("`@/'1D
M(&-L87-S/3-$;G5M/B@R-BPR,34I/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@
M("`@(#QT9"!C;&%S<STS1&YU;7`^-RPT-S8\<W!A;CX\+W-P86X^/"]T9#X-
M"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XU+#@W-3QS<&%N/CPO<W!A;CX\
M+W1D/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')H/@T*("`@
M("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^4&%R96YT($-O;7!A
M;GD\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A
M;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A
M;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A
M;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')E/@T*
M("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^1&EV:61E;F1S
M(&9R;VT@=VAO;&QY+6]W;F5D('-U8G-I9&EA<FEE<SPO=&0^#0H@("`@("`@
M(#QT9"!C;&%S<STS1&YU;7`^,3`L,#`P/'-P86X^/"]S<&%N/CPO=&0^#0H@
M("`@("`@(#QT9"!C;&%S<STS1&YU;7`^.2PU,#`\<W!A;CX\+W-P86X^/"]T
M9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XR-BPR-3`\<W!A;CX\+W-P
M86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R;SX-
M"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/D5A<FYI;F=S
M("AL;W-S97,I(&]F('=H;VQL>2UO=VYE9"!S=6)S:61I87)I97,L(&YE="!O
M9B!D:79I9&5N9',\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6T^*#,Q
M+#0Y,RD\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$
M;G5M<#XU+#@V,CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA
M<W,],T1N=6T^*#$T+#4S-BD\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO
M='(^#0H@("`@("`\='(@8VQA<W,],T1R93X-"B`@("`@("`@/'1D(&-L87-S
M/3-$<&P@=F%L:6=N/3-$=&]P/DEN=&5R97-T(&5X<&5N<V4\+W1D/@T*("`@
M("`@("`\=&0@8VQA<W,],T1N=6T^*#$L,3$Q*3QS<&%N/CPO<W!A;CX\+W1D
M/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6T^*#$L,#0Q*3QS<&%N/CPO<W!A
M;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6T^*#$L,#4T*3QS<&%N
M/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS
M1')O/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^06QL
M(&]T:&5R(&EN8V]M92!A;F0@97AP96YS97,L(&YE=#PO=&0^#0H@("`@("`@
M(#QT9"!C;&%S<STS1&YU;3XH.#`R*3QS<&%N/CPO<W!A;CX\+W1D/@T*("`@
M("`@("`\=&0@8VQA<W,],T1N=6T^*#8W.2D\<W!A;CX\+W-P86X^/"]T9#X-
M"B`@("`@("`@/'1D(&-L87-S/3-$;G5M/B@V-S@I/'-P86X^/"]S<&%N/CPO
M=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F4^#0H@("`@
M("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y.970@:6YC;VUE("AL
M;W-S*3PO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;3XH,C,L-#`V*3QS
M<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP/C$S
M+#8T,CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N
M=6UP/CDL.3@R/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@
M("`@/'1R(&-L87-S/3-$<F\^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A
M;&EG;CTS1'1O<#Y0<F5F97)R960@<W1O8VL@9&EV:61E;F1S(&%N9"!A8V-R
M971I;VX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6T^*#(L.#`Y*3QS
M<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6T^*#8L
M,38V*3QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N
M=6T^*#0L,3`W*3QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@
M("`@(#QT<B!C;&%S<STS1')E/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V
M86QI9VX],T1T;W`^3F5T(&EN8V]M92`H;&]S<RD@879A:6QA8FQE('1O(&-O
M;6UO;B!S:&%R96AO;&1E<G,\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N
M=6T^)"`H,C8L,C$U*3QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@
M8VQA<W,],T1N=6UP/B0@-RPT-S8\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@
M("`@/'1D(&-L87-S/3-$;G5M<#XD(#4L.#<U/'-P86X^/"]S<&%N/CPO=&0^
M#0H@("`@("`\+W1R/@T*("`@(#PO=&%B;&4^#0H@(#PO8F]D>3X-"CPO:'1M
M;#X-"@T*+2TM+2TM/5].97AT4&%R=%]F.3`V,V0R85\P,V4U7S0Y-#1?86(T
M.5\R,&4T,V1A-CEA.#8-"D-O;G1E;G0M3&]C871I;VXZ(&9I;&4Z+R\O0SHO
M9CDP-C-D,F%?,#-E-5\T.30T7V%B-#E?,C!E-#-D838Y83@V+U=O<FMS:&5E
M=',O4VAE970Q,C<N:'1M;`T*0V]N=&5N="U4<F%N<V9E<BU%;F-O9&EN9SH@
M<75O=&5D+7!R:6YT86)L90T*0V]N=&5N="U4>7!E.B!T97AT+VAT;6P[(&-H
M87)S970](G5S+6%S8VEI(@T*#0H\:'1M;#X-"B`@/&AE860^#0H@("`@/$U%
M5$$@:'1T<"UE<75I=CTS1$-O;G1E;G0M5'EP92!C;VYT96YT/3-$)W1E>'0O
M:'1M;#L@8VAA<G-E=#UU=&8M."<^/'-C<FEP="!T>7!E/3-$=&5X="]J879A
M<V-R:7!T('-R8STS1%-H;W<N:G,^+RH@1&\@3F]T(%)E;6]V92!4:&ES($-O
M;6UE;G0@*B\\+W-C<FEP=#X\+VAE860^#0H@(#QB;V1Y/@T*("`@(#QT86)L
M92!C;&%S<STS1')E<&]R="!I9#TS1$E$,$5-5$)'/@T*("`@("`@/'1R/@T*
M("`@("`@("`\=&@@8VQA<W,],T1T;"!C;VQS<&%N/3-$,2!R;W=S<&%N/3-$
M,CX\<W1R;VYG/D-O;F1E;G-E9"!087)E;G0@0V]M<&%N>2!);F9O<FUA=&EO
M;B`H1&5T86EL<R`R*2`H55-$("0I/&)R/DEN(%1H;W5S86YD<RP@=6YL97-S
M(&]T:&5R=VES92!S<&5C:69I960\+W-T<F]N9SX\+W1H/@T*("`@("`@("`\
M=&@@8VQA<W,],T1T:"!C;VQS<&%N/3-$,SXQ,B!-;VYT:',@16YD960\+W1H
M/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<CX-"B`@("`@("`@/'1H(&-L87-S
M/3-$=&@^1&5C+B`S,2P@,C`Q,CQB<CX\+W1H/@T*("`@("`@("`\=&@@8VQA
M<W,],T1T:#Y$96,N(#,Q+"`R,#$Q/&)R/CPO=&@^#0H@("`@("`@(#QT:"!C
M;&%S<STS1'1H/D1E8RX@,S$L(#(P,3`\8G(^/"]T:#X-"B`@("`@(#PO='(^
M#0H@("`@("`\='(@8VQA<W,],T1R93X-"B`@("`@("`@/'1D(&-L87-S/3-$
M<&P@=F%L:6=N/3-$=&]P/CQS=')O;F<^3W!E<F%T:6YG($%C=&EV:71I97,Z
M/"]S=')O;F<^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A
M;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A
M;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A
M;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,]
M,T1R;SX-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/DYE
M="!I;F-O;64@*&QO<W,I/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M
M/B0@*#(S+#0P-BD\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L
M87-S/3-$;G5M<#XD(#$S+#8T,CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@
M("`\=&0@8VQA<W,],T1N=6UP/B0@.2PY.#(\<W!A;CX\+W-P86X^/"]T9#X-
M"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R93X-"B`@("`@("`@
M/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/D1E8W)E87-E(&EN(&]T:&5R
M(&%S<V5T<SPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;3XH,CDL.34R
M*3QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6T^
M*#,P+#`Y-BD\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S
M/3-$;G5M/B@S,BPU,S@I/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R
M/@T*("`@("`@/'1R(&-L87-S/3-$<F\^#0H@("`@("`@(#QT9"!C;&%S<STS
M1'!L('9A;&EG;CTS1'1O<#Y);F-R96%S92`H9&5C<F5A<V4I(&EN(&]T:&5R
M(&QI86)I;&ET:65S/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M/B@R
M+#DT,"D\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$
M;G5M/B@S,S`I/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S
M<STS1&YU;7`^-3DW/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*
M("`@("`@/'1R(&-L87-S/3-$<F4^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L
M('9A;&EG;CTS1'1O<#Y.970@8V%S:"!P<F]V:61E9"!B>2!O<&5R871I;F<@
M86-T:79I=&EE<SPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^-#$L
M-C@Q/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU
M;7`^,S<L,#0V/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S
M<STS1&YU;7`^-C0L,3`Y/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R
M/@T*("`@("`@/'1R(&-L87-S/3-$<F\^#0H@("`@("`@(#QT9"!C;&%S<STS
M1'!L('9A;&EG;CTS1'1O<#X\<W1R;VYG/DEN=F5S=&EN9R!!8W1I=FET:65S
M.CPO<W1R;VYG/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P
M86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P
M86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P
M86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S
M/3-$<F4^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y.
M970@8V%S:"!P<F]V:61E9"!B>2!I;G9E<W1I;F<@86-T:79I=&EE<SPO=&0^
M#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^-2PW,C(\<W!A;CX\+W-P86X^
M/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XQ-S$L,C8Q/'-P86X^
M/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^-S(L,S,V
M/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L
M87-S/3-$<F\^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O
M<#X\<W1R;VYG/D9I;F%N8VEN9R!!8W1I=FET:65S.CPO<W1R;VYG/CPO=&0^
M#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^
M#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^
M#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^
M#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F4^#0H@("`@("`@
M(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y0<F]C965D<R!F<F]M(&ES
M<W5A;F-E(&]F('!R969E<G)E9"!S=&]C:SPO=&0^#0H@("`@("`@(#QT9"!C
M;&%S<STS1&YU;7`^-RPR.#<\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@
M/'1D(&-L87-S/3-$;G5M<#XV,RPU,#`\<W!A;CX\+W-P86X^/"]T9#X-"B`@
M("`@("`@/'1D(&-L87-S/3-$=&5X=#XF;F)S<#LF;F)S<#L\<W!A;CX\+W-P
M86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R;SX-
M"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/E!R;V-E961S
M(&9R;VT@:7-S=6%N8V4@;V8@8V]M;6]N('-T;V-K/"]T9#X-"B`@("`@("`@
M/'1D(&-L87-S/3-$;G5M<#XR-BPW,C<\<W!A;CX\+W-P86X^/"]T9#X-"B`@
M("`@("`@/'1D(&-L87-S/3-$;G5M<#XX.#$\<W!A;CX\+W-P86X^/"]T9#X-
M"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XX-#`\<W!A;CX\+W-P86X^/"]T
M9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R93X-"B`@("`@
M("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/E)E<'5R8VAA<V5S(&]F
M(&-O;6UO;B!S=&]C:SPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;3XH
M,BD\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M
M/B@R,C@I/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS
M1'1E>'0^)FYB<W`[)FYB<W`[/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\
M+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F\^#0H@("`@("`@(#QT9"!C;&%S
M<STS1'!L('9A;&EG;CTS1'1O<#Y297!U<F-H87-E(&]F(&-O;6UO;B!S=&]C
M:R!W87)R86YT<SPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P
M86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;3XH.3(T
M*3QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT
M/B9N8G-P.R9N8G-P.SQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-
M"B`@("`@(#QT<B!C;&%S<STS1')E/@T*("`@("`@("`\=&0@8VQA<W,],T1P
M;"!V86QI9VX],T1T;W`^3F5T(&-A<V@@<')O=FED960@*'5S960I(&)Y(&9I
M;F%N8VEN9R!A8W1I=FET:65S/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$
M;G5M/B@R,BPP-C,I/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C
M;&%S<STS1&YU;3XH,C`T+#$T,BD\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@
M("`@/'1D(&-L87-S/3-$;G5M/B@R-S4L,S$U*3QS<&%N/CPO<W!A;CX\+W1D
M/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')O/@T*("`@("`@
M("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^3F5T(&EN8W)E87-E("AD
M96-R96%S92D@:6X@8V%S:#PO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU
M;7`^,C4L,S0P/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S
M<STS1&YU;7`^-"PQ-C4\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D
M(&-L87-S/3-$;G5M/B@Q,S@L.#<P*3QS<&%N/CPO<W!A;CX\+W1D/@T*("`@
M("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')E/@T*("`@("`@("`\=&0@
M8VQA<W,],T1P;"!V86QI9VX],T1T;W`^0V%S:"!A;F0@8V%S:"!E<75I=F%L
M96YT<RP@8F5G:6YN:6YG(&]F(%EE87(\+W1D/@T*("`@("`@("`\=&0@8VQA
M<W,],T1N=6UP/C(Q-BPQ-C<\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@
M/'1D(&-L87-S/3-$;G5M<#XR,3(L,#`R/'-P86X^/"]S<&%N/CPO=&0^#0H@
M("`@("`@(#QT9"!C;&%S<STS1&YU;7`^,S4P+#@W,CQS<&%N/CPO<W!A;CX\
M+W1D/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')O/@T*("`@
M("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^0V%S:"!A;F0@8V%S
M:"!E<75I=F%L96YT<RP@96YD(&]F(%EE87(\+W1D/@T*("`@("`@("`\=&0@
M8VQA<W,],T1N=6UP/C(T,2PU,#<\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@
M("`@/'1D(&-L87-S/3-$;G5M<#XR,38L,38W/'-P86X^/"]S<&%N/CPO=&0^
M#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^,C$R+#`P,CQS<&%N/CPO<W!A
M;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')H/@T*
M("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^4&%R96YT($-O
M;7!A;GD\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO
M<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO
M<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO
M<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')O
M/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^/'-T<F]N
M9SY/<&5R871I;F<@06-T:79I=&EE<SH\+W-T<F]N9SX\+W1D/@T*("`@("`@
M("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@
M("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@
M("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@
M/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')E/@T*("`@("`@("`\=&0@8VQA
M<W,],T1P;"!V86QI9VX],T1T;W`^3F5T(&EN8V]M92`H;&]S<RD\+W1D/@T*
M("`@("`@("`\=&0@8VQA<W,],T1N=6T^*#(S+#0P-BD\<W!A;CX\+W-P86X^
M/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XQ,RPV-#(\<W!A;CX\
M+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XY+#DX,CQS
M<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S
M<STS1')O/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^
M17%U:71Y(&EN('5N9&ES=')I8G5T960@*&5A<FYI;F=S*2!L;W-S97,@;V8@
M<W5B<VED:6%R:65S/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XR
M,2PT.3,\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$
M;G5M/B@U+#@V,BD\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L
M87-S/3-$=&5X=#XF;F)S<#LF;F)S<#L\<W!A;CX\+W-P86X^/"]T9#X-"B`@
M("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R93X-"B`@("`@("`@/'1D
M(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/D1I=FED96YD(&9R;VT@<W5B<VED
M:6%R:65S(&EN(&5X8V5S<R!O9B!E87)N:6YG<SPO=&0^#0H@("`@("`@(#QT
M9"!C;&%S<STS1&YU;7`^,3`L,#`P/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@
M("`@(#QT9"!C;&%S<STS1'1E>'0^)FYB<W`[)FYB<W`[/'-P86X^/"]S<&%N
M/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^,30L-3,V/'-P86X^
M/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$
M<F\^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y$96-R
M96%S92!I;B!O=&AE<B!A<W-E=',\+W1D/@T*("`@("`@("`\=&0@8VQA<W,]
M,T1N=6UP/C(V/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S
M<STS1&YU;7`^,S@\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L
M87-S/3-$;G5M<#XS,CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-
M"B`@("`@(#QT<B!C;&%S<STS1')E/@T*("`@("`@("`\=&0@8VQA<W,],T1P
M;"!V86QI9VX],T1T;W`^26YC<F5A<V4@*&1E8W)E87-E*2!I;B!O=&AE<B!L
M:6%B:6QI=&EE<SPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^,3DY
M/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;3XH
M-C(I/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU
M;7`^,3<\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\
M='(@8VQA<W,],T1R;SX-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N
M/3-$=&]P/DYE="!C87-H('!R;W9I9&5D(&)Y(&]P97)A=&EN9R!A8W1I=FET
M:65S/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XX+#,Q,CQS<&%N
M/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP/C<L-S4V
M/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^
M,C0L-38W/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@("`@
M/'1R(&-L87-S/3-$<F4^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG
M;CTS1'1O<#X\<W1R;VYG/DEN=F5S=&EN9R!!8W1I=FET:65S.CPO<W1R;VYG
M/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N
M/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N
M/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N
M/CPO=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F\^#0H@
M("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y$;W=N<W1R96%M
M(&-A<V@@:6YV97-T;65N="!I;B!S=6)S:61I87)Y/"]T9#X-"B`@("`@("`@
M/'1D(&-L87-S/3-$;G5M/B@S,RPX-3`I/'-P86X^/"]S<&%N/CPO=&0^#0H@
M("`@("`@(#QT9"!C;&%S<STS1&YU;3XH,38L,C4P*3QS<&%N/CPO<W!A;CX\
M+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/B9N8G-P.R9N8G-P.SQS
M<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S
M<STS1')E/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^
M0V%S:"!P<F]C965D<R!F<F]M(&1I<W-O;'5T:6]N(&]F('-U8G-I9&EA<GD\
M+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/B9N8G-P.R9N8G-P.SQS
M<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/B9N
M8G-P.R9N8G-P.SQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA
M<W,],T1N=6UP/C<P-CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-
M"B`@("`@(#QT<B!C;&%S<STS1')O/@T*("`@("`@("`\=&0@8VQA<W,],T1P
M;"!V86QI9VX],T1T;W`^3F5T(&-A<V@@<')O=FED960@8GD@:6YV97-T:6YG
M(&%C=&EV:71I97,\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6T^*#,S
M+#@U,"D\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$
M;G5M/B@Q-BPR-3`I/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C
M;&%S<STS1&YU;7`^-S`V/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R
M/@T*("`@("`@/'1R(&-L87-S/3-$<F4^#0H@("`@("`@(#QT9"!C;&%S<STS
M1'!L('9A;&EG;CTS1'1O<#X\<W1R;VYG/D9I;F%N8VEN9R!!8W1I=FET:65S
M.CPO<W1R;VYG/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P
M86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P
M86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P
M86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S
M/3-$<F\^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y0
M87EM96YT(&]F('!R969E<G)E9"!A;F0@8V]M;6]N(&-A<V@@9&EV:61E;F1S
M/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M/B@X+#0V,RD\<W!A;CX\
M+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M/B@X+#(S-RD\
M<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M/B@X
M+#8P.2D\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\
M='(@8VQA<W,],T1R93X-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N
M/3-$=&]P/E!R;V-E961S(&9R;VT@:7-S=6%N8V4@;V8@<')E9F5R<F5D('-T
M;V-K/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XW+#(X-SQS<&%N
M/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP/C8S+#4P
M,#QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT
M/B9N8G-P.R9N8G-P.SQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-
M"B`@("`@(#QT<B!C;&%S<STS1')O/@T*("`@("`@("`\=&0@8VQA<W,],T1P
M;"!V86QI9VX],T1T;W`^4F5D96UP=&EO;B!O9B!P<F5F97)R960@<W1O8VL\
M+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/B9N8G-P.R9N8G-P.SQS
M<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6T^*#8U
M+#`P,"D\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$
M=&5X=#XF;F)S<#LF;F)S<#L\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO
M='(^#0H@("`@("`\='(@8VQA<W,],T1R93X-"B`@("`@("`@/'1D(&-L87-S
M/3-$<&P@=F%L:6=N/3-$=&]P/E!R;V-E961S(&9R;VT@:7-S=6%N8V4@;V8@
M8V]M;6]N('-T;V-K/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XR
M-BPW,C<\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$
M;G5M<#XX.#$\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S
M/3-$;G5M<#XX-#`\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@
M("`@("`\='(@8VQA<W,],T1R;SX-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@
M=F%L:6=N/3-$=&]P/E)E<'5R8VAA<V5S(&]F(&-O;6UO;B!S=&]C:SPO=&0^
M#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;3XH,BD\<W!A;CX\+W-P86X^/"]T
M9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M/B@R,C@I/'-P86X^/"]S<&%N
M/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^)FYB<W`[)FYB<W`[
M/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L
M87-S/3-$<F4^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O
M<#Y297!U<F-H87-E(&]F(&-O;6UO;B!S=&]C:R!W87)R86YT<SPO=&0^#0H@
M("`@("`@(#QT9"!C;&%S<STS1'1E>'0^)FYB<W`[)FYB<W`[/'-P86X^/"]S
M<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;3XH.3(T*3QS<&%N
M/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/B9N8G-P
M.R9N8G-P.SQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@
M(#QT<B!C;&%S<STS1')O/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI
M9VX],T1T;W`^3F5T(&-A<V@@<')O=FED960@*'5S960I(&)Y(&9I;F%N8VEN
M9R!A8W1I=FET:65S/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XR
M-2PU-#D\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$
M;G5M/B@Q,"PP,#@I/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C
M;&%S<STS1&YU;3XH-RPW-CDI/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\
M+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F4^#0H@("`@("`@(#QT9"!C;&%S
M<STS1'!L('9A;&EG;CTS1'1O<#Y.970@:6YC<F5A<V4@*&1E8W)E87-E*2!I
M;B!C87-H/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XQ,3QS<&%N
M/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6T^*#$X+#4P
M,BD\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M
M<#XQ-RPU,#0\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@
M("`\='(@8VQA<W,],T1R;SX-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L
M:6=N/3-$=&]P/D-A<V@@86YD(&-A<V@@97%U:79A;&5N=',L(&)E9VEN;FEN
M9R!O9B!996%R/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XS+#,R
M-#QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP
M/C(Q+#@R-CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,]
M,T1N=6UP/C0L,S(R/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*
M("`@("`@/'1R(&-L87-S/3-$<F4^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L
M('9A;&EG;CTS1'1O<#Y#87-H(&%N9"!C87-H(&5Q=6EV86QE;G1S+"!E;F0@
M;V8@665A<CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^)"`S+#,S
M-3QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP
M/B0@,RPS,C0\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S
M/3-$;G5M<#XD(#(Q+#@R-CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T
M<CX-"B`@("`\+W1A8FQE/@T*("`\+V)O9'D^#0H\+VAT;6P^#0H-"BTM+2TM
M+3U?3F5X=%!A<G1?9CDP-C-D,F%?,#-E-5\T.30T7V%B-#E?,C!E-#-D838Y
M83@V#0I#;VYT96YT+4QO8V%T:6]N.B!F:6QE.B\O+T,Z+V8Y,#8S9#)A7S`S
M935?-#DT-%]A8C0Y7S(P930S9&$V.6$X-B]7;W)K<VAE971S+U-H965T,3(X
M+FAT;6P-"D-O;G1E;G0M5')A;G-F97(M16YC;V1I;F<Z('%U;W1E9"UP<FEN
M=&%B;&4-"D-O;G1E;G0M5'EP93H@=&5X="]H=&UL.R!C:&%R<V5T/2)U<RUA
M<V-I:2(-"@T*/&AT;6P^#0H@(#QH96%D/@T*("`@(#Q-151!(&AT='`M97%U
M:78],T1#;VYT96YT+51Y<&4@8V]N=&5N=#TS1"=T97AT+VAT;6P[(&-H87)S
M970]=71F+3@G/CQS8W)I<'0@='EP93TS1'1E>'0O:F%V87-C<FEP="!S<F,]
M,T13:&]W+FIS/B\J($1O($YO="!296UO=F4@5&AI<R!#;VUM96YT("HO/"]S
M8W)I<'0^/"]H96%D/@T*("`\8F]D>3X-"B`@("`\=&%B;&4@8VQA<W,],T1R
M97!O<G0@:60],T1)1#!%1DM$23X-"B`@("`@(#QT<CX-"B`@("`@("`@/'1H
M(&-L87-S/3-$=&P@8V]L<W!A;CTS1#$@<F]W<W!A;CTS1#(^/'-T<F]N9SY3
M:&%R96AO;&1E<G,G($5Q=6ET>2!4<F%N<V%C=&EO;G,@*$1E=&%I;',@3F%R
M<F%T:79E*2`H55-$("0I/&)R/DEN(%1H;W5S86YD<RP@97AC97!T(%-H87)E
M(&1A=&$L('5N;&5S<R!O=&AE<G=I<V4@<W!E8VEF:65D/"]S=')O;F<^/"]T
M:#X-"B`@("`@("`@/'1H(&-L87-S/3-$=&@@8V]L<W!A;CTS1#4^,3(@36]N
M=&AS($5N9&5D/"]T:#X-"B`@("`@("`@/'1H(&-L87-S/3-$=&@@8V]L<W!A
M;CTS1#$^/"]T:#X-"B`@("`@("`@/'1H(&-L87-S/3-$=&@@8V]L<W!A;CTS
M1#$^,2!-;VYT:',@16YD960\+W1H/@T*("`@("`@("`\=&@@8VQA<W,],T1T
M:"!C;VQS<&%N/3-$,3XS($UO;G1H<R!%;F1E9#PO=&@^#0H@("`@("`@(#QT
M:"!C;&%S<STS1'1H(&-O;'-P86X],T0U/C$R($UO;G1H<R!%;F1E9#PO=&@^
M#0H@("`@("`\+W1R/@T*("`@("`@/'1R/@T*("`@("`@("`\=&@@8VQA<W,]
M,T1T:#Y$96,N(#,Q+"`R,#$R/&)R/CPO=&@^#0H@("`@("`@(#QT:"!C;&%S
M<STS1'1H/D1E8RX@,S$L(#(P,3`\8G(^/"]T:#X-"B`@("`@("`@/'1H(&-L
M87-S/3-$=&@^1&5C+B`S,2P@,C`Q,CQB<CY#;VUM;VX@4W1O8VL\8G(^/"]T
M:#X-"B`@("`@("`@/'1H(&-L87-S/3-$=&@^1&5C+B`S,2P@,C`Q,3QB<CY#
M;VUM;VX@4W1O8VL\8G(^/"]T:#X-"B`@("`@("`@/'1H(&-L87-S/3-$=&@^
M1&5C+B`S,2P@,C`Q,#QB<CY#;VUM;VX@4W1O8VL\8G(^/"]T:#X-"B`@("`@
M("`@/'1H(&-L87-S/3-$=&@^1&5C+B`S,2P@,C`Q,CQB<CY0<F5F97)R960@
M4W1O8VL@+2!397)I97,@0SQB<CX\+W1H/@T*("`@("`@("`\=&@@8VQA<W,]
M,T1T:#Y.;W8N(#,P+"`R,#$Q/&)R/E1R96%S=7)Y($-A<&ET86P@4'5R8VAA
M<V4@4')O9W)A;3QB<CX\+W1H/@T*("`@("`@("`\=&@@8VQA<W,],T1T:#Y3
M97`N(#,P+"`R,#$Q/&)R/E1R96%S=7)Y($-A<&ET86P@4'5R8VAA<V4@4')O
M9W)A;3QB<CX\+W1H/@T*("`@("`@("`\=&@@8VQA<W,],T1T:#Y$96,N(#,Q
M+"`R,#$Q/&)R/E1R96%S=7)Y($-A<&ET86P@4'5R8VAA<V4@4')O9W)A;3QB
M<CX\+W1H/@T*("`@("`@("`\=&@@8VQA<W,],T1T:#Y$96,N(#,Q+"`R,#$P
M/&)R/E1R96%S=7)Y($-A<&ET86P@4'5R8VAA<V4@4')O9W)A;3QB<CX\+W1H
M/@T*("`@("`@("`\=&@@8VQA<W,],T1T:#Y$96,N(#,Q+"`R,#`Y/&)R/E1R
M96%S=7)Y($-A<&ET86P@4'5R8VAA<V4@4')O9W)A;3QB<CX\+W1H/@T*("`@
M("`@("`\=&@@8VQA<W,],T1T:#Y$96,N(#,Q+"`R,#$R/&)R/E-M86QL($)U
M<VEN97-S($QE;F1I;F<@1G5N9#QB<CX\+W1H/@T*("`@("`@("`\=&@@8VQA
M<W,],T1T:#Y$96,N(#,Q+"`R,#$Q/&)R/E-M86QL($)U<VEN97-S($QE;F1I
M;F<@1G5N9#QB<CX\+W1H/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S
M<STS1')E/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^
M4')E9F5R<F5D('-T;V-K(')E9&5E;65D/"]T9#X-"B`@("`@("`@/'1D(&-L
M87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L
M87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L
M87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L
M87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L
M87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L
M87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L
M87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L
M87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L
M87-S/3-$;G5M<#XD(#8U+#`P,#QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@
M("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@
M("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@
M("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@
M("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@
M/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')O/@T*("`@("`@("`\=&0@8VQA
M<W,],T1P;"!V86QI9VX],T1T;W`^4')E9F5R<F5D('-T;V-K(')E9&5E;65D
M+"!S:&%R97,\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N
M/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N
M/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N
M/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N
M/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N
M/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N
M/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N
M/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N
M/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP/C8U+#`P
M,#QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT
M/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT
M/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT
M/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT
M/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C
M;&%S<STS1')E/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T
M;W`^4')E9F5R<F5D('-T;V-K(&ES<W5E9#PO=&0^#0H@("`@("`@(#QT9"!C
M;&%S<STS1&YU;7`^-RPR.#<\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@
M/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@
M/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@
M/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@
M/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@
M/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@
M/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@
M/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@
M/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@
M/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@
M/'1D(&-L87-S/3-$;G5M<#XV-2PP,#`\<W!A;CX\+W-P86X^/"]T9#X-"B`@
M("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@
M("`@("`@/'1D(&-L87-S/3-$;G5M<#XV,RPU,#`\<W!A;CX\+W-P86X^/"]T
M9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R;SX-"B`@("`@
M("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/E!R969E<G)E9"!S=&]C
M:R!I<W-U960L('-H87)E<SPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU
M;7`^-S(X+#<P-CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA
M<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA
M<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA
M<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA
M<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA
M<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA
M<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA
M<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA
M<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA
M<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA
M<W,],T1N=6UP/C8U+#`P,#QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\
M=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\
M=&0@8VQA<W,],T1N=6UP/C8S+#4P,#QS<&%N/CPO<W!A;CX\+W1D/@T*("`@
M("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')E/@T*("`@("`@("`\=&0@
M8VQA<W,],T1P;"!V86QI9VX],T1T;W`^0V]M;6]N('-T;V-K(&ES<W5E9"!U
M;F1E<B!S=&]C:R!O<'1I;VX@<&QA;G,L('-H87)E<SPO=&0^#0H@("`@("`@
M(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@
M(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@
M(#QT9"!C;&%S<STS1&YU;7`^,BPV-38L,CDT/'-P86X^/"]S<&%N/CPO=&0^
M#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^,BPP,#`\<W!A;CX\+W-P86X^
M/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XQ-RPP,#`\<W!A;CX\
M+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\
M+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\
M+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\
M+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\
M+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\
M+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\
M+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\
M+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\
M+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R
M;SX-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/DQI<75I
M9&%T:6]N('9A;'5E(&]F('-H87)E<SPO=&0^#0H@("`@("`@(#QT9"!C;&%S
M<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S
M<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S
M<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S
M<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S
M<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S
M<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S
M<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S
M<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S
M<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S
M<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S
M<STS1&YU;7`^)"`Q+#`P,#QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\
M=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\
M=&0@8VQA<W,],T1N=6UP/B0@,2PP,#`\<W!A;CX\+W-P86X^/"]T9#X-"B`@
M("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R93X-"B`@("`@("`@/'1D
M(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/E=A<G)A;G0@=&\@<'5R8VAA<V4@
M<VAA<F5S/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\
M+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\
M+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\
M+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\
M+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\
M+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\
M+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\
M+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\
M+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\
M+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\
M+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XV,38L,S`X
M/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^
M/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^
M/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L
M87-S/3-$<F\^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O
M<#Y0<F5F97)R960@<W1O8VL@9&EV:61E;F0@<F%T93PO=&0^#0H@("`@("`@
M(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@
M(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@
M(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@
M(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@
M(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@
M(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@
M(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@
M(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@
M(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@
M(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@
M(#QT9"!C;&%S<STS1&YU;7`^-2XP,"4\<W!A;CX\+W-P86X^/"]T9#X-"B`@
M("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@
M("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@
M("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R93X-"B`@("`@("`@/'1D
M(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/E!R969E<G)E9"!S=&]C:R!D:79I
M9&5N9"!R871E(&%F=&5R(&9I=F4@>65A<G,\+W1D/@T*("`@("`@("`\=&0@
M8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@
M8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@
M8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@
M8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@
M8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@
M8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@
M8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@
M8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@
M8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@
M8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@
M8VQA<W,],T1N=6UP/CDN,#`E/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@
M(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@
M(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\
M+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F\^#0H@("`@("`@(#QT9"!C;&%S
M<STS1'!L('9A;&EG;CTS1'1O<#Y787)R86YT+"!E>&5R8VES92!P<FEC93PO
M=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO
M=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO
M=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO
M=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO
M=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO
M=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO
M=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO
M=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO
M=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO
M=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO
M=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^,34N.#(\<W!A;CX\+W-P
M86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P
M86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P
M86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R93X-
M"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/D1I<V-O=6YT
M(')A=&4@=7-E9"!T;R!D971E<FUI;F4@9F%I<B!V86QU92!O9B!P<F5F97)R
M960@<W1O8VL\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N
M/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N
M/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N
M/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N
M/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N
M/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N
M/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N
M/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N
M/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N
M/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N
M/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP/C$S+C`P
M)3QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT
M/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT
M/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C
M;&%S<STS1')O/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T
M;W`^1F%I<B!V86QU92!O9B!P<F5F97)R960@<W1O8VL\+W1D/@T*("`@("`@
M("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@
M("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@
M("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@
M("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@
M("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@
M("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@
M("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@
M("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@
M("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@
M("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@
M("`\=&0@8VQA<W,],T1N=6UP/C,V+#(P,#QS<&%N/CPO<W!A;CX\+W1D/@T*
M("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*
M("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*
M("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')E/@T*("`@("`@("`\
M=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^1F%I<B!V86QU92!O9B!W87)R
M86YT/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P
M86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P
M86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P
M86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P
M86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P
M86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P
M86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P
M86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P
M86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P
M86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P
M86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XR+#@P,#QS<&%N
M/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N
M/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N
M/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS
M1')O/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^06=G
M<F5G871E(&9A:7(@=F%L=64@;V8@<')E9F5R<F5D('-T;V-K(&%N9"!W87)R
M86YT/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P
M86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P
M86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P
M86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P
M86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P
M86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P
M86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P
M86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P
M86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P
M86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P
M86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XS.2PP,#`\<W!A
M;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A
M;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A
M;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,]
M,T1R93X-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/E!E
M<F-E;G0@;V8@86=G<F5G871E(&9A:7(@=F%L=64@871T<FEB=71E9"!T;R!W
M87)R86YT/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\
M+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\
M+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\
M+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\
M+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\
M+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\
M+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\
M+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\
M+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\
M+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\
M+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XW+C`P)3QS
M<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS
M<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS
M<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S
M<STS1')O/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^
M4&5R8V5N="!O9B!A9V=R96=A=&4@9F%I<B!V86QU92!A='1R:6)U=&5D('1O
M('!R969E<G)E9"!S=&]C:SPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E
M>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E
M>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E
M>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E
M>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E
M>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E
M>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E
M>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E
M>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E
M>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E
M>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU
M;7`^.3,N,#`E/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S
M<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S
M<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@
M("`@/'1R(&-L87-S/3-$<F4^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A
M;&EG;CTS1'1O<#Y!;6]U;G0@86QL;V-A=&5D('1O('!R969E<G)E9"!S=&]C
M:SPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N
M/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N
M/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N
M/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N
M/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N
M/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N
M/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N
M/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N
M/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N
M/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N
M/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^-C`L-#`P/'-P86X^
M/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^
M/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^
M/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$
M<F\^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y!;6]U
M;G0@86QL;V-A=&5D('1O('=A<G)A;G0\+W1D/@T*("`@("`@("`\=&0@8VQA
M<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA
M<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA
M<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA
M<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA
M<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA
M<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA
M<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA
M<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA
M<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA
M<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA
M<W,],T1N=6UP/C0L-C`P/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT
M9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT
M9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R
M/@T*("`@("`@/'1R(&-L87-S/3-$<F4^#0H@("`@("`@(#QT9"!C;&%S<STS
M1'!L('9A;&EG;CTS1'1O<#Y!8V-R971I;VX@;V8@<')E9F5R<F5D('-T;V-K
M(&1I<V-O=6YT/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A
M;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#XF;F)S
M<#LF;F)S<#L\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S
M/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S
M/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S
M/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S
M/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S
M/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S
M/3-$;G5M<#XR+#,P,#QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@
M8VQA<W,],T1N=6UP/C$L,#`P/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@
M(#QT9"!C;&%S<STS1&YU;7`^.#`P/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@
M("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@
M("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@
M("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@
M("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F\^#0H@("`@("`@(#QT9"!C
M;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y787)R86YT(')E<'5R8VAA<V4L('!E
M<B!C;VUM;VX@<VAA<F4\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT
M/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT
M/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT
M/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT
M/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT
M/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT
M/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP
M/B0@,2XU/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS
M1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS
M1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS
M1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS
M1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS
M1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS
M1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@("`@
M/'1R(&-L87-S/3-$<F4^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG
M;CTS1'1O<#Y4:')E<VAO;&0@9F]R('%U86QI9FEE9"!C;VUM=6YI='D@8F%N
M:W,\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A
M;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A
M;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A
M;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A
M;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A
M;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A
M;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A
M;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A
M;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A
M;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A
M;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A
M;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A
M;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP/C$P+#`P,"PP,#`\
M<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA
M<W,],T1R;SX-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P
M/D1E<V-R:7!T:6]N(&]F(&1I=FED96YD(')A=&4@<&5R8V5N=&%G97,\+W1D
M/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D
M/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D
M/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D
M/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D
M/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D
M/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D
M/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D
M/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D
M/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D
M/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D
M/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D
M/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/D9O<B!T:&4@9FER<W0@;FEN
M92!Q=6%R=&5R<R!A9G1E<B!I<W-U86YC92P@=&AE(&1I=FED96YD(')A=&4@
M8V%N(')A;F=E(&9R;VT@;VYE('!E<F-E;G0@*#$E*2!T;R!F:79E('!E<F-E
M;G0@*#4E*2!P97(@86YN=6T-"F)A<V5D('5P;VX@=&AE(&EN8W)E87-E(&EN
M(%%30DP@87,@8V]M<&%R960@=&\@=&AE(&)A<V5L:6YE+B!&;W(@<75A<G1E
M<G,@<W5B<V5Q=65N="!T;R!T:&4@:7-S=6%N8V4@:6X@,C`Q,2P@=&AE($-O
M;7!A;GD@:&%S#0IP86ED(&$@9&EV:61E;F0@<F%T92!R86YG:6YG(&9R;VT@
M,RXP)2!T;R`U+C`E+B!"87-E9"!U<&]N(&%N(&EN8W)E87-E(&EN('1H92!L
M979E;"!O9B!14T),(&]V97(@=&AE(&)A<V5L:6YE(&QE=F5L(&-A;&-U;&%T
M960-"G5N9&5R('1H92!T97)M<R!O9B!T:&4@<F5L871E9"!P=7)C:&%S92!A
M9W)E96UE;G0L('1H92!D:79I9&5N9"!R871E(&9O<B!T:&4@9FER<W0@<75A
M<G1E<B!O9B`R,#$S(&ES(&5X<&5C=&5D('1O(&)E(#$N,B4@86YD#0IT:&4@
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M<&5R8V5N="`H,24I(&%N9"!S979E;B!P97)C96YT#0HH-R4I(&)A<V5D('5P
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M('5N<&%I9"!D:79I9&5N9',N/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@
M(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\
M+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F4^#0H@("`@("`@(#QT9"!C;&%S
M<STS1'!L('9A;&EG;CTS1'1O<#Y3=&]C:R!S;VQD('!R:6-E('!E<B!S:&%R
M93PO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N
M/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N
M/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N
M/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N
M/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N
M/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^)"`Q,#QS<&%N/CPO
M<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO
M<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO
M<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO
M<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO
M<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO
M<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO
M<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO
M<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')O
M/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^3F5T('!R
M;V-E961S(&9R;VT@=&AE('-A;&4@;V8@<')E9F5R<F5D(&%N9"!C;VUM;VX@
M<W1O8VL\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP/C,S+#@P,#QS
M<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS
M<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS
M<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS
M<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS
M<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS
M<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS
M<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS
M<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS
M<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS
M<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS
M<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS
M<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS
M<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S
M<STS1')E/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^
M06-C<G5E9"!D:79I9&5N9',\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T
M97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T
M97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T
M97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T
M97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T
M97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N
M=6UP/B0@-3@\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S
M/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S
M/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S
M/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S
M/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S
M/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S
M/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S
M/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@
M/"]T86)L93X-"B`@/"]B;V1Y/@T*/"]H=&UL/@T*#0HM+2TM+2T]7TYE>'10
M87)T7V8Y,#8S9#)A7S`S935?-#DT-%]A8C0Y7S(P930S9&$V.6$X-@T*0V]N
M=&5N="U,;V-A=&EO;CH@9FEL93HO+R]#.B]F.3`V,V0R85\P,V4U7S0Y-#1?
M86(T.5\R,&4T,V1A-CEA.#8O5V]R:W-H965T<R]3:&5E=#$R.2YH=&UL#0I#
M;VYT96YT+51R86YS9F5R+45N8V]D:6YG.B!Q=6]T960M<')I;G1A8FQE#0I#
M;VYT96YT+51Y<&4Z('1E>'0O:'1M;#L@8VAA<G-E=#TB=7,M87-C:6DB#0H-
M"CQH=&UL/@T*("`\:&5A9#X-"B`@("`\345402!H='1P+65Q=6EV/3-$0V]N
M=&5N="U4>7!E(&-O;G1E;G0],T0G=&5X="]H=&UL.R!C:&%R<V5T/75T9BTX
M)SX\<V-R:7!T('1Y<&4],T1T97AT+VIA=F%S8W)I<'0@<W)C/3-$4VAO=RYJ
M<SXO*B!$;R!.;W0@4F5M;W9E(%1H:7,@0V]M;65N="`J+SPO<V-R:7!T/CPO
M:&5A9#X-"B`@/&)O9'D^#0H@("`@/'1A8FQE(&-L87-S/3-$<F5P;W)T(&ED
M/3-$240P14-$04,^#0H@("`@("`\='(^#0H@("`@("`@(#QT:"!C;&%S<STS
M1'1L(&-O;'-P86X],T0Q(')O=W-P86X],T0R/CQS=')O;F<^4VAA<F5H;VQD
M97)S)R!%<75I='D@5')A;G-A8W1I;VYS("A$971A:6QS*2`H55-$("0I/&)R
M/CPO<W1R;VYG/CPO=&@^#0H@("`@("`@(#QT:"!C;&%S<STS1'1H(&-O;'-P
M86X],T0Q/C$R($UO;G1H<R!%;F1E9#PO=&@^#0H@("`@("`\+W1R/@T*("`@
M("`@/'1R/@T*("`@("`@("`\=&@@8VQA<W,],T1T:#Y$96,N(#,Q+"`R,#$R
M/&)R/CPO=&@^#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F4^
M#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#X\<W1R;VYG
M/D5Q=6ET>2!;06)S=')A8W1=/"]S=')O;F<^/"]T9#X-"B`@("`@("`@/'1D
M(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^
M#0H@("`@("`\='(@8VQA<W,],T1R;SX-"B`@("`@("`@/'1D(&-L87-S/3-$
M<&P@=F%L:6=N/3-$=&]P/D5X<&5C=&5D(&1I=FED96YD('EI96QD/"]T9#X-
M"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XT+C@S)3QS<&%N/CPO<W!A;CX\
M+W1D/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')E/@T*("`@
M("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^4FES:RUF<F5E(&EN
M=&5R97-T(')A=&4\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP/C(N
M-#@E/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R
M(&-L87-S/3-$<F\^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS
M1'1O<#Y%>'!E8W1E9"!L:69E/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$
M=&5X=#XQ,"!Y96%R<SQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-
M"B`@("`@(#QT<B!C;&%S<STS1')E/@T*("`@("`@("`\=&0@8VQA<W,],T1P
M;"!V86QI9VX],T1T;W`^17AP96-T960@=F]L871I;&ET>3PO=&0^#0H@("`@
M("`@(#QT9"!C;&%S<STS1&YU;7`^,S4N,#`E/'-P86X^/"]S<&%N/CPO=&0^
M#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F\^#0H@("`@("`@
M(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y796EG:'1E9"!A=F5R86=E
M(&9A:7(@=F%L=64\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP/B0@
M-"XT-SQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`\+W1A
M8FQE/@T*("`\+V)O9'D^#0H\+VAT;6P^#0H-"BTM+2TM+3U?3F5X=%!A<G1?
M9CDP-C-D,F%?,#-E-5\T.30T7V%B-#E?,C!E-#-D838Y83@V#0I#;VYT96YT
M+4QO8V%T:6]N.B!F:6QE.B\O+T,Z+V8Y,#8S9#)A7S`S935?-#DT-%]A8C0Y
M7S(P930S9&$V.6$X-B]7;W)K<VAE971S+U-H965T,3,P+FAT;6P-"D-O;G1E
M;G0M5')A;G-F97(M16YC;V1I;F<Z('%U;W1E9"UP<FEN=&%B;&4-"D-O;G1E
M;G0M5'EP93H@=&5X="]H=&UL.R!C:&%R<V5T/2)U<RUA<V-I:2(-"@T*/&AT
M;6P^#0H@(#QH96%D/@T*("`@(#Q-151!(&AT='`M97%U:78],T1#;VYT96YT
M+51Y<&4@8V]N=&5N=#TS1"=T97AT+VAT;6P[(&-H87)S970]=71F+3@G/CQS
M8W)I<'0@='EP93TS1'1E>'0O:F%V87-C<FEP="!S<F,],T13:&]W+FIS/B\J
M($1O($YO="!296UO=F4@5&AI<R!#;VUM96YT("HO/"]S8W)I<'0^/"]H96%D
M/@T*("`\8F]D>3X-"B`@("`\=&%B;&4@8VQA<W,],T1R97!O<G0@:60],T1)
M1#!%3TQ!0SX-"B`@("`@(#QT<CX-"B`@("`@("`@/'1H(&-L87-S/3-$=&P@
M8V]L<W!A;CTS1#$@<F]W<W!A;CTS1#(^/'-T<F]N9SY3=6)S97%U96YT($5V
M96YT("A$971A:6QS($YA<G)A=&EV92D@*%531"`D*3QB<CY);B!4:&]U<V%N
M9',L('5N;&5S<R!O=&AE<G=I<V4@<W!E8VEF:65D/"]S=')O;F<^/"]T:#X-
M"B`@("`@("`@/'1H(&-L87-S/3-$=&@@8V]L<W!A;CTS1#$^,"!-;VYT:',@
M16YD960\+W1H/@T*("`@("`@("`\=&@@8VQA<W,],T1T:"!C;VQS<&%N/3-$
M,3X\+W1H/@T*("`@("`@("`\=&@@8VQA<W,],T1T:"!C;VQS<&%N/3-$,3X\
M+W1H/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<CX-"B`@("`@("`@/'1H(&-L
M87-S/3-$=&@^2F%N+B`R,RP@,C`Q,SQB<CX\+W1H/@T*("`@("`@("`\=&@@
M8VQA<W,],T1T:#Y$96,N(#,Q+"`R,#$R/&)R/CPO=&@^#0H@("`@("`@(#QT
M:"!C;&%S<STS1'1H/D1E8RX@,S$L(#(P,3$\8G(^/"]T:#X-"B`@("`@(#PO
M='(^#0H@("`@("`\='(@8VQA<W,],T1R93X-"B`@("`@("`@/'1D(&-L87-S
M/3-$<&P@=F%L:6=N/3-$=&]P/DQO86YS(&AE;&0@9F]R('-A;&4\+W1D/@T*
M("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*
M("`@("`@("`\=&0@8VQA<W,],T1N=6UP/B0@,S`L,SDS/'-P86X^/"]S<&%N
M/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^)FYB<W`[)FYB<W`[
M/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L
M87-S/3-$<F\^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O
M<#Y0<F]C965D<R!F<F]M(&QO86YS(&AE;&0@9F]R('-A;&4\+W1D/@T*("`@
M("`@("`\=&0@8VQA<W,],T1N=6UP/C,P+#0P,#QS<&%N/CPO<W!A;CX\+W1D
M/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D
M/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D
M/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')H/@T*("`@("`@
M("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^4W5B<V5Q=65N="!%=F5N
M=#PO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N
M/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N
M/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N
M/CPO=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F\^#0H@
M("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y,;V%N<R!H96QD
M(&9O<B!S86QE/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A
M;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XD(#,P
M+#0P,#QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T
M97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`\+W1A
M8FQE/@T*("`\+V)O9'D^#0H\+VAT;6P^#0H-"BTM+2TM+3U?3F5X=%!A<G1?
M9CDP-C-D,F%?,#-E-5\T.30T7V%B-#E?,C!E-#-D838Y83@V#0I#;VYT96YT
M+4QO8V%T:6]N.B!F:6QE.B\O+T,Z+V8Y,#8S9#)A7S`S935?-#DT-%]A8C0Y
M7S(P930S9&$V.6$X-B]7;W)K<VAE971S+V9I;&5L:7-T+GAM;`T*0V]N=&5N
M="U4<F%N<V9E<BU%;F-O9&EN9SH@<75O=&5D+7!R:6YT86)L90T*0V]N=&5N
M="U4>7!E.B!T97AT+VAT;6P[(&-H87)S970](G5S+6%S8VEI(@T*#0H\>&UL
M('AM;&YS.F\],T0B=7)N.G-C:&5M87,M;6EC<F]S;V9T+6-O;3IO9F9I8V4Z
M;V9F:6-E(CX-"B`\;SI-86EN1FEL92!(4F5F/3-$(BXN+U=O<FMB;V]K+FAT
M;6PB+SX-"B`\;SI&:6QE($A2968],T0B4VAE970P,2YH=&UL(B\^#0H@/&\Z
M1FEL92!(4F5F/3-$(E-H965T,#(N:'1M;"(O/@T*(#QO.D9I;&4@2%)E9CTS
M1")3:&5E=#`S+FAT;6PB+SX-"B`\;SI&:6QE($A2968],T0B4VAE970P-"YH
M=&UL(B\^#0H@/&\Z1FEL92!(4F5F/3-$(E-H965T,#4N:'1M;"(O/@T*(#QO
M.D9I;&4@2%)E9CTS1")3:&5E=#`V+FAT;6PB+SX-"B`\;SI&:6QE($A2968]
M,T0B4VAE970P-RYH=&UL(B\^#0H@/&\Z1FEL92!(4F5F/3-$(E-H965T,#@N
M:'1M;"(O/@T*(#QO.D9I;&4@2%)E9CTS1")3:&5E=#`Y+FAT;6PB+SX-"B`\
M;SI&:6QE($A2968],T0B4VAE970Q,"YH=&UL(B\^#0H@/&\Z1FEL92!(4F5F
M/3-$(E-H965T,3$N:'1M;"(O/@T*(#QO.D9I;&4@2%)E9CTS1")3:&5E=#$R
M+FAT;6PB+SX-"B`\;SI&:6QE($A2968],T0B4VAE970Q,RYH=&UL(B\^#0H@
M/&\Z1FEL92!(4F5F/3-$(E-H965T,30N:'1M;"(O/@T*(#QO.D9I;&4@2%)E
M9CTS1")3:&5E=#$U+FAT;6PB+SX-"B`\;SI&:6QE($A2968],T0B4VAE970Q
M-BYH=&UL(B\^#0H@/&\Z1FEL92!(4F5F/3-$(E-H965T,3<N:'1M;"(O/@T*
M(#QO.D9I;&4@2%)E9CTS1")3:&5E=#$X+FAT;6PB+SX-"B`\;SI&:6QE($A2
M968],T0B4VAE970Q.2YH=&UL(B\^#0H@/&\Z1FEL92!(4F5F/3-$(E-H965T
M,C`N:'1M;"(O/@T*(#QO.D9I;&4@2%)E9CTS1")3:&5E=#(Q+FAT;6PB+SX-
M"B`\;SI&:6QE($A2968],T0B4VAE970R,BYH=&UL(B\^#0H@/&\Z1FEL92!(
M4F5F/3-$(E-H965T,C,N:'1M;"(O/@T*(#QO.D9I;&4@2%)E9CTS1")3:&5E
M=#(T+FAT;6PB+SX-"B`\;SI&:6QE($A2968],T0B4VAE970R-2YH=&UL(B\^
M#0H@/&\Z1FEL92!(4F5F/3-$(E-H965T,C8N:'1M;"(O/@T*(#QO.D9I;&4@
M2%)E9CTS1")3:&5E=#(W+FAT;6PB+SX-"B`\;SI&:6QE($A2968],T0B4VAE
M970R."YH=&UL(B\^#0H@/&\Z1FEL92!(4F5F/3-$(E-H965T,CDN:'1M;"(O
M/@T*(#QO.D9I;&4@2%)E9CTS1")3:&5E=#,P+FAT;6PB+SX-"B`\;SI&:6QE
M($A2968],T0B4VAE970S,2YH=&UL(B\^#0H@/&\Z1FEL92!(4F5F/3-$(E-H
M965T,S(N:'1M;"(O/@T*(#QO.D9I;&4@2%)E9CTS1")3:&5E=#,S+FAT;6PB
M+SX-"B`\;SI&:6QE($A2968],T0B4VAE970S-"YH=&UL(B\^#0H@/&\Z1FEL
M92!(4F5F/3-$(E-H965T,S4N:'1M;"(O/@T*(#QO.D9I;&4@2%)E9CTS1")3
M:&5E=#,V+FAT;6PB+SX-"B`\;SI&:6QE($A2968],T0B4VAE970S-RYH=&UL
M(B\^#0H@/&\Z1FEL92!(4F5F/3-$(E-H965T,S@N:'1M;"(O/@T*(#QO.D9I
M;&4@2%)E9CTS1")3:&5E=#,Y+FAT;6PB+SX-"B`\;SI&:6QE($A2968],T0B
M4VAE970T,"YH=&UL(B\^#0H@/&\Z1FEL92!(4F5F/3-$(E-H965T-#$N:'1M
M;"(O/@T*(#QO.D9I;&4@2%)E9CTS1")3:&5E=#0R+FAT;6PB+SX-"B`\;SI&
M:6QE($A2968],T0B4VAE970T,RYH=&UL(B\^#0H@/&\Z1FEL92!(4F5F/3-$
M(E-H965T-#0N:'1M;"(O/@T*(#QO.D9I;&4@2%)E9CTS1")3:&5E=#0U+FAT
M;6PB+SX-"B`\;SI&:6QE($A2968],T0B4VAE970T-BYH=&UL(B\^#0H@/&\Z
M1FEL92!(4F5F/3-$(E-H965T-#<N:'1M;"(O/@T*(#QO.D9I;&4@2%)E9CTS
M1")3:&5E=#0X+FAT;6PB+SX-"B`\;SI&:6QE($A2968],T0B4VAE970T.2YH
M=&UL(B\^#0H@/&\Z1FEL92!(4F5F/3-$(E-H965T-3`N:'1M;"(O/@T*(#QO
M.D9I;&4@2%)E9CTS1")3:&5E=#4Q+FAT;6PB+SX-"B`\;SI&:6QE($A2968]
M,T0B4VAE970U,BYH=&UL(B\^#0H@/&\Z1FEL92!(4F5F/3-$(E-H965T-3,N
M:'1M;"(O/@T*(#QO.D9I;&4@2%)E9CTS1")3:&5E=#4T+FAT;6PB+SX-"B`\
M;SI&:6QE($A2968],T0B4VAE970U-2YH=&UL(B\^#0H@/&\Z1FEL92!(4F5F
M/3-$(E-H965T-38N:'1M;"(O/@T*(#QO.D9I;&4@2%)E9CTS1")3:&5E=#4W
M+FAT;6PB+SX-"B`\;SI&:6QE($A2968],T0B4VAE970U."YH=&UL(B\^#0H@
M/&\Z1FEL92!(4F5F/3-$(E-H965T-3DN:'1M;"(O/@T*(#QO.D9I;&4@2%)E
M9CTS1")3:&5E=#8P+FAT;6PB+SX-"B`\;SI&:6QE($A2968],T0B4VAE970V
M,2YH=&UL(B\^#0H@/&\Z1FEL92!(4F5F/3-$(E-H965T-C(N:'1M;"(O/@T*
M(#QO.D9I;&4@2%)E9CTS1")3:&5E=#8S+FAT;6PB+SX-"B`\;SI&:6QE($A2
M968],T0B4VAE970V-"YH=&UL(B\^#0H@/&\Z1FEL92!(4F5F/3-$(E-H965T
M-C4N:'1M;"(O/@T*(#QO.D9I;&4@2%)E9CTS1")3:&5E=#8V+FAT;6PB+SX-
M"B`\;SI&:6QE($A2968],T0B4VAE970V-RYH=&UL(B\^#0H@/&\Z1FEL92!(
M4F5F/3-$(E-H965T-C@N:'1M;"(O/@T*(#QO.D9I;&4@2%)E9CTS1")3:&5E
M=#8Y+FAT;6PB+SX-"B`\;SI&:6QE($A2968],T0B4VAE970W,"YH=&UL(B\^
M#0H@/&\Z1FEL92!(4F5F/3-$(E-H965T-S$N:'1M;"(O/@T*(#QO.D9I;&4@
M2%)E9CTS1")3:&5E=#<R+FAT;6PB+SX-"B`\;SI&:6QE($A2968],T0B4VAE
M970W,RYH=&UL(B\^#0H@/&\Z1FEL92!(4F5F/3-$(E-H965T-S0N:'1M;"(O
M/@T*(#QO.D9I;&4@2%)E9CTS1")3:&5E=#<U+FAT;6PB+SX-"B`\;SI&:6QE
M($A2968],T0B4VAE970W-BYH=&UL(B\^#0H@/&\Z1FEL92!(4F5F/3-$(E-H
M965T-S<N:'1M;"(O/@T*(#QO.D9I;&4@2%)E9CTS1")3:&5E=#<X+FAT;6PB
M+SX-"B`\;SI&:6QE($A2968],T0B4VAE970W.2YH=&UL(B\^#0H@/&\Z1FEL
M92!(4F5F/3-$(E-H965T.#`N:'1M;"(O/@T*(#QO.D9I;&4@2%)E9CTS1")3
M:&5E=#@Q+FAT;6PB+SX-"B`\;SI&:6QE($A2968],T0B4VAE970X,BYH=&UL
M(B\^#0H@/&\Z1FEL92!(4F5F/3-$(E-H965T.#,N:'1M;"(O/@T*(#QO.D9I
M;&4@2%)E9CTS1")3:&5E=#@T+FAT;6PB+SX-"B`\;SI&:6QE($A2968],T0B
M4VAE970X-2YH=&UL(B\^#0H@/&\Z1FEL92!(4F5F/3-$(E-H965T.#8N:'1M
M;"(O/@T*(#QO.D9I;&4@2%)E9CTS1")3:&5E=#@W+FAT;6PB+SX-"B`\;SI&
M:6QE($A2968],T0B4VAE970X."YH=&UL(B\^#0H@/&\Z1FEL92!(4F5F/3-$
M(E-H965T.#DN:'1M;"(O/@T*(#QO.D9I;&4@2%)E9CTS1")3:&5E=#DP+FAT
M;6PB+SX-"B`\;SI&:6QE($A2968],T0B4VAE970Y,2YH=&UL(B\^#0H@/&\Z
M1FEL92!(4F5F/3-$(E-H965T.3(N:'1M;"(O/@T*(#QO.D9I;&4@2%)E9CTS
M1")3:&5E=#DS+FAT;6PB+SX-"B`\;SI&:6QE($A2968],T0B4VAE970Y-"YH
M=&UL(B\^#0H@/&\Z1FEL92!(4F5F/3-$(E-H965T.34N:'1M;"(O/@T*(#QO
M.D9I;&4@2%)E9CTS1")3:&5E=#DV+FAT;6PB+SX-"B`\;SI&:6QE($A2968]
M,T0B4VAE970Y-RYH=&UL(B\^#0H@/&\Z1FEL92!(4F5F/3-$(E-H965T.3@N
M:'1M;"(O/@T*(#QO.D9I;&4@2%)E9CTS1")3:&5E=#DY+FAT;6PB+SX-"B`\
M;SI&:6QE($A2968],T0B4VAE970Q,#`N:'1M;"(O/@T*(#QO.D9I;&4@2%)E
M9CTS1")3:&5E=#$P,2YH=&UL(B\^#0H@/&\Z1FEL92!(4F5F/3-$(E-H965T
M,3`R+FAT;6PB+SX-"B`\;SI&:6QE($A2968],T0B4VAE970Q,#,N:'1M;"(O
M/@T*(#QO.D9I;&4@2%)E9CTS1")3:&5E=#$P-"YH=&UL(B\^#0H@/&\Z1FEL
M92!(4F5F/3-$(E-H965T,3`U+FAT;6PB+SX-"B`\;SI&:6QE($A2968],T0B
M4VAE970Q,#8N:'1M;"(O/@T*(#QO.D9I;&4@2%)E9CTS1")3:&5E=#$P-RYH
M=&UL(B\^#0H@/&\Z1FEL92!(4F5F/3-$(E-H965T,3`X+FAT;6PB+SX-"B`\
M;SI&:6QE($A2968],T0B4VAE970Q,#DN:'1M;"(O/@T*(#QO.D9I;&4@2%)E
M9CTS1")3:&5E=#$Q,"YH=&UL(B\^#0H@/&\Z1FEL92!(4F5F/3-$(E-H965T
M,3$Q+FAT;6PB+SX-"B`\;SI&:6QE($A2968],T0B4VAE970Q,3(N:'1M;"(O
M/@T*(#QO.D9I;&4@2%)E9CTS1")3:&5E=#$Q,RYH=&UL(B\^#0H@/&\Z1FEL
M92!(4F5F/3-$(E-H965T,3$T+FAT;6PB+SX-"B`\;SI&:6QE($A2968],T0B
M4VAE970Q,34N:'1M;"(O/@T*(#QO.D9I;&4@2%)E9CTS1")3:&5E=#$Q-BYH
M=&UL(B\^#0H@/&\Z1FEL92!(4F5F/3-$(E-H965T,3$W+FAT;6PB+SX-"B`\
M;SI&:6QE($A2968],T0B4VAE970Q,3@N:'1M;"(O/@T*(#QO.D9I;&4@2%)E
M9CTS1")3:&5E=#$Q.2YH=&UL(B\^#0H@/&\Z1FEL92!(4F5F/3-$(E-H965T
M,3(P+FAT;6PB+SX-"B`\;SI&:6QE($A2968],T0B4VAE970Q,C$N:'1M;"(O
M/@T*(#QO.D9I;&4@2%)E9CTS1")3:&5E=#$R,BYH=&UL(B\^#0H@/&\Z1FEL
M92!(4F5F/3-$(E-H965T,3(S+FAT;6PB+SX-"B`\;SI&:6QE($A2968],T0B
M4VAE970Q,C0N:'1M;"(O/@T*(#QO.D9I;&4@2%)E9CTS1")3:&5E=#$R-2YH
M=&UL(B\^#0H@/&\Z1FEL92!(4F5F/3-$(E-H965T,3(V+FAT;6PB+SX-"B`\
M;SI&:6QE($A2968],T0B4VAE970Q,C<N:'1M;"(O/@T*(#QO.D9I;&4@2%)E
M9CTS1")3:&5E=#$R."YH=&UL(B\^#0H@/&\Z1FEL92!(4F5F/3-$(E-H965T
M,3(Y+FAT;6PB+SX-"B`\;SI&:6QE($A2968],T0B4VAE970Q,S`N:'1M;"(O
M/@T*/"]X;6P^#0HM+2TM+2T]7TYE>'1087)T7V8Y,#8S9#)A7S`S935?-#DT
7-%]A8C0Y7S(P930S9&$V.6$X-BTM#0H`
`
end

</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>60
<FILENAME>R43.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
  <head>
    <META http-equiv="Content-Type" content="text/html; charset=us-ascii">
    <link rel="StyleSheet" type="text/css" href="report.css"><script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script></head>
  <body><span style="display: none;">v2.4.0.6</span><table class="report" border="0" cellspacing="2" id="ID0EWAAC">
      <tr>
        <th class="tl" colspan="1" rowspan="2">
          <div style="width: 200px;"><strong>Equity-Based Compensation Plans (Tables)<br></strong></div>
        </th>
        <th class="th" colspan="1">12 Months Ended</th>
      </tr>
      <tr>
        <th class="th">
          <div>Dec. 31, 2012</div>
        </th>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_FBP_EquitybasedCompensationPlansTablesAbstract', window );"><strong>Equity-Based Compensation Plans Tables</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_FBP_ScheduleOfOptionPricingAssumptionsTableTextBlock', window );">Schedule of option pricing assumptions</a></td>
        <td class="text"><p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify"></p>

<table cellspacing="0" cellpadding="0" align="center" style="width: 50%; font: 10pt Calibri, Helvetica, Sans-Serif; border-collapse: collapse">
<tr style="vertical-align: top; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="width: 59%; text-align: justify; font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="width: 14%; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify; font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="width: 27%; border-bottom: windowtext 1pt solid; font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><font style="font-family: Calibri, Helvetica, Sans-Serif">2012</font></td></tr>
<tr style="vertical-align: top; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif"><font style="font-family: Calibri, Helvetica, Sans-Serif">Expected dividend yield</font></td>
    <td nowrap="nowrap" style="padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify; font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="padding-right: 5.4pt; padding-left: 5.4pt; text-align: center; font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif"><font style="font-family: Calibri, Helvetica, Sans-Serif">3.28%</font></td></tr>
<tr style="vertical-align: top; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif"><font style="font-family: Calibri, Helvetica, Sans-Serif">Risk-free interest rate</font></td>
    <td nowrap="nowrap" style="padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify; font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="padding-right: 5.4pt; padding-left: 5.4pt; text-align: center; font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif"><font style="font-family: Calibri, Helvetica, Sans-Serif">1.64%</font></td></tr>
<tr style="vertical-align: top; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif"><font style="font-family: Calibri, Helvetica, Sans-Serif">Expected life</font></td>
    <td nowrap="nowrap" style="padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify; font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="padding-right: 5.4pt; padding-left: 5.4pt; text-align: center; font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif"><font style="font-family: Calibri, Helvetica, Sans-Serif">10 years</font></td></tr>
<tr style="vertical-align: top; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif"><font style="font-family: Calibri, Helvetica, Sans-Serif">Expected volatility</font></td>
    <td nowrap="nowrap" style="padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify; font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="padding-right: 5.4pt; padding-left: 5.4pt; text-align: center; font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif"><font style="font-family: Calibri, Helvetica, Sans-Serif">41.82%</font></td></tr>
</table>
<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left; text-indent: 0.25in">&#160;</p><span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ScheduleOfShareBasedCompensationStockOptionsActivityTableTextBlock', window );">Schedule of Company's stock options outstanding</a></td>
        <td class="text"><p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">The following table presents information
regarding the activity since December 31, 2009 related to all of the Company&#146;s stock options outstanding:</p>

<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify">&#160;</p>

<table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif">
<tr style="vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td colspan="14" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif">Options Outstanding</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif">Number of<br />
 Shares</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif">Weighted-<br />
Average <br />
Exercise <br />
Price</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif">Weighted-<br />
Average <br />
Contractual <br />
Term (years)</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: center; vertical-align: bottom">Aggregate <br />
Intrinsic <br />Value</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="width: 60%; text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">Balance at December 31, 2009</td><td nowrap="nowrap" style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">753,100</td><td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">$</td><td nowrap="nowrap" style="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">17.73</td><td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;&#160;&#160;Granted</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#151;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#151;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;&#160;&#160;Exercised</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">(18,667</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">)</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">10.46</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">$</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">97,940</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;&#160;&#160;Forfeited</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">(87,536</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">)</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">16.53</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;&#160;&#160;Expired</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">(4,500</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">)</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">15.69</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">Balance at December 31, 2010</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">642,397</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">$</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">18.11</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;&#160;&#160;Granted</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#151;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#151;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;&#160;&#160;Exercised</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">(2,300</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">)</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">13.30</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">$</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">6,949</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;&#160;&#160;Forfeited</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#151;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#151;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;&#160;&#160;Expired</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">(146,247</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">)</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">15.47</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">Balance at December 31, 2011</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">493,850</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">$</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">18.92</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;&#160;&#160;Granted</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">75,000</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">9.76</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;&#160;&#160;Exercised</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#151;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#151;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;&#160;&#160;Forfeited</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#151;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#151;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;&#160;&#160;Expired</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">(47,237</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">)</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">16.70</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">Outstanding at December 31, 2012</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">521,613</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">$</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">17.80</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">3.9</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">$</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">218,625</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">Exercisable at December 31, 2012</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">445,613</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">$</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">19.15</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">2.9</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">$</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">&#151;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
</table>

<p style="font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0.25in">&#160;&#160;</p><span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ScheduleOfShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsVestedAndExpectedToVestOutstandingTableTextBlock', window );">Schedule of information about the stock options outstanding</a></td>
        <td class="text"><p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">The following table summarizes information
about the stock options outstanding at December 31, 2012:</p>

<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">&#160;</p>

<table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif">
<tr style="vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td colspan="10" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif">Options Outstanding</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td colspan="6" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif">Options Exercisable</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"><p style="font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify">&#160;</p><p style="font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify">&#160;</p><p style="font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: center">Range of</p> <p style="font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: center"><u>Exercise Prices</u></p></td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif">Number <br />Outstanding <br />at 12/31/12</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif">Weighted-<br />
Average <br />
Remaining <br />
Contractual Life</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif">Weighted- <br />Average <br />Exercise <br />Price</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif">Number <br />Exercisable <br />at 12/31/12</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif">Weighted- <br />Average <br />Exercise <br />Price</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="width: 35%; text-align: center; padding-left: 5.4pt; font: 10pt Calibri, Helvetica, Sans-Serif">$8.85 to $11.06</td><td nowrap="nowrap" style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="width: 10%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">75,000</td><td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="width: 10%; text-align: center; font: 10pt Calibri, Helvetica, Sans-Serif; vertical-align: bottom">9.7</td><td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">$</td><td nowrap="nowrap" style="width: 10%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">9.76</td><td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="width: 10%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#151;</td><td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">$</td><td nowrap="nowrap" style="width: 10%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#151;</td><td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: center; padding-left: 5.4pt; font: 10pt Calibri, Helvetica, Sans-Serif">$11.06 to $13.27</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#151;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: center; font: 10pt Calibri, Helvetica, Sans-Serif; vertical-align: bottom">&#151;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#151;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#151;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#151;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: center; padding-left: 5.4pt; font: 10pt Calibri, Helvetica, Sans-Serif">$13.27 to $15.48</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">27,000</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: center; font: 10pt Calibri, Helvetica, Sans-Serif; vertical-align: bottom">6.4</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">14.35</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">27,000</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">14.35</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: center; padding-left: 5.4pt; font: 10pt Calibri, Helvetica, Sans-Serif">$15.48 to $17.70</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">164,384</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: center; font: 10pt Calibri, Helvetica, Sans-Serif; vertical-align: bottom">3.7</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">16.61</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">164,384</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">16.61</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: center; padding-left: 5.4pt; font: 10pt Calibri, Helvetica, Sans-Serif">$17.70 to $19.91</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">56,250</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: center; font: 10pt Calibri, Helvetica, Sans-Serif; vertical-align: bottom">2.7</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">19.65</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">56,250</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">19.65</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: center; padding-bottom: 1pt; padding-left: 5.4pt; font: 10pt Calibri, Helvetica, Sans-Serif">$19.91 to $22.12</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">198,979</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif; text-align: center; vertical-align: bottom">1.9</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">21.76</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">197,979</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">21.77</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; padding-bottom: 2.5pt; padding-left: 5.4pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">521,613</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif; text-align: center; vertical-align: bottom">3.9</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">$</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">17.80</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">445,613</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">$</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">19.15</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
</table>

<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left; text-indent: 0.25in">&#160;</p><span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ScheduleOfNonvestedRestrictedStockUnitsActivityTableTextBlock', window );">Schedule of outstanding restricted stock</a></td>
        <td class="text"><p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">The following table presents information
regarding the activity during 2010, 2011, and 2012 related to the Company&#146;s outstanding performance units and restricted
stock:</p>

<p style="font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify">&#160;</p>

<table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif">
<tr style="vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td colspan="6" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif">Nonvested Performance Units</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td colspan="6" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif">Long-Term Restricted Stock</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif"><p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">&#160;</p><p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">&#160;</p><p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">&#160;</p><p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">&#160;</p>

</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif">Number of<br />
 Units</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif">Weighted-<br />
Average <br />
Grant-Date <br />
Fair Value</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif">Number of<br />
 Units</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif">Weighted-<br />
Average <br />
Grant-Date <br />
Fair Value</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="width: 60%; text-align: left; padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">Nonvested at December 31, 2009</td><td nowrap="nowrap" style="width: 1%; padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="width: 1%; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="width: 7%; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">54,225</td><td nowrap="nowrap" style="width: 1%; padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="width: 1%; padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="width: 1%; padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">$</td><td nowrap="nowrap" style="width: 7%; padding-bottom: 1pt; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">16.53</td><td nowrap="nowrap" style="width: 1%; padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="width: 1%; padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="width: 1%; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="width: 7%; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">29,267</td><td nowrap="nowrap" style="width: 1%; padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="width: 1%; padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="width: 1%; padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">$</td><td nowrap="nowrap" style="width: 7%; padding-bottom: 1pt; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">13.59</td><td nowrap="nowrap" style="width: 1%; padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">Granted during the period</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#151;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#151;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#151;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#151;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">Vested during the period</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#151;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#151;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#151;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#151;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">Forfeited or expired during the period</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">(27,112</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">)</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">16.53</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">&#151;</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#151;</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">Nonvested at December 31, 2010</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">27,113</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">$</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">16.53</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">29,267</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">$</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">13.59</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">Granted during the period</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#151;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#151;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">7,259</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">14.54</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">Vested during the period</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">(27,022</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">)</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">16.53</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">(29,267</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">)</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">13.59</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">Forfeited or expired during the period</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">(91</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">)</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">16.53</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">&#151;</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#151;</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">Nonvested at December 31, 2011</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#151;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">$</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#151;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">7,259</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">$</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">14.54</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">Granted during the period</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#151;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#151;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">49,559</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">$</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">9.99</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">Vested during the period</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#151;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#151;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#151;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#151;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">Forfeited or expired during the period</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">&#151;</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#151;</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">(2,474</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">)</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">12.55</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">Nonvested at December 31, 2012</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">&#151;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">$</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">&#151;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">54,344</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">$</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">10.48</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
</table>

<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">&#160;</p><span></span></td>
      </tr>
    </table>
    <div style="display: none;">
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_FBP_EquitybasedCompensationPlansTablesAbstract">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>FBP_EquitybasedCompensationPlansTablesAbstract</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>FBP_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:stringItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_FBP_ScheduleOfOptionPricingAssumptionsTableTextBlock">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Tabular disclosure of assumptions used for the option pricing model.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>FBP_ScheduleOfOptionPricingAssumptionsTableTextBlock</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>FBP_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>nonnum:textBlockItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ScheduleOfNonvestedRestrictedStockUnitsActivityTableTextBlock">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Tabular disclosure of the changes in outstanding nonvested restricted stock units.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 718<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 2<br><br> -Subparagraph (c)(2)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6415400&amp;loc=d3e5070-113901<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_ScheduleOfNonvestedRestrictedStockUnitsActivityTableTextBlock</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>nonnum:textBlockItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ScheduleOfShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsVestedAndExpectedToVestOutstandingTableTextBlock">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Tabular disclosure of the following for fully vested share options (or share units) and share options expected to vest at the date of the latest statement of financial position: the number, weighted-average exercise price (or conversion ratio), aggregate intrinsic value (except for nonpublic entities), and weighted-average remaining contractual term of options (or share units) outstanding.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 718<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 2<br><br> -Subparagraph (e)(1)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6415400&amp;loc=d3e5070-113901<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_ScheduleOfShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsVestedAndExpectedToVestOutstandingTableTextBlock</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>nonnum:textBlockItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ScheduleOfShareBasedCompensationStockOptionsActivityTableTextBlock">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Tabular disclosure of the number and weighted-average exercise prices (or conversion ratios) for share options (or share units) that were outstanding at the beginning and end of the year, vested and expected to vest, exercisable or convertible at the end of the year, and the number of share options or share units that were granted, exercised or converted, forfeited, and expired during the year.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 718<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 2<br><br> -Subparagraph (c)(1)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6415400&amp;loc=d3e5070-113901<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_ScheduleOfShareBasedCompensationStockOptionsActivityTableTextBlock</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>nonnum:textBlockItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
    </div>
  </body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>61
<FILENAME>R29.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
  <head>
    <META http-equiv="Content-Type" content="text/html; charset=us-ascii">
    <link rel="StyleSheet" type="text/css" href="report.css"><script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script></head>
  <body><span style="display: none;">v2.4.0.6</span><table class="report" border="0" cellspacing="2" id="ID0EZF">
      <tr>
        <th class="tl" colspan="1" rowspan="2">
          <div style="width: 200px;"><strong>Summary of Significant Accounting Policies (Tables)<br></strong></div>
        </th>
        <th class="th" colspan="1">12 Months Ended</th>
      </tr>
      <tr>
        <th class="th">
          <div>Dec. 31, 2012</div>
        </th>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_FBP_NotesToFinancialStatementsAbstract', window );"><strong>Notes to Financial Statements</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ScheduleOfCalculationOfNumeratorAndDenominatorInEarningsPerShareTableTextBlock', window );">Reconciliation of the numerators and denominators used in computing Basic and Diluted Earnings Per Common Share</a></td>
        <td class="text"><p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"></p>

<p style="font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify">&#160;</p>

<table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif">
<tr style="vertical-align: bottom; font-family: Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td colspan="34" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font-family: Calibri, Helvetica, Sans-Serif">For the Years Ended December 31,</td><td nowrap="nowrap" style="padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; font-family: Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font-weight: bold; padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td colspan="10" nowrap="nowrap" style="font-weight: bold; text-align: center; border-bottom: Black 1pt solid; font-family: Calibri, Helvetica, Sans-Serif">2012</td><td nowrap="nowrap" style="padding-bottom: 1pt; font-weight: bold; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td colspan="10" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font-family: Calibri, Helvetica, Sans-Serif">2011</td><td nowrap="nowrap" style="padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td colspan="10" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font-family: Calibri, Helvetica, Sans-Serif">2010</td><td nowrap="nowrap" style="padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; font-family: Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="font-style: italic; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">($ in thousands,&#160;except per share&#160;amounts)</td><td nowrap="nowrap" style="font-weight: bold; padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="font-weight: bold; text-align: center; border-bottom: Black 1pt solid; font-family: Calibri, Helvetica, Sans-Serif">Income <br />(Numer-<br />
ator)</td><td nowrap="nowrap" style="padding-bottom: 1pt; font-weight: bold; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font-weight: bold; padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="font-weight: bold; text-align: center; border-bottom: Black 1pt solid; font-family: Calibri, Helvetica, Sans-Serif">Shares <br />(Denom-<br />
inator)</td><td nowrap="nowrap" style="padding-bottom: 1pt; font-weight: bold; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font-weight: bold; padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="font-weight: bold; text-align: center; border-bottom: Black 1pt solid; font-family: Calibri, Helvetica, Sans-Serif">Per <br />Share <br />Amount</td><td nowrap="nowrap" style="padding-bottom: 1pt; font-weight: bold; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font-family: Calibri, Helvetica, Sans-Serif">Income <br />(Numer-<br />
ator)</td><td nowrap="nowrap" style="padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font-family: Calibri, Helvetica, Sans-Serif">Shares <br />(Denom-<br />
inator)</td><td nowrap="nowrap" style="padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font-family: Calibri, Helvetica, Sans-Serif">Per <br />Share <br />Amount</td><td nowrap="nowrap" style="padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font-family: Calibri, Helvetica, Sans-Serif">Income <br />(Numer-<br />
ator)</td><td nowrap="nowrap" style="padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font-family: Calibri, Helvetica, Sans-Serif">Shares <br />(Denom-<br />
inator)</td><td nowrap="nowrap" style="padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font-family: Calibri, Helvetica, Sans-Serif">Per <br />Share <br />Amount</td><td nowrap="nowrap" style="padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font-family: Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font-family: Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font-family: Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font-family: Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font-family: Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font-family: Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font-family: Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font-family: Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font-family: Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font-family: Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font-family: Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font-family: Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font-family: Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font-family: Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font-family: Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font-family: Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font-family: Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font-family: Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font-family: Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font-family: Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font-family: Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="font-weight: bold; text-align: justify; font-family: Calibri, Helvetica, Sans-Serif">Basic EPS</td><td nowrap="nowrap" style="font-family: Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font-family: Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font-family: Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font-family: Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font-family: Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font-family: Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font-family: Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font-family: Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font-family: Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font-family: Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="width: 10%; text-align: left; padding-bottom: 2.5pt; font-family: Calibri, Helvetica, Sans-Serif">Net income (loss) available to common shareholders</td><td nowrap="nowrap" style="width: 1%; font-weight: bold; padding-bottom: 2.5pt; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="width: 1%; font-weight: bold; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">$</td><td nowrap="nowrap" style="width: 7%; font-weight: bold; text-align: right; font-family: Calibri, Helvetica, Sans-Serif">(26,215</td><td nowrap="nowrap" style="width: 1%; font-weight: bold; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">)</td><td nowrap="nowrap" style="width: 1%; font-weight: bold; padding-bottom: 2.5pt; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="width: 1%; font-weight: bold; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="width: 7%; font-weight: bold; text-align: right; font-family: Calibri, Helvetica, Sans-Serif">17,049,513</td><td nowrap="nowrap" style="width: 1%; padding-bottom: 2.5pt; font-weight: bold; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="width: 1%; font-weight: bold; padding-bottom: 2.5pt; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="width: 1%; border-bottom: Black 2.5pt double; font-weight: bold; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">$</td><td nowrap="nowrap" style="width: 7%; border-bottom: Black 2.5pt double; font-weight: bold; text-align: right; font-family: Calibri, Helvetica, Sans-Serif">(1.54</td><td nowrap="nowrap" style="width: 1%; padding-bottom: 2.5pt; font-weight: bold; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">)</td><td nowrap="nowrap" style="width: 1%; padding-bottom: 2.5pt; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="width: 1%; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">$</td><td nowrap="nowrap" style="width: 7%; text-align: right; font-family: Calibri, Helvetica, Sans-Serif">7,476</td><td nowrap="nowrap" style="width: 1%; padding-bottom: 2.5pt; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="width: 1%; padding-bottom: 2.5pt; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="width: 1%; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="width: 7%; text-align: right; font-family: Calibri, Helvetica, Sans-Serif">16,856,072</td><td nowrap="nowrap" style="width: 1%; padding-bottom: 2.5pt; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="width: 1%; padding-bottom: 2.5pt; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="width: 1%; border-bottom: Black 2.5pt double; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">$</td><td nowrap="nowrap" style="width: 7%; border-bottom: Black 2.5pt double; text-align: right; font-family: Calibri, Helvetica, Sans-Serif">0.44</td><td nowrap="nowrap" style="width: 1%; padding-bottom: 2.5pt; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="width: 1%; padding-bottom: 2.5pt; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="width: 1%; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">$</td><td nowrap="nowrap" style="width: 7%; text-align: right; font-family: Calibri, Helvetica, Sans-Serif">5,875</td><td nowrap="nowrap" style="width: 1%; padding-bottom: 2.5pt; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="width: 1%; padding-bottom: 2.5pt; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="width: 1%; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="width: 7%; text-align: right; font-family: Calibri, Helvetica, Sans-Serif">16,764,879</td><td nowrap="nowrap" style="width: 1%; padding-bottom: 2.5pt; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="width: 1%; padding-bottom: 2.5pt; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="width: 1%; border-bottom: Black 2.5pt double; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">$</td><td nowrap="nowrap" style="width: 7%; border-bottom: Black 2.5pt double; text-align: right; font-family: Calibri, Helvetica, Sans-Serif">0.35</td><td nowrap="nowrap" style="width: 1%; padding-bottom: 2.5pt; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font-family: Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font-family: Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font-family: Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font-family: Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font-family: Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font-family: Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font-family: Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font-family: Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font-family: Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font-family: Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font-family: Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="font-weight: bold; text-align: justify; padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif">Effect of dilutive securities</td><td nowrap="nowrap" style="font-weight: bold; padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: right; font-family: Calibri, Helvetica, Sans-Serif">&#151;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font-weight: bold; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font-weight: bold; padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: right; font-family: Calibri, Helvetica, Sans-Serif">&#151;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font-weight: bold; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: right; font-family: Calibri, Helvetica, Sans-Serif">&#151;</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: right; font-family: Calibri, Helvetica, Sans-Serif">27,172</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: right; font-family: Calibri, Helvetica, Sans-Serif">&#151;</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: right; font-family: Calibri, Helvetica, Sans-Serif">28,771</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font-family: Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font-family: Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font-family: Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font-family: Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font-family: Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font-family: Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font-family: Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font-family: Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font-family: Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font-family: Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font-family: Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="font-weight: bold; text-align: left; padding-bottom: 2.5pt; font-family: Calibri, Helvetica, Sans-Serif">Diluted EPS per common share</td><td nowrap="nowrap" style="font-weight: bold; padding-bottom: 2.5pt; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font-weight: bold; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">$</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font-weight: bold; text-align: right; font-family: Calibri, Helvetica, Sans-Serif">(26,215</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font-weight: bold; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">)</td><td nowrap="nowrap" style="font-weight: bold; padding-bottom: 2.5pt; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font-weight: bold; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font-weight: bold; text-align: right; font-family: Calibri, Helvetica, Sans-Serif">17,049,513</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font-weight: bold; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font-weight: bold; padding-bottom: 2.5pt; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font-weight: bold; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">$</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font-weight: bold; text-align: right; font-family: Calibri, Helvetica, Sans-Serif">(1.54</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font-weight: bold; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">)</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">$</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; text-align: right; font-family: Calibri, Helvetica, Sans-Serif">7,476</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; text-align: right; font-family: Calibri, Helvetica, Sans-Serif">16,883,244</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">$</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; text-align: right; font-family: Calibri, Helvetica, Sans-Serif">0.44</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">$</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; text-align: right; font-family: Calibri, Helvetica, Sans-Serif">5,875</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; text-align: right; font-family: Calibri, Helvetica, Sans-Serif">16,793,650</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">$</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; text-align: right; font-family: Calibri, Helvetica, Sans-Serif">0.35</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
</table>

<p style="font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify">&#160;</p>

<p style="font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify">&#160;</p><span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ScheduleOfAccumulatedOtherComprehensiveIncomeLossTableTextBlock', window );">Components of accumulated other comprehensive income (loss)</a></td>
        <td class="text"><p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"><font style="font-family: Calibri, Helvetica, Sans-Serif"></font></p>

<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify">&#160;</p>

<table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif">
<tr style="vertical-align: bottom; font-family: Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="font-style: italic; text-align: justify; font-family: Calibri, Helvetica, Sans-Serif">($ in thousands)</td><td nowrap="nowrap" style="font-weight: bold; padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="font-weight: bold; text-align: center; border-bottom: Black 1pt solid; font-family: Calibri, Helvetica, Sans-Serif">December 31, <br />
2012</td><td nowrap="nowrap" style="padding-bottom: 1pt; font-weight: bold; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font-family: Calibri, Helvetica, Sans-Serif">December 31, <br />
2011</td><td nowrap="nowrap" style="padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font-family: Calibri, Helvetica, Sans-Serif">December 31,<br />
 2010</td><td nowrap="nowrap" style="padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font-family: Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="width: 67%; text-align: left; text-indent: -0.25in; padding-left: 0.25in; font-family: Calibri, Helvetica, Sans-Serif">Unrealized gain on securities available for sale</td><td nowrap="nowrap" style="width: 1%; font-weight: bold; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="width: 1%; font-weight: bold; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">$</td><td nowrap="nowrap" style="width: 8%; font-weight: bold; text-align: right; font-family: Calibri, Helvetica, Sans-Serif">3,290</td><td nowrap="nowrap" style="width: 1%; font-weight: bold; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="width: 1%; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="width: 1%; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="width: 8%; text-align: right; font-family: Calibri, Helvetica, Sans-Serif">3,896</td><td nowrap="nowrap" style="width: 1%; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="width: 1%; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="width: 1%; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="width: 8%; text-align: right; font-family: Calibri, Helvetica, Sans-Serif">2,478</td><td nowrap="nowrap" style="width: 1%; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font-family: Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt; text-indent: -0.25in; padding-left: 0.25in; font-family: Calibri, Helvetica, Sans-Serif">&#160;&#160;&#160;&#160;&#160;Deferred tax liability</td><td nowrap="nowrap" style="font-weight: bold; padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: right; font-family: Calibri, Helvetica, Sans-Serif">(1,283</td><td nowrap="nowrap" style="padding-bottom: 1pt; font-weight: bold; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">)</td><td nowrap="nowrap" style="padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: right; font-family: Calibri, Helvetica, Sans-Serif">(1,520</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">)</td><td nowrap="nowrap" style="padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: right; font-family: Calibri, Helvetica, Sans-Serif">(966</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">)</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font-family: Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt; text-indent: -0.25in; padding-left: 0.25in; font-family: Calibri, Helvetica, Sans-Serif">Net unrealized gain on securities available for sale</td><td nowrap="nowrap" style="font-weight: bold; padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: right; font-family: Calibri, Helvetica, Sans-Serif">2,007</td><td nowrap="nowrap" style="padding-bottom: 1pt; font-weight: bold; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: right; font-family: Calibri, Helvetica, Sans-Serif">2,376</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: right; font-family: Calibri, Helvetica, Sans-Serif">1,512</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font-family: Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; text-indent: -0.25in; padding-left: 0.25in; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font-family: Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font-family: Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font-family: Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font-family: Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; text-indent: -0.25in; padding-left: 0.25in; font-family: Calibri, Helvetica, Sans-Serif">Additional pension liability</td><td nowrap="nowrap" style="font-weight: bold; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="font-weight: bold; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font-weight: bold; text-align: right; font-family: Calibri, Helvetica, Sans-Serif">(3,579</td><td nowrap="nowrap" style="font-weight: bold; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">)</td><td nowrap="nowrap" style="font-family: Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">(18,278</td><td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">)</td><td nowrap="nowrap" style="font-family: Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">(10,905</td><td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">)</td></tr>
<tr style="vertical-align: bottom; background-color: White; font-family: Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt; text-indent: -0.25in; padding-left: 0.25in; font-family: Calibri, Helvetica, Sans-Serif">&#160;&#160;&#160;&#160;&#160;Deferred tax asset</td><td nowrap="nowrap" style="font-weight: bold; padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: right; font-family: Calibri, Helvetica, Sans-Serif">1,396</td><td nowrap="nowrap" style="padding-bottom: 1pt; font-weight: bold; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: right; font-family: Calibri, Helvetica, Sans-Serif">7,220</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: right; font-family: Calibri, Helvetica, Sans-Serif">4,308</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font-family: Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt; text-indent: -0.25in; padding-left: 0.25in; font-family: Calibri, Helvetica, Sans-Serif">Net additional pension liability</td><td nowrap="nowrap" style="font-weight: bold; padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: right; font-family: Calibri, Helvetica, Sans-Serif">(2,183</td><td nowrap="nowrap" style="padding-bottom: 1pt; font-weight: bold; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">)</td><td nowrap="nowrap" style="padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: right; font-family: Calibri, Helvetica, Sans-Serif">(11,058</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">)</td><td nowrap="nowrap" style="padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: right; font-family: Calibri, Helvetica, Sans-Serif">(6,597</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">)</td></tr>
<tr style="vertical-align: bottom; background-color: White; font-family: Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; text-indent: -0.25in; padding-left: 0.25in; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font-family: Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font-family: Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font-family: Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font-family: Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt; text-indent: -0.25in; padding-left: 0.25in; font-family: Calibri, Helvetica, Sans-Serif">Total accumulated other comprehensive income (loss)</td><td nowrap="nowrap" style="font-weight: bold; padding-bottom: 2.5pt; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font-weight: bold; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">$</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font-weight: bold; text-align: right; font-family: Calibri, Helvetica, Sans-Serif">(176</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font-weight: bold; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">)</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; text-align: right; font-family: Calibri, Helvetica, Sans-Serif">(8,682</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">)</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; text-align: right; font-family: Calibri, Helvetica, Sans-Serif">(5,085</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">)</td></tr>
</table>

<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify">&#160;</p><span></span></td>
      </tr>
    </table>
    <div style="display: none;">
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_FBP_NotesToFinancialStatementsAbstract">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>FBP_NotesToFinancialStatementsAbstract</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>FBP_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:stringItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ScheduleOfAccumulatedOtherComprehensiveIncomeLossTableTextBlock">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Tabular disclosure of the components of accumulated other comprehensive income (loss).</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 220<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 14A<br><br> -URI http://asc.fasb.org/extlink&amp;oid=20435746&amp;loc=SL7669686-108580<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_ScheduleOfAccumulatedOtherComprehensiveIncomeLossTableTextBlock</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>nonnum:textBlockItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ScheduleOfCalculationOfNumeratorAndDenominatorInEarningsPerShareTableTextBlock">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Tabular disclosure of the numerators and the denominators of the basic and diluted per-share (or per-unit) computations for income from continuing operations, including the effect that has been given to preferred dividends.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 260<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 1<br><br> -Subparagraph (a)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6371337&amp;loc=d3e3550-109257<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_ScheduleOfCalculationOfNumeratorAndDenominatorInEarningsPerShareTableTextBlock</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>nonnum:textBlockItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
    </div>
  </body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>62
<FILENAME>R28.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
  <head>
    <META http-equiv="Content-Type" content="text/html; charset=us-ascii">
    <link rel="StyleSheet" type="text/css" href="report.css"><script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script></head>
  <body><span style="display: none;">v2.4.0.6</span><table class="report" border="0" cellspacing="2" id="ID0EKJAE">
      <tr>
        <th class="tl" colspan="1" rowspan="2">
          <div style="width: 200px;"><strong>Summary of Significant Accounting Policies (Policies)<br></strong></div>
        </th>
        <th class="th" colspan="1">12 Months Ended</th>
      </tr>
      <tr>
        <th class="th">
          <div>Dec. 31, 2012</div>
        </th>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AccountingPoliciesAbstract', window );"><strong>Accounting Policies [Abstract]</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_BasisOfAccountingPolicyPolicyTextBlock', window );">Basis of Presentation</a></td>
        <td class="text"><p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"><font style="font-family: Calibri, Helvetica, Sans-Serif"><b>(a)</b>
<b>Basis of Presentation</b> </font><font style="font-family: Symbol">-</font><font style="font-family: Calibri, Helvetica, Sans-Serif">
The consolidated financial statements include the accounts of First Bancorp (the Company) and its wholly owned subsidiary - First
Bank (the Bank). The Bank has two wholly owned subsidiaries that are fully consolidated - First Bank Insurance Services, Inc. (First
Bank Insurance) and First Troy SPE, LLC. All significant intercompany accounts and transactions have been eliminated. Subsequent
events have been evaluated through the date of filing this Form 10-K.</font></p>

<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left; text-indent: 13.5pt">&#160;</p>

<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">The Company is a bank holding company.
The principal activity of the Company is the ownership and operation of the Bank, a state chartered bank with its main office in
Troy, North Carolina. The Company is also the parent company for a series of statutory trusts that were formed at various times
since 2002 for the purpose of issuing trust preferred debt securities. The trusts are not consolidated for financial reporting
purposes; however, notes issued by the Company to the trusts in return for the proceeds from the issuance of the trust preferred
securities are included in the consolidated financial statements and have terms that are substantially the same as the corresponding
trust preferred securities. The trust preferred securities qualify as capital for regulatory capital adequacy requirements. First
Bank Insurance is an agent for property and casualty insurance policies. First Troy SPE, LLC was formed in order to hold and dispose
of certain real estate foreclosed upon by the Bank.</p>

<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">&#160;</p>

<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">The preparation of financial statements
in conformity with generally accepted accounting principles in the United States of America requires management to make estimates
and assumptions that affect the reported amounts of assets and liabilities and disclosure of contingent liabilities at the date
of the financial statements and the reported amounts of revenues and expenses during the reporting period. Actual results could
differ from those estimates. The most significant estimates made by the Company in the preparation of its consolidated financial
statements are the determination of the allowance for loan losses, the valuation of other real estate, the accounting and impairment
testing related to intangible assets, and the fair value and discount accretion of loans acquired in FDIC-assisted transactions.</p><span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_CashAndCashEquivalentsPolicyTextBlock', window );">Cash and Cash Equivalents</a></td>
        <td class="text"><p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"><font style="font-family: Calibri, Helvetica, Sans-Serif"><b>(b)
Cash and Cash Equivalents</b> </font><font style="font-family: Symbol">-</font><font style="font-family: Calibri, Helvetica, Sans-Serif">
The Company considers all highly liquid assets such as cash on hand, noninterest-bearing and interest-bearing amounts due from
banks and federal funds sold to be &#147;cash equivalents.&#148;</font></p>

<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">&#160;</p><span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InvestmentPolicyTextBlock', window );">Securities</a></td>
        <td class="text"><p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"><font style="font-family: Calibri, Helvetica, Sans-Serif"><b>(c)
Securities </b></font><font style="font-family: Symbol">-</font><font style="font-family: Calibri, Helvetica, Sans-Serif"> Debt
securities that the Company has the positive intent and ability to hold to maturity are classified as &#147;held to maturity&#148;
and carried at amortized cost. Securities not classified as held to maturity are classified as &#147;available for sale&#148;
and carried at fair value, with unrealized gains and losses being reported as other comprehensive income or loss and reported as
a separate component of shareholders&#146; equity.</font></p>

<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left; text-indent: 13.5pt">&#160;</p>

<p style="font: 10pt Calibri, Helvetica, Sans-Serif; margin: 0 0 10pt; text-align: left">A decline in the market value of any available
for sale or held to maturity security below cost that is deemed to be other than temporary results in a reduction in carrying amount
to fair value. The impairment is charged to earnings and a new cost basis for the security is established. Any equity security
that is in an unrealized loss position for twelve consecutive months is presumed to be other than temporarily impaired and an impairment
charge is recorded unless the amount of the charge is insignificant.</p>

<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">Gains and losses on sales of securities
are recognized at the time of sale based upon the specific identification method. Premiums and discounts are amortized into income
on a level yield basis, with premiums being amortized to the earliest call date and discounts being accreted to the stated maturity
date.</p><span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PropertyPlantAndEquipmentPolicyTextBlock', window );">Premises and Equipment</a></td>
        <td class="text"><p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">&#160;</p>

<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"><font style="font-family: Calibri, Helvetica, Sans-Serif"><b>(d)
Premises and Equipment</b> </font><font style="font-family: Symbol">-</font><font style="font-family: Calibri, Helvetica, Sans-Serif">
Premises and equipment are stated at cost less accumulated depreciation. Depreciation, computed by the straight-line method, is
charged to operations over the estimated useful lives of the properties, which range from 2 to 40 years or, in the case of leasehold
improvements, over the term of the lease, if shorter. Maintenance and repairs are charged to operations in the year incurred. Gains
and losses on dispositions are included in current operations.</font></p>

<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">&#160;</p><span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinanceLoansAndLeasesReceivablePolicy', window );">Loans</a></td>
        <td class="text"><p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"><b>(e) Loans &#150; </b>Loans are stated
at the principal amount outstanding less any partial charge-offs plus deferred origination costs, net of nonrefundable loan fees.
Interest on loans is accrued on the unpaid principal balance outstanding. Net deferred loan origination costs/fees are capitalized
and recognized as a yield adjustment over the life of the related loan.</p>

<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">&#160;</p>

<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">The Company does not hold any interest-only
strips, loans, other receivables, or retained interests in securitizations that can be contractually prepaid or otherwise settled
in a way that it would not recover substantially all of its recorded investment.</p>

<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">&#160;</p>

<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">Purchased loans acquired in a business
combination, which include loans that were purchased in the 2009 Cooperative Bank acquisition and the 2011 Bank of Asheville acquisition,
are recorded at estimated fair value on their purchase date. The purchaser cannot carry over any related allowance for loan losses.</p>

<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">&#160;</p>

<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">The Company follows specific accounting
guidance related to purchased impaired loans when purchased loans have evidence of credit deterioration since origination and it
is probable at the date of acquisition that the Company will not collect all contractually required principal and interest payments.
Evidence of credit quality deterioration as of the purchase date may include statistics such as past due and nonaccrual status.
The accounting guidance permits the use of the cost recovery method of income recognition for those purchased impaired loans for
which the timing and amount of cash flows expected to be collected cannot be reasonably estimated. Under the cost recovery method
of income recognition, all cash receipts are initially applied to principal, with interest income being recorded only after the
carrying value of the loan has been reduced to zero. Substantially all of the Company&#146;s purchased impaired loans to date
have had uncertain cash flows and thus are accounted for under the cost recovery method of income recognition.</p>

<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left; text-indent: 0.25in">&#160;</p>

<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">For nonimpaired purchased loans, the Company
accretes any fair value discount over the life of the loan in a manner consistent with the guidance for accounting for loan origination
fees and costs.</p>

<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left; text-indent: 0.25in">&#160;</p>

<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">A loan is placed on nonaccrual status
when, in management&#146;s judgment, the collection of interest appears doubtful. The accrual of interest is discontinued on all
loans that become 90 days or more past due with respect to principal or interest. The past due status of loans is based on the
contractual payment terms. While a loan is on nonaccrual status, the Company&#146;s policy is that all cash receipts are applied
to principal. Once the recorded principal balance has been reduced to zero, future cash receipts are applied to recoveries of any
amounts previously charged off. Further cash receipts are recorded as interest income to the extent that any interest has been
foregone. Loans are removed from nonaccrual status when they become current as to both principal and interest and when concern
no longer exists as to the collectability of principal or interest. In some cases, where borrowers are experiencing financial difficulties,
loans may be restructured to provide terms significantly different from the originally contracted terms. The nonaccrual policy
discussed above applies to all loan classifications.</p>

<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left; text-indent: 0.25in">&#160;</p>



<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">&#160;</p>

<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">A loan is considered to be impaired when,
based on current information and events, it is probable the Company will be unable to collect all amounts due according to the
contractual terms of the loan agreement. Impaired loans are measured using either 1) an estimate of the cash flows that the Company
expects to receive from the borrower discounted at the loan&#146;s effective rate, or 2) in the case of a collateral-dependent
loan, the fair value of the collateral. Unless restructured, while a loan is considered to be impaired, the Company&#146;s policy
is that interest accrual is discontinued and all cash receipts are applied to principal. Once the recorded principal balance has
been reduced to zero, future cash receipts are applied to recoveries of any amounts previously charged off. Further cash receipts
are recorded as interest income to the extent that any interest has been foregone. Impaired loans that are restructured are returned
to accruing status in accordance with the restructured terms if the Company believes that the borrower will be able to meet the
obligations of the restructured loan terms. The impairment policy discussed above applies to all loan classifications.</p>

<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left; text-indent: 13.7pt">&#160;</p><span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableMortgageBankingActivitiesPolicy', window );">Presold Mortgages in Process of Settlement and Loans Held for Sale</a></td>
        <td class="text"><p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"><font style="font-family: Calibri, Helvetica, Sans-Serif"><b>(f)
Presold Mortgages in Process of Settlement and Loans Held for Sale </b></font><b><font style="font-family: Symbol">-</font></b><font style="font-family: Calibri, Helvetica, Sans-Serif">
As a part of normal business operations, the Company originates residential mortgage loans that have been pre-approved by secondary
investors to be sold on a best efforts basis. The terms of the loans are set by the secondary investors, and the purchase price
that the investor will pay for the loan is agreed to prior to the funding of the loan by the Company. Generally within three weeks
after funding, the loans are transferred to the investor in accordance with the agreed-upon terms. The Company records gains from
the sale of these loans on the settlement date of the sale equal to the difference between the proceeds received and the carrying
amount of the loan. The gain generally represents the portion of the proceeds attributed to service release premiums received from
the investors and the realization of origination fees received from borrowers that were deferred as part of the carrying amount
of the loan. Between the initial funding of the loans by the Company and the subsequent reimbursement by the investors, the Company
carries the loans on its balance sheet at the lower of cost or market. </font></p>

<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left; text-indent: 13.7pt">&#160;</p>

<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">Periodically, the Company originates commercial
loans and decides to sell them in the secondary market. The Company carries these loans at the lower of cost or fair value at each
reporting date. There were no such loans held for sale as of December 31, 2012 or 2011.</p>

<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">&#160;</p>

<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">As of December 31, 2012, the Company held
$30.4 million in loans classified as held for sale because the Company had solicited and received bids to sell approximately $68
million of loans to an unaffiliated third-party investor, and it was the Company&#146;s intent to accept one of the offers received.
As of December 31, 2012, these loans were reclassified out of the loans held for investment category and segregated on the balance
sheet as held for sale. These loans are carried at their liquidation value based on the bid received that the Company accepted,
with the remaining difference of approximately $37.6 million being charged-off through the allowance for loan losses. The completion
of the loan sale occurred in January 2013.</p><span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableAllowanceForLoanLossesPolicy', window );">Allowance for Loan Losses</a></td>
        <td class="text"><p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"><font style="font-family: Calibri, Helvetica, Sans-Serif"><b>(g)
Allowance for Loan Losses</b> </font><font style="font-family: Symbol">-</font><font style="font-family: Calibri, Helvetica, Sans-Serif">
The allowance for loan losses is established through a provision for loan losses charged to expense. Loans are charged-off against
the allowance for loan losses when management believes that the collectability of the principal is unlikely. The provision for
loan losses charged to operations is an amount sufficient to bring the allowance for loan losses to an estimated balance considered
adequate to absorb losses inherent in the portfolio. Management&#146;s determination of the adequacy of the allowance is based
on several factors, including:</font></p>

<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left; text-indent: 13.5pt">&#160;</p>

<table cellpadding="0" cellspacing="0" style="width: 100%; font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin-top: 0; margin-bottom: 0"><tr style="vertical-align: top; font-family: Calibri, Helvetica, Sans-Serif">
<td style="width: 33.75pt; font-family: Calibri, Helvetica, Sans-Serif"></td><td style="width: 18pt; font-family: Calibri, Helvetica, Sans-Serif">1.</td><td style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">Risk grades assigned to the loans in the portfolio,</td></tr></table>

<table cellpadding="0" cellspacing="0" style="width: 100%; font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin-top: 0; margin-bottom: 0"><tr style="vertical-align: top; font-family: Calibri, Helvetica, Sans-Serif">
<td style="width: 33.75pt; font-family: Calibri, Helvetica, Sans-Serif"></td><td style="width: 18pt; font-family: Calibri, Helvetica, Sans-Serif">2.</td><td style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">Specific reserves for larger loans with concerns regarding repayment ability,</td></tr></table>

<table cellpadding="0" cellspacing="0" style="width: 100%; font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin-top: 0; margin-bottom: 0"><tr style="vertical-align: top; font-family: Calibri, Helvetica, Sans-Serif">
<td style="width: 33.75pt; font-family: Calibri, Helvetica, Sans-Serif"></td><td style="width: 18pt; font-family: Calibri, Helvetica, Sans-Serif">3.</td><td style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">Current economic conditions, including the local, state, and national economic outlook; interest rate
risk; trends in loan volume, mix and size of loans; levels and trends of delinquencies,</td></tr></table>

<table cellpadding="0" cellspacing="0" style="width: 100%; font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin-top: 0; margin-bottom: 0"><tr style="vertical-align: top; font-family: Calibri, Helvetica, Sans-Serif">
<td style="width: 33.75pt; font-family: Calibri, Helvetica, Sans-Serif"></td><td style="width: 18pt; font-family: Calibri, Helvetica, Sans-Serif">4.</td><td style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">Historical loan loss experience, and</td></tr></table>

<table cellpadding="0" cellspacing="0" style="width: 100%; font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin-top: 0; margin-bottom: 0"><tr style="vertical-align: top; font-family: Calibri, Helvetica, Sans-Serif">
<td style="width: 33.75pt; font-family: Calibri, Helvetica, Sans-Serif"></td><td style="width: 18pt; font-family: Calibri, Helvetica, Sans-Serif">5.</td><td style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">An assessment of the risk characteristics of the Company&#146;s loan portfolio, including industry
concentrations, payment structures, and credit administration practices.</td></tr></table>

<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left; text-indent: 0.1in">&#160;</p>

<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">While management uses the best information
available to make evaluations, future adjustments may be necessary if economic and other conditions differ substantially from the
assumptions used.</p>

<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left; text-indent: 13.5pt">&#160;</p>



<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"></p>

<p style="font: 10pt Calibri, Helvetica, Sans-Serif; margin: 0">For loans covered under loss share agreements, subsequent decreases
to the expected cash flows will generally result in additional provisions for loan losses. Subsequent increases in expected cash
flows will result in a reversal of the allowance for loan losses to the extent of prior allowance recognition.</p>

<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">&#160;</p>

<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">In addition, various regulatory agencies,
as an integral part of their examination process, periodically review the Bank&#146;s allowance for loan losses. Such agencies
may require the Bank to recognize additions to the allowance based on the examiners&#146; judgment about information available
to them at the time of their examinations.</p>

<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left; text-indent: 13.5pt">&#160;</p><span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinanceLoanAndLeaseReceivablesHeldForInvestmentsForeclosedAssetsPolicy', window );">Foreclosed Real Estate</a></td>
        <td class="text"><p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left; text-indent: 13.5pt">&#160;</p>

<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"><font style="font-family: Calibri, Helvetica, Sans-Serif"><b>(h)
Foreclosed Real Estate</b> </font><font style="font-family: Symbol">-</font><font style="font-family: Calibri, Helvetica, Sans-Serif">
Foreclosed real estate consists primarily of real estate acquired by the Company through legal foreclosure or deed in lieu of foreclosure.
The property is initially carried at the lower of cost (generally the loan balance plus additional costs incurred for improvements
to the property) or the estimated fair value of the property less estimated selling costs. If there are subsequent declines in
fair value, which is reviewed routinely by management, the property is written down to its fair value through a charge to expense.
Capital expenditures made to improve the property are capitalized. Costs of holding real estate, such as property taxes, insurance
and maintenance, less related revenues during the holding period, are recorded as expense. In December 2012, the Company recorded
a write-down of $10.6 million related to its non-covered foreclosed properties. This write-down reduced the carrying value of these
properties by approximately 29% beyond their standard carrying value as described above. This write down was recorded because of
management&#146;s intent to dispose of these properties in an expedited manner and accept sales prices lower than normal practice.</font></p>

<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left; text-indent: 0.25in">&#160;</p><span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_FBP_FdicIndemnificationAssetPolicyTextBlock', window );">FDIC Indemnification Asset</a></td>
        <td class="text"><p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left; text-indent: 0.25in">&#160;</p>

<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"><b>(i) FDIC Indemnification Asset &#150;
</b>The FDIC indemnification asset relates to loss share agreements with the FDIC, whereby the FDIC has agreed to reimburse to
the Company a percentage of the losses related to loans and other real estate that the Company assumed in the acquisition of two
failed banks. This indemnification asset is measured separately from the loan portfolio and other real estate because it is not
contractually embedded in the loans and is not transferable with the loans should the Company choose to dispose of them. The carrying
value of this receivable at each period end is the sum of:&#160; 1) actual claims that have been submitted to the FDIC for reimbursement
that have not yet been received and 2) the Company&#146;s estimated amount of loan and other real estate losses covered by the
agreements multiplied by the FDIC reimbursement percentage.&#160; At December 31, 2012 and 2011, the amount of loss claims that
had been incurred but not yet reimbursed by the FDIC was $33.0 million and $13.4 million, respectively.</p>

<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left; text-indent: 13.5pt">&#160;</p><span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_IncomeTaxPolicyTextBlock', window );">Income Taxes</a></td>
        <td class="text"><p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left; text-indent: 13.5pt">&#160;</p>

<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"><font style="font-family: Calibri, Helvetica, Sans-Serif"><b>(j)
Income Taxes </b></font><b><font style="font-family: Symbol">-</font></b><font style="font-family: Calibri, Helvetica, Sans-Serif">
Income taxes are accounted for under the asset and liability method. Deferred tax assets and liabilities are recognized for the
future tax consequences attributable to differences between the financial statement carrying amounts of existing assets and liabilities
and their respective tax bases and operating loss and tax credit carryforwards. Deferred tax assets and liabilities are measured
using enacted tax rates expected to apply to taxable income in the years in which those temporary differences are expected to be
recovered or settled. The effect on deferred tax assets and liabilities of a change in tax rates is recognized in income in the
period that includes the enactment date. Deferred tax assets are reduced, if necessary, by the amount of such benefits that are
not expected to be realized based upon available evidence. The Company&#146;s investment tax credits, which are low income housing
tax credits and state historic tax credits, are recorded in the period that they are reflected in the Company&#146;s tax returns.</font></p>

<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left; text-indent: 13.5pt">&#160;</p><span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_IntangibleAssetsFiniteLivedPolicy', window );">Intangible Assets</a></td>
        <td class="text"><p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left; text-indent: 13.5pt"></p>

<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"><font style="font-family: Calibri, Helvetica, Sans-Serif"><b>(k)
Intangible Assets</b> </font><font style="font-family: Symbol">-</font><font style="font-family: Calibri, Helvetica, Sans-Serif">
Business combinations are accounted for using the purchase method of accounting. Identifiable intangible assets are recognized
separately and are amortized over their estimated useful lives, which for the Company has generally been seven to ten years and
at an accelerated rate. Goodwill is recognized in business combinations to the extent that the price paid exceeds the fair value
of the net assets acquired, including any identifiable intangible assets. Goodwill is not amortized, but as discussed in Note 1(q),
is subject to fair value impairment tests on at least an annual basis.</font></p><span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_FBP_BankownedLifeInsurancePolicyTextBlock', window );">Bank-owned life insurance</a></td>
        <td class="text"><p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"></p>

<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"><b>(l) Bank-owned life insurance</b> &#150;
The Company has purchased life insurance policies on certain current and past key employees and directors where the insurance policy
benefits and ownership are retained by the employer. These policies are recorded at their cash surrender value. Income from these
policies and changes in the net cash surrender value are recorded within noninterest income as &#147;Bank-owned life insurance
income.&#148;</p>

<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left; text-indent: 13.5pt">&#160;</p><span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_SecuritiesOwnedNotReadilyMarketablePolicy', window );">Other Investments</a></td>
        <td class="text"><p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left; text-indent: 13.5pt"></p>

<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"><b>(m)</b> <b>Other Investments</b> &#150;
The Company accounts for investments in limited partnerships, limited liability companies (&#147;LLCs&#148;), and other privately
held companies using either the cost or the equity method of accounting. The accounting treatment depends upon the Company&#146;s
percentage ownership and degree of management influence.</p>

<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">&#160;</p>

<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">Under the cost method of accounting, the
Company records an investment in stock at cost and generally recognizes cash dividends received as income. If cash dividends received
exceed the Company&#146;s relative ownership of the investee&#146;s earnings since the investment date, these payments are considered
a return of investment and reduce the cost of the investment.</p>

<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">&#160;</p>

<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">Under the equity method of accounting,
the Company records its initial investment at cost. Subsequently, the carrying amount of the investment is increased or decreased
to reflect the Company&#146;s share of income or loss of the investee. The Company&#146;s recognition of earnings or losses from
an equity method investment is based on the Company&#146;s ownership percentage in the investee and the investee&#146;s earnings
on a quarterly basis. The investees generally provide their financial information during the quarter following the end of a given
period. The Company&#146;s policy is to record its share of earnings or losses on equity method investments in the quarter the
financial information is received.</p>

<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">&#160;</p>

<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">All of the Company&#146;s investments
in limited partnerships, LLCs, and other companies are privately held, and their market values are not readily available. The Company&#146;s
management evaluates its investments in investees for impairment based on the investee&#146;s ability to generate cash through
its operations or obtain alternative financing, and other subjective factors. There are inherent risks associated with the Company&#146;s
investments in such companies, which may result in income statement volatility in future periods.</p>

<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">&#160;</p>

<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">At December&#160;31, 2012 and 2011, the
Company&#146;s investments in limited partnerships, LLCs and other privately held companies totaled $2.4 million and $2.6 million,
respectively, and were included in other assets.</p>

<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left; text-indent: 13.5pt"><b>&#160;</b></p><span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ShareBasedCompensationOptionAndIncentivePlansPolicy', window );">Stock Option Plan</a></td>
        <td class="text"><p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left; text-indent: 13.5pt"><b></b></p>

<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"><font style="font-family: Calibri, Helvetica, Sans-Serif"><b>(n)
Stock Option Plan </b></font><b><font style="font-family: Symbol">-</font></b><font style="font-family: Calibri, Helvetica, Sans-Serif">
At December 31, 2012, the Company had three equity-based employee compensation plans, which are described more fully in Note 15.
The Company accounts for these plans under the recognition and measurement principles of relevant accounting guidance. </font></p>

<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left; text-indent: 13.5pt">&#160;</p><span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_EarningsPerSharePolicyTextBlock', window );">Per Share Amounts</a></td>
        <td class="text"><p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left; text-indent: 13.5pt"></p>

<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"><font style="font-family: Calibri, Helvetica, Sans-Serif"><b>(o)
Per Share Amounts</b> </font><font style="font-family: Symbol">-</font><font style="font-family: Calibri, Helvetica, Sans-Serif">
Basic Earnings Per Common Share is calculated by dividing net income (loss) available to common shareholders by the weighted average
number of common shares outstanding during the period. Diluted Earnings Per Common Share is computed by assuming the issuance of
common shares for all potentially dilutive common shares outstanding during the reporting period. Currently, the Company&#146;s
potentially dilutive common stock issuances relate to stock option grants under the Company&#146;s equity-based plans and the
Company&#146;s Series C Preferred stock, which is convertible into common stock on a one-for-one ratio.</font></p>

<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">&#160;&#160;</p>

<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">In computing Diluted Earnings Per Common
Share, adjustments are made to the computation of Basic Earnings Per Common shares, as follows. As it relates to stock options,
it is assumed that all dilutive stock options are exercised during the reporting period at their respective exercise prices, with
the proceeds from the exercises used by the Company to buy back stock in the open market at the average market price in effect
during the reporting period. The difference between the number of shares assumed to be exercised and the number of shares bought
back is included in the calculation of dilutive securities. As it relates to the Series C preferred stock, it is assumed that the
preferred stock was converted to common stock during the reporting period. Dividends on the preferred stock are added back to net
income and the shares assumed to be converted are included in the number of shares outstanding.</p>

<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">&#160;</p>



<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">&#160;</p>

<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">If any of the potentially dilutive common
stock issuances have an anti-dilutive effect, which is the case when a net loss is reported, the potentially dilutive common stock
issuance is disregarded.</p>

<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">&#160;</p>

<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">The following is a reconciliation of the
numerators and denominators used in computing Basic and Diluted Earnings Per Common Share:</p>

<p style="font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify">&#160;</p>

<table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif">
<tr style="vertical-align: bottom; font-family: Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td colspan="34" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font-family: Calibri, Helvetica, Sans-Serif">For the Years Ended December 31,</td><td nowrap="nowrap" style="padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; font-family: Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font-weight: bold; padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td colspan="10" nowrap="nowrap" style="font-weight: bold; text-align: center; border-bottom: Black 1pt solid; font-family: Calibri, Helvetica, Sans-Serif">2012</td><td nowrap="nowrap" style="padding-bottom: 1pt; font-weight: bold; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td colspan="10" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font-family: Calibri, Helvetica, Sans-Serif">2011</td><td nowrap="nowrap" style="padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td colspan="10" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font-family: Calibri, Helvetica, Sans-Serif">2010</td><td nowrap="nowrap" style="padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; font-family: Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="font-style: italic; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">($ in thousands,&#160;except per share&#160;amounts)</td><td nowrap="nowrap" style="font-weight: bold; padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="font-weight: bold; text-align: center; border-bottom: Black 1pt solid; font-family: Calibri, Helvetica, Sans-Serif">Income <br />(Numer-<br />
ator)</td><td nowrap="nowrap" style="padding-bottom: 1pt; font-weight: bold; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font-weight: bold; padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="font-weight: bold; text-align: center; border-bottom: Black 1pt solid; font-family: Calibri, Helvetica, Sans-Serif">Shares <br />(Denom-<br />
inator)</td><td nowrap="nowrap" style="padding-bottom: 1pt; font-weight: bold; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font-weight: bold; padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="font-weight: bold; text-align: center; border-bottom: Black 1pt solid; font-family: Calibri, Helvetica, Sans-Serif">Per <br />Share <br />Amount</td><td nowrap="nowrap" style="padding-bottom: 1pt; font-weight: bold; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font-family: Calibri, Helvetica, Sans-Serif">Income <br />(Numer-<br />
ator)</td><td nowrap="nowrap" style="padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font-family: Calibri, Helvetica, Sans-Serif">Shares <br />(Denom-<br />
inator)</td><td nowrap="nowrap" style="padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font-family: Calibri, Helvetica, Sans-Serif">Per <br />Share <br />Amount</td><td nowrap="nowrap" style="padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font-family: Calibri, Helvetica, Sans-Serif">Income <br />(Numer-<br />
ator)</td><td nowrap="nowrap" style="padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font-family: Calibri, Helvetica, Sans-Serif">Shares <br />(Denom-<br />
inator)</td><td nowrap="nowrap" style="padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font-family: Calibri, Helvetica, Sans-Serif">Per <br />Share <br />Amount</td><td nowrap="nowrap" style="padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font-family: Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font-family: Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font-family: Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font-family: Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font-family: Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font-family: Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font-family: Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font-family: Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font-family: Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font-family: Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font-family: Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font-family: Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font-family: Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font-family: Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font-family: Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font-family: Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font-family: Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font-family: Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font-family: Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font-family: Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font-family: Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="font-weight: bold; text-align: justify; font-family: Calibri, Helvetica, Sans-Serif">Basic EPS</td><td nowrap="nowrap" style="font-family: Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font-family: Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font-family: Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font-family: Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font-family: Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font-family: Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font-family: Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font-family: Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font-family: Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font-family: Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="width: 10%; text-align: left; padding-bottom: 2.5pt; font-family: Calibri, Helvetica, Sans-Serif">Net income (loss) available to common shareholders</td><td nowrap="nowrap" style="width: 1%; font-weight: bold; padding-bottom: 2.5pt; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="width: 1%; font-weight: bold; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">$</td><td nowrap="nowrap" style="width: 7%; font-weight: bold; text-align: right; font-family: Calibri, Helvetica, Sans-Serif">(26,215</td><td nowrap="nowrap" style="width: 1%; font-weight: bold; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">)</td><td nowrap="nowrap" style="width: 1%; font-weight: bold; padding-bottom: 2.5pt; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="width: 1%; font-weight: bold; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="width: 7%; font-weight: bold; text-align: right; font-family: Calibri, Helvetica, Sans-Serif">17,049,513</td><td nowrap="nowrap" style="width: 1%; padding-bottom: 2.5pt; font-weight: bold; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="width: 1%; font-weight: bold; padding-bottom: 2.5pt; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="width: 1%; border-bottom: Black 2.5pt double; font-weight: bold; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">$</td><td nowrap="nowrap" style="width: 7%; border-bottom: Black 2.5pt double; font-weight: bold; text-align: right; font-family: Calibri, Helvetica, Sans-Serif">(1.54</td><td nowrap="nowrap" style="width: 1%; padding-bottom: 2.5pt; font-weight: bold; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">)</td><td nowrap="nowrap" style="width: 1%; padding-bottom: 2.5pt; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="width: 1%; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">$</td><td nowrap="nowrap" style="width: 7%; text-align: right; font-family: Calibri, Helvetica, Sans-Serif">7,476</td><td nowrap="nowrap" style="width: 1%; padding-bottom: 2.5pt; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="width: 1%; padding-bottom: 2.5pt; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="width: 1%; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="width: 7%; text-align: right; font-family: Calibri, Helvetica, Sans-Serif">16,856,072</td><td nowrap="nowrap" style="width: 1%; padding-bottom: 2.5pt; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="width: 1%; padding-bottom: 2.5pt; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="width: 1%; border-bottom: Black 2.5pt double; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">$</td><td nowrap="nowrap" style="width: 7%; border-bottom: Black 2.5pt double; text-align: right; font-family: Calibri, Helvetica, Sans-Serif">0.44</td><td nowrap="nowrap" style="width: 1%; padding-bottom: 2.5pt; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="width: 1%; padding-bottom: 2.5pt; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="width: 1%; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">$</td><td nowrap="nowrap" style="width: 7%; text-align: right; font-family: Calibri, Helvetica, Sans-Serif">5,875</td><td nowrap="nowrap" style="width: 1%; padding-bottom: 2.5pt; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="width: 1%; padding-bottom: 2.5pt; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="width: 1%; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="width: 7%; text-align: right; font-family: Calibri, Helvetica, Sans-Serif">16,764,879</td><td nowrap="nowrap" style="width: 1%; padding-bottom: 2.5pt; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="width: 1%; padding-bottom: 2.5pt; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="width: 1%; border-bottom: Black 2.5pt double; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">$</td><td nowrap="nowrap" style="width: 7%; border-bottom: Black 2.5pt double; text-align: right; font-family: Calibri, Helvetica, Sans-Serif">0.35</td><td nowrap="nowrap" style="width: 1%; padding-bottom: 2.5pt; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font-family: Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font-family: Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font-family: Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font-family: Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font-family: Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font-family: Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font-family: Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font-family: Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font-family: Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font-family: Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font-family: Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="font-weight: bold; text-align: justify; padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif">Effect of dilutive securities</td><td nowrap="nowrap" style="font-weight: bold; padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: right; font-family: Calibri, Helvetica, Sans-Serif">&#151;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font-weight: bold; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font-weight: bold; padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: right; font-family: Calibri, Helvetica, Sans-Serif">&#151;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font-weight: bold; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: right; font-family: Calibri, Helvetica, Sans-Serif">&#151;</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: right; font-family: Calibri, Helvetica, Sans-Serif">27,172</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: right; font-family: Calibri, Helvetica, Sans-Serif">&#151;</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: right; font-family: Calibri, Helvetica, Sans-Serif">28,771</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font-family: Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font-family: Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font-family: Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font-family: Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font-family: Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font-family: Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font-family: Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font-family: Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font-family: Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font-family: Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font-family: Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="font-weight: bold; text-align: left; padding-bottom: 2.5pt; font-family: Calibri, Helvetica, Sans-Serif">Diluted EPS per common share</td><td nowrap="nowrap" style="font-weight: bold; padding-bottom: 2.5pt; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font-weight: bold; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">$</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font-weight: bold; text-align: right; font-family: Calibri, Helvetica, Sans-Serif">(26,215</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font-weight: bold; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">)</td><td nowrap="nowrap" style="font-weight: bold; padding-bottom: 2.5pt; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font-weight: bold; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font-weight: bold; text-align: right; font-family: Calibri, Helvetica, Sans-Serif">17,049,513</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font-weight: bold; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font-weight: bold; padding-bottom: 2.5pt; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font-weight: bold; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">$</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font-weight: bold; text-align: right; font-family: Calibri, Helvetica, Sans-Serif">(1.54</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font-weight: bold; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">)</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">$</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; text-align: right; font-family: Calibri, Helvetica, Sans-Serif">7,476</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; text-align: right; font-family: Calibri, Helvetica, Sans-Serif">16,883,244</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">$</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; text-align: right; font-family: Calibri, Helvetica, Sans-Serif">0.44</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">$</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; text-align: right; font-family: Calibri, Helvetica, Sans-Serif">5,875</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; text-align: right; font-family: Calibri, Helvetica, Sans-Serif">16,793,650</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">$</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; text-align: right; font-family: Calibri, Helvetica, Sans-Serif">0.35</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
</table>

<p style="font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify">&#160;</p>

<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">For the year ended December 31, 2012,
all potentially dilutive common stock issuances were disregarded for the purpose of calculating diluted earnings per common share
because the Company recorded a net loss and their impact would have been anti-dilutive. For the year ended December 31, 2011 and
2010, there were 396,669 options and 604,752 options, respectively, that were anti-dilutive because the exercise price exceeded
the average market price for the year, and thus are not included in the calculation to determine the effect of dilutive securities.</p>

<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">&#160;</p>

<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">In addition, the warrant for 616,308 shares
issued to the Treasury in 2009 and repurchased by the Company in 2011 was anti-dilutive during 2010 and 2011 &#150; see Note 19
for additional information.</p>

<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">&#160;</p>

<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">&#160;</p>

<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">&#160;</p><span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueOfFinancialInstrumentsPolicy', window );">Fair Value of Financial Instruments</a></td>
        <td class="text"><p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">&#160;</p>

<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"><font style="font-family: Calibri, Helvetica, Sans-Serif"><b>(p)
Fair Value of Financial Instruments</b> </font><font style="font-family: Symbol">-</font><font style="font-family: Calibri, Helvetica, Sans-Serif">
Relevant accounting guidance requires that the Company disclose estimated fair values for its financial instruments. Fair value
methods and assumptions are set forth below for the Company&#146;s financial instruments.</font></p>

<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">&#160;</p>

<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"><font style="font-family: Calibri, Helvetica, Sans-Serif">Cash
and Amounts Due from Banks, Federal Funds Sold, Presold Mortgages in Process of Settlement, Accrued Interest Receivable, and Accrued
Interest Payable </font><font style="font-family: Symbol">-</font><font style="font-family: Calibri, Helvetica, Sans-Serif"> The
carrying amounts approximate their fair value because of the short maturity of these financial instruments.</font></p>

<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left; text-indent: 0.25in">&#160;</p>

<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"><font style="font-family: Calibri, Helvetica, Sans-Serif">Available
for Sale and Held to Maturity Securities </font><font style="font-family: Symbol">-</font><font style="font-family: Calibri, Helvetica, Sans-Serif">
Fair values are provided by a third-party and are based on quoted market prices, where available. If quoted market prices are not
available, fair values are based on quoted market prices of comparable instruments or matrix pricing.</font></p>

<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left; text-indent: 0.25in">&#160;</p>

<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"><font style="font-family: Calibri, Helvetica, Sans-Serif">Loans
</font><font style="font-family: Symbol">-</font><font style="font-family: Calibri, Helvetica, Sans-Serif"> For nonimpaired loans,
fair values are estimated for portfolios of loans with similar financial characteristics. Loans are segregated by type such as
commercial, financial and agricultural, real estate construction, real estate mortgages and installment loans to individuals. Each
loan category is further segmented into fixed and variable interest rate terms. The fair value for each category is determined
by discounting scheduled future cash flows using current interest rates offered on loans with similar risk characteristics. Fair
values for impaired loans are primarily based on estimated proceeds expected upon liquidation of the collateral.</font></p>

<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">&#160;</p>



<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">&#160;</p>

<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">Loans held for sale &#150; The carrying
value of loans held for sale approximates fair value at December 31, 2012 as these loans were discounted to liquidation value in
connection with an offer to purchase received prior to December 31, 2012.</p>

<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left; text-indent: 0.25in">&#160;</p>

<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">FDIC Indemnification Asset &#150; Fair
value is equal to the FDIC reimbursement rate of the expected losses to be incurred and reimbursed by the FDIC and then discounted
over the estimated period of receipt.</p>

<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">&#160;</p>

<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">Bank-Owned Life Insurance &#150; The
carrying value of life insurance approximates fair value because this investment is carried at cash surrender value, as determined
by the issuer.</p>

<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left; text-indent: 0.25in">&#160;</p>

<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"><font style="font-family: Calibri, Helvetica, Sans-Serif">Deposits
and Securities Sold Under Agreements to Repurchase </font><font style="font-family: Symbol">-</font><font style="font-family: Calibri, Helvetica, Sans-Serif">
The fair value of securities sold under agreements to repurchase and deposits with no stated maturity, such as noninterest-bearing
checking accounts, savings accounts, interest-bearing checking accounts, and money market accounts, is equal to the amount payable
on demand as of the valuation date. The fair value of certificates of deposit is based on the discounted value of contractual cash
flows. The discount rate is estimated using the rates currently offered for deposits of similar remaining maturities.</font></p>

<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">&#160;</p>

<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"><font style="font-family: Calibri, Helvetica, Sans-Serif">Borrowings
</font><font style="font-family: Symbol">-</font><font style="font-family: Calibri, Helvetica, Sans-Serif"> The fair value of borrowings
is based on the discounted value of contractual cash flows. The discount rate is estimated using the rates currently offered by
the Company&#146;s lenders for debt of similar remaining maturities.</font></p>

<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify">&#160;</p>

<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"><font style="font-family: Calibri, Helvetica, Sans-Serif">Commitments
to Extend Credit and Standby Letters of Credit </font><font style="font-family: Symbol">-</font><font style="font-family: Calibri, Helvetica, Sans-Serif">
At December 31, 2012 and 2011, the Company&#146;s off-balance sheet financial instruments had no carrying value. The large majority
of commitments to extend credit and standby letters of credit are at variable rates and/or have relatively short terms to maturity.
Therefore, the fair value for these financial instruments is considered to be immaterial. </font></p>

<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify">&#160;</p>

<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">Fair value estimates are made at a specific
point in time, based on relevant market information and information about the financial instrument. These estimates do not reflect
any premium or discount that could result from offering for sale at one time the Company&#146;s entire holdings of a particular
financial instrument. Because no highly liquid market exists for a significant portion of the Company&#146;s financial instruments,
fair value estimates are based on judgments regarding future expected loss experience, current economic conditions, risk characteristics
of various financial instruments, and other factors. These estimates are subjective in nature and involve uncertainties and matters
of significant judgment and therefore cannot be determined with precision. Changes in assumptions could significantly affect the
estimates.</p>

<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left; text-indent: 0.25in">&#160;</p>

<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">Fair value estimates are based on existing
on- and off-balance sheet financial instruments without attempting to estimate the value of anticipated future business and the
value of assets and liabilities that are not considered financial instruments. Significant assets and liabilities that are not
considered financial assets or liabilities include net premises and equipment, intangible and other assets such as foreclosed properties,
deferred income taxes, prepaid expense accounts, income taxes currently payable and other various accrued expenses. In addition,
the income tax ramifications related to the realization of the unrealized gains and losses can have a significant effect on fair
value estimates and have not been considered in any of the estimates.</p><span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairmentOrDisposalOfLongLivedAssetsIncludingIntangibleAssetsPolicyPolicyTextBlock', window );">Impairment</a></td>
        <td class="text"><p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"><font style="font-family: Calibri, Helvetica, Sans-Serif"><b>(q)
Impairment </b></font><font style="font-family: Symbol">-</font><font style="font-family: Calibri, Helvetica, Sans-Serif"> Goodwill
is evaluated for impairment on at least an annual basis by comparing the fair value of the reporting units to their related carrying
value. If the carrying value of a reporting unit exceeds its fair value, the Company determines whether the implied fair value
of the goodwill, using various valuation techniques, exceeds the carrying value of the goodwill. If the carrying value of the goodwill
exceeds the implied fair value of the goodwill, an impairment loss is recorded in an amount equal to that excess.</font></p>

<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left; text-indent: 13.5pt">&#160;</p>

<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">The Company reviews all other long-lived
assets, including identifiable intangible assets, for impairment whenever events or changes in circumstances indicate that the
carrying value may not be recoverable. The Company&#146;s policy is that an impairment loss is recognized if the sum of the undiscounted
future cash flows is less than the carrying amount of the asset. Any long-lived assets to be disposed of are reported at the lower
of the carrying amount or fair value, less costs to sell.</p>

<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">&#160;</p>



<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">&#160;</p>

<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">To date, the Company has not recorded
any impairment write-downs of its long-lived assets or goodwill.</p>

<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">&#160;</p><span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ComprehensiveIncomePolicyPolicyTextBlock', window );">Comprehensive Income</a></td>
        <td class="text"><p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"><font style="font-family: Calibri, Helvetica, Sans-Serif"><b>(r)
Comprehensive Income </b></font><b><font style="font-family: Symbol">-</font><font style="font-family: Calibri, Helvetica, Sans-Serif">
</font></b><font style="font-family: Calibri, Helvetica, Sans-Serif">Comprehensive income is defined as the change in equity during
a period for non-owner transactions and is divided into net income and other comprehensive income. Other comprehensive income includes
revenues, expenses, gains, and losses that are excluded from earnings under current accounting standards. The components of accumulated
other comprehensive income (loss) for the Company are as follows:</font></p>

<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify">&#160;</p>

<table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif">
<tr style="vertical-align: bottom; font-family: Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="font-style: italic; text-align: justify; font-family: Calibri, Helvetica, Sans-Serif">($ in thousands)</td><td nowrap="nowrap" style="font-weight: bold; padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="font-weight: bold; text-align: center; border-bottom: Black 1pt solid; font-family: Calibri, Helvetica, Sans-Serif">December 31, <br />
2012</td><td nowrap="nowrap" style="padding-bottom: 1pt; font-weight: bold; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font-family: Calibri, Helvetica, Sans-Serif">December 31, <br />
2011</td><td nowrap="nowrap" style="padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font-family: Calibri, Helvetica, Sans-Serif">December 31,<br />
 2010</td><td nowrap="nowrap" style="padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font-family: Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="width: 67%; text-align: left; text-indent: -0.25in; padding-left: 0.25in; font-family: Calibri, Helvetica, Sans-Serif">Unrealized gain on securities available for sale</td><td nowrap="nowrap" style="width: 1%; font-weight: bold; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="width: 1%; font-weight: bold; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">$</td><td nowrap="nowrap" style="width: 8%; font-weight: bold; text-align: right; font-family: Calibri, Helvetica, Sans-Serif">3,290</td><td nowrap="nowrap" style="width: 1%; font-weight: bold; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="width: 1%; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="width: 1%; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="width: 8%; text-align: right; font-family: Calibri, Helvetica, Sans-Serif">3,896</td><td nowrap="nowrap" style="width: 1%; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="width: 1%; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="width: 1%; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="width: 8%; text-align: right; font-family: Calibri, Helvetica, Sans-Serif">2,478</td><td nowrap="nowrap" style="width: 1%; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font-family: Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt; text-indent: -0.25in; padding-left: 0.25in; font-family: Calibri, Helvetica, Sans-Serif">&#160;&#160;&#160;&#160;&#160;Deferred tax liability</td><td nowrap="nowrap" style="font-weight: bold; padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: right; font-family: Calibri, Helvetica, Sans-Serif">(1,283</td><td nowrap="nowrap" style="padding-bottom: 1pt; font-weight: bold; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">)</td><td nowrap="nowrap" style="padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: right; font-family: Calibri, Helvetica, Sans-Serif">(1,520</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">)</td><td nowrap="nowrap" style="padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: right; font-family: Calibri, Helvetica, Sans-Serif">(966</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">)</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font-family: Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt; text-indent: -0.25in; padding-left: 0.25in; font-family: Calibri, Helvetica, Sans-Serif">Net unrealized gain on securities available for sale</td><td nowrap="nowrap" style="font-weight: bold; padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: right; font-family: Calibri, Helvetica, Sans-Serif">2,007</td><td nowrap="nowrap" style="padding-bottom: 1pt; font-weight: bold; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: right; font-family: Calibri, Helvetica, Sans-Serif">2,376</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: right; font-family: Calibri, Helvetica, Sans-Serif">1,512</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font-family: Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; text-indent: -0.25in; padding-left: 0.25in; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font-family: Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font-family: Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font-family: Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font-family: Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; text-indent: -0.25in; padding-left: 0.25in; font-family: Calibri, Helvetica, Sans-Serif">Additional pension liability</td><td nowrap="nowrap" style="font-weight: bold; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="font-weight: bold; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font-weight: bold; text-align: right; font-family: Calibri, Helvetica, Sans-Serif">(3,579</td><td nowrap="nowrap" style="font-weight: bold; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">)</td><td nowrap="nowrap" style="font-family: Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">(18,278</td><td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">)</td><td nowrap="nowrap" style="font-family: Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">(10,905</td><td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">)</td></tr>
<tr style="vertical-align: bottom; background-color: White; font-family: Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt; text-indent: -0.25in; padding-left: 0.25in; font-family: Calibri, Helvetica, Sans-Serif">&#160;&#160;&#160;&#160;&#160;Deferred tax asset</td><td nowrap="nowrap" style="font-weight: bold; padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: right; font-family: Calibri, Helvetica, Sans-Serif">1,396</td><td nowrap="nowrap" style="padding-bottom: 1pt; font-weight: bold; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: right; font-family: Calibri, Helvetica, Sans-Serif">7,220</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: right; font-family: Calibri, Helvetica, Sans-Serif">4,308</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font-family: Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt; text-indent: -0.25in; padding-left: 0.25in; font-family: Calibri, Helvetica, Sans-Serif">Net additional pension liability</td><td nowrap="nowrap" style="font-weight: bold; padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: right; font-family: Calibri, Helvetica, Sans-Serif">(2,183</td><td nowrap="nowrap" style="padding-bottom: 1pt; font-weight: bold; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">)</td><td nowrap="nowrap" style="padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: right; font-family: Calibri, Helvetica, Sans-Serif">(11,058</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">)</td><td nowrap="nowrap" style="padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: right; font-family: Calibri, Helvetica, Sans-Serif">(6,597</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">)</td></tr>
<tr style="vertical-align: bottom; background-color: White; font-family: Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; text-indent: -0.25in; padding-left: 0.25in; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font-family: Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font-family: Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font-family: Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font-family: Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt; text-indent: -0.25in; padding-left: 0.25in; font-family: Calibri, Helvetica, Sans-Serif">Total accumulated other comprehensive income (loss)</td><td nowrap="nowrap" style="font-weight: bold; padding-bottom: 2.5pt; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font-weight: bold; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">$</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font-weight: bold; text-align: right; font-family: Calibri, Helvetica, Sans-Serif">(176</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font-weight: bold; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">)</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; text-align: right; font-family: Calibri, Helvetica, Sans-Serif">(8,682</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">)</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; text-align: right; font-family: Calibri, Helvetica, Sans-Serif">(5,085</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">)</td></tr>
</table>

<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify">&#160;</p>

<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify">&#160;</p><span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_SegmentReportingPolicyPolicyTextBlock', window );">Segment Reporting</a></td>
        <td class="text"><p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify">&#160;</p>

<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"><font style="font-family: Calibri, Helvetica, Sans-Serif"><b>(s)
Segment Reporting </b></font><b><font style="font-family: Symbol">-</font></b><font style="font-family: Calibri, Helvetica, Sans-Serif">
Accounting standards require management to report selected financial and descriptive information about reportable operating segments.
The standards also require related disclosures about products and services, geographic areas, and major customers. Generally, disclosures
are required for segments internally identified to evaluate performance and resource allocation. The Company&#146;s operations
are primarily within the banking segment, and the financial statements presented herein reflect the results of that segment. The
Company has no foreign operations or customers.</font></p>

<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">&#160;</p><span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PriorPeriodReclassificationAdjustmentDescription', window );">Reclassifications</a></td>
        <td class="text"><p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">&#160;</p>

<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"><font style="font-family: Calibri, Helvetica, Sans-Serif"><b>(t)
Reclassifications</b> </font><font style="font-family: Symbol">-</font><font style="font-family: Calibri, Helvetica, Sans-Serif">
Certain amounts for prior years have been reclassified to conform to the 2012 presentation. The reclassifications had no effect
on net income or shareholders&#146; equity as previously presented, nor did they materially impact trends in financial information.</font></p>

<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"><b>&#160;</b></p><span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NewAccountingPronouncementsPolicyPolicyTextBlock', window );">Recent Accounting Pronouncements</a></td>
        <td class="text"><p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"><b>&#160;</b></p>

<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"><font style="font-family: Calibri, Helvetica, Sans-Serif"><b>(u)
Recent Accounting Pronouncements </b></font><b><font style="font-family: Symbol">-</font></b><font style="font-family: Calibri, Helvetica, Sans-Serif">
In April 2011, the FASB issued additional guidance to assist creditors with their determination of when a restructuring is a Troubled
Debt Restructuring (&#147;TDR&#148;). The determination is based on whether the restructuring constitutes a concession and whether
the debtor is experiencing financial difficulties as both events must be present. The new guidance was effective for the Company
beginning January 1, 2012 and did not have a material effect on the Company&#146;s TDR determinations.</font></p>

<p style="font: 10pt Calibri, Helvetica, Sans-Serif; margin: 0">&#160;</p>

<p style="font: 10pt Calibri, Helvetica, Sans-Serif; margin: 0">In May 2011, new guidance amended the Fair Value Measurement Topic
by clarifying the application of existing fair value measurement and disclosure requirements and by changing particular principles
or requirements for measuring fair value or for disclosing information about fair value measurements. The amendments were effective
for the Company beginning January 1, 2012 and had no effect on the financial statements.</p>

<p style="font: 10pt Calibri, Helvetica, Sans-Serif; margin: 0">&#160;</p>

<p style="font: 10pt Calibri, Helvetica, Sans-Serif; margin: 0">The Comprehensive Income Topic was amended in June 2011. The amendment
eliminates the option to present other comprehensive income as a part of the statement of changes in stockholders&#146; equity
and requires consecutive presentation of the statement of net income and other comprehensive income. The amendments were applicable
to the Company on January 1, 2012 and have been applied retrospectively.</p>

<p style="font: 10pt Calibri, Helvetica, Sans-Serif; margin: 0">&#160;</p>

<p style="font: 10pt Calibri, Helvetica, Sans-Serif; margin: 0">The FASB amended the Comprehensive Income Topic in February 2013.
The amendments address reporting of amounts reclassified out of accumulated other comprehensive income. Specifically, the amendments
do not change the current requirements for reporting net income or other comprehensive income in financial statements. However,
the amendments do require an entity to provide information about the amounts reclassified out of accumulated other comprehensive
income by component. In addition, in certain circumstances an entity is required to present, either on the face of the statement
where net income is presented or in the notes, significant amounts reclassified out of accumulated other comprehensive income by
the respective line items of net income. The amendments will be effective for the Company on a prospective basis for reporting
periods beginning after December 15, 2012. Early adoption is permitted. The Company does not expect these amendments to have a
material effect on its financial statements.</p>

<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">&#160;</p>



<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">&#160;</p>

<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">In September 2011, the Intangibles Topic
was amended to permit an entity to consider qualitative factors to determine whether it is more likely than not that the fair value
of a reporting unit is less than its carrying amount as a basis for determining whether it is necessary to perform the two-step
goodwill impairment test. These amendments were effective for the Company on January 1, 2012 and had no effect on the financial
statements.</p>

<p style="font: 10pt Calibri, Helvetica, Sans-Serif; margin: 0">&#160;</p>

<p style="font: 10pt Calibri, Helvetica, Sans-Serif; margin: 0">In July 2012, the Intangibles Topic was further amended to permit
an entity to consider qualitative factors to determine whether it is more likely than not that indefinite-lived intangible assets
are impaired. If it is determined to be more likely than not that indefinite-lived intangible assets are impaired, then the entity
is required to determine the fair value of the indefinite-lived intangible asset and perform the quantitative impairment test by
comparing the fair value with the carrying amount. The amendments are effective for annual and interim impairment tests performed
for fiscal years beginning after September 15, 2012. Early adoption is permitted. The amendments are not expected to have a material
effect on the Company&#146;s financial statements.</p>

<p style="font: 10pt Calibri, Helvetica, Sans-Serif; margin: 0">&#160;</p>

<p style="font: 10pt Calibri, Helvetica, Sans-Serif; margin: 0">In October 2012, the Business Combinations topic was amended to
address the subsequent accounting for an indemnification asset resulting from a government-assisted acquisition of a financial
institution. The guidance indicates that when a reporting entity records an indemnification asset as a result of a government-assisted
acquisition of a financial institution involving an indemnification agreement, the indemnification asset should be subsequently
measured on the same basis as the asset subject to indemnification. Any amortization of changes in value should be limited to any
contractual limitations on the amount and the term of the indemnification agreement. The amendments should be applied prospectively
to any new indemnification assets acquired and to changes in expected cash flows of existing indemnification assets occurring on
or after the date of adoption. Prior periods would not be adjusted. These changes will be effective for 2013, however early adoption
is permitted. The amendments are not expected to have a material effect on the Company&#146;s financial statements.</p>

<p style="font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify">&#160;</p>

<p style="font: 10pt Calibri, Helvetica, Sans-Serif; margin: 0">Other accounting standards that have been issued or proposed by
the FASB or other standards-setting bodies are not expected to have a material impact on the Company&#146;s financial position,
results of operations or cash flows.</p>

<p style="font: 10pt Calibri, Helvetica, Sans-Serif; margin: 0">&#160;</p><span></span></td>
      </tr>
    </table>
    <div style="display: none;">
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_FBP_BankownedLifeInsurancePolicyTextBlock">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The policy disclosure for bank owned life insurance policy.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>FBP_BankownedLifeInsurancePolicyTextBlock</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>FBP_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>nonnum:textBlockItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_FBP_FdicIndemnificationAssetPolicyTextBlock">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The policy disclosure for FDIC indemnification asset.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>FBP_FdicIndemnificationAssetPolicyTextBlock</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>FBP_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>nonnum:textBlockItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AccountingPoliciesAbstract">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_AccountingPoliciesAbstract</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:stringItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_BasisOfAccountingPolicyPolicyTextBlock">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Disclosure of accounting policy for basis of accounting, or basis of presentation, used to prepare the financial statements (for example, US Generally Accepted Accounting Principles, Other Comprehensive Basis of Accounting, IFRS).</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_BasisOfAccountingPolicyPolicyTextBlock</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>nonnum:textBlockItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_CashAndCashEquivalentsPolicyTextBlock">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Disclosure of accounting policy for cash and cash equivalents, including the policy for determining which items are treated as cash equivalents. Other information that may be disclosed includes (1) the nature of any restrictions on the entity's use of its cash and cash equivalents, (2) whether the entity's cash and cash equivalents are insured or expose the entity to credit risk, (3) the classification of any negative balance accounts (overdrafts), and (4) the carrying basis of cash equivalents (for example, at cost) and whether the carrying amount of cash equivalents approximates fair value.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Financial Reporting Release (FRR)<br><br> -Number 203<br><br> -Paragraph 02-03<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Glossary Cash<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6506951<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Glossary Cash Equivalents<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6507016<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 95<br><br> -Paragraph 7, 8, 9, 10<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 235<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 3<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6367646&amp;loc=d3e18780-107790<br><br><br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher AICPA<br><br> -Name Technical Practice Aid (TPA)<br><br> -Number 2110<br><br> -Paragraph 6<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 7: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 02<br><br> -Paragraph 1<br><br> -Article 5<br><br><br><br>Reference 8: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 1<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6367179&amp;loc=d3e4273-108586<br><br><br><br>Reference 9: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 305<br><br> -SubTopic 10<br><br> -URI http://asc.fasb.org/subtopic&amp;trid=2122427<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_CashAndCashEquivalentsPolicyTextBlock</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>nonnum:textBlockItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ComprehensiveIncomePolicyPolicyTextBlock">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Disclosure of accounting policy for comprehensive income.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_ComprehensiveIncomePolicyPolicyTextBlock</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>nonnum:textBlockItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_EarningsPerSharePolicyTextBlock">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Disclosure of accounting policy for computing basic and diluted earnings or loss per share for each class of common stock and participating security. Addresses all significant policy factors, including any antidilutive items that have been excluded from the computation and takes into account stock dividends, splits and reverse splits that occur after the balance sheet date of the latest reporting period but before the issuance of the financial statements.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 128<br><br> -Paragraph 40<br><br> -Subparagraph a<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 260<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 2<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6371337&amp;loc=d3e3630-109257<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 235<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 3<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6367646&amp;loc=d3e18780-107790<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 128<br><br> -Paragraph 6, 8-16, 60<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 260<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 1<br><br> -Subparagraph (c)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6371337&amp;loc=d3e3550-109257<br><br><br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 260<br><br> -SubTopic 10<br><br> -URI http://asc.fasb.org/subtopic&amp;trid=2144384<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_EarningsPerSharePolicyTextBlock</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>nonnum:textBlockItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FairValueOfFinancialInstrumentsPolicy">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Disclosure of accounting policy for determining the fair value of financial instruments.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 235<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 3<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6367646&amp;loc=d3e18780-107790<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 820<br><br> -SubTopic 10<br><br> -URI http://asc.fasb.org/subtopic&amp;trid=2155942<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 107<br><br> -Paragraph 8, 10, 12, 13, 14<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_FairValueOfFinancialInstrumentsPolicy</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>nonnum:textBlockItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinanceLoanAndLeaseReceivablesHeldForInvestmentsForeclosedAssetsPolicy">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Disclosure of accounting policy for foreclosed assets or repossessions.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 235<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 3<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6367646&amp;loc=d3e18780-107790<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 310<br><br> -SubTopic 10<br><br> -URI http://asc.fasb.org/subtopic&amp;trid=2196772<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher AICPA<br><br> -Name Statement of Position (SOP)<br><br> -Number 01-6<br><br> -Paragraph 13<br><br> -Subparagraph f<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_FinanceLoanAndLeaseReceivablesHeldForInvestmentsForeclosedAssetsPolicy</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>nonnum:textBlockItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinanceLoansAndLeasesReceivablePolicy">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Disclosure of accounting policy for finance, loan and lease receivables, including those held for investment and those held for sale. This disclosure may include (1) the basis at which such receivables are carried in the entity's statements of financial position (2) how the level of the allowance for loan and lease losses is determined (3) when impairments, charge-offs or recoveries are recognized for such receivables (4) the treatment of origination fees and costs, including the amortization method for net deferred fees or costs (5) the treatment of any premiums or discounts or unearned income (6) the entity's income recognition (revenues, expenses and gains and losses arising from committing to issue, issuing, granting, collecting, terminating, modifying and holding loans) policies for such receivables, including those that are impaired, past due or placed on nonaccrual status and (7) the treatment of foreclosures or repossessions.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher AICPA<br><br> -Name Accounting Principles Board Opinion (APB)<br><br> -Number 22<br><br> -Paragraph 12<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 310<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 9<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7512638&amp;loc=d3e5144-111524<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 114<br><br> -Paragraph 20<br><br> -Subparagraph b<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 02<br><br> -Paragraph 3-5<br><br> -Article 5<br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 235<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 3<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6367646&amp;loc=d3e18780-107790<br><br><br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher AICPA<br><br> -Name Statement of Position (SOP)<br><br> -Number 01-6<br><br> -Paragraph 13<br><br> -Subparagraph b<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 7: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 310<br><br> -SubTopic 20<br><br> -Section 50<br><br> -Paragraph 1<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6378556&amp;loc=d3e10133-111534<br><br><br><br>Reference 8: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 310<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 6<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7512638&amp;loc=d3e5093-111524<br><br><br><br>Reference 9: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 310<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 15<br><br> -Subparagraph (b,d)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7512638&amp;loc=d3e5212-111524<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_FinanceLoansAndLeasesReceivablePolicy</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>nonnum:textBlockItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ImpairmentOrDisposalOfLongLivedAssetsIncludingIntangibleAssetsPolicyPolicyTextBlock">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Disclosure of accounting policy for the impairment and disposal of long-lived assets including goodwill and other intangible assets.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_ImpairmentOrDisposalOfLongLivedAssetsIncludingIntangibleAssetsPolicyPolicyTextBlock</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>nonnum:textBlockItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_IncomeTaxPolicyTextBlock">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Disclosure of accounting policy for income taxes, which may include its accounting policies for recognizing and measuring deferred tax assets and liabilities and related valuation allowances, recognizing investment tax credits, operating loss carryforwards, tax credit carryforwards, and other carryforwards, methodologies for determining its effective income tax rate and the characterization of interest and penalties in the financial statements.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 740<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 17<br><br> -Subparagraph (b)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6907707&amp;loc=d3e32809-109319<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name FASB Interpretation (FIN)<br><br> -Number 48<br><br> -Paragraph 20<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 740<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 25<br><br> -URI http://asc.fasb.org/extlink&amp;oid=21917399&amp;loc=d3e32247-109318<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher AICPA<br><br> -Name Accounting Principles Board Opinion (APB)<br><br> -Number 4<br><br> -Paragraph 11<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 740<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 19<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6907707&amp;loc=d3e32840-109319<br><br><br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 109<br><br> -Paragraph 6-34, 43, 47, 49<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 7: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 235<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 3<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6367646&amp;loc=d3e18780-107790<br><br><br><br>Reference 8: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 740<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 28<br><br> -URI http://asc.fasb.org/extlink&amp;oid=21917399&amp;loc=d3e32280-109318<br><br><br><br>Reference 9: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 954<br><br> -SubTopic 740<br><br> -Section 50<br><br> -Paragraph 1<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6491622&amp;loc=d3e9504-115650<br><br><br><br>Reference 10: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 740<br><br> -SubTopic 30<br><br> -URI http://asc.fasb.org/subtopic&amp;trid=2144749<br><br><br><br>Reference 11: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 740<br><br> -SubTopic 10<br><br> -URI http://asc.fasb.org/subtopic&amp;trid=2144681<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_IncomeTaxPolicyTextBlock</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>nonnum:textBlockItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_IntangibleAssetsFiniteLivedPolicy">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Disclosure of accounting policy for finite-lived intangible assets. This accounting policy also might address: (1) the amortization method used; (2) the useful lives of such assets; and (3) how the entity assesses and measures impairment of such assets.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 142<br><br> -Paragraph 11-15<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 235<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 3<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6367646&amp;loc=d3e18780-107790<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 350<br><br> -SubTopic 30<br><br> -URI http://asc.fasb.org/subtopic&amp;trid=2144471<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 144<br><br> -Paragraph 7-18, 22<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_IntangibleAssetsFiniteLivedPolicy</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>nonnum:textBlockItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_InvestmentPolicyTextBlock">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Disclosure of accounting policy for investments in financial assets, including marketable securities (debt and equity securities with readily determinable fair values), investments accounted for under the equity method and cost method, securities borrowed and loaned, and repurchase and resale agreements. For marketable securities, the disclosure may include the entity's accounting treatment for transfers between investment categories and how the fair values for such securities are determined. Also, for all investments, an entity may describe its policy for assessing, recognizing and measuring impairment of the investment.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 210<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.5-02.2,12)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 107<br><br> -Paragraph 10, 11<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 325<br><br> -SubTopic 20<br><br> -Section 50<br><br> -Paragraph 1<br><br> -Subparagraph (c)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6872867&amp;loc=d3e40691-111596<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 115<br><br> -Paragraph 7-16<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 825<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 10<br><br> -Subparagraph (b)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7491637&amp;loc=d3e13433-108611<br><br><br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 02<br><br> -Paragraph 2, 12<br><br> -Article 5<br><br><br><br>Reference 7: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 235<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 3<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6367646&amp;loc=d3e18780-107790<br><br><br><br>Reference 8: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name FASB Staff Position (FSP)<br><br> -Number FAS115-1/124-1<br><br> -Paragraph 7-18<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 9: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 320<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 6<br><br> -Subparagraph (b)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6872113&amp;loc=d3e27290-111563<br><br><br><br>Reference 10: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 323<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 3<br><br> -Subparagraph (a)(2)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6382943&amp;loc=d3e33918-111571<br><br><br><br>Reference 11: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Staff Accounting Bulletin (SAB)<br><br> -Number Topic 5<br><br> -Section M<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_InvestmentPolicyTextBlock</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>nonnum:textBlockItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_LoansAndLeasesReceivableAllowanceForLoanLossesPolicy">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Disclosure of accounting policy for estimating the allowance for losses on loans and lease receivables. The disclosure may include (a) how the entity determines each element of the allowance, (b) which loans are evaluated individually and which loans are evaluated as a group, (c) how the entity determines both the allocated and unallocated portions of the allowance, (d) how the entity determines the loss factors applied to graded loans in order to develop a general allowance, and (e) what self-correcting mechanism the entity uses to reduce differences between estimated and actual losses.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 235<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 3<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6367646&amp;loc=d3e18780-107790<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 310<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 9<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7512638&amp;loc=d3e5144-111524<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 5<br><br> -Paragraph 9<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_LoansAndLeasesReceivableAllowanceForLoanLossesPolicy</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>nonnum:textBlockItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_LoansAndLeasesReceivableMortgageBankingActivitiesPolicy">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Disclosure of accounting policy for the lending, securitization, sales, transfers and servicing practices for mortgage banking activities.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 948<br><br> -SubTopic 310<br><br> -URI http://asc.fasb.org/subtopic&amp;trid=2176522<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 235<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 3<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6367646&amp;loc=d3e18780-107790<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher AICPA<br><br> -Name Statement of Position (SOP)<br><br> -Number 01-6<br><br> -Paragraph 13<br><br> -Subparagraph a(2)<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 65<br><br> -Paragraph 29<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_LoansAndLeasesReceivableMortgageBankingActivitiesPolicy</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>nonnum:textBlockItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_NewAccountingPronouncementsPolicyPolicyTextBlock">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Disclosure of the adoption of new accounting pronouncements that may impact the entity's financial reporting.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_NewAccountingPronouncementsPolicyPolicyTextBlock</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>nonnum:textBlockItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_PriorPeriodReclassificationAdjustmentDescription">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Disclosure of accounting policy for reclassifications that affects the comparability of the financial statements.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 205<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 1<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6359566&amp;loc=d3e326-107755<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_PriorPeriodReclassificationAdjustmentDescription</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>nonnum:textBlockItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_PropertyPlantAndEquipmentPolicyTextBlock">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Disclosure of accounting policy for property, plant and equipment which may include the basis of such assets, depreciation methods used and estimated useful lives, the entity's capitalization policy, including its accounting treatment for costs incurred for repairs and maintenance activities, whether such asset balances include capitalized interest and the method by which such is calculated, how disposals of such assets are accounted for and how impairment of such assets is assessed and recognized.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 210<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.5-02.13(a))<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 360<br><br> -SubTopic 10<br><br> -URI http://asc.fasb.org/subtopic&amp;trid=2155824<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher AICPA<br><br> -Name Accounting Principles Board Opinion (APB)<br><br> -Number 22<br><br> -Paragraph 12, 13<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 34<br><br> -Paragraph 8, 9<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 235<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 3<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6367646&amp;loc=d3e18780-107790<br><br><br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 02<br><br> -Paragraph 13<br><br> -Subparagraph a<br><br> -Article 5<br><br><br><br>Reference 7: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher AICPA<br><br> -Name Accounting Principles Board Opinion (APB)<br><br> -Number 12<br><br> -Paragraph 5<br><br> -Subparagraph d<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 8: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher AICPA<br><br> -Name Accounting Research Bulletin (ARB)<br><br> -Number 43<br><br> -Section C<br><br> -Paragraph 5<br><br> -Chapter 9<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 9: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 144<br><br> -Paragraph 7<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_PropertyPlantAndEquipmentPolicyTextBlock</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>nonnum:textBlockItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_SecuritiesOwnedNotReadilyMarketablePolicy">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Disclosure of accounting policy for  not readily marketable securities, valuation methods and significant assumptions used to determine fair value, restrictions on the investment and reasons investments are not readily marketable, including securities that are not registered, investments in nonpublic entities.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 235<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 3<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6367646&amp;loc=d3e18780-107790<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher AICPA<br><br> -Name Audit and Accounting Guide (AAG)<br><br> -Number AAG-BRD<br><br> -Paragraph 6-14<br><br> -IssueDate 2006-05-01<br><br> -Chapter 7<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 940<br><br> -SubTopic 820<br><br> -URI http://asc.fasb.org/subtopic&amp;trid=2176471<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_SecuritiesOwnedNotReadilyMarketablePolicy</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>nonnum:textBlockItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_SegmentReportingPolicyPolicyTextBlock">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Disclosure of accounting policy for segment reporting.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 235<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 3<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6367646&amp;loc=d3e18780-107790<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_SegmentReportingPolicyPolicyTextBlock</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>nonnum:textBlockItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ShareBasedCompensationOptionAndIncentivePlansPolicy">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Disclosure of accounting policy for stock option and stock incentive plans. This disclosure may include (1) the types of stock option or incentive plans sponsored by the entity (2) the groups that participate in (or are covered by) each plan (3) significant plan provisions and (4) how stock compensation is measured, and the methodologies and significant assumptions used to determine that measurement.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 718<br><br> -SubTopic 10<br><br> -URI http://asc.fasb.org/subtopic&amp;trid=2228939<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Emerging Issues Task Force (EITF)<br><br> -Number 06-11<br><br> -Paragraph 7<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 235<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 3<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6367646&amp;loc=d3e18780-107790<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 123R<br><br> -Paragraph A240<br><br> -Subparagraph a<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 718<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 2<br><br> -Subparagraph (b),(f)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6415400&amp;loc=d3e5070-113901<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_ShareBasedCompensationOptionAndIncentivePlansPolicy</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>nonnum:textBlockItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
    </div>
  </body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>63
<FILENAME>R100.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
  <head>
    <META http-equiv="Content-Type" content="text/html; charset=us-ascii">
    <link rel="StyleSheet" type="text/css" href="report.css"><script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script></head>
  <body><span style="display: none;">v2.4.0.6</span><table class="report" border="0" cellspacing="2" id="ID0EF5AG">
      <tr>
        <th class="tl" colspan="1" rowspan="2">
          <div style="width: 200px;"><strong>Employee Benefit Plans (Details 8)<br></strong></div>
        </th>
        <th class="th" colspan="1">12 Months Ended</th>
      </tr>
      <tr>
        <th class="th">
          <div>Dec. 31, 2012</div>
        </th>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Fixed income investments - Cash/money market account</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_FBP_InvestmentCategoryBenchmark', window );">Investment Category Benchmark</a></td>
        <td class="text">Citigroup Treasury Bill Index - 3 month<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_FBP_RangeOfAcceptableDeviationFromInvestmentCategoryBenchmarkMinimum', window );">Range of acceptable deviation from investment category benchmark, minimum</a></td>
        <td class="nump">0.00%<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_FBP_RangeOfAcceptableDeviationFromInvestmentCategoryBenchmarkMaximum', window );">Range of acceptable deviation from investment category benchmark, maximum</a></td>
        <td class="nump">0.50%<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Fixed income investments - US government bond fund</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_FBP_InvestmentCategoryBenchmark', window );">Investment Category Benchmark</a></td>
        <td class="text">Barclays Intermediate Government Bond Index<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_FBP_RangeOfAcceptableDeviationFromInvestmentCategoryBenchmarkMinimum', window );">Range of acceptable deviation from investment category benchmark, minimum</a></td>
        <td class="nump">0.00%<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_FBP_RangeOfAcceptableDeviationFromInvestmentCategoryBenchmarkMaximum', window );">Range of acceptable deviation from investment category benchmark, maximum</a></td>
        <td class="nump">2.00%<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Fixed income investments - US corporate bond fund</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_FBP_InvestmentCategoryBenchmark', window );">Investment Category Benchmark</a></td>
        <td class="text">Barclays Aggregate Index<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_FBP_RangeOfAcceptableDeviationFromInvestmentCategoryBenchmarkMinimum', window );">Range of acceptable deviation from investment category benchmark, minimum</a></td>
        <td class="nump">0.00%<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_FBP_RangeOfAcceptableDeviationFromInvestmentCategoryBenchmarkMaximum', window );">Range of acceptable deviation from investment category benchmark, maximum</a></td>
        <td class="nump">2.00%<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Fixed income investments - US corporate high yield bond fund</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_FBP_InvestmentCategoryBenchmark', window );">Investment Category Benchmark</a></td>
        <td class="text">Barclays High Yield Index<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_FBP_RangeOfAcceptableDeviationFromInvestmentCategoryBenchmarkMinimum', window );">Range of acceptable deviation from investment category benchmark, minimum</a></td>
        <td class="nump">0.00%<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_FBP_RangeOfAcceptableDeviationFromInvestmentCategoryBenchmarkMaximum', window );">Range of acceptable deviation from investment category benchmark, maximum</a></td>
        <td class="nump">2.00%<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Equity investments - Large cap value fund</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_FBP_InvestmentCategoryBenchmark', window );">Investment Category Benchmark</a></td>
        <td class="text">Russell 1000 Value Index<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_FBP_RangeOfAcceptableDeviationFromInvestmentCategoryBenchmarkMinimum', window );">Range of acceptable deviation from investment category benchmark, minimum</a></td>
        <td class="nump">0.00%<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_FBP_RangeOfAcceptableDeviationFromInvestmentCategoryBenchmarkMaximum', window );">Range of acceptable deviation from investment category benchmark, maximum</a></td>
        <td class="nump">3.00%<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Equity investments - Large cap growth fund</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_FBP_InvestmentCategoryBenchmark', window );">Investment Category Benchmark</a></td>
        <td class="text">Russell 1000 Growth Index<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_FBP_RangeOfAcceptableDeviationFromInvestmentCategoryBenchmarkMinimum', window );">Range of acceptable deviation from investment category benchmark, minimum</a></td>
        <td class="nump">0.00%<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_FBP_RangeOfAcceptableDeviationFromInvestmentCategoryBenchmarkMaximum', window );">Range of acceptable deviation from investment category benchmark, maximum</a></td>
        <td class="nump">3.00%<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Equity investments - Mid cap equity fund</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_FBP_InvestmentCategoryBenchmark', window );">Investment Category Benchmark</a></td>
        <td class="text">Russell Mid Cap Index<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_FBP_RangeOfAcceptableDeviationFromInvestmentCategoryBenchmarkMinimum', window );">Range of acceptable deviation from investment category benchmark, minimum</a></td>
        <td class="nump">0.00%<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_FBP_RangeOfAcceptableDeviationFromInvestmentCategoryBenchmarkMaximum', window );">Range of acceptable deviation from investment category benchmark, maximum</a></td>
        <td class="nump">3.00%<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Equity investments - Small cap growth fund</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_FBP_InvestmentCategoryBenchmark', window );">Investment Category Benchmark</a></td>
        <td class="text">Russell 2000 Growth Index<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_FBP_RangeOfAcceptableDeviationFromInvestmentCategoryBenchmarkMinimum', window );">Range of acceptable deviation from investment category benchmark, minimum</a></td>
        <td class="nump">0.00%<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_FBP_RangeOfAcceptableDeviationFromInvestmentCategoryBenchmarkMaximum', window );">Range of acceptable deviation from investment category benchmark, maximum</a></td>
        <td class="nump">3.00%<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Equity investments - Foreign equity fund</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_FBP_InvestmentCategoryBenchmark', window );">Investment Category Benchmark</a></td>
        <td class="text">MSCI EAFE Index<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_FBP_RangeOfAcceptableDeviationFromInvestmentCategoryBenchmarkMinimum', window );">Range of acceptable deviation from investment category benchmark, minimum</a></td>
        <td class="nump">0.00%<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_FBP_RangeOfAcceptableDeviationFromInvestmentCategoryBenchmarkMaximum', window );">Range of acceptable deviation from investment category benchmark, maximum</a></td>
        <td class="nump">3.00%<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Equity investments - Company stock</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_FBP_InvestmentCategoryBenchmark', window );">Investment Category Benchmark</a></td>
        <td class="text">Russell 2000 Index<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_FBP_RangeOfAcceptableDeviationFromInvestmentCategoryBenchmarkMinimum', window );">Range of acceptable deviation from investment category benchmark, minimum</a></td>
        <td class="nump">0.00%<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_FBP_RangeOfAcceptableDeviationFromInvestmentCategoryBenchmarkMaximum', window );">Range of acceptable deviation from investment category benchmark, maximum</a></td>
        <td class="nump">3.00%<span></span></td>
      </tr>
    </table>
    <div style="display: none;">
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_FBP_InvestmentCategoryBenchmark">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The type of investment category benchmark.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>FBP_InvestmentCategoryBenchmark</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>FBP_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:stringItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_FBP_RangeOfAcceptableDeviationFromInvestmentCategoryBenchmarkMaximum">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The maximum range of acceptable deviation from the investment category benchmark.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>FBP_RangeOfAcceptableDeviationFromInvestmentCategoryBenchmarkMaximum</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>FBP_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>num:percentItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_FBP_RangeOfAcceptableDeviationFromInvestmentCategoryBenchmarkMinimum">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The minimum range of acceptable deviation from the investment category benchmark.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>FBP_RangeOfAcceptableDeviationFromInvestmentCategoryBenchmarkMinimum</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>FBP_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>num:percentItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
    </div>
  </body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>64
<FILENAME>R56.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
  <head>
    <META http-equiv="Content-Type" content="text/html; charset=us-ascii">
    <link rel="StyleSheet" type="text/css" href="report.css"><script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script></head>
  <body><span style="display: none;">v2.4.0.6</span><table class="report" border="0" cellspacing="2" id="ID0EKBAE">
      <tr>
        <th class="tl" colspan="1" rowspan="2">
          <div style="width: 200px;"><strong>Securities (Details 2) (USD $)<br>In Thousands, unless otherwise specified</strong></div>
        </th>
        <th class="th" colspan="1">12 Months Ended</th>
      </tr>
      <tr>
        <th class="th">
          <div>Dec. 31, 2012</div>
        </th>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleDebtSecuritiesAmortizedCostBasis', window );">Amortized cost</a></td>
        <td class="nump">$ 3,998<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_FBP_AvailableForSaleDebtSecuritiesMarketValue', window );">Market value</a></td>
        <td class="nump">3,813<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">First Citizens Bancorp (South Carolina) Bond</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_FBP_IssuerRating', window );">S&amp;P issuer ratings</a></td>
        <td class="text">Not Rated<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableforsaleSecuritiesDebtMaturitiesDate', window );">Maturity date</a></td>
        <td class="text">Apr.
        01,
         2015<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleDebtSecuritiesAmortizedCostBasis', window );">Amortized cost</a></td>
        <td class="nump">2,998<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_FBP_AvailableForSaleDebtSecuritiesMarketValue', window );">Market value</a></td>
        <td class="nump">3,073<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">First Citizens Bancorp (South Carolina) Trust Preferred Security</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_FBP_IssuerRating', window );">S&amp;P issuer ratings</a></td>
        <td class="text">Not Rated<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableforsaleSecuritiesDebtMaturitiesDate', window );">Maturity date</a></td>
        <td class="text">Jun. 15,
         2034<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleDebtSecuritiesAmortizedCostBasis', window );">Amortized cost</a></td>
        <td class="nump">1,000<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_FBP_AvailableForSaleDebtSecuritiesMarketValue', window );">Market value</a></td>
        <td class="nump">$ 740<span></span></td>
      </tr>
    </table>
    <div style="display: none;">
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_FBP_AvailableForSaleDebtSecuritiesMarketValue">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The market value of available for sale debt securities.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>FBP_AvailableForSaleDebtSecuritiesMarketValue</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>FBP_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_FBP_IssuerRating">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Ratings for bonds, as identified by S&amp;P issuer ratings.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>FBP_IssuerRating</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>FBP_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:stringItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AvailableForSaleDebtSecuritiesAmortizedCostBasis">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>This item represents the cost of debt securities, which are categorized neither as held-to-maturity nor trading, net of adjustments including accretion, amortization, collection of cash, previous other-than-temporary impairments recognized in earnings (less any cumulative-effect adjustments recognized, as defined), and fair value hedge accounting adjustments, if any.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_AvailableForSaleDebtSecuritiesAmortizedCostBasis</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AvailableforsaleSecuritiesDebtMaturitiesDate">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Date of maturity of a debt security categorized as neither trading nor held-to-maturity, in CCYY-MM-DD format.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_AvailableforsaleSecuritiesDebtMaturitiesDate</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:dateItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
    </div>
  </body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>65
<FILENAME>R44.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
  <head>
    <META http-equiv="Content-Type" content="text/html; charset=us-ascii">
    <link rel="StyleSheet" type="text/css" href="report.css"><script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script></head>
  <body><span style="display: none;">v2.4.0.6</span><table class="report" border="0" cellspacing="2" id="ID0ELE">
      <tr>
        <th class="tl" colspan="1" rowspan="2">
          <div style="width: 200px;"><strong>Regulatory Restrictions (Tables)<br></strong></div>
        </th>
        <th class="th" colspan="1">12 Months Ended</th>
      </tr>
      <tr>
        <th class="th">
          <div>Dec. 31, 2012</div>
        </th>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_FBP_NotesToFinancialStatementsAbstract', window );"><strong>Notes to Financial Statements</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ScheduleOfComplianceWithRegulatoryCapitalRequirementsUnderBankingRegulationsTextBlock', window );">Capital ratios</a></td>
        <td class="text"><p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">Also see Note 19 for discussion of preferred
stock transactions that have affected the Company&#146;s capital ratios.</p>

<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">&#160;</p>

<table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif">
<tr style="vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td colspan="6" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif">Actual</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td colspan="6" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif">For Capital <br />Adequacy Purposes</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td colspan="6" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif">To Be Well Capitalized <br />Under Prompt Corrective <br />Action Provisions</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="font: italic 10pt Calibri, Helvetica, Sans-Serif; text-align: justify">($ in thousands)</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif">Amount</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif">Ratio</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif">Amount</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif">Ratio</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif">Amount</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif">Ratio</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td colspan="6" nowrap="nowrap" style="text-align: center; font: 10pt Calibri, Helvetica, Sans-Serif">(must equal or exceed)</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td colspan="6" nowrap="nowrap" style="text-align: center; font: 10pt Calibri, Helvetica, Sans-Serif">(must equal or exceed)</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: justify">As of December 31, 2012</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: justify; padding-left: 1em">Total Capital Ratio</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="width: 40%; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: justify; padding-left: 1em">&#160;&#160;&#160;&#160;Company</td><td nowrap="nowrap" style="width: 1%; font: bold 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="width: 1%; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">$</td><td nowrap="nowrap" style="width: 7%; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">359,554</td><td nowrap="nowrap" style="width: 1%; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="width: 1%; font: bold 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="width: 1%; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="width: 7%; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">16.67%</td><td nowrap="nowrap" style="width: 1%; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="width: 1%; font: bold 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="width: 1%; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">$</td><td nowrap="nowrap" style="width: 7%; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">172,572</td><td nowrap="nowrap" style="width: 1%; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="width: 1%; font: bold 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="width: 1%; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="width: 7%; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">8.00%</td><td nowrap="nowrap" style="width: 1%; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="width: 1%; font: bold 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="width: 1%; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">$</td><td nowrap="nowrap" style="width: 7%; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right"><font style="font: 10pt Calibri, Helvetica, Sans-Serif"><b>&#160;N/A</b></font></td><td nowrap="nowrap" style="width: 1%; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="width: 1%; font: bold 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="width: 1%; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="width: 7%; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right"><font style="font: 10pt Calibri, Helvetica, Sans-Serif"><b>N/A</b></font></td><td nowrap="nowrap" style="width: 1%; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: justify; padding-left: 1em">&#160;&#160;&#160;&#160;Bank</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">358,098</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">16.61%</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">172,424</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">8.00%</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">215,530</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">10.00%</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: justify; padding-left: 1em">Tier I Capital Ratio</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: justify; padding-left: 1em">&#160;&#160;&#160;&#160;Company</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">332,350</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">15.41%</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">86,286</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">4.00%</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right"><font style="font: 10pt Calibri, Helvetica, Sans-Serif"><b>N/A</b></font></td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right"><font style="font: 10pt Calibri, Helvetica, Sans-Serif"><b>N/A</b></font></td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: justify; padding-left: 1em">&#160;&#160;&#160;&#160;&#160;Bank</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">330,916</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">15.35%</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">86,212</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">4.00%</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">129,318</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">6.00%</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: justify; padding-left: 1em">Leverage Ratio</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: justify; padding-left: 1em">&#160;&#160;&#160;&#160;Company</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">332,350</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">10.24%</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">129,820</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">4.00%</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right"><font style="font: 10pt Calibri, Helvetica, Sans-Serif"><b>N/A</b></font></td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right"><font style="font: 10pt Calibri, Helvetica, Sans-Serif"><b>N/A</b></font></td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: justify; padding-left: 1em">&#160;&#160;&#160;&#160;Bank</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">330,916</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">10.20%</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">129,742</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">4.00%</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">162,178</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">5.00%</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">As of December 31, 2011</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif; padding-left: 1em">Total Capital Ratio</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif; padding-left: 1em">&#160;&#160;&#160;&#160;Company</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">$</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">355,897</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">16.72%</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">$</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">170,329</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">8.00%</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">$</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"><font style="font: 10pt Calibri, Helvetica, Sans-Serif">N/A</font></td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"><font style="font: 10pt Calibri, Helvetica, Sans-Serif">N/A</font></td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif; padding-left: 1em">&#160;&#160;&#160;&#160;Bank</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">354,235</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">16.65%</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">170,180</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">8.00%</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">212,725</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">10.00%</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif; padding-left: 1em">Tier I Capital Ratio</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif; padding-left: 1em">&#160;&#160;&#160;&#160;Company</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">329,100</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">15.46%</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">85,165</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">4.00%</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"><font style="font: 10pt Calibri, Helvetica, Sans-Serif">N/A</font></td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"><font style="font: 10pt Calibri, Helvetica, Sans-Serif">N/A</font></td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif; padding-left: 1em">&#160;&#160;&#160;&#160;&#160;Bank</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">327,461</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">15.39%</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">85,090</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">4.00%</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">127,635</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">6.00%</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif; padding-left: 1em">Leverage Ratio</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif; padding-left: 1em">&#160;&#160;&#160;&#160;Company</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">329,100</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">10.21%</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">128,910</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">4.00%</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"><font style="font: 10pt Calibri, Helvetica, Sans-Serif">N/A</font></td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"><font style="font: 10pt Calibri, Helvetica, Sans-Serif">N/A</font></td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif; padding-left: 1em">&#160;&#160;&#160;&#160;Bank</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">327,461</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">10.17%</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">128,831</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">4.00%</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">161,039</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">5.00%</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
</table>


<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify">&#160;</p>

<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify">&#160;</p><span></span></td>
      </tr>
    </table>
    <div style="display: none;">
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_FBP_NotesToFinancialStatementsAbstract">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>FBP_NotesToFinancialStatementsAbstract</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>FBP_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:stringItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ScheduleOfComplianceWithRegulatoryCapitalRequirementsUnderBankingRegulationsTextBlock">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Tabular disclosure of the capital amounts and ratios as of the balance sheet date, indicating whether the entity or entities are in compliance with regulatory capital requirements, by entity.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 505<br><br> -Section 50<br><br> -Paragraph 1G<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7881181&amp;loc=SL5958577-112826<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher AICPA<br><br> -Name Audit and Accounting Guide (AAG)<br><br> -Number AAG-DEP<br><br> -Paragraph 18<br><br> -IssueDate 2006-05-01<br><br> -Chapter 17<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 505<br><br> -Section 50<br><br> -Paragraph 1H<br><br> -Subparagraph (c)(2)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7881181&amp;loc=d3e65071-112826<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 505<br><br> -Section 50<br><br> -Paragraph 1<br><br> -Subparagraph (c)(1)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7881181&amp;loc=SL5958568-112826<br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 505<br><br> -Section 50<br><br> -Paragraph 1B<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7881181&amp;loc=SL5958570-112826<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_ScheduleOfComplianceWithRegulatoryCapitalRequirementsUnderBankingRegulationsTextBlock</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>nonnum:textBlockItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
    </div>
  </body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>66
<FILENAME>R30.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
  <head>
    <META http-equiv="Content-Type" content="text/html; charset=us-ascii">
    <link rel="StyleSheet" type="text/css" href="report.css"><script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script></head>
  <body><span style="display: none;">v2.4.0.6</span><table class="report" border="0" cellspacing="2" id="ID0ELE">
      <tr>
        <th class="tl" colspan="1" rowspan="2">
          <div style="width: 200px;"><strong>Acquisitions - Completed and Pending (Tables)<br></strong></div>
        </th>
        <th class="th" colspan="1">12 Months Ended</th>
      </tr>
      <tr>
        <th class="th">
          <div>Dec. 31, 2012</div>
        </th>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_FBP_NotesToFinancialStatementsAbstract', window );"><strong>Notes to Financial Statements</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ScheduleOfBusinessAcquisitionsByAcquisitionTextBlock', window );">Statement of net assets acquired</a></td>
        <td class="text"><p style="font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0.25in"></p>

<table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif">
<tr style="vertical-align: bottom; font-family: Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; font-family: Calibri, Helvetica, Sans-Serif"><p style="font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify">&#160;</p><p style="font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify"><i>($ in thousands)</i></p></td><td nowrap="nowrap" style="padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font-family: Calibri, Helvetica, Sans-Serif">As <br />Recorded by <br />The Bank of<br /> Asheville</td><td nowrap="nowrap" style="padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font-family: Calibri, Helvetica, Sans-Serif">Fair <br />Value <br />Adjustments</td><td nowrap="nowrap" style="padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font-family: Calibri, Helvetica, Sans-Serif">As <br />Recorded by <br />the Company</td><td nowrap="nowrap" style="padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font-family: Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; border-bottom: Black 1pt solid; font-family: Calibri, Helvetica, Sans-Serif">Assets</td><td nowrap="nowrap" style="padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: right; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: right; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: right; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font-family: Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="width: 67%; text-align: justify; font-family: Calibri, Helvetica, Sans-Serif">Cash and cash equivalents</td><td nowrap="nowrap" style="width: 1%; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="width: 1%; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">$</td><td nowrap="nowrap" style="width: 8%; text-align: right; font-family: Calibri, Helvetica, Sans-Serif">27,297</td><td nowrap="nowrap" style="width: 1%; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="width: 1%; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="width: 1%; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="width: 8%; text-align: right; font-family: Calibri, Helvetica, Sans-Serif">&#151;</td><td nowrap="nowrap" style="width: 1%; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="width: 1%; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="width: 1%; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="width: 8%; text-align: right; font-family: Calibri, Helvetica, Sans-Serif">27,297</td><td nowrap="nowrap" style="width: 1%; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font-family: Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; font-family: Calibri, Helvetica, Sans-Serif">Securities</td><td nowrap="nowrap" style="font-family: Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">4,461</td><td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font-family: Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">&#151;</td><td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font-family: Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">4,461</td><td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font-family: Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; font-family: Calibri, Helvetica, Sans-Serif">Loans</td><td nowrap="nowrap" style="font-family: Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">153,994</td><td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font-family: Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">(51,726</td><td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">)(a)</td><td nowrap="nowrap" style="font-family: Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">102,268</td><td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font-family: Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; font-family: Calibri, Helvetica, Sans-Serif">Core deposit intangible</td><td nowrap="nowrap" style="font-family: Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">&#151;</td><td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font-family: Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">277</td><td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;(b)</td><td nowrap="nowrap" style="font-family: Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">277</td><td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font-family: Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; font-family: Calibri, Helvetica, Sans-Serif">FDIC indemnification asset</td><td nowrap="nowrap" style="font-family: Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">&#151;</td><td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font-family: Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">42,218</td><td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;(c)</td><td nowrap="nowrap" style="font-family: Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">42,218</td><td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font-family: Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; font-family: Calibri, Helvetica, Sans-Serif">Foreclosed properties</td><td nowrap="nowrap" style="font-family: Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">3,501</td><td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font-family: Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">(2,159</td><td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">)(d)</td><td nowrap="nowrap" style="font-family: Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">1,342</td><td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font-family: Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif">Other assets</td><td nowrap="nowrap" style="padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: right; font-family: Calibri, Helvetica, Sans-Serif">1,146</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: right; font-family: Calibri, Helvetica, Sans-Serif">(370</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">)(e)</td><td nowrap="nowrap" style="padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: right; font-family: Calibri, Helvetica, Sans-Serif">776</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font-family: Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif">&#160;&#160;&#160;Total</td><td nowrap="nowrap" style="padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: right; font-family: Calibri, Helvetica, Sans-Serif">190,399</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: right; font-family: Calibri, Helvetica, Sans-Serif">(11,760</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">)</td><td nowrap="nowrap" style="padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: right; font-family: Calibri, Helvetica, Sans-Serif">178,639</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font-family: Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font-family: Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font-family: Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font-family: Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font-family: Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; border-bottom: Black 1pt solid; font-family: Calibri, Helvetica, Sans-Serif">Liabilities</td><td nowrap="nowrap" style="padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: right; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: right; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: right; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font-family: Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; font-family: Calibri, Helvetica, Sans-Serif">Deposits</td><td nowrap="nowrap" style="font-family: Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">$</td><td nowrap="nowrap" style="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">192,284</td><td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font-family: Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">460</td><td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;(f)</td><td nowrap="nowrap" style="font-family: Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">192,744</td><td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font-family: Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; font-family: Calibri, Helvetica, Sans-Serif">Borrowings</td><td nowrap="nowrap" style="font-family: Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">4,004</td><td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font-family: Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">77</td><td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;(g)</td><td nowrap="nowrap" style="font-family: Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">4,081</td><td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font-family: Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif">Other</td><td nowrap="nowrap" style="padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: right; font-family: Calibri, Helvetica, Sans-Serif">111</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: right; font-family: Calibri, Helvetica, Sans-Serif">1,447</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;(h)</td><td nowrap="nowrap" style="padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: right; font-family: Calibri, Helvetica, Sans-Serif">1,558</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font-family: Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif">&#160;&#160;&#160;Total</td><td nowrap="nowrap" style="padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: right; font-family: Calibri, Helvetica, Sans-Serif">196,399</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: right; font-family: Calibri, Helvetica, Sans-Serif">1,984</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: right; font-family: Calibri, Helvetica, Sans-Serif">198,383</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font-family: Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font-family: Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font-family: Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font-family: Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font-family: Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; font-family: Calibri, Helvetica, Sans-Serif">Excess of liabilities received over assets</td><td nowrap="nowrap" style="font-family: Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">$</td><td nowrap="nowrap" style="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">(6,000</td><td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">)</td><td nowrap="nowrap" style="font-family: Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">(13,744</td><td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">)</td><td nowrap="nowrap" style="font-family: Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">(19,744</td><td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">)</td></tr>
<tr style="vertical-align: bottom; background-color: White; font-family: Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif">Less:&#160;&#160;Asset discount</td><td nowrap="nowrap" style="padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: right; font-family: Calibri, Helvetica, Sans-Serif">(23,940</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">)</td><td nowrap="nowrap" style="padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font-family: Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif">Cash received/receivable from FDIC at closing</td><td nowrap="nowrap" style="padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: right; font-family: Calibri, Helvetica, Sans-Serif">29,940</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: right; font-family: Calibri, Helvetica, Sans-Serif">29,940</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font-family: Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font-family: Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font-family: Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font-family: Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font-family: Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; padding-bottom: 2.5pt; font-family: Calibri, Helvetica, Sans-Serif">Total gain recorded</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">$</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; text-align: right; font-family: Calibri, Helvetica, Sans-Serif">10,196</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
</table>


<p style="font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify">&#160;</p><span></span></td>
      </tr>
    </table>
    <div style="display: none;">
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_FBP_NotesToFinancialStatementsAbstract">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>FBP_NotesToFinancialStatementsAbstract</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>FBP_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:stringItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ScheduleOfBusinessAcquisitionsByAcquisitionTextBlock">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Tabular disclosure of a material business combination completed during the period, including background, timing, and recognized assets and liabilities. This table  does not include leveraged buyouts.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 141<br><br> -Paragraph 51<br><br> -Subparagraph a<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 141R<br><br> -Paragraph F4<br><br> -Subparagraph e<br><br> -Appendix F<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 805<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 2<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7659399&amp;loc=d3e1392-128463<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 141R<br><br> -Paragraph 68<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 805<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 3<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7659399&amp;loc=d3e1486-128463<br><br><br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 141<br><br> -Paragraph 52<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_ScheduleOfBusinessAcquisitionsByAcquisitionTextBlock</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>nonnum:textBlockItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
    </div>
  </body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>67
<FILENAME>R31.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
  <head>
    <META http-equiv="Content-Type" content="text/html; charset=us-ascii">
    <link rel="StyleSheet" type="text/css" href="report.css"><script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script></head>
  <body><span style="display: none;">v2.4.0.6</span><table class="report" border="0" cellspacing="2" id="ID0EWAAC">
      <tr>
        <th class="tl" colspan="1" rowspan="2">
          <div style="width: 200px;"><strong>Securities (Tables)<br></strong></div>
        </th>
        <th class="th" colspan="1">12 Months Ended</th>
      </tr>
      <tr>
        <th class="th">
          <div>Dec. 31, 2012</div>
        </th>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_FBP_SecuritiesTablesAbstract', window );"><strong>Securities Tables</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_FBP_ScheduleOfSecuritiesTableTextBlock', window );">Book values and approximate fair values of investment securities</a></td>
        <td class="text"><p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"></p>

<p style="font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify">&#160;</p>

<table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif">
<tr style="vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt">&#160;</td>
    <td colspan="14" nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: center; border-bottom: Black 1pt solid">2012</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: bold 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td colspan="14" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif">2011</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: center">Amortized</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: center">Fair</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td colspan="6" nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: center">Unrealized</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="text-align: center; font: 10pt Calibri, Helvetica, Sans-Serif">Amortized</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="text-align: center; font: 10pt Calibri, Helvetica, Sans-Serif">Fair</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td colspan="6" nowrap="nowrap" style="text-align: center; font: 10pt Calibri, Helvetica, Sans-Serif">Unrealized</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="font: italic 10pt Calibri, Helvetica, Sans-Serif; text-align: justify; border-bottom: Black 1pt solid">($ in thousands)</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: center; border-bottom: Black 1pt solid">Cost</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: bold 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: center; border-bottom: Black 1pt solid">Value</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: bold 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: center; border-bottom: Black 1pt solid">Gains</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: bold 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: center; border-bottom: Black 1pt solid">(Losses)</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: bold 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif">Cost</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif">Value</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif">Gains</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif">(Losses)</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">Securities available for sale:</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">&#160;</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">&#160;</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="width: 20%; text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;&#160;Government-sponsored enterprise securities</td><td nowrap="nowrap" style="width: 1%; font: bold 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="width: 1%; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">$</td><td nowrap="nowrap" style="width: 7%; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">11,500</td><td nowrap="nowrap" style="width: 1%; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="width: 1%; font: bold 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="width: 1%; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="width: 7%; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">11,596</td><td nowrap="nowrap" style="width: 1%; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="width: 1%; font: bold 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="width: 1%; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="width: 7%; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">96</td><td nowrap="nowrap" style="width: 1%; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"><font style="font-size: 10pt">&#9472;</font></td><td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">34,511</td><td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">34,665</td><td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">170</td><td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"></td><td nowrap="nowrap" style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">(16</td><td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">)</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;&#160;Mortgage-backed securities</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">143,539</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">146,926</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">3,717</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">(330</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">)</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">120,032</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">124,105</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">4,164</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">(91</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">)</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;&#160;Corporate bonds</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">3,998</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">3,813</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">75</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">(260</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">)</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">13,189</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">12,488</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">279</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">(980</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">)</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;&#160;Equity securities</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">5,026</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">5,017</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">16</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">(25</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">)</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">10,998</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">11,368</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">409</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">(39</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">)</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">Total available for sale</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 2.5pt">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">$</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">164,063</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 2.5pt">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">167,352</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 2.5pt">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">3,904</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 2.5pt">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">(615</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">)</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">178,730</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">182,626</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">5,022</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">(1,126</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">)</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">Securities held to maturity:</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;&#160;State and local governments</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 2.5pt">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">$</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">56,064</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 2.5pt">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">61,496</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 2.5pt">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">5,432</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"><p style="font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: right">&#9472;</p></td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">57,988</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">62,754</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">4,766</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"><p style="font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: right">&#9472;</p></td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
</table>


<p style="font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify">&#160;</p>

<p style="font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify">&#160;</p><span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ScheduleOfUnrealizedLossOnInvestmentsTableTextBlock', window );">Schedule of information regarding securities with unrealized losses</a></td>
        <td class="text"><p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0.25in"></p>

<table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif">
<tr style="vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="font: italic 10pt Calibri, Helvetica, Sans-Serif; text-align: justify">($ in thousands)</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td colspan="6" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif">Securities in an Unrealized <br />
Loss Position for <br />
Less than 12 Months</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td colspan="6" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif">Securities in an Unrealized <br />
Loss Position for <br />
More than 12 Months</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td colspan="6" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif">Total</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif">Fair Value</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif">Unrealized <br />
Losses</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif">Fair Value</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif">Unrealized <br />
Losses</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif">Fair Value</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif">Unrealized <br />
Losses</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; text-indent: -12.6pt; padding-left: 12.6pt; font: 10pt Calibri, Helvetica, Sans-Serif">Government-sponsored enterprise securities</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">$</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#151;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#151;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#151;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#151;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#151;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#151;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="width: 40%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">Mortgage-backed securities</td><td nowrap="nowrap" style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">26,330</td><td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">330</td><td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#151;</td><td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#151;</td><td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">26,330</td><td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">330</td><td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">Corporate bonds</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#151;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#151;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">740</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">260</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">740</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">260</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">Equity securities</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#151;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#151;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">30</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">25</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">30</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">25</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">State and local governments</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">&#151;</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">&#151;</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">&#151;</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">&#151;</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">&#151;</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">&#151;</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;&#160;&#160;&#160;Total temporarily impaired securities</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">$</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">26,330</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">330</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">770</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">285</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">27,100</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">615</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
</table>



<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0.25in">&#160;</p>

<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">The following table presents information
regarding securities with unrealized losses at December 31, 2011:</p>

<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0.25in">&#160;</p>

<table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif">
<tr style="vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="font: italic 10pt Calibri, Helvetica, Sans-Serif; text-align: justify">($ in thousands)</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td colspan="6" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif">Securities in an Unrealized <br />
Loss Position for <br />
Less than 12 Months</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td colspan="6" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif">Securities in an Unrealized <br />
Loss Position for <br />
More than 12 Months</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td colspan="6" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif">Total</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif">Fair Value</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif">Unrealized <br />
Losses</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif">Fair Value</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif">Unrealized <br />
Losses</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif">Fair Value</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif">Unrealized <br />
Losses</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="width: 40%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">Government-sponsored enterprise securities</td><td nowrap="nowrap" style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">$</td><td nowrap="nowrap" style="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">8,984</td><td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">16</td><td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#151;</td><td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#151;</td><td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">8,984</td><td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">16</td><td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">Mortgage-backed securities</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">14,902</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">61</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">9,302</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">30</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">24,204</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">91</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">Corporate bonds</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">4,588</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">458</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">2,773</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">522</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">7,361</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">980</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">Equity securities</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">4</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">2</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">22</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">37</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">26</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">39</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">State and local governments</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">&#151;</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">&#151;</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">&#151;</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">&#151;</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">&#151;</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">&#151;</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;&#160;&#160;&#160;Total temporarily impaired securities</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">$</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">28,478</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">537</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">12,097</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">589</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">40,575</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">1,126</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
</table>



<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left; text-indent: 0.1in">&#160;</p><span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_FBP_InvestmentInCorporateBondsTableTextBlock', window );">Investment in corporate bonds</a></td>
        <td class="text"><p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">At December 31, 2012, the Company&#146;s
$3.8 million investment in corporate bonds was comprised of the following:</p>

<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">&#160;</p>

<table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif">
<tr style="vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="font: normal 10pt Calibri, Helvetica, Sans-Serif; text-align: left; border-bottom: Black 1pt solid"><i>($ in thousands)
    </i><br />&#160; <br />Issuer</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; vertical-align: bottom">S&#38;P Issuer <br />Ratings (1)</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; vertical-align: bottom">Maturity<br />
Date</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif">Amortized <br />
Cost</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif">Market Value</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="width: 60%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">First Citizens Bancorp (South Carolina) Bond</td><td nowrap="nowrap" style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="width: 1%; text-align: center; font: 10pt Calibri, Helvetica, Sans-Serif; vertical-align: bottom">&#160;</td><td nowrap="nowrap" style="width: 7%; text-align: center; font: 10pt Calibri, Helvetica, Sans-Serif; vertical-align: bottom"><font style="font: 10pt Calibri, Helvetica, Sans-Serif">Not Rated</font></td><td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="width: 1%; text-align: center; font: 10pt Calibri, Helvetica, Sans-Serif; vertical-align: bottom">&#160;</td><td nowrap="nowrap" style="width: 7%; text-align: center; font: 10pt Calibri, Helvetica, Sans-Serif; vertical-align: bottom"><font style="font: 10pt Calibri, Helvetica, Sans-Serif">4/1/15</font></td><td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">$</td><td nowrap="nowrap" style="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">2,998</td><td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">3,073</td><td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">First Citizens Bancorp (South Carolina) Trust Preferred Security</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="padding-bottom: 1pt; text-align: center; font: 10pt Calibri, Helvetica, Sans-Serif; vertical-align: bottom">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: center; font: 10pt Calibri, Helvetica, Sans-Serif; vertical-align: bottom"><font style="font: 10pt Calibri, Helvetica, Sans-Serif">Not Rated</font></td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="padding-bottom: 1pt; text-align: center; font: 10pt Calibri, Helvetica, Sans-Serif; vertical-align: bottom">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: center; font: 10pt Calibri, Helvetica, Sans-Serif; vertical-align: bottom"><font style="font: 10pt Calibri, Helvetica, Sans-Serif">6/15/34</font></td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">1,000</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">740</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;&#160;&#160;&#160;&#160;Total investment in corporate bonds</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: center; font: 10pt Calibri, Helvetica, Sans-Serif; vertical-align: bottom">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: center; font: 10pt Calibri, Helvetica, Sans-Serif; vertical-align: bottom">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: center; font: 10pt Calibri, Helvetica, Sans-Serif; vertical-align: bottom">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: center; font: 10pt Calibri, Helvetica, Sans-Serif; vertical-align: bottom">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">$</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">3,998</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">3,813</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
</table>

<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">&#160;</p>

<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">&#160;</p><span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InvestmentsClassifiedByContractualMaturityDateTableTextBlock', window );">Schedule of book values and approximate fair values of investment securities by contractual maturity</a></td>
        <td class="text"><p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"></p>

<p style="font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify">&#160;</p>

<table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif">
<tr style="vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td colspan="6" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif">Securities Available for Sale</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td colspan="6" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif">Securities Held to Maturity</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="text-align: center; font: 10pt Calibri, Helvetica, Sans-Serif">Amortized</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="text-align: center; font: 10pt Calibri, Helvetica, Sans-Serif">Fair</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="text-align: center; font: 10pt Calibri, Helvetica, Sans-Serif">Amortized</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="text-align: center; font: 10pt Calibri, Helvetica, Sans-Serif">Fair</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="font: italic 10pt Calibri, Helvetica, Sans-Serif; text-align: justify">($ in thousands)</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif">Cost</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif">Value</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif">Cost</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif">Value</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">Debt securities</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="width: 56%; text-align: justify; text-indent: 13.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">Due within one year</td><td nowrap="nowrap" style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">$</td><td nowrap="nowrap" style="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#151;</td><td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#151;</td><td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="width: 5%; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">$</td><td nowrap="nowrap" style="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">350</td><td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">352</td><td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; text-indent: 13.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">Due after one year but within five years</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">14,498</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">14,669</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">3,837</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">4,140</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; text-indent: 13.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">Due after five years but within ten years</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#151;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#151;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">29,005</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">31,807</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; text-indent: 13.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">Due after ten years</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">1,000</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">740</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">22,872</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">25,197</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; padding-bottom: 1pt; text-indent: 13.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">Mortgage-backed securities</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">143,539</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">146,926</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"><p style="font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif; margin: 0">&#151;</p></td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"><p style="font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif; margin: 0">&#151;</p></td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; text-indent: 27pt; font: 10pt Calibri, Helvetica, Sans-Serif">Total debt securities</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">159,037</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">162,335</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">56,064</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">61,496</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">Equity securities</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">5,026</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">5,017</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"><p style="font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif; margin: 0">&#151;</p></td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"><p style="font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif; margin: 0">&#151;</p></td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; padding-bottom: 2.5pt; text-indent: 27pt; font: 10pt Calibri, Helvetica, Sans-Serif">Total securities</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">$</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">164,063</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">167,352</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">$</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">56,064</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">61,496</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
</table>


<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify">&#160;</p><span></span></td>
      </tr>
    </table>
    <div style="display: none;">
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_FBP_InvestmentInCorporateBondsTableTextBlock">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The tabular disclosure for investment in corporate bonds.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>FBP_InvestmentInCorporateBondsTableTextBlock</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>FBP_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>nonnum:textBlockItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_FBP_ScheduleOfSecuritiesTableTextBlock">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Schedule of investment securities which includes, but is not limited to, amortized cost basis, fair value, and gross unrealized gain (loss) values by type of security.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>FBP_ScheduleOfSecuritiesTableTextBlock</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>FBP_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>nonnum:textBlockItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_FBP_SecuritiesTablesAbstract">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>FBP_SecuritiesTablesAbstract</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>FBP_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:stringItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_InvestmentsClassifiedByContractualMaturityDateTableTextBlock">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Tabular disclosure of maturities of an entity's investments as well as any other information pertinent to the investments.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_InvestmentsClassifiedByContractualMaturityDateTableTextBlock</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>nonnum:textBlockItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ScheduleOfUnrealizedLossOnInvestmentsTableTextBlock">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>For all investments in an unrealized loss position, including those for which other-than-temporary impairments have not been recognized in earnings (including investments for which a portion of an other-than-temporary impairment has been recognized in other comprehensive income), a tabular disclosure of the aggregate related fair value of investments with unrealized losses and the aggregate amount of unrealized losses (that is, the amount by which amortized cost basis exceeds fair value).</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 320<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 6<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6872113&amp;loc=d3e27290-111563<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_ScheduleOfUnrealizedLossOnInvestmentsTableTextBlock</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>nonnum:textBlockItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
    </div>
  </body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>68
<FILENAME>R8.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
  <head>
    <META http-equiv="Content-Type" content="text/html; charset=us-ascii">
    <link rel="StyleSheet" type="text/css" href="report.css"><script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script></head>
  <body><span style="display: none;">v2.4.0.6</span><table class="report" border="0" cellspacing="2" id="ID0ELE">
      <tr>
        <th class="tl" colspan="1" rowspan="2">
          <div style="width: 200px;"><strong>Summary of Significant Accounting Policies<br></strong></div>
        </th>
        <th class="th" colspan="1">12 Months Ended</th>
      </tr>
      <tr>
        <th class="th">
          <div>Dec. 31, 2012</div>
        </th>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AccountingPoliciesAbstract', window );"><strong>Accounting Policies [Abstract]</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_SignificantAccountingPoliciesTextBlock', window );">Summary of Significant Accounting Policies</a></td>
        <td class="text"><p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify"><b>Note 1. Summary of Significant Accounting
Policies</b></p>

<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify">&#160;&#160;</p>

<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"><font style="font-family: Calibri, Helvetica, Sans-Serif"><b>(a)
Basis of Presentation</b> </font><font style="font-family: Symbol">-</font><font style="font-family: Calibri, Helvetica, Sans-Serif">
The consolidated financial statements include the accounts of First Bancorp (the Company) and its wholly owned subsidiary - First
Bank (the Bank). The Bank has two wholly owned subsidiaries that are fully consolidated - First Bank Insurance Services, Inc.
(First Bank Insurance) and First Troy SPE, LLC. All significant intercompany accounts and transactions have been eliminated. Subsequent
events have been evaluated through the date of filing this Form 10-K.</font>&#160;</p>

<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left; text-indent: 13.5pt">&#160;</p>

<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">The Company is a bank holding company.
The principal activity of the Company is the ownership and operation of the Bank, a state chartered bank with its main office in
Troy, North Carolina. The Company is also the parent company for a series of statutory trusts that were formed at various times
since 2002 for the purpose of issuing trust preferred debt securities. The trusts are not consolidated for financial reporting
purposes; however, notes issued by the Company to the trusts in return for the proceeds from the issuance of the trust preferred
securities are included in the consolidated financial statements and have terms that are substantially the same as the corresponding
trust preferred securities. The trust preferred securities qualify as capital for regulatory capital adequacy requirements. First
Bank Insurance is an agent for property and casualty insurance policies. First Troy SPE, LLC was formed in order to hold and dispose
of certain real estate foreclosed upon by the Bank.</p>

<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">&#160;</p>

<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">The preparation of financial statements
in conformity with generally accepted accounting principles in the United States of America requires management to make estimates
and assumptions that affect the reported amounts of assets and liabilities and disclosure of contingent liabilities at the date
of the financial statements and the reported amounts of revenues and expenses during the reporting period. Actual results could
differ from those estimates. The most significant estimates made by the Company in the preparation of its consolidated financial
statements are the determination of the allowance for loan losses, the valuation of other real estate, the accounting and impairment
testing related to intangible assets, and the fair value and discount accretion of loans acquired in FDIC-assisted transactions.</p>

<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">&#160;</p>

<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"><font style="font-family: Calibri, Helvetica, Sans-Serif"><b>(b)
Cash and Cash Equivalents</b> </font><font style="font-family: Symbol">-</font><font style="font-family: Calibri, Helvetica, Sans-Serif">
The Company considers all highly liquid assets such as cash on hand, noninterest-bearing and interest-bearing amounts due from
banks and federal funds sold to be &#147;cash equivalents.&#148;</font></p>

<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">&#160;</p>

<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"><font style="font-family: Calibri, Helvetica, Sans-Serif"><b>(c)
Securities </b></font><font style="font-family: Symbol">-</font><font style="font-family: Calibri, Helvetica, Sans-Serif"> Debt
securities that the Company has the positive intent and ability to hold to maturity are classified as &#147;held to maturity&#148;
and carried at amortized cost. Securities not classified as held to maturity are classified as &#147;available for sale&#148;
and carried at fair value, with unrealized gains and losses being reported as other comprehensive income or loss and reported as
a separate component of shareholders&#146; equity.</font></p>

<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left; text-indent: 13.5pt">&#160;</p>

<p style="font: 10pt Calibri, Helvetica, Sans-Serif; margin: 0 0 10pt; text-align: left">A decline in the market value of any available
for sale or held to maturity security below cost that is deemed to be other than temporary results in a reduction in carrying amount
to fair value. The impairment is charged to earnings and a new cost basis for the security is established. Any equity security
that is in an unrealized loss position for twelve consecutive months is presumed to be other than temporarily impaired and an impairment
charge is recorded unless the amount of the charge is insignificant.</p>

<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">Gains and losses on sales of securities
are recognized at the time of sale based upon the specific identification method. Premiums and discounts are amortized into income
on a level yield basis, with premiums being amortized to the earliest call date and discounts being accreted to the stated maturity
date.</p>

<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">&#160;</p>



<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">&#160;</p>

<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"><font style="font-family: Calibri, Helvetica, Sans-Serif"><b>(d)
Premises and Equipment</b> </font><font style="font-family: Symbol">-</font><font style="font-family: Calibri, Helvetica, Sans-Serif">
Premises and equipment are stated at cost less accumulated depreciation. Depreciation, computed by the straight-line method, is
charged to operations over the estimated useful lives of the properties, which range from 2 to 40 years or, in the case of leasehold
improvements, over the term of the lease, if shorter. Maintenance and repairs are charged to operations in the year incurred. Gains
and losses on dispositions are included in current operations.</font></p>

<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">&#160;</p>

<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"><b>(e) Loans &#150; </b>Loans are stated
at the principal amount outstanding less any partial charge-offs plus deferred origination costs, net of nonrefundable loan fees.
Interest on loans is accrued on the unpaid principal balance outstanding. Net deferred loan origination costs/fees are capitalized
and recognized as a yield adjustment over the life of the related loan.</p>

<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">&#160;</p>

<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">The Company does not hold any interest-only
strips, loans, other receivables, or retained interests in securitizations that can be contractually prepaid or otherwise settled
in a way that it would not recover substantially all of its recorded investment.</p>

<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">&#160;</p>

<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">Purchased loans acquired in a business
combination, which include loans that were purchased in the 2009 Cooperative Bank acquisition and the 2011 Bank of Asheville acquisition,
are recorded at estimated fair value on their purchase date. The purchaser cannot carry over any related allowance for loan losses.</p>

<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">&#160;</p>

<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">The Company follows specific accounting
guidance related to purchased impaired loans when purchased loans have evidence of credit deterioration since origination and it
is probable at the date of acquisition that the Company will not collect all contractually required principal and interest payments.
Evidence of credit quality deterioration as of the purchase date may include statistics such as past due and nonaccrual status.
The accounting guidance permits the use of the cost recovery method of income recognition for those purchased impaired loans for
which the timing and amount of cash flows expected to be collected cannot be reasonably estimated. Under the cost recovery method
of income recognition, all cash receipts are initially applied to principal, with interest income being recorded only after the
carrying value of the loan has been reduced to zero. Substantially all of the Company&#146;s purchased impaired loans to date
have had uncertain cash flows and thus are accounted for under the cost recovery method of income recognition.</p>

<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left; text-indent: 0.25in">&#160;</p>

<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">For nonimpaired purchased loans, the Company
accretes any fair value discount over the life of the loan in a manner consistent with the guidance for accounting for loan origination
fees and costs.</p>

<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left; text-indent: 0.25in">&#160;</p>

<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">A loan is placed on nonaccrual status
when, in management&#146;s judgment, the collection of interest appears doubtful. The accrual of interest is discontinued on all
loans that become 90 days or more past due with respect to principal or interest. The past due status of loans is based on the
contractual payment terms. While a loan is on nonaccrual status, the Company&#146;s policy is that all cash receipts are applied
to principal. Once the recorded principal balance has been reduced to zero, future cash receipts are applied to recoveries of any
amounts previously charged off. Further cash receipts are recorded as interest income to the extent that any interest has been
foregone. Loans are removed from nonaccrual status when they become current as to both principal and interest and when concern
no longer exists as to the collectability of principal or interest. In some cases, where borrowers are experiencing financial difficulties,
loans may be restructured to provide terms significantly different from the originally contracted terms. The nonaccrual policy
discussed above applies to all loan classifications.</p>

<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left; text-indent: 0.25in">&#160;</p>



<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">&#160;</p>

<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">A loan is considered to be impaired when,
based on current information and events, it is probable the Company will be unable to collect all amounts due according to the
contractual terms of the loan agreement. Impaired loans are measured using either 1) an estimate of the cash flows that the Company
expects to receive from the borrower discounted at the loan&#146;s effective rate, or 2) in the case of a collateral-dependent
loan, the fair value of the collateral. Unless restructured, while a loan is considered to be impaired, the Company&#146;s policy
is that interest accrual is discontinued and all cash receipts are applied to principal. Once the recorded principal balance has
been reduced to zero, future cash receipts are applied to recoveries of any amounts previously charged off. Further cash receipts
are recorded as interest income to the extent that any interest has been foregone. Impaired loans that are restructured are returned
to accruing status in accordance with the restructured terms if the Company believes that the borrower will be able to meet the
obligations of the restructured loan terms. The impairment policy discussed above applies to all loan classifications.</p>

<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left; text-indent: 13.7pt">&#160;</p>

<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"><font style="font-family: Calibri, Helvetica, Sans-Serif"><b>(f)
Presold Mortgages in Process of Settlement and Loans Held for Sale </b></font><b><font style="font-family: Symbol">-</font></b><font style="font-family: Calibri, Helvetica, Sans-Serif">
As a part of normal business operations, the Company originates residential mortgage loans that have been pre-approved by secondary
investors to be sold on a best efforts basis. The terms of the loans are set by the secondary investors, and the purchase price
that the investor will pay for the loan is agreed to prior to the funding of the loan by the Company. Generally within three weeks
after funding, the loans are transferred to the investor in accordance with the agreed-upon terms. The Company records gains from
the sale of these loans on the settlement date of the sale equal to the difference between the proceeds received and the carrying
amount of the loan. The gain generally represents the portion of the proceeds attributed to service release premiums received from
the investors and the realization of origination fees received from borrowers that were deferred as part of the carrying amount
of the loan. Between the initial funding of the loans by the Company and the subsequent reimbursement by the investors, the Company
carries the loans on its balance sheet at the lower of cost or market. </font></p>

<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left; text-indent: 13.7pt">&#160;</p>

<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">Periodically, the Company originates commercial
loans and decides to sell them in the secondary market. The Company carries these loans at the lower of cost or fair value at each
reporting date. There were no such loans held for sale as of December 31, 2012 or 2011.</p>

<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">&#160;</p>

<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">As of December 31, 2012, the Company held
$30.4 million in loans classified as held for sale because the Company had solicited and received bids to sell approximately $68
million of loans to an unaffiliated third-party investor, and it was the Company&#146;s intent to accept one of the offers received.
As of December 31, 2012, these loans were reclassified out of the loans held for investment category and segregated on the balance
sheet as held for sale. These loans are carried at their liquidation value based on the bid received that the Company accepted,
with the remaining difference of approximately $37.6 million being charged-off through the allowance for loan losses. The completion
of the loan sale occurred in January 2013.</p>

<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left; text-indent: 13.5pt">&#160;</p>

<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"><font style="font-family: Calibri, Helvetica, Sans-Serif"><b>(g)
Allowance for Loan Losses</b> </font><font style="font-family: Symbol">-</font><font style="font-family: Calibri, Helvetica, Sans-Serif">
The allowance for loan losses is established through a provision for loan losses charged to expense. Loans are charged-off against
the allowance for loan losses when management believes that the collectability of the principal is unlikely. The provision for
loan losses charged to operations is an amount sufficient to bring the allowance for loan losses to an estimated balance considered
adequate to absorb losses inherent in the portfolio. Management&#146;s determination of the adequacy of the allowance is based
on several factors, including:</font></p>

<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left; text-indent: 13.5pt">&#160;</p>

<table cellpadding="0" cellspacing="0" style="width: 100%; font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin-top: 0; margin-bottom: 0"><tr style="vertical-align: top; font-family: Calibri, Helvetica, Sans-Serif">
<td style="width: 33.75pt; font-family: Calibri, Helvetica, Sans-Serif"></td><td style="width: 18pt; font-family: Calibri, Helvetica, Sans-Serif">1.</td><td style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">Risk grades assigned to the loans in the portfolio,</td></tr></table>

<table cellpadding="0" cellspacing="0" style="width: 100%; font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin-top: 0; margin-bottom: 0"><tr style="vertical-align: top; font-family: Calibri, Helvetica, Sans-Serif">
<td style="width: 33.75pt; font-family: Calibri, Helvetica, Sans-Serif"></td><td style="width: 18pt; font-family: Calibri, Helvetica, Sans-Serif">2.</td><td style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">Specific reserves for larger loans with concerns regarding repayment ability,</td></tr></table>

<table cellpadding="0" cellspacing="0" style="width: 100%; font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin-top: 0; margin-bottom: 0"><tr style="vertical-align: top; font-family: Calibri, Helvetica, Sans-Serif">
<td style="width: 33.75pt; font-family: Calibri, Helvetica, Sans-Serif"></td><td style="width: 18pt; font-family: Calibri, Helvetica, Sans-Serif">3.</td><td style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">Current economic conditions, including the local, state, and national economic outlook; interest rate
risk; trends in loan volume, mix and size of loans; levels and trends of delinquencies,</td></tr></table>

<table cellpadding="0" cellspacing="0" style="width: 100%; font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin-top: 0; margin-bottom: 0"><tr style="vertical-align: top; font-family: Calibri, Helvetica, Sans-Serif">
<td style="width: 33.75pt; font-family: Calibri, Helvetica, Sans-Serif"></td><td style="width: 18pt; font-family: Calibri, Helvetica, Sans-Serif">4.</td><td style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">Historical loan loss experience, and</td></tr></table>

<table cellpadding="0" cellspacing="0" style="width: 100%; font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin-top: 0; margin-bottom: 0"><tr style="vertical-align: top; font-family: Calibri, Helvetica, Sans-Serif">
<td style="width: 33.75pt; font-family: Calibri, Helvetica, Sans-Serif"></td><td style="width: 18pt; font-family: Calibri, Helvetica, Sans-Serif">5.</td><td style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">An assessment of the risk characteristics of the Company&#146;s loan portfolio, including industry
concentrations, payment structures, and credit administration practices.</td></tr></table>

<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left; text-indent: 0.1in">&#160;</p>

<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">While management uses the best information
available to make evaluations, future adjustments may be necessary if economic and other conditions differ substantially from the
assumptions used.</p>

<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left; text-indent: 13.5pt">&#160;</p>



<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"></p>

<p style="font: 10pt Calibri, Helvetica, Sans-Serif; margin: 0">For loans covered under loss share agreements, subsequent decreases
to the expected cash flows will generally result in additional provisions for loan losses. Subsequent increases in expected cash
flows will result in a reversal of the allowance for loan losses to the extent of prior allowance recognition.</p>

<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">&#160;</p>

<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">In addition, various regulatory agencies,
as an integral part of their examination process, periodically review the Bank&#146;s allowance for loan losses. Such agencies
may require the Bank to recognize additions to the allowance based on the examiners&#146; judgment about information available
to them at the time of their examinations.</p>

<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left; text-indent: 13.5pt">&#160;</p>

<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"><font style="font-family: Calibri, Helvetica, Sans-Serif"><b>(h)
Foreclosed Real Estate</b> </font><font style="font-family: Symbol">-</font><font style="font-family: Calibri, Helvetica, Sans-Serif">
Foreclosed real estate consists primarily of real estate acquired by the Company through legal foreclosure or deed in lieu of foreclosure.
The property is initially carried at the lower of cost (generally the loan balance plus additional costs incurred for improvements
to the property) or the estimated fair value of the property less estimated selling costs. If there are subsequent declines in
fair value, which is reviewed routinely by management, the property is written down to its fair value through a charge to expense.
Capital expenditures made to improve the property are capitalized. Costs of holding real estate, such as property taxes, insurance
and maintenance, less related revenues during the holding period, are recorded as expense. In December 2012, the Company recorded
a write-down of $10.6 million related to its non-covered foreclosed properties. This write-down reduced the carrying value of these
properties by approximately 29% beyond their standard carrying value as described above. This write down was recorded because of
management&#146;s intent to dispose of these properties in an expedited manner and accept sales prices lower than normal practice.</font></p>

<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left; text-indent: 0.25in">&#160;</p>

<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"><b>(i) FDIC Indemnification Asset &#150;
</b>The FDIC indemnification asset relates to loss share agreements with the FDIC, whereby the FDIC has agreed to reimburse to
the Company a percentage of the losses related to loans and other real estate that the Company assumed in the acquisition of two
failed banks. This indemnification asset is measured separately from the loan portfolio and other real estate because it is not
contractually embedded in the loans and is not transferable with the loans should the Company choose to dispose of them. The carrying
value of this receivable at each period end is the sum of:&#160; 1) actual claims that have been submitted to the FDIC for reimbursement
that have not yet been received and 2) the Company&#146;s estimated amount of loan and other real estate losses covered by the
agreements multiplied by the FDIC reimbursement percentage.&#160; At December 31, 2012 and 2011, the amount of loss claims that
had been incurred but not yet reimbursed by the FDIC was $33.0 million and $13.4 million, respectively.</p>

<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left; text-indent: 13.5pt">&#160;</p>

<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"><font style="font-family: Calibri, Helvetica, Sans-Serif"><b>(j)
Income Taxes </b></font><b><font style="font-family: Symbol">-</font></b><font style="font-family: Calibri, Helvetica, Sans-Serif">
Income taxes are accounted for under the asset and liability method. Deferred tax assets and liabilities are recognized for the
future tax consequences attributable to differences between the financial statement carrying amounts of existing assets and liabilities
and their respective tax bases and operating loss and tax credit carryforwards. Deferred tax assets and liabilities are measured
using enacted tax rates expected to apply to taxable income in the years in which those temporary differences are expected to be
recovered or settled. The effect on deferred tax assets and liabilities of a change in tax rates is recognized in income in the
period that includes the enactment date. Deferred tax assets are reduced, if necessary, by the amount of such benefits that are
not expected to be realized based upon available evidence. The Company&#146;s investment tax credits, which are low income housing
tax credits and state historic tax credits, are recorded in the period that they are reflected in the Company&#146;s tax returns.</font></p>

<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left; text-indent: 13.5pt">&#160;</p>

<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"><font style="font-family: Calibri, Helvetica, Sans-Serif"><b>(k)
Intangible Assets</b> </font><font style="font-family: Symbol">-</font><font style="font-family: Calibri, Helvetica, Sans-Serif">
Business combinations are accounted for using the purchase method of accounting. Identifiable intangible assets are recognized
separately and are amortized over their estimated useful lives, which for the Company has generally been seven to ten years and
at an accelerated rate. Goodwill is recognized in business combinations to the extent that the price paid exceeds the fair value
of the net assets acquired, including any identifiable intangible assets. Goodwill is not amortized, but as discussed in Note 1(q),
is subject to fair value impairment tests on at least an annual basis.</font></p>

<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">&#160;</p>



<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">&#160;</p>

<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"><b>(l) Bank-owned life insurance</b> &#150;
The Company has purchased life insurance policies on certain current and past key employees and directors where the insurance policy
benefits and ownership are retained by the employer. These policies are recorded at their cash surrender value. Income from these
policies and changes in the net cash surrender value are recorded within noninterest income as &#147;Bank-owned life insurance
income.&#148;</p>

<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left; text-indent: 13.5pt">&#160;</p>

<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"><b>(m)</b> <b>Other Investments</b> &#150;
The Company accounts for investments in limited partnerships, limited liability companies (&#147;LLCs&#148;), and other privately
held companies using either the cost or the equity method of accounting. The accounting treatment depends upon the Company&#146;s
percentage ownership and degree of management influence.</p>

<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">&#160;</p>

<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">Under the cost method of accounting, the
Company records an investment in stock at cost and generally recognizes cash dividends received as income. If cash dividends received
exceed the Company&#146;s relative ownership of the investee&#146;s earnings since the investment date, these payments are considered
a return of investment and reduce the cost of the investment.</p>

<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">&#160;</p>

<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">Under the equity method of accounting,
the Company records its initial investment at cost. Subsequently, the carrying amount of the investment is increased or decreased
to reflect the Company&#146;s share of income or loss of the investee. The Company&#146;s recognition of earnings or losses from
an equity method investment is based on the Company&#146;s ownership percentage in the investee and the investee&#146;s earnings
on a quarterly basis. The investees generally provide their financial information during the quarter following the end of a given
period. The Company&#146;s policy is to record its share of earnings or losses on equity method investments in the quarter the
financial information is received.</p>

<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">&#160;</p>

<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">All of the Company&#146;s investments
in limited partnerships, LLCs, and other companies are privately held, and their market values are not readily available. The Company&#146;s
management evaluates its investments in investees for impairment based on the investee&#146;s ability to generate cash through
its operations or obtain alternative financing, and other subjective factors. There are inherent risks associated with the Company&#146;s
investments in such companies, which may result in income statement volatility in future periods.</p>

<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">&#160;</p>

<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">At December&#160;31, 2012 and 2011, the
Company&#146;s investments in limited partnerships, LLCs and other privately held companies totaled $2.4 million and $2.6 million,
respectively, and were included in other assets.</p>

<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left; text-indent: 13.5pt"><b>&#160;</b></p>

<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"><font style="font-family: Calibri, Helvetica, Sans-Serif"><b>(n)
Stock Option Plan </b></font><b><font style="font-family: Symbol">-</font></b><font style="font-family: Calibri, Helvetica, Sans-Serif">
At December 31, 2012, the Company had three equity-based employee compensation plans, which are described more fully in Note 15.
The Company accounts for these plans under the recognition and measurement principles of relevant accounting guidance. </font></p>

<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left; text-indent: 13.5pt">&#160;</p>

<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"><font style="font-family: Calibri, Helvetica, Sans-Serif"><b>(o)
Per Share Amounts</b> </font><font style="font-family: Symbol">-</font><font style="font-family: Calibri, Helvetica, Sans-Serif">
Basic Earnings Per Common Share is calculated by dividing net income (loss) available to common shareholders by the weighted average
number of common shares outstanding during the period. Diluted Earnings Per Common Share is computed by assuming the issuance of
common shares for all potentially dilutive common shares outstanding during the reporting period. Currently, the Company&#146;s
potentially dilutive common stock issuances relate to stock option grants under the Company&#146;s equity-based plans and the
Company&#146;s Series C Preferred stock, which is convertible into common stock on a one-for-one ratio.</font></p>

<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">&#160;</p>

<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">In computing Diluted Earnings Per Common
Share, adjustments are made to the computation of Basic Earnings Per Common shares, as follows. As it relates to stock options,
it is assumed that all dilutive stock options are exercised during the reporting period at their respective exercise prices, with
the proceeds from the exercises used by the Company to buy back stock in the open market at the average market price in effect
during the reporting period. The difference between the number of shares assumed to be exercised and the number of shares bought
back is included in the calculation of dilutive securities. As it relates to the Series C preferred stock, it is assumed that the
preferred stock was converted to common stock during the reporting period. Dividends on the preferred stock are added back to net
income and the shares assumed to be converted are included in the number of shares outstanding.</p>

<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">&#160;</p>



<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">&#160;</p>

<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">If any of the potentially dilutive common
stock issuances have an anti-dilutive effect, which is the case when a net loss is reported, the potentially dilutive common stock
issuance is disregarded.</p>

<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">&#160;</p>

<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">The following is a reconciliation of the
numerators and denominators used in computing Basic and Diluted Earnings Per Common Share:</p>

<p style="font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify">&#160;</p>

<table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif">
<tr style="vertical-align: bottom; font-family: Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td colspan="34" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font-family: Calibri, Helvetica, Sans-Serif">For the Years Ended December 31,</td><td nowrap="nowrap" style="padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; font-family: Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font-weight: bold; padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td colspan="10" nowrap="nowrap" style="font-weight: bold; text-align: center; border-bottom: Black 1pt solid; font-family: Calibri, Helvetica, Sans-Serif">2012</td><td nowrap="nowrap" style="padding-bottom: 1pt; font-weight: bold; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td colspan="10" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font-family: Calibri, Helvetica, Sans-Serif">2011</td><td nowrap="nowrap" style="padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td colspan="10" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font-family: Calibri, Helvetica, Sans-Serif">2010</td><td nowrap="nowrap" style="padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; font-family: Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="font-style: italic; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">($ in thousands,&#160;except per share&#160;amounts)</td><td nowrap="nowrap" style="font-weight: bold; padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="font-weight: bold; text-align: center; border-bottom: Black 1pt solid; font-family: Calibri, Helvetica, Sans-Serif">Income <br />(Numer-<br />
ator)</td><td nowrap="nowrap" style="padding-bottom: 1pt; font-weight: bold; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font-weight: bold; padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="font-weight: bold; text-align: center; border-bottom: Black 1pt solid; font-family: Calibri, Helvetica, Sans-Serif">Shares <br />(Denom-<br />
inator)</td><td nowrap="nowrap" style="padding-bottom: 1pt; font-weight: bold; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font-weight: bold; padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="font-weight: bold; text-align: center; border-bottom: Black 1pt solid; font-family: Calibri, Helvetica, Sans-Serif">Per <br />Share <br />Amount</td><td nowrap="nowrap" style="padding-bottom: 1pt; font-weight: bold; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font-family: Calibri, Helvetica, Sans-Serif">Income <br />(Numer-<br />
ator)</td><td nowrap="nowrap" style="padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font-family: Calibri, Helvetica, Sans-Serif">Shares <br />(Denom-<br />
inator)</td><td nowrap="nowrap" style="padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font-family: Calibri, Helvetica, Sans-Serif">Per <br />Share <br />Amount</td><td nowrap="nowrap" style="padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font-family: Calibri, Helvetica, Sans-Serif">Income <br />(Numer-<br />
ator)</td><td nowrap="nowrap" style="padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font-family: Calibri, Helvetica, Sans-Serif">Shares <br />(Denom-<br />
inator)</td><td nowrap="nowrap" style="padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font-family: Calibri, Helvetica, Sans-Serif">Per <br />Share <br />Amount</td><td nowrap="nowrap" style="padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font-family: Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font-family: Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font-family: Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font-family: Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font-family: Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font-family: Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font-family: Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font-family: Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font-family: Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font-family: Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font-family: Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font-family: Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font-family: Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font-family: Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font-family: Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font-family: Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font-family: Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font-family: Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font-family: Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font-family: Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font-family: Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="font-weight: bold; text-align: justify; font-family: Calibri, Helvetica, Sans-Serif">Basic EPS</td><td nowrap="nowrap" style="font-family: Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font-family: Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font-family: Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font-family: Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font-family: Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font-family: Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font-family: Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font-family: Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font-family: Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font-family: Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="width: 10%; text-align: left; padding-bottom: 2.5pt; font-family: Calibri, Helvetica, Sans-Serif">Net income (loss) available to common shareholders</td><td nowrap="nowrap" style="width: 1%; font-weight: bold; padding-bottom: 2.5pt; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="width: 1%; font-weight: bold; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">$</td><td nowrap="nowrap" style="width: 7%; font-weight: bold; text-align: right; font-family: Calibri, Helvetica, Sans-Serif">(26,215</td><td nowrap="nowrap" style="width: 1%; font-weight: bold; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">)</td><td nowrap="nowrap" style="width: 1%; font-weight: bold; padding-bottom: 2.5pt; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="width: 1%; font-weight: bold; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="width: 7%; font-weight: bold; text-align: right; font-family: Calibri, Helvetica, Sans-Serif">17,049,513</td><td nowrap="nowrap" style="width: 1%; padding-bottom: 2.5pt; font-weight: bold; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="width: 1%; font-weight: bold; padding-bottom: 2.5pt; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="width: 1%; border-bottom: Black 2.5pt double; font-weight: bold; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">$</td><td nowrap="nowrap" style="width: 7%; border-bottom: Black 2.5pt double; font-weight: bold; text-align: right; font-family: Calibri, Helvetica, Sans-Serif">(1.54</td><td nowrap="nowrap" style="width: 1%; padding-bottom: 2.5pt; font-weight: bold; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">)</td><td nowrap="nowrap" style="width: 1%; padding-bottom: 2.5pt; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="width: 1%; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">$</td><td nowrap="nowrap" style="width: 7%; text-align: right; font-family: Calibri, Helvetica, Sans-Serif">7,476</td><td nowrap="nowrap" style="width: 1%; padding-bottom: 2.5pt; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="width: 1%; padding-bottom: 2.5pt; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="width: 1%; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="width: 7%; text-align: right; font-family: Calibri, Helvetica, Sans-Serif">16,856,072</td><td nowrap="nowrap" style="width: 1%; padding-bottom: 2.5pt; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="width: 1%; padding-bottom: 2.5pt; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="width: 1%; border-bottom: Black 2.5pt double; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">$</td><td nowrap="nowrap" style="width: 7%; border-bottom: Black 2.5pt double; text-align: right; font-family: Calibri, Helvetica, Sans-Serif">0.44</td><td nowrap="nowrap" style="width: 1%; padding-bottom: 2.5pt; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="width: 1%; padding-bottom: 2.5pt; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="width: 1%; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">$</td><td nowrap="nowrap" style="width: 7%; text-align: right; font-family: Calibri, Helvetica, Sans-Serif">5,875</td><td nowrap="nowrap" style="width: 1%; padding-bottom: 2.5pt; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="width: 1%; padding-bottom: 2.5pt; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="width: 1%; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="width: 7%; text-align: right; font-family: Calibri, Helvetica, Sans-Serif">16,764,879</td><td nowrap="nowrap" style="width: 1%; padding-bottom: 2.5pt; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="width: 1%; padding-bottom: 2.5pt; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="width: 1%; border-bottom: Black 2.5pt double; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">$</td><td nowrap="nowrap" style="width: 7%; border-bottom: Black 2.5pt double; text-align: right; font-family: Calibri, Helvetica, Sans-Serif">0.35</td><td nowrap="nowrap" style="width: 1%; padding-bottom: 2.5pt; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font-family: Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font-family: Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font-family: Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font-family: Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font-family: Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font-family: Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font-family: Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font-family: Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font-family: Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font-family: Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font-family: Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="font-weight: bold; text-align: justify; padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif">Effect of dilutive securities</td><td nowrap="nowrap" style="font-weight: bold; padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: right; font-family: Calibri, Helvetica, Sans-Serif">&#151;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font-weight: bold; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font-weight: bold; padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: right; font-family: Calibri, Helvetica, Sans-Serif">&#151;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font-weight: bold; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: right; font-family: Calibri, Helvetica, Sans-Serif">&#151;</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: right; font-family: Calibri, Helvetica, Sans-Serif">27,172</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: right; font-family: Calibri, Helvetica, Sans-Serif">&#151;</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: right; font-family: Calibri, Helvetica, Sans-Serif">28,771</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font-family: Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font-family: Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font-family: Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font-family: Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font-family: Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font-family: Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font-family: Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font-family: Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font-family: Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font-family: Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font-family: Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="font-weight: bold; text-align: left; padding-bottom: 2.5pt; font-family: Calibri, Helvetica, Sans-Serif">Diluted EPS per common share</td><td nowrap="nowrap" style="font-weight: bold; padding-bottom: 2.5pt; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font-weight: bold; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">$</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font-weight: bold; text-align: right; font-family: Calibri, Helvetica, Sans-Serif">(26,215</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font-weight: bold; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">)</td><td nowrap="nowrap" style="font-weight: bold; padding-bottom: 2.5pt; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font-weight: bold; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font-weight: bold; text-align: right; font-family: Calibri, Helvetica, Sans-Serif">17,049,513</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font-weight: bold; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font-weight: bold; padding-bottom: 2.5pt; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font-weight: bold; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">$</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font-weight: bold; text-align: right; font-family: Calibri, Helvetica, Sans-Serif">(1.54</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font-weight: bold; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">)</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">$</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; text-align: right; font-family: Calibri, Helvetica, Sans-Serif">7,476</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; text-align: right; font-family: Calibri, Helvetica, Sans-Serif">16,883,244</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">$</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; text-align: right; font-family: Calibri, Helvetica, Sans-Serif">0.44</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">$</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; text-align: right; font-family: Calibri, Helvetica, Sans-Serif">5,875</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; text-align: right; font-family: Calibri, Helvetica, Sans-Serif">16,793,650</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">$</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; text-align: right; font-family: Calibri, Helvetica, Sans-Serif">0.35</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
</table>

<p style="font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify">&#160;</p>

<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">For the year ended December 31, 2012,
all potentially dilutive common stock issuances were disregarded for the purpose of calculating diluted earnings per common share
because the Company recorded a net loss and their impact would have been anti-dilutive. For the year ended December 31, 2011 and
2010, there were 396,669 options and 604,752 options, respectively, that were anti-dilutive because the exercise price exceeded
the average market price for the year, and thus are not included in the calculation to determine the effect of dilutive securities.</p>

<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">&#160;</p>

<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">In addition, the warrant for 616,308 shares
issued to the Treasury in 2009 and repurchased by the Company in 2011 was anti-dilutive during 2010 and 2011 &#150; see Note 19
for additional information.</p>

<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">&#160;</p>

<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"><font style="font-family: Calibri, Helvetica, Sans-Serif"><b>(p)
Fair Value of Financial Instruments</b> </font><font style="font-family: Symbol">-</font><font style="font-family: Calibri, Helvetica, Sans-Serif">
Relevant accounting guidance requires that the Company disclose estimated fair values for its financial instruments. Fair value
methods and assumptions are set forth below for the Company&#146;s financial instruments.</font></p>

<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">&#160;</p>

<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"><font style="font-family: Calibri, Helvetica, Sans-Serif">Cash
and Amounts Due from Banks, Federal Funds Sold, Presold Mortgages in Process of Settlement, Accrued Interest Receivable, and Accrued
Interest Payable </font><font style="font-family: Symbol">-</font><font style="font-family: Calibri, Helvetica, Sans-Serif"> The
carrying amounts approximate their fair value because of the short maturity of these financial instruments.</font></p>

<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left; text-indent: 0.25in">&#160;</p>

<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"><font style="font-family: Calibri, Helvetica, Sans-Serif">Available
for Sale and Held to Maturity Securities </font><font style="font-family: Symbol">-</font><font style="font-family: Calibri, Helvetica, Sans-Serif">
Fair values are provided by a third-party and are based on quoted market prices, where available. If quoted market prices are not
available, fair values are based on quoted market prices of comparable instruments or matrix pricing.</font></p>

<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left; text-indent: 0.25in">&#160;</p>

<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"><font style="font-family: Calibri, Helvetica, Sans-Serif">Loans
</font><font style="font-family: Symbol">-</font><font style="font-family: Calibri, Helvetica, Sans-Serif"> For nonimpaired loans,
fair values are estimated for portfolios of loans with similar financial characteristics. Loans are segregated by type such as
commercial, financial and agricultural, real estate construction, real estate mortgages and installment loans to individuals. Each
loan category is further segmented into fixed and variable interest rate terms. The fair value for each category is determined
by discounting scheduled future cash flows using current interest rates offered on loans with similar risk characteristics. Fair
values for impaired loans are primarily based on estimated proceeds expected upon liquidation of the collateral.</font></p>

<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">&#160;</p>



<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">&#160;</p>

<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">Loans held for sale &#150; The carrying
value of loans held for sale approximates fair value at December 31, 2012 as these loans were discounted to liquidation value in
connection with an offer to purchase received prior to December 31, 2012.</p>

<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left; text-indent: 0.25in">&#160;</p>

<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">FDIC Indemnification Asset &#150; Fair
value is equal to the FDIC reimbursement rate of the expected losses to be incurred and reimbursed by the FDIC and then discounted
over the estimated period of receipt.</p>

<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">&#160;</p>

<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">Bank-Owned Life Insurance &#150; The
carrying value of life insurance approximates fair value because this investment is carried at cash surrender value, as determined
by the issuer.</p>

<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left; text-indent: 0.25in">&#160;</p>

<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"><font style="font-family: Calibri, Helvetica, Sans-Serif">Deposits
and Securities Sold Under Agreements to Repurchase </font><font style="font-family: Symbol">-</font><font style="font-family: Calibri, Helvetica, Sans-Serif">
The fair value of securities sold under agreements to repurchase and deposits with no stated maturity, such as noninterest-bearing
checking accounts, savings accounts, interest-bearing checking accounts, and money market accounts, is equal to the amount payable
on demand as of the valuation date. The fair value of certificates of deposit is based on the discounted value of contractual cash
flows. The discount rate is estimated using the rates currently offered for deposits of similar remaining maturities.</font></p>

<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">&#160;</p>

<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"><font style="font-family: Calibri, Helvetica, Sans-Serif">Borrowings
</font><font style="font-family: Symbol">-</font><font style="font-family: Calibri, Helvetica, Sans-Serif"> The fair value of borrowings
is based on the discounted value of contractual cash flows. The discount rate is estimated using the rates currently offered by
the Company&#146;s lenders for debt of similar remaining maturities.</font></p>

<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify">&#160;</p>

<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"><font style="font-family: Calibri, Helvetica, Sans-Serif">Commitments
to Extend Credit and Standby Letters of Credit </font><font style="font-family: Symbol">-</font><font style="font-family: Calibri, Helvetica, Sans-Serif">
At December 31, 2012 and 2011, the Company&#146;s off-balance sheet financial instruments had no carrying value. The large majority
of commitments to extend credit and standby letters of credit are at variable rates and/or have relatively short terms to maturity.
Therefore, the fair value for these financial instruments is considered to be immaterial. </font></p>

<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify">&#160;</p>

<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">Fair value estimates are made at a specific
point in time, based on relevant market information and information about the financial instrument. These estimates do not reflect
any premium or discount that could result from offering for sale at one time the Company&#146;s entire holdings of a particular
financial instrument. Because no highly liquid market exists for a significant portion of the Company&#146;s financial instruments,
fair value estimates are based on judgments regarding future expected loss experience, current economic conditions, risk characteristics
of various financial instruments, and other factors. These estimates are subjective in nature and involve uncertainties and matters
of significant judgment and therefore cannot be determined with precision. Changes in assumptions could significantly affect the
estimates.</p>

<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left; text-indent: 0.25in">&#160;</p>

<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">Fair value estimates are based on existing
on- and off-balance sheet financial instruments without attempting to estimate the value of anticipated future business and the
value of assets and liabilities that are not considered financial instruments. Significant assets and liabilities that are not
considered financial assets or liabilities include net premises and equipment, intangible and other assets such as foreclosed properties,
deferred income taxes, prepaid expense accounts, income taxes currently payable and other various accrued expenses. In addition,
the income tax ramifications related to the realization of the unrealized gains and losses can have a significant effect on fair
value estimates and have not been considered in any of the estimates.</p>

<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">&#160;</p>

<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"><font style="font-family: Calibri, Helvetica, Sans-Serif"><b>(q)
Impairment </b></font><font style="font-family: Symbol">-</font><font style="font-family: Calibri, Helvetica, Sans-Serif"> Goodwill
is evaluated for impairment on at least an annual basis by comparing the fair value of the reporting units to their related carrying
value. If the carrying value of a reporting unit exceeds its fair value, the Company determines whether the implied fair value
of the goodwill, using various valuation techniques, exceeds the carrying value of the goodwill. If the carrying value of the goodwill
exceeds the implied fair value of the goodwill, an impairment loss is recorded in an amount equal to that excess.</font></p>

<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left; text-indent: 13.5pt">&#160;</p>

<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">The Company reviews all other long-lived
assets, including identifiable intangible assets, for impairment whenever events or changes in circumstances indicate that the
carrying value may not be recoverable. The Company&#146;s policy is that an impairment loss is recognized if the sum of the undiscounted
future cash flows is less than the carrying amount of the asset. Any long-lived assets to be disposed of are reported at the lower
of the carrying amount or fair value, less costs to sell.</p>

<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">&#160;</p>



<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">&#160;</p>

<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">To date, the Company has not recorded
any impairment write-downs of its long-lived assets or goodwill.</p>

<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">&#160;</p>

<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"><font style="font-family: Calibri, Helvetica, Sans-Serif"><b>(r)
Comprehensive Income </b></font><b><font style="font-family: Symbol">-</font><font style="font-family: Calibri, Helvetica, Sans-Serif">
</font></b><font style="font-family: Calibri, Helvetica, Sans-Serif">Comprehensive income is defined as the change in equity during
a period for non-owner transactions and is divided into net income and other comprehensive income. Other comprehensive income includes
revenues, expenses, gains, and losses that are excluded from earnings under current accounting standards. The components of accumulated
other comprehensive income (loss) for the Company are as follows:</font></p>

<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify">&#160;</p>

<table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif">
<tr style="vertical-align: bottom; font-family: Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="font-style: italic; text-align: justify; font-family: Calibri, Helvetica, Sans-Serif">($ in thousands)</td><td nowrap="nowrap" style="font-weight: bold; padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="font-weight: bold; text-align: center; border-bottom: Black 1pt solid; font-family: Calibri, Helvetica, Sans-Serif">December 31, <br />
2012</td><td nowrap="nowrap" style="padding-bottom: 1pt; font-weight: bold; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font-family: Calibri, Helvetica, Sans-Serif">December 31, <br />
2011</td><td nowrap="nowrap" style="padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font-family: Calibri, Helvetica, Sans-Serif">December 31,<br />
 2010</td><td nowrap="nowrap" style="padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font-family: Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="width: 67%; text-align: left; text-indent: -0.25in; padding-left: 0.25in; font-family: Calibri, Helvetica, Sans-Serif">Unrealized gain on securities available for sale</td><td nowrap="nowrap" style="width: 1%; font-weight: bold; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="width: 1%; font-weight: bold; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">$</td><td nowrap="nowrap" style="width: 8%; font-weight: bold; text-align: right; font-family: Calibri, Helvetica, Sans-Serif">3,290</td><td nowrap="nowrap" style="width: 1%; font-weight: bold; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="width: 1%; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="width: 1%; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="width: 8%; text-align: right; font-family: Calibri, Helvetica, Sans-Serif">3,896</td><td nowrap="nowrap" style="width: 1%; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="width: 1%; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="width: 1%; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="width: 8%; text-align: right; font-family: Calibri, Helvetica, Sans-Serif">2,478</td><td nowrap="nowrap" style="width: 1%; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font-family: Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt; text-indent: -0.25in; padding-left: 0.25in; font-family: Calibri, Helvetica, Sans-Serif">&#160;&#160;&#160;&#160;&#160;Deferred tax liability</td><td nowrap="nowrap" style="font-weight: bold; padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: right; font-family: Calibri, Helvetica, Sans-Serif">(1,283</td><td nowrap="nowrap" style="padding-bottom: 1pt; font-weight: bold; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">)</td><td nowrap="nowrap" style="padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: right; font-family: Calibri, Helvetica, Sans-Serif">(1,520</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">)</td><td nowrap="nowrap" style="padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: right; font-family: Calibri, Helvetica, Sans-Serif">(966</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">)</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font-family: Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt; text-indent: -0.25in; padding-left: 0.25in; font-family: Calibri, Helvetica, Sans-Serif">Net unrealized gain on securities available for sale</td><td nowrap="nowrap" style="font-weight: bold; padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: right; font-family: Calibri, Helvetica, Sans-Serif">2,007</td><td nowrap="nowrap" style="padding-bottom: 1pt; font-weight: bold; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: right; font-family: Calibri, Helvetica, Sans-Serif">2,376</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: right; font-family: Calibri, Helvetica, Sans-Serif">1,512</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font-family: Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; text-indent: -0.25in; padding-left: 0.25in; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font-family: Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font-family: Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font-family: Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font-family: Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; text-indent: -0.25in; padding-left: 0.25in; font-family: Calibri, Helvetica, Sans-Serif">Additional pension liability</td><td nowrap="nowrap" style="font-weight: bold; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="font-weight: bold; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font-weight: bold; text-align: right; font-family: Calibri, Helvetica, Sans-Serif">(3,579</td><td nowrap="nowrap" style="font-weight: bold; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">)</td><td nowrap="nowrap" style="font-family: Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">(18,278</td><td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">)</td><td nowrap="nowrap" style="font-family: Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">(10,905</td><td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">)</td></tr>
<tr style="vertical-align: bottom; background-color: White; font-family: Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt; text-indent: -0.25in; padding-left: 0.25in; font-family: Calibri, Helvetica, Sans-Serif">&#160;&#160;&#160;&#160;&#160;Deferred tax asset</td><td nowrap="nowrap" style="font-weight: bold; padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: right; font-family: Calibri, Helvetica, Sans-Serif">1,396</td><td nowrap="nowrap" style="padding-bottom: 1pt; font-weight: bold; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: right; font-family: Calibri, Helvetica, Sans-Serif">7,220</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: right; font-family: Calibri, Helvetica, Sans-Serif">4,308</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font-family: Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt; text-indent: -0.25in; padding-left: 0.25in; font-family: Calibri, Helvetica, Sans-Serif">Net additional pension liability</td><td nowrap="nowrap" style="font-weight: bold; padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: right; font-family: Calibri, Helvetica, Sans-Serif">(2,183</td><td nowrap="nowrap" style="padding-bottom: 1pt; font-weight: bold; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">)</td><td nowrap="nowrap" style="padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: right; font-family: Calibri, Helvetica, Sans-Serif">(11,058</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">)</td><td nowrap="nowrap" style="padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: right; font-family: Calibri, Helvetica, Sans-Serif">(6,597</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">)</td></tr>
<tr style="vertical-align: bottom; background-color: White; font-family: Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; text-indent: -0.25in; padding-left: 0.25in; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font-family: Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font-family: Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font-family: Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font-family: Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt; text-indent: -0.25in; padding-left: 0.25in; font-family: Calibri, Helvetica, Sans-Serif">Total accumulated other comprehensive income (loss)</td><td nowrap="nowrap" style="font-weight: bold; padding-bottom: 2.5pt; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font-weight: bold; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">$</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font-weight: bold; text-align: right; font-family: Calibri, Helvetica, Sans-Serif">(176</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font-weight: bold; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">)</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; text-align: right; font-family: Calibri, Helvetica, Sans-Serif">(8,682</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">)</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; text-align: right; font-family: Calibri, Helvetica, Sans-Serif">(5,085</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">)</td></tr>
</table>

<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify">&#160;</p>

<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"><font style="font-family: Calibri, Helvetica, Sans-Serif"><b>(s)
Segment Reporting </b></font><b><font style="font-family: Symbol">-</font></b><font style="font-family: Calibri, Helvetica, Sans-Serif">
Accounting standards require management to report selected financial and descriptive information about reportable operating segments.
The standards also require related disclosures about products and services, geographic areas, and major customers. Generally, disclosures
are required for segments internally identified to evaluate performance and resource allocation. The Company&#146;s operations
are primarily within the banking segment, and the financial statements presented herein reflect the results of that segment. The
Company has no foreign operations or customers.</font></p>

<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">&#160;</p>

<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"><font style="font-family: Calibri, Helvetica, Sans-Serif"><b>(t)
Reclassifications</b> </font><font style="font-family: Symbol">-</font><font style="font-family: Calibri, Helvetica, Sans-Serif">
Certain amounts for prior years have been reclassified to conform to the 2012 presentation. The reclassifications had no effect
on net income or shareholders&#146; equity as previously presented, nor did they materially impact trends in financial information.</font></p>

<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"><b>&#160;</b></p>

<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"><font style="font-family: Calibri, Helvetica, Sans-Serif"><b>(u)
Recent Accounting Pronouncements </b></font><b><font style="font-family: Symbol">-</font></b><font style="font-family: Calibri, Helvetica, Sans-Serif">
In April 2011, the FASB issued additional guidance to assist creditors with their determination of when a restructuring is a Troubled
Debt Restructuring (&#147;TDR&#148;). The determination is based on whether the restructuring constitutes a concession and whether
the debtor is experiencing financial difficulties as both events must be present. The new guidance was effective for the Company
beginning January 1, 2012 and did not have a material effect on the Company&#146;s TDR determinations.</font></p>

<p style="font: 10pt Calibri, Helvetica, Sans-Serif; margin: 0">&#160;</p>

<p style="font: 10pt Calibri, Helvetica, Sans-Serif; margin: 0">In May 2011, new guidance amended the Fair Value Measurement Topic
by clarifying the application of existing fair value measurement and disclosure requirements and by changing particular principles
or requirements for measuring fair value or for disclosing information about fair value measurements. The amendments were effective
for the Company beginning January 1, 2012 and had no effect on the financial statements.</p>

<p style="font: 10pt Calibri, Helvetica, Sans-Serif; margin: 0">&#160;</p>

<p style="font: 10pt Calibri, Helvetica, Sans-Serif; margin: 0">The Comprehensive Income Topic was amended in June 2011. The amendment
eliminates the option to present other comprehensive income as a part of the statement of changes in stockholders&#146; equity
and requires consecutive presentation of the statement of net income and other comprehensive income. The amendments were applicable
to the Company on January 1, 2012 and have been applied retrospectively.</p>

<p style="font: 10pt Calibri, Helvetica, Sans-Serif; margin: 0">&#160;</p>

<p style="font: 10pt Calibri, Helvetica, Sans-Serif; margin: 0">The FASB amended the Comprehensive Income Topic in February 2013.
The amendments address reporting of amounts reclassified out of accumulated other comprehensive income. Specifically, the amendments
do not change the current requirements for reporting net income or other comprehensive income in financial statements. However,
the amendments do require an entity to provide information about the amounts reclassified out of accumulated other comprehensive
income by component. In addition, in certain circumstances an entity is required to present, either on the face of the statement
where net income is presented or in the notes, significant amounts reclassified out of accumulated other comprehensive income by
the respective line items of net income. The amendments will be effective for the Company on a prospective basis for reporting
periods beginning after December 15, 2012. Early adoption is permitted. The Company does not expect these amendments to have a
material effect on its financial statements.</p>

<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">&#160;</p>



<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">&#160;</p>

<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">In September 2011, the Intangibles Topic
was amended to permit an entity to consider qualitative factors to determine whether it is more likely than not that the fair value
of a reporting unit is less than its carrying amount as a basis for determining whether it is necessary to perform the two-step
goodwill impairment test. These amendments were effective for the Company on January 1, 2012 and had no effect on the financial
statements.</p>

<p style="font: 10pt Calibri, Helvetica, Sans-Serif; margin: 0">&#160;</p>

<p style="font: 10pt Calibri, Helvetica, Sans-Serif; margin: 0">In July 2012, the Intangibles Topic was further amended to permit
an entity to consider qualitative factors to determine whether it is more likely than not that indefinite-lived intangible assets
are impaired. If it is determined to be more likely than not that indefinite-lived intangible assets are impaired, then the entity
is required to determine the fair value of the indefinite-lived intangible asset and perform the quantitative impairment test by
comparing the fair value with the carrying amount. The amendments are effective for annual and interim impairment tests performed
for fiscal years beginning after September 15, 2012. Early adoption is permitted. The amendments are not expected to have a material
effect on the Company&#146;s financial statements.</p>

<p style="font: 10pt Calibri, Helvetica, Sans-Serif; margin: 0">&#160;</p>

<p style="font: 10pt Calibri, Helvetica, Sans-Serif; margin: 0">In October 2012, the Business Combinations topic was amended to
address the subsequent accounting for an indemnification asset resulting from a government-assisted acquisition of a financial
institution. The guidance indicates that when a reporting entity records an indemnification asset as a result of a government-assisted
acquisition of a financial institution involving an indemnification agreement, the indemnification asset should be subsequently
measured on the same basis as the asset subject to indemnification. Any amortization of changes in value should be limited to any
contractual limitations on the amount and the term of the indemnification agreement. The amendments should be applied prospectively
to any new indemnification assets acquired and to changes in expected cash flows of existing indemnification assets occurring on
or after the date of adoption. Prior periods would not be adjusted. These changes will be effective for 2013, however early adoption
is permitted. The amendments are not expected to have a material effect on the Company&#146;s financial statements.</p>

<p style="font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify">&#160;</p>

<p style="font: 10pt Calibri, Helvetica, Sans-Serif; margin: 0">Other accounting standards that have been issued
or proposed by the FASB or other standards-setting bodies are not expected to have a material impact on the Company&#146;s financial
position, results of operations or cash flows.</p>

<p style="font: 10pt Calibri, Helvetica, Sans-Serif; margin: 0">&#160;&#160;</p><span></span></td>
      </tr>
    </table>
    <div style="display: none;">
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AccountingPoliciesAbstract">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_AccountingPoliciesAbstract</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:stringItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_SignificantAccountingPoliciesTextBlock">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The entire disclosure for all significant accounting policies of the reporting entity.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 235<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 6<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6367646&amp;loc=d3e18861-107790<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 235<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 2<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6367646&amp;loc=d3e18743-107790<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 235<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 3<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6367646&amp;loc=d3e18780-107790<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 235<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 5<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6367646&amp;loc=d3e18854-107790<br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 235<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 1<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6367646&amp;loc=d3e18726-107790<br><br><br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher AICPA<br><br> -Name Accounting Principles Board Opinion (APB)<br><br> -Number 22<br><br> -Paragraph 8<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_SignificantAccountingPoliciesTextBlock</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>nonnum:textBlockItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
    </div>
  </body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>69
<FILENAME>R32.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
  <head>
    <META http-equiv="Content-Type" content="text/html; charset=us-ascii">
    <link rel="StyleSheet" type="text/css" href="report.css"><script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script></head>
  <body><span style="display: none;">v2.4.0.6</span><table class="report" border="0" cellspacing="2" id="ID0ECPAC">
      <tr>
        <th class="tl" colspan="1" rowspan="2">
          <div style="width: 200px;"><strong>Loans and Asset Quality Information (Tables)<br></strong></div>
        </th>
        <th class="th" colspan="1">12 Months Ended</th>
      </tr>
      <tr>
        <th class="th">
          <div>Dec. 31, 2012</div>
        </th>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_FBP_LoansAndAssetQualityInformationTablesAbstract', window );"><strong>Loans And Asset Quality Information Tables</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_FBP_ScheduleOfAllLoansTableTextBlock', window );">Summary of the major categories of total loans outstanding</a></td>
        <td class="text"><p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">The following is a summary of the major
categories of total loans outstanding:</p>

<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">&#160;</p>

<table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif">
<tr style="vertical-align: bottom; font-family: Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif"><p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"><i>($
in thousands)</i></p></td><td nowrap="nowrap" style="font-weight: bold; padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td colspan="6" nowrap="nowrap" style="font-weight: bold; text-align: center; border-bottom: Black 1pt solid; font-family: Calibri, Helvetica, Sans-Serif">December 31, 2012</td><td nowrap="nowrap" style="padding-bottom: 1pt; font-weight: bold; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td colspan="6" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font-family: Calibri, Helvetica, Sans-Serif">December 31, 2011</td><td nowrap="nowrap" style="padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; font-family: Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font-weight: bold; padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="font-weight: bold; text-align: center; border-bottom: Black 1pt solid; font-family: Calibri, Helvetica, Sans-Serif">Amount</td><td nowrap="nowrap" style="padding-bottom: 1pt; font-weight: bold; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font-weight: bold; padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="font-weight: bold; text-align: center; border-bottom: Black 1pt solid; font-family: Calibri, Helvetica, Sans-Serif">Percentage</td><td nowrap="nowrap" style="padding-bottom: 1pt; font-weight: bold; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font-family: Calibri, Helvetica, Sans-Serif">Amount</td><td nowrap="nowrap" style="padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font-family: Calibri, Helvetica, Sans-Serif">Percentage</td><td nowrap="nowrap" style="padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font-family: Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="font-weight: bold; text-decoration: underline; text-align: left; padding-left: 0; font-family: Calibri, Helvetica, Sans-Serif">All&#160;loans (non-covered and covered):</td><td nowrap="nowrap" style="font-family: Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font-family: Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font-family: Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font-family: Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font-family: Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; padding-left: 5.4pt; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font-family: Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font-family: Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font-family: Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font-family: Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font-family: Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="width: 60%; text-align: left; text-indent: -12pt; padding-left: 12pt; font-family: Calibri, Helvetica, Sans-Serif">Commercial, financial, and agricultural</td><td nowrap="nowrap" style="width: 1%; font-weight: bold; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="width: 1%; font-weight: bold; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">$</td><td nowrap="nowrap" style="width: 7%; font-weight: bold; text-align: right; font-family: Calibri, Helvetica, Sans-Serif">160,790</td><td nowrap="nowrap" style="width: 1%; font-weight: bold; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="width: 1%; font-weight: bold; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="width: 1%; font-weight: bold; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="width: 7%; font-weight: bold; text-align: right; font-family: Calibri, Helvetica, Sans-Serif">7%</td><td nowrap="nowrap" style="width: 1%; font-weight: bold; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="width: 1%; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="width: 1%; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">$</td><td nowrap="nowrap" style="width: 7%; text-align: right; font-family: Calibri, Helvetica, Sans-Serif">162,099</td><td nowrap="nowrap" style="width: 1%; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="width: 1%; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="width: 1%; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="width: 7%; text-align: right; font-family: Calibri, Helvetica, Sans-Serif">7%</td><td nowrap="nowrap" style="width: 1%; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font-family: Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; text-indent: -12pt; padding-left: 12pt; font-family: Calibri, Helvetica, Sans-Serif">Real estate &#150; construction, land development &#38; other land loans</td><td nowrap="nowrap" style="font-weight: bold; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="font-weight: bold; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font-weight: bold; text-align: right; font-family: Calibri, Helvetica, Sans-Serif">298,458</td><td nowrap="nowrap" style="font-weight: bold; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font-weight: bold; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="font-weight: bold; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font-weight: bold; text-align: right; font-family: Calibri, Helvetica, Sans-Serif">13%</td><td nowrap="nowrap" style="font-weight: bold; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font-family: Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">363,079</td><td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font-family: Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">15%</td><td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font-family: Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; text-indent: -12pt; padding-left: 12pt; font-family: Calibri, Helvetica, Sans-Serif">Real estate &#150; mortgage &#150; residential (1-4 family) first mortgages</td><td nowrap="nowrap" style="font-weight: bold; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="font-weight: bold; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font-weight: bold; text-align: right; font-family: Calibri, Helvetica, Sans-Serif">815,281</td><td nowrap="nowrap" style="font-weight: bold; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font-weight: bold; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="font-weight: bold; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font-weight: bold; text-align: right; font-family: Calibri, Helvetica, Sans-Serif">34%</td><td nowrap="nowrap" style="font-weight: bold; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font-family: Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">805,542</td><td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font-family: Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">33%</td><td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font-family: Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; text-indent: -12pt; padding-left: 12pt; font-family: Calibri, Helvetica, Sans-Serif">Real estate &#150; mortgage &#150; home equity loans / lines of credit</td><td nowrap="nowrap" style="font-weight: bold; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="font-weight: bold; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font-weight: bold; text-align: right; font-family: Calibri, Helvetica, Sans-Serif">238,925</td><td nowrap="nowrap" style="font-weight: bold; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font-weight: bold; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="font-weight: bold; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font-weight: bold; text-align: right; font-family: Calibri, Helvetica, Sans-Serif">10%</td><td nowrap="nowrap" style="font-weight: bold; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font-family: Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">256,509</td><td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font-family: Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">11%</td><td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font-family: Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; text-indent: -12pt; padding-left: 12pt; font-family: Calibri, Helvetica, Sans-Serif">Real estate &#150; mortgage &#150; commercial and other</td><td nowrap="nowrap" style="font-weight: bold; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="font-weight: bold; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font-weight: bold; text-align: right; font-family: Calibri, Helvetica, Sans-Serif">789,746</td><td nowrap="nowrap" style="font-weight: bold; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font-weight: bold; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="font-weight: bold; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font-weight: bold; text-align: right; font-family: Calibri, Helvetica, Sans-Serif">33%</td><td nowrap="nowrap" style="font-weight: bold; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font-family: Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">762,895</td><td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font-family: Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">31%</td><td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font-family: Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt; text-indent: -12pt; padding-left: 12pt; font-family: Calibri, Helvetica, Sans-Serif">Installment loans to individuals</td><td nowrap="nowrap" style="font-weight: bold; padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: right; font-family: Calibri, Helvetica, Sans-Serif">71,933</td><td nowrap="nowrap" style="padding-bottom: 1pt; font-weight: bold; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font-weight: bold; padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: right; font-family: Calibri, Helvetica, Sans-Serif">3%</td><td nowrap="nowrap" style="padding-bottom: 1pt; font-weight: bold; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: right; font-family: Calibri, Helvetica, Sans-Serif">78,982</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: right; font-family: Calibri, Helvetica, Sans-Serif">3%</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font-family: Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; text-indent: -12pt; padding-left: 12pt; font-family: Calibri, Helvetica, Sans-Serif">&#160;&#160;&#160;&#160;Subtotal</td><td nowrap="nowrap" style="font-weight: bold; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="font-weight: bold; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font-weight: bold; text-align: right; font-family: Calibri, Helvetica, Sans-Serif">2,375,133</td><td nowrap="nowrap" style="font-weight: bold; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font-weight: bold; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="font-weight: bold; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font-weight: bold; text-align: right; font-family: Calibri, Helvetica, Sans-Serif">100%</td><td nowrap="nowrap" style="font-weight: bold; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font-family: Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">2,429,106</td><td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font-family: Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">100%</td><td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font-family: Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt; text-indent: -12pt; padding-left: 12pt; font-family: Calibri, Helvetica, Sans-Serif">Unamortized net deferred loan costs</td><td nowrap="nowrap" style="font-weight: bold; padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: right; font-family: Calibri, Helvetica, Sans-Serif">1,324</td><td nowrap="nowrap" style="padding-bottom: 1pt; font-weight: bold; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: right; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: right; font-family: Calibri, Helvetica, Sans-Serif">1,280</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: right; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font-family: Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt; padding-left: 0; font-family: Calibri, Helvetica, Sans-Serif">&#160;&#160;&#160;&#160;Total loans</td><td nowrap="nowrap" style="font-weight: bold; padding-bottom: 2.5pt; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font-weight: bold; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">$</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font-weight: bold; text-align: right; font-family: Calibri, Helvetica, Sans-Serif">2,376,457</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font-weight: bold; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font-weight: bold; padding-bottom: 2.5pt; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="padding-bottom: 2.5pt; font-weight: bold; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font-weight: bold; text-align: right; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font-weight: bold; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">$</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; text-align: right; font-family: Calibri, Helvetica, Sans-Serif">2,430,386</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: right; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
</table>

<p style="font: 10pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left; text-indent: 0.25in">&#160;&#160;</p><span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_FBP_ScheduleOfMajorCategoriesOfNoncoveredLoansOutstandingtableTextBlock', window );">Summary of the major categories of non-covered loans outstanding</a></td>
        <td class="text"><p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">The following is a summary of the major
categories of non-covered loans outstanding:</p>

<table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif">
<tr style="vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"><p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">&#160;</p><p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"><i>($ in thousands)</i></p></td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt">&#160;</td>
    <td colspan="6" nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: center; border-bottom: Black 1pt solid">December 31, 2012</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: bold 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td colspan="6" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif">December 31, 2011</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: center; border-bottom: Black 1pt solid">Amount</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: bold 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: center; border-bottom: Black 1pt solid">Percentage</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: bold 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif">Amount</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif">Percentage</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-decoration: underline; text-align: left; padding-left: 0">Non-covered loans:</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; padding-left: 5.4pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="width: 60%; text-align: left; text-indent: -12pt; padding-left: 12pt; font: 10pt Calibri, Helvetica, Sans-Serif">Commercial, financial, and agricultural</td><td nowrap="nowrap" style="width: 1%; font: bold 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="width: 1%; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">$</td><td nowrap="nowrap" style="width: 7%; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">155,273</td><td nowrap="nowrap" style="width: 1%; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="width: 1%; font: bold 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="width: 1%; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="width: 7%; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">7%</td><td nowrap="nowrap" style="width: 1%; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">$</td><td nowrap="nowrap" style="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">152,627</td><td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">8%</td><td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; text-indent: -12pt; padding-left: 12pt; font: 10pt Calibri, Helvetica, Sans-Serif">Real estate &#150; construction, land development &#38; other land loans</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">251,569</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">12%</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">290,983</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">14%</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; text-indent: -12pt; padding-left: 12pt; font: 10pt Calibri, Helvetica, Sans-Serif">Real estate &#150; mortgage &#150; residential (1-4 family) first mortgages</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">679,401</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">33%</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">646,616</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">31%</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; text-indent: -12pt; padding-left: 12pt; font: 10pt Calibri, Helvetica, Sans-Serif">Real estate &#150; mortgage &#150; home equity loans / lines of credit</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">219,443</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">11%</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">233,171</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">11%</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; text-indent: -12pt; padding-left: 12pt; font: 10pt Calibri, Helvetica, Sans-Serif">Real estate &#150; mortgage &#150; commercial and other</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">715,973</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">34%</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">666,882</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">32%</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt; text-indent: -12pt; padding-left: 12pt; font: 10pt Calibri, Helvetica, Sans-Serif">Installment loans to individuals</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">71,160</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">3%</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">77,593</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">4%</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; text-indent: -12pt; padding-left: 12pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;&#160;&#160;&#160;Subtotal</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">2,092,819</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">100%</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">2,067,872</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">100%</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt; text-indent: -12pt; padding-left: 12pt; font: 10pt Calibri, Helvetica, Sans-Serif">Unamortized net deferred loan costs</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">1,324</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">1,280</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt; padding-left: 0; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;&#160;&#160;&#160;Total non-covered loans</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 2.5pt">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">$</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">2,094,143</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 2.5pt">&#160;</td>
    <td nowrap="nowrap" style="padding-bottom: 2.5pt; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">$</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">2,069,152</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
</table>

<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">&#160;</p><span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_FBP_ScheduleOfCarryingAmountOfCoveredLoansTableTextBlock', window );">Carrying amount of the covered loans</a></td>
        <td class="text"><p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">The carrying amount of the covered loans
at December 31, 2012 consisted of loans that were identified on the date of their purchase as being impaired and those that were
classified on the date of their purchase as nonimpaired, as follows:</p>

<p style="font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0.25in">&#160;</p>

<table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif">
<tr style="vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="font: italic 10pt Calibri, Helvetica, Sans-Serif; text-align: justify">($ in thousands)</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif">Impaired <br />
Purchased <br />Loans &#150; <br />
Carrying <br />
Value</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif">Impaired<br />
 Purchased <br />
Loans &#150; <br />
Unpaid <br />
Principal <br />
Balance</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif">Nonimpaired <br />
Purchased <br />Loans &#150;<br />
 Carrying <br />
Value</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif">Nonimpaired<br />
 Purchased <br />
Loans - <br />
Unpaid<br />
 Principal <br />
Balance</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif">Total <br />
Covered <br />Loans &#150; <br />
Carrying <br />
Value</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif">Total<br />
 Covered <br />
Loans &#150; <br />
Unpaid <br />
Principal <br />
Balance</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-decoration: underline; text-align: justify">Covered loans:</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="width: 40%; text-align: left; text-indent: -12pt; padding-left: 12pt; font: 10pt Calibri, Helvetica, Sans-Serif">Commercial, financial, and agricultural</td><td nowrap="nowrap" style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">$</td><td nowrap="nowrap" style="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">71</td><td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">148</td><td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">5,446</td><td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">7,009</td><td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">5,517</td><td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">7,157</td><td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; text-indent: -12pt; padding-left: 12pt; font: 10pt Calibri, Helvetica, Sans-Serif">Real estate &#150; construction, land development &#38; other land loans</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">1,575</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">2,594</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">45,314</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">82,676</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">46,889</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">85,270</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; text-indent: -12pt; padding-left: 12pt; font: 10pt Calibri, Helvetica, Sans-Serif">Real estate &#150; mortgage &#150; residential (1-4 family) first mortgages</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">794</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">1,902</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">135,086</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">161,416</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">135,880</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">163,318</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; text-indent: -12pt; padding-left: 12pt; font: 10pt Calibri, Helvetica, Sans-Serif">Real estate &#150; mortgage &#150; home equity loans / lines of credit</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">16</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">56</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">19,466</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">24,431</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">19,482</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">24,487</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; text-indent: -12pt; padding-left: 12pt; font: 10pt Calibri, Helvetica, Sans-Serif">Real estate &#150; mortgage &#150; commercial and other</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">2,369</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">4,115</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">71,404</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">94,502</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">73,773</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">98,617</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt; text-indent: -12pt; padding-left: 12pt; font: 10pt Calibri, Helvetica, Sans-Serif">Installment loans to individuals</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">&#151;</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">&#151;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">773</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">828</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">773</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">828</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; padding-bottom: 2.5pt; text-indent: -12pt; padding-left: 12pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;&#160;&#160;&#160;&#160;Total</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">$</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">4,825</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">8,815</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">277,489</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">370,862</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">282,314</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">379,677</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
</table>

<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left; text-indent: 0.25in">&#160;</p>





<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">&#160;</p>

<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">The carrying amount of the covered loans
at December 31, 2011 consisted of impaired and nonimpaired purchased loans, as follows:</p>

<p style="font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0.25in">&#160;</p>

<table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif">
<tr style="vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="font: italic 10pt Calibri, Helvetica, Sans-Serif; text-align: justify">($ in thousands)</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif">Impaired <br />
Purchased <br />Loans &#150; <br />
Carrying <br />
Value</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif">Impaired <br />
Purchased <br />
Loans &#150; <br />
Unpaid <br />
Principal <br />
Balance</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif">Nonimpaired <br />
Purchased <br />Loans &#150; <br />
Carrying <br />
Value</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif">Nonimpaired <br />
Purchased <br />
Loans - <br />
Unpaid <br />
Principal <br />
Balance</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif">Total<br />
 Covered <br />Loans &#150;<br />
 Carrying <br />
Value</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif">Total <br />
Covered <br />
Loans &#150; <br />
Unpaid <br />
Principal <br />
Balance</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-decoration: underline; text-align: justify">Covered loans:</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="width: 40%; text-align: left; text-indent: -12pt; padding-left: 12pt; font: 10pt Calibri, Helvetica, Sans-Serif">Commercial, financial, and agricultural</td><td nowrap="nowrap" style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">$</td><td nowrap="nowrap" style="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">69</td><td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">319</td><td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">9,403</td><td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">11,736</td><td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">9,472</td><td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">12,055</td><td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; text-indent: -12pt; padding-left: 12pt; font: 10pt Calibri, Helvetica, Sans-Serif">Real estate &#150; construction, land development &#38; other land loans</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">3,865</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">8,505</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">68,231</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">115,489</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">72,096</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">123,994</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; text-indent: -12pt; padding-left: 12pt; font: 10pt Calibri, Helvetica, Sans-Serif">Real estate &#150; mortgage &#150; residential (1-4 family) first mortgages</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">1,214</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">2,639</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">157,712</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">189,436</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">158,926</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">192,075</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; text-indent: -12pt; padding-left: 12pt; font: 10pt Calibri, Helvetica, Sans-Serif">Real estate &#150; mortgage &#150; home equity loans / lines of credit</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">127</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">577</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">23,211</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">29,249</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">23,338</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">29,826</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; text-indent: -12pt; padding-left: 12pt; font: 10pt Calibri, Helvetica, Sans-Serif">Real estate &#150; mortgage &#150; commercial and other</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">2,585</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">4,986</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">93,428</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">125,450</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">96,013</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">130,436</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt; text-indent: -12pt; padding-left: 12pt; font: 10pt Calibri, Helvetica, Sans-Serif">Installment loans to individuals</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">4</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">6</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">1,385</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">1,583</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">1,389</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">1,589</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; padding-bottom: 2.5pt; text-indent: -12pt; padding-left: 12pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;&#160;&#160;&#160;&#160;Total</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">$</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">7,864</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">17,032</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">353,370</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">472,943</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">361,234</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">489,975</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
</table>

<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">&#160;&#160;</p><span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_FBP_ScheduleOfCoveredPurchasedNonimpairedLoansTableTextBlock', window );">Schedule of covered purchased nonimpaired loans</a></td>
        <td class="text"><p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">The following table presents information
regarding covered purchased nonimpaired loans since December 31, 2010. The amounts include principal only and do not reflect accrued
interest as of the date of the acquisition or beyond.</p>

<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left; text-indent: 0.25in">&#160;</p>

<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left; text-indent: 0.25in"><i></i></p>

<table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif">
<tr style="vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"><i>($ in thousands)</i></td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="width: 90%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">Carrying amount of nonimpaired covered loans at December 31, 2010</td><td nowrap="nowrap" style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">$</td><td nowrap="nowrap" style="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">366,521</td><td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">Additions due to acquisition of The Bank of Asheville (at fair value)</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">84,623</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">Principal repayments</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">(40,576</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">)</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">Transfers to foreclosed real estate</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">(53,999</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">)</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">Loan charge-offs</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">(14,797</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">)</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">Accretion of loan discount</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">11,598</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">Carrying amount of nonimpaired covered loans at December 31, 2011</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">353,370</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">Principal repayments</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">(51,582</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">)</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">Transfers to foreclosed real estate</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">(30,181</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">)</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">Loan charge-offs</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">(10,584</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">)</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">Accretion of loan discount</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">16,466</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">Carrying amount of nonimpaired covered loans at December 31, 2012</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">$</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">277,489</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
</table>

<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">&#160;</p>

<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">&#160;</p><span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_FBP_ScheduleOfPurchasedImpairedLoansTableTextBlock', window );">Schedule of applied coste recovery method of purchased impaired loans</a></td>
        <td class="text"><p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"></p>

<table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif">
<tr style="vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif"><p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">&#160;</p><p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"><i>($ in thousands)</i></p> <p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"><i>&#160;</i></p> <p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">&#160;</p> <p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">&#160;</p> <p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">Purchased Impaired Loans</p></td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif; border-bottom: Black 1pt solid">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif">Contractual <br />
Principal <br />
Receivable</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif; border-bottom: Black 1pt solid">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif; border-bottom: Black 1pt solid">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif">Fair Market<br />
 Value <br />
Adjustment &#150; <br />
Write Down <br />
(Nonaccretable <br />
Difference)</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif; border-bottom: Black 1pt solid">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif; border-bottom: Black 1pt solid">&#160;</td>
    <td colspan="2" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif">Carrying <br />Amount</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif; border-bottom: Black 1pt solid">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="width: 70%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">Balance at December 31, 2010</td><td nowrap="nowrap" style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">$</td><td nowrap="nowrap" style="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">8,080</td><td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">2,329</td><td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">5,751</td><td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">Additions due to acquisition of The Bank of Asheville</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">38,452</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">20,807</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">17,645</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">Change due to payments received</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">(1,620</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">)</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">(327</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">)</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">(1,293</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">)</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">Transfer to foreclosed real estate</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">(19,881</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">)</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">(9,308</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">)</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">(10,573</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">)</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">Change due to loan charge-off</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">(7,522</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">)</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">(4,193</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">)</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">(3,329</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">)</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">Other</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">807</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">224</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">583</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">Balance at December 31, 2011</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">18,316</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">9,532</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">8,784</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">Change due to payments received</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">(355</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">)</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">44</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">(399</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">)</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">Transfer to foreclosed real estate</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">(7,636</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">)</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">(3,487</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">)</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">(4,149</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">)</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">Change due to loan charge-off</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">(359</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">)</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">(531</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">)</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">172</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">Other</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">(1,151</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">)</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">(1,568</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">)</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">417</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">Balance at December 31, 2012</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">$</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">8,815</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">3,990</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">4,825</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
</table>

<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left; text-indent: 0.25in">&#160;</p>

<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left; text-indent: 0.25in">&#160;</p><span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_FBP_SummaryOfNonperformingAssetsTableTextBlock', window );">Summary of nonperforming assets</a></td>
        <td class="text"><p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">Nonperforming assets are defined as nonaccrual
loans, restructured loans, loans past due 90 or more days and still accruing interest, nonperforming loans held for sale, and foreclosed
real estate. Nonperforming assets are summarized as follows:</p>

<p style="font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0.25in">&#160;</p>

<table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif">
<tr style="vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: justify"><p style="font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif; margin: 0 0 0 27pt; text-align: justify"><b>&#160;</b></p><p style="font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify"><b>ASSET QUALITY DATA </b>(<i>$ in thousands)</i></p></td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: center; border-bottom: Black 1pt solid">December 31,<br />
 2012</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: bold 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif">December 31,<br />
 2011</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-decoration: underline; text-align: justify">Non-covered nonperforming assets</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="width: 80%; text-align: justify; text-indent: 0.25in; padding-left: 5.4pt; font: 10pt Calibri, Helvetica, Sans-Serif">Nonaccrual loans</td><td nowrap="nowrap" style="width: 1%; font: bold 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="width: 1%; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">$</td><td nowrap="nowrap" style="width: 7%; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">33,034</td><td nowrap="nowrap" style="width: 1%; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">73,566</td><td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; text-indent: 0.25in; padding-left: 5.4pt; font: 10pt Calibri, Helvetica, Sans-Serif">Restructured loans &#150; accruing</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">24,848</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">11,720</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; padding-bottom: 1pt; text-indent: 0.25in; padding-left: 5.4pt; font: 10pt Calibri, Helvetica, Sans-Serif">Accruing loans &#62; 90 days past due</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">&#151;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">&#151;</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; text-indent: 0.25in; padding-left: 5.4pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;&#160;&#160;&#160;&#160;Total non-covered nonperforming loans</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">57,882</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">85,286</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; text-indent: 0.25in; padding-left: 5.4pt; font: 10pt Calibri, Helvetica, Sans-Serif">Nonperforming loans held for sale</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">21,938</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#151;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; padding-bottom: 1pt; text-indent: 0.25in; padding-left: 5.4pt; font: 10pt Calibri, Helvetica, Sans-Serif">Foreclosed real estate</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">26,285</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">37,023</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; padding-bottom: 2.5pt; text-indent: 0.75in; padding-left: 5.4pt; font: 10pt Calibri, Helvetica, Sans-Serif">Total non-covered nonperforming assets</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 2.5pt">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">$</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">106,105</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">122,309</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; text-indent: 0.75in; padding-left: 5.4pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-decoration: underline; text-align: justify">Covered nonperforming assets</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; text-indent: 0.25in; padding-left: 5.4pt; font: 10pt Calibri, Helvetica, Sans-Serif">Nonaccrual loans (1)</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">$</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">33,491</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">41,472</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; text-indent: 0.25in; padding-left: 5.4pt; font: 10pt Calibri, Helvetica, Sans-Serif">Restructured loans &#150; accruing</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">15,465</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">14,218</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; padding-bottom: 1pt; text-indent: 0.25in; padding-left: 5.4pt; font: 10pt Calibri, Helvetica, Sans-Serif">Accruing loans &#62; 90 days past due</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">&#151;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">&#151;</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; text-indent: 0.25in; padding-left: 5.4pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;&#160;&#160;&#160;&#160;Total covered nonperforming loans</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">48,956</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">55,690</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; padding-bottom: 1pt; text-indent: 0.25in; padding-left: 5.4pt; font: 10pt Calibri, Helvetica, Sans-Serif">Foreclosed real estate</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">47,290</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">85,272</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; padding-bottom: 2.5pt; text-indent: 0.75in; padding-left: 5.4pt; font: 10pt Calibri, Helvetica, Sans-Serif">Total covered nonperforming assets</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 2.5pt">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">$</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">96,246</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">140,962</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; text-indent: 0.75in; padding-left: 5.4pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;&#160;&#160;&#160;&#160;&#160;&#160;Total nonperforming assets</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 2.5pt">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">$</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">202,351</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">263,271</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
</table>

<p style="font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify">&#160;</p>

<p style="font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify; border-top: Black 1pt solid">(1) At December 31, 2012 and December
31, 2011, the contractual balance of the nonaccrual loans covered by FDIC loss share agreements was $64.4 million and $69.0 million,
respectively.</p>

<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left; text-indent: 0.25in">&#160;</p><span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_FBP_InformationRelatedToImpairedLoansTableTextBlock', window );">Information related to impaired loans</a></td>
        <td class="text"><p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">The following table presents information
related to the Company&#146;s impaired loans.</p>

<p style="font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0.25in">&#160;</p>

<table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif">
<tr style="vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif"><p style="font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify">&#160;</p><p style="font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify"><i>($ in thousands)</i></p></td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt; border-bottom: Black 1pt solid">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; border-bottom: Black 1pt solid; text-align: center; vertical-align: bottom">As of /for the <br />
year ended <br />
December 31, <br />2012</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: bold 10pt Calibri, Helvetica, Sans-Serif; border-bottom: Black 1pt solid">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif; border-bottom: Black 1pt solid">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif">As of /for the <br />
year ended <br />December 31, <br />2011</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif; border-bottom: Black 1pt solid">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif; border-bottom: Black 1pt solid">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif">As of /for the<br />
 year ended <br />December 31, <br />2010</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif; border-bottom: Black 1pt solid">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: justify">Impaired loans at period end</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="width: 70%; text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;&#160;&#160;&#160;&#160;Non-covered</td><td nowrap="nowrap" style="width: 1%; font: bold 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="width: 1%; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">$</td><td nowrap="nowrap" style="width: 7%; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">57,882</td><td nowrap="nowrap" style="width: 1%; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">85,286</td><td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">96,003</td><td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;&#160;&#160;&#160;&#160;Covered</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">48,956</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">55,690</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">72,825</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif; padding-left: 3em">Total impaired loans at period end</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 2.5pt">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">$</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">106,838</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">140,976</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">168,828</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: justify">Average amount of impaired loans for period</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;&#160;&#160;&#160;&#160;Non-covered</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">$</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">85,198</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">89,023</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">89,751</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;&#160;&#160;&#160;&#160;Covered</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">54,773</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">63,289</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">95,373</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif; padding-left: 3em">Average amount of impaired loans for period &#150; total</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 2.5pt">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">$</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">139,971</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">152,312</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">185,124</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: justify">Allowance for loan losses related to impaired loans at period end</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;&#160;&#160;&#160;&#160;Non-covered</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">$</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">5,051</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">5,804</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">7,613</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;&#160;&#160;&#160;&#160;Covered</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">3,509</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">5,106</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">11,155</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif; padding-left: 3em">Allowance for loan losses related to impaired loans - total</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 2.5pt">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">$</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">8,560</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">10,910</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">18,768</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">Amount of impaired loans with no related allowance at period end</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;&#160;&#160;&#160;&#160;Non-covered</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">$</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">12,049</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">35,721</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">42,874</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;&#160;&#160;&#160;&#160;Covered</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">35,196</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">43,702</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">49,991</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif; padding-left: 3em">Total impaired loans with no related allowance at period end</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 2.5pt">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">$</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">47,245</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">79,423</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">92,865</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
</table>

<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left; text-indent: 0.25in">&#160;</p><span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_FBP_ScheduleOfNonaccrualLoansTableTextBlock', window );">Schedule of nonaccrual loans</a></td>
        <td class="text"><p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">The following table presents the Company&#146;s
nonaccrual loans as of December 31, 2012.</p>

<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">&#160;</p>

<table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif">
<tr style="vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="font: italic 10pt Calibri, Helvetica, Sans-Serif; text-align: left">($ in thousands)</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif">Non-covered</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif">Covered</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif">Total</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">Commercial, financial, and agricultural:</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="width: 70%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif; padding-left: 1em">Commercial - unsecured</td><td nowrap="nowrap" style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">$</td><td nowrap="nowrap" style="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">307</td><td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">150</td><td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">457</td><td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif; padding-left: 1em">Commercial - secured</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">2,398</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">3</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">2,401</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif; padding-left: 1em">Secured by inventory and accounts receivable</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">17</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">59</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">76</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">Real estate &#150; construction, land development &#38; other land loans</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">6,354</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">11,698</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">18,052</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">Real estate &#150; residential, farmland and multi-family</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">9,629</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">10,712</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">20,341</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">Real estate &#150; home equity lines of credit</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">1,622</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">465</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">2,087</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">Real estate - commercial</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">9,885</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">10,342</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">20,227</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">Consumer</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">2,822</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">62</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">2,884</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt; padding-left: 0.3in; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;&#160;Total</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">$</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">33,034</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">33,491</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">66,525</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; padding-left: 5.4pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
</table>

<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"></p>



<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">The following table presents the Company&#146;s
nonaccrual loans as of December 31, 2011.</p>

<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">&#160;</p>

<table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif">
<tr style="vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="font: italic 10pt Calibri, Helvetica, Sans-Serif; text-align: left">($ in thousands)</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif">Non-covered</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif">Covered</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif">Total</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">Commercial, financial, and agricultural:</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="width: 70%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif; padding-left: 1em">Commercial - unsecured</td><td nowrap="nowrap" style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">$</td><td nowrap="nowrap" style="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">452</td><td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#151;</td><td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">452</td><td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif; padding-left: 1em">Commercial - secured</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">2,190</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">358</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">2,548</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif; padding-left: 1em">Secured by inventory and accounts receivable</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">588</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">102</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">690</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">Real estate &#150; construction, land development &#38; other land loans</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">22,772</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">21,204</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">43,976</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">Real estate &#150; residential, farmland and multi-family</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">25,430</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">11,050</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">36,480</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">Real estate &#150; home equity lines of credit</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">3,161</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">1,068</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">4,229</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">Real estate - commercial</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">16,203</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">7,459</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">23,662</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">Consumer</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">2,770</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">231</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">3,001</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td style="text-align: left; padding-bottom: 2.5pt; padding-left: 0.3in; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;&#160;Total</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">$</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">73,566</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">41,472</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">115,038</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
</table>

<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">&#160;</p><span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_FBP_ScheduleOfAnalysisOfPaymentStatusOfLoansTableTextBlock', window );">Schedule of analysis of the payment status of loans</a></td>
        <td class="text"><p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">The following table presents an analysis
of the payment status of the Company&#146;s loans as of December 31, 2012.</p>

<p style="font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0.25in">&#160;</p>

<table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif">
<tr style="vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="font: italic 10pt Calibri, Helvetica, Sans-Serif; text-align: justify">($ in thousands)</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif">30-59 <br />
Days Past <br />
Due</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif">60-89 Days<br />
 Past Due</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif">Nonaccrual <br />
Loans</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif">Current</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif">Total Loans<br />
 Receivable</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-decoration: underline; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">Non-covered loans</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">Commercial, financial, and agricultural:</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="width: 50%; text-align: left; padding-left: 1em; font: 10pt Calibri, Helvetica, Sans-Serif">Commercial - unsecured</td><td nowrap="nowrap" style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">$</td><td nowrap="nowrap" style="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">91</td><td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">10</td><td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">307</td><td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">35,278</td><td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">35,686</td><td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; padding-left: 1em; font: 10pt Calibri, Helvetica, Sans-Serif">Commercial - secured</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">1,020</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">220</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">2,398</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">110,074</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">113,712</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; padding-left: 1em; font: 10pt Calibri, Helvetica, Sans-Serif">Secured by inventory and accounts receivable</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">52</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">4</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">17</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">21,270</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">21,343</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">Real estate &#150; construction, land development &#38; other land loans</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">490</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">263</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">6,354</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">211,001</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">218,108</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">Real estate &#150; residential, farmland, and multi-family</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">9,673</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">2,553</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">9,629</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">797,584</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">819,439</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">Real estate &#150; home equity lines of credit</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">976</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">320</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">1,622</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">197,962</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">200,880</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">Real estate - commercial</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">4,326</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">1,131</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">9,885</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">612,598</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">627,940</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">Consumer</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">462</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">219</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">2,822</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">52,208</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">55,711</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt; padding-left: 0.3in; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;&#160;Total non-covered</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">$</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">17,090</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">4,720</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">33,034</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">2,037,975</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">2,092,819</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">Unamortized net deferred loan costs</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">1,324</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;Total non-covered loans</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">$</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">2,094,143</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">Covered loans</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">$</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">6,564</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">3,417</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">33,491</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">238,842</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">282,314</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;Total loans</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">$</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">23,654</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">8,137</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">66,525</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">2,276,817</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">2,376,457</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
</table>

<p style="font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0.25in">&#160;</p>

<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">The Company had no non-covered or covered
loans that were past due greater than 90 days and accruing interest at December 31, 2012.</p>





<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">The following table presents an analysis
of the payment status of the Company&#146;s loans as of December 31, 2011.</p>

<p style="font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0.25in">&#160;</p>

<table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif">
<tr style="vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="font: italic 10pt Calibri, Helvetica, Sans-Serif; text-align: justify">($ in thousands)</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif">30-59 <br />
Days Past<br />
 Due</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif">60-89 Days <br />
Past Due</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif">Nonaccrual <br />
Loans</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif">Current</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif">Total Loans <br />
Receivable</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-decoration: underline; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">Non-covered loans</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">Commercial, financial, and agricultural:</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="width: 50%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif; padding-left: 1em">Commercial - unsecured</td><td nowrap="nowrap" style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">$</td><td nowrap="nowrap" style="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">67</td><td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">591</td><td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">452</td><td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">37,668</td><td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">38,778</td><td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif; padding-left: 1em">Commercial - secured</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">672</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">207</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">2,190</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">108,682</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">111,751</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif; padding-left: 1em">Secured by inventory and accounts receivable</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">247</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#151;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">588</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">20,993</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">21,828</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">Real estate &#150; construction, land development &#38; other land loans</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">1,250</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">1,411</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">22,772</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">221,372</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">246,805</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">Real estate &#150; residential, farmland, and multi-family</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">9,751</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">4,259</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">25,430</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">756,215</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">795,655</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">Real estate &#150; home equity lines of credit</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">1,126</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">237</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">3,161</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">202,912</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">207,436</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">Real estate - commercial</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">2,620</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">1,006</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">16,203</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">567,354</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">587,183</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">Consumer</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">657</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">286</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">2,770</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">54,723</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">58,436</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td style="text-align: left; padding-bottom: 2.5pt; padding-left: 0.3in; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;&#160;Total non-covered</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">$</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">16,390</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">7,997</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">73,566</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">1,969,919</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">2,067,872</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">Unamortized net deferred loan costs</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">1,280</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;Total non-covered loans</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">$</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">2,069,152</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">Covered loans</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">$</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">6,511</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">3,388</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">41,472</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">309,863</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">361,234</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;Total loans</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">$</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">22,901</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">11,385</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">115,038</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">2,279,782</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">2,430,386</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
</table>

<p style="font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0.25in">&#160;</p><span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_FBP_ScheduleOfAllowanceForLoanLossesForNoncoveredLoansTableTextBlock', window );">Schedule of activity in the allowance for loan losses for non-covered loans</a></td>
        <td class="text"><p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">The following table presents the activity
in the allowance for loan losses for non-covered loans for the year ended December 31, 2012.</p>

<p style="font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0.25in">&#160;</p>

<table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif">
<tr style="vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="font: italic 10pt Calibri, Helvetica, Sans-Serif; text-align: justify">($ in thousands)</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif">Commercial, <br />
Financial, and<br />
 Agricultural</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif">Real Estate &#150; <br />
Construction, <br />
Land <br />
Development, &#38; <br />
Other Land <br />
Loans</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif">Real Estate &#150; <br />
Residential, <br />
Farmland, <br />
and Multi-<br />
family</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif">Real<br />
 Estate &#150; <br />
Home <br />
Equity <br />
Lines of <br />
Credit</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif">Real Estate &#150; <br />
Commercial<br />
 and Other</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif">Consumer</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif">Unallo-<br />
cated</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif">Total</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td colspan="33" nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-decoration: underline; text-align: justify">As of and for the year ended December 31, 2012</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="width: 20%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">Beginning balance</td><td nowrap="nowrap" style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">$</td><td nowrap="nowrap" style="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">3,780</td><td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">11,306</td><td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">13,532</td><td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">1,690</td><td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">3,414</td><td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">1,872</td><td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">16</td><td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">35,610</td><td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">Charge-offs</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">(4,912</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">)</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">(19,312</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">)</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">(20,879</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">)</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">(3,287</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">)</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">(16,616</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">)</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">(1,539</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">)</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#151;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">(66,545</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">)</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">Recoveries</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">354</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">986</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">430</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">209</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">333</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">273</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#151;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">2,585</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">Provisions</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">5,465</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">19,876</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">20,999</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">3,272</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">18,116</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">1,333</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">932</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">69,993</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">Ending balance</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">$</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">4,687</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">12,856</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">14,082</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">1,884</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">5,247</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">1,939</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">948</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">41,643</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" colspan="33" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: justify">Ending balances as of December 31, 2012:&#160;&#160;Allowance for loan losses</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">Individually evaluated for impairment</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">$</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">&#151;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">&#151;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">50</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">&#151;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">957</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">&#151;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">&#151;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">1,007</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">Collectively evaluated for impairment</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">$</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">4,687</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">12,856</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">14,032</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">1,884</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">4,290</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">1,939</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">948</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">40,636</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">Loans acquired with deteriorated credit quality</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">$</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">&#151;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">&#151;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">&#151;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">&#151;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">&#151;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">&#151;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">&#151;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">&#151;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" colspan="33" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: justify">Loans receivable as of December 31, 2012:</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">Ending balance &#150; total</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">$</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">170,741</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">218,108</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">819,439</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">200,880</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">627,940</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">55,711</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">&#151;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">2,092,819</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" colspan="33" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: justify">Ending balances as of December 31, 2012: Loans</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">Individually evaluated for impairment</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">$</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">&#151;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">4,276</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">1,705</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">&#151;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">15,040</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">&#151;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">&#151;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">21,021</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">Collectively evaluated for impairment</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">$</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">170,741</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">213,832</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">817,734</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">200,880</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">612,900</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">55,711</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">&#151;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">2,071,798</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">Loans acquired with deteriorated credit quality</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">$</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">&#151;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">&#151;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">&#151;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">&#151;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">&#151;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">&#151;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">&#151;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">&#151;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
</table>

<p style="font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0.25in">&#160;</p>





<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">The following table presents the activity
in the allowance for loan losses for non-covered loans for the year ended December 31, 2011.</p>

<p style="font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0.25in">&#160;</p>

<table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif">
<tr style="vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="font: italic 10pt Calibri, Helvetica, Sans-Serif; text-align: justify">($ in thousands)</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif">Commercial, <br />
Financial, and <br />
Agricultural</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif">Real Estate &#150; <br />
Construction, <br />
Land <br />
Development, &#38; <br />
Other Land <br />
Loans</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif">Real Estate &#150; <br />
Residential, <br />
Farmland, <br />
and Multi-<br />
family</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif">Real<br />
 Estate &#150; <br />
Home <br />
Equity<br />
 Lines of <br />
Credit</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif">Real Estate &#150;<br />
 Commercial <br />
and Other</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif">Consumer</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif">Unallo-<br />
cated</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif">Total</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td colspan="33" nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-decoration: underline; text-align: justify">As of and for the year ended December 31, 2011</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="width: 20%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">Beginning balance</td><td nowrap="nowrap" style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">$</td><td nowrap="nowrap" style="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">4,731</td><td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">12,520</td><td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">11,283</td><td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">3,634</td><td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">3,972</td><td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">1,961</td><td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">174</td><td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">38,275</td><td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">Charge-offs</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">(2,703</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">)</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">(16,240</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">)</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">(9,045</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">)</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">(1,147</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">)</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">(3,355</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">)</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">(845</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">)</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">(524</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">)</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">(33,859</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">)</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">Recoveries</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">389</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">1,142</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">719</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">107</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">37</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">182</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">93</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">2,669</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">Provisions</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">1,363</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">13,884</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">10,575</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">(904</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">)</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">2,760</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">574</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">273</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">28,525</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">Ending balance</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">$</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">3,780</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">11,306</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">13,532</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">1,690</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">3,414</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">1,872</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">16</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">35,610</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" colspan="33" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: justify">Ending balances as of December 31, 2011:&#160;&#160;Allowance for loan losses</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">Individually evaluated for impairment</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">$</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">60</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">607</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">150</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">&#151;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">200</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">&#151;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">&#151;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">1,017</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">Collectively evaluated for impairment</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">$</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">3,720</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">10,699</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">13,382</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">1,690</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">3,214</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">1,872</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">16</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">34,593</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">Loans acquired with deteriorated credit quality</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">$</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">&#151;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">&#151;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">&#151;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">&#151;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">&#151;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">&#151;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">&#151;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">&#151;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" colspan="33" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: justify">Loans receivable as of December 31, 2011:</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">Ending balance &#150; total</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">$</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">172,357</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">246,805</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">795,655</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">207,436</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">587,183</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">58,436</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">&#151;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">2,067,872</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" colspan="33" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: justify">Ending balances as of December 31, 2011: Loans</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">Individually evaluated for impairment</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">$</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">2,526</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">34,750</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">11,880</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">527</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">30,846</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">12</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">&#151;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">80,541</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">Collectively evaluated for impairment</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">$</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">169,831</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">212,055</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">783,775</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">206,909</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">556,337</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">58,424</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">&#151;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">1,987,331</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">Loans acquired with deteriorated credit quality</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">$</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">&#151;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">920</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">&#151;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">&#151;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">&#151;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">&#151;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">&#151;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">920</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr></table><span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_FBP_ScheduleOfAllowanceForLoanLossesForCoveredLoanstableTextBlock', window );">Schedule of activity in the allowance for loan losses for covered loans</a></td>
        <td class="text"><p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">The following table presents the activity
in the allowance for loan losses for covered loans for the year ended December 31, 2012.</p>

<p style="font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0.25in">&#160;</p>

<table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif">
<tr style="vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="font: italic 10pt Calibri, Helvetica, Sans-Serif; text-align: justify">($ in thousands)</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif">Covered Loans</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td colspan="5" nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-decoration: underline; text-align: left">As of and for the year ended December 31, 2012</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="width: 90%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">Beginning balance</td><td nowrap="nowrap" style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">$</td><td nowrap="nowrap" style="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">5,808</td><td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">Charge-offs</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">(10,728</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">)</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">Recoveries</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#151;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">Provisions</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">9,679</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">Ending balance</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">$</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">4,759</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td colspan="5" nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">Ending balances as of December 31, 2012:&#160;&#160;Allowance for loan losses</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td colspan="5" nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">Individually evaluated for impairment</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">$</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">4,459</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">Collectively evaluated for impairment</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">300</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">Loans acquired with deteriorated credit quality</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">17</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td colspan="5" nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">Loans receivable as of December 31, 2012:</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">Ending balance &#150; total</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">$</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">282,314</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td colspan="5" nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">Ending balances as of December 31, 2012: Loans</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">Individually evaluated for impairment</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">$</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">74,914</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">Collectively evaluated for impairment</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">207,400</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">Loans acquired with deteriorated credit quality</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">4,825</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
</table>

<p style="font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0.25in">&#160;</p>

<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">The following table presents the activity
in the allowance for loan losses for covered loans for the year ended December 31, 2011.&#160;</p>

<p style="font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0.25in">&#160;</p>

<table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif">
<tr style="vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="font: italic 10pt Calibri, Helvetica, Sans-Serif; text-align: justify">($ in thousands)</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif">Covered Loans</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td colspan="5" nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-decoration: underline; text-align: left">As of and for the year ended December 31, 2011</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="width: 90%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">Beginning balance</td><td nowrap="nowrap" style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">$</td><td nowrap="nowrap" style="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">11,155</td><td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">Charge-offs</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">(18,123</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">)</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">Recoveries</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#151;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">Provisions</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">12,776</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">Ending balance</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">$</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">5,808</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td colspan="5" nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">Ending balances as of December 31, 2011:&#160;&#160;Allowance for loan losses</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td colspan="5" nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">Individually evaluated for impairment</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">$</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">5,481</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">Collectively evaluated for impairment</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">&#151;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">Loans acquired with deteriorated credit quality</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">327</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td colspan="5" nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">Loans receivable as of December 31, 2011:</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">Ending balance &#150; total</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">$</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">361,234</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td colspan="5" nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">Ending balances as of December 31, 2011: Loans</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">Individually evaluated for impairment</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">$</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">44,723</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">Collectively evaluated for impairment</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">316,511</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">Loans acquired with deteriorated credit quality</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">7,864</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr></table><span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_FBP_ScheduleOfImpairedLoansTableTextBlock', window );">Schedule of impaired loans</a></td>
        <td class="text"><p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">The following table presents the Company&#146;s
impaired loans as of December 31, 2012.</p>

<p style="font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0.25in">&#160;</p>

<table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif">
<tr style="vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="font: italic 10pt Calibri, Helvetica, Sans-Serif; text-align: justify">($ in thousands)</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif">Recorded <br />
Investment</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif">Unpaid <br />
Principal <br />
Balance</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif">Related <br />
Allowance</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif">Average <br />
Recorded <br />
Investment</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-decoration: underline; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">Non-covered loans with no related allowance recorded:</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">Commercial, financial, and agricultural:</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif; padding-left: 1em">Commercial - unsecured</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">$</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#151;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#151;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#151;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#151;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="width: 60%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif; padding-left: 1em">Commercial - secured</td><td nowrap="nowrap" style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#151;</td><td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#151;</td><td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#151;</td><td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">87</td><td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif; padding-left: 1em">Secured by inventory and accounts receivable</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#151;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#151;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#151;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">5</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">Real estate &#150; construction, land development &#38; other land loans</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">4,277</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">4,305</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#151;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">8,600</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">Real estate &#150; residential, farmland, and multi-family</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">1,597</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">1,618</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#151;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">2,692</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">Real estate &#150; home equity lines of credit</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#151;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#151;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#151;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">64</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">Real estate &#150; commercial</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">6,175</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">6,851</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#151;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">12,724</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">Consumer</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">&#151;</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">&#151;</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">&#151;</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">2</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">Total non-covered impaired loans with no allowance</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">$</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">12,049</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">12,774</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">&#151;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">24,174</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">Total covered impaired loans with no allowance</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">$</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">35,196</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">71,413</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">&#151;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">39,372</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">Total impaired loans with no allowance recorded</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">$</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">47,245</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">84,187</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">&#151;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">63,546</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-decoration: underline; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">Non-covered&#160;&#160;loans with an allowance recorded:</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">Commercial, financial, and agricultural:</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif; padding-left: 1em">Commercial - unsecured</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">$</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">307</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">386</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">58</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">221</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif; padding-left: 1em">Commercial - secured</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">2,398</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">2,762</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">436</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">2,304</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif; padding-left: 1em">Secured by inventory and accounts receivable</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">17</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">43</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">4</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">548</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">Real estate &#150; construction, land development &#38; other land loans</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">3,934</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">5,730</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">1,213</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">12,199</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">Real estate &#150; residential, farmland, and multi-family</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">23,859</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">25,844</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">1,955</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">27,186</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">Real estate &#150; home equity lines of credit</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">1,645</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">2,120</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">96</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">2,901</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">Real estate &#150; commercial</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">10,851</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">13,048</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">936</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">12,863</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">Consumer</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">2,822</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">2,858</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">353</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">2,802</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">Total non-covered impaired loans with allowance</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">$</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">45,833</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">52,791</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">5,051</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">61,024</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">Total covered impaired loans with allowance</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">$</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">13,760</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">18,271</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">3,509</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">15,401</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">Total impaired loans with an allowance recorded</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">$</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">59,593</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">71,062</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">8,560</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">76,425</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
</table>


<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">&#160;</p>

<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">Interest income recorded on non-covered
and covered impaired loans during the year ended December 31, 2011 was insignificant.</p>

<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">&#160;</p>

<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">The related allowance listed above includes
both reserves on loans specifically reviewed for impairment and general reserves on impaired loans that were not specifically reviewed
for impairment.<br clear="all" style="page-break-before: always" />
The following table presents the Company&#146;s impaired loans as of December 31, 2011.</p>

<p style="font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0.25in">&#160;</p>



<p style="font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify"></p>

<table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif">
<tr style="vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="font: italic 10pt Calibri, Helvetica, Sans-Serif; text-align: justify">($ in thousands)</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif">Recorded <br />
Investment</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif">Unpaid <br />
Principal <br />
Balance</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif">Related <br />
Allowance</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif">Average <br />
Recorded <br />
Investment</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" colspan="17" style="text-decoration: underline; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">Non-covered loans with no related allowance recorded:</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">Commercial, financial, and agricultural:</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif; padding-left: 1em">Commercial - unsecured</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">$</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#151;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#151;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#151;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#151;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="width: 60%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif; padding-left: 1em">Commercial - secured</td><td nowrap="nowrap" style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">295</td><td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">478</td><td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#151;</td><td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">504</td><td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif; padding-left: 1em">Secured by inventory and accounts receivable</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">27</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">493</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#151;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">124</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">Real estate &#150; construction, land development &#38; other land loans</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">15,105</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">20,941</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#151;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">17,876</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">Real estate &#150; residential, farmland, and multi-family</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">3,442</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">4,741</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#151;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">5,278</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">Real estate &#150; home equity lines of credit</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">46</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">300</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#151;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">79</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">Real estate &#150; commercial</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">16,794</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">18,817</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#151;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">13,359</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">Consumer</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">12</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">39</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">&#151;</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">15</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">Total non-covered impaired loans with no allowance</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">$</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">35,721</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">45,809</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">&#151;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">37,235</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">Total covered impaired loans with no allowance</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">$</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">43,702</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">78,578</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">&#151;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">49,030</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">Total impaired loans with no allowance recorded</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">$</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">79,423</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">124,387</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">&#151;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">86,265</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-decoration: underline; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">Non-covered&#160;&#160;loans with an allowance recorded:</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">Commercial, financial, and agricultural:</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif; padding-left: 1em">Commercial - unsecured</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">$</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">452</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">454</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">59</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">226</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif; padding-left: 1em">Commercial - secured</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">1,895</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">1,899</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">295</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">1,427</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif; padding-left: 1em">Secured by inventory and accounts receivable</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">561</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">571</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">156</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">391</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">Real estate &#150; construction, land development &#38; other land loans</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">10,360</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">12,606</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">2,244</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">15,782</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">Real estate &#150; residential, farmland, and multi-family</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">24,460</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">26,153</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">2,169</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">22,487</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">Real estate &#150; home equity lines of credit</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">3,115</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">3,141</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">117</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">2,544</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">Real estate &#150; commercial</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">5,965</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">6,421</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">283</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">6,602</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">Consumer</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">2,757</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">2,759</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">481</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">2,329</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">Total non-covered impaired loans with allowance</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">$</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">49,565</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">54,004</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">5,804</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">51,788</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">Total covered impaired loans with allowance</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">$</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">11,988</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">15,670</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">5,106</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">14,259</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">Total impaired loans with an allowance recorded</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">$</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">61,553</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">69,674</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">10,910</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">66,047</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
</table>

<p style="font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0.25in">&#160;</p><span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_FBP_ScheduleOfFinancingReceivableRecordedInvestmentCreditQualityIndicatorTableTextBlock', window );">Recorded investment in loans by credit quality indicators</a></td>
        <td class="text"><p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">The following table presents the Company&#146;s
recorded investment in loans by credit quality indicators as of December 31, 2012.</p>

<p style="font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify">&#160;</p>

<table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif">
<tr style="vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="font: italic 10pt Calibri, Helvetica, Sans-Serif; text-align: justify">($ in thousands)</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td colspan="26" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif">Credit Quality Indicator (Grouped by Internally Assigned Grade)</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif">Pass (Grades <br />
1, 2, &#38; 3)</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif">Weak Pass <br />
(Grade 4)</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif">Watch or<br />
 Standard <br />
Loans <br />
(Grade 9)</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif">Special <br />
Mention<br />
 Loans <br />
(Grade 5)</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif">Classified<br />
 Loans <br />
(Grades <br />6, 7, &#38; 8)</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif">Nonaccrual <br />
Loans</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif">Total</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-decoration: underline; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">Non-covered loans:</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">Commercial, financial, and agricultural:</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="width: 30%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">Commercial - unsecured</td><td nowrap="nowrap" style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">$</td><td nowrap="nowrap" style="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">10,283</td><td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">24,031</td><td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">10</td><td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">472</td><td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">583</td><td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">307</td><td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">35,686</td><td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">Commercial - secured</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">32,196</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">72,838</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">1,454</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">3,676</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">1,150</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">2,398</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">113,712</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">Secured by inventory and accounts receivable</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">2,344</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">18,126</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">248</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">491</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">117</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">17</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">21,343</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">Real estate &#150; construction, land development &#38; other land loans</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">31,582</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">163,588</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">3,830</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">9,045</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">3,709</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">6,354</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">218,108</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">Real estate &#150; residential, farmland, and multi-family</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">249,313</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">499,922</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">7,154</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">29,091</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">24,330</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">9,629</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">819,439</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">Real estate &#150; home equity lines of credit</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">125,310</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">66,412</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">2,160</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">3,526</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">1,850</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">1,622</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">200,880</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">Real estate - commercial</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">123,814</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">449,316</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">21,801</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">14,050</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">9,074</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">9,885</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">627,940</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">Consumer</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">27,826</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">23,403</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">77</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">954</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">629</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">2,822</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">55,711</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif; padding-left: 2em">&#160;&#160;Total</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">$</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">602,668</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">1,317,636</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">36,734</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">61,305</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">41,442</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">33,034</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">2,092,819</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">Unamortized net deferred loan costs</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">1,324</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;Total non-covered&#160;&#160;loans</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">$</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">2,094,143</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">Total covered loans</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">$</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">42,935</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">124,451</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">&#151;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">7,569</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">73,868</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">33,491</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">282,314</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;Total loans</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">$</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">645,603</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">1,442,087</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">36,734</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">68,874</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">115,310</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">66,525</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">2,376,457</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
</table>

<p style="font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0.25in">&#160;</p>

<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">At December 31, 2012, there was an insignificant
amount of loans that were graded &#147;8&#148; with an accruing status.&#160;</p>

<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"></p>



<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">&#160;</p>

<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">The following table presents the Company&#146;s recorded investment in loans by credit quality indicators as of December 31,
2011.</p>

<p style="font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify">&#160;</p>

<table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif">
<tr style="vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="font: italic 10pt Calibri, Helvetica, Sans-Serif; text-align: justify">($ in thousands)</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td colspan="26" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif">Credit Quality Indicator (Grouped by Internally Assigned Grade)</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif">Pass (Grades<br />
 1, 2, &#38; 3)</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif">Weak Pass <br />
(Grade 4)</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif">Watch or<br />
 Standard <br />
Loans <br />
(Grade 9)</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif">Special<br />
 Mention <br />
Loans <br />
(Grade 5)</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif">Classified <br />
Loans (Grades <br />6, 7, &#38; 8)</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif">Nonaccrual <br />
Loans</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif">Total</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-decoration: underline; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">Non-covered loans:</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">Commercial, financial, and agricultural:</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="width: 30%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">Commercial - unsecured</td><td nowrap="nowrap" style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">$</td><td nowrap="nowrap" style="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">13,516</td><td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">23,735</td><td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">13</td><td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">217</td><td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">845</td><td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">452</td><td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">38,778</td><td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">Commercial - secured</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">36,587</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">66,105</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">1,912</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">2,196</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">2,761</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">2,190</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">111,751</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">Secured by inventory and accounts receivable</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">3,756</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">16,197</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">282</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">756</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">249</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">588</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">21,828</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">Real estate &#150; construction, land development &#38; other land loans</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">37,596</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">156,651</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">6,490</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">9,903</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">13,393</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">22,772</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">246,805</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">Real estate &#150; residential, farmland, and multi-family</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">257,163</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">456,188</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">10,248</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">17,687</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">28,939</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">25,430</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">795,655</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">Real estate &#150; home equity lines of credit</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">130,913</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">67,606</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">2,422</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">1,868</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">1,466</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">3,161</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">207,436</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">Real estate - commercial</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">140,577</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">372,614</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">30,722</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">11,502</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">15,565</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">16,203</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">587,183</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">Consumer</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">30,693</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">23,550</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">67</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">368</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">988</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">2,770</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">58,436</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td style="text-align: left; padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif; padding-left: 2em">&#160;&#160;Total</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">$</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">650,801</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">1,182,646</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">52,156</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">44,497</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">64,206</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">73,566</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">2,067,872</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">Unamortized net deferred loan costs</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">1,280</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;Total non-covered&#160;&#160;loans</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">$</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">2,069,152</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">Total covered loans</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">$</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">62,052</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">161,508</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">&#151;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">8,033</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">88,169</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">41,472</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">361,234</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;Total loans</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">$</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">712,853</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">1,344,154</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">52,156</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">52,530</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">152,375</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">115,038</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">2,430,386</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
</table>

<p style="font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0.25in">&#160;&#160;</p><span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_FBP_ScheduleOfInformationRelatedToLoansModifiedInTroubledDebtRestructuringTableTextBlock', window );">Information related to loans modified in a troubled debt restructuring</a></td>
        <td class="text"><p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">The following table presents information
related to loans modified in a troubled debt restructuring during the years ended December 31, 2012 and 2011.</p>

<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">&#160;</p>

<table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif">
<tr style="vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="font: italic 10pt Calibri, Helvetica, Sans-Serif; text-align: justify">($ in thousands)</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td colspan="10" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; vertical-align: bottom">For the year ended December 31, 2012</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif">Number of <br />
Contracts</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif">Pre-Modification <br />
Restructured <br />
Balances</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif">Post-Modification<br />
 Restructured <br />
Balances</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-decoration: underline; text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">Non-covered TDRs &#150; Accruing</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="width: 70%; text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">Real estate &#150; construction, land development &#38; other land loans</td><td nowrap="nowrap" style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">2</td><td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">$</td><td nowrap="nowrap" style="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">642</td><td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">$</td><td nowrap="nowrap" style="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">642</td><td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">Real estate &#150; residential, farmland, and multi-family</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">8</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">1,653</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">1,653</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">Real estate &#150; commercial</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#151;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#151;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#151;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-decoration: underline; text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">Non-covered TDRs - Nonaccrual</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">Commercial, financial, and agricultural:</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif; padding-left: 1em">Commercial &#150; secured</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">1</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">11</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">11</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">Real estate &#150; construction, land development &#38; other land loans</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">2</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">332</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">332</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">Real estate &#150; residential, farmland, and multi-family</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">17</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">3,736</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">3,736</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">Real estate &#150; home equity lines of credit</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">1</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">123</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">123</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">Real estate &#150; commercial</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">5</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">1,082</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">1,082</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">Total non-covered TDRs arising during period</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">36</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">7,579</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">7,579</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">Total covered TDRs arising during period&#150; Accruing</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">6</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">$</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">7,526</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">$</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">7,342</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">Total covered TDRs arising during period &#150; Nonaccrual</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">4</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">1,230</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">1,231</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt">&#160;</td>
    <td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left; border-bottom: Black 1pt solid">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">Total TDRs arising during period</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">46</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">$</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">16,335</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">$</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">16,152</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
</table>

<p style="font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify">&#160;</p>

<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">&#160;</p>

<table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif">
<tr style="vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="font: italic 10pt Calibri, Helvetica, Sans-Serif; text-align: justify">($ in thousands)</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td colspan="10" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; vertical-align: bottom">For the year ended December 31, 2011</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif">Number of <br />
Contracts</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif">Pre-Modification <br />
Restructured <br />
Balances</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif">Post-Modification<br />
 Restructured <br />
Balances</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-decoration: underline; text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">Non-covered TDRs &#150; Accruing</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="width: 70%; text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">Real estate &#150; construction, land development &#38; other land loans</td><td nowrap="nowrap" style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">2</td><td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">$</td><td nowrap="nowrap" style="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">501</td><td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">$</td><td nowrap="nowrap" style="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">543</td><td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">Real estate &#150; residential, farmland, and multi-family</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">5</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">1,635</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">1,645</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">Real estate &#150; commercial</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">4</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">1,871</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">1,871</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-decoration: underline; text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">Non-covered TDRs - Nonaccrual</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">Commercial, financial, and agricultural:</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif; padding-left: 1em">Commercial &#150; secured</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#151;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#151;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#151;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">Real estate &#150; construction, land development &#38; other land loans</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">1</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">357</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">357</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">Real estate &#150; residential, farmland, and multi-family</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">3</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">382</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">438</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">Real estate &#150; home equity lines of credit</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#151;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#151;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#151;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">Real estate &#150; commercial</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">4</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">1,408</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">1,408</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">Total non-covered TDRs arising during period</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">19</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">6,154</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">6,262</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">Total covered TDRs arising during period&#150; Accruing</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">37</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">$</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">6,528</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">$</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">6,528</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">Total covered TDRs arising during period &#150; Nonaccrual</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">8</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">1,472</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">1,472</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt">&#160;</td>
    <td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left; border-bottom: Black 1pt solid">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right; border-bottom: Black 1pt solid">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">Total TDRs arising during period</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">64</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">$</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">14,154</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">$</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">14,262</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
</table>

<p style="font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify">&#160;&#160;</p><span></span></td>
      </tr>
    </table>
    <div style="display: none;">
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_FBP_InformationRelatedToImpairedLoansTableTextBlock">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Tabular disclosure of impaired loans including recorded investment, related allowances and average recorded investment.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>FBP_InformationRelatedToImpairedLoansTableTextBlock</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>FBP_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>nonnum:textBlockItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_FBP_LoansAndAssetQualityInformationTablesAbstract">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>FBP_LoansAndAssetQualityInformationTablesAbstract</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>FBP_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:stringItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_FBP_ScheduleOfAllLoansTableTextBlock">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Schedule summary of the major categories of loans, and for each the gross carrying value and percentage to total loans.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>FBP_ScheduleOfAllLoansTableTextBlock</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>FBP_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>nonnum:textBlockItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_FBP_ScheduleOfAllowanceForLoanLossesForCoveredLoanstableTextBlock">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Tabular disclosure of activity of the allowance for loan losses for covered loans.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>FBP_ScheduleOfAllowanceForLoanLossesForCoveredLoanstableTextBlock</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>FBP_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>nonnum:textBlockItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_FBP_ScheduleOfAllowanceForLoanLossesForNoncoveredLoansTableTextBlock">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Tabular disclosure of activity of the allowance for loan losses for non-covered loans.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>FBP_ScheduleOfAllowanceForLoanLossesForNoncoveredLoansTableTextBlock</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>FBP_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>nonnum:textBlockItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_FBP_ScheduleOfAnalysisOfPaymentStatusOfLoansTableTextBlock">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Schedule detailing the loans receivables that are due but not impaired and receivables that are 90 days past due and still accruing. The schedule also includes loans receivables current and on nonaccrual status.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>FBP_ScheduleOfAnalysisOfPaymentStatusOfLoansTableTextBlock</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>FBP_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>nonnum:textBlockItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_FBP_ScheduleOfCarryingAmountOfCoveredLoansTableTextBlock">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Schedule of the carrying amount of covered loans consisting of impaired and nonimpaired purchased loans, and unpaid principal amount.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>FBP_ScheduleOfCarryingAmountOfCoveredLoansTableTextBlock</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>FBP_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>nonnum:textBlockItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_FBP_ScheduleOfCoveredPurchasedNonimpairedLoansTableTextBlock">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Schedule detailing activity related to covered purchased nonimpaired loans.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>FBP_ScheduleOfCoveredPurchasedNonimpairedLoansTableTextBlock</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>FBP_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>nonnum:textBlockItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_FBP_ScheduleOfFinancingReceivableRecordedInvestmentCreditQualityIndicatorTableTextBlock">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Schedule detailing credit quality information related to financing receivables by credit quality indicator and by class of financing receivable.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>FBP_ScheduleOfFinancingReceivableRecordedInvestmentCreditQualityIndicatorTableTextBlock</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>FBP_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>nonnum:textBlockItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_FBP_ScheduleOfImpairedLoansTableTextBlock">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Schedule of the recorded investment, unpaid principal balance, associated allowance, and average recorded investment for impaired loans by type.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>FBP_ScheduleOfImpairedLoansTableTextBlock</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>FBP_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>nonnum:textBlockItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_FBP_ScheduleOfInformationRelatedToLoansModifiedInTroubledDebtRestructuringTableTextBlock">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Schedule detailing information related to troubled debt restructurings by status of troubled debt restructuring.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>FBP_ScheduleOfInformationRelatedToLoansModifiedInTroubledDebtRestructuringTableTextBlock</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>FBP_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>nonnum:textBlockItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_FBP_ScheduleOfMajorCategoriesOfNoncoveredLoansOutstandingtableTextBlock">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Schedule of the summary of major categories of non-covered loans, and for each the gross carrying value and percentage to total loans.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>FBP_ScheduleOfMajorCategoriesOfNoncoveredLoansOutstandingtableTextBlock</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>FBP_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>nonnum:textBlockItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_FBP_ScheduleOfNonaccrualLoansTableTextBlock">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Tabular disclosure of nonaccrual loans receivables on nonaccrual status as of each balance sheet date.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>FBP_ScheduleOfNonaccrualLoansTableTextBlock</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>FBP_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>nonnum:textBlockItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_FBP_ScheduleOfPurchasedImpairedLoansTableTextBlock">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Schedule of activity of purchased impaired loans.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>FBP_ScheduleOfPurchasedImpairedLoansTableTextBlock</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>FBP_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>nonnum:textBlockItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_FBP_SummaryOfNonperformingAssetsTableTextBlock">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Schedule of carrying amount of nonperforming assets (non accrual loans, restructured loans, loans past 90 days or more days accruing, and other real estate).</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>FBP_SummaryOfNonperformingAssetsTableTextBlock</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>FBP_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>nonnum:textBlockItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
    </div>
  </body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>70
<FILENAME>R83.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
  <head>
    <META http-equiv="Content-Type" content="text/html; charset=us-ascii">
    <link rel="StyleSheet" type="text/css" href="report.css"><script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script></head>
  <body><span style="display: none;">v2.4.0.6</span><table class="report" border="0" cellspacing="2" id="ID0EJDAE">
      <tr>
        <th class="tl" colspan="1" rowspan="2">
          <div style="width: 200px;"><strong>Income Taxes (Details 3) (USD $)<br>In Thousands, unless otherwise specified</strong></div>
        </th>
        <th class="th" colspan="3">12 Months Ended</th>
      </tr>
      <tr>
        <th class="th">
          <div>Dec. 31, 2012</div>
        </th>
        <th class="th">
          <div>Dec. 31, 2011</div>
        </th>
        <th class="th">
          <div>Dec. 31, 2010</div>
        </th>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_IncomeTaxDisclosureAbstract', window );"><strong>Income Tax Disclosure [Abstract]</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_IncomeTaxReconciliationIncomeTaxExpenseBenefitAtFederalStatutoryIncomeTaxRate', window );">Tax provision at statutory rate</a></td>
        <td class="num">$ (14,125)<span></span></td>
        <td class="nump">$ 7,354<span></span></td>
        <td class="nump">$ 5,230<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_IncomeTaxReconciliationTaxExemptIncome', window );">Tax-exempt interest income</a></td>
        <td class="num">(831)<span></span></td>
        <td class="num">(852)<span></span></td>
        <td class="num">(726)<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_IncomeTaxReconciliationTaxCreditsInvestment', window );">Low income housing tax credits</a></td>
        <td class="num">(181)<span></span></td>
        <td class="num">(163)<span></span></td>
        <td class="num">(143)<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_IncomeTaxReconciliationNondeductibleExpenseOther', window );">Non-deductible interest expense</a></td>
        <td class="nump">23<span></span></td>
        <td class="nump">33<span></span></td>
        <td class="nump">37<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_IncomeTaxReconciliationTaxCreditsOther', window );">State income taxes, net of federal benefit</a></td>
        <td class="num">(1,714)<span></span></td>
        <td class="nump">910<span></span></td>
        <td class="nump">454<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_IncomeTaxReconciliationChangeInDeferredTaxAssetsValuationAllowance', window );">Change in valuation allowance</a></td>
        <td class="nump">31<span></span></td>
        <td class="num">(5)<span></span></td>
        <td class="num">(145)<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_IncomeTaxReconciliationOtherAdjustments', window );">Other, net</a></td>
        <td class="num">(155)<span></span></td>
        <td class="nump">93<span></span></td>
        <td class="nump">253<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_IncomeTaxExpenseBenefitContinuingOperations', window );">Total</a></td>
        <td class="num">$ (16,952)<span></span></td>
        <td class="nump">$ 7,370<span></span></td>
        <td class="nump">$ 4,960<span></span></td>
      </tr>
    </table>
    <div style="display: none;">
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_IncomeTaxDisclosureAbstract">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_IncomeTaxDisclosureAbstract</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:stringItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_IncomeTaxExpenseBenefitContinuingOperations">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The sum of the current income tax expense or benefit and the deferred income tax expense or benefit pertaining to pretax Income or Loss from continuing operations; income tax expense or benefit may include interest and penalties on tax uncertainties based on the entity's accounting policy.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 740<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 9<br><br> -Subparagraph (a),(b)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6907707&amp;loc=d3e32639-109319<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 740<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 25<br><br> -URI http://asc.fasb.org/extlink&amp;oid=21917399&amp;loc=d3e32247-109318<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 235<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.4-08.(h))<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6881521&amp;loc=d3e23780-122690<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 109<br><br> -Paragraph 45, 46<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 08<br><br> -Paragraph h<br><br> -Article 4<br><br><br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 740<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 10<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6907707&amp;loc=d3e32672-109319<br><br><br><br>Reference 7: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name FASB Interpretation (FIN)<br><br> -Number 48<br><br> -Paragraph 15, 16, 19<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_IncomeTaxExpenseBenefitContinuingOperations</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_IncomeTaxReconciliationChangeInDeferredTaxAssetsValuationAllowance">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The portion of the difference between total income tax expense or benefit as reported in the Income Statement and the expected income tax expense or benefit computed by applying the domestic federal statutory income tax rates to pretax income from continuing operations attributable to changes in the valuation allowance for deferred tax assets in the period.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 109<br><br> -Paragraph 26<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 740<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 12<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6907707&amp;loc=d3e32687-109319<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 740<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 13<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6907707&amp;loc=d3e32698-109319<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 740<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 20<br><br> -URI http://asc.fasb.org/extlink&amp;oid=21917399&amp;loc=d3e32123-109318<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_IncomeTaxReconciliationChangeInDeferredTaxAssetsValuationAllowance</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_IncomeTaxReconciliationIncomeTaxExpenseBenefitAtFederalStatutoryIncomeTaxRate">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The amount of income tax expense or benefit for the period computed by applying the domestic federal statutory tax rates to pretax income from continuing operations.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 109<br><br> -Paragraph 47<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 740<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 12<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6907707&amp;loc=d3e32687-109319<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 740<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 13<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6907707&amp;loc=d3e32698-109319<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 08<br><br> -Paragraph h<br><br> -Subparagraph 2<br><br> -Article 4<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_IncomeTaxReconciliationIncomeTaxExpenseBenefitAtFederalStatutoryIncomeTaxRate</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_IncomeTaxReconciliationNondeductibleExpenseOther">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The portion of the difference between total income tax expense or benefit as reported in the Income Statement for the period and the expected income tax expense or benefit computed by applying the domestic federal statutory income tax rates to pretax income from continuing operations attributable to nondeductible expenses under enacted tax laws, or differences in the methodologies used to determine expense amounts for financial statements prepared in accordance with generally accepted accounting principles, not otherwise listed in the existing taxonomy.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 740<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 12<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6907707&amp;loc=d3e32687-109319<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 740<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 13<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6907707&amp;loc=d3e32698-109319<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_IncomeTaxReconciliationNondeductibleExpenseOther</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_IncomeTaxReconciliationOtherAdjustments">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The portion of the difference, between total income tax expense or benefit as reported in the Income Statement for the year/accounting period and the expected income tax expense or benefit computed by applying the domestic federal statutory income tax rates to pretax income from continuing operations, that is attributable to all other items not otherwise listed in the existing taxonomy.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 740<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 12<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6907707&amp;loc=d3e32687-109319<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_IncomeTaxReconciliationOtherAdjustments</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_IncomeTaxReconciliationTaxCreditsInvestment">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The portion of the difference between total income tax expense or benefit as reported in the Income Statement and the expected income tax expense or benefit computed by applying the domestic federal statutory income tax rates to pretax income from continuing operations attributable to investment tax credits generated or utilized under enacted tax laws during the period.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 740<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 12<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6907707&amp;loc=d3e32687-109319<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 740<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 13<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6907707&amp;loc=d3e32698-109319<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_IncomeTaxReconciliationTaxCreditsInvestment</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_IncomeTaxReconciliationTaxCreditsOther">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The portion of the difference between total income tax expense or benefit as reported in the Income Statement and the expected income tax expense or benefit computed by applying the domestic federal statutory income tax rates to pretax income from continuing operations attributable to other tax credits generated or utilized under enacted tax laws during the period.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 740<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 12<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6907707&amp;loc=d3e32687-109319<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 740<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 13<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6907707&amp;loc=d3e32698-109319<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_IncomeTaxReconciliationTaxCreditsOther</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_IncomeTaxReconciliationTaxExemptIncome">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The portion of the difference between total income tax expense or benefit as reported in the Income Statement for the period and the expected income tax expense or benefit computed by applying the domestic federal statutory income tax rates to pretax income from continuing operations attributable to income that is exempt from income taxes under enacted tax laws.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 740<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 12<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6907707&amp;loc=d3e32687-109319<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 740<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 13<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6907707&amp;loc=d3e32698-109319<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_IncomeTaxReconciliationTaxExemptIncome</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
    </div>
  </body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>71
<FILENAME>R114.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
  <head>
    <META http-equiv="Content-Type" content="text/html; charset=us-ascii">
    <link rel="StyleSheet" type="text/css" href="report.css"><script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script></head>
  <body><span style="display: none;">v2.4.0.6</span><table class="report" border="0" cellspacing="2" id="ID0E6LAI">
      <tr>
        <th class="tl" colspan="1" rowspan="1">
          <div style="width: 200px;"><strong>Fair Value (Details) (USD $)<br>In Thousands, unless otherwise specified</strong></div>
        </th>
        <th class="th">
          <div>Dec. 31, 2012</div>
        </th>
        <th class="th">
          <div>Dec. 31, 2011</div>
        </th>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Recurring | Fair Value</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesAbstract', window );"><strong>Securities available for sale:</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_FBP_GovernmentSponsoredEnterpriseSecuritiesFairValueDisclosure', window );">Government-sponsored enterprise securities</a></td>
        <td class="nump">$ 11,596<span></span></td>
        <td class="nump">$ 34,665<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_MortgageBackedSecuritiesAvailableForSaleFairValueDisclosure', window );">Mortgage-backed securities</a></td>
        <td class="nump">146,926<span></span></td>
        <td class="nump">124,105<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_FBP_CorporateBondsFairValueDisclosure', window );">Corporate bonds</a></td>
        <td class="nump">3,813<span></span></td>
        <td class="nump">12,488<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_FBP_EquitySecuritiesFairValueDisclosure', window );">Equity securities</a></td>
        <td class="nump">5,017<span></span></td>
        <td class="nump">11,368<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesFairValueDisclosure', window );">Total available for sale securities</a></td>
        <td class="nump">167,352<span></span></td>
        <td class="nump">182,626<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Recurring | Quoted Prices in Market for Identical Assets (Level 1)</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesAbstract', window );"><strong>Securities available for sale:</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_FBP_GovernmentSponsoredEnterpriseSecuritiesFairValueDisclosure', window );">Government-sponsored enterprise securities</a></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_MortgageBackedSecuritiesAvailableForSaleFairValueDisclosure', window );">Mortgage-backed securities</a></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_FBP_CorporateBondsFairValueDisclosure', window );">Corporate bonds</a></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_FBP_EquitySecuritiesFairValueDisclosure', window );">Equity securities</a></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
        <td class="nump">399<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesFairValueDisclosure', window );">Total available for sale securities</a></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
        <td class="nump">399<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Recurring | Significant Other Observable Inputs (Level 2)</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesAbstract', window );"><strong>Securities available for sale:</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_FBP_GovernmentSponsoredEnterpriseSecuritiesFairValueDisclosure', window );">Government-sponsored enterprise securities</a></td>
        <td class="nump">11,596<span></span></td>
        <td class="nump">34,665<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_MortgageBackedSecuritiesAvailableForSaleFairValueDisclosure', window );">Mortgage-backed securities</a></td>
        <td class="nump">146,926<span></span></td>
        <td class="nump">124,105<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_FBP_CorporateBondsFairValueDisclosure', window );">Corporate bonds</a></td>
        <td class="nump">3,813<span></span></td>
        <td class="nump">12,488<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_FBP_EquitySecuritiesFairValueDisclosure', window );">Equity securities</a></td>
        <td class="nump">5,017<span></span></td>
        <td class="nump">10,969<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesFairValueDisclosure', window );">Total available for sale securities</a></td>
        <td class="nump">167,352<span></span></td>
        <td class="nump">182,227<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Recurring | Significant Unobservable Inputs (Level 3)</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesAbstract', window );"><strong>Securities available for sale:</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_FBP_GovernmentSponsoredEnterpriseSecuritiesFairValueDisclosure', window );">Government-sponsored enterprise securities</a></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_MortgageBackedSecuritiesAvailableForSaleFairValueDisclosure', window );">Mortgage-backed securities</a></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_FBP_CorporateBondsFairValueDisclosure', window );">Corporate bonds</a></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_FBP_EquitySecuritiesFairValueDisclosure', window );">Equity securities</a></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesFairValueDisclosure', window );">Total available for sale securities</a></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Nonrecurring | Fair Value</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesAbstract', window );"><strong>Securities available for sale:</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_FBP_ImpairedLoansCoveredFairValueDisclosure', window );">Impaired loans - covered</a></td>
        <td class="nump">12,234<span></span></td>
        <td class="nump">21,288<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_FBP_ImpairedLoansNonCoveredFairValueDisclosure', window );">Impaired loans - non-covered</a></td>
        <td class="nump">21,021<span></span></td>
        <td class="nump">80,541<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_FBP_OtherRealEstateCoveredFairValueDisclosure', window );">Other real estate - covered</a></td>
        <td class="nump">47,290<span></span></td>
        <td class="nump">85,272<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_FBP_OtherRealEstateNonCoveredFairValueDisclosure', window );">Other real estate - non-covered</a></td>
        <td class="nump">26,285<span></span></td>
        <td class="nump">37,023<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Nonrecurring | Quoted Prices in Market for Identical Assets (Level 1)</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesAbstract', window );"><strong>Securities available for sale:</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_FBP_ImpairedLoansCoveredFairValueDisclosure', window );">Impaired loans - covered</a></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_FBP_ImpairedLoansNonCoveredFairValueDisclosure', window );">Impaired loans - non-covered</a></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_FBP_OtherRealEstateCoveredFairValueDisclosure', window );">Other real estate - covered</a></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_FBP_OtherRealEstateNonCoveredFairValueDisclosure', window );">Other real estate - non-covered</a></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Nonrecurring | Significant Other Observable Inputs (Level 2)</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesAbstract', window );"><strong>Securities available for sale:</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_FBP_ImpairedLoansCoveredFairValueDisclosure', window );">Impaired loans - covered</a></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_FBP_ImpairedLoansNonCoveredFairValueDisclosure', window );">Impaired loans - non-covered</a></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_FBP_OtherRealEstateCoveredFairValueDisclosure', window );">Other real estate - covered</a></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_FBP_OtherRealEstateNonCoveredFairValueDisclosure', window );">Other real estate - non-covered</a></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Nonrecurring | Significant Unobservable Inputs (Level 3)</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesAbstract', window );"><strong>Securities available for sale:</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_FBP_ImpairedLoansCoveredFairValueDisclosure', window );">Impaired loans - covered</a></td>
        <td class="nump">12,234<span></span></td>
        <td class="nump">21,288<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_FBP_ImpairedLoansNonCoveredFairValueDisclosure', window );">Impaired loans - non-covered</a></td>
        <td class="nump">21,021<span></span></td>
        <td class="nump">80,541<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_FBP_OtherRealEstateCoveredFairValueDisclosure', window );">Other real estate - covered</a></td>
        <td class="nump">47,290<span></span></td>
        <td class="nump">85,272<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_FBP_OtherRealEstateNonCoveredFairValueDisclosure', window );">Other real estate - non-covered</a></td>
        <td class="nump">$ 26,285<span></span></td>
        <td class="nump">$ 37,023<span></span></td>
      </tr>
    </table>
    <div style="display: none;">
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_FBP_CorporateBondsFairValueDisclosure">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Fair value of corporate bonds.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>FBP_CorporateBondsFairValueDisclosure</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>FBP_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_FBP_EquitySecuritiesFairValueDisclosure">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Fair value of equity securities.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>FBP_EquitySecuritiesFairValueDisclosure</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>FBP_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_FBP_GovernmentSponsoredEnterpriseSecuritiesFairValueDisclosure">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Fair value of government sponsored enterprise securities.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>FBP_GovernmentSponsoredEnterpriseSecuritiesFairValueDisclosure</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>FBP_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_FBP_ImpairedLoansCoveredFairValueDisclosure">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Fair value of impaired loans covered by loss sharing arrangements.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>FBP_ImpairedLoansCoveredFairValueDisclosure</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>FBP_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_FBP_ImpairedLoansNonCoveredFairValueDisclosure">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Fair value of impaired loans not covered by loss sharing arrangements.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>FBP_ImpairedLoansNonCoveredFairValueDisclosure</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>FBP_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_FBP_OtherRealEstateCoveredFairValueDisclosure">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>fair value of other real estate covered by loss sharing agreements.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>FBP_OtherRealEstateCoveredFairValueDisclosure</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>FBP_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_FBP_OtherRealEstateNonCoveredFairValueDisclosure">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Fair value of other real estate not covered by loss sharing agreements.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>FBP_OtherRealEstateNonCoveredFairValueDisclosure</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>FBP_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AvailableForSaleSecuritiesAbstract">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_AvailableForSaleSecuritiesAbstract</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:stringItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AvailableForSaleSecuritiesFairValueDisclosure">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>This element represents the portion of the balance sheet assertion valued at fair value by the entity whether such amount is presented as a separate caption or as a parenthetical disclosure. Additionally, this element may be used in connection with the fair value disclosures required in the footnote disclosures to the financial statements. The element may be used in both the balance sheet and disclosure in the same submission. This item represents Available-for-sale Securities which consist of all investments in certain debt and equity securities neither classified as trading or held-to-maturity securities. A debt security represents a creditor relationship with an enterprise. Debt securities include, among other items, US Treasury securities, US government securities, municipal securities, corporate bonds, convertible debt, commercial paper, and all securitized debt instruments. An equity security represents an ownership interest in an enterprise or the right to acquire or dispose of an ownership interest in an enterprise at fixed or determinable prices. Equity securities include, among other things, common stock, certain preferred stock, warrant rights, call options, and put options, but do not include convertible debt. An entity may opt to provide the reader with additional narrative text to better understand the nature of investments in debt and equity securities which are categorized as Available-for-sale.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 320<br><br> -SubTopic 10<br><br> -Section 25<br><br> -Paragraph 1<br><br> -Subparagraph (b)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7534914&amp;loc=d3e22054-111558<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 115<br><br> -Paragraph 12<br><br> -Subparagraph b<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Glossary Available-for-Sale Securities<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6505594<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_AvailableForSaleSecuritiesFairValueDisclosure</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_MortgageBackedSecuritiesAvailableForSaleFairValueDisclosure">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>This element represents the portion of the balance sheet assertion valued at fair value by the entity whether such amount is presented as a separate caption or as a parenthetical disclosure. Additionally, this element may be used in connection with the fair value disclosures required in the footnote disclosures to the financial statements. The element may be used in both the balance sheet and disclosure in the same submission. This item represents securitized, pay-through debt securities collateralized by real estate mortgage loans (mortgages) as of the balance sheet date which have been categorized as available-for-sale.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher AICPA<br><br> -Name Audit and Accounting Guide (AAG)<br><br> -Number AAG-DEP<br><br> -Paragraph 15<br><br> -IssueDate 2006-05-01<br><br> -Chapter 7<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Glossary Mortgage-Backed Securities<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6517959<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_MortgageBackedSecuritiesAvailableForSaleFairValueDisclosure</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
    </div>
  </body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>72
<FILENAME>R40.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
  <head>
    <META http-equiv="Content-Type" content="text/html; charset=us-ascii">
    <link rel="StyleSheet" type="text/css" href="report.css"><script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script></head>
  <body><span style="display: none;">v2.4.0.6</span><table class="report" border="0" cellspacing="2" id="ID0ELJAE">
      <tr>
        <th class="tl" colspan="1" rowspan="2">
          <div style="width: 200px;"><strong>Employee Benefit Plans (Tables)<br></strong></div>
        </th>
        <th class="th" colspan="1">12 Months Ended</th>
      </tr>
      <tr>
        <th class="th">
          <div>Dec. 31, 2012</div>
        </th>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Pension Plan</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_FBP_ReconciliationOfBenefitObligationTableTextBlock', window );">Reconciliation of benefit obligation</a></td>
        <td class="text"><table cellspacing="0" cellpadding="0" style="width: 100%; border-collapse: collapse; font: 10pt Calibri, Helvetica, Sans-Serif">
<tr style="vertical-align: bottom">
    <td nowrap="nowrap" style="text-align: justify; font-style: italic">($ in thousands)</td>
    <td nowrap="nowrap" style="padding-bottom: 1pt; font-weight: bold">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: center; font-weight: bold">2012</td>
    <td nowrap="nowrap" style="padding-bottom: 1pt; font-weight: bold">&#160;</td>
    <td nowrap="nowrap" style="padding-bottom: 1pt">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: center">2011</td>
    <td nowrap="nowrap" style="padding-bottom: 1pt">&#160;</td>
    <td nowrap="nowrap" style="padding-bottom: 1pt">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: center">2010</td>
    <td nowrap="nowrap" style="padding-bottom: 1pt">&#160;</td></tr>
<tr style="background-color: rgb(204,238,255); vertical-align: bottom">
    <td nowrap="nowrap" style="text-align: justify; text-decoration: underline">Change in benefit obligation</td>
    <td nowrap="nowrap">&#160;</td>
    <td nowrap="nowrap" style="text-align: left">&#160;</td>
    <td nowrap="nowrap" style="text-align: right">&#160;</td>
    <td nowrap="nowrap" style="text-align: left">&#160;</td>
    <td nowrap="nowrap">&#160;</td>
    <td nowrap="nowrap" style="text-align: left">&#160;</td>
    <td nowrap="nowrap" style="text-align: right">&#160;</td>
    <td nowrap="nowrap" style="text-align: left">&#160;</td>
    <td nowrap="nowrap">&#160;</td>
    <td nowrap="nowrap" style="text-align: left">&#160;</td>
    <td nowrap="nowrap" style="text-align: right">&#160;</td>
    <td nowrap="nowrap" style="text-align: left">&#160;</td></tr>
<tr style="background-color: white; vertical-align: bottom">
    <td nowrap="nowrap" style="text-align: justify; width: 70%">Benefit obligation at beginning of year</td>
    <td nowrap="nowrap" style="width: 1%; font-weight: bold">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; width: 1%; font-weight: bold">$</td>
    <td nowrap="nowrap" style="text-align: right; width: 7%; font-weight: bold">40,084</td>
    <td nowrap="nowrap" style="text-align: left; width: 1%; font-weight: bold">&#160;</td>
    <td nowrap="nowrap" style="width: 1%">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; width: 1%">&#160;</td>
    <td nowrap="nowrap" style="text-align: right; width: 7%">31,140</td>
    <td nowrap="nowrap" style="text-align: left; width: 1%">&#160;</td>
    <td nowrap="nowrap" style="width: 1%">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; width: 1%">&#160;</td>
    <td nowrap="nowrap" style="text-align: right; width: 7%">25,395</td>
    <td nowrap="nowrap" style="text-align: left; width: 1%">&#160;</td></tr>
<tr style="background-color: rgb(204,238,255); vertical-align: bottom">
    <td nowrap="nowrap" style="text-align: justify">Service cost</td>
    <td nowrap="nowrap" style="font-weight: bold">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font-weight: bold">&#160;</td>
    <td nowrap="nowrap" style="text-align: right; font-weight: bold">1,835</td>
    <td nowrap="nowrap" style="text-align: left; font-weight: bold">&#160;</td>
    <td nowrap="nowrap">&#160;</td>
    <td nowrap="nowrap" style="text-align: left">&#160;</td>
    <td nowrap="nowrap" style="text-align: right">1,782</td>
    <td nowrap="nowrap" style="text-align: left">&#160;</td>
    <td nowrap="nowrap">&#160;</td>
    <td nowrap="nowrap" style="text-align: left">&#160;</td>
    <td nowrap="nowrap" style="text-align: right">1,754</td>
    <td nowrap="nowrap" style="text-align: left">&#160;</td></tr>
<tr style="background-color: white; vertical-align: bottom">
    <td nowrap="nowrap" style="text-align: justify">Interest cost</td>
    <td nowrap="nowrap" style="font-weight: bold">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font-weight: bold">&#160;</td>
    <td nowrap="nowrap" style="text-align: right; font-weight: bold">1,451</td>
    <td nowrap="nowrap" style="text-align: left; font-weight: bold">&#160;</td>
    <td nowrap="nowrap">&#160;</td>
    <td nowrap="nowrap" style="text-align: left">&#160;</td>
    <td nowrap="nowrap" style="text-align: right">1,638</td>
    <td nowrap="nowrap" style="text-align: left">&#160;</td>
    <td nowrap="nowrap">&#160;</td>
    <td nowrap="nowrap" style="text-align: left">&#160;</td>
    <td nowrap="nowrap" style="text-align: right">1,555</td>
    <td nowrap="nowrap" style="text-align: left">&#160;</td></tr>
<tr style="background-color: rgb(204,238,255); vertical-align: bottom">
    <td nowrap="nowrap" style="text-align: justify">Actuarial (gain) loss</td>
    <td nowrap="nowrap" style="font-weight: bold">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font-weight: bold">&#160;</td>
    <td nowrap="nowrap" style="text-align: right; font-weight: bold">(4,006</td>
    <td nowrap="nowrap" style="text-align: left; font-weight: bold">)</td>
    <td nowrap="nowrap">&#160;</td>
    <td nowrap="nowrap" style="text-align: left">&#160;</td>
    <td nowrap="nowrap" style="text-align: right">6,004</td>
    <td nowrap="nowrap" style="text-align: left">&#160;</td>
    <td nowrap="nowrap">&#160;</td>
    <td nowrap="nowrap" style="text-align: left">&#160;</td>
    <td nowrap="nowrap" style="text-align: right">2,830</td>
    <td nowrap="nowrap" style="text-align: left">&#160;</td></tr>
<tr style="background-color: white; vertical-align: bottom">
    <td nowrap="nowrap" style="text-align: justify">Benefits paid</td>
    <td nowrap="nowrap" style="font-weight: bold">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font-weight: bold">&#160;</td>
    <td nowrap="nowrap" style="text-align: right; font-weight: bold">(503</td>
    <td nowrap="nowrap" style="text-align: left; font-weight: bold">)</td>
    <td nowrap="nowrap">&#160;</td>
    <td nowrap="nowrap" style="text-align: left">&#160;</td>
    <td nowrap="nowrap" style="text-align: right">(480</td>
    <td nowrap="nowrap" style="text-align: left">)</td>
    <td nowrap="nowrap">&#160;</td>
    <td nowrap="nowrap" style="text-align: left">&#160;</td>
    <td nowrap="nowrap" style="text-align: right">(394</td>
    <td nowrap="nowrap" style="text-align: left">)</td></tr>
<tr style="background-color: rgb(204,238,255); vertical-align: bottom">
    <td nowrap="nowrap" style="text-align: justify; padding-bottom: 1pt">Curtailment gain</td>
    <td nowrap="nowrap" style="padding-bottom: 1pt; font-weight: bold">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: left; font-weight: bold">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: right; font-weight: bold">(6,589</td>
    <td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt; font-weight: bold">)</td>
    <td nowrap="nowrap" style="padding-bottom: 1pt">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: left">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: right">&#151;</td>
    <td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt">&#160;</td>
    <td nowrap="nowrap" style="padding-bottom: 1pt">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: left">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: right">&#151;</td>
    <td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt">&#160;</td></tr>
<tr style="background-color: white; vertical-align: bottom">
    <td nowrap="nowrap" style="text-align: justify; padding-bottom: 1pt">Benefit obligation at end of year</td>
    <td nowrap="nowrap" style="padding-bottom: 1pt; font-weight: bold">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: left; font-weight: bold">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: right; font-weight: bold">32,272</td>
    <td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt; font-weight: bold">&#160;</td>
    <td nowrap="nowrap" style="padding-bottom: 1pt">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: left">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: right">40,084</td>
    <td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt">&#160;</td>
    <td nowrap="nowrap" style="padding-bottom: 1pt">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: left">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: right">31,140</td>
    <td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt">&#160;</td></tr>
<tr style="background-color: rgb(204,238,255); vertical-align: bottom">
    <td nowrap="nowrap" style="text-align: justify; text-decoration: underline">Change in plan assets</td>
    <td nowrap="nowrap">&#160;</td>
    <td nowrap="nowrap" style="text-align: left">&#160;</td>
    <td nowrap="nowrap" style="text-align: right">&#160;</td>
    <td nowrap="nowrap" style="text-align: left">&#160;</td>
    <td nowrap="nowrap">&#160;</td>
    <td nowrap="nowrap" style="text-align: left">&#160;</td>
    <td nowrap="nowrap" style="text-align: right">&#160;</td>
    <td nowrap="nowrap" style="text-align: left">&#160;</td>
    <td nowrap="nowrap">&#160;</td>
    <td nowrap="nowrap" style="text-align: left">&#160;</td>
    <td nowrap="nowrap" style="text-align: right">&#160;</td>
    <td nowrap="nowrap" style="text-align: left">&#160;</td></tr>
<tr style="background-color: white; vertical-align: bottom">
    <td nowrap="nowrap" style="text-align: justify">Plan assets at beginning of year</td>
    <td nowrap="nowrap" style="font-weight: bold">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font-weight: bold">&#160;</td>
    <td nowrap="nowrap" style="text-align: right; font-weight: bold">24,466</td>
    <td nowrap="nowrap" style="text-align: left; font-weight: bold">&#160;</td>
    <td nowrap="nowrap">&#160;</td>
    <td nowrap="nowrap" style="text-align: left">&#160;</td>
    <td nowrap="nowrap" style="text-align: right">22,431</td>
    <td nowrap="nowrap" style="text-align: left">&#160;</td>
    <td nowrap="nowrap">&#160;</td>
    <td nowrap="nowrap" style="text-align: left">&#160;</td>
    <td nowrap="nowrap" style="text-align: right">17,793</td>
    <td nowrap="nowrap" style="text-align: left">&#160;</td></tr>
<tr style="background-color: rgb(204,238,255); vertical-align: bottom">
    <td nowrap="nowrap" style="text-align: justify">Actual return on plan assets</td>
    <td nowrap="nowrap" style="font-weight: bold">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font-weight: bold">&#160;</td>
    <td nowrap="nowrap" style="text-align: right; font-weight: bold">3,661</td>
    <td nowrap="nowrap" style="text-align: left; font-weight: bold">&#160;</td>
    <td nowrap="nowrap">&#160;</td>
    <td nowrap="nowrap" style="text-align: left">&#160;</td>
    <td nowrap="nowrap" style="text-align: right">15</td>
    <td nowrap="nowrap" style="text-align: left">&#160;</td>
    <td nowrap="nowrap">&#160;</td>
    <td nowrap="nowrap" style="text-align: left">&#160;</td>
    <td nowrap="nowrap" style="text-align: right">2,532</td>
    <td nowrap="nowrap" style="text-align: left">&#160;</td></tr>
<tr style="background-color: white; vertical-align: bottom">
    <td nowrap="nowrap" style="text-align: justify">Employer contributions</td>
    <td nowrap="nowrap" style="font-weight: bold">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font-weight: bold">&#160;</td>
    <td nowrap="nowrap" style="text-align: right; font-weight: bold">2,500</td>
    <td nowrap="nowrap" style="text-align: left; font-weight: bold">&#160;</td>
    <td nowrap="nowrap">&#160;</td>
    <td nowrap="nowrap" style="text-align: left">&#160;</td>
    <td nowrap="nowrap" style="text-align: right">2,500</td>
    <td nowrap="nowrap" style="text-align: left">&#160;</td>
    <td nowrap="nowrap">&#160;</td>
    <td nowrap="nowrap" style="text-align: left">&#160;</td>
    <td nowrap="nowrap" style="text-align: right">2,500</td>
    <td nowrap="nowrap" style="text-align: left">&#160;</td></tr>
<tr style="background-color: rgb(204,238,255); vertical-align: bottom">
    <td nowrap="nowrap" style="text-align: justify; padding-bottom: 1pt">Benefits paid</td>
    <td nowrap="nowrap" style="padding-bottom: 1pt; font-weight: bold">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: left; font-weight: bold">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: right; font-weight: bold">(503</td>
    <td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt; font-weight: bold">)</td>
    <td nowrap="nowrap" style="padding-bottom: 1pt">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: left">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: right">(480</td>
    <td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt">)</td>
    <td nowrap="nowrap" style="padding-bottom: 1pt">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: left">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: right">(394</td>
    <td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt">)</td></tr>
<tr style="background-color: white; vertical-align: bottom">
    <td nowrap="nowrap" style="text-align: justify; padding-bottom: 1pt">Plan assets at end of year</td>
    <td nowrap="nowrap" style="padding-bottom: 1pt; font-weight: bold">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: left; font-weight: bold">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: right; font-weight: bold">30,124</td>
    <td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt; font-weight: bold">&#160;</td>
    <td nowrap="nowrap" style="padding-bottom: 1pt">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: left">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: right">24,466</td>
    <td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt">&#160;</td>
    <td nowrap="nowrap" style="padding-bottom: 1pt">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: left">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: right">22,431</td>
    <td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt">&#160;</td></tr>
<tr style="background-color: rgb(204,238,255); vertical-align: bottom">
    <td nowrap="nowrap" style="text-align: justify">&#160;</td>
    <td nowrap="nowrap">&#160;</td>
    <td nowrap="nowrap" style="text-align: left">&#160;</td>
    <td nowrap="nowrap" style="text-align: right">&#160;</td>
    <td nowrap="nowrap" style="text-align: left">&#160;</td>
    <td nowrap="nowrap">&#160;</td>
    <td nowrap="nowrap" style="text-align: left">&#160;</td>
    <td nowrap="nowrap" style="text-align: right">&#160;</td>
    <td nowrap="nowrap" style="text-align: left">&#160;</td>
    <td nowrap="nowrap">&#160;</td>
    <td nowrap="nowrap" style="text-align: left">&#160;</td>
    <td nowrap="nowrap" style="text-align: right">&#160;</td>
    <td nowrap="nowrap" style="text-align: left">&#160;</td></tr>
<tr style="background-color: white; vertical-align: bottom">
    <td nowrap="nowrap" style="text-align: justify; padding-bottom: 2.5pt">Funded status at end of year</td>
    <td nowrap="nowrap" style="padding-bottom: 2.5pt; font-weight: bold">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: left; font-weight: bold">$</td>
    <td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: right; font-weight: bold">(2,148</td>
    <td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt; font-weight: bold">)</td>
    <td nowrap="nowrap" style="padding-bottom: 2.5pt">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: left">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: right">(15,618</td>
    <td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt">)</td>
    <td nowrap="nowrap" style="padding-bottom: 2.5pt">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: left">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: right">(8,709</td>
    <td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt">)</td></tr>
</table><span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ScheduleOfAmountsRecognizedInBalanceSheetTableTextBlock', window );">Amounts recognized in balance sheet</a></td>
        <td class="text"><table cellspacing="0" cellpadding="0" style="width: 100%; border-collapse: collapse; font: 10pt Calibri, Helvetica, Sans-Serif">
<tr style="vertical-align: bottom">
    <td nowrap="nowrap" style="text-align: justify; font-style: italic">($ in thousands)</td>
    <td nowrap="nowrap" style="padding-bottom: 1pt; font-weight: bold">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: center; font-weight: bold">2012</td>
    <td nowrap="nowrap" style="padding-bottom: 1pt; font-weight: bold">&#160;</td>
    <td nowrap="nowrap" style="padding-bottom: 1pt">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: center">2011</td>
    <td nowrap="nowrap" style="padding-bottom: 1pt">&#160;</td></tr>
<tr style="vertical-align: bottom">
    <td nowrap="nowrap" style="text-align: justify">&#160;</td>
    <td nowrap="nowrap">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="text-align: justify">&#160;</td>
    <td nowrap="nowrap">&#160;</td>
    <td nowrap="nowrap">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="text-align: justify">&#160;</td>
    <td nowrap="nowrap">&#160;</td></tr>
<tr style="background-color: rgb(204,238,255); vertical-align: bottom">
    <td nowrap="nowrap" style="text-align: justify; width: 80%">Other assets &#150; prepaid pension asset</td>
    <td nowrap="nowrap" style="width: 1%; font-weight: bold">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; width: 1%; font-weight: bold">$</td>
    <td nowrap="nowrap" style="text-align: right; width: 7%; font-weight: bold">1,232</td>
    <td nowrap="nowrap" style="text-align: left; width: 1%; font-weight: bold">&#160;</td>
    <td nowrap="nowrap" style="width: 1%">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; width: 1%">&#160;</td>
    <td nowrap="nowrap" style="text-align: right; width: 7%">671</td>
    <td nowrap="nowrap" style="text-align: left; width: 1%">&#160;</td></tr>
<tr style="background-color: white; vertical-align: bottom">
    <td nowrap="nowrap" style="text-align: justify; padding-bottom: 1pt">Other liabilities</td>
    <td nowrap="nowrap" style="padding-bottom: 1pt; font-weight: bold">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: left; font-weight: bold">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: right; font-weight: bold">(3,380</td>
    <td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt; font-weight: bold">)</td>
    <td nowrap="nowrap" style="padding-bottom: 1pt">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: left">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: right">(16,289</td>
    <td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt">)</td></tr>
<tr style="background-color: rgb(204,238,255); vertical-align: bottom">
    <td nowrap="nowrap" style="text-align: justify; padding-bottom: 2.5pt">&#160;</td>
    <td nowrap="nowrap" style="padding-bottom: 2.5pt; font-weight: bold">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: left; font-weight: bold">$</td>
    <td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: right; font-weight: bold">(2,148</td>
    <td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt; font-weight: bold">)</td>
    <td nowrap="nowrap" style="padding-bottom: 2.5pt">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: left">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: right">(15,618</td>
    <td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt">)</td></tr>
</table><span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ScheduleOfAmountsRecognizedInOtherComprehensiveIncomeLossTableTextBlock', window );">Amounts recognized in other comprehensive income</a></td>
        <td class="text"><table cellspacing="0" cellpadding="0" style="width: 100%; border-collapse: collapse; font: 10pt Calibri, Helvetica, Sans-Serif">
<tr style="vertical-align: bottom">
    <td nowrap="nowrap" style="text-align: justify; font-style: italic">($ in thousands)</td>
    <td nowrap="nowrap" style="padding-bottom: 1pt; font-weight: bold">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: center; font-weight: bold">2012</td>
    <td nowrap="nowrap" style="padding-bottom: 1pt; font-weight: bold">&#160;</td>
    <td nowrap="nowrap" style="padding-bottom: 1pt">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: center">2011</td>
    <td nowrap="nowrap" style="padding-bottom: 1pt">&#160;</td></tr>
<tr style="vertical-align: bottom">
    <td nowrap="nowrap" style="text-align: justify">&#160;</td>
    <td nowrap="nowrap">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="text-align: justify">&#160;</td>
    <td nowrap="nowrap">&#160;</td>
    <td nowrap="nowrap">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="text-align: justify">&#160;</td>
    <td nowrap="nowrap">&#160;</td></tr>
<tr style="background-color: rgb(204,238,255); vertical-align: bottom">
    <td nowrap="nowrap" style="text-align: justify; width: 80%">Net loss</td>
    <td nowrap="nowrap" style="width: 1%; font-weight: bold">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; width: 1%; font-weight: bold">$</td>
    <td nowrap="nowrap" style="text-align: right; width: 7%; font-weight: bold">3,380</td>
    <td nowrap="nowrap" style="text-align: left; width: 1%; font-weight: bold">&#160;</td>
    <td nowrap="nowrap" style="width: 1%">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; width: 1%">&#160;</td>
    <td nowrap="nowrap" style="text-align: right; width: 7%">16,213</td>
    <td nowrap="nowrap" style="text-align: left; width: 1%">&#160;</td></tr>
<tr style="background-color: white; vertical-align: bottom">
    <td nowrap="nowrap" style="text-align: justify">Net transition obligation</td>
    <td nowrap="nowrap" style="font-weight: bold">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font-weight: bold">&#160;</td>
    <td nowrap="nowrap" style="text-align: right; font-weight: bold">&#151;</td>
    <td nowrap="nowrap" style="text-align: left; font-weight: bold">&#160;</td>
    <td nowrap="nowrap">&#160;</td>
    <td nowrap="nowrap" style="text-align: left">&#160;</td>
    <td nowrap="nowrap" style="text-align: right">32</td>
    <td nowrap="nowrap" style="text-align: left">&#160;</td></tr>
<tr style="background-color: rgb(204,238,255); vertical-align: bottom">
    <td nowrap="nowrap" style="text-align: justify; padding-bottom: 1pt">Prior service cost</td>
    <td nowrap="nowrap" style="padding-bottom: 1pt; font-weight: bold">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: left; font-weight: bold">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: right; font-weight: bold">&#151;</td>
    <td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt; font-weight: bold">&#160;</td>
    <td nowrap="nowrap" style="padding-bottom: 1pt">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: left">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: right">44</td>
    <td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt">&#160;</td></tr>
<tr style="background-color: white; vertical-align: bottom">
    <td nowrap="nowrap" style="text-align: justify">Amount recognized in AOCI before tax effect</td>
    <td nowrap="nowrap" style="font-weight: bold">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font-weight: bold">&#160;</td>
    <td nowrap="nowrap" style="text-align: right; font-weight: bold">3,380</td>
    <td nowrap="nowrap" style="text-align: left; font-weight: bold">&#160;</td>
    <td nowrap="nowrap">&#160;</td>
    <td nowrap="nowrap" style="text-align: left">&#160;</td>
    <td nowrap="nowrap" style="text-align: right">16,289</td>
    <td nowrap="nowrap" style="text-align: left">&#160;</td></tr>
<tr style="background-color: rgb(204,238,255); vertical-align: bottom">
    <td nowrap="nowrap" style="text-align: justify; padding-bottom: 1pt">Tax benefit</td>
    <td nowrap="nowrap" style="padding-bottom: 1pt; font-weight: bold">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: left; font-weight: bold">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: right; font-weight: bold">(1,317</td>
    <td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt; font-weight: bold">)</td>
    <td nowrap="nowrap" style="padding-bottom: 1pt">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: left">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: right">(6,434</td>
    <td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt">)</td></tr>
<tr style="background-color: white; vertical-align: bottom">
    <td nowrap="nowrap" style="text-align: justify; padding-bottom: 2.5pt">Net amount recognized as reduction to AOCI</td>
    <td nowrap="nowrap" style="padding-bottom: 2.5pt; font-weight: bold">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: left; font-weight: bold">$</td>
    <td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: right; font-weight: bold">2,063</td>
    <td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt; font-weight: bold">&#160;</td>
    <td nowrap="nowrap" style="padding-bottom: 2.5pt">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: left">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: right">9,855</td>
    <td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt">&#160;</td></tr>
</table><span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ScheduleOfDefinedBenefitPlanAmountsRecognizedInOtherComprehensiveIncomeLossTableTextBlock', window );">Reconciliation of balances in AOCI</a></td>
        <td class="text"><table cellspacing="0" cellpadding="0" style="width: 100%; border-collapse: collapse; font: 10pt Calibri, Helvetica, Sans-Serif">
<tr style="vertical-align: bottom">
    <td nowrap="nowrap" style="text-align: justify; font-style: italic">($ in thousands)</td>
    <td nowrap="nowrap" style="padding-bottom: 1pt; font-weight: bold">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: center; font-weight: bold">2012</td>
    <td nowrap="nowrap" style="padding-bottom: 1pt; font-weight: bold">&#160;</td>
    <td nowrap="nowrap" style="padding-bottom: 1pt">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: center">2011</td>
    <td nowrap="nowrap" style="padding-bottom: 1pt">&#160;</td></tr>
<tr style="vertical-align: bottom">
    <td nowrap="nowrap" style="text-align: justify">&#160;</td>
    <td nowrap="nowrap">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="text-align: justify">&#160;</td>
    <td nowrap="nowrap">&#160;</td>
    <td nowrap="nowrap">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="text-align: justify">&#160;</td>
    <td nowrap="nowrap">&#160;</td></tr>
<tr style="background-color: rgb(204,238,255); vertical-align: bottom">
    <td nowrap="nowrap" style="text-align: justify; width: 80%">Accumulated other comprehensive loss at beginning of fiscal year</td>
    <td nowrap="nowrap" style="width: 1%; font-weight: bold">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; width: 1%; font-weight: bold">$</td>
    <td nowrap="nowrap" style="text-align: right; width: 7%; font-weight: bold">9,855</td>
    <td nowrap="nowrap" style="text-align: left; width: 1%; font-weight: bold">&#160;</td>
    <td nowrap="nowrap" style="width: 1%">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; width: 1%">&#160;</td>
    <td nowrap="nowrap" style="text-align: right; width: 7%">5,432</td>
    <td nowrap="nowrap" style="text-align: left; width: 1%">&#160;</td></tr>
<tr style="background-color: white; vertical-align: bottom">
    <td nowrap="nowrap" style="text-align: justify">Net (gain) loss arising during period</td>
    <td nowrap="nowrap" style="font-weight: bold">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font-weight: bold">&#160;</td>
    <td nowrap="nowrap" style="text-align: right; font-weight: bold">(12,288</td>
    <td nowrap="nowrap" style="text-align: left; font-weight: bold">)</td>
    <td nowrap="nowrap">&#160;</td>
    <td nowrap="nowrap" style="text-align: left">&#160;</td>
    <td nowrap="nowrap" style="text-align: right">7,707</td>
    <td nowrap="nowrap" style="text-align: left">&#160;</td></tr>
<tr style="background-color: rgb(204,238,255); vertical-align: bottom">
    <td nowrap="nowrap" style="text-align: justify">Prior service cost</td>
    <td nowrap="nowrap" style="font-weight: bold">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font-weight: bold">&#160;</td>
    <td nowrap="nowrap" style="text-align: right; font-weight: bold">(32</td>
    <td nowrap="nowrap" style="text-align: left; font-weight: bold">)</td>
    <td nowrap="nowrap">&#160;</td>
    <td nowrap="nowrap" style="text-align: left">&#160;</td>
    <td nowrap="nowrap" style="text-align: right">&#151;</td>
    <td nowrap="nowrap" style="text-align: left">&#160;</td></tr>
<tr style="background-color: white; vertical-align: bottom">
    <td nowrap="nowrap" style="text-align: justify">Transition Obligation</td>
    <td nowrap="nowrap" style="font-weight: bold">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font-weight: bold">&#160;</td>
    <td nowrap="nowrap" style="text-align: right; font-weight: bold">(30</td>
    <td nowrap="nowrap" style="text-align: left; font-weight: bold">)</td>
    <td nowrap="nowrap">&#160;</td>
    <td nowrap="nowrap" style="text-align: left">&#160;</td>
    <td nowrap="nowrap" style="text-align: right">&#151;</td>
    <td nowrap="nowrap" style="text-align: left">&#160;</td></tr>
<tr style="background-color: rgb(204,238,255); vertical-align: bottom">
    <td nowrap="nowrap" style="text-align: justify">Amortization of unrecognized actuarial loss</td>
    <td nowrap="nowrap" style="font-weight: bold">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font-weight: bold">&#160;</td>
    <td nowrap="nowrap" style="text-align: right; font-weight: bold">(545</td>
    <td nowrap="nowrap" style="text-align: left; font-weight: bold">)</td>
    <td nowrap="nowrap">&#160;</td>
    <td nowrap="nowrap" style="text-align: left">&#160;</td>
    <td nowrap="nowrap" style="text-align: right">(382</td>
    <td nowrap="nowrap" style="text-align: left">)</td></tr>
<tr style="background-color: white; vertical-align: bottom">
    <td nowrap="nowrap" style="text-align: justify">Amortization of prior service cost and transition obligation</td>
    <td nowrap="nowrap" style="font-weight: bold">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font-weight: bold">&#160;</td>
    <td nowrap="nowrap" style="text-align: right; font-weight: bold">(14</td>
    <td nowrap="nowrap" style="text-align: left; font-weight: bold">)</td>
    <td nowrap="nowrap">&#160;</td>
    <td nowrap="nowrap" style="text-align: left">&#160;</td>
    <td nowrap="nowrap" style="text-align: right">(13</td>
    <td nowrap="nowrap" style="text-align: left">)</td></tr>
<tr style="background-color: rgb(204,238,255); vertical-align: bottom">
    <td nowrap="nowrap" style="text-align: justify; padding-bottom: 1pt">Tax expense (benefit) of changes during the year, net</td>
    <td nowrap="nowrap" style="padding-bottom: 1pt; font-weight: bold">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: left; font-weight: bold">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: right; font-weight: bold">5,117</td>
    <td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt; font-weight: bold">&#160;</td>
    <td nowrap="nowrap" style="padding-bottom: 1pt">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: left">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: right">(2,889</td>
    <td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt">)</td></tr>
<tr style="background-color: white; vertical-align: bottom">
    <td nowrap="nowrap" style="text-align: justify; padding-bottom: 2.5pt">Accumulated other comprehensive loss at end of fiscal year</td>
    <td nowrap="nowrap" style="padding-bottom: 2.5pt; font-weight: bold">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: left; font-weight: bold">$</td>
    <td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: right; font-weight: bold">2,063</td>
    <td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt; font-weight: bold">&#160;</td>
    <td nowrap="nowrap" style="padding-bottom: 2.5pt">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: left">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: right">9,855</td>
    <td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt">&#160;</td></tr>
</table><span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_FBP_ReconciliationOfPrepaidPensionCostsTableTextBlock', window );">Reconciliation of prepaid pension costs</a></td>
        <td class="text"><table cellspacing="0" cellpadding="0" style="width: 100%; border-collapse: collapse; font: 10pt Calibri, Helvetica, Sans-Serif">
<tr style="vertical-align: bottom">
    <td nowrap="nowrap" style="text-align: justify; font-style: italic">($ in thousands)</td>
    <td nowrap="nowrap" style="padding-bottom: 1pt; font-weight: bold">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: center; font-weight: bold">2012</td>
    <td nowrap="nowrap" style="padding-bottom: 1pt; font-weight: bold">&#160;</td>
    <td nowrap="nowrap" style="padding-bottom: 1pt">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: center">2011</td>
    <td nowrap="nowrap" style="padding-bottom: 1pt">&#160;</td></tr>
<tr style="vertical-align: bottom">
    <td nowrap="nowrap" style="text-align: justify">&#160;</td>
    <td nowrap="nowrap">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="text-align: justify">&#160;</td>
    <td nowrap="nowrap">&#160;</td>
    <td nowrap="nowrap">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="text-align: justify">&#160;</td>
    <td nowrap="nowrap">&#160;</td></tr>
<tr style="background-color: rgb(204,238,255); vertical-align: bottom">
    <td nowrap="nowrap" style="text-align: justify; width: 80%">Prepaid pension cost as of beginning of fiscal year</td>
    <td nowrap="nowrap" style="width: 1%; font-weight: bold">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; width: 1%; font-weight: bold">$</td>
    <td nowrap="nowrap" style="text-align: right; width: 7%; font-weight: bold">671</td>
    <td nowrap="nowrap" style="text-align: left; width: 1%; font-weight: bold">&#160;</td>
    <td nowrap="nowrap" style="width: 1%">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; width: 1%">&#160;</td>
    <td nowrap="nowrap" style="text-align: right; width: 7%">270</td>
    <td nowrap="nowrap" style="text-align: left; width: 1%">&#160;</td></tr>
<tr style="background-color: white; vertical-align: bottom">
    <td nowrap="nowrap" style="text-align: justify">Net periodic pension cost for fiscal year</td>
    <td nowrap="nowrap" style="font-weight: bold">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font-weight: bold">&#160;</td>
    <td nowrap="nowrap" style="text-align: right; font-weight: bold">(1,876</td>
    <td nowrap="nowrap" style="text-align: left; font-weight: bold">)</td>
    <td nowrap="nowrap">&#160;</td>
    <td nowrap="nowrap" style="text-align: left">&#160;</td>
    <td nowrap="nowrap" style="text-align: right">(2,099</td>
    <td nowrap="nowrap" style="text-align: left">)</td></tr>
<tr style="background-color: rgb(204,238,255); vertical-align: bottom">
    <td nowrap="nowrap" style="text-align: justify">Actual employer contributions</td>
    <td nowrap="nowrap" style="font-weight: bold">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font-weight: bold">&#160;</td>
    <td nowrap="nowrap" style="text-align: right; font-weight: bold">2,500</td>
    <td nowrap="nowrap" style="text-align: left; font-weight: bold">&#160;</td>
    <td nowrap="nowrap">&#160;</td>
    <td nowrap="nowrap" style="text-align: left">&#160;</td>
    <td nowrap="nowrap" style="text-align: right">2,500</td>
    <td nowrap="nowrap" style="text-align: left">&#160;</td></tr>
<tr style="background-color: white; vertical-align: bottom">
    <td nowrap="nowrap" style="text-align: justify; padding-bottom: 1pt">Effect of curtailment</td>
    <td nowrap="nowrap" style="padding-bottom: 1pt; font-weight: bold">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: left; font-weight: bold">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: right; font-weight: bold">(63</td>
    <td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt; font-weight: bold">)</td>
    <td nowrap="nowrap" style="padding-bottom: 1pt">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: left">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: right">&#151;</td>
    <td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt">&#160;</td></tr>
<tr style="background-color: rgb(204,238,255); vertical-align: bottom">
    <td nowrap="nowrap" style="text-align: justify; padding-bottom: 2.5pt">Prepaid pension asset as of end of fiscal year</td>
    <td nowrap="nowrap" style="padding-bottom: 2.5pt; font-weight: bold">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: left; font-weight: bold">$</td>
    <td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: right; font-weight: bold">1,232</td>
    <td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt; font-weight: bold">&#160;</td>
    <td nowrap="nowrap" style="padding-bottom: 2.5pt">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: left">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: right">671</td>
    <td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt">&#160;</td></tr>
</table><span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ScheduleOfNetBenefitCostsTableTextBlock', window );">Net pension costs</a></td>
        <td class="text"><table cellspacing="0" cellpadding="0" style="width: 100%; border-collapse: collapse; font: 10pt Calibri, Helvetica, Sans-Serif">
<tr style="vertical-align: bottom">
    <td nowrap="nowrap" style="text-align: justify; font-style: italic">($ in thousands)</td>
    <td nowrap="nowrap" style="padding-bottom: 1pt; font-weight: bold">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: center; font-weight: bold">2012</td>
    <td nowrap="nowrap" style="padding-bottom: 1pt; font-weight: bold">&#160;</td>
    <td nowrap="nowrap" style="padding-bottom: 1pt">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: center">2011</td>
    <td nowrap="nowrap" style="padding-bottom: 1pt">&#160;</td>
    <td nowrap="nowrap" style="padding-bottom: 1pt">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: center">2010</td>
    <td nowrap="nowrap" style="padding-bottom: 1pt">&#160;</td></tr>
<tr style="vertical-align: bottom">
    <td nowrap="nowrap" style="text-align: justify">&#160;</td>
    <td nowrap="nowrap">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="text-align: right">&#160;</td>
    <td nowrap="nowrap">&#160;</td>
    <td nowrap="nowrap">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="text-align: right">&#160;</td>
    <td nowrap="nowrap">&#160;</td>
    <td nowrap="nowrap">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="text-align: right">&#160;</td>
    <td nowrap="nowrap">&#160;</td></tr>
<tr style="background-color: rgb(204,238,255); vertical-align: bottom">
    <td nowrap="nowrap" style="text-align: justify; width: 70%">Service cost &#150; benefits earned during the period</td>
    <td nowrap="nowrap" style="width: 1%; font-weight: bold">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; width: 1%; font-weight: bold">$</td>
    <td nowrap="nowrap" style="text-align: right; width: 7%; font-weight: bold">1,835</td>
    <td nowrap="nowrap" style="text-align: left; width: 1%; font-weight: bold">&#160;</td>
    <td nowrap="nowrap" style="width: 1%">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; width: 1%">&#160;</td>
    <td nowrap="nowrap" style="text-align: right; width: 7%">1,782</td>
    <td nowrap="nowrap" style="text-align: left; width: 1%">&#160;</td>
    <td nowrap="nowrap" style="width: 1%">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; width: 1%">&#160;</td>
    <td nowrap="nowrap" style="text-align: right; width: 7%">1,754</td>
    <td nowrap="nowrap" style="text-align: left; width: 1%">&#160;</td></tr>
<tr style="background-color: white; vertical-align: bottom">
    <td nowrap="nowrap" style="text-align: justify">Interest cost on projected benefit obligation</td>
    <td nowrap="nowrap" style="font-weight: bold">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font-weight: bold">&#160;</td>
    <td nowrap="nowrap" style="text-align: right; font-weight: bold">1,451</td>
    <td nowrap="nowrap" style="text-align: left; font-weight: bold">&#160;</td>
    <td nowrap="nowrap">&#160;</td>
    <td nowrap="nowrap" style="text-align: left">&#160;</td>
    <td nowrap="nowrap" style="text-align: right">1,638</td>
    <td nowrap="nowrap" style="text-align: left">&#160;</td>
    <td nowrap="nowrap">&#160;</td>
    <td nowrap="nowrap" style="text-align: left">&#160;</td>
    <td nowrap="nowrap" style="text-align: right">1,555</td>
    <td nowrap="nowrap" style="text-align: left">&#160;</td></tr>
<tr style="background-color: rgb(204,238,255); vertical-align: bottom">
    <td nowrap="nowrap" style="text-align: justify">Expected return on plan assets</td>
    <td nowrap="nowrap" style="font-weight: bold">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font-weight: bold">&#160;</td>
    <td nowrap="nowrap" style="text-align: right; font-weight: bold">(1,969</td>
    <td nowrap="nowrap" style="text-align: left; font-weight: bold">)</td>
    <td nowrap="nowrap">&#160;</td>
    <td nowrap="nowrap" style="text-align: left">&#160;</td>
    <td nowrap="nowrap" style="text-align: right">(1,716</td>
    <td nowrap="nowrap" style="text-align: left">)</td>
    <td nowrap="nowrap">&#160;</td>
    <td nowrap="nowrap" style="text-align: left">&#160;</td>
    <td nowrap="nowrap" style="text-align: right">(1,479</td>
    <td nowrap="nowrap" style="text-align: left">)</td></tr>
<tr style="background-color: white; vertical-align: bottom">
    <td nowrap="nowrap" style="text-align: justify; padding-bottom: 1pt">Net amortization and deferral</td>
    <td nowrap="nowrap" style="padding-bottom: 1pt; font-weight: bold">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: left; font-weight: bold">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: right; font-weight: bold">559</td>
    <td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt; font-weight: bold">&#160;</td>
    <td nowrap="nowrap" style="padding-bottom: 1pt">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: left">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: right">395</td>
    <td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt">&#160;</td>
    <td nowrap="nowrap" style="padding-bottom: 1pt">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: left">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: right">465</td>
    <td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt">&#160;</td></tr>
<tr style="background-color: rgb(204,238,255); vertical-align: bottom">
    <td nowrap="nowrap" style="text-align: justify; padding-bottom: 2.5pt">Net periodic pension cost</td>
    <td nowrap="nowrap" style="padding-bottom: 2.5pt; font-weight: bold">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: left; font-weight: bold">$</td>
    <td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: right; font-weight: bold">1,876</td>
    <td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt; font-weight: bold">&#160;</td>
    <td nowrap="nowrap" style="padding-bottom: 2.5pt">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: left">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: right">2,099</td>
    <td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt">&#160;</td>
    <td nowrap="nowrap" style="padding-bottom: 2.5pt">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: left">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: right">2,295</td>
    <td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt">&#160;</td></tr>
</table><span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ScheduleOfExpectedBenefitPaymentsTableTextBlock', window );">Expected benefit payments</a></td>
        <td class="text"><table cellspacing="0" cellpadding="0" style="width: 100%; border-collapse: collapse; font: 10pt Calibri, Helvetica, Sans-Serif">
<tr style="vertical-align: bottom">
    <td nowrap="nowrap" style="text-align: justify">
        <p style="font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify">&#160;</p>
        <p style="font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify"><i>($ in thousands)</i></p></td>
    <td nowrap="nowrap" style="padding-bottom: 1pt">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: center">Estimated <br />benefit <br />payments</td>
    <td nowrap="nowrap" style="padding-bottom: 1pt">&#160;</td></tr>
<tr style="background-color: rgb(204,238,255); vertical-align: bottom">
    <td nowrap="nowrap" style="text-align: justify; width: 90%">Year ending December 31, 2013</td>
    <td nowrap="nowrap" style="width: 1%">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; width: 1%">$</td>
    <td nowrap="nowrap" style="text-align: right; width: 7%">723</td>
    <td nowrap="nowrap" style="text-align: left; width: 1%">&#160;</td></tr>
<tr style="background-color: white; vertical-align: bottom">
    <td nowrap="nowrap" style="text-align: justify">Year ending December 31, 2014</td>
    <td nowrap="nowrap">&#160;</td>
    <td nowrap="nowrap" style="text-align: left">&#160;</td>
    <td nowrap="nowrap" style="text-align: right">860</td>
    <td nowrap="nowrap" style="text-align: left">&#160;</td></tr>
<tr style="background-color: rgb(204,238,255); vertical-align: bottom">
    <td nowrap="nowrap" style="text-align: justify">Year ending December 31, 2015</td>
    <td nowrap="nowrap">&#160;</td>
    <td nowrap="nowrap" style="text-align: left">&#160;</td>
    <td nowrap="nowrap" style="text-align: right">968</td>
    <td nowrap="nowrap" style="text-align: left">&#160;</td></tr>
<tr style="background-color: white; vertical-align: bottom">
    <td nowrap="nowrap" style="text-align: justify">Year ending December 31, 2016</td>
    <td nowrap="nowrap">&#160;</td>
    <td nowrap="nowrap" style="text-align: left">&#160;</td>
    <td nowrap="nowrap" style="text-align: right">1,160</td>
    <td nowrap="nowrap" style="text-align: left">&#160;</td></tr>
<tr style="background-color: rgb(204,238,255); vertical-align: bottom">
    <td nowrap="nowrap" style="text-align: justify">Year ending December 31, 2017</td>
    <td nowrap="nowrap">&#160;</td>
    <td nowrap="nowrap" style="text-align: left">&#160;</td>
    <td nowrap="nowrap" style="text-align: right">1,302</td>
    <td nowrap="nowrap" style="text-align: left">&#160;</td></tr>
<tr style="background-color: white; vertical-align: bottom">
    <td nowrap="nowrap" style="text-align: justify">Years ending December 31, 2018-2022</td>
    <td nowrap="nowrap">&#160;</td>
    <td nowrap="nowrap" style="text-align: left">&#160;</td>
    <td nowrap="nowrap" style="text-align: right">9,013</td>
    <td nowrap="nowrap" style="text-align: left">&#160;</td></tr>
</table><span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_FBP_TargetedMixOfPensionPlansAssetsTableTextBlock', window );">Targeted mix of the Pension Plan's assets</a></td>
        <td class="text"><table cellspacing="0" cellpadding="0" style="width: 100%; border-collapse: collapse; font: 10pt Calibri, Helvetica, Sans-Serif">
<tr style="vertical-align: bottom">
    <td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: justify">Investment type</td>
    <td nowrap="nowrap" style="padding-bottom: 1pt">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: center; vertical-align: bottom">Targeted % <br />of Total Assets</td>
    <td nowrap="nowrap" style="padding-bottom: 1pt">&#160;</td>
    <td nowrap="nowrap" style="padding-bottom: 1pt">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: center">Acceptable Range % of <br />Total Assets</td></tr>
<tr style="vertical-align: bottom">
    <td nowrap="nowrap" style="text-align: center">&#160;</td>
    <td nowrap="nowrap">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="text-align: center; vertical-align: bottom">&#160;</td>
    <td nowrap="nowrap">&#160;</td>
    <td nowrap="nowrap">&#160;</td>
    <td nowrap="nowrap" style="text-align: center">&#160;</td></tr>
<tr style="background-color: rgb(204,238,255); vertical-align: bottom">
    <td nowrap="nowrap" style="text-align: left; text-decoration: underline">Fixed income investments</td>
    <td nowrap="nowrap">&#160;</td>
    <td nowrap="nowrap" style="text-align: center; vertical-align: bottom">&#160;</td>
    <td nowrap="nowrap" style="text-align: center; vertical-align: bottom">&#160;</td>
    <td nowrap="nowrap" style="text-align: left">&#160;</td>
    <td nowrap="nowrap">&#160;</td>
    <td nowrap="nowrap" style="text-align: center; padding-left: 5.4pt">&#160;</td></tr>
<tr style="background-color: white; vertical-align: bottom">
    <td nowrap="nowrap" style="text-align: justify; width: 33%">Cash/money market account</td>
    <td nowrap="nowrap" style="width: 1%">&#160;</td>
    <td nowrap="nowrap" style="text-align: center; width: 1%; vertical-align: bottom">&#160;</td>
    <td nowrap="nowrap" style="text-align: center; width: 31%; vertical-align: bottom">2%</td>
    <td nowrap="nowrap" style="text-align: left; width: 1%">&#160;</td>
    <td nowrap="nowrap" style="width: 1%">&#160;</td>
    <td nowrap="nowrap" style="text-align: center; padding-left: 5.4pt; width: 32%">1%-5%</td></tr>
<tr style="background-color: rgb(204,238,255); vertical-align: bottom">
    <td nowrap="nowrap" style="text-align: justify">US government bond fund</td>
    <td nowrap="nowrap">&#160;</td>
    <td nowrap="nowrap" style="text-align: center; vertical-align: bottom">&#160;</td>
    <td nowrap="nowrap" style="text-align: center; vertical-align: bottom">10%</td>
    <td nowrap="nowrap" style="text-align: left">&#160;</td>
    <td nowrap="nowrap">&#160;</td>
    <td nowrap="nowrap" style="text-align: center; padding-left: 5.4pt">10%-20%</td></tr>
<tr style="background-color: white; vertical-align: bottom">
    <td nowrap="nowrap" style="text-align: justify">US corporate bond fund</td>
    <td nowrap="nowrap">&#160;</td>
    <td nowrap="nowrap" style="text-align: center; vertical-align: bottom">&#160;</td>
    <td nowrap="nowrap" style="text-align: center; vertical-align: bottom">10%</td>
    <td nowrap="nowrap" style="text-align: left">&#160;</td>
    <td nowrap="nowrap">&#160;</td>
    <td nowrap="nowrap" style="text-align: center; padding-left: 5.4pt">5%-15%</td></tr>
<tr style="background-color: rgb(204,238,255); vertical-align: bottom">
    <td nowrap="nowrap" style="text-align: justify">US corporate high yield bond fund</td>
    <td nowrap="nowrap">&#160;</td>
    <td nowrap="nowrap" style="text-align: center; vertical-align: bottom">&#160;</td>
    <td nowrap="nowrap" style="text-align: center; vertical-align: bottom">5%</td>
    <td nowrap="nowrap" style="text-align: left">&#160;</td>
    <td nowrap="nowrap">&#160;</td>
    <td nowrap="nowrap" style="text-align: center; padding-left: 5.4pt">0%-10%</td></tr>
<tr style="background-color: white; vertical-align: bottom">
    <td nowrap="nowrap" style="text-align: justify; text-decoration: underline">Equity investments</td>
    <td nowrap="nowrap">&#160;</td>
    <td nowrap="nowrap" style="text-align: center; vertical-align: bottom">&#160;</td>
    <td nowrap="nowrap" style="text-align: center; vertical-align: bottom">&#160;</td>
    <td nowrap="nowrap" style="text-align: left">&#160;</td>
    <td nowrap="nowrap">&#160;</td>
    <td nowrap="nowrap" style="text-align: center; padding-left: 5.4pt">&#160;</td></tr>
<tr style="background-color: rgb(204,238,255); vertical-align: bottom">
    <td nowrap="nowrap" style="text-align: justify">Large cap value fund</td>
    <td nowrap="nowrap">&#160;</td>
    <td nowrap="nowrap" style="text-align: center; vertical-align: bottom">&#160;</td>
    <td nowrap="nowrap" style="text-align: center; vertical-align: bottom">20%</td>
    <td nowrap="nowrap" style="text-align: left">&#160;</td>
    <td nowrap="nowrap">&#160;</td>
    <td nowrap="nowrap" style="text-align: center; padding-left: 5.4pt">20%-30%</td></tr>
<tr style="background-color: white; vertical-align: bottom">
    <td nowrap="nowrap" style="text-align: justify">Large cap growth fund</td>
    <td nowrap="nowrap">&#160;</td>
    <td nowrap="nowrap" style="text-align: center; vertical-align: bottom">&#160;</td>
    <td nowrap="nowrap" style="text-align: center; vertical-align: bottom">20%</td>
    <td nowrap="nowrap" style="text-align: left">&#160;</td>
    <td nowrap="nowrap">&#160;</td>
    <td nowrap="nowrap" style="text-align: center; padding-left: 5.4pt">20%-30%</td></tr>
<tr style="background-color: rgb(204,238,255); vertical-align: bottom">
    <td nowrap="nowrap" style="text-align: justify">Mid cap equity fund</td>
    <td nowrap="nowrap">&#160;</td>
    <td nowrap="nowrap" style="text-align: center; vertical-align: bottom">&#160;</td>
    <td nowrap="nowrap" style="text-align: center; vertical-align: bottom">10%</td>
    <td nowrap="nowrap" style="text-align: left">&#160;</td>
    <td nowrap="nowrap">&#160;</td>
    <td nowrap="nowrap" style="text-align: center; padding-left: 5.4pt">5%-15%</td></tr>
<tr style="background-color: white; vertical-align: bottom">
    <td nowrap="nowrap" style="text-align: justify">Small cap growth fund</td>
    <td nowrap="nowrap">&#160;</td>
    <td nowrap="nowrap" style="text-align: center; vertical-align: bottom">&#160;</td>
    <td nowrap="nowrap" style="text-align: center; vertical-align: bottom">8%</td>
    <td nowrap="nowrap" style="text-align: left">&#160;</td>
    <td nowrap="nowrap">&#160;</td>
    <td nowrap="nowrap" style="text-align: center; padding-left: 5.4pt">5%-15%</td></tr>
<tr style="background-color: rgb(204,238,255); vertical-align: bottom">
    <td nowrap="nowrap" style="text-align: justify">Foreign equity fund</td>
    <td nowrap="nowrap">&#160;</td>
    <td nowrap="nowrap" style="text-align: center; vertical-align: bottom">&#160;</td>
    <td nowrap="nowrap" style="text-align: center; vertical-align: bottom">10%</td>
    <td nowrap="nowrap" style="text-align: left">&#160;</td>
    <td nowrap="nowrap">&#160;</td>
    <td nowrap="nowrap" style="text-align: center; padding-left: 5.4pt">5%-15%</td></tr>
<tr style="background-color: white; vertical-align: bottom">
    <td nowrap="nowrap" style="text-align: justify">Company stock</td>
    <td nowrap="nowrap">&#160;</td>
    <td nowrap="nowrap" style="text-align: center; vertical-align: bottom">&#160;</td>
    <td nowrap="nowrap" style="text-align: center; vertical-align: bottom">5%</td>
    <td nowrap="nowrap" style="text-align: left">&#160;</td>
    <td nowrap="nowrap">&#160;</td>
    <td nowrap="nowrap" style="text-align: center; padding-left: 5.4pt">0%-10%</td></tr>
</table><span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_FBP_InvestmentCategoryBenchmarksTableTextBlock', window );">Investment category benchmarks</a></td>
        <td class="text"><table cellspacing="0" cellpadding="0" style="width: 100%; border-collapse: collapse; font: 10pt Calibri, Helvetica, Sans-Serif">
<tr style="vertical-align: bottom">
    <td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: left; width: 33%"><br />Investment Category</td>
    <td nowrap="nowrap" style="padding-bottom: 1pt; width: 1%">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: center; width: 33%">Investment Category Benchmark</td>
    <td nowrap="nowrap" style="padding-bottom: 1pt; width: 1%">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: center; width: 32%">Range of Acceptable Deviation <br />from Investment Category <br />Benchmark</td></tr>
<tr style="background-color: white; vertical-align: bottom">
    <td nowrap="nowrap" style="text-align: center">&#160;</td>
    <td nowrap="nowrap">&#160;</td>
    <td nowrap="nowrap" style="text-align: center">&#160;</td>
    <td nowrap="nowrap">&#160;</td>
    <td nowrap="nowrap" style="text-align: center">&#160;</td></tr>
<tr style="background-color: rgb(204,238,255); vertical-align: bottom">
    <td nowrap="nowrap" style="text-align: left; text-decoration: underline">Fixed income investments</td>
    <td nowrap="nowrap">&#160;</td>
    <td nowrap="nowrap" style="text-align: center">&#160;</td>
    <td nowrap="nowrap">&#160;</td>
    <td nowrap="nowrap" style="text-align: center">&#160;</td></tr>
<tr style="background-color: white; vertical-align: bottom">
    <td nowrap="nowrap" style="text-align: justify">Cash/money market account</td>
    <td nowrap="nowrap">&#160;</td>
    <td nowrap="nowrap" style="text-align: center">Citigroup Treasury Bill Index &#150; 3 month</td>
    <td nowrap="nowrap">&#160;</td>
    <td nowrap="nowrap" style="text-align: center">0-50 basis points</td></tr>
<tr style="background-color: rgb(204,238,255); vertical-align: bottom">
    <td nowrap="nowrap" style="text-align: justify">US government bond fund</td>
    <td nowrap="nowrap">&#160;</td>
    <td nowrap="nowrap" style="text-align: center">Barclays Intermediate Government Bond Index</td>
    <td nowrap="nowrap">&#160;</td>
    <td nowrap="nowrap" style="text-align: center">0-200 basis points</td></tr>
<tr style="background-color: white; vertical-align: bottom">
    <td nowrap="nowrap" style="text-align: justify">US corporate bond fund</td>
    <td nowrap="nowrap">&#160;</td>
    <td nowrap="nowrap" style="text-align: center">Barclays Aggregate Index</td>
    <td nowrap="nowrap">&#160;</td>
    <td nowrap="nowrap" style="text-align: center">0-200 basis points</td></tr>
<tr style="background-color: rgb(204,238,255); vertical-align: bottom">
    <td nowrap="nowrap" style="text-align: justify">US corporate high yield bond fund</td>
    <td nowrap="nowrap">&#160;</td>
    <td nowrap="nowrap" style="text-align: center">Barclays High Yield Index</td>
    <td nowrap="nowrap">&#160;</td>
    <td nowrap="nowrap" style="text-align: center">0-200 basis points</td></tr>
<tr style="background-color: white; vertical-align: bottom">
    <td nowrap="nowrap" style="text-align: justify; text-decoration: underline">Equity investments</td>
    <td nowrap="nowrap">&#160;</td>
    <td nowrap="nowrap" style="text-align: center">&#160;</td>
    <td nowrap="nowrap">&#160;</td>
    <td nowrap="nowrap" style="text-align: center">&#160;</td></tr>
<tr style="background-color: rgb(204,238,255); vertical-align: bottom">
    <td nowrap="nowrap" style="text-align: justify">Large cap value fund</td>
    <td nowrap="nowrap">&#160;</td>
    <td nowrap="nowrap" style="text-align: center">Russell 1000 Value Index</td>
    <td nowrap="nowrap">&#160;</td>
    <td nowrap="nowrap" style="text-align: center">0-300 basis points</td></tr>
<tr style="background-color: white; vertical-align: bottom">
    <td nowrap="nowrap" style="text-align: justify">Large cap growth fund</td>
    <td nowrap="nowrap">&#160;</td>
    <td nowrap="nowrap" style="text-align: center">Russell 1000 Growth Index</td>
    <td nowrap="nowrap">&#160;</td>
    <td nowrap="nowrap" style="text-align: center">0-300 basis points</td></tr>
<tr style="background-color: rgb(204,238,255); vertical-align: bottom">
    <td nowrap="nowrap" style="text-align: justify">Mid cap equity fund</td>
    <td nowrap="nowrap">&#160;</td>
    <td nowrap="nowrap" style="text-align: center">Russell Mid Cap Index</td>
    <td nowrap="nowrap">&#160;</td>
    <td nowrap="nowrap" style="text-align: center">0-300 basis points</td></tr>
<tr style="background-color: white; vertical-align: bottom">
    <td nowrap="nowrap" style="text-align: justify">Small cap growth fund</td>
    <td nowrap="nowrap">&#160;</td>
    <td nowrap="nowrap" style="text-align: center">Russell 2000 Growth Index</td>
    <td nowrap="nowrap">&#160;</td>
    <td nowrap="nowrap" style="text-align: center">0-300 basis points</td></tr>
<tr style="background-color: rgb(204,238,255); vertical-align: bottom">
    <td nowrap="nowrap" style="text-align: justify">Foreign equity fund</td>
    <td nowrap="nowrap">&#160;</td>
    <td nowrap="nowrap" style="text-align: center">MSCI EAFE Index</td>
    <td nowrap="nowrap">&#160;</td>
    <td nowrap="nowrap" style="text-align: center">0-300 basis points</td></tr>
<tr style="background-color: white; vertical-align: bottom">
    <td nowrap="nowrap" style="text-align: justify">Company stock</td>
    <td nowrap="nowrap">&#160;</td>
    <td nowrap="nowrap" style="text-align: center">Russell 2000 Index</td>
    <td nowrap="nowrap">&#160;</td>
    <td nowrap="nowrap" style="text-align: center">0-300 basis points</td></tr>
</table><span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ScheduleOfAllocationOfPlanAssetsTableTextBlock', window );">Fair value of plan assets</a></td>
        <td class="text"><table cellspacing="0" cellpadding="0" style="width: 100%; border-collapse: collapse; font: 10pt Calibri, Helvetica, Sans-Serif">
<tr style="vertical-align: bottom">
    <td nowrap="nowrap" style="text-align: justify; font-style: italic">($ in thousands)</td>
    <td nowrap="nowrap">&#160;</td>
    <td colspan="6" nowrap="nowrap" style="text-align: center">&#160;</td>
    <td nowrap="nowrap">&#160;</td>
    <td nowrap="nowrap">&#160;</td>
    <td colspan="6" nowrap="nowrap" style="text-align: center">&#160;</td>
    <td nowrap="nowrap">&#160;</td></tr>
<tr style="vertical-align: bottom">
    <td nowrap="nowrap" style="text-align: justify">&#160;</td>
    <td nowrap="nowrap" style="padding-bottom: 1pt; font-weight: bold">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: center; font-weight: bold">Total Fair Value <br />at December <br />31, 2012</td>
    <td nowrap="nowrap" style="padding-bottom: 1pt; font-weight: bold">&#160;</td>
    <td nowrap="nowrap" style="padding-bottom: 1pt; font-weight: bold">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: center; font-weight: bold">Quoted Prices<br />in Active <br />Markets for <br />Identical Assets <br />(Level 1)</td>
    <td nowrap="nowrap" style="padding-bottom: 1pt; font-weight: bold">&#160;</td>
    <td nowrap="nowrap" style="padding-bottom: 1pt; font-weight: bold">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: center; font-weight: bold">Significant Other <br />Observable Inputs <br />(Level 2)</td>
    <td nowrap="nowrap" style="padding-bottom: 1pt; font-weight: bold">&#160;</td>
    <td nowrap="nowrap" style="padding-bottom: 1pt; font-weight: bold">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: center; font-weight: bold">Significant <br />Unobservable <br />Inputs <br />(Level 3)</td>
    <td nowrap="nowrap" style="padding-bottom: 1pt; font-weight: bold">&#160;</td></tr>
<tr style="vertical-align: bottom">
    <td nowrap="nowrap" style="text-align: justify">&#160;</td>
    <td nowrap="nowrap">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="text-align: right">&#160;</td>
    <td nowrap="nowrap">&#160;</td>
    <td nowrap="nowrap">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="text-align: right">&#160;</td>
    <td nowrap="nowrap">&#160;</td>
    <td nowrap="nowrap">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="text-align: right">&#160;</td>
    <td nowrap="nowrap">&#160;</td>
    <td nowrap="nowrap">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="text-align: right">&#160;</td>
    <td nowrap="nowrap">&#160;</td></tr>
<tr style="background-color: rgb(204,238,255); vertical-align: bottom">
    <td nowrap="nowrap" style="text-align: justify">Fixed income investments</td>
    <td nowrap="nowrap">&#160;</td>
    <td nowrap="nowrap" style="text-align: left">&#160;</td>
    <td nowrap="nowrap" style="text-align: right">&#160;</td>
    <td nowrap="nowrap" style="text-align: left">&#160;</td>
    <td nowrap="nowrap">&#160;</td>
    <td nowrap="nowrap" style="text-align: left">&#160;</td>
    <td nowrap="nowrap" style="text-align: right">&#160;</td>
    <td nowrap="nowrap" style="text-align: left">&#160;</td>
    <td nowrap="nowrap">&#160;</td>
    <td nowrap="nowrap" style="text-align: left">&#160;</td>
    <td nowrap="nowrap" style="text-align: right">&#160;</td>
    <td nowrap="nowrap" style="text-align: left">&#160;</td>
    <td nowrap="nowrap">&#160;</td>
    <td nowrap="nowrap" style="text-align: left">&#160;</td>
    <td nowrap="nowrap" style="text-align: right">&#160;</td>
    <td nowrap="nowrap" style="text-align: left">&#160;</td></tr>
<tr style="background-color: white; vertical-align: bottom">
    <td nowrap="nowrap" style="text-align: justify; width: 60%">Money market funds</td>
    <td nowrap="nowrap" style="width: 1%">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; width: 1%">$</td>
    <td nowrap="nowrap" style="text-align: right; width: 7%">441</td>
    <td nowrap="nowrap" style="text-align: left; width: 1%">&#160;</td>
    <td nowrap="nowrap" style="width: 1%; font-weight: bold">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; width: 1%; font-weight: bold">&#160;</td>
    <td nowrap="nowrap" style="text-align: right; width: 7%; font-weight: bold">&#151;</td>
    <td nowrap="nowrap" style="text-align: left; width: 1%; font-weight: bold">&#160;</td>
    <td nowrap="nowrap" style="width: 1%">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; width: 1%">&#160;</td>
    <td nowrap="nowrap" style="text-align: right; width: 7%">441</td>
    <td nowrap="nowrap" style="text-align: left; width: 1%">&#160;</td>
    <td nowrap="nowrap" style="width: 1%; font-weight: bold">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; width: 1%; font-weight: bold">&#160;</td>
    <td nowrap="nowrap" style="text-align: right; width: 7%; font-weight: bold">&#151;</td>
    <td nowrap="nowrap" style="text-align: left; width: 1%; font-weight: bold">&#160;</td></tr>
<tr style="background-color: rgb(204,238,255); vertical-align: bottom">
    <td nowrap="nowrap" style="text-align: justify">US government bond fund</td>
    <td nowrap="nowrap">&#160;</td>
    <td nowrap="nowrap" style="text-align: left">&#160;</td>
    <td nowrap="nowrap" style="text-align: right">2,995</td>
    <td nowrap="nowrap" style="text-align: left">&#160;</td>
    <td nowrap="nowrap">&#160;</td>
    <td nowrap="nowrap" style="text-align: left">&#160;</td>
    <td nowrap="nowrap" style="text-align: right">2,995</td>
    <td nowrap="nowrap" style="text-align: left">&#160;</td>
    <td nowrap="nowrap" style="font-weight: bold">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font-weight: bold">&#160;</td>
    <td nowrap="nowrap" style="text-align: right; font-weight: bold">&#151;</td>
    <td nowrap="nowrap" style="text-align: left; font-weight: bold">&#160;</td>
    <td nowrap="nowrap" style="font-weight: bold">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font-weight: bold">&#160;</td>
    <td nowrap="nowrap" style="text-align: right; font-weight: bold">&#151;</td>
    <td nowrap="nowrap" style="text-align: left; font-weight: bold">&#160;</td></tr>
<tr style="background-color: white; vertical-align: bottom">
    <td nowrap="nowrap" style="text-align: justify">US corporate bond fund</td>
    <td nowrap="nowrap">&#160;</td>
    <td nowrap="nowrap" style="text-align: left">&#160;</td>
    <td nowrap="nowrap" style="text-align: right">3,008</td>
    <td nowrap="nowrap" style="text-align: left">&#160;</td>
    <td nowrap="nowrap">&#160;</td>
    <td nowrap="nowrap" style="text-align: left">&#160;</td>
    <td nowrap="nowrap" style="text-align: right">3,008</td>
    <td nowrap="nowrap" style="text-align: left">&#160;</td>
    <td nowrap="nowrap" style="font-weight: bold">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font-weight: bold">&#160;</td>
    <td nowrap="nowrap" style="text-align: right; font-weight: bold">&#151;</td>
    <td nowrap="nowrap" style="text-align: left; font-weight: bold">&#160;</td>
    <td nowrap="nowrap" style="font-weight: bold">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font-weight: bold">&#160;</td>
    <td nowrap="nowrap" style="text-align: right; font-weight: bold">&#151;</td>
    <td nowrap="nowrap" style="text-align: left; font-weight: bold">&#160;</td></tr>
<tr style="background-color: rgb(204,238,255); vertical-align: bottom">
    <td nowrap="nowrap" style="text-align: left">US corporate high yield bond fund</td>
    <td nowrap="nowrap">&#160;</td>
    <td nowrap="nowrap" style="text-align: left">&#160;</td>
    <td nowrap="nowrap" style="text-align: right">1,563</td>
    <td nowrap="nowrap" style="text-align: left">&#160;</td>
    <td nowrap="nowrap">&#160;</td>
    <td nowrap="nowrap" style="text-align: left">&#160;</td>
    <td nowrap="nowrap" style="text-align: right">1,563</td>
    <td nowrap="nowrap" style="text-align: left">&#160;</td>
    <td nowrap="nowrap" style="font-weight: bold">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font-weight: bold">&#160;</td>
    <td nowrap="nowrap" style="text-align: right; font-weight: bold">&#151;</td>
    <td nowrap="nowrap" style="text-align: left; font-weight: bold">&#160;</td>
    <td nowrap="nowrap" style="font-weight: bold">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font-weight: bold">&#160;</td>
    <td nowrap="nowrap" style="text-align: right; font-weight: bold">&#151;</td>
    <td nowrap="nowrap" style="text-align: left; font-weight: bold">&#160;</td></tr>
<tr style="background-color: white; vertical-align: bottom">
    <td nowrap="nowrap" style="text-align: justify">&#160;</td>
    <td nowrap="nowrap">&#160;</td>
    <td nowrap="nowrap" style="text-align: left">&#160;</td>
    <td nowrap="nowrap" style="text-align: right">&#160;</td>
    <td nowrap="nowrap" style="text-align: left">&#160;</td>
    <td nowrap="nowrap">&#160;</td>
    <td nowrap="nowrap" style="text-align: left">&#160;</td>
    <td nowrap="nowrap" style="text-align: right">&#160;</td>
    <td nowrap="nowrap" style="text-align: left">&#160;</td>
    <td nowrap="nowrap">&#160;</td>
    <td nowrap="nowrap" style="text-align: left">&#160;</td>
    <td nowrap="nowrap" style="text-align: right">&#160;</td>
    <td nowrap="nowrap" style="text-align: left">&#160;</td>
    <td nowrap="nowrap">&#160;</td>
    <td nowrap="nowrap" style="text-align: left">&#160;</td>
    <td nowrap="nowrap" style="text-align: right">&#160;</td>
    <td nowrap="nowrap" style="text-align: left">&#160;</td></tr>
<tr style="background-color: rgb(204,238,255); vertical-align: bottom">
    <td nowrap="nowrap" style="text-align: justify">Equity investments</td>
    <td nowrap="nowrap">&#160;</td>
    <td nowrap="nowrap" style="text-align: left">&#160;</td>
    <td nowrap="nowrap" style="text-align: right">&#160;</td>
    <td nowrap="nowrap" style="text-align: left">&#160;</td>
    <td nowrap="nowrap">&#160;</td>
    <td nowrap="nowrap" style="text-align: left">&#160;</td>
    <td nowrap="nowrap" style="text-align: right">&#160;</td>
    <td nowrap="nowrap" style="text-align: left">&#160;</td>
    <td nowrap="nowrap">&#160;</td>
    <td nowrap="nowrap" style="text-align: left">&#160;</td>
    <td nowrap="nowrap" style="text-align: right">&#160;</td>
    <td nowrap="nowrap" style="text-align: left">&#160;</td>
    <td nowrap="nowrap">&#160;</td>
    <td nowrap="nowrap" style="text-align: left">&#160;</td>
    <td nowrap="nowrap" style="text-align: right">&#160;</td>
    <td nowrap="nowrap" style="text-align: left">&#160;</td></tr>
<tr style="background-color: white; vertical-align: bottom">
    <td nowrap="nowrap" style="text-align: justify">Large cap value fund</td>
    <td nowrap="nowrap">&#160;</td>
    <td nowrap="nowrap" style="text-align: left">&#160;</td>
    <td nowrap="nowrap" style="text-align: right">6,101</td>
    <td nowrap="nowrap" style="text-align: left">&#160;</td>
    <td nowrap="nowrap">&#160;</td>
    <td nowrap="nowrap" style="text-align: left">&#160;</td>
    <td nowrap="nowrap" style="text-align: right">6,101</td>
    <td nowrap="nowrap" style="text-align: left">&#160;</td>
    <td nowrap="nowrap" style="font-weight: bold">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font-weight: bold">&#160;</td>
    <td nowrap="nowrap" style="text-align: right; font-weight: bold">&#151;</td>
    <td nowrap="nowrap" style="text-align: left; font-weight: bold">&#160;</td>
    <td nowrap="nowrap" style="font-weight: bold">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font-weight: bold">&#160;</td>
    <td nowrap="nowrap" style="text-align: right; font-weight: bold">&#151;</td>
    <td nowrap="nowrap" style="text-align: left; font-weight: bold">&#160;</td></tr>
<tr style="background-color: rgb(204,238,255); vertical-align: bottom">
    <td nowrap="nowrap" style="text-align: justify">Large cap growth fund</td>
    <td nowrap="nowrap">&#160;</td>
    <td nowrap="nowrap" style="text-align: left">&#160;</td>
    <td nowrap="nowrap" style="text-align: right">6,020</td>
    <td nowrap="nowrap" style="text-align: left">&#160;</td>
    <td nowrap="nowrap">&#160;</td>
    <td nowrap="nowrap" style="text-align: left">&#160;</td>
    <td nowrap="nowrap" style="text-align: right">6,020</td>
    <td nowrap="nowrap" style="text-align: left">&#160;</td>
    <td nowrap="nowrap" style="font-weight: bold">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font-weight: bold">&#160;</td>
    <td nowrap="nowrap" style="text-align: right; font-weight: bold">&#151;</td>
    <td nowrap="nowrap" style="text-align: left; font-weight: bold">&#160;</td>
    <td nowrap="nowrap" style="font-weight: bold">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font-weight: bold">&#160;</td>
    <td nowrap="nowrap" style="text-align: right; font-weight: bold">&#151;</td>
    <td nowrap="nowrap" style="text-align: left; font-weight: bold">&#160;</td></tr>
<tr style="background-color: white; vertical-align: bottom">
    <td nowrap="nowrap" style="text-align: justify">Small cap growth fund</td>
    <td nowrap="nowrap">&#160;</td>
    <td nowrap="nowrap" style="text-align: left">&#160;</td>
    <td nowrap="nowrap" style="text-align: right">2,514</td>
    <td nowrap="nowrap" style="text-align: left">&#160;</td>
    <td nowrap="nowrap">&#160;</td>
    <td nowrap="nowrap" style="text-align: left">&#160;</td>
    <td nowrap="nowrap" style="text-align: right">2,514</td>
    <td nowrap="nowrap" style="text-align: left">&#160;</td>
    <td nowrap="nowrap" style="font-weight: bold">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font-weight: bold">&#160;</td>
    <td nowrap="nowrap" style="text-align: right; font-weight: bold">&#151;</td>
    <td nowrap="nowrap" style="text-align: left; font-weight: bold">&#160;</td>
    <td nowrap="nowrap" style="font-weight: bold">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font-weight: bold">&#160;</td>
    <td nowrap="nowrap" style="text-align: right; font-weight: bold">&#151;</td>
    <td nowrap="nowrap" style="text-align: left; font-weight: bold">&#160;</td></tr>
<tr style="background-color: rgb(204,238,255); vertical-align: bottom">
    <td nowrap="nowrap" style="text-align: justify">Mid cap growth fund</td>
    <td nowrap="nowrap">&#160;</td>
    <td nowrap="nowrap" style="text-align: left">&#160;</td>
    <td nowrap="nowrap" style="text-align: right">3,153</td>
    <td nowrap="nowrap" style="text-align: left">&#160;</td>
    <td nowrap="nowrap">&#160;</td>
    <td nowrap="nowrap" style="text-align: left">&#160;</td>
    <td nowrap="nowrap" style="text-align: right">3,153</td>
    <td nowrap="nowrap" style="text-align: left">&#160;</td>
    <td nowrap="nowrap" style="font-weight: bold">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font-weight: bold">&#160;</td>
    <td nowrap="nowrap" style="text-align: right; font-weight: bold">&#151;</td>
    <td nowrap="nowrap" style="text-align: left; font-weight: bold">&#160;</td>
    <td nowrap="nowrap" style="font-weight: bold">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font-weight: bold">&#160;</td>
    <td nowrap="nowrap" style="text-align: right; font-weight: bold">&#151;</td>
    <td nowrap="nowrap" style="text-align: left; font-weight: bold">&#160;</td></tr>
<tr style="background-color: white; vertical-align: bottom">
    <td nowrap="nowrap" style="text-align: justify; text-indent: 0px">Foreign equity fund</td>
    <td nowrap="nowrap">&#160;</td>
    <td nowrap="nowrap" style="text-align: left">&#160;</td>
    <td nowrap="nowrap" style="text-align: right">3,147</td>
    <td nowrap="nowrap" style="text-align: left">&#160;</td>
    <td nowrap="nowrap">&#160;</td>
    <td nowrap="nowrap" style="text-align: left">&#160;</td>
    <td nowrap="nowrap" style="text-align: right">3,147</td>
    <td nowrap="nowrap" style="text-align: left">&#160;</td>
    <td nowrap="nowrap" style="font-weight: bold">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font-weight: bold">&#160;</td>
    <td nowrap="nowrap" style="text-align: right; font-weight: bold">&#151;</td>
    <td nowrap="nowrap" style="text-align: left; font-weight: bold">&#160;</td>
    <td nowrap="nowrap" style="font-weight: bold">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font-weight: bold">&#160;</td>
    <td nowrap="nowrap" style="text-align: right; font-weight: bold">&#151;</td>
    <td nowrap="nowrap" style="text-align: left; font-weight: bold">&#160;</td></tr>
<tr style="background-color: rgb(204,238,255); vertical-align: bottom">
    <td nowrap="nowrap" style="text-align: justify; padding-bottom: 1pt">Company stock</td>
    <td nowrap="nowrap" style="padding-bottom: 1pt">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: left">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: right">1,182</td>
    <td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt">&#160;</td>
    <td nowrap="nowrap" style="padding-bottom: 1pt">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: left">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: right">1,182</td>
    <td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt">&#160;</td>
    <td nowrap="nowrap" style="padding-bottom: 1pt; font-weight: bold">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: left; font-weight: bold">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: right; font-weight: bold">&#151;</td>
    <td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt; font-weight: bold">&#160;</td>
    <td nowrap="nowrap" style="padding-bottom: 1pt; font-weight: bold">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: left; font-weight: bold">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: right; font-weight: bold">&#151;</td>
    <td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt; font-weight: bold">&#160;</td></tr>
<tr style="background-color: white; vertical-align: bottom">
    <td nowrap="nowrap" style="text-align: justify; padding-bottom: 2.5pt">Total</td>
    <td nowrap="nowrap" style="padding-bottom: 2.5pt">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: left">$</td>
    <td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: right">30,124</td>
    <td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt">&#160;</td>
    <td nowrap="nowrap" style="padding-bottom: 2.5pt">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: left">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: right">29,683</td>
    <td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt">&#160;</td>
    <td nowrap="nowrap" style="padding-bottom: 2.5pt">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: left">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: right">441</td>
    <td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt">&#160;</td>
    <td nowrap="nowrap" style="padding-bottom: 2.5pt; font-weight: bold">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: left; font-weight: bold">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: right; font-weight: bold">&#151;</td>
    <td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt; font-weight: bold">&#160;</td></tr>
</table>
<p style="font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0.25in">&#160;</p>

<p style="font: 10pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">The fair values of the Company&#146;s pension
plan assets at December 31, 2011, by asset category, are as follows:</p>

<table cellspacing="0" cellpadding="0" style="width: 100%; border-collapse: collapse; font: 10pt Calibri, Helvetica, Sans-Serif">
<tr style="vertical-align: bottom">
    <td nowrap="nowrap" style="text-align: justify; font-style: italic">($ in thousands)</td>
    <td nowrap="nowrap">&#160;</td>
    <td colspan="6" nowrap="nowrap" style="text-align: center">&#160;</td>
    <td nowrap="nowrap">&#160;</td>
    <td nowrap="nowrap">&#160;</td>
    <td colspan="6" nowrap="nowrap" style="text-align: center">&#160;</td>
    <td nowrap="nowrap">&#160;</td></tr>
<tr style="vertical-align: bottom">
    <td nowrap="nowrap" style="text-align: justify">&#160;</td>
    <td nowrap="nowrap" style="padding-bottom: 1pt; font-weight: bold">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: center; font-weight: bold">Total Fair Value<br />at December <br />31, 2011</td>
    <td nowrap="nowrap" style="padding-bottom: 1pt; font-weight: bold">&#160;</td>
    <td nowrap="nowrap" style="padding-bottom: 1pt; font-weight: bold">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: center; font-weight: bold">Quoted Prices <br />in Active <br />Markets for <br />Identical Assets <br />(Level 1)</td>
    <td nowrap="nowrap" style="padding-bottom: 1pt; font-weight: bold">&#160;</td>
    <td nowrap="nowrap" style="padding-bottom: 1pt; font-weight: bold">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: center; font-weight: bold">Significant Other <br />Observable Inputs <br />(Level 2)</td>
    <td nowrap="nowrap" style="padding-bottom: 1pt; font-weight: bold">&#160;</td>
    <td nowrap="nowrap" style="padding-bottom: 1pt; font-weight: bold">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: center; font-weight: bold">Significant <br />Unobservable <br />Inputs <br />(Level 3)</td>
    <td nowrap="nowrap" style="padding-bottom: 1pt; font-weight: bold">&#160;</td></tr>
<tr style="vertical-align: bottom">
    <td nowrap="nowrap" style="text-align: justify">&#160;</td>
    <td nowrap="nowrap">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="text-align: right">&#160;</td>
    <td nowrap="nowrap">&#160;</td>
    <td nowrap="nowrap">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="text-align: right">&#160;</td>
    <td nowrap="nowrap">&#160;</td>
    <td nowrap="nowrap">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="text-align: right">&#160;</td>
    <td nowrap="nowrap">&#160;</td>
    <td nowrap="nowrap">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="text-align: right">&#160;</td>
    <td nowrap="nowrap">&#160;</td></tr>
<tr style="background-color: rgb(204,238,255); vertical-align: bottom">
    <td nowrap="nowrap" style="text-align: justify">Fixed income investments</td>
    <td nowrap="nowrap">&#160;</td>
    <td nowrap="nowrap" style="text-align: left">&#160;</td>
    <td nowrap="nowrap" style="text-align: right">&#160;</td>
    <td nowrap="nowrap" style="text-align: left">&#160;</td>
    <td nowrap="nowrap">&#160;</td>
    <td nowrap="nowrap" style="text-align: left">&#160;</td>
    <td nowrap="nowrap" style="text-align: right">&#160;</td>
    <td nowrap="nowrap" style="text-align: left">&#160;</td>
    <td nowrap="nowrap">&#160;</td>
    <td nowrap="nowrap" style="text-align: left">&#160;</td>
    <td nowrap="nowrap" style="text-align: right">&#160;</td>
    <td nowrap="nowrap" style="text-align: left">&#160;</td>
    <td nowrap="nowrap">&#160;</td>
    <td nowrap="nowrap" style="text-align: left">&#160;</td>
    <td nowrap="nowrap" style="text-align: right">&#160;</td>
    <td nowrap="nowrap" style="text-align: left">&#160;</td></tr>
<tr style="background-color: white; vertical-align: bottom">
    <td nowrap="nowrap" style="text-align: justify; width: 60%">Money market funds</td>
    <td nowrap="nowrap" style="width: 1%">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; width: 1%">$</td>
    <td nowrap="nowrap" style="text-align: right; width: 7%">831</td>
    <td nowrap="nowrap" style="text-align: left; width: 1%">&#160;</td>
    <td nowrap="nowrap" style="width: 1%; font-weight: bold">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; width: 1%; font-weight: bold">&#160;</td>
    <td nowrap="nowrap" style="text-align: right; width: 7%; font-weight: bold">&#151;</td>
    <td nowrap="nowrap" style="text-align: left; width: 1%; font-weight: bold">&#160;</td>
    <td nowrap="nowrap" style="width: 1%">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; width: 1%">&#160;</td>
    <td nowrap="nowrap" style="text-align: right; width: 7%">831</td>
    <td nowrap="nowrap" style="text-align: left; width: 1%">&#160;</td>
    <td nowrap="nowrap" style="width: 1%; font-weight: bold">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; width: 1%; font-weight: bold">&#160;</td>
    <td nowrap="nowrap" style="text-align: right; width: 7%; font-weight: bold">&#151;</td>
    <td nowrap="nowrap" style="text-align: left; width: 1%; font-weight: bold">&#160;</td></tr>
<tr style="background-color: rgb(204,238,255); vertical-align: bottom">
    <td nowrap="nowrap" style="text-align: justify">US government bond fund</td>
    <td nowrap="nowrap">&#160;</td>
    <td nowrap="nowrap" style="text-align: left">&#160;</td>
    <td nowrap="nowrap" style="text-align: right">2,356</td>
    <td nowrap="nowrap" style="text-align: left">&#160;</td>
    <td nowrap="nowrap">&#160;</td>
    <td nowrap="nowrap" style="text-align: left">&#160;</td>
    <td nowrap="nowrap" style="text-align: right">2,356</td>
    <td nowrap="nowrap" style="text-align: left">&#160;</td>
    <td nowrap="nowrap" style="font-weight: bold">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font-weight: bold">&#160;</td>
    <td nowrap="nowrap" style="text-align: right; font-weight: bold">&#151;</td>
    <td nowrap="nowrap" style="text-align: left; font-weight: bold">&#160;</td>
    <td nowrap="nowrap" style="font-weight: bold">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font-weight: bold">&#160;</td>
    <td nowrap="nowrap" style="text-align: right; font-weight: bold">&#151;</td>
    <td nowrap="nowrap" style="text-align: left; font-weight: bold">&#160;</td></tr>
<tr style="background-color: white; vertical-align: bottom">
    <td nowrap="nowrap" style="text-align: justify">US corporate bond fund</td>
    <td nowrap="nowrap">&#160;</td>
    <td nowrap="nowrap" style="text-align: left">&#160;</td>
    <td nowrap="nowrap" style="text-align: right">2,331</td>
    <td nowrap="nowrap" style="text-align: left">&#160;</td>
    <td nowrap="nowrap">&#160;</td>
    <td nowrap="nowrap" style="text-align: left">&#160;</td>
    <td nowrap="nowrap" style="text-align: right">2,331</td>
    <td nowrap="nowrap" style="text-align: left">&#160;</td>
    <td nowrap="nowrap" style="font-weight: bold">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font-weight: bold">&#160;</td>
    <td nowrap="nowrap" style="text-align: right; font-weight: bold">&#151;</td>
    <td nowrap="nowrap" style="text-align: left; font-weight: bold">&#160;</td>
    <td nowrap="nowrap" style="font-weight: bold">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font-weight: bold">&#160;</td>
    <td nowrap="nowrap" style="text-align: right; font-weight: bold">&#151;</td>
    <td nowrap="nowrap" style="text-align: left; font-weight: bold">&#160;</td></tr>
<tr style="background-color: rgb(204,238,255); vertical-align: bottom">
    <td nowrap="nowrap" style="text-align: left">US corporate high yield bond fund</td>
    <td nowrap="nowrap">&#160;</td>
    <td nowrap="nowrap" style="text-align: left">&#160;</td>
    <td nowrap="nowrap" style="text-align: right">1,195</td>
    <td nowrap="nowrap" style="text-align: left">&#160;</td>
    <td nowrap="nowrap">&#160;</td>
    <td nowrap="nowrap" style="text-align: left">&#160;</td>
    <td nowrap="nowrap" style="text-align: right">1,195</td>
    <td nowrap="nowrap" style="text-align: left">&#160;</td>
    <td nowrap="nowrap" style="font-weight: bold">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font-weight: bold">&#160;</td>
    <td nowrap="nowrap" style="text-align: right; font-weight: bold">&#151;</td>
    <td nowrap="nowrap" style="text-align: left; font-weight: bold">&#160;</td>
    <td nowrap="nowrap" style="font-weight: bold">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font-weight: bold">&#160;</td>
    <td nowrap="nowrap" style="text-align: right; font-weight: bold">&#151;</td>
    <td nowrap="nowrap" style="text-align: left; font-weight: bold">&#160;</td></tr>
<tr style="background-color: white; vertical-align: bottom">
    <td nowrap="nowrap" style="text-align: justify">&#160;</td>
    <td nowrap="nowrap">&#160;</td>
    <td nowrap="nowrap" style="text-align: left">&#160;</td>
    <td nowrap="nowrap" style="text-align: right">&#160;</td>
    <td nowrap="nowrap" style="text-align: left">&#160;</td>
    <td nowrap="nowrap">&#160;</td>
    <td nowrap="nowrap" style="text-align: left">&#160;</td>
    <td nowrap="nowrap" style="text-align: right">&#160;</td>
    <td nowrap="nowrap" style="text-align: left">&#160;</td>
    <td nowrap="nowrap">&#160;</td>
    <td nowrap="nowrap" style="text-align: left">&#160;</td>
    <td nowrap="nowrap" style="text-align: right">&#160;</td>
    <td nowrap="nowrap" style="text-align: left">&#160;</td>
    <td nowrap="nowrap">&#160;</td>
    <td nowrap="nowrap" style="text-align: left">&#160;</td>
    <td nowrap="nowrap" style="text-align: right">&#160;</td>
    <td nowrap="nowrap" style="text-align: left">&#160;</td></tr>
<tr style="background-color: rgb(204,238,255); vertical-align: bottom">
    <td nowrap="nowrap" style="text-align: justify">Equity investments</td>
    <td nowrap="nowrap">&#160;</td>
    <td nowrap="nowrap" style="text-align: left">&#160;</td>
    <td nowrap="nowrap" style="text-align: right">&#160;</td>
    <td nowrap="nowrap" style="text-align: left">&#160;</td>
    <td nowrap="nowrap">&#160;</td>
    <td nowrap="nowrap" style="text-align: left">&#160;</td>
    <td nowrap="nowrap" style="text-align: right">&#160;</td>
    <td nowrap="nowrap" style="text-align: left">&#160;</td>
    <td nowrap="nowrap">&#160;</td>
    <td nowrap="nowrap" style="text-align: left">&#160;</td>
    <td nowrap="nowrap" style="text-align: right">&#160;</td>
    <td nowrap="nowrap" style="text-align: left">&#160;</td>
    <td nowrap="nowrap">&#160;</td>
    <td nowrap="nowrap" style="text-align: left">&#160;</td>
    <td nowrap="nowrap" style="text-align: right">&#160;</td>
    <td nowrap="nowrap" style="text-align: left">&#160;</td></tr>
<tr style="background-color: white; vertical-align: bottom">
    <td nowrap="nowrap" style="text-align: justify">Large cap value fund</td>
    <td nowrap="nowrap">&#160;</td>
    <td nowrap="nowrap" style="text-align: left">&#160;</td>
    <td nowrap="nowrap" style="text-align: right">5,194</td>
    <td nowrap="nowrap" style="text-align: left">&#160;</td>
    <td nowrap="nowrap">&#160;</td>
    <td nowrap="nowrap" style="text-align: left">&#160;</td>
    <td nowrap="nowrap" style="text-align: right">5,194</td>
    <td nowrap="nowrap" style="text-align: left">&#160;</td>
    <td nowrap="nowrap" style="font-weight: bold">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font-weight: bold">&#160;</td>
    <td nowrap="nowrap" style="text-align: right; font-weight: bold">&#151;</td>
    <td nowrap="nowrap" style="text-align: left; font-weight: bold">&#160;</td>
    <td nowrap="nowrap" style="font-weight: bold">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font-weight: bold">&#160;</td>
    <td nowrap="nowrap" style="text-align: right; font-weight: bold">&#151;</td>
    <td nowrap="nowrap" style="text-align: left; font-weight: bold">&#160;</td></tr>
<tr style="background-color: rgb(204,238,255); vertical-align: bottom">
    <td nowrap="nowrap" style="text-align: justify">Large cap growth fund</td>
    <td nowrap="nowrap">&#160;</td>
    <td nowrap="nowrap" style="text-align: left">&#160;</td>
    <td nowrap="nowrap" style="text-align: right">4,883</td>
    <td nowrap="nowrap" style="text-align: left">&#160;</td>
    <td nowrap="nowrap">&#160;</td>
    <td nowrap="nowrap" style="text-align: left">&#160;</td>
    <td nowrap="nowrap" style="text-align: right">4,883</td>
    <td nowrap="nowrap" style="text-align: left">&#160;</td>
    <td nowrap="nowrap" style="font-weight: bold">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font-weight: bold">&#160;</td>
    <td nowrap="nowrap" style="text-align: right; font-weight: bold">&#151;</td>
    <td nowrap="nowrap" style="text-align: left; font-weight: bold">&#160;</td>
    <td nowrap="nowrap" style="font-weight: bold">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font-weight: bold">&#160;</td>
    <td nowrap="nowrap" style="text-align: right; font-weight: bold">&#151;</td>
    <td nowrap="nowrap" style="text-align: left; font-weight: bold">&#160;</td></tr>
<tr style="background-color: white; vertical-align: bottom">
    <td nowrap="nowrap" style="text-align: justify">Small cap growth fund</td>
    <td nowrap="nowrap">&#160;</td>
    <td nowrap="nowrap" style="text-align: left">&#160;</td>
    <td nowrap="nowrap" style="text-align: right">2,030</td>
    <td nowrap="nowrap" style="text-align: left">&#160;</td>
    <td nowrap="nowrap">&#160;</td>
    <td nowrap="nowrap" style="text-align: left">&#160;</td>
    <td nowrap="nowrap" style="text-align: right">2,030</td>
    <td nowrap="nowrap" style="text-align: left">&#160;</td>
    <td nowrap="nowrap" style="font-weight: bold">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font-weight: bold">&#160;</td>
    <td nowrap="nowrap" style="text-align: right; font-weight: bold">&#151;</td>
    <td nowrap="nowrap" style="text-align: left; font-weight: bold">&#160;</td>
    <td nowrap="nowrap" style="font-weight: bold">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font-weight: bold">&#160;</td>
    <td nowrap="nowrap" style="text-align: right; font-weight: bold">&#151;</td>
    <td nowrap="nowrap" style="text-align: left; font-weight: bold">&#160;</td></tr>
<tr style="background-color: rgb(204,238,255); vertical-align: bottom">
    <td nowrap="nowrap" style="text-align: justify">Mid cap growth fund</td>
    <td nowrap="nowrap">&#160;</td>
    <td nowrap="nowrap" style="text-align: left">&#160;</td>
    <td nowrap="nowrap" style="text-align: right">2,491</td>
    <td nowrap="nowrap" style="text-align: left">&#160;</td>
    <td nowrap="nowrap">&#160;</td>
    <td nowrap="nowrap" style="text-align: left">&#160;</td>
    <td nowrap="nowrap" style="text-align: right">2,491</td>
    <td nowrap="nowrap" style="text-align: left">&#160;</td>
    <td nowrap="nowrap" style="font-weight: bold">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font-weight: bold">&#160;</td>
    <td nowrap="nowrap" style="text-align: right; font-weight: bold">&#151;</td>
    <td nowrap="nowrap" style="text-align: left; font-weight: bold">&#160;</td>
    <td nowrap="nowrap" style="font-weight: bold">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font-weight: bold">&#160;</td>
    <td nowrap="nowrap" style="text-align: right; font-weight: bold">&#151;</td>
    <td nowrap="nowrap" style="text-align: left; font-weight: bold">&#160;</td></tr>
<tr style="background-color: white; vertical-align: bottom">
    <td nowrap="nowrap" style="text-align: justify">Foreign equity fund</td>
    <td nowrap="nowrap">&#160;</td>
    <td nowrap="nowrap" style="text-align: left">&#160;</td>
    <td nowrap="nowrap" style="text-align: right">2,328</td>
    <td nowrap="nowrap" style="text-align: left">&#160;</td>
    <td nowrap="nowrap">&#160;</td>
    <td nowrap="nowrap" style="text-align: left">&#160;</td>
    <td nowrap="nowrap" style="text-align: right">2,328</td>
    <td nowrap="nowrap" style="text-align: left">&#160;</td>
    <td nowrap="nowrap" style="font-weight: bold">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font-weight: bold">&#160;</td>
    <td nowrap="nowrap" style="text-align: right; font-weight: bold">&#151;</td>
    <td nowrap="nowrap" style="text-align: left; font-weight: bold">&#160;</td>
    <td nowrap="nowrap" style="font-weight: bold">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font-weight: bold">&#160;</td>
    <td nowrap="nowrap" style="text-align: right; font-weight: bold">&#151;</td>
    <td nowrap="nowrap" style="text-align: left; font-weight: bold">&#160;</td></tr>
<tr style="background-color: rgb(204,238,255); vertical-align: bottom">
    <td nowrap="nowrap" style="text-align: justify; padding-bottom: 1pt">Company stock</td>
    <td nowrap="nowrap" style="padding-bottom: 1pt">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: left">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: right">827</td>
    <td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt">&#160;</td>
    <td nowrap="nowrap" style="padding-bottom: 1pt">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: left">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: right">827</td>
    <td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt">&#160;</td>
    <td nowrap="nowrap" style="padding-bottom: 1pt; font-weight: bold">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: left; font-weight: bold">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: right; font-weight: bold">&#151;</td>
    <td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt; font-weight: bold">&#160;</td>
    <td nowrap="nowrap" style="padding-bottom: 1pt; font-weight: bold">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: left; font-weight: bold">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: right; font-weight: bold">&#151;</td>
    <td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt; font-weight: bold">&#160;</td></tr>
<tr style="background-color: white; vertical-align: bottom">
    <td nowrap="nowrap" style="text-align: justify; padding-bottom: 2.5pt">Total</td>
    <td nowrap="nowrap" style="padding-bottom: 2.5pt">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: left">$</td>
    <td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: right">24,466</td>
    <td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt">&#160;</td>
    <td nowrap="nowrap" style="padding-bottom: 2.5pt">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: left">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: right">23,635</td>
    <td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt">&#160;</td>
    <td nowrap="nowrap" style="padding-bottom: 2.5pt">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: left">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: right">831</td>
    <td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt">&#160;</td>
    <td nowrap="nowrap" style="padding-bottom: 2.5pt; font-weight: bold">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: left; font-weight: bold">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: right; font-weight: bold">&#151;</td>
    <td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt; font-weight: bold">&#160;</td></tr>
</table><span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ScheduleOfAssumptionsUsedTableTextBlock', window );">Assumptions used in determining actuarial information</a></td>
        <td class="text"><table cellspacing="0" cellpadding="0" style="width: 100%; border-collapse: collapse; font: 10pt Calibri, Helvetica, Sans-Serif">
<tr style="vertical-align: bottom">
    <td nowrap="nowrap" style="text-align: justify">&#160;</td>
    <td nowrap="nowrap" style="padding-bottom: 1pt; font-weight: bold">&#160;</td>
    <td colspan="6" nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: center; font-weight: bold">2012</td>
    <td nowrap="nowrap" style="padding-bottom: 1pt; font-weight: bold">&#160;</td>
    <td nowrap="nowrap" style="padding-bottom: 1pt">&#160;</td>
    <td colspan="6" nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: center">2011</td>
    <td nowrap="nowrap" style="padding-bottom: 1pt">&#160;</td>
    <td nowrap="nowrap" style="padding-bottom: 1pt">&#160;</td>
    <td colspan="6" nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: center">2010</td>
    <td nowrap="nowrap" style="padding-bottom: 1pt">&#160;</td></tr>
<tr style="vertical-align: bottom">
    <td nowrap="nowrap" style="text-align: justify">&#160;</td>
    <td nowrap="nowrap" style="padding-bottom: 1pt; font-weight: bold">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: center; font-weight: bold">Pension <br />Plan</td>
    <td nowrap="nowrap" style="padding-bottom: 1pt; font-weight: bold">&#160;</td>
    <td nowrap="nowrap" style="padding-bottom: 1pt; font-weight: bold">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: center; font-weight: bold">SERP</td>
    <td nowrap="nowrap" style="padding-bottom: 1pt; font-weight: bold">&#160;</td>
    <td nowrap="nowrap" style="padding-bottom: 1pt">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: center">Pension <br />Plan</td>
    <td nowrap="nowrap" style="padding-bottom: 1pt">&#160;</td>
    <td nowrap="nowrap" style="padding-bottom: 1pt">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: center">SERP</td>
    <td nowrap="nowrap" style="padding-bottom: 1pt">&#160;</td>
    <td nowrap="nowrap" style="padding-bottom: 1pt">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: center">Pension <br />Plan</td>
    <td nowrap="nowrap" style="padding-bottom: 1pt">&#160;</td>
    <td nowrap="nowrap" style="padding-bottom: 1pt">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: center">SERP</td>
    <td nowrap="nowrap" style="padding-bottom: 1pt">&#160;</td></tr>
<tr style="background-color: rgb(204,238,255); vertical-align: bottom">
    <td nowrap="nowrap" style="text-align: left; width: 40%">Discount rate used to determine net periodic pension cost</td>
    <td nowrap="nowrap" style="width: 1%; font-weight: bold">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; width: 1%; font-weight: bold">&#160;</td>
    <td nowrap="nowrap" style="text-align: center; width: 7%; font-weight: bold; vertical-align: bottom">4.39%</td>
    <td nowrap="nowrap" style="text-align: center; width: 1%; font-weight: bold; vertical-align: bottom">&#160;</td>
    <td nowrap="nowrap" style="text-align: center; width: 1%; font-weight: bold; vertical-align: bottom">&#160;</td>
    <td nowrap="nowrap" style="text-align: center; width: 1%; font-weight: bold; vertical-align: bottom">&#160;</td>
    <td nowrap="nowrap" style="text-align: center; width: 7%; font-weight: bold; vertical-align: bottom">4.39%</td>
    <td nowrap="nowrap" style="text-align: center; width: 1%; font-weight: bold; vertical-align: bottom">&#160;</td>
    <td nowrap="nowrap" style="text-align: center; width: 1%; vertical-align: bottom">&#160;</td>
    <td nowrap="nowrap" style="text-align: center; width: 1%; vertical-align: bottom">&#160;</td>
    <td nowrap="nowrap" style="text-align: center; width: 7%; vertical-align: bottom">5.59%</td>
    <td nowrap="nowrap" style="text-align: center; width: 1%; vertical-align: bottom">&#160;</td>
    <td nowrap="nowrap" style="text-align: center; width: 1%; vertical-align: bottom">&#160;</td>
    <td nowrap="nowrap" style="text-align: center; width: 1%; vertical-align: bottom">&#160;</td>
    <td nowrap="nowrap" style="text-align: center; width: 7%; vertical-align: bottom">5.59%</td>
    <td nowrap="nowrap" style="text-align: center; width: 1%; vertical-align: bottom">&#160;</td>
    <td nowrap="nowrap" style="text-align: center; width: 1%; vertical-align: bottom">&#160;</td>
    <td nowrap="nowrap" style="text-align: center; width: 1%; vertical-align: bottom">&#160;</td>
    <td nowrap="nowrap" style="text-align: center; width: 7%; vertical-align: bottom">6.00%</td>
    <td nowrap="nowrap" style="text-align: center; width: 1%; vertical-align: bottom">&#160;</td>
    <td nowrap="nowrap" style="text-align: center; width: 1%; vertical-align: bottom">&#160;</td>
    <td nowrap="nowrap" style="text-align: center; width: 1%; vertical-align: bottom">&#160;</td>
    <td nowrap="nowrap" style="text-align: center; width: 7%; vertical-align: bottom">6.00%</td>
    <td nowrap="nowrap" style="text-align: left; width: 1%">&#160;</td></tr>
<tr style="background-color: white; vertical-align: bottom">
    <td nowrap="nowrap" style="text-align: left">Discount rate used to calculate end of year liability disclosures</td>
    <td nowrap="nowrap" style="font-weight: bold">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font-weight: bold">&#160;</td>
    <td nowrap="nowrap" style="text-align: center; font-weight: bold; vertical-align: bottom">3.97%</td>
    <td nowrap="nowrap" style="text-align: center; font-weight: bold; vertical-align: bottom">&#160;</td>
    <td nowrap="nowrap" style="text-align: center; font-weight: bold; vertical-align: bottom">&#160;</td>
    <td nowrap="nowrap" style="text-align: center; font-weight: bold; vertical-align: bottom">&#160;</td>
    <td nowrap="nowrap" style="text-align: center; font-weight: bold; vertical-align: bottom">3.97%</td>
    <td nowrap="nowrap" style="text-align: center; font-weight: bold; vertical-align: bottom">&#160;</td>
    <td nowrap="nowrap" style="text-align: center; vertical-align: bottom">&#160;</td>
    <td nowrap="nowrap" style="text-align: center; vertical-align: bottom">&#160;</td>
    <td nowrap="nowrap" style="text-align: center; vertical-align: bottom">4.39%</td>
    <td nowrap="nowrap" style="text-align: center; vertical-align: bottom">&#160;</td>
    <td nowrap="nowrap" style="text-align: center; vertical-align: bottom">&#160;</td>
    <td nowrap="nowrap" style="text-align: center; vertical-align: bottom">&#160;</td>
    <td nowrap="nowrap" style="text-align: center; vertical-align: bottom">4.39%</td>
    <td nowrap="nowrap" style="text-align: center; vertical-align: bottom">&#160;</td>
    <td nowrap="nowrap" style="text-align: center; vertical-align: bottom">&#160;</td>
    <td nowrap="nowrap" style="text-align: center; vertical-align: bottom">&#160;</td>
    <td nowrap="nowrap" style="text-align: center; vertical-align: bottom">5.59%</td>
    <td nowrap="nowrap" style="text-align: center; vertical-align: bottom">&#160;</td>
    <td nowrap="nowrap" style="text-align: center; vertical-align: bottom">&#160;</td>
    <td nowrap="nowrap" style="text-align: center; vertical-align: bottom">&#160;</td>
    <td nowrap="nowrap" style="text-align: center; vertical-align: bottom">5.59%</td>
    <td nowrap="nowrap" style="text-align: left">&#160;</td></tr>
<tr style="background-color: rgb(204,238,255); vertical-align: bottom">
    <td nowrap="nowrap" style="text-align: justify">Expected long-term rate of return on assets</td>
    <td nowrap="nowrap" style="font-weight: bold">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font-weight: bold">&#160;</td>
    <td nowrap="nowrap" style="text-align: center; font-weight: bold; vertical-align: bottom">7.75%</td>
    <td nowrap="nowrap" style="text-align: center; font-weight: bold; vertical-align: bottom">&#160;</td>
    <td nowrap="nowrap" style="text-align: center; font-weight: bold; vertical-align: bottom">&#160;</td>
    <td nowrap="nowrap" style="text-align: center; font-weight: bold; vertical-align: bottom">&#160;</td>
    <td nowrap="nowrap" style="text-align: center; font-weight: bold; vertical-align: bottom">n/a</td>
    <td nowrap="nowrap" style="text-align: center; font-weight: bold; vertical-align: bottom">&#160;</td>
    <td nowrap="nowrap" style="text-align: center; vertical-align: bottom">&#160;</td>
    <td nowrap="nowrap" style="text-align: center; vertical-align: bottom">&#160;</td>
    <td nowrap="nowrap" style="text-align: center; vertical-align: bottom">7.75%</td>
    <td nowrap="nowrap" style="text-align: center; vertical-align: bottom">&#160;</td>
    <td nowrap="nowrap" style="text-align: center; vertical-align: bottom">&#160;</td>
    <td nowrap="nowrap" style="text-align: center; vertical-align: bottom">&#160;</td>
    <td nowrap="nowrap" style="text-align: center; vertical-align: bottom">n/a</td>
    <td nowrap="nowrap" style="text-align: center; vertical-align: bottom">&#160;</td>
    <td nowrap="nowrap" style="text-align: center; vertical-align: bottom">&#160;</td>
    <td nowrap="nowrap" style="text-align: center; vertical-align: bottom">&#160;</td>
    <td nowrap="nowrap" style="text-align: center; vertical-align: bottom">7.75%</td>
    <td nowrap="nowrap" style="text-align: center; vertical-align: bottom">&#160;</td>
    <td nowrap="nowrap" style="text-align: center; vertical-align: bottom">&#160;</td>
    <td nowrap="nowrap" style="text-align: center; vertical-align: bottom">&#160;</td>
    <td nowrap="nowrap" style="text-align: center; vertical-align: bottom">n/a</td>
    <td nowrap="nowrap" style="text-align: left">&#160;</td></tr>
<tr style="background-color: white; vertical-align: bottom">
    <td nowrap="nowrap" style="text-align: justify">Rate of compensation increase</td>
    <td nowrap="nowrap" style="font-weight: bold">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font-weight: bold">&#160;</td>
    <td nowrap="nowrap" style="text-align: center; font-weight: bold; vertical-align: bottom">3.50%</td>
    <td nowrap="nowrap" style="text-align: center; font-weight: bold; vertical-align: bottom">&#160;</td>
    <td nowrap="nowrap" style="text-align: center; font-weight: bold; vertical-align: bottom">&#160;</td>
    <td nowrap="nowrap" style="text-align: center; font-weight: bold; vertical-align: bottom">&#160;</td>
    <td nowrap="nowrap" style="text-align: center; font-weight: bold; vertical-align: bottom">3.50%</td>
    <td nowrap="nowrap" style="text-align: center; font-weight: bold; vertical-align: bottom">&#160;</td>
    <td nowrap="nowrap" style="text-align: center; vertical-align: bottom">&#160;</td>
    <td nowrap="nowrap" style="text-align: center; vertical-align: bottom">&#160;</td>
    <td nowrap="nowrap" style="text-align: center; vertical-align: bottom">5.00%</td>
    <td nowrap="nowrap" style="text-align: center; vertical-align: bottom">&#160;</td>
    <td nowrap="nowrap" style="text-align: center; vertical-align: bottom">&#160;</td>
    <td nowrap="nowrap" style="text-align: center; vertical-align: bottom">&#160;</td>
    <td nowrap="nowrap" style="text-align: center; vertical-align: bottom">5.00%</td>
    <td nowrap="nowrap" style="text-align: center; vertical-align: bottom">&#160;</td>
    <td nowrap="nowrap" style="text-align: center; vertical-align: bottom">&#160;</td>
    <td nowrap="nowrap" style="text-align: center; vertical-align: bottom">&#160;</td>
    <td nowrap="nowrap" style="text-align: center; vertical-align: bottom">5.00%</td>
    <td nowrap="nowrap" style="text-align: center; vertical-align: bottom">&#160;</td>
    <td nowrap="nowrap" style="text-align: center; vertical-align: bottom">&#160;</td>
    <td nowrap="nowrap" style="text-align: center; vertical-align: bottom">&#160;</td>
    <td nowrap="nowrap" style="text-align: center; vertical-align: bottom">5.00%</td>
    <td nowrap="nowrap" style="text-align: left">&#160;</td></tr>
</table><span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">SERP</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_FBP_ReconciliationOfBenefitObligationTableTextBlock', window );">Reconciliation of benefit obligation</a></td>
        <td class="text"><table cellspacing="0" cellpadding="0" style="width: 100%; border-collapse: collapse; font: 10pt Calibri, Helvetica, Sans-Serif">
<tr style="vertical-align: bottom">
    <td style="text-align: justify; font-style: italic">($ in thousands)</td>
    <td style="padding-bottom: 1pt; font-weight: bold">&#160;</td>
    <td colspan="2" style="border-bottom: black 1pt solid; text-align: center; font-weight: bold">2012</td>
    <td style="padding-bottom: 1pt; font-weight: bold">&#160;</td>
    <td style="padding-bottom: 1pt">&#160;</td>
    <td colspan="2" style="border-bottom: black 1pt solid; text-align: center">2011</td>
    <td style="padding-bottom: 1pt">&#160;</td>
    <td style="padding-bottom: 1pt">&#160;</td>
    <td colspan="2" style="border-bottom: black 1pt solid; text-align: center">2010</td>
    <td style="padding-bottom: 1pt">&#160;</td></tr>
<tr style="background-color: rgb(204,238,255); vertical-align: bottom">
    <td style="text-align: justify; text-decoration: underline">Change in benefit obligation</td>
    <td>&#160;</td>
    <td style="text-align: left">&#160;</td>
    <td style="text-align: right">&#160;</td>
    <td style="text-align: left">&#160;</td>
    <td>&#160;</td>
    <td style="text-align: left">&#160;</td>
    <td style="text-align: right">&#160;</td>
    <td style="text-align: left">&#160;</td>
    <td>&#160;</td>
    <td style="text-align: left">&#160;</td>
    <td style="text-align: right">&#160;</td>
    <td style="text-align: left">&#160;</td></tr>
<tr style="background-color: white; vertical-align: bottom">
    <td style="text-align: justify; width: 70%">Projected benefit obligation at beginning of year</td>
    <td style="width: 1%; font-weight: bold">&#160;</td>
    <td style="text-align: left; width: 1%; font-weight: bold">$</td>
    <td style="text-align: right; width: 7%; font-weight: bold">8,064</td>
    <td style="text-align: left; width: 1%; font-weight: bold">&#160;</td>
    <td style="width: 1%">&#160;</td>
    <td style="text-align: left; width: 1%">&#160;</td>
    <td style="text-align: right; width: 7%">7,433</td>
    <td style="text-align: left; width: 1%">&#160;</td>
    <td style="width: 1%">&#160;</td>
    <td style="text-align: left; width: 1%">&#160;</td>
    <td style="text-align: right; width: 7%">6,222</td>
    <td style="text-align: left; width: 1%">&#160;</td></tr>
<tr style="background-color: rgb(204,238,255); vertical-align: bottom">
    <td style="text-align: justify">Service cost</td>
    <td style="font-weight: bold">&#160;</td>
    <td style="text-align: left; font-weight: bold">&#160;</td>
    <td style="text-align: right; font-weight: bold">303</td>
    <td style="text-align: left; font-weight: bold">&#160;</td>
    <td>&#160;</td>
    <td style="text-align: left">&#160;</td>
    <td style="text-align: right">292</td>
    <td style="text-align: left">&#160;</td>
    <td>&#160;</td>
    <td style="text-align: left">&#160;</td>
    <td style="text-align: right">408</td>
    <td style="text-align: left">&#160;</td></tr>
<tr style="background-color: white; vertical-align: bottom">
    <td style="text-align: justify">Interest cost</td>
    <td style="font-weight: bold">&#160;</td>
    <td style="text-align: left; font-weight: bold">&#160;</td>
    <td style="text-align: right; font-weight: bold">280</td>
    <td style="text-align: left; font-weight: bold">&#160;</td>
    <td>&#160;</td>
    <td style="text-align: left">&#160;</td>
    <td style="text-align: right">351</td>
    <td style="text-align: left">&#160;</td>
    <td>&#160;</td>
    <td style="text-align: left">&#160;</td>
    <td style="text-align: right">377</td>
    <td style="text-align: left">&#160;</td></tr>
<tr style="background-color: rgb(204,238,255); vertical-align: bottom">
    <td style="text-align: justify">Actuarial (gain) loss</td>
    <td style="font-weight: bold">&#160;</td>
    <td style="text-align: left; font-weight: bold">&#160;</td>
    <td style="text-align: right; font-weight: bold">(1,201</td>
    <td style="text-align: left; font-weight: bold">)</td>
    <td>&#160;</td>
    <td style="text-align: left">&#160;</td>
    <td style="text-align: right">93</td>
    <td style="text-align: left">&#160;</td>
    <td>&#160;</td>
    <td style="text-align: left">&#160;</td>
    <td style="text-align: right">531</td>
    <td style="text-align: left">&#160;</td></tr>
<tr style="background-color: white; vertical-align: bottom">
    <td style="text-align: justify">Benefits paid</td>
    <td style="font-weight: bold">&#160;</td>
    <td style="text-align: left; font-weight: bold">&#160;</td>
    <td style="text-align: right; font-weight: bold">(146</td>
    <td style="text-align: left; font-weight: bold">)</td>
    <td>&#160;</td>
    <td style="text-align: left">&#160;</td>
    <td style="text-align: right">(105</td>
    <td style="text-align: left">)</td>
    <td>&#160;</td>
    <td style="text-align: left">&#160;</td>
    <td style="text-align: right">(105</td>
    <td style="text-align: left">)</td></tr>
<tr style="background-color: rgb(204,238,255); vertical-align: bottom">
    <td style="text-align: justify; padding-bottom: 1pt">Curtailment gain</td>
    <td style="padding-bottom: 1pt; font-weight: bold">&#160;</td>
    <td style="border-bottom: black 1pt solid; text-align: left; font-weight: bold">&#160;</td>
    <td style="border-bottom: black 1pt solid; text-align: right; font-weight: bold">(487</td>
    <td style="text-align: left; padding-bottom: 1pt; font-weight: bold">)</td>
    <td style="padding-bottom: 1pt">&#160;</td>
    <td style="border-bottom: black 1pt solid; text-align: left">&#160;</td>
    <td style="border-bottom: black 1pt solid; text-align: right">&#151;</td>
    <td style="text-align: left; padding-bottom: 1pt">&#160;</td>
    <td style="padding-bottom: 1pt">&#160;</td>
    <td style="border-bottom: black 1pt solid; text-align: left">&#160;</td>
    <td style="border-bottom: black 1pt solid; text-align: right">&#151;</td>
    <td style="text-align: left; padding-bottom: 1pt">&#160;</td></tr>
<tr style="background-color: white; vertical-align: bottom">
    <td style="text-align: justify">Projected benefit obligation at end of year</td>
    <td style="font-weight: bold">&#160;</td>
    <td style="text-align: left; font-weight: bold">&#160;</td>
    <td style="text-align: right; font-weight: bold">6,813</td>
    <td style="text-align: left; font-weight: bold">&#160;</td>
    <td>&#160;</td>
    <td style="text-align: left">&#160;</td>
    <td style="text-align: right">8,064</td>
    <td style="text-align: left">&#160;</td>
    <td>&#160;</td>
    <td style="text-align: left">&#160;</td>
    <td style="text-align: right">7,433</td>
    <td style="text-align: left">&#160;</td></tr>
<tr style="background-color: rgb(204,238,255); vertical-align: bottom">
    <td style="text-align: justify; padding-bottom: 1pt">Plan assets</td>
    <td style="padding-bottom: 1pt">&#160;</td>
    <td style="border-bottom: black 1pt solid; text-align: left">&#160;</td>
    <td style="border-bottom: black 1pt solid; text-align: right">&#151;</td>
    <td style="text-align: left; padding-bottom: 1pt">&#160;</td>
    <td style="padding-bottom: 1pt">&#160;</td>
    <td style="border-bottom: black 1pt solid; text-align: left">&#160;</td>
    <td style="border-bottom: black 1pt solid; text-align: right">&#151;</td>
    <td style="text-align: left; padding-bottom: 1pt">&#160;</td>
    <td style="padding-bottom: 1pt">&#160;</td>
    <td style="border-bottom: black 1pt solid; text-align: left">&#160;</td>
    <td style="border-bottom: black 1pt solid; text-align: right">&#151;</td>
    <td style="text-align: left; padding-bottom: 1pt">&#160;</td></tr>
<tr style="background-color: white; vertical-align: bottom">
    <td style="text-align: justify; padding-bottom: 2.5pt">Funded status at end of year</td>
    <td style="padding-bottom: 2.5pt; font-weight: bold">&#160;</td>
    <td style="border-bottom: black 2.5pt double; text-align: left; font-weight: bold">$</td>
    <td style="border-bottom: black 2.5pt double; text-align: right; font-weight: bold">(6,813</td>
    <td style="text-align: left; padding-bottom: 2.5pt; font-weight: bold">)</td>
    <td style="padding-bottom: 2.5pt">&#160;</td>
    <td style="border-bottom: black 2.5pt double; text-align: left">&#160;</td>
    <td style="border-bottom: black 2.5pt double; text-align: right">(8,064</td>
    <td style="text-align: left; padding-bottom: 2.5pt">)</td>
    <td style="padding-bottom: 2.5pt">&#160;</td>
    <td style="border-bottom: black 2.5pt double; text-align: left">&#160;</td>
    <td style="border-bottom: black 2.5pt double; text-align: right">(7,433</td>
    <td style="text-align: left; padding-bottom: 2.5pt">)</td></tr>
</table><span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ScheduleOfAmountsRecognizedInBalanceSheetTableTextBlock', window );">Amounts recognized in balance sheet</a></td>
        <td class="text"><table cellspacing="0" cellpadding="0" style="width: 100%; border-collapse: collapse; font: 10pt Calibri, Helvetica, Sans-Serif">
<tr style="vertical-align: bottom">
    <td nowrap="nowrap" style="text-align: justify; font-style: italic">($ in thousands)</td>
    <td nowrap="nowrap" style="padding-bottom: 1pt; font-weight: bold">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: center; font-weight: bold">2012</td>
    <td nowrap="nowrap" style="padding-bottom: 1pt; font-weight: bold">&#160;</td>
    <td nowrap="nowrap" style="padding-bottom: 1pt">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: center">2011</td>
    <td nowrap="nowrap" style="padding-bottom: 1pt">&#160;</td></tr>
<tr style="vertical-align: bottom">
    <td nowrap="nowrap" style="text-align: justify">&#160;</td>
    <td nowrap="nowrap">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="text-align: justify">&#160;</td>
    <td nowrap="nowrap">&#160;</td>
    <td nowrap="nowrap">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="text-align: justify">&#160;</td>
    <td nowrap="nowrap">&#160;</td></tr>
<tr style="background-color: rgb(204,238,255); vertical-align: bottom">
    <td nowrap="nowrap" style="text-align: justify; width: 80%">Other assets &#150; prepaid pension asset (liability)</td>
    <td nowrap="nowrap" style="width: 1%; font-weight: bold">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; width: 1%; font-weight: bold">$</td>
    <td nowrap="nowrap" style="text-align: right; width: 7%; font-weight: bold">(6,614</td>
    <td nowrap="nowrap" style="text-align: left; width: 1%; font-weight: bold">)</td>
    <td nowrap="nowrap" style="width: 1%">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; width: 1%">&#160;</td>
    <td nowrap="nowrap" style="text-align: right; width: 7%">(6,075</td>
    <td nowrap="nowrap" style="text-align: left; width: 1%">)</td></tr>
<tr style="background-color: white; vertical-align: bottom">
    <td nowrap="nowrap" style="text-align: justify; padding-bottom: 1pt">Other liabilities</td>
    <td nowrap="nowrap" style="padding-bottom: 1pt; font-weight: bold">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: left; font-weight: bold">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: right; font-weight: bold">(199</td>
    <td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt; font-weight: bold">)</td>
    <td nowrap="nowrap" style="padding-bottom: 1pt">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: left">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: right">(1,989</td>
    <td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt">)</td></tr>
<tr style="background-color: rgb(204,238,255); vertical-align: bottom">
    <td nowrap="nowrap" style="text-align: justify; padding-bottom: 2.5pt">&#160;</td>
    <td nowrap="nowrap" style="padding-bottom: 2.5pt; font-weight: bold">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: left; font-weight: bold">$</td>
    <td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: right; font-weight: bold">(6,813</td>
    <td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt; font-weight: bold">)</td>
    <td nowrap="nowrap" style="padding-bottom: 2.5pt">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: left">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: right">(8,064</td>
    <td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt">)</td></tr>
</table><span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ScheduleOfAmountsRecognizedInOtherComprehensiveIncomeLossTableTextBlock', window );">Amounts recognized in other comprehensive income</a></td>
        <td class="text"><table cellspacing="0" cellpadding="0" style="width: 100%; border-collapse: collapse; font: 10pt Calibri, Helvetica, Sans-Serif">
<tr style="vertical-align: bottom">
    <td nowrap="nowrap" style="text-align: justify; font-style: italic">($ in thousands)</td>
    <td nowrap="nowrap" style="padding-bottom: 1pt; font-weight: bold">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: center; font-weight: bold">2012</td>
    <td nowrap="nowrap" style="padding-bottom: 1pt; font-weight: bold">&#160;</td>
    <td nowrap="nowrap" style="padding-bottom: 1pt">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: center">2011</td>
    <td nowrap="nowrap" style="padding-bottom: 1pt">&#160;</td></tr>
<tr style="vertical-align: bottom">
    <td nowrap="nowrap" style="text-align: justify">&#160;</td>
    <td nowrap="nowrap">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="text-align: justify">&#160;</td>
    <td nowrap="nowrap">&#160;</td>
    <td nowrap="nowrap">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="text-align: justify">&#160;</td>
    <td nowrap="nowrap">&#160;</td></tr>
<tr style="background-color: rgb(204,238,255); vertical-align: bottom">
    <td nowrap="nowrap" style="text-align: justify; width: 80%">Net (gain) loss</td>
    <td nowrap="nowrap" style="width: 1%; font-weight: bold">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; width: 1%; font-weight: bold">$</td>
    <td nowrap="nowrap" style="text-align: right; width: 7%; font-weight: bold">199</td>
    <td nowrap="nowrap" style="text-align: left; width: 1%; font-weight: bold">&#160;</td>
    <td nowrap="nowrap" style="width: 1%">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; width: 1%">&#160;</td>
    <td nowrap="nowrap" style="text-align: right; width: 7%">1,887</td>
    <td nowrap="nowrap" style="text-align: left; width: 1%">&#160;</td></tr>
<tr style="background-color: white; vertical-align: bottom">
    <td nowrap="nowrap" style="text-align: justify; padding-bottom: 1pt">Prior service cost</td>
    <td nowrap="nowrap" style="padding-bottom: 1pt; font-weight: bold">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: left; font-weight: bold">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: right; font-weight: bold">&#151;</td>
    <td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt; font-weight: bold">&#160;</td>
    <td nowrap="nowrap" style="padding-bottom: 1pt">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: left">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: right">102</td>
    <td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt">&#160;</td></tr>
<tr style="background-color: rgb(204,238,255); vertical-align: bottom">
    <td nowrap="nowrap" style="text-align: justify">Amount recognized in AOCI before tax effect</td>
    <td nowrap="nowrap" style="font-weight: bold">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font-weight: bold">&#160;</td>
    <td nowrap="nowrap" style="text-align: right; font-weight: bold">199</td>
    <td nowrap="nowrap" style="text-align: left; font-weight: bold">&#160;</td>
    <td nowrap="nowrap">&#160;</td>
    <td nowrap="nowrap" style="text-align: left">&#160;</td>
    <td nowrap="nowrap" style="text-align: right">1,989</td>
    <td nowrap="nowrap" style="text-align: left">&#160;</td></tr>
<tr style="background-color: white; vertical-align: bottom">
    <td nowrap="nowrap" style="text-align: justify; padding-bottom: 1pt">Tax benefit</td>
    <td nowrap="nowrap" style="padding-bottom: 1pt; font-weight: bold">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: left; font-weight: bold">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: right; font-weight: bold">(79</td>
    <td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt; font-weight: bold">)</td>
    <td nowrap="nowrap" style="padding-bottom: 1pt">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: left">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: right">(786</td>
    <td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt">)</td></tr>
<tr style="background-color: rgb(204,238,255); vertical-align: bottom">
    <td nowrap="nowrap" style="text-align: justify; padding-bottom: 2.5pt">Net amount recognized as reduction to AOCI</td>
    <td nowrap="nowrap" style="padding-bottom: 2.5pt; font-weight: bold">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: left; font-weight: bold">$</td>
    <td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: right; font-weight: bold">120</td>
    <td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt; font-weight: bold">&#160;</td>
    <td nowrap="nowrap" style="padding-bottom: 2.5pt">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: left">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: right">1,203</td>
    <td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt">&#160;</td></tr>
</table><span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ScheduleOfDefinedBenefitPlanAmountsRecognizedInOtherComprehensiveIncomeLossTableTextBlock', window );">Reconciliation of balances in AOCI</a></td>
        <td class="text"><table cellspacing="0" cellpadding="0" style="width: 100%; border-collapse: collapse; font: 10pt Calibri, Helvetica, Sans-Serif">
<tr style="vertical-align: bottom">
    <td nowrap="nowrap" style="text-align: justify; font-style: italic">($ in thousands)</td>
    <td nowrap="nowrap" style="padding-bottom: 1pt; font-weight: bold">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: center; font-weight: bold">2012</td>
    <td nowrap="nowrap" style="padding-bottom: 1pt; font-weight: bold">&#160;</td>
    <td nowrap="nowrap" style="padding-bottom: 1pt">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: center">2011</td>
    <td nowrap="nowrap" style="padding-bottom: 1pt">&#160;</td></tr>
<tr style="vertical-align: bottom">
    <td nowrap="nowrap" style="text-align: justify">&#160;</td>
    <td nowrap="nowrap">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="text-align: justify">&#160;</td>
    <td nowrap="nowrap">&#160;</td>
    <td nowrap="nowrap">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="text-align: justify">&#160;</td>
    <td nowrap="nowrap">&#160;</td></tr>
<tr style="background-color: rgb(204,238,255); vertical-align: bottom">
    <td nowrap="nowrap" style="text-align: justify; width: 80%">Accumulated other comprehensive loss at beginning of fiscal year</td>
    <td nowrap="nowrap" style="width: 1%; font-weight: bold">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; width: 1%; font-weight: bold">$</td>
    <td nowrap="nowrap" style="text-align: right; width: 7%; font-weight: bold">1,203</td>
    <td nowrap="nowrap" style="text-align: left; width: 1%; font-weight: bold">&#160;</td>
    <td nowrap="nowrap" style="width: 1%">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; width: 1%">&#160;</td>
    <td nowrap="nowrap" style="text-align: right; width: 7%">1,165</td>
    <td nowrap="nowrap" style="text-align: left; width: 1%">&#160;</td></tr>
<tr style="background-color: white; vertical-align: bottom">
    <td nowrap="nowrap" style="text-align: justify">Net (gain) loss arising during period</td>
    <td nowrap="nowrap" style="font-weight: bold">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font-weight: bold">&#160;</td>
    <td nowrap="nowrap" style="text-align: right; font-weight: bold">(1,687</td>
    <td nowrap="nowrap" style="text-align: left; font-weight: bold">)</td>
    <td nowrap="nowrap">&#160;</td>
    <td nowrap="nowrap" style="text-align: left">&#160;</td>
    <td nowrap="nowrap" style="text-align: right">93</td>
    <td nowrap="nowrap" style="text-align: left">&#160;</td></tr>
<tr style="background-color: rgb(204,238,255); vertical-align: bottom">
    <td nowrap="nowrap" style="text-align: justify">Prior service cost</td>
    <td nowrap="nowrap" style="font-weight: bold">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font-weight: bold">&#160;</td>
    <td nowrap="nowrap" style="text-align: right; font-weight: bold">(83</td>
    <td nowrap="nowrap" style="text-align: left; font-weight: bold">)</td>
    <td nowrap="nowrap">&#160;</td>
    <td nowrap="nowrap" style="text-align: left">&#160;</td>
    <td nowrap="nowrap" style="text-align: right">&#151;</td>
    <td nowrap="nowrap" style="text-align: left">&#160;</td></tr>
<tr style="background-color: white; vertical-align: bottom">
    <td nowrap="nowrap" style="text-align: justify">Amortization of unrecognized actuarial loss</td>
    <td nowrap="nowrap" style="font-weight: bold">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font-weight: bold">&#160;</td>
    <td nowrap="nowrap" style="text-align: right; font-weight: bold">&#151;</td>
    <td nowrap="nowrap" style="text-align: left; font-weight: bold">&#160;</td>
    <td nowrap="nowrap">&#160;</td>
    <td nowrap="nowrap" style="text-align: left">&#160;</td>
    <td nowrap="nowrap" style="text-align: right">(12</td>
    <td nowrap="nowrap" style="text-align: left">)</td></tr>
<tr style="background-color: rgb(204,238,255); vertical-align: bottom">
    <td nowrap="nowrap" style="text-align: justify">Amortization of prior service cost and transition obligation</td>
    <td nowrap="nowrap" style="font-weight: bold">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font-weight: bold">&#160;</td>
    <td nowrap="nowrap" style="text-align: right; font-weight: bold">(19</td>
    <td nowrap="nowrap" style="text-align: left; font-weight: bold">)</td>
    <td nowrap="nowrap">&#160;</td>
    <td nowrap="nowrap" style="text-align: left">&#160;</td>
    <td nowrap="nowrap" style="text-align: right">(19</td>
    <td nowrap="nowrap" style="text-align: left">)</td></tr>
<tr style="background-color: white; vertical-align: bottom">
    <td nowrap="nowrap" style="text-align: justify; padding-bottom: 1pt">Tax expense (benefit) of changes during the year, net</td>
    <td nowrap="nowrap" style="padding-bottom: 1pt; font-weight: bold">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: left; font-weight: bold">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: right; font-weight: bold">706</td>
    <td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt; font-weight: bold">&#160;</td>
    <td nowrap="nowrap" style="padding-bottom: 1pt">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: left">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: right">(24</td>
    <td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt">)</td></tr>
<tr style="background-color: rgb(204,238,255); vertical-align: bottom">
    <td nowrap="nowrap" style="text-align: justify; padding-bottom: 2.5pt">Accumulated other comprehensive loss at end of fiscal year</td>
    <td nowrap="nowrap" style="padding-bottom: 2.5pt; font-weight: bold">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: left; font-weight: bold">$</td>
    <td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: right; font-weight: bold">120</td>
    <td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt; font-weight: bold">&#160;</td>
    <td nowrap="nowrap" style="padding-bottom: 2.5pt">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: left">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: right">1,203</td>
    <td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt">&#160;</td></tr>
</table><span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_FBP_ReconciliationOfPrepaidPensionCostsTableTextBlock', window );">Reconciliation of prepaid pension costs</a></td>
        <td class="text"><table cellspacing="0" cellpadding="0" style="width: 100%; border-collapse: collapse; font: 10pt Calibri, Helvetica, Sans-Serif">
<tr style="vertical-align: bottom">
    <td nowrap="nowrap" style="text-align: justify; font-style: italic">($ in thousands)</td>
    <td nowrap="nowrap" style="padding-bottom: 1pt; font-weight: bold">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: center; font-weight: bold">2012</td>
    <td nowrap="nowrap" style="padding-bottom: 1pt; font-weight: bold">&#160;</td>
    <td nowrap="nowrap" style="padding-bottom: 1pt">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: center">2011</td>
    <td nowrap="nowrap" style="padding-bottom: 1pt">&#160;</td></tr>
<tr style="vertical-align: bottom">
    <td nowrap="nowrap" style="text-align: justify">&#160;</td>
    <td nowrap="nowrap">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="text-align: justify">&#160;</td>
    <td nowrap="nowrap">&#160;</td>
    <td nowrap="nowrap">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="text-align: justify">&#160;</td>
    <td nowrap="nowrap">&#160;</td></tr>
<tr style="background-color: rgb(204,238,255); vertical-align: bottom">
    <td nowrap="nowrap" style="text-align: justify; width: 80%">Prepaid pension cost (liability) as of beginning of fiscal year</td>
    <td nowrap="nowrap" style="width: 1%; font-weight: bold">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; width: 1%; font-weight: bold">$</td>
    <td nowrap="nowrap" style="text-align: right; width: 7%; font-weight: bold">(6,075</td>
    <td nowrap="nowrap" style="text-align: left; width: 1%; font-weight: bold">)</td>
    <td nowrap="nowrap" style="width: 1%">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; width: 1%">&#160;</td>
    <td nowrap="nowrap" style="text-align: right; width: 7%">(5,507</td>
    <td nowrap="nowrap" style="text-align: left; width: 1%">)</td></tr>
<tr style="background-color: white; vertical-align: bottom">
    <td nowrap="nowrap" style="text-align: justify">Net periodic pension cost for fiscal year</td>
    <td nowrap="nowrap" style="font-weight: bold">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font-weight: bold">&#160;</td>
    <td nowrap="nowrap" style="text-align: right; font-weight: bold">(602</td>
    <td nowrap="nowrap" style="text-align: left; font-weight: bold">)</td>
    <td nowrap="nowrap">&#160;</td>
    <td nowrap="nowrap" style="text-align: left">&#160;</td>
    <td nowrap="nowrap" style="text-align: right">(673</td>
    <td nowrap="nowrap" style="text-align: left">)</td></tr>
<tr style="background-color: rgb(204,238,255); vertical-align: bottom">
    <td nowrap="nowrap" style="text-align: justify">Benefits paid</td>
    <td nowrap="nowrap" style="font-weight: bold">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font-weight: bold">&#160;</td>
    <td nowrap="nowrap" style="text-align: right; font-weight: bold">146</td>
    <td nowrap="nowrap" style="text-align: left; font-weight: bold">&#160;</td>
    <td nowrap="nowrap">&#160;</td>
    <td nowrap="nowrap" style="text-align: left">&#160;</td>
    <td nowrap="nowrap" style="text-align: right">105</td>
    <td nowrap="nowrap" style="text-align: left">&#160;</td></tr>
<tr style="background-color: white; vertical-align: bottom">
    <td nowrap="nowrap" style="text-align: justify; padding-bottom: 1pt">Effect of curtailment</td>
    <td nowrap="nowrap" style="padding-bottom: 1pt; font-weight: bold">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: left; font-weight: bold">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: right; font-weight: bold">(83</td>
    <td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt; font-weight: bold">)</td>
    <td nowrap="nowrap" style="padding-bottom: 1pt">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: left">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: right">&#151;</td>
    <td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt">&#160;</td></tr>
<tr style="background-color: rgb(204,238,255); vertical-align: bottom">
    <td nowrap="nowrap" style="text-align: justify; padding-bottom: 2.5pt">Prepaid pension cost (liability) as of end of fiscal year</td>
    <td nowrap="nowrap" style="padding-bottom: 2.5pt; font-weight: bold">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: left; font-weight: bold">$</td>
    <td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: right; font-weight: bold">(6,614</td>
    <td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt; font-weight: bold">)</td>
    <td nowrap="nowrap" style="padding-bottom: 2.5pt">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: left">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: right">(6,075</td>
    <td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt">)</td></tr>
</table><span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ScheduleOfNetBenefitCostsTableTextBlock', window );">Net pension costs</a></td>
        <td class="text"><table cellspacing="0" cellpadding="0" style="width: 100%; border-collapse: collapse; font: 10pt Calibri, Helvetica, Sans-Serif">
<tr style="vertical-align: bottom">
    <td nowrap="nowrap" style="text-align: justify; font-style: italic">($ in thousands)</td>
    <td nowrap="nowrap" style="padding-bottom: 1pt; font-weight: bold">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: center; font-weight: bold">2012</td>
    <td nowrap="nowrap" style="padding-bottom: 1pt; font-weight: bold">&#160;</td>
    <td nowrap="nowrap" style="padding-bottom: 1pt">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: center">2011</td>
    <td nowrap="nowrap" style="padding-bottom: 1pt">&#160;</td>
    <td nowrap="nowrap" style="padding-bottom: 1pt">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: center">2010</td>
    <td nowrap="nowrap" style="padding-bottom: 1pt">&#160;</td></tr>
<tr style="vertical-align: bottom">
    <td nowrap="nowrap" style="text-align: justify">&#160;</td>
    <td nowrap="nowrap">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="text-align: right">&#160;</td>
    <td nowrap="nowrap">&#160;</td>
    <td nowrap="nowrap">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="text-align: right">&#160;</td>
    <td nowrap="nowrap">&#160;</td>
    <td nowrap="nowrap">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="text-align: right">&#160;</td>
    <td nowrap="nowrap">&#160;</td></tr>
<tr style="background-color: rgb(204,238,255); vertical-align: bottom">
    <td nowrap="nowrap" style="text-align: justify; width: 70%">Service cost &#150; benefits earned during the period</td>
    <td nowrap="nowrap" style="width: 1%; font-weight: bold">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; width: 1%; font-weight: bold">$</td>
    <td nowrap="nowrap" style="text-align: right; width: 7%; font-weight: bold">303</td>
    <td nowrap="nowrap" style="text-align: left; width: 1%; font-weight: bold">&#160;</td>
    <td nowrap="nowrap" style="width: 1%">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; width: 1%">&#160;</td>
    <td nowrap="nowrap" style="text-align: right; width: 7%">292</td>
    <td nowrap="nowrap" style="text-align: left; width: 1%">&#160;</td>
    <td nowrap="nowrap" style="width: 1%">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; width: 1%">&#160;</td>
    <td nowrap="nowrap" style="text-align: right; width: 7%">408</td>
    <td nowrap="nowrap" style="text-align: left; width: 1%">&#160;</td></tr>
<tr style="background-color: white; vertical-align: bottom">
    <td nowrap="nowrap" style="text-align: justify">Interest cost on projected benefit obligation</td>
    <td nowrap="nowrap" style="font-weight: bold">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font-weight: bold">&#160;</td>
    <td nowrap="nowrap" style="text-align: right; font-weight: bold">280</td>
    <td nowrap="nowrap" style="text-align: left; font-weight: bold">&#160;</td>
    <td nowrap="nowrap">&#160;</td>
    <td nowrap="nowrap" style="text-align: left">&#160;</td>
    <td nowrap="nowrap" style="text-align: right">351</td>
    <td nowrap="nowrap" style="text-align: left">&#160;</td>
    <td nowrap="nowrap">&#160;</td>
    <td nowrap="nowrap" style="text-align: left">&#160;</td>
    <td nowrap="nowrap" style="text-align: right">377</td>
    <td nowrap="nowrap" style="text-align: left">&#160;</td></tr>
<tr style="background-color: rgb(204,238,255); vertical-align: bottom">
    <td nowrap="nowrap" style="text-align: justify; padding-bottom: 1pt">Net amortization and deferral</td>
    <td nowrap="nowrap" style="padding-bottom: 1pt; font-weight: bold">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: left; font-weight: bold">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: right; font-weight: bold">19</td>
    <td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt; font-weight: bold">&#160;</td>
    <td nowrap="nowrap" style="padding-bottom: 1pt">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: left">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: right">30</td>
    <td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt">&#160;</td>
    <td nowrap="nowrap" style="padding-bottom: 1pt">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: left">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: right">100</td>
    <td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt">&#160;</td></tr>
<tr style="background-color: white; vertical-align: bottom">
    <td nowrap="nowrap" style="text-align: justify; padding-bottom: 2.5pt">Net periodic pension cost</td>
    <td nowrap="nowrap" style="padding-bottom: 2.5pt; font-weight: bold">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: left; font-weight: bold">$</td>
    <td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: right; font-weight: bold">602</td>
    <td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt; font-weight: bold">&#160;</td>
    <td nowrap="nowrap" style="padding-bottom: 2.5pt">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: left">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: right">673</td>
    <td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt">&#160;</td>
    <td nowrap="nowrap" style="padding-bottom: 2.5pt">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: left">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: black 2.5pt double; text-align: right">885</td>
    <td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt">&#160;</td></tr>
</table><span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ScheduleOfExpectedBenefitPaymentsTableTextBlock', window );">Expected benefit payments</a></td>
        <td class="text"><table cellspacing="0" cellpadding="0" style="width: 100%; border-collapse: collapse; font: 10pt Calibri, Helvetica, Sans-Serif">
<tr style="vertical-align: bottom">
    <td nowrap="nowrap" style="text-align: justify">
        <p style="font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify">&#160;</p>
        <p style="font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify"><i>($ in thousands)</i></p>
        <p style="font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify">&#160;</p></td>
    <td nowrap="nowrap" style="padding-bottom: 1pt">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="border-bottom: black 1pt solid; text-align: center">Estimated <br />benefit <br />payments</td>
    <td nowrap="nowrap" style="padding-bottom: 1pt">&#160;</td></tr>
<tr style="background-color: rgb(204,238,255); vertical-align: bottom">
    <td nowrap="nowrap" style="text-align: justify; width: 90%">Year ending December 31, 2013</td>
    <td nowrap="nowrap" style="width: 1%">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; width: 1%">$</td>
    <td nowrap="nowrap" style="text-align: right; width: 7%">215</td>
    <td nowrap="nowrap" style="text-align: left; width: 1%">&#160;</td></tr>
<tr style="background-color: white; vertical-align: bottom">
    <td nowrap="nowrap" style="text-align: justify">Year ending December 31, 2014</td>
    <td nowrap="nowrap">&#160;</td>
    <td nowrap="nowrap" style="text-align: left">&#160;</td>
    <td nowrap="nowrap" style="text-align: right">220</td>
    <td nowrap="nowrap" style="text-align: left">&#160;</td></tr>
<tr style="background-color: rgb(204,238,255); vertical-align: bottom">
    <td nowrap="nowrap" style="text-align: justify">Year ending December 31, 2015</td>
    <td nowrap="nowrap">&#160;</td>
    <td nowrap="nowrap" style="text-align: left">&#160;</td>
    <td nowrap="nowrap" style="text-align: right">263</td>
    <td nowrap="nowrap" style="text-align: left">&#160;</td></tr>
<tr style="background-color: white; vertical-align: bottom">
    <td nowrap="nowrap" style="text-align: justify">Year ending December 31, 2016</td>
    <td nowrap="nowrap">&#160;</td>
    <td nowrap="nowrap" style="text-align: left">&#160;</td>
    <td nowrap="nowrap" style="text-align: right">330</td>
    <td nowrap="nowrap" style="text-align: left">&#160;</td></tr>
<tr style="background-color: rgb(204,238,255); vertical-align: bottom">
    <td nowrap="nowrap" style="text-align: justify">Year ending December 31, 2017</td>
    <td nowrap="nowrap">&#160;</td>
    <td nowrap="nowrap" style="text-align: left">&#160;</td>
    <td nowrap="nowrap" style="text-align: right">357</td>
    <td nowrap="nowrap" style="text-align: left">&#160;</td></tr>
<tr style="background-color: white; vertical-align: bottom">
    <td nowrap="nowrap" style="text-align: justify">Years ending December 31, 2018-2022</td>
    <td nowrap="nowrap">&#160;</td>
    <td nowrap="nowrap" style="text-align: left">&#160;</td>
    <td nowrap="nowrap" style="text-align: right">2,309</td>
    <td nowrap="nowrap" style="text-align: left">&#160;</td></tr>
</table><span></span></td>
      </tr>
    </table>
    <div style="display: none;">
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_FBP_InvestmentCategoryBenchmarksTableTextBlock">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The tabular disclosure for investment category benchmarks.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>FBP_InvestmentCategoryBenchmarksTableTextBlock</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>FBP_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>nonnum:textBlockItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_FBP_ReconciliationOfBenefitObligationTableTextBlock">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The tabular disclosure for the reconciliation of benefit obligation.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>FBP_ReconciliationOfBenefitObligationTableTextBlock</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>FBP_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>nonnum:textBlockItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_FBP_ReconciliationOfPrepaidPensionCostsTableTextBlock">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The tabular disclosure for reconciliation of prepaid costs.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>FBP_ReconciliationOfPrepaidPensionCostsTableTextBlock</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>FBP_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>nonnum:textBlockItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_FBP_TargetedMixOfPensionPlansAssetsTableTextBlock">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The tabular disclosure for targets mix of pension plans.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>FBP_TargetedMixOfPensionPlansAssetsTableTextBlock</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>FBP_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>nonnum:textBlockItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ScheduleOfAllocationOfPlanAssetsTableTextBlock">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Tabular disclosure of the major categories of plan assets of pension plans and/or other employee benefit plans.  This information may include, but is not limited to, the target allocation of plan assets, the fair value of each major category of plan assets, and the level within the fair value hierarchy in which the fair value measurements fall.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 715<br><br> -SubTopic 20<br><br> -Section 50<br><br> -Paragraph 1<br><br> -Subparagraph (d)(5)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=21915506&amp;loc=d3e1928-114920<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_ScheduleOfAllocationOfPlanAssetsTableTextBlock</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>nonnum:textBlockItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ScheduleOfAmountsRecognizedInBalanceSheetTableTextBlock">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Tabular disclosure of the amounts that are recognized in the balance sheet (or statement of financial position) for pension plans and/or other employee benefit plans, showing separately the assets and current and noncurrent liabilities (if applicable) recognized.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 715<br><br> -SubTopic 20<br><br> -Section 50<br><br> -Paragraph 1<br><br> -Subparagraph (c)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=21915506&amp;loc=d3e1928-114920<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_ScheduleOfAmountsRecognizedInBalanceSheetTableTextBlock</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>nonnum:textBlockItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ScheduleOfAmountsRecognizedInOtherComprehensiveIncomeLossTableTextBlock">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Tabular disclosure of the net gain (loss) and net prior service cost or credit recognized in other comprehensive income (loss) for the period for pension plans and/or other employee benefit plans, and reclassification adjustments of other comprehensive income (loss) for the period, as those amounts, including amortization of the net transition asset or obligation, are recognized as components of net periodic benefit cost.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 715<br><br> -SubTopic 20<br><br> -Section 50<br><br> -Paragraph 1<br><br> -Subparagraph (i)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=21915506&amp;loc=d3e1928-114920<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_ScheduleOfAmountsRecognizedInOtherComprehensiveIncomeLossTableTextBlock</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>nonnum:textBlockItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ScheduleOfAssumptionsUsedTableTextBlock">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Tabular disclosure of the assumptions used to determine for pension plans and/or other employee benefit plans the benefit obligation and net benefit cost, including assumed discount rates, rate increase in compensation increase, and expected long-term rates of return on plan assets.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 715<br><br> -SubTopic 20<br><br> -Section 50<br><br> -Paragraph 1<br><br> -Subparagraph (k)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=21915506&amp;loc=d3e1928-114920<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_ScheduleOfAssumptionsUsedTableTextBlock</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>nonnum:textBlockItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ScheduleOfDefinedBenefitPlanAmountsRecognizedInOtherComprehensiveIncomeLossTableTextBlock">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Tabular disclosure of the changes in plan assets and benefit obligations recognized in other comprehensive income (loss) during the period.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_ScheduleOfDefinedBenefitPlanAmountsRecognizedInOtherComprehensiveIncomeLossTableTextBlock</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>nonnum:textBlockItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ScheduleOfExpectedBenefitPaymentsTableTextBlock">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Tabular disclosure of benefits expected to be paid by pension plans and/or other employee benefit plans in each of the next five fiscal years and in the aggregate for the five fiscal years thereafter.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 715<br><br> -SubTopic 20<br><br> -Section 50<br><br> -Paragraph 1<br><br> -Subparagraph (f)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=21915506&amp;loc=d3e1928-114920<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_ScheduleOfExpectedBenefitPaymentsTableTextBlock</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>nonnum:textBlockItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ScheduleOfNetBenefitCostsTableTextBlock">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Tabular disclosure of the components of net benefit costs for pension plans and/or other employee benefit plans including service cost, interest cost, expected return on plan assets, gain (loss), prior service cost or credit, transition asset or obligation, and gain (loss) recognized due to settlements or curtailments.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 715<br><br> -SubTopic 20<br><br> -Section 50<br><br> -Paragraph 1<br><br> -Subparagraph (h)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=21915506&amp;loc=d3e1928-114920<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_ScheduleOfNetBenefitCostsTableTextBlock</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>nonnum:textBlockItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
    </div>
  </body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>73
<FILENAME>R53.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
  <head>
    <META http-equiv="Content-Type" content="text/html; charset=us-ascii">
    <link rel="StyleSheet" type="text/css" href="report.css"><script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script></head>
  <body><span style="display: none;">v2.4.0.6</span><table class="report" border="0" cellspacing="2" id="ID0EHDAE">
      <tr>
        <th class="tl" colspan="1" rowspan="2">
          <div style="width: 200px;"><strong>Securities (Details Narrative) (USD $)<br></strong></div>
        </th>
        <th class="th" colspan="3">12 Months Ended</th>
      </tr>
      <tr>
        <th class="th">
          <div>Dec. 31, 2012</div>
        </th>
        <th class="th">
          <div>Dec. 31, 2011</div>
        </th>
        <th class="th">
          <div>Dec. 31, 2010</div>
        </th>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_FBP_SecuritiesNarrativeDetailsAbstract', window );"><strong>Securities Details Narrative</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_FBP_CollateralizedMortageObligationsAmortizedCost', window );">Collateralized mortage obligations, amortized cost</a></td>
        <td class="nump">$ 381,000<span></span></td>
        <td class="nump">$ 1,462,000<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_FBP_CollateralizedMortageObligationsFairValue', window );">Collateralized mortage obligations, fair value</a></td>
        <td class="nump">396,000<span></span></td>
        <td class="nump">1,515,000<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FederalHomeLoanBankStock', window );">Federal Home Loan Bank Stock, cost</a></td>
        <td class="nump">4,934,000<span></span></td>
        <td class="nump">10,904,000<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DepositLiabilitiesCollateralIssuedFinancialInstruments', window );">Investment securities, pledged as collateral for public deposits</a></td>
        <td class="nump">78,519,000<span></span></td>
        <td class="nump">47,418,000<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesGrossRealizedGainsLossesSaleProceeds', window );">Sales of investment securities</a></td>
        <td class="nump">9,641,000<span></span></td>
        <td class="nump">2,518,000<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_MarketableSecuritiesRealizedGainLossExcludingOtherThanTemporaryImpairments', window );">Net realized gains of investment securities</a></td>
        <td class="nump">439,000<span></span></td>
        <td class="nump">8,000<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_FBP_NetRealizedGainOnCallOfMunicipalSecurities', window );">Net realized gain on the call of municipal securities</a></td>
        <td class="nump">200,000<span></span></td>
        <td class="nump">71,000<span></span></td>
        <td class="nump">26,000<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_OtherThanTemporaryImpairmentLossesInvestmentsPortionRecognizedInEarningsNet', window );">Write-downs of equity portfolio</a></td>
        <td class="nump">$ 1,000<span></span></td>
        <td class="nump">$ 5,000<span></span></td>
        <td class="nump">$ 0<span></span></td>
      </tr>
    </table>
    <div style="display: none;">
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_FBP_CollateralizedMortageObligationsAmortizedCost">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The amortized cost of collateralized mortgage obligations.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>FBP_CollateralizedMortageObligationsAmortizedCost</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>FBP_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_FBP_CollateralizedMortageObligationsFairValue">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The fair value of collateralized mortgage obligations.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>FBP_CollateralizedMortageObligationsFairValue</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>FBP_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_FBP_NetRealizedGainOnCallOfMunicipalSecurities">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The net realized gains on call of municipal securities during the period.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>FBP_NetRealizedGainOnCallOfMunicipalSecurities</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>FBP_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_FBP_SecuritiesNarrativeDetailsAbstract">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>FBP_SecuritiesNarrativeDetailsAbstract</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>FBP_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:stringItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AvailableForSaleSecuritiesGrossRealizedGainsLossesSaleProceeds">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The total amount of proceeds received for the sale of securities, categorized neither as held-to-maturity nor trading securities, during the reporting period.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 320<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 9<br><br> -Subparagraph (a)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6872113&amp;loc=d3e27357-111563<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 115<br><br> -Paragraph 21<br><br> -Subparagraph a<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_AvailableForSaleSecuritiesGrossRealizedGainsLossesSaleProceeds</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DepositLiabilitiesCollateralIssuedFinancialInstruments">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of securities, mortgage loans, or other financial instruments pledged as collateral for deposits.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher AICPA<br><br> -Name Statement of Position (SOP)<br><br> -Number 01-6<br><br> -Paragraph 14<br><br> -Subparagraph e<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 405<br><br> -Section 50<br><br> -Paragraph 1<br><br> -Subparagraph (b)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6479006&amp;loc=d3e64164-112818<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_DepositLiabilitiesCollateralIssuedFinancialInstruments</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FederalHomeLoanBankStock">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Federal Home Loan Bank (FHLB) stock represents an equity interest in a FHLB. It does not have a readily determinable fair value because its ownership is restricted and it lacks a market (liquidity).</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 325<br><br> -Section 45<br><br> -Paragraph 1<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6478792&amp;loc=d3e63345-112809<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher AICPA<br><br> -Name Audit and Accounting Guide (AAG)<br><br> -Number AAG-DEP<br><br> -Paragraph 26<br><br> -IssueDate 2006-05-01<br><br> -Chapter 12<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_FederalHomeLoanBankStock</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_MarketableSecuritiesRealizedGainLossExcludingOtherThanTemporaryImpairments">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>This item represents the total realized gain (loss) included in earnings for the period as a result of selling marketable securities categorized as trading, available-for-sale, or held-to-maturity.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_MarketableSecuritiesRealizedGainLossExcludingOtherThanTemporaryImpairments</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_OtherThanTemporaryImpairmentLossesInvestmentsPortionRecognizedInEarningsNet">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The amount of other than temporary impairment (OTTI) losses on equity securities, OTTI related to credit losses on debt securities, and OTTI losses on debt securities when the entity intends to sell the securities or it is more likely than not that the entity will be required to sell the securities before recovery of its amortized cost basis. Additionally, this item includes OTTI losses recognized during the period on investments accounted for under the cost method of accounting.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name FASB Staff Position (FSP)<br><br> -Number FAS115-1/124-1<br><br> -Paragraph 16B<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name FASB Staff Position (FSP)<br><br> -Number FAS115-1/124-1<br><br> -Paragraph 7<br><br> -Footnote 2<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name FASB Staff Position (FSP)<br><br> -Number FAS115-1/124-1<br><br> -Paragraph 15D<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name FASB Staff Position (FSP)<br><br> -Number FAS115-1/124-1<br><br> -Paragraph 15C<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_OtherThanTemporaryImpairmentLossesInvestmentsPortionRecognizedInEarningsNet</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
    </div>
  </body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>74
<FILENAME>R72.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
  <head>
    <META http-equiv="Content-Type" content="text/html; charset=us-ascii">
    <link rel="StyleSheet" type="text/css" href="report.css"><script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script></head>
  <body><span style="display: none;">v2.4.0.6</span><table class="report" border="0" cellspacing="2" id="ID0ERPAI">
      <tr>
        <th class="tl" colspan="1" rowspan="2">
          <div style="width: 200px;"><strong>Loans and Asset Quality Information (Details 13) (USD $)<br>In Thousands, unless otherwise specified</strong></div>
        </th>
        <th class="th" colspan="2">12 Months Ended</th>
      </tr>
      <tr>
        <th class="th">
          <div>Dec. 31, 2012</div>
        </th>
        <th class="th">
          <div>Dec. 31, 2011</div>
        </th>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_FBP_InformationRelatedToLoansModifiedInTroubledDebtRestructuringAbstract', window );"><strong>Information related to loans modified in a troubled debt restructuring:</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_FBP_FinancingReceivableModificationsNumberOfContracts1Total', window );">Number of contracts, TDRs</a></td>
        <td class="nump">46<span></span></td>
        <td class="nump">64<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_FBP_FinancingReceivableModificationsPostModificationRecordedInvestment1Total', window );">TDRs arising during period Pre-Modification</a></td>
        <td class="nump">$ 16,335<span></span></td>
        <td class="nump">$ 14,154<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_FBP_TdrsArisingDuringPeriodPostmodification', window );">TDRs arising during period Post-Modification</a></td>
        <td class="nump">16,152<span></span></td>
        <td class="nump">14,262<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Non-covered</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_FBP_InformationRelatedToLoansModifiedInTroubledDebtRestructuringAbstract', window );"><strong>Information related to loans modified in a troubled debt restructuring:</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_FBP_FinancingReceivableModificationsNumberOfContracts1Total', window );">Number of contracts, TDRs</a></td>
        <td class="nump">36<span></span></td>
        <td class="nump">19<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_FBP_FinancingReceivableModificationsPostModificationRecordedInvestment1Total', window );">TDRs arising during period Pre-Modification</a></td>
        <td class="nump">7,579<span></span></td>
        <td class="nump">6,154<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_FBP_TdrsArisingDuringPeriodPostmodification', window );">TDRs arising during period Post-Modification</a></td>
        <td class="nump">7,579<span></span></td>
        <td class="nump">6,262<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Non-covered | Commercial Secured</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_FBP_InformationRelatedToLoansModifiedInTroubledDebtRestructuringAbstract', window );"><strong>Information related to loans modified in a troubled debt restructuring:</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_FBP_FinancingReceivableModificationsNumberOfContracts1Nonaccrual', window );">Number of contracts, TDRs Nonaccrual</a></td>
        <td class="nump">1<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_FBP_TdrsArisingDuringPeriodNonaccrualPremodification', window );">TDRs arising during period - Nonaccrual Pre-Modification</a></td>
        <td class="nump">11<span></span></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_FBP_FinancingReceivableModificationsPostModificationRecordedInvestment1Nonaccrual', window );">TDRs arising during period - Nonaccrual Post-Modification</a></td>
        <td class="nump">11<span></span></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Non-covered | RealEstateConstructionMember</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_FBP_InformationRelatedToLoansModifiedInTroubledDebtRestructuringAbstract', window );"><strong>Information related to loans modified in a troubled debt restructuring:</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_FBP_FinancingReceivableModificationsNumberOfContracts1Accruing', window );">Number of contracts, TDRs Accruing</a></td>
        <td class="nump">2<span></span></td>
        <td class="nump">2<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_FBP_TdrsArisingDuringPeriodAccruingPremodification', window );">TDRs arising during period - Accruing Pre-Modification</a></td>
        <td class="nump">642<span></span></td>
        <td class="nump">501<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_FBP_FinancingReceivableModificationsPostModificationRecordedInvestment1Accruing', window );">TDRs arising during period - Accruing Post-Modification</a></td>
        <td class="nump">642<span></span></td>
        <td class="nump">543<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_FBP_FinancingReceivableModificationsNumberOfContracts1Nonaccrual', window );">Number of contracts, TDRs Nonaccrual</a></td>
        <td class="nump">2<span></span></td>
        <td class="nump">1<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_FBP_TdrsArisingDuringPeriodNonaccrualPremodification', window );">TDRs arising during period - Nonaccrual Pre-Modification</a></td>
        <td class="nump">332<span></span></td>
        <td class="nump">357<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_FBP_FinancingReceivableModificationsPostModificationRecordedInvestment1Nonaccrual', window );">TDRs arising during period - Nonaccrual Post-Modification</a></td>
        <td class="nump">332<span></span></td>
        <td class="nump">357<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Non-covered | Real estate residential, farmland and mutli-family</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_FBP_InformationRelatedToLoansModifiedInTroubledDebtRestructuringAbstract', window );"><strong>Information related to loans modified in a troubled debt restructuring:</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_FBP_FinancingReceivableModificationsNumberOfContracts1Accruing', window );">Number of contracts, TDRs Accruing</a></td>
        <td class="nump">8<span></span></td>
        <td class="nump">5<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_FBP_TdrsArisingDuringPeriodAccruingPremodification', window );">TDRs arising during period - Accruing Pre-Modification</a></td>
        <td class="nump">1,653<span></span></td>
        <td class="nump">1,635<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_FBP_FinancingReceivableModificationsPostModificationRecordedInvestment1Accruing', window );">TDRs arising during period - Accruing Post-Modification</a></td>
        <td class="nump">1,653<span></span></td>
        <td class="nump">1,645<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_FBP_FinancingReceivableModificationsNumberOfContracts1Nonaccrual', window );">Number of contracts, TDRs Nonaccrual</a></td>
        <td class="nump">17<span></span></td>
        <td class="nump">3<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_FBP_TdrsArisingDuringPeriodNonaccrualPremodification', window );">TDRs arising during period - Nonaccrual Pre-Modification</a></td>
        <td class="nump">3,736<span></span></td>
        <td class="nump">382<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_FBP_FinancingReceivableModificationsPostModificationRecordedInvestment1Nonaccrual', window );">TDRs arising during period - Nonaccrual Post-Modification</a></td>
        <td class="nump">3,736<span></span></td>
        <td class="nump">438<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Non-covered | Real estate home equity lines of credit</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_FBP_InformationRelatedToLoansModifiedInTroubledDebtRestructuringAbstract', window );"><strong>Information related to loans modified in a troubled debt restructuring:</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_FBP_FinancingReceivableModificationsNumberOfContracts1Nonaccrual', window );">Number of contracts, TDRs Nonaccrual</a></td>
        <td class="nump">1<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_FBP_TdrsArisingDuringPeriodNonaccrualPremodification', window );">TDRs arising during period - Nonaccrual Pre-Modification</a></td>
        <td class="nump">123<span></span></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_FBP_FinancingReceivableModificationsPostModificationRecordedInvestment1Nonaccrual', window );">TDRs arising during period - Nonaccrual Post-Modification</a></td>
        <td class="nump">123<span></span></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Non-covered | Real estate commercial</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_FBP_InformationRelatedToLoansModifiedInTroubledDebtRestructuringAbstract', window );"><strong>Information related to loans modified in a troubled debt restructuring:</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_FBP_FinancingReceivableModificationsNumberOfContracts1Accruing', window );">Number of contracts, TDRs Accruing</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">4<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_FBP_TdrsArisingDuringPeriodAccruingPremodification', window );">TDRs arising during period - Accruing Pre-Modification</a></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
        <td class="nump">1,871<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_FBP_FinancingReceivableModificationsPostModificationRecordedInvestment1Accruing', window );">TDRs arising during period - Accruing Post-Modification</a></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
        <td class="nump">1,871<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_FBP_FinancingReceivableModificationsNumberOfContracts1Nonaccrual', window );">Number of contracts, TDRs Nonaccrual</a></td>
        <td class="nump">5<span></span></td>
        <td class="nump">4<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_FBP_TdrsArisingDuringPeriodNonaccrualPremodification', window );">TDRs arising during period - Nonaccrual Pre-Modification</a></td>
        <td class="nump">1,082<span></span></td>
        <td class="nump">1,408<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_FBP_FinancingReceivableModificationsPostModificationRecordedInvestment1Nonaccrual', window );">TDRs arising during period - Nonaccrual Post-Modification</a></td>
        <td class="nump">1,082<span></span></td>
        <td class="nump">1,408<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Covered</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_FBP_InformationRelatedToLoansModifiedInTroubledDebtRestructuringAbstract', window );"><strong>Information related to loans modified in a troubled debt restructuring:</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_FBP_FinancingReceivableModificationsNumberOfContracts1Accruing', window );">Number of contracts, TDRs Accruing</a></td>
        <td class="nump">6<span></span></td>
        <td class="nump">37<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_FBP_TdrsArisingDuringPeriodAccruingPremodification', window );">TDRs arising during period - Accruing Pre-Modification</a></td>
        <td class="nump">7,526<span></span></td>
        <td class="nump">6,528<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_FBP_FinancingReceivableModificationsPostModificationRecordedInvestment1Accruing', window );">TDRs arising during period - Accruing Post-Modification</a></td>
        <td class="nump">7,342<span></span></td>
        <td class="nump">6,528<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_FBP_FinancingReceivableModificationsNumberOfContracts1Nonaccrual', window );">Number of contracts, TDRs Nonaccrual</a></td>
        <td class="nump">4<span></span></td>
        <td class="nump">8<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_FBP_TdrsArisingDuringPeriodNonaccrualPremodification', window );">TDRs arising during period - Nonaccrual Pre-Modification</a></td>
        <td class="nump">1,230<span></span></td>
        <td class="nump">1,472<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_FBP_FinancingReceivableModificationsPostModificationRecordedInvestment1Nonaccrual', window );">TDRs arising during period - Nonaccrual Post-Modification</a></td>
        <td class="nump">$ 1,231<span></span></td>
        <td class="nump">$ 1,472<span></span></td>
      </tr>
    </table>
    <div style="display: none;">
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_FBP_FinancingReceivableModificationsNumberOfContracts1Accruing">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The number of financing receivables that have been modified by troubled debt restructurings during the period and are still accruing.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>FBP_FinancingReceivableModificationsNumberOfContracts1Accruing</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>FBP_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:integerItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_FBP_FinancingReceivableModificationsNumberOfContracts1Nonaccrual">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The number of financing receivables that have been modified by troubled debt restructurings during the period and are in nonaccrual status.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>FBP_FinancingReceivableModificationsNumberOfContracts1Nonaccrual</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>FBP_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:integerItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_FBP_FinancingReceivableModificationsNumberOfContracts1Total">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The number of financing receivables that have been modified by troubled debt restructurings during the period.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>FBP_FinancingReceivableModificationsNumberOfContracts1Total</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>FBP_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:integerItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_FBP_FinancingReceivableModificationsPostModificationRecordedInvestment1Accruing">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of investment in financing receivables (after modification) modified by troubled debt restructurings during the period and still accruing for interest.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>FBP_FinancingReceivableModificationsPostModificationRecordedInvestment1Accruing</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>FBP_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_FBP_FinancingReceivableModificationsPostModificationRecordedInvestment1Nonaccrual">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of investment in financing receivables (after modification) modified by troubled debt restructurings during the period and not accruing for interest.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>FBP_FinancingReceivableModificationsPostModificationRecordedInvestment1Nonaccrual</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>FBP_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_FBP_FinancingReceivableModificationsPostModificationRecordedInvestment1Total">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of investment in financing receivables (before modification) modified by troubled debt restructurings during the period.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>FBP_FinancingReceivableModificationsPostModificationRecordedInvestment1Total</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>FBP_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_FBP_InformationRelatedToLoansModifiedInTroubledDebtRestructuringAbstract">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>FBP_InformationRelatedToLoansModifiedInTroubledDebtRestructuringAbstract</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>FBP_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:stringItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_FBP_TdrsArisingDuringPeriodAccruingPremodification">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of investment in financing receivables (before modification) modified by troubled debt restructurings during the period and still accruing for interest.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>FBP_TdrsArisingDuringPeriodAccruingPremodification</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>FBP_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_FBP_TdrsArisingDuringPeriodNonaccrualPremodification">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of investment in financing receivables (before modification) modified by troubled debt restructurings during the period and not accruing for interest.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>FBP_TdrsArisingDuringPeriodNonaccrualPremodification</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>FBP_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_FBP_TdrsArisingDuringPeriodPostmodification">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of investment in financing receivables (after modification) modified by troubled debt restructurings during the period.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>FBP_TdrsArisingDuringPeriodPostmodification</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>FBP_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
    </div>
  </body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>75
<FILENAME>R2.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
  <head>
    <META http-equiv="Content-Type" content="text/html; charset=us-ascii">
    <link rel="StyleSheet" type="text/css" href="report.css"><script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script></head>
  <body><span style="display: none;">v2.4.0.6</span><table class="report" border="0" cellspacing="2" id="ID0EQ2BG">
      <tr>
        <th class="tl" colspan="1" rowspan="1">
          <div style="width: 200px;"><strong>Consolidated Balance Sheets (USD $)<br>In Thousands, unless otherwise specified</strong></div>
        </th>
        <th class="th">
          <div>Dec. 31, 2012</div>
        </th>
        <th class="th">
          <div>Dec. 31, 2011</div>
        </th>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AssetsAbstract', window );"><strong>ASSETS</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_CashAndDueFromBanks', window );">Cash and due from banks, noninterest-bearing</a></td>
        <td class="nump">$ 96,588<span></span></td>
        <td class="nump">$ 80,341<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InterestBearingDepositsInBanks', window );">Due from banks, interest-bearing</a></td>
        <td class="nump">144,919<span></span></td>
        <td class="nump">135,218<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FederalFundsSold', window );">Federal funds sold</a></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
        <td class="nump">608<span></span></td>
      </tr>
      <tr class="reu">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_CashCashEquivalentsAndFederalFundsSold', window );">Total cash and cash equivalents</a></td>
        <td class="nump">241,507<span></span></td>
        <td class="nump">216,167<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecurities', window );">Securities available for sale</a></td>
        <td class="nump">167,352<span></span></td>
        <td class="nump">182,626<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_HeldToMaturitySecurities', window );">Securities held to maturity (fair values of $61,496 in 2012 and $62,754 in 2011)</a></td>
        <td class="nump">56,064<span></span></td>
        <td class="nump">57,988<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansHeldForSaleMortgages', window );">Presold mortgages in process of settlement</a></td>
        <td class="nump">8,490<span></span></td>
        <td class="nump">6,090<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableGrossCarryingAmount', window );">Loans - non-covered</a></td>
        <td class="nump">2,094,143<span></span></td>
        <td class="nump">2,069,152<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableGrossCarryingAmountCovered', window );">Loans - covered by FDIC loss share agreement</a></td>
        <td class="nump">282,314<span></span></td>
        <td class="nump">361,234<span></span></td>
      </tr>
      <tr class="reu">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_FBP_Loans', window );">Total loans</a></td>
        <td class="nump">2,376,457<span></span></td>
        <td class="nump">2,430,386<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableAllowance', window );">Allowance for loan losses - non-covered</a></td>
        <td class="num">(41,643)<span></span></td>
        <td class="num">(35,610)<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableAllowanceCovered', window );">Allowance for loan losses - covered</a></td>
        <td class="num">(4,759)<span></span></td>
        <td class="num">(5,808)<span></span></td>
      </tr>
      <tr class="rou">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_FBP_AllowanceForLoanLosses', window );">Total allowance for loan losses</a></td>
        <td class="num">(46,402)<span></span></td>
        <td class="num">(41,418)<span></span></td>
      </tr>
      <tr class="reu">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableNetReportedAmountCoveredAndNotCovered', window );">Net loans</a></td>
        <td class="nump">2,330,055<span></span></td>
        <td class="nump">2,388,968<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansHeldForSaleOther', window );">Loans held for sale</a></td>
        <td class="nump">30,393<span></span></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PropertyPlantAndEquipmentNet', window );">Premises and equipment</a></td>
        <td class="nump">74,371<span></span></td>
        <td class="nump">69,975<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InterestReceivable', window );">Accrued interest receivable</a></td>
        <td class="nump">10,201<span></span></td>
        <td class="nump">11,779<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FDICIndemnificationAsset', window );">FDIC indemnification asset</a></td>
        <td class="nump">102,559<span></span></td>
        <td class="nump">121,677<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_Goodwill', window );">Goodwill</a></td>
        <td class="nump">65,835<span></span></td>
        <td class="nump">65,835<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_IntangibleAssetsNetExcludingGoodwill', window );">Other intangible assets</a></td>
        <td class="nump">3,108<span></span></td>
        <td class="nump">3,897<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_FBP_ForeclosedRealEstateNoncovered', window );">Foreclosed real estate - non-covered</a></td>
        <td class="nump">26,285<span></span></td>
        <td class="nump">37,023<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_FBP_ForeclosedRealEstateCovered', window );">Foreclosed real estate - covered</a></td>
        <td class="nump">47,290<span></span></td>
        <td class="nump">85,272<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_BankOwnedLifeInsurance', window );">Bank-owned life insurance</a></td>
        <td class="nump">27,857<span></span></td>
        <td class="nump">2,207<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_OtherAssets', window );">Other assets</a></td>
        <td class="nump">53,543<span></span></td>
        <td class="nump">40,970<span></span></td>
      </tr>
      <tr class="rou">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_Assets', window );">Total assets</a></td>
        <td class="nump">3,244,910<span></span></td>
        <td class="nump">3,290,474<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LiabilitiesAbstract', window );"><strong>LIABILITIES</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NoninterestBearingDomesticDepositDemand', window );">Deposits: Noninterest bearing checking accounts</a></td>
        <td class="nump">413,195<span></span></td>
        <td class="nump">335,833<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InterestBearingDomesticDepositChecking', window );">Interest bearing checking accounts</a></td>
        <td class="nump">519,573<span></span></td>
        <td class="nump">423,452<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DepositsMoneyMarketDeposits', window );">Money market accounts</a></td>
        <td class="nump">556,354<span></span></td>
        <td class="nump">513,832<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DepositsSavingsDeposits', window );">Savings accounts</a></td>
        <td class="nump">158,578<span></span></td>
        <td class="nump">146,481<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_TimeDeposits100000OrMoreDomestic', window );">Time deposits of $100,000 or more</a></td>
        <td class="nump">664,330<span></span></td>
        <td class="nump">753,233<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_TimeDepositsLessThan100000', window );">Other time deposits</a></td>
        <td class="nump">509,330<span></span></td>
        <td class="nump">582,206<span></span></td>
      </tr>
      <tr class="rou">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_Deposits', window );">Total deposits</a></td>
        <td class="nump">2,821,360<span></span></td>
        <td class="nump">2,755,037<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FederalFundsPurchasedAndSecuritiesSoldUnderAgreementsToRepurchase', window );">Securities sold under agreements to repurchase</a></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
        <td class="nump">17,105<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_OtherBorrowings', window );">Borrowings</a></td>
        <td class="nump">46,394<span></span></td>
        <td class="nump">133,925<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InterestPayableCurrentAndNoncurrent', window );">Accrued interest payable</a></td>
        <td class="nump">1,299<span></span></td>
        <td class="nump">1,872<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_OtherLiabilities', window );">Other liabilities</a></td>
        <td class="nump">19,740<span></span></td>
        <td class="nump">37,385<span></span></td>
      </tr>
      <tr class="reu">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_Liabilities', window );">Total liabilities</a></td>
        <td class="nump">2,888,793<span></span></td>
        <td class="nump">2,945,324<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_CommitmentsAndContingencies', window );">Commitments and contingencies</a></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_StockholdersEquityAbstract', window );"><strong>SHAREHOLDERS' EQUITY</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PreferredStockValue', window );">Preferred stock, no par value per share. Authorized: 5,000,000 shares Series B issued &amp; outstanding: 63,500 in 2012 and 2011 Series C, convertible, issued &amp; outstanding: 728,706 in 2012 and none in 2011</a></td>
        <td class="nump">70,787<span></span></td>
        <td class="nump">63,500<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_CommonStockValue', window );">Common stock, no par value per share. Authorized: 40,000,000 shares Issued &amp; outstanding: 19,669,302 shares in 2012 and 16,909,820 shares in 2011</a></td>
        <td class="nump">131,877<span></span></td>
        <td class="nump">104,841<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_RetainedEarningsAccumulatedDeficit', window );">Retained earnings</a></td>
        <td class="nump">153,629<span></span></td>
        <td class="nump">185,491<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AccumulatedOtherComprehensiveIncomeLossNetOfTax', window );">Accumulated other comprehensive income (loss)</a></td>
        <td class="num">(176)<span></span></td>
        <td class="num">(8,682)<span></span></td>
      </tr>
      <tr class="rou">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_StockholdersEquity', window );">Total shareholders' equity</a></td>
        <td class="nump">356,117<span></span></td>
        <td class="nump">345,150<span></span></td>
      </tr>
      <tr class="reu">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LiabilitiesAndStockholdersEquity', window );">Total liabilities and shareholders' equity</a></td>
        <td class="nump">3,244,910<span></span></td>
        <td class="nump">3,290,474<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Series B</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_StockholdersEquityAbstract', window );"><strong>SHAREHOLDERS' EQUITY</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PreferredStockValue', window );">Preferred stock, no par value per share. Authorized: 5,000,000 shares Series B issued &amp; outstanding: 63,500 in 2012 and 2011 Series C, convertible, issued &amp; outstanding: 728,706 in 2012 and none in 2011</a></td>
        <td class="nump">63,500<span></span></td>
        <td class="nump">63,500<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Preferred Stock - Series C</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_StockholdersEquityAbstract', window );"><strong>SHAREHOLDERS' EQUITY</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PreferredStockValue', window );">Preferred stock, no par value per share. Authorized: 5,000,000 shares Series B issued &amp; outstanding: 63,500 in 2012 and 2011 Series C, convertible, issued &amp; outstanding: 728,706 in 2012 and none in 2011</a></td>
        <td class="nump">$ 7,287<span></span></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
      </tr>
    </table>
    <div style="display: none;">
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_FBP_AllowanceForLoanLosses">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Aggregate amount of allowance to cover probable credit losses on loans.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>FBP_AllowanceForLoanLosses</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>FBP_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_FBP_ForeclosedRealEstateCovered">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Carrying amount as of the balance sheet date of land and buildings obtained through foreclosure proceedings or defeasance in full or partial satisfaction of a debt arrangemen covered by loss sharing agreements.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>FBP_ForeclosedRealEstateCovered</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>FBP_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_FBP_ForeclosedRealEstateNoncovered">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Carrying amount as of the balance sheet date of land and buildings obtained through foreclosure proceedings or defeasance in full or partial satisfaction of a debt arrangemen not covered by loss sharing agreements.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>FBP_ForeclosedRealEstateNoncovered</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>FBP_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_FBP_Loans">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Aggregate gross carrying amount of loans receivable.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>FBP_Loans</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>FBP_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AccumulatedOtherComprehensiveIncomeLossNetOfTax">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Accumulated change in equity from transactions and other events and circumstances from non-owner sources, net of tax effect, at period end. Excludes Net Income (Loss), and accumulated changes in equity from transactions resulting from investments by owners and distributions to owners. Includes foreign currency translation items, certain pension adjustments, unrealized gains and losses on certain investments in debt and equity securities, other than temporary impairment (OTTI) losses related to factors other than credit losses on available-for-sale and held-to-maturity debt securities that an entity does not intend to sell and it is not more likely than not that the entity will be required to sell before recovery of the amortized cost basis, as well as changes in the fair value of derivatives related to the effective portion of a designated cash flow hedge.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br><br><br> -Number 130<br><br><br><br> -Paragraph 14, 17, 26<br><br><br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br><br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 220<br><br><br><br> -SubTopic 10<br><br><br><br> -Section 45<br><br><br><br> -Paragraph 11<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=20435746&amp;loc=d3e637-108580<br><br><br><br><br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 220<br><br><br><br> -SubTopic 10<br><br><br><br> -Section 45<br><br><br><br> -Paragraph 14A<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=20435746&amp;loc=SL7669686-108580<br><br><br><br><br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 220<br><br><br><br> -SubTopic 10<br><br><br><br> -Section 45<br><br><br><br> -Paragraph 14<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=20435746&amp;loc=d3e681-108580<br><br><br><br><br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher SEC<br><br><br><br> -Name Regulation S-X (SX)<br><br><br><br> -Number 210<br><br><br><br> -Section 04<br><br><br><br> -Article 3<br><br><br><br><br><br><br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher SEC<br><br><br><br> -Name Regulation S-X (SX)<br><br><br><br> -Number 210<br><br><br><br> -Section 02<br><br><br><br> -Paragraph 31<br><br><br><br> -Article 5<br><br><br><br><br><br><br><br>Reference 7: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher AICPA<br><br><br><br> -Name Accounting Principles Board Opinion (APB)<br><br><br><br> -Number 12<br><br><br><br> -Paragraph 10<br><br><br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br><br><br><br><br>Reference 8: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name FASB Staff Position (FSP)<br><br><br><br> -Number FAS115-1/124-1<br><br><br><br> -Paragraph 15D<br><br><br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br><br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_AccumulatedOtherComprehensiveIncomeLossNetOfTax</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_Assets">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Sum of the carrying amounts as of the balance sheet date of all assets that are recognized. Assets are probable future economic benefits obtained or controlled by an entity as a result of past transactions or events.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher SEC<br><br><br><br> -Name Regulation S-X (SX)<br><br><br><br> -Number 210<br><br><br><br> -Section 03<br><br><br><br> -Paragraph 12<br><br><br><br> -Article 7<br><br><br><br><br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Statement of Financial Accounting Concepts (CON)<br><br><br><br> -Number 6<br><br><br><br> -Paragraph 25<br><br><br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br><br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher SEC<br><br><br><br> -Name Regulation S-X (SX)<br><br><br><br> -Number 210<br><br><br><br> -Section 02<br><br><br><br> -Paragraph 18<br><br><br><br> -Article 5<br><br><br><br><br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 210<br><br><br><br> -SubTopic 10<br><br><br><br> -Section S99<br><br><br><br> -Paragraph 1<br><br><br><br> -Subparagraph (SX 210.5-02.18)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br><br><br><br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 210<br><br><br><br> -SubTopic 10<br><br><br><br> -Section S99<br><br><br><br> -Paragraph 1<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br><br><br><br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_Assets</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AssetsAbstract">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_AssetsAbstract</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:stringItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AvailableForSaleSecurities">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of investment in debt and equity securities categorized neither as held-to-maturity nor trading.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name FASB Staff Position (FSP)<br><br><br><br> -Number FAS115-1/124-1<br><br><br><br> -Paragraph 15D<br><br><br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br><br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br><br><br> -Number 115<br><br><br><br> -Paragraph 12<br><br><br><br> -Subparagraph b<br><br><br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br><br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 320<br><br><br><br> -SubTopic 10<br><br><br><br> -Section 45<br><br><br><br> -Paragraph 1<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6871852&amp;loc=d3e26610-111562<br><br><br><br><br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br><br><br> -Number 115<br><br><br><br> -Paragraph 16<br><br><br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br><br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name FASB Staff Position (FSP)<br><br><br><br> -Number FAS115-1/124-1<br><br><br><br> -Paragraph 15C<br><br><br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br><br><br><br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 320<br><br><br><br> -SubTopic 10<br><br><br><br> -Section 25<br><br><br><br> -Paragraph 1<br><br><br><br> -Subparagraph (b)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=7534914&amp;loc=d3e22054-111558<br><br><br><br><br><br><br><br>Reference 7: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name FASB Staff Position (FSP)<br><br><br><br> -Number FAS115-1/124-1<br><br><br><br> -Paragraph 15E<br><br><br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br><br><br><br><br>Reference 8: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br><br><br> -Number 115<br><br><br><br> -Paragraph 13<br><br><br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br><br><br><br><br>Reference 9: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br><br><br> -Number 115<br><br><br><br> -Paragraph 14<br><br><br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br><br><br><br><br>Reference 10: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br><br><br> -Number 133<br><br><br><br> -Paragraph 22<br><br><br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br><br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_AvailableForSaleSecurities</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_BankOwnedLifeInsurance">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The carrying amount of a life insurance policy on an officer, executive or employee for which the reporting entity (a bank) is entitled to proceeds from the policy upon death of the insured or surrender of the insurance policy.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher AICPA<br><br><br><br> -Name Audit and Accounting Guide (AAG)<br><br><br><br> -Number AAG-DEP<br><br><br><br> -Paragraph 9<br><br><br><br> -IssueDate 2006-05-01<br><br><br><br> -Chapter 12<br><br><br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br><br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 942<br><br><br><br> -SubTopic 210<br><br><br><br> -Section S99<br><br><br><br> -Paragraph 1<br><br><br><br> -Subparagraph (SX 210.9-03.10)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6876686&amp;loc=d3e534808-122878<br><br><br><br><br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher SEC<br><br><br><br> -Name Regulation S-X (SX)<br><br><br><br> -Number 210<br><br><br><br> -Section 03<br><br><br><br> -Paragraph 10<br><br><br><br> -Article 9<br><br><br><br><br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher OTS<br><br><br><br> -Name Federal Regulation (FR)<br><br><br><br> -Number Title 12<br><br><br><br> -Section 563c.102<br><br><br><br> -Paragraph 12<br><br><br><br> -Chapter V<br><br><br><br> -Subsection I<br><br><br><br> -LegacyDoc This is a non-GAAP reference that was included in the 2009 taxonomy.  It will be removed from future versions of this taxonomy.<br><br><br><br><br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_BankOwnedLifeInsurance</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_CashAndDueFromBanks">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>For banks and other depository institutions: Includes cash on hand (currency and coin), cash items in process of collection, noninterest bearing deposits due from other financial institutions (including corporate credit unions), and noninterest bearing balances with the Federal Reserve Banks, Federal Home Loan Banks and central banks.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 942<br><br><br><br> -SubTopic 210<br><br><br><br> -Section S99<br><br><br><br> -Paragraph 1<br><br><br><br> -Subparagraph (SX 210.9-03.1)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6876686&amp;loc=d3e534808-122878<br><br><br><br><br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher SEC<br><br><br><br> -Name Regulation S-X (SX)<br><br><br><br> -Number 210<br><br><br><br> -Section 03<br><br><br><br> -Paragraph 1, 2, 3<br><br><br><br> -Article 9<br><br><br><br><br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Glossary Cash<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6506951<br><br><br><br><br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher AICPA<br><br><br><br> -Name Audit and Accounting Guide (AAG)<br><br><br><br> -Number AAG-DEP<br><br><br><br> -Paragraph 1, 2, 3, 7, 11<br><br><br><br> -IssueDate 2006-05-01<br><br><br><br> -Chapter 6<br><br><br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br><br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Glossary Cash Equivalents<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6507016<br><br><br><br><br><br><br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br><br><br> -Number 95<br><br><br><br> -Paragraph 8, 9<br><br><br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br><br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_CashAndDueFromBanks</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_CashCashEquivalentsAndFederalFundsSold">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The sum of cash and cash equivalents plus Federal Funds Sold. Cash and cash equivalents consist of short term, highly liquid investments that are readily convertible to known amounts of cash and are so near their maturity that they present negligible risk of changes in value due to changes in interest rates -- usually with an original maturity less than 90 days.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher OTS<br><br><br><br> -Name Federal Regulation (FR)<br><br><br><br> -Number Title 12<br><br><br><br> -Section 563c.102<br><br><br><br> -Chapter V<br><br><br><br> -Subsection I<br><br><br><br> -LegacyDoc This is a non-GAAP reference that was included in the 2009 taxonomy.  It will be removed from future versions of this taxonomy.<br><br><br><br><br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Glossary Cash Equivalents<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6507016<br><br><br><br><br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br><br><br> -Number 95<br><br><br><br> -Paragraph 8, 9, 10<br><br><br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br><br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 942<br><br><br><br> -SubTopic 210<br><br><br><br> -Section S99<br><br><br><br> -Paragraph 1<br><br><br><br> -Subparagraph (SX 210.9-03.1,2,3)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6876686&amp;loc=d3e534808-122878<br><br><br><br><br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_CashCashEquivalentsAndFederalFundsSold</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_CommitmentsAndContingencies">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Represents the caption on the face of the balance sheet to indicate that the entity has entered into (1) purchase or supply arrangements that will require expending a portion of its resources to meet the terms thereof, and (2) is exposed to potential losses or, less frequently, gains, arising from (a) possible claims against a company's resources due to future performance under contract terms, and (b) possible losses or likely gains from uncertainties that will ultimately be resolved when one or more future events that are deemed likely to occur do occur or fail to occur.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 944<br><br><br><br> -SubTopic 210<br><br><br><br> -Section S99<br><br><br><br> -Paragraph 1<br><br><br><br> -Subparagraph (SX 210.7-03.(a),19)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6879938&amp;loc=d3e572229-122910<br><br><br><br><br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 210<br><br><br><br> -SubTopic 10<br><br><br><br> -Section S99<br><br><br><br> -Paragraph 1<br><br><br><br> -Subparagraph (SX 210.5-02.25)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br><br><br><br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher SEC<br><br><br><br> -Name Regulation S-X (SX)<br><br><br><br> -Number 210<br><br><br><br> -Section 02<br><br><br><br> -Paragraph 25<br><br><br><br> -Article 5<br><br><br><br><br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 450<br><br><br><br> -SubTopic 20<br><br><br><br> -Section 50<br><br><br><br> -Paragraph 1<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6952336&amp;loc=d3e14326-108349<br><br><br><br><br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br><br><br> -Number 5<br><br><br><br> -Paragraph 8, 9<br><br><br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br><br><br><br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher SEC<br><br><br><br> -Name Regulation S-X (SX)<br><br><br><br> -Number 210<br><br><br><br> -Section 03<br><br><br><br> -Paragraph 17<br><br><br><br> -Article 9<br><br><br><br><br><br><br><br>Reference 7: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher SEC<br><br><br><br> -Name Regulation S-X (SX)<br><br><br><br> -Number 210<br><br><br><br> -Section 03<br><br><br><br> -Paragraph 19<br><br><br><br> -Article 7<br><br><br><br><br><br><br><br>Reference 8: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 942<br><br><br><br> -SubTopic 210<br><br><br><br> -Section S99<br><br><br><br> -Paragraph 1<br><br><br><br> -Subparagraph (SX 210.9-03.17)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6876686&amp;loc=d3e534808-122878<br><br><br><br><br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_CommitmentsAndContingencies</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_CommonStockValue">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Aggregate par or stated value of issued nonredeemable common stock (or common stock redeemable solely at the option of the issuer). This item includes treasury stock repurchased by the entity. Note: elements for number of nonredeemable common shares, par value and other disclosure concepts are in another section within stockholders' equity.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 210<br><br><br><br> -SubTopic 10<br><br><br><br> -Section S99<br><br><br><br> -Paragraph 1<br><br><br><br> -Subparagraph (SX 210.5-02.29)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br><br><br><br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher SEC<br><br><br><br> -Name Regulation S-X (SX)<br><br><br><br> -Number 210<br><br><br><br> -Section 02<br><br><br><br> -Paragraph 30<br><br><br><br> -Article 5<br><br><br><br><br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_CommonStockValue</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_Deposits">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The aggregate of all deposit liabilities held by the entity, including foreign and domestic, interest and noninterest bearing; may include demand deposits, saving deposits, Negotiable Order of Withdrawal (NOW) and time deposits among others.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 942<br><br><br><br> -SubTopic 210<br><br><br><br> -Section S99<br><br><br><br> -Paragraph 1<br><br><br><br> -Subparagraph (SX 210.9-03.12)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6876686&amp;loc=d3e534808-122878<br><br><br><br><br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher SEC<br><br><br><br> -Name Regulation S-X (SX)<br><br><br><br> -Number 210<br><br><br><br> -Section 03<br><br><br><br> -Paragraph 12<br><br><br><br> -Article 9<br><br><br><br><br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher AICPA<br><br><br><br> -Name Audit and Accounting Guide (AAG)<br><br><br><br> -Number AAG-DEP<br><br><br><br> -Paragraph 37, 38, 39<br><br><br><br> -IssueDate 2006-05-01<br><br><br><br> -Chapter 13<br><br><br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br><br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_Deposits</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DepositsMoneyMarketDeposits">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of deposits in accounts that offer many of the same services as checking accounts although transactions may be somewhat more limited, share some of the characteristics of a money market fund and are insured by the Federal government, also known as money market accounts.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 942<br><br><br><br> -SubTopic 210<br><br><br><br> -Section S99<br><br><br><br> -Paragraph 1<br><br><br><br> -Subparagraph (SX 210.9-03.12)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6876686&amp;loc=d3e534808-122878<br><br><br><br><br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher OTS<br><br><br><br> -Name Federal Regulation (FR)<br><br><br><br> -Number Title 12<br><br><br><br> -Section 563c.102<br><br><br><br> -Paragraph 14<br><br><br><br> -Subparagraph a(i)<br><br><br><br> -Chapter V<br><br><br><br> -LegacyDoc This is a non-GAAP reference that was included in the 2009 taxonomy.  It will be removed from future versions of this taxonomy.<br><br><br><br><br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_DepositsMoneyMarketDeposits</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DepositsSavingsDeposits">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of interest bearing deposits with no stated maturity, which may include passbook and statement savings accounts and money-market deposit accounts (MMDAs).</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 942<br><br><br><br> -SubTopic 210<br><br><br><br> -Section S99<br><br><br><br> -Paragraph 1<br><br><br><br> -Subparagraph (SX 210.9-03.12)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6876686&amp;loc=d3e534808-122878<br><br><br><br><br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher AICPA<br><br><br><br> -Name Audit and Accounting Guide (AAG)<br><br><br><br> -Number AAG-DEP<br><br><br><br> -Paragraph 6<br><br><br><br> -IssueDate 2006-05-01<br><br><br><br> -Chapter 13<br><br><br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br><br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_DepositsSavingsDeposits</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FDICIndemnificationAsset">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Carrying amount of receivable assets originating from the indemnification agreement with the Federal Deposit Insurance Corporation (FDIC), in which the FDIC is to partially cover losses.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_FDICIndemnificationAsset</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FederalFundsPurchasedAndSecuritiesSoldUnderAgreementsToRepurchase">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The amount shown on the books that a bank with insufficient reserves borrows, at the federal funds rate, from another bank to meet its reserve requirements and the amount of securities that an institution sells and agrees to repurchase at a specified date for a specified price, net of any reductions or offsets.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 942<br><br><br><br> -SubTopic 210<br><br><br><br> -Section S99<br><br><br><br> -Paragraph 1<br><br><br><br> -Subparagraph (SX 210.9-03.13(1))<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6876686&amp;loc=d3e534808-122878<br><br><br><br><br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher SEC<br><br><br><br> -Name Regulation S-X (SX)<br><br><br><br> -Number 210<br><br><br><br> -Section 03<br><br><br><br> -Paragraph 13<br><br><br><br> -Subparagraph 1<br><br><br><br> -Article 9<br><br><br><br><br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_FederalFundsPurchasedAndSecuritiesSoldUnderAgreementsToRepurchase</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FederalFundsSold">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The amount outstanding of funds lent to other depository institutions, securities brokers, or securities dealers in the form of Federal Funds sold; for example, immediately available funds lent under agreements or contracts that mature in one business day or roll over under a continuing contract, regardless of the nature of the transaction or the collateral involved, excluding overnight lending for commercial and industrial purposes. Also include Federal Funds sold under agreements to resell on a gross basis, excluding (1) sales of term Federal Funds, (2) due bills representing purchases of securities or other assets by the reporting bank that have not yet been delivered and similar instruments, (3) resale agreements that mature in more than one business day involving assets other than securities, and (4) yield maintenance dollar repurchase agreements.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 942<br><br><br><br> -SubTopic 210<br><br><br><br> -Section S99<br><br><br><br> -Paragraph 1<br><br><br><br> -Subparagraph (SX 210.9-03.3)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6876686&amp;loc=d3e534808-122878<br><br><br><br><br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher OTS<br><br><br><br> -Name Federal Regulation (FR)<br><br><br><br> -Number Title 12<br><br><br><br> -Section 563c.102<br><br><br><br> -Chapter V<br><br><br><br> -Subsection I<br><br><br><br> -LegacyDoc This is a non-GAAP reference that was included in the 2009 taxonomy.  It will be removed from future versions of this taxonomy.<br><br><br><br><br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher SEC<br><br><br><br> -Name Regulation S-X (SX)<br><br><br><br> -Number 210<br><br><br><br> -Section 03<br><br><br><br> -Article 9<br><br><br><br><br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_FederalFundsSold</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_Goodwill">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Carrying amount as of the balance sheet date, which is the cumulative amount paid and (if applicable) the fair value of any noncontrolling interest in the acquiree, adjusted for any amortization recognized prior to the adoption of any changes in generally accepted accounting principles (as applicable) and for any impairment charges, in excess of the fair value of net assets acquired in one or more business combination transactions.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br><br><br> -Number 142<br><br><br><br> -Paragraph 45<br><br><br><br> -Subparagraph e<br><br><br><br> -Clause 1<br><br><br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br><br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 350<br><br><br><br> -SubTopic 20<br><br><br><br> -Section 50<br><br><br><br> -Paragraph 1<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=14024403&amp;loc=d3e13816-109267<br><br><br><br><br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 350<br><br><br><br> -SubTopic 20<br><br><br><br> -Section 45<br><br><br><br> -Paragraph 1<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6388280&amp;loc=d3e13770-109266<br><br><br><br><br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br><br><br> -Number 141R<br><br><br><br> -Paragraph 68<br><br><br><br> -Subparagraph l<br><br><br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br><br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br><br><br> -Number 141R<br><br><br><br> -Paragraph 34<br><br><br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br><br><br><br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br><br><br> -Number 142<br><br><br><br> -Paragraph 43<br><br><br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br><br><br><br><br>Reference 7: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br><br><br> -Number 142<br><br><br><br> -Paragraph 45<br><br><br><br> -Subparagraph e<br><br><br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br><br><br><br><br>Reference 8: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br><br><br> -Number 141R<br><br><br><br> -Paragraph 72<br><br><br><br> -Subparagraph d<br><br><br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br><br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_Goodwill</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_HeldToMaturitySecurities">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>For an unclassified balance sheet, this item represents investments in debt securities which are categorized as held-to-maturity. The held-to-maturity category is for those securities that the entity has the positive intent and ability to hold until maturity.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 944<br><br><br><br> -SubTopic 210<br><br><br><br> -Section S99<br><br><br><br> -Paragraph 1<br><br><br><br> -Subparagraph (SX 210.7-03.1)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6879938&amp;loc=d3e572229-122910<br><br><br><br><br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher AICPA<br><br><br><br> -Name Accounting Research Bulletin (ARB)<br><br><br><br> -Number 43<br><br><br><br> -Section A<br><br><br><br> -Paragraph 5<br><br><br><br> -Chapter 3<br><br><br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br><br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br><br><br> -Number 115<br><br><br><br> -Paragraph 17<br><br><br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br><br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br><br><br> -Number 115<br><br><br><br> -Paragraph 10<br><br><br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br><br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 320<br><br><br><br> -SubTopic 10<br><br><br><br> -Section 25<br><br><br><br> -Paragraph 1<br><br><br><br> -Subparagraph (c)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=7534914&amp;loc=d3e22054-111558<br><br><br><br><br><br><br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br><br><br> -Number 115<br><br><br><br> -Paragraph 9<br><br><br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br><br><br><br><br>Reference 7: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br><br><br> -Number 115<br><br><br><br> -Paragraph 19<br><br><br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br><br><br><br><br>Reference 8: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br><br><br> -Number 115<br><br><br><br> -Paragraph 8<br><br><br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br><br><br><br><br>Reference 9: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br><br><br> -Number 115<br><br><br><br> -Paragraph 11<br><br><br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br><br><br><br><br>Reference 10: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher AICPA<br><br><br><br> -Name Accounting Research Bulletin (ARB)<br><br><br><br> -Number 43<br><br><br><br> -Section A<br><br><br><br> -Paragraph 4<br><br><br><br> -Chapter 3<br><br><br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br><br><br><br><br>Reference 11: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br><br><br> -Number 115<br><br><br><br> -Paragraph 7<br><br><br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br><br><br><br><br>Reference 12: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 942<br><br><br><br> -SubTopic 210<br><br><br><br> -Section S99<br><br><br><br> -Paragraph 1<br><br><br><br> -Subparagraph (SX 210.9-03.6)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6876686&amp;loc=d3e534808-122878<br><br><br><br><br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_HeldToMaturitySecurities</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_IntangibleAssetsNetExcludingGoodwill">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Sum of the carrying amounts of all intangible assets, excluding goodwill, as of the balance sheet date, net of accumulated amortization and impairment charges.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 350<br><br><br><br> -SubTopic 30<br><br><br><br> -Section 45<br><br><br><br> -Paragraph 1<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6388964&amp;loc=d3e16212-109274<br><br><br><br><br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 350<br><br><br><br> -SubTopic 30<br><br><br><br> -Section 50<br><br><br><br> -Paragraph 2<br><br><br><br> -Subparagraph ((a)(1),(b))<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=7658586&amp;loc=d3e16323-109275<br><br><br><br><br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br><br><br> -Number 142<br><br><br><br> -Paragraph 42, 45<br><br><br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br><br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_IntangibleAssetsNetExcludingGoodwill</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_InterestBearingDepositsInBanks">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>For banks and other depository institutions (including Federal Reserve Banks, if applicable): Interest-bearing deposits in other financial institutions for relatively short periods of time including, for example, certificates of deposits, which are presented separately from cash on the balance sheet.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher AICPA<br><br><br><br> -Name Audit and Accounting Guide (AAG)<br><br><br><br> -Number AAG-DEP<br><br><br><br> -Paragraph 4, 11<br><br><br><br> -IssueDate 2006-05-01<br><br><br><br> -Chapter 6<br><br><br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br><br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher SEC<br><br><br><br> -Name Regulation S-X (SX)<br><br><br><br> -Number 210<br><br><br><br> -Section 03<br><br><br><br> -Paragraph 2<br><br><br><br> -Article 9<br><br><br><br><br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 942<br><br><br><br> -SubTopic 210<br><br><br><br> -Section S99<br><br><br><br> -Paragraph 1<br><br><br><br> -Subparagraph (SX 210.9-03.2)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6876686&amp;loc=d3e534808-122878<br><br><br><br><br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 942<br><br><br><br> -SubTopic 210<br><br><br><br> -Section 45<br><br><br><br> -Paragraph 4<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6476743&amp;loc=d3e59706-112781<br><br><br><br><br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_InterestBearingDepositsInBanks</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_InterestBearingDomesticDepositChecking">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of interest-bearing domestic checking deposit liabilities.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 942<br><br><br><br> -SubTopic 210<br><br><br><br> -Section S99<br><br><br><br> -Paragraph 1<br><br><br><br> -Subparagraph (SX 210.9-03.12)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6876686&amp;loc=d3e534808-122878<br><br><br><br><br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher SEC<br><br><br><br> -Name Regulation S-X (SX)<br><br><br><br> -Number 210<br><br><br><br> -Section 03<br><br><br><br> -Paragraph 12<br><br><br><br> -Article 9<br><br><br><br><br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_InterestBearingDomesticDepositChecking</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_InterestPayableCurrentAndNoncurrent">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Carrying value as of the balance sheet date of [accrued] interest payable on all forms of debt, including trade payables, that has been incurred and is unpaid.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher SEC<br><br><br><br> -Name Regulation S-X (SX)<br><br><br><br> -Number 210<br><br><br><br> -Section 03<br><br><br><br> -Paragraph 15<br><br><br><br> -Subparagraph 5<br><br><br><br> -Article 9<br><br><br><br><br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 942<br><br><br><br> -SubTopic 210<br><br><br><br> -Section S99<br><br><br><br> -Paragraph 1<br><br><br><br> -Subparagraph (SX 210.9-03.15(5))<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6876686&amp;loc=d3e534808-122878<br><br><br><br><br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 944<br><br><br><br> -SubTopic 210<br><br><br><br> -Section S99<br><br><br><br> -Paragraph 1<br><br><br><br> -Subparagraph (SX 210.7-03.15(a))<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6879938&amp;loc=d3e572229-122910<br><br><br><br><br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher SEC<br><br><br><br> -Name Regulation S-X (SX)<br><br><br><br> -Number 210<br><br><br><br> -Section 03<br><br><br><br> -Paragraph 15<br><br><br><br> -Subparagraph a<br><br><br><br> -Article 7<br><br><br><br><br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_InterestPayableCurrentAndNoncurrent</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_InterestReceivable">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Carrying amount as of the balance sheet date of interest earned but not received. Also called accrued interest or accrued interest receivable.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 210<br><br><br><br> -SubTopic 10<br><br><br><br> -Section S99<br><br><br><br> -Paragraph 1<br><br><br><br> -Subparagraph (SX 210.5-02.8)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br><br><br><br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher SEC<br><br><br><br> -Name Regulation S-X (SX)<br><br><br><br> -Number 210<br><br><br><br> -Section 02<br><br><br><br> -Paragraph 8<br><br><br><br> -Article 5<br><br><br><br><br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_InterestReceivable</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_Liabilities">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Sum of the carrying amounts as of the balance sheet date of all liabilities that are recognized. Liabilities are probable future sacrifices of economic benefits arising from present obligations of an entity to transfer assets or provide services to other entities in the future.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 210<br><br><br><br> -SubTopic 10<br><br><br><br> -Section S99<br><br><br><br> -Paragraph 1<br><br><br><br> -Subparagraph (SX 210.5-02.19-26)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br><br><br><br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_Liabilities</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_LiabilitiesAbstract">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_LiabilitiesAbstract</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:stringItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_LiabilitiesAndStockholdersEquity">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Total of all Liabilities and Stockholders' Equity items (or Partners' Capital, as applicable), including the portion of equity attributable to noncontrolling interests, if any.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 210<br><br><br><br> -SubTopic 10<br><br><br><br> -Section S99<br><br><br><br> -Paragraph 1<br><br><br><br> -Subparagraph (SX 210.5-02.32)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br><br><br><br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher SEC<br><br><br><br> -Name Regulation S-X (SX)<br><br><br><br> -Number 210<br><br><br><br> -Section 03<br><br><br><br> -Paragraph 25<br><br><br><br> -Article 7<br><br><br><br><br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher SEC<br><br><br><br> -Name Regulation S-X (SX)<br><br><br><br> -Number 210<br><br><br><br> -Section 02<br><br><br><br> -Paragraph 32<br><br><br><br> -Article 5<br><br><br><br><br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_LiabilitiesAndStockholdersEquity</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_LoansAndLeasesReceivableAllowance">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of allowance to cover probable credit losses on loans and leases. Includes carryover of or adjustments to the allowance for loan losses in connection with business combinations. Excludes allowance for loans and leases covered under loss sharing agreements.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br><br><br> -Number 5<br><br><br><br> -Paragraph 8, 9<br><br><br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br><br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 310<br><br><br><br> -SubTopic 30<br><br><br><br> -Section 50<br><br><br><br> -Paragraph 2<br><br><br><br> -Subparagraph (b)(1)(ii)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6379141&amp;loc=d3e15032-111544<br><br><br><br><br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 942<br><br><br><br> -SubTopic 210<br><br><br><br> -Section S99<br><br><br><br> -Paragraph 1<br><br><br><br> -Subparagraph (SX 210.9-03.7(d))<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6876686&amp;loc=d3e534808-122878<br><br><br><br><br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher OTS<br><br><br><br> -Name Federal Regulation (FR)<br><br><br><br> -Number Title 12<br><br><br><br> -Section 563c.102<br><br><br><br> -Paragraph 8<br><br><br><br> -Subparagraph a(ii)<br><br><br><br> -Chapter V<br><br><br><br> -Subsection I<br><br><br><br> -LegacyDoc This is a non-GAAP reference that was included in the 2009 taxonomy.  It will be removed from future versions of this taxonomy.<br><br><br><br><br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher SEC<br><br><br><br> -Name Regulation S-X (SX)<br><br><br><br> -Number 210<br><br><br><br> -Section 03<br><br><br><br> -Paragraph 7<br><br><br><br> -Subparagraph d<br><br><br><br> -Article 9<br><br><br><br><br><br><br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br><br><br> -Number 114<br><br><br><br> -Paragraph 20<br><br><br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br><br><br><br><br>Reference 7: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher SEC<br><br><br><br> -Name Staff Accounting Bulletin (SAB)<br><br><br><br> -Number Topic 6<br><br><br><br> -Section L<br><br><br><br> -Subsection 1<br><br><br><br><br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_LoansAndLeasesReceivableAllowance</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_LoansAndLeasesReceivableAllowanceCovered">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of allowance for loan and lease losses covered by loss sharing agreements.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_LoansAndLeasesReceivableAllowanceCovered</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_LoansAndLeasesReceivableGrossCarryingAmount">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount before allowance of loans and leases held in portfolio, including but not limited to, commercial and consumer loans. Includes deferred interest and fees, undisbursed portion of loan balance, unamortized costs and premiums and discounts from face amounts. Excludes loans and leases covered under loss sharing agreements.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 310<br><br><br><br> -SubTopic 10<br><br><br><br> -Section 45<br><br><br><br> -Paragraph 2<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6375948&amp;loc=d3e4428-111522<br><br><br><br><br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher AICPA<br><br><br><br> -Name Statement of Position (SOP)<br><br><br><br> -Number 01-6<br><br><br><br> -Paragraph 13<br><br><br><br> -Subparagraph e<br><br><br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br><br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_LoansAndLeasesReceivableGrossCarryingAmount</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_LoansAndLeasesReceivableGrossCarryingAmountCovered">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Aggregate gross carrying amount of loans and leases receivable covered by loss sharing agreements.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_LoansAndLeasesReceivableGrossCarryingAmountCovered</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_LoansAndLeasesReceivableNetReportedAmountCoveredAndNotCovered">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Net carrying amount of all categories of loans and leases held in portfolio, net of unearned income and the allowance for losses on loans and leases. Includes receivables covered through loss sharing agreements.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_LoansAndLeasesReceivableNetReportedAmountCoveredAndNotCovered</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_LoansHeldForSaleMortgages">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Carrying amount of mortgage loans to individuals not classified as held for investment but are held-for-sale.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 948<br><br><br><br> -SubTopic 310<br><br><br><br> -Section 45<br><br><br><br> -Paragraph 1<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6490309&amp;loc=d3e48678-111004<br><br><br><br><br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Glossary Permanent Investor<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6520390<br><br><br><br><br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 310<br><br><br><br> -SubTopic 10<br><br><br><br> -Section 45<br><br><br><br> -Paragraph 2<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6375948&amp;loc=d3e4428-111522<br><br><br><br><br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br><br><br> -Number 65<br><br><br><br> -Paragraph 1, 34<br><br><br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br><br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher OTS<br><br><br><br> -Name Federal Regulation (FR)<br><br><br><br> -Number Title 12<br><br><br><br> -Section 563c.102<br><br><br><br> -Paragraph 8<br><br><br><br> -Subparagraph h<br><br><br><br> -Chapter V<br><br><br><br> -Subsection I<br><br><br><br> -LegacyDoc This is a non-GAAP reference that was included in the 2009 taxonomy.  It will be removed from future versions of this taxonomy.<br><br><br><br><br><br><br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 942<br><br><br><br> -SubTopic 210<br><br><br><br> -Section S99<br><br><br><br> -Paragraph 1<br><br><br><br> -Subparagraph (SX 210.9-03.7(a)(3))<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6876686&amp;loc=d3e534808-122878<br><br><br><br><br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_LoansHeldForSaleMortgages</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_LoansHeldForSaleOther">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Reflects the carrying amount of loans held for sale not otherwise specified in the existing taxonomy.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br><br><br> -Number 65<br><br><br><br> -Paragraph 4, 5, 6, 7, 8, 9, 12, 17, 28, 29<br><br><br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br><br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 310<br><br><br><br> -SubTopic 10<br><br><br><br> -Section 45<br><br><br><br> -Paragraph 2<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6375948&amp;loc=d3e4428-111522<br><br><br><br><br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 942<br><br><br><br> -SubTopic 210<br><br><br><br> -Section S99<br><br><br><br> -Paragraph 1<br><br><br><br> -Subparagraph (SX 210.9-03.7(a)(7))<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6876686&amp;loc=d3e534808-122878<br><br><br><br><br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher OTS<br><br><br><br> -Name Federal Regulation (FR)<br><br><br><br> -Number Title 12<br><br><br><br> -Section 563c.102<br><br><br><br> -Paragraph 8<br><br><br><br> -Subparagraph h(i)<br><br><br><br> -Chapter V<br><br><br><br> -Subsection I<br><br><br><br> -LegacyDoc This is a non-GAAP reference that was included in the 2009 taxonomy.  It will be removed from future versions of this taxonomy.<br><br><br><br><br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_LoansHeldForSaleOther</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_NoninterestBearingDomesticDepositDemand">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of money in noninterest-bearing domestic accounts that entitle the depositor to withdraw funds at any time without prior notice, also known as demand deposits.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 942<br><br><br><br> -SubTopic 210<br><br><br><br> -Section S99<br><br><br><br> -Paragraph 1<br><br><br><br> -Subparagraph (SX 210.9-03.12)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6876686&amp;loc=d3e534808-122878<br><br><br><br><br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher SEC<br><br><br><br> -Name Regulation S-X (SX)<br><br><br><br> -Number 210<br><br><br><br> -Section 03<br><br><br><br> -Paragraph 12<br><br><br><br> -Article 9<br><br><br><br><br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_NoninterestBearingDomesticDepositDemand</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_OtherAssets">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The aggregate carrying amounts, as of the balance sheet date, of assets not separately disclosed in the balance sheet.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 210<br><br><br><br> -SubTopic 10<br><br><br><br> -Section S99<br><br><br><br> -Paragraph 1<br><br><br><br> -Subparagraph (SX 210.5-02.17)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br><br><br><br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher SEC<br><br><br><br> -Name Regulation S-X (SX)<br><br><br><br> -Number 210<br><br><br><br> -Section 02<br><br><br><br> -Paragraph 17<br><br><br><br> -Article 5<br><br><br><br><br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher SEC<br><br><br><br> -Name Regulation S-X (SX)<br><br><br><br> -Number 210<br><br><br><br> -Section 03<br><br><br><br> -Paragraph 10<br><br><br><br> -Article 7<br><br><br><br><br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_OtherAssets</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_OtherBorrowings">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The carrying amount as of the balance sheet date for the aggregate of other miscellaneous borrowings owed by the reporting entity.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 942<br><br><br><br> -SubTopic 210<br><br><br><br> -Section S99<br><br><br><br> -Paragraph 1<br><br><br><br> -Subparagraph (SX 210.9-03.13,16)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6876686&amp;loc=d3e534808-122878<br><br><br><br><br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher SEC<br><br><br><br> -Name Regulation S-X (SX)<br><br><br><br> -Number 210<br><br><br><br> -Section 03<br><br><br><br> -Paragraph 13, 16<br><br><br><br> -Article 9<br><br><br><br><br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_OtherBorrowings</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_OtherLiabilities">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The aggregate carrying amount, as of the balance sheet date, of liabilities not separately disclosed in the balance sheet.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher SEC<br><br><br><br> -Name Regulation S-X (SX)<br><br><br><br> -Number 210<br><br><br><br> -Section 03<br><br><br><br> -Paragraph 15<br><br><br><br> -Article 9<br><br><br><br><br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 942<br><br><br><br> -SubTopic 210<br><br><br><br> -Section S99<br><br><br><br> -Paragraph 1<br><br><br><br> -Subparagraph (SX 210.9-03.15)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6876686&amp;loc=d3e534808-122878<br><br><br><br><br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_OtherLiabilities</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_PreferredStockValue">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Aggregate par or stated value of issued nonredeemable preferred stock (or preferred stock redeemable solely at the option of the issuer). This item includes treasury stock repurchased by the entity. Note: elements for number of nonredeemable preferred shares, par value and other disclosure concepts are in another section within stockholders' equity.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher SEC<br><br><br><br> -Name Regulation S-X (SX)<br><br><br><br> -Number 210<br><br><br><br> -Section 02<br><br><br><br> -Paragraph 29<br><br><br><br> -Article 5<br><br><br><br><br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 210<br><br><br><br> -SubTopic 10<br><br><br><br> -Section S99<br><br><br><br> -Paragraph 1<br><br><br><br> -Subparagraph (SX 210.5-02.28)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br><br><br><br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher AICPA<br><br><br><br> -Name Accounting Principles Board Opinion (APB)<br><br><br><br> -Number 12<br><br><br><br> -Paragraph 10<br><br><br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br><br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br><br><br> -Number 129<br><br><br><br> -Paragraph 2, 3, 4, 5, 6, 7, 8<br><br><br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br><br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher SEC<br><br><br><br> -Name Regulation S-X (SX)<br><br><br><br> -Number 210<br><br><br><br> -Section 04<br><br><br><br> -Article 3<br><br><br><br><br><br><br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 505<br><br><br><br> -SubTopic 10<br><br><br><br> -Section S99<br><br><br><br> -Paragraph 1<br><br><br><br> -Subparagraph (SX 210.3-04)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6959260&amp;loc=d3e187085-122770<br><br><br><br><br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_PreferredStockValue</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_PropertyPlantAndEquipmentNet">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount, net of accumulated depreciation, depletion and amortization, of long-lived physical assets used in the normal conduct of business and not intended for resale. Examples include, but are not limited to, land, buildings, machinery and equipment, office equipment, furniture and fixtures, and computer equipment.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher SEC<br><br><br><br> -Name Regulation S-X (SX)<br><br><br><br> -Number 210<br><br><br><br> -Section 03<br><br><br><br> -Paragraph 8<br><br><br><br> -Article 7<br><br><br><br><br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br><br><br> -Number 12<br><br><br><br> -Paragraph 5<br><br><br><br> -Subparagraph b, c<br><br><br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br><br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 360<br><br><br><br> -SubTopic 10<br><br><br><br> -Section 50<br><br><br><br> -Paragraph 1<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6391035&amp;loc=d3e2868-110229<br><br><br><br><br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 210<br><br><br><br> -SubTopic 10<br><br><br><br> -Section S99<br><br><br><br> -Paragraph 1<br><br><br><br> -Subparagraph (SX 210.5-02.13)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br><br><br><br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher SEC<br><br><br><br> -Name Regulation S-X (SX)<br><br><br><br> -Number 210<br><br><br><br> -Section 02<br><br><br><br> -Paragraph 13<br><br><br><br> -Subparagraph a<br><br><br><br> -Article 5<br><br><br><br><br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_PropertyPlantAndEquipmentNet</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_RetainedEarningsAccumulatedDeficit">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The cumulative amount of the reporting entity's undistributed earnings or deficit.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 210<br><br><br><br> -SubTopic 10<br><br><br><br> -Section S99<br><br><br><br> -Paragraph 1<br><br><br><br> -Subparagraph (SX 210.5-02.31(a)(3))<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br><br><br><br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher AICPA<br><br><br><br> -Name Accounting Principles Board Opinion (APB)<br><br><br><br> -Number 12<br><br><br><br> -Paragraph 10<br><br><br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br><br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher SEC<br><br><br><br> -Name Regulation S-X (SX)<br><br><br><br> -Number 210<br><br><br><br> -Section 02<br><br><br><br> -Paragraph 31<br><br><br><br> -Article 5<br><br><br><br><br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher SEC<br><br><br><br> -Name Regulation S-X (SX)<br><br><br><br> -Number 210<br><br><br><br> -Section 04<br><br><br><br> -Article 3<br><br><br><br><br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_RetainedEarningsAccumulatedDeficit</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_StockholdersEquity">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Total of all stockholders' equity (deficit) items, net of receivables from officers, directors, owners, and affiliates of the entity which are attributable to the parent. The amount of the economic entity's stockholders' equity attributable to the parent excludes the amount of stockholders' equity which is allocable to that ownership interest in subsidiary equity which is not attributable to the parent (noncontrolling interest, minority interest). This excludes temporary equity and is sometimes called permanent equity.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 210<br><br><br><br> -SubTopic 10<br><br><br><br> -Section S99<br><br><br><br> -Paragraph 1<br><br><br><br> -Subparagraph (SX 210.5-02.29-31)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br><br><br><br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher SEC<br><br><br><br> -Name Regulation S-X (SX)<br><br><br><br> -Number 210<br><br><br><br> -Section 02<br><br><br><br> -Paragraph 29, 30, 31<br><br><br><br> -Article 5<br><br><br><br><br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher AICPA<br><br><br><br> -Name Accounting Research Bulletin (ARB)<br><br><br><br> -Number 51<br><br><br><br> -Paragraph A3<br><br><br><br> -Appendix A<br><br><br><br><br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 310<br><br><br><br> -SubTopic 10<br><br><br><br> -Section S99<br><br><br><br> -Paragraph 2<br><br><br><br> -Subparagraph (SAB TOPIC 4.E)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6228006&amp;loc=d3e74512-122707<br><br><br><br><br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher SEC<br><br><br><br> -Name Staff Accounting Bulletin (SAB)<br><br><br><br> -Number Topic 4<br><br><br><br> -Section E<br><br><br><br><br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_StockholdersEquity</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_StockholdersEquityAbstract">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_StockholdersEquityAbstract</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:stringItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_TimeDeposits100000OrMoreDomestic">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The aggregate amount of domestic time deposits (including certificates of deposits, individual retirement accounts and open accounts) in denominations of $100,000 or more.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 942<br><br><br><br> -SubTopic 405<br><br><br><br> -Section 50<br><br><br><br> -Paragraph 1<br><br><br><br> -Subparagraph (a)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6479006&amp;loc=d3e64164-112818<br><br><br><br><br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher AICPA<br><br><br><br> -Name Statement of Position (SOP)<br><br><br><br> -Number 01-6<br><br><br><br> -Paragraph 14<br><br><br><br> -Subparagraph e<br><br><br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br><br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_TimeDeposits100000OrMoreDomestic</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_TimeDepositsLessThan100000">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The aggregate amount of domestic or foreign time deposits (including certificates of deposits, individual retirement accounts and open accounts) that total to less than $100,000.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_TimeDepositsLessThan100000</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
    </div>
  </body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>76
<FILENAME>R45.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
  <head>
    <META http-equiv="Content-Type" content="text/html; charset=us-ascii">
    <link rel="StyleSheet" type="text/css" href="report.css"><script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script></head>
  <body><span style="display: none;">v2.4.0.6</span><table class="report" border="0" cellspacing="2" id="ID0ELE">
      <tr>
        <th class="tl" colspan="1" rowspan="2">
          <div style="width: 200px;"><strong>Supplementary Income Statement Information (Tables)<br></strong></div>
        </th>
        <th class="th" colspan="1">12 Months Ended</th>
      </tr>
      <tr>
        <th class="th">
          <div>Dec. 31, 2012</div>
        </th>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_FBP_NotesToFinancialStatementsAbstract', window );"><strong>Notes to Financial Statements</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ScheduleOfOtherNonoperatingIncomeExpenseTableTextBlock', window );">Components of other noninterest income/expense</a></td>
        <td class="text"><p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">Components of other noninterest income/expense
exceeding 1% of total income for any of the years ended December 31, 2012, 2011, and 2010 are as follows:</p>

<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left; text-indent: 0.25in">&#160;</p>

<table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif">
<tr style="vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="font: italic 10pt Calibri, Helvetica, Sans-Serif; text-align: justify">($ in thousands)</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: center; border-bottom: Black 1pt solid">2012</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: bold 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif">2011</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif">2010</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="width: 70%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">Other service charges, commissions, and fees &#150; debit interchange income</td><td nowrap="nowrap" style="width: 1%; font: bold 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="width: 1%; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">$</td><td nowrap="nowrap" style="width: 7%; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">5,262</td><td nowrap="nowrap" style="width: 1%; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">4,757</td><td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">3,608</td><td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">Other service charges, commissions, and fees &#150; other interchange income</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">1,213</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">1,033</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">912</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">Other operating expenses &#150; interchange expense</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">2,416</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">2,042</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">1,736</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">Other operating expenses &#150; stationery and supplies</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">2,240</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">2,867</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">2,563</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">Other operating expenses &#150; telephone expense</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">1,683</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">2,127</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">2,053</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">Other operating expenses &#150; FDIC insurance expense</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">2,678</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">3,008</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">4,387</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">Other operating expenses &#150; repossession and collection &#150; non-covered</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">3,107</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">3,492</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">2,138</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">Other operating expenses &#150; repossession and collection &#150; covered, net of <br />
&#160;&#160;FDIC reimbursement and rental income</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">1,642</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">1,968</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">2,617</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">Other operating expenses &#150; outside consultants</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">1,916</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">1,842</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">1,185</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">Other operating expenses &#150; legal and audit</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">1,722</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">1,595</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">1,572</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
</table>

<p style="font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify">&#160;</p><span></span></td>
      </tr>
    </table>
    <div style="display: none;">
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_FBP_NotesToFinancialStatementsAbstract">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>FBP_NotesToFinancialStatementsAbstract</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>FBP_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:stringItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ScheduleOfOtherNonoperatingIncomeExpenseTableTextBlock">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Tabular disclosure of the components of non-operating income or non-operating expense that may include amounts earned from dividends, interest on securities, gains (losses) on securities sold, equity earnings of unconsolidated affiliates, net gain (loss) on sales of business, interest expense and other miscellaneous income or expense items.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_ScheduleOfOtherNonoperatingIncomeExpenseTableTextBlock</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>nonnum:textBlockItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
    </div>
  </body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>77
<FILENAME>R96.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
  <head>
    <META http-equiv="Content-Type" content="text/html; charset=us-ascii">
    <link rel="StyleSheet" type="text/css" href="report.css"><script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script></head>
  <body><span style="display: none;">v2.4.0.6</span><table class="report" border="0" cellspacing="2" id="ID0EWAAE">
      <tr>
        <th class="tl" colspan="1" rowspan="2">
          <div style="width: 200px;"><strong>Employee Benefit Plans (Details 4) (Pension Plan, USD $)<br>In Thousands, unless otherwise specified</strong></div>
        </th>
        <th class="th" colspan="3">12 Months Ended</th>
      </tr>
      <tr>
        <th class="th">
          <div>Dec. 31, 2012</div>
        </th>
        <th class="th">
          <div>Dec. 31, 2011</div>
        </th>
        <th class="th">
          <div>Dec. 31, 2010</div>
        </th>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Pension Plan</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PrepaidPensionCosts', window );">Prepaid pension cost as of beginning of fiscal year</a></td>
        <td class="nump">$ 671<span></span></td>
        <td class="nump">$ 270<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DefinedBenefitPlanNetPeriodicBenefitCost', window );">Net periodic pension cost for fiscal year</a></td>
        <td class="num">(1,876)<span></span></td>
        <td class="num">(2,099)<span></span></td>
        <td class="num">(2,295)<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DefinedBenefitPlanContributionsByEmployer', window );">Employer contributions</a></td>
        <td class="nump">2,500<span></span></td>
        <td class="nump">2,500<span></span></td>
        <td class="nump">2,500<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DefinedBenefitPlanRecognizedNetGainLossDueToSettlementsAndCurtailments1', window );">Effect of curtailment</a></td>
        <td class="num">(63)<span></span></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PrepaidPensionCosts', window );">Prepaid pension asset as of end of fiscal year</a></td>
        <td class="nump">$ 1,232<span></span></td>
        <td class="nump">$ 671<span></span></td>
        <td class="nump">$ 270<span></span></td>
      </tr>
    </table>
    <div style="display: none;">
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DefinedBenefitPlanContributionsByEmployer">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The increase in the fair value of plan assets from contributions made by the employer.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 132R<br><br> -Paragraph 5<br><br> -Subparagraph b<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 715<br><br> -SubTopic 20<br><br> -Section 50<br><br> -Paragraph 1<br><br> -Subparagraph (b)(3)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=21915506&amp;loc=d3e1928-114920<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_DefinedBenefitPlanContributionsByEmployer</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DefinedBenefitPlanNetPeriodicBenefitCost">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The total amount of net periodic benefit cost for defined benefit plans for the period. Periodic benefit costs include the following components: service cost, interest cost, expected return on plan assets, gain (loss), prior service cost or credit, transition asset or obligation, and gain (loss) due to settlements or curtailments.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 132R<br><br> -Paragraph 5<br><br> -Subparagraph h<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 715<br><br> -SubTopic 20<br><br> -Section 50<br><br> -Paragraph 1<br><br> -Subparagraph (h)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=21915506&amp;loc=d3e1928-114920<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_DefinedBenefitPlanNetPeriodicBenefitCost</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DefinedBenefitPlanRecognizedNetGainLossDueToSettlementsAndCurtailments1">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of net gain (loss) recognized in net periodic benefit cost due to settlements and curtailments. Curtailments result from an event that significantly reduces the expected years of future service of present employees or eliminates for a significant number of employees the accrual of defined benefits for some or all of their future services. Settlements result from an irrevocable action that relieves the employer (or the plan) of primary responsibility for a benefit obligation and eliminates significant risks related to the obligation and the assets used to effect the settlement. Examples of transactions that constitute a settlement include, but are not limited to, lump-sum cash payments to plan participants in exchange for their rights to receive specified benefits and purchasing nonparticipating annuity contracts to cover vested benefits.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 715<br><br> -SubTopic 20<br><br> -Section 50<br><br> -Paragraph 1<br><br> -Subparagraph (h)(7)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=21915506&amp;loc=d3e1928-114920<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_DefinedBenefitPlanRecognizedNetGainLossDueToSettlementsAndCurtailments1</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_PrepaidPensionCosts">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Cumulative employer's contributions in excess of net pension cost recognized, before the adoption of the recognition provisions of FAS 158. Under FAS 158, prepaid pension costs are no longer recognized in the statement of financial position. Note that there is a separate concept for noncurrent assets relating to defined benefit pension and other defined benefit postretirement plans for use under the recognition provisions of FAS 158.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 715<br><br> -SubTopic 20<br><br> -Section 45<br><br> -Paragraph 2<br><br> -URI http://asc.fasb.org/extlink&amp;oid=21915240&amp;loc=d3e1703-114919<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 132R<br><br> -Paragraph 5<br><br> -Subparagraph c(4)<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_PrepaidPensionCosts</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
    </div>
  </body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>78
<FILENAME>R113.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
  <head>
    <META http-equiv="Content-Type" content="text/html; charset=us-ascii">
    <link rel="StyleSheet" type="text/css" href="report.css"><script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script></head>
  <body><span style="display: none;">v2.4.0.6</span><table class="report" border="0" cellspacing="2" id="ID0EFBAC">
      <tr>
        <th class="tl" colspan="1" rowspan="2">
          <div style="width: 200px;"><strong>Fair Value (Details Narrative) (USD $)<br>In Thousands, unless otherwise specified</strong></div>
        </th>
        <th class="th" colspan="2">12 Months Ended</th>
      </tr>
      <tr>
        <th class="th">
          <div>Dec. 31, 2012</div>
        </th>
        <th class="th">
          <div>Dec. 31, 2011</div>
        </th>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_FBP_FairValueNarrativeDetailsAbstract', window );"><strong>Fair Value Details Narrative</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_OtherComprehensiveIncomeLossAvailableForSaleSecuritiesAdjustmentNetOfTax', window );">Increase in fair value of securities available for sale</a></td>
        <td class="num">$ (606)<span></span></td>
        <td class="nump">$ 1,418<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_OtherComprehensiveIncomeAvailableforsaleSecuritiesTaxPortionAttributableToParent', window );">Tax expense of increase in the fair value of securities available for sale</a></td>
        <td class="nump">$ 237<span></span></td>
        <td class="nump">$ 554<span></span></td>
      </tr>
    </table>
    <div style="display: none;">
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_FBP_FairValueNarrativeDetailsAbstract">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>FBP_FairValueNarrativeDetailsAbstract</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>FBP_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:stringItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_OtherComprehensiveIncomeAvailableforsaleSecuritiesTaxPortionAttributableToParent">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Tax effect of the appreciation (loss) in value of unsold available-for-sale securities attributable to the parent entity. Excludes amounts related to other than temporary impairment (OTTI) losses.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 810<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 19<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7656940&amp;loc=SL4569616-111683<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher AICPA<br><br> -Name Accounting Research Bulletin (ARB)<br><br> -Number 51<br><br> -Paragraph 29<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher AICPA<br><br> -Name Accounting Research Bulletin (ARB)<br><br> -Number 51<br><br> -Paragraph 38<br><br> -Subparagraph c(3)<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 810<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 1A<br><br> -Subparagraph (c)(3)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=18733093&amp;loc=SL4573702-111684<br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher AICPA<br><br> -Name Accounting Research Bulletin (ARB)<br><br> -Number 51<br><br> -Paragraph 30<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 810<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 20<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7656940&amp;loc=SL4569643-111683<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_OtherComprehensiveIncomeAvailableforsaleSecuritiesTaxPortionAttributableToParent</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_OtherComprehensiveIncomeLossAvailableForSaleSecuritiesAdjustmentNetOfTax">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Net of tax amount of the appreciation (loss) in the value of unsold available-for-sale securities. Excludes amounts related to other than temporary impairment (OTTI) losses.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 220<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 10A<br><br> -Subparagraph (e)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=20435746&amp;loc=SL7669646-108580<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_OtherComprehensiveIncomeLossAvailableForSaleSecuritiesAdjustmentNetOfTax</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
    </div>
  </body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>79
<FILENAME>R6.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
  <head>
    <META http-equiv="Content-Type" content="text/html; charset=us-ascii">
    <link rel="StyleSheet" type="text/css" href="report.css"><script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script></head>
  <body><span style="display: none;">v2.4.0.6</span><table class="report" border="0" cellspacing="2" id="ID0ERZBK">
      <tr>
        <th class="tl" colspan="1" rowspan="1">
          <div style="width: 200px;"><strong>Consolidated Statements of Shareholders' Equity (USD $)<br>In Thousands, except Share data</strong></div>
        </th>
        <th class="th">
          <div>Preferred Stock</div>
        </th>
        <th class="th">
          <div>PreferredStockDiscountMemberMember</div>
        </th>
        <th class="th">
          <div>Common Stock</div>
        </th>
        <th class="th">
          <div>Retained Earnings</div>
        </th>
        <th class="th">
          <div>Accumulated Other Comprehensive Income (Loss)</div>
        </th>
        <th class="th">
          <div>Total</div>
        </th>
      </tr>
      <tr class="rc">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest', window );">Beginning balance at Dec. 31, 2009</a></td>
        <td class="nump">$ 65,000<span></span></td>
        <td class="num">$ (3,789)<span></span></td>
        <td class="nump">$ 102,691<span></span></td>
        <td class="nump">$ 182,908<span></span></td>
        <td class="num">$ (4,427)<span></span></td>
        <td class="nump">$ 342,383<span></span></td>
      </tr>
      <tr class="rc">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_CommonStockSharesOutstanding', window );">Beginning balance, shares at Dec. 31, 2009</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">16,722,000<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NetIncomeLoss', window );">Net income (loss)</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">9,982<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">9,982<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_StockIssuedDuringPeriodValueStockOptionsExercised', window );">Common stock issued under stock option plans</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">171<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">171<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_StockIssuedDuringPeriodSharesStockOptionsExercised', window );">Common stock issued under stock option plans, shares</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">17,000<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_StockIssuedDuringPeriodValueDividendReinvestmentPlan', window );">Common stock issued into dividend reinvestment plan</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">669<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">669<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_StockIssuedDuringPeriodSharesDividendReinvestmentPlan', window );">Common stock issued into dividend reinvestment plan, shares</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">46,000<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PaymentsForRepurchaseOfWarrants', window );">Repurchase of outstanding common stock warrants</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DividendsCommonStockCash', window );">Cash dividends declared</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="num">(5,370)<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="num">(5,370)<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DividendsPreferredStockCash', window );">Preferred dividends</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="num">(3,250)<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="num">(3,250)<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PreferredStockAccretionOfRedemptionDiscount', window );">Accretion of preferred stock discount</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">857<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="num">(857)<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ExcessTaxBenefitFromShareBasedCompensationFinancingActivities', window );">Tax benefit realized from exercise of nonqualified stock options</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">36<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">36<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_StockIssuedDuringPeriodValueShareBasedCompensation', window );">Stock-based compensation</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">640<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">640<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_StockIssuedDuringPeriodSharesShareBasedCompensation', window );">Stock-based compensation, shares</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">16,000<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent', window );">Other comprehensive income</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="num">(658)<span></span></td>
        <td class="num">(658)<span></span></td>
      </tr>
      <tr class="rc">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest', window );">Ending balance at Dec. 31, 2010</a></td>
        <td class="nump">65,000<span></span></td>
        <td class="num">(2,932)<span></span></td>
        <td class="nump">104,207<span></span></td>
        <td class="nump">183,413<span></span></td>
        <td class="num">(5,085)<span></span></td>
        <td class="nump">344,603<span></span></td>
      </tr>
      <tr class="rc">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_CommonStockSharesOutstanding', window );">Ending balance, shares at Dec. 31, 2010</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">16,801,000<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NetIncomeLoss', window );">Net income (loss)</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">13,642<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">13,642<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_StockRedeemedOrCalledDuringPeriodValue', window );">Preferred stock redeemed</a></td>
        <td class="num">(65,000)<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_StockIssuedDuringPeriodValueNewIssues', window );">Preferred stock issued</a></td>
        <td class="nump">63,500<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_StockIssuedDuringPeriodValueStockOptionsExercised', window );">Common stock issued under stock option plans</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">30<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">30<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_StockIssuedDuringPeriodSharesStockOptionsExercised', window );">Common stock issued under stock option plans, shares</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">2,000<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_StockIssuedDuringPeriodValueDividendReinvestmentPlan', window );">Common stock issued into dividend reinvestment plan</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">851<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">851<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_StockIssuedDuringPeriodSharesDividendReinvestmentPlan', window );">Common stock issued into dividend reinvestment plan, shares</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">71,000<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_StockRepurchasedDuringPeriodValue', window );">Repurchases of common stock</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="num">(228)<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="num">(228)<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_StockRepurchasedDuringPeriodShares', window );">Repurchases of common stock, shares</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="num">(20,000)<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PaymentsForRepurchaseOfWarrants', window );">Repurchase of outstanding common stock warrants</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="num">(924)<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="num">(924)<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DividendsCommonStockCash', window );">Cash dividends declared</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="num">(5,398)<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="num">(5,398)<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DividendsPreferredStockCash', window );">Preferred dividends</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="num">(3,234)<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="num">(3,234)<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PreferredStockAccretionOfRedemptionDiscount', window );">Accretion of preferred stock discount</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">2,932<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="num">(2,932)<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ExcessTaxBenefitFromShareBasedCompensationFinancingActivities', window );">Tax benefit realized from exercise of nonqualified stock options</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_StockIssuedDuringPeriodValueShareBasedCompensation', window );">Stock-based compensation</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">905<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">905<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_StockIssuedDuringPeriodSharesShareBasedCompensation', window );">Stock-based compensation, shares</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">56,000<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent', window );">Other comprehensive income</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="num">(3,597)<span></span></td>
        <td class="num">(3,597)<span></span></td>
      </tr>
      <tr class="rc">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest', window );">Ending balance at Dec. 31, 2011</a></td>
        <td class="nump">63,500<span></span></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
        <td class="nump">104,841<span></span></td>
        <td class="nump">185,491<span></span></td>
        <td class="num">(8,682)<span></span></td>
        <td class="nump">345,150<span></span></td>
      </tr>
      <tr class="rc">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_CommonStockSharesOutstanding', window );">Ending balance, shares at Dec. 31, 2011</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">16,909,820<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">16,909,820<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NetIncomeLoss', window );">Net income (loss)</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="num">(23,406)<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="num">(23,406)<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_StockIssuedDuringPeriodValueNewIssues', window );">Preferred stock issued</a></td>
        <td class="nump">7,287<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">7,287<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_StockIssuedDuringPeriodValueStockOptionsExercised', window );">Common stock issued under stock option plans</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">26,392<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">26,392<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_StockIssuedDuringPeriodSharesStockOptionsExercised', window );">Common stock issued under stock option plans, shares</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">2,656,294<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_StockIssuedDuringPeriodValueDividendReinvestmentPlan', window );">Common stock issued into dividend reinvestment plan</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">335<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">335<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_StockIssuedDuringPeriodSharesDividendReinvestmentPlan', window );">Common stock issued into dividend reinvestment plan, shares</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">31,000<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_StockRepurchasedDuringPeriodValue', window );">Repurchases of common stock</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="num">(2)<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="num">(2)<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_StockRepurchasedDuringPeriodShares', window );">Repurchases of common stock, shares</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DividendsCommonStockCash', window );">Cash dividends declared</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="num">(5,647)<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="num">(5,647)<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DividendsPreferredStockCash', window );">Preferred dividends</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="num">(2,809)<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="num">(2,809)<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_StockIssuedDuringPeriodValueShareBasedCompensation', window );">Stock-based compensation</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">311<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">311<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_StockIssuedDuringPeriodSharesShareBasedCompensation', window );">Stock-based compensation, shares</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">72,000<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent', window );">Other comprehensive income</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">8,506<span></span></td>
        <td class="nump">8,506<span></span></td>
      </tr>
      <tr class="rc">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest', window );">Ending balance at Dec. 31, 2012</a></td>
        <td class="nump">$ 70,787<span></span></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
        <td class="nump">$ 131,877<span></span></td>
        <td class="nump">$ 153,629<span></span></td>
        <td class="num">$ (176)<span></span></td>
        <td class="nump">$ 356,117<span></span></td>
      </tr>
      <tr class="rc">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_CommonStockSharesOutstanding', window );">Ending balance, shares at Dec. 31, 2012</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">19,669,302<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">19,669,302<span></span></td>
      </tr>
    </table>
    <div style="display: none;">
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_CommonStockSharesOutstanding">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Number of shares of common stock outstanding. Common stock represent the ownership interest in a corporation.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 505<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.3-04)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6959260&amp;loc=d3e187085-122770<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 210<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.5-02.29)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher AICPA<br><br> -Name Accounting Principles Board Opinion (APB)<br><br> -Number 12<br><br> -Paragraph 10<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 02<br><br> -Paragraph 30<br><br> -Article 5<br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 04<br><br> -Article 3<br><br><br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 505<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 2<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6928386&amp;loc=d3e21463-112644<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_CommonStockSharesOutstanding</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:sharesItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DividendsCommonStockCash">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Equity impact of common stock cash dividends declared by an entity during the period. This element includes paid and unpaid dividends declared during the period.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 04<br><br> -Article 3<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 505<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.3-04)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6959260&amp;loc=d3e187085-122770<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_DividendsCommonStockCash</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DividendsPreferredStockCash">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Equity impact of preferred stock cash dividends declared by an entity during the period. This element includes paid and unpaid dividends declared during the period.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher AICPA<br><br> -Name Statement of Position (SOP)<br><br> -Number 01-6<br><br> -Paragraph 14<br><br> -Subparagraph l<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 04<br><br> -Article 3<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 505<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.3-04)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6959260&amp;loc=d3e187085-122770<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 405<br><br> -Section 45<br><br> -Paragraph 2<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6957935&amp;loc=d3e64057-112817<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_DividendsPreferredStockCash</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ExcessTaxBenefitFromShareBasedCompensationFinancingActivities">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of excess tax benefit (tax deficiency) that arises when compensation cost from non-qualified share-based compensation recognized on the entity's tax return exceeds (is less than) compensation cost from equity-based compensation recognized in financial statements. Excess tax benefit (tax deficiency) increases (decreases) net cash provided by financing activities.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 718<br><br> -SubTopic 20<br><br> -Section 55<br><br> -Paragraph 24<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6576910&amp;loc=d3e11374-113907<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_ExcessTaxBenefitFromShareBasedCompensationFinancingActivities</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_NetIncomeLoss">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The portion of profit or loss for the period, net of income taxes, which is attributable to the parent.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 03<br><br> -Paragraph 19<br><br> -Article 5<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 260<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 1<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6371337&amp;loc=d3e3550-109257<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 944<br><br> -SubTopic 225<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.7-04.22)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6879464&amp;loc=d3e573970-122913<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Glossary Other Comprehensive Income<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6519514<br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 225<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 2<br><br> -Subparagraph (SX 210.5-03.18)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6880815&amp;loc=d3e20235-122688<br><br><br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 130<br><br> -Paragraph 10, 15<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 7: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 04<br><br> -Paragraph 20<br><br> -Article 9<br><br><br><br>Reference 8: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Glossary Net Income<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6518256<br><br><br><br>Reference 9: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Emerging Issues Task Force (EITF)<br><br> -Number 87-21<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 10: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 95<br><br> -Paragraph 28, 29, 30<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 11: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 28<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6943989&amp;loc=d3e3602-108585<br><br><br><br>Reference 12: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 944<br><br> -SubTopic 225<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.7-04.19)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6879464&amp;loc=d3e573970-122913<br><br><br><br>Reference 13: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 220<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 6<br><br> -URI http://asc.fasb.org/extlink&amp;oid=20435746&amp;loc=d3e565-108580<br><br><br><br>Reference 14: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher AICPA<br><br> -Name Accounting Research Bulletin (ARB)<br><br> -Number 51<br><br> -Paragraph A7<br><br> -Appendix A<br><br><br><br>Reference 15: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher AICPA<br><br> -Name Accounting Research Bulletin (ARB)<br><br> -Number 51<br><br> -Paragraph 38<br><br> -Subparagraph a<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 16: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher AICPA<br><br> -Name Accounting Research Bulletin (ARB)<br><br> -Number 51<br><br> -Paragraph 38<br><br> -Subparagraph d<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_NetIncomeLoss</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Net of tax amount of other comprehensive income (loss) attributable to the parent entity.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 810<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 19<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7656940&amp;loc=SL4569616-111683<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher AICPA<br><br> -Name Accounting Research Bulletin (ARB)<br><br> -Number 51<br><br> -Paragraph 29<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher AICPA<br><br> -Name Accounting Research Bulletin (ARB)<br><br> -Number 51<br><br> -Paragraph 38<br><br> -Subparagraph c(3)<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 810<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 1A<br><br> -Subparagraph (c)(3)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=18733093&amp;loc=SL4573702-111684<br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher AICPA<br><br> -Name Accounting Research Bulletin (ARB)<br><br> -Number 51<br><br> -Paragraph 30<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 810<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 20<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7656940&amp;loc=SL4569643-111683<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_PaymentsForRepurchaseOfWarrants">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The aggregate amount paid by the entity to reacquire the right to purchase equity shares at a predetermined price, usually issued together with corporate debt.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 95<br><br> -Paragraph 20<br><br> -Subparagraph a<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Glossary Financing Activities<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6513228<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 95<br><br> -Paragraph 18<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 15<br><br> -Subparagraph (a)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6943989&amp;loc=d3e3291-108585<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_PaymentsForRepurchaseOfWarrants</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_PreferredStockAccretionOfRedemptionDiscount">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The amount of accretion of the preferred stock redemption discount during the period.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_PreferredStockAccretionOfRedemptionDiscount</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of stockholders' equity (deficit), net of receivables from officers, directors, owners, and affiliates of the entity, attributable to both the parent and noncontrolling interests. Amount excludes temporary equity. Alternate caption for the concept is permanent equity.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 810<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 16<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7656940&amp;loc=SL4568740-111683<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher AICPA<br><br> -Name Accounting Research Bulletin (ARB)<br><br> -Number 51<br><br> -Paragraph A3<br><br> -Appendix A<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher AICPA<br><br> -Name Accounting Research Bulletin (ARB)<br><br> -Number 51<br><br> -Paragraph 26<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 810<br><br> -SubTopic 10<br><br> -Section 55<br><br> -Paragraph 4I<br><br> -URI http://asc.fasb.org/extlink&amp;oid=18733213&amp;loc=SL4590271-111686<br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 810<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 15<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7656940&amp;loc=SL4568447-111683<br><br><br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher AICPA<br><br> -Name Accounting Research Bulletin (ARB)<br><br> -Number 51<br><br> -Paragraph 25<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_StockIssuedDuringPeriodSharesDividendReinvestmentPlan">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Number of shares issued during the period from a dividend reinvestment plan (DRIP). A dividend reinvestment plan allows the shareholders to reinvest dividends paid to them by the entity on new issues of stock by the entity.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 505<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 2<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6928386&amp;loc=d3e21463-112644<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_StockIssuedDuringPeriodSharesDividendReinvestmentPlan</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:sharesItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_StockIssuedDuringPeriodSharesShareBasedCompensation">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Number of shares (or other type of equity) issued during the period as a result of any equity-based compensation plan other than an employee stock ownership plan (ESOP), net of any shares forfeited. Shares issued could result from the issuance of restricted stock, the exercise of stock options, stock issued under employee stock purchase plans, and/or other employee benefit plans.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 505<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.3-04)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6959260&amp;loc=d3e187085-122770<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 129<br><br> -Paragraph 5<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher AICPA<br><br> -Name Accounting Principles Board Opinion (APB)<br><br> -Number 12<br><br> -Paragraph 10<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 02<br><br> -Paragraph 29, 30<br><br> -Article 5<br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 04<br><br> -Article 3<br><br><br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 505<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 2<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6928386&amp;loc=d3e21463-112644<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_StockIssuedDuringPeriodSharesShareBasedCompensation</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:sharesItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_StockIssuedDuringPeriodSharesStockOptionsExercised">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Number of share options (or share units) exercised during the current period.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 210<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.5-02.28,29)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 718<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 2<br><br> -Subparagraph (c)(1)(iv)(2)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6415400&amp;loc=d3e5070-113901<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 04<br><br> -Article 3<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 02<br><br> -Paragraph 29, 30<br><br> -Article 5<br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 505<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 2<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6928386&amp;loc=d3e21463-112644<br><br><br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 505<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.3-04)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6959260&amp;loc=d3e187085-122770<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_StockIssuedDuringPeriodSharesStockOptionsExercised</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:sharesItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_StockIssuedDuringPeriodValueDividendReinvestmentPlan">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Value of stock issued during the period from a dividend reinvestment plan (DRIP). A dividend reinvestment plan allows the holder of the stock to reinvest dividends paid to them by the entity on new issues of stock by the entity.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 505<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 2<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6928386&amp;loc=d3e21463-112644<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_StockIssuedDuringPeriodValueDividendReinvestmentPlan</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_StockIssuedDuringPeriodValueNewIssues">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Equity impact of the value of new stock issued during the period. Includes shares issued in an initial public offering or a secondary public offering.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 505<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.3-04)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6959260&amp;loc=d3e187085-122770<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 02<br><br> -Paragraph 29, 30, 31<br><br> -Article 5<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher AICPA<br><br> -Name Accounting Principles Board Opinion (APB)<br><br> -Number 12<br><br> -Paragraph 10<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 04<br><br> -Article 3<br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 505<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 2<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6928386&amp;loc=d3e21463-112644<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_StockIssuedDuringPeriodValueNewIssues</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_StockIssuedDuringPeriodValueShareBasedCompensation">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Value of stock (or other type of equity) issued during the period as a result of any equity-based compensation plan other than an employee stock ownership plan (ESOP), net of stock value of such awards forfeited. Stock issued could result from the issuance of restricted stock, the exercise of stock options, stock issued under employee stock purchase plans, and/or other employee benefit plans.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 123R<br><br> -Paragraph 64<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 718<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 2<br><br> -Subparagraph (d)(1)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6415400&amp;loc=d3e5070-113901<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher AICPA<br><br> -Name Accounting Principles Board Opinion (APB)<br><br> -Number 12<br><br> -Paragraph 10<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 718<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 1<br><br> -Subparagraph (c)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6415400&amp;loc=d3e5047-113901<br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 04<br><br> -Article 3<br><br><br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 505<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.3-04)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6959260&amp;loc=d3e187085-122770<br><br><br><br>Reference 7: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 02<br><br> -Paragraph 29, 30, 31<br><br> -Article 5<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_StockIssuedDuringPeriodValueShareBasedCompensation</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_StockIssuedDuringPeriodValueStockOptionsExercised">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Value of stock issued as a result of the exercise of stock options.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 505<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.3-04)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6959260&amp;loc=d3e187085-122770<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 210<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.5-02.29-31)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher AICPA<br><br> -Name Accounting Principles Board Opinion (APB)<br><br> -Number 12<br><br> -Paragraph 10<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 02<br><br> -Paragraph 29, 30, 31<br><br> -Article 5<br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 04<br><br> -Article 3<br><br><br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 505<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 2<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6928386&amp;loc=d3e21463-112644<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_StockIssuedDuringPeriodValueStockOptionsExercised</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_StockRedeemedOrCalledDuringPeriodValue">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Equity impact of the value of stock bought back by the entity at the exercise price or redemption price.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 505<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 2<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6928386&amp;loc=d3e21463-112644<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 129<br><br> -Paragraph 4, 5<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_StockRedeemedOrCalledDuringPeriodValue</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_StockRepurchasedDuringPeriodShares">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Number of shares that have been repurchased during the period and have not been retired and are not held in treasury. Some state laws may govern the circumstances under which an entity may acquire its own stock and prescribe the accounting treatment therefore. This element is used when state law does not recognize treasury stock.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher AICPA<br><br> -Name Accounting Research Bulletin (ARB)<br><br> -Number 43<br><br> -Section B<br><br> -Paragraph 11A<br><br> -Chapter 1<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 02<br><br> -Paragraph 29, 30<br><br> -Article 5<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher AICPA<br><br> -Name Accounting Principles Board Opinion (APB)<br><br> -Number 12<br><br> -Paragraph 10<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 04<br><br> -Article 3<br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 505<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 2<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6928386&amp;loc=d3e21463-112644<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_StockRepurchasedDuringPeriodShares</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:sharesItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_StockRepurchasedDuringPeriodValue">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Equity impact of the value of stock that has been repurchased during the period and has not been retired and is not held in treasury. Some state laws may mandate the circumstances under which an entity may acquire its own stock and prescribe the accounting treatment therefore. This element is used when state law does not recognize treasury stock.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher AICPA<br><br> -Name Accounting Research Bulletin (ARB)<br><br> -Number 43<br><br> -Section B<br><br> -Paragraph 11A<br><br> -Chapter 1<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 02<br><br> -Paragraph 29, 30, 31<br><br> -Article 5<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher AICPA<br><br> -Name Accounting Principles Board Opinion (APB)<br><br> -Number 12<br><br> -Paragraph 10<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 04<br><br> -Article 3<br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 505<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 2<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6928386&amp;loc=d3e21463-112644<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_StockRepurchasedDuringPeriodValue</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
    </div>
  </body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>80
<FILENAME>R94.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
  <head>
    <META http-equiv="Content-Type" content="text/html; charset=us-ascii">
    <link rel="StyleSheet" type="text/css" href="report.css"><script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script></head>
  <body><span style="display: none;">v2.4.0.6</span><table class="report" border="0" cellspacing="2" id="ID0E3MAC">
      <tr>
        <th class="tl" colspan="1" rowspan="1">
          <div style="width: 200px;"><strong>Employee Benefit Plans (Details 2) (Pension Plan, USD $)<br>In Thousands, unless otherwise specified</strong></div>
        </th>
        <th class="th">
          <div>Dec. 31, 2012</div>
        </th>
        <th class="th">
          <div>Dec. 31, 2011</div>
        </th>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Pension Plan</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DefinedBenefitPlanAccumulatedOtherComprehensiveIncomeNetGainsLossesBeforeTax', window );">Net loss</a></td>
        <td class="nump">$ 3,380<span></span></td>
        <td class="nump">$ 16,213<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DefinedBenefitPlanAccumulatedOtherComprehensiveIncomeNetTransitionAssetsObligationsBeforeTax', window );">Net transition obligation</a></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
        <td class="nump">32<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DefinedBenefitPlanAccumulatedOtherComprehensiveIncomeNetPriorServiceCostCreditBeforeTax', window );">Prior service cost</a></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
        <td class="nump">44<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DefinedBenefitPlanAccumulatedOtherComprehensiveIncomeBeforeTax', window );">Amount recognized in AOCI before tax effect</a></td>
        <td class="nump">3,380<span></span></td>
        <td class="nump">16,289<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_FBP_AmountRecognizedAOCIBeforeTaxEffectTaxBenefit', window );">Tax benefit</a></td>
        <td class="num">(1,317)<span></span></td>
        <td class="num">(6,434)<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DefinedBenefitPlanAccumulatedOtherComprehensiveIncomeLossAfterTax', window );">Net amount recognized as reduction to AOCI</a></td>
        <td class="nump">$ 2,063<span></span></td>
        <td class="nump">$ 9,855<span></span></td>
      </tr>
    </table>
    <div style="display: none;">
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_FBP_AmountRecognizedAOCIBeforeTaxEffectTaxBenefit">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The tax benefit associated with the amount recognized in AOCI.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>FBP_AmountRecognizedAOCIBeforeTaxEffectTaxBenefit</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>FBP_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DefinedBenefitPlanAccumulatedOtherComprehensiveIncomeBeforeTax">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The pretax total of net gain (loss), prior service cost (credit), and transition assets (obligations), as well as minimum pension liability if still remaining, included in accumulated other comprehensive income associated with a defined benefit pension or other postretirement plan(s) because they have yet to be recognized as components of net periodic benefit cost.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 132R<br><br> -Paragraph 5<br><br> -Subparagraph i<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 715<br><br> -SubTopic 20<br><br> -Section 50<br><br> -Paragraph 1<br><br> -Subparagraph (j)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=21915506&amp;loc=d3e1928-114920<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 220<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 10A<br><br> -Subparagraph (i-k)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=20435746&amp;loc=SL7669646-108580<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_DefinedBenefitPlanAccumulatedOtherComprehensiveIncomeBeforeTax</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DefinedBenefitPlanAccumulatedOtherComprehensiveIncomeLossAfterTax">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>After tax total of net gain (loss), prior service cost (credit), and transition assets (obligations), as well as minimum pension liability if still remaining, included in accumulated other comprehensive income associated with a defined benefit pension or other postretirement plan(s).</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_DefinedBenefitPlanAccumulatedOtherComprehensiveIncomeLossAfterTax</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DefinedBenefitPlanAccumulatedOtherComprehensiveIncomeNetGainsLossesBeforeTax">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The pretax net amount of gains and losses that are not yet recognized as a component of net periodic benefit cost, and that are recognized as increases or decreases in other comprehensive income as they arise. Gains and losses are due to changes in the value of either the benefit obligation or the plan assets resulting from experience different from that assumed or from a change in an actuarial assumption, or the consequence of a decision to temporarily deviate from the substantive plan.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 220<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 10A<br><br> -Subparagraph (i)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=20435746&amp;loc=SL7669646-108580<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 158<br><br> -Paragraph 7<br><br> -Subparagraph c<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 132R<br><br> -Paragraph 5<br><br> -Subparagraph i<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 715<br><br> -SubTopic 20<br><br> -Section 50<br><br> -Paragraph 1<br><br> -Subparagraph (j)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=21915506&amp;loc=d3e1928-114920<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_DefinedBenefitPlanAccumulatedOtherComprehensiveIncomeNetGainsLossesBeforeTax</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DefinedBenefitPlanAccumulatedOtherComprehensiveIncomeNetPriorServiceCostCreditBeforeTax">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount related to the pretax cost of benefit changes attributable to plan participants' prior service pursuant to a plan amendment or a plan initiation, which has not yet been recognized as components of net periodic benefit cost.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 715<br><br> -SubTopic 60<br><br> -Glossary Prior Service Cost<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6521920<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 132R<br><br> -Paragraph 5<br><br> -Subparagraph i<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 87<br><br> -Paragraph 264<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 158<br><br> -Paragraph 7<br><br> -Subparagraph c<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 715<br><br> -SubTopic 30<br><br> -Glossary Prior Service Cost<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6521884<br><br><br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 220<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 10A<br><br> -Subparagraph (j)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=20435746&amp;loc=SL7669646-108580<br><br><br><br>Reference 7: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 106<br><br> -Paragraph 518<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 8: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 715<br><br> -SubTopic 20<br><br> -Section 50<br><br> -Paragraph 1<br><br> -Subparagraph (j)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=21915506&amp;loc=d3e1928-114920<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_DefinedBenefitPlanAccumulatedOtherComprehensiveIncomeNetPriorServiceCostCreditBeforeTax</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DefinedBenefitPlanAccumulatedOtherComprehensiveIncomeNetTransitionAssetsObligationsBeforeTax">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Before tax amount of net transition assets (obligations) which has yet to be recognized as a component of net periodic benefit cost.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 220<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 10A<br><br> -Subparagraph (k)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=20435746&amp;loc=SL7669646-108580<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 132R<br><br> -Paragraph 5<br><br> -Subparagraph i<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 106<br><br> -Paragraph 518<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 158<br><br> -Paragraph 7<br><br> -Subparagraph c<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 132R<br><br> -Paragraph 5<br><br> -Subparagraph ii<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Glossary Transition Asset<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6749452<br><br><br><br>Reference 7: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 715<br><br> -SubTopic 20<br><br> -Section 50<br><br> -Paragraph 1<br><br> -Subparagraph (i)-(j)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=21915506&amp;loc=d3e1928-114920<br><br><br><br>Reference 8: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Glossary Transition Obligation<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6749492<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_DefinedBenefitPlanAccumulatedOtherComprehensiveIncomeNetTransitionAssetsObligationsBeforeTax</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
    </div>
  </body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>81
<FILENAME>R59.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
  <head>
    <META http-equiv="Content-Type" content="text/html; charset=us-ascii">
    <link rel="StyleSheet" type="text/css" href="report.css"><script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script></head>
  <body><span style="display: none;">v2.4.0.6</span><table class="report" border="0" cellspacing="2" id="ID0EV4AG">
      <tr>
        <th class="tl" colspan="1" rowspan="1">
          <div style="width: 200px;"><strong>Loans and Asset Quality Information (Details) (USD $)<br>In Thousands, unless otherwise specified</strong></div>
        </th>
        <th class="th">
          <div>Dec. 31, 2012</div>
        </th>
        <th class="th">
          <div>Dec. 31, 2011</div>
        </th>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_FBP_AllLoansNoncoveredAndCoveredAbstract', window );"><strong>All loans (non-covered and covered):</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_FBP_LoansBeforeUnamortizedNetDeferredLoanCosts', window );">Amount of loans</a></td>
        <td class="nump">$ 2,375,133<span></span></td>
        <td class="nump">$ 2,429,106<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_FBP_PercentageOfLoans', window );">Percentage of Loans</a></td>
        <td class="nump">100.00%<span></span></td>
        <td class="nump">100.00%<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_FBP_UnamortizedNetDeferredLoanCosts', window );">Unamortized net deferred loan costs</a></td>
        <td class="nump">1,324<span></span></td>
        <td class="nump">1,280<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_FBP_Loans', window );">Loans, total</a></td>
        <td class="nump">2,376,457<span></span></td>
        <td class="nump">2,430,386<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Commercial, financial and agricultural</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_FBP_AllLoansNoncoveredAndCoveredAbstract', window );"><strong>All loans (non-covered and covered):</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_FBP_LoansBeforeUnamortizedNetDeferredLoanCosts', window );">Amount of loans</a></td>
        <td class="nump">160,790<span></span></td>
        <td class="nump">162,099<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_FBP_PercentageOfLoans', window );">Percentage of Loans</a></td>
        <td class="nump">7.00%<span></span></td>
        <td class="nump">7.00%<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Real Estate construction, land development and other land loans</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_FBP_AllLoansNoncoveredAndCoveredAbstract', window );"><strong>All loans (non-covered and covered):</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_FBP_LoansBeforeUnamortizedNetDeferredLoanCosts', window );">Amount of loans</a></td>
        <td class="nump">298,458<span></span></td>
        <td class="nump">363,079<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_FBP_PercentageOfLoans', window );">Percentage of Loans</a></td>
        <td class="nump">13.00%<span></span></td>
        <td class="nump">15.00%<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Real estate mortgage residential (1-4 family) first mortgages</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_FBP_AllLoansNoncoveredAndCoveredAbstract', window );"><strong>All loans (non-covered and covered):</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_FBP_LoansBeforeUnamortizedNetDeferredLoanCosts', window );">Amount of loans</a></td>
        <td class="nump">815,281<span></span></td>
        <td class="nump">805,542<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_FBP_PercentageOfLoans', window );">Percentage of Loans</a></td>
        <td class="nump">34.00%<span></span></td>
        <td class="nump">33.00%<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Real estate mortgage home equity loans/lines of credit</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_FBP_AllLoansNoncoveredAndCoveredAbstract', window );"><strong>All loans (non-covered and covered):</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_FBP_LoansBeforeUnamortizedNetDeferredLoanCosts', window );">Amount of loans</a></td>
        <td class="nump">238,925<span></span></td>
        <td class="nump">256,509<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_FBP_PercentageOfLoans', window );">Percentage of Loans</a></td>
        <td class="nump">10.00%<span></span></td>
        <td class="nump">11.00%<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Real estate mortgage commercial and other</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_FBP_AllLoansNoncoveredAndCoveredAbstract', window );"><strong>All loans (non-covered and covered):</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_FBP_LoansBeforeUnamortizedNetDeferredLoanCosts', window );">Amount of loans</a></td>
        <td class="nump">789,746<span></span></td>
        <td class="nump">762,895<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_FBP_PercentageOfLoans', window );">Percentage of Loans</a></td>
        <td class="nump">33.00%<span></span></td>
        <td class="nump">31.00%<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Installment loans to individual</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_FBP_AllLoansNoncoveredAndCoveredAbstract', window );"><strong>All loans (non-covered and covered):</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_FBP_LoansBeforeUnamortizedNetDeferredLoanCosts', window );">Amount of loans</a></td>
        <td class="nump">$ 71,933<span></span></td>
        <td class="nump">$ 78,982<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_FBP_PercentageOfLoans', window );">Percentage of Loans</a></td>
        <td class="nump">3.00%<span></span></td>
        <td class="nump">3.00%<span></span></td>
      </tr>
    </table>
    <div style="display: none;">
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_FBP_AllLoansNoncoveredAndCoveredAbstract">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>FBP_AllLoansNoncoveredAndCoveredAbstract</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>FBP_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:stringItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_FBP_Loans">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Aggregate gross carrying amount of loans receivable.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>FBP_Loans</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>FBP_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_FBP_LoansBeforeUnamortizedNetDeferredLoanCosts">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Aggregate gross carrying amount of loans before unamortized net deferred loan costs.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>FBP_LoansBeforeUnamortizedNetDeferredLoanCosts</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>FBP_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_FBP_PercentageOfLoans">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Percentage of loans.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>FBP_PercentageOfLoans</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>FBP_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>num:percentItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_FBP_UnamortizedNetDeferredLoanCosts">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Unamortized costs incurred to originate loans and leases, unamortized loan commitments and loan syndication fees, and premiums over or discounts from face amounts of loans that are being amortized into income as an adjustment to yield.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>FBP_UnamortizedNetDeferredLoanCosts</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>FBP_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
    </div>
  </body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>82
<FILENAME>R99.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
  <head>
    <META http-equiv="Content-Type" content="text/html; charset=us-ascii">
    <link rel="StyleSheet" type="text/css" href="report.css"><script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script></head>
  <body><span style="display: none;">v2.4.0.6</span><table class="report" border="0" cellspacing="2" id="ID0EF5AG">
      <tr>
        <th class="tl" colspan="1" rowspan="2">
          <div style="width: 200px;"><strong>Employee Benefit Plans (Details 7)<br></strong></div>
        </th>
        <th class="th" colspan="1">12 Months Ended</th>
      </tr>
      <tr>
        <th class="th">
          <div>Dec. 31, 2012</div>
        </th>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Fixed income investments - Cash/money market account</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DefinedBenefitPlanTargetPlanAssetAllocations', window );">Targeted percentage of plan assets</a></td>
        <td class="nump">2.00%<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DefinedBenefitPlanTargetPlanAssetAllocationsRangeMinimum', window );">Targeted percentage of plan assets, minimum</a></td>
        <td class="nump">1.00%<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DefinedBenefitPlanTargetPlanAssetAllocationsRangeMaximum', window );">Targeted percentage of plan assets, maximum</a></td>
        <td class="nump">5.00%<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Fixed income investments - US government bond fund</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DefinedBenefitPlanTargetPlanAssetAllocations', window );">Targeted percentage of plan assets</a></td>
        <td class="nump">10.00%<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DefinedBenefitPlanTargetPlanAssetAllocationsRangeMinimum', window );">Targeted percentage of plan assets, minimum</a></td>
        <td class="nump">10.00%<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DefinedBenefitPlanTargetPlanAssetAllocationsRangeMaximum', window );">Targeted percentage of plan assets, maximum</a></td>
        <td class="nump">20.00%<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Fixed income investments - US corporate bond fund</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DefinedBenefitPlanTargetPlanAssetAllocations', window );">Targeted percentage of plan assets</a></td>
        <td class="nump">10.00%<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DefinedBenefitPlanTargetPlanAssetAllocationsRangeMinimum', window );">Targeted percentage of plan assets, minimum</a></td>
        <td class="nump">5.00%<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DefinedBenefitPlanTargetPlanAssetAllocationsRangeMaximum', window );">Targeted percentage of plan assets, maximum</a></td>
        <td class="nump">15.00%<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Fixed income investments - US corporate high yield bond fund</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DefinedBenefitPlanTargetPlanAssetAllocations', window );">Targeted percentage of plan assets</a></td>
        <td class="nump">5.00%<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DefinedBenefitPlanTargetPlanAssetAllocationsRangeMinimum', window );">Targeted percentage of plan assets, minimum</a></td>
        <td class="nump">0.00%<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DefinedBenefitPlanTargetPlanAssetAllocationsRangeMaximum', window );">Targeted percentage of plan assets, maximum</a></td>
        <td class="nump">10.00%<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Equity investments - Large cap value fund</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DefinedBenefitPlanTargetPlanAssetAllocations', window );">Targeted percentage of plan assets</a></td>
        <td class="nump">20.00%<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DefinedBenefitPlanTargetPlanAssetAllocationsRangeMinimum', window );">Targeted percentage of plan assets, minimum</a></td>
        <td class="nump">20.00%<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DefinedBenefitPlanTargetPlanAssetAllocationsRangeMaximum', window );">Targeted percentage of plan assets, maximum</a></td>
        <td class="nump">30.00%<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Equity investments - Large cap growth fund</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DefinedBenefitPlanTargetPlanAssetAllocations', window );">Targeted percentage of plan assets</a></td>
        <td class="nump">20.00%<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DefinedBenefitPlanTargetPlanAssetAllocationsRangeMinimum', window );">Targeted percentage of plan assets, minimum</a></td>
        <td class="nump">20.00%<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DefinedBenefitPlanTargetPlanAssetAllocationsRangeMaximum', window );">Targeted percentage of plan assets, maximum</a></td>
        <td class="nump">30.00%<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Equity investments - Mid cap equity fund</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DefinedBenefitPlanTargetPlanAssetAllocations', window );">Targeted percentage of plan assets</a></td>
        <td class="nump">10.00%<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DefinedBenefitPlanTargetPlanAssetAllocationsRangeMinimum', window );">Targeted percentage of plan assets, minimum</a></td>
        <td class="nump">5.00%<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DefinedBenefitPlanTargetPlanAssetAllocationsRangeMaximum', window );">Targeted percentage of plan assets, maximum</a></td>
        <td class="nump">15.00%<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Equity investments - Small cap growth fund</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DefinedBenefitPlanTargetPlanAssetAllocations', window );">Targeted percentage of plan assets</a></td>
        <td class="nump">8.00%<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DefinedBenefitPlanTargetPlanAssetAllocationsRangeMinimum', window );">Targeted percentage of plan assets, minimum</a></td>
        <td class="nump">5.00%<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DefinedBenefitPlanTargetPlanAssetAllocationsRangeMaximum', window );">Targeted percentage of plan assets, maximum</a></td>
        <td class="nump">15.00%<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Equity investments - Foreign equity fund</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DefinedBenefitPlanTargetPlanAssetAllocations', window );">Targeted percentage of plan assets</a></td>
        <td class="nump">10.00%<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DefinedBenefitPlanTargetPlanAssetAllocationsRangeMinimum', window );">Targeted percentage of plan assets, minimum</a></td>
        <td class="nump">5.00%<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DefinedBenefitPlanTargetPlanAssetAllocationsRangeMaximum', window );">Targeted percentage of plan assets, maximum</a></td>
        <td class="nump">15.00%<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Equity investments - Company stock</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DefinedBenefitPlanTargetPlanAssetAllocations', window );">Targeted percentage of plan assets</a></td>
        <td class="nump">5.00%<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DefinedBenefitPlanTargetPlanAssetAllocationsRangeMinimum', window );">Targeted percentage of plan assets, minimum</a></td>
        <td class="nump">0.00%<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DefinedBenefitPlanTargetPlanAssetAllocationsRangeMaximum', window );">Targeted percentage of plan assets, maximum</a></td>
        <td class="nump">10.00%<span></span></td>
      </tr>
    </table>
    <div style="display: none;">
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DefinedBenefitPlanTargetPlanAssetAllocations">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Target allocation of investments of this type to total plan assets presented on a weighted average basis.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 715<br><br> -SubTopic 20<br><br> -Section 50<br><br> -Paragraph 1<br><br> -Subparagraph (d)(i)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=21915506&amp;loc=d3e1928-114920<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 715<br><br> -SubTopic 20<br><br> -Section 50<br><br> -Paragraph 5<br><br> -Subparagraph (c)(i)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=21915506&amp;loc=d3e2446-114920<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_DefinedBenefitPlanTargetPlanAssetAllocations</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>num:percentItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DefinedBenefitPlanTargetPlanAssetAllocationsRangeMaximum">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Target allocation maximum percentage of investments of this type to total plan assets presented on a weighted average basis.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 715<br><br> -SubTopic 20<br><br> -Section 50<br><br> -Paragraph 1<br><br> -Subparagraph (d)(i)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=21915506&amp;loc=d3e1928-114920<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 715<br><br> -SubTopic 20<br><br> -Section 50<br><br> -Paragraph 5<br><br> -Subparagraph (c)(i)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=21915506&amp;loc=d3e2446-114920<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_DefinedBenefitPlanTargetPlanAssetAllocationsRangeMaximum</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>num:percentItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DefinedBenefitPlanTargetPlanAssetAllocationsRangeMinimum">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Target allocation minimum percentage of investments of this type to total plan assets presented on a weighted average basis.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 715<br><br> -SubTopic 20<br><br> -Section 50<br><br> -Paragraph 1<br><br> -Subparagraph (d)(i)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=21915506&amp;loc=d3e1928-114920<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 715<br><br> -SubTopic 20<br><br> -Section 50<br><br> -Paragraph 5<br><br> -Subparagraph (c)(i)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=21915506&amp;loc=d3e2446-114920<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_DefinedBenefitPlanTargetPlanAssetAllocationsRangeMinimum</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>num:percentItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
    </div>
  </body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>83
<FILENAME>R35.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
  <head>
    <META http-equiv="Content-Type" content="text/html; charset=us-ascii">
    <link rel="StyleSheet" type="text/css" href="report.css"><script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script></head>
  <body><span style="display: none;">v2.4.0.6</span><table class="report" border="0" cellspacing="2" id="ID0EZF">
      <tr>
        <th class="tl" colspan="1" rowspan="2">
          <div style="width: 200px;"><strong>Goodwill and Other Intangible Assets (Tables)<br></strong></div>
        </th>
        <th class="th" colspan="1">12 Months Ended</th>
      </tr>
      <tr>
        <th class="th">
          <div>Dec. 31, 2012</div>
        </th>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_FBP_GoodwillAndOtherIntangibleAssetsTablesAbstract', window );"><strong>Goodwill And Other Intangible Assets Tables</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ScheduleOfFiniteLivedIntangibleAssetsTableTextBlock', window );">Summary of the gross carrying amount and accumulated amortization of amortizable intangible assets and the carrying amount of unamortized intangible assets</a></td>
        <td class="text"><p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"></p>

<p style="font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0.25in">&#160;</p>

<table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif">
<tr style="vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt">&#160;</td>
    <td colspan="6" nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: center; border-bottom: Black 1pt solid">December 31, 2012</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: bold 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td colspan="6" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif">December 31, 2011</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif; border-bottom: Black 1pt solid"><p style="font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify">&#160;</p><p style="font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify"><i>($ in thousands)</i></p></td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: center; border-bottom: Black 1pt solid">Gross Carrying <br />
Amount</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: bold 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: center; border-bottom: Black 1pt solid">Accumulated<br />
 Amortization</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: bold 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif">Gross Carrying <br />
Amount</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif">Accumulated <br />
Amortization</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">Amortized intangible assets:</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="width: 60%; text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;&#160;&#160;Customer lists</td><td nowrap="nowrap" style="width: 1%; font: bold 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="width: 1%; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">$</td><td nowrap="nowrap" style="width: 7%; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">678</td><td nowrap="nowrap" style="width: 1%; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="width: 1%; font: bold 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="width: 1%; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="width: 7%; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">417</td><td nowrap="nowrap" style="width: 1%; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">$</td><td nowrap="nowrap" style="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">678</td><td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">357</td><td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;&#160;&#160;Core deposit premiums</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">7,974</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">5,128</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">7,867</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">4,291</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;Total</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 2.5pt">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">$</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">8,652</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 2.5pt">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">5,545</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">$</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">8,545</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">4,648</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">Unamortized intangible assets:</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;&#160;&#160;Goodwill</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 2.5pt">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">$</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">65,835</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">$</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">65,835</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
</table>

<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">&#160;</p>

<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">&#160;</p><span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ScheduleOfExpectedAmortizationExpenseTableTextBlock', window );">The estimated amortization expense for the five succeeding fiscal years</a></td>
        <td class="text"><p style="font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0.25in"></p>

<table cellpadding="0" cellspacing="0" align="center" style="border-collapse: collapse; width: 50%; font: 10pt Calibri, Helvetica, Sans-Serif">
<tr style="vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="font: italic 10pt Calibri, Helvetica, Sans-Serif; border-bottom: Black 1pt solid; text-align: left; vertical-align: bottom"><p style="font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif; margin: 0"><i>($ in thousands)</i></p>
</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif">Estimated <br />Amortization Expense</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="width: 86%; text-align: left; padding-left: 6em; font: 10pt Calibri, Helvetica, Sans-Serif; vertical-align: bottom">2013</td><td nowrap="nowrap" style="width: 5%; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">$</td><td nowrap="nowrap" style="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">797</td><td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; padding-left: 6em; font: 10pt Calibri, Helvetica, Sans-Serif; vertical-align: bottom">2014</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">693</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; padding-left: 6em; font: 10pt Calibri, Helvetica, Sans-Serif; vertical-align: bottom">2015</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">638</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; padding-left: 6em; font: 10pt Calibri, Helvetica, Sans-Serif; vertical-align: bottom">2016</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">571</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; padding-left: 6em; font: 10pt Calibri, Helvetica, Sans-Serif; vertical-align: bottom">2017</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">321</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt; padding-left: 5em; font: 10pt Calibri, Helvetica, Sans-Serif; vertical-align: bottom">Thereafter</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">88</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt; padding-left: 6em; font: 10pt Calibri, Helvetica, Sans-Serif; vertical-align: bottom">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;Total</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">$</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">3,108</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
</table>

<p style="font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify"><b>&#160;</b></p><span></span></td>
      </tr>
    </table>
    <div style="display: none;">
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_FBP_GoodwillAndOtherIntangibleAssetsTablesAbstract">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>FBP_GoodwillAndOtherIntangibleAssetsTablesAbstract</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>FBP_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:stringItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ScheduleOfExpectedAmortizationExpenseTableTextBlock">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Tabular disclosure of the estimated aggregate amortization expense for intangible assets subject to amortization for each of the five succeeding fiscal years.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 350<br><br> -SubTopic 30<br><br> -Section 50<br><br> -Paragraph 2<br><br> -Subparagraph (a)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7658586&amp;loc=d3e16323-109275<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_ScheduleOfExpectedAmortizationExpenseTableTextBlock</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>nonnum:textBlockItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ScheduleOfFiniteLivedIntangibleAssetsTableTextBlock">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Tabular disclosure of assets, excluding financial assets and goodwill, lacking physical substance with a finite life, by either major class or business segment.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 350<br><br> -SubTopic 30<br><br> -Section 50<br><br> -Paragraph 2<br><br> -Subparagraph (a)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7658586&amp;loc=d3e16323-109275<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 350<br><br> -SubTopic 30<br><br> -Section 50<br><br> -Paragraph 1<br><br> -Subparagraph (a)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7658586&amp;loc=d3e16265-109275<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_ScheduleOfFiniteLivedIntangibleAssetsTableTextBlock</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>nonnum:textBlockItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
    </div>
  </body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>84
<FILENAME>R65.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
  <head>
    <META http-equiv="Content-Type" content="text/html; charset=us-ascii">
    <link rel="StyleSheet" type="text/css" href="report.css"><script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script></head>
  <body><span style="display: none;">v2.4.0.6</span><table class="report" border="0" cellspacing="2" id="ID0EQXAE">
      <tr>
        <th class="tl" colspan="1" rowspan="2">
          <div style="width: 200px;"><strong>Loans and Asset Quality Information (Details 6) (USD $)<br>In Thousands, unless otherwise specified</strong></div>
        </th>
        <th class="th" colspan="3">12 Months Ended</th>
      </tr>
      <tr>
        <th class="th">
          <div>Dec. 31, 2012</div>
        </th>
        <th class="th">
          <div>Dec. 31, 2011</div>
        </th>
        <th class="th">
          <div>Dec. 31, 2010</div>
        </th>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableRecordedInvestment', window );">Impaired loans at period end</a></td>
        <td class="nump">$ 106,838<span></span></td>
        <td class="nump">$ 140,976<span></span></td>
        <td class="nump">$ 168,828<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableAverageRecordedInvestment', window );">Average amount of impaired loans for period</a></td>
        <td class="nump">139,971<span></span></td>
        <td class="nump">152,312<span></span></td>
        <td class="nump">185,124<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableRelatedAllowance', window );">Impaired loans with related allowance - Related Allowance</a></td>
        <td class="nump">8,560<span></span></td>
        <td class="nump">10,910<span></span></td>
        <td class="nump">18,768<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableWithNoRelatedAllowanceRecordedInvestment', window );">Impaired loans with no related allowance - Recorded Investment</a></td>
        <td class="nump">47,245<span></span></td>
        <td class="nump">79,423<span></span></td>
        <td class="nump">92,865<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Non-covered</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableRecordedInvestment', window );">Impaired loans at period end</a></td>
        <td class="nump">57,882<span></span></td>
        <td class="nump">85,286<span></span></td>
        <td class="nump">96,003<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableAverageRecordedInvestment', window );">Average amount of impaired loans for period</a></td>
        <td class="nump">85,198<span></span></td>
        <td class="nump">89,023<span></span></td>
        <td class="nump">89,751<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableRelatedAllowance', window );">Impaired loans with related allowance - Related Allowance</a></td>
        <td class="nump">5,051<span></span></td>
        <td class="nump">5,804<span></span></td>
        <td class="nump">7,613<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableWithNoRelatedAllowanceRecordedInvestment', window );">Impaired loans with no related allowance - Recorded Investment</a></td>
        <td class="nump">12,049<span></span></td>
        <td class="nump">35,721<span></span></td>
        <td class="nump">42,874<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Covered</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableRecordedInvestment', window );">Impaired loans at period end</a></td>
        <td class="nump">48,956<span></span></td>
        <td class="nump">55,690<span></span></td>
        <td class="nump">72,825<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableAverageRecordedInvestment', window );">Average amount of impaired loans for period</a></td>
        <td class="nump">54,773<span></span></td>
        <td class="nump">63,289<span></span></td>
        <td class="nump">95,373<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableRelatedAllowance', window );">Impaired loans with related allowance - Related Allowance</a></td>
        <td class="nump">3,509<span></span></td>
        <td class="nump">5,106<span></span></td>
        <td class="nump">11,155<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableWithNoRelatedAllowanceRecordedInvestment', window );">Impaired loans with no related allowance - Recorded Investment</a></td>
        <td class="nump">$ 35,196<span></span></td>
        <td class="nump">$ 43,702<span></span></td>
        <td class="nump">$ 49,991<span></span></td>
      </tr>
    </table>
    <div style="display: none;">
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ImpairedFinancingReceivableAverageRecordedInvestment">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Average amount of investment of impaired financing receivables with related allowance for credit losses and without a related allowance for credit losses.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 310<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 15<br><br> -Subparagraph (c)(1)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7512638&amp;loc=d3e5212-111524<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 310<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 17<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7512638&amp;loc=d3e5258-111524<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_ImpairedFinancingReceivableAverageRecordedInvestment</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ImpairedFinancingReceivableRecordedInvestment">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of investment of impaired financing receivables with related allowance for credit losses and without a related allowance for credit losses.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 310<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 14A<br><br> -Subparagraph (b)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7512638&amp;loc=SL6953550-111524<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_ImpairedFinancingReceivableRecordedInvestment</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ImpairedFinancingReceivableRelatedAllowance">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of allowance for credit losses related to recorded investment.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 310<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 15<br><br> -Subparagraph (a)(3)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7512638&amp;loc=d3e5212-111524<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_ImpairedFinancingReceivableRelatedAllowance</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ImpairedFinancingReceivableWithNoRelatedAllowanceRecordedInvestment">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of investment in impaired financing receivables for which there is no related allowance for credit losses.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 310<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 14A<br><br> -Subparagraph (b)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7512638&amp;loc=SL6953550-111524<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_ImpairedFinancingReceivableWithNoRelatedAllowanceRecordedInvestment</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
    </div>
  </body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>85
<FILENAME>R22.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
  <head>
    <META http-equiv="Content-Type" content="text/html; charset=us-ascii">
    <link rel="StyleSheet" type="text/css" href="report.css"><script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script></head>
  <body><span style="display: none;">v2.4.0.6</span><table class="report" border="0" cellspacing="2" id="ID0EME">
      <tr>
        <th class="tl" colspan="1" rowspan="2">
          <div style="width: 200px;"><strong>Equity-Based Compensation Plans<br></strong></div>
        </th>
        <th class="th" colspan="1">12 Months Ended</th>
      </tr>
      <tr>
        <th class="th">
          <div>Dec. 31, 2012</div>
        </th>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_FBP_EquitybasedCompensationPlansAbstract', window );"><strong>Equity-Based Compensation Plans</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DisclosureOfCompensationRelatedCostsShareBasedPaymentsTextBlock', window );">Equity-Based Compensation Plans</a></td>
        <td class="text"><p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"><b>Note 15. Equity-Based Compensation
Plans</b>&#160;</p>

<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left; text-indent: 0.25in">&#160;</p>

<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">At December 31, 2012, the Company had
the following equity-based compensation plans: the First Bancorp 2007 Equity Plan, the First Bancorp 2004 Stock Option Plan, and
the First Bancorp 1994 Stock Option Plan. The Company&#146;s shareholders approved all equity-based compensation plans. The First
Bancorp 2007 Equity Plan became effective upon the approval of shareholders on May 2, 2007. As of December 31, 2012, the First
Bancorp 2007 Equity Plan was the only plan that had shares available for future grants.&#160;</p>

<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">&#160;</p>

<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">The First Bancorp 2007 Equity Plan is
intended to serve as a means to attract, retain and motivate key employees and directors and to associate the interests of the
plans&#146; participants with those of the Company and its shareholders. The First Bancorp 2007 Equity Plan allows for both grants
of stock options and other types of equity-based compensation, including stock appreciation rights, restricted stock, restricted
performance stock, unrestricted stock, and performance units.</p>

<p style="font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify">&#160;</p>



<p style="font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify"></p>

<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">Recent equity grants to employees have
either had performance vesting conditions, service vesting conditions, or both. Compensation expense for these grants is recorded
over the various service periods based on the estimated number of equity grants that are probable to vest. No compensation cost
is recognized for grants that do not vest and any previously recognized compensation cost will be reversed. As it relates to director
equity grants, the Company grants common shares, valued at approximately $16,000 to each non-employee director (currently 13 in
total) in June of each year. Compensation expense associated with these director grants is recognized on the date of grant since
there are no vesting conditions.</p>

<p style="font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0.25in">&#160;</p>

<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">Pursuant to an employment agreement, the
Company granted the chief executive officer 75,000 non-qualified stock options and 40,000 shares of restricted stock during the
third quarter of 2012. The option award and the restricted stock award will vest in full on December 31, 2014 and December 31,
2015, respectively, if the Company achieves certain earnings targets for those years, and will be forfeited if the applicable targets
are not achieved. Compensation expense for this grant will be recorded over the various periods based on the estimated number of
options and restricted stock that are probable to vest. If the awards do not vest, no compensation cost will be recognized and
any previously recognized compensation cost will be reversed. Based on current conditions, the Company has concluded that it is
not probable that these awards will vest, and thus no compensation expense has been recorded.</p>

<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">&#160;</p>

<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">The Company granted long-term restricted
shares of common stock to certain senior executives on February 23, 2012 with a two year minimum vesting period. The total compensation
expense associated with this grant was $89,700 and the grant will fully vest on February 23, 2014. The Company recorded $37,400
in stock option expense during 2012, and expects to record $11,200 in stock option expense each quarter thereafter until the awards
vest.</p>

<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">&#160;</p>

<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">The Company granted long-term restricted
shares of common stock to certain senior executives on February 24, 2011 with a two year minimum vesting period. The total compensation
expense associated with the February 24, 2011 grant was $105,500 and the grant will fully vest on February 24, 2013. The Company
recorded $41,400 and $41,700 in stock option expense during 2012 and 2011, respectively, and expects to record the remaining $6,500
in stock option expense in the first quarter of 2013.</p>

<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">&#160;</p>

<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">The Company granted long-term restricted
shares of common stock to certain senior executives on December 11, 2009 with a two year minimum vesting period. The total compensation
expense associated with the December 11, 2009 grant was $398,000 and the grant fully vested on December 11, 2011. The Company recorded
$298,000 and $100,000 in stock option expense during 2011 and 2010, respectively.</p>

<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">&#160;</p>

<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">The Company also recorded compensation
expense of $299,000 in each of 2011 and 2010 related to the partial vesting of a June 17, 2008 grant of a combination of performance
units and stock options.</p>

<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">&#160;</p>

<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">Under the terms of the predecessor plans
and the First Bancorp 2007 Equity Plan, options can have a term of no longer than ten years, and all options granted thus far under
these plans have had a term of ten years. The Company&#146;s options provide for immediate vesting if there is a change in control
(as defined in the plans).</p>

<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left; text-indent: 0.25in">&#160;</p>

<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">At December 31, 2012, there were 521,613
options outstanding related to the three First Bancorp plans, with exercise prices ranging from $9.76 to $22.12. At December 31,
2012, there were 758,731 shares remaining available for grant under the First Bancorp 2007 Equity Plan.</p>

<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left; text-indent: 0.25in">&#160;</p>

<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">The Company issues new shares of common
stock when options are exercised.</p>

<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">&#160;</p>



<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">&#160;</p>

<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">The Company measures the fair value of
each option award on the date of grant using the Black-Scholes option-pricing model. The Company determines the assumptions used
in the Black-Scholes option pricing model as follows: the risk-free interest rate is based on the U.S. Treasury yield curve in
effect at the time of the grant; the dividend yield is based on the Company&#146;s dividend yield at the time of the grant (subject
to adjustment if the dividend yield on the grant date is not expected to approximate the dividend yield over the expected life
of the option); the volatility factor is based on the historical volatility of the Company&#146;s stock (subject to adjustment
if future volatility is reasonably expected to differ from the past); and the weighted-average expected life is based on the historical
behavior of employees related to exercises, forfeitures and cancellations.</p>

<p style="font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify">&#160;</p>

<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">The Company&#146;s equity grants for
2012 were the issuance of 1) 9,559 shares of long-term restricted stock to certain senior executives on February 23, 2012, at a
fair market value of $10.96 per share, which was the closing price of the Company&#146;s common stock on that date, 2) 25,452
shares of common stock to non-employee directors on June 1, 2012 (1,818 shares per director), at a fair market value of $8.86 per
share, which was the closing price of the Company&#146;s common stock on that date, 3) 40,000 shares of restricted stock to the
chief executive officer on August 28, 2012, at a fair market value of $9.76 per share, which was the closing price of the Company&#146;s
common stock on that date, and 4) 75,000 stock options to the chief executive officer on August 28, 2012, at a fair value of $3.65
per share on the date of the grant using the Black-Scholes option pricing model with the following assumptions:</p>

<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify">&#160;</p>

<table cellspacing="0" cellpadding="0" align="center" style="width: 50%; font: 10pt Calibri, Helvetica, Sans-Serif; border-collapse: collapse">
<tr style="vertical-align: top; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="width: 59%; text-align: justify; font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="width: 14%; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify; font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="width: 27%; border-bottom: windowtext 1pt solid; font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><font style="font-family: Calibri, Helvetica, Sans-Serif">2012</font></td></tr>
<tr style="vertical-align: top; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif"><font style="font-family: Calibri, Helvetica, Sans-Serif">Expected dividend yield</font></td>
    <td nowrap="nowrap" style="padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify; font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="padding-right: 5.4pt; padding-left: 5.4pt; text-align: center; font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif"><font style="font-family: Calibri, Helvetica, Sans-Serif">3.28%</font></td></tr>
<tr style="vertical-align: top; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif"><font style="font-family: Calibri, Helvetica, Sans-Serif">Risk-free interest rate</font></td>
    <td nowrap="nowrap" style="padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify; font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="padding-right: 5.4pt; padding-left: 5.4pt; text-align: center; font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif"><font style="font-family: Calibri, Helvetica, Sans-Serif">1.64%</font></td></tr>
<tr style="vertical-align: top; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif"><font style="font-family: Calibri, Helvetica, Sans-Serif">Expected life</font></td>
    <td nowrap="nowrap" style="padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify; font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="padding-right: 5.4pt; padding-left: 5.4pt; text-align: center; font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif"><font style="font-family: Calibri, Helvetica, Sans-Serif">10 years</font></td></tr>
<tr style="vertical-align: top; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif"><font style="font-family: Calibri, Helvetica, Sans-Serif">Expected volatility</font></td>
    <td nowrap="nowrap" style="padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify; font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="padding-right: 5.4pt; padding-left: 5.4pt; text-align: center; font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif"><font style="font-family: Calibri, Helvetica, Sans-Serif">41.82%</font></td></tr>
</table>
<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left; text-indent: 0.25in">&#160;</p>

<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">The Company&#146;s equity grants for
the year ended December 31, 2011 were the issuance of 1) 7,259 shares of long-term restricted stock to certain senior executives
on February 24, 2011, at a fair market value of $14.54 per share, which was the closing price of the Company&#146;s common stock
on that date, and 2) 21,210 shares of common stock to non-employee directors on June 1, 2011 (1,414 shares per director), at a
fair market value of $11.39 per share, which was the closing price of the Company&#146;s common stock on that date.</p>

<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">&#160;</p>

<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">The Company recorded total stock-based
compensation expense of $311,000, $905,000 and $640,000 for the years ended December 31, 2012, 2011, and 2010, respectively. Of
the $311,000 in expense that was recorded in 2012, approximately $226,000 related to the June 1, 2012 director grants, which is
classified as &#147;other operating expenses&#148; in the Consolidated Statements of Income (Loss). The remaining $85,000 in
expense relates the employee grants discussed above and is recorded as &#147;salaries expense.&#148; Stock based compensation
is reflected as an adjustment to cash flows from operating activities on the Company&#146;s Consolidated Statement of Cash Flows.
The Company recognized $121,000, $353,000, and $250,000 of income tax benefits related to stock based compensation expense in the
income statement for the years ended December 31, 2012, 2011, and 2010, respectively.</p>

<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left; text-indent: 0.25in">&#160;</p>

<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">As noted above, certain of the Company&#146;s
stock option grants contain terms that provide for a graded vesting schedule whereby portions of the award vest in increments over
the requisite service period. The Company has elected to recognize compensation expense for awards with graded vesting schedules
on a straight-line basis over the requisite service period for the entire award. Compensation expense is based on the estimated
number of stock options and awards that will ultimately vest. Over the past five years, there have only been minimal amounts of
forfeitures, and therefore the Company assumes that all options granted without performance conditions will become vested.</p>





<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">The following table presents information
regarding the activity since December 31, 2009 related to all of the Company&#146;s stock options outstanding:</p>

<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify">&#160;</p>

<table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif">
<tr style="vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td colspan="14" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif">Options Outstanding</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif">Number of<br />
 Shares</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif">Weighted-<br />
Average <br />
Exercise <br />
Price</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif">Weighted-<br />
Average <br />
Contractual <br />
Term (years)</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: center; vertical-align: bottom">Aggregate <br />
Intrinsic <br />Value</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="width: 60%; text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">Balance at December 31, 2009</td><td nowrap="nowrap" style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">753,100</td><td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">$</td><td nowrap="nowrap" style="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">17.73</td><td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;&#160;&#160;Granted</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#151;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#151;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;&#160;&#160;Exercised</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">(18,667</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">)</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">10.46</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">$</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">97,940</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;&#160;&#160;Forfeited</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">(87,536</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">)</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">16.53</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;&#160;&#160;Expired</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">(4,500</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">)</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">15.69</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">Balance at December 31, 2010</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">642,397</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">$</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">18.11</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;&#160;&#160;Granted</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#151;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#151;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;&#160;&#160;Exercised</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">(2,300</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">)</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">13.30</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">$</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">6,949</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;&#160;&#160;Forfeited</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#151;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#151;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;&#160;&#160;Expired</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">(146,247</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">)</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">15.47</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">Balance at December 31, 2011</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">493,850</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">$</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">18.92</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;&#160;&#160;Granted</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">75,000</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">9.76</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;&#160;&#160;Exercised</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#151;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#151;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;&#160;&#160;Forfeited</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#151;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#151;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;&#160;&#160;Expired</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">(47,237</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">)</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">16.70</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">Outstanding at December 31, 2012</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">521,613</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">$</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">17.80</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">3.9</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">$</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">218,625</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">Exercisable at December 31, 2012</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">445,613</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">$</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">19.15</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">2.9</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">$</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">&#151;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
</table>

<p style="font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0.25in">&#160;</p>

<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">The Company received $0, $30,000, and
$171,000 as a result of stock option exercises during the years ended December 31, 2012, 2011, and 2010, respectively. The Company
recorded no tax benefits from the exercise of nonqualified stock options during the years ended December 31, 2012 and 2011. The
Company recorded $36,000 in associated tax benefits from the exercise of nonqualified stock options during the year ended December
31, 2010.</p>

<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left; text-indent: 0.1in">&#160;</p>

<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">The following table summarizes information
about the stock options outstanding at December 31, 2012:</p>

<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">&#160;</p>

<table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif">
<tr style="vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td colspan="10" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif">Options Outstanding</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td colspan="6" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif">Options Exercisable</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif"><p style="font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify">&#160;</p><p style="font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify">&#160;</p><p style="font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: center">Range of</p> <p style="font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: center"><u>Exercise Prices</u></p></td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif">Number <br />Outstanding <br />at 12/31/12</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif">Weighted-<br />
Average <br />
Remaining <br />
Contractual Life</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif">Weighted- <br />Average <br />Exercise <br />Price</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif">Number <br />Exercisable <br />at 12/31/12</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif">Weighted- <br />Average <br />Exercise <br />Price</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="width: 35%; text-align: center; padding-left: 5.4pt; font: 10pt Calibri, Helvetica, Sans-Serif">$8.85 to $11.06</td><td nowrap="nowrap" style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="width: 10%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">75,000</td><td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="width: 10%; text-align: center; font: 10pt Calibri, Helvetica, Sans-Serif; vertical-align: bottom">9.7</td><td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">$</td><td nowrap="nowrap" style="width: 10%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">9.76</td><td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="width: 10%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#151;</td><td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">$</td><td nowrap="nowrap" style="width: 10%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#151;</td><td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: center; padding-left: 5.4pt; font: 10pt Calibri, Helvetica, Sans-Serif">$11.06 to $13.27</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#151;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: center; font: 10pt Calibri, Helvetica, Sans-Serif; vertical-align: bottom">&#151;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#151;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#151;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#151;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: center; padding-left: 5.4pt; font: 10pt Calibri, Helvetica, Sans-Serif">$13.27 to $15.48</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">27,000</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: center; font: 10pt Calibri, Helvetica, Sans-Serif; vertical-align: bottom">6.4</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">14.35</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">27,000</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">14.35</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: center; padding-left: 5.4pt; font: 10pt Calibri, Helvetica, Sans-Serif">$15.48 to $17.70</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">164,384</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: center; font: 10pt Calibri, Helvetica, Sans-Serif; vertical-align: bottom">3.7</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">16.61</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">164,384</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">16.61</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: center; padding-left: 5.4pt; font: 10pt Calibri, Helvetica, Sans-Serif">$17.70 to $19.91</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">56,250</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: center; font: 10pt Calibri, Helvetica, Sans-Serif; vertical-align: bottom">2.7</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">19.65</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">56,250</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">19.65</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: center; padding-bottom: 1pt; padding-left: 5.4pt; font: 10pt Calibri, Helvetica, Sans-Serif">$19.91 to $22.12</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">198,979</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif; text-align: center; vertical-align: bottom">1.9</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">21.76</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">197,979</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">21.77</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; padding-bottom: 2.5pt; padding-left: 5.4pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">521,613</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif; text-align: center; vertical-align: bottom">3.9</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">$</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">17.80</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">445,613</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">$</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">19.15</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
</table>

<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left; text-indent: 0.25in">&#160;</p>



<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"></p>

<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">The following table presents information
regarding the activity during 2010, 2011, and 2012 related to the Company&#146;s outstanding performance units and restricted
stock:</p>

<p style="font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify">&#160;</p>

<table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif">
<tr style="vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td colspan="6" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif">Nonvested Performance Units</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td colspan="6" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif">Long-Term Restricted Stock</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif"><p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">&#160;</p><p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">&#160;</p><p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">&#160;</p><p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">&#160;</p>

</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif">Number of<br />
 Units</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif">Weighted-<br />
Average <br />
Grant-Date <br />
Fair Value</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif">Number of<br />
 Units</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif">Weighted-<br />
Average <br />
Grant-Date <br />
Fair Value</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="width: 60%; text-align: left; padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">Nonvested at December 31, 2009</td><td nowrap="nowrap" style="width: 1%; padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="width: 1%; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="width: 7%; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">54,225</td><td nowrap="nowrap" style="width: 1%; padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="width: 1%; padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="width: 1%; padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">$</td><td nowrap="nowrap" style="width: 7%; padding-bottom: 1pt; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">16.53</td><td nowrap="nowrap" style="width: 1%; padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="width: 1%; padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="width: 1%; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="width: 7%; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">29,267</td><td nowrap="nowrap" style="width: 1%; padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="width: 1%; padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="width: 1%; padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">$</td><td nowrap="nowrap" style="width: 7%; padding-bottom: 1pt; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">13.59</td><td nowrap="nowrap" style="width: 1%; padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">Granted during the period</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#151;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#151;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#151;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#151;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">Vested during the period</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#151;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#151;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#151;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#151;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">Forfeited or expired during the period</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">(27,112</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">)</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">16.53</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">&#151;</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#151;</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">Nonvested at December 31, 2010</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">27,113</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">$</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">16.53</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">29,267</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">$</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">13.59</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">Granted during the period</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#151;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#151;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">7,259</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">14.54</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">Vested during the period</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">(27,022</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">)</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">16.53</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">(29,267</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">)</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">13.59</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">Forfeited or expired during the period</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">(91</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">)</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">16.53</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">&#151;</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#151;</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">Nonvested at December 31, 2011</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#151;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">$</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#151;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">7,259</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">$</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">14.54</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">Granted during the period</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#151;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#151;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">49,559</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">$</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">9.99</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">Vested during the period</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#151;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#151;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#151;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#151;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">Forfeited or expired during the period</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">&#151;</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#151;</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">(2,474</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">)</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">12.55</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">Nonvested at December 31, 2012</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">&#151;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">$</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">&#151;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">54,344</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">$</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">10.48</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
</table>

<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">&#160;</p><span></span></td>
      </tr>
    </table>
    <div style="display: none;">
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_FBP_EquitybasedCompensationPlansAbstract">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>FBP_EquitybasedCompensationPlansAbstract</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>FBP_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:stringItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DisclosureOfCompensationRelatedCostsShareBasedPaymentsTextBlock">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The entire disclosure for compensation-related costs for equity-based compensation, which may include disclosure of policies, compensation plan details, allocation of equity compensation, incentive distributions, equity-based arrangements to obtain goods and services, deferred compensation arrangements, employee stock ownership plan details and employee stock purchase plan details.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Staff Accounting Bulletin (SAB)<br><br> -Number Topic 14<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 718<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 2<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6415400&amp;loc=d3e5070-113901<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 505<br><br> -SubTopic 50<br><br> -Section 50<br><br> -Paragraph 1<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6406099&amp;loc=d3e25284-112666<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 718<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 1<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6415400&amp;loc=d3e5047-113901<br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher AICPA<br><br> -Name Statement of Position (SOP)<br><br> -Number 93-6<br><br> -Paragraph 53<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 718<br><br> -SubTopic 40<br><br> -Section 50<br><br> -Paragraph 1<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6418621&amp;loc=d3e17540-113929<br><br><br><br>Reference 7: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 123R<br><br> -Paragraph 64, 65, A240<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 8: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 718<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 4<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6415400&amp;loc=d3e5444-113901<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_DisclosureOfCompensationRelatedCostsShareBasedPaymentsTextBlock</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>nonnum:textBlockItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
    </div>
  </body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>86
<FILENAME>R36.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
  <head>
    <META http-equiv="Content-Type" content="text/html; charset=us-ascii">
    <link rel="StyleSheet" type="text/css" href="report.css"><script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script></head>
  <body><span style="display: none;">v2.4.0.6</span><table class="report" border="0" cellspacing="2" id="ID0EWAAC">
      <tr>
        <th class="tl" colspan="1" rowspan="2">
          <div style="width: 200px;"><strong>Income Taxes (Tables)<br></strong></div>
        </th>
        <th class="th" colspan="1">12 Months Ended</th>
      </tr>
      <tr>
        <th class="th">
          <div>Dec. 31, 2012</div>
        </th>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_IncomeTaxDisclosureAbstract', window );"><strong>Income Tax Disclosure [Abstract]</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_FBP_ScheduleOfComponentsOfIncomeTaxExpenseBenefit1TableTextBlock', window );">Income tax allocation</a></td>
        <td class="text"><p style="font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0.25in">&#160;&#160;</p>

<table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif">
<tr style="vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="font: italic 10pt Calibri, Helvetica, Sans-Serif; text-align: justify">(In thousands)</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: center; border-bottom: Black 1pt solid">2012</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: bold 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif">2011</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif">2010</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif; text-align: justify">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="width: 70%; text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">Allocated to net income</td><td nowrap="nowrap" style="width: 1%; font: bold 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="width: 1%; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">$</td><td nowrap="nowrap" style="width: 7%; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">(16,952</td><td nowrap="nowrap" style="width: 1%; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">)</td><td nowrap="nowrap" style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">7,370</td><td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">4,960</td><td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">Allocated to stockholders&#8217; equity, for unrealized holding gain/loss on <br />&#160;&#160;&#160;debt and equity securities for financial reporting purposes</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">(237</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">)</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">554</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">251</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">Allocated to stockholders&#8217; equity, for tax expense (benefit) of pension liabilities</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">5,824</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">(2,912</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">)</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">(688</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">)</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;&#160;&#160;&#160;Total income tax expense (benefit)</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 2.5pt">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">$</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">(11,365</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">)</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">5,012</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">4,523</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
</table>

<p style="font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify">&#160;</p><span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ScheduleOfComponentsOfIncomeTaxExpenseBenefitTableTextBlock', window );">Components of Income tax expense</a></td>
        <td class="text"><p style="font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify"></p>

<table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif">
<tr style="vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="font: italic 10pt Calibri, Helvetica, Sans-Serif; text-align: justify">($ in thousands)</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: center; border-bottom: Black 1pt solid">2012</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: bold 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif">2011</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif">2010</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="width: 70%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">Current&#160;&#160;&#160;&#160;&#160;- Federal</td><td nowrap="nowrap" style="width: 1%; font: bold 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="width: 1%; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">$</td><td nowrap="nowrap" style="width: 7%; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">(8,401</td><td nowrap="nowrap" style="width: 1%; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">)</td><td nowrap="nowrap" style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">9,204</td><td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">25,353</td><td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;- State</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">(43</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">)</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">2,094</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">3,807</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">Deferred&#160;&#160;&#160;- Federal</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">(5,914</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">)</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">(3,234</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">)</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">(21,092</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">)</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;- State</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">(2,594</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">)</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">(694</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">)</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">(3,108</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">)</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;&#160;&#160;&#160;&#160;Total</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 2.5pt">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">$</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">(16,592</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">)</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">7,370</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">4,960</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
</table>

<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">&#160;</p><span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ScheduleOfDeferredTaxAssetsAndLiabilitiesTableTextBlock', window );">Deferred tax assets and liabilities</a></td>
        <td class="text"><p style="font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify"></p>

<table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif">
<tr style="vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="font: italic 10pt Calibri, Helvetica, Sans-Serif; text-align: justify">(In thousands)</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: center; border-bottom: Black 1pt solid">2012</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: bold 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif">2011</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">Deferred tax assets:</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="width: 80%; text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;&#160;&#160;&#160;&#160;Allowance for loan losses</td><td nowrap="nowrap" style="width: 1%; font: bold 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="width: 1%; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">$</td><td nowrap="nowrap" style="width: 7%; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">18,228</td><td nowrap="nowrap" style="width: 1%; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">16,458</td><td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;&#160;&#160;&#160;&#160;Excess book over tax SERP retirement plan cost</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">2,553</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">2,378</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;&#160;&#160;&#160;&#160;Deferred compensation</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">128</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">138</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;&#160;&#160;&#160;&#160;State net operating loss carryforwards</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">961</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">62</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;&#160;&#160;&#160;&#160;Accruals, book versus tax</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">1,403</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">329</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;&#160;&#160;&#160;&#160;Pension liability adjustments</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">1,396</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">7,220</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;&#160;&#160;&#160;&#160;Foreclosed real estate</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">6,813</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">1,402</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;&#160;&#160;&#160;&#160;Basis differences in assets acquired in FDIC transactions</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">1,058</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">771</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;&#160;&#160;&#160;&#160;Nonqualified stock options</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">554</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">277</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;&#160;&#160;&#160;&#160;Nonaccrual loan interest</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">420</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">744</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;&#160;&#160;&#160;&#160;All other</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">732</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">663</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;Gross deferred tax assets</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">34,246</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">30,442</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;Less: Valuation allowance</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">(112</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">)</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">(81</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">)</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;Net deferred tax assets</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">34,134</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">30,361</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">Deferred tax liabilities:</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;&#160;&#160;&#160;&#160;Loan fees</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">(1,427</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">)</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">(1,217</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">)</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;&#160;&#160;&#160;&#160;Excess tax over book pension cost</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">(451</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">)</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">(219</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">)</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;&#160;&#160;&#160;&#160;Depreciable basis of fixed assets</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">(2,308</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">)</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">(2,372</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">)</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;&#160;&#160;&#160;&#160;Amortizable basis of intangible assets</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">(9,119</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">)</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">(8,334</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">)</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;&#160;&#160;&#160;&#160;Unrealized gain on securities available for sale</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">(1,283</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">)</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">(1,520</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">)</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">FHLB stock dividends <br /></td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt">&#160;</td>
    <td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">(437</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">)</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">(437</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">)</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;&#160;&#160;&#160;&#160;All other</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">(124</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">)</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">(198</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">)</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;Gross deferred tax liabilities</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">(15,149</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">)</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">(14,297</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">)</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;Net deferred tax asset - included in other assets</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 2.5pt">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">$</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">18,985</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">16,064</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
</table>



<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">&#160;</p><span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ScheduleOfEffectiveIncomeTaxRateReconciliationTableTextBlock', window );">Effective tax rate reconciliation</a></td>
        <td class="text"><p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">The following
is a reconcilement of federal income tax expense at the statutory rate of 35% to the income tax provision reported in the financial
statements.</p>

<p style="font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify">&#160;</p>

<table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif">
<tr style="vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="font: italic 10pt Calibri, Helvetica, Sans-Serif; text-align: justify">(In thousands)</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: center; border-bottom: Black 1pt solid">2012</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: bold 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif">2011</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif">2010</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="width: 70%; text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">Tax provision at statutory rate</td><td nowrap="nowrap" style="width: 1%; font: bold 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="width: 1%; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">$</td><td nowrap="nowrap" style="width: 7%; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">(14,125</td><td nowrap="nowrap" style="width: 1%; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">)</td><td nowrap="nowrap" style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">7,354</td><td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">5,230</td><td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">Increase (decrease) in income taxes resulting from:</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;&#160;&#160;Tax-exempt interest income</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">(831</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">)</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">(852</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">)</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">(726</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">)</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;&#160;&#160;Low income housing tax credits</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">(181</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">)</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">(163</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">)</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">(143</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">)</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;&#160;&#160;Non-deductible interest expense</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">23</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">33</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">37</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;&#160;&#160;State income taxes, net of federal benefit</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">(1,714</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">)</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">910</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">454</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;&#160;&#160;Change in valuation allowance</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">31</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">(5</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">)</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">(145</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">)</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;&#160;&#160;Other, net</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">(155</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">)</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">93</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">253</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;&#160;&#160;&#160;&#160;Total</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 2.5pt">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">$</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">(16,952</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">)</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">7,370</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">4,960</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
</table>

<p style="font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify">&#160;</p><span></span></td>
      </tr>
    </table>
    <div style="display: none;">
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_FBP_ScheduleOfComponentsOfIncomeTaxExpenseBenefit1TableTextBlock">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The tabular disclosure for the components of income tax expense.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>FBP_ScheduleOfComponentsOfIncomeTaxExpenseBenefit1TableTextBlock</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>FBP_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>nonnum:textBlockItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_IncomeTaxDisclosureAbstract">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_IncomeTaxDisclosureAbstract</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:stringItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ScheduleOfComponentsOfIncomeTaxExpenseBenefitTableTextBlock">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Tabular disclosure of the components of income tax expense attributable to continuing operations for each year presented including, but not limited to: current tax expense (benefit), deferred tax expense (benefit), investment tax credits, government grants, the benefits of operating loss carryforwards, tax expense that results from allocating certain tax benefits either directly to contributed capital or to reduce goodwill or other noncurrent intangible assets of an acquired entity, adjustments of a deferred tax liability or asset for enacted changes in tax laws or rates or a change in the tax status of the entity, and adjustments of the beginning-of-the-year balances of a valuation allowance because of a change in circumstances that causes a change in judgment about the realizability of the related deferred tax asset in future years.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 740<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 9<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6907707&amp;loc=d3e32639-109319<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_ScheduleOfComponentsOfIncomeTaxExpenseBenefitTableTextBlock</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>nonnum:textBlockItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ScheduleOfDeferredTaxAssetsAndLiabilitiesTableTextBlock">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Tabular disclosure of the components of net deferred tax asset or liability recognized in an entity's statement of financial position, including the following: the total of all deferred tax liabilities, the total of all deferred tax assets, the total valuation allowance recognized for deferred tax assets.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 740<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 2<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6907707&amp;loc=d3e32537-109319<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_ScheduleOfDeferredTaxAssetsAndLiabilitiesTableTextBlock</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>nonnum:textBlockItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ScheduleOfEffectiveIncomeTaxRateReconciliationTableTextBlock">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Tabular disclosure of the reconciliation using percentage or dollar amounts of the reported amount of income tax expense attributable to continuing operations for the year to the amount of income tax expense that would result from applying domestic federal statutory tax rates to pretax income from continuing operations.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 740<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 12<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6907707&amp;loc=d3e32687-109319<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_ScheduleOfEffectiveIncomeTaxRateReconciliationTableTextBlock</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>nonnum:textBlockItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
    </div>
  </body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>87
<FILENAME>R98.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
  <head>
    <META http-equiv="Content-Type" content="text/html; charset=us-ascii">
    <link rel="StyleSheet" type="text/css" href="report.css"><script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script></head>
  <body><span style="display: none;">v2.4.0.6</span><table class="report" border="0" cellspacing="2" id="ID0ECHAC">
      <tr>
        <th class="tl" colspan="1" rowspan="1">
          <div style="width: 200px;"><strong>Employee Benefit Plans (Details 6) (Pension Plan, USD $)<br>In Thousands, unless otherwise specified</strong></div>
        </th>
        <th class="th">
          <div>Dec. 31, 2012</div>
        </th>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Pension Plan</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DefinedBenefitPlanExpectedFutureBenefitPaymentsNextTwelveMonths', window );">Year ending December 31, 2013</a></td>
        <td class="nump">$ 723<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DefinedBenefitPlanExpectedFutureBenefitPaymentsYearTwo', window );">Year ending December 31, 2014</a></td>
        <td class="nump">860<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DefinedBenefitPlanExpectedFutureBenefitPaymentsYearThree', window );">Year ending December 31, 2015</a></td>
        <td class="nump">968<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DefinedBenefitPlanExpectedFutureBenefitPaymentsYearFour', window );">Year ending December 31, 2016</a></td>
        <td class="nump">1,160<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DefinedBenefitPlanExpectedFutureBenefitPaymentsYearFive', window );">Year ending December 31, 2017</a></td>
        <td class="nump">1,302<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DefinedBenefitPlanExpectedFutureBenefitPaymentsFiveFiscalYearsThereafter', window );">Years ending December 31, 2018-2022</a></td>
        <td class="nump">$ 9,013<span></span></td>
      </tr>
    </table>
    <div style="display: none;">
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DefinedBenefitPlanExpectedFutureBenefitPaymentsFiveFiscalYearsThereafter">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of benefits expected to be paid  in the five fiscal years after the fifth fiscal year following the latest fiscal year from a defined benefit plan.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 715<br><br> -SubTopic 20<br><br> -Section 50<br><br> -Paragraph 1<br><br> -Subparagraph (f)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=21915506&amp;loc=d3e1928-114920<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_DefinedBenefitPlanExpectedFutureBenefitPaymentsFiveFiscalYearsThereafter</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DefinedBenefitPlanExpectedFutureBenefitPaymentsNextTwelveMonths">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of benefits expected to be paid in the next fiscal year following the latest fiscal year from a defined benefit plan.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 715<br><br> -SubTopic 20<br><br> -Section 50<br><br> -Paragraph 1<br><br> -Subparagraph (f)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=21915506&amp;loc=d3e1928-114920<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_DefinedBenefitPlanExpectedFutureBenefitPaymentsNextTwelveMonths</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DefinedBenefitPlanExpectedFutureBenefitPaymentsYearFive">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of benefits expected to be paid in the fifth fiscal year following the latest fiscal year from a defined benefit plan.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 715<br><br> -SubTopic 20<br><br> -Section 50<br><br> -Paragraph 1<br><br> -Subparagraph (f)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=21915506&amp;loc=d3e1928-114920<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_DefinedBenefitPlanExpectedFutureBenefitPaymentsYearFive</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DefinedBenefitPlanExpectedFutureBenefitPaymentsYearFour">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of benefits expected to be paid in the fourth fiscal year following the latest fiscal year from a defined benefit plan.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 715<br><br> -SubTopic 20<br><br> -Section 50<br><br> -Paragraph 1<br><br> -Subparagraph (f)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=21915506&amp;loc=d3e1928-114920<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_DefinedBenefitPlanExpectedFutureBenefitPaymentsYearFour</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DefinedBenefitPlanExpectedFutureBenefitPaymentsYearThree">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of benefits expected to be paid in the third fiscal year following the latest fiscal year from a defined benefit plan.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 715<br><br> -SubTopic 20<br><br> -Section 50<br><br> -Paragraph 1<br><br> -Subparagraph (f)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=21915506&amp;loc=d3e1928-114920<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_DefinedBenefitPlanExpectedFutureBenefitPaymentsYearThree</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DefinedBenefitPlanExpectedFutureBenefitPaymentsYearTwo">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of benefits expected to be paid in the second fiscal year following the latest fiscal year from a defined benefit plan.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 715<br><br> -SubTopic 20<br><br> -Section 50<br><br> -Paragraph 1<br><br> -Subparagraph (f)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=21915506&amp;loc=d3e1928-114920<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_DefinedBenefitPlanExpectedFutureBenefitPaymentsYearTwo</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
    </div>
  </body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>88
<FILENAME>R123.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
  <head>
    <META http-equiv="Content-Type" content="text/html; charset=us-ascii">
    <link rel="StyleSheet" type="text/css" href="report.css"><script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script></head>
  <body><span style="display: none;">v2.4.0.6</span><table class="report" border="0" cellspacing="2" id="ID0EUBBG">
      <tr>
        <th class="tl" colspan="1" rowspan="1">
          <div style="width: 200px;"><strong>Regulatory Restrictions (Details) (USD $)<br>In Thousands, unless otherwise specified</strong></div>
        </th>
        <th class="th">
          <div>Dec. 31, 2012</div>
        </th>
        <th class="th">
          <div>Dec. 31, 2011</div>
        </th>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Company</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_Capital', window );">Total capital ratio, actual</a></td>
        <td class="nump">$ 359,554<span></span></td>
        <td class="nump">$ 355,897<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_TierOneRiskBasedCapital', window );">Tier I capital ratio, actual</a></td>
        <td class="nump">332,350<span></span></td>
        <td class="nump">329,100<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_TierOneLeverageCapital', window );">Leverage ratio, actual</a></td>
        <td class="nump">332,350<span></span></td>
        <td class="nump">329,100<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_CapitalRequiredForCapitalAdequacy', window );">Total capital ratio, for capital adequacy purposes</a></td>
        <td class="nump">172,572<span></span></td>
        <td class="nump">170,329<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_TierOneRiskBasedCapitalRequiredForCapitalAdequacy', window );">Tier I capital ratio, for capital adequacy purposes</a></td>
        <td class="nump">86,286<span></span></td>
        <td class="nump">85,165<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_TierOneLeverageCapitalRequiredForCapitalAdequacy', window );">Leverage ratio, for capital adequacy purposes</a></td>
        <td class="nump">129,820<span></span></td>
        <td class="nump">128,910<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_CapitalRequiredToBeWellCapitalized', window );">Total capital ratio, to be well capitalized under prompt corrective action provisions</a></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_TierOneRiskBasedCapitalRequiredToBeWellCapitalized', window );">Tier I capital ratio, to be well capitalized under prompt corrective action provisions</a></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_TierOneLeverageCapitalRequiredToBeWellCapitalized', window );">Leverage ratio, to be well capitalized under prompt corrective action provisions</a></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_CapitalToRiskWeightedAssets', window );">Total capital ratio, actual</a></td>
        <td class="nump">16.67%<span></span></td>
        <td class="nump">16.72%<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_TierOneRiskBasedCapitalToRiskWeightedAssets', window );">Tier I capital ratio, actual</a></td>
        <td class="nump">15.41%<span></span></td>
        <td class="nump">15.46%<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_TierOneLeverageCapitalToAverageAssets', window );">Leverage ratio, actual</a></td>
        <td class="nump">10.24%<span></span></td>
        <td class="nump">10.21%<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_CapitalRequiredForCapitalAdequacyToRiskWeightedAssets', window );">Total capital ratio, for capital adequacy purposes</a></td>
        <td class="nump">8.00%<span></span></td>
        <td class="nump">8.00%<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_TierOneRiskBasedCapitalRequiredForCapitalAdequacyToRiskWeightedAssets', window );">Tier I capital ratio, for capital adequacy purposes</a></td>
        <td class="nump">4.00%<span></span></td>
        <td class="nump">4.00%<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_TierOneLeverageCapitalRequiredForCapitalAdequacyToAverageAssets', window );">Leverage ratio, for capital adequacy purposes</a></td>
        <td class="nump">4.00%<span></span></td>
        <td class="nump">4.00%<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_CapitalRequiredToBeWellCapitalizedToRiskWeightedAssets', window );">Total capital ratio, to be well capitalized under prompt corrective action provisions</a></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_TierOneRiskBasedCapitalRequiredToBeWellCapitalizedToRiskWeightedAssets', window );">Tier I capital ratio, to be well capitalized under prompt corrective action provisions</a></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_TierOneLeverageCapitalRequiredToBeWellCapitalizedToAverageAssets', window );">Leverage ratio, to be well capitalized under prompt corrective action provisions</a></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Bank</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_Capital', window );">Total capital ratio, actual</a></td>
        <td class="nump">358,098<span></span></td>
        <td class="nump">354,235<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_TierOneRiskBasedCapital', window );">Tier I capital ratio, actual</a></td>
        <td class="nump">330,916<span></span></td>
        <td class="nump">327,461<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_TierOneLeverageCapital', window );">Leverage ratio, actual</a></td>
        <td class="nump">330,916<span></span></td>
        <td class="nump">327,461<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_CapitalRequiredForCapitalAdequacy', window );">Total capital ratio, for capital adequacy purposes</a></td>
        <td class="nump">172,424<span></span></td>
        <td class="nump">170,180<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_TierOneRiskBasedCapitalRequiredForCapitalAdequacy', window );">Tier I capital ratio, for capital adequacy purposes</a></td>
        <td class="nump">86,212<span></span></td>
        <td class="nump">85,090<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_TierOneLeverageCapitalRequiredForCapitalAdequacy', window );">Leverage ratio, for capital adequacy purposes</a></td>
        <td class="nump">129,742<span></span></td>
        <td class="nump">128,831<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_CapitalRequiredToBeWellCapitalized', window );">Total capital ratio, to be well capitalized under prompt corrective action provisions</a></td>
        <td class="nump">215,530<span></span></td>
        <td class="nump">212,725<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_TierOneRiskBasedCapitalRequiredToBeWellCapitalized', window );">Tier I capital ratio, to be well capitalized under prompt corrective action provisions</a></td>
        <td class="nump">129,318<span></span></td>
        <td class="nump">127,635<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_TierOneLeverageCapitalRequiredToBeWellCapitalized', window );">Leverage ratio, to be well capitalized under prompt corrective action provisions</a></td>
        <td class="nump">$ 162,178<span></span></td>
        <td class="nump">$ 161,039<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_CapitalToRiskWeightedAssets', window );">Total capital ratio, actual</a></td>
        <td class="nump">16.61%<span></span></td>
        <td class="nump">16.65%<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_TierOneRiskBasedCapitalToRiskWeightedAssets', window );">Tier I capital ratio, actual</a></td>
        <td class="nump">15.35%<span></span></td>
        <td class="nump">15.39%<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_TierOneLeverageCapitalToAverageAssets', window );">Leverage ratio, actual</a></td>
        <td class="nump">10.20%<span></span></td>
        <td class="nump">10.17%<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_CapitalRequiredForCapitalAdequacyToRiskWeightedAssets', window );">Total capital ratio, for capital adequacy purposes</a></td>
        <td class="nump">8.00%<span></span></td>
        <td class="nump">8.00%<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_TierOneRiskBasedCapitalRequiredForCapitalAdequacyToRiskWeightedAssets', window );">Tier I capital ratio, for capital adequacy purposes</a></td>
        <td class="nump">4.00%<span></span></td>
        <td class="nump">4.00%<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_TierOneLeverageCapitalRequiredForCapitalAdequacyToAverageAssets', window );">Leverage ratio, for capital adequacy purposes</a></td>
        <td class="nump">4.00%<span></span></td>
        <td class="nump">4.00%<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_CapitalRequiredToBeWellCapitalizedToRiskWeightedAssets', window );">Total capital ratio, to be well capitalized under prompt corrective action provisions</a></td>
        <td class="nump">10.00%<span></span></td>
        <td class="nump">10.00%<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_TierOneRiskBasedCapitalRequiredToBeWellCapitalizedToRiskWeightedAssets', window );">Tier I capital ratio, to be well capitalized under prompt corrective action provisions</a></td>
        <td class="nump">6.00%<span></span></td>
        <td class="nump">6.00%<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_TierOneLeverageCapitalRequiredToBeWellCapitalizedToAverageAssets', window );">Leverage ratio, to be well capitalized under prompt corrective action provisions</a></td>
        <td class="nump">5.00%<span></span></td>
        <td class="nump">5.00%<span></span></td>
      </tr>
    </table>
    <div style="display: none;">
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_Capital">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The amount of total capital as defined in the regulations.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 948<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 3<br><br> -Subparagraph (c)(1)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6490092&amp;loc=d3e47080-110998<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher AICPA<br><br> -Name Audit and Accounting Guide (AAG)<br><br> -Number AAG-DEP<br><br> -Paragraph 54<br><br> -Subparagraph 3a<br><br> -IssueDate 2006-05-01<br><br> -Chapter 17<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 948<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 5<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6490092&amp;loc=d3e47304-110998<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher AICPA<br><br> -Name Audit and Accounting Guide (AAG)<br><br> -Number AAG-DEP<br><br> -Paragraph 15<br><br> -Subparagraph 3a<br><br> -IssueDate 2006-05-01<br><br> -Chapter 17<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 505<br><br> -Section 50<br><br> -Paragraph 1H<br><br> -Subparagraph (c)(1)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7881181&amp;loc=d3e65071-112826<br><br><br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 505<br><br> -Section 50<br><br> -Paragraph 1H<br><br> -Subparagraph (c)(2)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7881181&amp;loc=d3e65071-112826<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_Capital</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_CapitalRequiredForCapitalAdequacy">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The minimum amount of Total Capital required for capital adequacy purposes under the regulatory framework for prompt corrective action.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 505<br><br> -Section 50<br><br> -Paragraph 1H<br><br> -Subparagraph (c)(2)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7881181&amp;loc=d3e65071-112826<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher AICPA<br><br> -Name Audit and Accounting Guide (AAG)<br><br> -Number AAG-DEP<br><br> -Paragraph 15<br><br> -Subparagraph 3a<br><br> -IssueDate 2006-05-01<br><br> -Chapter 17<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 505<br><br> -Section 50<br><br> -Paragraph 1<br><br> -Subparagraph (c)(1)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7881181&amp;loc=SL5958568-112826<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_CapitalRequiredForCapitalAdequacy</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_CapitalRequiredForCapitalAdequacyToRiskWeightedAssets">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The minimum Total risk based capital ratio (total capital divided by risk weighted assets) required for capital adequacy purposes under the regulatory framework for prompt corrective action.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher AICPA<br><br> -Name Audit and Accounting Guide (AAG)<br><br> -Number AAG-DEP<br><br> -Paragraph 22<br><br> -IssueDate 2006-05-01<br><br> -Chapter 17<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 505<br><br> -Section 50<br><br> -Paragraph 1B<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7881181&amp;loc=SL5958570-112826<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 505<br><br> -Section 50<br><br> -Paragraph 1H<br><br> -Subparagraph (c)(2)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7881181&amp;loc=d3e65071-112826<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher AICPA<br><br> -Name Audit and Accounting Guide (AAG)<br><br> -Number AAG-DEP<br><br> -Paragraph 15<br><br> -Subparagraph 3a<br><br> -IssueDate 2006-05-01<br><br> -Chapter 17<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 505<br><br> -Section 50<br><br> -Paragraph 1<br><br> -Subparagraph (c)(1)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7881181&amp;loc=SL5958568-112826<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_CapitalRequiredForCapitalAdequacyToRiskWeightedAssets</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>num:percentItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_CapitalRequiredToBeWellCapitalized">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The amount of Total Capital required to be categorized as well as capitalized under the regulatory framework for prompt corrective action.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher AICPA<br><br> -Name Audit and Accounting Guide (AAG)<br><br> -Number AAG-DEP<br><br> -Paragraph 15<br><br> -Subparagraph 3a<br><br> -IssueDate 2006-05-01<br><br> -Chapter 17<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_CapitalRequiredToBeWellCapitalized</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_CapitalRequiredToBeWellCapitalizedToRiskWeightedAssets">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The Total risk based capital ratio (total capital divided by risk weighted assets) required to be categorized as "well capitalized", in the regulatory framework for prompt corrective action.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher AICPA<br><br> -Name Audit and Accounting Guide (AAG)<br><br> -Number AAG-DEP<br><br> -Paragraph 15<br><br> -Subparagraph 3a<br><br> -IssueDate 2006-05-01<br><br> -Chapter 17<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher AICPA<br><br> -Name Audit and Accounting Guide (AAG)<br><br> -Number AAG-DEP<br><br> -Paragraph 22<br><br> -IssueDate 2006-05-01<br><br> -Chapter 17<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_CapitalRequiredToBeWellCapitalizedToRiskWeightedAssets</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>num:percentItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_CapitalToRiskWeightedAssets">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Total Capital divided by risk weighted assets as defined in the regulations.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher AICPA<br><br> -Name Audit and Accounting Guide (AAG)<br><br> -Number AAG-DEP<br><br> -Paragraph 22<br><br> -IssueDate 2006-05-01<br><br> -Chapter 17<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 505<br><br> -Section 50<br><br> -Paragraph 1H<br><br> -Subparagraph (c)(2)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7881181&amp;loc=d3e65071-112826<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher AICPA<br><br> -Name Audit and Accounting Guide (AAG)<br><br> -Number AAG-DEP<br><br> -Paragraph 15<br><br> -Subparagraph 3a<br><br> -IssueDate 2006-05-01<br><br> -Chapter 17<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 505<br><br> -Section 50<br><br> -Paragraph 1<br><br> -Subparagraph (c)(1)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7881181&amp;loc=SL5958568-112826<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_CapitalToRiskWeightedAssets</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>num:percentItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_TierOneLeverageCapital">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Tier 1 Leverage Capital as defined in the regulations. Also called Core Capital.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 505<br><br> -Section 50<br><br> -Paragraph 1H<br><br> -Subparagraph (c)(2)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7881181&amp;loc=d3e65071-112826<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher AICPA<br><br> -Name Audit and Accounting Guide (AAG)<br><br> -Number AAG-DEP<br><br> -Paragraph 15<br><br> -Subparagraph 3a<br><br> -IssueDate 2006-05-01<br><br> -Chapter 17<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 505<br><br> -Section 50<br><br> -Paragraph 1<br><br> -Subparagraph (c)(1)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7881181&amp;loc=SL5958568-112826<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_TierOneLeverageCapital</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_TierOneLeverageCapitalRequiredForCapitalAdequacy">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The minimum amount of Tier 1 Leverage Capital required for capital adequacy purposes under the regulatory framework for prompt corrective action.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 505<br><br> -Section 50<br><br> -Paragraph 1H<br><br> -Subparagraph (c)(2)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7881181&amp;loc=d3e65071-112826<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher AICPA<br><br> -Name Audit and Accounting Guide (AAG)<br><br> -Number AAG-DEP<br><br> -Paragraph 15<br><br> -Subparagraph 3a<br><br> -IssueDate 2006-05-01<br><br> -Chapter 17<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 505<br><br> -Section 50<br><br> -Paragraph 1<br><br> -Subparagraph (c)(1)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7881181&amp;loc=SL5958568-112826<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_TierOneLeverageCapitalRequiredForCapitalAdequacy</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_TierOneLeverageCapitalRequiredForCapitalAdequacyToAverageAssets">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The minimum amount of Tier 1 Leverage Capital for capital adequacy purposes divided by average assets as defined in the regulations.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 505<br><br> -Section 50<br><br> -Paragraph 1B<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7881181&amp;loc=SL5958570-112826<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 505<br><br> -Section 50<br><br> -Paragraph 1H<br><br> -Subparagraph (c)(2)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7881181&amp;loc=d3e65071-112826<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher AICPA<br><br> -Name Audit and Accounting Guide (AAG)<br><br> -Number AAG-DEP<br><br> -Paragraph 15<br><br> -Subparagraph 3a<br><br> -IssueDate 2006-05-01<br><br> -Chapter 17<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 505<br><br> -Section 50<br><br> -Paragraph 1<br><br> -Subparagraph (c)(1)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7881181&amp;loc=SL5958568-112826<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_TierOneLeverageCapitalRequiredForCapitalAdequacyToAverageAssets</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>num:percentItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_TierOneLeverageCapitalRequiredToBeWellCapitalized">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The amount of Tier 1 Leverage Capital required to be categorized as well capitalized under the regulatory framework for prompt corrective action.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher AICPA<br><br> -Name Audit and Accounting Guide (AAG)<br><br> -Number AAG-DEP<br><br> -Paragraph 15<br><br> -Subparagraph 3a<br><br> -IssueDate 2006-05-01<br><br> -Chapter 17<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_TierOneLeverageCapitalRequiredToBeWellCapitalized</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_TierOneLeverageCapitalRequiredToBeWellCapitalizedToAverageAssets">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The amount of Tier 1 Leverage Capital required to be categorized as well capitalized divided by average assets as defined in the regulatory framework for prompt corrective action.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher AICPA<br><br> -Name Audit and Accounting Guide (AAG)<br><br> -Number AAG-DEP<br><br> -Paragraph 15<br><br> -Subparagraph 3a<br><br> -IssueDate 2006-05-01<br><br> -Chapter 17<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_TierOneLeverageCapitalRequiredToBeWellCapitalizedToAverageAssets</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>num:percentItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_TierOneLeverageCapitalToAverageAssets">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Tier 1 Leverage Capital divided by average assets as defined in the regulations.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 505<br><br> -Section 50<br><br> -Paragraph 1H<br><br> -Subparagraph (c)(2)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7881181&amp;loc=d3e65071-112826<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher AICPA<br><br> -Name Audit and Accounting Guide (AAG)<br><br> -Number AAG-DEP<br><br> -Paragraph 15<br><br> -Subparagraph 3a<br><br> -IssueDate 2006-05-01<br><br> -Chapter 17<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 505<br><br> -Section 50<br><br> -Paragraph 1<br><br> -Subparagraph (c)(1)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7881181&amp;loc=SL5958568-112826<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_TierOneLeverageCapitalToAverageAssets</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>num:percentItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_TierOneRiskBasedCapital">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Tier 1 Risk Based Capital as defined in the regulations.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 505<br><br> -Section 50<br><br> -Paragraph 1H<br><br> -Subparagraph (c)(2)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7881181&amp;loc=d3e65071-112826<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher AICPA<br><br> -Name Audit and Accounting Guide (AAG)<br><br> -Number AAG-DEP<br><br> -Paragraph 15<br><br> -Subparagraph 3a<br><br> -IssueDate 2006-05-01<br><br> -Chapter 17<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 505<br><br> -Section 50<br><br> -Paragraph 1<br><br> -Subparagraph (c)(1)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7881181&amp;loc=SL5958568-112826<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_TierOneRiskBasedCapital</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_TierOneRiskBasedCapitalRequiredForCapitalAdequacy">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The minimum amount of Tier 1 Risk Based Capital required for capital adequacy purposes under the regulatory framework for prompt corrective action.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 505<br><br> -Section 50<br><br> -Paragraph 1H<br><br> -Subparagraph (c)(2)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7881181&amp;loc=d3e65071-112826<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher AICPA<br><br> -Name Audit and Accounting Guide (AAG)<br><br> -Number AAG-DEP<br><br> -Paragraph 15<br><br> -Subparagraph 3a<br><br> -IssueDate 2006-05-01<br><br> -Chapter 17<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 505<br><br> -Section 50<br><br> -Paragraph 1<br><br> -Subparagraph (c)(1)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7881181&amp;loc=SL5958568-112826<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_TierOneRiskBasedCapitalRequiredForCapitalAdequacy</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_TierOneRiskBasedCapitalRequiredForCapitalAdequacyToRiskWeightedAssets">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The minimum Tier One Capital Ratio (Tier one capital divided by risk-weighted assets) required for capital adequacy purposes under the regulatory framework for prompt corrective action.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher AICPA<br><br> -Name Audit and Accounting Guide (AAG)<br><br> -Number AAG-DEP<br><br> -Paragraph 22<br><br> -IssueDate 2006-05-01<br><br> -Chapter 17<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 505<br><br> -Section 50<br><br> -Paragraph 1B<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7881181&amp;loc=SL5958570-112826<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 505<br><br> -Section 50<br><br> -Paragraph 1H<br><br> -Subparagraph (c)(2)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7881181&amp;loc=d3e65071-112826<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher AICPA<br><br> -Name Audit and Accounting Guide (AAG)<br><br> -Number AAG-DEP<br><br> -Paragraph 15<br><br> -Subparagraph 3a<br><br> -IssueDate 2006-05-01<br><br> -Chapter 17<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 505<br><br> -Section 50<br><br> -Paragraph 1<br><br> -Subparagraph (c)(1)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7881181&amp;loc=SL5958568-112826<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_TierOneRiskBasedCapitalRequiredForCapitalAdequacyToRiskWeightedAssets</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>num:percentItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_TierOneRiskBasedCapitalRequiredToBeWellCapitalized">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The amount of Tier 1 Risk Based Capital required to be categorized as well capitalized under the regulatory framework for prompt corrective action.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher AICPA<br><br> -Name Audit and Accounting Guide (AAG)<br><br> -Number AAG-DEP<br><br> -Paragraph 15<br><br> -Subparagraph 3a<br><br> -IssueDate 2006-05-01<br><br> -Chapter 17<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_TierOneRiskBasedCapitalRequiredToBeWellCapitalized</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_TierOneRiskBasedCapitalRequiredToBeWellCapitalizedToRiskWeightedAssets">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The Tier 1 capital ratio (Tier 1 capital divided by risk weighted assets) required to be categorized as "well capitalized" under the regulatory framework for prompt corrective action.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher AICPA<br><br> -Name Audit and Accounting Guide (AAG)<br><br> -Number AAG-DEP<br><br> -Paragraph 15<br><br> -Subparagraph 3a<br><br> -IssueDate 2006-05-01<br><br> -Chapter 17<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher AICPA<br><br> -Name Audit and Accounting Guide (AAG)<br><br> -Number AAG-DEP<br><br> -Paragraph 22<br><br> -IssueDate 2006-05-01<br><br> -Chapter 17<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_TierOneRiskBasedCapitalRequiredToBeWellCapitalizedToRiskWeightedAssets</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>num:percentItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_TierOneRiskBasedCapitalToRiskWeightedAssets">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Tier 1 capital divided by risk weighted assets as defined by regulations.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher AICPA<br><br> -Name Audit and Accounting Guide (AAG)<br><br> -Number AAG-DEP<br><br> -Paragraph 22<br><br> -IssueDate 2006-05-01<br><br> -Chapter 17<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 505<br><br> -Section 50<br><br> -Paragraph 1H<br><br> -Subparagraph (c)(2)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7881181&amp;loc=d3e65071-112826<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher AICPA<br><br> -Name Audit and Accounting Guide (AAG)<br><br> -Number AAG-DEP<br><br> -Paragraph 15<br><br> -Subparagraph 3a<br><br> -IssueDate 2006-05-01<br><br> -Chapter 17<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 505<br><br> -Section 50<br><br> -Paragraph 1<br><br> -Subparagraph (c)(1)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7881181&amp;loc=SL5958568-112826<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_TierOneRiskBasedCapitalToRiskWeightedAssets</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>num:percentItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
    </div>
  </body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>ZIP
<SEQUENCE>89
<FILENAME>0000914317-13-000332-xbrl.zip
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
begin 644 0000914317-13-000332-xbrl.zip
M4$L#!!0````(`$.$;T)P6;SV6JH#`/A65P`0`!P`9F)P+3(P,3(Q,C,Q+GAM
M;%54"0`#OH5#4;Z%0U%U>`L``00E#@``!#D!``#L_6MWXSBR+@Q^G[7F/VAJ
M[]Y3O9:=Q?NE:G?-LIWI*L_)3/ND7=W3GVK1$FRSDR+5).5,]Z\?`"0EBB)%
M``1)4,)^S]OEM$DB+@\"@8A`X'__/]^7P>P5Q(D?A7_[07VG_#`#X3Q:^.'S
MWW[XX_[\XO[JYN:'V?_GU__G_V,&_^]__U_GY[-K'P2+GV?OH_GY3?@4_3+[
M["W!S[/?0`AB+XWB7V9_]X(U^DUT[0<@GEU%RU4`4@#_D(WT\TQ_9\QGY^<$
MG_T["!=1_,>7F\UG7])T]?-//WW[]NU=&+UZWZ+X:_)N'I%][CY:QW.P^=;U
MY=V?JJ:KFJ)JLQ_UO[[[_@3I?^^E\&_P=_I/BOZ3:CZH[L^F\S-\A&R,U$O7
MR68,Y;NC*+JB*&KV^O]^?XP#_V?TOS,H_C#Y^7OB_^V'$EO?]'=1_/R3!E_Y
MZ?_WZ>/]_`4LO7,_3%(OG(,?BK<"/_Q:]Y[JNNY/^*_%HWM/HL&+,?2?T)\?
MO63[943@@>?W*(%_7:2;%\H/FS]E?]QYU*]]U,H>]8M'%Z#R7`+F[YZCUY_@
M'WY""CM7U'-=+1Z/P5,CR=9/\*_%@WX2&9IJ'^(O>Z)X89V</WO>:O/"DY<\
MXH?S/]00`_\21P%(:M_!?ZEY*8S"<+VLIVN1QC^E;ROP$WSH'#X%8G^^>:_]
MI=T7(`WHU_74X;_44`>GRO9Y/T[21PB!*%[!J;?$CZ-Y]$,Q/1"D?DXP<+^`
MIQE&X\\O6$=/CZOSXOEWWY/%#_E?T<!_^R'QD;'X8?93\:5LMLRC,`7?TYF_
M^-L/%\GM$_R`>@Y)W`ZY>12$J9^^;7Z[^;V_0']Y\J%%PH2!':$5X+JZ^3\_
M_`HGJ^*HJNFX__M3]>7M<#_5CI>/MH("CQ8U5."YD_ZZ96`S1/Z7ZO=WOE3\
M,I='JY"4J0M)&4!(VM2%I/4II.LX6A;F0%'3:+("@T*)4[2V_[IEI_C2]F][
MKT$'9/O2CIR+OW"5LUJ2<VXA_KR#AA/$,5C<I]'\ZR>P?`3Q:,+?RA,\+T$)
M9IL_+2`QWU>!/_?3C-;9PH=/9DYFOFC^C+PD@-[_\.\UI!LYB5$(_YE<?/>3
M'WXM'JMC_7]_JAVE3.%/]21R`([*`AQU`.#43%`)'(&`(Y[%V?41)%C&!<O`
M3H]<6T33^A#[`;DPB*;U(7SW.I\2BF<9A:>G_CV^I3=)ZDU*R(@`&>']2`F3
M\5>5(3U(J>_Q]3VD[RCU/;Z^Q_(:OX#4\T.P^.#%H1\^)R<%@'KFI?](ZC]*
M\(@%'N$]20F8T0$SDD\I-2^2YH?T+J7F1=+\6'[FQ7R^7JX#*+3%;?H"8B2P
M&+P@L;Z"FW`>+<%)`8-8'M(;)?5&)<2F"#'A?58)JXG`:B3/5N)C>O@8TO^5
M^)@>/GKUDBOVXX_[WZ)7$(>(@WLHL22*X7X!/AZO8C\!R7OPF-Z#^3KV4Q\<
MR>[ID_>O*'Y`!Q-NGQ!_%^$B`\V6T5W0L`CI1.R+Q,_QX6=(^_,IBM-G[QE<
M>O.O8''R2#DLCA.Q*1(3T\#$D';B*HI740S=-KF@X-J!`](X$2LA$3$%1`QI
M(ZH2.E$HU(OA1*R"Q("8&!@VIH&#00F4TET40/[G7G"_?ESXKSX2ZZEB@DPL
M)V(G)$:FB9$A[$BY,AG$<]\+/D9>>!R(N/9#+YS[X?,7,`?^J_<8`/A3%"_`
MXB9\!4F*OGWY=A5X"11&S=/[1<Q5$1TY.E2)CHFB8^A3#1GK7X`7?$B05948
M.8B1JJ!.SHY(I$P/*4/:E&O_.UA\@5Q_`4FF-2\H@L,2,36(:1?8B=@8B9QC
M0LZ0-N?W:`FR+:/$20U.JN(Y$7LB43$55`Q[UD;ZKP=0(9#7.J2MD*B8"BJ&
MC8^$"6HC+6-GC;O=JH!.Q%Y(9$P)&;W:C.83G5/N%2W>L<:*;?X<A5>H7ADL
MX$_PBT]1O(1XO$@2D!Y)8I33E+R^O/N90%HG8KDE;HX'-\/Z@A(TA*`1&#'#
M^H@2,=-'S)`V9FMMCP,A%_-YM`[3Y'.4@@3M!%#)5@T0+M^V/Z-"L+KU9W0@
MC..D2"`(!X01O`Z)@IUU8G0(C.!&2`B(!8$A8DIU+9SDTB#:TB!XKZ8#'><D
MEH3&DG@QV!Q+2@E+BL32%+"DL&!)&0!+]9>N2"")XO),=W63*!(419-:UR2*
M!$61>"O:WIU0$CFB(&>HQJ<'G9HPC;UYNO:"N]B'8EMY@<1&@8TFV4AWA]S=
MD?B:&+[$<X3VRQPEIH3'U'C5T1(<4P+'$%DK18)CFN`8RRV^]OSX[UZP/I*#
M-]W141&(=(!)'6"))(&1)+RK*]$C%GK&:E\B82`J#(9T7R4,A(7!D!=755/X
MI3Y8?X0):D\IX_OLY0XT]'$];-"@PQ-9XB2H):B/9L$FL-3W$M(3A_2]((`6
MQ$I+0$M`'X&%SH6`I!BF4?Q6(&$K.HGPB2&<5*6G:L,EY"7D3\S*;UO'H990
M:;R>IU`5$N83@_DA-9ZJ-9?0EM`^>JM=[BTND3U59.]I4=IL"6P)[*.TV,?6
M]_XD<7VBW?DEK"6L3\M:;Y,"$M:3A755B=):2UA+6!^-M2XN,Y!0GAB4=Q5W
MJE99PE?"=SK65]:F]M-0930,BU>8.EH'9PEG">?CM,ZR)G728!:E(%4$RRRA
M+*$\::LLJTR/"]L3*#$=SVY+L$NPGXQEEQ6GTP>XH.6FXUEP"6H)ZB.VU++.
M=/*8%JG(5`0[+2$M(7UD5EI6ETX=T0*5EHI@HR6@):"/RD++BM*I`UJ@<E(1
M++0$M`3T$5AH65TZ11`+4UHZ9L6'!*X$[D0L[I&6C1YY9>:PQDUB9(H8&<>.
M'%61XU'7$8YC0R0^IH*/(>W'J13;G58]VY`61B+H&!$TI`TZYG*QXZ_(&M+6
M2*1,&2GCV)2C*VTZ^NJA<2R*Q,G4<#*./3FV,IQCKW09QYI(E$P+)6/M=XZK
M8.38:S+&VNM(E$P))</F?XZIY.$8JPJ&S?9(-(B-AB%MPQ^A%P31'!I'F?6K
M`F)/-B=B(20FIH&)7NW$=1PM,>X4]/_22.9BIAQAAV3$Z7M(RJ];G6Y&V/QM
M[S40+K8O[8"M^`M7L&DEL,ETSG&`36,!FS8`V`Y;-AGIGT2D_QCLFH3:]*`V
M4:LF,PX3R#@<@TV30)L:T"9JT63>8P)YCV.P:!)H4P/:I"R:S,H(F969KN62
M@!(?4).R4#(K)'!6:+IV2L)J*K":E+7:>J*H*XI$5@E9Q>?J1"3M%KE_)0$V
M-8")9\'RRAM%@FI*H"K5X"@#U&4I,F4XS93AZ#B1:9@)I&%&1XD,;4\@M#T2
M2F084<@PXDAHD,$:@8,U(V'B<Q3N])"=.B2ZM]2M2N1$@"`KM2=7J3T44@[$
MT:J3Y7@[VHYA6$9SC@3IN"MX^.]``D/."SDO9-Z%:KTXJN[%)SDK1NVN?)1K
MA9P3<D[PFA/37B=.I0?U"4T247MD']%*(F>-G#5RK:%=:XXY%'I",T6D4.T1
MK2ER=LC9(=>.]MEQ=%5^)SDY1J]"/,J50\X-.3?DNE$_-XZMZO<DI\;85<E'
MN6K(F2%GAEPSZG?BQW4&X"1GQMAG%(YRS9`S0\X,N6:4:TN.Z430"<T&V?B(
M6W65G`%R!AS;&E"Y!.8.BO/8*\]KP'(3/D7QTD.9+(@IR*F?_M^U%T"N;L*%
M/_?2*-[M1[&5D\"P%Z3J?*0[KB24)91[A/*05W/]`WA?)9P/PQGA9%=.$LZ"
M6F8)9PGG8[+.7CI_N8??7WCQT1_;[(SI?6%)8(MJIR6P);"/T6+?KT"6%`BW
MM:L2V8<VB742D_`6U&Y+>$MX'['UQC)"4)(^28M/4I64A+2@%EM"6D+ZR*ST
MYRCTYO,8*K)&3!+EAU%.(#P)?$%MN02^!+XPP!_2XM>F=(ZJ$]7)I=M'[4(E
M4MV(A+&$\;2L<6.274)YRBEV4:`L1+V(A+*$\L2L\L&4NL3SY!/JHH!:G#H1
M"6H)Z@E:ZI8DND3U<:3018&V0/4A$MH2VE.UV@<2Z1+6TTZCBP)G0>I"))PE
MG*=FG>E2XQ+A1Y<8%P7TXM:#2-!+T!^!I2^E:T[E+ID3R:J+>H_,^-4B$N@2
MZ,=KT2M)>`GVH\K*3P#L(U:<2+!+L!^Q9:])WTO$'U\^?P*P'[MJ1<)>PO[(
MK7UM\E_B_DBK`28`_M$K7R3X)?A/P?+O%1-(X!]9=<$$`#]J]8P$O`3\,5MX
MDE(#.0>.O_9@`M-"M`H<.2WDM!!@6HQ4HU.^,@\.&:_GV^W=*2-^0N4*AU1X
M(G9>`EH"^J@L=*4,08)Z\J4'@H)ZQ-H:"6H)ZB.PU#7%!!+9QU%`("B\QZZ5
MD?"6\#X2ZUU;%B#Q?42E`(*"?`@;WIC^EP`_@@SH"0.[,<TO@2V!?0QN"4G>
M4F+].'.5@L)?M+2]A+^$_Y%:_]H8^1>09(!#&Z]3!_DDDYE[&CP1:R[A+.%\
M1-:Y,8LI(3WU)*9(D!8B,2\A+2$]42M],&\I<7T4:4N1P"U.4EZ"6X)[PI:[
M)24OT7T\&7F1(#YZ,PH)<0GQX['B!U+S$M[3S\R+!&M!*DXDK"6LIVJMZ1+N
M$NE'F6\7"?SB5IM(\$OP'Y'EKTW[_!XMP8=_KR'U$N*3S,U7%7@BEER"68+Y
M:"QS8U)>`GKB.7F!`"U$E8D$M`3T)"WTP32\1/4Q9.$%@K8X%282VA+:D[7:
M+<EWB>VCR;T+!'"!JDLDP"7`IVW!#R3A);@GGX,7"-2"5)9(4$M03]-2TZ76
M)<Z/,;,N$/3%K2J1T)?0/QJKW]#C>[D$\5R634TU#5]5X(G8<0EF">:CL<P'
M;F"0@)YT"EX@0`M14R(!+0$]20O=<M^"1/7T$^\"05N<FA();0GMR5KMUFM$
M)+:/).4N$,`%JBF1`)<`G[8%/WB5B`3WQ-/O`H%:D)H2"6H)ZFE::MK+023.
MCR^Q+A#TQ:TID="7T#\:JU]*\J![@=90!A+5$TJ][RKM1.RU!*T$[>0L;26E
M+H$[P32Z,,`=L19$`E<"=R(6MR8Q+M$[U62X,!`>N[9#0EA">$)6N#;%+3$\
MZ;2V,$`>O59#`ED">6H6>2]]+4$\R92U,.`=M?9"@E>"=RJ6ER31+/%\+,EE
M82`N6BV%A+B$^`2M.''1/AP\7L^W?SQEA$]R6WA(F4<.\OW"((E>NJ**HUC&
MI?J%4_]XQ2JG#`&6)/]16``)`2$A,'(!Q<GC@"7=?!SV0()!;#",G=0_931T
MV^4>A7V0D)@$),9,-)\R'-B2<T=A&20,A(6!8,G/4T<&EU304=@,"9:)@V5(
MRW+M^?'?O6`-Y;=:I\E'\`J.Y6Q^P=GEV^;'W^$X7CQ_><-\;O'0+(43L1D2
M!L+"8-!=AQ?';]@8KJ(X!8N+9;0.TXU8WOO)/(B2=7PLR\@6&Y=>`-<!</\"
M0/I;'*U74`I;=F]2L,QDD>SN4"D%=B+61,+H:&$TI#7ZD*0^].C`[=-&$A)#
MC1BBD=:)V"$)H",$T"B[HT_`0\PC3A*X4US',91I7KYXHB@KB>0Z!O]>@W#^
MM@LH$NFU`ZD/9W]BD!]E)R@A+R%_PE;^<Q3&$O4=4+\O0`G\*=AZ"7P)_).T
M^%4GIRX:K$J0"^C3'-#4*5MR"6@)Z*.RT#6NB<3TA#P1,6$]NIV6L):P/EUK
MK4E83P?6VNBPGHJUEK"6L)Z2M2;9+$I,3V6S.#Z@1[?3$M`2T"=GH74)Z(D`
M6A\=T).PT!+0$M"3L="$6T.)Z0EM#<>']>AV6L):PGIBUOHZCI9XZB@J_']I
M5+;<?IRDEUXXC^+57>"%1]*E#;'RV5N6.K$V,#JTRJ%:X_2]EX)?MPK9C+#Y
MV]YK(%QL7]I!2O&709'RX=]KR#,2XRG`I<JMQ,Q!7U!:E*/TC1A-PY_7X#%>
M>_';'1PT_B?PXHMO1]/WC[?=H!D;B_'A;54>_("HI='BBN8KZ-!"@4@\#X'G
M>F%+1!]LN[^&^Q\O`0NX_X(??(J6</_U,3J:]?AB/L>G=C]'*4@P7Q?AHJ9_
MT>7;]N===+5)Z%@7\@-`\9<KN#L&"XF3!IS4".A889*OD&IIA=S<Z1"#)P!-
M\N(^C>9?T:D9).*,[^-`S3VZL@6]GZUY5]%R%85@TR0`PZ)5"*,N4"K+`J4.
ML$!)$`D-HK%N"9)H$!P-0_@DBD3#1-"@#'E'`/P(2"YWY7%D,,@OD\.L5=J^
M-W-_Y-9`E?H75O^#WA&")7!UTOJOY?ZDYK_4OTCZ'Z)>02F%'G)_8S1]<]B1
M*RP[<J7_';GBUGK=1S;!ZOWL3>)#J-E5:&3HV27W76+NNZ9L1B2(!`&1`.8%
M"FH9A:>WNNSQ+0W((0,B87*Z'L@7D'I^"!8?O#CTP^<C24(3`J">>6DL#AD+
M"9C1`2.`V;B8S]?+=0"%MKA-7T",!!:#%R365W`3SJ/ED31D)00&L3RD<3ED
M7"2L)@*KH4S0+CXF%HT<V$[7U5;?9<`[GI-#[\$36H`O00A_2/$QD&T7Z:3F
MKZ400546H]IB\0J:#Q4@2A@)"B/QR@X/A;LEC`2%D:B>H5S(1(3.2'4)$@-B
M8F"(VB2YA(B-@5[K4P]L<.Y!=AB\=&3QY''1*!.YX2'=\$A83056D]H`25A-
M!5;";X@DE`2&TGB%VQ(3$\#$D!LFB8EI8&*(`W[85]+4/R^]\&OT=)&\@%<_
M"(XDI7JY3J#&D^1B_N^UG_@I_.-6X[4<CVH!L"8&T?:F`>?%XE_K)$6,'$G5
MSD&5-[-]K'JOW<^B\:R))<YY;/`PW[UZXM.4[1X8K5[!J)TKSC9F!W_6C(D)
MK!K$<AB"6)COGK>%4Y3MSCYI1TA]@=$M@=&=WNRM@M%E`:/;MV6<IFQWP>@.
M8!GK6V%>04?F/]#5R;M`7D;AD72[_.3]*XI1KS>(DO?@,;T(%UGYXSWJ5P^Y
M!J4]VF%1R$Q&:TMH"2/Q8"1*[^B*0!YBN$':GJ#,Q/@FT=(J'&F&:,V0A-I$
MH#92=]R/WK$L4W=Q!"62]>\NH+!"W[M\V_:[+1[>LGWD>E:EGD?7\Y"]Q"[7
M/F2RN(GJI'2]R_J)S&NI[_'U/>A-E.LX]--U#'"7]^_HIR-)+E'IOED,)S+O
M)0[$Q<&0]N`C\!+P$@4+=.W#YA\WRU4<O8(C2CW3>7V$0CD16R$Q,DV,C'5G
MZN<H].;S>.T%-??('`=4J$)'!/*0@4G2DQX27-,"UZ3.>TAP30M<XIWZ.+`L
M?@%)&J_G:(]Q3!?(40&J009R^2-=_B2(Q`31I)8Y"2(Q023><E;-#L70"7@I
ME>^KQX&<PV=1&I@^D>B//'PTMK;'BN/4EK?XQY(G0"O$38@6`?21K?8/<RT]
M55)/5:)',/2(YZ)6O`N)F/$1,Y*3(54OE.J'\#CJUHSKE^#Q`<3+SU$*CF1K
MT:3[&E;EZG"P8D5BXW2-@78Z"M>D,:`S!A(;)V8,]--1N"Z-`9TQD-@X,6-@
MG(["#6D,Z(R!Q,:)&0/S=!1N2F-`9PPD-D[,&%BGHW!+&@,Z8R"Q<6+&P#X=
MA=O2&-`9`XF-(S,&-,5,1QX];F%[5"-Q%.5,$C]RD:$M:)*8.>&2)JG\8_0\
M"&<^[B*(ZLNOHGAUY:W\U`OPLS<WIPF+5H$<N;7H`!B)F`:)'"MD#G4)AGN\
MCWX(;I^NH+`*CJ<.C8R7:V_N!Y#LW1WM/K=R+W.P\9M$R-$:AIK8EE3U2?B9
MMZ\@#OWGE_0:+$#L!=?K<)&<CNX)V3^1>2_!(#@8!FWT^N7R=%1?R^R)S'JI
MZ&.=T0>R$7#O&X-D%85(`V@S?#H0(&!=9B4.&0R)'9&P,ZQ[H+@Y".XRD:%6
MM\>A\@[7B^_)8CP,%/H9!`/RJOE)7#7?+R8.!)6OO.3E(ER@_Z`^:J]>`(ZF
MU_<^""YQW^^+)`'I%5Q[GZ-XTR]NLZP<$(B,/I/"ZH_DMPAMU9$0T-6.:)]^
M@J!"UJ99%!).Y'!"B<`HAH.=/)H:)"'!Q`"FW_WGEW_Z(%A(5+6(1,*+%%X?
MO?@97'FKOWO!&IPPIAKD((%$"Z3?XNA;^B*1M"<("252*'WRX89FE37*/F$@
MU8M!PH@41O=++PBD1;K[N4D0$DK$Q8Q1#/SG\.1-4H,<))"(`YC1<N6%;_=I
M-/]ZHAC:%X&$SZ&RF4]1"-X^>?%7D.+ZH4PX?UY[?HPW*S?A:ITF'\$K"([F
M(`]#)+Q>3.W0HB%L(_/+M\V/OT,!>/'\Y0UKH'*7;[..3J042()7@G=J%0F4
MEO<A2KU`8E<([&(?M5$]TN9*V$K8BFIMFS//$KI\\O,G!=TA+:Z$KH3NT5M=
M++FCN>9DXM@]M$D;_WX6,6VO!+`$L)`6N*%&3OH.7`H)3\IU&-;R2N!*X!ZS
MQ3UQCT$HY(KM,`AI=R5\)7R%MKX-U?O2?^![UN&D'(F1++&$LH3R:5EEZ5T(
MB&6QW0RQ;;,$M`2TP!:ZX82B]#`X'.(\*;=B2"LL02M!>ZR6]J3]!:%0*[:3
M(*"]E="5T!75ZE9/*4M?@4=OB9-R%L:PN!*V$K9':&VEIR`,;L5V%42TN1*\
M$KS"6=ZF;CS28>#1L>BD'(8A;:Z$K83M$5O;DW85Q,*MV*Z"B#97@E>"5SC+
MF[4OE>Y"6X-7,7`KK+,P:.<<"5D)V6.TLB?M((B$6;'=`_%LK02N!*Y@%K>A
M![;T$CBT"3\I-V'0*[DE:"5HC]32GK2/(!1JQ782!+2W$KH2NJ)9W?W[.:27
MT.WVDI-R$(:TLA*J$JI'8U5/VA<0!:MBNP%BV58)6`E8@2SL\:[\DU]H!]UY
M2QB("H,1K<$QK57'L32,:!,D&$0#P]B6X4CNGN0!AO&O>!S;,D@P"`2&7BW#
M@8NZT>;/4-2CO:0[>>\G\R!*UC%(:OZZ]21W!3$T$@2_JCL'D%H"D"H!)"R`
M5!8`J0,`2"D!2)$`$A9`"@N`E#X!5'5N_>]@\05^_CA0<Q6%<_AV[*7PUU_\
MY.OEV\/;"I3B'+O\'KG76FCY[U[L>X\!."%%[[-\(KK^%,7IL_<,+KWY5["X
M!_-U[*<^2&Z29`TMYML?]]N+_>Y749A$,5A\@)^+5[&?@.0X\/')^U<4(T1`
MX;P'C^E%N,CJAK8"J5[OS4-L)X(Q?(3V<IW`-3A)+A9+/_23?"Z>&'PV!XH/
M2>-$4'$-%B#V@M^C)?@8>>&E%WZ]?TM2L$1]X4_-KF!G@T`@IXZ-JVBYC,)2
M6EPBI%8LIX(3/T[2*RBE_T"Y0G',HWAU'ZW3ERLOC@(_]-#4>8C727H7@R<0
MQ^6U^A0!U%U>)X*LK@[>D>3_J-#%268G@K`V:2!Q;V5XBGABDI!$3XULCB3G
MV"-ZQD]%CN!?7WOQ\@I*Q4]/?,]5*X@3P0+=/-%/$"1,$I+HJ9&-(=%#)J$3
M0<]5[+V"\"I:A^G;9[A[V.Q#/ZU#R/7*"Y`]/D'0T`CF1+!2$_RZ2`,XG'>"
M^&@3QFEAX@M(0/P*D!1.%PM[0C@1#&#L+^&7YJ=H"/:X/Q6M/Z:GJ.V"ZV/5
M\H&2Z9OERO.AZXS6N^0*N=3@2#S#4BE]=B`X\)*2TIL9'QH%@I=+5TR$!,SH
M@!'-;'R.PI,%0I5W:3R(C8>$S4F;$-1)#ATE`(LOP`L^P%%3<$IX:.5?FI*V
M/J,2/@+!1U"3<F*K#(D(I&&A-2P21*.#:*2(V(?O()[[";B+_3GXXH7/X$AJ
MQNY?O!A<>E#'J"L:_"L^*X%_FURLTY<H]O\#%G^$"Q#C"NC;%?H[/N5Y^;8O
ME2UX&B5VLH@YDCJQ`1%S6G5C^_P?23W0@(@YK?J@??Z/I`9H0,2<5DW0/O^F
M1`PE8LP31XPE$4.)&.NX$7,@%"/W39/=-PD>KJ$"G72D)^)('Q/HI"\^$5_\
MF$`GW?F)N//'!#JY(YC(CF"ZH/L<A:\@2<'B#L1/4;STPCGX(_33(SE7>_'-
MBQ>[7?-:.);0(>WF*Z$C$G0FU<=70D<DZ(C7P??`@O4Q"I\?0+S\`J4)EWTH
MT2-JK%8#G(/\RL6*=+&2L!$%-I-:J"1L1(&->(M4):$G?9J1?9J1KDN2>A='
M[T/<F2;W,.+I7>E?[XHK]2Z:W@N=#%*P(UW!TVG5+7>-8NE\R'5=ZEP,G0^Y
MIDN="Z'S?M?S`]%!?,5`?K5`UL@(99\SOO^\!H_QVHO?[N"@\3^!%V.!'@<V
M$)N?O>7.[7'-HFA'1D=<'A*U#%J2IDA*LSJKL3@>O-9@Y@"W,CU":@`E9$2`
MC+!6IBXU(B$C`F3$2XL<NO][-WY4*O8[;O`0\2TM#_$MX!)&@L)(6&M46V^-
M=S>_Q7"'>22'YVHPL\^D=(H9`'(D/48.`V2DMB!'`9`C.0EY&"#R\"([0([D
MU.)A@,B#AI0[(NF#R+T.*4"D#W+J`*E;8M[[,9BG48RE=[PU2'5LRF6&V`]9
MKH+H#8`C!TD=FQ(D!^\RC)8K+WR;-B(6P/_Y(WCV@@^8WM*%A&7N1BQE&;)D
M36IT"(T.49!6OBON2-5Y,O?^J5*71S<O[[P8TGF\]G93([;/YXG,5JGAHYO#
M!S9)4MMRD]1>PB)!(F-RK04J$B2R_*3N;)$$QA@.Q9`GB:2&1]#P$.>&X!@;
M0[_1]D,,O&0=OUUY*S_U@KMU/'_Q4#_*Z#GVEM-6_Z9[Y_HQ\1>^%[_=>P&X
M?<)EA]MM/XD(QEP4"KU1+0I50/6Q*$@0B0VBX8\EVMO-!AQ25R0RQ$1&=6-B
M,VQ,L()[WKVJY=VK*@$U%4"I3#M=M6]`U<7,[I=>$%RN$S\$2?(1#NN'S]?K
M\$C.8+1`Z3#S,J9V*+0N@2,,<$9*GR$9@7^O(:T?7N'_'(_B2TQMRY,:'AA=
MX\-<>:=8<'$:3;<<A(09Z%5(^KFBG6O.=(64,]#W)FDO(_,/+T;E?L=A/R[@
M=Q=^L$[]5W`/YNO83WV0?/@^#]8+L$!20"&W=8IO4+E]^N#%(5P[DCL09Y>L
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M)Y&AJ?;/\)GB8\6?=H=`7VOX?G;S1>,0N;SP0\QC0/KN&L99^*\06/NR1>]^
M7B]![*51S5U4%#*HTECWU=*@[T$8+?VP;=AVN53'K?MP\?<=*1`(]`X.TZ*R
M%?R176'PAZ-1%;(8B*$!U(1.UW[`-N0+>/:3%(6SD4LSR^?X%_!T*)0+K=O-
ME_N'V>7%YZO;+W>SGSY?_?2_/S5]='_0*VB_8B^X"1?@^_\!;\2CEHU]X]?*
MP[V/YNME7@I-/`KTCO]/]OWRZW6?O<-F\D,6VB#^?MD,-WZM/-P%_.L"/7$=
M>,_$PSQY00*R$78^4/[RU3I&)ZFO_63N!>C*.UI>SLN,-'UM'P#_`$'P?\+H
M6W@/,1[!-?4F2=9PT24=]G-4!D##U_:'_7L4K,/4B]^N_0#$">-PE:_4P#N3
MPQ>PBN+4#Y_O4R]=DX_V3V2IV[ZV/RJF)O="R*?4Q7P.`F2\P&*&OU`>>N>3
M=1,@4W4&W&OX.W(FK_^Y"_Z]+S4/AY!%-QCZN6ZXS9>*P0I/[W<0+!ZB3U#0
M\8X#=^WY\=^]8+T[07;#53_,D*7%?T`^T6P!YOX2SL6__7"N__"KI=FF`<W8
M__Y$/!87XC0BXE3#M48@K@CT_7&/P`T]Z'!Q%P7P/:BC^_4C6LZ24A6JR`+F
MPT-W/5Q%RV44XJ!$?F?<.GV!VY/_P'E.A-W<#RY1=O/Y^H=?D6B5'=(.C-21
MJ'W,#D(47CVZ24FU7,5UM$,$9:-T((98.JIK6:ZN:-3$-(&.V?B9MNLX1+CN
M0@J1J3,MQ2(S$QRDPL4H#"H\/A0SR_CBU?,#[S$`UU&,BNPX8$]U-$O;-:K-
MHW2CAPB`JF7KIC8(/5L4_A:]@CA$#M#]"BHQB@'<;Z0@7L5^`I+WX#'=?HE$
MP[IA6>:0,NV!![B?=(?!1:&'3]"1?_:>P:4W_PH6E-1JAJH,*_).Y!J6.]"L
MV_:@C^%."=HN!BAH1L7$]BW;#L3JCJH/*MAJ-)ML<NG6L!)EH=)45)N1R&NP
M@+OG`!5X)_=10.@VUOG\RJZ<JA]F&;AA(?J>^#^'?O"W'])X#7Z8_;3GA'K)
M"USWWZ\!VE2CUNKLRZZCZ-!@[;CF^U]G)(!HG74MLS*G"0BX00L*2.!'Y\!_
M14!@]SM4VW9WQM__.-OP9&Z&@M+]/0[_YV8+>A.NUFGR$;R"@,@T]$*5*B15
M&W/OQ?&;'SYGP3RPN%A&ZS#=T/K>3^9!A(+^9*3VI5JU%W+[G@A_?DA2.%X*
M;I\V)`HK6HZT,LCU-GT!\644Q]$W=/R!W;CINJOM>J.53S.,3&37#$MWC7X&
M_O,A7B?I70R>0!S3.KR:8FD*9[I4P>FZ?@D>'T"\_!RE0"4AQC:5(6C1B*:/
M68T=]D.,+I!@#)$$8PHD&(ML*@TC&'LL+;790:)YI9FVS=M`MQG"T0AKD]BU
M'R<IVFF@_7Y^QAP_>W-#YH[H@ROY`,FCTUS7YWYP;^'0I2Q\B7D/W>_$3]G=
M-,TV347?#7$4'Z49C,@STQQ-U2V%UV!_YH&.WZ,E^!AY(8+D11IX8>H1"=M5
MN)/R!20@?@6EZ_3:G&2'(Q%8`$L0^W,B`5AF=>GL-/AC2A90(QSS+HZRA-)U
M%"/M?@1>`B["!9X1'Z,DJ03[#E1Y'/8?7,O>3;80C,R)V)J3KBV85?7*[G,X
M8NL.;G^.PBN4=`$+(L"YKJN+(VI*ZC7'K&QHQY4]!>D0XJY`<J>@7-5LVQ*(
M]"_`"SXD*/]]%85)&J_GI=-++;;><0R!X-.!$]<15"=P^<W.>'B$$5W3%FE&
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M&T+__52/#3.G^R@E4_3*^8(^A<Z1<`V2;O1->-&KJ.T8@:YI*A,MR+E%IYBP
M@YML2^)^BZ&36T`T@R9[?E6Q7+5RF(=B7,XDDV5I%=>`4A6+9)9MI*W8E0+S
M\=CHL!NV-=VT!6&#+>\'$:4Y%5=G?%70\F#9CBW81*;)I&F.IJN&(/0S9`)U
M"SK,HM%?Q5!I?O\1)JABBI`YQ[8=07AKFN/,O)F68PG"&X'>[LDY4U75-D59
M80C41L4:W)R*8NT:M98SA)HIAFD4OUW,Y^@;I1&(+*/J:,)//EZLZL)X=HU:
M9:],T`S+J1R!%E"5'?A3'541!:H$^J,L8[!=,ZM)%($]`O51L@==8$,7W0MF
M+GK0X&Y+%V6=)U`>+7<*/BLL!'=$EI.F1,)T;-4195T@LILTW%F:C:OJA>#N
M@`=*41;B3&"J43%DVJHHCG3W4D\AW9`C\SJ.R\DX+I_BJ%R(H_(8CLI!."I_
M8.K+_]17^]8:R[;62)SD."0=N;_&G-SL%I+/1^^'?M+SJ!U2(D/0SU)\:JK,
MV<)>66)/@;H&>^)M8"UMUR2R\]Z.P^R\#:PL.LZ@PESF)6H0G>'+F+Y4/.Z\
MGR59E;K9P;\;1'F=632=:HM.45@LM$CGD\/-DB.F)5&9^-'TK(&`>/SL^^A$
M5D.W;>9=QB#ZH>,'FD!53'ZJ;COI4BRZ?FCY475!%^#!*WP&4L]`]3Z#Z.;.
M2X@Z[!F:JS-''`?1"RDGEJ:P%[,.HI-_`.\K*3>J9ACL]3N#*(:*'4LUV>/T
MPVC'2^<O]ZD7+KQ8A/B&.`1M+JQ?@2R.&9*F9VS3$G,)4YE9<A1=3#=CLRH'
M<$ZBFV2)EC);=RPQYZ7*Q(_CJ()"KI2,]N;S>.T%UW[HA7-\UHBF4$[7#5?L
ME:$SBX;*+ZR&+BC%;[,?E#%T1<_KA#=?(_H\6:A7MRTC/T;!]'ER%\DP+45G
M&(C6%[-5S3%9!F)RE0Q#4QP6^3%Y,KIAJ/E=?8R\M:_KU>V&K;,,2.%(5.+T
MFFIV@#O#JFHYCMV%1?H130T#E)E'NF5)54U=91F.;15436A4S`[<=;;@EE5T
M)&3CMS,!4.)*'H#<HZ!85/!Q_TNXH"Q0(UP0)MF!S#CVPF>`[NJZ?-L^<N>]
MH5]=?(.3*`N#WN!:)?3+!#<@>7CQPKQMP&_P$VER$V9M!?X!_.<7=)88+DS>
M,\!_1%<,UU_->;BGY2M(X)?@=Y^B>`D%`_Z`0JBU7,6E\*V[!*'%T-`<\]3$
M4-<'XP3%4#<I/D;A,^H^_P7*(O;G\)/U;5W*0JBT!W'?N6ZI.8@H$IB4:NHF
M*@?5J,8[TY"ZX6\]6'0S:=M1!]#BOH!Y%*\R&NZ"(COSYS5XA`Y(_'8'AXS1
MK>N85`E>`6Q^-BY^O_;NGD:%*.]<2RJD5X74WF?2I!#GG2/UT:\^:N]P:O:$
M;*F/?O51>X]5DS[T=Y8I]<%_X6=>0.2*WKM"J!8057VG3V'OUGPY\\4RBE/_
M/XCBI$/[2-NQ]=V:3\(A.5)*UM#1,A2+]!+POBC=G*VX_PVEBT*D\OL55',4
M@\4'^'B\BOT$)`PWG!MFY03):'KH@3M5K5[,-)[NBGKA2V_^E?9F4=1`IM*+
M?#PU=6+$T,W**<OQ-()NW8MB:`89@*6KSMAL:-W9T%W7$409V8I&J05E?/JU
M#O2;2N500%?RGZ(XV7D-%QS\$<;`"]#+OWE^R+QF0VH;3!#)L-QI)EJ]]>H]
M../2W-\ZCH^J"<-G?RNZVS!A1E5GEQ710`ZF."SQ6.1UNW)P4@PM=5@G-;MA
ML1]51QT8JMS6)H:"6)900Q%1,TS.3!^6;<^/J+R<W4*C,OL$YZI*[,+4#]T'
MZ42NP;FE-DR"$2GOST$X;\+7^'KBPFU;LI>G=KHLCN<N:;AE>#UTXDLGCN<-
M/YTZK)3GKB,>7QP\@'/-$H^O+I[`.7%<:7@],?&C\5V>?@?!(HV67HK>*M&"
M7IQ'SR%Z]?<H6/CA<Z<P@6%;NRL-Y<`]T$WD#YA&)<(Z/MU;;^`>'91')TKN
MH@!^9>X%]^O'A9]=+TCF*`NK%B[L]:&]A^@3R>MHOE',EC9'A</(#7@?8.1N
MB!U.-#T1V&RCKR`I?KB.UA5#?1<E/DK8?@1)@M*W#]]`\`H^P:=?DOJL--59
M,,>P20/DG2@<41!DI]8L<O=TJH+H;^_HN$Y#C/)HA"?&5K0W3'3+V;H*:>YY
MZNKO(J=3LC$=-IY&UNWMF*7$M#T7T&JP!>1/0[=DLA%0J9/W?`=RX??R+J2,
MJ%K&Q,7S<PR>(8590$9C+[S02=.I74D<5QAD%1U-:^R1":/'4A'21..T!3B*
M1S\H-+HXJU9#%NI(0="IG.7$+$XWW_XD1-6O@S^HMEE\?-(RT.-0,F=/?V#O
M8?H^LJ@A^^[A>4,QFPKQV*D9B$&RL+NM$I^_$8W!28331]*ZX&'RWD/BFJ$U
MG2N8C`I%"76/-:^[5$_K3=LGX;GG43MN3%WU3#XO:?FL:$QWJ4&;_"2?E,\H
M:F";6R"[^;!`9YJ&Y9;(^6T\7S`Q9B<0B18"#8)'FH>*+#>=;YBH4L6('(MA
M`3HXC8VG*"8F"@[^<^/!BXF)HHLWW7168V(BZ.);-QWOF)@(1(TT3SFR7"Z%
MN8U1ZUL0=X\VJYKB-A22\*5P1$$0.>9V4Z^,HQ$#3Y==()A/(_K,K*U.7K?.
MK49;5%"S>>0"ZKE3(Q*;M!?AU-4L1(1:5"%UBF2?BJ$8->(MJG!$C8QW<`;$
MVG@4I2T%$_S*P)LZ3G(G<5QAD%66.+RVSV(+8Q1/?D@U'R%G//QY;I%CL>'=
MLT\_J+H[.*PF<6?5XU"W$-%SL475*;K.Z[R8V"(2(OHNMHA$C<YW<QAX\H*N
M6_TC](KVVI]!^AX\@3A&]'HAZK;-?A6WJCG;6W1;!NE(#]E=%KIFL-!S!^(Y
M],[@^GS[1'$Y^=TZ!OLWH+S+Q]_[*/6(^SPWC<A[2+B`+9?P>=\+T*-[B*NE
MXYUB\R)#[4"&PI&.?7%\@9/]0X+F)Z%05+T_H=`2H[Q33=ZBN?:_@\472,(7
MD/@+=..W%Q3>+J&(=(.WB+H3I;S3N2FN$-7OT1)D:SDI=KC-:Y61!(@8E;<8
MJ*<0/TVHC"1`-'`7`W0ADC6<R#0&M@=;0DN$0D8%_L7VCOC/$5QU7P%<@'$S
MSRLOCM_\\/EB&:U#]ENV-,5R55/;O5:><%">Q))%]!374`U=%&+_W+Y(=B36
MU1S5'9UZE9%ZRW;L\8&ROX3_$29H4T'&AN[8>;M#$0#$RH1I.=;H3.QKXIZ<
M!555;5,=G8=]15#QH-NJ.#,BI_PF?(5+2A2_7<SGZ)72IXGFN>IHXDP07CSI
M`JP:^YX3<AW2>#U'X0ZR,Z66HYBC,[+OA5(SHCJJ,C[*]C52WNR05)&XIF6*
MJ!!*/J!;8NCB>"9;/@YLMFI]%-O0QU\8]]5!RX;BE**"XFACNTH29:P<6W7&
M-[MUUHJ&#4NS74,<;13;33(-B#0=J"@W;54<[_#.2_*4`:O'KBJ:`%-!Y<>/
M;JKB(.L?P/O:G2?-4/3Q,:?RY4FW=7'\DW]XZ?SE/O7"A1<ONDZHT;E2>^!J
M?!NQV7FM0+9"AENGGI4M0Z"X$4^^M/P24Q'T=15`8^$_^:`C!$V!UBE>/#F&
M.#80ONC-Y_':"Z[]T`OG\*5J,(,Y+*B,#T>U?S8-<=(5]9X410A1UU1W?#_J
MH%](PXT%]WRC<]/J%5)P9$.W79PX%0^.+$L5*(1XV'>BB<4;IC$Z5V0>(0U7
MK@#Y!4*/D,I.V.(8/7YL"6'+"?Q!JA27*<Y&BP]+FFV-O\MG\P9IN-1=<=:M
M_KC$Y12"Z+*T,G-*6^J&.&L:=^YTVQ3'6E8\*SX<JD[1S%`$!?;#HJ6Z`GG\
M-7X7IZEHB&-->^32$=S;Y,.FX8[O`!ST/OFP*9)]W7/=.)D?`0*PC=XI+\LS
M?ET&C;?*2;'BZ'4XIHM;3T50=<E38"_STE53@!6EQH/MP))M"K3)K_AT[&RI
MEBX"^AI\U0Y\F98E4)EQG>O6`8N./O[N]Y!7RLZ:90BTL:_UT=AY<Q6!TI%[
M7DL7TZB,[ZHT>F,=;(BNN^/GQ&E\L`[S3A<HC=(OJYIF"U"6<M#?HJSBAEL%
M78`*HH/^%BU+I@U=D]%9:O6W*-DR7-?5Q@=?J[M%RY9IJ0)XD63>%NU1#U4@
MR\B5,U41(;I)Z&S1V@]7$3W8QZXWVQ*HVN:`PT6]C.D"[6LX\N6X`IRQ8O,C
M*5EU+6U\3MG<2&H'Q1``K`>]2+K#9ZIFZ@(5U_/@2(=KP`1\2#JN+,L0H#:L
MU8.D9,JV%(&BJP>]+,HSG:HESJ3BRI@AP$:&T'FDXTPW!:K>X,J9ZECB./P'
M'"Q:KD2N563FRK#&1R&;TTC)J"6`(6'S&2GMBBI0`6I#EHWF@+RJZ8XJ3FR$
M!T>&8MKB;*T/9$-IN#)0>'A\6T*0XZ7A2K<U2P#TD69X:5C35$<9WU*0)GBI
ME*;8`AA[XOPNK>T0QPWARYIJ*N)H[6"&EX8M5[''MQ]$>6LJ99FF)4Z9`6TJ
METI_CC,^HZPY:RJ56IHB3AQKYR`J>6<?S78$VE8S,J$KED`E(7O'@BFTH1L"
M0*KQ?#,-(Z8`R^[A8\WDW`BP^3A\EIF<%6M\5EH.,)/SX@I4`M"9&5WD&"`5
MP@3*-79BQ!6H=H;$CZ&RSXX`&SZZ\\@T/HT]_MI#O.6CK%9V!7`0]GW.%I.@
M:)8`YFW?RVPAVU1$B/C4^Y5M27;5M@1H-EKO2K;%->"6Q!B?]@/>8VL_%5T<
MSX2:?%-3!3JJ6F<_6Z:MJ@O04NF0_6]+#!@"'>*ONE`MM*N&(8YC04>[!2D7
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M%8%84.A9L#5',P5D@6XZH$97>G<ND!_S$*5>D`^-_9@_0OBEQ5WLP\^LO.#2
M"^`'`?.2!6'OVML8+.%PG"@D,O2Z[5JELHY1*&P+5]2W/1B+:,(82ZT7JI@C
M@X$LNE&_!I62R6-+G(YV5=-=UQA9\%3!D/I6>+KJC*R!SDRXFC*V/3P45JD]
M2&HX8YL:2HK=<BGK.#*FFZ"N8ZECRYC2I.A*^0[3L6SY@0!.G0W7QK8?M!2K
MIN-V(?EBL?!15"-YOP8/T<4<SJ$$_^+VZ=(+O]X^720OX-4/`G"17D,7\N]>
ML-YEX#J.EI@!!?V_-"(.5MA6J9TB$QV],**5&"':QWU/_)]#/_C;#VF\!C_,
M?AI*O#3[&L>P-%U`8=>S%::Q-T_77K!!+E$:VRE?,"<VCYL7B)8KQ2E=$-B9
ML8U0OX"5]X8V?`F7>;!+]+FYTT.Z9E`&FCK.@G-T/-@BI>DAAA;T"<3)0W0=
MQ6`>1`ET[3:+(*',VBA22VWB6T;L2!RUA3Y7H;CT@:CK"C==41UU/$G230VX
MVQI*Z_5R9;.PYSN5HF/(F)%NU74&`T>=P*G,_;F^LY\:7,ITQ+JZXK`0>S&?
MQR!;MI"K6N30N%A5U2KW7FD8B9$8>C]7-4LWNO$EIJ/1'%A.5*312@VG;%^\
M^!E$3T^D#DW;#F6W0'7[>;J!Z1=>7:\<C6(=NNNJ"CT`Q^A+"'24&':EUIFO
M3!A7%MWDHRBNRYUM:GR0VWTMRWI2]B,?.DH,M7+R>Y^4(EM&E"5SE??>6W+G
M)2G<B%V$B_L4[KF0H5K#%\D2]/"G%8B?HGB)2I"3!*0-QUZ:0@S]$KR?BQ><
MX(J%$YQ:=4QJMU7V]]`S6W<H'%--I5('PT1`;UP0+?6695;R_D(RP3(5F\YZ
MB,EH!YO3=`I$3$99;96_@&MB%*7GBG*N[&NWN")33*9935Z9:;7F))FM"<PT
M6V'>]";J$<Y*,D5-:LX1GLT4>D8U8:]4__)'F)#?1E_DC<3DMLE^L'*KY\DD
M,;DET.T].:^:6JE(%8M9`M72,*N[(COBC9KE>PFOF,PW:IKKM<MB\MZH>!YW
M`(K)<J.Z.=SP*";'!$IFOJ%'3(X)=,QZ^Y*8#!.HF+&AOIC\$BB8\:8$,?DE
MLM-L?6_%9)C(2C-U-!:3WP.^-4///#%Y/.!2,S0]%)/'VBT]^79PL`1";32%
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M5!5VY,_05%X01:=E=\C`C<5ZG6';GM3U@].3QFUF;!M-\R*-#Z*WW:-YBZRC
M*C<MH2GIRH9@/I6J6;IFJ_4#9Y]F&)EH_8-^EF[V-#('RZY8:NG*.S[4\5MW
M-$U7W)YDUXTTU]*,A@G666Y=C;WB6@WF<I>T8C$XV`P\@#N+Q4401-^\+GV]
M504?BB-M0;X[*F>"R6ZA<&R+XCJ'7@DF,C0.-O@BT4M[]81BJH(PP':8U70J
M]3WC:X#FW*JIN()0SW+7A*I0W)8QA'FAZVZEFA373(R"?=;,IRD*JGB?FS5%
M61XX'Y%U14$BW].P1??Q\?GJ^>"K2G-OT#@*Y,.H*(MM+^=9#5&XZ^'HJJJI
M%-<1C:T[VK2F:@F_XK%7_;KB^RG,-;Z50_-"ZXV.-5>4%8'[D5+-$<62\#\\
M*K[#0I/)-!Q1=O=<CH3JIBC`8[L3T+8&68,O($'><TV*FD]'9MUU;6)8-=+2
M%S_TO<%-35>)KU\=G)^Z]K]TJ'-,U27>-HN@+UK^7$4CGE:#\Z>4^&.S&HYK
MDP=IA<`G30S1L&UQE=>Q8;JE:P[QOD0(9-)<<&OJ`FNNAKFVW).I:L3[_U9^
M4!JP>/]N'<]?O"2_#^[*B^,W^#'<-3V7-W.*SW:L[=4`Y./QHY*L'JVXT'ED
M*IFN\!V5</9K?"U7,(E37EUIVN-"INMUOKICB8'YKK?AVNZX%H;;K;Z:*H2I
MI+PG5[6$D#XET9HMA*CIIJRFCVPTV6[YU4Q'#$M3A'*:EZA#U[3R,M=T=_?V
M8Q+J[_SMZNRIMJ)K+?0>'+D'PLG*I!RU#:$CT<W@6*F&(Q@O[$ZBKK89O/'U
M0FL,6]V5\=5#QQ*T[J+.GLX^F:N(9M!XN9N:I8LZM^A\.;/-`1U+0Y1LV&TN
MZ5CJH+,&ABK<6LKFMAJN(QJR^G1D.RP;=!XM-Z%^CD*__PBFKINZO7,\B7Q0
MKM22G2RR;<-QQ:&6P><SC=U#-",QP.ZT0@=/%X"!KIZJ8>JE@)1(BJ#CPW(T
M716`#VX^J6XJCD@SI#-#T/51-0$88@R`NN4+TL=7!V7'%EU319H=='/;AA9*
M)!M%1[VK&YHC`/7D;F5%^K8(ZQRK'ZKJCMDC^?V$6`U;<PT"J7=WHON)M$)7
MVK$(;/UX]+/DX!6%P.4>@25V'U95;9U@41-"39312LVRQ>2LJZ.KJB;1WF]$
MI75V%2W54,767F<6'=<0?.I1>IB&0;+_&E%EE/RXFB'V+*/T0@U3$7-%9O.J
M5<TT3(*`W:AK%YVKZI!L$T9=L2A=;]/AZ<,25$8P.]R.[5"58'"@BZ@<V+1-
MJLI/#G3U4DI+OQ7DU-J$*5+.AUJ&2GW=U.FS$'RH92B]URW+U&BC2F5JKUZ\
M\!F\7X.'Z,Y[0W7K>1N`BAUB/2-VKKM;U1\8K`--U.>\X#.NWC-1]8=APC3V
MYNG:"S:VED3)Y[II#B]#=G)52U-&$.\UQ#W&-U'.Q1A!HE04GNNETEE"&F_3
M%Q!SF;>&NAT<?Y5H&.JI6'9/R(?A.KG@9E[EPRHS#8["(NS.<^!<-2V'$^M4
M`VN:T3SLYDL7BW^MLZ-4_XC]%+R/OH4'PP$T%+AFJ7[VT(A=*&-22K9>]DR9
MPJ0U77.I**-JFJXK#Y'IOO?>DCLO2=]WV$B@BQ\8&M'O$=`?&V0%)KIE,C2?
M'YX-RD/,<&%AN>EH0+[8#I^K69FGP'PQ[-TLTQ(;@RQGL4U5;//`NP>DQ7#3
MB`!FA)5==_+:I>BK:-D,U^2(I5P*;K.[V@5FM^?FDIHQT:G,Z<)ZL;'>0R=*
M56.YU5P$C7>X/5%P-XI_T\J]MCZBL<R_E:5K55K&B,9R#PTN-88[0<52,F7?
M2Y9+4,52,64[3$MP]X1[ETQ#%QS47)IG6BS7AXN@5JH.H2P7;O)ATH)?<;C$
M_M1-K7$W`OIC@ZQ-@JHS(&YX+BA#9`;!18:CLL46^;-==QK:HBDL,%2Q>6(I
M[="=UGL8A>")W^4O#-L*`:P(*[_J-*T+XTTQBM@3E&_D3YOHRL$<^6KJ*S"@
MHOJX)V8R>NL0LS-8\DLBS,P.-^98#-$<L=1,&<`RM,K5:J*QS#]FIYGFY+5,
M>V9[HFLL*\/Z5)=9U@`6M-0,`2RQ5$S)L:J+O3QQ"=D5%\.+RB27D)VFCK8$
M7:WCN-IPGZY(SW9MAR'BF`_,FVBRDCS-MAR6N$B_1%.&JS1%A[)GB)+VQ`5C
MN9UKN2X+_GO6!8TB=,<QQ)D"+!$UQ758//^!D<0:3])MRV*(&`X\VYFY,S5;
M'.[X!L=4Q;'$6UUX,0?]-YLAK#*TYCC5O"FN*XZ)Z3E8IF7W)0C";"]7*ZLZ
M2\GJT.KLP"&:G@P[K/%T2!D&LDU+4\5Q'_G'N9!W[$S`OC)'M13-52<U!VG[
M1-HN2S'+F%:4)H)C6K;.<C1L3!M*PY^E:J8["<^4/%1C&K8V`2^&BB5-4WK5
MTN;&X^LHOH(T^NG'*$D`<JD0T6^DAZ(IPR-F>P59&V4],=?]AES-LEI#)B,Q
M1WU]+$.&G)?01:6K0]):;8]$"00,=D;=]L2`0+.;W8=M#XT*J4[:++S>NEL6
M4IN4#FU[J9>0RJ3=EH@*V3932^/<ME<4"*E*2B;U5E]7(%72.+UJ>U19(/U1
M)9/;#^0)I+,_0@]^:0Z12=830%3>ZK36RMNHGB_US9*.J&:]?L90\]<>BNF1
M/[[]]0W+85Z>.#/1`7`XJRD$$XS'I%3+8+97/:F!C@/=M-K/8@RL`ZIS:NVU
MO8-/`V+J3:<]+#<0]0P=;555-9GC;ST)OTM816^O+QUX(G3I1N*8HG#3.4*B
MZD4/R/&9Z1P'40V%?6/2NV8HHQU6>P.8T?1"R8K3GD<>T991;>D-5116ND8G
M3((V6H,O[S0AB/8"FL%]*PKR75TTYXHRF*"*L@82!PRJ]]"(YQ]2[U3M]E,L
M`S/!OGA#OTJ4_=X^,Y0'R"Q=E&5BGQ7*%<\5QLXJ3';6$FV&T-K9]B+G@1F@
MC((X6OLQFQ$G`W4KRO;#H3UP@]O*WSX]):0A7#HEG5M6=HL9$U\;XOIBL'O)
MS[FN.^SAK-X9I"[[J=YAH=@:LSLSBOJHN'/4]K)!H;AC-S#HWB"#V<*,`M0N
MS+IZ>PVVH)JE]&_/745@"\NU'NE<4QQ;7&/+LRCI7%79PR@C:Y624UUC3XN.
M;H1IMCS05V!/OHQN@:DX52V+/8XSDM]`OOD[=R9F<:F84TWV$.(HJJ/<^)Z;
M&O/.=Q3M#5FQQ#!O:(.+YYJMB.MU\RE;.C<(S@#VR>--N/!?_<4:(N?MPZL7
MK!%ZX#/95<;HI)#:M;B)(^H8J67'H,6\$R(@=3RU439Y4=@KWX44`V.O&Z6]
MZ="DQ,!2DV6P![&$E`%+99?A,(?TA98!>QS%.C(#P1)9$F>98T^!ME]S-7$U
M4@KDR.1!'VP:']3T8:/Q:>X:`,(9OB/"7=<PD=M^\\^DY$$62QH?QV1AH?'I
M)`[PC$_J&+&:JR@(`/1<7D$3J>*<7VJG=7!!=#D#Q5ZK(:`@&,]1*9;.'.(7
M4`J,9['@QIDYF"F@%%@NLV+W:@04P-!-:+I1V:'@3+%<YI"/@'H;^?R5@!+A
M<(9+9S_V)*!`>)P#8S_4)J!`QCQ+)J`XQCR/)J`X.I]IT]C/M`DHCJ[!#D,[
MJLDR]-DZ`44P]/D\`44P^!D_`64P_#G!7H5P,8<+'OSW/_STY3U(0>Q',?I^
M]LS_77L!7`X%JAUAII<F_B,"O:1A&A%H)0VFB$`K0\B#O6"$B,IQ9P-YX$<[
M7C&,5"'0&<13HYLA2"$"V0RA!!'('K50@*.PIT`U_?99!*KI=[DB4#UXXIV#
MLR$ZI6,DWSN+M0]BVRL"1M@-L1'%GO+63*UUS]Y.4^_2IKRO0U6TUI+?$;EB
M2TD[BFF(S!7#?LLVW/98L@"*HJJX)[BR2`"6V/.INF&WU]D*@$-V#@W-%MDH
M=D\`JTY[LV>A-$C+H*VT'N052H%T"4FS/4`CE/9ZV-;Q,WY4J4_%,42V#%US
MF:JIM/>2$6#B4&7F6E.3`BB,^[:QFWS%VV[U0='0==9P5;+;/7@N2<"A*Z=5
MRW7:2ZA&9(UQ(ZG8JMU^J:H`*J,\&NTZMM[>"E8`?=$IRV@O619`5S2I.-4R
M59'UU'T[J<$%NKU]D@!0[,*B+K9U['YQIJ/;[5U;A5(B)8>.:MOM39J%TB'M
M19*6VWZ7I%`JI&50(0A["*5!RAL:3$MOORA3*`U27W'O3F2%I[@0WC':^Y8)
MH#0JGDQ[$EZ+>+O*7K*RHE9^BEKA*6(E9]\5FY4B9H*#T+Q*_0:L[S0<K;W!
MY]A\,6P3;<=J/Y(C"E_L^Z@IH;+O@DW!"S,%+\`4N]!2[()*L0LGQ2Z0%*\0
M4KR"1R$+&T<O8,RV#W`GL4\<(NIS]`4$Z.N;$DSX]RA>@,5-^`J2M&4GU.)>
MN$:EIHD#-0,QJ)`PZ&J.94Z408V$0</6C(DS2)OBTA3#G2C'K-?'VY6JU^EP
MS-*>R%1=:Z+LLM25ZK:B391=A@OM#==UIPKFINE;BE?]$29@OF8.$`UL:84G
MG$#B]X?(KB2*W&-;*DGE()KZ<F+1VV$:Q6\7\WFT#M-D.RR1/NUC4R>K7$33
M;X>F;J:J'-TL[71B8:H@)P`'9:F&;AA3]90(H$%]1X![Q,B@JP`QIKI?((!%
MUTCOF*:?ZHB"9;O&\:J1MB#&GNHB>,!E9S[;,1WN#SCJ7<+I/>_?*1N):XXM
MWDR]@/1[SVV,-U\:V#(A=;/K(M-(X+"LU]P)V5(@:VE=8^B"L%YW523EN1%#
M[0I]0611=S4H95C:UO3CQ06-(%S=[KA>"2*(^OMB*6*[^)[8(Q`$B:48,7C*
M?:9/A1=*O5#$AIV.FVE!@$NI;`H!92?(IR\A(@CQB4\?Q^I(!"D^`E.U$\(8
M>U#8L93C6&:)H-4AEV`[]G%LVB@!11E*UBSW>/U7?F(R-=LY"C%1HHDN%F\=
MAPFGA!*=C.R.!6R"R(AZF:/*!VCVD7@#U*L<E9ATW3PA--$D$4YH3:/*K0BR
M+1DV@&];AD;%N)!L4P?O+4LQJ"(;0K+=/7!OJ0K=:B*D'+H'[4VX)Z)R8H64
M0\>`O6H:"E4-LI!"Z!BL5Z$]I'(<A!0"WT!]Q7^@.W4AI'SX!O^K\J$*K@@I
MG_X2"II.%S`74CS]I1.@^3D-OX17+L&8_K(]8"9!ISMD)*2X>LXBJ)KJ3M\!
MZ#N%8-H.51Q!2"'UG#ZP56?ZGD"_N0--,^@J#(244:^)`\T]TDT9/PF9QO1=
MRIZ3!HY%U=!"2!'UFC"P++KCYD)*B'^NP#D"J7!/%6BZ)J2'V"(.FA8XEFJ:
MG2S&2,P1)3U,UW0GS!SMN133T:?(+5LDWW!-NF,9@G#+$J_7<1G7Y%AEB<JK
M;K?\C&`89HTM&V:GY5@PN\4J!5WIM&<4%PLT@6*'KFN+($+@G4QPC\HJ<(J)
M6YT"!J(A@U,-_5&9C`Z16T6?I-/00Z1?=_5.<2-Q04$;A36,8\4$K21TIUOU
MA[B8H(NIZBI=/:0@<N`>?5<MNCZR@LB!>WC4=">]J^8725<<<XK>%9^XIVU.
MT8OB%`G7QMUZ[U><_Q'"%Q9WL0^?7GG!I1>@WS*'?%7-T+L>]ZXG:4!.B>*_
MCJ$>"Z/47<+MKHU:1N><,2YL.DK'`T&C<\X0([950^UXE<'H;#-=$&5V/90J
M#-L"-27I;IXF03S?2*TQ>20*UV:;@RKY1!4-NCSRE'0K3,]M#LKN<)6YXAH=
M[V405\4=^F_K7;N1CRX5_F%4PSX%J-#VX[;4J2]__(.K7?L4C2X2$1MT<UXG
MJ**"CD.77YRF2BDK:BDCI0+*A$O45#^6L,.PS;M[CG9:KD47">M%+3T'.FU5
ML3I%K<5@DK:9@V9W.^8X,M>,+2P@FH\`T%15H8YF'X.BJ7IT6':G4@U!6.97
M$'L,F.=6&-OMP*GXV*`KD.U4R2,^-&@*9>U)^P%]%\Q.>A7IN7#6Z'1V2%3@
M=.D/82E3MK(]1(--F^Y^"\$DTD-!K:5V.STI/D9H)6(ZW0[IBX\1V@);NF2!
M8/+@W^8"WVTW67GP[T=@=&NS)SX^:!LZ*]U:?8D*$,H"W"/=T]`4XIH#X."/
MT%M&<>K_!RP^1EZ(L.KCJMV+<'$;^\]P+.0=70.0P-^4GG[O)YF7?1O?Q6#I
MKY?);?H"8J9`M?+#KZZQJW'NA(W">6OT&G)N..8PG%]?WOV\Q4R.EX?H*O#\
M97*_?H3#P%]\CM)_@C1[#BS8JZQU/;^ZG&58WB0391'TK&5G/R3#M0`.!7^\
M7J=PMYI]ZC9$&DZ8A>PJ6GY1,,.HG`DFNT=54W+W>#""\138KL:WW\(NJ'84
MC47@=43TRPY9WLQ@@L\A;@HK=OW^YNHF7(!EZ#_Y<VRQ+I($I!>+A8_^@5_.
M/OXQ@G_8Q11KFW_5<IW=[1<U';TP0MVX7W,=541&E!(C"I%150S5Y<,(`FG3
MRS?A/`9>LH7N%^`O']=Q@O#\X?L*A+P@9KG&=EWK1$ZO?%$CSK1+EDU<OJ@!
MB%N8<>5K`V0?#@L^HL7_*HK!>["*$C]-?HLA:IE7&-NQ=BNL#HW2E2*R1<*M
M%)`,0-&?ES'<K;Q<S/^]]A-L%52R4ZO#R:[8Z%YZX=?HZ2)Y`:]^0)9JT&P^
M9*Z3-(*[R8]^TA5U5N7LQL%1.I-$9F=92$)S?.>O%_/Y>KG.=L;9/@E/>F9!
MZ>;6^),,Q(,P(G$9:@?"MJ`K-HZ\Y69H>:D2W7C\J"1KF*AJ3@<J:Z!Z$Z9>
M^.S#502O,QVGJ6-6NC2TC<2#,K*CQE:E8QM'RKACT3(:30OAV/U03X91"@P0
M4G_QZOD!\G2NH_C>"P!.J,-5%R37GA__W0O6`,66@BB!F\!#J_;F\9MPM4Z3
MC^`5D&7-=ABB(H<[+^H1\;*I-?3B^`U'C%<0!1@,ZS"M^0C921=;-T7B4NV%
M2T>S*A<<B:'+8G-\^[1Y\=@4R9%%4;6X>?P3W';"9U%\'Q4LK>,8(CA/%YV`
MJH>6PZ3Q4+<D->R+VPZE#*M`"L*K9XK<8U*6=OQSE9UM1],J=\)-7-OZ5*<F
M)>%HLUP4)^!$75[TP$/.GZ,P[F\UT#1]FXTD9($3UP>5U"O7FJHYSDA<T^J:
MPXHWL)[&IYB'C!LLML`R'I9B'C)NL++3-5',3(I@D>H^,;R"MA6#PB^>FJIH
M:CWC![G@Q_MX2ZBCF,:XO(NPD/:N,"&(%F$Y'472@Q,]V*(Z/=/%S*HXEJKA
M*T/IZS?T5(CD>[^*PB2";WR`M,:KV$^F$\953=?:"(*=I?X$,U)<5S<LRQ1:
M,$,'>D=6K9`<#!2_/:Y)RBR'$YB3#(%2P33)&*/^%,7IL_<,+KWY5[#8DEV-
M70N^G!J66\D&=F"L9QF-E3'5H/]H3D1&8V53QU2UN&P,M-P>[21F%\E)S5DQ
MEK`QDJY74;R*8FCF+Z-P(?C657?R^UF("._,Y7BKI>,,R.88N\K^]3$FH<,L
M6B+/AB[+SK3`/Y3)'6-MR#H2326P:2JEXTL$I'/@=*P50M4M9V!6QU@EAM`*
M!:GU9:434@&1!19]&K$O+8IK34YEPUGM,1:82A.0J92M&';6$"!#$C$3W#@?
ML6C%U&QM1,Y'*ED95%LBT#Q2P<KH<AZ:YL'*5:9FLI@9%<9"19`E^!A8['UI
M''U-J2S4TARSB7GB:IVN_(^WRNJVHNFC\R_&6CN5`E$1I-U]]9I*D:@(TB8K
M$YVD*6-F5S#+5;,&4U:-=E9?D2K\'02+A^B3EZ)=.8=`0J>.(A3$<.:#;V>4
M\?CHI2N*:2F6(0B#O31$,6W7<01AD'\O%$LU7$L0[OBW0;$TV^0&3EQW?Q$N
M/J*&F:5+ECZC7MAEH.4&M@^3N'OI#"U%?7#4U3B*QU$O9E*S;=,TA>.U%XNI
MFZ91J4P3@5?^QE-PI7+<W//7*/9+KZ+E*@8O($S\5V@XYM$2?(R2O5*T4I':
MXE_K!%\*`<>Y?7KPOG/I;7U>O?*-%W5#<DW=^5HU5&=4KC???(KB9.>;\"-W
MJ&]C%%ZD:>P_KE/TV$-TY\5P'"XZUW2;B'E6(L<0`GWS\XI[U)<0T$[TO0]W
MMFD49[G>WV(/[N,)-?GGM1\GZ:4':8E7V?MW@==Z=Z&"FDIM=L)UXU>5=/\"
MR;Z$%FV!A``E@/N&XM\F%^OT)8K1A3-_A`L0WZ?1_.OM"OT=T9)\^(XNNTK`
M7>S/P1<O?(;3YAO<>N.?_*5/BMH=7O&7Z]B\RV@J<WOS^?J'7]UWMK559Y_L
M]"JZ/U:KP46G:>]4K2?95?C9:WT5!-$<=:NM'S1OQ-_9["GH6L+=6^?(1N9'
M+Y6%0M=C5>KYAZ:7UAC]>0T>X[47OT'=1_$_@1=??//BUK@=N@X+W7LR04:O
MUC&R]#2LZO:HK%)=I:&@JQH5T>9,;QBT1</@%Y!`MV)>?"XAQICK"*<T5EZT
MD7FIF3#,O*B*>)/I#L30KUUFMT?Z:6DY)]>0*YR&IL]5G3THO/C,?R=AHMKW
M6``F/BQ70?0&`#$33A<O"&U^[M>/"?CW&B[4_Q>N#&FVR:L\?Y$DT=Q'GT7W
MJMZ#$*X>T)6=KU.X#TSX;=C8UR?45R';S/'B1W@9,;A7*KIJ>YIB&L[5L8R^
M9'1X`WD1QV@;B,)EEV_;1^Z\-WS5+:+^<Q1F=CKC]B:$*^T:ESW@@2I!WYXE
MU[!9MC73;=LK\V!U7*'6VNYM^&B_Y*HI*F-*::7[)5--@1C3,%L#,4<OKOW:
MI09Q57:G)RHN@]ARF2<AKKKU@,5TG8:A;Y$6N>E2-750<&$'!NWL]D;)$C</
MWO=+$((GXACZ8<^RU(Z2;%0^=-)&C753'X5.VL@BOGF8B<X"87=Q-`=@D2`"
M2CO\30J"U)0>)+.$Z-;QN!!(K>_=)7`8(FF5K=HJ&Y59_X4`76<8>P'*.J$>
M/MXSN'T,_&<,DR2_YA"!)]F%)ND-D0IN*;4]AD0U(E=2B?)8CMH_I9MJ&6:!
MFJI)3.9F-&XD$@FRU+.3FL+-59Q@@=[Z'=>*>"&Z&AHCFEENBJM4[MYN&*$+
M)23B,5R=C9#\!MV/OO?H![A28BO=FR19@\6U'\*MN0__N5W=605FV-5:'K;Q
M^^."1-BV8ZIN#UQ\\N*O`->E;.M6T)$(A/+?/#]$]4T?OL^#]<(/GW$)S,.+
M%SZ`)6IY$[]EC;?W.6-<30U]ET=^U`W+-^TB[?3,-;)@N/IP^Y';\,H+@MNG
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M[B\@\1?0ID%FBN;@1%V+5%,K1>'&U$9G5A1TP$T(K:#`4N:F$<T(W7$U4P@=
M4!)N6J8BQCR@F\`V=/*-<5=:E8UP2W/<<:&RM?]ALH;FDW3ILE5W9)]!9:7<
M<9WA[,KG".[RVHX%MT6T+%ME(GD[>!_$$X;C7+@BL5B508AG<=I,4[-9H-\O
M0QV\4%.S-%LXACI[IJ9J6N(!KZNWJKF*ZX@'/UX>K&6[AL+BP0ZCM<[L&9:E
MLK@JPVB/TF%47<,0#XJ,WJ^NJ[9XP&/TB%73%7B-HF/&LBQ'7/>'P7/&!D`P
M;IB]:=MT^0&MN$_[;AW/7[P$EW,D?X3PEXN[V`]Q4O'2"]#YN18FTMB;IVLO
MV+Q&Y`DY>LDX4Q##D0>M(P^.4ZIO&H<%I2L+BJ-T9>'Z_<W53;@`R]!_\N=9
MC6^2@/1B/H\!^M?M$^JWA+HAJ7SZ%:EP_=C.!)KQ>=)-G64Z=S7;&9ULZAS1
MN56<6N9"MA_NO(?33A?SU'^%W@,?>#@UU!X:E0N9]&A0RY$&>D*SRB_4M*YH
M/O8I6FQTDGQ>H]E_^U18AD2%ZX`'E;0FKQ1H:KL+#038/XB3,]*!KC[YJRL.
MH.+/$9N_.OU5.R>7=L*X(H64=?4(6"_?Q8!K)>=H+#+^-;'YKX,V5_Z/2__E
M>`(9^[;8_%/JGYI_76SV*=5_(%9Q`N#?K@!DW)MB<T]M^NBX']BGN8/;]?(O
M4'E5O$#%547AE8K<[#7\0E<7KBZ^H)>*`#B2.J`$:)R\NO"7J3D3EP!/7Z@V
MJ'Z,$.$H(+,4I9^F@#AZ4[5U>.;4!<31W:H5D&%.7$#\7)+66Z7$4G4;)]40
M>"D)-I*F]ST77@Y&K3]EL?I3_?/6.3ZD,^\2QU&<&!&2<11[*KSW'1EACHD*
MIW9JUIDWQL*Q/MBFN,KYID_0_`4LU@&X??H,TKS3"\Y</^#+%"!WET&UB<$!
M@-^AJQNR7O0Y0[_^3Y#^@D];S^8@")*5A^A&)_GPOU?>8E'\.TG?`O"W'[[Y
MB_3EYQE<G__RR^P1K;3Q^1R=O5\EX.=9\=,OLR=($GILE<ZNO,!_C/VSV>\@
M>`4I%,/9[-X+D_-[$/M//_S/<_K+__R7JO^":8F+@:!*T*/!.7S[.?P9CI6F
MT7+[-!(4?F,Q"Z-OL;?ZVP_9?S>D(I$4;Z.K2/RGMXRN<_S`SS,_A7^=XT_^
M^-\S/YRE+]$Z\<)%\E?TY9_2!<5HN:S.,SHAZZLT'^T;\)]?4L1!L,CH]Y:K
M7_Y+M91?#@P#10G5$?[M!^V'IB%S\1<C/@8>Q`(<=Y9$@;_X9586P!Q.81`W
M481`,C[+Y,.,+,9"9NK`S$Q.0$K?S.`?XR%-"+.V>&JD3%>,IEK_5$EN!.+F
M(.P?X?1\CJ-UN$`K<Q1#,IX??]04XTS3G3/--/_ZRZRGU37W#FSE+_A3<(%_
M]7%]5I+.<DY,!?H-F2N3S(`7AV`Q6ZS1A<UP^06S%?0)H@6]V2C\DK_TL0*5
M>0W`4[IAM'FX_^XV"@;.5IZ-PZAGCFX.PE`7^6T^WJ<FN'Z[*O]<V+;#X";U
M2?/Q2-8TAJ*9TGA^>_%3T)/%Q*_?((\)X)Z'\'^B<+:*HW\!=(5*82AGT:;9
M'KV0AC"'_8Z10Z;)`AHF@Q_>)P^\Y<M?F+GD+-T9D;K)B,DT.2RQD_/F\.NH
M21.V1#%(UW&(K5/@A3,/E>`FTAA5!OE1/7,MMS\F*.)2$YE=4&*V:G$B[RC%
M8]@<`+4O'H&\H%]F34$?U,TK/\*%O9^9%\+=(C['Y07"!BQIXF5]F2P:&@Z:
M--/D8L^F$"OFI,[A=8='U%TN@0#A`M33UHIAC:`5,1W*?2ZT=V;)T&>A/W\^
M6V5Y2KP?[@XV/,A@)A:/-EM$Z\<`D%MZAF@AY>@M>VC'YN"#-2AX"#N_1=+`
M&AUZS*UET<X4MY>EF8\LI8:@AK1^UN0V6=;8_Y]PE0?Z5>D:*K+RDIZK4NY!
MO$(E*:7&VK(Z15:GR.H469TBJU.8@K:G4`$AN1&7&U&WG[(Z9>#J%%W1!V%'
M5E#\HKFR,J4/N1H*AQ2YK$LYO52PYC"XE[(JY1>=1S7/T0O)MGNE350/3N:)
MA<T3JS)-/(F$I,YE61(N4#1MI:C*"%H1R-^4J6%14\.6PF5?*1/#@V@Q4YG-
M)>HBT\(]Z<=QCC$I7'O'[P7TO\-G@+KP7+YM'[GSWM"O\*7"UYX?_]T+UN`B
M2=;+%>Z04%2=O_=?4>\)?-D)?0?LVAX-RCM%UYP2NWW3W:N@OOC)U^L8@")4
MPU=0JF7T)*@ZNFL%]=@^X".-9AY`O"3NM?_KG:K\LR*!7@@:9#+]/0K@9P(_
M?>.*$D-UM)ZGTR[E.^UAHAC,@PA^J]RUI=M5=XZIV:5>CLTC=""$J%V_86NE
M6X5[):1HZ/4Y"J&K_13%2[BR7.`S/B0-VX:@5.5"*3?E<KA34;<533](2_T%
M-?3DD-V2:&F..20YI=9+C-H<CN3];E&,)+,J'5TY4UP?<DBFQ14U&_H0>?B^
MFC;J%-1XT:C<%E\,V944/[]!AY02TS)5\R`EQ8ISY24OZ/]'G<M?O0"N)\E%
MN+@&T#?W@NMUN$CNX;Z2_>)3U5*M[&)*NA'YT4DV>PTH+QYT%B[9)?!0V<-[
ML(H2/TUNPDLO_'KH$MR6GIZZJ:G.#GV'1^I.%Y'<5,-P\ZMAV>C"B/X=!`LX
ME^\]U.HMNXF17526DB^FK4-THH5(/([1B1:(MX\`FH!DVPH/[BJ_0(G&T*^[
M6*()G=M3^.CG*.WJO&FZX[B6LT\R*R6]LT4VN]$]UZ;)GRUD72^"(/J&[BZ#
M*D4?_1C!U8P=OH9JJ-MF\?4?9QN>S&NV#$4C'+Y-E)NWN\+2S*Z3:U=>=42>
ME!)N.DQW&$K9_68SNW>-@D8NQ)')3[7R1O?,Q&7.)+MXX%[,L(T=&K)/D@]$
MQ*JNH;53X3'0GW<>.ON!8@9>2'15KJ$8CJIU&EME'5MW=<NP",;.[JCKIDY#
M<>U=&9>^2CD@D5I-W:P@N/.`]")6+=WF1`.SFB$-Q')`KN'MMQ!N</PG<!,F
MZ[B3B=.TBB]?_WUV*LB\#MLQ!R'CSTWT[R9<K=/D(W@%9#<%]$J=*C1UF]"=
M%\=ON-MTV>G;T(SVS4$$OT-TSW7_*E=[(7N@^?+GAR2%PZ;@]FE#J?"2YD@S
MFYCAAMH+GWWD\V#C"7<H'[[/@S5*7_X618MO?A"PNSN.:U>W[ZVC\:*0S$]2
ME;W`!S6%G>5DF8Z^NX%D&8J(8?*A[N)H!>+T#9W_3:&/C$)5*Y030D4_S)RZ
MKKT[_*%ANI)$)!';T&UU:)(8/!Y3&XS(#FX9NR0_^MXC2B3Z'>(;FFN8<.NS
MN\?;?I=R2#)'S'$<V]7Y#LFPYW(LU^1$!+/Z#<=P+5(BL,?.0^FZK3OF_F:@
MX]!D$6H7;^;[&9I>_IJNJ-RI84:#IBH:%37E],<F006M!K[V&[^!DB)_A/"I
MB^<8X)J%Y"&"7FK^,'L&!*X`NQ#J3,L@S#6`M.GRN8*6!W\)BM3)1Y`D#R]>
MB(-%2H<H*G1`=^=^\RC=Z"&+E"@NCA!TIB=[XC;^%,7@?;0$T&&?,TO)AJM3
M)7#1-A8/VL@\0\LX)#$2VHIG[[U7Z"XGQ3_9IZ5A&<ZN16L8H@,E9(;>A#M"
MIPLEGZ(0O'WRXJ\@[2P74]4=7:NEIF:8CA2133?3TDV#E:)J5C>'5_[XU0N8
M?ZW>&D85IM5TH^(]DXW(CTXR(:JN:>L<Z$1%'0=??`^6Z!0>L\>EPUWD+J&$
M0W*DE##EHZL5OYB1TKL8'UD$B_LTFG_%`1KV73#>@N]NE/:^SD@`V9Y7L1V[
M7P)0[S#HU%SNOD5T77>/TE%%)FY7<E?TQ-E:;UI5Z6EK\T)+.P'D!Z,/O4`7
M&,0)"A.D;URSK&V#\2"..3,[('%<LKE#T,LS`TQ++T\L&EFQ9(D:7N.3P<VT
M5-7N<WP&#?5'$SMJ6/3T!:2>'X+%!R\.T1[@8CY?+]>!AXX9@2=_[K,'RE7'
MS,S$EI[VT?C01[@ATBW-[4@?NL0W"CDX5"JT4<:NM*K?9AF;3!*ZZM@VU=B[
MJR<^=)/<),GZ<$D^F<^2?6W_$GODMS0Y!F4*NM%*YU^-2RN=N]5`*W:YK*$%
MRT@L-Z'>KM,DA9NDP[O=WE%0(H,#U4-AER_5@Z&X3V'W@V=*BB_6Z4L4^_\A
MK25N("K;'[:0MAVK.V7[JU0_E!6Q*.A"%X>H;\)YM`2W*Q![:5711`=7ZQ/=
M.%A7$P5K'ID/K6J)5C*_PS1MJ_[D3-^T*B5:%3):7:V2GF>G-7NL>EYI)YVU
M27+5Y+024"EA806+95JU''&@;V#6J;%GZ,?".C6436<DUK??>?"^?_@.EJN4
MC\USS7HKTC@L%SJI,:=55Y!AZ*2W==7R<)YT9I=><-"ZH3=DI1H&Y4`CM<9-
MO+P-2B.].;!-+C3B$[@@>VGW9!`Z5'D3WD5Q^A0%?L1GSANF64F94A/2"R?T
M7I!A6PU('I<3!A])U=R>.$$=4\*$C^50;;W!1<Y'82""?C'03<OD3`2UQG35
M5?9JS#L247<3$G5`^5R%_]>_BE@(4PS>A-6HC8FP!GM(1MAE%,?1-Q1YYC/'
M'*O>$NP-UXDN!A],/SCU.='%X'/9];T::.GB6RG)[)P=XH5[=>@0(J!?UYWC
M$P(UK#6W?F<VD!`(2V.946XT;*5;A^=*-S4T;:4A^C$LW?1&4E7=^ITI3\++
MM;I<8.*H^L&UL&EPCC336R^H$F)1]T0T/3XTW3YH=!F)_GS[CXLY[M%5KL<M
M?H7LU8%":5;4:,[A24I+U``\TD=A-?7@S!"01VI06KIU<"+QXC';7.<?O7B"
MO[R+HU<?-94OM0CB`DW3-+5#$=<V(OBS0(T\5W&50^'#X5F@!I:MV0W1%CH6
M4#>INK^#I*[E$BMFW&*#TSI<)[KH%SK-MJT!"*-WG157Y4980P]0YL2AZ[IZ
M"VWUW3Y9R*/?Y#NF9@Y&'GW4;5-B2T/>P4E>/8K.'+;)DBJM1J7F!#H-7?2S
M5->T!G^4)UT,'J==/;E%2E?I)$WV*"<%.KMQI+UAF.B@GX*6IEH]$,(0@5`5
M2D+P26OX5%34<?SF^6%2T[V154GGAE73?ZMAQ*[4T;M&SF"TT3O32DVO`D+B
MT)_07VY#U-[U]FD;9.)E/2U]5W0'1^Q,'GW8QQB0.OJ):M%3ASN-+_SY3;@`
MR]!_\N?9K0RH^5`VMWFI]MQ0\C)UHC$[$TBMW'--*4Y[#T,AM8+/4?=<AY'"
M33OYHBE.-L?A]O@?$!5@$7T+N6Y75%W1ZQKPMP_/DVSZ9=<PW+I;((8EF]XC
M-DS-'H9LSCLAU=0U2IRTW=S`3#PU6G3=%(5V:LBX>7JM(^G%,H/(N)C_>PUW
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M>NUP':BB#V?IE>LC^--$[T]A-YR5IL(COX*4^.$:&NK\*"$$P"5X@KN<S>=`
M\LD/([BY>2N5V.]^)>NZ\0FD+Q'\RRM\!)?/\0J'Z7N'K@9C03#IT4=IX'ZM
M;CJ=HO`8_%O7$$9XI5P2SQ,JKJW9C7WW&NKYR4BASP99!_)GG4BAUCQJTDU+
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M,V\3>^DEE1LXF,-3J/RTLH&F(Z,'+ACJ]2JB'I\'AF93U4#&Z#SP:5`Q$831
M<S8-U-'SQ1N)I<>*]G_)'8AQ'\CW8`Z-(F.)V5U3O\YWNE;;);EQ>%XDMUHN
M\4AN-53]D5QT\-X\YP?KE#,6SM5WIE':%M8/V8$R9I6_,WJEJXM>S<Z$L7LH
MC(JLM3S$5/6CQ&XT]:3`6J+^`?SG%W0#]RN(H6OZ>8U6B=NGO?[&C&IM(%2U
M%<,U57U++!4=W)DXC((F)BS'M!1;$X6)P[!I9,*V#,=V^V4BMQV'&W</`J@F
M2GI@A!54#KK!1R1&6('EZI:I<&,$ASB0,QN#%Q`F_BO8NJ9?D)^1)-M3,HM_
MK;-T]'445P]'P=>"]0(L;L*->_O@?>>TJ3;<_;A,?T0+(".&4UBG)B+Z8V"5
MZ[N.2$19F0FW^58]3CH(Z<+(BW[N57-%)R4N^GFHU83_11'7'V$,O`#=H_%[
M%"SR<]WY<>#-0!>QGZ`+2-?H&E*X$?"C!:^YI];<O<Z7S)$D09_I<VI:%1R%
M*!A.J-=4>TU+%'Q7*+W?63*8U>"[#JF&>PIR82BG&$DL-6/`E>GVB9NCIN*-
M49FW`T-VI([A;+!2.8':'W'TI[AUS6"E#?[^RDM></\LZ&Y<OOV1(*=C<_O2
MQ3SU7S%8.-4!6)5J7W("^)).7SM@*\9>3F\4TNF-AJ%6#F&.13J7M+&C5SQ+
M@3#$D"JVJ_7XXL"*GAO-,"NG0MG9@98K1M>;O`?9?^%+:+7;O%FZ4YM3;,XU
M]@Z>D5+`F7CZC;N^=R?#6+33U[>XU?M3QB*=BWU2W>HM%`*AB*%*9^\2$H&`
MQ:"=P;#&\9"&YM:<'288G!_)]/Z2HKC5'AK#DDQ?EZF9^MYYW$%)YE56)QI4
M&)@861-\[I/:Z[[#AXF+^3Q>(R\J._?W!<R!_XH*[[AU:E1-NTW^AXC@SP*]
M0Z16ST"-S0)#ED]3JGV165C(.V3/`5C@<]DHV9#</MW!%Z)@4;2U26Y"_%"2
MH$1$F@;XIB`^1[$-/;\?LPLI?;%#7U.NNY8M+#OTYQ<=R^:KG=O8?\[/RPX)
MLW.HEA+.Z*G@SP-#`M927%,H'NCM%D24Q8.'S?&8O#H1';9>HF-+7H?^DM7^
M`[OQR/JAV`FB!H!;Z<[-FR"&Z*'"0-![L(KA9_@IRC#-W9U;>03:T:FU8NB.
MPVUT^HV)6[FRK6YT--6J_@%T`MZ#)Q#'8(&NQ>C2Y*$RQ8UMYUB207D0R1`3
M4^S!J:2WEJ;K,E.YNW_H[8Z%@T,QT\.0%>Z3'(9N@QHY.<74W1R2RJM^MNG8
MWV)<)92E;8M\;5_7*M"3T0\C],ZW(20?7:]J8.>C:$6=XRV[ZP&Z4QB1Z+T/
M2>JEX"%*O8!3GB2[5;'4*9MD;%[T,M03VXYACT8O_8*@FZ:J=J*WN`<X;W2)
MTVQP0<%EA^&BW*"&VZ57EJJ6]L0TXW,EG'Y-42W-$8!P^K(/M[0X,]&]L3V;
M1W<Z%[WWD\W]F7#;MO37RX1[#TS5K21DV(CICR6&P*-NZT*SQ!"(-"J7`_!A
MJ:$V('N#?_61:6M$A2,UX_.EG-Y(V6JU<'8LVAFN6*WV?AF+=#[9-5UW3$4(
M?O@DVN#Z)P@_7')N=K73*C,SZ#7<[A%NOA&%W:^VJ=9M5NK8#@S8D3;Z$PN&
MHML#$<>P'-DJ*VUWWAM>BAZB_(7BMJ.[P`M1"^--=T!.W37-75^`?'R^E%,C
MP+(J$VDLRNF;G]FFP4WHE6S8WM:+"TILPZW4];>.RX50AC"X4>DK-PRA]-$5
MH]JIB)K0Z_<W5W5W*^+5)`=4EF[G=`W>N>;:E9(I&AIXTT^_\;%<77>%H9_A
M;DW+UE1N]!=_OX[B,O90&!]MCSZB\#ZW%LZJ4VOP#H[-C6"&+3+<]FLC4LR`
M#45O6`^9*-ZL1#N7Q-U%@3_GM=O-O/J#RV#MX/Q()L!%6P-T]L$Y=%\OJ_63
ME^;Q^+L8K'*JT/5"7A`DMT^_@V#Q$.4/O6V#]YQBJY6FO!P(&XA7^DB'4G68
M)\,K0PK(L07BM3D%Q6>[:RD&,XR;:1N,8?I,I6FIS3ZH^`S39R3@)J9Y&],+
MPYDGWSMR#;5E+S$<]=0PU,RJ<S@B]3Q6Y:I+P'GM[75\AAVW7N\HMP[/E6[Z
MM4TS*E>6\B.\[^FN*6;]=HJ``L[$LRPZCBL(\0PI;5UMV;*0$]\0^+_V0[AU
MX)]</-<TQ=IU7<DIX$L[0X6,8J@&46ZT=^(9>G#9IK[?1GX4XKED&#73-(C:
M-8P!))8$(^3%$8(?/H?Z;-OBI9Y2#.D+6.4U/+=/I8[I?$)!38&KAD'YD$GO
MJ6J-4<Q>">7HE'96)(.Y$$6Y#*2+HW`2XAE!\`4L`%@BGP5N?+-:_BY3>P`J
MZ)/%C;%F0BIZ8()S`/@F2=8HYMR#=;9LK3D.6#LN%T*IM>PXS6&0_LBD/\]Z
M(,S8'YE\;+DX4&#HRR4*/!A([P<RNT8JJXF%OP#PC_S,AZT=R"*0T](?1_2K
M2=8M0&"6>EM;."&&H6QR@BBBYW*2R.+IFJ(2_>(*KB&,DUXM(V4@I"=>Z+>G
MQ2DR\7AA:755[Z_SY86WJVP:6GT13OV8W2FD+YS6J[4:/5-(WVU1-^L3!(<I
MK/:&^;+)X=X^749Q''U#5XGQ":5GM9MU'6GJ1^U.(T.QHU7XNT/12)^#RPHN
MF$C<[S3U'JRBQ,<I^^V6_.(Y!H#?<4#==9SM84QJ&K@SP%#9J-F:J0O$`D,^
MQ;%=1^O.PL[I#%3GD;R@.OM7+\"5'^F5%\=O$'=_]X+U;M7W!80E\:J,[F"O
M.:K2-B`W*LFF(BIWK3GM,QB59)$H0S65$66IN$1&PE0<6P!9TF\_=%TW1Z2;
M>=ND[]TP,,8,8PBGJ4[%7QP%SO2$&[K6&\"SBSZJ5IU3R;E>":31D,";?/I:
M*]4BF9[#4,]P*E)W'%L<\?/II5YST%,<.+$40S@FD1\P&LA8.JJ;"LGR<)@E
MY&IN;RVJO:ZH4OI5W&G#JX!+M[9]V%@IZ8L;^ER=90C+#$/_0Y,K,_"/8!Y$
M2=94+WF(X?]DH:Z':/LWSH=\3=W4M@$#6A)XDT]?6&IIAB8,^?2'PC7=M;K3
M7UBXS=6X(+GS_`6W+EJ&YNZUC*\,Q$8*_4$LPZDT'>5%"KWN+%W9NU*EE92L
M(3KZ,Q_5V/ORV`Y!.SQ]\D&W*P?:NPS/D"]P[*H*FH<OA8\/WQ_?&.AIO#/>
M55!L:N>NN\:ANI*UCXLFLES+@N#0AB&K<-1*[^VY:8WR<Y2*1]TCH6H70D=0
M-!.A0ZI^$U!@DFBU^QD-H?BIERA8@#A!+GWZEMU0C2X.10W@HO`B36/_<9TB
MY^LA^AR%B/PX"@+X2&$KF(.\NF&JE80E'XJ&XY/,S!J&I>B3YI,LSV-NVH5.
ME<_-=GDG2TY4A+)7+#LUWE5VWO<*<*;&N\;,NZW8SG%@_M#R4]O3`>X<I\TY
MB2M3S[E3.3L^-<Y)?*,ZSG75L:>M\P+M7T#J^2%8?/#B$)5)$+'OZ(8Z[85<
M[<2^6>T8/#7VM2[LF[JEN9-FOP#_Q7R^7JX#+P4+W"^OYFYYHKR'J3CFI`6B
M<A:(8SG:I`6B<1:(:EN3ED>]4UQT1,]$P%:\/;0S*S;-]1LO$IKWVFWJDYZ!
MV_*2T]N"-O#.@`+==B:]4A/%!&NW)IHU;1=MPSF;APH=-.<HV.>U`!N&-ND-
M&V'UJ*'ISF`[,W08#"S>KV/T+5S_DH7:BY,67X"_N1X%-2,G+3QB2`#8-9.=
MEKS>>*PK%F/@41>9Q[IB*P8>C1HWN2<><55I1S6V51;7[`HI">F+&=IY5U>%
M91(!<A3V:*?<]+4W75W17TUJU3BUXC)#"[RAV<-_NUTA5R#Y\!W$<S_A=.F#
M9NENS2Z4AHY>&.%@_/2:'>;H?'&P>A-2V005Q'#=#[G='I4-ZATZ;\;JCG>C
M&GT^Y?.F56F/T#1<%[+JS!++]O_<U%VG=VKKC`T;M2/)5@0ATA^$,O7*,:B!
MR&)%8E=J=V.@_&:TYE3*K@^,V)$X;O-:UW1C()JYS>YQY2R.0!EN2J^VL1F4
M.%:$LM/<%-]%QZ"*HTZU(<OL4!\7L^"8E8NP.A(U`(]UUH57U%PW77MBXJ@S
M7)S$<1S@.#Z5TYM6JW('QB1YY#;+>Y;&P2`^_M]+#V[HT(!P-(_BFF>6#(-)
MD6&H)ZXG_CAEB6RBZ,T(_''*$*E#Z2\+/7117TN`2J6(@`S("(?@J*N0ITY&
MUA%UW'<Z6INFCNBS096N/`(S0IT)&I2US^`;_@N?CB-[/9>)AN9&;VU#&_I2
MPOH378-Q4=MFB)J+<56AN%LF-F5=#Z@]SCI^N_)6?NH%=WF?Q;LX>HZ]98<J
MSU$!=@_)"R[7B1^")/D(\&'CZW6X&!IJV4TB<%<0H_M':U[O;\:<-^BEE:1^
M&>D-;]1\-5S^\@\OCCWR1JW4'EFEQV$+%?T0+1J)_5V-=6A4QM9Q/5#"I>F;
M$&KC(<`/W^?0:C]XWR]!")[\%(U6[U3QNZER<)KH>^/L;K<[$30&=]3[NQ[Y
MS1>,`N5DJQE#9K-NE6H>E`N5'):H\^J%><-0SB$F((K$QY1O%G#K,6Z+A4Q(
M??8)/N2SAF7;3/N#OP1YK_G\EG!H,?X)O/@V9.]Q[L#_TW;/?QP:AYBFAV\1
M,TVJFKD()#3!<<AI>HE!!TGIIF$2$H4&(B;K.EK'S%09IE/)Q1P<AYPH_Y5=
M5+JN5(KU#HY#1-3%4PKB[I2I)&#?&>L`=4D'B-NZ935B?*<]ZQ<`1YG[@8^]
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MBM%R69UG=$+65VD^VC?@/[^DB(-@D='O+5>__)=J*;\<&`:*$JHC_-L/V@]-
M0^;B+T9\##R(!3CN+(D"?_'+K"R`.4"G])HH0B`9GV7R84868R$S=6!F)B<@
MI6]F\(]Q@PEYA'0^Q]$Z7"`3%<4_S^+GQQ\UQ3C3=.=,,\V__C+KR<S@7\(%
M((JQO?X9+@U0A($?`OSIJQ<O?`;(Y#QFIGT6;6P[N<BZXJ9,>0">N@.Q_,$8
M60!Q2!2&$"FKB<F*TL1\>_%3T)M=R=TO6_D+_M3EGO68>2FT*<]^B.IQ9]'3
M[`TZM?3R*=R\O_2QH%>%OV&K>;C_Y@":K?0:AS&4,\4Q!N&HBP`W'^]3%?QG
M;4D!^..Z>J8:#"Y"GT0?B6@U\TQWS:&(%M,+PZ_#/>:K/T?A@R2E%\<0MJ_?
M,7)TU`^BGCDZ%Y#PXV$BOH=Z9CL,.^93<]&@F$P.R^DTO#/\>JD]DS0X-0;'
M,!F")M+@0,E9NB,-3KN83)/#BC9-7^=BGJZ]V/>"V8_/GA_^=19$22)M4&60
M'XTS1;'Z8X(B=S"1265!@?6[BA^%F#3H37/8S4[(V<G#3\ELY?D+:6BJAL94
M=&EFR.?/CX;#:_H<H7!TEY<)_FL'DS)8`JTI#7BUCE//#U`]\`PY.?0R&2AK
M39,T[<M4T=!PV)199Z;C\C!F%-+G4X0QN"*'UUIY1%/ELFP*5Z8@E<.J'(&<
MQF;2ZQ.9(%RPIS"EG:>W\[IVIMD<XMI4=E[:%":;PB]7+8T]5\7P2VN?6"W<
M"O7+]I($I!11RXGLWX0@41A"I*PF)BN!G$C\^MW65'"J>#OR8*1FG!E6CUF/
M(YYBFG9FZ!RRUL<N)]4^LUT.$>_)N3C;Y&LPBT&ZCL-9Q.C-G(@UTL\L2]:!
M,$VR?JL;CD)&VIFI]UN<)YH[]&&Y"J(WD!TJQLU6T3T8TNQ4G:`S4^&R,3\Y
ML\-)<E),Q^D!M0;V64M$9!"?(5G+J>Y$IFI["A#S*71IGG-2&U3:X%)90Z@-
M@1S'9HHKP369A1TZ"ZN<J5I?F)196*[6@U]<569A^2J&4]3V.+*PQ[[Q$H)$
M80B1LIJ8K(1V"[5W9F[Q4)]ZL(`O>^F:OVN(QQG,,<.CS1;1^C$`Y/XA0Q\2
MRM$/;^VU,]7@<`RT0<D];N^W(!I8DT./6=I8JN:9I?:G+:D:=M4X9[;2RWF&
M!LW4&/B?<-]-]*O__8FAZ><`_4+O0;Q"L8"K=8PZYZ/VJ$?5-_30(MB]3VA/
M`9!ROT:&#5*G/J`]L<1CL\I%+(4,#FT;>1`K',.'PM%,Q`ZY"^92>TS3AY-6
MS^SK7O>]25<2)*_'PFOO>\Q#\[#2M_(NCOX%YBG<2^[/.]IZWHJ#T:WA8J.?
MUZE#97.=2FM'2N=,L0ZE`M@)II$'0^?"=L*Z3Y=JUT/[S-`/I;Y[H&DBDK'.
M-(W`LV.C28S%'C].V.ZQ>[E;'Z5AU%6T!^L\>J!0D`52<QF@/#4F#>50Y&A2
MRS]^G+0QXG%,3>U@A<_Q3DW]8'O'(YF:NFV/.37[7#]I6P@>QVS]43W3%`;@
M,N1+!('PP7-:1S)-S8/E']-;04E+J8]E3AJ'RJJ.;D;^J"J'CG8=&OQTF!-C
MI>32G:[?7,J@];"\ZU]_-!P&!XO;@06.&9[^:B4[U4;F(QQN1]9/H:H4+D_A
MCNV2M,7QR>K#CL-AL<X<]33C<8PYBJFQR9A=$'[C3W002)ITN5Y*X4KABNF,
M]%"TWH"-[D7JA_3)ORB=;;2V9N",G@ZWHO-#RAE"$WV/L5.IS%@`PE8S?D*2
M9:X6&;WF>YV</WO>ZN?[^0M8K`-P^W2QA*8U3=#WGD/_/V!Q$UYZT'N;@_L7
M`%*V^N\[$":0!N0%'E7=-\UAJ.YUX`,=C"_7`W,X2-NI3GS<7@#<RJJYB;&0
M&<-Q9(XNV$0/%A-H9!2Z)L_/D-$'&I.;+QE.7BM\F[Z`N&A'4NQG%+@*QP`E
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MA2HT^&P/)E;/M9F;:0Q],Q^?\29IE]PTQ)%?-DQT]&X$1G@+F;]$,YLFU`W>
MH]^C>Q?[$:2/K+VIC!YSBQ[SG<53V`]-.YAL]'J7ZS36Z"Q4-(LWH2(4N;BX
MO;J9/8*G*`:SU/L^`T]/8,Y@1(Y\U>;F2I_<@LVK<OF(%NT'.,_RQDARM1XF
MUWNFJX=ZQ_6Q4LML+U6VUSHS='GA>B7%A+;5WMZR[27P7XOU'&^UTPBOX=W!
M)E/`K79$.U.LX3/`W//\IY4*=L\<DTNA&:TL:VP,=4J8/)<[<HI8'I*0J6*9
M*I:I8C%2LL*D5H^-'U&WVC6I8K*;2MJ2DJ>5,>94$RWSQ03YXC/G8#M[KC0+
MO=V5N2R9RY*A,O)0F:IPZ=`D[LW=,J_5P^K3ZX)_>EDM/F>3IKYDRTS6T)DL
M6QY:%'EM_M%V#EU/-VH22X`CBS*?)50^2]5Z:?LGLUG]9;/0E;3]I2`GD,UZ
M#YV-$"SREO@HY22/0,J\ELQKR;R6S&O)O-:1Y[4NYO/U<AUXZ&K-"/<-FI<7
M.9SL0G=9/8)G/PSA7$$W6CWY"22L[6(KF0@K#\.M:$BFPMI38>:9P?G2@6G$
MU>I2U3,O]A,T<1?K&/UG!?V\:"'CUGL5W=J9YG!I:=PY[#61D+5]9BL<$LZ3
M6T2YY9:/?4KQL<&G,IUX9LTGM%P];`_YW\I#_LUSJ<?#@G(N'=_Z=+&,X*?_
MXV7=,YYFZ["<'YFG:^@6PCT<6S'CL4\VT^"R53N5V?:C[O!JHB'JF;K:.;7:
M\P%G7KB0;6L(-UQ<#F>>S!SCT0IJNAG_<GT0^(ZN)`"S'_-"H;^BN3A_\<)G
MD!11CO0%X/CDV2QDN:Q35A+15Q*99^K@1^)EP2];49%VYHC;"7VLL_&DN1``
MU_BN61!96R3/RI]"==%TSLIS+@,2KMY(GJ>7=4>R[DC6'8E1WR-,G<ZQ\2/J
MAE[6'8UT`)]7>;>L.R(Y@J]:/5Q!.(U$KJP[8@N#GUE\VC:<2B3<Y14(G]("
M*FN."*>3PV6Q.Y6Y)&:=Q.")7%D<(:\;&2R/*T*IQ)B52+)JHI.[V&-[E>-;
MW[B(:V()35DJ(7RIA*WTU=-#N-`[)W6.5B@A[`T"`C1?D0430A=,R&8LDRN7
MF$XSEI[*):XO[WY&7PCG?N#C+<#MTUT,5IZ_R!NF7,$-@VRY(DL?9.F#+'V0
MI0_][=2GQX^H#G2E]"%?SF:K;#7*(V`)\I!EM4/':@?+9C!)LM:!I=9!L[GL
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MM4SP=$OP6'SN$CZ9](YEGU!?1_QZ7C*8S-`B*2=0-5YC])@>/>)4CJIP\`1D
M(D<F<E@3.7P.GLM$CDSD")C(:=C"RIS.*#D=N/&U^'1/IQ(^!X-S@KD<?E&*
M9F&VN?[<LCC[YX`^?%]!EV-[$,A[0SZ'/*#3*3I=O%Y\8E7>_&1$_Z0J[Q2S
ME?A?9DLO?O;A`,HN0`]$:5>CT`"'\/%\J4M4^1MDK[88/X(4RP<H@"4^/XN&
M>HQG/Z'?YH?U=WZWRB=6WZR+ZJODT]K-8^PHQ8O<#Q0^?P_FV%C,=/5L!JT)
M@R,^7+"6<VP<?]/6^'9XG,8VN!4'%![21((<CB54M>J04<-#BJ;PKB:B:-?B
M<!/MD4QCBGCH1+2+VL3*B5RC:HH\XV14K?-(B$UL*B=-"G;.-46CD,=$M.R>
M,7F=W;1\N#\'T;Y\H&V]+,^4VWNJ[;T(`I(A!AEBD"&&S6E_FDV6##%,UY71
M>#2-F]SD/\$0@\;CY.F13./C"S'HNIS&)Q%@T$T.Q=D3F\:G%E[0SG2%5PN8
M,<(+J.3@`6[#`'SAD__]]JF4YT\NT!EQ62_`N_*M/&=NPE>0I$A!L_1M!8YA
M:WO0Q!18F_UE9W\;/<T>HM0+9AGD!A;#@-]DC!1<S.=@E<V=+^B&`"@^*+*R
M!)O$=W"1X+L6E.@5Z=`C`2J%/-O)0^*"^8)9I`'_9@'F48QKW'Z>00I`'/@A
MP-^]]K]#^^#C;M3P/X5]I#`*_$7,'3TC#]7)(^J#Y\+6(L)^GIGO#)YARGY/
M?.1>BJYGD;,K+WGY:1F%X`W%M[^B)COS.6J_+DI<LA!YZ63M@.`NI-4RK/:7
MH6*:(JBB!OU;26GY!;9_.3?_(K!M+WNU?]S/GB/X^1`[MH]1N)@]05*D!4>'
MX3@@>Q*F&W(*]_Q=(-M[Q`+B%'HA*^2(``G3TX2I^9=S=4J&=0O8%__Y9?;F
M@V`AL5L>RCP5Z$(#JPIK8%OW>1_^O?;3-[G#DSL\\0,791O\$84P9W-O-7OU
M@C609K?8LIV,RP`Y/=>%-;P5D,*!OZ4O$J42I4);U4_^`L,59%Z!A*O<AXEF
M4^^77A!(F[H_E",Q*J!%O8YB`'\I+:JTJ*):5'3_L!>^P<>B^5<)3AFZ.MP;
MAZI0K5SAMJVRNO)2\!S%;Y<@G+^@_*PL;^-=MK23>BVRXNCS1:E2J>:M4`<]
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M)3`/H@0L[N)HA>`.$BY<J$J9"^*QJRU7;],7$&]5N4O;17+[A&[A)J%'*\AI
M^C++R$22T`S*D?^!;Q8"BPLH)>\9?%ZCW/9[/UC#W]U#U8+D=ITFJ8>;_%PL
MD%G!(4IJM64?^V'V/?%_#OT`SL5X#7Z8_=0C06J)H'V]%01M!7CS^1I*T%9M
M;2L_1G)ZY$HI<:40<^78MLJ=J\\@O<&ILH]1DER\>GZ`;5T$%YQE%-ZCY>8%
MF@L0)_FWN<SV<\W25','Y=2$],+)8;S5<&(;V/R*QL=AA-7P83HV)WT@^WTQ
MGZ^7ZP#UR<76"[DO,7A!!3BO8/O9/\(8P*7\/V#QF^>'Z#>WX3V8KZ'UA[9]
M,VB^?%V")[@"/'C?F8VZ[KC69HWIE\9QI4&D<LVPG9.0!ID;I;G*L4BCRQPY
M5TVM9T&,*`*BB7'N6CV;B1$E0+8^JYJC#R:"8LDA'*?ZI=(8&S<'KEZW3UVF
M@:97UO4>B!N)?Z(YH)JJ=J3\D^W"%,4>FO_WX,D/MTU``R\D&/23'_K+]3(O
M;OY8W"G<W5E2'2WW#WJE;S0AD$T#Q57,(Q8"F6MDVNYP,J!8<:K?ZN3WV!J]
MWU-#0']LD/DNAJY0>_6#LD'H@.CT6[4#;/2!W(NG%,2=+*RJF/U9V(*\L41`
M!%?+=.VCE0"9HZ'FGO:0$B"<4)V]Z'/'<IC<R(XN8F?W]]Q4'%,PP@D-)]N^
MI8GNRW4"T0C]VOF_UW[BHQ*^NW4\?_$2<!?[<W`1!-$<5_;EU]%EY_I0Z?Y%
MN$#_015^K]`3;LS&*.JYIOYYZ85?HZ>+Y`6\^D$`\A-ZAZ>.K56L!U=J1Q/%
MM>?'N$QMNV5(ZN71EHD9BN1CT-,G?,0$;=VV>S;.@#4,2^4AASI21Y+"Z%BE
M)'B*"L)V._LP9T"JJF$Q\ELBJG?.R$%660QU6Q&?O98$HSVJAK+W\7-Q)=7(
M`7ZNHKLN(WN[E`W!(3,,U<PIFP:;+2JS'4L?6V6?HQ0D=]X;,K"XJ"E\?@#Q
M\CUX3'FOV(IB,#)[@,C!.6=%KLWJM@G$?)N"'=85OQ<>L=$N]N_\/5!59>6V
M2M@P++("5S4,5NB.PFA;,JX2)QR#F])'H!U?+WOP!BQV;V"?NJ$X98:HZ[`N
M+<,SJYTKSKEF'.8(%]!,B"/W7+-:PM/&E%@BLR6NHU<BSN/PM.L,[G_Y,^#M
MS)U;[-HDH'8T4;#O2W3;8+5!`@NDC6MW$*Y1XI+\P^_!*H(/</?W7$W+EQDV
M>OKCAA6UAJ6(R$^K'@K0#4DW/N[#&U(F]-)86,'$],0'LPDT55NSQ&*FK2))
MTRQG6(JOHACD0+P)4R]\]G'+S(ZP:DH(]$P;*U2T/!C"@;QA.!6<G>N%/T=G
M1Y>A_^275E=!<,5"'O.2IFDJRY1NHG$PCB?!5MN1U>Y+HFXJ*@N?!PZT]LLC
M\W*IJ:8[)4Y;UE+=T#AS4VPIT!&(V\T';I^*KW,Y=*@JJKN;%6P:CG&E\9*7
M+V`._%>PB/%_<44[I!9-S8OT"C+OA\^\RWDRMY)^32*C=BQ1",/T1_1A9$??
M^PENH\H[O*+I95[VAB,(!WSVEA"\Q?;Z0YBB]B6M,P91;/WPZPS1C'M9%U0?
MW.'7C<611!PQW9R)SJ*GO_[FI>";]Y91BKM@S!YB:(!G5]&[D8EU2\3BP.BO
MU]$ZGMUZ7Y,Z<ON@]CV43OY:]HN+YQ@`M#BIQ"#80O@@A0>&XD]H+12V/PM%
MZ#X,MC]W)119A0])"DU&"A9?]HQ6LSEJB=(;V<F-W.X<&($](+G=[&010)Q6
M>WCQPM^B:/$-M7YF39JH"FNBLI6F*KLX`I`'*HGUWTB\`J&A50/J.T/LU4`W
MGHU#.?-/7IK_ZQ]^^H+<&?!/X,47RP@Z6/\!BZLHJ5VQ&LJBV\H-28G!)?20
MEH>7.%H_OUS#!1>1E;#2M9>G=G=3NUSIZL0T^F3^]0<0=F*:JS*Z$E.=?Q4(
M=Z>E"^ZC=7H/_3;H<66_?D-VE1?6=+-2NL67,F:M\F$/[DQUFTV5-%QD'8M+
MYWK++U_B!F2L+)B*9AUDH'UL+C9W$QX0R-ZRT%3%OV6QP;^5)MYV=G0%="&D
MVB")@WGM+.A&`\8%5F[+M&6GBH[?PR<@R+BQ-%TW*;AI/N#0_%[5C'4PF"JI
MQ:^.6:46]4E\B`HE$)G)SR"]\N+X#3586S8%5`A/V.].$A[$L#'89.HX\NI4
M5FG.A'7@N\82\^,;]9<R61DGH:P#XSUPJSFVQLHM9Q8;S6P7=MN66S+2^`G<
MM!3+8!`X)QE_1C1'00`_\_`-773Y"=U[Q<%_T$T6&+61P\9D_D6$S8=O4<D2
M=6?34`V6):"=HLZ<WOO?MY:'@SY51V&Q_ZT4=6*4L].KF:K;@4DRWY?LD]V9
ML52CDFVD'+D<__T<A2L0/T7Q$O)9;5!]@,0_/Z/B$]P'>N<3^7E;DO2BZNK;
M:H2#=)0)?EC$R47LHV3:>\A8^'P'8C]:7,SG\1K]*P;+:+&I4R"]BSAGA>@,
MEEDJ4*.CAB\?-6EJ&CXL4W.$X*-.'UMT9:S\^05XP8<DA4["510F<(V?H\\1
M\5FJ*1!-71S9+)>\3$B;7T#B+T"8^EY`5.QJF;H0;%)JDYK-?,\_-IO4<W.Y
M!/&\D<M#I8`CS+##Q%;;+]H\)MBU'WHANM5^FPW]5'HTR?K&WS[!Z9_&WCQ-
MU(<H]0)"W918N%O'8*]GO6%E]#-2T1,CA^NM:AFQ#!$9(9DM;9SI4U$1-6>J
MRXVSAOD'*?+0%/2"_MU`5=.5-GO02`]O7CJZ@JIAM_I(@_%"M.1L;3?>[1"R
MV6K`1U48*Y,,BRI_A;`[KKHN#O9Z]M%UTQ:&U7[]=-W66S?)HFJ5EE5''/Q2
M*O7W:)F7,)"O>&(P2JG2-D:%,Z%4.Q-%(`3VNP<SE-:0%1&G;2[H792DY5]\
M0?>E+\!B>^N;NAVG'^=RZZMP)790*?!T2Z<KA4$<VNF*9RA76`P]\_&3CUS;
M?#SLZ0II0-]\ND+JUZLW2KG)Z<IHL/W`=$4TX$Y"-'5WV&:<C+X[;%!$EA%C
M4JD^55G*5?(B;2AVZ8_Z&ZII3)9=R@15;?6+[4Z6?<HL5FWM5<_:;XAJH$\Q
M!)G:IJYJMD:.JB-S(I9AXFG66,1RGC:C2YH6]!TD7Y0HYIU9WM#]6>E%N$`^
MU`I-@=_B*&GH&$.""E51*V<H#X_4G2ZRJ:4ZJCH*77]^]$(BK:)S1<-2J-)2
MJ-F5L\!#R?!R[0<+B&VBPCO'4M11Y$A%I>ZHSBBRO%['D*YUC'KR7_O?T4]$
M]<&ZH=KCX).98KB@CB/CC\!+P$L4+!)T\4'QCYOE*H96GJ8#^K#33>5*/ERC
M]`[DER[F>P]6,?PT7LC@SP'`_5/"17Z\&_^^\>/,:]FYH:B5(T.\:!J25[)K
M$0W=-IQ!>,6'">X"L'@&BXOD*@K0$+'7T"&&Y#!)WJ)BK\]*S2!58MZO<?.;
M+P#S>><=Z)='<L9,KY!1^WEF&LA.H[@L-'P!*^\-S^S;I]*3;WMWQ[#N;72K
M0M:A$6LLV1R`15+A@Q]U>WUZ#HU8W@=`9WL.>?">P>T3PES1RPU5'H.]'4"C
M'FOK,]\YN8O?.DA57C=P2+A&HFEX#3:7F*+.0[DYKVVSV+"KR@->=9MKDHV6
MY>PZ#>VT\>&F89O5C1O'UHQ1N%%*W"C<N%%U:Q1NZI#V!62)191,QE\@VS.Y
MFC#H8N)`=6Q=&$2Q<>`:K!P@XU8\G3UW`0?W@N`-K=A@GE;N<>G34&F.MHTD
MMA#5D?Y>3)-FVLY`]/=BC'35-0>BGYOY4=52%'%XS+#1K)OJB#AAI+ET9I2"
M9HC`P$N231#T]ND.G6G>'&E^B!X6\7WJI6O29:H%PYM]".7H59,.YY"?@H^H
M>7&UBV5YS_7A^PJ$"4#-',I='-A[454.Y7<CHQM3><N&#OL@O0,O^>@<6'B)
M08?6`KK3E0DT?G<V<*]CYM8KMMJ1"S0\!R;@L^Q].;3.3,!GNS&!^UYTYL3I
M@JD=$BIY8HK/[*>$Z7JD[)9UT`Y<U4)^-_TU6*`8T8/W/7_X$H3@R><38CAW
MC$I:HF54#D12)W7A;LH8F,8:)Z'-T=5-G0.1:.7-[B6>]Z9SHY;0PR-S(Y=:
M^YKBUFI_('JID:!7.R4QT?L>/`'XVB*'3^96]H0'TU5W)4PV.#^2J3%QKFOZ
MN"13P^(<KM25L%`WFG?PU"L^--.M%S8)";S)I\>*)1#U]+#9>!4\R-\\AHK,
MPKD?9-FSAK<OBL4+;P?3*'[;O@_'Y@,NU5`ULQ*IXTCDX!*@QJ>MF]7H_93Y
MIT:X6;3(&);_W:^@+B)^B+KRW*[@QW!A)B=\6ZY9S080D\"9>@9LV@VZ&9QV
M:EQE[0\YT[X+2?PML%SE43]..S)=)9D.E;'Y44R_P#I-`!^(8OI%U=:J*4:.
M%%^]P.T^N`F+A1H^D&W\45M-_`2Z#>B;%\[Y((8,+Q14#<,G/<Z(W`3A^*1'
MIVJ,Q"F^BZITN2BG%=`D8J<Z.$>:Z2-.U=SQT!2SQ)]Z)/ES%"[``AVP?@Q`
MOGSB3_&I<R(BO9&&/GB@1HPN'@_TD2M["![@+ZZ@M?+SJ^\XV1A;)=I$50;G
M1S*]B5&)=CV]$4SO3Y-M4[L2O#WVQ@D9#JD[O4<`9]KI'1[5(K(J`]#.XL3P
MI_W#TQ.8ITE^F298O/=C^._@[2'*#MOS,RBFLU=224,#?P[HP:.Y:E/<81P6
MZ#%D59+"`W&0_>]#[(6)-^<8"M*:%EAZ@GKFC1IM9M/B(!QK#)YUPP+"D[6=
MB-0-ZFB\P@=FT9YN<W4PIP51U:V&#1D9&3UP08\WI=&XC<4#@T/5M/%AXX$V
M/D%UZJSB13'$'!C)(P5U?6JU"WV?`?LI/5W1K1:)P<^SDD`6%C34AAPY"0D;
M+'[TO4?HK'4Z@0:=0:U2Q'EHG*XTD8:E5,/M3--&EJ5GNP!'W;L0KF4D#H21
M]2IP7,?D2AC\H?A=;O"^@`3$<!>`#G%F9?O)71R]^@F<M]=1C.J3/T9)]>@(
MG7@-LSZ=SH.LH5DF5)RF"<7R5;1$__7RX[KY*H?[X*"#@S$^RUW\EEG3T-FF
MYIJ*LC$X)[S&KA(+%I?S_;TBU636>6FX=K_8`UMD$Y9^NG9B*T][H_,?28)O
M%7V*XF]>O$AV2HR8U62UN&:$X_?)!Y%>W#:/CA<C1.88_Q<L>+AGNE;O!W4E
M:$A&"2]]5Z@M8U^<-EE<^+N]T`6-,FU-4WA9_YR68;@CTZ!>N=1T`.ZZ]1[3
M%<-H,8"UC6;(R2#<#6I&B^3(R.BV9%M6RP0D7+(Z+;"VWK8BE8E`IWDNO<1/
MWOM/\#D0SD%R$^9'>>;_7OMXQWB]\.>-H4>J^5NZ0)!^6/Y$DTU+Q70X4%VC
MD)*1[8:\\ZQO5:W6JX-TI(<P_J`U[O/9Z/DMBA;?_""`-JYZY*SZ[PYQ0+TY
MJ,1&RR#,D:G$K79C'(BY'KJ$P>UOHY$C&;D'PDF39`WG'3@3#E:>O\A]@"NX
MS>TP)S0BU-0,R956PK-_9N,FAHQ69.%1^.<:=`H(:^KV"H[B<Z1#D!XLT0X/
M\4<8`R_P_P,6OWE^>!OB.V,P^Q>OGA^@%B$';K@GY-/4MJT7R`?D1R;I6N3H
M'<F\?@D>[]-H_O6]_XJNT%AT0(>AE^YGV?LN_:C$S08)1FU,%O1R.MML,(:4
MQ]7Z/%^GNPWQJA8:<0^Y&$"WS('/7'H+U,4NWVUSD9[E6-L^.$TCE:G)ENS[
M*%C\$2Y`?/$<@ZROZ$/T!:S6\?S%2\`G[[N_7"\OEJC7W>TZ3>""C]KK7L!5
MZ`VW&(%HR7I>HX8$'?;QKK:]@*</TL9@G;#CO&V88K%^\0IB[QF\A_;O[=(+
M4/ZX-`H'=9NF4KJGC2M-@S)+J&#+%HO7BS!<HU.T61,G='#P#OH_M'JM;9BI
MO%,47:?GM8VD(5DE[`V*6-6,_E@M5ABB;Y<_UU5]6JD!,>W8O1#?I)!#%TN5
M^\[</KT'JRCQ4W3]J;]>\JEP=$I6^]!@G:AB.)IA#T`6?5VA5C;XI'3]$7K9
MH[C_=2-15*%AI^3Z-WV]ICWT0X2#4[LMG/-F)W!'_CD*Y]D_.L3.[6HQ#,6P
MO$DF;+9G5L/]74B&CNH-OML268A/7HHV8F_OR9LO_/D0KQ.DQ+QGQ&8KES<X
M_%53=`.]INEE![YIU&[TU76+%)T^M!%\`/'R<Y0"=4L4DK5QKBGC$Z7M$F6=
M:\[X1.D[1,'_)P)11HDH711)F3M$H;\+@"FK1!2>?:H`L\_>)<H:1%(T)K4T
M$W4+$:B:8MG47@B\\H+@&J#'N:U)_W<-5T@0!V^SQ[<9RMY[X=O__)>J__((
MGOTPA)N"F?J3IO^DN$WDEXCJ1#W+BE5'_4P(RFO7LAURKW__>'E6$;7QDZ8(
M0/`&O-!;`F,3HXM$C"$2,:9(Q%@B$6,/20S3ND5@=ZV?5/,G517)[AXD?]8/
MZ6A9_.#%`1R>---#L--1W,,[G>K(W>EDVY&)06?#S@P1=VAGQI\X1A\1,77(
M!1M7V[T16HYL9B=H_5>PO4OJ0."E#9EM%U<INM(X^UNHXLX2X61K9ZEY9S8T
M2Z30;^5)M1LGKVAJ(N?)-7KAZ3U(YK&_RL+&?_=B'U5GH"_A(DQ>2Y,^6Z(4
MZNSCS>7MER8^#I/"FPV6E4M`-IC6#@'Y8%I:>N<#/W*_BH&WN`W+[_:YRFC-
MYJN1'HYL\%E9E-'YX+><Z(VQ"Q'T0<B'PH^1?P#_^24%BSSYSBE/CM;MRAIW
M8"`.=)'7)&C50#\%81^C\!GM,O8N=:4[J*H[E2;TY>_2CDF4B#0LG6#(2M+W
MVO/C3U[\%:2H7P;8-HI$3;OB!:KIPZ<X$K_I%EFRO*Y:EW&F&YS<U\.'+Q=D
MCE[=IK(5^(9)M*^HTM$_!\0V4K$:3<NX'.C$'+B"ZL`@MN^*K8G)@DF^1)E$
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M[5H2=\9E)JZ+X=84.N(.(>0+6'H^RM;W[F)JN.=1*V2;"6J$;N91XP`?6%R^
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MJVPDPVGA[+5Q&HADA5'*:G4R#T=R`8Q[$*_02[G[@>PQT>[(4?>ZW@V,#T;*
MG9IFY`/#A)%RV]!'DKGBL@%<,W5WK\'ZP"2S`ES3>C"`D)A7?PY0]RG2S3^E
MR%5';Y-XB8C.%-?M]6@IMITV2?.DN&:]IJ?8;#,A/"FN0P4CJO7]9L$#@X.1
M<,T=&R.,A!O[W:ZZ$%ZD._NT(#7]]`Y0T9UF'C;$VN^;WRO-/*R(:;99:KXT
M<[0CN#W:R!!A-8$#HYNC+='MO0N'.I%^,4_7J+`R0$T1/U9;<?.S*.=PM=QK
MU-U&"R?R.1@72'K;<M\7]1S,3-8&<Q3J.1H<^+;2-F^'A!`C&VZ;^S4DD!AY
M,/4>%+&YP<#S%WU9(;/5^2U3T9UF#J;GW&A=:/G2S,'@G%>+M/NFF:N9V;]1
M8G",,-.N$,9:>L2**+3#\5//#ZBJ1&AQ;IG.7I/T`V1T)YK)H#2U3V0G@\E&
M\">#Y[0WG#;/NG]-$M,^C$9[)`>=BL'G86Z?L+O0=L4%=5Y%J;F(A(0&CJ0S
M+OB:85AM*U#?I+-N-#2CU3/LFW1J.]`C>`>8U]0J%8`6UER2:MNMNZ>AX/4I
M"L%;=JX/5R%G]/^Y^<Y-N%JGR4?P"H+]\VIU06)C[(FC]L29(XQ)(./L(4J]
MX!A51LR8.!K[(_DM0C7_^#1X%"X0=QV9T]S6?/10:NN#.]T<VW>@UQVV)?OG
MDH]%>13LB:2]JRA>13%J2<('FG#E;DO0#:<[WLQIND`VDY`Y<EQ.474TLTY$
MW?WN/[_\TP?!@A-"57/_DMKQ=<B=2W7T!8)=E^20G;0R*=@41YL?O?@97'DK
M_!('H%IJ:S)S*`WR9LU46[,_@FF-')'34QLY;P+J[;<X^I:^\)ANBM:611U:
M;]QX,QQG[,6`5F\4$VYZBB-G3B#-W4.J`IZHU+)C:B(HCC]O2FM!E6AZH]@.
M34]Q%,R)H[E/_H(G)G75'-N6J/UPIAGNV#X7G<XH`BM34QK%3!-':]=1#/SG
M\,._UW[ZQF6J&6VU(D-IC3=KFKY_[;G86J.9;%-3&TT,4QB]Y7?4X/XKG:-Y
MK><"A](81ZX<;6P8DJN*)E8W(5V1LR6.LMCS;N*4PK&[@./7Q#7H@29Y;8V^
MW6]0!,U"8[6>+A]3$Q,KMF)FH;<:'7QR)_@"TG4<WH8-7/`KH=<MB^@L40U%
M?'GA<02Y;6(,PPF/$X.FWK:8L_-R!4F._<<UZI>17+Y]6*Z"Z*W2P8L?P+2B
M#28U05PYX0`O03CA`J_^.$&[*;!`?>#726;Y.!XK.-=4HW6?M4<`+Z)93Q"J
MIJ6.1S7K&4+'5MK.5O5'=-?31`3-L?K'"2OQ!/VQ^H<+*_$$+;)8B,\6M^LH
M1O_(?Y_DM%V$B\]1.&]M&DOM3VCMJS`I63USR-I7P6YU_@1AL+-!L%JS:J*P
MVM5\6(K=Z@BSLIKC"SYSF[Z`^"Y*TABD?@RR2Q6KXR0??>\1M;SV0=^3]5S7
M*P?U.=,Z@BB8'0Y+JYR+GKXL.K<5<(]-(IV;%;C#@J3&#.%._@FZB>\Y1)?U
MW827'OS]'-R_`,#5.A!L'%JHZ86=/K<48_`S@-\^IIIZ].B[LS6?KY?K`-V_
MAJ<ORL+$X`4!ZQ7<A/-H"3Z#%/4#2E!#()!<@J<H!@_>=Y[G_JN+,$\ZAY8!
M<R=$K1W$DQ%"QQE=77:G+(J.5D!U6EN<C"^+AQ@N[/@JW&R/L&VMS,E>T+<U
MZ)=PQDE.$)_G134O"=W%?A276MUFM_>(K54&FEDO+VAO,,F!8`%TV6,#DMYU
MRFIY%3ZS=0CEBNN5#<@GN^?5V@].+$9%\*Y&T"LSN^*I%_EA%^@:*KY35E-:
M3QA3$C<(MXP3UW5:&[&+R&W7V=MZM$Y$IKO.8:VU!S`CU^A>RN)NT"*(<G%[
M=;.9[Q^>GL`\A3_D8_&,+ZJZFFWNJ*G@2CYK/-$R=$,`\KN&#VU7`":Z!@MM
MQ^K&13&S".=190(>2@+@L#]TA&^?>E[M>B9=`$GQ6BF/7U*,!4RF48G1'+^D
M./LCQR\PWK[,\4NL8WF8JEJCFJ]#8QS\:CGO#3_^1^@MHSA%2W)QP\9%["=^
M^/Q^'</_O0.Q'RWJ]\+LM_JZE<*>D;@16*C45Q.?V[;K2*$>%"KU_<KGFJ[8
M4JBTTY]^TZEIC@0OM46@E;-M2S0SH)FY+LURI+CI0<WG/C1!9$U4'\4IQ\C1
M(+=7!?#D0@"A#70?TBC*9R[V8ZA@/#H0<*LR:"(5LA-X2>(_^7-<+W/[M,_Y
M?H'-MKZF+`[$-K9'_CQ_&W'>O[50B$SO@)Q.1/A<K4X>9D=K5<[+'V&\#;@7
M%VGV>3FO:9CEB#\)*9RHYW%!IIXWGAF>^DY6NR<\<+U.DJ-@JW8=>G';Z;F=
MF;UM58T&5@CIZH4Q'NC/2[W%8HSK=LP5D$&NLXP3@VV+9LT)*KB^W:$1X0*9
M9NT6O,<`/$1WWMZA+WYST515LOTU-<&#2H+'Y-6<2D'9-$7!<;K;BG4$`N%I
M'BK-VWH3R%T,5IZ_R"&,[`W/"UGW>AG4#,=($:?>`_P(8NV*8RL]$<2]>0%_
MY7%K-L!?C:RDF68E;$]`6NTVMF9[VM/2K#IV6YO%>GIX\L&C59;26IC>/Q\\
M&F5IK1<@]<\'Q]7=:CT(,PZ\6-FQVT*MXZ",D1W'Z0MLVWA;?GP4U]2LH2]R
M#](TP`F<!&YORK?4JWV%`EH/-C!1.Z`0!DIZ]*JTWI(;4U1>CT<B/WQ?@7D*
M%H,U=#U77:MM[6TFBC=#7")LMMKF%`W'$`>GXEPU[#XUM!O$*C4+Z"N>9+8>
MRFNBB#,S'-"FMSI\0S'#`6F&)0HS')<@562T,?+4>BG6F*!C/G3?(U.%?;Q>
M0_L(BC]X;WC=_PR9>O@&@E?P"7+XPC.,9FMM_@\590,RRJA%K;6I^I`,(ZH?
MOD4<%8K/VK'SEQ/4/UNLZFL]8CP4>R\Q`!SUYEIM[>_(2!J"-5;=M6Z4!V/Q
M.EK'/),1:O=9AT@:@#/6!;UU11^,0?^5Y[Q3]=80(A%)`W#&JCJSK4O;$`RB
M3US[R=P+T`>3AQ<0`P\U/.!I0Y76/H5L-([!.ZN1U5MO.>A+!@_H/NMTL[._
M"((HJZ8DWD%=><D+BGG!_Z"K#%^]`)&TQ_8=)+O,]\WGZQ]^?:=HAYAN)FX(
MQOY(?HM>01SB@P51N-A>T=C*EGI0EV.S=17%JRCV4G"<7/WN/[_\TP?!@I(]
MQ127O>+:>7R7%P5/FL`J*WBJ7C<\:::R&Y2K=[I.>FHU7<#>/J$<<9EJN'QW
MTHJZVKOR5$B;]\4+G\$G/_27Z^4P3H;*QF29T*$9'L'Y&)==5J>$%<&"<,OL
MK$Q0R4,[,2+P.IAS,R:SC$[/%*<NNS,T0699G:0I\LKB/`DQ5;WOPSE2G?2:
M$3HTPQT<J6ZF>"QVF:,[DU1N9T>JF[<\#MNLCI0^85ZI%]PI,LL:/9K@U&5V
MI*;(+'.T:8*\,CA2/&TP.D%]$[Z")$4K_A5<&9ZC^`U^;OZR].*O7/RD7Z_\
MU'^.H_5J]A`#+UG';[-+/PAF-^$"?)^=S_39$E4:9>>Y#U##F>@#OLZOEUX\
M#[RW!-*8@G@)%CX<9;9]?H9>R!@8GNPFGV5+]<7S<PR>$<ECD]CD:&QI14_,
M\"/C$-OD'OSZ90TG$(0IJHJ<X;^.2^">[=^E,/OS."0VK,0;`N'?9_"!<8AK
M7#LWY&ECRZ]IQ?OUT_W5S>S#Q?6'<>BJ69UVA49/%5Z%;I\NYG.PPH?KWX-7
M'R]0B(X#'QDT!Y(W%^E*[!B,=]C"3YMMQJV\<BQL,^[II\T_X^;^.)BFW0U.
MFVNV[?ZT>6;=]T^;:\8`P+29IH\$B,;OD+D5E%SA0>T8G'?QT+0IL\WNH1T'
MV^P>VH3Y9TV_*/KT>698MB?,-;.#-F&>.SAH$^::W4&;,--,#AIG?@^<S$^2
M]7*%$SU_)`!.Q&".[FCSP^?Z#E3O_62.+RI%60(.74::!&#H[L&&`AW('EXH
MM-U*FH1BFD<D%-JN)TU"L5I:3TQ***S=4TYV&G41SM%/IR["F=2T*@[N?HS"
MYP<0+XMF6OSZKS6)R;8/5H_P940$P?%:RTY.<+S6NY,37+<UD>$*LE'FT+0Y
MZK;Z],\16G9NG]!6#,XXO(&Z">>HJJS738QN<EU#FYD86V#<-CA\G0YQ!<9K
M,3@9@?'>&)WTU.RT:3H5Q/'>4$U"</E#VRNO&K>=%`VIFA(UKLTFD(-$#LH]
M\UK7(3(C#O>=%B[6V(LX['-9AHYG#C"+X:CF0@<I##4EDGGLX^]L[O*]@OS@
M6\O0+#YT]3NBHT,X[=??_22-8G_N!<';V0Q^?Y9GQV;1TQ.(P6+FS<(HG!?T
M1/$;E!.F<?:8<3G;4C-;P4_/?D2?R<>:H<'^"C_LI;-_K[W`?_+!XG_^2]5_
M68<+$,_NX;86/68HZH_>7^&@F`9\6"?T@MD7\`K"-2)J`=[-'BK?G:WBZ-5?
M0%*>HA@2BD\?!6^S5=8@\&P&!PVC&.JT3*/W##`!<"S+?#?+=97,OD%V9T]K
M*(@9RN(AUG'CPR?4Z_(-=1A$Y"79G93O9N_7,=0T)C<!<W2*"/(7HQ?@4YJB
MN+OB].#8B%+X.SSZ#A]I-`O\)10E@(#Q'_W`3]_0+\%R%41O`"2S%Q_I8H5N
MQ41_^/^N0S!3X1!HH!U:GJ)UG+[LTJ)J.[3@\<,HQ;HHC8&55-7=[%NT#I"N
M9T]Q]!\09J(.`BCD./7G/OP@E!U\^#V88TS-=/4,C_EN=A&D+]'Z^04J`9(.
M7OUHG039\-Y\'J^W&(+21P?)X"@!A/=9B2C\>_A^$(7/\./9>]O7$#6Y2F;)
M^C$!_UXC'4,181+*T[?K+!MOWC:;L%_1E%BMXU4$7>9\\MQ_^'(W^^8E2`CY
M!)EYBP6^.17.A,TDR96\$27"6YA`2Y@!`7CS%RA2]#\@1+!;>B&<.HAXK$'P
M'<PAGW!N9`B)H?[1O^`4AUPN0?-``!D"-)S^%T3SBP_Q$\]>\%1#%'JO((8C
M0>EL7>G9<AVD_BI`B'W,(%1ZKSH[9S\N\Y(`C/_L[W]%0^Y8N'B&R$&P\1>^
M%_L@.4/_^A>T2>A9:%"V7[&4$K'9^`<)SJR5MT16'[WHE2?,_SO92`=KJ["D
M\.-PFJ_GF,G9C_Y?,;WY1Z!50P4',VPX,04E9N`7-^9U=_[^N,`X?43V[#%Z
M!7^%9A$:JQ]]^'4S8PI]9Y<Z:&B6'C3U233W(8/0P$$+`VU23N@[//SU`6T!
M!&],?/[G?!@32O#Y!63W>24%@N:H9G3AE10)_QM"DY;,%EO3%GCP-3779F'"
M"XUO3",ZY@D)PV2@#V%+@E";:03+&\H92F8=/JVQ34:KUKM9T59VYL$IL/06
MV.(M\<C/D.T8\9J%6S->,`6Y^&E-\&QC?G?,Z,8"9W.X8GDK1A:/?\C0SEJ,
M[,[0Y'86CWNTMA8]#)V1KV4#6R@M64',1A"@7MF?2+Q7C%3L^T!;G*R]3"IE
MW^9KNV\38PWN+:,[B^%+-'N!,PJK`$VX`"`_)0HS!Z5L`1&(,V\"F@RT$A3*
MAMZR'V93'L/^?D>3-<.C1[]Y/O)KH2U'80](0S;_'@&$96&QL'5%[?BQ:4O>
MS3Z#;UO:SS;$0^.0YFY31FH,A\^%>8;I]J"?N80S&'NE<%&*HR"``Y3(1IZ=
METV`OR!_%,1H>J+27#2.#Q>MN8=6'$C+(IMGT)ZBEPMZ\`>@2M%*U0MR4;'8
M)R^=OT"QE;_`"L26&X;S"U\:1V4BJS:),#Y9M:%Z&K)4&K+>Y^BBJJ]KHN;P
M88#R4&42[D`\A_BZ?;H(0[C(WWL!7)L_%#/KD_>V(;XO"M7\E`8%)34,8%G#
M+?1;;E#_6#U$^N:3Q6>RC_;#B+HY:<-`$@%'NF(.RH_RSCS,3S-!!!<%)-`Z
M>ION^_GK\<Y,N2DV)=M&_#QOO#!;+[)B))(@%#6?KY<HGK/Y[3:<PY%%7=/L
MMEL]#I'"GQ'6>Z==RU"%8H3YXFE5,X1BI.O-TT[K72/C((R1'UMMO>%\'*`Q
M\F-:K3?;D?"#5H&B3N@BVW5GJW26F,Q*ABC/LC*DT>QL/2*EA(YZNH,>]-2K
M"BGU^\=7\BL5T88A22]>/3]`X9KK*(;K+?S"XG<0+!XBN$!GH90#\_P3_-`S
M'/;2FW\%B_LL^.*#Y"9)UFAM_^-^>^[T/MN3@L4'M*]<Q7X"]L_>UEV^E]VV
MFO-+1WL_7.,36)?K!$(_22X62X@/N+O"$">["E?1#:$8N@8+%#7Z/5J"CY$7
M7GKAU_NW)`5+=&J42$FNHHBEHT:6H+L)M_WU1ZKJ;L=U1=.5'R<IZF_W'V@S
M(%OS*%[=1^OTY<J+H\`//:2SAWB=I'<QWJ65YR79Y<:N(Q3'78V,2L2UK:A"
M<=W&U7OPF&YE0<:CYNH3YE$CNP]3$0N]N2&Z]N+E%>3.3XEMJF8*9E/IU*63
MW1RL3QF2!AF/EB84CU>Q]PK"*Y2K>_L,/[I9.CY!-E#D/4`8);(HEL%#?=>>
M'^-F#>([HY9N;CDFIYL_MYV=4%M5A&"$A_/I.&*STL7I')6AWIW-(N(S-J?#
M.)FN8PO!;1_.I55:Y:;#&YE3Z5A"V4HV9U(,&]F'$ZD[8IC+/IQ'W5:%X(V?
MTV@HFMN1I4]>_!7@KC9;<3Y$%^';;0BPQ8YOX]_67NR%:10_O,0@>8F"Q0'V
M6I10CFZQC5V-Y:,FA-?O;ZYN<"'CXB*KG&,FT-S-/M9^O4K"1O2?\!4)N#(D
M0;_`3N0#F+^$_K_7@+@.Y&:Y\E#Q+W)]DBLT$<"FJ_C%:A5[<`HL9J]HQ"VE
MI$0,2OSG*)P:_:@_UCR(((5?@!=\2%(O!<?`PUBJN/>?0__)G\-97#H]P6,J
M%"<L<!TS])H#5,0[SQ)QLR4V+FB8K`PZ.9NA<N)E5M(3H&>]K.H^*XX%15$!
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M"9]O:[RM1HEGP^[AS-142]6WC`U$LWBB^G/_._LA\@8AVN8..*0,M]_9#\47
M,FRS+D*RLQ^Z;H"$9DM(-,AP/T3>($/5,G3'D$*L$Z))*D33TDP)Q%H96L1`
M=!W7=L40XB.G8?>'^P?PGU^V5>=?P-+SP^)LHC=/UUZ`FG]JA&[P#[_>Z?]4
MU4\5L8U/_[3%>L!/^?7._:<MY=V[O/6-O*U_FE+>O<O;V,A;E_@>0-[F1MZ:
ME/<`\K8V\E;E@KE'ULXKE^#9#Q&-EQ[\W!RHQ.&FNR;?SG[G5/UC07B;J-R)
M(BD'-.*^LRVID'X54ELAN5$(46AFDGS7EAXVF@;CG6Y*)/:KD=J"R4:-6.\L
M56JD7XWLAY8.:<1]9\DYTK-&]@-5!S2BJ=-:/WG'T?*_H%I>'@DRPS#[3Y#M
MTRR>J*@29*,D=[JR(UBNJBL[0N6J)HIPL7)5$Q6B4+FJB<J0(E=E]Y^K(A0B
M+[=C?[A#;@>'F)"+6TZ*P,M$Y$H=\QDTQ-`KGP*%4GKE4YC0R<G,(&%"(R<C
M<6%"'R<C<>K0ABVPQ/?<K(LX1M]&9X@NW[:/Y'<]7'SSXL6'?Z_]].TF3.`"
M@<\:X5+BAQ<OS,GX'(79A4"9\W5(O)M'[T#\A&X>"N?@#RC7_68"W3:V`[&E
M'B=;"C-;>_MVM3TRU0-3(DE3<7E)TS0TK6K.3TV:&TNRO>D;?LU'O6CK^QPU
MRE(W6H,AQRY+E8\L;<ULW<X?NR@5/J+47,VJ^@^G)LN-P92R;!GX-]3M);D)
ML\N62<N[IN2LM'-8=P?/<7%8=YW/<7%8A]*.D]]PS6$6I5WN1))JW<R8R$HO
MKE#K)B.M4,>;BG_'-N.8%XQV#ODL&)6)<:[9BJ8-,35V&11)L%-?I]@FQS%-
M_AY6C//!O/!I38SIP.8ZBI^`?^3+!A&3_:P<;C4G-@R#@LF6S^*QORJKZB"K
MLNCB[6&'=:X9]B`15-%ERV/5%-SR37L%V]B12KX4[_;>>RG8=%3DD[JDKJX1
MD&OZ]>T8N*9?>0[7NYC#)C];>9Z('AA2IE(/?=H^4EM_2`O*.\.16NABBWEH
MP7AG#IOV/AHMT/H]A[2@OQLX8WXL6J#.#4LMD$2MZ%3!)>8CAKO(00S=HD(B
M^"V40IB4=KK%E8X&I%WB/T<CA"Z!&A'6D5.;I],":!Y(6T,R3G8Y[2J#Z:^E
M-!*8CE[XK:)2+WW;#!XKFO;.'.2@P7%JA9>?,5T[+OQJ7K0)R`8J7P**&6R]
MG#J_E!J?U"._@\&Q=1[)_A;BRW?'O/=C,$^C.--X]@*TU\6OB3N"XM?QUYM;
MT%2-B*,ZV04Q+41TI+=NMC'1:Z@&-;T/WO=+$((GN.PA<HH3F+=/<'7\]]H+
M_"<_QWE=3XWFV=)VZ?7F6EAJ`O9OA%WYJ1<<O(,7PM,+WXCNH3%=TS0JE\+B
M`2C&55G&-1W7[CANP2^<W+5F:7]01W$=3LR2#VIHNDDRZ(,/C40(OOC)U\S*
M\-6TGI%1HJ-AP`YTL2!!<U6E;[JHD:(KKFH-)"QBHC3;L-0.1'T$F4\P%+`J
MX[%3Q156W*CB!RKN@NH.J1:2\E]_`7#)C0&ZLRS_S<4"_LJ;'[XCGER-JJV9
MME9G/9N'YD(K`^146]'S*^N'I946B%"HAE:[Z`\D5')"%=6I7EE/26B#B>P=
MN8ZE.40KR,"L,`#;,57+%)`56MQ#E:B:@'S03@O'5%PBCXF:CXK5[]^\:ZZC
MD:S2PW+"8OPU)W,XQ.*$>FG07-NHG2-"*(2<#<?12?P:Y@7O(;H$_P!!D/\:
MM85BGA-M43.VH8E`W,_0M*C35-/4#Z[S-0/SE1(YJ1IT23N2VF*NA\06'U*X
M8(VO5"@LGJXZ-*OI8`JFMWJVI5,Y:N2L--C-$:#:C1*>2.4C$V+M0N_5K@4J
M.1V]BI2<$5717;Z,Y']ZB!#2-RFP)`'IP:[832BX6\=@+^'P3K7*)Z,/#-F1
MNC:,-E%G:T-0=Q"WC8)3AQ0<'6DF$VD-EK5G!)J&VFK<!Z">$:&F88E`/0N"
MS7+SZ?$%3T>ZRY/TBI%^B/)*`^Y85S2C;86H#,Z-8D9\*]K^[!R(8A9,*UKK
M$MRW@*G(5>V.Y+9N^ONUWHI#%<FF6""[<\2&>)$Y8I@1(K/#,&-Z8(<ZT-SS
MC#(Z1<%'Y9AQQDV88Y89.6%V66;L8.P2Q\%[\^]J>64E:P`N.<Y7@;GD-4<%
M9I'7O.3%8GNTB^\BVCWGPW>)&XX>IDT27:J'P2?D(."1&:+/,@R+Z/[HXX/P
M_N5'8^NL;@FD<0'#8MR'8Y@\P<'-[>*>R^+F*HU!&<M\,#MEJCKY-]W$/SJ3
MZ,#+]OC8#3Y_BDY%W82(M`/Z::G!T'7+5C=':II'*-.1$P@?!O$KR.^/9R;!
MR0LB&[^\=_)MO5H%/D@^?$<GQT@/A[;(`1?QEJ\WWAV$@8::PUDM-#B6S9D&
MZN-5FFGI-#1`L[2$WYOC\WM<-*%:SBX%.T-0CT^O!;5RXWJW\>DUH)@4_%^#
M!9PQP7NPBA(?3M5D':,I<Q7%JRC&;]S%8.FOEUPGBU4IGJ"EH@\NJ!4-I2P>
M%]1P,73'YLK%1_#L!=<`U![7I)_-MK9;`KOY/-6XU,I53=?D,"ZU.M3J$9O&
M<>_BZ`DD"=0'3W%73T551V&A@E[X3J7NF0<5]*I0'9.*"O2[BQ"=2%_Z^+'D
M/7CTTRLO7O#1CJE96F6N-H_8E3IJK1FV6;4D_5''<NZ[:JW;J4,N)>[O<`_=
M21\:P1<O?@9)Z1WX!?0A_-`-I#*>OZ`6!#?A/%KR62Q53=4W_FT'8GKDB7Z"
M*[KH/%$#S,W/,_%FZ78%T+(;/N?K;5)ZA:M39JC6+@,$(_.BEM[+5@QM-&KI
MEQ);[T.V7Y"/EF1+$C9E00#FR$/['$$LP:TP(+W0HL5VJHK=0CX!*;WQ0^^Y
M&VX;>,;DAW[+I^K.J/Q<95_X#-+;I^N%/_\"_.7C.DYP*Q[XY!?X'R_@N2A:
MK=.?"[$CRH1^474M9A1,1";T,\-2F2T7BTP*Y_(#;G_T":0O42D2>C`,?N?%
M\!&:MAHN5/BN3]LP;`?J5&;J',?4F*B#`L^$^A'JA8NU.-=T0]G=U^X,0DU!
M7=^L+R#U_!`L/GAQ".%5V\IQ;\KJ5F6GVXVNNOYC+'0-(;!A)4/OSF>GX7L<
MGTDSG,FJ`PSU5!]D>E%3-0""Z(FB5%\41L5RE3U%M^%C4*6C5.AK(J$3K5P4
M?&[9[@"T<M'[>37CT4HK<ECN8O`$XCAO0OC>?_47(%R@^,'%?!X#BI09RZ1V
M%'?C.A%0PH%P3K!0+6M@POE@Q"AOLRD)WSR`*/K'"W1BWZ)O<&VY7S\F_L+W
M8I\X0\!@:A4E[^]&2@H/TKF@!6=YAJ:<"UPT2S/92#_LCV^^=!N_]U$UQ^.Z
ML?LJ9_2P$<:?+49DM151=2>,"W!4P]0MCO+>^B^XBV[])@_OH@>'%GS)<'>K
M(;I3.PS_7*R;Z502AE/AGL^"NH_TD?COT4MC`S@W+D:$*3<>&,'69N[SMO/)
M0W0QQ]6:%XN%G^+J`9SL@23=A(/X9[KN5+H"4]/6"W-\]OD;/T@LYOI"51S-
M`<C\/&BC("GXKHG;IWK*T'[AZ<D/?"_E"K"AR>S))>--)I=URU;V:K"8B6R"
M]NW3;;SP0R]^VRQTO9D?QZC4!!\@HB.]7"R*H^GV0/1RP8MC*6Y7>J^C^`M8
MK5$%`KH!8S?Z`!&5_0*$<X!_,Z0EX4<A%W189G6[RDAACXSVM/9L[BVZ2)+U
M,KL3!84MT7F/`F%?H-6A3]K5GH11WBF&4[KAC'1X$K+1,;'K&(#"A/(E6RM?
MUTXZ/(VTT650I.3^>J<J_R23(OHL#1E_CP(OA2M-^L95?OK."2AR`LJQN<K=
M6[17P>U.C:;+WHQWAIW%WYJ&VSMS@Z;L#60$0G8=^^%S=N]G]OW/X!O^$T/6
MN^G>+,V!WD3I-`[1\-R(5MPMT9OKQQ]BX"7K^"T_LW:76SKHY3S'WI+TRJE*
M%_R!&:M=2NXA><'E.O%#D"0?H3&"'[Q>APMBEG9QS\;2[G+QT8?[ET5Q:B-?
M-FKJ/%B5<^@BQ(H/VTH6'T[HM=$G#U>!ET"R_N&AF^G2V_@+LA*WZS1)/4P0
M1U4T@4J%SG=I-6JCZ+`6RLLLA.,<E4`]U]E4'C._Z7ALDT;JB6M/[Z'G+Y[@
M0GP--U?_!%[<EREK8,@]E/';)VXW`Y7,HW6(_8<_$G3X]SV`SRXAZ#=+4-6%
MY(BYAK86>I&3HB>NS-P0'-2>%-%*.4$B2B^>GV/P7+[9L\9OSZ=<S\2[Y50L
M#5T[\R2;/;=/^Q^X2+-8.%(G?XX:9DCN9-&1Q<#0P!/%U:GX.H"_)9IG%T$0
MS;U^&:G;$"M&&7*'23E(]2`SQ+`.45N#G?Q7VSTY5!<ZS1.%>,FM]P[5LG>H
MGNL*3\_JG9F3WT+:SDH!DGGLX]W3-KFUNU(21P!;7*M?KZ-XEKZ`V1.Z[G<6
MPL=F_UY[,;3]R<Q#:]G,A[XK.E5\AI];Y.3,8KR+],(9OL=W]@1)F$7P[55&
MX^Q']2]_G:41_/!KZ9<F_"7\Q\P+P_7R?_Y+U7]Y1-UB9NM5%.+O^^$<"1_]
M,/N_]Y<?9QYB=;GRT`$,^#GT#'HE@)2^FR'J-^0FZ\<$_'N-QLD?+$A''T/J
MS5C(XRHSJ`1,P<KS%S.OPAGB"CE]F"_]G?(7]$T3_O?=[')+,62_3##Z>@!>
M03"+GC+J45WZ#LWYW^=>,%\'",>8!*B0_#FTZ";H=?2/&.!'9@5D9AZT.;BF
MO4X93SNJS,6"/@59UZ$L9B#?B2-6'L%,?:?]!7*04=#\N01`J"TVWZO[CO*7
M,R3]?\'?HM_!YR$-RZQ/PN/;K)A.F;XR+L/T!0D!CN9M5)@3$D?KYQ<X_!K!
M9(%!]>(%3[,W[.ZU@_*;'P2(KB?_.Z312^'/Z3<`PGUXHL\G4!]A\6M,P8\V
M_%,%EKM:;08D=O\::<=@*@.SAGQ,`F9A@RPX"IZ8&]K=O_SUW>Q^*W"X$"$P
M1?';S%NMXNC5"W:A#I7V#$+4*R!X0Y]9^FFN/\@%1!1^^![@_-AE-BF*I6"6
M8,N&Y`AYGJV"=0(M'YXS!=W)N]R))+!;>]MZB(';)[S>W,7^'#VZ;ZHKQR\R
M0J]V5RNZO>*[G=U[`PV',E#9.Q\C+TQ^!P'J7HA^4V>5=625-0U;Y>QGO:U9
MA5&-6K<.W."+#[)*XZ,C-3YX97VN8^8FGP>W<<965@G`YR"D[AR08OW`>^#T
MGT/_R8>K7'HQQ_LC%-J)`G\.\?<`*;P,R!,L/_SZ/T'ZRVJ6I&\!^-L/3_"E
MGV>JLDI_"B-H+(/9E1?XC[%_-H-Z?04I'/9L=@_5?([P_O3+;.G%<$GZ>:;\
M,D/#G</'G^$__[5.4O_I[8?_>4Y_02,\HA\^1RDRS-!(+.%K;\ARE9B9;;G!
MD[U@";W^TV/QH9]6^"?T0/8__9/O+5>__)=J*>6?!J,D`$_I1HKHJ^41SI^\
MI1^\_=SR\5TM_.C]%=,+/08?+^K09"7($"(3N17V#/^(1FD=_?YM^1@%>)1S
M\K=(:$9T/KQ@"Y9`."RPX_'DAW"6^%"F"20:9&4Y<%T*U@N`UPPO`Q)F[AK[
M'9?PA2A>S7XLK3_92NO#Q[[A<M<9KG?%#AO.A+_-SK.W<VF%7[/7T4]PI7O(
M?T0>VRS]%C5\!2U>Z0M<I]#R\;1&3^PP<[ZE\.MLTRQGEI_]3\[@[^;O,@^@
M[L&,B>PO#W'T-KN_^W`V^_CQ"J[Z<+5.2M/+QP?$\[5W(R+T>@H_E7CSK)CN
MQ8.N\2/R3*#WL(2BAE3B=3UW8S$MR#U)=YZ%J_L:,U2X2MB'0)X/5`(J)H!N
M:_H"`0?7AB6<&.?_Y]TN5$::6_EO?.CKXJ_J[\Q56IWWP\_VAUT_R8/>'():
M%.1!7_R7=YOYL8HA_OT5'!BI\14M5[FW7OH(^B="9YR\^*O,$\Q.D$!W,G\:
M@>L,CH8GU@RNN<@#ADK%HW_SH7N,YLO2\]$;$%=H@Y$1`;%W-OL<Q?"1*R^&
M\`Z];(Z4N0B2S#5=X51RP09VZN&8F:<'*4&CK['CF,;0$.<3Z!N(L?^_S/SG
M5SBW(NCVI?X29%LFN)V$!$$O0MML$^`>914E&(/(N\4@1)^<;3W)!7A,T79B
M'?LI'#\C.A\7S=DP2BOF!WY[:X)BL(),%VM6/E[R"U35-]1Q\0R]#[GR<1H&
M[3O*2LD]]7PT*-08I.LXW)*?.P?[/GJAL`HWF1PVS&`&<LNX*/:"[;8400-/
M[6S?MS%?R*BET)3XV&/'VS!O"=!F./LNI""!>Y-%(8VJJ&NE7/MWM/D*X`*,
M-]J9#XB%4MI3%+_VBJMFXZRE)6;A7=5R;RTKPB'<(S\C`*)/0AG#60`G#.)Z
M#KU.+X#_\#?/KW(WY%V=E9U]@P3FF$1S(L8[Y@A/5/S!A9\@0&!"H,KF<"0/
MZQE2#K)9!E\'\R#:[.QRC""RWXWA9XQM]B`>H'W8F*4ZA&)2?'R2"@D?F3ML
MG+;;2;B^@14"N+=Q*@LC&8"DF`I_0%<=/G.?XG(\.-C%$M(Y]PHL(5,70J@L
M\_#-TOL*D-J@1Y_F1@<IV=O6%>23Y>D);X)QM`39!T3(<N.3>%FW5_1JX'N/
MJ/P`3]8,+P@+ZQC/<.3#0\K1Z#L/IIO5M0!6%F)IF,M-=,1H&5_G(X.\G<%L
M@7/%I9>P['#J&#H5\W2-K5ZR#G`Q]#K(C,["ASS'A:%"-G<CIVRR+R,X><K^
MR.;O4*S0<:N8QEQ#%3#X60%VC?W*+%^)[SCS!1=YQFAGF8,0B;[AV8TL0`"W
MK?!_4`^'+$"1^3+Y\Q%J^E">L&=E'Q/)!KN1D&H_7A;^48J8@W\J8F40.]#]
M0M&[QP#D^C_;Z.8)OHH'!1L,H&^C,?(C@Y`.1"5D*ZLGQM;F^OW-U3G\EI_@
M(4I.W,G9#7Z;H\=L<W3E)2]8&?@'M!%_17'!-!%T@U1,&S0Y_`6.DT/W_\5_
M?H'&,,"5!H792=;SEVQ=A9Q!;+U`-I&;$OIY+=GY(_#B#;#W?IG;C\4ZBZ_G
M\?+P:V9&GK+NGW"K@RI6$[0.9@'9'!^&_0L>&&Q%^J[XD_/+GG`DB%E`/,]`
M?+_UIRI!E'%1.WL/?>ZJJXH7SDHF)%L"4!M9E*]!4$16$:VX>"U\V[A:>&U.
MT:?>L.6?HR(5N-"@]2XI0>\%[#Y<0EZQF,^]./:S+0:$.ES]LIN2DQ1N@K?4
MXEW!SB#53Q^DPWOU_,!#:P%:@!(X#PY3LETASC)/9QVB%0G3]@P=RMR9P&L8
MG&S9TE,L^$F^AJ'M5@Q>X"J?21,W2<+K7Y*]7WHE(P)ZY'CU!?C=*$3B1_LS
M%(=&<H=VIJ#;^@5/Z?3MW8ASF/-FGIP4^/^A%QHF]@6*`N,\6^[5P/>^@C1?
M\I%#B"(R!20P104LD'[VD)7/FC>H:>C'8'!FTP?N;5#B9),$R_0._P2'!4O4
M?CE^V_AND!;DZ"[6V&=`_T2`>]O:^,R3B4K@RSRYK:^#!ISC]I1X1)#WH<FF
MZ"P$.6V/.-)82MUEU*.D'?2H'@,_>4$QI@LHA0Q#FV?RY%O&FH]3FR7D8^!F
MYB'*-\W?D*+P*@B_@*W&$JKS!6W`D2\)_?1#PH$&+.<.9-LWE$K=]>PR=M'G
MX*X-[??@KBV$6XK,5F6"*]S,[;-PAFX]WS&\L]^J1@(*#.$KB[=L[%HV[6.`
MF8,$_R<S/SC2X"\Q5C$J*XG(9`7FB+D92JZEF$VLDB4^/?ENEC?\3G;<V\Q'
MW]I8:-ZCW"IENQJ$SRS%^>:C*8!AE-N_5?'%S-AMOY*'5"`4T:4!*4KG!ED<
M<G?L_#WL86]?PP[^8KL\X)T-_)6`#K4@9$S%)5ID+A%&8I)O>9%;O\(S6SRG
M?H=04!":A>$RD'II9EVQ\8%`7B^SV@VX!,#9`??$:`J^@[[6]E]G>!U'Q6#%
M=CN!VT94P'N.EZ=LOIY!BU6R=7AR;"+%R;9ZI-C`0T.0@*=U`/<9KV!3)I+'
MU7RTJ?[VXL,]1ZDF1T/?-)2\`B&*SS;!22^+U@:HQ@"Y&%FH9XGJ![*=_=F6
M`+2S+X;#+\#/(.\$.3'QN]DG#WN,>)^?NS?0DF=FIYZUG`A$%;)$:Q25?#?#
MMG/CE6WM9Q;;\[-7JY%6_#):"C9?'],Q$F,F9S,1_'6&"P4*=]A4?BEM3[(_
M;6&>R3W-(;7)<N3K;*D0/IL&T(6`'BN*4.<J/H^>GI*L0&11Q)FCV'\N(D)H
M"D%,A0"OVG`7'`.T=<6^.0X,/0&09(F6XJP5TGT6C?'QQ(M19#]?"?,BE"VE
MC_GE1"52W\T^P]$VU.!1]DCZ"8V;075[-=,&A.7E&66'L@726Z"\-;83FSD2
M^$^@6KF%1A1P11LNH[:(\BU<'J=_VX8YHC!XRV.)L;^"R,":/MN$`>?`?T7@
M0+]"_\XZ,&[>QS:D\*?^XY5BPJ@J\3&KQ8D]'$5%54_8)B%$9@-\@R8?OIZF
M0:YL[*1_\]YR_SZ=?4,15TP[P@#2\FY6!KD[>:!TXZ#ZF_85)Z?UHG)H41,_
M]6:/>0EJMMI%R\=\"A8K5E%4D+V[S4*N-E_-5PQ4N@31E1O[U[PR``^6[TZ*
M6"^J^,S^BM(-<./SZ@<H)+Q]]&S'"<<*]-+28EN*%F=&!_YS4XN)G56\2RM^
M%2/DX7`%VMUEA@$AOC`&C;'PD\-*V4(\14@LR79GX^T6)SVCHUM(:*4(?PD5
MQ1XR`\ZW%U3,64$B3K`"7(Z8I7/A3F3AIUG"PL]O2IIE.>WRZI`5K63&`>UI
MHT>\5I5R0CBB4(+>7F0-%W)F>6W<JQH;C5W#E"?`RBM9.1H,%]GLK'FV,G[8
M9P,G<.%.?I<=;^L>EA$+5?.VF6QHW?<AVN?;4/7*@T,N\O0(7*/QHIOGN=;)
MM@RBE)39*"@K+,VVY^MDLQ9BUSDWH6^YXXL-9Q86RQ?8;6`!I[0:-0P?R4ID
ML=G(M\M%"'T;%,"1[R<,K$JY<JX)%&K,9NLCHL%+(*^/4!V;V?]N]L>F*KN.
MA2(?N,_&6:9E1`%>Q59IX;3ZQ=*!+]K+H%QH/=]N;_2>?[<(,>;V"2V:>0TT
M)"RSID4L:1/DPMX(,B\HL(N+AG#P*1OP/R".LBJCO:6LA-QML#%IU@7\VB8S
MBB?9BX=B-$7JO:2#S":O\T!$AIV\P&-]4,KU0!G88%:"G<H[S?3#\:THJJ9'
MR:1"*16[MU,"GJUT60PF<]Y+B]LF#5KKRV(DX45\"2<,CFZ'.!,*7\"010]M
MC`"N,-H:A\U*5S*L6=@5Y#MN[(-+A6;1ZTS6:!?ES;.MSIX-SJT?"/%.?ELU
M49ZQ_UHOGK?'1.:;>Q*RV90;&&B$<$Q@$:T?TZ=UD#DSQ6#E)U&P&T$$J33?
M@4&+@0DI^6N/`$]35X%&X0V%&F;+"'EPQ8J"L8+JEO)3"]OU+HHW8^4>5?%.
MQO(V*0\IR0*BF3^6>Y.;Y;18++-RJG>S?[SX:,'>B+5.GF>-9@^5(^7E?%[:
M8--S2UX$\#<\O9O=HMF0[05SV[V_56VRSV>SIS7J&]4\8'9V`YO*O)1O,\GS
MK#'<\+RBLCU4!IN'8.`&_=WL>AUG.:J]3V^=X&1O&2J"O=_QM,\$4MK,;3@I
M4BK@.4+G8;8QAA@L(;&++"BUIX3,<8,CO!4P*J(Z'EYF'B,<B:YUD-`_\.L0
M"'#IR4@((ZCT\!GR";[[N,`P*7C(IT.1V(2B:T#B#70*,2E>DH76T(;D,8KC
MZ!O(@UO(MX`*@&\C6[>I"D(E.OY\'>"87&F>(.<+NQMPR[N>(PWG/D"$W+J\
M"+"4OX"ZRZI]<`E=49F8F]*\P!EC'WTG@SR:/B7Q9B#.ZX:2^3I!D\=[A*K(
MD83%@K"-YTB119U[8U2W,)OED]@T;5>'HO1DX]-N7`"\+N1U(KF9+":2CPOX
MMCN;K+#\#$4ZRKN;O=W+(PJU97^*=K8QY?(4M.+'.#B83;(]P[QSKA'SL3G+
M""?:KEN))M82GTK"`6_T5>!CFZ6B(OR-B[[98&S]S.H&+"NAQQN`)#>9``4-
M-G.IF,X;'VB;AD/$E-<#@$L-T=LQKDV#MD+[:S6:[F$1P;_'7G"^`"N`L;PQ
M`6?5*K3-'JEX"6T[<("U;"1PE&1G)6N$0,MR5NQFLR#7QH3FUJ*ZT.,]U:%U
M;\:TYF4`Y;?NS9C6O)K@#_NZ-]NN>14T;VJZ=ZQ^]@M4@KYU'K`6$-KS-1'Y
MW'A>8;EM7.W=U0//*W_W!,(C@*)Z+5?Z;&!>3.EB0B\!2#<3-GJ$)J?(/3WM
M#X;!5UIG2N4)N;,TN35&U=_9(IQ"X9=^?=JD7W%)X*<H3I]QQP`()WP$,L'*
MO<>A[V51YI4Y:NA$*=ZRX<.L!RK9'EMI/IBS_:G]?=+L[05*RJ!$5)94PLHH
M@LVEE.#N>>AB,PJPF<U**>![RUQ6Y9F[/7@%C<MY=KPZ2^IF!^.].+>I./(?
MQ4ENC['P<6'%([(3</&`'T^RRHK\3$9U2<R3<7!"%BGC8H39YNO;4N9-6&^%
MSBQORW?PV97\\6RZPTW1IB2H6#_PZEN8[R@N[!Q*R"$+5%ZH=\O%W\U^VY3^
M(Y.$US_XK=DW`+[F-C4[!)]]ZJS"'BZ>SO-Q19N&@MH&@Y?1>I[5P&RM3Z',
MS'PG>77>IE`V.S03%$ML4A!1%-)L\;\H^1+X#73,)2BH*QSP.=@T$M@Y,)2[
M%(N-8HIX7&DW5I9G1CPBMG2((D:E`PDNI\\*,>-R$?UF+&_38@91EV0G%U%@
M'&1`R"MU-B3M"&.+T.U)!93LW-;?EV+?.#RS\YW2SF>;GMFD5G'H.-[68]74
MM^W(X+(DRCPN6@>^I'I8H2"]U.PC+E_V6#Q?FC!5=S`K]DQ*8Z":/#PW,P\E
M>4&+XL8+_)9UT<#12134P!6%[_;+5TY^#<N:'OJH#NRMT=Y"KVH)XLTYDMPP
MH((Q,(>&.,F`#:T6?']9>-=;0UA(?Z<2?ZO0S2QOTE[Y``BTRM[\!9.Q/7ZS
M2>O%((-X&&7)D3R75*R0V%!D29;W<)J@-@DS73U#64<-;PT453VYO-Y%O3PJ
M?7=`7FOTW[KRSIC!Y3[(JV(S$=<4>V\$_@CF'DHM[5:O+]!JZ\_Q";.\9B.S
M6X_^8@LHO'9_QSM':''_VW(P$<7PFQ`C<E51[:M7-&9'!L>/%^?(OFU7XK,\
M/8C/)39LN?(R^LRU!ZL4]X/)K5N$5I6MB7U7.#.-\MM`&Z,2'63<B"E:I[M&
M<R.T;3W"#'7->L8M8G#7F[Q[V::<)C=^64%&9@`KPL>S(BFOY:6R^2PY'FP;
M;>:3K!RM1>K8ZF8O5UH<),SB%Z7M#CH$C:?F=B5&^[Y==>KV.VN#I2QIEF\!
M45W2K'Q6OCD/C\T**MP+P"9147:%,G]BGI6K(<3^?[UPC<P2ZNTR^D9&B./T
M_#8RS]E&YF)'6VB?,ON(M25@*>G#(715JO`WD/2R^&]2),#+KY1+_K-3H^68
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M7MYT`I<^>MDE<MNWX28KB**OOVQS/YMVG3&TCW`AC?'54?D^=O8:!>LE_-K2
M_YYMN?S_@,TN\Y?LN%W1%`R_"/^V0&U$451KC@L')+8GC&VC3VS_[J,8!!+F
MUBG>%J-D&);PF3)\S#[A<Q'B%B5)L@3;Y`2R8GBOANJ)XKPNO+DJ&.-NZ_"5
M+"K<3*R3-,^+X54<U8'DAK=8P#=IY3REE1>S>PNXPT*7^&:[K!4B!G5GK$J#
M`,T#U2BI(E2.9H6.I4W].LDS'(]9,<.F]B?;%6^:8FQ:;6TZ,26;(HSM(;=-
MY5H(4/X89R2?MDLC;G"8%5ALEM@\6E<Y,U74W614E)IY07H74PF@#1E*X]X_
M8U,YG@?;424-[JRP`'E_$MQS9%N>E9R5DVT+D#4E3XJBE:PZ9E6<J-A48N',
M<SG!B5IAX`SOYH+>;=@HV8_$;MN@;AJA8]]J9ZRLVG0[7FD4W'(M3KQ@/S)3
M$THJU?AD]:"HBGWSPG@G#\:W+#=;C9UM.H&6&\X_%]YJ-J6S.Q%2\!SC<NQ-
M2MA'E;C>)GRVRBI1SO)V=UG2$.G,!]^P-M#!O?)R<R!H?X_/+N5T9$D=;W.N
M:O.QHG(,'^;=\+31_O;[.RF+C.;=[CM%=3VJ<5I7"BMW6LMDGUY6^WKL26/\
M&J@C2QV\9*F#ZVV_SR^HJ^`'O,$3,&]0(K3<KS0_:(/J&OUEUC,']Y+</K$Y
M9%MM=YOG%@+PG/5S!9M>ES%J7(235X$/UKCOY_;/Y3['>;-6W%.G.+BVF_&K
MI-=_W)K[;?%0'I;';0%*IA^?^MET?LARE:76$^75I:#DK[.HV@UCOY!V0S:N
MH=T^B3+`63]G=-IH=H.?1LM<#"K+&VK/D13-EG>Z@64'E9/<2B%=P>D/GX;\
M/KZ5G*^S74K@&]]B=.%&.%M$WT+<H1+R7J)]FPG*^QB5TCV8C/QRANR7"WRE
M>-[+$WTLD]ONH)5V!N\@,I*L%6G1V7JGS^;F^&?Q?NI]!SA,DC?GS:Q[N,`=
MJ?-6'V>SO%`Y.Y>[Z7%::FM:#)99^;.]8R:;I!9<9C9I[_V2@>*5C`HL3G".
MA0D9^F]5*:5^RWU`4]1Z(#PO?)Q2^]]MRQ24P,HUE']R4Y-<KF,J@RQO,KS]
M!E+_;CI:<_\"W>6W**M6\M$>UD,%+(OJ%SV45T+7ICP6-;-E@C+`H`J#C="*
M"HCH*5_IZE)5V\*#O"ORM@BN1'76Y0NI8.%GO9CP\3Y<])W5*V1]JW"!89)/
M=MS%*S?XQ>Y,H$9THASEVZY%_E]Q^UB(\`58AMN.71>H1VBI,\N&JFQM0C88
MO^=7WO/P>QG,L?=2Z[1OJR?11_+#2_DB@3^+"M>W1:";&CKXCTT*>5.84=P\
MA$IC-^40V'4NS;9M)==>']^:6H\DZP^7YXW*9^C1`-^BPOH&(&N)7\S3>FG`
M/VP.C!2-%$N[S4JLHH'(8F9E!V+"**T>8D&GPZ&!6I0ZO&^9SE[9E+?BS?5&
M!]ECR0ON*%*6P_PEBK(;GG8GZC(O12F7DI9,D%\4#A4-"5`A6VYD9R"C)JN2
M1%V;?M[.!'R")CN1,P\\?[E7Y`S7PNWE4!NP9`WA2V66VW)C_"KB_`W5+6=G
M.DH%L=I?F^)'V[5Y6R.;'0RJU4Y12Y#;\@S*V7JP!?T2';G+SHF4L;Y;(;H%
M\[N28"[2FCH^S,'FXK@RG4E2%B"F`]6A80%LO)I'N#LH1+.A89<T9-O_6]??
M*9L%#(WYW]`EWU3&G16'9J%0@S>Y5>"[5?A7ME6XR8[[/""W9QH''W**L:-V
ML*U"9B+++?#?-NTBWQ?UV_`SC<WR=YM4YB<),@.=!0K1R[@1*$Y=@6V=>A%B
MW%;N)3M%]#5]]*NEX]AGQ6=X\>]J2=PXIYFOM9TNF+)'KVCNEU<?H19F12->
M3'H6>L8#0^Z^03<M(1=-L?!@(O+3BF%^)!>^&>-ENMR#!)V)RBXD\;YC`>5'
MS4HM\;!O5G0XP0O$IJ=L693%">1M=Y.\F+FPDJAR,VMQE:TGV1%&W%&/@+OL
M..,+[B6(B-MPD[=DS0'AA[L<9,YQMA;EQPQQNYEL2<*RV1R[:!`S1ASVPG&?
MP4W4^:RPG5M3C'<NCW#C^>2GV\-VF`9D>BO-7S8-;4MM5;?!\*)'T$YY^:Y?
MO2FGW0)GTW41D8VZ!.?2@*M]LKF?9?MTE@S&:]I+GL7;_=C.'JDHK"F),T6G
MY+.'GO).-OE3-11CI>%SAJ-V13SZ9>1KL8QLKI[`_KV(1:K%;<"S4ANVVA4D
M*7;QFZ-FVYX\VQ8O<.^>MR+.C5GE\HW*^I$5F&]]=+S;W.E.7#2A03'2VKZG
MQ7PKSK25V]AO0U"9.XMO=T6V%OXGOT`VW'2Z]/!Y,Q"@50%DUZ^^F_T618OL
M_M6JE7NL%5S-">&\6A:%O5#+0?`].[V5[AS]+A>7A[C</I-6'M$K)U3QB>.#
M0MXE&QF^C3S/L!OJ):6SN9"7[(+('__]URQN[R?E"WQ+H:G2$=\4-UU$!C/%
M/6`S^87A&A_N1L<:1S0P0N7MQC9IF4D*_HKS'N?9-8FXH],VG%<R2[L1B(?*
MA"HUE=KYPN:V+MQCHNCX531M@9,:]_#Y"M">>15$;T6[IP4$-RZ`SONI9(?U
M=CZ:%0YLUG3LN6TOT\L.SF>]0'-O(!\A+DZH;$BKMG;,K`K.4B:85.0CY_WV
M<W^ZB!D40;[-IU"-`O:%-M6N:-;^_]G[UR:WC25-''^_$?L=*A1RA!Q1W0)`
M@A?U>")DR9[1_GT\7EMG-GXOT6"QB6,0H''I-N?3_[,*``G>6@`(D@7RV?'J
ML'E!79ZGLC*SLC+W/6NSV?R2;*GJ2Z$@;-2I.`R56I_J%]OE6[!]%UR??[^U
MT:I7_Z6\"%]62EM<C?:KBIV;-ZBRT#YOKGRE\F0SIZ3,7)N_NS:PLH*+DCCO
MUAC_\LNG>`WA][SDZJ#MXEEMB)DK0=Z[6C]B(P=*=D$CN\VHR)_5<=B_-:L+
M*>ML;`GIO[GRK5*3Q.O"`KNZ8Z''KSQ_&P4M)_(&F7)'E:).O&#J*Q/PYH[)
MMW)%[D.#KXRC[9OKZLA\95G(M,:R%ODJ[;R<[G(D1:Z3Y'6E5E782XZW.!<Q
MZJ#KP+=43S+5Y)#QH+R[THQ>0Y\K+%EWA=APZ!4U2;),JNNOK:R]XAYCD=*4
MY87>-R[L%)4Y50*ZU<^S:YW2)"PM@.E6(S?,NE>D`-]QZ!>\\Y+5V>[&7"=%
M%:;5P6AQH7O+.;,+079<G,7K3++#YOR/XD@WMUH/<2X[R%AG_2RJ)FT1[Z")
M7DXG*SU'!2GSYXA2A@AY^+4Q;9O#V(@#V=/2>E&4A*07;'1SE:_@M053W!!S
M9"I?65!!6B_K/"'%3\O&S2ICG%)HUFZT<BQ*Z1@V?VZ>:[EX5QX4*!_/$ZWQ
MH.2V.3BYI92(8<XB1:(5:'NF.SP\RRM-JNC?RJ^X=T!>^;KTC:WTCZ]FZ"U-
M::XN'E!4I`925CO6.H8$<*6$J(O?JU0S7I'T(E-OU\6::6%/9%#*RH-VB#A;
M1]6K&N:%"-H@Q)KO>51(88!N+,A]"ZI4JRY;*DF>22P/L,CF)HDW:JQ$+'Q4
MQHOC$P6#;,/+"2@W[?5DY1:R^CR[Q%DDBLBR.^?W264<M;HG%[I9^H#5,>"!
MB=D:O_)HKH`IG!U92%L1WI@+Q[77_#F46[4:/7V<^^6SU7Q[Z>5+9WGK?NP_
MU"OK8P=6U&&U7ZZF?3H\V]+?DS!QY$'V6ZN4[T*=\UGKR!6>^^[71WT9]U2Z
MAW*]FZRQW.^CC1VX.AO;!'Y]BM95SVZ05_A4*OE_J7!U]IM/ND,G3@GW'6MO
MI6-Q5"H"4>B0=YF8+;PVBL8BB/.P75\E%E^?=ZR#EU2RYVDJM9.5?]%>QQ/N
M-:YS<T`^M'1@65;A5,A9=L*6'=ZO*XNK4$B?MI*L?O-V.0+-,C1IXS!I9U6$
M>99!@NP/I?Q]S$YK=3SO(%7:93\5FJGL,I%Q3N3*>BZSJ3J^FY=T>UQFMK*D
MDG3PY3OM.ZG-?L\V+LZXV5/*-5H+C^2+D*7>I"DNDSX\Y>>1J5J&*EQV_<MX
MH[9626DO=/'/GJ\ROKT^@E*U.15<53S%HS^RLEC3/)ZIW/0TN^=`BGTBBCLZ
M$]F>IVI[5NCE;N'Z_-[M5@ZP'<?2:RTJ65OTO(@R4XF<U"=A)H6?(D<*DK7@
MV!=E5)9IF:#)M=I#._\?66;93[*49GXTK5HM!0"[8:`N(^9',>%FOY4E%P;B
MCB;W3F9\4JJF[H<C)[]%DC%4$N450F=;K20<W[A^I@(M\GCG),_1E":K3"R'
MEWA&7BY=8GFAH7OV49H=Y0C*,JORBRQ9$&`1IK@J`+!BZL9/\D`,F=9.TNR5
MU;$^A"@%J12_S`-MLT(P*Z?-*OGC*IJQ^'YV:VXG]#]DCZET(%#_\H6464QD
M]`2%(9<?4N;2J7@W.[.4EZQ4G(CJPJM+76[L!_)CKH5=+C]6<ZD",=:S57A(
M=G[P*$VVK!-J,)EG::4&9^ZH3&[G-%BCLRJSNP=M^</5(E]L+_(]P*]B6C:_
MJV+W<E&0C6M##+PZ<9]7[MBP2">Z^6QU)*XB3=78Z>&T&96.@M:),/?-[KI7
MV\4R]\YTN6*B?I))DVZ<6$!FB<R+6RR'-\<L?F)K@U1!N.HT/O'N5C_(5G%I
MW\J6#`D:E0+,4?J-<JXJSUI6D9Y_JP,90?.H@5RWR/+&9WE:;M`Y)\7@VK4J
MQ8>R8<A0\;URMK!""Y3.IR(/+TF!4-T#E&^D>73&>J_,=C;YQ6^J@1_JC-PT
M[@V[SKWAS:'+G=F;+D^1*.Q1'IM'=ZHBPB(6'UCQZH$=2#E1+^_#P7P26>Z)
MABDE&/T_]7A9->\E<A8_O,G^=S6N/=/7H*W-N=[(#G&@W7S*5ZDUS$8Y+O:V
MNS5P`HKP#'YXT^N_J3(+\LQ$1`\L1[SHX(^^W/%,>?TH]+U)_<[^G)^,_W\J
MWNNG0&Y]92>(#E/GKU-8W"PS51.9I2S'Z!/4%R"K:1PDZYX.GH._TD?7`D<W
M.WZ=DN85\,Z$E*G#]`"6;5@,':9')R&O'JM>?V#J5KB[SVM=M_%W;S.C,DQC
MTE%COIX'&5FT4)?M,BMS_4E^K^?[CNT3EF[;1!ZPJGSR$7NOX/A5&A=WY;?R
M6/<PJC[?&FTI@'Y_"M7,;[,!_6=I2.Y"GYF6`/]ZP)=V?QGF[`RH_$YV%M=%
MR+7"]TJ%.!#LOBP&AET5J4`.\A,(0GY>%88=DY_UG3+R$/XIHB%,Y,%4&'U@
MT=/C.\OH<ZLWXI9M?W^=WOFV^5IAC,T<40T&6&XTDG;.V5L]VU"!);`$EOH-
M%5@"2V"IWU"!);`$EOH-%5@"2V!YJ:&VX3;Y?S,O$?"5@,N02\`26`)+8`DL
M@26P!)8:#!58`DM@J=]0@677L.Q4B,DW`MD;>U+RM"R__0&B7RW1@26P!);`
M4J,!`DM@"2SU&R"P!);`4K\!`DM@J2V6^@>=K++2?;<OH\KV329+9@*OWY=?
M:Z>BK@Q>T?_O]E[Z;ZG_QRRDUSMX//?>UIVJX;=[TG#MO;,&W#+MEK`[?FJJ
MW[6\>18U$)LGIY,YY$9_S&VSUP3'UT#39_8ZP;B]%VY5E]@D3$F(ZR3:CN]L
M4^EGWMM]W9G:2"3JQ<8+\:H%A@QY?SAH$8!+"ZYKX\5QFV`;.]Z`C^P!-X;5
M,ZB"):WO9?IN7"U0S+COM[E)@5S7L379?#1L9+B!%S>S-0T'?6+)&"S!UG2B
MK:G7$1'4J?@X7"O$:06P!);`$E@"2V`)+($EL`26P!)8`DM@>;ZAZA\-5_4N
M82L9OG]2%8X/E/ZNMPPN56?H0)\J96C7(`CGR'X>MRAMLWI'JQ8YNIP@!@/!
MP(O-XL7I=D/ZP=ZYODW4O[5XM90H&HD/L.:66&,-N5DCL`V,P>YRTZC?JIS`
M[@+6--A=1GPX-,$8["X:H8XX,?CQK]"/#RR!);`$EAH-$%@"2V"IWP"!);`$
MEOH-$%@"2VVQ['R<6*O)TS[+X#`QD9GHV4)$&]G2ZBT"[7(,Z9]8Z'+9A&KF
M4M,SB1!H=XJ3DW/PKT'R-<TSKH&+71.!M1*JZ2D`N\$PS>AT]E1K.J4GN17&
MG&8S;"D)VZC'K1IYLL`?2)Q:B=5`&!"F7LHU,`9;5'F+&HY[?&`;X(_&_-%-
MXM1*L';YK&KO$UD@8OU6\?ZB;-'+TA6+Y+UIW!MRMEYO_X'-G>C)HZX;>R_V
M[NO?HEH'@C":.W[3]N5,JL9_#B.6S`1;"B=B(IB("?LL7#%_%!'KF9Q9AFEQ
MU1'']]DB3$20>/1RN;Y#7/B'DY`XY,5QZ@2NB-F+B`1]*8[$DQ/)YT[SIA9I
MM`AC(>\ANX[OIKZ3$.[9\^AKU)&`_HYW?<^R%X_"=5+ZL7S0IW"^<((EBX0;
MJA8<%HB$R8(?S`DF\CM>Q#SZDINPES#U)VSF4(<?A0CH"XEW5XSAGE68!U,^
M5'6"_C"X_#J-4`VS-Q[PP6#,PD7BA4'6^L#H\Z%M%>]QZF:\$*YLSE_*7SM)
M]N.-GK#R`,7?(G(]^F,1>:[\TQ6">J;Z(#^GP43.DY`@_TD#S[XU+8V$Y_.0
M4I>HI2!495'\5`[/"]375A#0-"<AFXA$1',OR#OPVHWQ^PO0]:)KY0NQAF24
MG"J%/GMQHHC04U,^H#VR9XPRJL:J.W(MT$33K,HO?XV$$Z?14DZ\91AC!4TD
M:#6X,R>F[STN-UBMOD:D>W'B+8I,"`!:,)*%ZB'J:_G,V-3Y6`CV*ZU49HY5
M/V3WBH[3-'C!5,Z'_.OF()2/ET]M?%9+OW]4OL+%]ZJ_/SLD8O[;\5,ESW[V
M`A)^)!_9ER!.HG1.TC++K*!^I'2$][+-;_;EC^7\,?15FW?5?U7UP/%WX8MG
MR5S'=<,T4/+W*?4F4G(3)_]*/>)P)J+*E"1I[OI2=`O:O8A!4JC+\3_+\<=J
M&7@)_>]J%KSU+)"(77U5]6$NDEDXR62E0RME7LC.2`H9M:B2&8E#/WQ9R;2\
M(SF%^H.'0XWM3!E(7ITBGYQXEFWY!,W'N21(S#X3PZ=1.&<_.L&?M)O]3#M1
M1)W].0T(Q#]"?\+9;\0:>L'^0=`]T<842R'V6Q22.A#+Y?&'2!)?2(0X^^BZ
MD92.7P+:<(A/['?:;KUGJ8%ENU;^!=61U9=^<Y:JB)<&"XE]G65$=FD76,H5
MY.13Y2P64?BW6B"Y#K)>):O]G:9#,CJ>T5P1HHG<5)?YN_2Q=K3.W_%(-9)/
M->XMVPNZS_6/15VXU4[YA^,+14#ZD=J\_U&`\\=*]=&!?^OM)Q>_4G`2\9Z]
M2:9,.$0E+YK<+9R(.J_$+'WC4>D:I.S]E892@)=U1UK6+TJI757+NV=?IGN_
M6>B3F9PHOLXW]H-O-J=,`"G2([6H2TQG!`0MBLC[6WV55A>XWSKW?PGI[[7U
M>V%Q*BVP(`RDN4;:QX3,./I"9GINDZJD?M"/%B1!IZ'OA8I/ZF?LQ2/=(?:H
M=3+GUK*4-.V(C$%JE)[@DDZBIB!7.9ZDI9KDBOAR06^E[HQ4DTS(DR$JC3''
MYZ7GJ47U1`1-?9(1\C-2\GW9/RG[W5`1VLT,AO(G\]4&*9\@>4\FM21^WGV2
M.D0VCY9RZOC4S9\<-]N1Y<=DLB7B*926!*D_:23M4-E]^7MEU]&OI][?TAZF
MAS\[D9>OKGP/C=2^1%8>/9CVL/+F)*=34%L;3:Q,PFPO?LSTP$)MC-V9F*2^
MQ"*E.9`&93QC4]+:8I;&\ALD-",YM(T.2*RF(LIDPQ[,"*$_=^&2XDYUHJQQ
M;A`FEX)$CXB8MQ8_:\HLI#XB2&<1?TMSG-Y)%[(/WE]2`59V<+XWNZ%/AK'4
M<G37)S7IQFD;S];J3.[*$O=8[M,EJ_>K<F9DJMB:(VN1L/G#DHX6EU<`63P[
M_B^2`;E6EA,U]VRI-9`9^&7V9`_R@EQN!(%0$B#CMQ-DQ)<_*DQ_Z<`BU5=Q
MTPO51SM].+.EKNF.]_/G+Y_(8IB(>>!-Z==J7C_&TEPL,6%32D@11A8MM9X[
M8M1#(N'-'],H5M9()A+S5;\2"]*/*)0L?I1P*C$VR;TV^8]73AOUS-SG&)2X
MH;H1/HO,?"T)(1IO.)%-*NP7R<UY8J09>?=?+[2KL%^\J9`.$]I!I?]A<TUO
MFECK-2U_XZU^<V@YK[VIGC1&GPD!!3C])9_I24"3;,N*U39%1FWV4RY7_>[6
M)V%4?KT(*[(-M>^S6(2QE\0K?T/)R)).!?9/!<E'4LY$9AG0>OQ]Y375QA#;
M4J2(H6M'.5-.D50-Q-D8R-K]JX3'))^,;*L(0J:TQ<G*/<`+E50IRKDZ=?<H
MG*C8\T@9<_]4OHC,L4<67>P\J^.4]3O;OV1[?B6[,P\#L2PLMM+/M^1IYO9@
MB\PUDTD\DH%BGGGV"KDJ)R83V+1/BAW54YJ"\K*%$NN9:9A/AVQPI<?))Y6V
MWO5O"32I*\I^N87_2FFA64O%;S)1+X>PDL69EBH?G"FFN;[J+U<JJM0:5MA(
M:`LEE<;HR<.J`J'5J8B^JJ+>XN#',(K"%\E7;>S279X^;G:R"3U96]1\7*Y.
M`_<XQWVUH<4Y@1\37<FKS7'XT:[S<#[WDNS81^$2LI_^3@@%]HG0(EFFMKB$
M_B5=XA>1)!(=`B7_5`.^JVY_W&L%Y4>-_-!1#''R[M'QE4(6SX0\P]GGQ68S
M1P:!L$VE+EL+1$QUGOVO4.YWV5ZB?(3%K,I-1V0SZJYG-,YGU%_/:/%II&RZ
ME1<D6T?T[?>T)%0T0"3DZ;<\E,^=\<HU(MLIMMW[8H>/!"TDD8U_RVORBM=>
M*9MA$'L3M6)S>V(N5SAURK_?1?W&%MW:B;T2?9D?9^Y,%'H.DY$34C50W5F$
MGG(G,?HNH;$2OE%QJIFK+*6#[MS/5OK[,4RSP\U]F"DRQN7N3$(5/4$,\,DZ
MS+75)1GL8NZE<^FN7HEQ=6SJJG`3TK)2/\G.S93$EG1?^R!('LM`"QK%H24E
MHVUH(F:D0"HECHCM,.G0ERY')[-R]P_@Q]SRH84V\YYFQ.[,1U%,COC;BY-L
M9Z#I)4"4YB7U.%H#)2=8U2/7;4_M%I0KD/Z53IZR99$%!JD9R3R'&Y:W^HL,
M-!(F?.5"%+2.PKGGRO64Q3/(N)H]KL)"<LAU'Z:'NJQ8$2K_Z91^'$;Q+O#*
M-YP^_BN+W)&L"QS5VXQ1SR%1GG1[J;O2=JK4?:4[.TH2%?TH3W`Q`X6_(),J
M)`X#R3"2#6NK,S,$B&2N%\MP#?9IY@3YN6KYS#QC6ZD1@MO)8G>2W(1>C0AV
MZZLR9^TQE@NDL*O"X"XC2\4M3N(F!8QD@01):G'AJJ65/:1T0QG<XWJ+[#PC
M6PF/4O$3ZS"V37^F(QU>V6<^[6J>GUF92NX485ZE#>=`.,8?)4I6>&+AS=Q]
M:OYC$B3EW^9Q9BHB3TG).%\9,KIDD<4`T'HA.GN/^8%KMA+SQQ66KEP;*NA$
M>>X7TD04N;"9")*HD3KR(`V!9M7Y6QYA4FL+AP2=%""!M*Q+AN_Z>R5=.K=<
M2WTHQ(:3!RGDCZ)9*\>`K33O]7-)OYBO/)-QIENL0\#D$9#W/QMG#&F0O4E?
M>B+YD6.0>1X)FDQ%V13015!>H'20$C5*1`[R4,=,HHB@S`<I.X+ERMUY(;EP
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MDY<'K$EKI]B[M@ZZ=B,`/.F#BE43P>9*R*F9/TK-T3W[2#._GN="%<@L9FIK
MH=0`*1JB0MAD!SCR$=2>B,JK>J>I:$-JJ'ZY89PU$`O?UW`'U*0;)UYWH3H2
MV!3D,W7*D:PDVLKD+B^AR$O$W21\"91E+/>%7?80["MYK!_`75%QHDS%D>A$
M@B17+(WA+YG>^XJR\W@YK6?_`<+[;_>HFINW-`VY^J]"I:;*;'=R[4#)<RG.
MI=&3+/.;&QF5BQB`:1;W=D<LELI*1"TY[OH:D7RJE\5TJLBN0#FV5(-K>\7=
MTY][]E\'/RNLL\P_$<D=*%=M,CN'9\8(+ULC*V.0](?L!I%R:ZVN:V7GFX6G
MIG2Q0#EGG6B2'W?(_H1!MN5-Y??2>:JTPTQV'^[S.]F1[[?O`F0>7FDG^G+'
M^=`)9ZJZ:,A<VG/R6X\_O#'>J+_CA>,6?V_>U531:(M8?&#%JP?VXDV2F>R_
M\5UV+S(;2ZWE\>UD=XU67L6<=NKU!Q+=]%CW0/'3NNV_>YM=;B,5GI@7MYH]
M['35,@A5`C_XX8WUIF$60%<&@$8/K%*-QUHQ&J6C("75(_9^-01Y-E1YAJM6
M=6QGAAMVY0+(:@'CD=5L@-EI,=N!3-T`U6'N_'92J)ZM\DR^;0Z&WWW3-W&7
M'5BL-P+YG>(8HWX'_[GI[I4.MU*<V.H>S>J,L#*ZA2;PW0G%::W)/="3<R:Y
MR'LR^G9/&N:WZ'%K7'T!GGIB&LC3[2Z=GR*7'/;HNY98,!I73_VGR=@!^5'%
M_WA_.-(,<OV3F'\[8_FZ/MZ)]M_2[%5\];DX9):GN\4!][(;)F6=Y$_;2JH&
MN].1_6R<!9A;H^9)J`]9M)=,`JP=P[2D4SO<L:TC33(0Y1:(,AXTSQ9](IIT
MRH370)?X523;X5OMV?/0&[JF-UC<,(8:J@U:NUFQ+6QQJ'=$%8$;KBE_JX0A
M??/8TS>X),[F_6_`H7,N(A03!);`$EA>)Y8=-V]/N2]]7">'EO%_GDJ'UH*G
M^YR+1!?;Z41.Z1ZWA^.V.G&6*IP0CM]P%9,(J7&("/QTP\_@8Z-Z>1,]_;4X
M\'W]P%?=(8'35@-GR6GV59/W:L3NP&D+']QNKX;<NOR9+PC3'<+T9:$@;0G3
M<3OY(L?`SHD,:.V7J"Z;WX5"Q2QN(E0,FT`S^]'DAGWQ;0!,T9\I`VZ/CXPL
MN77OP^HN,8YW.^=IT^L8"5@"2V"I'Y979K:6JY^?:+OZ&B8R>^<Z`<LKR63R
MY"MMVK+Y""^N06Y6O3^).5;]RO+Q/6QLCAP1>%J&4A]35D^"Z6.E'.Y74PZ-
M^&#4/!JU+/)`F1NAC,V-4?5#]+-19EN;>*\R=JW?TB616"=R!\99[L`_LA*E
MLGI7GM57C>IQ->>RA8U?OMJ%5Q,'MI/F+ZN%LB>3'8MD0C]5H2)PGK(:@EDY
M+UE`)!9^5L=@LU#L1,1NY"WR,@+;I2BRWZK+8C++N9,UF$U9O*I`4NJ"X\?A
MJA]%@F69D)4TM322M\_4<Q=1.$G=/+E[+*+GK,[SDPB?:&7-/%<FT'.*BE^R
M\`ISB8*D\\EJ"/\A`EG_U%_R\J.S!(:J6=5\7E<S[VQ67RR0OUKEQ,URH!=Y
MIV7J0S5^5;I/%52,PS22?_A^F"5//YBW-I^=,%AW8UWO5>;=][),LX].\&=I
M#GF12[^$BBJOEO69--XXJY\K"S)X05'I(\]K+<MXY)7,G*1XY/VJ/N%FTE(Y
M&Z0%!:6NLHUIW:4K<I(VD"M))E=^%Z[OQ/$Z[?Y:`&A34.E35AXD3T6<E5W)
MBKTNA1/%6;)^E:@_6HTF6S-NJ$1%44)`56+*R5I:)]'V'!1%EK)B`7D-BW+R
M4+E@9[1X9&D96:ADM<**7*6.6A3/,A&ZOURO#TY/E<5NU%J2U0&S*D9^EIA7
M+AA915/EL"X7GEB)N\N3?[6[;*Z"QPOVIYWUD*[6@]R/2OO6;U$8A+)&32;K
M.K'M?@G81UHA?JGDV,\?__@Q*[XZ*9^X/\G*RW(GH24BUT"<Y,6_PBBOI)D5
M(2A*`ZSJ;\@,[*K*0%:E7>7FE?EV'?8U4BINEI+VLRR<]_O&E]X5RV7X\/7S
M[\4?HX?O\XI^&RV5ZP.6:Q)LMJN*Q7M)JLIWR+]DDOZB<E7^LU7!$5G+3V:3
M+U5)4G645@MNXDVGJBJ]NH8>2Y_7K$@T/Z=]2"94SY=TUN5`O*PG\H5^D0D.
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M+IWEA$DM*J&Q;GA2B%8B*ZR25=O,"]>6^D^`97J;ZL(>W4V5WSIRQT3YG/8:
MI]7YAU@D&2/6UM*7506JN*0\EC=^N305238%3%$JD,FJ85[B9!S.ZJ/*SU<E
MUE;6##V!"#>754Q][T]925G5>Y(L*PI6[:F\ME/?;:-8E&39=@4GI4VL%TO1
M$?F-S:X$0EI/<J_)QIAY4*@7R4MX%R=BH?I0E`4JEQ0B@;*J_GM0[]RWHNLK
MFZH/5Z-P?I%:I*\V=^L``976.4VCK,SG-@ES)>^D1)21%#3_LFI45B-JITS;
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M:EPRZC-!L>Z#="3D:ZMP))*,3V3A=BD/U,?%>5E0,F=61W=2`);%W=[YV%G;
MZPX4MOBB;(D75KW<R*57;N],QAF[Y'RISH3E<:Z$1JGR9=D/=^")H2N-3&7F
M!H5++9-FRL<K#THE.7+Y=<]^4P=&A5'PH@:5%_QT)C)N()=KL5AU;K\Q(@UP
MSF:9\2DKN)7$9+'S'"4JO^WI/=J`,(U[PZXCREH.LZ@I0[-:?/NJXF4R9^TO
MR@XX"C[(FN>JZNGC<GT&LO(VK!YR1X12CWT,)YZHAE%^7E<!H\P8#>/<`U`Z
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M3BH\N8O+??UKT08QX6,\$\^T^XNL$^L_V:^DK\UH`B*2A8&3F4F>4CIH'YHX
MN8-\\UN2)W-/'4A+!^Y4-1.O#N-)\9/1HBN_2'&T2%\L^E0P=-61;)2+1>@%
M!?_EJ,J#NE=!#)&JKIX?NT@-,%Y5#5^KP#][$=FL:O`K^DN5-Y$6K@I/H7^*
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M\=:`67FPV1I?QX$J^U0*P563^?9)6V<6"DN_W7R`G%(RMQ*:`^794B/VQ=K<
MW?<X62_\P"/SR<@?JQ9/YC%3,:WQ(C?E<^DDQZ8N[!S\DO)Z/,L8H[C0.+SY
M8QK%*E0Y?XQRRJPAC+)>K**>5#AN&/ZYZ:^,A"^>I:J4S?*&?[6P=M3CD@U[
M6$W,NDKZ/?N5;/9LP'-G(E86M)/Q0OVL,(=*=#Q(#`@!V5!II>6[,2UH]M;J
MW8]7XE-&]$B[JH@N+6^K96?)PE$*<[$'RJ/<N9?.<\="29-4?L/,5LMCRM/5
M(EXI1W.1S,))?IY;6-->D/O5I+J0Q;#)O6!%L=)7"Z]?UOQ.H,C.`-0F4M+I
MUEKX.C1</=<I.A&)TFEUKF=GY>F5(B,73M9X25:NM9%"JRAK)4K=R-R/\LM)
M'M&X7R%?TW[MK<_C^XMP?+5V=X\D=II9/V#3;%E_)Y!B1VVNDYPHJT"93:'@
M;3CT:$K?]JU[J^!2(><CL9ZY_:<<\F%E:T7Y:->!/X76)7790@Z5G2"/R@1*
MHX*;A33+/BU91!`#LJ&/P<8"536.E((EF?R6K-D5@KDB(%>#7+L%]N5?*P;&
M:Q/4R2)=\S`3M0##0!T(R?.G=>S,3D#79N1%0:@DWX15)V5HK#PV+%#-OT:"
M/R/:+KGR-;!>D^)O5XC)7B*6UV:^7L&70J^O(%(+0ZRB6,V/93++,!<\583L
M-V)".N#<RBZ$N<+W\ZN//[PQWJB_XX7C%G]O7MET:1:<12P^L.+5`RM*T!I&
M7O>WDJ-L'8VO^O+-C`KG3.33Y)K$)<X1SM`L->$I_]/;;"&$:4SK*,_6X&W%
MS3>]:GNZ=%_$4B)S\,,;ZTT5!KC*@?;`*J7\J]'7C]G%F,>(O9=__EY(&MHR
MRN^7/!?EM]=>"1UF&,B6^ZIN5)3!RFY7E-_YJ,Y/LWA@#>81^#58F>7C#`WF
MTN]P3J+5+ML^E"K(3@-XJDV*YMFZ+Y/%2_-)`3_`#_`#_.A0JMK</!\,OSO@
M0:C;[B<9B26=*2HD2P:1/SM^+>VV\!A\=]X%4VKVG'GW\F9'W[6R)JPAMVID
M;&YUS`W6XS5`W7S8+6%>!-N9C>8=N'<5=RW7>O<-S[IM_2'<-%(',I6A."?G
MNYKCN<_[`[-1@TC5K1&,#38G8*DIEMHL2?W-JE9VEE]D:!D8W"*#3;O'Q^.^
M#AP&D,=E;S;YT*J>-[Z%/,WO')2Q;G4M&A:W!N<L0PZC9>VED_DCBJC8=3@F
M"`[5%UCN];54=[2T.<9WC]ATK@''VS1@\O#[/2DH0&IL-,!RGX^%E&+S,DKQ
M.Q=[S95`>?/VS<_K6[,RCXT<)<YG6F5WC]N&%LY@P'B4(\WBICT^JQ]M@FVF
M53\:[_6KES[4?)>Y@%'32J1FGF2M8S'FWXJQUZ?\XX%.-5XR9K]YS5G-(FE!
MF-,3YEUO:%R:+]^_$\W+RX(I9V+*\(ABUEV(1K^L&=@VK?>\4K7IL<YT7V?F
MV."]<77#!9OXS5/FG6GRX>#R^SB8HCM3S.&(#WKZ"I>.6MIP^6GA,#JR5;AO
M@26PO'HLNV\LMIU!Y)=UZKWNJ'":VSVWD08`_``_P`_P`_;>JVU]SFM<7*E6
M63TG2"O^48M;(]QTZ[Q5T*_AL6PU&G2*,)VV%^2PK\6"[+YI5[>M'\,H4NFY
MKW5ON9!LXH:A!:,!XW$Q"Y?989ZPP[2\&D=:1&1WU%QI+Q"T.^;]S9[PFM57
MBN8N$-#E'`'#_7[U3?+DA'DW0Q!)!SACV]5O_W71I8A84*PT+5;:>(!84%"F
MGG`>UW".@S`@S'C$>Z.>MI3IJ,T-#Z`6KJ,C6X4W%U@"RZO'LOLV8]VV?OK;
M%7&\77=Y598^?*Y_Z;];M#]KS,J[`3>,<T8[X/RI5?C,WIDC'(!?N_B-+XQ?
M1XV85HSR7VBC^;#/":D*E[*)%[LTS.J),^$IN)"GX)W5X^,^KAE?O\!LRW]W
MFYY$H`Y#[;1;JBI%6AAK[[,7SJ,OV#0*YTPEIW82)M.$4E/=63BWNK%:8QWV
M58A:B-INH`XYH25C.FKDXD2@JR(1ISO`$EC>%);79P!:]W83_4E%<+(GQPND
M(2AUCTECQ:!A%[`:CIEM+51W(`_D+VNVJ7ZP29@^^J*-J:E^KE^S.XV+P7)S
MW#QS]NDIL[VCOD^D)W']UOH?^G!1UIS(HC06R7O3N#?DI+W>B0<V=Z(GC_IO
M;`XGWQCW=7*QU8L#'0C":$Y[8</VL^E4[\B"?O*IQIMB<E+YXJ>_%[X3J!I_
MJA_AE/WL>!'[;\=/!?LXD2.8TP^S4)ET-;%[NJ_FEKG"]W.@?WACO%%_QPO'
M+?[.A_CB39*9'*/Q789WD_'>)>%"C3G_LR#6>HR'52CZZ9L-;A!O-_MFW%NV
M%[Q9<ZE,\7U?;7#JN*\Z=6M[R=>9%S-!#)P[B9@P9P4FH_<#(8.DG&C)'!4J
ME<P$<]R_4B_V5,''"?V&)HF]1!Z]F(0O`?M*7_G1"?Z47_\8S\2SY]-BRFC=
M'SS$:BH?P_!/]JS8(P.P0NJ2?(Q\_+HK4TFQ[$O4ND-:7ISZB?S!-$W2B+[Z
M]T*X\IOR`?1/'(OX_L#B/K2N6UI1V?_=*WR_L;;NRI3YYG+OW'II:$NTNF).
MMA+WE>QM=R662;]>BI%8$/NEA%5K9+5RY!]NN=[WHQ/+U1*G<UH69!EM+=AL
M\3FR=IXLUTI]3R=+MA#1E!A";S[20@]46=>%4'2EIP=RU1'1V-2+YO=,]=*9
MRX`5]N+$*]M+_E:V]BF<+YQ`"0SY*/D0;^HI%I>*D<M^J.A*^M*$O9",8(]"
M/I;X]#]2#*E?RP4>T(#ROD:.U$#N?"\0<J#4#Q6EJ<9(+YPGP7QO>GAB.'N9
M>>Z,E06>Z@F)'FH]%L\B8$OA1)>2(KNR`U*B@U)B7['5=J7$YBY]<-LL=NQL
MM28S)]E8HMG^J7;>_"A='9]G2X*^IX[14Y(#$?/H:W*#9?',H57E/$5"*(WO
MP-:,'1EK[2QK;5_%R7;7VLX"*RV^M7Y<3PEF:P6X,*BFZ[*VD2!J4'M2N5Z7
MN,T59%K<AU3D`PHZ%B`6X.D6X+[*=:TO0*E)SB7E(X]`*RW`N3,1V?XU]6DO
M*RT(L!ZL/QWK]V50/8<AN&EQ"==)R3R20O]%2-M([DZY)43&EB"UC&Q'N8W0
MUE#:D]1$[]V7:&-9V4QD)?WM"B%;RLRI6&EXL4<#<2*RI4)?Q(Z,N20=41J(
MN7JIGK&[%VV9CM1R9HV6S3ZUDB>I6^K^A@TXH2W2"V1;6_9?V>Y;T-.FH>^%
M\@UG03OHWVJ[])>L/V)S`F,&I132X83285_VRXM*APUA$&])@\-NVJGWMU1'
MI0!Y7*7974L%-XTB98)N/3U8R8CUK_8YCFBL<M'',UJPM#B=:5)X<[8]5DO2
M@\7"6<J5+[]0Z@T)'4=^.O?2N7(F);-4:>QDA19^I2`L[-)<U*BC#.J!K[1H
MI5AO6-40#Q`/IQ,/^U+\G<P_E)$\IB5"FV!$3]D^:)$2X&7;-:163O@BBB\7
M-RKHM9IH-PQ</XWE*LIWW?W>H9*OF=;HG31J'WV/Y,U$&KSSU'>8=`+3ZV26
M^:O#>.,!RFGEE1Z4J,1ML@^EXQ_I9V)>OJ(]]:VRYROO8G'1DCUZ$VT\O-LG
MKUOGB=N+^;(]:G(Z7;LKJX9+\R`?MQ&SF.F['U@VW)SYQ.4%:;_RM$+U*'-+
MKAPC!;F);>IOZ>IG\IQCPCX+5\P?:?OIF9Q9AFD2FXC@DVS[7#V5;3U1;521
M.J^0F2+4_E.<OI322F2;:=XJ/<L+:<&GC['X*Y5+M"#K]L$J-?)_G""5[B4K
M[]8]^YR*W;4<$WC>E&:6GK;F_%XE(>M,ME'FZWK_T@W"%[FD%K[C"LY(JB1A
M)*5T>0[V:A%,/B@(:9D)WQ//V09+NS`M3O'LJ/&N7,PY)&43)'\\7V_FM'V3
M$J\$AD-=4O^K9LF38DV=BXE\04MNO!9^T/Z*T3%ZX[Y8L.^L[]E_!>QC^D2]
M9%:?JXX0D2R^L2)<^E]?)+FEMT@C=R8/$J7]Q!XC)W!G\O5_$"E?G&6&>#;6
MWNB!?8WDPS^%]T0D5RE41)O_Y_ES6C!)&'#VJY+NGYR(C++`D9I@MHFLCPJS
M%:,T.]5:F0]OQXPV/U_A':QLTWMZ:AXX\")5O=5*5)N(]-G2@V+'+2S/TL&D
M'X>T%<@`I$1U8S7<=?OL,?5\J2=Q>B45W#@1SB1[YE1$4=[9]?)WU<:B?+1A
M(+8$3GDT`<F<1WGT0NM)V;&J/7E*(KLB^YDM[J74CV,:<R8VY)Y>$@]2?Z:F
M2$;);XE#C66+0UG3KP`BCT7E%)8?HF2$3P^?+!G-#9O*PZ%57S?F<^'07#JK
M@]9"%2_$W9H^FZ;X6],8RIPPI4/9C1U[)2(.'"&S_/@XCD/74ZQ[\6A0\A>[
M)V`[1\'9$':>)A4-H5P9A4LB/ZFN>!3ME`Z1<T&?&SZ[O,XWE9`8+`5FOM^4
M3NW=;()E=S[1M^0EJM6)]1_R<""3TS3$+P%]5[!WOY`@_YY&0')".4G"G0"`
MU<:R%@ER7['NV7^N!?Q!82N%^DK@JGY,TI6*N';0>LFRF/CR*CRO3-P6R-J)
MYM[W[&.RH7@<$,XS9Z*$B@S)4-PL^]1(NO\A%DGV#&N0H<D/"02I='@3C\0+
M9S][$1%`RG+.A++@)??RO=D)UJJ`!#@3T20[_94RG0MBGFGDJF.;"WS0+P1W
MMI?GTI*6B)_I[7G<B?RIDN3K1V5]V'R<9:T?E_?AYS"-V'\Y?\:'MJ1L`@NY
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M)*+$\8*OD2,Q47EXXCWMR/`GN7Y_%],?WOP<A7.YNNX,D_Y+0O6:_NN9;_[]
MU'*,'O\H7_P:DOCNW;/U8-0D/IY7YZT1F73"QK\J1V!QCIX;7VN9H=0`U8_\
M<R*@M^()2:%B!J5?8]O^L]33E"$H-V<2?M+@RB/3IJ'OAR\;*9UJC/ZLT>*U
M''_Y?0"7AN<L8O&!%:\>V`&?8#W'W#=OJC5X\!%7GFNTU.QBI1R8/ZGF!-ES
M5;WZ=1/"B>`,?GAC]M^TU:'RM+E*/_A6V?7LACZMG<J3=#"/0O6.MI["X5A6
M-("F_E37[:H49)>?FI*;%3+A%!RS3KCZ57<^KLSBLX_YRF=6WJ>ZM4D=G'I2
M_QD4A\Q:3NVYJ;IOGZG7DZ;K'U.YTY,&"[ZCLWAXF1\_BXU7^+5H,ME#/>DV
M<^O+RI7N4T&S?_<V/Z!/8[*-XWH)NL]O"IURQZXT7Y_"N(64SKIM\U<#C[J[
M#GRTQ><_'"^H7GH#^)P;'W78*&IL`[?D[*FG.+;KZVEKWP$>[>#1VD8#0-H!
MI+6=!8"T`TB;6\FUV'67]%!?DF'=&BLF$Y.IYU@QF9A,/<>*R<1DZCE63.:E
MCTBJIBK74=W^HQ10^.QX?E:.*J0Q.[[X</X#Z#KG1\V\A8?"0$_A-=U)1'R)
MAH\?\#D@W7^'^*0"XT":Z+.U>:9A`L-KP1#R%?(5:U.W80)#8`@,+S],8-@5
M#%NN.-FZ79W?&[/DM;%V?1FK5_\A;]X'\D[?7;R0]^3E169U3KF(O%B4+OI5
MAJNX[;:ZZW8V=;%QRP<4J>K%@/*6AT>VO-8=39/;1O5:K6V/O,$JO1[8FP^^
M7?QKU'W29PJ`?ROX=QS[,\-^`46HA/CQ.I&_)T=;[/V/R!Y1ZN*X/[2R/LKO
MK/68>AA=;KK`D&8,Z?6Y7>,2LA8#!]:-L1X,;&"M^9!;P=H<-M+QCQXUX#T+
MO._,1FK<L:/>C@6^K5""?6Z.?X11\N0\B3LY,)DUO;Y;`T=?=<S7?H_;O7%'
MSKT`:D50!WQL59=HW1CMC8/:XT-S"$B[.,Q#D+[K]:IKE:T,M6XZ`QR.'3`'
M+(,;O>HIX'"ZJ1V`?6X:U8UW`*@9@`3?H`_XN@K?NW%U)ZF.5O8IHPE.9%I_
M"J-%F%<Y"R:PIT^DI8_'(VCI71SF84A'9@^0=G&8AR`=5E?\NC'0&\?SG36`
M(=U)/=#L<7-4W?T,/5XW_"S>'U57>("?9OA90RR^SH+W;CRJONWI:$5?\JRZ
MW>Q:JU=9%:;3GUL?F6'S0!^J93P[OYIXRGZMU4B;&S5.35O(]'DY/1KD.0%Y
M:IS/@CP@3SEB`V('S&GH^JCNRSH==31(:MHF633DR3'"Q:AU*+$7H0N81V#*
M^9EB\MX`3`%3OLF4OE'=;P2:W"Q-WM4(+3\)3:XB]F-[9JQ[NSYUO\JB\WMR
M-IY-UU>]/LTJ4H]FDS"E@9T]I<2)>U0V$OO<&%0/17B5-MVS%;O%G[:D\6F(
M-.0]NWD!:Q`)1"JBW8SJ0;B@$6BT7TL<F,V=6&VRJ+D;JY%*=A;>Z$F98W:O
MX8@/:UR<.@"5!@8H2',^THPL/CCB<!>DN4'2R'B`H[5D4.:6*//.Y.;EQ<RU
MQ6HASO"B<88ZI0(&AL`0&`)#8`@,@2$P!(;`$!@"PS::[&1P2+V62N4[9\*?
ML"1D<R>1;RWK%N\$H_5G-#`$AL`0&`)#8`@,@2$P!(;`$!CJ8BU?X%`YFX.V
M0R16K_Y(9(9-)Y@P/Z0I8$^KNIWGRP32K<A4#6]:V`-NU,@NC,!F!#;OY='`
MY/T:!2+!(_#H0"!BOT:Q`<UHA&C$,_=JS1O9@\6N9OW>-.X-N\)3YT[TY-$3
MC8,-J'&OBYTNULHA(F;!T4JR;<C'-3*(@C/@S,/`XD/[:/T<G+DESO3Y<'#Q
MP'Q0IDN4@?KTJL/O?2(3B:S?6O]SFGG+0U[V=7*QU8L#'0C":.[X3=M?T?5+
MX/KI1$R8%[#YX8*ULB=.PCX+5\P?1<1Z)F>685KL142"N:'O.XF(Z.'_0[\K
MGL/"1VK-2;PPB-F+E\R8$S!'?JJ^YH9QPL(I>]L;F=PP#.5I=-C4\2+V[/BI
MR#X<#^2']ZH+U7K+]O34;*&GJ@MO3=ZG/?M@?TUNF[;J,?OH^_*M9";8IW"^
M<()E#G5_\!"_TG].PY/CI`6A?KS9:=6+?1WGV1"].$[I<8_+DK_V+E[0%\)(
MC24KG21_<7]>PN7O>,%$R*<:]Y;M!566P+D6PT57XM<U35CX$A!4/XN)!)W]
M9S@7[)>0*/FC$_RI^O+NY__\Y<?OJ3,A;14983.62DYN,;+/Q[U^1MA]*UC^
MXJW,JV@<_!+]^S+SW!EQ*Z=F3D-:AF([23AS'HEWZK&QB)[E&S%;.%%2K(4U
MG57BI@/+P_<"U7V72.LEV1CE5^7`V;M8"/9KF`C5"]-0#Y);B*0U/7?BQ6X:
MQ_3']_=,3JP74$<2N12DZ$AF-)!L[NB%PR(YB$BHC^63YFKT\<Q;9-_.6XV7
M<2+F]^PW`C2<R%,A?RD_59U0WX@$O>FF<GCQH8'EC4T(^6>A!,0L].5:IP4L
M)ZWT,R9HU`3#8[I4\D+DG<YG+6]R(L2<1J%ZL9`B*PR*J<Z^3HA*;NBXVB^]
MX*;$Q?!%"5J526P1B5B>;Q'N4]F*G$S5ET@\.9&2R"6F*U*F023R[<0/XWC_
M]F-].-\`5^&T#:6M5-349+C"]W/%[(<WQAOU=[QPW.+O3?55+>M%+#ZPXM4#
M3=`DF<E!&=\U.@ZM=A9[DG/6[*%>0@]TZRO>9?WNW=M,BH1I3.L[UB^_,.%%
ML`8_O!F\J7+J[!*?1/3`6LNXN!W-3;-%>]T_U^M*]O,Q8N]7G?^%%AK[+8R5
MO%<B>_<K(I8BF!Y$>]P_J"NSZH?6)YMXP'TJN/\A=T?`K2O<*F/GY:>F4:B/
MKO=?NL`YZX*<^UF:0?\MS:#+SP]0*7KZ+3E?H\H4T,(:NDE4L(:ZA!;6D(ZH
M=&0-=3HR?<,!=6=:]X-%*5Y=?H<ZD;];KTO_L>]H0_%D$7FQ:%ZSL@NW-:I'
MF;=U2<,V-;BD<0W07?"B#3`$AL`0&`)#8`@,-<%0]S1-^0%N7Y[?'CL)_S@<
M7E85A^(\N?YI\A$<+S5Z`;KGK0^_VQ-X6;=Y:\![-:I-:#%P8-T,:P"M_Y!;
M`;K!=J;%X($W\`;>V+2!M;Z;=J=/'^HU\RF_%R%H*,'D&H\-;MW6!H;`\%8Q
M'/:K;RP`3S/PK`'`ZRQX6'D=!D^+E:?[&<&Q`_]I^P8IR`N]#1@"0ST&=[Q3
M1X,]!-@U5`!L8-=5[+#NNHN=#NNNT\[O%NXDM)'^_5Q72@XTW]J5D1,G>SN^
M2]N)V&JIC'M1TB`_(-@"MH`M8`O8`K:`+6`+V`*V=(4MW3NU.5D=L7VO5$(H
MFOVY#+J*/'_)O/G"47DQ&QP$W4)B\1/4%CMB_=6,2D4.^G-2I2V!W3)G0!@0
MIA9AAD,0!H2ILRN-JI\;@#`@S(,UY*8!(0/.U.#,P-17R%2O:Z-U_ODKR?IO
M(NM_$^=%-7?)2;PBV4.1]7_71]2--/#(^G]3<"/KO]9P(^O_*U..K/_(MGPS
MJ'0DVS+0PAK2%A6LH2ZAA36D(RH=64,=NGK09H;0$V3U[WI"JNI1'VWFH1KQ
M\:C?9(Z1<JQK*<?,`7#6?,A(&PF\@3?PQI8-J#7<LKL7Z5ZOF1;J%N"R_ZM\
M[O.Q835J#\D:-,!O8`*[KF(WYCTLO>["AQPWW<7.ZG/+J*ZR`S_-\!MKL.UU
MZ*#@V#E`@OY3D+C/[='H\CP&?`WALP%>9\&S^'#8`WQ=A<^V8#AU%KPA[\%M
MT5WXQB,-#-]K=WPC,?^)E+;+4Q?0-539`%UGH0-VG<6N-P1V7<7.JAZM`.PT
MPZXWOCQVG79Q(PV_;!X)2INCI$%N(;`%;`%;P!:P!6P!6\`6L`5LZ0I;NG=&
M@S3\6B<EU2P-_XCWA]5#@)"_]IQ4T31_K5W#FP["@#`/IL6-,3@#SM01,J/J
M1P<@#`CST#>X/=0WL3HXHR%G3&[6.%V^Q5S\V8"V4L*;.N3A_R*3HPOF/(;/
M(DO#'W/F^#X+I^J#(`SNA`I`5+TIY=]/9D["7D0D\AS26ZGXV:)(&;TG([^E
M#E)E:G[F1/E-HNR!LLU/(1F_P9+-G)A-1"*BN1?04^F;J@^RN:TF)BEU/J2.
MT)=%G#!U/VGJN$D8T7#D,^5IK1R6<,,@G'LNL?\E2-(HR-+#T[>]P`E<CZ:4
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M&E16`9K?0O,?3B)WY.7&8I$#^$PB^?)3"0"+GGY<*48[4'TB3>GRDP:HBI[^
MPXG^%(E&.<8[%*F;JT"#-K)6_^Q%9/E]\N2R"6+V(UESI&RR=W^$:3*C!T0$
M;N!\SWXDQ;,R3CJE2"SHV\Y6T%[RQ);[15V03VIV,^!7,DI_E[:W&I3\[7I5
MU(/[QO-Q@FS?GO;^>_-]7H043+N!=/P6'X^K!WD`X<L,N16H>]RHD1,&Z7U/
M=.FJJD[W-4KI>[]%8BHB&327%[A<7EX?KS9YWPS&O/AV?.X>7E(+1"`U2-D^
M*0>D*[[O]4%)Q/;7C*XPC.I9ED"4FR7*L*\K33KDD;SP19#M*R&OGIXW1OOL
ML7$58KZT4R8ZVL=;";>\$KBZT,=;H=3-75OKU7)H@BF(]2;*C,SJCE$M8[W]
MZPW5W`Y%W@HGSB./LU!=^JK8SBQ[7"BW#.:D!\0IM>+L!&>O@I;9U$_=)'7D
MAW$132V[,\\B*1:1YU)7\F#0=><VHIM+,:?4DN^Y2QF^3,W($.-H(D>QCHMF
M[HPF3@:61DQ.S2KX>F<"\JFA<49B[GC!-V=$/C)YD6C)R98/2CQZ/2=H9S']
MS!=Q7(0ZIX&*L::G$FK>E-`-.A/S?'K>.D]/D7B2QHWK1-&2Q$8Q9P27#`^_
MFXMD%DYRQA1V419#_+;/Q[V^])0H.KXU#3XV\K]?XRPGG..%<"5H_I*SEYE'
MY)5/E)C]+"8RQ)_]9S@7[)>0>/"C$_Q)TQ"Z?ZIN3+S836,9NJPN4&S%WZ^O
M+BA&!6$@Y%B\)"Z/AVV,1<7[%W?_Y9+U9-@_6PHG8B*8@"X%71[#\$\F;UJ(
M[/:$LUA$X=_>/+OYX47Y9ZH[<M+7AG1)W.WC!F>/2[F6D\B14LJGWF1!DUS=
M58G3.75/28)<;&7QX(_"#U_NV4]_2S;1A_FO"IDR=X@0WG1*#4VC<+ZO@>R>
MA.NDL;SR(4-M8R9_-G/DU1QJ2.W"4L:YZH).1))2+.@+X2/-3R9.V0OQ17XD
M_S=,D^*KJ@_9U]4<+$3@^$JHUH'/-.X-NX+J<`"_?Z5QXDV7"+-OXHS*)^^*
M7+>KZ,W!!:,W_U@+@X_/CN<KTLE-_0_'UR.<$T!M`T5?4K?9RM'L%X>IOH_[
MBD2&/K'=#</LSSK2JYS*GTGGPBR"D-I,Y24(J<DFD#W42^B!;GUG7UE-W[EX
M>?&M5L<K0+B2I1<>^MS%`B!8(!KBH<\"T63'O%6SJ5MCQ61B,O4<*R;STH:4
M%A&C#>?YLWA,4-_UE28;W>$[LDU4O@.&P!`8`D/-,-3])G0><&`/OMOK5]V*
MJ3%[38)7/Z="A7AX`9-113(\J#(P74\-<)GD#_G@ZY38T2(=0F=AOG`&B*[B
M;7<5[\LLZYY=_=*D%OAB/3<%VM(*Z*Y[.%I28IQI(J*5#L,>TZ30:Z8RCEZ^
M"7](.SJ\V>?]&M>]8(/IA]]@4+V<#_#3#+\>']4H^0;X-(.OS\T:"3:TUAO.
ME0?N-,K"6C$HJPN)"*`MM._QJV/_0F0!0V#8,H;6F!M&]8)\P$\S_'HF'QD:
MJ'WP-Y14""@++9NFM7(40D9I!E^=S($`3S/P+(N/AM5]V\!/-_QL;M8HZZZU
M@G!VQ\+A/*;'J0K_"*/DR7D2=W*,8M(D.!,9<,_4I5*JY'Z/V[WF%>^1+/F&
MJ#+@XR.JEH,J-T,5V7PKV9#V^>06Z^T7+`0+P<+K=EQ9P_HK)<L$/\$=H5,X
MKNPQ-W`JWV$`!Q;O]7`^TED`[0$W!GW@UU7\!B;OCZO;45JK"6=W7X&[.L1'
M:'&K#1@"0V`(#(&A'KK`)5T&+;C7?MJI;`'?GK:^/9L;.(H`42H1Q:SNK`)1
M;I8H-WM:`!:"A9=G82>=4:\5ZSO^_*H%3?0:RSSJ51#4'/2Y,="WON-M<Z4M
M$=\Z:8:\3G8-D.9V!4S-TSY0!?*E[@FCEC6'3U<4LUY1Q1,6Y?RXMY;FWKJ;
MJCNJ4N6JU&M>R3.<LK?#$;?-L:K=JLJA+GPQ>9+54..LJF.B:K+*&GT+8ICG
MJO*?B\A[EJ4_)T*5YHWOV9[^F.7^J$Z4:H$>[$]_R/OFZ,C^J#=+K9&)E56R
M)8V?.N@\14)D)6!5#>-%&KDS)Q;W%X7THHU_G<G)5C/^=LP'?77'4-67=OP,
MF2U"T4<9Y[(BOI&(4S_)RK0Z+!`)>W)DNDR):$_12Y7K7;5A$>M&K[3!LN>;
M!Y^O.K%J8[330A"^\ECZZF=ZAYBG2LIF%:7S*M(BD!6\]RRNK#MY+6.#RY^J
M3A05B+-:V)*JF^.W#$/VCM-:,[,7JFBR-<C^V"R)'`E)<55P47;-505EY0B>
M%>_G:>"YWH)>R6=0>[+(=Y+UXS'<(#VM23\..9NT,5"V,T@Y1%F<.U^VV<A4
M/][:I5&^-L`7ZJBXFX0OP:K^^)YZXWG5<!IH,@U]+SQS4>;MI;EGD?[;^S2^
M>W*<Q8<OZ^+27P*99_YC,/F'JK,N=ZGLE&A=6I,^_"2BA'CR-7+D+OJ1IC.)
M/WNQ2S.;1N(K]>5'/W3__/?__;^DSO)O13L_>X$3R*J\OQ-Z)/KHX?'JRZK:
M,?WQNYC^\.;G*)Q+5.\,D_Y+0O6:_NN9;_[]#%LDM?`H7_P:DG3NWZNRWIET
M5F-E_S>E7R5+A>&78"H;EI65U=P^7EPH7EHBTP(KIHNF1DA6T,J)!#V=:%:L
M>U7N7,D\QR6&19F0_/GSET]W3AQ[L5IM$3W(<;.JU;*PMAN20*$/'I=J%;-X
M)M\M;8R/@J2%R&INRV>I7NQ?HIGT<8(_I9R)T\?8FWA.1&O]9R^*$U7%O1#C
MSI0&,BE]P&(:M3>EV0DR>4)[.7%%]93=D3@33'''*B3B-*.^]'')&<@ZZP6N
MGY)4*G:F`Z)$"C;V,0AD&?#?A90HC%KYF?`BY.[^?TJKF-!:]7PUARLZTI0_
M.=$D%Z.QV)C.>_9C7D8\EV%R%'D%\-5(Z.6S-\GFNYA1GI<9C_]<__)UN+/*
M]I7@HS\SE6L]O7Y1$UVJAZHL>C*C%DBSDE*'-LQD]=A,32H&L_-TVEI<N0W0
MA$B17MX?%B3M50=BL7#DUN1GBSL;&I'C7S0C!98'NAZS`K3A0]$C]?OB[=%#
M40V^#)*J":]F+VML-5ER9'G+V8*IW'H0!G<;/;A?=^&V)1-MQ33;<D5X-&<T
MO7/ZU;(@\MSY5QBIKKA$@:<P\C(U(5'.Z0R>,$V(U($DT0<M9U#MV<P5OI\;
MN3^\,=ZHO^.%XQ9_;YKFRD19Q.(#*UX]L"*_K6'43R9<KU#;W=29>_[RPXG.
M+M:&?*V&3HPC/=Z3+]Z]74O_C0*JWLIW4.\02PWT14C/B)QF?_)*J%"M":GB
MEZI0!7Y/_\HS5*>689WN[Q@,QY\);XVBG0EMV)4+`'D)U$P=IJK1V:V^@JY9
MD.OE1<SAJG87$C$?YV$:M%#"]OQR!8#N[?YO(I*/=IY:*(-[$YM%^^6*+[+^
M@(N^R^@RNW?5T/\3[/"'9-]$NK25"^%#YOCPO4#L.\(LYE+^I0R2VNO*]]=3
MF5G![\HNALRGKUY__Z'>GM,VXW72D@[<ECECJ^=5"($EL`266@T56'8-RY:#
MPL_B<=A4,.S[_ID4:;"[:^P&EL`26`)+C09X=5AVRKF1'S(/C+U55#=NE=V9
MUF)'V<C>J]NY3^%\+B(9C</7@3E9Y)_S%'ENZB=IY/B5T=RJNGL25V_M4KS?
M\)DW8UVC^LO?Z$G#54<3Q(?C1H693S(U#:3`[?"F^>2<CD##[ZZ).^<GRH6D
M22NBP^+&N'H)@%8'?:-8'R<!+K;<-5?4SNWJ.95&]GLI6CB?,-MXD%<"XB1*
M53`R9[Y4T";B6?CA0ET6R[[9&SVP,)F)*/M"%G);R[ZYW+ZKRVYRFAW6&H]X
MWZY>35[CV0`I6M/;>]4%L58S`2_(JZWV!CUN#*LK50!24R!-N_H"U5P].IL?
MZ^*:TCRO15=^+Q*Q)]N7M\[>F7=]EC7S/9NJ>VS%3Z`L:;$OCDR;6Z/J`>X:
MSP9(T18I>GTH2]>XQXX,F]O]8POR`LB+`]FK8<UHKBQ=N2]IGX8T"^>BR-21
M!3:_9S*,6MWZ=2,Q\:I?)\`^>$I/$BGP8ZMZ!2^-9P.D:,V39$`YNL8]U;('
MW#;@2>H\D*9Y-<K1;7N2W%7`E`J24J=MV`-UV`.'HS$?]JLG/M5X-D"*UKQ&
M.&*[ROUT.+#X:'QL'6,`>7$@>]>C&%WJLMENC983J$A?`E*/?%\%&^79^4)&
M[7C/WB1U_*-.SLZ7!N)`GRJE>=!@9SBRGTUEK<G'O>9%3@[E?=%%RP#[M&9?
M#05.:^9I3S,M.=6*7<C'HR-S'((QM\288T6.YGKJ%3KP2O/UZJL_TD>5P1C.
M&1V<,Q;O#6UNUM`M-9X/T**]PTR<9EZEK\?B?6O,3:.ZCQY0:@IEK36JN3YT
MU7Z[?P:./,;T_B>O^#014Q$5U3"8&\8)7'<ZF"TGVDIYSVI>/A3^DPXY!BZ3
MO4?S2=%)$FDI=EJ1,=:H>NX9$*8K4W$;`J7C#K4#U9N/3G1>U:'V=5T/K$TU
MLE0N_*+B>[<T]P7SB!W?PR/\=`/>MX>-5W$93PUT23T9J/FD->O>Y7:.#DV?
M/B).,WG6CM.Q9_#>J+K3\0!2M\J:#DR'5@+GC,KJ>U7A=/W6*U57O]'NJV4Z
MM[R3QKUE>\&^GE8K`-MF5_)^?%375'<*6\HK&JHGLEXBSRO>R]C%O-PT?<[2
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M@$1WN3B\4'UU*9SH3@23S4&]R%KII2+HD_`ED-7--T9($*]'EU7Q]B)Y\TI]
M3HO'HU4T4:6\5$>>'3]59=FWG[(FBER?LM3ZBB[TS/DW.5,J`\YD-6PU9QM%
MW%_H$2Z-S9?S6A0F_C].D,HJV81IC[UX!'1Y"K*IDB6UY>,D<4)7B$G\Z@`@
M*E0_?LGELII01Y4O5&+8NC=53QYSN%]H)3`"9?*42095I9M6FN,K;%T1);0V
M9>&^2%4W5_7@Z4&T2<_V;Q`[[YKL72Q$MK!-X_O[1E/40G7LK9DR>U*_:`Y:
MF\7CLR6B!"=3XKO84(NK`:HCXF_AIG*OE&+&(VAB-=\3VB==DD0QBT6DEDMY
M$3E[]@SULY6XH)4>NAZ!'O.L'KU\Q-;Z&MR/51?*4N*M?=];BXU#S62J0GF?
MOV>?TTBVD4ERJ?5)`:5N0,2I.RL$AF3F]C*_'V1;G!)2"V<I[T_$6:^WI;_D
MNG$OI=%*]JI'SAV:5^IQG#[&B:-RF-&7$R6TYB1Q132GB<@`D+WT9.E*$JDL
MDE.T4H'6"X7+)9',:.^36]NSXV43F*AGDB06V4J2>$12OV1)1)UQW&S02NIE
M26;EWE2H0-F"(XCOV3^<P'D2ZJ;()*0>R+WX4?B>>-[=76A7"HF%\JJMW#R<
M;/WG3%4;G4P_0ETG,!R2`3(]"74NWY+S?J3!U'D.L[Y.A9/(7;N.6&VMDOWK
MRW+?/Z=?JE.:/"4)F4=D(!;-YW('R_>ZN?.O,,KX03`^A9&797PIJQT94F&:
M2/I)BGTX-+?*'"$9[/NY;?3#&^.-^CM>.&[Q]Z;YKWBYB,4'5KQZ8$76:</(
M\WQ7VG;>;-A&U>J0UWQPTX">&LU<@*(G;I(>[\D7[]YF^WN8QL2C^'O5`V]E
MVR[65FY%%V[FSZNFD>PY5ZKN&5E5#QZ\6I>[3G_*4U6MVK#J[LZ>=?QQ9_5>
MMW[26F-9M`13_6FOV],=;?+RT]3HF%-/Z=CLK.?\@N)PF?$S"8JV*L"?7CK<
M*$!MEH*_0A%^&)_3B_#VU@X0:0>1=A?+!7;3JD%#K>^XC:391+AD3DM[_P,9
MUX2CS`2ZST&U%6>D.O;KMNGXH>96T"I]]5%$#AQ2GJW-L^I;P!`8`D-@"`S/
M?H?M#$;[YK9OW_?/HO&"T5UA-#`$AL`0&`)#/;2#,_D:\F/;@;&W6G"=&^[5
MN_9IE8^;LZD7.$'V4@9<.$^1YZ9^DD8U$OYL%9ANQ;/:J/!\4Q?TZMRU44GQ
M8UI62RV[$FK;W!I63^O3]M`;K-_KP;WYX-LC0+,*X]I@?V;8C]T[&JWTHS=)
MT[;XP*I^)[#%`=\@QL>MZJ/!'C5:T%HK1>=UF9Q&^SE0N,0-@SB)4A6QR9FO
M@F[%L_##A8K*S+[9&SWD\9/J"_7O<)]QC[S4SM#.;FC9)K<'U:LX=6.T-PZJ
M:=5+4GBYD<+*/W`S>&SP\:BZE0(WC68`FC5*0FNMBIS)/W-AK61?.;5(Q-EM
M2/K%._.NS[)KTM^SJ1?%R>HG4$Q.LH<-AF/>-ZI'*'=CM#<.:MV29U!,=-O7
M!OT!'YC'9DF&8G(Q`(\O:J:)8G+%/I)]VL@LG`LF_DKE+=/LUN-[)D-?U95(
M-Q(3KWI4./:L.AX2DQ21?KTZ$/J/]L9!K5/S&HJ(CON8U>MQ<UC=/H`BHAF`
MQY>=UT01N5T/R=$%Y[%?50U:,&T^KA&UTHW1WCBHO1H^8B@A.NYA@\&`CVH4
M\(02HAF`O1HGI5HK(9>Y9-.X3%3U/K9:W/ULN1P.]*':S?/S2_E3]JNLQ'#J
M5>5.M9!2XG([/MC3-GO:*+9^B=DY5S*,H\#1D"_'")HAM\?5C:4:=7VN(FT*
MF+)B2@T+[+PL@6/JM;EZ]56C0NIP6E0]#N/&V.(C$R'#G1SFP0.QNH7-X8S2
MS9=!*W,PY*,AW%&=A;"%TN6:Z!Y7ZX]JNV@YG`J7="JT5(3\!OT*6AO-E\BR
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MG9P)6I3\^5*L0MFIQXB]7_7TMWQY;7Z4%9`N79S9^=VG0LCL?/+?LLSXY6$`
M^-O@[R#%]H.O/OLV`_X9T&/W,2KR`M=;T&:V\]&/CN\$+LBA$3E^76^I387#
M+J\@'+J(?P/Y<'=(+.QY%L1"AVB1>8QW=_W<AH"N<,VX[Q'H>W"_#36A0Z=.
MC?RT%:I3ELVM3ZA%V7X0W9%M(A`2&`)#8`@,@:$.@P.&P%`K#'6_'I`?Y/2O
MJM3;.19&Y\L^U4@'J$7YH\["VWS([93WZH\`M.9#;@5HF_?[U7.-:S%N0-U0
M=G/#J'ZG7(MQ`^JFJ]HV49M1]R&WM*I-6R^H.W0"<>&,O^>JU`B;_X"6R^VA
M?7ES'_`U3<=ACZM?+0=\FL'7MWG/!'Z=Q6]D\<$0=:HZBU]?9M:N;A`"/\WP
M&]G<&E9/BJ"UOG]CI<9.5/@4*^6`C0PUL;O@F7QL(.%>=^'KV=P804WL+H`#
MD_=1C[;#`-(*'-7(G@4`=0-PT.,]L_J!O-::_FUX]L]37Q@+YM""N?Q:`78-
MCZZ!76>QDW6\!\"OL_A9?=[OH>!S9_&3ZP^U,KN+GUQ_H^K!/%KK^3?FT6^A
M4#=6Q:$PC]X`QY2=A:_/31-!5IV%;VCROH'CL\[B-^YS&^=GW<5OV./#8?4T
MZL!/,_S&(SZH<1=#:YU>FVH4)ZP^]B4@?=_W50!^GDTX9-2*]^Q-4L>O'I*#
M*D%GZM)."0';K-XG76KDU!C[Y6K4@2U'K>FKJ4QWBVRIHX3I(E1`D[/39&15
MC],`36Z6)I`FH$FGI4F7CHA6)5!>*^[3NB%9FKJ*KU:YC!OAC6ICIZXVUN<C
MJ_I)AO;EM:Z**6U)[Y8I,^*C&H=?H`PH\V`-A[Q?XUXN2`/2//2&!A\-4`83
MI*DC:496K0P<(`U(0Y)FS`?#Z@>:MU50M7&9S7W_G*R753ITVL:/+?MJ;I9]
MW2C:6BJZNBK&FC\.15A1A%4VB"*LE4(A4(05X%<%_S:JJX$<JJ<M%&&%<+@M
M_*L48858Z#8M:A3C1$WF:\.]6O'=VU`3.A1LG3T415@[=['@R#9UBVL&AL`0
M&`)#8`@,@2$PO#B&ND>XH@AKPX71^2*L-;*A:%'GK+/P-A]R*SCW3`"M^Y!;
M`7K,^T;U^T!:C!M0-TS19_)A#P5W=1]R6\MZ6#TD5XMQ`^J&R]KBAEW]H@?*
ML'[#ACMK/D>48;VLU=_CHP$R!'86OA&W#<#76?@&)-J1]+N[^)FF7>N^(`#4
M#,`AZ8YC5$WH+'ZFU>-C'2I,ZGYB<6$U'X58+[]4N(6*[]V%S^*#'A2-SL)G
MVD,^-)$+O+L`CL:\7^/T``#J!J`]XF,+`'87P#$9:T,-O%WP[A^C]J,4Z_F,
M8PUJ'P"\AK58:^1Y`7B:@6?UR-B&7[^[^(VYU8>UW5W\>KS7JYZ^&?CIAM^8
MCW0PU>#5KZW>HQCK"5W`]D@#\Q?P-2W&.AYI(-,`7\.(XA[OUR@)`?PTP\^T
M;-ZW#0#850#'`VZ8J,;:6?S,GJ''"5JG_?<HQUI[L=QB]:KFF>51XNQF2%)=
M%H,D-TL2D_=J>!U`E!LFBCU"94T0I9)$:5YC"T2Y(:+8VA*E2T=#*,)ZOB5Y
MS458AWPT0,DR/9G2EOQNF3+FD!L]U$8$9VIPIF?W>&]8_:0&I`%I'OI#BX_[
MS>U/D.8&2=,;F-SJ0:4!:>I(FM&8CVO<0[JM*JS[^G;^^J99G5%9P2BKW;F(
M1$S6;<R\8"I;D>G&5%\B\>1$$IY5[=-UV=)R,=/L_#/V`E?L%$0U[IEL,RNE
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M&S1:W[P#D]MALBU31I[O<O<IF-P1>2QK#3-W1O:[N`NG4\CBEAAL]OEP?+[T
M(-V7Q2W$;GUTW4@4>K0T*MG$BUUI>39V!"."[/019":WQ]4O;78OA*PC.\&Q
MSIKJ;@1L':\Z96J&5FC-?9WU>9BB)U3@95SP^5+IWK`"#ZOT;*3N&=P<G2]E
M7/=U>IBB.M#6-$@6GZ^LP%7)8EBEMVJ5#GA_H.OEZ^[M!*W$0AYKH1Y]Q^&J
M0C?UNK=D#8>URK0A8O.\$9L?XR(DDE:8BA\3>=RF\TCKCJLW/H6T%H.EZH^C
MMCWZ\MM,E'+#,%2`Y=O,X:?^SB,G-W9%1COE:P&>7J!2W.2AF&3"RV3UDS22
M@D$N<M6(]$?Q/'HT7E"OO6?A+^_91Q6YN2,85/<CP5X<.<RYXP7R:5O=FK*W
M]H#;IJVZ'@G?D<.CSJQ[NQ"1C%TM?AS?JRY\4:.,13X`E\#Q@BSXXU$HYX,W
M88]+-16TUJ+PA<RYC1EE+Y[OLWQ*U0>'>KEO=E0GI'!4OUR)29J251SK>I;R
MCK,O`8M3=\9<+W+3.=F1@2NH4P[]/I+?#@,5DBN")%K*D=`C4S?KFXSUG`?>
ME$BF]!XGCD6B.J&&H<;L2IDRR26Y"@(.V<CX;C\CG$*%XNQEYE&GLL9BQ8[-
ML1+$>P3_'GKZ<<AFCJ3CB/>-04''S8;W@DR-[N#,OE`'8A4Y+/Y>9*LDF=$>
ME,SH[7R_*D9?+(V,H$0Y3[:TBG^FP7ASU2Q9\K'$*"CSAT9(4YI'$='*?FM9
MO-\WU0!H82Z<2)5K*QE2-$["]5&(8#WQY46FNI%Q,TP3";6"=M\.>O/AS,>$
MKSL$_YI&U>+6.:W"1PF)!%6&J-,SB*;9,G`BL:GU9%'NA="@=IBS6/A>#G&V
M^N-$L8!^M61SD<Q"1>]7^Z9X++RH+";*86LR"GX5SR9;26DL44("*EG*8/GL
MW:P/GEHU-(35.G&=>,:F-)E2O.S99K9F^LP4K,(V3;KA(U!^K_'1FK&X"J0_
M-\8G;M*O=C5`]86=JS-;$W'N;NR!X1K;_&TE\[\4,E_Z8>--\IW!2_6M97JR
MJR2ND!IDVU+B$WT[<MPD)8QDOQXC]G[5V?7)X\Y'OY,"X#TKVU+[>=>S5SJR
MX6<9NO\/)_I3)#N(L_^6(?V[3/@XD3F!5&;74NV&G:_]O\@CD_!S^!+L?O;N
M5[(0E+&AU(*=SS][TRDICZ2L5;]1`+959=OY9$WA%RT#_'%^QB.&XV#MT`E1
M<?NJC=MQ/SJ^=*K@XMOY+[Z-N#%J-,<7.`#N.L+-A]P*U!;O6=6/%;08-Z!N
M6(^3#VU<9M7^,BOB>MJ)$Q[QOGV^$$O46FD9/\O@(P,%A#N+GSGD@[X&M?XZ
M9#T=?45EY@1/HMAKBIA]>9PEO&<Q`;%;"ACE`^M\]T^0S**M\'3K<O=-`5KC
MM6:-SY>!Y-:N%!278W`WYN0\'O/1!>_&`+>&N(UYSSA?Q5S`UN*=GF&W]XU.
MVAS^YATUT+D=.@^Y;5WNMC!@:YIPC)L75%X!6U-#L=:1F(Y[1^=2$_V7O%]2
M><IQW_/L]SWKN.)1[O!F:6)9J-H-FGR3)OI6V;TAR^V5^#KD*FOI#'3$>^;Y
M,@[C#+ME_,;<KE'Y$?!I!M^(#\^8V.<JHMQ6=981>:`?G]_U[/,%U,"=U`YH
M?0TD$+!KNN"09?],.PA"$<YWF#3H7:X*"F!K?"K1'R&`K7.P];G9[_8>TBG3
M`P$()S(\+L=A@-:X2A0"#KL&FCG4P-_8=<L#`0G7?X3XSN1FC=O,)SE%/%=6
M&!"D&4'LP87K9H$@&A.D;^H:TM1)JZV5G/"OQ"0@.WUY0>F5G7[$1V;UDZES
MYZ:_;::T)7I;IHRL8%S]$C4H`\H\]/G(TE?*7+8"AJ:9X']RW%E1L^!P^O0H
M+\$0$)8J(:?,"BO/_-)85:MPPR#V)BJ->U83HGC`/?M1N$X:BZ*-<F+U_*V]
M>=3+M2-D`0+7S>LLJ(Y,PX@)V?,#7:9F)JMJ$;OYXKG,$IUGH/?]K-U52(S,
M29\GG5>A,D6J6YF:/HWS0ANJ%ZI>`BOE)UUZPI_(:A&AZZGZ!R]>,E.]4#5&
MBA3WG_?5^M@8\<23JR8IPG.8?&_505660?SM"C$IY<7W`B\KF[!;8^@U;%$/
M03;TZT9%#%7N(R/"1$R]0);YB$O,7Y>;X+*@0!*E;I*N9I3GBV;A$/'DH<?8
M8$37>2@?YRRS!4,J>5X/)94M%C5`.-M3FX/-)*LDY6/'%US]?GT`GY=H6!W"
MW[.#@XG3.4V$]S_9>+*J!/&'.M-M&O>&76%[.##?*U.D.0E0'R#'XS$D4M3>
MJW,$WA1[8BL@J_^SAMN;]W9;CWL0?EQMSJ_6"6B'=YL]^?C''S]]9?_WGQ]_
M^?+U_V.?/W[]R-9=>B=?JHS]%2H*U#Q9J8[<'J=&=>VT0M[P8YA4+1.TZF[9
M4:"F?R-[^%&>@Y(7KNHP=+^%I$6^]V]"=J1C_V)^.%V#)/2(#*W)O48'J!<:
M*::RS:GLT`%THTUN(LO,J1)H'S);TB<SX+!202KW75''+-BC?B/VXE)\1\0^
M,.SL,5YNI(ZVBW6\9D>OK08Y51^8?=^OKW#]NO;R^:MB6E6@VBD`T()67KL*
MP#%F38/SNU(%@&-:+IV\]+C1JWXIJ>V1H^Y#3=2/EHG#'K<'U6]\=*7PPR4C
M#$\E&7_?\?>6BYL5#MT3>82.7C*7D@_MR$6KST?]Z@%CEQTL]+\#\=,F'YXQ
M.7MG=;_J<=.G$G4?B].ILI@;6`_R0$L=9!4G7'KZOX^*6CR_U#AEO]8BM-BK
MS%;\WN>?)43AGCT*MRW*:"W)KU%5+4U8Q5=?PX0L_N"@,[.>+P"Z;8U59@_Y
M:%3]'!2ZK8ZZ[<CFUDB#;'*=U&U/Z,M\/:(*`NTDQKK)QST8Z]T6:`UT/ZV%
MFG9WGD\E]'YN(T$3#/7+&>K6@%2)YG<I8*3?EI'>&W+#NN:4W1=WM99O)ZT%
M]K`M@?TMT[M1'%%S`:Y&>[Z;<&<[JS]QC]8+TC0&W#2.O@RGBPC')<JS7:(T
M+8OWC.K9O"Y]C;)K>OBI)#B,S],8GUI$"@+#[F.HNQIZCD#U3PA2OR7*`\/N
M8WAE^M;)8M39.[-NCM-N'>54MW);"T/OC^L6&L,)CEZ2K&_R_K5DK+V:(VD$
MD5_N7-JT>7]0W2\'J::C5#-)E3&K!Q=H+=5NYDP:\>07=U4CGAQ'U9<^JKZ)
M>/*K456;!I$C@/S,>FU_Q,=V]=ACZ+4ZZK6VS0<UDBYK+0)O1J]%K&7'E=C^
MD%M'I#J'`GM;"JR\Y5/#I0KEM;:X/DNL)>(LKR'.<CS@5K^ZVHLPRX8X75Z$
MMQUFV3?X>'!TS2*M!;E&Q_X(L]35YM0IU@48=A_#:])`3^TK?34)![32SFJE
MEF'QWA'%;Z&6WJI::@UZW!H>S9RS2?<Z1=3:K.*RV;\SER_*B9"$B_T%3]Z9
MW[./>PJDJM)-Q;NJI_DG>?DOE[H:.6XB8UH?\T*K>?VN8#O:M7!?/"[9SY^_
M?*)WXYC%,U6]["D2(JL5]N+$[.V@?]]G<\_WO3!077@[&-\;Q3L\KR`5RRIL
MWK/PEZ@))AOZLC/Q<NIVZWVIOM`T$U`[@&?@%D7>##9S"#`A`N:F442CE;6%
M9&F[:**P+LK%>1$+221X`36:B&B>U0Q;_3A,DSBA=Z1FD,Q(<7J:T5NK2G"D
M-WCAA+V3Z6T\1:'L6?*2"/.FZ^0W"R=:UX=3/_J>,U+$B$A%03)ZX89SD=5`
M$GE-.3569[&(PK^]N9,08]C;(1^,QMPPC(Q.;T=\:/7EWQGA1MSL#=2?LN$=
M,JOOT)8YMM0CV%N3CX:]]<]-/N[W5C_?Q8"]A*DO9^A9J"G**2TG5F1C7:/!
M5W"HZFUKUK,O6X.FZ8I3=Y8WH<KNR?64+5`:M*PFEE4NE$^D'_FI;([F*A`9
M'.O9V\>&;#:S,H-;TVGQ439]7+ZVAZ/U7/2X.;8/3^6[!0$9R4<J(JEN/`I)
ME05)*FIL7Q''[WDQS^9PO(*`-)CL=?Y9KV^]@L'V;)8$8%G4E4L>O@A%ZB"D
MJ9S/O22O;QC2(J3OR)U-<I9Z.27;0'TP$8])&!'>LS`6!?8$VJ:^?&8!5D56
MG:T;YQ_Y5Q(,63%!)9!4@;X%<4&!Z042$R5[\D7I.SGE2P4O\\GK#Q[B8^I3
MHCQA/</[?/9UN]7)+J5@GJ%9/R\[^$ZSNH.5"OU5,OE.4)?P6^PJSW91+V__
MFL@"E96"\UYN<U)&R7YOU+];"B=BM$.1C-KY;$,%+']Z[C*'1P!VPH"#L])H
M'^SM"J*&3'F-).<JK`A^G)T?._1@#?C12IS2R?G1H=/+8YRLY:W[RX;>RLA8
MS`UQPA?'7%=WS`4,@2$PO#R&NA\W%W7B#M9P//49<ZDV;66T4,:QA4/@FB4=
M4,:QZV4<:Y9_T&+@P+H9UF-YFE4]X3)*=M:/P3KN*DO%5Y]J[HRXK77QVUKU
M+KKBMM9MW]:J>:7VO+>UP!2-F#*401='EMS0>G/O7%3U]H61GIB7+O!Y[3E<
M$2I]L5!I62AA5*-0&$*E$2I=NL$W//KNIP:;.TAS/M(,1K3+'RUNM-[G+VG$
MXV0&)S/`$!@"0VTPU-UT;"L`YR,-QWDJ+JG(P*LM"U'=>5$F(EA^=2P'AL`0
M&%X>PYLU8$X8CG/F&)PSNQK;\2..;&Z.J]OUE_(70I"]&D$SKE7&&AN1?O@-
M:Z0]T7H3NOAI&>)?+A!GHG_\B]WGPV%U&8GXE]N.:I#YA$;-JXDC_N5FF#*V
M>>]8P:+UCJY3<&M;H3`UG)[E&H.)C*`YVZ:/()EC@V1Z8SX^/BN<+ML^XAW.
M%^]@6[QW1.8)!,G<(FFD,\WJ:TN:3IKW<$WAC`08`D-@J`V&'3(J6PN2D7D:
M5;)9:1A*$U%E#A8Q*V5F;/%F!9:!_LL`&`)#8'AY#&_+K$&\S$7C96QNU#BI
M1[B,CL++YB.CNI<&>X]F\`WYP-0@V*E#5A#B9A`WTW3#ZW';.#(.0I?S,P1#
MG#YM##>-(Y,,:7!F!J*<G"BFR4T;66..W\^S@9\L3J:!W_,.83+="I,9<7O0
M/-47@F1N-M[!X.,C"BL@1N86.3/BPP'RR&CG5H9KZMJ.18`A,`2&E\=0=V.R
M%<7]XZ%[%*HV<Q"NS$5G95`B/.:Z>0\,@2$PO#R&-VO2(%+FHI$RIL6-?O63
M0X3*Z"C(>C8?6AID)@%^S?#K6WPTU"#627<C"!$RB)!I'"$C4ZBALA(B'ZK1
MI=_C0Z/YS7+$R-P.4\9\/&Z>O4+_&!F=PE]/6F3I-%Y0A,Q<+&2F/^16OWGX
M&F)F;C7^83CF_1JI6A$S`\X\C,F('QPM;,ZF";Q/'!KW^JWB_<6NR^9]$$9S
MVBZ_-2]S)WKRJ-_&OF&H=[Q@(N13C7O+]H)]'5Z<JT=%X*P\#4UF8EL7"$*I
M`7B!_$SU1$T7<Q[)\&<O9/NS,*`O!8[K1BGU)$Z<)%79!(3CSDB%B!?"33SZ
M\EIQ8.)O5Q",,D@WF86Q8*[OQ+$W]:2R(8-UXR1*W21==^-=+`3+D)*=H#87
MD7CV0FIJ(3/CR4<].KY44N+O[R\ZEQ=M_"LA&(FYXP6TIK()BS/TO`Q+.6\Q
M<4]UQ@NFLMG$H_DDN4`H3=@T"N>*")]"8D*PS(?3'SS$)45P([Z:S<.)\._9
M[\(7STZ0,"*#/&"777A*O8GZ123^2HE7,7-)X:;^L8D7N_1K`CG.B!6R1R'?
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MZTT5F]Z5LB%Z8*TY9%1/FYP+GVR"`$O1T[KG(X#DY)!\K77=ZY2`=-0IV<0<
MHSU^+B+7<WS.IEY`RIIZ*?4SYRGRW-0G;=_Q/^`@_>HBNH`A,`2&E\=0]Z"6
MW-(92D/GB$G8/NDR\Y.N]0[$[E@:Q,)-ZRAFA1U6WPH[@O*E1H^E1?53J0*'
M[_8X>&L'Y!G#)C-\@:7>=7R;#[D5H$V[^LUJ+48-H!N&:-IZK>C;L*$J;6IU
MMS2H;J^U:?%>C4JST+PU@T^#E(N`KNG*ZQL:7.+0W5XZP7;R1[:#L,<E\X)G
M$21AM,Q\=-F!KCR:=X7WK,[A0?8VR&Y65Z<@J#3#SJY^7Q#8:8;=L/H5&*UW
M&/UM%_#WVCW+P!`8`L/+8WC%%HMJYG?A^$S("&-1+G/MAD$6+^R%`6>^M%?R
M\-"Y#-C,OMD;/;`PF8DH^X***,02:&4)#'C/UN#2/N!K:(&:?`!/9X?Q&W'#
MKGY#6^O=!];,;7)8)RT*&`)#8'AY#&_4FHE$[,D+7%FHM!/-E;VB+K*E?N+=
M39VYYR_!]U;X/N8#"T[\SL)G&GQH:J#Z`K^&)_T&[_6OY*@?ILMM<E@GE0D8
M`D-@>'D,;]1TF85SP62:CV3)?)5&(YSF*3=`\G847K)7H.]V%KY^C;Q8`$\S
M\"QNC#0(UH2M`@I?@XX$#($A,+P\AK=DJ]PQ=W5A$E1NZ01E-()2VUGX3.F!
MAT796?PL@UL6K!)8)1WFL$[:$#`$AL#P\AAVSRII(5'HIS"(4S)/*D\_JER=
MJ4OKZA86']4X@4$YM)LER@`L`4NJB)-1];MSJ)G7>#O.RPIMYKTQ[GM><,1\
MK5X=EU/\&HM3G:`*WA'+K-?C1J_Y.D,=LQNL8T:<Z1]1SQ2<N4'.#`;<MKI3
M^ZX[5G6V7]OW_;/40X&?J"M^(F`(#('AY3&\;%75-ZMN;%?BNY(BAR:*'+ZF
M653394ZBLF0/19'#+>&"(H<W!`N*'&H'"8H<7B`R"$4.;U;_!8;`$!A>'D/=
M/9PH<OA:H\?2XC)%#OLULF]J40BNL_@V'W(K0!>I#LQ&,PZ\NX:W;@O[-DPI
MU#J\0&H#<UR]?BL4<,W@Z]E(W]Y9\"QN]S6`3W?#Z00;"JH=GIWL]D@#J@.\
MIG?%<5&\L^`-=%#P;L.``8&OW<L,#($A,+P\AE=LM*AF4/!0RR5@67PXA"[<
M7?Q,3AHD\.LJ?OT>'Z-^.\R9+G-8)S4*&`)#8'AY#&_4G$'%PW/JOC;O]S1P
M!0._QM7:#1OX=1:_WH#W1QK@!]L%'+X&G0D8`D-@>'D,;]1V0<G#DRM,W!QH
M4"(:\#6M6&D,$//76?A(N;?&EX</U@HH?`U:$C`$AL#P\AC>DK6"HH?M*[4#
M;AF]R],8^#7#;\C[M@9:+>!K>(;9XX,:Y56TWD5@E=PFAW72AH`A,`2&E\>P
M>U8)BA[>2)6RX;!ZS`K*V=TN47K-"R:!)C=#DQXW#%V)HJ-15WG_197#;]'X
MFJL<#GO<'E2_%X>*=>>D2EMRN&7.]$W>KW&7&9P!9QY,T^9&KWI4SZ7+'%ZB
M&-5FW\Y;N.G58E1.0/\Y_C+VL@I4X535IUHX2Y4\0IX9IBJ*<7_5JE?+5%FU
MRE29QKUA5R#A@>'^*XT3;[K,W_0">85,*CN6[045,4#]JB/K5^48J`91PJI2
M.*MQ9X]5CQXC]G[5S<_.,F:_.7&RYZ.T>O9)5%8Z.8`#XVXT9A*O':0R`(&7
M5GC]NJZPN`/8+[62(@&LDX/U*8TB>O#E)P>0%#U53A^V6BF;`N_W^@F246MN
M#=Q$N&'DR#1N'QAU043R"M'QAE&I3";ROEWI63$P!(;`$!@"0V`(#+L8.U4W
M3`JUA6^4VL`0&`)#8`@,@2$P[)27+S\8MO>7^]XI2]=<*42Y[RJ-ME(5>%P]
M<E6+4LB=A;?YD%O!V:Q^XT&+00/GA@G&C"&`UGS([0!M<VM8/6I1BX$#Z\98
M#T;50^'/,?#N>2C;U4_K:J<PR%[53KAA:9!&'/`U+2$'\+H+'N^-D=.TL_"9
MIL&-(>K_=1C`'A^:2`!U8>WNCTRA8X]+Y@7/(DC":)D=2+LNC3")650_/!3,
M?ZU-6P/2`[N&J;0!75>A,ZM["(&=9MC)8L\UDA<!/_WPZ_4UR+7;/?<=B(N0
M"6`(#($A,`2&P!`87H?CKEXS!PH7NF$0)U'JRLO'G*F*ZQ/Q+/QPH=(`9=_L
MC1Y8F,Q$E'T!=XE;]`:-89-V%CQKH(%!"O":@3?@/1N^V,["9YEFK>S!`%`[
M`$?<-#2(GX!'#\SMK`4##($A,`2&P!`8`D-X]!Y8)&)/YL#.4L0XT5SZ[+(,
M,?/43[R[J3/W_"6XWPKWQWPPA!.HL_!9W+8!7V?AH]5GH8!S9^$;CH?<'L$)
MVUD`1^:8]WL:K$#X\,#<SMHLP!`8`D-@"`R!(3"$#^^!S<*Y8.*OU$N63-8"
M457VW$A,O.HU<<#W5ST'P^I9@2"L-`.OAZPIW07/Y`,+U]>["]]XR,<#`-A9
M`"W#X*.1!@(4/CLPM[,V"C`$AL`0&`)#8`@,;]9G=\?<56YCL+H55O=YSX)O
MKK/PF=SLX59>9^$;\]'(!GQ=A6]@6MQ&4NH.`V@-^;@/[YR.X(*Y7;%&@"$P
M!(;`$!@"0V#8<>]<4:`BZQHUN*@],9_"($[G(JJ,1`MM'L/WQS":B&C5^H\^
MH2'[P.+0]R8U>K);QZXI-T_4);6T,K]?C:"2O?!<0$B`)F>GB656OVX&FMPN
M3?BH1I0AB'*S1+$M;M7(0@>FW"Y3;#XTJQ]MG9<IW7/7;L^/=6\ODNUR=,9]
MSPN.F*35JZ]AXOC4N8`&2S-2H_[P@7Y>>*VI7K!)F#[Z=2`[L-S>'K?*6NG,
M>J&90V[42(M]`"`-A/(U4J4MR=PR9_I\6.-2$"@#RCST>MSH54\^`\Z`,V16
M&KTA'P^KA\B`-MV9BA;2R1ECBX^.<%&=>DYN_23@GX$S#VF@_R.H74&204Q%
M)*M7RZ(VS`WCI'IEFPO;X%J[(BYQ?*;UA(`7X`5X`5Z`%^!%-WAQBSY^D_>L
MYBX!N/@KN?B/]^:?[M7..4'-:I<PLD]N9)^F*W#":#(5X`?X`7Z`'^!')_EQ
M<]$*TN??YV:_>AD9^/QUNNB!6RQ=N<4"#($A,`2&P!`8`L.;=0A_ZJ9C]N8,
MHP&W!PBOU),IFH97]GC?'((RH$RM*.[^N/FM+'#F!CDCG5BC?O/KP2#-+9)F
M9/&>J:]"`R\OK-IKL&J!(3`$AL`0&`)#8'BS7M[SAOTV#12&#UIO'[35XP-;
M7YOMMJFBJ:$_XF8/3FA0ILY1UX#;%G)"@#.UXD:MX8"/<-X%VM2C38]HT[?U
MI<VVP?(^<6CHZ[>*]Q>[MNA[T[@W[`IS,W>B)X\Z;FR.XU]IG'C39?ZF%TR$
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M>%Q<(=?Z`VOM9GP65&'<V6/5H\>(O5]U\[.4-+^1'-KYA'U.Q>6G$@`6/1T8
M=Z,Q4WCM8"4!!%YZX?5K&*C=F_;5';Q^.<K'"+!:!^M3&D7TX,M/#B`I>IIY
MX]5*V5U`OY,"Z#TK(^3BD]?2@<XY`W4FP@TC)_%"ZA%U042^%XCC[<=?&^=8
MP=EE5\XN@2$P!(;`$!@"0V#8Q5B>NE<SYW,1N9[C<S;U`B?(7BKG]%/DN:F?
MI)'C?P"UKX[:P!`8`D-@"`R!(3#LE)<O/QBVY;GP$?.Q7;O1%/,MI9#=L32(
MA9O6J;]8'%O7/[0^@OVE1H]E2/6`Z+S1X7=[8G]J'P!6CP]J<:P-%F#7X6T^
MY%9PMFOD/M!BU`"Z&=!]NWJ^`BU&#:";`=T;\L&@>D%R+08.K!MB/>+#H5Y8
M7[&+LI*"6E<]A47VNAI:?=>".:T9>)91W8@`>+J!Q\UQ]8+H@$\S^$QCQ`<C
M",_N`FB:?&A7-\ZU5NCTSPMV2+?[(U/GV..2><&S")(P6A:7I6B$2<RB^M&A
M8/ZK.T\?:D-GP<O;M$T-CE"`84.?\*BZ2P'@:0:>9?#QN'HM*>"G&WXF'UD:
MK+\K]N.!N-<>/`$,@2$P!(;`$!@"PUOQX:EF?A>.SX1,\"-8X8PP'I@;!G$2
MI:Z\ALR9+SUX$_$L_'"A$@)EW^R-'EB8S$24?0&WBEMT9Q-G<)S48?CZI@9G
M$8"OH5/!XD-$4G09/Y/W`&"'`>P/^,BHGN%7:TT0;KT;8JY.9@PP!(;`$!@"
M0V`(#.'6>V"1B#V9$CO+&.-$<^FXRQ+&S%,_\>ZFSMSSE^!^*]P?ZQ&1"O@:
M7@&E!3X&?%V%S[)YOP<?>F?Q&]H#;ID:^(``8$,`QS8?V!H`""<>F-M9HP48
M`D-@"`R!(3`$AG#B/;!9.!=,_)5ZR9+)VB"JZIX;B8E7O48.^/YZ^)9I#2Y/
M=<#7T/-3HYXXP-,,O!XW!W":=Q8^R[#XV$3H78<!'/)^3X/=#UX[,+>S5@HP
M!(;`$!@"0V`(#&_6:W?'W%6R8["Z'?N$#RQ$]706/I,;A@;&)>!K"-^`6P;2
MI746/WLPY#V[#P`["^!HR,V1!BL0[CDPM[/F"#`$AL`0&`)#8`@,.^Z>*RI1
M9%VC!A>U)^93&,3I7$25D6BAS6/X_AA&$Q&M6O_1)S1D'U@<^MZD1D]V*]LU
MY>:)NJ26ENK3P*X>U;47G@L("=#D[#2Q1M7=BZ#)[=*$#X?5CQ%`E)LEBMWG
M0ZNZOPU,N5VFC&H%3IZ7*=JX:RNK\=:]O4BVZ\P9]STO.&)25J^^AHGC$S0!
M#8YFH$8%X@/]O/#:4KU@DS!]].M`=&!YO3UN5;72F?7",@>\5Z.XZ@&`-!#"
MUTB5MB1QRYP9\O&XN;T(RMPB97K<'C3?O\&9&^2,R<>#,1^;U?.$@3;=F8H6
M@A6-P9"/:J2B/_><W+KG_Y^!,P]IH/\CJ%U!DD%,120K6,MJ-LP-XZ1Z29L+
MV]Q:NQXN<5RF]82`%^`%>`%>@!?@13=X<8L^?9-;(UV/";5QZ3?6UX^U.,_P
M:N><H&:92QC9)S>R3],5.&$TF0KP`_P`/\`/\*.3_+BY:`7I\Q]STX;/'[<X
MM1O<5=U:`8;`$!@"0V`(#('AS3J$/W73,7MSAM&`VV;US.XPH1%>^=#CO=$(
ME`%EJE.F;_*^QO&6X(R&G.D98SX:-+_D"=+<(FD&)K=ZU5,IPLNKD^$'J[8K
M5BTP!(;`$!@"0V`(#&_6RWO>L-^F@<+P0>OM@[8L/C;@A-:3*IH:^J;)>R,;
MG`%GZG#&YD8/1Q<@3:W(46LXYL,13B]`FUJTZ?<,VJ+T35VT;;*\3QP:^OJM
MXOW%KC7ZWC3N#;O"W,R=Z,FCCAN;X_A7&B?>=)F_Z043(9]LW%NV%^SK]*):
MKX(PFI.ZW[!3*T9]G0GV*9POG&#)9H[$:^.J81BQ(CNA[(PR+E@R<Q+V0F^2
M7143C5+!GB+A)"*2'P5L;+")LXR9$TR8X[I12D@S+Z#/!7V=?OM9N&+^2%_O
MF9Q9AFG>?V,.]OUS^GF9AKX?OLC.*[:P!?6?P),3(&A@B??L)4O5&2_(WI/?
M=P)7_C3*\K?X81R+6/V]<X53O2M_MQ1.Q`0Q8[(S-=9]'5)<GJK93+G"]_,E
M_L,;XXWZ.UXX;O'WIFQR:9Z=12P^L.+5`WOQ)LE,CLKXKI&7H)I?XB3NA^RA
M'AGCGEM?JN88J`;?O66*66$:TUJ*OV\L7D]U3Y_P(EB#']Y8;ZHX8UPAA<`#
M:^W2?!Y]5Q0XY:I?CQ%[O^KLSUY`"U)]1E.X\S'[^!1Y;NHG:52C/NK)IA>@
M%CU5-6Q_RFK8YKVV25KM`"CK9B112L(X#/;`_XO<@W;>_2R>A1\NYM1SGC^]
M-]KS\/\BX1RQ_<_XY2@_&QAS,<;\+F)/;FP'Y(43S7T"?,]'D@;_(%'AW>U\
M-'7FGK^\/"Y@0YD-N]*^`CW^,YR+W7=_^BLE76^/%/`"TN["Z1[!1&J>EUP>
M'%"B_I92+IB^22`I`]2N</DI!K!K!5"7VEG`I.CI/P-I#._NE"ZMON:5#@!4
MZT"I4^/+3TVCL(*31P^L'")=C'ZI2:]SA:5TH@%,):92OP8PE9A*_1K`5&(J
M]6O@IJ92QYM6JQGO]0Y.>=;"8^A/:AR4380;1HYT^']@U'\1^5X@#A^B?53^
M.>FXJ7+<>H*)/5>H<Z>-E0KC0Z@^,`2&P!`8`D.]A@D,@2$PO/PP@2$P!(;G
M&J:.3H<#<Y!'$ULRF/C8^?A1/'E!(*/"'QU?!GM71J*(::X?T7P$RTN-'COR
MZA=I\T:'W^VY,5*WU1X?UBB`U>)P&ZRUKB/<?,BM0"WON1K5+Q%I,7!@W1#K
M'K=[U>\9:C%P8-T0:SX80X3K/N26=NN^63TCH1;C!M1-5_6H1II;+<8-J!M"
M#:5,]R&W([UM/C#UVJF[=`+?9."?9D[T).["Z;3Z;4+XR%YK\UV?CW<".4XW
MQ.JWL@';J["98]X#;MW#S3)($1P#MZ[AUN/6:`C8N@:;.2`=K;H^#MQTP8W;
M/4C)KL%67!0W-3AP!88-E]Y@P.U^]?RI;:^]#AV4'SOTWX7*<.8)&+/M<+=G
M5_>F0_!H!MZX1D9,@*<9>/U>=4<HP-,,/,LXGZH-\-K>\WK5"R$"/,W`LX8`
MK[/@P=J]^.".7X#<KE$K!.>VJX&WD-OJMRA\]F(OU"$S[!%%"YHD$SMQQ8+C
MN[0N5V#S_J!Y-1U3D_H6(,K)B6*.^6C8O*@%F'(S3+$,/AY7-SG!E)ME2H];
M-:)F092;)8HYXF:-<WXPY7:9PNMXS$"4FR7*N,:%.]#D9FDR&),RJZM`Z70P
M12LU*G\*)DVR#]Q"?4R]2GWW^:!&@"TJJ9Z3*6W)W;:K-EM\9.M;1A6<T9$S
M?6Z@8C,X4\]D'(VJ!Q:",J#,@\VM/K094*:6E!G7N/("RH`R#^/^"(0!86H8
MV28?])L[JT[-F2Z%0:&`A!X1?#HE>06&P!`8`D-@"`R!(3`$AL`0&`)#76SC
M4X=R;%2QW&!8S:J5FS;VGD".F#FJ4N5.2<H/I0E<O?KH^^&+_!F352W]T`GH
MGSC>R;L!_P-D1)=E!#`$AL`0&`)#8`@,@2$P!(8Z8-@%V_6TUQ"^D/7Z[$U2
MQ_>73#P[?NHD8J+,46^^<+QH+H*D,E"W$$&AU^V$!KE^$'"#@!OP!KQIQ!N[
M>CI-\`5\@9P!;QKQ9FSCE@((`T$#WH`WX(V&O#&Y8>B[12%@`([9+CMF@2$P
M!(;`$!@"0V`(#($A,`2&P%`7V[C;01^?0M\7;N(]"P1]=#'H`RDI]66*KNY*
MI*0$9^IRIL^-(W*-@S.WR!FDI`1EZFHSUAA19:!,+2F#E)2@3+V`,J2D!&%J
M;4L&'_3TM9@0X0$O;)>]L,`0&`)#8`@,@2$P!(;`$!@"0V"HBVW<[0B/7T+Z
MFSGN7ZD7B0E[\9(9FXB$/@\C%>OATMM>POY*Z5G)$OXH;6,]<#]-<[IHZKX$
M;\`;\`:\`6_`&_`&O`%OP!OP!KP!;ZZ6-P@)@=NVRVY;8`@,@2$P!(;`$!@"
M0V`(#($A,-3%-NYRE=(L("02KO">G4=?'"Y3"I\"UOWUK'M@"`R!(3`$AL`0
M&`)#8`@,@2$PO!6?PFFOF?P4R&?0L'PG<`4K8B2,!Y:$B>-7AN@6XEKTNE9B
M#@T^[)O'(H08J%N*@;+,$3<-Y%$":6J09F2.>1_9VD":6I+&,/AHA*R0($T-
MT@RL(1_W01J0I@9I;)L/3>C!X,QUW04`;S3DC<6-L<5)(=:6-@CW@$NVRRY9
M8`@,@2$P!(;`$!@"0V`(#($A,-3%-N[R%9+-8(_XX`T2INZ:P+&`Q7]%BQ\8
M`D-@"`R!(3`$AL`0&`)#8`@,;\6Q<-I[)%^"B??L35+']Y=,/#M^JHJ43,.(
M>?.%XT5S$225@;J%"!>];I,@($ISNF@:$$7R:JAOB6501D/*F'QHV*`,*(/=
M";PYL:BQN8'K).`,9`UX`]Z`-SKRQC*Y8>E[?0UA'W#-=MDU"PR!(3`$AL`0
M&`)#8`@,@2$P!(:ZV,;=#OOX%/J^<!/O62#LHXMA'T@BJC-7M/58]OBH9X$T
M($UUTHS,(1_V^B`-2%-#TB")*$A3ES0#T^)C`Z0!:6J0!DE$P1E$?(`W9THB
M.C3Y<*QO&08$?<`QVV7'+#`$AL`0&`)#8`@,@2$P!(;`$!CJ8AMW.^A#90=E
MCOM7ZD5BPEZ\9,8F(J'/PTB%?[CTMI>POU)Z5K*$2TK;\`]X,#6GBZ8>3/`&
MO`%OP!OP!KP!;\`;\`:\`6_`&_#F:GFS[?9ZGS@T]O5;Q?N+78_F>].X-^P*
MDS-WHB>/.F[L+6&3O^D%$R&?;-Q;MA?LZ_1BJU?[_CG0TR",YH[?M*,KFGV=
M"9IWWP]?9+T=-5-L$8F8.AZSA#YTY)TIZ1N3G?&"[#WY?5F81UV?\D,GH'_B
M6,3J[R`,[MSP64B/FZ\<</)=^;NE<"(F:%8F.Z5\S/N]$Z(G3)+N:J9<X?LY
MO7]X8[Q1?\<+QRW^WER8+LVSLXC%!U:\>F`OWB29R5$9WS5RK5;SZY[$9YL]
MU$OH@6Y]D5*N]O3N+5/,"M/8"2;Q]XU%BWFB;6!5ZLIZ4\6#[1*?1/3`]@ID
MZB.+0]^;U+_!.)^+R/4<GZM^/4;L_:JS/WL!+4CU&4WA[N<?GR+/3?TDC1S_
M\M,+4(N>_BY(B/\4)TXB6+&WDK3:P>]3&,1)E)(P#H,]\/^R%_3/XEGXX4+>
M;.7YTWNC/0__+Q+.$=O_C'T%UL"8#C#F=Q%[<F,[("^<:.X3X'L^DC3X!XD*
M[V[GHZDS]_SFQV1@PTG8L`-3%7K\9S@7N^_^]%>:GX-N/O`7+Q"J!..N8%(G
MJ)<'!Y1X74#L8KK6)_;+`+4K7'Z*`>Q:`0SB=`Y,=,+DGX$TAG=W2E>&EUQ^
MR@!4T=.O8:*)Y5,_+`LWDUJDU[G"^CK1`*824ZE?`YA*3*5^#6`J,97Z-7!3
M4ZGCC8;5C/=Z!Z<\:^$Q]"<U#LHFPI6W%+R0AD/]%Y'O!>+P(=I'Y9^3CILJ
MQZTGF%BD4<!5IQIMXKH:,`2&P!`8`D,=!@<,@2$PO/S@@"$PU`I#'9T.!^8@
MCR:V9##QL?/QHWCR@D!&A3\ZO@SVKHQ$$=-</Z+Y"):7&CUVY-4S'^2-#K_;
M<UVB;JM]/NQ53^O;XG`;K+6N(]Q\R*U`;5K<MJJG_=9BX,"Z(=8FMT8]8*WY
MD%O!NL<'->J&:#%N0-T4ZO&P>ETA+<8-J!M*<#X>0#'3?<CM0#V$^-9]R.V(
M;S+#A[966'?I"+[)P#_-G.A)W(73:?7KA'"2O=;F.XL/C>JFQ;%#K'XM&["]
M"ILYX%:_NOD/W#3!;<R-?O4]`[!I`IO)S?X0L'4-MA[OV5AMG8-M!!'9/=!L
MJ[K="]`T`:W7XR-[?#'<.G0L?NS0?Q<JGYDG8+FVP]W>Z'R\16Q.R^!)?;KZ
MT0?@TPR^H8FUUUGP3.-\EBS`:WO7`W:=Q<X<8<OK+'CC\QV2`+N6L;/X8*"!
MPM*]T]D64EC]%H7/7NR%.B2`/2(Q?Y.<82?.RG]\E]8I^4W>&U07<'L!NH!@
M`%'.3Y0>'XVJ.WK!E-MEBL'M&N%18,K-,N7=V+BP1-&O6@3HL:*'Q8>#ZI%.
MD",W2Q2[1N0U:'*S-+&&L'1`DV_39,1M2U?]M=.!$ZV47OPIF#3)*W`+91^K
MYQXX1[7''A^.FJMO*!!Z@P5"39/WC`$X`\[4<DS:O>KGJ^`,./-@\L$86Q,H
M4TN;Z9O-O0R@S`U2QN2C&FD^0!E0YL&$\@N^U-F5;#XP]=5DNA3XA,H0>L3L
MZ92]%1@"0V`(#($A,`2&P!`8`D-@"`QUL8U/'<FQ49YR@V$URU%NVMA[XCAB
MYJ@2E#NU)C^4)G#UZJ/OAR_R9TR6J_1#)Z!_XG@GQ0;\#Y`17981P!`8`D-@
M"`R!(3`$AL`0&.J`81=LU]/>0OA"UNNS-TD=WU\R\>SXJ9.(B3)'O?G"\:*Y
M")+*0-U"!(5>EQ..N%B*0)L;#+09U,B=!\*`,`^F#0D#PM0@3-XMVSP:+?#F
MEGAC&1`T(`P$#7@#WH`W&O+&Y(:IK_&$$`&X8KOLB@6&P!`8`D-@"`R!(3`$
MAL`0&`)#76SC;H=Y?`I]7[B)]RP0YM'%,(\>'UHX'M&3*;JZ*PT^&%<O&@7.
M@#,R!V6O1HT_<`:<00Y*4*:^-F,A!R4H4T_*(`<E*%./,LA!";[4V97ZW*Y1
M)!D!'H<]5PCP@!,6&`)#8`@,-1D<,`2&P/#R@P.&P!`87GYP5X4A`CQ^">EO
MYKA_I5XD)NS%2V9L(A+Z/(Q4J(=+;WL)^RNE9R5+^*.T#?7`]33-Z:*I^Q*\
M`6_`&_`&O`%OP!OP!KP!;\`;\`:\N5K>("0$;MLNNVV!(3`$AL`0&`)#8`@,
M@2$P!(;`4!?;N,ME2;.`D$BXPGMV'GUQN"XI?`I8]]>S[H$A,`2&P!`8`D-@
M"`R!(3`$AL#P5GP*I[UF\E,@GT'#\IW`%:R(D3`>6!(FCE\9HEN(:]'K6HDY
MM'C/UK=^S6US1=,8**L_X"/#!FE`FNJD&8YM/K!!&I"FCJ0QAKS?0\8VD*8&
M:>S1D)LC?5.V@31:D@:"!IRYNKL`X(V&O+&X,1AJG;D8X1YPR7;9)0L,@2$P
M!(;`$!@"0V`(#($A,`2&NMC&7;Y"LAGL$1^\0<+471,X%K#XKVCQ`T-@"`R!
M(3`$AL`0&`)#8`@,@>&M.!9.>X_D2S#QGKU)ZOC^DHEGQT]5D9)I&#%OOG"\
M:"Z"I#)0MQ#AHM=M$HO;%F+H]&2*IK%0O3X?V@8X`\[4N+1F\M$(G`%GZL1W
M6[CD",+4V9@,/NI#F0%GZFQ,^D9T@R\:\@472,";)KP9&=SNF]IR!D$><,1V
MV1$+#($A,`2&P!`8`D-@"`R!(3`$AKK8QMT.\O@4^KYP$^]9(,BCBT$>YF#,
M1SU]O4^WS15-/9:6:7$#V1]!FCJD&8YZ?#@$:4":.I+&&/"Q,09I0)H:T4'V
M@/=ZB!`":>J09L3[5A^<`6<0\0'>G-CHYN/1D+8H?<UN!'W`,=MEQRPP!(;`
M$!@"0V`(#($A,`2&P!`8ZF(;=SOH0^4"98[[5^I%8L)>O&3&)B*AS\-(A7^X
M]+:7L+]2>E:RA$M*V_`/>#`UIXNF'LRQA8P-(`P$#7@#WH`WX`UX`]Z`-^`-
M>`/>7(TAM>WH>I\X-.CU6\7[BUT?YGO3N#?L"K,R=Z(GCSIN["U1D[_I!1,A
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M`B+J6J39N8ZCKOCP:37C]L$9SQJH6:YN(EQYGN2%-!KJOHA\+Q`'MM^/JFX=
M";Y*^^0))O64T:[Y_C:6V]NQVMZ/@C;SH%3SKS*#BUVV_AY[A&50:O38D5<_
M><L;'7ZW1VNOVZK-1\:HR1SC_/KX,_Q/,])=Q5TXG5;?ZQ&(\5J;[TR##ZWJ
MA#YVC-MJK.ZB^MCQ_BZ4U><)$+955:V.8PZ2MTKD4`,;Z+<H?/9BTN<TL+R.
M<$PV,3Y/[)4\ODLEER0?#)O?N#=Q+^W59=/(M[Y9I1M^?6WCZ63](WVS571Z
M_^F$AT;;P2$"^Q2[P*D\7]M";E/^Q\Q1WJX=M]:'THRM7GT\=,;4`>%087ZO
MGV3G5350M;/K&D@?&HC&ZPL)4Z\D<J=G="=RYT;V+MQ+N[I59NJ;QJ_3>QFL
M:5C3NFT6Y[*FLVTB(NO9>U81B`?-:2QX+'@L^"O1#C>=:*PX&)9AS6'B^-`&
MM?5I6".+]TQ]D_-B8\#&@(VA@YI@U7.5O=<%L.JQZK'J.ZL.XJ"KVTKAL,_'
MT`DU7F`XZ;H2'[QE#'D?IUVZK2^<=EW=2NOSD:5OA;P.YX,XT*LKROU@(O<#
M<C\@]P-R/R#W`W(_:!6AK5?NA^V::[H;#\C]T-W<#Z;)S1IETI'\H56'-Y(_
MM+WUO3-'W+1Z9SNR0/('$!;)'W20O$C^<"/)'TR+#X>#XQ#2>@EUT-&/[`\=
M.9*NE^OMTN[[3FU`G?#1:#LXQ"M=?Y2BB>P/UT@R!,5!`ZFC@?1'VQYN:"#Z
MK"_$Q%U)I$X'ZOW<Z!:&L+BK6VP]"UD@8%5K-SA8U5VVJBMF@3"1!0(+'@O^
M:M1#9('HJF^C-S!)8.+&'S8&[0:'C:'+FF#5\Q5D@<"JQZJ_+G40!U[=5@K[
M?3ZL$9$,G1`G7KHO,%V=\.:`VSO7IZYKJ75P`\-QU]6MM"$?#;KCYNA0%HA]
M_^C9TP.].E>^BD\A;<W!,N]D?_`09YDKU(:]RDIQ(%LB$E$@$04247SKGE\D
M+Z?+3CU&[/VJIU^"9Q$G1ZG$;>:G`%ZJI_\,2.[M0>NWR`M<;T$2>>>C'X^\
MK`,43[#J?*40[V"UBI&__+P!K:*G'VD'=)[$+EJ=$9Y=\_U43+E2MPN_AL'=
M9C8S9:,&(8OR!;G.A!;EV&['W."`H?L'#,`0&`)#8`@,]5`M=$Z$\RF<ST7D
M>H[/V=0+2#=0+V6*-^<I\MS43]+(\:$F7!^U@2$P!(;`$!CJH2;H'YNX/DB7
M/Z2?B/F6$L'N6!K$PDTC,;E"FE>/R+JJA'K7`-VM)T4$AL`0&%X>0]T="GEP
MQ>#(+.B55(6ZBD+7<Z,WX'Z;2=(;+`,M!@^\@3?P!M[`>[/Y4?5</2AX<6H?
MR!^9+L,>E\P+GD60A-$R.T9Q71IA4DZ``K7^ZM1Z8`@,@2$P["J&U6MG::T_
MZ!QJ`<Y>\0$@,`2&P!`8`D,]%`']'0GY32G'9R).G&0C0:(;!G$2I:Z\(L*9
M+]T($_$L_'`A[]SDW^R-'EB8S$24?<&O56L;J^&U-HDWP^K.-0@S[>#K&1H8
M-(`/_H1;Q7#$!X9Q>?C@4P!O.ZL'`T-@"`R!(3#40Q'HMD\A$K$GDW9E5SV=
M:"Z]!ME-SWGJ)][=U)E[?O6TA>#^:VV:W![#@]!A^`9F]?KB@$\S^.!!N/C@
MCL;0XH.Q=7GXX$$`;SNK]0)#8`@,@2$PU$,1Z+8'81;.!1-_I5ZR9#)CI4I*
MGA4]`-]AMP!#8*C'X(`A,'RH4=A%:YT!SH,;(JU."B\P!(;`$!@"0ST4@6X[
M#]Q5XB?0NQW]EIM#!+EW&+Z17;W$*^#3##YX""X^N..#?"P^M.`ET!%;$+<K
MFBTP!(;`$!@"0ST4@8MY"5HH\/DI#.)T+J+*2)RK3NN!YENKPWJ@>GP#;IZH
M2VII-35\]J)T`5D!MH`M8`O8`K9<!5NJ7PXY+TFZY\[9GA_KWJY/WZ]AXOC4
MYKH&N3=?.-YN,?)5$?+&^#7J7^O+2_6"3<+TT:\#U8$55KVTV.DZLUY;IL6-
M_OA8@#20P]=(E;:$<?N<&0ZKN]/!&7"F#8T/O+E!WEA];FHL:SKMR(-#&@YI
M8`@,@2$P!(9:Z02==0O!)=1YEU#/YN9XH*W*?=M4T=1,&YJ\;_;`&7`&+B'P
MYL3[TYCWALW/!.$2@AD#,P88`D-@"`R!(5Q")W8)?<L5Q"+A2K5Q`N5;6Y]0
M?\BM?O5+Z+#38*<]C/K<'%4OC0#.@#/P"8$WC7@SZ'&[K^^9!7Q"L&.NP8X!
MAL`0&`)#8*B'3G!RG]!$NF:<Q`NI&]2NB&0Y@.,5I5_7E\=*\[-Z57(4.<$>
M1]$'+(>K6P[`$!@"0V`(#/50+3KB;OBTRC;,V=0+2$U0+V6Q8^<I\MS43]+(
M\:$Q7!_+@2$P!(;`$!CJH3%HFIEX'<LB?T@_$?,MS8'=L32(A9M&-6)0NL/M
MZI$D1U.Z9U0_[X<\TDP>]4;5#U`!GF;@V2-@UU7L+$N#^B"WX3.HI`Q<KRIP
M$7;SWAC"J</P#0?5+]L!/LW@Z_>@U'46/!*=!LH674(?^"-3`=CCDGG!LPB2
M,%IFAPJN2\-*8AF+(+QGY]&OGLH$9'^M31.N@\YBUZ^>^@/8Z88=H.LJ='9?
M`\/J-AP'(/"U'X$!0V`(#($A,-1#)]#48Z":^5TX/A-QXB2"%5>6C0?FAD&<
M1*DK[TMPYDM_P40\"S]<S$60Y-_LC1Y8F,Q$E'U!W77`$FCG!)N/>S!G.@N?
MS8<]`_!U%3Z36S52P`(^W>"SN#FN7@E,:]T!_H3;Y+!..C`P!(;`$!@"0SUT
M@@[Z$R(1>Q,1)-GM1B>:2X]!=KEQGOJ)=S=UYIZ_!.';B;;I\9&M@0(,_!KB
M9_-1'^Z?SN)G\K%=/<4LX-,,/FO(31UN$,%_``Y?@\X+#($A,`2&P%`/G:"#
M_H-9.!=,_)5ZR9+)Q(TQ"Z?,C<3$2T#REFR608VR&)!1FL%G<=-"Q$%GX:M1
MI1C8:8:=Q<<&TA[`6]!A"NNDX0)#8`@,@2$PU$,GZ*"WP%WE0`*GVW$.&'QD
M:Z#C`K^&^/6XH<,-:^#7T#V`W$?=!<^T^&B@P742.`C`X6M0:H$A,`2&P!`8
MZJ$3G-=!L%WPVJQ?F/Q3&,3I7$25I[^%-H\A^=ZRX]0'%H>^-ZG1DQ-70C^^
M2^LRZ*0S6]63]>X%Z`*R`42Y!%%J5`P`46Z6*#V[N@T.FMPL34B>&+IN/)WV
MX&Q/E75OUV?SUS!Q?&IS572;>?.%X\D7Y5+;19WMQC@VZESK2TWU@DW"]-&O
MHV`?6&W5JV>=KC/K==:W^:C77"+G`&D@DZ^1*FT)YI8Y8UM\.*Y^#`G.@#,/
M-C=JG%R#,J#,P\#DAE7]^OVY.=,]GQT<SG`X`T-@"`R!(3#42A&X!G<07$'=
M=@69/3X<5+^\"AL--MJ#2>)J"+L>G*ES`LAMHWI61%`&E'DP;=ZO<;D;KJ"+
M:_@P7[IBO@!#8`@,@2$PU$,1N`97T%X74+#V`LEB]U)MG$#YUM8=9(^Y/49D
MD)Y4T=1.&YK<&#0/VP1G;I`S(V[#ZPS*U!(S`]ZWJF=)O;0[Z'WBT+C7;ZW_
MH0\7NUK^^R",YJ1%?6MRYD[TY%'GC6KH+;9Z<-K&OP2)B$2<,"]P9=;@0N-C
M85`.'%==D?6'#IP>3M*(H&/)3+"E<"(F`OF,S\(5\T<1L9[)F668%GMQ8FHI
MICYX4^IKD-Q?=/07;?SK3$ZW[R0T4VN5V_=B]<8C3;0$Q4\G(E;=H74QDZ6A
M1/0L,SH'^=3'"^&JR?3])7W\[(D7^OTTC'*,5`EJ"=V3"$1$_2X_8@O&9.8D
M[(4`)NR3_4]67=E\^KV<J,>(N3Y!_\,;^GII33^)N\=(.'_>/0KZE?A`0WUQ
MEO$;]GXUV7(BIJ&<`<4AN0K90O8R2&)%J4\AM14L<[3Z@X=XN^..2G&]S3?S
MO@ZLIG%OV!6$W0%<_Y7&B3==YF]Z@2S@15^ZMVPOJ$*V,_7OS4K\[9F6;.Y=
MX?NY,/[AC?%&_1TO'+?X>W,+(7O8=Q8Q(5N\>B!+<I+,9+>-[QK9Q=6,\I,8
MW-E#/3*//;?^YE>>Y'=O:?T2?\,TIN47?]]X(SS5/3;"BV`-?GACO:GB?G"%
MW"L>6&N7RE1/?R\VG%R(K,7"EX"$5"(%S.5G#G@5/?UG0()W#UJ_D0+@>@O:
M7W8^^M'QCXHI`HHG6'69WK&#U<>C(\"`5NMH?:0=D!2I7;0Z(SR[X'%?06T.
M-[&=R%EV$B^D[E%_1"1KJAQOF/Y:NI=;<L`'X1ZKH##+/MQ82,.G56Y:SJ9>
M0'.A7DISQGF*/#?UDY1LFNUIP2%=]P_I@"$P!(;`$!C>AOIU_!RL8R/D#^DG
M8KZE1+`[4N!BX:91C9B&[M"\>F1"6^RV30W8?0W075!"`4-@"`R!82<<"OG)
MTD`>+)U:5:BK*!2G7O7/O(X@?*G1"W`_;WWXW9X8D+K-6^/JL2):C!I`-P.Z
M/ZR>@E:+40/HLVUL6@P>>#?#VS:JYP$[QZAOV^WQ1Z:^L,<E\X)G$21AM,Q.
M3ER71IC$\E1)>,\JZA&:?!N:O#6\O`8/[!IJ)35NT0`\S<#3R80&ADTK_U77
M'K16&70.J`!KK_B8#Q@"0V`(#(&A'HJ`_KZ#/!C<\9F($R<1K%"DC0?FAD&<
M1*DK`U\Y\Z7G8"*>A1\NU)6R[)N]T0,+DYF(LB^H.%:LAG;T89N;1O4C$4@S
MS?"S##[N5\^&!_PTPP\^A8L/[G@9.N2CX>#R^,&M`.)V5A4&AL`0&`)#8*B'
M(M!MMT(D8D_F1LGN=#K17#H.LBN=\]1/O+NI,_?\);C?"O=[O-^OGND/HDLS
M^/I\"!="=^&#"^'B@SL^J)%;->*5M58<X$&X(=[JI/4"0V`(#($A,-1#$>BV
M!V$F$Q6+OU(O63*9BDOE?G4C,?&J)SL#WU\U.S4X,@-V#3T^1O4T_0!/,_#@
M,+CXX([&<%B]:JK62@*\!3=$6ITT7&`(#($A,`2&>B@"W?86N*N43J!W.S&U
M`SX<:W!5%_@UQ&_$1R825706/_@(+CZXX]=@C_=L^`ETQ!;$[8IN"PR!(3`$
MAL!0#T7@8GZ"%BJ7?0J#.)V+J#(2YRI`=Z#YU@K,G;BD^/%=6M<3-ZM?9-B+
MS@5D!%AR=I;TJIM58,G-LJ2!$P5LN5FVF-73\)R7)=WSWVS/CW5OU^?OUS!Q
M?&IS74#5FR\<;[>2JG-T.>-&_6M]?:E>L$F8/OIUH#JPQ*K7"3M=9TH;MLV'
M5O5+C@<`TD`07R-5VI+&+7.F;_.1T5S1`V=ND#,MJ'S@S0WRIC?D5J^Y`GAJ
MSG3:<P</-#S0P!`8`D-@"`RUT@DZZQ:"2ZCS+J%^CP^-YJ=],--NT$P;CKA=
M(U$3.`/.P"4$WC3;G\;<Z%5/LP"7D$Z:/LR8KI@QP!`8`D-@"`SUT`DZZQ+Z
MEBN(1<*5:N,$RK>V/J'AF/>MZB7:8:?!3I,EQ7EO5/VN.T@#TL`I!-XTXLUH
MP*T!XH3@%-)N<%=ER`!#8`@,@2$PU$,G.+E3:")],T[BA=0-:E=$,N?_\8K2
MK^O;8Z7Y6;TJ>8J<8(^GZ`.6P]4M!V`(#('AY3&\(5/UTRH[+6=3+Z`M1KV4
MU7"=I\AS4S])(\?';G-]+`>&P!`8`D-@J(?&H&D>VW4@A/PA_43,MS0'=D=V
M<2S<-*H1P-`=;E</0SB:TGV[^J43R"/-Y%'?1E&"SH*G0S)T8-<,.\O2H%SH
M;?@,*BD#UZL*7(+=)A^-JT=U0#AI"!_VEL["9V'M=1<\D_<M#0I-W:!SX(],
M!6"/2^8%SR)(PFB9'2JX+@TKB>4YMO">G4>_>AX,D/U5"V90/8<I))5NX`T!
M7F?!,VT-[$^`UPR\WEB#E7<;S@,0^-J/P8`A,`2&P!`8ZJ$3:.HU4,W\+AR?
MB3AQ$L&**Z_&`W/#($ZBU)7Q]ISYTF<P$<_"#Q=S$23Y-WNC!Q8F,Q%E7U"Q
M\E@"[1@S!N\-JJ<6@PC3#3^+#PS8HYW%S^)6'W$DG87/M/EPI$$0%SP*X/`U
M:,'`$!@"0V`(#/70"3KH48A$[$U$D&1W')UH+GT&V17'>>HGWMW4F7O^$H1O
MQW[I\S[\!QW&;\!-NWJ:2^"G&W[<'"#>M+OP6;Q?(V&HUKH"_`>WR6&==%Y@
M"`R!(3`$AGKH!!WT'\S"N6#BK]1+EDRF_HM9.&5N)"9>`I*W$X/+31/7K+H,
M7U^#(&K`U_#(VM3`W@1X3=T]M@[A(G`7@,+7H.("0V`(#($A,-1#)^B@N\!=
MI4("IUOAM,W'-<I:021I!M^`]RUX!SH+GS5",$AGP1OP@8'+"/`.=)C".FFT
MP!`8`D-@"`SUT`G.ZQW8+IALUB]L_2D,XG0NHLK3WT*;QY!\;]EJZ@.+0]^;
MU.C)B2MI']^E=1EMBP_MZ@>B>P&Z@&P`42Y"E.J1]B#*S1*E/ZKN_P)-;I8F
M%N]9NLJ33GMPMJ?*NK?KL_EKF#@^M;DJVLR\^<+QY(MRJ>:B3G-C'!MUKO6E
MIGK!)F'ZZ-=1L`^LMNH5M$[7F9(X'G.[QH'2`8`TD,G72)6V!'/+G+'[W#"J
MQ]F!,^#,@\U'H`PH4XLR)A^.1MIRIGL^.SB<X7`&AL`0&`)#8*B5(G`-[B"X
M@KKM"C)-/M98W[YMJFAJHYDV'PRK)[@#9\"9!YN;-7+R@S*@S(-)FM$1X05P
M!<%\@?D"#($A,`2&>@WNJC"$*RAS!>UU`05K+Y`L>"_5Q@F4;VW=00.3VS5R
MG\-.@YWV,!CSP1!A'N!,'=O>X&,3+D1PIHZ<&7"CW_Q>TKG]0>\3A\:]?JMX
M?[&KX;\WC7O#KC`Q<R=Z\JCCQN8X_I7&B3==YF]Z@:SU0U^ZMVPOV-?I1;5>
M!6$T)[VN8:=6=/H2)"(2<<*\P)6)A`LUD(5!.9I<=466)#IPI#A)(X*3)3/!
MEL*)F`CD,SX+5\P?1<1Z)F>689KLQ8FII9CZX$VIKT%R?]XQ:XK"UYF<>=])
M:-+6*KGOQ>J-1YISB8^?3D2LND/+9B8+1XGH6>9[#G(4XH5PU;SZ_I(^?O;$
M"_U^&D8Y7*I$M43Q200BHGZ7'[&%:#)S$O9"6!,-DOU/5EW9?/JEX32KH7DN
M7"].JD\A01,L61*1S(_SM.#LKY2^FRS)U(US%"7^B5R:)`T"20PO_I-%3D*+
M.KYG_US0YR$)>R]P9.%SYBB2,"]F3BP7LV0I_1EXLHI9]N.GR)D(SEYFGCN3
M7\PIY^>M2L;%XEFQ<.JX21AES(Y3^KH3*TE"^U84$@7S6>P/'E8CB$E*T=/E
MMV1/[I+P[MGQ4Z'Z'&8?3,1C(C\H)%OVB4C<>_;+FN(.,5QV^$YU.!=TM)32
MQSBAI>)$D[)P*T_"(@I=$<?J"1/ARMSKDWOV<9K(NN^J`?E)/BDT[JP!U;>E
M^F@>TF>A7'+T*IG15^1BRE.WRWYLX"1G;"ZQS*>+LV*N%LY2K>P9R8LP6O*#
MDS>EK@<R]1N3:>'2.*LRY\Z<X$E(\$FZ^U((25#4=-ZK;F2S1=*:/=)(PY<@
M&PE-!DL7^>N)6)#,E].4==-Y$K)/Y=:%?&0V=>%4]C$6Q5CNV9<R\Q06\EF+
MT/=<+Q=Z<LK<D#8/DHHTVF06A>G3+$P3)AR:",7(9+F@3I]EU67_=V]Y07MR
MZ?0"81K*[47.+>TE;N0]BFRMY8*BA)?JT:9`4%@KHCBQ6\`M=4L)J._]*7QO
M%H83]5<8QQ_JC/%$6E;UB5<:(7.%[\<+QZ6A_?#&>*/^SI55]7?>\1=ODLQD
MSXWO:BG/N2JNUMDB%A]8\>K-AGIZV$N9A(MCW8^;0QA]M_8S*G7^`[/O^XN2
M]U'R9_7FWCFO#6-U0VNSLY;9O+=$6.)RX\Y2=^0OR\S-*W-^J/+[7V5>#0DD
M^UVNI/^0*TD-6SYH;:54F(/A$7-P+&)'3L)G)7(6<@LX./9:/OL65@,M0%KO
MP0]OK#VG.Y6ETIY);F7&Y.]3^>(WIY"GZ6J:JE-'IP5^0H"K'-Z\)A)UFJ96
M>WA9V6>>AZW;#J-S#O&3$\_(GG'3E0%]?PD)=S",":P_.R6LZV?]K])!N,/\
MS*Z>.<_2=<3F'EDOTE2<._^B?\7?KE`*`'TMS.SWW)!X2KV)4`7,M%DZV#LN
MOHIZ6$5J%75O\1S>=SJB<O\_X?S)+J)W'\5&*-T0G/3[?@>H>FK!V4#WX.PQ
M3=1GI6]+S_,B"A<B\I?TT,1[DB=UD+2M25HG<6<2IS_R(Q=(7$C<SDG<<0>H
M>N002^>F<R$R.;F6G>KXTBDYN"?,5C*9Y\)4?;]TQJB"29PG(<^'XW0ZE6=]
M\F0O9+&3>/%TN3K'S0*621%6YU#Y^1(C_HN(1<*)PR`[O?$B-YW+@UM7:L)K
MQJU>?9UY\B@S$4]AM&2.'X>KR`H9>5%L(:&*4J&GQ^J(5!Z[AM27*#]E5!.P
M.N1DPA=NHGZ5'^G*0U#9]1<EV&0<!S:+MC:+/V0H"I'G'S3SM#MCJ\!6T;FM
MPNX`58\<XD]_D]23NG7IPLFN&BX%J>L$,L3L44"U;E]:?O)EA-;4$]"I(2B[
M)R@'':!J>SJU<EHX[$7X_MU$3&5`(?WA_!G(,,-<Z5RR?XEP03:R]S\B\V%X
M?Y$&7HZKRS1F;\KD,Z1*+4/HE!-#REDWC")25SLA9+&X3LF\(1;7UN+Z4ZQ,
M5%HB:D5%&PO,FR^B\%':FMJL'NQ2%U](HYM:2*LX[(FZ"90&Q7*1'ACE+5%A
M[VHE%3'RM#$]"FD-N#,G>A*3NW`ZK;6"MB]L^:>,(E[-V.,>^CZNNGCX5LEE
M(KJS".:%O-03)*^&=:]N>7G!LX@3Y<3RBEM$C\OM>R)>,*&NR4!]>=V`L-R^
MV&75NO?3)D@UPKK+8=S;8=Z;-R5WP[,?6+.([ZIAW47RB>-B65_-5N(E]$"W
M_AW/\G2_>YLM[#"-::''WV\MVIKE@&H.MLHNLK;*!V^JY-DH]HW6JB=ET8#9
M\OF_^?+Y4BP?]NX_:.M>T+I[7*YNO/A+]K&X1*6\YAK,:BT5YJ3<_88:<J:+
MY*>GZP79*D-<)#/5W1ZUZT7L_:JW4L!SEHVF-WI@/3WH">Q43U<Q2KO`98BR
M/O#2":\\TF$'K57HPRZ0F>I]"-\Q\-4(W^)P<@>M_+1R%_?7T;6!KD;HK@]3
M:N*X^<&`LV%Y2QT!9(U`_C4,'->-TGVK6(%\^6D#6$5/57+#RT]-(WOILHDF
M)](%I)S:'[(X*AG"=7P&IE]+%6B5.^E#971.P%$D545B7&`(#($A,`2&.@T.
M&`)#8'CYP5T5AM=>]>=3.)^+2#H8^3J77Y;$SWF*/#?UDS1R?)A<UT=M8`@,
M@2$P!(;`$!@"0V`(#'7`L$/'7GD$;T\&\+9GB;$[E@9Y`IK*<!3!Q/5#B8^@
M>JG18X=?O2Y:D;1XJ]%&O#<-;HVJUS]K<;P-5ES7(6X^Y%:PMOK<Z)G`6O,A
MM[2N@;/F0VX%Y_[0`M":#[D5H&WLTMH/N16@>T;UDG]:C!I`-P3:YH/10"NL
M;^>PCTS,N@8F'"BOLMGBYK@ZF^$`TPR_H<5'O1'PZRI^)N_;U6N2`S[-X.OQ
MP1#2L[/PF=RTJWM<`)]F\%F\-\;>UUGX3+/'AV9U1YC6]M,Y+ZP=,0=_Y/4A
M'I<JX5&0J-S?,FK2=6DX22S+W@OO6:68`LU;DE)]J'B=A<\<<=."CM=9_*P^
M5(3.@M<?5S_X!GB:@6>:U8]$`)YNX`&[SF)GF:1R5C]WUMJNTOE<"L1MF;@Z
MA?,"0V`(#($A,`2&P!`8`D-@J`.&-W18];MP?";BQ$E$GB/6M(T'57$EB5)5
ME8@S7YY>3<2S\,.%JMZ1?5-FD\WKU,HO^+72E6(UO!KT8G)[I,&Q+?!KZ-H;
M]`A`G(IT%L`>'_40MM19^,;<Z-N`KZOP]?C0&`.^KL(WX#U$7'<7/DO&XQ@:
M*"\XW`)S.^M$`(;`$!@"0V`(#($A,`2&P%`'#'&X%8G8F\@*F2JSO1/-Y?%5
MEMA^GOJ)=S=UYIZ_!/=;NAPRYCU3@U!9`-CT@LB8CRT<1G86P"$WX8[M+GS6
MF!NXH]5A_/J\A[/D[N(WY@,+AY&=A6]DCGF_IP&`.,T"<SOK-0"&P!`8`D-@
M"`R!(3`$AL!0!PQQFC4+YX*)OU(O63+?"T3,PBES(S'Q$O"]G<L\ELU[-<H&
M06!I!N!@P/LZ)$$%?DW3>U)[@*^K\/6XC>R>W87/Y"-D<.\R?`,$;W07/LLP
M^&BDP?K#\168VUDW`3`$AL`0&`)#8`@,@2$P!(8Z8'BCQU=WS%W5&P:K6SJD
MZO&1B6L>G06PK^[)P4_>60`MDX\,W-/I+'YFGQLXZ.@N?F-N#+'_=1B^T0@I
M.SL+W\`:\G%?`_&)<RHPM[/^`&`(#($A,`2&P!`8`D-@"`QUP+#3YU0+9S+Q
M@J>[K&O4X*+VQ'P*@SB=BZ@R$BVT>0S?'\-H(J)5ZS_ZA(;L`XM#WYO4Z,D#
MVY[/IMP\49?4TLK\[T,^JG'/8"]"%Y`38,KYF=+C?:-Z1DHPY6:9,AR")6#)
MMU@RKI%>$S2Y69K422,(FMPL32Q28ZM?V`-1;I8HMLV'9O6`H_,RI7O'L-OS
M8]W;M3B\?H)\'OU>S+>G:/7J:YC4B'P]MF>G65VJ%VP2IH]^'9`.++"WQZVK
M5CI3VJH-BP\&U4L@'D!(`SE\C5QI2QBW3!J3]\PA'_2:^Z!`FQND36_`A[WF
M!B0X<X.<&9"L,:I'2X(SX,Q#W^3]?G/#$IRY0<[T>MS`WM2$,]I/10M9^8RQ
MQ4=F<Z?FJ>?DUJ,6_ADX\Y`&^C^"VA4D%L141!']X8=.P-PP3N*N^/>T=G->
M(M1'ZPD!+\`+\`*\`"_`"_`"O``OP(OKXL4MQAN8O&?I&NAV>^$&!V,+VGZE
M8A5H7`'-$TVFF.S[DO0H-'<FP#O7NG?N-%V!]U:3J0`_P`_P`_P`/\`/\`/\
M`#\TF)2KBDC1*R!;!AOTN=EO?FL7P09(]8%4'\`0&`)#8`@,@2$P!(;`$!AV
M`\,;/>'-3E_SDU?6L6/6FW-3]"T^[N%>GIY4T?2.E6GU>=]NGL<#I+E!TN3=
MLDVXS\&;&KP9<GN@[X4]4$9'RO3X"*EPP)F:]\;[8Z@TX$R=(]Z1Q7LU*MCB
M@%<G7Q,<:5UQI`%#8`@,@2$P!(;`$!@"0V"H`X8W>L![CBN\32_]XKA9[^/F
M0=_F@R,J6<'/=H-^-I4&EANCYJ6M0)L;I`W2E(,SM?>G$1\-P1EPIL[V9-J\
M9QH@#4A30]`,N&TA[A*<J76EN#<<\+ZMKQZ\[1%YGS@T]/5;Q?N+76?7>].X
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MWLX:K#C[V:2XPO=S,?7#&^.-^CM>.&[Q]Z9\=6E*G44L/K#BE>3[))G)`1C?
M-7*D5G/=GL1#FSW42^B!;OV=H3S=[]Y*JB2S,(V=8!)_WWB+.%5:4L*+8`U^
M>&,-WE1Q6+O$?A$]L-:2A*JN?LJ6T/_-E]"78@FQ=_\1A>F"UMZC?)=:#AS?
M7[*/L13*]/9_2(FKP:PV.G8X^>G":O,]N_IY>KI>D*V_.7$LF4G44X<:CQ%[
MO^ZL5"-XK@/T:-_OZ4%/8*=Z^O^$\R=3`.X@ER'*^L!+)[R<Q)VQ,-I=9W\D
MM*,ZT607R%^49G8(WS'PU0C?/Q;"];(2UIOP_H.:\\*@+KHVT-4(W4\^25JR
MG<7!59IOHQL?#S@;EG?0$3#5"--?PT"Y,,@:WX_IY:<-8&UD?;C\U#0RCRY[
MZV4BO3Z.W((^,.J"B'PO$,?[:']=ES_(/$@?*J.#",2N1"`"0V`(#($A,`2&
MP!`8`D-@J`.&W;L94]/=%,[G(I+^1,ZF7N`$V4LGF##G*?+<U$_2R/%A<ET?
MM8$A,`2&P!`8`D-@"`R!(3#4`<,.'7OE`;L]&:_;GB7&[E@:Q,)-9<'OJG`4
ML</U(X>/H'JIT6.'7_UV?][H\+L]MTOJMFKVN&T.FDSR!59YUR%N/N16L+9Z
M?%BC0(`6`P?63=<U<-9\R.VL:;/Z%4(M1@V@FP$]ZD-RZS[D5H#NVQ:`UGS(
MK0!-EMEP6+VVP3D&?CN'?61BUC4PX4!YE<T#;M=(ZP4'F&;X#0;<-*JK&,!/
M,_Q,/C:K*PZ`3S/X+&Z.J[OA`)]V\`T'U4L.`3[MX#/'U;.^`3[-X#--DP]K
M5#'5VG[J2)FF/S+K2299D3F.@B2,EEG4I.O*7%<J!Y+PGE76,-"\%1.+2`X=
MH;/PF61AC6$A=Q8_:P3[JK/@07)V&#RK7[UL-,#3##Q[5/V,`^!I!IYE\I&E
M`7[7?C`%XK9,7)WB>8$A,`2&P!`8`D-@"`R!(3#4`<,;.JWZ73@^$[)ZBBA*
MK=C&`W/#($ZBU)4I&SGSY?'51#P+/URHBAW9-V4ZV5#6=\F^4*\N+5;#JR=:
M0VXC[*6[^)GV@`]T.'@'@`VC/GD?@2_=A6_,QS4J<`,^S>`S>[PW!GZ=Q<^R
M^'"(H(#NXM<?\)$.EQYPO`7F=M:-``R!(3`$AL`0&`)#8`@,@:$.&.)X*Q*Q
M-Y$U,55R>R>:RP.L++?]//43[V[JS#U_">ZWXTVPA]P<P)W760#[]H";B%;O
M+H"FP:T^\.LN?D,^0`ZA[N)GC?BXAZM:W<7/YOT>P@$ZB]]P;/.!C?,L'<$%
M<[OB-P"&P!`8`D-@"`R!(3`$AL!0!PQQGC4+YX*)OU(O63+?"T3,PBES(S'Q
M$O"]I8AT@X]KU`Z"P-(,P,&0#PS<J.LL?A;O6[A1T%GX3#X:X`"RP_#U!Q">
MG86OQTUDX>\N?)8QY/V>!NL/QU=@;F?=!,`0&`)#8`@,@2$P!(;`$!CJ@.&-
M'E_=,7=5=!BL;L=+US>X/<0]@<X"V!M:?&#V`6!G`33X$,=4W<7/-+EM`+_N
MXF=S>Z#!/0_@U[@4I(7$G=W%SQX-N3G2`$"<5(&YG?4(`$-@"`R!(3`$AL`0
M&`)#8*@#AIT^J5HXDXD7/-UE7:,&%[4GYE,8Q.E<1)61:*'-8_C^&$83$:U:
M_]$G-&0?6!SZWJ1&3Q[8]GPVY>:)NJ265N&!']0H';(7H0O("3#E[$RQ>MRV
MJR=U`E-NEBF#ZD?J8,G-LJ17XX(;:'*S-!G72*0+FMPL360%-2@G(,HWB6*/
M:MT-/"]3M#F&K>P6L.[M6IQ=/T$^CWXOYMM3LGKU-4QJQ+H>V[/3K";5"S8)
MTT>_#B@'%M3;X]91*YTIZ?FVP4=&]8O2!Q#20.Y>(U?:$KXMD\;DYLCB@WYS
M$0S:W"!M;(N;-C@#SM3@3+_/^^/FOBAPY@8Y,^ASJT;>,W`&G'D8]KA=(]T3
M.-.=J6@A#Y\Q&/+1L/HEF7//R:U'*?PS<.8A#?1_!+4K2"R(J8@B^L,/G8"Y
M89S$7?'G:>W6O$1HC]83`EZ`%^`%>`%>@!?@!7@!7H`7U\6+6XPO,+DUTC40
M19OP@L;V_;$>JI.]4K$*-*Z`YHDF4TSV?4EZ%)H[$^"=:]T[=YJNP'NKR52`
M'^`'^`%^@!_@!_@!?H`?&DS*546DZ!60+8,-QMRT$6QP$F<$4GL@M0<P!(;`
M$!@"0V`(#($A,`2&&F%XHR>\V>EK?O+*.G;,>G-NBH'%#8U]%+=-%4WO6)D#
M66JF>2H@D.8&29-WRS;A/@=O:O!FQ(U>\YRHH,PM4F;$S<$8G`%G:N2G,'E?
MXXO!X(R&G.F1'FSUJI<\Q0&O3KXF.-*ZXD@#AL`0&`)#8`@,@2$P!(;`4`<,
M;_2`]QQ7>)M>^L5QL]['S4/3XB,;_GP]N:*IG\WDO7Z?F[:^GC;01D/:($TY
M.-.`,W:O><H8<.8&.6,2:7I#&Z0!:6J0QK2YT4,,'4A3ZTYQOV?PWDA?I6;;
M)?(^<6CHZ[>*]Q>[WJ[WIG%OV!7F9NY$3QYUW-@<Q[_2./&FR_Q-+Y@(^63C
MWK*]8%^G%]5Z%831W/&;=FK%J(\)^RQ<,7\4$>N9G%F&2?\F,Q$)]N+$S`F8
M%\3T&V]*SPX2U2=G'J9!PL)IYM>@KSL)>Y$_>8J<B9BP?$C]X<.H>#EZ8"]>
M,I,/=%PW2@E]&I63I/%]G6&W`\:;@A?>'@"\%6DNV*>OD5J<$T+G,6&_BSB)
M4C=)(YJVN%DO6R+,7F_7^;OQ=2985)X5R48GR\?OQ<P-B;03E6-/$;;$R*28
MV8F<V8UGE+CJ3:5S=,;>>=_+U4!_1%%(%)</%W\OJ),B<&6S4R]PZ!4-:>)-
M:8VD?N()N6XF]-O\QR[UPTO"2/5E1JN*EDF04!<<V5%7Q+$7!O?LT^IU3.-?
MTL)S_70BZ'\3(?O)(B>1HYY0?]67PH@]"C]\D;/UIT@VOQASMJ!!N=Z"^C8-
M:3J?14"/YZH7FW.75S=PY&-9[,ZH"3\?1"AE`2W9K$790B!7>!*RN1=X<^]_
M!%N$]&;B*3=G'(MZ"[I]6EZ&C,\.S?O<^5<8><E2DE$"_RF<+YQ@6?!J\!"K
M[KQ"04(^)")Y\L,,&_F<I7`BEDW\CK16*-$+BQ[D.TF&S4'*N.'\T0OR9:$$
M\KIY2<B]1+AG7]>#(;6!J!&$2<;B_22[.0I\]',G/W-]A]:P0I!6^@;4NRN/
MUACMFFMI);%[I!5/,^TI/`A;^0WQ[/BI`I>>&:?N3$XV/9-0IF68P95SSO%)
M(I!($NHK2B#FRU*BJ+JP2TOV*B5IXY>]VAR9\)1D",)`[><TAV&TWMH?G9B^
M1KV279*=*#>V<)9SD>L2N0Z@&/9J)Y22(>>BU*+\,Q(+XBS]2++9RQHL?45-
M0"(/8:A=>J10@I=>/7MA&OO+_4S=]\_I9<@TE-BI12_5TZ*_4NQ.92L2YIQ#
MJY6>D6XE-&@"G-?F<5NJQ`?$BE6(%?/^HNOJVXUG4^4*W\^-BA_>&&_4W_'"
M<8N_-ZTAER;:6<3B`RM>2>UTDLQDYXWO&IU[5CMI/<F!:O90CSCNN?7MN++^
M^>XM4TN(E@;A'W_?V*`[519QPHM@#7YX8Q*H%<Z77;G>HP?68D[O_="J(?Q,
M(O`;^W7S6/[6IK11B,#)(P%6=O+9/44GYZIU&:JJGOZ:*O:1<B![]1BQ]ZNN
MDKV11*39:U"[#'@5/?TM$G?_4+NYFZEU.[#]7E;8=S[]T?&E\@=,=<(TC),-
M4'=08QT"M6O7=R;"#2,U[1\8=4%$/AG`!WRT-67KNI0#^_KY][CP,MFDS7[,
M+:'*D"&^LBOQE<`0&`+#RV.H>YQS[E$82H=""[O-[\+QF9#^,E'>:*3S4*D.
MM,%QYDNWS40\"S]<2!];_LW>Z"'WY*LOU`M'+CPC]?TB1RR.4J,76"<%=-_M
M.?*NVWQUBU^+,7<6YNH1Y6VB.^@#7^![/GR[9GV=9,^+A#PO4V?.G$V=:"YW
M-:Z.+.;R`/YNZLP]?PF=KQ6=KWHT(-1US:`S^:#&K2;`!_BZ:&B=TKB:ST4D
MP[O`Z#;]!W72;4(J`4-@>,48WI9)`RI?L4L:&`)#8'AY##MAL9PQ,.&._;H*
MB0;=KX[NP!`8`L/+8WA;ELRGE7.,KZ]!9J<PSE.DKD*FD>-_`-&OCNC`$!@"
MP\MCV`D[I_$NLTX,*B>-?B+F6QM/^:PF%JZ,G@?+VSEZO#RY`5U#Z(`=L(,5
MHWM8-19".U'3D&&:0=?K`3R`=^D=2%^S!I'-NI#='%Z>Z\"NH:#BPU[UA*.`
M#_#!UCFPZ<S"N6#BKU1F+I0Q"+%,%Y,EK03;X4V[<>@L#6Y@`+P.@]=):Z:%
M#$+MW:DY5[:H`\VWF#RP2I++*C-RHBZ5*LX<!\X%A`5(<G:2F-P8'9G0$D0!
M42Y+E-LR`;56,2]`_:.I?;XVSS),8`@,M1Y<%S"\58LO*W8=;-\^<B(O+M4>
MD-5SPNIQ>E#7SJZNU?#,0ZF_698,N3T<@R@@2I>)`NM/&ZVSBP<,.ET&`8;`
M$!A>'L-.6G]-#+T*1M[ZV`\%,5HEO`:Q4]<`7?6DTD<C1EJP!=2ZAUJO1@9P
MK?>42YHIK3D7O[WGE&--&F0]@G_@[/Z!OJ:^`9!$(Y*8)+<,$`5$J4*4ZO'6
MW?,V=O%@\+2'LWLZ>/3*.6[0^RCT.O&U74YG%WH7B2DX!85N4?B"+6#+%;'E
MVLQNZ]YN:GB?()*G46]:7V.J%VP2IH]^';7JQ,NLE5Z53.SF$3TY2AH83]?(
ME^JNS'/0Q!SP7J_YU1]0Y::H8MK-[W2<FBK;._?[Q*%QK]\JWE_LJG_O3>/>
ML"M,S-R)GCSJN+$W:?^^_BVJ=2`(HSEMN0W;/[07[6E<30ISA>_G^/SPQGBC
M_HX7CEO\O<DJ4FM\9Q&+#ZQX]<"*RJ>&4;^Z;'7=ZB1Z4_90CU0<SZV_'LI8
MOWO+O(`ELS"-G6`2?Z^=DY#P(EB#']Z8!&H%-=(502*B;WDN:LF2_="J(?P<
M1C1Y@BV%$S$13,2$?1:NF#^*B/5,SBRC1G+$4_JLZAL%NH9Q:.S07G'5N@Q5
M54]_317[PJGJU6/$WJ^Z^HD>%#EN4CW?XV7<J#>%UV^1N/M'./&F]*%,W+D+
MV^\BR^HI,T7O?OJCXSN!*X"I3IB&<;(!Z@YJK$.@=LVA=,8:58@5/%4,DT[!
ML<`0&`+#RV.H>R1"[E$82H?"Z3(?GC[+>^$9J>\7.6)QE!J]P#HIH/MNC^NP
M;O/5'8Q:C+FS,%?W+;>)KFU4]^@`WP[BVZ^>?O$<^';-^CK)GH<4\^?4^:H?
MID)=UPPZDP]JG(4#/OW@ZVL`G^Z&UBF-J]J)?L'HU]JL?D\*PD@SZ$P^&J((
M`."[_%[2'?L%++YB_S,P!(;`\/(8=L(\.6,4PEV3G!&@>U?H#@R!(3"\/(:W
M9<E\6GG".)MZ@1-D+^61B_,4>6[J)VGD^!]`]*LC.C`$AL#P\AAVPLYIO,NL
M;_K+2:.?B/G6QE,^F(F%*T/EP?(V66Z;&K`<&`)#8'AY#&_+O+E8<#46Q*N'
MEI=?!X"N&70]>PCP`![L'<0WZT[VRU,=T#6$KD9);H"G&7C]WNCRX,',H?UF
M%LX%$W^E7K)D,BXAEOEBW$A,O`1<OSK+'A@"0V!X>0P[:=^TD%FHO;LV*$UR
MIBZAT!%(4H,D)N\;U75[$`5$T9`HMV49:JUI7H#Z1U/[?&V>99C`$!AJ/;@N
M8'BK%E]6?B?8OJC4;BD>J&NG5]?&FNIJ8(E&+)%55>`F`%$J$,4:-"^_`^OO
M1JR_#I\S:'%O!!@"0V!X>0P[:?TU,?0J&'GK8S\4RFB5\#T-`G>O`;OJV::/
MAFS`;4N#2#B@UD74NFZGM.9=_/:F4PXV:9`A"0Z"LSL(=#T:!DDT(HG)^T-=
MO4@@"HARO;;A94J'UN#!G@X>O7*.&_0^"KU._,L(F+V5<_3OZ)DB#4[!JUN4
MR&`+V')%;+DV6]RZMYM:XR>([VG4F];7F.H%FX3IHU]'USKQ,FNE5Z6#^>;A
M&SE*&EA4U\B7ZO[-<]#$[!\5Z0.JW!15CHGU.355MG?N]XE#XUZ_5;R_V%7_
MWIO&O6%7F)BY$SUYU'%C;];_??U;5.M`$$9SVG(;MK\BS,>8%(`HD5?_'48Z
M2>(%@D7B*?6=)(R63/SMS%DR<Q+5&3<,7#^=B`GS`GI7T/_WH@G[*Z5'B$@^
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M4I-NG+;QKS.Y6M22"<*-4'XG#^#86$JJ2_G2)9&1_7`>3C(:Y2)C$8EG+Z3U
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M^=$/W3___7__+ZGS_5OQY=^BD`1>LOR-Y'OR,9C\1.)690S][,6N'\8$WNJW
M<A;EBOM=3']X\W,4SB4-[@R3_DM"]9K^ZYEO_OW4TH4>_RA?_!K2E-CW[+=(
MS+U89'19C4#-S>-*;])*$)^V\8WY$,5\;.^<JB<;XBA;)K%<#;2A26Y/0]\/
M7XA+'^H,XZQZIM)GF"M\/U?%?WACO%%_QPO'+?[>-"!<&I:SB,4'5KQZ(*UG
MDLSD`(SO&GFRJKG13N(BRQ[JR0W!K6_ZE*?[W=M,(),D)E+$W]=T,C^&I"J=
MWM-,H!&VP0]OK#=M]:<\(2XM%A%5.D22RZ<-%V_5CNI^AE\!F?HS7;>G4I1=
M?F8:>=EUC9;6(Q2S)KNZ-59,9KN3V:$CKESU&$G-HX4Y_X6V[LJS7:@]W[6X
M%=4:=?V6CW8CYRT/CVQY[3.V>KQG5[]QWO;(&RRRG2Z<&?$+'*644#\ZI-ZR
M^-`PFLPVXO*:"[8?4\^7REK=FB5G$VF76LWM2#%[Q`=&=<WYLH/MPAV?2]RJ
MLWM\9.*VSYDET\]I%'C2T[WI<H.<.H6<ZO6Y.:RN;4%.Z2BG>B8?7(N<ZN)U
MAE^$$XN97!3>?!&%ST+*JU,I5I>,+#[_PC]EO\IWA,:CZA9("[[G]B8(-\K.
M'I%N<<.H7CVJ>S?*NJ,JEJ;AU5?%7?$86N1)M$C3''&S1II(J)$ZJI&F:7"S
M5QU%K858-_7(.)8Q7^E<1M_*^"RQB(3K92&;TAIVYB%-P/^H-Z!?=D:_?-?O
M\6'_R+P6K4Q1]2@4*)9G5RS?]4D`'W$+JQ75<ILA7=<HV[[U\^JK7T5"TQ#^
MF<?7RSL->^,'SR:[U6C/=W'I;,?.)^[1>DT.^[PW;!X"M<&VRWL'KO'*FZZW
M:<=\/+2/14K+NV_'A59OA"3[>?CY5C^W0LW7`?EU8NR+^/R??_SMP\\3S_T2
M3,0\\*;44:D_?Y37KW0)R-\[*2HF?W#/?O[\Y1/;ZCU3W=\W637PFU-/'1YK
M?5.QW/['6%Z7<U,:NKKMHB;(?.=]G]V<D_.D>N)MS55VT\Z+U;?6%^+(FDJ#
M)+L44[YY]^+YOKP!)[QGP:;$A=73\ZLJ1+28Q3-Y-=!YBD3F[Y>MA-)8R^_^
MJ*M_R4NH?G@G+].IVP!3Q_/I?QZ=X$^R]8B^V=V_N-D5MQH(YF_*N9'/,>XM
MVPLN?\'BXYX[B*M;%)5P?7%B649T$7GQGML6ZJ,PD`C5NGAQ_/".F7#<Q#CR
M)L:*7[B&@6L8N(:ADVOVPI'@3=3H]?5/T@LRWVP29FJ`ZSO>/);I`5)YWY2K
M9`%+VI8BX<T?TXCVI,K((8"\C9"F'C?ZC>*)$4#>R0!RL\=[P^H%$!!`?OS1
MW7YYN+:LIJD*X,QE(VGJ*F<!#M]/<?@^L$C>53\TP-F[CF?O8X-;-;R%6@NN
M"YSV9'/0@N);6[!-0YDJ*92>AU)R$3V-3)S-[SO@X?TCW/2(_;RM(WISQ`WK
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MN3C_Y,2S(D"W>G0-V/M:F^_Z`SZLH9G@GEGK]W\_NB2PD[P8CBJM(*/=98PZ
MCH3T/1)Z-^!F#;G?F4N;FN\!)1-V^_Y`=3"ZLR54-U>/MU&M'A]"7==!72]=
M$))[@O0Y_R@O#M'KC_%,/'N^7S?6I`MDOX3^T[>XA21Z\,9</].M,1^9U0-&
MM69ZM\4[O#&G8[E-UNR5!-1J+L[AC3F!-V8PYKTSYF*[-F_,V1TOH/.K=!YS
M:W@^Y?HJW"$MN/+^2Q4^A>]07]^AR<W1D=?M=5PLW1']K[@1ZY9OZ8+P/ZL;
ML5Z8+53P4WM48KA43L7U`1^/X%+1@/5PJ9R.Y43R/N0Y7"K=9.\[:\R'XT&G
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MKAJ_RMONL,>(]JM9.0*3LY>91V_17#^*?!QYW^55?H(Z<J3@O/.]0-`>'M,7
M0]KBM[+.^]YTU07Y2>&\RCNLQAR+9Q&PI7"BU7#-IL.5SWMK#?<,M92FGIY<
M)=:TQ2G(6:KZ\*TIJ+.\D`JAGJZIJP/A#/DTV\G8/KATQO;V].EK3M]^&*;3
MIV]O?K*L5RYW#65%I15R#EUVW[9P'A7:4UZ/?5ECO!74BS7HV@K2BY>^^`^I
M,-/#<S55F2<1>[_J],=Y6W<Q3RU=;Q3`CVN;9@<\]K%)[=Q;VB$O6>#D?$L/
MB+6#6&FM[86KU;6F1<Q`APY?#SM5/N#XM97CUR/;/-,P@2$P!(:7'R8P[`J&
MNH>UY$[A04N)0%_/D_^)'AK.9<%;+TZJ1]&BC%WCEDMEG6K<E].QAEUG,3^N
MFET[X/?-1O7LM`'_S+AW,Q=PPQ5^@1V^Z_A>N$!ES[Z^ZI1=+O+V#:5G3SC%
MJ4I7HJ#;*0JZC8?5K^)I5=`-Y+DT>6QN6M5W9:W(@ZL&9[]J,.2C0?,Z4J<M
M!@BB:$04TI/&1P;]:*T-7OPBUYD*1[[^ZFN8./[9-GM4D#QRKQ_Q@=W2W:/N
MJ8K=8L\I*TD>KS+:_>85@5&&],9NU(W:H(L&6N,U,N648N8H[7'0;VZ4GOL*
M9D>\B>>^EH+#?_T/_X$A,`2&P!`8ZJ$6:)ZE[9^OW5Y'H/7U<1H8`D-@"`R!
MH1[Z0>>SHKU^GE2D0\*A0%>.E`8V'_5P&-"4.=I[NR\A@;6?E*LZ`M#KL*@=
M>7*+5-%^*FY!E%PN.^=%<S26$_24,R$4]2A8(@.%Q(2]'8U56CZN.O-V;%@J
M29],FOAV-.RK/Z9AECU/9<)C(I`Y_W8R?I6R+<KZYYQ%(E[()'_/PE_62I]W
MZJ2HETR9N4HOZM%$/CM^JI)7R`GVY@O'B^9"9J7,TB(Z"?W.B66N3/HO2*GY
M+)UA/@*;&HF%8"IUJ?GNK^_OV<_T(.&XLR+_9H;8@J"0"3@F&_D;\Z?T!P^K
MKDB"T(S1J%0IDYF3J([(+*B"O3@Q+6KVM!K!JL-G1#>3#0VAW??/]2W]`^E9
MLY20.17BS6R8&=WVB0G%S)VLJ-,MFDUID3,RETDT.-%:3,AFM^7$L,C'6LK%
MF25CW>B$;$S1SIDF(KJ7J4#C]4]BYA`AX_3Q7R1@9,F==;GN:9JD]-F"IBB<
MQ/(SU=;?B5Q8<R=PGH1:8Q-!SYU[@:Q(E<C5&%!'X]B)EAGE0_KRGS3@B90G
M\VS*LF>M<LC*-2.8G(K52-)83%.?^30?\3>RV%YE1E'5W@]OLG0_VVKJ*PE&
M[>[E%\T>ZM$NZKG5].MOA7CORKG]`WI3Z#:M,&7UM,HY_%A)F=(HUE^+E%0_
MK42![%61D&I#`_LI$ZV7G[]N>4!S23$:[+V66DR2_.L#&X@ZJ_[5=49;5O4"
M-X4TZ^HEY<M<0A^.K^]N\KG"!D[/_NKW6''P]6JJA?'Y"F5=@[P_+\NK.SC!
M\E=9WJL>):XURZ]'@%<O-PEJO]:F/:Q^?59K:E^E`*^N0H+EK[79LZZ$Y9<1
MX!M&^B;?[?;X_G7E&;V\%P$9%PY>LSPRBXO6R^OBF\C6`?+)]I:V,S0TS=5P
M\7"&FXM\Z7'3Z,Z=USJ!#:<HH+G5T<?-,X,+]6G=DST'7/_VOEG]TJ+ZJ2R5
M^M6;B\]YR<`_A)M&7N*)^(_0G_PS(()^?(J$.F^,OX:_BT4:N3,G%M3,[UFY
MP=^<*%D6OU\U<'2!U+9.K_UR<=3Q/9.C945WZ5FK`2MDY:B9&C9;CUN>FJY'
MSM7I;SYXID:_>M[K8)WOR+XM0K?4GX][JE5G<1RQ.Q.35`;QS)VD#(0\E9=(
MK6I9OLCX#2?.HP'R>V$7C,8Q>X>BO''R?(J3YUHGRWN/@"]D6-<\TSU7$./%
M]/`SZ=BM:\Z@D#84NO0!_GB[;,0^WV#_L@?XG<TR?ID#_-%HQ$=6HUG6VL?1
MB@NQ[GJON#AP:'\.;[AICKG5-Z[#(]ZVG+\(LW%0WPZS1[U:20"U)G9WY33.
MYMMA<]_F(_M*(D^N0DSC.+ZEX_@>-ZXE[D2[$_D>3N1OZT2^Q\T:9BH.Y=L]
ME+?O^[4HWK9S$2?HYSY!-[DY[/'!H+H!W:53](N?C.WI5)OWJO.[H3^_<OM?
M=64S`P`OI0`HW39GD7`EXR9LXYYQ.-VI<Y=?!U9WED/V=F2K]`3L;:\W7*<F
ML+A%3:WR%I1S#7#V,O/<&34X2=WLYBWMS7%2W&E6EXEW6XWR0^G\EN^>2_+.
M_Y^]/VUN&TD2Q^'W&['?H<)A1\CQ0#1O2O;T1/B<\3Y]^&=[9F-?@F!1Q!@$
MV#@DLS_]/S.K</"20!(D"V3&]'1+%('*RLS*J_)P_DQ<>`;@5@7((S=RDBBB
M-0@,NB=OJP72?4_L"&"_(=!A+=OU<6>N+Y)"Z\Y5'*RY]3URF?WI"]CS_`*T
M`$:`,<PML!=R"\(LMT`S@JYP%]$$D'N-1=Y8XAE2$7PDAO,%IGQPXTGA]AR6
MCK`TW@;&]!7'$[LAL>GF&%X'0"+%X$6VF"']%!>OYQF"*<JW@0^,P9@)4B:=
MV/=2#*7T@06P:CQ4'&C#^]QP=#VC#`D'9V"/7(`*"^\C>RQ_2#F#_2QS&HI5
M$2UBC4!X''/,;=J$W]PNP0%+!(XNG-LQKH94)YB((%NQZ3DF7Y3.MF@U+RW=
MHIB7MG-FQ465T*/P.3UFF!X%>NPY-_#R/.2T6<%RKL..7=[?V9[M.\MZ^C*S
M&C+J'R6U(5L.']LG9'W33CU,?'K)YS0D9^)"..AHS-,:6*UF^3O6BTJ+*:'.
M=A26_RN15AAH@"W9U!5,!P!"\-]VE:%\3?7HFH>1D">_]F)^V(T?FHU.^\7I
MR5<CB[$"P?>;_=.=)E,=/Q5!$D>QK;HPVMA$="ZF\+[)M?1'8I2$%.70<=TS
M9/OR*G]_/=^W!B;D4C'9MEIJT+9NV^4SL(R64H;;9&^U*3:R76\.X"MWMBBA
M6"!5*9"L?K]\!A;+(S.HUNM9VX3:C)9'];&:4M&D.ZPO.HLSV[T$6^DT+D*[
M:X"+P.3;V</K&$"^4OD[%W%]G;91P$0;Z=[C5(DPF`KY4SH))L:(8#QV'1FJ
MG`3,:ABY\-4X"*.T);\;8F_ZP'&IQ7XZ(<2>S<+@)W6U!MOM>:=I];J%(2'P
M^Z"OYH2L2R-(LX%:RP-!$`K5U3]-?K$=!QW72"5%1,D0C</8M3U/)6U$]E0*
M3.B(+!#3CI>,5"9-06##7VQ,X`@BNKN_!W-3N[_X`FJ*@#?V#F9,A,0I"$8<
M`IYM1R7V4$I(@+,'@)G]ZS0M2`,)V#(E,>)OKP[6@*38X>1=ECP#3Q5^0=S:
M0\!O/#>E<<G:'C!J.DJS(7+8B2?S7XF`Q?T0CH>G.M&;AC48,;]F39),-E]F
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M/*Y/)ZT`7U7EU%8`2KMI]>'_S6;Y0N/+S:=>$=V'/EB=1K/U`H-ZK?:K3NO5
MDGNI)NQ2I(RN7(M_ZZB,-?'KYW=_?!7_/]%N#)K+ETYURIYYI#/)-IKS$KWI
M,@-6CN1U,'8,QLY^RY=4E:?!35GM62ET)U".?+YJY1$>0,&9X1K6F@\K0&'_
M5:OWJE,^0?K2\;6%`TFH-:&L>@^E6K53^=2-R<'46B5^:"GHVSUK,.ANY:>R
M4C[4X:[V?JZ%KFDE3FZKT;DUULG-KJA[I:ZHM^@.V*Q&[6/28C&7Z)5X6*X'
M5F7`$79M6DDSVOD\G%DSP<V.A3$=!C>#V.U;G=O]Q.RA^PX:S%AE1.UC_3VK
MB.<VVC=/B<#C=6H\>7XWYR"64T['2,99IL6C36I7<A/76/QE[;QT)Q6AKHR`
M.`X^'\/?QOQ%QMIFK#V>XV@PYHKYCR?'(I[64GF0)B'4/(A,.QPFY5%N=)B>
M4C$5IW@=+K_J$7+SG@S:4TG):^16SI3>)MX`;9\#6(WP^O3/7]^)[]C*&ZOY
M-A+_L%DU)\[=Z[YJ-U^M"U"=8/.GS<U#;K`63#."-K]=(52M2\\[!9\<,?WN
M6.EV`ZO7W)!M=]SLNE.P_M'/?:/7>B'&[D\Y,O52X*+MV$/1G3=Z[(T>I:[G
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M!FT:I)U*.CO5SBNL0E\\YB%5"^UC@S-9NQDV"/.V6XV#5IM!F`L.MA[W5MZ^
M*ZC3\L9GV3F7'+O9-RC8Z5@WFX9)<O!F6]DPZ![B1%=M%*\YW*<SD/_EV],`
MWO(7'.VQ[88X*?*'C,6][252*($ZA?5$*!V4Y"/A^L)V_DS<R,7)@Z9HKJI'
M,%;EI!\(KB?\]4Z+K1D#7(F#^NJ',C2>ED7%\<45N^O+AL?Z0=KE/:[#S3=^
M['R?9E#VP2%Z0NB@,7/;[FTE>8XP"?M4G%%&^AQXTG5I^7-!XZYI\<^^B"=@
MW@R#>REH[Y%%GSQO-QM],74]#VT;A`3,G8(\&H%1%/CB?VP_L<.Y:'=0'G6Z
M8!UYZ'#&0?'+41PF#L[)':$<BRD4.<M"D8X]<U':15E($B``S_9!AE*X493`
M=X9S@N&3&\*C[VP?3+`9;%X]2+'-2'S^+&Q_!/_Y+*Z>MYJ-3@H^QJ^D[4S4
MRB\M\3!QX3<;7I_`FWRR0&STZ:)D&+DCUPX1")"WB`D=^;*$QD,F@UNWN.=F
MAU;],P'4CN>XOW0_XR`$=-PE@)``4)1^;(\D?-F9P]_`>`PE&I510WR?R`CA
M(2P`*",YC(LH06CA$'C$GS2(;5X$#T,!,SM$FN!O?V:Q.S>=Q#JSYV2_XDY%
M'KI;(6+SEH#)'Z0(0D",`A`NP46@*.LXHL4+2P_MR(T0,%N_`Q$:2GE=#$#,
MO"12E\2-X_$_@@O4VF?B^VD.9:]Q4^)0)KX4K1Z=R/[A3J2@TTA@K#V1XO._
M+6#&C6=LON:$B;>ST/5$2W%BO]S1(A`J/%YBQZ-%<*PY7CDY6JUMSI;8Z5P1
M%(6S1?&](YZM=1ESI0_612C=M_&*(=^V%CAN8H\($"(K>,A)Z"B%%$I[Y`(+
MV/>VJWDU/=1X.&S'C>=";ZX'Z[=>X@FT9[,P^.E.@5G@V>>=03M3C9[K$P,Y
M<"A<..$N"&:$1$W_#,8$AM*7?@!??4!')(FC&$XF+FJOV0N=VN<WF:0J\Q#^
M&V`5SWO-[#$0?Z&/IC8!,99@S>/9!]<O6@NW#5X<R*]H%A#?P3GQ?^`>Q+;P
M@W11(.%&.JLH)'B*&UR"!L@6)'<:D1KLKW#`0Y#G("I_X%>_`DAP7D>:6-W^
MFTA<??KZ[J48N9$#_BUNRA\%#T_L0"G@1W9QY*-_^N,%ZC-#QNK1"N7,=D?"
MC97I`@K"=DE2/^_W,GJ"6J7B-'MT#YH-CAYH)4`GZ%!X%<4&8Y31<S*FHM2@
M!-9+O%A%!I\W&PNOF^&ZR@";2=_V,J6JZ(=ZU7>\1,<54Z88O/D#%@S%'<`(
M[.$%422CE^E?;][@=]7F"@KV6PS_H96`<3Z#\IU*<?4K//J2]":BY.)XXGO.
M`<4#MT:*:+FK)"!0'&P*DA.;1:@#XF$HETPJZ1+AHDD0QM<QUC@"ZKT`?%OZ
M)3?%+-#ZP!$C;2S@RF!LP`[!N`F5X$OT7^$%+M@T(V0\7TJ0@BB?P!1(C9I%
MNZ6X4=I,%`?.#WK&%D,/Y)",X8W2QW6G043\`N<"E8PGP#I!V\(+;&5ISF`C
M8^"Q0%DP:]0."B:`(G$4),];W=P#(XT`YFC^P2:]H05OA,8-G2=M)1(0Z2&>
M>7)TAXM[,@9\1@4:(HO/DJ'G.HC8(,(-P6+D_]&;`C2T\-@VQ%L'0_GP'F]N
M;<)<XB<1;(@0B.Q"<!18!B!]WF[?/KHQ/FX*EZOJ6<M@L.,!=]'$G0FPP8.'
M:$%D@]B=@04TL=&"G^&O12L!1."B:4#LEAL/5L'J5Y;SU<+W%7?K]X]>*O8N
M&&*@=8N>4]%X@,>!RO'$U9+$(#5LJ&N[B%L\Y(^*X*_OEJTA)$^*[D7)MRK3
M;(%"BRS)\:;C#=IQ*D/'1<_1QVL`/TK@@S5R3US)GZBAD?`%"0D,\PX9)Q7>
M3N"AOXWL%3SX*T)Y0R!?&RFY6:_1HES;7-0LJ:'<!-V';7/LKV-@)?"8B1_U
MWUJ+1J;M10%!@H0`IZ;5?-3A6N>XZ(B+O<#CK6;S1<K,R+GP/J74]6?H7"A.
MV*"J_"`6H]!^6*NG6L7#E3]'QJZR2W^S04QJ?L7C4MSS2#HNFJ^X!(CH4/KR
M09_DE7<VUM'O;Z\^O?OR^EW&LV_]4>$7=3)<#RR-[T"4=QYL^^___5]XW?"W
M)+J^L^W9ZU\EG,3HC_&O$NQD^0$D!UC,`'OV`)YO).E7.?[EV:<PF.)6KILM
M^"<.Z&?XI]-Z]O=#*V?,Q\(?L/&%0,0KT`D9PY,S^$D7?R_#V,:X)AX"<)NF
M;J3C<YXD04OB2_'V#.1LK.Q`-`[LNU"F`;]_`/^!$$;+;NEK$7$!+D$\BH)Z
M1N8'BG",3H*<C%U\E/@[LL%_TB$W>#2!@TI9(/`*3_$W&/2PX%?\6/X$6QX@
M`6,BO`-8X2#HU?']2O#"FY=!*D"N+,I6X?8"`%4G#CYM+WW:LI3_2.9UH[7T
MU^;%&9Z?$I15(@#[_TXC'1V"*;CXTV2JJ:9,/D4,/_`==/&5UEWAE/5N"JQ@
MXXO)5'V]S3:!),U>B=OFQ^\M2N)9)8#"WCQ]K_K+L^8S^CU"ETW_OGA;3N;+
M+)*O1?K3&]!1HWCRFI3/3FD6Y1([JLO?\(.'T)[]\DS]=REQ%"\)P#?<*0N!
M5KYZKJ(N01+!L8M>[IW1<O"-'RRIP,2DPA(XR&[_MEOI_Z0="AVI*0B%UZN9
M%H\R8*4I%L>F>+DE=7[,4=<TCK$K24O;L'$MD6]1(*_E[+6)--N6TZ\;3_$X
M0*WM%<0>7%Y8=%].6)-%]OBB@Q=K4\*V6_6F?[,+AHUF^U/*\VJX?DUK$A;H
MNW!WMSPFC6;I0TKR`_)QC_FX$CX>M->D6=>1C^LOFM<49S-+[\#2_69YP\-H
MEJZI:!XP'U?"Q[TME)S1?&R":'ZZ$FQGA&4_?9_(4-KC6(:EZ7:L6KD-RQ^P
MGG+78W/(4DI5P&3U;LK;[L<MHJRUUBA3[K3_(=O^)RHWW)G@AZL@V^8`5%9K
MN&5`Z,!EADK/6:WNFEK"[>AS\"/I%>OG_O:J]*W\\C7^%^E';N"_]4>4_?HE
MB.(00%*U'.^D+\=N'-7G=K_=$!^G,R^82RDT].*+!^_CVWZ%JP1_Z#9;5S]>
M$F((#/IP,:L)\V.B(-0U9R+G"1'9]Y3E-(.G,5<P2FR?LE"^28<2P/3;=9K,
M9RR_\2DI_U[Z":XPDKB62MM?DYPE-0$C\3`)Q,2^5\DU#D#FR9BROZ28XP41
M+(&)_JXCZ9Y8PGY=O(;%)$;*ZW5GF%>K$[<1X(;XE@PC^6<B%<P;<L,>;)=N
MIF>`V&"$V7.J#%!*/TN[I01U+!FA2J"H(7Z7#SGL5@:\F,I8)3=H4`O%4I:Z
MWTY`=-BD3[VYD'X8>)[*`4K!I@(D`J']0HRH=`PPB@5):3Z\3HR>!B-W[.:9
M<"D\]`),[W2G@/RW?HZK[!M3>TZ'.G2'29PF?[9ZE`-E^WZ"-6JV9^L2,)6>
MKW%:9)S\%1'5<DPIH1#KQ#R=TR^B9(HO;;U<R+%*`2EF#*H%"^\<:;@Z+[)<
MC/9+T=OZ+4,9/R`QL?$NO*/WHK&Z`<IH0/H0E/<RHG*#Z52.7$H)I'T74Z6+
M:P(]G0FE;!=>EZ6LZ+R3+,/$6OJ-<DQ:>8Z)19D5N#_D^PAO1@&6(O,JYB`&
MSLMI,"W%PM3N&1[->X+YK8?7Z7#R,-D3CW7@+R"'=KV<1PE(@*,P=>,X9RTD
M_6(F-Y7DN2HK;6K_D,1Q48+<N?#V+,D&(=4YN\T%+EJ+2=S18T`CE%-[)--B
M300-T$:\EHDUS.!;.C-Q"#)45V,N'QO7QZPB*B]P?60!5>N1YC"-X;%%C.B#
MILX(';:/F3A#`!$W.2KAY>JUNM8E>/!7<;4`^\5E&65*2ULJ*UKKGRX@)E3"
MTUJI7DA)9%/V48I:K!$',>I2SK`V$PHJC@AYA23-BX,6EL^*@EZJU%%5-NNF
M"7.I*B1(4!W:3ZM#*8HKB%D8W%.*)QY\6^D84`ZZKLE"-M,(+L"-+=)@G7[/
MR@2NRMWSY37(.V\<3U(XM`R^<E^*9F.@I/PG%P%[JWNMO54R'Q$)@%&"E[CJ
MB0D8RLBPF+TMG03%"A;S@D0"A4S2*3^\`G[%>B^E/8,DK2\1G@UO:#6U-(,/
MU8'#3;P4T\2+W9FW1HL5Q4+V:*I6\62Y*&(=L'WQ#UW]?B4+KUSW)8'1;/3+
M;G?A=2IG7'TY"BB+79</8SG.'>4MRB7@UP&9BJ?\S9V>^F(C-5DC5?T]3M`>
MT(J'`CEBC.A>?NO%R80/@'50",JH`D8<I07;B!3LJK`J!^RITIGQ\D$#$>RY
M((ZU141)S_AA;H5.7!0@656B*C&_3=LW%&`9!TD()VP!%E!S68E%"@LP@1(6
M^1HD159@>P@2#P64&(?!7V"MD"SPO-RX]57!^FH15*[F_0`3>^_=((ET,:WM
M.&&2"SY@-C`R<!5P\>(%\QL_A^>QE`YS:>FY_#&$)N7K:,&J5B`4K4+4R[0_
MS%R/4M$(7QV#!?V77-WZ4#IV$LGTX"6^HU*58^ID,%:IITZ`%?N4'*]M;1N^
MZ9+2CR1)FP5H$7?9]AH$`@)),%#5WW@5D&*A*?R:V7_B>3]OVJ*<@E1FX'*I
M5LFS8U.KP\7*/6UN:/E,Q3FYJ@&A`EOU2*1C->IJ#:K*-AU*3Q7I2+'\2.ZE
M(,Y=4H*`PLSN)6$6`8ZBI4T3/+1QJG?<L!-=CP#["(`,6'A!8AJ6<0CK`)?,
MCD5>;T')OJZN+$@7GJ6+I0]EYT7[#NA_.$XRQ0X4Z/V1-8;>8"@G"/0]<>Y2
M97"4TLL'>Q$%,_P:3<`"FP0>:.@%)07N6#R_."&ZL6ZP:'XJCTTQ1?%4H"D[
M3$NQD!9);&>N`]8089DMF21.#.(0E265>WDQR2RJBPU5;PXEE@,40"-UBI"W
M\;BZJIXZMG]BG&$61.FA?1N1(Y!$$8DQ#POW%:<M^P/*NE8+:).*7IV)A;0^
M:_'4;W)I,?/?ZNDYD04W>`$WJ-NS"MC-'EO1!TJ=M<5UT5MT8JT<J'[)\XHN
M^O-6&5@PMW`]<Z_[UYDSO*HC(,FD.C:C^>"XGE15L%DOF2RZH'.0A[:GFA.L
M41'%T[-66$;ZA#Q:-?[DH<FK3Y!OE=0D"6[EG40V2/KX(=#"%'4/R,T(5LFL
MEH18$PLLD[7[TV64).']45KHAK_FD07B\M-6+`*7]V9EV>R2RC4.4J)1K(YY
MHDKC*1"&H)'+`;#F]K/\_596O-%^HFJE/#SKNBT^?F&<)J6TJ[B2+POHKG??
MQ\H&*$&9[3&]0Z90^=3#@V&&Z5&@Q^ZWL%72HVXI1R/LF4ZFQVMEW6(Y^(;2
ME>V@>#^Q_3ORI%;-'$ZR.[O"+*8ATY!I>'H:FIZ%EU;I;2R0W&[5=RNZ!2^[
M"EU>Q^1LEJ;+2KED!6;SUC63^W@6.^3)%0HG]UDY3XKK-JWF%FFJ5>]\A^-8
M]RK9W;=<2;ELI[55&J01&V=:[T;K=L_JW)8O[N#JZ*>3T+=;Z9N^1<7[S`,%
MS_9F]U/)\6KT5\NZZ6Q;HWNJO;)-OG[-EC6X*1\W99?*//+UN$G!,=3)YW3B
M!>N3P^F3;J_\=0'K$S,%4K]C0&D^DV]7\O5Z7)%^9-7R-LM,N<(TPY>4><<J
MYA`JY@HG=&_;A&7/S6Z;NL&R:4//%R"=`;8NDV_'@)AUTRD?^S1:M1CNJF0%
M+S@HBO7(0?1(KUF^MRAK$8/$T%7WYGA2B(E6$=$ZM\?3_/LW1#?+&:D@C^_]
M<O'4H43?7LG(&V`HET)Y?$UT2+@*FJIO]6YN2P-506;TW@J,&Z8=O6&:AJG7
M*@_3<;NF,;<PMYRYDU<!(Z]/\Y/^:.L$/U;<IU;<G;;5'ARUI*DZ#+%,/KI,
MWC*9E+7WQ7+*EEFH]=/<YU885BA+YWC2V56B,`V9ADS#T].PEC[C=BM]R17)
M?N5??%>XA;W5[EK=_I%S3EA259V]T+:Z'0/&:#']=DQL'%B#V_)7]D9KF9IE
M-E(WW23TL:O=[JX,*YMRSKW5[W,.?<UEE0$9V$R[7;,<>QT#ZNDNP)G1(P#"
MQ0:EK%4.XL)@3U36*G673%O0D!4+D^\<_9?JDBP.FE[/"14'R(3<)F>?\R`O
M\FY\J^J`@]R,,WN8S![;U"$<A3UJZ>A5P+E+5UF<XEA'C=QI6JWVG@>*4QPO
M1OIN>9'**8Z7RRG;W=9RBN/APK0<"*HX$&12SA33D&G(-#P]#<_""VSCJ+%M
M`?BT,&CM1)Y@>].0M/T--7JU&`7)T),5.3OE.]X?&*)"7*5MM;KEVP8^RCDG
M"\_NQ+]'89C3&_>50%7@EU;/ZK?V9IC3Q6J95X['*S?6H+E[`XP#L<JRQGY%
MPS/SCPXWY;,X9'*)9,<?'5N<0;TZ_TR$DOZT<1+O@QV)YZI0&B?V6N)Y^];J
M=UOJ%QSK^KS=QA@C?H#6P899P58V+-@JS%_UYHU3(6AI#&NST>ZYOADD6Y[V
MJR??XK!=G!&O!M<A+*&\L\-1.A$W'Y7K!'>^^Y<:_JX'3%/<1S&!F@DLHHG4
MH?T5DJ6T:N$,7>`7Q23I6.V5F>N6D#\=+\D`T3PE1MF\>/NGODDXXJS=S`I>
MH#./V]W.KU`OY7&[%27?\;C=G<TN4\:[FC%N=_MX!(>O*^2N>NV5D5DM,FMT
MOZ1-CYN*IES^`?9=F&:%I$W*P/`"$Q5S-<5,^P[TC=)DX5F7%43X6L!*Y0T&
M'G59]_&'_4%Y2Z0NLP]/?D.R@XFF1*+GVD/7<V-7'JI`BM/C#I"PWK$Z^Z8C
M<\KZN><Z7;7Z5GO?#L\FIB6;5"94X7T-WT3S333?1)_-[:*9-]'[7"^VFHUF
MKP1"ZG"_6.EE5?&R,B"[V@FF\,8)AA7NL54G_"[%U=L_WG]^^?C5E;5X=[7I
M@I,OI/A"BB^D^$**+Z3X0HKO4/A"JI[(K%$PH.(+J=]EO-TP9[YKJJ*L>*NP
M*=\UU?VN"0.@K?*M7?BZJ1)]@K(M#N$SEU)U\ZS=`WDJ>S/\J4YW-4(M36?8
M8N;::3?,=8/KUSR7]J`F7<_LTD`F=`/8M0SO70=ST*/R"4%\,W[JF_$=A"$W
MC[GL:_*NJ;/Q+L!4?$O7*4NW*7A+(H9R'(222G#D>"R=0PGA"S<>M_.(V6XT
MT6[<,LW':'E5<]OQ.X@K7:W*1F-MC,:KEM5I#0PP&#F=TF`[\:IO=3O<Y-60
M%$H,,MHKUJ.-F3FCQ*'`8QR0*7DT0<PIEGL/$VGV=V_$7F6&906>.Z=:'BW5
M\M:ZZ96?C'6@1,O29O'1&[KLW#)DW;\.`N@F!CMA?J/)C550X?F.ZV%K$_AS
M-JV7X,%$4NE3PJINF1)AV[O#I:AN:J_R^@38XE143D7E5%1.1>545$Y%/?OL
M248FIZ)6<0?WA&6(::IH$&9F)IJ38S<"E&S73)E36"N(D6SGZW(*:]U36'M6
M=[?V.$9?\QF>EH#!Y:L[V_5?:ND7NA$*OE$2XG]F\,7@4`,^+SPAX:K5MMHW
MY<NFCWSOQID(CZTYL`;-\O>H1DNH^LQ1.EJ^ZJ5+IBWT,$LE@Z32#CG!1HLF
MPXVG[WGISQ]<^G-@D73DW$T622R2ZFTMO9T&L*F_U!218"P2OY@^Y,0)^'JV
MMUUM-LNL;616KUL^?L5"RR"A==6Y.5Z%XEED.NXGFF8KCAVE8'!I]1&#4>7S
M?5E4F22JMNCZ8**D.H,R&/D3ARI(<:7K85ZB2',FMG\GHS20CFEC>(5H"7^+
ML0M<,'/J@IF>U3*B7L;@U*:]Z&,@R^RC1=O6S3FV(:]GX4S9=`\]+GN71`\N
MI#D)1%Q(PX4T7$AS=O4IE9>"X!>7!Y]1="$=@+NFW_@1BSFXWS@7>7"1!Q=Y
M<)$'%WEP70(CDXL\*DD27&/OV60.<EV'"74=.XY%Y:J.6E9UM`<[M:$W.@?(
M\-MUK.E0A1O@$"V(P7$0'B',>?%7Z=;-H,^WZ;6\36];S=OC-9@\MPOU;>]G
MX@0DD9S.O&!.MS-^'+K#!+-\."7Q(+*I;?6:W`2WWC)J.QJR(55QQL]'ZM%-
M*3Y)&-NN-Y4^9_34)Z/G:H_[8NY_>Q%I/%6-UC!:]IJ4>+E3XL-RH,^.(IE&
M^CBEI[XI/2U@R=VO%3FEYU)3>K:)*U]60H^A#5]5G'(I/+F<CD.`N+[C)2/,
MUUE(#,)TSL"'/479HRCJ(Q3_\.65OJY6VM15M7=M;I7JTVHVFKT2S/EXK@^G
M]7!:#Z?U<%I/?=-ZF!XI/<H'X3C-RN!LF?VX:Y^F&)QDQ:AD5-8KGI7FQE24
MK?:MV/,@C3N"ZZ!+B<&5L4,??)E"&?&6/3DY9ZV2F-1-AWL17T[66LL:;-$!
MQHA],ZEW)G6O?.\33E&LQ-3_C"Z9!)5'>B_PQ2P,_B,=+,G3FH\[_APX%:AE
M=7OE(PJ<"F1B*E#+ZG?*-Q`_P0Z9?(^3K[=%$;K1^J8^6:<??\Z4H@EEG(0^
M*1_/UND#G'9Z$%USU;)N^^73JCDEWB`A!;0;M,J7,U2=$L]DVYELW4&]*QGJ
MF!VLA[7GW4TQUV`DQS(,;<_,B^=M4G8N)DNXU]NSC9LI"6B<+GSP=.'.[>Z=
MI`Z;)\QL8A";=/NFLDG='<"JDVY+_K2QSOIH>IYSS?>_U]NB5)MSS7<DT^D%
M><6YYMN5B1\[VYQ9QDB6:>]A)YYO@<)VB?$';CHJ`98I=0;U0;E3@^AX8L?B
MP?4\,92I:R]'!-`X#*;"?J++M.O#[_B?.*"7KN_,$H"E1=D]/H!6K%L3;B2>
MM[I6L]ELG``I)Z?(<AM80(?M9W02P9@`41UA=<K4`L6H1-#UD4QPR+$S+/PI
MGJS4F10SK%P?Z*/ZP[K3-.$J.GECV*WJ=NI40;*G`_`L%6*G*-LYPK*PA$LA
MW75U+&XFP6>Y+-_-PSQQ!KZZG<L$,"XU#,6K;/TT,63E#S-[CCT8RM_=;;?W
M`SG(.R2=WFY(.ET"_O]0;>ANV,LU<.5['V293H?,%=L]KW.]D35H[[#!;>W(
MRNXV*I%[I<C^=();U7=DE5U\T8MN^KMWO#'[:.]'UZ<="K/I>MO?/7WI[`[I
MTX$HLXG9LEI\3-=2]ND)8J93MM/<?2!J;0]JM(F>-]?M9OMIA)A-U%MK&W-P
M/Z)>8#CI4P#BP'8FZ1R:39TI")9UW2DL>NQ],`5/:RZ2"*=V^S1LDM(7O0`\
M&'"KIB($?^DZ&%^KA,;KP+]6N8R8TIA,9^F0W4%CT'O1$-\++[7#T+W7P2P[
MAO7<B-X&1PR7FX7@BX6N-\<D21O_'(ZN9W88S\$1O9=1C&X7MNV,$B_&<S)V
MPZE&>K?_)A+POC@(\0P#Z+8WCUSJSE1X6,$<6>)AXCH3W>PCB[Y,""@IIN[/
M%(T+O4$*2^DM7]V!EQC:'L`,NQ7RS\2-71DII,('8_>G'.F8W$OA`$*',L=I
M'&B`%$9FLS#X2>XHO@[1IQ"!J!>$>L"3&QTY+K=S5.AH,<,3'#90!I&*CBR%
M]>Q0:G[3?(ZQP)2A"HP8SV<R*A,H+#)=X?E9X+G.7/,Q1BE=/U:''9@*^.C>
M'4D\OS9H-?M.*@;S?6R`&ZI`9I:0#$?U!3[5:KZ@]WEP`&QX'?P?#QF\;`:B
M8P0G-XS<,9X5@*TA/OYTY$PUT4G/-YP^YP=(%,][XO@H<+34*&",$.*+Q+?'
M8]=SZ50.;?^'F`:^G"-9?F#"&Z`L`1S`RM.$>OJ.D1Y*UJS@:!TH8A1(!80?
M4(A\ZJJ3#V(/OS\"-KB'?<*K+#BNM%$]NPO8@>B'LJ+P-=H&"<TAR#D_6[4(
MX,(VX6OP=X*A")G:Q'(4>A;*B/H.X2MC8$Z);RDOIE27NC4-BN`/\`6"(DAB
M#=33?'?\V/09AJ&/F;)2;3.2SXMR;)]`Z%EV;'DC'KEX^)X>WQ<+H64XG]^#
M&,[)V^T*0\Z[]\XIJ$?0O750Z),T^8J3U8%:0*&5NX!'2&9@HYP4576LP]OQ
M3%>$Z\OH^G)\%JI;*NA(@K5.!O!KL%)!WGBN+_?/D_E4<!,+UM:VY8&G8H:3
M'3)C@3GK>N<4TZD1@)M]+7J-[DG;S!VWH$L[")U.-7V9'L_\?F]'DU?K7.!=
M+I]/WK3EY`<UI=UA`6N_V(4Z%];0I]/>0(,*9$OKQ75OF09ULS<.*57^]4W<
M81ZH3X[\,/!'%*:JB?(Q0LU7"TRK65YDL+&Q@T!HOKANK^#8=$OC&'(`G)I9
MH&[B6`RP&#"8WA6(@=Z+ZQ8;!F4%PL2]FXBY*[T1RX;3RX85OF714*5H``-A
M5?K6PD`H$9C<M8$9YK3,.2IIPO'GJ&3]HY+G8B7\BO?8PK%GXM[V$LF&P4DE
MPZI?RR*A2I$`^+WNU-,T.(X0@$T]Q!.6`BP%3*6WT5+@7*R"W]P1B0.IO`86
M!QQ)-)3>)D<2:VT3?)MB`0#;!(8(@1N6`;64`>=B$7P*0@EO9XO`!&'`%D%-
MI4&M+8*%^L":,,,9'GZ^/#S]Y>'1.Q/LT]3OP+T62Y0Y1S$F(=S-"20GH*+D
M"(@6X@_%+P9#G.>G*G']D0C=Z$=$M<G4$T%5^*K*V[R1`+XY".<-\3T0`$H2
M2E76BP^KMZ@*:6=BA[8#;.("1AU=O!Q*ZD0`'\&[O+DNV94CJV0%MZH8#N6]
M*Q^PU4(,N+$CV+&<NM>J4MN;:RB&MH<%XB.J$-=5YW96H$;PA%BDUB#&1V*E
MA/,D[#J\UL6OK\5UL]%*>WA_D>$8B8FEYU-B`7P2_P*``#(47L>Z164.MYS.
MO&`>%>NE5PFB"*8Q3-N821FB1YC,L'6F,\%,]M6:[>R1_#N;JI<)@7:D,7_,
M?IE;M"OE@N2-I1)*KU1;MKE(D+14LU"O_%[S5VFU5,B./W'1ZR8\'J!\>5$;
M-I>+OE,DBG?I(:TQ.C=5(!P8G:JJ&.1:H=+X`V@#-<:IR+VT'^K]O(X$*]_<
M1),Z>2%U+E3>V>AL\GXO)"V'JXCY-)A]&NH=;MJ[7+;6C/'>C5WE9WT/R9,#
M.PVG$WP&2?-3:&![\-H.MM6*)Y>!E>9UKZGZYXE9X*Y*Q;KID$,>H'I7AN[)
M*._LT/'L>03G!7LNRA&VH1/_R/'Q#O%!A^DR$-*\;C</?G1JK7!J74%9U7%Y
M>W<7RCO$`)\-5BOG7%=8U8GY)Z+@_P@%?&1JIDZXWH[]=X/]]W-1&34N,MN3
M/;XF423!:V\U05K^FS9_44JB<P9*XC@GHWY9UE4>C7^HW?/98`5R7O5(%1T2
M1,![0``?$%8>9U&B4]&Y:+/R8.5QMJ4K>W+);]_>?Q8?WW[ZR$>#U4:]ZSBJ
M5!=\&$PH;-@B^_J`BW\LS%HLY*^3CB@D_*_.7W/_DEEE`5XJTZ3#4,IKG-B(
ME0IN,!+1)$CP9D064_[#-&4TS_T7HRQEE#)$\6M9YCPE@V'.![SM0<\8',*2
M#6!D@>Q!S^FY9H_GX*]6-0C;BP*1Q"YN*"_)^()9_O]8RO*W](#'0`'Q6Q#B
M9+DH5OM%CL6A<["]'_AQ7K:QMEA#S=[#W/]\]B)58HQDJ,;?`=8H)#]3!0XR
MC(1+A'+#[#UIT02NB./SAM(+'FB3`QIR'27$3CH[1O]6A!:!I&ELH0TH@)<$
M_@()W]!?>\V=7D;0K7#%&ZJCP.^U=X1Q[-XOO/'(HR3+G-JC@7&"G7OEBW.^
MKYD-J,\#C8V\MX%^R6*ME'224(T?55,A\8S(G[,@4L<B?4351D4)?D/-C0SA
M%306TM()<VHJK`/GR565//1,0[S-)CM&4K\'%YD&OAL'(4V,'<$K?)!XHW28
MH#8:&N+W0$2`$!HAJ>:X(I^J2S2:1XEE5_*GBSLL2+T9EE"1[-*S#./54B#%
MQVGYTJGTPDJIG3&5=F,;1!_=H$2ISM)D*>@J`F:F^6U&(GXSQBV:<XE_ST2J
MQ059%1=D;6/\(PC7]/-KX<;P&F?S',VKYVIV+4@#.+#1RR=-VM(&:C:EK;_%
ME+9MKW\K^[IQP&_K8>[I'>YS[W[]('&T.T+BC=86<^V`^,VS_=8LN7W1EI*'
M-++Q$TI$=:V*0"Q44!7EW<H?4P%8&ED;R]P6MG.1I/A_28`UV5]"UY'1"J91
M1KVEFNY5*OQ&9HIR%5;^^!GU+QX6/9AS]1M7O\I[Z8G6TY*/J?@D%;\5C+H_
MP+180Y$_AI$,[TGS?O9GR2,D:3-)*B;)"J;_Y0<Y.58/SRI]-&DZQR6-X;JP
M2L(7P0D1/\991`S[9<%^B%O`*@[HSB6N58;8-WF;VS96VHEL50'$"&&$,$(.
M+`+IMG<;N:>C2OWF^K'")>YHUR;!%6NA\8:J?$E!UJ]E;W9X9,@MO?OYMC`-
MEMZ4\T:WV]I^@^4BBEN^<AN;=VLT/N$O5+"%P=.KK)S(7JL:3!V`'@?GX?TP
MS<S,S&RX_;V][MFUEX#9UD?;NKWML25V`EQL#);MC:4#2J!#BIUC@LTX/J$\
MW]J9J%2([]+@PFRYU;&:S1N6X2?`!<L7EN'UP[%)-ODZ:'>1Y3MU83%;E+6L
M7K_#8OT$N&"1PV*]?C@VU32OM^3A^RI&""/$+(289,`6A=X.'<\NG)*,$$8(
M(^0LS+R2/^W4",]LDO>M5K/\U?9YL_]Q<<%.)#OJ]<.QJ>;K/L)\F_9;IDNP
M9KO)TOP$N&!)P]*\?CBNN3V^6P=%L\56V^JUNBS"3X`+%B\LPNN'X_,QR-,N
MT><CRSM6J\=9$*?`!<L9EN7UP[$IYOAR#[4=!?HNG9N-%V+=`0OT$^""A0T+
M]/KAV$#CO%0'I9(_[=:*?*\.3AO>^7@[INJX;9MUBAG`K9L]>]55M0%&_@F1
M7W4[LQWQ=$!IO.?2>TGK<OW.F)J73$US/*SE_;4;O9WU\/8_4?_5G6FQ%M9J
M&)M>+49!,O3D!N*6[U&SY0H%WZ9IM=KE;Q[6XN=P.ONTZ*]*CI2A0_O6ZM^4
MCQHR'0Y$AVW:WQR8""6T[M'H<FS5N]7JE6I?3<3*]>\V`XM:S4:S]V1S_XWC
M"3;$-AOM\QT0T=IG0$2=9C0<:):;>JD:Y%#FW14.>UCEM,KFE^TT86&/&7;'
MW"KCLE)<;N\NU6"FXG8X1"U7[NP?HS/]-O"L8[P=1G,@@(LC(<J,YMC=7LP<
M_?)[90KO/O%CE8*UF/C!S'$@YC!ND`A3^@B47B'@*>>35$5QMEX.9.QN,1"C
M)CME5#(JS=LIH_*TSNS3R3CFJHR=A_0<D+]*[%:-\#TX2YV"C4^P3:8ATY!I
M>/IM,@WK0L/*$H0.9!D\,9MJ#SR4K=*K8(Q5-=3:>UK0MF!4,QQKVU5O.I6,
M'CK"H5RA;P5AG)U&&.T:/*MPOM&N(%0Y_.B$:*CM&=^/\GS8^;"?W6&_K+C)
M]A;1KL/5V#DHLV;;ZO3ZI_<+F'QG3;ZC*:]3::R3J:EZ;)CI:A9=30_#G,K0
MV&4`("NJDHIJ"]^+[0PF'^NCR]%'3-?SI&M-8QM[RJQ=[(V=AE2R[BJS9LMJ
M[3&[G4T/)A^KJ/-544S7\Z3K984X6-6<6Z84TY!IR#1D&C(-S<@ZK4^*Q0ZC
MAIFEZ\;23$.F(=.0:<@T-,,\J$^HH.1/.PWC9MXOLV;/:MWN/G>/11>3CP/7
MYQNX9KJ>)UTO*PBQC\&QS81*5EEEUNQ:-UOT>6>+@\G'FNER-!/3]3SIRG&-
M-3]]F]J>QV;&0?14VVIVFN;K*29?K<G'ZJB>ZHCI>IYTY<#&XS_]YH[8WCB0
MPNK>UJ`JD<E7:_*Q7JJG7F*ZGB==.:RQYJ=/02AA12%5\B<;&15JJ4[[QGPM
MQ>2K-?E8&=53&3%=SY.N=0]J/#+]ZW!&B!ZG#(`%SH_2A*P6U*T/SN.CW+:`
MY,#3R?<'*3]N-^W!?N0Y@9YD-F$V.8!:V&O:Y%Z$.;ZN/B1<>^GR"F95GLZB
M80ZZ3`ZJ91QJ&4_M1N\8EN'V/]&<])W)O^^VJCFP!(48!<G0VX;(&QBQ_'R<
MPP&3G]%VU^KVR[<>WT`@`^S(<V25JB1[U3S3L?J=\KW<F&>89[8:V6,.P^QK
M0Q+DQ^,:0PS)ZD"KU)9<..W'LB9?Q39@(?\H_7RV>NWSR@_"J>T]"=#4#N]<
M`*:Y=K;A.O!FQU[_^T0"GCTO>``""#<2MAC)R`G=6>P&O@C&(IY(@@6KTFWZ
M<"KC23`">_K.E9%((CF"5X3"CB(91_!7.TI"^,R.Q=AV0U7.WA"P4BC%Q+Z7
M8BBE#[P@G(GMW\$K7!]76?=>>,<'Z<CI4(8$1*=EB7:SU1:V/\(?6HW3H.UI
MLA$W"4=ZGN;N7YXUG]'OT<QVTM\UC.GLJV9S8<[<=@!?Q\&,@-:_IJ>I^2P[
M@1L=)GAT)Z=(G^O%;30;/=??^G4KPF+YI>T=WGJ]\;5[ZRAX&SY19+/KL3UU
MO?GK,L^OS!U]K0[*2`3J--A.[-ZKHZ>_!7]XF+C.1+@QGM0XM$=R]`;/B#T-
M@)Y_21QY'\66_IH]FX7!3W=JQW"<"D>1<(+PKL%[*A4?$8C,V<S9CW)V$B=`
M6IJE:P%#3J?`N'1#%64\#CR;ZA7'"R+4/;/0=:0(Y0Q8>?D4B.43@']R_9%[
M[XYPK4@Z2>C&J#9L4#+J9.S+YR?5($O_.C4X!UD_M]'@]0G^\"V9S3R)+?3@
MK1]_`E6)^E_AG2%]3-!\\6R?H*1G&N*?+G!7B(?>FUO$&MF]Z"SPHX",$?'D
MNP6^5USA\QH;W<&;;Q^_?DE_NWGSD@P=_,90^G+L*GC`2')`ZMA@QD32=^$;
M4]NW[]1+9;I2I(VI%#BRB,0L"6=!)-._X7+BP0;A'L"!"("]X0B`D$6["\"&
MDQ1/O+F823]"2TQ#$1$8\`A\G"#_3^!\21O.293@OS8#)1Z"!,SK$&PL_,US
MQX".J=RX$*:[`1RP5.<%PCP!/02OGFCS;.PBE&#BA3:V%H"-PO/::$R\V)UY
M+M!B."\\)^;2#@DWD0SO401<36U06LD4/VLWU=]?XI)%RL+#"$Z4#"-WY-HA
M''V+0(!/_B.=&+]OB\*;^LTE@,5F8!5I0*DF@"MXR`9W$;6*"TO'*3?TWT09
MFHAL19:`58#K$D?M]LI]J829>N/,GI,*!0$IP^*NBJ]&/+MC1-<730/%GLHZ
M'R)+#X-[^=(B4_C*A25Z:HOXPO7P$F@@9^$\PMD('#<7G?,4_(;X]`@1)9QJ
MM17]9[U>C^9IR"B&[_M1REQP(J4_L@LTAO_Z(.P5)"-8&`0_/N_9\&BKN<H,
M`"V>.""^#*<`6.J5R.G,"^;(S(I81`%T7WQ`*ZH>0-`,$-807VSZFM(,4U`,
M8AP&TTS]W,&V0]RO\EZ6SNAIQ>(I%_^0$V<<)&$\08X$S1RJ8]EJ6QD*TS/I
M!['BV`+W14H8Y;*-Y,V0B/`7>(%`S=3!$ZESUQ!O/?`$D[L).HFS4-Z[01+!
M,;,=)T3K(9-&#Z[G$0CP0H\LWX6E\<_X"B\`-S/4C^=/HRQ/^0P%"<@V%([`
M;`H*\HU#*?]"1!0%="@CD&8`"$A\8#AW.I4@@V*%C>=@)`HPECSD5!("Q+/P
M55Q3+RZ"(>";N#FUUDEDC&6(V@J%%[KBN1Z"0PH*QB/I?0>:)M=)J?>LS/*A
M!%>^08`@^,N/95*)#IUK#UT/SWXJ-5#"H#B!=\A0?ZL@!ATG`3%NDWD6HPA%
MX1#*"0JH>Z)`E.Y&H4B=<XTEWPFE':'=)J()',9)X('\BW+YI'.IC^C2FW'4
M%F,PBHZ@D0/?<3T9:7,#WH"2D^!!$H%@Q6\/;:"9DQL717L%U<@Z?@/60L(E
ML=).&Q00F-<2)/\(60>L<#C\J"Y0O`-A\7B]/GKH17_H$E#PXLZFH.V^\1@=
M+'6`*/8LDJ]%^M,;L<&AW<ZO?.+B>NVE<]$;HY]?@T"!QYS-1OW5<R4<0'H"
MRT0O-[J,]-('B3%<%7#=,\D"T`58]7]YUG[VR!)%L!V@J`S?B,?S'=2E%@CG
MC3O9F):PL/:30?3-;]L+";OO>,V=S$XP&KJ]-5T0=MW>(1*)'SN0M.D1B.N0
MQ.MK9=9[KB\W'\SW%/C&P[DJGU<P49HB&^(_9;GAT>N<L@^669`W9/:&*LNS
M>NS8:#TZ0#6ZZ9A\"0/TY7.+OW!,,(28645H_:#K^%2HM?5B.V7P*.AK7U8^
ME6@)#T^_K'!%;S7[:QKB[@Y>"1;*WKH/NO9<?/!B$T8&5K>SIF%?Y1`8NOV^
MU6YOMHEVAN`DJG2-'/BFG72\W"IOPVY-J0I/2^FCW&EN9ML*X#FM9FK?;F;*
M>NVDVUQ3TFJN<MUTD#ZC3:ZBM&=WDMHWFYV(VI^D3F^S`UBSG0S6E#B=["15
MH9W>9L&Q*PRQOJ0XZ)D=KJN6!5[ZWN=K-0)U6F:\W:Q\ZW6J>NN2=NNGG]ZE
M5S,SVUW33J7F1ZB[IGJCY@?HJM5<4U[PV%+GMP,#]-#F</W[Y7O#+3APK_#P
M8VGG2_6+%9W$/9<JL$3W9K.-4NZ"H?3QK2047Q(!AT+L]G4`C^%R5R@9@[MA
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MPA+*.SL<I<4GJOP@HH3X.Y]JG'7!`Z:BHY6BB*SRX$4TD5C&LXXZ6<\`3(`'
M?E!,$(D"`UA"_G2\9)0FVN/GFE?$*"O.L']J)^G(E0J7DOY^H/9LZJ4J9W[[
MAB+;Y=6;T.FPF*!]@);.>V?L'ZZQX)/Z_<0=;TM09GM,;]VG?VU1P;$QLY-#
M=KSNC4?J6W5*[JK77AF9U2*S1FWWM>EQLZ%B8-M5_Z`*5EWVG0:AP.H"NQ2S
M3[+6!_0-<945RY;7]DN)^$><3;'SRGMW0ETJ9]B_G=Q5W^JWUD0BCK3S/:A]
M9$*O>@L'ET&/U25LNSS0N3DHWZJTPHT?(I_GY&VF=S#0E$!,Y9PKU]P!FN#6
M<`/WM5ELM[?']+#VEI8\7.3HPT6N6M;MS9Y<8J*L-6GJ4X5]J@\J<>O5[O@`
MC?@K,$O77CF>H,/Q[D*7NZH?&*JG+U2/VUA]I\O$0UXAEKF].-JUYN&NJ][^
M\?[SXW=2Q^]CS;=)?)O$MTE\F\2W27R;=,$7((Q,ODVJ`.>_XQW18^7_?$=T
MN#NB;8*?56][]VL3OBG:[::H9=VLJ\\]X;XO]<;H"S5GCQ[MSF6"[\)71EM6
M%Q_]XLA@]XIOD'(]V]S3\39:`I_R'FF[E=ZJEOQK8HQ#.0YP`(S]4\CQ6#J'
M$LA['Y]328WC&YRGW>DQ:'D">[("(W*;NW"CY58=+<?O(*#2>4EL,M;%9+P:
M<)(1FXA/L,C-FBYWG&)TXA0C#$_:*U:C'14&5,4!F9!'$\><@K2O$=I>T_#X
M!/E'%?CNG(ATM$0D;.2[=][:T>SAXR4DF5LHO\LHN*=&];D^_"[%%4K\EX]G
M)EF;R^6/.`%N"_)P<A(G)W%RDB&N$2<G<7(2Y].8N<"%(;-&@8"*DY/>EAC<
MO#)/;^Q&@)(-+0@YF^F`V4Q;>6B<SU3_?*96_R2%[^=U*[57OJ:P0S="P3=*
M0OS/#+X8K)E`PY?G5=2J6_TM$OB.?&?$U^:/K;EN8%8=[\SKD^MSM!S+2Y=*
M-^59FT6202)IASQ6HT63X8;3VVD`._E+]5$&-S'QBQ?*V2C,K8I@6%`=-F^;
M4Q!-%%Q76]P4<%),E3)KMF)3T6UG',)CKOI2UBN>A=AA?,`C)U"SM565T#I>
MUC0W9LR3I>5/[$<KQ97.FGZ)<LR9V/Z=C-*@%:9E8+C>$K[DM.KZI%4/FGNF
MS)J2QL?YU8?/KV[OWD2,TZL/E5Y=]H)5CW7;Y6J5TZU/`A&G6W.Z-:=;<[KU
MX^G6^,7EN1$45DB'AYTN:9K;/'(F-6=2<R8U9U(;&IPVXU[EW)-_&9F<25U)
M-LX:(Z\P&PQKY<`>Y$1J$Q*I=Q\I=>0K)TZ@WN].JF?UFB?I"'D6-U3;)TZK
M[&APB!;$X#@(CQ#9O/2+\_X6/?CXYMRDF_/^X'C)T^=V2[/=2N_4'7DDT%9C
M.70(.=3JEK^SYO1#$^51JUG>-.:$Z8I3>CY2<U;*X4G"V':]J?0Y9:<^*3O;
M5(MP)\2+S-2IJK^ZT;*W]ID[)0-ZG+A3W\2=J[[5;^T]>O/$`IM3=HZ6LK-E
MV)A'M1XK6T>%'I<BCFE:#;8T])*1'!$D\4)B#R9C!CY-;TT?01$>H5B7H]7>
MAU;:^%"U0&QNE;+3:C::O1+,QXT..3V'TW,X/><LTW.8'BD]=D\:YW0I@[)>
M]N.N?1I;<+(4HY)16:]X59K=4E'6V;=BIX(TK@A^PS"]YP1GQ@='IE`'O&4#
M.\XWJR#0U.&VG1>4==:^+>__&+%K)O1NA.XV;XPB="WOS+=;Z3,Z8Q*4'6F\
MP!>S,/B/=+"23NL\[M!SX`2?]DUYSY43?$Q,\.GTRL>"3K`_)MZCQ!N43V@W
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M0X)'G!`/1CGM1F1"?M1";T10#4/Q*@,UO=%;^</,GF-9;/DY0F9E4)XZ^^BV
MHNRC'"7_)^TP;7^Z7#2Q1^I+S=(1=LHPVC_=I,4S8D^6:OP8XY>O+.0;ST<9
M?(O^ZD9S=7WZY)1C\/)RAQG\40;OG\GPW+,0V]NV+V*NWI"HLL5UJ=%<?6YB
M>]L)Z\S@F]+HSB03JU9B.]K$UC?7[69[VQ:8S-L;3!*KTSS>/$<#[R],O"NP
MHRB9SC#9,!(/,I0BB21>`Q`D(QG+<.KZ:=@_G[CM^F.$AI(4TRX77W1&PQ?/
M5IF+V<V!\7TPMNLZPC<')ZVM/G;WBSYWOS#TCF$S9;C[Q072@[M?7*B$/GE_
MHM3T*=XJHAE4!ZE]H21#P[0.Y+FHB_M#GB.F434TJNK@,#WXS%P*C8PY,S6Z
MN]#1D>YR8M$NP<`/;N3`%N)LZ1!38BG4%0<B#7-)X>]=H7,^O8WV:X12A16W
MGB4)N&ZC<_OB\$39&JXJ&N8<&;BC<M=!4<A\=^A&3:=BN76K;@'TP;CM<'#U
M&KW=&,U$5#&/,8\QCQF*N,/R6+_1;#*/,8\9SV,7FT%5O3\-VW,2#S_1DZPP
M[T-D8Z[$")[V@B@)9?EJJR,[TZ?RH`_L)G0:MX/R)\4\G\5@!_GBD'4>O&0:
M&QFEO0\'S'9Q%*.0PGS#?,-\4S.^V2[48112F&]JR3?&^9/U*3G[^'.FVN][
M@7]WC7>SRK\$3S*4<1+ZV*3?CB*Y1;<.]A^KD!B#QJ!7?YN?_4<CD`6+XQ([
M%L_!TT/\P7]ETXZ&F:S$%^6"TX"-LLZOE<[?3L@9A13FFU/2:R^!ELJQK:67
M4=AE!F3!Q7Q3,[XQ0'`9YRT;WK_BJ_:'G6"*:<JJ$-_UG5#:D62G^,@78;TM
MT@],=3;8*38!6>?!2Z:QT87H\=Y6>5!&(87YAOF&^8;YAOG&&!29R#=GT@AN
MNW9C:];?=6&%/_HDFYFB!Z9@6[CWX$W:_ER#U.V_B2A7-\OTI5O86>"YSAS'
MRPQM3/C%N]@LY1?=4'!+X_4OD^G%;EI:FPY=L-)1,T$DLP^SM>&!)-(]Z`B.
M]V[LHKL^RWK.?8;=_!1S5X(I["3AO6RLP^O?7B71]9UMSU[KY][ZHS_@I>&7
M((I#0&,H<>5W>C[.ARQ/^3M@[)T7.#_^_M__A<?X;^E[8)-3-R9PX5WO@4``
MI_0=5ZY[&MQU'Y'_58Y_>?8I#*;8V>NZV8)_XH!^AG\ZK6=_/PS;Y3YT>GGV
M>P`$;74:HK`/2RQLPR*,8U,^^!CE0&BK;H%`YO>A'+FQ^.I&/PIW<*=L;GC2
MQ;])*11&6XJ?0QDAPV-._#B)@1-$,(1G%`()H@3X-@3)YSLX<,FCQH+!3"*.
M@=\]C.9$C4O#XV>?!(A^&XB`,)*;I8H:ZX("0D;`O'B<I;#A__=VZ`8),&H2
M1[&M&KPZ.9]3HTDG9?4XJT\`GA=1XDR$'2U\'8@(P&)%@Z/8GJ9GX4)^H,6C
M''M*OKEJ!V/7![)BOTP`(";9$C7$NF%=,V`5M<IZR5G<@Q?8_N)&XJR;)L&1
M=M0TDW&X>Z9&NQO#"YWMC="B]:!F4TU=ST.1\K)Z^_?@C58J,N8.NU7&)>/2
MQ*WN=-EEZIU6+=EEIT[H?/(8E8S*,Y-AI;J.?I_/R)7)_>W2N+ZHAGF?W)_@
M1F&6P^GQPU1)(?TW#G]`[XT)8Q9AO@?@2YX>-3N)\E,WF!Q4-+GVCV*8R0LB
M.;K&8-%RM*8TE7AR[2Y&3+_\J+UC-((Y7_)6UPQHMV%2O1LFM.%;KH30G7;Y
MF<?<VFG==7D%ZOY?_CBAJ5W%:X?`%Z&\#[Q[NI3`ZQ?*2*;+$6NA';E"5H[1
M["=]D^+8X4C=QTR"J13RSP3;1*'F+*\NCV7O;5B^,GNNNK3G`X%$IU@=S?(C
MAM=2YP22B;GDZ%S2NBDOP)E-+I9-VEO,$#XNF]3(I5WKQBYCJ]WH[<7.)7_:
M+R:Q+Y#5G#F"0HR"9.AM8Z]M.';E/>+#`9,?N-ORLW@W$,<`P7R.;%*5=*Z8
M7[K=W8>0,L-<(,/TNKL/2#TTPUSZ$/"W\>H`[G3R=LM:R$)$:";V2#QOM1LW
M::H9???YH-%*/[#29%?W7GIS"[/2*!H^!#]>QK$,"\&!8C:C2H?4:XF)'0&'
M8#P@G--T\FF6>ZYGB$?RD??:L9`N)H"J;%%,)A_9L=0YE[ZM4G!5(NGFM[B1
ML,5=8H>V'TL)J!S!0VH@^E!.;&_\2(:[`T97,,7WQ8&(DMG,<_7+\8&%O^8K
M9`GOP8-JH$WPZ8<%P%A\MD&`?']T!YB4>B=]&=J>-Q>$.1E.(_HI\-4<=@NQ
M]3!QG8F(W:G$->:PU[D82B"E+Q$4_+[M!X11ZN'MCM'&G1`(,SND7%G[+I12
M85AO)-UNML-(/`2)-RK`!(O$("GN)`",.[1U)FXB443XA1?9?B%I6F%(882`
M2+&RC#4%S]3^Z4Z3J9@%,;P-\W`50^%[=4)VAOLKL-:S>H.71?IB!C(`3WCY
M,W%#1:.I_4,64KB7]JL3@.6]W@7N289C/+R^(U.:IBB$USU,@FEV/,)"YG#A
MI1/['AZ5TM>)R)AH'.G,8YU`G&&'\!G:3IPL['J5\W.V:8C/1:@IO;F(!C@7
M101,`A_9(WT=P;'\2F`RS(Z6\%\OE/9H#I!+)T$P=<%'SM@6+I`SA6+-61C<
MNR.)*Z<\H5@9Y8^BC8>=YH&K&N*/>YT`K7`;P7<?`F+<:$&DD9@)?`]_*&PE
M@GW#>X!V$0A+=PQ"E7IB;#AEE@8QIPJB(\2?072E9+'=C"*@<T/@WY"V#B*0
MX/>"*$J95X/7$+_9OGU'Z>*Z9":B[XY"^R$2BM_D3S>*ES/:X3W`I3I4&T_`
M`[U39U5K#5U9$/A;U10<H-CHI+KO^R)/`W\"R3&.K1+WB2KR#GQ7DG)AX$B)
MFBI2]";5-LT(M)"D/W-]4H5*8!!CV/!=X!L\R7(\QF*0P$_/)X5.;#P,^7&?
M!9&[IHK*S%3^XU6FO;/]'^(.!6$$,L&%E[C>G'A?AHBWK$@)#F\,&H;.#ET@
MT$"*7.^J0X&GSX57P7M^2-*7=GJ<D2YPM.B@OP42`3G?23L!T0TG'NQD@`W^
M&R9^].`Z/^#'Q`<PAE+52;VWAV"[)%A$!;(=!!D\]!X$Z<2>8EV5ETR'^,</
ML"+^&V0;K?`A`:T%__U'XGJPT@BP9X<^2!Q+?`9A(SW/$K]*>.0W0/0=;F6.
M/P?XEM_E`WS;#T!X*1C^\",O>+#$5\!'X,V`8[_"QJ:!#Z_]&@PEK?@U<'X`
M4Q-<7X,'&S[ZY@2Q9^.WOH',`_0B/O\7U!P`#NK#56KM=T#$!'<'S.O;N#L9
MP4;'6'H'&P%K$%Y/<'SR`#[4=OB>?X+PFR^\Z!L0H?@B_%9Q>U\2SXY^N`@>
M[.X'[/1_[6@",,?:_/S?N3H@^2O_[2)ON39I?RV!\>!1]8W*Q)@!^&-8$8U,
M'Z6E3:=R06^.%DZ@%SCPCN*+%-<H$R-G0;&._90,2=>,UBVJWB]AW6#J.OGZ
M)Y/1C7;/,#%=%+)+5-0&$`IQ)ZM/5((\._XHT;%^U"OHX(!,1AOHBE6KZ+.(
M"*#VA)^04Q2,L^^"^_!VI&B"MJM5D/Y:?RCI\V`K[T*9)<NUDKDP\K!U<;2P
M`H(#^`<Q%9(]B*;70VIU1B[X6':(![+`-GLR3`54,I1OP(BU-;G(3@]\-PY"
M-)5R-V"1/`15D41DEV,]<[A((JHY7J2<5:0;2H`[&8">FH$N`=ZZP]<OVIX:
M'BJ&INI@X@FR*)7$<J,?B@&4%0&:#MS8<1A,-\)/["55YAG8*Z/$T=6-,W0`
M7*=0T*BWB*^/DN%_T![)=T@NZQ`-WCA5J:G1G;86`S])-L!I!QT,]LH,0!G)
ML0S1;%9SDV&W:@VR[T$8$[PN)CV"]+PFJSO[IHR=ETKP%YZ9N'<3^OTZ#J[O
M;2^1:>TY"-#EHYA7>VHRS`N;+F`QW6R1$K#==%M932=A/YK0,VM.F/(Y)[9_
M!R?]7KM]>8&JK61^45JY8_"-/P5HL,/'GEQB!M"N$16J4EIMF*HI1;XQ)4&K
MHOL4W]?@RP%S_I6Z&`7$33&^H>I7X>M!YA.3Q"2G!%P#=+[)*;ER&P#9$-`8
MY(7X:O&7I-JB#!3`+CD=#_!VX$""3;.Q'"F'*]!"D18$^1:`1D1!A?B,5F,\
MV<3M4>9F(@E5\*?(VX6@!I&F\&K%8,#IFO6UJO5<K%K'TYHQ@H'&LR%@G$2#
M@[,%HH#8+=/CZF"EIG?&[<"LP`"%HGG\]0Y/GH_/7T<S]*(P7$!IU3.4E2!7
M\(C<`3=>XT4L_#&23GHRLG`**=%UKR)0%E[G!"$`BL=P")(`/OCTSU_?`=JP
MHX,2^136*L:IIHGO*OF8K[U<^8WGBJK$;3<4).@VEW*3=+FW7=4A`.-RD>TI
MRWJ"/2_H`-+QGQ=WJXT?C/FY493(\)7>/P53,5SZ$[U;\;S=:.:17#I9J#&4
M74/!(XK`J!B3[L211=?RZ%+QI*Z$CY0]`X1-*(Z(?U(PB9$[(B^<8CSTAQR3
M-;)IN+"]NBR1K$U)]616%1BJ>AY7<.EJ7D5L@R2"(Z62#NGSESFQQ:'M5CH,
M!>8R+5G)B$J7M\K\D=B.)C*@>(XIDY7LH1K[-]GK)\=/O;*VM,"_62Y$VN7&
M^Q^N[[M2_&9+<?V('70QU0NGJ4*ZZ5BWO:91=0OG2^(3%ZC<]*U.KWPF/->H
M[-_2\1M%:M_IGE_B[6CJ^N`XJI!!:4H<C]E/P.%[LW6O9S4[Y3/W3[!%IM\3
M]!NTRJL@HV71";+G=\'!)SFB.-`_L8CM5XRZTK7UMWD4RRF88Q0]8O:NA+UO
MK6;3`.YF\NU,OIOR!=Q&"R>3#:4-$@E36S#5([;7%>Y<4U)#X*L(-S-\)0S?
MM6[9FF+R&2"O:F),O0_M>^FK]*ZYM91V5KA?0Z.*F;P2)N]8_6[Y0`;+*,/(
MU[6:[?(UG4;+**-M*C>,X(LNWD+Y$1I4F!\@KA;S65\*C:!>\PW)*/%*Q&$"
M3\Y"RIC:+1S/)^!Q`79[:X!7P>3;E7PW+0/TSP4969_L4K>%>E1&6FE%U^_I
MMQ=&FO`YJ.8<#)KE2Z=9C!E'OMN;\KULC!9C)MMAWS!+W_:'27AG+143X5?=
MV`[GXIO$8H\/>#GH.C&[C8?A]_:M`6J;R;>SU]\OW]G%:'%5$ZLK+<?DX-81
MV;QM]9OL&]:8?#=]`^Y[S]VH2B\,/]GA-!WOR6D+5;)QC],6ZDT^`Y3(!=E*
MRXZ=:L#`!M(A>+NU14-O%DW&D:^S1:-MHT63R092VF)&2Z)_!FHR_5N04@%5
MW[)L.HQL,B%&P>3;638-#+C0N/2FK\4N'#//QA8IV#]C)*GI7'K+%V(CUX`*
MX%7]O^.H!@!9Q\8GLTJMA:]]E9$,[U4/-]7M)?OZ%`!W;/HLPCIY@F>LG\,^
MAE':7F3ID898U\%VN<OC*-^;;LCY).@BQK;U*-*?=QNW64\$`B-[&7S].1A+
MA7:X2Z]?W/+"<_U>HU=\;&EC"D$+3V1?)R"("N_>*4;JW+SYWA"_8W\'W:TL
M>W*";2%T"X:G=ZV:ZVXB60A_^?#Y_;7K8\.BD<+&)'B0:0N<=<_I/KI9APUL
MT8$*$O='_5[&`;R7>D50[Z4HPB>PDFN*S3R_K]O,$K*RKG]%?*R`*Y(9-L)X
MWNXUL6C@Q-U@U@B`O[U*HNL[VYZ]SL?"1F_]T?N`FFU('SO:?'`CG"H(&_H.
M*[SS`N?'W__[OU!?_"U]&BNPJ0`[_VZ4?9D:PL(O7^7XEV>?PF"*!^:ZV8)_
MXH!^AG\ZK6=_/S0JX/5#_.'W`.RG5K<A\L)Q).VGK!7F9S^*PR0?FCC<78"V
MFHUF[TGM8;CX_BH]>8\M:;5$1B%UE[@CZBB,K0F'GAM-I!*9=J&MC)BX<#I#
M9S+7/2YU&U^4^.FII`8R/]VI^Y=J2I.HCE;!$`\T-39Q_5FBE00=TJ5O)O[*
M=Y6\FDA?3*4-W$@=J#*HU!'/-C"2D1.Z0VK;%4H)V[Z7'@E`O3`UE-$-JI-(
M-V&F]Q9;Z+P^'F'T@)7=&:/\PO2_=K?1!2:F]7Y%[(C6:_'_D@";8<U"ZGAV
ME?CV".'"%M:(.M3BZ'1AXRRI*0*RWG/MH>NY:=],F]JVZ[Z64=ZZ1_,&=NRB
MOE[T#/$*L"!6WMI9:W--"1+TV-/V,,TK5_!P&KRW7XMOA1;1JD'ZZE&ASY4!
M,X&3IFF6TBIMR??G`@6IM9-J^*AI)A;I92T]0-V("W1#[8?-E!1-W^#3.1S%
MHT3=*G.8X7NZ.2F:@,$P4'TTA_/BEW2_7""P?=8$[BP2>(UL4S@$(\:3CK:3
ML7\5-J<!*:<.SD)OZ`<?Z9E,9ZJ/F3W$'L2Z6U[VJ99QA&35A-*=4<]CU3P+
M12W0&RE/#<1\Q2)%#MFJ4W1Y/!V#%IF/DK=(4RVU`#_8\/DO&6T:NY#WSW8+
M1H,^>;%XP.Z"6D*1'5G0C=A,&"CG)&&H<$H#"/(/AG;D+O1ER[P-I<!<`(9:
MXJMFB=$$*3V4L`$\81J&(&NF".330Q?@604!O'Y(/2AU9W#JM>C-57/W-.=2
MZ\Q3$I?[FVGLNN@A.N60O,E@N%KL./;RE)&FK'U4?ZOV4;4(JC$N*\7E]N']
M(T7QJ^UE]H&<D5G:@7:S3\I=X%8J"C)G'G0F.?O%(=`+2G3EKZA53X]6)F8*
MJ78NOV2>Q@K%WBK/\3?E@:S\F=R9SYD3NOJX\G"NM&M47@LR\0]._*(#M$*X
M/\CE7?TX<Y-66>&SB@FM?*Z)WV;BFTG\58K]J^@.K_Q9T7GA<TWBCADDKEOV
MU$@Z@6IM]UK[AJXOUWH66R>BIUXNWW-7<L^]YYJ<J\`T9!HR#9F&AM&P3DF-
MVYL";T1J;2'2X!$Y539@H?Y_9?3(:V;SLV-SIB'3D&G(-&0:FF$R''?\2'_/
M\2/+9D1;FQ'_>'Q<&P\E*;%H)8,J6BVK=]O?!<FGF]!16Q+OON5*:)TV'VSM
MA'&F=]WHS6?[<FAMZ-F^K"!):MW\MO^(-3;J'Y5LW;YUVRXOVM@K,XR`.X@K
MIJ%A-.1#6',"FG0(:Q0:.8S-\'YQGCRS>"4L;DCW<"9?_244TY"/X`62SZ0C
M6,MHPGY9JYO,A8]_)EAUO4-DX5@IRQN6KRPEN5PWAC(8.1!(=-P(II[5;)5O
M_K^60"<0'<PH1V>4'80M<\O%<@N+%6:4\Q`K-8W^*!PLHZK=Z.UEXG6TB?<=
MF\ZMR;*MPNC;%L;#'#N"0HR"!+:W_\DKGT!S.&#R,]?J#ZQ.;_?*94TA`P3T
M.?)*55*Z8J:I0%`SWUP@W["P8:8Y1V%3RX`?!ZQ-"%@;D?#/-&0:,@V9ADQ#
M,VR!\^C0\GNA%2DS^MDQ.M.0:<@T9!HR#<TP&LP-(&Q*#OJ\V'X\#?0TWP@'
MZZ[E.4Z@*W_[LW_A0QL,2`/&*IX#V2X]I9%IR#2\5!J:(D?K%EDXHKW@!_[U
M^=H,IV#Z=LMJM@V8>\KT8\7#-&0:UI6&ILC1RXPP?`I"B=-DP68(I>W1I-%8
M7D:DX13<WAU8[=OFZ;F=Z<<:AVG(-*PK#4V1HS4-.534_?5IZX'C#I7;RWVK
M?=,[/><S_5C[,`V9AG6EH2ER=-F">$63N/./'AD"_JK5;#1[);1W-@Q\0]HB
M?>CZ.,H3OM1H]UQ_'="'&4V^[LWK_K4!!WX03L'TV!$%FVI[#K)5G"@_#CPO
M>,#Q[VKB>I1,X4ON7S*B\?#O@^G,]N<:FF[_323&V7QBMS"?6(V>MV/Q`+:5
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M#?D0UIR`)AW"&H5&#F,S\%3ZP\@HJWMS<WKV9OK57T0Q#?D,7B+]3#J#M8PG
M\%SZA>4O<2YPJV5U^N5E($^0OEA.Z=S>,ILPFSPI4)K6;9\YA3GE24[9P7SC
MD?2E[5H>26_&Y%_#1M+?M*U^N[\OA0P0T.?(*U5)Z8J99A_+CQGF`AD&I4R[
M/6"F8:8YJCG(L^CW+K+F(/5A@M1&I/DS#9F&3$.F(=/0#%O@//JR\"SZLV9T
MIB'3D&G(-&0:FF$TF!M`X%GTNQ1-[\W@[9;5YC3&V@LH(](8F89,PTNEH2ER
MM&Z1A2/:"SP3KFJFOVE:O:X!,Y29?JQXF(9,P[K2T!0Y>ID1!IY%?V1N[UGM
M0?OTW,[T8XW#-&0:UI6&ILC1FH8<>!9];3F_,[":[<[I.9_IQ]J':<@TK"L-
M39&C9S>+OB*H5,WLPO1VG)LN1@LS>_5,=DG#URE)4TQE/`E&8%K=X4B;!(T3
M++4M#'+?,+J]L<TF_2"<@L6SXQXWE10=:''UOP:0=0,8A1E`;Q<*E+_9P(L$
M2B;RQ/].I"_^5#-CIS015LS4Z%@[E(4"9]<7-ORC1L>J+UH":145)@[!$XYG
M1Y$[=I$>D=`S8M78]`)="8J)*T,[=";SAO@\W@R#'\0Y')88)D4R1\(!L(82
MK55W:N,;AG.A1ETBE^FWZM<%XV)]-L+PX,83$;E3>'LHG(D=P@X!W_`R)RJ]
MO[8(EO8G"GO[+8AB7!F_4`0<*)(Q_/M@.K/]N:9+M_\F?_72^B,)\$U=7V\T
M">&];CBZGMGA0K<A,0O"&$Z;&P!*??M.AG!Z$".`I-#]21B!7P$\^IT@T9^I
MHPG?FTCX%[H]P&?.Q'?_3*1X<$?2FZN3J*D*L@9.>3@7<:#V!D`.XR(LB.4`
MZ!;"H[B`_.EX`,T]OBE(V2\#0>%&(7\F'1QI6GP9,D!HTRQ;P$#Z2DV!`GDS
M7.)WB"K1Q)TAD(%Z6/K.!-DM99+\V0;!\DD#H8ECK2.)Z\-.1G`B-K:4MG`X
M+*P/_."Y?R&'ZZ\"E\+!58!9XF[-Q`V"`N<P+U#6@H.($V<7^E'"$?+A*$2(
M;-B<S$X>["$%VU5#7M><J<T\CI1SU7'5\V!35LXY_'(E[?><.X#)[EWY$!%N
M]$$B8)8T6.PJ+@#6I6^NG%+@3^FC0EL2&-G)5P(&SJ@#;`*2"AB$R$3?MV<S
M#S:$$MMVG"`!YM%PW"7NR/8=2=P33T!9JK-[#Y)3*5(D_2P,9C*$8UG@`7W,
M"Z`4I-NG),339!5/"GX+%HMEE#U((.2"#^1+!"0$*!=$<KI4CA5`DX,OQ:J*
M%0D*P-Z#.'H<F:E$"8,I`:$./]I',TE&DHA`BBX('7LJ\=RD:J$@%T21XK"&
M-_\+B>HG40*,1<_D,YCO`6K$>*0/+(A))U9J!P,P2$9X*)211%SF-%S9AB7<
ML?`EO"FRP[DZ_[']`U\\0X+!,K$DW0R,,;11-".'`$G'L$_`7'30,_KD,3'D
MM&Y(J`$CZ-,:#G47OZTYTQZ"G!:Q.F!P7NZDCX(=#TPFY47.6D@I_%K!.DG)
MHZJ/2'?ECQ:!4&RGV9Z`:`#K98M,[3G:/>GA!&3A62I&[F`30]3YP#9@JT0R
M3M45J>`_$W>&Y]XB&>#'03A7X"JQH?@T!*9S:6:X8OU[&VR9J?V?($2=I#5!
M8><@E0H0I,^@R%B";?&9@E&CC!2PZ0#48*K,5=B(-@MS`XLXWX9CDR'45A_:
M;@0OU:=-R09Z6T842X"$!!$K1\IT$LITTL^";,@FGQ?@5W",<X1F^$/X%0S)
M3$$!EDX$8JD`#1S?D913M`MR^6`)+6]\V-@P"'ZDF/*7)?DP",/@088%\Y#@
M@=,-\L6%!0BI2HJCJ`#M3LIAA*':XIH-\:O[0S[`-BU1Y/6U'"!RZA?IA?Q,
M&U8X\3/PQ!IXX)N>DH$H].^0MJ%$`1<1R<3(C6@Q=3+0\%P4:@5:O`616]!!
M]@A]2]JS$JD`5HC5?:-<98$J<P/\#>ORE,5..B-"#L*-X[&"?T5H-VF\OT?C
M2ZFOD?B6XQ6(_YE8$F""!UX:+5*-`^A88#QYB9%:]FN^9:46%?D38VT+D5T2
M#&.;Q%,\"8/D;H+,0V]`.XT.$%@-L1N-M1*&ITEB6THB(L.K``5P&$'@T8&!
MKSGD'88%SK8*(DT0XZ(BR60)F6[PUESSS&`!.UR5G>(QN:G.3&Z7["(I+7T(
M=5`F5W*1]#REV"(X.<4SK*Q.^)Y,XST%3*)E,T?G$`6L5BYT0K40$>@C+=NB
M^GM%:D^D1V=]4<G$\)58"0&;7'UPP>P[&T-)F1]N8W2*EEJ2#F#HH@`C.S]?
M*$,K:.MD&(%.0%J!T?G$IHKO2&56KOK+;G-Y3^/UO/\`NEI>CX('_PD1E^JX
M13&'CN4'4`33(0#5;K;:BZ9^)G+MA87&XGFKV>@+L*`]9#MRP9&/`K)+"S>)
M1;#S$Z<\\.\3V&/AM?#UQ"%N!(UDAR%93T7\1+)X:H>*5X.?Q)9P4MJW+\!F
MF@?D`4D7KW?A"-C`V4MOLR,=FAQJPI#=A_;`(D`/=I1C8"@=.XD(%&6X(U:+
M(1W7CS5_@-J;!=%ZJ%6D3?Z<2?`1*"+FPTG/SBMH9SF+J=E@E#HW2IJ`9/"%
MEJ@S#&3!WQK'D<N;@[ZG7O]3%@#II$8P8M%S[2%XXED<<'T06<G@K*P?!2IR
M;OY!9K,`(;-#TFE9A8-2]`@37T4F=425PC%):DFMNMD:*&5_/&!4QXYT!#UZ
M;2HYE6_D@`;0:0:_/&L^H]^CF>VDOR]VU")!/8OD:Y'^]$:DX^^:S>U'#I9/
MX#A(<H9ZJ1O#"YW=.I2]$>L!)BBNGBO[-D@B8.7HY>JUU^'N#($^0$;_EV?=
M9V4NUQR:&5R3Z]&CX:YS#%QMG\QTI$2E"CLJ/W)(/N0WBQMI?*QNUQGAVUL=
MFLH0I10AZI5_*^LF)LB&H7B5@5O47BM_)'56^BP>#*VG675[/C\,`?^=^7`K
M]/F>7L^=G-5/AIUO!3/K7T4S:P59G\GNNEQ,_4,%#L17V[];@QZP9(NX7/E[
M">0J,;.,XAIEUVK;LWNSW^SE5045![-=>X$L@E;'.=R;T5&^34CF%>PYE'LS
M+."WM3O=K0&ZP*GL[:4];VW`;B;"6QUB'.G;ERI/PWJ@-T%2"E''0\P'?5\2
M810IE&-/.G$6)-;!7HSHNCJM)/%43)8<:_BNBGKH.^0\8*L"M?!*C-R:CNW3
ML67SNGO[X@!J[5BEID?07X_6B-0IEWE;)CU8@O-F0-HMJ]DVH-K:M*SU$R@B
M`[3/.6H<`]7,P51+NW4(U5*'>L1-.-FCGP%KFDHU37=@M6^;K&E8TQBC:5B?
M/*5/V%4IIT3893FBR]*WVC<]5B2L2(Q1)."9#(=8O4-Z9!)XE!^O4X=9R3P1
M#VONKV2.I$OVN]A;BX2GKN;*)IOL"]K.4)3#Y0''<E>JL@XYJ[M20*L>X+TW
M'QXDI^+@?+E.JIT,9",/-"/JO#ALG_XB]<[ISFNN0_CR6(:4<ZTSNK%6(T_H
M%D,9/TBIJM8]S/V.=!W[QCIFD5:/W?E4G?V`73$P"Q_KXO#USH2R9>`5CALZ
MR10+!ZBJS0&[4M4%PQLH1]L/1)S"2"!H<+*2?+0ITYI\JH5>NXDL(WTI!UVE
MG(_RTM"YM`$96+$S6LU!%[K)!/S<.F*AOC'<@J_'MQ97N(Z`QFJ9K$0@K<M"
M9&["I<KG'TDG!-+(-67QB[7L]D+O%:S7H'*1J^?]9M]J-ILO+6`SUYE@'8]N
M(Y$5`J@B=:Q\#R6P(K;*2(NZKK!<%.M&[)_8PD*.7?KU>1M[(,%;5:52RA@;
M]M*R=/7_ZEZ*=4AE]O.\975;-[CTFOV(TGM1W5F>]WI=M0M5I[>V%D(W!8HP
MCW65X?%TX0Y5)XN5%@E8=9,V+YF!BQ?J\KS<YU-Y:\@HR!PG*:`Y<E7EAL7?
M1E2>FT0:7;\'L12MJ]G+A0HPQ;)8!O5G0BD!JKR)0FX%UWFI\TW:G4#7"Q?Z
M.35$@>KI\QMK;#)R9_51GCMU8UV4AYPG47Z&V!DFQH6!"8;2"QZR;@]K6N]L
M@.N;E#D.=!<+C2!=\[ET?C(^Q;*M*$JFLS3@@.4\GD?E//EF71^K^%6*+[X]
M&(^OT\K':"(1_K6`K66-`]8"[\RK7!ITHMGT!N8T5U/EL7-\=QAXH^V:Y19P
MMT/E1W]CY<>V\&R?(*[K898D9Q7,4Q9JT_FV!)D.GY>_8J.='DWFA'/W*ZDL
MNB-/5T_61X@>IY1.^:KNFKJC0DW9RM_^F?K6ADOFS35Y1Y+,[]/6`RLH?#O%
M6ZPZ".H+)=W'S+UYY&C4@7X750E[C`/'M*J&5D<[8>=B*)W&P;QH7_*4IZY>
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M31BB/[`ZO4,AERTE)JIQTJDNFK9UT[;Z[?[IM2T3L.8$O*S84L%RFN!(V#@0
M4SO&C[8M2F*[B57L!A7;ZUO-?OEY,?78[(73M-^RNK?EQ35;328JW=[`NMTB
MS8V-)L/HUV];@UYYP6JTS61R^M*74.*UFY@&87QGWZD)Y+,P2`?61S*./37+
MW&S&YINYVBC8&]"OY<=)U&.O3-+:D)15[@:5:S5YR@N3SP"#R?RQ5<I(H/&'
MUZ(P0L02NJFE[7G!`S;O,YR[#V$V=5C''D+'MJUFKVWUFG71LTS6<K=TUNWM
MC=5OUX6LK'_7KPG'L].Q>MWRD78VH0PC(1S%FX%U.RA?CF&T&65RW"FUG=AN
M8KOIT';38&#U>N7'SM5CMTS4&A&5%>[Z-3N]GM4U(36&"5AS`EY<V(ERFC@1
MG/5JM7JUT[0ZMX<R1-E68IJ:)IOJHFEW*'MD:XEI>!8!IATSP-\Z3IC0]#+5
MD@GG*$KWGH9FFLW0G,Q4&^7::EKMYJ%PRP83T]0TV5079=MJ60,3;G*8?O6F
M7TTC2[MV9/KP^3T83",Y]=TQ?('FD=*,:L/9FB_D:J1>VU:O5Y>>ATS4DD3%
M*!.7S=5<Z;9;5G\P.+W690+N3L!FDPOGCF$KO;/]']?!@R]Q[OP81[A'27BA
MN4L<73J(5FT/K)M>>7%<C\TR3>M#4]:SF[*]VTTVDYA\IS>2ZA-;J@T7G^-H
MV3,ZO'NNR0*8:<@T9!HR#0VCX06$C#[(61"Y<60X]W+"=GVB"=9-NV5U^G4I
M'V>REB9KQ[J]J<LM*>O738&&0:]G-3L&!!N8A+N3\-;JG<NE6DVJW`KMNZE!
M)>Q`AL*^"R5UHXRPGW<H9TGH3.SH$F_<V)XZB.+=H4:C'AMFNM:+KJR.-V2X
M#*Q6LWSC!S:GF'Z7&FUZ%X1A\.#Z=QQO8CU:D1[M]JW.+4\\J>4V-P:;FM;M
M#=>[U5RO=CK6;=L`Q<H$W)&`31"MG?(U1T9;1O7)2EKI$C"SYQ?:(H!-IH.H
MUY;5OJW+/0Z3].Q(ROIV@[ZU;@;<K)O)5ZVQ]"HFXR'[*/U\MDK55WX03FWO
M27$PM<,[%^!N+DH&;>^L`V]VC/4SR?3)=D-Q;WN)%&`_N5,[EI&P0PD/CJ2P
M8V&+:"8=["=`X,P"L+5PSAQ\5UI@/$9@?@6^"*4G[VWX$RSX0^(WQ@B@:D'@
MCQ9_'P9)+.*)%&/7MWW'A7VX?A2'"=X.-L3WB8R*X(P"X`SL`#7VI!,3&+8_
M%[-03MUD*H)0C-S(`0L67PH@PX\@K<$>3+Q8C,,`OC(>`SK\NZSI)NXL\"7M
M@B!Y'TQG\%)-BV[_320`%A<0,0'1CV$XZG`.!B;:88EGAP3'^@V\DXZ=P!;\
M0$S@>'ASX;E_)NXH18[\Z49Q1,``>H$@U*X!P)\%(6$(EMH`U+H%(TO!LHF4
M&9'^DXSNU`5L*._L<$082>($OB-_`I5CK(8,HHA^"UWI.T!B)PE#>$9()_"#
MJ>L`>OV1BV!&%IS^Z(=P)G9HP\/P"^`F(F!@!_=VZ`;))I")*P+892C&\'`0
M1JN$1^"C9/@?@,R]QQI-X=L$K>*H^P!87B0`91C;P)9XWXQ_@8<!F`R.(H)3
M#-#W<'$)1)`"_H8<-I1B).'1J8MUH0]N/$$F<]P(-ML0[R>VKX<LVE&43&>$
M`\UMA46`W#;PFT,L3D!D.VH<]X3K3[`E"+ZUV6CW7-]@F9,Q*AT0X$Y%0O]:
M,<MX?#VT/2S2%=%$PCE:RUE$-Q0PR`5()&#R.,A6HH.E%L<##5SCN#,;.5^?
MA&$2`?FC*&41@B%_`-NIJ+]YKCUT/97F0'('MX!L!`<D<D<X&F$]A`WQK<"2
M)=Y((*Q]JWX8!$GQ6==WO`3$-\YE("D9Z9,A00K-$`8+769@9W?HR<))U*^+
M$F<"/\-A`+$9DG_M!%.%B=C^*>'TPFMG-D@TE!0^'%K;(0$<6?J[@KZ7"@\X
M$MHS+RR6R@=;._'Z58">SW#"1DK&6$2O_)T$0VA/LP8W*,L\HA\0&;\;2N"W
MO^RB'$U\]2%\Z0X$A48V"#J$T/;%Q`8YLBB)I3K!\(YU8E7KH)%Z4HD.Z1<)
MCT("=)0&H"``UAR\O[U*HNL[VYZ]QI/Q;USJ`R@T`!#X,?H.1^B=%S@__O[?
M_X76X-_2+^??^6.,F@*01[O^JO#Q/@`=\PU$LWR'Q^J+/2?FRUZ'T.+Q_"K'
MOSS[!%JRW6RUKYLM^"<.Z&?XI]-Z]O<#2P-\_1!_^#V`T]GJ-<1'X-)X?DU@
MB^+.".U?0`*H.['A*269H;+U;2P^2$=.AW#`.BU+("&MHC$!+#M2!QGMKP!'
MMJ"$E`KG2@([!9R+&>+[-;WBDQM&L7@'LB<(9_#JYD#32B!1K/7?Z8IO,;+;
M'Z0O]3?A[&1`+#[1NKU=\P39!NOLH0@9'$TT4/C"GLW"X!XV8'O>4SM2;Z2U
M"9)-NX*3[=@@>Y1`0#,DF<$[$'"U'!`-C8PB'/#WW^RY:%OTMH9X2\;C!KJ4
M`.'!CNBK@8^"%#\A[0"45.O"SN]MUR/YBD:EUF1WH8W:YJ3\>-+%OS_)L\)5
MLAP#R'"228E$,D1U`$@54PFKX6=@2Z")"P:O1%-3F9D!L`-:%#_D7("EX05S
MJ?7L"!P'LFF5$1&@8@U`86OS(PU71UH_*,^*Y%K&VMK3`-LDM6G@FT$DEWP#
M90K'BP>AP-N;=T[3FI03,@2%K+DE,YKI!`;:QLV5=CR?20)[X_&RM/F!4D6]
M!<^)Q-WCX:-X`7H.L/_0)9>#OE7\1.%#AN0RDKFGOH%Z?/DI!*WXU<1WX^WL
M[%:ST>R5B.SM[\H?%93C'[>OTB%'43&9XB<RO;.S@>:2\HA<XB:48$7BW4LR
M^Q=<3#R.[H:_:=YM+%@)F4V*K!V32ZEA<=%8A-,PTBR&\\NT/Z!,T70M]'Z#
M490[)$4C;B3\A.1X=@JRO:8V.^B%(4ECV#W"W1"_!XLZR`FTT-<P@>6)YBF"
M7'R9#GW@.XC3==SC'J$%75!X<N7M(#-`"P[1((9MPCY(#[FQMI>),JF<4C0I
M[F719M`@P1I3>+O2.98RBD<4)$)-^).P`U`];_6M9K-)I+?!D\`9NRD/9$N*
MJ]PW:'5`9BA[((AM[R5:S_^3^"3KZ`US:8<;B)Q)UE$J))'@V2J+E->XT@0=
MH3R&)>@[8/UC]R=ME&",@7RO-6QW`N%BJ+'Y)0FC!'&'&L[7YUR%5])<?RO3
M;PN\),FU%L[$E4#BG]))R+0"%Q^.7R@&/6(@9)P_$UAU[*8"?T$E=9OT-6T#
M`267U8,8)13V2V&()VXX$O#*,%;G%\TPI2W5>X7]8(>CU/5??9_Z,YTL.I/`
MJ.,$?H$GE\V[+KVE^"F!`'_ID:Z;*7/2FX/"7%+IB)9[]$U58`O.0.A3"#(&
M@D@=.536`)X,'4Q+SSO\<0SR%9W0<6JG>D!;DD?J!<I_U>$*O=SH42D*!T@=
MDURJ*$$J5H1H6>&I1'"!G"O8?D2>?M9;0WI$13%IX:%]3!AF4B#U0?:3J>_2
M7:9QTJ)^6O2[4("JR,Q(;0V$L;8_$?I\D_@W)<?T_C*&LS1K`IJ7MYG2"]>A
M:$1*H2,''4\OEKXO:RX*:_MWUQC:738S<^&1:C?%>D%V^B+INW`&,BE%_MTG
M.0Q!C("3UU'.G-(^MH@?`CJ48NKZ[C299@I$'0LE;$C-+9!/:>"-.BT_?D#=
MYS>WU@#D7BJE"@<3A=%<B:8U0'87W.C\"#_O#*QNLZD]H05!F[&5EJ3*;Z58
M(MT8Z%HN?!'H_98%;H;8]`I2Y:GP)25KC_''Q(]=KW"<5<05CSES[B$YMTM,
MT3HLY\HU"Q98N=7L6;WM>%F]I;,8$J*P<,;/W1;R,[T4?QX\PI0%OJ;O(X#+
M^GD]NRL#80J(QA<\[^,^'CU"KJ\O/=$O7S1".LSJ!V#US/AJD4G6O#TTJZ\N
M6&#USNT-F:N+K)YSN3(CEE[1:JV7V03*\W;AE<^QBW>S%*>W4DYO+G+Z13.A
M[45!KA(WDAUX$-!^FV*:=)HZPSE6EZ^D*)1G>QF7428!.;BM`?')C68&^@,L
M/73][`*K$!\A0"C`14LM.$071[M_45$YHA<E1AI*14M^!$<(#F>H`OW975V9
M&XS4'2G<"I(\@I>#O8WRB=;$"#Q8V`7G"V\<TH=S#Q>S'^Q0U;^GH07@(8)+
MO1\C8/D:V4LWWG>D:^#-@SM2WID[G<H1!9=3!E..'SA.+D:Q'4I<0&[%*[\P
M\`B4*W7!2ZD.6C,17"\Y2>'1BS3`Z@/^JX?M]EN=!2\V2.(H!G9`&BS)@'@2
MRF7^(WQ;2GV`Y@H=%YD#]!ZHKQ!OYS$_!_.7GM\V!GU\T_-VNX$1BR7HTLC"
M(H2#WHTUZ+32^$ANJRS>%BG1DV3'Z?$SPMRQK#C<*$H`O;Y\$,MVBC)>2$P_
M3.!L9]$.RKA2!#?1/S<$C./1<"IM2K90!GJ>\:&C5$K+%R.$:T/(F#E$P4;Q
MSK.=']??G$G@R51H7^/)QB],@Y'T%LVZ+.U,05#,+TLB;>UI(;WNU6+AU7AW
MJ6[V];T]9NE=CU'^Y.,T$7!W*4CWK\8W`"LD7,S%W,4QY4X24NJ=PH/*BE'A
M*94\J=4N(>"-PHF+F@ETHGK!\B)KE-K2$YM>+ZYT,J"^*A#V"./C%'#6H<ZE
M-^DEU=,CO66,M67ICOB6_/)B[3O2^&:>(NF.97I/&F>AXY=J]_<!B'U,Q)KK
MO,85!$Q<D`@A%O,4O[PYY5/)CW3O8F'?BC'&Z8U_X7UTXV%'@0]R?KZPWY&+
MV;!*L2CK-(H!^-1$>I!X0RM'UV">A/;=TKX?V0W!,I1@UJ`GAE<WV;U?01>F
M8@_TG@Y4T[G#U1VT<3W//M4MBU$B:2$3>>&6<:SOZU34$14]Y11$>!7CT(EI
MO12W.*6KH(_6N=:[ACHMNO++<XYU5G.6(PF>:..VCXZ+`@`LG(D+`C1-8\&L
M-7*VT=)YA/$7?/U`)[W@*08P7HIVS^KVVD^$!]9>/=*NE/NE8[=7+>NF=9.B
M"P%/O_M2;5:LW^A-XX;VF4-Q@+UV7I:XZ%)6IDH4W7"I!F]]F]P!JXOV39&0
M&_9&)N>^--29JQOW1K=X+]/[OL4;/FTX[[:=?!^=1K^7)I2HO2PK[UQ%/*[`
ME[1L%O7)L^@*>OOU\<3'=N*+:EP$"MIH9N-V?GG6?$:_SS#I5O].K_[EF:I4
MS2IQ'MQ1/'DM>LT76Q6O#C&F$F)YL6?/(OE:I#_EY<*/URK'P>Q`1<CICFY?
M;+AXWUK+[%W0I4%J=5]@$AB1Y)JRI@#,1G<6YY^BWL@^-`OZ]N!%1G=5J_P:
M#HP_"AX03M$"0*+`<T<[@+@S5C0SI]E1N'#Q+%Z/[:GKS5^7ZBL)XH9P@P_F
MY60[E.$3:YM:@[\5T^R)TH^IF;EH?V_$<KD-UN\`[<7<IR)>I]&^>7'0`W'"
M=EW'1.37]:XZGX(ZG()6H]\]["FX8+5`41<^!G4X!DUUB<7ZH$+VST-[?`CJ
M<`BZK<9->RMEL-Q]XH+OU)X.?F+<A3)X5-G6\E5M:V-@=`!ZLX+`J(K_K\FF
M>S2FUNHV>MUJ`Z,I($M!-0R0MJQVJ[ER)[EE<+2%P=%NJ_M(</2Q2'"KT;D]
M8"38P+O3XUU:9LE**E.-L*,*\M*PZVIV.$5$6SAGOFF)Y[?-7IX_UM=19ETV
MI73XAO/5SIA]?2*9^&.<'=-T/4J7TF`0`9$+LCW`'W4,=[&6J-U6Q41+Z10+
MX?NE:I^4RW1NO>/94:1*2&#!E*T&;U1!8P#,:5/23-I_(/W&S9LT+^9]X%.P
MB@#X%L-_5*<)0.9GU9G@ZM<@BEZJ.]U"3NA-3V]\(84L*\#"2\7T_&GYAIUL
MD@COU^QA<*\[G130M+"#R/;L$!L^Z#<W"J"K$NK5\LR\Z(RZZ:A78CEH?I>*
M<L^.)F*L"D2I@4Z&)1M)K-I,;+[078\PQ-=[?/$G?'&#(%GF9UUY\;S53GFT
MT^NHGXA)VSW%I/"JO"F$&$I?CMUXX:(QVH"`I71<?;5.KXHR2*LX`YPH@VE4
M=-^>LK.5*=3';XP6\E>SXD.?GE39?B1`BDEP-GX/R93FP$7.1(X23V+F32B'
M\[2Y4I8IJ!(YTC(N8($P/=;W>;8>D!3LCPA\C:7BT,7\#2RZD5YVQ9YQ\GK.
M(WC3RAY5>KT.\LS(L($^H8W6[[7G^M0GQXWRQ(1-(&9<K#M9T9(;JKR6K_6S
M>BU5GI05O*X6X>F-*(F.>?N)%Z?26]5J_9$"BID&8HR7>#IS4B6K42(D]3:@
MNB7*R<;>-E/J*)/FX!2R!=(JJ+1]TT+Q'%[!9?USUF1EINV!BG7'><U66N%%
M\D!E9:\_R,=/EOJ^<-6HKO%F@`WBV4)_-5T+D3;X(E970GNNBER7)5GSMB@W
M"6=/)*.LR7>LP7UG\7YS^?Y3P[CQIO*-2*_EFEM=?I:]X4R[,9O::7F'+I&I
M@YY>_[5F%75N7-HTD`@HZ?_RK-5]MDWWY:7;2;KQ7W\Q60;4/_21^",_$J?'
MU%:!-F;!_5FP?4(._#TKK`:@AJ%XE4-*;<#*#Y(Y)#\RL0C2_TVS+%>(]5:G
M7:[\X6-:(;#RER\8/CD]GIFZ>U#W/9;F@)V6@%VT\L?O&)^\(J/YY>DQ7A<Z
M5T;3]?<*CXQD>'MWAP9XO(;.GX',KA^YSL*?J.GCZ7%\Z?;"Z>51O?;*R&1D
MFKE71F:UR*S17"D=J.DWGT[I+K/J.]URW%XI"&Z6GR*3!H^V#QU5D$C^8MUM
MP<$93Z\^6%I]IWDA@U[':C6;NZ#[=#NO+;&?GX3&K4%C4'Z`'E.XQL=Y/XPS
MO9G>QM@TAD\1-\,X+K&_NDPNVW--GC['-&0:,@V9AH;1L$;QC6K-@C4__4-E
M2C&75\GEO98!7,XT9!I>.`V-T#9,P_K3\+*B!VM^2O.1V%"HAKFO6C=6OS\X
M&F>7SR1BNCU>[M[H]D\OCYA\]=<IYT##\K>'>Y/N=F#==LO?"AMM"IQ+\.!3
M.GWL#%G[)%;!S<#J=8ZG7]@JJ,@JZ#=ZY=,96*,81CZV"DZ^N;.B82VC!=76
M&:P-(<S<<`M3X5C%)1N6/U!!R:;.,F4P<B"0Z+PI^Z-+<^WVHM#Q;)(3,\@)
M&&!O`K=ZC7[Y1.:#T-?@,K,S(G156&9J,[4-L8AJ&31AX_[<C'NF(=.0:<@T
M9!J:8188GE:QN:*T5=[19HY^;,U^MVUU;H^72W'6(NF(-[JMFT:KQ52KZ[$S
M29$P#>M/0XX1,"N?"2LS#9F&3$.F(=/0#+/`\!@!5V@>G;6YNH]IR#0\/0V-
M4#%,P_K3\&*C!URL>7`^OVI;G2W2(KDJPPRRM3J-C@$%8TR^^FN7<Z#A$6_V
M^M9MMWR:L=$V0:U#!UR?R8XGTY!I:-CFV#1@&AI%P[H'#[AV<W'YBZS=;'7[
M5KM;/@V2JS?K5N;5ZC5.35^NY^-Z/J;VA5'[LN(H;-Z?FWG/-&0:,@V9ADQ#
M,VR!^N19/%*]6;YRC9G[L36[MQWKIL?W]'6[XVW=-&[;3+6Z'CN3=`K3L/XT
MY!@!\V^=^9=IR#1D&C(-F89FV`+UB1%P]>;QN'S0LYI'K,1@*54Q_6X;`YZ>
M55OJF:1CF(;UI^%EQ0RX4/-8S,VY_4Q#IN'I:6B$DF$:UI^&'%#@FD[6-TQ#
MIN'9T]`(?<,TK#\-:QE<X$+.Q>4OLI"S.P`CE>LXS[?@J]5O#$X\994K^[BR
MCZE]8=2^V#`*6_?G9MTS#9F&3$.F(=/0#+/@6)$2M?%ELZG=Z&UOGOZ1Q%%L
M^_BB=?6=Y6O;*H&F\B@)02%&03+TMB',@0,EE4"5F]R]=LOJMSK[DLH`_^H<
MF:9\->HQ>*4U:-SL'G5A3KE`\=)IE.]BS0QSN:*EW;JQ^NV>L;S"@1]V5L[$
M66$:,@V9ADQ#IJ$99D$-`S^ZZL8&VX\#/S7US+K='@=^C&4:L[RSUFVC9:YO
M=MF<8JAX:7/@QU"&,4NT[%!X<.K8SZL8#9_\H_3SV:K]_JK5;#1[)9`SM<,[
M%P!O+NXCB]_0AZX_DOCF9J/=<_UU0,_*0>4'X=3V=@4JXZ3O$RG>!].9[<]%
M"#:@>R]'XGG3$L\[3>PR8@G;'Q$@SUN#%GXB[$C8\-TH\6(1C`&T`%@JF,5N
MX`NI:[DC,4I"O%.,X?US:8>1D+#ST:J=J=K(TC+X$RP(KYY))P9(O'E#%``D
M,`!(9&GD+!';/\50^G+LQI$8A\&4EDMA0.#\P/\S@3V/77BB"&EY`%/(6@0+
MP5!`F(+E>:=/J'%]P$X4.*X=PZ=5@K<$'8&A(6PVCLLW*YS<,H61QX'G!0^$
M-O)KHF0*C[E_`3NZ_AC70=P2-/8P2&+"[B+:@R?NPU^?8&M/XU5MUY&>IP7K
M+\^:S^CW:&8[Z>^+*@%<5\^>1?*U2']Z(Q[<43Q!X)LO=O)FR_G/9Q0R/U:"
M,)`(*.G_\JP%="R!`0>.I@S?B,KJ-%2RB#XDA:21TV/*+/KT#2!/(;1S>D3M
M%&$[B(38\J4'M08WR_6S6E;Q.:WZU?;OT.;)UQ2'7Q172`K13BF^A*XC(P(B
MR?ASEG.JB3*E?4*9\GM"Y@^"-`S%*Q(S!1.I^#F82ZWVJT[KU1[!XS/5"J>D
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MBZMFIJIQQ[+1;S'YZDL^EJHU)Z`1YX\#?,K84V;?;>.V/$V8OQ];L]<'7F!?
MU`3Z56OUM=GJ,X*JNVF=VT;?@`@#DX^%ZB72SY#C5^<`WT*-;"7F'QI]9/ZU
MVPT3BK!YM/CF3K@WUNU@]]:F/(SX6*RPXY+I87_$_&SMT=J6Z6\X_8LCB;8I
M<V%"7[!.&+!.N!R94#[VP+/I2UC76:G]AK;>%1C8%9R-<VP$7Y4LY8FTIC!-
M?41J"3.;1X>>A`?*%Z#N;SCQ/&%6#MNQ#$^MN@C!8/2\J7WFP1Q@@D;963!'
MFSBQ;O'#+KEN?L<LE!%@:'5Z1RCO['"4SD>Q<5B,&\_3F2EJC,S"6)FV"*6G
MAK($]$PZ4D;AN]M_LSCZ8R9#6M%WI$A\G-^"+P)PXM!UX#4$!4T.V6H@R*&[
MN/-0D)/?[EW4Q(G?`_\>S@0<JR^%`_,O/#"G1QB3*87TUP!V^EV&4_$UDV#B
M&TJOT^-KIZC7D81%M50XM,Y>IQ!XR6.,WS)3XAC0NEZ->UD8(,':P31:[3`@
MY!^A[<?7'\"@7OW;)]L-Q;]M+S&C<ST3F0]DS6AUW@?26&NOCEFM6_+K/IV$
MN+T\HY)1R:BL$I4URG?14=#^<JM>I3LJ4)AY+&UU[G2S_#5ZH:7OB9/#"I`8
MF%*HH1L<#KI".@QP9[O\9=A3)#QM2VYSN.H@R-FZ>?>@#"2[%G?WRE^3,]>P
M+"J3_GIKM?L[#?=@KKID6=1I]*HS0HQ.H#Y636)]HP[F;.X4O@_3D&G(-&0:
M,@T-IF&-(DO[XH#N?N0HS7[$[,89_#$8,5M7R=9&3%)@&C(-F89,0Z:A&2:"
MR;&"?ZO;)#8+SI^5F89,0Z8ATY!I:(99<++(00478I^"<"Q=M!R"4,B?,S?<
MRXC@9E9'`BF_XKUJ#ZS6OCTH]SU?+^O"(:9<:YN00V(T+EAH'%)H[*""F5O,
M1\,I3#-.^6!GPWQGPXAK2J8ATY!IR#1D&IIA"-0DY>.Q6J$6CYRMAK<IBE+>
M=V;95$DF^Y$C'DPUTT[==O4I3#]#3MU6]2%&VP`<#+@@<6.2`<LT9!HR#9F&
M3$,S#(&:!`.X_N,H;&U$<A+3D&EXJ30<@!`VP,5D\NT8(>@V>MW3D^_<(P1<
M]7%0+L;<RF:[?&[E\=(HF6Y\*W"VY+LZ\K4`'SN^%C`E&L`U'4O+7V)Z]M5M
M:S_R<#W'6:1C<ST'"PRNYV`!PO4<=0W0L&]XQM>.3$.F(=.0:<@T-,,0J$D*
MQZ/U'.4=?^9MS@$X'@V/F%W.I#OYYCA]PQSR';.N@[,V##V0]6'72S=DF89,
M0Z8ATY!I:(8A4).@`-=UL%/)-&0:GCL-N[=6CR,#M8L,W#9N#2#:N0<&N)R#
M]0?3D&G(-#1@FTS#NM"PUF$"+OA86I[SMPW,TS666XQ&P_GG;QO+%Y<H1:[:
M5G=0_OZ>*\>,/2?[9W*T&[V>H3+CW*,X[&N<\94DTY!IR#1D&C(-S3`$C(G;
M@,&UO0'[:"G([C,]=X*E<F^+H!"C(!EZVYAJ!W:X*H&JTLB-II8!OL<Y\DWY
M2W)F%V874\5,KVMUNKN'=IAG+D?$M)J-[HVQG+)L\[V*;=AV_E'Z^6S5G'_E
M!^'4]IY$R]0.[UR`NUGNB,_PL[^]2J+K.]N>O?[@1HX71$DH_QB_#Z8SZ4=V
M[`;^5^G98*B]#Z(X^C:Q0_G.CN3HBSV?2C^.OL-"[[S`^?'W__XOY,F_?7KW
MY?57>9?`0T$X_PI&7N@Z^)[\J\*!K<$O7^7XEV>?PF"*-M]ULP7_Q`']#/]T
M6L_^?FA\P.N'RAJ-I6CU&R('7!0A)W0--Z'PI/0[VN+?)U(@6]C^7+B1"!6F
MP(`?SNFN]9.$`VY[!`K@3H;W4KP+[!`L?'^$3T3)\#_2B44<B$@Z2>C&KJ3W
MN(!HXC3ZY@RD@>O`Y[,`7"'_+ET)Z2"",:WU+7\>'_GXTYG8_AW!-W6C"+[:
M(#@0YG>V_V,]P!\^OZ?'\9??8;$)X"@,/->W"R\"KP06Q9=$C4LD^2QTX6MS
M$05)Z$C$Q1B<T`BD8JBNV)4<('#@CR/WWAU)_(+&<H%E\K^%X/"Y]T"*,1Q^
MX<;$')$[<F$EBQY#A#=$2C]+V$#I92(-X2_(($X0`J\0AU@$Q]2>(UR%!0/?
MFXL@B1%^`)\^!U8+@S$N#B\?R5B&4]?'3Y,P2FR?&'5IQ7]('WE<?(OM.(F!
M^X`1B7%[G>N;04.\10XE$%9<VGQ;8F*/U@`!D-DS^.4GX#N6`.[S5K]OM6YN
MK&:S*1XFKC,1#S*4PKZW70]UQS(-1!'_!,55X<R%<FJ[/N++]0%ETYGGVCY0
M],&%'8:YW'/LF1O#'D/Y9^+"0RCD7^JMK7KJUC+0[4['Z@]:"'3*$P4VT.S<
M[;^)``R,`!#@`%&\<%25Z,7H0(2P@WSPHS$LBS\7F`IA)ZH.8[TW8%=`2F$[
M!-Z][1WY\.I/7!^(`6]M-MH]US?C1-OWP,,@+$,MI(>V1XR`[(%HE"."1)]?
MH@EPJU2L5N2*5!IKR2\6I?X#'ME%WKCI]XB94[Z=2SL4P*Q`YQ7&:K"F10Y/
M]1.189I$L3JZBO4)F">.KH"S!,+"C28KJEJLJFG4B0WQ"00,F(%XVJ92Q@+D
MHCM-IFO?3S`XM@]G&!0R$%HX,D0V@FWZ(X++4GH]`'TZ!,C1[D:A"2\:@<D9
M2OJ%OJ:L+00SVQ6<_XD=6\(=*RZ,[1_2MP`+B3<"20K0VP3""``"08>L%KKP
M:CD>X^^!OTG\C$&@^PY^%1`4J\TTQ+^(T].-VB/8J>W,Q5T"4A54@#8XU$G(
M\#X.[:E\",(?!`ER-[#]=(:T"A$J%Z&DO5D+XFN5N(3N:"8==PPV4`I&875$
M!DK.`#A+_(EJ"KY!"TREC;9[](34M:-(QI$E0/H/78]L*$6?E&S!>'R=B@1@
M&H#'!>R0DG1LS]$VE)((13GK`$G\6,E@W*PCH]P(6P<(K(D;+WZ6X7V*[U+?
M<3P`&=&A3434@%X4%,U)P(.7HN$_R>A.,;YF]IR3"!I[B`H##Q'8=CYB(G2C
M'Z!9T8T$Z#4V`G@T%&/8"#Q(AD@D,_"`88"U0S)DZ"1LIBH>(2U7TV.D3BWN
MAB1HNO_!F^\N+-E*?[]YDZV'6B^@@P>@7BM023<B*<75TAL^@P!2SWW%1?+W
MO52@T9OR5RMPUKT8@.LVFLT7]-@-_51<B]ZS:2D+U<M,\;XW!P32WK)E0<DC
M"6!9S-T<*Z`(D@@]S$G@`7M%.6L(Q',,(D+^=+P$_7;@P%`"V?^"%]P!=B-,
M`07W-8)#0E8EDJ#@9RQ:39'M23@#,D(S!*AYY^)?]-E0?+*"JF68E[8T\Y(H
M.T3VZ#^)LFTB=>0]D/D@B?$Y9<JE.G`MU[B*5_%WV_."!SJ,8]H@2%JU2W!6
MUQ$ME`4[*?"O%3>OG&GY<T:N?J;$U\&A,4%[06-=@>SBN5=2@(Z.)X'$D4@B
MI`I\9PK'#0QZ6&1,UC.@XW&%4_3PZF*F'<T0.;[Y\=G/5'3*1R0>AACV2=E=
MFQX%.V,D09>[0^3$87`O']%T*,(+TMLF#B*3=(V!8>GS`KK'4UZGO2I(UQS'
M*W+JQN31$4`OM:8(P4!`*T0OJ<[XJBC]-86))-M+7*%#(A#>TL,?+'C]#(Q7
MX'H"))EI6P-D$2CE!/&WH-M0Y42@2P6"#(IFR>T$=>7&44%=*?=W_=&9P+-^
M$`.A[DD<P;H$1(IO=";]>1&/F54!>"2OR(,?4>C!?MSX@JWM->S^I+V[EM?7
M&83B,6-0V3$8"R7]]9C9MT`OY9YA1(I>OVP@1063XD%ZF0)#56D5K`MUKO`P
MSM`5I"8,%`PHHD#9*=8F:U+].5>8^HBO?@7!6A<_(,F`W1_3&,`X0(5'!1RX
MW8:@:'-JQT\#T*$8/0*&!O[/=XTJG\!8/$-64:>*96P4_-J,8G3JT,:$__M$
M'<4;9%^`3$!1!YK.D<H47P`"/]$!*!]$!QV[(5`0'HN4KZ+BE*--Z%PD95UT
MX6'/YULR]B6&:#%(?TL\CXYC0O%9Y*H9&3VA#EQ$,5XQ4,@H=2B)5,I9)+?P
M$0JD1YZXULR(+QT,,#4]3]]A_?*L^8Q^CV:VD_Z^>/'FP+&R9Y%\+=*?0`"X
MHWB"P#=?[)0\5"YSZ>!926B=NN/Y&55V`(F`DOXOS_K/RB``I:$,WXC*RBS4
MN7-B<*M/CQNF2*':,?.WZ>HR%*^(4FF4ZDL2@HDIH].CCXF60OH]$.^D^%^T
M/-X7+(\B_53,\8NR$M_G5N("C97%"%\"@S^[DCXUC;?/8SV(-E`O)=PZVR>0
M:/VA"LF>*SLT2"(P3"/S:KHRGFZ?4C50>/;TN&&*I)"J\.O)4<,$X2-B*D7X
MB!A&$#XBIE'$G"-BB&%YFC##Z=FK7GME9)X#,K=STK>#Y(J2:S!*XJE.48Z4
MH_+.'>/5:+S6J)I6O708>*/]XA0;LG%/R7!<*L[E_DQ#IB'3D&G(-#1I<TQ#
MIJ%1-#2]#UX%5GK>)@<Q!Q#*J;X.7LV:9P8_-P9G&C(-F89,0Z8ATY!IR#0\
M!QK6*,JN$]N[>5[[06SY`JH>_2DM,RA+PC0O?VOH]SXC.Z^\=W\PO?)@SY7S
M9F"='LY;+-\XKNJM[W!TSX?NNV^^.@9H]1O]P0NF_X6=^]:@;?4&Y6]"F>Y&
M;+XZ!J!&%4S^"SOVN!R^:4>_PM.-('-L_O[J+>UFF-F_^,K<&&;>JLOFC6.R
M.K'6!5_5E'7OJ.'!=O&.HYW"4QV]JGRX&ZMY6[ZE<SUV>^%$1;^L5=Y`J\=F
M+YVFX'1UV^6#+?78[843=3M'JAY[O7"2MEL]J]=I,E'KN,U'QEZ8<U!K=$MT
MR"RO=7U8^4KTW*Y$F89,0Z8ATY!IR#1D&C(-SX&&'/"O/)^+O=EM8OZ=MM7I
M<8BBEMO<&*+H-;H<\Z_G-C>&A_M6^Z;/-*WC-C?1M&M0))%)>F8Y*_7`([/+
M1;`+WU-LX_%PLM,Q')^F==MB@ZJ6VWS$\>GTV**JY38?<WRV;K5G^F8OG*;L
M^-1VFQM%;_O6ZK0X>;B6V]Q$U+Y!Y_2";TH6AZ/R+>#9W0(R#9F&3$.F(=.0
M:<@T9!J>`PTYY+]-R)^3G`X:Z^<DI]IN\Y$ZK';7E.`$T[2R(.)-FP]J+;?)
MP?Z+(2FN<0EI*\PNS"Y\1<'=F^IPR#BAJ<;;?,S)8>.IGMM\S,D9=#FCJ9;;
M9"?G8DC:ZK>MUH`SFFJYS4U$[1ET3FMT0[+6$^#+/K[L8QHR#9F&3$.F(=.0
M:<@T/",:FA[-K\`F?QN)8"P^2$=.AS(4G98EVLU6BYGY[)B9:<@T9!HR#9F&
M3$.F(=/P'&AX,?'SC7,/`AQWP&,/SIO-F89,0Z8ATY!IR#1D&C(-SX&&YQU;
M/TTQ<!WXOOS(^KW9O=/K63>W@]/S^CG0[13RJM5O#-KE<_68?F:<N]:@:77:
MMTRWNIZ[[081,_G,.';X>GQB-R2EI97X5&ZC,?GK=WK/C0\N/LA_P,I:/D.;
M7`?DE=[IF9\)N+/KT-]B#@#3SS3Z@0_1NBG?!X@):!@!V8>H-?G:K;8U:+,"
MK"T!6TTS#N!EQOF_NS(4GSDQY\POL9B&3$.F(=.0:<@T9!HR#<^!AAQNO_@<
MG9-$W-NW5JO)`;_:$K#5:W3[!@0<F'X[!FQ[5JO/`;_:TF^[_I-,/L/(AZ\_
MIZP-Y@/F@\N-_Y?U(3AYYR"NQ,#J]LOW,&(9:!@!P97HW+(M4UOZ@2O1O&57
MOK;T8U>BUN1K@?[K<_)J?0G8-^/\7?Q-P*\2-FK?2<[?.=.[+J8ATY!IR#1D
M&C(-F89,PW.@(0?<.6F'DW:8@&6KA-HM`T(-3+]=0WTWUFV+#V!M"<BA]EJ3
M#U]_3MD:S`?,!QSZW\*?X+0=3MMA`F;.1&O`QDQ]Z0?.Q$V'#V!M"<C.1*W)
MU^JWK&:'^^;6EH`],\Y?:KS3C_;0D_C;WUY]>O?E]5=YEWAV'(3SKS**0]>)
MW<"/O@,D[[S`^?'W__XOI,S?\*O?DMG,DU/IQW8X_^P[P51^B^V8/OGLCX-P
MBDDQ?O:L<`!Z^.6K'/_R[%,83-O-5ONZV8)_XH!^AG\ZK6=_1[AFJPSURL=7
M>D_:ZU,[O',!9<TW8AF#F2LV)*\JB*5H#1IB82=";45D>R%^+&R(T#9<@^!9
M[A&E;M$AMW'*Q?&6)/`!.30=.(@G,@0N]ET@<`A\(US"X2OY<R;]2!)$\J<C
M)3I2HO4"'XII,IGZ(C!V*&Q_3I]/I)A+.XR$]$=RM#)ZN*T&$%OP_1'^U!1V
M*(4=P3L\+WB(7A\7'?H3%V#%MS8;[9[KER00G3WA2,_3/N8OSYK/Z/=H9COI
M[QKJ81".9(B^LV?/(OE:I#^]$0_N*)[@CIHO=O*ARSGP!W'.U4NQ!Y;KE'/'
MU[CSM.#5<V`FX)X@B8`SHI=;JJQAX(VVBP<HO`!&9FL/Y'IE!D0#VOJ_/&L_
MJPJ>(D(<B2?PC=#,DH+XSK-!_@*@(@H\=T3@XE$JC:,U>TX9HBR@NRK=1Y:N
MU,PH09GM,;TMI%N-5C\89I@>!7J4OSL[)#VVC[<:&$LUR*G8DKN.E?13BP48
ME8S*,[\STA;U``WJ?=WP/\@[BF1X[SI@[4_`EY"1!;2>3MTH0O=:^3)C*2.A
MD=<#3V,DARYZ4J#6X"'_3FIGJ3394K?@186FVE;HVW[E#>YF^2$Y*>'V7)E.
ME@K96.U^>3NYZHWO<%A70#@RP4\0ERL0??\0N37HE9\(:,2^F=0[WB=;_>:-
M4:2N4VKV,56A"C#NH0J/K/].)?NK47DMJ]WJ'&7-_??*-TT;K@JM9J<\#?FB
MT##RW6X1FS5:&YT@QX\9V``&-JG@C6G(-&0:GIZ&E^'=!#,9VC'F.>CLAP5/
MINC#I-D1[,0<P(EI6]U6GYV86@NOMM7L&F`',_EV]4$'G?)'T&BU4XM2I=)*
M*(HID5&&<XJV19C^Z,J(%=%A%%&[6SZ'A!61B9*L;=WTRU\*L2(RCGR]O@'!
MT#KY/P?4/K'TY&P"ZH<=H,/>XO1O^!:G[H*KU6:]4V/R-7MGHG?.RP'Z].'S
M>^'Z41+:OL-ZZ,#^3W]0/LN&]9")@JQC-;?(E&(]9!CYNE;GQ@`S@OT?4CZA
MG`41?(;Y;A1_PT).2876Q:_Y@0^;!LS($2NF0RBFCM5JEC\5K)A,E&P=JWO+
M-T2U)1_XMQT#[`IVD';445H_6<*7,?9N0-B'H7B58W--1SQROD+I3H=)&%&'
M#5HAQ/8;'B=V'S8DN,5].FL\$T5FR[KM&R`RF7R[:KQ^BUTQ4]1<D,21.Y+8
MF2I*O-CV8TZ".)#FN>5LO)J+KI9UP]EX=29?Z\:`D:_L:RTK(4_>@=^#+I"=
MC-R8%=!A%-"@S:Y/W258[]8`"<;DVYE\`P/LAV4%E'?`?;I=:*O9:/9*R(,-
M_4*+[2J7X*/NH*H%[[9]==.>O$ET?6?;L]?O`^Q%&LG1)]>W?<>UO<)3?XR_
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MKM:JMRG7N;FQ>FT#D@1-M^,JD%Q?0CEU\4(?[^\_@FB:T<A`EDZ'N,/O\0U^
MO253RX3I[74WK2H($*JT)'N7&-B1(NH;8"@7ESW^L3\D7`OU&YWRR>,51/>K
M0]"QXOU[T<=`EMF36\IW'UE+(*-E\-$MPV44M1N]O;BXXI^^TT#E(PMUPL%A
MCB>]6HR"9.C)HX<4#PQ1?DJ[8$7<['%GN\"$IY?K^YZ)P['.Z85[)5`5@S4=
MJ]\M7U6S@51&R_CZA##95SSC"TFF8?UI6`N3\W`)+[^Z]M#UW-C5L<IH8H=R
M`O:"#".-LV[_S6ZW*\S^YK,_T[#^-+PLB^I[",^)62C',@SQ)E@Z24@"[*RO
M5\K[J!4YH'VK<UL^^8$O5DR44EL2T6@)=?*XWLX7*EYN8_&M2FUN5=I6IUE)
M>O[IHV]\JW+P6Y6VU6KN66%CM/2MCWVXZPW)X:6T&8;DR?)TNC=6?XM&#6Q1
M&FE1WEC=VS.9WF=X#B'S[AG';)B&]:=AW>VJ"MR$;Q5>%["S>SIGM]/K6ZTM
M.M"RNWO9[FZGV[-:O?+S:^OG\+)QN*^?:J;7MHFCC[=F/9Q3DS=7!QJ>FW%H
M9%:S=\#L%4Y^YN3G:NQ13G[FY.<-6L&@+K.&`<#=.ZOMWOGM^]OO'W_[^/OW
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MNQ]]CJ<QF3U.P1[EQ]X<A3TNR[\[7!E`_M/O,DZU/44Q#Y5(=NE.9+MC=9OE
M`R/L11KDCK0P.9ZCDK6EWZUU>V,`^6KI5C+KGI1U3>K;P31D&C(-3T_#NCM!
MU7KR!_OI2]XJ.P[`L\[2-B@L:CM.*'&R`(=$ZQ,2;5LWS3T#7AP4/?^HE]7J
M[UX*S6'1LV>0KM5J[MGSR\3`*/N6;-.R7\(T9!I>+@W/S;<TK/W6(_=NPKZW
M78^ZM\2!@#],`W^Q,=>Q'$WNP[6WG]FWVJWR+?L/V8=K=T^"VV\=&*J<8096
M=V!N\RUF&0-9IF?=#/:6,!?>KVW=OPP":@,H?A!.;>\(D!Q^_5/O?\.NN8?>
M(7OHO7_[[9_BTZ]__.\WXX*<W$>O)HV9U$NYCUY%&8/<1V]_D<%]])@>!7IP
M'[USO/TY[XYEC$I&I6$[/8,KB>U6^F,F0SL&?2#>.K%[3S,Z7O-%V]E=M#$-
MF89,P]/3T/3$J8I;LQZS0)2[MIZ@<+3JK>]![B-3NN8M/+<L,C5BXTSK8Q2D
MUJ5;ZPF<+(4#^L3U1Q)7NV[KR^TTKH;?>2W:1\H$^T@S$_%.`3#C1G'H#I-8
MCL25U,UB7PK5+!8[P>[4#/W(NO14)4'5J,_V"7K!LK]0L;]P==RNL-PVHU(W
MK]=B-Z_F2BT=Z*'F>12U%BHZ^=.1$>FS5,>Q+CN$+MMR@`?K,B.%(KP>G]@+
M6ZE(Q8=S"<>AT/JQPY'[I9^;_W>T*.@'Z832CB3J.]4BUP8G+F9-=QBO[<B-
M\EBL52S6.N7[AK)*,HUVW"KOP#JH5#)PR9\^^UHQ78VTBGJ9ZRC/M8>N1SDD
M!Q.HAVA3M*]0+Y7)?`KM5@JPUFWY'D7[8VH[^E4C5P_#-7M(HTK1L(\$+L4@
M5\<)AFY&R@$BI,P2>[%$JWP_HN/BY&(<RRJ5^O8_?0]BVQ-I>*CY1@19'JF=
MY9&R#5`;&^#&ZFQ19\56P`6*_($UZ!TE<LC<44/N:'>M7O^<C0)SW7M:Z;-_
M+R.NXSAD8H$1^>-,0Z8AT_#T-+P8/W/7"\S@P8_B4-I3X=C11+BDGZ;2Q^J.
M/*5GSA>:A[C0O.ITK)O>D7-W.(^QHO335A_$07GB<?ZI&73#UY]AJE6=G*=#
MN)(E?WJ/6FX6!HZ4HT@EKH[<"!SD!*>V+%1?'$KI<6"T^L#HGH<:GAZN.=W#
M['!M?<XY]GJ!T;7:JA;FMAIRVV"+^N_Z!7)KX74;=KOK9M%EOMVMH1%S['``
M9_+41]@?,=K`;%$?MCAO&\#PR]Q/KF_[#E_FGOLE$M.0:<@T/#T-+\:MW-N#
M_&+/Z0XW&(M9-J\<YY/K`7)TUYM-+N?+W8-<[MY8W?Z1>PSQ'6%%=[L@'#I'
M29-DLE5+MGZS?)5<U62KI<NSV%"HV>BX_G(_(?WA$=77POVL&T4)^%ER49M%
M<>#\8,UU",TUL-HWY87?:??*HG#]FOV.U=NB*Q3[78;1K[97R>?MPIFH+;_*
MD9S.TO2E_30D'\>+.H[,#CLZ&OW>5DT7V4$T@VY+!['VJM#P"[+#^(`ZALD.
MX,$<P';?&K39`ZRWK+NY*3_\E0T,TXC7-<!WK[NS=DP7;):$SL36`SQ80QW\
M<NUX77#8`*_2<6JWC]<#EHG&P8^+=<`.4YJ0*[IE/2<>[#"T_:U[G]<S1_@P
M909<H,8%:L=#P^%K%F[;W=,R!Q<LF,83ER2!+L9_-J$,\EJ,LW(,KGZL8?5C
MNV?UNMSBGK7'HU60..SN*!$$-BIJQ!8#:]`_2MYO>:XX[^@"K?2[Q"Z!:P?-
M8($)1[X/$?ENE;_5XWM9$Z.I5ZT;J]?DN=5UHUMK`&0[2CR#O<HG="TV\;/$
M4-ZY/@Z6QE#T7-HA.WNU<?8Z5F>+V"#[>A=HU+=;ULT6$U]-P0NSQW'8HPL2
MY,3S[OAF62.DW>@M:&;ICXZNDW,8#-3*!)P8!<G0DP3C\Y/KXQ600"5W>B=4
MR4\1\%!2MQK&J53`[(6*`TC>=;QRJJM=9I/ZL,DI3;@2R%E6TZ]B&R#//UKZ
M%WQCMLI(K_P@G-K>D_!-[1#<U=>BN2@+M?HM<UF*$,[P>W][E437=[8]>_T^
MP%+42(YT*SK;^^R/$1ZL!OUC_,4.I1^_#Z8SVY__X7OS#V[D>$&4A/([P/#.
M"YP??__O_T*V_5OZRF^8S#4!N2[#Z..?B1O/?P]BN>9!X0`.X)>O<OS+LT]A
M,&TW6^WK9@O^B0/Z&?[IM)[]?1/B6LU&LU>"LALPET<H/=V]'0$5K=N&^#:!
MC>L]:`1V^V^$V@X1\WL("^`U<>"K.^+A&DZ9+;'"X?:Q5%C<;+1<?QWOEH1H
M/Y9<!U"&:!=_^%?C6T-\QVA_$LYAF9D;VQY!]"7-#OP2!G>A/26HW>S`'0W^
MDR*/%O_#%_]C^XD-"+JU1+O9A'_'$RGT:<3<R9DG8SDB8/`OD>U15N7S?D],
M7<_3!=VXGHS$V^7*;A$'],)_^>`HC,2WV([A:QE5/LB9':I)3E?IAR\%.!@R
MI,?2S_+S$1$DFIIBF9)`<'AJIGX1#W8D1C*"+</2`(@=QR$<)S$,`WLD<&77
M<6<DAL1P+B;2]N+)'-P<_P<&[%P?I%Y,(S<B?'PB/22%/70]]R^9862<2C41
MS:-83JF%67;CY(&;@2\#@4<[&DI?CEUJ>D9X02:5(*2"Z;QQ4E8XZ>+_RB@>
MRW`:I=A1+)0F\Q(@]ETH)3*,M<`@(I2.=.^!SE?NRWPKJ@):1"AJZ:UC]R=\
M)P0N%$XR33P@_CTPC`QG,DY@(\OL^^#&$V$+SP6I/%*<<F][B8(%CT&+%H`7
MJ$6(^%=N$08[33I&'LH2D_NMOM5IWA1`*YR[`KLOI"];8)0@WRH8++S#E#_A
M??Z=`@B9K'`P&^)MA(-CG"0"[0NLYP4/B^<;-HK8A-,Q<:.5S</KB203-QR)
M/T%*`'$04M";+=IHF"5:XQL4#.O2K=,WC8,D!'PNO:JQ!<.5Y[3=F7K+-5#B
M;!1_L%7/';O8V!#$G@N;;@E'"R^2$[$2:(KM0PELA@\7>#-K@`CB"SB16!<0
MUWN1B92Q&T8Q_!N^C,&,R*(WW[[`/\+Q&,.[#X/B)?W;[FZR9@^&]Y2_)B#/
M;7C)-2*`9`CA8"@=>RJ%.P46=P%QWAS.BPP=-R(;&F%)9L"L0(6L>-O29]Y/
MOXKZQ'6DD$A+/,//6[W&33L_\]L@]RRD]1.+&P+&81?_7I"BM@>NAATK(5@4
MP`0(R+YLE)>VAI:E!/(J?KY6=@Y)O`8D0=T09(06#&/;U8H@`K,G`$L'^=[U
MI1(*V5]35;5FX45ED.`Z-BF,(/%Q.]2!=0Q:0TR#D03FGZ`,@H."*B-<Z.BS
M=ELQ?0S"*X6!CB=**F6HI4LIJ0:6%AI6([+;6IT7&5IP7,B4\)OO2AMW>LMD
MW@T!]YU^HYVKO^\;$;$6T_C*?"W]QG;C)C-TDPA-.7R>8@G7WQSPWU![*S2@
MG,`O*&21&%%:#_CC@5)^$77T7=V"_3C.V_K&4,U&N[?JP)7T[A=AII"$<*3G
M13,;4?#+L^8S^ET'/.AW@N:79PZL+L-=HET/[BB>O!:]YHLLMN,`;NU9)%^+
M]*?\BN'Q2XTXF)TPZ4!OI=][L8%46U._@L*%CS]GTD'63VT.,7>E-R*JKZMB
MV&JKG>6M*CXXS4Z[C9O.BXW[VNIR;`,?G?!F['AH_.I&/Z['X)"!@0^T!-E)
MDGQ/AC&%2=J-[LUAF<2,#*<3"!CPB<Z%2UI-Y76Q-*F,.^X#-'$]#(.?!X]T
M>HUFDT5)E2C]7XG7@>BP`(+LNP4[_SR8YKGH-KJ#;9AF^6KPH-Z$&2ZX?7<7
MRCOT'@NN(1@BB1=3?&P8Q),L4K^5V[W!O[QM-/--:[]0AXP&+Y0C[$8%L&*J
M^\2;!W>8Q%G820<"TL4H8(<>;^%[&X(%Y-7"1T$HK33>L`)1WHH0MY'')PC.
MY_UFH[L0HAA*[9UF5R6;T/6\V^AG[O#ZQ]9A\^)"9,B;"[@:N6-`ID22#&7\
M(*6?1<R+5VEC&[Z@N'A34,5/PTP%*A9#4(%P8Z'"FD4F"*6#+C,%HO,@C]`<
ML);1_N6#%MYT7[`*V:/7!5=+]Q`O-?,"CE:XER#*($3@-:<Y3HB7D58A$",!
MK0[%PS(79"KC20!?HHT">`G=H"-XOJH%"Z8@..YMUTN/6<JRQ1MY"A:!;H%W
M8,!*199G0/U@1)'XV2P,?E*HR)N+Y\U"E(A"Q&O$!$6,\347=QK^\,4W.8OE
M=(@7(!9QQ/J+J(P95V[N@B2.8EM=IFZ\;J$VK-F]:G8YB)K`+@8L541_\1K;
M$C,OB43BSVQWI%E07[VH2&(*ZQCOI]41F-K_"4*P4S/!'^<I&WBE'+E3T$2V
M+X,D`C;!`UF`_]VFV_+LVIMN/".ZJD[EP3<@B"?>X0F0421^U??+GQ*\>(RD
MU,?KXGCL0Y)IS$<BTP3)FMAW*EKT\U/;I9J=7$R.,1+<R<5Y$J82:*V\`Y-@
MXCH3;8K($0E',@725RK:TK(D^(%%25"JE6YSKE0OPDP,.U3R':1-]O=<KL,*
M\()F0WQ98JIL$_EJ+MHV*!@U1NC<%*0C%L?"@@F-Z4YOHP=I+6T9^9DF,W1O
M3IP4M#;*?7SV_.R+WT&=D`1<)_ZRB_1,`A8%WEH+-1-V"W(.5$]/)204J6()
M$H&*!9'%;MM=%+!'%!.G]AL6UD^3Q!Z1IJ?("MOFIN8DB'M:DS^6,M9IK$L:
MVZ@&OV&Q?HS):5J,9XR>9X@]J@Z_O?OU$VA"RJ7$BSC\4%_R@>ARHPFLN/%5
M_Q,,(YR9K$5Z4]U^XN.8VJ5-;3#H@X3B#VFB%WP8T8N&^D6PPZ'2Y&`Q@D%!
MYUFG@,"7\PP1/*^)C]8$9J!%.@\!7A!'\':`"`#PX7PWQ5!?<-8[<:94TI=X
M*N&+`%*#I`K6HA_XUWLE>(DUR5T+"5=*V!99^BA)-GMFW>Z>V[1Z2E/.C59S
MF]+K?64_$T!X,:1],D`H!M;PU&B:%]%O3]%8L>!58!5Y8*,DE/($?TB-+`]/
M2(0V3&Z%J20H.!OZ.]D?E?F4^MH;-P-O*RA<2V==D!NMZ!VE_JTG[R7IT-PN
M^G_9&5XOCG);"-5PX3D04/G?E*#ZM)#5Y6,^1[8ERN4J9"K%!23KI$9`6JC8
M$ZV#P)<IML55Z\5+%#AC?2#4ASWX$!G<]OUDJG:=YT7A^[-,5M@^PHLD+!JC
ME-0*?_<`TH9`Z#-PHV08R3\3J5(?Z65I1$(9JTNJ8T*NC@O^]8+[I7:&NZ)$
M6MQ7I]%\@>_LP7\;XEU.*]M?`'B!7@0]N?1%F/7?'=MS4%H4-4(A,T_S*27?
MP%<V2:=%D!<3]!8]A`YRG$QO/%1TL=5HYTDO*X<G>UV$^<*YQ['N/<T7%F+_
M/_"ILL]]@&&:93JG0E312TE@'^0@(`%6M#,2PI_"(+F;Z.32)"3HD*DFMJ>R
M><HPY8.+ZE#JY%M0HFD$;(4]\?41T,///Q[`QVO8<I&JFQGR+4&W"?;,A'X2
M_)2KTN@M'<P,R-L7+QOB6X[P4-XA,P6@IRA0!"IED=6!:'?2ER%(BSF^9NK&
MFGXJ$J+MGU5A11I.^8XQI0(7@A9YKJB99KTYD!Q\?8K1D['H!X4TM]17UW*D
M>!6`MNJ*5KK"#-8$Y`R\)6U=+1[PU<BPRNF'P^U+%7'2*6?K4KDU?[^T4@&C
MKA#43P1'>DIAJ7$2)YC+3IJX$#I&";3\YM7HPO&9SUQ_*9.O#_@*`?YX/(DP
M(Q+P]P$L6/2C")2.<J;:JV$I)/-2M+EMW31OR3:EY-*4()G8FMESU$D4M\3;
M**)C,>@CE@(^::)J78,^BR5V2T0?'M>'7X!'!1GHH'S61_`4<04S0K1_^#G/
M9W"TUS&^XD<EXMI6O]>WVK?=@GN'"?L+,3$4:H/VC35H]I\NJ=%Z]7TA4OHM
MC3LX,HQM.`DDS49N*J1=_U["2EA<(6WP)W1J<WZ/@)?J"ZXBF(A(;S(';/SB
M/=H2,\]VR%XLWA0T!)ZQV<(L.9+B:>1$;55I?3S>RSXL*H3GG4[A#@J_1A]3
M4C?&).)0^G<`LZ\K=Z9@"8O0C0J7)FM0-;0]LM>CB20Q``_G17-I0K6-V_)]
MDD#1+(C<-/2>(M/Q\)*8'"0O@&TK\$+`[O4H>*"OHC+"XEU2CL!K&**)ZU-:
ML;M?O<J%C_C5JF9(UT`&/N4&H3C^DL4WEEZF4Q-R@Q:S9J*\EF4#V=^KL_5-
MW0-_1(Y7Y6UYU*X`M_*L=3@%C`@[B0-T-ARR;AT%)][/!F1_9V\JKJ(+',2(
MDB;@!Z52UB^8'E<\0F-RC+7(R(_^8V?<IO"0/1Z[GJO+J0HK(K]JOB7#'#B7
M-%ZZF(IM;'J_EERTPGT04RQ!_G3DC$Z/YTZI#M9Q0R>98K3!D<<TULW0`Q\*
M89MU%8%*%V@F?]00ZMV4L((RQWD3S=86WN;]"THW&UCI4I#%/S[>(R"F=R5H
M-\F)36,V!'3!@C*XY.S@=DM:)=_ND+72*7OG03DNG6*F#GRH=&!!*8*<S^WM
M7^FO`*KRM[[!FXKQ0U^O[%.7,8I&O=-*^ALJ:=(:P9@@2:TMD7H7BXD,6<UT
M9GJ@,E\\8478+<!4[$S2L^N`0SK'7RA@WEA[=#:=@.6C\@[CN7^,WSKD2\)+
MO\#NG+GZ=W7GID++?CFQ\WIL`YKFK\LFAM*9NK)?%@Y8RLKT&V$$"0+"*L)H
M.5E<V9?%2F+H1H"^S:?#P*.%K\L_539G^#NE_!6XL=`/`4TX)8+!@?22D=+L
MMB(R;>X3A4;?P0-!.!-7A4/U,JV/%@\@>X$5P5!$BQ<XRAVY>!:OU=,$!;SA
MAWH<?WJI^)P^Q*!R_!!L>`OJ`U75&.+]H+97\LU<YQ""!^>#N%<G38;W8/F#
M-_#9=QKB:@F0[(MJ$^H5W\-@+KY]^6B)7W]]WQ!OP5#"Q$F0`(XJD0<%Z.3J
M3J&(@C6%-C"PG7M,\0$S7J(QX2.41:E-0$@Z;,7OXA'5%:H4T<UM+6J*X*DS
M#0SW"4X(%E+__QNKF<>GRN%H=?8K+#]$S2^&5>B>ELQ&G:.!?\FOF\'G\]%5
M\M)1+_,EGQ1?0ID>P)-A-'%G*D0-5J==3%Y"EK)@-3I.>!N%IA+F4>+J9-[C
M*<&4)7AB[-+MB@(".,X2OP=H8;VW0V!JWU[4`+@++]+IOM2'*=V&SIF+E,D$
MD.#J"46TXS")8GULR,?$9DXJL'\/)RI(X&_N5$>I(Q?/2[O9;&=F&'C&X"02
MYZ4)<?3*H@TGAS'><X"AB`-R%-!Z73RI?A`O"9T@+`B>4,Y@TWCQ1M?N:KWH
M#9#J`8Y&B&TTL`V-#C`,YPM$T5Z17LW%#*LX"?T<_"4_72[,?<\>7<XYRS9#
M&]#R<)1>4CTM09$UZ$"K"ZE,:*$HB]$K)V=+V1X8JHOT>P$"\,G5-219)TNH
M7HOEM7_7CNF<;@"U/XI(*5QV9&[J"#U,9YYVM-#1R$UBDOC0%_8=,J`*,N,I
M@`.#NW9L0*\'O[C9]V=H%Q#(:V0KA=TU3^*9".DZ+Z"#2B]448JL'CSU]@IQ
MAV(X@JZ<-(\@V!?GKBE9AIV:,K&TCD/S&#)U=T-Q1\(IO^<"K8:Y0Z-4O>')
MUT+2R^_7%UM%P6)OIP"G8Z>\A*+.!U:9ZGOEJ?TC;Q$094$R.Z^UUX>%,L7U
M-2[*!P1DFEDB.M$&'_5<ZO&D#JOB%^WJJ6`<08ZK+WPQSG1JRECJ[G?#6=X$
M1XC*.]$KX\6NCQE$A4R'3+CI;/0&)BDE)/4PUQ0#HXF7)C!CT4$JJ%#F9GA2
MAWT:P.$I6B'9WP&M8*XMB49-H25F4,'8=?)+9]OF^U873EE=S8*:PQ*&!SK=
M*`'01X)_8?J4\K64!:._'^"U5?'`6D7+DFH%T'@$J-UPFEI%,6X._I1>XF.E
M!-C5_AW%=Q3]L^NQ8CU1R@-+2;29)V<[NFT/X.?3A\_OK]&QBVB)@NFVUD$J
MY_<L>TO8P/BM/\+_8$#B'J_MX^CLG:7A2Q43PJXD2!/ZH8``0[VC/$K@@]-!
MX4JP_2?NW01DHLI\2J5/E.#=0J0:KP"+36";:*WX:7'+]5#:8<;?*Q]J,3)*
M5/X/@:"2"?'[8SE"24QYD!%V*4\31O+@`RTL<Y0NW^B=QA_8J`,+34;+'(GE
M<_1%FQE?/)!]\#0^.4-Y8>I1.FD(KK)S/%+G^`O8A6ZD-5V&>@,/\0*@,@54
M6=\QJ1(;W1%0I92F"QI"99Z2(P/*$E2ANN;[4/C-TI?MN0,2@;;`ZYEK2DM+
MJ]CT;0^Z?7=*:64.8I1GL^5MBY)(CA,/Y,I]?@>JS6D7=:FN2\ES!-OXSJ[N
M8@#6LI7Y)'J`NH=Y3V@\*PMOBOE,2J%;.0#4<RW-YL0'X#7@-$[0O@D;XC<;
MA95/ZEUW#@3]JBR"]5O30%#9'9B("3HC#?$/>$]NXRG[0%!Y97;QN.I@T<-8
MQ).]_93!C1+"K*Q<6I9G%#J&[_^*!(B^4G@7TS5^`RK<@<G\3G4V?9M-GE7O
M,T:\529AQIF$(2V7[I^XZ@OZ[Y&^)(QC3SD2R$YK(N]B*8.DR#+#_<32JZ>?
M+RN@WE)6M2X2U,1(RP\*7+]X:1&$[AW%#S'!"PT3BB&`2Z!PI6U;<IWR0"+(
MKVN5T:CDELI%M76I8I8EH>T*0CYE;@^Q,%>.`:UQI)*W=;2AF%VKK6D4JS+.
MI&*Z@BCD8*1&>I:'2XD8^O9%>V+IU]6=],R>9Q$<\BVH2C^42N[`XT&81G[0
M/-(#N[)O+SI"((<RIQ9]7))5V`;I0<H?6CRIO--$IY,O;B^]2RYDK&;0JMR3
M(!RIRNVTB9R"]5KEOR+25JYRX)%(W*%\S&V_I:NH*`5"WR)%.?^/"A?A],1"
MBL#ZZO4\%);=)&4M%?3=D,+%-*VA3-&@@$=@"^&!$+5C1(XBO1R]W&()IUXK
M[9&@\UI4)!Z=.JD8`71U,BV`M(",G$-S'QP.V5^Y9ZE/!=5D2KGT'FP[%P8/
M:,/GX<]1&BI;JM3-[L?4_HM1`86#=P54NKY+QV\-\T7+;G@*>B&_/I3N=)B$
MD2*F_G[AP"SG5B%LZNZCP!)NO)SPHX^2AUM6L0\XQL"D(,E_R+BQ:J&=\HY@
M8,(=P1>*R:C4EXWR%O.YL+>LCI#D.5$CL`Y',E*,[5'OA6EJ">6",,7^@G.9
M$S0[Y9NH5PQMQ)3/IHH,LL`2"@/=9T2QN!\HUU2]=Y)J2!(4=-TL5JZ:A2YH
MOKAPZ=OU^%@J=9':G%Y,#L`4H37)`8L(3W/"%]YGCVCLF$.Q4V5A:[DU=$<Y
M0RW=[O=O"(B5W`1,DO)%XF<Y4M0A/!Q=HWS+-;&E[V@IXKXAE8SL?I4%2>%?
M2@'3TBT84_96"FHC-68VXB]C;>)*#-%G:`J2>%%H9DA3T))@Q!8I=U25084F
MNDE/VETW%7XZE8P$X!+RZ51$15VN#MY('S8X6*NEA,4.ODB.G#:9L5+(<Z(0
MN:53\K7V+W8DR#3QFF2-P4IW'NU<70.J%^Y^-T9;E5C1&2V%),_,%%+VA*,\
M,N38+#>F"4)XG3NSHUM2UKMYFV[E4Q#B=WZE?9RK:W.G7)NW"_3#;0NU;P/C
M)]\?XS>J7RO48Z=,BCG3P;T;I<TQBH\4(@;ZAJ2AG;="/(%8WB:#.,[LO\U@
M/&!J=.%F:2@]5]ZGZ2'J+M7SI*/F?^1W^?DMOXMU6)[[`XYB-H<DWT"FZ==L
MHACV4#>ARF*.$KS/=[7\'&970)MWH01W'@U*S;DT]JQOH]7]++4G$_8P"L)A
M1@T?M7X^L@%-@C$<I0!C."ERBO)]_5U.>O^[<K?C1H5J/DS?QPMYM'MM1UFJ
M*G`#.WUME'%9/@$E;X9=;'Z]W!Q[L3ERJXD]K7?=PG4<S&@;^M=TNE@^$.F)
M=I([G6IZ[VBYRS.8X8"J'5[I+<]?6\+0S2YOU=;GNO>NG^.VS<NQ^[&X"^T1
M9>HO-L%3]L'R&;*6H$D;.'H;QKHQ-QG%3>U#<M.W&?A^(.TQ&"=#5#PDVU%'
MA*G1B^8@2')'ACY:S7=V.%(7VCK576C=Q'Q6:S[K')+/WNO+$#5T#/@-HPJN
MC@]GRE<+,0?KUG6"!;I,2LMCUD7Z-+A=7A#\>+/4`9[B"2`?09&&-+Q(>[;8
MVSF9PMNF[D_EA+E_R<SO?*/*^M.T5WH0_C;"6GZ,<V'*%_-VK7F[>TC>_J>+
M40E$9FX4DX<`'CHU=[!U6R]FGYJR3^^0[//6ISR<*")=FK9\02L/?35P4.";
MX%DYC]46$]_E!E]!HH(SD42QOBDC+>['V<5<JL#A"]CQ*)3ZDDL5(8,_!1Z6
M&^GO@V.).659Z>!6W'RDKHNGG@VKFL1/7$\6G?HDTG<>=!_IYF.(E5=<;&^@
MTDJSK$.@1]H58X0-'E1"X]2>4\L,B3?*=$<YSE4C)?-3HF*N8G7\;BEK.\TD
M5U`4$E>Q>OO(`?2=7=]CYB$=IBK[4Y!:V@[FM62MH$B-Z/&>:;^GR"I>OXVD
MZ@ZDASDJ'S#KRI2-48O4773QRI,ZU>.=[TAQ"+6HTV&C:#4V6RC/3#L21:HK
M76$M`J*P7F$52B\.(]4$],E0DMI%K*6ANB3/'\`[YSO?/7++%S,N>3[G%+.R
MJI=BUZ>[U%I51UHU)HOE'<:Z"I?$;@@(MK/PV4SEIE@ZM5M7T`/-7/F0%2`4
MU<TC8?QOE$NJX5#7/'96D)&]3+6<(D+^);,]9=3/W[]PB:%@7AQ<_I]D=*>=
M4+R+*0C7O&],X7A,T^M)K!5:BXUC%\9O)_F>OMYX[%XBO=OX].[+ZT]`Y\^P
MZ%1EX>/6WV(ZL'E)J&;U65JM8K]R7U("OEA"IR!\IFG.O68.E;HIP6`]/><N
M/4=IV;I@@,[$6E609^G@2S#%$I2'SL&@UV(-:IYLE.5JP"_9Q41V`;BN.Z82
MR(6ZA3QC8*428LV=HA[8J:.15*V0]VB)'Q008SBBNJ@P[1NU'AOPARFU#Z3B
M,"H$D04;9LD"W@!D>H?MTOO\($ZM8IK0GI#8P_O?4:%&+M^T>B1+HR*3+:.!
M^EHTP2J8!3PXDR`@I*<%8!J_>FK\0LI2802'FUY0TS(Z82*=!"$5-"H;!Q-@
M7^<G0;1>"K49O,YWIRO)=&!`Y'W_,F91)76%=)X\K8T>Q9W/,3\.7[&0>-5^
MN<DKR2^$\EPLHM-ZZJ0W5-H*4JRL-%G.]#C9P)UY;I[`3.`O9B+ES%QHLB'>
MQFOR16@'64_0(IQ15$0@P8'Y#H2`-#58#$'GI*C)8%@$#;,4L$U2<Z%-TG,0
M](46!U@NJ2:*>'/#%=`6RF/Y+OTS-73[;O\T7LF84OQ=W0W^?]0-OB*!`!K`
M4:M%FK&&.":(204ZZ:1H%%IY)W6E*(JEE'-=SX`U$&GBJ_US8]%E*'.C=)3F
M[2HUI9QP?!COM,D7<F2T,CDKSY.)%E)6U]1C+B=J4GA'_G15M>!Z$+,2A%@/
MY4Z%!D$VM--J$7VS#^\A,49/(.@JK$,+P^X>[!"'S)1%3:I^"0@U"DGZMFH`
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M@Z:EPZ1OHT^8P2U_16/,F-2S1W!09P7Z(U6@6?&V(H&!J6_9)`!@JF$:UUBG
M.[.!=EE)BU*8)!*SZO"&^$QU.F-7B_&E\O4ES:D267,?C?HBJ,;.84Q"*:W?
MP\C+VA+"5-*DM3/%7OUY'%.Y,]2X';4,_$?WAM?]ZU%$4EV+]%`?2M59O2'^
M$00CU5Y]6;X/UR)N,2:9>;JJ#2NU0,=>BU@E$B^4\!>36'U*ZU78TH7[Q6L:
MZG/P*)(7P4:1G^'3(C<$)X=FTPY='/P$DK=U]>=+%0UTHV)O_D(R?MZO0&"O
M`JK)L&,JIU3X\WUT)E7YU`;16A1D3PBH8@P*0X'4&NM7=RRSOBSF.0>G%%Y*
M^'@O*6YZK1J)X2#SO"]-40`MQIJ^+QV=;-S7TANRSC9(^ZQ]KD[9H-Z_R`L_
M)$9'9EXPEUF+$C@^5-=$P2==_K/P4G7QF-DM9)WFC:=(;N!JN<^L5PC3G/<,
MM`5S(<M[IUN.B$!%/T`U!13:9TBC0[KK3OXJO.-<G*^"YW/=NQ:7U65WA=8(
M69/R8C/%S:2BDTA/F#*JKI2_7^J@KC0BQ8`E34E!'I1^1.+T#[ID?.N//M-=
M-`@&K#<V)W'^<>MEN.K@UM:@\95!HQH4*[((I$4]P@+KHGG+@WU&ND!64O_<
M:^4+I2*,JDU2KJ1>X@L.#OAQ#OCV\,`TR+HT9FJUUU@1L%GW1&VT1%*]M!"A
M*-Q=D@S2+K6*6>8MJ:@?DR?O;=7X)VTN=(<%/N2UU=#!V4$8+,N3CW:(Q4C1
M%QG2V\RS$\[4\PET7P/@8D*\>*LB5B9Z/F"E.B+E%.Q0G_5[)\C=J#AS:SA7
M?;OQ=!7FT%YAU.SEDW-'4HOE06+_%#1*L*CD3L=D$I),V1B%;#Y$8;YJH;U:
MVE3M@^M1C?GC.RBT<*%KMO0MA9:0^F:KN/18Y5&`117+-`=HA.MA`+$4E*M-
MX'1>[U+5<2$PHPVO1U9<F!24WC>JX1'4H5\IICLUA2B7I>ONFXIB7LE>'2PE
M*,K-Y-!CFI4B(&3G`P]HF,`"W-1F(O#E-2#W&FM,*5?.I$8O)\Y7R6?[/,+:
MR@Y1$TR*B6X4=L:.@-H#5R_+:KXV'W;%QC3X<1Q@0@2XSV\CO/<MW*H7^4NG
MS*B+X?3J6@59/2_GV85'=%@:2^J1X1XY)[F[4@C9IT^J.$*D9F9D-_.K_5[3
M[ZO\O#7]8X<)3J@$^/214HY-,*,*0ZS=3W-?M)Q*/U5Q#$SGHJ@Y@?#HH?^^
MN3='+O:T),EP26'I'%MI-XF5!X98AZF`H,VX61OOO&VMEN":#7+J%)K*KE`;
M'\R.^VSYN*\A?!;A7YY[8V="0>UK02`\BK@/Z:2\-*-I^=T4)J/L`]H[3OR3
M<<%IS)MPK,-N#M6Z9K\KF"X(>0,SZ0P!X\`"<DR1O[2H=[.:5#'5)55)B1FV
MFHYTG3V@3G%!@ZDC`X*&BHUMLG3H7I#"GZH7K/44`(I!=20Q':=*$4=5$7;T
MC.'3$P_%H-(NE&@?49XKIMA3\XJ\+CFU!S$&G?8``BD04,8A?I#HB&VN*Y5F
MPR\^:1"^WF;G>TYPV6[6Y585+$-JF'V-U>[V+)*O1?K3&[&AN&6["I.-E2NJ
MRF7'XA7T3W4]B!\\A/;LEV?JO]F^ULZ-W'JM15POU*%L6%>C/"OB:>U43;-V
MW:6-`Z&`GOXOSSK=9V6P@(Z^#-\(3?$4P'<>:CP`DSK*C+8'-AUZ^7]T!_1Q
M8=@E1HA,0%VA6.9B.9.64#XS[M$#4I^`65O-C<RZ!L!C\"^&J"K@T47`SU/2
M/$*\(U&J90)ZF"S+9&F:@!Z3A#R]EGY^+7!&BNNLBUION_C5<^54!DD$-FID
MY7C00R>SB;3Y7W26X\N:Z8FV:6I"7VU3=#X4KX@<OZ-S<5W\2.>_!&%Y?!ND
M4ICTZYNUJ+C-`ND_H".Y2GKE6C+QSX?XZ/<7R:QN@XJ?J%NY.I+<*/J>J1!G
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MOCTLOV_=E+HT\5+X7ZPM^J\(_GT.TN,`[L][S[=%U>!I2'8\>U?MOM5N]2JB
MW?ZH*5]K>?%<M(/8/#@[M096LWMK]5J=7>CX&-',P5XM.&YMP2V!)$9!`D+<
M)-&V/["[2K]6H]<UG5-W$HEF<>.)^*H"#AE8W4&_0@*<6G"=&U_LIP2KT'A]
MZZ;7MYJ#\AU4F4LJUV7F*JX*6*S9Z%:II)BYSD,U]:R;P4Z.&_/%Q:BF0;\+
M7'++7,*JZ4"JJ5,3$52K_#@N*^3;"J8ETY)IR;1D6C(MF99,2Z8ETY)IR;1D
M6C(MC[=5\[/ARM825M+A^R--.-XP^GN[8W"J.4,;8"K5H=V`))P]X=SO4/9:
MY0$M.^3H=(*8.9`Y\&18/#F[79!]L!;7ETGUIPZOD1+%(/'!7'-)7-,>6*TM
M$MN88UB[7#35+U5.L'9AKME!N]Q8@T&+.8:UBT%4YSPQCN.?81R?:<FT9%HR
M+0W:(-.2:<FT-&^#3$NF)=/2O`TR+9F6QM*R]GEBE39/^X#)87*$G>C%3(8+
MW=*V.P3&]1@RO['0Z;H);=E+S<PF0LQVA[@Y.0;_[=!\S?".:\R+=1.!6S54
M,U,`UH/##&.GH[=:,ZD]R:5PS&&4845-V&XZ5GN+/EG,/RQQMFJLQ@S##+-=
MRS7F&%91114UN.U8_5Z3^<=@_C%-XFS58.WT7=5>Q3@@(O\H_7Q6].AQ=,4L
M?M5J-IJ(K<?7?R.F=GCG`NC-M86]Z^";E0/`#\*I[>VZ/F*2%O\4A"*>2#&7
M=BBD/Y(C\4$Z<CJ4H>BT+-%NMMH6`6)[GI@%L?1C%WZ<YS7$:7PX#H"'W"A*
M;-^1D7B0H80O1:&\LT-\[U@O-4O"61!)K$-V;,])/#L&NJOWP=<`$!]^CU9C
MSPC%4#IV`@_CB]X'TYGMST4HG8!6L(4O8X$#/X3MC_`[;BA<^)(3BX<@\49B
M8@/`0RE]^$+L7J=[:(@2>&CA2PD(^*5IX==AA[3-SFW?ZO=O13"+W<!7J_>;
M76O0:Z>?60!F-),.+N?-\6D[5@\O0"**&Y0_9>BX\,LL=!W\U9$2(",8\.^P
MF="^DTCD'[!Q]:UQ82>6QD,"(,%*?D!C4;P$M^?Z]+6,!(#F.!`C&<MPZOH:
M@,<JQALG8->3GI7/P#4@HQ!51'WQ8(<A4(]0W@<=V6G>*%:-"!P\"X!HP"I^
M^7LH[2@)YXCX=K-Y2Z0))9P&9V)'\+WA?(&KZ6O`=`]VM,0B(R``'!CD0GH)
M?4UCI@?`1U**W^&DBM8MP8'@I8`#&EQ_C/C`WRZ.A,8M_K=7271]9]NSUQ^U
MW/LBPV_(0U\"SW7FW^%%[SR0K'__[_]"*^-OZ=<_V6[X;]M+Y!_C3ZX/(A>D
M\F<_BL-D"B(Z4D^#_/01E*]R_,NS3V$P17%^W6S!/W%`/\,_G=:SOY\UVN'U
M^-:=[^?A^2'%AV<O"5Y$O2#<HV3,L"\*Z*=MTD-D%[["-9^$Y=M\.@P\6O.Z
M_%-E+YF_2D_>H[2R'2=(?-*Y=XD[0FT-<NC/Q`6YI=1240R!!G<\5-<2+!:0
M&JC(<?_WN/^(1)\;PW\S++@Y%D"M9E\E&*8RG@0CI1]MD([35%^&J%A(D,83
M4(%>\)#I,0V(9J%N_\VFQ5909L#QK@V3O[>CB3+S@#1OI\@@D?@`'#X&J2'>
MV?X/L&`^@?41`K"?$A^(^"WP1I;X`EP#/XC?@'1W8(Q$J+B^A`&8@!$>CV\R
MCCV)%++$6\<)42-^!J$$C\7B*YA8[CU:W<I2T5\@0+(O?;'G-+C-@(,DOD\4
M(SN@^>=X@FR-*GLV"X.?=$"TW9F?DLRF`W0@1T<3P!50-$9#:JX_A3\;Q];Z
M$Q?,87QKL]'NN7[]>?UM.@LPLXZ^V9XD!H2'R&#[+27.M\S<-8'_<O6CQ2\*
M3F"\>W>D#$@;6,D-1]<S.P3@2<S"-X9D7X*!_V<2H``O^@MPK!_(D<DF)#;$
MY_':;Z8^A)(3Z=>M!7WPY'+D]J%(#^E0%SA=`"'@4(3N3_HJG"[F_<IY_]<`
M?L\C'B<6I^AU^X&/+CI8'R-PW>$+*MRPS%0%\P,>FH$$'8.)&Q`_T6/BP07;
M(7)A=7#A<UD*WE5H.Z!+7'B#`S8)H4";''<8G8BU\S6?P4>),P'31`GY8#I%
M!]SVK,+[Z%#=`8,F'L@(_!LX=A["A[(?#&YD:$<YB<6_3#,%B6]`OK<]#QE?
M@P]2!YC-A:.<V!Z`^=%VE$;&/X.;'LN[`+U','^2$&,/"#X^3[X\/#UV?V(,
M!%Y^;X>N/EU:AX:DE\"SAQ>##BLJ)T2GA+46ELC"`$H7#Y4=F)J-D3.1H\1#
M6B2``PPB1!,Q!JLM$DF$WP"A&>+6%@!`6HUEJ&3#&IH!A7ZLD@O%'0%1M#@7
M&$9+06"/$#@O%S\YR\S0'I%@L\B?&(*!3Y(9PN#^B08PQ3ZT;G8"SX-'@*ZF
MVY.&@''8Q=59G:!61KI'J*<+D8[O%,!2IEC.([E(6'RP8*-%Q1,`'L]*S!-D
M@+;*-*/J:":=`174*7*/>I'K:[GA^Y(D@.)OVU>,CP^EX1X,6H+I2[SI!O2G
M%1B.')TQ5.-]^O#Y/7@,(SGUW3$\37A]&Z&[6."$12F!(@P\6EA=!]_H):%T
MI\,DC,@;42)1G_I,+&#L6)(L'B(Y28R-=*1./YP%ZNB=.L[L%WB#P`CNI7)?
M"T((]AN,<$FB_2R^N.@;NI'7?SR`5A&_NF.)`1/0H!A_6#S3BRY6?J;Q&3=[
M9M-QSB/H+CJC]T`!(CC\AN]TD:"Q4ED1J2EP:M6C%I[Z5=6'9*18;L@GL@JS
M[X.<!9$;1UF\H>!D85!!_(M(\A:,,ZD\`SB/7[-(N3&.V)(A!1R:7XX("HHD
MM!%[82-YR)^$QT@C0ZD*/Q!D+8ZR\("5FJ1D*&MSZGHH[3#5>6",.3\H%J$"
M>^#11?8]7:'EGRP_*=8\A>!,`U_.4X^M\/B2/%5A#S%3H1DE\4`&RJF*[*5R
M%1&C!#;H2;EB>J(KB`4V)-:5:ZC1@0MF=AR^J:!Z\V>!:&@K(EQ.&K\B*U2M
ME#ZC1#UN(9/%RDK%%RO#5-NKWCPS4=%JR&B#I$V-5-BCBX'ZE$+939BYIJ+9
MXN!=$(;!`_*K,7[I*I\.%X'<A3U%5:PYG&<WP&N"XQXIM$@S\#`VE7F-28'8
M.W0>3*=NK*Y]B"Z!^/@S!BJ(]T`MD&6DXF+X-]@2O\HX1NH`4?1?#>!W`OOM
M6B](7R];FZYB@">OA[9'!EDTD7B'LRZ*+28V)OZ(1:-.G05@3,IA^$^`^D[I
M$HH1IEA%I2,51IT<HY'&J)=C-/UK2#Y=%@51YPB^_0J.!&6`A!(S'C`10P?C
M*32"ZZ1JMY%J^%#"09)J_TM1DT>B]F1L!G[DCNC$:G]BBB<<@/(:JU2_L$.7
M![$ST:?B.%-[1-2S!6;+H&E`X,P"E\))`KX+U,B$;YC>:FJ3I9#<H.-LA=^'
M0:(N-]?1C)@Q*H(S"BAC!CC``^]06ZMS<-CEU$VF&*[.Q#A=FSJ48@165N+%
MZMZ,)#:R>QZ#`'F,R36PBTU'"C.L`!$3,"#)B`/&M@4&]#'D:"LO=_T&WFG/
M!P[:Q+V;`'>K&$6*'/G3C6*E&0"]0!"RO-".@S-0"(*5O7)=CM0ND3(CTG^2
MT9TZ%BH9C#"B(H<+GC?]!@X:"!,K"R%*.$?!U'7P/*D<%LRE6A,J3"4'GOL@
MV00R<45`\=,Q/!R$T2KA*3:<#/^CLK60ZWR;H%4<=1\`RX-MC[8KJ%,R]\EV
MMDD2I7`4$9QB((T7**D"XM!'#@/9D'N=RA$`)G/<"%-TQ/N)[>M[U>*=N>*V
MPB)`;EOE:\7:A<YVQ'[KHS(GCQCC`4G]JL"_5LQ24L4AW5#`(!<@D="*"[*5
M,G^(;$-,Z'+<F;K/4"=AB(:?S%,7%^.9-@:\U-\\T&JNI[Q,DCMI:E]!X6Q(
MQ_A68,D2;TRCF:MOU0^#("D^JW,+*0N3I&2D3P9FE\Q4#@"<%V!G=Z@O7-5)
MU*]+/5T\&Y1T0I'[&;J(4@N;D02)&M*5!U@(@%7[)UYAPFHS&P0="A`?/>N"
MXYM_KV!+:\^U`$,J-FR=I*!?!5@KYOUEEG?^7K`OIEED,E*V19[VAU=`[E\+
M=PR)KSZ$+]V!_-`T4)%'((TR418%=)J(Z9,-4F"-`B/[.KU5213I%_D!98<_
MS\*=:^1"GHA6*K-L.1T-548H)X`QD)B?"3?JBTMI;,9DI%66%!:JI+`%!`B%
M`9&G@:W8>\,3F_NK!NC3$)5SA@IHT(>$+A3'I-S4M0JJ;M!IR)8H&N*YSFE5
M-E8:*1^KV^'KX,''8'H(*]E.GF"-;W55Y@/=?_ID_M&"^:EVUL#3$']L_%LJ
MPY06#^6]]!,4,*DTL-21M8IG-A.9\J?.K2;C+TMD5U'`U)XII-^1"P/VD`X*
M(#Q@'/HJX`3?2Z8)R1*ECC;#?(6`O%S.F%-^$$I3#P,/KVOA<E`)AG"DY^EZ
MD%^>-9_1[]',=M+?%ZM8Z,YV%LG7(OWI#2CC43Q!^)LO5,6(VLM6Q^/I-D`[
MG;R2W7[HY]?"C>&USH:Q<-NN?_5<I?V#G@/.BRKMJW*X/N)`52"^_\NS]K,=
M^R,YF"81OA&EIE]M=9-1")B05`_%JVP+J,Y*8[CLO*L3E,N=E+)&D''//O],
ML\/2;(5D5!MC`NZ\:IK+':TGOU:;_<&+)[WZ:^76YXH`OY,Z^]L#^*]%IPA=
MG<)M:I9MFD722E,WM01>'%"<;H7<#9`<L_Q70W+S-"0[5OYVK/9M^0-X:,3L
M($^703H^BYQRVS<O*N*"F]OR39$,V3N3?*^Q2%9W<&,8R<UO[_IT+]=\<M"!
M]&\!>R5_^I"&8C$&FH:!Y_5P*;=IB\%3G+/^B%;[9O?VG(>;X+Q[>T3C.,Q(
M=JJ&=WKM/5TR9I1+8)3;_NY]-`_$)K5RX0VP)7Z7\?(E9W7^/-L-=;,;VE:S
M.3#0;#`ZS,IJ88F'.GOT5[[@:;N7RC!@;^Y[^\8AB:-%_W?@H6,>(AZSQ+1D
M6C(MSY.6-7=O#ZF7WN9M,S'_SZ6F(15$NH]Y2$SQG0X4E.Y8O<%M54`<93X9
M"\<G0L4@0K:X1&3ZF4:_IG7;+-_XW<QX+5_X/G[A2R4['+0U(%AR&+W:LCI;
MY.YPT)9C<*M0#:SVZ>]\F6'JPS!='*%@+,/4W$\^R36P?2`'VO@C:HKR.U&J
M6-MJ<:H8*X'=_,>6U>R=7`TPIYC/*7VK=[MG9LFE1Q^R6F*^WJU=I,VL:R2F
M)=.2:6D>+<_,;2W.A3V0NOH>Q-CC*F_`\D@S&=U\I4I?ULSQQ`=QQRJ=6'RH
MJJ<]$D^+I#3'E363P<SQ4BH?A'UU8_5O=L]&K6P4-K-,?5BF9S5O#)B>_I1W
MN\W0]'KW+GYJ_;R#8MEFB,M-%+^I@5Y?)?7C]>],[*!X:BH<H(-CI#HX:NR+
M#/T';-]83;-%U;=]33_!=)XO(-&W[]2\(S5Z!)N=1])3/9<7A]J-9.2$[DRW
M/%YNFZV>I9(][,AJJP45RJ*L6WH!!-N+@@R.M"FJGB:<X*AA]=Y9&(P21S>B
MC61XKV92WLG@#N3;Q'6PC:&=3B?!)O'"`1:$(X6=F_\A?9S5YLVMXJM5&\DP
M&VNL9X!I8-4L%!^?$B[Z#^[85?U:I9I7(K$!)>V?Q@S1\*<H2$+\Q8,CJ$:G
M4\O&=1WQ%78"/P<CGTV'/8)=-3)B:/L_"CBTTKZ_!:K0*!@%,\B32,WZP^;1
MKI]V)=<]9K'EN)ZZ8L?I*QO9+*6T(^2$QL@@-L`6]0N@B@6TKK+KZ<>9Y-*U
ME)1<%JU?<,K:%XE]1;]*Q[.C*&O9^W:$,@U?^2$]`8%O3)_:\Q"QL1*QRZ@W
M<4[Z>]75/9OL3.-&:4;?7-IAI'HL4W_E,-N-$A_`,B@UTL[/-$!#G]N"R`B7
M<9#.QE`]GM-92H5NMBB[)B!'<"(`]I?/A$W:/-<F^7"/[:N]>2XJ+'@KSB@@
ML8)#G=3P"11[(`Y0=N#P,VHL7^P7GDG^T\N!3-$NGH+A(CRY:-CVE"]+B=_E
M0ZY.OX2!'V"7_T+;:[-LL6T154/!D62"`VV8@JVS2)UZF&J???$61(E7&*GS
MZ>VW=VJXX*B8*W.'DT71^@!9@EP<Q7JX31#J27%JR'PZ-B+K+_^`LRAMM`AH
M"C%UU<9.V;;X'I)SJII)?\#!4%\7OG25RI7!F^\?OJ:_W+QYJ2=6+:Q4G'\%
M2U)T5%LBA5?2,&0W3J@]/?X&IEV43F;1CV4-]7%6%8[V+4P!H3DAF60:N>,Q
M35VF!A(11JLG`AMT`_FG<+9QC(:6?0ID7S[DB'R`)Y2$1?MVJ54V`3&4P-,T
M'.M_;#^QP[DH3D%",8J=]75S_E28%CKS;YB<`LA<1-[N]E7Y<[F[[;#E&L#2
MO]ESS=`+"+>G.(A,F;0T>8-F"HC?P)@'&YU<DN_!3(_W&<X%B&MX_SP=?F;/
M9IX6W<C7Z62.X@RF:>%5BD2I!Y`:_DHVX-]P`>PYCZ_(9^F@8@?FFGG:9PC"
MQ2>13=0J2TO#YV,]_P=6I#.VXC&MAU3W>B?LZ+DA.%HX8TTU4F>ID_OCK+E@
M/Z2<N,Z+V&8,C(&\ECI<*V,6B(_HA*=,!R;-_R0^V6"M)82KR3B>2\=1JG$$
M@;+Y<3ZS$B"/7?C@,L1#Z3B-#,$T@RR?U@/NE/-CD]&FQTF-4H93\\*DDY!\
M*IJ-:Y?98MC!.G;3IRN=W:DMUI3=8,WU?)9:OO2X1-CC,,`Y76J8VAGP%^GC
MHNAZA.&`Q)_D,"0\`9(Z>12D@&Y0ZB%.]0FSJ!+.=M"^Q8('@3)C<>[#HV3]
MIL>CJ>A'O+"J&I6CQI?I41LT=4./H%B1<3EPBV['(Z=@P6DHB!CQS^`!E'*8
M3\HI(&.41X1LGP:=@?="IR[`01X;IK7M@2T"0D.,*B"=L+$XU`<WHX=Y"<<-
MX8T8QG)HJ$X*I1OET:1<3EA"NK1J*G5M1ZZ<5P+B`>,V1?2ZQ:`.&C[J#4`R
MC'\5A__LSRW%D:&PICZPPG-!1+H`9+0H4E9EANMY:%YM-*!P_S:2,7LWF(?N
M$G,1"&JV2U10:?88C*-\]F2KIT1.0WRT0YQI-M+2&1&&5E0,>UV(O@%;R8AX
M74V3TX,9"_`#P93=1B"LL=UPR.^^&O-((1]#P#CLXG`ZO\E9K#@B]Y8^9\/#
MHH+Q6%3\>#2)218%3#H*2^`0:S>V%0^K^7_X]VS\7N;-J!G44YS2Y[D_<%)H
M#(*4N(QBK(OS0)7U.";/*Q6EB:_>X:'XIX>1R[()J'J$-ED3^6%)`<%O+(+B
M2_2>4->H/:I0$T`1/P3742QG!,-=$(SHM&*(QPU5Y!^<LG3(X4:[<]V)WM[8
M)!C.QN#\C%:D1\J]O8$!R>H<)Z$:8[?,A-K(.R@C8@X4X!_$^+4'+QLM3-BC
MN7K9/83B"92>G\?ZO86YDVI([3X+B>(BA##%'FK[2A<OJM%\NTOS=;4.?7)-
MXLGB:0"\XFH*L4N'(%6#J"+M,/4T"ZNFD97E4[JB$.V5HV/[?J(OTNA^R9TN
MKQZE<.H8##XU!@<2GE*1Y665F$O`+73B$I"Y5E0(7PI?*&?HJ1#&&?J2<+3_
M@$.GU8L^W>_2$9R`@V$:K0&L+7N7<:".E#;MR=A+AA'P]=*`-\48Q,53/PM%
M:\Y5MW;T-1P79XN[`.QF'[%[K6)^&!-TX+!$;NH'VDNBUM4!MNQV(0N_P)JX
M7#J>+HL+IMI)BR2P*0.ZK=T$)>DG/=.8`%@#I<+&1DA%`4H]/I>8?,V2=Z&4
MZC8T/?VK$$43FGP[+"+=4P=;QUE&*2]']C2U1/7@0?T*-=P7#\32&@WQ%B?G
M31%+^=3.@E.O!$4.`P82]-E*`XEX*8"#B5$>T)_3.U:_X,YDU[TH`(OB;BT^
M5LYV#D#JB\^*GGCJU:,BQZC<6DQ&BKL07P1,4-QG)C0<.YJ(,4X07(C#;7AC
MX*"326ZNGX;4E#2C&"]>KB-S:/G5$'1C(U*GX($VI4<BVW1CH^5:)#/@UCLC
MZ(!;8J*<3YR]6!"3J>;92U0^'>G=VX%H-1O-WC:BK.+4G"UEJ)JBN6Z>I9(Y
M>;Q(7W#036HPH\&^!8^48BY9M"%[R34P%+UV&(Q<68Y&^F*S#(T`C,)(WT(*
MQ5)61,;^1]9X^:WFMK>2*VEESD2.$D_^,0:H,.Z-F_MC_'LRQ8T&X5M_]$'B
MC'4??_OL?]2#2[_(\!O>.W_'.*&1=YY&'BP>8;JIQ/"L6G=D<Q`[W9,.0ORD
M_?;_(Q_B(QFHR\,13XVZG:J0SHPS3]K$(F/65M.T&;H\);<*XAV)4CP(UTBR
MU'?6[8&$/+V6?EX_07VW6IBE\>E6C@?YTY%`P9G4J9KY7_3E'8]:WY/+]<T[
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ME25>"O^+M47_!HR]?AS`_7GO^;:H&CP-R:XSKMM]J]TJ/^3ZT*@I7VMY\5RT
M@]@\.#NU!E:S>VOU6IU=Z/@8T<S!7BTX;FW!+8$D1C2$T"31MC^PNTJ_5J/7
M-9U3=Q*)9G'CB?BJ`@X96-U!OT("G%IPG1M?[*<$J]!X?>NFU[>:@_(=5)E+
M*M=EYBJN"EBLV>A6J:28N<Y#-?6LF\%.CAOSQ<6HID&_"UQRRUS"JNE`JJE3
M$Q%4J_PX+BODVPJF)=.2:<FT9%HR+9F63$NF)=.2:<FT9%HR+8^W5?.SX<K6
M$E;2X?NC'D`]%B/72VCR=22=)'1C5Y9/@"N1/7*X#NX;8"K5H=V`))P]X=SO
M4/9:Y0$M.^3H=(*8.9`Y\&18/#F[79!]L!;7ETGUIPZOD1+%(/'Q_['WKLUM
MXUC;[O>IFO^`<G579:I@A^=#W.FJQ-UYWE3U(6_B>7;MCS0%Q9RF2#5).=OS
MZS=`'2S;D@-2I`B(=TVF2Y9L$<!U$UQ86%@+JAF3:BR?F@T"VZ`8/%U&37VL
M\P2>+E!-BZ=+0'W?A&+P=%&(.N+$X,<_03\^6((E6(*E0AT$2[`$2_4Z")9@
M"9;J=1`LP5)9EMK'B76:/.T7$1S&)B(3/9FSXE&VM&8W@7(YAM1/+#1<-J&&
MN=343"($V?6Q<W(,_;5(OJ9XQC5H4;<IL%%"-34G0#T4IIB<CIYJ3:7T)&-1
M3#\/PXZ2L`4VM1KDR8)^,.,T2JP&P4`PS5*N03%X1&T_HOS0IIYK0#\*ZT>U
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MWUGDDXK>ER"K!,8#SV"`6;_,GB$CG%G[942WS+0Z+[%Z;'I/$VPOK>+ZG22;
M,/$X/3<N+#?)'AX$XG?XTW_U;M,&_CLK&/^M_[()^1KQAY2(!M@DCMDJK3;-
M^?A%J7R4P,M%B8ZY/E.N:EK06YDKFUJA_`VH;B&P39..+Y$ANQUTDU_?ID'8
MJC80D.N*W**.'RB&7/W0N^_'V3V<ZNSI^;LU>I*O?F%35A3\>5U%_Q])D^@F
M29/J7H\E91.7)3)L;6)7J!6T#YWJ+[M6^]`5Y12FI)RZT8YK';@D@U#&()30
M:Q_CU)-,M%K"*V!+B-+HB[[6\[`;=+,;+&H8OH)F@])N5CP6GFC(/B#V=<29
MD,8J&&YO'KK[!I?$T;S_+31TS)L(1V#!$BS!\C19:KZ\[?.Y](Y_B8A%C%(R
M%U&"?!7;B:?[F#>)*FNGGIS2-G4;U.\>V/^,R5'&5<RGD`:;B."G&C^#AH9\
M4+Z:_EIL^+Z\X1N5):O@M%7`6=+/<]6D=H/8'3AMX8/;E;#`&G[/%X+11S`.
MM0UYPT]'I^W8MH&CGA;0RM^BJCS\!@H5LZB)4#$\!-JM'TUJN(,_!J`4]97B
M43<\,+)D[-Z'S5EB;.]JYVE3:QL)+,$2+-5C>6++UNV</3T]KJ[SBJ]7HX=D
M,207V6)$EO*'=#$DJ?/%D%=I7G:;24/-U%&]+,>TR-A[>-)5Q9:R:@I,G55*
MYTG*7@74"]I'HW:6I@R2T4<R+C4"!3+;?6]UVR2A7;^)Q':EDVN5\&V=/^[#
M^T];7_5E<WI)W?1PBB3VTSVE6\,O/J`,<8,KM5NJ+<T-F:OLW%.1G\0W::%,
MY\4L;4T:U#R/U/*L4"=YU^0;VODV\Z&J:(&F;<HN^:9VDT:M@QNF^7IXM'-"
M"XV]G*/QL+M_&9(]RSFE_[+)\?M\XB/[(4J*L0VJU_>@/N2U4W)HCRW57<^9
M9BUI>_]C*)^UI,4-K^DH[K_-#Q_%UG?XJ5@RRR]=)JIN/E=N;!\)R_Z@_-7'
M7PKU^<26&J^KO)2/T1]P)312//\;I0OYQ#?@<VP^_Q,E60D^RO)Y)7RWK,%C
M8$S.GN[3L\NWM*OG#GATPZ.S!PV`=`.DLR<+@'0#I,M'R:FLZX;T4`^I,+WZ
MBL'$8*K95PPF!E/-OF(P,9AJ]A6#.?06B>SA!Q7-[2\O95A_<_P-Z";[1^V\
MA0_AC_U[39]%]0YQX<,[?`RDN^..>YTP]L1<'^V:1^HF&)X*0\ROF%]Q;ZK6
M33`$0S`<OIM@J`O#CO/==+ZN7IT;LXP?]P0>MAZ'S:O_R7E7LQG+JO-RGF=E
M+K+DUON4\R(IV5;E,VE<3ZH1']%<;'WE/894X[+D_H%7?K`=39.Z1NLZY$.8
MD*>#O7WGN^7?K@(Y^)\"?\W9'QG[`(;0%O'#;2)^)?$7VQ;D>9G\ERV_8JN)
MH>-;RS:*WWFP8YHQ&FZXH)!V"K$=ZC8XA*Q$Q\&Z-6O/D\^?HD3'P;H=:]-O
M9>,?W&O@/0K>5V8K,^[07A^O"KR*H02[W!R_YT7U-?K*SD7'V*2-6P-;7TV6
MKXY-7;M9<3OU>SMZJ!X-+?D938_>CARJ37U3/A&]'GT=.=)7MBUO57;2U:;I
M#+`YMF<Y8!G4L.53P&%W4SF`#C4/KB`*@(,!Y/@\!_ATQ?<JE'>2JKC*[C.:
MH*>E]55>S/,BJACO5C;!>KHG*ST,Y>N*Z='7T2,-3/DZ@WKT=>1(?7G#3X^.
MCISG*\O#0EI+.]"TJ1G(NY]AQZO&SZ).(&_P@)]B_"P?-Y^V\%Z%@?QC3\55
M])![U=UFU]J\^O7O15+=][]O?6"&S3UMD,MX=GPSL<]V/9B1+C4:[)IVD.ES
M.#L:XNE!/`WV9R$>B&<[8@/3#I33TO71OH)C=])1(*EIEV)14">'3"Y&HTV)
MG80&6!Y!*<=7BDEM#TJ!4KZK%,>0]QM!)J.5R:L&H>6]R.0D8C]>J)0NWX#K
MO(K2'3D;CV;KUZWNYRYZ7!J]$XM6/J5$SRW:7B0ZU/#D0Q%>E(U^:T6]]-/5
M;-R/D'QJN^T+6$-($-(ZVLV0#\*%C""CW5:B9[9W8G6IHO9NK%8FV5%THZ9D
M#GEZ^0'U&QR<VH-*@04H1',\T006]0[8W(5H1B@:$0]PL)4,R8Q),J],:@X_
MS9Q:K!;B#`>-,U0I%3`8@B$8@B$8@B$8@B$8@B$8@F$7E]0R.*39E;;*=]ZR
M=$*JG,RB2KQUW[1X)Q2MOJ+!$`S!$`S!$`S!$`S!$`S!$`Q562T/L*F\'(.N
M0R0VK[Y4(L-FE$U(FO,A(%\W=3N/EPE$K\A4!4]:N!XU&F071F`S`IMWZL@S
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MN@]MK7<?FEWF*B_F>2&R`MSDV>04MPW&OM8&0S`<*T/?D7^P`)YB\"P/\+2%
MASM/8WA*W'FJ[Q$<VO%?_UXDU?UIA^S`;@-#,!PGPP8^';!3C)TE7_$:[!1C
MA_M.7W8JW'=:.[\[.)/018[<8QTIV7/YSHZ,])P1Y_`F/<U6T\ADW$E)@21*
M4`O4`K5`+5`+U`*U0"U0"]2BBUKTV[7IK=C*KE=U0B@^^C,1=%4DZ3U)9O,H
M*=J="QE#]M4>"K`<</\UC$I%HMYC2J6K";MCS4`P$$PCP?@^!`/!-'DJ!?+[
M!A`,!'-I^=0T,,E`,PTTXYGJ3C+RR?]?2L#?=];YQZV7K`IP6*,VHKJ^97RP
MTS3_QKF09:+[><%*L:U)DFPJKB+23-=M*=C7J!``MQ:EY%M2W9+%0_JXM,X6
M1Z**_,)B-KMA!;%-2BS#--\<KX,=C#JR_B/K_UX?D1YIX)'U?U2XD?5?:=S(
M^O_"D"/K/[(MCX:*)MF600OWD+)4<`_I1`OWD(I4-+F'-#IZT&6&T!ZR^NN>
MD$H^ZJ/+/%0!#0/YPMU*Y-_2EO#`*<=,^6K;2G0:G)$V$KS!&[SQR!XI:L4>
MV?I%NC>[3`=U"W#8_T4].S0TK%;70[(&!?AY)MCIRBZD-FX]??$AQXV^["R'
M6H:\R0Y^BO$+%7CL:;11<.@8($%_'R)VJ!L$P^L8^%KB<P%/6W@6]7T;^'3%
MYUI8.&D+SZ<VW!;ZX@L#!1:^I^[X1F+^GHRVX:4+="U--J#3%AW8:<O.]L%.
M5W:6?+0"V"G&S@Z'9Z>UBQMI^,7ED:"T/24%<@M!+5`+U`*U0"U0"]0"M4`M
M4(LN:M%OCP9I^)5.2JI8&OZ`.KY\"!#RUQY3*HKFKW4;>-,A&`CFTK2H$4(S
MT$R322:0WSJ`8""82\>@KJ]N8G5H1D'-F-1LL+L\QES\RPX]20EOOI`1_J?7
MB_+\:Q3-WWR);]EDD;(_IP])TT2*M#^SC]D=*ZMZ!_):=.F:?_W[-(__^OF?
M_Q!R_>G#^T]O'G[I8[8YNO->G-QY_#<DYGWE/WQFT[=G'XI\9AFF=6Z8_%^5
MUZ_Y/]L\^[F_`:H'X]WS]/T6)=4M(U<Y7Q)G]ZO1<KS+L@;V@WT1D%F2IB([
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MW@3Q3>W"D/_(*\)M$K8D+/[VX:YHAGODR?\@MN\/N_/:?+VJ>`BEC2#WMT7#
M4'Y'&82'Z7(GJ&UJ-$A`@5RB/9WPD+7IKHL%_[U/!9NR0D3HK*KIW0]OC\L-
MWG<COP9_'!^[A4-:@8C:A"B[%Z7';<77M@-)(I"XX5:N8<BG=(%01BL4WU%5
M)AIY)`>..G\:?_[B[GEKVD</Q)$(,%'.F-"TC6.)[3H17#JT<2R2&MT9&;N1
M0Q-*06`IETQ@RCM&E0PL30>.'SSRQ7]ZW23H=!VHNHYUW8IHO4JCLDRF"9N\
MO[_B32^BN%I$Z3JF2(00J1G`V@2$:5P8KL3=L>>:_UF453*]1R1IF_76:O!.
MR#NQ"5#R!@Q0^K(YKDS>W45)6HMNFA?\]U(U(I8`ZBDH_DL34N5D.V!S<$S-
MW3@G-&6H$[[8,I+TJ#T]R:'\$"7RIP<PBA#D*0I2D8?`\DN3BG]AW'P]NVVF
M/SM;-/BC5L4H=YPZ4(N'.L<-``0WB((\U+E!%'EBCG79I%=?,9@83#7[BL$<
M>B&E1%!4RW'^A=U4J)?VPB5;'5,Y\)JH)`.&8`B&8*@80]4/^ZT"#ESOQYU^
MU2=YU4R[37S6+PM&OB75;9*1/&/DGD7ROF[=3[\.<[YYU?DF*>N5./&K+>:!
M#SGKRMO5E?<PM[7MRI\+4H(O[N>VH.4+^>J2LF!(#T='1DPTK5BQL6'(S:):
MVS73Y&[Y)OPAW=CPID.=!B<:L`93CY_G*5!9%_S:ILT)4)!<7WP.-1N<(5?:
M;CA6JJ-^C(4'PV#;7*A8!FNA>X]?D_4OIBPP!,..&5HA-0SY`C?@IQ@_VZ2!
MH8#9!W_#E@D!8Z'CI6FC-%R8HQ3#UR0Y%N`I!L^R:.#+^[;!3S5^+C4;E$E5
MVD`XNF-A?ZJ^PTR%W_.B^AI]9>>BC]U4-4>2Q_ZS@3HV=>WV%621#W1$4O%H
M>$`54$AE-%(1E^\D&](NG]S\X?$+%4*%4.%I.ZXLO_F=LDQV/,$9H3X<5VY(
M#>S*:PS0LZAM8W]$6X"N1PW/`3]=^7DF=4+Y=9329L+1W5?0K@KQ$4J<:@-#
M,`1#,`1#-6R!(5T&';C7?OU[D53WV+?2PK?G4@-;$1"*E%!,>6<5A#):H8QV
MMP`JA`J'5Z&6SJB7ZE$=OG_5@25ZBI7,U*IY9WH.-3QU2YB-6RM=3?&=B\:G
M3;)K0#3CG6`:[O9!*IA?FNXP*EE6L[_REM\KJOC3ZRZJ5:XK7XIJF5_B6S99
MI.S/Z;LT_2WG352SLN7UK:CDEZ;Y-RX'DI0D(N5BQO_JGN134O%/9]%_\J)F
M$_,>?\T+45U.?%9;K*GH&LD755E%F9#4FZUUASH54_6KDWD^C69)>O^FIP7-
MP]W=Z$(]<^1?GX@7KWZHN_2\JE*RF5":K6SKCGYC8KH4PYQ.7M@_:#0@,@\K
MB=*0.]JW/4)-"IPT:?XO+&:S&U80VZ1$S#J'.XJ>]**;`6W9E`%`#D'-5&&H
M6CETU)WHVNU\#S_%["]U,=`4\VZ6+[(.ZEH=?UX!T)W-_\0*\=71UPYJ8XWB
M8=%]#;-![C]P4?<V&N;I+1L/U,,3?M_<-V%Q7D15DO-F\G:Q(DTRMLNOL1Y+
M\5.](&E\7Z7IPU`N5\&OLCSC(\&'BTT(7[.0U>M_O6GVS.E:\2I927M"Z(YX
MU>,:A&`)EF"I5%?!4C>6'4>*',7C\-C`<"^<(QG24+=NZ@9+L`1+L%2H@R?'
M4BOGQFJ3V3-VEE9Z%&IZ;EKS9\;&\KVFC;O*9S-6Q$F44C)-LBA;OA1^C.AK
MD<2+M%H442I-\TDIKEY<O8WK<WW'9]Y.=:V*LGVG)2WO.CY`U`];56OK96A:
MS`+CT4W[P>E/0/Z/IZ2=XPMEH-FDDZG#HD8HGQ>TTTZ/E/5A,\!@M[OBAMJQ
M73U]662?69025E91Q<AJP%SC4D2.EE6QB,4N%R6I,-`F[(ZE^5R$K:Y^TPXN
M25[=LF+Y"_4&5;/US7#/756>)OT\8:TPH(XK7V)2X=&`*#JSVVWYB5BID8`7
MY,6KVIY-#?_0>J0`.3A(TY6_014WCX[FQQK<4IJM"E1LOU>P,A'73_A?O#+/
M';*\S+_(-"G*:O,G,):4>"X&IDNM0#[`7>'1@"BZ$H7MP%@ZQ6=L8+C4=0ZM
MT@60@X.T&ZQF%#>63MR7M,M"NLUGC+!E:L1E8/-K(L*HZU._<<$FB?QQ`CP'
M^_0D<0,^M.33^BL\&A!%9YXD`\;1*3Y3+=>CK@%/DO8@3?-DC*-Q>Y+B3<!4
M'215[[;A&:C",]`/0NH[\MF0%!X-B*(SKQ&VV$[R>>I[%@W"0XN;`>3@(.W3
M,8R&.FRVO\)[AR;2QXR;1VE:!QLM_4-53OAUDKMDLHC2@W;.CI<&8D^;I-(\
M*/!D.+"=;>=:DX9V^\S'^_*^J&)E0'U*JZ^!`:>T\I27F9*:ZF1=2,/@P!R'
M4,R8%'/HE*.XG7J"#KRM\7KQU9?%39W!&,X9%9PS%K5]EYH-;$N%QP.RZ&XS
M$[N9)^GKL:ACA=0T#JV)#I2#HVQTCRIN#YVTW^[?622V,9/_,MY"5I$)F[)"
MI*H43CP2YV4%UYT*RY:>'J74MMK7%(+_1"/'P##9>Q0?%)5F(B6GG4[F&"N0
MSST#P>@R%..84#1WJ.TIZ79PHG-9A]KU0SVP+LW(K1J"@T[?S^OU#9A'[/`6
M'N"G\ZCC^JWOXFV>"MB2:BI0\4%KU[SAGAP:#9\Z4YQB\UDW3D?;H';04YG4
MTU>-!L.AU(1S1&-U9T'==&>USN]<]\4RG4^\D\:%Y2;9?C-1-&Q58%>F*.[N
M`KJ_BP*T5YO:LW]._\BS566=^CO^?"@^6YU8C=WM@D+RE7;U*W;;\(O;;J8T
MN$R_BMAUB_1]R7136Y=T6U=W:4O)32T[UO3R3R7).KI-VK,]5'*5WNKF]E`W
M5[[5G7NY#JWO?KPJN?(M[:%&[J'#U,K%I.;LV&Z=??R)XN7BJ4>8*+JJOMG_
M[#!20%V6X3S!*;S[&JGR+>WNW@&1;HAT>[,,\#25W;#I_(G;:C9K6\RV;M@?
M3Y>.S8K0=BQ?=0R1/0ZBHUWSJ/86&((A&((A&!X]?O@(B_:])6:A:"@:#,$0
M#,$0#)6Q#H[D:^BN?*Q\TWHN'MN)9[55T<^V+NC-OFOKXK!MKUS?:LMP?->E
MEB]_I+KKKK>X?T^'>_O.=R>`]L5<E6!_9.R'/CNZ+-PJ?U73M:AGR<=C=]CA
M$3(^[*X^&';08;E618RBX[I,^K%^!BW4>L1GY%!/AFZ>AI9K4M>3SZ"O1V]'
M#M6TFB6(&:ZG6.7O.941&C0,Y%<I<-,H!M!L4(Y/:5/D2/Z9@:V2HQ5%Q3-,
M\AGF^2%UC&9%3M7O[<BA-BTW`<-$M>>:YWC4,P_-4`?#9#"`AQ>44,0P.6$?
MR3$*D.*9)>LA,;DAXC3+P:M^;T<.M4F]01@B*C['+-NFIB^_/H`AHAC`PTM^
M*F*(C-=#<G"Q3SRO9(,63)>&#:)6].CMR*':#7S$,$)4?(9YGD>#!L638(0H
M!M!NL%.JM!$RS"&;UBGZY=O8:6'-H^5RV-,&N9/GQY_E^VS7MA%#>:ND&]5!
M2HGAGOA03]?JZ:+0Y1"C<ZQD&`?!45`OATPT/G7#`ROR#F#-0"E'5TJ#%=AQ
M50+'U$MC]>*K5D4LX;20W0ZC1FC1P$3(L);=W+LAUK2H))Q1JODR^)WI^33P
MX8[2%F$'92,5L3U.UA_5=<%(.!6&="IT5`!RA'X%I1?-0V394'I`X$7HTXO0
M6XG'4Q:*TL-P^A.(U@ZF)F4=NW<P+8LZ/BM#<S2SK^YM/Q/U\W*)1\SUTW.+
M'ONP'&HV".I^H<Z8#CZ??A2DV*#TT)P'R:C1GMZ&9S#+<-?MK=1<<]@TXX74
M=-L70GJQ9-Y1C9&CJT7YH5#!1.Q[4`XHJ-AG5;BGA1-;%T/<75OQ*BJ*>_Z[
MRUHK_.>MK[I6MIABO&HUB>IFKZLH/C91!;"H(L]*M=5IF9*RXK_(_VX59W?+
M?_,;_V.R3(,P3<2G6?VM$W$Z8'F%I"#S11'?1B4C44EN6%W/<3:/$G%9<2Z@
MNLWY9YNO6Y9T3*.RE/Q*;FFOOX^*GY=E(\N]I1YW#;1I7!BNQ$R^9Z3_LRCY
M`-Q+5?K<TRH4H%SQ2/CJ*8F;/UA7#.H+[JS7J)+30XG21!_7=Z%HU$U!7F]:
M^FEU>SW^J)[AM@_X//N[]=3X_)/_C=*%&A60`/\1_&>DR&[X]6??5\"_,_ZU
MNQ15)%F<S/G#[-E'[Z,TRF*(0R%Q_/'P2&T[.3S7%28''?FWF!_.]TT+.[X+
MTX)&LEAZMI\_]5=K"-@*I\Q]QX2^@_LXS`2-=L=:^9,EJFAN+[>N4#.S^V"_
M`Z^)@$TP!$,P!$,P5*%S8`B&2C%4_1C#:B/'.:F2=,>X,;0O3]4@;:$299JT
MQ=N^R]V4(7,"@%:\RYV`=JGCR.=$5Z+?0-UR[J:&(7_V78E^`W7;N]HU44-2
M]2YW=%>;KEJH-=J!&#@S\;$J2F+-O\?*I:[O#K_<![ZV:4/<4/X(//`IAL]Q
MJ6V"G[;\`HMZ/NII:<O/$1G`Y1>$X*<8O\"EEB^?O$%I>W]D)=%Z*M"*.V7/
M&AEFHK[P3!H:2`RH+S[;I48`,U%?@)Y)'=3-U1@@OP.#!EF^`%`U@)Y-;5-^
M0UYI2W\<GOWCU$'&#;/OAAG^7@&[EEO78*<M.U%OW`,_;?E9#G5L%*;6EI^X
M_U#34U]^XOX+Y(-YE+;S1^;1[Z"@..Z*?6$>MH=M2FWQ.=0T$62E+3[?I(Z!
M[3-M^84.=;%_IB\_WZ:^+Y_N'?P4XQ<&U&MP%D-IFUZ9JAD]5DG[F'%[/TWK
M`/Q5-N&<\*LD=\ED$:7R(3FH9G2D)CTK=>":\FU2I99/@[X/5TL/:CGHGCZ9
M"GIC5$L3(TR5204R.;I,`DL^3@,R&:U,,)M`)EK/)CIM$6U*H+Q4A*CSA>36
MT$F^VN0R;L4;5='ZKHKFT,"2W\E0O@S822FEJ]F[8\D$-&BP^07)0#*7EN]3
MI\&Y7(@&HKFT?8,&'LIU0C1-9IK`:I2!`Z*!:/A,$U+/E]_0'%?AU]9E-G?]
MI[=6RC2HWXL?6O;5?%SV]5'1UJVBJYMBK*NO0Q%6%&$5%T015JE0"!1A!7Q9
M^..HK@9QU"WMH`@K)H=Q\9<IPHII06]9-"C&B9K,I\9=KOCN.,P$C8*MEU^*
M(JS:'2PX\)JJQ36#(1B"(1B"(1B"(1@.SE#U"%<486UY8VA?A+5!-A0EZIQI
MB[=]ESOA;)L`K7J7.P$=4L>0/P^D1+^!NF6*/I/Z-@KNJM[EKFYK7SXD5XE^
M`W7+V]JBABM_T`-E6+^SACMJ/D>481UVU6_3P$.&0&WQ!=0U@$];?!Z?VI'T
M6U]^INDV.B\(@(H!]+GM&*)J@K;\3,NFH0H5)E7?L1C8S$<AUN%O%6JAXKN^
M^"SJV3`TM,5GNC[U3>0"UQ=@$%*GP>X!`*H&T`UH:`&@O@!#OECS%?!VP;M_
MB-F/4JS'6QPK4/L`\%K68FV0YP7P%(-GV7RQ#;^^OOQ":CE8;>O+SZ:V+9^^
M&?Q4XQ?20(6E&KSZC<U[%&/MT07L!@HL?X&O;3'6,%!@3@.^EA'%-G4:E(0`
M/\7XF99+'=<`0%T!AAXU3%1CU9:?:1MJ[*!I[;]'.=;&-\L8JU>USRR/$F>C
M$8G\7`R1C%8D)K4;>!T@E!$+Q0U061-"D9I1VM?8@E!&)!176:'HM#6$(JS'
MNR5/N0BK3P,/)<O45$I7\W?'DC%]:MBHC0C---",[=K4]N5W:B`:B.;2\2T:
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M4C>4/UNJ7Z2;)D^"0YTU\FX$/#I>=,HTC`!16OLJV_-8BO9HP(OPY>-E_!VQ
M`8]5Z=%$;1O4#(Z7V4Y_FQY+415D:QI\+CY>]8.3FHNQ*AWKJM2CCJ?J&7']
MG@2=A&P>ND(]^"C&2468JG6\RO+]1M7DQAU8FAXS@F_OQ9_%LC:*1=T=S[KY
MXX_J1['NPX!HQ1U/@,Z>V)NA/_:MUK^89.(SZ[:08S7FR4`<NQD[,)SB-3>3
M'EG/>N2W39WO^<,CJ/>EPO=NT][B>6,F8NN[GB6N^&\745PM."/1KIN"O-XT
M]L']^^RCS]QP3.[J![SRXZYFJU14PP<1/_E[5/S%JF?$R?^*N,KG2G@W$?DC
MZBR`6WF^G_W:_U/PQ13Y)?^6/?_L%3>#HMH'4)L%SS[_)9E.N=F4Q0W".J$V
M6;4=;ZY9+TZW`2]/=:D_@'JYZ=8A\%T<47@?I9$X,(;3!T<_?1!0(V@UQ@-X
MX74GW+[+G:"VJ&W)^W:4Z#=0MZS=1GT7)XJ4/U&$S=5N@K4"ZKBH;*TM/\N@
M@8%BD]KR,WWJ.0K4A=)H]71PG/!ME'UEZV?-.G"2%+7/C$T@[(ZB=JAG'2\(
M&">*NXH1/&+=:4#K[%ZSPN,=`Q];7.<Z0AD!RKWK.*3!@`'*X-:26TAMXWC5
M%8&MP\!J7^_GAI9KCO3Q00'(N1LY^]2UACNR!6QML[Y0<T#C%=C:+A0;;8FI
M^.S0+C_$G]4M*Z2''(=NCG[HIHDK'J6Q1BL3RT*%5\CDNS)1MR+CB%9N+\37
M(6%,1WN@`;5-!4K+@U\[?B%U&U0)`S[%\`74/V)VA9.(<MO4Y$3D@7IZ?F6[
MQPNH@3NI&VB.`C,0V+6]X9#J^$A/$(0B'&\SR;.'2T4/;*UW)9P``6S:87.H
MZ>C]#-%JZ8$`A)X6'L-I&-!:E^I`P*%NT$Q?`7^C[BL/!"2<_A;B*Y.:#4XS
M][*+>*RL,!!(.X&XWL#%2R`0A07BF*J&-&FY:NLD,>\+,0E($;Q]0ZF5(CB@
M@2F_,W7L!,'C5DI74V_'DA%E).4/44,RD,RE0P-+W5EFV#3DJW>2;,+$MQH7
MEIMDNQI\M-SDS5KT-&&Y3++Q1VG*%S/>EOL_IW_DV9P54]Y\#O]=6;)*T13E
MCQI*HKJE)"H8F;!IDK$)?XM+N\Y/NHC2&E9=/H&2@I55L8BKQ::D`EU55IA'
M955[PD.#Y`69Y>+KHGO^O=F$]R1)4U)_G[AB(E)M\F^BXBI;+5E^TRU+)V(?
MEI11RFC]]P^[LG5CMG9F+\C>SI0UE^2_R_Y,\S3-OY5OFBC1-"X,5V+.V#/>
M&_NT_?V!I/$K'C<Y%T7C"7Q%X&P]478"N?Z?Y3^=T9]>ZV8'X9O-C/UB\OAN
M=/>X)>^^?/GUFOS??[_[[>/U_TM^>7?]CCPTZ95X6:=QET@SW]#=+D]NQTI7
MWF212"9]B)+DT@/7S=U>/=;#_RBE]$'+R2W7C&PW5#^:HD02\.\B.]#;.YAS
M1M6=<S7"!1MJK]6NVD`]Q5!V.90:[4JV>LA-6)P7D4@-^X;P)K,BY<N`_48%
M-[G/UW75LAWF-S;DA]([PKC!4-N]G=4B-7A:P>&E=?3#JD$,U1OB7CC-#:X_
M-KZ.I0M"&M6SK/`=6.6-4\,?LJQIL:FSE1;^D"MON>-M:MCR)U6Z[CF*`32D
M?O"<Z-O4;5!%5Y=J`$.&G?4U,WY^YN_=KGBU=NCVY!$Z^)89:G[H9EZT'!HX
M\E%$PW86]M^>H%J3^D?,V*VM[2<?3-O75/=NO3NU/<UYUJ78T*HWLM8[7&KZ
MOP\*93O^K-%GNQZFT/6SRNS$[WW\44)HYM%#,[N2C-(S^2F:JEL#)OGJ.J_X
MBC_;Z\QLY@N`;=O@+G-]&@3R^Z"P;56T;0.76H$"*<:TM&U[]&6^'%&%":V7
MQ;I)0QN+=;TGM!:VG]*3FG('8?N:]#YTD;4'"_7A%NJ6QTV)]@'V6*2/:Y%N
M^]2P3CF/\^"NUNTC*P\3MM_5A/V]I7>K.*+V$WC=V^,=CSK:7GW/+7JX(4W#
MHZ9Q\`DI5:9PG*P[VLDZT[*H;<BG>!KZ;)UN=GA?,S@6G_TL/I6(%`1#_1FJ
M;H8>(U#]"D'J8Y(\&.K/\,3LK=YBU,DKLVGB2[VV<N17N9V%H3MAT^I3V,%1
M:R9S3.J<2AK3D]F21A#Y</O2IDL=3]XOAUE-Q5G-Y*:,*1]<H/2L-IH]:<23
M#^ZJ1CPYMJJ'WJH>13SYR9BJ;8/($4!^9+O6"6CHRL<>PZY5T:YU7>HUR,2K
M]!0X&KL6L9::&[&.3ZT#\E_#@!V7`2M.^31PJ<)X;3Q='R76$G&6IQ!G&7K4
M<N3-7H19MN0T_!3>=9BE8]#0.[B0C=(3N4+;_@BS5'7-J5*L"QCJS_"4+-"^
M?:4O)N&`5:JM56H9%K4/J(@*LW2L9JGEV=3R#U;.T6;W)I6UNJSB\KA]1RY?
MM!)"E<]W%SQY9?Z+O-M1-;,NW;1^MV[IZA/^W^J6U=6PBBBN1$SKS:KZ9CZM
M/\J>1KNNW1<W]^3#+Q^O^+ME2<I;4><I^EHP-N.&=TF^127YP7,N'#)+TC3)
ML[H)/WCAA;%^AZXJ2)5S%E?)'4OO+YJ,Z4#%R:1+C&T7)ON8B5^L3TM\9FE4
ML<EU_D)-,U6JDUUS_LMJ7<(66%;`FG-@->'DH4\KD'7'2)77NKG*>?^R^]5(
M.MXE_XM5CY=":@0;];^:6;;',V"[+?\SU`Q^A,NFJ[I>KQ0K["5524O*INJA
M\-?WU+4]VNN"5+OOB64D8"D>:Z]%`BXQ1XEV/RHP=<^B@C`^/4R>?_;HH;K]
MZ;'KB!T`K,<=O:/*:!?V;B>BEDIY223'JEP&?1Q='\_D05KHHY-`@-[UH='V
MP"%>C.U']\='=BN)*L(M_R2?"+[P(Y^<'QD,P1`,AV>H^G[.NA#3WB)I?6_B
M;!5_E*:%.FD=[+(TS)F..FFZUTEKF%]=B8Z#=3O6H4<-0SZC*6KB-0]R."Q6
M7/+55<,G(XY##'X<HME),AR'&/=QB(9GUHY['`)*44@IOD4#Z\"<]DH_W+4+
M6WP:D6VSV=8)F:0[ARMB$0>+1129R(,&E7@0BXA8Q*TC,O[!AZL4>+A#-,<3
MC1?PI_S!TXW2S_DA%_'8F<'.#!B"(1@JPU#UI6-7`3CO>'>BKXQ$,][R2@1>
M/5DABC"LY1(1*C\YE8,A&(+A\`Q'NX#I,1SGR#$X1W8U=N-'#%QJABCHK?=$
M%H2-ZL3B0:0>/[]!7@&E'T*#[Y8A_F6`.!/UXU]<A_K^@;6T5=DM0U1#[U$-
M(F%'T+Y<+^)?1J.4T*7VH1.+TD]TE8);NPJ%:>#TW"[B58D(FJ,]]!$D<VB0
MC!W2\/"T2ZH\]A'O<+QX!]>B]@&9)Q`D,T;1"&>:Y2@K&BV7]W!-88\$#,$0
M#)5AJ-&BLK,@&9&GL<[<*1:&8HE8I^9D)=G*S-CAR0K<!NK?!F`(AF`X/,-Q
M+6L0+S-HO(Q+C08[]0B747'R<FE@R'MI\.Q1#)]//5.!8">-5D&(FT'<3-L'
MGDU=X\`X"%7VSQ`,T7_:&&H:!R894F#/#$+I72BF24T766,.?YXO.]Y;G$P+
MO^<YPF3T"I,)J.NU3_6%()G1QCL8-#R@L`)B9,:HF8#Z'O+(*.=6AFOJU+9%
MP!`,P7!XAJHO)CLQW-_M.T?Q+:EN^94WR\5HLZ!$>,QIZQX,P1`,AV<XVB4-
M(F4&C90Q+6HX\CN'")51<2*S7>I;"F0F`;]V_!R+!KX"L4ZJ+X(0(8,(F=81
M,B*%&BHK(?)!3BZ.37VC_<ERQ,B,1RDA#</VV2O4CY%1*?RUUR)+_7A!$3(S
M6,B,XU/+:1^^AIB9L<8_^"%U&J1J1<P,-',9\D6\=_!D<S1+X'45\7X_O+5^
M?_[<9?,ZRXL9?UQ^;UQF4?$UX>TV=G6C?B?))DQ\JW%AN4FVJ\%S\=Y/KS^\
M__3F8S85UZV2//N\?")?YQ]73^S?Q`/[6O3@FG_O^S2/__KYG_\0\OQ)_.F7
M^)9-%BG[<_I'GD5Q7"RB=,>?D)CWD?_PF4W?GGTH\IEEF-:Y8?)_55Z_YO]L
M\^SG_@9F:8W<BLA=86UP19`:#)D7K.1C59**?WB5\WYG]ZNQ<KS+LN:5;3JW
M3F90BLW=7UC,9C>L(+9)B>C&Q</0'@/V7JZ/+[[L9\S2='4OO#TSSNJ?RWD4
MKW]^?`=SDS2-YB5[0]:O+LFZ_+AA-"_W+F\7][BKGW!;-(D/F!%?_4"2C`LE
M7Y11-BG_I=QRD</B3+.W9]:9C/D?<^&S@J]%NEJ[U2UMLX74VP`!R[JE35VI
M0-([DNM&)T/Z!**I_Z*-Y<:?\3-6Q$F44C)-LBA;ON03.HF^%DF\2*M%$:5O
ML.=V<L$?8`B&8#@\0]7WOU<K'5\L=`X8A*=.<7/E%']X`I%SLLA*%B^:&&;K
M=5CS5=@!DM^ZZ*&RD'=@KSG\N,,7U#AVQ_#;C/``M[KN?-MWN1/0IBM_"%.)
M7@-TRV@N5ZT[>AQK**F'6M-'&DRWEZYI4;M!44I8WHKA4R`[&]"UO?,<0X%X
M;]772ST\3KXLGR#DYIXDV1W+JKRX7_KHXE@<KA0I=V*6W-6;JQ![%V(WY<TI
M3%2*L7/ECQ:!G6+L?/EH>:6?,.JO7:#?4_<L@R$8@N'P#$]XQ5)?YC.+4L+*
M*JK8=D7<.,_*JEC$(I:2DE2L5R;LCJ7Y?,:7,*O?M(-+DE>WK%C^0AU1B%N@
MDUO`H[:KP/E>X&NY`C6I!T^GQOP":KCRASF5?OI@-3-.#:MD18$A&(+A\`Q'
MNIHI6)F(<V3+4.FHF-7K%?'_V2*MDO-I-$O2>^B]$[V'U+/@Q-<6GVE0WU3`
M]`6_ECO]!K6=$]GJQ])EG!I6R60"0S`$P^$9CG3I<IO/&&%_+Y+JGJ1)QNI\
M#7'!)DD%D7=C\/+U"NQ=;?$Y#5+H`)YB\"QJ!`H$:V*M`@F?@HT$AF`(AL,S
M'--:Y9S$FP.3D')'.RA!`*-66WRF\,!C1:DM/\N@EH55"58E&FM8)6L(#,$0
M#(=GJ-^JI(-$H5=Y5B[X\D1Z^%$0YTA->DB$;]&@P0X,*B>-5B@>5`*5R$PG
M@?S9.937:OTX7E4@>9SWQKBPD^R`\=J\.BRG^"G6L>FA8-8!MYEM4\-N?Y^A
MY-$(2QYQS3@'E#Z$9D:H&<^CKJ5/F2Q]5M7+Y[5[X1RE'@K\1+KXB<`0#,%P
M>(;#%F`\VS3C:26^8UV\YR*')HH<OF19R-DRO9@LRR]%D<,GDPN*'(X("XH<
M*H<$10X'B`Q"D</1VK]@"(9@.#Q#U3V<*'+XTD4/E<4P10Z=!MDWE2@$IRW?
M]EWN!/0ZU8'9:L3!6S?>JMW8XUA*H=;A`*D-S%"^?BL,<,7PV2[2MVL+SZ*N
MHP`^U1=./3Q04.WPZ&)W`P6D#GAMSXKCH+BV\#P5#+QQ+&`@X%/W,H,A&(+A
M\`Q/>-%27P8%#Y6\!2R+^CYL87WYF91;D."G*S_'IB'JMV,YH[.&53*CP!`,
MP7!XAB-=SJ#BX3%M7Y<ZM@*N8/!K7:W=<,%/6WZV1YU``7Y8NT##IV`S@2$8
M@N'P#$>Z=D')P]X-)FIZ"I2(!KZV%2L-#S%_VN+CQKT5#H\/JQ5(^!2L)#`$
M0S`<GN&85BLH>MB]4>M1R["'ES'XM>/G4\=5P*H%OI9[F#;U&I174?HI@E7)
M.#6LDC4$AF`(AL,SU&]5@J*'(ZE2YOOR,2LH9S=>H=CM"R9!)J.1B4T-0U6A
MJ+BHDW[^HLKA]V1\RE4.?9NZGORY.%2L.Z94NIJ'.]:,8U*GP5EF:`::N31-
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M,%'GJ7>`GG$>A$3P>D9J"1"\E.+U\,Q_?FO]UBA%$V#U#NMJ413\BX<?'"!9
MM[1V09'-G?)XPOO</%TS*M\]@)NP."\BD53N#>%-8(4XT'3X,FVK:">RT)WH
MSC48@B$8@B$8@B$8ZAC)U31H"Y6.1RIM,`1#,`1#,`1#,-3*R[?:&'9W%Q]_
M5B2OO5&(XN,R%^VD1G$H'T>K1&%F;?&V[W(GG$WY\Q=*=!J<6Z8[,WR`5KS+
MW8!VJ>7+QU`JT7&P;LW:"^0#\X_1<?T\E-W:ITVM4RS(7K1.J&$ID-0<^-H6
MM`,\?>%1.T2&56WQF:9!#1_5"#4&:%/?1#JJ@:V[+TN#CMS<DR2[8UF5%_?+
M#>DXYCVL2E(T#P^%\E^ZIJN`Z,&N96)OH-,5G2GO(00[Q=B)TM,-4BF!GWK\
M;$>!S+_ZN>\@7(1,@"$8@B$8@B$8@N%I..Z:769/&<4XS\JJ6,3B\#$E=?WW
M";MC:3ZOTP`M?],.+DE>W;)B^0LX2]RA-RC$FE1;>):GP((4\-K!\ZCMPA>K
M+3[+-!OE,@9`Y0`&U#04B)^`1P_*U78%`X9@"(9@"(9@"(;PZ%V2@I6)R(&]
M3!$3%3/ALUMFB)DMTBHYGT:S)+V']CO1?D@]'TX@;?%9U'6!3UM\_.ZS4$Y:
M6WQ^Z%,W@!-66X"!&5+'5N`.A`\/RM5VS0*&8`B&8`B&8`B&\.%=DMM\Q@C[
M>Y%4]T34`JFK[,4%FR3R-7&@]Q<]![Y\5B!,5HK!LY$U15]X)O4L'%_7%U_H
MT]`#0&T!6H9!@T"!"10^.RA7VS4*&((A&((A&((A&([69W=.XDUN8ZBZ$U4[
MU+;@F],6GTE-&Z?RM,47TB!P@4]7?)YI41=)J34&:/DT=."=4Q$NE*O+:@0,
MP1`,P1`,P1`,-??.K0M4+)O&+SAO/#!7>58N9JR0)M'!-0_1^TU>3%BQN?K[
ME-,0;2!EGB:3!BUY7L>NK39[:E)]:RW]?@V"2G;B&6"2@$R.+A/+E#]N!IF,
M5R8T:!!E"*&,5BBN1:T&6>B@E/$JQ:6^*;^U=5REZ.>N?3H^UH4[KYZ6HS,N
M["0[8)`VKZ[S*DIYXS+>63XB#>H/[VGGP/=:W0HRR1<W:1-D>VZW'PZ[RSII
MS,.-9OK4:)`6>P\@!2;E4Y1*5S-SQYIQJ-_@4!`D`\E<VC8U;/GD,]`,-,.7
ME8;MT]"7#Y&!;/09B@[2R1FA18,#7%1]C\G8=P+^G46SG'?TOXQ?E_&9@4U9
M(:I7BZ(V),[+2KZRS<!K<*5=$4-LGRD](-`%=`%=0!?0!72AAR[&Z.,WJ6VU
M=PG`Q2_EXC_<F]_?JV?[!`VK76*1W?LBNY^FP`FCR%!`']`']`%]0!]:ZF-T
MT0K"Y^]0TY$O(P.?OTH'/7"*19=3+&`(AF`(AF`(AF`X6H?PE9Z.V=$MC#SJ
M>@BO5%,IBH97VM0Q?4@&DFD4Q>V$[4]E03,CU(QP8@5.^^/!$,T811-8U#;5
M-6C@Y<6J]A16M6`(AF`(AF`(AF`X6B_O<<-^VP8*PP>MM@_:LJGGJKMF&[=4
M%%WH!]2TX82&9)IL=7G4M9`3`III%#=J^1X-L-\%V323C<UEX[CJRN;I@N5U
M%?&N/[RU?G_^?"WZVC0N#%=B;&91\37A#3<>]^,_B[)*IO>K-Y-LPL0W&Q>6
MFV2[&CV7:U66%S-N[+=LU$91U[>,7.6S>93=D]M(\'ITT#`OR#HWH6A,O;0@
MU6U4D6_\3;ZJ*KF,%HQ\+5A4L4)\E)'0()/HOB11-B%1'!<+3IHD&?^<\5_G
M?_L+B]GLAO^Z;5)B&:9UL;/GN_[3_VA,\S3-OXDFUQHA<]YJCDQTA_^+TOLR
M*>NVY%/>73$&]S/^.1'%%Q<E6;V[&M,56\>[+)?K,A+5O_)T!,S=(Z"L(I=#
M$[,T7=W);\^,L_KG<A[%ZY\?3T%\W9]&\Y*](>M7E^1;,JEN1:^,'UNY`N2<
M#[WX&)9?FO`5=Q(WGSQ7#.H+OOJ!WQU<-?FBY+=,^:_6LVA?A_$Y+XXU>WMF
MG<EX7&(F[O5+TMG)^&50A7'NAG6+;@KR>M/,7\1,\XG/0\\^(;\LV/!#"8#K
MEGK&>1"2FM<S5@(@>*G%ZX\\JY_>_+GZC-=O!_D8`:MS6%>+HN!?//S@`,FZ
MI4MO?'VG/+^!/G,#,+FK%R&##UY'&SK'#-29L#@OHBK)>8MX$UB1)AD[?/WX
M1^L<*]B[U&7O$@S!$`S!$`S!$`QUC.5I>C1S-F-%G$0I)=,DB[+ER]HY_;5(
MXD5:+8HH?0-IGYRTP1`,P1`,P1`,P5`K+]]J8]@5^\('C,?3VHTFFSTQ"LDY
M660EBQ=-ZB^NMZV;;UH?H/ZMBQZJ$/F`Z-5%_1]WQ/XTW@"4CP_JL*\M;D#=
M\;;O<B><W0:Y#Y3H-4"W`^VX\OD*E.@U0+<#;?O4\^0+DBO1<;!NR3J@OJ\6
MZQ-V44H9J$W-4ZS(7C9#Y9]:6$XK!L\RY!<1@*<:/&J&\@71@4\Q?*814"_`
MY*DO0-.DOBN_.%?:H%,_+]@^V^[+TIPC-_<DR>Y85N7%_?JP%.]A59*B>70H
ME/_BD\>!V:`MO-4U75.!+10P;.D3#N1="H"G&#S+H&$H7TL*_%3C9]+`4N#^
M.V$_'H1[ZL$38`B&8`B&8`B&8#@6'UY]F<\L2@D3"7X863LCC$L2YUE9%8M8
M'$.F)!4>O`F[8VD^KQ,"+7_3#BY)7MVR8OD+.%7<H3N;:P;;21KC<TP%]B*`
MKZ53P:(^(BETYF=2&P`U!NAX-##D,_PJ;0G"K3<BY:JTC`%#,`1#,`1#,`1#
MN/4N2<'*1*3$7F:,B8J9<-PM$\;,%FF5G$^C69+>0_N=:#]4(R(5^%H>`>4W
M>`A\NN*S7.K8\*%KR\]W/6J9"OB``+`EP-"EGJL`0#CQH%QM%RU@"(9@"(9@
M"(9@""?>);G-9XRPOQ=)=4]$;9"ZZEY<L$DB7R,'>G\Y?,NTO.&E#GPM/3\-
MZHD#GF+P;&IZ<)IKB\\R+!J:"+W3&*!/'5N!IQ^\=E"NMJL4,`1#,`1#,`1#
M,!RMU^Z<Q)MDQU!U-^L3ZEF(ZM$6GTD-0X'%)?"UQ.=1RT"Z-&WYN9Y/;=<!
M0&T!!CXU`P7N0+CGH%QMER-@"(9@"(9@"(9@J+E[;EV)8MDT?L%YXX&YRK-R
M,6.%-(D.KGF(WF_R8L**S=7?IYR&:`,I\S29-&C)\\IV;;794Y/J6ZMND^?*
M1W7MQ#/`)`&9'%TF5B#O7H1,QBL3ZOORVP@0RFB%XCK4M^3];5#*>)42-`J<
M/*Y2E''72IOQUH4[KY[6F3,N["0[8%`VKZ[S*DHYFHQWCH]`@PK$>]HY\+U5
MMX),\L5-V@31GMOKA\/NJDX:\W!CF1ZU&Q17W0-(@4GX%*72U4S<L69\&H;M
MUXN0S!@E8U/7:__\AF9&J!F3AEY(0U,^3QADH\]0=!"L:'@^#1JDHC_VF(S=
M\__O+)KEO*/_9?RZC,\,;,H*4<%:5+,A<5Y6\B5M!EYS*^UZ&&*[3.D!@2Z@
M"^@"NH`NH`L]=#%&G[Y)K4#5;4)E7/JM[?5#5YQ'>/5LGZ!AF4LLLGM?9/?3
M%#AA%!D*Z`/Z@#Z@#^A#2WV,+EI!^/Q#:KKP^>,4IW*=.ZE3*V`(AF`(AF`(
MAF`X6H?PE9Z.V=$MC#SJFO*9W;&$1GCEI4WM((!D(!EYR3@F=12.MX1F%-2,
M;80T\-H?\H1HQB@:SZ26+9]*$5Y>E19^6-7JLJH%0S`$0S`$0S`$P]%Z>8\;
M]MLV4!@^:+5]T)9%0P-.:#6EHNA"WS2I';C0##331#,N-6QL74`TC2)'+3^D
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M*KE+JON:9)(MWUMWF?]IL4RGDM:]KG]^=J*R?E?\W3V+"L(XJ`GYA<5L=L,*
M8IN4B/Y>/#!24SF/6[4<J9BEZ>J.>WMFG-4_E_,H7O_\>*K@*_0TFI?L#5F_
MNB3?DDEU*WIE_-AJT2[G)NC%&[#\TH2OC9.X^22W8E!?\-4/I%96OBBC;%+^
MJ_5LU]>Q><Z+8\W>GEEG,KZ1F.N)%9>DLS/LJV"X=;U16K?KIB"O-XW]D&3\
MAJP_XT/X[&/R[FN1Q(NT6A0-RI7V-KR`NFYI75+VUV5)V56K73Y;/0,HREA4
MQ8)/QGFV`_]O'/KS=W]A=RS-Y^*Q1E??;@<[OOQ//CD79/=W_':0VPN*&4PQ
MGUF9B`?;GODB*F8I![[C(R&#W_E4D9P_^V@:S9+T?G@N4,.V&I[/]A+R^#_Y
MC#U_]]>_%]S6VS$+)!FW[O+ICHF)FWE)-3P<2*+Y(V6[?OEC`8DYH'XJ##_$
M`/M@`*I2R@I,UBW]=R86P\^?E#&_^]H7'@"HSD'5F[C##TVK7?[>-_,W#A$=
M@U$:RNM842):7`!#B:%4[P(82@RE>A?`4&(HU;O`J(92Q8-/FQ&W[;U#OKS"
M39Y.&FR435B<%Y%P^+\AO/VL2).,[=]$>U?[YX3C1F:[M8>!/5;DL=:+%8G^
M(7(>#,$0#,$0#-7J)AB"(1@.WTTP!$,P/%8W570Z[!F#532Q)8*)#QV/]^QK
MDF4B*OPF2D6PMS2)=4QS\XCF`U2^==%#>RY_KG5U4?_''0<XFE[5IGZ#>E0=
M=K?%O:8[X?9=[@2U.'9JR)_I4:+C8-V2M4U=6_[8GQ(=!^N6K*D78@I7O<L=
M/:T=4SY!H!+]!NJV=W70(.NL$OT&ZI:H892IWN5N9F^7>J9:3VJ==N#;=/SJ
M-BJ^LO-\.I4_30@?V4O7?.70\%D@1W]=E#^5#6PO8C-#:H.;?MPL@QN"(;CI
MQLVF5N`#FV[83(_;:/+V.+BIPHVZ-F9)W;"M#XJ;"FRX@F'+6\_SJ.O(IS/M
M^M[3:*/\T*Y_9G6&LX1A,=N-=FU7WIN.B4<Q>&&#!)6`IQ@\QY9WA`*>8O`L
MXWBF-N!U_<RSY>L2`IYB\"P?\+2%A]7NX)T[_`:D;H/2'=BWW72\@]Q6GXK\
M+BF37(7,L`?4$&B33*SG`@*'-^FA>H!+':]]<1M3D7(3$$KO0C%#&OCM:TQ`
M*:-1BF70,)1?<D(IHU6*3:T&4;,0RFB%8@;4;+#/#Z6,5RFTB<<,0AFM4,(&
M!^X@D]'*Q`NY,:OJA*)U,$4G)2-_S29ML@^,H5RE6I6W'>HU"+!%8=-C*J6K
M>;?K(LH6#5QUJYI",RIJQJ$&"BA#,\V6C$$@'U@(R4`RERZU'%@SD$RC629L
M<.0%DH%D+D,G@&`@F`:+;)-Z3GMG5=^:T2D,"@4DU(C@4RG)*QB"(1B"(1B"
M(1B"(1B"(1B"H2IKX[Y#.1Y5L7RDL(95*Q^OL7<$<I0DJBM5/BM)^69K`#>O
MWJ5I_DW\&1%5+=,\ROA_RO)9W@WX'S!'Z#Q'@"$8@B$8@B$8@B$8@B$8JL!0
MA[5KO\<0/O+5ZUTR641I>D_8790NHHI-ZN5H,IM'23%C624-:@P1%&J=3FB1
MZP<!-PBX@6Z@FU:Z<>73:4(OT`OF&>BFE6Y"%Z<4(!A,--`-=`/=**@;DQJ&
MNH\H!`S`,:NS8Q8,P1`,P1`,P1`,P1`,P1`,P5"5M;'>01]7>9JRN$KN&((^
M=`SZ0$I*=96BJKL2*2FAF:::<:AQ0*YQ:&:,FD%*2DBFJ35CA8@J@V0:S3)(
M20G)-`LH0TI*"*;18\F@GJWNB@D1'O#"ZNR%!4,P!$,P!$,P!$,P!$,P!$,P
M5&5MK'>$QV\Y_YE$\=^+I&`3\BVI;LF$5?SSO*AC/6+^=E*1OQ?\NZI[^*.4
MC?7`^33%Y:*H^Q*Z@6Z@&^@&NH%NH!OH!KJ!;J`;Z`:Z.5G=("0$;EN=W;9@
M"(9@"(9@"(9@"(9@"(9@"(:JK(UUKE*Z#`@I6,R2N^@F9?O+E,*G@/O^=.Y[
M,`1#,`1#,`1#,`1#,`1#,`3#L?@4^CUF\FLFOH-W*XVRF)%UC(1Q2:J\BE)I
M1&.(:U'K6(GI&]1WS$,)(09J3#%0EAE0TT`>)8BF@6@",Z0.LK5!-(UF&L.@
M08"LD!!-`]%XED]#!Z*!:!J(QG6I;\(.AF9.ZRP`=*.@;BQJA!;E!K&RLD&X
M!URR.KMDP1`,P1`,P1`,P1`,P1`,P1`,55D;ZWR$Y'&P1[GW!`FISYK`L8";
M_X1N?C`$0S`$0S`$0S`$0S`$0S`$P[$X%OH]1_(QFR1WR601I>D]87=1NJB+
ME$SS@B2S>904,Y95TJ#&$.&BUFD2!$0I+A=%`Z+X?.6K6V(9DE%0,B;U#1>2
M@63P=()N>IYJ7&K@.`DT@[D&NH%NH!L5=6.9U+#4/;Z&L`^X9G5VS8(A&((A
M&((A&((A&((A&((A&*JR-M8[[.,J3U,65\D=0]B'CF$?2"*JLE:4]5C:-+`M
MB`:BD1=-8/K4MQV(!J)I,-,@B2A$TU0TGFG1T(!H()H&HD$246@&$1_0S9&2
MB/HF]4-URS`@Z`..69T=LV`(AF`(AF`(AF`(AF`(AF`(AJJLC?4.^JBS@Y(H
M_GN1%&Q"OB75+9FPBG^>%W7X1\S?3BKR]X)_5W4/EY2RX1_P8"HN%T4]F-`-
M=`/=0#?0#70#W4`WT`UT`]U`-]#-R>KFJ=OK=17QOC^\M7Y__MRC^=HT+@Q7
M8G!F4?$UX0TW=I:P6;V99!,FOMFXL-PDV]7H^9-6[?K/GI9F>3&+TK8-W<CL
M^I;Q<4_3_)NHMU./%)D7K.0-+TG%/XS$F2GA&Q.-2;+E>^+W16&>^OA4FD<9
M_T]9LK+^.<NS\SB_8\+CEM8../&N^+M[%A6$\5&9/"OE8U[L'!`U,0FYUR,5
MLS1=R?OMF7%6_US.HWC]\^,;,^;C',U+]H:L7UV2;\FDNA6],GYLY5J5\^OV
MXK-=?FE2\2^,FT\IV]6>7OU`:F7EBS+*)N6_6D\M9D^/@4VI*^M,QH,=<SVQ
MXI+LG)!Y&TF9I\FD^0G&V8P5<1*EM&[734%>;QK[(<GX#5E_QH?P^>?OOA9)
MO$BK11&EPP\OH*Y;^IGQ2?S7LHHJ1M;/5CY;/>-WE6=E52SX9)QG._#_MA/Z
M+^R.I?E<G&REJV^W@QU?_B>?G`NR^SMV%5B#8C10S&=6)N+!MF>^B(I9RH'O
M^$C(X'<^523GSSZ:1K,D;;]-!C7THH9GF&3D\7_R&7O^[J]_+U;[H(^_\+<D
M8W4)QN<34[V#.CP<2.+E">(YTP=[8O<<4#\5AA]B@'TP`+-R,0,3E9C\.Q.+
MX>=/REB$EPP_9`"U;NEU7BFR\FD>EH6321W*ZUAA?5I<`$.)H53O`AA*#*5Z
M%\!08BC5N\"HAE+%$PV;$;?MO4.^O,)-GDX:;)1-6"Q.*20Y[PYO/RO2)&/[
M-]'>U?XYX;B1V6[M86"11@%'G1I<$\?5P!`,P1`,P5"%SH$A&(+A\)T#0S!4
MBJ&*3H<]8["*)K9$,/&AX_&>?4VR3$2%WT2I"/:6)K&.:6X>T7R`RK<N>FC/
MY3,?K"[J_[CCN$33JSK4M^73^G;8W1;WFNZ$VW>Y$]2F15U+/NVW$AT'ZY:L
M36H%-E@KWN5.6-O4:U`W1(E^`W5;U*$O7U=(B7X#=<L9G(8>##/5N]P-:A_3
MM^I=[F;ZYLMPWU6*M4Y;\&TZ?G4;%5_9>3Z=RA\GA)/LI6N^LJAOR"\M#NVB
M_+%L8'L1F^E1RY%?_H.;(MQ":CCRSPQ@4P2;24W'!S;=L-G4=G&W:8<MP!2I
M'S37DE_W`IHBT&R;!FXX&#>-ML4/[?IG5N<S2QA6KMUHUPZ.IUO$YG0,3]C3
M\EL?P*<8/M_$O:<M/-,XWDH6\+I^ZH&=MNS,`(\\;>&%Q]LD`;N.V5G4\Q0P
M6/3;G>T@A=6G(K]+RB17(0'L`8GYV^0,ZSDK_^%->DC);U+;DY_@=@(:8&*`
M4(XO%)L&@;RC%TH9KU(,ZC8(CX)21JN45Z$Q\(RB7K4(R&,C#XOZGGRD$^:1
MT0K%;1!Y#9F,5B:6CY4.9/)]F034M52U7[4.G.BD].*OV:1-7H$QE'V4SSUP
MC&J/-O6#]N8;"H2.L$"H:5+;\*`9:*:18]*UY?=7H1EHYM*D7HA'$R33R)IQ
MS/9>!DAFA)(Q:=`@S0<D`\E<FC!^H9<F3R67>J:ZEHQ.@4^H#*%&S)Y*V5O!
M$`S!$`S!$`S!$`S!$`S!$`Q561OW'<GQJ#SE(X4U+$?Y>(V](XZC)%%=@O)9
MK<DW6P.X>?4N3?-OXL^(*%>9YE'&_U.6SU)LP/^`.4+G.0(,P1`,P1`,P1`,
MP1`,P5`%ACJL7?L]A?"1KU[ODLDB2M-[PNZB=!%5;%(O1Y/9/$J*&<LJ:5!C
MB*!0ZW#"`0=+$6@SPD`;KT'N/`@&@KDT7<PP$$P#P:R:Y9H'TX)NQJ0;R\!$
M`\%@HH%NH!OH1D'=F-0PU5T\(40`KEB=7;%@"(9@"(9@"(9@"(9@"(9@"(:J
MK(WU#O.XRM.4Q55RQQ#FH6.8ATU]"]LC:BI%57>E0;U0OF@4-`/-B!R4=H,:
M?]`,-(,<E)!,<VO&0@Y*2*;9+(,<E)!,,\D@!R7TTN2IY%"W09%D!'CL]UPA
MP`-.6#`$0S`$0T4Z!X9@"(;#=PX,P1`,A^_<23%$@,=O.?^91/'?BZ1@$_(M
MJ6[)A%7\\[RH0SUB_G92D;\7_+NJ>_BCE`WUP/$TQ>6BJ/L2NH%NH!OH!KJ!
M;J`;Z`:Z@6Z@&^@&NCE9W2`D!&Y;G=VV8`B&8`B&8`B&8`B&8`B&8`B&JJR-
M=2Y+N@P(*5C,DKOH)F7[ZY+"IX#[_G3N>S`$0S`$0S`$0S`$0S`$0S`$P['X
M%/H]9O)K)KZ#=RN-LIB1=8R$<4FJO(I2:41CB&M1ZUB)Z5O4=M6M7S-NK2@:
M`V4Y'@T,%Z*!:.1%XX<N]5R(!J)I,M,8/G5L9&R#:!J(Q@U\:@;JIFR#:)04
M#28::.;DS@)`-PKJQJ*&YRN=N1CA'G#)ZNR2!4,P!$,P!$,P!$,P!$,P!$,P
M5&5MK/,1DL?!'N7>$R2D/FL"QP)N_A.Z^<$0#,$0#,$0#,$0#,$0#,$0#,?B
M6.CW',G';)+<)9-%E*;WA-U%Z:(N4C+-"Y+,YE%2S%A628,:0X2+6J=)+.I:
MB*%34RF*QD+9#O5=`YJ!9AH<6C-I$$`ST$R3^&X+AQPAF"8/)H,&#HP9:*;)
M@TG=B&[H14&]X``)=--&-X%!7<=45C,(\H`C5F='+!B"(1B"(1B"(1B"(1B"
M(1B"H2IK8[V#/*[R-&5QE=PQ!'GH&.1A>B$-;'6]3^/6BJ(>2\NTJ('LCQ!-
M$]'X@4U]'Z*!:)K,-(9'0R.$:"":!M%!KD=M&Q%"$$T3T034L1QH!II!Q`=T
MT_.BFX:!SQ]1ZBZ[$?0!QZS.CEDP!$,P!$,P!$,P!$,P!$,P!$-5UL9Z!WW4
MN4!)%/^]2`HV(=^2ZI9,6,4_SXLZ_"/F;R<5^7O!OZNZATM*V?`/>#`5EXNB
M'LS00L8&"`83#70#W4`WT`UT`]U`-]`-=`/=G,Q":NWHJE]&O+_BIY]>?WC_
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M)N.NCKF>6'%)=D["O(VDS--DTORXXO*>VE7-:H`A:K6;@("Z#F5VK-VH$]Y[
MVHRXNW?$EQ=H6*UNPF*QG93DO#>\^:Q(DXSM>?R^J\O6\8E/ZCG9PZ#V&>RZ
M>KZ%XO%VJ+'WGO&'>;95\D]:P>NG;/-G[`$+@ZV+'MIS^8VWU47]'W<8[4VO
MZM+`"-J,,;:O#]_"O[KEMBL[SZ=3^6<]XC!>NN8KTZ"^)2_H0_OXU(Q5?:H^
MM+^?6;WJ2Q@$VZFIUL0OAYE7)G"HQ1KH4Y'?)26WYQ18>1W@EVRS^.S9*7EX
MD[8\DM3SVQ^X-W$L[<7;II5K_7&1;KCUE0VG$^6/U$U6H?7S1PL/C;*=0P!V
M'T^!OCQ?3R>YQ_-_2:+:V_7,K?5F:\0VK][MVV/28'*0&-_3%]EQ30T4[=3=
M`G%@@2A\?R%?ZHD$[MB&^H$[(WMVX5C:R=UEIKI9_+1^EF$UC=6T:@^+8ZVF
MEX^)@J^>D[LZ`G'O<AHW/&YXW/`G8AT^=J*1]<:P"&O.JRB%-:BL3\,*+&J;
MZN;FQ8,!#P8\&#2T!&7W578>%\!=C[L>=[VVYB`VNO0V"GV'AK`)%;[!L--U
M(CYXR_"I@]TNU>XO[':=W)WFT,!2MT#>T_OL(2>$#LD&3CSW@WG1;@B&!X,L
M$,@"L?=YB2P0R`*!+!`Z+"ZURP+QM/B:ZLL(9('0-PN$:5*S0;UTI('HU/6-
M-!!=/_I>F0$U+?MHFQ=(`P'!(@V$"C,OTD",)`V$:5'?]PXCI/0MI*'+'WD@
M--F<;I;U;6A'OE8/("U\-,IV#I%+IQ^O:"(/Q"F*#.%QL$":6"!.\-3##0M$
MG?L+T7$G$K.C0>&?D3["$"!W<C>;;2$?!%;5RG4.JVJ=5]62^2!,Y(/`#8\;
M_F3,0^2#T-6W87LFGS!Q]@\/!N4ZAP>#SI:@[/X*\D'@KL==?UKF(#:\]#8*
M'8?Z#2*281-BQTOU&TQ5)[SI4??9\:G3NM4T?(!AN^OD[C2?!I[Z;HYT.Q7$
M3Z\_O/_TYDM\RR:+E/TYW82=?<@+H=#?ZI@S_L/J#':MVOJOKWD[WZ=Y_-?/
M__R'$,5/C[_H8_V,6/W!]:,_X.O#3/3R,YN^/?M0Y#.1M._<,/F_*J]?\W^V
M>?:S:.J0>2"N<MZ)['XUHHYW62XS0JRZMLKVL"<+X44]T$CKT'`^EGL"(*W#
M":1U$*?F"G'46S3JIB"O-RW]F-VQLCK(P.PRVP-XU2W]=\;GO1VT/A5)%B=S
M/B,_^^C]@4=?0+&'NRZMS<MGK#:/_N''#;36+7W'GX#15_:<EC:3IVZ>%,D$
M)DV;\$>>G3_.$E:O^+*<%*L;\B'#6+%B^S2"!>YZ_=WU8`B&8`B&8*B&::%R
M6IFK?#9C19Q$*273)..V0?U2)$R+OA9)O$BK11&E,!-.3]I@"(9@"(9@J(:9
MH'ZDW\.VM/A#_B=L]L2((.=DD94L7A1L<H(REX]O.JGT=*>`;NPI!L$0#,%P
M>(:J.Q16P17>@3G%I4R%IH:"[IG&6VB_RY3C+6X#)3H/WN`-WN`-WH\O'\AG
MOD'YB+Y](%^6M@RYN2=)=L>R*B_NE]LH<<Q[6&VG$X%9?W)F/1B"(1B"H:X,
MY2M1*6T_J!QJ`<V>\`8@&((A&((A&*IA"*CO2%B=E(I2PLHJJAZE&XSSK*R*
M12R.B%"2"C?"A-VQ-)^+,S>KW[2#2Y)7MZQ8_D+:J'(U[H:7KLEUX\L[US"9
M*8?/-A18T``?_`EC91A0SS"&QP>?`G2KK1T,AF`(AF`(AFH8`GK[%`I6)B)I
MU_*H9U3,A-=@>=)SMDBKY'P:S9)4/@D@M/_2-4WJAO`@:(S/,^6K=0.?8OC@
M01B\<P<SM*@76L/C@P<!NM76Z@5#,`1#,`1#-0P!O3T(M_F,$?;W(JGNB<A8
M62<E7Y80@-ZQ;@%#,%2C<V`(AI<-RJ0H;3/`>3`BT:ID\((A&((A&(*A&H:`
MWLZ#>)/X"?+NQKZEIH\@=XWQ!:Y\P53@4PP?/`2#=^[P(!^+^A:\!"JRA7!U
ML6S!$`S!$`S!4`U#8#`O00<%/J_RK%S,6"%-XEAU6O=<OK,ZK'NJQ[?09D]-
MJF^MM@N?G90&F"N@%J@%:H%:H):34(O\X9#CBD0_=\[3\;$NW.;RO<ZK*.77
M?*A!GLSF4?*\&/FF"'EK?JW:U_GM5;>"3/+%3=H$U9X[3+ZT6'^->;BW3(L:
M3G@H(`7FX5.42E>3<?>:\7UY=SHT`\UT8?%!-R/4C>504^&Y1FM''AS2<$B#
M(1B"(1B"H5(V@;9N(;B$M'<)V2XU0T]9DWO<4E%TF>:;U#%M:`::@4L(NNGY
M^112VV^_)PB7$)8Q6,:`(1B"(1B"(5Q"/;N$ON<*(@6+A=DX@?&MK$_(\:GE
MR!]"QSH-Z[3+P*%F(%\:`9J!9N`3@FY:Z<:SJ>NHNV<!GQ#6,:>PC@%#,`1#
M,`1#-6R"WGU"$^&:B:HDY\W@UV6%*`=PN*'TQ\/AL:WQV;S:<A1%V0Y'T1O<
M#B=W.X`A&((A&(*A&J:%)NZ&JTVV84JF2<;-A/JE*'8<?2V2>)%6BR)*83&<
MGLK!$`S!$`S!4`V+0=',Q`^Q+.(/^9^PV1/+@9R315:R>%$TB$'11]ORD20'
M2]HVY/?[,1\I-A_9@?P&*N`I!L\-P$Y7=I:E0'V0<?@,I(R!TS4%!E$WM4-,
M3AKC\SWYPW;`IQ@^QX91IRT\/G4:*%LTA#WP96D"D)M[DF1W+*ORXGZYJ1#'
MO%M5*6(16'(7W:3RJ4P@]I>N:<)UH"T[1S[U!]BIQ@[H=$7G.@HLK,;A.("`
M3WT+#`S!$`S!$`S5L`D4]1C4E_G,HI2PLHHJ1M9'EHU+$N=9616+6)R7H"05
M_H()NV-I/I^QK%K]IAU<DKRZ9<7R%^JS#K@%NMG!IJ&-Y8RV^%SJVP;PZ8K/
MI%:#%+#`IQH^BYJA?"4PI6T'^!/&J6&5;&`P!$,P!$,P5,,FT-"?4+`RF;"L
M6IYNC(J9\!@L#S?.%FF5G$^C69+>0_#=1-O8-'`5,(#!KR4_EP8.W#_:\C-I
MZ,JGF`4^Q?!9/C55.$$$_P$T?`HV+QB"(1B"(1BJ81-HZ#^XS6>,L+\7275/
M1.+&DN13$A=LDE00>4=K%J]!60S,48KALZAI(>)`6WP-JA2#G6+L+!H:2'L`
M;X'&$E;)P@5#,`1#,`1#-6P"#;T%\28'$C3=C7/`H(&K@(T+?BWYV=10X80U
M^+5T#R#WD;[P3(L&G@+'2>`@@(9/P:@%0S`$0S`$0S5L@N,Z")X6O#:;%R:_
MRK-R,6.%]/!W<,U#1+ZS[#AO`RGS-)DT:$G/E=`/;])#&71N,UORR7IW`AI@
M;H!0AA!*@XH!$,IHA6*[\FMPR&2T,N'SB:'J@T=K#\[3H;(NW.9JOLZK*.77
MW!3=)LEL'B7BQ7:I[76=[=8<6S6N\UNM;@69Y(N;M(F!O>=NDZ^>U5]C'NXS
MQZ6!W7Y&7@%28$X^1:ET-3%WK!G7HGXHOPT)S4`SERXU&NQ<0S*0S*5G4L.2
M/WY_;,WHY[.#PQD.9S`$0S`$0S!4RA`X!7<07$%ZNX),F_J>_.%5K-&P1KLT
M^73E8UT/S339`:2N(9\5$9*!9"Y-ESH-#G?#%32XA8_EBR[+%S`$0S`$0S!4
MPQ`X!5?03A=0]N`%$L7NA=DX@?&MK#O(#:D;(C)(3:DHND[S36IX[<,VH9D1
M:B:@+KS.D$RC:<:CCB6?)75H=]#K*N+]?GCKX3_\P_ES*_]UEA<S;D5];W!F
M4?$UX8TWY.C-G[2@WXM_S"I6L+(B21:+K,%KBX_DV7;@>-T447]HS^[A9%%P
M=*2Z9>2>105AF?B.7UC,9C>L(+9)B668)OD6E?Q*)6]#,N5MS:J+`?H\Z(!?
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M202*/=QU2[OC&:MW!\=]@5;GM-[Q)R`WI)[3TF;RU,'/OD%M^H_93L0H1U62
M\^;Q]K!"5%(Y?#GZQ]9IW"VW>Y;O6!6L%V-O1A;(<+7)2$O)-,GX6-0OQ7(F
M^EHD\2*M%GQ-\W18L#6G_]8<&((A&((A&([#_#I\#!XB(L0?\C]ALR=&!#GG
M!ES)XD71())!'YG+QR-TI6[75$#=IX!NP!D*#,$0#,%0"X?":F?)$QM+?9L*
M30V%]:Y7\SVO`P2_==$!M+^ZNO_CCLB/II>W0OD($25Z#=#M0#N^?.)9)7H-
MT$=[L"G1>?!NQ]LUY+-_':/7XW9[?%F:+^3FGB39'<NJO+A?[IS$,>]A58I=
M)9;<U;&.L.2[L.0M?W@+'NQ:6B4-SLX`GF+P5%I"@V';>G_RUH/2)H/*`150
M[0EO\X$A&((A&(*A&H:`^KZ#53!XE!)65E'%R-J0-BY)G&=E52QB$?A*22H\
M!Q-VQ])\7A\I6_ZF'5R2O+IEQ?(7ZCA6W`W=V,,N-0WY+1',9HKQLPP:.O(Y
M\,!/,7[P*0S>N</G4)\&OC<\/[@5(%QM36$P!$,P!$,P5,,0T-NM4+`R$;E1
MEF<ZHV(F'`?+(YVS15HEY]-HEJ3WT'XGVK>IX\CG]\/4I1@^A_IP(>B+#RZ$
MP3MW>%`CM1K$*RMM.,"#,"+=JF3U@B$8@B$8@J$:AH#>'H1;D9Z8_;U(JGLB
M4G'5N5_C@DT2^61GT/N+RTX%MLS`KJ7'QY!/S@]XBL&#PV#PSAW,T)>OE:JT
MD0!OP8A$JY*%"X9@"(9@"(9J&`)Z>POB34HGR+N;F%J/^J$"1W7!KR6_@`8F
M$E5HRP\^@L$[=_@]:%/;A9]`1;80KBZV+1B"(1B"(1BJ80@,YB?HH'+959Z5
MBQDKI$D<JP#=GLMW5F"NYT+BAS?IH8JX*7^082>=`>8(J.3H*K'EEU50R6A5
MTL*)`K6,5BVF?!J>XZI$/__-T_&Q+MSF^KW.JRCEUWPHH)K,YE'RO))J='`Y
MXU;MZ_S^JEM!)OGB)FV":L\M)E\GK+_&;#VP7>I;\H<<]P!28"(^1:ET-1MW
MK!G'I8'1WM"#9D:HF0Y,/NAFA+JQ?6K9[0W`OC6CM><.'FAXH,$0#,$0#,%0
M*9M`6[<07$+:NX0<F_I&^]T^+--&N$SS`^HV2-0$S4`S<`E!-^V>3R$U;/DT
M"W`)J63I8QFCRS(&#,$0#,$0#-6P";1U"7W/%40*%@NS<0+C6UF?D!]2QY(O
MT8YU&M9IHJ0XM0/YL^X0#40#IQ!TTTHW@4<M#W%"<`HIU[F36LB`(1B"(1B"
MH1HV0>].H8GPS415DO-F\.NR0N3\/]Q0^N/A]-C6^&Q>;7F*HFR'I^@-;H>3
MNQW`$`S!<'B&(UJJ7FVRTU(R33+^B*E?BFJXT=<BB1=IM2BB%$^;TU,Y&((A
M&((A&*IA,2B:Q_8A$$+\(?\3-GMB.9!SOBXN6;PH&@0PZ*-M^3"$@R7MN/*'
M3C`?*38?.2Z*$F@+3X5DZ&#7CIUE*5`N=!P^`RECX'1-@2'4;=(@E(_JP.2D
M(#X\6[3%9^'>TQ>>21U+@4)3(W0.?%F:`.3FGB39'<NJO+A?;BK$,>]658I]
M;);<13>I?!X,B/W%%8PGG\,4,Y5J\'S`TQ:>Z2JP_@2\=O#L4($[;QS.`PCX
MU+?!P!`,P1`,P5`-FT!1KT%]F<\L2@DKJZAB9'WDU;@D<9Z55;&(1;P]):GP
M&4S8'4OS^8QEU>HW[>"2Y-4M*Y:_4,?*XQ;H9C%C4-N33RV&*4PU?A;U#*Q'
MM>5G4<M!'(FV^$R7^H$"05SP*$##IV`%@R$8@B$8@J$:-H&&'H6"E<F$9=7R
MC&-4S(3/8'G$<;9(J^1\&LV2]!Z"[V;]XE`'_@.-^7G4=.737(*?:ORHZ2'>
M5%]\%G4:)`Q5VE:`_V"<&E;)Y@5#,`1#,`1#-6P"#?T'M_F,$?;W(JGNB4C]
M5Y)\2N*"39(*(N\F!I>:)HY9Z8S/42"(&OA:;EF;"JPW`:^MN\=5(5P$[@)(
M^!1,7#`$0S`$0S!4PR;0T%T0;U(A0=.=:-JE88.R5IB2%,/G4<>"=T!;?%:`
M8!!MX7G4,W`8`=X!C26LDD4+AF`(AF`(AFK8!,?U#CPMF&PV+VQ]E6?E8L8*
MZ>'OX)J'B'QGV6K>!E+F:3)IT)*>*VD?WJ2',MH6]5WY#=&=@`:8&R"4080B
M'VD/H8Q6*$X@[_^"3$8K$XO:EJKSB=8>G*=#95VXS=5\G5=1RJ^Y*=I,DMD\
M2L2+[5+-ZSK-K3FV:ESGMUK="C+)%S=I$P-[S]TF7T&KO\9L3<<A=1ML*.T!
MI,"<?(I2Z6IB[E@SKD,-0S[.#IJ!9BY=&D`RD$PCR9C4#P)E-:.?SPX.9SB<
MP1`,P1`,P5`I0^`4W$%P!>GM"C)-&BIL;X];*HJNT4R7>KY\@CMH!IJY=*G9
M("<_)`/)7)K<,CH@O`"N("Q?L'P!0S`$0S!4JW,GQ1"NH*4K:*<+*'OP`HF"
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M7Y87,VZ`MAR]C>ZO;QD7@S!7>:=(C8_,"U;R;I2DXA]>Y7R,LOO5:#K>95E3
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MW:N4S[3)-%EN"#3@^/@#CQ)_^Y$:`+)"D/_(LRB.B\6NN[B&//RP`=:C?;SA
MAT;#/=6)<`%%XIGTAO`FL$*4R3K<V?C'5K*%VIWTYO]G[UQ[V\:Q,/Q]@?T/
M1-`",P"3B+H[F0XP3=%%@9G9V32+_:Q(=*(=73RZM,C^^B5E.U>GE639(JT7
M*%#;L262STN*/.?P$/$#!Q<_`(9@"(9@"(9@"(9@"(9@J`+#0]_@<G%_3!$E
M\V4L@WP99!$);HHXK).J+H($2Z[#DS88@B$8@B$8@B$8@B$8@J$*##5R>ZTB
M>"T9P#O<2HP<DSHK>5@7';8)KH.)NX<2;R'U1S?=MOKMMP"N;NJ]W;!'HNM=
MF4&[G&PY8'U[]#C=$?>O\B"L39L:5OLC.)2H.%CW[=?@K'B5!^%L>^W/M56B
MU@#=\_1W/*65K_(@H"VC_>Y6)6H-T#U!.]3UVV=#W$?%I^/L$TO,K@M,&%"^
MJ6:3LEE[-<,`IA@_SZ2^U3X%-/@IQH]1VVF??@?X%,-G4=?#Z*DM/D:9T][B
M`GR*X3.I-<.S3UM\C%G48^T-84JOGT9+`MKM-I^7JR>9=44F/,JJO+A;1DV&
MH:A.5<I$GZN$4)#Y4*.4C2F>MOB83YF).9ZV_$P;4P1MX=FS]HYOP%,,'F/M
M72*`IQH\L-.6G<G$E+.]WUGI=97*?BD(=V#AJA3."X9@"(9@"(9@"(9@"(9@
MJ`+#"3FK+GF0$%Y60<57.6*98YS+$T?*JJA#F;&1DD1ZKR+^A2?YHCF]8_E-
MF4TVKVYYL?Q"TBE=*7K#-X->&'5\!=RVX-?3M.=:`B"\(MH"M*AO(6Q)6WPS
M:M@.\.F*SZ*>,0,^7?&YU$+$M;[X3!F/8R@P>8%S"\K5UH@`AF`(AF`(AF`(
MAF`(AF"H`D,XMPI>QI$\(;/);!\4J71?+1/;IW52Q<?S((V3.VA_H,TA,VHQ
M!4)E`;#O!I$9G9EP1FH+T*,,YEA]\9DS:F"/EL;\;&K!EZPOOQEU33@CM<7G
MLQFU+04`PIL%Y6IK-0!#,`1#,`1#,`1#,`1#,%2!(;Q9MWG*"?^KCJL[DL09
M+TD^)V'!H[B"WH?9S&,ZU.IP;!`&+,4`NBZU54B""GY]TWN*^P&?KO@LZB"[
MI[[X&/61P5UG?"Z"-_3%9QH&]7T%^A_<5U"NMF8",`1#,`1#,`1#,`1#,`1#
M%1A.U'UU3,+[\X:AZH&<5!;U&;9Y:`O0;O;)P4ZN+4"34=_`/AUM^3&;&G!T
MZ,MO1@T/SS^-\?D^4G9JB\\U/3JS%1@^X:>"<K6U!X`A&((A&((A&((A&((A
M&*K`4&L_U2*(HCB[.5X63=QPT;EA+O*LK%->M"8QP#VWT?MU7D2\N+_[^T30
MD&4@99[$48>2G)/G[=E7FSLJ4M.UEO9WC_H=]AEL)#3".`&E[%\I%K6-]ADI
MH93)*L7SH!*HY'LJF75(KPF93%8F7=((0B:3E8DIIK'M-^Q!*),5BN-0C[4/
M.-JO4O1SPSYO'_/$Z:3AARO(ZXG?\_1Y$]V_NLJK#I&OVY9L-[VK*06)\OHZ
MZ0+IE0[V9KM^-4AA'CVJ#9.Z;OLC$%\AI,`X?(A:&6HP'E@TC%K,HZ[5WP8%
MV4Q0-I9+/:O_`A*:F:!F7#'6&.VC):$9:.;<9M2V^R\LH9D):L:RJ(%G4Q_-
M*-\4`V3E,V8F]5E_H^:NVV3J40O_SH(T%Q7]'Q?WY6)8X'->%.)-D@<9"?.R
M*G6Q[REMYAPCU$?I!H$NH`OH`KJ`+J`+Z`*Z@"Z@B\/2Q13C#1BU3%4#W:87
M;O!J;,'0KYI8!5&O3+23:$P>;?J2M"CT-R;`.C>X=6XW18'U5I&F@#Z@#^@#
M^H`^H`_H`_J`/A1HE(.*2%$K(%L&&]B4V?UW[2+8`*D^D.H##,$0#,$0#,$0
M#,$0#,%0#X83]?`NO:\KSRO1S,TZ.3.%;=*9A7UY:DI%T3U6S+2I[?3/XP'1
M3%`TJV(Y#.9SZ*:#;CSJN.INV(-D5)2,17VDPH%F.NX;MV>8TD`S75R\ODFM
M#B?8PL&KDJT)AC1=#&E@"(9@"(9@"(9@"(9@"(8J,)RH@W<?6WC[;OJ%NUEM
M=[-K.]3=XB0KV-DF:&=KTL!2P^]_M!5D,T'9($TY--/Y^>13WX-FH)DNCR?F
M4(L9$`U$TV&@<:EC(NX2FNFTI=CR7&H[ZLZ#GUM$3JM`5/WAH_7GBY?&KE-F
MG!A.B[9)@^(F%@4WGM;COW59Q?.[U8=Q%G%Y9>/$=.)L4Z$7[4J5Y44:)'T+
M=:^H7RKR@8<\O>8%L1@EIL%,2JI;7G#R-2A)D)$X*\5OXKFX=E8U90K2O,XJ
MDL^79@WQ]:`B7^5/;HH@XA%95<GVSOWU2_^<?(VK6WG!(`R+6M`7M0JJNCP9
MM0$VWG)O-Q^SYE>W7'2O),F_2A9-AR"+@I="GQ(I)Q=YN@BRNS5!][PD!0_E
M>!()47SA996*[XJ7*QE<WY&PX%%<D;]J<;/J3OPI$L6J\D((J91Z>:RUIHY"
M;^RD2^6'Z8TM6W_9*"%/DM6`]>[(.&K>EXL@7+]_.M*&HDF#1<G/R/J55'Y4
MW<H*&&][F53;&7%W8JM=7C2NQ`7#[L^(Q\W]PQLIE>HVK\L@B\H?>S\L=I6@
M5/`26+-W1Z9[U,9T'0KU\^*<#)8NM"GJQ;(+_6O5A3ZMNQ#YX1]%7B]$W[N6
MGXH[9T&2W)%?2CD\BX__(<=>!5JUEP-BYWZ&^\?PWB>BNY?KB&K](RA+J4PA
MO<:]<5V0TX?"R@D%7<T&+#$#L-20)]@U)?T/#_XD#<`7Y)9$B0U>*O$*JO"6
MY,7+?O:Y$D_4H(A>@ORUF9F]QG<&O@KQ_;S@8;P\S/HIWM_$[>(\ZTK7`5V%
MZ%XD8J05JVC^:B]=/4:?_-FEQ'O\!/7!5"&FO^=98\P0J_'-3,=O-L!ZDO]A
M_*;IM3P:=_]+)*T^@7P$G1%1!%XD<<:WM];^_G`0PM*"=-::#F(1=8E%!$,P
M!$,P!$,P!$,P!$,P5(&A?GMD.IJ;\C3EA;0G4C*/LR!;O@RRB`0W11S62547
M08(EU^%)&PS!$`S!$`S!$`S!$`S!4`6&&KF]5@&[EHS7'6XE1HY)G94\K.71
MWVUQK&.'NT<.;R'U1S?=MOKM]_FO;NJ]W;#/I.M=F44=YO9IY!%ZN>Z(^U=Y
M$-:F1;T.1P4H47&P[MNOP5GQ*@_3IUG[S81*U!J@^X'V;8S<JE=Y$-"V8P*T
MXE4>!+18F7E>^U,.]E'QZ3C[Q!*SZP(3!I1OJMFE3H<$7S"`*<;/=2DSVD\Q
MP$\Q?HS.6/N)`_`IAL^D;-;>#`=\RN'SW/:'#P&?<OC8K'W^-^!3#!]CC'H=
MSC-5>OVDR8%-GY>K)YED1>8XRJJ\N%M&38:AS'K5Y$#B\9<F?QAD/L@22X@<
M<P1M\3&QPIIAA:PM/]/'^DI;>!@Y-89GVNT/D`8\Q>`Y?GL?!^`I!L]DU#<5
MX'?HCBD(=V#AJA3/"X9@"(9@"(9@"(9@"(9@J`+#"7FK+GF0$"[/4>'K0U<<
MXYR$>59611W*E(V4)-)]%?$O/,D7S8D=RV_*=+*Y/.EE^85N)]2B-WS3H^51
M!V$O^O)CCDM=%1SO`-@SZI/:"'S1%]^,SCJ<Q0U\BN%C%K5FX*<M/].DGH>@
M`'WYV2[U5=CT`/<6E*NM&0$,P1`,P1`,P1`,P1`,P5`%AG!O%;R,(WDF9I/<
M/BA2Z<!:YK9/ZZ2*C^=!&B=WT/XPU@3'H\R%.4];@+;C4H9H=7T!,H.:-OCI
MR\^C+G((Z<O/].G,PE8M??DYU+80#J`M/V_F4->!/TM%N%"N+G8#,`1#,`1#
M,`1#,`1#,`1#%1C"GW6;IYSPO^JXNB-)G/&2Y',2%CR**^A]H(AT@\XZG!V$
M`4LQ@*Y'70,[ZK3E9U+;Q(X";?$QZKMP0&J,SW8Q>&J+SZ(,6?CUQ6<:'K4M
M!?H?W%=0KK9F`C`$0S`$0S`$0S`$0S`$0Q483M1]=4S"^T.'H>IAK'2V01T/
M^P2T!6AY)G69#8#:`C2H!S>5OOP8HXX!?OKR<ZCC*K#/`_QZ'P5I(G&GOOP<
MWZ/,5P`@/%50KK86`3`$0S`$0S`$0S`$0S`$0Q48:NVI6@11%&<WQ\NBB1LN
M.C?,19Z5=<J+UB0&N.<V>K_.BX@7]W=_GP@:L@RDS),XZE"2<_*\/?MJ<T=%
M:KK6V@+O=C@Z9".A$<8)*&7O2C$MZCCMDSI!*9-5BMO>I0Z53%8E5H<-;I#)
M9&4RZY!(%S*9K$SD"6J8G$`HWQ6*XW?:&[A?I2CCAFUM%C!/G$Z:?;B"O)[X
M/4^?-\G]JZN\ZA#KNFW)=M.;FE*0**^ODRY07NE0;[;K1X,4YM$\WS&H;[3?
M*/T*(07&W4/4RE"#[\"B893Y)G7M_D,P9#-!V3@F90XT`\UTT(QM4WO6WQ8%
MS4Q0,ZY-S0YYSZ`9:.;<LZC3(=T3-*-/4PR0A\]P/>I[[3?)[+M-IAZE\.\L
M2'-1T?]Q<5\NA@4^YT4AWB1YD)$P+ZM2%WN>TF;-,4)[E&X0Z`*Z@"Z@"^@"
MNH`NH`OH`KHX+%U,,;Z`4=-7-1!%F?""WNO[;2U4.WO5Q"J(>F6BG41C\FC3
MEZ1%H;\Q`=:YP:USNRD*K+>*-`7T`7U`']`']`%]0!_0!_2A0*,<5$2*6@'9
M,MA@1IF#8(.=&".0V@.I/<`0#,$0#,$0#,$0#,$0#!5B.%$/[]+[NO*\$LW<
MK),S4[@F-12V44Q;*HKNL6*N/&JF?RH@B&:"HED5RV$PGT,W'73C4\/JGQ,5
MDIFB9'S*W!DT`\UTR$_!J*WPQF!H1D'-6&(>;%KMCSR%@U<E6Q,,:;H8TL`0
M#,$0#,$0#,$0#,$0#%5@.%$'[SZV\/;=]`MWL]KN9H^9U'=@SU=3*XK:V1BU
M;)LR1UU+&V2CH&R0IAR:Z:$9Q^J?,@::F:!FF!"-Y3D0#433033,H8:%&#J(
MIM.>8MLRJ.6K.ZEY;A(YK0)1]8>/UI\O7EJ[3IEQ8C@MVB8-BIM8%-QX6H__
MUF45S^]6'\99Q.65C1/3B;/7[1:RC`OYUY]./[[_X^QS>,NC.N'_G'^,LR`+
M1=M=\I#'7V0UQ"L).?J4?>%EE8KK7Q0\BJM_U:((U=VG+!)EK?+B2G[Y2I3B
M?9*'?_[\][])3?_T]/*?LGE>I$$5Y]DE3X**1U?YK])X\5L>Q?-8WN2J:'03
M?>#7U:6X85&'55V($CV]/@E%$XHWEWS^[NACD:>FP<QC@XE_5=Z\%O\L=O3S
M:^V>R8(D?9O]OL]<W7*AHB3)OXHBDH8[612\%,U4DOBANHT&BF6=294O338D
M755;?),$I%I5G42B[J1X7'D2+?^KQ.WN>%"4A`O4$?D@,*77O"`6HT16FP19
M)%^PDP?(WQ?A0(VQ26%/;[YLH)`GR:J/OCLRCIKWY2((U^^?#BZA:-Y@4?(S
MLGYU3K[&474K"V^\[65&;&>XW(E]<GG1N!(7#+L/BZO^WMSPAS=2-]5M7I>"
M>OEC[_%Q5TDY!2^!-7MWQ`34%N;:4/0:7IR3`5-D;D;;5.%C7MSWI]>ZT_A-
MVLOBOG/#^OUC9^\3KYUKU1Q'JDU)?Z\;]>7SIE37!3F]+^J%N%`1A"H<!0)>
MZY+^4?#CY=0E;)[R+[$]3&'$\/+BK^^#1$RW.)BJQ#0OJR=07U`C&D'5+1HV
MDJN-IMG/B"@"+Y(XXZ\L>3J.K0^9D<G5A\N2K/=FB=GL+V%8U`(!PA4.+EP!
M#,$0#,=GJ'K8T,JBX$F#P@!/FTL>)$1,$X**/W[0A'FVG#J(!QPEB3361/P+
M3_*%-*RMOFGYYR07*]-B^85NT3UKRTAWN\@6G>/134?H)VMT;S=8D+O>OOV*
M7XDZ:XNY?8#6D'1=&WS!=W]\=5M][>295_`REFZI.$@HF0=%*I]JM'%4I'52
MQ<?S((V3.\SY!IGSM7>N8[JN&#I&W0Y!PL`'?#HNM':YN$I37H3B.0-%#VD_
MZ)*]"J,2&(+A`3.<UI(&4CY@DS08@B$8CL]0BQ7+'@,3CHGX*)`A"5C)'*#<
MP1`,P7!\AM-:R5S<&\<HF2]W^<B7T@L3W!1Q6"=5703)&81^<$('0S`$P_$9
M:K'.Z?V4><BS)1M-_(2GSQX\CWTU)0]E]#Q4/HSK<7QQ`UU/=&`'=EC%J!Y6
MC8XP3-0TQC#%T%D6X`'>V$\@=9<UB&Q61>S,&U_K8-=SH**>U3Y_%_`!']8Z
MKSQT;O.4$_Y7'5=W1,8@E#)=3-BD9(/:84V;.#I3@1T8@*<Q/"U7,P-D$!IN
M3\V^LD6]<OL!DP>V27+9ID5V5*1'"=RW@S/"8`&1[%TDC!K^E@DM(10(95RA
M3&L)J/04<P3I;RWM_=US+]4$0S!4NG(Z,)SJBF]Y=F3V?/=14,3EHQ,'%N+[
M>?LX/4S7]CY=ZV"9QZ1^LBKQJ./-(!0(16>A8/6GS*Q31P>#2IM!P!`,P7!\
MAEJN_OHL]%HL\A[<?C@08U#!*Q`[=0CHVB>5WIJ8F`6;H*8?-:M#!G"EGREC
M+E,&,RY^_YGS.-:D1]8CV`?V;A^P%;4-0"0*B82)<<N`4""4-D)I'V^MG[51
M1\?@;IVS&PJX=<_9KM*;)/1MX2O;G?8^Z(T24[`+"4UQ\(5:H)8#4LNA+;O-
M$Z?OPGL'D3R]2C-X'VM*0:*\ODZZ3*MVW,T&*=6C)7;_B)X5)0463X>HE_:F
MS'W(A+G4LOIO_8%4)B45YO3?T[%KJ3Q_<I]6@:CWPT?KSQ<OIW^GS#@QG!8-
MDP;%32P*;FQ,VK^I?(MV!<CR(A6/W)[W?^U9M.'F3:.0D"?)BL^[(^.H>5\N
M@G#]_JFJQ+0F"18E/R/K5^=D??*I870_7;;]W&HG\Z;E16,QQ8G#[OWA,>L?
MWI`X(]5M7I=!%I4_*F<D%+P$UNS=$1-06TPC0YY5O/B>Y:+36+(9;5.%CWDA
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M%4/'J-O!%PY\ZN&S%<"G^D)KEXNKSHE^H>AOW;/]/BD,1HJA8]3W<`@`\(W_
M+-%G_0(5'[#]&0S!$`S'9ZC%\F2/40C'?7)&0.ZZR!T,P1`,QV<XK97,Q;TE
MC))YG`79\J5TN00W11S6254707(&H1^<T,$0#,%P?(9:K'-Z/V4>=OK+1A,_
MX>FS!\]CQTS)0QDJ#Y4/J7*'*:!R,`1#,!R?X;26-Z,%5Z-#?--I.7X_`+I^
MZ"S'`SS`PWH'\<VJBWU\J0-=3W0=CN0&/,7@V98_/CPL<\3SYC9/.>%_U7%U
M1V1<0BGSQ80%C^(*6C^XE3T8@B$8CL]0R_7-`)F%AMMK@Z-)]E0D''0$D700
M":.VT7YN#Z%`*`H*95HK0Z5GFB-(?VMI[^^>>ZDF&(*ATI73@>%45WS+XW>R
MYQN5ACV*!].UW4_79HK.U:`2A50B3U6!F0!":2$4T^U__`Y6?Q-9_6GL9U!B
MWP@8@B$8CL]0R]5?GX5>BT7>@]L/!V4,*GA+@<#=0V#7/MOTULA<ZI@*1,*!
MFH[4=%^G#&9=_/Y#YW&P28\,23`0[-U`H*IK&")12"2,VIZJ5B0(!4(YW+7A
M.$>'=M#!A@)NW7.VJ_0F"7U;^.,,,!M/SE&_H'N*--B%KJ8X(D,M4,L!J>70
MUN+FB=-W-;Z#^)Y>I1F\CS6E(%%>7R==YEH[[F:#E.J18[Y_^,:*D@(KJD/4
M2WO[YCYDPNRM(GT@E4E)99M8GUU+Y?F3^[0*1+T?/EI_OG@Y_3MEQHGAM&B8
M-"AN8E%P8V/6_^?E>UK2A?SK3Z<?W_]Q]CF\Y5&=\'_./V7SO$B;,P4N>1)4
M/+K*?Y7)QW[+HW@>\^A3=E4T`*,/_+JZY,M49LW#^$K6[TH4XWV2AW_^_/>_
M2<W^]/3Z'Z,X_)1%/,W$U<+F/K^4):\N\G219SRKRJ=7D=G29,TN^?S=T<<B
M3TV#F<<&$_^JO'DM_EGLZ.?76C*3U4GZ-N2]\G^IR`<>\O2:%\1BE,A;-[ES
MQ`OQMKKEY..'3Q<-U/AI_4@@*TB^!J7<CKH0\Q<>R5P(\C?S/$GRKW(B$]XW
MP-D#G>\+9?OJK3Z1A997-4Y,)\XV*7M#B1I%DY`GR:ISO3LRCIKWY2((U^^?
M#@EB3IH$BY*?D?6K<[(^Y-8PNA\DW'YBO)-)[_*BL9B?QN$6(^L/;TB<"4GD
M=2E45?[8<<UXG2?1'A:.@I@`F[T[,H^&*L_CU@B%`GG1RB8D^]\0*[:V!57=
M)-^"3/>6[EI2.1;^G[UO[6W;V-K]7J#_86#L`"D.+?,B4I)S`>RD[LZ+M,GK
MN-TX'VEJ9/.$(E62<NK]Z\\,=;%L2_*0XF6&?(#L;EF6Q9GUK%GW-:MYRJCE
M-"]%WU`O8<#W)=-0_ETFD^.%\B9I1((H89HG</UIPF2,-X]C.M;8<E)RS]12
M3/WI]3Q.<MQ[_6SH>PF'*/?D]T/D3`%[=F/\^R%/?C!>+4O3^WKU-"\O2/!L
M"34CWH!/MX'ZX=?.6IHU$"^DJV/C*B4(RY.'S&7QI]D/DSES7.A*-C)+O<@U
MR[4)OZ;.?3GRSC&9O!./ZS2[617*$ILH!![IFCEHR?#X!I(B"QJ4<MM53L$V
MB6+J,4.0_2Y^N"E+3B?SH%1@_1*CRG4]B,^!UL]Q\$IP>,LC$*K2ZJ]*&VJZ
M>2"[2"V\Z[4ZRT[M"+[B`66R-9A<F^#.=EI?9JHV=[[B%6V<1-W4;+OX%1>/
M6*UYV=W&I*:D]1*&:6A.CH"!2NG-9K-6,JSH:=XU;UYTE5V=)\<WKCL[Y;IB
MV]]?1D%P$<4_W'@L9V+UZE$6=!;3A&^6N"1F;TX6*R?1)`-OE67=KA1)XH<>
M)?_CAG,WOB>+)*W>R\,%Y:3=D5%M04:UR>Q<7;<22&30UYMM&SW-MA6\FN#<
M#5PN<]STJ=CI3%:E4`KM\&1*W]),4SS9C&Q**5=Q?`J]F+K)HZCC/)RX=U&\
MT%NW;GA#N=S-DLZK@"0F5Y9T#X>N]7-<ER@UIZMSC]DVIE]5361<3_^9T3`!
MEY?$Y:8VTL7UI]1,+KDX_^`FMXR5>2X)8^]+XM[7?4<;Y+!,#MWC4[]&==E<
M0K:(W_Y%L[A`-,E*.LC83SRV0?&X.7)6M>>L7CN:D4/N5Y*SJN(P2:X#-ES8
MIPT.XF"HHQ)JO,S+,"UM`'-=!G/=]?Z>^XF_T@D\YGSNAM_YZ[/DEM[Y09"W
M&$8%9F_"_NF;FFFTY`X[R44WHC'-^JDC;6B(5[1*S>EJBW=$8ZKC<IMYLRVI
M^)5<G",:4T$TQAEIEE6?#=ZV:$SM@1>P\UYV'FGFH#[CNA7AD!)">5_26QHC
M=BAQ[-#0C&'#U[!V6_3O"2.*YT+4$?ZUAA'SU0'#!*\ZHI(@I%(5KSO::(B0
MB@1<CY!*=5S.F+P/>8Z0BIK<^]H<:8.1H[03JHYL1DBE:G8V+,T86$JS,V(J
MB*F4'U,9MK`82Z;*QD*]U'OB+`??A-RJKF[)KJHNYQJ`%C9SO]PSRQY[O67Q
MV]Y;ME87;HI^VE6]T9_MATS'?N9^Q*<P=<,;G_U=]F627EC]0`^T/2O1]ER"
MLU##Y7[E7!_M-'U]='FZL\UW2>^&J?J[I(MGD>2Z6%I"62$V=*]27;%;+=3P
M6/8(/_-PMMT0X3]1GG(+TL;OX?\MYGFP#VX<W_/[6S)C+28GZT6?3<OJNZI:
MNG84P#//FT_G6=[G&7B$H<>DVG\SRUD%##LU;:&^HP?$RD%LXZQMA:O4LR9%
M?E"A1,N"_`P9?^W?+^X56PYD0JJE@1NJ&M@F,`2&P+#Y;0)#53"4/86]#`H[
M)5WZM__2[@_L2Z,IC4G@)ZEXQ1QF:A5^\L:,F1R],3(.U%(6\\-&:Y4#?M\H
M-%Q+&O!KQEW->S\+GO`&-+SJ^#8\+<^RVS<J3^6)4R\8/5%,R9C.HL1/^1WN
M4W\^K6J.'J9+53%=:C00;[N1:KH4F*=IYK$UPQ37RE(Q#\J*:R\K'FA#I_A0
MFVHGDX%1)&(49B>-#BSZD=H:;+QIHZ8I=OM?746I&]2F[#'.[D!=/]0<NZ0^
M`_5,1;6XI\JQ=H>;C':_^'A2S$3L6/?,L`QVD<!J;".G5"EF#K(>G7YQI[3N
M=BM%HHEUMZ4@^2]_\A\8`D-@"`R!H1QF@>0W,OT9NBBT[A)/`T-@"`R!(3"4
MPSY0_@:D_?FDWZ)H_,,/D%)2)J7DV-K00C*@*.=('^UN0@)+3Y16I0#D2A:5
M(T^ZR"K2DZ(+HJ2YF_AVJ4'!2^0J?/C#C7X%+N3;?:??K__,J)?2\>;-"[\N
MKKHO^4Z_RB_8VX&3V+5ZV5/>'2WNO'@JJ_?<LF>K=\G>XDO]E'VA)Z9D7JIS
M?"X(MF]HC5,I_+'^-N&+K,B&1)&HX%6*>UE^78YQ>7PKRZ98($NYT#S]U`H#
M+"7%T-G:F[4B$O_IE#@TSZG?>\Z83!:_T7TES53MU&NF$W,P:E^#7EVYL^JY
M7[R9"]'?O?W&H_HF0[1!WM?+Y>)>/KA\+Y=;]<V4A0`78FWQ^4I@[7W/M`?B
M/612LW8K!;BX"0DNW_=,RVP)ES<CP!\YZ8_YW2Z/WZ]N:4S=28JQ5S*W'0\/
MO,I`ZN/5N!)YDD6I3+>4W:9<M&&Y\9Q>Y]*_EF;HZC1^Y<GNE3P"XWK+0J\?
MYPRVY=V$DV:KO-O%^=?3W]UT'ONI3Y,ODRM_2C\NKHJ2='36V9;9>AI);RE)
MEF08L^]8[2C#+)J0E.UK=0=60GXP74_<A/%-$$0_EI7MM612MR<+#6M7G1K2
MAE6D#7.E!;?F[QKRBG(FY.HJPVC,B*K)0"K=[`$+2<-"36=?1T\OOMX6V.DW
MFWU5]I[49K*OP^%0&YJ%J"RU@UI*_"?O>1<\',BXUA'*-(R19O;%1X]+S<YE
MR_E&.!M9UG(X>VCENL9(:L965TXCL5H.-_=M;6BWI&R@%6(:N=22<JF6IK>E
M:$"Z=*J%=&JWTJF69N1P4Y%1+3>C:O?ZN5B\[.`BTI]UIS\-S1A8FN.(.]`J
MI4`;R(R]/1%/8.YN-?Q(KU,YDYU,C2Z3E'R(>(9%PD?X)(PXQ`\G_"G92&J.
M2TQOW'B<?9#]V8=H.G/#^R75^LZ;A$3S-$G=,/L(8_<X^]:$N%LRJH1]C+\P
M:LR-+AAY9Q=E28E1X4RHH:N7"JV^&^\C3;S8GV5M=\<9JZABX-5`FSDE8S>5
MH`]1%HJPCP3D@G+Y+!]5I.ANS80M7]!&8^L\3)LGEA00-0;+)_ZE-$G)Y?/S
M+&&9PHH(ASD8$E4I8,_8\R.S\.G12J-9,_'*YA?2ZILGZ^!PA4)+2U_$M+?6
MACSRE8X7SM)3TJW>+8%OKV+FHY.O,9W0.*9C\HUZJS);4:9JM*#H*1'W\EH)
M]#).3.O$$J\]:9(XIEDS<?YW[L;L`<$]N;Y?!2L>&<+7],8/0QZKR.BHCY2@
MX_8BKA+H558I6PE+,77-8?_3=?$XIA2SSYLY6'5+':NG&Z]X4,\P3RSCY(E[
MZ8YYH#6+E,7,M7GT.XM,V9-NR>=/YU\NR?\A9F^@OVIGXC./YNRB-RW2?%N3
MUP'J2$R=PQXOJ"J;H8VH]BQU=1)<Y]K%\Z601UB!@I/#-52:#TL@H7-BV">6
M>`5LU^F5PX',2&L<.*^^8:5:ME/Y4L:D,K56BA\JM'K3U@:#?BX_%4JYJL-=
M;G[.X*YI*4ZNT;-&TCJYZQ2U+92BSE%\J)>C]OE]*YNU1"?D!^7GFYD`+OM^
M]V:)@)N0:/*\S*CP>6A9K>)NQT*:`L;=2^P[FC4Z3,Q*-\Q"+E&[KWRXC'AN
MSQR^)`([-.D"-8BY&JDJ+<9YBL7>&OAGM8E;+'Y1.V^UDY)()R(@ZJ'G/OKM
MK%\$U793;7^-H\24VZQ_;)R*_+0*U4'*1%#Y5B3;X9"ICG*GP_22BBFYQ*NZ
M^JH]<&-/$NU)4/)*N966XBUC!BA_#6`YPNOBWY_/R16-I^2/:(\U6&U53<.U
M>_T34S_9%J!J8//-UN9Q;M`>F6;9:A^R*QFIMI7G-<$G-9;?U55N-]!L?4>U
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MU..2?$S\D+C>WW,_\?GD05DT5]DC&,MRTBM:UPO^NF7`FI'`E:C45Z_*T'A9
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M[`DN_^(@B'XDIP\`O,P'AM[3;0$)LF.?W+#T)_?;^+3C@\8W=7(8_8C=V;NC
MQ?\_"0;XC`%\KYAFR9[\^E_<FD]OHWGBAN/DEX.ME,HW7IFBD-%1%*#!\A3E
M?=+_I6Y,:,@/TJ90.'VN/?<R8*EJLV[$Q1ZYM'EJ?:9TC%V*J[%CXTN)/-)?
M;=4/.XRCO"52VZX<VK^@BN8]OOS00SEABV>P_Z$[1GGF>^K0&1:AL-1LWZ0\
M+X?KMY2;0J`7X>Z^."6E9NDJ)7F%?&R#CTOAXX&Y)72F(A^K+YJW%-R`I0NP
MM*.+&QY2L[2BHGD`/BZ%C^T<2DYJ/I9!-+^<W2M,L/6KJUL:4W>2TE@8M[KR
MGSL>7V&.O.BQJ3(]ODA*:?90W':O-S&NM-8026$=?LCRO\I2R(4!KRXKF.<`
ME)8_SAD0JCAUO-!SFM'?DA_.AT]M1[*^Q.A+^;!M&=$#LIRKU.G%^=?3+_,T
M2=TL&_`Y<L,/T73J9T5?DF9&\V0IR\]6(T-9359R\P`L$I-3/PAXWOMI7K)6
M%V.=E#2%DI*K2H_*'0XE'@!:@I9UV<:RYMJ59)>ZTMY*/`"D!"D[*\->ZN!;
MU&W?SR@OU'YP':2+B174E^6V+U[PBQC)Y=;6N;KI`U16*_W+C?W,>P,P<@%S
M6"RO3$`42HRLJKIV%M3E>^I&<(AX0930\3$-QR2(W)`QR3I2)(P2RNL*9;G%
MRP7JJ*YK+[S%MUP*SJ8M5QDE@*X(:,L4STJJ4B];5RYR3X=\WN;W"6^=&F\J
M,A*%)*9W47"7]4[Y(<U:4+V8COU4>W2ER()86W*0BP\3SXW'"6&ZD]Q&4TKH
MWW,_O<\TI[BZ1,E`[24#EGBO0.V-].`26;C$D+:L!&PB$9N8.0HDU:L^DJG6
M[]#2'=07M:*^:+3E1GE)BHNZS29E2>>2^:7?-\$P8)@<!8Q]\1ZJ[I0OYJB4
MJ_GA;T_RU#ANUD7^[O[#"RL_9-[\I9]\1SGD\ZE`/=/V0]1(UNX#K:$O'^9%
M,F]1B,F?X&=6WJ.K8C*$L_=_>0";5,SHGY)DONRVF3U(/(G\7BF2IF?K^SP_
M1(D$=1A`9EW]P>]7_8M?K-H\?=0*`"P%_O!I3KN(\?0;O[R?DM]=2HX)/RLW
M[@T]YEMC1R;9,Q^BI8FPANZ+L;21+=X')$7B3UF(&\YU#AW-L@M=P"1U\+/>
M=&>^QWQC]E9`SN<)SU\FY&S,KXU,TMC=?F?WCE6@8W]OQ[ZMZ=L&>LJS1>#W
M`GX#0UP%22V+&DC$%*'!!67F-/,$_\WK(7@<AIR[X7?R[3Y)Z9298]?1RK<$
M>Q_*WJ/M%W'+LT/`]P)\0]QLU)1$BB;D+`W<,'6WY8"/LX*Q*&2+B+SO8/A2
M&+ZOC6!-`3X)Y)4BQM2'V+VC(?G`EI[>:^2/*$YOV=_%4>"'+IG.0]_S9]DX
ME7`,)B^%R2W-Z8L',B"C)(.OK^FF>'F0U#)*:IO*CQ/V09]GH<*$&U1>%,_(
MZV_1?$-"_4*6!++U-YF,(B<DS<8US];CF@N$XW$"]@NPT4@"KP+P%85OF&.2
M@=0"3!$CZ\(5RA9F73Y9@4K*W<DL_;[Z].8()YR#DL[!0)?@)G/`5U@+#<7;
M(J068S+;8=]F;IRZX?4\OF&_>V1\\8_ZJ1O?DV_T!XW)1YX<]+T4;F,U_&Z.
M)%#;@*^PU^^(-PE(+:X4L;HN?>]VREU"!+?J8W-3DV*6!N`K"M_0D2#?VW:C
M:I4PO'#C*5FTAJ!LH50VME&VH#9\$BB1#ME*3QV[U$TI#*1J>-O(<3<,1)-T
M\%DY[FR16C3);"#]Y?,N/G\EB?X=\2+T&W+&I%04\PNP()NJD4TRQ"@`7V'9
M-)`@H8'[`W;='_#"70"K:P-6,YIXJV?6Z7F6)#1-SL+Q9]^]]H,L6?@[=9,Y
M^Z(OX25/(,9,/+(/_!&%\>K'<S?Q2QZ^)$Z;HS4WB!$_[S?CFH"79=CB2\L;
MI;1NW)=CEI+3RIDUH&5YM)1P=L9"TY9[)<!'FGBQ/^.U(;SGX()Y\*'G,TWV
M*4S2>)[O:O6.7J9`W/3YM;P?J4>GUS0FEK'ETEZN+YLG*\!<K?1_YU%*Q^1K
M['LTX?KJ&6)G7NK?\3JL^#M='(E'OV;/B\DG?B41%PU;_CPSP\CKS_2.!L00
MUX(`OW+PO['O]B?L-^&6<_PEO66'^/G;UPF-[S+GY!DK?`IG\VTLL@3?!/AR
M@O\<L3_#:(WS<QY8X/SH_27$EAP0JY:$&%,O6MP0<4KXO?@QO_V^E"$R:S\7
MX:)2PD4'/A,A/V`(#($A,)0,0Y5R@T5&B:ZL+4XT]B=TNK`!-]IH[EP_R,P]
M[M`E;D!/P>:M8W-@"`R!(3`$AG*8#/7>XNL<>(OO4S/"7)H1OT5LQR%/F1PG
MLRA,(GZ#0!:TFL5^0G&WK\!#2[GOU3`T>X2!M;)ON12L5W=X&(4H#KQ5PQMG
MNSM82WJVNQ4D65DWOQ\^J0!&_5[)UG>TD2DNVN"5209@`7$%#"7#$(=0<0!E
M.H0*A4:JL1D^1/&,5W10=*B7R.*27,('^-274,`01["#\,ET!)6,)AQ6M;K+
M7/CU[SGOSRX06:BK9'G'XTLK2:YX$OGA2]H80Z[IAO@=FEL!:D!T@%%J9Y0"
MPA;<TEEN@5@!H[1#K"@:_5G0X"FIS)Y]D(EG+4V\JRAU@RU5MF48?7G76,VQ
MRU9!QM&<;>_PDR=>0%/=8A[.G.$,-,LNWKF\1$@"`=U&7BE+2I?,-"4(:O!-
M!_D&P@9,TT9AHV3`#P%K&0+64A3\`T-@"`R!(3"4PQ9HQPTMF[>/@M%;Q^C`
M$!@"0V`(#.4P&N0-(.PJ#OHTG;D^[Z@.(O;9S=GM'N^[IFT<Y"">_3F\\<%D
M!J0$TTG:`%O72QJ!(3#L*H:RR%'5(@LUV@MA%!ZWUV9H@NE-0]--"<8'`3\H
M'F`(#%7%4!8YVLT(PT444R^($F8SQ-0-"$VR`9*=B#0TP>W]@6:.,&I;6?R@
M<1K?'#`$AM+(445##B7=_OJR]8"X0^GVLJ.90[MYS@=^T#[`$!BJBJ$L<O20
M\>^&WM-M`>V]8P3[.HR0O>F'?)0G^U#/M/UPVZ*K&4V^[9NW_6<'#2J<0E_V
M5J]N>?-O$$0_F"E%%A/7D_F4?<C_+TU(RG[](9K.W/!^N9J^\R8AD_5\8G]C
M/C%?57KKIN0'LZW(=#G=GH_EG?`AO7?9D-XH)"Y9EY@2-^3L_5!SRFS1Q$_X
MWSR:W&OJAM&K$/`7*8U9])A%S[>AVOQTT+(\6F(6/6;1[UWIH;/HQ5-.F$A=
M.9AY9]$___VC6?3/?DLPBUY>\`^;12\THSQ['[/H50,?L^A;TNF(6?25!""E
M:,T!AL`0&`)#8"B'Q:!.$2)FT7>4S8$A,`2&P!`8RF$R8!;]_A4K.\RXF5GT
M5E]S'/'2&BF&-RL+<?$MMWE>-?#&V0;6[3S;W0J28!9]34:]8?8U0Y>@(A@`
MHBJ_JQCB$"H.H$R'4*'02#4V`V;15R.CM/YPV#Q[`S_U110PQ!GL(GXRG4$E
MXPF81O_H\5V<!FP8FN6(RT#,C>XLIUBC$=@$;/*B0-&UD0-.`:>\R"D%S#<,
MHA>V:S&(7HYYOY(-HA^:FF,ZAR(D@8!N(Z^4):5+9II#+#\P3`<9ADL9TQR`
M:<`TM9J#F$!_<),U@M35!*FE*/,'AL`0&`)#8"B'+=".>UDP@;[5C`X,@2$P
M!(;`4`ZC0=X``B;0%VF:/IC!34,S4<:HO("2HHP1&`+#KF(HBQQ5+;)0H[V`
M27!E,_U0U^R^!).3@1\4#S`$AJIB*(L<[6:$`1/H:^9V6S,'9O/<#OR@<8`A
M,%050UGDJ*(A!TR@5Y;SK8&FFU;SG`_\H'V`(3!4%4-9Y*AJ$^C?GLR3XQO7
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M(4+51YB/?N(Q@9@F[!T2TTE`O93P:`1[!/??O].4!U_&/C<4$HW,@]2?\H01
M=ZS99Q=1CWLM"X+09/%+;J$FBZ],F)\N.[6;8TO]N#]Z58%:JZNHJ0;]M3<;
MJ5+4/"^35A9*W[T0T]!T4X*Z/MGR(PTH(@FT3QLUCH1JIC+58AI5J!85*E]V
MT>2`REEHFE(U37^@F2,=F@::1AI-`WWRDCZ!JR*F1."RU.BR.)HYQ/1+*!)Y
M%`GS3*ZO8WKG9WKD-@IX^H?,V".B,93,2_$P_7`E4Y,N.72@V!8BO)2:$RTV
M.71IA5?1^`"84E56E5-A2EUHV:-B#N;#2FHJ*N?+;5*ML25+>:!!J'9QV"&5
M['46`=?V_*W5\Y76MJ\*Z)^5Z)_?G[N!&WKTVRVEZ6_,:YZQ;Y"E)G[7A`U4
M<+]T[NL;5B%AZ5DYQ;B%W?!KYHWEZY[=H%V!`EUG9X%NWO7DK^-;EBT_:2(I
M@WE$5RT[WPK`5'WYY%.$Q//O5=9%2^)U'];YLJGC7VYR44>(UM/QL.AR\[>4
MAV^4_C_[W;]]&KNQ=WLON63>W3I1DV3^X,;Q/8\,/B/AV90'&U40U!V%[M=U
M`'?/T5`!OTXU+-5QX(!5.5C5=L+:8B@UXV!VVI=L\M2I!3&("6+*N5<0LUQB
M*E1AO.K)')70:??!36ZSTHXQ<XDG<31EVPJ_)QHO!?.YLJ))>GQ-W5Q3`QOM
MQ7O:#UFNSEV$%L0C7<](48)CE+M3]1#G<ITMR=V9.CCPR0\SQT>.9N<8^5'V
MSLOH1E46]N*;!_Y*]J:7@'H9U_1;.:[IEV+CP+HU6+>X.V"1N'MBZQ4V]-H0
M1<EKT=6LSYO28.5H;J/?UT;&J):GUK=;@*H0J))W*C71E+1`T;(UTY!@D"(`
M5!Q`A4)G)80H+^@XNS1NPE:?\!RA[+,F8"XIHUD+7/6OQH:!JUJX0N=N?Z:C
M2Z!O`9["X*D46RIH(7WC/4-9@Q%Q[UP_R)IH)A';J!N(ESZUQU@2[UR`4LT3
MAG`&FF5715Q82@!5.NFDBJ8UAJ;FF$[SVA8`*@Y@MV)+&Y;3+64B+8W(U$WY
M6WF;DF`W0<7N4+&VH^F.^+7^:FRVXY@ZAM8?B8MK6$TR*EU[H(URE+G!:)(,
M/\?4!K:X8)7:9I*Y?.EK3'G:C4RC.+UQ;YBQY(=D%D<>3;+QHPE-TR";%2HY
M8R,SIXR"'3+]*G[KMQI[!:3*0`J5NT/E:CHNXP=\$AA,\D\761@)V92J8[)Q
MT[M&0IIRN\GEX]3YM7V2<W<59I,%'5N%CC4UW38U6U=%SP)6L2R=-AH--<=4
M!5;HW^W/9,?3LC2[+QYIAPDE&83L*`X'VF@@WHXAM1DE<]QI93O!;H+=5+7=
M-!AHMBT^'4B-W0)4A4"%PMW^3,NVM;X,I3$`4'$`.Q=VRFJ:4`@.O5JN7K5T
MS1I598C"5@*FLLDF531M@;9'6$O`L!4!IH(5X&>>%\_I>'TE$XFI1_V[;+:9
MW`R-8B9EE*NA:Z9>%6UA,`%3V623*LK6,+2!#)D<X*<V?HI&EHK>R/3QTP=F
M,(WI-/0G[`-\ECUQ^;Q3R=D:"3F%U*NIV;8J=QX"5$%0>90);7.**UW3T)S!
MH'FM"P"+`ZCK:)RKPU8Z=\/OQ]&/D(Y)X$\H,YN2>=S1VB5$ERK1JN9`&]KB
MXEB-S0)3=3"%GMU5[6WJ,),`7_-&DCJQ)66XN(VC95MT>`]\)@0P,`2&P!`8
M2H9A!T)&'^DL2OPTD9Q[4;"M3C1!&YJ&9CFJM(\#5F%8+6TT5"5+"OVZ*]`P
ML&U-MR0(-@#"XA".-+LM235%NMPVKN_.+JAD.Z`Q<6]BFMU&F?#[O&,ZF\?>
MK9MT,>,&>ZH2Q5N@1T.-#0-7M7"%.MY1X3+0#%W\X@>84\"OJ]&F\RB.HQ]^
M>(-X$_1H27JT[VC6"!-/E-SFSF"3KHV&Z'=37*]:EC8R)5"L`+`@@#H3K99X
MSY'4EI$Z54G/;@F8N?<=O2(`)E,EZM70S)$J>1Q`VCI(H6]WZ%MM.,!EW8"O
M7&/I),V,A_5;J_=GSU$]":-XZ@8OBH.I&]_X;-WZ8\FPM'>V+6_&WWM[,D^.
M;UQW=GKA^O%?;C"GY_?G;L`[U+[=4IK^QBRVF1_>7+$O/0\B[_O[GW_BO/+V
MXOSKZ3?OEH[G`?TR^3+CEP!\C7V/??8L2>;3[(WDBF]T_;?$8_MB/US2R;NC
MBSB:FKIA'NL&^Y=&V6OVSS*.WM=`C#4)'D.0(<,,IR!(9B[?S+LC_2C[>>:.
MQZN?LR]\=[2PK];\\\,?I[>GQ-9?Y3*YKJ-X3&-N%`?N+*',;%N^.GK$-+LM
M[#2:560ZKW8T>K65DIM//3'TGFY7+X:62S+Z;$E+2(XSV<"6V>O/TH=W^1%>
MORG7ZLW!JS7N"PO[E/SPPW'T@Z^3&&PA213XXP)++$R5)3.O#@=_\.8)/)ZX
M4S^X/Q6JAF!'.:,-_\,'(5C`><Q86U;/,1?3'$C27_^942]E+NC8O_/'-!R3
M>Y\&XYU4%MN@>@?H(.9N"CRK9PY?57H@&DPRU4G(2S_Y?CR)*=VXK]%-*4Z!
M"J?`Z#G]:D]!A]4"OUP"QT")8Z"3>^K&"?1!B>Q_%P5NZ@=^>H]#H,(AZ!N]
MH9E+&3R-F502(5A$?;)W^/V&_%OUGFG[X9X`2I%`R"J(L@J^//S]MULWIN=N
M0L<?HNF,ADEVN^*WE/W1XJN3,R]E+D!Z+U5H91V!OKJEC*7X@#:V?[*(ILR8
MH9:58_OAA#^%;R,#,:8W;CS./LC^S%UNC"1^Z%'RD7IT>DUC8AD:,75]1&+*
M#CD[[&G$1\#Q27#\SSB=W/!^"4[?>9.PW7&*1`MZD6B>)JD;\N><[@K[U!]Y
MVQ5VV@PS/0U#+=>X,V#TAJRB(WJN&)1HH&F5RI4U35L@Q+R2DZLHC#$K*>S[
M9-,,(H9D^.[(Z!_E2=T^"1*=!TS5;X\/B2QU*4+(EX<CT3RE"E43@`6+LZ#9
M(`?^,<]D>C3AB[J.R<G#2C/5)UZ%6B4_`JQLI?^AW*:DX^-G8)VQ<^G>4/+L
M%[_^0V//3[;\AMM$X@4S0%=&=#^P!\3,3ILSN^C9+Z]H/"6O,]_VE^8IK@K.
MI6&ZW;W;4\]U=G/##?!T"\Z?&,Q^F/C>HU]EZ>'F:=QU>Z%Y>:367D%,$%/.
MO8*8Y1)3H:+T9:#&T5^NK!'JXEN4;!$W?1XW$T9A%3S*'SHJH9[GU;9(;.6,
MMWSZX-66(MZ\CQ_8EF;HXG<L2;%S9<'^5R,8&X/>0+S[!@@K?)P/HSCP!M[2
MV#227T$@AW$LL#]5VAYDNK`5&`)#8`@,@:$<MH`<-;(YR;#EU6^Q&Z9T#"XO
MD\OSW'P'204,@6&+M0TP5!_#;D4/MKQ:U2/!4"B'N5\;0\UQZKNI7KR2"+CM
M[SKJ]<4'KT.G2`:?3#JE#1B*9P\/AFXTT$9]\:RPU*9`6X('%U$\H3["!Z59
M!<.!9EOUZ1=8!259!4[/EN`R4<`'JP`8-H^ADM&"<OL,MH809GZ<PU2HJ[ED
MQ^,K:B@YY([1BI;T<-7JZ[YFYZB\W(I0?39)PPS2``,<#+!A]QSQ0N9*\)6X
MS:Q%0)=%9:`-M"6QB)0,FL"X;YMQ#PR!(3`$AL!0#K-`\K**W1VEAKBC#8[>
M]TRG;VK6J+Y:BE:+I!HSNL:P9XA/0@1JDAT[F10),%0?0\0(P,HM865@"`R!
M(3`$AG*8!9+'"-"A63MKH[L/&`+#YC&40L4`0_4Q[&ST`,V:E?/Y:U.S<I1%
MHBM##M@,JV=)T#`&^-37+FW`L,;,GJ.-^N)EQE+;!$J'#M"?"<<3&`)#R38'
MTP`82H6AZL$#]&X^?GPG>S>-OJ.9??$R2'1OJM;F9=B]IO%%/Q_Z^8!VQ]#N
M5AP%YGW;S'M@"`R!(3`$AG+8`NK46>SIWA3O7`-S[WMF?V1I0QMY>M5RO,:P
M-S*!FJK'3B:=`@S5QQ`Q`O"OROP+#($A,`2&P%`.6T"=&`&Z-^OC\H&MZ35V
M8D!*E8S?J#?`]"QET9-)QP!#]3'L5LP`C9IU,3=J^X$A,&P>0RF4##!4'T,$
M%-#3"7T##(%AZS&40M\`0_4Q5#*X@$;.QX_O9"-G?\",5/1QMK?ARW!Z@X:G
MK**S#YU]0+MC:'<VC`+KOFW6/3`$AL`0&`)#.<R"NB(EBXT_-9O,GIW?//TR
M3Y/4#?D7;>OO%.]M*V4UI4=)LE60<32_#O(`4W&@I)15/9C<MFEHCF$="I4$
M_E4;F4:\&[4.7C$&O6'QJ`LXI8/BQ>J)WV(-ANFN:#&-H>:8MK2\@L`/G)66
M."O`$!@"0V`(#.4P"Q0,_"R[;EQF^R'PHZAGUN_;"/Q(RS1R>6?&J&?(ZYMU
MFU,D%2\F`C^2,HQ<HJ5`XT'3L9^3E!L^#V^MWI\]M]]/#+VGVP+$F;KQC<\6
MKC_>QSI^D[WIAV/*OUGOF;8?[JY5YFN<\=^^/9DGQS>N.SO]YMW2\3R@7R;?
M;MV8GKL)'7^(IC,:)F[J1^&W-/*^?YGQE\F9E_IW?GI_Q;=YQ1Y\'K!?OO_Y
M)\Z^;Y]_XQ]1>$>3E(XOV7]CWV.OLJ_[,_33'5]&/$8B]L,EG;P[NHBC*;<:
MCW6#_4NC[#7[9QE'[W?1-8SBJ1L4)>OZ+%S=4L8E01#]X#G,#%<RBVG"R)P0
M/YSPIW":9!C'],:-LV1GRO[,76Z,C.<Q?X^M6E]<:ZL1-QQG=C"):>`R<I`T
MROZ&4]P-[Y=0]9TW"8DV<J@S&F=/Y/?ESCGQLB^*UU3-5I%PTIX^8%P7#VX[
M(UL6L*"A1X-@>4S?'>E'V<_)S/56/S\6,,P1"MQ90D_)ZM4;\L,?I[=\`_JK
M0KZ1F#=6D]/5FEI3A@^#,7QWY!R)[-YCYXC&S.DMJ^(_6^E:WI"O&P<FDS;-
M$PPPK5;Z.6([O:+QE#SH!9(IAN;I52AT4Y.P*!>%BA7H5H6`1U;TR$>:5DZ)
M8S:I&.99%#*:\$5=Q^3D8:70#I)A]1_*74`Z/GZ&U1F3O^X-)<]^D5T$>?R1
M&=3/?W?A^C'YRPWFM'ER`V0<2/6P:O>!E-;:4S&9G)-?Z\KR*O$`D!*DE.\!
MG2*E0K6<RRBHPX.@+]=R%%"8#[&TYW4<NG@&;Q6M?57V!2RY$V@;*Y'PZI/E
MZ@;5K6ZCLX=Q9XZ*ZI<@;,!TD9*K*B&.>$YV@X->7$FQJ71.SQ:O"@+70!:)
M5(.,--,1OY`)7`59E,DBJV>79X2@"ECIJ(,\FVM5"3LP!(;`$!@"0SD,@0:Z
MA(O08#F5;U7]R*L;9^R7$2[5+Y6M<2$[,`2&P!`8M@3#ML<*_EIDDV`6M)^5
M@2$P!(;`$!C*818T%CDH(2&VGLE'HIC0Q8B=`XP(#-VI:4D;0W?,@68<</5+
MMX;NR)+6EJ&&1&I:0&A4*31*N/VAH]PB-1F:,,U0\@%G0WYG0XHT)3`$AL`0
M&`)#.0P!14H^]O4*&>)S0<#;^YZ915'$?6?(IE(JV6N.>``UV4Y=OOX4X"?)
MJ<O5'R*U#8!@0(?$C4P&+#`$AL`0&`)#.0P!18(!Z/^HA:VE*$X"AL"PJQ@.
MF!"6P,4$?`4C!/V>W6\>OK9'"-#U42D7\]I*W12OK:ROC!*X(2O06OA>UYP6
MP+%#6D"6:`!Z.IX\OHOEV:]'QF'PH)^C%>78Z.>`P$`_!P0(^CE4#=#`-VQQ
MVA$8`D-@"`R!H1R&@"(E''O[.<0=?_`V:@#JP[#&ZG)`U_CF4+XA#WQU]G6@
M:D/2`ZD.NW;=D`6&P!`8`D-@*(<AH$A0`'T=<"J!(3!L.X;]D68C,J!<9&#4
M&TD`6ML#`VCG@/X`AL`0&$JP36"H"H9*APG0\/'D\:C?EK!.5UIND9H,[:_?
MEI8ONBA%7IM:?R">OT?GF+3GY/!*#K-GVY+*C+9'<>!KM#@E"0R!(3`$AL!0
M#D-`FK@-,[CR&[![6T&*S_0LM);2O:UL%60<S:^#/*9:Q0Y7*:LJ-7*S1$L"
MWZ.-?".>)`>[@%UD%3-V7[/ZQ4,[X)GNB!A#[_6'TG+*4YOO)'79MA_>6KT_
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MF5!.XBQCR:GEAO=+I/K.FX1X"T*1F%,CZ3U`URC?/'YXQLO$HT&P/%;OCO2C
M[.=DYGJKGQ_+`N;'!.XLH:=D]>H-^>&/TUN^>/U5(7]&S)FJW%'Z?_,D]2?W
M+4HV,8@8DN&[(^=(A``>.\XT9FYK69F?Q;GSTKD;-$\;(+)1@$&6@CQ;UW5,
M3C*DQDRLN]X]^3J/9U%"D^;)!]!6*[V*R#DE_V'">86=_U^F?C;QRS0Q^<I4
M+/_*B"DRKO7I8XPS3<8_=.=SM2<'QOE#:Y5H@\679K3U\MNT2_VQR&W_B_@A
MLPVB>>*&XT2^-/.:I\TF5<,TFH=I\[0!(JN57G)SM7G2`!`<$5D1P1&1#!`<
M$=D0D>>(2&)8-A-F:)Z]U-HKB-D&8N9STO.MY/6484!XE"18-*]XE([KG<<#
MNE9&5X4*?!9?>AT%X\/B%&<)SWL4+^5!]9HJU6O`$!@"0V`(#($A,`2&;<!0
M]M:\$JSTA\I]3CFV0CI=IH-3=YT))OD";F!P51@<&`)#8`@,@2$P!(;`L`T8
M*A1E7Q:V]Q_JVBNQY3=(M??5JLU`%,)577[NU1]\1@H_^>"6I>63!P<^^:$_
MR;+Y%=#BO6QE;[W`T6T/[L4W7QX#&$[/&;P"_AT[]\;`U.R!>"84N$NQ^?(8
M8-C3=1S[KAU[_CC^307]"O;7UX^I^<?)6;:;Z[7]R[_RP1@&;ZFR>>F83"76
MZG"J1M2]XSWT.>,=M9W"IHY>63[<4--'XK=,J+';CH/*_3)#W$!38[-=QY0Y
M77U3/-BBQFX[#FH^1TJ-O78<4M.P-=O2`:J*V]QS$Y<\!U6A+%&555X^C<DG
ME'FU/"4*#($A,`2&P!`8`D-@V`8,$?`OO9X+WFR>F+]E:I:-$(62V]P9HK![
M?<3\U=SFSO"PHYE#!YBJN,U=F/8EBB0"TI;5K*A!1[!+)]@%>8H\'@^*G>IP
M?'1M9,"@4G*;>QP?RX9%I>0V]SD^N:_:DWVS'<<4CH^RV]PI>LV19ADH'E9R
MF[M`=20ZIQW.E'RF;(ON#45E4TNS@,`0&`)#8`@,@2$P!(9MP!`A_SPA?Q0Y
M51KK1Y&3LMO<TX=E]F4)3@#3TH*(0Q,'5<EM(MC?&4CY,[I0M@)V`;L@18';
MFU0X9"AH4GB;^YP<&$]J;G.?DS/HHZ))R6W"R>D,I(9C:L8`%4U*;G,7J+9$
MYU2A#,E63P#)/B3[@"$P!(;`$!@"0V`(#%N$H>S1_!)L\K.$1!/RD7IT>DUC
M8AD:,77#`#.WCIF!(3`$AL`0&`)#8`@,VX!A9^+G.^<>1'S<`<8>M)O-@2$P
M!(;`$!@"0V`(#-N`8;MCZ\TT`ZO`]^(CZP]F=\NVM>%HT#ROMP&W)N25X?0&
MIGBM'O"3X]P9`UVSS!%P4_7<Y1M$#/CD.';\Z_E?%"/2JK62_]6#C0;XU3N]
M;>.#S@?Y*^RLQ1G:Y3IP7K&;9WX`6-AU<'+,`0!^LN''?`AC*'X/$`"4#$#X
M$$K#9QJF-C"A`)4%T-#E.(#=C/-?^30FGU"8T_(D%C`$AL`0&`)#8`@,@6$;
M,$2XO?,U.HU$W,V19N@(^"D+H&'W^HX$`0?@5S!@:VN&@X"?LOCENW\2\$D&
M'__Z-E5M@`_`!]V-_XOZ$"C>J<25&&A]1_P.(\A`R0!DKH0U@BVC+'[,E=!'
M<.65Q0^NA-+P&4S_.2A>51=`1X[SU_E,P&?*-NK>4-3OM#37!0R!(3`$AL`0
M&`)#8-@&#!%P1]$.BG8`H&B7D&E($&H`?D5#?4-M9.``*@L@0NU*P\>_ODW5
M&N`#\`%"_SG\"93MH&P'`*Z="6,`8T9=_)@S,;1P`)4%$,Z$TO`9CJ'I%N[-
M519`6X[S]]1X/TG=ZX`^O/7P'_;+V7-H3\(HGF9CI?9;SE,WOO'9XO4W9(L1
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M:HV!QK`-WQV91V6M9Y,@'N4G\`U9,LMJB>>!RV0'6RA)HL`?9\OE1TF81EOV
MO&((T8465;]['EVJP2&`3'Y*YUUIKB'KE5$&>&S@(9Y%JQ*/_)%7":.J$KD7
M.;FKKO(?)1X`4H*4+<\>+2WJ`3>H#W7(,_^.)#2^\SUF[=\R7X(F&L-Z.O63
MA#N)"U]F0FE"EL2SF:<QIM<^]Z286F-_%-[0I;,D#-O*+7A5HJF6BWSYG[S#
MW10?E[,"[L`G9R=K$;S13$?<3BY[XP4.Z[,EU`QX`Q&Z#=`/#Y9K`UM\-J`4
M^P;4!3/+FJ,/I8):I2+M.E7A(L!X@"JL6?\U)?O+47F&9AI6+<\\?*_(.>U(
M&FJZ)8XA4H:2P3?*$9N56ALU4.T'!I:`@65J?0.&P!`8-H]A-[R;=1D'658_
M//)D-GV8574$G)@*G!A3ZQL.G!BEA9>IZ7T)[&#`5]0''5CB1U!JM:-$TY*P
M$DK2K#B1QO=9M"V9SV:!3Q,HHFH4D=D7KR&!(I)1DIG:T!%/"D$120>?[4@0
M#%7)_ZE0^Z0TH+-;IG[@`%6;Q7&&R.*H+K@,$WI'8?ATNR5ZIUT.T,7'3Q^(
M'R;SF/=V00]5Z_\X`_$J&^@A&069I>DY*J6@AR2#KZ]90PG,"/@_F?*)Z2Q*
MV'N\WBV+O_%&3NKQB-SFQ_X_>U?^V[CM[']_P/L?A*`%4D#)ZK!L.3V`;(YO
M`VPWP29]Q?NIH"5ZS;>RY))2LNY?_X:4?,;>E2SJ<@@46\>'.)P9?N;@<!A&
M(4P:.(-]99BJ,$RV;AKY5X4R3&U$-EOO#=4.46?%!_&MW0*_0@5(!]JHS#[I
M6HACWKN!TSZBVKL5-W?TQA/!%\5D.DHH$\TSQ`@47BP;0BB+5U%*L,!^NK)X
M;81,4Q_V6P"92GR'6KR^J4*QMIBY*(D9\3'OJL22($9AK(H@*K(\0U6-UW'H
M,G575>-U67RFVX++7U6LM6V$`OP9XAX>`J'$)[$R0-48H(&E0I^N(Y@S;`&"
M*?$=++Y!"_R'7&UP@]WM0DWCW'!RX('$%K1%NL,N>LS>OG^XN(IX1U*&_5L2
MHM`C*+A&,;J-Z"VA+'X/;T5T]H!XUBV[_.X^#.;+7[U'`2^->)Q@'+.V]J#-
M:-7&BREJ/LQ1-),5L]2R:0J9GL[$9'FSB9EH-0O3_>F@IK$5:X'J$2O?#[NZ
M_WA]\_'QYEI[?_GA\N/5C?;X^\W-TV-N.*J]ZV6_P:Z7EZ*K\WKCY>;Y=%#H
M4(DZI@]5+8LE^<NJ97%YL%`MBSN86?`Q^";B(-Z%EO#;`P(2XIU@41R_&2Z<
MR59A2R5CJM!3R;!36V]9H.!NM[X]U/-&;`*QEN;SBA(20QP23V!&X1>-)2-&
M?()H_FO754=;*76/MIT_C:8ZVG:_S:EM]0YA=JLAL#M[0'?A,V:QJ'.#:.]E
M$@7!_"QZ";&_@D#"VZ"B6.,72L7Y\5!M`17!O>%0[[OJ*%*W73G;=77':D$%
M7-O].`G(]4#QE/#=:KXY?0/0-.,HIM"ID@UJ1VU/=QN9S#9<4MYUUTI"@C"M
MN4&'Y,!JRJCOH2%?7K;^95\E71N'$^S\E=$2LOOR&%17OK^4?%JH,B6U)7]K
MC9T":C4&U^X9;K/(.G=*:;'D5T_BMN":05WPH)KE*1ZM^5$R"G#M*<6**5JM
MTAYX$6Z)/=L-)6P>U\NNB>I4IWEPET+5>K+&UON]_$=&]HBJU1C?G12FBA6/
M>$-2R;#[,NR$RUE=P<L'@D8D(#')<I5L@BB>@+^`*<MXUNO_?-CNBE+_]JN_
MDF'W9?BV/*HG"K_39A2/,:5\)QA["14`=M3;*_EC5$D!:%^WA_F+']3&2AM1
MJJ`06XU0C>?U#MY0"58^EMI5Z<RNBJ7;AI3R_.:S;VI7I?)=%4LWC9(G;%J-
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M?>`EQGTP#^V2]1LHEKA!-(0(B&FG0<089C_Q2WJ^T4XXQ#'_AK\PCQ7E;-[X
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M09#<2+ZR5P^K5N`Q/_RW+-L0:5'D>13SFQ-42K0[*5%+=XV2"2^5%#W^K)=N
M]@\_ZJW2HD>O(#W=-$KV-&MC8E3%ELJG57&)DJ&2X=N5X;'%EBUK+_:-?3<-
M/2,2B.XM<:3!!],HW&P\5E>@J?J,E8XS^[IEYK^2H,H^8X='$JJ]6,54K11F
MH/<&[6TNIE2FA2KCZ.Z@-,*H?G05=8JKJ"G=%6*3VR!Z827ZTK6A05PNQ_*`
M9U:9?MC7$N[J\O%W[?;#_5^/K<O9J;9P'>DSE#Y4M8635`"GVL*5APS5%D[)
M8TT>JBW<,6YF''<#+L5*Q<J6S?0(,NS%1KJ?88IBL`?:I1>39W&EQH7:-SJZ
M?2,E0R5#)</F9=CV.B#)G4;K/.^HFI`V<`Y2]M1+B+MF27>\(V7!,Y.MF+B2
M=1WG*[O2?+2!("OE@7B'\.T_&.W,RO9J%WDU_IT+S:JIL.E&7''(]Q2`,X3%
ME(R2&/O:*<YZG_ZDI;U/>6/3@WI[JS8"!<RGU4!K4Q4O2(X73NMM<JJZ0$@-
M\QQ3A7D=-VJ+^RG2ZRG6K18W=/BKAYFP9PL;IVQ9%;:LX'T4RI:U$A3A\?P7
MI;BU@%3^XQ7"J51H]]2AYO;?QQ;_U98%O<8>Q8AA;N_2CJ\(@KA86;IJHK::
M^[XI6),,:W;^-IC*)+5-=JKS6\4V*%<Q<,Y7=V%FF$[]S$3]M+)1`4$C$H@:
MDLH`M8JN.V5!/5<E<Q/6+1=AYC!_RYWRG"HF/SFX6HW6E$`CJ6PH@\"Y%.2T
MGF3H?J94D"%5*E%*)<S\[77JY<F;"2QE&O7BKYZB&`7:(CUD_*Q%RSI2M*PC
M53Y`9WP`5[<+G+-27L`;A/R!/G!JR1PJ[>B@=E@]W>D?LU/0WO!>C'07/F.F
MSG%465C0BOIQ)4,E0R7#YF7X9N+,0S<PHY>0Q12CJ>8A-M&(L$^\30Y/%R]+
M>N9J0[.*#<U3V]9=I^;:'57'**G\U.P#'.07GJH_;8?<^../L-2J2\%3%:%D
MSE>\]9LVHY&'L<_2PE6?,`B0$WX)R<;IBZJ,GDJ,RD^,EES4\.O1CM4]6BZN
MPNM<Y5[?8':MLZ9%:5L'M6U0X/QW]Q*YG8BZ6[:[2Y;99;6[VT$GINYT@*KD
MZ0[8UYAM4&K1';4X;A^@Y9NY62-ZM9E[Y)M(2H9*ADJ&S<OPS825I2/(!S07
M>[C16)LMK]_FUVUG]Z&)O=[E1=QJ<[>2S5U7[_5K[C&D]@@E[>T".-BUE$DJ
ML<D56[_`Q?2RQ=;)D&>SH9!Q;I-PNY]0]F:-YFMC?Y8PED"<A3>M&8LC[XNR
M7%58KH%NN?G!K]FY*BC</6;?UIT"7:%4W-4R^75V*_FX0[@V6LM/V,?3V:)\
MJ9R%5,OQ32U'I0X'!AI]IU#3114@MD-N6PNQ\Z:PY1MDU<2`60Y3!8"5!8!6
M7Q]8*@+L-M:Y;O[+7Y6#T3;A]5H0NW<]6*LS!)LEU)N@[`(/9:$JWURKKPN.
M<L!E!DZ655\/6"4TE?QXLP%8-4<35H9NV\YI+XA2%!;N?=[-&N%JCAFH`VKJ
M@%I];*C^S,+0ZC6K'.K`0MMTXBTAT)N)G]MP#/),&R^/8ZC3CQT\_6@YNM-3
M+>Z5]?CF*4A^V5TM&03E5'1(+0;ZH%]+W6]^K3CN[((8Z2/F70)W7C3##YBH
MS'<5F6\S_ZZ>VI=M8S;UU'1UQU#W5G=-;N8`Q%9+/D-%E=^QM;R)GZZ-\&<2
M\HNE>2IZCA%5P5YG@CU;MPOD!E6L]P:=>LO4W0(WOK:%+TH]ZE&/'B!(P_?=
MJ9WEC"'6N;-AF7'HUVZ35S2TT"H+XC0_2D8!%C3^T+@]?D42F&3;:=`D?T^`
M5:&N',61"C"E6%$!\N[2E::V=I6:=$=-FG3A<C!GVTR_BQ%0OGIKZQ_XQNRU
M(KT+(SI%P7?IFR(*X>J%9FQB869^=Q$ZVZ*DD?%_>7?[_N'B*N)'7AGVLY9W
M*+A&,;J-Z"VA+'X/;T5T]H`H#N.K:#I#X?P^#.;+7SW&*,:\(1&['W,/X3:(
M7M@39_83D/(^B+POO_WW?_'5\PL?[=&;8#\)\/WX7AQK?:"$;^M>,I:DYUR9
MM?ECS0-VP!^?\/C7DUL:32W#M,X,$_Z+(_$:_K/-D]_V\=`TS@TGAY)]FXE;
MQX.-<\LA84[)"M73/!P$;(;X;'\],4[$WYEBB[_%>+^>>/!\3`]!M1?BQY,+
MS3%^7*YA\#<#-&/X0EN\.ME8%?N=USB:-9A<RJ;2=W[<(XS"\I50H'+S=8:]
M&/O+YEK:G.#`WUNM4FBJ]O944SUH9J:]<]?^<>^\"@5!>_2HP0BH/C9^(NS+
MV9ABK!$N2\QBC0)8EE28MBB)==YSJU62=F2R&P"8@(R/14M,0Z0*F$(3:=KQ
M'`4H)@&)YT>B([9S;A@*2F2R]"_,PS[>&!08A#YC;8P(U9Y1D!P+L/R@]<Y[
M@SQ*LQ']I3%/X2AD$<(D[.PS0K.+!QK-0//F#P$*X\O0O_DG(3,>!<F+6\K%
M?LL:CP>*IX2?7>4M8O&"3`W%VC7V\'2$J6:;NA`^ITI\#5Z8G'Y&&->A:*S%
M$U`A""&B%V#319$05D[X53C26H^LMB.OC,B],=(RE#(-'DL=@!3Y-@8J@:#T
MH22&!WK%T[?K[#[]@5=[Q9,H8:`4K&BM24U;\"`TD"T$SM9)%?GL!<3EV=2$
MY9.;1SOFO%`("<5RAPXMM3XHAV2*<[HHI1S*FN?,0?N&+=P>;%'58$'MZM9<
M%3/E,K-#=769Z^$:WT]]YAGU`YCNW-Q>N#T_2C1%A69=?.0]7F_^/?ALY$')
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M9>V.Y6D/`+B?__!@):YE%<VZFO0H=QY^J\K1Y&V_1E'T)2T5S>X<W%$_6!MV
MRSF:^=TCC;5O.U=,T=J%OSW='AQ>`K6A;<UG!\HJ?W6:TSR22Z%JI3C]H3X<
MY&\:L$=2M?G8.P_X!I4?JX411COH'"W)K/^D;SZ2?GF7OY9]N_K]+FL,>9VU
MA;P+[[(#;@]HSL7`S4C.^G<M"4GZI3\?KT\@8O`(,(+]>G)FG_QVY@P&AF&L
M:,TSLBQJS35JS5S46J;1&+7&&K5&+FJ'`^M@:GU,+F["F,3S*W%/R"._)N1Q
M@N#;]TG,8G`6>/.V=3HOV?T8:+//#.O,<M=H2W^V3M[=Q]N3W\QA?V`.!LXO
M[_(-]IJT!T!"XMT&$8IW40+:V#^SC?U<,H`(NS=T3=L9KE.Q]MS7YT*R&YH%
MC=?906$&K(VF>'E4_FXZ0YZ<%6*YQG!#BD4HD$U]X15C6W:O-=077D&VY1@5
M4;^Z]_N:,`]"D4.UY2LC%R$)(+:@"3[1WLD8]@!@'-K6-SCU>E@99!9'1-<9
ME*+R/IY@RIMD4#S!(2//.!7]AXBQR[7,UP/_,`K!UHI?/$0LIF#LJ5"/]SC$
M8Q)S:\P`<1\HB2A8_V?BX2OXXB?L19]#\B_V[T+^,?@%D4^\[%?\&^_Q.*+X
M"7V58X+-P2;`M&R2'91!\?6SM7I:-L<.BJ`X-MC.,8A@G;3[\34\)\3^&AGY
MJ<@FQK\A#6H&1BX>5S6)-C*Q.%:8MF)BZ=7>$2:^'I'CR)]AMLV&_?\@$@I(
MHH1!C'2=4/@W'5/6JG6<7C[K5)+8!GER@,$VW'Q8UEVF')!P,,TV\0168H`8
M(V/B[5W`?.#%:'5[WDXOG\M1X3Q:RLKB>89A/CQ_>ZPLO(H=.]\B;@$KL\=N
MD%'$'\]/FJPE;YGY`[W:9M89=A>&!=/)']0I=I>&CNWMD5;,[-N9QDO/X\-P
M^#HX-_KW)QPCCGPWB/(K;=@?HNU2N93I-PFK84[;J>[TU^G,\LRO1=/+H<?%
MLN@R*"C-X&_GLAOF[V%+HCU3@OD,5BO"&$*\]_<3WS1-Z/P*S7CWK8>$>A/$
M\`.-/E,TS;4FN)/:F@F^6O+E)RCPOQT3W*64Y2?HRIO?$P5C!C^^'S]`U#N.
M`A)]B.`ML(#BN!Y[BG['@7\;T4<48%.*^VD;VX%202HJF$0.I^Y[Z"R!"@DV
M8JN8XBJAO*4^T/`Q"KWTCUU5"OD<6?=5+<=W!Y-$7R[%,JWAL%GZ_KY%A/X/
M+VJ]"V=)S#[@9QSD`N6&Z#8[2O>"WU>(TCF8]D]X!HL.^Y=3CG++V7#8"R)`
M6YS+<#2G/V8E\VE\O?Y]PV(@*,;WX^4<NBL<B9.1(!E^#0I\@?^/UU(^@U$)
M8[:#H"KP:C,[EYL4J7,HBUUMF$,E.#;L.Z[;@LE5`FJN8??:)#EYH-`VL<F;
MF029\7[JM]B_34*?/4;@1M>)<SD&+TFG'"RKGDY)>+4OBBG)/:E`TS?<FIE:
M9L%5Q%%Y&'``.Q=@<0V#0H#\'H5?6/7.S/IH12F1ZY*4H:2:`*G7&YI#Z=R2
M2Z/M6*8KG8\2??]JF"B1P&(<%$FN3]C#8,4A=*G),&\F$+]/@QRJRZ[O9JBN
M!`LLPTD/IC0H!LD3LNWM(L.Z)21Q$0^';M]J5CPR9^,.AELG1`Z<S5H.OB:H
MVJ%2WR9"$MUR<[OUT5T)7+W>=*I?$!4%39+8+6^UMH'75<52#Q0SB%K^``%^
M1I\QNPL?:.1A!J,_XC@.1*50[<F)0ZFJ:F;RTAEMFUDEX.3VAD9K9UQ1<J7%
M,Y:/B)T0L,Q<C\3I+F-0/(KO0@:8O/&#ZCVV/0.7H$^N9R:?ODI`KM>WA[V:
M&"LYHV0/+:<FELM;A)8Q=,V:^"TQTC/ZMFT?0O8C]A)*8H(9=QVQ?T]Y>OG/
MT,?T\C/%:;?YIPA4(JNX*P:/WR%[8!J;*B*#G+JF>&!7CXK)D02/71*$7,/0
MI9E7O+%8E^#D&IYC`)5*(O&ZQ"G1KM4BRVM0.T9JJP+;]D/W#EZ23MG^<E5T
M5K/1XEJFW3=J9K7<*0P<Q[`'-4M!HBOM6O;0'=8L`HGT#YRA8VP'7[GIO^)G
M)._'?X%*H#"^IY]X]]:;KYAZA)];(1Y>?LBR3W=M51O#`T_`P(O7?1N=<]=:
MJR<[@,17TXRF4Q(+V.6E:4`_Z#\./4#H`G'!]TQ6P5$.=,UO28A"#V\>0%EM
MECU$`?'F>4_S_%9-.]E5:^)%+]E3_),F2-:RKK(._&355C;]",&J8;S+H2]:
MW:)8BR=8FU$"/)P!-4@@E1:M-0@-Q(T1X5R;(1H3?L?-!$C"9]%XS+19D##0
MKO0$E191`K2F5TGPFW"8KH4XYBW*PRBD>)R$/F>@%@`MVAAC=BZH6-1O:_"S
M0)!)Q!T5(!V?O\=)3,(9(OX:I2,4<"&MDWJN\<:K2VK$**](>L?'%7SPTA7$
M#Q^GS`A]C2[/(VL(OJ7-"0[@I<^[]W*UTZ)G3`5!`1F+YNO\-<7I71I\Q//Z
M6@KO:T]=[^!/P`!^0IRKB!\!;\,HUL1-=?P=DLGV+`J#N2"'Q93,0#.$I'4M
MXF?%.=^SU<7?XG^GAT^7OP>="#66>7UI-R<&O.=M8T'*H]064.3%"0J".6^)
M+_0%'B4&>`$D@Y_SC&DJ;'@:TE[0/'T&B;67*`E\03O7`2YEEHRX9G&=AR?"
M/US<`/KB"]07Q#WC5"_>G-07=L?/5BSR_DD(%3P!QHX2!M)C3%#B1=-1M@1U
M[65"O`E\R0L2'V>_%2)X`3%KL^532;KLN>$#[>+=K^$!SUCC553I8&!_%U?6
MI-\TS?13D-(EF^!G$@#4K'U53U<YQ2L!PK@X<Q1\;0S&?'&I@A@=_EP0I/GP
ME7.-Z_KB+<HUC^N+Q[V]%!BXQB_``!0F>A$0-08M%&`$'@+CH/?&=&4=(<81
M9PO3V`Q<DC'Q.,YSDP/P+4CYG!!?,&W!QCA:UPIX"*%+I7N9X'#MT_3-"0(U
MP:*OKR<0VH,?$&X78MY=@J:V`/23?[IF';@BD3@%!S!L-!H)6Y692"Y__K!U
MU1-Z&Z]-[@543D"(![/$7BQ`8Q.8*,[6R9K-#5<P!T9V+MR;U#+>O)[&/_`<
M$L^WI@/&*K-%&QH+HIDO%QNW^P2TW0/N)[`(X3<S!$/Z27H-,MAH872!)/[5
M)*.!2V\E)&TI(%B24XZ&PCJSI2WD1G8!H7-MBN-)Y`O@%'U#%@96$,W7!7S,
M\'X)PU<$$2EL\.?#:N5D9#=5"6<%>(/81!L+Q<)?0;,RQ1%F04@"_LY6ZXC3
M@!C,=03B6*[^<TTD#_9.05"Q<QIZ*F5.@;!BLSAU+PC_.#4=LUE`,E5>2!V0
MD,23E=RSYXXPG]P2G[C1U-`X3@E+T32++5?7OPAOA,,+<!`>`$L"^)=XZ8#_
M8AJ=:X^[3-F:YF;PT.O_S/;+`I[&=4I0(1;9!/G@EWF8<EN]+H,4DY.4#YGN
M<(`%>2??Y/)N1:D9,+-W"%#*GVJ<6PX)FT?16^`>+-&E4+9P3]^0I[!THI<!
M3IWW->/F+WHN[/1EA28)(SZ%!<.M''A:`!O<^14JR[^T!`$NTC5P6%JZ-6`5
MM*1.-ZB%\,&50/E`EQFO>12%O#34>87!&?IA@!D0"H@$?1;)S?45^W^)_YF_
MIV?K2B`>!UBQFC*``1#"B#)Q^4P\3H+_;^]+>]M&ED6_'^#\AX9?`C@`+8O4
MGDP".(O/-9"9Y":>,WB?!A39LOE"D0J7.)Y?_ZJZ28F2)8642*HIU;V#'%D+
MN[JJNK:N11HSZ6+9;P)`@D60I(D'!A)#`)*QU\9<'--1&X3"8XB&]M1'"R[5
M*()7X'DHC9<D'WXU72NQJ-+?R"TC,',W<"PX7-ICB34Y5Z>IL@3T!M.PA?,8
M46'/T;H.G]I&L2>]>B?9WGJ9GDAR`4AV3RWV"4^#]`43V?W45=TDGS4VB2,1
MS]JT('XS$948ZD`[)#WD0@>BO0(FCQ^'(-ZE?XZR=-)BUW$@'*RGCUX8P>$3
M-03+X5Z`:P5Z!4(RSMQ\)_)L`]WO?`_,XT6,(>!3`!9$?N!/GQ)!&FZPPF/*
M1FD!N2G4S!A\MDT&$OXA?@Z,`*I'@N#Y0'3O#O;)?SKH+,KG9(Z#.7:$V23&
MI:WEQ!LP"@4H&.U!1P4=DK$?!#ZX)G)7:%L``>#7*.M$E`@#(K8S`4LV=O$Z
M0LN<$S2^A+F!U^\64CBQ`7PTZR37@B$*6@Y;J'D1T`X?Q04F!.9P`XDH1<6=
M\CX^1[(\'I\,>B43"Q#P",<A'AYS#*1(.$F@!7E;G)'E_FV-$<LGX30MM(-0
MP&`US6W:N0D@]((`9BXFTX/D>!.$8^[9\!_H56@8Z<AZ-T^\ES&&VN1'_I(;
MDPH:X2U8*#KP$,A#]D0P2];.6A1F>BL'!VW9K,2#-14Q;7@+XP9WC#M"9NDO
M`/2YB3YW,!9VYJH#)N"0#D"8B$R.08/Y64J/\]P&DC&`%,JL/N!P$"T1<@`7
MBXN@E/$B#4N@C!!26*`(/@],]\+F,RYX>2X"I++)QA4F<YDD?X1NAPBP9H6$
MB)(L:;*-+/`+=99ZLS+(-1>AB;185?3"I]JF]]A..D\R:'EZC^VD\]8$?W;7
M>VRA\U:X6?XF6)'Z\@UX[2V,!T$%Y/9$)Z+-+<Z5P-O<U%[6'N)<.4N^&P`$
MJ/K!,\=ASN;ID4X/])3S:'Y@_3&(G"22.@]D9Q83S)?1,Y+GA,&5&$N-TS%Z
MIS58/ZMT9>!>KBN@+?=&Z6\6/TG+,6[F,>,0_N)X:\CM*T!B%"ISL?04:QLF
MO-8<Q(3'XU.S*UQ,S*GC/K[,-:AR?E5V_T+`NR``^\(!P`_B:FQQ9R:OSW"9
M7R[_]7$Z]EVQS$7^7^6=2YP!-$!`N0`T=<U1$H**#."1>)"SWYB'Y<>/2S(C
MN@_\^.X><'L'7YXDCT=9#'K.YC(`#V<YQ@=F/EZ$!&?)2$K4(HM0%T:GG*Q2
M12F$`3H,]IS?<0^5GONXL`M2/2$N$G$^*4H)O&3TY9V/L&=DZ`CD#UC.,K4G
M%:)1!I(7S)?AC/4A_<G2E^6UYN*;(7==.0X1XQ/L1GP;%1%>F,;CD'^/4?#9
M@`B\V0#(I.\S7V!^M8&Z_(?#'Y!6?@RJE<-^`?T+WUU;A@1^\1`X$:@<<,X?
M/)2>&%?-P)Y2RTST''X%S1PO3`B2)`/(-P&'0"ET/VSQS01ORXNN7("VV#N!
M<,`27MW)(.2<C;1%P#C]?63^1"_)\8`KD(#S&]2IB=I2"$*-)::-C.0':(/&
M'$W(0-B.`$^ZV$PT?M:>.*;I+M$[>P^R%+,;\*K'6#)\YC^14`AT\@N!3-C0
M,[W=ZC,X<"X:PYE[!<0R.$\7PKZ03):>LF2?H,Q0]R442AXYMV*$(;@F&AM*
M;"R>@>0'W1CX/P6W`3\8H^>@EQ]]>7GEX+QS0)X9V*M/-/%Z/;0"9YQJV2Q`
MDF$>S,R=)#C4I@S'"R#61XP$B418!E3XS`\7D&=V+BP23Y``6(K;:4!0F(F6
MQ7$JO0D41NECP?_(PPY&"(9=A,"?H3\`G[6>2$15O<RU%L`>RGQSSN6G![`%
M__!!S9LV".[?S>`;CY1*+]EB!1Q&]TO=/7VQHJ#%*]%RGF7HD?W2/!]FKKU2
MP9'$KD.I8!:_ENIO*M@>\UZ`[\-[F;:0O.LZ:4C)$L_"`W.>GK'!JX\?WX7I
M7\-7+S1Q:F2N`QR7'T(*R)L43#!9/&+)`9Y?DZ2*#91YE+TK683>Y^'<-!0?
M@?R6*2O2+X5'SY)<FJ?NHI17/+#@^R`N&$@5N6$!MLW1><?U%M($`PP@G[ST
M<)_0=?;*1>$Z:FAS)VM90^$=2(;-1$X+MIUF8OQQ$MU<6$GS;*10^K)V.JXV
MC6PD3BSZKL)FV?"M)"YB\41KK8D7"+6(T8X%Z1.+28++^5)P).D)GURC+[XF
M&4Z8#(DZ2>ZSI<$Q#V,DBEKZQ/+V8?YSF8>%.C9S`"8KBYPPUVV1`C(8^-0R
M"H6MDYCI2[B6?"=OB*6-ZSYJRZ;-XII]A<["\I>#R&WI-R1_I-9YP"<B?KB!
MYT*<#YZY\A67AV&XRGA2M*WEV44N`?QFSI3)<^#48.`OL4Q7T+:\C>PMT[J5
M%H<B(R236&`*YCP3:=N!D8$7O%W]'H-:X0'Z!B8X<4F()?EIF!$"\^L"82<N
M;AVR$=Z,19T\-TFT2=_EGN04=@=GW$O%/9C<&Y&;N0_S$RX23#0GVAIT^YNQ
M'*;H2N%+!>3Z#3D+X75R)_UJ:WI&!J5I(N-Z0P4MD*S9L;`QD(!S(X2A`:*E
MS`L<-A66J'0_Y'=E4J0P4YGYPW1<-%,W,<Z*U\$X/LC$-`0I@I888L'OB8.?
M!AB7#N2Z`Y4:7\"<\JA$21@Y\94E;M"CE:F#(L@9,'\L<E5,%UC0DPHO84!4
MV@MD@<O__Y+P_P1\&#^0!S0)"#C>O;RD"YSP&UXVACYP,))@'K;=@)B5_0NW
M>DZ8-(2`]X;@P,=N)'$DA&.8SJ9G/WQ4U6+W\'$20I>G^?1R"Z^B>5Q@`4='
MUT200!`4$T.?V&,;3M1FLQ]/TSH;GJW8[Y$?@4]LLV=&JSN/.>#OX(UY$$*J
MZ20Y`G@,5:ZXU^:"N42ZGHC`R<5,X5`>/'*>]?[&:P@_7G8-UQ7K_<+I?=IR
M/J6,_/P6('KKHKU\>.^XY(BT)2/2"U2Q%9P>-@K-L(^`3-]?0/@D_Q6OQT24
M$8NC4'8F<281,5H(;%$<@+=19H2/2H*1R3V1]&D6CK0X7YDO+YSJ><@Q$W2>
MSY]-S=H%M"(O=VF1U4=OA6.N^(2JPL#7=DB6(L.H%6(/(ZH"MCO005*:)(93
MFO8IRP5%-N]<9\\G[ZV:R=)/FO\D<:E"#H)+7@Y,P>'GTG(75AOB'03:0O8E
MUII"X;E]KYKR@P+_CS_8F'V11/I3LS5K%<WOH5.62-.@!%L@?9YP5G)JQ&6M
M_R!]6GDIC_%=T.OIQ;Z?!'[$U2L0,#"#U!B0`5GI&DLCV5MUTE+':\%\3ZYN
M,9L@N2S'6X34B!='E'D\@4WX)$F"-E]`[X@K$]BR$][CI<$58"&Q^-/O)!ZH
MF;B'&/#(<+Y@7"D>T@3P!R24"`W`$X34F`(Y[T.9IP([WXH<M$GG^3!B$UYF
MMS(Q1=Z9.)D@>2R3+G!OR][MXKMP0A>968<PJ_ZS*B2P:D'$V_$\S^7:4EY#
M6KH6I:GR@E<%5TJ+>AX#G-=?8*@HFM_/)XY;BWT.^-2)IQ*`-%LFR<V8RU@0
M[WXBE1:.K8N%Y4GAG&"C1/[-TB=*8;=X2IIT80:8/(#U-.``B>J%Y;63W\FL
MYOG/9#7C0CV(W#<LUEEGB6PT*)Y8'G,6^A2\%U<DIOMI\M'W[CZB3RI#_#?"
M4@.@;KS(].X<D`39V/_1VRS?I<VRP)5B-LM_?-_&#)@T"RIU1>U5;Q/Y-@(,
MF2(""_]YL4AA0ADX3@+\\P#+TSMEJ83Q<ZPS3C-/G6!^UYA*:0%((I9OTFRV
MU0M$<^5Y3`9NPY5+X>4+4%$--!4WTP_W?'YY`'L4:52+GZ5U+"*+/\&/EMPZ
M_(!-^G'())I$A1.W[CWG>XR^:0K&QFO/^?.V;"[[M4Q4.MP`[>I/M&7Q+M6)
MLU21*0@H93K_+G(1?:EI<:4P/");IXKR/)FZ$,H2(<%&F%=]X<YO$:0OJB5>
M*M(V52#"-G;FDI"EWUPY:YBSRK'P1&:DHK4$2M>[D_?-EA-8H",BO'K%-VS4
M2WSN::RK@,)HR;RP2USE;PM//<GSW\A/B2Y-DNW`#$F9,?86V:/2\LMD,<K$
M5'A$8F"8WO))6#8W!(ZD&;7`<X*YQ.9)+NAE^#;@&8L_DV*3/=5/E@J6I(:`
M2V;7P`*8]J)@S$@1,"H^=_[BIFS)A4Z+T!<9+=[CTA&:YZ*$:4GZ4^X!LL_E
ML2($SMAAY9M73S(M+/!08I=_FKQ-BM&O%J6[X=O'S%_EF6AZN]7N%?%"E[&'
M72:<R>.6E)4-A!0Q-&;!89YA#IUW]_JL?2;^#F>FE?Z=P#M&Q@HN1!+Z+.0O
M6?KJ%1CJ=G2/>VD_?\5R>]6+/$4!2Y`N]`/SB,":3[<W]J/(G\H'%TZ!1.**
MQV.A\D-@SEZ?R?^=[VLM)G>Q;JNC[&:A4\.RL(0C[/9G,J@!IAXX6*%,IW%6
MV`M?17;Z<C/2$WZ[D+0%J#&D4ACIRQA)UEVA.G`I,+/W^LPXR\,!>$O+@U<L
MX?84OK>N">=<Q]PUD!]V<5BO9&1V'+!+_//+/._N<>E]M#Z2;A39MQ>=*53`
M,%$V"RLV\UJBH>S<FWWG:MX(*%0!CT2_'4YF]G96`5R*ET%!#3H&5-T%8-[;
MJ,;]X"4+[L;G1KNK&9VA9O1Z+^K5LN63$NT\%<B3#REK`7CJ_A_JU&<A";!]
MGQJ@'!8IQ!_$'\0?Q!^EJN&_[IV(5Z9[$_>\/WB^(6Y0=%T<(2[;\N`+OA@F
MGIM(:<3@>;T')K/L_ASQK.ANA\]+.1/&0#-&@UU0?1#1<`RDWGW;)=$\K472
M=\([T;VI=%?RK#??\2RZUB(?,#<IZN3Y@S!Z"=S=U;I]?:<%:]LED;$2Y42T
M5)26RAQ)]=VJ4C2+:!5$'%PB!^N]CC8:=57@82+D/H0\[^G:P.C72,@7Y^8+
M(F&99[%M:$9_J,)9/#VGY1TV5K;ER*E,AB4Q.)F^1,NUL9;\@98R]W@^)J5S
M#'0\30?F^OW-.\RXYU-O40XFDHF)J4G1$"W7Q5C`*-8/8Q1CPP`BY5&0\N3]
MF^MU?5>)NTOD[H[6:RL1#"8R[A5(,S2]-ZHUCF:3FBDUCJ9UNH8*![&A3DTI
MF9J?,EVU<M/BX#FBO\JQ/\B1*`+4SD=&[^:_.U`\DY88IGJ&.>\,VH?FEQ?G
M/+_B)$XY$*<,!NH*EN:[@66S]9I7M]AMD\Z9ZN=,'[6USBB_XT)*_.19YES7
MM4'_\'J<.$5U3M$'0ZW?45>X--33II"?$@&C/5>E\"W1DFAY]+1LOK-8=@>1
MC\EXMB(WB0<WX13W>TZC#0#Q!_$'\0?Q!_E[6]=Z+^L1CC5/)W]/D%+BHX9F
M#*G2K?%>0;=`Q++4;-`)I>F4?2`'724.9/-=NZ)KO?6#0$PN/5;=<B#9I+7;
M2G`TD7&_G(7#:)@[TC`EG\:A$AG9#757RDL$;8Y[?[(WO'K^DZ)X"(38I8Z$
MX6XWOY*LG&'.[RF)I`$\T^OEK_YK8DB1<D'II"EQTD9]R@4EEBDFG$<%@N/$
M,,0PHZ'6&7:499F&^MP4`50B=+3GJA3-)5H2+8^>ELWW&8NN]4$,>,>)R.XB
M^1,'*7,Q%QDG@Q<M^F\6V]>:LW+>U]KM.K,=Z/ZI5/+IG9HS'(A^Y=)O=&#Z
M-=2)*<4I_PB*YN6Z(*087,IL)[1@F_D;9U*DX$"1@G.CHXVZ5&9\_`*SK/C=
M:482B>KDJ%6K4L4HTM19NY0OS+'+V23PITPTIS8CAFU"8:GF')Q35:S&2`6]
M2J*61&TSJ$YR0DF.::B32S<"316)=+M#M"1:GA0MC\\!-%J]7>PGD<')[DS'
M0T<0;0][9\-@1Q#H-.R#;25,=Z(\4?ZP;IN`@]E^/'9Y&:C)?Z]?$)R=A\%J
M^FCWSMG5L\RJ1KV,,)*X>&OQ#WPXRUI.X%&V9]&EWFZU$6G;@7C%IF9PYP#\
M[>7M)(IQ'9`S?.^WRSB\N#/-V<NOUCVW8Y=_FKR-0\?C87AE?8^=T,'I>^';
MQ\Q?M[#`6]>WOKWY][^0,7][^HPO?!8'UKT9\JN[@/,I]Z*06;`M^.D7/GE]
M=AWX4Z.M&Q=M'?Z+?/$:_NOH9V\VX<+S@RFHY1U1@925ROV>`X%=5U3V,T$0
M-@MX*&$$0P?5ON--<#7<KJ`/_,5";L6!S.4)?==F8/5@(L]B@Y$/YD*Z\9<+
M+/^:S/MM;6[^B#=Q<J)X<`?9>R/IEX&2:+"XZR:'Y/59^TS\'<Y,*_U[^7"#
MQ>>:,]@I2U^]8@^.'=WCIMK/Y3&2&\QM]^4S.W=X\*\EJ'RH`Y:?8^5Y]N:3
M=OX,^(=%]WX<FIX=EG"G6F"S>70(T`O(ZKT^,\[R*'4+^(D'^5HCYH<4C_SA
M,4/TR-!CS^KFDNA1G1M:NLQ(Q-T0I=W&^&?^5=^:KNE9'.\7WW.+3\>@7SKY
MB9(*W^*B=P_#,[/H>D,J/QC/5E?/M?+@^49;<@?E@S][JJ#S(W%HI*8>_GK%
M^"M&PWW1N8/`.RH.JHUY](&FMWM*D;CDZZ+2!6<)PO(OCK3B-C-A2^8=!YL+
MM"(/(Q:8T<XRM#ZV/\#QWE],5B,A]XM]5XHRXH=M:[9;'>/YX<G7((NQ!,'W
MN_G3F<939DXQM9OY<11&X&=B-`.$GND]LBD\[_Z">S:SXT!$.>XY>^1F_A93
MS6'[O6N-"NCYOC;HYM?S)*W4(-O`T$9&_BBQTE)*<9OL*C'%;--Q'P%\Z<YF
M)10)I#(%DM;O[]N%D^11W53K];0BH3:EY5%SK*94-)F>%YONBK,X,YU3L)4.
MXR(8705<!"+?SAY>1P'RY;](K^Z:=7Z#G($RYYWZNOOPS;?G5Z[K6^+N^=/D
M,YA0HI8WO,4=S^_><]ZF__V9>R$\"!_SNPB&R?OUQ7UO]GYW]?YW)6`I+G6W
M7/Y6=-];3A*Z^$)ZO_O+:]KMJQ6_V.L7N-C;6<Y4_CM5MK.#\;(G$^TM^S?7
M]3R(.#;"Z=JE7AFO7`^/MQ7-I%?*ZR&2^;#7IA.P_YINS`40XX!=XH?90'OV
M_8ZNL=4[_L/@ZAA)\K^QCW<?GP/'DH,E4[2#2+NR(N?',I%^-X-OH$,8YC%E
MW[_!7"$\+4PJF:4/SS_R']QE>@')2"3,3\*O\!UG`LCW(B8&`"PA_],XY($L
M/+[Q9O%ZTAA$FLI)DT7[GYZ_(,O2.=I(HLXA2-0@!5DF`SSQ=AI@2M%N:#<[
M'.(\H;CJ#OJU\Q.,#\>S_"GF7?S@821\VNJ)N"G24.H#]Z-HZ2`J`PCABG!U
MM+@J*&X?Y$UL12&K).36;S^7*1^^QQ\Q+@E.')L`%`4D[9.TPPKBV,O/?I+'
MNP/EY\\<R&=VNWKY@):4M5J^\[0%\*J76\7^+];KZ>IOKS[.KXH(=`3H"#3/
M2_CS*[O#9N<>^@;P7,\6NNOH#!1#&XUZ!X2.T%3H@77(JEH$5!U2J?R-$/HK
MVHA"#DPJ_BT_F/DBP^IXI7]':[>'!X2.T$3B1P7Q0^AODO2OV@^8G]4E+7`/
M6V&/#G?M(U8(NM;K=PX(':&)))(*$HG0WR2%4+D[<,2B3`D0E0&$<$6X.EI<
M*69F9P7LA^^Q$SU2.@X="'5`5`80PE7#<*6:^?K1#.XXL\P9^R%*8(XR=-'7
M]'8)20;'?@0.C2;RG978"*%?C=!%G4;V0@T`#`_1_;'J@;;1/B!TA"821"H(
M(D)_D_1`Y3[`UZGIND<O_`VMIW=)^*N.)I(^2FR$T*^&\*_3"?C=L8]>"W0T
MO4=9+,JCB<20$ALA]*NA!:JMRA5OIO/5VK.?XH'7?@!;\1B7UZ_'J@RZ@P-"
M1V@B::2"-"+T-TD9U.02/!T[KB=S-]_YTQG.XP@CW_I6'%F;'KL/E8OT2"M%
M%A59,)L<K@]WZ!SYE+VJP"'1I3%TJ4)0%B75H6&H49@WM+<D$;IV0BOEUZT=
M#"^>*CH?[\^@QJ91W/OS@G@TL_UX[/(-:F*'?DP%E\JX0&U--TJX%ME&E#)%
MQV$I4^.:F8NKD=8?EA"S)!)51J*26CW52)_:=-]VDBD`Q@&U\`Z46*.'5V>K
MN.N'J>CM5KOWRU$?&Z>I;`BJMHR>XZV#=[8`:`M4>\]VN;WG;(*##D26=\C\
MB1@(E7CR"4S=_JN0S>1D%0'-S#4]9LH.^LN#A\4,!/AW_"@_9Y89\3L_>-28
M&7!X#ZCENOY#^'+3+FE4"XUJ:>YVMMKY:A4;5^5='G14"\*0<U++#B9'0_W]
MPTUJ6<([C6II"@UI5$LC2)-%.XUJ*5U!ELD`Y=66TFYH-X?>3<%H-HUJJ2#Y
M1@D0E0&$<$6X.EI<%12W-*HE$S.N?E3+L$-S*FA.Q9ZDJISSJR("'0$Z`LWS
M$DYG5$NGUR<[3G4T42:]$ALA]*M1R$"C6DH3:V489B<@_0^*)A(_2FR$T*^&
M]*=1+17.(-%I<J/Z:"*)I,1&"/UJ*`0:U:+\#17ABG!%N&K4+3&-:FDBD0E7
MA"O"5:,$+8UJ*8.V/?#)J4NS\F@BWUF)C1#ZU0A=T*B6L@5<5QN6T<SCV/7`
MH=%$@DB)C1#ZU=`#-*JEI$R-=H?F="F/)I(^2FR$T*^&\*=1+66+M^Z(TAJ5
M1Q.)(24V0NA70PM4[@*<PF`60^L80Q+]JJ.)9(\2&R'TJR'Z:3#+TV<V9`#(
MT"AAP!6-93EIJAQZ3@;-ZFA"%TDB=.V$5LB#HZ$L>R^5<7^Z6K=?0C\'FOA1
M'8DZ6K]30HT=D:@R$I74U(F&LM!0EGV&LOQV&8<7=Z8Y>_G5NN=V[/)/DRO7
M]2TS<GSOT^2S:WI7HD/\+?[D%@!\"Y]^>_/O?^%V?EOSZS",IS/\=?AGR.WE
MGS$+`(<_OO#)Z[/KP)\:;=VX:.OP7^2+U_!?1__[LQR'@JO_+D8,G+T1F#N=
MZ27*6=`Y9H"4UX<=6>'P6ZXB-%`)&E.<E3-TXX@1M$/>3K'-;'5Z3DQ0U#&P
M(5$48NUT``-JC<.CX1BQ_?7#E\^'WW*E4J=,-%;/H<>*M-(8[5@11%RE*%<5
MC'K6T8YKWF*XFW25?^^$%@`1,=&;*P8OC44^LSG@:>IXG'D\8C/P>'S;L=+)
ME$"6,"J.O&-M%9WJR6V]HK?2LMOJC)Z7"L/:36_GIVJ008`0>_P"D%-9=;!]
MU5ZK5P&53P6Y1-*C0ZZ2).VWVFTB:;-6K9ZD^8>J%'0)*DF$F%]VKK?]81TK
M=O$=[MDXIOZ1FP%S'7/LN)CN;L.O7#^,`[[#`*KF)\INC(IM)5.G-1J4)#<.
M:[C1ZB='\I-;JD2'2XT-'>=21*9&+%6B%Z3&AHYSJ1+(U."VN3]GW(K`_G5]
M[^X"8]_2)@;K-^!1''C,]Y@I<I_(YLUKAPQ:@]Y1&$"T>M[5O4OS&#9]<DN5
M>%35V-!Q+E7:\5)C.\>Y%)VE1BRU]UEJ6._R+XD]:_E33.,0.?W,\:R`FR$G
MHS9_5*]7U@50DPR[4U[]:$A^<DOURKNM56-#Q[D4D:D12Q&9&K%4"60J;MK^
MHHIT6QWHYO+1K_=FP-^">6J_RQBM5T%@>G<<AYN]?5Q\Y;/YB&]=/9B!_4FN
M]5\>1MR^\NPTO'OKXUN?XBB,3`\3N7>J2)7UI[.L)2QK1B\]/YB:[B]*1U^Q
MJ1G<.8#F]H8B]-M[#I:"Z_H/`"*3A:Z`0/B9\P\/P6B?X#JX18%_<^S'$8O@
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M7R)RQNV++*T$I%<@?DTXE$\^^,*GIN.MTE=\]`[6#DPKBL&N_>A,U%`P1.EE
M2B^1;1V5Y^(P^Z80C8?'+-%SB^S-F'8D>]6GX-&<2$5,^,,X^8?GSF;ME9!)
MR%1SKX1,0J::>]U)Q^;)_Z]$#R?W!)W>\_7=SU)3!*\P7K)>JUO<%'DV;`U[
M6%K[3-=;[7YN8JQTZRB9!W^]Z/J,K$KY;WYK\WQCF]W\ZP]Z6KO=W@7=!]PY
M$7LI6RH7`%OOPT>M`;%`+5M^=IAC#@3>2:82A1LGT9/U5QJJ-V#W327X@8ZT
MHG0NPZS]2R;Z5QY3*M-^%6:K-&`[+2._.JV/Y0]PM`_!Y`?8YLG0L%RKDXA[
M\,W1`24:$@T/O[FCHF&#(IN568-H`TIK$!XP)"8OA<F-0:%@)0FIIEB"_5:7
MJ*H`57<ZE7JWM3P\4[4=$OE(J!XO_10Y?B<;]T/[3EIZ@]8@_SDBIM[*U/VN
MUAF24:`"`<LU]3H%KIJ)JLH=RU9?)_(UEWPD51M.0"7.'P7XI+$GS;Y1:Y2?
M)L3?V];L]8$7R!=5@7[E6GT&67U*4'4WK3-J]16(,!#Y2*B>(OT4.7Y-#O`M
MU<B68OZAT2?,/\-HJ5"$G0]'I94[YVM=E@<C%8$D3EIR?(;::##:CT0'D!L'
M9I4#L,*.2^;H]ZBWB/Y'2__%43?T(F4N1.@3U@D#T@FG(Q/RQQ[J)71#XZCS
M4OM5;!FM7DD&=@EG(P'FP()40,%L/QZ[11R?BF5I*5`MSEC/T+6^WMF75`H(
MU-J9ICDB-8>9W=G#S"8>V)D'\A>@[F\X#5K#_*%$HC$IAU?=;H^4P_$+AE%+
MSQ^DKIO&FT=QU#'5(7G'\6R.3VVWC)[CK0-8-*9>-QRD[BD?Z;R1Z[>?7_[7
M=&,`X:UCA[?F-^[=^E^YZW[T8>^W_I^>.9DXKF/B,^^=P)Z90?1XX_V`I_O!
MTK"0J_#3)#,@A,6>(S_X\^O[,V9SRP$TAZ_/+CIG;_K#MOB_WR[WA""[D;\"
M![[C/WB?O#]\S_+!D.'VM1]PR_41;8$_0].&AY]Y@,;.%T"^A>B[\=Z90?`(
M6!*0Y!V!LMCAYSC@V2W>_'%]]@;88"3W5Q9@JU-BKGZ8CHMTG?A!:+K\*[=B
M6`H>])Z/H]_-*/T+QQ[FV]3?UTX01N_@9_\`%[XU`=I@]M;W[-_%W)2S-_#5
MWD6["S];\'$1.`ZUA]L`G-K/`9_P`)"?K/*XV%4'MM2_T'O[[0JI?1.&,0^^
MP`GV[LK"^A]^Q'!XI2T9*KM$%4MO1U8.8)[@$+C]*^`0,;?`X]74#W!=$'IA
M!*+-"7<6*)W1:"CDR:XK5PCYKZB[=6-&TS:VE7>V;E5/=<*^6T6NW/[;W\W@
M&X^>2OM"+#?4.W,5EGNYLF'<B[DZ[8&J6]B=C0;=]GY[NGY_\^X&;+FIYTS`
M#!266!CRZ"89%`P0?L-Y;O?\A^.Z:[62GA&T>AYFZAJ&/IR#71""+/#XT5>T
M^<:/'WD4\0!0_0XPZ$3K*)`+MH&>L=4V/W]W*'(=-]T8%@;C3S!]?SBV,+$F
M3K2[>M'[?7VXH,_J<[-K+HQZ-.5]#^PY6`@HYT_YK?D3#70/*,@]#K_42QZ^
M5\Y8H5S^S!K/AH;8K?6ZG0@>:!5WOK-#GLYO/!;=^W$(+!^^*.CVXY#E?,NO
MN1[+'^3(T="Y*#SKXM/;+X_EG6"[G)2MO("J?MVKQ/`,5#>'QPS1(T./W2/]
MAQU&<K!;\AW#J%O&]:F5/MV<V\I%9+J^-6O9)M&0:*CTYII`0]5K&1*?9K#:
M*'K'(2=7+GB/&)'%B@6/1\P1[F9N.CSIT%V"X5NX3?<^OL$.-Z(I"?9<><'_
MYWI?&_7R^QUE;SV_5]CTANR[]Z`?E#)21>L4Z`.DQ+Z)U+N1NJN-^FJ1ND'.
M4MF*+8Q\Z]L]"$D>A!(_0T,?O&+\>^Q$CQH\.F"Q%W!X[#_P"_PFWH/>F8YW
MZ?IAR'QO>0#RNF#F_)7-QQ$S/3MY/`OGUP9BH8GCF9[EF"X+^`POHF"E61S,
M_#`91UY^>*XDJW)/-;.SF;>W?C4Z1:<NU*91J<!Y:X%ZCUH2-99X1N](&A+5
M59N^L7IFAYAI8?T7F3\9EU>,['PL+QE?,'_"\"T'%*#KF&/'%7I,S5ND(IG,
M3V+?]>NV*N'*%.!H0R._#"WA1JL\!%'U:^W5K^>&-MKW`G1?49[?=B(&J9]!
M^L/\(RMJ88^FN[5EEY)L?77K1^!WRACO>HU?FVH7^ZRO>*JVZ'#%$&6CQKK6
M*=#^:2NCU>;O'KQRZG3+[7K:/LE-)UQL=[HLT]5ZAKKUF?O4[I63[[JE5&_?
MC-[5ZHM"SU(R.?AL3C?*^=UL4962\_L,;#S*^J6LWX9GF5+6KUKT:&K6KZJ7
MU&I<.17DKGV&T-:]4T(EH5*]G38K:KDIXW075^Y='`2@G/*&*Q>O+M@U!UUF
MNKD)19FI9<08AUJWG=\*H\34AF8KCC00)+L@FQ)3FT9JHZ=U>OEC>DW)3*TK
M1V?/C3?PU07[&IE1_I(02DTMHF"[^8\B9::JE-RHM4>4F]I8\G6T85N!N7,-
M<@/WQ<'[I"%3V7X>J9LBZJ:GC?3\8HLTCD(BZ[P#1[P^E4-D*XELA@ZF0O[K
M117S(^MUKLJ].VK@JVH]+JJR*+_*XMS0>@7<@>K*+"AY7NGD^7UYA&HKCID]
M.IK>INJ*YE97K-19U*:_J92BA`8\O0(V.I52G'A>?+%&/E1*02Q3L"%0DTHI
M]A^#M*6,HH3RA\V5%&E,&AX@NN2'5Y[]<='F@*HH3KN*@CJG4PU%XW/VU:BA
MH)S]@W)7L_9*R#S99/,2\)P:=:*_A2G,NI=TEWFH>@G*?"(:-C;Q-W&#AB4U
M6R\>1\8N?@^F9W'1HL_U38]A/]H"'?BH#*:$^+`..L_(?S-3]LZI2*+N(@F]
MKW5[.Q%<:5G9'".NN*C\\-/B80B;][\QG),MS+^O'[Y\9@$L$8A9Z&SF@@2U
M_#"J*)ISXNFEAM8K4%ITV+V2?;BIL*$SR"_YE!9WM?=MKEK&S5U;RY_B?8>8
M[TNBK`I1IA>P]TB0J2C(],Z1B+%CMMI$HK,8/.;/>&"*82ABXHIE!L$C.+T/
M9F#36)1*1-RHG_]NB$2<BB*N7U]9"1EJA>)VEA7$IAMJTA\%3(1QB!XI2;)*
MC#6MVR:_L]FRK&.,CD.8';.Y]GEE%M`C,VU<'(-K9*55)-LZHS[)MD;+MH%F
M&/ES?Y66;D=GJEW[`;?`Y>0VPP&@C(?4[:@J6=;7ACK9:<V696AK'XG;><R6
MVELS=$)F.Y,)#[AG\1`G`LAL.&9:WV,'KQ'@K>OW-^]8%,!RIH6W"63%563%
MM0OD$Y#D4U'R#08TSU9-8?>'[WV/X<$3!X2:&';+_!E)L\JD69&QW"3+5)1E
MQH"Z'S9!K)GR(D&F_CI8(L8I>:T:H=8M$*(AH::B4!MT%>C(VT@#[2`M]ZY<
ME_G1/0\J.W;4Z*X<N#*-3SJU%GF7AQ[J9U832)EH;W_WT;&E-#,CPW-'R;S]
MU7\"3-"SGY;9DEU:A5W:`1[KT@UPLTW33EOK=H_DVN0TK-.\KS[R,'S)_FNZ
ML:C&8&9:LDM6;6.LVG.]WMY%U+RY>=;L^7#/3DK4FK=!4GV'8"V/:K2)20N4
MKP7`T-8+#%BA\,9I*P0PZ3L%*JB:%^%0/$U@J<^7N^C:2LV^RG%9]UR3FGT1
M#8_*7JW:-/V(5_P37J"W%X51"_GX6M?(G_12LT-/8FS;FD`[0Z\O8:G)(_3J
M[K>%QI=HMR4*G6=)?2"UV*I,C'5[-7=M("%6DA`S]/HJG(\M6%BU-'O/9P&W
M'#$^8RQ*9_P)FS@_P;VDN^T*I9FA=0J,O"-YII0\TSH#FFNLE!B[FOJP]W^6
MQ9CC1:9WY^![),LJE&4C32^@X4F6J23+AEJGP-6/BK+LF*VS/SULS>#\`];8
MG>EX##S,D%MQ(.+]S/QA.JX0>=@D/S1=ZMY0503-&-;<OH$$7&D1M%Z-+6B.
MPE@KX4[]^G\^ODT*DFWGAV-SSPX%*..`72Z0TY#TD(:+KVXG?PB9DOR:*>;V
MIK&*DN_DLO2H,K!YV7/GNJ%"[EQCQ.LIILR=ZZ/\P=[&B.<F&J9U9$2OJ1/,
MI.F1:&^0:.]I>C=_:).D^XE*=S!11V1_5RKKC59/36F_OOZ%73#'L]S8EMTF
MA5%?=V6,0%DU)UH\FME^/'9Y22(N_YC3BB%:&G\Z&O9V/M=++'OXTIA]3U!U
MG'-X=5`*5!G&Z6OM_NY>84*IVC+2+R.\15J\M?(/?&/V]+;ATO.#J>G^$D-3
M,[AS8`?M?"2<X7N_7<;AQ9UISEY^M>ZY';O\TR0M>[DU?UX).7KEV1\79O4M
M;N$6%GCK^M:W-__^%_+G;]=O/[]<-#K_PDWW@VAS_N1AS(*-P:^_\,GKLZOP
MT\1HZ_J%;EQT]#,6>X[\X,^O[\]`V%L.;#Q\?7;1.7NC=]M&N]W^[3+W4J7`
M9N2!K3_4.[O#EFTN^A5#^9]D:]'R<&<,!G/P<J]6&HBY4-CK=?<&,>EEB'4.
M-TDGP_)P..@N`9AGK9+`RX6_+AZ.W<!+1<"5%SFVX\:1\X-_G=]^?_@IK:OK
MP)^^\Z>S.!)M*#Y-/IB!!\(T_,R#K_=FP*^F8-)&2QO`WPC\MO&_R%_@^N^_
MS"`PO>AW/AWS(+,U\:@PN[N;/Z[AA.G]3GNX$%>EP%H;`MH9!+03!&09.S<6
MVMW>P&@J%M:QP2Y8Z(SZ_>&HJ5A8QPLJ'084()]-\%Q-]QU\>L?]R23\Y'V.
M`^O>!*6&(B7\%$>@USPTIM;MT<CL,9?T,HQN5Y_+KR++K]+MVO%,SX(/OG"+
M.S_06`EOIC,3QQ'<!L+NM-_S,4`21D%L18`L[^XOP!A_[S]XI6RFWVY+65P.
M3#EV"*]<\'E!85J"QK<^V(@V&")?39>7LJ=>CCUMA2+'+G[W[?EOPZ_Q..3?
M8^ZAWC)C-_HCQL/Q:?(.=A.85EY5"8S#GTJ0K?LH",?>.X/OH:MDWW@_N)QT
MMKL5\&LJ%85E=7O(J#<>,BI^>A.&,0]RLMC?MT$<1I^#Q!!9B*I$\+T13[/9
M^)%=.T$8L;<`O!_,P/69.1&X0.+W(;NY87#XX7]N-.$X/=P[UCT#20:X`4A$
MN!&,;IN%L#V0C&:`67S^A$7WG*$H-+W'!8[6;:B.31N%=LUN_JLQL5O3V[C-
MQYTVB2(W(U'?"=^%>T+4PH.FCIR^MS-3=HR%Y9QCG?+`^OL:ZVN^`(Z>:-9U
M8KM_("C_"_PIY&=.0(W><%=(__0FL0?'._/Q)^\+_^&[/^`)'QV/`VCO@$V=
M*/D7IV-?>?;_^%/^X7OL1(]"`>_,"X:^\$3+`J;F#1;CJDZG\?LMRI_ZL%OI
MGC//NO510.X<<\C8G*L/W7'!8LPQ&I6^?E%B=;M&+AAN[\$3N?>%/?>_:7`&
M?X`/?P25]6U;:.7OK["B^S8.D>#A1RX$UC5P1BY^:L__3\*9`Y95!2[\S"\@
M'OF4VY^"=P`-V-S"T`8WR/%MZ6KE=5MO`VZ&<?"8J.C4._D<^'>!.<WMQ_66
MC+6<,#ZQ3=*\W\_F(U+^70QVAA?!&?K#]RSYQS:.P?`Q#]\M+!0$(P]=$C54
M!(XG9,$=O46_#BT6[H7"++U";_B.(R.^?5Q\!9Z+;UT]@(A(0@89]?<7QUL!
M;E_]X(%YQS_\Y('E($D<BV_=_B("L6[3GS?03A^TAEG:U;,1A?"W)H)3"'_#
MUL@X9?RMB0,6Q)^NGS#^VJ.]S^^@HS[^PE^L^Q^,&X8WGE00N7&XQ5W=$9^C
MUJ!?`)WE[4LQE/XBR+T5I3]#YZ7GN*_/P$WG9^Q2L:W]XA;CL%M+H3_(65!_
M=_NPY:KD[+0Z12R?4O>F'F;W.16KF&VWNF4*T6HQ^XO%P3>;<">*8:/@`GSX
M.7,"&7-NY`&M>[,'52-U;[;,(]1O]4HTZ_;::@6RZJ"'Z"FJ!^7J@<9CMTPM
MVVMU!X3=JL1$K]4?-0B[^10]1MWJ#H.-6GJO/'F;<R,5AB'D]?ZNF'J*I?;9
MFYZA]_5J8@T2VH.@(X]\6XN.[J@S[%43.CT@.O((I+7HZ'>-SJB(I&\".G)%
MY]:B8]#KZ.TF<<=R3$66I)9@>&U`3KM,W*P!_4#8*6HXU>7JY`2_J&5R`$\M
MW4.9O*D(^*HR3T[P=V6>)<EP,03!621V5!SV\HW6)S9S98+SHCLP.B4JV36P
M'P@]NS+_,GKT;M\HY&XV!C_EG*YNKTR]6PMVYHY4!1Y-M]LKU:-Y`NU:=(Q_
MO<"X\/7L%SXU'2R'2/.Y8].]Y<'4V%T6O?G<^;^Z_OL*>NJ%OFP$;G;,-X&@
M[X-`HUP$[@!]10=RH4Y%AMT-+.IXH6/A>.>R0HI/$IM'W5&I?D.>O:B"OQV"
MAD^R-`>C;EL-!)9S!I87TO<("ZZB:A5'E<!;84!C"S_MAQA#'_:-<KWWC6"O
MXN?&L_PIOS5_OG="+$P'HWY>OY^W..S-IN8$>KO5[N7HW["A.T'2AN8L[9@P
MQA=_^!%GPQ:3@#.`/.GF-9XW5IBM-%&H!KJMO1-J:]P@<[X=@0RQ7H0($;W(
ML=;GD9M!R#AFV;/WW!+,R#JZQI!\XE]=E$NA`&0//.#,=('THG+(Q,?`7P_)
M4--ZT#KO/23>=`!R?'*[9?0<;W,[H0WPB98:S.*NFW3W0`M5_!W.3"O]>[DG
MB05[-F<A?\G25Z_8@V-'][B_]O.=VB_EZ_U425\G^5!,1'>LXMU4LD?P_,8#
MGO+C$!@F+-H:O:8.>D`RH*SW^LPXJZ*?L\6Q7\(KMKV;F0`7#UB=/>M4G]V=
M@S+%,5T44I1WA\<,T2-#C_QC`:JD1X,:]>W8%VO)F%)YTO4!NI'MW6JLOC5K
MV2;1D&BH].::0$/5FWLG/LT`79H2YFI=S?W&R&<>CU*?-"\=4A?K>8F&;R%$
M%%]Y[QZJ*0GV7#G;!+FOC7KY_8ZRMY[?*WRR<LV4/L!\F0RU]QXU,]`Z@_R6
MLQ+[)E+O1NJN-NJK1>H&.4ME*S8Q30V[2_`@3/#3[;]B7#0CT438-5Z,B\0O
M8A<\'!MYZ6)^F.\M#V#;VM3<YN-(1&?EX[-3)W&AB>S?9;HLX#.<O`LKS>)@
MYH>5S;<X]2%N1H$!7S2!4J'1;+U>??-UE?;JFD@\HY<_:*NTTFOBK*:BZ@^'
M;_"?>&7-V?F8>WSB1"^P]2"^Y8#^HRE,-8Q2*'T*4T\;*C%A3^$;E;WHHR#+
M[&4H::-]KS_+GL5$#*(2@_2'1SB+\61&=66SCM9K_-I4.\W7VCMFK&N=OAH#
MMG:7V317J[:Y6CUMG]2FJL=J$<LHR#)=K6=TE&697)/8W.I3G`^:1WR/&>W3
MF>]A1Q.Q(OCLVS3\;CG&)J88'S*Q.">J*7.XS,SA9SA^E7*'*7>XV;FJE#NL
M%CV:FCNLZE6W&C=7!;EKIRNE`^V44$FH5&^GS8I^;LI;W<4E3,:0Y`U[+EY=
ML&L.NLQT<Q.*\EO+B%4.M6X[OQ5&Z:T-S7D<:2!(=D$VI;<VC=1&3^OT\L<&
MFY+?6E>JSYX;;^"K"_8U,J/\A264X5I$P7;S'T5*<%4I1U)KCRC%M;'DZVC#
M=O[4<J4UWP&28';!P?MDHF79?AZIFR+JIJ>-]/QBBS2.0B+KO`-'O#Z50V0K
MB6R&#J9"_NM%%?,LZW6NRKT[:N"K:CTNJM8HOUKCW-!Z!=R!ZLHU*`E?Z23\
M?7F$:C2.F3TZFMZF*HWF5FFLU&O4IK^I)*/F-CY4DG'B^?7%V@%120:Q3,&V
M0DTJR2BI(N(7-0+K_JD8H'5@5+LD5H6$?AQ8/,02CK3!/..3";>B$-LZ1'PZ
M\P,S>&2V`^\&W,,O1_=FQ.Z<'QPX+N2B=00\V9D`!%[$1+<BWY._AR7L)!8O
M"DW,,.3PZ/-,GX@7#)Z6EI8((-+RDK2P1!>%);.`AYAK;+,Q=_T'JBXYC>H2
MZDM/M26-KV50H[:$:AD.REW-VBLA\V23\$O`\_NG1M]+NN,]5!T)9801#1N;
M$)VX0<.26MD7CZ]CD\0'$SQ?T13!]4V/8;O?`AT.J3RHA+BY#CK/R']C5?;.
MJ7BD[N(1O:]U>SL17&E9V1PCKKBH_/#3XF$(F_>_,1]0(LR_KQ^^?&8!+!&(
MX:9LYH($M?PPJBB:<^)IMX;6*U!R==B]DGVXJ>"C,\@O^906=[6WQ:Y:QLU=
M6RLSO)E$616B3"]@[Y$@4U&0Z9TC$6/';+6)!'`QULV?\<`4LV;$0!O+#()'
M<'IQ]CQ-G:E$Q(WZ^>^&2,2I*.+Z]97;D*%6*&YG64%LNJ$F_5'`1!B'Z)&2
M)*O$6-.Z;?([FRW+.L;H.(39,9MKGU=F+3TRT\;%IZ*Y,\FV2F1;9]0GV=9H
MV3;0#"-_3K32TNWH3+5K/^`6N)S<9CA?E?&0ND!5)<OZVE`G.ZW9L@QM[2-Q
M.X_94GMKADZX5#KA>&D)A&E]CQV\1H"WKM_?O&-1`,N9EJB=(,E7C177+I!/
M0))/1<DW&-"X8#6%W1^^]SV&!T\<$&IBEC#S9R3-*I-F1::>DRQ34989`^H*
MV02Q9LJ+!)GZZV")&*?DM6J$6K=`B(:$FHI";=!5H%-Q(PVT@[0BO')=YD?W
M/*CLV%$#P'+@RC2$Z=1:Y%T>>JC/6TT@9:*]_=U'\Y;2Y(T,SQTE\_97_PDP
M06]-;Q6R2ZNP2SO`8UVZ`6ZV:=II:]WND5R;G(9UFO?51QZ&+]E_33<6U1C,
M3$MVR:IMC%5[KM?;NXB:6C?/FCT?[ME)B5H6-TBJ[Q"LY5&--C%I@?*U`!C:
M>H'!,Q3>.&V%`"9]IT`%5?,B'(JG"2SU^<HT=:5F7^6XK'NN2<V^B(9'9:]6
M;9I^Q"O^"2_0VXO"J(5\?*UKY$]ZJ=FA)S&V;4V@G:'7E[#4Y-&"=??;0N-+
MM-L2A<ZSI#Z06FQ5)L:ZO9J[-I`0*TF(&7I]%<['%BRL6IJ]Y[.`6XX8GS$6
MI3/^A$V<G^!>TMUVA=+,T#H%1@&2/%-*GFF=`<U[5DJ,74UQ`M(_RV+,\2+3
MNW/P/9)E%<JRD:87T/`DRU2294.M4^#J1T59=LS6V9\>MF9P_@%K[,YT/`8>
M9LBM.!#Q?F;^,!U7B#QLDA^:+G5OJ"J"9@QK;M]``JZT"%JOQA8T1V&LE7"G
M?OT_']\F!<FV\\.QN6>'`I1QP"X7R&E(>DC#Q5>WDS^$3$E^S11S>]-81<EW
M<EEZ5!G8O.RY<]U0(7>N,>+U%%/FSO51_F!O8\1S$PW3.C*BU]0)9M+T2+0W
M2+3W-+V;/[1)TOU$I3N8J".RORN5]4:KIZ:T7U__PBZ8XUEN;,MND\*HK[LR
M1J"LFA,M'LUL/QZ[O"01EW_,:<40+8T_'0U[.Y_K)98]?&G,OB>H.LXYO#HH
M!:H,X_2U=G]WKS"A5&T9Z9<1WB(MWEKY![XQ>WK;<.GYP=1T?XFAJ1G<.;"#
M=CX2SE;`J';Q*S;#Q`'?PWP!D-%B3=/SL/6<=6]Z=QRE-WP@1G6M$?,!=\V(
MARSR6;Q\61<RT[.3J=6_O+AKL5M80S[,%D`8;=T03X`7^O+*_">FFW)V/N8>
MGSC1"P3>G,T"_Z<SA0>XC^S\F=$9:.UV^X5XQK->KXM_P0KAC%N1\P.^I+%[
M,V1CSCUXV\)383/;@9>1^RA`@#V%]V;`[T%T\2!,"-7MOV+\>^Q$CRUV!7R+
MV#-=?)RY@DRV(R+39-K,B(V6`"B#(U84/\]ZVM"02,!?`8*TD6X(%&EEHP7A
M')NNF%^>H$*`:W,+6"3\%2H0VJ'6:P\%M$X(<$Q<6%_DY`&6TY\(:,#*\*<\
MNV]-;#!:"X..5DE>&#K:R"@*0X+R].F6[PDK6Y!,#!@0XXA%<H[XS3D>D!>M
M^HY^8F`>7O0@D_Q(NV=(N9-VT`B%7%CF<,GW;!;`$0\<..+(AKF&"+;83804
MG)J>>2?POV!99'37X<@?9C07@%*.F=FC'/`IR#1<8#W#A&(%/^#,=;ZA!(('
M>J#OHOI)F[SI>#;'![=;1L_QU*#W.W\Z,[U'D##RX'A`0_B6,X&GP;&(@?9!
MA(D>B->9'PKA&J8'.@X!H2BK>/!#JHX-/W@JP59%=;0`1@!B\X@'4\=#DB(G
MP`G&9\!RJ%`"!_:/ZLWR`=A_$KHG1SU,?C%AF<\?_!C,77,R`9$A%N/B)0A8
M\5/@U43EI4`L.%+`<P?/#F#1&0@/ZQ%Y*_*3S<BM<MB(U*6>/>\/*T43S@CV
MO43,I`\>O)(NV.*@)-(25$ORE6&-7-$85ETEC*`>C^(`[1LX[6$\_G^"QC[+
M:`$S!F9CXT<VX;:@(U))2BL009Z%A!MS@$%(E`<GNA=,\LA-%'OM$0F-A!)?
M.)YN.%"`&<25)`(<M_?<XM,Q,'1'UU8T11)W"%=,PF=];=@?)5;@#*6()\X!
MO+S01\.A/-,F&#M\',VES!A-!4$7<^K'8(FAW!%`/-P[UCU*B+DRR##`8D[:
M7!0!+)@(`GS@H$T"]`YYNHSD)=`6XE0**T.<=YP?">9+`'AZ!,6#Y5;)F](@
M?.<$5CP%QA)*4\@A*7D"+B9]`%)8VDD:;>2%@1I@ORJIW$"X2-DF3+UEZ!$L
M$YYFQV)(")HULN'^(Z!.@"`:5+L`E!M*'2UDG"^%'I`$E@#L#C0V`9L_#L1G
M4\ZE5`34@5)-]:P)V/:^:?.,&38S'X7UB\MR67:&7[-@S_'"4Q"F7\(>@@L`
MTRB7-=REE'JV$T:!,XZE=H"GP1M@EXF_-=@N(,LV4\3`;OETEE7^;P&LK,T@
M$GMJ/*-Y?<7:P#B,2)[X:""FC.>$@C/!PK8<=VY6IP+WJ5O`I($GQ'`<^<&C
MT,+XFT[O><JQF9^)\RK\,!`7<&QD(!._!#P+!PYL`@''W*H/"W&$WFZU>SD"
M+*68\2*^P2SNNDFHY?59^TS\'<Y,*_U[.4!D`;;-6<A?LO35*]!4=G2/&V@_
MWRD6GB\07TF073[4B>"!5O'05A;=YS?(!GX<@JP)B^:IUG2="20#RGJOSXRS
M*I+K+(X6YRNV_6I)@(NZN<X+1-4;*>6@3'%,%YX"`G;2X3%#],C0(W^.=I7T
M*'YKVH!BDV(2^I#<55>OGT8L0*@D5!YYOZG$GAZ@.5V"S+M=<EO`WUGV=7(3
M(C7SGY=H?!5"2/&5]TZJ2$FQY\K+65&ZD3][HNRMY_=,GJQ<,Z4/4'"2H?;>
MDFZ@=0J,151BWT3JW4C=`X60WU"O8]^-S&,OMM)->F-_GN8/O,!(W")4QS'R
M',:N".=/`O")#FE<Y4!$4ZKJ]ER3.L$2#8F&1T;#!GE7E;<L`7_K@O_$R\)%
M"H942Q7="IQZ)?^P0STP&RG!SH>]PW6,(Z+M2+2!D7_\H(KU6XH[-MN5RT?_
M(?5Q\+(9?1M,2P`/R':HE5]5G:X*#/LB!:.2K-(+#!TF!:,*T;J'(QHY,ID:
M7M^[L&62)R:*S9V9)'6.E$T5RL:HN:4BA65*%E^=^H07T:YLVM4W5>:4[VZV
MJYVOHB(F>Y&CR6J^11YW4F1%&J@:=T<;Z/FOKLGA44B`C0IDC)+V48QXW0()
M(TJKGV-Q@-[-6S3,2]+9O!R=E$\5RJ?NJQP28F5';_+G-E+`31&2Z=W#$:V1
M[D[E+5<_88&R<'LJ$X?4&+4<N)8:H^[>%H^ZHIY$5]11_NA@)0U1%:ZY)"Y9
M7`+T5&63IKN'!VJ@>^M'IEN;*J<6MWMK\KXV*I";5F6/V]W5.;6VK1BJ!<,,
MM,Y@]UK]JCO;$LLHR#)=;=17EV5R-4-V#]+$Z+?+.+RX,\W9RQMQ1WAK_GSO
MA);KAW'`;^%!;UW?^O;FW_]"[OLM_>Y7ZY[;L<L_33ZD31?G/_]B1OQ+TC/*
M$6'>6]SM_%G8L!4A_,(GK\^N`W^*[6LNVCK\%_GB-?S7T<_>;,((M;NB=E<%
MS>9*3&+Y4&IW5<H=`K6[VMD84*6]$K6[4HL>U.ZJLNOM`UZ5'7=C(4(EH5*Q
MG38K3DOMKLI:F=I=[1X\I1Y(U.Z*2)UG>6IW=0!+GMI=[<CY1]5FAVA(-"0:
M'IZ&#?*NJ-V58H4#U.[J5"48M;MJ(M&HW=4!E0NUNZ)V5R2K\A=R4;NK!A*-
MVETIH6NHW16UNR+Q1>VN3HAVU.[J\&J'VET=VMVA=E=-%6#4[JK!Q*-V5XII
M(FIW1>VN2(@5C-Y0NZO&D8S:7>W9-(/:72T5B5*[JU^#1.VN3K*1$;6[(B[)
M<0E`[:YJTMS4[FK_GB_4[HK:716CS^&E-;6[(I8Y+,M0NZN]VUWMT\)JM1W6
M>SYQ/&Z_E3>+GUW3^XLCK;A]!9:-><>OPI!'5R[\5CPM7.J!=15^FBSZ7OU]
M[?SDM@3EQOO!PTAT@OJ=3\<\.&.QY\A??8X#?L9L;CE3TPU?G]W\<7WVIMTR
M>HLM%@:KTGU]^!X[T>-7;L6!$SD\U/-N:5#&EES'^_9RXON1YT?\(_S!?HJW
MHL<9,""`S#V;VV?)NX&/;'D?1;.7EY</#P^MG^/`;?G!W:71;G<N\>-+_.)9
M\OAT`5AVZ;D"##]('WL?X#;_SS6`<=%N7[33]UUSS-W79\G[?\.OSMCE7H_6
MBSPZ1<M5L+R$&5CI8^#E+W"2?.-R8EK11?K$].=80KD"1+*0+]_&+U^T`6HA
M/%^?Z9NA7`(QX*$?!Q8O0KA5X#(HFH/Q<^K"^]C%C'L7?WX]>W.NOV!7$7O/
M+<&UK*-K#)F;F9[]Y%WX%[NZX6$(`!TQ9AV8+E[\8"("?N3YGFE9`7[B^J8X
M.,"_W&;C1W;]_N8=O!N&++PW`\[,NX#+=G#LP0S9LWZWU653QW7%E1(L_ZP_
M:K73=S2L7)U)@>8^MGZ[7$)>>APNGYP'^.2W2\26\Q+_A3__/U!+`P04````
M"`!#A&]"P,$;:Z,?```(XP$`%``<`&9B<"TR,#$R,3(S,5]C86PN>&UL550)
M``.^A4-1OH5#475X"P`!!"4.```$.0$``.U=ZU/D.)+_?A'W/_C8#S<3,31E
MZ&Z@=^8V>/8000,+],SMIPE3I0)ONRS&=O&8O_XD/ZILRY)2MO6@XS9B9P90
MRK_,E)2I5"KU\S]>%I'WA)(TQ/$O&_Z[R8:'XBF>A?']+QM?;S8/;H[.SC:\
M-`OB61#A&/VR$>.-?_S/?_Z'1_[W\W]M;GJG(8IFG[QC/-T\B^?X[]Y%L$"?
MO,\H1DF0X>3OWF]!M*2_P:=AA!+O""\>(Y0A\H?BPY^\G7?OI][F)J#;WU`\
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MS3WZ;S(^5E^=ATF:W1%P.'DDXV*Q11ML$24M%RC.#N+929R%V2O56++(`1,F
M\AX?$C3_96-^][A)QP,=%_2K?X.09J^/9*JD(1WI&][6`*"'040%>_.`4)9*
MD'6VU03E*DB(#!Y0%DZ#2`57)^%X(.EL0U0]Z>7\C/QM@23@^`1Z0-'E+T$/
M*$[#)Z2,4$"M!^[-`]'7`XYF9*T^^7-)AKL"6CZQ)MD&Z<-IA)]E$T5(,R*T
MY6(1)*]$#N%]',[)@">KQG2*EV39B.^O<!1.0R3%JM3)>.`/ID1A:4A7M72S
MLMDSLNA=$1-,OBR!#24?4=IHNDS(!^4291J.!^(<!W%*N#Q(4Y3]<QE$2J8%
M2#T>W*L$+<(4T6_2^?E(YX0$HXAD/&"GLW!Z%L_0HACRE/M<*!)P,K+Q`'[&
M>/8<1A$1PR6Q9LE93!R@^_`N0OD'96,02CX>X,)8W`8OTOG1T7(\&+?A`AVC
M1TR6AG0]$6^(C?A*])8<W">H6)EO\35Z)-[Y`W'\B)2N4436[!GQ'K+7BE["
MAXY/C>A-X23!SV0EI#.I]L-3$$;!71C)+:U"#R,N<(@(22;Y9J/Q/GY"NL"O
M"!V2S>4\S*Z(6RF#(B(9#Q@Q<(LPRP?3$<X-,]E&A_DB27Z>DM\G^6)$_8T$
MS<+L.DR_29`/ZG/$E3@(DWSK*EMZV^U&5'ON.FX>DD$UHZX$\7YSSD'ZA]".
M!_4:W2\C&O9XO49IEH337$,2C&*B,?W11](''5'$H2Q6^94G#'=2%'L9T5G)
M=XY4B4&LX%3)R$:4+[/=N4W(*`M`@P!&/.9@N$O1GTLBFI,GN=?':6UZKS3J
MGDG?W@GV_=N`N'OCL-+LRMPF$,2"6B<Z-H0P27.:&]L<@E`J]:%WHPC"*R?4
MOVD$`841F]M`@D"K=:)E,PG"R6WOYL82Q).^#QK=9()X5>YG[`TG;&WL:*IW
M\PF")2>TO!$%<3%"SQHVI;"EO;NUH0TJ;(S`>]"]607AA9`:W[@"'>H>?>G?
MQ,*<*1"QJ0TM3-P*79C>@!VCC-BO]")(Z-+U)#V''=2I)>;&Y,DR*_Z8O/CC
M,R/;YRH.M[[=&6=H'#YT[O]5)[J44"-(56P&($DG'I=`(ZAM55#;!D#MJ(+:
M&1^4)$*D.!=Z]F::G5&XL`5>-K\4>S$-7S83%7LQ#5\V9Q5[,0W__2CPW]N"
M_V$4^!]LP?\X"OR/MN#OC@)_UQ;\O5'@[]F"OS\*_'UK9FLRCMV:6&-@),-K
MS?+ZXYA>WYKM]<<QOKX&Z]MU<`ES-@&4^L\\85"!U,;@RB8DE-S<,:WB=JIO
M=\89&H</:_!E`TFU&RU'YXIC!T"I$Z8R.A.@9'H64.B$);/+`@J=L&365D#A
M9J*&X@PR\6FG!65>/F]"++)51.<GC2;[*,Z7`3W:8&LT;G1E,:G&WH5$FL"I
M8#*39*4H-94NC`#OC]<H3-DB""$U`E3F7$%(C0"5N5L04B-`96<($%(C0&6G
M!1!2(T!EYP(04B-`92<`$%(C0&6Q?@BI$:"RJ#Z$U,R"+XO?@VC-0!UBG,Q:
M)VE,'D1K!NH``Z4CY"[ZW``3Y9NU4?X`(^6;M5+^`#/EF[53_@!#Y6NP5+VN
M0RCN9$;]AANL:^38+49E!FN4OC5<J%$<HE(Z?1`5D>D')#V\Y+77!TGFBW#;
M&[H;I1K:Z=.7659&X,`.<*F'K=*'6>A2CUNE#[/0I1ZX2A^Z;P8JSE:U3@R!
M'X)Y?*C`RX@P[/TZTW^U$9@U!:,V!E>V'D+)C0&6K8)0<E/71Q57DWZ=&69F
M#!YTK#*-XDVJ@H=1B^!.@VA*EU7"Y3GYN4&!7C(4S]"LZH<BEO`#JL`=9K2?
MHLZZ5U'4_S.(9UY![C7HM4+O+M&]PKI-`*[6;/+?9"N8XBB<T2P"KZ3U2N(2
M9@4TPM,&N(B67\=)4[DEMKS&^CQ([_)"Z\MT\SX('K>HUK=0E*75;_)QL#GQ
MRWKK?RM__0<MF4S_3X?P4Q#1/2Q1Q2DBPSJ(3I?Q+$^-J+X<!7<HRO'\<7IX
M!:7=LLL>P72\1*<)7AP&\;>4SPO3L`V\-H`.DJF'$\+I+QO^9!5`#Y)I8^"P
M1?#+%ELIO>!,.]H,R0BIZ.?DV\KB+46)Q;S4!4Y`;'C/*+Q_R`A\JPHZBS.4
M$/?L$`5)?H&XR*PYBP6ZDM'`U+;MFMI@HG!.@["U0KXJ=&MIQS4M<9N,IQ<V
MM'-X]4=^>Z);MN6?+(Z!ZFI'D5%TC::("/4N0I\3G*9'Q+UX)0/Z8$'+-PA8
M@'9@=UEN**(V,'K(P+FYK,##$7XBJQ5GMO?IQ^ZJ/8)66Q+1O2`<1!%^ID[D
M*4XHRG,""'%6"%Y;!X?:"JK:R*J1V5T>Q&H!C"Q&`&]FE5@A[[4VL-1V5X3Q
M%*EO8="KSPN471,G-*$E?NHK'&EZ@?L9`&"7#ECXH?)H#Q`U[5LP?B,R+)DZ
MK`0V[4Z`YCLM+=-9_LVR56F^)"-??-14Y]J*=)7@1Y1DK_1H+*O?O;Y`G`V$
MF,*R)>$I#\*F<[JIPA3KL2:.TM3;V=WS<_7`9\DYZ9\>GQV)7L5J15VXK6&:
M>&]:$S+VG--'=?F\6_[KO\+D_<&TO-OPG9-O^S(_61E/7J;1DE:;%,L>1@G3
MRT<+*Q*8;>=TEE=A$/E4C08P#>R:UD`'$T-<]SW3^!4#W*Z-H?(F;T2W$#<$
M/OO09\M-%[2':6C?M(;D+#JGE5]1-+O%7X*,`GV5Z83?&KR9,JP2&7_.*23?
M_E'4Y1CZ0G9\]\$]3R."YD"5V-G@BCAT3B?TN/;R.4:S\W".SN)TF?##V;RV
M0&T8W[&*>=-]Y$&&`)I&.$6S:Q1$)RG-KKG`\504B931`"5M?$\*X]6&Q(6!
M7R$!4-;F=YUR+IU;9=KK8NZOPE;]LBE0&\;WI$+.G--#^U7IINC7?[4(D2P;
M82NW""_(#^&TA'>,%D',F=!@8KL!<N9Q;ZS.@:,CK)T7U@1_]("FW\BOQ4%8
M&:W=`+E`>6K,.Z>[BK,O.$:O7X+D&ZUO"EDP.@GLAL\%6@*PZ:QJ;H(G6CH,
MIA:FL=TX.D`E'/:<4T>]+A_=^$\FEPG9ZZ%JQG?K14YE-_`N4!"48:<U=8[2
M]/8AB`L&Y#IJM[<;?@=JIYM)Y_1R'A:5#[GQN$8#RRDV+-:.M<M94=?#Z%=E
MC5":6@$N*,K9/`_OUG(BD5"MHTG-N?&0;U'794@%IU[U1G;=.;&N.!RY*7GI
MRL>VLNNW`63?U<0UX5>;LZO@E9YC'2V3I+C*20.5Q0_B;:F0T*[G)E:1`N?.
M:>TFP]-OC9O+W4KJ:F<U)Q#-$9'L+,>55[KIQMW9T*Z[PQ=Y(QN0RZ!S8XB6
MO,*Q3!-L*[ON"4@-/-:<T\$UO;T?H]E)D,1Y\?/I=+E8YE7JC]$\G(:<Q1="
M9]<U`>D)SKYSFJM!S6T]+>21H`<4I^$3*JJ]T)3Y"Y1=SF^#EVXU*G=BU^4!
MZ;2G8)Q3<,UYH/L;H,&54SFS:1=R53_+Z^O%6MNW0CD3-!(R^/-6F[]S\K.Q
M.B5%Y:`'E(7D*RO$JZ(E._"B)=X/C;Y^U%QM984JO9P7*P&+_KT(_;H##\^]
ML@O[>R=:J"-\"F=$'@6FRT=$J_'(3O1$=`YL"?-<T]627;^C1$_VS^(KG&1S
MHALLY1+:C=VU$:[.CEVDLK"<,W@5)V6INE5`CQAI^0TA+I%=HS!(I1)!O"4%
MGKR@Q:,DD",@L[N5&%N)36$XKL9VMG\CUKZ*P'<$W%,DN%4SW@?L[DA&&!JC
M"-C9073R0FO42A;O52-W`%]<_DXVDO32<STAI?H5U1$DY6-PIVXX)"TE=@SE
M@5)S??CR\BQ`6N<3N^&;@+4KD\);TB(DZ42!W`T'I9<FWTAF2HL#3=D3XW_%
M#?\$/#*^W_R*%J.R3`M!<[N'RLHJ?0,9&$V/N'(F>!4I^*W=<)=X7'1';63[
M!@=#W3T8;8]6Y^HW727X*4P)VU6]*52\V5TDT@CJ(H((Q[M-QWPN_X+L!J.<
MRN[449!^L_812!:Z;SAVXQ#><920V)W?8VK#]3N0G6O9P9S\LHL?!8,DZ,-!
M,R7EF!N_ZEC^WXK)4F%:94XX9]QJUQ>;YY[<>YI5,ZL)\N7SAXM%F%+)5V$C
MG%01I6XV0(1VYR!7(8U4=S#_SJVJ+';!W7)N8[M+1C\=N7W3G,5;U4*A53FX
M"0,`,KL1L'ZZXO#NG-9615)JV(OS?JY#(B"P&Y&":`K`KVZ7_G,0YIX`??WF
M8/KGDIC^XCFH+G%S&]N-%$%$+>'37&V8JHYMX4H1;?^>$,9F^#F6;FZ5.[%[
M8Q2T5O63RYB>9W]]`8O[0'JP6]AQ-$W)-\$CJVD63KM*X!9<<`.K`#*[E2I!
M"H'R[MXVK5J,+^.\9M%\?>C"59F$Q&[92A4#).39.8\L]_()>[@*UU,V4E&8
M6$QAN9@E1%$0EIW34W>M05$,1$QAN<(E1$\0EIW3TWEPAQ-B,J]1?G%'F#7&
M:VOS.FP0!4EQ\>-W?N54MI7ENSA"H=?OJ7#8<VX8%<%8RE:3)^&5_L[FEN\2
M034C9=@Y%=66,.$L[VKG3,R6KQ")YES3QN5TNGPD]N&5ZV`V6S@3D15,B0Z6
MG)/[ZI4>X1Q@6SD39>7+G\>:<SHX6.`D"__*>:;W`9NO971K1$;C3&R5KQ\8
MV\YIZW"9AC%*TR.\N`OC0J+K>&6YW![AE*<Y%7IGPK9\+:J+PSF-5AM*D#O`
M;>Q,+%?BI`E:NJ:8=9$$>BIPA&.RVU^2#7^9FXCC]!#-<5+N*6^#%Y1^"6-,
MG[NHY34V>RFNMW]!V0,F?WDB3?+,8=[QE4$`MI-QC,M:ELDCSXIQ,K_'IASY
M<9D!HM)W6\0143F?$WQ1G1KP4_]:32SO4+OP-J:[><V[:=SR6]C%[0@4HSFO
MS!6WL>5],$C/7!X=GVBK-\UN<:V.6EDFYS!(>76\E3MQ:++">:XOI9W#P+4)
MURQ)6-UV2<NZ"%5!G;/%8S#EOLNLTH-#4[.75OO(R[T9W>3B&LUHR0LBN>,P
MS5-7(9KNHK(<`!M9NWRYN%8`K%XZJZ.BW@KVJH[6!W@=K49_]JMJ0:H&TFI*
M=,AE61+>+;-B%!2US`3QBR&=V@[4=&#_&B<HB,*_T.Q7,NC+C(`REV.5Q7&0
MD&UD?'^\I$_O7*$DQ+/"R>06I=3X.;L6?Z2!U8XLZ=2,<][$V!P;&X4*XT^7
M;^+^^!.//,LNC4A\UV@:!6FZSCB<_7M9[(2K!PAKB6V$+%H2\WL6K_R)GDOB
MR)^VZUR9&YY:-/9FELHQN+<R4AVH0/VVQNB;74ZOZ"\(O^7UVBN<9@G*PB3?
M,Y31K*LHB*G,O\9!<:*-9I65&<_GU`[&[E&SV>%L0*MO9A&FSPO$:-:+:^51
M//AC=@_9S8W2D;3R=A;;MH6YG'>+H.*;M,?W,95$;F8*SL-IV9KFF_1<:+4"
ML7N+S-SP-:#--[/`=OE/*@8(+J-1?&&-T.Q>V;/K,6O7^-M9ZG.S5<O]5!'-
M%1%!<H.2IY#>R4\S;6;`&DB[%R7-3A*+H^#M3)=FFC1K1^'R*$7<RU3H0V'Y
MQJFY$:];D<YY1!TR$+\")R1P)2OH#:3?`00_3O:.V6,C-;;&FM@.YS_</!"H
MW<^VK=(?/L+3'^K=_;?7?J9/?S9'D#Z<1O@Y99G85<CA(+UX13=6%PR*(\]=
M)P(Y?/V:TB5\55/Y8)J%3X(GOE7H_W]=5,F:4E3+&TQR-%D]VGA*8W_U#2N;
M:OV)7;H7(D)NNI!EJAXMAW!%-DKA<I%*KS3U[<MZOF-_U0\3G_8:6=7K%F4M
MU9R;"G`\JV/FWHU7[,+RY>!!T[B/L+2K\+LHTCA$+>K5&\=70%D"JJC?1?S)
M?&6_1D%TDE(/\19G`><=0#BUY4N^0U6D(B+W(F2K//<RZ62=<O(YR</E1:9?
M-1:YJV6??BS7?QQD_GJ+3?NTS<??B@M8Z;KNYI;+00[1CU0(VM5`]C4)=8>/
M4?%OPLYQ>3N$NLJ"8A8P2LO%'X<H1T4TSNT;CM%C@J9AP/=%FBUL%W\<HJ@N
M7IU32!YA.Z0OV='`)(I3@6IX;6U7?ARB)#'_SJG+7F$FW\D8BO&*3=U.0Q+>
MEY6&+N=DXY[B:%8]H$`V\(2U*4II=!QE690'ACG>1(]^@-IS,@S27VX&GBV;
M(C3+=X_ESF2`7OOW!M2NFX&1@3)T;O%M>UYG,8WT+*E$B@H@UVB*PB>ZL1$\
MT*G6!W``.!F"Z2<O]W;Y+!_-#9+(^$)I@7IV,HZC)I^WI]_S,+@+(\'AJ%('
M0$T[&;CI(:DWL(I7R]%5\*JX=G=1`O7K9.!'13;.*9;#>7&`UC_%H9/>YGEZ
M\%J^+)\?:R2('TWE>*,J'3B9'B%0:=W_5!>4>[:)8>)7%,UN\9<@H]!?E77-
M)W<RDZ*GIF5"<E#/K<W2Y5QY6BOUX&3R!%#;/43EG+&J,U&.4P*7[(\?R[%,
MG^,,HB@=-A`&=.UD2H;Z"!DL7/>&3LD$05QGE![^4,;R-#*).9"0.IGVH68*
M0,)Y"V:@E1`!7?L9,B?S1/HN^!RA.#M55XY)]1`FO5U#"P:O7@0!NF\">B?S
M07KZ;U(QN3=S*?<E^ADHZ4Y(X&3R"$R9`$&X-T_A#H/B_FN,CIU,5AG=$^NQ
M9W-L<6^\*GF%HW`*WY=S:-W,?^FYJ@OEX]Z*?GI\=M3U6G(ND9*WX@2+^Z"W
M4@]NIM'`=-U'5NYIG"."TS`F([9_!+F37E^NY%E\C!XQL;AI_MCB8W4_X3Y!
M2/RRD&HW3@:'!=H2GG0`A68R\^1Z928OYX<X2?`S80O@:?#HG`SQPO0%%XNS
M?@*]WU6^6%`KBB_V#W@T3H9O@9H$B<,]X]"!N_EB07%IC_P"$?=&3;?RCIR,
MQO96.%1P#HZ"VCITEJ9+ZLKFSSY(YK.<S,F@J_KB+!2*LVOS*7TEO#+Z$'T"
MZ)R,N*I-6;E8WLH,[;E4]^S+R5CLD+D\8,%V<H+3UX70@I[[-3E3FNW\3IP,
MWPZ:^C*!.;@.=#/R>Y`D`7<3+"5R,A8[2+-M@;BGR9,7>D7@-G@I2]/EYX"=
M][;`D9J!7;H9EH4-@U&DZ5P-,BJTY/5R?A/>%R'(.%L7Y&!BS:LR7GO>ID>K
MKD0X72:(UO0J.LJ+CZV[\M9]>6QP7@M'M6.S=)-J)4(9FE'+2WHB.%A>]MN\
MU+O(2Y25G7A!//-6W>BMIL8>XU1X_0DC^XXS+RVHJFR0/$3]SV40Y:_XSG&R
M:-[^7$'UVU#S'G(YYGUX92=>HQ>M/.3U@5*4=IZ.KX!OMX%79#GVCNP!+5A/
M9^&TZW2`Q;O3QDL/%KP6K5<2:\7\&>/9<QA%54$N[MW2%?;W;>Q5%[FL\TZ\
M=2]>^^:/%BYJSU6S@#^T`1>MO;*Y5F"W(7U2HHBXK^?]#8YF7TE/R3KN?HMK
MT7@:FH]HB<6K(,E>*WJ6LX]MSNCGO*K]3[65QJ.?]/)O>NN/>AGVUI_]*5=@
M^64O_[2W_K96,:W#VX3WV@]%UB*]:L,6V/1WV]RO"7-.:C\V.]*[Z#93[U9H
M&1/<SD+4@N:$V$+\BE"]CC>+C3&I%9E7TGDEH5:L-.P2%B7@BH?I[\F^.\R7
M?O+SE/R^?*+^<GY$]F5A=AVFWQAFMAE[6^OW)Z_1<S'BFYWGI4SS[KVB?[TF
M(PB3WX)HR3Z?N\T88]K6*QOK'31Y`=I-QE'N'CW;C/&MTWOU#HP,HVMT3WO#
MR>LU2K,DG.9J96$S-GA-Z#4I];J.R\?'XD(X\<?;3WP+G+5MQ@XW>JJ,W+IX
MKT&?+:_C3!4?Q$*'<YLQS60NSLAH*>P/15WV8A`]6]OY-B&C-N"-(\8(=U5S
M]II]:!Y1=RGZ<TFD=_+4Y2UO,X9S3>&5))H!0G:QW-WL]H#=K/=#]5\_.L'D
M+0TU=K#(6&05%HM.=3,HV[ES6-MA[#-D_VZ*J;7'S(//F.6:DVT(I&1?ST/.
MV&G`[MX42UW;?!X?C.'NWNR;@L[;]?/@,W:;O_<WQ8(L",!CA3'?D%"`*:9J
M,0$>?L9TUR,#IG".&2+@,<I8?&V!`E-2`T0,>,)@W`=8W,#8ZI['!7C@&<>@
M:&X*7%<\@0/U/6/HNZ,*IJ#W"B_P>&.\@$%!!F.FJHHV\-AB7(1US,'8"!,%
M'WBX&9=`$H(PQ4QW+(+'!>,9<"(2QIQA6&B"QP[C'<`#%,;<3DZD@L<2XS!`
MXA7&U"4,7/!88H,!LO"%N>$'V4$?HXS8Z/2"IG=DX1,;2'T_*%Q0=N^M^G>*
M:Y;908&#LE>G6/09'C^P)^H]%.K_:/&9,H)LN5CF_K/PF59NU8Z#V;^7Q7,Y
MXH<=M7QHO%M`0'A?XZ3U5L)E7(/8`B]Y>%CW-^W>%M,XLIH/.QG0F^X[:%JX
M,#ON%$:<KOMN;WC$N?R&+_M,,4`$7\(X7"P7Y3/%59G2UX-YAA+NP-3SI>]$
M=!)CHNE3=FV(SJ'7>#A$HYH<L1UMG$.M0V=_=M=_0Z-EN,"=6^*!+(WBX?.]
M=R?]T^&>0"]_`S1"G'2O!`+3.D'%MVC,WY"0925(PT4?F-`^+#_!>*`(R"G+
M(!/D5V+07`:&7%5,V+^>BV$^<M=&S@)F<_98P,9A=D38V-!]AV!]XTBW6:1L
M]ET'TFWC2'=8I&R@O0/ICN7<(?F<8_/8(5E$QB<CC$^6/?9\78$]-YABY_-'
M)F*NI#3M$QW&%SO[/_:YL&9P68#QQ:X5'_NEZCFVB+QG^6(,MA)?[]W@ZP/+
M%V/7E?CZX`9?'UF^&#]`B:^/;O"UR_+%>`U*?.VZP=<>RQ?C8RCQM><&7_LL
M7\.<CGTW^/(G+&.#W`W/GSC"&>MR[`YT.1SQ.7S6Z=@=YG3XCG@=/NMV[`YS
M.WSM?D?7+0&>)[\+OB9@R'GGW1/@,J!T46#%A'N%I+OCUOS6XQW2K!]>+9/5
M;_%1%(2+]&9YMP@S\HL+G/T+9>+RUNJ]V`VQR_10"PWW%9#NT[4.7"=I%B[H
M?YXN,S(="IB7<;Y"@?4F[L1NH'^8VB#B<4=KK8=M+I]CA<FGU*?="L):="H2
MGFL%JR1&K\-O9+:<`*NG/T(ENR$GC9ON,EM.V%TYXX%3(*<L@\S>4XE!1]CJ
M&)#,WE--<3WSC#L7V-,P)DO-.;7$;?P'"YQDX5^YO$Y>Z'47=(NS(.(X7WTZ
MLOE&B1+>"S(^;I]1](2^X#A[X+@'0_NT[.3U'PKU]TQ&D:MSB35J;/T+!<GM
M,QYCE*RZLNQ*6A@<+2E^#V."?)[S$&7OSBR[H[;&15V2W\'(.,7+9*R!4?1E
M]]T+6^.B+L?O85C4'/_!PR+OR^YC&=:&17T#];:'19XO.>;8:'5H]_$-&P.D
M4Z*NA3UJM6?DD0'F#+!9A<9X!(`%SV#>8T[W.C&;1\KNW_>8X[IN\6H/(;%@
MV;/%/>8$KANL]C-$%BQ[7+C'G+!U@]5^+#AF!27I=-UCCN4TUE(R/O<UB)*5
M(!/BU2_!-RBWCJ7,7+UO@^LBH)*7?%+VK`5N88;!V66Y[%VYS%1^<EZ+3*XM
M;A$S\VGB=<0,T'TVB:D)U$:Y-:EX]QF/AU=XS;BX!?RP;+!UQ<5L6`3/KM7[
M;$DRB1*T+[0"_*PGNL^X.3+\VGU2`7[6.=UGG`P9?NUNJ@`_FRJ_S]AZ&7[M
MV?$"_&Q*_#YCD67XM6?!"_"SJ>_[C*V5X=>>[2[`SZ:X[P/?]#"8U2[`SZ2R
M^Q-P]5!CV>L"_$S*NC]1-L+:L]1%]HM)3?<GJN;70#:ZB`/&!/L3=1-LTP:S
MJ>;^1-D(Z\\N%W'`F&%_HFR&]6>1BSA@#+$_43;$ODU+[#.FV)\HFV+?IBWV
M&6/LL^]72CFP:8U]QAS[[*N54@ZTV^.C/@6Q9;M/GWWO\FA8:6SCF]0A<F'%
M,7:E<$.;W2%"8$TQ^T#G2(-"N\%>E4R7#WSV4<]:\73CH[@-G,7+WB]B\9I&
MV3%TV(3P#K$:'P>LL\:^QMD%5+]_)JJ?+Q_$K*\@JZ1O/H@(X)!EC'4A@(RY
MP$['M&`="JBB]&]R`!RQ\X=]N!/,D1.3BMW\L$]X@CG2O@GJ?IE"NCZPCWUR
MWZ@POBX(66(Y@;[_:;`L/NBY#2Y#`QX$-<8C[\$-+E.]7@AUA1UVV69?"U7B
M1__:+>&H8]EF/`8UCO379A,^BR)?\=CG0^0/I!A?^T!,LKRQKX6`>=._&C9>
ML97JB7U7M/VJ+5\M98(H_<<=,<WD-_\'4$L#!!0````(`$.$;T+5ZMS#SVL`
M`!?4"``4`!P`9F)P+3(P,3(Q,C,Q7V1E9BYX;6Q55`D``[Z%0U&^A4-1=7@+
M``$$)0X```0Y`0``[;UM<^,XDB[Z_4;<_Z#;Y\,Y&S$U7;++]3)GYYZ0Y7*/
M(ZILKZV:OO/)08N0S2V*=(.DJS2__@*D7B@1"0(D2"35V(B==MD`F)E/`DAD
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MN/G&Z:\;<K8CL[_ZZ;9#N?'9K\4?RTT#R=`EHI/@;TG.R9=X[J6Y"M92-`);
M\'^]V31[PW_U9GSRYG3\UY^)_\L&IUS8-`[)'5F,^'^9*FV_N@AHDCXRXF+Z
MPE1H^2MO\"O#,UN2*)U$_N<H#=(5!Y<N<X(9$_F(SY0L_O[+XO'E#5<=KD+\
MJ_]#I6NZ>F&S*@GXI/AE]&L+0L^]D`OV_IF0-*FA3-BV(U)N/<ID\$S28.Z%
M.G0).YHCDD],PN%);A97[&]+4D,<W*$;HOA*2<DSB9+@E6A3*.G=#;GWSPRO
MYSCTV;+^^8^,J;L&M7#GCF3K)<^78?RC;J)(^Q@D+5LN/;IB<@B>HF#!%)ZM
M&O-YG+%E(WJZC<-@'I!:6K4&,4?\9,X`2P*^JB5O-MN[SQ:]6[9;LR_7D*W:
MW:"TR3RC[(/U$JTT-$?$E]B+$L;E)$E(^E^9%VIM+8J]S9%[2\DR2`C_)I^?
M+WQ.U-`HZV*.L$L_F%]%/ED6*L^YSX520UQ=-W,$_A;'_H\@#)D8;MAN1J\B
M9@`]!8\AR3]8IX.JW<T17&P6,^]G[?P0M#1'QBQ8D@OR$K.E(=E-Q'NV1WQC
MN-')$R7%RCR+[\@+,^2?F>''I'1'0K9F^\QZ2%>;_C5\=/$I@]943&G\@ZV$
M?":5_O'J!:'W&(3U.ZW&"`87.,*$5"?Y_4;F/OZ9#1&O"#EGY]!%D-XRL[*.
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M)2X,C-S!H51M:1>W[NF`JJ8CZB-T?5A5HE>E:^\'5T6#NL%8W1]BU8PII<Y]
M'6C5Q*TQ1-\'L`N2LOTKN?8H7[I>:^.PK0:UQ)Q)GBRS,C;)R]@\,W7G7$UU
M:SI<[PR9X:/+\[_N1*_MV"&1NK3U0%+MQ`,[=$C4B2Y1)ST0=:I+U*EYHFH\
M1)ISH>%H?;-CA`M;Q-?-+\U1^B:_;B9JCM(W^75S5G.4OLE_9X3\=[;(/S-"
M_IDM\M\;(?^]+?(_&"'_@RWR/QHA_Z,M\C\9(?^3M6WKK9E]ZZTU!@QMO-9V
MWK&9K7=L;>\=F]E\QQWLOJ+`I9JQJ="S^YBG&JF*O7LCMVY"JG;O+TRK>9QJ
M.ESO#)GAPQKY=8JD.TPGH7--W5'HV269VM3U050=SI(>79)5MR]+>G1)5MUN
M*^F!,U%#<P;U\6G4@NI?/H,02]TJTN4G>TWVT9PO+4:TP98Q;KK*8M+UO4L[
M=42<#DW])%EI2DUGB%X(;TYOKV36+8(J77LAM,ZX4NG:"Z%UYI9*UUX(K8LA
MJ'3MA="Z:(%*UUX(K8L+J'3MA="Z"(!*UUX(K?/UJW3MA=`ZK[Y*UWX6_#K_
MO5+??DAMLSGUNSO5^N25^O9#:HL-J@N7N^QS+;:H<;][U+C%)C7N=Y<:M]BF
MQOWN4^,6&]6X@YVJT74(S9.,T6_@8+U#CG$Q6K=A&1F[@PLUFBI:VZ\[$C4I
MZYZ@VN`EU+X[DNIL$;!]3W>C=%T[3<;JEQ4#'-@AO-;"UAFC7])K+6Z=,?HE
MO=8"UQFCZYN!FK-5;Y">B&]#LWE2%2\CJM'>;+#NKS8J9DVI]>Z-W+KU4+5[
M;P37K8*JW?NZ/JJYFC0;K&=F3/#0Q2JS5[Q)5_!JO67D>G2^H5C4N/SY-2.'
ME<`W!<G?\)]SLI[9$'2>/9(W?K#D]9!Y1:_UA\HBV8X21.FOK.FOZS:_"@?H
MGN[MQ][X\=(+-(FN]NZ!XOQ+;Y9D^4BH)KG[7;NGU0M#/0KS#MW3%<7I1)>T
M39]>=9(LO"Q,&ROEIOL^S>S7093?`/["_KE'-_F9DL@G_H9R/F#-<J94@#](
M^3C%BPRC38_RCU[DCXKNH[W^75(N+M"_)?6$T;>UV-C/4[8IQ&'@\QRBT;KO
M:-UY3>6&SC">[Q$7\L<78BK4AQS'A9<\YF!FR9LGSWOYE:_YOY(P33:_R7>!
M-V_'Z]<6_L?ZUP];"IE$R!7[<<M)Z#V2,/_VP^7YK:C=KPC(SFM.U)"\;G-(
M[DX;)G1#^'H2**XTQ<S[VSR.4J8_GPMSG<U>\E2NH[V@\5(JQ[7,8I#RLE`9
M`;^,8LJ,CK__DL?MUC2$,3M4_OV7E&8"5FT@,PV]A+\:D,;S[Y.?09U>59L;
MQ4MH'\CPV1>]`!N(/P%,5@$ITWFQ-C-$2(C:&86@:NW(Y`^*-Y92#&%P\G:@
M(#R,!92;PF&SP;=9R!H!]7"8<E#&ZM0N5O>$!B0YOV5#$DJ)GY/]=6WT"M<P
MN$,'Z.T;X0)D)-,B5J897,OL+F8%V5-=;(0='D1K`AYL8)K!-<XN-L5=J\EC
MDE)OGHKAV&_S\*%_!)0,,`&9D-`M[RM>\LQ.3A<9N61,GGO1=\#.$C2T(7U8
ML'$MJ3C-JRNV95*2I.?$HWG]J^)BR%4D`4/>!RLN"E2#*Y-5B"X)(\(++[/(
MSZ_YB$$Y;(45!B&=H"EE?77B_\^]XZ]>R--CV,16@T.M+U:0-*B'H'MG=S,O
M[E&%Y#*F]XR!ZC-K!QL[V!XK1#440["\MPK+/TCHS^*O7LI)7=6!`K7&"HF4
M7@B0#U8!R4N:<+K76O0UINF3]P0A`C;'"HF<8`B33_8Q8<MM<;OQCLP)6X/9
M1/^-QDDR]2A=,?-ELN2E9"4HJ0V`&C<-%I">]S78F,:OS#P%K`G]<8X`V#(G
M(+Y-3?-J]NGY;0&7!`'40I7+R:XE#:$^"</XAU>\U:ZA]MMNJ`&I)1P$RZ[M
M7$M\HZ7JL/=@H5-:ELY,+DO;3S,CAI/WA2V5X$%&V!:KL"74@J*U>X*!U..:
MI'?DA5F7Q-_;O5C3Z[C9YJXT)%9DVS,%*@"N$U->L4WMM)0W10V8D%@0"+O'
MI%L:OQ":KOCM@[1<WO*:`.<B60^LL-32#/JL[49V-M[VW<R7QQ)V[;`B`5"*
M-)IY>7$U%14G!8('0&NL6$CI!1&Q&\;95/D4([#Y*U:)[]$'2MCN*?.P;BI;
M(C__G(<9?]A'+GV5GEB14:8=1*WI<5-X6&'F`RFR.>^(%WY.>+["=1S-91:P
MO`]6P2M0#8K<Z/E01(CTQ"'I,"1AJYP63NP>%WENP<V/B/A?@@6YBI*,PMXN
M<5NL@$BH!;&P>W++3S0%:V(`2@VP2OV01%#4'Q'DTLERZ+`*6$6VEL.#05$?
MEM=GD28K"AJBS5B$:(4P.+5[NF+;?'"03A8OV3^"^3JM[((LO0C8?14[V\"J
M!H:X$0\@AG;/8X?Y@/OT3Y_)_#O[M=QK(>^+&D$-%D``[1[W-AF<7^.(K+YZ
M]#M_>J7XE1@U20?44-71#>)C-XZX+5+OO?+2YFK8'#0>!"XBFD%,FI[\S&!2
M?CQ@_);_WPW]RHY6F^DO!J>N%VJ4E(@'X;)[?"S3_H4DR>S9BPH>ZH':;S\8
MB`1D@^#8/4^J+6BH!:^V9-D]2Y:SSF_7SYGP<+'RVR>`#ZSML*B!-<,=J!%V
M3\"Y$V3W9HK$F;-KA!HM$:V0[-_AB.O>>BL>`IUFE!;53[CGN_B'_,@DZ8@:
M(U7Z0=SL>BQR%2LQ*YDTI5:H$1$2"XK?KK.A5O)#$;JRO"U?W=M5M"Z*6.^*
M6HOE+^F`&H\ZND%\[)Y#\YH`>\4'Y;YLN#U:EW8-R2`P=@\U^U4;\G+<4#)=
MI:$=*%2D'->2#<)A]_##IW<<U6%QV&H(0`AI!E&P>^"XXV5&(^)_]FB4O](X
MGV?++'].\X))=1X`JU9]OR$@I<@%A-V9W0-+B=K<8.0UAREYYB6D7DE1F)K?
M.K@FZ<UBYOT$8M9Z@PP!U28L@1!;KJI485W5B!@"4`#5(!9H#CK<W:2(3%VO
M(>"DQ`.(6NFX])^_'K#'K,SO?16"+0JS/Y,TF'O;9-E=5=A3]:JPH_^U-]9_
MN"JQC<EV56)=E5A7)59Z3G)58NW?^7)58EV5V+ZL,U<EUE6)M8$-5.-K^WBA
M&*':;FC=V&J40VC97>3VE2M_\"B99.ES3(-_0W>CY'W0PJ1`-D[+343X59)D
M.O@4[0>%38ED<*5#A\M-EB:I%_E@7GQ-IT$A=$@W:,AA"1"IK6^2#FCAJ:,9
M#!OA@D:VK`&-AP.)PH)F-^6@0G'M:B;K,1Q@5->Q]_8\T%O&V*FA"#U5/<_O
M9)[GW0"C>#':#/%K3R0+0F=5^L_4Z=\;KW=NJN^"5IEYK\Y,>;C_.5H/B,!S
M6YE#+A3@0@%MD"E4F\_=.,K3\>K#`>(NR$,",CZQ'2X/:)4YI8&F%H,#4D''
M=80CC1&T101]I*`-:I@#!NK>:*%+MW]K63XOH+/_CES3*YJP=-/^QR^"9,YK
MHA9$J,M8U,]&4*:9R$'JD89G2B<L&4259C9",:J(B(E%&H,Y3$B5H2!N^R!:
M3)%`(:$8W!HLOYQ8GTHJ@TBY^X/H[B,2U/28`!V6V!)I&>5%)<G;F.8R3E,:
M/&8I/R3,XKS:890R43)2GC8W)*%#CXFQT;K=#+*'\RCEW*=R]ZG=:-TU27<Y
M^V(X]IJ@E7^52IS!G5Q#[HC/2R?X-W3JA2'Q+S)>2NN6T"#V)<D@:GW10J1!
M/LY(4,Y`$:^JD'U-?N1_`5UW"EUQ(Z=$O4*0"!EP^=]N7KB`D\\_"9T'"11K
MU1YFD(#"G$#@VKUY#/!2[,+MT96,,S1XZUB!\+5[E5FFJQ?!:^"3R+\C0?3*
M[&`N&/[BB?[\A48:&L;US$`HV[TJ+559(S#+AQH:S@K<R**AMI'>%0S3-'[A
M;K@1K*4<J=-:1GRA@_IP%?T&B5>)=!`PR_FWWBK/H;F,Z8Z'F\7O'J5>!!6=
MK.F$%BH5ND&<+%>A7B_=2<ES-/629S%`4&NTR$@)!B&Q7'AZ0_-^G%$!E6H'
M_,``-(/8V/6][%,[F<\IX7*\67"'TC(_S6SBP2J1;^D`:+'3Y0'$TJX[YO//
M.2_6[/T\)Q&3:GK)!)%OK.=\N^41,!(E^>-\ET'D17/^LOL\97H+ET%L-21:
MO-MS!6H`2I]-X7\2,MC`(R<<!RW6#5D!`4;IM%E[H-HC+!MH:!#7\@)BC*"<
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MTNX9$,9ZZ1^O7A`6!2:K]S'''PZ9WW7,&2G]<W^@3E=;P@0I0*JR\6X:=DG,
M9[8#QBM"UB=P'EP3D%;92#?=1NM^HW7'+DDME?3?J^=?U/>?L]_3?$'DEAHE
M?I#>!<GW"B\GE5VV-.Y?1GLC%]J^/WANPN7#CXKQ.]TJ#JLG[=BH;,&\[6C=
MN%.-R;-XWU2.<F+5.:ELN>7^H_(`?>C0'7GBR>@Q7=V1A!U#YCFF5:HK.^^N
MXVB_9[<F_,M+<<F.V=_%AK0]2\CLLY/*[KLWTF9OVQU8^C/3\M,>1]V+I";F
M265#9M/09ZI2;#N<Z/4H_1%?K0`PHTQC/4B)*ENOZ,[_:'^,;M7I,2%_9/PR
MYJO(/#ZI;)>['J-U%_LG5O#D>M+BY#KZ7YN?_@,#C_EE<P&'E7U8A\-BT([Y
MJSND`YR=5G9EE:-Z3SSM3&2(^LIF7+*J^Z&QY@@/$5[9G14.\CUQ)#K10VQ4
MMFOQN;XGRJ$#/D1]9;>&C_D]<5!WWH<XJ6S:*J?^GG@J'?\A\BL;=MD)T!.9
M)KT!$)^5?;XSGT!/0E-P#D"RJ!@-:BZ"OI;UW`4`T5XQ!XKF/=$F<AT`E+ZK
M;.]B!\*.<@2%B[ZX2EB1JX1E(.V.2Y7XY6FRFPJ)X*]PA:R&0^&LG-5*+AW7
MG]&F35:PJ?%@_1?9:H=)"VP[*\^%%EZL%;LLJT`WM;[$1:8*:?&/2VM*'3:S
M4+2K[7R*Y=STLJ;>$_K"/[M^(OY?Q).6\@*;VZC@94[^<K9`((PB<4?8@C!G
MYQBO2*]>$W[S&`9/.W?1C*T8YVS0[V)\-`>Q45I*R;1LP@<$D^6;A_-GXF<A
MN5E,EMS]FW#6GB)>#OXJ*K]FJ`)OP\'0PMR&']/+8P]PR_(Q6\.O/O@PU4&3
M/]!F1:(>U>VI4X4Q_+D!J%`7'(,F<)>&P"TE+U[@KVW$:9RD2MAK#X,6TV:<
M0%A9+L6UU<]KDJYU4QE2Q<YH@=2A'X+/<C6N+0>??[Z0>;I;7]:7PO5@5!ID
M`'"J\P'!VO1RJ'`%G7GTB:<E?`U^LM5B=[9.2H'2&HRTAD"+D#X7$#Y-KVX*
M\;G:UHV9,B:>8KIBBC-_7GKTNQ(XZOW1(J/)`@2+Y0N7.WL]S#]3;,_<U%*>
M:'ICH,6S`1L0II9K8NT829*LN-^??$N(KPFFK/,04*RE7Q;MM'4QLE$V/I0>
M4,F?:Y63WU>:UR8Y'^*JDERW2]'O*T5#EJL/D5U)IJO)V.^)%W'J/L1$):<.
M2.#O*X54+9,?XJ:25Z>>S]]7MB:0V`]Q5$FU4TGO[PLL:9X_Q%$U>;XNV[\W
MW5-).;_@SVN$R34O+98&K]4;1^]:I=>OAQ]MQW<I7B[%ZVA2O"9,W?T@S+AB
M[Y)G/__D+UT0GY<UXJM9EJYM]<T3-K>$%F515N(!X$2P3C^(,UVL!QECB_")
M*;[VED26CU3?J_^\LC[`JU.5JMP,IIEA!AQKIADNI<#\R&2YIKTT9ZK2SH;_
M0WGZQ76$@W#879?7]7=E2.PU>3@;!`A5FL'(F%WYYY<4_T%"_S*F]UY(\M"Z
M&`=ATX>/2)V",+40$D838G/7U,WB//#9*?<[B6;Q/0G#G*A9_"WR%HL\,D[\
MV7-`_1=^TZL(+L2`]%L,B!:CMCR9-C7%">[!8D$HB>;D*CI4JDGDY[_B5_MF
M<4YE?FEO^LQ#>/[-8B$&L]V8:/$TP!9H39J$]'>V@A,__A'=1/DCB:^,:$XG
M*4[!MS1F!RVX@K!R=[1`Z7$`F@Y6,&$V*X]7W!$_RWU_5]&4;;8K9LY*G@0Q
M-?KP$55A$`*\:1(6E#!'@E?NH5C?=Y[%T]`+ELE]]K@,4O:+ZSC]%TF+=M!3
M7+JCH`6P$2.@46F_VN\N50)810];H45&2"@D>;OE\ENZ`8I4VT[<I,70:#$V
MQQVD&*54K-X++^M$K:K!JE:5DM:C8HK+C2LLGE7+!3>(QXTMUX.J#3N>57)#
MU"I#N8"C"S@>;\!Q2_L]LXL]&L1PJ!!HBC/()^4+6WAN0^.W*'DA<[;<$E\6
MII$T[S\@)Q=TK$(TTAB:*52P1LU:(X<YT'6>)6S%3I+2'L]#%C>+_!>4^)^9
M(;.K]+T/I6)GM&^HZ-!O.A[0&7P7C/$U!\4OMF7DQLHH2L88$IAU;/02&?B<
MI,&2NVIVOAM^4N0U*\5X2#J@%7X=S:8=]IW-GMMUC<5;&LS)[KK'EZ`H0\BS
M'?CM`<C1V&9$M."V9LIT:*!O]`^KL>:^OMFS%VVJK;95AMH/'(%NJ/%H.JA@
M,/]AK='`+KK7!"U<52H5@@-]>R(575A5SU7E_H^6Y\KYJYR_ZFC\58)U&?98
M@8UQ^JQJ>,/FM1*16YPOI4G&"MWZ]V+5B5X.DI!K=/ZLKO#"ZM\RB&F/M43/
MO>A[O)@DS^25V8Y$EAHL;&JAIJCZE(CK:>_%=[&]<3WQ_SM;)S;()`VWMU%#
MM(F\:S@`I6[YWE)^HIH\)BGUYE!JQEX;&QGR:CD653('XWH%3K[KRK,%9_PU
M:EZR@?V'WU!^]4(X^<GH)]`B;I[+P=B!*GQ^]>AWDK_=7GW*VHBZB#YP;,H"
M\FC:,2VV5=0=J''I3<_&KF4^R!$@N./#M`.Y)4K3F&Z>C-IY-5O/2=&@1X`B
MS)=I7V]+5.N>B6\*+#3N$6`K94W!L]PKO,HW=]J->0RP0FQ!D-K-9U=G+(\Y
M%19!6^A+0QT!XH?<0$`W+17:-]#K4^0ZC:<MUONC'0'<`H8@Q.U6(2TG%$B]
M&X*&:'&":)7%EVSLF)LW1=M.G\TX:`%IR`I29Z`Z-]=Q2I);;\7/Q?G-Z^AI
M1NCR@CRV-GHE0Q^!&M1Q!VK&4/+=<GN@M$X9L99*XQV!#@A9`H$?2JI;+XF.
MPP<?8`J$WV[Z6E/#L,KE=7MWB,(GCD!!5+D$-<;HHQE?.,V<(IX=!]_>KC1#
M"X284E"81E^XT'!]>LGSIA(#K23&3])IR(S)Z*FUYUCM,VC![(934!GLGFA_
M8Q*[V?)WL]@P+U8"J#5:+*4$@\$VB\\J[.*!]3?C*X7Z=YV%]]^[K69P2'B5
MWDI-?@&]+NO993T?3=;S5^^_8SIC7TGX&Y&/*3N;%\\`J)3X5NZ,,RM:DW=L
MV3$*Y,NR;S6Z]Y\UK0N-%JC(LZG[PA5K=G4/V&.N+_#M_C=>93#*ZR>\Q%$2
M%]?J"7VA0<)ME\=TQX\LM[C)2!:2O/5G;-R:1:0K>DS3)^^)G'OS[\17`UG>
MQT82>1L\%;A!&D.:LJ-&S(XQ1'U^2KL\B'8AQ,C5,P-NMW:!.^10AIBXK8T'
M#-I`)>$"W!/M8O3M/C?F^<N-O#Y@&LR]\#Y[](/7@)L;-;N@2M^'=\/"4(,K
M"--WEF_@O'I!F#LCBT+F)>M.?BNGMM_#&.N+JJJT0Y!9?OH'IG[)]NW@W_P%
MST0?MG+G06)790"G?0FSH(O9$&&2(V,WSV1+]2*FR1[5O]$X2;Y%E'@A5['?
MX">V=(88`'[J;(!&"PY(*XIXP,@7]B^2`$5R=$<9`+!:G(#&BU5L^?LKL_BK
MEW(.RN8:L^+6OZVU8_3&P(MK$SX@5.W>BH`XT<-O>$C),;%[@0&B>5MU0`^<
M;;?AH71`.@27W5P-3GS*Y'!(/%_=Y_%3Q-?W?\0AKR(&6S*:@^"&4IL1"-A/
MUH$5::6`%;Y_Z\U*8!#<P&HS(DL+0)/+(WC$XTPEAV?LLF)<5HS+BG%9,;9]
M7"XKQF7%M,'59<4`SC27%3.@X*#+BG%9,2XKQCYR+BMF,%"YK!B7%=,F*T9X
M\W%'\U6T'^&ZC8M[>Y<QY5<S^;,>LQ\D?"5?F5'X7!,[:CTL7M>:(=8@>+%F
MT$QC_OQM%F>)F&D1QS4QD(X^9D=UC&J%2E#:@(QPFM-P@H4JR^.3M6R?GBAY
M8G.ZB-B?Z.:EM/W><6IB1V("[<S>MSMVFB$=;'>R80>^W=6S!EJH.)8:[=6U
MS.D-Y=6B".ULNY-^#.\BHZP5)K8[!1F!%C4.'=1>5S?KZ8;=KK>[NN\=IR9V
M)"9(&9N64K:](':V^`T@(\H8<Y!2V$T[;#X5NEZ1<*Q`[;+&F_$(:4HI&=)Z
MJLX6[EVJSGN55)T3EZKC4G5<JHY+U;'MB7*I.BY5IPVN+E4'</H8K7Y_R:V1
M:<`ON$;)>6&5G,>1+WW54MIG8-DT]<R87EZ5<9C1+$EO61]"Z38Q9*6+C&R4
MH:7*-.+/>/*,$,"K),D(O?-2L(!MN86-T+N2L5@A$GFHM7(BW+^8>,%8UCTW
M5T=`BY8V$SA-Q4,7T'XZU5X!AG,O@<Q]W5'PHZK#2"\10#EEQ:.B&GY,L/M`
MH3GD0"%N9]W/=%KU,WU0\3.==ES..7_LE-D&>57[_\J\D&WJ5Q%;YY;KAX?J
MBE-_/.0B'W'D1?XH'W.T'G14&E58M1J!7\JYTYP[S<A&.\\?ATCR]YHV,^PR
MB-CD8_;>W?8%@?/5[F=NJL,^MG8CXG2\F9`2-A-KGU*9@T;<LG\?FQ$4XAJV
MD/K8VJ&%U7/6`Z(]>LXV;WKXUW$4+%^\_%TCSI3,05/3R8;=*YT8L1;ED.#-
M9MV7*6$K_B)>YH48-"0OZF7C!9D&H@=)AV1_ACX*Y`)XIL_NPPKTN`#><>**
MU0PYK@`>VQ.\^9QF7BBPI&0;HD+'AP_#"@^IL@0A\\&HG7)'$G;@GZ>9BF$(
M-&:*-"P(I'S`KA*[1HI`6]A/G#C_*GIE'/&UY'PU#;V$B430&C9A#`V-T\`Q
M*C=LUUN4F(-9DVVAAH;NWVPR"[BF(JG*&IW!A5V3L!IJJ+4-=3FER-L$B?D>
M/(V7RR!GBNWD-S1X8CSE]R=(7DNAU'KS>G1R0V\I60;9,KE)G\$J$Z8_\S#&
M&O?MB%5(?^RJ3VZWW8;$?R+^))G&8<@D1+U0K`50:[Q@RBG&&;^YR/)GO>\(
MI]6_]2A<NES8%"\:$G)Q^L7NR(NWXERQ[:%$]8H?E:##'=P#+S#U5.,TW&]I
M/"?$3PZT2H*/K`=>?.JI!N,Q1G/"YG-*N"1N%GQAW6QX8+J`J#%>(4L)!F,N
M)N5;+]1A2%)=?$TO[(JCA83.&67>$]E'<`LLL"34=<,K:$7202>HU<7[BM<Q
M94<PGAE`R%4TCY=DDRKPA7@)9/34]\,+F"KM$&)-'P41WV-8$U.0,9FGF1>&
M*VXDDWFZR^`42Q_HA%_T4L(AN3=]LT.\3G'#UPNGSQY](O%BD=Q$V[A_K@PW
M69JD7N2#]TMT1L"+B#X7<%0!F]<ON5HGSLQHG+%_^]Q4VT5,6-O?:9"2B_B'
MNKM/8TR\H)O@"U0#C+$E[EP,%L$\]QK-8O[BS/I&@8Z?%QYE4%`K<`*":_1Z
MRR$A-XO;O72K63SS*><R`ZP0C0'P(J3-!`@.N@#>U]C?LI7<9X\)^2-CTK@H
M@A37&1?<S8(7E>'%K=1#NIKCXL7>%&^@2M@M%Z?-7C4N9$@GJ@,?D5)`S(%:
M47*8]'TA3NV>V9;V[?6R3VVNE[E+9>Y2V=%<*G/94RBSIS`>>_#DO+CL*9<]
MY;*G7/:4\%6KY9*M\($7<I-._IA5M:6%\E=FYW]<RQ[.'6='[1WQPL\)WW[5
MP#ML;Z,J5O<8"KE$ZS3]2?P[1NH=20*?<<[HWSR3)Z]_5M?/QA-S76&KR"VX
MK]O%^!_QDA372F2('K:R\>Y<5_@)>0,W1=OU(U36U,H:8\&EU15:0MX@M!K?
M>#>U%T9)QM;]>@/FL)V-:_#=[7U"[B#,&M^4%S^6E"V7'EW=+/+;=%.F-D\Q
M#?B5NEF<%A95.91=\T12L\$>QA;05/-WM6$(`M#HO=I)6%!Q'4=S_MPR\2>1
M/UW_)`5+I2=>9-2I-WT,`+,?DW->WY*4;E5<$QYJR`N^%M<Q$BA8I][?"B3:
MTHX;<P::@5UF6P*H5)H-3?@``Z#Q9E+&C>;!D2E_*XTWFOXNT?)!:K:"-J./
MUHXKX=KW;UM5`QV[@*T+V+J`K0O8NH"M"]@B":&Y@*T+V+J`K0O8NH"M"]BZ
M@.T@L'4!VV'CYP*V0T++!6R'AAC2@.W.BVHJ:EL_(MX`87NN>HG?'A`C1PIH
MC!<$*<'(`K,[6MN&:'<C64%&1>A-XK.';-F)U#(JIC*8)!T&@$8M]:9#M_@J
M>=8&AEM_80!Z8)Y=TU%F@S4\M_6#=K;7;S1.DJE'Z8IORTMY43'%`08`NS8W
M@XU]GU1CW^-6L>\3%_MVL6\7^W:Q;Q?[=K%O)-%(%_MVL6\7^W:Q;Q?[=K%O
M%_L>!+8N]CUL_%SL>TAHN=CWT!"S&OO>]X#R:IZJD5.5GGC#J.K4]Q*SUA#[
ML,1L-U2]J22^7T=^@_T_O3`CTLBG>G\K$-1*-V[,22^1:#%1WR+V6_^6!FP!
M??'"<R]D2VD3G*0##1,P!99,A[.A')N@Y=S2&@([6@V8,1T]UL.IP21K-M9@
MD6LQU9J^`M9[`H`4;_UQ\-HA37F!$#;Z4%E>^*:LLF+5$Z.DV!DO-%H,0'B4
MGB[#F9QQ6DW..&F5G''JDC-<<L;1)&=,YD6*W76<DF0SHP1.E//5[N<9(PK.
MR6@W(LY4#!-2PA8/VZ=4%@87M^P_/\(("G$-6^#YVV[0N1U:6',0>D"TFTP"
MF2]1[E`O-;&0"B#5^8KWL+N0ODQ^V]-@Z82H[I^M[6TC0JCCLE5CH!?GN)IS
MI8V7"2T8&N3W,C<FOI]+)+G(R"R>S/_(@B0HG@H\]Z+O-XM)\DQ>@S`DD_22
MD2U!IM%0:(%JSDTOGO;M:?J.O'@KS@Q4G[/:$*W,(5I[\8#/*)N%"T*367P9
M4U*<I';!=\!9(^^$5M(J=/?BS\YO;FT?B(;]EKLV:&4J(-.T/UF\A,_GE!0K
M$R=A<[L-/$6+&J,5JHQ>!5\N3M_ANZKO\+25[_"=\QTZWZ'S'3K?H?,=.M_A
M0-!ROL-^?(?%8^[,>MB>KFHR<X'VF+V*,II[<:-L/0#26R+[C6Q<]U&4J(A2
M4(Y&!;EUBEV5793\6?K4RR^:A*M)&-XL?G\.YL\32M3S;$V,_/`!Z3')&'.]
M^'\5<E?%&"IT1`N1*NV]K%>'Q&AG*6D,,!A$ZGCHQ;&[77HG_G]GQ164WVF0
MLK7Z!W2;7-(#K>QKB>[%YVL]^H$5GN;<].(UGCY[T1/):;M=!PH*RP9*?95T
M0(M!'<V].)<[B8I@E;@*W0I.9RM1$:PR%9`)B?"#21'>I,_0.2S_$UJ![:B#
MY/01>WSCK!K?>-<JOG'FXALNOG$T\0U7N*Y9Q,,5KG.%Z_"4$D,;EL&N25@#
M/ZBUK<>0T:Z<.ON)+=W<'N.7*;F9ELCB&PH=CZA*G2*WO;ASF^%52_X1U2Q3
MXA5<T+MYG49`C.(K-)*>:,^URL3W$H(J'V`OO-23"QYJC5;84H(';``SW?'F
M<\H8XV+(VIR"#H>R@:4*3)J&A)`MTY&KSA#_&OO!(ICG[I^DRIPRW#7C#!)K
M%9Y,1\UZG-J?WEYXJ^362]*+C$PB_SX-PI"G?V>L8XMY+AUWD(K0A,=>PG)[
M.WONX`4/"@?M\.,`T-Q+$*[Z[7^0T+^,Z;T'>7:E788H[4/R>XG#B:*`=6_@
MR?O@%[T"_;T$\$1T2,M;23H,4^I3!9%_[&R=*4YF"JM+T1"_B"&B(=%^PAYF
M?5\-LYZU"K.^=V%6%V8]FC"KNT;FKI&Y:V3N&IF=:.)Q72/;!;O4`H#8KXR)
M*.TS4J=>RPOO);$JG:`$S=Y=V9FN=R1DVYL_BZ_4ZWDI=W\8?T(:W=%DP71`
MS<RROR%8R<$)0*DS!&(X]=G`:7=)&)FPM<)[,H$L.-(@`:[A!F?@3JJP^7HT
M"</X1_WM084!!HFJF`F<P3D)&[\'Z?-U?,B,@3FL.O`@P==C3B$PA]/[^*'J
M?7S?ROOXP7D?G??1>1^=]]%Y'YWW<2!H.>^C\SX>L_?1@OG=R/LHLZ0_#2"O
MV=WVK`#<\6U/=*G/J.[HN=N>[K:GN^WY9[CM.8V72[9@!U[X+4K(/*LU#X#F
M1W2S4\JCZ?VD!I1['4CV&MN(''>/2)5%T'`VBLCZNYR+B/58;0Y8I>LY$HA4
M>Q_3C5LMGL%9913$<FIUE*0TFW.IRH"3];#Q9D978-7R"6Y&'0%T1Y+`)WGI
M6C5\*AT>WATC/&(VP2!21^C\(UZ2SW]D0;I2`^>P_8.%MZN[QT;()03-66<K
MVV:K5%W7]ML_O#]&:(1<0M"\-VS+14G&/EY3=;_4QL95FNXLMPIGD-@_F#:A
M7[QHE>SNPRN]]2GM]'!F8=U2?.-3@7!(\`-P8'19]P$MJ"W848@FX,PJ^5C-
M*OG0*JODH\LJ<5DE+JO$996XK!*753(0M+#&3%Q6B<LJ<5DE+JO$9968C@+^
M.7(!7%:)RRIQ624NJT3D=W59)2ZKQ&65N*P2EU5R/&"YK)*!P..R2O!BX[)*
MT$+CLDK^;%DED\@+5TG`R%T_R5L$W6\6"LDE:GT?3BP8`&IOBFC0#Z$Q`*_&
MZ=M9?/:I5$^_A1NC,A9>=-OP@S-BJL31>\;11T-H5\8:.-H`/P/V?7>91C9L
MK,7L@.<S_%!/,TK!TE0Z(PP<V#TNP!.=53PWF01?B)>0DB?G-QHGR=2C=,4+
M]B^YGT<,I\8`>-'49@(\`YHT>+]%WC*F:?!OXE^3]((L"%T7&9W&"?0\1$TG
MO!@H$0X>\(8RB:2OJ.B/@Q?.IKR`9TF3,TOR/E;QO!1NL<HE57J6!F>>^:<M
M[=L\\X^M\LP_N3QSEV?N\LQ=GKG+,W=YY@-!"VL6E<LSMQ.N:9IH+HV_#,`)
M[/*DF_F67)YT0\^BRY-V>=(N3QJKMG5C&YA1N%W*";>+U!)X=RV/,IUZGSW3
MIZH^4CZ/**>ZED\0GXX`,I#R>43ITW5L@MML1^BT3OD\RFQI(9?@AM39RM8R
MY?,H,Z6%7()A=</7K+53/H\H(5K`&1@`-RKV;Y$7YJWE_IM*LV-*>18S!P;"
MC<I_^X+:94RYJ?<E3A*2L']<Q]&\<$.I)-]JCO(PMN!_4TO#;<0)A)513^>$
M&7NO>;C5$&B-QT,,7TN><$:-1"?T$GM3QDN0%@PJ>SN@`?!BJ\W$8-RC$!N_
MTR`E-XM%>U2W(QT%O`?<@+;[4'#F5@1;D5:M8=X,=!0H[S,#G@*L@GQ+X]>`
M^VLWNPS/A9M$_DWZ3*AL15;HB!=$9>+!,X1)N^ASY#-].O="KD.)>-^76T(Z
M(^!%19\+")Z/0UDXKQC+KX&?L?/3ZO.K%V;\#,7:%.]'<X&-6Z^I"M_`JQ-=
M\`EIS:>A:,TT#D/"#PH$XK2UTM1_XBAT1I5-\%B%+KX,<3J9_Y'Q%^GY\_,7
M)"4TB"EGMFBSSEUNK39*7SD*S='@M)^85NX,*-$M-1B`QGB1D1(,"MCN`:K7
MBVNXD=-A`D2SZ4E)P>A6\#9*.N`5?BW1H+#M7E<3+,3UYIWR[E4_%%Y$6[`#
M8MWTXEIG6!LT<(_,D&UML.([&ILU3(_/`#5@:)9.MCCO6Y92O[87+C^UNG`Y
M?NMN7+H;E^[&I;MQZ6Y<NAN7`T$+ZWV,X[IQJ?T@#=JKEG8>]`$SDZ;M\^U$
M0]C(XFZ7:P=R`>'3=YZ=!E+-!L.+60M^<!H(O2;78855EP?0?!@*E%VDUAT!
MN/O,@/;$4%`VGUAW!!CO\0)!?,1I=5@A5*4=@FS(2758,=%F`@('7]P`>4H=
M5HWH@$U(9UQ"G5:FV1%HC"*7,L_[,#0&4SK=$>B-.J.@ZN!+IL.*BXQ>4+R#
M2:4S7;[:`HH*`+6J8BT%&F^6'=;Y5$<S*.H_>8X=5CR;<P,B_2?/L!L0TFTM
M6'SG9`OY=0/"VX#EB3^[;NOQV&;7?7C;+KMN[++K7':=RZYSV74NN\YEUPT$
M+9==)P85Q7L&:'/L1)2:7LO,I"E^0BO#*IU@R`A=+E6U0J)[#T+E8-5<;@/(
MRFI>-M.]!R$`W+T'@4.3L%I(J+6MUYL+F_+2WZ*$S+-:\P!H?I0//0AX-+V?
MU(!RKP/)7N-C>N-!QB)H.!M%9/U=SD7$>JPV!ZP=\3*(5'L?T\,/6CR#L\HH
MB(8?43G*ER``/L'-J".`##RB<I2O08C9A-!YUQ$ZK1]1.:)G(FJXA*`YZVQE
M:_F(RA$](E'#)03->\.VG/8C*A9*R71GN54X@\3^P:C8B^0*I?NHPJ8/)U@S
M#B3D0J(U>F+,O\MS&Z[C.Q+RQ(9M"NY&91226]4&P(N"-A,X@Y4;91+,:3ES
MNU5!/JE:#(P7?&/,X?1.:[/W+6(=_%L:L-8O7KC.6S6D&.+!CT@Y9`R"YZYA
M*<CDE5#OJ;O%`QS_B-2DAD?P#-C)WM]TRQ_R3M]P@[>;DE^C9AUM[T>\N;?=
MVNWF[6LR9W!C/_)MW<2F;C?17\+@(7/:"G`XP"!A%C,!@6GWIKJFMIJUSX[?
M.C-DFY5#M$CO>9QLJ=_>\QBWN^=QXNYYN'L>1W//0WBS<ZOVYZN]2U_\SF=.
MB59.I_)X@TGDU)00-J>I,)%>S(9F?EW=,"BR,G71DZJ"FN"&D';9BPH,*)VR
M1S7I)E_24-T^+TEDL=_=WW&D4"I.R!A@P/2*+71#_DZ\[W5RW6^#)!M26[@"
M+D`)FQ6QE\Z?V=X>^1Z5II\*&B))8]07-L`*N`?9-4/N7TB1T1+5I3&*6B))
M7]0&">0%7/_-7J'C.3#!(JC)R3YHA20945O80C[`2)-105_'D3>?4T:I@)&:
M>Z!U'9'D'VK#H<H:A-`9NG.3NPKIKD+BOL"&Y-"-YW+:D,[DJ#1I0&=W/-KF
MKD+BN'@WZ*N01Y50#[,(`6(VL[ZGJY!C'$>F?N]"CF7GJW%7U[F,W(8\P>%A
MZ_XZY(EL1SHQ>^W8Z(7(DX_'B!#`)PC01ZQW(D]Q."6ZOA1Y*G-0G**]%OD.
MAT^[ZWN1[V3^[G=FK^,WN!GYSD)!LIZN1KZ3U3![]\FND\95,U7QTW53S=3N
M59]]2ETU4]PNL'9H8750N6JF/*YCH3"#5/<E]4S/9.45SMX;C1-6]^*K*-<1
M*+I64PV@^7@/XQ,+YHE2AFUKIB`PS5<6V.G<3JT$#P^)P=,9`3%<#=@`G48F
M`?H6><N8IL&_B7]-T@NR('1=B&(:)RE@Z=5T0@R#&N4XPZH6GS?#"VAC9DS;
MYO#R)T$!NV!K9%6ZB([TKM/IEOCM7:>3=G>=3MU=)W?7Z6CN.CDOD#TOD'O3
MQGF!G!?H3^\%&HX/".V;-GC]:%4Z(0DV=J&Y1&Z7R/TG3;]UB=PND=LE<O^Y
M$KE;Y`P?4Z()R*'IG:2/1-,_2YYI?X_;F,TR/49XQ&R"LP=MBNDQ8B/D$MQH
MT.:7'B,T0B[!^)!1:$KQF'6QOEF<.XV^QGY^H?TJFM$X8WSX%^0Q91,\7WXS
MRB.`\N<B#(S\,+9P)4FM\*$Q[B"<C9IZHGOP.:'SG(7D.N/BN%FP_34G+1E/
M^`5ZUD'Y?*`XGA5(C:,E-?JU)-&+\V_FTV1"@X1]]2)GZI;0(/8WE-Q2LBS1
M+(9<;XQC@[D)][V<&NKT[S9.TO(OJEM7RZFN\8%C4PKCH@'-,;M[P:Z>BJG=
M8#<BWBV^/5>@"=?#VKZCI<WJ#HZ"%[9FG$!0G2%;J]M.1:U/X`6Y`S;!&*+=
MM7<6I^:6W7RPX:(J90C"K^E#(EW-X!:`JHX^7(3U.(0@;_I`B,[^RBEMO*T>
M=L8+F!8#$!ZE-S[Z3FGFFWV0$)X#Q9V?+YS?==IQ-8OY]#"+>=,[3V3>]M\F
M+KNL99>U?#19R[<T?B$T7=V&7I26I\OY2IZ<K-019Z*1!L_84HU!TNMR694Z
M]I\"I`.%`H`#2#_N$D&LJ3>=H8SY:8,OS'J0A3MW?[>03:,S@V*`9)PKY'D6
MA#ZS6&6BWV]C(V>FF?P%=(,@6,Z!SBB3'C.G\UL(/_E/TO<HX/8V4F::H5/#
M`[@?V44JO^W['(?^]NHO_\?5\H7&K_G2+L5-M;>-Y)J&:YP.1^#6@]1*S*]R
M:YH7>9^'L85%4NGPI4(W!)-=`V$RGV?++(]-7I`7RA_N*.Y;OX0DEVGD3XH*
M"_GO04;%>)H:'2_R9CG$:<V`1%\3`'=9#[Q8UE,-;I_VO(R7?C"_8GV6T=8C
MFI<]`#V-[PX]C9<75]/1P1#KT@D[;^..O_YY&%>9.&O`Q&C<,1N_Q;'_(PA#
MICHWZ3.A5U'J14\!O[7!"4G6=%Q[E#+Z7DF5K?>';&V&S+W`^:"CW:@%?\F.
MP>W(SCOLO,-'XQT^SQ+&69),YFP]3@KQ@AYAL#%.+W`-;]@L`1&Y_$=*I%Y#
MA6[]>WWK1"\'2<@U.C]O5WAA]?$:Q+3'RY#GE%D2SR5*QE*_(=#:AG=#?6;$
M:O0;]V6(!>Y%W^/%)'DFK\RVDCZ&(FQJXRI0(U&#Q$-R;OQ`I+%KY4%*OC`+
MUI_&E+!3=,Q8320>(UD/&W5$5%.1Y$0C]165'!DWB\/3#>`!DO9!BY`"V0H6
M6M^^`,4#:/7<^:'5N1/'L5K@)?C8[CC=M;_@BOU[26;>3Z+@&OATR$O1>Y1W
M%[H`>J:]0O+'MTHD]TYH55$^CM6$V[]"G%1IK=0[%=-ZTCNMU=JL'RM9C6):
M3SNF=<8.%YM--B^PP48FR7T<^M_82'3RQ(RH/*HVB^_(2T;GSU["`ZCK2UNW
M'DU7F_ZU,_5CQ<'*/S_:]/_+:$?!B),PRFD8[8@8I?%H1\9?\K5J3<DH)V4[
M5O_3O@-)5@58<>YV+\#AB4VPBE6\QSTH7M=+XGE,:?PCB)YX)+STCU?V=>\Q
MX(6=ZV=DQ;S9#90S6?IG>6#G6'>.]6-VK!?OBEQZ\US;89^ZJ!U.=SK,$39/
M^CZE,F>LN&7__G*);"$`D'O'VV&`U0?>&*<>/=Z7S^$C7U5O%@4ATJQ,85L;
M&9E2Y8Y5"`8G@E'W]LTKH5'P])Q>$C:Z%UYFD9^HBENQ\X.%IW`5Y:_#`03(
MF5%`+N_.E;5=U/3!PK/0JLH.T@N)]J/AVN*4DN0ECGCM/Q[O4!6T0D<KF6J*
M<E<F'S1_+"?G\X(W5WE%3;Z3P<:GJ!U.XQ/F"%L=\'U*K[VE-!L`;MV_$2J1
M,01$E3UTAJ@9/+`:I*TPZ]$HG=$L26_I^@W!G;/LDCNF^!++UMR7J?<2I%Z8
MM[VZDFTPC8>S<!.O=L;$9M@R?18WA:-I(#<L6[`?NH6RS!AL65A=3/.P[LZC
M"YQR]AL]C"UD]"CY%X6$XG1IE2W0C?WZU?L9++/EE@&F3>POZ4J,BLX(>"'3
MYP*GE2CBHWAY]29+D]2+?+!PIU+782$(D`^:)NB@NR!SRF^2WI$7;Y7'^]2Q
MJ_8=%G@0_1!Z1JMDE@EBN^V:@EL2>2'?;>M1$'0:AOA!PD&W6U=R+V;O'?&S
M.?B,-M1\&+(6D`Q)N6E9R>[6ICO"Y<$6U1:&`CS&,`!4Y0-"U6BQR;U93.B<
M\;%^F>A\Q9^,B*/[-)Y_5UB[X,[#@*66`=#/;2\/6#UIIIHK4\F9U<R5<1DR
M+D/F:#)D_MQ!"DP!(A>D<$$*%Z2`G=M-'-A##C<@B2F<-)'[B;T4)@.2+U,/
M+E5FTV>>P\<9H<OK."72J]&"AC9N&&H(&:(8/+IW)EBI)@L:VLA):BC8,L7@
M::TSP9ZJ"O9T&UL;C&3W2(8-^\YD^TY5MN\VA.)><T&20=EVM]*>J<KV;$.H
M!7=.0]GND0S*MG$QA%K9OE>5[?L-H</9QO9(!F7;W4;V056V'S:$#F<GVR,9
ME&WCO:R+@^)7C[]GF*XNO!1P;<'M'TZPODU31S-H&"-"YBI),FB>B%H.!8TR
MM>"A'!$.4R\,+PE7(:4)4FH^%$0J)$.P-(V[=P4+G]"?/1JR8R]0Z5;>9T@`
M5>F&4&H:I3<4/XZC)[X?<@Z`^&.I!5X$JE2"AWZ3IM*WR"MJ&Q'_T@OH5X]^
M)^D_O3`C$_^_L^*AN]W3=Z5J8V)9-QX.+S`M68)0;!J?MY@5BQ8B(:&@:P?1
MIG(5I82R!?:.,9ESZJ_S"[PGI<U?UA\O7+H\0$A^0HKDY\6"S'EYD.9@"H88
M(IX@&[!ST#JFOQ-^69CXDU="&;UE=F`4)9UPXU9+.(@4)J_"!4GF-'@IRC/^
MTZ,!3W?@/)Q[B5J2AGP$W!CJ<0'[CA$!FM-[_T*)Y]]$9494L`0[#P7&&@9`
M!$MNC+YS#/-7J12JX57J5A8=^R]=MT=PA<Y/E6*5!W1V3-WGY4L8KP@Y)Q$;
M-^5/T-0+]U.E;N5FF-%ZG%$^D"MDYM(TCSM-DTF5^*6Y<YX_XI07])TROIYB
M&I!$EK^I,0#6Q$YM&6#+^!20*WV+&&YN(^=37_RQ"BM@),GR"]*&L,*;#]H)
MGIC?BKX,?G*')B_0?!6]DL+1*7\P5]+#2CI(_3R*-8@'5TFSB2'\F<%TM4NP
ME*8X`HT?QA;JL>E(6THW*.C&9=BZLBN2G;6="/ZJ8V$H#3446T-#+N:2(H2S
M29LV^2V&AH-A,$!T,&F!;6>&"EIXAV.S]*H"/=Z"X5]]]W;\7;93[K>Q<LNE
MW4R*):R8/L")I5SH)/^Z5-"'S6P\CV90V$)V((&;-07O"7WA'YYFE+)9_B_B
M49GDP>:6[A"8@J"&+]@UA>]UU#_M0[5V,RS=0[7NH5K,IAKZAVI-':!+X>GU
M#C!E8J+!8\9_N=YK-R_[W<9)2DG*>,MK1O$]`C+<VX[[,,8;&3;#&Z02IH]C
MA%(OE$7J=RTP"_V0RIXL[#Q+ZF8QB:+,"^^]T*.K30PW^>JMML`#TM48`*_P
MM9GHQ9&TINJKE\Z?UX6?7KQH]>UE%I]N*=Y06=`LQ4AG(/18Z3-CVD[4P>ST
M[9D)Q.!A!H=7'2O@<=<D6CE1O+Y=:7<#-GQA4[Q2EY`+2=;NI9KJZ?QSD@9+
MGIQ]F?%[6VLEH7L<76U.Z)?LG.^%_)RNZFAM.#Q>R`VS"*F)W=J=528G\WFV
MS/(W0M>_O7D,@R</OC&D-\:0`*_G`T+5[MV@*B<'2>)YD'<2YB3`:[3V,$/"
M5HD5"-ZF-Y#$Z0(_7\B\1$EN,_-SR\WBCK"%)OK*Q+?,ED#^@&)OO-CH<0!!
MTO0J44-(BO+_32$I>@\9DC('L/O>7C:[)/UZ2_`VZ_I$,^O:Y5J[7.LCSK5V
M.5$=Y$09=3-B2)IQ.5$N)ZHIPBXGJLMLG2%GB@BYZ65-G3Y[$;\^73GI3QZ3
ME'ISH#9-;3<;R5-*1HL:Y::CCIU=$&OJK*IZ=K`"IDJ[Z>G2%63WA+X&<S*-
MX5I<DBX#@NF0:M/ASJX`VM22T$&HW&=`$%7(-AW>[,Y?GV:\OD#X&Q/,ESA1
M/II5.@X(+3'MIF.<'6]5R:T7`$_7R?L,"*@*V4.)EDXSREU]^15"58S*?0:$
M485LTZ%*J;F]O7.8J-G9U?9H15U#LNG@4E=3@==,S*LEWBQVG*C."6%GM(CI
MT&\Z$-6I@1`689N;2!]!J/^`0)2RH!*]0@'D7I[)^2:?4CE!!^@^(!AE'(`H
M8COT7F8\DLDED"7%FJ*\E%9Z#@@[@'@0MI(]B"AT/*[&CD]U*W:-7?3818]=
M]%AEQ7/18Q<]=M'C(<+KHL<N>GRLT>/.#NKYF?0RIF7'Z?HVP23RK^-H7OQ#
M^>2N.N"#2/5PGB/T>,(9O)9>^!6H^Y?`>PS"O,J:NCH8_@A:%>F"S\&L&,LX
MB]*$OUWS%/'G;:ZB<X_]?D[NGPE17R?DPZ"%OADG"L%W1!Z'DZK'X9VNQ^'$
M>1R<Q\%Y')S'P7D<G,?!>1R<Q\%Y')S'H8B+;^^WYX<G7DN$DF?.TBLI*JE?
MDY3GV"4\R8XDYV014S+S?JHG#S3]PI!.'>V8/"YMF5$V70J(<E?-+C>]*^U1
M^>+1:9,RTPK'W0%IURT-8EI*IY]2X@=I1XI5\[&CTRD5?D%38GCJU(76'*ER
MJ.F`T5IBA2MOY\F;W$ROMF04K]*R']9LB!'4&@(M8/I<0/A@R[%74#QN+TT6
M*:%FIVEY6+3`F^$,4H;W*-W=IU5W]YFNN_O4N;N=N]NYNYV[V[F[G;O;N;N=
MN]NYN_^,[FY%8_F`^]JW&*Y)>K,`3R,=?Q3M6:4/OG%Z,F7L2ADLSS?&Y[?(
M6\8TY2?\35&#"0V2('JZR"C[WUM"@]BO\5E9(@:M6MJ4QV`\I=6<N1X<\"8_
MBE;]^N#;M#.VVU61,1YZ21(L@J+.]O9!I)*,JM&M77"K+#@NH'S>!?-U;RZC
MABMDCX2A55<LLC'MOX;B"WQ!7S/T+:([!_NFN!!<34FQ,UJD=>A7<"";1N-P
MW6-[]$ZYZBK\-1IJ($CI<`/A9O=I"FB-$1Q"V7)PRYEGXD^+N@_<%3B+;SWX
MUHNQX=$JA%D.(27YB#(Z]*X:'7JO&QUZYZ)#+CKDHD,N.N2B0RXZY*)#+CKD
MHD-_QNC0+24O7N"O*>9G*6!;%#1$>S:`:,4)@="))'`.J:Z,XMYHP=)B`&?L
MJ\I"1S4JAX.AC(.A1(1V_MKUM:4\=)N167Q/TK38YY-)Y)<+1X]5(6XT^(`4
MH#E_"I$<1+Z8LZHOYH.N+^;,^6*<+\;Y8IPOQOEBG"_&^6*<+\;Y8OZ,OI@J
M6^YE..3G?/<R'/YC_.>?+V2>$K_YTR_P"`/"KX8)A5,W"C3W$X%*Q60T4F[%
M`PP(2SD/$)38[KUWXN8>#H@2!B`$<5Y6?U]U@7W4=8&]=RXPYP)S+C#G`G,N
M,.<"<RXPYP)S+C#G`BL?6R\S=FS=6I_>*@\87S,-G_T@X2OYRM3]6?M`KS3H
M@V@APGFDT.<+4@-LC[Y*.?L7\>CL1VP$_?58QP)ZF9VCF/(Y0^S[P'FGZ6A'
MA?>6H:&XT6M9NHPSY>0YI<&.">\M/T/SR,,<!:_FYC<?[*C@WO`S%)>]E"/.
MS26S:[V0\Y;,G@DE'B_<:01_</1C40@Y@PJ1`$1^Y`]5/_(G73_R!^='=G[D
M(_8CGZ^V<=LIX^LII@'1\AY+!AB*S[A6!MB..`)R9=Y%27,,[N%Z\<<JK!AW
M^^+":CB^7B-X=N/#-0/IU$N>^4T3]I_/?V3!JQ=RRTGF_Y7UL.`*KI]%L3+I
MO<32OB6_Q:^$1GD)P3ABIFODR^0-M^]@&AD5=PWEH+0-BWO*;.R8,G+5I`TT
MMW$HTA.VC'!P0^E*UO\(GI[_%9#0UQ0ZT,_&Y;Z&TI=Q`&X"1F'XXM$G,O5>
M_NF%&:F3/=#81JZ8CL!E9(.^GTZD_!N-?Z3/JF(^;/UP-@PY"^D&72A&!?TU
M8#OV"]^PTU6=F,5M'][C%K*$:DC$[XV*^'[IA:&R+D.M'S[@%K.4;DC0'XP*
M^C*F)'B*U)09:/SP$;>8961#4OYH5,J\]*$7K>[3>/Y=>I2IM'OXA%NV`,60
M6#]A"U_/^':2;CF>A/G7>1T,51\=/,+#V,)YJ&'<HHX+T%X?#)YW7O1$OC+1
M+[-E>VS+HQT'SE6.P,/!P##W?IK$O!CMF#`O<P0>55`&(3\>!B'';]_J!B$_
MNB"D"T*Z(*0+0KH@I`M"NB!D;WBZ("26([P+0KH@I`M"NB"D"T*Z(*0+0KH@
M)!(ANR"D"T(*Y.R"D"X(>7B"Z2D(*13K5?1*DI1;\VM*5^RD/']>>O2[6+Z2
M#GBC"K5$FPX0"F6=QRMN%I/YG+SD[P)>D-<@#V5<,HXD-$KC?FU'Q8N:&<Y,
MQP$-0RL+[[4=]1BA'6ZX[U,UW#?6#?=]<N$^%^YSX3X7[G/A/A?N<^&^WO#$
M'.[[&D=D]9791B3E)W-IH$_<%GF(#R9Z:,$]]/$F*>6]!YS:!?>01SODA/<3
M[^@PN(?</:_(03^N>B/!/>0>9!G9_7B0#07WQF^'(6@QX?#Q$&/P:8Q\PY03
M#LK:[(991!K5)"UN^S!&OE?*R`:E;':K-!+E&R/?%:5T@X(VNQFV"/2-D>^!
M$,F@9!MO@&9.EI=>0//]^GRU_?$?`:&,QN?5%_)*0M@UI]H7IU=.CW-L%PNW
M)'\E'@\L%.4;*WS('#^:0_3ON--$2`"MCG#0^?'ZAABKOZ\?->CQV8@M"5?1
M2Y8FLSCU0JFI`;:WX-5K-K<$H`B90;[8%C3G.G>B@5BY@XWL?\.85=B!3T'H
M8!OKPC:VE\G>!6QE=L#5#EO-A"TC-XNM+:X<+A9V?GAG(>FUX>UX"0,*P1%$
MV3&EI6*;'G.BFQXS?NOR8UQ^S!'GQ[BW'5LPH[`@MK??6[ZEYMYV;"<_@P=U
MM/!B/8M;5H$>#^GWA+[P+T\S2IDT^'LHTO@6U'S0;SU*N>IEK9T^\S3RJVA-
M[LUC&#SE2>3CR6.24F\.O/!>WP_MV^Z*I)L6?V?YOH=LJ"Z4E8YH$5.E':=W
MJTH]F_:OP9Q,XP287=(N`X+ID&IP:T$&T!7;L=E2GNH@5.XS((@J9$,887NG
M;C)/,X\&7O@;$\R7.%$^M54Z#@@M,>T09&?((%O_F-QZ@:^Y2^5]!@14A6P(
MH_?(,&*F*'<$YKYP58S*?0:$485L"*,/R##JPE\_&-1@^B'X/F&#+^,^?\Y^
MEA1,*&-7Z3DDX,3$R[S)&(,LXVJ0Y50[R#)V01879'%!%@/^7!=D&:X7W@59
M7)"E*<(NR.*"+`B#+)UYN_)CSF5,R\Z%-4>3R+^.HWGQ#V4OF.J`-C+SFGK'
MM'C""?UML<`Q<F_29T)OXR2E)`V*[$2!VG\)O,<@9%`0#74P_!&T*M(%GT,)
M,DV6<1:ER1V9QT]1\&_B7T7G'OO]G-P_$Z*^3LB'00M],TX4`E28?!$G55_$
M.VU?Q(GS13A?A/-%.%^$\T4X7X3S13A?A/-%.%^$//-FGBVSD&TXQ;&*UV2@
MY)G/AE=RQ<S7);DF*<]027B*"DG.R2*F9.;]5$_1:?J%(9U'VC%Y7-IR2X.8
MEM(%IY3X0=J1XM1\[.AT2(7?P;@UZCGN0FN.5#G4=,!HG?_"#;/SPDQNIE=;
M,CXO%F3.SC`_UVR($=0:`BU@^EQ`^.!+S:U5/+ZC318IH6:G:7E8M,";X0Q2
MAC.<KLK3JJOR3-M5>>I<E<Y5Z5R5SE7I7)7.5>E<E<Y5Z5R5SE6YVU`5S>@#
M*<AR1'(179/T9@&>4SK^*-I33!]\XU0S&;M2!LOSCO'Y+?*6,4WYV7]SG7-"
M@R2(GBXRRO[WEM`@]FN\69:(0:N6-N4Q&!]J-1.J!]>\R8^B5;\^^.[+3<NU
M/R^N<;/X%M&=GW)S!QV^=*_8&2V*.O2;=LHJH'&H)&Q!FU&V;.52JRL$TVBH
M@2"EPXV"_Q21;2&PW-ER<,N99^)/4QH\9ODKP+/XUH,3OXT-CU8AS'((*<E[
MG$[V=U4G^WMM)_L[YV1W3G;G9'=.=N=D=TYVYV1W3G;G9'=.]M(%54I>O,!?
M^]+X*0O8+@4-T9X:(%IQ0E#5,.XYRAV2P7S]6YW2E>+>:,'28F`H/MG-=?7&
MM1&'@U:%;-,.S:XPVOEPUXGY>8`K([/XGJ1IL;TGD\@O%Q8<JX+9:/`!H=Z<
M/P4/*R8GS%G5"?-!VPESYIPPS@GCG##.">.<,,X)XYPPS@GCG##.">/>%!%0
M/12`W)LB^)TP^]DDI:OW&DENX@$&A)Z<AZ'X:CKQB`X'1`D#`W.GO*^Z4SYJ
MNU/>.W>*<Z<X=XISISAWBG.G.'>*<Z<X=XISI\@VU,\_7\@\)?YEEC+^-W_P
M5GE8\III_NP'"5_)5S8-GI6W5JU!'T0+%,[#ACY?1Z$&7+-G/V(CZ*_'.A;0
MR^P,Q?E3SQ#[/G`.:CK:4>&]96@H/J):EB[C#-BZ&PYV3'AO^5%P*`T$[N#5
MW/SF@QT5W!M^(+BQO38MY8AS<\GL6R_DO"6S9T*)Q\OK&<$?'/U8%$+.(*0A
M2&]-?JAZF#]I>Y@_.`^S\S`[#[/S,#L/L_,P.P^S\S!WXV%>WU#C'Y=YEBO-
M!NU1%G+3RYIJS*%OX9Y.'QY]Z>TM;,[<29)DRQ<N[^0;,[.F7CCG]0N#Z$F<
M+<.EE9?H9T:!<@)8BV\\?!C,X;`UFT-Q"L.,KAOMJDJ951?I\$>A*?4<#L6/
MK#L;-JZ5+W'T-"-T>4?2C$8WZ_>KNUIJY%\]"I5JS/A07-BZK/.I=+/@Y="8
M"95/LJMH3HF7=+:AP5\\8@VK85K!8]ZW/Y31N@S2W)<[90<MQAF)Y@')+V#'
MT9S]GN9\)(RMO`3I79!\7SL[KSW*_[B+E6S]IN.WAW[3TG?^,MK[TE]&7N2/
M]C\VBA>CXG,C_KV=>W7[2>=E=5[6H_&R?O7^.Z8S]A4VRR[((R]7^OF/+$A7
M]V2>429N(O&K*G?&Z4G5Y!U;JI`"^3+_FT;W_AVJNM!H@=J9TW18N&+UI/:`
M?8_>TDO"!O7"?^3U_[WHW(N^3U)FWZ6>S(M7UZL#[&H-6?V9%>OQ`RZS1OVI
M:U+N2$+H*^&4*`!1:6TCB\(``&(^P(70J.!ST)?LY#*7JGZEF0W'=1M1BQDP
M[J(6R_@QE<IV\V<;UTA;R72/<-!58M<@*XZ-E]X\"!E7L-DL:H?30H8YPN8V
MWZ=49A^)6_9OXDID"P&`W'!MAP%6<[0Q3CT:F7S+89,Y\A]77TB:$KKUF<%[
MK+@]6@]I#<F]A.*_>O0[R5_HV&U9LW@2K6X8W4F2$7I#?\L\RNS:.+^+D#S'
M(5!*M=E8:.%IP0[.#>6"O,1)`(?"BK^BQ6./0)Q!S*F7/%]>7$VO(NZH]XM'
MRH#]0M04K>QA:A5B?$.*PE2#+^-N@B\NY.)"+D<3<ME3>:[FYRM^*I:<%V4=
MD!X<ZWG$%DZID,P)EAYB9!TLG"<51"X!J,HMOO.E0830GC9-H=AGB"/X27R>
M?R)UI.\WLI`,KJ+RL8S>7LZ8_^1/N[)%M4Z>U78V8D)Z,@5H[B?N<Y.E"?<?
M,`-TFIL"S%+FL:B2A2J6M$)'M%4956GO1;6_18N,GTY*'[^)[LAK'+XR^C@;
MVT/&^G\]ZO.#"`\;%J$"3CL`DZG1T6)IE$'33A<AX"5*9W'JA=`NO=\*+0!"
M0A5\*T,ZTF_?"MJ=Z4\Z2J@<NU.].]4?S:G>)5*Z1$J72(G*7^`2*0>:2&D(
M_IBF3]X3.??FWXF_HSP/1_KGJV_WO\6OA$9<?O<OS%*)F97RF;\;\4*#A"2R
MT[>9L2TX0=HD89ECNI?CYOV2&2OG6<(/1LG$7S*Q)FNC5'J!OJ[;T')OU1CJ
MQPDCR`.^7R7,NCB/(U\ZXU1Z#C0IMYXG<(/M!QQ^X(NC^S2>J^1**_0?6DJO
M)F?@AF@4KBGU7DDTY<D%JVNV-#]//2:*(/*^9E$P#UZ\D*N1##"=$8:6,:S-
M&P1:XZ1B(%9"DW3*2/\W,_#."\_-?9SMR.-4S6B6I+=L$$)I>:.5QU=:#_QP
M-BR(3;$,(7]F-GFPI?4T[M(>70_^\'Y8&F"2;4@+WIN-@=10Q"6PXT.*>:.A
M;"3-M4&X.9,0GA\LXGEB#L_U4`\?CQG/,I,0GA^[L($O/;HL@A:J!Q-ACX=/
MPT*GEA<(A$\6)]6IN4EUNCT0#PNW%ES",1:+D+XS!^F[#;,#\]JTX!)VY1B%
M=/U(*T](2-+)JQ>$/#QT&=-[+R0\[8"$_BS^ZJ6<QI482[TQ'L86_`9*D<LF
M?$`PF<W-\P+Z3R_,2$.`U/OC!4>7!P7O=-\I'5L6ZNM?G1ZF:_"^H[RSL)C5
MCJ<>Z*Z2^TZ!7)<HXA)%CB919#LESE=?B<>5GC-R2<D?&8GFDK(!2AUQ)HAH
M\(PM.62W@FT7*:Z5Q:4^:?Z`6L_^4T)TP!!`J"`'=)D@W8*(-?^C.Z`QIWUL
MZ2_QG-SQDQ(-HB>I)T>AIX64#:V9)\"QAAODRVZ9^NLXHHV!K':V$=(T"2;`
MD?%`IG&[9_OC/P)"&8G/JR_DE81*IH^T+WKK1X%S;(4PA*I7Y4-I$U4;PJI)
MI()0S;RL$PY>\Z@GB`=@,'6H!IB-I\])&BSS2O);Z@4[EFSOU1G!IC&E-6'C
MQNPA7].OHI<L37+5EN8:2#K82(=MBV(=.Z!-C`\V:4J!I(.-7-DN8"NS`TXV
M?+!)@]:2#C8R9[N`K<P.N!<:O8Q\&41>-`^\\"I*4IKE3*P9\B?IED9^I7I]
MIII$?OF(=>XE03)YY+GS<Z!.F=EO/(RQ5CCK@L]>PJ$7))G3(']6A^W@`B[D
M^"IWQPN=)@LXO4.'@=S2A38I?O7]K`#7#)-8FRW3QJAPBDG35G:4":QF,6;-
MQ[."I286L3$^P5T4Y27,0S$IJT.+`8>E#ZT9!?W`9DN\T)>8LGTGSQ151K&V
MV["P4F0'0N3,)"*'&8;*F"AT'!8JR@Q!N+Q':N0H0ZHU!%Z;M0$;$*0?3$ZU
MJ^4+^S[)*ZHE4[Y_$U\9&\7.>%'18@#"XU-G>+#C9BM(I/T'@HH"#^`!S^BY
M^R9])O2.>.'GA#.A"XQR=[RX:+(`PF*V)N8^40VFC,X(@P&GS;0IG:5M)XD+
M:OF=J22'N\)\+M]Z?WX<2;[U)$E(.@V]1%**3](<?7:1F+^.RRP)OZ^4*B+J
M8#7W!Y!?C:P[2^[I7-P#R,-I`TF/)?!%9R%9A!=N;S,G1J+5\F-?SY7=@#..
MLL`/NUC-A=`7NI!\</4QN]C'E!0[>^4H(TUHJ.MF-15;"0$U%D"?>^<HJ$T#
ME9XVB@"UQT+(!>C8[6XYZLH-:*&2B%$OH*QZ2!^;0Q=.P$%@4L\"N'4,T@.(
M%10]#D"S=<#NOX$@TWS"-(VL=WB+@_\B+_4[(_/G*/@C(W5^CYK>:%'48@`T
M#/`A>!\\1<$BF'M1RDRC;)FGB>F`*!Y@6#A*>("@-!KI_8U$O##:G1<]D9M%
MB9H\I3DG-_G*1+?,ED`6F_H`:)'1Y0%"YF/OR'@_6R)3##!L9$H\0,B4HO&V
M@U<GU>#5>Y7@U8D+7KG@U3$&K]RE>:U+\TB*';A+\XH6GKLT[R[-]WYI7AYA
M+5U7U+VM:3^69_"NYF!J!9VOSKV0&9;D_IF0]#<:9R]!]"2LM*.T;6J.AGXC
M;20=M+4+CK$@7S.$7)4^A9X#V#_[0!]S]9FI1^F*\7Q'7F*:$K\@7+,`C>8@
M5LN7Z!6!:\(9N&/;W;)[KC-D,[]'#V-MML"UW.Q;<VO5VZP_D;\A=!<D2YI4
M5#`PL(TGC90<3Z9X@R"VO5@GSXPE_A]^T?+5"_>.&K4W@%6[VX#7,')Q0ZYQ
M'K<NV)+$A,4?P02.4.461P5?A3'31R3H3:K++/*3^SA4S\RHZ714L*CP"IJ\
M?ZX[WECW2GTN($#M)N'LOR?3`$Z-`=""J<L#!*71NABWE"1L?=B454FNHEL:
MSTG"5IQ[DJ;%45T9IJ:CH<6L%4,0@';3J?+TUSLR)\S.>M0H,53?#RV*BJ1#
M>#7-F3*(%[,*OA`O(24NKDFZ[_)8IV=*T-,8!3>6NHQ`R#;-N3*(+-\5=*M]
M*73$C9\"[1!D34NCF('LBM>>(TFZTSLQ0M5V:`$!2`5/V9:C(1=7TZO()\LB
MER\7';\:!1SW@-9HP9`2C-1KS<_]-S\BXG\)%H2=3C/*PS5B0,1MT<(A(1<$
MPVX<^(+M@4F@X7&4=$`+2QW-(#9VW1J[(Q_?!(E_0[EKYAN;[G3R1$F1E3*+
MF1F3T?DS,V^4030Q,EJTC3$'JH5=YPA_LWKGU-L2#TU786.TX,GH!?%HZN$P
M:^/=>BMN#4TS2AGI1:GV>?$/N=$GZ8@6)U7:0<Q*3HV^+TD4%4W?G+.I[T_C
MY0N)DMQRN@W94:/^:>@/AQ<HRN.-R@..\A&%[T4CN*90@=?=KG"W*QH@PY7\
MVEL2.!ETOP7.!$\1%]ABQAL:94E\AVWZ3\042K(J:.1IE/JRQIH:J85'GS<$
M^.9\7FS.^48IO1X@;FSC(2=`@6,E6D'1FBUM5**@L$XX':KR/>SQ<(9<R$*"
MP7"HY4=W?GC4G[&OP-OE01.<^Z60#VRW'.Z?/4HJ=OZ$6>'14^$'.%_MVK"S
M#/]=SMF.O<A7V0JZ^5+_F[<8UKAC/I':`,-6'ZSVB`T5Z].L(8\T\^CJE@8Q
M_1?Q:$Z5=.^5]+!11K#3.1ZKLPWA]=YP7FA!QMJ%I868N,_#QZ/'3,(XA-I'
MHZC=D22EP3PE?LY54@N9I(.5@C3]X%7'-036)Z/'D5M"%S%=\ECH-R;3^S2>
M?[_)BT_5PJ;4]6%LX6I23PAJ"``.,1M%LSAM_<;X3*6OG5?;/8PM%"CN"2>(
M6SB(V!4HTK?,J^T>QA:.]_V#LL<M'$GL"A3I2^75=@_CX[7[(&[A4&%7H+Q3
M!.7=ADP;T=C>0=GC%@3E@U%0+@)*YJQI3H#4$2QJ^7#R]FB!@?F%G29FY\OR
M)8Q7A-1#(VKY<&*A,D!?<P;D%X3&<NKE!5D0=G"#Q/)[D#Y?17[P&OB9%W[^
M.0\S/XB>*J+B^?2W,3M9D#0HBB.=DXA!RN4ZXWD2-XO=,+"?VQXU.%WJMM'!
M=JVS0BR7P!T)<\$DS\'++/X<I6S;DGE6M0?IW^=N'?>XN;20>NYMJ`Y6?_MP
MU:M'K_W&S"K9P="N)6CY<&(A#T$MGQ:D%I*K4;%.PKSMVOU8,<D^_^0_DEF<
M>B$0"U<?`"\(VDR`IRZ[J0M*;+3!<>@0RM$S&@"YSQX3\D?&R/ZOS*,IH0)R
M)DD2SP-.-5]G[TD4L(7@)YEG/`<YD2URID;'"ZA9#G$:T&)=74>"LO0YIL&_
M27$SIA17R%/6&)MT'B3DE@9SDK^(\"7^06CQ4[`,@"L-77X1L2YUSC6D7W9O
M(AGE^]O+2\_Z=?#%/XE^";F&],ONS:I:/Q[DQKO.N,!O%FL1E:HBY8MVPQRL
MAE\;FEZ9XAC2*;OE;)KS'$?%O"J.4J6R:CG/4"&5[KYWC'JEQC.D678+[S3F
MNL)L_I3B[-E;"V-M:5Y%MX0&L?\["9Z>>=F:5T*]IR+Z<,%0J;D)C(:\(]3;
M;D0$J;G1E]]R@Z'"\U4TCY=DYOU<^_@`E5+JBQAO#?HA,.S6%\JKRQ$_X?54
M2Z;?UNP#-J7:;G@Q4R0=]*!UZ#4NK"$VQ3>_5G$@5SKA%;T2X:#@C28E[&9G
MK@@;\&\6S(+X(_/"8!$0OZP>0(1'=QB\X#1D!82KY*S$6)]A2_FV+,/'IF49
M_J/$J25NQE5V/C6N,C%VU25<=0E770)5:H^K+N&J2[CJ$JB?S2K91K(DUTHS
M"\]3UF:F"HDTO>H(#?,#U\9>^$'^AI%*SP<;]X=4=EAEXB$0D%]TAQQ?Z[/$
M398FJ1?QO#&9)`P[)O4^CE9W^N0?I^71/%]?Q;UJ0@7-$3!<-30L`]`R&[8J
M;ABUJ8U:-!RO0NJ+`31-<>MDC1PN8[H@09KQ4'WD?_[Y$M`BX;I#%>V2I.%J
M;.=2@1088YZ8UDSN0V<-4S%<->U"$)!F#C3#;'^+X5Z__A=1Q8\/5P\-\F\Z
M94CH_#A(BY.Z.\1MT6(E(1=G9H3!4W7!>^?.B^(S:#6@&TZ-YVG@T)[]L_!O
M-$Z@.*CY#QVM!D&\&D\Y,1A0N$J2C/@7&65J7]!=K*`:R5KZX^#5@&:LJ"2I
M#'"1*!WW-DK=^6E[\R&\*M(1KZ`.#=NW(SB*=778J'SH:'4(XA74(>3N%?5S
M5)>F;N4S1ZP_(DY![4%P(>JQGME'[?#C'>%HL-]/XR@_+F9>."-T>2+1KWX)
MP:V!%F0!ZJC=EZ_;B@/V%$'B&'>CHPT(.5H=;2H+4$>'[7"J1"OS>C!73`!!
ME`3S+F[V:7P9MQ;VP3R8KX#`4V5F%NXSW?T*>/`]W"K6'<N@8B%/RE+W]_:Q
MB(&?PZU6G7$,:A7RBUW;P\'V*M3)V\97H4[<52AW%>IHKD*U*`-TOJH6`H)O
M5'7R(9P7LSJ4Z3"RK)58K3*J_YA=RP_U?].L2]7HJ+87\EMO0]9`K/?O!JNE
M/19WKI(@?[@*:F[AJE^7RT.LQK'IW4P1(ODS5E#S#J8I6HS*+!O/@5%$2?ZN
M%=3\`<U[?=VC5&;9N*M'$27Y0U=0\P<;M6XLH51F&=R4.D;I3`^E=7,K_BU+
M*)59AE`R_*YBA8;W>BBMFS^@>62Q>Y3*+$,H-7YH$>%)9),;7W+(2JN.]?1Q
M*\]0]U[.NH9_Q*Z82D2IH02JG'>1A],[<;C5%XE\0(/R3Z3>>UW.R5,0<7&=
M>R%_,ULKBFV'0J?HJD("#7/[VFYZ.ROE#/1O2U0_CEM'>^(?/''85S]3L[3*
MN6R6]K&X:E*$6U%M"@4\B>'.!SFMYH.,&^>#G+I\$)</<C3Y(+O'RL%,CH,F
M.',PA'R@/+(W*II2_Z:\J3HULB_UGS\AAM5$&9IZB0XD]6$HZH,U^<&&BO68
MMW`=1Z\D85;=+:&+F"[Y2?@;$WDB"T'4=$*3PV!HHL<ZC/>2RO`ECIZXA^Z.
M$</,[W3][(8,,VD7/&%8XY#5\]U/++;DG#H@15[$J;[?PP>DYU%%TB'YFUWG
MUGZ7?+:JE<W::XI6R#"U`S5R&S^`MUV<.ZDPH/MYM`K3KP001X\ZD<%^`:F^
M=7#_ZW]"%10(8$@1'1,B^&<^!6UIX/[7_X0:*!``XJ!.)R)8U\>RIX05`OZ$
M>BB6@4*$QMP#/1[T]K#:*SVUW=&BJL<!A`F">CC=FHGH7AE7IPRMZJ$1#J35
M`ZV@8_KY=;LG`Z??9B0D"^4>I9;O6[?HM%R3O#^AEC>1$*CEQ^I)+!7X1:?B
M.K3]"?5;6SR@<ELL8G1'GK*03YO5)F["65MGF%U[E!<.?MVEN6RSUDX.L]9V
M`XW*(^VRU;:#=?Q"O92C*B.GNHRXI#N7=(<LZ2XA\[\^Q:^_^B0H0&$_'&+!
M?O7PA3QYX>>(*?\*3K*K-,*99@?PTDT,4E7`!3VR?*;]%OVGL4%BBP$*.TU`
MZT:L6-.[]$3?8V(6-XR\:"5+Z=EK8B'I2JB4,4Q>+ZE1YUXDS8/:_=U&'9<:
MD1T09_S@)9389!EGS+R6^N3WVUBI-*"RZPO(Q)D%,_5>@M0+@7E=_!&ME,OT
MX<SOF`6$WD3D+DB^%Z=,F;B!QFC%+Z,79[+#FN(OI#B)JZ!QT!8[&")R<8;]
MUQ3>D3^R@!+_,J;KWTQ\]BMOOI*N27`WM`BI40Z!9??A'&"JZX*G/0Q:,)MQ
M`H';]&7>+E?%AM@JCX(=6CU&<.9.'-`^B\_)[R0,U[_FE["5%EE!/[3H*9*.
M-&!:LZPH`Z@_#EI`&[*"-%8H7UQT\54?!CN\FIRH!,O:.R3N>#10[H_8:X)6
MR%4J00&B.!3,8C[=MW'3)"$I$(^0=$"+1AW-(#9-DV,[W9O4L=(8`"UVNCR`
M6*(XSQVLNK-XG:*@@**\*W;\%*@'D;-[6*L]CFBOG7I#H46V.3<@TG93A+5=
M#*U7XB/1!'/<@4$%%*=$90]%BW5=>5#LVM"*+U`/4`3O)(>EQIN!XEAH46_!
M#@@VBMB5AA_$V'XP=&4PR!ZH'';/S=I>%`-;0OVHV!6B'6.@*EBL,GJ?O;P4
MV68>75VQ/R[)5B!745XIBG\*S'=^=YCOO#?@J!AQM!UR5!JSE`+=:0;WK4?9
ME]<Y72H\G1WR-(W9)R->/[48:[0>#.`&069T19==0K=+Z'8)W2ZAVR5TNX3N
MSM?SO1U7EM(L:(@O&QP@LLOUI$79Z]S<K$F)WFMCI8*F4DITE4Q(YG;5?>HE
MSY/(Y__AMSQ?O9#?[YRD4X_251`]26[;*G6U@1`L_+@!\3CG2G$E]RM)GV/_
M*B\1DE_,!780<6.LV,C(!?=LNYL&C9GIEZYX7=R4J17GX(43?4V`=4S6`RLN
MM32#6[I5</++ZC+/3ZD!5M$?D@A)VJYC3B9DW/)5$*W18FU?`N\Q"!G/)&$3
M*:^Z\!R'[#M)L?C)C2#5WFC-(RT&($#LIB;D,_(\IC3^P<P%V<JR:V0#CR:B
MCJ4,0'C8S?[.*2TQ*P&DU&J@B!QR`$%B-Z>C%HU!`Z&*@>VJ9+SR_QY;D(_Z
ML-WP(`%X`)&Q>V@XX%41I[I>PT--B2,0P]+9HN_X8TUP;ON(YBXZ][Y5=&XT
M=O$Y%Y]S\3D7GW/Q.:1B=?$Y%Y]#&)\3^J`N@M>`&1]^<LD(_IV97.$J_A$1
M_SY[3`(_\"AX;E/I^?`.J>])F7B<@9\B*^U+G.3T`Z&2:Y+>++:,WE!F<Z8T
M>,SR\IUB3-N/BQ9Q0ZSA##U=L4V`,B8^_^05?0$#]Z`18J2J=.(,*EW'$0^&
ML0-:]%3HEQ0`L#E:*.04XXP_L3F\F^L`$.4F>(5?H;*7J-0M^Q.A=/U<Z'8Q
MG$3^9#ZG)"T=F`ZCV;4=T<I:E7:<8:@]39F\>D'(SZRSF)F4RS@J.]/.O228
M*TR*^D'00MF$#X70"3*_XDG5K_BAG5_QQ/D5G5_1^16=7]'Y%9&*U?D5G5]Q
M*'[%F\VQ<3)/F36=QW6EZ6R2#FA-S3J:(4G;5?(A')`5)=ODL#P`SVT+Y^P@
MP%+G!*>[54RQGJM=;XQ!P-J`)9Q^7::?E'@)N2#%?Z^B/.%R)Q!)BKM:WT'@
MJ<$*3E=P'0.UN:D:`QP%HH?\F'8X&S-@^)6]6QKSE<4_7WU+^+NJ`FF`UHUB
M?[26IR8+$(Y-2W(*3?YBR=<P^24=T`J^CF:<`8+U.Z[)+)[,\XH_$]_/!>F%
MFVCK552?\J$]C`T8%1&*6W(%`6WW`@Q;$.:$%&DMS/#B@N`/\MXLQ)SP^-9B
MP59\IOD0YBU&'`;\;1E4"![AV20%XM':)`7]!X&R)CNR4(>Y'?,RB+QHKK%C
M2CJ@W3'K:`9%;==1L]D5;A8WU&<LT-7V("O?'`4=;&"C*/;J-@C1#^)DO>K"
M=OF^2I*,,<W6[OU\#K9F%[\@[(_Y;^KW.O6QAH%N<]9`X.TZ:3;Z>AG3._*2
MT?DS.]`V1K[98,.`O@5O(/9V'3MB;2YE^.C,[U*W8>"IQ`6(G%W?#:",]=#5
M]AL&=FIL@.#9?4,%H/YWCU(/#%O5=!HR;'L\@)A9SPT5'7P$(M`Z!PKZ#P))
M379`4&V_<BDJ7'=+:,`C;_L^?C&L.B,,`EAMAD!H[?IM.J_%.%PP19R`"0(E
M+GLO25^I?3%CVT3"N.5Q[W6^]37?.Y@T=BF@VT3NCY62]*4!_^>H&')4'G.7
MQ;T=UF5SNVQN9-G<+9#9..!7]VPIN%D41U8PTUO2'&?.=RU_V-+82F1>>TOV
M8VDUDJ4SJ_3K/W>\7ORQ%@<JF])1@88U,]TLL-UDK@LC0S-NIV9TM7Z0YW9]
MY&3'EB?J+669Z2H]+:2J:TR;6)L7TVND$)+[)=N>S[.$;;%)\H79A,P.O<PB
M7P:&O,_#IX'@H,`&&`2WO$]M=MYIZ"5)O>$`-T=J.-3QARUUNDRG;,\1M;-@
M&-2*-Y92C-00:`X"VHV^%5"8KZ3=$YYU--V/UDGW'+C#P_O^-QS)M(B5:8:P
M>8]D=RE<,ORF71SEGJKZ'4;<!?DN(^,3VR6.`UJEEVS%32WN-U)!']ZX`7A$
MM^VT103]YM,&-<Q[4"D\+=MY*LT>/EJX$RV=$G$-L1``'VUO-(S,.^(3IF;^
M#9VRXQCQ+S+*SF%%A$L2%5+K^S#&^DR(#OU(G:5U'.3Q'=!@4.H\8/S*#.`\
MM.8L\%0K@>)=DQ_Y7V3PU75%#IX:^3BM0("!0N>:87?0=W#@">F'T+.;YRGE
M(/_CS4L>`/_\DYUT@F07IM=`4CC.0%&5\`(A;#D?=._(_R5@UIN?%Z;;92,#
M:87U'?%BJ$P\Z/C`X#]<IS_>T+O@Z3F]R=(D]?+8@-2;"/;""Y<:Y1!6EJ_^
M"BN;WC&NV;HQ9XQ[3THS3-P3+V;JU(-GONZKZG)R)HN4T,O@E?R+>!2\A*O6
M>XAPB#@`HXGXEKW-+GM+@WDI)7S]5P#/)B/AQ;8Y-^!YW6@R!<^EC+,HY=K&
MT[UG\05A.K=D+%UZ`<T/,X?WH<2X-1D)+V[-N0%Q,YIQH0G.`!%H*N:F[I`Z
M,:]G::U\U^T&(=@]6D&)-O52""4Z>7JBY(F1">([B7RIK'5&P(N"/A<@/DW]
M$&)CK+``;Q95`B=I4:&.KX92A/3&P(M1$SY`E,P^1*%&F<K6T&BHP6.FM:48
M+04V67*[8A+F/51!JNF$%PXEPD'!-W4/J`E>OLL`K0<D:K5UR791KKTM;_.@
MS,V"1\66N;-V8XJK'/^E`^"%3IL)$,VF7@#AC%DKT.Y:-UM<U[D!W*,N!J2F
M$UX0E`@'@[!FKSBPOR7\4N-E3/\K\\)@$1"?TY(Q(:W.O>@[X#Q1Z(@7`&7B
M01#,/O])DCD-7HJ)*':20L]_*O3$"X,Z]2`.EE,2=O<X<@\;HUNR7D&M\0(D
MIQ@$Q7))*E%E'EJP4N2E0?M[73^\0*G2#D)F-\-@6^/NUEOQ[.=I1OFC*9/(
MOXZC>?$/R!=<WQ,O;.K4@\"5#OLH*RQL2=\65OC4O+#"?Y28[8*A[#$A?V0\
MA_B59ZW6U8@X?5MA93O"*!_"E81P)2&.O21$:<;,V/?D!2&$C9'>MY'SABZ_
MN4JNM)P`W-Q.Z0>9J*6@(+]O8PH7M/=NVF.'^=;-`='2.Y^BIAW`5F][UDX2
M$)02T>`R9W>=^Q(SP_`?)/?=Y`<<_G:.&!!ATP>LAP&86IP;3OG,69PT#SFH
M/V>+^Z&%2)%T<">J/ZNM?\__Y]%+"/O-_P]02P,$%`````@`0X1O0L:706@!
M%@$`8V@/`!0`'`!F8G`M,C`Q,C$R,S%?;&%B+GAM;%54"0`#OH5#4;Z%0U%U
M>`L``00E#@``!#D!``#L_7USY#:2+PK__T0\WP'/W!-GVQ'2V.VV/6/O.?=&
MZ<W6O=TMK:0>WXF-C0V*1$F<9I%EDJ56[:=_D`#?"8``BR2R>O9$G!VW*C.9
M"?P`)(!$YO_ZOUXW$7FA:18F\?_^T]L_?_<G0F,_"<+XZ7__Z=/]Z>K^_/KZ
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MDO8H7Q_3J/S&NV]+=2K)[-=00]_0)`M_R;AZ[Q/?RSFN!C]#E!3PK].2[!3^
M=/KV^]-W;__\F@5_*AN?MV":1/2.K@DW\Y=\OV58S4*`VI^*OSVG="U7)DK3
M;X'_VY@^L<X.X$,_PX?>_@0?^C^*/[_W'FGT)P*4#(%*NWYNR2J8OEU:V5N:
MADEP&8_3NLOM2'TV=M+\``.:_(N;\)#D7C1*^2;GXFI_I.-:O.9;OJ790D+'
MM72#LZUV!']\S_ZKI3A]S=D*1(-2=9"EF>#XI_B\6\BNI"=^2VX$DV622EN$
MBUQ[V2.7N\M.GSQO^RVL4=_2*,_*OYS"7TZ_>UO,CO]'\>?_O&6R:)I2-A@2
M__,'NGFDU7>XD?_[3WK2;[NZ`],J+0WP4G^@%0J*;_V$+1';_#02[2W8UVFR
M&=*@:*E$3_>?T6,E5;0J^[!"_1992C/N!UAU:M,&@V8LE-M$C!B<*QJ??KK_
MT_]9D1).^[^^K>6Y0PQX+'1#X_SRCUV8[\%A8ZY?G&>KUS!3V#S`LR2&C-1O
M@DG+@`95)EIVX:7D(?\.7/]Q*-[6CP)$X#1S"($'W8;_19CYR2[.I1//,/D2
MP#%5&C`S1.L<+H8*#DQ$I&3",2,QX&Z2>'@!D]`M.?,HU6S.-CTBYY`9TJR+
M%4&':<6ZH[D7QC2X]-(XC)\R+4A4Q$LB1:]P$RYR2C28T:K7!4Y)3$IJ'.A9
M^?YNLXM@/W"3/],4ELF4/M,X"U_H=>PG&ZH%E`7_DABS-JL).V-F-$BTU;@+
MS@8_X0)(2P(1(LB;]TF6?8,#N)_N?TU>:!J#AW?//+LL80OX99S3=)N&&<TN
MZ&-^3_U=&N8AU4^*XT0M">=#C&TB>XP<-"`_0/DNWC_=DUK6:58*([261K)*
M%`[`?_#^D:0/["O9S1I,7<6!V-G4-FOVJ,;<2\+:TJ0FD@U9T8#73M\N7CDW
MX>PD61,00+R8^1)<!*EE3+2WG0BQ29H_>4_TS/,_L_V8V60\Q+0H/HT,:,%2
MRX$'C29J]D!8,)T^<BYT$^1YDFZ3E/DP%DO_`,^R&V@#]=N;:0T#&JB9:-G?
M9!<\Y#&)`R3PZD[76ERIB)<$E%[A)I+DE&@@I%6OBQU.C&9.^G3/CZ$SMMS?
M)A%3S/>B^]UC$+Z$$/XQM"\Q8UYV)V)C4'OO8<*)!G16ZDKO'C+NH@&X(O)4
M[3:0`!/.,6GJAU[T/O'BP8/E/NG29\LJ9;O'RUTZ-(#2*"<[9!:D)V0=QEX,
M_\G1Y#VEH;^+\EWJ13B`="7TBY_NJ$_#%^\1(A[\)`UH<!V_T"P'T)_MSR,O
M8UL?";5FTSJ1["6A.FES-+$]B6`T@V%*:WJC!YA@FURQD9H/U0:Y'N=WU(LN
M,U@U#*?B/H.;"5FEN'Q:[E*CP>.@BOWK'#8C"SK"&BS+TYT/$9\G)()Y.J`O
M-$JV@&(^;R?\4#T2#H$7(W$"KL)7&MPQ$^YH%@9,5V9_N<O7XM"$<=E9U]20
M]I0ZQ(4&G\:J2G%*!4XW!0-):R'DS=O3'\C:VX31_AOF;*197M$A0>EOR8:*
M+:`6DWVR)1&H4K*)MRX-&G0I%#/"TC-<#%)Q#LVG-L",.*;V4QJ$2*)H#!=8
MM\NJR6**=@FU63B[(/*KY;=>+7'@YIRM[3NFF\$NN4^XK$NF4K3MBG6IT.!'
MJ5H70=?PX":*N&_%9QR2)R2,X60FV!V^+9;&=7Y,XG,XPJ$!^Z\M3==)NF$;
MBU66T5Q^B&?,M524IX4)9;"G`8MS^-CIV<42HS_U!2N)F[Q$,,\"IA%(P@,C
M6PP=!8!&HN=\:>340#>8<]Q-,$.S":*>5RBEF2=P^"4KGX>H9Q^3G&:P9,)%
MA>2<[&Q?_S?$CVA.6P\3N7!TY\'&=P(^1\MSCN()C>C[ZM6Q*5#.^7!F:%IS
M-*=I)S1\LYG)5'8^S32FZ,4X3ST_9V[X;1HRX&V]2-.E:N+E^G=(X;JS591(
M>GY`O3X,*@92<30N2F;!QY47ICP7A!(4/8JED*!0K>S^SL\H^ERN4[>C@4HD
MX""KX!\[<;5&?D_#G)*+Y$L\TT10'NA\BGF<H'9J5](N-PT,J%O/`@I"%(`8
MTDX=9T`JAIGA<&\,AGO74)"JV@?"/6(8R'33@.!^1@@4LN%V/V8<^])=K5<<
M)2;,69<"B:TQ)6I,^5#`R%+97@R<8">/>U*)X*?[I9RYG8WZ0N*\<4&O1)F>
M?"EDF2A=HDE'NRB"V(;B,:ERR5BU+,[PB@$\-2_AA^$DH5X>34J5^V#JD:*8
MC8;UT]TT-B(>3LC:2S<<*_#_-[L\"D]%`,3,L!D(9!@B7AXTNJ`&/24RR(P(
M<&C%-4P;T3"X6I4.F=%:U25VL5+)%9:M4VU*9#!1J*>#21VY,->!&K\4UQVB
MM0@6/#B3*-8X+&O\BJ*7I2I)#L4XT2Q]^2GV(DZMV?Y*:);J4:5Z9:?V"%#T
MJTJKWI/_F@['#=ZME^F??S4)%LU#V%.LE7VP^M5Y]RM5ZB7X@@<!;WY-O8`M
MXV]/R/?<\WN')).)Y(X.<BBG&YY"^&Q_SIV.?]MY$?-%KN,@Y)K8/9LQ%NCX
MK8REX0,/9`REH0'RP2;TUC/.0`H.4K',>9/[._4^*^<V&<%2"YQ<L7)U:__J
M'!)*E;I=#$2D,<&1'PZ>UN3=ZN7^\SU/AI^J_1<IU6(=K%:QZN4^"8ZN5NK5
MZV^@)&P(E]2$QWJ4O?\SDD7M?DO%/BI6'KKJ21?-FJM1MI4L5T+G'#X&RO6.
MY@4I*6C;"/IQGOF#O\H,UZ'N[J]'LMAN5J%<M9_M_.Z\TS5*29_#<K)6/V?D
MIY._<#_XK_-T^,<D]GP_9:Z'Q*W1A:\.<RT8T6IJ0B/(=8@%!7C,]92$PA:<
M`D_S!@I=Q]M=GKV'^Y[AF"$)\>+A0TJ%>Y%$/4H4P!A4KXL'3D'"F#0"C7X+
M:>KYSP=?J$RTP2Y-.MM7_\DU3)F*7'W=9MJ0>=&-LY5!K4VR$:=S((Y25QWX
M=D(J)ESY'[PTW?.9=YND.0U6&PB,J"R%//11DNW2@:00ME(6?98XSL36FT4[
M$6C`.T[OGOM62"&"'0=P&^/RS(N@^MG],Z7YKVFRVS)=:].N<[H1BNN2TXX7
MYVC6'66T8AZVDH4&W`<:H)NK'_>D$$FX3%(*/2&U6`)RBS&!*^OM99:'&R^G
M-^NJC6QG=#L1B^:4'&%<*].D!3\:K(]06HUO'"!M/!WP0'F>F?`.(C93-M"T
MX#1C=3(Q&Q@CG80U?&A`:*&LY!F?H$*&O;-]PY:KE/ZQH[&_-_,3U)R.7((A
M4Q2KOXH-'^X&=>WE"Z_)246/:JF6CJF/29R.GPAEW,[G0K5)@]-AGQ4?,HWT
ME1QCIDCGQ<;)VULS!,HXG*!.K;H4:7UR?.A2ZMA%U+_M$JB?=)N&/LW@0/2#
MEWYFVY=UDI)K'GP.F:!%=A#R1AR;OD5R72NS]GMK['V/!7O?VV'O^R/`WO=:
M[-V'3W&X9@!C:ZTHX'7SF-%4Y&X04DK(?8\8<N^L(?<."^3>V4'NW1%`[ITQ
MY#[%B0INAT=9RB\((5/IF1?[2;J]97JIP\V4E(M=#>I5K>X%Y63.$3*L6^^P
M@V>1+<@)I\<QY8`J'[V-+@E2FV31L&N)<JW`Z\;OSD&A4:H7?,W^18!FSJ#3
M)D#%0R_XK-&<T"=W,3&HE);-#EU:YV@P5%`_3[!/_*4L:`>L\^"$/J8[+]TS
M)SU)_TZ]=/5%%\ZJ)U\,)P9*5SC1T.+`R;""/9P4+`PB;]\23H]C/>&J#&75
M:],LFB9/IEXK[UV3P#DZ=%KU"A8#S>Q)Z4K@G>_2E.W?S><+%</2,X9>\>Z<
M(:=VC@MC%77SQO>8YHT[FN5IZ.<TN,\3_[-VTZN@738MO4;==FYZ":%S_)AH
MU[\R*VD))\:!F_/GD*XO7ZF_R\,7>K-FNV_%TW`CCD7CP(95;\5\J<G1X&E8
MQUXL%W"0BH44/#C`=4'7E$VNP7FRV=(XXT\.5VG*].<W*[^'^?-UE63_\M6/
M=D$8/]T_>RD]\S(:W'I[?@/#"R:RT4/S4-S)G-&8KL,\.]L_A'G$&JH6H_&;
MW*FSY+!PW>C-,>=*%S0#VG$#=&>+4AUREL0[44ST-DV8'`*?A)!0?K3RN"=<
M*N2GJ>6BNF?G2^C--A^L>"LC7/0AH%+1UC/`'A4:""M5ZU>H982DH)QE\W3+
M['J&85%658#B"/S%D'+[-,RRU`;*5/ER"S5$[QP@%DKV#G!+-M+DF_'Q5U//
M<+/UV"P:F`-'RN$"-QK59;"1D*-#C5I'+6A*MCDQDQ:K)9_8("H7(L.%BFK8
M&#`MAAQC`RKP#')@2@)JK&T/226CV(F3DA6):T/3D&9G;>OT/HZ.8U%G9UCU
MEM>C)G<^3YGKV,]2#!SD#`F:(*<@[!B*PM=<?\TF64._K-L\H';;>U80XT'1
M@(;*@N-B@D*U\^+P/K>>GA0<RT]/6M7[TY.4'`^P!G4<6OQ.23%AG<_C1=$X
M8QM";>R$A&8Q'TFE7N42=0F<=[U.JUYG"[I)HA\F.Q,.8QH4YU<\DJM^\)9)
M?M4?Z(Z1M?!I['AS.T>I]H*<8W4*[26'F$!-"G(1#<C/,D68<ON@M$,VX]4^
MFT9Y)&/C0EDYXVEHERLX,J!N76%$0>@<72;:];SSR[O;6;K_S(L_)^M5]DQ?
MPDB3CDI!MU2W:]4LNUQ*A**[=9IUNQIHP8>NJ'&L@&>[#)+_9RO_CUV8A?Q*
M2+W&*:F77,4&5&ZN4PI2Y^`QTZ\'H8*:-,AG#0\KWTS4=?4TSQ`TQ(LG*5,J
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M/$O9SO"Y<08J3R*F)UWLAF-`V>J20T&'`@8#RO7<'D[>/*6>!0?2(X90X=*8
M,"R%"3/%2V3HJ5'@PTC%+DH4QS@0_/,6AU]S01_SZQCF-%C/M*$??<)EXSI4
MBK:#-KI4SL$SJ%H_W.(Q)S7EK+=?S]'C`TTW'Y.<JE<8*=5BI\UJ%:L#Y3Z)
M\U[7Z]7;^OSV_HP`*0':P^>&P<Z6YX544KGH;$G^1P4)NL[6YWGL=/;WLW>V
M/".CDLI%9TLR+RI(T'6V/L-BI[/?S=[9/QAU]@\N._N'X<[^`6EG_V#3V3_,
MWMD_&G7VCRX[^\?ASOX1:6?_:-/9/\[>V3\9=?9/+CO[I^'._@EI9_]DT]D_
MS=[9?S'J[+^X[.R_#'?V7Y!V]E]L.OLOBY[LJ#WS00[79SL*CWV`'`4XS'2T
M.-Z9QZM7J5DF;OU\GJ3;<V\;YE[$::^OK>%D(,LUT(S-'8+@H"#4X#357IFS
M]S,!3E*P%D%GU]=8H#LI=H\!O-.A]\CA>QA^YP$P^`_OPYC>K,^9&6&N==!D
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MRO[GA19/:LDI`3'?;I*8[LE&5,#T?$09^_KY2\[X2Q=>F//<R^E3`AF6K#+9
M:"2XS5\S:)H^:XV2'0UT[74VR5!S(LJTDEK`G/[^I^S7!-Q`_L2*S=[@`2J7
M81WQ4JOOL,+EHJNF=(X@(_4LIKU/]^2I$D8>F32RWLWT1OQ3!H=72<K@:0`8
M)>UR>!E0MX:+@A`)6O3:V8'%+V4MAY7?V$;S[R&-`AO0*)D<H&?```F,%!S8
M\*17<RRPGIE4L@>QTV%L&B?L`[B'HCXZ/^_0>O\JXB5=*[W"32]*3ND<<$;J
M60#M0]/!!V#-\YCIO9<^T7-ORW/W:*<L)>52\]2`JN7DI"!S#I!AW;KH*(JU
MMG'!11#?VY(7GFYIMG6MU/77-/F2/QM!HT^Z-#94RG;!T:5#A0Z%<I;P>.)2
MYL/'AS!@N@HEM.A0$2Z%#;VB)3+D5"APH57-"!5,`L<$%3_.AHG[C1=%9G.&
MFG2QG*\#RE8I7Q5T*+`QH)P1.KB,1>:,JR2EX5-L,&DH*1>[%M.K6EV,R<E0
M8$.OFQ$T"A&S3QQ0$M"+]^KR"2JBY2[$5`K6]U]="A0@4*IEU/\%-\FF*-*K
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MF3)CKW3:^)N7AMYC1+4SAXQHJ<E#K6`Y?_0IG$-`JU:WUTM"1!/)AR3-G[PG
M>N;YGYNOOJZS;$>#L_VG^SILYWZ;Q%F2TN`RSFFZ3<-L(&GO5,*7O7V>LD':
MM]532':.^%G,Z8Z47\,X#BGYX%%R2C;%ETX?^:=(5GUKOIN+JAQ2L`GC,"MF
M:OT5AIYGT;L,$_5;EQHZ!N>0L]&R5]>.WVC4]:I:G//XY^)UT6_)AD+F67@<
M<+_/<KJ!@"--U2HCML4\>0LC*O?>@`<%EBP4[6T$BJ=CP,L3"XO''X*=S540
M_#53L2N5TN?)9I/$^OL2&V;G$%,:-`BT'B=NN*G4-00=E'#,H?B'QX#G<UDS
MWL[(2BOQ>DAE.208/-:)D">1ZK*DUL@FT%79LA2)`^.3V3&V%M?__#_>_OC=
MOXKHVV])SI-,;*N</S/[C(<ZP^JLOI-)7NQR=-JFJ&Y3IQ&+8K!,:TO_3L%H
M[\3+M_A)%'DY+"YL=`45-4D>H_")N\CSC)<A"R&Y=MTNZM$Q4LYB[RD.,;-Z
M8C%&"`J<'Z)Y;Q^W]=+<BQ]WZ=,):<_]Y-Z+P]Q+]^2>?J$IN8#]7>CG9+.+
M0S_<,L_I<:X2HG8FJK,&CI2#$\B*#(.CA!PAD/79".]"_WD#3LHY/-3>GY"/
M;-)M@'D!T);I4[QT([(5&)U,*,@7WBYJE>YL$*6T*`!EH*!J$P@\19*)&4\;
M[!"O3ET_4@[.>4V1_GZ4$!0P/$3SW@+=69-S>!:);@56Y]T?*0<G4A6Y^T<)
M.4*DZO/__RU,G\(X+#'Z6P*7`T]DQ?";0/7N)5![GGHO-!8N`'<`RH'SH?PV
MK`CJ^'<K]L4BXT<85<7,6_"B0.0(A?N)#D'$,H[@-.$";,3$P>/^/<W9R,NT
MB<S,6):\VC=1OGEAKZ-W#D$+)7LKM6`A@F?NU(?]RX_BTL+FLJK#XO"*2JJ\
MYF*J1>\<-19*6E]"S0F?.YK1](7"%X=@(R%=&"Y*93LPZ=%A@H=*.14L"GH.
MBGEJ[0).-S0-??7,(:%9K+JN2KVJK&Z7`$5OJ[3J%=(MQ[J@G:>'']4I41N_
M+=:C776JGGS$X@3(M.GUW-G_]#;;?WV8I<NN-ULO+"MRG\,.C:HW+3KBI3IU
M6.&RE]64*+I]4+TN#DH&40Z=/^CE3#@V%M7+J;.]R"<9>9DN,:B&?LDMQ:#:
MT@>.76+G@#+5L(NI(G4G4,WY=*&%]8]);#71].F=S#4JM:7339?8.4!,-1R<
M=!C?=%./,K&('R49#>ZH%UUF<,8W!!@#GB63C1BIWTP[HF5``1Y3+7O;BXJ/
M`",1G`X@9##MF+&Y!-+0)&3"@Q9.AE.2$E&,_W1.5%V^TM0/,WK+-E#TCJE$
MU7%-&MJE\#.H;@D:)2$*I`QIUX7'__CKG__Z(\D3\C_>OOWS=P=7D)WHV/W9
M2^F9QS`+67AHG/'0//[7K+BV^B\:?(H#FO)H\ILM_`XOT+.S?;\%-'[U+%]:
M])!_OJ9JW0U,_QGGPV5^VWJIA0IBPJD))Y]S(]%73AV1IZ%U-P4K(NN4A,XQ
M9:)=;PKF,Z^8@]_]^?MY"COWE5(',6EHW4%!$8RD)$0*!7U0D0"`@,*/?_[A
MKPM!01TEI*%U!P5%M(^2$"D4]%$[`@`""G_Y\U^^6P@*/UI`X4?W4/C1%`H_
MHH;"CP-0```(*/S\YY^U^>TFA,)/%E#XR3T4?C*%PD^HH?#3`!0``!P*WW__
MY[??SP*%CPG/?4F#6YJNDW3CL9[X%(>*2GI&'$O!PE#U$AP#Y"@@8J9C%R@5
M%VFP$<XW3\V$)'YZH.GFCHK'2#30O]`?H%^L>H*)VE4)!1TQ"JR8:-A%"O"<
M`A.IN<C];._J&ZJ)'?87+U6?,6NIEP*)@<HE1#2D*``RK%^_B*'/?R9,^,\M
MB'`!A$N8)X]G>[YKG+WH,6/(MUC63QLSJF2@)DPH$&6C:1=;__<NIH"KO_86
M*>+%8@XB0M:,,!/YOG]-O3C77%!(B!9S=94*5CYNCP(%-)1J*5*N<TI]^NXI
M>EES!BHA<M#+JE//'@6V7M:?<[9Z>9Z=2T,7S?&FA,A!+ZL.-'L4V'I9?X39
MZN5Y$KXW=-&<7$J('/2RZJRR1X&ME_6GDZU>_F&67KX(4^HS4OX-]=&#G&RI
MGM8I6?:UC`9%;VL4Z^T""E+1X_,<(5QNME&RIW2@P^5DBPUMC9+5X);0H.AP
MC6*]`5Z0SMGA18DE94]W?E^XX)6\;UL_HNA4F4;]_.N<9LKHGHSZ?WY*7KX-
M:"@">]A_=.-YV)_^\SU]\J++.&?+A20.1TJQ1$=K5(.NEOSLO+/5.O6.]("*
M"+(YXTNT[Q-=O$A4OT%$]NIP\)WA%.\*IPG&N_52&N>ZN5I+N60PG$;59C";
MA,PY*(9UZR)$4)(9IO;Q6/G=2\%=T**D0[,D/J3J-9'1(D"#"9E67304-#A@
M<$_3D&:K.O6M\BK0B&/1>-IAU5MQL6IR-/`9UK&7,8-SD-4L3L-#2KULE^[/
MO6V8>]$M,_79@PB(Y"GU-DIWPHQM*4?#QHC2!3'A<0X:2T6[R"E92<%+2F92
M<".9H':/61B$7KJ_]R)ZL^9#0O=,0$V_Z.0TI'9K:E(1.\>8J8:]::FB/R'`
M`0D:Q"7A-'N<B4I,A7&XV<DG,@7-H@6?9.JUZC8U"=!@1:95%Q\%#0X8#+T\
M<O1>2/O*!]_;G*$7-5,^H9EH^'NOP\._3;/H\)>IUQK^30(T.)!IU1O^@F;^
M(FGO:1R$\5-=25[B0PTQ."F/IE1<6ANM1^T<#<8J#E1%*]@(\.&8-<"UH7_L
M:)Q?OM"!`Q0%[=*.J%+=KA/:(W2.(Q/M9,ZGH"6<&"5N'O;:HLA*:H?8Z:JL
M04])BA4_'?V&$#1E">1IT+2*<[:_BG9Y^$+K[-*7KWZT"VAPQ;H13IMW.7\@
M?;.^]-*83:/9+4W%&^J]7(`&D;-^<4E4+]!TS9$QX^?0C*[Y;>SE]VHPD)IC
MSBO4AS39/48T@(3N/+A^Y^<[7=:=(8;E3D!-%*_//G74SB%GK&+OO//B[N#8
MF*E2E5>!]WKOL4^W;%)RA9KM3.0=HD4!\D+3QR2C[W4+OT+!?NKQ^@D#$IQ<
MA:\TN([]9$.O^1-!*#&AKVNO9UDT_Z2!\JT4E!IZYY..A9+](J&,A0B>&4.L
M34H2*BF7#;8>+"NH(,,RLPRK*`W!GJO`ZT7B[P"&JS@08637,7^?Q=]U/4(]
M>3^76&#&MEAPMH415;"V`8_SF<-2T5XP=\%*&&\9)=C@=A$E*K2XHT]0R]*+
M\X_>AG:,5I,M%2^J4[(,&I71.,?+@&*]F45`HJ8E0.P.%N<,JZD77<<!??U_
MZ%YI7(]N66`HU&PCHT.$"!IRS138*(@)IR:,W`4ZRGD,SM$D9K5_7@H+,J5*
M"#1_0]'S$H64BP70N.SE6YJ&"5OK@@LOUW5WAV[I?I>JV05`BP@5$F2:*2$A
MB)D+$1`@=X&.%5,D`&6N(N])8E?G]Z70(%6K1$'K1Q2]+].H=SA:TA`@<M'7
MY[L40MZOPLSWHK]3+U5/!FK2I1`PI&P)!A4="EP,*-=[9B;(B:`GP.!T<A#.
MRN\TBOZ?./D2WU,O2V(:7&?9KG>684"_K#LYH';;K500HP"1B8:]0AI9N3'U
M"'">?@964O(2P?Q_N0/5WY)H%^=>NK\*(YK*GC4JZ)8%D4+--G@Z1(A`(]=,
M!Y:*@W`6AP@I)L,[NDW2/(R?H/KR3@T4%?G">UBMTIVMK)06$7JT"BI!]"\9
MJ3B(8"&%)(=HXF@^9^OH4Y*J3T`Z5,MB1ZIB&S(M$D1(D>FE./G@I*2D=0>(
MV]UC%/I74>)U#^(5-,N"0:)>&PH-`D1`Z&NE@($@))S2X1J3;#9)S&^913K&
MFUV>0;EK-G>IIT4MT\+KC8$!G55'PX$(2`9JJHY6.:=XV'129MEL<+L\@Q,;
M.W'L<\7^)G-G-+1+G\4IU>V>Q_4(42!I2#OEN5RQ_RZ.YSB+>]3`:8`99AJ4
M;A#34U6.EXH,(5JZN@UAA9_53(Z40\+9F(?%KR:\QZA[PJ<B6C:03:9@.XJM
M2>$<(UJU^H%K!1'Y=TZ&)$"]4NM]&--K]I_*EPX20B?HZ"DJ14A%A0\E7=4T
M2`%2PFF1P(77:\X4\4HJHD5?#4@5;`7ZMRC0P$.J5N_&Z/[^\N$>!Q3.O>QY
M%0<7.PH/!R"[EFKJD%(N"0J-JDUD2,C0P$.M6^_*B%$2MK$AP8X2:`?R"-0G
M)$[B,,XITRP_?63.R<0[G_%(NBZT.A-*7=!MDH5Y=AWK0#7$M"2^S`QH0DW/
M@09U1FKV'.$.[G""[HH&-/4B>+"<W2=1H&B!/MFBT?D*)5L1^1T:-.!1*-:+
MO!=D9`UT)&.$.``"\RC\?X@*?_$B>$'`)F!#V)@R+[T*FAO471B'.1<%7I[D
M7O1^8,$TUKGW"`VD$[]<2?E_T%H0#H"N7KPP@JWD59)"\J;ZF8/*Q=0P+.JC
M#RK>\M>5U&AFND$5^^D`JY>P7LE+UDE*,L:-`UV_T2AX2#YX.2BZ'\26FGQ)
M9`TIW<25BA8-J@84U&#JF7%"1<M-P4O>K+TP)6SVVK%?DS7Y'S^]/?GAYY^8
M:T:@^_DD]S]^^O[D+S_^4/SM[3<X8/@^\>(,6J(86A^2-'_RGI0XU-`O"<1!
MM9M(5!*C@>*0AKU,RJ``P^"FI`-4;=/$AUQ!#'\9S?.(GW$A0AES#]Y3+Z/9
M'?4I6^K9G/QKFF39N9>F>[9O66V27:PZ\[*2L#@2[4SK8=.,'1=:K73N5_!D
M$L@I')F<^LD+V[XBV918F'8N]#Z\C2I!2&';,70D>@LIQPCBMNHJ+!<X)H][
M<G5Q?4XB)H=D$`Q!O*>43C(;*PH9,P4Z5C;^OEQAXH8:=0%B]D<<&]>N.O(]
M:004N.>B510E7Z#NJ"6R&WP89IJ>&2832\6T#*9^%IB*Z9.7TT!W'&*J<._&
MJ?R=;T\!?7SBH$>U.E9&C%L3^^RH\#EB_>OR'AU:]4N>#K03`5:ZTE7?9=LD
M,.$]_ZADGE<1+K46ZA4M%T<YE0NL/.@63:V:\E744P$$]SSVD19/+VC0\OP8
MZ<=DI,-O*!/#C&=EOLDT:"00AW<XI2G=,<%XT?F5C<.FF_Q9F4A-0>ORJ*^E
MKNZ8CQ/BVF\JM)-O*?DI,ZY+B]LTV=(TW]\R=7D>IS]VX18VM@SB"KOU+(O6
MVC-0OE5T3T./!E8&2DH.CS<A.&MP*T%+>AP`*P-BZHEW('*F2>@B)*FOJ"P,
MJ:9"`QRE:CUGW_?3'0VJ,".25APX,`.G;9#5:1.'Z]`7Z>0@V%,5-J,D7S3R
M:$#I5@22@A8-E@84[$4DP?%HV*8G'C#@`-2O21)\"2.5M?7/2P*FJU03(.5O
M:`#14:@+@/)G'-W-9D*F7`C''SQ&G*V<(F5[&#\-0,&,=>%UR=B8SDHUR(<&
M7A;*=J''W6Y8RPH!8MZ9)R4M\_2I'R49#>ZH%UUF\.[D(^M"Z3F""<-2QU=F
MBI?'6'IJYZ`Q5K&W3%5,S.7Q(D(YV[3G\L:XD1\^#5*[1(SDP&B`%"U6].<[
M2J"@NKR!)P4W7V(:O`_7]#K.=JGF#E%%O.12IE>XN7C)*9VCR4B]+IB`^#0!
M:A(Q<K94%?0X4,373['J*JQM42R)%XEJ39`T?D:#C+Y.<G]E&B=ERB>J"H-<
M]+NZRQWT]N`%@[:WB]LS1+W]/O0>PTB4H=*_2I92+GI1H%:U=4W0)T,S'ZAU
MZUT17*_.KM]?/UQ?(GFN_+%^_5J^9DPV[!^A7[QJO*`;+U;=GAIS+PDH2Y.:
M(#-D10,\.WU[+U*+=ZN_D(8<4CQ')?XS]3_#?WB^#S>G2&:V[MO;MKWGA=(#
MI^=#S"Y?2>L-TKV6EG.B`:N5NKVLF4<"SW),?4ABNO_@I9]I7OY)T2Q:CB6!
M:*!Z$WT:<C20&]:Q5]L=*,F&DR*%UKWW`N5'#6'5HW8!*87*,CAU2-%!2:Y?
M[]6AH$*&H(=P0TO%WWX'_^\F_9"DM)R*%:8/LRV)*5,CFN`:XD&#,D-%>QM0
MQD:"@H^_9&7,)XR;)"F\-D1R"M6T[CW-LH=G+Q96&C1'E\$5YN2*J]#6ID:)
M,ZF*\@.MO(DS')@R7`;=K'NZA0[7^=;`>B9.N'#U?#-IR2UKD&<OXX&]]8M_
M2&7R*694J_(E7_:0W-%M0:P*BSE<KJMD2`<U@RI[TBBA:&:ZJ2S1Y)7@;_IW
M(*%^,II!HHFT$H)CQ/!)_"Q)T^0+>*>ZVXTFU>*W07T5>S="-0D:I,GUZET4
M5@0X,%$>K-QZ>X@-+0J0\/<1L2_^,7">H^5T<9)F8(KL&$W#A@9CYKH.Q@-O
MA0@<*.1CIW&-HAMB+;+%YR:)DKW)J4&#!CD*Q>1^?E33X<#',#2<H6(`$*ZP
M,/QD;A`+16H%;%B`NB5AOBE2%YXG,130HK&OQH:68]%<D\.JMQ),JLG1S"O#
M.O8R,=<<(HUDDP<'Q'A-G&?FUM,T@Z=9^7X@BD+'L&PY@"'%VV4!5-1HX#6H
M8F]?]MOJ[O*WF_<7EW?W_T(N_^W3]</?<8#JELFBS$4+N$U_@ZR#"J.EE,N^
MN52JVGYJV2-#`QRU;I*'E8*29*(45IPPY[C("TFVS!WBZ:#^3%:[_#E)P_^B
MP2_D1SA=YR?LF2B<=4]3.`LX(R%4C`W(__0VVW\E25U.ZQ?RT[N3'QE#,[LD
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MS=53!IT1JG<-,AY<>#/4=O`DD?N&>-&HJC%PY86I;B]CP(>A[D//#),"$!43
MFD765%.;DA"-BA`XH-@^QQ!5NNNMFM'A1Y_)W5F2R@#UL5*7`PW\C-0</&PJ
M=L5>Q8@7=N(,P*(U2@;7<&LK/@0U08T:9BT532$FSA/QPNNF/E6R:(H6EVN@
M24P80EN#!37D^GJ:XJYQ6H@#?(UC4\/U5,OAZ+C:9"75D*,!V[".7:#YK?-L
MI`MHSRSMZJFD=@HN];JI(,4+*NV*>2X#%*;ELF?.\%JI9W$*JX%54D>/%V##
MZZ,491,NCM*D9.=)G"51&,`9\CWDM^)Q-S=K<0:MB&JQ85PJ59F=(676,C,N
MYZBR5K6/K9J9U-SD9DT$/XYYK`Q?7L7!1?@2!C0.A'HW6YIZ$`4V$&=E(\!%
MZ+FY8;((]&%NYT@=K7(OH</'A\N[R_L'<OWQ_.;#)3I\7M'JGJY96@+.'*_C
MVR3-UVR\)<.M8RK'$5KMS%2`UDP(1NQ:::[,20*7&6L*JWF,J6)(J9^PL#[U
M/BO/RO</3`7#&==4B`L<VQDH`[&9!'0(ME);"5^&VC!^8?\%/@/)*FF_X(;Q
M@_=J4&E"R84!J!T33)!9L*"'8EO/WH6P^+5^C18B]%(E)EV^TLW6=JIL\"$!
M7=L,0]@)IF,`7DM3"?1.*2<X!O0UGZ_#0_76R_7J/;OD^7I&=>4/ION".T1/
MTC1J[!\D'NDHF<(FZ8O1$[)-V2`*MUX4[0GD3X_#I^>\X5<@\XG5^];1&UYL
M)P[C3AIPQ9L9ZRN/.$,]P5^^;FF<F>Z_>M0NP*9068:P#BFZ"5&NG_*4ZO+_
MO;W\>(_LF*JPX>/-[ZLBSV`CT67Y)YCCC3)&'BS5(2+'-H$&N;8BL2)\I!V*
MC)8GC<2[<4`VC72I*,>&*J&B6=NIN1UB?<@D#:95K(MBESF'CTE&399],[6/
M-!NFQDBCY)@6_$C0.IPZTYCYB!![W/DU.X;-E71Q^L\XQ/PL*1FG_@;R$?3?
M>1N58W`P@Z.&WN&HT&=U5!(CQ^G1)GPL]#>STBEP#.""\]2JK=S`$145Q+A`
M(@[;RIVDLCB[FMS=]4!?:?59?TV+$T@*+;N(8K],?>0I#2J]39.7,`N3^"I)
M(7`&4AG03%LC>9AEJ4!24^7+$-(A>N?G/A9*]I_L%&QDS;;&$+I$(LZY0+ED
MN<KJ@LD#]&[AHRB:K"5&#!Q]X60=:E#53NX9!\%];`\A<N%RE143KQ'GLJ\-
MC4UIOS@<9,.UXIDK+'>GMBILXD"D=$%?K=D?90/1QBO0"''N@PT:..B9*27@
M0N\HW0V\..*!#.S@;E01U3XO,J!W5"]6_9AHD-CY:FZJ80]N-Q]1OL6XHE1D
ME-YLP@Q`7]Y0)FEY>:EH`2/.94OT&)O2+L(SR(8&=>:Z]@]DTY?0I\1_]M(G
M\8:BN`%!5CVQ;R)W2HP;I*!V"[R6RGJP<5+$`&OJ)[].R]K0@OS*%7?U:`<K
MN#XD:?[D/=$S+]94M#;@<PLXA1EZZ'68$(-0KFD7CL!'H*68"T?YM=.FX,/U
M7BS;I1[KXX9]XHV<>B>BX5AVVS&H>GN/H21'@[5A':6%-8K9C8,M\R+*`V#"
M4I:8]<*8_7<H=LO!SL>RP,(8NOD2T^!]N*:5^<*)5322GF5)!)HHWX2@CAX-
M!@V4[%UW,I;3!'A(Q)@:T)OQ0N)7+^0[ZBO6)2O_CQW;).=L&$C..Y642YT?
M#ZA:GAPKR)PC8UBW+B"`6DQ'7DT["PJNDI3Z49+1X#9-MC3-]^+`D,V:OZ=A
M3@,&2_TME;6$I5`STK0239;LRZ#L9X&RF#Y!UA+9L=IXU7L.6"4%UCPNIKRS
M@!7Q"T@ZY:(6N/DR,DE]$6;'C@JABFLR&]ZCPZ;^+LT*F+.",@C]ZSB@FSA<
MAXR)3=(KID9QAM@/_3#D60Q^INI7F!MB0`4T0V5[Z+JX/F=^5XN1>,!9U8XH
MPHZ^.2$QEB<<I7]Q$]^S#<S-N@[95$<@#?`LN1,P4K^Y%=`R./?X;+34!-L^
M,78D^TQ^.,A<AJ1\0PJF9=IX`#W+XD6(!Y3O%216T*/!EH&2\A->CBI1`(=B
M*8'3NX`SO:AS?.UI=-V)Z[Y=I9X\-B2NJ5$]"&]88?8F7,?@"$(&+\/5U&CF
MH4$5=9?GQ1/Q>QR@8HNTEXHR/;][3\J%K4^V:!$NA9*M$EP=&C1@42C6?S@M
MR'#`0L31>8])>D=Y8;D"YUK'1TZ_N->C4[OG\LB(T4!G2,,NABXWVRC94TH>
M:4S7:-Z&<@L8_-M&*&Q6$2]:H$VK<*LLFY02E_>CU5$1'DO3+(ECIAVJYT8W
MOK_;>K&_5V_PVR2+SCT2Y5K33>-W/#-,7ZG>#JHDP84%*"2XA:>X^NFD3[8D
M)E1*-G'1I4&##85BO46G)".IF&!*G"!9?5800Q/^%S_4A#3Y.5,^?(PH/QE5
M^3-#3(O61S8RH%4.6<N!!F!&:DK2$1=D&?$:`G"`[6R7A3'-LO-D\QC&X@2^
MOLXN5N#S)%,"ST;`HG$KUH:UHEB,N=&`TUKE?E7NBAK9C%@>HX;R]_.*0]<>
MM8OC;(7*LI/L#BD:8.GUDY]?5P?>R)!D#"+7^#&#CF/4V)QCF^SBF@?9N'!3
M%M,0P6'G2<RPO6/P+M*U)G%V1M=)6H00/GBO-/L0Q@E4+&BD>FU+$97%/]#\
M.6&_5/F$%4VYJ`;+AC@OWK3MD.G%/H]K;"YO>-\S%J$:<,OY#7GD7ROC-W+X
M'J:QS]/OB\Q(XJQ2VZP2ZN7'E%+E/OY[I&B\#[U^"D@Q])0+"'E3G"UCN44O
MHYLT#^$[-(OZ'3+U6BY'DP`-2F1:R=^?-Z8<'(!H%Z4NL\%G1?F/LN3A]6:K
MOC>W$^&NF+B9<>K*XGI^+(&-!^@^4'J<!*40C-"]HP%4GV&>PT68\0?.1@TC
M8W,'4;41:ECV>=#,BX:*]H^"_)3R@Z!D#4\[.R`4O#@PV)KY5R]>&$$!KH?D
MO"YD_)Q$`4VS,R\+?9/UPT2*LS79W$3EJCTL`M=.99SR@\L_\4I1D!O7+ZI8
M0_GJ0AH.@%]Z:0Q95F]IRBMRZV"LH%WT!E&G;NL:44:(9N+4:=>[4"QH2URQ
M#70+3N24<':<>+H(HUW>>Y`U2.T24QV5=:@J2-'BJJW?"&05`G!@JS$C5_YN
M92GU(Z__\L^.=4G4V1C3A*`)'QH\6BC;!6=%3X*"L(=/'*C\G4+-/AJL7FCJ
M/=&/N\TC36_6W,;L9I=GN1<';)CI5E9+&4OB=)1Y3<!:"4"#W#%:=R%<RF"N
M(!?2`F]&DEK*+YB6<(7IQ5+0:P&[!E1+00#J(1,-8*T2@1W8`WH?`NV)?`CI
M^^OS),Z2*`S@M*PZ],INUFSAV;*=%HVS\(5JTVJ.EK+4&^T#3"Q?;8\0X1RO
MA^G=3_)42R*U*'*S)BUAY'J^=#L\=D6B.C]W4(/3C&TI--H84<+/A`<%WBP4
ME0<F^2TLM<Z#?L&QN*M,K`Z^KI(47JK7;]!7P3]VXJ9=W-@_>*_,A0_A"MY/
M(<\X<^3Y_PX\OUSDRXL'X2W3E+V`OGD_ZWPP+F]K=SQ_BAE5%/X76R[$:WEP
M;NJ\#/7A+N04AXR!R,=W;<]O2104N0**Q!1UXZ5AQGZZ8/^,GT2S5:UHV4,3
M?`_#6)ZLV4Q&\,$?0S]NI[)0,UJ?A>!BU'I"%@FX,,+4@E,D)O$$+AYS[_7K
M'+7+C=>C'ZD+C='%1J=Y!,E\)O;BK^N`.=SC#:R\@^/F+*M3AE4>1>%L-),X
M,;9H%U#F7537R&-7S(F_C6%,SM*<)J-TT@^C7U7GL+8[A+OR1<'?8LU]PQ=;
M)!&/<[:2FU']58UG!R/YB-;>:<V=<1V6%Z=,V)Z:YF'*3U=OV;=U!YM:ZL4*
M4PZK7)6E5),Z7R+,].L%`+<X"&=!?HX!`^06_L#&15'?L&U%\8*#V\*&Q*>X
M>!5/@]*-G?"48W9ML,SZ"S2YZ6HPHRK.AS$.^V6QK>#A59&M[4,5<:"">]JX
M8*T2TV!4\]A/"P=_#<.PGZC)3(;U@9\Z%N=N&C-E3EV5C[Q,=8=[-'8]W)NU
MO&G*]F#TR5,,+<3=7-$BH5]00]:1L0OXK)I@&,4+-+7)")]1#?2+]ORV]QY8
M-1)!P1NK79Q6,J%@`6%;@AU;Q;V(5\W`/5G(ML0V/I!YLTYSNC.C;A@F%"?=
M,?:D:#;%CL7E<-$H1WW[TYPZ;1KJEC5(6A1EAN:8SV5QIB66V<=A%YG.0PY4
M/*89R5WS#'E*6_A"70&;2>`%Q?*4*2!R%R:/4?B$*,6F,D2NE4VT[W&:-V?1
M0^,\I/G4P#`=S=W(1G&?,^F`?E\UL^%'[<8PXV[6$/L*3<1FUSQ/P\==+C(;
MW'HI5:9/.5@JAG%IV02FR[J!2%RY+:8QQOJM`X[Q(;&[M%G17%J.A1^'#ZG>
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MV#3C71R2IN;T$#G$B`N0AMH.X3'D8O"CD?]VPU.79I>O-/7#3)E);(0<+"C5
MFFF*6*F0HT"O3G/)MI.GLVG`F.QBYOD5?TJX&+*%BPG4^!8NS@0`UPI"@'`#
M0PT@KI&"'>/#JA\"<H3^KF*8EXD#[VA8U0B!ZX`1,X9:%`+`&QEK.JNKY&`'
MO8GR)K`/XSRI\M\S/[H6Q.&/&O5BX$\#^R%9"'!O9J[Q7'^LR#?2?@+H(YSX
M[^B6-?"SEUF?<>CX'!QO#)LA.=E0,^&"K(&F_4?F)4L&P3A^`ZWXX2<&Y(@6
M*1FQ`+!MB"D"!==10+"EJ@4&<4V%M]Z>Y["\2M):YYOU[UZ:>NI"CX-<BQ;'
M,3.A51M'SX(M"M),734&`8*-9+HM.)(OA10<>*P2MC<N6,Z][%G1,FKR)1$X
MI'03>BI:-'/>@((]9Y#]5-?\JM+L(T-3N\:4":!D'$XPI59="JL^.3YD*754
M7P6@KBI7E2*[68\L,#<@P5VM.2/3U&7GM.S88I;L53_BFG27KS[-L@?OM8AU
MAM+(914I&D`$%HTS'A5]%<9>[#._8>7G;!1"OB!%`QXH<]%R35.8WRKJ=(A`
M-%/T%%;(0MZ+A`)ULC?H#4*+JP48+7$2_[%C/Z[#:L"(FP,D,[[V3E#:0F,N
M%Q6"$!R8&AAJ?/DKE8)F#(Q6O0M\+NCT$:AYG'M)CAK0Q07@!(C62T(`:1-3
MS6][CQ+4!KJ;HMKD7&O&/D;XB&?9P%5=[T]EB?D;'F?/*I!'I+L(9KZ,M:>+
M$UO6>],ASAR_HH#T=_CZT$A??<],=2]A5V'-RYZOHN2++L.K!:_S:FHJ<P9K
MJ'49G2\=8[2UJ9<&Q\9<!@YOF*V"H-)MFL`Y8W"V_Y3!\^X;-OJ8=]/<Y0X4
MJ!HC:$E?>+RAS?G17HIS0!^LNO3F@T.8P#$)J2206@0.<->YOS-8O)G>UVPH
M9@\)9#*(_3"B5=IO\`@?DFF&POR?77+@+-6(S6$V]S?1#,J%#)74H^#2PRIU
M#^0U;+T/AQ(5\$?0B6R++Y+'/4FJX>Y5G].F/9_USH;I!<E'KI+T?>+%[WEM
MNB(9$C28_,S:@`W1)M9&V_Y%8L'+*^U%C)OGK$0S09?W1IUL-,6-4<:LO$WI
M)MQMLNLJL%)U"S-6V**3Z4$&MZ;(49*P1?@<9(4LTWI197(/MY#`1KR&X'G*
M=A3!1LP44)E/PZ51<="TB^DGV6Q8\B]6VF.,656Q#QMF+)@<JWAOSBVCS[Q*
M"/QG<4$."?&:F#R!57;AY1,L+7.3@@N_\O_8A2)#7[<G%61++8]FO3:D9+>'
M@%[<Q'HU]2R3`WPI$VOT30S5A[*;-5^W[Z@7769P-/``:7\41IFQ+C4EV!K3
MQ)`)'S9(6>C<11ASU:C//"WF,C/?F7G,;$42CA>?`+ZP)8J>!LD7++?\ZI+0
MOZ8\@;$(7R@'6G\E.T30H@[8:$-;SI>U%"S8/M@"Z5PZ5-Y[EKF5#\=J[]L8
ML)+AK*%=:O8<5+><+I6$6#!DHJ3\QK28`B>J>"E%1;=2/4/N11&/")MGR%(J
M`X@9VU)8L3&BA(T)C_,S#4M%NR@J60F;<^!P*B@C3?G)!B2<1K*>7E"V__1#
M7?10FV31$'N)<JV8^L;OSA&C4:J+CB9)$8B\"4N7BS)'?PNG!S@`8A=HAB&6
MS#Q<#'E$V!1!7R:YK.?T8ENG9==QSG0.F<.U8LNKXKA0RX$OCZJAOD,5"<**
MD7B<<QY/-`V?PKC0]19:)`H^,$6>O">H,7R;)A!=#H6'\SSBL0`RCVJ$D,5\
MU]$&5DZMM03G$\9!:O?\WUI0L32!*+(I98%'LQ72X/>LDC?/F35\B0;\P*PX
MW!@+V_&B%CO)/M#8ZE![I!P40#Y0><F](A<G3E%ABY\M"^MIO+#N5N0ZAN/^
M'5RJB^C..^K3\`7.,M1'7K9"EO3:QAG8=!SL)&`YHCA(^_Z^HMYU>H(='`O.
M3])*`%9(MX]JVB[B8'/)F=U"6&>0'KHR3OR0U6BM.R!)^)';-&[O7-@LA^&M
MM[>=9&6L;G&I-D:/RCZ?<Y=AA+)6L^96<&.%97O$O0^]QS#2/0"WDH!I\I28
M9C.#-M@10W9(9^4D^B8H9'Q3SZ=1S8X#O>9QW8H&LQ&`,V)?!EUS;EQ%GJSU
MED7!&07MHH:OB/:;X`&*5A`".!L8:@!KC10T$_-HU8<>H%02T#U`*1/8/20\
M+"VEZK`+1:-927"1?=#"-%DF0@-V;!LT>]55$:+%F=B,@3,SP?@W&@4/R0<O
MY['6]B!6\SN%\)!96@"KF-'#=T!Q4_`^,S'P:&A3"$("W<ZY]\W:?@JV$K%L
MRCI[XSKOH(SYT;@1(Y0VO+TXAIFX87PQ8IFZMRG=%J-Z%0=0!2T[$.<'R'8U
M``YN#M7(&"T8Y9`YU!K]6-I4TK_E!1)2MA5E<K^^T67K`4TA&>G(LO*:#A=[
MC*/*UL4:,::0NE]=9_-]N*;7<;9+(?7.;1*%OL6V0<'L=,^@-4B[89!RHM\M
MZ+16OH1D4'WTXL^GR9<8@K69"!*6,G`!E2U[S7$-`>DPCOF;>X.J$#I>1[4A
MALU15(A0,V(%J8G2LN/R-V%<WO,$C5M+>%2`Y"#QZN+Z_#H.Z"8.UZ'/PPAY
M'``_4"VL%Z$LRLJ4=B*6!.L8XYJ8M>''!MT1NNN]!1#(WUF)M';$>TJI2#^&
M`\G][7OG6:WQMK_'Y_;H16&&_KREPX32M]5I:GBRLJZ?0T,F=$*Y#"2`['HX
MM\6#;:@$F+/EX[)\.63J(FD$.'55!PW3NJM*;FQ3JK7FVA-NS(_(8)$H;`P4
M>3PZ;:/E6!*<!JJW\M*JR=',F<,Z*D,UTF*%)V^V7AA\(T+F)LM,LG2@QL'W
M_U@#,PX+R#B*.".UWD9Q1F$5BG$D<4:2<B[CXHRT@A#`V<!0`UAKI*"9AT>K
M/A1G5$F8,,[(*(?%=7Q!MPE;#.`THRYON:JV=IV6&"G#578+8_-4J2X&!3C'
MYB%:RR;>4!ZB'!0"N;.:UG50ISL$&'Q.>E==?]RLSY(T3;ZP`2,#J`F3BR>B
M>@-DCT'E'"@P9ZRF?B/_IK[48GNB;\ACQ3Z8OG#YC3RD#^V7<AW8+*J87&S8
M]0;(-NER#JP;<ZVV`W5V87]$3A$6MY<8UZFKR5/9LC]0!@1+2`Y+<HQ34U,'
MP#LDY@@0;6B"&<P[I521(+VQID!E-;C$Y=D$1H%]I#!79_WV!JLN`,PE.?<D
M)E%?[V&$A3A)`6',J#=P,(;YW&-YR,T88D*.T&$O0PU&O)[&59+6NT91K)MN
M(*JR/2"'8R;,I#@*7[$Q41'(8B("JV=AIWZ_SDM9P!WOO"HWU'SGIF-$@%G#
M'9R:ZTB0.3S'UM0V\^KR/?:[EZ:>HNK*`(N;L@@/--4G4S35VKS'R)>"UU'7
M7;Y"2K$'[_6,QG0=YCQ.19K84W+L+^O8@P3B2Y\YC3E=/#!YY%$(%(X2?:6I
M'PIXQ$G\Q\Z+PG58+C`DX4O/T5T`'GROA/7"[["+OJ.XOU;KK;R_WF7B[GI=
M7>]AN[OFD27PF"1[AMBE%R^"V5Q4LN_>*NF"4XQ%+!X)9&E<+S3(D!_-/G6$
MTH99BOA!(ES_\?]H",<,Y14;RVFZ9V/O;UZTL\-PC]<]>!7F#*.VP^B@WOI]
M[J6Y;MZU45QZR`W8Y/,NK=E/F%OQ%,8Q3+[,E?@[]5)'CN7,';JLHRBZ]#+6
M[N?L%+?H4LK^:M"9"]9<V&VW(ONP%Y6EW"_%'X:"OLQ8%ZW'8&%,JSJ#`1^:
M9=)"V5[EA@8K@7JB49+M4A'3705VD>MXG:0;OA'2UC!>,AEEF5\S5+WD:I,L
MFTZRKUP[7V3].QH02922SF+\SC78I;`(Y<^4B-F3IR@H\Y9B@0C4Z6:;<9J!
M3=JDN3W"A;./*A3M)!GM4"&"CD(U>P#QTNHY2,(!HG(Z+<O.5W'?<2#90]<3
MZ,!">;C8I=WW*1JAZP@>(A,-^"<RI'?NDL2GW%ELO!5@GF)]^L*8XPR.8)(X
M.WA1EL:KUM59^1/Q!_B@N!E[2.K?E$]2QXE8*I9UK'%E9*LMOW.\'J"TIFPO
M?_POL%A<FN8)ZG>LI<TWZ]LDS==)%";M!`@/":2A*?(ZO54,>FLI2T[7(TUL
MSLZ6(IR#^S"]N_A^+P.U0#KD#SIE^#Z%1]ODC9>3*&2[^4"4K'J!0X!Y"K9^
MBM-.L>&;N,Z0U,U'QERPFS5WR"2SP'A12TW.AQI;3M)CY3C'\P3*=T%=BR-/
M)L6H^9,%.`9`Y(VO?#_9Q>`,E2F5!OQL'<.B]=0'%6]5H512.P>FL8J]DI,5
M`RDYR+^7//^!`U[WX9/(+Q/G??L>Z&M^%JD#K4R9%SW]M#*H=?YIQ(D&CE;J
M]L]`-QLOW<-<UY!#)(C%`=.S71;&-(-708]%L<RA>5#/LB0D391O`E%'CP9^
M!DIV05>RD"8/NAE18EA]@C$T(YHR.X:?QJ`!($HX,4-2K6Y_L:ZRJLSS%+KA
MQ\HG+A714CL0M8+EWJ)/X;SOM6KU5KV*$,=4(PY.^9TE//E_A!14'[ST,\UA
M6P)W[LV4P'`53].<;638EC^HZCV:3T[S?6[9JZ-Y&ZU]`37/M[`%!<]LYWSC
M4#K3EL=?7*U_@\CC?-^XSM=,O\:<2\W)EJ:4$[4A&XK9VTY7^;DE8R><GQ0"
MFN$;..;ZZF*LKBL]N+\>X%DT$Z^)^JW4NSH&Y\"ST5(..4\'.7+KI3FYQH$\
M99++@0VT`=_"[Y/-S.B\3]8SH4&BJ::2]\F<[X1P3H[+BA?=YEIII;D7:R<"
M!4(-O4T;?ORX-7<';YN)="O^>>([@M"7)577^(3#+(O%;Q@J7\5K#-`[QY"%
MDKUX#,9&.GQB/5X4-ZK)RI#'-7*DTY$1`VKL#$TXO!+"<N#Y-4F"+V$4L=F1
MY\J_CG.F3<A\3;%QUDP^YJQ+0<G6F!)1IGPH@&6I;!=?)3O?EW(!I)8@@(;D
M!+)A:-=&<X_,5LB2/MDX`YM>F9T$Y_`]2&TED#WL0*[B\8WCT;4<3MY"F$61
M:\C1@&]81\F;97@&`7DD:AYTVU>)7<.7+CH6QS@;N/Q0TV-&VM"D5D-MION'
MCTD.4;?%V:(7W4,HN.XMJ2G34CZ>N0&E=S?,X1PQ5FKVGZ8P1@B)KEA)S3L+
MB!["#2VSP-?W9?=)%'QB&Y>TS@7_D#0RQ$.Z^`@R/\$!]+[DU^U29_K.4E"=
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M)V/A>=O>O,[,;2X`#8#':"V9O4L9(F=H4PKF^=O(^*%9VU8(.E!K9V@["<<%
MZZ'9N"'DI`WJDQ+G/OLQ+1XG0DK`E`9LUKX+LX/K8LA#B[PPY9DT!V?<0>K%
MPHF&5:X"B=2D6![!F*G9BR%B'(2SX)CW)!8,OR_0\RSZOL!$_=;[`AT#%FC9
M*#L?P*33CGC4]=@M^L"=4\W\8\:VU$1D8T0Y(YGP.%_S+!7M[3DXZRDOZ4%:
M&W%$FX]Z+/`:096.Q27/.=MW975EDK)2S="<=K#4)6>]B9J@.2\>*!+;S#F-
M.0N/#^F$>T>?=A'0[N\H&[RA2&.INT,<Y%AJFC54O9QA!\A13*YF.O;+7I5<
MI,DV3[Z(.DUYNA<Q2U7(2>.IH0Y`]B(6RS4QTK@J$X4E/PK,C51:D[\^A5>G
M/)JM$H3OY3/;4@=L?J5!%3O54/%F?<LF[SB'2=B+]S=QM+<X>3Q<\+(G-U,U
M1/LTYU"IS@?'Y*;T3WT*P8WXO>9S[61-A'!22"<@'O<QY]BF&C[[G$#R<0RK
M@5/2@\5^!0-K^#RU'%F=`81N&1(^_\"2TB5:$L=R!5NE2%L4:-`E54N^Y4(W
MC_*RQ,])%-`T$RI"J+?Y;&G!OV@65%NS6HE039G1(-!6XYY+#2<(!3\ID/K0
M*#:!!*N[QXS^L6.S[.6+464R%?FRU<CT2K<KD,EI\>!,KV!_IU:2$T&/;_KK
M&#0XW:GI78)*/YVIB+&==0XI.@0O')`Z\[(PNUEW<E+OQ?\=S)]KR+QH_EPK
M@UKY<XTXT<QN5NKVGDH`,]](,[7@;`J/YZ\HJ6P$2$->]Y6%#>!HQ(@&C3;:
M*FO/XBQU7:=;-0.AAMY-YET#L"F)L:VZ0XIB3R*M3,!FABUS=A2I]`R09\J+
M#8B6>B^316_*Y+>T79>L3KDJ#%3%3IGQ+I\,U]"<?E+<`48T*["-MM(DN3C`
MI]+_0Y+F3]X3/?/BSZV"I5HXCI:VZ'/)PTQN/:(<)PH-B`_37S+)9I"LH.3.
M2!BS'4_B0UD;**9$\US<S?-I6*2*AO*+O,8<%*W#/296491\@4%_E:1``R7X
M1@X(O2@,H\'$6).AH).#?AP8*-\KE5.R<%`#$Q%<.+#=6+9*>QO9W8M:J(V*
M%W5I7Y'0SM0;.4BX(W=E@@91^#,'2$8S1B8U1U-!&JI-D\M)*D1;92O6[PBM
M.%UG+M;L`RW8L&P![55>+J7QQ)D334^\5.1.,B8:G7?):;%`S%#/.9,E3H6D
M=C9;-FF'.7T?OM!`NW(;\"V++4,SVB`;8$*SE)IJVL?;Q.F%Y<G=V*8O^1+3
MX'VXIM=QMDMAW1]>'@WY%DOG9F-&E<?-A`G+K&6K</]6,OY\RIE)Q+C9;KU@
MQS&7U7<)-Z#CQR1GKF$01ONZ^)YV3K/@7S0\P]:L5KB&*3.:N<Y6XRY(R\3J
MU;X""3BK9W7-%W(WVR(EU#5/E,`F=/YD3@_3,9(6!>QX4UO0M1>#!\2C=>]=
MD$(P)A&<_#TE#CA?>FD,J3MO:<IM-=N(#'(M&B%N9D(K9%S/@@9^9GKVCN/9
MO,G)R6H#,4M(9LXJW</-NO'@(LO3W::.85&=09GQ.LG-86*.-$>'CA$-!&VT
M52?K@%N@YB.SBA\'-*\W6Z8J*'237H39-LF\Z&;]/HF?^-Y,[+G89!_MH+!S
M=Q=G$\HYRY<6W:'/UU2M/?WTGT$SI.:SK7=N4'T)QS@#)RJESY!*\H6*0S2;
MP6/.OG0>7!NCNDEP37C18-=285GZVXJ]>*6/`YKW]`G&R1W=)JEM?+XA[[*'
M#1;FM`\:#!C1P-%&VW[(*N<E%3,.(-ZF89(R%SY,@COJ1UZ6U3=?P3]VXC#D
M@F9^&O+-I#)NTE;,LI&LXXQL1[3:R4`#VI&*]]/NM'F1^-(?Z9?&6YDTB=E_
M^K2Q63";4^W%+(G?L48V\6LK`PU^1RHNP2],O[4HTI:%`\[W_C,-=A$D6O,B
M'_)<\>00']GV-85OKN+@@L;)AFUN<PB#Z1[9/,!!]Z`#,?%'%O4T9FF@EDLR
MZ1?0#*-9S)(,,M:%8116*7WR9TKB\AOB7410?R8C.XC%"F/"7//MC@]+>,3H
M<\*+,-I!I;%2%0)'C9`\FHGF.F$;LVQRV6UV/"DBOT^2;%\@2--RD(Z4ZF94
M'M0$\F$X2B3"<7>(';*=;1+S=`9LD'FU9)+PBTR_M?,-10#1FXB)_P;;H#G;
M96%,LVSE_[$+LY#[EF?[QK_,1XJ-*#?#P]Y8^9@PEX-P(%@KW[_=+!,M,O#'
M-"<>/ZMDXX")2&DP3R[0*L*`CU!=@FXUZ6*Y/0>4K7)X*NB<H\9`.?6C8"+H
MYX%!!>..>MHDL`9,BT'#V(`*)(,<..!BJF:_PFCRF;S`Q:%P4+WM-DU>PPV;
M9,@:+A6+W]AD$U8!0B1#]@:]-O]3G%(O"O^+!N!/W,2-J"9+U]-"DIOUU-I4
M^7)J+,8YT`_7O3=M%I($O.M\K"E]\E*X$FP@G7P)\V>RJ[Y(HDG>G$DGVMJ.
MZ_@\2;<)VT+2LR0.AJ=;<]:E)EU;8\JIUY3/.2Y'*-L/.Z_F5GX@4`@@CR`!
MQQS;&%OGQ6DX#<[V4,,*').=%WWP<A@K^PNFN=%D>YA(-ZEGQALOSTYC+\\Y
MWB<T0C<A/Q[HFI#'/1M)E2YD4R@SRXQ=/F_FD2/_QC['/M3,J3^T;;+D7VKN
M'F56.8%;,3M']5B-I9E'"!,B'A"10DPKW_LB>[15%'%=+'9H*I;E]V=ZY?N[
M,SD]"E`9*MG/KKG90(&-XB)AX_TC20E#`7U*TE!,>WF2LWDMXH!+=GF6LVER
M@NB*`5Q]`$W.*T5NUA]9IR8O-`4OG*ER4VN2FT/O`*G+H_/@)N@#>+1(9!@_
MU(X1PR!.XM/B$XL/AG,O3?>0OX?'_T.-L-I4BXG71LSR<+<WLH]O<QG(`&VM
M>#\9J!!`/"ZA1'(+L7.C5'SKEK7.,SRQ8F,RY`'+(Y!J*<H!6D<9*T&LE1QL
MJ!VCO&XW5L)U6TJ$:;<4N0B(*UNN1T+73,#R@+4QK`]3$VYDX+1060=);[N-
M0@8^/\ER2E+*(;HG&YH_)P$0U%A=`JC"4>$.SY:FL-F#58/?S@Z#U()YN1J)
MM@;5U1%-.7$`TU9=C8\:-T44=_,S71%4QPE%+=J'Q&YBM):PW(7!*-/J>P,K
M=A00'*=S_Q:A>84E8J+R9)')KYK;V1CR?#_=>=:'3P.<RZ_+1J;T%V0M&PJT
MV>FJ6X+CBG\1<*UB+]KS(B%%I6V(AMIE\*33\J#32I"#X\\1ADH.12VD(`/F
M"-6UKF(AKMQ\;X50DG&I\-=%X"O-=<O^T3DCLSNQ'R72R8G^`<9+3_Q'R,,&
M\T.,T`)>Y!/?0S@!`-YKY4P&L!?Q*_S?O1-45P.A>;AF<7DP2AZB(3!LM@7^
MU<*.!?R#%DR'_"51/_;<"L6FS,J,/EJQ;\!L--5&$2ZYURKR_,1/=99P>(66
M!C2H8W/.F39A'<P0A/P[%O";\"O+@W7R)NI#>[)/(!L(4]LE>S`)PIK16V%<
MW.!"[!873?XHXF?"4OCLT[3D+(9/!A^2@(>X7<</:;)C%@87]#&_HY!BRX?8
MLOC)9E:?\#,.%H')&TFR9DSV#60C:W+##`\"Q=#:%!^!P>:1O/@0"=B7&''C
M4SCBCI5EZ8:BBTT84=04U$8*#W-AR95MK;&V@B"=JH*@5862P3A=4T;7]4GT
MD;EF7"AF32M5>VDQ&;.\*LDR(;@JY>LG[#9^N+4P!^[V2(,E7K6E)!1@/5A]
M:5F=L`-@?JO,TQP(23C6:5!59O%=$D572?K%2P.C1T$CY"R:C'BLF:W$Q+9"
MG*/[4,U[FS]&OQ;TY9V,&NNSS-*_)DGP)8PBYJ'PE"3=[*^#KH"M@*5FXW&&
ME3.P';=S7(Y6N0O(4@A_N5-6Q.C4`IK(:9CZS7NCMI'4=/,W[Q:2W+QYMS95
M_N;=6(QS?!^N^\"#BJ<TR3+B=V+4^7O+1F8E]N<T#_^K2FU6_AO&1E@/DS(7
M#>/F(>[]R/==7+#R\X<.([:!=?FZI3XS?]6P'OX69[;)!BTDN1E8UJ;*!Y:Q
M&(0#RU;W[L!Z8(BG6<X?*'=&#!5B^(TC#(PU9";+=KY/*<\RL0XSWXO(GGJS
MGV[7&Q`XARQJ,19FGM&8KL/\K=5S$'MQ+IZ$C#5:]BS$5I9SK$]D@*(V9^Z]
M\DMVX;%CF\,-K+6<RT=(=)0E=JSIBI2PMN*<XWXZ&_0Y*!L#H9CIL8V""[JF
M:4K9WOQ5N(I07SST'L-H.(G;P=+<H'^4R7+D6XE"B/HQ^G<17\H0TWWMYT>U
M'&R@OURO*02#T6JDWS'7K)VGV=:/'R'2D4,_VGB%9V\M#^%`&&U$=S14@OAP
MX*FZTI:46;SX(IT23ZOP$&[H!=TF66APB63*N)1G;F=(Z8.;<3F'G;6J77#5
MS/R0AK&3H.#'-L7>T?*-[>HII:*:Q.`HE#.YF29U!L@G0AD'MA`,(VTU.82S
M)`K(+@YH2KR*#2*(TDH<-B1"H)2U&]MG<>6KJI17.:1=>N>SGH62NOAIB$+#
M!JVK'9N/Z8<P#C>[S1T;"EY4/$J#QPHW6RCP$<9/[RD;%M8W+H?(=G0'<WAS
M*&YEQ@M&"/_#K>D%@W")9"-$D@@XRY>,V0E)2I'BEUD\T+:K?+,NSDQN'J/P
M:7@_-4K"4C[I2--*Y]22W3E@Q^L\7/CH4<@A224(VY1>E&L'U9]BN(R\CL^\
M"%Z)W3]3:NM(6$IS5)UHC,F*JD0VHIPC?1K]NZ@O9/!MOQ`"\?2/0@S)0,X1
M@'[*4EV'24<S*"8KW76(Z.,8-`>7\I(/(G49+VPCZH(M<S$-BG43'CS,.\8F
M_YZSJYDYFDUY>3/EQQ".S'DL-'#SQ&*7P9A=W9Q?+[+CN$WIU@N#6[`AB<^3
MS.#X>X0,5[L.8_-4^XY!`<X!?(C6PZ#<"DED*T3QY)#HCLT_TKP8K<,`MN9V
M,Z<;F22?H;6LSN$Z3M\N4!D/;DB6T8_E*E(<*XV,<QV0XC;&U<A$?7RK5@1"
MR-KHW;OK+GBK8YWRR'&6]?[!2Y\H^]J'\)4M"V+$@$N3&6;2M>1?:IT?95:Y
MQELQ.T??6(U[\=2%#+()7\O7"H4H`K+^)9LWOVZ5XD04F]BSL>,_;[STLTT1
MOF'FY<OPF1K4+\0WQ(D">];J:HKQ%85&]C#W%2*P+=RK*O2:C338^XUY^&4F
MQ-$9G86!BJ,X`PG.H7N0VKVKPJH^'M\3L=^0/K%B-NTV6UX&_5-&S5Z(&W,[
MPJN)20J@ZE@Q(M1`W]Z9;\U#=IDX\0W8.@\9\_E;0:C6F(9>U*S(.\L2WRA%
M!=F7SI/-)C0H%6W'NM3R;FM,N;B;\CE'WPAEN]!KL(M$H'XM8*:`W5<(U1!)
M\N["[+-!I.X`QW(AND:JU[&Y6G(4Z#'3L1^-R[G*=(0IXYLG)15;LO\&*_9@
MX@DEY6))I_2J5EFFY&0HL*#73>I.<7)4*2`J(V2O>CY0+]LQS-[$=Q#8"PG]
M&,'')$[+?YYY66BV49CC0XLF[9FMH5I9?2;_BO.A,KMIO9$FDLYR[P]241:1
MY\]>3KY0"'XLOD78']:-30ZDLJP^QQ^FQ8WODT=08)["W_2%1N]TS;+*J]9K
MM-!-:C<49_[68@7%YVZNJOCX7!]R/B:7L*Y7U!R^1]XI'GX:CLJBT,3$HW+B
MI?1LWPP%_#5-=EO(NFNZ0`ZR.UGV#(V2+F8#O,Z'PTB%9=E;.OF*BD2T54J7
M&MG\8=Y:ME3-LL9`!MU\_PB5+"&"A\89/Q3A%RJ#NP4;YJ56`7N#RFG=G-,Y
M,$>IV[M\Y0).SW@5TZ8(?@4V54:Z@9Q!-_RX[C8-?5$7LSR_L\@39"IB^=Q`
M=L;U\P&9\:-`XTBE=>_U$LY'MD(2^`>E*!SK>FWR_;.7TK/N2+S/F9VB-;)5
M43G(\A)BO&`W]Q.'-H3\ZF*L5.<#8W)3=,,%!'KQ_E\RDH&X8O@P=Z(^F3Z.
M<;-*4V8C?QA^MJ])BL"B%>3U+=KJ;\R!8MN1."CCB!X2^%/C+'Z2\3:G0IC&
MZ?P-;S.^Y]/F:.:%V9M`6VZL4>C%>V2S"(^2.IJYY6/"0VUHP$O<A-`F?)K]
M%(?YV.5XE$Q',=/CS5=$4ML+1#C.QENA]50;E[]I)5B,%6SC`N:7*(0SC-_#
M_/F./D$:YB3=GWO;,/>B.RB.DXJL+)\@2\N9%W_FA=HX(7?DC<?+I-]RE^AR
MXN92I\"<Z$,(Q]WTUO729@I)D#`M3-#M$/D3.3;Y5(DTQ`NY<1F_[82Y&3=C
M#)8/#!M)")$_0GU]1ECQA#E.XC#.*:PVQ0/F;R?*#RL]L#M/V*ADPH/J$O7"
MR[VK)+T*TRQGH]5/TNTM<U#CO-B'WL31ON)JGIH/'^W-^;&E#@'G;[#RN'"^
M+SD?38N8UQ]M!6OC%B9@G^09]OE'2?%5\F;+O\OS";`/DX1]^1MR?O/QXO+C
M_>4%.5N]7WT\OR3WOUU>/MQC')CWN9>+9;=.6CWOZ!S^XI$,4=.FFVB<#GWN
M:QBLAC;..&+O'U8/EQ\N/S[<DYLK<OWQ_.;#)?9Q>^YESU=1\F7VA=7HHT<X
M>@<:<(8!K/CBUS:&]68N-HS/5_>_D:OW-[_/LP0/7WU^/\%M=D\&GNMLA7GF
M]]G?(QP&8[7N5YX6U]>KZ:ZOI2@4X7CKLS!@H^TSC1^2>QI%O/3[0_(I]M9K
MGLJ$!@_/81JP\9/OQ6/46GK#^H.D+87,"4PN,7J`*!1H/5S_+F[_5K[P?&0R
M20Y"(4MWQL3R!TX\9[<70]6]2CC)0?HI%T_"0OXL:+\(UVO*E@"?7L?<RM]H
M%+`UZMZ+*`2MPI_NDRAX2+C!MZ#1^3.\^@]NUFM)`QXJ<"G,3V-X"?O#I*%`
M_B0F]"K25$+A"2F709Z97.Z*9!Y4E80P9?YWGM">C06.?<*Q?T)\\04V?M:S
MX/_W-&3C+?D2W\0?&6"2%Z8M6$W]*($;XA2.&R%^6M)B%KQ+H=K:G!+`QHPH
ML&JK;1>6%3^$OT.\>R$"8%G((-M*B%O@W5+6:'%^QYPH'[R>Z_B\"('F*\LA
MK3,H&AUL#1O#&M4#<H\+]&;&'#8F3LA6?(6DY6=@AJ^B\WD(_ES))FGX`CN&
M.\H+'S\DYY$7;K+[W>,FS-D?/B;YWVDNZ&@@:4E[$0NFFAQE7"/3I!4_"F"/
M5%J29[(0PS`I2F(S;\+GDDA6BCIAV,[)G@)PA3@<5]S\>K/.:J2JT-0G6_):
M6J5D\\*Y2^,<8@.*]1)0\&OAL*;#@8]5G(=!&.V@H%U=!>KRU8]V`5L&6#?!
M(>(N+W(177HI9&J!M8#'.XILPXJ6F4CVDDB<M#F:\)U$,!K,3VE-+UWJ;O/(
M1DJR9GNX/#PM/T.RZCNSK/_P(-9G&](+^!X-&BI#JIDD%HJKW]I9\B^U\H\R
MJUSVK9B=@W.LQET`<AF$"2&%%%**(4P.$8((EX1C#N\.+]$(<J@:\BPYYQJI
MWYQ+M0S.86BCI1QZE[?:B[`9N^(CS>O2`*L7+XSX%4I2#!Z(EWY.HH"F&==4
MUCF6(O[S>S0=-E9S6;YO$?)'WK#];?8-\4IA?.<@YH\,,%'(<]3;O]/PZ1F>
MI;`-N?=$Q<);O'7)&D]3E'UM)6#AGC8HE3I._=Y#`TY.W@0T3C9A#)/\-XXZ
M5#KE&,^@^#I(K^:HR=/=JEPX$Y;K<H_+Y<JL,$&'K`X+FLG>3,_^O5/A$-[>
MPT%E:R['@3KIG%:HW9O85L$_=N(TPF:&-)&V)$H/-'EP01L6A0;5A^G?2T"R
M7E,_AYWX1;D)OY]L$SX-W,U]MJ(5#O;]*CE+0GRTF>,\\T((&EB/U;R?W5]X
MY?%N`X]]W#EJ"L]3-5(M?&^5"'S.W5@#CLC_U@Q&!2F^;AI2=$D721&I7[Z^
MNUFO?'^WV?%+.EW10\TQ[D'2EHNM/]CD.FA^M"CGR\,T^DNS`;9>='JU7$V!
MVN*PYY=90&YHVJ<XI5X$53]_]<(8_G(3URY;M7(6X7=G%&(P'KQ72;O._<&E
MALHR#5>.IGF_AF+`+6)B=TS6TL@3$U>>J\*Z4LELG+*64:#',Q07'(3'/_R6
M&GA?]9!3#[8+NJ8I1.CEWJO(^LS&6Y'Q>:]UK1<,6S%<ZCM&-YJC.OQ@F\N;
M=7_\S?JE14-:YFNJ5H#+])]9=/#E2>Y%NHW0?`;*+A!W;E:\:4:GI"K]<.-]
M"&,HME.4^2S3VN]53NK,WUIRA,[:7,TQ.LN'EAFE/XM1&M,GT%4W3N<TLE?0
M+@A""''SHJK"=[52NG0^NW8<Y%Y*A2%S(#4&6[J($DE8$#Z)%</>WM>WAJS6
M.4V764+J3QWK"M)MK+D6D/([+D;7PY"S-Z.A,F_/&[F.N-\V3+`EJ+SA9>\^
MIG+X>^KW#I3A0W:'R#BFX"I5S+U/8R\-D]5KJ'I`I*!=-+FE3MU6[DH9H?.3
M'A/M^DF.!0GY=R#Z#QRP.=ME;.YD.V'_CUV8\7GMH[>!DM$^SR(;7,8YF]<4
MYAMS+PDM2Y.:8#-D10,_.WU[BQDCY67GF4K/O'#18^K%_C-:9%ZPP5;8)OZP
M>DHI'WYOS1M(*\0Q3@T,'("K1@)FU`ZKW=L*,0YQWUOQS%/3K2PK5S\MAB=S
M5T$=K-W8\6FI%ZO:-JQR5:9-3>H<+F;Z]>(@JS*`:?T6'-J&7%U<GZ.=VFZ+
M.1@RG-%5Q#_>V)?`B33D/%/&1!XFTO&T9VW\P"1H+,\YQB<THG?<6>7(XXG'
M^,I.`KI-F'@D`<'F5E_'.;,M9&-9U-+E>[R'9R_^-4F"+V%T>+L:?`'G*#%N
MFG&#9E#\$8XA4YOZQZ]\])!M2C?A;@/C"LHX8?*:>7JU8F)0.<4=FB5A+56O
M"<P6`1IHR;3JY2:E*=3X@L1'(I>=5^S!7)T)BJ+CFN=?;0I\T<P*_20+'3V^
M%>U\ET+69:$\Y'9>Q0'\#Q02?O$B3?J?B;^!<U6S:)YQZYK!!]!,/W-8U2_Y
ME#WS1)P^_`>MZ8]Z8'WPTL\TASU@'=HS;2/+OW`$@TK7-!,,*9EX;`O,]*;U
MSOQGSH-DOFT$ET1RP&(M8;%<2.-,J[(AV;%C0>9XU;O(X[\Y!MUYDM)BSU1O
MN0ZR6"$1'RBUIMN#5"K.N7\RG0W]\B4I+0^K2%A1.\8S'#M?QP'=Q.$Z%'_B
M*\)!S:(6B@_50PU@#VR5Q..<D`>LZ:(<;B08NEOTTX3U'0ITL^3WAPI$"'"#
M-/F'23NR2=LBH?[5''GSE]X]\J-@X>8?O&EHR<*Y(Y28.V[OUQ"$9>J>P@AY
M8FCO*$\<B^/4XE3ZX,;JBL,)<+G1XS#>EN5\(I_(`&D$K*,[B^;EMN;B0D*&
M[_9"IV1OLU[3.O;\B@W:8=Y>+02?A]<UT-ZK*R4XGP`.4EMQMWUTJ]K')*?9
MK;>'XUA>HBQ^>J#IYH(^JO(D3B0;YWIGT!SC%C^-8&PS[Y1&]?+6)FF:?($<
M6\<V4+CKVEAHIO&66P)Q#@F5X0=L=!K2G*\"DYD@W>LX<@11!8FB<RTGL<;:
M[\<XJ;5W-'UK/_8.YV?Z!LZISZ)YIM@22S]PA!.DN56]UP>O/OL"!(9&-5=5
M98Y`-<6)3H^D^[SW8!Z(OP@S7U+L2T&SU"Y-J5ZY">L1.`>/3JO>+I[1_4(X
M)0D*4M<W\%[V7)9,3'M/:%;Y><0V?77.XG'WNJ;?P'<88-D\(^[MS3Z``N9S
M626--"RGQ&]EK[2(EQ-?R,#AD$".OINJ-6[695,I5AHU^9)NPI#2S15?1>L<
MF(8*RM,X\&1L#&!)&AQ>XE4Z$]?Q?1^]-/6@[,(%S;TPTJ6M-F%::JXT-Z"<
M_(8YG(/&2DUUR"8I&$@E8::<Z!%D&DE%!L$/29I[3_3F,0J?^&2;K3;L3_#3
M>9+)LZ!;\2^7]WR$676F<PMF%'@;HW$_ZJTI@VR$$)+44DZ(5\HA/A/D!)!7
M7ICR*O(CFJ'!BP6(/7-,05@Q'@4`N]J.`=^:R2`O(`2'7W9%`U#X-Y[=R8O/
MO/@S+S"C<"+4Y$OZ94-*-_TR%:USQ!DJV(L1$^0$Z`DP$.`@G.5DDAEMJH2&
M_#:T<?13#X_K+-O1X"J,O=@/V3]CYD[L-IH'>V.%+9N4\!"#VVD'QTA"`^B#
MU._7L'JA(HMT(Q/T"=E&-'AB<ZR7,<B7PGE:Z.V.3;<^LC0-ZBS9OZ9)EMTU
M$MEGD&2/9D!UFR8^I8%J4!PJ=-&L[),T0.OI]4$2T0R62<SH;<`8"3]"#V6C
M!\>0D#T!O.L4=+A\]:,=5$.KTDL\T,TV2;UT?[W9,D]*MV9,^8$EA\KT#=,<
M-M-)1S.$)C=)EK*V59Y@OK$EW4VR[S?MN8G/O2BZ67_8Q:$?;KU(^3#;EGFI
M_:2]0>6&TIS3.3Q'J3L(/2B)`1ES?"8(4+@I1:&;X'4C3:QDM6^7W<*13!+?
M43]YBL'8Z[BLQ*@.0)CT"TM.\3,T37..GU"\\U$TGTW=H?8[&SST-$B^B.D=
M\G?D>\*^E:^3*$QP#"I-N1WY;8D-(XX-@3;?TB`7&L`:JZJY/>D7/#JXW.;L
M,-1<M5AS(P&DZIK%DO48H&EPQ5+1D/.!PT8GO6770?@B4PUT[1T)PYW"W_#<
M*50FL%DKZY]IM`LW#C6#F0PG,X6->5(XF@C`-VM8:*TI;`M4R.`J/X*K=19^
MIBHGJ+T8',N;WDB+(]>>#'S0M5-<@UY>MX9BJ5SS&XV"A^2#EX-5^]HZ>(55
M_'5XAV`K9$GTCC.PB5T["6B0.TIMS8[BF<DC>4(VA43M?L)!A]IT'3[?;5!3
ME+ZT2FMI5(\QT_'T3E]E[`XV6)(GFYXEL$"51UZ_)1'<=VA<;&LI2\_X(TSL
M0M1"!$:XVJM_%!ZW:B1*3`./S'(\*Z5@\%@&3#298A4B,.+77OT%?.Z!9PC7
M<7L_<)N(ESQL[P#/T_@=Q!<:O=`/29P_F[U2&"US^4<,!YK??^,P4J!S%WQ*
M*S0>>1@3+R8-F(-T4HKG!__P`9*S+Y"WWQ,A'\<\KMY7GS,MPWB7[#)YL\G:
M3!44/_O7<)S#3-)D9L<U!WW*^<!<QK[>5NWJGF#;!ZB/9$U;X.WWQ7SU])3R
M6N'B!.Q[ZS/@PS^(XPA_JH8S.^\_]&OXQN)<)LJ&8V?1G"GZSL@'^)"D=&K/
M4"\3E6=H8KZ59Z@3Z!ST4UIQF&<('_C*/,-F6]VDD$^.IO-YA@-?.P[/T*C)
MIO$,M9_"=@(QKYE?MX-8+L>E];,[B,,?/`X'T;3AIG$0A[Z&=DC.9>DB?J+K
M-7*^]?#HUKZ9UKFOZ;1C:.$2F7Z^KN5K]N7J6)>G>9>CK_!\PG"=J0?1,J<2
M_"%]>N?E\MR#[9^7.BN0*55N^YN_.8>%0J'>9OQ_>IOMO]Z2D).2E--B\QYZ
MB&['AETPZ%H/"ID('/.;VCBS&:S/[QR,!RC=!6QYVTX"1H,,IX7?`K8H'IR<
M>5EHFNQB6(Q+_]742)VS.B1C4=QN:1HFP64<V)RW&%J@#HJ<+3^;7E.14$"5
MG\V"=ZEUU]J<<E$V9L0#MC%J]Z=)H)@F#=O`G5&1`/-[H\N@/O'RMSPJA?O7
M-UU*YPNID7H&R4K?H7O4>.";:+S'@,,Z:_JKDL+OPD#.+(.YLXRI![**<*E!
MK%>T',!R*A2#5ZM:O]S:X^R9=UH^BZ;G%72+K?\Z-:NU7D:$96(84G#\PQD,
MY_GM_=OO8?X,N8#HWZF7'I8OP5PPCM-\VX8P6^=,I3J?XR8WI3<G[BCYPIE(
M$E.R9VS'-396ZYRFS."'YS39/3U?A2_<]@/3BHSZ!L818]4\8P:/T0>.;AS9
M6"4;4A[P5R.*/.[R<I2MF2C^1VRGPB8M`NU0-,D#C><99\/?0#O.3)MG]#@;
M^L!QCC-#J]3CK!Y3S9&6T_AH!]ILH^O8AM0\X^@K&CSC1LR1C@UP;Y-=?A_&
M3Q$MKZ[@=FOJ39')1S".&;L&&KM9&OX"EE."6:WK71(PDB?OB9X^>OYG&J#+
MKVL\KTRYZ.`?,],M+<>]FA@@7,0L!=.>H\X#[DN>C7>"N`$302YA;6ZH#M/#
M4M`"VECU7N%HD;#9#,EN;O&F2B1[3/=Y4L7E,]',ESE5'+3F(D="L]0ECE*]
M\@*G1X`%!3KEL*?2&G44/_[]A9E0C'Z5O@$.OJ@YPD>$%M;\T]S33#4R#.1C
M'"3&S3+EW<S1#QU3P_ZYKV8F'5IZ^6B'EDFS3'D=\W4,+0/#_AEO8R8=4,<T
MBJ8?.E_7>+$?)$<Z')3GXU-N<(8^@'&8F#?,I)<N1S]\C"W[NBY;ZG^-:K\F
M.Y[1T#?*'.OUOXX+R3V]C_C*I+:E>Z1NW31]`3A@JC+,#*A=[N.!JD+SX[L1
ML>NP_WRW:!<QQVYTJ;9W+B\Z5)G7-?<>PRQ+78.8*E_>B@S1.[_HM%!2\];M
MMZ)P3REC@9=N;XV?NKUU_=:MIZK\L=M;C#=G>A6=OWK3H4!%Z.3=FQ(#<BI,
M$-!J>`Q/W\S*E+6NR#[2_-Q+TSW;*C*+=O%A9>F&1&,H_3*F,>Q+V.GE8D']
M##8=S1VK84T_Q:78M./&XBOXAI!U$XTH"&GZB>,<6+;F'?<-K$6;2*[,9AAX
M9E]!.O!LFFCDP#/YQ!$//`OSCOQ^UJ)19AQNQS?&YAI87^-H&C^$CG*P**_:
MIM]8F7X&WR"R;Z1Q&RZS;QSGX+*V[]CN=LV:8=IA=12C9\)!\I6,!5/(6U\3
M.^AKF\[$=O,VJ*?;!T:Z,W,9T>)/C)1GY7T*+`-5JQWV5T:FL\MK?I=$[.M/
M-G5QIQ*.<0$R:Y`QZY%>,A;4SV+55W927E@,F[^'+TGC*'.:@6,B'M_0,6\4
M^\$S+/LXAX^Q7?\,Q^"-QK@/7^MCRLD'E4HZZC&E;Y*#AI1<]-&/**U9_Q3'
MVT5C6+U!FD0RVI%D_AII`K%'/8*^CG=)9B9/,R90XW\"K!\YKLV*4N(^01O5
MB[7A1W*FUE=X[L.U:2:;3[%71DJ^3[SX/-ELPGQ#XWP5!S=I^!3&'J^.2FG&
M_M*@O@@S'\YVLYOT-J6;<+?);O)GFBK:;8;O+#EAS=9,S<$P^4><1_7/;5EW
MC#4XR;:@9[M-$K&/(AEP8']V&]'@B0:K[)PY+AZ;=#Q5RZG)EX3_D-)-%*MH
MT8!Q0,$NIC@YV0IZXF7$KSAP((HYLE>LM^XH:!7<>FGSWJICNX)V22QIU6T"
M24J(!D4Z[>00RA.2K->ASUP,XL4!"<*4^@P32":F.[KU]C`G9S?KAE5[\$@5
M;:!G61)4)LHWL:6C1P,Q`R5[SUZ"((25E*.-KWHGJ$%WFR8^I4'6&4HZT.E9
ME@2=B?)-T.GHT8#.0,DNZ&J<,JS-BSKY2SS?3RF@_F8-,VWI,TJNQI64B[W%
MTZM:/<:3DSD'R;!NO0FII"ZAP;`@&&:!PD#_N^ET74^CZUZ#/GW?[,;)ME?2
M_KRES*PX]YYH&VT5K"06&/`LU?/&ZI=P&&1`@1%3+;O`J?EZLP'Q2EX<CLEU
MS'9X-(,#BBM*KV,_V5#NQK,_O*=>IMQAF3`NZ:28&])T58:YG`/16M4N&DM&
M(GAFF;_*;XA/K/Q\YT71'LX<F#]$`\G8&N18:NXR5+V<N0;(G</%7$<E3D+.
M=L*F*L'(3X(XYSQK'YPI>-'YLY<^4>9.9S?Q+6N)9P9I?HJ:W>SR+&?N=1@_
MR29I*_;%5L011E6+HP4O"KR-4+BW9`H1Q.<R3D$(>%S;4HSPO4A2"\*Q?EZ%
ML1?[3)T[ZM/P!?(_9=>;K<<V@L%#FNS8OP/84MZQ@97N?+A.BY]^3\.<7B1?
MNE[=5$*77'>G:8#FFGR81.<#8E(SNL.D'F)P\/4%J$\#1D[R9TH>+NZ0''=)
M;&?_%7E9%JY#G]^!/21PQ5SD2C-OP@$QCI%O9.0`UK4R,*/;1/'^D5J;!S`,
MR(Z3>$O3=9)NV">*N?\9DIZQ/Y&,R9O%$^EJ<[.^!25`![Z,/20/07J?>_FN
MNRNRYE[*#QEA4NF&6+`ZA^4X?0?1R';OVU)&@4(&3L!HQN6@G6T_)$%E17:_
M>\SH'SL:YQ=T[>VB_.-N\TC3F_5Y$O-W4ZH]_A2"'<_((QMB8(ZVE.I\>$QN
M2G?D"#H8+W[RPG:1I;]^2FJ1I)!YI(.&T25I0(/K^(5Y;'`--%4CRR2C'C;J
MICAHW/3%'N_`4=K2R^I:<?*#EN;@"80H]N]34LHCM<!97*#[W6;CI?N;]0?O
M'TEZ[N7T*4E#FMVL>5QG=S>O>=H\6M)2KM&!II9NTD@QSJ%]N.Y]*'-IL`IL
M0![Q*X'P-Q$8+&*$;J8[QY%?E4="^8\,`F),K>+@O/@O30I;([;%+M$MC*AN
MU`UX4$#/0M'>77L4%3/D&[9//"TG30C`*/[[FU]FNW7/SBC;@])&!.Y'"I,^
M3=,RZ#?K.=2VS$O>V-L9U+S/-^-$@39K=25YEGD0P'K!(``9BB0TKB[Y>YCH
M$:#H>I56^DO[][/ULOW,@6:ZL)PCCF%B&#<;--]?Q#0'3YWSB5@/'S@7?IU6
M37+2B7KA&O':65A9]OV]"*C,P4U<>&]3.R&3;'!,Q+G?Y9@;/;S5&9:%Y6'J
M1'9H]CYP%2?;_S1]U<EOLZ6`[UBCP;*2<BF8#JA:(E!!AF)VT^O6.S'MHL'U
MEJ56_R#_N2D&WS:F;Z3]AJ:6@0)V!R@N?[J]X`:':72NQ)R6VMFFIZ^R<OM3
MDV):_(;57&!GA.]1O^+@?]I/'.M3?MGUSI3RL8R/&6V;>`LY>@YN9RR&FUTC
M!]&,;:E9V<:(<GHVX<&"0TM]>U&"!2OQJE-+V)2TW,UYP&4()K?@,0&+:W"H
MO#T;%,R_NRCC6=O1WB7\>)X@M7]GP[S88Q!K@ZIW(<:<*'!DK6[OM4@A@%02
MBJO=4U)-/Y/DW+8`WJ>8_36X3</8#[=>=.8QC7UK!`Y(<0M%(Q/UF-2*0`Q.
M$[TM4"K$D4H>*03.=1(7'C)76O(O>&IG;U;C+,^<&04NQV@L.?<+G4Z=2B-L
M9\^Q@IR#TVH.'2<%-US'S*1ZW(Z93&<\^VB_BZYC-G]-DRQK;ZPDW3Y>RL+W
MK`8G&0?8(#\=+G<5"\Y8_,/-C8\<OY(18,RYU)QD:4HY"1FRH9AU['0U`]FB
MOEKQ\6J2:\Q\A@<;!JP+'W88&],Y`!GD0P$Y2V55!R7U8_.XL=C->'QBYD^.
M=D01N%I20^PV`(LB;$O3,`GN<R_-5>>R5EH;G,PVL=8ZH3TAC_0IC&,@?YQQ
MOJMR*5[LZ$.R\O_8A5DH'E">>?'GF_4J>Z8O81315:[*QG^`G,6BZ0\QLPJO
M'R,$Q1QYB.;J[)O!CL*+6*\6QU]Z/%,"0N&_*['DC9>3-93B>P'1W\P385!Z
M"'6N1MD5N(QJL8@"M8I5)$&?!`6&U'KU0@8J3RVM2.?9&Z1LIES3-'M(KI*4
M^A';#P5WU(LNX86V=$\PQ+'87L!,]6H/H"='`1`S'7L^?\D%4\FZXF/08?BA
MG'.VV+@ZH8HBM*I)L&0\6U^Q9J1:_2N*?I>J)$VGV<COY"!"?E8_==FS'^&I
M7L;!@7ZJZK2GV&&?$,KCDT^(7[JN+[,=]%1Z7C=W;_!".O=B2`\6[5=1=+/^
M_3GTGU<I;9XR:';ETXA=S#^8L!$JAV("F2@FF@D-Z;DLU>Z_O?4G;[*F>,+^
M#_BU7^`+Q$L[837SN+4&M_7C[OA=7V=KYUT#%FR'`^8J*^?;:M._R)3;5=CN
M?-V*VQ72+,[9+5BQ(\_^Z%V*P"+OSXYYXMM2S"Q`K,X<5L$_=B+!B2I-YC#Y
M4E`S4;K$EHX6&Y@,=#5!S]6'OSEP\AT>]*&Y_CW<A$G._.:YGWMF>E%NU&UQ
MM"3NM:51*EKJQ6[AAE6N+M[4I"@\\&'])#EK&4<)FZJ$3EIP.9@A)CYY0S7J
M3955'<*-.X/#<!"&JAL4NNG'1M0^(9ME]I05KVW\?:D9L5<<MOHCIE[4U6#E
MOSD8$S-MI)&=7MJH/.'1Y7%O29'WH8GJPWUINR/%OO5#UFE&N@[VTL#.[_`4
M/A^;">)7649SW0V`&=OB*7D,C.BEWM'PH-@?6"BJR:'3SO_O<>YY8O"X9O_&
M9I,PWU]XN:?+#JHD72R&:4#9ZO1"08<"(0/*]0X>[N\O'\B_?5J]OW[X.[E8
M/:QP))^05\#H)'UF@P`*_C%CI64C#I3EOMJ)H;G#)4\&!#D'[A3:2Y[4%&33
M/,E?)C'^9'GPL:>]GR;+_1$GM3?.85^7L&H4?N#0QERGK6_>S]]=>/OLULOR
M"^;_QL%]'D;1JK#CD`EA0#"Z>=RH(:PG=:U4S*-BG"FR$N&[NI#0_WS*_Y7\
M_!T)F""R99+@%'"N9R:U,\TWX?)PL1[1@L]'%`HV0O`Z%,[QHE5+_JQ-4M5L
MH0Y7U]HSH'<'`T7UO$%BI.`8KH?WT4G=.\E6?<B>DLH)-MHJ2A$A2/#AH*67
MR2PASCYF*MH-'^&^WAV-O)P&#TDKKE)S%F+!NUPA;TMSZI+>AHPHX&2K;;_,
M=\5/4B$`[AXG?N\ZC==>VF7DDRG\.4L92_KBH\QKNMU6`IRC]Q"ME8F=Q!KI
MY43<;,`-!'KLKEYHZCU-`F&-*"1('C36$-!*.<>`ZR'E>WM%0=]X)MYYE`#^
MH$`\>K07J]0JBI(ODCCR41*08%MEFO$<W6;'<Q,\7OF!B?I+F#]7;H=7\O("
ME^)OE3STN/Z=F?(QZ3;#%).ZN60DX\"V*0S'AZG8HQHWED:9C*<X40RI96K&
MGB=,IWB?U?=9PWF2!CB62X]DI'J=%4E+[MP3,=>QGP.)<_U+!L</K5O)F<(N
M8B_:9V%VLRZBR,5-:5&20A>$8<BX6$B&E2%5@(81%PH\6:G:\V,+YC(%?1']
M3S(N8[)RF@O>$;[[[B'Y\>?&[<\AUT@28>CN`I4&6]__]20YQ_<DZG<Q_^Z[
MTQ]_)D!'@)!<''ZMMR"^?V)6_G4J?$N$H<.WTF!K?/<D'1>^5>IW\?W3=Z=_
M/5Y\G^_2U"IF22,"'98[QEDCN.`_+MRVE>XYMN)7_(FH99UFP8[G^=LARBMO
M1-NU,AV\]YBX]C6:WK)1MML[_S[`^!^XBF"_P]3F;96DM;#GV7B7!T1720I?
M><\&(\W8/\R+!=N+6&PS/M*X:EMNR>]\H3Q`Z=Y6O3HYA+LE_A0YXI+XOWM3
M\$S'0GX>OH3Y_CJ>`J<'"%L,L0<;7&%WM"0<*#Y4_7ZXK1!(PI@?/7EV^$:[
MI6DVSSE3-\Q%`YF[T&H)CC<T0Z8-[&=4[)BR*XU7O_?F=NKD\(LCEK\KONFG
MWCU,%%(,]XP=">9*CO-9>P+E)>E03+(#HT0S'$RP]6-_>"O5DI!BN6OJ2"B7
M8HX1R1W=^R_B^,\A7?JHHC3E-DU>P@QJE!=.%!S"0/5RR%JC7E4-V/!LH\<H
MW2]44/"ZZJ@%W2!$F48.4;_;A9<\Y\BL)7+$)XHL)YE\@Z+9B-JQ+[7U'&-4
MN=FTX74^O8]46(^S[!>B/#$Y.M_EFIGV$@8[2'!^"4FR():,T8A@,[AD>7OX
M`#;Z"%*/QZ*!1L[.!E\XZNG;W+[^@Z6:D]"2E8^YL&(^NB%WGD01A2,JJFJ/
MP]O<Y!M(!YQY\XP<;\,?..KA9FQ>/Q"T9OQZ1AO/?LW^#<'7%S2'QD[!+D%3
M)*,ZO-4-/X-TS%DUTLAA9_2-HQYY-A9*KWU%9G6XB.#!_4%#!O&Y$/*'D#);
M5;1&M(9F6Z.D7+).FD;5UNU_GPS%OD2OFQP?:46NO83].L*:ECUM,IH,QJBO
MWTR24Y)#I-,"AQ=#E^9::C='$]IK;PTIB@$^K-_@.<,DP4"SN5S#&SOS-=5$
MEF/GR=S<`0]I6!"^F>\0,[ZN;?V4V_<CV*9/MAW_2K;=_ZS;ZXFWT<>Q79YR
M6_SU;'^/?)NKC#(T+"ILR>\\`MJD3+`5,PKO>HS&=H'/.(*>34$Y5A*B<&<C
MH(X3@P.R!^E^6)2SRT=4(TY/BG8X\`BID'+D)TE=*QP>*!GG"'6<#]0H]R?>
M/)\V.3U;28'FNQ;0YRX:NBHPY5[T^L#.I-:5@ADK"C#9ZROWV=7IIM)"#/[,
ML?)F,*IY/[ETU/G;A@L43BP:WP(]K6']:=O;&N9R$W)))9B<87KT8]U,$V;`
MM?X`ZC$W5;9<2^G.%ZG93#H@?V*9A'>I/(K5(CW*L\+D4-G[44?B/AW@-;&=
M^+%Z2W/EN#VR#+>SY+?]"K/;3IK;=N:$MD[&SY1[C2/<:<RVS_A*=QD'[C'T
M8^JH-Q8S;RN.<U,QYY;BJ]M0S+&=P+"7Z!MP'7-G]&S?NJ&'*"PN4W>0?XBP
MI?8>AQM<[DG&2W(.^DG4E^4RX)`-*XEPVR@`_[CO!&NPGTJY\]R6=R+F/R9Q
M<36F"3Y7!]P/L#MZR6!DE.)Y@Y87!4)'*"RID^DT(ZCSR^P?%NW)G*:3Y7KM
M6M"/D'2;Z%630!1)H_<5DJ?-G>\R6%:#DFLDZL?#XO.0)CL&@.""/N9U?7A`
M@5U147NQ+NN-CFT$72E26YDHYO@)#3$L8"K\D4TA'CP4C^3%)TC`OL&(&Q^9
MQSF1[#*$P3[7-_NXVSS2]&9]GL3<Q.QM615>TH:'"%MJ$!QN<`G]\9)0`/Y@
M]7LN#F>`$CE^R7)"'B[N,E(RSH+@AX!M"-(P8_(O^$"YY2=8Y3=O4[IIF"5I
M"%L!2R%UG&$E.NVX42!RE,H]3P(`YPDI).!BRDJ[IQ40"9-UVD2[D[GU-LGR
MYA_Z&^%#)ELKZ5AFWQ%-8CH=6XA&,1JFMV?D4&'?<3]6^JM172YPDL6M*0[+
M:#`Q>KPW4LLZ"KP;&&#ND=2L2_HD]5='>R4:$8[]DD'C!CP3)3\*=(Y4VFK*
MK84=C7]RT"1L*1_+K#RJ62;T4HYLWAYCT>AA@]17X<>;DZQYA20L8V'`U/'.
M"1=S%/C6ZV[LDF"=X<="UUPT%BS;-L:$4_KQH-W2&(N)?!&71^'&@57C_/$^
MIV,W7&7*@/?=94,!1CM=;;`VM9\P3?#@;9HP!?/]+;,C7\7!Y1^[<`MCBM]*
M*VZRAYB6#/0S,Z!3OT/#X1R%5FKV2W7030B9#+PX(+3D."%/P(,#<2O?WVUV
M_$KR@FY3ZH=\.+#_CBC\!S-U)0JF\K\KFT'1;-.)7Q+%4S=*$^]3R48S,B8V
MJ/<>B6:0>*GZ!@D:'^$#RVM(=U>[2&[41RH%@8X>3Z%E*VU[^QR:D\<D^4P@
M8QR%_<Y6.AO.L^T)0O\Z#N@FKA;X599!O>?<"R-=X+`QYV*;%CM3JCV)&9OS
M6<1>UR[0@)MTV`GG)X6`12%VGFRV2<R`/09E,F;70%,;-(2U/B>6F6V4UCW@
M75R?0^QX"W@>!YY?R9CKJ42Q-:\BU2ZS/-SPE)Z[?)?2\\@+-]E-W`H-;8?<
MVTE8\%'$&-,:+R%LV%%,?^-TEKQY**0T0PQI*8BLN23B<U$DB6>,M34WB-<[
MO*->Q'YGO]Y\B>MP\U$M)!>(#[PZP^VQ+)-V9-#6F'`PTA.0S6B]"*@8#4E`
MO*ORF6S9D*T[LGV"BG;A/0)/S*?;(0SJ:;YVNM@/O!V_(7B+QU%3&6.X)7A[
M3'N"KK+VFP+R=IZU+XFB=9)^\=+@9JTR0O=PU8Y_L95MC%G50F;#C&F+,$;Q
MWFI5RX!#$,AX.V[RP[XDN4A6>Y][:3YJ85(EI2UR29R01_H4QO%<;Q94>EW'
M?@H/$L^\^//->I4]TY<PBKJ)5D9)6&QY&F=:M4K9L>-8K$;IW'\E)JB;7BVO
M.)"%?(9@L\<#FSU`&/QW)0['19*J#59!P-7GGKWPT-NUX0U'K$;.HM4VQIII
M,H<JA3A'^:&:FV!]%Z^]ER3E&SO_F5'33&1MR+)J=S?36>[`^*TVKW<TW#SN
MT@QTO'S=TKB/XPGD89FIC<PVG;>UPISC>RH+3'">-M@)+?B1>7[G7O9\Z^WA
M@J[(C2#/`V'#O_"AQ9AI3*MV+^T#(RXJF^H/DR:?E^!I%K];OUE?A)D/.2K>
M6@!:SNYZUM$9-33)R'@Q;21'Z-TOFU*0@N_'JZ0$!<>\T`OCEL;\G+8LX:*S
M5,^W.-A,S.BA3,>$$EX&"G=QQ6F0K3Y6YP[+IK@Q*SXWI*ORU('RFCA(=G1A
M'.;T/:QNYTE*+^@V83O13!>*JF=9N"KBH/*=RH=*>CQNR["2_=Q4*860.2`4
M$5B[C2MGLQD&>+.^CG.F:`B%&6%L2'M%S['PD>-@2C%#;7LK>X.MW`_`(A]6
M`L3A\#Q[WU^3)/@21M$J#OA2T%5[.&3.6L)2B_](TTHWP)+=^2PQ7N<N(DLI
MA(DA7`ZI!8EKM&S6X+K[W6;CI?N;M20;'\03U^'`[3%7_HM7^6Y;SMC:<F[6
MG^(B=!A>+W6HU7!'I-M2`PF1R>TABD8Q%(,?6VMTIY5"O_(:E+^"(7XA'L+X
MF7P1T=\(]V]&]P.G5RO;7R$Y-\CN2F6,NUKO/N-,97(U#:LIB6O"M5CY6W,3
MJE*WPRPHAHNYGBJ/38I!)`5RFGN%798G&YJ^#S/S[9N$Q]7^3:F^:@/78W".
M-QLM>UNX@I!$0#G+1-721;%.2$:0&=M24Y6-$>5<9<+C'#R6BBKQPWE)@YDT
MN><!5GU,<5L</EC`RX)Y,9!9&U1!S9@3!^!LU96>/%UT3IZ4KAVZ1;/K$ABN
MFPHV1TNGU@C%ZBGE<0Y)2T6[8/SW(;[_0`]`LWGS$$%(0&HPGXZ7<@Q`MIMG
M[07-LM)7QP*6NUU#OJ76=RLSRJ7=B,DY\FPU[0*MQ;O4$8KA@;;N!8^]"&07
M%,H7/;;\*"`X4NE#[BAF>NM3A;HV)]<B(/`J2:_8E'R_\WU*X4[_[]335JP[
M1-A2>#W<X!*YXR6AP/#!ZO=2E3W3Q@O6UIEW>2.\3E*R9H))5DDF>Q"-[\"Q
MM[#T6^DC?<T?OM#HA7Y(XOQYQ,[*2"@6E]:\`4S=VV&)SD?*I&9T1PQ#X;MC
M!#[,!@]?DDF:JI*%%^8=<\>CNQ!TI*!N:R_!\@]'BV7V>54A^-'2D..Y:?*!
MB`91QXSIAOX25/]XK*B^8NTZ62,)8;@QW33X,$B#I"-&=$-]":!_.EI`,]KI
MVH@+0P[HAL$'`IK1'C.@:_4E@/[+,0)ZM<YI.BFJ.Q+Q0EMJ^GA\M\0=*<AE
M-DC.5U+J`>%<938L%-94U+"7LF#QC+$F-NIDV(K`D>;L,.6EI<YQ3+L7=$W3
M%"SRDPU]\%X+]<]H3->A*JG[(->2TZ>A"<TI<H`%S31HIF<77B47"3D;R;U7
M\B@X9IG[;E/Z]N>__I6I=^:5E=%IVEN7]:1+S6)#RI93E8K..38,E)-4H3@%
M>H$$KRXM#SPXYJ$:X>LU]=F,&O&/T>`B3-F_H_U#`DGG\[WXOP^I%V>>#_.M
MZN+@((E+SE\3F-Z<VPX0YQS;T]G0"]@O)4#^E2Q/_,_/2130-/L77H@@WY_P
MZ[5=#$EB^0L1^!UNV)Z\,/Z6IR!*8C%PRNH%^9YDU-^E81[2K+B=XZ6SO(@-
MKBVX!%!O:)=NDX'\+@C'&;]0/[1["B$H1U/+P%$#B$LXOC'35'OD,&EX%+RN
M!_-)X*(Z"KW',.+#`1O:6W[3-91=%'D<V&^%S>I(2FLI;O!N9:(<\$8B$"+>
M1F_I9JSA*F/![OF.^?!Q?D79\/,BTYW9(->2V#0TH8G%`18TV#/3L_\0AW.1
M4U(PHH+:/63&7\7!>_8E6\`-\3J`G9DY$O#I&;%!T$C;+A!/"6?#`;_RO*(8
M$^..HH:879Q(F1DD.YC2<Z*!H)6ZRF,J9+-AJ5=K8(T#I9D(%]"T,4X&4!-^
M+`GR#M!]IGE3>HQ:J@=.Z]";&0WM4@>I@^J6)ZE*0N?3F(EVRED+]L"H\CWT
M+&'_4?ZM`'=Q3)R)7##ISHNRVS1Y"6'W?I6D4%U,FYI]VD^XF/>F;!S9O#B%
M?.?C8D:C9`=.7R#S)3]7XEEM(TY_-&,*JD6R_Q4Y/N.@6#\RJ"\/Z7I3"KFD
MR[^.;VC+SR`;6Z,:R7)\67WCF,;8&,.ZX^SRU8<RVKP><\)\);Y\W5_>W9):
M!-DR%N(SL<<^^'27%P=+/8ZAI;S>.%#D5S!P=!<@E7OG-WB1#H>;+=LTPQWC
M^S+97U%F+&OM<$S;SUB<TP%@:;06^8:R\$+>SH!>-D9>"36F.4E*.:+6CM^4
MA!3\1JXH_U\:O*_O)2?U=&7BD:T.5HUR^(:F+QOOX#G,(%EU#F`X$3X6<[&R
M709>UM&,'Y6;*2[W9]BZ5(*1C1G#AIAH>U)(/:9Q8F9*+PJQ$R6R)U[PCUV6
M\UI+\P3E)RGUV8I&@[JN>,\\R9F@(=]B@?<V9E2A]B9,SD%GJVDO]57%VZSN
M/@N8SKPLS"["-5.,LN[*KN,RQ=8?NY#':$-]8$U@ZE@A2\%LO($EYNPEH`#@
M:+7[17R8(!+4DJ!Z99F7O!`&?^+EG_.&O%D`^S&)_V`>2;@.X<HK\3_?;/G'
M3&9`"]ZEX&EM3HE*8T848+35MHO!)K^(X&2[NUE!Y@G/%X[ZK^.<(3_+#2%F
MQKD@P&Q,:<#+A`T+N"QTE4"KX!87-6'!CW2'8W4(C.%LU_S(%OE)[$"$.4F&
M*@XZ1(TNR[.*V"EJE!F=Y91X4:/+WLQ_(T$_]@(IBO[F13NQ/2[OMTU;0<;I
M%%]J4[1@Z[/A19Y2URX,W],L^X54Y,0KZ9'"\",=BE!LDSH%VD=YV5<9'5XH
MU<KUO">:'\4$UCCJ5@0@FC(Y0I/&``6N)!P8$:964QNDV'B5-T^&;MA+7-'>
MW5K[IZ5V<5UERFU:^7?G'2M1IK?,P.YJ31$&P34@>)O2K1<&Q:G^>9*91+<-
M\;N?,C1F#<\>$F;G>!NKL2*"#&84'D#&KSG+E[\H@\9:9D*(0[Z_929!)4QX
M";V%BR?+QE)*P0#<`1--X*L0@1[$>KW[R^,VI7[(JU@\\C/[9$W6X2LD7D?O
ME#6J)W334*D*JALUHI5<]W`?T0S#`\!"*/(A86^)KL1I-4B6J4C_J<K"\JL7
MQC?Q?95E9?7BA1&H=)6D]UXD2S%EP[Q<32%;@^K"0J:<S@$Y2MU^B:$J`0\D
MWH&<.XT<.UXIA+\6R9B8>>)&GJ-'?O=V$;Z$`8T#:9"(A&BQB!"E@E7X1X\"
M!3Z4:O4".WY[?U9<7P8E*>95V?"RJ<_A?B4UN7;JDF-]VJM6]4CNH:KGR.8Q
MRW(6IQDX#6.+9?3.IRD+)0UNJ="EQ.J=6#?,LK@NZ'(YO3F0FZ"]1&BSH`.=
M7D^SJP7RIHJT_8:<0H:K:!>(`#0^\:':ZU:C[(X"`IC6_(9-D9UA529>@B<L
M.Z;2ON;W<M5=Z\3?<)+E;<KFD>:`F^(#:(;3'%;U\L>Q\;8MG[P3+R=9R4W2
MN6*1F5YLFY31"RK^][HVB69W--M%\)CKBD%(DT-DC)"E-CCC#2PW0/82G*/V
M(+6[L"P%D3=!(>H;F/F;>0XA`[201Z#ED:0Q48Q9/EKI9IN+W^T&?(\9P=RM
M,,A@4NYP8MN+66DMF4U/*2>KPDL+S&)'YSESOD(X77VAXDV3=?-().#`J=(T
M,[#VV)W/M.-U[E_5?RGGU.=DE\%<"@ZX+]A18_9C$K/MP,[/X3B_\(2,LGX;
MBT&`WD$C#2"LE($=QT.*2P+\3VN&>@(N"E"C1G,]9D=@N,>,`+D*@ZRFW*-`
MJ5Q=>;**IOMZ(E)7K,E:[-JFJG$S*TS/GYE1S*L?'S$^A6`$\![1$`;0MY"*
M?5C8F]++-LXEP*[O!6O$NL)V/A&LZNP`=BW7YT:`=Y5)!J#NLF)'KD+?+CPY
M&9_$D6&Q?2IXGL1Y&.^89U]D6S(I.64@`4&1$)UI!@5"9.QH#R.,59^E6*/T
M%+=9-?)F?4&W21;FMRG=A+N-+.)D@'ZILUDCM<MC6"VQ\XG,5$-5;!Q?4ID'
M&@@NLBW89HJ*\\1G:3",%1WQ<E%O0PK746XJ2A00&52O'\56,4R.C8G"`';T
M(>$K\!V-H.#7K9?")7-15&05!Q]9YXI_J.ZJK40L&B`PPKA6M(`%OW.`'J"T
M)"X>H`H70SZ%.L?\7HA-<.O0IVG&"Q\&O)I<DB+!\4.XH87:'[R\B!.%4N`W
ML6H#K6=9$J<FRC=QJ:/'YG@9Z-J%'^OB=\A1]?`EL;67LZ!`54-Y(U0Q^J-!
M5:VK!%4_8$<5^XKU;%4PX4!6TP`S;`''\:"KH:T$7S\BQ]<5:RQ;DP4/"G0U
MU3<"%S`<#;8:RDJ@]1-V:#$WT=IBSH,#6@WUS:#%&(X'6K6R$FC]!3&T5NN<
MIF/PU6%T#C*I(8-(:W$=!=QD&O=.4MG>E'I`B`YYJA/]-HDC-$G/Y)N_HSF#
MD"C5!<&_-VG^`P<0ZE>JD'F%!C?I?1(%G^*`IJLGYOGQ6ZR'Y(YN66,]>QF]
M\L(4KF'I19A!^NE=JIJDIA&])/"F;(PF8*>0BP;H$QK33R(=\7IX7DXNJ$\W
MCS0E[][B&"@B`&'`U#*MK.8ES@@Y2PZ!T68V\6XM!`VXQVK>1?+O-'QZSB&I
M"O,JO*=&0"$\C)D8X/(;5A-+/GBOX6:W66V279S?[/(L]^(@C)]6^2K>?TCB
M_)G&P04;[O$3.#BR*\19/K/8?>Z,C51=`\_P#>?C96;#NL.ID$(\+H8DM1P8
M2EZ\)QL0=4KAEH8+(TPPV3.)[@;72@S]"R^,]L7*UFB`PT>5N7Q4P\FV6:S&
MD:GPXQE`EA;UPC6*]2<`?O)8.%C-`81MO*SB>`>UZ>LU]M8+)UB$C,5C'"VF
MC3)FL`S)/KJQ8FB0:JAXG+WCL4&FR*F'RC0;D_=A3&_6XAG!E>?SI`?%>GF6
MI&GRA:E\[FW9+_E>X?7:B5AR.S+&N.9.Q(;?.<X/4+KW-H^)@.@\\1@/"C,6
M?,0O&/&"M^<K6C23A-<U7)7F#.&TQX@:H"IMAY#9<$7P0K),2<"6&F^O>Y9A
MRNP:E&J#AE#9YT0-2Z6Z0[@LMIHB1_0\N>,;ZO)<U%R_6QI[D23UF1''8IGF
MS52O$M#KR9T#R%S'(=1L*T[(#RY89P>/F'KOX/4R#09,Z]"Z`(Q471E46H3H
M0"+3SGA2X4QXU[L[NO'"F"W)A^P@=$)<KW_#!@ZM@VH)SI%ZD-J&$-[%N^QP
M!`^OBY2U1YSS.T<:G.W/D\TFB7D:W:$Y7,?I9)T<-D6Z7JK9G`/-7M?!]5-(
M$(FO:4`>]\3G0D1"9!PSY@5]S*_C+$]WL-`7@4#["_6=KXYAV>RA0XJW$X>J
MJ+&%90UJVK]/$B0DF"!-X1R@NLZRG2:IMHS4'9#:RJHA).B<SUH&RO4R"O(?
M,0+EW(NB*PIP-IM\6O3N("-16XV;!C%2\/0U["4D812D(,&*(Y@P+[TT8GM6
M=3)L/9-;1,D,T,.JR8$86Q(U>S7*BI_YDL9=*D#<&A/BWB?QTP---V"?:LO2
M(EETERA1KK4';/R.!BD2I:0Y/.K[G]GS,T"TYP<O_4QS'O-9Y\*!1#EI`$4%
M5OX?NS`+(8.$9$-Q@"P'V1W&F2M)_F`GR#D"I]!>ESIBS022#9?(4WA1XE4R
MX8T^%PKYO;Q:+(Y9KN-6-J(0>!Z_H-@D>T]F#IM>@$.GW\`PS59`P^T<VZ-5
MEB9N#,I##4:'':&7ZS7U\_"%'@!2J0P<.-689P95B8`C0*M:ZYX365*BQ&P9
M5%\$:AD\MACD6AJ7!B9TD:AA086]83WM'DG@P5T]JBYHYJ?A5N1+^YN7\CJZ
M8.$95`DU&IA#(MS-E&;&J2=*/3\JK%HJW05N22="0X-:!$;,<D/NMRGU@INX
M::%1^VBXW2%UT"0U2)6L2/$YI*\>FJ)X<<;9<6#S/01CK>+@#IR+J,A,JCK=
MD-,N>BJD4[=U/"0C1(,IG79=!`'-5&4/I(=%$()_*5ZO%&\@W[W5U.K2DR]U
MY&.B='FJHZ-U#@E#!;NH`!9"Q8NAQM-5)(6SBDS&\1,'>G:U@T/O#V$,(?.W
M1=SGQ8Z>:Y-ZV@I9<AX:9V!S@K*3@.V&?Y3V>),L&IIS'3]\26#DJ;86(^0@
M1&W?S!'`K84<*79[!N#-YFAN$20/G`;`#4DX(=PS=1R(*S''"^.N"7C31AK;
M!)D*)\%Q0Q!*&/<,'87B2LK1@KAK`=[\E.8FA2_3S,4-03@QW#5T'(9+*<>+
MX8X%>!-A&II49U$\K&F:<A`BN&_F"`#70HX4OST#L.?4-+3KL%9!"=@#8'JD
MX)RS8-94ET"-BZT+N@YC&D#IKS1\W,$?;VF<02'%.."%4VZ3+$]I'J8\J\HM
MLTI]G7FXX&6OCJ9JB/:MTJ%2G9\$3VY*OZ9.)1@"DK?LQUDN%$294"^27&KV
M?U[JPD"F5'E!T/S-.0P4"O4[4Y!,$ILA[<8B.NEF+?(WW7N1E^XO-]LHV5.:
M??#V%2AEO6S%O10(1IA48L2"%06$[/7M(JR0`%-%D8(KXT((+:60C0?O04LY
M<Z+P@Y?[S\4;UJT7[S]M'Y)WE8VE7<)*=6O825D8E6-,[*#31@0FE([06X76
MC1!5O%0&862W)7E"WE6/F1F@2P@7D%X2N>^^^_%@W.ID.$;ML'D#F%4+P(S8
M0:TM\/KN],>EL<K-@>03#3]3EO%(0;<4YK1JEKB2$J'`CDXSR9-X3ENOKT",
M92_+-R5%`6O8<EQF>;B!QQ5B@UZ,@+1EZ'5<A`-<A9GO19+<L3/(7W9G.W&S
MM#>X$PEW/A+FLJCW>.)U2WT(9V^.(*P#:.7[N\V.%\LM_GKS&(5/GN11YE@A
M;H>"B8%ZO.LD(`:U@=J]S,<U"WD4/"2IF+!"N//@A&>(7D5<!8DW<8`<MT`V
M-%./Y0$AB.%LIGG?V^5GEOS,,2.>H(>71CR-.'E3/V_[9A;_MEP+6AG)X73M
M9GU'V5H3%U<*$J?-G'4I+]C6F-(Q-N5SCKX1RBH7?Z^=13XMLG&D7,8)V0@I
MCD`GDHB/LKYDQ0.ZMC'FH!-\1P*ZEK*C02>DS`*Z\V>F$;V.>[Z&YDF'`<]2
M,#-6O\37(`,*8)EJV4M3Q?D@K\;Q^('C]R_H-BTC=RINMR?,EPJ3X#[WTEP7
M66&N=J\L9`^*4/7KD3Z%,62RA9D.3SF6OIGW-'T)?7J>:+*J:7G<8E*BOAZ-
M#0;G<Z&-EKWL+8*"^(P$*[;*+`M6X&HSN467S``]O)H<B/$E4;.75;1,=X$9
M82L_W\&;\NA7+XS?)YGYN8J$T_61H,*4H7/`#AMBU*ET[9_X%73DS1.C_(9$
MC!8K!(O_S*"*FZUS43"A<.M:!AAY=)P#,=PD:BJ<MXQ,44=G+H2=[]+<"R-=
M9:<A)K<(DQF@1UB3`S'")&KV]JPU"8')3`>RX]S-?>]@/W<9!X?NYKZWVL]!
M[>:)=G+:@RJ^3/)K`(,3*AGQTD=3:H6[9U)]2N<CVT@]]2D4W-\4ES98UPY(
M?<N3WMZL:P.-1XV"V^UJHC5)/WE)68_C.$JG>N]^L<;E49U%<;\_$G<+-_$(
MO*H%(-C;:0PSV.))N)U/GZ-5EF[XHN)&B"1',;.VXK#.RL<$YD%\2G['OKK>
MK`&W7<Z,&*AZC7M7FL7/YF&HQ[237]:1-ZJ<9:2O=E-/3@>?]AVW]W(4VR^]
MZ@/^RX1[K]G<[%T<4'#K\ETF3#1O&@FK8P=;:<P`/GM\1P%-E=9=5`I"DG'*
M(\&E&&A72=J</(N0\54<?&3PT&:=/$BB8Y_;UO0!)]Q4'&)GQ]:&[@C@+^S+
MB?E4E!,/H8*("&?E/^`8"=JL`/V&R=Z'WB-4(`ZIS>B8_"M+CIB9FJ@YBB;^
M!#;W=![SY(,NJGEQC##)[,)K;V=04^LIAC)9U_&9Q_[NT_MG2BU6F"$YCM<5
M,S,'5A.]$,QKB)'F71#_N[6@_T`+\_HY$A^:\.0YI<\P%[S0Z]A/-O0CS2'"
M(8,0!YJ=T762T@?OU>+T;/PG7!]T'MHXQJ_>+.5C'E*'&M4=;8P:=<B,F<$/
M*5LS>>E$X;?6=[>S#2FS3Q[#$+-IO"F&G,GWCGX(6A@I&Y)YQ7X$[Q;,6N0V
M#9.T$:Q\GM(@S.<:GH-?.X:1:=AD4PS*@4\=_7@TLZ]WN@Q<)#N"^'F#5IAE
MJ!W3B)I^X'PEXV-H&(C]%Z]6+?9?$-&TNCF_)H^<D^3>*Z&\Y.HL$6_B^_7V
M#SY=Z2Q*O;+_*&R6Q&U9\B\5%S?*K#)4SHK9.3S':MS+2\R`]B@HCG@FAJW9
M"O)]3SP9M^6BGX]ES7#PE-P4ZASV4ULBVRIXO<G9R]B_@IW/MP]YPF=J'*/%
MT.I.<PVF;6;-<+-6CZ79O[KD2%NH"9OC<.9/8@RJ7<9D7?JJA-_E^,WO\H.Z
M7I3NFJ=S&PPMF!&2NA;2MDGSQHLUS:>8S65I#G-8^>IOE8895/?<I>S_WO*^
MTWKQCE3!%P_GNB%D*U7CA2;QA!`2<"E$#$L<BY31_=,2!UW3?A7=5>CL!U]3
M?A+;^%[&W&,Y#U,9RAHC\K(L7(<BRUY5%J31;OW#^OJLOMF8T&A\E@K]@AO:
M;6A8H]!LT4I+&`PV=PP65`O-;A1/6_2.=^IKKYO)KKU41XK@U11V?HKK[7.5
M44*2(\2*<\%C1!M3&@>()FS.46NOJ^3XNN*&'=,N;AZ65`E$I@B#,,!:=^5E
M;G@->V7NMP/DN,&AI9ER5!H*08A1.\V'$+OM^5W$BP/,40*J-482Z\J6@ULP
MEZTGN7@IYSU&]"&Y]33QU!/*Q^`=C6X6$Q_'6KCS\3271;+K)/H*CQ(H>5/<
M*WT#`\[GB1NR\GB"J<$/V$Y(K'^V\-\'OS:GH`C?(RYE\MBCW^(AF>&A[X*O
M:,0#GZ(E8,53I6*04B[ZFD6M:NM%2I\,XTV%6LW^X4W[#99P(S*`TY@+!9<'
MLO+=I?%1F8K=[1&IWBC]6:><=QF\_BSP&M,GF+WL#BVU>LON$+8%=1O%:^8=
M'P%LZP.2(DB?+R4[YJ7<TSR/^'*1L56DF2ONK7%;CI3N%O0'-8E^3(P2C<;U
MG=:>7G82'F[%/=V:VI%C>\!ZC-"!U*DYM"+S5]'%DFSGZ"TZ9@]*I([NIMQ,
M75U.=7):QB1FA/43$];<-PY?;2_:>0?F*3^"[I/JJTU9SM.(I<D_1`V:HB_1
M':GU+2W+YAR0!D\GPG$)T$'C!JI\*OD1K_&#2BLK)QU50KSV67GCN:I-M(-*
M@O-`%[UI@T$K<G;$H!W261&U7-]PP%U&0-<T3;T(S4(YPW9\V<73KA,'5#;>
MBV.=<LJ)4E1(+G_P]GR;])&^Y@]?:/1"/R1Q_FR_?!I*Q;&B6C6!V2)K)!(Q
M^L?8T1T24%$;MFW@^%]0GVX>:4K>O3TA#*/OCG)8@$4/7Y)I6K$2AG@0=`P^
M`/N%I&.%?%M]&Z3_<+Q(9]^G$S:?$(<=[4VC#\4[R#IJQ#<,L,'\CT>+^2O6
MY-.UGY"&'/%-DP\$/(@Z9KPW]+>!^T_'"_?P9<(97DC##O>&R8?"G8DZ:KC7
M^MO`_2]'"7<P]HI?'H%MV<,S3:D'K\FG:4^->,0#8K!1#A@A2MG'.F2&#)*-
MH4PUB/[*8/W]]UA'TH.7/M$Z[_4JXE^'9&W&3:D3X79$#!NG1[V:'S&R!Y7N
MAP(#`X7+>*98G'M/E$?>X[],49MZ!T','\(XW.PV$[1<6QQ64,N,'@OPIJRC
M!+O$`'O@GY"-D'"L(\![G70$E.)PCX"VT8>-`"'KB$=`RX!1(T!(F.5]X'7\
M0K,<?*YS+Z=/2;IGEOG/&R_]W&F`0>JEWOH9J%R^Z-.0.@>4F7[]V*&2@Y0L
MI.*9!2$<Q#?KE0]]`N^:+NA+R/%]Q;I$8X%\\9]&Y%)8F\KX$I"'RD.!VHF,
MZ$*;BX7)SZL$DZ"43*!/2%BCWR_1_UA*G\Q5F'@82#V`:43B'P9]3V`*>4<^
M#+0>P03#8-A?6-1;G+R6Y#O\@<!ZQ7LU^Q@U>0'RB??]TJFL+"5?J%MG!'A;
MEI27H-V$::GIR-R`<L(9YL`"*2MMNS@2C)`A^]$JD'S1Z:#XS['E?Q<:_(>\
M+)3JJRW_B_5T@\U;N\V6;V8_930X]R(?'HJ'\9,\9O,BS'R>:9LUFGD,[T$?
M<5Z^\^`&&JSH.?H+SOVD6<WJCJB2A*2,ANR85,A`'="<IFQG0"%_QG'%#:O;
MJ+<R3#SP!N1C'7-&S3)VN&F%XWL,.K5I9J/-+X329MGIJBSHG@2,*TJR78JX
M0*CES%1>9+]/XJ<'-M64[Z<L7\--_5FL8_201IQVI=1_\RM:.XT,5;[NBQC7
M*:RA8J2S,5V_]\-].VW;3C#;W:PA[1)S#O@\>!W[*?6R^7Q9W2>/:P0/-]ZT
MHU?]O:]HY`X:V3\]%$/4;["0L."9Y33IS(L_W^=>'#SNW].<S1,94YAG]):<
M;.B(ESH]&E:X/#524SJ'F)%ZO2,'QD`*#E*P<+!PIEG0\<%+/U-^B'U/_5W*
M*\,_)*MX?Q/3:S88:'J3_KKS4B]F\N`-1/:<1('$V+&"ED+588:6B!LG!04:
M#U*]B]1:&,DJ:;"_\.(]\SLH";E$DJ3DJ91Y0O)2JK.SSFV2A2IW5?R&,8M)
M1[/>3J\@P.'FG7O9\]7%]?EU#+O(0)2>4)BFH%W2L=*JVP2(E-#YR#;1KG>;
MQ>A.0T%X4M2(FV5QN=GE&:QFS'TZCQC*`QJS/8X7,W]I$_+[45D2?2.NI98-
M"Q/*-<*`Q3EL[/3L`JC!27S.>@JG21%C!L>VY)X%4Y_B]2X.F&M>?^<FOJ,O
M2?3"U'G/_/G*RRK^KY<&D/KNMV1#+__8A?D>C)0!;SK12Z%SZL8H(3R57!0X
MG]B8[F`HQ3>1#T<O:?D%$L$G:C_^I/A?XL-W>(*;9_8E0OFG^"B:*:Z@5O`A
MR3WIS7:/9+&8`85R581`YW<4T%(HU;OVK\F8$PR$<]82`:1G^>K%"R-PT*^2
M]-Z+*."91L%#\L'+P5_?2\RQ%;!P]1!+PSIE0PRY4>!JE,J*0B%\9LK8K%/)
MX2F1,R9)S#U,%NS<-H6T6:!9A5N-@:4-\U*0M#>HA*,Y)PHH6JNKCIU#`L&/
M7IIZ>?A"+RAD-\XT074&/(L#;DC]'LY4#+C@-:"E%%6<D10,I)*`XQQ$6[J]
M,Y;J$[E5\(^="!T>*%P^G7@,-8[&-HII?6<;V<['Q4P&]9\JB5LG"$==MP*<
M&T>Z7F_&QCVZJG9AZF:M=IFTE-CXSV`8;8<VDLFH&_L-]*/O0,-T9<;8T`L;
M@Q(RQ"\X,.5>4QA[L1]ZT77,UN,=W\-^8`KR0^:\?D4!%2AV*22V9W[AQP2J
M:(I_GGE9J'6Q)O[`8O[8+`U3.6^32G<^IF8SJ><6EA]AXZ?Z"MD4GX$B:<T!
M%1./5.+Y3B1N?(\\P@=_F6587=#,3\.MR(HM:QG-B+'@76HP6)M3XMR8$06$
M;;7M7]16_#";UV!MB)@%;K\F+S2-0?[]-HFSA(V%2RARL4W#K+&`58/PHHH"
MEK3"(<*6`N3A!I<('2\)!60/5K^+X5K@:59*)+02V7!1<&P4/C"/[,E[HF>>
M_YD&C6U29P,UC/U))"[I_D]@>M/3/T`<MI":PTWI!405$D\?N<@)AX'B*B_=
M)A#N?9;$@>&\;<"SW&6?H?KU[=\``Q:$V2C;OR8L^,@C,,X"''&?;;OD&W$M
M!1X+$TKX&+!@`I"YNKU'(2*&`-LBK#ZM-%]V+64LN=".,J]53-U&@'._\A"M
M>\=?$`TA.<R:>P&]WFR9CI0'O&7GX-/2P&PN-.9<+-^:G2E5[C4S-N=HL]>U
M=]%1<(O0*G)*?"%A?F!]A"JO8[$UP.P$7D8&21&FY<0',A-U!W$6)_'IG%CC
M5Q1WU(LNLYRYC590L^!=+-;:UIPJXMJ4$07.;+7M15\#/TF9`$*YA)EGM(Z^
MMG.:';LCK%G-:S:\&!$W9FZ3@6["Z6V:;49E3G&OQ`_4X0_\F>T#]9_C\(^=
MLI*L.?N2FPM;HYK["E->YR@=J7`7I14ER4M2Q,B\#Y_B<!WZ7IPWWIW;M(Q*
M@G-\ZDT;A*B<'3=*M3IW@=H@)KLX><QH^L+WOV&\W<UU"4ACFGI1D1:UH<$U
M?)/;DZES0EMQ+W;-9V]2=:]GSNH<=^/T[=W<"0DD+1/89@T0<MR)N(CI:CJ,
MAZ$R)[,5-RH8RC,M6[`>#PRU^9-M8#AC885S+TWW$&3$GS_#<S_F'(<;2"9:
M3>^9=6S.)%(7NX6;K@FJ>[K#1:*`^71V]"[Y"LG%NWOQ_I.6PAOA:?S%Z%H6
MSW9P2-ITB1Y8P\#_P+434YI7AC.^T+'@7SHAA)59W2011LQ8KAO'*MZ'=?;,
MH1SLJ$B"_^C%G]D<'B=Q"-%!#.*GC]2#P$H<\+W84:@#`#F7E$D@6R2+IGN3
M*-?*5M/X'1N4)+KU`B$[()D:(?)0=JAE&0?9?1(9'ET.<BP6;&ZF>A4]KB?'
M`AAS57MAWC3@/B1D7LA(YBZCU,(W_^AR4XU3OW<:@O^]6?NI\YCX%2L)2ZXU
M(TQK(MB"W;EK/UYG#607>;U^"TT0!668:78=WZ:)3S.V";FG>1[Q,TBS56V\
MJ*66NT.-+=?!L7*PS+(3V-#%;2&.;$IY\-!P*R2*%X:E3!SS+@_&N*,^#?GY
MN/ET:\*XY"QK;DAS<AWF0C.G&JO:A>3[?K3,":\%`C76HBCYXK'&181&MDU^
M#T]T&\9^I/D=W;(A569>+.[7=4UE)69QI(XPLH=;"QFX4&RON`K3QX!G<(:L
M'T$9<2Z.6C-3>D#5LV'Q!NQ5EJ.2^ZNX=E=E!F-S_&DYEBW,,*BZ+,WT$>!L
M6-4QB:AG[(IZ3P9`I\%-"J=*G^*`IJNGE-(B3R.;QUEK/;/YW;#/II"+[^AF
M4JLTVV.^W8`,J2GQ*KFP7TXKR5@FH<>\OL>KK%6.#@7ULI./5N7VQ",EQ89*
MO9J]@AE)FB9?POAIGHBIBS"E/B,5K^I^A3(&LKS1<K+%<F]HE*S2;$AHG+O<
M`XKUZ]D)TC)/\A,G%O\#'C:_-)\GKV[$:6EP_^RE],S+>"[IJGS/I<C>I$JI
M;,6]6$9=>Y.J=+KFK"@@9J^O_(UBJV)3F;'+R[+$#WGDQI<P?R89C4.`Z"M;
M_R`598%/+,]PC9I"==5CR+SHPULK@UKW;D:<S@$\2MV>,Y8G_F?(9B62U/=0
M/,ND>;][S-A,S1;Q?]MY:2Y2Z77T756CYW<V>.[YV+FLAHYRO9U.]%+3[=2-
M4<[%4\EUCO,9C.F-@DH\^4/(_QJF=/E\P/^:K7;Y<Y)"!GB^J^/3P`U_E@"E
M#C/6;JD?9O0V#7W*`WK?)U]H*OXKW/3J`R[SR267CR4:KW60,./WG`_A!8WL
ME\(5?&0+C$5D^2E91TF2?H7#]--VN_0P[7WR:(>IHO%F&Z:=[WV=PU1NI'Z8
M9M4X]6D8H0D+EK?+*N7*PIG4V;XFN?7V\*?5%R\-/NXVCS2]61=-V`B,XVZ)
M53=,\3GW(W2Z1AL>G8=_"_G(G,S`GE_,J4E*-UX8\X<IK1!,[NP>^]!,8C%]
MB6/&QF.=7\7IX>0],?S!XQB>I@TWS0`=^MI7,$0-353D]<._\S1H@Y[I/+?(
MP[-7-$VQC;^.;VD:)L'O-'QZAK";%YIZ3Y3_>,&VYT,7=(CT.XJQ/E>W3#(U
M3*W<\<\D,[6(NGH;A*\UK]Y."//Y20;*S7.`#+N.7LN(&BP/WNL9C>FZM_FU
M85SL\-?*D.IHUXC+.8ZM536]G(!'@2"`Y-XK>10B<"Q\//Z>!AD\<FQLC:MM
ML<J;-.!;<J$P-J,Y@0\R.0>DK:;]!Q*"3[Q/S3@Z$\$*=P""=X%H$[$M8Y-W
M^>?!Z`D)AYL8%*7J\G"4'KES#)GK:!ND`DMF4-+$?+_.P\)A12]A-@NXZGF8
MCXAR%-RLV8[DCYT7A>N0!LUQ(FF2$3*6`N!H\TI(6@M``=*Q6LN*T)6"Q,0'
MM>?*Z0X0&C<$MF?%&<L4/'9]"G[\/%RVUXI[V;(%5B:URQ<8L:*`I;V^\O..
M4^Y4DJ8,PH64-7]GP=Y9Y/F?,_^969@5MQYIZ(?QTX<DH!'$'5PE\(P'T@/5
MB?XT<#Q4X%((G<;P$K2'24.!XTE,Z,4L@]#3>R&UF$3YC1B<O6]`L(@[X=4_
M2_$0E5+*1Y+^:?3)177DT&@S"._QF8=T$;Z$`8V#.R^?_%S/_+M'<5YGVXR3
MG,.9?M3Y\%W:TOY=MR!EWKZ@)?N0ZM/4'.G0O0NSSU<II==%#J>EAJ[\NT<[
M='7-.-O0E7WTZQRZ&DN[0Q=(3]>,MDI+1J`H&Z*AV_.L^XWR:#.?/=!T\U;7
M"S-]</'!.FO#]4;I+%_#-3SG-%&YI$;A&M-HG-J[^%L2,3$1V_\N[05WOWRT
MBZF^*6?WA-N?Q35B%[%5.71?*NI9CFXZM]RM0%7-`8T9VU+',#9&E(<M)CS.
M<6BI:!=$)2LI>$D53\RYCWQ%*`[H;W9YEGMQ$,9/NJ::>H3;?OTH5H9Q33K)
MZF#WZ45'YI;'`]WG7IJ_GV.Q&&5Z[Y#4BR!+U@EYI$]A'!_/ZX!LH%FT45F3
M#/$I-4`US*=O6JNA/MWGG2_$[FSN%8,1@1%?R>`N+78ZOBV5.*HA/JJ!)QWE
M5AI\/0-]C-FJYW_',MH'FN0J2=<TS'?PU"H.V`XW3+F$60?_O#JAF@N6:/XI
M??V#%#J>F6*!5NB]01`RCV;B&)Y,%YDK)E<#U?0P4R-/["Q\I9/`/(9+3HW#
M@=KBB!>H(SAV6C8GK3AXNHP##,=.JL2U#?XC66W,/'=XS^_`(37^.JJU9=HF
MG7)D&W[ZZQO7=H8KMI[`/<N]8R?SAOJF446XU-VB7M'R-E%.Y=P]&52MV^T?
MJP=6_)GRT4=.]]<X8>'\:VGYG6.:II7--).K)3[RE=_EM8Q4W-I5[V63FN_X
M;O*LKCY^39-,545XEB\=TT#4--640U'R&6S5#>8S<<3%VIR(@0>BUUFVH\'%
M#@HZ"X7%HFV<;,!>"L(J*^-M^.>Y/RD!/?^9=/VE8YI`-4TUTPU&^1ETPVDV
M$X_]TL'^1':VG;KD2\<TVC1-->U13N\S7]MH4YOXU1[U+[G3_+J/[SM&6NTU
M:?S53-O5P>6L1SV2[QS7E*UHIIG.WIT=]2QWRJX]Z&G0\<$&1ZQ"043#[G&X
M'1ZM;Q'ORC39YTG,CYYW7@2/%K_7]<C2FAS%N]K#FWJ2![?CU7!^'^+>=M43
MK=/JC5:#D0`G>;.G7II]<])<L+^.24-]1:EJQLG?W!^BR3%-&@<T]923Q@@U
MOII)8[SMATP:=+J+?%0.?GT<Q8N-7C/[PS@+_5D2W%M]^@BW`4:-.</.0/M=
M7`-_&6.[(WWU])32)R^GI"(GG/YDNM3*Z'R!=LLLL.3W/GBD*[NBX69:P#M?
M0[JWG]-6^]'Z]2S#C2W0(FNOYGO'M.`.-MM,!^`.E]:EC\$/75AQ;K-[;5/$
M<]H6GBS#01L-)L]?O_C7W0_CV9ITMEJIZD\?RQ"?R_#>,Y7^K1>BT=WS4D8V
M2[\Y9CF-=Z"=>Y?<69<,^^^+JX9K;XZF/90'=5YQ3E?7C/5K"5A=CL6:M<5R
M5D:]%_$*=OM_5RI^O=.36>>XFZ/T^B%U@W"USN"T5=4UVF+/&WF@.]DX\G&P
M*Y)]_>AW1>HFG7U7U/\TTNE@,<-5NR*<QY-3S9+]YM#-DHLX'-8J':V#,;+Q
M9W,H+/5!.F.X;8V%'09I!H&&ZW-'LYQ])R\J-VJR"9@P+959P-R`,LO`,(?S
M?;F5FII4,B2M.$7QS%FS4'R*P]PD"46';ND<%%(UNRDH6D0H\*#33)V`@E,?
M>_X)497S.F8V[W@:L)O\F:8/SUY<S+8?D_B%(9T&\SQ6L/^^^_W&C,TZR>6J
M[<>_JOP6(XWO#?.2ZNO)<C'8,NU4!(MW3/?S7\=`ES?J,N.\_6WG2ZTC@Q5Y
M-$C`DS?PHKSH'CK-TCI_XQ.:L_'=_?S7,;[EC;K,^&Y_^Y]@?$L-[HYO0?3/
M-[RK]!;.1KA$@Z]CD"N;=IEQWOO\/\%05]FL3.I"DI10D7/";NP?)2)1[1^_
MIJP5HXW7["#I)($SVO*8Q;DV]VTOO)S6]3V':V0:\"Y=*-/8G&ZUS$%&YU/G
M&&V5UQGE\THN@8`(`C)$I/@_S]EDYTJHWY[N9@D#U;X.'\F^,Q9>K`;U^B<]
M!S5MET./2(\2U=IRB*ZA;:D<PE2JZ)KFOP\+I4<M^!98:_V^CE5V9+>X.(_$
MM=XZG8W&-<Q_'VSV,OSBFX?LE/LZ)J$Q';+H2:F19O\\T\^(5OGO8]:O95/[
MSWDX.][C7^;<]A,3_1(&S+PT68=Y]Q6/G&2I4UB5<N5A:_=W%&>J"J6ZW5N1
MD:V@FZ5[Z[#B:XXF`.MU?.;%GR6:ZXB7ZO)AA<O.5U.B@,&@>EU`U`PDK#C8
M?Y)'QC,+.*JWVAE-7VCQU%%BBH)N*4AHU2S1("5"`02=9KUD.]7K=T[,NIY3
MS]/[FV3'EC/UM5R78+'^EBI6=73K5QP]+%.IU[6<",<6^=S;AKFG\HJJ7Y?<
M)'94:GJOQ4_.NUJN3[>?><I*X@L:PDN4G!"1O@)'YS^$-+V)Z5V8?1:NKQ8,
M2NHEP3&@<A,L"E(TX-'KUP,3HR;71X"F]U2L7$9@ZA$[P))"80F4.I38D"17
MKPNDD@HCA`K-[RC;5*<TN$K2XB^K@/W)\_?Z>5C'YV`%&S9#LK:IF=#`S513
MH_5PG:35G[R"GVQWZ3;)Z,$;X5F726N4CI"#8&FU0[&U$#2H'JNYV4)]/##O
MK")C46XAQOV:/PKCQC*P0=Q6\2$/X@BPW3'U(3FCO],H*OX,N3_,UCHIHT/7
M0F.(QK>0<*'!J+&J1MY%GI!'2KXP`>4O(('L(-$+G+9OMCGQDS2E?AZ^4/"%
MPR2&'U["#"YO<*!W8&DR1_,808A<$$.TVTM!@_[1JIMY(5_5<%`L8]:CP48.
M'E?%;BR8"\$V%*PU'_)67(\!^>4LZ*:Y@.G\OM@5K$RMZM:U^:-SV*@TZMVM
M`@V.>:S`[D,"TWT5'9)EM!=[8<3AP`W5J2[Q/V7DV$+>AE7]6JYY+'!G)0&!
MPVB*2PMV;#BU5_UKN5%Z2(K8"!/(#O&Z=^@4Y@P[<1U&I``U4OJKNJ.R7\]M
M9:&ZR[+T`>P$80/U(4;\TUZ''>YH8!X@DS;'05=IQS"`IC3JG_;F[1`/R$*J
M>]_(N@D.N:8[2G_*UIQ_BKN\\1Z8L3!<=WXC?3!#2=A&PD%6_/>UX30#9RKA
MB%RU`P;6-)*Q#;1)K?KO&TIMNQWNT9F(Q>/2F3?"0=>91^W4&=N#_<YSFE%U
M16FVBN&!]B;,N%X7]#',S[TT4(T8/<N2H\%$^2;2=?3.+ULME.S5*X+G\03>
M-(8^)?ZSES[1[(2AKQ)Q0KPX(&LFFIR2`.21,,YIRFAC!NDP9K0SE<<"W>Z%
M:N="LX9IS%"PEQ-=UPI=<WTDM]$'25NLH-;A)E>5ML:+<@[H:?0_$.L))U\2
MZS=;"BM$_'3Y"CDO:-:PK/B3JJ&,6!=%L84Q+<@:\.'!I[FR<C`F)3]DS.$"
M&/":D"O^C&/%O]]MMU%(,SD6E52+IK22J]C*N=,F<0XFO5X6N,ERGB6'IGL^
MC66%/!S8@;E[%X<^5U%UDM2F6?103Z9>ZZRN28`&,S*M+!"3TXANGQED<,TS
M5Y1MA+SH@FZ3+,ROXVR70K*-\R3=)GP+%=^F=!/N-OJ)R%[,LCN0<4:V=R5V
M,M#@=J3B%M"^NK@^9RMI(7@J?%OX;G=@&_M?<"SYIBR**-_(?V382%YHV@N$
M/U"66^_.PER]NV<@R#F,I]#>`LMI0RA?VOU*+/LU3N+30C0&>)\+53[2_&9]
M%83^'0TWC[LTXVG[&.4=^Q\OTF_3Y_H:TB$RILE&#B*;3QWC,!MAWV0#L1B$
M)R2F.91_YDM0VE2`\Z1<A8D.$Z9QN"`AHK#*B^!81;%J]\F6=)A42C8=HBZ-
M<P@/*&:!O6279V%`&<J84Q/E4+P`!WC>TR<M:AJ_+PF7GEI-G%0_H@%(5R,+
M9$3`RJ<6;Q>$VDQVLX;%9,\P%;/_@22\+UX$Z7=7</N0[IG&RAS(1HS_^0Y-
M3]GIV^U'8"-LN0C$UH=\"?-GGDB49+M'-L!#+]WC&-<BE?('FC\GC4RIJE&N
MI%YRS`^HW$2=@A0-RO3Z=5%UW<I+^^69N27[T^1+3(,:5B%<=G@YH5RRHUE"
M'4M0W*`OFXQ<UP,=A>21:AXGFF7?]3[T'L,HS$-^J<O3G;-^#6B:"6QHWB>;
MLRZU([(UIMS>F/(Y1\T(97MA(C6[.,!O"/@7M\.6>Q]G29HF7]@*)QV_'1)\
MI<14"O8&=KK+<K)E`Y.F4,,BH_XNY;WBJ/$;N)#ZLO7/B&9/F5;R*32J*5U5
M!\D3_W-KI$KO#7M4B)I;HYR\U1%-+IUITZ@SAG@0=8VQJH/#8]2J,-K_N.!5
M,.(@NV*]]3MW*;E'>=]P*"6+H!G;4GZ'C1&ESV'"XQQ=EHIVL56Q$F@K]8X!
MQU94G->^3S)NJ6)KQ,]\*[MNTHL0RG8\[GC9'\78G$+PDAO<Z1JB.9D>+M7Y
M<)C<E.Z`N?12*%^<D3<1OP+X!D[X-1OMX@X@*+_B:&WE\6C,;DT008<$T<JI
MTJQ_^B'H<$6Q?$SBZKA6P%(?KJ*A7W**&52[B1TE,1H,#6G8JP83157D+U!S
MGZL\;.?#>A9GZ[;<;G+_L)J;F,.X\OV42H+FC+F6<K4L3"@]+0,6YT"RT[,+
MI]OZ&`%8Z_5`W->4W/,$;I2X7\$[(K$!49\9:JD7"YP85KD*?%"3HL#,L'Z]
M*[[J<J]F^07'6F;D5AWBDB%THT=[RLO`[V<!OY@^>3G5%E.U4;KG]G)JN%3:
MQ4'I)K/9[`TM_.%OB/"'P=G%MW&4&VNY2;05XO[&TV;S9R?!^=1ZD-JJ4Q!Q
M"-*$+R">OOHTX\`NP>YL$\?<!"^C%U3\[W7<CHI37ZJ:<2ZUY6M/60\TU5_8
M6"K?Z]R"#;I2>/3#E[5S[JMH#K$?M_"*.Z#!V?Y3!A5H)6Z"=*-ES(UH_SY"
MZ5ZM;9H3'T)FMH40\KAO1$%YE819/&@QL9AZT%KJI3QH`Y5+#UI#ZAQ"9OK)
MPV!0>M!%D?KL(5GY/)W$*@C"G,>#EL=7U['F:N4`.8L&Z8XULQ7%:RL$F\<]
MUH#>$I9\B1G@J;<1DV"[_#BV@$$VS_N4BMLHYEG!2,QW*;U9RVV&TY/U.HQ"
MUIJ:B/,#1"X<G7ZP\9U(]M'RG,_>$QHAC9_=%G*%W\[VI5D2<4>_M0MU%<^@
M<'LDRYF%IR?AQN_IZ90V\O3":D&?V=.["F,O]DT]/2WU4IZ>@<JEIZ<A=0XA
M,_VZ:*DX\'IZ-^N;-&!JIOOJ5&+`79!RN/#>-*K+_#0).5:/3*UJ[^9&<,"*
M4L>"BC=_FPU;:?A<972]OSSTKI+TCFYWD$0F8ZMM^_J*K;+B#Y3A@?]EH,VL
MI;F`[$B397"V%(45ZN/,Z!7HH@'=;$O?:MN^SG3D8"DL/.<#T[9[&UQ(ST$M
M%._W7DG/S[&+J<MEWRD\18D'8.$<2[CQ.\<ZI8>=XS<[)N0;\)'7E2MDYB//
MV+GRIY&W-`WADJ9]FB_K7AM^?`],1FDOZ^FP("9O@H+\&SCO`0#@\#/XI`,K
M`]W0X"8]]Z*(!A>[E(%0F,O?/JG<76/N11/'V9G4>Q@RS(IF/K+3=RBB*2T$
MG8B7"4@\86[C=9;M9)9]I%_X3UJ`&C`OCD]C@WKP'.3$A4Y3=8?`&7(YN*#9
M=L3?AVRI",J49X5#KCQ.->!<]M#;V)3VV?8@&QHXFNO:?\Y;T9(7R`G!#Z<1
M`?$\\K+L9OV[EZ9>G-^D=U`FXF:79[D7!VS@J=R<0;9%$W<:&M%R,P=XT(#/
M4-$N\@IZJ#-0;O]0`4\>3GW'-L-LKO<A/=:3V12H8G4W!^J-44^"<CXT0+10
MUC0"'HIAS)./4ZWL:IW3]"I\H7^G7BI[O&K.ZO95A=H8_=.*/I]SB(U0U@IB
MQ`,19`V55/8@!,<<*)W:+U_9:`HS>IN&/JU^S(I?E47S1HEROD@;&CNX<`_(
M<0[P"917+/`GA!;L9`O\,Z4!R/QD%^<P&N'@\B&YH&Q`;<*87GEARK.==6\7
M)$-\G)CET@2,-[).&V`OPSDX#U2\'U`O1(F9%XZHP0D-2G%DS>35FR&+VZ3Q
M@1T6&$4`1&.TX8:4+6ZN7.*BF$WU9E1$#I#045`"@8("6]^WU=)W^A=!.TMG
MKYZ>4G[9JL3E*@[4,+!C7PH@8XPJH6/#BP)4(Q3NO>PO1>A7(1[C,R<8BQWS
MS;IOTRHO'U@^)&HXV@I8;*LZRK!JPVK%C0*4HU3N;5Z%$$"B)T.H5TD"5PH!
M,`?=J)%RD,%4[WZ-$G),H#5RV^RPNX1;M]K`]F,5<0XCM`YR++:>FZE>+>%Z
M<A18,].QMU!S+N*5;,ZPH_$(E:3.T*+R]!1T./$QX,%)@#'G@EAH4P=1LOFN
MB+J$VS2)08,<2\'#4/42)0/D*,!BIJ/J+C2MV$[(EJ95*"RPS@*>!_9;!GE:
MKY+TWW9>%*Y#&A3U&O/]F1=_EEU`&7$M!2(+$TH@&;"@`).YGKVLO"4G62<I
M^:/DY8#BS+R:QSROU"YHYJ<AC\:O$UBV;V&E*7F-V!8[:[<PHCI;-^!!@2L+
M1?OY2BK69N90<92^K=EQW%_>>Q&]67,WCM]=,?MDB^(P^:)!E`-*M\(F%;3.
M86:H8!=>G)!D,''QRT*^"DZR_$V?/0!B/*%LZTTJC&SG@>_%I@PSNLH$H#=$
M]=Y?SH4&>,:JRMXVM)_NY\^49(Q1^<IRDMW>-`"M'HS>>GOO,:+GNS05126A
MMJOXAZ+%S%B7!*F-,4V8FO"A`:J%LKVMIN^G.P9%9`]\ZZ,Z-N[$L\P,\AG[
M;#?<]#84#6+.OF@E=$NC6A70#7FQO16SU+N7EK,@K;W$?4BC@^L_SP?2NS#[
M?)526B9^L02IG-TU2'5&#8%4QGL,(-7HW7M\S$A/UXR6A&6"_BEB?N>?21]H
MNADQ;@6;:U#*C#"=,8'G&$`HT5<Y0T;A^@@@][<D\G(H\[0?N7QW!6"!H=PP
M4T"VN8\)FE+-E2!]J:CGN<B@$$U,@Q4SRGNJ+WQEI^Q*TL6N+@:4K>XL%'3.
MMQ\&RO5N*0IRX@GZQB4ZCKFKN><7._WWB1=GOU%^@@Y_,3@L4#&Z.IW1&Z(Z
MG9%S.4>=M:K]5S3-DYD(F,@S+>XYX)!FX:0BXF%0\A)F;%YEJH,9[WFM`=B]
M)VR@T*`7EC-`_Y]!XB_62^Q;.TC<XRFK]Q@IV[^`HH0M-W!D!L=G6_X\/O1%
M:A@01_QG+WT2U^-%JFRV,)V01P_B\=GO7LQ3H6=9F>`,Y.S89Z.(+4<A+S>Y
MA[\+$,1)3@J5(-\,$%]=7)_SP@_\!)GGGGE*(0T$/$H!@F2]SBA_@?KE.?2?
M29@1&HHD[$%0J)82]E\[OOY5AX%PM_\%#A2A-@Z_[0?T<3MWZ9:MQZ!6"FSP
M4="/_<NGX0N<[X!4L$V$">3/7DZ\+6N6UW`#&45!#)M5H3);2KTH_"_.(R*5
MWO"/"T9:KLI,W",E1;/0X)L_HQD!YS;P/S\:[)]K@5_Q<$SPOA>U1TY*>+KH
MH%^],"YKJ_!LSUDH*W6E($/5*7H=N]T!U*(:XC=B_'KD<9>%,=3,\&IN%WW"
M0$5]IAD-&&;8#)CO!;X@1CP-V5"&O-KJ5<22'54?CM-=ML;`//G4Z&.F[2[B
MN7A%M13F$8@J9J*X1A!F;'[V(IYH3OP)9EE"LQPNL'F-S),JM556Y[;*>'(K
MF']A*A;Y,NIE`(;ZNK*I*?)$1.J#4:?<*LV'BT?`#5C"\K-]WF>ASTBWO(FR
MXN8]3N+3<KW+4[8"0EXUMH(Z03);V:_C@&[B<,U4!3UXV1-1T^DC[3\*&F+`
MA59#;7M/A\#_"-N,HKQ+4;9QL%+C7,MU$62V$MX+S^Y7U/B#[.:;),V9WP'_
ME/2=%3.J?ARCN6S.*3PP-MR3%-Q$J,)4%MZM','2X06JIS@L`V:\X!^[HI@9
MIX4PK.:(%Y,51PY#2ICE"(8WK*&9F*!O8MB;08)BF,+NV`QVR2<P7@5>YDV8
M\*$"B:72_[TF%6N2"V"V*VTU>JZ+1"4A*N@-:=DKQ<F[K*XS!9BK2W^[Z)!N
M`E$VCUX4\3*P?SI/LKS7-R8\J+K)0F'9[%#E3>5'"W7UM\;>'@(KRS`COH/T
M028)>*;!QO+B9,REX5,8>R)V]!;:-PH^L)7S":(^KV-^/@<91.YIGD?\K*4W
M&*TEH.K^T>KWAF\MJ(@LXW&/FU(6@&(KI/&D?)4\1R<\K0/;;&3GCY6#"@('
M&J$_TQ;N`7I`].M>7E#F#80Y;.+KYR^K\L1U<-X?%(`*`F.U5_F+1>6T-?/>
M8&%(=CG_SV)=R,'CY-N'*&)+@_@0]^+J%T/UX;:334)S3##[JTHF9TF:)E]@
M;Z2;"N0<J'K<6%W#+N;_+/N9C_S'2I*+#OP4B_L&&I0GK&S_0WWF<_!*1R]>
M&,%51'$]QYR>F_6#]]KWM<?*0=79!QK1A4`M3FP,^:44!(Y7(HE7RJQN,CEH
MX-X+!&,ZUGN@K_E9)$OW-,2`JH]-M96-9R8V3"ELW6%[O6/_"7D%H&C3$U$?
M^SF:F-MI*T7NLP]T\TC3_I2LID75=P:*JO-OBD=&518XP>6@9WC(0[<+^!]1
MM753(W6ZHJ<4YC3?2],]OVFO=K+B>KZ^_W8Q!E;EJ5CK(K?;]'(J5'VA55'=
M.75OU.>#>2(NI&%+\<@7'N;)!F%>7%?#\L2[SD5_W?O/--CQEX/5"OD`.BJ7
MGF$.5/UHK&[O@63!"'W9*+3<<"2*4);8CW8!1!T\[G((;('XF"C<A")DY`0@
M`=<=_$UXED/83<B(ZX@^<4@L1O6NX[X4Y]J<+N/1-JRAQ):4J[%WBQDV2/B<
M98H8.3U2O&B55:(EVVTV7KHOPZ@VWC_X#B2G3PG4-*[F:='KX(%2CZ$(:#L3
M>Y$SB5'5K[UA+A%;5`0SQ@>P[;PR[69=QQ'PAFM4)L@-`3):)%(,'6J/;E+*
MGUMHDR&M&;KPM:#NO-!49/^!NH=U<YK.0^8RD.+*VH`A($G<R19PV+]BN"0'
M$E@0-UNV?A5OLQG*JG^79V0MO.UB]BO/,Q#[X9;!2'S$,8Z$>66H`KP!+JVP
MPY*5'*QX&F.$$E,!S;TP:I2@W+-=252FZ"IQ54.E"2`$,TS5"M=C\&#"C10%
M%JKKYI.JT^%JI>ID!#TL%DN^"+/%C:V"&YA"^7G10.\:<^+J65NU=;TJ62'B
MIMCBX(V\B>$0#O(EE/[""<3EY.G.SW<-1T0L*UN/;8E^_HX$WCZ#LWJV5Z+B
M'UP$DWO2".!I!,TXB;IH;0XDQP/L'QT'SV)G-$(>+K1-8TSO$-A[W$5>VCP!
M[LPQ[8<BG<<`_-\]/Q@I>)ING.F6:82P8X/-H"5S8,8Y7C[%U<F12737`#FJ
M/C?3M7^WUSY*@S`-GK:G>#\F@GQHL;+`JA'QX,T3M@&I.8LPK\TF+(*#.2'\
M,=NSC7AQB[2FM-B\;%.Z"7<;MCK!$6XB0`4K8!%%LO;\\MBW/MTI7ILQW#W2
M8LTL/A_&3%<1E,Y63/X^K0I4!C-XXA8GMU?5=K]X(MJ[LNH2H(*42CM%CG(X
MU2@[RT5K<Q7OJJL:MC`6D]RO<!S3WMY++ZX,>5'UT0C%%3F?'RD$7#=F\&K@
MU<->O%:&2"XV]M9)%"8GQ6$]C$@XK.^>U,.L``74X(2"YYR+,V9/6J"$7!<G
M_77(:)7(AI^J43'5L/GA<9?"E@<^7,0<\@GFT8M`V?9\)&:RUDP#_]#,,G\F
MEZ^%)CV;RU6+J<$5ESW)=7,YWAV?=>\/3C0U*2HX#^NIGWQ0>*6-DYYJ^\^-
M*8>C--F&&1>JWK)2><3M.VQ[VV<<XBV'HW?(_.E,TW'^Q`]A;\LSV#,Q%W4[
MUI`-5<_:Z6QR=R\2('0.K8O9.^N=C3N)LP@"\8KM8D<?DL;K[)LU9"MGFZGL
MF;Z$4417N3)ESB@AJ+K^$`ND#P[++6*P$[=>_&^-%UD"&R`;_KN2[B;<K$!F
M'2/;CS+KD:#J/K5^LLYIAO5Z698P1PT\MR]A_DPV7EZ&9;QI#%F^^6)]^<U)
M&<-=?,:I\_\`STR9"YD])/7[_/K58V].UI.CZE$S766]6Q7@*S;0A2"QN6\\
MKW07WUF]81;N7AG6V)M5Y62HNDFOH_8Q7?%0`D*FRST*9*QK]9ZK'?4YSW0$
MR89D>^;Z5U1](55-L>^%PJC\-3$C51]CNMI(%#Z8Y+9)'@1MP(*JI\SU[:6Z
M9[Y#P4I:O$0PNPN-MNVSH^JPD;V%LZ<D5D@&5)<$57^H]=-D_U!>-`=T'?+$
M"1!S&]M=.8-___-WG1OG&,H),G>^NGNN#O@P74*W&E%Z4M^GP(L"W5F]#@2B
M+Y?$@*O.+F:CH244X?2K4*Z?]K@XS6:.S0;Q$;:V(_#V@DD7E"O>XQY3@]>A
M`5=AS#Q<IE%]>W17)(6ZKMYFG/-7-;Q\7[Z_%G>Y26H:@3/9)U!U_GSV&41_
M%L^<_A#BX.B&3=[B?KT1#[HN%6L\7>-O77KLA3I\DH;?(T_D9Y!)<)*I8?A^
M07'E9<Z)"EW6:O=J@M`U)-/-Q$:6!T+`E:CJ;2-L<(M75_RI5?F@KI',N*CC
M!!>FQ;6J'Z;,"GAFX<,%K8C,*,`%\F"QAYO@$'+'L<WT'K+\EOF#BVR_/!U$
M&>0!?@.D(Q:/D(M38@:-/&7?!/>#^0N;K-R>\YO?1CKDYB<A91U$E?!$0RE]
M"9-=%D&P--P<RQNB$NFKIFPH</OD;M*68T)^)6,U&K0BCF!8F.@O\X!5%U'-
M>RC5^PN\-\J*KK=B1M7I8S27WW*T7F(U.AGB!8ZBHZT&^S@IQ]'U<PYY;&@P
M\`5&>#VH^ME<7[.!K>H^\J9\5%[U=O'.KHP7<G(6<?X,C@6_:;\MKE'%7J(_
MJ#6DJ'IT6$]93S:323:=0N8*5O?+:2'&6;;6;I?P/Z)J_*9&\HRK53A&HZ'!
M;R[B^MFXH%%&OS!2<2_IO29QLG&2%.&\]O^K^5YU4J2B1-4[@VJJKRB[^Z%Z
M'>-;IUR4A&DGY>3)$HK\BV*#\Z81\^IDOJL"AN3]V/D95>?)=>OOOB'S)9^N
MH/GKE"1.6WM5O8?@%2HNDB^]ZBDZ6IS]H%94/8SJ_FB^$>'W_P2RB?.GEAZ/
MY&!?9)/B&N)E6"-_(_Q$V0#DRY+WXNB`[+P*L/\4\PPVZM-T!2&JWAW2LM>U
M?&*#\/^"VFT?W)OUP/T1M+],1U7K.VS[0DTX;X_S)-T7]3$:;V+DG6'*AZIW
M+)7N=M?[(IO=P#U!25#T*D_5Q3_'MTQ%U;AF5KQ:C@L$U*&0S+\2M].L]>2]
MKJ-%U=,&BLIZ%\ZY2__#:ZU7*90_A3XO=E',,XSIOBP9R!S&@&YX0`;_QSI\
MI8%(\@\G[ZQ[H9L#7N.OE7>D>MW5++[A-U1VBX@[FH4!Y#M5[1PTI$CQH-)3
M!@=^,;,L)-):/2S3PF_)AE[^L6.;WB$,="F10D"A9G\O\I)$+SS?1[)E?Z/E
MJVSZFK/_KN)!/,(^)0Y"Q?4PC]@I)O^B'*E([TW3?\E:/;PM*N"YGO?+:6AX
MUF]3(NU@A9J#ZWES$M:O[<K)V]%!#W\5K#S<:?R*JL>DJ@WV4O4(NM$QCK)A
M1+R@N6K#TB-`U?@J[>3MOZNIW<4;_TZ]S[=>IH@#;_^*JJVEJO5W@T6JS'UC
M+>F%&KE`^N]>[C_?0U90+U5@74*"JP>4^AU/-YQ#=%FX#I4'))W?476`0KGC
M:?V/53"W)&Y1&0H]Q(*JC\SUU4;-*8/E1*!<G-192D*>QC4/XUT1N/9(RZJI
M_^7F0$SWCA+MXTG#%Y.-$H-E`0RV,]4DR\60EJ6TJWH@VNV50094766J[7"6
MJ+H3O9)7A)+R8$[6FSNH],`?RDKJT3B.GE?4WV$[MVT2PV&+<9"\I2148#C8
M#+,T@[*J1)G#9^O->'^^K7M(F'L0;K+[W>,FS'-X'YG_G>:J6!Y;?E1]/E)Y
M]:6LZGR""R59*;4JZG(BJ(H%5_&X1N2P@-D#P'/"8USV-'<:1"1IN<LL#S?P
MGU<[>%,G&O(FEKY!M&3'#AH#W:TQ0TN99,V%EB`Z`#JX@=*I[GX#9<_'XT8F
M[4AAI#%E2E0I2]Y;XXPXB1!B'Y:MVF6%V*J5[VBX@12,T#:7KUL:2TJ0'20,
M%<RFL*3W'I3'Q4),I>()DM3+;>$H+;Y&^=4;+;[71.HPTFA`4P;6HN`ON8Z9
MC\7CX,^3=)NDXM-OH`'<!$3OLCS9T/1]F.49VU+L-CMNW$HD]_1D^R<3'E3P
MLE"X-U?5U&4&Y"+>$][I";$D`KEN+G)26B#KMLB\:MJ'QIRX>M)6;:O^Y"D4
MBH%:9K(]<1)CE6YOF=KGXB'HWZFGN*I3$J+JM"$M>S-W\?X5",G]Y=TM`6XW
MV=)*L'#W!O;6*7UFJP#;T5SS!.B0X/\6_I#$[T/O,81CYP?OM=M1XR6AZLF#
MS=`-Q]Q[Y4LSK]*V%2+8U`HR\GT9<@\Q%5`'(2[CXF#AW=(T3)SL,`T;Q*Y"
M^!G/##X>12._=HQ(.\Q4[>*P9=^#])Q\<2B2N!0YVQE2(0][_0H.D"EP"]@L
MOWK*B$]Y<?9FZ?9_'APOA>!_"NS:S:''CL?JT<EUO-WEV7OZ0A6Q9FI*5)@8
M5+/7JR)#',P\Q3(:0NJ/NOI#$6_&^CCDT;]BX^E7M^8P0<'.E#XG$=N#9O]"
M*`]A/"$;MJ7FL89>WGJ@`XE&BMJK_U4D)68R(E"U2@72H'\.V<XV]9^=!".V
MROL5K]&K-KZH+C.Z:#%D0P4=.YV[.+JJ.ZSY7+NLB(H[`4NG)(5M!VLY\?:Q
MB=I6W0QW,5B[^E?0*X;/WV^3.&/N57`)P1[;-,QHO1P:=/UX2:B@<+`9>F@\
M5>))5LIGJW_Y@89KX.A`BQ^*TK,D#DPZ?9`!5=^::JOO0K^40AY!C(M^$J\A
MK(:G`0NJOC+75]];PNMR/*XZMW/FZZDQ(ZJ^L]6ZVX/K5@_V[QR5BZG37*,=
MJZW\)AM>S%U]N._4[VVM^^2TQR^8D^?G22KFJE^9)]=/J"ZC0=6#&@6U15:"
M@J^<89\XIU@@-YNDV/WRJ`'8N08\6$#L8CGI"0\U\'B`<7Q*-]LHV5-:BV5[
MW_][)][I<:H]]9S$D5^%:9:?L;U^(JY1%*]9%&2HNEJO8Z^W^0F6Z-U3D1VU
MR$W5W+40D3LI@9XJTJ"7?5FEL*J@L"99GOB?X8&FB&F$M[9\P!<@JL]27'>U
M&`[02L/]W:5%V^D*17OIU/^9^IP^ICLOW=^F89+"E>?JB_+1E(X65Y\/*]J+
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M5M8--F8\JOXUJ0^\[IPEH^S7C_"<J0Z.N(G/O2BZ67_8Q2%/`ED?RW8[UIP3
M5<]:JRWKVIC'KQ==^<3$\,,/'PI_L*[>E+*:X1_!CA]C\>H=[J*/RDPA][!E
MZZU*A8/"CP-Z`47FK*CZVU[O@<RW(MRG]+3J)_%LVQQF/%Z$-7?[,*6U6#?O
M@<F;-??1/+:GIB?]C30#4GY2^FN#F^KL&_$<HMJAGU1G;$5U&\KF,7BG`7EZ
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M"B/W7&61C\08$#92D.)CA`D&-2;+>GAMD(@B?_`BC>W4'G>Y*/!7SC0P8TBI
M?_Y.5`&NR@/WRP'_F<!BG)6*L`4V(56UGKXB93E"OC!+D.L6FQ;+EQ$34N39
M+U45T(H[;^E:I*K2=0*OH8OCX'JA.AE:J+BOTUD-(:$M:R#'*)&L_KPI/R0!
MCY:_CA_29,>:-;B@CVPK7E;=9L/%&%23?0,K!J<VT&!N5!3<S8OO,,K'O%$D
MG;%PQ!5K*D!?3>DJ6UPFWJ%]BJMCUH\TOZ!KFA8#'$YG>P=;YIRHX&.M=N\A
MS--32I]@W_640N25,EE@\3AO5W^%;SB#XCMER5E'3_7-VX$YH;[\_&",C",%
M0\^`)6!!+E];7A"L=I$X6R@W\"*#.Z(0P&Y!1TW1SMYVWIP5%8KL]59G(-*5
M*576MN3'F;UMO#CH$0EH(W[\(XZ3&'&RRTWH,64DJM)+WJS+C)-O>^>9%KRH
M$#1"\2Z$+LH"FD7Q='DVH:*D9IUOLUG^O$K':9>["GE&H2LH0D_?0\Z_:]8#
M\5/(W"_QFK69GT5WJ3-"!"YXC=9?/5&UDM64USSPOW[A$K<2(?/S;WXC!).,
M2-S)J/MOAXN?8*)Z2I(`,L&>D,CS/_/WW^5I=K9[9!XU8(S#T`,!4,(O"M=.
M-G:_4RBE0X.5V(I>OD)=C8RRV=^G*Z8J5-SI@LJ$!Q6*+!3NPJ:Q4X-K7;A=
M*Z87F$&^%(*KG3PM1,,R*)8^94R/!^%^"-XZ\&O3[):FY9^[W3U`CJJGS725
MWJCM(&ZS\<Q,]`\)LVP'EV/08X"`^E4#Z]/0K:/!MO3--9<_X%D559*5'H:.
M"55?VFA\D$^1M,M+'Y-_T*L4P,^/BC33'SFD;]9E\>;L[:HXMY:X"2,EX4+,
MH6;H)P9Y72I^7_#,%@#F-]"8;(H3/'Y:JSM;Z\4+B2-AML'NW#$<!;+J^[[#
ML57+.G)T]0S!@:\0R=734(/>)EG>_,-=<4UR7=V2C)[0+$0?%0;M[5+ODQJ7
M46&L`.<;$;NS:7SRFT,AVI[^Q$584;3F2%$Z?G*T$OZU(75P^G2/58@D.!JD
M]A<HU9G1&#%'A3Z]#4Z7:8S(,1BLHZ!D*O>HL&5IU(&36G$I-]6LYC807,3D
M0&2ON%)\2.K?ZLPDZF!P,WY<:!JG?"_S2AV&+6[6\EH0G''(P[2+K8#O9<_-
M@.H6+E*ZA?-RITE,Z\B9&_Y(`DYNF4:K+-MMQ*L)T]`B,WY4"!FIO%ETK5=+
M(3M`!W\CPKI=O$;AY]C0]VQ&H9';R:&5FD@1UZ&G1M6M1JKV$@AT8C.\*IUL
M/]*9!V[P/3_[_X^[,`KXE)\\PB4&S`K/;&5X>JZF!D#$-DU\2@O"E(=V>!F7
M"RO0#IZ_I63KL?D`3@Z8:=E:3!D<2V*)J=\_(<[W)&O]P;=&/5+T@-*_)#HR
M-.%$4AD[$[#!RU;(=;)A.HE@3FF.DR%Z5)@R5+:7@:8*\V%\I\"8<DXB*MH[
MJV+?-"=LQH$/=Y6$'&U/J775=U05IN6ZF\24<,[&]Q--UNOL)JX4Y:K=['*(
MH@@D)[\VO+@ZT%YQ2:$VQGL*S.#SE]-V702P"*8K8UR*]^W\R6@W,B^IO^:H
MCF21?U_L:6_6MZWIYR%Y"%+Q9JB+``M65`"PUUM?:-R#@X*61.(%_]@5)PH;
M+Q!QDWQ:3_GL7.P<$_)P<5<&_I?[`7>;O]NT"##FF7;*:$(Q.2GF[4$.5!UO
MK&X_T5L9>LTY2<GJ;N96U=*^3:+0WROWYX9LJ'K-3F?94-URRN:&'`:;K&*X
MN[KQ9U[\F;_2?Q^N:14`,]"=1DRH.M-&8_.N?&12BQP'$-\)F3R*`")![R9Q
M07FH?!VWD^@/92PPXT/5K99*RWHV[Q^;B7N^YMD\@CH"]2DA9+])8M@.PT/#
M(@U=$2%=9*-[:WI<:B\+5?]/8(@%)L!-\JOOB!L<^!*O)>8PA=]#N"E+O69U
M]JO[)`H^P1NL575\`E6ARWW`*@Z*IZFP,=F7_$K,S/(15&":TT(9RIBH$)(6
M=$#&M"A+ZV8GS01D&=.D>%77>.W"BV^7VIP4V0[$^RDX>=M7LEP@\X.7%]K?
MK)O-JY^>S+A08<=*9<LI9U/)YJ>W37PX\1B3-$V^P)DOPW[C'Z)VHJABJW0<
M+7A1]>\(Q<V'_&,E3QR^-_[9D._HE(81L,\7!Q;%2EKGT=0/9$MV5#T^3G?+
MH9VV/@+#^U%\II%5%$._W[(E!MX,BU+3_-FY7<\/"D#=]Z;:6_1^O^>WXB/N
M\BX\P.$R\QL^A*]P-,EMY64%Q'M,?8=;,:/J[#&:VPQS+CXCFY#7&RZKM6_A
M"V[/!\Y%!=L]F]G\YXV7?C8^(1CB1-6_UFJ/.R4HZ@'O808OI#LY3*\!K#@[
M[Q*@ZBR5=KV3\6(8`:&[T_#&C9U(Q[+9A+G8(FI'DBD?JJZQ5-IB%#6N(LL<
M,Y5L-[O6UW"SVYSSA"-W8?9Y:+NJ)4?5B6:ZFO?=1L@KD[.D3*(;?_6)*9>S
MZ9>G4@M%E*O&.]62H^HQ,UW--YMI)4_$BA<"G1QI[[;;B!]C>>E>'-K"]3<5
MY_E57@;U,;8E/ZI^':F\>4=GS0^4)]59^0DW)4CB`,[(@ZLRJ<J%EWM72=HJ
M=NA!"E4XSO?B_4T<[2NN(E'5/80L#BRP\WT)%89F-]-B$?=+J8V4.0'31MQY
M@SZD4`C.I;G'+%0B"=.IP=X*3754*N>@9JV&<>,J:D:P#GWN:T*LH:W+P;;2
MC-2JP39?*'?DX#WWLN>K*/DR[V1K\,6O%<)Z<]VC&/0C7$&<C\*^/_15V/>(
M<396>YN-=_$PK'P$UG@LYJ+#>3VVF_59".$[GVG\D-S3J*@OD7R*O?6:GY?3
MX.$Y3`-^NRT.]_HYS0X0A0H$A]NA+0S_R.0R<##!$$>0,=%UC+`70R;@Z@,D
MAR^<BIB"L/B&F^QVZS5E<YA/KV/>$+_1*&#3[[T7030&_Q,$;3PDO$UX6(8(
MG`]NUNLN4`Z3A@HKDY@B@TM0"898./%VY)G)%MM,+Q*5,P1P>)`*H$?@I8A!
M^?(<^L\\-Y$O/LC`MW:2#K.LP743UV\Q>S6[),42C1E10<)6ZZ$'!U]*>45Y
MD]/RR5[C^?FV$HJZ@V\I:^LXOV-K+#\!NX[+UY+2*JA3R3U.>)@9)0V<%IPD
M+5EY.&WY+K5:B&RA=>(`6I?E,ZLZ+\@5^Q'>"731HB%%!8!A/?4S0OWRK,Y9
M(IZ;\?R:\-)!3/UINP1GN[)N2?LO6?6`K:S1)%ZRA3&OK%36<@HWC[LT*[*?
M%#&Y;"_C[/G$>I4]TY<PBJC\RE5*A`H'.@V["#CCCQ[6I*)V^!JI+.*\JMZ]
M*5[ZJBE1]<.@FKVT,#"0.`=IL+CKD;-=%L8TRU9UL<_RD:O(QBV*^;(_EQ&R
MO<%B+0%5#XY6?\#U:A1/+0O->^2Q^!C,@(]A7#PE*^LE\R?"+@.%C9N";RG&
M`X&S'RD*FKK/`P&^+\/=_^?,Q2N&0UT%8CP>I.*.%!\Z6^;!BP_IYHIY`])=
M%M_$C2#58]WQ(%))/%(<#9@S#Y20/74V;RR#`Z'#I!TKBD8?'8U$$)IS)8L9
MV\N>Q7::!FEO6[W*SYDYDKPVDW_@2"%F9]T\J..'"G#WF1:*?*L\WO!RX@N-
MG)3*A":%^;3,#-)%58\`%2I4VNE[M2H&5RXFF>CHE#K*K9QF^7D(]3+CK+AE
MAQ0$BH,(+36JWC%2M7<@P8,-2JXJZ@#X')X322QY2'=97F?F$<^L]^:=IN-'
MWXT&RAMV+)=$&HF*"EGN.KMXD\O6#''U"06VZ^?\'[ST,\VE5SS&C*BZUU9K
MV=RZX52-VYA29GW#RW-UULD(7$RT98K*M,J8UKC@[G:FEAA5!YIHJLXA_W!Q
MEYUH$[N>U+<I=;XXX>?$S4\7%_BMBWTW[U"#-%NE(?A4%SQ-^2U/35?6M6%S
M33,9?K?C[;A1(6&4ZKC*"V`L\*-HUKKZS#A$*?F/`5-#RB-$%:I2/(IFA=(@
M(Z#493L&!"ET1E7"R<U3Q%(G;>II!1FJGM?KV.WI)K7K!-/7Q=0@GF&LF%)>
M!#'X4<2+@'<[8X`<5:>8Z=HO<RVX^$RZIK1X#W@"57&Y`.*7$D[($XUIRL_"
M>"9^'@_,QM1EG(<\]C>G<2!2%3U[XJ<B11'XE,])5!<9@54@HU1L)78`C1,H
M"<!FA#`J\UKM19&`?;)>GX!:1>%U>`,.M;:A\GH,65'BC+5+*O0Y(5^>*:_J
M&S`KF+_A@Q#X6O@4GQ0Q1QN//RO+0G[P]PMY\_8;N(S8P:/70JKWE(;^+F)Z
M>-&_DC???],LGO.OG.3-N]8?N42.<S@UY,HPQA^^@?(ZD'"YG-;8'W_\AD2\
M1G'SCS]]PUIH0\LBU!&<1)XFZU/Q@)H1_.4;XNWR9).P)A6!M:)\\0ME1K&_
M%)_DJOWUF_+AM>^E08,XI2])],*^>`I`+*Z`R2K*DJ*%V5Q;+I_ETU#H,ZYO
ML0<H@JM$K[N)K6)=5P<U9]?BQDJ<(:=0;PM.A!\:98WZ@5>V$E`-]='J*Q;A
MPBOSJK-V6)9ATU\?@7^!S2/?3`;EB0XDMQ3EM+V<C9S'7<Z',P\NX3&=_%]T
M`PE2TWTC6#SC1^6\BGKKKV'OV!;^Q$_3FS6JG)RGLX%R1?N7?>7?4<&CHY3:
M\VIU)<Q?;/(17='M44;@J;LS8$[52UE/@"?J8"N)DW[Z%)?%#7[UPO@FK@^\
MNL=AW9XTYT35U]9J+XR&7:4?>6(*9G`WTTA=VC]0=')3\QP]%BGX7\(`G)C>
M07^/`A4*E.HMW-M7O[T_(QDO21"4FCBJ'/'VY[_^]<%[/?,"./AF>Q":OO0&
MO8H.5><.**F_$]VF]!2X>3<_>O7^&"2P/S`O=$^]-"M8LM(-Y$MO2HL:7XPB
MAIVTB[X4KLU`MN4B?9&`=R,AU2I?Q?L/2<P<UC@0IQ1_9\;T;GAF^`8J#,UH
MH/S>2&1_\AZ37=Y*XP47#O&>;$#:*1/7/)L!(/)UH/`"#?):HP7DZH7ME)_H
M!5O>]D4ZE4:+'HA$4^''!T%+RZ1SGQ!!`I!177LU,?AU06P5QSLO*L]Q[KR<
MWGKAH7.=H>RC!9BA83I\>5Q$?5K"JX`<`;0V4-3YOXH$QD4$.=SUA+M-S^W5
M$N/J?`--!V("&Q*$@RPBW;>%$#?;V4(K&@STE)H253<-JBGK([]3K99USJZ6
M@Z*CI'%3$&8CO>/14Z/J,"-5>YTFC_V"#;^[4#^V17Z@Z>9CDM.WBFB^/@FJ
MOE#KUXO)8Y0$2`G0DK<XFOW[X6;_'GFS?V_3[-_C:/9WP\W^#GFSO[-I]G<X
MFOV'X6;_`7FS_V#3[#_@:/8?AYO]1^3-_J--L_^(H]E_&F[VGY`W^T\VS?X3
MCF;_RW"S_P5YL__%IMG_XJ[959ZPPJL9($?5'6:Z6GCY#CV?Q@X3<J`TWCG4
M>5"@C%,:0)Q$X]FA9D=M)PA5UQYJA?[,I+D-YZF;6@]&&D7GT^(3/,8C;KZ_
MQ+1;+Q/U?H:2P>?>-LR]B-->7]L-\D%!J#!RJ!46$T.5<O@S`:&DD%J\%KN^
MQC>]:QIA.E!\):B8#18.<0$.R/LPADK2/*)2[7#UJ5#UIU9%J=L%U.1F302]
MPVI:+S2-PZ?G_(H&-/6BJUT<9,-]8LB&JI/L=.[V6L5-"G;"^=%TY-7=F<%0
MDA&AZB2=AKV!='>&IOG9U,J:8\MS^O,9?+@S#%A0=8VYOMV.:G&*I0A+OS5M
MX!5G]]`$MS3V(ED"H@%R5/UEINM@B%O!!T54!6-5ZIYG'(^@(QFE>!/A)'Z\
M8:>(K^(ID_LOCI2$:+M-IN5`GA;*.@(B#]EFD#]-+^N:$]_;>CY_^;/N=1N\
M.]E&-'CB3])IGM,T:_P*D1?;W6,4^DYS6[8`+5)<<S^7!F=[J(R9Q#Q.5SMF
MU6QH03"LLR8'.$330$=RGB)\>)>)P<MCQ2F*,5P"W4^>8CCQ6-V<7Y_QES,/
MWNOE>DW]'&)T19UV222-.3.J;AZCN;S4S&M5Q-[+LL07U4.^A/FS>"HHYH>T
M^A!,#_`Q]U%2\,BB,A_>1<([P?=)-A`OI63#UK\6.LMZMG@^QM^#-8X&&SWI
ME9)X'G?W'7J;ADEZ3].7T*?G29:OXH"_EN,GDC=L$7F2OM(?)01Q9]M98-SU
MW4BZ+7R&9.([(M\>O$C-JT^1I/J6DRB[[%<H*1%#PT$^,M@TR[=#:DI4O3RH
M9K<K/V6DYA`YV8#'X2U.!N>`"<34#O6(@A!9A^BUE/1'Q8"L.WX+GY[_'M(H
M,.X7!0?6#M*KJ^TI8"6<%T.GO8>"6N?>EM_VJ7M*08:J>_0Z=ON$4\,=0E$`
M`T<W_,KVN/GS<#]TZ5!VA$))=4\(!L==\2$,F"Z7/,.&NB/D5*BZ0:MBMQ,8
M,>\"0>ZX"^XW7A09C`85':IN&%"RVQ&<',]HN!)9<8:&@X(,54?H=>S=R0AJ
M'`.B*`7-C\I4=S!="E1MKU2O?\,B*DMS2M>+P-#\(Z="U?!:%56+`(J9Y[K*
M^'?.W.:G)-V?T=A_AN"Q;C]H2%%UQK">TC-12,+53H'H%^QP5BKXG20K9)K2
MF_7*!R+(_G%!7T)1Z8/1:(S]$,;P\K_;C8?*0]77$QDC39P@*$@*GQ"5*LJ/
MD*#\2EUIXBO"C<@8,1UNA+RO!#<M8W0)-XX5-U5]R^MXNX,7^[D7#13L[%&B
MZNM!-34%.P4+X3SN%NE;IMX/W[U5.*7M7U$UO52U;G,71&\^?^/0$_5R_SF,
MG\Z36&3<DJ6JE!*A:F^=AII`D`VP]6HUEQDS(#\93SWE-Z22+1/F8GJZX#'+
M7@2)0KH=U/P-5;](%)-V!R25]2!3+C_#KE+#L;D'8FKH9ALE>THS0N,44@&+
M-QRX^J<(/V%K*T_*<N]%7KJ_+#7_X.TK;/93P)FSHNI=>[T'(G`:][<BLTW&
M138`4.1-+J26]=`P`N&#F%MX'!+,*I^V#\F[JL7*5A)MI@"$C0B,P!BAOP8@
MS=FZFJFW`(%W%0E#3HF5$CMENN]CP,B[[WX\#"%J`<>`CT'M+=%1Q'96&Y)W
M`)8?-6!Q`87+URU/;=_*"@;KY<WZCN:[-%8<9YCRH>IX2Z5UQQ.T$-5-AE9Z
M$"F7![E^ZYVFD["O89OEYPZF?$?6P<;G"$?3P5?A*PW`1E6!QM;/J+I+KEN_
MO"*C(D#F;J/Z-XC=?(RHNIW[%*B:6JE>M[5+0L<-SF^*J]+(`4R[69YRZS37
MY3H&5-UAJJW\`KUD)&U.AQ?IXK'E;\F&0ND%>#MVO\]RNH$@,$4*0!,>5'UF
MH7!O"BL>HP(O+P`EGM<)=AXIYS(OH,JNQA,6RR[L<1Y'1ZK4MNM.(<7U);^L
MMO%]LLN?SSW&'L8>H,XN:><$(G'A8#)[#"M"<^&DE"XB9#%F"OV0_/_;^[;F
MQG$DW;^"AQ-GJR+DB>V>L_-RGGPIUSC"97EMU79L=)SHH$1(XA1%:D#2E_WU
M!XD+29$$"5"2D:R>CNBR+2$3"7R)6R*1R?(-W_->!:L?]3;?95D!!^;OSY6O
M_/,^3;*42_X%PD#O6931S!!=]$1L4>G0:=O4\EE1W(ED7U<.60&Y>B??G^M/
M%\I*2*T6G_%/AWK@,"NW075&,4&E*,>TH*D6O"SG4G`Q9V29ZHR#,K]=(QLY
MB:2>+(6>;"H]R4H]H9#&#HI^^OK\)?L\DY<>;\%N'U/.O\A%?MDXVD7R.?F,
MM->_4E'U4P#8CGZZ_?O]MVM(/WC+ZPDC?IP(5I\K\@=1#&YX-?6E>A4IJ1^^
M70IB?O(6M)33BF=3_)AN6(*ARJO/?R%?WE0J/]$=51\`:6VP#$CP54GP-2HE
M\/(ZRTEU#-'X1C&9\`CJC]SWKQ'TIQI!.I90P';RM?[PN;2S+*KQ8"&HZ>`"
M-#JHB^?3I]NH-D3R'L4$%9C'M.!?D]N?>G)S4QU#4/913"8\@OH#N_]K!/VI
M1M"E#N$K0D`TLL9>)N'?:1PNTF\J*7MSZ+A1HQHSHT1OWYI&?!2`Y9/1/>35
M%%F^MBK.A?"F6\IX%RJS>S5X9AWI;T5)D68]3\&M0E0](PF5GEEE1&6=J%.D
M15JM&(4VS@Y";\RX"'%,5SH,QRK(MC.(EO82I44FQ_-%O@V2BRJS:[3;!Q&3
M%1Q&XM$I0,FG&.Y>P,6#]VX1\ZI>Z`45<8`.Y*O(N5B9=@%28TP$BY91HK<T
MA/OEU0K<ST1S*B8S$H$[FA??D-*#VWE(V%.B&@[.8IN3"]?>%W#5,8\`_?I`
M!@FR'0X^M.&:!2\TN88&OC_P,59:R;\52;2*]D$,)PG#`TX'6E0:,4+PUJ-/
MP8)('D0PJ:X`2C;R,L"C(SY$K0?%J[9(B_0R>9\G5%B:V9Q]+0(6)'G*%EO>
MU=LT;H5N',<%%>!'-:'S@:,N(T;TKF3?L86$2)U\44D32C:Z"H_6DOK]Z&7.
M&Y8'UM?`!^51`6PIK.65KR+U?GFO$J*#3+T8M<IAQ,8DI`D355XBX@T)H4D[
MRJ*589BT"J#J>Y-TS4Z7:B\+>NSLI2%<=_D%KLYM2-7JU*7'X-IWXL1#0YC5
MLFLXNU/#-LY<$E5O#XK9['Y-("9V"&<F2)`@\I`F]J`T"^/%Q2#I`#2<RC\\
M$#UG%:<9#9]H$'_)>(-I+T2#!*A@LI6V*ZB0I"-`2"0E3KB&!I4-#7K0+(>8
M`3<40^TK3<2.4,:->(XV2;3F&X\D%Q$"A*TF,[Q0<B!%A:2[W'WOE#:26_4*
M+:L8DB))E[!U%N?1"-A+BZ27=RQ6[>Y^J^1`.CVHK5\L30?J+V^4K:*,/O)#
M!!6M-[C]&0NB@G%(RB9HNCP1!$10^/30;,MO\"$S%D0.1[\O6"<<'O.WMN4W
M>+T8"R*'H]][I1,.CQGMV_(;7"B,!9'#T>\*T0F'QTSW;?D-^>Z-!9'#\1_N
M</P')CC^9@O'WR8!Q]_<X?B;/SCXH0WNG6GX2-DZ9;N`E_Z>1+G!UW6@."IH
M[&1M`E12D1H9$70>`^*GR69!V>Z)2\;UADO7\\BRMS`JA&PD;<7'YS0$B$A%
MY?OI9$W^;<`[ZO(U8`8[44]15-`,R]D$I@Z'("&"QF,TQL-A+W1DOH?V]N!C
M180**1>)6R$=&U.<&DB2W#=^,M;\5W!K,)WV6R50(6,4K[4ID$Y>HJ37<WTE
ML.E`WRJ!M<<'CO#U'O=Y=*\$-IW96R6P]OC`*;W>XSY/YY7`IF-YJP36'A\X
MB-=[W.,!_"9B=)6G3`AB.%=TE4'5ZST"MMZ"J**RYSV>&G1,PKZ.[RJ#JN-[
M!&PIO(Z.Z+OCJ^2^&82IUV?^^9H?+O]9!'&TCM111^ZT6A&LG1F@@FRL]*V[
MJN"-J%<2$/M26T[X[TF-D<I^G4I67AS=9?Q.@R=[_4M4,'5)9DI`Y-5)TNP=
MB;!7!YU0_3J=5J?T*GG&G7!J-ELJFB51]?>@F#WQ]$54SM)J<?@"9PDP!9D(
MV0U9E]>4Z?#=.EXOY&%/"\YFF0<1O/12:9L9W<`C+\@0$NSW+'T)8B_/?),P
M>HE"&CZR%.;B)L#-[U'!:A"N'\Q"$W$@!%7C>12`MP_>=RJ:LBP,CW6S8OD/
M6&8XP(SN%)A<"0#I.!+F$0"[CNPJV$>0;(3!"RU.Y"N:JXI<6[K`QR!M$^K.
M0JCP[I.P$W059)<I5_ZEI"``'HS&ZG&Q&,@R148=*U"`^K/E\DU`&K#0!Y!S
M>%RJ,\MO(0ML!H$!HRR#?<UE$MY2FHE"=_!&?;6%JZ.[A*MH"^XC6*%2BN/;
MT3]?R/?Y444++X3AO8[(^B2_S63U9"7KAQ?"I03J82[UXQ0E&C[?4WC;GVP@
MDG62T:S6$^JC3NVPH,.G"O9"]^->1YQ*NCKDJ:Y&?XD(WB>Z3S/^$_2/#X#K
M\KDZ/UNMI/.M'=X6C":@`/:MZ-((?HR\4*7('J(`R%?_K,94C/`J*,`$%$&Y
M8#_0?+Z^#:/5$XUVRX)E8MGC)9^@D^.>A>,\54U9F4:TLTO=FJKV286HN+VY
MN^9*5^,IM(X)KFI)^HQ0,:L@MV"!N=&[:=XAESJ\1NMZ=9@$E:+8R]N_XNS+
M<+W26E4=/0#&,AJ)WI2VBV<BU@<)"P;K4BX3R42IEYUJV0U@W?MMRW7P/7WE
M.^[G8IE%812PB+8.FS8TJ)!W$+@?^@IJL<5X%:R(X`7GSI(9#FQ_H]%F6R5$
M*0.<-/$TE4.%X8"0AO1,)`/W%?*JB,NC9BT`#\05$@<!/F3E"'T-&%PZ^(!L
MP6B0%>S]6EHD'@O8VH)'8KIAP:[;>&I#@PI*!X%;L"I2HFB))B:*VJ.+4N?R
M`HE4+M?\B'(;O=#_I@%KS::V=*@@=!1Z(/>B2*M49#(*RBJ(5V"8H^5LJ^U\
M&21<:BZG`=1'UKQ"\@XU^EE$Y9(.[?_.F[%(;RB7:A<EU3PU7Q_V67M1=>>!
M2B6.:$"7>I3;I`/E"#7+Q@S>T`JO`=.&D)X&G&,PZ\5$1L%3\(4$LAC)#9)&
M&A)D!MF6K./TE>S2D'JY::FU^S>Y#^C!3Y7`"MRA>%V(T2R/=@%T/=8=T>5F
MP^B&BVA42'Z`,R#E0HL*PQ&"=QY<-)NAD<G76(\05[F<6\V^S%6Z9;Z<&$!V
MHT8%\RC1!_92RNK0"7U0,H6U%#_B_>OH*"93Q-]Z_1VE!@BV3C)RZF4<IQ`0
M=1#X@>*H(+:3M<?J%&A2K%B9UEY#.=SH6*RI';!XG$F5P$]TKZTHE*E,AF#Y
M:IGZ^HNC`L=.UG[#7V6Z51A!8&[-SXM1]B#YZSU-((3Y;6&*G=Q?&A5<5J(.
MI+159`3H/+I\ZZB]MRG[3^V:#)I7)%'^#NZ(;2?O81)48-G+.QS6>*7)A'N6
M\+),4A*GR88/0^G:_5ZZ[#U?W=]Z,='1;,4BX5<^7]?ME8_EGJE]SV5!@PI5
M!X$[36X5>?VR2UK@JKVE%Q/K/7VA\5\OLXSF<&-['P7+*%:Y6.%&@(:7>758
M3IX@OC9<P<W90YHP_==5D$79`GQ(%_0MOXH[-I=GJPB5IIR[E9VS1K`LXH`)
M>U^<0B5B5HA!%/)7$@AAA"TBKL0A.R4//[4<6#$2$I!2$$@C`PY`U0=+$&WF
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M1`0Z$6.&;TOU@RU^[EA'"1^S\`??"=!(!#P]0!4>@:DJ95XF5E;J"UOP&+U+
M0KJ3X5I%L!?8"MTE*W!V$9DPYNM+/@V]1''<WD"XD:-"?YSL;760I>&1EW@%
M!"ZX#;9$\"4AGZK5P[]@]<\BRJ+ZC"]><_+?RPI]J,,5XQJ\O:RD,\3+,95#
M!?"`D/8#.R!+P>H`-H[WK__^RZ]>4.*J\ISSL\KR_9YO0RCC^Q&94KF%D[$D
M+J2&Q&QBI?)@47BF%XKSV))N@WBM!Y-Z6/MO&5D569[N.$<`,BOV^SA2?VQ*
M'OHEIW"K%>2*R,N,W!%._T9=O"R"-WEJ;LW#-D2H('>1N)TC5]U#Y<&;/KDS
M&NL+D76558!!5@$JF/O`TA2F8A!/:T)4F+I*[8@KKE@=O+'PVH(+!/EAQ/M!
MKF@VR-J08</5069W5(,5`^8DAN1VD6+OY8%<D6>P#/%U_UI,(#01*8/$6V&9
M%;>)IP4)*BSMY>VRHJ;K]<6A:8+W:,X"?H3A^%7WG;&\2KO0.*\J[O+61E1]
M`?9]`-W+`/Z>K.$Q?UAK.=B:7]+XA8M^#W>">A>B_@V8>+`%B1AE2#21&:JI
M$:?BBTIM3MPH.]VJQ^.0U?.)0U5)8JA3I-86]<W43[*"BF7J8GB`K](>BZFE
MIH6>HCOIZA=I'L1-Q6E^CTH!#,)U7K7`]_7@""U@F].#LIR(-ZI@$9$3Q2?Z
ME\U?9G74/L_(ZS9:;9O&4YV'!AZU1A"C1>D"B[(?O,JT@!S6XE@`GMYL'S"N
M$B$+7DFQ3Q-]8E"U>$E+([2TROO;&Z:V50R5HO3+V&D25XG(W^&%<ER$8#2K
MG<6#I0B-])KP<]LVVI<;A(RH6WT&S^O$.7TEHK)TEA4Q>-@^98*IG"!DD(:8
M;N"0`,9SN/*3"M9F`3;T4NVDB3:3T:EA#I+^ZER@IG?S)\F/$R<T$O7M>-40
M^2>*WSG#D-*=""N4I/6_@EPT+=W7343@]$#99Q@2R0M<"!PF<YZI*D5_\+\@
MC7O=@=[+I%=/Y)=(:R=OD2FDN;GL'W_](U[&'Z;E!ZVI:;>5B.V`YF8B!&\%
MY0,8*8XAEOD@!1)X'`1M13`?)/U@J(KL8A,$^S]J)^DV.L9"?_SJ'9!AV5H.
M>?6@\;_+PO]O>LLQCK$P)%UWE.=6>4]:?QUD6_@?I'H)8MCJB3!=(L9:Z0C2
M-13L*!&-#T>!6Y%5.>F,P+^DQD%&%-,QZ007`FP\P2D.?^#K!7=EV5-Y/PK>
M[Z_-0(/61(A`M)>UG8<F4/M124LJXADIR;'B=MT.%>9*.R44FR*/`W.FTQO[
M>$*CA;A-&4A[+P)!-9>V[E)(5K8!X9J8=!='-J`>*+PU21D$F1&6$Z4AO.A#
MFH\8958,)S#TW-KA-!XY:Z)Y$\F\')F"AE?@::3J7KF!0&V-D,O-[Q",2J-(
M[<L@68#\?D/701'GY!XX?/0F7\NK[[*X,ND7"S+X7AG2KZOCAZD0C2L'8=L>
M,<KT!6-!$Q-)/2,EO6?L5-#%1;2C6KM^^7?X;\Z^I:QS8VE)BA!%6XF-4"H&
M,P(LB.8Q(_^+LYEQ/F`U!$[X0+VG6;;8!HELKR.LA\33`-8@LS.TP(?DG%$)
M,@YPZR=<'4D-EO7*!`$'UN\0</URPRA5ET_5DUP+'3BZ#KRJ<KJF#6O4H1VA
MK$TL#%5]PL"@(N175<+-3%4I#M6[2AE+7\'IVD*'JL)XE:%#QF%4*R+/J,@M
MA9*+[\K[0&F618B)440C))*"?%(TG\79!!,H(K#B(TM?(@@973M(6T-EY(`=
MP&'!'6"5`2-+;L(9"O@18.C5VYC+!%[O[](Z`A&^^*1.P_0UR<P9`1S)$9Q4
MCY&ZB;,C'ZSP=AB77&FG!&Q3Y%&H^K/?0MH`P[,E/M<T%D\K`BS@6<O90FR(
MTM-*RH=^=+"B="V6K4*(UD.S;$T(:B75JN?+OAXL4R8R:0C7PH[,1?TE$?7^
M@(`M4S<4%R<R1:`W^OZUOP>%=BE$"/0(US<`_/:[''ZP9D'"B>LTR:.D@.@I
MTEZ;)MD5A2=2LMPB>*/9MRA)^=+V7K,5'W*1OB'?:+Y-:]DQ#9O_#ZL>D:;X
M:'7'4V1QV@#ZS_(Q8R4(J20A2R$*46G=906D5L-,'UR$G#.NSSD+4A9&2<#>
MR5U.=_Q#L:]-<MXS,;#7K?"D](;T.K(=S^!Z*=*Y[O;!JM.ZX$*/2.U&B6WT
M?"32_ZYD4^I!R8E(5IY`%LFV()$THUL^P48O:CA]3^"=9_0_-/Q[&L/#@J]!
M)$[H\Z0R3EZR"(*^WXA8"X\B+0Y7[RY=.$,UB%3FG*UK:I:HBQQ41@YFJ1FI
MJB6J7@(5ZUDL3>KV954]D?43*<`,IBED&@G"/_%39)!EU9$D_$<A)UA^PGP.
M8@I!A'33[N3+!S[//^ASBZ-VGJC*"6CJJ5LZ0FN;U9.J?F'2`PG@U49-=[40
M\!(%'$_T-3H^Y;VA:TB2<443_DO^R/LFXP)_3X(=Q*CB(U7/#,=/J4=6-0%E
M/54+1RCI(WRL\CO*XH]IED-^0)FYFBBAB)!*ND/5!".?0+3/PC(][9E7=03?
M8`NJPUYH(*/AX#S230+](&8-V>!HI4I?<Q8GF)_/)M@$!H:?_CC!7#]N8-4W
M-97(>C'04I>4(#?6X74I9PAGQ!YY&\LD[+S@,'+RS#QBH'D0<2)#SF?/C!A\
M=7''#3PA.%&2BW%E/_Z4H<3?,.P`4>2.-@R)GN*(U--&RM8CISXE>9#9KSD]
M5QB57D:\HLY3\BC"F?I\NBE?;6?2VB9/`;##D_%>Z^(NTD.;FC:I=2%]&LX(
M;O[.U*#.EZ6*_;\IR^>,E%4054=+?9!9.54J4G[&K3SJRDQ[G>;X`1)$&F`K
M:<M\J?.SPL&[HH090=.B,$J7>=[GZR<:TIUXY:S?F0_;I'O)$<WN8Z0>L$CS
M6;V>U[YB1#0G3P"78M6W*9#\0DH%+B.\*;NHV&4#MV;C."&"_<@&M-[LE8!_
MJC/\#/B7/,4^4'.=U6^P?$354/,.EQR$XZM%U25)6&]$AX^.$S&".7N\S*VA
M[L+%`ZQP;L^D`]@\`;-N-E^+HT<5U*4SF)<M'1(PG<5M1>2U9.!KIGX)HA@V
M=>IZH#+,?V7"B"3OH+11R>"#[LX%TPP]7OC6[*Q97?`]UT4&EQW/M3!4@A_1
M#.NF+Q\Q/4$)R[>*-35MCEAC021#=%B^3OM*%X4_SR01*_^&RI]W"<SU!9B0
MY+'JX-6WP;G(@0.BP3=2<&.V@4^:T6<P82E>Y?&T^<H=#=Z'&MF.D.Q&B6!@
MCA38$E=IXRR9R#P2WDZSZIR]2"]EG$7S@M)GB+`@1S1NQTAM-%#D*5%<2.\*
MB@7@O],X7*3?`LA/4X\,9@6OB1@SN(,RVT`+3"[R]&*GV"`$]CY:\QDJ*R"K
M"7U,XVAEBVHG)69(^P6VP1,XD)(%T3S\FX!%+CH:"E_AP^@Y`X9@,R%").WD
M[34*?](,A%/T9](,"H1E6.KW9G![">[@<$VQAR)60]-(C1!4!Z%MAJCF,A,7
MO[F,?5BR\@QOE0PY4PGD\T;F7SL*A#`."&J$+EV3N7Y.4/,VESRDS1\/:(T+
M#6''YA]0SLL%R2$VN.&UEMX5\^;C`V725[Q1Z$+C0O*IC-)^V"D.MZ\F%@AU
MP%5RA]O9BE=3"W`!;CEKFZD0V2D<A'5`$L'$7;O\NTL@H2N?H[X%[`<5KAS-
MV-;\RVN9XG'!@K"TSU09G,N4\MW6J?/4A6CXG[V);0M862%8OJ!*L194E>KW
MBK4W%9^@A*J9J*J5D>PSJ6HGOT/]1`C@(YQ\1X;PRV4FTF8U+R%ZBB+0#EL)
M6P$:S#2>IHL.B;+>,=]+@``:-SF[`"*"K#9L,I_CIHPH6XHC5BEX6"^\`52,
M`_#3S9XA#\\5!*0KSY=]4![)$A'8IVI)*TIO-77*U;WD7,:6$+QG1'"_6(I@
M@.4&`8':/!?+C/ZSX.)\>1E4"&-A1%`/R]AR>2TIB"3!@$NUS`L[ZKOE/JM1
M&!$NPS*:=SHS:4Q^)[^KG_[Q,=KC+."RI46$GK/(;4_5`\OCH>$1$;Y]`;9Z
MH'4@0W#('2.M;2RQ!KW7V#Z+X,UJ]NPNBVCX#8IH"'$C7OJ@&EM70?(#<D:&
M[?M&\\BR(D(RKMQD;>)F18UMR1NWV&$<9P[".BUP?$<I+#/^]RW/JRT-BUA8
MJ+5EL@I!WKGI[Z5`!)ZEH*WMOR*3EO;26EN+RXX&O,O5JM@5XES9^W39Z'I5
M15_I>QU[AFH0J<DY6]?Q.D?716P><?<YN]5"Y]1?\GK+M]0,UV+1K]^B!-*/
MJ]?I]U&PC.(H?^^-7G"6BA"IXWG;UUJE'`,#."JPDJN,/U!*YC%$@$B$9S?F
MF_W94,GC."'9GYZ@`3VSG"/+GV#R$ED//F#NTO7\I%-7JWGMA'BBLH,)RGI^
MZIF79*()?[IX562\77R_`2YZ623"S:@]Z".+5B*CJC2O7!<,0G3(:]OJNK??
MW?R$[!%IWCE:U3J*JSI(K9)9F=*)B'I(5=&,J*K4O?JL?B/OS;-=6"2L.TOX
M^[:,+V[D2):YL5*;M,"2#VIX32;;\8B;.$Y."08;,EXO3*S1KS=B/34_/1S%
M:))K2)?\1Z\6<K?B]:&B?0\\I#G-'H-WD>(]">_39+.@;`?.9\>I1@_C2:J*
M37N.5AU1"5&UR.<YO)X+OH_="7]`3^H$[_GR=-=Z%`B1RW4<P5K(]"[%<62!
M2$7&2MY4AIY'D3(&?!F1L1X%WB/B7<]`.QIM2H'HR`(9XF,D/QYQ#RD0AV.C
MJ`PJ:9%5F0J$U2>5,]KBE<8O]!LOM<WF#"8LRDH?S,Y;B/-4A4B#SMU"QV@T
M5:7U9!,BJKFN=T9DS41634123JA\1BK/6-^JR1N7.?7F+[\>]N3E9L/H)LBI
M#`+S:Z]VGKPVC`IZOD:>0T=_^;5#/TL)B-?0/LTQ#_NUVM6BSBD@XD('6=0=
M`]&1!T:-<A7=0D_$4YBZLI3L9#1KP=#'Y5-OFZ65L+4*.A$B,;>XRVM$=8B#
M#QCKRFEZEM19",'X&Y:M!457:2239J42H"!J"\[_^BW*MVF1/_--<DSUSOR&
MS_D'C7';;(ZI`0'@9VZ8X[(MIN:JLAEYE=4169_^ZIU`C6@F[G)'/?@($=E(
M-\ME?'`XH1$>)?.$_C<-QAX?;3@B`/+$#3EVQ#Z`]^/!Z0_3F6^@;X1W`>^:
MQ9:EQ69[&[V(7LI.HD&#S">H3/9M.E:O@"W7JY2HJ@C4-375`IF5_`N:G%BU
M^IA/5;6LVG02U7J.WDK5XE5-3;-.KTX_C0Z=3W&43QA-A`I-::$S;N-/ME?J
MYSY!77)HU'E//<B5K-_/T)9V,@IBX2%H`[_WF+;F5C:#$[G!VJ2>!+!&H1VA
M;458\F"=.%327TPV"D,Q!'#92-?V`N\L[]L<;.S][E)(.G]`N%Z+L*^N'_*^
MZ+&)/-#\.F#L'<*N[4RYY$[!%P&\9VF.D^=*Y^8'4C4D5.RJY1M&71.15:%6
M)I--Y(1Z95W%Y%3,O67':9L\PH&RU>U*^CPW2=7KL)F<6O5LJIBFZCFU[!2J
M)]2M9GB:M.J=2]]^,B7[&,V:L#(9;2TGWIO9U3$Y)1O1M./W;&:#U=2T[X1*
M-GU=.I?*^%>*`P\(X\F\70(!A`."&;TWIG$:!Q>"IS3F])NZ`WOOU<1I.".`
M]DP-.G:PON5$U8/.N<.NIY3TL"%:O*:UX^4)U&J8]^04RZ%)QZF6UBJL_AW.
MW?4<O54'R-,J5S?K*>O60(M.J%KX_#N<.LO>R>,$;*>J48[N'N.T"9_3AUT?
MG4!IIJL@IU8&;YC#SO^YV.T"]CY??PO^D;)K?L;>I(R+-5\_<,+TA3)X9!<D
MV;S(LSQ(1`(AP_'F&%X(M.!D36@G>QC/U(-*/%+>F4D>;.A\+<3B4EY+*9N(
M]Q1%\C[,1L)VP$HCC:=9^7L2Z(MP$`A2ND4B*NME$LY9M(D2&?:'BG1?M=*0
M+`;,(=F</3*ZBXI=I\O-*?DC&,EG;5936VID(GDQJ:J1(4^KB@C4)#ZL$Y65
MP=-A79V'<7]HFH.D1=7,9)KR;6@0*(2SJ$V0;8@]0,8GIFBWY_L'&NK8/5(F
M+6_G&U\[JC_^#PK8'(5M`F='[@&Z.W?<+$B0@.8B:2N-R"3@$D)]3_B'X2.+
MDE6T#^*K((;,&4.P]9`BA<]&XB$8>WAX?69;!KC_C9_'Z$WZFC3QZRN+!#`K
M$<WO<-M$'B`1P0F;?2\^1'*4.)2EV9LRMN+O-W0=%'%.[H'.6R(_-?9N^;Z3
MC[1D\T17-'H!WW*5(A)"^[TV)ZL1Y`CV=L=(;9JT2,F$5%QF97[-DA$^?,%=
MXR%M-IA_G[*0AE5Z0T?<;=E.0Q^<6^.H)^#"0A[2MKZ`"LE*2%6+KRS+[7XI
MY;Q-V35O7I3+N%5=RN)`CF#^/D;JUKK9B7G)AJSY,5XR\AOVRZ&M=TD8O41A
M$<3Q^Y<7OB<`M>5EI)Z#DOYRI`Y8U(!H[CA3PX[6I!FI5T?*^D3)JD;\"G>=
MQC%=Y=$+-?7:D?HV7,$TU<VA72?0MGIM$]8V$>2:_PWK_@W-*8M2)G*PBS+_
MR0=3E+\?J7!6=4Q3Y]R:=@*UTQ7*C52]2EU258I']8:7`4O]&F:$6XD<Y+?3
ME(FM>"=;V::^@IU\I9K:8G3*1><G6%S.L8@@7R><31##%PHG9HU(9T[=HM/9
M;&1%I*R)^+FWL.RHL]C^?B;+WYGM?JB-?HY=<[+YZ&>;C3Y@+L([$8D;1T.&
M.4B%FB:0PM[X",Z:$H$ZC!2XM7VQ9N$!2G!&YYOHUX"%\[5)4A.:3L1(`!TG
M<Q-3)RX^1NC-W76G2*L5Y%Y/D_E:>Q[^TAJC#K0(;G=&B]P:IPY,?$(:)0?B
MR621<#1N'"FMB;"!:"6K$;T^:A^P14F4T_OH!?:8.9<X@O.PR,*IXIL)6;^\
M[6F2T46:!W$+1'<66"`]0O(.*X`K+T_[[!NZIHQO\)YS2&<!23E702P3PR^"
M-R6@2BO?M9UVH4>PJAXE=CO>HF1"!!>5:Y3S(9(1X9R(8D4^*6:?/>/,9;J/
M@F44BS==+5<VB^((4>R3T@@:H%.C4DF'?1UWM>K!"9R?F>)(3!!"%^ENG\OO
M.\^S5I2(0',4N'4BK<;6(8.9&F_`0XU`WV`>SB,J/1\_0\_WE`F9.QV6',@Q
MPNH@=0^VK7FS3&\(-HB*ER>(%]&.WM`]9%6L7LC"T^AYTCE*^\HC`M%*S"9J
M0$04U4!6'&QH+5Y3)[1X^2F@51?3&BT=BP0=1EM&W<:4H)@$3@>".B(%M-BP
MNN7]Y@05$$P!J0,YW8`"4G0X\9.I&TZ<8!(XU>5TQ(F38L))Q'5Q!NN`"CMB
MW<):PR:#TO@&#\*DW"59S@JX+JT''NT^6)M*(P++0LBNW!.DHID=AD/U!(TZ
M)B2;>QID-+LMN$CT6Y1$NV+W&+R#H-E-0:\+Q@S>!FX<$$$X4O#68T'-AD@^
M,R(Y$<6*:%Z$,T.TX[=L_EW"-[PBHM41X%=,IH=_A^RC56`&.D"B1`0T%#S1
M@P][Z!/`7[*9I`*TI3^!"@#3:2@![,^/UX&2RQ15H"W\\1H`/">B`#K=RG$*
MH+E,4@%:PI]``<J4,K@58+&EC(JCQ!'X5TRF!W^'[$>B7W'$#?T1@$\/YM/L
M\?U=7T<)#=5ET".77_TZ7\;11EP%&:ZQA\@0>)^,D;;C6AMHB:(@0#TK_ZH8
MH,&O#.HS7\.?TCG&#L-.4@0!CL9*;(=E%7V7I&OQ&9%\\$!:)*%TJ2DRV5!+
M/%MTB&97)W$MD10,B.2@P?2$XB--,G`_3$+A_O*89CDXD#(*,WZ[[5G-8T;9
MCC@I1`<VV]!.7`4BW3A7R]IQ?D4],DJK"-]U6!7ITC.^CM?J\Y5@>[4J=H5X
M'R($AW<$C&ZA/2]4NGO`6_I&7_5UJVC:`\WGZT7PUJ5N9ZX2T7[AHUK:RG5<
MU:O4\:!F[?[X"2K_/".#VMO06DB2Q2=%+@&:E4U&T\W`X6R30"SDN\34XUSZ
M1WC<^TS92[2BD`Y:/O&]HNN448/2GKE*1'/F1[74;BE6=9.J<C!=6"@U**D0
MA2A9"`@S(TLAB$?E?614O/"3@PZ$ZMQ5=Q1#-+/U2==:'&79<IH1I7U$)=]R
MJ;B>MLYLQBQ[PQ0(QJVCH*UXY(.D>";Y+"MV>^%5^CVCX740KV"1BY)-2WC]
MMNK)>,M_(N8(%.!\;;*<HJM:"%1#:O5T&#AF99H"\N3/\^!;RO)-L*%7P>H'
M/RN6674N7X(HAK?3MWP1"^(JL1P(':=9P3KUZ0AVB#3H%*UHZHSF>;$43&L)
MC$C)]H(OR1=9$!]DUB,5<Q^+1<KV(@#,59J$V8`66!$@6+W=Y&RM%$.4'F#Z
M\L_B(+^6!5`6)$B@<I&T"98%K:>9]SK(MOQP"S]`R!<^[/D&WW*>M29&-*NZ
MR]S.&9-MQ>E<_%)C@F.^+#<@!;WE'UP%R8_NBX+:]XCPZ12KM?7A'0RM):*8
MCZ??-`2S=/:<QJ'%+#=0',D,9RMEZ_EV/YV/5'?0+7&H=SO97?+(TA7-LOGZ
MF>9Y+`QI%KB-Y8,$T*/%[S`>C&+H:0H4N6D@::?;\<&"#-&$Z2)M$T]!2T1:
M4UR;_NH4+=XQV&Y(>HHC0LQ&RO9A7])@@Z?^\J$W>["A*"I8^B4<?,.!"9GG
M;<#H%:19`[L\33(9-H<QL"^"N%?O51'EL70I8EY)VU$M9>UO--IL(2C>"V5\
MTO_R1MDJRN@CB[I#!GY0U0C66%\M;B4B!N87RT"8^VH2D)H(9/E.ZN64&$3(
M,2-*$OY+)<N,:&F($H=H>8@0:**ZK1HA8CY^L&Y;5HUH5OSH%I]3MVNR_*RZ
M71N^#\5NV>VE??)*?LZYN-&V#YMU9;T35<"OO&`.!T.(V1Y^96G6:7TZ0S4_
MT:39U[ISJJ&L%WPZ9,WP":][HJK(#\1K&H%O?MF5YU#%CFI^(E7L:]TY5;%6
M;Z6/$U7$+V_[2`7@.J<B=E3S$REB7^O.NVDLZ_T)%+'<`)]O=]BJY*=20E/;
M/NS<XG]WN!SNO^5P_]TE.8N2+%H)BUEG'M+SU89-)<_;R`_3S5(`:0:=Z"Q9
M.XP=]NB9S]*'E6%3T;.V\</.UI@U5'R:71;Y-F7@6_\]"2E[SM/5#]D6\>#C
MP&KV!'TA%X3YNM9.U79[?3UYU>BU]WPMMM7EF=3>C%1"$'CJR(@00RFP?N9S
M:)TD0AB]&8#W/S6!M.JCVB.,[.]V/_=9D:_H)DH2\*B6"90<=A5^Y,,V3+!U
MRT>.I8X1-*U;@B.GM-I.[J/7CW;5V`;&![;8S_I1$^AG6C_:_=PW$9U_O7"4
M!]LP\-T-'SDV.D;$M-8#BP.:?)A0.3');#"+;9"H%C^D(K4I#<]@+W2M_&>X
M91[=YC.<D*4L-1>V3#WESKDXE<J7$F&P/9ZWSQN3D+@.A8#,O9Z-&.3Z<PT-
M^^Y`,6I::X806$3ZKOF,_G2CZK]$\_5=';*AY2@<MGT8JC[Q-\BDQ'5_E3_I
M6*MY2R`;:"Z2_2E&V:@.\3?$:N(B'UW7P3[*@WB1/D79C[)KC8$R>XHCTD,;
M*=L/E`4-R5,"5#74?`;`7$04\N*!1')<N<'E0(X(OC%2MQ/Z\$')F4@PK^28
MQPSQ/96S0]E8-5L,@MM/B`]62WF-@&KZ.IQZ9O4*I)+GB?(U@E%X6:H^N0SY
M1\'JW7&2=6.$".CCY#=-S)H=6:>LQ%YSQ#FFFS/8\:IQ$L:(5.6T[7%9!":H
M3HV9LZ^31BX>UBSQJ=#1+;%?<`95!^-RM$BOZ&\TCM7'<+DS<CVRY(1(18YL
MP."*Q"%?4@(L28TGSDG$--4>H1^GX8Q(7T[<H%'+TI1TRC#W=O;3D2O3,$]\
M>G1\4T:L36;]0;$Z5:'C(7"9-*M]H_DV#>_$%9"PK76IAQ4A(AUPD[<)]$%$
M<!F]39D@)0]28^(K&+C*W,1U=R5T[S(,(["#!O%=DE/>G_E=\EPLLRB,`A;1
M[E#AKDP0(3Q>]E:D,)T$"T:IY$4J9D1S@ZN;.C_/P,_7<Q9&2<#>;Z*7**1)
MV`MQ1W&$8/9):80-/,H5%2G)/*/##T!/=,^[:,OW&?/U(Z-KRACD%DI7/RZ3
M4'Y`.3_Q21]RCJP0HCJV!4;$X018<11YEC1/Y30',4\KMO)#3RI1WI#5PIU_
M>=O3%=]':G4U19NWI44$NK/(K1"=56BR&@OQN%DP*<>XSRCP7:V$$\(MHU0O
M&"Z@=M$B![579%M0Q:D*N%3++#)4M=HM*-NY#E&@08YBIZC.0Q*H$6+V7RDD
MDXCYQGW,!'M(/1$<#4([(UKQ,0W(^D?W_#?^L?Z(_P-^'/R3_P]02P,$%```
M``@`0X1O0DM.Y6>JF0``Q"(,`!0`'`!F8G`M,C`Q,C$R,S%?<')E+GAM;%54
M"0`#OH5#4;Z%0U%U>`L``00E#@``!#D!``#MO5MSXSB6+OI^(O9_T.G],#,1
M75UEYZ4R>\^<'?*MRK$S+8^MK-K]5$&+D,Q.BE"!I#/5O_X`)"51(@$ND("P
M*',BIBMM`R#6^A9NZ_J?__O[,AR]$!8'-/JOOYS][:>_C$@THWX0+?[K+U\>
M?Q@_7M[>_F44)U[D>R&-R'_]):)_^=__W__X?T;\__[S__WAA]%-0$+_[Z,K
M.OOA-IK3_S6Z\Y;D[Z-?2$28EU#VOT:_>6$J?D-O@I"PT25=KD*2$/Z'_,-_
M'[WYV]O9Z(<?`,/^1B*?LB\/M]MAGY-D]?<??_SV[=O?(OKB?:/L:_RW&84-
M]TA3-B/;L6XN[O\X.W]S=O[3V?GHW]_\Q]^^S_G\K[R$_XW_[LV//[WY\>S=
M].SCW]]]^#MO`OM&XB5IO/W&3]\__/33FY]^^NDL[_Z?81!]_;OXGR<O)B,.
M2!3__7L<_-=?2I1]>_,WRA8_GO->/_[?SY\>9\]DZ?T01`*8&?G+II<8I:[?
MV<>/'W_,_KII6FGY_8F%FV^\^7$SG>W(_*^!HGUI)G'P]SB;WB<Z\Y),KAH_
M,Y*V$#_]L&GV@_C5#V?G/[PY^]OWV/_+AOD9!QD-R0.9C\1_N7QLOSH/6)P\
M\<E1MN)RL?Q1-/B1@Y0N292,(_\Z2H)D+1!CRVS"G(ALQ&=&YO_UE_G3Z@<A
M#T(NQ%?_)Z1KLE[QI1('0M+_,OJQPT0OO%`P]O&9D"1NF%EM6TM3N?<8Y\$S
M28*9%^K,J[:CN4F*U48$//%D?LO_MB0-DY-WL#,IL?TQ\DRB.'@AVC-4]+8S
MW<=GCM<S#7V^5U__F7)QUYBMO+,EWGKQ\TU(OS4M%&4?@U-+ETN/K3D?@D44
MS+G`\UUC-J,IWS:BQ3T-@UE`&N>J-8BYR8]G'+`X$+M:_,/FS/;YIG?/CV#^
MY89I0[L;Y#:9I8Q_L)FCE8;F)O&)>E',J1S',4G^._5"K:,%V-O<=.\9608Q
M$=\4ZW,EUD3#'%5=S$WLQ@]FMY%/EKG("^HSIC1,KJF;N0G^0JG_+0A#SH8)
M/\W8;<0O0(O@*239!YMD$-K=W(3SPV+J?6]<'S4MS4UC&BS)%5E1OC7$NX7X
MR,^(+QPW-EXPDN_,4_I`5OQV_LPO?IQ+#R3D>[;/;P_)>M._@0X;GS)XFZ*,
MT6]\)Q0KJ?3#BQ>$WE,0-I^T&B,8W.`(9U(3Y_<;F?OX-1^"K@FYX(_+>9#<
M\VMETU147<Q-C!]PRR#)A.F29@<S?T8'V2;)?Y[QW[-L,Q+W#4;\('D(XJ\-
M,^\TIL&=V`M8]G1MVGH/VQF$/;LZ_G#!A<H75PE^^\TH!^$/Z6MNJ@]DD89"
M[;%^(''"@EF&4,,<U9U,WD=7?`PA4?Q"F>_RVYLP_)*B.8K!RTKV<A0@>I'&
MI:JIFT'^5IX[4\:ES`,)`:RS26%XBLF?*6?-]4OSK4_2^MAO):-O)GMO)]CW
MIQZ_[IDA97^HXST"023H#6+C00CCM*3YT1Z'H%EJC6'WH0B:;W-'^X]&T$1A
MG8_W@`1-6F\0*X])T#RE[7$^+$$TV?O@41^9(%JUQS']X(3MC35-[3X^0=-J
M[NCX(0JBPL#(%AZEL*V]OO61'J@P&8&/8/NQ"IHOI.O1'Z[`"W6+L>P_8F&7
M*5#G8SUH8>S6&.+8#[`KDO#S*[[SF-BZ7AKML)T&=42<29H<DW)FDI8S\\0T
MO7,UQ:WM<$<GR`P=-M__N@N]L:/%2>K.[0A3:EQXT@X6)W6N.ZGS(TSJC>ZD
MWIB?5(.&2',MM!SMV.08H<+5Y)O6E^8HQYY^TTK4'.78TV]:LYJC''OZ;XU,
M_ZVKZ;\S,OUWKJ;_WLCTW[N:_L]&IO^SJ^E_,#+]#ZZF_]'(]#\Z.[9^,G-N
M_>2,`$,'K[.3]\S,T7OF[.P],W/XGEDX?>L,E[#+)J"G?9LG;*K`WD>;;M."
MA'8_GIE6\SG5=KBC$V2&#F?3;Q(DW6&LF,XU90?0T^8TM6=WC$DUX:SH87-:
M3>>RHH?-:36=MHH>.!TU-%?0,3Z-FE''YT\OV-*TB]C\Y%&=?3372X<179!E
MC!I;7DRZNG=E)TN3TYG3<9RL-+FF,\11)MY^OD>=9M,F".EZE(DV7:X@78\R
MT:;K%J3K42;:9$.`=#W*1)NL!9"N1YEHDUT`TO4H$VVR`$"Z'F6B3;I^2->C
M3+1)JP_I>IP-OTE_#^I[G*EV.9R.>SHUZN1!?8\SU0X'E`V5N^IS'8ZHL^.>
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M<T:7FIPLN$8;Z"@SE\_@Z`A<9EJ!4#C`?O\_9*V"H-(4B,$9.A`D1+M`84/'
ME`^K7KAY"R#/SQ'QO(Y$EZR^)RR@G`)?%.%0\_R@*9#Y;Q`ROY9H%RB,^6Q\
M,:.;T%O4<_^@"9#K;Q%QO99(%]R^3)F@\":(9U[X#^(QI=C+6P,Q>(<(@R;2
MW9VYOY,P_#\1_18]$B^F$?%OXS@E3'7V2KL`@7F/"!@0$]RA\QL-TTS=D966
MBE6H5)H"T?@9'1H2HAW>2_/5^T!6E`E+5E[Q2GD]E?0`8O(!'29J%KB#)A.1
M2[Z3+BA3/A@.&@*!^(@.B%J"W?'_/GT*@]E-2#W)4[^F&?BIAH[Y-=0ZW)7H
M<DFCQX3.OF9ZMWB2)EDAPU+UH=J]2=D/"@["AS2`'RZ?>OGE+W_[W/#?20X0
M17,H-A@?W%+JW4,B[N-@0$J-H7!@?()+**\!XS]_K!#WB?_"JOZ[OM#C5N%]
M/OIAM+7\\7]?TBBF8>"+6+11T7=4=#:F[2Y_9&]^:E4WH%MGL9][\5,F0FG\
MP\+S5KGLDS")-[\Y7`3%K__8<C%+5%I/P6&;)K&O2))QV0=#41+\0RK*EPP,
M`/!E0V[Y/R6;4%T[]T#4BT\=UTO3WFJ%D7#^,O1B4<M37!S&WX,F`*K-^X1#
M=?8EPXA#-,KSNJ)++X@DVVE-.T3\E\E261580\'.0.AR0?"[&8DO[OF0A#_V
M_6R&G\GR2:8-5'9P#XI<I,H+0T5#R7[E')=+75PD'7J%BX2&DFG+(2YY(AWU
M[>^PC4-/`?E-HVPKJJ7)Y!.MPQ'AQ<_\M7.5DAM.UX47?94<U;4-7?H'2+A*
MU3/&Q/O;*"&<8<D%?S!F*<WS7!^WD0*&ICXNO0<:$8$1C`.<&\(9Y84W:>1G
M.5OJX:BV<NE!T`B`C"@<+!<+5OR_<')\\4).JPAL@@$![>O2U0"T8\$94`)M
MM3G1/^5,D<XUFVA"$R_,6KH]ZO,4.B&YH>R14[O+D20Y]A7M71K)&V%M)A3'
M^ON5A/Z4?O82,;MU$QSRUBYMY(U@-!&)`XHL@ZV8:B$RGRE+%MY"AH6BN4N;
M;",8C60B0H/OQ'D:JP<R(WQ[YNOY%T;C^-)C;,UO,^.EJ!FDP`<Z@%-C(0PR
M/5[T#L1+^L+OJ9*;1IMQG-H834)ZP)FNR-;:A++I*'COV$8(8^>I7-)DLC$.
M0_I-V(CT%DFI&Q1$-U=Q,-WZ`'_,`8[(0IC:>@!QJ^VPVAL*N!47X^Z`R[>^
MH^->NVUN)\KO4H*83WSSECZE)&VA$#EZ1RDI[`K(%/>&>T<*/U'B[QW%O.D=
M;7=C`0X)%0HW[SDC_#J)4[KTCLJJ$\">BD53*,@XWHE[].%X7MPSNB(L68L<
M&TFYB`L7Q'HDU#W`BGPG@$"HQ8'+QN:PVQG4AI5R.R@&;E[B<LIP</[FZO:R
MKNR.Q)(B;0U%P<WCN8E*'%AL*M?4\W[W5RBOW;RL#ZG`P=O#*D!\"[S^/@M3
MX2*OYCNL)Q03-P]E'>JMJ(OXE8#,0AH3_X%XX74L/#+N:#13W8B;^D!9[N:I
M"J/X:,Q6OCV4':!L=O/<!-"*8P,2WA.3;Q%_L@1S<AO%*9,KYF1MH5"X>>2I
M*<2!0O8FR2FI9_U>`RB_K02M-O*[AA8<3%;Q5Y>U;IZR4J[V4_$0Y#601`YB
MI<]F;4.HKY25]Q7(=5-!'XX%P<_]X,"KCB[Y#\&L\*Z[(DLODAS.X,Y0H*P\
MP5084'U:,*%WZ!"Y/^/+9S+[*HT[AO:%8F?E20?#3H\-.*#;.*]^IA%9?_;8
M5U%/./]5/5[*#E"0K+SQ8"`!",:%S*/W(BKUP5"I-(8B8N4)J(>(A%`<:)2K
M8)[])/YOPC[SE]5FD=?#TMP+BH^5MR,,'RCI^(#Z1.)X^NQ%^:R;(3IL#P7'
MRFM2'YQZ<G'``MN^X"RW\J#4VZ].Y?%3=LR_+^KW"OLRN-BO1&76?5BH,%AY
M`L.$P1CS<"S33&.R*P^LT`"5&X&C4=SA)"$,!]<W#X=[;RWLGT4^M<S%(YKE
M/Z@?3\J.4'2LJ"?T7DX`!N!`+!.G$FV*A;+7"HJ%0PV$C#0<C&_D>2MV.U0:
MJ#G=RPM%J;Q;7M%M5^&M'C-E!RB&#E^P`()QK)XL4\)>#0ZUNEO5'HJ+E<<1
M2.O=3"T.5/83660EZ>KAJ&T(Q<'*BPG`8JJ>/B8@2EDB%2A46T$AL/).T8)`
M1B$._C^(\CH1\:\]%HE;^G@V2Y>B)!GQK\@\F`62;0K2#YP8WCE&<"[@0*TT
MO^SN**IL,?),HCAX(7DI-A'B<$>2R7SJ?9=8O74'@>)IR>BJ@6=+_N``MTHI
M]*8`A\C*8T<+(CF5?;^+ER^PD0]%L[D7%%LK+RLM;*$<,(JT\\2X><'#9Y($
M,V_GN+K-DOL&GB5W].][8_W'$;+F[GVP90I=R1@8DHJ>1CY=)4A#<EV[J`S)
M=8?DND-RW2&Y;M^3N`[)=7'B@CJYKBSWV8T7,(7>#M`->PI>,.4XE`?[0I07
MWAFGR3-EP;]DD59-?5SFZ@5A!",:+T!9>4,-<#;M7:;L;0W,/K%X06DLW]78
MR65"W];P6*[29<12!-O6E!U<9O,%80,@%RDNJMU,VAAL*T*#!\9]3+\&H9'J
M@U8\Y=NA`MN^7.B*M_3P]T!N@JKJB-^J=,2[`49T/BJ&L*(9KDX5KA%6]47@
M[RG*.@0O@<_1RV<W61'F"><A-8DZ_1T^:?10K'$'A?,'QXY7FO<-V9IVRXG=
MQ`/N-KJG+)ESSM!&>*'#N'P5M4"K%FH]EN%"/)_X[D%^L7F<KZ=\"K#5#!W#
MY4.K\Y+68Q1ND*?>]^9$;-).+A]D+=%HAO.`)>CQN_Y.EBO-=5GJYO+A9A/#
M?;9@1/&PFLQ>R-4V$*LF[BHFBC1FYC[@\@EI6#*,L!J7#,FO*FTOW&Z?I\80
M;V9,WQWB-I1>?U^1*`9>S2J-@6!;\;GO?`>3D(YKB1:3O)O\/I[-1.+K<L:.
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MBJH9`:I'#6[<%/4BI8V=EJ7JA@_"\I'527ZF+%EX"R)JWTCMJX!N3FM9=<-)
MP@(<B&W+$)4FG#OC2:\HB@Y.2V'IH`0@&P<^]36C]GVV(;6Q-CV<5LC200A"
MN)6W]2]>D%U#;_C,Q[,_4WX]%<RI9[:TL=/*6#I\;B#7"HMW->DV%7CSIR!?
M@;^S@-\SZ;>H49.D/8C3BEI:1T@[]NB_E_9+QQO7$(+H`-9=A(P`=JGM!<"=
MB[O;1M</9G4E@W/JI6IZ0#>G!=6T<(2RP"5X9NXAFV-B$F65Z^<[L[`4Z88N
M3JNQM3DAE:3CN"UF3T).&]VX;8JYQRIEL[J'TZIK.AA!",<!484JH#;0<74U
M'3"D))Z01A?D/ZQJ[[3REPF=+FHW8KY3>RQ/^?F[MY!M?M563DM^`9A+%7/'
MQ/_<ON<]4?9`LM3'!4'*2BFUS9U6!--"I)%F'-!D,^12LS_)>EQD;9U6YM("
M14UMWP^DR6R6KKQHMI9>PO=;.*W4I;>8:BC#L7Y$VNB5."^5*Z?:RFD=+BW>
MRRC$P?_QDK(D^%?&-W%C2;QH$3R%9+\D_4%Y@88^3NMR:6$#HQX'4A=I'$0D
MCB_I\BF(<F;N-,S%CGQ)8QEJ.OV=EOK20E"?*SC0W#RQ#RA5JQ4JC:$XV7[$
M`J]S<GIQ@`+%HPL4MDWJS5"`4.CE!6Y7_T78W_+2<6D0+8JX:_Y,OR!SR@J[
MY]3[3N+/041%2'<I9GM_E+RNQ6>2/%/^EQ?>)'O=R\SY1YR`TYIQ6A+G`)?3
M$.4L>T@>140B,I>5[)(V=EK.KH6(2.E%<CYLC%%RG^.#)DX+I>F="G6TX6#[
M?C+;34J-N,C/L5&XWBY74M6QW@A.2VUI@=:&,_VWGNY3_4!\D5^)8W,5Q)EK
M+40&ZGHY+</5`7<Y!W"LW[VM9?SB!:%(:S:EI12O11&Q"R\.9H"-%3((%$T$
M%_)V_.G[%6=3DO.>L"S#KP)\25,HQ%9NP*VM?DJZ<:S8PRE>!6&:R-S*I(VA
M\.!*[-1`.PZ`2EO#]M3?3IC,0D_J!`CK"<Z_A@HZ':[@P/%W$BR>.9GC%_X2
M7I"[5)0&FLPK&<\5>Z/F$%!D<46_M>(3:HB+;068S%][$"C,5NZRIF%NXA7"
M.@`U=:FWL]T6!7@'+PJP-][12@344-&N7H!R("Q/$Y,:G6,N*P!*MA4]M5*E
M*M"N%B-83Y=Y^LU@H<,A'*>9;,;;9^L-9<*Q>^?6/?;_F>;*^5S)/_6^\SM9
M(+3V,R826/";6?;?=B)A],,8JP&8D2@+^.`6R"\1GW0HBFK]2D._\&$O`@]V
MM+,@YG^ZXC]&BYSJ+1/TQ-#`YUS6,#BFV#0+JS'L3E-$CR:<.F)IQ<7D-,2R
M7B![:GQ175D>A(XECG?A>ULP"IS*X5Z\6YCR!]9MM+V1MMQ[#7_:9;4)7`)O
M!5/<>[()DIT(L([H6HF".CW11;)OU^>LI)PE)`E8]DRX#T61-^7[2=D!*#='
MM:/IO7L`_,"_\=R+7W".%QD=]VDJ/*(RTKB(?HF\W'F=^)MKB+G7C/7)N"SY
M`A$5V`9S!+QP"^T5IS`B?BM2M86R\\=<UITQ(W2&^'VZKY##(W\RKV?9AD^\
M/5U$@G/9N9]S*I@5K47<2,L=U.I$G-;9,2/)1P`*]]99=T'5.4_@C#'R'+$X
M-:<U@\Q=!HX.YNGNXMD)5@K-U&'E/6<9>R3L)1#I*./$V@[O;)).*R*96R\.
M`3[=E;,?T%P]4N'\*R!I=8#8FX73$E!F9-\V1/BO/9R$R5PH^P0C.&Y)PH*G
M-,F=WN\S%/2W8M"@4/&QHMLWMW5J,+#O00(U'-A0+_5OEG=P6KM*#W\`X4:Q
M=>TPF3EW%F$N>6QOU5_R/=Q?LCS<OXV*`1UF4-M,CA-:BN?)YZ56W`.[NDP/
MMYGA5.Q`#504;9I68D7"C2]'+4C*J>(.*"DK6S"`P!<FN>7_E&7IJVF'"(P]
M$:KC>FG:Y7I,&#B?BX[8N&DD]J'Q]Z`)A/HN?<*CGH*2ZZWCY&*EN5W1I1=(
M2@](FB)"0B5=!^G&:@@I6?[11&Y_)B*\0V*NKFW9/SCJZ>BZ/"1E+/>3`>2A
MX/DGX:RN[]=WQM=357+GQA'+J8*IIEG_4*DAHN36[!"$!Y)X0A&SB?Y5(2%K
MVS\X9)24?'I=YJ:<S=)EFF7PDVE#5#!I=.\?<AK$E?Q5G=Z2#]]8N<>=\$^H
M4V-E%7FBA'./3V6Q20,FNTZ;&=ME0)G\_;9WZS;)Q-;ZHU6F@.8S9@D*#>'F
M2`$&4ZM[N(P!`PD!A.#3@-9:=*Z58!40>(C3K&US27$B_`F[],*0^&4/LM^\
M,)6J]V!]7<96P'=8,!,0`7<;QVG-3._(M^PO4D44J*O+N`(X;%`6X$<M^]LD
M2^D67W\G;!;$LGP^+89QZ>W?&4TE:U`CFQ_6W:%5CN/2L;X+M@#FH`8WD\U-
MTJD'$FPS$@L[K_[*E8_DTHF]\^)M8A!JB',1-8)QTU!.';R[+^,>P?Q`5BF;
M/7NQ[E57U<VI1[/.-;>9=OQ0Y2*GC]6FGU-WVLY@[5./`ZU[;YWYX=R(VFV;
M64_FOWN,>=+2"8V=G+I^@G`"TMU_[^-M<LV2*NK2BY_KD96WAD+J3EW31"F.
M!;=+=KIG]`1`4M?!J9.L'BIR>G$`LS^_\6PF_#^%VW>[I/4-`SCU;H7MD/K\
M:*W)?B'LB<;$_6YY_7U&XGCJ?2^<_$7UFDWB;U&;;"GRPV<@W021%\WXV3Z>
M)5S$15H*B;=2MR&A@N).`V2$9SCV`*4RJY:D%HH^R3A0H-&I@P#<08UNH<[J
M#J]Z("B^Z+1!$/[@`+C7@4SG[A1$YN.77*]RU,XK?YS#A<*Q)L,(K4;<'*XC
M!(]IL_XK.G+@3E/21($E=%W'N(D'ZDU(O^U8L@UM^UFC%``?990/8[\`P&;&
M+=/^5[N[=2<2$[IG5*@/_(OUEUA$5!=52,LO"#6U;<;!6#9`ANV^NU)+EN$X
MN*UYD!VWJ``,*:R.9;N\F[$XT#DQV;DPI2*O`7^[AV1O\E-J9)7:_RK*:@$`
M43D6'CBD+YNXR)-Q0]DGZD6?LHRR1:8909],R0;JZ#)I?Q<9T.`*#ABWRN*#
M_"F%NCCF<[]G9!FDR[BQ3'O;L5QZ%W=:\)UXAR_W<6%:Y62)Z6=[T(;`R"_3
MR/<QR=K6&\*EVW*G5=Z&4^CPWF3'$T:`\>S/E.];<CVJM+%+'^8N&#90CQ*M
M.#]!)I'(LL[IS$Z5!^*%U[&@?BKRS\CA@_5&F;,<B*<.?_KO+B*O`/`+RY)>
MYD55-H(NW;3;C./2'[K3D=V:9^@VA$RXM\^%DO@K;"/US5WZ/G<!LY$#Z#`[
MK,#!Y>MJ,R_^6A`I!R7PP7HZ=7#N`J4.8W`\G*X(9^XL4)B>]ULX=5[N`DT=
MH3@@T/(#Z&CJ1Z=MZH.1?_]=?,O9&BT"?OB.^28M52(T]''JK]SIZ@%BADN_
MO/IK!@L6053,^IXSFX;^9T[)PEN(ZD[WC`J7,E'R*4G"C!^2^T>+<9PZ,G>Z
MF;1FFI6*T=GWB)^]=8NG40<DVX_FU`6ZHUJW$P-Q;,>'EZS;2*BM4F%VR#U`
M'LB,!"_B>21]+.J.X=1YVN2-%,:L_FL5JG3O/[-49S>TKU-':;-"H6+.*0K#
M1OKOO;7F/E'7TZDCM5E!D#,&Z^:_+[J?`N\I"!7!$5H#./6@MKG":]B$`U^X
M2U%7[RO';M+'\;OJ_!Y#4NA!0G%NC^[NG*<<QZGCM`4Q`3`-QUZPB9B>TLRR
MR13%HB5//)T!G/I%=WK5Z;.I_U>Z"M&_DM"?TL]>(DA=:TN&O#M4+M!I;[19
M=`)2<:#@F,RUMPRM$:"R@5X3!&$4DD.A-/-"E/D<[QE9%>(^CGR1ES'NAGV'
MH:%"@4Y79)2UO9,6S0/$Q,!024&G0#+(5B1R<GA6?@KF_-$<I\R+9N2>\VD&
MOTM(^D+11J<ETF/."=PB=IF:RH(N/#B$8&?.\,UYJE1=H:*`3J^DQ9K^2\+-
MU>WE;>239;0MW)WIQK-G=<&*W(`BR]*J-P(X7@2;7+1A5/_%HWJ+/G#5A;XQ
M*MV@@H#.S0K,$J3G/I__BK!D+1*2)GQ'$WD(5@HG`HW^4$S1Z1'UF=3_I2WX
M4E#K@R)+E!V@T*/3+0+8@&,APW7=70T#<#31:03UF72B=J.:M'"M[$;*<:!B
M@DX/U)YI5MS^JK;L*[*B?!,2+XY=*MWQ@A&B".MM,0P4073ZF=8LL^ZW^;!5
M$4WF%Y0Q^DU4%FR^)\OZ02'"IU0!,P7'`7N_G6%=UF/U[5C6!PH>6C6(FAG]
MOP77T'F0I#?+#<!_0:(9T9.$YH'`"15Z(!Y0MIV`S)0V-I':4^B(,S_S-F+3
M<BRHY*!6G^@S#\E)44M#\V'1W`T**SX-"I0E2!"L+U61%SX45M]]@6PTA<`&
M@:*+3DG2DETGL-77$PZ^%ZKZ0:4!G9(%SI23%8#CU/)YB\^KZC@E?J:$#94K
M.E2N>(M.XV:ZH$5/:Z'`%8]=M;1P64&GV]-G4M^5^)D12CB4Q<_"TOCBA8);
M>:F(0TVGPC@''@$J&NC44FT8A>/%43_S,9=TQM9<J!45-X%=P4D:^P&JA#4=
MD^+SN;$$ZX(W)PT:91#>H=,E@"DT(A$HBF`\IJM5GHG""S<LNLY_T6"WA?6$
MR@*ZMZ8.8W!L]+OX\D#B,;G?`@H-NK=@':%8(!"YV_EC@\1B<JK<!Y5V4#C0
MO;#D1.,`94/#)N7^UB4G\FMN]B(W=TCCE)&&RBN=1X4"CNZ99(JA5CPB;B@C
MXGMY6LAXROC_Y$?SE.[^UN1'K#\*%$UTWA)M&89C<6^F.YF+.F9SS@2Z'S$Q
MI2),JHBE.ZM'6WL0*-CHGK$MV65EI7Z)V$$RY4FT"V([#(/<E"Z4*:C:CP;.
M3X\-S*X,K$'52:&V=+GTV'HR?PP6>8Q+E.SJ)E1BX+:5VSZ,?ACM#A=1QBT?
M2)1J*PTUVHTUV@[FM)S*`64-U904[5V^&U583;D47(12&R6TK\/2;<THE9^*
M6KQ`LNI*X0;Q#\(,$A*^!0D'&+)7`7.WWCX>KK?R$%GEQ&*0D1?YH\TP[D3T
M(HV#B,3"??"I2+7:L-;4/1RNMIJ)[9!H6&W0O@Y7&P2ITGK3XP:2]583GK]9
M66<_54ZR76-CUZW2S4"MUZMIYU2ELJV+)5SMGT10W&>/?259I>*\EG%IRI%_
M25C"KT/\INMO\VV"%XN]KSE<7G+D][0X=OELV(3N8@EO7DH9K?^=\JNW**,]
MIVRYGUE_NZ[/#M=U-D)V/&9CC(I!1N51C"WXANFJ=P%P9Y<I!#;*IEVBY::K
M9T,7AXM4$ZVR`@?"!B2G8%;M,,[VCVID\W;=G!^NFTVW;.GL.CIUQ*X/TU:O
M*D`WM][E];,#'Y]Z(SA<;6#\]CW-M=F#9-G=^,&L+H=(=>F].5QZ(OW(Z*!O
M?GJ9.ZEDTU,OIN9>!JT*DF\U'3?-W1PN`BC;RV<-E`](!/\72OUO01AN"BQ+
MB^IL%\#;PP6P&2([>[)!1KM11L4PQ@2M:<+J)0'O[?"8*4WR<'[@@T9W#(>K
M3!?1<L725IQ"LO1*;@'55?;N<)7EK4=Y<P0.'%`W`&4'#)XH&JH/50^'"PB`
M29TW"OX5,@V69),\8J=:>:2A_X6/Q'8I)*:TE%A"9)D(A;GPWN.7T4W_ZA)[
M?[C$Q.=&F_9_+>D81^*3H^R;H]U'1PD=[3[[U^SX*[X\RCZ]'<O<Z7='$V&"
M+EZT7KBSB#;DD`'T,W<9-(E;PZ*T]"F'JQD.<=EMP2;'D>P&N^PD?.*E'W(S
MOJ@HLZXN\I\/%_FN8[9@2S_N#?3*5BR`MTU6-*T1^K:^VO`'R;(YR(N[71D5
M[Y"BH;LK63Z!!K7[01N'-\A\*I/Y)\(?'`1\C01T<ZEEK\6@M!+`5",1_^OE
M*J1K0HKH5J&;K%D,%=>-3;=1T6^4=W3HI%T*Q,T.[B1@9%^YVN"/K3.`2R4[
MGV0^Q4P;<$_YG+9S+="`ZT':C^9P$;;`NJR&[\A`)`M7)*T(<GO[)<T\QD@T
M*RSK-)KQW[/<$68ROV3$#Y*'(/Y:6=GG%=>1TKA_'>V-G#_A]@<7OI+Y\*-L
M?*<;P&;>.0MV$]?8`G2&<!F2`IEIP]+7'</M@M?'MAQPTHI=2!;ZC1>P_4#B
M[>*M^(>(MJ.\L3G3U>;[T&6D[.#2W:,ZKT9W#W47E[:W9E3*9C<(Z2?@896[
MF?U02<U2?ZT]K_B)E/N/R@-TN-_6+JK\0T^U\U2O+EA/A\MLQ]`LL]9VAH4N
M[9+?M^)=`IUM`0/U0NP\J,.EJH-U:<T:XN,)K.H'LDA#(:[K!\+9%<RRJV=U
M.5=\3W8=1WL]7YGVLIY_#2NNL5/?=)1`+B"Y]9721[!U;I/<4JGR&3ZO^)_L
MC;2QDV_'LN,ZW(]U`>1Q4S2:]BA]6SEM^81D*=UG3!%'J!<I_>W/*UXE_*GH
M\W,WMUB+U5*,TGG5F%(#%-/;XEF:UV2^1_@D"M=P14CW<9UJ1]I.OU%E8F!@
MIWH44_*RIUPQQFTD&T9VJWZF(<<ASB_O6=H#3W;OK'C*E`?XM^)1.=H;PV%J
MV&PVD#<FBK6<967>PT(<8>`5J]'=^0M1=0+K<@'+2DJ?8O)GRH>\?JF+U#FO
M^)_L>HSR+BY3V^U-OC&=G:RUT^Q\^Y-JO,I*F[L,/VW`8>^FVD#O"6A#8.E.
MI&E/SCND/1G]^^9?_S%D0.F<D\&+@W@R/YC=.O_?)F\R8-^^9$#1XP6.S&&2
MC,X0^(!=@>A9J92D!9\6*W"@MTM7`$),T1R(DI5DQ5HH-9+<_RH%TA!;$,CP
MWM#JB,XQUV5(_T4@UT*0_:R$N\P&.=T2:S^L*[CVH6OPM5B!8UN6S?4S9<G"
M6Y`++_JZEQU6A6?KP<`%"5PCW)%=N#$?AR'])@3XAC+11B2H;`>X>B1P_DZL
M:$,8A0/JTHZTH:.4=*;('%O*)+7+'YQ'+0-W[TYC`\7!2E;MMMN[`6;:2:8M
M2?<`NHZ!.P,1LY(Y6P\Q/7;T_S*V#:8&/K)DK8$(6TF7K?G&4A-\"I#N)Y+@
MNU"0D$_!"_%5NS.@&UC=@0!E(`^L;*KB4D>_15QP@CFYC>*4B6,`J#<$=84B
MX5[SI,6+_B^^7>SZ1!!]1Y,'XOE!N-YEVE0M0HWN4!%PK];2Y@F.JW!]#=')
MJ@AJN\VBK/B.DKD)*T%M,Q`47O<:K`Y\P@'TM<<B$0Q_3UA&"VBC;NP$!="]
M%@I(/PZPMH$RDWG)G8G3EBYW)@W)<P76%0J<>^62%B]PP'>[7/%)B^E-V%40
MKVCLA9/Y)QHMLLM9?EOC6T:8BIS3A]<X#0.LE0]!1<.])LHBGW$(DCAK&'D6
MH>(O)'_4:4@'O#<4<O?:)EV.X,#QD2R$E#Z0%66:/A;`KE`$W6N?M'B!`[Y[
M%E"6%\E^(+/0B^.=XLS_9YHK-J](/&/!JNS2?VC7U1T%"JI[A5-;#N'`]XY\
M*U'+:,3_.2.EZP5HI>J/`O;9<(YO6PZA<0"&."M.,XO%=NI;5\5*VB$=5\5\
MT':.BOT(:C-T1,Z>B9^&(LK8"V<B1#*+V[CCMWPFOLD?V5<DHDM1*4G8DP[?
M<QF?F\Y2P]_H702=%1[CV,-WM/%EF"[3+#H]2ZU4<V44IFD]@6DYJ$O?R8XB
MTHF-2/;]INJ`DAW_324=%:1&X+#7ZZ_530V\,G\OUJ6?P`M49Z3^[MOZ_$*R
M$G?F$=F:JV21*F7V-K^R#N<#+29XV-I@&H`MR`=?`R\!>3\45?OJ&5TKYDT<
MP';EV)6PSLM7E]R=]"#4&,CEU:(5J-I,LN*VL/OJ;73)MRC*;[[D@D8^""EX
M;Y?Q&!KPZ+(#Q\HKB<YEH6PB_L5:I%04=*9>^-E+!`O65YP</6#;C.@R$*,5
MV.W9AN0^T5!G4G;)J*3:`Y0RM7#[`,V^4V738]Q3QF&8S4+S)2WIA;=HJ<89
MIV:)E0-M]_'/WC\IN^0K=T&9\$.:WU&^:EZ(\"\3DYJD29QXV5LUT8*LP\`N
M;RGF8.W,6<O(7WJ,K46$S5(HH$6BQMW<=!6C\)%<7G',8:O/.]M@YA.X+^K_
M^%S6@LS1H1V@FJ.YO,H8!+45#RT#NYW-;7LX86.XC`TU!Z(.O^Q`MS$;<O%9
M$29H$!M%YCT$@DVCO\M@S\Z0:?/)TM-^.^4B._&4:B\U[4%<QFUV!:XEQRSO
MDUR*O-F,<7):;)`-G5V&59K;&4$<LHS2./+"=98OITCZ+4P9J:@YU>)-J#66
MRT!+@T_%%ORS#6EM!#?_X>"YH_W@;S6JRVA+HQJ!#CQU!7CY$:2G*V@UI-.8
MRR-@W<Q.RT!W>'&8N/S8"=$T!YS[.T_A$!`M=KD3^+\$^_R=UCXO<;:EU`^R
M[^C!:?!#3H,SS8%OG/6VUW+-I3WCQF?J9Q:=VVC*:,IGYE^1IR0K,Y'.A%VG
M<'B"+WV#7W(:ZFEPIS#.?"0&M7M&ED&<%6[<9F>36=$J%6XVG3-#VK9[-\.9
MY51\:NL:H!O&_()M,POB,,.!L8)D%CS%G,NRQ#VR=5HIPG-S=7LY.ABA,'R;
M-W*K9]M0O!'8U\I53/)MX?1+(WV?+OWQ7!9TU`*M_C[5DG\X7(O$$JF;_0,-
M0_Z2^^8Q'P)_BV%<FLI;P]Z:74BN/;]0ZG\+PG!3A_LP2%RVM59J-&T&RJY`
MV5"CW5CY'FO#CQDV?_5FJSL&"I?;4K*KVOGJ/(BA`SG<E]OA+'OOZG$.Q\:\
M(^#Z^XK,1!S/4D20_RMCO_A=%&M&`6H,Y')S-HB]-NN0;-/;A(;R^)%*^:NB
MQF36"<-3=$L#M/Z=LH,=SZ/-#4TH.HJ/%^)Q02(R#Y(S7>\C_1$=[K(`B"3N
M1FT9AVUO!5!B7`(P[;46):`?`G!5J$;X]//3121U#KRG(&P1D:8YF$N'TK;`
MM^(7-M"OYW,BDO.3+1<>O"2S@D0S3LA.20Z_6K48T:7K:5OXVW,.R<UJ&BS)
M%5G1.$CB72C1(PW]+WPD-EXPDL<G3^D#614>F5S&"^O'O<>2]::_[&I6*:\H
M/CK:]/IK.=)7?'B4?7FT^_0HH:/=Q_^:/;&+[X^R"6S'>@TQ^+6S+`*WLN"$
M,J2050OMV[>P>3V>8-N32ZMMNQ":=MWZ/CU.0J)BP@D8="XH8_2;2+'#=]32
M#R]>$.97B+5L3ZW4S]QUS_;'TH_EX5[#!FG^2ORD^>BIZ]&WW1-"/Y([3%Z)
M2+92*NG;\N885$+Y3!H"?0_:H%@2-RD_6LGG(`J6Z?)!8!D67LS"W7&R$OG$
M^-Y3`@:NC^\RM,L@XEHLZS7PW;F'9.5=+U<A79.-BB/+?B]9AV\K2;4VG4=%
M[U'6'<.Z+.?XS]XZ2<"R#1.JNM4:P.6*WIP$&<\E2_.@3=,:JPBH\:76`I[R
M.CR@I^Q<C@$*OB[)+?^G[+9?T\X])/6"5,?UTK3+^6T=<OZ*;SX1\<M[V$Z0
MXIJ_CK\'$G!:#M4#_%I25GI;FE-V:,_EBBZ]0)*6N_5@[D'K)+A=L-VP8'>=
M,@?NO<@P2B/QG<]D^418/6PUS7H(R+Y@EOU:J^1964J/A*W$1RY3)FC[!_&8
MBNN*YJ?$?069)1N4.13V[063>3')R5,8+,#&%^U!7&:%E%YV2BBTY`HV16Z>
M6$842J:+2*0_O(TNO%"$"3X^$Z*I6=(<S&F22`C&'=G4`ZP-YB#O-KC3C)2=
M9<%(#G+7GA4'!Y!5:3'^.:=)+O7DQQ*KK01V'IYR]XRLO,`O+H"7-(89<5L,
MXS)+5*L+`)@UV);^'4D*603C">[L,G&4YK($L0$;=AN7Z<UF4BCJVWF:-PSB
M,I>4)I9:;+&R<4X]MA`U.#X'W_G6L'LOQ_`H$,TA7":/`L'3BB66TZP7:5/7
M7%!FSTN/?=5,M-[<WV4^*!`L^LS`M@F*S#:SS2DLKE,M`JU@8[C,^J3[2M%@
M"CI`XSA=9J48XR\Q`86T@CL[S>:DBR&$#TB,[?RML@R*]/TTJS/(=Y$@2]G!
M?Q8%Z%GVK7@RS]/5/`3Q5YDUOE)NIS3Z7T=[X^<.M_N?$+4/\X^,Q%>0&.TW
M!.0<V5&@8;;7&<+<<5E*("ZRR93F`5F9\-X.5;ZMX"FM65T66;G6?/:^"Y^=
M@^75Z%_=T,FEEK8K+$".(-E";[R`_>:%*9%MBY4"(:+'*.MB(T7*_G0:<J+(
M&KO,EK&94UWLTV?B"2;ZD^A!!'B(%%B\P1V-V.;'"R\.0#N<C>^XS+*BQKV<
M7\,:@ZWLCY_("PG?J.8Z3K8DE:8]8:W$PN+GG&9C`8N'=7[C>+=L2;A8EVV"
MOS":KD1B/>#FT=C;I8FLQ9X`Y`:2LU>D9DO6/UR(B@YE#TZETW`EU6!YE%%Y
M&!/>P[5[6O[%)\6TU>>V3G\;61TFV?/VG@6SO"C#YKVK]^:'CN+P5-4'JE8E
MH,<O'!MDJ72J*-1>66./"9]R3E@\%O'*F\@R,/[MQW5YDAH2B:Y,[8>0C!GS
M^-M/O`4OUKLFA6EG+'*Y%=3^1N*\COK&"C2EXE>E)[H)X;(Y'Y<GO56AM`\B
M-F'F-]F7C)0LV7(@*,E6YI<H2%IN=JV&=.D?8TBD.K`2R27S@2S24,C<>D/"
M]NBNN5U6$N3NNH_*_8>HZ7:9I,)`O$Y^#Y+G'6,OO560>.$#X2*;1VW%6;Z/
M"R_ZFB7ASQIFJ.GDF#+VJ?[&:5O@.))5_9BN5F$V<X^M<R^]+6^:JSZ_K21K
MW1MODRAP.Z+EXL\GO_(SQTI^E-!-('/.X%8I.O7&ZN_:;<,S)(OS/F.-V'R\
M"%"#_6TE4><EY5^,XCR9DUA_Q5CFUJ$I`W,QSRW(I0F*,FXE/DRB<`VW.G<?
MUYSBJ#J;*R_Q;BB[$>A?Y.A7YK3M5=9(@E1,-K_GU-QM2EA*^X5];*Q8A3I.
M>[>5[G)K6I>KYH^ZM=KCDRXH3-A%[-*+GV]"^NT8NQ?HNRYU5=@%K0$L)%>D
M3`_W3$..4YRK:J;,BV)/K9VHI,TL#_-OA25L5!X)PRTIGQ;$).;&['5NQNY5
M&<:YX:N3<4O"%2SK9U-@_C%8Y(5FHF0\FXF0/D[&/0V#S%^-)%X0QG<>$T^H
M%U)=496DB<7`PINU-/1H-_9H,_CHWXOA1]OQ!YW`:::7:O>4'[)*F4>BSUFE
MQGS_\(,P%3O%+L'U]?=9F/+-[X:3*>XV:5+<I*X]%HELK?>$Y5:[=?T`\MQ3
M5C_8`UFP2G_7Y#LV9>K.6Q)5AJOF7N[1/<)J:125,D<Z9K8RM7GO'$R469EJ
MVF&%M"JL>]MYE9!2%@*'4/PN+GU1HD+AH$DO`3B@H11O[I#W67WM7TGHWU#V
MZ/%7C+"52!S"ZYMBSW2EI-"*OBQW")]?!'X\];Z2:$H?21AF\YC2+Y$WGV=I
M-X@_?0Z8OQ)%-O(H9BKA?*<!T:>I,L`N*S!>!?,YX03.R&UT*$0B'D#\2I14
MF=)L8EFQE,MGD27`G\SG]4AV'1-]GBDS3+."Y^]\CR8^_19-HCL:S>@+GZ>8
M&A$J"^(7U<X#(GD":'1'G\U)FQ5N`>$W41$>_4#\--/%WD:7_"Q=\TMJMG=T
MQ*MQ=/2YG$PSTE8N+A*\B/=E45YJ2B]#+UC&C^G3,DCX+^YH\@^2Y.UV*LQ*
M*B[-4=#G<&K+&!R^PD75W$T2%LGF66V%/AV3C#`<;._XIL]3]EG1=6V&1I_0
MR2@+^VC,J=IP*N5\6MAP3MER4SM+$>$[XW?;*R%+Q"_)B<C_0*-<6I03UARB
M;ZZ8K3B$8Y^M*$,S4M0&>'67WE4,!+$`!UIW)-GEF2U*\X6$WZ=R,1,:T,+%
M(R-"LGOH#N(TW@T$#FU/'"9X?R?!XEG$U?$'CK<@=ZG0I!;!>G$IMDX!KN80
M3N/.-*%MQ1W#A3ZQ[-`:.[/;][TNR$IJ3P_,XL:@=^!6.KE4`1@Y<B5L0+PK
M%S.N;#YC_Y]I_J#6V)\A@[G4)T#A:MBKX3S#`3S\+E%0UO6^M1W&I6Y!'^S6
M?,(!L^1>(9-6K7N7?!"7B:<-K>=F'IWL@:UU4+M-3*T/=@/-AD%%KT8\J^@1
MWU7*$;?Q!3][=9I$H6^F41Y\PUF3+M/,'J0JIM-<*KGU@+U35!E@GQ7+)W`N
M7R)&O%#43_K%"R+QFTE4\K;<W!L*9XH+,J>,3+WO$B..Y6^ZU'FU$H[C@-`?
M^3FNY.C(C!5E&AZ9,2@MADS)P*WR@(X2A=OW*7_I3.9=)4OO0RZ5=S:%J@V[
M6]\\$YIXH?O'1$UIP69F?0XBD22_J,BTR=*\;C@?+7W*I1:JE31:9;F^/'[,
MY3$B"_']+A+9Y20])*SKCE8[GDL=ELV-2\$\E_*`;X<:SQ/"CK)![;[D4JOF
M?'\Z9'A7<9SB.#6!Z]+(W4S[WF6G$)G-_<OJI<J%,F\\^S,-XB`+_/LARV-)
M\MS$?'T(971C:H=WE7IFY2'S\F;YH%DQLV)88TD=S*R2BS3F&TD<\[D^<;')
M$XNKG?*4/3#D'>A5Y@<(`$/.AR'G0R/G'V<D\EA`Y=D:)$W[Q/_]F>/(D+"9
MTY<H7I%9,`^(KTJ-H&B."(DZ:=K+[B0E`D4:@\VN6CJ111"Z,(!D&:G]ZXB?
MXVOU"=?8&7N,MR87<.A=:R9]Q6DM)IW_8KQ@)*/^#(R@<@STP>#MF&+%['(=
M)\'2RPHV;`+T1%#0C2]U+U5U0!^Y#2`7[;JY3]GLV8N)R+U'=J7#2R7[LG1\
M,K^4;B.BC_8VP;"^07_+`8@6`1?BO(!C]N*?/GO1+Y3ZWX(P["H)@`^@CQNW
MP$X<<I*EF2@D6')R'C1!'R5>2Q*2J%.@AJFJ6*I4A-92+)VR?]AKUA0-.4('
M?9&5NX)<8R1MW`,,I'/'H36JFU[^*E<FU@1T<X]-@XPU@'1`3D=]DB0W0?25
MSL?Q,WGAES2B2K$H:8J3R;4"M)=QH):8KBNBEL?;DN$[QRQE1E%5^WYR6T51
M2:_ATD:>O5K4=[G#-MB5GO4T]3^D"/XJO4R98&3."%&MA#\YQ']$S887+R32
M=%2&/]%'K6IWEN)XZK<D[;/'OO)7Y%/9L=:HK-1_`+T6V`([7>Y(]9<BN#Y4
M*%TZZXSS04Y)35QF2X_AO:2,7)$5Y8UV"L[.NT#]H">D#%:RS8HI#CXW8:ZZ
MC7RRS&-,,^Z*':HKJO)QT6N.S3&OQTL=GN>YZYCH$YN:85K?;G^9Q2J_K'3%
M?6\H]&E..['H-;TFB_=TX3'454@.1W,9>6%83NH9A6-#*'LP*+4]M0V=!C7`
MS,!R^GI\.A>WR<X[\VX<*))]T,D<<@?'2H///[/GWGMKH1[(:H!$BREARROR
MU/E:KAP:*@-]T+8`>/B:SNKLJE+:"XU<Z?;&@PI/'_0U,F[U;2-!Y<]YU@=5
M#<BA\^1WB_T+:Y4G=]WU0Z!/0"6K#[H!#9Y:40E^$K,4<Q#^@_)B)C7-H"BX
M>[)+:7.L7!6&P$T5(E:)$A@GER&_I\HR@%KX#!3)/CRJ-7F+X^@6^:XF6XHF
M\PVY]1(@;PTVBSH#LHE2))[8.^MK<U3_FTJ2SFUG8['[M1M.N5YN,7KQ.;7*
M!M+/9#+.4.2*8'EFM\^4)=Z"3)["8%'$KB_YK\2?+FDL3;^I-81+AR,P)'OY
M-EMPR,H1UC23K8-:.YQ*W9VZ^M@`J<(:'"?+#?'%G'_-DK)XD?#GS!*EUP,H
M;^W4X:8-7DV$XX"G4$F6KOT[.;OE#P#B;Z,W;B-.:ZJH#=EV+*<.-6V@[<8T
M',#+TU+^PF@</Y02H<8BFQ*)1:M[1F>$^!(!Z#JF4]>:-H)@AHDX!*+.\^_A
M(!UN7E.3OUZV8:-3LEQ1YK'U[7+%#R#%[F!R?*>N.FT$Q3QSK5R_[D1QXMVL
M)OPQ&X:3^><T"F;!R@N;7&QU^CMUKVF#H3YS<"QLE3CEFU*I./*]N.G3Z(',
MZ"(2I-Y&FRH94N6JT0\X=<-I(Q86V(M5!U%5/;P%J!ZL*!PT]0QFU`NO.9:[
MD?5#"/<0PBV_6_Z3LBG_2CR9"T^'<>2+.*1D74J&+PWI!G?N`49@6G"$?`.F
MJPK]UNCN'CM-&=4#%56JP2^/O]`7PJ(L:^**1C'-$^L1MF)!+#;XIV0W=54$
M=+N1>H&U-$:Z'<U(UC._?BZ\!;GP9E^)#\.XJ4^_T6RB#D?4^R6_E_.G14+@
M2[.A2[]1:R"NI#!V65'S@!H56K*V_89)1E5)C^OT&,RN:[%(;T:%&G_FA8_I
MDQ^\!*+:1,/!!^O;;_R@5);4K2@M&@WI0@#]T*<0`=..0R>IF&^S-P:X,_IT
M'IILP(Z=+EP]2*/13&S__:^W-,XIBZM6S/VJF`T8PX9`GT*C%4NP+\^#J>?&
M"4E67?U1T.?%:,L8'+#^2D)_2C][B9AS^?+&[W3%;QMO.KICH,^`T(XIN`'5
M@ZX'>0N:".W_`2JCL,%;%=`-?;(!,.FG@7+"G\J'I(J#8V/._Y6&PH-'?E'2
M'@0H`1^=2D`+MIR&/-2)?@WAXD:AMP=(!\&?V:(E7PP+!`J'F=T=<NLQ\PX2
MK'-FT&?F\%X+\IQI[(3!C:-7_C-`&`8OFL&+9O"B&;QH!B^:P8MF\*(9O&CZ
M@>;@1=-'U`8OFE[`-'C1]!N_8WG1-$3,W$;[3]![FJ>QN:%,I"G*(IB^D?"%
M?*91\@R.K&D]+':7&F.<PV%NDEL_+_FL@RBE:5Q/9AV-#98-:Q_#D;6CJT!`
M;-)&4$$F>A5G"BB19^<%)Q<+1A9\\>8ZM'-=9Y3NW\.1AL2"`%K#QDJ@.H@5
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MDU59V6^!W5A:1P_VA^E^D.`5IU+WZ5DW0G]R#F@P!!F4A=)DWVUI+V/"A1?+
MKG?ZH_0N20&4,:W5D"O"`NI?1[[Q4K-J4O(TVAK:0T5W](8Z;588AQ.%BNA-
M547T,T1%],9FWN%SS<3#YRA40J>:(:D1G:Z9DG"4X3[8UI60R=KB<*`"X*0F
MUHI3R=Y!V;`BZIOB\`Z"K`(5J:=LG=R_X_X>),^BD@/Y!_%8I\QC\'%Q5#OJ
MM%/J,A'G\T&:+F:>$,;)F3XSFBZ>;X*7C+)NF>E:?0*'5Y!!4=%B;0^E1A!4
MT#8ED16I:?X$#G<<TU(#96T/I<:6J'23#\N%ETS+QPD)A3A0:9H\!M$B))L\
M*D(=9_B&`OD&CG),AF\K<.:^GJNPR<VGE0C9R6%F9;_ISQ93L2BW5))#QG&:
MJ:P+SG`FX019,G-M75[+Y-GH\&S@!SJ]WM:E5ZUSJFD&Q<B]PDE*X^LY8??T
M)*V]X&%C0@6CIUJF4PX(:JE",210@.&ALM5_M=1K%[,:G8M),5,/#Q6S_NNQ
M7KN8V9"M#@+54\77*Y8BJ4['X"VK:7RH=)V`INS52=KNIS9R5.X-E1+LRK`J
M1TY9!@X51+I24.T/E0-\RK)FKIRR).@BK^$2A!CISLCR:XH%O9FLT$"[(DCZ
M7ESNM6I0#EAQE]L_!\YT_!'/])GM7E/50"\ZM?*>\KL!'EE;*#H(=#U*:OM_
M)L%*G>UI2>](<NDQMN87>,Z=-.I4%:YI9*BDN%?7F.3D:Y$KF8;4J(AI?`0J
M;>YU.9;X^ZH$KT9G:E[P8!^!"IY[-8\E_KXJP;,G;09$S+V.R"0G7XM<2;6J
MQF]KT*]`Y<V]+LH6AU^+[!D5L?:2],:]KJLCOTY78/0D`@ZY^X!2:V6H[2@W
MMT:V!LU-73LH*.YU:G(J3W>)'>XQWY,'&O*O+S0*;)@:&RHI[O5[9KGY6J2K
MX(6X>D^_T9)VP8A\04:'2EA?]()PCKY"&7L,ON_T"*9%3#8X5,+ZH@L$\_.5
M"9B.KZ"1@:&"U1=='XB/KT6HC`A0"V'IB];N%0E&2U%H`3Y>%9HYN.N>PRX2
MR7VB7B1J;H[CF"3_G7HAI_<VFE.VS#Y1\.K.8XS__+*C>YME[L-AEKELQ)$7
M^:-LS%$QZ*@TZB[]W'9@@VGH&DC:?K*8@UIQT'HP#!GU>U73H"-L0Z$#N_#T
MN=#!>#83>NDX*YNQD;.B>$:T>"`S$KP(JB[6NW^+S-GRZ@?=1NP!FMT(Q%$G
M87]FJI((]2W=PV1"<$N@UI-IH_K!?<IFSUY,_#L:!<L5OS:)"DR>NM!Y8R?W
M@*A$JL3H1DJL5#$O?W5%V)PNN9!H<;V^5R_97D]**6L7[@(N0^&=/5JZEI<8
M"N^\FL([?.U[LQGC#XB:@U*U$8(Z]@(8Z08)(K&4:<P<*@^$/]?269)"+@+2
MQOWFOI2LS779\7VY1B;XO\3D_-OHA4]>;.47Z\O0BSGU-:WEAY:AH=WCWWBD
M&:*TE-\:NT3(25$=AH:&=B\11E>-KB`U,ZCC$6M&CKY$WB;P3&Q\EW2Y#++Y
M\^USPH(%GWY6M9D0\<`MM1::Y>P%/&'WC"R#=!E/DF?9N6'A,]A+BEGC+(XD
MCMDQ>1\2?T'\<7Q)PY#SA'FA0EE?VQI]O;$F0G'`<962&T[:`Q&S\^\])G>&
ME31%7R5,22(.%![(REMGU9XG\](\U^(^*KM0JWJ@K_$%(1@'-/>,S@CQXP,1
M4D"C[N&TM@4$&@C!=LH0\7<L$6R8S,7>N3G.I.::^L9.JT"`RMNIR;3"VF9^
MMF*B'<]"Z.%Z%,[=$S83E"_(/EQ;%"5[0',WIQ4&0!L!E'0<&_5MQ*]7_!$E
M[&F$W$8SNB0;`]LGXL6R:PVDG]-4_J`ZQ&#BK:R2S>?S#X]G2>J%X5K<><DL
MV7DOU3->VLEI8GT=KC>0;6=C$O=8+[Q\]MB"T/D\GD1;8UF&_"1-XL2+?&FE
M;;T1W*;%!^U7+3B"8^NJ4?;$MX61><IHRG_VQ?5KIV[F;7]G04*NZ#>X-DYK
M3"C>[A[89KB&5@+XOX0J,)@'LXSI4RI\6(L<=3H:6-4H;@LIM$09Q!DKF^[A
MER?S^SVGA"F=^DR0E4HN&UH#N"UF`'O&:_,#[7K[3/TM'?%C^A23/U-._A69
M>VF8W*7"L#>97](H<U*%6\6TQW5;9Z#EFFS)O9Y*0]5L8T@<Z@9V6Q#`BCS(
M^5<C$'B#*+:3WL9.?.P2.W&\B`D3@1)#?(3E^(@A+,()*GT.BQC\?=#Y^_3!
M`VSP]QG\?1KD2+BA$#8+O%"<6BI7S_J6/4$9NA)**-?3BV/U[^;V0+SP.A9;
M'PR[:OO7@&"5:AQA"C?!=^(_\&D]D#CP.95\KI\I2Q;>0HDGI-_IX@JA'H=7
M[J]T651C5J%9;76ZV%5I+3G&./74@NRCKVGWE.Z9K4,A39U]49SR?;WYOE)M
M=[IHU5';-82R5@/UF"Z7'EM/YEE\S247CP5E@0BRF=(DORN5#;)J553KP;`[
M>W?DDAT_O##_[AV-9O2%,.*/(_^R^)>ZF@ZH)WK/;1T&6'/7BR_(G#)2\N^_
M(T)]GB<DR@(#8ID52J>_2_=M+4;35N191.G0/TX"1DTSE^[9+7DN)=8*:UM)
MO2E1MV)7;<EVE_*MD&D].;9BF.RR=_32V'A6L3:^_ZE3IK:SH]L;&U*Z:P^"
MP<9U@A;':D[ZP>0XF!P'D^-@<AQ,CH/)<3`Y(E#B#2;'4T%P,#F>$JZ#R;&_
MV`TFQ[X@-9@<^X06`I/C3DEHRNX(&;&_QD<XOTH">?3J*+)DH>6IJ_&5-D9O
MHVP@T[%9<C>[K@;*\D@N395-_&YCG:QRZ3AV2O[=2Q4ZR@XN;9=P$``TN]RY
M\.5@;#2I&OB"2_LK7'1L<+7_LK:?3&9WZ_N%T3B&%%?7&L"E85ESI]?C2:\L
MSN=5B_-9)XOS^=$MSI62<&TLSN>#Q=FRQ5E5N6^P.`\6Y\'B/%B<!XOS8'$>
M+,[.[96#Q;GO"`X6YU/"=;`X]Q>[P>+<%Z0&BW.?T#J:Q7E?R2?R&T(MC[">
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M,B&X^Y6$:LCLZ!6@4ONIM>5[3=PS6R4N586?*?.\BGW;)UWIF0?7I`)ZHU=]
M:_+!H::HBXJH!VIN/2:T?GNN"`NHSV?$$N/OS['O!UFEI*N43.EX]F<:Q$%>
M4.W"B[Y.YN/XF;P$84C&R0VG5`%KRZ%<JM-A23F[L,A.7-7F6;PK9E\/26U#
MEWIQ8!UX*7E6V#EE?,GR]1A/Z0UE1+S*B;^SNTMT+TV=7&JV83H7&-G6`CIW
MY7+E6H5R&Y>:9[!:LDJ4G4S)FTKH^P72I>^R^L;H%;T-9/;T9O/'>0\TLG!2
MC-QNKB/_X&Z#5Z'[MJK0?=-)H?OVZ`K=MR84NF\'A:YEA6X%ID&A.RAT!X7N
MH-`=%+HX%+IY47&^?6_?K`V^T-+V[F$`JWKE1%C1^VYU*LI0G,-&O>%G9>9=
M8Z+J54:;._QM654LRJ,G7A:Y$Z['83B9__X<S)['C,!=E,V,C%WI;I)_KCR@
MZ_$#=42OBM<@'Z4>_G#^VKY@6@.@U[FW8`=*6+>;^]C_9YI'%?W.@H2?!M]D
M8?_*'NAU]Q""42+5&T.8.X.!*4,8#L_;RV<O6I",E/O"RI3?V&2NU,H.Z(T3
M`')/S[CFSG*A;US#L2HL&N;<V3(:#7,X>#])GF7/V^)/0$Y_<,;I/1+0,=CF
M&TG#J/<1S;7ZN!:]?KV2-`#-;"XX$&T@""VR9A]*.MBYTUDT46`)++R&]7=5
MP_K;3H;U=P8-Z]N:!7<TXJP57Q-1AF(2<?$]8$D'R``8++B],JBW@&<PI@_&
M]"'5ZY#J=4CU.J1Z[>(N6MCZ:@X>E<4:U+$GD+;(E`8BWV8<F29<KQDK,%"M
M\WQJW[C;7[7[XW.@0[^=*(/2:^W*2SPUT^6MT7L/-!&*(R<0:'ES6?%F,\9I
M$92G7>Z@U:%<^@TT8J1Y79`Q"BW6GZD?S(-9QNRX2@\8Z,9Q7#H9=$,9R"*T
M$%>G_/&G*V\=WWMQ<I62<>0_)D$8BK"HE'?LL+8;QG7IBV!ZH8-8:"N4;'=N
M9XI+Z5.@TLZE0X$&`G(2C\317TGHWU#VZ,E4E0U=7'H2=.)S#>%66%[GOM!4
M9;6ICTN/`9WM!43ZT;BN3/2H[.#2;Z`COX^45_7P?0782S8-75K]V^X@^T3V
M*IWB^ZJ1\%TG(^'[HT??OC<1??M^,!9:CKZMP#08#`>#X1!].T3?#M&W&*)O
M=Q8DF)D-CYT&&!E:G;I->]CK24MI-K*V=&]X("'?\OPIO87GI=3HCMU>I<T)
M''K8S11!RD0)B'I#H+>'M6()>C3'?#/P%B9`58S4F]#:-@Q"#W&Q[XS#D'YK
MC@(`#8`^Y+8%.]P&`%B7@M^#Y/F.'A)O8-W#!T8?S&N0?:\H0N'GJO+Q?2?E
MX\\F(Q1FS\1/0Y(Y#!6^#=ED8.$)X-X8]%N]4C?J`C/H&0<]XZ!G'/2,@YYQ
MT#,.>L8><%#&OAY$+`TQ;,>,86NM>AYBV%`%T9Q6#-LE72X)FP5>^"6*R2QM
MW*6ES7L"7ZL8*"G1ED[+S?<>=1!Y?'UX/-:B8=;(5WQ#S#CB/=:;RVPI]$`!
M#[SWZ>(%YX&56,*R0VD4)RR="9:J0%/W.%V@U'27]-8VP'D@<>"3+*$R#)N:
M#J\!FAJR2P$A-I#YE2[)]9]ID*QAP%3;OP9<JE27XD?L[&:;8Q"ZEQVV?PVP
M5*DN19@8K0<1I_Q##34@]MJ<+OL/*2T%F1B])J^\:!T?&%:::@$W=,+N:06D
M&H>[1F_"UAUF`C0<L([7@/ZA:D#_N9,!_</1HW<^F(C>^3"8TRU'[U1@&JSJ
M@U5]L*H/5O7!JCY8U0>K>@\X.%C5!ZOZ8%4?K.J#5;T?\`U6]1/"8["J]P&O
MP:K>$Z`&JWH/H!FLZCAQ&:SJ*&$9K.JG:E4?1UZXC@,^M:)6;&YQG,P!QG5H
M7^PV=CT>],C4_N:G*7WWL903N8/JH6:LTS"V2YG4(Z#?<QH^&`*Z9BSTF4ZZ
M,:E'0&-PGG&7_^0TJSW47!92)MC515&\&0%]=I(V#,$!Y<8&^XEX,2GI87YA
M--Y66AXOA99&[3\$&L!EE0!PZ75-=K1.)V.K;/B7R%M2E@3_(OX=2:XV4Q)%
MY6DL2Q7>V,EEX0$0=$"R7<)U]"6K3,'?9AR7E1!,+V!YJGX<ZUA1@46OZ(J5
M.@EP-"PQ&*_3\,<MQ5NGX0^=G(8_'MUI^*,)I^&/@].P9:?A"DR#T_#@-#PX
M#0].PX/3\.`T[-)IN+5]9W!Z1;/Y#4ZO@]/K"3F]FI&CG1.!.(A@[ICEECU!
MN9,O9IE>*VZQ@Q^?43\^LUZR@Q^?.3\^6^ZO@Q]?)S\^6XZO@Q]?)S\^LUZO
M@Q\?P(_/K$?KE\@+L];J!W--L]-E?`VQ5MQ6MX53;B@3%[A/-(Y)S'_851"'
M>%-JCX+>K[(E7[JZ=]2#Q*]O+YDEP!!<'<9#[SC9G5DX7'3J'MHE@B[Y[(,D
M)PFLH)`/T$<WR29VM+8\YQ6?^+18XM[O0X/PWUF0D,E\WET@2B/UT;,2S*#>
M+75QN>`[U[HSPKN!^NAF"64/#GSO&7T)8L[.S4$DO)3&D3])G@E3;>&@CNB]
M*S7([[^;WC&/[3_.>^"@J4F/D:.[8^G/VDLX'Y,3<>&%8N)Q_=U2?>W6&P&]
MEU\;AN#8CS5$\I83^1+X*7^-KZ]?O#`5+W+>)B],*EATUGD9@[X!%(>/?5CG
M&DQUNQ$<7=PN:1@2\8`E,LYTEC;()\"/_#Y(&YRGKTS8QK,_4U%<6512OB*)
MH($)WN1M"N_3SO(&_`I4Y%!%Y!KA+,*[3J86*Y'9[!5>UQ@*J3O500.=.&XK
M*&/USMRI`XX9K'>LYP1`::_L`$7-W3,00"^.Y5:SS3??5\&G)&0H*)CNPNTZ
M\>A$;UD&K^XFK^CN]`.=>'2B0F+XRFWV:HU+=^#T"HTWRG3W_MF%F7[L%&9Z
M]M/1XTS/?C(1:%H>!4-HXPE&FE:!&D)-AU#3(=1T"#4=0DTQA)J^PKHJ1_%^
MO>SN^EH_1&_]7E4<<>7TJH%2V\%.P=W5)G3]<YH9?%T'7]?!U[4/$`^^KH.O
MZ^#K.OBZ#KZN@Z_KX.LZ^+H.OJ[]M'D.OJZ#KZMK81M\70=?U\'7]91\75TE
MN;?C^=J$CM-4]X,7[.`%.WC!0@[)P0MV\()M%)+ADCYXP0Y>L-V\8'=*DXT7
M[,\_=?."/3N^%^R9$2_8L\$+UK87;`6HP0MV\((=O&`'+]C!"Q:#%^SK+;AB
MUAWV%7H3]Z`\R5"P9BA8,Q2L>34%:R0[\R;Y_9<H)K.T<9>6-N\)?)TJT52(
MMG1:;K[WJ(/(X^O#X[$6#;/U9XIOB!E'O,=Z<YG=350%#[SWZ>(%YX'E,C5#
M=2=X311I=2=;Q6J&ZDXP:.35G<S6JQFJ.QFJ[F2VILU0W<E0=2>SY6Z&ZDZ`
MZDZMJ_C6LCRW:H.B="5-L<=,*RFT$AN=?4G8A._H`PF%07CKG;D1#(!I$3H`
M^ACH%NS`X66UD9R:1:LF9[?LU2NIT\#HXZ0-LN\4/&VTV?$EXAW\>Q;PUBLO
M+-P2#4F4;'#T,=:&V?@J)6O\0IBWL+==*<9''^)MGIEV[QAMKQ;=;Q3N_+3A
MQ/?B(F'I&F'P$N'.B]L8ZU[!1F_Q`F'X^N#.X=LH"T]<I@Z9H2TYU0'0QXZW
M8,>)2T'=LC![@31_?708#FZ:DS4W&,2._[NT*5O'_[-NCO_GQW?\/S?B^'\^
M./[;=ORO`#4X_@^._UHQLUN1NECO!6V)2-%L)EHNG.#Q>H!D%_)PN/S7^L;7
M3UO3,;-I&/?P=A=VM2@T<:"CEZ6A9(=>'*M,R>6_HX0,)J[E_(8EBJQX5?Y.
MO*]-;#UL<QJL/:3*BIOD[UXR>^9;<^1[3.FP6MOP1!A=1UI7GT9#E[<5R7U@
MHB;GQ_J6IP%0/6U6'!LSKYE@'C1X;U=:G0:CJW19\5&\HY$WFS$^JYI)-X3L
M-7<\#2A`I'9U51RBUC"_?H:HM;82,42M#5%K&.`;HM9."(_ZJ#6SSM%#U-K1
MH];.;,7?#&%K!L+6SLVJ.X:X-7-Q:^<?A\`UC(%K;X;(-921:V_-QD</H6N`
MT+5W0^ZW5YG[S;':?G]F0^ZW(??;$7*_O3,;&EW=EF^C3!!DJNR&8-XNXV&/
M^.W.*WLA.SNQVDE.36T(A><A>(1^!`9K,L0*,E\B;TE9$OR+^'<DN=KX<//I
M7=(XD1S]C9W0!^@"R<810]6#VC..JP<=M^I,0EBW(J?R/5(!7`\"2/=(,,I>
MQ'[_;[8$;_W^S[OY_;\YOM__&R-^_V\&OW_;?O\5H`:__\'O?U#ZX%+Z#`G_
M!Z7/:U/Z#`G_@1RL9U]KE=G@.8GF[!@\)P?/R=?C.3EXZ;7QTC-[3`X^7F9]
MO`87+Z0N7K8R^@\>7IT\O&SE\A\<O#HY>)EU)"YI(8L4/E.:O<D_4S\+T;N-
MIHRF?,[^%7E*^"+.MM>4"<.+.JVVD9&QV^1-\L^*#;@NKB^;VBR;='R7"NF:
MS/G)F4TF/AN+@$#>`7R_!X_GTG)O%"CE;5Z3O590G_HL'K,@YM^YRDBXSW*R
M;;Y]S\BR-,MZI'7'<.D78`G==FQTLH[O:9R4?U$]CCHN;*T/N/0L<+326P"`
M9,/?!8&;VO++(Z)W;##!L&-NXKNO=]G&%:,`$7OG#+&VC,&Z,7==@)J?0)\'
MW0I+D6RV4YJ8VV>+P=!G.^_()JSKM@.6\-'1IQXWS<ACGJ5B;JV/T&IG]&G`
M-=F`)$FS.,Z#F`@_$:&I7`DJ"Y^Y[4RW_IEO#OTS-[TS%\UM_ZU+9CM_3$.9
M'!E=$9:L[T,O2LK4J55K@&X87`)[Y:()AF+PR1Q\,K77\\5:[7H)ZM@#;$!T
MX'"DE$ZUR:\2U-$]5AJR"`'0H'.EH<`I?IRK#(CEOR-&0^E.6*8!QZJY2#F%
M_-ZHXOQAF[YR_Y`.)+Y[*8N"A%]M,Z_I[^)?RK35JO9]149%$X[<#%G$XC,-
M_6WXHOCA=KEB]"4[0968P7OW%4$XA5V]42S?%K)05,V+0M$'NV\#C&8<8=3C
MV2Q=IIFU[XIP1LZ"(K)N%9*,GY$_SH/"L]]+2:M'TMSHZ),7F&8D#O&03O..
MZ.I8LA[H<R!`"&X=Q/U"V!-%$<9]XP>S6]YG&6UUEUF,K50[^/90.WAS=7LY
M.ABB".3NIB&L-SJHYZM6^X$[&S222#YY29<K&HECNMV4Z_H[/`XU82G?1+49
M9'C5&4G!M%\)=$HO0R]8QH_ITS)(^"_N:/(/DN3M9/E']$=Q>12V![PMMZQ8
MM6HF<QTGP5+\\R85SZ)\;I-(D8!$>Q"7AY]1X""\<HS;)'DF;.<5/OD6:2Q`
MK3%=NNP=`U45)W%<4L55I(X+DJ-5VMJEQUV'D[2!^O8IAX1S`?Z[ZEGULOJN
MQ65U=':\Z^I9I_OJF8T+ZP,-PSEEWSSF3^:R"32DD-0;`N^UM0)/>=]LPR>7
M5]=>;K$N[JXJU*WML:O,C>@Q\5AB_'TBF_1M-&-"<7SA15\G\W'\3%Z"4.9P
MHCT(XDMN&X0;F(7[`C3V_4#\D-W=\KO=)\K_($M*HC\,XLMO&[0;&6;'H[9!
M]K8W]`<2+)]2%HMK^_7W%8FTH00.B?@FW&41@QB)>TE?>O'SO;?.+'UJQ9+>
M""YC5RP@KF+34=>P"%W+[#^3N7B1B`1N9YJ[;^T(+F-1;&R\"C:A4_QNB0BB
M/2(R3<EXE@0O0;)N`%G=U65@B@ET(8P9'D5YZS_.W<:J6%C-@B0C#Z/KR$>@
M@/J%4O\;O_6/(S^3Y%L^=K0(1*HR06U<<.K.8XQ_\V7W.-@JI-X?*J0V0V:Q
M%=F@H]VHN68JWJFFMB,;5%$U$;7])LC$VGXT#/[^O0JXZ`K<$(<QQ&'(O91C
M/J<X'L_^3(,X>PK+8R^DC7N`@73N6+S%J],3_V1$&6$!Z.8>FP89:P#I@!P;
MV3PO&+\`/)<^>J9TVI>VQLGJ6C$J,UU*CY7T=D*O2G=Z526GZYOVE,WUQ'3-
M56<LS7&0D$]":7))&;](K"@G*U:X;*M[8'?8AM"+0RU8=B&>S`^O?O78-/7!
M[UH-(KJ]GP.2TDK`9V;U=?ESI]?E$=^41IZ2%KUV']/ETF/KR;RF3IKPW]^Y
M^.^+Y.8G/L?#V?)N^^-,YJ4R>Y762LX@FI[#';VED)4?8'CX:-$BH9JM4LQ`
M'5T>&MTE0(,W.,[]\@TEC1.Z).Q3$(.O9#5=7/II=`<0Q`\KRVKO<Y*MHAX0
M6$^7'A7=<='A#KZ5=<2WCA77";/KRM9+2%)"9?NU+.]4NM1<7!K]7?HZ&%AB
MVIQ"M]`.B88M-DDOEYX01A><DBOH,=1:K6W&<>D3815GRZM77>%>_WD`[.HR
MI6-WN+3X@V-M;HA6:U4T7FXXD3DD$TFJ32!A-<%*'[KYAI@,6X(2842!9R6,
M:>NV7=Y)"P_?&\IN^/[[F,YFA(C\5/\@'FO8[+J,AU]'IO+MZLY)'-NBZN"M
M4G;'E_[T&PE?R&<:)<_ZEU+0F#U0GBG=_HRPM(_B(>1\^HV:D(KM4#U0Q)D3
MA@,&]E8&^.=E`7-M!^N!XL^P')29V%=)N*&I+']DR[%ZH$`T*P=E%O96#$IN
MWYW%(!NK!TI*PV)0]ISOH1B,YPEA)F7A8,`>Z#G-"40M,VV5L]&8E[IRC?Y`
M/5!JF@-55JVFGVEI;OG/2S+UOA-``-#'0R5/WGN4=3<6Z&-FV]L2MIMP4\5B
M10>'^_=5(5;;^15R>$$B,@\DQ#1V<JC6`2!36IQ`\JWLJO>,G'W\\(%_],+;
M5`LE3'8NREN[U)3H<;N)8B1ZZNJN5=FL/OP$VJR&+<HD(9"MJ?];DN6MR#0F
M\SF9\9M,F'V,^%<!XS^'ZRD56:&3=?Z_4^9%,2>7\UJB+NXT8']V0`-\ZYD`
M9-?FCI@78[C4`EN">8\[V)#=VW]N1?74/.,`_UM!D-1Y17L0EYI=(_MS$W_0
MWFVJYO8/9["76$NS^G"]V2/D,F5"/F\(%W`O!%YS&COUYKH#)!_'WEA,-HO(
M$[6%^)<T$6OJVI^KC!8O<,"W>>T7PM9*Y]'4MS^7%#UNX$)P3^I:X0@;H3_7
MDC:<Z7]ZL:/J!JR8DVTK!W!<,G?)SK:7S'/8)?/\E5\R:U7'F\4N7AH`=W1%
M\_X=5U*:<9U0VVD*^HK?%8NVT'K'>1PU2[TPOF?T)8@YSV\H$R5B5"FHS7ZA
M?R><2<[V1F9$S2_^WQR6R"_V_?B><G:1)&!9@I#-;UO+C>97^G-NVN)PW^5'
MH9WM/*A+[ZQC20="_6V%F,F*"(>):/%ID\FC*,X2[[T5@%(`'LVE+U9'^#4Y
MAA1WT/&8_9>_^@+O*0B#)#![Z:@;W:4[US$N''*.]D9.9$<A_YW<@FMB7)<Y
MOH]VH3C@HAV/3<J(((+XNZJ$E2G7XPCLZC)V60\J+5Y80>/"BX/X*ICS;Y)H
M1N+;:!/5GF7`]&\CD6"^V4FBS3A.0YGU@&K/)BNHW='H3[ZA!_-`:%7I[.MD
ME7T4N(XTND,Q0F#UT6:*+6B\_+@53_K;*.$2$R=P8&"=H;`@4(YI,@3I343G
M-:KWR#S#J+_JP^-1D79(UA8*"4:U$,)\0I4Y_N:%:<[,,*3?/'Y2`O&IZP@%
M"Z.61LX(I,C=R>H>U;>$8H-1A7)76_@5!QBEISG8;E;;!PH0+EV&@GPKES5Q
M([DA,L72[J]0;EIY_0/Y0VOFC5_*[QE9>8%?:!XN:0PP$35UAZ*%0`&@S13<
M6-(58<GZ/O2R3-S"CWPE3%-ZB$H'`3L$X,6U@4&8T2W%&Q\&"\,*61@8%BH!
M"+01QIAH*8$D(UXHDMO_X@71)'HDLY3EY\J+%X0B;>(-98^>K*Z>3G\H:`AT
M%?ILL:,B?PZ?,@W65?`2^"3R9?KPFG90;B/0.LC)Q+P/PC1!U0Y08'#I'F2$
M]]\_MQ)?#S8TU_>`XHM(7:$B'=T2S$_%TDSA*HO#3E"H,&HOZAF`UKOZS7:&
M6^_J-S#OZC>OW+O:,"$/9$:C&9><#&R)L_YX$^PFG(E2/J7UKK^72.Z"AC_1
MF_!`*ZRU<I_D7^+WVIA<D?R_MU%IH3Z0.`V%1]D-9T6CD&N/TY^HP?9<PG%6
M2N0QDT2R7"7YW[76<*5O?V(R]+C1_^NLG-Y+3DL@]`LO)$[DZCBM`?H3FM&"
M+ZB7\QT5=[)TE@A-47'$0!*9@$?I3^1$6PZAQG<GF/JH5OKV)\Y!CQNH$;Q\
M]J(%OSVT]HXP,6Y_0AS,<1&U5&3R._;_F>9G35.NL:;._0E5T.0',A#W'W&7
M-.)O@)0_`XHX'$#2.,``_8DM:,$7PU=K%VJM:;#<UM+<F80>:>A_X2.Q\8*1
M+`0SGM('LDK9[)D_'\>1_T"RLG#W'DO6F_Z-R88_O#W4CXG/CS;]_SK:S6`D
MIC#*YC#:36*4T-%N&G_-ZE`5,QEE4]F.92QSL<03.B&<(S=!Q/D9Y(J/?(9J
M+0.DGSG=R'Z-\(/*G/43;.CB4($%9WE--6TE!^R6,20^B/&J]B[U3*W8WDP\
MCJ/P*B53FIW6I>V,;SY%DBV^S?$'URS_06*/T1K!I8JI%9!M&(3$7F/A8*N>
M9^^.?YZ=\BEF9E67D/_L)07_1<6.221YE:I[]&[[A3"@_UIA*972,GCJ'KW;
MG"$,.&68Y97NFOJX5/$;AEI2J>[4P)87LVOHXE+E;Q9J23&ZDT-:6J.LH8M+
M@X!AI.LKBYT2TH"2=)!^+DT!YC!O*BG7?^`E2H_]%B[U_EW!5"DV3N3U6U.Q
MX+T#=6[+\@>OZ0&\8[L(ER3^A#4`?^,%3-@>R0[,>L+-C-R[![5)AN+0?.;V
MY@8J-@E-Y/ZQ+8;IW3.[-:NLV!5`L_GL?0^6Z7*\I&F43-(D3OC.&D2+<3*.
MUI]IE#SS\^2*BW2T$->.#MAJ?ZEW3V^;#'<G(6-^2_06Y(H?J>L++Q2N)J5I
M&Q$-^"=Z]T:WPF+GPC".HE04K]CM9/=>8&:;`'^A=X]X&PQ&\H:XH(S1;WQN
M(L]JZ8<\7%@$:JV;/3Y^/GPB[`;*KONE'\L#OS+W#4/W_LUTIB*:6W*#/VC3
MM.`J$HECV1V24<ZGB0$!OO[(+?^G1/%1U\X]$O7R4\?UTK3+F4E<UHC+7*EO
MO%FV?8R_!Q+.U[7K`>?KIEUZ)J-A_!5=>H&D.FE]2_?,EXN.%(#-Y'?^;F8S
M9(CU-9GGW_Q,ED^R8`E96VQ,W1>+@SP9=024GH'F.#OAU[`H6#QOPE5OTLB/
MH:P&=^X-[\$4E:PH!L7\X0(LY?5->\-HR?Q+N=K-L?62WZ=)O!)Q8E%RX45?
MH4P&=>P-RT'4E#-).TT$\I3<1ORJFXH;@/SJ4M?./2"-5Y>Z:9>4O&@8?^<M
MB>KZ(F_M'@2Y"$F!*!-@XQHS96DLW+Z+^JA;"\J-T#6(%<F7Z.K26P6)%V9M
M;V]5VU.'X;#!4Q6TLDVY/9U=WP.F8#2-XZL!\A!)Q]MCYO>_T\])KL6'C5P:
M=^7JE_*UMYXL'';9\C5E<\DIC$O;*7.AX7])UO6`Z(W@TAH+0JL-0_!"63$0
MPC&LZ>K2EMH:/"D+\**VR9KT0%;>6A'A#NWKTM[9&C<Y$^RDKR]-(<L9GGWS
MGD1>*,]BV=C)I7E1F_,*LJVS/%^E#R+7S,YF*&?V07.7;KG:;*XE%>]F]$#$
MA9/OFQWN`ZHQ7'KAMMZ<FIEB?Y,B;,9GGEWTB7^QOJ3+)8VR'-"`S4K5V64*
M#?U-JYD-O7-OJ'HU?.CHU3#X,@R^#(,OP^#+,!@$$DR^#(-!P(%!H(VV^*0T
MPD[T]^=MV'Y^4GP_M^IL(CQ;IH0MQ97@K,F'I]*P5PRNI:#T3K3#5*4$US;L
M+5,/)=6LRTCY2V^@3'W3>Z:^.=QWS6Z\Y4^]A7+U;>^Y^O:0J_9VU7=0KK[K
M/5??'7+UG36NOH=R]7WON?K^D*OV#JN?H5S]N?=<_?F0JZU/*QN/NB+KQOI*
M&M.L:H_>7-Y,;/_SBNS3>!O'J;QH85U+]&9S%8$X#%/[,[STPO"&"%D#+:F]
MYNAMX8VD8D5$+/IKCX7\I2LM)JCN@]Y:#B,:!T"?:+001Z28L\0@N-<"OPV]
MAB#;J;1%7I7/'OM*DBR[RJ[&@BC`P!GBWT;CV9]I$`>"3?5L[C`<>MMX9U;A
M6"M6/4_=V<E1>YX>7#I*20HRVOS"L.\M0&>\NC\0J8](#A8(,["#>#V?DYE(
MH]`>Q]HAP.[>"+%4\`0/G+\3$:))_"*'2'-.KL9.4,C<N>@#Z<8#TDZ^KD@\
M8\$J+SCRF\<"8007D[[P8I@=OVD$*'Q8E!`PCF#$,IO@(^>OYT^B\LPA,"HZ
M0Q'$HH%HY`,2C[Y/PC\=4(7JXZ'W7M[16,XA0P_&;%)J)[[#-B[?MV23098C
M&A8UU!2SKC9U6%RJGM?EQZZ*.HSB7Y'ZCS\U2/VKD/5:!8/(O7:=9^4CL\QX
M\>9,/1=U#\R"#*$5QUE<E%N,%CE--ZE0NGX.(A'Z=U^$(%VEY%)5GDMW#)?!
MJR!D:&O23L7Z`Z3[-II^HX*E,NV1_C`NC7]VA*/*I-<D'Z)TCA$)*0WDTK9H
M348JC'I%4B*J[I@0DM(X+DV>MF2DPJ;7)"+\H6A$1';CN+2\6A.10S:]&A&9
M/A-&/%'DIY.$E(=Q:1VV(R!5)KT:^>@D%6ZMTG9DP9($N%#*7"]7(5T3<D$B
M,@^2^]"+FC64'\\.=36;84;%.*-L(&0:RTNZ%'JQ7/"$KBP)6*9JWI&B5JMH
M#8`A-+97P<DMX!FBE(<H9;FM;,[GY)<VMHNU^-^L(L8EG_:",E'<4!&^K#%`
M#[#2H@='P'/-]%01SXKF[O%I(8\E\!2D=0R&-H/43?!=N.SQ>P5_2KV0W)5/
M&3NM[N$>KT;9*\>7*&FQ$Q1U_6<:).M=N+`RB%?:N%]\EI*Q87'K'/"VSIQX
M=WF):_ZJ<_J`AG*/9XMS"$19UZ2SM8M(>R[JA!LM!W,/6B?![8*MS8P>X@-O
M?SK[JMH8#]OT$`KI;GE(FY4$'O?\R<9Y([ZEY'.UV4FQNDI>20=NCMN/A*W$
M1PJSN5!OJ;BN:'Y*W%>0V3EY@IF+P44:<VKBN!32(C_ZI8W=8]9XN$OGWC6)
MC3T<Q#\94:;2`G1SCTV#C#6`=$`.BD?EGFMVL2%<TBAAP5,J?EGLNN/(ST*7
M[FF<L*W6,-LR9!>U[N,Z=*(#NDB;XIV5H,FKS%SBA2IW]7(+]&4;Z@BRPKDB
M&&@RS\OU/GJAQ]8;^TO\V5MO498P5FL`]!DE6K##)BR?O63V7"067GG1^LMJ
M2M]LY[B95SY+)3QZ`Z'/&=&!/<>$Z\U/[TR`I1H&?4:)UJRQ`E0V#9$PO71V
M28YU25/T:2*4).)P=J^^QJ[C)%B*6./<2:*0"+9'P^WF17;#WW5>6*XAWZ0Y
M:ST\^KP4QEF)54+&LUFZ3$-!6/';R5,8+#QYZ@O=,=#GNVC'%*R`'H0\9T:;
M<9A-0;XIMQ@&?:*,UJRQ<D**:+]9Z=O9/5@\0R;S!\(WE*AP8)-8!L&]T6?%
MT&6$(S3RZG!MT=CTQI_80I<32,)4%1Z1VYEN'2'/-1TA!_?'P?UQ<']4P%%J
MYQZ2TW)_'%Q1`!<Y'5<4LX;TP17EE%U1!B\)I9>$V:5T^>Q%(B57Y87=<+]I
M[H;=Z@>F'*N.H;6FJ+UZR*G-$$I^ZU"S%6$!]?ET6.(^X+!*\"-A+\&,7%)Y
M$FAE%_3V21#)6%?C)JNA#CS[?=`;)F%$8P5H/$M2D?`N_(6?N)]H#+[!UW1$
M;YC4(!\K7L4_XWLOD)0M;^J#WIH)(QHK0)<I$XJZ+'X'"M!^GQX:(.N(Q@J0
MN0OB'^>]M"#6TF'DDG@=^5VNB,JGV#;*JR&+HJH]>KM@,[%85Y6HQI#589C,
M=Y.'KBQ)9_3V0DTVG.H3++M$A;E);A+IPR_OC]]&J<\-K"MXSUOH8N,!"_:W
MDG;O0S9^35Y@A;#KXT#C0N,T^WX3#1VW6S3IM8YQS.I@CDG)(B4&PTW6&ORI
M\$41'$OCG&XP]C4]H;!C4@7(.6`<<62^0V=5YZ$WNEG4S@;WH<%]:'`?4L!1
M:N<>DL%]:'`?&MR'L'NK#.Y#R``YION0-9U:]IZYH:S\OBTBN/CI?$>CF:HN
M3*<!L?LH&>`6#@V.,H5"C6!_"KRG(,P2U\%%P?A'T'M%66+K*>J3QDN:1DDL
M2F8O(E%5^S:Z\/CO9^3QF1#XYM(T3`^]K("LP1]TM-.);14';W45!^>#XF!0
M'`R*@T%Q,"@.4.`W*`X&Q<&@.!@4!\K\(-GK1YS.C#P+`EY(GF'^CB3"W3D6
M_LXDOB!SRLC4^PYWUVG_!?1O1QL,Q:%L:$O9E/&5D:?XS+0L.[]16Z(#^V(?
MGY3&&=YOT;IG`66E:*9+1OP@L215C1_K8:2143;W6)9LB(R^9.`*;-)GFI5T
M1KD:;:=%&T\N;[=?OI[/R8P_<KX7,Z^'3W,(]`%.K5C2X]4IKD5C4?C4[`+=
M'[:'45,M68=?X_RFJG%^IZMQ?C-HG`>-\Z!Q'C3.@\89!7Z#QGG0.`\:YT'C
M#+RT'M#:6"OFCB23N?1]8/VCZ)6)1V+[:80HJSBDY$EY:7+6?(F\)66)>*-O
M\L.,61`'T>(J9?Q_[S.B&Y1/SB:#7I_I&*97XL]W!/V[V8_V4=MJ@^W]ET\9
M#SB?0B^.@WF0ES?8UI<KL;1J"-O9P<I\%OS,UG<P*WH+EK;<DX\Z,?1Z:A1<
MLFN:$*=&0<.7B.TT\INT</*,>.#.Z!73FFPX`A2'&R2_!>R$J2EQ5\NAT"?R
MZL0B'-8CV892\S#F:_]>T,N9G^2I6(1>:DKO/7FDB\'AT6<*,\Y*'!)RBMH%
MC0PK[E*9'8$'1C0,Z--TO*W:/M_KVC[?#K;/P?8YV#X'V^=@^T2!WV#['&R?
M@^USL'W>,[+R`K^8GWAV2[;"VH;H8U\4Y)V&7;!635FC?H1NEK+>Z*W)NHS0
MA_]C#G]$%N))B1%ZQ_F.,861]#3=\<Z.4`3@91J*E$SI(TGXXSLK1\'?2.7J
M%&=0?%L.WD/C92<VXI"-+@>SAGK.G2E.,N_7H5)[5U6I_:RK4GLWJ-0&E=J@
M4AM4:H-*#05^@TIM4*D-*K5!I58E8BCHV^E.C\;YLTKF4`SXA,&]_KXBLX3X
M[<O`J4;HH5JEF2$X=">UWNPE3\-29BLHDHH!T&M:6K`#*XY.C1N8$FV`C1M(
M%6#OJPJP#[H*L/>#`FQ0@`T*L$$!-BC`4.`W*,`&!=B@`!L48/*'XTW*'X[;
MZZ"WS@SO=_QF.?U&PA?RF4;)L_;C&CAH_TI`M>(:UI>;DIA_$(]-OU$CR&_'
M0N^<V(U)_06:?U_RCF@_6@]5Y'J,ZBW<-S0%>R`"!^NASER+3?W%.G@QM[+S
MP7JL)@>QJ9=8"P)N^*W5"P4Y\?29,.*)G+Y&P%>,WD-=>S=&XM?D_ES5Y'[4
MU>3^/&AR!TWNH,D=-+DN3KJ+]=:.?<FGO:`L(%KZ6\4`/<!*BQX<"J::Z:G4
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ME(Q2CDES'!8*)R]:/R9T]E7Y4JEIUR^^UE&`1$%6?19/Q5F1;,D;A]G717H/
MJ)Y&-4(/[<?-#,%J6Y+/_,&+%N1S$`7+=-D=UOW1>F@UUF-47^'VOIN$>S-:
M#PW'>HS";QK\<&@:Y*>*KFGPPV`:'$R#@VE0`<>GP30XF`8'T^!@&MP';S`-
MHGYZ#Z;!P30XF`;-\7DP#0ZFP<$T.)@&!]/@8!K$PN+!-#B8!@?38`-/;Z,7
M$B?B:EY,:\T?O+/GI<>^UC-7V0&]'0]`;E<[3BV;,PO"9#Z>S<@JJY9Y15Z"
MC"TWG`;%K)36N.ZCHK?*F6(<,E151K?NHZ(WOIEB''XCW,>J$>Y,UPCW<3#"
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MPTRZSC4`V^]P<HCMDX=L2RQ-\4P7LK/3ANSL`++6+L.V;$+;24_FV^L5V!XD
MZ=S#>@%*-I2$SD1)3F1N#3L8=GX-Y[I^#6<_#8X-@V/#X-B@@./3X-@PE)!S
MZ.PPE)!S#=I)EI![)&PE/G*9,D&^J+Z@-#[(F_<0(+EM0DZFE25V^2S<<&^C
M8G*3IS!89(P[:[CX`/JAO\[#B3=\DT=Q^%6H!GOS53NB#_K0(+\UUJNL'#B?
M#DLPXLVWEI=@1G3*M>]U01\G`B(9:XJVVR@AG*&)#CS[?=!'?,"(Q@K0>):D
M'@N\\!=^<G^B,?AE4-,1"!6F(EI2\K'B5?PSOO<"7_-D*_H`47J/"*4ZHK$"
MQ*^X0@>8:<NA`.WW`0+T,R*`ZHC&"I"Y"^(?YV"P/B`"JY8.(Y?$Z\C'>$5T
M:-3YB`AW.T8=W,BGPC`D^)7&.=5@V&MZ@E_^F$"7<L`XXM@,>6=50]X;;4/>
MV6#(&PQY@R%/`4>IG7M(!D/>8,@;#'G8[42#(0\Y0"X,>=8TG-D[YX:RLB:I
MF#\_M>]H-,M_`&L^X0.BMQ4:8!<./<\]OXCEU[!)\DS8/>7WKMU]K"KAGP+O
M*0B#)"`:LF#\(^@-C);8>HJ&Y_&2IE$2/Y`9743!OXA_&UUX_/<S\OA,"'QW
M:1JFAP9+(&OPYSP[VVE*MSJ%M]HZA?-!IS#H%`:=PJ!3&'0**/`;=`J#3F'0
M*0PZ!1VOJ5FZ3$.^K^3O(G%J,_(L'DLOY);?)Y?DCB3"IR@63D4DOB!SRLC4
M^PYWKVK_A3YJ'3HS%(<:HBUE]RR@K.37><D?Q$%B26H:/X9>+6&9S3V6)1LB
MHR\9J)0/+9AF):=^K@79*4'&D\O;[9>OYW,RXS?4[\7,Z^'3'`*][W0KEO1X
M=8JS:SQ/"#.[0/>'[:4;=BO6]4!A^*:J,'RGK3!\,R@,!X7AH#`<%(:#PA`%
M?H/"<%`8#@K#06$HVT2!U]D#FE6N%AE#[D@RF4M?#M8_BEZM>"2VGT8DO8I#
M2IZ4ERAGS9?(6U*6B-?[)H9VS((XB!97*>/_>Y\1W:"6<C89])I.QS"]$D>M
M(VCFS7ZTCWI8&VQW*9\R):]891D0D_F7B.UTFYM4`_(L"^#.?5#LZK#!EKZ]
M-(=#@>*[YI3QO3'(_MP0#-YR*/2:V$XLPJ&'E^TA-0\*OF_<"WHY\Y.$!4]I
M5J!W2N\]N<NWP>'1)]XPSDH<$G**KS&-U!/N\H0<@0=&7F3X0]G?5JU([[6M
M2&\'*])@11JL2(,5:;`BH<!OL"(-5J3!BC18D:0AS8RLO,`O+L3B02[9(FL;
MHK?6*,@[#0M+51B%7C.;83`K?JN3%U?6&[T-0Y<1^O!_S.&/R$(\-C%"O\FD
M8#UO*R:5?QW1IPCNSJ91!*ED:HV43.DC2?B#/<N+RI]5Y32I9U`I:#DX>A.!
M83;BT#5V.;,U='KN+`:2>;\2/=R[JA[N9VT]W+M!#S?HX08]W*"'&_1P*/`;
M]'"#'F[0PPUZ.'0UIS`E:%#7G#H9W]"CU:O"I(UKJ%=U,N#N>[N5DHE`D58,
MT$/M7",[<*A4D*G1,2G,P&ITK/J4]U5]R@=M?<K[09\RZ%,&?<J@3QGT*2CP
M&_0I@SYET*<,^A3X)GK]?45F"?%OTH13N_F#M\XLO'?\SCG]1L(7\IE&R3-X
M.]4<M(<ZF59LP_JH4Q(CA'CZC1J!?CM6#S4U.DSJ+]#\^Y('1OO1>JB?T6-4
M;^&^H:GDP&X]6`]5.5ILZB_6P8NYE9T/AMYCJB.;>HFU(."&7U^]4)`33Y\)
M(YY(WFD$?,7HZ&.L33.R!TK>GZM*WH_:2MZ?!R7OH.0=E+R#DG=0\J+`;U#R
M#DK>HRAYBT@#\1V5<K>F60\!D2IU:\BSLI0&E7H[E?I;;$?6.([3Y4HP._X2
M$__2"V<B$T\0+>J=1@1GLEH<?-\'NT-U^D8/U:\FF(KU/2^GK6BT2P!G5E8:
MAN^AXK8C*XU'T2&7K_JULU&+?*+18DK8DK_J4A9-BOKTMK:HIJ_V4+-LA_']
MV\;JJ14+;S(O:Q!NHQDC7FSM%%1]L8?*;/,,1Z+2Y%-<!DFFA;VDD2"(1+.`
M9`'H-)KQW[/L6S&G)DM._!#$7PM]Y9W'Q!]+6OR-ZO/LIT/59^D[?QWM?>FO
M(R_R1_L?&]'Y*/_<2'QOIR'=?M*QHG1#2\ZF'3$:JE*=(3!HZ/JF+-6':%"7
M#NI2&><_>_^D;,J_PC?"*_(DLD9?_YD&R?J1S%(6)&++E"I(P9U[@!&8%AQN
M>(#IJO2D&MW=8Z<IHWJ@VM1^WA`^IA?^FJ5*]J(++_HZ3OBM*_%4:KGF7KV`
M1*J/:Z:OI#PR#L8#9Q5[(>*K`!!J6I\$\VOH*JEBS#$]`W?)WQ$SI<C7-.LW
MFVL(ZJIKKN?O4Z+DZ^[//>?GCI#2*]KA^9N_XFZ\61!R"N17I+IV[J%HO`W5
M3;OKKFR#\:H[3GU+]\R7BXX4`)N7%+%5<7F(_*?U)Y(DA&U5(O*]6M8>?1A&
M,[%=5:.U//[LL:\D*[*RV^NF=!RM)WRJ<9P2-F&_I![CER":.8;'SW1'YN'5
MO=U8Z"UVW9B$1:6]HG$@MW!L_MH#N]@^(?W/*'+IQ<\W5[>7MY'0D?EY03O)
MR5'?%+WY2$GB"2CFJ_KX,SOZ^$$+/VCA!RW\H(4_WIHO[4IB)[I8BX>RXEFI
MZM`#+)3SQZ%AKTQ13%#YWE1U<(\)0,94`)6)L:(K#[X37[@7*+6RAXT0LK4J
M)F7UZR$!5OR`?Q,E>OG":V)G7;N^<;2.!BOV@TF:Q$)SP(_Z2W["$Y_??(7]
MHG09J.<RJ"-ZS8D&^594*%^B>2J>&J7O3:('\D+#%SXE,?/MBZ'X7X_YXGHF
M[$RYGEE,5X*1N='1JUE,,](*VJ7)36GBA8WOG*(5>KV*C+`3>)WOBKELG^?G
MEMSESH8'^O!`'Q[HPP/]6)P?W.0&-[G!3:[[T]\0JI0E"V]!+KS95^+O)IE9
M"?V+]9?'7^@+89$0Y,<5OTA0?HFX%GGR5RR(2:QZ$YL:NQ?R('U5F^*"G3#G
MI1>&%VDLGBKQV%\&41`75T9EN'-SMWZ#!B#0IF=EV:'S<1WS<^2"1KYRL<%Z
M]AL5&(U6O"^EGQ;W8QH])G0&<8(%]3]1D&HHM>+(><F\%Q)="H/]^HYOOL^7
M'J<ZB+S/:13,@I47"G%1@:4W0K_ATJ.UJ\>HQ%[!XN223_-?)(HO<CW*(TUW
M4Q$SF+(T3NXW_C([PM0V#@,#]QM>(RPH)0LTZ,C7\5YT9O/J>78:Z!MC0R$!
M/QN5@*:O"VIW<U;BW7*H?J/;DN@"RP\.L3PWA^7Y:\3R_`#+CS;NNC<>6^8F
M`^CC0]*CW\BH:>NLSC:PFMZ86TUO3@.SED1OP#2K8]&;S%MS8+Y]C6"^/033
MK(*FJ!4I;/YQ,G[Q@E!H]V\H>_1"(BS[)/2G]+.7B.FLZU'4'0-HB7=FB&_'
M$RO.#C=>P'[SPI2TA$:G/WH_(WUF('&=V$Z\.8O0FT.W"-%WE'4VEA)(+6G;
MP8NOJ=T5`-T<6H,FR3-A(B45(\\BT>H+N>70"$5>'!\*4<D4YO\SC3,7@3N2
M3.93[[O$>\_8Z`YW1##N98<_PVS%$:`GHVI+T9RR>(\B3L*]."HX2$G"@J<T
M"U&<TON,Z7I"T_XK+O=MD]+3E<](-_OJ'O\6L,?;V-GU-G1,^W@_7<V:&#]X
ME0U>93+.;V7G8OV9>&*?$/.\8>3/E$0S15814,<>8`.B`X<GV6Z=;S=U(4QY
MC+72B0S6TSU:&M)8!Z&2.A1N8]NIELB+'\0%A`710JDJ!O5$!"%`2.LP5)*'
M;!V6YWI'(]8:Q[K.IP5E'84XTFB5]ISM/W\-".-L>EY_(B\D!!V"RK[NL=0Y
M!Y6DX$C!52MCU7F#SD38$.XAU!/4I@4IIQ3%07D=)\$RR_2^G6C-=J3::/5&
M0`2OCDB74-:C%]E)>ANMTB3.A%CIKZ+LT'\,E>0AVWE+4U2ZI2@[G"9DAVXF
MK5VJ[4&F]'U0=CA-R`Y]&<RZ5M\$D1?-`B^\C>*$I=F$B\G[XV0['Q$$7]R1
MQY%?OC)?>''0I%`U_`WLUG,[/+5B7;\B\8P%68T;?CK7S%N-K$9W]+9U;5;@
ML-DIK(U*Z"#]7*;KT(>#:M%F<5$IG9MV<ZFY`]=#U64\ESD_-&"@1HC%M"YE
MCOJ'3`%+0:<!769G;24&!MA7DH.C9^65Y.UA*\KX493Y&X.!!W1S65RO%;Q@
M5J`#\=#)%0PCJ",0R/=H@-1@ATLH;=^UP%*@.010'GYVYRG<AB56;EVWRQ7_
M(LGR[L67XA9!?#`LX,Y`0#XZ`T23#?:AX`_;3F@T]`>_*W$@`N*&%5`RI\,'
MXH77L9BU+B8:W:&0.,S7J<N+8R#28J'HC0#%Q5WZS38<0>KT6I/P\1TDLJ%E
M]L9:`;NCB:@2L]6>;#%HT`U!^F'PR>R5+RP<C,$K=O"*!?@$C>.8))>A%RNR
M*RJ:]P`'Q>RMY$ZK_1[(4Z>N@WL&-PI+$Z]MUC2H>ZBH3+^J]DA9+;7SJFBQ
M(MF2-PB8W]4NO69YE1P[*>8H([.L'D#EK:%T<FCNUC?N`TBRDXBLYKLP\8?U
M/`4<I(O!;&XH5/HY=ZJ'03^'K.3'H)[#5@9DT,XI8'%70-60<@Y+3(;X1<;<
M*9D]1\&?*6EZ0S?V=FF]U<L?`V0$8O@>@T44S(.9%R7\WI,N,T\Q'01E`Z`W
MN;9@AQTW-Q*)-'H/7K0@DWEI`IGS<C;#^',0!<MT60^+U@!`6#XX@Z4%.]S!
MXGWO",MF`/3V\!;L0&I1.J]:E-Y#+$KG%C.IG.FE4CD;[$?&<JE46#^8C0:S
MT1!*;C*4'$L,ZA!*CBV47'TXEJ+W=(,9$2J6#<8R(HWQOEA?>"&_?I''9T*2
M7QA-5T&TJ,TM`MHF-4=SC[7.QJE)'++8\->0H*J5,/<S:]6EQ]B:D_=`5I0E
MQ,_GJ)F/0WL01&CK)4#2IA3'ZGW%*5?T\&V5:<6LS\-&Q#9;3.1O)K6S$\1M
M8LV-#(P]=8!![N'0W5]Z\;.H,L[_(T+%7KQP[QK9&/L([^[2\F\2-MJ&^`KD
M/8VPN^(;%F>L*#$IN6;OMW#I76`']#H.H`N"O>$DII$?/](0;@YO[.32,<$.
MF$`^]7_=HHV,=><NT34RMJ>2L%^&IH4<:`W@,O$!2`I:L,.*5?B>,X9O0INT
M&O%M=,_HC,1\3WLD21+FZ:RA&+4?#;V+3%=&]7\%9XZ0#V1&^(WS22-!#:0?
M>N<:./$XWE?9?/EMY1/Q8E*:^!U)]I4\A:^>`CJM4="[X[1E#")8Q=FAFR4*
MU!&]TXX&^?W?;V]%>C,2)SL9K8>VKET/LE](J<.QTFZN;B]O(Y\L<[^PC'$B
MCD;RAI6VQI_THHE2''@(Q<?D6\07<3`G_)6=,F'+JD=#UA9_H@LUE3B0N.+'
M9!QH*&N5':"8N`L[`=#;_\-F]P(59RSQ)TSHIK[P;8&-%XSD7AY3RJ](*9L]
M\ZL3&'TS(T/%Q)U>QR0'^R]/HE3W3A>Z)56V04@:0U%WI\=IH+/_0&[N:??>
M6ES2+E,FV)8G)I_E/ZBOI<J.4(#=Z7TTZ$<2'Y"GWOSA@F\QOB@F2Z(X&_L^
MY(^GYCK;/Q_&#I3'&Y4''&4CVBV^G7_\J986O7K<[4;"X!7?JW"$+H`-D0I#
MI(*,\T*`[KPED3O:[K?H`;?W)XS#]WDS)Y7KZV$;]ZRN$XX:1EMU\A=G\45^
M%F>;G=+#7]88#ROE_ONRN5NJ0[3[6GZTB&]">5OMT3,&5PDH&4)=^G5\\Y@_
MY5^1;\<'3=PSOG$_/I@Q#A_GQV=.5^4N/^87J6B1ZQ0NUKLV_)4B?I=1LB,G
M\B';NITON<>]5E;+EQXK=%LY8\@32SVVOF<!9?\@'LLFH-P,E3W<8V-3NO?\
M[51LL)+6;//)0F&@A9:LSZO#2\:(DB':'&(/A+]&@UE"_(R"N!$N98=7@Y62
M"YV?[?5.:X3-*5L*T]B7*$@>$SK[.LDRVS1B!NSZ:M`#\J-LA3-=,^D73E*B
MK*%<U^[5(%1'?-GN804.97WDNG:O$8[#HLEGK1]E37`H:Q_7M7N-<!P61#XS
M>Z$K?>DM$(ZWKQF.MX=P?#`*QU7`R(PWS;ZE5+;5MWPUD-23OU%NF$TG?[U<
MA71-2#,H]2U?#2CUY&]`<:QRNBH<%20<^#U(GF\C/W@)_-0+K[_/PM0/HD6%
M*\++^I[RQP%)@CQ-S`6)R#P0+)P*<_-DOAM&KD=T-QL$TMBDLG3'G*Y)`LR(
M:F5R@N('$F:,B)^#U91>1PD_DE2*3^U!W`N&ZR5:$D%M[MG0C&X.N=+]0[:=
MU+;$GO]!19^5N,!QF+4ME#J5`_'ZN_@GF=+$"R7F'YT!T%=G:,$.',[:L(EW
M@;`'I1STF&!E/3VF3S'Y,^43_>_48PEA-1,8QS&=!6*>8@M])%'`%_QW,DN%
MRU2LVM3,C8Z^"(1I1N)8IO6"62C4T^29LN!?)'<F+ZEH,_<+3AB;!3&Y9\&,
M9.FL/]%OA.7_"I:!Q!W2[A?19V$X!L-/4+2^K%9'%JW*%]&G=C@&PS&+5ND=
M(M.5W*5"X3&9%TPI943)-N>6_BFMOX8^^81M1O==G&B4+Z+\>53*P911*<MN
M8/-[Z!-:V&=VSX6J0EY6YVKZ[!7D%_?(V^B>L(#ZOY-@\2R21[P0YBURQ>X5
MQZ$A]`W1]-"G[D#$*YLO17$GJ%!Y&\WHDDR][X6"3B)-P+[H$WWH,0''3I/E
M@R)^+-(TEBYVVTN=Y!0"=,.?S0-,NY4ELZ\=S>\Z?"EO?@U1!-=TPI^Y`TBW
M%9[O5F$&^@;HR9S?#_Y,O3"8!\0OBX+$]J(_#/XL'JUYTZ,(XNV4MX'#']H&
M#A\I7+ASE+"9X.#:>5^$WNQK/'OFW(\+?0`+9D&T^$Q]DEG4;F@8TF\B$^VN
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M6#,F:1(G7B0B3E3$&WX#Z7X<?<S!D6%HG:IXE3E-<))8XCY=<?OX38@KB`GY
M-3D!])$7#N#HR1[:1/B&-I>BJ#D'_+$C3D#IB4`VD'Y#V9P$22K<B"/_^OLJ
M8'F$IT7YM#NEGL:H'!FRGDAO\\H]AL`:GT5/@UWL`],3L3R!E](?YZ<<(*//
M"R.OI>O([\%;"78;$JK3XTLO^..G&XG3#@:WDENK(CR(4E,J!65MT8<TJ(D\
MN?,L)]?ZR;7Y#/X0"6N\?26*.RU%T2^,QC*[KXT/X8\5L<C?U@*(ILA=9@N[
MC>.4^%<IXRLLIS+?JC5BN=J,@S^<I3UW3D`RS.E@-FO'NC)L]R'\Q74M\G<0
MOAK=BJW'6,V'>E"RUQY_!^%S]1;0T%<YK!MLA6P,#WP<PE?2B=@4OIK/X*]H
M;(VW)R-X;6)<&A7)#T0XXO'?7](H4_VD7BB"7\X5HGGLB4"%UW$.&#?X(%+1
M=6"`7%LL8X#I&+DN$X$*J,/,->[P022@W8^7W7LNRZI\RTD.HCB8V<BEI?5E
ML,]=WP]X$`*(9,[,HMLGT_[>5_D>5+X<JY*M<OMD;I)F7GC'V/P4GX-*)&(W
MXZZ\-BZ06*.)=[?=333Q^4^MHXG/#483W]&$Q%-Z$T2<K,`+MW+1Y"\`Z(<A
M6K57D<-P,(9XX2%>V$)F^HMU-56Z/.S8RH?Z@+T-NG$$07<@K4J8*I+:RH<0
MR(Z]M6>K%(+-^F'5KZD+4LN;]QK:IJ51KF`I9X&5,/+J]]0UJN7-7R]"AP6K
M6]<9!2*D+ELM;_YZ$3JL8=VZO"80(74E:WGSUXO085GKMY81>J>'T+L!H7<'
M"+VSC-![/83>#PB]/T#H_0F])39A'B65HC(!_M$^WM-\)]9@.!D;0\42TY)E
M55;9\&!Q,+E^9$G!P"G\-EU;3-GK<D$6020X=.'QX69Z5F!7,^Q']A4T[#JQ
M0\#TN5FRT1__^E+W\9YF:[$&P\E(KJD=H<HJU8YPC"U=>T;]R/;B&+!7XXKQ
MINJ*<=;:%>/-<1.[GW=.['X^N&?83.Q>`6APU'!MK,?KJ)&YRDWY5^0N%@=-
M>L#O@QEC=FN`I%/;D1/YD`SQ=K[D'O=:6362L$Y%MPV?A#L:O9"87X?N"9M3
MMA0/UR]1D,0J>T-C)_<(V93Q<KZE)DY8<5/X1*.%4*8]\$_S:VM2U'E50=;0
MY=4`UL`'*_;6DAKIX+/J"RRD'_;"!'#:K120WJ@XLC4)R_EVT!2]14M)(B(M
M>YO(B?R-<1MQHM)L#Y@DSX1-G[VH>,QO]U\K`?CZG^^'%>B84+SRQ'&-;-M/
M>79L`3[\>C_L.T<$XM0WT-^R)>M*_`Z_WE/[BST@3EW\BLQJ[B2P9@+],)`<
M%XY3ET-<]\C3SH;?AAL8S-'*PH->;DW,+A%7G'N[:M"@ZH.`[D"!<)<U29L5
MKV93.3`Y5SGC;+\!S`Q]SGL<;!I>N_J/+'3K0GMZ)UP1P!:6KSAIK>8C$-WR
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M\=UD+0\4J33J`8<K<S89+`+E;OY]54C'?@OW?)7(0SDUT-Z,;011B->@%ZU5
M_O<'3=SSK0[I$M,.YFLEC$%<%U4\*_\=/</*D[62^7"\I&F4J&\IAVW0.Z_7
M$X7#,>#26P6)%TK6\^:/Z#V^#\C`P=MI0-@D(@]!_#77IZEX+6V,WENY@4Q4
M6'PB^4L3`D6E+7K'7361.(`H)O5`_DP#1OP;RHK?C'W^*V^V5FY%JF[HG0G!
MI.-`2K*N=9%K,0P0R9]=+S1]UJ!"]F"?:`FLQBCHO3O;,@8'K`?3G=(+\CL)
MP^+7(I\0:&^M[8??!PQ./0ZT&O80,'IMQL'OLM2>.ZC0E>PDNN#J#(/?ZZ8U
M;^R8.`5GU!J'@R90#KM["-32A&-A%+!.J5C:6T>0."8RD[VR`Q0*=W%L`'K[
M[_<EV:WA(&L-``7=W4NO!3].1@@.MO4I+8S[`/B;ND*!=_XPA/&@_Y`W/I"T
MMWG=H?"7L>_$H_Z+B+:JI/.A84F$'):A-\K#DQ$IL):FPQ&D,2C^:O.&^-9_
M`6I^<;8^M\!C0<7%G5VO&Y?Z+R7Z*BAC1Y=Q*7)NDS3$Q9.1*KCRR\#I!1D5
M*DGN-"FF.&=8AESXHC^FJU68,<QCZUO^QR79LO`VRG+TBD])G=/?'CJG[PTX
MRD<<;8<<E<8<_-7!2_V&D'@<B3"Z91#'>;3`4Y!<>LR7+&-U#X=I<%LYL4/H
MMZ+2SP(/'PE["6;D\MEC"Q*7)L&G)&:6-;J-$L)FSR*T,1?Z>EPZ#=B["#,#
M[+,'ZV1%1(1CM+C^+H)325R:0_$K!8:@WKT+G])E#`Y+4';F!"16HE9IY-()
MKUTH3SV9.#`0ZSJ-@EG&/LD#=[^)R\21K?A?2R(.[M\0SBLOO"(K&@?\XL8O
M8R+P\9+?]2C+"PTQL@S2I7*)Z(_BTE.RY4VB':..>`P]B+GQ_XHS,KOTA"')
M(CSO*#\9^=-!YN+183B7?I(&#RH-UF$`]#*?TAU))O,;/Y@]D&#YE+(XHYZW
M?!`0A(W725L?=.ED>0RA:,-^'-N]2-B0$^2%X@I=+QS55BZ34[9"5$8H#ABR
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M"+$X8,ET=2I'I+T&+FUUC4RO(04'CU7LU>2L%2M<(V?-,K6^.'C@/05AD`29
MATF6C_J9AISF.-_=U-<C>&_TF2AT&8%#Q+.U=T$9H]_X-4"UE90;N;1L:/.9
MRNDXE=MM1EB),0H8]UJYM&=TQ;&&7!Q+JA&'-A#8L6QTP``M^Q\3.ONZ1X5,
M>5IMYS1C0P<PY#3CP.2`-"!"S;V<UO`PLWB4_.B'S?"L:C1\W\EH.#H;S(:#
MV7`P&PYFP\%L.)@-J\K>P6PXF`U=F`UK%6!760VHR(]O^/1^Y]>X<$V_1<1_
M3)_BP`\\)GT'PGJB3ZJNPP`<SY'<)?43C;,I2ZPPF5OKEK8)XS>#A`5/:58K
MJ!Y0$^.B3_!NCGE8A"$AG,>),K*CT@A]+G@)63AX?D<CNG$SS^5)R7U%<_29
MX!M)18((278+6X+"?A.7AB\8Y^M(LF(#N]]8#3)-SG;;&T?^>#9C1![1!^J(
MWO*E03Y"81^_>$$H'D13*@(4:516QUUX<3`#+`?(("Z-+?H+!LZ6?B@I=W6,
MMTK*G[LI*<\')>6@I!R4E(.2<E!2#DK*04DY*"FK3$>CI-P&=8]G";^?9X9G
MY3U`V0%[$`.`6H0/$9.O;BO:8`A;+3^_CZC_[:#B=:O%U8-)BQ?ZGI(?\\=9
MQ$^?I&B+,*I$3\VO.X9+7;&>,+3C#II%S8@7DRN2__<VVD]GHG+FA_9UJ6W6
M7M8:W.BZKJ>$87"#;B*ZT3-7:P"7"G"SPH#6EY??(43(XCVC8@?R+]9?8L(W
MIAKJI9<G<'^7J=B@ZEE-9E@Q=N3G@L930MD!O7$#0"Z.M7+OK;.[VI2.9UDB
M[K'O!TF6^6EC"[Z-FIU26@SC,AH(`@_M0MRI7'SYMC$C)'?2X1<ZP;0D960R
MKR=<&._F<WXH\-G+TZ-U&-&E-4Q3:`QP#L<6(3E!:MBA=9S6]G<:UZ0'L#Y;
MK!RLA?$'?K`J.T#Y[\YO$$`OCF6S.34F\PGS^:39>OLB5I^AM1V<QIA!>%X]
M+A6$G];!>!O'J4AG/)GO^[3P/3W_!>%_S'[3?"3JC.4TCDU3)CJQ"]>"OJ'L
M@:Q2D9H_;H]YV\&@H%O1)K7;"%HR[%0WB9)CE,Y^L-<-*@56U$@FEGX-$U"O
M\F;0`/V@J%G1%AE9NVK8^JP%EA#\N\>8)[7K-7:"(FY%4V4$\4,&G`C<DM=;
M#<NT'K6U_:%"8$75I2<$^FS!L6O79RJ\)RP0)LE].T8]H'HC0"&UHHC2@[0-
M:_J?VPA-YDX[9<=-B$!S'D\][%>92#TF'DM.'_\_SN$28$599D$"_C@W)`/7
MT>'CRTF1U4ING2F_R<1>5H4F+N(Q[L3UAC-P)_[;0(\/E2*KI0'_;90/.2J/
MN8ORV`[K,MH#DDJQ*6'B$:?;SR@,0):M(:+"GJG`641%E[J9A=EO_<BWX<D\
M5X-)HRT4S?N`@WSV.-+QEZ9UYRWY/TL;NBI2`](/`3Y-LE:&"D!1Q_B.6@OF
M5#P]4K8N*K_?%ZH'_@9=,&^IBM^`]42``EC&2G#`B+,2]_&X],+P(HWYUAG'
MG_B]B]\0;]+(5V'1U*>G*#21A>TTOPR].&X^4^3-$>`$/MNKLR]%2+A\?);F
MI3I#ZMHAXK],ELKORAH*4,0`/A+A576Y;VM4[E^J#NY!D8M4>6&H:"CYQ&+8
MJ/)WDXABI%&FBVC>K.J[N,<&OF'54U"*Y'$>X[2=FS)*N;XI(B14TE6)7*H0
M@F('*YE:5?M633/W."AEJ7Q\5"=?\N!UG0[^@?B$2Y,_89?\$DC\JY3QVU]N
M.5'HCZ%]T:=HU&,"#D-@XYPS):[TI`%V1I]N49,-B+`3+D(U4G9'OF5_42'7
MW!5]_D4M%J!&+1>P=K!5^J+/UZC'A!X`E_UQLLK,6M??"9L%\<[XI@&B9!ST
M:2#;,P<'N/MOP$\!OY#Y&7=WSK82ES9(1_11KQKDX\"K>-\7WG83]A`LGI-)
MFL2)E^D<E0HD12_TD;)0PG'`5)^T]('3R?>'F6#L`K2N9#U=!L5VR-I:SX`C
M9LT5$QC/$\)N@A?R#^(Q:?0IM#?ZO*NZC,"Q@&J7^^8,O6?!K.1R7/Q5`F6[
MD9P&F+;?$($<LK+BA`\43:-$B)9P!Y[2*\(%;,EIN/$"EKU-#J-ZZB%K-Q+^
MF-0N'+(3%*R'BP'FNU-U..=PL1@;6;MMYS1N4Y>G!]198>9XL6!9=(@4RW'D
M*]FL-X+3&$H0`&TX8N>ZE=_J)O/JC,9)GM1-['=*<'3'<!K<"+M[M>**2X`@
MQT#+H9Q&-9J$ZXC'QW@I[@OC,.L!Q:>QD]-H0]B^!J/[.#Q7GRC2UD[#^=IQ
MV?!&9$.7LBWZ,ID+N]4RTZYN+M:0QWS#`$XC]EH\Z$'\<!FG5[O&"D';!1#S
MK;<P\@O->3V.C9V<AMJ!L`/2;65?F_*_Q2(LZ8:R_TZ],)@'Q!<?3Z,@65]X
MT5>)!@74T6F0&XCW&O3;T8^0>,:"5;Y6ZS6BLE*>H)Y0!-P]P74X@./L*?F"
M9RHU/E'%!B5O#<7&H4=!`Z4X\*A-$L/RN>?.9+(K0',_*$;N7OMPZG&@M<WG
M=N^MA<OK9<H$&\:1?T>C6?Z#3`,,Z0E%S)T"0(<#-9BA#8?>SGD;!?VQ?13T
M$/L,GNY.'\&7_W+C6;(B,_Y\*Q^H#4KFQMXN?4X;(Z5UF=#_+"5U%#\$\=<;
M1L@F3[`>[/6]7?JKMH)=Q833A'TCZ%/"EOJK/._ETKVUT^HN$WW:\/Y&0PY'
MR%G5;CL_[._2,[83Y/6,P*?0(L+!@OAC_@'^C-U2)-%D25N[='AMQ*F)2"PW
MV/0I)G^F(KSK1405-67P>?-3Y>ZZ'6&4#8$L8<\!@0V)W.6M,<1W]BJ)3Q/C
MAW0^6")H2]-&E,ZG)#M3_CUU,I_:QGW`0#9W)(E\JM-3YN^1-T>`A5JFU*"@
MBF(^F)\R`T-]4Y1HR%,PU!.!(R_))^I%\:\DLY1EVF51SZ\>#$E3]#'+2A)Q
M:,_+VOY<QW\XZ69;AZP?^L!D./%:CX[B+^)_GKR8\-_\_U!+`P04````"`!#
MA&]"`)=TK:<K``#D5@(`$``<`&9B<"TR,#$R,3(S,2YX<V155`D``[Z%0U&^
MA4-1=7@+``$$)0X```0Y`0``[7W;=N,XDN#S[CG[#]I\F9ZS[;1EY\TY53-'
MMM-9/I-.N2VY:ZI?^M`D)*&3`E4`:5O]]8L+[[@0D.PBW%(]5%ID!!@7((`(
M!`(__=?3,AX\`$Q@@GY^,WQ[]&8`4)A$$,U_?G,W.1A-SJ^NW@S^ZS__S_\>
MT/]^^K\'!X-+".+H\^`B"0^NT"SYC\'W8`D^#[X"!'"0)O@_!G\-XHP]22YA
M#/#@/%FN8I`"^D)\Z?/@Y.V[<'!P8-'L7P&*$GQW>U4VNTC3U>?#P\?'Q[<H
M>0@>$_R#O`T3N^8F289#4+9U>7;S]^'QR?#X:'@\^-/)O[]]FE'Z+X*4OJ//
M3@Z/3@Z'[Z?#T\_O/WVF(';?2(,T(^4WCIX^'1V='!T=#>W0KR$)2^3_%URM
MR,>G6_@_<X`^9;_\=C*\'@?@XOA^'#W^[?V'__Y;?/;P]:\?[O^V#-#ZQRH$
M0?;]_-WQ^N1L^>[NZHOXY$\D7(!E,*#:1N3G-S4)/IZ\3?#\\)A2=_@_U]\F
M'.Z-`/S\%$/T0P4^/#T]/>1O"U`)\ND>QT73)X?L]7U`0-DR?0L-\!"1-$!A
M`SY*2X0Z\/M#\;(!"I6@'P0H+$`S<C`/@E4).PO(/8?-7QRR;G%P-#PX&=90
M<!(#HL3A;Q1(*$$H6ZK9C5)\F*Y7X)`"'5`H@&%8XG4C-1$H#>RQFCK^1D$=
M'0,5/,0DO:>23_"*CJDE!V<#A-J%&"P!2B\3O+P`LR"+J3I^SX(8SB"(W@S2
M`,]!RGHP604AL&BQ&`H!0@D=,=0NY$_8L]4*TB%!'_ROGUC?^<Q$.Z4,#-@?
MU!KHVV<`AW1,98S:$8J^H!2F:S;`\))_Y<T`1C^_,4*P[U(J^)<C,(,(<O+$
M&!X4J/4_`Q0-1#N#6D,_';:;J#6<$1"-T7_ROU<8$-H,1_I&'^2(.8@&*0SB
M,(O=<"I2E"CY@T+:&\O_+(C9\)TL`$B)$'CSD5["U,AR"PIR$9\GB"0QC.B3
M:)`W,A"M[,7+I'`38,K;`J204JR0=?.]7O`G]H(?_*G1Z+_OK")*>9'Q[(J^
M6P*A`,5SO>#?F01?M31(9@/1UE[<5*QL58G!`B`"'X!.]BH@O2+>VRNBT?!>
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M@R4D@$F:K4-6;((4"E"^T4O]N"WU`E^$'(H6=E;0EQ$,KU`$EF*J8]_CO5$(
M6_M6+_"3ML`O+Z[.!ZU&1(_?6:%_39+H$<8Q[</C=`'P%>4-S>%]#+A<<D/>
M":57PKNV$HJV>*_GK0VJYH0V=M?P"_=S&CP54VC]@5[([]M"%F@#CK>SPIS"
M);@`JX0NUTBUJ)A0K_*.V@`\FF,@W)UI<@M6&0X7`0&TB]^"F/E#-P%.UP6^
MT,:SMJA7YX>V.MEW!P7BGVLKI`'[]H!_?%!]?9`F@^K[?^8C+2=AP&DHV]K9
MOG&68)P\TL4ZF[UK/QX"&`?W,"ZC'3:`>DU^;&NR:H%KI?:SWN+.JN4;H!TV
M'VSYWWKA2AZSP-A9X7VAOFBR!N`,(/K!]":FBWHA2N4;O6`EK[?`'^0-#'@+
M.RMHZO4O8<I-[7G"0S$`L3@,M1#T=TB?8TXW"\IA$,'T%I(?0A.;H6I5=2QY
MS[4/_'G0^(28!YI?X8$^_IT!^]#.:O0R@)CG:>3.1OE3+WG)B69((MEC9\4H
M`O4'9]0,1RPT!A#A=-9-D1%$+V[)>ZXW-*BWM./&Z1;,&64)7M\"DF(8\H$N
MA*]YIY>ZY$)7+0SJ3>RLM"?9:B72:0*\%EY7N8TB1>QL@?7ZD+SI1I.%VU?M
M\.P#>.!0)#@P"Q$@.8JJ?:M7@N1MTSDUHM9'>%=,['ES>_&S$2)M$4\QM<]!
MW2YUP.A5(7G*JHWC0;VQW=5#=D_`[QEEZ<M#&<)N/]1+6O)D*]0!Q]UAP=KL
M_&ZR6]R]:WR\Q:[QX$_%7SN<]66EAVEP'[MI+L?0ZTURL5WT)EK?7:UU;>C7
M]64)J]74B>1AVZ0`['54Q:@;HZ?]5"]WR;^N1;UW7KH=>_]UD=N!ZO4@.=X6
MR0)[!:ER`^I:,;S7JT+RQM49!'OIZY(%ZAKH@-%K0?+!]6D%>TUT90[4-6()
MJ]>,Y)C;Y!KL=53+,:BK0WZLE[SDA]<3$/82?LZ\@;J*7J!=O8ZE","+927L
M.XQ%UD&]']B#Z]4K11+L4A7VNA)9!XTE=_V)7N)2#$#@[26J2E>HR]?P7BOM
M=Y(?KTYJV$M_HQ2%NGJV:4"O/RD>L%6FPU[-98Y#PREJ/=2K0PH+5.D/>]D:
MDQP:ELP"4*\#*1[0D1.Q5XPZ`:*N$2.$7A524$"3*+%7@6421'//Q05%KR0I
M/F"?/;'7FRY1HA'5-,/H-2/%#VQ2*O8Z,>=--(:0#:1>/_+N?U>>Q5XY=CO%
M%R"ESC3Y'F"V4'T`+KO,$JY>@5OE">3?&90?VBO52C$;Z-*@PJU2!O+F]XJS
MTL)P`\T-]:I[+Y]QWV#T#7=7>5U)'&HCZHRE5Z`4?+!+`MD;3E<5.FG.H#`I
M/.&DL-U54[6)HUF8Z-_KE2'%*>JI//LQHA>^1N8&4<L'!&11[P4L3?3R<[V(
MY2B"HC?O\&0M"?-8(^1C@Y#EQ'Z%D(_W0BZ%>:(1\HE!R+)7KQ#RR>X*N2-U
M4CU#NB+IU2.?;[?)O-S/IX[Z<U&;05OR;KZ#MO8Z,LM]Z*(DP^3]0?+$G<;4
M#L_J=J(_=M&38?[_L$F)NOW"P%I/)RYZ,BPA/FQV.F"_MK#4TSL7/;TSZ$ER
MP9WT]&ZO)[/HW[OHZ;U!3Y+_[J2G]WL]F47_P45/'PQZDH(`3GKZL->36?0?
M7?3TT:`G*8[@I*>/>SV91?_)14^?#'J20A%.>OJTUY-9]*<N>CHUZ&F[F,3I
M7D\=KNN1DZ-[9-#45O&(P?!HKZH.X;O%)`Q!B8];!B7V48DNX3N%)8:&N,3'
M[>(2PWU@HDOX3I&)H2$T\7&[T,1PAV,3JN($C6"Y"4"O$.OR!3L?%-?5)F@H
MH0M(KPBG"@9[99CE/+32AFGZEV()%NK8Y:V(KCH1ZGU99RR]PJ2@@EV=B?W.
MK*L*G31G4)@477!2V%Y-'9(?.NG)9`JE\(+;R-IAHUBKUJ*V?R8`O4*D*$*S
ML,O>I!D4H).[7MR?I$B`4MQ[(3^U,SA5+_1BEKQX=:_>FY.:/(]U@C:$2SY)
M/KA:T#L<%I'E>:(3M"'8\4GRK=6"WN&@QG/6RE+/L"_Z!;WJ)6_^!>MR[>?[
ME^Q/+]:-#+U'"CZ\?._9]YEG5.WPQ3J-:0'UQ]U0N%^-V94#5$])FR#JM;[A
M;8;[:6,C5;IJT*"XC6L[[KS%%B49-2=]U._T:M`6?-R/#[7`%7+6B_=43J-H
MBG=WA:HJF*GNTU:0>A5(@15=D<U]C[=13J=.#*J0+TPTJV*O`(5\AYT:,*R2
M3^7ZC!VC88>7N`81'W<JP1""/)7"(UU*V.%@I$'$)YU*,(0G3Z4H0Y<2=CA0
M:1#QNTXE&,Z`G4I.>Y<2=OC8ET'$[SN58#C@=2KYT%U*V.$S7081?^A4@N'T
MUJGD#W<I88</;!E$_+%3"8:C6:>2-]REA!T^C640\:=.)>C/70V/K&]%V!^U
M,BGAM%,)^D-5PR-GKWF'SU&97+&C;F]-?V)J>.3J,>_T(2F3D"V\9KW;/#QR
M=YOW?K-2R-V.L^&LT_#(V7/>Y>--)B%W^\Z&@TS#(V?G>9?/+IF$W.T^#_7^
M\_#(V7\>[AUHI9"[/>BAWH4>'CF[T,.]#ZT4<K<3/=1[T<,C9R]ZN'>CE4+N
M]J.'>D=Z>.3L2`]WV)/>Z'(Z]5[I\S2EU>M0\LVWO/%NO^?Z++U@>^4;=/[<
MMQSN_.;N-GH:;J]J@Y\[E.(-SS2^=]@;+N^O5%ML_6N]EJ1H1/VBR[U)U8I>
M+7&#H.6J!+*@]^(%3=LD/]8+6*XSH.C)>^-1RO)8+6)#R&PHA0A4(M[E*)GI
MOEM-1J(3BEXU<M2@Z[+<O7%WTIN]N@Q:DF,*EEK:Z\8D\:&]<DPSB!QIL!U#
M.SRMV`C]V%X_ANGG6-[-M]7/?DXR"OW$7C^&G9QC>:/?5C\[O*.COI%=O5BP
MA-5K2/+)M?>X[U<'=AJR4(Q!'Y+WW:6/W=5"XS)[4?ZAO,I>=^N1(XY>3_*]
M@_66BVH49=O[2Y":!3?Y'??Y%?<Z774!Z94C.?[G"8KH3",.6S-UY*WNU>*B
MEJ&57@SKZ6,I7."DF%U>5'<(_=A*-::EM!0N<%/-#J^G)PLJGT421P`3L;Z=
M8KJ6#4SK-D<<O=JD^$&]Y7_+U]N#>N/[E9RK[AQ49M"4%$NPU]0.ZR>[)^#W
MC++TY:&JN=T>3!U`6IV<2/&#JJD!;^M?>["P_]U35_P6S`9/_$E*W__\AD!V
M6?R;_-D"@]G/;V;WJX-CYM(?GPS_3CE[^[2,"PC6<JG(Q\?'MT_W.'Z;X/GA
M\='1B=!D6QCY=XLF`AQ*K3R>\#:&IZ>GAQR*-I*L`&9E=@X+VHL&4I@R])O:
M9P;L.W3T'CX#QW%P[\HQ10'Q"[+ZC;7_G#S2KN?*8ZNWOA"GY]57GI-?.FQ<
M^6V.M!=B]Z+\2)W;`?_OI\-@M8)T!98_H;\12D1_+QY1OA.<#E"P!&05A":F
M("(IM;F4`A(NP#+XEHCJZP84]NN@P#M@CPZ&QP<GP[=/)*HH=2&B$H,;$07>
M!D346WO/?T6I]><+!/;=]TY?)"!\.T\>:#>"AZP;'AP-*=':#RMQV!\'%;+M
M]V<!N><,9.1@'@0KZ^\K$0]!G)+BR9;4L-%*GHD<WM8&]#14'*7XD#5TB!)T
M@+(EP#"TZQQUS.\"D7624]8YAQ^V)&8S0KJH`")H)7;^SV[^3B?0&<`81),T
M"7^PQ5&2H?0:+.\!?L.)Y9.L"0;&=.ICABS%&;-ME"CXF=H\F$13;IFC3*1T
MO1D(2TVE1>G\'"7+`**K%"P9&&64+L:H2<P8Z%><9*N?WXBV(`4QL/`]0>?)
M`Z#TT;_H=YF["M%<%$]O<F('VC=#MMR\`E8J@>L4X0VI2CK](Y+E1X9I%L0W
M&*(0KH*X3;$!HF_RRURC)LWRX[X)9:FJ`(<PB.\08<4^Y8ZA!_"'^(F9]/;K
MO@G/Z;E"S!=/\'H4\IF&W((0P`=&6I,3!_B^6;L%0?R%L/TA.D`))8+'?)KL
M=,#XP\(M(#"BKV#;^)A!_&'@EV0)1`1.1[\"PA_RJQ&L[T`21-_DLS[-5J?2
M=-5\VC>9=RB(8[;8;IM-U8N^B?T5!#]N`M):%TI/>R<S2,/%)`U0%."65-6O
M^B;X/*;B@S,H39WR\[Y)I2OI(`PQ7>Y=0A30]1Z:ZZ9+.]"^&2H7@U=HE:7D
M&W@`L6:YJ(+HG7RVL7$F-C9XDEN+=NUKGP@7,Q^C3T^]`J9W%L`][=UX31V?
M!/\&`CQZE`Q.!XPO+)QGF.W"=S"AA>J;C9O\ZH,R.,%B$_R"XE9HJ1O.)U;@
M<D5M#X@Z.%&#]<Z((8QG'_#SAQV`"!2YR2WJ%2_Z)G8"A+FO#=BV*ZL'Z)MX
M:O!_)+,168`'2DIK4:%[V3?1Y2)A%/TC(^+4L689H8+HG7PVTY[#%/Z3]N9\
MQCU+4'L>Z(+RD8TIIM*N3(RX2F?=S5@'7M^L\G3M+$PS]?R@?]TWX6>8RG<Q
M"NEZCO!MZ&%KA.O?]TVZLDM`T!)])U3?;%PNXOLIP,OO20I:PE>_\HG@8SW!
MQUX2?*(G^,1+@M_I"7[G)<'O]02_]Y+@#WJ"/WA)\$<]P1^](5AG=X_MS+,_
MUD-'81$.^7%.ER?GP0JF0<QAKZ[L6+1IX!4ROSWW_K#/AM8WB$!1_$@>>,JW
M?9,]?@`8P?DBO001P$%\F:&(Z/FP!^^;L<O;,X,Z-"_[)IIV<`S(BA^QX3U>
MSX(=:-\,W9&O+#,&L8?,X63]I;5=9H+HGWQF<A+Z#:"C7@_@$?&_T"'[&P1Q
MU,F%'K)O=KX%>`ZH]>>A&)D'_6M?"*<XC^E"3[GB?=^D7\.($B9V<&3"M6_[
M)GNR#.+8(''#^[Y)OTPP@'.D$[G^==^$Y\=`^4Z`E$<FO^F;7-%W=1U$^[9O
MLEM;VM,D;>?V&"'Z)I_M7+P[&K8ZB/2T;S(OX1.(;NELV`XVMQ_W3>A?`PP9
M`3*MRC=]D\OM[EE&Z$J5D%&TA`B2O(RKPD!W`/;-3.X!L01`%J=G2_#)FE`<
MMG)J;R'9P7K+$DL33)#"MCMA],Z>8K-HDF3IXCS`20Q1P+1AMU7P/$WU+9#K
M!*?S8`[.@O!'G<`K0C(0G:WO)I5O-J&N)J&KC^@+2@%>84@`:>U!/%]S?0NF
MB](+<)]6_+7$L"GRZV+Z>!NF_0G9%G&L`"]%Z$1OO74P?;/@)OJ3;?3FS[Z7
M&]WOMF':G[VS<QP\`'3.DJS6WZFQ+6>;ZPQ!?H)+3OUPQ.F;1<6"8I12_R`-
M.A<>;3A/6+D%!.`'P"A4LJ!ZWS?I7)S\A'!+[*H7O1-[WPJ-UQ_T3=Q5/<53
M>734".$5^;I#NEU`?3/!@F:LE@]UWFL'GQ2,V`#ZR(Q.,9:P?;/TY8D=02/@
MAIH5<!N@>3NYR03@'_''7<3[L_J5:3OI(MZ?):!,V[LNXOU9RLFTO>\BWI^4
M*)FV#UW$^Y,>10W@`R`IB&Y$,0Q6K^@.044)D`ZPOAGYEJ`Y2^8JZC_GQS!:
MFXL=0'TS4:.+U3TDBD-,9I"^&6AU#R[=\8JUHF#%%KAOIL3^XE=,_:GV5*QZ
MXQ&Y[<E7]<8C<MO3K>J-1^2V)UC5F[[)O:"N2)@FF)/5,NJ:=WV37%Q4JR)9
M\ZYODO--?>5.OS=$RC$7KZ(L4PP"DN%UGM):G`R]P<D<!\MV;JP5;-\L-39N
MOP$40337Y-^8H/IF8TIAZ?<C%@BN'\AJZZ0#JF\VA'W6;E3I7_=-^$429NS!
M"+&P/"6R5EQ^=$]XX;+2IEO!!OE?!4ON+`H(MA1%\^>PGX@D,8Q8F9BS(&8K
MPLD"@)2TV;,`](TW'@>L'!#QHY,F43LV+5[="UXIK>`>IDU"EPD"_*:6K4D=
MQ7'RR+YSF6!&Z;>$$%#2KGV[,3,AWS]\*6XT\;Y0Q/LZHH(5E)^J,@1G+>*W
MWK*E'=_B>HT%2&$8Q-9608/EFXFHTU_>AD3&,W%!DHE;$[1O7-+5V0-D-28:
M]D,>D19P#IS\D;U73?FY#7L.`[,?WK[2I0PC]1(GR]JI]H(K_>O-^?FCIH<;
M46Q^+31!5TZ_TA4@B))'I.B=[FB>*M2*$>V48H7C*^<1#*]0!)8(SJ`H$,X+
M0`L#^AV4EM8&T%,>=9,$"TI@L&#%?AZ`V_QB1/5MLAG361\K*&;]M<VP':QO
M'-XDM"6ZLL'\,:^*UV;,".(;/]IN%Y#%)?4\C+Y@!X)OO!8!J[ST,JM`'X9,
M4]3`H&BT3'`*_\F_7[-&KDB^3KQLJ4#$O#%&DR"F_\SX$*S<%'Y.I[ZTL(3W
ME65.[I@2$C"UU1AJF"`-@*],42/)PK#@`HA_::^[R+/[V;KVG!J?DC]+6$\G
MTS&&<XCXA\<S=GE6$D=%>C^Y0G0M%`)">^4$I*E`+?6Z"::G4N#$@H@O\?-A
MZ"2++?`]E4B[5U^A"[!*J.?#%L2W8%48[#D&8G+2#0<;1$]E4-<JI3Q8Y[/P
M68)Q\DB-&5'I7POI*9>5X\,CN/P"2F&^IHDJSB8[3-9XOIK[.T2[:@S_":+"
MUZ>S<;E;,GH((*>;<L4&-S7PX]DT>*JFN"WP/>T4->I;2U/5&]_6H+Q#LH4C
M\VC_DE'5&#>6K,%]XU/GQ+<9[(9[+9Q-P5-Z%B?ACR[6ZH";;G*F11O/X!@D
M2?1(Z:"]C*^'KU`:H#FD5(G[N=H:LX?W37.LXARA,X"X4""(*_>US:,-I&_<
M3>$2%.N9RA).Z$+OCG9"7*UJIDEMK<,6/C'SY6\"G*X+?*DOOU3C'O3_:B%$
MZ:W]$%,C9!97$H<CC@=<EB4YJCNE)5-L`O&MMXN\$7;%:L1BB``1_C%E0,X.
MUC<.;\&<72R<X'61?$P;D$=F-Y@'O6^2K5;B$5L"\C!O:5)KRQF)N0WP/.!6
M-_'?)#$,96-B#^X!;[R$_B.BGA6<40>:&@FVY-=P9@OL`5_5I#9EI!A\B_9[
MW^S&)%R`*(L!"^8T:)9'EPVD![JYXJ=@Q)AOE#K4\.4`[P%W'2Z>NCLZ(OG;
M1T=Q+&(T'3U4"^>!!BLJKX-_)/B<]K9Y@B$+M58I"9SZ<9:R]"Z6:YQV,+Q-
M4U[)Y#S`>,VVS99L_XQM:%=,=&G="=<OK@6EVIN6.CEWQ?>*^Y+L*Q>>+;%\
MX#1;+NF*E`_*5>L^<PV7+A@><%B;3'(??II8*-,=S0->JQY8W3IIU6&[P+WB
M;82">$T@V_\3FT#,D\KH3[OYUPW;+\Z5*?3T1VM*M5B#;-;.ZY!&?7+M6IUL
MUHA7<G":FEZ1#5/<ETO_2G`D+I\7CI&H(5<Z#A&+.R2X2PK/V;17,E--6^+B
MLR3B5RA?(?5!.RJ+SJ[SG&U[(#7MMI;24;6%]M=#U7'`0LD)XGL>7</&O04/
M]-RUSZ?6MRN6OWJOM%,<\ID&3U^>V/8!.`,(S&`Z[/;B-FC#`]U?!VD>#QS/
MZEM_:GZMH3W@[(+*'($H%S[?`JJVNXCJ+3].7+"Z,?KV_?S9B]Z$=-4*8YBG
M2>9$C^]C.*]BB(KM)E<T#Y3>)OH&`[J<B_++EWD:K!VW-H@>\#MEM[G0A<8U
M?*(T5U=,$U.$PA7)`SYKBTX1*%W3[A@NE@'^T;DU8('A`8>U**_(V%XNH;C]
M6<V?`[P'W%T'3W"9Y06M;R'YH9M?NL`\X*7,GM"L@W6O?5L`?0,/(#[)4[E0
M]`V*?!9^90"K_@*B45HR,Z8N39AA]N4QBX+@XM=90*"FB[[D!SSH!Z9D$W77
M<,'PK;=42UU10HX56Q1Q[6RY$IDH'4MD:SP/='O.;SJD>BH3`R^"-+A,<'$[
M*+N"0U0_R,M0C5&\+K$:11+4<GG1+[Q^"<J%%UY$C!:?^=>297EX\\7%J?^2
M!Q+MMDK'FYHS&=$#?L44.SN#+#/F!T#39`**/(OD#@6S&7=]0#1=0!RM6!*O
M6$`GM3N^MFG"SW(X%W`V`[0SA^`*<4Y^`7&4GY!A*Q;VB*4^3Q/.%$]N/E\P
M]RD:SV9EJ&#;5CP]?U.6G!BC:M]+*E$!JR-(+@B^'L.RYN$&X)`BWE)SP#-Q
MKU"1P\)'BK-,NMMSMR/4B*Q$L\\26BEW@O+-C?,X@$LRR>ZIZYFRS)7T-Y`*
MN*JFR09X?AH+YHB$=#Q?P#BC5'\),&)'`6YX;0MV_1RK%]U>\CLB^;;JKX>U
M1V&8+3.N0I?J'ULUX9L\+!EP.XMY!F;4'DR#IT)D+_X53RL*O@C?+RW7?P6)
MYD'@(D*S=I>9N@4_#?D7BK5D#%53$SLSSS9ORTB-$<1/MLH;;*OR<%7A9A@"
MELDC]J0;)5/=T5X[^^?4#N8[E]6FM;LX=,V\=O'HDAC<)61HZ=4+R>`&;=W*
M:Q=.D1;@+I`:IJ<SZC?&!^O$+!N`G56H=COD%Z]=D2R&5_AE6)H)1^DY[;MT
M7;V![;1NV$\15LO![]1)IRP]T*D@I0M#PW%"/:1O7LYY$K,%'Q:+8%8]*IB#
M*O&#Y+7PV"X6J?EY;DA^*K:+BW*_TI;M.H*?+']GL9?*WQG3P1G'XUEY8V_5
M@PN>G3!\#?151':.7.\';.6QBO1\#4>=8+[Q5:G@"C6)OTG$_,).)=`99[H(
MT/01Q`_@.D'IPJ#+C1MZE;*Y9B&?YY"-N2'?9'-%2`;P+2_V62:$-9_U'4AL
M19&:E\!?!_@'2!OSC`N"G_.,9$^/.RWNL;]=K"E_Z9H@S5O?N&@LRMI,:%[Z
MQD.YPM)FXOE+.]LIGB9Y6OU:WY^ZX7SCK#D"AN8!,O27C\8@D-C0O?6-BW(H
M2!RHWOA&?4<-E"X7?&-TW^10UJ,7A[';$2C]:T\33%1,N%+>3Q0P3]9@KGY#
MUJ4*"G9L`.UY?(&TCBN4`@Q(?N?**$SI^&`9?7$,V"78U7&*+C!?_7R6;@6#
M6"1<);,9&9=!2:F^3JDU-QQ/A]<M"..`D'+OA1WVP;-DF1\9(=-D&F%1W:&6
MK..`XJO*.PS^9M.$][-#67A&*BC%K^]H]UO)^=H4W3<Y%`7$JG0[JM2\6H6T
M?K."]8U#3K+(Y[FC?.1+4-/]($X8?H8/VC,IT4VQ;BR\P)1JJ9/7J@@[.RDY
M&LYHOHTZO8'4%^RS-[(V;?@FD1;-<FUUS6O?^+"WCO)]E1OB^CFT)5/ZG:4Y
M-:]7-8+T:G?M+(P4=79&\ZW[FFIG2MG85K#><6CBZ%5P4)05:[J1C1,>K8'F
MA.&G.5&S<(=X90TJ5YXLD)]DM>*^"]5/,=0JNMJKWQ7IE;%NU0DVQO93&-R/
MKILK-1L%]_;@?K)K-Z^>;#8=G_AKZKL*.FLF,`MXWSBULU%N%LW;[CR*(IX,
M0RXR,$UJ*:[C&;O]8CP;D05XH+2#6E63,LZT(;*GD>72!E7W3);^@?*5KY'B
MXL)(8KYFLAO,5P:Y]UEN8]1M;..IS^1W3P;O-IM#WOEK6=4%\B>L-6KX(-M[
M&[&4VU\7,%R,,#`Y2,_3EF\2LG"/'#PI;V>=-NT6ZT8W%#_9KE*WHG]DHHP?
M+Z1PD3R66^L=,'XR1JTNF@.^"LC+ZY-VP00SB*^6FA\.+E@H?GBZ?#%=T:$[
M#.""XINM-!'OPJB_'-8G>E:Q2MKGU;[WC9.&V!O[G,HW?EHYF=1:220]/TV@
M5\":&!9*ALI7?K)AMT+^L-G"^H._PZOSVJ(VQPX(OO&JO;Y(-\=9P_O&:5Z+
MD+3H5I4B,H+YQI?=</NTV2C]Y"_?YCNHI,G=$MHW+NW4=+J9=D_]Y=OV=BU%
MLIXCGG><ARE\X.K:6`9;M.";-+[P]*8\%$'4_$@EM)UP?..8*Z0J*:4<V:K7
MOO'1U(*RHQI!?./',C?Q:,.<QB-_.;>ZWL_:$+^.T+&%#35RORFZ;W*P[+V;
M9O)ZG,IK]OA>AW?'R?L5IHOO2>Z8EMVQN*I1J3A;%&_YM6?SM7'7/:8V3%X=
M>IR]*M\KFE=1/UNK+QB5!NPV+?@FC=82L$JNIHT0TLS>U2P;NW!><T!RN&&Z
M6!W/-Y5O<VVL3;32O2W?)*2XC5CP(PZIDN_9\AY@ELR..-UDR(Y79[4#O5NU
ML"'W$*5@#O`S)"E%U&)AR`HB7G!-W?!O%Q3>8+"L\5+F++EB>;I9VZ6ZFX2D
M]0?R;.#<&]R:?*5RD[M\%1;??-@TVO!TX%0TN@T=$]XK[006/=V]5[@V^DIE
M)W=^GK&_^=@IT/L>-L^@7R=).+3G:5?1&`S&F(-]48![RJ^NL+MF8]D:W+N%
MIX;PZDX;6U95&+YQJ[BIJ;P'XS*C3@(0%S>-FQ=(N*/YZ8':\\'3&ZOT__$C
M,EYWY=:*G\+I&,)R63EK>.]&01+'U(E^#'`TGNG8D$)0;DB^\7QY<76NHO@*
MA1@$!+3.*)5*=D;S=3[K8*0<RK<`+N\S3!@37Y[8#<Y55?1M&WEELJE5&RR*
MV@V[1*'!\36GO60#H@8;W'(7VX`2SQW`GJKY:Y)$CY2V$1+W?%57&HE,UJXB
MFYOC^V8,NSC94`#>\UUF_BNV#5B`O;H(+J]Z&XB17/RBI+=Y9L746@5':D5R
M).AV/JH_!/FF*Q.+[70%&U#?^#O/2)HL`?X&"253K>@RJ]<.UM-*LK5;Y%A4
M$6;+3GY=,#SENAQT-CW8$MBW/FPY(4BNDSN>;YR7#F^],^8KW<L$7])5P"0+
M0P!8BN!O()"W]+=IP3=I7$)$(;ZQ\YM2YY6Y:T=.-T#U,X)`;=7P]-.G:?!T
M%A2;SP`_E,ZDX;VG2^:BPA\E66VX#`#>=5)%60N)_+);6@+[V1'9E>SD`LXH
MO8#E)E^A7#FL*@MF(XT%<*:LY`=5$-N@*/C>"--/(7Q/T.\L68;EA$S2)/PQ
M7G&"M3IW0?"6Y=JIKZ*@O8EA2W`_V6547P+0J/F2__9V48@;MPKJ[URO5H8.
M&)YR?;F([_F`NH`/,`(HJLRLZHVG7!1!S@L@_KU"XJ8(.DX`H3-Y%K-[U]@%
MKW+*FCNF;[-G,_[0<L[:CK@.R--53BT^HF',".&G<12V>Y+$T1V*`![-,>``
MA$7G5WGAG.O@"2ZS91XHJA7D3D=HS:]`I&-2;.`S%Z34\\NT[>G`M^)V]`!P
M,`<7U":O\R-A-9XW%*%#H_\"LALA1)<BQ3+DEJZX;P*X:>^S;[/?@MX0@?%,
MY/!3DY+7$[P!*(CKUQ%W@WEJ6NN$"TMP"Z(LK!67-P!XVJ<;RA`=@:_*0'2V
M/D^6]$-\2:/4G1'<>8I_J3L]6-VQVGVK5?6Q*F^M5N!3,4DZ-^"IJIF)$,=\
MZ=H-L&S&$RF8:8;Q;1TGO+L@OJW5_FP]Z[<;YD-D/!.FFWHV5)-?EJLX60-V
M"_":9Y/"^ZRBWPW%"_:N@Y25HN$6@!5LN5M-DY.2CX)VP4F+34=4+]D].7J_
M&;-&Q'Y9Y:32,5IVMGI<3??2U[P0%F]GMQXVEE',/HQGMR#-,+J&B*WNR]T,
M>_A^M=1-J'!;[!DKX?ME3-34O$)G`($93,?W,9R+%)W6?&4!Z-ND59!\0_N^
M>A_"!.$;-\4R-TSFB"V61N/S*W&]TC1X^C*;T?[&MHB$>FJA%2<D3X,2C0`1
MBVV6_+#[5C%DH6BBB2>9P#UU?YH,W%!R\`3@!\AN\B`LPX?OI(@R^>4X5'-O
MC^RI+*JS+OFE<&O:6\/%DKH)5:#4!-)WUC2S,'2-&89@E3)"+L`#Y-]CD5L#
MZ:VI\AG:Z7>FV9R!YM3Z#.UX.N5*/J(-I&_3%$MMG[!0X_WZ&TA3@$D1Q:@V
MBPT0?DY`(BC!"*LVTJ;)"*W'"%P1D@$\QE_IS$()2_!T@0%9)'%4K>(WQ/93
M&+58\CG/=0`HO\MQN81\Z)4SL1VHIU&<.S3+4`2B&K%C=`L>DOB!U66&")0=
M-_]_@".62/M+L@1??L]@NFX<!WO&]CR56(VS1K:6XKFG'(R*4"1?*[6VRIDJ
M0!Q-$^J6LV&\;BVY[+'\'-C5O1&VC#MA>,YTUSD."T#?YN*2Y"Z6_.=$G)1G
M>W*L,`\W)=<@(&P_I'8Q&+.G=(;E17L0*TN!BY\\0TWB_YE;]4UJ%X"$&*Z$
M)ZAB5L[+M$;PC=>OK+(78H\FJP21A*KP"]N_76%(:NNNJLM#PC(UJ:JK]/(M
M6O#3N)TG>)50J8.S!$4FWFT`_611+(RL%&P'ZB>;C=J;>14[`ZOVX*^`W:IN
MGRW'71A^,MVJ>]#-LPO"JV#92M...'XR7M)ZMA9E4.*`D(MD&4#Y&C<5R/;3
M+TH0"VM%O,%GF'\!`CP9@$?G)G`N3KBSDJ.K3.1SD%9(TPVEWZ"=%:W-0*4;
M2K_LM3T!N6R)'L"WE6#S'#,+H%1U9@HNB-UZ^%F:\DT^EZS>#EWEL51(@YGM
M!O/3LMY@0"C)UPE.Y\&<G46ZP4D("-73!*2I@#;PO06^GP(1R]Y[=K\K2X<!
MB/#.Q?:\.XM7;(;K6X^_H`O#,$VPX.8K"[2745G-.T]W0UGA]I"9G\DBP."L
MK1?545DW%$_YGE`\\'M&'_TE"S!URA4LT$520HTPY925N)\`!*E6GZBWQ_HH
M:6K]&=OS56(L.UC2=GF"J)4G8@WM*;?-4<Q[.KD!N'BL'NPJL$TM%6]J>SXJ
M61.VFTV[&PXA$1</*D^9%IQM@NAM%J%ATME@GO)^>CJ+@_`'"1=)3!>37#LW
M&+*RL-=)!&)F?"X3=F&'N#PU6PH%MD6P;2N^2<5"I9*7XH;C&\>_`CA?5$FC
MQ1AF:I1N1+.#]8W#HK2SL+QMGG1O?>/"HI=)U]&XX?C&<2V/@]^,`5EN,Y]-
MVGS:0/K&7='O[A"40P":E[[Q4-B#0-@#OCJ]H&O7:H=>8T`L$'SC]8YV+W;N
M/Z*..5OP5`DVTG-/TTRJH5&_FHDEQI59CB8(/^,,^5245R?*#QZ77JCFI:>L
MB%**K2'3?NK;N+AE;4L%F)L/?:.9;^84^>ETWI\#PK/%".&K4Q2QRBQ%M3?`
M#FGSC%CFES;V@S9NPE<GB!,\IH0$K,I'40VYQD'^J"$%.WA/?7@U![>L<`;]
MERF3%2FE/@S@):2JVYS-(K!KX%]#)OE&Z'>0BF+K14%MWBB%O*7_L%T*:?B\
MV"<\E>LW&-S#6!1$0B(RRG*N`29BH2Y=IF<-[YN!+4LDL;#0KY3H>)VP"Q58
M!!1&,,"U>A&6L+Z:S!N<UR!KUH82%9%%>?7:)H\%J*>=MQRL>?%T*+O21A#?
MNJA8X1KY,8+XQD]YK9.>'R.(;_RH!PL[S3R:T>4%JSG+*\V:!Y<2OM^LA^*J
M!4;:'6$W4%P`2N`2HLH-9D<HZ^Q4MG(CW%[+!G4R]3R4_Z%&OT;RKVQ#NKK]
M5_G&4RY&\SD&\WKXI:T!.C6U^'/$\93SJ@J+Q,XHS<NOT,'5XMT9J]=Q9TFM
M>DQNBMPKQWFHI$@]T/'6#>9IKY4(;X]-_7M/.<H)K$KAW?"D"%9GC'D[9=BX
M$VS3*9WC/\,.>G%^]C+!?RDVOAF%&:)^&@N@5GOF5J!^1B@;)W7J2ZS<7+#,
M->6I'CVL)SL8>:2X-'*:'<_Z^S^NR_UT2,(%6`;TS_\/4$L!`AX#%`````@`
M0X1O0G!9O/9:J@,`^%97`!``&````````0```*2!`````&9B<"TR,#$R,3(S
M,2YX;6Q55`4``[Z%0U%U>`L``00E#@``!#D!``!02P$"'@,4````"`!#A&]"
MP,$;:Z,?```(XP$`%``8```````!````I(&DJ@,`9F)P+3(P,3(Q,C,Q7V-A
M;"YX;6Q55`4``[Z%0U%U>`L``00E#@``!#D!``!02P$"'@,4````"`!#A&]"
MU>K<P\]K```7U`@`%``8```````!````I(&5R@,`9F)P+3(P,3(Q,C,Q7V1E
M9BYX;6Q55`4``[Z%0U%U>`L``00E#@``!#D!``!02P$"'@,4````"`!#A&]"
MQI=!:`$6`0!C:`\`%``8```````!````I(&R-@0`9F)P+3(P,3(Q,C,Q7VQA
M8BYX;6Q55`4``[Z%0U%U>`L``00E#@``!#D!``!02P$"'@,4````"`!#A&]"
M2T[E9ZJ9``#$(@P`%``8```````!````I($!304`9F)P+3(P,3(Q,C,Q7W!R
M92YX;6Q55`4``[Z%0U%U>`L``00E#@``!#D!``!02P$"'@,4````"`!#A&]"
M`)=TK:<K``#D5@(`$``8```````!````I('YY@4`9F)P+3(P,3(Q,C,Q+GAS
M9%54!0`#OH5#475X"P`!!"4.```$.0$``%!+!08`````!@`&`!0"``#J$@8`
"````
`
end

</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>90
<FILENAME>R24.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
  <head>
    <META http-equiv="Content-Type" content="text/html; charset=us-ascii">
    <link rel="StyleSheet" type="text/css" href="report.css"><script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script></head>
  <body><span style="display: none;">v2.4.0.6</span><table class="report" border="0" cellspacing="2" id="ID0ELE">
      <tr>
        <th class="tl" colspan="1" rowspan="2">
          <div style="width: 200px;"><strong>Supplementary Income Statement Information<br></strong></div>
        </th>
        <th class="th" colspan="1">12 Months Ended</th>
      </tr>
      <tr>
        <th class="th">
          <div>Dec. 31, 2012</div>
        </th>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_FBP_NotesToFinancialStatementsAbstract', window );"><strong>Notes to Financial Statements</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_FBP_SupplementaryIncomeStatementInformationTextBlock', window );">Supplementary Income Statement Information</a></td>
        <td class="text"><p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"><b>Note 17. Supplementary Income Statement
Information</b>&#160;</p>

<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">&#160;</p>

<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">Components of other noninterest income/expense
exceeding 1% of total income for any of the years ended December 31, 2012, 2011, and 2010 are as follows:</p>

<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left; text-indent: 0.25in">&#160;</p>

<table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif">
<tr style="vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="font: italic 10pt Calibri, Helvetica, Sans-Serif; text-align: justify">($ in thousands)</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: center; border-bottom: Black 1pt solid">2012</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: bold 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif">2011</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif">2010</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="width: 70%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">Other service charges, commissions, and fees &#150; debit interchange income</td><td nowrap="nowrap" style="width: 1%; font: bold 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="width: 1%; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">$</td><td nowrap="nowrap" style="width: 7%; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">5,262</td><td nowrap="nowrap" style="width: 1%; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">4,757</td><td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">3,608</td><td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">Other service charges, commissions, and fees &#150; other interchange income</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">1,213</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">1,033</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">912</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">Other operating expenses &#150; interchange expense</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">2,416</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">2,042</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">1,736</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">Other operating expenses &#150; stationery and supplies</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">2,240</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">2,867</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">2,563</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">Other operating expenses &#150; telephone expense</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">1,683</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">2,127</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">2,053</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">Other operating expenses &#150; FDIC insurance expense</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">2,678</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">3,008</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">4,387</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">Other operating expenses &#150; repossession and collection &#150; non-covered</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">3,107</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">3,492</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">2,138</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">Other operating expenses &#150; repossession and collection &#150; covered, net of <br />
&#160;&#160;FDIC reimbursement and rental income</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">1,642</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">1,968</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">2,617</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">Other operating expenses &#150; outside consultants</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">1,916</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">1,842</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">1,185</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">Other operating expenses &#150; legal and audit</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">1,722</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">1,595</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">1,572</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
</table>

<p style="font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify">&#160;</p><span></span></td>
      </tr>
    </table>
    <div style="display: none;">
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_FBP_NotesToFinancialStatementsAbstract">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>FBP_NotesToFinancialStatementsAbstract</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>FBP_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:stringItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_FBP_SupplementaryIncomeStatementInformationTextBlock">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The entire disclosure for supplementary income statement.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>FBP_SupplementaryIncomeStatementInformationTextBlock</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>FBP_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>nonnum:textBlockItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
    </div>
  </body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>91
<FILENAME>R68.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
  <head>
    <META http-equiv="Content-Type" content="text/html; charset=us-ascii">
    <link rel="StyleSheet" type="text/css" href="report.css"><script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script></head>
  <body><span style="display: none;">v2.4.0.6</span><table class="report" border="0" cellspacing="2" id="ID0EKYCK">
      <tr>
        <th class="tl" colspan="1" rowspan="2">
          <div style="width: 200px;"><strong>Loans and Asset Quality Information (Details 9) (USD $)<br>In Thousands, unless otherwise specified</strong></div>
        </th>
        <th class="th" colspan="3">12 Months Ended</th>
      </tr>
      <tr>
        <th class="th">
          <div>Dec. 31, 2012</div>
        </th>
        <th class="th">
          <div>Dec. 31, 2011</div>
        </th>
        <th class="th">
          <div>Dec. 31, 2010</div>
        </th>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ProvisionForLoanLeaseAndOtherLosses', window );">Provisions</a></td>
        <td class="nump">$ 79,672<span></span></td>
        <td class="nump">$ 41,301<span></span></td>
        <td class="nump">$ 54,562<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableGrossCarryingAmount', window );">Ending balance - total</a></td>
        <td class="nump">2,094,143<span></span></td>
        <td class="nump">2,069,152<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Commercial, financial and agricultural</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLosses', window );">Beginning balance</a></td>
        <td class="nump">3,780<span></span></td>
        <td class="nump">4,731<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLossesWriteOffs', window );">Charge-offs</a></td>
        <td class="num">(4,912)<span></span></td>
        <td class="num">(2,703)<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLossesRecovery', window );">Recoveries</a></td>
        <td class="nump">354<span></span></td>
        <td class="nump">389<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ProvisionForLoanLeaseAndOtherLosses', window );">Provisions</a></td>
        <td class="nump">5,465<span></span></td>
        <td class="nump">1,363<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLosses', window );">Ending balance</a></td>
        <td class="nump">4,687<span></span></td>
        <td class="nump">3,780<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLossesIndividuallyEvaluatedForImpairment1', window );">Individually evaluated for impairment</a></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
        <td class="nump">60<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLossesCollectivelyEvaluatedForImpairment', window );">Collectively evaluated for impairment</a></td>
        <td class="nump">4,687<span></span></td>
        <td class="nump">3,720<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLossesAcquiredWithDeterioratedCreditQuality', window );">Loans acquired with deteriorated credit quality</a></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableGrossCarryingAmount', window );">Ending balance - total</a></td>
        <td class="nump">170,741<span></span></td>
        <td class="nump">172,357<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableIndividuallyEvaluatedForImpairment', window );">Individually evaluated for impairment</a></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
        <td class="nump">2,526<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableCollectivelyEvaluatedForImpairment', window );">Collectively evaluated for impairment</a></td>
        <td class="nump">170,741<span></span></td>
        <td class="nump">169,832<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableAcquiredWithDeterioratedCreditQuality', window );">Loans acquired with deteriorated credit quality</a></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">RealEstateConstructionMember</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLosses', window );">Beginning balance</a></td>
        <td class="nump">11,306<span></span></td>
        <td class="nump">12,520<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLossesWriteOffs', window );">Charge-offs</a></td>
        <td class="num">(19,312)<span></span></td>
        <td class="num">(16,240)<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLossesRecovery', window );">Recoveries</a></td>
        <td class="nump">986<span></span></td>
        <td class="nump">1,142<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ProvisionForLoanLeaseAndOtherLosses', window );">Provisions</a></td>
        <td class="nump">19,876<span></span></td>
        <td class="nump">13,884<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLosses', window );">Ending balance</a></td>
        <td class="nump">12,856<span></span></td>
        <td class="nump">11,306<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLossesIndividuallyEvaluatedForImpairment1', window );">Individually evaluated for impairment</a></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
        <td class="nump">607<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLossesCollectivelyEvaluatedForImpairment', window );">Collectively evaluated for impairment</a></td>
        <td class="nump">12,856<span></span></td>
        <td class="nump">10,699<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLossesAcquiredWithDeterioratedCreditQuality', window );">Loans acquired with deteriorated credit quality</a></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableGrossCarryingAmount', window );">Ending balance - total</a></td>
        <td class="nump">218,108<span></span></td>
        <td class="nump">246,805<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableIndividuallyEvaluatedForImpairment', window );">Individually evaluated for impairment</a></td>
        <td class="nump">4,276<span></span></td>
        <td class="nump">34,750<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableCollectivelyEvaluatedForImpairment', window );">Collectively evaluated for impairment</a></td>
        <td class="nump">213,832<span></span></td>
        <td class="nump">212,055<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableAcquiredWithDeterioratedCreditQuality', window );">Loans acquired with deteriorated credit quality</a></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
        <td class="nump">920<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Real estate residential, farmland and mutli-family</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLosses', window );">Beginning balance</a></td>
        <td class="nump">13,532<span></span></td>
        <td class="nump">11,283<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLossesWriteOffs', window );">Charge-offs</a></td>
        <td class="num">(20,879)<span></span></td>
        <td class="num">(9,045)<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLossesRecovery', window );">Recoveries</a></td>
        <td class="nump">430<span></span></td>
        <td class="nump">719<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ProvisionForLoanLeaseAndOtherLosses', window );">Provisions</a></td>
        <td class="nump">20,999<span></span></td>
        <td class="nump">10,575<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLosses', window );">Ending balance</a></td>
        <td class="nump">14,082<span></span></td>
        <td class="nump">13,532<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLossesIndividuallyEvaluatedForImpairment1', window );">Individually evaluated for impairment</a></td>
        <td class="nump">50<span></span></td>
        <td class="nump">150<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLossesCollectivelyEvaluatedForImpairment', window );">Collectively evaluated for impairment</a></td>
        <td class="nump">14,032<span></span></td>
        <td class="nump">13,382<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLossesAcquiredWithDeterioratedCreditQuality', window );">Loans acquired with deteriorated credit quality</a></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableGrossCarryingAmount', window );">Ending balance - total</a></td>
        <td class="nump">819,439<span></span></td>
        <td class="nump">795,655<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableIndividuallyEvaluatedForImpairment', window );">Individually evaluated for impairment</a></td>
        <td class="nump">1,705<span></span></td>
        <td class="nump">11,880<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableCollectivelyEvaluatedForImpairment', window );">Collectively evaluated for impairment</a></td>
        <td class="nump">817,734<span></span></td>
        <td class="nump">783,775<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableAcquiredWithDeterioratedCreditQuality', window );">Loans acquired with deteriorated credit quality</a></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Real estate home equity lines of credit</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLosses', window );">Beginning balance</a></td>
        <td class="nump">1,690<span></span></td>
        <td class="nump">3,634<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLossesWriteOffs', window );">Charge-offs</a></td>
        <td class="num">(3,287)<span></span></td>
        <td class="num">(1,147)<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLossesRecovery', window );">Recoveries</a></td>
        <td class="nump">209<span></span></td>
        <td class="nump">107<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ProvisionForLoanLeaseAndOtherLosses', window );">Provisions</a></td>
        <td class="nump">3,272<span></span></td>
        <td class="num">(904)<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLosses', window );">Ending balance</a></td>
        <td class="nump">1,884<span></span></td>
        <td class="nump">1,690<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLossesIndividuallyEvaluatedForImpairment1', window );">Individually evaluated for impairment</a></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLossesCollectivelyEvaluatedForImpairment', window );">Collectively evaluated for impairment</a></td>
        <td class="nump">1,884<span></span></td>
        <td class="nump">1,690<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLossesAcquiredWithDeterioratedCreditQuality', window );">Loans acquired with deteriorated credit quality</a></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableGrossCarryingAmount', window );">Ending balance - total</a></td>
        <td class="nump">200,880<span></span></td>
        <td class="nump">207,436<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableIndividuallyEvaluatedForImpairment', window );">Individually evaluated for impairment</a></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
        <td class="nump">527<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableCollectivelyEvaluatedForImpairment', window );">Collectively evaluated for impairment</a></td>
        <td class="nump">200,880<span></span></td>
        <td class="nump">206,909<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableAcquiredWithDeterioratedCreditQuality', window );">Loans acquired with deteriorated credit quality</a></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Real estate commercial</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLosses', window );">Beginning balance</a></td>
        <td class="nump">3,414<span></span></td>
        <td class="nump">3,972<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLossesWriteOffs', window );">Charge-offs</a></td>
        <td class="num">(16,616)<span></span></td>
        <td class="num">(3,355)<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLossesRecovery', window );">Recoveries</a></td>
        <td class="nump">333<span></span></td>
        <td class="nump">37<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ProvisionForLoanLeaseAndOtherLosses', window );">Provisions</a></td>
        <td class="nump">18,116<span></span></td>
        <td class="nump">2,760<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLosses', window );">Ending balance</a></td>
        <td class="nump">5,247<span></span></td>
        <td class="nump">3,414<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLossesIndividuallyEvaluatedForImpairment1', window );">Individually evaluated for impairment</a></td>
        <td class="nump">957<span></span></td>
        <td class="nump">200<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLossesCollectivelyEvaluatedForImpairment', window );">Collectively evaluated for impairment</a></td>
        <td class="nump">4,290<span></span></td>
        <td class="nump">3,214<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLossesAcquiredWithDeterioratedCreditQuality', window );">Loans acquired with deteriorated credit quality</a></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableGrossCarryingAmount', window );">Ending balance - total</a></td>
        <td class="nump">627,940<span></span></td>
        <td class="nump">587,183<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableIndividuallyEvaluatedForImpairment', window );">Individually evaluated for impairment</a></td>
        <td class="nump">15,040<span></span></td>
        <td class="nump">30,846<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableCollectivelyEvaluatedForImpairment', window );">Collectively evaluated for impairment</a></td>
        <td class="nump">612,900<span></span></td>
        <td class="nump">556,337<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableAcquiredWithDeterioratedCreditQuality', window );">Loans acquired with deteriorated credit quality</a></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Consumer</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLosses', window );">Beginning balance</a></td>
        <td class="nump">1,872<span></span></td>
        <td class="nump">1,961<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLossesWriteOffs', window );">Charge-offs</a></td>
        <td class="num">(1,539)<span></span></td>
        <td class="num">(845)<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLossesRecovery', window );">Recoveries</a></td>
        <td class="nump">273<span></span></td>
        <td class="nump">182<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ProvisionForLoanLeaseAndOtherLosses', window );">Provisions</a></td>
        <td class="nump">1,333<span></span></td>
        <td class="nump">574<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLosses', window );">Ending balance</a></td>
        <td class="nump">1,939<span></span></td>
        <td class="nump">1,872<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLossesIndividuallyEvaluatedForImpairment1', window );">Individually evaluated for impairment</a></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLossesCollectivelyEvaluatedForImpairment', window );">Collectively evaluated for impairment</a></td>
        <td class="nump">1,939<span></span></td>
        <td class="nump">1,872<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLossesAcquiredWithDeterioratedCreditQuality', window );">Loans acquired with deteriorated credit quality</a></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableGrossCarryingAmount', window );">Ending balance - total</a></td>
        <td class="nump">55,711<span></span></td>
        <td class="nump">58,436<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableIndividuallyEvaluatedForImpairment', window );">Individually evaluated for impairment</a></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
        <td class="nump">12<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableCollectivelyEvaluatedForImpairment', window );">Collectively evaluated for impairment</a></td>
        <td class="nump">55,711<span></span></td>
        <td class="nump">58,424<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableAcquiredWithDeterioratedCreditQuality', window );">Loans acquired with deteriorated credit quality</a></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Unallocated</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLosses', window );">Beginning balance</a></td>
        <td class="nump">16<span></span></td>
        <td class="nump">174<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLossesWriteOffs', window );">Charge-offs</a></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
        <td class="num">(524)<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLossesRecovery', window );">Recoveries</a></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
        <td class="nump">93<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ProvisionForLoanLeaseAndOtherLosses', window );">Provisions</a></td>
        <td class="nump">932<span></span></td>
        <td class="nump">273<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLosses', window );">Ending balance</a></td>
        <td class="nump">948<span></span></td>
        <td class="nump">16<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLossesIndividuallyEvaluatedForImpairment1', window );">Individually evaluated for impairment</a></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLossesCollectivelyEvaluatedForImpairment', window );">Collectively evaluated for impairment</a></td>
        <td class="nump">948<span></span></td>
        <td class="nump">16<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLossesAcquiredWithDeterioratedCreditQuality', window );">Loans acquired with deteriorated credit quality</a></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableGrossCarryingAmount', window );">Ending balance - total</a></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableIndividuallyEvaluatedForImpairment', window );">Individually evaluated for impairment</a></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableCollectivelyEvaluatedForImpairment', window );">Collectively evaluated for impairment</a></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableAcquiredWithDeterioratedCreditQuality', window );">Loans acquired with deteriorated credit quality</a></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Non-covered</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLosses', window );">Beginning balance</a></td>
        <td class="nump">35,610<span></span></td>
        <td class="nump">38,275<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLossesWriteOffs', window );">Charge-offs</a></td>
        <td class="num">(66,545)<span></span></td>
        <td class="num">(33,859)<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLossesRecovery', window );">Recoveries</a></td>
        <td class="nump">2,585<span></span></td>
        <td class="nump">2,669<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ProvisionForLoanLeaseAndOtherLosses', window );">Provisions</a></td>
        <td class="nump">69,993<span></span></td>
        <td class="nump">28,525<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLosses', window );">Ending balance</a></td>
        <td class="nump">41,643<span></span></td>
        <td class="nump">35,610<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLossesIndividuallyEvaluatedForImpairment1', window );">Individually evaluated for impairment</a></td>
        <td class="nump">1,007<span></span></td>
        <td class="nump">1,017<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLossesCollectivelyEvaluatedForImpairment', window );">Collectively evaluated for impairment</a></td>
        <td class="nump">40,636<span></span></td>
        <td class="nump">34,593<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLossesAcquiredWithDeterioratedCreditQuality', window );">Loans acquired with deteriorated credit quality</a></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableGrossCarryingAmount', window );">Ending balance - total</a></td>
        <td class="nump">2,092,819<span></span></td>
        <td class="nump">2,067,872<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableIndividuallyEvaluatedForImpairment', window );">Individually evaluated for impairment</a></td>
        <td class="nump">21,021<span></span></td>
        <td class="nump">80,541<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableCollectivelyEvaluatedForImpairment', window );">Collectively evaluated for impairment</a></td>
        <td class="nump">2,071,798<span></span></td>
        <td class="nump">1,987,331<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableAcquiredWithDeterioratedCreditQuality', window );">Loans acquired with deteriorated credit quality</a></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
        <td class="nump">920<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Non-covered | RealEstateConstructionMember</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableGrossCarryingAmount', window );">Ending balance - total</a></td>
        <td class="nump">218,108<span></span></td>
        <td class="nump">246,805<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Non-covered | Real estate residential, farmland and mutli-family</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableGrossCarryingAmount', window );">Ending balance - total</a></td>
        <td class="nump">819,439<span></span></td>
        <td class="nump">795,655<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Non-covered | Real estate home equity lines of credit</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableGrossCarryingAmount', window );">Ending balance - total</a></td>
        <td class="nump">200,880<span></span></td>
        <td class="nump">207,436<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Non-covered | Real estate commercial</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableGrossCarryingAmount', window );">Ending balance - total</a></td>
        <td class="nump">627,940<span></span></td>
        <td class="nump">587,183<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Non-covered | Consumer</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableGrossCarryingAmount', window );">Ending balance - total</a></td>
        <td class="nump">$ 55,711<span></span></td>
        <td class="nump">$ 58,436<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
    </table>
    <div style="display: none;">
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivableAcquiredWithDeterioratedCreditQuality">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The balance of financing receivables that were acquired with deteriorated credit quality.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 310<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 11B<br><br> -Subparagraph (h)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7512638&amp;loc=SL6953423-111524<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_FinancingReceivableAcquiredWithDeterioratedCreditQuality</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivableAllowanceForCreditLosses">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>A valuation allowance for financing receivables that are expected to be uncollectible.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 310<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 11B<br><br> -Subparagraph (c)(1)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7512638&amp;loc=SL6953423-111524<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_FinancingReceivableAllowanceForCreditLosses</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivableAllowanceForCreditLossesAcquiredWithDeterioratedCreditQuality">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The valuation allowance for financing receivables acquired with deteriorated credit quality.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 310<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 11B<br><br> -Subparagraph (g)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7512638&amp;loc=SL6953423-111524<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_FinancingReceivableAllowanceForCreditLossesAcquiredWithDeterioratedCreditQuality</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivableAllowanceForCreditLossesCollectivelyEvaluatedForImpairment">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The valuation allowance for financing receivables that are expected to be uncollectible that were collectively evaluated for impairment.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 310<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 11B<br><br> -Subparagraph (g)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7512638&amp;loc=SL6953423-111524<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_FinancingReceivableAllowanceForCreditLossesCollectivelyEvaluatedForImpairment</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivableAllowanceForCreditLossesIndividuallyEvaluatedForImpairment1">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of valuation allowance for financing receivables that are expected to be uncollectible that were individually evaluated for impairment.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 310<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 11B<br><br> -Subparagraph (g)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7512638&amp;loc=SL6953423-111524<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_FinancingReceivableAllowanceForCreditLossesIndividuallyEvaluatedForImpairment1</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivableAllowanceForCreditLossesRecovery">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of recovery of financing receivables doubtful of collection that were previously charged off.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 310<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 11B<br><br> -Subparagraph (c)(4)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7512638&amp;loc=SL6953423-111524<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_FinancingReceivableAllowanceForCreditLossesRecovery</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivableAllowanceForCreditLossesWriteOffs">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of direct write-downs of financing receivables charged against the allowance.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 310<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 11B<br><br> -Subparagraph (c)(3)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7512638&amp;loc=SL6953423-111524<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_FinancingReceivableAllowanceForCreditLossesWriteOffs</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivableCollectivelyEvaluatedForImpairment">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The balance of financing receivables that were collectively evaluated for impairment.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 310<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 11B<br><br> -Subparagraph (h)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7512638&amp;loc=SL6953423-111524<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_FinancingReceivableCollectivelyEvaluatedForImpairment</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivableIndividuallyEvaluatedForImpairment">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The balance of financing receivables that were individually evaluated for impairment.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 310<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 11B<br><br> -Subparagraph (h)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7512638&amp;loc=SL6953423-111524<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_FinancingReceivableIndividuallyEvaluatedForImpairment</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_LoansAndLeasesReceivableGrossCarryingAmount">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount before allowance of loans and leases held in portfolio, including but not limited to, commercial and consumer loans. Includes deferred interest and fees, undisbursed portion of loan balance, unamortized costs and premiums and discounts from face amounts. Excludes loans and leases covered under loss sharing agreements.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 310<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 2<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6375948&amp;loc=d3e4428-111522<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher AICPA<br><br> -Name Statement of Position (SOP)<br><br> -Number 01-6<br><br> -Paragraph 13<br><br> -Subparagraph e<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_LoansAndLeasesReceivableGrossCarryingAmount</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ProvisionForLoanLeaseAndOtherLosses">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The sum of the periodic provision charged to earnings, based on an assessment of uncollectibility from the counterparty on account of loan, lease or other credit losses, to reduce these accounts to the amount that approximates their net realizable value.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 04<br><br> -Paragraph 11<br><br> -Article 9<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 310<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 11B<br><br> -Subparagraph (c)(2)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7512638&amp;loc=SL6953423-111524<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 95<br><br> -Paragraph 28<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher AICPA<br><br> -Name Audit and Accounting Guide (AAG)<br><br> -Number AAG-DEP<br><br> -Paragraph 168, 169, 170<br><br> -IssueDate 2006-05-01<br><br> -Chapter 5<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 28<br><br> -Subparagraph (a)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6943989&amp;loc=d3e3602-108585<br><br><br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 225<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.9-04.11)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6879574&amp;loc=d3e536633-122882<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_ProvisionForLoanLeaseAndOtherLosses</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
    </div>
  </body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>92
<FILENAME>R108.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
  <head>
    <META http-equiv="Content-Type" content="text/html; charset=us-ascii">
    <link rel="StyleSheet" type="text/css" href="report.css"><script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script></head>
  <body><span style="display: none;">v2.4.0.6</span><table class="report" border="0" cellspacing="2" id="ID0ECHAC">
      <tr>
        <th class="tl" colspan="1" rowspan="1">
          <div style="width: 200px;"><strong>Employee Benefit Plans (Details 16) (SERP, USD $)<br>In Thousands, unless otherwise specified</strong></div>
        </th>
        <th class="th">
          <div>Dec. 31, 2012</div>
        </th>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">SERP</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DefinedBenefitPlanExpectedFutureBenefitPaymentsNextTwelveMonths', window );">Year ending December 31, 2013</a></td>
        <td class="nump">$ 215<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DefinedBenefitPlanExpectedFutureBenefitPaymentsYearTwo', window );">Year ending December 31, 2014</a></td>
        <td class="nump">220<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DefinedBenefitPlanExpectedFutureBenefitPaymentsYearThree', window );">Year ending December 31, 2015</a></td>
        <td class="nump">263<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DefinedBenefitPlanExpectedFutureBenefitPaymentsYearFour', window );">Year ending December 31, 2016</a></td>
        <td class="nump">330<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DefinedBenefitPlanExpectedFutureBenefitPaymentsYearFive', window );">Year ending December 31, 2017</a></td>
        <td class="nump">357<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DefinedBenefitPlanExpectedFutureBenefitPaymentsFiveFiscalYearsThereafter', window );">Years ending December 31, 2018-2022</a></td>
        <td class="nump">$ 2,309<span></span></td>
      </tr>
    </table>
    <div style="display: none;">
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DefinedBenefitPlanExpectedFutureBenefitPaymentsFiveFiscalYearsThereafter">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of benefits expected to be paid  in the five fiscal years after the fifth fiscal year following the latest fiscal year from a defined benefit plan.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 715<br><br> -SubTopic 20<br><br> -Section 50<br><br> -Paragraph 1<br><br> -Subparagraph (f)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=21915506&amp;loc=d3e1928-114920<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_DefinedBenefitPlanExpectedFutureBenefitPaymentsFiveFiscalYearsThereafter</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DefinedBenefitPlanExpectedFutureBenefitPaymentsNextTwelveMonths">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of benefits expected to be paid in the next fiscal year following the latest fiscal year from a defined benefit plan.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 715<br><br> -SubTopic 20<br><br> -Section 50<br><br> -Paragraph 1<br><br> -Subparagraph (f)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=21915506&amp;loc=d3e1928-114920<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_DefinedBenefitPlanExpectedFutureBenefitPaymentsNextTwelveMonths</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DefinedBenefitPlanExpectedFutureBenefitPaymentsYearFive">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of benefits expected to be paid in the fifth fiscal year following the latest fiscal year from a defined benefit plan.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 715<br><br> -SubTopic 20<br><br> -Section 50<br><br> -Paragraph 1<br><br> -Subparagraph (f)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=21915506&amp;loc=d3e1928-114920<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_DefinedBenefitPlanExpectedFutureBenefitPaymentsYearFive</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DefinedBenefitPlanExpectedFutureBenefitPaymentsYearFour">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of benefits expected to be paid in the fourth fiscal year following the latest fiscal year from a defined benefit plan.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 715<br><br> -SubTopic 20<br><br> -Section 50<br><br> -Paragraph 1<br><br> -Subparagraph (f)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=21915506&amp;loc=d3e1928-114920<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_DefinedBenefitPlanExpectedFutureBenefitPaymentsYearFour</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DefinedBenefitPlanExpectedFutureBenefitPaymentsYearThree">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of benefits expected to be paid in the third fiscal year following the latest fiscal year from a defined benefit plan.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 715<br><br> -SubTopic 20<br><br> -Section 50<br><br> -Paragraph 1<br><br> -Subparagraph (f)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=21915506&amp;loc=d3e1928-114920<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_DefinedBenefitPlanExpectedFutureBenefitPaymentsYearThree</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DefinedBenefitPlanExpectedFutureBenefitPaymentsYearTwo">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of benefits expected to be paid in the second fiscal year following the latest fiscal year from a defined benefit plan.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 715<br><br> -SubTopic 20<br><br> -Section 50<br><br> -Paragraph 1<br><br> -Subparagraph (f)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=21915506&amp;loc=d3e1928-114920<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_DefinedBenefitPlanExpectedFutureBenefitPaymentsYearTwo</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
    </div>
  </body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>93
<FILENAME>Show.js
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
/**
 * Rivet Software Inc.
 *
 * @copyright Copyright (c) 2006-2011 Rivet Software, Inc. All rights reserved.
 * Version 2.1.0.1
 *
 */

var moreDialog = null;
var Show = {
    Default:'raw',

    more:function( obj ){
        var bClosed = false;
        if( moreDialog != null )
        {
			try
			{
				bClosed = moreDialog.closed;
			}
			catch(e)
			{
				//Per article at http://support.microsoft.com/kb/244375 there is a problem with the WebBrowser control
				// that somtimes causes it to throw when checking the closed property on a child window that has been
				//closed.  So if the exception occurs we assume the window is closed and move on from there.
				bClosed = true;
			}

			if( !bClosed ){
				moreDialog.close();
			}
        }

        obj = obj.parentNode.getElementsByTagName( 'pre' )[0];
		var hasHtmlTag = false;
		var objHtml = '';
		var raw = '';

		//Check for raw HTML
		var nodes = obj.getElementsByTagName( '*' );
		if( nodes.length ){
			objHtml = obj.innerHTML;
		}else{
			if( obj.innerText ){
				raw = obj.innerText;
			}else{
				raw = obj.textContent;
			}

			var matches = raw.match( /<\/?[a-zA-Z]{1}\w*[^>]*>/g );
			if( matches && matches.length ){
				objHtml = raw;

				//If there is an html node it will be 1st or 2nd,
				//   but we can check a little further.
				var n = Math.min( 5, matches.length );
				for( var i = 0; i < n; i++ ){
					var el = matches[ i ].toString().toLowerCase();
					if( el.indexOf( '<html' ) >= 0 ){
						hasHtmlTag = true;
						break;
					}
				}
			}
		}

        if( objHtml.length ){
			var html = '';

			if( hasHtmlTag ){
				html = objHtml;
			}else{
				html = '<html>'+
					"\n"+'<head>'+
					"\n"+'    <title>Report Preview Details</title>'+
					"\n"+'    <style type="text/css">'+
					"\n"+'    body {'+
					"\n"+'    }'+
					"\n"+'    table {'+
					"\n"+'    }'+
					"\n"+'    </style>'+
					"\n"+'</head>'+
					"\n"+'<body>'+
						objHtml +
					"\n"+'</body>'+
					"\n"+'</html>';
			}

			moreDialog = window.open("","More","width=700,height=650,status=0,resizable=yes,menubar=no,toolbar=no,scrollbars=yes");
			moreDialog.document.write( html );
			moreDialog.document.close();

			if( !hasHtmlTag ){
				moreDialog.document.body.style.margin = '0.5em';
			}
        }
        else
        {
			//default view logic
			var lines = raw.split( "\n" );
			var longest = 0;

			if( lines.length > 0 ){
				for( var p = 0; p < lines.length; p++ ){
					longest = Math.max( longest, lines[p].length );
				}
			}

			//Decide on the default view
			this.Default = longest < 120 ? 'raw' : 'formatted';

			//Build formatted view
			var text = raw.split( "\n\n" ) >= raw.split( "\r\n\r\n" ) ? raw.split( "\n\n" ) : raw.split( "\r\n\r\n" ) ;
			var formatted = '';

			if( text.length > 0 ){
				if( text.length == 1 ){
					text = raw.split( "\n" ) >= raw.split( "\r\n" ) ? raw.split( "\n" ) : raw.split( "\r\n" ) ;
					formatted = "<p>"+ text.join( "<br /><br />\n" ) +"</p>";
				}else{
					for( var p = 0; p < text.length; p++ ){
						formatted += "<p>" + text[p] + "</p>\n";
					}
				}
			}else{
				formatted = '<p>' + raw + '</p>';
			}

			html = '<html>'+
				"\n"+'<head>'+
				"\n"+'    <title>Report Preview Details</title>'+
				"\n"+'    <style type="text/css">'+
				"\n"+'    body {'+
				"\n"+'       background-color: #f0f9ee;'+
				"\n"+'       font-family: Arial, san-serif; font-size: 0.8em;'+
				"\n"+'    }'+
				"\n"+'    table {'+
				"\n"+'       font-size: 1em;'+
				"\n"+'    }'+
				"\n"+'    </style>'+
				"\n"+'</head>'+
				"\n"+'<body>'+
				"\n"+'    <table border="0" width="100%">'+
				"\n"+'    <tr>'+
				"\n"+'        <td>'+
				"\n"+'            formatted: <a href="javascript:void(0);" onclick="opener.Show.toggle( window, this );">'+ ( this.Default == 'raw' ? 'as Filed' : 'with Text Wrapped' ) +'</a>'+
				"\n"+'        </td>'+
				"\n"+'    </tr>'+
				"\n"+'    <tr>'+
				"\n"+'        <td>'+
				"\n"+'            <div id="formatted" style="display: none;">'+formatted+'</div>'+
				"\n"+'        </td>'+
				"\n"+'    </tr>'+
				"\n"+'    <tr>'+
				"\n"+'        <td>'+
				"\n"+'            <pre id="raw" style="display: none; font-size: 1.2em;">'+raw+'</pre>'+
				"\n"+'        </td>'+
				"\n"+'    </tr>'+
				"\n"+'    </table>'+
				"\n"+'</body>'+
				"\n"+'</html>';

			moreDialog = window.open("","More","width=700,height=650,status=0,resizable=yes,menubar=no,toolbar=no,scrollbars=yes");
			moreDialog.document.write(html);
			moreDialog.document.close();

			this.toggle( moreDialog );
        }

		moreDialog.document.title = 'Report Preview Details';
    },

    toggle:function( win, domLink ){
        var domId = this.Default;

        var doc = win.document;
        var domEl = doc.getElementById( domId );
        domEl.style.display = 'block';

        this.Default = domId == 'raw' ? 'formatted' : 'raw';

        if( domLink ){
            domLink.innerHTML = this.Default == 'raw' ? 'with Text Wrapped' : 'as Filed';
        }

        var domElOpposite = doc.getElementById( this.Default );
        domElOpposite.style.display = 'none';
    },

	LastAR : null,
	showAR : function ( link, id, win ){
		if( Show.LastAR ){
			Show.hideAR();
		}

		var ref = link;
		do {
			ref = ref.nextSibling;
		} while (ref && ref.nodeName != 'TABLE');

		if (!ref || ref.nodeName != 'TABLE') {
			var tmp = win ?
				win.document.getElementById(id) :
				document.getElementById(id);

			if( tmp ){
				ref = tmp.cloneNode(true);
				ref.id = '';
				link.parentNode.appendChild(ref);
			}
		}

		if( ref ){
			ref.style.display = 'block';
			Show.LastAR = ref;
		}
	},

	toggleNext : function( link ){
		var ref = link;

		do{
			ref = ref.nextSibling;
		}while( ref.nodeName != 'DIV' );

		if( ref.style &&
			ref.style.display &&
			ref.style.display == 'none' ){
			ref.style.display = 'block';

			if( link.textContent ){
				link.textContent = link.textContent.replace( '+', '-' );
			}else{
				link.innerText = link.innerText.replace( '+', '-' );
			}
		}else{
			ref.style.display = 'none';

			if( link.textContent ){
				link.textContent = link.textContent.replace( '-', '+' );
			}else{
				link.innerText = link.innerText.replace( '-', '+' );
			}
		}
	},

	hideAR : function(){
		Show.LastAR.style.display = 'none';
	}
}
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>94
<FILENAME>R7.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
  <head>
    <META http-equiv="Content-Type" content="text/html; charset=us-ascii">
    <link rel="StyleSheet" type="text/css" href="report.css"><script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script></head>
  <body><span style="display: none;">v2.4.0.6</span><table class="report" border="0" cellspacing="2" id="ID0EDNAI">
      <tr>
        <th class="tl" colspan="1" rowspan="2">
          <div style="width: 200px;"><strong>Consolidated Statements of Cash Flows (USD $)<br>In Thousands, unless otherwise specified</strong></div>
        </th>
        <th class="th" colspan="3">12 Months Ended</th>
      </tr>
      <tr>
        <th class="th">
          <div>Dec. 31, 2012</div>
        </th>
        <th class="th">
          <div>Dec. 31, 2011</div>
        </th>
        <th class="th">
          <div>Dec. 31, 2010</div>
        </th>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_FBP_ConsolidatedStatementsOfCashFlowsAbstract', window );"><strong>Consolidated Statements Of Cash Flows</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NetIncomeLoss', window );">Net income (loss)</a></td>
        <td class="num">$ (23,406)<span></span></td>
        <td class="nump">$ 13,642<span></span></td>
        <td class="nump">$ 9,982<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ProvisionForLoanLeaseAndOtherLosses', window );">Provision for loan losses</a></td>
        <td class="nump">79,672<span></span></td>
        <td class="nump">41,301<span></span></td>
        <td class="nump">54,562<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AccretionAmortizationOfDiscountsAndPremiumsInvestments', window );">Net security premium amortization</a></td>
        <td class="nump">1,917<span></span></td>
        <td class="nump">1,373<span></span></td>
        <td class="nump">1,491<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_FBP_PurchaseAccountingAccretionAndAmortizationNet', window );">Purchase accounting accretion and amortization, net</a></td>
        <td class="num">(16,117)<span></span></td>
        <td class="num">(11,628)<span></span></td>
        <td class="num">(9,963)<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_FBP_GainLossFromAcquisition', window );">Gain from acquisition</a></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
        <td class="num">(10,196)<span></span></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_FBP_GainsLossesOnSalesOfOtherRealEstateTotal', window );">Foreclosed property losses and write-downs</a></td>
        <td class="nump">28,360<span></span></td>
        <td class="nump">27,847<span></span></td>
        <td class="nump">35,511<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesGrossRealizedGainLossNet', window );">Gain on securities available for sale</a></td>
        <td class="num">(638)<span></span></td>
        <td class="num">(74)<span></span></td>
        <td class="num">(26)<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_FBP_OtherOperatingGainsLosses', window );">Other losses (gains)</a></td>
        <td class="nump">463<span></span></td>
        <td class="num">(143)<span></span></td>
        <td class="num">(652)<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_FBP_IncreaseDecreaseNetDeferredLoanCosts', window );">Increase in net deferred loan costs</a></td>
        <td class="num">(44)<span></span></td>
        <td class="num">(307)<span></span></td>
        <td class="num">(599)<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_Depreciation', window );">Depreciation of premises and equipment</a></td>
        <td class="nump">4,557<span></span></td>
        <td class="nump">4,388<span></span></td>
        <td class="nump">3,993<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ShareBasedCompensation', window );">Stock-based compensation expense</a></td>
        <td class="nump">311<span></span></td>
        <td class="nump">905<span></span></td>
        <td class="nump">640<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AmortizationOfIntangibleAssets', window );">Amortization of intangible assets</a></td>
        <td class="nump">897<span></span></td>
        <td class="nump">902<span></span></td>
        <td class="nump">874<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_FBP_OriginationOfPresoldMortgagesInProcessOfSettlement', window );">Origination of presold mortgages in process of settlement</a></td>
        <td class="num">(96,750)<span></span></td>
        <td class="num">(76,095)<span></span></td>
        <td class="num">(88,665)<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_FBP_ProceedsFromSalesOfPresoldMortgagesInProcessOfSettlement', window );">Proceeds from sales of presold mortgages in process of settlement</a></td>
        <td class="nump">94,350<span></span></td>
        <td class="nump">73,967<span></span></td>
        <td class="nump">88,670<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_IncreaseDecreaseInAccruedInterestReceivableNet', window );">Decrease in accrued interest receivable</a></td>
        <td class="nump">1,578<span></span></td>
        <td class="nump">1,800<span></span></td>
        <td class="nump">1,204<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_IncreaseDecreaseInOtherOperatingAssets', window );">Increase in other assets</a></td>
        <td class="num">(29,952)<span></span></td>
        <td class="num">(30,096)<span></span></td>
        <td class="num">(32,538)<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_IncreaseDecreaseInInterestPayableNet', window );">Decrease in accrued interest payable</a></td>
        <td class="num">(577)<span></span></td>
        <td class="num">(210)<span></span></td>
        <td class="num">(972)<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_IncreaseDecreaseInOtherOperatingLiabilities', window );">Increase (decrease) in other liabilities</a></td>
        <td class="num">(2,940)<span></span></td>
        <td class="num">(330)<span></span></td>
        <td class="nump">597<span></span></td>
      </tr>
      <tr class="rou">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NetCashProvidedByUsedInOperatingActivities', window );">Net cash provided by operating activities</a></td>
        <td class="nump">41,681<span></span></td>
        <td class="nump">37,046<span></span></td>
        <td class="nump">64,109<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PaymentsToAcquireAvailableForSaleSecurities', window );">Purchases of securities available for sale</a></td>
        <td class="num">(92,058)<span></span></td>
        <td class="num">(75,689)<span></span></td>
        <td class="num">(99,310)<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PaymentsToAcquireHeldToMaturitySecurities', window );">Purchases of securities held to maturity</a></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
        <td class="num">(4,332)<span></span></td>
        <td class="num">(22,431)<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ProceedsFromSaleOfAvailableForSaleSecurities', window );">Proceeds from sales of securities available for sale</a></td>
        <td class="nump">9,641<span></span></td>
        <td class="nump">2,518<span></span></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ProceedsFromMaturitiesPrepaymentsAndCallsOfAvailableForSaleSecurities', window );">Proceeds from maturities/issuer calls of securities available for sale</a></td>
        <td class="nump">96,040<span></span></td>
        <td class="nump">75,615<span></span></td>
        <td class="nump">97,202<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ProceedsFromMaturitiesPrepaymentsAndCallsOfHeldToMaturitySecurities', window );">Proceeds from maturities/issuer calls of securities held to maturity</a></td>
        <td class="nump">1,690<span></span></td>
        <td class="nump">1,053<span></span></td>
        <td class="nump">2,687<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PaymentsToAcquireLifeInsurancePolicies', window );">Purchase of bank-owned life insurance</a></td>
        <td class="num">(25,000)<span></span></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PaymentsForProceedsFromLoansAndLeases', window );">Net (increase) decrease in loans</a></td>
        <td class="num">(89,718)<span></span></td>
        <td class="nump">11,912<span></span></td>
        <td class="nump">40,306<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FDICIndemnificationAssetCashPaymentsReceived', window );">Proceeds from FDIC loss share agreements</a></td>
        <td class="nump">29,796<span></span></td>
        <td class="nump">69,339<span></span></td>
        <td class="nump">46,721<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ProceedsFromSaleOfOtherRealEstate', window );">Proceeds from sales of foreclosed real estate</a></td>
        <td class="nump">74,972<span></span></td>
        <td class="nump">43,414<span></span></td>
        <td class="nump">24,875<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PaymentsToAcquirePropertyPlantAndEquipment', window );">Purchases of premises and equipment</a></td>
        <td class="num">(8,953)<span></span></td>
        <td class="num">(6,606)<span></span></td>
        <td class="num">(17,543)<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_CashAcquiredFromAcquisition', window );">Net cash received (paid) in acquisition</a></td>
        <td class="nump">9,312<span></span></td>
        <td class="nump">54,037<span></span></td>
        <td class="num">(171)<span></span></td>
      </tr>
      <tr class="rou">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NetCashProvidedByUsedInInvestingActivities', window );">Net cash provided by investing activities</a></td>
        <td class="nump">5,722<span></span></td>
        <td class="nump">171,261<span></span></td>
        <td class="nump">72,336<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_FBP_IncreaseDecreaseInDepositsAndRepurchaseAgreements', window );">Net increase (decrease) in deposits and repurchase agreements</a></td>
        <td class="nump">39,888<span></span></td>
        <td class="num">(127,253)<span></span></td>
        <td class="num">(287,982)<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_FBP_ProceedsFromRepaymentsOfBorrowings', window );">Proceeds from (repayments of) borrowings, net</a></td>
        <td class="num">(87,500)<span></span></td>
        <td class="num">(66,881)<span></span></td>
        <td class="nump">20,400<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PaymentsOfDividendsCommonStock', window );">Cash dividends paid - common stock</a></td>
        <td class="num">(5,426)<span></span></td>
        <td class="num">(5,390)<span></span></td>
        <td class="num">(5,359)<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PaymentsOfDividendsPreferredStockAndPreferenceStock', window );">Cash dividends paid - preferred stock</a></td>
        <td class="num">(3,037)<span></span></td>
        <td class="num">(2,847)<span></span></td>
        <td class="num">(3,250)<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ProceedsFromIssuanceOfPreferredStockAndPreferenceStock', window );">Proceeds from issuance of preferred stock</a></td>
        <td class="nump">7,287<span></span></td>
        <td class="nump">63,500<span></span></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ProceedsFromIssuanceOfCommonStock', window );">Proceeds from issuance of common stock</a></td>
        <td class="nump">26,727<span></span></td>
        <td class="nump">881<span></span></td>
        <td class="nump">840<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PaymentsForRepurchaseOfRedeemablePreferredStock', window );">Redemption of preferred stock</a></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
        <td class="num">(65,000)<span></span></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PaymentsForRepurchaseOfCommonStock', window );">Repurchase of common stock</a></td>
        <td class="num">(2)<span></span></td>
        <td class="num">(228)<span></span></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PaymentsForRepurchaseOfWarrants', window );">Repurchase of common stock warrants</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="num">(924)<span></span></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ExcessTaxBenefitFromShareBasedCompensationFinancingActivities', window );">Tax benefit from exercise of nonqualified stock options</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
        <td class="nump">36<span></span></td>
      </tr>
      <tr class="reu">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NetCashProvidedByUsedInFinancingActivities', window );">Net cash used by financing activities</a></td>
        <td class="num">(22,063)<span></span></td>
        <td class="num">(204,142)<span></span></td>
        <td class="num">(275,315)<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_CashAndCashEquivalentsPeriodIncreaseDecrease', window );">Increase (decrease) in Cash and Cash Equivalents</a></td>
        <td class="nump">25,340<span></span></td>
        <td class="nump">4,165<span></span></td>
        <td class="num">(138,870)<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_CashAndCashEquivalentsAtCarryingValue', window );">Cash and cash equivalents, beginning of Year</a></td>
        <td class="nump">216,167<span></span></td>
        <td class="nump">212,002<span></span></td>
        <td class="nump">350,872<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_CashAndCashEquivalentsAtCarryingValue', window );">Cash and cash equivalents, end of Year</a></td>
        <td class="nump">241,507<span></span></td>
        <td class="nump">216,167<span></span></td>
        <td class="nump">212,002<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InterestPaid', window );">Cash paid during the period for interest</a></td>
        <td class="nump">17,893<span></span></td>
        <td class="nump">23,775<span></span></td>
        <td class="nump">32,879<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_IncomeTaxesPaidNet', window );">Cash paid during the period for income taxes</a></td>
        <td class="nump">14,292<span></span></td>
        <td class="nump">14,893<span></span></td>
        <td class="nump">16,309<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_FBP_ForeclosedLoansTransferredToForeclosedRealEstate', window );">Foreclosed loans transferred to foreclosed real estate</a></td>
        <td class="nump">53,521<span></span></td>
        <td class="nump">76,242<span></span></td>
        <td class="nump">123,962<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_TransferOfPortfolioLoansAndLeasesToHeldForSale1', window );">Loans transferred to loans held-for-sale (at liquidation value)</a></td>
        <td class="nump">30,393<span></span></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_FBP_UnrealizedGainLossOnSecuritiesAvailableForSaleNetOfTaxes', window );">Unrealized gain on securities available for sale, net of taxes</a></td>
        <td class="num">$ (369)<span></span></td>
        <td class="nump">$ 864<span></span></td>
        <td class="nump">$ 395<span></span></td>
      </tr>
    </table>
    <div style="display: none;">
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_FBP_ConsolidatedStatementsOfCashFlowsAbstract">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>FBP_ConsolidatedStatementsOfCashFlowsAbstract</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>FBP_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:stringItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_FBP_ForeclosedLoansTransferredToForeclosedRealEstate">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Foreclosed loans transferred to foreclosed real estate in noncash transactions during the reporting period.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>FBP_ForeclosedLoansTransferredToForeclosedRealEstate</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>FBP_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_FBP_GainLossFromAcquisition">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Gain (loss) from a business acquisition.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>FBP_GainLossFromAcquisition</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>FBP_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_FBP_GainsLossesOnSalesOfOtherRealEstateTotal">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The net gain (loss) resulting from sales and other disposals of other real estate owned, increases (decreases) in the valuation allowance for foreclosed real estate, and write-downs of other real estate owned after acquisition or physical possession.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>FBP_GainsLossesOnSalesOfOtherRealEstateTotal</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>FBP_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_FBP_IncreaseDecreaseInDepositsAndRepurchaseAgreements">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The net cash inflow or outflow in the total of all deposits and repurchase agreements.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>FBP_IncreaseDecreaseInDepositsAndRepurchaseAgreements</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>FBP_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_FBP_IncreaseDecreaseNetDeferredLoanCosts">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The increase or decrease in the amount of deferred loan costs during the period.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>FBP_IncreaseDecreaseNetDeferredLoanCosts</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>FBP_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_FBP_OriginationOfPresoldMortgagesInProcessOfSettlement">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Origination of presold mortgages in process of settlement.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>FBP_OriginationOfPresoldMortgagesInProcessOfSettlement</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>FBP_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_FBP_OtherOperatingGainsLosses">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Other operating gains (losses).</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>FBP_OtherOperatingGainsLosses</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>FBP_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_FBP_ProceedsFromRepaymentsOfBorrowings">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The net cash inflow or cash outflow from borrowings.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>FBP_ProceedsFromRepaymentsOfBorrowings</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>FBP_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_FBP_ProceedsFromSalesOfPresoldMortgagesInProcessOfSettlement">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Proceeds from sales of presold mortgages in process of settlement.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>FBP_ProceedsFromSalesOfPresoldMortgagesInProcessOfSettlement</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>FBP_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_FBP_PurchaseAccountingAccretionAndAmortizationNet">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The amount recorded in earnings for the periodic recognition of adjustments for bank acquisitions and FDIC assisted transactions.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>FBP_PurchaseAccountingAccretionAndAmortizationNet</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>FBP_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_FBP_UnrealizedGainLossOnSecuritiesAvailableForSaleNetOfTaxes">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Unrealized gain loss on securities available for sale net of taxes.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>FBP_UnrealizedGainLossOnSecuritiesAvailableForSaleNetOfTaxes</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>FBP_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AccretionAmortizationOfDiscountsAndPremiumsInvestments">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The sum of the periodic adjustments of the differences between securities' face values and purchase prices that are charged against earnings. This is called accretion if the security was purchased at a discount and amortization if it was purchased at premium. As a noncash item, this element is an adjustment to net income when calculating cash provided by or used in operations using the indirect method.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 28<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6943989&amp;loc=d3e3602-108585<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 95<br><br> -Paragraph 28<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_AccretionAmortizationOfDiscountsAndPremiumsInvestments</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AmortizationOfIntangibleAssets">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The aggregate expense charged against earnings to allocate the cost of intangible assets (nonphysical assets not used in production) in a systematic and rational manner to the periods expected to benefit from such assets. As a noncash expense, this element is added back to net income when calculating cash provided by or used in operations using the indirect method.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 142<br><br> -Paragraph 45<br><br> -Subparagraph a(2)<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 28<br><br> -Subparagraph (b)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6943989&amp;loc=d3e3602-108585<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 350<br><br> -SubTopic 30<br><br> -Section 45<br><br> -Paragraph 2<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6388964&amp;loc=d3e16225-109274<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 350<br><br> -SubTopic 30<br><br> -Section 50<br><br> -Paragraph 2<br><br> -Subparagraph (a)(2)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7658586&amp;loc=d3e16323-109275<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_AmortizationOfIntangibleAssets</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AvailableForSaleSecuritiesGrossRealizedGainLossNet">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>This item represents the difference between the gross realized gains and losses realized on the sale of debt or equity securities categorized neither as held-to-maturity nor trading securities. Additionally, this item would include any losses recognized for other than temporary impairments (OTTI) of the subject investments in debt and equity securities.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 115<br><br> -Paragraph 16<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 320<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 9<br><br> -Subparagraph (a)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6872113&amp;loc=d3e27357-111563<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_AvailableForSaleSecuritiesGrossRealizedGainLossNet</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_CashAcquiredFromAcquisition">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The cash inflow associated with the acquisition of business during the period (for example, cash that was held by the acquired business).</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Glossary Investing Activities<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6516133<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 12<br><br> -Subparagraph (b)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6943989&amp;loc=d3e3179-108585<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 95<br><br> -Paragraph 15, 16, 17<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_CashAcquiredFromAcquisition</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_CashAndCashEquivalentsAtCarryingValue">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of currency on hand as well as demand deposits with banks or financial institutions. Includes other kinds of accounts that have the general characteristics of demand deposits. Also includes short-term, highly liquid investments that are both readily convertible to known amounts of cash and so near their maturity that they present insignificant risk of changes in value because of changes in interest rates. Excludes cash and cash equivalents within disposal group and discontinued operation.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 210<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 1<br><br> -Subparagraph (a)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6361293&amp;loc=d3e6676-107765<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Glossary Cash Equivalents<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6507016<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 95<br><br> -Paragraph 8, 9<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 95<br><br> -Paragraph 7, 26<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Glossary Cash<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6506951<br><br><br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 4<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6943989&amp;loc=d3e3044-108585<br><br><br><br>Reference 7: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 95<br><br> -Paragraph 7<br><br> -Footnote 1<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 8: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 210<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.5-02.1)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br><br><br>Reference 9: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 02<br><br> -Paragraph 1<br><br> -Article 5<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_CashAndCashEquivalentsAtCarryingValue</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_CashAndCashEquivalentsPeriodIncreaseDecrease">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of increase (decrease) in cash and cash equivalents. Cash and cash equivalents are the amount of currency on hand as well as demand deposits with banks or financial institutions. Includes other kinds of accounts that have the general characteristics of demand deposits. Also includes short-term, highly liquid investments that are both readily convertible to known amounts of cash and so near their maturity that they present insignificant risk of changes in value because of changes in interest rates. Excludes cash and cash equivalents within disposal group and discontinued operation.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 24<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6943989&amp;loc=d3e3521-108585<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 95<br><br> -Paragraph 26<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_CashAndCashEquivalentsPeriodIncreaseDecrease</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_Depreciation">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The amount of expense recognized in the current period that reflects the allocation of the cost of tangible assets over the assets' useful lives. Includes production and non-production related depreciation.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 95<br><br> -Paragraph 28<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher AICPA<br><br> -Name Accounting Principles Board Opinion (APB)<br><br> -Number 12<br><br> -Paragraph 5<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 28<br><br> -Subparagraph (b)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6943989&amp;loc=d3e3602-108585<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_Depreciation</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ExcessTaxBenefitFromShareBasedCompensationFinancingActivities">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of excess tax benefit (tax deficiency) that arises when compensation cost from non-qualified share-based compensation recognized on the entity's tax return exceeds (is less than) compensation cost from equity-based compensation recognized in financial statements. Excess tax benefit (tax deficiency) increases (decreases) net cash provided by financing activities.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 718<br><br> -SubTopic 20<br><br> -Section 55<br><br> -Paragraph 24<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6576910&amp;loc=d3e11374-113907<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_ExcessTaxBenefitFromShareBasedCompensationFinancingActivities</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FDICIndemnificationAssetCashPaymentsReceived">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of decreases to the indemnification asset due to cash payments received relating to loss sharing agreements with the Federal Deposit Insurance Corporation (FDIC).</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_FDICIndemnificationAssetCashPaymentsReceived</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_IncomeTaxesPaidNet">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The amount of cash paid during the current period to foreign, federal, state, and local authorities as taxes on income, net of any cash received during the current period as refunds for the overpayment of taxes.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 2<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6367179&amp;loc=d3e4297-108586<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 95<br><br> -Paragraph 29<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 95<br><br> -Paragraph 27<br><br> -Subparagraph f<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_IncomeTaxesPaidNet</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_IncreaseDecreaseInAccruedInterestReceivableNet">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The increase (decrease) during the reporting period in the amount due from borrowers for interest payments.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 95<br><br> -Paragraph 28<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 28<br><br> -Subparagraph (a)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6943989&amp;loc=d3e3602-108585<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_IncreaseDecreaseInAccruedInterestReceivableNet</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_IncreaseDecreaseInInterestPayableNet">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The increase (decrease) during the reporting period in interest payable, which represents the amount owed to note holders, bond holders, and other parties for interest earned on loans or credit extended to the reporting entity.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 95<br><br> -Paragraph 28<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 28<br><br> -Subparagraph (a)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6943989&amp;loc=d3e3602-108585<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_IncreaseDecreaseInInterestPayableNet</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_IncreaseDecreaseInOtherOperatingAssets">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The increase (decrease) during the reporting period in other assets used in operating activities not separately disclosed in the statement of cash flows. May include changes in other current assets, other noncurrent assets, or a combination of other current and noncurrent assets.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 95<br><br> -Paragraph 28<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 28<br><br> -Subparagraph (a)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6943989&amp;loc=d3e3602-108585<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_IncreaseDecreaseInOtherOperatingAssets</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_IncreaseDecreaseInOtherOperatingLiabilities">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The increase (decrease) during the reporting period in other liabilities used in operating activities not separately disclosed in the statement of cash flows. May include changes in other current liabilities, other noncurrent liabilities, or a combination of other current and noncurrent liabilities.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 95<br><br> -Paragraph 28<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 28<br><br> -Subparagraph (a)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6943989&amp;loc=d3e3602-108585<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_IncreaseDecreaseInOtherOperatingLiabilities</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_InterestPaid">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The amount of cash paid for interest during the period.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 2<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6367179&amp;loc=d3e4297-108586<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 95<br><br> -Paragraph 29<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 25<br><br> -Subparagraph (e)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6943989&amp;loc=d3e3536-108585<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_InterestPaid</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_NetCashProvidedByUsedInFinancingActivities">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The net cash inflow or outflow from financing activity for the period.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 24<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6943989&amp;loc=d3e3521-108585<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 26<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6943989&amp;loc=d3e3574-108585<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 95<br><br> -Paragraph 26<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_NetCashProvidedByUsedInFinancingActivities</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_NetCashProvidedByUsedInInvestingActivities">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The net cash inflow or outflow from investing activity.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 24<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6943989&amp;loc=d3e3521-108585<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 26<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6943989&amp;loc=d3e3574-108585<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 95<br><br> -Paragraph 26<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_NetCashProvidedByUsedInInvestingActivities</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_NetCashProvidedByUsedInOperatingActivities">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The net cash from (used in) all of the entity's operating activities, including those of discontinued operations, of the reporting entity. Operating activities generally involve producing and delivering goods and providing services. Operating activity cash flows include transactions, adjustments, and changes in value that are not defined as investing or financing activities. While for technical reasons this element has no balance attribute, the default assumption is a debit balance consistent with its label.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 95<br><br> -Paragraph 26<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 25<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6943989&amp;loc=d3e3536-108585<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 28<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6943989&amp;loc=d3e3602-108585<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 95<br><br> -Paragraph 28<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 24<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6943989&amp;loc=d3e3521-108585<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_NetCashProvidedByUsedInOperatingActivities</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_NetIncomeLoss">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The portion of profit or loss for the period, net of income taxes, which is attributable to the parent.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 03<br><br> -Paragraph 19<br><br> -Article 5<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 260<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 1<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6371337&amp;loc=d3e3550-109257<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 944<br><br> -SubTopic 225<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.7-04.22)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6879464&amp;loc=d3e573970-122913<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Glossary Other Comprehensive Income<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6519514<br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 225<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 2<br><br> -Subparagraph (SX 210.5-03.18)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6880815&amp;loc=d3e20235-122688<br><br><br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 130<br><br> -Paragraph 10, 15<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 7: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 04<br><br> -Paragraph 20<br><br> -Article 9<br><br><br><br>Reference 8: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Glossary Net Income<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6518256<br><br><br><br>Reference 9: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Emerging Issues Task Force (EITF)<br><br> -Number 87-21<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 10: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 95<br><br> -Paragraph 28, 29, 30<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 11: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 28<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6943989&amp;loc=d3e3602-108585<br><br><br><br>Reference 12: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 944<br><br> -SubTopic 225<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.7-04.19)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6879464&amp;loc=d3e573970-122913<br><br><br><br>Reference 13: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 220<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 6<br><br> -URI http://asc.fasb.org/extlink&amp;oid=20435746&amp;loc=d3e565-108580<br><br><br><br>Reference 14: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher AICPA<br><br> -Name Accounting Research Bulletin (ARB)<br><br> -Number 51<br><br> -Paragraph A7<br><br> -Appendix A<br><br><br><br>Reference 15: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher AICPA<br><br> -Name Accounting Research Bulletin (ARB)<br><br> -Number 51<br><br> -Paragraph 38<br><br> -Subparagraph a<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 16: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher AICPA<br><br> -Name Accounting Research Bulletin (ARB)<br><br> -Number 51<br><br> -Paragraph 38<br><br> -Subparagraph d<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_NetIncomeLoss</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_PaymentsForProceedsFromLoansAndLeases">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The net cash outflow or inflow for the increase (decrease) in the beginning and end of period of loan and lease balances which are not originated or purchased specifically for resale. Includes cash payments and proceeds associated with (a) loans held-for-investment, (b) leases held-for-investment, and (c) both.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 95<br><br> -Paragraph 15, 16, 17<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_PaymentsForProceedsFromLoansAndLeases</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_PaymentsForRepurchaseOfCommonStock">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The cash outflow to reacquire common stock during the period.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 95<br><br> -Paragraph 20<br><br> -Subparagraph a<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Glossary Financing Activities<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6513228<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 95<br><br> -Paragraph 18<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 15<br><br> -Subparagraph (a)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6943989&amp;loc=d3e3291-108585<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_PaymentsForRepurchaseOfCommonStock</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_PaymentsForRepurchaseOfRedeemablePreferredStock">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The cash outflow for reacquisition of callable preferred stock.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 95<br><br> -Paragraph 20<br><br> -Subparagraph a<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Glossary Financing Activities<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6513228<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 95<br><br> -Paragraph 18<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 15<br><br> -Subparagraph (a)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6943989&amp;loc=d3e3291-108585<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_PaymentsForRepurchaseOfRedeemablePreferredStock</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_PaymentsForRepurchaseOfWarrants">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The aggregate amount paid by the entity to reacquire the right to purchase equity shares at a predetermined price, usually issued together with corporate debt.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 95<br><br> -Paragraph 20<br><br> -Subparagraph a<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Glossary Financing Activities<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6513228<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 95<br><br> -Paragraph 18<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 15<br><br> -Subparagraph (a)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6943989&amp;loc=d3e3291-108585<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_PaymentsForRepurchaseOfWarrants</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_PaymentsOfDividendsCommonStock">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Cash outflow in the form of ordinary dividends to common shareholders, generally out of earnings.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 95<br><br> -Paragraph 20<br><br> -Subparagraph a<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Glossary Financing Activities<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6513228<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 95<br><br> -Paragraph 18<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 15<br><br> -Subparagraph (a)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6943989&amp;loc=d3e3291-108585<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_PaymentsOfDividendsCommonStock</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_PaymentsOfDividendsPreferredStockAndPreferenceStock">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Cash outflow in the form of ordinary dividends to preferred shareholders, generally out of earnings.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 95<br><br> -Paragraph 20<br><br> -Subparagraph a<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Glossary Financing Activities<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6513228<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 95<br><br> -Paragraph 18<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 15<br><br> -Subparagraph (a)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6943989&amp;loc=d3e3291-108585<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_PaymentsOfDividendsPreferredStockAndPreferenceStock</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_PaymentsToAcquireAvailableForSaleSecurities">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The cash outflow to acquire debt and equity securities not classified as either held-to-maturity securities or trading securities which would be classified as available-for-sale securities and reported at fair value, with unrealized gains and losses excluded from earnings and reported in a separate component of shareholders' equity.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 95<br><br> -Paragraph 17<br><br> -Subparagraph b<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 95<br><br> -Paragraph 17<br><br> -Subparagraph a<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Glossary Investing Activities<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6516133<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 13<br><br> -Subparagraph (a),(b)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6943989&amp;loc=d3e3213-108585<br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 115<br><br> -Paragraph 18<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 95<br><br> -Paragraph 15<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 7: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 320<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 11<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6871852&amp;loc=d3e26853-111562<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_PaymentsToAcquireAvailableForSaleSecurities</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_PaymentsToAcquireHeldToMaturitySecurities">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Cash outflow from purchases of held-to-maturity securities.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 13<br><br> -Subparagraph (a)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6943989&amp;loc=d3e3213-108585<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 95<br><br> -Paragraph 17<br><br> -Subparagraph a<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Glossary Investing Activities<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6516133<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 320<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 11<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6871852&amp;loc=d3e26853-111562<br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 115<br><br> -Paragraph 18<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 95<br><br> -Paragraph 15<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_PaymentsToAcquireHeldToMaturitySecurities</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_PaymentsToAcquireLifeInsurancePolicies">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The cash outflow for payments to purchase life insurance policies for which the entity is the beneficiary.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Glossary Investing Activities<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6516133<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 13<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6943989&amp;loc=d3e3213-108585<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 95<br><br> -Paragraph 15, 17<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_PaymentsToAcquireLifeInsurancePolicies</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_PaymentsToAcquirePropertyPlantAndEquipment">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The cash outflow associated with the acquisition of long-lived, physical assets that are used in the normal conduct of business to produce goods and services and not intended for resale; includes cash outflows to pay for construction of self-constructed assets.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 95<br><br> -Paragraph 15<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Glossary Investing Activities<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6516133<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 13<br><br> -Subparagraph (c)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6943989&amp;loc=d3e3213-108585<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 95<br><br> -Paragraph 17<br><br> -Subparagraph c<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_PaymentsToAcquirePropertyPlantAndEquipment</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ProceedsFromIssuanceOfCommonStock">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The cash inflow from the additional capital contribution to the entity.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 95<br><br> -Paragraph 19<br><br> -Subparagraph a<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Glossary Financing Activities<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6513228<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 95<br><br> -Paragraph 18<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 14<br><br> -Subparagraph (a)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6943989&amp;loc=d3e3255-108585<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_ProceedsFromIssuanceOfCommonStock</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ProceedsFromIssuanceOfPreferredStockAndPreferenceStock">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Proceeds from issuance of capital stock which provides for a specific dividend that is paid to the shareholders before any dividends to common stockholders and which takes precedence over common stockholders in the event of liquidation.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 95<br><br> -Paragraph 19<br><br> -Subparagraph a<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Glossary Financing Activities<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6513228<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 95<br><br> -Paragraph 18<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 14<br><br> -Subparagraph (a)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6943989&amp;loc=d3e3255-108585<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_ProceedsFromIssuanceOfPreferredStockAndPreferenceStock</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ProceedsFromMaturitiesPrepaymentsAndCallsOfAvailableForSaleSecurities">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The cash inflow associated with maturities (principal being due), prepayments and calls (requests of early payments) on securities not classified as either held-to-maturity securities or trading securities which are classified as available-for-sale securities.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 95<br><br> -Paragraph 16<br><br> -Subparagraph b<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 320<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 11<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6871852&amp;loc=d3e26853-111562<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Glossary Investing Activities<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6516133<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 95<br><br> -Paragraph 16<br><br> -Subparagraph a<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher OTS<br><br> -Name Federal Regulation (FR)<br><br> -Number Title 12<br><br> -Section 563c.102<br><br> -Chapter V<br><br> -Subsection III<br><br> -LegacyDoc This is a non-GAAP reference that was included in the 2009 taxonomy.  It will be removed from future versions of this taxonomy.<br><br><br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 95<br><br> -Paragraph 15<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 7: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 12<br><br> -Subparagraph (a),(b)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6943989&amp;loc=d3e3179-108585<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_ProceedsFromMaturitiesPrepaymentsAndCallsOfAvailableForSaleSecurities</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ProceedsFromMaturitiesPrepaymentsAndCallsOfHeldToMaturitySecurities">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The cash inflow associated with the maturity, prepayments and calls (requests for early payments) of debt securities designated as held-to-maturity.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 12<br><br> -Subparagraph (a)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6943989&amp;loc=d3e3179-108585<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 95<br><br> -Paragraph 16<br><br> -Subparagraph a<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Glossary Investing Activities<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6516133<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 95<br><br> -Paragraph 15<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 320<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 11<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6871852&amp;loc=d3e26853-111562<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_ProceedsFromMaturitiesPrepaymentsAndCallsOfHeldToMaturitySecurities</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ProceedsFromSaleOfAvailableForSaleSecurities">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The cash inflow associated with the sale of debt and equity securities classified as available-for-sale securities.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 95<br><br> -Paragraph 16<br><br> -Subparagraph b<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 320<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 11<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6871852&amp;loc=d3e26853-111562<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Glossary Investing Activities<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6516133<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 95<br><br> -Paragraph 16<br><br> -Subparagraph a<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 115<br><br> -Paragraph 18<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 95<br><br> -Paragraph 15<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 7: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 12<br><br> -Subparagraph (a),(b)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6943989&amp;loc=d3e3179-108585<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_ProceedsFromSaleOfAvailableForSaleSecurities</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ProceedsFromSaleOfOtherRealEstate">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The cash inflow associated with the sale of other real estate not otherwise defined in the taxonomy.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 95<br><br> -Paragraph 16<br><br> -Subparagraph c<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 12<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6943989&amp;loc=d3e3179-108585<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Glossary Investing Activities<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6516133<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 95<br><br> -Paragraph 15<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_ProceedsFromSaleOfOtherRealEstate</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ProvisionForLoanLeaseAndOtherLosses">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The sum of the periodic provision charged to earnings, based on an assessment of uncollectibility from the counterparty on account of loan, lease or other credit losses, to reduce these accounts to the amount that approximates their net realizable value.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 04<br><br> -Paragraph 11<br><br> -Article 9<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 310<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 11B<br><br> -Subparagraph (c)(2)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7512638&amp;loc=SL6953423-111524<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 95<br><br> -Paragraph 28<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher AICPA<br><br> -Name Audit and Accounting Guide (AAG)<br><br> -Number AAG-DEP<br><br> -Paragraph 168, 169, 170<br><br> -IssueDate 2006-05-01<br><br> -Chapter 5<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 28<br><br> -Subparagraph (a)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6943989&amp;loc=d3e3602-108585<br><br><br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 225<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.9-04.11)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6879574&amp;loc=d3e536633-122882<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_ProvisionForLoanLeaseAndOtherLosses</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ShareBasedCompensation">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The aggregate amount of noncash, equity-based employee remuneration. This may include the value of stock or unit options, amortization of restricted stock or units, and adjustment for officers' compensation. As noncash, this element is an add back when calculating net cash generated by operating activities using the indirect method.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 95<br><br> -Paragraph 28<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 28<br><br> -Subparagraph (a)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6943989&amp;loc=d3e3602-108585<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_ShareBasedCompensation</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_TransferOfPortfolioLoansAndLeasesToHeldForSale1">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Value of loans and leases held in the entity's portfolio transferred to loans and leases held-for-sale in noncash transactions.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 5<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6367179&amp;loc=d3e4332-108586<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 4<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6367179&amp;loc=d3e4313-108586<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 3<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6367179&amp;loc=d3e4304-108586<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 95<br><br> -Paragraph 32<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_TransferOfPortfolioLoansAndLeasesToHeldForSale1</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
    </div>
  </body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>95
<FILENAME>R3.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
  <head>
    <META http-equiv="Content-Type" content="text/html; charset=us-ascii">
    <link rel="StyleSheet" type="text/css" href="report.css"><script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script></head>
  <body><span style="display: none;">v2.4.0.6</span><table class="report" border="0" cellspacing="2" id="ID0EWJAE">
      <tr>
        <th class="tl" colspan="1" rowspan="1">
          <div style="width: 200px;"><strong>Consolidated Balance Sheets (Parenthetical) (USD $)<br>In Thousands, except Share data, unless otherwise specified</strong></div>
        </th>
        <th class="th">
          <div>Dec. 31, 2012</div>
        </th>
        <th class="th">
          <div>Dec. 31, 2011</div>
        </th>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_HeldToMaturitySecuritiesFairValue', window );">Securities held to maturity fair values</a></td>
        <td class="nump">$ 61,496<span></span></td>
        <td class="nump">$ 62,754<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PreferredStockSharesAuthorized', window );">Preferred stock, shares authorized</a></td>
        <td class="nump">5,000,000<span></span></td>
        <td class="nump">5,000,000<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_CommonStockSharesAuthorized', window );">common stock, shares authorized</a></td>
        <td class="nump">40,000,000<span></span></td>
        <td class="nump">40,000,000<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_CommonStockSharesIssued', window );">Common stock, shares issued</a></td>
        <td class="nump">19,669,302<span></span></td>
        <td class="nump">16,909,820<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_CommonStockSharesOutstanding', window );">Common stock, shares outstanding</a></td>
        <td class="nump">19,669,302<span></span></td>
        <td class="nump">16,909,820<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Series B</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PreferredStockSharesIssued', window );">Preferred stock, shares issued</a></td>
        <td class="nump">63,500<span></span></td>
        <td class="nump">63,500<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PreferredStockSharesOutstanding', window );">Preferred stock, shares outstanding</a></td>
        <td class="nump">63,500<span></span></td>
        <td class="nump">63,500<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Preferred Stock - Series C</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PreferredStockSharesIssued', window );">Preferred stock, shares issued</a></td>
        <td class="nump">728,706<span></span></td>
        <td class="nump">0<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PreferredStockSharesOutstanding', window );">Preferred stock, shares outstanding</a></td>
        <td class="nump">728,706<span></span></td>
        <td class="nump">0<span></span></td>
      </tr>
    </table>
    <div style="display: none;">
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_CommonStockSharesAuthorized">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The maximum number of common shares permitted to be issued by an entity's charter and bylaws.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 210<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.5-02.29)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 02<br><br> -Paragraph 30<br><br> -Article 5<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_CommonStockSharesAuthorized</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:sharesItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_CommonStockSharesIssued">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Total number of common shares of an entity that have been sold or granted to shareholders (includes common shares that were issued, repurchased and remain in the treasury). These shares represent capital invested by the firm's shareholders and owners, and may be all or only a portion of the number of shares authorized. Shares issued include shares outstanding and shares held in the treasury.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 210<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.5-02.29)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 02<br><br> -Paragraph 30<br><br> -Article 5<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_CommonStockSharesIssued</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:sharesItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_CommonStockSharesOutstanding">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Number of shares of common stock outstanding. Common stock represent the ownership interest in a corporation.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 505<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.3-04)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6959260&amp;loc=d3e187085-122770<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 210<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.5-02.29)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher AICPA<br><br> -Name Accounting Principles Board Opinion (APB)<br><br> -Number 12<br><br> -Paragraph 10<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 02<br><br> -Paragraph 30<br><br> -Article 5<br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 04<br><br> -Article 3<br><br><br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 505<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 2<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6928386&amp;loc=d3e21463-112644<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_CommonStockSharesOutstanding</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:sharesItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_HeldToMaturitySecuritiesFairValue">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>This item represents the aggregate fair value of investments in debt securities as of the balance sheet date and which are categorized as held-to-maturity.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 115<br><br> -Paragraph 19<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 115<br><br> -Paragraph 137<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 320<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 5<br><br> -Subparagraph (a)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6872113&amp;loc=d3e27232-111563<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_HeldToMaturitySecuritiesFairValue</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_PreferredStockSharesAuthorized">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The maximum number of nonredeemable preferred shares (or preferred stock redeemable solely at the option of the issuer) permitted to be issued by an entity's charter and bylaws.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 02<br><br> -Paragraph 29<br><br> -Article 5<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 210<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.5-02.28)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 129<br><br> -Paragraph 2, 3, 4, 5, 6, 7, 8<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_PreferredStockSharesAuthorized</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:sharesItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_PreferredStockSharesIssued">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Total number of nonredeemable preferred shares (or preferred stock redeemable solely at the option of the issuer) issued to shareholders (includes related preferred shares that were issued, repurchased, and remain in the treasury). May be all or portion of the number of preferred shares authorized. Excludes preferred shares that are classified as debt.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 02<br><br> -Paragraph 29<br><br> -Article 5<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 210<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.5-02.28)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_PreferredStockSharesIssued</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:sharesItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_PreferredStockSharesOutstanding">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Aggregate share number for all nonredeemable preferred stock (or preferred stock redeemable solely at the option of the issuer) held by stockholders. Does not include preferred shares that have been repurchased.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 02<br><br> -Paragraph 29<br><br> -Article 5<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 210<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.5-02.28)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_PreferredStockSharesOutstanding</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:sharesItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
    </div>
  </body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>96
<FILENAME>R17.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
  <head>
    <META http-equiv="Content-Type" content="text/html; charset=us-ascii">
    <link rel="StyleSheet" type="text/css" href="report.css"><script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script></head>
  <body><span style="display: none;">v2.4.0.6</span><table class="report" border="0" cellspacing="2" id="ID0ELE">
      <tr>
        <th class="tl" colspan="1" rowspan="2">
          <div style="width: 200px;"><strong>Borrowings and Borrowings Availability<br></strong></div>
        </th>
        <th class="th" colspan="1">12 Months Ended</th>
      </tr>
      <tr>
        <th class="th">
          <div>Dec. 31, 2012</div>
        </th>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_FBP_NotesToFinancialStatementsAbstract', window );"><strong>Notes to Financial Statements</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_FBP_BorrowingsAndBorrowingsAvailabilityTextBlock', window );">Borrowings and Borrowings Availability</a></td>
        <td class="text"><p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify"><b>Note 10. Borrowings and Borrowings
Availability</b>&#160;</p>

<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0.5in">&#160;</p>

<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">The following tables present information
regarding the Company&#146;s outstanding borrowings at December 31, 2012 and 2011:</p>

<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left; text-indent: 0.25in">&#160;</p>

<table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif">
<tr style="vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif">Description - 2012</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif">Due date</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif">Call Feature</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif">2012 <br />Amount</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif">Interest Rate</td></tr>
<tr style="vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: center; padding-left: 5.4pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: center; padding-left: 5.4pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: center; padding-left: 5.4pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; vertical-align: top; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; vertical-align: top; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: center; padding-left: 5.4pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="width: 25%; text-align: left; text-indent: -0.25in; padding-left: 0.25in; vertical-align: top; font: 10pt Calibri, Helvetica, Sans-Serif">Trust Preferred Securities</td><td nowrap="nowrap" style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="width: 15%; text-align: center; padding-left: 5.4pt; vertical-align: top; font: 10pt Calibri, Helvetica, Sans-Serif">1/23/34</td><td nowrap="nowrap" style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="width: 22%; text-align: center; padding-left: 5.4pt; vertical-align: top; font: 10pt Calibri, Helvetica, Sans-Serif">Quarterly by Company <br />beginning 1/23/09</td><td nowrap="nowrap" style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="width: 1%; text-align: left; vertical-align: top; font: 10pt Calibri, Helvetica, Sans-Serif">$</td><td nowrap="nowrap" style="width: 7%; text-align: right; vertical-align: top; font: 10pt Calibri, Helvetica, Sans-Serif">20,620,000</td><td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="width: 25%; text-align: center; padding-left: 5.4pt; vertical-align: top; font: 10pt Calibri, Helvetica, Sans-Serif">3.01% at 12/31/12 <br />adjustable rate <br />3 month LIBOR + 2.70%</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt; text-indent: -0.25in; padding-left: 0.25in; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: center; padding-bottom: 1pt; padding-left: 5.4pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: center; padding-bottom: 1pt; padding-left: 5.4pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left; vertical-align: top">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right; vertical-align: top">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: center; padding-bottom: 1pt; padding-left: 5.4pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt; text-indent: -0.25in; padding-left: 0.25in; vertical-align: top; font: 10pt Calibri, Helvetica, Sans-Serif">Trust Preferred Securities</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: center; padding-bottom: 1pt; padding-left: 5.4pt; vertical-align: top; font: 10pt Calibri, Helvetica, Sans-Serif">6/15/36</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: center; padding-bottom: 1pt; padding-left: 5.4pt; vertical-align: top; font: 10pt Calibri, Helvetica, Sans-Serif">Quarterly by Company <br />beginning 6/15/11</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; vertical-align: top; font: 10pt Calibri, Helvetica, Sans-Serif; border-bottom: Black 1pt solid">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: right; vertical-align: top; font: 10pt Calibri, Helvetica, Sans-Serif; border-bottom: Black 1pt solid">25,774,000</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: center; padding-bottom: 1pt; padding-left: 5.4pt; vertical-align: top; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif">1.70% at 12/31/12 <br />adjustable rate <br />3 month LIBOR + 1.39%</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td colspan="5" nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt; padding-left: 0; vertical-align: top; font: 10pt Calibri, Helvetica, Sans-Serif">Total borrowings / weighted average rate as of December 31, 2012</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left; vertical-align: top">$</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right; vertical-align: top">46,394,000</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: center; padding-bottom: 2.5pt; padding-left: 5.4pt; vertical-align: top; font: 10pt Calibri, Helvetica, Sans-Serif">2.28%</td></tr>
</table>

<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">&#160;</p>

<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left; text-indent: 0.25in">&#160;</p>

<table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif">
<tr style="vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-indent: 0; vertical-align: bottom">Description - 2011</td><td style="padding-bottom: 1pt; text-align: center; vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; vertical-align: bottom">Due date</td><td style="padding-bottom: 1pt; text-align: center; vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; vertical-align: bottom">Call Feature</td><td style="padding-bottom: 1pt; text-align: center; vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td colspan="2" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; vertical-align: bottom">2011 <br />Amount</td><td style="padding-bottom: 1pt; text-align: center; vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td style="padding-bottom: 1pt; text-align: center; vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; vertical-align: bottom">Interest Rate</td></tr>
<tr style="vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td style="text-align: left; text-indent: 0; vertical-align: top; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td style="text-align: center; vertical-align: top; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td style="text-align: center; vertical-align: top; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td colspan="2" style="text-align: center; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td style="text-align: center; vertical-align: top; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td style="width: 25%; text-align: left; text-indent: 0; vertical-align: top; font: 10pt Calibri, Helvetica, Sans-Serif">FHLB Term Note</td><td style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td style="width: 15%; text-align: center; padding-left: 5.4pt; vertical-align: top; font: 10pt Calibri, Helvetica, Sans-Serif">4/20/12</td><td style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td style="width: 22%; text-align: center; padding-left: 5.4pt; vertical-align: top; font: 10pt Calibri, Helvetica, Sans-Serif">Quarterly by FHLB, <br />
beginning 4/20/09</td><td style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td style="width: 1%; text-align: left; vertical-align: top; font: 10pt Calibri, Helvetica, Sans-Serif">$</td><td style="width: 7%; text-align: right; vertical-align: top; font: 10pt Calibri, Helvetica, Sans-Serif">7,500,000</td><td style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td style="width: 25%; text-align: center; padding-left: 5.4pt; vertical-align: top; font: 10pt Calibri, Helvetica, Sans-Serif">4.51% fixed</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td style="text-align: left; text-indent: 0; vertical-align: top; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td style="text-align: center; padding-left: 5.4pt; vertical-align: top; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td style="text-align: center; padding-left: 5.4pt; vertical-align: top; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td style="text-align: left; vertical-align: top; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td style="text-align: right; vertical-align: top; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td style="text-align: center; padding-left: 5.4pt; vertical-align: top; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td style="text-align: left; text-indent: 0; vertical-align: top; font: 10pt Calibri, Helvetica, Sans-Serif">FHLB Term Note</td><td style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td style="text-align: center; padding-left: 5.4pt; vertical-align: top; font: 10pt Calibri, Helvetica, Sans-Serif">6/28/12</td><td style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td style="text-align: center; padding-left: 5.4pt; vertical-align: top; font: 10pt Calibri, Helvetica, Sans-Serif">None</td><td style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td style="text-align: left; vertical-align: top; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td style="text-align: right; vertical-align: top; font: 10pt Calibri, Helvetica, Sans-Serif">15,000,000</td><td style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td style="text-align: center; padding-left: 5.4pt; vertical-align: top; font: 10pt Calibri, Helvetica, Sans-Serif">0.69% fixed</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td style="text-align: left; text-indent: 0; vertical-align: top; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td style="text-align: center; padding-left: 5.4pt; vertical-align: top; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td style="text-align: center; padding-left: 5.4pt; vertical-align: top; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td style="text-align: left; vertical-align: top; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td style="text-align: right; vertical-align: top; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td style="text-align: center; padding-left: 5.4pt; vertical-align: top; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td style="text-align: left; text-indent: 0; vertical-align: top; font: 10pt Calibri, Helvetica, Sans-Serif">FHLB Term Note&#9;</td><td style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td style="text-align: center; padding-left: 5.4pt; vertical-align: top; font: 10pt Calibri, Helvetica, Sans-Serif">12/28/12</td><td style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td style="text-align: center; padding-left: 5.4pt; vertical-align: top; font: 10pt Calibri, Helvetica, Sans-Serif">None</td><td style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td style="text-align: left; vertical-align: top; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td style="text-align: right; vertical-align: top; font: 10pt Calibri, Helvetica, Sans-Serif">7,500,000</td><td style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td style="text-align: center; padding-left: 5.4pt; vertical-align: top; font: 10pt Calibri, Helvetica, Sans-Serif">0.91% fixed</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td style="text-align: left; text-indent: 0; vertical-align: top; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td style="text-align: center; padding-left: 5.4pt; vertical-align: top; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td style="text-align: center; padding-left: 5.4pt; vertical-align: top; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td style="text-align: left; vertical-align: top; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td style="text-align: right; vertical-align: top; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td style="text-align: center; padding-left: 5.4pt; vertical-align: top; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td style="text-align: left; text-indent: 0; vertical-align: top; font: 10pt Calibri, Helvetica, Sans-Serif">FHLB Term Note</td><td style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td style="text-align: center; padding-left: 5.4pt; vertical-align: top; font: 10pt Calibri, Helvetica, Sans-Serif">6/28/2013</td><td style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td style="text-align: center; padding-left: 5.4pt; vertical-align: top; font: 10pt Calibri, Helvetica, Sans-Serif">None</td><td style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td style="text-align: left; vertical-align: top; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td style="text-align: right; vertical-align: top; font: 10pt Calibri, Helvetica, Sans-Serif">15,000,000</td><td style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td style="text-align: center; padding-left: 5.4pt; vertical-align: top; font: 10pt Calibri, Helvetica, Sans-Serif">0.72% fixed</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td style="text-align: left; text-indent: 0; vertical-align: top; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td style="text-align: center; padding-left: 5.4pt; vertical-align: top; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td style="text-align: center; padding-left: 5.4pt; vertical-align: top; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td style="text-align: left; vertical-align: top; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td style="text-align: right; vertical-align: top; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td style="text-align: center; padding-left: 5.4pt; vertical-align: top; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td style="text-align: left; text-indent: 0; vertical-align: top; font: 10pt Calibri, Helvetica, Sans-Serif">FHLB Term Note&#9;</td><td style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td style="text-align: center; padding-left: 5.4pt; vertical-align: top; font: 10pt Calibri, Helvetica, Sans-Serif">12/30/13</td><td style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td style="text-align: center; padding-left: 5.4pt; vertical-align: top; font: 10pt Calibri, Helvetica, Sans-Serif">None</td><td style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td style="text-align: left; vertical-align: top; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td style="text-align: right; vertical-align: top; font: 10pt Calibri, Helvetica, Sans-Serif">7,500,000</td><td style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td style="text-align: center; padding-left: 5.4pt; vertical-align: top; font: 10pt Calibri, Helvetica, Sans-Serif">1.50% fixed</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td style="text-align: left; text-indent: 0; vertical-align: top; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td style="text-align: center; padding-left: 5.4pt; vertical-align: top; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td style="text-align: center; padding-left: 5.4pt; vertical-align: top; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td style="text-align: left; vertical-align: top; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td style="text-align: right; vertical-align: top; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td style="text-align: center; padding-left: 5.4pt; vertical-align: top; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td style="text-align: left; text-indent: 0; vertical-align: top; font: 10pt Calibri, Helvetica, Sans-Serif">FHLB Term Note&#9;</td><td style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td style="text-align: center; padding-left: 5.4pt; vertical-align: top; font: 10pt Calibri, Helvetica, Sans-Serif">1/13/14</td><td style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td style="text-align: center; padding-left: 5.4pt; vertical-align: top; font: 10pt Calibri, Helvetica, Sans-Serif">None</td><td style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td style="text-align: left; vertical-align: top; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td style="text-align: right; vertical-align: top; font: 10pt Calibri, Helvetica, Sans-Serif">20,000,000</td><td style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td style="text-align: center; padding-left: 5.4pt; vertical-align: top; font: 10pt Calibri, Helvetica, Sans-Serif">1.38% fixed</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td style="text-align: left; text-indent: 0; vertical-align: top; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td style="text-align: center; padding-left: 5.4pt; vertical-align: top; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td style="text-align: center; padding-left: 5.4pt; vertical-align: top; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td style="text-align: left; vertical-align: top; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td style="text-align: right; vertical-align: top; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td style="text-align: center; padding-left: 5.4pt; vertical-align: top; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td style="text-align: left; text-indent: 0; vertical-align: top; font: 10pt Calibri, Helvetica, Sans-Serif">FHLB Term Note&#9;</td><td style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td style="text-align: center; padding-left: 5.4pt; vertical-align: top; font: 10pt Calibri, Helvetica, Sans-Serif">6/30/14</td><td style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td style="text-align: center; padding-left: 5.4pt; vertical-align: top; font: 10pt Calibri, Helvetica, Sans-Serif">None</td><td style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td style="text-align: left; vertical-align: top; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td style="text-align: right; vertical-align: top; font: 10pt Calibri, Helvetica, Sans-Serif">15,000,000</td><td style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td style="text-align: center; padding-left: 5.4pt; vertical-align: top; font: 10pt Calibri, Helvetica, Sans-Serif">1.21% fixed</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td style="text-align: left; text-indent: 0; vertical-align: top; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td style="text-align: center; padding-left: 5.4pt; vertical-align: top; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td style="text-align: center; padding-left: 5.4pt; vertical-align: top; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td style="text-align: left; vertical-align: top; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td style="text-align: right; vertical-align: top; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td style="text-align: center; padding-left: 5.4pt; vertical-align: top; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td style="text-align: left; text-indent: 0; vertical-align: top; font: 10pt Calibri, Helvetica, Sans-Serif">Trust Preferred Securities</td><td style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td style="text-align: center; padding-left: 5.4pt; vertical-align: top; font: 10pt Calibri, Helvetica, Sans-Serif">1/23/34</td><td style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td style="text-align: center; padding-left: 5.4pt; vertical-align: top; font: 10pt Calibri, Helvetica, Sans-Serif">Quarterly by Company <br />beginning 1/23/09</td><td style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td style="text-align: left; vertical-align: top; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td style="text-align: right; vertical-align: top; font: 10pt Calibri, Helvetica, Sans-Serif">20,620,000</td><td style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td style="text-align: center; padding-left: 5.4pt; vertical-align: top; font: 10pt Calibri, Helvetica, Sans-Serif">3.13% at 12/31/11 <br />adjustable rate <br />3 month LIBOR + 2.70%</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td style="text-align: left; padding-bottom: 1pt; text-indent: 0; vertical-align: top; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td style="text-align: center; padding-bottom: 1pt; padding-left: 5.4pt; vertical-align: top; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td style="text-align: center; padding-bottom: 1pt; padding-left: 5.4pt; vertical-align: top; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left; vertical-align: top">&#160;</td><td style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right; vertical-align: top">&#160;</td><td style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td style="text-align: center; padding-bottom: 1pt; padding-left: 5.4pt; vertical-align: top; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td style="text-align: left; padding-bottom: 1pt; text-indent: 0; vertical-align: top; font: 10pt Calibri, Helvetica, Sans-Serif">Trust Preferred Securities</td><td style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td style="text-align: center; padding-bottom: 1pt; padding-left: 5.4pt; vertical-align: top; font: 10pt Calibri, Helvetica, Sans-Serif">6/15/36</td><td style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td style="text-align: center; padding-bottom: 1pt; padding-left: 5.4pt; vertical-align: top; font: 10pt Calibri, Helvetica, Sans-Serif">Quarterly by Company <br />beginning 6/15/11</td><td style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td style="padding-bottom: 1pt; text-align: left; vertical-align: top; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td style="padding-bottom: 1pt; text-align: right; vertical-align: top; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif">25,774,000</td><td style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td style="text-align: center; padding-bottom: 1pt; padding-left: 5.4pt; vertical-align: top; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif">1.94% at 12/31/11 <br />adjustable rate <br />3 month LIBOR + 1.39%</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td colspan="5" style="font: normal 10pt Calibri, Helvetica, Sans-Serif; text-indent: 0; text-align: left; vertical-align: top">Total borrowings / weighted average rate</td><td style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td style="text-align: left; vertical-align: top; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td style="text-align: right; vertical-align: top; font: 10pt Calibri, Helvetica, Sans-Serif">133,894,000</td><td style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td style="text-align: center; padding-left: 5.4pt; vertical-align: top; font: 10pt Calibri, Helvetica, Sans-Serif">1.74%</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td colspan="5" style="text-align: left; padding-bottom: 1pt; text-indent: 0; vertical-align: top; font: 10pt Calibri, Helvetica, Sans-Serif">Unamortized fair market value adjustment recorded in acquisition</td><td style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left; vertical-align: top">&#160;</td><td style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right; vertical-align: top">31,000</td><td style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td style="text-align: center; padding-bottom: 1pt; padding-left: 5.4pt; vertical-align: top; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td colspan="5" style="text-align: left; padding-bottom: 2.5pt; text-indent: 0; vertical-align: top; font: 10pt Calibri, Helvetica, Sans-Serif">Total borrowings as of December 31, 2011</td><td style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left; vertical-align: top">$</td><td style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right; vertical-align: top">133,925,000</td><td style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td style="text-align: center; padding-bottom: 2.5pt; padding-left: 5.4pt; vertical-align: top; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
</table>

<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">&#160;</p>

<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">In the above tables, the $20.6 million
in borrowings due on January 23, 2034 relate to borrowings structured as trust preferred capital securities that were issued by
First Bancorp Capital Trusts II and III ($10.3 million by each trust), which are unconsolidated subsidiaries of the Company, on
December 19, 2003 and qualify as capital for regulatory capital adequacy requirements. These unsecured debt securities are callable
by the Company at par on any quarterly interest payment date beginning on January 23, 2009. The interest rate on these debt securities
adjusts on a quarterly basis at a rate of three-month LIBOR plus 2.70%.</p>

<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0.25in">&#160;</p>

<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">In the above tables, the $25.8 million
in borrowings due on June 15, 2036 relate to borrowings structured as trust preferred capital securities that were issued by First
Bancorp Capital Trust IV, an unconsolidated subsidiary of the Company, on April 13, 2006 and qualify as capital for regulatory
capital adequacy requirements. These unsecured debt securities are callable by the Company at par on any quarterly interest payment
date beginning on June 15, 2011. The interest rate on these debt securities adjusts on a quarterly basis at a rate of three-month
LIBOR plus 1.39%.</p>

<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left; text-indent: 0.25in">&#160;</p>



<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">&#160;</p>

<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">At December 31, 2012, the Company had
three sources of readily available borrowing capacity &#150; 1) an approximately $372 million line of credit with the FHLB, of
which none was outstanding at December 31, 2012 and $88 million was outstanding at December 31, 2011, 2) a $50 million overnight
federal funds line of credit with a correspondent bank, of which none was outstanding at December 31, 2012 or 2011, and 3) an approximately
$88 million line of credit through the Federal Reserve Bank of Richmond&#146;s (FRB) discount window, of which none was outstanding
at December 31, 2012 or 2011.</p>

<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">&#160;</p>

<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">In December 2012, the Company repaid its
remaining $65 million in FHLB advances prior to their maturity dates, which resulted in $0.5 million in prepayment penalties that
are included in &#147;Other gains (losses)&#148; in the Consolidated Statement of Income (Loss) for 2012.</p>

<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">&#160;</p>

<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">The Company&#146;s line of credit with
the FHLB totaling approximately $372 million can be structured as either short-term or long-term borrowings, depending on the particular
funding or liquidity needs and is secured by the Company&#146;s FHLB stock and a blanket lien on most of its real estate loan
portfolio. The borrowing capacity was reduced by $143 million and $203 million at December 31, 2012 and 2011, as a result of the
Company pledging letters of credit for public deposits at each of those dates. Accordingly, the Company&#146;s unused FHLB line
of credit was $229 million at December 31, 2012.</p>

<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">&#160;</p>

<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">The Company&#146;s correspondent bank
relationship allows the Company to purchase up to $50 million in federal funds on an overnight, unsecured basis (federal funds
purchased). The Company had no borrowings outstanding under this line at December 31, 2012 or 2011.</p>

<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left; text-indent: 0.25in">&#160;</p>

<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">The Company has a line of credit with
the FRB discount window. This line is secured by a blanket lien on a portion of the Company&#146;s commercial and consumer loan
portfolio (excluding real estate). Based on the collateral owned by the Company as of December 31, 2012, the available line of
credit was approximately $88 million. The Company had no borrowings outstanding under this line of credit at December 31, 2012
or 2011.</p>

<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left; text-indent: 0.25in">&#160;</p>

<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">At December 31, 2011, the Company also
had a $10 million line of credit with a correspondent bank that was secured by 100% of the common stock of the Bank. The line
of credit was not drawn at December 31, 2011. This line of credit matured in March 2012, and the Company decided not to renew
this line of credit.&#160;</p><span></span></td>
      </tr>
    </table>
    <div style="display: none;">
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_FBP_BorrowingsAndBorrowingsAvailabilityTextBlock">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The entire disclosure for borrowings and borrowings availability.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>FBP_BorrowingsAndBorrowingsAvailabilityTextBlock</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>FBP_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>nonnum:textBlockItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_FBP_NotesToFinancialStatementsAbstract">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>FBP_NotesToFinancialStatementsAbstract</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>FBP_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:stringItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
    </div>
  </body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>97
<FILENAME>R103.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
  <head>
    <META http-equiv="Content-Type" content="text/html; charset=us-ascii">
    <link rel="StyleSheet" type="text/css" href="report.css"><script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script></head>
  <body><span style="display: none;">v2.4.0.6</span><table class="report" border="0" cellspacing="2" id="ID0EAHAC">
      <tr>
        <th class="tl" colspan="1" rowspan="1">
          <div style="width: 200px;"><strong>Employee Benefit Plans (Details 11) (SERP, USD $)<br>In Thousands, unless otherwise specified</strong></div>
        </th>
        <th class="th">
          <div>Dec. 31, 2012</div>
        </th>
        <th class="th">
          <div>Dec. 31, 2011</div>
        </th>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">SERP</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DefinedBenefitPlanAssetsForPlanBenefitsCurrentAndNoncurrent', window );">Other assets - prepaid pension asset</a></td>
        <td class="num">$ (6,614)<span></span></td>
        <td class="num">$ (6,075)<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PensionAndOtherPostretirementDefinedBenefitPlansLiabilitiesCurrentAndNoncurrent', window );">Other liabilities</a></td>
        <td class="num">(199)<span></span></td>
        <td class="num">(1,989)<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DefinedBenefitPlanAmountsRecognizedInBalanceSheet', window );">[DefinedBenefitPlanAmountsRecognizedInBalanceSheet]</a></td>
        <td class="num">$ (6,813)<span></span></td>
        <td class="num">$ (8,064)<span></span></td>
      </tr>
    </table>
    <div style="display: none;">
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DefinedBenefitPlanAmountsRecognizedInBalanceSheet">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The aggregate net amount recognized in the balance sheet associated with the defined benefit plan(s). Will normally be the same as the Defined Benefit Plan, Funded Status of Plan, Total.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 132R<br><br> -Paragraph 5<br><br> -Subparagraph c<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 715<br><br> -SubTopic 20<br><br> -Section 50<br><br> -Paragraph 1<br><br> -Subparagraph (c)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=21915506&amp;loc=d3e1928-114920<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 715<br><br> -SubTopic 20<br><br> -Section 45<br><br> -Paragraph 2<br><br> -URI http://asc.fasb.org/extlink&amp;oid=21915240&amp;loc=d3e1703-114919<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_DefinedBenefitPlanAmountsRecognizedInBalanceSheet</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DefinedBenefitPlanAssetsForPlanBenefitsCurrentAndNoncurrent">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>This represents the entire assets recognized in the balance sheet that are associated with the defined benefit plans.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 715<br><br> -SubTopic 20<br><br> -Section 45<br><br> -Paragraph 2<br><br> -URI http://asc.fasb.org/extlink&amp;oid=21915240&amp;loc=d3e1703-114919<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 944<br><br> -SubTopic 210<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.7-03.10)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6879938&amp;loc=d3e572229-122910<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 210<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.9-03.10)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6876686&amp;loc=d3e534808-122878<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 132R<br><br> -Paragraph 5<br><br> -Subparagraph c<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 715<br><br> -SubTopic 20<br><br> -Section 50<br><br> -Paragraph 1<br><br> -Subparagraph (c)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=21915506&amp;loc=d3e1928-114920<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_DefinedBenefitPlanAssetsForPlanBenefitsCurrentAndNoncurrent</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_PensionAndOtherPostretirementDefinedBenefitPlansLiabilitiesCurrentAndNoncurrent">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>This represents the entire liability recognized in the balance sheet that is associated with the defined benefit plans.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 715<br><br> -SubTopic 20<br><br> -Section 45<br><br> -Paragraph 2<br><br> -URI http://asc.fasb.org/extlink&amp;oid=21915240&amp;loc=d3e1703-114919<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 210<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.9-03.15)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6876686&amp;loc=d3e534808-122878<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 715<br><br> -SubTopic 20<br><br> -Section 50<br><br> -Paragraph 3<br><br> -URI http://asc.fasb.org/extlink&amp;oid=21915506&amp;loc=d3e2417-114920<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 132R<br><br> -Paragraph 3<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 944<br><br> -SubTopic 210<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.7-03.15)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6879938&amp;loc=d3e572229-122910<br><br><br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 132R<br><br> -Paragraph 6<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 7: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 132R<br><br> -Paragraph 5<br><br> -Subparagraph c<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 8: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 715<br><br> -SubTopic 20<br><br> -Section 50<br><br> -Paragraph 2<br><br> -URI http://asc.fasb.org/extlink&amp;oid=21915506&amp;loc=d3e2410-114920<br><br><br><br>Reference 9: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 715<br><br> -SubTopic 20<br><br> -Section 50<br><br> -Paragraph 1<br><br> -Subparagraph (c)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=21915506&amp;loc=d3e1928-114920<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_PensionAndOtherPostretirementDefinedBenefitPlansLiabilitiesCurrentAndNoncurrent</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
    </div>
  </body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>98
<FILENAME>R93.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
  <head>
    <META http-equiv="Content-Type" content="text/html; charset=us-ascii">
    <link rel="StyleSheet" type="text/css" href="report.css"><script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script></head>
  <body><span style="display: none;">v2.4.0.6</span><table class="report" border="0" cellspacing="2" id="ID0EAHAC">
      <tr>
        <th class="tl" colspan="1" rowspan="1">
          <div style="width: 200px;"><strong>Employee Benefit Plans (Details 1) (Pension Plan, USD $)<br>In Thousands, unless otherwise specified</strong></div>
        </th>
        <th class="th">
          <div>Dec. 31, 2012</div>
        </th>
        <th class="th">
          <div>Dec. 31, 2011</div>
        </th>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Pension Plan</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DefinedBenefitPlanAssetsForPlanBenefitsCurrentAndNoncurrent', window );">Other assets - prepaid pension asset</a></td>
        <td class="nump">$ 1,232<span></span></td>
        <td class="nump">$ 671<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PensionAndOtherPostretirementDefinedBenefitPlansLiabilitiesCurrentAndNoncurrent', window );">Other liabilities</a></td>
        <td class="num">(3,380)<span></span></td>
        <td class="num">(16,289)<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DefinedBenefitPlanAmountsRecognizedInBalanceSheet', window );">[DefinedBenefitPlanAmountsRecognizedInBalanceSheet]</a></td>
        <td class="num">$ (2,148)<span></span></td>
        <td class="num">$ (15,618)<span></span></td>
      </tr>
    </table>
    <div style="display: none;">
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DefinedBenefitPlanAmountsRecognizedInBalanceSheet">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The aggregate net amount recognized in the balance sheet associated with the defined benefit plan(s). Will normally be the same as the Defined Benefit Plan, Funded Status of Plan, Total.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 132R<br><br> -Paragraph 5<br><br> -Subparagraph c<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 715<br><br> -SubTopic 20<br><br> -Section 50<br><br> -Paragraph 1<br><br> -Subparagraph (c)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=21915506&amp;loc=d3e1928-114920<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 715<br><br> -SubTopic 20<br><br> -Section 45<br><br> -Paragraph 2<br><br> -URI http://asc.fasb.org/extlink&amp;oid=21915240&amp;loc=d3e1703-114919<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_DefinedBenefitPlanAmountsRecognizedInBalanceSheet</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DefinedBenefitPlanAssetsForPlanBenefitsCurrentAndNoncurrent">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>This represents the entire assets recognized in the balance sheet that are associated with the defined benefit plans.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 715<br><br> -SubTopic 20<br><br> -Section 45<br><br> -Paragraph 2<br><br> -URI http://asc.fasb.org/extlink&amp;oid=21915240&amp;loc=d3e1703-114919<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 944<br><br> -SubTopic 210<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.7-03.10)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6879938&amp;loc=d3e572229-122910<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 210<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.9-03.10)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6876686&amp;loc=d3e534808-122878<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 132R<br><br> -Paragraph 5<br><br> -Subparagraph c<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 715<br><br> -SubTopic 20<br><br> -Section 50<br><br> -Paragraph 1<br><br> -Subparagraph (c)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=21915506&amp;loc=d3e1928-114920<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_DefinedBenefitPlanAssetsForPlanBenefitsCurrentAndNoncurrent</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_PensionAndOtherPostretirementDefinedBenefitPlansLiabilitiesCurrentAndNoncurrent">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>This represents the entire liability recognized in the balance sheet that is associated with the defined benefit plans.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 715<br><br> -SubTopic 20<br><br> -Section 45<br><br> -Paragraph 2<br><br> -URI http://asc.fasb.org/extlink&amp;oid=21915240&amp;loc=d3e1703-114919<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 210<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.9-03.15)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6876686&amp;loc=d3e534808-122878<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 715<br><br> -SubTopic 20<br><br> -Section 50<br><br> -Paragraph 3<br><br> -URI http://asc.fasb.org/extlink&amp;oid=21915506&amp;loc=d3e2417-114920<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 132R<br><br> -Paragraph 3<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 944<br><br> -SubTopic 210<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.7-03.15)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6879938&amp;loc=d3e572229-122910<br><br><br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 132R<br><br> -Paragraph 6<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 7: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 132R<br><br> -Paragraph 5<br><br> -Subparagraph c<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 8: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 715<br><br> -SubTopic 20<br><br> -Section 50<br><br> -Paragraph 2<br><br> -URI http://asc.fasb.org/extlink&amp;oid=21915506&amp;loc=d3e2410-114920<br><br><br><br>Reference 9: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 715<br><br> -SubTopic 20<br><br> -Section 50<br><br> -Paragraph 1<br><br> -Subparagraph (c)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=21915506&amp;loc=d3e1928-114920<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_PensionAndOtherPostretirementDefinedBenefitPlansLiabilitiesCurrentAndNoncurrent</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
    </div>
  </body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>99
<FILENAME>R91.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
  <head>
    <META http-equiv="Content-Type" content="text/html; charset=us-ascii">
    <link rel="StyleSheet" type="text/css" href="report.css"><script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script></head>
  <body><span style="display: none;">v2.4.0.6</span><table class="report" border="0" cellspacing="2" id="ID0ENRAG">
      <tr>
        <th class="tl" colspan="1" rowspan="2">
          <div style="width: 200px;"><strong>Employee Benefit Plans (Details Narrative) (USD $)<br>In Thousands, unless otherwise specified</strong></div>
        </th>
        <th class="th" colspan="3">12 Months Ended</th>
      </tr>
      <tr>
        <th class="th">
          <div>Dec. 31, 2012</div>
        </th>
        <th class="th">
          <div>Dec. 31, 2011</div>
        </th>
        <th class="th">
          <div>Dec. 31, 2010</div>
        </th>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">401(k) Plan</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DescriptionOfDefinedContributionPensionAndOtherPostretirementPlans', window );">Description of plan</a></td>
        <td class="text">The Company sponsors a retirement savings plan pursuant to Section 401(k) of the Internal Revenue Code. Through December 31, 2012, employees who have
completed one year of service are eligible to participate in the plan. Subsequent to December 31, 2012, the waiting period has
been reduced to three months. New employees, who have met the service requirement, are automatically enrolled in the plan at a
2% deferral rate, which can be modified by the employee at any time.<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_FBP_DeferralRate', window );">Deferral rate</a></td>
        <td class="nump">2.00%<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_FBP_PercentOfAnnualSalaryEmployeesMayContribute', window );">Percent of annual salary employees may contribute</a></td>
        <td class="nump">15.00%<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_FBP_PercentMatchedByCompanyUpTo3PercentOfEmployeeSalary', window );">Percent matched by company up to 3 percent of employee salary</a></td>
        <td class="nump">100.00%<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_FBP_PercentMatchedByCompany305PercentOfEmployeeSalary', window );">Percent matched by company 3-5 percent of employee salary</a></td>
        <td class="nump">50.00%<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_FBP_MatchingContributions', window );">Matching contributions</a></td>
        <td class="nump">$ 1,200<span></span></td>
        <td class="nump">$ 1,200<span></span></td>
        <td class="nump">$ 1,100<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Pension Plan</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DescriptionOfDefinedContributionPensionAndOtherPostretirementPlans', window );">Description of plan</a></td>
        <td class="text">Historically, the Company offered a noncontributory defined benefit retirement plan (the Pension Plan) that qualified
under Section 401(a) of the Internal Revenue Code. The Pension Plan provided for a monthly payment, at normal retirement age
of 65. Benefits were fully vested after five years of service. During the second quarter of 2009, the Company amended the
Pension Plan to limit eligibility to employees hired prior to June 19, 2009. During the fourth quarter of 2012, the Company
notified employees that the Pension Plan would be frozen for all participants on December 31, 2012. Although no previously
accrued benefits will be lost, employees will no longer accrue benefits for service subsequent to 2012.<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DefinedBenefitPlanEstimatedFutureEmployerContributionsInCurrentFiscalYear', window );">Expected contribution</a></td>
        <td class="nump">1,500<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DefinedBenefitPlanAccumulatedBenefitObligation', window );">Accumulated benefit obligation</a></td>
        <td class="nump">32,272<span></span></td>
        <td class="nump">29,641<span></span></td>
        <td class="nump">22,124<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_FBP_ExpectedAverageAnnualRateOfReturnMinimum', window );">Expected average annual rate of return, minimum</a></td>
        <td class="nump">7.00%<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_FBP_ExpectedAverageAnnualRateOfReturnMaximum', window );">Expected average annual rate of return, maximum</a></td>
        <td class="nump">10.00%<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">SERP</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DescriptionOfDefinedContributionPensionAndOtherPostretirementPlans', window );">Description of plan</a></td>
        <td class="text">The purpose of the SERP was to provide additional monthly pension benefits to ensure that each such senior management
executive would receive lifetime monthly pension benefits equal to 3% of his or her final average compensation multiplied by
his or her years of service (maximum of 20 years) to the Company or its subsidiaries, subject to a maximum of 60% of his or
her final average compensation. The amount of a participant's monthly SERP benefit is reduced by (i) the amount payable under
the Company's qualified Pension Plan (described above), and (ii) 50% of the participant's primary social security benefit.
Final average compensation means the average of the 5 highest consecutive calendar years of earnings during the last 10 years
of service prior to termination of employment. The SERP is an unfunded plan. Payments are made from the general assets of the
Company. During the fourth quarter of 2012, the Company notified participants that the SERP would be frozen on December 31,
2012. Although no previously accrued benefits will be lost, participants will no longer accrue benefits for service
subsequent to 2012.<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DefinedBenefitPlanAccumulatedBenefitObligation', window );">Accumulated benefit obligation</a></td>
        <td class="nump">$ 6,813<span></span></td>
        <td class="nump">$ 7,199<span></span></td>
        <td class="nump">$ 5,623<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Fixed Income</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DefinedBenefitPlanWeightedAverageAssetAllocations', window );">Pension plans allocated assets (percentage)</a></td>
        <td class="nump">25.00%<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">EquitySecurities1Member</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DefinedBenefitPlanWeightedAverageAssetAllocations', window );">Pension plans allocated assets (percentage)</a></td>
        <td class="nump">75.00%<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
    </table>
    <div style="display: none;">
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_FBP_DeferralRate">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The automatic rate of deferral for employees enrolled in a defined contribution plan.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>FBP_DeferralRate</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>FBP_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>num:percentItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_FBP_ExpectedAverageAnnualRateOfReturnMaximum">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The maximum expected average annual rate of return on investments.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>FBP_ExpectedAverageAnnualRateOfReturnMaximum</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>FBP_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>num:percentItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_FBP_ExpectedAverageAnnualRateOfReturnMinimum">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The minimum expected average annual rate of return on investments.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>FBP_ExpectedAverageAnnualRateOfReturnMinimum</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>FBP_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>num:percentItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_FBP_MatchingContributions">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The amount matched by the company under a defined contribution plan.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>FBP_MatchingContributions</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>FBP_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_FBP_PercentMatchedByCompany305PercentOfEmployeeSalary">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The percent matched by company in the range of 3 to 5 percent of employee salary.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>FBP_PercentMatchedByCompany305PercentOfEmployeeSalary</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>FBP_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>num:percentItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_FBP_PercentMatchedByCompanyUpTo3PercentOfEmployeeSalary">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The percent matched by company up to 3 percent of employee salary for the defined contribution plan.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>FBP_PercentMatchedByCompanyUpTo3PercentOfEmployeeSalary</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>FBP_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>num:percentItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_FBP_PercentOfAnnualSalaryEmployeesMayContribute">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The percentage amount of annual salary employees may contribute to the defined contribution plan.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>FBP_PercentOfAnnualSalaryEmployeesMayContribute</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>FBP_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>num:percentItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DefinedBenefitPlanAccumulatedBenefitObligation">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>For defined benefit pension plans, the actuarial present value of benefits (whether vested or nonvested) attributed by the pension benefit formula to employee service rendered before a specified date and based on employee service and compensation (if applicable) before that date. The accumulated benefit obligation differs from the projected benefit obligation in that it includes no assumption about future compensation levels. For plans with flat-benefit or nonpay-related pension benefit formulas, the accumulated benefit obligation and the projected benefit obligation are the same.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Glossary Accumulated Benefit Obligation<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6503844<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 715<br><br> -SubTopic 20<br><br> -Section 50<br><br> -Paragraph 1<br><br> -Subparagraph (e)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=21915506&amp;loc=d3e1928-114920<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 132R<br><br> -Paragraph 5<br><br> -Subparagraph e<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_DefinedBenefitPlanAccumulatedBenefitObligation</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DefinedBenefitPlanEstimatedFutureEmployerContributionsInCurrentFiscalYear">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The employer's best estimate, as soon as it can be reasonably determined, of contributions expected to be paid to the plan in the current remaining fiscal period. Estimated contributions may be presented in the aggregate combining (1) contributions required by funding regulations or laws, (2) discretionary contributions, and (3) noncash contributions.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_DefinedBenefitPlanEstimatedFutureEmployerContributionsInCurrentFiscalYear</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DefinedBenefitPlanWeightedAverageAssetAllocations">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Percentage of fair value of investments (categorized by debt securities, equity securities, real estate and other plan assets) to the fair value of plan assets held.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 715<br><br> -SubTopic 20<br><br> -Section 50<br><br> -Paragraph 5<br><br> -Subparagraph (c)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=21915506&amp;loc=d3e2446-114920<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 715<br><br> -SubTopic 20<br><br> -Section 50<br><br> -Paragraph 1<br><br> -Subparagraph (d)(1)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=21915506&amp;loc=d3e1928-114920<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 132R<br><br> -Paragraph 5<br><br> -Subparagraph d(1)<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_DefinedBenefitPlanWeightedAverageAssetAllocations</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>num:percentItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DescriptionOfDefinedContributionPensionAndOtherPostretirementPlans">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Description of the terms and benefits provided by the employer's defined contribution plans. A defined contribution plan provides benefits in return for services rendered, provides an individual account for each participant, and has terms that specify how contributions to the individual's account are to be determined rather than the amount of benefits the individual is to receive. Under a defined contribution pension plan, the benefits a participant will receive depend solely on the amount contributed to the participant's account, the returns earned on investments of those contributions, and forfeitures of other participants' benefits that may be allocated to such participant's account. A description of the plan(s) including employee groups covered, the basis for determining contributions, and the nature and effects of significant matters affecting comparability of information for all periods presented.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 132R<br><br> -Paragraph 11<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 715<br><br> -SubTopic 70<br><br> -Section 50<br><br> -Paragraph 1<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6414718&amp;loc=d3e28014-114942<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 106<br><br> -Paragraph 518<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Glossary Defined Contribution Postretirement Plan<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6510416<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_DescriptionOfDefinedContributionPensionAndOtherPostretirementPlans</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:stringItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
    </div>
  </body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>100
<FILENAME>R122.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
  <head>
    <META http-equiv="Content-Type" content="text/html; charset=us-ascii">
    <link rel="StyleSheet" type="text/css" href="report.css"><script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script></head>
  <body><span style="display: none;">v2.4.0.6</span><table class="report" border="0" cellspacing="2" id="ID0ENH">
      <tr>
        <th class="tl" colspan="1" rowspan="1">
          <div style="width: 200px;"><strong>Regulatory Restrictions (Details Narrative) (USD $)<br>In Thousands, unless otherwise specified</strong></div>
        </th>
        <th class="th">
          <div>Dec. 31, 2012</div>
        </th>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_FBP_NotesToFinancialStatementsAbstract', window );"><strong>Notes to Financial Statements</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_FBP_UndividedProfits', window );">Undivided profits</a></td>
        <td class="nump">$ 166,188<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_FBP_RestrictedInvestmentInBank', window );">Restricted investment in bank</a></td>
        <td class="nump">233,671<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_FBP_AverageReserveBalance', window );">Average reserve balance</a></td>
        <td class="nump">$ 865<span></span></td>
      </tr>
    </table>
    <div style="display: none;">
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_FBP_AverageReserveBalance">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The average reserve balance maintained by the bank under requirements of the Federal Reserve Board.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>FBP_AverageReserveBalance</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>FBP_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_FBP_NotesToFinancialStatementsAbstract">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>FBP_NotesToFinancialStatementsAbstract</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>FBP_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:stringItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_FBP_RestrictedInvestmentInBank">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The amount of restricted investment in bank as to transfer to the company without obtaining prior regulatory approval.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>FBP_RestrictedInvestmentInBank</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>FBP_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_FBP_UndividedProfits">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The amount of undivided profits available for the payment of dividends subject to remaining in compliance with regulatory capital requirements.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>FBP_UndividedProfits</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>FBP_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
    </div>
  </body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>101
<FILENAME>R119.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
  <head>
    <META http-equiv="Content-Type" content="text/html; charset=us-ascii">
    <link rel="StyleSheet" type="text/css" href="report.css"><script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script></head>
  <body><span style="display: none;">v2.4.0.6</span><table class="report" border="0" cellspacing="2" id="ID0EYMAG">
      <tr>
        <th class="tl" colspan="1" rowspan="2">
          <div style="width: 200px;"><strong>Equity-Based Compensation Plans (Details 1) (Stock Option [Member], USD $)<br>In Thousands, except Share data, unless otherwise specified</strong></div>
        </th>
        <th class="th" colspan="3">12 Months Ended</th>
      </tr>
      <tr>
        <th class="th">
          <div>Dec. 31, 2012</div>
        </th>
        <th class="th">
          <div>Dec. 31, 2011</div>
        </th>
        <th class="th">
          <div>Dec. 31, 2010</div>
        </th>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Stock Option [Member]</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePrice', window );">Balance, beginning</a></td>
        <td class="nump">$ 18.92<span></span></td>
        <td class="nump">$ 18.11<span></span></td>
        <td class="nump">$ 17.73<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsGrantsInPeriodWeightedAverageExercisePrice', window );">Granted</a></td>
        <td class="nump">$ 9.76<span></span></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsExercisesInPeriodWeightedAverageExercisePrice', window );">Exercised</a></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
        <td class="nump">$ 13.30<span></span></td>
        <td class="nump">$ 10.46<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsForfeituresAndExpirationsInPeriodWeightedAverageExercisePrice', window );">Forfeited</a></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
        <td class="nump">$ 16.53<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsExpirationsInPeriodWeightedAverageExercisePrice', window );">Expired</a></td>
        <td class="nump">$ 16.70<span></span></td>
        <td class="nump">$ 15.47<span></span></td>
        <td class="nump">$ 15.69<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePrice', window );">Outstanding</a></td>
        <td class="nump">$ 17.80<span></span></td>
        <td class="nump">$ 18.92<span></span></td>
        <td class="nump">$ 18.11<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisableWeightedAverageExercisePrice', window );">Exercisable</a></td>
        <td class="nump">$ 19.15<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingNumber', window );">Balance options outstanding, beginning</a></td>
        <td class="nump">493,850<span></span></td>
        <td class="nump">642,397<span></span></td>
        <td class="nump">753,100<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsGrantsInPeriodGross', window );">Granted</a></td>
        <td class="nump">75,000<span></span></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_StockIssuedDuringPeriodSharesStockOptionsExercised', window );">Exercised</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="num">(2,300)<span></span></td>
        <td class="num">(18,667)<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsForfeituresInPeriod', window );">Forfeited</a></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
        <td class="num">(87,536)<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExpirationsInPeriod', window );">Expired</a></td>
        <td class="num">(47,237)<span></span></td>
        <td class="num">(146,247)<span></span></td>
        <td class="num">(4,500)<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingNumber', window );">Balance options outstanding, end</a></td>
        <td class="nump">521,613<span></span></td>
        <td class="nump">493,850<span></span></td>
        <td class="nump">642,397<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisableNumber', window );">Exercisable, end of period</a></td>
        <td class="nump">445,613<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsOutstandingWeightedAverageRemainingContractualTerm2', window );">Weighted- Average Contractual Term (years), outstanding</a></td>
        <td class="text">3 years 11 months<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsExercisableWeightedAverageRemainingContractualTerm1', window );">Weighted- Average Contractual Term (years), exercisable</a></td>
        <td class="text">2 years 11 months<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisesInPeriodTotalIntrinsicValue', window );">Aggregate Intrinsic Value, exercised</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">$ 6,949<span></span></td>
        <td class="nump">$ 97,940<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsExercisableIntrinsicValue1', window );">Aggregate Intrinsic Value, exercisable</a></td>
        <td class="nump">0<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingIntrinsicValue', window );">Aggregate Intrinsic Value, outstanding</a></td>
        <td class="nump">$ 218,625<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
    </table>
    <div style="display: none;">
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsExercisableIntrinsicValue1">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of difference between fair value of the underlying shares reserved for issuance and exercise price of vested portions of options outstanding and currently exercisable.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 718<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 2<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6415400&amp;loc=d3e5070-113901<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsExercisableIntrinsicValue1</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisableNumber">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The number of shares into which fully or partially vested stock options outstanding as of the balance sheet date can be currently converted under the option plan.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 718<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 2<br><br> -Subparagraph (c)(1)(iii)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6415400&amp;loc=d3e5070-113901<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 123R<br><br> -Paragraph A240<br><br> -Subparagraph b(1)(c), d(2)<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisableNumber</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:sharesItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisableWeightedAverageExercisePrice">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The weighted-average price as of the balance sheet date at which grantees can acquire the shares reserved for issuance on vested portions of options outstanding and currently exercisable under the stock option plan.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 718<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 2<br><br> -Subparagraph (c)(1)(iii)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6415400&amp;loc=d3e5070-113901<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 123R<br><br> -Paragraph A240<br><br> -Subparagraph b(1)(c)<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisableWeightedAverageExercisePrice</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>num:perShareItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsExercisableWeightedAverageRemainingContractualTerm1">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Weighted average remaining contractual term for vested portions of options outstanding and currently exercisable or convertible, in 'PnYnMnDTnHnMnS' format, for example, 'P1Y5M13D' represents the reported fact of one year, five months, and thirteen days.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 718<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 2<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6415400&amp;loc=d3e5070-113901<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsExercisableWeightedAverageRemainingContractualTerm1</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:durationItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisesInPeriodTotalIntrinsicValue">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The total accumulated difference between fair values of underlying shares on dates of exercise and exercise price on options which were exercised (or share units converted) into shares during the reporting period under the plan.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 718<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 2<br><br> -Subparagraph (d)(2)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6415400&amp;loc=d3e5070-113901<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 123R<br><br> -Paragraph A240<br><br> -Subparagraph c(2)<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisesInPeriodTotalIntrinsicValue</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExpirationsInPeriod">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Number of options or other stock instruments for which the right to exercise has lapsed under the terms of the plan agreements.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 718<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 2<br><br> -Subparagraph (c)(1)(iv)(4)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6415400&amp;loc=d3e5070-113901<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 123R<br><br> -Paragraph A240<br><br> -Subparagraph b(1)(g)<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExpirationsInPeriod</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:sharesItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsForfeituresAndExpirationsInPeriodWeightedAverageExercisePrice">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Weighted average price of options that were either forfeited or expired.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 718<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 2<br><br> -Subparagraph (c)(1)(iv)(3)-(4)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6415400&amp;loc=d3e5070-113901<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsForfeituresAndExpirationsInPeriodWeightedAverageExercisePrice</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>num:perShareItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsForfeituresInPeriod">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The number of shares under options that were cancelled during the reporting period as a result of occurrence of a terminating event specified in contractual agreements pertaining to the stock option plan.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 718<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 2<br><br> -Subparagraph (c)(1)(iv)(3)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6415400&amp;loc=d3e5070-113901<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 123R<br><br> -Paragraph A240<br><br> -Subparagraph b(1)(f)<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsForfeituresInPeriod</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:sharesItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsGrantsInPeriodGross">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Gross number of share options (or share units) granted during the period.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsGrantsInPeriodGross</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:sharesItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingIntrinsicValue">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of difference between fair value of the underlying shares reserved for issuance and exercise price of options outstanding.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 718<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 2<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6415400&amp;loc=d3e5070-113901<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 123R<br><br> -Paragraph A240<br><br> -Subparagraph d(1)<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingIntrinsicValue</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingNumber">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The number of shares reserved for issuance under stock option agreements awarded under the plan that validly exist and are outstanding as of the balance sheet date, including vested options.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 123R<br><br> -Paragraph A240<br><br> -Subparagraph b(1)(b)<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 718<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 2<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6415400&amp;loc=d3e5070-113901<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 718<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 2<br><br> -Subparagraph (c)(1)(i)-(ii)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6415400&amp;loc=d3e5070-113901<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 123R<br><br> -Paragraph A240<br><br> -Subparagraph b(1)(a)<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingNumber</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:sharesItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePrice">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Weighted average price at which grantees can acquire the shares reserved for issuance under the stock option plan.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 718<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 2<br><br> -Subparagraph (c)(1)(i)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6415400&amp;loc=d3e5070-113901<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 123R<br><br> -Paragraph A240<br><br> -Subparagraph b(1)(a)<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePrice</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>num:perShareItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsOutstandingWeightedAverageRemainingContractualTerm2">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Weighted average remaining contractual term for option awards outstanding, in 'PnYnMnDTnHnMnS' format, for example, 'P1Y5M13D' represents the reported fact of one year, five months, and thirteen days.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 718<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 2<br><br> -Subparagraph (e)(1)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6415400&amp;loc=d3e5070-113901<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsOutstandingWeightedAverageRemainingContractualTerm2</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:durationItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsExercisesInPeriodWeightedAverageExercisePrice">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Weighted average price at which option holders acquired shares when converting their stock options into shares.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsExercisesInPeriodWeightedAverageExercisePrice</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>num:perShareItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsExpirationsInPeriodWeightedAverageExercisePrice">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Weighted average price at which grantees could have acquired the underlying shares with respect to stock options of the plan that expired.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsExpirationsInPeriodWeightedAverageExercisePrice</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>num:perShareItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsGrantsInPeriodWeightedAverageExercisePrice">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Weighted average price at which grantees can acquire the shares reserved for issuance on stock options awarded.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsGrantsInPeriodWeightedAverageExercisePrice</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>num:perShareItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_StockIssuedDuringPeriodSharesStockOptionsExercised">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Number of share options (or share units) exercised during the current period.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 210<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.5-02.28,29)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 718<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 2<br><br> -Subparagraph (c)(1)(iv)(2)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6415400&amp;loc=d3e5070-113901<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 04<br><br> -Article 3<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 02<br><br> -Paragraph 29, 30<br><br> -Article 5<br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 505<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 2<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6928386&amp;loc=d3e21463-112644<br><br><br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 505<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.3-04)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6959260&amp;loc=d3e187085-122770<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_StockIssuedDuringPeriodSharesStockOptionsExercised</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:sharesItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
    </div>
  </body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>102
<FILENAME>R1.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
  <head>
    <META http-equiv="Content-Type" content="text/html; charset=us-ascii">
    <link rel="StyleSheet" type="text/css" href="report.css"><script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script></head>
  <body><span style="display: none;">v2.4.0.6</span><table class="report" border="0" cellspacing="2" id="ID0EVRAE">
      <tr>
        <th class="tl" colspan="1" rowspan="2">
          <div style="width: 200px;"><strong>Document and Entity Information (USD $)<br></strong></div>
        </th>
        <th class="th" colspan="1">12 Months Ended</th>
        <th class="th" colspan="1"></th>
        <th class="th" colspan="1"></th>
      </tr>
      <tr>
        <th class="th">
          <div>Dec. 31, 2012</div>
        </th>
        <th class="th">
          <div>Feb. 28, 2013</div>
        </th>
        <th class="th">
          <div>Jun. 30, 2012</div>
        </th>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_FBP_DocumentAndEntityInformationAbstract', window );"><strong>Document And Entity Information</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_EntityRegistrantName', window );">Entity Registrant Name</a></td>
        <td class="text">FIRST BANCORP /NC/<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_EntityCentralIndexKey', window );">Entity Central Index Key</a></td>
        <td class="text">0000811589<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_DocumentType', window );">Document Type</a></td>
        <td class="text">10-K<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_DocumentPeriodEndDate', window );">Document Period End Date</a></td>
        <td class="text">Dec. 31,
         2012<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_AmendmentFlag', window );">Amendment Flag</a></td>
        <td class="text">false<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_CurrentFiscalYearEndDate', window );">Current Fiscal Year End Date</a></td>
        <td class="text">--12-31<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_EntityWellKnownSeasonedIssuer', window );">Is Entity a Well-known Seasoned Issuer?</a></td>
        <td class="text">No<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_EntityVoluntaryFilers', window );">Is Entity a Voluntary Filer?</a></td>
        <td class="text">No<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_EntityCurrentReportingStatus', window );">Is Entity's Reporting Status Current?</a></td>
        <td class="text">Yes<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_EntityFilerCategory', window );">Entity Filer Category</a></td>
        <td class="text">Accelerated Filer<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_EntityPublicFloat', window );">Entity Public Float</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">$ 134,981,359<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_EntityCommonStockSharesOutstanding', window );">Entity Common Stock, Shares Outstanding</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">19,671,775<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_DocumentFiscalPeriodFocus', window );">Document Fiscal Period Focus</a></td>
        <td class="text">FY<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_DocumentFiscalYearFocus', window );">Document Fiscal Year Focus</a></td>
        <td class="text">2012<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
    </table>
    <div style="display: none;">
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_AmendmentFlag">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>If the value is true, then the document is an amendment to previously-filed/accepted document.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>dei_AmendmentFlag</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>dei_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:booleanItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_CurrentFiscalYearEndDate">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>End date of current fiscal year in the format --MM-DD.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>dei_CurrentFiscalYearEndDate</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>dei_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:gMonthDayItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_DocumentFiscalPeriodFocus">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>This is focus fiscal period of the document report. For a first quarter 2006 quarterly report, which may also provide financial information from prior periods, the first fiscal quarter should be given as the fiscal period focus. Values: FY, Q1, Q2, Q3, Q4, H1, H2, M9, T1, T2, T3, M8, CY.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>dei_DocumentFiscalPeriodFocus</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>dei_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>dei:fiscalPeriodItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_DocumentFiscalYearFocus">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>This is focus fiscal year of the document report in CCYY format. For a 2006 annual report, which may also provide financial information from prior periods, fiscal 2006 should be given as the fiscal year focus. Example: 2006.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>dei_DocumentFiscalYearFocus</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>dei_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:gYearItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_DocumentPeriodEndDate">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The end date of the period reflected on the cover page if a periodic report. For all other reports and registration statements containing historical data, it is the date up through which that historical data is presented.  If there is no historical data in the report, use the filing date. The format of the date is CCYY-MM-DD.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>dei_DocumentPeriodEndDate</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>dei_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:dateItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_DocumentType">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The type of document being provided (such as 10-K, 10-Q, 485BPOS, etc). The document type is limited to the same value as the supporting SEC submission type, or the word "Other".</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>dei_DocumentType</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>dei_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>dei:submissionTypeItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityCentralIndexKey">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>A unique 10-digit SEC-issued value to identify entities that have filed disclosures with the SEC. It is commonly abbreviated as CIK.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation 12B<br><br> -Number 240<br><br> -Section 12b<br><br> -Subsection 1<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>dei_EntityCentralIndexKey</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>dei_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>dei:centralIndexKeyItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityCommonStockSharesOutstanding">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Indicate number of shares or other units outstanding of each of registrant's classes of capital or common stock or other ownership interests, if and as stated on cover of related periodic report. Where multiple classes or units exist define each class/interest by adding class of stock items such as Common Class A [Member], Common Class B [Member] or Partnership Interest [Member] onto the Instrument [Domain] of the Entity Listings, Instrument.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>dei_EntityCommonStockSharesOutstanding</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>dei_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:sharesItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityCurrentReportingStatus">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Indicate "Yes" or "No" whether registrants (1) have filed all reports required to be filed by Section 13 or 15(d) of the Securities Exchange Act of 1934 during the preceding 12 months (or for such shorter period that registrants were required to file such reports), and (2) have been subject to such filing requirements for the past 90 days. This information should be based on the registrant's current or most recent filing containing the related disclosure.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>dei_EntityCurrentReportingStatus</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>dei_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>dei:yesNoItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityFilerCategory">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Indicate whether the registrant is one of the following: (1) Large Accelerated Filer, (2) Accelerated Filer, (3) Non-accelerated Filer, (4) Smaller Reporting Company (Non-accelerated) or (5) Smaller Reporting Accelerated Filer. Definitions of these categories are stated in Rule 12b-2 of the Exchange Act. This information should be based on the registrant's current or most recent filing containing the related disclosure.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>dei_EntityFilerCategory</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>dei_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>dei:filerCategoryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityPublicFloat">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>State aggregate market value of voting and non-voting common equity held by non-affiliates computed by reference to price at which the common equity was last sold, or average bid and asked price of such common equity, as of the last business day of registrant's most recently completed second fiscal quarter. The public float should be reported on the cover page of the registrants form 10K.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>dei_EntityPublicFloat</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>dei_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityRegistrantName">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The exact name of the entity filing the report as specified in its charter, which is required by forms filed with the SEC.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation 12B<br><br> -Number 240<br><br> -Section 12b<br><br> -Subsection 1<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>dei_EntityRegistrantName</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>dei_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:normalizedStringItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityVoluntaryFilers">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Indicate "Yes" or "No" if the registrant is not required to file reports pursuant to Section 13 or Section 15(d) of the Act.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>dei_EntityVoluntaryFilers</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>dei_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>dei:yesNoItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityWellKnownSeasonedIssuer">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Indicate "Yes" or "No" if the registrant is a well-known seasoned issuer, as defined in Rule 405 of the Securities Act. Is used on Form Type: 10-K, 10-Q, 8-K, 20-F, 6-K, 10-K/A, 10-Q/A, 20-F/A, 6-K/A, N-CSR, N-Q, N-1A.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>dei_EntityWellKnownSeasonedIssuer</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>dei_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>dei:yesNoItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_FBP_DocumentAndEntityInformationAbstract">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>FBP_DocumentAndEntityInformationAbstract</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>FBP_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:stringItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
    </div>
  </body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>103
<FILENAME>R125.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
  <head>
    <META http-equiv="Content-Type" content="text/html; charset=us-ascii">
    <link rel="StyleSheet" type="text/css" href="report.css"><script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script></head>
  <body><span style="display: none;">v2.4.0.6</span><table class="report" border="0" cellspacing="2" id="ID0ED3AG">
      <tr>
        <th class="tl" colspan="1" rowspan="1">
          <div style="width: 200px;"><strong>Condensed Parent Company Information (Details) (USD $)<br>In Thousands, unless otherwise specified</strong></div>
        </th>
        <th class="th">
          <div>Dec. 31, 2012</div>
        </th>
        <th class="th">
          <div>Dec. 31, 2011</div>
        </th>
        <th class="th">
          <div>Dec. 31, 2010</div>
        </th>
        <th class="th">
          <div>Dec. 31, 2009</div>
        </th>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AssetsAbstract', window );"><strong>Assets</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_CashAndCashEquivalentsAtCarryingValue', window );">Cash on deposit with bank subsidiary</a></td>
        <td class="nump">$ 241,507<span></span></td>
        <td class="nump">$ 216,167<span></span></td>
        <td class="nump">$ 212,002<span></span></td>
        <td class="nump">$ 350,872<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PropertyPlantAndEquipmentNet', window );">Premises and equipment</a></td>
        <td class="nump">74,371<span></span></td>
        <td class="nump">69,975<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_OtherAssets', window );">Other assets</a></td>
        <td class="nump">53,543<span></span></td>
        <td class="nump">40,970<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_Assets', window );">Total assets</a></td>
        <td class="nump">3,244,910<span></span></td>
        <td class="nump">3,290,474<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_FBP_LiabilitiesAndShareholdersEquityAbstract', window );"><strong>Liabilities and shareholders' equity</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_OtherBorrowings', window );">Trust preferred securities</a></td>
        <td class="nump">46,394<span></span></td>
        <td class="nump">133,925<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_OtherLiabilities', window );">Other liabilities</a></td>
        <td class="nump">19,740<span></span></td>
        <td class="nump">37,385<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_Liabilities', window );">Total liabilities</a></td>
        <td class="nump">2,888,793<span></span></td>
        <td class="nump">2,945,324<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_StockholdersEquity', window );">Total shareholders' equity</a></td>
        <td class="nump">356,117<span></span></td>
        <td class="nump">345,150<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LiabilitiesAndStockholdersEquity', window );">Total liabilities and shareholders' equity</a></td>
        <td class="nump">3,244,910<span></span></td>
        <td class="nump">3,290,474<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Parent Company</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AssetsAbstract', window );"><strong>Assets</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_CashAndCashEquivalentsAtCarryingValue', window );">Cash on deposit with bank subsidiary</a></td>
        <td class="nump">3,335<span></span></td>
        <td class="nump">3,324<span></span></td>
        <td class="nump">21,826<span></span></td>
        <td class="nump">4,322<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_EquityMethodInvestments', window );">Investment in wholly-owned subsidiaries, at equity</a></td>
        <td class="nump">399,688<span></span></td>
        <td class="nump">388,528<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PropertyPlantAndEquipmentNet', window );">Premises and equipment</a></td>
        <td class="nump">152<span></span></td>
        <td class="nump">161<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_OtherAssets', window );">Other assets</a></td>
        <td class="nump">1,637<span></span></td>
        <td class="nump">1,633<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_Assets', window );">Total assets</a></td>
        <td class="nump">404,812<span></span></td>
        <td class="nump">393,646<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_FBP_LiabilitiesAndShareholdersEquityAbstract', window );"><strong>Liabilities and shareholders' equity</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_OtherBorrowings', window );">Trust preferred securities</a></td>
        <td class="nump">46,394<span></span></td>
        <td class="nump">46,394<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_OtherLiabilities', window );">Other liabilities</a></td>
        <td class="nump">2,301<span></span></td>
        <td class="nump">2,102<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_Liabilities', window );">Total liabilities</a></td>
        <td class="nump">48,695<span></span></td>
        <td class="nump">48,496<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_StockholdersEquity', window );">Total shareholders' equity</a></td>
        <td class="nump">356,117<span></span></td>
        <td class="nump">345,150<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LiabilitiesAndStockholdersEquity', window );">Total liabilities and shareholders' equity</a></td>
        <td class="nump">$ 404,812<span></span></td>
        <td class="nump">$ 393,646<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
    </table>
    <div style="display: none;">
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_FBP_LiabilitiesAndShareholdersEquityAbstract">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>FBP_LiabilitiesAndShareholdersEquityAbstract</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>FBP_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:stringItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_Assets">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Sum of the carrying amounts as of the balance sheet date of all assets that are recognized. Assets are probable future economic benefits obtained or controlled by an entity as a result of past transactions or events.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 03<br><br> -Paragraph 12<br><br> -Article 7<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Concepts (CON)<br><br> -Number 6<br><br> -Paragraph 25<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 02<br><br> -Paragraph 18<br><br> -Article 5<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 210<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.5-02.18)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 210<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 1<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_Assets</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AssetsAbstract">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_AssetsAbstract</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:stringItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_CashAndCashEquivalentsAtCarryingValue">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of currency on hand as well as demand deposits with banks or financial institutions. Includes other kinds of accounts that have the general characteristics of demand deposits. Also includes short-term, highly liquid investments that are both readily convertible to known amounts of cash and so near their maturity that they present insignificant risk of changes in value because of changes in interest rates. Excludes cash and cash equivalents within disposal group and discontinued operation.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 210<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 1<br><br> -Subparagraph (a)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6361293&amp;loc=d3e6676-107765<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Glossary Cash Equivalents<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6507016<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 95<br><br> -Paragraph 8, 9<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 95<br><br> -Paragraph 7, 26<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Glossary Cash<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6506951<br><br><br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 4<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6943989&amp;loc=d3e3044-108585<br><br><br><br>Reference 7: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 95<br><br> -Paragraph 7<br><br> -Footnote 1<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 8: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 210<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.5-02.1)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br><br><br>Reference 9: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 02<br><br> -Paragraph 1<br><br> -Article 5<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_CashAndCashEquivalentsAtCarryingValue</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_EquityMethodInvestments">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>This item represents the carrying amount on the entity's balance sheet of its investment in common stock of an equity method investee. This is not an indicator of the fair value of the investment, rather it is the initial cost adjusted for the entity's share of earnings and losses of the investee, adjusted for any distributions (dividends) and other than temporary impairment (OTTI) losses recognized.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 210<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.5-02.12)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 323<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 1<br><br> -URI http://asc.fasb.org/extlink&amp;oid=16385135&amp;loc=d3e33749-111570<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_EquityMethodInvestments</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_Liabilities">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Sum of the carrying amounts as of the balance sheet date of all liabilities that are recognized. Liabilities are probable future sacrifices of economic benefits arising from present obligations of an entity to transfer assets or provide services to other entities in the future.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 210<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.5-02.19-26)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_Liabilities</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_LiabilitiesAndStockholdersEquity">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Total of all Liabilities and Stockholders' Equity items (or Partners' Capital, as applicable), including the portion of equity attributable to noncontrolling interests, if any.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 210<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.5-02.32)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 03<br><br> -Paragraph 25<br><br> -Article 7<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 02<br><br> -Paragraph 32<br><br> -Article 5<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_LiabilitiesAndStockholdersEquity</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_OtherAssets">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The aggregate carrying amounts, as of the balance sheet date, of assets not separately disclosed in the balance sheet.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 210<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.5-02.17)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 02<br><br> -Paragraph 17<br><br> -Article 5<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 03<br><br> -Paragraph 10<br><br> -Article 7<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_OtherAssets</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_OtherBorrowings">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The carrying amount as of the balance sheet date for the aggregate of other miscellaneous borrowings owed by the reporting entity.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 210<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.9-03.13,16)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6876686&amp;loc=d3e534808-122878<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 03<br><br> -Paragraph 13, 16<br><br> -Article 9<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_OtherBorrowings</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_OtherLiabilities">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The aggregate carrying amount, as of the balance sheet date, of liabilities not separately disclosed in the balance sheet.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 03<br><br> -Paragraph 15<br><br> -Article 9<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 210<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.9-03.15)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6876686&amp;loc=d3e534808-122878<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_OtherLiabilities</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_PropertyPlantAndEquipmentNet">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount, net of accumulated depreciation, depletion and amortization, of long-lived physical assets used in the normal conduct of business and not intended for resale. Examples include, but are not limited to, land, buildings, machinery and equipment, office equipment, furniture and fixtures, and computer equipment.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 03<br><br> -Paragraph 8<br><br> -Article 7<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 12<br><br> -Paragraph 5<br><br> -Subparagraph b, c<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 360<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 1<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6391035&amp;loc=d3e2868-110229<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 210<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.5-02.13)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 02<br><br> -Paragraph 13<br><br> -Subparagraph a<br><br> -Article 5<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_PropertyPlantAndEquipmentNet</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_StockholdersEquity">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Total of all stockholders' equity (deficit) items, net of receivables from officers, directors, owners, and affiliates of the entity which are attributable to the parent. The amount of the economic entity's stockholders' equity attributable to the parent excludes the amount of stockholders' equity which is allocable to that ownership interest in subsidiary equity which is not attributable to the parent (noncontrolling interest, minority interest). This excludes temporary equity and is sometimes called permanent equity.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 210<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.5-02.29-31)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 02<br><br> -Paragraph 29, 30, 31<br><br> -Article 5<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher AICPA<br><br> -Name Accounting Research Bulletin (ARB)<br><br> -Number 51<br><br> -Paragraph A3<br><br> -Appendix A<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 310<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 2<br><br> -Subparagraph (SAB TOPIC 4.E)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6228006&amp;loc=d3e74512-122707<br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Staff Accounting Bulletin (SAB)<br><br> -Number Topic 4<br><br> -Section E<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_StockholdersEquity</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
    </div>
  </body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>104
<FILENAME>R18.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
  <head>
    <META http-equiv="Content-Type" content="text/html; charset=us-ascii">
    <link rel="StyleSheet" type="text/css" href="report.css"><script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script></head>
  <body><span style="display: none;">v2.4.0.6</span><table class="report" border="0" cellspacing="2" id="ID0ELE">
      <tr>
        <th class="tl" colspan="1" rowspan="2">
          <div style="width: 200px;"><strong>Leases<br></strong></div>
        </th>
        <th class="th" colspan="1">12 Months Ended</th>
      </tr>
      <tr>
        <th class="th">
          <div>Dec. 31, 2012</div>
        </th>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LeasesAbstract', window );"><strong>Leases [Abstract]</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LeasesOfLesseeDisclosureTextBlock', window );">Leases</a></td>
        <td class="text"><p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"><b>Note 11. Leases</b>&#160;</p>

<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">&#160;</p>

<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">Certain bank premises are leased under
operating lease agreements. Generally, operating leases contain renewal options on substantially the same basis as current rental
terms. Rent expense charged to operations under all operating lease agreements was $1.3 million in 2012, $1.2 million in 2011,
and $2.1 million in 2010.</p>

<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">&#160;</p>

<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">Future obligations for minimum rentals
under noncancelable operating leases at December 31, 2012 are as follows:</p>

<p style="font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify">&#160;</p>

<table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif">
<tr style="vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td colspan="5" nowrap="nowrap" style="font: italic 10pt Calibri, Helvetica, Sans-Serif; text-align: left">($ in thousands)</td></tr>
<tr style="vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td colspan="5" nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">Year ending December 31:</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="width: 90%; text-align: justify; padding-left: 5.4pt; font: 10pt Calibri, Helvetica, Sans-Serif">2013</td><td nowrap="nowrap" style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">$</td><td nowrap="nowrap" style="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">868</td><td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; padding-left: 5.4pt; font: 10pt Calibri, Helvetica, Sans-Serif">2014</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">844</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; padding-left: 5.4pt; font: 10pt Calibri, Helvetica, Sans-Serif">2015</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">721</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; padding-left: 5.4pt; font: 10pt Calibri, Helvetica, Sans-Serif">2016</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">608</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; padding-left: 5.4pt; font: 10pt Calibri, Helvetica, Sans-Serif">2017</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">515</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; padding-bottom: 1pt; padding-left: 5.4pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;&#160;Thereafter</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">1,584</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; padding-bottom: 2.5pt; padding-left: 5.4pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;&#160;&#160;&#160;&#160;&#160;&#160;Total</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">$</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">5,140</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr></table><span></span></td>
      </tr>
    </table>
    <div style="display: none;">
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_LeasesAbstract">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_LeasesAbstract</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:stringItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_LeasesOfLesseeDisclosureTextBlock">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The entire disclosure for lessee entity's leasing arrangements including, but not limited to, all of the following: (a.) The basis on which contingent rental payments are determined, (b.) The existence and terms of renewal or purchase options and escalation clauses, (c.) Restrictions imposed by lease agreements, such as those concerning dividends, additional debt, and further leasing.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 840<br><br> -SubTopic 20<br><br> -Section 50<br><br> -Paragraph 1<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6453985&amp;loc=d3e41499-112717<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 840<br><br> -SubTopic 10<br><br> -Section 55<br><br> -Paragraph 40<br><br> -Subparagraph (Note 1,3)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6584154&amp;loc=d3e38371-112697<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 460<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 4<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6851643&amp;loc=d3e12069-110248<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 840<br><br> -SubTopic 20<br><br> -Section 50<br><br> -Paragraph 2<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6453985&amp;loc=d3e41502-112717<br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 840<br><br> -SubTopic 30<br><br> -Section 50<br><br> -Paragraph 1<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6455398&amp;loc=d3e45280-112737<br><br><br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 840<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 2<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6452660&amp;loc=d3e36991-112694<br><br><br><br>Reference 7: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 13<br><br> -Paragraph 16<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_LeasesOfLesseeDisclosureTextBlock</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>nonnum:textBlockItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
    </div>
  </body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>105
<FILENAME>R80.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
  <head>
    <META http-equiv="Content-Type" content="text/html; charset=us-ascii">
    <link rel="StyleSheet" type="text/css" href="report.css"><script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script></head>
  <body><span style="display: none;">v2.4.0.6</span><table class="report" border="0" cellspacing="2" id="ID0EGJAC">
      <tr>
        <th class="tl" colspan="1" rowspan="2">
          <div style="width: 200px;"><strong>Income Taxes (Details) (USD $)<br>In Thousands, unless otherwise specified</strong></div>
        </th>
        <th class="th" colspan="3">12 Months Ended</th>
      </tr>
      <tr>
        <th class="th">
          <div>Dec. 31, 2012</div>
        </th>
        <th class="th">
          <div>Dec. 31, 2011</div>
        </th>
        <th class="th">
          <div>Dec. 31, 2010</div>
        </th>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_IncomeTaxDisclosureAbstract', window );"><strong>Income Tax Disclosure [Abstract]</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_IncomeTaxExpenseBenefit', window );">Income tax expense (benefit)</a></td>
        <td class="num">$ (16,952)<span></span></td>
        <td class="nump">$ 7,370<span></span></td>
        <td class="nump">$ 4,960<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_IncomeTaxEffectsAllocatedDirectlyToEquityEquityTransactions', window );">Allocated to stockholders' equity, for unrealized holding gain/loss on debt and equity securities for financial reporting purposes</a></td>
        <td class="num">(237)<span></span></td>
        <td class="nump">554<span></span></td>
        <td class="nump">251<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_IncomeTaxEffectsAllocatedDirectlyToEquityOther', window );">Allocated to stockholders' equity, for tax benefit of pension liabilities</a></td>
        <td class="nump">5,824<span></span></td>
        <td class="num">(2,912)<span></span></td>
        <td class="num">(688)<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_IncomeTaxExpenseBenefitIntraperiodTaxAllocation', window );">Total income taxes</a></td>
        <td class="num">$ (11,365)<span></span></td>
        <td class="nump">$ 5,012<span></span></td>
        <td class="nump">$ 4,523<span></span></td>
      </tr>
    </table>
    <div style="display: none;">
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_IncomeTaxDisclosureAbstract">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_IncomeTaxDisclosureAbstract</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:stringItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_IncomeTaxEffectsAllocatedDirectlyToEquityEquityTransactions">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The tax effect of an increase or decrease in contributed capital (for example, deductible expenditures reported as a reduction of the proceeds from issuing capital stock) during the period charged or credited directly to shareholders' equity.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 740<br><br> -SubTopic 20<br><br> -Section 45<br><br> -Paragraph 11<br><br> -Subparagraph (c)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=18498875&amp;loc=d3e39076-109324<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 109<br><br> -Paragraph 36<br><br> -Subparagraph c<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_IncomeTaxEffectsAllocatedDirectlyToEquityEquityTransactions</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_IncomeTaxEffectsAllocatedDirectlyToEquityOther">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The tax effect of items occurring during the period that have been charged or credited directly to components of shareholders' equity and are not otherwise defined.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 740<br><br> -SubTopic 20<br><br> -Section 45<br><br> -Paragraph 11<br><br> -URI http://asc.fasb.org/extlink&amp;oid=18498875&amp;loc=d3e39076-109324<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 109<br><br> -Paragraph 36<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_IncomeTaxEffectsAllocatedDirectlyToEquityOther</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_IncomeTaxExpenseBenefit">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The sum of the current income tax expense or benefit and the deferred income tax expense or benefit pertaining to continuing operations.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 740<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 9<br><br> -Subparagraph (a),(b)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6907707&amp;loc=d3e32639-109319<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 109<br><br> -Paragraph 45<br><br> -Subparagraph a, b<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 235<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.4-08.(h))<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6881521&amp;loc=d3e23780-122690<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 08<br><br> -Paragraph h<br><br> -Article 4<br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Glossary Income Tax Expense (or Benefit)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6515339<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_IncomeTaxExpenseBenefit</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_IncomeTaxExpenseBenefitIntraperiodTaxAllocation">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The sum of income tax expense or benefit for the period that has been allocated among continuing operations, discontinued operations, extraordinary items, other comprehensive income, and items charged or credited directly to shareholders' equity.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 109<br><br> -Paragraph 45<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 740<br><br> -SubTopic 20<br><br> -Section 45<br><br> -Paragraph 2<br><br> -URI http://asc.fasb.org/extlink&amp;oid=18498875&amp;loc=d3e38679-109324<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_IncomeTaxExpenseBenefitIntraperiodTaxAllocation</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
    </div>
  </body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>106
<FILENAME>R90.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
  <head>
    <META http-equiv="Content-Type" content="text/html; charset=us-ascii">
    <link rel="StyleSheet" type="text/css" href="report.css"><script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script></head>
  <body><span style="display: none;">v2.4.0.6</span><table class="report" border="0" cellspacing="2" id="ID0ENFAC">
      <tr>
        <th class="tl" colspan="1" rowspan="1">
          <div style="width: 200px;"><strong>Leases (Details) (USD $)<br>In Thousands, unless otherwise specified</strong></div>
        </th>
        <th class="th">
          <div>Dec. 31, 2012</div>
        </th>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_FBP_YearEndingDecember31Abstract', window );"><strong>Year ending December 31:</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_OperatingLeasesFutureMinimumPaymentsDueCurrent', window );">2013</a></td>
        <td class="nump">$ 868<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_OperatingLeasesFutureMinimumPaymentsDueInTwoYears', window );">2014</a></td>
        <td class="nump">844<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_OperatingLeasesFutureMinimumPaymentsDueInThreeYears', window );">2015</a></td>
        <td class="nump">721<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_OperatingLeasesFutureMinimumPaymentsDueInFourYears', window );">2016</a></td>
        <td class="nump">608<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_OperatingLeasesFutureMinimumPaymentsDueInFiveYears', window );">2017</a></td>
        <td class="nump">515<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_OperatingLeasesFutureMinimumPaymentsDueThereafter', window );">Thereafter</a></td>
        <td class="nump">1,584<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_OperatingLeasesFutureMinimumPaymentsDue', window );">Total</a></td>
        <td class="nump">$ 5,140<span></span></td>
      </tr>
    </table>
    <div style="display: none;">
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_FBP_YearEndingDecember31Abstract">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>FBP_YearEndingDecember31Abstract</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>FBP_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:stringItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_OperatingLeasesFutureMinimumPaymentsDue">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of required minimum rental payments for leases having an initial or remaining non-cancelable letter-terms in excess of one year.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 13<br><br> -Paragraph 16<br><br> -Subparagraph b(i)<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 13<br><br> -Paragraph 122<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 840<br><br> -SubTopic 10<br><br> -Section 55<br><br> -Paragraph 40<br><br> -Subparagraph (Note 3)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6584154&amp;loc=d3e38371-112697<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 840<br><br> -SubTopic 20<br><br> -Section 50<br><br> -Paragraph 2<br><br> -Subparagraph (a)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6453985&amp;loc=d3e41502-112717<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_OperatingLeasesFutureMinimumPaymentsDue</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_OperatingLeasesFutureMinimumPaymentsDueCurrent">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of required minimum rental payments maturing in the next fiscal year following the latest fiscal year for operating leases having an initial or remaining non-cancelable letter-terms in excess of one year.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 13<br><br> -Paragraph 16<br><br> -Subparagraph b(i)<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 13<br><br> -Paragraph 122<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 840<br><br> -SubTopic 10<br><br> -Section 55<br><br> -Paragraph 40<br><br> -Subparagraph (Note 3)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6584154&amp;loc=d3e38371-112697<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 840<br><br> -SubTopic 20<br><br> -Section 50<br><br> -Paragraph 2<br><br> -Subparagraph (a)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6453985&amp;loc=d3e41502-112717<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_OperatingLeasesFutureMinimumPaymentsDueCurrent</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_OperatingLeasesFutureMinimumPaymentsDueInFiveYears">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of required minimum rental payments maturing in the fifth fiscal year following the latest fiscal year for operating leases having an initial or remaining non-cancelable letter-terms in excess of one year.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 13<br><br> -Paragraph 16<br><br> -Subparagraph b(i)<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 13<br><br> -Paragraph 122<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 840<br><br> -SubTopic 10<br><br> -Section 55<br><br> -Paragraph 40<br><br> -Subparagraph (Note 3)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6584154&amp;loc=d3e38371-112697<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 840<br><br> -SubTopic 20<br><br> -Section 50<br><br> -Paragraph 2<br><br> -Subparagraph (a)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6453985&amp;loc=d3e41502-112717<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_OperatingLeasesFutureMinimumPaymentsDueInFiveYears</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_OperatingLeasesFutureMinimumPaymentsDueInFourYears">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of required minimum rental payments maturing in the forth fiscal year following the latest fiscal year for operating leases having an initial or remaining non-cancelable letter-terms in excess of one year.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 13<br><br> -Paragraph 16<br><br> -Subparagraph b(i)<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 13<br><br> -Paragraph 122<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 840<br><br> -SubTopic 10<br><br> -Section 55<br><br> -Paragraph 40<br><br> -Subparagraph (Note 3)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6584154&amp;loc=d3e38371-112697<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 840<br><br> -SubTopic 20<br><br> -Section 50<br><br> -Paragraph 2<br><br> -Subparagraph (a)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6453985&amp;loc=d3e41502-112717<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_OperatingLeasesFutureMinimumPaymentsDueInFourYears</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_OperatingLeasesFutureMinimumPaymentsDueInThreeYears">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of required minimum rental payments maturing in the third fiscal year following the latest fiscal year for operating leases having an initial or remaining non-cancelable letter-terms in excess of one year.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 13<br><br> -Paragraph 16<br><br> -Subparagraph b(i)<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 13<br><br> -Paragraph 122<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 840<br><br> -SubTopic 10<br><br> -Section 55<br><br> -Paragraph 40<br><br> -Subparagraph (Note 3)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6584154&amp;loc=d3e38371-112697<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 840<br><br> -SubTopic 20<br><br> -Section 50<br><br> -Paragraph 2<br><br> -Subparagraph (a)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6453985&amp;loc=d3e41502-112717<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_OperatingLeasesFutureMinimumPaymentsDueInThreeYears</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_OperatingLeasesFutureMinimumPaymentsDueInTwoYears">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of required minimum rental payments maturing in the second fiscal year following the latest fiscal year for operating leases having an initial or remaining non-cancelable letter-terms in excess of one year.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 13<br><br> -Paragraph 16<br><br> -Subparagraph b(i)<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 13<br><br> -Paragraph 122<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 840<br><br> -SubTopic 10<br><br> -Section 55<br><br> -Paragraph 40<br><br> -Subparagraph (Note 3)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6584154&amp;loc=d3e38371-112697<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 840<br><br> -SubTopic 20<br><br> -Section 50<br><br> -Paragraph 2<br><br> -Subparagraph (a)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6453985&amp;loc=d3e41502-112717<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_OperatingLeasesFutureMinimumPaymentsDueInTwoYears</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_OperatingLeasesFutureMinimumPaymentsDueThereafter">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of required minimum rental payments maturing after the fifth fiscal year following the latest fiscal year for operating leases having an initial or remaining non-cancelable letter-terms in excess of one year.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 13<br><br> -Paragraph 16<br><br> -Subparagraph b(i)<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 13<br><br> -Paragraph 122<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 840<br><br> -SubTopic 10<br><br> -Section 55<br><br> -Paragraph 40<br><br> -Subparagraph (Note 3)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6584154&amp;loc=d3e38371-112697<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 840<br><br> -SubTopic 20<br><br> -Section 50<br><br> -Paragraph 2<br><br> -Subparagraph (a)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6453985&amp;loc=d3e41502-112717<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_OperatingLeasesFutureMinimumPaymentsDueThereafter</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
    </div>
  </body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>107
<FILENAME>R4.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
  <head>
    <META http-equiv="Content-Type" content="text/html; charset=us-ascii">
    <link rel="StyleSheet" type="text/css" href="report.css"><script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script></head>
  <body><span style="display: none;">v2.4.0.6</span><table class="report" border="0" cellspacing="2" id="ID0EBUAI">
      <tr>
        <th class="tl" colspan="1" rowspan="2">
          <div style="width: 200px;"><strong>Consolidated Statements of Income (USD $)<br>In Thousands, except Share data, unless otherwise specified</strong></div>
        </th>
        <th class="th" colspan="3">12 Months Ended</th>
      </tr>
      <tr>
        <th class="th">
          <div>Dec. 31, 2012</div>
        </th>
        <th class="th">
          <div>Dec. 31, 2011</div>
        </th>
        <th class="th">
          <div>Dec. 31, 2010</div>
        </th>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InterestAndDividendIncomeOperatingAbstract', window );"><strong>INTEREST INCOME</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InterestAndFeeIncomeLoansAndLeasesHeldInPortfolio', window );">Interest and fees on loans</a></td>
        <td class="nump">$ 145,554<span></span></td>
        <td class="nump">$ 147,652<span></span></td>
        <td class="nump">$ 151,292<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InterestIncomeSecuritiesBySecurityTypeAbstract', window );"><strong>Interest on investment securities:</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InterestIncomeSecuritiesTaxable', window );">Taxable interest income</a></td>
        <td class="nump">4,352<span></span></td>
        <td class="nump">5,680<span></span></td>
        <td class="nump">5,750<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InterestIncomeSecuritiesTaxExempt', window );">Tax-exempt interest income</a></td>
        <td class="nump">1,958<span></span></td>
        <td class="nump">2,000<span></span></td>
        <td class="nump">1,633<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InterestIncomeFederalFundsSoldAndSecuritiesPurchasedUnderAgreementsToResell', window );">Other, principally overnight investments</a></td>
        <td class="nump">656<span></span></td>
        <td class="nump">436<span></span></td>
        <td class="nump">586<span></span></td>
      </tr>
      <tr class="reu">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InterestAndDividendIncomeOperating', window );">Total interest income</a></td>
        <td class="nump">152,520<span></span></td>
        <td class="nump">155,768<span></span></td>
        <td class="nump">159,261<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InterestExpenseAbstract', window );"><strong>INTEREST EXPENSE</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InterestExpenseNOWAccountsMoneyMarketAccountsAndSavingsDeposits', window );">Savings, checking and money market</a></td>
        <td class="nump">2,836<span></span></td>
        <td class="nump">4,212<span></span></td>
        <td class="nump">6,363<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InterestExpenseTimeDeposits100000OrMore', window );">Time deposits of $100,000 or more</a></td>
        <td class="nump">8,132<span></span></td>
        <td class="nump">10,103<span></span></td>
        <td class="nump">12,374<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InterestExpenseTimeDepositsLessThan100000', window );">Other time deposits</a></td>
        <td class="nump">4,486<span></span></td>
        <td class="nump">7,036<span></span></td>
        <td class="nump">11,193<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InterestExpenseFederalFundsPurchasedAndSecuritiesSoldUnderAgreementsToRepurchase', window );">Securities sold under agreements to repurchase</a></td>
        <td class="nump">4<span></span></td>
        <td class="nump">184<span></span></td>
        <td class="nump">298<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InterestExpenseBorrowings', window );">Borrowings</a></td>
        <td class="nump">1,862<span></span></td>
        <td class="nump">2,030<span></span></td>
        <td class="nump">1,679<span></span></td>
      </tr>
      <tr class="rou">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InterestExpense', window );">Total interest expense</a></td>
        <td class="nump">17,320<span></span></td>
        <td class="nump">23,565<span></span></td>
        <td class="nump">31,907<span></span></td>
      </tr>
      <tr class="reu">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InterestIncomeExpenseNet', window );">Net interest income</a></td>
        <td class="nump">135,200<span></span></td>
        <td class="nump">132,203<span></span></td>
        <td class="nump">127,354<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_FBP_ProvisionForLoanLossesNoncovered', window );">Provision for loan losses - non-covered</a></td>
        <td class="nump">69,993<span></span></td>
        <td class="nump">28,525<span></span></td>
        <td class="nump">33,646<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_FBP_ProvisionForLoanLossesCovered', window );">Provision for loan losses - covered</a></td>
        <td class="nump">9,679<span></span></td>
        <td class="nump">12,776<span></span></td>
        <td class="nump">20,916<span></span></td>
      </tr>
      <tr class="rou">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ProvisionForLoanLeaseAndOtherLosses', window );">Total provision for loan losses</a></td>
        <td class="nump">79,672<span></span></td>
        <td class="nump">41,301<span></span></td>
        <td class="nump">54,562<span></span></td>
      </tr>
      <tr class="reu">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InterestIncomeExpenseAfterProvisionForLoanLoss', window );">Net interest income after provision for loan losses</a></td>
        <td class="nump">55,528<span></span></td>
        <td class="nump">90,902<span></span></td>
        <td class="nump">72,792<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NoninterestIncomeAbstract', window );"><strong>NONINTEREST INCOME</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FeesAndCommissionsDepositorAccounts', window );">Service charges on deposit accounts</a></td>
        <td class="nump">11,865<span></span></td>
        <td class="nump">11,981<span></span></td>
        <td class="nump">12,335<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FeesAndCommissionsOther', window );">Other service charges, commissions and fees</a></td>
        <td class="nump">8,831<span></span></td>
        <td class="nump">8,067<span></span></td>
        <td class="nump">6,507<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FeesAndCommissionsMortgageBanking', window );">Fees from presold mortgage loans</a></td>
        <td class="nump">2,378<span></span></td>
        <td class="nump">1,609<span></span></td>
        <td class="nump">1,813<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InsuranceCommissionsAndFees', window );">Commissions from sales of insurance and financial products</a></td>
        <td class="nump">1,832<span></span></td>
        <td class="nump">1,512<span></span></td>
        <td class="nump">1,476<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_BankOwnedLifeInsuranceIncome', window );">Bank-owned life insurance income</a></td>
        <td class="nump">591<span></span></td>
        <td class="nump">45<span></span></td>
        <td class="nump">47<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_FBP_GainLossFromAcquisition', window );">Gain from acquisition</a></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
        <td class="nump">10,196<span></span></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_FBP_ForeclosedPropertyLossesAndWritedownsNoncovered', window );">Foreclosed property losses and write-downs - non-covered</a></td>
        <td class="num">(15,325)<span></span></td>
        <td class="num">(3,355)<span></span></td>
        <td class="num">(984)<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_FBP_ForeclosedPropertyLossesAndWritedownsCovered', window );">Foreclosed property losses and write-downs - covered</a></td>
        <td class="num">(13,035)<span></span></td>
        <td class="num">(24,492)<span></span></td>
        <td class="num">(34,527)<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_FBP_FdicIndemnificationAssetIncomeNet', window );">FDIC indemnification asset income (expense), net</a></td>
        <td class="nump">4,077<span></span></td>
        <td class="nump">20,481<span></span></td>
        <td class="nump">41,808<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_GainLossOnSaleOfSecuritiesNet', window );">Securities gains</a></td>
        <td class="nump">638<span></span></td>
        <td class="nump">74<span></span></td>
        <td class="nump">26<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_OtherNonoperatingGainsLosses', window );">Other gains (losses)</a></td>
        <td class="num">(463)<span></span></td>
        <td class="nump">98<span></span></td>
        <td class="nump">605<span></span></td>
      </tr>
      <tr class="rou">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NoninterestIncome', window );">Total noninterest income</a></td>
        <td class="nump">1,389<span></span></td>
        <td class="nump">26,216<span></span></td>
        <td class="nump">29,106<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NoninterestExpenseAbstract', window );"><strong>NONINTEREST EXPENSES</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_SalariesAndWages', window );">Salaries</a></td>
        <td class="nump">41,336<span></span></td>
        <td class="nump">39,822<span></span></td>
        <td class="nump">35,076<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_OtherLaborRelatedExpenses', window );">Employee benefits</a></td>
        <td class="nump">12,007<span></span></td>
        <td class="nump">11,616<span></span></td>
        <td class="nump">10,214<span></span></td>
      </tr>
      <tr class="rou">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LaborAndRelatedExpense', window );">Total personnel expense</a></td>
        <td class="nump">53,343<span></span></td>
        <td class="nump">51,438<span></span></td>
        <td class="nump">45,290<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_OccupancyNet', window );">Occupancy expense</a></td>
        <td class="nump">6,954<span></span></td>
        <td class="nump">6,574<span></span></td>
        <td class="nump">6,799<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_EquipmentExpense', window );">Equipment related expenses</a></td>
        <td class="nump">4,800<span></span></td>
        <td class="nump">4,326<span></span></td>
        <td class="nump">4,327<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AmortizationOfIntangibleAssets', window );">Intangibles amortization</a></td>
        <td class="nump">897<span></span></td>
        <td class="nump">902<span></span></td>
        <td class="nump">874<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_BusinessCombinationAcquisitionRelatedCosts', window );">Acquisition expenses</a></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
        <td class="nump">636<span></span></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_OtherNoninterestExpense', window );">Other operating expenses</a></td>
        <td class="nump">31,281<span></span></td>
        <td class="nump">32,230<span></span></td>
        <td class="nump">29,666<span></span></td>
      </tr>
      <tr class="rou">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NoninterestExpense', window );">Total noninterest expenses</a></td>
        <td class="nump">97,275<span></span></td>
        <td class="nump">96,106<span></span></td>
        <td class="nump">86,956<span></span></td>
      </tr>
      <tr class="reu">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments', window );">Income (loss) before income taxes</a></td>
        <td class="num">(40,358)<span></span></td>
        <td class="nump">21,012<span></span></td>
        <td class="nump">14,942<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_IncomeTaxExpenseBenefit', window );">Income tax expense (benefit)</a></td>
        <td class="num">(16,952)<span></span></td>
        <td class="nump">7,370<span></span></td>
        <td class="nump">4,960<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NetIncomeLoss', window );">Net income (loss)</a></td>
        <td class="num">(23,406)<span></span></td>
        <td class="nump">13,642<span></span></td>
        <td class="nump">9,982<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PreferredStockDividendsIncomeStatementImpact', window );">Preferred stock dividends</a></td>
        <td class="num">(2,809)<span></span></td>
        <td class="num">(3,234)<span></span></td>
        <td class="num">(3,250)<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PreferredStockRedemptionDiscount', window );">Accretion of preferred stock discount</a></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
        <td class="num">(2,932)<span></span></td>
        <td class="num">(857)<span></span></td>
      </tr>
      <tr class="rou">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NetIncomeLossAvailableToCommonStockholdersBasic', window );">Net income (loss) available to common shareholders</a></td>
        <td class="num">$ (26,215)<span></span></td>
        <td class="nump">$ 7,476<span></span></td>
        <td class="nump">$ 5,875<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_EarningsPerShareBasic', window );">Earnings (loss) per common share - Basic</a></td>
        <td class="num">$ (1.54)<span></span></td>
        <td class="nump">$ 0.44<span></span></td>
        <td class="nump">$ 0.35<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_EarningsPerShareDiluted', window );">Earnings (loss) per common share - Diluted</a></td>
        <td class="num">$ (1.54)<span></span></td>
        <td class="nump">$ 0.44<span></span></td>
        <td class="nump">$ 0.35<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_CommonStockDividendsPerShareDeclared', window );">Dividends declared per common share</a></td>
        <td class="nump">$ 0.32<span></span></td>
        <td class="nump">$ 0.32<span></span></td>
        <td class="nump">$ 0.32<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_WeightedAverageNumberOfSharesOutstandingBasic', window );">Weighted average common shares outstanding: Basic</a></td>
        <td class="nump">17,049,513<span></span></td>
        <td class="nump">16,856,072<span></span></td>
        <td class="nump">16,764,879<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_WeightedAverageNumberOfDilutedSharesOutstanding', window );">Weighted average common shares outstanding: Diluted</a></td>
        <td class="nump">17,049,513<span></span></td>
        <td class="nump">16,883,244<span></span></td>
        <td class="nump">16,793,650<span></span></td>
      </tr>
    </table>
    <div style="display: none;">
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_FBP_FdicIndemnificationAssetIncomeNet">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>FDIC indemnification asset income, net</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>FBP_FdicIndemnificationAssetIncomeNet</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>FBP_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_FBP_ForeclosedPropertyLossesAndWritedownsCovered">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The net gain (loss) resulting from sales and other disposals of other real estate owned, increases (decreases) in the valuation allowance for foreclosed real estate, and write-downs of other real estate owned after acquisition or physical possession for covered transaction.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>FBP_ForeclosedPropertyLossesAndWritedownsCovered</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>FBP_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_FBP_ForeclosedPropertyLossesAndWritedownsNoncovered">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The net gain (loss) resulting from sales and other disposals of other real estate owned, increases (decreases) in the valuation allowance for foreclosed real estate, and write-downs of other real estate owned after acquisition or physical possession of non-covered transactions.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>FBP_ForeclosedPropertyLossesAndWritedownsNoncovered</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>FBP_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_FBP_GainLossFromAcquisition">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Gain (loss) from a business acquisition.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>FBP_GainLossFromAcquisition</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>FBP_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_FBP_ProvisionForLoanLossesCovered">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Provision for loan losses, covered.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>FBP_ProvisionForLoanLossesCovered</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>FBP_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_FBP_ProvisionForLoanLossesNoncovered">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The sum of the periodic provision charged to operations, based on an assessment of the uncollectibility of loans not covered by the FDIC loss sharing agreement, the offset to which is either added to or deducted from the allowance account for the purpose of reducing loan receivable to an amount that approximates their net realizable value (the amount expected to be collected).</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>FBP_ProvisionForLoanLossesNoncovered</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>FBP_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AmortizationOfIntangibleAssets">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The aggregate expense charged against earnings to allocate the cost of intangible assets (nonphysical assets not used in production) in a systematic and rational manner to the periods expected to benefit from such assets. As a noncash expense, this element is added back to net income when calculating cash provided by or used in operations using the indirect method.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 142<br><br> -Paragraph 45<br><br> -Subparagraph a(2)<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 28<br><br> -Subparagraph (b)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6943989&amp;loc=d3e3602-108585<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 350<br><br> -SubTopic 30<br><br> -Section 45<br><br> -Paragraph 2<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6388964&amp;loc=d3e16225-109274<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 350<br><br> -SubTopic 30<br><br> -Section 50<br><br> -Paragraph 2<br><br> -Subparagraph (a)(2)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7658586&amp;loc=d3e16323-109275<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_AmortizationOfIntangibleAssets</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_BankOwnedLifeInsuranceIncome">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Earnings on or other increases in the value of the cash surrender value of bank owned life insurance policies.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 225<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.9-04.13)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6879574&amp;loc=d3e536633-122882<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_BankOwnedLifeInsuranceIncome</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_BusinessCombinationAcquisitionRelatedCosts">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>This element represents acquisition-related costs incurred to effect a business combination which costs have been expensed during the period. Such costs include finder's fees; advisory, legal, accounting, valuation, and other professional or consulting fees; general administrative costs, including the costs of maintaining an internal acquisitions department; and may include costs of registering and issuing debt and equity securities.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 805<br><br> -SubTopic 10<br><br> -Section 25<br><br> -Paragraph 23<br><br> -URI http://asc.fasb.org/extlink&amp;oid=21917927&amp;loc=d3e1043-128460<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 141R<br><br> -Paragraph 59<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_BusinessCombinationAcquisitionRelatedCosts</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_CommonStockDividendsPerShareDeclared">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Aggregate dividends declared during the period for each share of common stock outstanding.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 04<br><br> -Article 3<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 505<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.3-04)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6959260&amp;loc=d3e187085-122770<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_CommonStockDividendsPerShareDeclared</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>num:perShareItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_EarningsPerShareBasic">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The amount of net income (loss) for the period per each share of common stock or unit outstanding during the reporting period.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 04<br><br> -Paragraph 21<br><br> -Article 9<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 128<br><br> -Paragraph 36, 37, 38<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 260<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 1<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6371337&amp;loc=d3e3550-109257<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 225<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.9-04.23)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6879574&amp;loc=d3e536633-122882<br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 225<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 2<br><br> -Subparagraph (SX 210.5-03.21)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6880815&amp;loc=d3e20235-122688<br><br><br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 944<br><br> -SubTopic 225<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.7-04.19)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6879464&amp;loc=d3e573970-122913<br><br><br><br>Reference 7: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Emerging Issues Task Force (EITF)<br><br> -Number 07-4<br><br> -Paragraph 4<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 8: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 260<br><br> -SubTopic 10<br><br> -Section 55<br><br> -Paragraph 52<br><br> -URI http://asc.fasb.org/extlink&amp;oid=16381557&amp;loc=d3e4984-109258<br><br><br><br>Reference 9: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 04<br><br> -Paragraph 18<br><br> -Article 7<br><br><br><br>Reference 10: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 260<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 2<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7655603&amp;loc=d3e1252-109256<br><br><br><br>Reference 11: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 03<br><br> -Paragraph 20<br><br> -Article 5<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_EarningsPerShareBasic</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>num:perShareItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_EarningsPerShareDiluted">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The amount of net income (loss) for the period available to each share of common stock or common unit outstanding during the reporting period and to each share or unit that would have been outstanding assuming the issuance of common shares or units for all dilutive potential common shares or units outstanding during the reporting period.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 04<br><br> -Paragraph 18<br><br> -Article 7<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 128<br><br> -Paragraph 11, 12, 36<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Emerging Issues Task Force (EITF)<br><br> -Number 07-4<br><br> -Paragraph 4<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 03<br><br> -Paragraph 20<br><br> -Article 5<br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 225<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 2<br><br> -Subparagraph (SX 210.5-03.21)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6880815&amp;loc=d3e20235-122688<br><br><br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 260<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 2<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7655603&amp;loc=d3e1252-109256<br><br><br><br>Reference 7: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 04<br><br> -Paragraph 21<br><br> -Article 9<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_EarningsPerShareDiluted</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>num:perShareItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_EquipmentExpense">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>This element represents equipment expense including depreciation, repairs, rentals, and service contract costs. This item also includes equipment purchases which do not qualify for capitalization in accordance with the entity's accounting policy. This item may also include furniture expenses.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_EquipmentExpense</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FeesAndCommissionsDepositorAccounts">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Includes amounts charged depositors for: (1) maintenance of their accounts (maintenance charges); (2) failure to maintain specified minimum balances on account; (3) exceeding the number of checks or transactions allowed to be processed in a given period; (4) checks drawn on no minimum balance deposit accounts; (5) withdrawals from nontransaction deposit accounts; (6) closing savings accounts before a specified minimum period of time has elapsed; (7) accounts which have remained inactive for extended periods of time or which have become dormant; (8) use of automated teller machines or remote service units; (9) checks drawn against insufficient funds that the bank assesses regardless of whether it decides to pay, return or hold the check; (10) issuing stop payment orders; (11) certifying checks; and (12) accumulating or disbursing funds deposited in IRAs or Keogh Plan accounts when not handled by the bank's trust department. This item does not include penalties assessed on the early withdrawal of time deposits.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 04<br><br> -Paragraph 13<br><br> -Article 9<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 225<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.9-04.13 (d))<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6879574&amp;loc=d3e536633-122882<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_FeesAndCommissionsDepositorAccounts</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FeesAndCommissionsMortgageBanking">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The noninterest income derived from mortgage banking activities (fees and commissions), excluding fees earned from servicing third-party assets.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 04<br><br> -Paragraph 13<br><br> -Article 9<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 225<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.9-04.13 (d))<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6879574&amp;loc=d3e536633-122882<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_FeesAndCommissionsMortgageBanking</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FeesAndCommissionsOther">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Fee and commission revenue earned from sources not otherwise specified in the existing taxonomy.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 225<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.9-04.13)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6879574&amp;loc=d3e536633-122882<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 04<br><br> -Paragraph 13<br><br> -Article 9<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name FASB Staff Position (FSP)<br><br> -Number EITF85-24-1<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_FeesAndCommissionsOther</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_GainLossOnSaleOfSecuritiesNet">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The net gain (loss) realized from the sale, exchange, redemption, or retirement of securities, not separately or otherwise categorized as trading, available-for-sale, or held-to-maturity.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 04<br><br> -Paragraph 3<br><br> -Article 7<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 225<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.9-04.13(h))<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6879574&amp;loc=d3e536633-122882<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 944<br><br> -SubTopic 225<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.7-04.3)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6879464&amp;loc=d3e573970-122913<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 04<br><br> -Paragraph 13<br><br> -Subparagraph h<br><br> -Article 9<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_GainLossOnSaleOfSecuritiesNet</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Sum of operating profit and nonoperating income or expense before Income or Loss from equity method investments, income taxes, extraordinary items, and noncontrolling interest.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 235<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.4-08.(h)(1)(i))<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6881521&amp;loc=d3e23780-122690<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 08<br><br> -Paragraph h<br><br> -Subparagraph 1(i)<br><br> -Article 4<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_IncomeTaxExpenseBenefit">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The sum of the current income tax expense or benefit and the deferred income tax expense or benefit pertaining to continuing operations.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 740<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 9<br><br> -Subparagraph (a),(b)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6907707&amp;loc=d3e32639-109319<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 109<br><br> -Paragraph 45<br><br> -Subparagraph a, b<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 235<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.4-08.(h))<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6881521&amp;loc=d3e23780-122690<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 08<br><br> -Paragraph h<br><br> -Article 4<br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Glossary Income Tax Expense (or Benefit)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6515339<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_IncomeTaxExpenseBenefit</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_InsuranceCommissionsAndFees">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Income from agency and brokerage operations (includes sales of annuities and supplemental contracts); service charges, commissions, and fees from the sale of insurance and related services; and management fees from separate accounts, deferred annuities, and universal life products.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 04<br><br> -Paragraph 4<br><br> -Article 7<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 944<br><br> -SubTopic 225<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.7-04.4)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6879464&amp;loc=d3e573970-122913<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 225<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.9-04.13(c),(d))<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6879574&amp;loc=d3e536633-122882<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 04<br><br> -Paragraph 13<br><br> -Subparagraph c, d<br><br> -Article 9<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_InsuranceCommissionsAndFees</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_InterestAndDividendIncomeOperating">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Represents the total of interest and dividend income, including any amortization and accretion (as applicable) of discounts and premiums, earned from (1) loans and leases whether held-for-sale or held-in-portfolio; (2) investment securities; (3) federal funds sold; (4) securities purchased under agreements to resell; (5) investments in banker's acceptances, commercial paper, or certificates of deposit; (6) dividend income; or (7) other investments not otherwise specified herein.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 225<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.9-04.1-5)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6879574&amp;loc=d3e536633-122882<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 04<br><br> -Paragraph 1, 2 , 3, 4, 5<br><br> -Article 9<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher AICPA<br><br> -Name Audit and Accounting Guide (AAG)<br><br> -Number AAG-BRD<br><br> -Paragraph 9, 51, 54<br><br> -IssueDate 2006-05-01<br><br> -Chapter 4<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_InterestAndDividendIncomeOperating</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_InterestAndDividendIncomeOperatingAbstract">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_InterestAndDividendIncomeOperatingAbstract</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:stringItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_InterestAndFeeIncomeLoansAndLeasesHeldInPortfolio">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Interest and fee income generated by loans the Entity intends and has the ability to hold for the foreseeable future, or until maturity or payoff, including commercial and consumer loans, whether domestic or foreign, which may consist of: (1) industrial and agricultural; (2) real estate; and (3) real estate construction loans; (4) trade financing; (5) lease financing; (6) home equity lines-of-credit; (7) automobile and other vehicle loans; and (8) credit card and other revolving-type loans. Also includes interest income for leases held by the Entity.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 225<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.9-04.1)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6879574&amp;loc=d3e536633-122882<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 04<br><br> -Paragraph 1<br><br> -Article 9<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_InterestAndFeeIncomeLoansAndLeasesHeldInPortfolio</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_InterestExpense">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The cost of borrowed funds accounted for as interest that was charged against earnings during the period.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 04<br><br> -Paragraph 9<br><br> -Article 9<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher OTS<br><br> -Name Federal Regulation (FR)<br><br> -Number Title 12<br><br> -Section 563c.102<br><br> -Paragraph 9<br><br> -Chapter V<br><br> -Subsection II<br><br> -LegacyDoc This is a non-GAAP reference that was included in the 2009 taxonomy.  It will be removed from future versions of this taxonomy.<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 34<br><br> -Paragraph 21<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 835<br><br> -SubTopic 20<br><br> -Section 50<br><br> -Paragraph 1<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6450988&amp;loc=d3e26243-108391<br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 225<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.9-04.9)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6879574&amp;loc=d3e536633-122882<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_InterestExpense</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_InterestExpenseAbstract">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_InterestExpenseAbstract</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:stringItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_InterestExpenseBorrowings">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Aggregate amount of interest expense on all borrowings.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher OTS<br><br> -Name Federal Regulation (FR)<br><br> -Number Title 12<br><br> -Section 563c.102<br><br> -Paragraph 8<br><br> -Chapter V<br><br> -Subsection I<br><br> -LegacyDoc This is a non-GAAP reference that was included in the 2009 taxonomy.  It will be removed from future versions of this taxonomy.<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 225<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.9-04.7,8)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6879574&amp;loc=d3e536633-122882<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_InterestExpenseBorrowings</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_InterestExpenseFederalFundsPurchasedAndSecuritiesSoldUnderAgreementsToRepurchase">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The aggregate expense incurred on federal funds purchased and securities sold under agreements to repurchase. If amounts recognized as payables under repurchase agreements have been offset against amounts recognized as receivables under reverse repurchase agreements and reported as a net amount on the balance sheet, the income and expense from these agreements may be reported on a net basis.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher OTS<br><br> -Name Federal Regulation (FR)<br><br> -Number Title 12<br><br> -Section 563c.102<br><br> -Paragraph 7<br><br> -Chapter V<br><br> -Subsection II<br><br> -LegacyDoc This is a non-GAAP reference that was included in the 2009 taxonomy.  It will be removed from future versions of this taxonomy.<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_InterestExpenseFederalFundsPurchasedAndSecuritiesSoldUnderAgreementsToRepurchase</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_InterestExpenseNOWAccountsMoneyMarketAccountsAndSavingsDeposits">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The aggregate interest expense incurred on the following for deposits in domestic offices: (1) transaction accounts (NOW, and telephone and preauthorized transfer accounts), (2) money market deposits and (3) savings deposits.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 225<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.9-04.6)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6879574&amp;loc=d3e536633-122882<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 04<br><br> -Paragraph 6<br><br> -Article 9<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher OTS<br><br> -Name Federal Regulation (FR)<br><br> -Number Title 12<br><br> -Section 563c.102<br><br> -Paragraph 6<br><br> -Chapter V<br><br> -Subsection II<br><br> -LegacyDoc This is a non-GAAP reference that was included in the 2009 taxonomy.  It will be removed from future versions of this taxonomy.<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_InterestExpenseNOWAccountsMoneyMarketAccountsAndSavingsDeposits</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_InterestExpenseTimeDeposits100000OrMore">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Interest expense incurred on time deposits, including certificates of deposits, of $100,000 or more in domestic offices.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 225<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.9-04.6)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6879574&amp;loc=d3e536633-122882<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 04<br><br> -Paragraph 6<br><br> -Article 9<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher OTS<br><br> -Name Federal Regulation (FR)<br><br> -Number Title 12<br><br> -Section 563c.102<br><br> -Paragraph 6<br><br> -Chapter V<br><br> -Subsection II<br><br> -LegacyDoc This is a non-GAAP reference that was included in the 2009 taxonomy.  It will be removed from future versions of this taxonomy.<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_InterestExpenseTimeDeposits100000OrMore</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_InterestExpenseTimeDepositsLessThan100000">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Interest expense incurred on time deposits, including certificates of deposits, less than $100,000 in domestic offices.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 225<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.9-04.6)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6879574&amp;loc=d3e536633-122882<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 04<br><br> -Paragraph 6<br><br> -Article 9<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher OTS<br><br> -Name Federal Regulation (FR)<br><br> -Number Title 12<br><br> -Section 563c.102<br><br> -Paragraph 6<br><br> -Chapter V<br><br> -Subsection II<br><br> -LegacyDoc This is a non-GAAP reference that was included in the 2009 taxonomy.  It will be removed from future versions of this taxonomy.<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_InterestExpenseTimeDepositsLessThan100000</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_InterestIncomeExpenseAfterProvisionForLoanLoss">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of interest income or expense, including any amortization and accretion (as applicable) of discounts and premiums, including consideration of the provisions for loan, lease, credit, and other related losses.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 225<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.9-04.12)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6879574&amp;loc=d3e536633-122882<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 04<br><br> -Paragraph 12<br><br> -Article 9<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_InterestIncomeExpenseAfterProvisionForLoanLoss</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_InterestIncomeExpenseNet">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The net amount of operating interest income (expense).</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 225<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.9-04.10)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6879574&amp;loc=d3e536633-122882<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 04<br><br> -Paragraph 10<br><br> -Article 9<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_InterestIncomeExpenseNet</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_InterestIncomeFederalFundsSoldAndSecuritiesPurchasedUnderAgreementsToResell">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The aggregate interest income earned from (1) the lending of excess federal funds to another commercial bank requiring such for its legal reserve requirements and (2) securities purchased under agreements to resell.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 225<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.9-04.4)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6879574&amp;loc=d3e536633-122882<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 04<br><br> -Paragraph 4<br><br> -Article 9<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_InterestIncomeFederalFundsSoldAndSecuritiesPurchasedUnderAgreementsToResell</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_InterestIncomeSecuritiesBySecurityTypeAbstract">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_InterestIncomeSecuritiesBySecurityTypeAbstract</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:stringItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_InterestIncomeSecuritiesTaxable">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Interest income derived from investment securities which are subject to federal income taxes.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 225<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.9-04.2)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6879574&amp;loc=d3e536633-122882<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 04<br><br> -Paragraph 2<br><br> -Article 9<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_InterestIncomeSecuritiesTaxable</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_InterestIncomeSecuritiesTaxExempt">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Interest income derived from securities which are exempt from federal income taxes.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 225<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.9-04.2)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6879574&amp;loc=d3e536633-122882<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 04<br><br> -Paragraph 2<br><br> -Article 9<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_InterestIncomeSecuritiesTaxExempt</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_LaborAndRelatedExpense">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The aggregate amount of expenditures for salaries, wages, profit sharing and incentive compensation, and other employee benefits, including equity-based compensation, and pension and other postretirement benefit expense.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 225<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 2<br><br> -Subparagraph (SX 210.5-03.4)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6880815&amp;loc=d3e20235-122688<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_LaborAndRelatedExpense</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_NetIncomeLoss">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The portion of profit or loss for the period, net of income taxes, which is attributable to the parent.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 03<br><br> -Paragraph 19<br><br> -Article 5<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 260<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 1<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6371337&amp;loc=d3e3550-109257<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 944<br><br> -SubTopic 225<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.7-04.22)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6879464&amp;loc=d3e573970-122913<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Glossary Other Comprehensive Income<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6519514<br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 225<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 2<br><br> -Subparagraph (SX 210.5-03.18)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6880815&amp;loc=d3e20235-122688<br><br><br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 130<br><br> -Paragraph 10, 15<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 7: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 04<br><br> -Paragraph 20<br><br> -Article 9<br><br><br><br>Reference 8: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Glossary Net Income<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6518256<br><br><br><br>Reference 9: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Emerging Issues Task Force (EITF)<br><br> -Number 87-21<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 10: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 95<br><br> -Paragraph 28, 29, 30<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 11: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 28<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6943989&amp;loc=d3e3602-108585<br><br><br><br>Reference 12: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 944<br><br> -SubTopic 225<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.7-04.19)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6879464&amp;loc=d3e573970-122913<br><br><br><br>Reference 13: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 220<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 6<br><br> -URI http://asc.fasb.org/extlink&amp;oid=20435746&amp;loc=d3e565-108580<br><br><br><br>Reference 14: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher AICPA<br><br> -Name Accounting Research Bulletin (ARB)<br><br> -Number 51<br><br> -Paragraph A7<br><br> -Appendix A<br><br><br><br>Reference 15: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher AICPA<br><br> -Name Accounting Research Bulletin (ARB)<br><br> -Number 51<br><br> -Paragraph 38<br><br> -Subparagraph a<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 16: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher AICPA<br><br> -Name Accounting Research Bulletin (ARB)<br><br> -Number 51<br><br> -Paragraph 38<br><br> -Subparagraph d<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_NetIncomeLoss</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_NetIncomeLossAvailableToCommonStockholdersBasic">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Net income after adjustments for dividends on preferred stock (declared in the period) and/or cumulative preferred stock (accumulated for the period).</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 260<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 11<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7655603&amp;loc=d3e1377-109256<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 128<br><br> -Paragraph 9<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_NetIncomeLossAvailableToCommonStockholdersBasic</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_NoninterestExpense">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Total aggregate amount of all noninterest expense.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 225<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.9-04.14)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6879574&amp;loc=d3e536633-122882<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher OTS<br><br> -Name Federal Regulation (FR)<br><br> -Number Title 12<br><br> -Section 563c.102<br><br> -Paragraph 14<br><br> -Chapter V<br><br> -Subsection II<br><br> -LegacyDoc This is a non-GAAP reference that was included in the 2009 taxonomy.  It will be removed from future versions of this taxonomy.<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 04<br><br> -Paragraph 14<br><br> -Article 9<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_NoninterestExpense</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_NoninterestExpenseAbstract">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_NoninterestExpenseAbstract</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:stringItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_NoninterestIncome">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The total amount of noninterest income which may be derived from: (1) fees and commissions; (2) premiums earned; (3) insurance policy charges; (4) the sale or disposal of assets; and (5) other sources not otherwise specified.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 225<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.9-04.13)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6879574&amp;loc=d3e536633-122882<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 04<br><br> -Paragraph 13<br><br> -Article 9<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher OTS<br><br> -Name Federal Regulation (FR)<br><br> -Number Title 12<br><br> -Section 563c.102<br><br> -Paragraph 13<br><br> -Chapter V<br><br> -Subsection II<br><br> -LegacyDoc This is a non-GAAP reference that was included in the 2009 taxonomy.  It will be removed from future versions of this taxonomy.<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_NoninterestIncome</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_NoninterestIncomeAbstract">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_NoninterestIncomeAbstract</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:stringItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_OccupancyNet">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of net occupancy expense that may include items, such as depreciation of facilities and equipment, lease expenses, property taxes and property and casualty insurance expense.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 13<br><br> -Paragraph 16<br><br> -Subparagraph c<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 840<br><br> -SubTopic 30<br><br> -Section 50<br><br> -Paragraph 1<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6455398&amp;loc=d3e45280-112737<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 13<br><br> -Paragraph 16<br><br> -Subparagraph d<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 225<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 2<br><br> -Subparagraph (SX 210.5-03.6)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6880815&amp;loc=d3e20235-122688<br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 13<br><br> -Paragraph 16<br><br> -Subparagraph b<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 225<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.9-04.14(b))<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6879574&amp;loc=d3e536633-122882<br><br><br><br>Reference 7: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 13<br><br> -Paragraph 15<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 8: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher AICPA<br><br> -Name Audit and Accounting Guide (AAG)<br><br> -Number AAG-BRD<br><br> -Paragraph 62<br><br> -IssueDate 2006-05-01<br><br> -Chapter 4<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_OccupancyNet</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_OtherLaborRelatedExpenses">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of payroll tax expense, compensation, postemployment and benefit-related expenses not elsewhere specified in the taxonomy (such as health plan, profit sharing, incentives, tuition reimbursement, other fringe benefits and perquisites) incurred in the period.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 225<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 2<br><br> -Subparagraph (SX 210.5-03.4)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6880815&amp;loc=d3e20235-122688<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_OtherLaborRelatedExpenses</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_OtherNoninterestExpense">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Other noninterest expenses that are not separately presented in any other noninterest expense category.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 225<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.9-04.14)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6879574&amp;loc=d3e536633-122882<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_OtherNoninterestExpense</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_OtherNonoperatingGainsLosses">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Other aggregate amounts of gains or losses resulting from nonoperating activities (for example, interest and dividend revenue, property, plant and equipment impairment loss, and so forth.) not otherwise defined.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 03<br><br> -Paragraph 9<br><br> -Article 5<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 225<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 2<br><br> -Subparagraph (SX 210.5-03.7,9)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6880815&amp;loc=d3e20235-122688<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_OtherNonoperatingGainsLosses</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_PreferredStockDividendsIncomeStatementImpact">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The amount of preferred stock dividends that is an adjustment to net income apportioned to common stockholders.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_PreferredStockDividendsIncomeStatementImpact</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_PreferredStockRedemptionDiscount">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The excess of (1) the carrying amount of the preferred stock in the registrant's balance sheet over (2) the fair value of the consideration transferred to the holders of the preferred stock, during the accounting period, which will be added to net earnings to arrive at net earnings available to common shareholders in the calculation of earnings per share.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 260<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 2<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6802175&amp;loc=d3e42851-122695<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_PreferredStockRedemptionDiscount</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ProvisionForLoanLeaseAndOtherLosses">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The sum of the periodic provision charged to earnings, based on an assessment of uncollectibility from the counterparty on account of loan, lease or other credit losses, to reduce these accounts to the amount that approximates their net realizable value.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 04<br><br> -Paragraph 11<br><br> -Article 9<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 310<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 11B<br><br> -Subparagraph (c)(2)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7512638&amp;loc=SL6953423-111524<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 95<br><br> -Paragraph 28<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher AICPA<br><br> -Name Audit and Accounting Guide (AAG)<br><br> -Number AAG-DEP<br><br> -Paragraph 168, 169, 170<br><br> -IssueDate 2006-05-01<br><br> -Chapter 5<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 28<br><br> -Subparagraph (a)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6943989&amp;loc=d3e3602-108585<br><br><br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 225<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.9-04.11)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6879574&amp;loc=d3e536633-122882<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_ProvisionForLoanLeaseAndOtherLosses</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_SalariesAndWages">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Expenditures for salaries other than officers. Does not include allocated share-based compensation, pension and post-retirement benefit expense or other labor-related non-salary expense. For commercial and industrial companies, excludes any direct and overhead labor that is included in cost of goods sold.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 225<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 2<br><br> -Subparagraph (SX 210.5-03.4)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6880815&amp;loc=d3e20235-122688<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_SalariesAndWages</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_WeightedAverageNumberOfDilutedSharesOutstanding">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The average number of shares or units issued and outstanding that are used in calculating diluted EPS or earnings per unit (EPU), determined based on the timing of issuance of shares or units in the period.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 128<br><br> -Paragraph 40<br><br> -Subparagraph a<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 128<br><br> -Paragraph 8<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 260<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 1<br><br> -Subparagraph (a)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6371337&amp;loc=d3e3550-109257<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Emerging Issues Task Force (EITF)<br><br> -Number 07-4<br><br> -Paragraph 4<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 260<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 16<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7655603&amp;loc=d3e1505-109256<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_WeightedAverageNumberOfDilutedSharesOutstanding</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:sharesItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_WeightedAverageNumberOfSharesOutstandingBasic">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Number of [basic] shares or units, after adjustment for contingently issuable shares or units and other shares or units not deemed outstanding, determined by relating the portion of time within a reporting period that common shares or units have been outstanding to the total time in that period.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 128<br><br> -Paragraph 40<br><br> -Subparagraph a<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 260<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 10<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7655603&amp;loc=d3e1448-109256<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 260<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 1<br><br> -Subparagraph (a)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6371337&amp;loc=d3e3550-109257<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 128<br><br> -Paragraph 8<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Emerging Issues Task Force (EITF)<br><br> -Number 07-4<br><br> -Paragraph 4<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 128<br><br> -Paragraph 171<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 7: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Glossary Weighted-Average Number of Common Shares Outstanding<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6528421<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_WeightedAverageNumberOfSharesOutstandingBasic</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:sharesItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
    </div>
  </body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>108
<FILENAME>R12.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
  <head>
    <META http-equiv="Content-Type" content="text/html; charset=us-ascii">
    <link rel="StyleSheet" type="text/css" href="report.css"><script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script></head>
  <body><span style="display: none;">v2.4.0.6</span><table class="report" border="0" cellspacing="2" id="ID0ELE">
      <tr>
        <th class="tl" colspan="1" rowspan="2">
          <div style="width: 200px;"><strong>Premises and Equipment<br></strong></div>
        </th>
        <th class="th" colspan="1">12 Months Ended</th>
      </tr>
      <tr>
        <th class="th">
          <div>Dec. 31, 2012</div>
        </th>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PropertyPlantAndEquipmentAbstract', window );"><strong>Property, Plant and Equipment [Abstract]</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PropertyPlantAndEquipmentDisclosureTextBlock', window );">Premises and Equipment</a></td>
        <td class="text"><p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"><b>Note 5. Premises and Equipment</b></p>

<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">&#160;</p>

<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">Premises and equipment at December 31,
2012 and 2011 consisted of the following:</p>

<p style="font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify">&#160;</p>

<table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif">
<tr style="vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="font: italic 10pt Calibri, Helvetica, Sans-Serif; text-align: justify">($ in thousands)</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: center; border-bottom: Black 1pt solid">2012</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: bold 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif">2011</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="width: 80%; text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">Land</td><td nowrap="nowrap" style="width: 1%; font: bold 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="width: 1%; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">$</td><td nowrap="nowrap" style="width: 7%; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">23,359</td><td nowrap="nowrap" style="width: 1%; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">22,700</td><td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">Buildings</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">58,601</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">53,818</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">Furniture and equipment</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">34,179</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">31,618</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">Leasehold improvements</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">1,980</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">2,003</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;&#160;&#160;&#160;Total cost</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">118,119</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">110,139</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">Less accumulated depreciation and amortization</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">(43,748</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">)</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">(40,164</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">)</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;&#160;&#160;&#160;Net book value of premises and equipment</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 2.5pt">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">$</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">74,371</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">69,975</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
</table>

<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify"><b>&#160;</b></p><span></span></td>
      </tr>
    </table>
    <div style="display: none;">
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_PropertyPlantAndEquipmentAbstract">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_PropertyPlantAndEquipmentAbstract</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:stringItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_PropertyPlantAndEquipmentDisclosureTextBlock">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The entire disclosure for long-lived, physical assets that are used in the normal conduct of business to produce goods and services and not intended for resale. Examples include land, buildings, machinery and equipment, and other types of furniture and equipment including, but not limited to, office equipment, furniture and fixtures, and computer equipment and software. This disclosure may include property plant and equipment accounting policies and methodology, a schedule of property, plant and equipment gross, additions, deletions, transfers and other changes, depreciation, depletion and amortization expense, net, accumulated depreciation, depletion and amortization expense and useful lives, income statement disclosures, assets held for sale and public utility disclosures.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 205<br><br> -SubTopic 20<br><br> -Section 50<br><br> -Paragraph 1<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6360339&amp;loc=d3e1361-107760<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 210<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.5-02.13-14)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher AICPA<br><br> -Name Accounting Principles Board Opinion (APB)<br><br> -Number 12<br><br> -Paragraph 5<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 360<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 1<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6391035&amp;loc=d3e2868-110229<br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 360<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 2<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6391110&amp;loc=d3e2921-110230<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_PropertyPlantAndEquipmentDisclosureTextBlock</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>nonnum:textBlockItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
    </div>
  </body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>109
<FILENAME>R11.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
  <head>
    <META http-equiv="Content-Type" content="text/html; charset=us-ascii">
    <link rel="StyleSheet" type="text/css" href="report.css"><script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script></head>
  <body><span style="display: none;">v2.4.0.6</span><table class="report" border="0" cellspacing="2" id="ID0ELE">
      <tr>
        <th class="tl" colspan="1" rowspan="2">
          <div style="width: 200px;"><strong>Loans and Asset Quality Information<br></strong></div>
        </th>
        <th class="th" colspan="1">12 Months Ended</th>
      </tr>
      <tr>
        <th class="th">
          <div>Dec. 31, 2012</div>
        </th>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_FBP_LoansAndAssetQualityInformationAbstract', window );"><strong>Loans And Asset Quality Information</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivablesTextBlock', window );">Loans and Asset Quality Information Part I</a></td>
        <td class="text"><p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify"><b>Note 4. Loans and Asset Quality
Information</b>&#160;</p>

<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">&#160;</p>

<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">The loans and foreclosed real estate
that were acquired in FDIC-assisted transactions are covered by loss share agreements between the FDIC and the Company&#146;s
banking subsidiary, First Bank, which afford First Bank significant loss protection - see Note 2 to the financial statements included
in the Company&#146;s 2011 Annual Report on Form 10-K for detailed information regarding these transactions. Because of the loss
protection provided by the FDIC, the risk of the loans and foreclosed real estate that are covered by loss share agreements are
significantly different from those assets not covered under the loss share agreements. Accordingly, the Company presents separately
loans subject to the loss share agreements as &#147;covered loans&#148; in the information below and loans that are not subject
to the loss share agreements as &#147;non-covered loans.&#148;&#160;</p>

<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">&#160;</p>

<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">The following is a summary of the major
categories of total loans outstanding:</p>

<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">&#160;</p>

<table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif">
<tr style="vertical-align: bottom; font-family: Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif"><p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"><i>($
in thousands)</i></p></td><td nowrap="nowrap" style="font-weight: bold; padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td colspan="6" nowrap="nowrap" style="font-weight: bold; text-align: center; border-bottom: Black 1pt solid; font-family: Calibri, Helvetica, Sans-Serif">December 31, 2012</td><td nowrap="nowrap" style="padding-bottom: 1pt; font-weight: bold; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td colspan="6" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font-family: Calibri, Helvetica, Sans-Serif">December 31, 2011</td><td nowrap="nowrap" style="padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; font-family: Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font-weight: bold; padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="font-weight: bold; text-align: center; border-bottom: Black 1pt solid; font-family: Calibri, Helvetica, Sans-Serif">Amount</td><td nowrap="nowrap" style="padding-bottom: 1pt; font-weight: bold; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font-weight: bold; padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="font-weight: bold; text-align: center; border-bottom: Black 1pt solid; font-family: Calibri, Helvetica, Sans-Serif">Percentage</td><td nowrap="nowrap" style="padding-bottom: 1pt; font-weight: bold; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font-family: Calibri, Helvetica, Sans-Serif">Amount</td><td nowrap="nowrap" style="padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font-family: Calibri, Helvetica, Sans-Serif">Percentage</td><td nowrap="nowrap" style="padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font-family: Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="font-weight: bold; text-decoration: underline; text-align: left; padding-left: 0; font-family: Calibri, Helvetica, Sans-Serif">All&#160;loans (non-covered and covered):</td><td nowrap="nowrap" style="font-family: Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font-family: Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font-family: Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font-family: Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font-family: Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; padding-left: 5.4pt; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font-family: Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font-family: Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font-family: Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font-family: Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font-family: Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="width: 60%; text-align: left; text-indent: -12pt; padding-left: 12pt; font-family: Calibri, Helvetica, Sans-Serif">Commercial, financial, and agricultural</td><td nowrap="nowrap" style="width: 1%; font-weight: bold; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="width: 1%; font-weight: bold; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">$</td><td nowrap="nowrap" style="width: 7%; font-weight: bold; text-align: right; font-family: Calibri, Helvetica, Sans-Serif">160,790</td><td nowrap="nowrap" style="width: 1%; font-weight: bold; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="width: 1%; font-weight: bold; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="width: 1%; font-weight: bold; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="width: 7%; font-weight: bold; text-align: right; font-family: Calibri, Helvetica, Sans-Serif">7%</td><td nowrap="nowrap" style="width: 1%; font-weight: bold; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="width: 1%; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="width: 1%; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">$</td><td nowrap="nowrap" style="width: 7%; text-align: right; font-family: Calibri, Helvetica, Sans-Serif">162,099</td><td nowrap="nowrap" style="width: 1%; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="width: 1%; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="width: 1%; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="width: 7%; text-align: right; font-family: Calibri, Helvetica, Sans-Serif">7%</td><td nowrap="nowrap" style="width: 1%; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font-family: Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; text-indent: -12pt; padding-left: 12pt; font-family: Calibri, Helvetica, Sans-Serif">Real estate &#150; construction, land development &#38; other land loans</td><td nowrap="nowrap" style="font-weight: bold; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="font-weight: bold; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font-weight: bold; text-align: right; font-family: Calibri, Helvetica, Sans-Serif">298,458</td><td nowrap="nowrap" style="font-weight: bold; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font-weight: bold; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="font-weight: bold; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font-weight: bold; text-align: right; font-family: Calibri, Helvetica, Sans-Serif">13%</td><td nowrap="nowrap" style="font-weight: bold; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font-family: Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">363,079</td><td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font-family: Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">15%</td><td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font-family: Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; text-indent: -12pt; padding-left: 12pt; font-family: Calibri, Helvetica, Sans-Serif">Real estate &#150; mortgage &#150; residential (1-4 family) first mortgages</td><td nowrap="nowrap" style="font-weight: bold; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="font-weight: bold; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font-weight: bold; text-align: right; font-family: Calibri, Helvetica, Sans-Serif">815,281</td><td nowrap="nowrap" style="font-weight: bold; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font-weight: bold; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="font-weight: bold; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font-weight: bold; text-align: right; font-family: Calibri, Helvetica, Sans-Serif">34%</td><td nowrap="nowrap" style="font-weight: bold; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font-family: Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">805,542</td><td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font-family: Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">33%</td><td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font-family: Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; text-indent: -12pt; padding-left: 12pt; font-family: Calibri, Helvetica, Sans-Serif">Real estate &#150; mortgage &#150; home equity loans / lines of credit</td><td nowrap="nowrap" style="font-weight: bold; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="font-weight: bold; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font-weight: bold; text-align: right; font-family: Calibri, Helvetica, Sans-Serif">238,925</td><td nowrap="nowrap" style="font-weight: bold; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font-weight: bold; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="font-weight: bold; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font-weight: bold; text-align: right; font-family: Calibri, Helvetica, Sans-Serif">10%</td><td nowrap="nowrap" style="font-weight: bold; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font-family: Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">256,509</td><td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font-family: Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">11%</td><td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font-family: Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; text-indent: -12pt; padding-left: 12pt; font-family: Calibri, Helvetica, Sans-Serif">Real estate &#150; mortgage &#150; commercial and other</td><td nowrap="nowrap" style="font-weight: bold; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="font-weight: bold; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font-weight: bold; text-align: right; font-family: Calibri, Helvetica, Sans-Serif">789,746</td><td nowrap="nowrap" style="font-weight: bold; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font-weight: bold; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="font-weight: bold; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font-weight: bold; text-align: right; font-family: Calibri, Helvetica, Sans-Serif">33%</td><td nowrap="nowrap" style="font-weight: bold; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font-family: Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">762,895</td><td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font-family: Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">31%</td><td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font-family: Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt; text-indent: -12pt; padding-left: 12pt; font-family: Calibri, Helvetica, Sans-Serif">Installment loans to individuals</td><td nowrap="nowrap" style="font-weight: bold; padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: right; font-family: Calibri, Helvetica, Sans-Serif">71,933</td><td nowrap="nowrap" style="padding-bottom: 1pt; font-weight: bold; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font-weight: bold; padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: right; font-family: Calibri, Helvetica, Sans-Serif">3%</td><td nowrap="nowrap" style="padding-bottom: 1pt; font-weight: bold; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: right; font-family: Calibri, Helvetica, Sans-Serif">78,982</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: right; font-family: Calibri, Helvetica, Sans-Serif">3%</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font-family: Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; text-indent: -12pt; padding-left: 12pt; font-family: Calibri, Helvetica, Sans-Serif">&#160;&#160;&#160;&#160;Subtotal</td><td nowrap="nowrap" style="font-weight: bold; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="font-weight: bold; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font-weight: bold; text-align: right; font-family: Calibri, Helvetica, Sans-Serif">2,375,133</td><td nowrap="nowrap" style="font-weight: bold; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font-weight: bold; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="font-weight: bold; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font-weight: bold; text-align: right; font-family: Calibri, Helvetica, Sans-Serif">100%</td><td nowrap="nowrap" style="font-weight: bold; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font-family: Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">2,429,106</td><td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font-family: Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font-family: Calibri, Helvetica, Sans-Serif">100%</td><td nowrap="nowrap" style="text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font-family: Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt; text-indent: -12pt; padding-left: 12pt; font-family: Calibri, Helvetica, Sans-Serif">Unamortized net deferred loan costs</td><td nowrap="nowrap" style="font-weight: bold; padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: right; font-family: Calibri, Helvetica, Sans-Serif">1,324</td><td nowrap="nowrap" style="padding-bottom: 1pt; font-weight: bold; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: right; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: right; font-family: Calibri, Helvetica, Sans-Serif">1,280</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: right; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font-family: Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt; padding-left: 0; font-family: Calibri, Helvetica, Sans-Serif">&#160;&#160;&#160;&#160;Total loans</td><td nowrap="nowrap" style="font-weight: bold; padding-bottom: 2.5pt; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font-weight: bold; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">$</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font-weight: bold; text-align: right; font-family: Calibri, Helvetica, Sans-Serif">2,376,457</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font-weight: bold; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font-weight: bold; padding-bottom: 2.5pt; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="padding-bottom: 2.5pt; font-weight: bold; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font-weight: bold; text-align: right; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font-weight: bold; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">$</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; text-align: right; font-family: Calibri, Helvetica, Sans-Serif">2,430,386</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: right; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font-family: Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
</table>

<p style="font: 10pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left; text-indent: 0.25in">&#160;</p>

<p style="font: 10pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left; text-indent: 0in">As of December 31, 2012 and
2011, net loans include an unamortized premium of $485,000 and $949,000, respectively, related to acquired loans.</p>

<p style="font: 10pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left; text-indent: 0in">&#160;</p>

<p style="font: 10pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left; text-indent: 0in">At December 31, 2012, the Company
also had $30 million classified as &#147;loans held for sale&#148; that are not included in the loan balances disclosed above
or in the disclosures presented in the remainder of Note 4. In the fourth quarter of 2012, the Company identified approximately
$68 million of non-covered higher-risk loans that it targeted for sale to a third-party investor. Based on an offer to purchase
these loans received prior to year-end, the Company wrote the loans down by approximately $38 million to their estimated liquidation
value of approximately $30 million and reclassified them as &#147;loans held for sale.&#148; The sale of the loans was completed
in January 2013 with the Company receiving sales proceeds of approximately $30 million.</p>

<p style="font: 10pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left; text-indent: 0in">&#160;</p>

<p style="font: 10pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left; text-indent: 0in">Loans in the amount of $2.1
billion were pledged as collateral for certain borrowings as of both December 31, 2012 and December 31, 2011 (see Note 10).&#160;</p>

<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left; text-indent: 13.5pt">&#160;</p>

<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">The loans above also include loans to
executive officers and directors serving the Company at December 31, 2012 and to their associates, totaling approximately $6.9
million and $5.3 million at December 31, 2012 and 2011, respectively. During 2012, additions to such loans were approximately $3.6
and repayments totaled approximately $2.0. These loans were made on substantially the same terms, including interest rates and
collateral, as those prevailing at the time for comparable transactions with other non-related borrowers. Management does not believe
these loans involve more than the normal risk of collectability or present other unfavorable features.</p>

<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">&#160;</p>





<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">The following is a summary of the major
categories of non-covered loans outstanding:</p>

<table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif">
<tr style="vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"><p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">&#160;</p><p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"><i>($ in thousands)</i></p></td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt">&#160;</td>
    <td colspan="6" nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: center; border-bottom: Black 1pt solid">December 31, 2012</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: bold 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td colspan="6" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif">December 31, 2011</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: center; border-bottom: Black 1pt solid">Amount</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: bold 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: center; border-bottom: Black 1pt solid">Percentage</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: bold 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif">Amount</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif">Percentage</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-decoration: underline; text-align: left; padding-left: 0">Non-covered loans:</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; padding-left: 5.4pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="width: 60%; text-align: left; text-indent: -12pt; padding-left: 12pt; font: 10pt Calibri, Helvetica, Sans-Serif">Commercial, financial, and agricultural</td><td nowrap="nowrap" style="width: 1%; font: bold 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="width: 1%; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">$</td><td nowrap="nowrap" style="width: 7%; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">155,273</td><td nowrap="nowrap" style="width: 1%; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="width: 1%; font: bold 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="width: 1%; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="width: 7%; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">7%</td><td nowrap="nowrap" style="width: 1%; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">$</td><td nowrap="nowrap" style="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">152,627</td><td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">8%</td><td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; text-indent: -12pt; padding-left: 12pt; font: 10pt Calibri, Helvetica, Sans-Serif">Real estate &#150; construction, land development &#38; other land loans</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">251,569</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">12%</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">290,983</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">14%</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; text-indent: -12pt; padding-left: 12pt; font: 10pt Calibri, Helvetica, Sans-Serif">Real estate &#150; mortgage &#150; residential (1-4 family) first mortgages</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">679,401</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">33%</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">646,616</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">31%</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; text-indent: -12pt; padding-left: 12pt; font: 10pt Calibri, Helvetica, Sans-Serif">Real estate &#150; mortgage &#150; home equity loans / lines of credit</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">219,443</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">11%</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">233,171</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">11%</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; text-indent: -12pt; padding-left: 12pt; font: 10pt Calibri, Helvetica, Sans-Serif">Real estate &#150; mortgage &#150; commercial and other</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">715,973</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">34%</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">666,882</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">32%</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt; text-indent: -12pt; padding-left: 12pt; font: 10pt Calibri, Helvetica, Sans-Serif">Installment loans to individuals</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">71,160</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">3%</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">77,593</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">4%</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; text-indent: -12pt; padding-left: 12pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;&#160;&#160;&#160;Subtotal</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">2,092,819</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">100%</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">2,067,872</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">100%</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt; text-indent: -12pt; padding-left: 12pt; font: 10pt Calibri, Helvetica, Sans-Serif">Unamortized net deferred loan costs</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">1,324</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">1,280</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt; padding-left: 0; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;&#160;&#160;&#160;Total non-covered loans</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 2.5pt">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">$</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">2,094,143</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 2.5pt">&#160;</td>
    <td nowrap="nowrap" style="padding-bottom: 2.5pt; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">$</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">2,069,152</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
</table>

<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">&#160;</p>

<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">The carrying amount of the covered loans
at December 31, 2012 consisted of loans that were identified on the date of their purchase as being impaired and those that were
classified on the date of their purchase as nonimpaired, as follows:</p>

<p style="font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0.25in">&#160;</p>

<table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif">
<tr style="vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="font: italic 10pt Calibri, Helvetica, Sans-Serif; text-align: justify">($ in thousands)</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif">Impaired <br />
Purchased <br />Loans &#150; <br />
Carrying <br />
Value</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif">Impaired<br />
 Purchased <br />
Loans &#150; <br />
Unpaid <br />
Principal <br />
Balance</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif">Nonimpaired <br />
Purchased <br />Loans &#150;<br />
 Carrying <br />
Value</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif">Nonimpaired<br />
 Purchased <br />
Loans - <br />
Unpaid<br />
 Principal <br />
Balance</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif">Total <br />
Covered <br />Loans &#150; <br />
Carrying <br />
Value</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif">Total<br />
 Covered <br />
Loans &#150; <br />
Unpaid <br />
Principal <br />
Balance</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-decoration: underline; text-align: justify">Covered loans:</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="width: 40%; text-align: left; text-indent: -12pt; padding-left: 12pt; font: 10pt Calibri, Helvetica, Sans-Serif">Commercial, financial, and agricultural</td><td nowrap="nowrap" style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">$</td><td nowrap="nowrap" style="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">71</td><td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">148</td><td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">5,446</td><td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">7,009</td><td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">5,517</td><td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">7,157</td><td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; text-indent: -12pt; padding-left: 12pt; font: 10pt Calibri, Helvetica, Sans-Serif">Real estate &#150; construction, land development &#38; other land loans</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">1,575</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">2,594</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">45,314</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">82,676</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">46,889</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">85,270</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; text-indent: -12pt; padding-left: 12pt; font: 10pt Calibri, Helvetica, Sans-Serif">Real estate &#150; mortgage &#150; residential (1-4 family) first mortgages</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">794</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">1,902</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">135,086</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">161,416</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">135,880</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">163,318</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; text-indent: -12pt; padding-left: 12pt; font: 10pt Calibri, Helvetica, Sans-Serif">Real estate &#150; mortgage &#150; home equity loans / lines of credit</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">16</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">56</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">19,466</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">24,431</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">19,482</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">24,487</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; text-indent: -12pt; padding-left: 12pt; font: 10pt Calibri, Helvetica, Sans-Serif">Real estate &#150; mortgage &#150; commercial and other</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">2,369</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">4,115</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">71,404</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">94,502</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">73,773</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">98,617</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt; text-indent: -12pt; padding-left: 12pt; font: 10pt Calibri, Helvetica, Sans-Serif">Installment loans to individuals</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">&#151;</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">&#151;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">773</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">828</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">773</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">828</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; padding-bottom: 2.5pt; text-indent: -12pt; padding-left: 12pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;&#160;&#160;&#160;&#160;Total</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">$</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">4,825</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">8,815</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">277,489</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">370,862</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">282,314</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">379,677</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
</table>

<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left; text-indent: 0.25in">&#160;</p>





<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">&#160;</p>

<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">The carrying amount of the covered loans
at December 31, 2011 consisted of impaired and nonimpaired purchased loans, as follows:</p>

<p style="font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0.25in">&#160;</p>

<table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif">
<tr style="vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="font: italic 10pt Calibri, Helvetica, Sans-Serif; text-align: justify">($ in thousands)</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif">Impaired <br />
Purchased <br />Loans &#150; <br />
Carrying <br />
Value</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif">Impaired <br />
Purchased <br />
Loans &#150; <br />
Unpaid <br />
Principal <br />
Balance</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif">Nonimpaired <br />
Purchased <br />Loans &#150; <br />
Carrying <br />
Value</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif">Nonimpaired <br />
Purchased <br />
Loans - <br />
Unpaid <br />
Principal <br />
Balance</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif">Total<br />
 Covered <br />Loans &#150;<br />
 Carrying <br />
Value</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif">Total <br />
Covered <br />
Loans &#150; <br />
Unpaid <br />
Principal <br />
Balance</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-decoration: underline; text-align: justify">Covered loans:</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="width: 40%; text-align: left; text-indent: -12pt; padding-left: 12pt; font: 10pt Calibri, Helvetica, Sans-Serif">Commercial, financial, and agricultural</td><td nowrap="nowrap" style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">$</td><td nowrap="nowrap" style="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">69</td><td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">319</td><td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">9,403</td><td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">11,736</td><td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">9,472</td><td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">12,055</td><td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; text-indent: -12pt; padding-left: 12pt; font: 10pt Calibri, Helvetica, Sans-Serif">Real estate &#150; construction, land development &#38; other land loans</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">3,865</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">8,505</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">68,231</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">115,489</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">72,096</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">123,994</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; text-indent: -12pt; padding-left: 12pt; font: 10pt Calibri, Helvetica, Sans-Serif">Real estate &#150; mortgage &#150; residential (1-4 family) first mortgages</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">1,214</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">2,639</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">157,712</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">189,436</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">158,926</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">192,075</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; text-indent: -12pt; padding-left: 12pt; font: 10pt Calibri, Helvetica, Sans-Serif">Real estate &#150; mortgage &#150; home equity loans / lines of credit</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">127</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">577</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">23,211</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">29,249</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">23,338</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">29,826</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; text-indent: -12pt; padding-left: 12pt; font: 10pt Calibri, Helvetica, Sans-Serif">Real estate &#150; mortgage &#150; commercial and other</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">2,585</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">4,986</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">93,428</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">125,450</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">96,013</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">130,436</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt; text-indent: -12pt; padding-left: 12pt; font: 10pt Calibri, Helvetica, Sans-Serif">Installment loans to individuals</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">4</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">6</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">1,385</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">1,583</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">1,389</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">1,589</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; padding-bottom: 2.5pt; text-indent: -12pt; padding-left: 12pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;&#160;&#160;&#160;&#160;Total</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">$</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">7,864</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">17,032</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">353,370</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">472,943</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">361,234</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">489,975</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
</table>

<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">&#160;</p>

<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">The following table presents information
regarding covered purchased nonimpaired loans since December 31, 2010. The amounts include principal only and do not reflect accrued
interest as of the date of the acquisition or beyond.</p>

<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left; text-indent: 0.25in">&#160;</p>

<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left; text-indent: 0.25in"><i></i></p>

<table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif">
<tr style="vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"><i>($ in thousands)</i></td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="width: 90%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">Carrying amount of nonimpaired covered loans at December 31, 2010</td><td nowrap="nowrap" style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">$</td><td nowrap="nowrap" style="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">366,521</td><td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">Additions due to acquisition of The Bank of Asheville (at fair value)</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">84,623</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">Principal repayments</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">(40,576</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">)</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">Transfers to foreclosed real estate</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">(53,999</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">)</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">Loan charge-offs</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">(14,797</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">)</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">Accretion of loan discount</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">11,598</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">Carrying amount of nonimpaired covered loans at December 31, 2011</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">353,370</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">Principal repayments</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">(51,582</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">)</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">Transfers to foreclosed real estate</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">(30,181</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">)</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">Loan charge-offs</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">(10,584</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">)</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">Accretion of loan discount</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">16,466</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">Carrying amount of nonimpaired covered loans at December 31, 2012</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">$</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">277,489</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
</table>

<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">&#160;</p>

<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">As reflected in the table above, the Company
accreted $16,466,000 and $11,598,000 of the loan discount on purchased nonimpaired loans into interest income during 2012 and 2011,
respectively. As of December 31, 2012, there was remaining loan discount of $56,515,000 related to purchased performing loans.
If these loans continue to be repaid by the borrowers, the Company will accrete the remaining loan discount into interest income
over the covered lives of the respective loans. In such circumstances, a corresponding entry to reduce the indemnification asset
will be recorded amounting to 80% of the loan discount accretion, which reduces noninterest income. At December 31, 2012, the Company
also had $18,406,000 of loan discount related to purchased nonperforming loans. It is not expected that this amount will be accreted,
as it represents estimated losses on these loans. An additional $22,441,000 in partial charge-offs have been recorded on purchased
loans outstanding at December 31, 2012.</p>

<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left; text-indent: 0.25in">&#160;</p>

<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">The following table presents information
regarding all purchased impaired loans since December 31, 2010, substantially all of which are covered loans. The Company has applied
the cost recovery method to all purchased impaired loans at their respective acquisition dates due to the uncertainty as to the
timing of expected cash flows, as reflected in the following table.</p>

<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">&#160;</p>



<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">&#160;</p>

<table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif">
<tr style="vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif"><p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">&#160;</p><p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"><i>($ in thousands)</i></p> <p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"><i>&#160;</i></p> <p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">&#160;</p> <p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">&#160;</p> <p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">Purchased Impaired Loans</p></td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif; border-bottom: Black 1pt solid">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif">Contractual <br />
Principal <br />
Receivable</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif; border-bottom: Black 1pt solid">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif; border-bottom: Black 1pt solid">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif">Fair Market<br />
 Value <br />
Adjustment &#150; <br />
Write Down <br />
(Nonaccretable <br />
Difference)</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif; border-bottom: Black 1pt solid">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif; border-bottom: Black 1pt solid">&#160;</td>
    <td colspan="2" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif">Carrying <br />Amount</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif; border-bottom: Black 1pt solid">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="width: 70%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">Balance at December 31, 2010</td><td nowrap="nowrap" style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">$</td><td nowrap="nowrap" style="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">8,080</td><td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">2,329</td><td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">5,751</td><td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">Additions due to acquisition of The Bank of Asheville</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">38,452</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">20,807</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">17,645</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">Change due to payments received</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">(1,620</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">)</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">(327</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">)</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">(1,293</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">)</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">Transfer to foreclosed real estate</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">(19,881</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">)</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">(9,308</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">)</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">(10,573</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">)</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">Change due to loan charge-off</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">(7,522</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">)</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">(4,193</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">)</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">(3,329</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">)</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">Other</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">807</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">224</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">583</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">Balance at December 31, 2011</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">18,316</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">9,532</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">8,784</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">Change due to payments received</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">(355</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">)</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">44</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">(399</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">)</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">Transfer to foreclosed real estate</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">(7,636</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">)</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">(3,487</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">)</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">(4,149</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">)</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">Change due to loan charge-off</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">(359</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">)</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">(531</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">)</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">172</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">Other</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">(1,151</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">)</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">(1,568</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">)</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">417</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">Balance at December 31, 2012</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">$</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">8,815</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">3,990</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">4,825</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
</table>

<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left; text-indent: 0.25in">&#160;</p>

<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">Each of the purchased impaired loans are
on nonaccrual status and considered to be impaired. Because of the uncertainty of the expected cash flows, the Company is accounting
for each purchased impaired loan under the cost recovery method, in which all cash payments are applied to principal. Thus, there
is no accretable yield associated with the above loans. During 2012 and 2011, the Company did not receive any payments that exceeded
the initial carrying amount of the purchased impaired loans.</p>

<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left; text-indent: 0.25in">&#160;</p>

<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">Nonperforming assets are defined as nonaccrual
loans, restructured loans, loans past due 90 or more days and still accruing interest, nonperforming loans held for sale, and foreclosed
real estate. Nonperforming assets are summarized as follows:</p>

<p style="font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0.25in">&#160;</p>

<table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif">
<tr style="vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: justify"><p style="font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif; margin: 0 0 0 27pt; text-align: justify"><b>&#160;</b></p><p style="font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify"><b>ASSET QUALITY DATA </b>(<i>$ in thousands)</i></p></td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: center; border-bottom: Black 1pt solid">December 31,<br />
 2012</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: bold 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif">December 31,<br />
 2011</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-decoration: underline; text-align: justify">Non-covered nonperforming assets</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="width: 80%; text-align: justify; text-indent: 0.25in; padding-left: 5.4pt; font: 10pt Calibri, Helvetica, Sans-Serif">Nonaccrual loans</td><td nowrap="nowrap" style="width: 1%; font: bold 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="width: 1%; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">$</td><td nowrap="nowrap" style="width: 7%; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">33,034</td><td nowrap="nowrap" style="width: 1%; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">73,566</td><td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; text-indent: 0.25in; padding-left: 5.4pt; font: 10pt Calibri, Helvetica, Sans-Serif">Restructured loans &#150; accruing</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">24,848</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">11,720</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; padding-bottom: 1pt; text-indent: 0.25in; padding-left: 5.4pt; font: 10pt Calibri, Helvetica, Sans-Serif">Accruing loans &#62; 90 days past due</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">&#151;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">&#151;</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; text-indent: 0.25in; padding-left: 5.4pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;&#160;&#160;&#160;&#160;Total non-covered nonperforming loans</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">57,882</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">85,286</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; text-indent: 0.25in; padding-left: 5.4pt; font: 10pt Calibri, Helvetica, Sans-Serif">Nonperforming loans held for sale</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">21,938</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#151;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; padding-bottom: 1pt; text-indent: 0.25in; padding-left: 5.4pt; font: 10pt Calibri, Helvetica, Sans-Serif">Foreclosed real estate</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">26,285</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">37,023</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; padding-bottom: 2.5pt; text-indent: 0.75in; padding-left: 5.4pt; font: 10pt Calibri, Helvetica, Sans-Serif">Total non-covered nonperforming assets</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 2.5pt">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">$</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">106,105</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">122,309</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; text-indent: 0.75in; padding-left: 5.4pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-decoration: underline; text-align: justify">Covered nonperforming assets</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; text-indent: 0.25in; padding-left: 5.4pt; font: 10pt Calibri, Helvetica, Sans-Serif">Nonaccrual loans (1)</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">$</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">33,491</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">41,472</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; text-indent: 0.25in; padding-left: 5.4pt; font: 10pt Calibri, Helvetica, Sans-Serif">Restructured loans &#150; accruing</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">15,465</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">14,218</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; padding-bottom: 1pt; text-indent: 0.25in; padding-left: 5.4pt; font: 10pt Calibri, Helvetica, Sans-Serif">Accruing loans &#62; 90 days past due</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">&#151;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">&#151;</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; text-indent: 0.25in; padding-left: 5.4pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;&#160;&#160;&#160;&#160;Total covered nonperforming loans</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">48,956</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">55,690</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; padding-bottom: 1pt; text-indent: 0.25in; padding-left: 5.4pt; font: 10pt Calibri, Helvetica, Sans-Serif">Foreclosed real estate</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">47,290</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">85,272</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; padding-bottom: 2.5pt; text-indent: 0.75in; padding-left: 5.4pt; font: 10pt Calibri, Helvetica, Sans-Serif">Total covered nonperforming assets</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 2.5pt">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">$</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">96,246</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">140,962</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; text-indent: 0.75in; padding-left: 5.4pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;&#160;&#160;&#160;&#160;&#160;&#160;Total nonperforming assets</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 2.5pt">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">$</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">202,351</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">263,271</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
</table>

<p style="font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify">&#160;</p>

<p style="font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify; border-top: Black 1pt solid">(1) At December 31, 2012 and December
31, 2011, the contractual balance of the nonaccrual loans covered by FDIC loss share agreements was $64.4 million and $69.0 million,
respectively.</p>

<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left; text-indent: 0.25in">&#160;</p>

<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">If the nonaccrual and restructured loans
as of December 31, 2012, 2011 and 2010 had been current in accordance with their original terms and had been outstanding throughout
the period (or since origination if held for part of the period), gross interest income in the amounts of approximately $7,689,000,
$8,724,000 and $8,136,000 for nonaccrual loans and $2,392,000, $1,873,000 and $1,943,000 for restructured loans would have been
recorded for 2012, 2011, and 2010, respectively. Interest income on such loans that was actually collected and included in net
income in 2012, 2011 and 2010 amounted to approximately $2,824,000, $2,578,000 and $3,195,000 for nonaccrual loans (prior to their
being placed on nonaccrual status), and $1,179,000, $1,351,000, and $1,342,000 for restructured loans, respectively. At December
31, 2012 and 2011, we had no commitments to lend additional funds to debtors whose loans were nonperforming.</p>

<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">&#160;</p>



<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"></p>

<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">The following table presents information
related to the Company&#146;s impaired loans.</p>

<p style="font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0.25in">&#160;</p>

<table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif">
<tr style="vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif"><p style="font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify">&#160;</p><p style="font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify"><i>($ in thousands)</i></p></td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt; border-bottom: Black 1pt solid">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; border-bottom: Black 1pt solid; text-align: center; vertical-align: bottom">As of /for the <br />
year ended <br />
December 31, <br />2012</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: bold 10pt Calibri, Helvetica, Sans-Serif; border-bottom: Black 1pt solid">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif; border-bottom: Black 1pt solid">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif">As of /for the <br />
year ended <br />December 31, <br />2011</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif; border-bottom: Black 1pt solid">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif; border-bottom: Black 1pt solid">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif">As of /for the<br />
 year ended <br />December 31, <br />2010</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif; border-bottom: Black 1pt solid">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: justify">Impaired loans at period end</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="width: 70%; text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;&#160;&#160;&#160;&#160;Non-covered</td><td nowrap="nowrap" style="width: 1%; font: bold 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="width: 1%; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">$</td><td nowrap="nowrap" style="width: 7%; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">57,882</td><td nowrap="nowrap" style="width: 1%; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">85,286</td><td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">96,003</td><td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;&#160;&#160;&#160;&#160;Covered</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">48,956</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">55,690</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">72,825</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif; padding-left: 3em">Total impaired loans at period end</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 2.5pt">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">$</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">106,838</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">140,976</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">168,828</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: justify">Average amount of impaired loans for period</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;&#160;&#160;&#160;&#160;Non-covered</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">$</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">85,198</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">89,023</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">89,751</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;&#160;&#160;&#160;&#160;Covered</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">54,773</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">63,289</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">95,373</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif; padding-left: 3em">Average amount of impaired loans for period &#150; total</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 2.5pt">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">$</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">139,971</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">152,312</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">185,124</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: justify">Allowance for loan losses related to impaired loans at period end</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;&#160;&#160;&#160;&#160;Non-covered</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">$</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">5,051</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">5,804</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">7,613</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;&#160;&#160;&#160;&#160;Covered</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">3,509</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">5,106</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">11,155</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif; padding-left: 3em">Allowance for loan losses related to impaired loans - total</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 2.5pt">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">$</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">8,560</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">10,910</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">18,768</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">Amount of impaired loans with no related allowance at period end</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;&#160;&#160;&#160;&#160;Non-covered</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">$</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">12,049</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">35,721</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">42,874</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;&#160;&#160;&#160;&#160;Covered</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">35,196</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">43,702</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">49,991</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif; padding-left: 3em">Total impaired loans with no related allowance at period end</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 2.5pt">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">$</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">47,245</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">79,423</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">92,865</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
</table>

<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left; text-indent: 0.25in">&#160;</p>

<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">All of the impaired loans noted in the
table above were on nonaccrual status at each respective period end except for those classified as restructured loans (see table
on previous page for balances).&#160;</p>

<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">&#160;</p>

<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">The remaining tables in this note present
information derived from the Company&#146;s allowance for loan loss model. Relevant accounting guidance requires certain disclosures
to be disaggregated based on how the Company develops its allowance for loan losses and manages its credit exposure. This model
combines loan types in a different manner than the tables previously presented.</p>

<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left; text-indent: 0.25in">&#160;</p>

<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">The following table presents the Company&#146;s
nonaccrual loans as of December 31, 2012.</p>

<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">&#160;</p>

<table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif">
<tr style="vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="font: italic 10pt Calibri, Helvetica, Sans-Serif; text-align: left">($ in thousands)</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif">Non-covered</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif">Covered</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif">Total</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">Commercial, financial, and agricultural:</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="width: 70%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif; padding-left: 1em">Commercial - unsecured</td><td nowrap="nowrap" style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">$</td><td nowrap="nowrap" style="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">307</td><td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">150</td><td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">457</td><td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif; padding-left: 1em">Commercial - secured</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">2,398</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">3</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">2,401</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif; padding-left: 1em">Secured by inventory and accounts receivable</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">17</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">59</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">76</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">Real estate &#150; construction, land development &#38; other land loans</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">6,354</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">11,698</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">18,052</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">Real estate &#150; residential, farmland and multi-family</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">9,629</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">10,712</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">20,341</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">Real estate &#150; home equity lines of credit</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">1,622</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">465</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">2,087</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">Real estate - commercial</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">9,885</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">10,342</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">20,227</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">Consumer</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">2,822</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">62</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">2,884</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt; padding-left: 0.3in; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;&#160;Total</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">$</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">33,034</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">33,491</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">66,525</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; padding-left: 5.4pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
</table>

<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"></p>



<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">The following table presents the Company&#146;s
nonaccrual loans as of December 31, 2011.</p>

<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">&#160;</p>

<table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif">
<tr style="vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="font: italic 10pt Calibri, Helvetica, Sans-Serif; text-align: left">($ in thousands)</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif">Non-covered</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif">Covered</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif">Total</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">Commercial, financial, and agricultural:</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="width: 70%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif; padding-left: 1em">Commercial - unsecured</td><td nowrap="nowrap" style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">$</td><td nowrap="nowrap" style="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">452</td><td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#151;</td><td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">452</td><td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif; padding-left: 1em">Commercial - secured</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">2,190</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">358</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">2,548</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif; padding-left: 1em">Secured by inventory and accounts receivable</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">588</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">102</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">690</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">Real estate &#150; construction, land development &#38; other land loans</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">22,772</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">21,204</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">43,976</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">Real estate &#150; residential, farmland and multi-family</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">25,430</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">11,050</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">36,480</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">Real estate &#150; home equity lines of credit</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">3,161</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">1,068</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">4,229</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">Real estate - commercial</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">16,203</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">7,459</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">23,662</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">Consumer</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">2,770</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">231</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">3,001</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td style="text-align: left; padding-bottom: 2.5pt; padding-left: 0.3in; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;&#160;Total</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">$</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">73,566</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">41,472</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">115,038</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
</table>

<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">&#160;</p>

<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">The following table presents an analysis
of the payment status of the Company&#146;s loans as of December 31, 2012.</p>

<p style="font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0.25in">&#160;</p>

<table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif">
<tr style="vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="font: italic 10pt Calibri, Helvetica, Sans-Serif; text-align: justify">($ in thousands)</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif">30-59 <br />
Days Past <br />
Due</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif">60-89 Days<br />
 Past Due</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif">Nonaccrual <br />
Loans</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif">Current</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif">Total Loans<br />
 Receivable</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-decoration: underline; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">Non-covered loans</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">Commercial, financial, and agricultural:</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="width: 50%; text-align: left; padding-left: 1em; font: 10pt Calibri, Helvetica, Sans-Serif">Commercial - unsecured</td><td nowrap="nowrap" style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">$</td><td nowrap="nowrap" style="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">91</td><td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">10</td><td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">307</td><td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">35,278</td><td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">35,686</td><td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; padding-left: 1em; font: 10pt Calibri, Helvetica, Sans-Serif">Commercial - secured</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">1,020</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">220</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">2,398</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">110,074</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">113,712</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; padding-left: 1em; font: 10pt Calibri, Helvetica, Sans-Serif">Secured by inventory and accounts receivable</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">52</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">4</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">17</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">21,270</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">21,343</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">Real estate &#150; construction, land development &#38; other land loans</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">490</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">263</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">6,354</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">211,001</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">218,108</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">Real estate &#150; residential, farmland, and multi-family</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">9,673</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">2,553</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">9,629</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">797,584</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">819,439</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">Real estate &#150; home equity lines of credit</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">976</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">320</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">1,622</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">197,962</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">200,880</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">Real estate - commercial</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">4,326</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">1,131</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">9,885</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">612,598</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">627,940</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">Consumer</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">462</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">219</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">2,822</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">52,208</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">55,711</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt; padding-left: 0.3in; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;&#160;Total non-covered</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">$</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">17,090</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">4,720</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">33,034</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">2,037,975</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">2,092,819</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">Unamortized net deferred loan costs</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">1,324</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;Total non-covered loans</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">$</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">2,094,143</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">Covered loans</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">$</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">6,564</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">3,417</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">33,491</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">238,842</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">282,314</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;Total loans</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">$</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">23,654</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">8,137</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">66,525</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">2,276,817</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">2,376,457</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
</table>

<p style="font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0.25in">&#160;</p>

<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">The Company had no non-covered or covered
loans that were past due greater than 90 days and accruing interest at December 31, 2012.</p>





<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">The following table presents an analysis
of the payment status of the Company&#146;s loans as of December 31, 2011.</p>

<p style="font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0.25in">&#160;</p>

<table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif">
<tr style="vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="font: italic 10pt Calibri, Helvetica, Sans-Serif; text-align: justify">($ in thousands)</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif">30-59 <br />
Days Past<br />
 Due</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif">60-89 Days <br />
Past Due</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif">Nonaccrual <br />
Loans</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif">Current</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif">Total Loans <br />
Receivable</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-decoration: underline; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">Non-covered loans</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">Commercial, financial, and agricultural:</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="width: 50%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif; padding-left: 1em">Commercial - unsecured</td><td nowrap="nowrap" style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">$</td><td nowrap="nowrap" style="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">67</td><td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">591</td><td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">452</td><td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">37,668</td><td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">38,778</td><td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif; padding-left: 1em">Commercial - secured</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">672</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">207</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">2,190</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">108,682</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">111,751</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif; padding-left: 1em">Secured by inventory and accounts receivable</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">247</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#151;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">588</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">20,993</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">21,828</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">Real estate &#150; construction, land development &#38; other land loans</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">1,250</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">1,411</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">22,772</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">221,372</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">246,805</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">Real estate &#150; residential, farmland, and multi-family</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">9,751</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">4,259</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">25,430</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">756,215</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">795,655</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">Real estate &#150; home equity lines of credit</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">1,126</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">237</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">3,161</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">202,912</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">207,436</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">Real estate - commercial</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">2,620</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">1,006</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">16,203</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">567,354</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">587,183</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">Consumer</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">657</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">286</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">2,770</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">54,723</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">58,436</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td style="text-align: left; padding-bottom: 2.5pt; padding-left: 0.3in; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;&#160;Total non-covered</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">$</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">16,390</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">7,997</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">73,566</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">1,969,919</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">2,067,872</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">Unamortized net deferred loan costs</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">1,280</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;Total non-covered loans</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">$</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">2,069,152</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">Covered loans</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">$</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">6,511</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">3,388</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">41,472</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">309,863</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">361,234</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;Total loans</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">$</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">22,901</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">11,385</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">115,038</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">2,279,782</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">2,430,386</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
</table>

<p style="font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0.25in">&#160;</p>

<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">The Company had no non-covered or covered
loans that were past due greater than 90 days and accruing interest at December 31, 2011.&#160;</p>





<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">The following table presents the activity
in the allowance for loan losses for non-covered loans for the year ended December 31, 2012.</p>

<p style="font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0.25in">&#160;</p>

<table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif">
<tr style="vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="font: italic 10pt Calibri, Helvetica, Sans-Serif; text-align: justify">($ in thousands)</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif">Commercial, <br />
Financial, and<br />
 Agricultural</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif">Real Estate &#150; <br />
Construction, <br />
Land <br />
Development, &#38; <br />
Other Land <br />
Loans</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif">Real Estate &#150; <br />
Residential, <br />
Farmland, <br />
and Multi-<br />
family</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif">Real<br />
 Estate &#150; <br />
Home <br />
Equity <br />
Lines of <br />
Credit</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif">Real Estate &#150; <br />
Commercial<br />
 and Other</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif">Consumer</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif">Unallo-<br />
cated</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif">Total</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td colspan="33" nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-decoration: underline; text-align: justify">As of and for the year ended December 31, 2012</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="width: 20%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">Beginning balance</td><td nowrap="nowrap" style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">$</td><td nowrap="nowrap" style="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">3,780</td><td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">11,306</td><td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">13,532</td><td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">1,690</td><td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">3,414</td><td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">1,872</td><td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">16</td><td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">35,610</td><td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">Charge-offs</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">(4,912</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">)</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">(19,312</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">)</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">(20,879</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">)</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">(3,287</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">)</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">(16,616</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">)</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">(1,539</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">)</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#151;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">(66,545</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">)</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">Recoveries</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">354</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">986</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">430</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">209</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">333</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">273</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#151;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">2,585</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">Provisions</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">5,465</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">19,876</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">20,999</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">3,272</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">18,116</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">1,333</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">932</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">69,993</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">Ending balance</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">$</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">4,687</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">12,856</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">14,082</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">1,884</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">5,247</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">1,939</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">948</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">41,643</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" colspan="33" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: justify">Ending balances as of December 31, 2012:&#160;&#160;Allowance for loan losses</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">Individually evaluated for impairment</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">$</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">&#151;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">&#151;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">50</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">&#151;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">957</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">&#151;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">&#151;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">1,007</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">Collectively evaluated for impairment</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">$</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">4,687</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">12,856</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">14,032</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">1,884</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">4,290</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">1,939</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">948</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">40,636</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">Loans acquired with deteriorated credit quality</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">$</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">&#151;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">&#151;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">&#151;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">&#151;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">&#151;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">&#151;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">&#151;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">&#151;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" colspan="33" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: justify">Loans receivable as of December 31, 2012:</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">Ending balance &#150; total</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">$</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">170,741</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">218,108</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">819,439</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">200,880</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">627,940</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">55,711</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">&#151;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">2,092,819</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" colspan="33" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: justify">Ending balances as of December 31, 2012: Loans</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">Individually evaluated for impairment</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">$</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">&#151;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">4,276</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">1,705</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">&#151;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">15,040</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">&#151;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">&#151;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">21,021</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">Collectively evaluated for impairment</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">$</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">170,741</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">213,832</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">817,734</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">200,880</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">612,900</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">55,711</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">&#151;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">2,071,798</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">Loans acquired with deteriorated credit quality</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">$</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">&#151;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">&#151;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">&#151;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">&#151;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">&#151;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">&#151;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">&#151;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">&#151;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
</table>

<p style="font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0.25in">&#160;</p>





<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">The following table presents the activity
in the allowance for loan losses for non-covered loans for the year ended December 31, 2011.</p>

<p style="font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0.25in">&#160;</p>

<table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif">
<tr style="vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="font: italic 10pt Calibri, Helvetica, Sans-Serif; text-align: justify">($ in thousands)</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif">Commercial, <br />
Financial, and <br />
Agricultural</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif">Real Estate &#150; <br />
Construction, <br />
Land <br />
Development, &#38; <br />
Other Land <br />
Loans</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif">Real Estate &#150; <br />
Residential, <br />
Farmland, <br />
and Multi-<br />
family</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif">Real<br />
 Estate &#150; <br />
Home <br />
Equity<br />
 Lines of <br />
Credit</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif">Real Estate &#150;<br />
 Commercial <br />
and Other</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif">Consumer</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif">Unallo-<br />
cated</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif">Total</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td colspan="33" nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-decoration: underline; text-align: justify">As of and for the year ended December 31, 2011</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="width: 20%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">Beginning balance</td><td nowrap="nowrap" style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">$</td><td nowrap="nowrap" style="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">4,731</td><td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">12,520</td><td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">11,283</td><td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">3,634</td><td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">3,972</td><td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">1,961</td><td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">174</td><td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">38,275</td><td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">Charge-offs</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">(2,703</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">)</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">(16,240</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">)</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">(9,045</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">)</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">(1,147</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">)</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">(3,355</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">)</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">(845</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">)</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">(524</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">)</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">(33,859</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">)</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">Recoveries</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">389</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">1,142</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">719</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">107</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">37</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">182</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">93</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">2,669</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">Provisions</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">1,363</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">13,884</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">10,575</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">(904</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">)</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">2,760</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">574</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">273</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">28,525</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">Ending balance</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">$</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">3,780</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">11,306</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">13,532</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">1,690</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">3,414</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">1,872</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">16</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">35,610</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" colspan="33" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: justify">Ending balances as of December 31, 2011:&#160;&#160;Allowance for loan losses</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">Individually evaluated for impairment</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">$</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">60</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">607</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">150</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">&#151;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">200</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">&#151;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">&#151;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">1,017</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">Collectively evaluated for impairment</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">$</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">3,720</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">10,699</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">13,382</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">1,690</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">3,214</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">1,872</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">16</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">34,593</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">Loans acquired with deteriorated credit quality</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">$</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">&#151;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">&#151;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">&#151;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">&#151;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">&#151;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">&#151;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">&#151;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">&#151;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" colspan="33" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: justify">Loans receivable as of December 31, 2011:</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">Ending balance &#150; total</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">$</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">172,357</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">246,805</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">795,655</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">207,436</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">587,183</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">58,436</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">&#151;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">2,067,872</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" colspan="33" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: justify">Ending balances as of December 31, 2011: Loans</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">Individually evaluated for impairment</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">$</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">2,526</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">34,750</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">11,880</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">527</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">30,846</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">12</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">&#151;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">80,541</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">Collectively evaluated for impairment</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">$</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">169,831</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">212,055</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">783,775</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">206,909</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">556,337</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">58,424</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">&#151;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">1,987,331</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">Loans acquired with deteriorated credit quality</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">$</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">&#151;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">920</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">&#151;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">&#151;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">&#151;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">&#151;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">&#151;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">920</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
</table>

<p style="font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0.25in">&#160;</p>





<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">The following table presents the activity
in the allowance for loan losses for covered loans for the year ended December 31, 2012.</p>

<p style="font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0.25in">&#160;</p>

<table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif">
<tr style="vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="font: italic 10pt Calibri, Helvetica, Sans-Serif; text-align: justify">($ in thousands)</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif">Covered Loans</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td colspan="5" nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-decoration: underline; text-align: left">As of and for the year ended December 31, 2012</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="width: 90%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">Beginning balance</td><td nowrap="nowrap" style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">$</td><td nowrap="nowrap" style="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">5,808</td><td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">Charge-offs</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">(10,728</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">)</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">Recoveries</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#151;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">Provisions</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">9,679</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">Ending balance</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">$</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">4,759</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td colspan="5" nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">Ending balances as of December 31, 2012:&#160;&#160;Allowance for loan losses</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td colspan="5" nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">Individually evaluated for impairment</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">$</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">4,459</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">Collectively evaluated for impairment</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">300</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">Loans acquired with deteriorated credit quality</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">17</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td colspan="5" nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">Loans receivable as of December 31, 2012:</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">Ending balance &#150; total</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">$</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">282,314</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td colspan="5" nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">Ending balances as of December 31, 2012: Loans</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">Individually evaluated for impairment</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">$</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">74,914</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">Collectively evaluated for impairment</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">207,400</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">Loans acquired with deteriorated credit quality</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">4,825</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
</table>

<p style="font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0.25in">&#160;</p>

<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">The following table presents the activity
in the allowance for loan losses for covered loans for the year ended December 31, 2011.</p>

<p style="font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0.25in">&#160;</p>

<table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif">
<tr style="vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="font: italic 10pt Calibri, Helvetica, Sans-Serif; text-align: justify">($ in thousands)</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif">Covered Loans</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td colspan="5" nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-decoration: underline; text-align: left">As of and for the year ended December 31, 2011</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="width: 90%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">Beginning balance</td><td nowrap="nowrap" style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">$</td><td nowrap="nowrap" style="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">11,155</td><td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">Charge-offs</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">(18,123</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">)</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">Recoveries</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#151;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">Provisions</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">12,776</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">Ending balance</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">$</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">5,808</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td colspan="5" nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">Ending balances as of December 31, 2011:&#160;&#160;Allowance for loan losses</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td colspan="5" nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">Individually evaluated for impairment</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">$</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">5,481</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">Collectively evaluated for impairment</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">&#151;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">Loans acquired with deteriorated credit quality</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">327</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td colspan="5" nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">Loans receivable as of December 31, 2011:</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">Ending balance &#150; total</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">$</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">361,234</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td colspan="5" nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">Ending balances as of December 31, 2011: Loans</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">Individually evaluated for impairment</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">$</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">44,723</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">Collectively evaluated for impairment</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">316,511</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">Loans acquired with deteriorated credit quality</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">7,864</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
</table>

<p style="font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0.25in">&#160;</p>





<p style="font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0.25in">&#160;</p>

<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">The following table presents the Company&#146;s
impaired loans as of December 31, 2012.</p>

<p style="font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0.25in">&#160;</p>

<table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif">
<tr style="vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="font: italic 10pt Calibri, Helvetica, Sans-Serif; text-align: justify">($ in thousands)</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif">Recorded <br />
Investment</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif">Unpaid <br />
Principal <br />
Balance</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif">Related <br />
Allowance</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif">Average <br />
Recorded <br />
Investment</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-decoration: underline; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">Non-covered loans with no related allowance recorded:</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">Commercial, financial, and agricultural:</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif; padding-left: 1em">Commercial - unsecured</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">$</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#151;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#151;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#151;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#151;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="width: 60%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif; padding-left: 1em">Commercial - secured</td><td nowrap="nowrap" style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#151;</td><td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#151;</td><td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#151;</td><td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">87</td><td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif; padding-left: 1em">Secured by inventory and accounts receivable</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#151;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#151;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#151;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">5</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">Real estate &#150; construction, land development &#38; other land loans</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">4,277</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">4,305</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#151;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">8,600</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">Real estate &#150; residential, farmland, and multi-family</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">1,597</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">1,618</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#151;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">2,692</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">Real estate &#150; home equity lines of credit</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#151;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#151;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#151;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">64</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">Real estate &#150; commercial</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">6,175</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">6,851</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#151;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">12,724</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">Consumer</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">&#151;</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">&#151;</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">&#151;</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">2</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">Total non-covered impaired loans with no allowance</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">$</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">12,049</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">12,774</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">&#151;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">24,174</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">Total covered impaired loans with no allowance</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">$</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">35,196</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">71,413</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">&#151;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">39,372</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">Total impaired loans with no allowance recorded</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">$</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">47,245</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">84,187</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">&#151;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">63,546</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-decoration: underline; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">Non-covered&#160;&#160;loans with an allowance recorded:</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">Commercial, financial, and agricultural:</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif; padding-left: 1em">Commercial - unsecured</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">$</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">307</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">386</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">58</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">221</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif; padding-left: 1em">Commercial - secured</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">2,398</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">2,762</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">436</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">2,304</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif; padding-left: 1em">Secured by inventory and accounts receivable</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">17</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">43</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">4</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">548</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">Real estate &#150; construction, land development &#38; other land loans</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">3,934</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">5,730</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">1,213</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">12,199</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">Real estate &#150; residential, farmland, and multi-family</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">23,859</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">25,844</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">1,955</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">27,186</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">Real estate &#150; home equity lines of credit</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">1,645</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">2,120</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">96</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">2,901</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">Real estate &#150; commercial</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">10,851</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">13,048</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">936</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">12,863</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">Consumer</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">2,822</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">2,858</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">353</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">2,802</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">Total non-covered impaired loans with allowance</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">$</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">45,833</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">52,791</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">5,051</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">61,024</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">Total covered impaired loans with allowance</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">$</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">13,760</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">18,271</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">3,509</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">15,401</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">Total impaired loans with an allowance recorded</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">$</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">59,593</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">71,062</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">8,560</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">76,425</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
</table>


<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">&#160;</p>

<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">Interest income recorded on non-covered
and covered impaired loans during the year ended December 31, 2012 was insignificant.&#160;</p>

<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">&#160;</p>

<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">The related allowance listed above includes
both reserves on loans specifically reviewed for impairment and general reserves on impaired loans that were not specifically reviewed
for impairment.<br clear="all" style="page-break-before: always" />
The following table presents the Company&#146;s impaired loans as of December 31, 2011.</p>

<p style="font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0.25in">&#160;</p>



<p style="font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify"></p>

<table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif">
<tr style="vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="font: italic 10pt Calibri, Helvetica, Sans-Serif; text-align: justify">($ in thousands)</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif">Recorded <br />
Investment</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif">Unpaid <br />
Principal <br />
Balance</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif">Related <br />
Allowance</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif">Average <br />
Recorded <br />
Investment</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" colspan="17" style="text-decoration: underline; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">Non-covered loans with no related allowance recorded:</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">Commercial, financial, and agricultural:</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif; padding-left: 1em">Commercial - unsecured</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">$</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#151;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#151;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#151;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#151;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="width: 60%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif; padding-left: 1em">Commercial - secured</td><td nowrap="nowrap" style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">295</td><td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">478</td><td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#151;</td><td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">504</td><td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif; padding-left: 1em">Secured by inventory and accounts receivable</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">27</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">493</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#151;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">124</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">Real estate &#150; construction, land development &#38; other land loans</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">15,105</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">20,941</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#151;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">17,876</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">Real estate &#150; residential, farmland, and multi-family</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">3,442</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">4,741</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#151;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">5,278</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">Real estate &#150; home equity lines of credit</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">46</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">300</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#151;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">79</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">Real estate &#150; commercial</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">16,794</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">18,817</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#151;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">13,359</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">Consumer</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">12</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">39</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">&#151;</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">15</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">Total non-covered impaired loans with no allowance</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">$</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">35,721</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">45,809</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">&#151;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">37,235</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">Total covered impaired loans with no allowance</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">$</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">43,702</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">78,578</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">&#151;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">49,030</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">Total impaired loans with no allowance recorded</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">$</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">79,423</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">124,387</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">&#151;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">86,265</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-decoration: underline; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">Non-covered&#160;&#160;loans with an allowance recorded:</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">Commercial, financial, and agricultural:</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif; padding-left: 1em">Commercial - unsecured</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">$</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">452</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">454</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">59</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">226</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif; padding-left: 1em">Commercial - secured</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">1,895</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">1,899</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">295</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">1,427</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif; padding-left: 1em">Secured by inventory and accounts receivable</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">561</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">571</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">156</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">391</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">Real estate &#150; construction, land development &#38; other land loans</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">10,360</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">12,606</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">2,244</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">15,782</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">Real estate &#150; residential, farmland, and multi-family</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">24,460</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">26,153</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">2,169</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">22,487</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">Real estate &#150; home equity lines of credit</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">3,115</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">3,141</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">117</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">2,544</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">Real estate &#150; commercial</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">5,965</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">6,421</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">283</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">6,602</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">Consumer</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">2,757</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">2,759</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">481</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">2,329</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">Total non-covered impaired loans with allowance</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">$</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">49,565</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">54,004</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">5,804</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">51,788</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">Total covered impaired loans with allowance</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">$</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">11,988</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">15,670</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">5,106</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">14,259</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">Total impaired loans with an allowance recorded</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">$</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">61,553</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">69,674</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">10,910</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">66,047</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
</table>

<p style="font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0.25in">&#160;</p>

<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">Interest income recorded on non-covered
and covered impaired loans during the year ended December 31, 2011 was insignificant.</p>

<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left; text-indent: 0.25in">&#160;</p>

<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">The related allowance listed above includes
both reserves on loans specifically reviewed for impairment and general reserves on impaired loans that were not specifically reviewed
for impairment.</p>

<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left; text-indent: 0.1in">&#160;</p>



<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">&#160;</p>

<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">The Company tracks credit quality based
on its internal risk ratings. Upon origination a loan is assigned an initial risk grade, which is generally based on several factors
such as the borrower&#146;s credit score, the loan-to-value ratio, the debt-to-income ratio, etc. Loans that are risk-graded
as substandard during the origination process are declined. After loans are initially graded, they are monitored monthly for credit
quality based on many factors, such as payment history, the borrower&#146;s financial status, and changes in collateral value.
Loans can be downgraded or upgraded depending on management&#146;s evaluation of these factors. Internal risk-grading policies
are consistent throughout each loan type.&#160;</p>

<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0 0 0 0.2in; text-align: left; text-indent: 0.1in">&#160;</p>

<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">The following describes the Company&#146;s
internal risk grades in ascending order of likelihood of loss:</p>

<p style="font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0.1in">&#160;</p>

<table cellspacing="0" cellpadding="0" style="width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif; border-collapse: collapse">
<tr style="vertical-align: top; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td style="width: 8%; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify; font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td style="width: 21%; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center; font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif"><font style="font-family: Calibri, Helvetica, Sans-Serif">Numerical Risk Grade</font></td>
    <td style="width: 71%; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify; font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif"><font style="font-family: Calibri, Helvetica, Sans-Serif">Description</font></td></tr>
<tr style="vertical-align: top; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td colspan="2" style="font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif; text-align: justify"><font style="font-family: Calibri, Helvetica, Sans-Serif"><u>Pass:</u></font></td>
    <td style="padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify; font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: top; font: 10pt Calibri, Helvetica, Sans-Serif; background-color: rgb(204,238,255)">
    <td style="padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify; font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td style="padding-right: 5.4pt; padding-left: 5.4pt; text-align: center; font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif"><font style="font-family: Calibri, Helvetica, Sans-Serif">1</font></td>
    <td style="padding-right: 5.4pt; padding-left: 5.4pt; text-align: left; font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif"><font style="font-family: Calibri, Helvetica, Sans-Serif">Cash secured loans.</font></td></tr>
<tr style="vertical-align: top; font: 10pt Calibri, Helvetica, Sans-Serif; background-color: White">
    <td style="padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify; font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td style="padding-right: 5.4pt; padding-left: 5.4pt; text-align: center; font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif"><font style="font-family: Calibri, Helvetica, Sans-Serif">2</font></td>
    <td style="padding-right: 5.4pt; padding-left: 5.4pt; text-align: left; font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif"><font style="font-family: Calibri, Helvetica, Sans-Serif">Non-cash secured loans that have no minor or major exceptions to the lending guidelines.</font></td></tr>
<tr style="vertical-align: top; font: 10pt Calibri, Helvetica, Sans-Serif; background-color: rgb(204,238,255)">
    <td style="padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify; font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td style="padding-right: 5.4pt; padding-left: 5.4pt; text-align: center; font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif"><font style="font-family: Calibri, Helvetica, Sans-Serif">3</font></td>
    <td style="padding-right: 5.4pt; padding-left: 5.4pt; text-align: left; font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif"><font style="font-family: Calibri, Helvetica, Sans-Serif">Non-cash secured loans that have no major exceptions to the lending guidelines.</font></td></tr>
<tr style="vertical-align: top; font: 10pt Calibri, Helvetica, Sans-Serif; background-color: White">
    <td colspan="2" style="font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif; text-align: justify"><font style="font-family: Calibri, Helvetica, Sans-Serif"><u>Weak Pass:</u></font></td>
    <td style="padding-right: 5.4pt; padding-left: 5.4pt; text-align: left; font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: top; font: 10pt Calibri, Helvetica, Sans-Serif; background-color: rgb(204,238,255)">
    <td style="padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify; font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td style="padding-right: 5.4pt; padding-left: 5.4pt; text-align: center; font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif"><font style="font-family: Calibri, Helvetica, Sans-Serif">4</font></td>
    <td style="padding-right: 5.4pt; padding-left: 5.4pt; text-align: left; font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif"><font style="font-family: Calibri, Helvetica, Sans-Serif">Non-cash secured loans that have minor or major exceptions to the lending guidelines, but the exceptions are properly mitigated.</font></td></tr>
<tr style="vertical-align: top; font: 10pt Calibri, Helvetica, Sans-Serif; background-color: White">
    <td colspan="2" style="font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif; text-align: justify"><font style="font-family: Calibri, Helvetica, Sans-Serif"><u>Watch or Standard:</u></font></td>
    <td style="padding-right: 5.4pt; padding-left: 5.4pt; text-align: left; font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: top; font: 10pt Calibri, Helvetica, Sans-Serif; background-color: rgb(204,238,255)">
    <td style="padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify; font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td style="padding-right: 5.4pt; padding-left: 5.4pt; text-align: center; font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif"><font style="font-family: Calibri, Helvetica, Sans-Serif">9</font></td>
    <td style="padding-right: 5.4pt; padding-left: 5.4pt; text-align: left; font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif"><font style="font-family: Calibri, Helvetica, Sans-Serif">Loans that meet the guidelines for a Risk Graded 5 loan, except the collateral coverage is sufficient to satisfy the debt with no risk of loss under reasonable circumstances.&#160;&#160;This category also includes all loans to insiders and any other loan that management elects to monitor on the watch list.</font></td></tr>
<tr style="vertical-align: top; font: 10pt Calibri, Helvetica, Sans-Serif; background-color: White">
    <td colspan="2" style="font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif; text-align: justify"><font style="font-family: Calibri, Helvetica, Sans-Serif"><u>Special Mention:</u></font></td>
    <td style="padding-right: 5.4pt; padding-left: 5.4pt; text-align: left; font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: top; font: 10pt Calibri, Helvetica, Sans-Serif; background-color: rgb(204,238,255)">
    <td style="padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify; font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td style="padding-right: 5.4pt; padding-left: 5.4pt; text-align: center; font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif"><font style="font-family: Calibri, Helvetica, Sans-Serif">5</font></td>
    <td style="padding-right: 5.4pt; padding-left: 5.4pt; text-align: left; font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif"><font style="font-family: Calibri, Helvetica, Sans-Serif">Existing loans with major exceptions that cannot be mitigated.</font></td></tr>
<tr style="vertical-align: top; font: 10pt Calibri, Helvetica, Sans-Serif; background-color: White">
    <td colspan="2" style="font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif; text-align: justify"><font style="font-family: Calibri, Helvetica, Sans-Serif"><u>Classified:</u></font></td>
    <td style="padding-right: 5.4pt; padding-left: 5.4pt; text-align: left; font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: top; font: 10pt Calibri, Helvetica, Sans-Serif; background-color: rgb(204,238,255)">
    <td style="padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify; font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td style="padding-right: 5.4pt; padding-left: 5.4pt; text-align: center; font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif"><font style="font-family: Calibri, Helvetica, Sans-Serif">6</font></td>
    <td style="padding-right: 5.4pt; padding-left: 5.4pt; text-align: left; font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif"><font style="font-family: Calibri, Helvetica, Sans-Serif">Loans that have a well-defined weakness that may jeopardize the liquidation of the debt if deficiencies are not corrected.</font></td></tr>
<tr style="vertical-align: top; font: 10pt Calibri, Helvetica, Sans-Serif; background-color: White">
    <td style="padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify; font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td style="padding-right: 5.4pt; padding-left: 5.4pt; text-align: center; font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif"><font style="font-family: Calibri, Helvetica, Sans-Serif">7</font></td>
    <td style="padding-right: 5.4pt; padding-left: 5.4pt; text-align: left; font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif"><font style="font-family: Calibri, Helvetica, Sans-Serif">Loans that have a well-defined weakness that make the collection or liquidation improbable.</font></td></tr>
<tr style="vertical-align: top; font: 10pt Calibri, Helvetica, Sans-Serif; background-color: rgb(204,238,255)">
    <td style="padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify; font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td style="padding-right: 5.4pt; padding-left: 5.4pt; text-align: center; font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif"><font style="font-family: Calibri, Helvetica, Sans-Serif">8</font></td>
    <td style="padding-right: 5.4pt; padding-left: 5.4pt; text-align: left; font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif"><font style="font-family: Calibri, Helvetica, Sans-Serif">Loans that are considered uncollectible and are in the process of being charged-off.</font></td></tr>
</table>
<p style="font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify"><b>&#160;</b></p>





<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">The following table presents the Company&#146;s
recorded investment in loans by credit quality indicators as of December 31, 2012.</p>

<p style="font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify">&#160;</p>

<table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif">
<tr style="vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="font: italic 10pt Calibri, Helvetica, Sans-Serif; text-align: justify">($ in thousands)</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td colspan="26" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif">Credit Quality Indicator (Grouped by Internally Assigned Grade)</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif">Pass (Grades <br />
1, 2, &#38; 3)</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif">Weak Pass <br />
(Grade 4)</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif">Watch or<br />
 Standard <br />
Loans <br />
(Grade 9)</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif">Special <br />
Mention<br />
 Loans <br />
(Grade 5)</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif">Classified<br />
 Loans <br />
(Grades <br />6, 7, &#38; 8)</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif">Nonaccrual <br />
Loans</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif">Total</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-decoration: underline; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">Non-covered loans:</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">Commercial, financial, and agricultural:</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="width: 30%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">Commercial - unsecured</td><td nowrap="nowrap" style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">$</td><td nowrap="nowrap" style="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">10,283</td><td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">24,031</td><td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">10</td><td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">472</td><td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">583</td><td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">307</td><td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">35,686</td><td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">Commercial - secured</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">32,196</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">72,838</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">1,454</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">3,676</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">1,150</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">2,398</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">113,712</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">Secured by inventory and accounts receivable</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">2,344</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">18,126</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">248</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">491</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">117</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">17</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">21,343</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">Real estate &#150; construction, land development &#38; other land loans</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">31,582</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">163,588</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">3,830</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">9,045</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">3,709</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">6,354</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">218,108</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">Real estate &#150; residential, farmland, and multi-family</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">249,313</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">499,922</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">7,154</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">29,091</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">24,330</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">9,629</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">819,439</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">Real estate &#150; home equity lines of credit</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">125,310</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">66,412</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">2,160</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">3,526</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">1,850</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">1,622</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">200,880</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">Real estate - commercial</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">123,814</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">449,316</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">21,801</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">14,050</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">9,074</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">9,885</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">627,940</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">Consumer</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">27,826</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">23,403</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">77</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">954</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">629</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">2,822</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">55,711</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif; padding-left: 2em">&#160;&#160;Total</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">$</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">602,668</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">1,317,636</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">36,734</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">61,305</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">41,442</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">33,034</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">2,092,819</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">Unamortized net deferred loan costs</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">1,324</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;Total non-covered&#160;&#160;loans</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">$</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">2,094,143</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">Total covered loans</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">$</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">42,935</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">124,451</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">&#151;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">7,569</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">73,868</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">33,491</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">282,314</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;Total loans</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">$</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">645,603</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">1,442,087</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">36,734</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">68,874</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">115,310</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">66,525</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">2,376,457</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
</table>

<p style="font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0.25in">&#160;</p>

<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">At December 31, 2012, there was an insignificant
amount of loans that were graded &#147;8&#148; with an accruing status.</p>

<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"></p>



<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">&#160;</p>

<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">The following table presents the Company&#146;s recorded investment in loans by credit quality indicators as of December 31,
2011.</p>

<p style="font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify">&#160;</p>

<table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif">
<tr style="vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="font: italic 10pt Calibri, Helvetica, Sans-Serif; text-align: justify">($ in thousands)</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td colspan="26" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif">Credit Quality Indicator (Grouped by Internally Assigned Grade)</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif">Pass (Grades<br />
 1, 2, &#38; 3)</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif">Weak Pass <br />
(Grade 4)</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif">Watch or<br />
 Standard <br />
Loans <br />
(Grade 9)</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif">Special<br />
 Mention <br />
Loans <br />
(Grade 5)</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif">Classified <br />
Loans (Grades <br />6, 7, &#38; 8)</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif">Nonaccrual <br />
Loans</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif">Total</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-decoration: underline; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">Non-covered loans:</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">Commercial, financial, and agricultural:</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="width: 30%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">Commercial - unsecured</td><td nowrap="nowrap" style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">$</td><td nowrap="nowrap" style="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">13,516</td><td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">23,735</td><td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">13</td><td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">217</td><td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">845</td><td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">452</td><td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">38,778</td><td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">Commercial - secured</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">36,587</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">66,105</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">1,912</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">2,196</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">2,761</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">2,190</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">111,751</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">Secured by inventory and accounts receivable</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">3,756</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">16,197</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">282</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">756</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">249</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">588</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">21,828</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">Real estate &#150; construction, land development &#38; other land loans</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">37,596</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">156,651</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">6,490</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">9,903</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">13,393</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">22,772</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">246,805</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">Real estate &#150; residential, farmland, and multi-family</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">257,163</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">456,188</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">10,248</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">17,687</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">28,939</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">25,430</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">795,655</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">Real estate &#150; home equity lines of credit</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">130,913</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">67,606</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">2,422</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">1,868</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">1,466</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">3,161</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">207,436</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">Real estate - commercial</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">140,577</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">372,614</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">30,722</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">11,502</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">15,565</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">16,203</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">587,183</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">Consumer</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">30,693</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">23,550</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">67</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">368</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">988</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">2,770</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">58,436</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td style="text-align: left; padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif; padding-left: 2em">&#160;&#160;Total</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">$</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">650,801</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">1,182,646</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">52,156</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">44,497</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">64,206</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">73,566</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">2,067,872</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">Unamortized net deferred loan costs</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">1,280</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;Total non-covered&#160;&#160;loans</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">$</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">2,069,152</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">Total covered loans</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">$</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">62,052</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">161,508</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">&#151;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">8,033</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">88,169</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">41,472</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">361,234</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;Total loans</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">$</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">712,853</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">1,344,154</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">52,156</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">52,530</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">152,375</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">115,038</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">2,430,386</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
</table>

<p style="font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0.25in">&#160;</p>

<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">At December 31, 2011, there was an insignificant
amount of loans that were graded &#147;8&#148; with an accruing status.</p>

<p style="font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify"><i>&#160;</i></p>

<p style="font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify"><i>Troubled Debt Restructurings</i></p>

<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">&#160;&#160;</p>

<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">The restructuring of a loan is considered
a &#147;troubled debt restructuring&#148; if both (i) the borrower is experiencing financial difficulties and (ii) the creditor
has granted a concession. Concessions may include interest rate reductions or below market interest rates, principal forgiveness,
restructuring amortization schedules and other actions intended to minimize potential losses.</p>

<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">&#160;</p>

<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">The vast majority of the Company&#146;s
troubled debt restructurings modified during the year ended December 31, 2011 and 2012 related to interest rate reductions combined
with restructured amortization schedules. The Company does not grant principal forgiveness.</p>

<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">&#160;</p>

<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">All loans classified as troubled debt
restructurings are considered to be impaired and are evaluated as such for determination of the allowance for loan losses. The
Company&#146;s troubled debt restructurings can be classified as either nonaccrual or accruing based on the loan&#146;s payment
status. The troubled debt restructurings that are nonaccrual are reported within the nonaccrual loan totals presented previously.</p>





<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">The following table presents information
related to loans modified in a troubled debt restructuring during the years ended December 31, 2012 and 2011.&#160;</p>

<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">&#160;</p>

<table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif">
<tr style="vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="font: italic 10pt Calibri, Helvetica, Sans-Serif; text-align: justify">($ in thousands)</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td colspan="10" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; vertical-align: bottom">For the year ended December 31, 2012</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif">Number of <br />
Contracts</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif">Pre-Modification <br />
Restructured <br />
Balances</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif">Post-Modification<br />
 Restructured <br />
Balances</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-decoration: underline; text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">Non-covered TDRs &#150; Accruing</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="width: 70%; text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">Real estate &#150; construction, land development &#38; other land loans</td><td nowrap="nowrap" style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">2</td><td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">$</td><td nowrap="nowrap" style="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">642</td><td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">$</td><td nowrap="nowrap" style="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">642</td><td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">Real estate &#150; residential, farmland, and multi-family</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">8</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">1,653</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">1,653</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">Real estate &#150; commercial</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#151;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#151;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#151;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-decoration: underline; text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">Non-covered TDRs - Nonaccrual</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">Commercial, financial, and agricultural:</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif; padding-left: 1em">Commercial &#150; secured</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">1</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">11</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">11</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">Real estate &#150; construction, land development &#38; other land loans</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">2</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">332</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">332</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">Real estate &#150; residential, farmland, and multi-family</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">17</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">3,736</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">3,736</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">Real estate &#150; home equity lines of credit</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">1</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">123</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">123</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">Real estate &#150; commercial</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">5</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">1,082</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">1,082</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">Total non-covered TDRs arising during period</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">36</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">7,579</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">7,579</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">Total covered TDRs arising during period&#150; Accruing</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">6</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">$</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">7,526</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">$</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">7,342</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">Total covered TDRs arising during period &#150; Nonaccrual</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">4</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">1,230</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">1,231</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt">&#160;</td>
    <td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left; border-bottom: Black 1pt solid">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">Total TDRs arising during period</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">46</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">$</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">16,335</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">$</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">16,152</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
</table>

<p style="font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify">&#160;</p>

<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">&#160;</p>

<table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif">
<tr style="vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="font: italic 10pt Calibri, Helvetica, Sans-Serif; text-align: justify">($ in thousands)</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td colspan="10" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; vertical-align: bottom">For the year ended December 31, 2011</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif">Number of <br />
Contracts</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif">Pre-Modification <br />
Restructured <br />
Balances</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif">Post-Modification<br />
 Restructured <br />
Balances</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-decoration: underline; text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">Non-covered TDRs &#150; Accruing</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="width: 70%; text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">Real estate &#150; construction, land development &#38; other land loans</td><td nowrap="nowrap" style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">2</td><td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">$</td><td nowrap="nowrap" style="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">501</td><td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">$</td><td nowrap="nowrap" style="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">543</td><td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">Real estate &#150; residential, farmland, and multi-family</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">5</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">1,635</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">1,645</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">Real estate &#150; commercial</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">4</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">1,871</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">1,871</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-decoration: underline; text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">Non-covered TDRs - Nonaccrual</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">Commercial, financial, and agricultural:</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif; padding-left: 1em">Commercial &#150; secured</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#151;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#151;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#151;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">Real estate &#150; construction, land development &#38; other land loans</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">1</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">357</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">357</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">Real estate &#150; residential, farmland, and multi-family</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">3</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">382</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">438</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">Real estate &#150; home equity lines of credit</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#151;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#151;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#151;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">Real estate &#150; commercial</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">4</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">1,408</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">1,408</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">Total non-covered TDRs arising during period</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">19</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">6,154</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">6,262</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">Total covered TDRs arising during period&#150; Accruing</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">37</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">$</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">6,528</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">$</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">6,528</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">Total covered TDRs arising during period &#150; Nonaccrual</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">8</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">1,472</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">1,472</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt">&#160;</td>
    <td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left; border-bottom: Black 1pt solid">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right; border-bottom: Black 1pt solid">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">Total TDRs arising during period</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">64</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">$</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">14,154</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">$</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">14,262</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
</table>

<p style="font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify">&#160;</p>

<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">As part of a routine regulatory exam that
concluded in the third quarter of 2012, the Company reclassified approximately $30 million of performing loans to TDR status during
the second and third quarters of 2012. Because these loans were restructured prior to January 1, 2012 they are not included in
the tables above. Also, in connection with an anticipated planned asset disposition, the Company recorded $6 million in charge-offs
to write-down the TDRs to their estimated liquidation value at December 31, 2012, and reclassified approximately $5 million of
TDRs to the &#147;nonperforming loans held for sale&#148; category as of December 31, 2012.</p>

<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">&#160;</p>



<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">&#160;</p>

<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">There were no non-covered accruing restructured
loans that were modified in the previous 12 months and that defaulted during the years ended December 31, 2012 and 2011. There
were three covered accruing restructured loans totaling $0.4 million that were modified in the previous 12 months and that defaulted
during the year ended December 31, 2012. There were no covered accruing restructured loans that were modified in the previous
12 months and that defaulted during the year ended December 31, 2011. The Company considers a loan to have defaulted when it becomes
90 or more days delinquent under the modified terms, has been transferred to nonaccrual status, or has been transferred to other
real estate owned.&#160;</p><span></span></td>
      </tr>
    </table>
    <div style="display: none;">
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_FBP_LoansAndAssetQualityInformationAbstract">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>FBP_LoansAndAssetQualityInformationAbstract</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>FBP_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:stringItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivablesTextBlock">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The entire disclosure for financing receivables. Examples of financing receivables include, but are not limited to, loans, trade accounts receivables, notes receivable, credit cards, and receivables relating to a lessor's right(s) to payment(s) from a lease other than an operating lease that is recognized as assets.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 310<br><br> -SubTopic 10<br><br> -URI http://asc.fasb.org/subtopic&amp;trid=2196772<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 310<br><br> -SubTopic 10<br><br> -Section 55<br><br> -Paragraph 14<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7880640&amp;loc=SL6953791-111525<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_FinancingReceivablesTextBlock</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>nonnum:textBlockItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
    </div>
  </body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>110
<FILENAME>R23.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
  <head>
    <META http-equiv="Content-Type" content="text/html; charset=us-ascii">
    <link rel="StyleSheet" type="text/css" href="report.css"><script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script></head>
  <body><span style="display: none;">v2.4.0.6</span><table class="report" border="0" cellspacing="2" id="ID0ELE">
      <tr>
        <th class="tl" colspan="1" rowspan="2">
          <div style="width: 200px;"><strong>Regulatory Restrictions<br></strong></div>
        </th>
        <th class="th" colspan="1">12 Months Ended</th>
      </tr>
      <tr>
        <th class="th">
          <div>Dec. 31, 2012</div>
        </th>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_FBP_NotesToFinancialStatementsAbstract', window );"><strong>Notes to Financial Statements</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_FBP_RegulatoryRestrictionsTextBlock', window );">Regulatory Restrictions</a></td>
        <td class="text"><p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"><b>Note 16. Regulatory Restrictions</b>&#160;</p>

<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">&#160;</p>

<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">The Company is regulated by the Federal
Reserve Board and is subject to securities registration and public reporting regulations of the Securities and Exchange Commission.
The Bank is regulated by the FDIC and the North Carolina Commissioner of Banks.</p>

<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">&#160;</p>

<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">The primary source of funds for the payment
of dividends by the Company is dividends received from its subsidiary, the Bank. The Bank, as a North Carolina banking corporation,
may pay dividends only out of undivided profits as determined pursuant to North Carolina General Statutes Section 53-87. As of
December 31, 2012, the Bank had undivided profits of approximately $166,188,000 which were available for the payment of dividends
(subject to remaining in compliance with regulatory capital requirements). As of December 31, 2012, approximately $233,671,000
of the Company&#146;s investment in the Bank is restricted as to transfer to the Company without obtaining prior regulatory approval.</p>

<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left; text-indent: 0.25in">&#160;</p>

<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">The average reserve balance maintained
by the Bank under the requirements of the Federal Reserve Board was approximately $865,000 for the year ended December 31, 2012.&#160;</p>

<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">&#160;</p>

<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">The Company and the Bank must comply with
regulatory capital requirements established by the Federal Reserve Board and FDIC. Failure to meet minimum capital requirements
can initiate certain mandatory, and possibly additional discretionary, actions by regulators that, if undertaken, could have a
direct material effect on the Company&#146;s financial statements. Under capital adequacy guidelines and the regulatory framework
for prompt corrective action, the Company and the Bank must meet specific capital guidelines that involve quantitative measures
of the Company&#146;s assets, liabilities, and certain off-balance sheet items as calculated under regulatory accounting practices.
The Company&#146;s and Bank&#146;s capital amounts and classification are also subject to qualitative judgments by the regulators
about components, risk weightings, and other factors. These capital standards require the Company and the Bank to maintain minimum
ratios of &#147;Tier 1&#148; capital to total risk-weighted assets (&#147;Tier I Capital Ratio&#148;) and total capital to
risk-weighted assets of 4.00% and 8.00% (&#147;Total Capital Ratio&#148;), respectively. Tier 1 capital is comprised of total
shareholders&#146; equity, excluding unrealized gains or losses from the securities available for sale, less intangible assets,
and total capital is comprised of Tier 1 capital plus certain adjustments, the largest of which for the Company and the Bank is
the allowance for loan losses. Risk-weighted assets refer to the on- and off-balance sheet exposures of the Company and the Bank,
adjusted for their related risk levels using formulas set forth in Federal Reserve Board and FDIC regulations.</p>

<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left; text-indent: 0.25in">&#160;</p>



<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"></p>

<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">In addition to the risk-based capital
requirements described above, the Company and the Bank are subject to a leverage capital requirement, which calls for a minimum
ratio of Tier 1 capital (as defined above) to quarterly average total assets (&#147;Leverage Ratio) of 3.00% to 5.00%, depending
upon the institution&#146;s composite ratings as determined by its regulators. The Federal Reserve Board has not advised the
Company of any requirement specifically applicable to it.&#160;</p>

<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">&#160;</p>

<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">In addition to the minimum capital requirements
described above, the regulatory framework for prompt corrective action also contains specific capital guidelines applicable to
banks for classification as &#147;well capitalized,&#148; which are presented with the minimum ratios, the Company&#146;s ratios
and the Bank&#146;s ratios as of December 31, 2012 and 2011 in the following table. Based on the most recent notification from
its regulators, the Bank is well capitalized under the framework. There are no conditions or events since that notification that
management believes have changed the Company&#146;s classification.</p>

<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left; text-indent: 0.25in">&#160;</p>

<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">Also see Note 19 for discussion of preferred
stock transactions that have affected the Company&#146;s capital ratios.</p>

<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">&#160;</p>

<table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif">
<tr style="vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td colspan="6" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif">Actual</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td colspan="6" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif">For Capital <br />Adequacy Purposes</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td colspan="6" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif">To Be Well Capitalized <br />Under Prompt Corrective <br />Action Provisions</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="font: italic 10pt Calibri, Helvetica, Sans-Serif; text-align: justify">($ in thousands)</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif">Amount</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif">Ratio</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif">Amount</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif">Ratio</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif">Amount</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif">Ratio</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td colspan="6" nowrap="nowrap" style="text-align: center; font: 10pt Calibri, Helvetica, Sans-Serif">(must equal or exceed)</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td colspan="6" nowrap="nowrap" style="text-align: center; font: 10pt Calibri, Helvetica, Sans-Serif">(must equal or exceed)</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: justify">As of December 31, 2012</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: justify; padding-left: 1em">Total Capital Ratio</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="width: 40%; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: justify; padding-left: 1em">&#160;&#160;&#160;&#160;Company</td><td nowrap="nowrap" style="width: 1%; font: bold 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="width: 1%; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">$</td><td nowrap="nowrap" style="width: 7%; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">359,554</td><td nowrap="nowrap" style="width: 1%; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="width: 1%; font: bold 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="width: 1%; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="width: 7%; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">16.67%</td><td nowrap="nowrap" style="width: 1%; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="width: 1%; font: bold 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="width: 1%; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">$</td><td nowrap="nowrap" style="width: 7%; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">172,572</td><td nowrap="nowrap" style="width: 1%; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="width: 1%; font: bold 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="width: 1%; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="width: 7%; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">8.00%</td><td nowrap="nowrap" style="width: 1%; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="width: 1%; font: bold 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="width: 1%; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">$</td><td nowrap="nowrap" style="width: 7%; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right"><font style="font: 10pt Calibri, Helvetica, Sans-Serif"><b>&#160;N/A</b></font></td><td nowrap="nowrap" style="width: 1%; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="width: 1%; font: bold 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="width: 1%; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="width: 7%; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right"><font style="font: 10pt Calibri, Helvetica, Sans-Serif"><b>N/A</b></font></td><td nowrap="nowrap" style="width: 1%; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: justify; padding-left: 1em">&#160;&#160;&#160;&#160;Bank</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">358,098</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">16.61%</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">172,424</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">8.00%</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">215,530</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">10.00%</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: justify; padding-left: 1em">Tier I Capital Ratio</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: justify; padding-left: 1em">&#160;&#160;&#160;&#160;Company</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">332,350</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">15.41%</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">86,286</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">4.00%</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right"><font style="font: 10pt Calibri, Helvetica, Sans-Serif"><b>N/A</b></font></td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right"><font style="font: 10pt Calibri, Helvetica, Sans-Serif"><b>N/A</b></font></td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: justify; padding-left: 1em">&#160;&#160;&#160;&#160;&#160;Bank</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">330,916</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">15.35%</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">86,212</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">4.00%</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">129,318</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">6.00%</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: justify; padding-left: 1em">Leverage Ratio</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: justify; padding-left: 1em">&#160;&#160;&#160;&#160;Company</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">332,350</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">10.24%</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">129,820</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">4.00%</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right"><font style="font: 10pt Calibri, Helvetica, Sans-Serif"><b>N/A</b></font></td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right"><font style="font: 10pt Calibri, Helvetica, Sans-Serif"><b>N/A</b></font></td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: justify; padding-left: 1em">&#160;&#160;&#160;&#160;Bank</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">330,916</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">10.20%</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">129,742</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">4.00%</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">162,178</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">5.00%</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">As of December 31, 2011</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif; padding-left: 1em">Total Capital Ratio</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif; padding-left: 1em">&#160;&#160;&#160;&#160;Company</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">$</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">355,897</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">16.72%</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">$</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">170,329</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">8.00%</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">$</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"><font style="font: 10pt Calibri, Helvetica, Sans-Serif">N/A</font></td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"><font style="font: 10pt Calibri, Helvetica, Sans-Serif">N/A</font></td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif; padding-left: 1em">&#160;&#160;&#160;&#160;Bank</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">354,235</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">16.65%</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">170,180</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">8.00%</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">212,725</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">10.00%</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif; padding-left: 1em">Tier I Capital Ratio</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif; padding-left: 1em">&#160;&#160;&#160;&#160;Company</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">329,100</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">15.46%</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">85,165</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">4.00%</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"><font style="font: 10pt Calibri, Helvetica, Sans-Serif">N/A</font></td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"><font style="font: 10pt Calibri, Helvetica, Sans-Serif">N/A</font></td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif; padding-left: 1em">&#160;&#160;&#160;&#160;&#160;Bank</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">327,461</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">15.39%</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">85,090</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">4.00%</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">127,635</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">6.00%</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif; padding-left: 1em">Leverage Ratio</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif; padding-left: 1em">&#160;&#160;&#160;&#160;Company</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">329,100</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">10.21%</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">128,910</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">4.00%</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"><font style="font: 10pt Calibri, Helvetica, Sans-Serif">N/A</font></td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"><font style="font: 10pt Calibri, Helvetica, Sans-Serif">N/A</font></td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif; padding-left: 1em">&#160;&#160;&#160;&#160;Bank</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">327,461</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">10.17%</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">128,831</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">4.00%</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">161,039</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">5.00%</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr></table><span></span></td>
      </tr>
    </table>
    <div style="display: none;">
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_FBP_NotesToFinancialStatementsAbstract">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>FBP_NotesToFinancialStatementsAbstract</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>FBP_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:stringItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_FBP_RegulatoryRestrictionsTextBlock">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The entire disclosure for regulatory restrictions.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>FBP_RegulatoryRestrictionsTextBlock</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>FBP_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>nonnum:textBlockItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
    </div>
  </body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>111
<FILENAME>R19.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
  <head>
    <META http-equiv="Content-Type" content="text/html; charset=us-ascii">
    <link rel="StyleSheet" type="text/css" href="report.css"><script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script></head>
  <body><span style="display: none;">v2.4.0.6</span><table class="report" border="0" cellspacing="2" id="ID0ELE">
      <tr>
        <th class="tl" colspan="1" rowspan="2">
          <div style="width: 200px;"><strong>Employee Benefit Plans<br></strong></div>
        </th>
        <th class="th" colspan="1">12 Months Ended</th>
      </tr>
      <tr>
        <th class="th">
          <div>Dec. 31, 2012</div>
        </th>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_CompensationAndRetirementDisclosureAbstract', window );"><strong>Compensation and Retirement Disclosure [Abstract]</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PensionAndOtherPostretirementBenefitsDisclosureTextBlock', window );">Employee Benefit Plans</a></td>
        <td class="text"><p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"><b>Note 12. Employee Benefit Plans</b>&#160;</p>

<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">&#160;</p>

<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"><u>401(k) Plan</u>. The Company sponsors
a retirement savings plan pursuant to Section 401(k) of the Internal Revenue Code. Through December 31, 2012, employees who have
completed one year of service are eligible to participate in the plan. Subsequent to December 31, 2012, the waiting period has
been reduced to three months. New employees, who have met the service requirement, are automatically enrolled in the plan at a
2% deferral rate, which can be modified by the employee at any time. An eligible employee may contribute up to 15% of annual salary
to the plan. The Company contributes an amount equal to the sum of 1) 100% of the employee&#146;s salary contributed up to 3%
and 2) 50% of the employee&#146;s salary contributed between 3% and 5%. Company contributions are 100% vested immediately. The
Company&#146;s matching contribution expense was $1.2 million, $1.2 million, and $1.1 million, for the years ended December 31,
2012, 2011, and 2010, respectively. Although discretionary contributions by the Company are permitted by the plan, the Company
did not make any such contributions in 2012, 2011 or 2010. The Company&#146;s matching and discretionary contributions are made
in the form of Company stock, which can be transferred by the employee into other investment options offered by the plan at any
time. Employees are not permitted to invest their own contributions in Company stock.</p>

<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">&#160;</p>

<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"><u>Pension Plan</u>. Historically, the
Company offered a noncontributory defined benefit retirement plan (the &#147;Pension Plan&#148;) that qualified under Section
401(a) of the Internal Revenue Code. The Pension Plan provided for a monthly payment, at normal retirement age of 65, equal to
one-twelfth of the sum of (i) 0.75% of Final Average Annual Compensation (5 highest consecutive calendar years&#146; earnings
out of the last 10 years of employment) multiplied by the employee&#146;s years of service not in excess of 40 years, and (ii)
0.65% of Final Average Annual Compensation in excess of the average social security wage base multiplied by years of service not
in excess of 35 years. Benefits were fully vested after five years of service.</p>

<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">&#160;</p>

<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">During the second quarter of 2009, the
Company amended the Pension Plan to limit eligibility to employees hired prior to June 19, 2009. During the fourth quarter of 2012,
the Company notified employees that the Pension Plan would be frozen for all participants on December 31, 2012. Although no previously
accrued benefits will be lost, employees will no longer accrue benefits for service subsequent to 2012. The Company made the decision
to freeze the Pension Plan because of the uncertainty of future costs and to have a uniform set of benefits for all employees.
The freezing of the Pension Plan resulted in an immediate $6.6 million reduction in its benefit obligation, which is referred to
as a &#147;curtailment gain&#148; in the table below. The curtailment gain reduced the difference between the assets of the Pension
Plan and its benefit obligation, and therefore had the effect of lowering the corresponding liability of the plan and lowering
the amount of accumulated other comprehensive loss, which results in an increase in shareholders&#146; equity.</p>

<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">&#160;</p>

<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">The Company&#146;s contributions to the
Pension Plan are based on computations by independent actuarial consultants and are intended to be deductible for income tax purposes.
As discussed below, the contributions are invested to provide for benefits under the Pension Plan. The Company contributed $2,500,000
to the Pension Plan in each of the years ended December 31, 2012, 2011 and 2010. The Company expects that it will contribute $1,500,000
to the Pension Plan in 2013.</p>





<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">&#160;</p>

<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">The following table reconciles the beginning
and ending balances of the Pension Plan&#146;s benefit obligation, as computed by the Company&#146;s independent actuarial consultants,
and its plan assets, with the difference between the two amounts representing the funded status of the Pension Plan as of the end
of the respective year.</p>

<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left; text-indent: 13.5pt">&#160;</p>

<table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif">
<tr style="vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="font: italic 10pt Calibri, Helvetica, Sans-Serif; text-align: justify">($ in thousands)</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: center; border-bottom: Black 1pt solid">2012</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: bold 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif">2011</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif">2010</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-decoration: underline; text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">Change in benefit obligation</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="width: 70%; text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">Benefit obligation at beginning of year</td><td nowrap="nowrap" style="width: 1%; font: bold 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="width: 1%; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">$</td><td nowrap="nowrap" style="width: 7%; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">40,084</td><td nowrap="nowrap" style="width: 1%; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">31,140</td><td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">25,395</td><td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">Service cost</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">1,835</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">1,782</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">1,754</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">Interest cost</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">1,451</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">1,638</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">1,555</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">Actuarial (gain) loss</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">(4,006</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">)</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">6,004</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">2,830</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">Benefits paid</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">(503</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">)</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">(480</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">)</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">(394</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">)</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">Curtailment gain</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">(6,589</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">)</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">&#151;</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">&#151;</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">Benefit obligation at end of year</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">32,272</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">40,084</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">31,140</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-decoration: underline; text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">Change in plan assets</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">Plan assets at beginning of year</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">24,466</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">22,431</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">17,793</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">Actual return on plan assets</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">3,661</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">15</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">2,532</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">Employer contributions</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">2,500</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">2,500</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">2,500</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">Benefits paid</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">(503</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">)</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">(480</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">)</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">(394</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">)</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">Plan assets at end of year</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">30,124</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">24,466</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">22,431</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">Funded status at end of year</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 2.5pt">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">$</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">(2,148</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">)</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">(15,618</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">)</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">(8,709</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">)</td></tr>
</table>

<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify">&#160;</p>

<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">The accumulated benefit obligation related
to the Pension Plan was $32,272,000, $29,641,000, and $22,124,000 at December 31, 2012, 2011, and 2010, respectively.&#160;</p>

<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left; text-indent: 0.25in">&#160;</p>

<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">The following table presents information
regarding the amounts recognized in the consolidated balance sheets at December 31, 2012 and 2011 as it relates to the Pension
Plan, excluding the related deferred tax assets.</p>

<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 13.5pt">&#160;</p>

<table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif">
<tr style="vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="font: italic 10pt Calibri, Helvetica, Sans-Serif; text-align: justify">($ in thousands)</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: center; border-bottom: Black 1pt solid">2012</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: bold 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif">2011</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="width: 80%; text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">Other assets &#150; prepaid pension asset</td><td nowrap="nowrap" style="width: 1%; font: bold 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="width: 1%; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">$</td><td nowrap="nowrap" style="width: 7%; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">1,232</td><td nowrap="nowrap" style="width: 1%; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">671</td><td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">Other liabilities</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">(3,380</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">)</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">(16,289</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">)</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 2.5pt">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">$</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">(2,148</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">)</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">(15,618</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">)</td></tr>
</table>

<p style="font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify">&#160;</p>

<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">The following table presents information
regarding the amounts recognized in accumulated other comprehensive income (AOCI) at December 31, 2012 and 2011, as it relates
to the Pension Plan.</p>

<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 13.5pt">&#160;</p>

<table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif">
<tr style="vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="font: italic 10pt Calibri, Helvetica, Sans-Serif; text-align: justify">($ in thousands)</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: center; border-bottom: Black 1pt solid">2012</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: bold 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif">2011</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="width: 80%; text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">Net loss</td><td nowrap="nowrap" style="width: 1%; font: bold 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="width: 1%; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">$</td><td nowrap="nowrap" style="width: 7%; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">3,380</td><td nowrap="nowrap" style="width: 1%; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">16,213</td><td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">Net transition obligation</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">&#151;</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">32</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">Prior service cost</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">&#151;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">44</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">Amount recognized in AOCI before tax effect</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">3,380</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">16,289</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">Tax benefit</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">(1,317</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">)</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">(6,434</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">)</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">Net amount recognized as reduction to AOCI</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 2.5pt">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">$</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">2,063</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">9,855</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
</table>

<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0.25in">&#160;</p>





<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">&#160;</p>

<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0.25in">&#160;</p>

<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">The following table reconciles the beginning
and ending balances of accumulated other comprehensive income (AOCI) at December 31, 2012 and 2011, as it relates to the Pension
Plan:</p>

<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">&#160;</p>

<table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif">
<tr style="vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="font: italic 10pt Calibri, Helvetica, Sans-Serif; text-align: justify">($ in thousands)</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: center; border-bottom: Black 1pt solid">2012</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: bold 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif">2011</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="width: 80%; text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">Accumulated other comprehensive loss at beginning of fiscal year</td><td nowrap="nowrap" style="width: 1%; font: bold 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="width: 1%; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">$</td><td nowrap="nowrap" style="width: 7%; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">9,855</td><td nowrap="nowrap" style="width: 1%; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">5,432</td><td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">Net (gain) loss arising during period</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">(12,288</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">)</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">7,707</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">Prior service cost</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">(32</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">)</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#151;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">Transition Obligation</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">(30</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">)</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#151;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">Amortization of unrecognized actuarial loss</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">(545</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">)</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">(382</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">)</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">Amortization of prior service cost and transition obligation</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">(14</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">)</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">(13</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">)</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">Tax expense (benefit) of changes during the year, net</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">5,117</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">(2,889</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">)</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">Accumulated other comprehensive loss at end of fiscal year</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 2.5pt">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">$</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">2,063</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">9,855</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
</table>

<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">&#160;</p>

<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">The following table reconciles the beginning
and ending balances of the prepaid pension cost related to the Pension Plan:</p>

<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 13.5pt">&#160;</p>

<table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif">
<tr style="vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="font: italic 10pt Calibri, Helvetica, Sans-Serif; text-align: justify">($ in thousands)</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: center; border-bottom: Black 1pt solid">2012</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: bold 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif">2011</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="width: 80%; text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">Prepaid pension cost as of beginning of fiscal year</td><td nowrap="nowrap" style="width: 1%; font: bold 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="width: 1%; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">$</td><td nowrap="nowrap" style="width: 7%; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">671</td><td nowrap="nowrap" style="width: 1%; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">270</td><td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">Net periodic pension cost for fiscal year</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">(1,876</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">)</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">(2,099</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">)</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">Actual employer contributions</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">2,500</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">2,500</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">Effect of curtailment</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">(63</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">)</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">&#151;</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">Prepaid pension asset as of end of fiscal year</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 2.5pt">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">$</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">1,232</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">671</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
</table>

<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left; text-indent: 0.25in">&#160;</p>

<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">Net pension cost for the Pension Plan
included the following components for the years ended December 31, 2012, 2011, and 2010:</p>

<p style="font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify">&#160;</p>

<table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif">
<tr style="vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="font: italic 10pt Calibri, Helvetica, Sans-Serif; text-align: justify">($ in thousands)</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: center; border-bottom: Black 1pt solid">2012</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: bold 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif">2011</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif">2010</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="width: 70%; text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">Service cost &#150; benefits earned during the period</td><td nowrap="nowrap" style="width: 1%; font: bold 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="width: 1%; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">$</td><td nowrap="nowrap" style="width: 7%; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">1,835</td><td nowrap="nowrap" style="width: 1%; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">1,782</td><td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">1,754</td><td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">Interest cost on projected benefit obligation</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">1,451</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">1,638</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">1,555</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">Expected return on plan assets</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">(1,969</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">)</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">(1,716</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">)</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">(1,479</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">)</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">Net amortization and deferral</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">559</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">395</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">465</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;&#160;&#160;&#160;&#160;Net periodic pension cost</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 2.5pt">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">$</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">1,876</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">2,099</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">2,295</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
</table>

<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify">&#160;</p>

<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">The estimated net loss that will be amortized
from accumulated other comprehensive income into net periodic pension cost over the next fiscal year is $14,000.</p>

<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">&#160;</p>

<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">The following table is an estimate of
the benefits that will be paid in accordance with the Pension Plan during the indicated time periods:</p>

<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0.25in">&#160;</p>

<table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif">
<tr style="vertical-align: bottom">
    <td nowrap="nowrap" style="text-align: justify"><p style="font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify">&#160;</p><p style="font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify"><i>($ in thousands)</i></p></td><td nowrap="nowrap" style="padding-bottom: 1pt">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid">Estimated <br />
benefit <br />
payments</td><td nowrap="nowrap" style="padding-bottom: 1pt">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td nowrap="nowrap" style="width: 90%; text-align: justify">&#160;Year ending December 31, 2013</td><td nowrap="nowrap" style="width: 1%">&#160;</td>
    <td nowrap="nowrap" style="width: 1%; text-align: left">$</td><td nowrap="nowrap" style="width: 7%; text-align: right">723</td><td nowrap="nowrap" style="width: 1%; text-align: left">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td nowrap="nowrap" style="text-align: justify">&#160;Year ending December 31, 2014</td><td nowrap="nowrap">&#160;</td>
    <td nowrap="nowrap" style="text-align: left">&#160;</td><td nowrap="nowrap" style="text-align: right">860</td><td nowrap="nowrap" style="text-align: left">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td nowrap="nowrap" style="text-align: justify">&#160;Year ending December 31, 2015</td><td nowrap="nowrap">&#160;</td>
    <td nowrap="nowrap" style="text-align: left">&#160;</td><td nowrap="nowrap" style="text-align: right">968</td><td nowrap="nowrap" style="text-align: left">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td nowrap="nowrap" style="text-align: justify">&#160;Year ending December 31, 2016</td><td nowrap="nowrap">&#160;</td>
    <td nowrap="nowrap" style="text-align: left">&#160;</td><td nowrap="nowrap" style="text-align: right">1,160</td><td nowrap="nowrap" style="text-align: left">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td nowrap="nowrap" style="text-align: justify">&#160;Year ending December 31, 2017</td><td nowrap="nowrap">&#160;</td>
    <td nowrap="nowrap" style="text-align: left">&#160;</td><td nowrap="nowrap" style="text-align: right">1,302</td><td nowrap="nowrap" style="text-align: left">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td nowrap="nowrap" style="text-align: justify">&#160;Years ending December 31, 2018-2022</td><td nowrap="nowrap">&#160;</td>
    <td nowrap="nowrap" style="text-align: left">&#160;</td><td nowrap="nowrap" style="text-align: right">9,013</td><td nowrap="nowrap" style="text-align: left">&#160;</td></tr>
</table>

<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify">&#160;</p>

<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">For each of the years ended December 31,
2012, 2011, and 2010, the Company used an expected long-term rate-of-return-on-assets assumption of 7.75%. The Company arrived
at this rate based primarily on a third-party investment consulting firm&#146;s historical analysis of investment returns, which
indicated that the mix of the Pension Plan&#146;s assets (generally 75% equities and 25% fixed income) can be expected to return
approximately 7.75% on a long term basis.</p>

<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left; text-indent: 0.25in">&#160;</p>



<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"></p>

<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">Funds in the Pension Plan are invested
in a mix of investment types in accordance with the Pension Plan&#146;s investment policy, which is intended to provide an average
annual rate of return of 7% to 10%, while maintaining proper diversification. Except for Company stock, all of the Pension Plan&#146;s
assets are invested in an unaffiliated bank money market account or mutual funds. The investment policy of the Pension Plan does
not permit the use of derivatives, except to the extent that derivatives are used by any of the mutual funds invested in by the
Pension Plan. The following table presents the targeted mix of the Pension Plan&#146;s assets as of December 31, 2012, as set
out by the Plan&#146;s investment policy:</p>

<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify">&#160;</p>

<table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif">
<tr style="vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif">Investment type</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; vertical-align: bottom">Targeted % <br />of Total Assets</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif">Acceptable Range % of <br />
Total Assets</td></tr>
<tr style="vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: center; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="text-align: center; vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: center; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-decoration: underline; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">Fixed income investments</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: center; vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: center; vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: center; padding-left: 5.4pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="width: 33%; text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;&#160;&#160;Cash/money market account</td><td nowrap="nowrap" style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="width: 1%; text-align: center; vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="width: 31%; text-align: center; vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif">2%</td><td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="width: 32%; text-align: center; padding-left: 5.4pt; font: 10pt Calibri, Helvetica, Sans-Serif">1%-5%</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;&#160;&#160;US government bond fund</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: center; vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: center; vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif">10%</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: center; padding-left: 5.4pt; font: 10pt Calibri, Helvetica, Sans-Serif">10%-20%</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;&#160;&#160;US corporate bond fund</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: center; vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: center; vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif">10%</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: center; padding-left: 5.4pt; font: 10pt Calibri, Helvetica, Sans-Serif">5%-15%</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;&#160;&#160;US corporate high yield bond fund</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: center; vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: center; vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif">5%</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: center; padding-left: 5.4pt; font: 10pt Calibri, Helvetica, Sans-Serif">0%-10%</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-decoration: underline; text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">Equity investments</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: center; vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: center; vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: center; padding-left: 5.4pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;&#160;&#160;Large cap value fund</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: center; vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: center; vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif">20%</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: center; padding-left: 5.4pt; font: 10pt Calibri, Helvetica, Sans-Serif">20%-30%</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;&#160;&#160;Large cap growth fund</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: center; vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: center; vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif">20%</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: center; padding-left: 5.4pt; font: 10pt Calibri, Helvetica, Sans-Serif">20%-30%</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;&#160;&#160;Mid cap equity fund</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: center; vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: center; vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif">10%</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: center; padding-left: 5.4pt; font: 10pt Calibri, Helvetica, Sans-Serif">5%-15%</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;&#160;&#160;Small cap growth fund</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: center; vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: center; vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif">8%</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: center; padding-left: 5.4pt; font: 10pt Calibri, Helvetica, Sans-Serif">5%-15%</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;&#160;&#160;Foreign equity fund</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: center; vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: center; vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif">10%</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: center; padding-left: 5.4pt; font: 10pt Calibri, Helvetica, Sans-Serif">5%-15%</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;&#160;&#160;Company stock</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: center; vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: center; vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif">5%</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: center; padding-left: 5.4pt; font: 10pt Calibri, Helvetica, Sans-Serif">0%-10%</td></tr>
</table>

<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0.25in">&#160;</p>

<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">The Pension Plan&#146;s investment strategy
contains certain investment objectives and risks for each permitted investment category. To ensure that risk and return characteristics
are consistently followed, the Pension Plan&#146;s investments are reviewed at least semi-annually and rebalanced within the acceptable
range. <font style="letter-spacing: -0.15pt">Performance m</font>easurement of the investments employs the use of certain investment
category and peer group benchmarks. The investment category benchmarks as of December 31, 2012 are as follows:</p>

<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">&#160;</p>

<table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif">
<tr style="vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="width: 33%; text-align: left; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;<br />Investment Category</td><td nowrap="nowrap" style="width: 1%; padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="width: 33%; text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; padding-left: 0">Investment Category Benchmark</td><td nowrap="nowrap" style="width: 1%; padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="width: 32%; text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; padding-left: 0">Range of Acceptable Deviation <br />
from Investment Category <br />
Benchmark</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: center; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: center; padding-left: 0; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: center; padding-left: 0; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-decoration: underline; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">Fixed income investments</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: center; padding-left: 0; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: center; padding-left: 0; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;&#160;&#160;Cash/money market account</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: center; padding-left: 0; font: 10pt Calibri, Helvetica, Sans-Serif">Citigroup Treasury Bill Index &#150; 3 month</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: center; padding-left: 0; font: 10pt Calibri, Helvetica, Sans-Serif">0-50 basis points</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;&#160;&#160;US government bond fund</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: center; padding-left: 0; font: 10pt Calibri, Helvetica, Sans-Serif">Barclays Intermediate Government Bond Index</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: center; padding-left: 0; font: 10pt Calibri, Helvetica, Sans-Serif">0-200 basis points</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;&#160;&#160;US corporate bond fund</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: center; padding-left: 0; font: 10pt Calibri, Helvetica, Sans-Serif">Barclays Aggregate Index</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: center; padding-left: 0; font: 10pt Calibri, Helvetica, Sans-Serif">0-200 basis points</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;&#160;&#160;US corporate high yield bond fund</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: center; padding-left: 0; font: 10pt Calibri, Helvetica, Sans-Serif">Barclays High Yield Index</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: center; padding-left: 0; font: 10pt Calibri, Helvetica, Sans-Serif">0-200 basis points</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-decoration: underline; text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">Equity investments</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: center; padding-left: 0; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: center; padding-left: 0; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;&#160;&#160;Large cap value fund</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: center; padding-left: 0; font: 10pt Calibri, Helvetica, Sans-Serif">Russell 1000 Value Index</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: center; padding-left: 0; font: 10pt Calibri, Helvetica, Sans-Serif">0-300 basis points</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;&#160;&#160;Large cap growth fund</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: center; padding-left: 0; font: 10pt Calibri, Helvetica, Sans-Serif">Russell 1000 Growth Index</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: center; padding-left: 0; font: 10pt Calibri, Helvetica, Sans-Serif">0-300 basis points</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;&#160;&#160;Mid cap equity fund</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: center; padding-left: 0; font: 10pt Calibri, Helvetica, Sans-Serif">Russell Mid Cap Index</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: center; padding-left: 0; font: 10pt Calibri, Helvetica, Sans-Serif">0-300 basis points</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;&#160;&#160;Small cap growth fund</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: center; padding-left: 0; font: 10pt Calibri, Helvetica, Sans-Serif">Russell 2000 Growth Index</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: center; padding-left: 0; font: 10pt Calibri, Helvetica, Sans-Serif">0-300 basis points</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;&#160;&#160;Foreign equity fund</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: center; padding-left: 0; font: 10pt Calibri, Helvetica, Sans-Serif">MSCI EAFE Index</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: center; padding-left: 0; font: 10pt Calibri, Helvetica, Sans-Serif">0-300 basis points</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;&#160;&#160;Company stock</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: center; padding-left: 0; font: 10pt Calibri, Helvetica, Sans-Serif">Russell 2000 Index</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: center; padding-left: 0; font: 10pt Calibri, Helvetica, Sans-Serif">0-300 basis points</td></tr>
</table>

<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">&#160;</p>

<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">Each of the investment fund&#146;s average
annualized return over a three-year period should be within the range of acceptable deviation from the benchmarked index shown
above. In addition to the investment category benchmarks, the Pension Plan also utilizes certain Peer Group benchmarks, based on
Morningstar percentile rankings for each investment category. Funds are generally considered to be underperformers if their category
ranking is below the 75<sup>th</sup> percentile for the trailing one-year period; the 50<sup>th</sup> percentile for the trailing
three-year period; and the 25<sup>th</sup> percentile for the trailing five-year period.</p>

<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">&#160;</p>



<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"></p>

<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"><font style="letter-spacing: -0.15pt">The
Pension Plan invests in various investment securities which are exposed to various risks such as interest rate, market, and credit
risks. All of these risks are monitored and managed by the Company. No significant concentration of risk exists within the plan
assets at December 31, 2012.</font>&#160;</p>

<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left; text-indent: 0.5in">&#160;</p>

<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">The fair values of the Company&#146;s
pension plan assets at December 31, 2012, by asset category, are as follows:</p>

<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">&#160;</p>

<table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif">
<tr style="vertical-align: bottom">
    <td nowrap="nowrap" style="font-style: italic; text-align: justify">($ in thousands)</td><td nowrap="nowrap">&#160;</td>
    <td colspan="6" nowrap="nowrap" style="text-align: center">&#160;</td><td nowrap="nowrap">&#160;</td><td nowrap="nowrap">&#160;</td>
    <td colspan="6" nowrap="nowrap" style="text-align: center">&#160;</td><td nowrap="nowrap">&#160;</td></tr>
<tr style="vertical-align: bottom">
    <td nowrap="nowrap" style="text-align: justify">&#160;</td><td nowrap="nowrap" style="font-weight: bold; padding-bottom: 1pt">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="font-weight: bold; text-align: center; border-bottom: Black 1pt solid">Total Fair Value <br />
at December <br />
31, 2012</td><td nowrap="nowrap" style="padding-bottom: 1pt; font-weight: bold">&#160;</td><td nowrap="nowrap" style="font-weight: bold; padding-bottom: 1pt">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="font-weight: bold; text-align: center; border-bottom: Black 1pt solid">Quoted Prices<br />
 in Active <br />
Markets for <br />
Identical Assets <br />
(Level 1)</td><td nowrap="nowrap" style="padding-bottom: 1pt; font-weight: bold">&#160;</td><td nowrap="nowrap" style="font-weight: bold; padding-bottom: 1pt">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="font-weight: bold; text-align: center; border-bottom: Black 1pt solid">Significant Other <br />
Observable Inputs <br />
(Level 2)</td><td nowrap="nowrap" style="padding-bottom: 1pt; font-weight: bold">&#160;</td><td nowrap="nowrap" style="font-weight: bold; padding-bottom: 1pt">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="font-weight: bold; text-align: center; border-bottom: Black 1pt solid">Significant <br />
Unobservable <br />
Inputs <br />(Level 3)</td><td nowrap="nowrap" style="padding-bottom: 1pt; font-weight: bold">&#160;</td></tr>
<tr style="vertical-align: bottom">
    <td nowrap="nowrap" style="text-align: justify">&#160;</td><td nowrap="nowrap">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="text-align: right">&#160;</td><td nowrap="nowrap">&#160;</td><td nowrap="nowrap">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="text-align: right">&#160;</td><td nowrap="nowrap">&#160;</td><td nowrap="nowrap">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="text-align: right">&#160;</td><td nowrap="nowrap">&#160;</td><td nowrap="nowrap">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="text-align: right">&#160;</td><td nowrap="nowrap">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td nowrap="nowrap" style="text-align: justify">Fixed income investments</td><td nowrap="nowrap">&#160;</td>
    <td nowrap="nowrap" style="text-align: left">&#160;</td><td nowrap="nowrap" style="text-align: right">&#160;</td><td nowrap="nowrap" style="text-align: left">&#160;</td><td nowrap="nowrap">&#160;</td>
    <td nowrap="nowrap" style="text-align: left">&#160;</td><td nowrap="nowrap" style="text-align: right">&#160;</td><td nowrap="nowrap" style="text-align: left">&#160;</td><td nowrap="nowrap">&#160;</td>
    <td nowrap="nowrap" style="text-align: left">&#160;</td><td nowrap="nowrap" style="text-align: right">&#160;</td><td nowrap="nowrap" style="text-align: left">&#160;</td><td nowrap="nowrap">&#160;</td>
    <td nowrap="nowrap" style="text-align: left">&#160;</td><td nowrap="nowrap" style="text-align: right">&#160;</td><td nowrap="nowrap" style="text-align: left">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td nowrap="nowrap" style="width: 60%; text-align: justify">&#160;&#160;&#160;&#160;&#160;Money market funds</td><td nowrap="nowrap" style="width: 1%">&#160;</td>
    <td nowrap="nowrap" style="width: 1%; text-align: left">$</td><td nowrap="nowrap" style="width: 7%; text-align: right">441</td><td nowrap="nowrap" style="width: 1%; text-align: left">&#160;</td><td nowrap="nowrap" style="width: 1%; font-weight: bold">&#160;</td>
    <td nowrap="nowrap" style="width: 1%; font-weight: bold; text-align: left">&#160;</td><td nowrap="nowrap" style="width: 7%; font-weight: bold; text-align: right">&#151;</td><td nowrap="nowrap" style="width: 1%; font-weight: bold; text-align: left">&#160;</td><td nowrap="nowrap" style="width: 1%">&#160;</td>
    <td nowrap="nowrap" style="width: 1%; text-align: left">&#160;</td><td nowrap="nowrap" style="width: 7%; text-align: right">441</td><td nowrap="nowrap" style="width: 1%; text-align: left">&#160;</td><td nowrap="nowrap" style="width: 1%; font-weight: bold">&#160;</td>
    <td nowrap="nowrap" style="width: 1%; font-weight: bold; text-align: left">&#160;</td><td nowrap="nowrap" style="width: 7%; font-weight: bold; text-align: right">&#151;</td><td nowrap="nowrap" style="width: 1%; font-weight: bold; text-align: left">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td nowrap="nowrap" style="text-align: justify">&#160;&#160;&#160;&#160;&#160;US government bond fund</td><td nowrap="nowrap">&#160;</td>
    <td nowrap="nowrap" style="text-align: left">&#160;</td><td nowrap="nowrap" style="text-align: right">2,995</td><td nowrap="nowrap" style="text-align: left">&#160;</td><td nowrap="nowrap">&#160;</td>
    <td nowrap="nowrap" style="text-align: left">&#160;</td><td nowrap="nowrap" style="text-align: right">2,995</td><td nowrap="nowrap" style="text-align: left">&#160;</td><td nowrap="nowrap" style="font-weight: bold">&#160;</td>
    <td nowrap="nowrap" style="font-weight: bold; text-align: left">&#160;</td><td nowrap="nowrap" style="font-weight: bold; text-align: right">&#151;</td><td nowrap="nowrap" style="font-weight: bold; text-align: left">&#160;</td><td nowrap="nowrap" style="font-weight: bold">&#160;</td>
    <td nowrap="nowrap" style="font-weight: bold; text-align: left">&#160;</td><td nowrap="nowrap" style="font-weight: bold; text-align: right">&#151;</td><td nowrap="nowrap" style="font-weight: bold; text-align: left">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td nowrap="nowrap" style="text-align: justify">&#160;&#160;&#160;&#160;&#160;US corporate bond fund</td><td nowrap="nowrap">&#160;</td>
    <td nowrap="nowrap" style="text-align: left">&#160;</td><td nowrap="nowrap" style="text-align: right">3,008</td><td nowrap="nowrap" style="text-align: left">&#160;</td><td nowrap="nowrap">&#160;</td>
    <td nowrap="nowrap" style="text-align: left">&#160;</td><td nowrap="nowrap" style="text-align: right">3,008</td><td nowrap="nowrap" style="text-align: left">&#160;</td><td nowrap="nowrap" style="font-weight: bold">&#160;</td>
    <td nowrap="nowrap" style="font-weight: bold; text-align: left">&#160;</td><td nowrap="nowrap" style="font-weight: bold; text-align: right">&#151;</td><td nowrap="nowrap" style="font-weight: bold; text-align: left">&#160;</td><td nowrap="nowrap" style="font-weight: bold">&#160;</td>
    <td nowrap="nowrap" style="font-weight: bold; text-align: left">&#160;</td><td nowrap="nowrap" style="font-weight: bold; text-align: right">&#151;</td><td nowrap="nowrap" style="font-weight: bold; text-align: left">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td nowrap="nowrap" style="text-align: left">&#160;&#160;&#160;&#160;&#160;US corporate high yield bond fund</td><td nowrap="nowrap">&#160;</td>
    <td nowrap="nowrap" style="text-align: left">&#160;</td><td nowrap="nowrap" style="text-align: right">1,563</td><td nowrap="nowrap" style="text-align: left">&#160;</td><td nowrap="nowrap">&#160;</td>
    <td nowrap="nowrap" style="text-align: left">&#160;</td><td nowrap="nowrap" style="text-align: right">1,563</td><td nowrap="nowrap" style="text-align: left">&#160;</td><td nowrap="nowrap" style="font-weight: bold">&#160;</td>
    <td nowrap="nowrap" style="font-weight: bold; text-align: left">&#160;</td><td nowrap="nowrap" style="font-weight: bold; text-align: right">&#151;</td><td nowrap="nowrap" style="font-weight: bold; text-align: left">&#160;</td><td nowrap="nowrap" style="font-weight: bold">&#160;</td>
    <td nowrap="nowrap" style="font-weight: bold; text-align: left">&#160;</td><td nowrap="nowrap" style="font-weight: bold; text-align: right">&#151;</td><td nowrap="nowrap" style="font-weight: bold; text-align: left">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td nowrap="nowrap" style="text-align: justify">&#160;</td><td nowrap="nowrap">&#160;</td>
    <td nowrap="nowrap" style="text-align: left">&#160;</td><td nowrap="nowrap" style="text-align: right">&#160;</td><td nowrap="nowrap" style="text-align: left">&#160;</td><td nowrap="nowrap">&#160;</td>
    <td nowrap="nowrap" style="text-align: left">&#160;</td><td nowrap="nowrap" style="text-align: right">&#160;</td><td nowrap="nowrap" style="text-align: left">&#160;</td><td nowrap="nowrap">&#160;</td>
    <td nowrap="nowrap" style="text-align: left">&#160;</td><td nowrap="nowrap" style="text-align: right">&#160;</td><td nowrap="nowrap" style="text-align: left">&#160;</td><td nowrap="nowrap">&#160;</td>
    <td nowrap="nowrap" style="text-align: left">&#160;</td><td nowrap="nowrap" style="text-align: right">&#160;</td><td nowrap="nowrap" style="text-align: left">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td nowrap="nowrap" style="text-align: justify">Equity investments</td><td nowrap="nowrap">&#160;</td>
    <td nowrap="nowrap" style="text-align: left">&#160;</td><td nowrap="nowrap" style="text-align: right">&#160;</td><td nowrap="nowrap" style="text-align: left">&#160;</td><td nowrap="nowrap">&#160;</td>
    <td nowrap="nowrap" style="text-align: left">&#160;</td><td nowrap="nowrap" style="text-align: right">&#160;</td><td nowrap="nowrap" style="text-align: left">&#160;</td><td nowrap="nowrap">&#160;</td>
    <td nowrap="nowrap" style="text-align: left">&#160;</td><td nowrap="nowrap" style="text-align: right">&#160;</td><td nowrap="nowrap" style="text-align: left">&#160;</td><td nowrap="nowrap">&#160;</td>
    <td nowrap="nowrap" style="text-align: left">&#160;</td><td nowrap="nowrap" style="text-align: right">&#160;</td><td nowrap="nowrap" style="text-align: left">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td nowrap="nowrap" style="text-align: justify">&#160;&#160;&#160;&#160;&#160;Large cap value fund</td><td nowrap="nowrap">&#160;</td>
    <td nowrap="nowrap" style="text-align: left">&#160;</td><td nowrap="nowrap" style="text-align: right">6,101</td><td nowrap="nowrap" style="text-align: left">&#160;</td><td nowrap="nowrap">&#160;</td>
    <td nowrap="nowrap" style="text-align: left">&#160;</td><td nowrap="nowrap" style="text-align: right">6,101</td><td nowrap="nowrap" style="text-align: left">&#160;</td><td nowrap="nowrap" style="font-weight: bold">&#160;</td>
    <td nowrap="nowrap" style="font-weight: bold; text-align: left">&#160;</td><td nowrap="nowrap" style="font-weight: bold; text-align: right">&#151;</td><td nowrap="nowrap" style="font-weight: bold; text-align: left">&#160;</td><td nowrap="nowrap" style="font-weight: bold">&#160;</td>
    <td nowrap="nowrap" style="font-weight: bold; text-align: left">&#160;</td><td nowrap="nowrap" style="font-weight: bold; text-align: right">&#151;</td><td nowrap="nowrap" style="font-weight: bold; text-align: left">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td nowrap="nowrap" style="text-align: justify">&#160;&#160;&#160;&#160;&#160;Large cap growth fund</td><td nowrap="nowrap">&#160;</td>
    <td nowrap="nowrap" style="text-align: left">&#160;</td><td nowrap="nowrap" style="text-align: right">6,020</td><td nowrap="nowrap" style="text-align: left">&#160;</td><td nowrap="nowrap">&#160;</td>
    <td nowrap="nowrap" style="text-align: left">&#160;</td><td nowrap="nowrap" style="text-align: right">6,020</td><td nowrap="nowrap" style="text-align: left">&#160;</td><td nowrap="nowrap" style="font-weight: bold">&#160;</td>
    <td nowrap="nowrap" style="font-weight: bold; text-align: left">&#160;</td><td nowrap="nowrap" style="font-weight: bold; text-align: right">&#151;</td><td nowrap="nowrap" style="font-weight: bold; text-align: left">&#160;</td><td nowrap="nowrap" style="font-weight: bold">&#160;</td>
    <td nowrap="nowrap" style="font-weight: bold; text-align: left">&#160;</td><td nowrap="nowrap" style="font-weight: bold; text-align: right">&#151;</td><td nowrap="nowrap" style="font-weight: bold; text-align: left">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td nowrap="nowrap" style="text-align: justify">&#160;&#160;&#160;&#160;&#160;Small cap growth fund</td><td nowrap="nowrap">&#160;</td>
    <td nowrap="nowrap" style="text-align: left">&#160;</td><td nowrap="nowrap" style="text-align: right">2,514</td><td nowrap="nowrap" style="text-align: left">&#160;</td><td nowrap="nowrap">&#160;</td>
    <td nowrap="nowrap" style="text-align: left">&#160;</td><td nowrap="nowrap" style="text-align: right">2,514</td><td nowrap="nowrap" style="text-align: left">&#160;</td><td nowrap="nowrap" style="font-weight: bold">&#160;</td>
    <td nowrap="nowrap" style="font-weight: bold; text-align: left">&#160;</td><td nowrap="nowrap" style="font-weight: bold; text-align: right">&#151;</td><td nowrap="nowrap" style="font-weight: bold; text-align: left">&#160;</td><td nowrap="nowrap" style="font-weight: bold">&#160;</td>
    <td nowrap="nowrap" style="font-weight: bold; text-align: left">&#160;</td><td nowrap="nowrap" style="font-weight: bold; text-align: right">&#151;</td><td nowrap="nowrap" style="font-weight: bold; text-align: left">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td nowrap="nowrap" style="text-align: justify">&#160;&#160;&#160;&#160;&#160;Mid cap growth fund</td><td nowrap="nowrap">&#160;</td>
    <td nowrap="nowrap" style="text-align: left">&#160;</td><td nowrap="nowrap" style="text-align: right">3,153</td><td nowrap="nowrap" style="text-align: left">&#160;</td><td nowrap="nowrap">&#160;</td>
    <td nowrap="nowrap" style="text-align: left">&#160;</td><td nowrap="nowrap" style="text-align: right">3,153</td><td nowrap="nowrap" style="text-align: left">&#160;</td><td nowrap="nowrap" style="font-weight: bold">&#160;</td>
    <td nowrap="nowrap" style="font-weight: bold; text-align: left">&#160;</td><td nowrap="nowrap" style="font-weight: bold; text-align: right">&#151;</td><td nowrap="nowrap" style="font-weight: bold; text-align: left">&#160;</td><td nowrap="nowrap" style="font-weight: bold">&#160;</td>
    <td nowrap="nowrap" style="font-weight: bold; text-align: left">&#160;</td><td nowrap="nowrap" style="font-weight: bold; text-align: right">&#151;</td><td nowrap="nowrap" style="font-weight: bold; text-align: left">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td nowrap="nowrap" style="text-align: justify; text-indent: 0">&#160;&#160;&#160;&#160;&#160;Foreign equity fund</td><td nowrap="nowrap">&#160;</td>
    <td nowrap="nowrap" style="text-align: left">&#160;</td><td nowrap="nowrap" style="text-align: right">3,147</td><td nowrap="nowrap" style="text-align: left">&#160;</td><td nowrap="nowrap">&#160;</td>
    <td nowrap="nowrap" style="text-align: left">&#160;</td><td nowrap="nowrap" style="text-align: right">3,147</td><td nowrap="nowrap" style="text-align: left">&#160;</td><td nowrap="nowrap" style="font-weight: bold">&#160;</td>
    <td nowrap="nowrap" style="font-weight: bold; text-align: left">&#160;</td><td nowrap="nowrap" style="font-weight: bold; text-align: right">&#151;</td><td nowrap="nowrap" style="font-weight: bold; text-align: left">&#160;</td><td nowrap="nowrap" style="font-weight: bold">&#160;</td>
    <td nowrap="nowrap" style="font-weight: bold; text-align: left">&#160;</td><td nowrap="nowrap" style="font-weight: bold; text-align: right">&#151;</td><td nowrap="nowrap" style="font-weight: bold; text-align: left">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td nowrap="nowrap" style="text-align: justify; padding-bottom: 1pt">&#160;&#160;&#160;&#160;&#160;Company stock</td><td nowrap="nowrap" style="padding-bottom: 1pt">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: right">1,182</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: right">1,182</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left">&#160;</td><td nowrap="nowrap" style="font-weight: bold; padding-bottom: 1pt">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: right">&#151;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font-weight: bold; text-align: left">&#160;</td><td nowrap="nowrap" style="font-weight: bold; padding-bottom: 1pt">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: right">&#151;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font-weight: bold; text-align: left">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td nowrap="nowrap" style="text-align: justify; padding-bottom: 2.5pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;Total</td><td nowrap="nowrap" style="padding-bottom: 2.5pt">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; text-align: left">$</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; text-align: right">30,124</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; text-align: right">29,683</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; text-align: right">441</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left">&#160;</td><td nowrap="nowrap" style="font-weight: bold; padding-bottom: 2.5pt">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font-weight: bold; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font-weight: bold; text-align: right">&#151;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font-weight: bold; text-align: left">&#160;</td></tr>
</table>

<p style="font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0.25in">&#160;</p>

<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">The fair values of the Company&#146;s
pension plan assets at December 31, 2011, by asset category, are as follows:</p>

<table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif">
<tr style="vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="font: italic 10pt Calibri, Helvetica, Sans-Serif; text-align: justify">($ in thousands)</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td colspan="6" nowrap="nowrap" style="text-align: center; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td colspan="6" nowrap="nowrap" style="text-align: center; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: center; border-bottom: Black 1pt solid">Total Fair Value<br />
 at December <br />
31, 2011</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: bold 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: center; border-bottom: Black 1pt solid">Quoted Prices <br />
in Active <br />
Markets for <br />
Identical Assets <br />
(Level 1)</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: bold 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: center; border-bottom: Black 1pt solid">Significant Other <br />
Observable Inputs <br />
(Level 2)</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: bold 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: center; border-bottom: Black 1pt solid">Significant <br />
Unobservable <br />
Inputs <br />(Level 3)</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: bold 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">Fixed income investments</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="width: 60%; text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;&#160;&#160;&#160;&#160;Money market funds</td><td nowrap="nowrap" style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">$</td><td nowrap="nowrap" style="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">831</td><td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="width: 1%; font: bold 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="width: 1%; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="width: 7%; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">&#151;</td><td nowrap="nowrap" style="width: 1%; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">831</td><td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="width: 1%; font: bold 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="width: 1%; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="width: 7%; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">&#151;</td><td nowrap="nowrap" style="width: 1%; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;&#160;&#160;&#160;&#160;US government bond fund</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">2,356</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">2,356</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">&#151;</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">&#151;</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;&#160;&#160;&#160;&#160;US corporate bond fund</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">2,331</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">2,331</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">&#151;</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">&#151;</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;&#160;&#160;&#160;&#160;US corporate high yield bond fund</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">1,195</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">1,195</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">&#151;</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">&#151;</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">Equity investments</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;&#160;&#160;&#160;&#160;Large cap value fund</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">5,194</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">5,194</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">&#151;</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">&#151;</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;&#160;&#160;&#160;&#160;Large cap growth fund</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">4,883</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">4,883</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">&#151;</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">&#151;</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;&#160;&#160;&#160;&#160;Small cap growth fund</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">2,030</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">2,030</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">&#151;</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">&#151;</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;&#160;&#160;&#160;&#160;Mid cap growth fund</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">2,491</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">2,491</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">&#151;</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">&#151;</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;&#160;&#160;&#160;&#160;Foreign equity fund</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">2,328</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">2,328</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">&#151;</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">&#151;</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;&#160;&#160;&#160;&#160;Company stock</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">827</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">827</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">&#151;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">&#151;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;Total</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">$</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">24,466</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">23,635</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">831</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 2.5pt">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">&#151;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td></tr>
</table>

<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify">&#160;</p>

<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify">The following is a description of the
valuation methodologies used for assets measured at fair value. There have been no changes in the methodologies used at December
31, 2012 and 2011.</p>

<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify">&#160;</p>

<table cellpadding="0" cellspacing="0" style="width: 100%; font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin-top: 0; margin-bottom: 0"><tr style="vertical-align: top; font: 10pt Calibri, Helvetica, Sans-Serif">
<td style="width: 0.5in; font: 10pt Calibri, Helvetica, Sans-Serif"></td><td style="width: 0.25in; font: 10pt Calibri, Helvetica, Sans-Serif">-</td><td style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"><font style="font-family: Calibri, Helvetica, Sans-Serif">Money market fund: valued on the active
market on which it is traded; at amortized cost, which approximates fair value.</font></td></tr></table>

<table cellpadding="0" cellspacing="0" style="width: 100%; font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin-top: 0; margin-bottom: 0"><tr style="vertical-align: top; font: 10pt Calibri, Helvetica, Sans-Serif">
<td style="width: 0.5in; font: 10pt Calibri, Helvetica, Sans-Serif"></td><td style="width: 0.25in; font: 10pt Calibri, Helvetica, Sans-Serif">-</td><td style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"><font style="font-family: Calibri, Helvetica, Sans-Serif">Mutual funds, common stocks: valued at the
closing price reported on the active market on which the individual securities are traded.</font></td></tr></table>

<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify">&#160;</p>




<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify">&#160;</p>

<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"><u>Supplemental Executive Retirement
Plan</u>. Historically, the Company sponsored a Supplemental Executive Retirement Plan (the &#147;SERP&#148;) for the benefit
of certain senior management executives of the Company. The purpose of the SERP was to provide additional monthly pension benefits
to ensure that each such senior management executive would receive lifetime monthly pension benefits equal to 3% of his or her
final average compensation multiplied by his or her years of service (maximum of 20 years) to the Company or its subsidiaries,
subject to a maximum of 60% of his or her final average compensation. The amount of a participant&#146;s monthly SERP benefit
is reduced by (i) the amount payable under the Company&#146;s qualified Pension Plan (described above), and (ii) 50% of the participant&#146;s
primary social security benefit. Final average compensation means the average of the 5 highest consecutive calendar years of earnings
during the last 10 years of service prior to termination of employment. The SERP is an unfunded plan. Payments are made from the
general assets of the Company.&#160;</p>

<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">&#160;</p>

<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">During the fourth quarter of 2012, the
Company notified participants that the SERP would be frozen on December 31, 2012. Although no previously accrued benefits will
be lost, participants will no longer accrue benefits for service subsequent to 2012. The freezing of the SERP resulted in an immediate
$0.5 million reduction in its benefit obligation, which is referred to as a &#147;curtailment gain&#148; in the table below.
The curtailment gain reduced the liability of the plan and lowered the amount of accumulated other comprehensive loss, which results
in an increase in shareholders&#146; equity.</p>

<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">&#160;</p>

<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">The following table reconciles the beginning
and ending balances of the SERP&#146;s benefit obligation, as computed by the Company&#146;s independent actuarial consultants:</p>

<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 13.5pt">&#160;</p>

<table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif">
<tr style="vertical-align: bottom">
    <td style="font-style: italic; text-align: justify">($ in thousands)</td><td style="font-weight: bold; padding-bottom: 1pt">&#160;</td>
    <td colspan="2" style="font-weight: bold; text-align: center; border-bottom: Black 1pt solid">2012</td><td style="padding-bottom: 1pt; font-weight: bold">&#160;</td><td style="padding-bottom: 1pt">&#160;</td>
    <td colspan="2" style="text-align: center; border-bottom: Black 1pt solid">2011</td><td style="padding-bottom: 1pt">&#160;</td><td style="padding-bottom: 1pt">&#160;</td>
    <td colspan="2" style="text-align: center; border-bottom: Black 1pt solid">2010</td><td style="padding-bottom: 1pt">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="text-decoration: underline; text-align: justify">Change in benefit obligation</td><td>&#160;</td>
    <td style="text-align: left">&#160;</td><td style="text-align: right">&#160;</td><td style="text-align: left">&#160;</td><td>&#160;</td>
    <td style="text-align: left">&#160;</td><td style="text-align: right">&#160;</td><td style="text-align: left">&#160;</td><td>&#160;</td>
    <td style="text-align: left">&#160;</td><td style="text-align: right">&#160;</td><td style="text-align: left">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td style="width: 70%; text-align: justify">Projected benefit obligation at beginning of year</td><td style="width: 1%; font-weight: bold">&#160;</td>
    <td style="width: 1%; font-weight: bold; text-align: left">$</td><td style="width: 7%; font-weight: bold; text-align: right">8,064</td><td style="width: 1%; font-weight: bold; text-align: left">&#160;</td><td style="width: 1%">&#160;</td>
    <td style="width: 1%; text-align: left">&#160;</td><td style="width: 7%; text-align: right">7,433</td><td style="width: 1%; text-align: left">&#160;</td><td style="width: 1%">&#160;</td>
    <td style="width: 1%; text-align: left">&#160;</td><td style="width: 7%; text-align: right">6,222</td><td style="width: 1%; text-align: left">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="text-align: justify">Service cost</td><td style="font-weight: bold">&#160;</td>
    <td style="font-weight: bold; text-align: left">&#160;</td><td style="font-weight: bold; text-align: right">303</td><td style="font-weight: bold; text-align: left">&#160;</td><td>&#160;</td>
    <td style="text-align: left">&#160;</td><td style="text-align: right">292</td><td style="text-align: left">&#160;</td><td>&#160;</td>
    <td style="text-align: left">&#160;</td><td style="text-align: right">408</td><td style="text-align: left">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td style="text-align: justify">Interest cost</td><td style="font-weight: bold">&#160;</td>
    <td style="font-weight: bold; text-align: left">&#160;</td><td style="font-weight: bold; text-align: right">280</td><td style="font-weight: bold; text-align: left">&#160;</td><td>&#160;</td>
    <td style="text-align: left">&#160;</td><td style="text-align: right">351</td><td style="text-align: left">&#160;</td><td>&#160;</td>
    <td style="text-align: left">&#160;</td><td style="text-align: right">377</td><td style="text-align: left">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="text-align: justify">Actuarial (gain) loss</td><td style="font-weight: bold">&#160;</td>
    <td style="font-weight: bold; text-align: left">&#160;</td><td style="font-weight: bold; text-align: right">(1,201</td><td style="font-weight: bold; text-align: left">)</td><td>&#160;</td>
    <td style="text-align: left">&#160;</td><td style="text-align: right">93</td><td style="text-align: left">&#160;</td><td>&#160;</td>
    <td style="text-align: left">&#160;</td><td style="text-align: right">531</td><td style="text-align: left">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td style="text-align: justify">Benefits paid</td><td style="font-weight: bold">&#160;</td>
    <td style="font-weight: bold; text-align: left">&#160;</td><td style="font-weight: bold; text-align: right">(146</td><td style="font-weight: bold; text-align: left">)</td><td>&#160;</td>
    <td style="text-align: left">&#160;</td><td style="text-align: right">(105</td><td style="text-align: left">)</td><td>&#160;</td>
    <td style="text-align: left">&#160;</td><td style="text-align: right">(105</td><td style="text-align: left">)</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="text-align: justify; padding-bottom: 1pt">Curtailment gain</td><td style="font-weight: bold; padding-bottom: 1pt">&#160;</td>
    <td style="border-bottom: Black 1pt solid; font-weight: bold; text-align: left">&#160;</td><td style="border-bottom: Black 1pt solid; font-weight: bold; text-align: right">(487</td><td style="padding-bottom: 1pt; font-weight: bold; text-align: left">)</td><td style="padding-bottom: 1pt">&#160;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&#160;</td><td style="border-bottom: Black 1pt solid; text-align: right">&#151;</td><td style="padding-bottom: 1pt; text-align: left">&#160;</td><td style="padding-bottom: 1pt">&#160;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&#160;</td><td style="border-bottom: Black 1pt solid; text-align: right">&#151;</td><td style="padding-bottom: 1pt; text-align: left">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td style="text-align: justify">Projected benefit obligation at end of year</td><td style="font-weight: bold">&#160;</td>
    <td style="font-weight: bold; text-align: left">&#160;</td><td style="font-weight: bold; text-align: right">6,813</td><td style="font-weight: bold; text-align: left">&#160;</td><td>&#160;</td>
    <td style="text-align: left">&#160;</td><td style="text-align: right">8,064</td><td style="text-align: left">&#160;</td><td>&#160;</td>
    <td style="text-align: left">&#160;</td><td style="text-align: right">7,433</td><td style="text-align: left">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="text-align: justify; padding-bottom: 1pt">Plan assets</td><td style="padding-bottom: 1pt">&#160;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&#160;</td><td style="border-bottom: Black 1pt solid; text-align: right"><p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0">&#151;</p></td><td style="padding-bottom: 1pt; text-align: left">&#160;</td><td style="padding-bottom: 1pt">&#160;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&#160;</td><td style="border-bottom: Black 1pt solid; text-align: right">&#151;<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0"></p></td><td style="padding-bottom: 1pt; text-align: left">&#160;</td><td style="padding-bottom: 1pt">&#160;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&#160;</td><td style="border-bottom: Black 1pt solid; text-align: right"><p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0">&#151;</p></td><td style="padding-bottom: 1pt; text-align: left">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td style="text-align: justify; padding-bottom: 2.5pt">Funded status at end of year</td><td style="font-weight: bold; padding-bottom: 2.5pt">&#160;</td>
    <td style="border-bottom: Black 2.5pt double; font-weight: bold; text-align: left">$</td><td style="border-bottom: Black 2.5pt double; font-weight: bold; text-align: right">(6,813</td><td style="padding-bottom: 2.5pt; font-weight: bold; text-align: left">)</td><td style="padding-bottom: 2.5pt">&#160;</td>
    <td style="border-bottom: Black 2.5pt double; text-align: left">&#160;</td><td style="border-bottom: Black 2.5pt double; text-align: right">(8,064</td><td style="padding-bottom: 2.5pt; text-align: left">)</td><td style="padding-bottom: 2.5pt">&#160;</td>
    <td style="border-bottom: Black 2.5pt double; text-align: left">&#160;</td><td style="border-bottom: Black 2.5pt double; text-align: right">(7,433</td><td style="padding-bottom: 2.5pt; text-align: left">)</td></tr>
</table>



<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 13.5pt">&#160;</p>

<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">The accumulated benefit obligation related
to the SERP was $6,813,000, $7,199,000, and $5,623,000 at December 31, 2012, 2011, and 2010, respectively.&#160;</p>

<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">&#160;</p>

<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">The following table presents information
regarding the amounts recognized in the consolidated balance sheets at December 31, 2012 and 2011 as it relates to the SERP, excluding
the related deferred tax assets.</p>

<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left; text-indent: 13.5pt">&#160;</p>

<table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif">
<tr style="vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="font: italic 10pt Calibri, Helvetica, Sans-Serif; text-align: justify">($ in thousands)</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: center; border-bottom: Black 1pt solid">2012</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: bold 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif">2011</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="width: 80%; text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">Other assets &#150; prepaid pension asset (liability)</td><td nowrap="nowrap" style="width: 1%; font: bold 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="width: 1%; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">$</td><td nowrap="nowrap" style="width: 7%; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">(6,614</td><td nowrap="nowrap" style="width: 1%; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">)</td><td nowrap="nowrap" style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">(6,075</td><td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">)</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">Other liabilities</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">(199</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">)</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">(1,989</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">)</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 2.5pt">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">$</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">(6,813</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">)</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">(8,064</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">)</td></tr>
</table>

<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify">&#160;</p>





<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">The following table presents information
regarding the amounts recognized in AOCI at December 31, 2012 and 2011.</p>

<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 13.5pt">&#160;</p>

<table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif">
<tr style="vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="font: italic 10pt Calibri, Helvetica, Sans-Serif; text-align: justify">($ in thousands)</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: center; border-bottom: Black 1pt solid">2012</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: bold 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif">2011</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="width: 80%; text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">Net (gain) loss</td><td nowrap="nowrap" style="width: 1%; font: bold 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="width: 1%; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">$</td><td nowrap="nowrap" style="width: 7%; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">199</td><td nowrap="nowrap" style="width: 1%; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">1,887</td><td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">Prior service cost</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">&#151;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">102</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">Amount recognized in AOCI before tax effect</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">199</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">1,989</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">Tax benefit</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">(79</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">)</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">(786</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">)</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">Net amount recognized as reduction to AOCI</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 2.5pt">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">$</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">120</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">1,203</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
</table>

<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">&#160;</p>

<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">The following table reconciles the beginning
and ending balances of accumulated other comprehensive income (AOCI) at December 31, 2012 and 2011, as it relates to the SERP:</p>

<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">&#160;</p>

<table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif">
<tr style="vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="font: italic 10pt Calibri, Helvetica, Sans-Serif; text-align: justify">($ in thousands)</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: center; border-bottom: Black 1pt solid">2012</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: bold 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif">2011</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="width: 80%; text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">Accumulated other comprehensive loss at beginning of fiscal year</td><td nowrap="nowrap" style="width: 1%; font: bold 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="width: 1%; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">$</td><td nowrap="nowrap" style="width: 7%; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">1,203</td><td nowrap="nowrap" style="width: 1%; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">1,165</td><td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">Net (gain) loss arising during period</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">(1,687</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">)</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">93</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">Prior service cost</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">(83</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">)</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#151;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">Amortization of unrecognized actuarial loss</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">&#151;</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">(12</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">)</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">Amortization of prior service cost and transition obligation</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">(19</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">)</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">(19</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">)</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">Tax expense (benefit) of changes during the year, net</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">706</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">(24</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">)</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">Accumulated other comprehensive loss at end of fiscal year</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 2.5pt">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">$</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">120</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">1,203</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
</table>

<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">&#160;</p>

<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">The following table reconciles the beginning
and ending balances of the prepaid pension cost related to the SERP:</p>

<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left; text-indent: 13.5pt">&#160;</p>

<table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif">
<tr style="vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="font: italic 10pt Calibri, Helvetica, Sans-Serif; text-align: justify">($ in thousands)</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: center; border-bottom: Black 1pt solid">2012</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: bold 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif">2011</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="width: 80%; text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">Prepaid pension cost (liability) as of beginning of fiscal year</td><td nowrap="nowrap" style="width: 1%; font: bold 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="width: 1%; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">$</td><td nowrap="nowrap" style="width: 7%; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">(6,075</td><td nowrap="nowrap" style="width: 1%; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">)</td><td nowrap="nowrap" style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">(5,507</td><td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">)</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">Net periodic pension cost for fiscal year</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">(602</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">)</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">(673</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">)</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">Benefits paid</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">146</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">105</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">Effect of curtailment</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">(83</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">)</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">&#151;</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">Prepaid pension cost (liability) as of end of fiscal year</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 2.5pt">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">$</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">(6,614</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">)</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">(6,075</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">)</td></tr>
</table>

<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify">&#160;</p>

<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">Net pension cost for the SERP included
the following components for the years ended December 31, 2012, 2011, and 2010:</p>

<p style="font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">&#160;</p>

<table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif">
<tr style="vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="font: italic 10pt Calibri, Helvetica, Sans-Serif; text-align: justify">($ in thousands)</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: center; border-bottom: Black 1pt solid">2012</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: bold 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif">2011</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif">2010</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="width: 70%; text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">Service cost &#150; benefits earned during the period</td><td nowrap="nowrap" style="width: 1%; font: bold 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="width: 1%; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">$</td><td nowrap="nowrap" style="width: 7%; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">303</td><td nowrap="nowrap" style="width: 1%; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">292</td><td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">408</td><td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">Interest cost on projected benefit obligation</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">280</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">351</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">377</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">Net amortization and deferral</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">19</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">30</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">100</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;&#160;&#160;&#160;&#160;Net periodic pension cost</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 2.5pt">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">$</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">602</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">673</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">885</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
</table>

<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify">&#160;</p>





<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">&#160;</p>

<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">The following table is an estimate of
the benefits that will be paid in accordance with the SERP during the indicated time periods:</p>

<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0.25in">&#160;</p>

<table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif">
<tr style="vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif"><p style="font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify">&#160;</p><p style="font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify"><i>($ in thousands)</i></p> <p style="font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify">&#160;</p></td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif">Estimated <br />
benefit <br />
payments</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="width: 90%; text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;Year ending December 31, 2013</td><td nowrap="nowrap" style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">$</td><td nowrap="nowrap" style="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">215</td><td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;Year ending December 31, 2014</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">220</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;Year ending December 31, 2015</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">263</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;Year ending December 31, 2016</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">330</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;Year ending December 31, 2017</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">357</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;Years ending December 31, 2018-2022</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">2,309</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
</table>

<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">&#160;</p>

<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">The following assumptions were used in
determining the actuarial information for the Pension Plan and the SERP for the years ended December 31, 2012, 2011, and 2010:</p>

<p style="font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify">&#160;</p>

<table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif">
<tr style="vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt">&#160;</td>
    <td colspan="6" nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: center; border-bottom: Black 1pt solid">2012</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: bold 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td colspan="6" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif">2011</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td colspan="6" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif">2010</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: center; border-bottom: Black 1pt solid">Pension <br />Plan</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: bold 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: center; border-bottom: Black 1pt solid">SERP</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: bold 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif">Pension <br />Plan</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif">SERP</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif">Pension <br />Plan</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif">SERP</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="width: 40%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">Discount
    rate used to determine net periodic pension cost</td><td nowrap="nowrap" style="width: 1%; font: bold 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="width: 1%; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="width: 7%; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: center; vertical-align: bottom">4.39%</td><td nowrap="nowrap" style="width: 1%; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: center; vertical-align: bottom">&#160;</td><td nowrap="nowrap" style="width: 1%; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: center; vertical-align: bottom">&#160;</td>
    <td nowrap="nowrap" style="width: 1%; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: center; vertical-align: bottom">&#160;</td><td nowrap="nowrap" style="width: 7%; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: center; vertical-align: bottom">4.39%</td><td nowrap="nowrap" style="width: 1%; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: center; vertical-align: bottom">&#160;</td><td nowrap="nowrap" style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: center; vertical-align: bottom">&#160;</td>
    <td nowrap="nowrap" style="width: 1%; text-align: center; font: 10pt Calibri, Helvetica, Sans-Serif; vertical-align: bottom">&#160;</td><td nowrap="nowrap" style="width: 7%; text-align: center; font: 10pt Calibri, Helvetica, Sans-Serif; vertical-align: bottom">5.59%</td><td nowrap="nowrap" style="width: 1%; text-align: center; font: 10pt Calibri, Helvetica, Sans-Serif; vertical-align: bottom">&#160;</td><td nowrap="nowrap" style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: center; vertical-align: bottom">&#160;</td>
    <td nowrap="nowrap" style="width: 1%; text-align: center; font: 10pt Calibri, Helvetica, Sans-Serif; vertical-align: bottom">&#160;</td><td nowrap="nowrap" style="width: 7%; text-align: center; font: 10pt Calibri, Helvetica, Sans-Serif; vertical-align: bottom">5.59%</td><td nowrap="nowrap" style="width: 1%; text-align: center; font: 10pt Calibri, Helvetica, Sans-Serif; vertical-align: bottom">&#160;</td><td nowrap="nowrap" style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: center; vertical-align: bottom">&#160;</td>
    <td nowrap="nowrap" style="width: 1%; text-align: center; font: 10pt Calibri, Helvetica, Sans-Serif; vertical-align: bottom">&#160;</td><td nowrap="nowrap" style="width: 7%; text-align: center; font: 10pt Calibri, Helvetica, Sans-Serif; vertical-align: bottom">6.00%</td><td nowrap="nowrap" style="width: 1%; text-align: center; font: 10pt Calibri, Helvetica, Sans-Serif; vertical-align: bottom">&#160;</td><td nowrap="nowrap" style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: center; vertical-align: bottom">&#160;</td>
    <td nowrap="nowrap" style="width: 1%; text-align: center; font: 10pt Calibri, Helvetica, Sans-Serif; vertical-align: bottom">&#160;</td><td nowrap="nowrap" style="width: 7%; text-align: center; font: 10pt Calibri, Helvetica, Sans-Serif; vertical-align: bottom">6.00%</td><td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">Discount
    rate used to calculate end of year liability disclosures</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: center; vertical-align: bottom">3.97%</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: center; vertical-align: bottom">&#160;</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: center; vertical-align: bottom">&#160;</td>
    <td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: center; vertical-align: bottom">&#160;</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: center; vertical-align: bottom">3.97%</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: center; vertical-align: bottom">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif; text-align: center; vertical-align: bottom">&#160;</td>
    <td nowrap="nowrap" style="text-align: center; font: 10pt Calibri, Helvetica, Sans-Serif; vertical-align: bottom">&#160;</td><td nowrap="nowrap" style="text-align: center; font: 10pt Calibri, Helvetica, Sans-Serif; vertical-align: bottom">4.39%</td><td nowrap="nowrap" style="text-align: center; font: 10pt Calibri, Helvetica, Sans-Serif; vertical-align: bottom">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif; text-align: center; vertical-align: bottom">&#160;</td>
    <td nowrap="nowrap" style="text-align: center; font: 10pt Calibri, Helvetica, Sans-Serif; vertical-align: bottom">&#160;</td><td nowrap="nowrap" style="text-align: center; font: 10pt Calibri, Helvetica, Sans-Serif; vertical-align: bottom">4.39%</td><td nowrap="nowrap" style="text-align: center; font: 10pt Calibri, Helvetica, Sans-Serif; vertical-align: bottom">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif; text-align: center; vertical-align: bottom">&#160;</td>
    <td nowrap="nowrap" style="text-align: center; font: 10pt Calibri, Helvetica, Sans-Serif; vertical-align: bottom">&#160;</td><td nowrap="nowrap" style="text-align: center; font: 10pt Calibri, Helvetica, Sans-Serif; vertical-align: bottom">5.59%</td><td nowrap="nowrap" style="text-align: center; font: 10pt Calibri, Helvetica, Sans-Serif; vertical-align: bottom">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif; text-align: center; vertical-align: bottom">&#160;</td>
    <td nowrap="nowrap" style="text-align: center; font: 10pt Calibri, Helvetica, Sans-Serif; vertical-align: bottom">&#160;</td><td nowrap="nowrap" style="text-align: center; font: 10pt Calibri, Helvetica, Sans-Serif; vertical-align: bottom">5.59%</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">Expected long-term rate of return on assets</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: center; vertical-align: bottom">7.75%</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: center; vertical-align: bottom">&#160;</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: center; vertical-align: bottom">&#160;</td>
    <td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: center; vertical-align: bottom">&#160;</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: center; vertical-align: bottom"><font style="font: 10pt Calibri, Helvetica, Sans-Serif"><b>n/a</b></font></td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: center; vertical-align: bottom">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif; text-align: center; vertical-align: bottom">&#160;</td>
    <td nowrap="nowrap" style="text-align: center; font: 10pt Calibri, Helvetica, Sans-Serif; vertical-align: bottom">&#160;</td><td nowrap="nowrap" style="text-align: center; font: 10pt Calibri, Helvetica, Sans-Serif; vertical-align: bottom">7.75%</td><td nowrap="nowrap" style="text-align: center; font: 10pt Calibri, Helvetica, Sans-Serif; vertical-align: bottom">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif; text-align: center; vertical-align: bottom">&#160;</td>
    <td nowrap="nowrap" style="text-align: center; font: 10pt Calibri, Helvetica, Sans-Serif; vertical-align: bottom">&#160;</td><td nowrap="nowrap" style="text-align: center; font: 10pt Calibri, Helvetica, Sans-Serif; vertical-align: bottom"><font style="font: 10pt Calibri, Helvetica, Sans-Serif">n/a</font></td><td nowrap="nowrap" style="text-align: center; font: 10pt Calibri, Helvetica, Sans-Serif; vertical-align: bottom">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif; text-align: center; vertical-align: bottom">&#160;</td>
    <td nowrap="nowrap" style="text-align: center; font: 10pt Calibri, Helvetica, Sans-Serif; vertical-align: bottom">&#160;</td><td nowrap="nowrap" style="text-align: center; font: 10pt Calibri, Helvetica, Sans-Serif; vertical-align: bottom">7.75%</td><td nowrap="nowrap" style="text-align: center; font: 10pt Calibri, Helvetica, Sans-Serif; vertical-align: bottom">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif; text-align: center; vertical-align: bottom">&#160;</td>
    <td nowrap="nowrap" style="text-align: center; font: 10pt Calibri, Helvetica, Sans-Serif; vertical-align: bottom">&#160;</td><td nowrap="nowrap" style="text-align: center; font: 10pt Calibri, Helvetica, Sans-Serif; vertical-align: bottom"><font style="font: 10pt Calibri, Helvetica, Sans-Serif">n/a</font></td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">Rate of compensation increase</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: center; vertical-align: bottom">3.50%</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: center; vertical-align: bottom">&#160;</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: center; vertical-align: bottom">&#160;</td>
    <td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: center; vertical-align: bottom">&#160;</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: center; vertical-align: bottom">3.50%</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: center; vertical-align: bottom">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif; text-align: center; vertical-align: bottom">&#160;</td>
    <td nowrap="nowrap" style="text-align: center; font: 10pt Calibri, Helvetica, Sans-Serif; vertical-align: bottom">&#160;</td><td nowrap="nowrap" style="text-align: center; font: 10pt Calibri, Helvetica, Sans-Serif; vertical-align: bottom">5.00%</td><td nowrap="nowrap" style="text-align: center; font: 10pt Calibri, Helvetica, Sans-Serif; vertical-align: bottom">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif; text-align: center; vertical-align: bottom">&#160;</td>
    <td nowrap="nowrap" style="text-align: center; font: 10pt Calibri, Helvetica, Sans-Serif; vertical-align: bottom">&#160;</td><td nowrap="nowrap" style="text-align: center; font: 10pt Calibri, Helvetica, Sans-Serif; vertical-align: bottom">5.00%</td><td nowrap="nowrap" style="text-align: center; font: 10pt Calibri, Helvetica, Sans-Serif; vertical-align: bottom">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif; text-align: center; vertical-align: bottom">&#160;</td>
    <td nowrap="nowrap" style="text-align: center; font: 10pt Calibri, Helvetica, Sans-Serif; vertical-align: bottom">&#160;</td><td nowrap="nowrap" style="text-align: center; font: 10pt Calibri, Helvetica, Sans-Serif; vertical-align: bottom">5.00%</td><td nowrap="nowrap" style="text-align: center; font: 10pt Calibri, Helvetica, Sans-Serif; vertical-align: bottom">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif; text-align: center; vertical-align: bottom">&#160;</td>
    <td nowrap="nowrap" style="text-align: center; font: 10pt Calibri, Helvetica, Sans-Serif; vertical-align: bottom">&#160;</td><td nowrap="nowrap" style="text-align: center; font: 10pt Calibri, Helvetica, Sans-Serif; vertical-align: bottom">5.00%</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
</table>

<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify">&#160;</p>

<p style="font: 10pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left; text-indent: 0in">The Company&#146;s discount
rate policy is based on a calculation of the Company&#146;s expected pension payments, with those payments discounted using the
Citigroup Pension Index yield curve.&#160;</p><span></span></td>
      </tr>
    </table>
    <div style="display: none;">
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_CompensationAndRetirementDisclosureAbstract">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_CompensationAndRetirementDisclosureAbstract</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:stringItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_PensionAndOtherPostretirementBenefitsDisclosureTextBlock">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The entire disclosure for pension and other postretirement benefits.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 158<br><br> -Paragraph 7, 21, 22<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name FASB Staff Position (FSP)<br><br> -Number FAS106-2<br><br> -Paragraph 20, 21, 22<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Implementation Guide (Q and A)<br><br> -Number FAS88<br><br> -Paragraph 63<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 106<br><br> -Paragraph 518<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 715<br><br> -URI http://asc.fasb.org/topic&amp;trid=2235017<br><br><br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 132R<br><br> -Paragraph 5, 6, 7, 8<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 7: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 132R<br><br> -Paragraph 5<br><br> -Subparagraph b<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 8: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 132R<br><br> -Paragraph 8<br><br> -Subparagraph m<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 9: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 87<br><br> -Paragraph 264<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 10: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher AICPA<br><br> -Name Accounting Principles Board Opinion (APB)<br><br> -Number 30<br><br> -Paragraph 26<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 11: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Emerging Issues Task Force (EITF)<br><br> -Number 03-2<br><br> -Paragraph 8<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 12: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 132R<br><br> -Paragraph 5<br><br> -Subparagraph h<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 13: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 132R<br><br> -Paragraph 5<br><br> -Subparagraph a<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 14: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 132R<br><br> -Paragraph 5<br><br> -Subparagraph q<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_PensionAndOtherPostretirementBenefitsDisclosureTextBlock</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>nonnum:textBlockItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
    </div>
  </body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>112
<FILENAME>R84.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
  <head>
    <META http-equiv="Content-Type" content="text/html; charset=us-ascii">
    <link rel="StyleSheet" type="text/css" href="report.css"><script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script></head>
  <body><span style="display: none;">v2.4.0.6</span><table class="report" border="0" cellspacing="2" id="ID0EWGAC">
      <tr>
        <th class="tl" colspan="1" rowspan="2">
          <div style="width: 200px;"><strong>Time Deposits, Securities Sold Under Agreements to Repurchase, and Related Party Deposits (Details Narrative) (USD $)<br>In Thousands, unless otherwise specified</strong></div>
        </th>
        <th class="th" colspan="3">12 Months Ended</th>
      </tr>
      <tr>
        <th class="th">
          <div>Dec. 31, 2012</div>
        </th>
        <th class="th">
          <div>Dec. 31, 2011</div>
        </th>
        <th class="th">
          <div>Dec. 31, 2010</div>
        </th>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_FBP_NotesToFinancialStatementsAbstract', window );"><strong>Notes to Financial Statements</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_FBP_AmortizationOfDepositPremiums', window );">Amortization of deposit premiums</a></td>
        <td class="nump">$ 85<span></span></td>
        <td class="nump">$ 337<span></span></td>
        <td class="nump">$ 2,211<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_FBP_UnamortizedDepositPremiums', window );">Unamortized deposit premiums</a></td>
        <td class="nump">38<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DueToOtherRelatedPartiesCurrentAndNoncurrent', window );">Deposits received from officers and directors</a></td>
        <td class="nump">$ 30,542<span></span></td>
        <td class="nump">$ 30,764<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
    </table>
    <div style="display: none;">
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_FBP_AmortizationOfDepositPremiums">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The amount of amortization of deposit premiums.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>FBP_AmortizationOfDepositPremiums</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>FBP_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_FBP_NotesToFinancialStatementsAbstract">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>FBP_NotesToFinancialStatementsAbstract</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>FBP_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:stringItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_FBP_UnamortizedDepositPremiums">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The carrying amount of unamortized deposit premiums.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>FBP_UnamortizedDepositPremiums</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>FBP_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DueToOtherRelatedPartiesCurrentAndNoncurrent">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The aggregate obligations owed to related parties other than affiliates, officers or stockholders (for example, owner's immediate families or employee pension trusts) at the financial statement date.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 210<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.9-03.15(3),(4))<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6876686&amp;loc=d3e534808-122878<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 850<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 1<br><br> -Subparagraph (d)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6457730&amp;loc=d3e39549-107864<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 08<br><br> -Paragraph k<br><br> -Subparagraph 1<br><br> -Article 4<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 235<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.4-08.(k)(1))<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6881521&amp;loc=d3e23780-122690<br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 03<br><br> -Paragraph 15<br><br> -Subparagraph 3, 4<br><br> -Article 9<br><br><br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 944<br><br> -SubTopic 210<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.7-03.17)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6879938&amp;loc=d3e572229-122910<br><br><br><br>Reference 7: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 57<br><br> -Paragraph 2<br><br> -Subparagraph d<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 8: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 03<br><br> -Paragraph 17<br><br> -Article 7<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_DueToOtherRelatedPartiesCurrentAndNoncurrent</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
    </div>
  </body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>113
<FILENAME>R15.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
  <head>
    <META http-equiv="Content-Type" content="text/html; charset=us-ascii">
    <link rel="StyleSheet" type="text/css" href="report.css"><script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script></head>
  <body><span style="display: none;">v2.4.0.6</span><table class="report" border="0" cellspacing="2" id="ID0ELE">
      <tr>
        <th class="tl" colspan="1" rowspan="2">
          <div style="width: 200px;"><strong>Income Taxes<br></strong></div>
        </th>
        <th class="th" colspan="1">12 Months Ended</th>
      </tr>
      <tr>
        <th class="th">
          <div>Dec. 31, 2012</div>
        </th>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_IncomeTaxDisclosureAbstract', window );"><strong>Income Tax Disclosure [Abstract]</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_IncomeTaxDisclosureTextBlock', window );">Income Taxes</a></td>
        <td class="text"><p style="font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify"><b>Note 8. Income Taxes</b></p>

<p style="font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">&#160;</p>

<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">Total income
taxes for the years ended December 31, 2012, 2011 and 2010 were allocated as follows:</p>

<p style="font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0.25in">&#160;&#160;</p>

<table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif">
<tr style="vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="font: italic 10pt Calibri, Helvetica, Sans-Serif; text-align: justify">(In thousands)</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: center; border-bottom: Black 1pt solid">2012</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: bold 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif">2011</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif">2010</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif; text-align: justify">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="width: 70%; text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">Allocated to net income</td><td nowrap="nowrap" style="width: 1%; font: bold 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="width: 1%; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">$</td><td nowrap="nowrap" style="width: 7%; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">(16,952</td><td nowrap="nowrap" style="width: 1%; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">)</td><td nowrap="nowrap" style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">7,370</td><td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">4,960</td><td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">Allocated to stockholders&#146; equity, for unrealized holding gain/loss on <br />&#160;&#160;&#160;debt and equity securities for financial reporting purposes</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">(237</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">)</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">554</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">251</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">Allocated to stockholders&#146; equity, for tax expense (benefit) of pension liabilities</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">5,824</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">(2,912</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">)</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">(688</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">)</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;&#160;&#160;&#160;Total income tax expense (benefit)</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 2.5pt">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">$</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">(11,365</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">)</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">5,012</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">4,523</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
</table>

<p style="font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify">&#160;</p>

<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">The components
of income tax expense (benefit) for the years ended December 31, 2012, 2011 and 2010 are as follows:</p>

<p style="font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify">&#160;</p>

<table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif">
<tr style="vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="font: italic 10pt Calibri, Helvetica, Sans-Serif; text-align: justify">($ in thousands)</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: center; border-bottom: Black 1pt solid">2012</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: bold 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif">2011</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif">2010</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="width: 70%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">Current&#160;&#160;&#160;&#160;&#160;- Federal</td><td nowrap="nowrap" style="width: 1%; font: bold 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="width: 1%; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">$</td><td nowrap="nowrap" style="width: 7%; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">(8,401</td><td nowrap="nowrap" style="width: 1%; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">)</td><td nowrap="nowrap" style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">9,204</td><td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">25,353</td><td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;- State</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">(43</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">)</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">2,094</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">3,807</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">Deferred&#160;&#160;&#160;- Federal</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">(5,914</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">)</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">(3,234</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">)</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">(21,092</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">)</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;- State</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">(2,594</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">)</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">(694</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">)</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">(3,108</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">)</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;&#160;&#160;&#160;&#160;Total</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 2.5pt">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">$</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">(16,952</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">)</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">7,370</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">4,960</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
</table>

<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">&#160;</p>





<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"></p>

<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">The sources and
tax effects of temporary differences that give rise to significant portions of the deferred tax assets (liabilities) at December
31, 2012 and 2011 are presented below:</p>

<p style="font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify">&#160;</p>

<table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif">
<tr style="vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="font: italic 10pt Calibri, Helvetica, Sans-Serif; text-align: justify">(In thousands)</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: center; border-bottom: Black 1pt solid">2012</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: bold 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif">2011</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">Deferred tax assets:</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="width: 80%; text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;&#160;&#160;&#160;&#160;Allowance for loan losses</td><td nowrap="nowrap" style="width: 1%; font: bold 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="width: 1%; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">$</td><td nowrap="nowrap" style="width: 7%; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">18,228</td><td nowrap="nowrap" style="width: 1%; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">16,458</td><td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;&#160;&#160;&#160;&#160;Excess book over tax SERP retirement plan cost</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">2,553</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">2,378</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;&#160;&#160;&#160;&#160;Deferred compensation</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">128</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">138</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;&#160;&#160;&#160;&#160;State net operating loss carryforwards</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">961</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">62</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;&#160;&#160;&#160;&#160;Accruals, book versus tax</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">1,403</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">329</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;&#160;&#160;&#160;&#160;Pension liability adjustments</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">1,396</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">7,220</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;&#160;&#160;&#160;&#160;Foreclosed real estate</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">6,813</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">1,402</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;&#160;&#160;&#160;&#160;Basis differences in assets acquired in FDIC transactions</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">1,058</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">771</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;&#160;&#160;&#160;&#160;Nonqualified stock options</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">554</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">277</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;&#160;&#160;&#160;&#160;Nonaccrual loan interest</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">420</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">744</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;&#160;&#160;&#160;&#160;All other</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">732</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">663</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;Gross deferred tax assets</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">34,246</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">30,442</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;Less: Valuation allowance</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">(112</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">)</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">(81</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">)</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;Net deferred tax assets</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">34,134</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">30,361</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">Deferred tax liabilities:</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;&#160;&#160;&#160;&#160;Loan fees</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">(1,427</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">)</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">(1,217</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">)</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;&#160;&#160;&#160;&#160;Excess tax over book pension cost</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">(451</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">)</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">(219</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">)</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;&#160;&#160;&#160;&#160;Depreciable basis of fixed assets</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">(2,308</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">)</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">(2,372</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">)</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;&#160;&#160;&#160;&#160;Amortizable basis of intangible assets</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">(9,119</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">)</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">(8,334</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">)</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;&#160;&#160;&#160;&#160;Unrealized gain on securities available for sale</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">(1,283</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">)</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">(1,520</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">)</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">FHLB stock dividends <br /></td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt">&#160;</td>
    <td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">(437</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">)</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">(437</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">)</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;&#160;&#160;&#160;&#160;All other</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">(124</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">)</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">(198</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">)</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;Gross deferred tax liabilities</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">(15,149</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">)</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">(14,297</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">)</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;Net deferred tax asset - included in other assets</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 2.5pt">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">$</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">18,985</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">16,064</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
</table>



<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">&#160;</p>

<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">A portion of the
annual change in the net deferred tax asset relates to unrealized gains and losses on securities available for sale. The related
2012 and 2011 deferred tax expense (benefit) of approximately ($237,000) and $554,000 respectively, has been recorded directly
to shareholders&#146; equity. Additionally, a portion of the annual change in the net deferred tax asset relates to pension adjustments.
The related 2012 and 2011 deferred tax expense (benefit) of $5,824,000 and ($2,912,000), respectively, has been recorded directly
to shareholders&#146; equity. The balance of the 2012 decrease in the net deferred tax asset of $8,508,000 is reflected as a deferred
income tax expense, and the balance of the 2011 increase in the net deferred tax asset of $3,928,000 is reflected as a deferred
income tax benefit in the consolidated statement of income (loss).</p>

<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify">&#160;</p>

<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">The valuation
allowances for 2012 and 2011 relate primarily to state net operating loss carryforwards. It is management&#146;s belief that the
realization of the remaining net deferred tax assets is more likely than not.</p>

<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0.25in">&#160;</p>

<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">The Company had
no significant uncertain tax positions, and thus no reserve for uncertain tax positions has been recorded. Additionally, the Company
determined that it has no material unrecognized tax benefits that if recognized would affect the effective tax rate. The Company&#146;s
general policy is to record tax penalties and interest as a component of &#147;other operating expenses.&#148;</p>

<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0.25in">&#160;</p>

<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">The Company&#146;s
tax returns are subject to income tax audit by federal and state agencies beginning with the year 2009.</p>

<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0.25in">&#160;</p>

<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">Retained earnings
at December 31, 2012 and 2011 includes approximately $6,869,000 representing pre-1988 tax bad debt reserve base year amounts for
which no deferred income tax liability has been provided since these reserves are not expected to reverse or may never reverse.
Circumstances that would require an accrual of a portion or all of this unrecorded tax liability are a reduction in qualifying
loan levels relative to the end of 1987, failure to meet the definition of a bank, dividend payments in excess of accumulated
tax earnings and profits, or other distributions in dissolution, liquidation or redemption of the Bank&#146;s stock.</p>

<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">&#160;</p>



<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"></p>

<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">The following
is a reconcilement of federal income tax expense at the statutory rate of 35% to the income tax provision reported in the financial
statements.</p>

<p style="font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify">&#160;</p>

<table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif">
<tr style="vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="font: italic 10pt Calibri, Helvetica, Sans-Serif; text-align: justify">(In thousands)</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: center; border-bottom: Black 1pt solid">2012</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: bold 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif">2011</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif">2010</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="width: 70%; text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">Tax provision at statutory rate</td><td nowrap="nowrap" style="width: 1%; font: bold 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="width: 1%; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">$</td><td nowrap="nowrap" style="width: 7%; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">(14,125</td><td nowrap="nowrap" style="width: 1%; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">)</td><td nowrap="nowrap" style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">7,354</td><td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">5,230</td><td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">Increase (decrease) in income taxes resulting from:</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;&#160;&#160;Tax-exempt interest income</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">(831</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">)</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">(852</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">)</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">(726</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">)</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;&#160;&#160;Low income housing tax credits</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">(181</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">)</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">(163</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">)</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">(143</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">)</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;&#160;&#160;Non-deductible interest expense</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">23</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">33</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">37</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;&#160;&#160;State income taxes, net of federal benefit</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">(1,714</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">)</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">910</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">454</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;&#160;&#160;Change in valuation allowance</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">31</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">(5</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">)</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">(145</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">)</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;&#160;&#160;Other, net</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">(155</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">)</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">93</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">253</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;&#160;&#160;&#160;&#160;Total</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 2.5pt">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">$</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">(16,952</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">)</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">7,370</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">4,960</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
</table>

<p style="font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify">&#160;</p><span></span></td>
      </tr>
    </table>
    <div style="display: none;">
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_IncomeTaxDisclosureAbstract">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_IncomeTaxDisclosureAbstract</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:stringItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_IncomeTaxDisclosureTextBlock">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The entire disclosure for income taxes. Disclosures may include net deferred tax liability or asset recognized in an enterprise's statement of financial position, net change during the year in the total valuation allowance, approximate tax effect of each type of temporary difference and carryforward that gives rise to a significant portion of deferred tax liabilities and deferred tax assets, utilization of a tax carryback, and tax uncertainties information.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 109<br><br> -Paragraph 136, 172<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 235<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.4-08.(h))<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6881521&amp;loc=d3e23780-122690<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 08<br><br> -Paragraph h<br><br> -Article 4<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 740<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 15<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6907707&amp;loc=d3e32718-109319<br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 109<br><br> -Paragraph 43, 44, 45, 46, 47, 48, 49<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 740<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 2<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6907707&amp;loc=d3e32537-109319<br><br><br><br>Reference 7: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 740<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 9<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6907707&amp;loc=d3e32639-109319<br><br><br><br>Reference 8: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 740<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 3<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6907707&amp;loc=d3e32559-109319<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_IncomeTaxDisclosureTextBlock</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>nonnum:textBlockItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
    </div>
  </body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>114
<FILENAME>R60.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
  <head>
    <META http-equiv="Content-Type" content="text/html; charset=us-ascii">
    <link rel="StyleSheet" type="text/css" href="report.css"><script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script></head>
  <body><span style="display: none;">v2.4.0.6</span><table class="report" border="0" cellspacing="2" id="ID0E36AG">
      <tr>
        <th class="tl" colspan="1" rowspan="1">
          <div style="width: 200px;"><strong>Loans and Asset Quality Information (Details 1) (USD $)<br>In Thousands, unless otherwise specified</strong></div>
        </th>
        <th class="th">
          <div>Dec. 31, 2012</div>
        </th>
        <th class="th">
          <div>Dec. 31, 2011</div>
        </th>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_FBP_NoncoveredLoansAbstract', window );"><strong>Non-covered loans:</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_FBP_LoansBeforeUnamortizedNetDeferredLoanCostsNoncovered', window );">Total loans</a></td>
        <td class="nump">$ 2,092,819<span></span></td>
        <td class="nump">$ 2,067,182<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_FBP_PercentageOfLoansNonCovered', window );">Percentage of Loans</a></td>
        <td class="nump">100.00%<span></span></td>
        <td class="nump">100.00%<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_UnamortizedLoanCommitmentAndOriginationFeesAndUnamortizedDiscountsOrPremiums', window );">Unamortized net deferred loan costs</a></td>
        <td class="nump">1,324<span></span></td>
        <td class="nump">1,280<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableGrossCarryingAmount', window );">Loans - non-covered</a></td>
        <td class="nump">2,094,143<span></span></td>
        <td class="nump">2,069,152<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Commercial, financial and agricultural</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_FBP_NoncoveredLoansAbstract', window );"><strong>Non-covered loans:</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_FBP_LoansBeforeUnamortizedNetDeferredLoanCostsNoncovered', window );">Total loans</a></td>
        <td class="nump">155,273<span></span></td>
        <td class="nump">152,627<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_FBP_PercentageOfLoansNonCovered', window );">Percentage of Loans</a></td>
        <td class="nump">7.00%<span></span></td>
        <td class="nump">8.00%<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableGrossCarryingAmount', window );">Loans - non-covered</a></td>
        <td class="nump">170,741<span></span></td>
        <td class="nump">172,357<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Real Estate construction, land development and other land loans</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_FBP_NoncoveredLoansAbstract', window );"><strong>Non-covered loans:</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_FBP_LoansBeforeUnamortizedNetDeferredLoanCostsNoncovered', window );">Total loans</a></td>
        <td class="nump">251,569<span></span></td>
        <td class="nump">290,983<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_FBP_PercentageOfLoansNonCovered', window );">Percentage of Loans</a></td>
        <td class="nump">12.00%<span></span></td>
        <td class="nump">14.00%<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Real estate mortgage residential (1-4 family) first mortgages</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_FBP_NoncoveredLoansAbstract', window );"><strong>Non-covered loans:</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_FBP_LoansBeforeUnamortizedNetDeferredLoanCostsNoncovered', window );">Total loans</a></td>
        <td class="nump">679,401<span></span></td>
        <td class="nump">646,616<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_FBP_PercentageOfLoansNonCovered', window );">Percentage of Loans</a></td>
        <td class="nump">33.00%<span></span></td>
        <td class="nump">31.00%<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Real estate mortgage home equity loans/lines of credit</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_FBP_NoncoveredLoansAbstract', window );"><strong>Non-covered loans:</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_FBP_LoansBeforeUnamortizedNetDeferredLoanCostsNoncovered', window );">Total loans</a></td>
        <td class="nump">219,443<span></span></td>
        <td class="nump">233,171<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_FBP_PercentageOfLoansNonCovered', window );">Percentage of Loans</a></td>
        <td class="nump">11.00%<span></span></td>
        <td class="nump">11.00%<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Real estate mortgage commercial and other</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_FBP_NoncoveredLoansAbstract', window );"><strong>Non-covered loans:</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_FBP_LoansBeforeUnamortizedNetDeferredLoanCostsNoncovered', window );">Total loans</a></td>
        <td class="nump">715,973<span></span></td>
        <td class="nump">666,882<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_FBP_PercentageOfLoansNonCovered', window );">Percentage of Loans</a></td>
        <td class="nump">34.00%<span></span></td>
        <td class="nump">32.00%<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Installment loans to individual</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_FBP_NoncoveredLoansAbstract', window );"><strong>Non-covered loans:</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_FBP_LoansBeforeUnamortizedNetDeferredLoanCostsNoncovered', window );">Total loans</a></td>
        <td class="nump">$ 71,160<span></span></td>
        <td class="nump">$ 77,593<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_FBP_PercentageOfLoansNonCovered', window );">Percentage of Loans</a></td>
        <td class="nump">3.00%<span></span></td>
        <td class="nump">4.00%<span></span></td>
      </tr>
    </table>
    <div style="display: none;">
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_FBP_LoansBeforeUnamortizedNetDeferredLoanCostsNoncovered">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Aggregate gross carrying amount of loans before unamortized net deferred loan costs. Excludes loans and leases covered under loss sharing agreements.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>FBP_LoansBeforeUnamortizedNetDeferredLoanCostsNoncovered</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>FBP_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_FBP_NoncoveredLoansAbstract">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>FBP_NoncoveredLoansAbstract</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>FBP_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:stringItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_FBP_PercentageOfLoansNonCovered">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Percentage of non-covered loans.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>FBP_PercentageOfLoansNonCovered</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>FBP_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>num:percentItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_LoansAndLeasesReceivableGrossCarryingAmount">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount before allowance of loans and leases held in portfolio, including but not limited to, commercial and consumer loans. Includes deferred interest and fees, undisbursed portion of loan balance, unamortized costs and premiums and discounts from face amounts. Excludes loans and leases covered under loss sharing agreements.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 310<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 2<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6375948&amp;loc=d3e4428-111522<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher AICPA<br><br> -Name Statement of Position (SOP)<br><br> -Number 01-6<br><br> -Paragraph 13<br><br> -Subparagraph e<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_LoansAndLeasesReceivableGrossCarryingAmount</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_UnamortizedLoanCommitmentAndOriginationFeesAndUnamortizedDiscountsOrPremiums">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of deferred fees paid by borrowers and unamortized costs incurred to originate loans and leases, unamortized loan commitments and loan syndication fees, and premiums over or discounts from face amounts of loans that are being amortized into income as an adjustment to yield. Excludes amounts for loans and leases covered under loss sharing agreements.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 310<br><br> -SubTopic 20<br><br> -Section 45<br><br> -Paragraph 1<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6378536&amp;loc=d3e10092-111533<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 91<br><br> -Paragraph 21<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_UnamortizedLoanCommitmentAndOriginationFeesAndUnamortizedDiscountsOrPremiums</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
    </div>
  </body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>115
<FILENAME>R110.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
  <head>
    <META http-equiv="Content-Type" content="text/html; charset=us-ascii">
    <link rel="StyleSheet" type="text/css" href="report.css"><script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script></head>
  <body><span style="display: none;">v2.4.0.6</span><table class="report" border="0" cellspacing="2" id="ID0E1OAE">
      <tr>
        <th class="tl" colspan="1" rowspan="1">
          <div style="width: 200px;"><strong>Commitments, Contingencies, and Concentrations of Credit Risk (Details Narrative) (USD $)<br>In Thousands, unless otherwise specified</strong></div>
        </th>
        <th class="th">
          <div>Dec. 31, 2012</div>
        </th>
        <th class="th">
          <div>Dec. 31, 2011</div>
        </th>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_FBP_BankStandbyLettersOfCredit', window );">Bank Standby Letters of credit</a></td>
        <td class="nump">$ 12,800<span></span></td>
        <td class="nump">$ 7,100<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_FBP_MarketableSecuritiesToAnyOneIssuerOrGuarantorThreshold', window );">Marketable securities to any one issuer or guarantor, threshold</a></td>
        <td class="nump">2,000<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_Deposits', window );">Deposits</a></td>
        <td class="nump">2,821,360<span></span></td>
        <td class="nump">2,755,037<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_CashFDICInsuredAmount', window );">FDIC-insured, amount</a></td>
        <td class="nump">250<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Federal Home Loan Bank of Atlanta</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_Deposits', window );">Deposits</a></td>
        <td class="nump">4,900<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Federal Reserve Bank</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_Deposits', window );">Deposits</a></td>
        <td class="nump">133,800<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Bank of America</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_Deposits', window );">Deposits</a></td>
        <td class="nump">65,500<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">BB&amp;T</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_Deposits', window );">Deposits</a></td>
        <td class="nump">$ 5,000<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
    </table>
    <div style="display: none;">
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_FBP_BankStandbyLettersOfCredit">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Guarantee made on behalf of the company's customers to suppliers to guarantee payment from the customer.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>FBP_BankStandbyLettersOfCredit</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>FBP_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_FBP_MarketableSecuritiesToAnyOneIssuerOrGuarantorThreshold">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The threshold for marketable securities issued to any one guarantor.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>FBP_MarketableSecuritiesToAnyOneIssuerOrGuarantorThreshold</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>FBP_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_CashFDICInsuredAmount">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The amount of cash deposited in financial institutions as of the balance sheet date that is insured by the Federal Deposit Insurance Corporation.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_CashFDICInsuredAmount</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_Deposits">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The aggregate of all deposit liabilities held by the entity, including foreign and domestic, interest and noninterest bearing; may include demand deposits, saving deposits, Negotiable Order of Withdrawal (NOW) and time deposits among others.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 210<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.9-03.12)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6876686&amp;loc=d3e534808-122878<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 03<br><br> -Paragraph 12<br><br> -Article 9<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher AICPA<br><br> -Name Audit and Accounting Guide (AAG)<br><br> -Number AAG-DEP<br><br> -Paragraph 37, 38, 39<br><br> -IssueDate 2006-05-01<br><br> -Chapter 13<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_Deposits</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
    </div>
  </body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>116
<FILENAME>R13.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
  <head>
    <META http-equiv="Content-Type" content="text/html; charset=us-ascii">
    <link rel="StyleSheet" type="text/css" href="report.css"><script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script></head>
  <body><span style="display: none;">v2.4.0.6</span><table class="report" border="0" cellspacing="2" id="ID0ELE">
      <tr>
        <th class="tl" colspan="1" rowspan="2">
          <div style="width: 200px;"><strong>FDIC Indemnification Asset<br></strong></div>
        </th>
        <th class="th" colspan="1">12 Months Ended</th>
      </tr>
      <tr>
        <th class="th">
          <div>Dec. 31, 2012</div>
        </th>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_FBP_FdicIndemnificationAssetAbstract', window );"><strong>Fdic Indemnification Asset</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_FBP_FdicIndemnificationAssetTextBlock', window );">FDIC Indemnification Asset</a></td>
        <td class="text"><p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify"><b>Note 6. FDIC Indemnification Asset</b></p>

<p style="font: 10pt/normal Cambria,serif; margin: 0; text-align: justify">&#160;</p>

<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify">As discussed in Note 1(i), the FDIC
indemnification asset is the estimated amount that the Company will receive from the FDIC under loss share agreements associated
with two FDIC-assisted failed bank acquisitions.</p>

<p style="font: 10pt/normal Cambria,serif; margin: 0; text-align: justify; text-indent: 0.25in">&#160;</p>

<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">At December 31, 2012 and 2011, the FDIC
indemnification asset was comprised of the following components:</p>

<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left; text-indent: 0.25in">&#160;</p>

<table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif">
<tr style="vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="font: italic 10pt Calibri, Helvetica, Sans-Serif; text-align: left">($ in thousands)</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: center; border-bottom: Black 1pt solid">2012</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: bold 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif">2011</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="width: 80%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">Receivable related to loss claims incurred, not yet reimbursed</td><td nowrap="nowrap" style="width: 1%; font: bold 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="width: 1%; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">$</td><td nowrap="nowrap" style="width: 7%; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">33,040</td><td nowrap="nowrap" style="width: 1%; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">13,377</td><td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">Receivable related to estimated future claims on loans</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">62,044</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">90,275</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">Receivable related to estimated future claims on foreclosed real estate</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">7,475</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">18,025</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;&#160;&#160;&#160;&#160;FDIC indemnification asset</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 2.5pt">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">$</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">102,559</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">121,677</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
</table>

<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left; text-indent: 0.25in">&#160;</p>





<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">&#160;</p>

<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">The following presents a rollforward of
the FDIC indemnification asset since January 1, 2010.</p>

<p style="font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0.25in">&#160;</p>

<table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif">
<tr style="vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="font: italic 10pt Calibri, Helvetica, Sans-Serif; text-align: left">($ in thousands)</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="width: 90%; text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">Balance at January 1, 2010</td><td nowrap="nowrap" style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">$</td><td nowrap="nowrap" style="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">143,221</td><td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">Increase related to unfavorable change in loss estimates</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">30,419</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">Increase related to reimbursable expenses</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">2,900</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">Cash received</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">(46,721</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">)</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">Accretion of loan discount</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">(6,100</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">)</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">Balance at December 31, 2010</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">$</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">123,719</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">Increase related to acquisition of The Bank of Asheville</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">42,218</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">Increase related to unfavorable change in loss estimates</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">29,814</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">Increase related to reimbursable expenses</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">5,725</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">Cash received</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">(69,339</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">)</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">Accretion of loan discount</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">(9,278</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">)</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">Other</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">(1,182</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">)</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">Balance at December 31, 2011</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">$</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">121,677</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">Increase related to unfavorable changes in loss estimates</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">16,984</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">Increase related to reimbursable expenses</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">6,947</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">Cash received</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">(29,796</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">)</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">Accretion of loan discount</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">(13,173</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">)</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">Other</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">(80</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">)</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">Balance at December 31, 2012</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">$</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">102,559</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
</table>

<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0.25in"><b>&#160;</b>&#160;</p><span></span></td>
      </tr>
    </table>
    <div style="display: none;">
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_FBP_FdicIndemnificationAssetAbstract">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>FBP_FdicIndemnificationAssetAbstract</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>FBP_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:stringItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_FBP_FdicIndemnificationAssetTextBlock">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The entire disclosure regarding FDIC indemnification assets.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>FBP_FdicIndemnificationAssetTextBlock</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>FBP_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>nonnum:textBlockItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
    </div>
  </body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>117
<FILENAME>R14.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
  <head>
    <META http-equiv="Content-Type" content="text/html; charset=us-ascii">
    <link rel="StyleSheet" type="text/css" href="report.css"><script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script></head>
  <body><span style="display: none;">v2.4.0.6</span><table class="report" border="0" cellspacing="2" id="ID0ELE">
      <tr>
        <th class="tl" colspan="1" rowspan="2">
          <div style="width: 200px;"><strong>Goodwill and Other Intangible Assets<br></strong></div>
        </th>
        <th class="th" colspan="1">12 Months Ended</th>
      </tr>
      <tr>
        <th class="th">
          <div>Dec. 31, 2012</div>
        </th>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_FBP_GoodwillAndOtherIntangibleAssetsAbstract', window );"><strong>Goodwill And Other Intangible Assets</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_GoodwillAndIntangibleAssetsDisclosureTextBlock', window );">Goodwill and Other Intangible Assets</a></td>
        <td class="text"><p style="font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify"><b>Note 7. Goodwill and Other Intangible
Assets</b>&#160;</p>

<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">&#160;</p>

<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">The following is a summary of the gross
carrying amount and accumulated amortization of amortized intangible assets as of December 31, 2012 and December 31, 2011 and the
carrying amount of unamortized intangible assets as of those same dates. In 2012, the Company recorded a core deposit premium intangible
of $107,000 in connection with a branch acquisition, which is being amortized on a straight-line basis over the estimated life
of the related deposits of seven years. In 2011, the Company recorded a core deposit premium intangible of $277,000 in connection
with the acquisition of The Bank of Asheville, which is being amortized on a straight-line basis over the estimated life of the
related deposits of seven years.</p>

<p style="font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0.25in">&#160;</p>

<table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif">
<tr style="vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt">&#160;</td>
    <td colspan="6" nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: center; border-bottom: Black 1pt solid">December 31, 2012</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: bold 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td colspan="6" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif">December 31, 2011</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif; border-bottom: Black 1pt solid"><p style="font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify">&#160;</p><p style="font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify"><i>($ in thousands)</i></p></td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: center; border-bottom: Black 1pt solid">Gross Carrying <br />
Amount</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: bold 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: center; border-bottom: Black 1pt solid">Accumulated<br />
 Amortization</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: bold 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif">Gross Carrying <br />
Amount</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif">Accumulated <br />
Amortization</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">Amortized intangible assets:</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="width: 60%; text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;&#160;&#160;Customer lists</td><td nowrap="nowrap" style="width: 1%; font: bold 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="width: 1%; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">$</td><td nowrap="nowrap" style="width: 7%; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">678</td><td nowrap="nowrap" style="width: 1%; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="width: 1%; font: bold 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="width: 1%; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="width: 7%; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">417</td><td nowrap="nowrap" style="width: 1%; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">$</td><td nowrap="nowrap" style="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">678</td><td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">357</td><td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;&#160;&#160;Core deposit premiums</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">7,974</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">5,128</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">7,867</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">4,291</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;Total</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 2.5pt">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">$</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">8,652</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 2.5pt">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">5,545</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">$</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">8,545</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">4,648</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">Unamortized intangible assets:</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;&#160;&#160;Goodwill</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 2.5pt">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">$</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">65,835</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">$</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">65,835</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
</table>

<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">&#160;</p>

<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify">Amortization expense totaled $897,000,
$902,000 and $874,000 for the years ended December 31, 2012, 2011 and 2010, respectively.</p>

<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0.25in">&#160;</p>

<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">Goodwill is evaluated for impairment on
at least an annual basis &#150; see Note 1(q). For each of the years presented, the Company&#146;s evaluation indicated that
there was no goodwill impairment.</p>

<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left; text-indent: 0.25in">&#160;</p>





<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">&#160;</p>

<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">The following table presents the estimated
amortization expense for intangible assets for each of the five calendar years ending December 31, 2017 and the estimated amount
amortizable thereafter. These estimates are subject to change in future periods to the extent management determines it is necessary
to make adjustments to the carrying value or estimated useful lives of amortized intangible assets.</p>

<p style="font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0.25in">&#160;</p>

<table cellpadding="0" cellspacing="0" align="center" style="border-collapse: collapse; width: 50%; font: 10pt Calibri, Helvetica, Sans-Serif">
<tr style="vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="font: italic 10pt Calibri, Helvetica, Sans-Serif; border-bottom: Black 1pt solid; text-align: left; vertical-align: bottom"><p style="font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif; margin: 0"><i>($ in thousands)</i></p>
</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif">Estimated <br />Amortization Expense</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="width: 86%; text-align: left; padding-left: 6em; font: 10pt Calibri, Helvetica, Sans-Serif; vertical-align: bottom">2013</td><td nowrap="nowrap" style="width: 5%; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">$</td><td nowrap="nowrap" style="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">797</td><td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; padding-left: 6em; font: 10pt Calibri, Helvetica, Sans-Serif; vertical-align: bottom">2014</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">693</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; padding-left: 6em; font: 10pt Calibri, Helvetica, Sans-Serif; vertical-align: bottom">2015</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">638</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; padding-left: 6em; font: 10pt Calibri, Helvetica, Sans-Serif; vertical-align: bottom">2016</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">571</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; padding-left: 6em; font: 10pt Calibri, Helvetica, Sans-Serif; vertical-align: bottom">2017</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">321</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt; padding-left: 5em; font: 10pt Calibri, Helvetica, Sans-Serif; vertical-align: bottom">Thereafter</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">88</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt; padding-left: 6em; font: 10pt Calibri, Helvetica, Sans-Serif; vertical-align: bottom">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;Total</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">$</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">3,108</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
</table>

<p style="font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify"><b>&#160;</b></p>

<p style="font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify"><b></b>&#160;</p><span></span></td>
      </tr>
    </table>
    <div style="display: none;">
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_FBP_GoodwillAndOtherIntangibleAssetsAbstract">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>FBP_GoodwillAndOtherIntangibleAssetsAbstract</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>FBP_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:stringItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_GoodwillAndIntangibleAssetsDisclosureTextBlock">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The entire disclosure for the aggregate amount of goodwill and a description of intangible assets, which may include (a) for amortizable intangible assets (also referred to as finite-lived intangible assets), the carrying amount, the amount of any significant residual value, and the weighted-average amortization period, (b) for intangible assets not subject to amortization (also referred to as indefinite-lived intangible assets), the carrying amount, and (c) the amount of research and development assets acquired and written off in the period, including the line item in the income statement in which the amounts written off are aggregated, if not readily apparent from the income statement. Also discloses (a) for amortizable intangibles assets in total and by major class, the gross carrying amount and accumulated amortization, the total amortization expense for the period, and the estimated aggregate amortization expense for each of the five succeeding fiscal years, (b) for intangible assets not subject to amortization the carrying amount in total and by major class, and (c) for goodwill, in total and for each reportable segment, the changes in the carrying amount of goodwill during the period (including the aggregate amount of goodwill acquired, the aggregate amount of impairment losses recognized, and the amount of goodwill included in the gain (loss) on disposal of a reporting unit). If any part of goodwill has not been allocated to a reportable segment, discloses the unallocated amount and the reasons for not allocating. For each impairment loss recognized related to an intangible asset (excluding goodwill), discloses: (a) a description of the impaired intangible asset and the facts and circumstances leading to the impairment, (b) the amount of the impairment loss and the method for determining fair value, (c) the caption in the income statement or the statement of activities in which the impairment loss is aggregated, and (d) the segment in which the impaired intangible asset is reported. For each goodwill impairment loss recognized, discloses: (a) a description of the facts and circumstances leading to the impairment, (b) the amount of the impairment loss and the method of determining the fair value of the associated reporting unit, and (c) if a recognized impairment loss is an estimate not finalized and the reasons why the estimate is not final.  May also disclose the nature and amount of any significant adjustments made to a previous estimate of an impairment loss.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 350<br><br> -SubTopic 30<br><br> -Section 50<br><br> -Paragraph 3<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7658586&amp;loc=d3e16373-109275<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 350<br><br> -SubTopic 30<br><br> -Section 50<br><br> -Paragraph 1<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7658586&amp;loc=d3e16265-109275<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 350<br><br> -SubTopic 30<br><br> -Section 50<br><br> -Paragraph 2<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7658586&amp;loc=d3e16323-109275<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 142<br><br> -Paragraph 42, 43, 44, 45, 46, 47<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 350<br><br> -SubTopic 20<br><br> -Section 50<br><br> -Paragraph 2<br><br> -URI http://asc.fasb.org/extlink&amp;oid=14024403&amp;loc=d3e13854-109267<br><br><br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 350<br><br> -SubTopic 20<br><br> -Section 50<br><br> -Paragraph 1<br><br> -URI http://asc.fasb.org/extlink&amp;oid=14024403&amp;loc=d3e13816-109267<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_GoodwillAndIntangibleAssetsDisclosureTextBlock</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>nonnum:textBlockItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
    </div>
  </body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>118
<FILENAME>R16.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
  <head>
    <META http-equiv="Content-Type" content="text/html; charset=us-ascii">
    <link rel="StyleSheet" type="text/css" href="report.css"><script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script></head>
  <body><span style="display: none;">v2.4.0.6</span><table class="report" border="0" cellspacing="2" id="ID0ELE">
      <tr>
        <th class="tl" colspan="1" rowspan="2">
          <div style="width: 200px;"><strong>Time Deposits, Securities Sold Under Agreements to Repurchase, and Related Party Deposits<br></strong></div>
        </th>
        <th class="th" colspan="1">12 Months Ended</th>
      </tr>
      <tr>
        <th class="th">
          <div>Dec. 31, 2012</div>
        </th>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_FBP_NotesToFinancialStatementsAbstract', window );"><strong>Notes to Financial Statements</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_FBP_TimeDepositsSecuritiesSoldUnderAgreementsToRepurchaseAndRelatedPartyDepositsTextBlock', window );">Time Deposits, Securities Sold Under Agreements to Repurchase, and Related Party Deposits</a></td>
        <td class="text"><p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"><b>Note 9. Time Deposits, Securities
Sold Under Agreements to Repurchase, and Related Party Deposits</b>&#160;</p>

<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"><b>&#160;</b></p>

<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">At December 31, 2012, the scheduled maturities
of time deposits were as follows:</p>

<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 13.5pt">&#160;</p>

<table cellpadding="0" cellspacing="0" align="center" style="border-collapse: collapse; width: 50%; font: 10pt Calibri, Helvetica, Sans-Serif">
<tr style="vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="font: italic 10pt Calibri, Helvetica, Sans-Serif; text-align: left; vertical-align: bottom">($ in thousands)</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif; vertical-align: bottom">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="width: 90%; text-align: left; padding-left: 4em; font: 10pt Calibri, Helvetica, Sans-Serif; vertical-align: bottom">2013</td><td nowrap="nowrap" style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">$</td><td nowrap="nowrap" style="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">888,823</td><td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td style="font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left; padding-left: 4em; vertical-align: bottom">2014</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">119,240</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td style="font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left; padding-left: 4em; vertical-align: bottom">2015</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">83,545</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td style="font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left; padding-left: 4em; vertical-align: bottom">2016</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">45,858</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td style="font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left; padding-left: 4em; vertical-align: bottom">2017</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">33,071</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt; padding-left: 3em; font: 10pt Calibri, Helvetica, Sans-Serif; vertical-align: bottom">Thereafter</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">3,123</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt; padding-left: 5.4pt; font: 10pt Calibri, Helvetica, Sans-Serif; vertical-align: bottom">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">$</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">1,173,660</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
</table>

<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 13.5pt">&#160;</p>

<p style="font: 10pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left; text-indent: 0in">For the years ended December
31, 2012, 2011, and 2010, the Company recorded amortization of deposit premiums amounting to $85,000, $337,000 and $2,211,000,
respectively, which reduced interest expense. The deposit premiums related to the Company&#146;s acquisitions are discussed in
Note 2. The Company has $38,000 remaining in unamortized deposit premiums at December 31, 2012.</p>

<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">&#160;</p>

<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">Securities sold under agreements to repurchase
represent short-term borrowings by the Company with maturities less than one year and are collateralized by a portion of the Company&#146;s
securities portfolio, which have been delivered to a third-party custodian for safekeeping. The Company had no securities sold
under agreements to repurchase at December 31, 2012.</p>

<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">&#160;</p>

<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">The following table presents certain information
for securities sold under agreements to repurchase:</p>

<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 13.5pt">&#160;</p>

<table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif">
<tr style="vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="font: italic 10pt Calibri, Helvetica, Sans-Serif; text-align: justify">($ in thousands)</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif">2012</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif">2011</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="width: 80%; text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">Balance at December 31</td><td nowrap="nowrap" style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">$</td>
<td nowrap="nowrap" style="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">
<font style="font: 10pt Calibri, Helvetica, Sans-Serif">&#8213;</font>
</td><td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">$</td><td nowrap="nowrap" style="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">17,105</td><td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">Weighted average interest rate at December 31</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"><font style="font: 10pt Calibri, Helvetica, Sans-Serif">&#8213;</font></td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">0.32%</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">Maximum amount outstanding at any month-end during the year</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">$</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">16,745</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">$</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">72,926</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">Average daily balance outstanding during the year</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">$</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">1,667</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">$</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">55,011</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">Average annual interest rate paid during the year</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">0.24%</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">0.33%</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
</table>



<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">&#160;</p>

<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">Deposits received from executive officers
and directors and their associates totaled approximately $30,542,000 and $30,764,000 at December 31, 2012 and 2011, respectively.
These deposit accounts have substantially the same terms, including interest rates, as those prevailing at the time for comparable
transactions with other non-related depositors.</p>

<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">&#160;</p><span></span></td>
      </tr>
    </table>
    <div style="display: none;">
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_FBP_NotesToFinancialStatementsAbstract">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>FBP_NotesToFinancialStatementsAbstract</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>FBP_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:stringItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_FBP_TimeDepositsSecuritiesSoldUnderAgreementsToRepurchaseAndRelatedPartyDepositsTextBlock">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The entire disclosure for time deposits, securities sold under agreements to repurchase, and related party deposits.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>FBP_TimeDepositsSecuritiesSoldUnderAgreementsToRepurchaseAndRelatedPartyDepositsTextBlock</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>FBP_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>nonnum:textBlockItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
    </div>
  </body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>119
<FILENAME>R64.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
  <head>
    <META http-equiv="Content-Type" content="text/html; charset=us-ascii">
    <link rel="StyleSheet" type="text/css" href="report.css"><script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script></head>
  <body><span style="display: none;">v2.4.0.6</span><table class="report" border="0" cellspacing="2" id="ID0EB6AE">
      <tr>
        <th class="tl" colspan="1" rowspan="1">
          <div style="width: 200px;"><strong>Loans and Asset Quality Information (Details 5) (USD $)<br>In Thousands, unless otherwise specified</strong></div>
        </th>
        <th class="th" colspan="2">
          <div>Dec. 31, 2012</div>
        </th>
        <th class="th" colspan="2">
          <div>Dec. 31, 2011</div>
        </th>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_FBP_AssetQualityDataAbstract', window );"><strong>ASSET QUALITY DATA</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentNonaccrualStatus', window );">Nonaccrual loans</a></td>
        <td class="nump">$ 66,525<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="nump">$ 115,038<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableModificationsRecordedInvestment', window );">Restructured loans - accruing</a></td>
        <td class="nump">400<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_FBP_ForeclosedRealEstateNoncovered', window );">Foreclosed real estate - non-covered</a></td>
        <td class="nump">26,285<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="nump">37,023<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_FBP_ForeclosedRealEstateCovered', window );">Foreclosed real estate - covered</a></td>
        <td class="nump">47,290<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="nump">85,272<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_FBP_NonperformingAssets', window );">Total nonperforming assets</a></td>
        <td class="nump">202,351<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="nump">263,271<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Non-covered nonperforming Assets</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_FBP_AssetQualityDataAbstract', window );"><strong>ASSET QUALITY DATA</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentNonaccrualStatus', window );">Nonaccrual loans</a></td>
        <td class="nump">33,034<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="nump">73,566<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableModificationsRecordedInvestment', window );">Restructured loans - accruing</a></td>
        <td class="nump">24,848<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="nump">11,720<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestment90DaysPastDueAndStillAccruing', window );">Accruing loans &gt; 90 days past due</a></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_FBP_NonperformingLoans', window );">Total nonperforming loans</a></td>
        <td class="nump">57,882<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="nump">85,286<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_FBP_NonperformingLoansHeldForSale', window );">Nonperforming loans held for sale</a></td>
        <td class="nump">21,938<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_FBP_ForeclosedRealEstateNoncovered', window );">Foreclosed real estate - non-covered</a></td>
        <td class="nump">26,285<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="nump">37,023<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_FBP_NonperformingAssets', window );">Total nonperforming assets</a></td>
        <td class="nump">106,105<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="nump">122,309<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Covered nonperforming Assets</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_FBP_AssetQualityDataAbstract', window );"><strong>ASSET QUALITY DATA</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentNonaccrualStatus', window );">Nonaccrual loans</a></td>
        <td class="nump">33,491<span></span></td>
        <td class="fn" style="border-bottom: 0px;"><sup>[1]</sup></td>
        <td class="nump">41,472<span></span></td>
        <td class="fn" style="border-bottom: 0px;"><sup>[1]</sup></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableModificationsRecordedInvestment', window );">Restructured loans - accruing</a></td>
        <td class="nump">15,465<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="nump">14,218<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestment90DaysPastDueAndStillAccruing', window );">Accruing loans &gt; 90 days past due</a></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_FBP_NonperformingLoans', window );">Total nonperforming loans</a></td>
        <td class="nump">48,956<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="nump">55,690<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_FBP_ForeclosedRealEstateCovered', window );">Foreclosed real estate - covered</a></td>
        <td class="nump">47,290<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="nump">85,272<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_FBP_NonperformingAssets', window );">Total nonperforming assets</a></td>
        <td class="nump">$ 96,246<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="nump">$ 140,962<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
      </tr>
      <tr>
        <td colspan="5"></td>
      </tr>
      <tr>
        <td colspan="5">
          <table class="outerFootnotes" width="100%">
            <tr class="outerFootnote">
              <td style="vertical-align: top;" valign="top">[1]</td>
              <td style="vertical-align: top;" valign="top">(1) At December 31, 2012 and December 31, 2011, the contractual balance of the nonaccrual loans covered by FDIC loss share agreements was $64.4 million and $69.0 million, respectively.</td>
            </tr>
          </table>
        </td>
      </tr>
    </table>
    <div style="display: none;">
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_FBP_AssetQualityDataAbstract">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>FBP_AssetQualityDataAbstract</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>FBP_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:stringItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_FBP_ForeclosedRealEstateCovered">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Carrying amount as of the balance sheet date of land and buildings obtained through foreclosure proceedings or defeasance in full or partial satisfaction of a debt arrangemen covered by loss sharing agreements.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>FBP_ForeclosedRealEstateCovered</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>FBP_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_FBP_ForeclosedRealEstateNoncovered">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Carrying amount as of the balance sheet date of land and buildings obtained through foreclosure proceedings or defeasance in full or partial satisfaction of a debt arrangemen not covered by loss sharing agreements.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>FBP_ForeclosedRealEstateNoncovered</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>FBP_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_FBP_NonperformingAssets">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The amount of nonperforming assets (defined as nonaccrual loans, restructured loans, loans past due 90 or more days and still accruing interest, and other real estate).</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>FBP_NonperformingAssets</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>FBP_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_FBP_NonperformingLoans">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The amount of nonperforming loans (defined as nonaccrual loans, restructured loans, loans past due 90 or more days and still accruing interest).</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>FBP_NonperformingLoans</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>FBP_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_FBP_NonperformingLoansHeldForSale">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of TDRs, as of the balance sheet date, that are reclassified to nonperforming loans held for sales.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>FBP_NonperformingLoansHeldForSale</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>FBP_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivableModificationsRecordedInvestment">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The amount of the outstanding recorded investment related to financing receivables that have been modified by troubled debt restructurings.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 310<br><br> -SubTopic 40<br><br> -Section 50<br><br> -Paragraph 4<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6951948&amp;loc=d3e18845-111554<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_FinancingReceivableModificationsRecordedInvestment</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivableRecordedInvestment90DaysPastDueAndStillAccruing">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Recorded investment in financing receivables that are 90 days or more past due and still accruing.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 310<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 7<br><br> -Subparagraph (d)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7512638&amp;loc=d3e5111-111524<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_FinancingReceivableRecordedInvestment90DaysPastDueAndStillAccruing</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivableRecordedInvestmentNonaccrualStatus">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Recorded investment in financing receivables that are on nonaccrual status as of the balance sheet date.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 310<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 7<br><br> -Subparagraph (d)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7512638&amp;loc=d3e5111-111524<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_FinancingReceivableRecordedInvestmentNonaccrualStatus</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
    </div>
  </body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>120
<FILENAME>R120.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
  <head>
    <META http-equiv="Content-Type" content="text/html; charset=us-ascii">
    <link rel="StyleSheet" type="text/css" href="report.css"><script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script></head>
  <body><span style="display: none;">v2.4.0.6</span><table class="report" border="0" cellspacing="2" id="ID0EK3AG">
      <tr>
        <th class="tl" colspan="1" rowspan="2">
          <div style="width: 200px;"><strong>Equity-Based Compensation Plans (Details 2) (USD $)<br></strong></div>
        </th>
        <th class="th" colspan="1">12 Months Ended</th>
      </tr>
      <tr>
        <th class="th">
          <div>Dec. 31, 2012</div>
        </th>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeNumberOfOutstandingOptions', window );">Options outstanding</a></td>
        <td class="nump">521,613<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_SharebasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeOutstandingOptionsWeightedAverageRemainingContractualTerm2', window );">Weighted-average remaining contractual, outstanding</a></td>
        <td class="text">3 years 11 months<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_SharebasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeOutstandingOptionsWeightedAverageExercisePriceBeginningBalance1', window );">Weighted-average exercise price</a></td>
        <td class="nump">$ 17.80<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeNumberOfExercisableOptions', window );">Options exercisable</a></td>
        <td class="nump">445,613<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_SharebasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeExercisableOptionsWeightedAverageExercisePrice1', window );">Weighted-average exercise price</a></td>
        <td class="nump">$ 19.15<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">$8.85 to $11.06</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeNumberOfOutstandingOptions', window );">Options outstanding</a></td>
        <td class="nump">75,000<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_SharebasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeOutstandingOptionsWeightedAverageRemainingContractualTerm2', window );">Weighted-average remaining contractual, outstanding</a></td>
        <td class="text">9 years 7 months<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_SharebasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeOutstandingOptionsWeightedAverageExercisePriceBeginningBalance1', window );">Weighted-average exercise price</a></td>
        <td class="nump">$ 9.76<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeNumberOfExercisableOptions', window );">Options exercisable</a></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_SharebasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeExercisableOptionsWeightedAverageExercisePrice1', window );">Weighted-average exercise price</a></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">$11.06 to $13.27</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeNumberOfOutstandingOptions', window );">Options outstanding</a></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_SharebasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeOutstandingOptionsWeightedAverageExercisePriceBeginningBalance1', window );">Weighted-average exercise price</a></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeNumberOfExercisableOptions', window );">Options exercisable</a></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_SharebasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeExercisableOptionsWeightedAverageExercisePrice1', window );">Weighted-average exercise price</a></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">$13.27 to $15.48</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeNumberOfOutstandingOptions', window );">Options outstanding</a></td>
        <td class="nump">27,000<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_SharebasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeOutstandingOptionsWeightedAverageRemainingContractualTerm2', window );">Weighted-average remaining contractual, outstanding</a></td>
        <td class="text">6 years 5 months<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_SharebasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeOutstandingOptionsWeightedAverageExercisePriceBeginningBalance1', window );">Weighted-average exercise price</a></td>
        <td class="nump">$ 14.35<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeNumberOfExercisableOptions', window );">Options exercisable</a></td>
        <td class="nump">27,000<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_SharebasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeExercisableOptionsWeightedAverageExercisePrice1', window );">Weighted-average exercise price</a></td>
        <td class="nump">$ 14.35<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">$15.48 to $17.70</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeNumberOfOutstandingOptions', window );">Options outstanding</a></td>
        <td class="nump">164,384<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_SharebasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeOutstandingOptionsWeightedAverageRemainingContractualTerm2', window );">Weighted-average remaining contractual, outstanding</a></td>
        <td class="text">3 years 7 months<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_SharebasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeOutstandingOptionsWeightedAverageExercisePriceBeginningBalance1', window );">Weighted-average exercise price</a></td>
        <td class="nump">$ 16.61<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeNumberOfExercisableOptions', window );">Options exercisable</a></td>
        <td class="nump">164,384<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_SharebasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeExercisableOptionsWeightedAverageExercisePrice1', window );">Weighted-average exercise price</a></td>
        <td class="nump">$ 16.61<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">$17.70 to $19.91</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeNumberOfOutstandingOptions', window );">Options outstanding</a></td>
        <td class="nump">56,250<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_SharebasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeOutstandingOptionsWeightedAverageRemainingContractualTerm2', window );">Weighted-average remaining contractual, outstanding</a></td>
        <td class="text">2 years 7 months<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_SharebasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeOutstandingOptionsWeightedAverageExercisePriceBeginningBalance1', window );">Weighted-average exercise price</a></td>
        <td class="nump">$ 19.65<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeNumberOfExercisableOptions', window );">Options exercisable</a></td>
        <td class="nump">56,250<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_SharebasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeExercisableOptionsWeightedAverageExercisePrice1', window );">Weighted-average exercise price</a></td>
        <td class="nump">$ 19.65<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">$19.91 to $22.12</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeNumberOfOutstandingOptions', window );">Options outstanding</a></td>
        <td class="nump">198,979<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_SharebasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeOutstandingOptionsWeightedAverageRemainingContractualTerm2', window );">Weighted-average remaining contractual, outstanding</a></td>
        <td class="text">1 year 11 months<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_SharebasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeOutstandingOptionsWeightedAverageExercisePriceBeginningBalance1', window );">Weighted-average exercise price</a></td>
        <td class="nump">$ 21.76<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeNumberOfExercisableOptions', window );">Options exercisable</a></td>
        <td class="nump">197,979<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_SharebasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeExercisableOptionsWeightedAverageExercisePrice1', window );">Weighted-average exercise price</a></td>
        <td class="nump">$ 21.77<span></span></td>
      </tr>
    </table>
    <div style="display: none;">
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_SharebasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeExercisableOptionsWeightedAverageExercisePrice1">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Weighted average exercise price as of the balance sheet date for those equity-based payment arrangements exercisable and outstanding.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 718<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 2<br><br> -Subparagraph (c)(1)(iii)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6415400&amp;loc=d3e5070-113901<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_SharebasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeExercisableOptionsWeightedAverageExercisePrice1</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>num:perShareItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeNumberOfExercisableOptions">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The number of shares reserved for issuance pertaining to the outstanding exercisable stock options as of the balance sheet date in the customized range of exercise prices for which the market and performance vesting condition has been satisfied.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 123R<br><br> -Paragraph A240<br><br> -Subparagraph b(1)(c)<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 718<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 2<br><br> -Subparagraph (c)(iii)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6415400&amp;loc=d3e5070-113901<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeNumberOfExercisableOptions</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:sharesItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeNumberOfOutstandingOptions">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The number of shares reserved for issuance pertaining to the outstanding stock options as of the balance sheet date for all option plans in the customized range of exercise prices.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 718<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 2<br><br> -Subparagraph (c)(1)(i)-(ii)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6415400&amp;loc=d3e5070-113901<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 123R<br><br> -Paragraph A240<br><br> -Subparagraph b(1)(a, b)<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeNumberOfOutstandingOptions</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:sharesItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_SharebasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeOutstandingOptionsWeightedAverageExercisePriceBeginningBalance1">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The weighted average price as of the balance sheet date at which grantees could acquire the underlying shares with respect to all outstanding stock options which are in the customized range of exercise prices.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 718<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 2<br><br> -Subparagraph (c)(1)(i)-(ii)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6415400&amp;loc=d3e5070-113901<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_SharebasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeOutstandingOptionsWeightedAverageExercisePriceBeginningBalance1</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>num:perShareItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_SharebasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeOutstandingOptionsWeightedAverageRemainingContractualTerm2">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Weighted average remaining contractual term of outstanding stock options, in 'PnYnMnDTnHnMnS' format, for example, 'P1Y5M13D' represents the reported fact of one year, five months, and thirteen days.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 718<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 2<br><br> -Subparagraph (e)(1)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6415400&amp;loc=d3e5070-113901<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_SharebasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeOutstandingOptionsWeightedAverageRemainingContractualTerm2</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:durationItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
    </div>
  </body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>121
<FILENAME>R85.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
  <head>
    <META http-equiv="Content-Type" content="text/html; charset=us-ascii">
    <link rel="StyleSheet" type="text/css" href="report.css"><script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script></head>
  <body><span style="display: none;">v2.4.0.6</span><table class="report" border="0" cellspacing="2" id="ID0EMFAC">
      <tr>
        <th class="tl" colspan="1" rowspan="1">
          <div style="width: 200px;"><strong>Time Deposits, Securities Sold Under Agreements to Repurchase, and Related Party Deposits (Details) (USD $)<br>In Thousands, unless otherwise specified</strong></div>
        </th>
        <th class="th">
          <div>Dec. 31, 2012</div>
        </th>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_FBP_NotesToFinancialStatementsAbstract', window );"><strong>Notes to Financial Statements</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_TimeDepositMaturitiesYearOne', window );">2013</a></td>
        <td class="nump">$ 888,823<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_TimeDepositMaturitiesYearTwo', window );">2014</a></td>
        <td class="nump">119,240<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_TimeDepositMaturitiesYearThree', window );">2015</a></td>
        <td class="nump">83,545<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_TimeDepositMaturitiesYearFour', window );">2016</a></td>
        <td class="nump">45,858<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_TimeDepositMaturitiesYearFive', window );">2017</a></td>
        <td class="nump">33,071<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_TimeDepositMaturitiesAfterYearFive', window );">Thereafter</a></td>
        <td class="nump">3,123<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_TimeDeposits', window );">[TimeDeposits]</a></td>
        <td class="nump">$ 1,173,660<span></span></td>
      </tr>
    </table>
    <div style="display: none;">
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_FBP_NotesToFinancialStatementsAbstract">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>FBP_NotesToFinancialStatementsAbstract</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>FBP_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:stringItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_TimeDepositMaturitiesAfterYearFive">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of time deposits maturing after the fifth fiscal year following the latest fiscal year. Time deposits include, but are not limited to, certificates of deposits, individual retirement accounts and open accounts.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 470<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 1<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6802200&amp;loc=d3e1835-112601<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher AICPA<br><br> -Name Audit and Accounting Guide (AAG)<br><br> -Number AAG-DEP<br><br> -Paragraph 45<br><br> -Subparagraph a<br><br> -IssueDate 2006-05-01<br><br> -Chapter 13<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_TimeDepositMaturitiesAfterYearFive</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_TimeDepositMaturitiesYearFive">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of time deposits maturing in the fifth fiscal year following the latest fiscal year. Time deposits include, but are not limited to, certificates of deposits, individual retirement accounts and open accounts.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 470<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 1<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6802200&amp;loc=d3e1835-112601<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher AICPA<br><br> -Name Audit and Accounting Guide (AAG)<br><br> -Number AAG-DEP<br><br> -Paragraph 45<br><br> -Subparagraph a<br><br> -IssueDate 2006-05-01<br><br> -Chapter 13<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_TimeDepositMaturitiesYearFive</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_TimeDepositMaturitiesYearFour">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of time deposits maturing in the fourth fiscal year following the latest fiscal year. Time deposits include, but are not limited to, certificates of deposits, individual retirement accounts and open accounts.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 470<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 1<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6802200&amp;loc=d3e1835-112601<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher AICPA<br><br> -Name Audit and Accounting Guide (AAG)<br><br> -Number AAG-DEP<br><br> -Paragraph 45<br><br> -Subparagraph a<br><br> -IssueDate 2006-05-01<br><br> -Chapter 13<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_TimeDepositMaturitiesYearFour</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_TimeDepositMaturitiesYearOne">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of time deposits maturing in the next fiscal year following the latest fiscal year. Time deposits include, but are not limited to, certificates of deposits, individual retirement accounts and open accounts.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 470<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 1<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6802200&amp;loc=d3e1835-112601<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher AICPA<br><br> -Name Audit and Accounting Guide (AAG)<br><br> -Number AAG-DEP<br><br> -Paragraph 45<br><br> -Subparagraph a<br><br> -IssueDate 2006-05-01<br><br> -Chapter 13<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_TimeDepositMaturitiesYearOne</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_TimeDepositMaturitiesYearThree">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of time deposits maturing in the third fiscal year following the latest fiscal year. Time deposits include, but are not limited to, certificates of deposits, individual retirement accounts and open accounts.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 470<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 1<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6802200&amp;loc=d3e1835-112601<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher AICPA<br><br> -Name Audit and Accounting Guide (AAG)<br><br> -Number AAG-DEP<br><br> -Paragraph 45<br><br> -Subparagraph a<br><br> -IssueDate 2006-05-01<br><br> -Chapter 13<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_TimeDepositMaturitiesYearThree</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_TimeDepositMaturitiesYearTwo">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of time deposits maturing in the second fiscal year following the latest fiscal year. Time deposits include, but are not limited to, certificates of deposits, individual retirement accounts and open accounts.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 470<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 1<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6802200&amp;loc=d3e1835-112601<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher AICPA<br><br> -Name Audit and Accounting Guide (AAG)<br><br> -Number AAG-DEP<br><br> -Paragraph 45<br><br> -Subparagraph a<br><br> -IssueDate 2006-05-01<br><br> -Chapter 13<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_TimeDepositMaturitiesYearTwo</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_TimeDeposits">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of deposits that cannot be withdrawn before a set date without penalty or for which notice of withdrawal is required. Time deposits include, but are not limited to, certificates of deposits, individual retirement accounts and open accounts.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 210<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.9-03.12)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6876686&amp;loc=d3e534808-122878<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 03<br><br> -Paragraph 12<br><br> -Article 9<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_TimeDeposits</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
    </div>
  </body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>122
<FILENAME>R66.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
  <head>
    <META http-equiv="Content-Type" content="text/html; charset=us-ascii">
    <link rel="StyleSheet" type="text/css" href="report.css"><script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script></head>
  <body><span style="display: none;">v2.4.0.6</span><table class="report" border="0" cellspacing="2" id="ID0EABCI">
      <tr>
        <th class="tl" colspan="1" rowspan="1">
          <div style="width: 200px;"><strong>Loans and Asset Quality Information (Details 7) (USD $)<br>In Thousands, unless otherwise specified</strong></div>
        </th>
        <th class="th">
          <div>Dec. 31, 2012</div>
        </th>
        <th class="th">
          <div>Dec. 31, 2011</div>
        </th>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentNonaccrualStatus', window );">Nonaccrual loans</a></td>
        <td class="nump">$ 66,525<span></span></td>
        <td class="nump">$ 115,038<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Commercial Unsecured</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentNonaccrualStatus', window );">Nonaccrual loans</a></td>
        <td class="nump">457<span></span></td>
        <td class="nump">452<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Commercial Secured</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentNonaccrualStatus', window );">Nonaccrual loans</a></td>
        <td class="nump">2,401<span></span></td>
        <td class="nump">2,548<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Secured by Inventory and Accounts Receivable</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentNonaccrualStatus', window );">Nonaccrual loans</a></td>
        <td class="nump">76<span></span></td>
        <td class="nump">690<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">RealEstateConstructionMember</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentNonaccrualStatus', window );">Nonaccrual loans</a></td>
        <td class="nump">18,052<span></span></td>
        <td class="nump">43,976<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Real estate residential, farmland and mutli-family</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentNonaccrualStatus', window );">Nonaccrual loans</a></td>
        <td class="nump">20,341<span></span></td>
        <td class="nump">36,480<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Real estate home equity lines of credit</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentNonaccrualStatus', window );">Nonaccrual loans</a></td>
        <td class="nump">2,087<span></span></td>
        <td class="nump">4,229<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Real estate commercial</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentNonaccrualStatus', window );">Nonaccrual loans</a></td>
        <td class="nump">20,227<span></span></td>
        <td class="nump">23,662<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Consumer</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentNonaccrualStatus', window );">Nonaccrual loans</a></td>
        <td class="nump">2,884<span></span></td>
        <td class="nump">3,001<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Non-covered</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentNonaccrualStatus', window );">Nonaccrual loans</a></td>
        <td class="nump">33,034<span></span></td>
        <td class="nump">73,566<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Non-covered | Commercial Unsecured</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentNonaccrualStatus', window );">Nonaccrual loans</a></td>
        <td class="nump">307<span></span></td>
        <td class="nump">452<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Non-covered | Commercial Secured</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentNonaccrualStatus', window );">Nonaccrual loans</a></td>
        <td class="nump">2,398<span></span></td>
        <td class="nump">2,190<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Non-covered | Secured by Inventory and Accounts Receivable</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentNonaccrualStatus', window );">Nonaccrual loans</a></td>
        <td class="nump">17<span></span></td>
        <td class="nump">588<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Non-covered | RealEstateConstructionMember</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentNonaccrualStatus', window );">Nonaccrual loans</a></td>
        <td class="nump">6,354<span></span></td>
        <td class="nump">22,772<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Non-covered | Real estate residential, farmland and mutli-family</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentNonaccrualStatus', window );">Nonaccrual loans</a></td>
        <td class="nump">9,629<span></span></td>
        <td class="nump">25,430<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Non-covered | Real estate home equity lines of credit</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentNonaccrualStatus', window );">Nonaccrual loans</a></td>
        <td class="nump">1,622<span></span></td>
        <td class="nump">3,161<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Non-covered | Real estate commercial</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentNonaccrualStatus', window );">Nonaccrual loans</a></td>
        <td class="nump">9,885<span></span></td>
        <td class="nump">16,203<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Non-covered | Consumer</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentNonaccrualStatus', window );">Nonaccrual loans</a></td>
        <td class="nump">2,822<span></span></td>
        <td class="nump">2,770<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Covered</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentNonaccrualStatus', window );">Nonaccrual loans</a></td>
        <td class="nump">33,491<span></span></td>
        <td class="nump">41,472<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Covered | Commercial Unsecured</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentNonaccrualStatus', window );">Nonaccrual loans</a></td>
        <td class="nump">150<span></span></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Covered | Commercial Secured</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentNonaccrualStatus', window );">Nonaccrual loans</a></td>
        <td class="nump">3<span></span></td>
        <td class="nump">358<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Covered | Secured by Inventory and Accounts Receivable</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentNonaccrualStatus', window );">Nonaccrual loans</a></td>
        <td class="nump">59<span></span></td>
        <td class="nump">102<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Covered | RealEstateConstructionMember</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentNonaccrualStatus', window );">Nonaccrual loans</a></td>
        <td class="nump">11,698<span></span></td>
        <td class="nump">21,204<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Covered | Real estate residential, farmland and mutli-family</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentNonaccrualStatus', window );">Nonaccrual loans</a></td>
        <td class="nump">10,712<span></span></td>
        <td class="nump">11,050<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Covered | Real estate home equity lines of credit</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentNonaccrualStatus', window );">Nonaccrual loans</a></td>
        <td class="nump">465<span></span></td>
        <td class="nump">1,068<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Covered | Real estate commercial</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentNonaccrualStatus', window );">Nonaccrual loans</a></td>
        <td class="nump">10,342<span></span></td>
        <td class="nump">7,459<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Covered | Consumer</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentNonaccrualStatus', window );">Nonaccrual loans</a></td>
        <td class="nump">$ 62<span></span></td>
        <td class="nump">$ 231<span></span></td>
      </tr>
    </table>
    <div style="display: none;">
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivableRecordedInvestmentNonaccrualStatus">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Recorded investment in financing receivables that are on nonaccrual status as of the balance sheet date.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 310<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 7<br><br> -Subparagraph (d)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7512638&amp;loc=d3e5111-111524<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_FinancingReceivableRecordedInvestmentNonaccrualStatus</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
    </div>
  </body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>123
<FILENAME>R102.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
  <head>
    <META http-equiv="Content-Type" content="text/html; charset=us-ascii">
    <link rel="StyleSheet" type="text/css" href="report.css"><script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script></head>
  <body><span style="display: none;">v2.4.0.6</span><table class="report" border="0" cellspacing="2" id="ID0EXKAE">
      <tr>
        <th class="tl" colspan="1" rowspan="2">
          <div style="width: 200px;"><strong>Employee Benefit Plans (Details 10) (SERP, USD $)<br>In Thousands, unless otherwise specified</strong></div>
        </th>
        <th class="th" colspan="3">12 Months Ended</th>
      </tr>
      <tr>
        <th class="th">
          <div>Dec. 31, 2012</div>
        </th>
        <th class="th">
          <div>Dec. 31, 2011</div>
        </th>
        <th class="th">
          <div>Dec. 31, 2010</div>
        </th>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">SERP</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DefinedBenefitPlanBenefitObligation', window );">Benefit obligation at beginning of year</a></td>
        <td class="nump">$ 8,064<span></span></td>
        <td class="nump">$ 7,433<span></span></td>
        <td class="nump">$ 6,222<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DefinedBenefitPlanServiceCost', window );">Service cost</a></td>
        <td class="nump">303<span></span></td>
        <td class="nump">292<span></span></td>
        <td class="nump">408<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DefinedBenefitPlanInterestCost', window );">Interest cost</a></td>
        <td class="nump">280<span></span></td>
        <td class="nump">351<span></span></td>
        <td class="nump">377<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DefinedBenefitPlanActuarialGainLoss', window );">Actuarial (gain) loss</a></td>
        <td class="num">(1,201)<span></span></td>
        <td class="nump">93<span></span></td>
        <td class="nump">531<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DefinedBenefitPlanBenefitsPaid', window );">Benefits paid</a></td>
        <td class="num">(146)<span></span></td>
        <td class="num">(105)<span></span></td>
        <td class="num">(105)<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DefinedBenefitPlanCurtailments', window );">Curtailment gain</a></td>
        <td class="num">(487)<span></span></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DefinedBenefitPlanBenefitObligation', window );">Benefit obligation at end of year</a></td>
        <td class="nump">6,813<span></span></td>
        <td class="nump">8,064<span></span></td>
        <td class="nump">7,433<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DefinedBenefitPlanFairValueOfPlanAssets', window );">Plan assets at end of year</a></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DefinedBenefitPlanFundedStatusOfPlan', window );">Funded status at end of year</a></td>
        <td class="num">$ (6,813)<span></span></td>
        <td class="num">$ (8,064)<span></span></td>
        <td class="num">$ (7,433)<span></span></td>
      </tr>
    </table>
    <div style="display: none;">
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DefinedBenefitPlanActuarialGainLoss">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of gain (loss) from a decision to temporarily deviate from the substantive plan, or from a change in benefit obligation or plan asset value from changes in actuarial assumptions, for example, but not limited to, interest, mortality, employee turnover or salary scale.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 715<br><br> -SubTopic 30<br><br> -Glossary Gain or Loss<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6514294<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 715<br><br> -SubTopic 20<br><br> -Section 50<br><br> -Paragraph 1<br><br> -Subparagraph (a)(4)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=21915506&amp;loc=d3e1928-114920<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 715<br><br> -SubTopic 60<br><br> -Glossary Gain or Loss<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6749293<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_DefinedBenefitPlanActuarialGainLoss</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DefinedBenefitPlanBenefitObligation">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>1) For defined benefit pension plans, the benefit obligation is the projected benefit obligation, which is the actuarial present value as of a date of all benefits attributed by the pension benefit formula to employee service rendered prior to that date.  2) For other postretirement defined benefit plans, the benefit obligation is the accumulated postretirement benefit obligation, which is the actuarial present value of benefits attributed to employee service rendered to a particular date.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Glossary Accumulated Postretirement Benefit Obligation<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6503904<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 132R<br><br> -Paragraph 6<br><br> -Subparagraph a<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 132R<br><br> -Paragraph 5<br><br> -Subparagraph a<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 132R<br><br> -Paragraph E1<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 715<br><br> -SubTopic 20<br><br> -Section 50<br><br> -Paragraph 1<br><br> -Subparagraph (a)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=21915506&amp;loc=d3e1928-114920<br><br><br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Glossary Projected Benefit Obligation<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6522206<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_DefinedBenefitPlanBenefitObligation</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DefinedBenefitPlanBenefitsPaid">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The amount of payments made for which participants are entitled under a pension plan, including pension benefits, death benefits, and benefits due on termination of employment. Also includes payments made under a postretirement benefit plan, including prescription drug benefits, health care benefits, life insurance benefits, and legal, educational and advisory services. This item represents a periodic decrease to the plan obligations and a decrease to plan assets.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 715<br><br> -SubTopic 20<br><br> -Section 50<br><br> -Paragraph 1<br><br> -Subparagraph (a)(6)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=21915506&amp;loc=d3e1928-114920<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 87<br><br> -Paragraph 264<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 132R<br><br> -Paragraph 5<br><br> -Subparagraph a, b<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 106<br><br> -Paragraph 518<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name FASB Staff Position (FSP)<br><br> -Number FAS106-2<br><br> -Paragraph 22<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Glossary Postretirement Benefits<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6521376<br><br><br><br>Reference 7: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 715<br><br> -SubTopic 20<br><br> -Section 50<br><br> -Paragraph 1<br><br> -Subparagraph (b)(5)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=21915506&amp;loc=d3e1928-114920<br><br><br><br>Reference 8: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 715<br><br> -SubTopic 30<br><br> -Glossary Benefits<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6506267<br><br><br><br>Reference 9: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 715<br><br> -SubTopic 60<br><br> -Section 50<br><br> -Paragraph 4<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6414203&amp;loc=d3e39716-114964<br><br><br><br>Reference 10: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 715<br><br> -SubTopic 60<br><br> -Glossary Benefits<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6506309<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_DefinedBenefitPlanBenefitsPaid</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DefinedBenefitPlanCurtailments">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The amount of decrease that is related to an event that significantly reduces the expected years of future service of present employees or eliminates for a significant number of employees the accrual of defined benefits for some or all of their future services.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 715<br><br> -SubTopic 20<br><br> -Section 50<br><br> -Paragraph 1<br><br> -Subparagraph (a)(10)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=21915506&amp;loc=d3e1928-114920<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Glossary Plan Curtailment<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6520938<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 87<br><br> -Paragraph 264<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 715<br><br> -SubTopic 30<br><br> -Section 15<br><br> -Paragraph 6<br><br> -Subparagraph (a)(2)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7577095&amp;loc=d3e8001-114927<br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 106<br><br> -Paragraph 518<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 132R<br><br> -Paragraph 5<br><br> -Subparagraph a<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 7: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 88<br><br> -Paragraph 6<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_DefinedBenefitPlanCurtailments</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DefinedBenefitPlanFairValueOfPlanAssets">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Assets, usually stocks, bonds, and other investments, that have been segregated and restricted (usually in a trust) to provide benefits, at their fair value as of the measurement date. Plan assets include amounts contributed by the employer (and by employees for a contributory plan) and amounts earned from investing the contributions, less benefits paid. If a plan has liabilities other than for benefits, those non-benefit obligations may be considered as reductions of plan assets.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 715<br><br> -SubTopic 30<br><br> -Section 35<br><br> -Paragraph 50<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6867990&amp;loc=d3e12355-114930<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 87<br><br> -Paragraph 49<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 132R<br><br> -Paragraph 5<br><br> -Subparagraph d(iv)(b)(i)<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 132R<br><br> -Paragraph 5<br><br> -Subparagraph b<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 715<br><br> -SubTopic 20<br><br> -Section 50<br><br> -Paragraph 1<br><br> -Subparagraph (b)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=21915506&amp;loc=d3e1928-114920<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_DefinedBenefitPlanFairValueOfPlanAssets</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DefinedBenefitPlanFundedStatusOfPlan">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The funded status is measured as the difference between the fair value of plan assets and the benefit obligation. Will normally be the same as the net Defined Benefit Plan, Amounts Recognized in Balance Sheet, Total.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 132R<br><br> -Paragraph 5<br><br> -Subparagraph c<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 715<br><br> -SubTopic 20<br><br> -Section 50<br><br> -Paragraph 1<br><br> -Subparagraph (c)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=21915506&amp;loc=d3e1928-114920<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 715<br><br> -SubTopic 20<br><br> -Section 45<br><br> -Paragraph 2<br><br> -URI http://asc.fasb.org/extlink&amp;oid=21915240&amp;loc=d3e1703-114919<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_DefinedBenefitPlanFundedStatusOfPlan</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DefinedBenefitPlanInterestCost">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The increase in a defined benefit pension plan's projected benefit obligation or a defined benefit postretirement plan's accumulated postretirement benefit obligation due to the passage of time.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 715<br><br> -SubTopic 20<br><br> -Section 50<br><br> -Paragraph 1<br><br> -Subparagraph (a)(2)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=21915506&amp;loc=d3e1928-114920<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 132R<br><br> -Paragraph 5<br><br> -Subparagraph a, h<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 87<br><br> -Paragraph 264<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 106<br><br> -Paragraph 518<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 715<br><br> -SubTopic 20<br><br> -Section 50<br><br> -Paragraph 1<br><br> -Subparagraph (h)(2)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=21915506&amp;loc=d3e1928-114920<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_DefinedBenefitPlanInterestCost</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DefinedBenefitPlanServiceCost">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The actuarial present value of benefits attributed by the pension benefit formula to services rendered by employees during the period. The portion of the expected postretirement benefit obligation attributed to employee service during the period. The service cost component is a portion of the benefit obligation and is unaffected by the funded status of the plan.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 132R<br><br> -Paragraph 5<br><br> -Subparagraph a, h<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Glossary Service Cost (Component of Net Periodic Pension Cost)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6525008<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 87<br><br> -Paragraph 264<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 715<br><br> -SubTopic 20<br><br> -Section 50<br><br> -Paragraph 1<br><br> -Subparagraph (a)(1)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=21915506&amp;loc=d3e1928-114920<br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 106<br><br> -Paragraph 518<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 715<br><br> -SubTopic 20<br><br> -Section 50<br><br> -Paragraph 1<br><br> -Subparagraph (h)(1)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=21915506&amp;loc=d3e1928-114920<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_DefinedBenefitPlanServiceCost</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
    </div>
  </body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>124
<FILENAME>R63.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
  <head>
    <META http-equiv="Content-Type" content="text/html; charset=us-ascii">
    <link rel="StyleSheet" type="text/css" href="report.css"><script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script></head>
  <body><span style="display: none;">v2.4.0.6</span><table class="report" border="0" cellspacing="2" id="ID0E56AE">
      <tr>
        <th class="tl" colspan="1" rowspan="2">
          <div style="width: 200px;"><strong>Loans and Asset Quality Information (Details 4) (USD $)<br>In Thousands, unless otherwise specified</strong></div>
        </th>
        <th class="th" colspan="2">12 Months Ended</th>
      </tr>
      <tr>
        <th class="th">
          <div>Dec. 31, 2012</div>
        </th>
        <th class="th">
          <div>Dec. 31, 2011</div>
        </th>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_FBP_ImpairedPurchasedLoansCarryingValue', window );">Balance, beginning, carrying value</a></td>
        <td class="nump">$ 8,784<span></span></td>
        <td class="nump">$ 5,751<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_FBP_AdditionsDueToAcquisitionOfBankOfAshevilleAtFairValue', window );">Additions due to acquisition of The Bank of Asheville</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">17,645<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_FBP_ChangeDueToPaymentsReceived', window );">Change due to payments received</a></td>
        <td class="num">(399)<span></span></td>
        <td class="num">(1,293)<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_FBP_TransfersToForeclosedRealEstate', window );">Transfer to foreclosed real estate</a></td>
        <td class="num">(4,149)<span></span></td>
        <td class="num">(10,573)<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_FBP_LoanChargeoffs', window );">Change due to loan charge-off</a></td>
        <td class="nump">172<span></span></td>
        <td class="num">(3,329)<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_FBP_Other', window );">Other</a></td>
        <td class="nump">417<span></span></td>
        <td class="nump">583<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_FBP_ImpairedPurchasedLoansCarryingValue', window );">Balance, ending, carrying value</a></td>
        <td class="nump">4,825<span></span></td>
        <td class="nump">8,784<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Contractual Principal Receivable</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_FBP_ImpairedPurchaseLoansUnpaidPrincipalBalance', window );">Balance, beginning, contractual principal</a></td>
        <td class="nump">18,316<span></span></td>
        <td class="nump">8,080<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_FBP_AdditionsDueToAcquisitionOfBankOfAshevilleAtFairValue', window );">Additions due to acquisition of The Bank of Asheville</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">38,452<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_FBP_ChangeDueToPaymentsReceived', window );">Change due to payments received</a></td>
        <td class="num">(355)<span></span></td>
        <td class="num">(1,620)<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_FBP_TransfersToForeclosedRealEstate', window );">Transfer to foreclosed real estate</a></td>
        <td class="num">(7,636)<span></span></td>
        <td class="num">(19,881)<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_FBP_LoanChargeoffs', window );">Change due to loan charge-off</a></td>
        <td class="num">(359)<span></span></td>
        <td class="num">(7,522)<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_FBP_Other', window );">Other</a></td>
        <td class="num">(1,151)<span></span></td>
        <td class="nump">807<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_FBP_ImpairedPurchaseLoansUnpaidPrincipalBalance', window );">Balance, ending, contractual principal</a></td>
        <td class="nump">8,815<span></span></td>
        <td class="nump">18,316<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Fair Value Adjustment Write Down</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_FBP_FairValueAdjustmentWriteDown', window );">Balance, beginning, FMV</a></td>
        <td class="nump">9,532<span></span></td>
        <td class="nump">2,329<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_FBP_AdditionsDueToAcquisitionOfBankOfAshevilleAtFairValue', window );">Additions due to acquisition of The Bank of Asheville</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">20,807<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_FBP_ChangeDueToPaymentsReceived', window );">Change due to payments received</a></td>
        <td class="nump">44<span></span></td>
        <td class="num">(327)<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_FBP_TransfersToForeclosedRealEstate', window );">Transfer to foreclosed real estate</a></td>
        <td class="num">(3,487)<span></span></td>
        <td class="num">(9,308)<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_FBP_LoanChargeoffs', window );">Change due to loan charge-off</a></td>
        <td class="num">(531)<span></span></td>
        <td class="num">(4,193)<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_FBP_Other', window );">Other</a></td>
        <td class="num">(1,568)<span></span></td>
        <td class="nump">224<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_FBP_FairValueAdjustmentWriteDown', window );">Balance, ending, FMV</a></td>
        <td class="nump">$ 3,990<span></span></td>
        <td class="nump">$ 9,532<span></span></td>
      </tr>
    </table>
    <div style="display: none;">
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_FBP_AdditionsDueToAcquisitionOfBankOfAshevilleAtFairValue">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The activity due to the acquisition of the Bank of Asheville.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>FBP_AdditionsDueToAcquisitionOfBankOfAshevilleAtFairValue</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>FBP_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_FBP_ChangeDueToPaymentsReceived">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The decrease in amounts due to payments received.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>FBP_ChangeDueToPaymentsReceived</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>FBP_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_FBP_FairValueAdjustmentWriteDown">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of fair value adjustment write down (nonaccretabe difference) of contractual principal receiavble.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>FBP_FairValueAdjustmentWriteDown</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>FBP_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_FBP_ImpairedPurchasedLoansCarryingValue">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The carrying value of impaired purchased loans (includes covered and non-covered).</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>FBP_ImpairedPurchasedLoansCarryingValue</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>FBP_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_FBP_ImpairedPurchaseLoansUnpaidPrincipalBalance">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of unpaid principal balance of impaired purchased loans with related allowance for credit losses and without related allowance for credit losses.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>FBP_ImpairedPurchaseLoansUnpaidPrincipalBalance</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>FBP_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_FBP_LoanChargeoffs">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of write-off of the allowance for loans.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>FBP_LoanChargeoffs</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>FBP_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_FBP_Other">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Other activity in amounts not disclosed elsewhere in taxonomy.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>FBP_Other</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>FBP_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_FBP_TransfersToForeclosedRealEstate">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The value of loans transfered to foreclosed assets.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>FBP_TransfersToForeclosedRealEstate</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>FBP_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
    </div>
  </body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>125
<FILENAME>R92.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
  <head>
    <META http-equiv="Content-Type" content="text/html; charset=us-ascii">
    <link rel="StyleSheet" type="text/css" href="report.css"><script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script></head>
  <body><span style="display: none;">v2.4.0.6</span><table class="report" border="0" cellspacing="2" id="ID0EZUAE">
      <tr>
        <th class="tl" colspan="1" rowspan="2">
          <div style="width: 200px;"><strong>Employee Benefit Plans (Details) (Pension Plan, USD $)<br>In Thousands, unless otherwise specified</strong></div>
        </th>
        <th class="th" colspan="3">12 Months Ended</th>
      </tr>
      <tr>
        <th class="th">
          <div>Dec. 31, 2012</div>
        </th>
        <th class="th">
          <div>Dec. 31, 2011</div>
        </th>
        <th class="th">
          <div>Dec. 31, 2010</div>
        </th>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Pension Plan</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DefinedBenefitPlanBenefitObligation', window );">Benefit obligation at beginning of year</a></td>
        <td class="nump">$ 40,084<span></span></td>
        <td class="nump">$ 31,140<span></span></td>
        <td class="nump">$ 25,395<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DefinedBenefitPlanServiceCost', window );">Service cost</a></td>
        <td class="nump">1,835<span></span></td>
        <td class="nump">1,782<span></span></td>
        <td class="nump">1,754<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DefinedBenefitPlanInterestCost', window );">Interest cost</a></td>
        <td class="nump">1,451<span></span></td>
        <td class="nump">1,638<span></span></td>
        <td class="nump">1,555<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DefinedBenefitPlanActuarialGainLoss', window );">Actuarial (gain) loss</a></td>
        <td class="num">(4,006)<span></span></td>
        <td class="nump">6,004<span></span></td>
        <td class="nump">2,830<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DefinedBenefitPlanBenefitsPaid', window );">Benefits paid</a></td>
        <td class="num">(503)<span></span></td>
        <td class="num">(480)<span></span></td>
        <td class="num">(394)<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DefinedBenefitPlanCurtailments', window );">Curtailment gain</a></td>
        <td class="num">(6,589)<span></span></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DefinedBenefitPlanBenefitObligation', window );">Benefit obligation at end of year</a></td>
        <td class="nump">32,272<span></span></td>
        <td class="nump">40,084<span></span></td>
        <td class="nump">31,140<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DefinedBenefitPlanFairValueOfPlanAssets', window );">Plan assets at beginning of year</a></td>
        <td class="nump">24,466<span></span></td>
        <td class="nump">22,431<span></span></td>
        <td class="nump">17,793<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DefinedBenefitPlanActualReturnOnPlanAssets', window );">Actual return on plan assets</a></td>
        <td class="nump">3,661<span></span></td>
        <td class="nump">15<span></span></td>
        <td class="nump">2,532<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DefinedBenefitPlanContributionsByEmployer', window );">Employer contributions</a></td>
        <td class="nump">2,500<span></span></td>
        <td class="nump">2,500<span></span></td>
        <td class="nump">2,500<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DefinedBenefitPlanBenefitsPaid', window );">Benefits paid - plan</a></td>
        <td class="num">(503)<span></span></td>
        <td class="num">(480)<span></span></td>
        <td class="num">(394)<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DefinedBenefitPlanFairValueOfPlanAssets', window );">Plan assets at end of year</a></td>
        <td class="nump">30,124<span></span></td>
        <td class="nump">24,466<span></span></td>
        <td class="nump">22,431<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DefinedBenefitPlanFundedStatusOfPlan', window );">Funded status at end of year</a></td>
        <td class="num">$ (2,148)<span></span></td>
        <td class="num">$ (15,618)<span></span></td>
        <td class="num">$ (8,709)<span></span></td>
      </tr>
    </table>
    <div style="display: none;">
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DefinedBenefitPlanActualReturnOnPlanAssets">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The difference between fair value of plan assets at the end of the period and the fair value at the beginning of the period, adjusted for contributions and payments of benefits during the period, and after adjusting for taxes and other expenses, as applicable.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 715<br><br> -SubTopic 20<br><br> -Section 50<br><br> -Paragraph 1<br><br> -Subparagraph (b)(1)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=21915506&amp;loc=d3e1928-114920<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Glossary Actual Return on Plan Assets (Component of Net Periodic Pension Cost)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6504226<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 87<br><br> -Paragraph 264<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 132R<br><br> -Paragraph 5<br><br> -Subparagraph d(iv)(b)(i)<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 106<br><br> -Paragraph 518<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Glossary Actual Return on Plan Assets (Component of Net Periodic Postretirement Benefit Cost)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6504192<br><br><br><br>Reference 7: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 132R<br><br> -Paragraph 5<br><br> -Subparagraph b<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_DefinedBenefitPlanActualReturnOnPlanAssets</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DefinedBenefitPlanActuarialGainLoss">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of gain (loss) from a decision to temporarily deviate from the substantive plan, or from a change in benefit obligation or plan asset value from changes in actuarial assumptions, for example, but not limited to, interest, mortality, employee turnover or salary scale.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 715<br><br> -SubTopic 30<br><br> -Glossary Gain or Loss<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6514294<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 715<br><br> -SubTopic 20<br><br> -Section 50<br><br> -Paragraph 1<br><br> -Subparagraph (a)(4)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=21915506&amp;loc=d3e1928-114920<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 715<br><br> -SubTopic 60<br><br> -Glossary Gain or Loss<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6749293<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_DefinedBenefitPlanActuarialGainLoss</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DefinedBenefitPlanBenefitObligation">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>1) For defined benefit pension plans, the benefit obligation is the projected benefit obligation, which is the actuarial present value as of a date of all benefits attributed by the pension benefit formula to employee service rendered prior to that date.  2) For other postretirement defined benefit plans, the benefit obligation is the accumulated postretirement benefit obligation, which is the actuarial present value of benefits attributed to employee service rendered to a particular date.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Glossary Accumulated Postretirement Benefit Obligation<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6503904<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 132R<br><br> -Paragraph 6<br><br> -Subparagraph a<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 132R<br><br> -Paragraph 5<br><br> -Subparagraph a<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 132R<br><br> -Paragraph E1<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 715<br><br> -SubTopic 20<br><br> -Section 50<br><br> -Paragraph 1<br><br> -Subparagraph (a)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=21915506&amp;loc=d3e1928-114920<br><br><br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Glossary Projected Benefit Obligation<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6522206<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_DefinedBenefitPlanBenefitObligation</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DefinedBenefitPlanBenefitsPaid">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The amount of payments made for which participants are entitled under a pension plan, including pension benefits, death benefits, and benefits due on termination of employment. Also includes payments made under a postretirement benefit plan, including prescription drug benefits, health care benefits, life insurance benefits, and legal, educational and advisory services. This item represents a periodic decrease to the plan obligations and a decrease to plan assets.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 715<br><br> -SubTopic 20<br><br> -Section 50<br><br> -Paragraph 1<br><br> -Subparagraph (a)(6)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=21915506&amp;loc=d3e1928-114920<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 87<br><br> -Paragraph 264<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 132R<br><br> -Paragraph 5<br><br> -Subparagraph a, b<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 106<br><br> -Paragraph 518<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name FASB Staff Position (FSP)<br><br> -Number FAS106-2<br><br> -Paragraph 22<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Glossary Postretirement Benefits<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6521376<br><br><br><br>Reference 7: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 715<br><br> -SubTopic 20<br><br> -Section 50<br><br> -Paragraph 1<br><br> -Subparagraph (b)(5)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=21915506&amp;loc=d3e1928-114920<br><br><br><br>Reference 8: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 715<br><br> -SubTopic 30<br><br> -Glossary Benefits<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6506267<br><br><br><br>Reference 9: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 715<br><br> -SubTopic 60<br><br> -Section 50<br><br> -Paragraph 4<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6414203&amp;loc=d3e39716-114964<br><br><br><br>Reference 10: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 715<br><br> -SubTopic 60<br><br> -Glossary Benefits<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6506309<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_DefinedBenefitPlanBenefitsPaid</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DefinedBenefitPlanContributionsByEmployer">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The increase in the fair value of plan assets from contributions made by the employer.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 132R<br><br> -Paragraph 5<br><br> -Subparagraph b<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 715<br><br> -SubTopic 20<br><br> -Section 50<br><br> -Paragraph 1<br><br> -Subparagraph (b)(3)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=21915506&amp;loc=d3e1928-114920<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_DefinedBenefitPlanContributionsByEmployer</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DefinedBenefitPlanCurtailments">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The amount of decrease that is related to an event that significantly reduces the expected years of future service of present employees or eliminates for a significant number of employees the accrual of defined benefits for some or all of their future services.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 715<br><br> -SubTopic 20<br><br> -Section 50<br><br> -Paragraph 1<br><br> -Subparagraph (a)(10)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=21915506&amp;loc=d3e1928-114920<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Glossary Plan Curtailment<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6520938<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 87<br><br> -Paragraph 264<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 715<br><br> -SubTopic 30<br><br> -Section 15<br><br> -Paragraph 6<br><br> -Subparagraph (a)(2)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7577095&amp;loc=d3e8001-114927<br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 106<br><br> -Paragraph 518<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 132R<br><br> -Paragraph 5<br><br> -Subparagraph a<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 7: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 88<br><br> -Paragraph 6<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_DefinedBenefitPlanCurtailments</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DefinedBenefitPlanFairValueOfPlanAssets">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Assets, usually stocks, bonds, and other investments, that have been segregated and restricted (usually in a trust) to provide benefits, at their fair value as of the measurement date. Plan assets include amounts contributed by the employer (and by employees for a contributory plan) and amounts earned from investing the contributions, less benefits paid. If a plan has liabilities other than for benefits, those non-benefit obligations may be considered as reductions of plan assets.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 715<br><br> -SubTopic 30<br><br> -Section 35<br><br> -Paragraph 50<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6867990&amp;loc=d3e12355-114930<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 87<br><br> -Paragraph 49<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 132R<br><br> -Paragraph 5<br><br> -Subparagraph d(iv)(b)(i)<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 132R<br><br> -Paragraph 5<br><br> -Subparagraph b<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 715<br><br> -SubTopic 20<br><br> -Section 50<br><br> -Paragraph 1<br><br> -Subparagraph (b)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=21915506&amp;loc=d3e1928-114920<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_DefinedBenefitPlanFairValueOfPlanAssets</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DefinedBenefitPlanFundedStatusOfPlan">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The funded status is measured as the difference between the fair value of plan assets and the benefit obligation. Will normally be the same as the net Defined Benefit Plan, Amounts Recognized in Balance Sheet, Total.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 132R<br><br> -Paragraph 5<br><br> -Subparagraph c<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 715<br><br> -SubTopic 20<br><br> -Section 50<br><br> -Paragraph 1<br><br> -Subparagraph (c)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=21915506&amp;loc=d3e1928-114920<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 715<br><br> -SubTopic 20<br><br> -Section 45<br><br> -Paragraph 2<br><br> -URI http://asc.fasb.org/extlink&amp;oid=21915240&amp;loc=d3e1703-114919<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_DefinedBenefitPlanFundedStatusOfPlan</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DefinedBenefitPlanInterestCost">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The increase in a defined benefit pension plan's projected benefit obligation or a defined benefit postretirement plan's accumulated postretirement benefit obligation due to the passage of time.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 715<br><br> -SubTopic 20<br><br> -Section 50<br><br> -Paragraph 1<br><br> -Subparagraph (a)(2)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=21915506&amp;loc=d3e1928-114920<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 132R<br><br> -Paragraph 5<br><br> -Subparagraph a, h<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 87<br><br> -Paragraph 264<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 106<br><br> -Paragraph 518<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 715<br><br> -SubTopic 20<br><br> -Section 50<br><br> -Paragraph 1<br><br> -Subparagraph (h)(2)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=21915506&amp;loc=d3e1928-114920<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_DefinedBenefitPlanInterestCost</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DefinedBenefitPlanServiceCost">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The actuarial present value of benefits attributed by the pension benefit formula to services rendered by employees during the period. The portion of the expected postretirement benefit obligation attributed to employee service during the period. The service cost component is a portion of the benefit obligation and is unaffected by the funded status of the plan.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 132R<br><br> -Paragraph 5<br><br> -Subparagraph a, h<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Glossary Service Cost (Component of Net Periodic Pension Cost)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6525008<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 87<br><br> -Paragraph 264<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 715<br><br> -SubTopic 20<br><br> -Section 50<br><br> -Paragraph 1<br><br> -Subparagraph (a)(1)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=21915506&amp;loc=d3e1928-114920<br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 106<br><br> -Paragraph 518<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 715<br><br> -SubTopic 20<br><br> -Section 50<br><br> -Paragraph 1<br><br> -Subparagraph (h)(1)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=21915506&amp;loc=d3e1928-114920<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_DefinedBenefitPlanServiceCost</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
    </div>
  </body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>126
<FILENAME>R129.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
  <head>
    <META http-equiv="Content-Type" content="text/html; charset=us-ascii">
    <link rel="StyleSheet" type="text/css" href="report.css"><script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script></head>
  <body><span style="display: none;">v2.4.0.6</span><table class="report" border="0" cellspacing="2" id="ID0ECDAC">
      <tr>
        <th class="tl" colspan="1" rowspan="2">
          <div style="width: 200px;"><strong>Shareholders' Equity Transactions (Details) (USD $)<br></strong></div>
        </th>
        <th class="th" colspan="1">12 Months Ended</th>
      </tr>
      <tr>
        <th class="th">
          <div>Dec. 31, 2012</div>
        </th>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_EquityAbstract', window );"><strong>Equity [Abstract]</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueAssumptionsExpectedDividendRate', window );">Expected dividend yield</a></td>
        <td class="nump">4.83%<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueAssumptionsRiskFreeInterestRate', window );">Risk-free interest rate</a></td>
        <td class="nump">2.48%<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueAssumptionsExpectedTerm', window );">Expected life</a></td>
        <td class="text">10 years<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueAssumptionsExpectedVolatilityRate', window );">Expected volatility</a></td>
        <td class="nump">35.00%<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_FBP_WeightedAverageFairValue', window );">Weighted average fair value</a></td>
        <td class="nump">$ 4.47<span></span></td>
      </tr>
    </table>
    <div style="display: none;">
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_FBP_WeightedAverageFairValue">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The per share weighted average fair value of a common stock warrant.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>FBP_WeightedAverageFairValue</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>FBP_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>num:perShareItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_EquityAbstract">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_EquityAbstract</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:stringItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FairValueAssumptionsExpectedDividendRate">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Expected dividends to be paid to holders of the underlying shares or financial instruments (expressed as a percentage of the share or instrument's price).</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 820<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 2<br><br> -Subparagraph (e)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7578670&amp;loc=d3e19207-110258<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_FairValueAssumptionsExpectedDividendRate</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>num:percentItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FairValueAssumptionsExpectedTerm">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Period the instrument, asset or liability is expected to be outstanding, in 'PnYnMnDTnHnMnS' format, for example, 'P1Y5M13D' represents the reported fact of one year, five months, and thirteen days.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 820<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 2<br><br> -Subparagraph (e)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7578670&amp;loc=d3e19207-110258<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_FairValueAssumptionsExpectedTerm</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:durationItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FairValueAssumptionsExpectedVolatilityRate">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Measure of dispersion, in percentage terms (for instance, the standard deviation or variance), for a given stock price.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 820<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 2<br><br> -Subparagraph (e)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7578670&amp;loc=d3e19207-110258<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_FairValueAssumptionsExpectedVolatilityRate</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>num:percentItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FairValueAssumptionsRiskFreeInterestRate">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Risk-free interest rate assumption used in valuing an instrument.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 820<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 2<br><br> -Subparagraph (e)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7578670&amp;loc=d3e19207-110258<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_FairValueAssumptionsRiskFreeInterestRate</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>num:percentItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
    </div>
  </body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>127
<FILENAME>R34.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
  <head>
    <META http-equiv="Content-Type" content="text/html; charset=us-ascii">
    <link rel="StyleSheet" type="text/css" href="report.css"><script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script></head>
  <body><span style="display: none;">v2.4.0.6</span><table class="report" border="0" cellspacing="2" id="ID0EZF">
      <tr>
        <th class="tl" colspan="1" rowspan="2">
          <div style="width: 200px;"><strong>FDIC Indemnification Asset (Tables)<br></strong></div>
        </th>
        <th class="th" colspan="1">12 Months Ended</th>
      </tr>
      <tr>
        <th class="th">
          <div>Dec. 31, 2012</div>
        </th>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_FBP_FdicIndemnificationAssetTablesAbstract', window );"><strong>Fdic Indemnification Asset Tables</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_FBP_ScheduleOfFdicIndemnificationAssetComponentsTableTextBlock', window );">FDIC indemnification asset components</a></td>
        <td class="text"><p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">At December 31, 2012 and 2011, the FDIC
indemnification asset was comprised of the following components:</p>

<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left; text-indent: 0.25in">&#160;</p>

<table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif">
<tr style="vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="font: italic 10pt Calibri, Helvetica, Sans-Serif; text-align: left">($ in thousands)</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: center; border-bottom: Black 1pt solid">2012</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: bold 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif">2011</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="width: 80%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">Receivable related to loss claims incurred, not yet reimbursed</td><td nowrap="nowrap" style="width: 1%; font: bold 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="width: 1%; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">$</td><td nowrap="nowrap" style="width: 7%; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">33,040</td><td nowrap="nowrap" style="width: 1%; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">13,377</td><td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">Receivable related to estimated future claims on loans</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">62,044</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">90,275</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">Receivable related to estimated future claims on foreclosed real estate</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">7,475</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">18,025</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;&#160;&#160;&#160;&#160;FDIC indemnification asset</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 2.5pt">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">$</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">102,559</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">121,677</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
</table>

<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left; text-indent: 0.25in">&#160;</p>

<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left; text-indent: 0.25in">&#160;</p><span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FDICIndemnificationAssetRollForwardTableTextBlock', window );">Rollforward of the FDIC indemnification asset</a></td>
        <td class="text"><p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">The following presents a rollforward of
the FDIC indemnification asset since January 1, 2010.</p>

<p style="font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0.25in">&#160;</p>

<table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif">
<tr style="vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="font: italic 10pt Calibri, Helvetica, Sans-Serif; text-align: left">($ in thousands)</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="width: 90%; text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">Balance at January 1, 2010</td><td nowrap="nowrap" style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">$</td><td nowrap="nowrap" style="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">143,221</td><td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">Increase related to unfavorable change in loss estimates</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">30,419</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">Increase related to reimbursable expenses</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">2,900</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">Cash received</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">(46,721</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">)</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">Accretion of loan discount</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">(6,100</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">)</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">Balance at December 31, 2010</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">$</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">123,719</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">Increase related to acquisition of The Bank of Asheville</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">42,218</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">Increase related to unfavorable change in loss estimates</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">29,814</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">Increase related to reimbursable expenses</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">5,725</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">Cash received</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">(69,339</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">)</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">Accretion of loan discount</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">(9,278</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">)</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">Other</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">(1,182</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">)</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">Balance at December 31, 2011</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">$</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">121,677</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">Increase related to unfavorable changes in loss estimates</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">16,984</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">Increase related to reimbursable expenses</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">6,947</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">Cash received</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">(29,796</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">)</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">Accretion of loan discount</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">(13,173</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">)</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">Other</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">(80</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">)</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">Balance at December 31, 2012</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">$</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">102,559</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
</table>

<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0.25in"><b>&#160;</b>&#160;</p><span></span></td>
      </tr>
    </table>
    <div style="display: none;">
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_FBP_FdicIndemnificationAssetTablesAbstract">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>FBP_FdicIndemnificationAssetTablesAbstract</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>FBP_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:stringItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_FBP_ScheduleOfFdicIndemnificationAssetComponentsTableTextBlock">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Tabular disclosure of FDIC indemnifications assets.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>FBP_ScheduleOfFdicIndemnificationAssetComponentsTableTextBlock</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>FBP_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>nonnum:textBlockItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FDICIndemnificationAssetRollForwardTableTextBlock">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Tabular disclosure of the change in the indemnification asset relating to loss sharing agreements with the Federal Deposit Insurance Corporation (FDIC).</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_FDICIndemnificationAssetRollForwardTableTextBlock</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>nonnum:textBlockItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
    </div>
  </body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>128
<FILENAME>R51.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
  <head>
    <META http-equiv="Content-Type" content="text/html; charset=us-ascii">
    <link rel="StyleSheet" type="text/css" href="report.css"><script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script></head>
  <body><span style="display: none;">v2.4.0.6</span><table class="report" border="0" cellspacing="2" id="ID0EJAAE">
      <tr>
        <th class="tl" colspan="1" rowspan="2">
          <div style="width: 200px;"><strong>Acquisitions - Completed and Pending (Details Narrative) (USD $)<br></strong></div>
        </th>
        <th class="th" colspan="3">1 Months Ended</th>
        <th class="th" colspan="1"></th>
      </tr>
      <tr>
        <th class="th">
          <div>Sep. 26, 2012</div>
        </th>
        <th class="th">
          <div>Aug. 24, 2012</div>
        </th>
        <th class="th">
          <div>Jan. 26, 2011</div>
        </th>
        <th class="th">
          <div>Jan. 21, 2011</div>
        </th>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_BusinessAcquisitionNameOfAcquiredEntity', window );">Name of purchased branch</a></td>
        <td class="text">Four Oaks Bank & Trust Co<span></span></td>
        <td class="text">Gateway Bank & Trust Co.<span></span></td>
        <td class="text"> Bank of Asheville<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_BusinessAcquisitionDateOfAcquisitionAgreement1', window );">Date of acquisition</a></td>
        <td class="text">Sep. 26,
         2012<span></span></td>
        <td class="text">Aug. 24,
         2012<span></span></td>
        <td class="text">Jan. 21,
         2011<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_FBP_EstimatedReceivableFromFdic', window );">Estimated receivable from FDIC</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">$ 42,200,000<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_BusinessAcquisitionPurchasePriceAllocationLiabilitiesAssumed', window );">Assumption of branch deposits</a></td>
        <td class="nump">64,000,000<span></span></td>
        <td class="nump">9,000,000<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">198,383,000<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_BusinessAcquisitionPurchasePriceAllocationIntangibleAssetsOtherThanGoodwill', window );">Deposit premium of the branch</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">107,000<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAssumed1', window );">Performing loans acquired</a></td>
        <td class="nump">$ 22,000,000<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
    </table>
    <div style="display: none;">
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_FBP_EstimatedReceivableFromFdic">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The amount of estimated receivable from the FDIC which represents the fair value of the FDIC's losses that are to be incurred and reimbursed by the company.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>FBP_EstimatedReceivableFromFdic</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>FBP_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_BusinessAcquisitionDateOfAcquisitionAgreement1">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Date when the business acquisition agreement was executed, in CCYY-MM-DD format.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_BusinessAcquisitionDateOfAcquisitionAgreement1</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:dateItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_BusinessAcquisitionNameOfAcquiredEntity">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Name of the acquired entity.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 805<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 2<br><br> -Subparagraph (a)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7659399&amp;loc=d3e1392-128463<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 141R<br><br> -Paragraph 68<br><br> -Subparagraph a<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 141<br><br> -Paragraph 51<br><br> -Subparagraph a<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_BusinessAcquisitionNameOfAcquiredEntity</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:stringItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_BusinessAcquisitionPurchasePriceAllocationIntangibleAssetsOtherThanGoodwill">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of acquisition cost of a business combination allocated to assets, excluding financial assets and goodwill, lacking physical substance.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_BusinessAcquisitionPurchasePriceAllocationIntangibleAssetsOtherThanGoodwill</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_BusinessAcquisitionPurchasePriceAllocationLiabilitiesAssumed">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The amount of acquisition cost of a business combination allocated to liabilities assumed.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Emerging Issues Task Force (EITF)<br><br> -Number 98-1<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 141<br><br> -Paragraph 37<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_BusinessAcquisitionPurchasePriceAllocationLiabilitiesAssumed</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_LoansAssumed1">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The fair value of loans assumed in noncash investing or financing activities.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 5<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6367179&amp;loc=d3e4332-108586<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 4<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6367179&amp;loc=d3e4313-108586<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 3<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6367179&amp;loc=d3e4304-108586<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 95<br><br> -Paragraph 32<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_LoansAssumed1</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
    </div>
  </body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>129
<FILENAME>R21.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
  <head>
    <META http-equiv="Content-Type" content="text/html; charset=us-ascii">
    <link rel="StyleSheet" type="text/css" href="report.css"><script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script></head>
  <body><span style="display: none;">v2.4.0.6</span><table class="report" border="0" cellspacing="2" id="ID0EME">
      <tr>
        <th class="tl" colspan="1" rowspan="2">
          <div style="width: 200px;"><strong>Fair Value<br></strong></div>
        </th>
        <th class="th" colspan="1">12 Months Ended</th>
      </tr>
      <tr>
        <th class="th">
          <div>Dec. 31, 2012</div>
        </th>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_FBP_FairValueDisclosureAbstract', window );"><strong>FairValueDisclosureAbstract</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueDisclosuresTextBlock', window );">Fair Value</a></td>
        <td class="text"><p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"><b>Note 14. Fair Value of Financial Instruments</b>&#160;</p>

<p style="font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">&#160;</p>

<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">Relevant accounting guidance establishes
a fair value hierarchy which requires an entity to maximize the use of observable inputs and minimize the use of unobservable inputs
when measuring fair value. The guidance describes three levels of inputs that may be used to measure fair value:</p>

<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify">&#160;</p>

<p style="font: 10pt Calibri, Helvetica, Sans-Serif; margin: 0 0 0 24.45pt">Level 1: Quoted prices (unadjusted) of identical assets
or liabilities in active markets that the entity has the ability to access as of the measurement date.</p>

<p style="font: 10pt Calibri, Helvetica, Sans-Serif; margin: 0 0 0 24.45pt">&#160;</p>

<p style="font: 10pt Calibri, Helvetica, Sans-Serif; margin: 0 0 0 24.45pt">Level 2: Significant other observable inputs other
than Level 1 prices such as quoted prices for similar assets or liabilities, quoted prices in markets that are not active; or other
inputs that are observable or can be corroborated by observable market data.</p>

<p style="font: 10pt Calibri, Helvetica, Sans-Serif; margin: 0 0 0 24.45pt">&#160;</p>

<p style="font: 10pt Calibri, Helvetica, Sans-Serif; margin: 0 0 0 24.45pt">Level 3: Significant unobservable inputs that reflect
a reporting entity&#146;s own assumptions about the assumptions that market participants would use in pricing an asset or liability.</p>

<p style="font: 10pt Calibri, Helvetica, Sans-Serif; margin: 0">&#160;</p>

<p style="font: 10pt Calibri, Helvetica, Sans-Serif; margin: 0">The following table summarizes the Company&#146;s financial instruments
that were measured at fair value on a recurring and nonrecurring basis at December 31, 2012. The impaired loans shown below are
those loans in which the value is based on the underlying collateral value.</p>

<p style="font: 10pt Calibri, Helvetica, Sans-Serif; margin: 0">&#160;</p>

<table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif">
<tr style="vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="font: italic 10pt Calibri, Helvetica, Sans-Serif; text-align: justify">($ in thousands)</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td colspan="6" nowrap="nowrap" style="text-align: center; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td colspan="6" nowrap="nowrap" style="text-align: center; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif">Description of Financial Instruments</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif">Fair Value at <br />
December 31, <br />
2012</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif">Quoted Prices in <br />
Active Markets<br />
 for Identical <br />
Assets (Level 1)</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif">Significant <br />
Other <br />
Observable<br />
 Inputs<br />
 (Level 2)</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif">Significant<br />
 Unobservable <br />
Inputs <br />(Level 3)</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-decoration: underline; text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">Recurring</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif; padding-left: 1em">Securities available for sale:</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="width: 60%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif; padding-left: 2em">Government-sponsored enterprise securities</td><td nowrap="nowrap" style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">$</td><td nowrap="nowrap" style="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">11,596</td><td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#151;</td><td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">11,596</td><td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#151;</td><td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif; padding-left: 2em">Mortgage-backed securities</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">146,926</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#151;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">146,926</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#151;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif; padding-left: 2em">Corporate bonds</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">3,813</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#151;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">3,813</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#151;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif; padding-left: 2em">Equity securities</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">5,017</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">&#151;</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">5,017</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">&#151;</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif; padding-left: 3em">Total available for sale securities</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">$</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">167,352</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">&#151;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">167,352</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">&#151;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-decoration: underline; text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">Nonrecurring</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif; padding-left: 2em">Impaired loans &#150; covered</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">$</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">12,234</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#151;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#151;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">12,234</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif; padding-left: 2em">Impaired loans &#150; non-covered</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">21,021</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#151;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#151;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">21,021</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif; padding-left: 2em">Foreclosed real estate &#150; covered</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">47,290</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#151;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#151;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">47,290</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif; padding-left: 2em">Foreclosed real estate &#150; non-covered</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">26,285</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#151;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#151;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">26,285</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
</table>

<p style="font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0.25in">&#160;</p>

<p style="font: 10pt Calibri, Helvetica, Sans-Serif; margin: 0"></p>





<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">&#160;</p>

<p style="font: 10pt Calibri, Helvetica, Sans-Serif; margin: 0">The following table summarizes the Company&#146;s financial instruments
that were measured at fair value on a recurring and nonrecurring basis at December 31, 2011.&#160;</p>

<p style="font: 10pt Calibri, Helvetica, Sans-Serif; margin: 0">&#160;</p>

<table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif">
<tr style="vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="font: italic 10pt Calibri, Helvetica, Sans-Serif; text-align: justify">($ in thousands)</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td colspan="6" nowrap="nowrap" style="text-align: center; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td colspan="6" nowrap="nowrap" style="text-align: center; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif">Description of Financial Instruments</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif">Fair Value at <br />
December 31, <br />
2011</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif">Quoted Prices in <br />
Active Markets <br />
for Identical<br />
 Assets (Level 1)</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif">Significant <br />
Other <br />
Observable <br />
Inputs <br />
(Level 2)</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif">Significant <br />
Unobservable <br />
Inputs <br />(Level 3)</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-decoration: underline; text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">Recurring</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif; padding-left: 1em">Securities available for sale:</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="width: 60%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif; padding-left: 2em">Government-sponsored enterprise securities</td><td nowrap="nowrap" style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">$</td><td nowrap="nowrap" style="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">34,665</td><td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#151;</td><td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">34,665</td><td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#151;</td><td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif; padding-left: 2em">Mortgage-backed securities</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">124,105</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#151;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">124,105</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#151;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif; padding-left: 2em">Corporate bonds</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">12,488</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#151;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">12,488</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#151;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif; padding-left: 2em">Equity securities</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">11,368</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">399</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">10,969</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">&#151;</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif; padding-left: 3em">Total available for sale securities</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">$</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">182,626</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">399</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">182,227</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">&#151;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-decoration: underline; text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">Nonrecurring</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif; padding-left: 2em">Impaired loans &#150; covered</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">$</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">21,288</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#151;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#151;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">21,288</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif; padding-left: 2em">Impaired loans &#150; non-covered</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">80,541</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#151;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#151;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">80,541</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif; padding-left: 2em">Foreclosed real estate &#150; covered</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">85,272</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#151;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#151;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">85,272</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif; padding-left: 2em">Foreclosed real estate &#150; non-covered</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">37,023</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#151;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#151;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">37,023</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
</table>

<p style="font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0.25in">&#160;</p>

<p style="font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify">The following is a description of
the valuation methodologies used for instruments measured at fair value.</p>

<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">&#160;</p>

<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0 0 0 0.5in; text-align: left">Securities Available for Sale
&#151; When quoted market prices are available in an active market, the securities are classified as Level 1 in the valuation
hierarchy. If quoted market prices are not available, but fair values can be estimated by observing quoted prices of securities
with similar characteristics, the securities are classified as Level 2 on the valuation hierarchy. Most of the fair values for
the Company&#146;s Level 2 securities are determined by our third-party securities portfolio manager using matrix pricing. Matrix
pricing is a mathematical technique widely used in the industry to value debt securities without relying exclusively on quoted
prices for the specific securities but rather by relying on the securities&#146; relationship to other benchmark quoted securities.
For the Company, Level 2 securities include mortgage-backed securities, collateralized mortgage obligations, government-sponsored
entity securities, and corporate bonds. In cases where Level 1 or Level 2 inputs are not available, securities are classified within
Level 3 of the hierarchy.</p>

<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">&#160;</p>

<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0 0 0 0.5in; text-align: left">The Company reviews the pricing
methodologies utilized by the portfolio manager to ensure the fair value determination is consistent with the applicable accounting
guidance and that the investments are properly classified in the fair value hierarchy. Further, the Company validates the fair
values for a sample of securities in the portfolio by comparing the fair values provided by the portfolio manager to prices from
other independent sources for the same or similar securities. The Company analyzes unusual or significant variances and conducts
additional research with the portfolio manager, if necessary, and takes appropriate action based on its findings.</p>

<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0 0 0 0.5in; text-align: left">&#160;</p>

<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0 0 0 0.5in; text-align: left">Impaired loans &#151; Fair
values for impaired loans in the above table are generally collateral dependent and are estimated based on underlying collateral
values securing the loans. Collateral may be in the form of real estate or business assets including equipment, inventory and accounts
receivable. The vast majority of the collateral is real estate. The value of real estate collateral is determined using an income
or market valuation approach based on an appraisal conducted by an independent, licensed third party appraiser (Level 3). The value
of business equipment is based upon an outside appraisal if deemed significant, or the net book value on the applicable borrower&#146;s
financial statements if not considered significant. Likewise, values for inventory and accounts receivable collateral are based
on borrower financial statement balances or aging reports on a discounted basis as appropriate (Level 3). Any fair value adjustments
are recorded in the period incurred as provision for loan losses on the Consolidated Statements of Income (Loss).</p>

<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0 0 0 0.5in; text-align: left">&#160;</p>



<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0 0 0 0.5in; text-align: left">&#160;</p>

<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0 0 0 0.5in; text-align: left">Foreclosed real estate &#150;
Foreclosed real estate, consisting of properties obtained through foreclosure or in satisfaction of loans, is reported at the
lower of cost or fair value, based on a current appraisal that is generally prepared using an income or market valuation approach
and conducted by an independent, licensed third party appraiser, adjusted for estimated selling costs (Level 3). At the time of
foreclosure, any excess of the loan balance over the fair value of the real estate held as collateral is treated as a charge against
the allowance for loan losses. For any real estate valuations subsequent to foreclosure, any excess of the real estate recorded
value over the fair value of the real estate is treated as a foreclosed real estate write-down on the Consolidated Statements
of Income (Loss). In December 2012, the Company recorded a write-down of $10.6 million related to its non-covered foreclosed properties.
This write-down reduced the carrying value of these properties by approximately 29% beyond their standard carrying value as described
above. This write-down was recorded because of management&#146;s intent to dispose of these properties in an expedited manner
and accept sales prices lower than normal practice.&#160;</p>

<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify">&#160;</p>

<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify">For Level 3 assets and liabilities
measured at fair value on a recurring or non-recurring basis as of December 31, 2012, the significant unobservable inputs used
in the fair value measurements were as follows:</p>

<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify">&#160;</p>

<table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif">
<tr style="vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="font: italic 10pt Calibri, Helvetica, Sans-Serif; text-align: left; vertical-align: bottom">($ in thousands)</td><td style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td colspan="4" nowrap="nowrap" style="text-align: center; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td colspan="3" style="text-align: center; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; vertical-align: bottom">Description</td><td style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif">Fair Value at <br />
December 31,<br />
 2012</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif">Valuation <br />
Technique</td><td style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif">Significant Unobservable <br />
Inputs</td><td style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif">General Range <br />
of Significant <br />
Unobservable <br />
Input Values</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="width: 48%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif; vertical-align: top">Impaired loans &#150; covered</td><td style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif; vertical-align: top">$</td><td nowrap="nowrap" style="width: 10%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif; vertical-align: top">12,234</td><td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="width: 12%; text-align: center; font: 10pt Calibri, Helvetica, Sans-Serif; vertical-align: top">Appraised value</td><td style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: center; vertical-align: top">&#160;</td>
    <td style="width: 12%; text-align: center; font: 10pt Calibri, Helvetica, Sans-Serif; vertical-align: top">Discounts to reflect current market conditions, ultimate collectability, and estimated costs to sell</td><td style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: center; vertical-align: top">&#160;</td>
    <td nowrap="nowrap" style="width: 12%; text-align: center; font: 10pt Calibri, Helvetica, Sans-Serif; vertical-align: top">0-49%</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif; vertical-align: top">Impaired loans &#150; non-covered</td><td style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif; vertical-align: top">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif; vertical-align: top">21,021</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: center; font: 10pt Calibri, Helvetica, Sans-Serif; vertical-align: top">Appraised value</td><td style="font: 10pt Calibri, Helvetica, Sans-Serif; text-align: center; vertical-align: top">&#160;</td>
    <td style="text-align: center; font: 10pt Calibri, Helvetica, Sans-Serif; vertical-align: top">Discounts to reflect current market conditions, ultimate collectability, and estimated costs to sell</td><td style="font: 10pt Calibri, Helvetica, Sans-Serif; text-align: center; vertical-align: top">&#160;</td>
    <td nowrap="nowrap" style="text-align: center; font: 10pt Calibri, Helvetica, Sans-Serif; vertical-align: top">0-21%</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif; vertical-align: top">Foreclosed real estate &#150; covered</td><td style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif; vertical-align: top">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif; vertical-align: top">47,290</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: center; font: 10pt Calibri, Helvetica, Sans-Serif; vertical-align: top">Appraised value</td><td style="font: 10pt Calibri, Helvetica, Sans-Serif; text-align: center; vertical-align: top">&#160;</td>
    <td style="text-align: center; font: 10pt Calibri, Helvetica, Sans-Serif; vertical-align: top">Discounts to reflect current market conditions and estimated costs to sell</td><td style="font: 10pt Calibri, Helvetica, Sans-Serif; text-align: center; vertical-align: top">&#160;</td>
    <td nowrap="nowrap" style="text-align: center; font: 10pt Calibri, Helvetica, Sans-Serif; vertical-align: top">0-29%</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif; vertical-align: top">Foreclosed real estate &#150; non-covered</td><td style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif; vertical-align: top">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif; vertical-align: top">26,285</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: center; font: 10pt Calibri, Helvetica, Sans-Serif; vertical-align: top">Appraised value</td><td style="font: 10pt Calibri, Helvetica, Sans-Serif; text-align: center; vertical-align: top">&#160;</td>
    <td style="text-align: center; font: 10pt Calibri, Helvetica, Sans-Serif; vertical-align: top">Discounts to reflect current market conditions, abbreviated holding period and estimated costs to sell</td><td style="font: 10pt Calibri, Helvetica, Sans-Serif; text-align: center; vertical-align: top">&#160;</td>
    <td nowrap="nowrap" style="text-align: center; font: 10pt Calibri, Helvetica, Sans-Serif; vertical-align: top">0-40%</td></tr>
<tr style="vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif; vertical-align: top; border-bottom: Black 1pt solid">&#160;</td><td style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif; border-bottom: Black 1pt solid">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left; vertical-align: top">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right; vertical-align: top">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif; border-bottom: Black 1pt solid">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif; border-bottom: Black 1pt solid">&#160;</td>
    <td nowrap="nowrap" style="text-align: center; padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif; border-bottom: Black 1pt solid">&#160;</td><td style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif; border-bottom: Black 1pt solid">&#160;</td>
    <td style="text-align: center; padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif; border-bottom: Black 1pt solid">&#160;</td><td style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif; border-bottom: Black 1pt solid">&#160;</td>
    <td nowrap="nowrap" style="text-align: center; padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif; border-bottom: Black 1pt solid">&#160;</td></tr>
</table>

<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify">&#160;</p>

<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">Transfers of assets or liabilities between
levels within the fair value hierarchy are recognized when an event or change in circumstances occurs. There were no transfers
between Level 1 and Level 2 for assets or liabilities measured on a recurring basis during the years ended December 31, 2012 or
2011.</p>

<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify">&#160;</p>

<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"><font style="font-size: 10pt">For the
year ended December 31, 2012, the decrease in the fair value of securities available for sale was ($606,000), which is included
in other comprehensive income (net of tax benefit of $237,000). For the year ended December 31, 2011, the increase in the fair
value of securities available for sale was $1,418,000, which is included in other comprehensive income (net of taxes of $554,000).
Fair value measurement methods at December 31, 2012 and 2011 are consistent with those used in prior reporting periods</font>.&#160;</p>

<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">&#160;</p>

<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">As discussed in Note 1(p), the Company
is required to disclose estimated fair values for its financial instruments. Fair value estimates as of December 31, 2012 and 2011
and limitations thereon are set forth below for the Company&#146;s financial instruments. See Note 1(p) for a discussion of fair
value methods and assumptions, as well as fair value information for off-balance sheet financial instruments.</p>





<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">&#160;</p>

<table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif">
<tr style="vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: center; font: 10pt Calibri, Helvetica, Sans-Serif; vertical-align: bottom">&#160;</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt">&#160;</td>
    <td colspan="6" nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: center; border-bottom: Black 1pt solid">December 31, 2012</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: bold 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td colspan="6" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif">December 31, 2011</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="font: italic 10pt Calibri, Helvetica, Sans-Serif; text-align: justify">($ in thousands)</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; vertical-align: bottom">Level in <br />
Fair Value <br />
Hierarchy</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: center; border-bottom: Black 1pt solid">Carrying <br />
Amount</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: bold 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: center; border-bottom: Black 1pt solid">Estimated <br />
Fair Value</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: bold 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif">Carrying <br />
Amount</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif">Estimated <br />
Fair Value</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: center; font: 10pt Calibri, Helvetica, Sans-Serif; vertical-align: bottom">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="width: 49%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">Cash and due from banks, noninterest-bearing</td><td nowrap="nowrap" style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="width: 10%; text-align: center; font: 10pt Calibri, Helvetica, Sans-Serif; vertical-align: bottom">Level 1</td><td nowrap="nowrap" style="width: 1%; font: bold 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="width: 1%; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">$</td><td nowrap="nowrap" style="width: 7%; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">96,588</td><td nowrap="nowrap" style="width: 1%; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="width: 1%; font: bold 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="width: 1%; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="width: 7%; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">96,588</td><td nowrap="nowrap" style="width: 1%; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">80,341</td><td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">80,341</td><td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">Due from banks, interest-bearing</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: center; font: 10pt Calibri, Helvetica, Sans-Serif; vertical-align: bottom">Level 1</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">144,919</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">144,919</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">135,218</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">135,218</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">Federal funds sold</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: center; font: 10pt Calibri, Helvetica, Sans-Serif; vertical-align: bottom">Level 1</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">&#151;</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">&#151;</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">608</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">608</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">Securities available for sale</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: center; font: 10pt Calibri, Helvetica, Sans-Serif; vertical-align: bottom">Level 2</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">167,352</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">167,352</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">182,626</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">182,626</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">Securities held to maturity</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: center; font: 10pt Calibri, Helvetica, Sans-Serif; vertical-align: bottom">Level 2</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">56,064</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">61,496</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">57,988</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">62,754</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">Presold mortgages in process of settlement</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: center; font: 10pt Calibri, Helvetica, Sans-Serif; vertical-align: bottom">Level 1</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">8,490</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">8,490</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">6,090</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">6,090</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">Loans - non-covered, net of allowance</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: center; font: 10pt Calibri, Helvetica, Sans-Serif; vertical-align: bottom">Level 3</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">2,052,500</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">1,998,620</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">2,033,542</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">1,987,979</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">Loans - covered, net of allowance</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: center; font: 10pt Calibri, Helvetica, Sans-Serif; vertical-align: bottom">Level 3</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">277,555</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">277,555</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">355,426</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">355,426</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">Loans held for sale</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: center; font: 10pt Calibri, Helvetica, Sans-Serif; vertical-align: bottom">Level 2</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">30,393</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">30,393</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#151;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#151;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">Accrued interest receivable</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: center; font: 10pt Calibri, Helvetica, Sans-Serif; vertical-align: bottom">Level 1</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">10,201</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">10,201</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">11,779</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">11,779</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">FDIC indemnification asset</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: center; font: 10pt Calibri, Helvetica, Sans-Serif; vertical-align: bottom">Level 3</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">102,559</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">100,396</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">121,677</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">121,004</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">Bank-owned life insurance</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: center; font: 10pt Calibri, Helvetica, Sans-Serif; vertical-align: bottom">Level 1</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">27,857</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">27,857</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">2,207</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">2,207</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: center; font: 10pt Calibri, Helvetica, Sans-Serif; vertical-align: bottom">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">Deposits</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: center; font: 10pt Calibri, Helvetica, Sans-Serif; vertical-align: bottom">Level 2</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">2,821,360</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">2,823,989</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">2,755,037</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">2,759,504</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">Securities sold under agreements to repurchase</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: center; font: 10pt Calibri, Helvetica, Sans-Serif; vertical-align: bottom">Level 2</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">&#151;</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">&#151;</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">17,105</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">17,105</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">Borrowings</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: center; font: 10pt Calibri, Helvetica, Sans-Serif; vertical-align: bottom">Level 2</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">46,394</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">20,981</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">133,925</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">106,333</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">Accrued interest payable</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: center; font: 10pt Calibri, Helvetica, Sans-Serif; vertical-align: bottom">Level 2</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">1,299</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">1,299</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">1,872</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">1,872</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
</table>

<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify">&#160;</p>

<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">Fair value estimates are made at a specific
point in time, based on relevant market information and information about the financial instrument. These estimates do not reflect
any premium or discount that could result from offering for sale at one time the Company&#146;s entire holdings of a particular
financial instrument. Because no highly liquid market exists for a significant portion of the Company&#146;s financial instruments,
fair value estimates are based on judgments regarding future expected loss experience, current economic conditions, risk characteristics
of various financial instruments, and other factors. These estimates are subjective in nature and involve uncertainties and matters
of significant judgment and therefore cannot be determined with precision. Changes in assumptions could significantly affect the
estimates.</p>

<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left; text-indent: 0.25in">&#160;</p>

<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">Fair value estimates are based on existing
on- and off-balance sheet financial instruments without attempting to estimate the value of anticipated future business and the
value of assets and liabilities that are not considered financial instruments. Significant assets and liabilities that are not
considered financial assets or liabilities include net premises and equipment, intangible and other assets such as deferred income
taxes, prepaid expense accounts, income taxes currently payable and other various accrued expenses. In addition, the income tax
ramifications related to the realization of the unrealized gains and losses can have a significant effect on fair value estimates
and have not been considered in any of the estimates.&#160;</p><span></span></td>
      </tr>
    </table>
    <div style="display: none;">
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_FBP_FairValueDisclosureAbstract">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>FBP_FairValueDisclosureAbstract</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>FBP_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:stringItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FairValueDisclosuresTextBlock">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The entire disclosure for the fair value of financial instruments (as defined), including financial assets and financial liabilities (collectively, as defined), and the measurements of those instruments as well as disclosures related to the fair value of non-financial assets and liabilities. Such disclosures about the financial instruments, assets, and liabilities would include: (1) the fair value of the required items together with their carrying amounts (as appropriate); (2) for items for which it is not practicable to estimate fair value, disclosure would include: (a) information pertinent to estimating fair value (including, carrying amount, effective interest rate, and maturity, and (b) the reasons why it is not practicable to estimate fair value; (3) significant concentrations of credit risk including: (a) information about the activity, region, or economic characteristics identifying a concentration, (b) the maximum amount of loss the entity is exposed to based on the gross fair value of the related item, (c) policy for requiring collateral or other security and information as to accessing such collateral or security, and (d) the nature and brief description of such collateral or security; (4) quantitative information about market risks and how such risks are managed; (5) for items measured on both a recurring and nonrecurring basis information regarding the inputs used to develop the fair value measurement; and (6) for items presented in the financial statement for which fair value measurement is elected: (a) information necessary to understand the reasons for the election, (b) discussion of the effect of fair value changes on earnings, (c) a description of [similar groups] items for which the election is made and the relation thereof to the balance sheet, the aggregate carrying value of items included in the balance sheet that are not eligible for the election; (7) all other required (as defined) and desired information.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 825<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 16<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7491637&amp;loc=d3e13504-108611<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 107<br><br> -Paragraph 15C, 15D<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 133<br><br> -Paragraph 44A, 44B<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 107<br><br> -Paragraph 15A<br><br> -Subparagraph a-d<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 107<br><br> -Paragraph 3, 10, 14, 15<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 825<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 10<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7491637&amp;loc=d3e13433-108611<br><br><br><br>Reference 7: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 159<br><br> -Paragraph 17-22, 27, 28<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 8: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 825<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 21<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7491637&amp;loc=d3e13537-108611<br><br><br><br>Reference 9: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 107<br><br> -Paragraph 15B<br><br> -Subparagraph a, b<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 10: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 157<br><br> -Paragraph 32, 33, 34<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 11: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 820<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 2<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7578670&amp;loc=d3e19207-110258<br><br><br><br>Reference 12: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 825<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 28<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6957238&amp;loc=d3e14064-108612<br><br><br><br>Reference 13: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 825<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 30<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6957238&amp;loc=d3e14172-108612<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_FairValueDisclosuresTextBlock</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>nonnum:textBlockItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
    </div>
  </body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>130
<FILENAME>R115.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
  <head>
    <META http-equiv="Content-Type" content="text/html; charset=us-ascii">
    <link rel="StyleSheet" type="text/css" href="report.css"><script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script></head>
  <body><span style="display: none;">v2.4.0.6</span><table class="report" border="0" cellspacing="2" id="ID0EB4AE">
      <tr>
        <th class="tl" colspan="1" rowspan="2">
          <div style="width: 200px;"><strong>Fair Value (Details 1) (USD $)<br>In Thousands, unless otherwise specified</strong></div>
        </th>
        <th class="th" colspan="1">12 Months Ended</th>
      </tr>
      <tr>
        <th class="th">
          <div>Dec. 31, 2012</div>
        </th>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Impaired Loans - Covered</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_FBP_ImpairedLoansCoveredFairValueDisclosure', window );">Impaired loans - covered</a></td>
        <td class="nump">$ 12,234<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueMeasurementsValuationTechniques', window );">Valuation technique</a></td>
        <td class="text">Appraised value<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueMeasurementsSignificantAssumptions', window );">Significant unobservable inputs</a></td>
        <td class="text">Discounts to reflect current market conditions, ultimate collectability, and estimated costs to sell<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_FBP_GeneralRangeOfSignificantInputValuesMinimum', window );">General range of significant input values, minimum</a></td>
        <td class="nump">0.00%<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_FBP_GeneralRangeOfSignificantInputValuesMaximum', window );">General range of significant input values, maximum</a></td>
        <td class="nump">49.00%<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Impaired Loans - Non - Covered</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_FBP_ImpairedLoansNonCoveredFairValueDisclosure', window );">Impaired loans - non-covered</a></td>
        <td class="nump">21,021<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueMeasurementsValuationTechniques', window );">Valuation technique</a></td>
        <td class="text">Appraised value<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueMeasurementsSignificantAssumptions', window );">Significant unobservable inputs</a></td>
        <td class="text">Discounts to reflect current market conditions, ultimate collectability, and estimated costs to sell<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_FBP_GeneralRangeOfSignificantInputValuesMinimum', window );">General range of significant input values, minimum</a></td>
        <td class="nump">0.00%<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_FBP_GeneralRangeOfSignificantInputValuesMaximum', window );">General range of significant input values, maximum</a></td>
        <td class="nump">21.00%<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Foreclosed Real Estate - Covered</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_FBP_OtherRealEstateCoveredFairValueDisclosure', window );">Other real estate - covered</a></td>
        <td class="nump">47,290<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueMeasurementsValuationTechniques', window );">Valuation technique</a></td>
        <td class="text">Appraised value<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueMeasurementsSignificantAssumptions', window );">Significant unobservable inputs</a></td>
        <td class="text">Discounts to reflect current market conditions, ultimate collectability, and estimated costs to sell<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_FBP_GeneralRangeOfSignificantInputValuesMinimum', window );">General range of significant input values, minimum</a></td>
        <td class="nump">0.00%<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_FBP_GeneralRangeOfSignificantInputValuesMaximum', window );">General range of significant input values, maximum</a></td>
        <td class="nump">29.00%<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Foreclosed Real Estate - Non-Covered</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_FBP_OtherRealEstateNonCoveredFairValueDisclosure', window );">Other real estate - non-covered</a></td>
        <td class="nump">$ 26,285<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueMeasurementsValuationTechniques', window );">Valuation technique</a></td>
        <td class="text">Appraised value<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueMeasurementsSignificantAssumptions', window );">Significant unobservable inputs</a></td>
        <td class="text">Discounts to reflect current market conditions, ultimate collectability, and estimated costs to sell<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_FBP_GeneralRangeOfSignificantInputValuesMinimum', window );">General range of significant input values, minimum</a></td>
        <td class="nump">0.00%<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_FBP_GeneralRangeOfSignificantInputValuesMaximum', window );">General range of significant input values, maximum</a></td>
        <td class="nump">40.00%<span></span></td>
      </tr>
    </table>
    <div style="display: none;">
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_FBP_GeneralRangeOfSignificantInputValuesMaximum">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The maximum general range of significant unobservable input values.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>FBP_GeneralRangeOfSignificantInputValuesMaximum</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>FBP_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>num:percentItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_FBP_GeneralRangeOfSignificantInputValuesMinimum">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The minimum general range of significant unobservable input values.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>FBP_GeneralRangeOfSignificantInputValuesMinimum</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>FBP_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>num:percentItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_FBP_ImpairedLoansCoveredFairValueDisclosure">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Fair value of impaired loans covered by loss sharing arrangements.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>FBP_ImpairedLoansCoveredFairValueDisclosure</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>FBP_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_FBP_ImpairedLoansNonCoveredFairValueDisclosure">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Fair value of impaired loans not covered by loss sharing arrangements.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>FBP_ImpairedLoansNonCoveredFairValueDisclosure</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>FBP_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_FBP_OtherRealEstateCoveredFairValueDisclosure">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>fair value of other real estate covered by loss sharing agreements.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>FBP_OtherRealEstateCoveredFairValueDisclosure</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>FBP_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_FBP_OtherRealEstateNonCoveredFairValueDisclosure">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Fair value of other real estate not covered by loss sharing agreements.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>FBP_OtherRealEstateNonCoveredFairValueDisclosure</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>FBP_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FairValueMeasurementsSignificantAssumptions">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Description of significant assumptions used by management to measure fair value.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 825<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 10<br><br> -Subparagraph (b)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7491637&amp;loc=d3e13433-108611<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_FairValueMeasurementsSignificantAssumptions</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:stringItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FairValueMeasurementsValuationTechniques">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Description of the inputs and valuation technique(s) used to measure fair value.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 820<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 2<br><br> -Subparagraph (bbb)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7578670&amp;loc=d3e19207-110258<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_FairValueMeasurementsValuationTechniques</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:stringItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
    </div>
  </body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>131
<FILENAME>R26.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
  <head>
    <META http-equiv="Content-Type" content="text/html; charset=us-ascii">
    <link rel="StyleSheet" type="text/css" href="report.css"><script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script></head>
  <body><span style="display: none;">v2.4.0.6</span><table class="report" border="0" cellspacing="2" id="ID0ELE">
      <tr>
        <th class="tl" colspan="1" rowspan="2">
          <div style="width: 200px;"><strong>Shareholders' Equity Transactions<br></strong></div>
        </th>
        <th class="th" colspan="1">12 Months Ended</th>
      </tr>
      <tr>
        <th class="th">
          <div>Dec. 31, 2012</div>
        </th>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_EquityAbstract', window );"><strong>Equity [Abstract]</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_StockholdersEquityNoteDisclosureTextBlock', window );">Shareholders Equity Transactions</a></td>
        <td class="text"><p style="font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"><b>Note 19. Shareholders&#146; Equity
Transactions</b>&#160;</p>

<p style="font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left; text-indent: 0.1in">&#160;</p>

<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left; text-indent: 0"><i>U.S. Treasury Capital
Purchase Program</i></p>

<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">&#160;</p>

<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">On January 9, 2009, the Company completed
the sale of $65 million of Series A preferred stock to the United States Treasury Department (Treasury) under the Treasury&#146;s
Capital Purchase Program. The program was designed to attract broad participation by healthy banking institutions to help stabilize
the financial system and increase lending for the benefit of the U.S. economy.&#160;</p>

<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">&#160;</p>

<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">Under the terms of the stock purchase
agreement, the Treasury received (i)&#160;65,000 shares of fixed rate cumulative perpetual preferred stock with a liquidation value
of $1,000 per share and (ii)&#160;a warrant to purchase 616,308 shares of the Company&#146;s common stock, no par value, in exchange
for $65 million. As discussed below, the Company redeemed this preferred stock in the third quarter of 2011 and repurchased the
common stock warrant in the fourth quarter of 2011.</p>

<p style="font: 10pt Calibri, Helvetica, Sans-Serif; margin: 0">&#160;</p>

<p style="font: 10pt Calibri, Helvetica, Sans-Serif; margin: 0">The Series A preferred stock qualified as Tier 1 capital and its
terms required cumulative dividends at a rate of 5% for the first five years, and 9% thereafter.</p>

<p style="font: 10pt Calibri, Helvetica, Sans-Serif; margin: 0; text-indent: 24.5pt">&#160;</p>

<p style="font: 10pt Calibri, Helvetica, Sans-Serif; margin: 0">The warrant had a 10-year term and became immediately exercisable
upon its issuance, with an exercise price equal to $15.82 per share.</p>

<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">&#160;</p>

<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">&#160;</p>



<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">&#160;</p>

<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">The Company allocated the $65 million
in proceeds to the preferred stock and the common stock warrant based on their relative fair values. To determine the fair value
of the preferred stock, the Company used a discounted cash flow model that assumed redemption of the preferred stock at the end
of year five. The discount rate utilized was 13% and the estimated fair value was determined to be $36.2 million. The fair value
of the common stock warrant was estimated to be $2.8 million using the Black-Scholes option pricing model with the following assumptions:</p>

<p style="font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0.25in">&#160;&#160;&#160;&#160;</p>

<table cellspacing="0" cellpadding="0" align="center" style="font: 10pt Calibri, Helvetica, Sans-Serif; width: 50%; border-collapse: collapse">
<tr style="vertical-align: top; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="width: 65%; text-align: justify; font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif"><font style="font: 10pt Calibri, Helvetica, Sans-Serif">Expected dividend yield</font></td>
    <td nowrap="nowrap" style="width: 35%; text-align: center; font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif"><font style="font: 10pt Calibri, Helvetica, Sans-Serif">4.83%</font></td></tr>
<tr style="vertical-align: top; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif"><font style="font: 10pt Calibri, Helvetica, Sans-Serif">Risk-free interest rate</font></td>
    <td nowrap="nowrap" style="text-align: center; font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif"><font style="font: 10pt Calibri, Helvetica, Sans-Serif">2.48%</font></td></tr>
<tr style="vertical-align: top; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif"><font style="font: 10pt Calibri, Helvetica, Sans-Serif">Expected life</font></td>
    <td nowrap="nowrap" style="text-align: center; font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif"><font style="font: 10pt Calibri, Helvetica, Sans-Serif">10 years</font></td></tr>
<tr style="vertical-align: top; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif"><font style="font: 10pt Calibri, Helvetica, Sans-Serif">Expected volatility</font></td>
    <td nowrap="nowrap" style="text-align: center; font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif"><font style="font: 10pt Calibri, Helvetica, Sans-Serif">35.00%</font></td></tr>
<tr style="vertical-align: top; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif"><font style="font: 10pt Calibri, Helvetica, Sans-Serif">Weighted average fair value</font></td>
    <td nowrap="nowrap" style="text-align: center; font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif"><font style="font: 10pt Calibri, Helvetica, Sans-Serif">$ 4.47</font></td></tr>
</table>
<p style="font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify">&#160;</p>

<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">The aggregate fair value result for both
the preferred stock and the common stock warrant was determined to be $39.0&#160;million, with 7% of this aggregate total attributable
to the warrant and 93% attributable to the preferred stock. Therefore, the $65&#160;million issuance was allocated with $60.4 million
being assigned to the preferred stock and $4.6 million being assigned to the common stock warrant.</p>

<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">&#160;</p>

<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">The $4.6 million difference between the
$65 million face value of the preferred stock and the $60.4 million allocated to it upon issuance was recorded as a discount on
the preferred stock. Until the Company redeemed the preferred stock in the third quarter of 2011 (discussed below), the $4.6&#160;million
discount was being accreted, using the effective interest method, as a reduction in net income available to common shareholders
over a five-year period at approximately $0.8 million to $1.0&#160;million per year.</p>

<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">&#160;</p>

<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">On September 1, 2011, the Company redeemed
the 65,000 shares of outstanding Series A preferred stock from the U.S. Treasury for a redemption price of $65 million, plus unpaid
dividends. The Company funded the majority of this transaction by simultaneously issuing Series B preferred stock to the Treasury
as part of the Small Business Lending Fund (see below).</p>

<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">&#160;</p>

<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">Due to the redemption of the preferred
stock, the Company accreted the remaining discount of $2.3 million during the third quarter of 2011, which resulted in total discount
accretion for 2011 of $2.9 million, which compared to $0.9 million recorded in 2010. Preferred stock discount accretion is deducted
from net income in computing &#147;Net income available to common shareholders.&#148;</p>

<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left; text-indent: 0.25in">&#160;</p>

<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">In November 2011, the Company repurchased
the outstanding common stock warrant from the Treasury for $1.50 per common share, or a total of $924,000.</p>

<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify">&#160;</p>

<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify"><i>Small Business Lending Fund</i></p>

<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0.25in">&#160;</p>

<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify">On September 1, 2011, the Company completed
the sale of $63.5 million of Series B preferred stock to the Secretary of the Treasury under the Small Business Lending Fund (SBLF).
The fund was established under the Small Business Jobs Act of 2010 that was created to encourage lending to small businesses by
providing capital to qualified community banks with assets less than $10 billion.</p>

<p style="font: 10pt Calibri, Helvetica, Sans-Serif; margin: 0">&#160;</p>

<p style="font: 10pt Calibri, Helvetica, Sans-Serif; margin: 0">Under the terms of the stock purchase agreement, the Treasury received
63,500 shares of non-cumulative perpetual preferred stock with a liquidation value of $1,000 per share, in exchange for $63.5 million.</p>

<p style="font: 10pt Calibri, Helvetica, Sans-Serif; margin: 0; text-indent: 0.1in">&#160;</p>

<p style="font: 10pt Calibri, Helvetica, Sans-Serif; margin: 0">The Series B preferred stock qualifies as Tier 1 capital. The dividend
rate, as a percentage of the liquidation amount, can fluctuate on a quarterly basis during the first 10 quarters during which the
Series B preferred stock is outstanding, based upon changes in the level of &#147;Qualified Small Business Lending&#148; or &#147;QSBL&#148;.
For the first nine quarters after issuance, the dividend rate can range from one percent (1%) to five percent (5%) per annum based
upon the increase in QSBL as compared to the baseline. For quarters subsequent to the issuance in 2011, the Company has paid a
dividend rate ranging from 3.0% to 5.0%. Based upon an increase in the level of QSBL over the baseline level calculated under the
terms of the related purchase agreement, the dividend rate for the first quarter of 2013 is expected to be 1.2% and the dividend
rate for the second quarter is expected to be 1.0%, subject to confirmation by Treasury. For the tenth calendar quarter through
four and one half years after issuance, the dividend rate will be fixed at between one percent (1%) and seven percent (7%) based
upon the level of QSBL compared to the baseline. After four and one half years from the issuance, the dividend rate will increase
to nine percent (9%). Subject to regulatory approval, the Company is generally permitted to redeem the Series B preferred shares
at par plus unpaid dividends.</p>

<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify">&#160;</p>



<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify">&#160;</p>

<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify">There was no discount recorded related
to the SBLF preferred stock (because no warrants were issued in connection with this preferred stock issuance), and therefore there
will be no future amounts recorded for preferred stock discount accretion.</p>

<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0.25in">&#160;</p>

<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify">For the twelve months ended December
31, 2012, the Company accrued approximately $2,809,000 in preferred dividend payments. This amount is deducted from net income
in computing &#147;Net income available to common shareholders.&#148;</p>

<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"><b>&#160;</b></p>

<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"><i>Stock Issuance</i></p>

<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">&#160;</p>

<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">On December&#160;21, 2012, the Company
issued 2,656,294 shares of its common stock and 728,706 shares of the Company&#146;s Series C Preferred Stock to certain accredited
investors, each at the price of $10.00 per share, pursuant to a private placement transaction. Net proceeds from this sale of common
and preferred stock were $33.8 million and were used to strengthen and remove risk from the Company&#146;s balance sheet in anticipation
of a planned disposition of certain classified loans and write-down of foreclosed real estate.</p>

<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">&#160;</p>

<p style="font: 10pt Calibri, Helvetica, Sans-Serif; margin: 0">The Series C Preferred Stock qualifies as Tier 1 capital and is
Convertible Perpetual Preferred Stock, with dividend rights equal to the Company&#146;s Common Stock. Each share of Series C Preferred
Stock will automatically convert into one share of Common Stock on the date the holder of Series C Preferred Stock transfers any
shares of Series C Preferred Stock to a non-affiliate of the holder in certain permissible transfers. The Series C Preferred Stock
is non-voting, except in limited circumstances.</p>

<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">&#160;</p>

<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">During the fourth quarter of 2012, the
Company accrued approximately $58,000 in preferred dividend payments for the Series C Preferred Stock.&#160;</p><span></span></td>
      </tr>
    </table>
    <div style="display: none;">
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_EquityAbstract">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_EquityAbstract</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:stringItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_StockholdersEquityNoteDisclosureTextBlock">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The entire disclosure for shareholders' equity, comprised of portions attributable to the parent entity and noncontrolling interest, if any, including other comprehensive income (as applicable).  Including, but not limited to: (1) balances of common stock, preferred stock, additional paid-in capital, other capital and retained earnings; (2) accumulated balance for each classification of other comprehensive income and total amount of comprehensive income; (3) amount and nature of changes in separate accounts, including the number of shares authorized and outstanding, number of shares issued upon exercise and conversion, and for other comprehensive income, the adjustments for reclassifications to net income; (4) rights and privileges of each class of stock authorized; (5) basis of treasury stock, if other than cost, and amounts paid and accounting treatment for treasury stock purchased significantly in excess of market; (6) dividends paid or payable per share and in the aggregate for each class of stock for each period presented; (7) dividend restrictions and accumulated preferred dividends in arrears (in aggregate and per share amount); (8) retained earnings appropriations or restrictions, such as dividend restrictions; (9) impact of change in accounting principle, initial adoption of new accounting principle and correction of an error in previously issued financial statements; (10) shares held in trust for Employee Stock Ownership Plan (ESOP); (11) deferred compensation related to issuance of capital stock; (12) note received for issuance of stock; (13) unamortized discount on shares; (14) description, terms, and number of warrants or rights outstanding; (15) shares under subscription and subscription receivables, effective date of new retained earnings after quasi-reorganization and deficit eliminated by quasi-reorganization and, for a period of at least ten years after the effective date, the point in time from which the new retained dates; and (16) retroactive effective of subsequent change in capital structure.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 04<br><br> -Article 3<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 505<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 5<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6928386&amp;loc=d3e21488-112644<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 02<br><br> -Paragraph 29, 30, 31<br><br> -Article 5<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Staff Accounting Bulletin (SAB)<br><br> -Number Topic 4<br><br> -Section E<br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Glossary Preferred Stock<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6521494<br><br><br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 505<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 11<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6928386&amp;loc=d3e21564-112644<br><br><br><br>Reference 7: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 505<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 4<br><br> -Subparagraph (SAB TOPIC 4.C)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6959260&amp;loc=d3e187143-122770<br><br><br><br>Reference 8: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 505<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 4<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6928386&amp;loc=d3e21484-112644<br><br><br><br>Reference 9: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 505<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 3<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6928386&amp;loc=d3e21475-112644<br><br><br><br>Reference 10: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 505<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 6<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6928386&amp;loc=d3e21506-112644<br><br><br><br>Reference 11: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 505<br><br> -SubTopic 30<br><br> -Section 50<br><br> -Paragraph 2<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6405834&amp;loc=d3e23285-112656<br><br><br><br>Reference 12: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher AICPA<br><br> -Name Accounting Research Bulletin (ARB)<br><br> -Number 43<br><br> -Section B<br><br> -Paragraph 7, 11A<br><br> -Chapter 1<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 13: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Staff Accounting Bulletin (SAB)<br><br> -Number Topic 4<br><br> -Section C<br><br><br><br>Reference 14: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 505<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 2<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6928386&amp;loc=d3e21463-112644<br><br><br><br>Reference 15: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 08<br><br> -Paragraph d<br><br> -Article 4<br><br><br><br>Reference 16: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 210<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.5-02.29-31)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br><br><br>Reference 17: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 310<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 2<br><br> -Subparagraph (SAB TOPIC 4.E)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6228006&amp;loc=d3e74512-122707<br><br><br><br>Reference 18: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 5<br><br> -Paragraph 15<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 19: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 505<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.3-04)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6959260&amp;loc=d3e187085-122770<br><br><br><br>Reference 20: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 129<br><br> -Paragraph 2, 3, 4, 5, 6, 7, 8<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 21: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher AICPA<br><br> -Name Accounting Principles Board Opinion (APB)<br><br> -Number 12<br><br> -Paragraph 10<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 22: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 235<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.4-08.(d),(e))<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6881521&amp;loc=d3e23780-122690<br><br><br><br>Reference 23: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 08<br><br> -Article 4<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_StockholdersEquityNoteDisclosureTextBlock</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>nonnum:textBlockItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
    </div>
  </body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>132
<FILENAME>R95.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
  <head>
    <META http-equiv="Content-Type" content="text/html; charset=us-ascii">
    <link rel="StyleSheet" type="text/css" href="report.css"><script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script></head>
  <body><span style="display: none;">v2.4.0.6</span><table class="report" border="0" cellspacing="2" id="ID0E3KAE">
      <tr>
        <th class="tl" colspan="1" rowspan="2">
          <div style="width: 200px;"><strong>Employee Benefit Plans (Details 3) (USD $)<br>In Thousands, unless otherwise specified</strong></div>
        </th>
        <th class="th" colspan="3">12 Months Ended</th>
      </tr>
      <tr>
        <th class="th">
          <div>Dec. 31, 2012</div>
        </th>
        <th class="th">
          <div>Dec. 31, 2011</div>
        </th>
        <th class="th">
          <div>Dec. 31, 2010</div>
        </th>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_OtherComprehensiveIncomeLossPensionAndOtherPostretirementBenefitPlansNetUnamortizedGainLossArisingDuringPeriodBeforeTax', window );">Net (gain) loss arising during period</a></td>
        <td class="nump">$ 13,975<span></span></td>
        <td class="num">$ (7,798)<span></span></td>
        <td class="num">$ (2,307)<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Pension Plan</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AccumulatedOtherComprehensiveIncomeLossDefinedBenefitPensionAndOtherPostretirementPlansNetOfTax', window );">Accumulated other comprehensive loss at beginning of fiscal year</a></td>
        <td class="nump">9,855<span></span></td>
        <td class="nump">5,432<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_OtherComprehensiveIncomeLossPensionAndOtherPostretirementBenefitPlansNetUnamortizedGainLossArisingDuringPeriodBeforeTax', window );">Net (gain) loss arising during period</a></td>
        <td class="num">(12,288)<span></span></td>
        <td class="nump">7,707<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DefinedBenefitPlanAmountsRecognizedInOtherComprehensiveIncomeNetPriorServiceCostCreditBeforeTax', window );">Prior service cost</a></td>
        <td class="num">(32)<span></span></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_OtherComprehensiveIncomeReclassificationOfDefinedBenefitPlanNetTransitionAssetObligationRecognizedInNetPeriodicBenefitCostBeforeTax', window );">Transition Obligation</a></td>
        <td class="num">(30)<span></span></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_FBP_AmortizationOfUnrecognizedActuarialLoss', window );">Amortization of unrecognized actuarial loss</a></td>
        <td class="num">(545)<span></span></td>
        <td class="num">(382)<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_FBP_AmortizationOfPriorServiceCostAndTransitionObligation', window );">Amortization of prior service cost and transition obligation</a></td>
        <td class="num">(14)<span></span></td>
        <td class="num">(13)<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_OtherComprehensiveIncomeDefinedBenefitPlansTaxPortionAttributableToParent', window );">Tax expense (benefit) of changes during the year, net</a></td>
        <td class="nump">5,117<span></span></td>
        <td class="num">(2,889)<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AccumulatedOtherComprehensiveIncomeLossDefinedBenefitPensionAndOtherPostretirementPlansNetOfTax', window );">Accumulated other comprehensive loss at end of fiscal year</a></td>
        <td class="nump">$ 2,063<span></span></td>
        <td class="nump">$ 9,855<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
    </table>
    <div style="display: none;">
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_FBP_AmortizationOfPriorServiceCostAndTransitionObligation">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The before tax amount of amortization of prior service cost and transition obligation.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>FBP_AmortizationOfPriorServiceCostAndTransitionObligation</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>FBP_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_FBP_AmortizationOfUnrecognizedActuarialLoss">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The before tax amount of unrecognized actuarial loss.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>FBP_AmortizationOfUnrecognizedActuarialLoss</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>FBP_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AccumulatedOtherComprehensiveIncomeLossDefinedBenefitPensionAndOtherPostretirementPlansNetOfTax">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The total of net gain (loss), prior service cost (credit), and transition assets (obligations), as well as minimum pension liability if still remaining, included in accumulated other comprehensive income associated with a defined benefit pension or other postretirement plan(s) because they have yet to be recognized as components of net periodic benefit cost.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 158<br><br> -Paragraph 7<br><br> -Subparagraph c<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 220<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 11<br><br> -URI http://asc.fasb.org/extlink&amp;oid=20435746&amp;loc=d3e637-108580<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 220<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 14A<br><br> -URI http://asc.fasb.org/extlink&amp;oid=20435746&amp;loc=SL7669686-108580<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 220<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 14<br><br> -URI http://asc.fasb.org/extlink&amp;oid=20435746&amp;loc=d3e681-108580<br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 132R<br><br> -Paragraph 5<br><br> -Subparagraph i<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 715<br><br> -SubTopic 20<br><br> -Section 50<br><br> -Paragraph 1<br><br> -Subparagraph (i)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=21915506&amp;loc=d3e1928-114920<br><br><br><br>Reference 7: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 220<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 10A<br><br> -Subparagraph (j-k)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=20435746&amp;loc=SL7669646-108580<br><br><br><br>Reference 8: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 130<br><br> -Paragraph 26<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_AccumulatedOtherComprehensiveIncomeLossDefinedBenefitPensionAndOtherPostretirementPlansNetOfTax</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DefinedBenefitPlanAmountsRecognizedInOtherComprehensiveIncomeNetPriorServiceCostCreditBeforeTax">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Before tax amount, net of reclassification adjustments, of the benefit improvement costs resulting from a plan amendment that occurred that has not been recognized in net periodic benefit cost.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 158<br><br> -Paragraph 7<br><br> -Subparagraph a<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 715<br><br> -SubTopic 20<br><br> -Section 50<br><br> -Paragraph 1<br><br> -Subparagraph (i)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=21915506&amp;loc=d3e1928-114920<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 132R<br><br> -Paragraph 5<br><br> -Subparagraph i<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 220<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 10A<br><br> -Subparagraph (j)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=20435746&amp;loc=SL7669646-108580<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_DefinedBenefitPlanAmountsRecognizedInOtherComprehensiveIncomeNetPriorServiceCostCreditBeforeTax</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_OtherComprehensiveIncomeDefinedBenefitPlansTaxPortionAttributableToParent">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Tax effect, net of reclassification adjustments, of the change in accumulated other comprehensive income (loss) related to pension and other postretirement benefit plans, attributable to the parent entity.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 810<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 19<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7656940&amp;loc=SL4569616-111683<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher AICPA<br><br> -Name Accounting Research Bulletin (ARB)<br><br> -Number 51<br><br> -Paragraph 29<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher AICPA<br><br> -Name Accounting Research Bulletin (ARB)<br><br> -Number 51<br><br> -Paragraph 38<br><br> -Subparagraph c(3)<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 810<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 1A<br><br> -Subparagraph (c)(3)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=18733093&amp;loc=SL4573702-111684<br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher AICPA<br><br> -Name Accounting Research Bulletin (ARB)<br><br> -Number 51<br><br> -Paragraph 30<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 810<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 20<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7656940&amp;loc=SL4569643-111683<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_OtherComprehensiveIncomeDefinedBenefitPlansTaxPortionAttributableToParent</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_OtherComprehensiveIncomeLossPensionAndOtherPostretirementBenefitPlansNetUnamortizedGainLossArisingDuringPeriodBeforeTax">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Before tax amount of the (increase) decrease in the value of the projected benefit obligation and the increase (decrease) in the value of the plan assets resulting from experience different from that assumed or from a change in an actuarial assumption that has not been recognized in net periodic benefit cost.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 220<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 11<br><br> -URI http://asc.fasb.org/extlink&amp;oid=20435746&amp;loc=d3e637-108580<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 220<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 10A<br><br> -Subparagraph (i)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=20435746&amp;loc=SL7669646-108580<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 715<br><br> -SubTopic 20<br><br> -Section 50<br><br> -Paragraph 1<br><br> -Subparagraph (a)(4)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=21915506&amp;loc=d3e1928-114920<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_OtherComprehensiveIncomeLossPensionAndOtherPostretirementBenefitPlansNetUnamortizedGainLossArisingDuringPeriodBeforeTax</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_OtherComprehensiveIncomeReclassificationOfDefinedBenefitPlanNetTransitionAssetObligationRecognizedInNetPeriodicBenefitCostBeforeTax">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Before tax amount of the income statement impact of the reclassification adjustment for the net transition asset (obligation) recognized as a component of net periodic benefit cost.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 220<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 17<br><br> -URI http://asc.fasb.org/extlink&amp;oid=20435746&amp;loc=d3e716-108580<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 220<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 16<br><br> -URI http://asc.fasb.org/extlink&amp;oid=20435746&amp;loc=d3e709-108580<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 220<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 11<br><br> -URI http://asc.fasb.org/extlink&amp;oid=20435746&amp;loc=d3e637-108580<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 715<br><br> -SubTopic 20<br><br> -Section 50<br><br> -Paragraph 1<br><br> -Subparagraph (j)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=21915506&amp;loc=d3e1928-114920<br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 505<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.3-04)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6959260&amp;loc=d3e187085-122770<br><br><br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 220<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 15<br><br> -URI http://asc.fasb.org/extlink&amp;oid=20435746&amp;loc=d3e689-108580<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_OtherComprehensiveIncomeReclassificationOfDefinedBenefitPlanNetTransitionAssetObligationRecognizedInNetPeriodicBenefitCostBeforeTax</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
    </div>
  </body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>133
<FILENAME>R49.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
  <head>
    <META http-equiv="Content-Type" content="text/html; charset=us-ascii">
    <link rel="StyleSheet" type="text/css" href="report.css"><script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script></head>
  <body><span style="display: none;">v2.4.0.6</span><table class="report" border="0" cellspacing="2" id="ID0EXFAE">
      <tr>
        <th class="tl" colspan="1" rowspan="2">
          <div style="width: 200px;"><strong>Summary of Significant Accounting Policies (Details) (USD $)<br>In Thousands, except Share data, unless otherwise specified</strong></div>
        </th>
        <th class="th" colspan="3">12 Months Ended</th>
      </tr>
      <tr>
        <th class="th">
          <div>Dec. 31, 2012</div>
        </th>
        <th class="th">
          <div>Dec. 31, 2011</div>
        </th>
        <th class="th">
          <div>Dec. 31, 2010</div>
        </th>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_EarningsPerShareBasicAbstract', window );"><strong>Basic EPS</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NetIncomeLossAvailableToCommonStockholdersBasic', window );">Net income (loss) available to common shareholders</a></td>
        <td class="num">$ (26,215)<span></span></td>
        <td class="nump">$ 7,476<span></span></td>
        <td class="nump">$ 5,875<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_WeightedAverageNumberOfSharesOutstandingBasic', window );">Shares (denominator)</a></td>
        <td class="nump">17,049,513<span></span></td>
        <td class="nump">16,856,072<span></span></td>
        <td class="nump">16,764,879<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_EarningsPerShareBasic', window );">Basic EPS</a></td>
        <td class="num">$ (1.54)<span></span></td>
        <td class="nump">$ 0.44<span></span></td>
        <td class="nump">$ 0.35<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_EarningsPerShareDilutedAbstract', window );"><strong>Diluted EPS per common share</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_WeightedAverageNumberDilutedSharesOutstandingAdjustment', window );">Effect of Dilutive Securities</a></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
        <td class="nump">27,172<span></span></td>
        <td class="nump">28,771<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NetIncomeLossAvailableToCommonStockholdersDiluted', window );">Income (numerator)</a></td>
        <td class="num">$ (26,215)<span></span></td>
        <td class="nump">$ 7,476<span></span></td>
        <td class="nump">$ 5,875<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_WeightedAverageNumberOfDilutedSharesOutstanding', window );">Shares (denominator)</a></td>
        <td class="nump">17,049,513<span></span></td>
        <td class="nump">16,883,244<span></span></td>
        <td class="nump">16,793,650<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_EarningsPerShareDiluted', window );">Diluted EPS per common share</a></td>
        <td class="num">$ (1.54)<span></span></td>
        <td class="nump">$ 0.44<span></span></td>
        <td class="nump">$ 0.35<span></span></td>
      </tr>
    </table>
    <div style="display: none;">
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_EarningsPerShareBasic">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The amount of net income (loss) for the period per each share of common stock or unit outstanding during the reporting period.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 04<br><br> -Paragraph 21<br><br> -Article 9<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 128<br><br> -Paragraph 36, 37, 38<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 260<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 1<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6371337&amp;loc=d3e3550-109257<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 225<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.9-04.23)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6879574&amp;loc=d3e536633-122882<br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 225<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 2<br><br> -Subparagraph (SX 210.5-03.21)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6880815&amp;loc=d3e20235-122688<br><br><br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 944<br><br> -SubTopic 225<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.7-04.19)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6879464&amp;loc=d3e573970-122913<br><br><br><br>Reference 7: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Emerging Issues Task Force (EITF)<br><br> -Number 07-4<br><br> -Paragraph 4<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 8: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 260<br><br> -SubTopic 10<br><br> -Section 55<br><br> -Paragraph 52<br><br> -URI http://asc.fasb.org/extlink&amp;oid=16381557&amp;loc=d3e4984-109258<br><br><br><br>Reference 9: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 04<br><br> -Paragraph 18<br><br> -Article 7<br><br><br><br>Reference 10: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 260<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 2<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7655603&amp;loc=d3e1252-109256<br><br><br><br>Reference 11: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 03<br><br> -Paragraph 20<br><br> -Article 5<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_EarningsPerShareBasic</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>num:perShareItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_EarningsPerShareBasicAbstract">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_EarningsPerShareBasicAbstract</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:stringItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_EarningsPerShareDiluted">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The amount of net income (loss) for the period available to each share of common stock or common unit outstanding during the reporting period and to each share or unit that would have been outstanding assuming the issuance of common shares or units for all dilutive potential common shares or units outstanding during the reporting period.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 04<br><br> -Paragraph 18<br><br> -Article 7<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 128<br><br> -Paragraph 11, 12, 36<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Emerging Issues Task Force (EITF)<br><br> -Number 07-4<br><br> -Paragraph 4<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 03<br><br> -Paragraph 20<br><br> -Article 5<br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 225<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 2<br><br> -Subparagraph (SX 210.5-03.21)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6880815&amp;loc=d3e20235-122688<br><br><br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 260<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 2<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7655603&amp;loc=d3e1252-109256<br><br><br><br>Reference 7: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 04<br><br> -Paragraph 21<br><br> -Article 9<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_EarningsPerShareDiluted</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>num:perShareItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_EarningsPerShareDilutedAbstract">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_EarningsPerShareDilutedAbstract</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:stringItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_NetIncomeLossAvailableToCommonStockholdersBasic">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Net income after adjustments for dividends on preferred stock (declared in the period) and/or cumulative preferred stock (accumulated for the period).</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 260<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 11<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7655603&amp;loc=d3e1377-109256<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 128<br><br> -Paragraph 9<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_NetIncomeLossAvailableToCommonStockholdersBasic</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_NetIncomeLossAvailableToCommonStockholdersDiluted">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Net Income or Loss Available to Common Stockholders plus adjustments resulting from the assumption that dilutive convertible securities were converted, options or warrants were exercised, or that other shares were issued upon the satisfaction of certain conditions.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 260<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 16<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7655603&amp;loc=d3e1505-109256<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 260<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 11<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7655603&amp;loc=d3e1377-109256<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 128<br><br> -Paragraph 11, 12<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_NetIncomeLossAvailableToCommonStockholdersDiluted</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_WeightedAverageNumberDilutedSharesOutstandingAdjustment">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The sum of dilutive potential common shares or units used in the calculation of the diluted per-share or per-unit computation.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 260<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 1<br><br> -Subparagraph (a)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6371337&amp;loc=d3e3550-109257<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Emerging Issues Task Force (EITF)<br><br> -Number 07-4<br><br> -Paragraph 4<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 128<br><br> -Paragraph 40<br><br> -Subparagraph a<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_WeightedAverageNumberDilutedSharesOutstandingAdjustment</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:sharesItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_WeightedAverageNumberOfDilutedSharesOutstanding">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The average number of shares or units issued and outstanding that are used in calculating diluted EPS or earnings per unit (EPU), determined based on the timing of issuance of shares or units in the period.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 128<br><br> -Paragraph 40<br><br> -Subparagraph a<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 128<br><br> -Paragraph 8<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 260<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 1<br><br> -Subparagraph (a)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6371337&amp;loc=d3e3550-109257<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Emerging Issues Task Force (EITF)<br><br> -Number 07-4<br><br> -Paragraph 4<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 260<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 16<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7655603&amp;loc=d3e1505-109256<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_WeightedAverageNumberOfDilutedSharesOutstanding</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:sharesItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_WeightedAverageNumberOfSharesOutstandingBasic">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Number of [basic] shares or units, after adjustment for contingently issuable shares or units and other shares or units not deemed outstanding, determined by relating the portion of time within a reporting period that common shares or units have been outstanding to the total time in that period.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 128<br><br> -Paragraph 40<br><br> -Subparagraph a<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 260<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 10<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7655603&amp;loc=d3e1448-109256<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 260<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 1<br><br> -Subparagraph (a)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6371337&amp;loc=d3e3550-109257<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 128<br><br> -Paragraph 8<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Emerging Issues Task Force (EITF)<br><br> -Number 07-4<br><br> -Paragraph 4<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 128<br><br> -Paragraph 171<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 7: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Glossary Weighted-Average Number of Common Shares Outstanding<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6528421<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_WeightedAverageNumberOfSharesOutstandingBasic</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:sharesItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
    </div>
  </body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>134
<FILENAME>R105.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
  <head>
    <META http-equiv="Content-Type" content="text/html; charset=us-ascii">
    <link rel="StyleSheet" type="text/css" href="report.css"><script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script></head>
  <body><span style="display: none;">v2.4.0.6</span><table class="report" border="0" cellspacing="2" id="ID0EMIAE">
      <tr>
        <th class="tl" colspan="1" rowspan="2">
          <div style="width: 200px;"><strong>Employee Benefit Plans (Details 13) (USD $)<br>In Thousands, unless otherwise specified</strong></div>
        </th>
        <th class="th" colspan="3">12 Months Ended</th>
      </tr>
      <tr>
        <th class="th">
          <div>Dec. 31, 2012</div>
        </th>
        <th class="th">
          <div>Dec. 31, 2011</div>
        </th>
        <th class="th">
          <div>Dec. 31, 2010</div>
        </th>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_OtherComprehensiveIncomeLossPensionAndOtherPostretirementBenefitPlansNetUnamortizedGainLossArisingDuringPeriodBeforeTax', window );">Net (gain) loss arising during period</a></td>
        <td class="nump">$ 13,975<span></span></td>
        <td class="num">$ (7,798)<span></span></td>
        <td class="num">$ (2,307)<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">SERP</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AccumulatedOtherComprehensiveIncomeLossDefinedBenefitPensionAndOtherPostretirementPlansNetOfTax', window );">Accumulated other comprehensive loss at beginning of fiscal year</a></td>
        <td class="nump">1,203<span></span></td>
        <td class="nump">1,165<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_OtherComprehensiveIncomeLossPensionAndOtherPostretirementBenefitPlansNetUnamortizedGainLossArisingDuringPeriodBeforeTax', window );">Net (gain) loss arising during period</a></td>
        <td class="num">(1,687)<span></span></td>
        <td class="nump">93<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DefinedBenefitPlanAmountsRecognizedInOtherComprehensiveIncomeNetPriorServiceCostCreditBeforeTax', window );">Prior service cost</a></td>
        <td class="num">(83)<span></span></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_FBP_AmortizationOfUnrecognizedActuarialLoss', window );">Amortization of unrecognized actuarial loss</a></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
        <td class="num">(12)<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_FBP_AmortizationOfPriorServiceCostAndTransitionObligation', window );">Amortization of prior service cost and transition obligation</a></td>
        <td class="num">(19)<span></span></td>
        <td class="num">(19)<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_OtherComprehensiveIncomeDefinedBenefitPlansTaxPortionAttributableToParent', window );">Tax expense (benefit) of changes during the year, net</a></td>
        <td class="nump">706<span></span></td>
        <td class="num">(24)<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AccumulatedOtherComprehensiveIncomeLossDefinedBenefitPensionAndOtherPostretirementPlansNetOfTax', window );">Accumulated other comprehensive loss at end of fiscal year</a></td>
        <td class="nump">$ 120<span></span></td>
        <td class="nump">$ 1,203<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
    </table>
    <div style="display: none;">
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_FBP_AmortizationOfPriorServiceCostAndTransitionObligation">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The before tax amount of amortization of prior service cost and transition obligation.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>FBP_AmortizationOfPriorServiceCostAndTransitionObligation</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>FBP_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_FBP_AmortizationOfUnrecognizedActuarialLoss">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The before tax amount of unrecognized actuarial loss.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>FBP_AmortizationOfUnrecognizedActuarialLoss</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>FBP_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AccumulatedOtherComprehensiveIncomeLossDefinedBenefitPensionAndOtherPostretirementPlansNetOfTax">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The total of net gain (loss), prior service cost (credit), and transition assets (obligations), as well as minimum pension liability if still remaining, included in accumulated other comprehensive income associated with a defined benefit pension or other postretirement plan(s) because they have yet to be recognized as components of net periodic benefit cost.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 158<br><br> -Paragraph 7<br><br> -Subparagraph c<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 220<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 11<br><br> -URI http://asc.fasb.org/extlink&amp;oid=20435746&amp;loc=d3e637-108580<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 220<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 14A<br><br> -URI http://asc.fasb.org/extlink&amp;oid=20435746&amp;loc=SL7669686-108580<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 220<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 14<br><br> -URI http://asc.fasb.org/extlink&amp;oid=20435746&amp;loc=d3e681-108580<br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 132R<br><br> -Paragraph 5<br><br> -Subparagraph i<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 715<br><br> -SubTopic 20<br><br> -Section 50<br><br> -Paragraph 1<br><br> -Subparagraph (i)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=21915506&amp;loc=d3e1928-114920<br><br><br><br>Reference 7: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 220<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 10A<br><br> -Subparagraph (j-k)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=20435746&amp;loc=SL7669646-108580<br><br><br><br>Reference 8: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 130<br><br> -Paragraph 26<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_AccumulatedOtherComprehensiveIncomeLossDefinedBenefitPensionAndOtherPostretirementPlansNetOfTax</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DefinedBenefitPlanAmountsRecognizedInOtherComprehensiveIncomeNetPriorServiceCostCreditBeforeTax">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Before tax amount, net of reclassification adjustments, of the benefit improvement costs resulting from a plan amendment that occurred that has not been recognized in net periodic benefit cost.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 158<br><br> -Paragraph 7<br><br> -Subparagraph a<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 715<br><br> -SubTopic 20<br><br> -Section 50<br><br> -Paragraph 1<br><br> -Subparagraph (i)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=21915506&amp;loc=d3e1928-114920<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 132R<br><br> -Paragraph 5<br><br> -Subparagraph i<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 220<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 10A<br><br> -Subparagraph (j)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=20435746&amp;loc=SL7669646-108580<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_DefinedBenefitPlanAmountsRecognizedInOtherComprehensiveIncomeNetPriorServiceCostCreditBeforeTax</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_OtherComprehensiveIncomeDefinedBenefitPlansTaxPortionAttributableToParent">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Tax effect, net of reclassification adjustments, of the change in accumulated other comprehensive income (loss) related to pension and other postretirement benefit plans, attributable to the parent entity.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 810<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 19<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7656940&amp;loc=SL4569616-111683<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher AICPA<br><br> -Name Accounting Research Bulletin (ARB)<br><br> -Number 51<br><br> -Paragraph 29<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher AICPA<br><br> -Name Accounting Research Bulletin (ARB)<br><br> -Number 51<br><br> -Paragraph 38<br><br> -Subparagraph c(3)<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 810<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 1A<br><br> -Subparagraph (c)(3)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=18733093&amp;loc=SL4573702-111684<br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher AICPA<br><br> -Name Accounting Research Bulletin (ARB)<br><br> -Number 51<br><br> -Paragraph 30<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 810<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 20<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7656940&amp;loc=SL4569643-111683<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_OtherComprehensiveIncomeDefinedBenefitPlansTaxPortionAttributableToParent</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_OtherComprehensiveIncomeLossPensionAndOtherPostretirementBenefitPlansNetUnamortizedGainLossArisingDuringPeriodBeforeTax">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Before tax amount of the (increase) decrease in the value of the projected benefit obligation and the increase (decrease) in the value of the plan assets resulting from experience different from that assumed or from a change in an actuarial assumption that has not been recognized in net periodic benefit cost.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 220<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 11<br><br> -URI http://asc.fasb.org/extlink&amp;oid=20435746&amp;loc=d3e637-108580<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 220<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 10A<br><br> -Subparagraph (i)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=20435746&amp;loc=SL7669646-108580<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 715<br><br> -SubTopic 20<br><br> -Section 50<br><br> -Paragraph 1<br><br> -Subparagraph (a)(4)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=21915506&amp;loc=d3e1928-114920<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_OtherComprehensiveIncomeLossPensionAndOtherPostretirementBenefitPlansNetUnamortizedGainLossArisingDuringPeriodBeforeTax</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
    </div>
  </body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>135
<FILENAME>R41.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
  <head>
    <META http-equiv="Content-Type" content="text/html; charset=us-ascii">
    <link rel="StyleSheet" type="text/css" href="report.css"><script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script></head>
  <body><span style="display: none;">v2.4.0.6</span><table class="report" border="0" cellspacing="2" id="ID0EZF">
      <tr>
        <th class="tl" colspan="1" rowspan="2">
          <div style="width: 200px;"><strong>Commitments, Contingencies, and Concentrations of Credit Risk (Tables)<br></strong></div>
        </th>
        <th class="th" colspan="1">12 Months Ended</th>
      </tr>
      <tr>
        <th class="th">
          <div>Dec. 31, 2012</div>
        </th>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_CommitmentsAndContingenciesDisclosureAbstract', window );"><strong>Commitments and Contingencies Disclosure [Abstract]</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_FBP_OutstandingLoanCommitmentsTableTextBlock', window );">Outstanding loan commitments</a></td>
        <td class="text"><p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"></p>

<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">&#160;</p>

<table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif">
<tr style="vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="font: italic 10pt Calibri, Helvetica, Sans-Serif; text-align: justify">($ in millions)</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="text-align: center; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="text-align: center; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="text-align: center; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif; border-bottom: Black 1pt solid">Type of Commitment</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif">Fixed Rate</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif">Variable Rate</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif">Total</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="width: 70%; text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">Outstanding closed-end loan commitments</td><td nowrap="nowrap" style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">$</td><td nowrap="nowrap" style="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">66</td><td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">258</td><td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">324</td><td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">Unfunded commitments on revolving lines of credit, <br />
&#160;&#160;credit cards and home equity loans</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">33</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">184</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">217</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;&#160;&#160;&#160;&#160;Total</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">$</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">99</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">442</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">541</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
</table>

<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">&#160;</p>

<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">&#160;</p><span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_FBP_MaximumCreditRiskTableTextBlock', window );">Maximum credit risk</a></td>
        <td class="text"><p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"></p>

<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left; text-indent: 0.25in">&#160;</p>

<table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif">
<tr style="vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif"><p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: center">(<i>$ in thousands</i>)</p> <p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">Issuer</p></td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif">Amortized Cost</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif">Fair Value</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="width: 80%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">Ginnie Mae - mortgage-backed securities</td><td nowrap="nowrap" style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">$</td><td nowrap="nowrap" style="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">83,950</td><td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">86,353</td><td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">Small Business Administration</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">55,034</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">55,710</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">Federal Home Loan Bank System - bonds</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">9,000</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">9,088</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">Federal Home Loan Bank of Atlanta&#160;&#160;- common stock</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">4,934</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">4,934</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">Craven County, North Carolina municipal bond</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">3,643</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">4,029</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">First Citizens Bancorp (South Carolina) &#150; bond / trust preferred securities</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">3,998</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">3,813</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">Fannie Mae - mortgage-backed securities and collateralized mortgage obligations</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">3,701</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">3,987</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">Spartanburg, South Carolina Sanitary Sewer District municipal bond</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">3,293</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">3,662</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">Richmond County, North Carolina municipal bond</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">2,608</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">2,860</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">Federal Farm Credit bonds</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">2,500</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">2,508</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">South Carolina State municipal bond</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">2,133</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">2,384</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">Virginia State Housing Authority municipal bond</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">2,162</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">2,371</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
</table>

<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">&#160;</p>

<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">&#160;</p><span></span></td>
      </tr>
    </table>
    <div style="display: none;">
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_FBP_MaximumCreditRiskTableTextBlock">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The tabular disclosure formaximum credit risk.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>FBP_MaximumCreditRiskTableTextBlock</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>FBP_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>nonnum:textBlockItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_FBP_OutstandingLoanCommitmentsTableTextBlock">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The tabular disclosure for outstanding loan commitments.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>FBP_OutstandingLoanCommitmentsTableTextBlock</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>FBP_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>nonnum:textBlockItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_CommitmentsAndContingenciesDisclosureAbstract">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_CommitmentsAndContingenciesDisclosureAbstract</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:stringItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
    </div>
  </body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>136
<FILENAME>R107.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
  <head>
    <META http-equiv="Content-Type" content="text/html; charset=us-ascii">
    <link rel="StyleSheet" type="text/css" href="report.css"><script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script></head>
  <body><span style="display: none;">v2.4.0.6</span><table class="report" border="0" cellspacing="2" id="ID0EEOAC">
      <tr>
        <th class="tl" colspan="1" rowspan="2">
          <div style="width: 200px;"><strong>Employee Benefit Plans (Details 15) (SERP, USD $)<br>In Thousands, unless otherwise specified</strong></div>
        </th>
        <th class="th" colspan="3">12 Months Ended</th>
      </tr>
      <tr>
        <th class="th">
          <div>Dec. 31, 2012</div>
        </th>
        <th class="th">
          <div>Dec. 31, 2011</div>
        </th>
        <th class="th">
          <div>Dec. 31, 2010</div>
        </th>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">SERP</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DefinedBenefitPlanServiceCost', window );">Service cost - benefits earned during the period</a></td>
        <td class="nump">$ 303<span></span></td>
        <td class="nump">$ 292<span></span></td>
        <td class="nump">$ 408<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DefinedBenefitPlanInterestCost', window );">Interest cost on projected benefit obligation</a></td>
        <td class="nump">280<span></span></td>
        <td class="nump">351<span></span></td>
        <td class="nump">377<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DefinedBenefitPlanAmortizationOfGainsLosses', window );">Net amortization and deferral</a></td>
        <td class="nump">19<span></span></td>
        <td class="nump">30<span></span></td>
        <td class="nump">100<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DefinedBenefitPlanNetPeriodicBenefitCost', window );">Net periodic pension cost</a></td>
        <td class="nump">$ 602<span></span></td>
        <td class="nump">$ 673<span></span></td>
        <td class="nump">$ 885<span></span></td>
      </tr>
    </table>
    <div style="display: none;">
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DefinedBenefitPlanAmortizationOfGainsLosses">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The amount of gains or losses recognized in net periodic benefit cost.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 132R<br><br> -Paragraph 5<br><br> -Subparagraph h<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 715<br><br> -SubTopic 20<br><br> -Section 50<br><br> -Paragraph 1<br><br> -Subparagraph (h)(4)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=21915506&amp;loc=d3e1928-114920<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_DefinedBenefitPlanAmortizationOfGainsLosses</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DefinedBenefitPlanInterestCost">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The increase in a defined benefit pension plan's projected benefit obligation or a defined benefit postretirement plan's accumulated postretirement benefit obligation due to the passage of time.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 715<br><br> -SubTopic 20<br><br> -Section 50<br><br> -Paragraph 1<br><br> -Subparagraph (a)(2)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=21915506&amp;loc=d3e1928-114920<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 132R<br><br> -Paragraph 5<br><br> -Subparagraph a, h<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 87<br><br> -Paragraph 264<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 106<br><br> -Paragraph 518<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 715<br><br> -SubTopic 20<br><br> -Section 50<br><br> -Paragraph 1<br><br> -Subparagraph (h)(2)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=21915506&amp;loc=d3e1928-114920<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_DefinedBenefitPlanInterestCost</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DefinedBenefitPlanNetPeriodicBenefitCost">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The total amount of net periodic benefit cost for defined benefit plans for the period. Periodic benefit costs include the following components: service cost, interest cost, expected return on plan assets, gain (loss), prior service cost or credit, transition asset or obligation, and gain (loss) due to settlements or curtailments.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 132R<br><br> -Paragraph 5<br><br> -Subparagraph h<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 715<br><br> -SubTopic 20<br><br> -Section 50<br><br> -Paragraph 1<br><br> -Subparagraph (h)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=21915506&amp;loc=d3e1928-114920<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_DefinedBenefitPlanNetPeriodicBenefitCost</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DefinedBenefitPlanServiceCost">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The actuarial present value of benefits attributed by the pension benefit formula to services rendered by employees during the period. The portion of the expected postretirement benefit obligation attributed to employee service during the period. The service cost component is a portion of the benefit obligation and is unaffected by the funded status of the plan.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 132R<br><br> -Paragraph 5<br><br> -Subparagraph a, h<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Glossary Service Cost (Component of Net Periodic Pension Cost)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6525008<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 87<br><br> -Paragraph 264<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 715<br><br> -SubTopic 20<br><br> -Section 50<br><br> -Paragraph 1<br><br> -Subparagraph (a)(1)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=21915506&amp;loc=d3e1928-114920<br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 106<br><br> -Paragraph 518<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 715<br><br> -SubTopic 20<br><br> -Section 50<br><br> -Paragraph 1<br><br> -Subparagraph (h)(1)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=21915506&amp;loc=d3e1928-114920<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_DefinedBenefitPlanServiceCost</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
    </div>
  </body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>137
<FILENAME>R5.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
  <head>
    <META http-equiv="Content-Type" content="text/html; charset=us-ascii">
    <link rel="StyleSheet" type="text/css" href="report.css"><script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script></head>
  <body><span style="display: none;">v2.4.0.6</span><table class="report" border="0" cellspacing="2" id="ID0E1UAE">
      <tr>
        <th class="tl" colspan="1" rowspan="2">
          <div style="width: 200px;"><strong>Consolidated Statements of Comprehensive Income (USD $)<br>In Thousands, unless otherwise specified</strong></div>
        </th>
        <th class="th" colspan="3">12 Months Ended</th>
      </tr>
      <tr>
        <th class="th">
          <div>Dec. 31, 2012</div>
        </th>
        <th class="th">
          <div>Dec. 31, 2011</div>
        </th>
        <th class="th">
          <div>Dec. 31, 2010</div>
        </th>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_FBP_ConsolidatedStatementsOfComprehensiveIncomeAbstract', window );"><strong>Consolidated Statements Of Comprehensive Income</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NetIncomeLoss', window );">Net income (loss)</a></td>
        <td class="num">$ (23,406)<span></span></td>
        <td class="nump">$ 13,642<span></span></td>
        <td class="nump">$ 9,982<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_OtherComprehensiveIncomeAvailableForSaleSecuritiesAdjustmentBeforeTaxPeriodIncreaseDecreaseAbstract', window );"><strong>Unrealized gains on securities available for sale:</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodBeforeTax', window );">Unrealized holding gains arising during the period, pretax</a></td>
        <td class="nump">32<span></span></td>
        <td class="nump">1,492<span></span></td>
        <td class="nump">672<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodTax', window );">Tax expense</a></td>
        <td class="num">(12)<span></span></td>
        <td class="num">(583)<span></span></td>
        <td class="num">(261)<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_OtherComprehensiveIncomeLossReclassificationAdjustmentForSaleOfSecuritiesIncludedInNetIncomeBeforeTax', window );">Reclassification to realized (gains)</a></td>
        <td class="num">(638)<span></span></td>
        <td class="num">(74)<span></span></td>
        <td class="num">(26)<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_OtherComprehensiveIncomeLossReclassificationAdjustmentForSaleOfSecuritiesIncludedInNetIncomeTax', window );">Tax expense</a></td>
        <td class="nump">249<span></span></td>
        <td class="nump">29<span></span></td>
        <td class="nump">10<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_FBP_PostretirementPlansAbstract', window );"><strong>Postretirement Plans:</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_OtherComprehensiveIncomeLossPensionAndOtherPostretirementBenefitPlansNetUnamortizedGainLossArisingDuringPeriodBeforeTax', window );">Net gain (loss) arising during period</a></td>
        <td class="nump">13,975<span></span></td>
        <td class="num">(7,798)<span></span></td>
        <td class="num">(2,307)<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_OtherComprehensiveIncomeDefinedBenefitPlansNetUnamortizedGainLossArisingDuringPeriodTax', window );">Tax (expense) benefit</a></td>
        <td class="num">(5,542)<span></span></td>
        <td class="nump">3,080<span></span></td>
        <td class="nump">911<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_OtherComprehensiveIncomeReclassificationOfDefinedBenefitPlansNetGainLossRecognizedInNetPeriodicBenefitCostBeforeTax', window );">Amortization of unrecognized net actuarial loss</a></td>
        <td class="nump">545<span></span></td>
        <td class="nump">393<span></span></td>
        <td class="nump">531<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_OtherComprehensiveIncomeLossReclassificationPensionAndOtherPostretirementBenefitPlansNetGainLossRecognizedInNetPeriodicBenefitCostTax', window );">Tax expense</a></td>
        <td class="num">(212)<span></span></td>
        <td class="num">(155)<span></span></td>
        <td class="num">(210)<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_OtherComprehensiveIncomeLossAmortizationPensionAndOtherPostretirementBenefitPlansNetPriorServiceCostRecognizedInNetPeriodicBenefitCostBeforeTax', window );">Amortization of prior service cost and transition obligation</a></td>
        <td class="nump">179<span></span></td>
        <td class="nump">32<span></span></td>
        <td class="nump">35<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_OtherComprehensiveIncomeAmortizationOfDefinedBenefitPlanNetPriorServiceCostRecognizedInNetPeriodicPensionCostTax', window );">Tax expense</a></td>
        <td class="num">(70)<span></span></td>
        <td class="num">(13)<span></span></td>
        <td class="num">(13)<span></span></td>
      </tr>
      <tr class="reu">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent', window );">Other comprehensive income (loss)</a></td>
        <td class="nump">8,506<span></span></td>
        <td class="num">(3,597)<span></span></td>
        <td class="num">(658)<span></span></td>
      </tr>
      <tr class="rou">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ComprehensiveIncomeNetOfTax', window );">Comprehensive income (loss)</a></td>
        <td class="num">$ (14,900)<span></span></td>
        <td class="nump">$ 10,045<span></span></td>
        <td class="nump">$ 9,324<span></span></td>
      </tr>
    </table>
    <div style="display: none;">
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_FBP_ConsolidatedStatementsOfComprehensiveIncomeAbstract">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>FBP_ConsolidatedStatementsOfComprehensiveIncomeAbstract</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>FBP_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:stringItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_FBP_PostretirementPlansAbstract">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>FBP_PostretirementPlansAbstract</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>FBP_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:stringItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ComprehensiveIncomeNetOfTax">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The change in equity [net assets] of a business enterprise during a period from transactions and other events and circumstances from non-owner sources which are attributable to the reporting entity. It includes all changes in equity during a period except those resulting from investments by owners and distributions to owners, but excludes any and all transactions which are directly or indirectly attributable to that ownership interest in subsidiary equity which is not attributable to the parent.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Glossary Net Income<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6518256<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher AICPA<br><br> -Name Accounting Research Bulletin (ARB)<br><br> -Number 51<br><br> -Paragraph 38<br><br> -Subparagraph c(3)<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Glossary Other Comprehensive Income<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6519514<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher AICPA<br><br> -Name Accounting Research Bulletin (ARB)<br><br> -Number 51<br><br> -Paragraph 30<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Glossary Comprehensive Income<br><br> -URI http://asc.fasb.org/extlink&amp;oid=16317811<br><br><br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 220<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 5<br><br> -URI http://asc.fasb.org/extlink&amp;oid=20435746&amp;loc=d3e557-108580<br><br><br><br>Reference 7: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher AICPA<br><br> -Name Accounting Research Bulletin (ARB)<br><br> -Number 51<br><br> -Paragraph A5<br><br> -Appendix A<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_ComprehensiveIncomeNetOfTax</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_NetIncomeLoss">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The portion of profit or loss for the period, net of income taxes, which is attributable to the parent.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 03<br><br> -Paragraph 19<br><br> -Article 5<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 260<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 1<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6371337&amp;loc=d3e3550-109257<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 944<br><br> -SubTopic 225<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.7-04.22)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6879464&amp;loc=d3e573970-122913<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Glossary Other Comprehensive Income<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6519514<br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 225<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 2<br><br> -Subparagraph (SX 210.5-03.18)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6880815&amp;loc=d3e20235-122688<br><br><br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 130<br><br> -Paragraph 10, 15<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 7: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 04<br><br> -Paragraph 20<br><br> -Article 9<br><br><br><br>Reference 8: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Glossary Net Income<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6518256<br><br><br><br>Reference 9: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Emerging Issues Task Force (EITF)<br><br> -Number 87-21<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 10: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 95<br><br> -Paragraph 28, 29, 30<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 11: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 28<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6943989&amp;loc=d3e3602-108585<br><br><br><br>Reference 12: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 944<br><br> -SubTopic 225<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.7-04.19)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6879464&amp;loc=d3e573970-122913<br><br><br><br>Reference 13: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 220<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 6<br><br> -URI http://asc.fasb.org/extlink&amp;oid=20435746&amp;loc=d3e565-108580<br><br><br><br>Reference 14: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher AICPA<br><br> -Name Accounting Research Bulletin (ARB)<br><br> -Number 51<br><br> -Paragraph A7<br><br> -Appendix A<br><br><br><br>Reference 15: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher AICPA<br><br> -Name Accounting Research Bulletin (ARB)<br><br> -Number 51<br><br> -Paragraph 38<br><br> -Subparagraph a<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 16: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher AICPA<br><br> -Name Accounting Research Bulletin (ARB)<br><br> -Number 51<br><br> -Paragraph 38<br><br> -Subparagraph d<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_NetIncomeLoss</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_OtherComprehensiveIncomeAmortizationOfDefinedBenefitPlanNetPriorServiceCostRecognizedInNetPeriodicPensionCostTax">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Tax effect of the income statement impact of the reclassification adjustment for prior service costs recognized as a component of net period benefit cost.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 130<br><br> -Paragraph 25<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 87<br><br> -Paragraph 25<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher AICPA<br><br> -Name Accounting Research Bulletin (ARB)<br><br> -Number 51<br><br> -Paragraph 38<br><br> -Subparagraph c(3)<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 220<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 12<br><br> -URI http://asc.fasb.org/extlink&amp;oid=20435746&amp;loc=d3e640-108580<br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 158<br><br> -Paragraph 7<br><br> -Subparagraph a<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_OtherComprehensiveIncomeAmortizationOfDefinedBenefitPlanNetPriorServiceCostRecognizedInNetPeriodicPensionCostTax</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_OtherComprehensiveIncomeAvailableForSaleSecuritiesAdjustmentBeforeTaxPeriodIncreaseDecreaseAbstract">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_OtherComprehensiveIncomeAvailableForSaleSecuritiesAdjustmentBeforeTaxPeriodIncreaseDecreaseAbstract</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:stringItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_OtherComprehensiveIncomeDefinedBenefitPlansNetUnamortizedGainLossArisingDuringPeriodTax">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Tax effect of the increase (decrease) in the value of the projected benefit obligation and the (increase) decrease in the value of the plan assets resulting from experience different from that assumed or from a change in an actuarial assumption that has not been recognized in net periodic benefit cost.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 130<br><br> -Paragraph 25<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher AICPA<br><br> -Name Accounting Research Bulletin (ARB)<br><br> -Number 51<br><br> -Paragraph 38<br><br> -Subparagraph c(3)<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 220<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 12<br><br> -URI http://asc.fasb.org/extlink&amp;oid=20435746&amp;loc=d3e640-108580<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 220<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 10A<br><br> -Subparagraph (i-k)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=20435746&amp;loc=SL7669646-108580<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_OtherComprehensiveIncomeDefinedBenefitPlansNetUnamortizedGainLossArisingDuringPeriodTax</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_OtherComprehensiveIncomeLossAmortizationPensionAndOtherPostretirementBenefitPlansNetPriorServiceCostRecognizedInNetPeriodicBenefitCostBeforeTax">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Before tax amount of the income statement impact of the reclassification adjustment for prior service costs recognized as a component of net period benefit cost.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 130<br><br> -Paragraph 17, 19, 24<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 715<br><br> -SubTopic 20<br><br> -Section 50<br><br> -Paragraph 1<br><br> -Subparagraph (i)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=21915506&amp;loc=d3e1928-114920<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 132R<br><br> -Paragraph 5<br><br> -Subparagraph i<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 220<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 11<br><br> -URI http://asc.fasb.org/extlink&amp;oid=20435746&amp;loc=d3e637-108580<br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 158<br><br> -Paragraph 4<br><br> -Subparagraph c, d<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 220<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 10A<br><br> -Subparagraph (j)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=20435746&amp;loc=SL7669646-108580<br><br><br><br>Reference 7: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher AICPA<br><br> -Name Accounting Research Bulletin (ARB)<br><br> -Number 51<br><br> -Paragraph 38<br><br> -Subparagraph c(3)<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 8: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 158<br><br> -Paragraph 7<br><br> -Subparagraph a<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_OtherComprehensiveIncomeLossAmortizationPensionAndOtherPostretirementBenefitPlansNetPriorServiceCostRecognizedInNetPeriodicBenefitCostBeforeTax</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Net of tax amount of other comprehensive income (loss) attributable to the parent entity.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 810<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 19<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7656940&amp;loc=SL4569616-111683<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher AICPA<br><br> -Name Accounting Research Bulletin (ARB)<br><br> -Number 51<br><br> -Paragraph 29<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher AICPA<br><br> -Name Accounting Research Bulletin (ARB)<br><br> -Number 51<br><br> -Paragraph 38<br><br> -Subparagraph c(3)<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 810<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 1A<br><br> -Subparagraph (c)(3)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=18733093&amp;loc=SL4573702-111684<br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher AICPA<br><br> -Name Accounting Research Bulletin (ARB)<br><br> -Number 51<br><br> -Paragraph 30<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 810<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 20<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7656940&amp;loc=SL4569643-111683<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_OtherComprehensiveIncomeLossPensionAndOtherPostretirementBenefitPlansNetUnamortizedGainLossArisingDuringPeriodBeforeTax">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Before tax amount of the (increase) decrease in the value of the projected benefit obligation and the increase (decrease) in the value of the plan assets resulting from experience different from that assumed or from a change in an actuarial assumption that has not been recognized in net periodic benefit cost.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 220<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 11<br><br> -URI http://asc.fasb.org/extlink&amp;oid=20435746&amp;loc=d3e637-108580<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 220<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 10A<br><br> -Subparagraph (i)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=20435746&amp;loc=SL7669646-108580<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 715<br><br> -SubTopic 20<br><br> -Section 50<br><br> -Paragraph 1<br><br> -Subparagraph (a)(4)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=21915506&amp;loc=d3e1928-114920<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_OtherComprehensiveIncomeLossPensionAndOtherPostretirementBenefitPlansNetUnamortizedGainLossArisingDuringPeriodBeforeTax</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_OtherComprehensiveIncomeLossReclassificationAdjustmentForSaleOfSecuritiesIncludedInNetIncomeBeforeTax">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Before tax amount of the income statement impact of the reclassification adjustment for unrealized gain (loss) realized upon the sale of available-for-sale securities.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Glossary Reclassification Adjustments<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6522872<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 320<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 9<br><br> -Subparagraph (d)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6872113&amp;loc=d3e27357-111563<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher AICPA<br><br> -Name Accounting Research Bulletin (ARB)<br><br> -Number 51<br><br> -Paragraph 38<br><br> -Subparagraph c(3)<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 130<br><br> -Paragraph 24<br><br> -Subparagraph b<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 220<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 11<br><br> -URI http://asc.fasb.org/extlink&amp;oid=20435746&amp;loc=d3e637-108580<br><br><br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 130<br><br> -Paragraph 18, 19<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 7: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 220<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 17<br><br> -URI http://asc.fasb.org/extlink&amp;oid=20435746&amp;loc=d3e716-108580<br><br><br><br>Reference 8: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 220<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 15<br><br> -URI http://asc.fasb.org/extlink&amp;oid=20435746&amp;loc=d3e689-108580<br><br><br><br>Reference 9: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 220<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 16<br><br> -URI http://asc.fasb.org/extlink&amp;oid=20435746&amp;loc=d3e709-108580<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_OtherComprehensiveIncomeLossReclassificationAdjustmentForSaleOfSecuritiesIncludedInNetIncomeBeforeTax</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_OtherComprehensiveIncomeLossReclassificationAdjustmentForSaleOfSecuritiesIncludedInNetIncomeTax">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Tax effect of the income statement impact of the reclassification adjustment for unrealized gain (loss) realized upon the sale of available-for-sale securities.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 130<br><br> -Paragraph 25<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher AICPA<br><br> -Name Accounting Research Bulletin (ARB)<br><br> -Number 51<br><br> -Paragraph 38<br><br> -Subparagraph c(3)<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 220<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 15<br><br> -URI http://asc.fasb.org/extlink&amp;oid=20435746&amp;loc=d3e689-108580<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 220<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 12<br><br> -URI http://asc.fasb.org/extlink&amp;oid=20435746&amp;loc=d3e640-108580<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_OtherComprehensiveIncomeLossReclassificationAdjustmentForSaleOfSecuritiesIncludedInNetIncomeTax</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_OtherComprehensiveIncomeLossReclassificationPensionAndOtherPostretirementBenefitPlansNetGainLossRecognizedInNetPeriodicBenefitCostTax">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Tax effect of the income statement impact of the reclassification adjustment for actuarial gain (loss) recognized as a component of net periodic benefit cost.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 220<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 15<br><br> -URI http://asc.fasb.org/extlink&amp;oid=20435746&amp;loc=d3e689-108580<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 220<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 12<br><br> -URI http://asc.fasb.org/extlink&amp;oid=20435746&amp;loc=d3e640-108580<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_OtherComprehensiveIncomeLossReclassificationPensionAndOtherPostretirementBenefitPlansNetGainLossRecognizedInNetPeriodicBenefitCostTax</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_OtherComprehensiveIncomeReclassificationOfDefinedBenefitPlansNetGainLossRecognizedInNetPeriodicBenefitCostBeforeTax">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Before tax amount of the income statement impact of the reclassification adjustment for actuarial gain (loss) recognized as a component of net periodic benefit cost.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 220<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 11<br><br> -URI http://asc.fasb.org/extlink&amp;oid=20435746&amp;loc=d3e637-108580<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 715<br><br> -SubTopic 20<br><br> -Section 50<br><br> -Paragraph 1<br><br> -Subparagraph (i)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=21915506&amp;loc=d3e1928-114920<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 220<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 15<br><br> -URI http://asc.fasb.org/extlink&amp;oid=20435746&amp;loc=d3e689-108580<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_OtherComprehensiveIncomeReclassificationOfDefinedBenefitPlansNetGainLossRecognizedInNetPeriodicBenefitCostBeforeTax</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodBeforeTax">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Before tax and reclassification adjustments amount of unrealized holding gain (loss) and transfers on available-for-sale securities.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher AICPA<br><br> -Name Accounting Research Bulletin (ARB)<br><br> -Number 51<br><br> -Paragraph 38<br><br> -Subparagraph c(3)<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 130<br><br> -Paragraph 17<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 115<br><br> -Paragraph 13<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 130<br><br> -Paragraph 24<br><br> -Subparagraph b<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 220<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 11<br><br> -URI http://asc.fasb.org/extlink&amp;oid=20435746&amp;loc=d3e637-108580<br><br><br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 220<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 10A<br><br> -Subparagraph (e)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=20435746&amp;loc=SL7669646-108580<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodBeforeTax</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodTax">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Tax effect of unrealized holding gain (loss) before reclassification adjustments and transfers on available-for-sale securities.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 220<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 10A<br><br> -Subparagraph (e,f)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=20435746&amp;loc=SL7669646-108580<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher AICPA<br><br> -Name Accounting Research Bulletin (ARB)<br><br> -Number 51<br><br> -Paragraph 38<br><br> -Subparagraph c(3)<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 220<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 12<br><br> -URI http://asc.fasb.org/extlink&amp;oid=20435746&amp;loc=d3e640-108580<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 130<br><br> -Paragraph 25<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodTax</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
    </div>
  </body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>138
<FILENAME>R88.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
  <head>
    <META http-equiv="Content-Type" content="text/html; charset=us-ascii">
    <link rel="StyleSheet" type="text/css" href="report.css"><script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script></head>
  <body><span style="display: none;">v2.4.0.6</span><table class="report" border="0" cellspacing="2" id="ID0E1CBI">
      <tr>
        <th class="tl" colspan="1" rowspan="2">
          <div style="width: 200px;"><strong>Borrowings and Borrowings Availability (Details) (USD $)<br>In Thousands, unless otherwise specified</strong></div>
        </th>
        <th class="th" colspan="2">12 Months Ended</th>
      </tr>
      <tr>
        <th class="th">
          <div>Dec. 31, 2012</div>
        </th>
        <th class="th">
          <div>Dec. 31, 2011</div>
        </th>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LongTermDebt', window );">Total borrowings</a></td>
        <td class="nump">$ 46,394<span></span></td>
        <td class="nump">$ 133,894<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_FBP_UnamortizedFairMarketValueAdjustmentRecordedInAcquisition', window );">Unamortized fair market value adjustment recorded in acquisition</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">31<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_OtherBorrowings', window );">Borrowings</a></td>
        <td class="nump">46,394<span></span></td>
        <td class="nump">133,925<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DebtWeightedAverageInterestRate', window );">Weighted average interest rate</a></td>
        <td class="nump">2.28%<span></span></td>
        <td class="nump">1.74%<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Trust Preferred Securities 1</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DebtInstrumentMaturityDate', window );">Maturity date</a></td>
        <td class="text">Jan. 23,
         2034<span></span></td>
        <td class="text">Jan. 23,
         2034<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DebtInstrumentIssuer', window );">Issuer</a></td>
        <td class="text">Issued by First Bancorp Capital Trusts II and III,
which are unconsolidated subsidiaries of the Company<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DebtInstrumentCallFeature', window );">Call Feature</a></td>
        <td class="text">Quarterly by Company
beginning 1/23/09<span></span></td>
        <td class="text">Quarterly by Company beginning 1/23/09<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DebtInstrumentCallDateEarliest', window );">Earliest date of call feature</a></td>
        <td class="text">Jan. 23,
         2009<span></span></td>
        <td class="text">Jan. 23,
         2009<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_OtherBorrowings', window );">Borrowings</a></td>
        <td class="nump">20,620<span></span></td>
        <td class="nump">20,620<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DebtInstrumentInterestRateEffectivePercentage', window );">Effective percentage</a></td>
        <td class="nump">3.01%<span></span></td>
        <td class="nump">3.13%<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DebtInstrumentDescriptionOfVariableRateBasis', window );">Variable rate description</a></td>
        <td class="text">3 month LIBOR<span></span></td>
        <td class="text">3 month LIBOR<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DebtInstrumentBasisSpreadOnVariableRate', window );">Variable rate basis spread</a></td>
        <td class="nump">2.70%<span></span></td>
        <td class="nump">2.70%<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Trust Preferred Securities 2</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DebtInstrumentMaturityDate', window );">Maturity date</a></td>
        <td class="text">Jun. 15,
         2036<span></span></td>
        <td class="text">Jun. 15,
         2036<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DebtInstrumentIssuer', window );">Issuer</a></td>
        <td class="text">Issued by First Bancorp Capital Trust IV,
an unconsolidated subsidiary of the Company<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DebtInstrumentCallFeature', window );">Call Feature</a></td>
        <td class="text">Quarterly by Company
beginning 6/15/11<span></span></td>
        <td class="text">Quarterly by Company beginning 6/15/11<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DebtInstrumentCallDateEarliest', window );">Earliest date of call feature</a></td>
        <td class="text">Jun. 15,
         2011<span></span></td>
        <td class="text">Jun. 15,
         2011<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_OtherBorrowings', window );">Borrowings</a></td>
        <td class="nump">25,774<span></span></td>
        <td class="nump">25,774<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DebtInstrumentInterestRateEffectivePercentage', window );">Effective percentage</a></td>
        <td class="nump">1.70%<span></span></td>
        <td class="nump">1.94%<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DebtInstrumentDescriptionOfVariableRateBasis', window );">Variable rate description</a></td>
        <td class="text">3 month LIBOR<span></span></td>
        <td class="text">3 month LIBOR<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DebtInstrumentBasisSpreadOnVariableRate', window );">Variable rate basis spread</a></td>
        <td class="nump">1.39%<span></span></td>
        <td class="nump">1.39%<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">FHLB Term Note 1</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DebtInstrumentMaturityDate', window );">Maturity date</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">Apr. 20,
         2012<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DebtInstrumentCallFeature', window );">Call Feature</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">Quarterly by FHLB,
beginning 4/20/09<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DebtInstrumentCallDateEarliest', window );">Earliest date of call feature</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">Apr. 20,
         2009<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_OtherBorrowings', window );">Borrowings</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">7,500<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DebtInstrumentInterestRateStatedPercentage', window );">Stated percentage</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">4.51%<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">FHLB Term Note 2</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DebtInstrumentMaturityDate', window );">Maturity date</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">Jun. 28,
         2012<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DebtInstrumentCallFeature', window );">Call Feature</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">None<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_OtherBorrowings', window );">Borrowings</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">15,000<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DebtInstrumentInterestRateStatedPercentage', window );">Stated percentage</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">0.69%<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">FHLB Term Note 3</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DebtInstrumentMaturityDate', window );">Maturity date</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">Dec. 28,
         2012<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DebtInstrumentCallFeature', window );">Call Feature</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">None<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_OtherBorrowings', window );">Borrowings</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">7,500<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DebtInstrumentInterestRateStatedPercentage', window );">Stated percentage</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">0.91%<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">FHLB Term Note 4</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DebtInstrumentMaturityDate', window );">Maturity date</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">Jun. 28,
         2013<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DebtInstrumentCallFeature', window );">Call Feature</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">None<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_OtherBorrowings', window );">Borrowings</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">15,000<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DebtInstrumentInterestRateStatedPercentage', window );">Stated percentage</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">0.72%<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">FHLB Term Note 5</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DebtInstrumentMaturityDate', window );">Maturity date</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">Dec. 30,
         2013<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DebtInstrumentCallFeature', window );">Call Feature</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">None<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_OtherBorrowings', window );">Borrowings</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">7,500<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DebtInstrumentInterestRateStatedPercentage', window );">Stated percentage</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">1.50%<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">FHLB Term Note 6</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DebtInstrumentMaturityDate', window );">Maturity date</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">Jan. 13,
         2014<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DebtInstrumentCallFeature', window );">Call Feature</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">None<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_OtherBorrowings', window );">Borrowings</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">20,000<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DebtInstrumentInterestRateStatedPercentage', window );">Stated percentage</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">1.38%<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">FHLB Term Note 7</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DebtInstrumentMaturityDate', window );">Maturity date</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">Jun. 30,
         2014<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DebtInstrumentCallFeature', window );">Call Feature</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">None<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_OtherBorrowings', window );">Borrowings</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">$ 15,000<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DebtInstrumentInterestRateStatedPercentage', window );">Stated percentage</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">1.21%<span></span></td>
      </tr>
    </table>
    <div style="display: none;">
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_FBP_UnamortizedFairMarketValueAdjustmentRecordedInAcquisition">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The amount of unamortized fair market value adjustment recorded in an acquisition.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>FBP_UnamortizedFairMarketValueAdjustmentRecordedInAcquisition</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>FBP_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DebtInstrumentBasisSpreadOnVariableRate">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The percentage points added to the reference rate to compute the variable rate on the debt instrument.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_DebtInstrumentBasisSpreadOnVariableRate</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>num:percentItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DebtInstrumentCallDateEarliest">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Earliest date before maturity when the issuer can call the outstanding debt instrument for repayment or conversion to equity, in CCYY-MM-DD format.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 470<br><br> -Section 50<br><br> -Paragraph 3<br><br> -Subparagraph (e)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6479336&amp;loc=d3e64711-112823<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 505<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 3<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6928386&amp;loc=d3e21475-112644<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 02<br><br> -Paragraph 22<br><br> -Article 5<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 129<br><br> -Paragraph 2, 4<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_DebtInstrumentCallDateEarliest</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:dateItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DebtInstrumentCallFeature">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Description of a feature that permits the issuer of the debt to repay or convert it before the stated maturity date (early retirement date). The description may include such items as the call price, the period that the issuer can call the debt, including the earliest call date, and other significant terms of the call feature, which may include the debt holders' ability to convert the debt to equity if the call option is exercised and contingent events that trigger the issuer's ability to call the debt.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 210<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.5-02.22(a)(5))<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 02<br><br> -Paragraph 22<br><br> -Article 5<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 129<br><br> -Paragraph 2, 4<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 470<br><br> -Section 50<br><br> -Paragraph 3<br><br> -Subparagraph (e)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6479336&amp;loc=d3e64711-112823<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_DebtInstrumentCallFeature</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:stringItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DebtInstrumentDescriptionOfVariableRateBasis">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The reference rate for the variable rate of the debt instrument, such as LIBOR or the US Treasury rate and the maturity of the reference rate used, such as three months or six months LIBOR.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_DebtInstrumentDescriptionOfVariableRateBasis</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:stringItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DebtInstrumentInterestRateEffectivePercentage">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Effective interest rate for the funds borrowed under the debt agreement considering interest compounding and original issue discount or premium.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 835<br><br> -SubTopic 30<br><br> -Section 45<br><br> -Paragraph 2<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6451184&amp;loc=d3e28551-108399<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 02<br><br> -Paragraph 22<br><br> -Article 5<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 210<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.5-02.22(a)(1))<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_DebtInstrumentInterestRateEffectivePercentage</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>num:percentItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DebtInstrumentInterestRateStatedPercentage">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Interest rate stated in the contractual debt agreement.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 02<br><br> -Paragraph 22<br><br> -Article 5<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 210<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.5-02.22(a)(1))<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_DebtInstrumentInterestRateStatedPercentage</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>num:percentItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DebtInstrumentIssuer">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Identification of the contractual issuer of the debt instrument (for example, a subsidiary of the reporting entity).</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 02<br><br> -Paragraph 22<br><br> -Article 5<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 129<br><br> -Paragraph 2, 4<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_DebtInstrumentIssuer</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:stringItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DebtInstrumentMaturityDate">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Date when the debt instrument is scheduled to be fully repaid, in CCYY-MM-DD format.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 02<br><br> -Paragraph 22<br><br> -Article 5<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 210<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.5-02.22(a)(2))<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 129<br><br> -Paragraph 2, 4<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_DebtInstrumentMaturityDate</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:dateItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DebtWeightedAverageInterestRate">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Reflects the calculation as of the balance sheet date of the average interest rate weighted by the amount of debt outstanding by type or by instrument at that time.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_DebtWeightedAverageInterestRate</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>num:percentItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_LongTermDebt">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Carrying amount of long-term debt, net of unamortized discount or premium, including current and noncurrent amounts. Includes, but not limited to, notes payable, bonds payable, debentures, mortgage loans and commercial paper. Excludes capital lease obligations.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 210<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.9-03.16)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6876686&amp;loc=d3e534808-122878<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 03<br><br> -Paragraph 16<br><br> -Article 9<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 03<br><br> -Paragraph 16<br><br> -Article 7<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 02<br><br> -Paragraph 20, 22<br><br> -Article 5<br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 210<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.5-02.22)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br><br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 944<br><br> -SubTopic 210<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.7-03.16)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6879938&amp;loc=d3e572229-122910<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_LongTermDebt</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_OtherBorrowings">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The carrying amount as of the balance sheet date for the aggregate of other miscellaneous borrowings owed by the reporting entity.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 210<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.9-03.13,16)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6876686&amp;loc=d3e534808-122878<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 03<br><br> -Paragraph 13, 16<br><br> -Article 9<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_OtherBorrowings</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
    </div>
  </body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>139
<FILENAME>R10.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
  <head>
    <META http-equiv="Content-Type" content="text/html; charset=us-ascii">
    <link rel="StyleSheet" type="text/css" href="report.css"><script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script></head>
  <body><span style="display: none;">v2.4.0.6</span><table class="report" border="0" cellspacing="2" id="ID0EME">
      <tr>
        <th class="tl" colspan="1" rowspan="2">
          <div style="width: 200px;"><strong>Securities<br></strong></div>
        </th>
        <th class="th" colspan="1">12 Months Ended</th>
      </tr>
      <tr>
        <th class="th">
          <div>Dec. 31, 2012</div>
        </th>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_FBP_SecuritiesAbstract', window );"><strong>Securities</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InvestmentsInDebtAndMarketableEquitySecuritiesAndCertainTradingAssetsDisclosureTextBlock', window );">Securities</a></td>
        <td class="text"><p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"><b>Note 3. Securities</b></p>

<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">&#160;</p>

<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">The book values and approximate fair
values of investment securities at December 31, 2012 and 2011 are summarized as follows:&#160;</p>

<p style="font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify">&#160;</p>

<table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif">
<tr style="vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt">&#160;</td>
    <td colspan="14" nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: center; border-bottom: Black 1pt solid">2012</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: bold 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td colspan="14" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif">2011</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: center">Amortized</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: center">Fair</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td colspan="6" nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: center">Unrealized</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="text-align: center; font: 10pt Calibri, Helvetica, Sans-Serif">Amortized</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="text-align: center; font: 10pt Calibri, Helvetica, Sans-Serif">Fair</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td colspan="6" nowrap="nowrap" style="text-align: center; font: 10pt Calibri, Helvetica, Sans-Serif">Unrealized</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="font: italic 10pt Calibri, Helvetica, Sans-Serif; text-align: justify; border-bottom: Black 1pt solid">($ in thousands)</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: center; border-bottom: Black 1pt solid">Cost</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: bold 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: center; border-bottom: Black 1pt solid">Value</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: bold 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: center; border-bottom: Black 1pt solid">Gains</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: bold 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: center; border-bottom: Black 1pt solid">(Losses)</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: bold 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif">Cost</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif">Value</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif">Gains</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif">(Losses)</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">Securities available for sale:</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">&#160;</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">&#160;</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="width: 20%; text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;&#160;Government-sponsored enterprise securities</td><td nowrap="nowrap" style="width: 1%; font: bold 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="width: 1%; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">$</td><td nowrap="nowrap" style="width: 7%; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">11,500</td><td nowrap="nowrap" style="width: 1%; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="width: 1%; font: bold 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="width: 1%; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="width: 7%; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">11,596</td><td nowrap="nowrap" style="width: 1%; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="width: 1%; font: bold 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="width: 1%; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="width: 7%; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">96</td><td nowrap="nowrap" style="width: 1%; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif"><font style="font-size: 10pt">&#9472;</font></td><td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">34,511</td><td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">34,665</td><td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">170</td><td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif"></td><td nowrap="nowrap" style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">(16</td><td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">)</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;&#160;Mortgage-backed securities</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">143,539</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">146,926</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">3,717</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">(330</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">)</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">120,032</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">124,105</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">4,164</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">(91</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">)</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;&#160;Corporate bonds</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">3,998</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">3,813</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">75</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">(260</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">)</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">13,189</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">12,488</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">279</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">(980</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">)</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;&#160;Equity securities</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">5,026</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">5,017</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">16</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 1pt">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">(25</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">)</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">10,998</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">11,368</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">409</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">(39</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">)</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">Total available for sale</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 2.5pt">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">$</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">164,063</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 2.5pt">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">167,352</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 2.5pt">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">3,904</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 2.5pt">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">(615</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">)</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">178,730</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">182,626</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">5,022</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">(1,126</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">)</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">Securities held to maturity:</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;&#160;State and local governments</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 2.5pt">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">$</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">56,064</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 2.5pt">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">61,496</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="font: bold 10pt Calibri, Helvetica, Sans-Serif; padding-bottom: 2.5pt">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: right">5,432</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: bold 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"><p style="font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: right">&#9472;</p></td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">57,988</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">62,754</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">4,766</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"><p style="font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: right">&#9472;</p></td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
</table>


<p style="font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify">&#160;</p>

<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">Included in mortgage-backed securities
at December 31, 2012 were collateralized mortgage obligations with an amortized cost of $381,000 and a fair value of $396,000.
Included in mortgage-backed securities at December 31, 2011 were collateralized mortgage obligations with an amortized cost of
$1,462,000 and a fair value of $1,515,000. All of the Company&#146;s mortgage-backed securities, including the collateralized
mortgage obligations, were issued by government-sponsored corporations.</p>

<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left; text-indent: 0.25in">&#160;</p>



<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">&#160;</p>

<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">The Company owned Federal Home Loan Bank
(FHLB) stock with a cost and fair value of $4,934,000 at December 31, 2012 and $10,904,000 at December 31, 2011, which is included
in equity securities above and serves as part of the collateral for the Company&#146;s line of credit with the FHLB (see Note
10 for additional discussion). The investment in this stock is a requirement for membership in the FHLB system. Periodically the
FHLB recalculates the Company&#146;s required level of holdings, and the Company either buys more stock or the FHLB redeems a
portion of the stock at cost.</p>

<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left; text-indent: 0.25in">&#160;&#160;</p>

<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">The following table presents information
regarding securities with unrealized losses at December 31, 2012:</p>

<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0.25in">&#160;</p>

<table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif">
<tr style="vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="font: italic 10pt Calibri, Helvetica, Sans-Serif; text-align: justify">($ in thousands)</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td colspan="6" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif">Securities in an Unrealized <br />
Loss Position for <br />
Less than 12 Months</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td colspan="6" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif">Securities in an Unrealized <br />
Loss Position for <br />
More than 12 Months</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td colspan="6" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif">Total</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif">Fair Value</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif">Unrealized <br />
Losses</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif">Fair Value</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif">Unrealized <br />
Losses</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif">Fair Value</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif">Unrealized <br />
Losses</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; text-indent: -12.6pt; padding-left: 12.6pt; font: 10pt Calibri, Helvetica, Sans-Serif">Government-sponsored enterprise securities</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">$</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#151;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#151;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#151;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#151;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#151;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#151;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="width: 40%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">Mortgage-backed securities</td><td nowrap="nowrap" style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">26,330</td><td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">330</td><td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#151;</td><td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#151;</td><td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">26,330</td><td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">330</td><td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">Corporate bonds</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#151;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#151;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">740</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">260</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">740</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">260</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">Equity securities</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#151;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#151;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">30</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">25</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">30</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">25</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">State and local governments</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">&#151;</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">&#151;</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">&#151;</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">&#151;</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">&#151;</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">&#151;</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;&#160;&#160;&#160;Total temporarily impaired securities</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">$</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">26,330</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">330</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">770</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">285</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">27,100</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">615</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
</table>



<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0.25in">&#160;</p>

<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">The following table presents information
regarding securities with unrealized losses at December 31, 2011:</p>

<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0.25in">&#160;</p>

<table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif">
<tr style="vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="font: italic 10pt Calibri, Helvetica, Sans-Serif; text-align: justify">($ in thousands)</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td colspan="6" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif">Securities in an Unrealized <br />
Loss Position for <br />
Less than 12 Months</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td colspan="6" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif">Securities in an Unrealized <br />
Loss Position for <br />
More than 12 Months</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td colspan="6" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif">Total</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif">Fair Value</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif">Unrealized <br />
Losses</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif">Fair Value</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif">Unrealized <br />
Losses</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif">Fair Value</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif">Unrealized <br />
Losses</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="width: 40%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">Government-sponsored enterprise securities</td><td nowrap="nowrap" style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">$</td><td nowrap="nowrap" style="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">8,984</td><td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">16</td><td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#151;</td><td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#151;</td><td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">8,984</td><td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">16</td><td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">Mortgage-backed securities</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">14,902</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">61</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">9,302</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">30</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">24,204</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">91</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">Corporate bonds</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">4,588</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">458</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">2,773</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">522</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">7,361</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">980</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">Equity securities</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">4</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">2</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">22</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">37</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">26</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">39</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">State and local governments</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">&#151;</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">&#151;</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">&#151;</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">&#151;</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">&#151;</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">&#151;</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;&#160;&#160;&#160;Total temporarily impaired securities</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">$</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">28,478</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">537</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">12,097</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">589</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">40,575</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">1,126</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
</table>



<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left; text-indent: 0.1in">&#160;</p>

<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">In the above tables, all of the non-equity
securities that were in an unrealized loss position at December 31, 2012 and 2011 are bonds that the Company has determined are
in a loss position due to interest rate factors, the overall economic downturn in the financial sector, and the broader economy
in general. The Company has evaluated the collectability of each of these bonds and has concluded that there is no other-than-temporary
impairment. The Company does not intend to sell these securities, and it is more likely than not that the Company will not be required
to sell these securities before recovery of the amortized cost.</p>

<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left; text-indent: 0.25in">&#160;</p>





<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">&#160;</p>

<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">At December 31, 2012, the Company&#146;s
$3.8 million investment in corporate bonds was comprised of the following:</p>

<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">&#160;</p>

<table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif">
<tr style="vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="font: normal 10pt Calibri, Helvetica, Sans-Serif; text-align: left; border-bottom: Black 1pt solid"><i>($ in thousands)
    </i><br />&#160; <br />Issuer</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; vertical-align: bottom">S&#38;P Issuer <br />Ratings (1)</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; vertical-align: bottom">Maturity<br />
Date</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif">Amortized <br />
Cost</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif">Market Value</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="width: 60%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">First Citizens Bancorp (South Carolina) Bond</td><td nowrap="nowrap" style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="width: 1%; text-align: center; font: 10pt Calibri, Helvetica, Sans-Serif; vertical-align: bottom">&#160;</td><td nowrap="nowrap" style="width: 7%; text-align: center; font: 10pt Calibri, Helvetica, Sans-Serif; vertical-align: bottom"><font style="font: 10pt Calibri, Helvetica, Sans-Serif">Not Rated</font></td><td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="width: 1%; text-align: center; font: 10pt Calibri, Helvetica, Sans-Serif; vertical-align: bottom">&#160;</td><td nowrap="nowrap" style="width: 7%; text-align: center; font: 10pt Calibri, Helvetica, Sans-Serif; vertical-align: bottom"><font style="font: 10pt Calibri, Helvetica, Sans-Serif">4/1/15</font></td><td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">$</td><td nowrap="nowrap" style="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">2,998</td><td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">3,073</td><td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">First Citizens Bancorp (South Carolina) Trust Preferred Security</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="padding-bottom: 1pt; text-align: center; font: 10pt Calibri, Helvetica, Sans-Serif; vertical-align: bottom">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: center; font: 10pt Calibri, Helvetica, Sans-Serif; vertical-align: bottom"><font style="font: 10pt Calibri, Helvetica, Sans-Serif">Not Rated</font></td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="padding-bottom: 1pt; text-align: center; font: 10pt Calibri, Helvetica, Sans-Serif; vertical-align: bottom">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: center; font: 10pt Calibri, Helvetica, Sans-Serif; vertical-align: bottom"><font style="font: 10pt Calibri, Helvetica, Sans-Serif">6/15/34</font></td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">1,000</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">740</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;&#160;&#160;&#160;&#160;Total investment in corporate bonds</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: center; font: 10pt Calibri, Helvetica, Sans-Serif; vertical-align: bottom">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: center; font: 10pt Calibri, Helvetica, Sans-Serif; vertical-align: bottom">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: center; font: 10pt Calibri, Helvetica, Sans-Serif; vertical-align: bottom">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: center; font: 10pt Calibri, Helvetica, Sans-Serif; vertical-align: bottom">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">$</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">3,998</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">3,813</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
</table>

<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">&#160;</p>

<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">The Company has concluded that each of
the equity securities in an unrealized loss position at December 31, 2012 and 2011 was in such a position due to temporary fluctuations
in the market prices of the securities. The Company&#146;s policy is to record an impairment charge for any of these equity securities
that remains in an unrealized loss position for twelve consecutive months unless the amount is insignificant.</p>

<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left; text-indent: 0.25in">&#160;</p>

<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">The aggregate carrying amount of cost-method
investments was $4,934,000 and $10,904,000 at December 31, 2012 and 2011, respectively, which was the Federal Home Loan Bank stock
discussed above. The Company determined that none of its cost-method investments were impaired at either year end.</p>

<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left; text-indent: 0.25in">&#160;</p>

<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">The book values and approximate fair values
of investment securities at December 31, 2012, by contractual maturity, are summarized in the table below. Expected maturities
may differ from contractual maturities because issuers may have the right to call or prepay obligations with or without call or
prepayment penalties.</p>

<p style="font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify">&#160;</p>

<table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif">
<tr style="vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td colspan="6" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif">Securities Available for Sale</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td colspan="6" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif">Securities Held to Maturity</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="text-align: center; font: 10pt Calibri, Helvetica, Sans-Serif">Amortized</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="text-align: center; font: 10pt Calibri, Helvetica, Sans-Serif">Fair</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="text-align: center; font: 10pt Calibri, Helvetica, Sans-Serif">Amortized</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="text-align: center; font: 10pt Calibri, Helvetica, Sans-Serif">Fair</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="font: italic 10pt Calibri, Helvetica, Sans-Serif; text-align: justify">($ in thousands)</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif">Cost</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif">Value</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif">Cost</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif">Value</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">Debt securities</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="width: 56%; text-align: justify; text-indent: 13.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">Due within one year</td><td nowrap="nowrap" style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">$</td><td nowrap="nowrap" style="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#151;</td><td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#151;</td><td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="width: 5%; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">$</td><td nowrap="nowrap" style="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">350</td><td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">352</td><td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; text-indent: 13.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">Due after one year but within five years</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">14,498</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">14,669</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">3,837</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">4,140</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; text-indent: 13.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">Due after five years but within ten years</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#151;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#151;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">29,005</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">31,807</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; text-indent: 13.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">Due after ten years</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">1,000</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">740</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">22,872</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">25,197</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; padding-bottom: 1pt; text-indent: 13.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">Mortgage-backed securities</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">143,539</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">146,926</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"><p style="font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif; margin: 0">&#151;</p></td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"><p style="font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif; margin: 0">&#151;</p></td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; text-indent: 27pt; font: 10pt Calibri, Helvetica, Sans-Serif">Total debt securities</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">159,037</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">162,335</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">56,064</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">61,496</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">Equity securities</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">5,026</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">5,017</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"><p style="font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif; margin: 0">&#151;</p></td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right"><p style="font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif; margin: 0">&#151;</p></td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; padding-bottom: 2.5pt; text-indent: 27pt; font: 10pt Calibri, Helvetica, Sans-Serif">Total securities</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">$</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">164,063</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">167,352</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">$</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">56,064</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">61,496</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
</table>


<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify">&#160;</p>

<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">At December 31, 2012, investment securities
with carrying values of $78,519,000 were pledged as collateral for public and private deposits. At December 31, 2011, investment
securities with carrying values of $47,418,000 were pledged as collateral for public and private deposits and securities sold
under agreements to repurchase.&#160;</p>

<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">&#160;</p>

<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">There were $9,641,000 in sales of securities
in 2012, which resulted in a net gain of $439,000. There were $2,518,000 in sales of securities in 2011, which resulted in a net
gain of $8,000. There were no sales of securities in 2010. During the twelve months ended December 31, 2012, 2011, and 2010, the
Company recorded a net gain of $200,000, $71,000, and $26,000, respectively, related to the call of several municipal and corporate
bond securities. Also, during the twelve months ended December 31, 2012, 2011, and 2010, the Company recorded net losses of $1,000,
$5,000, and $0, respectively, related to write-downs of the Company&#146;s equity portfolio.</p>

<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">&#160;&#160;</p><span></span></td>
      </tr>
    </table>
    <div style="display: none;">
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_FBP_SecuritiesAbstract">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>FBP_SecuritiesAbstract</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>FBP_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:stringItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_InvestmentsInDebtAndMarketableEquitySecuritiesAndCertainTradingAssetsDisclosureTextBlock">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The entire disclosure for  investments in certain debt and equity securities.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 320<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 10<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6872113&amp;loc=d3e27405-111563<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 310<br><br> -SubTopic 30<br><br> -Section 50<br><br> -Paragraph 2<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6379141&amp;loc=d3e15032-111544<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 115<br><br> -Paragraph 3, 19, 20, 21, 22, 137<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 320<br><br> -Section 50<br><br> -Paragraph 2<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6957658&amp;loc=d3e62557-112803<br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 320<br><br> -Glossary Equity Security<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6511694<br><br><br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 320<br><br> -Glossary Debt Security<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6509901<br><br><br><br>Reference 7: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 320<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 5<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6872113&amp;loc=d3e27232-111563<br><br><br><br>Reference 8: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 320<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 9<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6872113&amp;loc=d3e27357-111563<br><br><br><br>Reference 9: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 320<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 2<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6872113&amp;loc=d3e27161-111563<br><br><br><br>Reference 10: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 320<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 6<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6872113&amp;loc=d3e27290-111563<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_InvestmentsInDebtAndMarketableEquitySecuritiesAndCertainTradingAssetsDisclosureTextBlock</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>nonnum:textBlockItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
    </div>
  </body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>140
<FILENAME>R58.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
  <head>
    <META http-equiv="Content-Type" content="text/html; charset=us-ascii">
    <link rel="StyleSheet" type="text/css" href="report.css"><script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script></head>
  <body><span style="display: none;">v2.4.0.6</span><table class="report" border="0" cellspacing="2" id="ID0EBTAG">
      <tr>
        <th class="tl" colspan="1" rowspan="2">
          <div style="width: 200px;"><strong>Loans and Asset Quality Information (Details Narrative) (USD $)<br></strong></div>
        </th>
        <th class="th" colspan="3">12 Months Ended</th>
      </tr>
      <tr>
        <th class="th">
          <div>Dec. 31, 2012</div>
        </th>
        <th class="th">
          <div>Dec. 31, 2011</div>
        </th>
        <th class="th">
          <div>Dec. 31, 2010</div>
        </th>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_UnamortizedLoanCommitmentAndOriginationFeesAndUnamortizedDiscountsOrPremiumsOther', window );">Unamortized premiums on loans</a></td>
        <td class="nump">$ 485,000<span></span></td>
        <td class="nump">$ 949,000<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansPledgedAsCollateral', window );">Loans pledged as collateral</a></td>
        <td class="nump">2,100,000,000<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DueFromRelatedParties', window );">Loans to officers and directors</a></td>
        <td class="nump">6,900,000<span></span></td>
        <td class="nump">5,300,000<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_RepaymentsOfRelatedPartyDebt', window );">Additions to loans, officers and directors</a></td>
        <td class="nump">3,600,000<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ProceedsFromRelatedPartyDebt', window );">Repayments of loans, officers and directors</a></td>
        <td class="nump">2,000,000<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_FBP_AccretionOfLoanDiscount', window );">Accretion of loan discount</a></td>
        <td class="nump">16,466,000<span></span></td>
        <td class="nump">11,598,000<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_FBP_PercentageOfLoanDiscountAccretion', window );">Percentage of loan discount accretion</a></td>
        <td class="nump">80.00%<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_FBP_PartialChargeoffsOnPurchasedLoansOutstanding', window );">Partial charge-offs on purchased loans outstanding</a></td>
        <td class="nump">22,441,000<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivablesImpairedTroubledDebtRestructuringWriteDown', window );">Chargeoffs to write-down the TDRs</a></td>
        <td class="nump">6,000,000<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableReclassificationToHeldForSale', window );">Reclassification TDR to nonperforming loans held for sale</a></td>
        <td class="nump">5,000,000<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_FBP_ReclassificationOfPerfomingLoansToTdrStatus', window );">Reclassification of perfoming loans to TDR status</a></td>
        <td class="nump">30,000,000<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableModificationsSubsequentDefaultNumberOfContracts', window );">Number of covered loans - Subsequent Default</a></td>
        <td class="nump">3<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableModificationsSubsequentDefaultRecordedInvestment', window );">Subsequently covered loans defaulted - Recorded Investment</a></td>
        <td class="nump">400,000<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Nonaccrual Loans</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InterestAndFeeIncomeLoansAndLeases', window );">Interest Income</a></td>
        <td class="nump">7,689,000<span></span></td>
        <td class="nump">8,724,000<span></span></td>
        <td class="nump">8,136,000<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_FBP_InterestIncomeActuallyCollected', window );">Interest income, actually collected</a></td>
        <td class="nump">2,824,000<span></span></td>
        <td class="nump">2,578,000<span></span></td>
        <td class="nump">3,195,000<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Restructured Loans</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InterestAndFeeIncomeLoansAndLeases', window );">Interest Income</a></td>
        <td class="nump">2,392,000<span></span></td>
        <td class="nump">1,873,000<span></span></td>
        <td class="nump">1,943,000<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_FBP_InterestIncomeActuallyCollected', window );">Interest income, actually collected</a></td>
        <td class="nump">1,179,000<span></span></td>
        <td class="nump">1,351,000<span></span></td>
        <td class="nump">1,342,000<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Purchased Nonimpaired Loans</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_FBP_LoanDiscount', window );">Loan discount on loans</a></td>
        <td class="nump">56,515,000<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Purchased Nonperfoming Loans</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_FBP_LoanDiscount', window );">Loan discount on loans</a></td>
        <td class="nump">$ 18,406,000<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
    </table>
    <div style="display: none;">
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_FBP_AccretionOfLoanDiscount">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The increase in the net discounted value of loans.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>FBP_AccretionOfLoanDiscount</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>FBP_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_FBP_InterestIncomeActuallyCollected">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Interest and fee income, actually collected, generated by loans the Entity intends and has the ability to hold for the foreseeable future, or until maturity or payoff, including commercial and consumer loans, whether domestic or foreign, which may consist of: (1) industrial and agricultural; (2) real estate; and (3) real estate construction loans; (4) trade financing; (5) lease financing; (6) home equity lines-of-credit; (7) automobile and other vehicle loans; and (8) credit card and other revolving-type loans. Also includes interest income for leases held by the Entity.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>FBP_InterestIncomeActuallyCollected</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>FBP_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_FBP_LoanDiscount">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The amount of discount on nonimpaired purchased loans.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>FBP_LoanDiscount</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>FBP_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_FBP_PartialChargeoffsOnPurchasedLoansOutstanding">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Charge-offs to date of estimated losses to be realized from purchased loans outstanding.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>FBP_PartialChargeoffsOnPurchasedLoansOutstanding</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>FBP_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_FBP_PercentageOfLoanDiscountAccretion">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Percentage of loan discount accretion that will reduce the indemnification asset.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>FBP_PercentageOfLoanDiscountAccretion</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>FBP_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>num:percentItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_FBP_ReclassificationOfPerfomingLoansToTdrStatus">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The amount of a reclassification adjustment made for performing loans to TDR status for the period.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>FBP_ReclassificationOfPerfomingLoansToTdrStatus</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>FBP_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DueFromRelatedParties">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>For an unclassified balance sheet, amounts due from related parties including affiliates, employees, joint ventures, officers and stockholders, immediate families thereof, and pension funds.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name FASB Interpretation (FIN)<br><br> -Number 46R<br><br> -Paragraph 16, 17<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 850<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 1<br><br> -Subparagraph (d)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6457730&amp;loc=d3e39549-107864<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 08<br><br> -Paragraph k<br><br> -Subparagraph 1<br><br> -Article 4<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 235<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.4-08.(k)(1))<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6881521&amp;loc=d3e23780-122690<br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 210<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.9-03.10(3))<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6876686&amp;loc=d3e534808-122878<br><br><br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 03<br><br> -Paragraph 3<br><br> -Article 7<br><br><br><br>Reference 7: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 57<br><br> -Paragraph 2<br><br> -Subparagraph d<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 8: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 944<br><br> -SubTopic 210<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.7-03.3)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6879938&amp;loc=d3e572229-122910<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_DueFromRelatedParties</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivableModificationsSubsequentDefaultNumberOfContracts">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Number of financing receivables that have been modified by troubled debt restructurings within the previous 12 months and for which there was a payment default.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 310<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 34<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7512638&amp;loc=SL6953682-111524<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_FinancingReceivableModificationsSubsequentDefaultNumberOfContracts</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:integerItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivableModificationsSubsequentDefaultRecordedInvestment">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of investment related to financing receivables modified by troubled debt restructurings within the previous 12 months, for which there was a payment default.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 310<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 34<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7512638&amp;loc=SL6953682-111524<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_FinancingReceivableModificationsSubsequentDefaultRecordedInvestment</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivableReclassificationToHeldForSale">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The amount of financing receivables reclassified to held for sale during the reporting period.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 310<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 11B<br><br> -Subparagraph (f)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7512638&amp;loc=SL6953423-111524<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_FinancingReceivableReclassificationToHeldForSale</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivablesImpairedTroubledDebtRestructuringWriteDown">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Reflects the amount of the write-down related to a troubled debt restructuring.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 310<br><br> -SubTopic 40<br><br> -Section 50<br><br> -Paragraph 4<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6951948&amp;loc=d3e18845-111554<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_FinancingReceivablesImpairedTroubledDebtRestructuringWriteDown</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_InterestAndFeeIncomeLoansAndLeases">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The aggregate interest and fee income generated by: (1) loans the Entity has positive intent and ability to hold for the foreseeable future, or until maturity or payoff, including commercial and consumer loans, whether domestic or foreign, which may consist of: (a) industrial and agricultural; (b) real estate; and (c) real estate construction loans; (d) trade financing; (e) lease financing; (f) home equity lines-of-credit; (g) automobile and other vehicle loans; and (h) credit card and other revolving-type loans and (2) loans and leases held-for-sale which may include mortgage loans, direct financing, and sales-type leases.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 225<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.9-04.1)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6879574&amp;loc=d3e536633-122882<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 04<br><br> -Paragraph 1<br><br> -Article 9<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_InterestAndFeeIncomeLoansAndLeases</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_LoansPledgedAsCollateral">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Carrying amount as of the balance sheet date of loans that have been pledged as collateral for borrowings. If the secured party has the right by contract or custom to sell or re-pledge the collateral, then the debtor reclassifies that asset and report that asset in its statement of financial position separately from other assets not so encumbered.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 310<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 5<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7512638&amp;loc=d3e5086-111524<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 860<br><br> -SubTopic 30<br><br> -Section 45<br><br> -Paragraph 1<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6467456&amp;loc=d3e113888-111728<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 140<br><br> -Paragraph 15<br><br> -Subparagraph a<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_LoansPledgedAsCollateral</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ProceedsFromRelatedPartyDebt">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The cash inflow from a long-term borrowing made from related parties where one party can exercise control or significant influence over another party; including affiliates, owners or officers and their immediate families, pension trusts, and so forth. Alternate caption: Proceeds from Advances from Affiliates.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 95<br><br> -Paragraph 19<br><br> -Subparagraph b<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Glossary Financing Activities<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6513228<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 95<br><br> -Paragraph 18<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 14<br><br> -Subparagraph (b)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6943989&amp;loc=d3e3255-108585<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_ProceedsFromRelatedPartyDebt</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_RepaymentsOfRelatedPartyDebt">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The cash outflow for the payment of a long-term borrowing made from a related party where one party can exercise control or significant influence over another party; including affiliates, owners or officers and their immediate families, pension trusts, and so forth. Alternate caption: Payments for Advances from Affiliates.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 95<br><br> -Paragraph 18<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Glossary Financing Activities<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6513228<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 15<br><br> -Subparagraph (b)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6943989&amp;loc=d3e3291-108585<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 95<br><br> -Paragraph 20<br><br> -Subparagraph b<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_RepaymentsOfRelatedPartyDebt</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_UnamortizedLoanCommitmentAndOriginationFeesAndUnamortizedDiscountsOrPremiumsOther">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Reflects the cumulative amount of fees paid by borrowers, which relationship is not otherwise defined (such as commercial, consumer, or foreign), which have not yet been taken into income and unamortized costs incurred to originate loans and leases, not otherwise categorized (such as commercial, consumer, or foreign), unamortized loan commitments and loan syndication fees, and premiums over or discounts from face amounts of loans, not otherwise categorized (such as commercial, consumer, or foreign), that are being amortized into income as an adjustment to yield.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 310<br><br> -SubTopic 20<br><br> -Section 45<br><br> -Paragraph 1<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6378536&amp;loc=d3e10092-111533<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 91<br><br> -Paragraph 21<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_UnamortizedLoanCommitmentAndOriginationFeesAndUnamortizedDiscountsOrPremiumsOther</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
    </div>
  </body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>141
<FILENAME>R82.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
  <head>
    <META http-equiv="Content-Type" content="text/html; charset=us-ascii">
    <link rel="StyleSheet" type="text/css" href="report.css"><script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script></head>
  <body><span style="display: none;">v2.4.0.6</span><table class="report" border="0" cellspacing="2" id="ID0EH3AE">
      <tr>
        <th class="tl" colspan="1" rowspan="1">
          <div style="width: 200px;"><strong>Income Taxes (Details 2) (USD $)<br>In Thousands, unless otherwise specified</strong></div>
        </th>
        <th class="th">
          <div>Dec. 31, 2012</div>
        </th>
        <th class="th">
          <div>Dec. 31, 2011</div>
        </th>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_IncomeTaxDisclosureAbstract', window );"><strong>Income Tax Disclosure [Abstract]</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DeferredTaxAssetsTaxDeferredExpenseReservesAndAccrualsProvisionForLoanLosses', window );">Allowance for loan losses</a></td>
        <td class="nump">$ 18,228<span></span></td>
        <td class="nump">$ 16,458<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DeferredTaxAssetsTaxDeferredExpenseCompensationAndBenefitsPostretirementBenefits', window );">Excess book over tax SERP retirement plan cost</a></td>
        <td class="nump">2,553<span></span></td>
        <td class="nump">2,378<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DeferredTaxAssetsTaxDeferredExpenseCompensationAndBenefitsOther', window );">Deferred compensation</a></td>
        <td class="nump">128<span></span></td>
        <td class="nump">138<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DeferredTaxAssetsOperatingLossCarryforwardsStateAndLocal', window );">State net operating loss carryforwards</a></td>
        <td class="nump">961<span></span></td>
        <td class="nump">62<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DeferredTaxAssetsTaxDeferredExpenseReservesAndAccrualsAccruedLiabilities', window );">Accruals, book versus tax</a></td>
        <td class="nump">1,403<span></span></td>
        <td class="nump">329<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DeferredTaxAssetsTaxDeferredExpenseCompensationAndBenefitsPensions', window );">Pension liability adjustments</a></td>
        <td class="nump">1,396<span></span></td>
        <td class="nump">7,220<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_FBP_ForeclosedRealEstateDeferredTaxAssets', window );">Foreclosed real estate</a></td>
        <td class="nump">6,813<span></span></td>
        <td class="nump">1,402<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_FBP_BasisDifferencesInAssetsAcquiredInFdicTransactions', window );">Basis differences in assets acquired in FDIC transactions</a></td>
        <td class="nump">1,058<span></span></td>
        <td class="nump">771<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_FBP_NonqualifiedStockOptionsDeferredTaxAssets', window );">Nonqualified stock options</a></td>
        <td class="nump">554<span></span></td>
        <td class="nump">277<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_FBP_NonaccrualLoanInterestDeferredTaxAssets', window );">Nonaccrual loan interest</a></td>
        <td class="nump">420<span></span></td>
        <td class="nump">744<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DeferredTaxAssetsOther', window );">All other</a></td>
        <td class="nump">732<span></span></td>
        <td class="nump">663<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DeferredTaxAssetsGross', window );">Gross deferred tax assets</a></td>
        <td class="nump">34,246<span></span></td>
        <td class="nump">30,442<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DeferredTaxAssetsValuationAllowance', window );">Less: Valuation allowance</a></td>
        <td class="num">(112)<span></span></td>
        <td class="num">(81)<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DeferredTaxAssetsNet', window );">Net deferred tax assets</a></td>
        <td class="nump">34,134<span></span></td>
        <td class="nump">30,361<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DeferredTaxLiabilitiesAbstract', window );"><strong>Deferred tax liabilities:</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_FBP_LoanFees', window );">Loan fees</a></td>
        <td class="num">(1,427)<span></span></td>
        <td class="num">(1,217)<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DeferredTaxLiabilitiesPrepaidPensionCosts', window );">Excess tax over book pension cost</a></td>
        <td class="num">(451)<span></span></td>
        <td class="num">(219)<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DeferredTaxLiabilitiesPropertyPlantAndEquipment', window );">Depreciable basis of fixed assets</a></td>
        <td class="num">(2,308)<span></span></td>
        <td class="num">(2,372)<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DeferredTaxLiabilitiesGoodwillAndIntangibleAssetsIntangibleAssets', window );">Amortizable basis of intangible assets</a></td>
        <td class="num">(9,119)<span></span></td>
        <td class="num">(8,334)<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_FBP_UnrealizedGainOnSecuritiesAvailableForSale', window );">Unrealized gain on securities available for sale</a></td>
        <td class="num">(1,283)<span></span></td>
        <td class="num">(1,520)<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_FBP_FhlbStockDividends', window );">FHLB stock dividends</a></td>
        <td class="num">(437)<span></span></td>
        <td class="num">(437)<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DeferredTaxLiabilitiesOther', window );">All other</a></td>
        <td class="num">(124)<span></span></td>
        <td class="num">(198)<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DeferredIncomeTaxLiabilities', window );">Gross deferred tax liabilities</a></td>
        <td class="num">(15,149)<span></span></td>
        <td class="num">(14,297)<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DeferredTaxAssetsLiabilitiesNet', window );">Net deferred tax asset (liability) - included in other assets</a></td>
        <td class="nump">$ 18,985<span></span></td>
        <td class="nump">$ 16,064<span></span></td>
      </tr>
    </table>
    <div style="display: none;">
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_FBP_BasisDifferencesInAssetsAcquiredInFdicTransactions">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount before allocation of valuation allowances of deferred tax asset attributable to deductible temporary differences frombasis differences in assets acquired in FDIC transactions.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>FBP_BasisDifferencesInAssetsAcquiredInFdicTransactions</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>FBP_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_FBP_FhlbStockDividends">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of deferred tax consequences attributable to taxable temporary differences derived from FHLB stock dividends.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>FBP_FhlbStockDividends</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>FBP_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_FBP_ForeclosedRealEstateDeferredTaxAssets">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Deferred tax assets related to foreclosed real estate.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>FBP_ForeclosedRealEstateDeferredTaxAssets</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>FBP_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_FBP_LoanFees">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of deferred tax consequences attributable to taxable temporary differences derived from loan fees.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>FBP_LoanFees</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>FBP_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_FBP_NonaccrualLoanInterestDeferredTaxAssets">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Deferred tax assets related to nonacrrual loan interest.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>FBP_NonaccrualLoanInterestDeferredTaxAssets</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>FBP_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_FBP_NonqualifiedStockOptionsDeferredTaxAssets">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Deferred tax assets related to nonqualified stock options.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>FBP_NonqualifiedStockOptionsDeferredTaxAssets</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>FBP_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_FBP_UnrealizedGainOnSecuritiesAvailableForSale">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of deferred tax consequences attributable to taxable temporary differences derived from unrealized gains on securities available for sale.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>FBP_UnrealizedGainOnSecuritiesAvailableForSale</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>FBP_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DeferredIncomeTaxLiabilities">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount before allocation of valuation allowances of deferred tax liability to taxable temporary differences.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 109<br><br> -Paragraph 43, 289<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Glossary Deferred Tax Liability<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6510232<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 740<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 2<br><br> -Subparagraph (a)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6907707&amp;loc=d3e32537-109319<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 03<br><br> -Paragraph 15<br><br> -Subparagraph b(2)<br><br> -Article 7<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_DeferredIncomeTaxLiabilities</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DeferredTaxAssetsGross">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount before allocation of valuation allowances of deferred tax asset attributable to deductible temporary differences and carryforwards.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 109<br><br> -Paragraph 43, 289<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 740<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 2<br><br> -Subparagraph (b)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6907707&amp;loc=d3e32537-109319<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Glossary Deferred Tax Asset<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6510090<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_DeferredTaxAssetsGross</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DeferredTaxAssetsLiabilitiesNet">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount after allocation of valuation allowances of deferred tax asset attributable to deductible temporary differences and carryforwards, net of deferred tax liability attributable to taxable temporary differences.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 740<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 2<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6907707&amp;loc=d3e32537-109319<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_DeferredTaxAssetsLiabilitiesNet</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DeferredTaxAssetsNet">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount after allocation of valuation allowances of deferred tax asset attributable to deductible temporary differences and carryforwards.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 740<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 2<br><br> -Subparagraph (b),(c)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6907707&amp;loc=d3e32537-109319<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 109<br><br> -Paragraph 43<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_DeferredTaxAssetsNet</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DeferredTaxAssetsOperatingLossCarryforwardsStateAndLocal">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount before allocation of valuation allowances of deferred tax asset attributable to deductible state and local operating loss carryforwards.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 740<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 8<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6907707&amp;loc=d3e32632-109319<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 740<br><br> -SubTopic 10<br><br> -Section 25<br><br> -Paragraph 20<br><br> -Subparagraph (b)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6969291&amp;loc=d3e28680-109314<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 109<br><br> -Section Appendix E<br><br> -Paragraph 289<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 740<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 6<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6907707&amp;loc=d3e32621-109319<br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 109<br><br> -Paragraph 43<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_DeferredTaxAssetsOperatingLossCarryforwardsStateAndLocal</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DeferredTaxAssetsOther">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount before allocation of valuation allowances of deferred tax asset attributable to deductible temporary differences not separately disclosed.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 740<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 8<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6907707&amp;loc=d3e32632-109319<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 740<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 6<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6907707&amp;loc=d3e32621-109319<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 740<br><br> -SubTopic 10<br><br> -Section 25<br><br> -Paragraph 20<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6969291&amp;loc=d3e28680-109314<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 109<br><br> -Paragraph 43<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_DeferredTaxAssetsOther</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DeferredTaxAssetsTaxDeferredExpenseCompensationAndBenefitsOther">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount before allocation of valuation allowances of deferred tax asset attributable to deductible temporary differences from other compensation and benefits not separately disclosed.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 109<br><br> -Paragraph 11<br><br> -Subparagraph b<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 740<br><br> -SubTopic 10<br><br> -Section 25<br><br> -Paragraph 20<br><br> -Subparagraph (b)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6969291&amp;loc=d3e28680-109314<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 740<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 6<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6907707&amp;loc=d3e32621-109319<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 109<br><br> -Paragraph 43<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 740<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 8<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6907707&amp;loc=d3e32632-109319<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_DeferredTaxAssetsTaxDeferredExpenseCompensationAndBenefitsOther</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DeferredTaxAssetsTaxDeferredExpenseCompensationAndBenefitsPensions">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount before allocation of valuation allowances of deferred tax asset attributable to deductible temporary differences from pension benefits.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 109<br><br> -Paragraph 11<br><br> -Subparagraph b<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 740<br><br> -SubTopic 10<br><br> -Section 25<br><br> -Paragraph 20<br><br> -Subparagraph (b)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6969291&amp;loc=d3e28680-109314<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 740<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 6<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6907707&amp;loc=d3e32621-109319<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 109<br><br> -Paragraph 43<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 740<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 8<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6907707&amp;loc=d3e32632-109319<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_DeferredTaxAssetsTaxDeferredExpenseCompensationAndBenefitsPensions</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DeferredTaxAssetsTaxDeferredExpenseCompensationAndBenefitsPostretirementBenefits">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount before allocation of valuation allowances of deferred tax asset attributable to deductible temporary differences from postretirement benefits.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 109<br><br> -Paragraph 11<br><br> -Subparagraph b<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 740<br><br> -SubTopic 10<br><br> -Section 25<br><br> -Paragraph 20<br><br> -Subparagraph (b)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6969291&amp;loc=d3e28680-109314<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 740<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 6<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6907707&amp;loc=d3e32621-109319<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 109<br><br> -Paragraph 43<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 740<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 8<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6907707&amp;loc=d3e32632-109319<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_DeferredTaxAssetsTaxDeferredExpenseCompensationAndBenefitsPostretirementBenefits</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DeferredTaxAssetsTaxDeferredExpenseReservesAndAccrualsAccruedLiabilities">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount before allocation of valuation allowances of deferred tax asset attributable to deductible temporary differences from accrued liabilities.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 109<br><br> -Paragraph 11<br><br> -Subparagraph b<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 740<br><br> -SubTopic 10<br><br> -Section 25<br><br> -Paragraph 20<br><br> -Subparagraph (b)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6969291&amp;loc=d3e28680-109314<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 740<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 6<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6907707&amp;loc=d3e32621-109319<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 109<br><br> -Paragraph 43<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 740<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 8<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6907707&amp;loc=d3e32632-109319<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_DeferredTaxAssetsTaxDeferredExpenseReservesAndAccrualsAccruedLiabilities</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DeferredTaxAssetsTaxDeferredExpenseReservesAndAccrualsProvisionForLoanLosses">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount before allocation of valuation allowances of deferred tax asset attributable to deductible temporary differences from the provision for loan losses.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 109<br><br> -Paragraph 11<br><br> -Subparagraph b<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 740<br><br> -SubTopic 10<br><br> -Section 25<br><br> -Paragraph 20<br><br> -Subparagraph (b)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6969291&amp;loc=d3e28680-109314<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 740<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 6<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6907707&amp;loc=d3e32621-109319<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 109<br><br> -Paragraph 43<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 740<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 8<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6907707&amp;loc=d3e32632-109319<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_DeferredTaxAssetsTaxDeferredExpenseReservesAndAccrualsProvisionForLoanLosses</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DeferredTaxAssetsValuationAllowance">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of deferred tax assets for which it is more likely than not that a tax benefit will not be realized.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 740<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 2<br><br> -Subparagraph (c)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6907707&amp;loc=d3e32537-109319<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 109<br><br> -Paragraph 43-49<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 109<br><br> -Paragraph 17<br><br> -Subparagraph e<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_DeferredTaxAssetsValuationAllowance</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DeferredTaxLiabilitiesAbstract">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_DeferredTaxLiabilitiesAbstract</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:stringItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DeferredTaxLiabilitiesGoodwillAndIntangibleAssetsIntangibleAssets">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of deferred tax liability attributable to taxable temporary differences from intangible assets other than goodwill.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 740<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 8<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6907707&amp;loc=d3e32632-109319<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 109<br><br> -Paragraph 11<br><br> -Subparagraph d<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 740<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 6<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6907707&amp;loc=d3e32621-109319<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 740<br><br> -SubTopic 10<br><br> -Section 25<br><br> -Paragraph 20<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6969291&amp;loc=d3e28680-109314<br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 109<br><br> -Paragraph 43<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_DeferredTaxLiabilitiesGoodwillAndIntangibleAssetsIntangibleAssets</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DeferredTaxLiabilitiesOther">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of deferred tax liability attributable to taxable temporary differences not separately disclosed.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 740<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 8<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6907707&amp;loc=d3e32632-109319<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 109<br><br> -Paragraph 11<br><br> -Subparagraph a, d, e<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 740<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 6<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6907707&amp;loc=d3e32621-109319<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 740<br><br> -SubTopic 10<br><br> -Section 25<br><br> -Paragraph 20<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6969291&amp;loc=d3e28680-109314<br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 109<br><br> -Paragraph 43<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_DeferredTaxLiabilitiesOther</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DeferredTaxLiabilitiesPrepaidPensionCosts">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The amount as of the balance sheet date of the estimated future tax effects attributable to the difference between the tax basis of pension liabilities funded in advance and the basis of a prepaid pension asset determined in accordance with generally accepted accounting principles. The difference in basis of such costs will increase future taxable income when such basis difference reverses. Prepaid pension costs represented the cumulative employer's contributions in excess of net pension cost recognized, before the adoption of the recognition provisions of FAS 158. Under FAS 158, prepaid pension costs are no longer recognized in the statement of financial position.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 740<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 8<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6907707&amp;loc=d3e32632-109319<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 109<br><br> -Paragraph 11<br><br> -Subparagraph d<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 740<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 6<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6907707&amp;loc=d3e32621-109319<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 740<br><br> -SubTopic 10<br><br> -Section 25<br><br> -Paragraph 20<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6969291&amp;loc=d3e28680-109314<br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 109<br><br> -Paragraph 43<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_DeferredTaxLiabilitiesPrepaidPensionCosts</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DeferredTaxLiabilitiesPropertyPlantAndEquipment">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of deferred tax liability attributable to taxable temporary differences from property, plant, and equipment.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 740<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 8<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6907707&amp;loc=d3e32632-109319<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 109<br><br> -Paragraph 11<br><br> -Subparagraph d, e, f<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 740<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 6<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6907707&amp;loc=d3e32621-109319<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 740<br><br> -SubTopic 10<br><br> -Section 25<br><br> -Paragraph 20<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6969291&amp;loc=d3e28680-109314<br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 109<br><br> -Paragraph 43<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_DeferredTaxLiabilitiesPropertyPlantAndEquipment</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_IncomeTaxDisclosureAbstract">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_IncomeTaxDisclosureAbstract</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:stringItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
    </div>
  </body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>142
<FILENAME>R106.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
  <head>
    <META http-equiv="Content-Type" content="text/html; charset=us-ascii">
    <link rel="StyleSheet" type="text/css" href="report.css"><script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script></head>
  <body><span style="display: none;">v2.4.0.6</span><table class="report" border="0" cellspacing="2" id="ID0EXAAE">
      <tr>
        <th class="tl" colspan="1" rowspan="2">
          <div style="width: 200px;"><strong>Employee Benefit Plans (Details 14) (SERP, USD $)<br>In Thousands, unless otherwise specified</strong></div>
        </th>
        <th class="th" colspan="3">12 Months Ended</th>
      </tr>
      <tr>
        <th class="th">
          <div>Dec. 31, 2012</div>
        </th>
        <th class="th">
          <div>Dec. 31, 2011</div>
        </th>
        <th class="th">
          <div>Dec. 31, 2010</div>
        </th>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">SERP</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PrepaidPensionCosts', window );">Prepaid pension cost as of beginning of fiscal year</a></td>
        <td class="num">$ (6,075)<span></span></td>
        <td class="num">$ (5,507)<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DefinedBenefitPlanNetPeriodicBenefitCost', window );">Net periodic pension cost for fiscal year</a></td>
        <td class="num">(602)<span></span></td>
        <td class="num">(673)<span></span></td>
        <td class="num">(885)<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DefinedBenefitPlanBenefitsPaid', window );">Benefits paid</a></td>
        <td class="nump">146<span></span></td>
        <td class="nump">105<span></span></td>
        <td class="nump">105<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DefinedBenefitPlanRecognizedNetGainLossDueToSettlementsAndCurtailments1', window );">Effect of curtailment</a></td>
        <td class="num">(83)<span></span></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PrepaidPensionCosts', window );">Prepaid pension asset as of end of fiscal year</a></td>
        <td class="num">$ (6,614)<span></span></td>
        <td class="num">$ (6,075)<span></span></td>
        <td class="num">$ (5,507)<span></span></td>
      </tr>
    </table>
    <div style="display: none;">
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DefinedBenefitPlanBenefitsPaid">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The amount of payments made for which participants are entitled under a pension plan, including pension benefits, death benefits, and benefits due on termination of employment. Also includes payments made under a postretirement benefit plan, including prescription drug benefits, health care benefits, life insurance benefits, and legal, educational and advisory services. This item represents a periodic decrease to the plan obligations and a decrease to plan assets.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 715<br><br> -SubTopic 20<br><br> -Section 50<br><br> -Paragraph 1<br><br> -Subparagraph (a)(6)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=21915506&amp;loc=d3e1928-114920<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 87<br><br> -Paragraph 264<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 132R<br><br> -Paragraph 5<br><br> -Subparagraph a, b<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 106<br><br> -Paragraph 518<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name FASB Staff Position (FSP)<br><br> -Number FAS106-2<br><br> -Paragraph 22<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Glossary Postretirement Benefits<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6521376<br><br><br><br>Reference 7: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 715<br><br> -SubTopic 20<br><br> -Section 50<br><br> -Paragraph 1<br><br> -Subparagraph (b)(5)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=21915506&amp;loc=d3e1928-114920<br><br><br><br>Reference 8: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 715<br><br> -SubTopic 30<br><br> -Glossary Benefits<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6506267<br><br><br><br>Reference 9: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 715<br><br> -SubTopic 60<br><br> -Section 50<br><br> -Paragraph 4<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6414203&amp;loc=d3e39716-114964<br><br><br><br>Reference 10: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 715<br><br> -SubTopic 60<br><br> -Glossary Benefits<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6506309<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_DefinedBenefitPlanBenefitsPaid</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DefinedBenefitPlanNetPeriodicBenefitCost">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The total amount of net periodic benefit cost for defined benefit plans for the period. Periodic benefit costs include the following components: service cost, interest cost, expected return on plan assets, gain (loss), prior service cost or credit, transition asset or obligation, and gain (loss) due to settlements or curtailments.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 132R<br><br> -Paragraph 5<br><br> -Subparagraph h<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 715<br><br> -SubTopic 20<br><br> -Section 50<br><br> -Paragraph 1<br><br> -Subparagraph (h)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=21915506&amp;loc=d3e1928-114920<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_DefinedBenefitPlanNetPeriodicBenefitCost</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DefinedBenefitPlanRecognizedNetGainLossDueToSettlementsAndCurtailments1">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of net gain (loss) recognized in net periodic benefit cost due to settlements and curtailments. Curtailments result from an event that significantly reduces the expected years of future service of present employees or eliminates for a significant number of employees the accrual of defined benefits for some or all of their future services. Settlements result from an irrevocable action that relieves the employer (or the plan) of primary responsibility for a benefit obligation and eliminates significant risks related to the obligation and the assets used to effect the settlement. Examples of transactions that constitute a settlement include, but are not limited to, lump-sum cash payments to plan participants in exchange for their rights to receive specified benefits and purchasing nonparticipating annuity contracts to cover vested benefits.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 715<br><br> -SubTopic 20<br><br> -Section 50<br><br> -Paragraph 1<br><br> -Subparagraph (h)(7)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=21915506&amp;loc=d3e1928-114920<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_DefinedBenefitPlanRecognizedNetGainLossDueToSettlementsAndCurtailments1</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_PrepaidPensionCosts">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Cumulative employer's contributions in excess of net pension cost recognized, before the adoption of the recognition provisions of FAS 158. Under FAS 158, prepaid pension costs are no longer recognized in the statement of financial position. Note that there is a separate concept for noncurrent assets relating to defined benefit pension and other defined benefit postretirement plans for use under the recognition provisions of FAS 158.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 715<br><br> -SubTopic 20<br><br> -Section 45<br><br> -Paragraph 2<br><br> -URI http://asc.fasb.org/extlink&amp;oid=21915240&amp;loc=d3e1703-114919<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 132R<br><br> -Paragraph 5<br><br> -Subparagraph c(4)<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_PrepaidPensionCosts</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
    </div>
  </body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>143
<FILENAME>R69.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
  <head>
    <META http-equiv="Content-Type" content="text/html; charset=us-ascii">
    <link rel="StyleSheet" type="text/css" href="report.css"><script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script></head>
  <body><span style="display: none;">v2.4.0.6</span><table class="report" border="0" cellspacing="2" id="ID0EP3AE">
      <tr>
        <th class="tl" colspan="1" rowspan="2">
          <div style="width: 200px;"><strong>Loans and Asset Quality Information (Details 10) (USD $)<br>In Thousands, unless otherwise specified</strong></div>
        </th>
        <th class="th" colspan="3">12 Months Ended</th>
      </tr>
      <tr>
        <th class="th">
          <div>Dec. 31, 2012</div>
        </th>
        <th class="th">
          <div>Dec. 31, 2011</div>
        </th>
        <th class="th">
          <div>Dec. 31, 2010</div>
        </th>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ProvisionForLoanLeaseAndOtherLosses', window );">Provisions</a></td>
        <td class="nump">$ 79,672<span></span></td>
        <td class="nump">$ 41,301<span></span></td>
        <td class="nump">$ 54,562<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_FBP_LoansReceivableAbstract', window );"><strong>Loans receivable:</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableGrossCarryingAmountCovered', window );">Ending balance - total</a></td>
        <td class="nump">282,314<span></span></td>
        <td class="nump">361,234<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Covered</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLosses', window );">Beginning balance</a></td>
        <td class="nump">5,808<span></span></td>
        <td class="nump">11,155<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLossesWriteOffs', window );">Charge-offs</a></td>
        <td class="num">(10,728)<span></span></td>
        <td class="num">(18,123)<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLossesRecovery', window );">Recoveries</a></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ProvisionForLoanLeaseAndOtherLosses', window );">Provisions</a></td>
        <td class="nump">9,679<span></span></td>
        <td class="nump">12,776<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLosses', window );">Ending balance</a></td>
        <td class="nump">4,759<span></span></td>
        <td class="nump">5,808<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLossesIndividuallyEvaluatedForImpairment1', window );">Individually evaluated for impairment</a></td>
        <td class="nump">4,459<span></span></td>
        <td class="nump">5,481<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLossesCollectivelyEvaluatedForImpairment', window );">Collectively evaluated for impairment</a></td>
        <td class="nump">300<span></span></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLossesAcquiredWithDeterioratedCreditQuality', window );">Loans acquired with deteriorated credit quality</a></td>
        <td class="nump">17<span></span></td>
        <td class="nump">327<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_FBP_LoansReceivableAbstract', window );"><strong>Loans receivable:</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableGrossCarryingAmountCovered', window );">Ending balance - total</a></td>
        <td class="nump">282,314<span></span></td>
        <td class="nump">361,234<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableIndividuallyEvaluatedForImpairment', window );">Individually evaluated for impairment</a></td>
        <td class="nump">74,914<span></span></td>
        <td class="nump">44,723<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableCollectivelyEvaluatedForImpairment', window );">Collectively evaluated for impairment</a></td>
        <td class="nump">207,400<span></span></td>
        <td class="nump">316,511<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableAcquiredWithDeterioratedCreditQuality', window );">Loans acquired with deteriorated credit quality</a></td>
        <td class="nump">$ 4,825<span></span></td>
        <td class="nump">$ 7,864<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
    </table>
    <div style="display: none;">
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_FBP_LoansReceivableAbstract">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>FBP_LoansReceivableAbstract</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>FBP_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:stringItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivableAcquiredWithDeterioratedCreditQuality">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The balance of financing receivables that were acquired with deteriorated credit quality.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 310<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 11B<br><br> -Subparagraph (h)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7512638&amp;loc=SL6953423-111524<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_FinancingReceivableAcquiredWithDeterioratedCreditQuality</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivableAllowanceForCreditLosses">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>A valuation allowance for financing receivables that are expected to be uncollectible.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 310<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 11B<br><br> -Subparagraph (c)(1)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7512638&amp;loc=SL6953423-111524<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_FinancingReceivableAllowanceForCreditLosses</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivableAllowanceForCreditLossesAcquiredWithDeterioratedCreditQuality">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The valuation allowance for financing receivables acquired with deteriorated credit quality.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 310<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 11B<br><br> -Subparagraph (g)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7512638&amp;loc=SL6953423-111524<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_FinancingReceivableAllowanceForCreditLossesAcquiredWithDeterioratedCreditQuality</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivableAllowanceForCreditLossesCollectivelyEvaluatedForImpairment">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The valuation allowance for financing receivables that are expected to be uncollectible that were collectively evaluated for impairment.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 310<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 11B<br><br> -Subparagraph (g)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7512638&amp;loc=SL6953423-111524<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_FinancingReceivableAllowanceForCreditLossesCollectivelyEvaluatedForImpairment</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivableAllowanceForCreditLossesIndividuallyEvaluatedForImpairment1">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of valuation allowance for financing receivables that are expected to be uncollectible that were individually evaluated for impairment.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 310<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 11B<br><br> -Subparagraph (g)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7512638&amp;loc=SL6953423-111524<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_FinancingReceivableAllowanceForCreditLossesIndividuallyEvaluatedForImpairment1</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivableAllowanceForCreditLossesRecovery">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of recovery of financing receivables doubtful of collection that were previously charged off.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 310<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 11B<br><br> -Subparagraph (c)(4)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7512638&amp;loc=SL6953423-111524<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_FinancingReceivableAllowanceForCreditLossesRecovery</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivableAllowanceForCreditLossesWriteOffs">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of direct write-downs of financing receivables charged against the allowance.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 310<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 11B<br><br> -Subparagraph (c)(3)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7512638&amp;loc=SL6953423-111524<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_FinancingReceivableAllowanceForCreditLossesWriteOffs</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivableCollectivelyEvaluatedForImpairment">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The balance of financing receivables that were collectively evaluated for impairment.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 310<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 11B<br><br> -Subparagraph (h)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7512638&amp;loc=SL6953423-111524<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_FinancingReceivableCollectivelyEvaluatedForImpairment</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivableIndividuallyEvaluatedForImpairment">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The balance of financing receivables that were individually evaluated for impairment.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 310<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 11B<br><br> -Subparagraph (h)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7512638&amp;loc=SL6953423-111524<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_FinancingReceivableIndividuallyEvaluatedForImpairment</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_LoansAndLeasesReceivableGrossCarryingAmountCovered">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Aggregate gross carrying amount of loans and leases receivable covered by loss sharing agreements.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_LoansAndLeasesReceivableGrossCarryingAmountCovered</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ProvisionForLoanLeaseAndOtherLosses">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The sum of the periodic provision charged to earnings, based on an assessment of uncollectibility from the counterparty on account of loan, lease or other credit losses, to reduce these accounts to the amount that approximates their net realizable value.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 04<br><br> -Paragraph 11<br><br> -Article 9<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 310<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 11B<br><br> -Subparagraph (c)(2)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7512638&amp;loc=SL6953423-111524<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 95<br><br> -Paragraph 28<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher AICPA<br><br> -Name Audit and Accounting Guide (AAG)<br><br> -Number AAG-DEP<br><br> -Paragraph 168, 169, 170<br><br> -IssueDate 2006-05-01<br><br> -Chapter 5<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 28<br><br> -Subparagraph (a)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6943989&amp;loc=d3e3602-108585<br><br><br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 225<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.9-04.11)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6879574&amp;loc=d3e536633-122882<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_ProvisionForLoanLeaseAndOtherLosses</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
    </div>
  </body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>144
<FILENAME>R27.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
  <head>
    <META http-equiv="Content-Type" content="text/html; charset=us-ascii">
    <link rel="StyleSheet" type="text/css" href="report.css"><script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script></head>
  <body><span style="display: none;">v2.4.0.6</span><table class="report" border="0" cellspacing="2" id="ID0EME">
      <tr>
        <th class="tl" colspan="1" rowspan="2">
          <div style="width: 200px;"><strong>Subsequent Event<br></strong></div>
        </th>
        <th class="th" colspan="1">12 Months Ended</th>
      </tr>
      <tr>
        <th class="th">
          <div>Dec. 31, 2012</div>
        </th>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_SubsequentEventsAbstract', window );"><strong>Subsequent Events [Abstract]</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_SubsequentEventsTextBlock', window );">Subsequent Event</a></td>
        <td class="text"><p style="font: 10pt/10.05pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"><b>Note 20. Subsequent Event</b>&#160;</p>

<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">&#160;</p>

<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">On January 23, 2013, the Company completed
the sale of the $30.4 million of loans classified as &#147;Loans Held for Sale&#148; on the Consolidated Balance Sheets as of
December 31, 2012. The Company received proceeds of approximately $30.4 million, matching the carrying value.</p><span></span></td>
      </tr>
    </table>
    <div style="display: none;">
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_SubsequentEventsAbstract">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_SubsequentEventsAbstract</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:stringItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_SubsequentEventsTextBlock">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The entire disclosure for significant events or transactions that occurred after the balance sheet date through the date the financial statements were issued or the date the financial statements were available to be issued. Examples include: the sale of a capital stock issue, purchase of a business, settlement of litigation, catastrophic loss, significant foreign exchange rate changes, loans to insiders or affiliates, and transactions not in the ordinary course of business.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_SubsequentEventsTextBlock</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>nonnum:textBlockItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
    </div>
  </body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>145
<FILENAME>FilingSummary.xml
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<XBRL>
<?xml version="1.0" encoding="utf-8"?>
<FilingSummary xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance" xmlns:xsd="http://www.w3.org/2001/XMLSchema">
  <Version>2.4.0.6</Version>
  <ProcessingTime />
  <ReportFormat>Html</ReportFormat>
  <ContextCount>553</ContextCount>
  <ElementCount>750</ElementCount>
  <EntityCount>1</EntityCount>
  <FootnotesReported>true</FootnotesReported>
  <SegmentCount>145</SegmentCount>
  <ScenarioCount>0</ScenarioCount>
  <TuplesReported>false</TuplesReported>
  <UnitCount>5</UnitCount>
  <MyReports>
    <Report>
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R1.htm</HtmlFileName>
      <LongName>0001 - Document - Document and Entity Information</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://firstbancorp.com/role/DocumentAndEntityInformation</Role>
      <ShortName>Document and Entity Information</ShortName>
    </Report>
    <Report>
      <IsDefault>true</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R2.htm</HtmlFileName>
      <LongName>0002 - Statement - Consolidated Balance Sheets</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://firstbancorp.com/role/BalanceSheets</Role>
      <ShortName>Consolidated Balance Sheets</ShortName>
    </Report>
    <Report>
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R3.htm</HtmlFileName>
      <LongName>0003 - Statement - Consolidated Balance Sheets (Parenthetical)</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://firstbancorp.com/role/BalanceSheetsParenthetical</Role>
      <ShortName>Consolidated Balance Sheets (Parenthetical)</ShortName>
    </Report>
    <Report>
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R4.htm</HtmlFileName>
      <LongName>0004 - Statement - Consolidated Statements of Income</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://firstbancorp.com/role/StatementsOfIncome</Role>
      <ShortName>Consolidated Statements of Income</ShortName>
    </Report>
    <Report>
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R5.htm</HtmlFileName>
      <LongName>0005 - Statement - Consolidated Statements of Comprehensive Income</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://firstbancorp.com/role/StatementsOfComprehensiveIncome</Role>
      <ShortName>Consolidated Statements of Comprehensive Income</ShortName>
    </Report>
    <Report>
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R6.htm</HtmlFileName>
      <LongName>0006 - Statement - Consolidated Statements of Shareholders' Equity</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://firstbancorp.com/role/StatementsOfShareholdersEquity</Role>
      <ShortName>Consolidated Statements of Shareholders' Equity</ShortName>
    </Report>
    <Report>
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R7.htm</HtmlFileName>
      <LongName>0007 - Statement - Consolidated Statements of Cash Flows</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://firstbancorp.com/role/StatementsOfCashFlows</Role>
      <ShortName>Consolidated Statements of Cash Flows</ShortName>
    </Report>
    <Report>
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R8.htm</HtmlFileName>
      <LongName>0008 - Disclosure - Summary of Significant Accounting Policies</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://firstbancorp.com/role/SummaryOfSignificantAccountingPolicies</Role>
      <ShortName>Summary of Significant Accounting Policies</ShortName>
    </Report>
    <Report>
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R9.htm</HtmlFileName>
      <LongName>0009 - Disclosure - Acquisitions - Completed and Pending</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://firstbancorp.com/role/Acquisitions-CompletedAndPending</Role>
      <ShortName>Acquisitions - Completed and Pending</ShortName>
    </Report>
    <Report>
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R10.htm</HtmlFileName>
      <LongName>0010 - Disclosure - Securities</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://firstbancorp.com/role/Securities</Role>
      <ShortName>Securities</ShortName>
    </Report>
    <Report>
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R11.htm</HtmlFileName>
      <LongName>0011 - Disclosure - Loans and Asset Quality Information</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://firstbancorp.com/role/LoansAndAssetQualityInformation</Role>
      <ShortName>Loans and Asset Quality Information</ShortName>
    </Report>
    <Report>
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R12.htm</HtmlFileName>
      <LongName>0012 - Disclosure - Premises and Equipment</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://firstbancorp.com/role/PremisesAndEquipment</Role>
      <ShortName>Premises and Equipment</ShortName>
    </Report>
    <Report>
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R13.htm</HtmlFileName>
      <LongName>0013 - Disclosure - FDIC Indemnification Asset</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://firstbancorp.com/role/FdicIndemnificationAsset</Role>
      <ShortName>FDIC Indemnification Asset</ShortName>
    </Report>
    <Report>
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R14.htm</HtmlFileName>
      <LongName>0014 - Disclosure - Goodwill and Other Intangible Assets</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://firstbancorp.com/role/GoodwillAndOtherIntangibleAssets</Role>
      <ShortName>Goodwill and Other Intangible Assets</ShortName>
    </Report>
    <Report>
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R15.htm</HtmlFileName>
      <LongName>0015 - Disclosure - Income Taxes</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://firstbancorp.com/role/IncomeTaxes</Role>
      <ShortName>Income Taxes</ShortName>
    </Report>
    <Report>
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R16.htm</HtmlFileName>
      <LongName>0016 - Disclosure - Time Deposits, Securities Sold Under Agreements to Repurchase, and Related Party Deposits</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://firstbancorp.com/role/TimeDepositsSecuritiesSoldUnderAgreementsToRepurchaseAndRelatedPartyDeposits</Role>
      <ShortName>Time Deposits, Securities Sold Under Agreements to Repurchase, and Related Party Deposits</ShortName>
    </Report>
    <Report>
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R17.htm</HtmlFileName>
      <LongName>0017 - Disclosure - Borrowings and Borrowings Availability</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://firstbancorp.com/role/BorrowingsAndBorrowingsAvailability</Role>
      <ShortName>Borrowings and Borrowings Availability</ShortName>
    </Report>
    <Report>
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R18.htm</HtmlFileName>
      <LongName>0018 - Disclosure - Leases</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://firstbancorp.com/role/Leases</Role>
      <ShortName>Leases</ShortName>
    </Report>
    <Report>
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R19.htm</HtmlFileName>
      <LongName>0019 - Disclosure - Employee Benefit Plans</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://firstbancorp.com/role/EmployeeBenefitPlans</Role>
      <ShortName>Employee Benefit Plans</ShortName>
    </Report>
    <Report>
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R20.htm</HtmlFileName>
      <LongName>0020 - Disclosure - Commitments, Contingencies, and Concentrations of Credit Risk</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://firstbancorp.com/role/CommitmentsContingenciesAndConcentrationsOfCreditRisk</Role>
      <ShortName>Commitments, Contingencies, and Concentrations of Credit Risk</ShortName>
    </Report>
    <Report>
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R21.htm</HtmlFileName>
      <LongName>0021 - Disclosure - Fair Value</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://firstbancorp.com/role/FairValue</Role>
      <ShortName>Fair Value</ShortName>
    </Report>
    <Report>
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R22.htm</HtmlFileName>
      <LongName>0022 - Disclosure - Equity-Based Compensation Plans</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://firstbancorp.com/role/Equity-BasedCompensationPlans</Role>
      <ShortName>Equity-Based Compensation Plans</ShortName>
    </Report>
    <Report>
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R23.htm</HtmlFileName>
      <LongName>0023 - Disclosure - Regulatory Restrictions</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://firstbancorp.com/role/RegulatoryRestrictions</Role>
      <ShortName>Regulatory Restrictions</ShortName>
    </Report>
    <Report>
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R24.htm</HtmlFileName>
      <LongName>0024 - Disclosure - Supplementary Income Statement Information</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://firstbancorp.com/role/SupplementaryIncomeStatementInformation</Role>
      <ShortName>Supplementary Income Statement Information</ShortName>
    </Report>
    <Report>
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R25.htm</HtmlFileName>
      <LongName>0025 - Disclosure - Condensed Parent Company Information</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://firstbancorp.com/role/ParentCompanyInformation</Role>
      <ShortName>Condensed Parent Company Information</ShortName>
    </Report>
    <Report>
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R26.htm</HtmlFileName>
      <LongName>0026 - Disclosure - Shareholders' Equity Transactions</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://firstbancorp.com/role/ShareholdersEquityTransactions</Role>
      <ShortName>Shareholders' Equity Transactions</ShortName>
    </Report>
    <Report>
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R27.htm</HtmlFileName>
      <LongName>0027 - Disclosure - Subsequent Event</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://firstbancorp.com/role/SubsequentEvent</Role>
      <ShortName>Subsequent Event</ShortName>
    </Report>
    <Report>
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R28.htm</HtmlFileName>
      <LongName>0028 - Disclosure - Summary of Significant Accounting Policies (Policies)</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://firstbancorp.com/role/SummaryOfSignificantAccountingPoliciesPolicies</Role>
      <ShortName>Summary of Significant Accounting Policies (Policies)</ShortName>
    </Report>
    <Report>
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R29.htm</HtmlFileName>
      <LongName>0029 - Disclosure - Summary of Significant Accounting Policies (Tables)</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://firstbancorp.com/role/SummaryOfSignificantAccountingPoliciesTables</Role>
      <ShortName>Summary of Significant Accounting Policies (Tables)</ShortName>
    </Report>
    <Report>
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R30.htm</HtmlFileName>
      <LongName>0030 - Disclosure - Acquisitions - Completed and Pending (Tables)</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://firstbancorp.com/role/Acquisitions-CompletedAndPendingTables</Role>
      <ShortName>Acquisitions - Completed and Pending (Tables)</ShortName>
    </Report>
    <Report>
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R31.htm</HtmlFileName>
      <LongName>0031 - Disclosure - Securities (Tables)</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://firstbancorp.com/role/SecuritiesTables</Role>
      <ShortName>Securities (Tables)</ShortName>
    </Report>
    <Report>
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R32.htm</HtmlFileName>
      <LongName>0032 - Disclosure - Loans and Asset Quality Information (Tables)</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://firstbancorp.com/role/LoansAndAssetQualityInformationTables</Role>
      <ShortName>Loans and Asset Quality Information (Tables)</ShortName>
    </Report>
    <Report>
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R33.htm</HtmlFileName>
      <LongName>0033 - Disclosure - Premises and Equipment (Tables)</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://firstbancorp.com/role/PremisesAndEquipmentTables</Role>
      <ShortName>Premises and Equipment (Tables)</ShortName>
    </Report>
    <Report>
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R34.htm</HtmlFileName>
      <LongName>0034 - Disclosure - FDIC Indemnification Asset (Tables)</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://firstbancorp.com/role/FdicIndemnificationAssetTables</Role>
      <ShortName>FDIC Indemnification Asset (Tables)</ShortName>
    </Report>
    <Report>
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R35.htm</HtmlFileName>
      <LongName>0035 - Disclosure - Goodwill and Other Intangible Assets (Tables)</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://firstbancorp.com/role/GoodwillAndOtherIntangibleAssetsTables</Role>
      <ShortName>Goodwill and Other Intangible Assets (Tables)</ShortName>
    </Report>
    <Report>
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R36.htm</HtmlFileName>
      <LongName>0036 - Disclosure - Income Taxes (Tables)</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://firstbancorp.com/role/IncomeTaxesTables</Role>
      <ShortName>Income Taxes (Tables)</ShortName>
    </Report>
    <Report>
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R37.htm</HtmlFileName>
      <LongName>0037 - Disclosure - Time Deposits, Securities Sold Under Agreements to Repurchase, and Related Party Deposits (Tables)</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://firstbancorp.com/role/TimeDepositsSecuritiesSoldUnderAgreementsToRepurchaseAndRelatedPartyDepositsTables</Role>
      <ShortName>Time Deposits, Securities Sold Under Agreements to Repurchase, and Related Party Deposits (Tables)</ShortName>
    </Report>
    <Report>
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R38.htm</HtmlFileName>
      <LongName>0038 - Disclosure - Borrowings and Borrowings Availability (Tables)</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://firstbancorp.com/role/BorrowingsAndBorrowingsAvailabilityTables</Role>
      <ShortName>Borrowings and Borrowings Availability (Tables)</ShortName>
    </Report>
    <Report>
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R39.htm</HtmlFileName>
      <LongName>0039 - Disclosure - Leases (Tables)</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://firstbancorp.com/role/LeasesTables</Role>
      <ShortName>Leases (Tables)</ShortName>
    </Report>
    <Report>
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R40.htm</HtmlFileName>
      <LongName>0040 - Disclosure - Employee Benefit Plans (Tables)</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://firstbancorp.com/role/EmployeeBenefitPlansTables</Role>
      <ShortName>Employee Benefit Plans (Tables)</ShortName>
    </Report>
    <Report>
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R41.htm</HtmlFileName>
      <LongName>0041 - Disclosure - Commitments, Contingencies, and Concentrations of Credit Risk (Tables)</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://firstbancorp.com/role/CommitmentsContingenciesAndConcentrationsOfCreditRiskTables</Role>
      <ShortName>Commitments, Contingencies, and Concentrations of Credit Risk (Tables)</ShortName>
    </Report>
    <Report>
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R42.htm</HtmlFileName>
      <LongName>0042 - Disclosure - Fair Value (Tables)</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://firstbancorp.com/role/FairValueTables</Role>
      <ShortName>Fair Value (Tables)</ShortName>
    </Report>
    <Report>
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R43.htm</HtmlFileName>
      <LongName>0043 - Disclosure - Equity-Based Compensation Plans (Tables)</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://firstbancorp.com/role/Equity-BasedCompensationPlansTables</Role>
      <ShortName>Equity-Based Compensation Plans (Tables)</ShortName>
    </Report>
    <Report>
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R44.htm</HtmlFileName>
      <LongName>0044 - Disclosure - Regulatory Restrictions (Tables)</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://firstbancorp.com/role/RegulatoryRestrictionsTables</Role>
      <ShortName>Regulatory Restrictions (Tables)</ShortName>
    </Report>
    <Report>
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R45.htm</HtmlFileName>
      <LongName>0045 - Disclosure - Supplementary Income Statement Information (Tables)</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://firstbancorp.com/role/SupplementaryIncomeStatementInformationTables</Role>
      <ShortName>Supplementary Income Statement Information (Tables)</ShortName>
    </Report>
    <Report>
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R46.htm</HtmlFileName>
      <LongName>0046 - Disclosure - Condensed Parent Company Information (Tables)</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://firstbancorp.com/role/ParentCompanyInformationTables</Role>
      <ShortName>Condensed Parent Company Information (Tables)</ShortName>
    </Report>
    <Report>
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R47.htm</HtmlFileName>
      <LongName>0047 - Disclosure - Shareholders' Equity Transactions (Tables)</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://firstbancorp.com/role/ShareholdersEquityTransactionsTables</Role>
      <ShortName>Shareholders' Equity Transactions (Tables)</ShortName>
    </Report>
    <Report>
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R48.htm</HtmlFileName>
      <LongName>0048 - Disclosure - Summary of Significant Accounting Policies (Details Narrative)</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://firstbancorp.com/role/SummaryOfSignificantAccountingPoliciesDetailsNarrative</Role>
      <ShortName>Summary of Significant Accounting Policies (Details Narrative)</ShortName>
    </Report>
    <Report>
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R49.htm</HtmlFileName>
      <LongName>0049 - Disclosure - Summary of Significant Accounting Policies (Details)</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://firstbancorp.com/role/SummaryOfSignificantAccountingPoliciesDetails</Role>
      <ShortName>Summary of Significant Accounting Policies (Details)</ShortName>
    </Report>
    <Report>
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R50.htm</HtmlFileName>
      <LongName>0050 - Disclosure - Summary of Significant Accounting Policies (Details 1)</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://firstbancorp.com/role/SummaryOfSignificantAccountingPoliciesDetails1</Role>
      <ShortName>Summary of Significant Accounting Policies (Details 1)</ShortName>
    </Report>
    <Report>
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R51.htm</HtmlFileName>
      <LongName>0051 - Disclosure - Acquisitions - Completed and Pending (Details Narrative)</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://firstbancorp.com/role/Acquisitions-CompletedAndPendingDetailsNarrative</Role>
      <ShortName>Acquisitions - Completed and Pending (Details Narrative)</ShortName>
    </Report>
    <Report>
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R52.htm</HtmlFileName>
      <LongName>0052 - Disclosure - Acquisitions - Completed and Pending (Details)</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://firstbancorp.com/role/Acquisitions-CompletedAndPendingDetails</Role>
      <ShortName>Acquisitions - Completed and Pending (Details)</ShortName>
    </Report>
    <Report>
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R53.htm</HtmlFileName>
      <LongName>0053 - Disclosure - Securities (Details Narrative)</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://firstbancorp.com/role/SecuritiesDetailsNarrative</Role>
      <ShortName>Securities (Details Narrative)</ShortName>
    </Report>
    <Report>
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R54.htm</HtmlFileName>
      <LongName>0054 - Disclosure - Securities (Details)</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://firstbancorp.com/role/SecuritiesDetails</Role>
      <ShortName>Securities (Details)</ShortName>
    </Report>
    <Report>
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R55.htm</HtmlFileName>
      <LongName>0055 - Disclosure - Securities (Details 1)</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://firstbancorp.com/role/SecuritiesDetails1</Role>
      <ShortName>Securities (Details 1)</ShortName>
    </Report>
    <Report>
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R56.htm</HtmlFileName>
      <LongName>0056 - Disclosure - Securities (Details 2)</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://firstbancorp.com/role/SecuritiesDetails2</Role>
      <ShortName>Securities (Details 2)</ShortName>
    </Report>
    <Report>
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R57.htm</HtmlFileName>
      <LongName>0057 - Disclosure - Securities (Details 3)</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://firstbancorp.com/role/SecuritiesDetails3</Role>
      <ShortName>Securities (Details 3)</ShortName>
    </Report>
    <Report>
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R58.htm</HtmlFileName>
      <LongName>0058 - Disclosure - Loans and Asset Quality Information (Details Narrative)</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://firstbancorp.com/role/LoansAndAssetQualityInformationDetailsNarrative</Role>
      <ShortName>Loans and Asset Quality Information (Details Narrative)</ShortName>
    </Report>
    <Report>
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R59.htm</HtmlFileName>
      <LongName>0059 - Disclosure - Loans and Asset Quality Information (Details)</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://firstbancorp.com/role/LoansAndAssetQualityInformationDetails</Role>
      <ShortName>Loans and Asset Quality Information (Details)</ShortName>
    </Report>
    <Report>
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R60.htm</HtmlFileName>
      <LongName>0060 - Disclosure - Loans and Asset Quality Information (Details 1)</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://firstbancorp.com/role/LoansAndAssetQualityInformationDetails1</Role>
      <ShortName>Loans and Asset Quality Information (Details 1)</ShortName>
    </Report>
    <Report>
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R61.htm</HtmlFileName>
      <LongName>0061 - Disclosure - Loans and Asset Quality Information (Details 2)</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://firstbancorp.com/role/LoansAndAssetQualityInformationDetails2</Role>
      <ShortName>Loans and Asset Quality Information (Details 2)</ShortName>
    </Report>
    <Report>
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R62.htm</HtmlFileName>
      <LongName>0062 - Disclosure - Loans and Asset Quality Information (Details 3)</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://firstbancorp.com/role/LoansAndAssetQualityInformationDetails3</Role>
      <ShortName>Loans and Asset Quality Information (Details 3)</ShortName>
    </Report>
    <Report>
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R63.htm</HtmlFileName>
      <LongName>0063 - Disclosure - Loans and Asset Quality Information (Details 4)</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://firstbancorp.com/role/LoansAndAssetQualityInformationDetails4</Role>
      <ShortName>Loans and Asset Quality Information (Details 4)</ShortName>
    </Report>
    <Report>
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R64.htm</HtmlFileName>
      <LongName>0064 - Disclosure - Loans and Asset Quality Information (Details 5)</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://firstbancorp.com/role/LoansAndAssetQualityInformationDetails5</Role>
      <ShortName>Loans and Asset Quality Information (Details 5)</ShortName>
    </Report>
    <Report>
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R65.htm</HtmlFileName>
      <LongName>0065 - Disclosure - Loans and Asset Quality Information (Details 6)</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://firstbancorp.com/role/LoansAndAssetQualityInformationDetails6</Role>
      <ShortName>Loans and Asset Quality Information (Details 6)</ShortName>
    </Report>
    <Report>
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R66.htm</HtmlFileName>
      <LongName>0066 - Disclosure - Loans and Asset Quality Information (Details 7)</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://firstbancorp.com/role/LoansAndAssetQualityInformationDetails7</Role>
      <ShortName>Loans and Asset Quality Information (Details 7)</ShortName>
    </Report>
    <Report>
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R67.htm</HtmlFileName>
      <LongName>0067 - Disclosure - Loans and Asset Quality Information (Details 8)</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://firstbancorp.com/role/LoansAndAssetQualityInformationDetails8</Role>
      <ShortName>Loans and Asset Quality Information (Details 8)</ShortName>
    </Report>
    <Report>
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R68.htm</HtmlFileName>
      <LongName>0068 - Disclosure - Loans and Asset Quality Information (Details 9)</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://firstbancorp.com/role/LoansAndAssetQualityInformationDetails9</Role>
      <ShortName>Loans and Asset Quality Information (Details 9)</ShortName>
    </Report>
    <Report>
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R69.htm</HtmlFileName>
      <LongName>0069 - Disclosure - Loans and Asset Quality Information (Details 10)</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://firstbancorp.com/role/LoansAndAssetQualityInformationDetails10</Role>
      <ShortName>Loans and Asset Quality Information (Details 10)</ShortName>
    </Report>
    <Report>
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R70.htm</HtmlFileName>
      <LongName>0070 - Disclosure - Loans and Asset Quality Information (Details 11)</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://firstbancorp.com/role/LoansAndAssetQualityInformationDetails11</Role>
      <ShortName>Loans and Asset Quality Information (Details 11)</ShortName>
    </Report>
    <Report>
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R71.htm</HtmlFileName>
      <LongName>0071 - Disclosure - Loans and Asset Quality Information (Details 12)</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://firstbancorp.com/role/LoansAndAssetQualityInformationDetails12</Role>
      <ShortName>Loans and Asset Quality Information (Details 12)</ShortName>
    </Report>
    <Report>
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R72.htm</HtmlFileName>
      <LongName>0072 - Disclosure - Loans and Asset Quality Information (Details 13)</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://firstbancorp.com/role/LoansAndAssetQualityInformationDetails13</Role>
      <ShortName>Loans and Asset Quality Information (Details 13)</ShortName>
    </Report>
    <Report>
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R73.htm</HtmlFileName>
      <LongName>0073 - Disclosure - Premises and Equipment (Details)</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://firstbancorp.com/role/PremisesAndEquipmentDetails</Role>
      <ShortName>Premises and Equipment (Details)</ShortName>
    </Report>
    <Report>
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R74.htm</HtmlFileName>
      <LongName>0074 - Disclosure - FDIC Indemnification Asset (Details)</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://firstbancorp.com/role/FdicIndemnificationAssetDetails</Role>
      <ShortName>FDIC Indemnification Asset (Details)</ShortName>
    </Report>
    <Report>
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R75.htm</HtmlFileName>
      <LongName>0075 - Disclosure - FDIC Indemnification Asset (Details 1)</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://firstbancorp.com/role/FdicIndemnificationAssetDetails1</Role>
      <ShortName>FDIC Indemnification Asset (Details 1)</ShortName>
    </Report>
    <Report>
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R76.htm</HtmlFileName>
      <LongName>0076 - Disclosure - Goodwill and Other Intangible Assets (Details Narrative)</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://firstbancorp.com/role/GoodwillAndOtherIntangibleAssetsDetailsNarrative</Role>
      <ShortName>Goodwill and Other Intangible Assets (Details Narrative)</ShortName>
    </Report>
    <Report>
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R77.htm</HtmlFileName>
      <LongName>0077 - Disclosure - Goodwill and Other Intangible Assets (Details)</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://firstbancorp.com/role/GoodwillAndOtherIntangibleAssetsDetails</Role>
      <ShortName>Goodwill and Other Intangible Assets (Details)</ShortName>
    </Report>
    <Report>
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R78.htm</HtmlFileName>
      <LongName>0078 - Disclosure - Goodwill and Other Intangible Assets (Details 1)</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://firstbancorp.com/role/GoodwillAndOtherIntangibleAssetsDetails1</Role>
      <ShortName>Goodwill and Other Intangible Assets (Details 1)</ShortName>
    </Report>
    <Report>
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R79.htm</HtmlFileName>
      <LongName>0079 - Disclosure - Income Taxes (Details Narrative)</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://firstbancorp.com/role/IncomeTaxesDetailsNarrative</Role>
      <ShortName>Income Taxes (Details Narrative)</ShortName>
    </Report>
    <Report>
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R80.htm</HtmlFileName>
      <LongName>0080 - Disclosure - Income Taxes (Details)</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://firstbancorp.com/role/IncomeTaxesDetails</Role>
      <ShortName>Income Taxes (Details)</ShortName>
    </Report>
    <Report>
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R81.htm</HtmlFileName>
      <LongName>0081 - Disclosure - Income Taxes (Details 1)</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://firstbancorp.com/role/IncomeTaxesDetails1</Role>
      <ShortName>Income Taxes (Details 1)</ShortName>
    </Report>
    <Report>
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R82.htm</HtmlFileName>
      <LongName>0082 - Disclosure - Income Taxes (Details 2)</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://firstbancorp.com/role/IncomeTaxesDetails2</Role>
      <ShortName>Income Taxes (Details 2)</ShortName>
    </Report>
    <Report>
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R83.htm</HtmlFileName>
      <LongName>0083 - Disclosure - Income Taxes (Details 3)</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://firstbancorp.com/role/IncomeTaxesDetails3</Role>
      <ShortName>Income Taxes (Details 3)</ShortName>
    </Report>
    <Report>
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R84.htm</HtmlFileName>
      <LongName>0084 - Disclosure - Time Deposits, Securities Sold Under Agreements to Repurchase, and Related Party Deposits (Details Narrative)</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://firstbancorp.com/role/TimeDepositsSecuritiesSoldUnderAgreementsToRepurchaseAndRelatedPartyDepositsDetailsNarrative</Role>
      <ShortName>Time Deposits, Securities Sold Under Agreements to Repurchase, and Related Party Deposits (Details Narrative)</ShortName>
    </Report>
    <Report>
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R85.htm</HtmlFileName>
      <LongName>0085 - Disclosure - Time Deposits, Securities Sold Under Agreements to Repurchase, and Related Party Deposits (Details)</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://firstbancorp.com/role/TimeDepositsSecuritiesSoldUnderAgreementsToRepurchaseAndRelatedPartyDepositsDetails</Role>
      <ShortName>Time Deposits, Securities Sold Under Agreements to Repurchase, and Related Party Deposits (Details)</ShortName>
    </Report>
    <Report>
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R86.htm</HtmlFileName>
      <LongName>0086 - Disclosure - Time Deposits, Securities Sold Under Agreements to Repurchase, and Related Party Deposits (Details 1)</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://firstbancorp.com/role/TimeDepositsSecuritiesSoldUnderAgreementsToRepurchaseAndRelatedPartyDepositsDetails1</Role>
      <ShortName>Time Deposits, Securities Sold Under Agreements to Repurchase, and Related Party Deposits (Details 1)</ShortName>
    </Report>
    <Report>
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R87.htm</HtmlFileName>
      <LongName>0087 - Disclosure - Borrowings and Borrowings Availability (Details Narrative)</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://firstbancorp.com/role/BorrowingsAndBorrowingsAvailabilityDetailsNarrative</Role>
      <ShortName>Borrowings and Borrowings Availability (Details Narrative)</ShortName>
    </Report>
    <Report>
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R88.htm</HtmlFileName>
      <LongName>0088 - Disclosure - Borrowings and Borrowings Availability (Details)</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://firstbancorp.com/role/BorrowingsAndBorrowingsAvailabilityDetails</Role>
      <ShortName>Borrowings and Borrowings Availability (Details)</ShortName>
    </Report>
    <Report>
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R89.htm</HtmlFileName>
      <LongName>0089 - Disclosure - Leases (Details Narrative)</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://firstbancorp.com/role/LeasesDetailsNarrative</Role>
      <ShortName>Leases (Details Narrative)</ShortName>
    </Report>
    <Report>
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R90.htm</HtmlFileName>
      <LongName>0090 - Disclosure - Leases (Details)</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://firstbancorp.com/role/LeasesDetails</Role>
      <ShortName>Leases (Details)</ShortName>
    </Report>
    <Report>
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R91.htm</HtmlFileName>
      <LongName>0091 - Disclosure - Employee Benefit Plans (Details Narrative)</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://firstbancorp.com/role/EmployeeBenefitPlansDetailsNarrative</Role>
      <ShortName>Employee Benefit Plans (Details Narrative)</ShortName>
    </Report>
    <Report>
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R92.htm</HtmlFileName>
      <LongName>0092 - Disclosure - Employee Benefit Plans (Details)</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://firstbancorp.com/role/EmployeeBenefitPlansDetails</Role>
      <ShortName>Employee Benefit Plans (Details)</ShortName>
    </Report>
    <Report>
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R93.htm</HtmlFileName>
      <LongName>0093 - Disclosure - Employee Benefit Plans (Details 1)</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://firstbancorp.com/role/EmployeeBenefitPlansDetails1</Role>
      <ShortName>Employee Benefit Plans (Details 1)</ShortName>
    </Report>
    <Report>
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R94.htm</HtmlFileName>
      <LongName>0094 - Disclosure - Employee Benefit Plans (Details 2)</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://firstbancorp.com/role/EmployeeBenefitPlansDetails2</Role>
      <ShortName>Employee Benefit Plans (Details 2)</ShortName>
    </Report>
    <Report>
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R95.htm</HtmlFileName>
      <LongName>0095 - Disclosure - Employee Benefit Plans (Details 3)</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://firstbancorp.com/role/EmployeeBenefitPlansDetails3</Role>
      <ShortName>Employee Benefit Plans (Details 3)</ShortName>
    </Report>
    <Report>
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R96.htm</HtmlFileName>
      <LongName>0096 - Disclosure - Employee Benefit Plans (Details 4)</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://firstbancorp.com/role/EmployeeBenefitPlansDetails4</Role>
      <ShortName>Employee Benefit Plans (Details 4)</ShortName>
    </Report>
    <Report>
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R97.htm</HtmlFileName>
      <LongName>0097 - Disclosure - Employee Benefit Plans (Details 5)</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://firstbancorp.com/role/EmployeeBenefitPlansDetails5</Role>
      <ShortName>Employee Benefit Plans (Details 5)</ShortName>
    </Report>
    <Report>
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R98.htm</HtmlFileName>
      <LongName>0098 - Disclosure - Employee Benefit Plans (Details 6)</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://firstbancorp.com/role/EmployeeBenefitPlansDetails6</Role>
      <ShortName>Employee Benefit Plans (Details 6)</ShortName>
    </Report>
    <Report>
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R99.htm</HtmlFileName>
      <LongName>0099 - Disclosure - Employee Benefit Plans (Details 7)</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://firstbancorp.com/role/EmployeeBenefitPlansDetails7</Role>
      <ShortName>Employee Benefit Plans (Details 7)</ShortName>
    </Report>
    <Report>
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R100.htm</HtmlFileName>
      <LongName>0100 - Disclosure - Employee Benefit Plans (Details 8)</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://firstbancorp.com/role/EmployeeBenefitPlansDetails8</Role>
      <ShortName>Employee Benefit Plans (Details 8)</ShortName>
    </Report>
    <Report>
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R101.htm</HtmlFileName>
      <LongName>0101 - Disclosure - Employee Benefit Plans (Details 9)</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://firstbancorp.com/role/EmployeeBenefitPlansDetails9</Role>
      <ShortName>Employee Benefit Plans (Details 9)</ShortName>
    </Report>
    <Report>
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R102.htm</HtmlFileName>
      <LongName>0102 - Disclosure - Employee Benefit Plans (Details 10)</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://firstbancorp.com/role/EmployeeBenefitPlansDetails10</Role>
      <ShortName>Employee Benefit Plans (Details 10)</ShortName>
    </Report>
    <Report>
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R103.htm</HtmlFileName>
      <LongName>0103 - Disclosure - Employee Benefit Plans (Details 11)</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://firstbancorp.com/role/EmployeeBenefitPlansDetails11</Role>
      <ShortName>Employee Benefit Plans (Details 11)</ShortName>
    </Report>
    <Report>
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R104.htm</HtmlFileName>
      <LongName>0104 - Disclosure - Employee Benefit Plans (Details 12)</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://firstbancorp.com/role/EmployeeBenefitPlansDetails12</Role>
      <ShortName>Employee Benefit Plans (Details 12)</ShortName>
    </Report>
    <Report>
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R105.htm</HtmlFileName>
      <LongName>0105 - Disclosure - Employee Benefit Plans (Details 13)</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://firstbancorp.com/role/EmployeeBenefitPlansDetails13</Role>
      <ShortName>Employee Benefit Plans (Details 13)</ShortName>
    </Report>
    <Report>
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R106.htm</HtmlFileName>
      <LongName>0106 - Disclosure - Employee Benefit Plans (Details 14)</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://firstbancorp.com/role/EmployeeBenefitPlansDetails14</Role>
      <ShortName>Employee Benefit Plans (Details 14)</ShortName>
    </Report>
    <Report>
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R107.htm</HtmlFileName>
      <LongName>0107 - Disclosure - Employee Benefit Plans (Details 15)</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://firstbancorp.com/role/EmployeeBenefitPlansDetails15</Role>
      <ShortName>Employee Benefit Plans (Details 15)</ShortName>
    </Report>
    <Report>
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R108.htm</HtmlFileName>
      <LongName>0108 - Disclosure - Employee Benefit Plans (Details 16)</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://firstbancorp.com/role/EmployeeBenefitPlansDetails16</Role>
      <ShortName>Employee Benefit Plans (Details 16)</ShortName>
    </Report>
    <Report>
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R109.htm</HtmlFileName>
      <LongName>0109 - Disclosure - Employee Benefit Plans (Details 17)</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://firstbancorp.com/role/EmployeeBenefitPlansDetails17</Role>
      <ShortName>Employee Benefit Plans (Details 17)</ShortName>
    </Report>
    <Report>
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R110.htm</HtmlFileName>
      <LongName>0110 - Disclosure - Commitments, Contingencies, and Concentrations of Credit Risk (Details Narrative)</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://firstbancorp.com/role/CommitmentsContingenciesAndConcentrationsOfCreditRiskDetailsNarrative</Role>
      <ShortName>Commitments, Contingencies, and Concentrations of Credit Risk (Details Narrative)</ShortName>
    </Report>
    <Report>
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R111.htm</HtmlFileName>
      <LongName>0111 - Disclosure - Commitments, Contingencies, and Concentrations of Credit Risk (Details)</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://firstbancorp.com/role/CommitmentsContingenciesAndConcentrationsOfCreditRiskDetails</Role>
      <ShortName>Commitments, Contingencies, and Concentrations of Credit Risk (Details)</ShortName>
    </Report>
    <Report>
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R112.htm</HtmlFileName>
      <LongName>0112 - Disclosure - Commitments, Contingencies, and Concentrations of Credit Risk (Details 1)</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://firstbancorp.com/role/CommitmentsContingenciesAndConcentrationsOfCreditRiskDetails1</Role>
      <ShortName>Commitments, Contingencies, and Concentrations of Credit Risk (Details 1)</ShortName>
    </Report>
    <Report>
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R113.htm</HtmlFileName>
      <LongName>0113 - Disclosure - Fair Value (Details Narrative)</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://firstbancorp.com/role/FairValueDetailsNarrative</Role>
      <ShortName>Fair Value (Details Narrative)</ShortName>
    </Report>
    <Report>
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R114.htm</HtmlFileName>
      <LongName>0114 - Disclosure - Fair Value (Details)</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://firstbancorp.com/role/FairValueDetails</Role>
      <ShortName>Fair Value (Details)</ShortName>
    </Report>
    <Report>
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R115.htm</HtmlFileName>
      <LongName>0115 - Disclosure - Fair Value (Details 1)</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://firstbancorp.com/role/FairValueDetails1</Role>
      <ShortName>Fair Value (Details 1)</ShortName>
    </Report>
    <Report>
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R116.htm</HtmlFileName>
      <LongName>0116 - Disclosure - Fair Value (Details 2)</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://firstbancorp.com/role/FairValueDetails2</Role>
      <ShortName>Fair Value (Details 2)</ShortName>
    </Report>
    <Report>
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R117.htm</HtmlFileName>
      <LongName>0117 - Disclosure - Equity-Based Compensation Plans (Details Narrative)</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://firstbancorp.com/role/Equity-BasedCompensationPlansDetailsNarrative</Role>
      <ShortName>Equity-Based Compensation Plans (Details Narrative)</ShortName>
    </Report>
    <Report>
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R118.htm</HtmlFileName>
      <LongName>0118 - Disclosure - Equity-Based Compensation Plans (Details)</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://firstbancorp.com/role/Equity-BasedCompensationPlansDetails</Role>
      <ShortName>Equity-Based Compensation Plans (Details)</ShortName>
    </Report>
    <Report>
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R119.htm</HtmlFileName>
      <LongName>0119 - Disclosure - Equity-Based Compensation Plans (Details 1)</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://firstbancorp.com/role/Equity-BasedCompensationPlansDetails1</Role>
      <ShortName>Equity-Based Compensation Plans (Details 1)</ShortName>
    </Report>
    <Report>
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R120.htm</HtmlFileName>
      <LongName>0120 - Disclosure - Equity-Based Compensation Plans (Details 2)</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://firstbancorp.com/role/Equity-BasedCompensationPlansDetails2</Role>
      <ShortName>Equity-Based Compensation Plans (Details 2)</ShortName>
    </Report>
    <Report>
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R121.htm</HtmlFileName>
      <LongName>0121 - Disclosure - Equity-Based Compensation Plans (Details 3)</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://firstbancorp.com/role/Equity-BasedCompensationPlansDetails3</Role>
      <ShortName>Equity-Based Compensation Plans (Details 3)</ShortName>
    </Report>
    <Report>
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R122.htm</HtmlFileName>
      <LongName>0122 - Disclosure - Regulatory Restrictions (Details Narrative)</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://firstbancorp.com/role/RegulatoryRestrictionsDetailsNarrative</Role>
      <ShortName>Regulatory Restrictions (Details Narrative)</ShortName>
    </Report>
    <Report>
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R123.htm</HtmlFileName>
      <LongName>0123 - Disclosure - Regulatory Restrictions (Details)</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://firstbancorp.com/role/RegulatoryRestrictionsDetails</Role>
      <ShortName>Regulatory Restrictions (Details)</ShortName>
    </Report>
    <Report>
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R124.htm</HtmlFileName>
      <LongName>0124 - Disclosure - Supplementary Income Statement Information (Details)</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://firstbancorp.com/role/SupplementaryIncomeStatementInformationDetails</Role>
      <ShortName>Supplementary Income Statement Information (Details)</ShortName>
    </Report>
    <Report>
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R125.htm</HtmlFileName>
      <LongName>0125 - Disclosure - Condensed Parent Company Information (Details)</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://firstbancorp.com/role/ParentCompanyInformationDetails</Role>
      <ShortName>Condensed Parent Company Information (Details)</ShortName>
    </Report>
    <Report>
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R126.htm</HtmlFileName>
      <LongName>0126 - Disclosure - Condensed Parent Company Information (Details 1)</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://firstbancorp.com/role/ParentCompanyInformationDetails1</Role>
      <ShortName>Condensed Parent Company Information (Details 1)</ShortName>
    </Report>
    <Report>
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R127.htm</HtmlFileName>
      <LongName>0127 - Disclosure - Condensed Parent Company Information (Details 2)</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://firstbancorp.com/role/ParentCompanyInformationDetails2</Role>
      <ShortName>Condensed Parent Company Information (Details 2)</ShortName>
    </Report>
    <Report>
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R128.htm</HtmlFileName>
      <LongName>0128 - Disclosure - Shareholders' Equity Transactions (Details Narrative)</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://firstbancorp.com/role/ShareholdersEquityTransactionsDetailsNarrative</Role>
      <ShortName>Shareholders' Equity Transactions (Details Narrative)</ShortName>
    </Report>
    <Report>
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R129.htm</HtmlFileName>
      <LongName>0129 - Disclosure - Shareholders' Equity Transactions (Details)</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://firstbancorp.com/role/ShareholdersEquityTransactionsDetails</Role>
      <ShortName>Shareholders' Equity Transactions (Details)</ShortName>
    </Report>
    <Report>
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R130.htm</HtmlFileName>
      <LongName>0130 - Disclosure - Subsequent Event (Details Narrative)</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://firstbancorp.com/role/SubsequentEventDetailsNarrative</Role>
      <ShortName>Subsequent Event (Details Narrative)</ShortName>
    </Report>
    <Report>
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <LongName>All Reports</LongName>
      <ReportType>Book</ReportType>
      <ShortName>All Reports</ShortName>
    </Report>
  </MyReports>
  <Logs>
    <Log type="Info">'Monetary' elements on report '0051 - Disclosure - Acquisitions - Completed and Pending (Details Narrative)' had a mix of different decimal attribute values.</Log>
    <Log type="Info">Process Flow-Through: 0002 - Statement - Consolidated Balance Sheets</Log>
    <Log type="Info">	Process Flow-Through: Removing column 'Dec. 31, 2010'</Log>
    <Log type="Info">	Process Flow-Through: Removing column 'Dec. 31, 2009'</Log>
    <Log type="Info">Process Flow-Through: 0003 - Statement - Consolidated Balance Sheets (Parenthetical)</Log>
    <Log type="Info">Process Flow-Through: 0004 - Statement - Consolidated Statements of Income</Log>
    <Log type="Info">Process Flow-Through: 0005 - Statement - Consolidated Statements of Comprehensive Income</Log>
    <Log type="Info">Process Flow-Through: 0007 - Statement - Consolidated Statements of Cash Flows</Log>
  </Logs>
  <InputFiles>
    <File>fbp-20121231.xml</File>
    <File>fbp-20121231.xsd</File>
    <File>fbp-20121231_cal.xml</File>
    <File>fbp-20121231_def.xml</File>
    <File>fbp-20121231_lab.xml</File>
    <File>fbp-20121231_pre.xml</File>
  </InputFiles>
  <SupplementalFiles />
  <BaseTaxonomies />
  <HasPresentationLinkbase>true</HasPresentationLinkbase>
  <HasCalculationLinkbase>true</HasCalculationLinkbase>
</FilingSummary>
</XBRL>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>146
<FILENAME>R117.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
  <head>
    <META http-equiv="Content-Type" content="text/html; charset=us-ascii">
    <link rel="StyleSheet" type="text/css" href="report.css"><script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script></head>
  <body><span style="display: none;">v2.4.0.6</span><table class="report" border="0" cellspacing="2" id="ID0EL2AI">
      <tr>
        <th class="tl" colspan="1" rowspan="2">
          <div style="width: 200px;"><strong>Equity-Based Compensation Plans (Details Narrative) (USD $)<br></strong></div>
        </th>
        <th class="th" colspan="3">12 Months Ended</th>
      </tr>
      <tr>
        <th class="th">
          <div>Dec. 31, 2012</div>
        </th>
        <th class="th">
          <div>Dec. 31, 2011</div>
        </th>
        <th class="th">
          <div>Dec. 31, 2010</div>
        </th>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AllocatedShareBasedCompensationExpense', window );">Stock based compensation expense</a></td>
        <td class="nump">$ 311,000<span></span></td>
        <td class="nump">$ 905,000<span></span></td>
        <td class="nump">$ 640,000<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_FBP_StockBasedCompensationIncomeTaxBenefit', window );">Stock based compensation, income tax benefit</a></td>
        <td class="nump">121,000<span></span></td>
        <td class="nump">353,000<span></span></td>
        <td class="nump">250,000<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ProceedsFromStockOptionsExercised', window );">Proceeds from stock options exercised</a></td>
        <td class="nump">0<span></span></td>
        <td class="nump">30,000<span></span></td>
        <td class="nump">171,000<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_FBP_TaxBenefitsFromExerciseOfNonqualifiedStockOptions', window );">Tax Benefits from the exercise of nonqualified stock options</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">36,000<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">December 2009 Restricted Shares Award</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AllocatedShareBasedCompensationExpense', window );">Stock based compensation expense</a></td>
        <td class="nump">398,000<span></span></td>
        <td class="nump">298,000<span></span></td>
        <td class="nump">100,000<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">June 2008 Performance Unit an Stock Option Award</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AllocatedShareBasedCompensationExpense', window );">Stock based compensation expense</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">299,000<span></span></td>
        <td class="nump">299,000<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Equity Grant 1</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardNonOptionEquityInstrumentsGranted', window );">Equity grants</a></td>
        <td class="nump">9,559<span></span></td>
        <td class="nump">7,259<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriodWeightedAverageGrantDateFairValue', window );">Fair value of equity grant, per share</a></td>
        <td class="nump">$ 10.96<span></span></td>
        <td class="nump">$ 14.54<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Equity Grant 2</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardNonOptionEquityInstrumentsGranted', window );">Equity grants</a></td>
        <td class="nump">25,452<span></span></td>
        <td class="nump">21,210<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriodWeightedAverageGrantDateFairValue', window );">Fair value of equity grant, per share</a></td>
        <td class="nump">$ 8.86<span></span></td>
        <td class="nump">$ 11.39<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_FBP_DirectorEquitySharesPerDirector', window );">Director equity grants granted, per director number of award options</a></td>
        <td class="nump">1,818<span></span></td>
        <td class="nump">1,414<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Equity Grant 3</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardNonOptionEquityInstrumentsGranted', window );">Equity grants</a></td>
        <td class="nump">40,000<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriodWeightedAverageGrantDateFairValue', window );">Fair value of equity grant, per share</a></td>
        <td class="nump">$ 9.76<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Equity Grant 4</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardNonOptionEquityInstrumentsGranted', window );">Equity grants</a></td>
        <td class="nump">75,000<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriodWeightedAverageGrantDateFairValue', window );">Fair value of equity grant, per share</a></td>
        <td class="nump">$ 3.65<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Director Grants</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AllocatedShareBasedCompensationExpense', window );">Stock based compensation expense</a></td>
        <td class="nump">226,000<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Employee Grants</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AllocatedShareBasedCompensationExpense', window );">Stock based compensation expense</a></td>
        <td class="nump">85,000<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">First Bancorp Plans</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeLowerRangeLimit', window );">Exercise price range - floor</a></td>
        <td class="nump">$ 9.76<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeUpperRangeLimit', window );">Exercise prices range - ceiling</a></td>
        <td class="nump">$ 22.12<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardNumberOfSharesAvailableForGrant', window );">Shares remaining available for grant</a></td>
        <td class="nump">758,731<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">First Bancorp 2007 Equity Plan</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_FBP_DirectorEquityGrants', window );">Director equity grants granted, value</a></td>
        <td class="nump">16,000<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">First Bancorp 2007 Equity Plan | February 2011 Award</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_FBP_AllocatedShareBasedCompensationExpenseTotal', window );">Total compensation expense associated with senior executives grants</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">105,500<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AllocatedShareBasedCompensationExpense', window );">Stock based compensation expense</a></td>
        <td class="nump">41,400<span></span></td>
        <td class="nump">41,700<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_FBP_SubsequentQuarterCompensationExpenseAssociatedWithSeniorExecutivesGrants', window );">Subsequent quarter compensation expense associated with senior executives grants</a></td>
        <td class="nump">6,500<span></span></td>
        <td class="nump">6,400<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardNonOptionEquityInstrumentsGranted', window );">Equity grants</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">7,259<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriodWeightedAverageGrantDateFairValue', window );">Fair value of equity grant, per share</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">$ 14.54<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">First Bancorp 2007 Equity Plan | February 2012 Award</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_FBP_AllocatedShareBasedCompensationExpenseTotal', window );">Total compensation expense associated with senior executives grants</a></td>
        <td class="nump">89,700<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AllocatedShareBasedCompensationExpense', window );">Stock based compensation expense</a></td>
        <td class="nump">37,400<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_FBP_SubsequentQuarterCompensationExpenseAssociatedWithSeniorExecutivesGrants', window );">Subsequent quarter compensation expense associated with senior executives grants</a></td>
        <td class="nump">$ 11,200<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
    </table>
    <div style="display: none;">
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_FBP_AllocatedShareBasedCompensationExpenseTotal">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Represents the total expense recognized arising from equity-based compensation arrangements (for example, shares of stock, unit, stock options or other equity instruments) with employees, directors and certain consultants qualifying for treatment as employees.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>FBP_AllocatedShareBasedCompensationExpenseTotal</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>FBP_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_FBP_DirectorEquityGrants">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The value of director equity grants of common shares on the date of the grant, to each non-employee director in June of each year.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>FBP_DirectorEquityGrants</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>FBP_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_FBP_DirectorEquitySharesPerDirector">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The number of equity awards issued, on a per director basis.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>FBP_DirectorEquitySharesPerDirector</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>FBP_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:sharesItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_FBP_StockBasedCompensationIncomeTaxBenefit">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Tax effect of stock based compensation expense.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>FBP_StockBasedCompensationIncomeTaxBenefit</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>FBP_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_FBP_SubsequentQuarterCompensationExpenseAssociatedWithSeniorExecutivesGrants">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Subsequent periods compensation expense of senior executive grants of stock or options.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>FBP_SubsequentQuarterCompensationExpenseAssociatedWithSeniorExecutivesGrants</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>FBP_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_FBP_TaxBenefitsFromExerciseOfNonqualifiedStockOptions">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Tax effect of exercise of nonqualified stock options.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>FBP_TaxBenefitsFromExerciseOfNonqualifiedStockOptions</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>FBP_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AllocatedShareBasedCompensationExpense">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Represents the expense recognized during the period arising from equity-based compensation arrangements (for example, shares of stock, unit, stock options or other equity instruments) with employees, directors and certain consultants qualifying for treatment as employees.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 718<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 2<br><br> -Subparagraph (h)(1)(i)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6415400&amp;loc=d3e5070-113901<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 123R<br><br> -Paragraph A240<br><br> -Subparagraph g(1)<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 718<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 1<br><br> -Subparagraph (b)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6415400&amp;loc=d3e5047-113901<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Staff Accounting Bulletin (SAB)<br><br> -Number Topic 14<br><br> -Section F<br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 123R<br><br> -Paragraph 64<br><br> -Subparagraph b<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 718<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SAB TOPIC 14.F)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6793087&amp;loc=d3e301413-122809<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_AllocatedShareBasedCompensationExpense</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ProceedsFromStockOptionsExercised">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The cash inflow associated with the amount received from holders exercising their stock options. This item inherently excludes any excess tax benefit, which the entity may have realized and reported separately.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 123R<br><br> -Paragraph A240<br><br> -Subparagraph i<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 14<br><br> -Subparagraph (a)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6943989&amp;loc=d3e3255-108585<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Glossary Financing Activities<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6513228<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 95<br><br> -Paragraph 19<br><br> -Subparagraph a<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 95<br><br> -Paragraph 18<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 718<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 2<br><br> -Subparagraph (j)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6415400&amp;loc=d3e5070-113901<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_ProceedsFromStockOptionsExercised</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriodWeightedAverageGrantDateFairValue">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The weighted average fair value at grant date for nonvested equity-based awards issued during the period on other than stock (or unit) option plans (for example, phantom stock or unit plan, stock or unit appreciation rights plan, performance target plan).</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 718<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 2<br><br> -Subparagraph (c)(2)(iii)(1)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6415400&amp;loc=d3e5070-113901<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 123R<br><br> -Paragraph A240<br><br> -Subparagraph c(1)<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 123R<br><br> -Paragraph A240<br><br> -Subparagraph b(2)(c)<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriodWeightedAverageGrantDateFairValue</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>num:perShareItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardNonOptionEquityInstrumentsGranted">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Net number of non-option equity instruments granted to participants.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 718<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 2<br><br> -Subparagraph (c)(1)(iv)(1)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6415400&amp;loc=d3e5070-113901<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardNonOptionEquityInstrumentsGranted</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:sharesItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardNumberOfSharesAvailableForGrant">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The difference between the maximum number of shares (or other type of equity) authorized for issuance under the plan (including the effects of amendments and adjustments), and the sum of: 1) the number of shares (or other type of equity) already issued upon exercise of options or other equity-based awards under the plan; and 2) shares (or other type of equity) reserved for issuance on granting of outstanding awards, net of cancellations and forfeitures, if applicable.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 718<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 2<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6415400&amp;loc=d3e5070-113901<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardNumberOfSharesAvailableForGrant</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:sharesItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeLowerRangeLimit">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The floor of a customized range of exercise prices for purposes of disclosing shares potentially issuable under outstanding stock option awards on all stock option plans and other required information pertaining to awards in the customized range.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 123R<br><br> -Paragraph 64<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 718<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 2<br><br> -Subparagraph (g)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6415400&amp;loc=d3e5070-113901<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeLowerRangeLimit</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>num:perShareItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeUpperRangeLimit">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The ceiling of a customized range of exercise prices for purposes of disclosing shares potentially issuable under outstanding stock option awards on all stock option plans and other required information pertaining to awards in the customized range.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 123R<br><br> -Paragraph 64<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 718<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 2<br><br> -Subparagraph (g)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6415400&amp;loc=d3e5070-113901<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeUpperRangeLimit</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>num:perShareItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
    </div>
  </body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>147
<FILENAME>R130.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
  <head>
    <META http-equiv="Content-Type" content="text/html; charset=us-ascii">
    <link rel="StyleSheet" type="text/css" href="report.css"><script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script></head>
  <body><span style="display: none;">v2.4.0.6</span><table class="report" border="0" cellspacing="2" id="ID0EOLAC">
      <tr>
        <th class="tl" colspan="1" rowspan="2">
          <div style="width: 200px;"><strong>Subsequent Event (Details Narrative) (USD $)<br>In Thousands, unless otherwise specified</strong></div>
        </th>
        <th class="th" colspan="1">0 Months Ended</th>
        <th class="th" colspan="1"></th>
        <th class="th" colspan="1"></th>
      </tr>
      <tr>
        <th class="th">
          <div>Jan. 23, 2013</div>
        </th>
        <th class="th">
          <div>Dec. 31, 2012</div>
        </th>
        <th class="th">
          <div>Dec. 31, 2011</div>
        </th>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansHeldForSaleOther', window );">Loans held for sale</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">$ 30,393<span></span></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ProceedsFromSaleOfLoansHeldForSale', window );">Proceeds from loans held for sale</a></td>
        <td class="nump">30,400<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Subsequent Event</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansHeldForSaleOther', window );">Loans held for sale</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">$ 30,400<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
    </table>
    <div style="display: none;">
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_LoansHeldForSaleOther">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Reflects the carrying amount of loans held for sale not otherwise specified in the existing taxonomy.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 65<br><br> -Paragraph 4, 5, 6, 7, 8, 9, 12, 17, 28, 29<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 310<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 2<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6375948&amp;loc=d3e4428-111522<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 210<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.9-03.7(a)(7))<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6876686&amp;loc=d3e534808-122878<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher OTS<br><br> -Name Federal Regulation (FR)<br><br> -Number Title 12<br><br> -Section 563c.102<br><br> -Paragraph 8<br><br> -Subparagraph h(i)<br><br> -Chapter V<br><br> -Subsection I<br><br> -LegacyDoc This is a non-GAAP reference that was included in the 2009 taxonomy.  It will be removed from future versions of this taxonomy.<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_LoansHeldForSaleOther</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ProceedsFromSaleOfLoansHeldForSale">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The cash inflow resulting from the sale of loans classified as held-for-sale, including proceeds from loans sold through mortgage securitization.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 230<br><br> -Section 55<br><br> -Paragraph 2<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6587932&amp;loc=d3e60097-112785<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 16<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6943989&amp;loc=d3e3337-108585<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 95<br><br> -Paragraph 3, 15, 16, 17, 22, 23, 147, 148, 149<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 102<br><br> -Paragraph 9<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 21<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6943989&amp;loc=d3e3461-108585<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_ProceedsFromSaleOfLoansHeldForSale</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
    </div>
  </body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>148
<FILENAME>R126.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
  <head>
    <META http-equiv="Content-Type" content="text/html; charset=us-ascii">
    <link rel="StyleSheet" type="text/css" href="report.css"><script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script></head>
  <body><span style="display: none;">v2.4.0.6</span><table class="report" border="0" cellspacing="2" id="ID0EHNAE">
      <tr>
        <th class="tl" colspan="1" rowspan="2">
          <div style="width: 200px;"><strong>Condensed Parent Company Information (Details 1) (USD $)<br>In Thousands, unless otherwise specified</strong></div>
        </th>
        <th class="th" colspan="3">12 Months Ended</th>
      </tr>
      <tr>
        <th class="th">
          <div>Dec. 31, 2012</div>
        </th>
        <th class="th">
          <div>Dec. 31, 2011</div>
        </th>
        <th class="th">
          <div>Dec. 31, 2010</div>
        </th>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InterestExpense', window );">Interest expense</a></td>
        <td class="nump">$ 17,320<span></span></td>
        <td class="nump">$ 23,565<span></span></td>
        <td class="nump">$ 31,907<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NetIncomeLoss', window );">Net income (loss)</a></td>
        <td class="num">(23,406)<span></span></td>
        <td class="nump">13,642<span></span></td>
        <td class="nump">9,982<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NetIncomeLossAvailableToCommonStockholdersBasic', window );">Net income (loss) available to common shareholders</a></td>
        <td class="num">(26,215)<span></span></td>
        <td class="nump">7,476<span></span></td>
        <td class="nump">5,875<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Parent Company</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_FBP_DividendsFromWhollyownedSubsidiaries', window );">Dividends from wholly-owned subsidiaries</a></td>
        <td class="nump">10,000<span></span></td>
        <td class="nump">9,500<span></span></td>
        <td class="nump">26,250<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_IncomeLossFromEquityMethodInvestmentsNetOfDividendsOrDistributions', window );">Earnings (losses) of wholly-owned subsidiaries, net of dividends</a></td>
        <td class="num">(31,493)<span></span></td>
        <td class="nump">5,862<span></span></td>
        <td class="num">(14,536)<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InterestExpense', window );">Interest expense</a></td>
        <td class="num">(1,111)<span></span></td>
        <td class="num">(1,041)<span></span></td>
        <td class="num">(1,054)<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NonoperatingIncomeExpense', window );">All other income and expenses, net</a></td>
        <td class="num">(802)<span></span></td>
        <td class="num">(679)<span></span></td>
        <td class="num">(678)<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NetIncomeLoss', window );">Net income (loss)</a></td>
        <td class="num">(23,406)<span></span></td>
        <td class="nump">13,642<span></span></td>
        <td class="nump">9,982<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_FBP_PreferredStockDividendsAndAccretion', window );">Preferred stock dividends and accretion</a></td>
        <td class="num">(2,809)<span></span></td>
        <td class="num">(6,166)<span></span></td>
        <td class="num">(4,107)<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NetIncomeLossAvailableToCommonStockholdersBasic', window );">Net income (loss) available to common shareholders</a></td>
        <td class="num">$ (26,215)<span></span></td>
        <td class="nump">$ 7,476<span></span></td>
        <td class="nump">$ 5,875<span></span></td>
      </tr>
    </table>
    <div style="display: none;">
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_FBP_DividendsFromWhollyownedSubsidiaries">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The amount of dividends from wholly owned subsidiaries during the period.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>FBP_DividendsFromWhollyownedSubsidiaries</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>FBP_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_FBP_PreferredStockDividendsAndAccretion">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The amount of preferred stock dividends and accretion of the preferred stock discount during the period.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>FBP_PreferredStockDividendsAndAccretion</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>FBP_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_IncomeLossFromEquityMethodInvestmentsNetOfDividendsOrDistributions">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>This element represents the undistributed income (or loss) of equity method investments, net of dividends or other distributions received from unconsolidated subsidiaries, certain corporate joint ventures, and certain noncontrolled corporations; such investments are accounted for under the equity method of accounting. This element excludes distributions that constitute a return of investment, which are classified as investing activities.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 95<br><br> -Paragraph 28<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 28<br><br> -Subparagraph (b)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6943989&amp;loc=d3e3602-108585<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_IncomeLossFromEquityMethodInvestmentsNetOfDividendsOrDistributions</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_InterestExpense">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The cost of borrowed funds accounted for as interest that was charged against earnings during the period.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 04<br><br> -Paragraph 9<br><br> -Article 9<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher OTS<br><br> -Name Federal Regulation (FR)<br><br> -Number Title 12<br><br> -Section 563c.102<br><br> -Paragraph 9<br><br> -Chapter V<br><br> -Subsection II<br><br> -LegacyDoc This is a non-GAAP reference that was included in the 2009 taxonomy.  It will be removed from future versions of this taxonomy.<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 34<br><br> -Paragraph 21<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 835<br><br> -SubTopic 20<br><br> -Section 50<br><br> -Paragraph 1<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6450988&amp;loc=d3e26243-108391<br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 225<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.9-04.9)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6879574&amp;loc=d3e536633-122882<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_InterestExpense</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_NetIncomeLoss">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The portion of profit or loss for the period, net of income taxes, which is attributable to the parent.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 03<br><br> -Paragraph 19<br><br> -Article 5<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 260<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 1<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6371337&amp;loc=d3e3550-109257<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 944<br><br> -SubTopic 225<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.7-04.22)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6879464&amp;loc=d3e573970-122913<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Glossary Other Comprehensive Income<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6519514<br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 225<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 2<br><br> -Subparagraph (SX 210.5-03.18)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6880815&amp;loc=d3e20235-122688<br><br><br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 130<br><br> -Paragraph 10, 15<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 7: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 04<br><br> -Paragraph 20<br><br> -Article 9<br><br><br><br>Reference 8: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Glossary Net Income<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6518256<br><br><br><br>Reference 9: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Emerging Issues Task Force (EITF)<br><br> -Number 87-21<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 10: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 95<br><br> -Paragraph 28, 29, 30<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 11: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 28<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6943989&amp;loc=d3e3602-108585<br><br><br><br>Reference 12: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 944<br><br> -SubTopic 225<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.7-04.19)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6879464&amp;loc=d3e573970-122913<br><br><br><br>Reference 13: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 220<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 6<br><br> -URI http://asc.fasb.org/extlink&amp;oid=20435746&amp;loc=d3e565-108580<br><br><br><br>Reference 14: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher AICPA<br><br> -Name Accounting Research Bulletin (ARB)<br><br> -Number 51<br><br> -Paragraph A7<br><br> -Appendix A<br><br><br><br>Reference 15: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher AICPA<br><br> -Name Accounting Research Bulletin (ARB)<br><br> -Number 51<br><br> -Paragraph 38<br><br> -Subparagraph a<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 16: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher AICPA<br><br> -Name Accounting Research Bulletin (ARB)<br><br> -Number 51<br><br> -Paragraph 38<br><br> -Subparagraph d<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_NetIncomeLoss</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_NetIncomeLossAvailableToCommonStockholdersBasic">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Net income after adjustments for dividends on preferred stock (declared in the period) and/or cumulative preferred stock (accumulated for the period).</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 260<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 11<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7655603&amp;loc=d3e1377-109256<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 128<br><br> -Paragraph 9<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_NetIncomeLossAvailableToCommonStockholdersBasic</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_NonoperatingIncomeExpense">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The aggregate amount of income or expense from ancillary business-related activities (that is to say, excluding major activities considered part of the normal operations of the business).</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 225<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 2<br><br> -Subparagraph (SX 210.5-03.7)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6880815&amp;loc=d3e20235-122688<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 03<br><br> -Paragraph 7<br><br> -Article 5<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_NonoperatingIncomeExpense</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
    </div>
  </body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>149
<FILENAME>R74.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
  <head>
    <META http-equiv="Content-Type" content="text/html; charset=us-ascii">
    <link rel="StyleSheet" type="text/css" href="report.css"><script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script></head>
  <body><span style="display: none;">v2.4.0.6</span><table class="report" border="0" cellspacing="2" id="ID0E1MAC">
      <tr>
        <th class="tl" colspan="1" rowspan="1">
          <div style="width: 200px;"><strong>FDIC Indemnification Asset (Details) (USD $)<br>In Thousands, unless otherwise specified</strong></div>
        </th>
        <th class="th">
          <div>Dec. 31, 2012</div>
        </th>
        <th class="th">
          <div>Dec. 31, 2011</div>
        </th>
        <th class="th">
          <div>Dec. 31, 2010</div>
        </th>
        <th class="th">
          <div>Dec. 31, 2009</div>
        </th>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_FBP_FdicIndemnificationAssetDetailsAbstract', window );"><strong>Fdic Indemnification Asset Details</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_FBP_ReceivableRelatedToClaimsSubmittedNotYetReceived', window );">Receivable related to claims submitted, not yet received</a></td>
        <td class="nump">$ 33,040<span></span></td>
        <td class="nump">$ 13,377<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_FBP_ReceivableRelatedToEstimatedFutureClaimsOnLoans', window );">Receivable related to estimated future claims on loans</a></td>
        <td class="nump">62,044<span></span></td>
        <td class="nump">90,275<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_FBP_ReceivableRelatedToEstimatedFutureClaimsOnOtherRealEstateOwned', window );">Receivable related to estimated future claims on other real estate owned</a></td>
        <td class="nump">7,475<span></span></td>
        <td class="nump">18,025<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="reu">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FDICIndemnificationAsset', window );">FDIC indemnification asset</a></td>
        <td class="nump">$ 102,559<span></span></td>
        <td class="nump">$ 121,677<span></span></td>
        <td class="nump">$ 123,719<span></span></td>
        <td class="nump">$ 143,221<span></span></td>
      </tr>
    </table>
    <div style="display: none;">
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_FBP_FdicIndemnificationAssetDetailsAbstract">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>FBP_FdicIndemnificationAssetDetailsAbstract</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>FBP_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:stringItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_FBP_ReceivableRelatedToClaimsSubmittedNotYetReceived">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of receivables related to claims submitted on loans, relating to loss sharing agreements with the FDIC, not yet received.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>FBP_ReceivableRelatedToClaimsSubmittedNotYetReceived</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>FBP_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_FBP_ReceivableRelatedToEstimatedFutureClaimsOnLoans">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of receivables related to estimated future claims on loans, relating to loss sharing agreements with the FDIC.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>FBP_ReceivableRelatedToEstimatedFutureClaimsOnLoans</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>FBP_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_FBP_ReceivableRelatedToEstimatedFutureClaimsOnOtherRealEstateOwned">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of receivables related to estimated future claims on other real estate owned, relating to loss sharing agreements with the FDIC .</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>FBP_ReceivableRelatedToEstimatedFutureClaimsOnOtherRealEstateOwned</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>FBP_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FDICIndemnificationAsset">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Carrying amount of receivable assets originating from the indemnification agreement with the Federal Deposit Insurance Corporation (FDIC), in which the FDIC is to partially cover losses.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_FDICIndemnificationAsset</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
    </div>
  </body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>150
<FILENAME>R38.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
  <head>
    <META http-equiv="Content-Type" content="text/html; charset=us-ascii">
    <link rel="StyleSheet" type="text/css" href="report.css"><script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script></head>
  <body><span style="display: none;">v2.4.0.6</span><table class="report" border="0" cellspacing="2" id="ID0ELE">
      <tr>
        <th class="tl" colspan="1" rowspan="2">
          <div style="width: 200px;"><strong>Borrowings and Borrowings Availability (Tables)<br></strong></div>
        </th>
        <th class="th" colspan="1">12 Months Ended</th>
      </tr>
      <tr>
        <th class="th">
          <div>Dec. 31, 2012</div>
        </th>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_FBP_NotesToFinancialStatementsAbstract', window );"><strong>Notes to Financial Statements</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ScheduleOfDebtTableTextBlock', window );">Schedule of debt</a></td>
        <td class="text"><p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">The following tables present information
regarding the Company&#146;s outstanding borrowings at December 31, 2012 and 2011:</p>

<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left; text-indent: 0.25in">&#160;</p>

<table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif">
<tr style="vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif">Description - 2012</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif">Due date</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif">Call Feature</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif">2012 <br />Amount</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif">Interest Rate</td></tr>
<tr style="vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: center; padding-left: 5.4pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: center; padding-left: 5.4pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: center; padding-left: 5.4pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; vertical-align: top; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; vertical-align: top; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: center; padding-left: 5.4pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="width: 25%; text-align: left; text-indent: -0.25in; padding-left: 0.25in; vertical-align: top; font: 10pt Calibri, Helvetica, Sans-Serif">Trust Preferred Securities</td><td nowrap="nowrap" style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="width: 15%; text-align: center; padding-left: 5.4pt; vertical-align: top; font: 10pt Calibri, Helvetica, Sans-Serif">1/23/34</td><td nowrap="nowrap" style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="width: 22%; text-align: center; padding-left: 5.4pt; vertical-align: top; font: 10pt Calibri, Helvetica, Sans-Serif">Quarterly by Company <br />beginning 1/23/09</td><td nowrap="nowrap" style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="width: 1%; text-align: left; vertical-align: top; font: 10pt Calibri, Helvetica, Sans-Serif">$</td><td nowrap="nowrap" style="width: 7%; text-align: right; vertical-align: top; font: 10pt Calibri, Helvetica, Sans-Serif">20,620,000</td><td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="width: 25%; text-align: center; padding-left: 5.4pt; vertical-align: top; font: 10pt Calibri, Helvetica, Sans-Serif">3.01% at 12/31/12 <br />adjustable rate <br />3 month LIBOR + 2.70%</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt; text-indent: -0.25in; padding-left: 0.25in; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: center; padding-bottom: 1pt; padding-left: 5.4pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: center; padding-bottom: 1pt; padding-left: 5.4pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left; vertical-align: top">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right; vertical-align: top">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: center; padding-bottom: 1pt; padding-left: 5.4pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt; text-indent: -0.25in; padding-left: 0.25in; vertical-align: top; font: 10pt Calibri, Helvetica, Sans-Serif">Trust Preferred Securities</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: center; padding-bottom: 1pt; padding-left: 5.4pt; vertical-align: top; font: 10pt Calibri, Helvetica, Sans-Serif">6/15/36</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: center; padding-bottom: 1pt; padding-left: 5.4pt; vertical-align: top; font: 10pt Calibri, Helvetica, Sans-Serif">Quarterly by Company <br />beginning 6/15/11</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; vertical-align: top; font: 10pt Calibri, Helvetica, Sans-Serif; border-bottom: Black 1pt solid">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: right; vertical-align: top; font: 10pt Calibri, Helvetica, Sans-Serif; border-bottom: Black 1pt solid">25,774,000</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: center; padding-bottom: 1pt; padding-left: 5.4pt; vertical-align: top; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif">1.70% at 12/31/12 <br />adjustable rate <br />3 month LIBOR + 1.39%</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td colspan="5" nowrap="nowrap" style="text-align: left; padding-bottom: 2.5pt; padding-left: 0; vertical-align: top; font: 10pt Calibri, Helvetica, Sans-Serif">Total borrowings / weighted average rate as of December 31, 2012</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left; vertical-align: top">$</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right; vertical-align: top">46,394,000</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: center; padding-bottom: 2.5pt; padding-left: 5.4pt; vertical-align: top; font: 10pt Calibri, Helvetica, Sans-Serif">2.28%</td></tr>
</table>

<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">&#160;</p>

<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left; text-indent: 0.25in">&#160;</p>

<table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif">
<tr style="vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-indent: 0; vertical-align: bottom">Description - 2011</td><td style="padding-bottom: 1pt; text-align: center; vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; vertical-align: bottom">Due date</td><td style="padding-bottom: 1pt; text-align: center; vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; vertical-align: bottom">Call Feature</td><td style="padding-bottom: 1pt; text-align: center; vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td colspan="2" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; vertical-align: bottom">2011 <br />Amount</td><td style="padding-bottom: 1pt; text-align: center; vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td style="padding-bottom: 1pt; text-align: center; vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; vertical-align: bottom">Interest Rate</td></tr>
<tr style="vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td style="text-align: left; text-indent: 0; vertical-align: top; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td style="text-align: center; vertical-align: top; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td style="text-align: center; vertical-align: top; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td colspan="2" style="text-align: center; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td style="text-align: center; vertical-align: top; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td style="width: 25%; text-align: left; text-indent: 0; vertical-align: top; font: 10pt Calibri, Helvetica, Sans-Serif">FHLB Term Note</td><td style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td style="width: 15%; text-align: center; padding-left: 5.4pt; vertical-align: top; font: 10pt Calibri, Helvetica, Sans-Serif">4/20/12</td><td style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td style="width: 22%; text-align: center; padding-left: 5.4pt; vertical-align: top; font: 10pt Calibri, Helvetica, Sans-Serif">Quarterly by FHLB, <br />
beginning 4/20/09</td><td style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td style="width: 1%; text-align: left; vertical-align: top; font: 10pt Calibri, Helvetica, Sans-Serif">$</td><td style="width: 7%; text-align: right; vertical-align: top; font: 10pt Calibri, Helvetica, Sans-Serif">7,500,000</td><td style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td style="width: 25%; text-align: center; padding-left: 5.4pt; vertical-align: top; font: 10pt Calibri, Helvetica, Sans-Serif">4.51% fixed</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td style="text-align: left; text-indent: 0; vertical-align: top; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td style="text-align: center; padding-left: 5.4pt; vertical-align: top; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td style="text-align: center; padding-left: 5.4pt; vertical-align: top; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td style="text-align: left; vertical-align: top; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td style="text-align: right; vertical-align: top; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td style="text-align: center; padding-left: 5.4pt; vertical-align: top; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td style="text-align: left; text-indent: 0; vertical-align: top; font: 10pt Calibri, Helvetica, Sans-Serif">FHLB Term Note</td><td style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td style="text-align: center; padding-left: 5.4pt; vertical-align: top; font: 10pt Calibri, Helvetica, Sans-Serif">6/28/12</td><td style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td style="text-align: center; padding-left: 5.4pt; vertical-align: top; font: 10pt Calibri, Helvetica, Sans-Serif">None</td><td style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td style="text-align: left; vertical-align: top; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td style="text-align: right; vertical-align: top; font: 10pt Calibri, Helvetica, Sans-Serif">15,000,000</td><td style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td style="text-align: center; padding-left: 5.4pt; vertical-align: top; font: 10pt Calibri, Helvetica, Sans-Serif">0.69% fixed</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td style="text-align: left; text-indent: 0; vertical-align: top; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td style="text-align: center; padding-left: 5.4pt; vertical-align: top; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td style="text-align: center; padding-left: 5.4pt; vertical-align: top; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td style="text-align: left; vertical-align: top; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td style="text-align: right; vertical-align: top; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td style="text-align: center; padding-left: 5.4pt; vertical-align: top; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td style="text-align: left; text-indent: 0; vertical-align: top; font: 10pt Calibri, Helvetica, Sans-Serif">FHLB Term Note&#9;</td><td style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td style="text-align: center; padding-left: 5.4pt; vertical-align: top; font: 10pt Calibri, Helvetica, Sans-Serif">12/28/12</td><td style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td style="text-align: center; padding-left: 5.4pt; vertical-align: top; font: 10pt Calibri, Helvetica, Sans-Serif">None</td><td style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td style="text-align: left; vertical-align: top; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td style="text-align: right; vertical-align: top; font: 10pt Calibri, Helvetica, Sans-Serif">7,500,000</td><td style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td style="text-align: center; padding-left: 5.4pt; vertical-align: top; font: 10pt Calibri, Helvetica, Sans-Serif">0.91% fixed</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td style="text-align: left; text-indent: 0; vertical-align: top; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td style="text-align: center; padding-left: 5.4pt; vertical-align: top; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td style="text-align: center; padding-left: 5.4pt; vertical-align: top; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td style="text-align: left; vertical-align: top; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td style="text-align: right; vertical-align: top; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td style="text-align: center; padding-left: 5.4pt; vertical-align: top; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td style="text-align: left; text-indent: 0; vertical-align: top; font: 10pt Calibri, Helvetica, Sans-Serif">FHLB Term Note</td><td style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td style="text-align: center; padding-left: 5.4pt; vertical-align: top; font: 10pt Calibri, Helvetica, Sans-Serif">6/28/2013</td><td style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td style="text-align: center; padding-left: 5.4pt; vertical-align: top; font: 10pt Calibri, Helvetica, Sans-Serif">None</td><td style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td style="text-align: left; vertical-align: top; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td style="text-align: right; vertical-align: top; font: 10pt Calibri, Helvetica, Sans-Serif">15,000,000</td><td style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td style="text-align: center; padding-left: 5.4pt; vertical-align: top; font: 10pt Calibri, Helvetica, Sans-Serif">0.72% fixed</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td style="text-align: left; text-indent: 0; vertical-align: top; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td style="text-align: center; padding-left: 5.4pt; vertical-align: top; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td style="text-align: center; padding-left: 5.4pt; vertical-align: top; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td style="text-align: left; vertical-align: top; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td style="text-align: right; vertical-align: top; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td style="text-align: center; padding-left: 5.4pt; vertical-align: top; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td style="text-align: left; text-indent: 0; vertical-align: top; font: 10pt Calibri, Helvetica, Sans-Serif">FHLB Term Note&#9;</td><td style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td style="text-align: center; padding-left: 5.4pt; vertical-align: top; font: 10pt Calibri, Helvetica, Sans-Serif">12/30/13</td><td style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td style="text-align: center; padding-left: 5.4pt; vertical-align: top; font: 10pt Calibri, Helvetica, Sans-Serif">None</td><td style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td style="text-align: left; vertical-align: top; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td style="text-align: right; vertical-align: top; font: 10pt Calibri, Helvetica, Sans-Serif">7,500,000</td><td style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td style="text-align: center; padding-left: 5.4pt; vertical-align: top; font: 10pt Calibri, Helvetica, Sans-Serif">1.50% fixed</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td style="text-align: left; text-indent: 0; vertical-align: top; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td style="text-align: center; padding-left: 5.4pt; vertical-align: top; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td style="text-align: center; padding-left: 5.4pt; vertical-align: top; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td style="text-align: left; vertical-align: top; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td style="text-align: right; vertical-align: top; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td style="text-align: center; padding-left: 5.4pt; vertical-align: top; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td style="text-align: left; text-indent: 0; vertical-align: top; font: 10pt Calibri, Helvetica, Sans-Serif">FHLB Term Note&#9;</td><td style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td style="text-align: center; padding-left: 5.4pt; vertical-align: top; font: 10pt Calibri, Helvetica, Sans-Serif">1/13/14</td><td style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td style="text-align: center; padding-left: 5.4pt; vertical-align: top; font: 10pt Calibri, Helvetica, Sans-Serif">None</td><td style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td style="text-align: left; vertical-align: top; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td style="text-align: right; vertical-align: top; font: 10pt Calibri, Helvetica, Sans-Serif">20,000,000</td><td style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td style="text-align: center; padding-left: 5.4pt; vertical-align: top; font: 10pt Calibri, Helvetica, Sans-Serif">1.38% fixed</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td style="text-align: left; text-indent: 0; vertical-align: top; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td style="text-align: center; padding-left: 5.4pt; vertical-align: top; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td style="text-align: center; padding-left: 5.4pt; vertical-align: top; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td style="text-align: left; vertical-align: top; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td style="text-align: right; vertical-align: top; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td style="text-align: center; padding-left: 5.4pt; vertical-align: top; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td style="text-align: left; text-indent: 0; vertical-align: top; font: 10pt Calibri, Helvetica, Sans-Serif">FHLB Term Note&#9;</td><td style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td style="text-align: center; padding-left: 5.4pt; vertical-align: top; font: 10pt Calibri, Helvetica, Sans-Serif">6/30/14</td><td style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td style="text-align: center; padding-left: 5.4pt; vertical-align: top; font: 10pt Calibri, Helvetica, Sans-Serif">None</td><td style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td style="text-align: left; vertical-align: top; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td style="text-align: right; vertical-align: top; font: 10pt Calibri, Helvetica, Sans-Serif">15,000,000</td><td style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td style="text-align: center; padding-left: 5.4pt; vertical-align: top; font: 10pt Calibri, Helvetica, Sans-Serif">1.21% fixed</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td style="text-align: left; text-indent: 0; vertical-align: top; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td style="text-align: center; padding-left: 5.4pt; vertical-align: top; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td style="text-align: center; padding-left: 5.4pt; vertical-align: top; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td style="text-align: left; vertical-align: top; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td style="text-align: right; vertical-align: top; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td style="text-align: center; padding-left: 5.4pt; vertical-align: top; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td style="text-align: left; text-indent: 0; vertical-align: top; font: 10pt Calibri, Helvetica, Sans-Serif">Trust Preferred Securities</td><td style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td style="text-align: center; padding-left: 5.4pt; vertical-align: top; font: 10pt Calibri, Helvetica, Sans-Serif">1/23/34</td><td style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td style="text-align: center; padding-left: 5.4pt; vertical-align: top; font: 10pt Calibri, Helvetica, Sans-Serif">Quarterly by Company <br />beginning 1/23/09</td><td style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td style="text-align: left; vertical-align: top; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td style="text-align: right; vertical-align: top; font: 10pt Calibri, Helvetica, Sans-Serif">20,620,000</td><td style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td style="text-align: center; padding-left: 5.4pt; vertical-align: top; font: 10pt Calibri, Helvetica, Sans-Serif">3.13% at 12/31/11 <br />adjustable rate <br />3 month LIBOR + 2.70%</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td style="text-align: left; padding-bottom: 1pt; text-indent: 0; vertical-align: top; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td style="text-align: center; padding-bottom: 1pt; padding-left: 5.4pt; vertical-align: top; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td style="text-align: center; padding-bottom: 1pt; padding-left: 5.4pt; vertical-align: top; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left; vertical-align: top">&#160;</td><td style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right; vertical-align: top">&#160;</td><td style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td style="text-align: center; padding-bottom: 1pt; padding-left: 5.4pt; vertical-align: top; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td style="text-align: left; padding-bottom: 1pt; text-indent: 0; vertical-align: top; font: 10pt Calibri, Helvetica, Sans-Serif">Trust Preferred Securities</td><td style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td style="text-align: center; padding-bottom: 1pt; padding-left: 5.4pt; vertical-align: top; font: 10pt Calibri, Helvetica, Sans-Serif">6/15/36</td><td style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td style="text-align: center; padding-bottom: 1pt; padding-left: 5.4pt; vertical-align: top; font: 10pt Calibri, Helvetica, Sans-Serif">Quarterly by Company <br />beginning 6/15/11</td><td style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td style="padding-bottom: 1pt; text-align: left; vertical-align: top; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td style="padding-bottom: 1pt; text-align: right; vertical-align: top; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif">25,774,000</td><td style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td style="text-align: center; padding-bottom: 1pt; padding-left: 5.4pt; vertical-align: top; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif">1.94% at 12/31/11 <br />adjustable rate <br />3 month LIBOR + 1.39%</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td colspan="5" style="font: normal 10pt Calibri, Helvetica, Sans-Serif; text-indent: 0; text-align: left; vertical-align: top">Total borrowings / weighted average rate</td><td style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td style="text-align: left; vertical-align: top; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td style="text-align: right; vertical-align: top; font: 10pt Calibri, Helvetica, Sans-Serif">133,894,000</td><td style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td style="text-align: center; padding-left: 5.4pt; vertical-align: top; font: 10pt Calibri, Helvetica, Sans-Serif">1.74%</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td colspan="5" style="text-align: left; padding-bottom: 1pt; text-indent: 0; vertical-align: top; font: 10pt Calibri, Helvetica, Sans-Serif">Unamortized fair market value adjustment recorded in acquisition</td><td style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left; vertical-align: top">&#160;</td><td style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right; vertical-align: top">31,000</td><td style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td style="text-align: center; padding-bottom: 1pt; padding-left: 5.4pt; vertical-align: top; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td colspan="5" style="text-align: left; padding-bottom: 2.5pt; text-indent: 0; vertical-align: top; font: 10pt Calibri, Helvetica, Sans-Serif">Total borrowings as of December 31, 2011</td><td style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left; vertical-align: top">$</td><td style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right; vertical-align: top">133,925,000</td><td style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td style="text-align: center; padding-bottom: 2.5pt; padding-left: 5.4pt; vertical-align: top; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
</table>

<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">&#160;&#160;</p><span></span></td>
      </tr>
    </table>
    <div style="display: none;">
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_FBP_NotesToFinancialStatementsAbstract">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>FBP_NotesToFinancialStatementsAbstract</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>FBP_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:stringItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ScheduleOfDebtTableTextBlock">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Tabular disclosure of information pertaining to short-term and long-debt instruments or arrangements, including but not limited to identification of terms, features, collateral requirements and other information necessary to a fair presentation.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_ScheduleOfDebtTableTextBlock</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>nonnum:textBlockItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
    </div>
  </body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>151
<FILENAME>R20.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
  <head>
    <META http-equiv="Content-Type" content="text/html; charset=us-ascii">
    <link rel="StyleSheet" type="text/css" href="report.css"><script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script></head>
  <body><span style="display: none;">v2.4.0.6</span><table class="report" border="0" cellspacing="2" id="ID0ELE">
      <tr>
        <th class="tl" colspan="1" rowspan="2">
          <div style="width: 200px;"><strong>Commitments, Contingencies, and Concentrations of Credit Risk<br></strong></div>
        </th>
        <th class="th" colspan="1">12 Months Ended</th>
      </tr>
      <tr>
        <th class="th">
          <div>Dec. 31, 2012</div>
        </th>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_CommitmentsAndContingenciesDisclosureAbstract', window );"><strong>Commitments and Contingencies Disclosure [Abstract]</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_CommitmentsAndContingenciesDisclosureTextBlock', window );">Commitments, Contingencies, and Concentrations of Credit Risk</a></td>
        <td class="text"><p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"><b>Note 13. Commitments, Contingencies,
and Concentrations of Credit Risk</b>&#160;</p>

<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">&#160;</p>

<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">See Note 11 with respect to future obligations
under noncancelable operating leases.</p>

<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">&#160;</p>

<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">In the normal course of the Company&#146;s
business, there are various outstanding commitments and contingent liabilities such as commitments to extend credit that are not
reflected in the financial statements. The following table presents the Company&#146;s outstanding loan commitments at December
31, 2012.</p>

<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">&#160;</p>

<table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif">
<tr style="vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="font: italic 10pt Calibri, Helvetica, Sans-Serif; text-align: justify">($ in millions)</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="text-align: center; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="text-align: center; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="text-align: center; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif; border-bottom: Black 1pt solid">Type of Commitment</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif">Fixed Rate</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif">Variable Rate</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif">Total</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="width: 70%; text-align: justify; font: 10pt Calibri, Helvetica, Sans-Serif">Outstanding closed-end loan commitments</td><td nowrap="nowrap" style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">$</td><td nowrap="nowrap" style="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">66</td><td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">258</td><td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">324</td><td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">Unfunded commitments on revolving lines of credit, <br />
&#160;&#160;credit cards and home equity loans</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">33</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">184</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">217</td><td nowrap="nowrap" style="padding-bottom: 1pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: justify; padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;&#160;&#160;&#160;&#160;Total</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">$</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">99</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">442</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: left">&#160;</td><td nowrap="nowrap" style="border-bottom: Black 2.5pt double; font: 10pt Calibri, Helvetica, Sans-Serif; text-align: right">541</td><td nowrap="nowrap" style="padding-bottom: 2.5pt; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
</table>

<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">&#160;</p>

<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">At December 31, 2012 and 2011, the Company
had $12.8 million and $7.1 million, respectively, in standby letters of credit outstanding. The Company has no carrying amount
for these standby letters of credit at either of those dates. The nature of the standby letters of credit is a guarantee made on
behalf of the Company&#146;s customers to suppliers of the customers to guarantee payments owed to the supplier by the customer.
The standby letters of credit are generally for terms for one year, at which time they may be renewed for another year if both
parties agree. The payment of the guarantees would generally be triggered by a continued nonpayment of an obligation owed by the
customer to the supplier. The maximum potential amount of future payments (undiscounted) the Company could be required to make
under the guarantees in the event of nonperformance by the parties to whom credit or financial guarantees have been extended is
represented by the contractual amount of the standby letter of credit. In the event that the Company is required to honor a standby
letter of credit, a note, already executed with the customer, is triggered which provides repayment terms and any collateral. Over
the past two years, the Company has only had to honor several insignificant standby letters of credit, which have been or are being
repaid by the borrower without any loss to the Company. Management expects any draws under existing commitments to be funded through
normal operations.</p>

<p style="font: 10pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left; text-indent: 0in">&#160;</p>

<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">The Company is not involved in any legal
proceedings which, in management&#146;s opinion, could have a material effect on the consolidated financial position of the Company.</p>

<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">&#160;</p>

<p style="font: 10pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left; text-indent: 0in">The Bank grants primarily commercial
and installment loans to customers throughout its market area, which consists of Anson, Beaufort, Bladen, Brunswick, Buncombe,
Cabarrus, Carteret, Chatham, Columbus, Dare, Davidson, Duplin, Guilford, Harnett, Iredell, Lee, Montgomery, Moore, New Hanover,
Onslow, Randolph, Richmond, Robeson, Rockingham, Rowan, Scotland, Stanly and Wake Counties in North Carolina, Chesterfield, Dillon,
Florence and Horry Counties in South Carolina, and Montgomery, Pulaski, Roanoke, Washington and Wythe Counties in Virginia. The
real estate loan portfolio can be affected by the condition of the local real estate market. The commercial and installment loan
portfolios can be affected by local economic conditions.</p>

<p style="font: 10pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left; text-indent: 0.25in">&#160;</p>

<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">The Company&#146;s loan portfolio is
not concentrated in loans to any single borrower or to a relatively small number of borrowers. Additionally, management is not
aware of any concentrations of loans to classes of borrowers or industries that would be similarly affected by economic conditions.</p>

<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left; text-indent: 0.25in">&#160;</p>

<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">In addition to monitoring potential concentrations
of loans to particular borrowers or groups of borrowers, industries and geographic regions, the Company monitors exposure to credit
risk that could arise from potential concentrations of lending products and practices such as loans that subject borrowers to substantial
payment increases (e.g. principal deferral periods, loans with initial interest-only periods, etc), and loans with high loan-to-value
ratios. Additionally, there are industry practices that could subject the Company to increased credit risk should economic conditions
change over the course of a loan&#146;s life. For example, the Company makes variable rate loans and fixed rate principal-amortizing
loans with maturities prior to the loan being fully paid (i.e. balloon payment loans). These loans are underwritten and monitored
to manage the associated risks. The Company has determined that there is no concentration of credit risk associated with its lending
policies or practices.</p>

<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">&#160;</p>



<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">&#160;</p>

<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">The Company&#146;s investment portfolio
consists principally of obligations of government-sponsored enterprises, mortgage-backed securities guaranteed by government-sponsored
enterprises, corporate bonds, FHLB stock and general obligation municipal securities. The following are the fair values at December
31, 2012 of available for sale and held to maturity securities to any one issuer/guarantor that exceed $2.0 million, with such
amounts representing the maximum amount of credit risk that the Company would incur if the issuer did not repay the obligation.</p>

<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left; text-indent: 0.25in">&#160;</p>

<table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Calibri, Helvetica, Sans-Serif">
<tr style="vertical-align: bottom; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif"><p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: center">(<i>$ in thousands</i>)</p> <p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">Issuer</p></td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif">Amortized Cost</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td colspan="2" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid; font: 10pt Calibri, Helvetica, Sans-Serif">Fair Value</td><td nowrap="nowrap" style="padding-bottom: 1pt; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="width: 80%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">Ginnie Mae - mortgage-backed securities</td><td nowrap="nowrap" style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">$</td><td nowrap="nowrap" style="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">83,950</td><td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="width: 1%; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="width: 7%; text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">86,353</td><td nowrap="nowrap" style="width: 1%; text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">Small Business Administration</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">55,034</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">55,710</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">Federal Home Loan Bank System - bonds</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">9,000</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">9,088</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">Federal Home Loan Bank of Atlanta&#160;&#160;- common stock</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">4,934</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">4,934</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">Craven County, North Carolina municipal bond</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">3,643</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">4,029</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">First Citizens Bancorp (South Carolina) &#150; bond / trust preferred securities</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">3,998</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">3,813</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">Fannie Mae - mortgage-backed securities and collateralized mortgage obligations</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">3,701</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">3,987</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">Spartanburg, South Carolina Sanitary Sewer District municipal bond</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">3,293</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">3,662</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">Richmond County, North Carolina municipal bond</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">2,608</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">2,860</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">Federal Farm Credit bonds</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">2,500</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">2,508</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255); font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">South Carolina State municipal bond</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">2,133</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">2,384</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
<tr style="vertical-align: bottom; background-color: White; font: 10pt Calibri, Helvetica, Sans-Serif">
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">Virginia State Housing Authority municipal bond</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">2,162</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td>
    <td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td><td nowrap="nowrap" style="text-align: right; font: 10pt Calibri, Helvetica, Sans-Serif">2,371</td><td nowrap="nowrap" style="text-align: left; font: 10pt Calibri, Helvetica, Sans-Serif">&#160;</td></tr>
</table>

<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">&#160;</p>

<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">The Company places its deposits and correspondent
accounts with the Federal Home Loan Bank of Atlanta, the Federal Reserve Bank, and Bank of America and sells its federal funds
to Bank of America. At December 31, 2012, the Company had deposits in the Federal Home Loan Bank of Atlanta totaling $4.9 million,
deposits of $133.8 million in the Federal Reserve Bank, deposits of $65.5 million in Bank of America, and deposits of $5 million
with BB&#38;T. None of the deposits held at the Federal Home Loan Bank of Atlanta or the Federal Reserve Bank, are FDIC-insured,
however the Federal Reserve Bank is a government entity and therefore risk of loss is minimal. The deposits held at Bank of America
and BB&#38;T are FDIC-insured up to $250,000.</p>

<p style="font: 10pt/normal Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left">&#160;&#160;</p><span></span></td>
      </tr>
    </table>
    <div style="display: none;">
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_CommitmentsAndContingenciesDisclosureAbstract">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_CommitmentsAndContingenciesDisclosureAbstract</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:stringItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_CommitmentsAndContingenciesDisclosureTextBlock">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The entire disclosure for commitments and contingencies.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 460<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 8<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6398077&amp;loc=d3e12565-110249<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 450<br><br> -SubTopic 20<br><br> -Section 50<br><br> -Paragraph 4<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6952336&amp;loc=d3e14435-108349<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name FASB Interpretation (FIN)<br><br> -Number 14<br><br> -Paragraph 3<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 440<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 2<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6394976&amp;loc=d3e25287-109308<br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 210<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.5-02.25)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br><br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 825<br><br> -SubTopic 20<br><br> -Section 50<br><br> -Paragraph 1<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6449706&amp;loc=d3e16207-108621<br><br><br><br>Reference 7: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 5<br><br> -Paragraph 9, 10, 11, 12<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_CommitmentsAndContingenciesDisclosureTextBlock</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>nonnum:textBlockItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
    </div>
  </body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>152
<FILENAME>R101.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
  <head>
    <META http-equiv="Content-Type" content="text/html; charset=us-ascii">
    <link rel="StyleSheet" type="text/css" href="report.css"><script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script></head>
  <body><span style="display: none;">v2.4.0.6</span><table class="report" border="0" cellspacing="2" id="ID0EJOBI">
      <tr>
        <th class="tl" colspan="1" rowspan="1">
          <div style="width: 200px;"><strong>Employee Benefit Plans (Details 9) (USD $)<br>In Thousands, unless otherwise specified</strong></div>
        </th>
        <th class="th">
          <div>Dec. 31, 2012</div>
        </th>
        <th class="th">
          <div>Dec. 31, 2011</div>
        </th>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Fair Value Total</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DefinedBenefitPlanFairValueOfPlanAssets', window );">Fair value of plan assets</a></td>
        <td class="nump">$ 30,124<span></span></td>
        <td class="nump">$ 24,466<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Significant Other Observable Inputs (Level 2)</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DefinedBenefitPlanFairValueOfPlanAssets', window );">Fair value of plan assets</a></td>
        <td class="nump">441<span></span></td>
        <td class="nump">831<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Quoted Prices in Market for Identical Assets (Level 1)</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DefinedBenefitPlanFairValueOfPlanAssets', window );">Fair value of plan assets</a></td>
        <td class="nump">29,683<span></span></td>
        <td class="nump">23,635<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Fixed income investments - Money market funds | Fair Value Total</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DefinedBenefitPlanFairValueOfPlanAssets', window );">Fair value of plan assets</a></td>
        <td class="nump">441<span></span></td>
        <td class="nump">831<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Fixed income investments - Money market funds | Significant Other Observable Inputs (Level 2)</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DefinedBenefitPlanFairValueOfPlanAssets', window );">Fair value of plan assets</a></td>
        <td class="nump">441<span></span></td>
        <td class="nump">831<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Fixed income investments - US government bond fund | Fair Value Total</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DefinedBenefitPlanFairValueOfPlanAssets', window );">Fair value of plan assets</a></td>
        <td class="nump">2,995<span></span></td>
        <td class="nump">2,356<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Fixed income investments - US government bond fund | Quoted Prices in Market for Identical Assets (Level 1)</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DefinedBenefitPlanFairValueOfPlanAssets', window );">Fair value of plan assets</a></td>
        <td class="nump">2,995<span></span></td>
        <td class="nump">2,356<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Fixed income investments - US corporate bond fund | Fair Value Total</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DefinedBenefitPlanFairValueOfPlanAssets', window );">Fair value of plan assets</a></td>
        <td class="nump">3,008<span></span></td>
        <td class="nump">2,331<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Fixed income investments - US corporate bond fund | Quoted Prices in Market for Identical Assets (Level 1)</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DefinedBenefitPlanFairValueOfPlanAssets', window );">Fair value of plan assets</a></td>
        <td class="nump">3,008<span></span></td>
        <td class="nump">2,331<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Fixed income investments - US corporate high yield bond fund | Fair Value Total</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DefinedBenefitPlanFairValueOfPlanAssets', window );">Fair value of plan assets</a></td>
        <td class="nump">1,563<span></span></td>
        <td class="nump">1,195<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Fixed income investments - US corporate high yield bond fund | Quoted Prices in Market for Identical Assets (Level 1)</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DefinedBenefitPlanFairValueOfPlanAssets', window );">Fair value of plan assets</a></td>
        <td class="nump">1,563<span></span></td>
        <td class="nump">1,195<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Equity investments - Large cap value fund | Fair Value Total</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DefinedBenefitPlanFairValueOfPlanAssets', window );">Fair value of plan assets</a></td>
        <td class="nump">6,101<span></span></td>
        <td class="nump">5,194<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Equity investments - Large cap value fund | Quoted Prices in Market for Identical Assets (Level 1)</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DefinedBenefitPlanFairValueOfPlanAssets', window );">Fair value of plan assets</a></td>
        <td class="nump">6,101<span></span></td>
        <td class="nump">5,194<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Equity investments - Large cap growth fund | Fair Value Total</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DefinedBenefitPlanFairValueOfPlanAssets', window );">Fair value of plan assets</a></td>
        <td class="nump">6,020<span></span></td>
        <td class="nump">4,883<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Equity investments - Large cap growth fund | Quoted Prices in Market for Identical Assets (Level 1)</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DefinedBenefitPlanFairValueOfPlanAssets', window );">Fair value of plan assets</a></td>
        <td class="nump">6,020<span></span></td>
        <td class="nump">4,883<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Equity investments - Small cap growth fund | Fair Value Total</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DefinedBenefitPlanFairValueOfPlanAssets', window );">Fair value of plan assets</a></td>
        <td class="nump">2,514<span></span></td>
        <td class="nump">2,030<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Equity investments - Small cap growth fund | Quoted Prices in Market for Identical Assets (Level 1)</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DefinedBenefitPlanFairValueOfPlanAssets', window );">Fair value of plan assets</a></td>
        <td class="nump">2,514<span></span></td>
        <td class="nump">2,030<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Equity investments - Mid cap growth fund | Fair Value Total</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DefinedBenefitPlanFairValueOfPlanAssets', window );">Fair value of plan assets</a></td>
        <td class="nump">3,153<span></span></td>
        <td class="nump">2,491<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Equity investments - Mid cap growth fund | Quoted Prices in Market for Identical Assets (Level 1)</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DefinedBenefitPlanFairValueOfPlanAssets', window );">Fair value of plan assets</a></td>
        <td class="nump">3,153<span></span></td>
        <td class="nump">2,491<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Equity investments - Foreign equity fund | Fair Value Total</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DefinedBenefitPlanFairValueOfPlanAssets', window );">Fair value of plan assets</a></td>
        <td class="nump">3,147<span></span></td>
        <td class="nump">2,328<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Equity investments - Foreign equity fund | Quoted Prices in Market for Identical Assets (Level 1)</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DefinedBenefitPlanFairValueOfPlanAssets', window );">Fair value of plan assets</a></td>
        <td class="nump">3,147<span></span></td>
        <td class="nump">2,328<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Equity investments - Company stock | Fair Value Total</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DefinedBenefitPlanFairValueOfPlanAssets', window );">Fair value of plan assets</a></td>
        <td class="nump">1,182<span></span></td>
        <td class="nump">827<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Equity investments - Company stock | Quoted Prices in Market for Identical Assets (Level 1)</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DefinedBenefitPlanFairValueOfPlanAssets', window );">Fair value of plan assets</a></td>
        <td class="nump">$ 1,182<span></span></td>
        <td class="nump">$ 827<span></span></td>
      </tr>
    </table>
    <div style="display: none;">
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DefinedBenefitPlanFairValueOfPlanAssets">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Assets, usually stocks, bonds, and other investments, that have been segregated and restricted (usually in a trust) to provide benefits, at their fair value as of the measurement date. Plan assets include amounts contributed by the employer (and by employees for a contributory plan) and amounts earned from investing the contributions, less benefits paid. If a plan has liabilities other than for benefits, those non-benefit obligations may be considered as reductions of plan assets.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 715<br><br> -SubTopic 30<br><br> -Section 35<br><br> -Paragraph 50<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6867990&amp;loc=d3e12355-114930<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 87<br><br> -Paragraph 49<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 132R<br><br> -Paragraph 5<br><br> -Subparagraph d(iv)(b)(i)<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 132R<br><br> -Paragraph 5<br><br> -Subparagraph b<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 715<br><br> -SubTopic 20<br><br> -Section 50<br><br> -Paragraph 1<br><br> -Subparagraph (b)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=21915506&amp;loc=d3e1928-114920<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_DefinedBenefitPlanFairValueOfPlanAssets</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
    </div>
  </body>
</html>
</TEXT>
</DOCUMENT>
</SEC-DOCUMENT>
